Report of the Insurance Department of the Comptroller-General's Office for the Year Ending December 31, 1915

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THE LIBRARY OF
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STATE CAPJTOL ATLANTAREPORT
Insurance Department
OF THE
COMPTROLLERGENERALS OFFICE
YEAR ENDING DECEMBER 31
1915

THE GENERAL LIBRARY
THE UNIVERSITY OF GEORGIA
ATHENS GEORGIA
1916
Chas P Byrd State Printer
Atlanta GaeKmBlasimmMeuimltMllmlllSOmm

3111
REPORT
Atlanta Ga January 1 1916
To His Excellency Nathaniel E Harris Governor
Atlanta Georgia
Sir In compliance with the law of the State I have the
honor to submit the annual report of the Insurance Depart
ment for the year ending December 31 1915 The detailed
reports of the several insurance companies embodied herein
show the results of the operations of such companies for the
year ending on that date and their financial condition at
that time as supplied with the sworn statements of these
companies on file in this Department
The following table furnishes a progressive comparison
of the growth of the insurance business in the past thirty
two years
Year
1883
1893
1903
1913
1914
1915
EIRE AND TIRE AND MARINE COMPANIES
Premiums Collected Losses Paid
1412148 00
1691708 00
3195426 00
6326926 00
5490196 00
5530714 00
1393070 00
1043354 00
1431333 00
3215788 00
3460957 00
3607983 00
The above figures for 1913 1914 and 1915 do not include
the companies that do marine business only Such com
panies are now classed as Miscellaneous Companies
THE GENERAL LIBRARY
THE UNIVERSITY OF GEORGIA
ATHENS GEORGIA
LI I
I

VI
1883
1893
1903
1913
1914
1915
1883
1893
1903
1913
1914
1915
ComptrollerGenerals Eeport
life insurance companies
Premiums Collected Amt Ins in Force
296824 00 9098822 00
2375244 00 69931265 00
5298816 00 142672751 00
11440520 00 367623921 00
10629693 00 330082717 00
11641564 00 362516698 00
STEOUS INSUEANCE COMPANIES
Premiums Collected Losses Paid
None None
4337 00 420 00
122957 00 14333 00
1653515 00 832971 00
1639581 00 827347 00
2430287 00 1517844 00
In the supervision of the companies chartered in and
operating in this State special examinations of certain com
panies have been made during the year 1915 In each case
the reports of the special examiners have been filed show
ing the conditions of the companies as brought out in their
examinations and where necessary rulings and recom
mendations have been made to correct practices not in ac
cord with sound business The following companies were
examined during 1915
Atlanta Mutual Insurance Association Atlanta Ga
Bankers Health Life Insurance Co Maeon Ga Emi
nent Household of Columbian Woodmen Atlanta Ga Con
tinental Aid Association Atlanta Ga Georgia Casualty
Co Macon Ga Georgia Home Insurance Co Columbus
Ga Georgia Mutual Industrial Life Health Insurance
Co Augusta Ga Industrial Life Health Insurance Co
Atlanta Ga Pilgrim Health Life Insurance Co Augus
ta Ga State Mutual Life Insurance Co Rome Ga
Eeference was made in the report of this Department
of January 1st 1915 to two companies that had been placedComptrollerGeneral s Report
vh

in liquidation through the medium of the courts The Amer
ican Life and Annuity Company and The Cosmopolitan
Life Insurance Company The latter company has been
brought to final distribution A detailed report of the af
fairs of this company was incorporated in last years re
port and is here repeated inasmuch as the final order of
discharge was secured during 1915
The affairs of the American Life and Annuity Company
are still in progress of liquidation A report is appended
showing assets and liabilities of this company when liquid
ation was ordered on September 8 1913 the receipts and
disbursements up to December 31 1915 and the assets and
liabilities on that date The liquidation of this company
has necessarily been slow as there have been many mat
ters in litigation The greater portion of these have now
been disposed of and it is hoped that the priority of claims
may soon be established and that distributions may be be
gun during the current year
In the early part of this year two other companies were
placed in charge of the Insurance Commissioner under the
Act of 1912 the Empire Life Insurance Company of At
lanta and the State Mutual Life Insurance Company of
Rome Hon Hamilton Yancey of Rome has been appointed
special deputy insurance commissioner for the State Mu
tual while the Empire Life has been handled directly from
this Department through the deputy insurance commission
er in consultation with Mr Robert C Alston who has been
employed as special counsel in this case Attention is di
rected to the detailed reports of these companies made by
the deputies in charge
Accompanying this report is a statement of the expen
ses of this Department for the year 1915 and also of the
Fire Inspectors Fund for that year
vm
ComptbollebGeneeals Eepoet
SUGGESTED LEGISLATION
There are certain defects of the Fraternal Societies Act
passed by the Legislature in 1914 which should be corrected
in order to make the Act most effective
In Section 15 an annual license fee of forty dollars is
provided while the last paragraph of Section 16 provides
a less amount as license fee of foreign societies The fee
for annual license should be established at forty dollars
Section 32 of this Act exempts societies with a member
ship of less than 5000 thus defeating the purpose of the
whole Act Public policy demands that fraternal societies no
matter how small should be thoroughly and intelligently su
pervised and guided where necessary in the established
principles of insurance The provisions of this Act are a
step forward in this direction and the small societies should
be made to comply with these provisions as well as the
large Indeed the smaller societies by complying with
this Act may be taught to avoid the mistakes that some of
the larger societies have made in the past
W A Higgins Vm A Weight
Deputy Ins Comr Insurance CommissionerComptrollerGenebals Eepoet
IX
REVENUE COLLECTED THROUGH THE INSURANCE DEPARTMENT
Licenses of companies and agents
Taxes insurance companies
Total
42880 00
188485 64
231365 64
Department Expenses
Telegraph telephone and express
Printing and stationery
Office expense
Office supplies
Salaries
Salary insurance clerk
330 00
28 61
3755 39
10 30
16 35
7500 00
1800 00
Total
13440 65
FIRE INSPECTORS FUND 1915
Cash in bank January 1 1915
Disbursements during 1915
Fire Inspectors salary 2000 00
Fire Inspectors traveling expense 2467 50
Miscellaneous expense 58 85
Total disbursements
Bank balance December 31 1915
Balance 1914 expense advances not covered by
1914 vouchers 131 90
Add expense advances in 1915 2467 50
Sum
Deduct expense vouchers 1915
2599 40
2519 10
Balance expense advances not covered by 1915 vouchers
Total fund December 31 1915
6026 43
4526 35
1500 08
80 30
1580 38

x ComptbollebGenebals Eepoet
THE AMERICAN LIFE AND ANNUITY COMPANY
Statement of Condition as at Order of Liquidation Sept 8 1913
LEDGER ASSETS
Mortgage loans 16jl00 00
Collateral loans g qqq qq
Premium notes jc 3gg 29
Book value of bonds 28 19 05
Mortgage bonds 12600 00
Cash in office 32 qq
Deposits Atlanta National Bank 514 83
Certificates of deposit 7 jgg qq
Notes receivable 51810 56
Agents balances less 359966 cr balances 18528 98
Personal accounts 10 g7 g9
Furniture and fixtures 1 637 50
Gross ledger assets 17 724 33
DEDUCT LEDGER LIABILITIES
Unpaid death claims 7 100 00
Outstanding checks 9 559 gg
Notes payable 7961 16
J Pope Brown 150 14
Bank of Whigham 103 10
24874 08
Total ledger assets 146850 75
NONLEDGER ASSETS
Interest accrued on mortgages 1 950 34
Interest accrued on bonds 4g 03
Interest accrued on collateral loans 85 l
Interest accrued on cert of dep 95 64
Interest accrued on premium notes 295 82
Net uncollected and deferred premiums 3 931 86
Discount on unpaid annuities present value
67128 387 20
6537 89
Gr0SS assets 153388 64ComptbollebGenebals Repobt
XI
DEDUCT ASSETS NOT ADMITTED
Furniture and fixtures
Agents debit balances gross
Personal accounts ree
Notes receivable
Premium notes in excess of reserve
Book value of bonds in excess of market
1637 50
22128 64
16867 62
51810 56
1884 15
4353 70
Admitted assets
LIABILITIES
Net present value of outstanding policies
Death losses due and unpaid
Death losses no proofs received
Death losses resisted
Premiums paid in advance
Rent unpaid
Salaries unpaid
Unpaid bills
Unpaid medical examiners fees
Unpaid legal fees
Unpaid taxes est
Certificates of deposit bearing companys endorsement
Accrued Barclay contract
Unpaid premium taxes
Total liabilities
Unassigned funds
Total
Unpaid interest on income certificates not included in liabilities
Unassigned funds
98682 17
54706 47
29037 00
2000 00
5000 00
2000 00
269 92
187 00
2419 69
4285 52
664 00
750 00
1000 00
4635 00
1392 64
402 79
54043 56
662 91
54706 47
17982 55
662 91
Liabilities in excess of admitted assets
17319 64
Receipts and Disbursements from Sept 8 1913 to March 15 1916 Inclusive
RECEIPTS
Realization of Assets
Bonds sold book values 42726 44
Loss on sale 8959 24
33767 20xu
ComptrollerGenerals Report
Mortgage loans
Certificate of deposit 2200 00
Loss on sale 400 00
Bank stocks on collateral loan
J B McCrary guarantee account
Premium notes
Furniture and fixtures 1637 50
Loss on sale 1337 50
Gain from sale of collateral loan securities
Assets realized
Premiums
Interest on bonds
Interest on mortgage loans
Interest on McCrary guarantee account
Total receipts
5200 00
1800 00
2500 00
1831 00
196 60
300 00
800 00
46394 80
1372 23
636 52
2178 00
111 55
50693 10
DISBURSEMENTS
Liabilities Liquidated
Notes payable
Interest and costs on same
Death claims
Old outstanding checks
Interest and costs on same
Taxes
Legal fees per court orders
Court costs
Rent
Atlanta Trust Company settlement
7961 16
916 64
7200 00
7408 42
209 54
2023 32
3400 00
200 75
271 40
150 00
29741 23
Miscellaneous
Cost of securing Kelly Croxton mortgage loan charged to
W R Taylor 2225 00
Premiums returned 1328 91
Premium notes voided by lapse 2683 95
Fee temporary receiver 500 00
Special deputy 201 93CompteollebGenerals Bepoet
Sill
Administrative Expenses
Stenographer 2
Legal advertisements
Postage and miscellaneous 16 70
Auditing 00
Special counsel and expense 2813 43

Total disbursements
Statement of Condition as at March 15 1916
ASSETS
Mortgage loans
Eeal estate and other notes
Premium notes
Cash on deposit
Certificates of deposit
Agents balances
Accounts receivable
Notes receivable
Interest accrued on mortgage loans
3772 51
40453 53
10900 00
3400 00
9475 74
5610 35
9485 00
18528 98
18039 85
51810 56
1029 61
128280 09
LIABILITIES
Matured death claims payable in installments commuted
value September 8 1913
Premiums to be returned
Checks outstanding at date company was taken over s
unpaid
Bills and claims filed approved
Bills and claims filed to be proven
Interventions
Reserve liability on policies in force September 8 1913
Cash surrender values demandable as of September 8 1913
Total liabilities and claims
Contingent Liabilities
Income certificates outstanding
Endorsement of company on certificates of deposit issued by
Levy County Bank held by the Southern Securities and
Financing Company Monticello Ga
6635 10
468 22
363 11
3394 80
5379 67
13125 77
26092 00
281 00
739 67
445550 00
6500 00MMMIM

XIV
ComptbollebGenebals Bepoet
STATEMENT OF COSMOPOLITAN LIFE INSURANCE COMPANY
Under direction of the Insurance Commissioner From date of Court order
placing Insurance Commissioner in charge to point of final distribution of
assets
Selling price of business approved by court order
Cash on hand not sold to purchasing company
354000 00
416 67
Payments received on above in accordance with court orders
1 Miscellaneous cash items paid by purchasing
company for commissioner 121536 48
2 Cash dividends paid for commissioner by pur
chasing eompany to retiring stockholders 39991 00
3 Preferred shareholders paid cash in full set
tlement as per court order 5675 00
4 Shareholders preferred by court order trans
ferring their equities to purchasing com
pany 19750 00
5 Dividends applied as per court order as
credits on notes given for stock 644
shares at 43 per cent part value 27692 00
George Bros 2 shares and J B Osburn 2
shares notes in full 100 00
6 43 per cent par value dividends credited to
24794 shares transferring their equities
to purchasing company 106607 75
7 J C Peavy 25 shares and S T Sheats 25
shares at 43 per cent 2150 00
8 Final dividend credits on notes 644 shares
at 329 2118 76
Final dividend transferring equity to pur
chasing company 247914 shares at 329 8156 73
Final dividend S I Sheats 25 shares J C
Peavy at 329 164 50
Claims for salaries 4783 34
Rent 46 67
State tax on premiums 65 88
State and county tax 1912 2790 95
Claim of Joel Armstead 3174 53
Claims for legal services 482 90
Claims for advertising 174 83
Claims for inspection of risks 66 00
Claims for printing and stationery 169 15
354416 67ComptrollerGenerals Eeport
xv
Claims for furniture and fixtures 207 41
Claims for medical fees 95 00
Claims for court costs Jeff Davis County 13 50
Sundry miscellaneous accounts and bills 1424 00
Cash dividend to J D Osborne 2 shares at
800 16 00
Balance on hand for distribution as final div
idend 6594 29
Total 354416 67
STATE MUTUAL LIFE INSURANCE COMPANY
Rome Ga April 20 1916
To the Hon William A Wright Insurance Commissioner
Atlanta Georgia
Dear Sir As Special Deputy Insurance Commissioner by virtue of your
appointment in charge of the properties and conducting the business of the
State Mutual Life Insurance Company it becomes my duty under the Act
known as House Bill No 752 to make report to you of the affairs of the said
State Mutual Life Insurance Company as of date December 31 1915
I deem it proper to preface my report with a resume of conditions existing
at the time of my appointment as Special Deputy Insurance Commissioner
On January 15 1915 following the decision of the Supreme Court of Geor
gia in the case of W R Walton et al vs State Mutual Life Insurance Com
pany reversing the judgment of the Hon A W Fite Judge of the Cherokee
Circuit appointing a receiver for the company said cause coming on to be
heard before the Hon W E Thomas Judge of the Superior Courts of the
Southern Circuit at Thomasville Georgia Judge Moses Wright of the Rome
Circuit being disqualified and after consideration of same and the interven
tion of the Hon William A Wright Insurance Commissioner a decree was
entered directing the Insurance Commissioner in pursuance of the terms of
the Act of 1912 known as House Bill No 752 and House Bill No 439 ap
proved August 14 1914 to take charge of the property and conduct the busi
ness of the State Mutual Life Insurance Company
Following this decree acting under direction of yourself as Insurance
Commissioner Mr H W Buttolph Consulting Actuary entered upon an in
vestigation into the condition and affairs of the State Mutual Life Insurance
Company The report of his findings having been submitted for your con
sideration you visited Rome and the office of the company on January 27
1915 on which date you made settlement with the receiver Mr Sproul Fouche
and took over the possessions of the properties of the company At your re
quest and by virtue of a commission of authority under seal of your office 1
assumed direct charge as Special Deputy Insurance Commissioner of the prop
erties and affairs of the companytm i jr YT5 rfcr W V 1ji
XVI
CompteollebGeneeals Beport
On assuming charge it was soon made apparent that while the receivership
proceedings were pending the business of the company had been practically
suspended and it was therefore necessary to put the working force of the
office upon the books to complete necessary entries
During the period of receivership no death claims were approved or paid
Payments of every character except actual expenses incurred by the receiver
and the office force under his charge were suspended Death claims and
annuities to the amount of 12282089 had accumulated
Haste in the preparation of his report being of prime importance the
Actuary estimated some of the amounts appearing in the statement but the
figures so estimated proved to be substantially correct With the above ex
planation the figures compiled by the Examining Actuary follow
LEDGER ASSETS
Real estate 908270 96
Cash in banks 324532 56
Mortgage loans 617959 12
Bonds 116016 85
Policy loans 1702407 81
Premium notes 43 296 10
Collateral loans 5 000 00
Outstanding nets 4 4Q 92
Bills receivable 50 00
Accounts receivable 2536 65
XOXLEDGER ASSETS
3724537 97
Interest accrued 24321 57
Unearned fire insurance premiums 1054 00
Xet uncollected and deferred premiums 43021 78
Total assets 3792935 32
ASSETS NOT ADMITTED
Policy loans etc in excess of reserve 500 00
Collateral loans 5000 00
Outstanding nets 4467 92
Bills receivable 50 00
Accounts receivable 2536 65
Policy loans cancelled 300986 22
Premium notes cancelled 28603 00
342143 79
Admitted assets 3450791 53COMPTROLLERGrENERALs REPORT XVU
LIABILITIES
2 Q21 987
Net value outstanding policies 6
Death claims reported or resisted 110645
18774 28
Dividends 31 60
Premiums paid in advance
29534 52
Unearned interest
58vo du
Commission to agents
Medical and inspection fees
7440 25
Taxes 1 no 89
Miscellaneous bills ia175 00
Unpaid annuity claims past due Rtn 9q
Salary claims receiver attorneys and legal fees allowed 40dU w
Other salary claims filed 302115 68
Unassigned funds
3450791 53
To quote Mr Buttolph The several items in the foregoing statement
appear to need little if any explanation The reason for the large amount
of policy loans and premium notes deducted as nonadmitted assets under
date of January 15th is as explained above that the books of the company
were not kept up to date and that in the preparation of this statement it
was thought desirable to show the ledger assets as they were shown by the
books at the date when the affairs of the company came under your control
These policy loans and premium notes therefore represent the total amount
of cancellations which would ordinarily have been put through the company s
books and records during the seven and onehalf months that the company
was in this peculiar situation
By reason of the suspension of the companys affairs and the apprehen
sion caused by the appointment of a receiver the policyholders were natural y
greatly disturbed and uncertain as to the future of the company and the
proper course for them to pursue Lapses were therefore heavy during the
time of the receivership proceedings and for a few weeks after the taking over
of the company under charge and direction of your office
At a reasonably early date a letter was sent to each policyholder
advising the condition of the company as same then appeared
Such supplementary orders as seemed desirable and necessary for the pro
tection of the companys assets and the policyholders interest were secured
from Judge Thomas of the Southern Circuit
Deathclaims that had accumulated during the rece verslnp were prompt
put in preparation for proof and payments made shortly thereafter Salaries
fees and expenses accruing during the receivership and prior tthe date when
the company was taken in charge by your department aggregating the sum
of 80227 were prti orter of court Pro the actuarys report boe
V1U J note the ledger item of real estate held by the JJSertt
Of this amount 59875000 was credited to the accoun of certaxn properties
known as the Bridgeport properties at Bridgeport Alabamaxvm
ComptkolleeGeneeals Eepoet
The companys record showed that these properties had been taken over
by the company as of date of December 29 1911 in satisfaction and by virtue
of closing out a mortgage loan on the property aggregating the sum of 232
00000 After taking over these properties on a subsequent valuation they
were carried on the companys books at a value of 60000000 certain small
sales reduced the book value of the properties to the sum as shown
The report of Mr A D Hull a very capable official of the company in
charge of the Bridgeport properties as general manager for the year 1913
showed disbursements over income of 34991 and for the year 1914 his report
showed disbursements over income of 27647
It was therefore evident that the investment in and holding of this
property was both unprofitable and not in accordance with the spirit of the
laws regarding investments ot life insurance companies
rJT datrr SPeCial DePty VJSited BriPrt and made per
sonal examination of the conditions of the town the physical condition of these
properties and the future possibilities concerning same The physical con
dition of the properties was found to be bad and an estimate indicated that
to put the properties in good normal condition would necessitate a heavy ex
penditure and at an approximate cost of fifteen to twenty thousand dollars
The population of the town had steadily decreased during the two or more
preceding years With your approval negotiations for the sale of these prop
erties were entered into with parties interested in development companies in
North Alabama and Tennessee and after prolonged negotiations an agree
ment was reached as of date October 1 1915 for the sale and transfer of
these properties to a corporation to be known as the Bridgeport Realty Com
pany at and for the sum of 20000000 5100000 to be paid in cash 500000
to be paid April 1 1916 and the balance 14400000 to be paid in twenty
annual installments at 4 interest This agreement was finally consummated
amMhe properties delivered to the Bridgeport Bealty Company on March 1
Of the other real estate holdings of the company one is an office building
known as the Security Building of Denison Texas This property was taken
over by the management of the company of date December 29 1910 by reason
of the closing out of the loan aggregating the amount of 6359138 Better
ments made on the property added the sum of 786713 making net cost to the
company 7145851
We therefore charged off and reduced the book value from 90 000 00 to
the actual cost and approximate value of the property towit 7145851
You will therefore note that the book value of the real estateowned by
the company has been reduced by the sum of these two items aggregating 423
876 55 and by reason of the negotiated sale of the Bridgeport properties con
verting same into cash and mortgage bonds the actual real estate holdings of
the company now aggregate only the sum of 28445148 including the home
office of the company
All death claims and annuities accruing since assuming charge of the com
pany aggregating the sum of 13935000 have been promptly paid upon re
ceipt of proofs and due approval by our medical and legal advisorsCOMPTROLLERGENERALS EePOKT
XIX
With confidence restored the polieyholders of the company have very gen
erally responded by the settlement of their premiums in renewal of their poli
cies From the operations of the company since taken over and during your
administration of affairs notwithstanding previous disturbed conditions and
financial stress incident to the European conflict and heavy expenses paid
incident to receivership litigation not chargeable to the years operations we
are gratified to report a profit of 11204448
A financial statement as of December 31 1915 is hereto attached
and made a part of this report Said statement shows in detail the
income and disbursements for the eleven and onehalf months ending December
31 1915 also the assets and liabilities as shown by the books and records of
the company on December 31 1915
Very truly
Hamilton Yaxcey
Special Deputy Insurance Commissioner
STATEMENT OF THE STATE MUTUAL LIFE INSURANCE COMPANY
OF ROME GEORGIA
Ledger assets as per books of the company January 15 1915 3724537 97
INCOM E
First premium 71 84
Renewal premiums less 92328 reinsurance 598513 66
Interest
Mortgage loans 33145 25
Bonds 2519 72
Policy loans etc 91027 19
Deposits 1964 01
Miscellaneous 654 11
Bents including 10000 for
own occupancy 32670 04
Total interest and rents 161980 32
Items previously charged off 134 21
Sale of furniture 88 00
Total income
760788 03
4485326 00
XX
ComptrollerGenerals Eeport
DISBURSEMENTS
A B
For items ac For items ac
cruing prior to cruing after
Jan 15 1915 Jan la 1915
Death claims and annuities 123962 41 120019 04
Matured endowments 2500 00
Surrender values applied to policy loans 315447 70 520894 26
Surrender values applied to pay renewals 814 16
Coupons and dividends 8673 79 61783 17
Renewal commissions 4455 44
Salaries and fees allowed by court 78022 47
Other fees accrued prior to January 15 1915 816 15
Accounts charged off 4938 52
Notes receivable charged oft 50 00
Collateral loan charged off 5000 00
Real estate charged off 423876 55
Other charges on account of real estate 176 21
Salaries 14514 62
Legal expenses 3326 22
Traveling expense 536 11
Medical and inspection fees 595 00
Rent including 10000 for own building 10050 00
Advertising printing and stationery 407 01
Postage telephone telegrams etc 1051 83
Repairs and expense on real estate 13225 99
Fire insurance 2461 15
Taxes on real estate 5547 00
Taxes on personal 8894 03
Taxes on premiums 725 48
License and fees 70 50
Unpaid checks 201 91
Examinations and audits 975 80
Furniture etc 850 00
Miscellaneous expense 1098 37
Totals 960963 80 774997 09
Total disbursements 1735960 89
Balance 2749365 11
LEDGER ASSETS
Real estate 484451 48
Mortgage loans 544147 37
Policy loans 1316291 96
Premium notes 43693 37ComptrollerGenerals Eeport
XXI
Bonds 146000 40
Cash 212908 91
Agents balances 1871 62
Total ledger assets 2749365 11
NONLEDGER ASSETS
Interest due or accrued
Hill City Land Company 78 87
Mortgage loans 33159 38
Bonds 2181 25
Rents accrued 1327 20
Unearned fire insurance premiums 987 94
Net uncollected and deferred premiums 34158 29
Gross assets 2821258 04
ASSETS NOT ADMITTED
Policy loans etc in excess of reserve 496 49
Agents balances 1871 62
Total nonadmitted assets 2368 11
Total admitted assets 2818889 93
LIABILITIES
Net value outstanding policies less 76740 reinsured 2798718 54
Death claims reported including 13000 resisted 32500 00
Coupons left to accumulate together with interest 9485 05
Premiums paid in advance 103 1
Interest paid in advance 29044 88
Commissions to agents accrued 3064 14
Medical and inspection fees accrued 305 00
Expense accrued on real estate
Miscellaneous bills and accounts 776 60
Taxes accrued 1989 50
Total liabilities 2876830 10xxii ComptbollebGenebals Eepoet
Attention is directed to the following analysis of the op
eration of this company during the eleven and onehalf
months covered by this report
The amount of the admitted assets claimed for the company
January 15 1915 was 3450791 53
Against whieh there were charged liabilities amounting to 3148675 85
Leaving a book surplus of 302115 68
Of the disbursements for items accruing prior
to January 15 1915 amounting to 960963 80
There was carried as liabilities on that date 488863 47
Leaving a balance of such disbursements of 472100 33
Making the impairment on that date 169984 65
The impairment on December 31 was 57940 17
Showing an improvement of condition during the period of 112044 48
This improvement may be approximately traced to its sources
as in following brief gain and loss account
Gain Loss
Loading earned in excess of expenses incurred
in period covered 41455 51
Interest earned in excess of that required to
maintain reserve 61431 23
Mortality savings 39909 25
Profit on policies terminated 14892 82
Furniture sold 88 00
Items previously charged off 134 21
Gain from decrease in assets not admitted 10186 46
Gain unaccounted for 5114 73
Loss from coupons and dividends paid 61167 73
Net profits for period covered entered to
balance 112044 48
Total gains from operations 173212 21 173212 21CompteolleeGeneeals Eepoet
XX111
THE EMPIRE LIFE INSURANCE COMPANY
Hon Wm A Wright Insurance Commissioner
Atlanta Georgia
Dear Sir Under Section 29 of the Act of 1912 you placed the affairs of
the Empire Life Insurance Company of Atlanta in my charge as Deputy In
surance Commissioner on January 9th 1915 As required by that Act I sub
mit herewith my report of the conduct of the affairs of that company for
the year ending December 31 1915 giving also a brief supplementary state
ment showing the transactions for the period from the 1st to the 8th of Janu
ary 1915 before the affairs of this company were placed in your charge by
order of court
Prior to January 9th 1915 this company had been subjected to a course
of litigation which demands notice here as having a bearing upon the condi
tion of its affairs when this department was placed in charge
James R Brown filed his bill against the Empire Life Insurance Company
in July 1914 asking to rescind certain alleged contracts of subscription to
stock and to have a receiver appointed There was a long hearing in that
case which resulted in judgment holding that receivership was not warranted
but the case was not dismissed
In the meantime the Act of 1914 had been passed amending the Act of
1912 authorizing and requiring submission of claims for receivership against
an insurance company to a board composed of the Governor the Insurance
Commissioner and the AttorneyGeneral before such claims should be con
sidered by the court After the order declining the appointment of a receiver
in the Superior Court a petition was presented to this board by Earl F Chand
ler represented by the same or substantially the same counsel who had rep
resented Judge Brown in the suit above mentioned After a long hearing that
petition was denied
While the petition was twice denied the effect of the litigation on the
affairs of the company was adverse Stories of the proceedings before the
court and before the Insurance Board had been carried in the newspapers of
the State almost every day for several months with the effect of damaging
the interests of the company to a serious extent Many policyholders demanded
cash surrender values others refused to pay premiums in cash borrowing
from the company for that purpose while others who had borrowed to the
extent of their contracts lapsed their insurance by the nonpayment of premiums
A further effect of the litigation was the suspension of the work on the
Empire office building which this company was erecting in Augusta Georgia
Thus the effect of the petitions was to increase the demands for cash and
at the same time to cut off to a large extent the chief source of cash creating
a situation which demanded the assumption of the companys affairs by the
Insurance Commissioner as contemplated by law for the protection of the
remaining parties at interest
After the denial of this petition the Brown suit was renewed and you as
Insurance Commissioner brought an action under the Act of 1912 as amendedXXIV
ComptrollerGenerals Report
in 1914 to take charge of this company under these two Acts That action
was brought to the Superior Court of Richmond County which was alleged to
be the principal office of the company It then developed that there was a
question as to whether the principal office of the company was in Fulton
County or in Richmond County The question grew out of substantially the
following facts
In 1912 the company voted to move its office from Fulton to Richmond
County that vote being the unanimous vote of all the stockholders represented
at a meeting called for that purpose but the persons present at that meeting
were less than twothirds of the stockholders No application was made to the
Secretary of State to change the principal office in pursuance of the afore
mentioned vote until September 11th 1914 In the meantime the Act of 1913
had been passed which required twothirds vote of all the company to
change the home office The company applied to the Secretary of State after
the passage of the 1913 Act for certificate of change of the principal office
without complying with the Act of 1913 The Secretary issued the certificate
When you were given authority over the company by the Superior Court
of Richmond County on the pleadings of the defendant company on the 8th
day of January 1915 the Superior Court of Fulton County in the Brown case
extended its jurisdiction over the assets of the company and the cause of
action thereby in effect locking the order which had been issued by the Super
ior Court of Richmond County
A J Smith then filed a petition for writ of prohibition against you pro
hibiting you from acting under the authority of the aforementioned order of
the Superior Court of Richmond County Upon a motion to revoke that writ
the motion was denied and the writ made permanent An appeal was taken in
that case to the Supreme Court of Georgia where it is now pending
On the 8th day of February 1915 you filed your petition in the Superior
Court of Fulton County to be allowed to take over the administration of the
company under the two statutes of the State alleging the principal office to
be in Fulton County making that allegation out of the doubt of the law ques
tion which arose on account of the facts above mentioned which doubt had been
resolved in favor of Fulton County by Judge Pendleton of the Superior Court
of Fulton County in the Smith prohibition suit above mentioned The court
granted this order but tied on to it a provision that it was subject to whatever
rights other persons and especially the plaintiffs and intervenors in the
Brown suit had When that proviso of condition was attached to the order
and the previous order which had been entered in the Superior Court of Fulton
County taking jurisdiction of the cause and subject matter is also considered
your hands were again practically tied or if not tied your authority left in
such an indefinite condition that no one could safely advise you to pursue one
course or another
About this time Whitney and others filed a suit in the Superior Court of
Richmond County seeking to impress a trust upon the building in Augusta and
to take that out of the regular administration and to have a receiver appointed
for it Thereupon upon the motion of Whitney Company incorporated
1902 the Superior Court of Fulton County in the Brown case appointed aptCompteollebGenebals Kepoet
XXV
James W English receiver of the entire company but directed that he should
take charge only of the office building in Augusta thereby taking that asset
out of your hands The Whitney Company 1902 is separate and distinct from
the Whitney who is petitioner in the Augusta case above referred to
The Superior Court of Fulton County in the Brown case then directed its
receiver to apply to the judge of the Superior Court of Richmond County for
direction and to ask that he be allowed to receive this building The receiver
applied to the court at Augusta in accordance with those directions and the
court enjoined him from taking possession of the building and enjoined the
Whitney Company from proceeding for receivership in the Fulton Superior
Court
The Whitney Company also moved to consolidate the Brown ease and your
case in the Superior Court of Fulton County
A J Smith then sent out a circular to the stockholders seeking to have
stockholders come in in an independent proceeding and seek to take charge of
the assets of this company by a separate receivership He had about 200
stockholders representing about 1600 shares Thereupon the officers of the
company sent out a counter circular and got a great many of those stockholders
to withdraw their claims from Smiths hands We pleaded and de
murred to this Smith claim We had already pleaded and demurred to the
Whitney claim in Kiehmond County and we demurred to the Whitney company
claim in Fulton County The court issued a rule nisi in this last mentioned A
J Smith suit making the same returnable on April 8th
Mrs Cora Thompson intervened in the Brown ease seeking to impress on
the assets in your hands a trust to the extent of about 1000000 on account
of the assets of the old Empire Life and Annuity Company which she alleged
the Empire Life Insurance Company had taken over The court allowed that
petition to be filed and made it returnable in the Brown case
Abell and others filed an intervening petition in the Brown case seeking
to have the entire funds separately set apart to be held until the further order
of the court and seeking other equitable relief and asking that all the cases
be consolidated
The insurance was lapsing in the meantime and there was no way of
saying that you were in authority or that you were not in authority There
was no way of saying that the receivership was not going to be extended
over all of the assets of the company The receiver had actually been ap
pointed and had actually qualified and had actually tried to get possession of
part of the assets If the receiver had been appointed over all of the assets
it would have matured or lapsed out or ended all of the policies The result was
that the policyholders were themselves in terror as to what would happen and
not knowing whether the money they put into the company kept their policies
alive or whether by receivership the policies would be destroyed
Judge Ellis had entered an order allowing Capt English as receiver to
appeal from the order of Judge Hammond entered in the Augusta case and
that appeal was being taken If that appeal had been taken it would have
prevented action in the Augusta situation and in other matters of the estate
for quite a number of monthsXXVI
ComptrollerGenerals Eeport
Abell and others had filed an amendment to their petition seeking to have a
special receiver appointed for the incoming policy claims
Such in general outline was the situation prior to April 26th 1915 on
which date a settlement was reached which confirmed your authorityover these
assets asserted the dominant supremacy of the statutes dismissed the pravers
for receivership and which made you master of the case
Our first purpose in administration of this company was to determine whether
it offered a possibility of rehabilitation or must be reinsured and liquidated
This question hinged primarily on the possibility of completing the Augusta
building of the company On account of the size of the loan required to
complete that building we found it impossible to do this except in connection
with a reinsurance of the business of the company
Negotiations for such reinsurance and financing were had with a laree
number of companies extending over several months These were finally eon
summated by entering into contracts with the International Life Insurance
Company of St Louis Missouri
These contracts secured the payment by the International Life of the re
crued death claims the reinsurance in that company of the policies of the
Empire still in force and sufficient loans on the Augusta building ami the
Atlanta building of the company to complete the property in Augusta when
taken in connection with agreements that had been tentatively entered into with
the contractors and other parties interested in that property
These contracts whirl comprehended in themselves and in the plan for the
completion of the Augusta building which was dependent on then a solution of
the mam business problems surrounding this estate were presented to the
stockholders at a called meeting and after full opportunity for discussing then
and the situation of the Empire Life estate had been generally accepted res
olutions were passed approving the action of your department and recommend
ing to the court that these contracts be approved
When the work had been brought to this point the contracts were presented
to the court for approval
Hearing extended through several days and was brought to an end by the
announcement of the Hon W K Chorn Insurance Commissioner of Missouri
that because of the litigation he would not allow the International Life to
enter into the proposed contracts
Immediately after the failure of this plan negotiations were begun again
wth several of the companies that had previously been interested and of
fers for reinsuring and refinancing the Empire Life were invited from a large
number of the life insurance companies of this country whose statements
showed then to be qualified to undertake the task
A meeting of the polieyholders was called December 2 1915 at which
meetrng a protective committee of seven was appointed to advise with your
department m regard to the further administration of the Empire estate This
conunttee has met with your officers on several occasions and no important
step has been taken since their appointment by the polieyholders of whic
teps they were no previously advised and with which they were not in ulComptrollerGenerals Eeport
xxvii
Finally on December 29th 1915 such modifications in the reinsurance and
financing contracts were made as were necessary to make them acceptable to
the Insurance Commissioner of Missouri and the contracts so modified were
entered into with the International Life Insurance Company
These contracts which have since been made effective by order of Hon W
D Ellis judge Superior Court Fulton County secure the reinsurance of the
policies of the Empire Life subject to certain modifications made necessary by
the conditions surrounding the Empire estate and secure also loans on the
properties of the Empire aggregating 44000000
Thecontrolling conditions that made modifications in the Empire policies
necessary were two Of these the more important was the fact that the con
dition of the bond and real estate markets when these contracts were negotiated
was snch as to make it unwise to attempt to sell the Empire properties at that
time as the status of the litigation made it impossible to turn these assets or
any of them over to the reinsuring company as security for reserves
To meet this condition liens were placed on the Empire policies equaling
the respective reserves of the policies on the date of the reinsurance contract
such liens to furnish the basis of future distributions from the Empire estate
es are authorized by order of court These liens do not operate to reduce the
amount of insurance on any policy becoming a claim by death within a period
of seven years Such claims are to be paid in full by the International Life
During the sevenyear period provided for realization on the Empire as
sets the profits accruing from the reinsurance contract and the amounts
realized from such assets are to be applied to the liquidation of these liens as
the court directs
At the expiration of the seven years any remaining lien will become a
fixed lien on the policies or each policyholder may then reduce his insurance to
such amount as the reserve realized from the Empire estate and from his pay
ments made to the International will then secure his future premiums being
reduced in the same proportion By this arrangement full value is secured
for policyholders who continue for all payments made to the International Life
as well as their full equities in the Empire assets in accordance with the pri
orities to be established by the court
The second condition that made a modification in the Empire policies neces
sary was the fact that the policies issued prior to August 1911 contained
options for cash surrender on several different bases nearly all being in excess
of what is recognized as a standard basis of such values for a company of
the age and size of the Empire By the reinsurance contract a new basis of
such values is established for these policies This basis is a modified pre
liminary term reserve on what is now known as the West Virginia Standard
which will do substantial justice to all policyholders of the Empire
The loans above referred to aggregating 44000000 are two one on the
building of the company in Atlanta in the amount of 26000000 and the other
an optional loan for 18000000 on the building in Augusta
In securing the first of these it was necessary to take up existing liens on
the Atlanta building slightly in excess of 19750000 the net proceeds from
the transaction being 6250000 cash The securing of this amount puts usXXV111
ComptrollerGenerals Report
in position to make some payments on account of accrued claims when an or
der of court can be secured directing such payments
The option of a loan on the Augusta building was secured with a view to
completing that building If it is found unnecessary to exercise that option
an additional profit of 1750000 is secured to the Empire estate payable by
The International Life at the rate of 250000 yearly for seven years
Amount of paidup capital
In cash 274805 00
Attached to notes held by company 34985 00
309790 00
Ledger assets December 31 1914 1761407 29
INCOME
Gross renewal premiums
Gross premiums on new busi
ness 87624 less 1
77846 cancellations minusi
Deduct amounts paid for re
insurance
902 22
1312 68
318369 20
Total deductions
2214 90
Total premiums 316154 30
Interest and rents 35475 41
Other sources
Outstanding checks 145 27
First year commission on cancellations 549 55
Medical fees and miscellaneous 35 59
Expense Dyer claim paid by reinsuring company 867 66
Total income
Carried forward
353227 78
2114635 07
DISBURSEMENTS
Net amount paid policyholders for losses 25034 57
Legal and administrative expenses in adjustment of claims 999 90
Commissions and allowances to agents Renewal 8668 74
Salaries of officers and employees 16810 71
Rente and interest 1288 53
Advertising printing postage telegrams etc 2785 10
Paid policyholders for dividends 35380 83
Loss on sale and decrease by adjustment of assets 6550 34
Other items
Capital stock cancelled 3000 00
Premium notes void by lapse 106186 57ComptrollerGenerals Report
xxlx
Surrender values applied to pay loans etc
Agency and branch office expense travel rent etc
Miscellaneous administrative expense legal travel etc
Taxes
Brown and Chandler cases
195073 51
8495 52
1013 40
9788 14
26667 44
Total disbursements 450743 30
Balance 1663891 77
In the following statement of assets and liabilities proper amounts are
included for all accrued admitted liabilities on December 31st 1915 the re
serves used therein being the full reserves called for in the policies of the com
pany not those established by the reinsurance contract In this statement no
reserve is included for any liability that may be fixed on the company on ac
count of the contingent annuities These have been held to the obligations of
the company by the Superior Court of Fulton County this decision having
been appealed to the Supreme Court where the issue awaits decision
In the assets are included the Augusta properties of the company at their
book value which value is the sum of the purchase price of those properties
and the actual construction items paid prior to the cessation of the work on
the Augusta building There is also included the amount of the subscription of
the Merchants Bank of Augusta to the capital stock of the company which
subscription the bank has endeavored to rescind
The property of the company in the city of Atlanta is included at a valua
tion of 60000000 This value is approximately a mean of the values placed
upon the property by a number of appraisals secured by the company from
responsible real estate dealers and owners in Atlanta
Negotiations for the solution of the Augusta situation contemplate the
transference of the Augusta properties to a new corporation and the liberation
of the Merchants Bank from its obligation If this course must ultimately be
followed a material reduction in the assets listed will result These may
be briefly summarized as follows
Cost of real estate and paid and approved construction items Au
gusta property 38788972
Less unpaid construction items approved and note to Georgia Rail
road Bank 17455582
Net value Augusta property in assets21333390
Merchants Bank subscription 4650053
Accrued interest thereon 1038929
Total prospective loss in assets from Augusta27022372
LEDGER ASSETS
Book value of real estate 289999 42
Mortgage loans 15588 50
Bonds at book value 686 00
Stocks at book value 399293 33
xxx ComptrolleeGenebals Eeport
Cash in office 358 80
Deposits at interest 46 500 53
Deposits not at interest 14 303 30
Agents balances net 47818 24
Stock notes 149594 64
Purchase money notes 9 490 75
Collateral loans 12 514 76
Suspense account 1 213 30
Policy loans liens and premium notes 630857 06
Bills and accounts receivable 13005 37
Furniture and fixtures 14759 78
Total 1744983 78
Less ledger liabilities 81092 01
Total ledger assets as per balance 1663891 77
NONLEDGER ASSETS
Interest and rent due and accrued 18978 04
Market value of assets over book value 13473 74
Net amount uncollected and deferred premiums 33126 64
Total assets 729470 19
DEDUCT ASSETS NOT ADMITTED
Agents balances 46845 42
Bills and accounts receivable and suspense
items 14218 67
Cash in defunct banks 1610 85
Mortgage and collateral loans 6436 18
Furniture and fixtures 14759 78
Stock notes and excess loans over reserve 132522 26
Total not admitted assets 216393 16
Net assets 1513077 03
LIABILITIES
Net amount of unpaid losses and claims 109232 59
Reserves on risks outstanding 1317913 99
Dividends to polieyholders accumulated 3240 06
Salaries and miscellaneous accounts due or accrued 6920 23CompteollebGenebals Eepoet
XXXI
Taxes due or accrued 16 389 73
Legal fees 2500 00
Unearned interest and premiums paid in advance 7882 85
Unpaid commission on stock sales 9801 00
Total amount of liabilities except capital 1473880 43
Capital stock outstanding 309790 00
Impairment 114545 66
195244 34
Less stock notes in excess of book value 156047 74
Balance 39196 60
Book value of stock held by company and by
Mutual Building Company 28729 43
Surplus protection to policyholders 10467 17
39196 60
Total liabilities 1513077 03
In the period from January 1st to January 8th 1915 the company had
collected 763152 and had disbursed 1204797 an excess of disbursements
over receipts for that period amounting to 441645
The cash transactions for the period from January 9th 1915 to De
cember 31st 1915 is as follows
Cash receipts 106538 41
Cash disbursements 103241 93
Receipts in excess of disbursements 3296 48
The above disbursements may be briefly analyzed as follows
Paid for death and annuity claims 22709 09
Fees and expenses litigation authorized by order of court 26507 56
Paid for bills and taxes accrued prior to January 9th 1915 16151 86
Paid for salaries and expenses of administration January 9th
to December 31st 1915 37873 42
103241 93
Respectfully submitted
W A HIGGINS
Deputy Insurance CommissionerXXX11
ComptrollerGenerals Report
FIRE INSURANCE INSPECTORS REPORT
Atlanta Ga January 1 1916
Hon Wm A Wright Insurance Commissioner
Atlanta Ga
Dear Sir As State Fire Inspector I have made during the year 1915
one hundred and one 101 investigations of suspicious fires as against
sixty 60 during the year 1914 I have had a number of persons arrested
charging them with arson Six have been convicted on that charge and
are now serving time in the penitentiary and twentyfive other true bills
have been returned by different grand juries over the State and are now in
the hands of the proper officials for trials in the near future Most of the
accused parties are out under bond but several are in jail awaiting trial
Below is a list of theinvestigations I made during the year just passed
1 Nichols Ga
I visited Nichols Ga for the purpose of investigating a suspicious fire
that occurred in the store of A A Meeks Very little damage was done
at this fire It was no doubt of incendiary origin and a case of overin
surance Meeks claims to have been robbed but I am satisfied that was
not the ease it looks like it was discovered too soon At the same time I
could not find any direct evidence
2 Valdosta Ga
I attended the commitment trial of Joe Greenberg and A Pearlman I
took out warrants against both of these men charging them with arson
The case was hard fought the best lawyers in Valdosta being hired by the
defendants Where we felt satisfied that both of these parties were guilty
we could not get sufficient evidence against Greenberg to bind him over
but the evidence against Pearlman was strong enough for Judge Cranford
to bind him over to the grand jury under a 3000 bond His case will
come up in the spring
3 Albany Ga
There was an incendiary fire just beyond the city limits of Albany I
investigated this fire and am satisfied that the owner a negro by the name
of John Neal fired this place We have some strong circumstantial evi
dence against this negro The assistant chief of police and myself are
still working on this case and hope soon to develop some direct evidenceCompteollerGexekals Eepoet
XXX111
4 Midville Ga
I visited Midville for the purpose of investigating the burning of the
Central Fertilizer Companys plant One end of this building burned one
night and the other end burned the next night This was no doubt an incendi
ary fire About five days before the fire the manager discharged all the white
help and put some strange negroes in charge I am informed that these
negroes came from Sandersville Ga and the morning after the last fire
left and have not been seen around there since This was a large plant
well built and carried an insurance of 215000 This is a very suspicious
fire and I have requested the insurance companies to assist the State all
they can to try and place the blame where it properly belongs This is a
very important case and I expect to do all in my power to get to the
bottom of it In my opinion if some good detective was put on this ease
he would be more than apt to get good results
5 Hatchers Station Ga
I visited Hatchers Station Ga to investigate a fire that occurred
there January 9th This is a fire that I am satisfied is of incendiary origin
and I am of the opinion that if I had been notified earlier I would have
had a much better chance to run down the guilty parties as it is now the
case is hard to handle But I am still working on the case and have the as
sistance of two good citizens of Hatchers Station helping me and we may
be able yet to work up something
6 Dublin Ga
I have two cases of arson against two parties in Dublin Ga They are
both under bond for 3000 and their cases were set for trial February 1st
and I was notified to be there on that date I was there but the ease
was put off until Thursday February 4th So I left immediately for Sa
vannah as I had been wired to go there at once
7 Savannah Ga
I was called to Savannah to investigate a fire that occurred there on
January 31st I arrived there Monday night Assisted by the officials of
the eity we went to work that night and found evidence that satisfied all
of us that Julius Krouskoff tried to fire his place of business at 47 Barnard
Street I took out a warrant against Krouskoff charging him with arson
He was arrested about 10 oclock that night and gave bond of 200000
His case was set for trial at 9 a m Tuesday morning The case was conhn
ued until the next day After an all day case the judge was satisfied that
it was an incendiary fire and that Krouskoff was responsible for it and
bound him over to the superior court under the same bond
8 Dublin Ga
I was kept in Savannah two days but rushed back to Dublin for court
on the 4th After being in court most of the day was informed that the case
would surely be tried February 17thXXXIV
CompteolleeGeneeals Eepoet
9 Oglethorpe Ga
I found a very suspicious fire that occurred at Oglethorpe This fire
isno doubt of incendiary origin I will have to return there in the near
future I have a party looking after this fire for me Circumstantial
evidence is very strong
10 Atlanta Ga
There was a suspicious fire in East Atlanta in the store of Marbut and
Minor The fire has the appearance of incendiary origin I investigated
this fire and it has the appearance of being robbed and then fired We are
still working on this fire but so far have been unable to get evidence enough
to suspicion any particular person
11 Atlanta Ga
A house in the rear of 171 E Linden Avenue burned early February oth
1915 This fire was reported to me as being very suspicious On investiga
tion I was satisfied the occupants of the place were the guilty parties I
had all the parties brought before the recorder After a thorough investi
gation of the case before the recorder he bound John and Louise Mitchel
and Albert Fuller over to the grand jury on the charge of arson In de
fault of bond all three were sent to jail There were two fires the same
night at this house one at about 1230 a m and the other about 4 a m
both on the morning of February 5th The evidence showed that oil was
used the first fire did but little damage but the last one burned the house up
12 Columbus Ga
I visited Columbus to investigate a suspicious fire that occurred at
1537 18th Street on the night of January 7th This place was occupied
by Mrs Annie Mitchell and her daughter Mrs A Rule I was informed that
this Mrs Rule had stored in a warehouse just before the fire 3 boxes and 1
trunk They appeared to be well insured and the impression got out that
those boxes and trunk contained some of the goods claimed to have been
burned I visited the warehouse and found that all of the above goods had
been shipped to Reno Nev before I had time to investigate the case
13 Atlanta Ga
The grand jury in the cases of John and Louise Mitchell and Albert
Fuller found a true bill against all three charging them with arson I had
already had them arrested and in jail The solicitor placed their bonds
at 1500 each They are now in jail awaiting trial
14 College Park Ga
I visited College Park for the purpose of investigating a fire that oc
curred out there in the residence of J W Brown This case is still under
investigation Circumstantial evidence is strong against the assured We
hope to be able to get some direct evidence in the near future This fire
was without doubt of incendiary originCompteollebGenebals Repobt
XXXV
15 Dublin Ga
I visited Dublin this week to attend the trial for arson against
Strong and Holeombe the parties that the grand jury had found true bills
against The judge and solicitor both thought the evidence was not suf
ficient for a conviction and at the suggestion of the solicitor the judge or
dered a nonsuit in both cases
16 Molena Ga
I was requested to come to Molena at once to investigate a fire that oc
curred there on Sunday morning On investigation I am satisfied that the
fire referred to was of incendiary origin There are quite a number of sus
picious circumstances in connection with this fire The parties interested
have had several fires in the past I was informed by two local insurance
agents that they did not care for the business and knew nothing about
the insurance but had been informed that the insurance was carried by
some local agent in Atlanta This strikes me as being bad business on the
part of the insurance companies There are located at Molena two local
agents who know the reputation of these people and they would not insure
them Without these agents knowledge or being consulted in any way this
insurance is placed in Atlanta seventy miles away For their own pro
tection the insurance companies should adopt some rule to put an end to
such poor business methods I have found similar conditions several times
during my investigations This Molena property is owned by Mrs Ida 0
Garland and very suspicious circumstances point to her stepson J H
Garland as the guilty party The mayor and city council held a special
meeting yesterday and had me appear before them They seem anxious to
run this case down and have instructed the town marshal to act with me
in this case We are still working on it and if we are successful in getting
some evidence that we have well under way we will take the case before
the grand jury as soon as they meet
17 Soston Ga
A suspicious fire occurred last December at Boston Ga This fire was
just reported to me last week The parties that I wanted to interview did
not live at Boston They lived near a little town named Marvin about
23 miles from Valdosta I hired an automobile and made the trip out there
to see the parties referred to and they gave me some strong circumstantial
evidence I have written the solicitorgeneral and given him all the facts
in the case and will await his instructions
18 Cairo Ga
I appeared before the grand jury the 1st of March in the cases of Mrs
J L Baldy and her brother A W Carter whom I had taken out warrants
against for arson charging them with attempting to burn their store at
Pine Park Ga On account of the prominence of these parties the grand
jury made a thorough investigation of these cases taking nearly all day
but after careful consideration returned true bills against both of them
XXXVI
ComptrollerGenerals Report
19 Atlanta Ga
I investigated a fire that occurred at 51 Jones Avenue Atlanta This
fire was reported to me as being suspicious I found some suspicious cir
cumstances connected with the fire but nothing to warrant an arrest being
made
20 Macon Ga
I received a wire from the chief of fire department asking me to come
to Macon to investigate a suspicious fire My investigation satis
fied me that this fire was of incendiary origin I am also satisfied that oil
or gasoline was used at this fire AVe are satisfied that this store was fired
The Macon detectives and myself are still working on this case There are
several suspicious circumstances connected with it that we are trying to
run down
21 Sparks Ga
I went to Nashville Ga this week to appear before the Grand Jury
of Berrien County in regard to the burning of the dormitory at Sparks Ga
last December I had already investigated this fire and turned over what evi
dence and affidavits I had secured to the solicitorgeneral and he had me to
appear before the grand jury The grand jury went thoroughly into this
case and returned true bills against five of the boys who were attending
this school I am just informed by the solicitor that the sheriff had two of
these boys in jail at Nashville and was close after the other three
22 Milltown Ga
Leaving Nashville I stopped by Valdosta and learned of a fire that had
occurred at Milltown Ga a short distance from Valdosta I began an in
vestigation and secured strong evidence against E A Eampey owner of the
gin that burned and also against Verge Curry I was satisfied that
Eampey hired Curry to fire the gin so I hurried back to Nashville where
court was in session and took the cases before the grand jury with the re
sult that true bills were returned as follows E A Eampey as accessory
before the fact and Verge Curry as principal As soon as these bills were
returned I had Sheriff Morris and his deputy to go at once to Milltown and
arrest both parties He succeeded in getting both They were brought be
fore Judge Thomas at Nashville and he assessed a bond of 5000 against
each of them in default of which they were put in jail
23 Augusta Ga
I received a phone from Augusta asking me to come at once to investi
gate a suspicious fire that occurred out in the country and found that a very
suspicious fire had occurred there on the night of March 7 in the store of
P J Sharkey My investigation shows that this man Sharkey was in a
financial strain I have several parties helping me with this case and ex
pect developments at an early dateComptrollerGenerals Report
xxxvn
24 Hartsfield Ga
I visited Hartsfield near Moultrie to investigate a suspicious fire that
occurred there I found from the information that I received that this store
was burglarized and then fired Certain parties were under suspicion but
I failed to find sufficient evidence to connect anyone with this burning
25 Atlanta Ga
I investigated a fire that occurred on Chestnut Avenue This seemed to
be a case where a negro man and his wife had a quarrel and for spite the
house was fired I am satisfied that this was an incendiary fire but I
could not get sufficient evidence to warrant an arrest being made
26 Atlanta Ga
I attended trial of the Warren brothers and a negro named Barge
who were accused of burning the store occupied by the Warren brothers
at 244 Peters Street This fire occurred last November and I
secured true bills against all three of these men and had them
bound over to the superior court under bond of 300000 each
S D Warren was tried the trial lasting over a week and was found
not guilty The case against the other Warren was continued but the
negro was found guilty and sentenced to serve five years on the Fulton
County chaingang
27 Nashville Ga
I attended court at Nashville Berrien County for two weeks trying
four cases of arson that I had made on previous occasions E A Eampey
and Verge Curry were tried and convicted and sentenced to serve five years
each
Philip Bridges and James Wright were charged with the burning of the
dormitory at Sparks Ga They were tried at this term of court Bridges
was tried and convicted and sentenced to serve five years on the Prison
Farm at Milledgeville Wright was acquitted
28 Dawson Ga
Two suspicious fires were reported to me that occurred near Dawson Ga
On investigation I found that two barns were burned the same night at
about the same hour April 12th 1915 One of these barns belonged to
W F Lock and the other belonged to Edgar Todd The sheriff of that
county visited both of these places with me We have strong circum
stantial evidence against two negro farm hands They are now both in
jail We are still working on this case and secured some additional evi
dence recently The case of W F Lock I am satisfied was an incendiary
fire although we have only circumstantial suspicions We will continue
work on this case and hope to secure some valuable information in the near
futurexxxvm
ComptrollerGenerals Eeport
29 Ehine Ga
I investigated a fire that occurred at this place the night of the 20th
of April A man named Bowen owned two houses in Rhine One of these
was vacant and the other was occupied by a man named Roberts These
houses were close together and the burning of one was sure to burn the
other Bowen was hard pressed financially and was in need of money and
the houses were heavily overinsured There is strong circumstantial evi
dence against the nephew of this man I was warned to be on the lookout
as these were people that would not hesitate to get me if I pressed them
too strong The solicitor and myself are going to push this case and hope to
have all evidence in readiness for the meeting of the grand jury at Eastman
next month
30 Cartersville Ga
The plant of the Riverside Ochre Company near Cartersville was burned
on the night of April 20th I was requested to investigate this fire and on
investigation I found some suspicious circumstances connected with it The
sheriff and myself are still working on this case
31 Camilla Ga
At the request of Mayor Cullen of Camilla I visited this city for the
purpose of investigating some two or three fires that have occurred there
recently that were of a suspicious nature One of these fires I am satisfied
was of an incendiary origin but so far we have been unable to secure any
evidence against any particular person
32 Colquitt Ga
I attended court this week at Colquitt Miller County I secured two
true bills from the grand jury one against Willie Sutton for arson the
other against Clarence Bailey for accessory before the fact Sutten was
tried before Judge Worrell the next day The evidence showed that
Clarence Bailey had hired Willie Sutton who was a clerk in Baileys
store to set fire to the store for the purpose of collecting the insurance
The jury after being out one hour returned a verdict of guilty and on
account of his age the judge sentenced him to the State Reformatory until
he is 21 years of age He is now 15 years old The case against Bailey
was continued
33 Claxton Ga
I visited this place for the purpose of investigating a fire that was re
ported to me as being of suspicious origin I found what appears to be a
very dirty case From information gathered it appears that some of the
city officials are implicated in this case My work had to be done in a
very quiet way and it will take time to get the desired information I left
matters there in good hands and have also written the solicitor giving him
all information that I was able to get I will have to return there in the
near futureComptrollerGenerals Eeport
xxxix
34 Sylvester Ga
I spent three days attending court at this place in the trial of 0 L
Deariso charged with larceny after trust I had taken out a warrant
charging arson but did not have enough evidence to convict Several
farmers had lost cotton at his warehouse and they had him indicted for
larceny after trust The jury after being out a long while returned a
verdict of not guilty
35 Bartow Ga
Iinvestigated a fire that occurred four miles in the country from Bar
tow This fire occurred last year under very suspicious circumstances
From my investigation it appears that it was a madeup plot to burn this
house because it was owned by Smith Brothers Co of Bartow The
negroes who once owned this property were sore with the present owners
and had said on several occasions that they would destroy the property be
fore anyone else should occupy it Quite a number of negroes were connected
with this burning and from the evidence and affidavit that I secured from
a negro named Jim Francis I took out warrants against thirteen negroes
men and women charging them with arson
36 Louisville Ga
I was called to Louisville to attend the trial of several negroes that had
been arrested at Bartow charged with the burning of the property of
Smith Bros Co Jim Francis the negro who claimed to know all about
this fire had made an affidavit implicating several other negroes On this
sworn statement I had the sheriff to arrest thirteen negroes When the
case was called the negro admitted the sworn statement but said that
Tie had lied and that there was no truth in the statement at all As he was
the main witness that the State had the judge could do nothing but dismiss
the case as this negro had sworn to this statement and then swore that it
was a lie I had the sheriff to hold him for perjury He is in jail and
will stay there until court meets
37 Macon Ga
I investigated a suspicious fire that occurred here May 6th on Newberg
Avenue This was no doubt an incendiary fire and if we can verify certain
statements that we have heard we will take out a warrant against the
owner Frank Edwards Sheriff Hicks has put a man on this case as it will
take several days to get up the evidence
38 Blakely Ga
Several suspicious fires have recently occurred in this city and I was
requested to come and investigate same There is strong circumstantial evi
dence against a man named Lee Strickland who is prominently connected in
this community but the good people of this community are very much up in
the air and are willing to render me all assistance in bringing the guilty
party to justice This man has threatened several negroes and the negroes yrrvW
Xl
ComptbolleeGeneeals Eepoet
as a rule are scared of him The chief of police will give me all the assis
tance that I might need and will help to run down the numerous rumors
that I have heard If we can verify the statements that I have heard I
will take the case before the grand jury
39 Haralson Ga
I visited this place to investigate a fire that occurred there last year
I went by way of Neman and took the sheriff and his deputy with me On
investigation I am satisfied that this was an incendiary fire and I took out
warrants against E L Shaddix for arson and one against L F Taylor for
accessory before the fact The sheriff notified me that he would let me
know when the trial would be and I will be there at Kewnan at the trial
The trial will be Saturday May 29th
40 College Park Ga
See report 14 in reference to this fire After a thorough investigation
of this fire I took out a warrant against J W Brown for arson He was
arrested by the county police and failed to make bond He is now in the
Fulton County jail awaiting trial
41 Haralson Ga
I returned to Haralson to attend trial of Taylor and Shaddix referred
to in report 39 Taylor waived preliminary trial and his case will come
before the next grand jury Shaddix failed to appear and his bond was
forfeited The sheriff and his bondsmen feel satisfied that they will soon
get him I am satisfied that both of these parties are guilty and will be con
victed when their trial comes up Shaddix practically made a confession
before running away
41 Va Cordele Ga
I visited this place to investigate a fire that burned a house owned by
a negro named Low Strong circumstantial evidence appears against a
negro named John Eobinson alias Erastus The sheriff and myself did not
think the evidence strong enough to present to the grand jury We will
continue the investigation until we can get more direct evidence
42 College Park Ga
See reports 14 and 40 in reference to this fire I had taken out a warrant
against J W Brown charging him with arson The case was scheduled to
come up Saturday June 5th I was there with all my witnesses but the
attorney for Brown had the case continued until Monday June 7th I was
there as before but some of the witnesses for Brown failed to appear The
judge sent a bailiff for them and we waited some two or three hours On
their failure to appear I left and asked to be notified when the case would
be tried I have been informed by outside parties that this case was tried
the next afternoon If the case has ever been tried I have never beenComptrollekGeisteeal s Eepoet
xli
officially notified I felt that I had a good case against this man Brown
but owing to the uncertainty of a trial and having several other cases de
manding my attention I could not possibly give all my time going to and
from this trial just for purpose of being told when to come back
43 Macon Ga
I visited Macon for the purpose of investigating a suspicious fire that
occurred there June 5th My investigation satisfied me that the proprie
tor of the place was the guilty party so I took out a warrant against the
owner John Jonson colored charging arson He was arrested and placed
in jail
44 Valdosta Ga
I was called to Valdosta to investigate a fire that occurred about 10 miles
in the country My investigation showed that the commissary and rail
fence of Mr J L Roberts had been burned on separate occasions and that
oil had been used I am satisfied that both of these fires were of incendiary
origin but I failed to find any direct evidence against any particular person
45 Macon Ga
I was called to Macon to investigate a suspicious fire and had a negro
woman by the name of Hattie Harris put in jail This is about the plainest
case I have ever had and do not think there will be any doubt of securing
a conviction
46 Augusta Ga
I investigated a fire that occurred at this place in the meat market of
M H Smith 729 9th St A man by the name of Goodwin was found by
the firemen in this place in an unconscious condition He was hurried to
the hospital and died in a few moments This man Goodwin was locked in
the market for the firemen had to break in both the rear and front doors
It appears that Goodwin fired this place by using a good quantity of gaso
line I am satified that the owner knows all about this fire Fifteen gallons
of gasoline was delivered to Smiths residence Saturday afternoon before the
fire Sunday night and the gasoline cans found in the market have been iden
tified as the ones delivered to his residence He has made several conflicting
statements about the fire Smith has been arrested and is now in jail in
Augusta I will be notified when the trial is to come up
47 Atlanta Ga
A fire was reported to me as being very suspicious that occurred at 277
Litt Jones Street this city This place was set on fire in two separate places
This house is claimed by the neighbors to be of a disreputable character and
the owner Clara Moore colored had been ordered by the chief of police to
move The fire occurred just before the time limits given by the chief for
her to move We have some strong evidence against her and had her ar
rested and tried before the recorder and he bound her over to the grand
juryxlii
ComptrollerGenerals Eeport
48 Savannah Ga
I received a wire calling me to Savannah and on going down found two
suspicious fires to investigate One was the store and residence of R Raskin
corner of Bolton and Burroughs Streets I found this to be a fire of incen
diary origin Am satisfied that gasoline was used Raskin has made some
conflicting statements regarding this fire and the chief of police has de
tailed two detectives on this ease I will no doubt have to return there in
the near future
49 Savannah Ga
I investigated a fire that occurred near here in a house owned by Bertha
Farr just outside the city limits This is plainly a case of arson and I am
satisfied that the owner of the place is the guilty party I have witness
that saw her light a match and throw it in the closet and burn the house
She was arrested and carried before Judge Swartz for preliminary trial
Her attorneys claimed that she had not violated any law and read the law
as to arson Very much to my surprise the law says burning the property
OF ANOTHER These two words are used all through the bill There
seems to be no arson law against a person burning their own property out
side the corporate limits of towns In view of this fact the judge dis
missed the case I have pointed out the defect in the law to the attorney
general and he agrees with me that it was a serious error and we will at once
draw up an amendment to the Act
50 Brookfield Ga
I visited Brookfield to investigate a suspicious fire that occurred there
July 17th This fire caused considerable suspicion because on the loth the
occupant R H McMillan sent his wife away and on the 16th went to
Tifton and took out insurance on his house and furniture The 17th the
house burned and no one was at the place except McMillan After investi
gating this fire thoroughly I took out a warrant against McMillan charging
him with arson He was arrested and waived a preliminary trial and gave
bond until the next term of the superior court The justice placed him un
der a 4000 bond
51 Norwood Ga
I investigated a suspicious fire that occurred in the store of J W Chap
man Son about 8 miles in the country from this place This looks like a
case of overinsurance The only evidence I could get was that this fire was
caused by the explosion of a gasoline peanut roaster but I could get no
diect evidence against any particular person
5 Macon and Fort Valley Ga
1 visited Macon and Fort Valley for the purpose of investigating a fire
ihat occurred at each place the property of Herbert Haley These fires were
no doubt of incendiary origin It appears as far as we have gone that
TYaley has some enemies that are after him He is very active in trying toComptrollerGenerals Repoet
xliii
find the guilty parties and has employed two detectives with the assistance
of Sheriff Hicks of Bibb County We will continue on this case and hope
to develop something more definite in the near future
53 Blakely Ga
I was hurriedly called to Blakely to investigate several suspicious in
eendiary fires that occurred there on the 29th of July When I got to
Blakely the authorities had already arrested H Lee Strickland white and
James Chambers colored There is no doubt that these men fired the places
Both parties are now in jail and I feel satisfied that they will remain there
until tried at the October term of court I took five warrants against
Strickland charging him with arson as I had five separate eases against him
The officers had already taken out warrants against the negro
54 Douglasville Ga
I spent most of three days investigating a fire in a residence about 7
miles from this place I am satisfied that this was an incendiary fire the
sheriff and myself both thought from the evidence that we had a very
strong case against a man named John Crook The sheriff arrested him and
he was placed in jail He was given a preliminary trial and the justice of
the peace dismissed the case
55 Valdosta Ga
I visited Valdosta this week to consult with certain parties about the
burning of some property at Wayeross last month We are trying to have a
reward offered and with this reward I expect to have a strong case
56 Jefferson Ga
I attended court at Jefferson at the trial of Bear Montgomery charged
with burning a barn more than two years ago This was the third trial
The first trial he was convicted and given a sentence of twelve and onehalf
years The second trial resulted in a mistrial and the third the jury found
him not guilty
57 Blakely Ga
I was requested to come to Blakely to attend preliminary trial of H Lee
Strickland and the negro Both are now in jail charged with arson After
arriving at Blakely I found that Stricklands people had sworn out a writ
of lunacy and they wanted him tried before the ordinary on that charge
but for some reason his case was postponed I have direct evidence against
Strickland under the arson charge
58 Morris Station Ga
I was requested to investigate a suspicious fire that occurred here late
last year but owing to the lateness of my being informed as to this fire
it was next to impossible to get anything direct against any particularxliv
ComptrollerGeneeal s Eepokt
person I have looked into this fire the best that I could and have turned
all the evidence that I could get over to the solicitorgeneral
59 Milan Ga
I investigated a suspicious fire that occurred here recently but it will be
a hard matter to get any definite information The house was owned by Z
D Cravey A young man by the name of Evans was suspicioned and ar
rested by the marshal and the marshal told me that he had been told to
drop the investigation and no trial was ever held There is some strong
circumstantial evidence and I have a clue that I am working on that might
yet develop something
60 Macon Ga
See report 45 in reference to this case Leuvinia L Walker one of the
principal witnesses for the State was about to move to Jacksonville Fla
and as we would need her evidence at the trial I went to Macon for the
purpose of getting an affidavit from her I obtained the affidavit and same
is attached to this report
61 Milner Ga
I visited this place to investigate a fire that occurred in a seed house
near a cotton gin that was burned last April At the time of the fire it
was considered suspicious but could find no direct evidence against any par
ticular person but since that time certain parties have been talking very
freely and we have been able to get some strong circumstantial evidence
against a certain party As soon as court meets we will bring this informa
tion before the grand jury We already have some strong witnesses and am
certain that we will have some more just as strong to go before the grand
jury
62 Pelham Ga
I was requested to investigate a suspicious fire that occurred near here
recently I was instructed to call on a man named Drake but on arriving
found that Mr Drake had gone to Florida I found that the fire under
suspicion was the burning of a residence of Eobert P McDaniel 19 miles
from Pelham After investigating the fire I failed to find any suspicious
circumstancesnothing but hearsay evidence and no direct evidence against
any particular person
63 Smyrna Ga
I was requested to investigate a fire that occurred here recently There
were some suspicious circumstances connected with this fire but I could
find no direct evidence against anyone The deputy sheriff and myself are
still investigating this fire and may be able to find something more direct
in the futureComptrollerGenerals Report
xlv
64 Marietta Ga
I was requested to investigate a fire that occurred 10 miles from this
place recently This was fire of a barn and contents on the farm of John
S Owens I took the deputy sheriff and an assistant with me and made as
good an investigation as possible and am satisfied that the fire was of in
cendiary origin I expect to put a detective on this case at once and with
the help of the sheriff and his officer we expect to have enough evidence to
convict in the near future
65 Macon Ga
I was requested to investigate a fire that occurred at this place at 560
Central Avenue This was a vacant house owned by J H Bachelor I un
derstand that Bachelor had placed a mortgage of 600 on this place and of
fered to sell the house and lot for less than the house was insured for I
failed to find any direct evidence against anyone at this time
66 Forsythe Ga
I visited this place to investigate the burning of a barn that occurred
about three miles in the country on the property of Prof W D Thurmond
Very strong circumstantial evidence was found against a negro named Abb
Smith Smith was arrested and is now in jail having been bound over to
the Superior Court by a justice of the peace under the charge of arson I
am satisfied that Smith is the guilty party and by the time that court meets
next February we will have a strong case prepared against him
67 Waycross Ga
I was requested to investigate a fire that occurred here recently under
very suspicious circumstances I have strong evidence that a certain party
was hired to burn this property and I have sworn out a warrant charging
him with arson As the party under suspicion lives in Florida I am com
pelled to go slow with this case I turned the warrant over to the sheriff and
he will send to Florida and have this man brought back to Waycross I am
satisfied from the evidence that I have that as soon as this man is brought
back the other party will be arrested I will push this case as fast as possible
68 Douglasville Ga
See report 54 in reference to this case I attended court on this case
and the grand jury after hearing only two witnesses were satisfied and re
turned and he was arrested and placed in jail to await trial The trial lasted
two days The State put up about 12 witnesses and it looked like a good case
against him but after a two days trial the jury brought in a verdict of
not guilty
69 Musella Ga
I investigated the burning of a house about 2 miles from this place
owned by M W Barnes and am satisfied that it was an incendiary fire
Three parties are under suspicion but so far I have been unable to get
enough evidence to convictxlvi
ComptbollebGenebals Eepoet
70 Nashville Ga
I was called to Nashville to investigate a suspicious fire that occurred
there last July I found some strong circumstantial evidence against the
proprietor of the store but this case will require time to work it I have
turned it over to the chief of police and sheriff I have given them a number
of witnesses to interview and if the case gets into court they will no
doubt make valuable witnesses
71 Gay Ga
I received a notice of a fire that occurred in Meriwether County on the
night of September 27th I visited this place and found strong evidence
against one Hugh Malone The evidence was so plain that I took out a
warrant against him charging arson I turned the warrant over to the
deputy sheriff and instructed him to arrest Malone at once and either re
quire a good bond or to put him in jail This looks like a very plain case
I attach hereto statements from three good reliable witnesses
72 Austell Ga
I investigated a fire that occurred at this place recently and from the
evidence I have been able to get I am satisfied that the owner of the stock
of goods is the guilty party I have placed the entire matter in the hands of
the solicitorgeneral and will place the matter before the grand jury which
meets in the near future
73 Fitzgerald Ga
I received two requests to investigate suspicious fires that occurred at
this place I was in Fitzgerald and am satisfied that both of these fires were
of incendiary origin The sheriff and chief of police are assisting me all
that they can in these cases but they are cases that will have to be worked
slow I will have to go back there in the near future and finish these cases
74 Waycross Ga
See report 67 in reference to this fire I went to Waycross to attend
preliminary trial of this man named Hogan whom I had taken out a warrant
against charging arson His lawyers claimed that he was sick with
fever and the case Was postponed until November
75 Macon Ga
I visited Macon for the purpose of taking up with the solicitorgeneral
a case that we have been working on for the last two years This was an
incendiary fire and we have been working on it for some time Some very
strong circumstantial evidence has developed recently but we hardly think
it strong enough yet to take before the grand jury We will hold off for
a while and hope to get our evidence more direct
76 Waycross Ga
See reports 67 and 71 in reference to this fire I returned to this place
to attend trial referred to in the above reports and found that all the witComptrollerGenerals Report
xlvii
nesses had been run off to Florida I sent a man down there to try and get
them up and am satisfied that certain parties paid them to keep out of the
way The case was put off until the 17th of November
77 Cotton Ga
I visited Cotton to investigate a suspicious fire that occurred there re
cently in the store of W M Davis Co The fire was put out quickly and
a small damage was the result This is a plain case of overinsurance and
no doubt of incendiary origin but I could find no direct evidence against
any particular person
78 Sale City Ga
I was requested to go to this place and investigate a suspicious fire that
occurred in the cotton warehouse This was a very suspicious fire and some
strong circumstantial evidence is at hand The general opinion is that this
was an incendiary fire and I am of the same opinion I am still working
on this case and am satisfied that I will have a strong case in a short time
79 Macon Ga
See report 43 in reference to this fire I went to Macon to attend trial
before the grand jury in this case and a true bill was found against this
negro John Jonson His trial may come up at this term of court
80 LaGrange Ga
I was called to this place and have under investigation a very suspicious
fire As I had to leave to attend court was compelled to get assistance I
have worked up some strong evidence I will return next week and no
doubt matters will be in such a shape as to warrant me in taking out a
warrant charging arson
81 Louisville Ga
See reports 35 and 36 in reference to this fire I went to Louisville to
attend trial in this case under a charge of perjury growing out of a case I
had made under an arson charge This negro Jim Francis made an affidavit
to me and then swore that he had lied He was tried under this charge
and convicted and sentenced to three years
82 Dublin Ga
I have a very strong case at this place I was there last week but had to
leave to attend court at another point I will return next week and feel
satisfied that I will have sufficient evidence against two people to take out
warrants
83 Macon Ga
1 went to Macon at the request of the solicitor to take up an old case
the burning of the Plant House on Mulberry Street in the year 1913 Ixlviii
ComptrollerGenerals Report
spent two days looking after this case and got some new evidence The
solicitor has decided to take this case before the grand jury on the 23d
84 Waycross Ga
See reports 67 74 and 76 in reference to this fire I went to Waycross
to attend the trial of Henry Hogan I made two attempts to have this trial
before I succeeded Some dirty work in running off witnesses and covering
up clues was carried on I am satisfied the main parties that we are after
are paying for attorneys to defend this man Hogan who I am satisfied was
hired to burn this property I succeeded in getting Hogan bound over to
the grand jury and hope to have sufficient evidence to get a true bill
85 Savannah Ga
I was requested to come to Savannah to investigate two suspicious fires
that occurred there recently Two men James and Theodore Calfas were
arrested and tried and bound over to the grand jury charged with attempting
to fire their place corner Habersham and Anderson Streeets The other fire
occurred on the Augusta Road just outside of the city limits of Savannah
in a resort run by Isadore Wood at what is known as Jasper Springs This
fire was without doubt an incendiary fire and we hope in the near future
to have sufficient evidence to take out a warrant
86 Dublin Ga
I returned to this place to continue the investigation of the fire of J P
Pierce referred to in report 82 We have some strong evidence against
this mans son and the chief of police and myself are still working on this
case and hope to get enough evidence to be able to get a true bill
87 Monticello Ga
I visited this place to investigate the burning of a barn in the year 1914
The owner of this place has been quietly working on this case since the fire
Certain things have developed recently that I think will implicate a white
man and negro This negro is now living near Griffin The sheriff is going
after him and as soon as he brings him back I will return and feel satisfied
that we will have enough evidence to try the negro for arson and the white
man as accessory before the fact
88 Macon Ga
See report 83 in reference to this fire I appeared before the grand
jury on this case which I have been working on for the past two years
When I first investigated this fire I stated that it was a complicated ease
and would take time to unravel as in my opinion some very prominent peo
ple were mixed up in it and I then suggested that some private detec
tive be put on it as I did not believe that sheriff chief of police or myself
would be able to do anything It seems that I was right as a detective
lias been on this case for some time and it was brought before the grandComptrollerGenerals Eeport
xlix
iury on the 23d The grand jury went deep into this case and were the en
tire day and part of thenext before they decided They then returned two
true bills against J H Thompson superintendent of the Macon Coca Cola
Bottling Works one for arson and the other for libel He was put in jail
without bond They also returned a true bill against Miss Hattie Sykes
for libel She was Thompsons stenographer She was released on a 500
bond All of this grew out of the burning of the Plant House on Mulberry
Street in the year 1913 This place was owned by Herbert F Haley who
was at the time president of the bottling works
89 LaGrange Ga
I visited this place to investigate a suspicious fire that occurred jus
outside the city limits on October 20th My investigation satisfied me that
this was an incendiary fire and B B Harman appeared to be the guilty
party I took out a warrant against him charging arson He was arrested
and gave bond in the sum of 3000
90 Louisville Ga
I investigated a fire that occurred four miles in the country from this
place This fire occurred over 2 years ago and the interested parties though
hey had discovered some new evidence and were anxious for me to run it
down I made several long trips out in the country and could find nothing
to warrant me taking any action I feel satisfied that they are on the
right track and the party under suspicion has a bad reputation I will re
turn there shortly
wlsued to investigate a fire that occurred in the residence and
barn of S Griner 12 miles in the country from this p ace From the
investigation that I made I am satisfied this was an incendiary fire but I
ould nol get evidence enough to make an arrest Suspicion is strong
against a negro The sheriff will continue the investigation for me
92 Rozier Ga T w
I investigated a fire at this place which occurred in the store of J E
Netherland but was not notified in time to be able to accomplish anything
From the information I could get it is a matter of overinsurance Before
the fire this party went to several agents to get his insurance increased bu
was refusedPuntfl he went to Louisville where he found an agency ha
Ive him all the insurance he wanted A short time after this his store
5 I am satisfied that this is an incendiary fire but the tracks are so
we 1 covered that I could get nothing to warrant my making an arrest Had
I been notified earlier I might have been able to accomplish more
93 Jonesboro Ga
I investigated a fire that occurred in a cotton warehouse at this place
where there were 800 or 1000 bales of cotton burned
This appears to be a
ComptrollebGenebals Eepobt
suspicious fire and is still under investigation As I was compelled to go to
LaGrange I sent a party down there and went myself the next day So far
we have been unable to get any direct evidence
94 LaGrange Ga
See report 89 I was in LaGrange to attend the trial of this man This
was to be called Friday but was continued for a week
95 Savannah Ga
I investigated a fire at this place in a barber shop and found a clear
ease of arson Towels and everything around the place were soaked with
oil The proprietor L K Symmons was arrested and placed in jail
He will no doubt be tried soon I cannot see anything but a conviction in
this case as all evidence is very clear and he was caught in the shop which
was located at 413 West Broad Street
96 Canton Ga
I visited this place to investigate several fires that occurred there re
cently These fires are of a very suspicious nature I am satisfied they are
of incendiary origin I have found some very peculiar conditions Some of
the parties that we have under suspicion are very prominently connected
and we have to go very slow and cautious The sheriff of Cherokee and
Cobb Counties are working with me on this case also the solicitorgeneral
1 expect to return to Canton and vicinity again this week I hope to de
velop something more definite in the near future
97 Mystic Ga
I visited Mystic to investigate the burning of a school house there
recently This building was no doubt set on fire From the information that
I have received it appears like it was set on fire by some of the school
children I have some strong circumstantial evidence and hope in the near
future to present it to the grand jury
98 St Simons Island Ga
I investigated a fire that occurred on this island This was a house
owned by 1 R Minehan This place had been vacant more than a year and
was no doubt set on fire and overinsured The island is all closed for the
winter The fire occurred on October 28th Minehan spent the day on the
island and about 12 oclock the house burned I am trying to locate
Minehan in this house on that date If I succeed it will be a good case for
the grand jury
99 Savannah Ga
See report 95 in reference to this fire also report 85 I appeared before
the grand jury on these two cases In the case of T J Calfas the grand
jury returned no bill In the case of L K Symmons they used only
three of my witnesses and found a true billComptrollerGenerals Eeport
li
100 Guysie Ga
I investigated a fire at this place which is 7 miles from Nichols The
fire occurred about 3 months ago I am satisfied that this is an incendiary
fire and another case of overinsurance The assured was away at the time
of this fire The place was owned and occupied by Henry Eyals Parties
saw them hauling furniture away from the house a few days before the
fire The insurance was settled without requesting an investigation by me
101 Nichols Ga
I investigated a fire that occurred at this place in the store of Anderson
Co There are some very suspicious circumstances connected with this
fire The general opinion is that the stock was well overinsured but it
was impossible to put the blame on any particular party This was in my
opinion an incendiary fire
HINTS AND SUGGESTIONS
1 Insurance agents and brokers in writing policies can do efficient
fire prevention work by paying more attention to the moral hazards and as
to whether or not the property is overinsured and less to the amount of their
commissions
2 Keep your place in such condition that if a person wanted to start a
fire he would have to first hunt for the material with which to start it
3 Persons in charge of churches schools and other public buildings
should see to it that all doors open outward and are frequently examined so
in case of emergency they will open freely Serious loss of life is often oc
casioned by exits becoming blocked and not working freely
Each suspicious fire reported or that I have heard of in the State was in
vestigated by me I have numbered each inspection so as to conform to the
same number on my reports
There have been six 6 convicted and they are now serving sentences I
have secured twentyfive other true bills from grand juries in various parts
of the State Numerous other cases are now being investigated by solicitor
generals sheriffs chiefs of police and myself
A large number of the incendiary fires I have investigated I find to be
overinsured If local agents would exercise more care in writing insurance
and see that the property is not overinsured I am satisfied that incendiary
fires would be greatly reduced I have investigated 101 suspicious fires dur
ing the year
I could render much better service in a number of eases if I were more
promptly notified I should be notified just as soon after a fire occurs as is
possible QUICK ACTION WILL GET BEST RESULTS
In a few cases I have been handicapped on account of the peculiar word
ing of the Arson Law I have called the attention of the AttorneyGeneral
to this matter and he has drawn up an amendment which will be presented
to the Legislature in Junelii
ComptbollebGenebals Eepoet
I also call your attention to the great danger in not having proper fire
escape laws All school houses public meeting places hotels or where
people sleep or work in buildings 3 or more stories high should be equipped
with good fire escapes to be approved by some competent person and a
penalty attached for noncompliance with the law All doors to schools
churches and all places where people congregate should be required to open
outward as a number of lives are lost by not having doors properly arranged
Another very dangerous practice is to allow chairs or benches placed in aisle
ways in case of excitement or a stampede a loose chair or bench in an aisle
is liable to cause the death of several people I trust the Legislature will
enact laws at once covering the above cases and not wait until the horse
is gone before locking the stable door
Respectfully submitted
W E JOYNEE
State Fire InspectorTABLE No 1TABLE No 1
Showing Business Done by Fire Insurance Companies for the Year Ending December 31st 1915
NAME OF COMPANY
STATE
Risks Writ
ten During
Year
Total
Premiums
Losses
Paid
Losses
Incurred
Aachen and Munich
Aetna Fire Insurance Co
Agricultural Fire Insurance Co
Alliance Insurance Co
American Central Fire Insurance Co
American Druggists
American Insurance Co
American Eagle Fire Insurance Co
Atlas Assurance Co
Boston Fire Insurance Co
British America Assurance Co
Caledonian Insurance Co
Camden Fire Insurance Co
Central Manufacturers Mutual
Citizens Insurance Co
City of New York Insurance Co
Commercial Union Insurance Co Ltd
Commonwealt h Insurance Co
Concordia Fire Insurance Co
Connecticut Fire Insurance Co
Cont inental Insurance Co
County Fire Insurance Co
Equitable Fire Insurance Co
Equitable Fire and Marine
Fidelity Phenix Insurance Co
Fire Association of Philadelphia
Firemans Fund Insurance Co
Fircmans Insurance Co
Germany
Connecticut
New York
Pennsylvania
Missouri
Ohio
New Jersey
New York
England
Massachusetts
Canada
Scotland
New Jersey
Ohio
Missouri
New York
England
New York
Wisconsin
Connecticut
New York
Pennsylvania
S Carolina
Rhode Island
New York
Pennsylvania
California
New Jersey
2
22
2
1
1
2
1
9
1
2
13
608786
556324
319000
268261
170323
167605
622897
75112
653724
245389
407294
826650
045379
445645
417272
627621
595785
880858
971911
643635
947206
830543
967104
591616
724868
932104
621024
811243
2899506
36301904
2400127
1681274
1676375
270341
3678220
542659
7842096
705119
1921455
1233050
2930036
785285
3537593
3046369
13764670
1913163
3273568
3757197
17876908
1467525
1710761
760422
12570045
10487862
9941628
2359433
2242660
23210564
1802692
635727
2339156
22855
2006422
5647568
300238
1428652
632080
1531227
57326
1911935
3393107
11219530
1479633
3335477
3290568
13112861
34459
1866091
432026
10528690
7084786
7211916
428376
20484
233588
17090
5608
6483
228
19312
520
61784
5804
15511
9710
16581
594
15180
34504
109101
16543
23656
32094
76276
4049
19981
5452
69642
73363
66171
5939
15
36
90
18
26
55
37
00
15
63
34
62
92
08
22
07
19
53
58
28
61
39
70
35
64
17
53
86
O
o
H
W
O
F
b

SS
w
w

t1
W
w
o
W
HFirst National Fire Insurance Co
Fitchburg Mutual Fire
Franklin Fire Insurance Co
Georgia Home Insurance Co
German Alliance Insurance Co
German American Insurance Co
Germania Fire Insurance Co
Girard Fire and Marine
Glenns Falls Insurance Co
Globe and Rutgers
Hamburg Bremen
Hanover Fire Insurance Co
Hartford Fire
Home Insurance Co
Insurance Co of North America
Insurance Co of State of Pennsylvania
Liverpool and London and Globe
Liverpool and London and Globe Ltd
London Assurance Corporation
London and Lancashire Ltd
Lumber Mutual
lumbermens Mutual
Lumber Underwriters
Massachusetts Fire and Marine
Mercantile Mutual
Milwaukee Mechanics
National Ben Franklin
National Fire
National Fire
National Union
Newark Fire
New Brunswick
New Hampshire
Niagara FireINew York
District of Columbia
Massachusetts
Pennsylvania
Georgia
New York
New York
New York
Pennsylvania
New York
New York
Germany
New York
Connecticut
New York
Pennsylvania
Pennsylvania
New York
England
England
England
M assachusetts
Ohio
New York
Massachusetts
Rhode Island
Wisconsin Fire
Tornado
Pennsylvaniaf
Auto
France
Connecticut
Pennsylvania
New Jersey
New Jersey
New Hampshire
650603
471102
1029675
2728574
1755676
9121204
4538744
1637260
1292500
3974825
1839237
2105962
26078011
19282134
6496314
2003263
1062843
32041853
1739365
4910693
399016
331688
120535
795586
921736
2620381
91650
1202348
47450
1431056
12102064
3742053
1436033
4086
6179118
2544254
1351007
645576
1625305
4626762
2509309
12989492
6837834
2763535
2388188
5711239
2804028
3343158
40277909
28122996
9414689
3814853
1539860
18790976
2607073
5666241
1270941
1030545
278043
1073576
729783
4262118
39050
1760887
140371
2213843
13479814
4418431
2051855
676199
5011160
3902352
1721986
182736
556487
3861099
1949740
12323959
5234104
1939429
1973054
2655467
2223217
2766531
30419584
22936343
3966494
2420560
1316730
13501142
2244698
3901982
168110
284974
467986
1002204
49901
2464281
1028703
1036710
6042818
3148670
566054
1759848
3087421
2642850
16941
932
4267
34207
24686
125412
36296
15635
18588
25729
18022
16697
302649
276992
57364
25158
10507
144545
14987
38962
1196
1028
6162
10306
596
19305
01
88
83
10
40
59
78
29
29
48
17
70
88
56
63
57
03
40
98
10
28
80
60
85
55
51
8626
43
12787
56749
24710
9955
14398
21798
27993
56
90
00
07
83
54
33
39
26
O
o
w
o
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w
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o
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HTABLE No 1Continued
Showing Business Done by Fire Insurance Companies for the Year Ending December 31st 1915
NAME OF COMPANY
STATE
Risks Writ
ten During
Year
Total
Premiums
Losses
Paid
Losses
Incurred
Xord Deutsche
Northern Assurance Co Ltd
North British and Merc
Northern Insurance Co
North River
Northwestern National
Norwich Union
Orient
Pacific Fire
Palatine Insurance Co Ltd
Pennsylvania
Pennsylvania Lumbermans Mutual
Pennsylvania Millers Mutual
Peoples National
Phoenix Fire
Phoenix Assurance Corporation Ltd
Phoenix Fire
Providence Washington
Queen
Rhode Island
Royal Exchange Assurance
Royal Insurance Co Ltd
Savannah
Scottish Union and National
Security
Southern Mutual
Springfield Fire and Marine
Germany
England
England
New York
New York
Wisconsin
England
Connecticut
New York
England
Pennsylvania
Pennsylvania
Pennsylvania
Delaware
France
England
Connecticut
Rhode Island
New York
Rhode Island
England
England
Georgia
Scotland
Connecticut
Georgia
Massachusetts
Fire
Tornado
1134817
4304280
6741503
077164
2081104
1593825
2533598
2172686
1859216
2613821
4672005
351503
128992
779977
1261763
5530145
6879461
2679405
9331823
2975593
2280889
14918032
976789
5805296
3204026
43539078
6122396
70475
1799242
5866048
10451401
1125399
2751341
2184295
2447132
2920446
4104998
3721056
7609453
662238
314216
1185972
1909795
5994893
8501780
3504903
14371099
4538867
2245705
22330418
1184112
6311614
2596068
39393698
9615209
51143
1783830
622848
7020832
1017094
1235836
561491
1179708
3787292
1383341
2249703
6440434
199603
93051
1173469
873947
2457358
8489020
2217483
7888605
2863037
2008743
8145442
253478
4442555
2010533
8923340
9310052
8240
17022
37638
79418
9111
10272
6621
22035
36928
15698
22497
61739
1987
24
9985
9504
26836
61245
20893
90813
25849
18526
120508
3034
45907
19658
80690
73421
57
23
54
32
23
36
66
27
31
41
03
40
47
27
78
73
67
18
21
05
44
40
90
78
13
29
27
09
40
O
o
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H
W
o
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H
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t
W
f
O
wStandardConnecticut
SterlingIndiana
St Paul Fire and MarineMinneapolis
Sun Insurance OfficeEngland
Svea Fire and LifeSweden
Union Fire of ParisFrance
United Firemens FirePennsylvania
United States FireNew York
Westchester FireNew York
Western Assurance CoCanada
Williamsburg CityNew York
Yorkshire Insurance Co LtdEngland
Totals
864183
790758
943850
507290
005405
290667
100305
661467
623806
367527
471766
425550757
571188
1102478
3841122
5972708
1808306
4824305
118405
1365157
3693616
3178958
3261283
2137764
553071420
426228
592752
4419676
3453080
1307116
2352138
1165616
1023090
1874706
2594182
2314459
1602418
360798320
432124
172278
4383032
4946397
1379839
2439274
1158248
849555
1613407
3481764
1706459
1602418
355907954
O
o
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H
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Q
H
z
W
g
t1
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o
HTABLE No 2
Showing Business Done by Marine and Inland Insurance Companies for the Year Ending December 31st 1915
3
E
Q
o
g
H
W
O
t1
f
a
6
M
W
H
O
W
H
NAME OF COMPANY
STATE
Risks Writ
ten During
Year
Total
Premiums
Losses
Paid
Losses
Incurred
Aetna Insurance Co
Boston Fire Insurance Co
Commercial Union Insurance Co Ltd
Columbia Insurance Co
Fidelity Phenix Insurance Co
Firemans Fund Insurance Co
Hartford Fire
Some Insurance Co
Insurance Co of North America
Liverpool and London and Globe Ltd
London Assurance Corporation
Massachusetts Fire and Marine
National Fire
Newark lire
Phoenix Assurance Co Ltd
Providence Washington
Queen
Royal Exchange Assurance
Royal Insurance Co Ltd
St Paul Fire and Marine
Standard
Tokio Marine
US Lloyds
Thames and Mersey
Union Marine
Western Assurance Co
Connecticut
Massachusetts
England
New Jersey
New York
California
Connecticut
New York
Pennsylvania
England
England
Massachusetts
Connecticut
New Jersey
England
Rhode Island
New York
England
England
Minnesota
England
Japan
New York
England
England
Canada
Totals
35
2
30
20
6
3
1
421183
372217
478262
383160
600
329980
513689
090375
258674
69996
911018
100
1200
46425
315085
576502
3188
926086
842858
994564
331461
45036
829876
925663
526260
184827
112378285
4734392
595412
22943735
700052
1200
1000501
943982
393131
30319603
28238
340062
250
1200
111266
454827
2366101
7470
119103
1188603
2626241
4041500
52782
1342398
1972715
758335
52160
77095859
4355523
717433
9045588
385937
736583
542382
68906
39800361
73307
230419
2640208
13473
492620
2315422
3168541
231
28867
101367
313749
78309
65709226
43454
7534
96455
3859
23
33
88
37
7259
5231
865
390203
32
75
4S
til
73307
35
2311
25900
00
46
79
183
7621
30093
31486
75
556
2013
1867
33
10
20
39
41
00
83
67
10
09TABLE No 3
Showing Business Done by Life Insurance Companies for the Year Ending December 31st 1915
M
NAME OF COMPANY
Aetna Life
American Central
American National
Atlantic
STATE
Bankers ReserveNebraska
Connecticut
Indiana
Texas fOrd
Indus
Virginia
Cherokee Life
Columbia
Columbian National
Connecticut Mutual
Equitable
Federal
Fidelity Mutual
Franklin
George Washington
Germania Life
Home Life
Illinois Life
Indiana Nat ional
International
Inter Southern
Jefferson Standard
Life Insurance Co of Virginia
Lincoln Reserve
Manhattan
Georgia
Ohio
M assachusetts
Connecticut
New York
Illinois
Pennsylvania
Illinois
West Virginia
New York
New York
Illinois
Indiana
Missouri
Kentucky
N Carolina
Virginia I Ord
Indus
Alabama
New York
New Busi
ness Writ
ten During
Year
Total Insur
ance in Force
2031443
121565
583169
1179857
198327
54741
202017
237380
774247
441792
624044
5159
406223
133500
514072
394650
114500
893813
686000
260394
276500
1155870
516603
2308887
189350
128858
9863381
135790
1842621
5171480
659501
178947
348017
634530
3102034
3166893
12580872
141956
3888347
2680440
1768641
1680851
1843079
3159708
846500
1286791
3723755
4249246
1712864
5776756
216550
2630882
Premiums
29521453
382918
6681186
17749159
1939581
511972
398790
1544471
8563231
9911366
40157383
314303
12570529
7907584
5459052
5436722
5686604
7681319
1691684
3681420
9719179
14049157
4655958
24114734
971436
7109999
Losses
Incurred
10096900
577947
8134404
1600000
200000
100000
2050000
2316000
26524515
125000
2462990
4324793
453500
600000
19152541
3596238
100000
10000001
2639841
3513878
1700000
6769881
100000
1796200
Losses
Paid
9786000
6779
81344
16000
47
01
00
2000
1000
17500
23160
273150
1250
22629
37957
4535
7000
21652
37064
1000
10000
16398
37067
17000
67128
1000
15462
00
00
00
00
15
00
90
54
00
00
54
38
00
00
41
78
00
19
00
00
o
o
K
hj
H
W
o
Q
Maryland
Massachusetts Mutual
Merchants Life
Meridian Life
Metropolitan Life
Michigan Mutual
Missouri State Life
Mutual Benefit
Mutual Life
National Life and Accident
National Life
National Life of U S A
New England Mutual
New York Life
North Carolina Mutual and Provident
Northwestern Mutual
Pacific Mutual
Pan American
Penn Mutual
Phoenix Mutual
Pittsburgh Life and Trust
Providence Life and Trust
Prudential
Reliance
Reserve Loan
Security Mutual
Southern States
State Life
State Mutual Life
Standard Life
Travelers
Union Central
United Life and Accident
Volunteer State
Maryland
Massachusetts
Iowa
Indiana
New York fOrd
Indus
Michigan
Missouri
New Jersey
New York
TennesseeIndus
Vermont
Illinois
Massachusetts
New York
N Carolina Ord
Indus
Wisconsin
California
Louisiana
Pennsylvania
Connecticut
Pennsylvania
Pennsylvania
New Jersey
Pennsylvania
Indiana
New York
Alabama
Indiana
Massachusetts
Georgia
Connecticut
Ohio
New Hampshire
Tennessee
339637
364761
11000
918730
779687
228682
230044
510500
769387
3701887
662077
21178
447192
1252675
4146537
102250
801840
1488800
740807
946581
3311707
270081
146208
13480
2186569
209984
474000
283805
1671081
788687
183739
587750
767752
3695529
85500
321600
Totals
2459186
11224287
119000
2981235
13138879
24058355
1631398
2483097
19468342
30667872
601499
9040010
2196510
7030115
30280456
373600
879301
23113124
2517955
737797
34030218
2574329
1002166
220996
15851858
1839654
1163942
2169620
8802236
6725317
1900365
808000
5568186
19549470
69500
1948441
59991396 362516698
76906511
39803150
950 45
6533068
39140062
84087917
4707340
7494615
61001231
104971602
7437368
26240586
14532887
21504190
97012115
1203052
17514329
69064578
8498434
1978139
110019174
8029382
2539339
483114
44150278
6717411
3787929
7370360
26794141
15578247
6667629
3021284
14418423
60309805
155478
5192829
1750000
14129400
1750000
14331200
1164156372
2223902
10220536
336838171
4522000
2212163
17628500
41883800i
2584325
6429032
1214700
7410500
379395901
24205900
861900
200000
36466000
2566668
3629064
200000
17102270
3550000
1300000
1404500
4808546
3350000
2798849
388400
7763300
18716622
1785300
25739
102908
337216
45220
20161
172285
434903
25756
69290
13147
82260
388503
91884
228459
8619
2000
354378
29326
32290
2000
165522
33500
13000
16436
43085
33500
22988
3884
79633
187166
02
23
92
00
63
00
86
33
32
00
00
65
47
00
00
00
00
68
64
00
70
00
00
03
46
00
49
00
00
22
o
o
g
w
o
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t1
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W

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H
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1785300
397626925405667005
MTABLE No 4
Showing Business Done by Miscellaneous Insurance Companies for the Year Ending December 31st 1915
NAME OF COMPANY
STATE
Aetna Accident and Liability
Aetna Life Accident Dept
American Casualty Co
American Credit Indemnity
American Life and Accident
American National
American Surety
Casualty Co of America
Columbian National
Continental Casualty Co
Employers Liability
Federal Casualty
Fidelity and Casualty
Federal Life
Fidelity and Deposit
Frankfort General
General Accident
General Indemnity
Georgia Casualty
Globe Indemnity
Hartford Accident and Indemnity
Hartford Steam BoilerConn
Interstate Casualty CoAla
Interstate Life and AccidentiTenn
Lloyds Plate GlassN Y
London Guarantee and Accident England
Conn
Conn
Pa
N Y
Mo
Tex
N Y
N Y
Mass
Ind
England
Mich
N Y
111
Md
Germany
Scotland
NY
Ga
N Y
Conn
Health and
Accident
Prems Losses
20
48988
4996
11128
23631
455
14654
100674
2596
6025
64306
471
9149
938
22545
17277
117
1340
2153
29855
22004
2518
Liability
Prems
Losses
11025
19207
1740
5748
7892
8844
58102
316
2289
38243
15
14137
1136
28832
16478
5
277
3858
779
14242
706
1057
21388
514
8751
156
2496
9331
15462
Fidelity
Prems Losses
1820
24764
12
17310
140
13029
853
6406
36810
241
10479
114
14551
5764
471
10006
19396
23
1247
248
25899
19
1767
16136 7820
13653
Surety
Prems Losses
4718
13461
552
Plate Glass
Prems
932
1694
10722
23
2172635015
797
610
706 234
3552
1254
410
1299
35
3061
1780
25
438
531
639
96
82
2098
61
711
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3London and Lancashire Indemnity England England Mass Md Vlass Mass Mass N Y N Y Mich Pa N Y Mass N Y 111 England Cal N Y Tenn Pa Mass N Y Mich Conn Conn N Y Md Totals 1709 598 2022 31943 5716 12154 14088 8615 2380 4552 897 3 8238 3697 725 704 102 42 426 187 2
London and Lancashire Guarantee and Accident 169
Loyal Protective 1268
Maryland Casualty Co 35901 3520 9580 8345 1744 2234 3181 574 64043 33912 7207 703 13604 3996 6163 2 689
Masonic Mutual Accident
Masonic Protective Association
Mass Bonding 6574 910 3577 1491 8602 947 1000 1850 269
Metropolitan Casualty 1051
Metropolitan Life
National Casualty Co
National Relief Assurance
National Surety 16595 1232 30788 1068 16185 1330 2541 3076
New England Equitable 8376 2668 11013 1425 596 3772 437
New York Plate Glass 1 382
North American Accident 32326 7835 37480 5772 9853 1522 7302 10152 32813 435 72005 13762 16084 7128 1981 23417 1291 5672 1030 4962 2517 12216 1321 44543 10369 4890
Ocean Accident and Guarantee 21746 9105 2062 427
Pacific Mutual Life
Preferred Accident 1261 268
Provident Life and Accident
Reliance Life
Ridgeley Protective Association
Royal Indemnity Co 13815 6681 1005 101259 39927 42143 10552 2643 5606 3082 1194 2977 1640
Standard Accident
Travelers Indemnity
Travelers Insurance Co 41025 24259 12858
United States Casualty 28 2918 13
United States Fidelity and Guar 28817 5106 62277 11516 1024
705567 421156 467836 218435 117447 73376 144841 71426 3454013823
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Showing Business Done by Miscellaneous Insurance Companies for the Year Ending December 31st 1915

NAME OF COMPANY STATE Steam Boiler and Fly Wheel Borg Theft and Credit Auto and Teams Workmens Collective All Other Totals
Prems Losses Prems Losses Prems Losses Prems Losses Prems Losses Prems Losses
Aetna Accident and Liability Aetna Life Accident Dept Conn Conn Pa N Y Mo Tex 303 1396 473 16948 8410 737 174 37899 68194 9732 9470 11128 23631 38224 9680 14654 100674 26893 6025 100836 471 75377 2112 31666 920 64271 414 16864 21837 2302 29936 2098 23587 10933
30755
383 9470 250 7853 918 618 4152
American Credit IndemnityAmerican Life and Accident 7853
5748
7892
American Surety Casualty Co of America N Y 28032
N Y Mass Ind England Mich N Y 111 Md Germany Scotland N Y Ga N Y Conn Conn Ala Tenn N Y England 23 87 8058 1575 4210
8844
Continental Casualty Co Employers Liability 58102
662 135 1542 362 10377
2289
Q 4Q5 403 6372 6753 1649 835 61826
15
2673 160 377 920 1334 12 409 4303 25 405 1647 161 2338 771 53 932 74173
1685
40175

333 6661 2637 42544
28
Hartford Accident and Indemnity 7 1100 32 1627
21837 153 153
1049
Interstate Life and Accident 14303
711
London Guarantee and Accident 737 370 1918 351 939 96 9343
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oLondon and Lancashire Indemnity England England Mass Md Mass Mass Mass N Y N Y Mich Pa N Y Mass N Y 111 England Cal N Y Tenn Pa Mass N Y Mich Conn Conn N Y Md Totals 589 151 100 221 6523 1702 2022 150842 5716 12154 34876 10465 2380 4552 897 34449 24254 3772 32326 44219 37480 7694 9853 1522 7302 42071 40444 15985 174103 57769 165062 106
London and Lancashire Guarantee and Accident 9 332
Loyal Protective 1 268
Maryland Casualty Co 4961 144 5956 1125 9953 2876 4796 1518 2217 2415 85279 3 520
Masonic Mutual Accident
Masonic Protective Association 9 580
Massachusetts Bonding 612 423 12 11 975
Metropolitan Casualty 2 795
Metropolitan Life 2 234
National Casualty Co 3 181
National Relief Assurance 574
National Surety 1670 480 322 805 33 650
New England Equitable 1226 244 9724 1 382
New York Plate Glass
North American Accident 7 128
Ocean Accident and Guarantee 517 9251 2063 2809 785 631 14992
Pacific Mutual Life 23 417
Preferred Accident 372 13 288 1 572
Provident Life and Accident 5672 1 030
Reliance Life
Ridgeley Protective Association 4962
Royal Indemnity Co 473 39 2094 1219 5762 950 10223 1663 725 2192 20 702
Standard Accident 15 585
Travelers Indemnity 4123 238 200 3751
Travelers Insurance Co 839 908 843 162 40 433 85731
United States Casualty 923 890 4586 390 1332 920 1896 35 991
United States Fidelity and Guar 1076 7394 38800

42632 977 51039 27920 76069 26603 8325 2880 11044 4164 1659329860752
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aTABLE No 5
Showing Business Done by Assessment Insurance Companies for the Year Ending December 31st 1915

NAME OF COMPANY
ASSESSMENT FIRE INSURANCE COMPANIES
Farmers CoOperative
Farmers Mutual
Farmers Mutual Association
Farmers Protective
Free State CoOperative
German Mutual Fire
Jackson Ga
Dawson Ga
Oakman Ga
Lithonia Ga
Danielsville Ga
Savannah Ga
SouthGarFarmers Thomasyille Ga
STATE
Risks Written Total
During Premiums
Year
Southern CoOperative
Sunlight
ASSESSMENT LIFE INSURANCE COMPANIES Ordinary
Guarantee Fund Life Association
National Life Association
Macon Ga
Atlanta Ga
ASSESSMENT LIFE INSURANCE COMPANIES Industrial
American Insurance Co
Atlanta Mutual
Bankers Health and Life
Continental Aid
Georgia Mutual Industrial Life and Health
Guaranty Mutual
Industrial Life and Health
Peoples Health and Life
Pilgrim Health and Life
Nebraska
Iowa
Savannah Ga
Atlanta Ga
Macon Ga
Atlanta Ga
Augusta Ga
Savannah Ga
Atlanta Ga
Macon Ga
Augusta Ga
Totals
20145
9660
3627
1136
472
19350
3157
1680
19242
699
2371
14836
343009
179505
105677
141055
104363
462254
9879
298901
1741018
Paid
20494
7892
4965
745
375
1083
2567
50
3271
2000
4000
6742
148062
74093
48265
56874
39880
217341
3548
140109
782356
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INSURANCE DEPARTMENT STATE OF GEORGIA
LIST OF INSURANCE COMPANIES ASSOCIATIONS AND
FRATERNAL ORDERS LICENSED TO DO BUSINESS
IN GEORGIA FOR THE YEAR 1915
I Fire and Fire and Marine Companies
GEORGIA COMPANIES
Name of Company
Home Office
I Atlanta Home Ins CoAtlanta Ga
I Columbia Fire Ins CoAthens Ga
I Georgia Home Ins CoColumbus Ga
Name of Company
Home Office
Savannah Fire Ins CoSavannah Ga
Southern Mutual Ins CoAthens Ga
NONRESIDENT COMPANIES
Name of Company
Home Office
Aachen Munich Fire Ins CoNew York City
Aetna Insurance CojHartford Conn
Agricultural Fire Ins CoWatertown NY
Alliance Insurance CoPhiladelphia Pa
American Central Fire Ins Co St Louis Mo
American Druggists Ins CoCincinnati O
American Ins CoNewark N J
Atlas Assurance CoNew York City
Boston Insurance CoBoston Mass
British America Assurance Co Toronto Canada
Caledonian Ins CoNew York City
Camden Ins CoCamdfn v
Central Manufacturers Mutual Van V ert Ohio
Citizens Fire Insurance CoBaltimore Md
Citizens Insurance CoSt Louis Mo
City of New YoTk Ins CoNew York City
Commercial Union Assurance Co
Ltj New York City
Commonwealth Ins CoNew York City
Concordia Fire Ins CoMilwaukee Wis
Connecticut Fire Ins CoHartford Coon
Continental Insurance CoNew York City
County Fire Ins CoPhiladelphia Pa
Equitable Fire Marine Ins Co Providence R I
Equitable Insurance CoCharleston S C
FidelityPhoenix Fire Ins Co New York City
Fire Association of Philadelphia Philadelphia Pa
Firemans Fund Ins Co San Francisco Cal
Attorney for
Service
Address
Jerome Brown
Clarence L Ruse
T I Lynch
Dan B Harris
Chas H Godfrey
B S Persons
L J Leonard
C C Hatcher
Wm L Wilson
Chas H Godfrey
Bowie Martin
C M Jerome
F Wade Vaughan
Robert N Hughs
W R Prescott
Wm H Rhett
D I Mclntyre
Frank HReynolds
L C Quinn
Coke Davis
J L Riley Co
W M King
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Athens
Atlanta
Atlanta
Atlanta
T J McKay
F H Reynolds
Macon
Atlanta
A L WaldoAtlanta
W E ChapinAtlanta
Edgar T Gentry Atlantalxviii
CompteolleeGteneeals Eepoet
FIRE AND FIRE AND MARINE COMPANIESNONRESIDENTCONTINUED
Name of Company
Firemens Insurance Co
First National Fixe Ins Co
Fitchburg Mutual Fire
Franklin Fire Ins Co
Newark N J Jas L Riley
Washington D C J L Riley
Fitchburg Mass F Wade Vaughan
Philadelphia Pa Win B Stovall
German Alliance Ins Co
GermanAmerican Ins Co
Germania Fire Ins Co
Girard Fire Marine Ins Co
Glens Falls Fire Ins Co
Globe Rutgers Fire Ins Co
HamburgBremen Ins Co
Hanover Fire Ins Co
Hartford Fire Ins Co
Home Ins Co
Insurance Co of North America
Insurance Co State of Penn
Liverpool London Globe Ltd
England
Liverpool SALondon Globe N Y
London Assurance Corporation
London Lancashire Fire Ins Co
Lumber Mutual Ins Co
Lumber Underwriters
Lumbermens Mutual Ins Co
Home Office
Attorney for
Service
New York City
New York City
New York City
Philadelphia Pa
Glens Falls N Y
New York City
New York City
New York City
Hartford Conn
New York City
Philadelphia Pa
Philadelphia Pa
New York City
New York City
New York City
New York City
Boston Mass
New York City
Mansfield Ohio
Mass Fire Marine Ins Co Boston Mass
Mercantile Mutual Fire Ins Co
Milwaukee Mechanics Ins Co
National Ben Frank Fire Ins Co
Nationale Fire Ins Co of Paris
France
National Fire Ins Co
National Union Fire Ins Co
Newark Fire Insurance Co
New Brunswick Fire Ins Co
New Hampshire Ins Co
Niagara Fire Insurance Co
Nord Deutsche Fire Ins Co
North British and Mercantile
Insurance Co
Northern Assurance Co Lim
Northern Insurance Co
North River Insurance Co
Northwestern National Ins Co
Norwich Union Fire Ins Society
Orient Insurance Co
Pacific Fire Ins Co
Palatine Ins Co Lim
Pennsylvania Fire Ins Co
Pa Lumbermens Mut Ins Co
Pa Millers Mutual Fire Ins Co
Peoples National Fire Ins Co
Providence R I
Milwaukee Wis
Pittsburgh Pa
Providence R I
Hartford Conn
Pittsburg Pa
Newark N J
N BrunswickNJ
Manchester N H
New York City
New York City
New York City
New York City
New York City
New York City
Milwaukee Wis
New York City
Geo N Hurt
Geo N Hurt
S C Williams
Jno A Whitner
A L Brooks
J L Riley Co
A Bickerstaff
F A MeCarroll
W R Prescott
Chas W Phillips
Dan B Harris
D I Mclntyre
B P Walker Jr
B P Walker Jr
E S Kelly
F W Cole
F W Vaughan
Wm A Wright
Com of Insurance
Jas L Dickey JrAtlanta
Hartford Conn
New York City
New York City
Philadelphia Pa
Philadelphia Pa
WilkesBarre Pa
Philadelphia Pa
Address
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Wm A Wright
Wm H Hill
Wm A Wright
H T Powell
C Y Smith
J T Carson
M B Yates
W M King
J Hall Miller
W H Rhett
Wm H Hill
Edgar Dunlap
Milton Dargan Jr
J L Rilev
H L Layfield
A Wilkerson
V R Hoyt
J F Lewis
Jno A Whitner
W E Chapin
F W Vaughan
F W Vaughan
Robt N Hughs
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
AtlantaComptrollerGenerals Eeport
lxix
FIRE AND FIRE AND MARINE COMPANIESNONRESIDENTCONTINUED
Name of Company
Phenix Fire Ins Co of Paris
France
Phoenix Assurance Co Lim
Phoenix Fire Ins Co
ProvidenceWashington Ins Co
Queen Insurance Co of America
Rhode Island Fire Ins Co
Royal Exchange Assurance
Royal Ins Co Lim Liverpool
Scottish Union National Ins Co
Security Fire Ins Co
Southern Underwriters
Springfield Fire Marine Ins Co
Standard Fire Insurance Co
St Paul Fire Marine Ins Co
Sun Insurance Office England
Svea Fire Life Ins Co
Union Fire Ins Co of Paris
France
United Firemens Ins Co
United States Fire Ins Co
Westchester Fire Ins Co
Western Assurance Co
Williamsburg City Fire Ins
Co
Yorkshire Insurance Co Lim
Home Office
Providence R I
New York City
Hartford Conn
Providence R I
New York City
Providence R I
New York City
New York City
Hartford Conn
New Haven Conn
Greensboro X C
Springfield Mass
Hartford Conn
St Paul Minn
New York City
New York City
Providence R I
Philadelphia Pa
New York N Y
New York City
Toronto Canada
New York City
New York City
Wm A Wright Atlanta
Edgar Dunlap Atlanta
R Lipseonibe Atlanta
C M Jerome Atlanta
Attorney for AdJ
Service
Y Tupper
Wm A Wright
A L Brooks
Milton Dargan
W R Hoyt
Chas M Jerome
R L Woods
Jas L Dickey Jr
W A Wright
A B Tumlin
J T Fitten
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Rhett 0Beirne Atlanta
W A Wright
R N Hughs
G A Howell
Edgar Dunlap
Chas H Godfrey
W R Hoyt
Milton Dargan Jr
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
11 Life Companies
GEORGIA COMPANIES
Name of Company
Home Office
herokee Life Insurance CoRome Ga
Name of Company
Home Office
Standard Life Insurance CoAtlanta Ga
NONRESIDENT COMPANIES
Name of Company
Aetna Life Ins Co
American Central Life Ins Co
Am National Ins Co
Atlantic Life Ins Co
Bankers Reserve Life Co
Columbia Life Insurance Co
Home Office
Attorney for
Service
Address
W E Hawkins
Wm A Wright
W A Oliver
Hartford Conn
Indianapolis Ind
Galveston Tex
Richmoind Va jlns Commr
Omaha Nebwm A Wright
Cincinnati Ohio F B Reins
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlantalxx CompteollebGeneeals Eepoet
LIFE COMPANIESNONRESIDENTCONTINUED
Name of Company
Home Office
Attorney for
Service
Columbian National Life Ins Co
Connecticut Mutual Life Ins Co
Equitable Life Assurance Society
Federal Life Ins Co
Fidelity Mutual Life Ins Co
Franklin Insurance Co
Germania Life Insurance Co
Home Life Insurance Co
Illinois Life Insurance Co
Independent Life of America
Indiana National Life Ins Co
International Life Insurance Co
InterSouthern Life Ins Co
Jefferson Standard Life Ins Co
Life Insurance Co of Virginia
Manhattan Life Insurance Co
Maryland Life Insurance Co
Mass Mutual Life Ins Co
Meridian Life Insurance Co
Metropolitan Life Insurance Co
Michigan Mutual Life Ins Co
Missouri State Life Insurance Co
Mutual Benefit Life Insurance Co
Mutual Life Ins Co of N Y
National Life Accident Co
National Life Ins Co
National Life Ins Co of U S A
New England Mutl Life Ins Co
New York Life Insurance Co
North American Life Ins Co
Northwestern Mut Life Ins Co
Pacific Mut Life Insurance Co
Pan American Life Ins Co
Penn Mutual Life Insurance Co
Philadelphia Life Ins Co
Phoenix Mutual Life Ins Co
Pittsburg Life Trust Co
Prudential Ins Co of Am
Boston Mass
Hartford Conn
NewYorkNY
Chicago 111
Philadelphia Pa
Springfield 111
New York N Y
New York N Y
Chicago 111
Nashville Tenn
Indianapolis Ind
St Louis Mo
Louisville Ky
Raleigh N C
Richmond Va
New York N Y
Baltimore Md
Springfield Mass
Indianapolis Ind
New York N Y
Detroit Mich
St Louis Mo
Newark N J
New York N Y
Nashville Tenn
Montpelier Vt
Chicago 111
Boston Mass
New York N Y
Chicago 111
Milwaukee Wis
Los Angeles Cal
New Orleans La
Philadelphia Pa
Philadelphia Pa
Hartford Oonn
Pittsburg Pa
Newark N J
A C Newell
Oscar Palmour
W A Wright
J H Byrley
R P Ketchum
Alex C King
Wm A Wright
J C Tumlin
F W Burr
Address
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Ashburn
Atlanta
Atlanta
Atlanta
Atlanta
E C LesterAtlanta
H W Campbell Atlanta
Wm A Wright Atlanta
Wm A Wright Atlanta
L Z EosserAtlanta
R C Alston
Coke S Davis
Wm J Harty
J E Wilhelm
A W Smith
G S Obear
Wm A Wright
R L Foreman
R F Shedden
Atlanta
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
G C LynchAtlanta
Geo M Hope Co Atlanta
Wm A Wright Atlanta
R J GuinnAtlanta
E J ClarkAtlanta
Wm A Wright Atlanta
W Woods White Atlanta
A C Harmon
Wm A Wright
H C Bagley
Wm A Wright
Louis Sherfesee
Wm A Wright
J M Skinner
Reliance Life Insurance CoPittsburg Pa J H Pearce
Reserve Loan Life Ins CoIndianapolis Ind Wm A Wright
Wm A Wright
Wm A Wright
C V LeCraw
Wm A Wright
H M Thompson
Thos H Daniel
Wm A Wright
Wm A Wright
A S Caldwell
Security Mutual Life Ins Co
Sou States Life Ins Co Ala
State Life Insurance Co
State Mutual Life Ass Co
Binghampton NY
Atlanta Ga
Indianapolis Ind
Worcester Mass
Travelers Insurance CoHartford Conn
Union Central Life Insurance CoCincinnati Ohio
U S Annuity Life Ins Co Chicago 111
United Life AccidentConcord N H
Volunteer State Life Ins CoChattanooga Ten
Savannah
Atlanta
I Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
AtlantaCompteolleeGenebals Report
lxxi
III Miscellaneous Companies
Health Accident and General Casualty Line
GEORGIA COMPANIES
Name of Company
Home Office
Georgia Casualty CoMacon Ga
NONRESIDENT COMPANIES
Name of Company
Aetna Ac Liability Ins Co
American Casualty Co
American CreditIndemnity Co
American Life Accident Ins Co
American National Ins Co
American Surety Co
Casualty Co of America
Columbia Ins Co
Columbian National Life Ins Co
Continental Casualty Co
Equitable Surety Co

Federal Casualty Co
Federal Life Ins Co
Fidelity Casualty Co
Fidelity Deposit Co of Md
Frankfort General Insurance Co
Gen Ace Fire and Life Assur
ance Corp Lim
General Indemnity Corp of
America
Globe Indemnity Co
Home Office
Hartford Conn
Reading Pa
New York City
Salisbury Mo
Galveston Tex
New York City
New York City
New York N Y
Boston Mass
Hammond Ind
Attorney for
Service
Address
Wm A Wright
J B Marbury
R S Witherspoon
Geo A Morris
W A Oliver
Marion MJackson
Arch M Conway
J L Dickey Jr
A C Newell
Wm A Wright
St Louis Mo
Hartford Accident Indemnity
Hartford Steam Boiler Inspec
tion and Insurance Co
InterState Life Accident Co
Lloyds Plate Glass Ins Co
London Lancashire Guar
Ace Co
London Guarantee and Accident
Co Lim
Loyal Protective Ins Co
Detroit Mich
Chicago 111
New York City
Baltimore Md
New York City
Philadelphia Pa
Rochester N Y
New York N Y
Hartford Conn
Hartford Conn
Chattanooga Tenn
New York City
New York N Y

Maryland Casualty Co
Masonic Mutual Accident Co
Chicago 111
Boston Mass
Baltimore Md
Springfield Mass
J L Riley
Wm A Wright
Wm A Wright
Eugene Oberdorf er
Leonard Haas
T I Lynch
Atlanta
Atlanta
Atlanta
Atlanta
Dublin
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
H C Geiger
H H Cohen
W R Hoyt
W R Prescott
Wm A Wright
Wm A Wright
A L Waldo
Bickerstaff Rich
ards Co
J L Riley
Wm A Wright
Aaron Haas Son
Howell
Walter E Jones
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
lxxii
ComptrollerGenerals Report
MISCELLANEOUS COMPANIESNONRESIDENTCONTINUED
Name of Company
Home Office
Attorney for
Service
Address
Masonic Protective Ass n
Mass Bonding Ins Co
Metropolitan Casualty Co
Metropolitan Life N Y
Worcester Mass
Boston Mass
New York City
New York N Y
D J Griffin
Eugene Dodd
Henry M North
National Casualty Co
National Belief Assurance Co
National Surety Co
New England Casualty Co
New York Plate Glass Ins Co
North American Accident Ins Co
Ocean Accident and Guarantee
Corp
Detroit Mich
Philadelphia Pa
New York City
Boston Mass
New York City
Chicago 111
New York City
T C Bargeron
Carl Dolvin
IBoyd Perry
W E Harrington
Coke Davis
W A Wright
Edgar Dunlap
Pacific Mutual Life Ins Co
Preferred Accident Insurance Co
Provident Life and Accident
Insurance Co
Los Angeles Cal A C Harmon
New York CityjWm A Wright
Chattanooga Tenn
Reliance Life Ins Co
Ridgely Protec Assn
Royal Indemnity Co
Wm A Wright
Pittsburg PaJ H Pearce
Worcester MassiR J Winter
New York City Dargan Hopkins
Standard Marine Ins Co
Standard Accident Ins Co
Thames Mersey Marine Ins Co
Travelers Indemnity Co
Travelers Insurance Co
New York N Y
Detroit Mich
New York City
Hartford Conn
Hartford Conn
Union Marine Ins CoNew York City
New York City
Baltimore Md
New York Citv
United States Casualty Co
U S Fidelity and Guaranty Co
U S Lloyds
Wm A Wright
E D Clarkson
A L Fairie
H F Rasher
J A Williamson
V Smith
Jno H Mullin
Wm A Wright
A L Brooks
Macon
Atlanta
Augusta
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
The Following Companies Are Authorized to Write Fidelity
and Surety Bonds
Name of Company
Home Office
Aetna Ac Liability Ins CoHartford Conn
American Bonding CoBaltimore Md
American Surety CoNew York N Y
Equitable Surety CoSt Louis Mo
Fidelity Deposit Co of Md Baltimore Md
Name of Company
Home Office
Maryland Casualty CoBaltimore Md
Mass Bonding Ins CoBoston Mass
National Surety CoNew York N Y
Royal Indemnity CoNew York N Y
U S Fidelity Guarantee CoBaltimore MdComptrollerGenerals Report Ixxiii
IV Assessment Fire Companies
a
Companies Authorized to Operate in Four Counties Only
Name of Company
Home Office
German Mutual Fire Ins Co Savannah Ga
Name of Company
Home Office
Sunlight Insurance CoAtlanta Ga
b Farmers Cooperative Companies
Name of Company
Home Office
Farmers CoOperve Fire Ins Co Jackson Ga
Farmers Mutual Fire Ins Co Dawson La
Farmers Mutual Ins Assn Oakman Ga
Farmers Protective Fire Ins Co Lithoma Ga
Free State CoOperative Fire Ins Co
Damelsville Cja
Name of Company
Home Office
Gordon County Mutual Fire Storm
Ins CoCalhoun Ga
South Georgia Farmers Fire Ins
Co Thomasville Ga
V Assessment Life Insurance Companies
a Companies Authorized to do an Ordinary Lifejlusiness
Name of Company
Home Office
Guarantee Fund Life Assn Omaha Neb
Merchants Life AssnBurlington la
Name of Company
Home Office
National Life AssnDes Homes Iowa
North Carolina Mutual Provident
Assn Durham N C
b Companies
Authorized to do an Industrial IHeaUhndccid
Name of Company
Home Office
American Insurance CoSavannah Ga
Atlanta Mutual Ins AssnAtlanta La
Bankers Health Life Ins CoMacon Ga
Continental Aid AssnAtlanta Ga
Georgia Mutual Ind Life Health
Ins CoAugusta Ga
Name of Company
Home Office
rco MUtUal Life Savannah Ga
Industrial Life Health Ins Co Atlanta Ga
Mutual Benefit Ind Life Insurance
Ags n Savannah Ga
Peoples Health Life Ins CoHacon Ga
Pilgrim Health Life Ins CoAugusta GaIxxiv
OompteollerGeneeals Eepoet
VI Fraternal Orders
a Domestic
Name Home Office Attorney for Service
Columbian Woodmen Eminent Household of Fraternal Provident Association Knights of Moses Benevolent Fraternal Insurance Commr Insurance Commr Insurance Commr Insurance Commr

b Foreign
American Insurance Union
American Woodmen Supreme Camp of The
Ben Hur Supreme Tribe
Catholic Knights of America Supreme
Council
Columbian Fraternal Ass n
Fraternal Aid Union
Fraternal Mystic Circle Supreme Ruling
of The
Golden Cross of the World United Order
of The
Golden Seal The Order of
Grand Fraternity The
Heptasophs Supreme Conclave Improved
Order
Knights of Columbus
Knights of Honor Supreme Lodge
Knights of Pythias Supreme Lodge of
Ladies of the Maccabees of the World
Maccabees The
Masonic Mutual Life Assn
Modern Brotherhood of America
Modern Woodmen of America
National Protective Legion
National Union The
Praetorians Modern Order of
Puritans Independent Order of
Railway Mail Association
Royal Arcanum Supreme Council
Royal Neighbors of America
Southern Woodmen
Travelers Protective Assn of America
United Commercial Travelers of America
Order of
Woodmen Circle Supreme Forest
Woodmen of the World Supreme Camp
Columbus Ohio
Denver Colo
Crawfordsve Ind
St Louis Mo
Washington D C
Denver Colo
Philadelphia Pa
Knoxville Tenn
Roxbury N Y
Philadelphia Pa
Baltimore Md
New Haven Conn
St Louis Mo
Indianapolis Ind
Port Huron Mich
Detroit Mich
Dist of Columbia
Mason City Iowa
Rock Island HI
Waverly N Y
Toledo Ohio
Dallas Texas
Pittsburg Pa
Portsmouth X H
Boston Mass
Rock Island 111
Birmingham Ala
St Louis Mo
Columbus Ohio
Omaha Neb
Omaha Neb
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Commr
Commr
Commr
Commr
Commr
Commr
Commr
Commr
Commr
Commr
Commr
Commr
Commr
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance Commr
Insurance Commr
Insurance CommrFIRE INSURANCE COMPANIES
AACHEN MUNICH FIRE INSURANCE COMPANY NEW YORK CITY
80 Maiden Lane New York City
U S Manager J A Kelsey
C M Jerome Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 2796676 44
4 Extended at 29666 44
Income
o Gross premiums on new business 1648916 03
7 Deduct amounts paid for reinsurance and
return premiums 552553 29
1096362 74
8 Total premium 97 382 37
9 Interest and rents g047 7g
11 Other sources Home office
1201792 84
13 Total income
Disbursements
14 Net amount paid policyholders for losses 613512 06
15 Legal and administrative expenses in adjustment of claims 23608 33
16 Commissions and allowances to agents foqiZ 04
17 Salaries of officers and employees f 78
18 Rents and interest
19 Advertising printing postage telegrams etc J JJ
Agents balances charged off
22 Other items 4Q
Home office 58404 28
Taxes 100 00
Legal expenses 328 40
Furniture and fixtures g 4g
Maps 20918 73
Underwriters etc 2277 g3
Inspections and surveys
Other disbursements g77g
Cross loss on sale of bonds
1144242 54
23 Total disbursements
2 ComptrollerGenerals Eeport
Ledger Assets
27 Bonds at book value 2516173 41
29 Cash in office 42 79
30 Deposits at interest per schedule N 143490 85
31 Deposits not at interest 1706 55
32 Agents balances net 185833 94
33 Other items
Bills receivable 684 03
Other ledger assets 6295 17
34 Total ledger assets as per balance No 24 2854226 74
NonLedger Assets
35 Interest due and accrued 30511 40
38 Total assets 2884738 14
Deduct Assets Not Admitted
39 Agents balances 4146 88
40 Bills receivable 684 03
41 Other items
Market value etc 7348 31
Book value of ledger assets etc152199 41
42 Total not admitted assets 164378 63
43 Total admitted assets 2720359 51
Liabilities
44 Net amount of unpaid losses and claims 110972 81
45 Reserves or unearned premiums on risks outstanding 1231897 54
47 Salaries and miscellaneous accounts due or accrued 2233 16
48 Taxes due or accrued 21250 00
49 Other items 3206 83
50 Total amount of liabilities except capital 1369560 34
52 Surplus over all liabilities 1350799 17
54 Total liabilities 2720359 51
Business in Force
Risks Premiums
55 In force December 31 1914310883151 2949075 65
rAl Written or renewed during year 172630202 1648916 03
57 Sum483513353 459799168ComptrollerGeneral s Eeport 3
58 Deduct ceased to be in force during year 173245786 1711019 79
59 In force December 31 1915310267567 2886971 89
60 Total 299599969 2434714 04
Investments in Georgia
2 Bonds 10000 State of Georgia 3 Bonds Registered
Total investments in Georgia 10000
AGRICULTURAL INSURANCE COMPANY OF WATERTOWN N Y
203 Washington Street Watertown N Y
William H Stevens President J Quincy Adams Secretary
Erwin J Dickey Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets December 31 1914 4526050 96
4 Extended at 4526050 96
Income
5 Gross premiums on new business 2755376 61
7 Deduct amounts paid for reinsurance and
return premiums
995702 89
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
1759673 72
206040 17
17614 76
313 39
13 Total income 1983642 04
Disbursements
14 Net amount paid policyholders for losses 881680 96
15 Legal and administrative expenses in adjustment of claims 34157 37
16 Commissions and allowances to agents First year and
renewal 386531 37
17 Salaries of officers and employees 167147 864 ComptrollebGeneeals Repoet
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items Agents balances charged off
Legal expenses 49496 furniture and fixtures 157336
maps 463183 underwriters boards 3887088 fire
department fees etc 4324449 inspections 10120
32 repairs 71005 taxes on real estate 66993 State
tax insurance department licenses and fees 4471227
fees and taxes 2097232 audits fuel lights supplies
432073 total
3935 00
31590 61
100000 00
5295 44
683 90
141005 04
23 Total disbursements 1751343 65
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items Loans secured by pledge of stocks and other
collateral
34 Total ledger assets as per balance No 24
NonLedger Assets
35814 74
685382 00
20737911 25
1317505 88
787 25
262214 92
309725 14
73120 17
4758349 35
35 Interest due and accrued
44214 99
38 Total assets 4802564 34
Deduct Assets Not Admitted
39 Agents balances 10398 04
41 Other items Book value over market value 111350 37
42 Total not admitted assets
43 Total admitted assets
121748 41
4680815 93
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
144524 44
1961116 65ComptrollerGenerals Report 5
47 Salaries and miscellaneous accounts due or accrued 6800 00
48 Taxes due or accrued 40000 00
49 Other items
Contingent commissions 6000 00
Conflagration reserve 200000 00
50 Total amount of liabilities except capital 2348440 09
51 Capital actually paid in cash 500000 00
52 Surplus over all liabilities 1832375 84
53 Surplus protection to polieyholders 2332375 84
54 Total liabilities 4680815 93
Business in Force
Premiums
55 In force December 31 1914 4612937 00
56 Written or renewed during year 2755376 61
57 Sum 7368313 61
58 Deduct ceased to be in force during year 2634446 61
59 In force December 31 1915 4733867 00
Business in Georgia
61 In force December 31 1914 est 56970 00
62 Written or renewed during year 34079 53
63 Sum
64 Deduct ceased to be in force during the year
65 In force December 31 1915 est
66 Net losses paid during year
67 Net losses incurred during year
91049 53
32309 53
58740 00
18026 92
17090 90
Investments in Georgia
2 Bonds 10628 58ComptrollerGenerals Report
ALLIANCE INSURANCE COMPANY OF PHILADELPHIA
232 Walnut Street Philadelphia Pa
Eugene L Ellison President T Howard Wright Secretary
Dan B Harris Attorney for Service
Capital Stock
1 Amount of paidup capital 750000 00
2 Ledger assets 2527103 46
4 Extended at 2527103 46
Income
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Perpetual department fees
Agents balances previously charged off
1043655 50
99361 91
4313 65
14 00
116 69
13 Total income 1147461 75
Disbursements
14 Net amount paid policyholders for losses 517205 90
15 Legal and administrative expenses in adjustment of claims 11740 4S
16 Commissions and allowances to agents first year and re
newal 228969 96
17 Salaries of officers and employees 44371 97
18 Rents and interest 3592 56
19 Advertising printing postage telegrams etc 13589 27
22 Other items
Taxes licenses etc 44729 21
Paid stockholders for dividends 60000 00
Agents balances charged off 1052 24
Registration of stock and subscriptions 100 39
Deposit premiums returned 20 00
23 Total disbursements
925371
Ledger Assets
27 Bonds at book value
28 Stocks at book value
29 Cash in office
2103300 33
335361 50
939 02ComptrollebGenebals Eepoet
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable
Amount recoverable for reinsurance of paid losses
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
38 Total assets
153640 2e
17885 34
136817 2
869 66
379 90
2749193 23
26993 31
2776186 54
Deduct Assets Not Admitted
39 Agents balances
41 Other items
Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule
Bonds and stocks schedule D
404 41
17197 00
112727 33
42 Total not admitted assets 130328 74
43 Total admitted assets 2645857 80
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
48 Taxes due or accrued
49 Other items
Amount reclaimable by the insured on perpetual fire insur
ance being 90 of premiums or deposit received
Contingent fund
50 Total amount of liabilities except capital
51 Capital actually paid in cash 750000 00
52 Surplus over all liabilities 750000 00
227622 00
673661 61
22300 00
16669 13
205600 06
1145857 80
53 Surplus protection to policyholders
54 Total liabilities8 ComptbollebGenebals Eepoet
Business in Force
Risks Premiums
55 In force December 31 1914141747267 1578612 11
56 Written or renewed during year 167904128 1553836 15
57 Sum 309651395 3132448 26
58 Deduct ceased to be in force during year 167314967 1478713 98
59 In force December 31 1915142336428 1653734 28
Business in Georgia
61 In force December 31 1914 985636 14449 81
62 Written or renewed during year 1268261 16812 74
63 Sum 2253897 31262 55
64 Deduct ceased to be in force during year 468571 9246 63
65 In force December 31 1915 1785326 22015 92
66 Net losses paid during year 6357 27
67 Net losses incurred during year 5608 18
Investments in Georgia
2 Bonds 10000 00
AMERICAN CENTRAL INSURANCE CO OF ST LOUIS MISSOURI
816 Olive Street St Louis Missouri
Edw L Campbell President B G Chapman Jr Secretary
C I Godfrey Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 4898798 19
4 Extended at 4898798 19
Income
5 Gross premiums on new business 5471159 41
7 Deduct amounts paid for reinsurance and
return premiums 3483216 16
8 Total premiums 1987943 25ComptkollerGenebals Eepoet
9
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Agents balances previously charged off
13 Total income
169278 61
5486 05
1046 21
2163754 12
Disbursements
14 Net amount paid policyholders for lossesi
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Bents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Salaries and expenses of special and general agents
Furniture and fixtures
Fees and taxes
1301492 10
29993 15
439146 79
60998 96
11241 90
124072 55
119985 00
25379 33
122772 63
4555 22
25590 04
23 Total disbursements 226522 67
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items Loans secured by pledges of bonds stocks
or other collateral
25000 00
2991372 61
1135937 36
12348 73
245652 30
21978 36
360535 28
4500 00

34 Total ledger assets as per balance No 24
4797324 64
NonLedger Assets
35 1 nterest due and accrued
38 Total assets
Deduct Assets Not Admitted
39269 43
4836594 07
39 Agents balances
40 Special deposits
11868 77
13753 7010 ComptrollerGenerals Report
41 Other items Book value of ledger assets
over market value
42 Total not admitted assets
734583 30
760205 77
43 Total admitted assets
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
49 Other items Estimated amount hereafter payable for
Federal State and other taxes based upon the business
of the year of this statement
4076388 30
240673 41
1760191 18
913 48
2304 03
35000 00
50 Total amount of liabilities except capital 2038082 10
51 Capital actually paid in cash 1000000 on
52 Surplus over all liabilities 1037306 20
53 Surplus protection to policyholders 2037306 20
54 Total liabilities 4076388 30
Investments in Georgia
2 Bonds Atlanta Sewer Bonds Registered 4M Par val 10000 00
THE AMERICAN DRUGGISTS FIRE INS CO OF CINCINNATI OHIO
10041005 Mercantile Library Building Cincinnati Ohio
Cbas H Avery President Frank H Freericks Secretary
Ben S Persons Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dee 31 1914 378309 04
4 Extended at 378306 04
Income
5 Gross premiums on new business 172236 37
7 Deduct amounts paid for reinsurance and
return premiums 33113 6
8 Total premiums 130122 61ComptrollerGenerals Report 11
9 Interest and rents 14471 35
10 Profit on sale or increase by adjustment of assets 227 44
13 Total income 153943 65
Disbursements
14 Net amount paid polieyholders fox losses 39246 85
15 Legal and administrative expenses in adjustment of claims 1369 29
16 Commissions and allowances to agents First year and re
newal 17346 97
17 Salaries of officers and employees 14958 47
18 Rents and interest 615 00
19 Advertising printing postage telegrams etc 7116 31
20 Paid stockholders for dividends 18000 00
21 Loss on sale and decrease by adjustment of assets 774 81
23 Total disbursements 113522 40
Ledger Assets
27 Bonds at book value 377168 58
29 Cash in office 1330 26
30 Deposits at interest per schedule N 20750 06
32 Agents balances net 18580 36
33 Other items Office furniture 901 03
34 Total ledger assets as per balance No 24 418730 29
NonLedger Assets
35 Interest due and accrued 5439 33
37 Other items 53 55
38 Total assets 424223 17
Deduct Assets Not Admitted
41 Other items Furniture fixtures and safes 901 03
43 Total admitted assets 423322 14
Liabilities
44 Net amount of unpaid losses and claims 1911 72
45 Reserves or unearned premiums on risks outstanding 73484 5312
ComptrollerGenerals Report
47
48
50
51
52
53
54
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
866 84
3327 94
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
200000 00
143731 11
79591 03
Surplus protection to policyholders 343731 11
Total liabilities 423322 14
Business in Force
oo
56
57
58
59
60
61
62
63
64
65
66
67
Risks
In force December 31 1914 14481311
Written or renewed during year 16713716
Sum 31195027
Deduct ceased to bein foree during year 14601172
In force Dec 31 1915 16593855
Total 14332650
In force Dec 31 1914
Written or renewed during year
Business in Georgia

179770
211180
Sum 390950
Deduct ceased to be in force during year 222345
Premiums
150218 78
172236 37
322455 15
149594 29
172860 86
145941 82
2983 75
3282 02
In force Dec 31 1915 168605
Net losses paid during year 22S 55
Net losses incurred during year 228 55
6265 77
3545 11
2720 66
THE AMERICAN INSURANCE COMPANY OF NEWARK NEW JERSEY
70 Park Place Newark New Jersey
P L Hoadley President Frederick 1 load lev Secretary
Louie J Leonard Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 10530220 06
4 Extended at 10530220 06ComptrollerGenerals Report
13
Income
5 Gross premiums on new business and
gross renewal premiums 612788833
7 Deduct amounts paid for reinsurance and
return premiums 1845708 4o
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Agents balances previously charged off 153 44
4282179 88
430167 58
694 09
13
Total income 713194
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc including
L boards and surveys
20 Paid policyholders for dividends
Paid stockholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
All taxes including Federal Stamp Tax 182333 64
Auditing 3316 84 Maintenance of office building 9
983 57 collecting premium notes 2051 74 commer
cial agency 2705 12 interest on deferred balances
due treatycompanies 254 36 appraisal fees 934 11
surety bonds 54314 decrease in liabilities on account
reinsurance treaties 2827 83 agents balances
charged off 2068 82
2226143 01
75249 9
997328 30
350945 35
23041 74
151840 54
51 00
280000 00
18832 10
23 Total disbursemen
ts 4330751 48
Ledger Assets
25 Book value of real estate 451700 00
schedule B 19746 00
26 Mortgage loans per s
27 Bonds at book value
28 Stocks at book
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
445 184 41
2574601 80
value
755 54
364895 S3
25000 00u
ComptrollebGexebals Kepobt
32 Agents balances net
33 Other items bills receivable taken for fire risks
589473 12
474106 87
34 Total ledger assets as per balance Xo 24 10912663 57
NonLedger Assets
35 Interest due and accrued
37 Other items
Rents due and accrued
Reinsurance recoverable on paid losses schedule E
93824 91
100 00
8646 39
38 Total assets 11015234 87
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Market value of special deposits in excess
of corresponding liabilities
Book value of ledger assets over market
value of stocks and bonds
7110 85
59287 17
43283 18
239071 22
12 Total not admitted assets 348 750 90
43 Total admitted assets10 666471 95
Liabilities
11 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
Dividends to stockholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Funds held under reinsurance treaties
Contingent commissions
Commissions mi farm premiums payable when notes be
come due
Income tax on salaries withheld at source
50 Total amount of liabilities except capital
51 Capital actually paid in cash 1000001 00
325848 43
5154961 86
114 00
Ml000 00
51100 00
50000 00
0271 65
5000 00
20202 54
175 00
5653573 48ComptrollerGenerals Eepoet 15
Special reserve fund see chap 258 Laws
of 1908 State of N J 300000 00
52 Surplus over all liabilities 3712898 47
53 Surplus protection to polieyholders 4712898 47
54 Total liabilities 10666471 95
Business in Force
Risks Premiums
55 In force Dec 31 1914 1120795872 11322469 39
56 Written or renewed during year 606032870 6127888 33
57 Sum 1726828742 17450357 72
58 Deduct ceased to be in force during year 591583698 6165400 83
59 In force Dec 31 1915 1135245044 11284956 89
60 Total less reinsurance 994716734 9838745
Business in Georgia
61 In force December 31 1914 3792847 6581101
62 Written or renewed during year 2908770 39092 35
63 Sum 6701617 104903 36
4 Deduct ceased to be in force during year 2372589 33144 09
65 Tn force Dec 31 1915 9 4329028 71759 27
it 90 064 2
66 Net losses paid during year uuo ea
67 Xet losses incurred during year 19312 37
Investments in Georgia
2 Bonds Savannah Ga Auditorium bonds 10000 ft

ATLAS ASSURANCE COMPANY LTD NEW YORK CITY
100 William Street New York City
Frank Bock Manager
Alfred A King Accountant
Cliff C Hatcher Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 324900 87
4 Extended at
3249080 8716 ComptrollerGenerals Report
Income
5 Gross premiums on new business and gross
renewal premiums 2810358 41
7 Deduct amounts paid for reinsurance and
Teturn premiums 1033480 95
8l Total premiums 1776877 46
9 Interest and rents 110785 09
11 Other sources Eemittanees from home office 21491 31
13 Total income 1912160 84
Disbursements
14 Net amount paid policyholders for losses 983400 95
15 Legal and administrative expenses in adjustment of claims 32880 09
16 Commissions and allowances to agents First year and re
newal 349865 23
17 Salaries of officers and employees 221818 63
18 Rents and interest 18332 99
19 Advertising printing postage telegrams etc 35892 90
22 Other items
Remittances to home office 20745 43
Furniture maps underwriters boards fire dept inspectors
repairs taxes on real estate taxes on premiums insur
ance dept licenses and fees Federal tax and miscella
neous items 145417 04
23 Total disbursements 1808362 26
Ledger Assets
25 Book value of Teal estate 83878 81
27 Bonds at book value 2 423230 53
28 Stocks at book value 282 851 S8
29 Cash in office l 441 98
30 Deposits at interest per schedule N 195 829 76
32 Agents balances net 365646 4J
34 Total ledger assets as per balance No 24 3352879 45
NonLedger Assets
35 Interest due and accrued 31917 39
37 Other items
Rents due and accrued 280 33
Rein sura nee due unpaid losses 1 010 02
38 Total assets 3886117 69COMPTROLLERGrENEBAL s REPORT
Deduct Assets Not Admitted
17
39
41
Agents balances 27992 87
Other items
Market value of special deposits in excess
of corresponding liabilities 31388 61
Book value of bonds and stocks over mar
ket value 244016 22
42
43
Total not admitted assets
Total admitted assets
303397 70
3082719 99
Liabilities
44
45
47
48
50
53
54
55
56
57
59
60
61
62
63
64
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Surplus protection to policyholders
147792 52
1714138 0O
9363 67
35000 00
1906294 39
1176425 80
Total liabilities 3082719 99
Business in Force
Risks
In force December 31 1914 402598203
Written or renewed during year 284433964
Excess of original premiums
Premiums
4017081 27
2810358 41
13797 17
Sum 687032167 6841236 85
Deduct ceased to be in force during year 263608280 2702166 92
In force Dec 31 1915 423423887
Deduct amount reserved 91513893
4139069 93
805299 65
Total 331909994 3333770 28
Business in Georgia
In force Dec 31 1914
Written or renewed during year
67018 92
94165 58
11024 1
123486 53
Sim 161184 50 233728 6S
Deduct ceased to be in force during year 78146 56 100087 OS
65 Tn force December 31 3915
83037 94 133041 6518 ComptrollerGenerals Report
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds City of Macon Ga 4V2 bonds 1945
56475 68
61784 15
10370 00
BOSTON INSURANCE COMPANY OF BOSTON MASS
87 Kilby Street Boston Mass
Hansom B Fuller President Freeman Nickerson Secretary
Wm L Wilson Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 6894314 61
4 Extended at 6894314 61
Income
5 Gross premiums on new business and re
newals 6365235 96
7 Deduct amounts paid for reinsurance and
return premiums 2299773 70
8 Total premiums 4065462 26
9 Interest and rents 264033 75
10 Profit on sale or increase by adjustment of assets
11 Other sources
8240 26
13 Total income 4342717 75
Disbursements
14 Net amount paid polieyholders for losses 2134643 67
15 Legal and administrative expenses in adjustment of claims 34237 42
li6 Commissions and allowances to agents First year and
renewal 817864 78
17 Salaries of officers and employees i 12239 i i
18 Rents and interest 3804
19 Advertising printing postage telegrams etc 35681 23
20 Paid polieyholders for dividends 240000 00COMPTROI SiiiRGENEEAL s EePOET
19
21
99
Loss on sale and decrease by adjustment of assets
Other items
23 Total disbursements
24645 45
182286 05
3820539 50
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Bills receivable taken for risks
Deposit with boards 167500 notes receivable 36238
total
513673 92
366600 00
1641170 09
3567191 89
41091 02
530502 91
704491 00
49734 65
2037 38
34 Total ledger assets as per balance No 24 7416492 86
NonLedger Assets
35 Interest due and accrued
37 Other items Eeins return prems due from companies
27216 50
3323 32
38 Total assets 7447032 68
Deduct Assets Not Admitted

39 Agents balances
40 Bills receivable
41 Other items
Market value of assets under book value
Miscellaneous
53014 51
6101 52
272404 98
11903 70
42 Total not admitted assets 343424 71
43 Total admitted assets 7103607 97
Liabilities
44 Net amount of unpaid losses and claims 781407 59
45 Reserves or unearned premiums on risks outstanding 2542637 59
46 Dividends to policyholders declared but unpaid 120000 00
47 Salaries and miscellaneous accounts due or accrued 4000 0020
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
ComptrollerGenerals Report
Taxes due or accrued 56000 00
Other items Eeserved for reinsurance 50000 00
Total amount of liabilities except capital 3554045 18
Capital actually paid in cash 1000000 00
Surplus over all liabilities 2549562 79
Surplus protection to policyholders 3o49o62 t
Total liabilities 7103607 97
Business in Force
Eisks Premiums
In force December 31 1914 508363552 5711955 91
Written or renewed during year 606517609 6365235 96
Sum 1114881161 1207719187
Deduct ceased to be in force during year 537719038 5878754 83
In force December 31 1915 577162123 6198437 04
Total deducting reinsurance 441842335 4830120 13
Business in Georgia
In force December 31 1914 311534 00
Written or renewed during year 435641 00
Sum 7f175 00
Deduct ceased to be in force during the year 374958 00
In force December 31 1915 372217 00
Net losses paid during year i 14 33
Net losses incurred during year 534 33
BRITISH AMERICA ASSURANCE COMPANY OF TORONTO CANADA
182022 Front Street East Toronto Canada
W H Mteikle VicePresident and General Manager E F Garrow Secretary
C H Godfrey Attorney for Service
Capital Stock
1 Amount of deposit capital 215000 00
2 Ledger assets December 31 1914 1886732 04
4 Extended at 1886732 04ComptrollerGenerals Report
Income
5 Gross premiums on new business 1795895 58
7 Deduct amounts paid for reinsurance and
return premiums 685898 32
21
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Received from home office
1109997 26
66949 05
15 00
79040 66
13 Total income 1256001 97
Disbursements
14 Net amount paid policyholders for losses 572736 81
15 Legal and administrative expenses in adjustment of claims 15945 84
16 Commissions and allowances to agents First year 285052 88
17 Salaries of officers and employees 104703 75
18 Rents and interest 4264 71
19 Advertising printing postage telegrams etc 95187 45
21 Loss on sale and decrease by adjustment of assets 3695 00
22 Other items Remitted to home office 67800 16
23
Total disbursements 1149386 60
Ledger Assets
27
28
30
32
33
34
35
37
Bonds at book value
Stocks at book value
Deposits at interest per schedule N
Agents balances net
Other items Supplies
Total ledger assets as per balance No 24
NonLedger Assets
Interest due and accrued
Other items Reinsurance unpaid on paid losses Schedule
E Column 1
1399689 88
62470 00
353229 32
176265 16
1693 05
1993347 41
23426 38
1566 99
38 Total assets 2018340 78
Deduct Assets Not Admitted
39 Agents balances 5247 03
41 Other items
Supplies 1693 0522
Com ptroller Ge n er al s Report
Market value of special deposit in excess of
liabilities 7543 73
Bonds and stocks 64071 28
42 Total not admitted assets
78555 09
43 Total admitted assets 1939785 69
Liabilities
44 Net amount of unpaid losses and claims 111861 39
45 Reserves or unearned premiums on risks outstanding 1031152 53
47 Salaries and miscellaneous accounts due or accrued 3500 00
48 Taxes due or accrued 16649 95
50 Total amount of liabilities except capital 1163163 87
51 Capital actually paid in cash 215000 00
52 Surplus over all liabilities 561621 82
53 Surplus protection to policyholders
76621 82
54 Total liabilities 1939785 69
Business in Force
Risks
1 In force on the 31st day of December as
per line 6 under this heading in last
year s statement 244255828
2 Written or renewed during the year per
I pcome No 5 201849971
3 Excess of original premiums over amount
received for reinsurance
4 Total 446105799
5 Deduct those expired and marked off as
terminated 176116506
6 In force at the end of the year 269989293
7 Deduct amount reinsured Schedule re
quired 60815330
8 Net amount in force 209173 963
Premiums
2459166 30
1777924 07
199138 36
4436228 73
1762810 12
2673418 61
590373 89
2083044 72
4ComptrollerGenerals Keport 23
Business in Georgia
61 In forte December 31 1914 2237592 00
62 Written or renewed during year 2171324 00
63 Sum 4408916 00
64 Deduct ceased to be in force during the year 1194971 00
65 In force December 31 1915 3213945 00
66 Net losses paid during year 14286 52
67 Net losses incurred during year 15511 34
Investments in Georgia
2 Bonds Atlanta Ga school bonds 10000 00
CALEDONIAN INSURANCE CO OF NEW YORK CITY
5052 Pine Street New York City N Y
Charles H Post United States Manager
Capital Stock
2 Ledger assets December 31 1914 2303014 02
4 Extended at 2303014 02
Income
5 Gross premiums on new business 2327762 35
7 Deduct amounts paid for reinsurance and
return premiums 948342 46
8 Total premiums 1379419 89
9 Interest and rents 93825 03
11 Other sources Borrowed money 30000 00
13 Total income 1503244 92
Disbursements
14 Net amount paid policyholders for losses 784242 05
15 Legal and administrative expenses in adjustment of claims 48678 124
CompteollerGenebals Report
16 Commissions ami allowances to agents First year
17 Salaries of officers and employees
18 Eents and interest
19 Advertising printing postage telegrams etc
22 Other items
Office expenses and miscellaneous
Underwriters boards and inspections
Taxes
Remitted to home office
Borrowed money repaid
Agents balances charged off
Repairs and expenses on real estate
290249 90
114709 90
9659 23
22536 68
28742 31
28392 17
65955 82
219 92
30000 00
466 02
15526 69
23 Total disbursements 143937
Ledger Assets
25 Book value of real estate
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
443780 58
993567 89
480419 47
246 94
173912 19
5402 77
269550 22
34 Total ledger assets as per balance No 24 2366880 06
NonLedger Assets
35 Interest due and accrued
38 Total assets
11032 03
2377912 09
Deduct Asset Not Admitted
39 Agents balances 7113 36
41 Other items
Market value of special deposits in excess
of corresponding liabilities 9357 47
Hook value of ledger assets over market val
ue viz bonds and stocks 79252 36
42 Total not admitted assets

9572 Ill
43 Total admitted assets 2282188 90ComptrollerGenerals Report
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Reserve for contingencies
50 Total amount of liabilities except capital
52 Surplus over all liabilities
54 Total liabilities
9fi
148580 T6
1442334 04
2000 00
25000 00
10000 00
1627914 80
654274 10
2282188 90
Business in Force
55 In force December 31 1914
56 Written or renewed during year
57 Sum
58 Deduct ceased to be in force during year
59 Reinsurance in force December 31 1915
Risks
337908564
219754993
557663557
211809594
67096311
Premiums
3532121 35
2327762 35
5859883 70
2286002 02
732121 07
60 Total
278757652 2841760 61
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
2015611
1537885
63 Sum 3556
64 Deduct ceased to be in force during year l62o943
65 In force December 31 1915 1927553
66 Net losses paid during year
67 Net losses incurred during year
20559 23
21273 86
41833 09
22172 05
1966104
6320 80
9710 62

Investments in Georgia
2 Bonds State of Georgia bonds 3 1917 par value
10000 0026
ComptbollebGenebals Eepoet
CAMDEN FIRE INSURANCE ASSOCIATION
CAMDEN NEW JERSEY
434 Federal Street Camden New Jersey
Edmund E Read Jr President Joseph K Sharp Secretary
Charles M Jerome Attorney for Service
Capital Stock
1 Amount of paidup capital 700000 00
4 Extended at 3306526 86
Income
5 Gross premiums on new business 2665316 90
7 Deduct amounts paid for reinsurance and
return premiums 911190 88
8 Total premiums
9 Interest and rents
11 Other sources
Transfer fees
Borrowed money
Deposit premiums on perpetual risks
13 Total income
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividen
21 Loss on sale and decrease by adjustment of assets
22 Other items
Maps inspections and surveys
Licenses fees and taxes
Deposit premiums returned
Miscellaneous items
Repairs and taxes on real estate
Borrowed money repaid
Agents balances charged off
23 Total disbursements
1754126 02
143396 70
8 50
15000 00
1605 00
1914136 22
978190 85
22208 35
467819 58
109875 38
6836 24
24932 90
77983 39
362 50
8344 36
72467 94
482 25
7496 51
4533 48
15000 00
160 19
1796693 92
ComptbolleeGenebals Repobt
7
Ledger Assets

25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Loans secured by pledge of collateral
Bills receivable
Cash deposits
34 Total ledger assets as per balance No 24
105036 19
773015 00
1668991 96
481172 65
48 92
95705 88
657 92
275465 88
22500 00
74 76
1300 00
3423969 16
NonLedger Assets
35 Interest due and accrued
37724 79
38 Total assets 3461693 95
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Cash deposits
Bonds and stocks
Bearl estate
4327 06
74 76
1200 00
56667 61
6036 19
42 Total not admitted assets 68305 62
43 Total admitted assets 3393388 33
Liabilities
Net amount of unpaid losses and claims 196085 34
Reserves or unearned premiums on risks outstanding 1666887 41
Dividends to policyholders declared but unpaid 399 50
Salaries and miscellaneous accounts due or accrued 2048 76
48 Taxes due or accrued 20000 00
49 Other items Interest paid in advance o3 75
44
45
46
47
50
Total amount of liabilities except capital 1885474 7628 ComptrolleeGteneeals Repoet
51 Capital actually paid in cash 700000 00
52 Surplus over all liabilities 807913 57
53 Surplus protection to polieyholders 1507913 57
54 Total liabilities 3393388 33
Business in Force
Risks Premiums
55 In force December 31 1914 318969003 3349699 00
56 Written or renewed during year 256030180 2675887 15
57 Sum 574999183 6025586 15
58 Deduct ceased to be in force during year 216036265 2417396 64
59 In force December 31 1915 358962918 3608189 51
60 Total net 315132942 3121088 23
Business in Georgia
62 Written or renewed during year 49289 25
64 Deduct ceased to be in force during the year 10788 2i
66 Net losses paid during year 15312 27
67 Net losses incurred during year 16581 92
Investments in Georgia
2 Bonds 10000 00
THE CENTRAL MANUFACTURERS MUTUAL INSURANCE
COMPANY OF VAN WERT OHIO
122124 West Main Street Van Wert Ohio
H V Olney President C A L Purmort Secretary
F Wade Vaughan Attorney for Service
Capital Stock
4 Extended at 698736 20ComptrollerGenerals Kepoet
Income
29
5 Gross premiums on new business 736216 40
7 Deduct amounts paid for reinsurance and
return premiums 157530 62
8 Total premiums 5786f 7
i 26664 06
9 Interest and rents
m i 605349 84
13 Total income
Disbursements
14 Net amount paid policyholders for losses 216835 18
15 Legal and administrative expenses in adjustment of claims 4075 71
16 Commissions and allowances to agents
92239 55
a First year
b Salaries of special and general agents 6725
17 Salaries of officers and employees 268 2
18 Rents and interest
19 Advertising printing postage telegrams etc 4Llrf 93
20 Paid policyholders for dividends 81018
22 Other items
Van Wert Co Ohio personal tax 1ODO
263 37
lUe 33121
fPf68 969 00
Jamtor 302830
General expenses
Premiums on bonds
Agents balances charged off
Furniture and fixtures
635 05
T s8 55
Underwriters board
Fire department etc
Inspections and surveys
Expenses on real estate
Taxes on real estate
State tax on premiums
Insurance department licenses and fees
Federal corporation tax
23 Total disbursements
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
595 61 36 80 19 37 65 07
12086
137
534
6287
1127
2089

458281 25 00 00 00
40000
149350
448500
1
30 29 30 31 32 34 35 36 37 38 44 45 47 48 ComptkollerGenerals Keport Deposits at interest per schedule N 4501 66 96724 75
Total ledger assets as per balance No 24 NonLedger Assets Interest due and accrued sciedule B 92223 09 111230 04
845804 79 2483 18
Other items Interest bonds schedule D part 1 9676 00 4367 03
862331 00
Liabilities 27704 31
Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued 321337 77 200 00 8800 00
49
Other items
Claims for losses resisted
Contingent commissions or other charges due or accrued
2500 00
21386 07
50
53
54
55
56
57
58
Total amount of liabilities except capital
Surplus protection to policyholders
381928 15
480402 85
Total liabilities
Business in Force
In force December 31 1914
Written or renewed during year
Risks
39842739
17429264
862331 00
Premiums
503102 93
736216 40
Sum 97272003 1239319 33
Deduct ceased to be in force during year 48586916 626232 26
60 Total
48685087 613087 07
Business in Georgia
62
64
Written or renewed during year 521445 00 9215 32
Deduct ceased to be in force during year 75800 00 1362 47
65 In force December 31 1915 445645 00
66 Net losses paid during year
67 Net losses incurred during year
r852 85
573 26
594 08ComptrollerGenerals Report
31
CITIZENS INSURANCE COMPANY OF ST LOUIS MISSOURI
Prince Building St Louis Mo
Chas E Chase President P 0 Crocker Secretary
W R Prescott Attorney for Service
Capital Stock
1 Amount of paidup capital
2 Ledger assets Dec 31 1914
200000 00
627639 08
4 Extended at 627639 08
Income
Fire Marine
5 Gross premiums on new
business 2471175 80 25649 28
7 Deduct amounts paid for
reinsurance and return
premiums 216904140 18077 11
8 Total premiums
9 Interest and rents
11 Other sources Increase in liabilities during year on ac
count of reinsurance treaties
309706 57
28061 61
43068 84
13 Total income 380837 02
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of
claims
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
22 Other items
Insurance department licenses and fees
Internal revenue stamp tax
Insurance surety bonds
Agents balances charged off
1641 33
23 Total disbursements
646 H7
102857 96
130 00
95 65
89 92
119000 00
63 45
1781 28
30 87
287 44
311623 97
32
ComptrollerGenerals Report
Ledger Assets
26
27
28
30
32
35
38
39
41
42
43
44
45
48
49
50
51
52
53
54
Mortgage loans per schedule B
Bonds at book value
Stocks at book value
Deposits at interest per schedule N
Agents balances net
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted
Agents balances
Other items bonds and stocks
Total not admitted assets
Total admitted assets
7418 08
12073 76
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Taxes due or accrued
Other items Funds held under reinsurance treaties
Total amount of liabilities except capital
Capital actually paid in cash 200000 00
Surplus over all liabilities 2 17557 50
Surplus protection to policyholders
Total liabilities
61700 00
376198 76
975 00
217573 86
40404 51
7065 22
703917 35
19491 84
684425 51
25785 89
165513 28
2500 00
43068 84
236868 01
447557 50
684425 51
CITY OP NEW YORK FIRE INSURANCE NEW YORK CITY
Maiden Lane William Street New York City
Major A White President J Carroll French Secretary
Wm H Rhett Attorney for Service
Capital Stock
1 Amount of paidup capital 583200 00
2 Ledger assets Dec 31 1914 1597345 08
4 Extended at 1597345 08ComptrollerGenerals Report
Income
33
5 Gross premiums on new business and re
newals 1260642 30
7 Deduct amounts paid for reinsurance and
return premiums 595255 15
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Agents balances previously charged off
Disbursements
665387 15
60786 47
66 77
87 40
13 Total income 726327 79
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newal
17 Salaries of officers and employees
18 Kents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Furniture and fixtures 275 49 maps and cor 2709 13
Underwriters Boards 9788 78 patrol 6057 18 in
spection and surveys 2067 81 repairs and real es
tate 28 93 taxes on real estate 654 50 State
taxes 10740 41 licenses and fees 4362 32 munici
pal license 1891 17 war revenue tax 4416 64 mer
cantile report 1813 00 sundry office expenses 750
63 agents balance charged off 5112 43
362478 05
10637 41
158264 46
74081 62
4540 86
11607 60
26244 00
5792 20
50568 42
23 Total disbursements
704214 62
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
111070 63
201250 00
313722 50
758379 13
10507 87
841172 5534 31 32 34 35 37 38 39 41 42 43 44 45 47 48 49 50 51 52 53 VI ComptrollerGenerals Report 12938 70 127516 87
NonLedger Assets Other items reinsurance due on paid losses 25302 82 1619458 25 32782 18


1652240 43 103917 16
Deduct Assets Not Admitted
Other items Market value of special deposits in excess of corresponding liabilities per deposit schedule page 10 14327 02 Book value ledger assets over market value bonds and stocks 88031 63


1548323 27 59494 00 616744 43 500 00 12000 00 2000 00
Liabilities
Eeserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Other items contingent commissions and other charges
Total amount of liabilities except capital Surplus over all liabilities 274384 84 690738 43 857584 84

Surplus protection to policyholder

Total liabilities 1548323 27

00
56
o
58
59
61
62
63
64
ComptrolleeGenebals Report 35
Business in Force
Eisks Premiums
In force Dec 31 1914 180235942 1705778 98
Written or renewed during year 124711284 1260642 30
Sum 304947226 2966421 28
Deduct ceased to be in force during year 121717766 1214922 99
In force December 31 1915 183229460 1751498 29
Business in Georgia
In force December 31 1914 38112 60
Written or renewed during year 23164 25
Sum 61276 85
Deduct ceased to be in force during year 17341 38
In force December 31 1915 43935 47
Net losses paid during year 33931 07
Net losses incurred during year 34504 07
Investments in Georgia
Bonds market value 10400 00
COLUMBIA INSURANCE COMPANY OF JERSEY CITY NEW JERSEY
15 Exchange Place Jersey City New Jersey
Geo F Crane President F H Cauty Secretary
James L Dickey Jr Attorney for Service
Capital Stock
1 Amount of paidup capital 400000 00
2 Ledger assets Dec 31 1914 1143038 64
4 Extended at 1143038 64
Income
5 Gross premiums on new business 958560 83
7 Deduct amounts paid for reinsurance and
return premiums 437944 61
8 Total premiums 520616 22
THE GENERAL LIBRARY
THE UNIVERSITY OF GEORGIA
ATHENS GEORGIA36
ComptrollerGtenebals Report
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
13 Total income
41719 03
9 19
562344 44
Disbursements
14 Net amount paid policyholders for losses 2S9074 95
15 Legal and administrative expenses in adjustment of claims 1582 45
16 Commissions and allowances to agents First year 129162 94
17 Salaries of officers and employees 8576 98
19 Advertising printing postage telegrams etc 3177 79
21 Loss on sale and decrease by adjustment of assets 967 21
22 Other items
Agents balance charged off 117 38
Taxes and fees to State and insurance departments 14084 55
23 Total disbursements 446644 25
Ledger Assets
27 Bonds at book value
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Bills receivable for interest on securities
Cash deposit with Ontario Insurance Department
34 Total ledger assets as per balance Xo 24
1052344 51
67830 68
128293 64
270 00
10000 00
1258738 83
NonLedger Assets
35 Interest due and accrued
37 Other items Interest on Canadian cash deposit
13739 50
125 00
38 Total assets 1272603 33
Deduct Assets Not Admitted
39 Agents balances 5183 49
41 Other items
Overdue and acrd int on bonds in default 540 00
Market value of special deposits 29776 66
Book value of ledgers assets over market
value 49611 25
42 Total not admitted assets
43 Total admitted assets
85111 40ComptbolleeGenebals Eepoet
37
44
45
47
48
49
50
51
52
53
54
oo
56
57
58
59
60
65
66
67
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items contingent commissions due or accrued
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
27844 45
164379 04
500 00
9000 00
6500 00
208223 49
400000 00
579268 44
Surplus protection to policyholders
Total liabilities
Business in Force
Risks
In force December 31 1914 39150851
Written or renewed during year
979268 44
1187491 93
118600585
Sum 157751436
Deduct ceased to be in force during year 124787887
In force Dec 31 1915 32963549
Total net amount in force less reins 19115843
Business in Georgia
In force December 31 1915
Net losses paid during year
Net losses incurred during year
Premiums
690623 63
958560 83
1649184 46
1027355 02
621829 44
3 247 OS 84
7006 52
3859 37
3859 37
investments in Georgia
2 Bonds 10000 00
COMMERCIAL UNION ASSURANCE COMPANY LTD OF LONDON
55 John Street New York N Y
A H Wray United States Manager
D I Mclntyre Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 9231199 47
1 Extended at 9231199 4738
CompteollebGenebals Beport
Income
5 Gross premiums on new business and gross
renewal premiums 10948405 11
7 Deduct amounts paid for reinsurance and
return premiums 3640795 05
8 Total premiums 7307610 06
9 Interest and rents 357977 63
10 Profit on sale or increase by adjustment of assets 14886 57
11 Other sources
Deposit premiums 242 o2
Received from home office 282085 06
Income tax withheld 355 00
From agents balances previously charged off 2501 34
13 Total income 7967658 18
Disbursements
14 Net amount paid policyholders for losses 3881578 15
15 Legal and administrative expenses in adjustment of claims 98275 51
16 Commissions and allowances to agents First year and
renewal 1580112 17
17 Salaries of officers and employees 417861 88
18 Rents and interest 39526 56
19 Advertising printing postage telegrams etc 112144 56
21 Loss on sale and decrease by adjustment of assets 27598 97
22 Other items
Remitted to home office 559653 77
Taxes fees licenses exchange legal maps repairs to real
estate etc 570406 17
23 Total disbursements 7287157 74
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable
656600 00
30000 00
5457374 60
132404 98
2749 13
1953240 27
74923 05
1154549 61
994 00ComptbolleeGenebals Kepobt
39
Guaranty Trust Co certificate of deposit
Reinsurance due on paid losses
Due from reinsurance
34
35
36
Total ledger assets as per balance No 24
NonLedger Assets
50000 00
41978 25
356886 02
9911699 91
Interest due and accrued
Market value of assets over book value
83826 53
303400 00
38 Total assets 10298926 44
Deduct Assets Not Admitted
39
40
41
Agents balances
Bills receivable
Other items
Book value of ledger assets over market
value
Reins due on paid losses from unadmitted
companies s
Due for reinsurance from unadmitted com
panies
64667 87
69 95
347814 58
7091 19
10912 94
42
43
44
45
47
48
50
53
Total not admitted assets
Total admitted assets
430556 53
9868369 91
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Surplus protection to policyholders
809524 77
6325136 01
27450 00
133765 48
7295876 26
2572493 65
54 Total liabilities 9868369 91
Business in Georgia
01
12
In force December 31 1914
Written or renewed during year
Risks
11521076
12398372
Premiums
180477 27
180127 94
63 Sum
23919448 360605 2140 ComptrollerGenerals Report
64 Deduct ceased to be in force during year 13798549
65 In force December 31 1915 10120899
66 Net losses paid during year
67 Net losses incurred during year
191710 26
167894 95
208651 18
205557 07
THE COMMONWEALTH INSURANCE COMPANY OF NEW YORK CITY
76 William Street New York N Y
E G Richards President Robert Newboult Secretary
W L Reynolds Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets December 31 1914 2873953 40
4 Extended at 2873953 40
Income
5 Gross premiums on new business and
renewals 1818276 64
7 Deduct amounts paid for reinsurance and
return premiums 808925 81
8 Total premiums
9 Interest and rents
11 Other sources Conscience fund
1009350 83
110686 98
10 00
13 Total income U 20047 81
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and
renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
430307 32
10055 17
203620 18
61858 13
5953 73
21227 48
50000 00
21094 06OomptbollebGenebals Eepobt
41
22 Other items
Agents balances charged off 577 21
Expenses of special and general agents 15393 52
Furniture and fixtures 35 86
Maps including corrections 34135 legal publications
61220 total 953 55
Underwriters board expenses 17384 55
Allowances to agencies for miscellaneous agency expenses 3618 81
Fire department fire patrol and salvage corporation as
sessments etc 933446 inspection and surveys 1227
81 total 10562 27
Repairs and expenses other than taxes on real estate
81871 taxes on real estate 26545 total 1084 16
State taxes on premiums 1649466 insurance department
fees 642434 total 22919 00
Federalcorporation tax 193074 municipal licenses and
fees 421889 total 6149 63
Emergency license tax 7232 93
23 Total disbursements 890027 56
Ledger Assets
25 Book value of real estate 27583 45
26 Mortgage loans per schedule B 255700 00
27 Bonds at book value 1790216 96
28 Stocks at book value 770348 21
29 Cash in office 210 27
30 Deposits at interest per schedule N 54501 22
32 Agents balances net 205213 54
33 Other items Western Adj Insp Bureau 200 00
34 Total ledger assets as per balance No 24 3103973 65
NonLedger Assets
35 Interest due and accrued 26097 91
38 Total assets 3130071 56
Deduct Assets Not Admitted
39 Agents balances 8038 51
41 Other items
Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule No 10 21721 2542
ComptrollerGenerals Report
78204 67
Book value of ledger assets over market
value
42 Total not admitted assets 107964 43
43 Total admitted assets 3022107 13
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Contingent commissions
87023 24
925623 91
1200 00
36000 00
7590 59
50 Total amount of liabilities except capital 1057438 24
51 Capital actually paid in cash 500000 00
52 Surplus over all liabilities 1464668 89
53 Surplus protection to policyholders 1964668 89
54 Total liabilities 3022107 13
Business in Force
Risks
55 In force December 31 1914 259710706
56 Written or renewed during year 205625809
Premiums
2057948 81
1818276 64
57 gum 465336515 3876225 45
58 Deduct ceased to be in force during year 47955513 1489479 84
59 In force December 31 1915 417381002 2386745 61
Deduct amount reinsured 74891479 618433 89
60 Total
342489523 176831172
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
36413 76
16142 56
63 Sum
64 Deduct ceased to be in force during the yt
52556 32
4725 63
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
47830 69
14796 33
16543 53ComptrollerGenerals Report
Investments in Georgia
43
2 Bonds
Par value 1000000
Market value 1020000
CONCORDIA FIRE INSURANCE COMPANY OF MILWAUKEE WIS
West Water and Wells Streets Milwaukee Wisconsin
Gustav Wallaeyer Jr President Frank Damkoehler Secretary
Langdon C Quinn Attorney for Service
Capital Stock
1 Amount of paidup capital 600000 00
2 Ledger assets December 31 1914 2395060 23
4 Extended at 2395060 23
Income
5 Gross premiums on new business 1888790 26
7 Deduct amounts paid for reinsurance and
return premiums 729743 34
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
From agents balances previously charged off
Borrowed money gross
1159046 92
93809 76
9906 49
2749 27
70000 00
13 Total income 1335512 44
Disbursements
14 Net amount paid policyholders for losses 672324 20
15 Legal and administratives expenses in adjustment of claims 14321 66
16 Commissions and allowances to agents 307280 28
17 Salaries of officers and employees 51316 38
18 Rents and interest 5390 00
19 Advertising printing postage telegrams etc 19254 52
20 Paid policyholders for dividends 60000 00
21 Loss on sale and decrease by adjustment of assets 7150 0044
ComptkollebGtenebals Beport
22 Other items
Salaries and expenses of special and general agents 46006 78
Legal expenses 2933 78
Furniture and fixtures 0M
Maps including corrections 46 8
Underwriters Boards and Tariff Associations 17752 87
Fire department fire patrol and salvage corps assessments
fees taxes and expenses lo613 03
DO O fiS
State taxes on premiums oco 03
Insurance department licenses and fees 8419 58
1 K77 73
Municipal licenses 1u lo
Federal corporation tax
Local taxes 128 07
United States revenue stamp tax 7499 82
Eent of deposit vault 5
Premium of bond of cashier
Eepairs of office and office sundries 480 28
Registers fees and recording mortgages 340
Donations 684 40
Merchants and Manufacturers Association 90 00
Meals for clerks working overtime 585 65
Entertaining agents and special agents
Traveling and mileage of officers 2284 59
Mercantile associations 1209
Borrowed money repaid gross 70000 00
Decrease in liabilities during the year on account of rein
surance treaties i692 6
Interest on borrowed money
Agents balances charged off 121 59
23 Total disbursements 135284 L
Ledger Assets
26 Mortgage loans per schedule B 929150 00
27 Bonds at book value 1049717 79
29 Cash in office 8003 3
30 Deposits at interest per schedule N 60961 43
31 Deposits not at interest 27426
32 Agents balances net 302466 82
34 Total ledger assets as per balance No 24 2377725 5
NonLedger Assets
35 Interest due and accrued 9l7 0w
38 Total assets 2405682 54CoMPTROLLERGrENEEAL S REPORT
Deduct Assets Not Admitted
39 Agents balances
43 Total admitted assets
Liabilities
45
2696 44
2402986 10
44
45
48
49
50
51
52
53
54
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Taxes due or accrued
Other items
Contingent commissions or other charges due or accrued
Funds held under reinsurance treaties
Reserve for contingencies
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
600000 00
400236 83
69949 20
1198786 97
30000 00
45357 36
48655 74
10000 00
1402749 27
Surplus protection to polieyholders
Total liabilities
Business in Force
1000236 83
2402986 10
Risks
277939793
174968480
Premiums
2898142 50
1888790 26
452908273
160737067
4786932 76
1785194 62
292171206
61499001
3001738 14
691644 57
230672205 2310093 57
Business in Georgia
61
62
63
64
65
In force December 31 1914
Written or renewed during year
1835047 00
2960325 00
Sum
Deduct ceased to be in force during the year
Tn force December 31 1915
4795372 00
2749022 00
2046350 0046 ComptrollebGeneeals Repoet
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds
33354 77
23656 58
10000 00
CONNECTICUT FIRE INSURANCE COMPANY OF HARTFORD CONN
51 Prospect Street Hartford Connecticut
Edward Milligan President John A Cosmus Secretary
W H Hill Attorney for Service
Capital Stock
1 Amount of paidup capita 1000000 00
2 Ledger assets December 31 1914 7140595 40
4 Extended at 7140595 40
Income
5 Gross premiums on new business and re
newals 4955080 69
7 Deduct amounts paid for reinsurance and
return premiums 1499251 16
8 Total premiums 3455829 53
9 Interest and rents 2687 12 96
10 Profit on sale or increase by adjustment of assets 25211 50
11 Other sources Agents balances previously charged off 146 34
13 Total income 3749890 33
Disbursements
14 Net amount paid policyholders for losses 1850739 07
15 Legal and administrative expenses in adjustment of claims 4670 96
16 Commissions and allowances to agents First year and re
newal 755363 76
17 Salaries of officers and employees 213893 31
18 Rents and interest 33 668 12
19 Advertising printing postage telegrams etc 73283 21
20 Paid policyholders for dividends 200000 COComptrollerGeneral s Report
21
22
Loss on sale and decrease by adjustment of assets
Other items
Agents balances charged off
Other expenses
47
8228 53
5081 09
417923 34
23 Total disbursements 3604976 99
Ledger Assets
26
27
28
29
30
31
32
33
34
35
37
Mortgage loans per schedule B
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest per schedule N
Deposits not at interest
Agents balances net
Other items Collateral loan
Total ledger assets as per balance No 24
NonLedger Assets
f 759600 00
5043832 00
300079 66
349 16
596551 99
29245 51
525850 42
30000 00
7285508 74
Interest due and accrued
Other items Item No 28
80427 94
15089 67
38 Total assets 7381026 35
Deduct Assets Not Admitted
39
40
41
42
43
Agents balances
Bills receivable
Other items Items Nos 38 and 39
17487 33
36002 89
408601 05
Total not admitted assets 462091 27
Total admitted assets 6918935 08
Liabilities
44 Net amount of unpaid losses and claims 287706 28
45 Reserves or unearned premiums on risks outstanding 3956650 35
47 Salaries and miscellaneous accounts due or accrued 10100 00
48 Taxes due or accrued 100000 00
50 Total amount of liabilities except capital 4354456 63
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities
1564478 4548 ComptrollerGenerals Keport
53 Surplus protection to policyholders 2o644h 45
54 Total liabilities 6915 S
Business in Force
Risks Premiums
55 In force December 31 1914 884530257 9083532 19
56 Written or renewed during year 483099331 4964753 2b
57 Sum 1367629588 14048285 45
58 Deduct ceased to be in force during year 588071786 628880 52
59 In force December 31 1915 779557802 7759479 93
Business in Georgia
61 In force December 31 1914 507 M
62 Written or renewed during year 54 e
63 Sum 15S5
64 Deduct ceased to be in force during the year 48364 4
65 In force December 31 1915 5697r 18
66 Net losses paid during year 32905
67 Net losses incurred during year 32094 28
Investments in Georgia
2 Bonds par value 6000 00
THE CONTINENTAL INSURANCE COMPANY OF NEW YORK CITY
Henry Evans President E Lope Secretary
Assets
Bonds and stocks 25732639 Ota
Heal estate 1170000 00
Loans on bond and mortgage 2100 00
Premiums in course of collection 1379399 76
Interest dividends and vents accrued 219833 56
Cash on deposit and in office 2384518 84
Subscription paid in cash 1000000 00
Total admitted assets31889091 16ComptrollerGenerals Report
48M
THE CONTINENTAL INSURANCE COMPANY OF NEW YORK
80 Maiden Lane New York N Y
Henry Evans President C R Tuttle Secretary
J L Riley Co Attorney for Service
Capital Stock
1 Amount of paidup capital 200000000
2 Ledger assets December 31 1914 27502276 97
4 Extended at 27502276 97
Income
5 Gross premiums on new business 11383960 21
7 Deduct amounts paid for reinsurance and
return premiums 2878871 30
8 Total premiums 8505088 91
9 Interest and rents 1271272 65
10 Profit on sale or increase by adjustment of assets 2255563 50
11 Other sources
Various railroad mortgage and reorganization syndicates I 1954 37
Federal income tax withheld at source 1369 69
Agents balances previously charged off 192 64
13 Total income 12045441 76
Disbursements
14 Net amount paid policyholders for losses 4233613 83
15 Legal and administrative expenses in adjustment of claims 131072 25
16 Commissions and allowances to agents 2006146 20
1 7 Salaries of officers and employees 474828 60
18 Rents and interest 69699 26
IP Advertising printing postage telegrams etc 151342 57
21 Loss on sale and decrease by adjustment of assets 97515 00
22 Other items Dividends to stockholders 1000000 00
619476 5 7
23 Total disbursements 8787694 28483
ComptrollerGenerals Retort
Ledger Assets
25 Book value of real estate 1170000 00
26 Mortgage loans per schedule B 2700 00
7 Bonds at book value 8867003 00
28 Stocks at book value 16865636 00
29 Cash in office 2597 46
30 Deposits at interest per schedule N 2381438 46
31 Deposits not at interest
32 Agents balances net 1210482 29
33 Other items
Bills receivable taken for fire risks 210689 31
Reinsurance due on paid losses 48995 01
34 Total ledger assets as per balance No 24 30760024 4o
NonLedger Assets
35 Interest due and accrued 116549 81
36 Market value of assets over book value 103283 7a
37 Other items Bills receivable taken in payment of rents 1828 00
38 Total assets 30981686 01
Deduct Assets Not Admitted
39 Agents balances 5246 44
40 Bills receivable 85520 41
41 Other items
Market value of special deposits in excess
of corresponding liabilities 9933 31
Bills receivable taken for rents 1828 00
42 Total not admitted assets 122528 16
43 Total admitted assets 30859157 85
Liabilities
44 Net amount of unpaid losses and claims 525857 15
45 Reserves or unearned premiums on risks outstanding 9812331 47
47 Salaries and miscellaneous accounts due or accrued 97117 72
48 Taxes due or accrued 171200 00ComptbollerGenebals Eepobt
483
7
49 Other items
Principal and interest unpaid on authorized scrip 32572 74
Unpaid stockholders dividends 500000 00
Reserve for contingencies 100000 00
50 Total amount of liabilities except capital 11239079 OS
51 Capital actually paid in cash 2000000 00
52 Surplus over all liabilities 17620078 77
53 Surplus protection to policyholders 19620078
54 Total liabilities 30859157 85
Business in Force
Risks Premiums
55 Tn force December 31 1914 2050228700 20559224 46
56 Written or renewed during year 1246335638 11383960 21
57 Sum 3296564338 31943184 67
58 Deduct ceased to be in force during year 1165406591 10889914 21
59 In force December 31 1915 2131157747 21053270 46
Business in Georgia
62 Written or renewed during year 19774604 00
64 Deduct ceased to be in force during year 5827398 00
229150 49
50381 41
65 In force December 31 1915 13947206 00 178769 08
66 Net losses paid during year
67 Net losses incurred during year
131128 00
76276 00ComptrollerGenerals Eeport 49
Liabilities
Unearned premiums 10000000 00
Losses in process of adjustment 525857 15
All other claims 300890 46
Eeserve for contingencies 100000 00
Reserve for dividend payable January 3 1916 500000 00
Cash capital 10000000 00
Total liabilities 21426747 61
Net surplus 10462343 55
31889091 16
x Includes excess deposit of 2993331 in Canada
All items are as of December 31 1915 except as of January 11 1916
COUNTY FIRE INSURANCE COMPANY OF PHTLADEIiPHlA PA
Management Manchester N H
110 South Fourth Street Philadelphia Pa
Charles R Peck President Lewis W Crockett Secretary
John J McKay Attorney for Service
Capital Stock
1 Amount of paidup capital
2 Ledger assets December 31 1914
400000 00
826280 32
4 Extended at 826280 32
Income
5 Gross premiums 678709 28
7 Deduct amounts paid for reinsurance and
return premiums 557777 09
8 Total premiums
9 Interest and rents
11 Other sources
Deposit premiums written on perpetual risks gross
Discounts perpetual premiums
Commissions received
Paid in by stockholders as contribution to surplus
120932 19
31533 64
4 65
1077 66
394 99
134686 40
100000 00
13 Total income 388629 5350
ComptrollerGenerals Report
Disbursements
14 Net amount paid polieyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
Maps furniture and fixtures
17 Salaries of officers and employees
8 Bents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
State taxes and fees
Taxes on real estate and expenses
Agents balances charged off
Deposit premiums returned
Miscellaneous expenses
136933 68
1551 20
131938 54
2501 15
26686 45
1875 00
6031 27
2965 96
19055 69
2024 91
75 50
4874 78
11682 76
23 Total disbursements 348196 89
Ledger Assets
28
31
32
33
Book value of real estate
Mortgage loans per schedule B
Bonds at book value
Stocks at book value
Deposits not at interest
Agents balances net
Other items
Perpetual deposits in other companies
Lumbermens of Philadelphia if
Mechanics of Philadelphia
nsurance Company of North America of
Philadelphia
Pennsylvania Fire of Philadelphia
Reliance of Philadelphia
Spring Garden of Philadelphia
United Firemens of Philadelphia
240 00
142 00
45 00
903 75
180 00
100 00
292 50
Total
53234 47
54845 00
382015 47
201651 42
119898 97
53163 88
1903 75
34 Total ledger assets as per balance No 24
866712 96
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
5566 65
24761 64ComptrollerGenerals Eeport
51
37
38
39
41
42
43
Other items Philadelphia Fire Underwriters Association
deposit
Total assets
Deduct Assets Not Admitted
Agents balances 3126 07
Other items Market value of special de
posits in excess of corresponding liabil
ities per special deposit schedule 5952 41
Total not admitted assets
Total admitted assets
100 00
897141 25
9078 48
888062 77
44
45
47
48
49
50
51
52
53
54
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Amounts reclaimable on perpetual policies 90 and 95 per
cent of premiums received
10 per cent perpetual policies other companies
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
400000 00
100988 99
9933 30
133069 31
1182 91
6500 00
176197 88
190 38
327073 78
Surplus protection to polieyholders 560988 99
Total liabilities 888062 77
Business in Force
In force December 31 1914
Written or renewed in 1915
Risks
45918489
67192218
Premiums
460391 92
678709 28
Totals 113110707 1139101 20
Deduct expirations and cancellations 36951371 402750 41
In force December 31 1915 76159336 736350 79
Deduct amount reinsured 52293307 517239 22
Net amount in force 23866029 219111 57
Perpetual risks not included in above 7923004 193615 2652 ComptrollerGenerals Report
Business in Georgia
62 Written or renewed during year
64 Deduct ceased to be in force during the year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds
8442 74
2230 28
6212 46
344 59
4049 39
10000 00
EQUITABLE FIRE INSURANCE CO OF CHARLESTON S C
Equitable Building Corner Broad and Church Streets Charleston S C
David Huguenin President Wm G Mazyck Secretary
Simon Freitag Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dec 31 1914 401268 78
4 Extended at 401268 78
Income
5 Gross premiums on new business and re
newals 174224 05
7 Deduct amounts paid for reinsurance and
return premiums 70114 22
8 Total premiums 104109 83
9 Interest and rents 17963 83
1 1 Other sources
Increase in cash surrender value of policy 875009
Equitable Lite Assurance Society 120 00
Gross profit on sale of bonds 31 00
13 Total income 122224 66ComptrollerGenerals Report
53
Disbursements
14 Net amount paid policyholders for losses 66999 66
15 Legal and administrative expenses in adjustment of claims 3001 80
16 Commissions and allowances to agents First year and re
newal 158f 22
17 Salaries of officers and employees 16774 19
18 Rents and interest 720 00
19 Advertising printing postage telegrams etc 1595 39
22 Other items
Taxes 7215 24
Water light fuel etc 374 09
Exchange etc 782 5
Bevenue stamps 93
Paid stockholders for dividends 14000 00
23 Total disbursements 128088 85
Ledger Assets
25 Book value of real estate 15582 95
26 Mortgage loans per schedule B 39165 00
27 Bonds at book value 221810 97
28 Stocks at book value 11000 00
29 Cash in office 5431 29
30 Deposits at interest per schedule N 17192 56
31 Deposits not at interest 3969 50
32 Agents balances net 23737 32
33 Other items
Collateral loans 55540 00
Cash surrender value policy 875009 Equitable Life As
surance Society 1975 00
34 Total ledger assets as per balance No 24 395404 59
NonLedger Assets
35 Interest due and accrued 1541 43
36 Market value of assets over book value real estate 4417 05
37 Other items Rents accrued 31
38 Total assets 401394 32
Deduct Assets Not Admitted
39 Agents balances 767 31
41 Other items book value of stocks and
bonds over market value 12495 9754 ComptkollerGenebals Report
42 Total not admitted assets
43 Total admitted assets
Liabilities
13263 28
388131 04
44
45
47
49
50
51
52
53
54
55
56
59
61
62
63
64
65
66
67
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Other items
Estimated reserve for taxes
Contingent commissions unpaid
6274 52
97875 48
356 76
2000 00
3287 74
Total amount of liabilities except capital 109794 50
Capital actually paid in cash 200000 00
Surplus over all liabilities 78336 54
Surplus protection to policyholders
Total liabilities
Business in Force
Risks
In force Dec 31 1914 14560845 93
Written or renewed during year 10453058 18
278336 54
388131 04
Premiums
276759 60
174221 05
Sum 25013904 11 450983 65
Deduct ceased to bein force during year 10541170 29 189089 72
In force December 31 1915 14472733 82
Business in Georgia
In force December 31 1914 2006097 58
Written or renewed during year 1497287 70
261893 93
1585a 58
24732 28
Sum 3593385 28 70591 87
Deduct censed to be in force during year 1803899 26 2971 78
In force December 31 1915 1789486 03 37620 14
Net losses paid during year 18660 91
Net losses incurred during yeart 19981 70
Investments in Georgia
2 Bonds
000 0ComptrollerGenerals Report
55
EQUITABLE FIRE AND MARINE INSURANCE CO PROVIDENCE R I
1 Custom House Street Providence Rhode Island
Fred V Arnold President Samuel G Howe Secretary
Floyd Johnson Attorney for Service
Capital Stock
1 Amount of paidup capital
2 Ledger assets Dec 31 1914
3 Increase of paidup capital during year
500000 00
920864 36
100000 00
4 Extended at 1020864 36
Income
5 Gross premiums on new business and re
newals 1813035 24
7 Deduct amounts paid for reinsurance and
return premiums 1436628 00
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Premium on increase on capital stock
Sale of maps
376407 24
47642 21
25362 58
200000 00
315 00
13 Total income
649727 03
Disbursements
14 Net amount paid policyholders for losses 147517 54
15 Legal and administrative expenses in adjustment of claims 2591 12
16 Commissions and allowances to agents First year and re
newal 125923 92
17 Salaries of officers and employees 14080 42
18 Rents and interest 2653 07
19 Advertising printing postage telegrams etc 100 76
21 Loss on sale and decrease by adjustment of assets 54623 06
22 Other items
Legal expense 650 00
Dividends to stockholders 37000 00
Taxes fees and licenses 3984 96
Real estate repairs taxes and expense 3852 SO56
ComptrollerGenerals Eeport
Maps and sundry expenses
Agents balances charged off
23 Total disbursements
283 54
1 80
393465 99
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
30 Deposits at interest per schedule N
32 Agents balances net
34 Total ledger assets as per balance So 16
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items Recoverable for reinsurance on paid losses
101180 00
106600 00
726083 33
247350 00
69971 26
25940 81
1277125 40
13538 15
64555 67
649 01
38 Total assets 1355868 23
Deduct Assets Not Admitted
39 Agents balances if
41 Other items market value of special de
posits in excess of corresponding lia
bilities
1338 85
59271 33
42 Total not admitted assets
43 Total admitted assets
60610 18
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Interest on mortgages collected in advance
50 Total amount of liabilities except capital
51 Capital actually paid in cash 500000 00
52 Surplus over all liabilities 463328 16
5100 28
276556 SO
250 00
3500 00
523 75
331929 89
53 Surplus protection to policyholders
54 Total liabilities
963328 16
1295258 05ComptrollerGenerals Report 57
Business in Force
Risks Premiums
55 In force December 31 1914 202337038 2022361 81
56 Written or renewed during year 178048721 1813035 24
57 Sum 380385759 3835397 05
58 Deduct ceased to be in force during year 172678874 1810400 00
59 In force December 31 1915 20770i6885 2024997 05
60 Total net 51435164 526213 54
Business in Georgia
66 Net losses paid during year 4320 26
67 Net losses incurred during year 5452 35
Investments in Georgia
2 Bonds 10000 00
FIREMANS FUND INSURANCE COMPANY OF SAN FRANCISCO CAL
401 California Street San Francisco California
Bernard Faymonville President Louis Weinmann Secretary
Edgar T Gentry Attorney for Service
Capital Stock
1 Amount of paidup capital 1500000 00
2 Ledger assets December 31 1914 10604686 33
4 Extended at 10604686 33
Income
5 Gross premiums on new business 14820334 16
7 Deduct amounts paid for reinsurance and
return premiums 6998437 26
8 Total premiums 7821896 90
9 Interest and rents 381784 6558 ComptrollebGfneeals Report
10 Profit on sale or increase by adjustment of assets 2065 75
11 Other sources agents balances previously charged off 399 33
13 Total income 8206146 63
Disbursements
14 Net amount paid policy holders for losses 3994638 09
15 Legal and administrative expenses in adjustment of claims 90176 48
16 Commissions and allowances to agents First year and re
newal 1395135 39
17 Salaries of officers and employees 676507 16
18 Bents and interest 46787 45
19 Advertising printing postage telegrams etc 145449 00
20 Paid policyholders for dividends 240000 00
21 Loss on sale and decrease by adjustment of assets 10645 66
22 Other items
Agents balances charged off 5411 29
Legal expenses 6119 12
Furniture and fixtures 8819 61
Maps underwriters boards fire departments and inspec
tions and surveys repairs to real estate taxes and do
nations 345272 85
Gross decrease by adjustment in book value of ledger
assets 120550 57
23 Total disbursements 7085512 67
Ledger Assets
25 Look value of real estate 573442 39
26 Mortgage loans per schedule B 1138153 90
27 Bonds at book value 5421576 30
28 Stocks at book value 686286 00
29 Cash in office 19106 72
30 Deposits at interest per schedule N 2112710 26
31 Deposits not at interest 10000 00
32 Agents balances net 1240988 81
33 Other items
Collateral loans 339459 67
Bills receivable 183596 24
34 Total ledger assets as per balance No 24 11725320 29
NonLedger Assets
35 Interest due and accrued 96935 05
38 Total assets 11822255 34ComptrollebGenebals Eepoet
Deduct Assets Not Admitted
59
39 Agents balances
40 Bills receivable
41 Other items
Collateral loans
Bonds and stocks
Real estate
77829 74
19200 24
66522 00
330055 37
2442 39
42
43
44
45
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
65
66
67
Total not admitted assets
Total admitted assets
496049 74
11326205 60
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items Earned quarterly dividend to December 31
1915 declared January 17 1916
1147419 69
5661581 73
162500 00
130000 00
60000 00
Total amount of liabilities except capital 7161501 42
Capital actually paid in cash 1500000 00
Surplus over all liabilities 2664704 18
Surplus protection to policyholders
Total liabilities
Business in Force
In force December 31 1914 847206177
Written or renewed during year 539271905
Excess
4164704 18
10202870 41
6192714 25
79626 61
Sum 1386478082 16475211 27
Deduct ceased to be in force during year 508261367 6106776 86
Reinsur in force Dec 31 1915 deduct 134630575 1534812 87
Net total in force Dec 31 1915 743586140 8833621 54
Business in Georgia
Business written 1914
Business written 1915
Net losses paid during year
Net losses incurred during year
6814576
8951112
110437 96
137282 94
92162 02
95509 1460
ComptrollerGenerals Report
FIREMENS INSURANCE COMPANY OF NEWARK NEW JERSEY
780786 Broad Street Newark New Jersey
Daniel H Dunham President A H Hassinger Secretary
J L Riley and Co Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 i9I4 6087280 90
4 Extended at 608728090
Income
8 Total premiums 2725239 91
9 Interest and rents
11 Other sources
Income tax withheld at source
Prom agents balances previously charged off
Borrowed money
360912 54
282 69
579 70
135000 00
13 Total income 3222014 84
Disbursements
1 Net amount paid policyholders for losses 1454486 08
15 Legal and administrative expenses in adjustment of claims 42741 80
16 Commissions and allowances to agents First year and re
newal 144532 28
17 Salaries of officers and employees 229558 1
18 Rents and interest 22751 08
19 Advertising printing postage telegrams etc 35139 00
20 Paid policyholders for dividends 240000 00
21 Loss on sale and decrease by adjustment of assets 1375 00
22 Other items
Fire dept fees taxes and expenses 111071 91
Real estate repairs and taxes 66162 27
General miscellaneous expenses 93537 68
Agents balances charged off 261 30
Borrowed money repaid with interest 188108 27
23 Total disbursements 3118724 79
Ledger Assets
25 Book value of real estate
2i Mortgage loans per schedule B
1074120 63
2491701 00ComptrollerGenerals Eeport
61
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
1244646 66
699650 00
30874 32
167718 38
481851 96
34 Total ledger assets as per balance No 24 6190570 95
NonLedger Assets
35 Interest and rents due and accrued
36 Market value of assets over book value
37 Other items reinsurance on losses already paid
52842 89
830255 20
6635 01
38 Total assets 7080304 05
Deduct Assets Not Admitted
39 Agents balances 22853 90
41 Other items market value of special de
posits 10686 70
42 Total not admitted assets 33540 60
43 Total admitted assets 7046763 45
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items principal unpaid on scrip or certificate of
profits authorized or ordered to be redeemed
50 Total amount of liabilities except capital
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 2708837 43
345998 02
2955812 47
7500 00
26282 69
2332 84
3337926 02
53 Surplus protection to policyholders 3708837 43
54 Total liabilities 7046763 4562
55
56
57
58
59
61
62
63
64
65
66
67
ComptrollerGenerals Report
Business in Force
Risks Premiums
In force Dec 31 1914 661034336 6732794 09
Written or renewed during year 414525007 4324319 88
Sum 1075559343 11057113 97
Deduct ceased to be in force during year 384581969 4123649 66
In force Dec 31 1915 690977374 6933464 31
Business in Georgia
In force December 31 1914 3595000 55943 31
Written or renewed during year 2269026 28911 36
Sum 5864026 84854 67
Deduct ceased to be in force during year 2037909 27598 88
In force December 31 1915 3826117 57251 79
Net losses paid during year 4283 76
Net losses incurred during year 5939 86
Investments in Georgia
Bonds par value 10000 market value 10200
FIRST NATIONAL FIRE INSURANCE CO OF WASHINGTON D C
800 Southern Building Washington D C
Robert J Wynne President John E Smith Secretary
J L Riley Attorney for Service
Capital Stock
1 Amount of paidup capital 904695 00
2 Ledger assets December 31 1914 1597648 43
3 Increase of paidup capital during year 27420 00
4 Extended at 1625068 43
Income
5 Gross premiums on new business and re
newals 1033321 66ComptrollerGeneral s Report
63
7 Deduct amounts paid for reinsurance and
return premiums 413440 50
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
From agents balances previously charged off
Contributed surplus
Payments on installment subscriptions to stock
Increase by adjustment in book value of real estate
Disbursements
14 Net amount paid policyholders for losses it
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Special agents and miscellaneous expense
21 Loss on sale and decrease by adjustment of assets
22 Other items
Legal expense
Furniture
Maps
Underwriters boards etc
Insurance department fees tax on premiums and other taxes
and fees
Collection expense
Traveling
Miscellaneous
Legal expense investments
Stock matters
Agents balances charged off
Expenses and taxes on real estate
Transferred from part paid capital to full paid and surplus
619881 16
186845 10
6422 07
164 25
16533 67
14748 67
80296 10
13 Total income 924891 02
294985 20
9328 75
147656 33
39837 48
77815 18
17734 60
25478 29
531 25
1818 14
734 94
3740 40
7061 26
22059 71
261 29
4909 65
4507 53
1203 68
300 00
2176 36
48368 46
29201 87
23 Total disbursements 739710 37
Ledger Assets
25 Book value of real estate 455203 43
26 Mortgage loans per schedule B 103400 00
27 Bonds at book value 998174 0364
ComptrollerGenerals Report
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Bills receivable taken for fire risks
Deposits Underwriters boards
Due from Trustees under mortgage loan
Due from manager Southern Building
200 00
84263 45
149876 96
12351 48
100 00
435 65
6244 08
34 Total ledger assets as per balance No 24 1810249 08
NonLedger Assets
35 Interest due and accrued including rents
37 Other items Eeinsurance recoverable on paid losses
25854 07
830 58
38 Total assets 1836933 i 3
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Market value of special deposits over lia
bilities
Book value bonds over market
4625 42
1162 29
8468 55
8154 03
42 Total not admitted assets 22410 29
43 Total admitted assets 1814523 44
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Accrued interest on interest on mortgages on real estate
Unpaid expenses on real estate
Accrued taxes on real estate
50 Total amount of liabilities except capital
51 Capital actually paid in cash full paid
904695
912502 50
74143 32
420325 76
525 09
10000 00
6S75 00
2370 89
8702 76
522942 82ComptrollerGenerals Report 65
52 Surplus over all liabilities part paid 7
80750 379078 12
53 Surplus protection to policyholders 1291580 62
54 Total liabilities 1814523 44
Business in Force
Risks Premiums
55 In force December 31 1914 41053064 548980 05
56 Written or renewed during year 83205902 1033321 66
Excess original premiums etc 32336 66
57 Sum 124258966 1614638 37
58 Deduct ceased to be in force during year 48166564 672083 07
59 In force December 31 1915 76092402 942555 30
60 Less amount reinsured 15759520 190693 92
Net amount in force December 31 1915 60332882 751861 38
Business in Georgia
61 In force December 31 1914 1476641 28043 16
62 Written or renewed during year 2020279 31179 88
63 Sum 3496920 59223 04
64 Deduct ceased to be in force during year 1883195 32380 22
65 In force December 31 1915 1613735 26842 28
66 Net losses paid during year 17219 86
67 Net losses incurred during year 16941 01
Investments in Georgia
2 Bonds market value 9600 0066
ComptrollerGenerals Report
FITCHBURG MUTUAL FIRE INSURANCE CO OF FITCHBURG MASS
781 Main Street Fitehburg Mass
Lincoln R Welch President Brentford T Alley Secretary
F Wade Vaughan Attorney for Service
Capital Stock
2 Ledger assets December 31 1914
261486 09
Income
5 Gross premiums on new business and re
newals 217629 78
7 Deduct amounts paid for reinsurance and
return premiums 26645 51
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Fitehburg National Bank in liquidation
Borrowed money
13 Total income
190984 27
13251 76
2895 05
200 00
5000 00
212331 08
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Borrowed money repaid
Investment expense
Surety bond
Lighting office
Spring water and ice
Sundry
Legal expense
88778 13
1203 82
17973 77
21772 78
1500 00
5097 69
48953 94
2323 10
15000 00
133 39
191 15
197 88
68 99
36 33
645 40
ComptrolleeGenebals Eepobt 67
Furniture and maps 736 01
Inspections State taxes real estate expense Federal tax
and interest on borrowed money 21 469 93
23 Total disbursements
Ledger Assets
25 Book value of real estate
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
34 Total ledger assets as per balance No 24 j
NonLedger Assets
35 Interest due and accrued
38 Total assets
Deduct Assets Not Admitted
41 Other items Book value of ledger assets over market value
stocks and bonds
226082 31
58000 00
59987 35
106456 42
346 24
5394 95
17549 90
247734 86
1153 53
248888 39
1631 27
43 Total admitted assets
247257 12
Liabilities
44 Net amount of unpaid losses and claims
45 Eeserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Borrowed money
52 Surplus over all liabilities
54 Total liabilities
6658 35
168266 30
2860 77
309 26
1917 00
30000 00
37245 44
247257 12
Business in Force
55 In force December 31 1914
56 Written or renewed during year
Risks
27254905
16779302
Premiums
359183 96
217629 7S68 ComptrollerGenerals Eepoet
57 sum 44034207 576813 74
58 Deduct ceased to be in force during year 16382164 221897 89
59 In force December 31 1915 27652043 354915 85
Business in Georgia
61 In force December 31 1914 289875 00 4387 50
62 Written or renewed during year 552652 00 7113 63
63 Sum 842527 00 1150113
64 Deduct ceased to be in force during year 371380 00 5130 04
65 In force December 31 1915 471147 00 6371 09
66 Net losses paid during year 1827 36
67 Net losses incurred during year 932 88
Investments in Georgia
2 Bonds 10000 00
FRANKLIN FIRE INSURANCE COMPANY OF PHILADELPHIA PA
421 Walnut Street Philadelphia Pa
Elbridge G Snow President
Charles L Tyner Wilfred Kurth Edgar P Luce Secretaries
C W Phillips Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets December 31 1914 3270845 33
4 Extended at 3270845 33
Income
5 Gross premiums on new business and re
newals 1986690 94
7 Deduct amounts paid for reinsurance and
return premiums 2772026 45
8 Total premiums 785335 51
9 Interest and rents 101689 19ComptrollerGeneral s Eeport
69
10 Profit on sale or increase by adjustment of assets 7471 43
11 Other sources
Deposit premiums on perpetual risks 11735 88
Reinsurance deposit perpetual 90 00
Transfer fees 543 00
Increase in liabilities during year on amount of reinsurance
treaties 279258 60
13 Total income 384547 41
Disbursements
14 Net amount paid policyholders for losses 481773 60
15 Legal and administrative expenses in adjustment of claims 12767 15
16 Commissions and allowances to agents
Commissions on brokerage 488839 90
Allowances to agencies for miscellaneous agency expenses 6759 46
17 Salaries of officers and employees 52548 78
18 Rents and interest 7297 93
19 Advertising printing postage telegrams etc 13574 72
20 Paid stockholders for dividends 530015 00
21 Loss on sale and decrease by adjustment of assets 112094 99
22 Other items
Special and general agents expenses 13964 59
Legal expenses 350 49
Furniture fixtures and maps 14046 56
Taxes fees and licenses 46533 77
Deposit premiums returned 25790 13
Miscellaneous 27214 53
23 Total disbursements 827798 98
Ledger Assets
25 Book value of real estate 136360 56
26 Mortgage loans per schedule B 22985 00
27 Bonds at book value 1477730 67
28 Stocks at book value i 69734 00
29 Cash in office 14 50
30 Deposits at interest per schedule N 82651 61
32 Agents balances net 269022 60
34 Total ledger assets as per balance No 24 2058498 94
NonLedger Assets
35 Interest due and accrued 22959 72
38 Total assets 2081458 6670
ComptrollerGenerals Report
39
41
42
43
44
45
47
48
49
50
51
52
53
54
Deduct Assets Not Admitted
Agents balances 15122 18
Other items
Book value of ledger assets over market value
Real estate 6860 56
Stocks and bonds 8624 67
Total not admitted assets
Total admitted assets
30607 41
2050851 25
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items Funds held under reinsurance treaties
Total amount of liabilities except capital
Capital actually paid in cash 500000 00
Surplus over all liabilities 510076 71
25264 22
729251 72
2000 00
5000 00
279258 60
1040774 54
55
56
57
58
59
61
62
63
64
65
66
67
Surplus protection to polieyholders
Total liabilities
Business in Force
Risks
In force December 31 1914 294338251
Written or renewed during year 179387178
2050851 25
Premiums
2949612 03
1986690 94
Sum 473725429 4936302 97
Deduct ceased to be in force during year 450395300 4772851 97
In force December 31 1915 23330129
Business in Georgia
163451 00
In force December 31 1914
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31 1915
Net losses paid during year
Net losses incurred during year
816467 37
1299421 00
2115888 37
283704 76
1832183 61
5564 87
4267 83ComptrollerGenerals Eepoet
71
GEORGIA HOME INSURANCE COMPANY OF COLUMBUS GEORGIA
1046 Broad Street Columbus Georgia
Rhodes Brown President
Capital Stock
1 Amount of paidup capital
2 Ledger assets December 31 1914
3 Decrease of paidup capital during year
Wm C Coart Secretary
200000 00
761362 89
100000 00
4 Extended at 661362 89
Income
5 Gross premiums on new business 442328 10
7 Deduct amounts paid for reinsurance and
return premiums 189131 99
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Borrowed money
Sales of cotton 83454 maps 29363 total
Decrease of capital stock
Increased reinsurance liability
Agents balances previously charged off
253196 11
34976 71
2532 30
115000 00
1128 17
100000 00
20882 57
342 22
13 Total income 528058 08
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers employees and special agents
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Taxes
Borrowed money repaid and interest on same
Agents balances charged off
Expense and taxes on real estate
230210 38
4322 65
41108 72
3341 59
19211 49
19876 39
1000 00
12791 60
6722 90
16662 63
89063 88
55 36
2163 96
23 Total disbursements 446531 5572 ComptrollebGenebals Eepobt
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
31 Deposits not at interest
32 Agents balances net
33 Other items
Collateral loans schedule C
Personal loans
Three bales cotton
Due from reinsurance companies
Personal accounts less amounts due special agents
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
38 Total assets
60000 00
48511 85
223467 50
288690 00
6043 09
7351 46
86027 61
16116 15
1772 06
158 29
3590 65
1160 76
742889 42
2747 93
745637 35
Deduct Assets Not Admitted
39 Agents balances 5428 06
41 Other items 1772 06
Personal loans and accrued interest on same 331 00
Personal accounts 1920 00
Book value bonds and stocks over market
value 18237 50
42 Total not admitted assets
43 Total admitted assets
27688 62
717948 73
Liabilities
44 Net amount of unpaid losses ami claims
45 Reserves or unearned premiums on risks outstanding
48 Taxes due or accrued
49 Other items
Borrowed money
Due reinsurance companies
46224 62
252402 14
5000 00
70000 00
20882 57
50 Total amount of liabilities except capital 394509 33ComptrollerGenerals Eepoet
73
51 Capital actually paid in cash
52 Surplus over all liabilities
200000 00
123439 40
53 Surplus protection to policyholders
54 Total liabilities
323439 40
717948 73
Business in Force
Bisks Premiums
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 42458779 761532 15
2 Written or renewed during the year per
Income No 5 28419612 442328 10
4 Total
5 Deduct those expired and marked off as
terminated
70878391 1203860 25
30909970
6 In force at the end of the year 39968421
7 Deduct amount reinsured schedule re
quired 10900841
521662 41
682197 84
165664 16
S Net amount in force 29067580 516533 68
66 Net losses paid during year
67 Net losses incurred during year
38610 99
34207 10
Investments in Georgia
1 Real estate
2 Bonds
3 Mortgage loans
4 Collateral loans
6 Other items Industrial stocks Georgia companies
60000 00
345660 00
48011 85
16116 15
270630 00
Total investments in Georgia 540418 0T74
ComptrollerGenerals Report
GERMAN ALLIANCE INSURANCE COMPANY OF NEW YORK CITY
1 Liberty Street New York New York
William N Kremer President Edwin M Cragin Secretary
George N Hurt Attorney for Service
Capital Stock
1 Amount of paidup capital 400000 00
2 Ledger assets Dec 31 1914 2019852 21
4 Extended at 2019852 21
Income
5 Gross premiums on new business 3264957 60
7 Deduct amounts paid for reinsurance and
return premiums 2652536 19
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
612421 41
81232 IS
2097 33
13 Total income 695750 92
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents first year
17 Salaries of officers and employees
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Fire iWpt fire patrol fees taxes and expenses
1 nsurahce dept licenses and fees
State tax on premiums
Federal corporation tax
Municipal 1288 27 county 76 47
Emergency revenue tax
Assessment Southern Adjustment Bureau stock
23 Total disbursments
319319 79
7228 47
155710 30
3490 00
27 20
60000 00
26984 43
3396 94
2176 02
11843 62
1902 85
1364 74
12231 54
100 00
605775 90ComptrollerGenebals Repobt 75
Ledger Assets
27 Bonds at book value 993955 16
28 Stocks at book value 963 149 52
29 Cash in office 300 00
30 Deposits at interest per schedule N 42461 07
32 Agents balances net 109 961 48
34 Total ledger assets as per balance No 24 2109827 23
NonLedger Assets
35 Interest due and accrued 11117 00
38 Total assets 2120944 23
Deduct Assets Not Admitted
41 Other items Book value of ledger assets
over market value
Bonds 95185 16
Stocks 84051 52
42 Total not admitted assets 179 236 68
43 Total admitted assets 1941707 55
Liabilities
44 Net amount of unpaid losses and claims 100834 49
45 Reserves or unearned premiums on risks outstanding 505421 30
48 Taxes due or accrued 10 000 00
50 Total amount of liabilities except capital 625255 79
51 Capital actually paid in cash 400000 00
52 Surplus over all liabilities 916451 76
53 Surplus protection to policyholders 1316451 76
54 Total liabilities 1941707 55
Business in Force
Risks Premiums
55 In force Dec 31 1914 487036710 4717249 25
56 Written or renewed during year 334577161 3261172 1976 CompteollekGteneeals Repoet
57 Sum 821613871 7978421 44
58 Deduct ceased to be in force during year 324728015 3301350 89
59 In force Dec 31 1915 496885856 4677070 55
60 Total 496885856 4677070 55
Business in Georgia
61 In force December 31 1914 55149 33
62 Written or renewed during year 31754 53
63 Sum 86903 86
64 Deduct ceased to be in force during year 40864 50
65 In force December 31 1915 46039 36
66 Net losses paid during year 19497 40
67 Net losses incurred during year 24686 40
GERMAN AMERICAN INSURANCE COMPANY OF NEW YORK
1 Liberty Street New York New York
William N Kremer President Edwin M Gragin Secretary
George N Hurt Attorney for Service
Capital Stock
1 Amount of paidup capital 2000000 00
2 Ledger assets Dec 31 191423402404 49
4 Extended at 23402404 49
Income
5 Gross premiums on new business 15361956 90
7 Deduct amounts paid for reinsurance and
return premiums 6324154 93
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Premiums collected on business placed with other cos
9037801 97
1122103 89
4137 72
8236 82ComptbollebGenebals Repoet 77
American Fruit Product Co receivers dividend 1000 00
Profits on participation in N Y Cen B B 6 Conv Deb
Bond Und Synd 225 00
From agents balances previously charged off 4894 lv
13 Total income 10179399 57
Disbursements
14 Net amount paid policyholders for losses 4876580 75
15 Legal and administrative expenses in adjustment of claims 127033 93
16 Commissions and allowance to agents Firstyear 1732619 80
17 Salaries of officers and employees 370246 48
18 Bents and interest 75068 31
19 Advertising printing postage telegrams etc 167895 58
21 Loss on sale and decrease by adjustment of assets 243376 01
22 Other items
Agents balances charged off 3320 39
Special and general agents salaries and expenses 607639 39
Legal expenses 5552 8o
Furniture and fixtures 7756 40
Maps 2246156
Underwriters board 138406 73
Fire department 47921 10
Inspections 67330 92
Bepairs and expenses on real estate 80979 02
Taxes on real estate 37304 11
State taxes on premiums 164779 57
Insurance department licenses and fees 36681 48
Federal corporation tax 19339 79
Municipal and county tax 19252 60
Emergency revenue tax 52963 07
Mercantile agencies reports 8826 21
Premiums on business placed with other companies 8533 90
Office cleaning 2772 78
Premiums on comp policy IfilZ 8
Assessment Southern Adjustment Bureau stock 500 00
Begistration of bonds 4425 00
Stockholders dividends 60000 00
23 Total disbursements 9530640 01
Ledger Assets
25 Book value of real estate 2682385 69
26 Mortgage loans per schedule B 53150 00
27 Bonds at book value 10364025 71
28 Stocks at book value 82020o6 ilComptrollerGeneral s Report
29
30
31
32
33
34
36
37
Cash in office
Deposits at interest per schedule N
Deposits not at interest
Agents balances net
Other items Bill receivable taken for fire risks
Total ledger assets as per balance No 24
NonLedger Assets
26479 56
855328 73
95271 85
1736374 91
36090 88
24051164 05
Interest due and accrued
Other items
Bents due
Recoverable for reinsurance on paid losses
148608 00
4723 52
6242 23
38 Total assets 24210737 80
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Market value of special deposits in excess
of corresponding liabilities
Book value of ledger assets over market
value
Bonds
Stocks
Real estate
30883 25
1925 13
66717 00
742793 71
191406 71
812385 69
42 Total not admitted assets 1846111 49
43 Total admitted assets 22364626 31
Liabilities
44 Net amount of unpaid losses and claims 929025 12
45 Reserves or unearned premiums on risks outstanding 9036192 28
47 Salaries and miscellaneous accounts due or accrued 17117 93
48 Taxes due or accrued 140000 00
49 Other items
Contingent commissions or other charges due or accrued 14461 48
Rents paid in advance 1907 75
Premiums due or to become due on business placed with
other companies 8236 82
50 Total amount of liabilities except capital 10146941 38ComptrollerGenerals Eeport
79
51 Capital actually paid in cash 2000000 00
52 Surplus over all liabilities 10217684 93
53 Surplus protection to polieyholders 12217684 93
54 Total liabilities 22364626 31
Business in Force
Risks Premiums
55 In force Dec 31 1914 2401328224 22677704 44
56 Written or renewed during year 1616062042 15361956 90
57 Sum 4017390266 38089661 34
58 Deduct ceased to be in force during year 1523760318 15254158 85
59 In force December 31 1915 2493629948 22785502 49
Reinsurance deduct 572589222 4936772 10
60 Total 1921040726 17848730 39
Business in Georgia
61 In force Dec 31 1914 248054 09
62 Written or renewed during year 180428 58
63 Sum 428482 67
64 Deduct ceased to be in force during the year 193761 50
65 In force December 31 1915 234721 17
66 Net losses paid during year 123239 59
67 Net losses incurred during year 125412 59
Investments in Georgia
2 Bonds City of Savannah Ga par value 10000 4 due 195980
ComptrollerGenerals Report
GERMANIA FIRE INSURANCE COMPANY OF NEW YORK CITY
62 William Street New York New York
Geo B Edwards President Gustav Secretary
SamuelC Williams Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 8009673 74
4 Extended at 8009673 74
Income
5 Gross premiums on new business 4526212 22
7 Deduct amounts paid for reinsurance and
return premiums 1332891 38
8 Total premiums 3193320 S4
9 Interest and rents 331 164 47
10 Profit on sale or increase by adjustment of assets 70S 63
11 Other sources
Conscience money received 50 00
Federal income tax withheld at source 371 23
Balances collected and previously charged off 107 10
13 Total income 3 595 722 27
Disbursements
14 Net amount paid policyholders for losses 1484845 08
15 Legal and administrative expenses in adjustment of claims 84249 56
16 Commissions and allowances to agents First year and re
newals
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
731944 04
232238 05
31754 45
45915 87
30038 66
522298 49
23 Total disbursements 3163 464 20
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
738663 02
720250 00ComptrollerGenerals Eepoet
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
81
3073763 44
2680196 78
821 95
550909 14
18541 59
588785 89
34 Total ledger assets as per balance No 24 8371931 81
NonLedger Assets
35 Interest due and accrued
37 Other items Reinsurance on losses paid as per schedule E
51350 50
15896 03
38 Total assets 8439178 34
Deduct Assets Not Admitted
39 Agents balances 9378 49
41 Other items
Market value of special deposits in excess
of corresponding liabilities 37814 54
Book value of ledger assets over market
value 362333 47
42 Total not admitted assets 409526 50
43 Total admitted assets 8029651 84
Liabilities
44 Net amount of unpaid losses and claims 265927 75
45 Reserves or unearned premiums on risks outstanding 3558971 56
47 Salaries and miscellaneous accounts due or accrued 2410 58
48 Taxes due or accrued 65000 00
49 Other items 27985 79
50 Total amount of liabilities except capital 3920295 68
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 3109356 16
53 Surplus protection to polieyholders
54 Total liabilities
4109356 16
8029651 8482 ComptrollebGenebals Report
Business in Force
Risks Premiums
55 In force December 31 1914 810269377 7674571 94
56 Written or renewed during year 455777450 4526212 22
Excess of original premiums over amount
received for reinsurance 29670 30
57 Sum 1266046827 12230454 46
58 Deduct ceased to be in force during year 414521960 4185071 25
59 In force December 31 1915 851524867 8045383 21
60 Total 752409204 6951509 09
Business in Georgia
61 In force December 31 1914 9571778 158129 53
62 Written or renewed during year 5757946 84314 55
63 Sum 15329724 242444 08
64 Deduct ceased to be in force during year 5638627 88228 96
65 In force December 31 1915 9691097 154215 12
66 Net losses paid during year 52341 04
67 Net losses incurred during year 36296 78
Investments in Georgia
2 Bonds Ga State bonds reg 3 1918 10000 00
THE GIRARD FIRE AND MARINE INSURANCE CO OF PHILA PA
633 Chestnut Street Philadelphia Pa
Henry S Gratz President Edward J Thomason Secretary
Jno A Whitner Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets December 31 1914 2589029 56
4 Extended at 2589029 56ComptrollerGenerals Report
Income
83
8 Total premiums 738258 42
9 Interest and rents 110902 56
10 Profit on sale or increase by adjustment of assets 9748 25
11 Other sources 257 37
13 Total income 859166 60
Disbursements
14 Net amount paid policyholders for losses 374407 31
15 Legal and administrative expenses in adjustment of claims 8694 45
16 Commissions and allowances to agents 190726 01
17 Salaries of officers and employees 10200 00
18 Rents and interest 12485 54
19 Advertising printing postage telegrams etc 9108 46
21 Loss on sale and decrease by adjustment of assets 1386 28
22 Other items
Salaries 68228 37
Maps 4367 79
Underwriters board 9191 28
Taxes 42095 99
Dividends 100000 00
Other expenses 37535 28
23 Total disbursements 868426 76
Ledger Assets
25 Book value of real estate 211497 32
26 Mortgage loans per schedule B 235900 00
Loans secured by pledge of bonds or collateral 32000 00
27 Bonds at book value 1766790 43
28 Stocks at book value 119755 17
29 Cash in office 696 65
30 Deposits at interest per schedule N 86518 82
32 Agents balances net 121866 48
33 Other items
Bills receivable 3932 03
Phila und deposit 100 00
Perpetual policy on ins on companys real estate 712 50
34 Total ledger assets as per balance No 24 2579769 4084 ComptrollerGenerals Eeport
NonLedger Assets
35 Interest due and accrued 26686 69
36 Market value of assets over book Value 55752 68
37 Other items 5127 34
38 Total assets 2667336 11
Deduct Assets Not Admitted
39 Agents balances 1394 30
41 Other items Book value of ledger assets
over market value 175953 10
42 Total not admitted assets 177347 41
43 Total admitted assets 2489988 71
Liabilities
44 Net amount of unpaid losses and claims 45497 00
45 Reserves or unearned premiums on risks outstanding 1514856 47
49 Other items 350 00
50 Total amount of liabilities except capital 1563853 47
51 Capital actually paid in cash 500000 00
52 Surplus over all liabilities 426135 24
53 Surplus protection to policyholders 926135 24
54 Total liabilities 2489988 71
Business in Force
Eisks Premiums
55 In force Dec 31 1914 264040921 2429413 77
56 Written or renewed during year 127837478 1233991 71
57 Sum 391878399 3663405 48
58 Deduct ceased to be in force during year 125808934 1254175 99
59 In force Dec 31 1915 266069465 2409229 49
60 Deduct amount reinsured 51353874 558640 45
Total 214715591 1850589 04
Perpetual risks not included above 30791090 631309 86ComptbollebGteneeals Kepoet
Business in Georgia
61 In force December 31 1914 2822 178
62 Written or renewed during year 3837390
63 Sum 6659568
64 Deduct ceased to be in force during year 3958365
65 In force December 31 1915 2701203
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds
3 Mortgage loans
Total investments in Georgia
85
56228 88
63900 53
120138 41
67199 73
52938 64
19394 29
15635 29
10200 00
45500 00
55700 00
GLENS FALLS INSURANCE CO OF GLENS FALLS N Y
Corner Glen and Bay Glens Falls New York
B A Little President H N Dickinson Secretary
W A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets Dec 31 1914 5515804 52
4 Extended at 5515804 52
Income
5 Gross premiums on new business and re
newals 3626222 14
7 Deduct amounts paid for reinsurance and
return premiums 1193597 80
8 Total premiums 2 432 624 34
9 Interest and rents 281 491 15
10 Profit on sale or increase by adjustment of assets 33904 65
11 Other sources
Unredeemable and cash adjustments 45 01
N Y Central R R Co subscription rights sold 12 50
13 Total income 2748124 2086
ComptrollerGenerals Eeport
Disbursements
14 Net amount paid policyholders for losses 1252681 97
15 Legal and administrative expenses in adjustment of claims 44846 51
16 Commissions and allowances to agents First year 541333 70
17 Salaries of officers and employees 248959 04
18 Rents and interest 12000 00
19 Advertising printing postage telegrams etc 39642 75
21 Loss on sale and decrease by adjustment of assets 57693 23
22 Other items
Legal expenses 657 77
Furniture and fixtures 3542 54
Maps including corrections 9411 96
Inspections and surveys 10399 21
Underwriters boards and tariff associations 34278 77
Fire department expenses 11126 95
Taxes on real estate 3196 38
Repairs and expenses on real estate 315 95
State taxes on premiums 40643 08
Insurance department licenses and fees 12714 89
Federal corporation tax addl on 1913 2479 50
Local and municipal tax 5381 47
Internal Revenue tax 13587 40
Public statements 219 15
Fire prevention premium on bonds etc 174 05
New office building and expenses 26431 11
Dividends paid stockholders 60000 00
Agents balances charged off 566 15
23 Total disbursements 2432283 53
Ledger Assets
25 Book value of real estate 247419 79
26 Mortgage loans per schedule B 1699300 00
27 Bonds at book value 2289651 60
28 Stocks at book value 329420 00
29 Cash in office 1197 21
30 Deposits at interest per schedule N 654676 74
32 Agents balances net 409979 85
34 Total ledger assets as per balance No 24 5831645 19
NonLedger Assets
35 Interest due and accrued 30857 98
37 Other items
Rental accrued on companys property 239 57ComptrollerGeneeals Eepoet
Cleveland Savings Loan Co
1st National So Glens Falls
International Trust Co Boston
38
39
42
43
Total assets
Deduct Assets Not Admitted
Agents balances 2973 28
Total not admitted assets
Total admitted assets
Liabilities
112 50
22 50
41 98
5862919 72
2973 28
5859946 44
44
45
46
47
48
49
50
51
52
53
54
Net amount of unpaid losses and claims
Eeserves or unearned premiums on risks outstanding
Dividends to policyhorders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Funds held for reinsurance treaties
Reserve for dividend
Reserve for contingencies
Total amount of liabilities except capital
Capital actually paid in cash 500000 00
Surplus over all liabilities 2254210 20
233931 09
2625838 07
30000 00
1000 00
40000 00
4967 08
125000 00
45000 00
3105736 24
Surplus protection to policyholders
Total liabilities
Business in Force
2754210 20
5859946 44
55
56
57
58
59
60
Risks
In force December 31 1914 599931210
Written or renewed during year 380443551
Sum 980374761
Deduct ceased to be in force during year 330416574
In force December 31 1915 649958187
Total 554477564
Premiums
5737471 73
3626222 14
9363693 87
3395081 37
5968612 50
5085197 90ComptbollebGenebals Eeport
GLOBE AND RUTGEES FIRE INSURANCE CO OF NEW YORK CITY
Ill William Street New York New York
E C Jameson President W H Paulison Secretary
Commissioner of Insurance Attorney for Service
Capital Stock
1 Amount of paidup capital 400000 00
2 Ledger assets Dec 31 1914 9410260 39
4 Extended at 9410260 39
Income
5 Gross premiums on new business 1044274 84
6 Gross renewal premiums 8220697 24
7 Deduct amounts paid for reinsurance and
return premiums 3199741 48
8 Total premiums 5020955 76
9 Interest and rents 403830 05
10 Profit on sale or increase by adjustment of assets 22860 21
11 Other sources
Amalgamated Copper Co stock dividend 4524 00
Mercantile National Bank in liquidation 135 00
13 Total income 5452305 02
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents Renewal
17 Salaries of officers and employees
18 Bents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Borrowed money repaid
Taxes of all kinds ins dept fees underwriters boards
etc Federal corporation tax emergency revenue stamp
tax
2991378 93
52399 20
811867 22
174784 86
51509 20
35369 15
160000 00
10787 18
10000 00
204676 62
23 Total disbursements 4502772 36ComptrollerGeneral s Eeport
89
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
72945 00
76700 00
3589723 91
4671777 61
4265 75
324321 35
315332 18
1304727 25
34 Total ledger assets as per balance No 24 10359793 05
NonLedger Assets
35 Interest due and accrued
38 Total assets
53391 06
Deduct Assets Not Admitted
34835 46
200003 52
42 Total not admitted assets 234838 98
39 Agents balances
41 Other items Book value of ledger assets
over market value
43 Total admitted assets 10178345 13
Liabilities
44 Net amount of unpaid losses and claims 672977 00
45 Reserves or unearned premiums on risks outstanding 3532023 67
47 Salaries and miscellaneous accounts due or accrued 5000 00
48 Taxes due or accrued 45000 00
49 Other items
Commissions due or accrued 73659 57
Due and to become due on borrowed money 680000 00
50 Total amount of liabilities except capital 5008660 24
51 Capital actually paid in cash 400000 00
52 Surplus over all liabilities 4769684 89
53 Surplus protection to policyholders 5169684
54 Total liabilities 10178345 1390
55
56
57
58
59
61
62
63
64
65
67
2
ComptrollebGenebal s Repoet
Business in Force
Bisks Premiums
In force December 31 1914 669834162 771778105
Written or renewed during year 795437517 8287450 39
Sum 1465271679 16005231 44
Deduct ceased to be in force during year 844860129 9117908 41
In force December 31 1915 620411550 6887323 03
Business in Georgia
In force December 31 1914 2738143 50105 23
Written or renewed during year 5857934 77072 49
Sum 8596077 127177 72
Deduct ceased to be in force during year 4621252 70065 33
In force December 31 1915 3974825 57112 39
Net losses paid during year 26554 67
Net losses incurred during year 25729 48
Investments in Georgia
Bonds Dawson Ga water works 5 1922 10000 00
HAMBURGBREMEN FIRE INSURANCE CO OF NEW YORK CITY
123 William Street New York N Y
F A Poppenhusen President Fritz Meyer Managing Director
Philip B Travis Attorney for Service
Capital Stock
1 Amount of V S deposit 200000 00
2 Ledger assets December 31 1914 1830865 42
4 Extended at 1830865 42
Income
5 Gross premiums on new business 2001745 90
7 Deduct amounts paid for reinsurance ami
return premiums 867816 70
8 Total premiums 1133 929 20ComptrollerGenerals Eepoet
91
9 Interest and rents 69152 42
11 Other sources
Received from home office 50862 58
Borrowed money 150000 00
Gross profit on bonds per schedule D 156 25
13 Total income 1404100 45
Disbursements
14 Net amount paid policyholders for losses 723954 20
15 Legal and administrative expenses in adjustment of claims 21541 28
16 Commissions and allowances to agents First year and
renewal 209073 94
17 Salaries of officers and employees 169571 63
18 Rents and interest 13078 73
19 Advertising printing postage telegrams etc 29938 19
21 Loss on sale and decrease by adjustment of assets 206 25
22 Other items
Borrowed money repaid 150000 00
Furniture and fixtures 1159 32
Maps etc 4613 76
Underwriters boards etc 19519 18
Fire departments fire patrol etc 11502 98
Inspections and surveys 10231 57
State tax on premiums 31636 34
Insurance department licenses and fees 8127 90
All other licenses etc 16374 37
Remittances to home office 2589 56
Sundry expenses viz com 1 agency etc 4074 23
Agents balances charged off 2115 00
23 Total disbursements 1429308 43
Ledger Assets
27 Bonds at book value 1515354 92
29 Cash in office 500 00
30 Deposits at interest per schedule X 34089 37
32 Agents balances net 246536 32
33 Other items Agents balances representing business
written prior to October 1 1915 9176 83
34 Total ledger assets as per balance No 24 1805657 44
NonLedger Assets
35 Interest due and accrued 22416 87
36 Market value of assets over book value 24380 0892
ComptrollerGenerals Eeport
37 Other items Recoverable for premiums on paid losses
Schedule E
66 02
38 Total assets 1852520 41
Deduct Assets Not Admitted
41 Other items Agents balances representing business writ
ten prior to October 1 1915
9176 83
43 Total admitted assets 1843343 58
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Contingent commissions accrued
50 Total amount of liabilities except capital
51 U S deposit capital 200000 00
52 Surplus over all liabilities 400573 60
109114 00
1094905 98
10000 00
27500 00
1250 00
1242769 98
53 Surplus protection to policyholders
54 Total liabilities
600573 60
1843343 58
Business in Force
Risks Premiums
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 287958458 3192077 31
2 Written or renewed during the year per
income No 5 176260673 2001745 90
3 Excess of original premiums over amount
received for reinsurance 10977 21
4 Total 464219131 5204800 42
5 Deduct those expired and marked off as
terminated 180271746 2096814 62
6 In force at the end of the year 283947385 3107985 80
7 Deduct amount reinsured schedule re
quired 77535428 895818 38
8 Net amount in force 206411957 2212167 42ComptrollerGenerals Keport
Business in Georgia
61 In force December 31 1914 4260060 00
62 Written or renewed during year 2925609 00
63 Sum 7185669 00
64 Deduct ceased to be in force during year 3971466 00
65 In force December 31 1915 3214203 00
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds Atlanta City Ga 4 sewer bonds 1939
93
66500 13
43549 03
110049 16
63994 45
47054 71
22232 17
18022 17
10000 00
THE HANOVER FIRE INSURANCE COMPANY OF NEW YORK CITY
3436 Pine Street New York N Y
R Emory Warfield President E S Jarvis Secretary
F A McCarroll Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 4553067 67
4 Extended at 4553067 67
Income
5 Gross premiums on new business 3492353 16
7 Deduct amounts paid for reinsurance and
return premiums 1227374 22
8 Total premiums 2264978 94
9 Interest and rents 196521 90
10 Profit on sale or increase by adjustment of assets 11775 50
11 Other sources
Agency balances previously charged to profit and loss 119 28
Borrowed money 80000 00
13 Total income 2553395 6294
ComptrollerGenerals Eeport
Disbursements
14 Net amount paid polieyholders for losses 1220621 07
15 Legal and administrative expenses in adjustment of claims 102112 68
16 Commissions and allowances to agents First year 48557 29
17 Salaries of officers and employees 192091 61
18 Rents and interest 22406 24
19 Advertising printing postage telegrams etc 51897 37
20 Paid stockholders for dividends 100000 00
21 Loss on sale and decrease by adjustment of assets 28759 13
22 Other items
Agency balances to profit and loss 3028 02
Taxes 104402 22
Borrowed money 80000 00
Miscellaneous 157946 03
23 Total disbursements 2548843 05
Ledger Assets
25 Book value of real estate 907956 06
27 Bonds at book value 1737375 90
28 Stocks at book value 1310395 00
29 Cash in office 4483 02
30 Deposits at interest per schedule N 189296 89
31 Deposits not at interest 18924 10
32 Agents balances net 389189 27
34 Total ledger assets as per balance No 24 4557620 24
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items Unpaid reinsurance on paid losses
28478 27
71343 9
11346 65
38 Total assets 4668789 10
Deduct Assets Not Admitted
39 Agents balances 1789 82
41 Other items
Book value ledger assets over market 121107 90
Market value special deposits over liabilities 3434 10
42 Total not admitted assets 126331 82
43 Total admitted assets 4542457 88COMPTROLLERGrENERALs REPORT
95
Liabilities
44 Net amount of unpaid losses and claims 206374 83
45 Reserves or unearned premiums on risks outstanding 2481088 57
47 Salaries and miscellaneous accounts due or accrued 5129 36
48 Taxes due or accrued 45000 00
49 Other items Rents paid in advance 2583 83
50 Total amount of liabilities except capital 2740176 62
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 802280 66
53 Surplus protection to polieyholders 1802280 66
54 Total liabilities 4542357 28
Business in Force
Risks
Premiums
In force on the 31st day of December as
per line 5 under this heading in last
years statement
Written or renewed during the year per
Income No 5
Excess of original premiums over amount
received for reinsurance
604622327 6109952 86
342514666 3492353 16
5332 91
Totals 947136993 9607638 93
Deduct those expired and marked off as
terminated 336375008 3535987 66
In force at the end of the year 610761985 6071651 27
Deduct amount reinsured schedule re
quired 115817959 1158310 27
S Net amount in force 494944026 4913341 00
Business in Georgia
61 In force December 31 1914 1182360 00
62 Written or renewed during year 2202189 00
63 Sum 3384549 00
64 Deduct ceased to be in force during the year 2041041 00
65 In force December 31 1915 1343508 0096 ComptkollekGenekals Eepoet
66 Net losses paid during year
67 Net losses incurred during year
investments in Georgia
2 Bonds
27665 31
16697 70
10000 00
HARTFORD FIRE INSURANCE COMPANY OF HARTFORD CONN
125 Trumbull Street Hartford Conn
R M Bissell President Fred Samson Secretary
W R Prescott Attorney for Service
Capital Stock
1 Amount of paidup capital 2000000 00
2 Ledger assets December 31 1914 27898042 91
4 Extended at 27898042 91
Income
5 Gross premiums on new business 27109213 72
7 Deduct amounts paid for reinsurance and
return premiums 7729586 11
8 Total premiums 19379627 61
9 Interest and rents 1014765 21
10 Profit on sale or increase by adjustment of assets 85053 43
11 Other sources
Conscience money 160 00
Agents balances previously charged off 229 25
13 Total income 20479835 50
Disbursements
14 Net amount paid policyholders for losses 10381928 39
15 Legal and administrative expenses in adjustment of claims 284120 70
16 Commissions and allowances to agents 4116SOS 54
17 Salaries of officers and employees 1657479 66
18 Rents and interest 93652 24
19 Advertising printing postage telegrams etc 1268344 7s
20 Paid policyholders for dividends 800000 00ComptrollerGenerals Report
21 Loss on sale and decrease by adjustment of assets
22 Other items
Decrease in liabilities during the year on account of rein
surance treaties
Agents balances charged off
State taxes on premiums
Insurance department licenses and fees
97
40247 71
15727 77
19783 30
304601 88
66926 75
23 Total disbursements 19049711 72
Ledger Assets
25 Book value of real estate 715577 93
26 Mortgage loans per schedule B 465500 00
27 Bonds at book value 19660566 86
28 Stocks at book value 3242055 51
29 Cash in office 764 39
30 Deposits at interest per schedule N 39234 30
31 Deposits not at interest 1651930 18
32 Agents balances net 3501366 70
33 Other items
Bills receivable taken for fire risks 16170 82
Loans secured by pledge of bonds stocks etc 35000 00
34 Total ledger assets as per balance No 24 29328166 69
NonLedger Assets
35 Interest and rents due and accrued 272591 49
36 llarket value of assets over book value 5422 07
37 Other items Reinsurance due on losses paid 33500 24
38 Total assets 29639680 49
Deduct Assets Not Admitted
39 Agents balances
41 Other items Bonds and stocks
69444 80
1292408 27
Total not admitted assets 1361853 07
43 Total admitted assets 28277827 42
Liabilities
44 Net amount of unpaid losses and claims 1551493 02
45 Reserves or unearned premiums on risks outstanding 16350361 50
47 Salaries and miscellaneous accounts due or accrued 25000 0098 CompteollebGtenebals Eepobt
48 Taxes due or accrued 250000 00
49 Other items
Contingent commissions or other charges 30000 00
Funds held under reinsurance treaties 20000 00
Special reserve 700000 00
50 Total amount of liabilities except capital 18926854 52
51 Capital actually paid in cash 2000000 00
52 Surplus over all liabilities 7350972 90
53 Surplus protection to polieyholders 9350972 90
54 Total liabilities 28277827 42
Business in Force
Premiums
55 In force December 31 1914 32902196 34
56 Written or renewed during year 27752488 65
57 Sum 60654684 99
58 Deduct ceased to be in force during year 24512090 36
59 In force December 31 1915 36042588 63
Business in Georgia
66 Net losses paid during year 309619 68
67 Net losses incurred during year 307881 63
THE HOME INSURANCE COMPANY OF NEW YORK CITY
56 Cedar Street New York X Y
Elbridge G Snow President Charles L Tyner Secretary
Chas V Phillips Attorney for Service
Capital Stock
1 Amount of paidup capita 6000000 00
2 Ledger assets December 31 1914 37084509 89
4 Extended at 37084569 89ComptrollerGenerals Eeport
Income
5 Gross premiums on new business and re
newals 26974379 84
7 Deduct amounts paid for reinsurance and
return premiums 8729250 37
99
8 Total premiums 18245129 47
9 Interest and rents 1581214 14
10 Profit on sale or increase by adjustment of assets 60357 90
11 Other sources
Profit and loss items 2512 77
From agents balances previously charged off 100 00
13 Total income 19889314 28
Disbursements
14 Net amount paid policyholders for losses 9708418 48
15 Legal and administrative expenses in adjustment of claims 253821 66
16 Commissions and allowances to agents First year and re
newal 4499276 34
17 Salaries of officers and employees 572741 47
18 Rents and interest 145718 47
19 Advertising printing postage telegrams etc 813852 11
20 Paid stockholders for dividends 1200000 00
21 Loss on sale and decrease by adjustment of assets 44122 01
22 Other items
State Federal and war taxes and licenses and fees 557542 58
Traveling expenses other than item No 7 9154 42
Exchange 21207 63
Lunch for officers and home office employees 49812 01
Employees liability insurance premiums 2501 72
Miscellaneous 81 50
23 Total disbursements 17878250 40
Ledger Assets
26 Mortgage loans per schedule B 5500 00
27 Bonds at book value 18767065 40
28 Stocks at book value 14656129 33
30 Deposits at interest per schedule N 2184262 17
31 Deposits not at interest 6648 64
32 Agents balances net 3345459 34
37 Other items Recoverable for reinsurance on paid losses 203203 47
34 Total ledger assets as per balance No 24 39095633 77100
ComptbollebGeneeals Eepobt
NonLedger Assets
35 Interest due and accrued 269786 00
37 Other items Recoverable for reinsurance on paid losses 203203 47
38 Total assets 39568623 24
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule page 10
Stocks and bonds
177885 69
130568 89
97487 00
1179937 73
42 Total not admitted assets
43 Total admitted assets
1585879 31
37982743 93
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Reserve as a conflagration surplus
Funds held under reinsurance treaties
50 Total amount of liabilities except capital
51 Capital actually paid in cash 6000000 00
52 Surplus over all liabilities 11536177 25
1736205 32
15878826 00
150000 00
250000 00
2000000 00
431535 36
20446566 68
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
Risks
55 In force December 31 1914 3324691433
56 Written or renewed during year 3381280242
17536177 25
37982743 93
57 Sum 6705971675
58 Deduct ceased to be in force during year 2984267306
Premiums
32126984 00
28447349 84
60574333 84
24014359 84
59 In force December 31 1915 3721704369 36559974 0CComptrollerGeneral s Eeport 101
Business in Georgia
61 In force December 31 1914 30906406 00
62 Written or renewed during year 26107269 00
63 Sum 57033675 00
64 Deduct ceased to be in force during year 22205962 00
65 In force December 31 i915 34807713 00
66 Net losses paid during year 230052 49
67 Net losses incurred during year 277858 04
THE INSURANCE COMPANY OF NORTH AMERICA OF PHILA PA
232 Walnut Street Philadelphia Pa
Eugene L Ellison President T Howard Wright Secretary
Dan B Harris Attorney for Service
Capital Stock
1 Amount of paidup capital 4000000 00
2 Ledger assets December 31 1914 18990354 24
4 Extended at 18990354 24
Income
7 Deduct amounts paid for reinsurance and return premiums 4247127 81
8 Total premiums 11525991 96
9 Interest and rents 755542 31
10 Profit on sale or increase by adjustment of assets 25533 47
11 Other sources
Perpetual permits transfer fees and earned deposits 2614 93
Agents balances previously charged off 766 69
13 Total income 12310449 36
Disbursements
14 Net amount paid policyholders for losses 5826646 30
15 Legal and administrative expenses in adjustment of claims 119625 65
102
ComptrollerGenerals Report
IS Commissions and allowances to agents First year and re
newal 2890593 04
17 Salaries of officers and employees 230406 78
18 Rents and interest 53670 75
19 Advertising printing postage telegrams etc 395306 73
21 Loss on sale and decrease by adjustment of assets 10913 09
22 Other items
Taxes licenses etc 327S90 68
Janitor engine room heat and light employees lunches etc 39534 02
Deposit premiums returned 1 7867 86
Paid stockholders for dividends 480000 00
Agents balances charged off 3329 70
23 Total disbursements 10401784 60
Ledger Assets
25 Book value of real estate 305682 20
26 Mortgage loans per schedule B 177724 25
27 Bonds at book value 14357745 74
28 Stocks at book value 2623739 01
29 Cash in office 2295 09
30 Deposits at interest per schedule N 1402397 97
31 Deposits not at interest 25000 00
32 Agents balances net 1719716 98
33 Other items
Bills receivable taken for marine and inland 10896 32
Bills receivable taken for fire risks 181843 20
Amount recoverable for reinsurance on paid losses 91977 74
34 Total ledger assets as per balance No 24 20899019 00
NonLedger Assets
35 Interest due and accrued 194018 93
38 Total assets 21093037
Deduct Assets Not Admitted
39 Agents balances 37705 55
41 Other items
Market value of special deposits in excess
of corresponding liabilities 156431 91
Book value of ledger assets over market 460807 95
Companys proportion of reinsurance bu
reau 433 01ComptrollerGenerals Report 103
42 Total not admitted assets 645378 42
Liabilities
44 Net amount of unpaid losses and claims 2271140 00
45 Reserves or unearned premiums on risks outstanding 7461532 61
49 Other items
Amount reclaimable by assured on perpetual risks 709513 97
Estimated amount hereafter payable for Federal State and
other business 175000 00
Conflagration fund 500000 00
Contingent fund 330472 93
50 Total amount of liabilities except capital 11447659 51
51 Capital actually paid in cash 4000000 00
52 Surplus over all liabilities 5000000 00
53 Surplus protection to policyholders 9000000 00
54 Total liabilities 20447659 51
Business in Force
Risks Premiums
55 In force December 31 1914 1464375138 15572953 80
56 Written or renewed during year 2009800106 15760590 53
57 Sum 3474175244 31333544 33
58 Deduct ceased to be in force during year 2130760941 16848752 02
59 In force December 31 1915 1343414303 14484792 31
Perpetual risks 30209207 21 783128 03
Business in Georgia
61 In force December 31 1914 24149469 00 137382 52
62 Written or renewed during year 36754988 00 397342 92
63 Sum 60904457 00 534725 44
64 Deduct ceased to be in force during year 14960722 00 38046 79
65 In force December 31 1915 45943735 00 496678 65104 ComptrollerGenerals Report
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds
437668 55
447568 24
10000 00
THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA
308310 Walnut Street Philadelphia Pennsylvania
Gustavus Remak President John J P Rodgers Secretary
William H Ehett Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 3996807 28
4 Extended at 3996807 28
Tncome
5 Gross premiums on new business and re
newals 4189568 70
7 Deduct amounts paid for reinsurance and
return premiums 1907181 90
8 Total premiums 2282386 80
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
income tax withheld
Insurance cancelled
Transfers on perpetual policies
From agents balances previously charged off
Borrowed money gross
166952 28
9429 02
195 00
304 11
276 00
4 18
50000 00
13 Total income 2509547 39
Disbursements
14 Net amount paid policyholders for losses 1219528 85
15 Legal and administrative expenses in adjustment of claims 38907 24
16 Commissions and allowances to agents First year and re
newal 572343 20ComptbolleeGenebals Eepobt
105
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters board and tariff associations
Fire dept fire patrol and salvage corps assessments fees
taxes and expenses
Inspection and surveys
Repairs and expenses other than taxes on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
Federal corporation tax 566 53
Federal income tax7 194 97
Internal revenue tax 14027 17
Capital stock tax 2725 17
Coal land tax 21 63
Traveling expenses 3486 70
Fidelity bond 415 75
Safe deposit box 250 00
Registration of stock certificates 25 00
Ice and water 257 58
Redemption of American Fire Ins Co
San Francisco Scrip 451 47
Deposit premiums returned
Interest on borrowed money
Agents balances charged off
Borrowed money repaid gross
L60017 00
9000 00
18893 09
59111 95
9053 70
752 57
255 26
7565 14
21581 95
14929 81
8109 09
16612 24
5068 03
45872 96
13083 23
17513 84
4908 13
12141 99
397 71
4752 01
50000 00
23 Total disbursements 2310398 89
Ledger Assets
25 Book value of real estate 402058 35
25 Mortgage loans per schedule B 53850 00
27 Bonds at book value 1787718 97
28 Stocks at book value 1188542 41
29 Cash in office 15151 20
30 Deposits at interest per schedule N 227182 27106
ComptrollerGeneral s Eeport
32 Agents balances net 519911 33
33 Other items Deposit reclaimable on perpetual policies 1541 25
34 Total ledger assets as per balance No 24 4195955 78
NonLedger Assets
28323 17
35 Interest due and accrued
37 Other items
Rents due and accrued on companys property or lease
Reinsurance due on losses paid
Claim against American Fire Ins Co 14080 80 at 50
as approved by Pa Ins Dept
38 Total assets 4236745 22
121 73
5304 14
7040 40
Deduct Assets Not Admitted
7303 63
192092 11
39 Agents balances
41 Other items
Real estate stocks and bonds
Overdue and accrued interest on bonds
in default
Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule page 10
4970 83
20033 97
42 Total not admitted assets 224400 54
43 Total admitted assets 4012344 68
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
49 Other items
Income tax withheld
Amount reclaimable by the insured on perpetual fire insur
ance policies being 90 and 95 of the premiums or
deposit
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
269
1773
1
Ml 91
680 96
S5 7 in
172 in
195 00
513666 50
35000 on
50 Total amount of liabilities except capita 2585923 98ComptrollerGenerals Report 107
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 426420 70
53 Surplus protection to policy holders 1426420 70
54 Total liabilities 4012344 68
Business in Force
Risks Premiums
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 377294484 4356382 76
2 Written or renewed during the year per
income No 5 329904092 4047465 03
4 Total 707198576 8403847 79
5 Deduct those expired and marked off as
terminated 296611074 3751428 91
6 In force at the end of the year 410587502 4652418 88
7 Deduct amount reinsured Schedule re
quired 107869853 124830 57
8 Net amount in force 302717649 3404110 31
9 Perpetual risks not included above 23139205 Deposit
premiums on same 564226 55
Business in Georgia
62 Written or renewed during the year 38 i4g 53
66 Net losses paid during the year 24 205 60
67 Net losses incurred during the year 25 158 57
Investments in Georgia
2 Bonds 9i00 00108
ComptrollerGenerals Report
THE LIVERPOOL AND LONDON AND GLOBE INSURANCE CO LTD
OF ENGLAND NEW YORK CITY
80 William Street New York New York
Henry M Eaton U S Manager George W Hoyt Dept Manager
B P Walker Jr Attorney for Service
Capital Stock
2 Ledger assets Dec 31 191415114393 90
4 Extended at 15114393 90
Income
5 Gross premiums on new business and re
newal premiums 16137342 81
7 Deduct amounts paid for reinsurance and
return premiums 7179779 90
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Received from home office
Premiums on life policies in force
8957562 91
547410 61
13349 20
310623 72
159 54
13 Total income 9831614 24
Disbursements
14 Net amount paid policyholders for losses 5237375 15
15 Legal and administrative expenses in adjustment of claims 106213 79
16 Commissions and allowances to agents 1792500 41
17 Salaries of officers and employees 537597 28
18 Rents and interest 64232 62
19 Advertising printing postage telegrams etc 127357 31
21 Loss on sale and decrease by adjustment of assets 7142 35
22 Other items
Expenses of special agents 106978 63
Law 1960 24
Furniture and fixtures 3155 55
Maps 10862 95
Office expenses 36730 76
Underwriters board etc 115218 01
Fire dept etc 28153 78
Survey 47028 51ComptrollerGenerals Eeport 109
Repairs etc rent est 66 641 24
Life expenses 280 48
Taxes rent est 26894 45
Deposit premiums returned 6 358 40
Taxes etc 291878 58
Remitted home office 1 no 747 69
Agents balances charged off 224 28
Allowances to agencies for agency expenses 279 51
23 Total disbursements 9 725 811 97
Ledger Assets
25 Book value of real estate 1601982 56
26 Mortgage loans per schedule B 2776464 00
27 Bonds at book value 5345658 18
28 Stocks at book value 1346938 05
29 Cash in office 2384 44
30 Deposits at interest per schedule N 169143 66
31 Deposits not at interest 1488460 22
32 Agents balances net 2462586 89
33 Other items Bills receivable 21578 17
34 Total ledger assets as per balance No 24 15220196 17
NonLedger Assets
35 Interest and rents due and accrued 106590 87
36 Market value of assets over book value 62746 11
38 Total assets 15389533 15
Deduct Assets Not Admitted
39 Agents balances 96224 54
40 Bills receivable 1928 44
41 Other items Book value of ledger assets
over market value 476996 23
42 Total not admitted assets 575149 21
43 Total admitted assets 14814383 94
Liabilities
44 Net amount of unpaid losses and claims 1076278 24
45 Reserves or unearned premiums on risks outstanding 8626001 25
47 Salaries and miscellaneous accounts due or accrued 6890 89110
ComptrollerGenerals Beport
48 Taxes due or accrued
49 Other items
Contingent commissions etc due or accrued
Reserve for unknown liabilities
188952 11
54374 26
20000 00
50 Total amount of liabilities except capital 9972496 75
53 Surplus protection to policyholders 4841887 19
54 Total liabilities 14814383 94
Business in Force
Risks Premiums
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 2172492453 21173117 m
2 Written or renewed during the year per
income No 5 1548613595 14760142 M
4 Total 3721106048 35933260 05
5 Deduct those expired and marked off as
terminated 1446667453 14214998 30
6 In force at the end of the year 2274438595 21718262 35
7 Deduct amount reinsured schedule re
quired 690739038 5965034 54
8 Net amount in force 1583699557 15753227 81
9 Perpetual risks not included above 6808699 Deposit
premiums on same 185028 21
Business in Georgia
61 In force December 31 1914 328990 02
62 Written or renewed during year 320700 91
63 Sum 649690 93
64 Deduct ceased to be in force during the year 308649 7
66 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
311041 86
135011 42
1 It545 40
Investments in Georgia
2 Bonds 10000 00ComptrollerGenerals Eepoet
111
THE LIVERPOOL AND LONDON AND GLOBE INSURANCE CO OF N Y
80 William Street New York New York
Henry M Eaton U S Manager George W Hoyt Dept Manager
B P Walker Jr Attorney for Service
Capital Stock
1 Amount of paidup capital 400000 00
2 Ledger assets Dec 31 1914 1245999 05
3 Increase of paidup eapital during year 200000 00
4 Extended at 1245999 05
Income
5 Gross premiums on new business and re
newal premiums
7 Deduct amounts paid for reinsurance and
return premiums
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
086362 10
724850 34
361511 76
36491 79
2045 08
13 Total income 400048 63
Disbursements
14 Net amount paid policyholders for losses 207100 68
15 Legal and administrative expenses in adjustment of claims 6413 23
16 Commissions and allowances to agents First year and re
newal 57208 93
17 Salaries of officers and employees 14289 40
18 Rents and interest 774 73
19 Advertising printing postage telegrams etc 12075 26
21 Loss on sale and decrease by adjustment of assets 84339
22 Other items
Legal expenses 483 64
Furniture and fixtures 115 51
Underwriters boards 5368 52
Fire department etc 500 04
Survey 1775 42
State taxes 10558 li
Insurance department fees 3386 18
Federal corporation tax Oil I 10
Local taxes 5113 12
Revenue tax 3990 73112
ComptrollerGenekals Report
Exchange
Office expenses
Paid stockholders
709 72
1641 68
25000 00
23 Total disbursements 358042 97
Ledger Assets
27 Bonds at book value
28 iStocks at book value
30 Deposits at interest per schedule X
31 Deposits not at interest
32 Agents balances net
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
38 Total assets
529469 18
363965 38
189748 75
28584 29
176237 11
1288004 71
6887 50
Deduct Assets Not Admitted
39 Agents balances
41 Other items Book value of ledger assets
over market value
Bonds
Stock
9010 67
22989 18
47365 38
42 Total not admitted assets
43 Total admitted assets
79365 23
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Contingent charges due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash 400000 00
52 Surplus over all liabilities 383903 76
1215526 98
48661 00
358231 98
7500 00
7230 24
10000 00
431623 22
53 Surplus protection to policyholders 783903 76
54 Total liabilities 1215526 98ComptbolleeGeneeals Eepobt 113
Business in Force
Bisks Premiums
55 In force December 31 1914 107170310 1170743 61
56 Written or renewed during year 101444156 1086362 10
Excess of original over reins and prems 1448 78
57 Sum 208614466 2258554 49
58 Deduct ceased to be in force during year 85465816 922787 77
59 In force December 31 1915 123148650 1335766 72
60 Total 62970157 664887 61
Business in Georgia
61 In force December 31 1914 25868 15
62 Written or renewed during year 32 093 32
63 Sum 57961 47
64 Deduct ceased to be in force during year 29170 11
65 In force December 31 1915 2879136
66 Net losses paid during year 13167 30
67 Net losses incurred during year 10507 03
Investments in Georgia
2 Bonds 10000 00
LONDON ASSURANCE COEPOBATION OF NEW YORK CITY
84 William Street New York City
Charles L Case United States Manager
Butherford Lipscomb Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 4095702 49
4 Extended at 409570a 49
Income
5 Gross premiums on new business and re
newals 5206065 23114
ComptrollerGenerals Keport
7 Deduct amounts paid for reinsurance and
return premiums 2219173 05
8 Total premiums 2986802 18
9 Interest and rents
11 Other sources
Agents balances previously charged off
Borrowed money Bank of X Y Feb 1915 repaid May
1915
Agents balances 285 18
Philippine Island deposit 626 71
152465 62
238 74
25000 00
Received from home office
Income tax collections at the source
Profit on bank exchange
533630 19
221 13
1680 62
911 89
535531 94
13 Total income 3701040 37
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Comnrtssions and allowances to agents First year and re
newal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Lost on sale and decrease by adjustment of assets
22 Other items
Taxes
Underwriters boards fire patrol etc
Remitted to home office
Miscellaneous
Borrowed money repaid
1583359 52
41497 84
596947 02
253030 90
24417 65
44717 IS
2859 18
96540 53
57479 M
riiilllO 29
40330 70
25000 00
23 Total disbursements 3275289 85
Ledger Assets
27 Bonds at book value
28 stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 I hposits not at interest
32 Agents balances not
33733H 38
54171 25
4800 49
488304 97
15189 90
535618 50ComptrollerGenerals Report
115
33 Other items
Bills receivable marine and inland risks
Philippine Island deposit released Dec 30 1915
34 Total ledger assets as per balance No 24
XonLedger Assets
35 Interest due and accrued
37 Other items due from companies for reinsurance losses
and expenses
66 52
50000 00
44736 63
95987 27
38 Total assets 4662176 91
Deduct Assets Not Admitted
39 Agents balances 38838 58
40 Bills receivable 66 52
41 Other items
Special deposits 17063 51
Book value over market value bonds
and stocks 220382 63
42 Total not admitted assets
43 Total admitted assets
276351 24
4385825 67
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Contingent commissions
Income tax collections at the source
50 Total amount of liabilities except capital
53 Surplus protection to policyholders
719994 80
2252294 74
2700 00
85958 24
19952 97
221 10
3081121 85
1304703 82
54 Total liabilities 4385825 67
Business in Force
Risks Premiums
1 In force on the 31st day of December as
per line 6 under this heading last
years statement 495528112 5171247 24116 ComptbollebGenebals Eepobt
2 Written or renewed during the year per
No 6 page 2 299439667 3186021 78
4 Total 794967779 8357269 02
5 Deduct those expired and marked off as
terminated 303026556 3217902 20
6 In force at the end of the year 491942223 5139366 82
7 Deduct amount reinsured schedule re
quired 90002672 1020580 23
8 Net amount in force 401939551 4118786 59
Business in Georgia
61 In force December 31 1914 2784945 40394 38
62 Written or renewed during year 3045415 34133 27
63 Sum 5830360 74527 65
64 Deduct ceased to be in force during year 2983953 28764 86
65 In force December 31 1915 2846407 45762 79
66 Net losses paid during year 23180 05
67 Net losses incurred during year 15721 05
LONDON AND LANCASHIRE FIRE INSURANCE COMPANY LTD
OF NEW YORK CITY
5759 William Street New York New York
Archibald G Mcllwaine Jr Manager
Robert A Hancock Gen Agent Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 5066936 01
4 Extended at 5066936 01
Income
5 Gross premiums on new business and re
newals 4586119 54
7 Deduct amounts paid for reinsurance and
return premiums 1954222 48
8 Total premiums 2631897 06ComptrollerGenerals Report
117
9 Interest and rents 175 755 gg
10 Profit on sale or increase by adjustment of assets bonds 2468 75
11 Other sources
Eemittance from home office 39 297 94
Federal income tax withheld at source 65 00
13 Total income 2849484 41
Disbursements
14 Net amount paid policyholders for losses 1428141 43
15 Legal and administrative expenses in adjustment of claims 55400 90
16 Commissions and allowances to agents 431871 65
17 Salaries of officers and employees 230 224 99
18 Bents and interest 29 575 32
19 Advertising printing postage telegrams etc 54781 53
21 Loss on sale and decrease by adjustment of assets 1263 76
22 Other items
Taxes and expenses on real estate 15550 69
Furniture and fixtures 2999 76
Taxes and fees 101308 40
Collections and exchange 1378 43
Legal expenses 723 98
Maps boards surveys etc 109976 27
Remittance to home office 284127 50
Miscellaneous expenses 12196 17
Agents balances charged off 12774 94
Subscriptions 2352 90
Traveling 52367 50
23 Total disbursements 2827016 12
Ledger Assets
25 Book value of real estate 300000 00
27 Bonds at book value 3017990 33
28 Stocks at book value 4660 00
29 Cash in office 7918 37
30 Deposits at interest per schedule N 676582 26
31 Deposits not at interest 4919 53
32 Agents balances net 591212 27
33 Other items
Funds deposited with United States Trustee 482474 39
Due from other companies 1997 72
Bills receivable 1649 43
34 Total ledger assets as per balance No 24 5089404 30118
CompthollebGenekals Report
NonLedger Assets
35 interest and rents due and accrued 53760 5S
37 Other items Due from other companies for reinsurance on
paid losses 16522 82
38 Total assets 5159687 70
Deduct Assets Not Admitted
39 Agents balances 25804 88
40 Bills receivable 647 63
41 Other items
Book value of bonds and stocks over mar
ket value 208112 83
Overdue and accrued interest on bonds
in default 4375 00
Market value of special deposits in excos
of corresponding liabilities 15472 13
Balances due from other companies 620 31
42 Total not admitted assets
43 Total admitted assets
255032 78
4904654 02
Liabilities
44 Net amount of unpaid losses and claims
41 Reserves or unearned premiums on risks outstanding
7 Salaries and miscellaneous accounts due or accrued
Is Taxes due or accrued
49 Other items
Contingent commissions due and accrued
federal income tax withheld at source
186076 10
27530a6 73
3711 03
56354 24
5510 00
66 tin
51 Total amount of liabilities except capital
53 Surplus protection to policyholders
3004734 49
1899921 43
54 Total liabilities 4904054 02
Business in Georgia
01 hi force December 31 1914
62 Written or renewed during year
89039 09
68522 16
63 Sum
64 Deduct ceased to be in force during year
157561 25
63546 53
65 In force December 31 1015 94014 72ComptrollerGenerals Beport
66 Net losses paid during year
67 Net losses incurred during year
investments in Georgia
2 Bonds
State of Georgia market value
Central of Georgia Railway market value
Total investments in Georgia
119
39019 82
38962 10
10200 00
20200 00
30400 00
THE LUMBER MUTUAL FIRE INSURANCE CO OF BOSTON MASS
141 Milk Street Boston Haw
George W Gale President Harry E Stone Secretary
F Wade Vaughan Attorney for Service
Capital Stock
2 Ledger assets December 31 1914
Income
887011 43
5 Gross premiums on new business 582567 00
7 Deduct amounts paid for return premiums 59634 54
8 Total premiums
9 Interest
10 Profit on sale or increase by adjustment of assets
11 Other sources
From agents balances previously charged off
From Gale Stone agents
522932 46
39491 28
603 17
13 23
24000 00
13 Total income
587040 14
Disbursements
14 Net amount paid policyholders for losses 142870 39
15 Legal and administrative expenses in adjustment of claims 472 67
16 Commissions and allowances to agents
a First year commissions 28091 04
b Allowances to agencies for miscellaneous agency expenses 2905 24
17 Salaries of officers and employees 43921 63
18 Rents 4560 00120
ComptrollerGeneral s Keport
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Postage telegrams telephones and exp
Legal expenses
Furniture and fixtures
Taxes
Inspections and surveys
Subscriptions to publications
Collecting bad bills
Premiums on surety bonds and workingmens compensation
policy
Agents balances charged off
AH other disbursements
23 Total disbursements
2925 74
193737 09
443 38
1132 70
1191 94
526 69
13651 63
6029 90
413 80
7 10
205 24
90 64
2622 15
445798 97
Ledger Assets
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items Cash in officemileage account
34 Total ledger assets as per balance Xo 24
NonLedger Assets
35 Interest due and accrued
37 Other items
Amount due from Gale Stone agents
Cash held for agency expenses
38 Total assets
889527 47
944 00
116040 12
21612 64
128 37
1028252 60
11808 89
14994 42
617 51
1055673 42
Deduct Assets Xot Admitted
41 Other items
Market value of special deposits in excess
of corresponding liabilities 3865 11
Book value of ledger assets over market
value 31207 47
Amount due from Gale and Stone agts 14994 42
42 Total not admitted assets
43 Total admitted assets
50067 00
1005606 42COMPTROLLERGrENERAL s REPORT
Liabilities
44
45
47
48
49
50
52
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Reserve for Federal income tax
Reserve for contingencies guaranty capital
Total amount of liabilities except capital
Surplus over all liabilities
54 Total liabilities
Business in Force
55
56
57
58
59
61
62
63
64
65
66
67
In force December 31 1914
Written or renewed during year
Risks
21220041
26909209
121
5631 25
251436 90
824 65
7892 49
40 00
200000 00
465825 29
539781 13
1005606 42
Premiums
464353 50
582567 00
Sum
Deduct ceased to be in force during year
In force December 31 1915
48129250
24829890
1046920 50
544046 71
23299360 502873 79
Business in Georgia
In force December 31 1914 402024 48 11771 97
Written or renewed during year 483953 74 14147 64
Sum 885978 22 25919 61
Deduct ceased to be in force during year 450543 57 33249 84
In force December 31 1915 435434 65
Net losses paid during year
Net losses incurred during year
Investments in Georgia
Bonds City of Augusta Ga 4 registered bond due
November 1 1942 market value
12669 77
1681 10
1196 28
10200 00122
ComptrollerGenerals Report
LUMBER UNDERWRITERS OF NEW YORK CITY
66 Broadway New York N Y
Eugene F Perry AttorneyinFact
Wm A Wright Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 168189 39
Income
6 Gross renewal premiums 337184 78
7 Deduct amounts paid for reinsurance and
return premiums 213610 20
8 Total premiums 153574 58
11 Other sources
Interest on bonds 350 00
Interest on bank deposits 3259 59
13 Total income 157184 17
Disbursements
14 Net amount paid policyholders for losses 105086 82
15 Legal and administrative expenses in adjustment of claims 3625 01
16 Commissions and allowances to agents 5068 75
17 Salaries of officers and employees 33884 36
18 Rents 1000 00
22 Other items
Fire department fire patrol and salvage corporation fees 314 40
State taxes on premiums 1229 75
Insurance department licenses and fees 735 57
War tax 1736 84
General expense 1196 23
Agents balances charged off 1769 10
23 Total disbursements 155646 83
Ledger Assets
27 Bonds at book value 10000 00
30 Deposits at interest per schedule X 94903 83ComptrollerGenerals Report
123
31
32
34
35
37
Deposits not at interest
Agents balances net
Total ledger assets as per balance Xo 24
NonLedger Assets
Interest due and accrued
Other items
Losses due from reinsuring companies
Commissions
38 Total assets
Deduct Assets Not Admitted
39
41
42
43
44
45
49
50
52
Agents balances 953 53
Other items State of Georgia 3Mi bonds 600 00
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Other items Reinsurance premiums
Total amount of liabilities except capital
Surplus over all liabilities
Business in Force
10105 35
54717 55
169726 73
175 00
18033 72
664 69
188000 14
1553 53
187046 61
22435 27
82529 62
6568 97
111533 86
75512 75
54 Total liabilities 187046 61
Risks
55
56
57
58
59
In force December 31 1914 18405316
Written or renewed during year 22774922
Premiums
300379 03
367184 78
Sum 41180238 667563 81
Deduct ceased to be in force during year 23048950 376274 12
In force December 31 1915 18131288 291289 69
Investments in Georgia
Bonds 10000 00124
ComptrollerGenerals Keport
LUMBERMENS MUTUAL INSURANCE COMPANY
OF MANSFIELD OHIO
Lumbermens Heights Mansfield Ohio
E S Nail President W H G Kegg Secretary
F W Vaughan Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 638304 86
Income
5 Gross premiums on new business and re
newals 572645 20
7 Deduct amounts paid for reinsurance and
return premiums 64916 86
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Xormal 1 income tax withheld
From agents balances and premiums previously charged off
507728 34
25219 01
375 00
100 00
100 11
13 Total income 533522 46
Disbursements
14 Xet amount paid policyholders for losses 151168 28
15 Legal and administrative expenses in adjustment of claims 930 62
16 Commissions and allowances to agents First year and
renewal 32012 32
17 Salaries of officers and employees 29710 32
18 Rents and interest 768 80
19 Advertising printing postage telegrams etc 4001 43
2d Paid policyholders for dividends 178504 57
21 Loss on sale and decrease by adjustment of assets 75 00
22 Other items
Legal expenses and furniture and fixtures 1439 22
Taxes and department fees and real estate repairs 11549 09
I nspections and surveys 13350 51
Traveling and directors expense 2501 04
Office supplies and miscellaneous expense 2506 83
23 Total disbursements 428518 03ComptbolleeGenebals Eepobt
Ledger Assets
125
25
28
27
28
29
30
31
32
33
34
35
36
Book value of real estate
Mortgage loans per schedule B
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest per schedule N
Deposits not at interest
Agents balances net
Other items
Cash in branch office
Collateral loans
Total ledger assets as per balance No 24
NonLedger Assets
Interest due and accrued
Market value of assets over book value
23700 00
125621 00
438743 15
59100 00
1038 76
15546 25
14530 26
53982 47
2000 00
9047 40
743309 29
7556 31
12721 75
38 Total assets 763587 35
Deduct Assets Not Admitted
39 Agents balances 680 37
41 Other items Market value of special depos
it in excess of corresponding liabilities 5617 22
42 Total not admitted assets
43 Total admitted assets
44
45
46
47
48
49
50
52
6297 59
757289 76
Liabilities
Net amount of unpaid losses and claims 5785 00
Reserves or unearned premiums on risks outstanding 252284 15
Dividends to policyholders declared but unpaid 3675 24
Salaries and miscellaneous accounts due or accrued 8577 82
Taxes due or accrued 7500 00
Other items Return premiums due and unpaid to policy
holders 869 35
Total amount of liabilities except capital 278691 56
Surplus over all liabilities 478598 20
54 Total liabilities 757289 76126 ComptrollerGenerals Eeport
Business in Force
Risks Premiums
55 In force December 31 1914 21006239 443581 39
56 Written or renewed during year 28860469 572645 20
57 Sum 49866732 1016226 59
58 Deduct ceased to be in force during year 24450926 515862 38
59 In force December 31 1915 25415806 500364 21
MASSACHUSETTS FIRE MARINE INSURANCE COMPANY
OF BOSTON MASS
95 Water Street 65 Kilby Street Boston Mass
Everett C Benton President Walter Adlard Secretary
James L Dickey Jr Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets December 31 1914 1415476 20
4 Extended at 1415476 20
Income
5 Gross premiums on new business 378052 89
6 Gross renewal premiums 871035 82
7 Deduct amounts paid for reinsurance and
return premiums 465684 97
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
783403 74
49987 00
5S12 20
4238 60
13 Total income 843441 54
Disbursements
14 Net amount paid policyholders for losses 4263S1 32
15 Legal and administrative expenses in adjustment of claims 11903 49ComptrollerGenerals Eeport
127
16 Commissions and allowances to agents First year and
renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Postage telegrams telephone and express
Furniture and fixtures
Maps including corrections
Underwriters Boards and Tariff Associations
Fire department fire patrol and salvage corps assess
ments fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
State corporation tax
City taxes and licenses
Emergency revenue tax
State tax for insurance board Kentucky
State tax for Missouri
Insurance
Alfred M Best Co
Underwriters Protective Association
Mercantile agency
Miscellaneous
23 Total disbursements
208051 62
55154 25
4626 72
6532 41
10169 63
3237 93
604 25
2687 43
6663 42
5196 14
1366 08
9197 12
2844 75
991 65
1751 84
5335 57
31 00
5 00
461 57
20 00
250 00
1007 50
650 30
765120 99
Ledger Assets
27 Bonds at boek value 77g 078 70
28 Stocks at book value 428471 01
29 Cash in office i 978 55
30 Deposits at interest per schedule N 131 245 62
32 Agents balances net 156 022 87
34 Total ledger assets as per balance No 24 1493796 7
NonLedger Assets
35 Interest due and accrued
37 Other items Reinsurance recoverable on paid losses
9040 32
696 21
38 Total assets 1503533 28128 ComptbolleeGenebals Kepobt
Deduct Assets Not Admitted
3736 80
14491 71
42 Total not admitted assets i
39 Agents balances
41 Other items Book value of ledger assets
over market value
18232 50
43 Total admitted assets 1485300 72
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash 500000 00
52 Surplus over all liabilities 254054 94
148047 31
569415 72
2044 30
11738 45
731245 78
53 Surplus protection to policyholders 754054 94
54 Total liabilities 1485300 72
Business in Force
Bisks Premiums
55 In force December 31 1914 105223262 119456 06
56 Written or renewed during year 126750684 1249088 71
57 Sum 231973946 2443649 77
58 Deduct ceased to be in force during year 135354192 1329539 50
59 In force December 31 1915 96619754 lUUO 2
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
36442 04
15186 79
63 Sum
64 Deduct ceased to be in force during year
65 In force December 31 1915
51628 83
17455 04
66 Net losses paid during year
67 Net losses incurred during year
34173 79
10022 04
10306 85ComptrollerGenerals Report
129
MERCANTILE MUTUAL FIRE INSURANCE CO OF PROVIDENCE R I
10 Weyhosset Street Providence R I
Alfred U Eddy President p N Branch Asst Secretary
Wm A Wright Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 287136 16
Income
5 Gross premiums on new business 250 853 94
9 Interest and rents 12 749 52
11 Other sources
Refund excise tax 5 198 13
Borrowed money 10000 00
13 Total income 278801 59
Disbursements
14 Net amount paid policyholders for losses 51529 15
17 Salaries of officers and employees 14 702 82
18 Rents and interest 1 932 04
19 Advertising printing postage telegrams etc 1812 04
20 Paid policyholders deposit premiums returned 199640 74
21 Loss on sale and decrease by adjustment of assets 3862 60
22 Other items
Brokerage 25 00
Legal 31 25
Office and miscellaneous 196 84
Travel 1863 28
Inspections 4587 8
Taxes fees etc 4413 80
Borrowed money repaid 10000 00
Auditor 100 00
Furniture and fixtures 250 21
23 Total disbursements 294946 95
Ledger Assets
27 Bonds at book value 84232 50
28 Stocks at book value 154645 00
30 Deposits at interest per schedule N 17911 08130
ComptrolleeGeneeals Eeport
32 Agents balances net
33 Other items Loans schedule C
35 Interest due and accrued
38 Total assets
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Borrowed money
54 Total liabilities
Business in Force
10459 72
3742 50
34 Total ledger assets as per balance No 24 270990 80
Non Ledger Assets
1148 V2
272138 92
Deduct Assets Not Admitted
41 Other items Book value of ledger assets over market
value 13347 50
43 Total admitted assets 258791 42
Liabilities
741 00
143419 37
229 50
3200 00
10000 00
50 Total amount of liabilities except capital 157589 87
53 Surplus protection to policyholders 101201 55
258791 42
Risks Premiums
55 In force December 31 1914 35218972 300345 05
56 Written or renewed during year 31122130 268878 19
57 Sum i
58 Deduct eeased to be in force during year
66341102 569223 24
31895725 277009 39
59 61 62 63 64 65 In force December 31 1915 Business in Georgia In force December 31 1914 Written or renewed during year 34445377 1050781 1145741 292213 85 7871 37 7858 81
Deduct ieascd to be iii force during year 2096522 820351 15730 18 6212 79
1276171 9517 39
ComptrollerGenerals Eeport
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds Appling County Ga court house
131
499 01
596 55
10100 00
MILWAUKEE MECHANICS INSURANCE CO OF MILWAUKEE WIS
16th Floor First National Bank Building Milwaukee Wisconsin
William L Jones President Oscar Griebling Secretary
W H Hill Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 4174 199 66
4 Extended at 4174199 66
Income
5 Gross premiums on new business 2838003 84
7 Deduct amounts paid for reinsurance and
return premiums 903 934 07
8 Total premiums 1934069 77
9 I nterest and rents 183 939 94
10 Profit on sale or increase by adjustment of assets 21100 00
11 Other sources
Increase in liabilities during the year on account of rein
surance treaties n 4gg 77
From agents balances previously charged off 575 34
Borrowed money gross 50000 00
13 Total income 2201154 82
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
17 Salaries of officers and employees
18 Rents and interest
960910 87
37239 93
458725 36
158229 03
14062 88132
ComptrollerGenerals Report
19 Advertising printing postage telegrams etc
20 Paid polieyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Expense of special and general agents
Borrowed money repaid gross
Agents balances charged off
201208 33
120000 00
21879 32
38977 88
50000 00
3128 94
23 Total disbursements 2064362 54
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Deposit Milwaukee Board of Fire Underwriters
Due from Munich Reinsurance Co
34 Total ledger assets as per balance No 24
NonLedger Assets
15300 00
1747209 90
1993147 50
44440 00
6877 08
150425 48
351426 26
100 00
2065 73
4310991 94
35 Interest due and accrued
37 Other items Recoverable for reinsurance on paid losses
per schedule E
38 Total assets
44459 19
16 58
4355467 71
Deduct Assets Not Admitted
39 41 42 43 44 45 Other items Market value of special deposits in excess of corresponding liabilities per special schedule page 10 5248 83 6133 30 11382 13

4344085 58 157021 46 2255799 87
Liabilities
Reserves or unearned premiums on risks outstanding
ComptrollerGenerals Keport
133
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Contingent commissions or other charges due or accrued
Funds held under reinsurance treaties
Reserve for dividends
50 Total amount of liabilities except capital
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 781 566 30
5000 00
75000 00
20000 00
19697 95
30000 00
2562519 28
53 Surplus protection to policyholders
54 Total liabilities
1781566 30
4344085 58
Business in Force
Risks
55 In force December 31 1914 508527411
56 Written or renewed during year 272027242
Premiums
5210660 36
2840880 23
57 Sum 780554653 8061540 59
58 Deduct ceased to be in force during year 333802080 3609279 05
59 In force December 31 1915 446752573
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
2980246
2143035
4442261 54
50928 72
34686 65
63 Sum
64 Deduct ceased to be in force during year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
5123281
1694425
85615 37
30116 74
3428856
55498 63
21285 14
17635 56
Investments in Georgia
2 Bonds
9600 00134
ComptrollerGenerals Eeport
NATIONAL BEN FRANKLIN FIRE INSURANCE COMPANY
OF PITTSBURGH PENNSYLVANIA
120122 West Ohio Street Pittsburgh Pennsylvania
Samuel McKnight President H M Schmitt Secretary
Langdon C Quin Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 3313514 09
4 Extended at 3313514 09
Income
5 Gross premiums on new business 2503815 50
7 Deduct amounts paid for reinsurance and
return premiums 892371 27
8 Total premiums 1611444 23
9 Interest and rents 171610 39
10 Profit on sale or increase by adjustment of assets 50 00
11 Other sources Agents balances charged off 681 44
13 Total income 1783786 00
Disbursements
14 Net amount paid policyholders for losses 868590 46
15 Legal and administrative expenses in adjustment of claims 26812 22
16 Commissions and allowances to agents First year 448280 36
17 Salaries of officers and employees 69058 18
18 Eents and interest 6000 00
20 Paid to stockholders for dividends 80000 00
22 Other items
Salaries and expenses of special agents 39369 09
Allowance to agencies for miscellaneous expenses 47156 72
Printing and advertising 5438 87
Postage telegrams phones and express 3568 51
Legal expenses 1456 83
Furniture and fixtures 382 51
Maps and corrections 795 20
Board expenses and tariff associations 10090 84
Fire department fire patrol and salvage corps 17676 70
Inspections and surveys 7208 99
Eeal estate expenses 1337 49ComptrollerGenerals Report 135
Real estate taxes 2 476 97
otate taxes ne raq 04
Insurance department licenses and fees 9l28 51
All other licenses fees and taxes 17 750 30
Miscellaneous home office expenses 1 384 go
Loss from agents balances charged off 371 09
23 Total disbursements i689993 38
Ledger Assets
25 Book value of real estate 135 517 37
26 Mortgage loans per schedule B 2 233 285 78
27 Bonds at book value 345 ggg 07
28 Stocks at book value 7 350 go
29 Cash in office 3539 31
30 Deposits at interest per schedule N 353 259 60
31 Deposits not at interest g 325 97
32 Agents balances net 265 432 67
33 Other items
Deposit with Philadelphia Underwriters 20O 00
Collateral loans 24 500 00
34 Total ledger assets as per balance No 24 3407 306 77
NonLedger Assets
35 Interest due and accrued 43 622 55
36 Market value of assets over book value 12 282 63
37 Other items Market value of stocks over book value 1325 00
38 Total assets 3464536 95
Deduct Assets Not Admitted
39 Agents balances 5080 30
41 Other items
Book value of bonds over market value 4688 74
Market value over liabilities of special
deposits in Canada and Georgia 78862 41
42 Total not admitted assets 88 631 45
43 Total admitted assets 3375905 50
Liabilities
44 Net amount of unpaid losses and claims 170943 81
45 Reserves or unearned premiums on risks outstanding 1742607 78
46 Dividends to stockholders declared but unpaid 335 00
136 ComptrollerGenerals Report
47 Salariesand miscellaneous accounts due or accrued 139 15
48 Taxes due or accrued 20500 00
49 Other items Commissions due and accrued 507 72
50 Total amount of liabilities except capital 1935033 46
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 440872 04
53 Surplus protection to policyholders 1440872 04
54 Total liabilities 3375905 50
Business in Force
Eisks Premiums
55 In force December 31 1914 430620706 4260013 58
56 Written or renewed during year 233036319 2511059 04
57 Sum 663657025 6771072 62
58 Deduct ceased to be in force during year 305569977 3288809 16
59 In force December 31 1915 358087048 3482263 46
Business in Georgia
61 In force December 31 1914 934894 14477 29
62 Written or renewed during year 1770361 26199 90
63 Sum 2705255 40677 19
64 Deduct ceased to be in force during year 1452524 20978 20
65 Tn force December 31 1915 1252731 19698 99
66 Net losses paid during year 10287 03
67 Net losses incurred daring year 8670 46
Investments in Georgia
2 Bonds market value 10200 par 10000 00ComptbollerGenebals Kepobt 137
NATIONAL FIEE INSUEANCE CO OF PEOVIDENCE EHODE ISLAND
17 Custom House Street Providence Ehode Island
Starkweather and Shepley Inc U S Managers
Insurance Commissioner Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 716509 93
4 Extended at 71650993
Income
5 Gross premiums on new business and re
newals 793361 25
7 Deduct amounts paid for reinsurance and
return premiums 520998 18
8 Total premiums 272363 07
9 Interest on bonds less 200 22 340 00
11 Other sources
Interest on deposits in trust companies 2 976 84
From Phoenix Fire Ins Co interest under reins treaty 121 11
From Phenix Fire Ins Co advanced them in 1912 re
turned in settlement of account during 1915 4 000 00
13 Total income 301801 02
Disbursements
14 Net amount paid policyholders for losses 158 791 86
15 Legal and administrative expenses in adjustment of claims 3612 68
16 Commissions and allowances to agents First year and re
Bewal 85880 95
17 Salaries of officers and employees 118 12
19 Advertising printing postage telegrams etc and legal
expenses 330 60
22 Other items
Taxes 11560 25
Underwriters boards and tariff associations 2 981 6
Inspection and surveys 682 79
Surety bonds 159 47
Auditing books 112 50
Commission on bonds 12 50
Paid for interest on deposits to Phenix Fire Ins Co and
Abeillel Fire Ins Co under reinsurance treaty 167 86
23 Total disbursements 264420 22138
COMPTEOLLEEGrENEBAL s EePOBT
Ledger Assets
27 Bonds at book value
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items Cash deposited with Phila Und Assn
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued on bonds
37 Other items Reinsurance due as per schedule E
604600 00
67107 02
82023 71
100 00
753890 73
7898 33
422 92
38 Gross assets 762211 98
Deduct Assets Not Admitted
41 Other items
Market value of special deposits in excess
of corresponding liabilities per spec de
posit schedule 10501 60
Book value of ledger assets over mark val 3763 50
42 Total not admitted assets
43 Total admitted assets
14265 10
747946 88
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
48 Taxes due or accrued
49 Other items Commissions
50 Total amount of liabilities except capital
53 Surplus protection to policyholders
30125 92
221Sir iii
5000 00
25679 79
286621 31
461321 17
54 Total liabilities 747946 88
Business in Force
1 In force on the 31st day of December as
per line 6 under this heading in last
year s statement
Risks
Premiums
97424517 890579 05ComptrollerGenerals Eepoet 139
2 Written or renewed during the year per
income No 5 86964412 79336125
4 Total 184338929 1683940 30
5 Deduct those expired and marked off as
terminated 80851677 720842 92
6 In force at the end of the year 103537252 963097 38
7 Deduct amount reinsured schedule re
quired 56207723 529232 35
8 Net amount in force 47329529 433865 03
Business in Georgia
61 In force December 31 1914 9 194 39
62 Written or renewed during year 22 138 43
63 Sum 31332 73
64 Deduct ceased to be in force during the year 18 836 58
65 In force December 31 1915 12 496 15
66 Net losses paid during year 10 367 10
67 Net losses incurred during year 12 787 00
Investments in Georgia
2 Bonds City of Atlanta redemption bonds 4 due 1920 9900 00
NATIONAL FIEE INSURANCE COMPANY OF HARTFORD CONN
95 Pearl Street Hartford Connecticut
H A Smith President G H Tryon Secretary
H T Powell Attorney for Service
Capital Stock
1 Amount of paidup capital 2000000 00
2 Ledger assets Dec 31 1914 16086336 40
4 Extended at 16086336 40140
ComptrollerGenerals Report
Income
5 Gross premiums on new business and re
newals 14899733 08
7 Deduct amounts paid for reinsurance and
return premiums 6005269 95
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
8894463 13
639957 50
57477 21
690 42
13 Total income 9592578 26
Disbursements
14 Net amount paid policyholders for losses 5011784 73
16 Commissions and allowances to agents First year 1533943 99
17 Salaries of officers and employees 251749 22
19 Advertising printing postage telegrams etc 168858 76
20 Paid policyholders for dividends 400000 00
21 Loss on sale and decrease by adjustment of assets 167330 07
22 Other items 1760153 77
23 Total disbursements 9293820 54
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bill receivable taken for agents balances
Bills receivable taken for fire risks
Cash in Chicago office 128 09 New Orleans
582444 73
1692325 00
9815264 40
974135 09
2217 52
1452504 93
51843 05
1543428 96
267 96
270525 51
136 97
34 Total ledger assets as per balance No 24 16385094 12
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
209074 90
15555 27CompteolleeGenebals Eepoet
14j
Other items Due from other insurance companies reinsur
ance on fire losses paid see column 1 schedule E page
10
41106 76
38 Total assets 16650831 14
39
40
41
42
43
44
45
47
48
49
50
51
52
53
54
55
56
57
58
59
Deduct Assets Not Admitted
Agents balances 26496 04
Bills receivable 19 836 12
Other items 211689 99
Bonds and stocks 166 049 02
Bills receivable taken for agents balances 267 96
Due from other insurance companies 407 63
Total not admitted assets
Total admitted assets
424746 76
16226084 38
Liabilities
Net amount of unpaid losses and claims
Eeserves or unearned permiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Special reserve fund covering all contingent liabilities
Total amount of liabilities except capital
Capital actually paid in cash 2000000 00
Surplus over all liabilities 3496345 12
804567 39
9324661 44
27739 34
225000 00
47771 09
300000 00
10729739 26
Surplus protection to policyholders
Total liabilities
Business in Force
Risks
In force December 31 1914 2136752190
Written or renewed during year 1510269208
16226084 38
Premiums
21324364 83
14776602 30
Sum 3647021398
Deduct ceased to be in force during year 1358683435
In force December 31 1915 2288337963
Amount reinsured 534394061
36100967 13795560 13 38
22305406 4739488 75 24
60 Total amount in force 1753943902 17586342 27142 ComptrollerGenerals Report
Business in Georgia
61 In force December 31 1914 16750774
62 Written or renewed during year 17702717
63 Sum 34453491
64 Deduct ceased to be in force during year 13924029
65 In force December 31 1915 20529462
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds
208302 73
170890 54
379193 27
176500 00
202693 27
60428 18
56749 07
10000 00
NATIONAL UNION FIRE INSURANCE CO OF PITTSBURG PA
H W Oliver Building Smithfield St 6th Ave Pittsburg Pa
E E Cole President Wm G Armstrong Secretary
Carleton Y Smith Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 4335184 22
4 Extended at 4335184 22
Income
5 Gross premiums on new business and re
newals 4471829 02
7 Deduct amounts paid for reinsurance and
return premiums 2350945 11
8 Total premiums 2120883 91
9 Interest and rents 179396 28
10 Profit on sale or increase by adjustment of assets 17662 37
11 Other sources 340176 57
13 Total income 2658119 13ComptrollerGenerals Report
143
Disbursements
14 Net amount paid policyholders for losses 1413990 04
15 Legal and administrative expenses in adjustment of claims 41279 04
16 Commissions and allowances to agents First year and re
newal 342017 42
17 Salaries of officers and employees 260131 38
18 Bents and interest 15940 20
19 Advertising printing postage telegrams etc 39492 84
21 Loss on sale and decrease by adjustment of assets 1525 00
22 Other items 692901 71
23 Total disbursements 2807277 63
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
30654 40
410300 00
2427286 37
405794 77
7210 55
174243 09
12043 87
503467 67
215025 00
4186025 72
46007 12
38 Total assets 4232032 84
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
42 Total not admitted assets
14452 77
29702 27
49121 84
93276 88
43 Total admitted assets 4138755 96
Liabilities
44 Net amount of unpaid losses and claims 161976 08
45 Reserves or unearned premiums on risks outstanding 2327302 98144
ComptbollebGenebals Eepoet
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
7242 30
60000 00
31328 06
50 Total amount of liabilities except capital 2587809 42
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 550946 54
53 Surplus protection to policyholdersi 1550946 54
54 Total liabilities 4138755 96
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
7524438
4707779
63 Sum 12252217
64 Deduct ceased to be in force during year 4456016
65 In force December 31 1915 7776201
66 Net losses paid during year
67 Net losses incurred during year
87804 30
59844 21
147648 51
54560 44
93088 07
31486 70
24710 83
Investments in Georgia
2 Bonds Augusta Ga 4 1944
10000 00
NEW BRUNSWICK FIRE INSURANCE COMPANY OF
NEW BRUNSWICK N J
40 Paterson Street New Brunswick N J
Geo A Viehmann President lias D Ross Secretary
L C Quinn Attorney for Service
Capital Stock
1 Amount of paidup capital 400000 00
2 Ledger assets December 31 1914 1216328 55
4 Extended at 1216328 55ComptrollerGenerals Report
Income
5 Gross premiums on new business 1222180 32
7 Deduct amounts paid for reinsurance and
return premiums 463837 97
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
13 Total income
145
758342 35
59962 51
13451 25
831756 11
Disbursements
14 Net amount paid policyholders for losses j
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
367334 33
10736 35
190588 51
87859 50
3000 00
15576 53
46557 55
2200 50
46638 64
23 Total disbursements
770491 91
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items Deposit with Philadelphia Underwriters
132362 00
249801 00
278305 63
347941 30
20642 17
111012 78
137427 87
100 00
34 Total ledger assets as per balance No 24 1277592 75
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items a Schedule E column 1
7034 17
60270 07
1725 03
38 Total assets 1346622 02146
ComptrollerGenerals Eeport
Deduct Assets Not Admitted
2673 45
39 Agents balances
41 Other items
Market value of special deposits in exeess
of corresponding liabilities
One mortgage not considered good No 157
2012 81
247 00
42 Total not admitted assets
4933 26
43 Total admitted assets 1341688 76
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash 400000 00
52 Surplus over all liabilities 202537 43
44950 15
686658 21
42 97
2500 00
5000 00
739151 33
53 Surplus protection to policyholders 602537 43
54 Total liabilities 1341688 76
Business in Force
Risks Premiums
55 In force December 31 1914 102388146 1251214 82
56 Written or renewed during year 106163794 1246674 46
57 Sum 208551940 2497889 28
58 Deduct ceased to be in force during year 79616975 974236 16
59 In force December 31 1915 128934965 1523653 12
60 Total 107363558 125761125ComptbollebGenebals Eepoet
147
NEW HAMPSHIRE FIRE INSURANCE CO OF MANCHESTER N H
156 Hanover Street Manchester N H
Frank W Sargeant President Lewis W Crockett Secretary
W M King Attorney for Service
Capital Stock
1 Amount of paidup capital 1350000 00
2 Ledger assets December 31 1914 56S9290 51
4 Extended at 5689290 51
Income
5 Gross premiums 4133789 45
7 Deduct amounts paid for reinsurance and
return premiums 1324515 20
8 Total premiums 9
9 Interest and rents
11 Other sources
From agents balances previously charged off
Borrowed money gross
Gross profit on sale or maturity of ledger assets
8274 25
265490 45
105 68
165000 00
1202 00
13 Total income 3241072 38
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
17 Salaries of officers and employees
18 Eents and interest
19 Advertising printing postage telegrams etc
20 Paid stockholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Borrowed money repaid gross
Maps furniture and fixtures
State taxes and fees
Taxes on real estate and expenses
Miscellaneous expenses
Agents balances charged off
1517743 74
26115 47
655232 90
245047 38
7955 15
36947 14
135000 00
97609 17
165000 00
11304 74
115049 12
10716 88
68269 75
423 33148
ComptrollerGenerals Eeport
Decrease in liabilities during year on account of reinsur
ance treaties
23616 45
23 Total disbursements 3116031 22
Ledger Assets
25 Book value of real estate 219750 00
26 Mortgage loans per schedule B 39500 00
27 Bonds at book value 3233071 47
28 Stocks at book value 1817986 60
29 Cash in office 349 75
31 Deposits not at interest 91453 82
32 Agents balances 400484 75
33 Other items Bills receivable taken for fire risks 11731 28
34 Total ledger assets as per balance No 24 5814331
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
51773 56
669510 93
38 Total assets 6535616 16
Deduct Assets Not Admitted
39 Agents balances 11013 39
41 Other items
Market value of special deposits in excess
of corresponding liabilities 8773 19
42 Total not admitted assets
43 Total admitted assets
19786 58
6515821 58
Liabilities
44 Net amount of unpaid losses and claims 233013 77
45 Reserves or unearned premiums on risks outstanding 2738147 14
46 Dividends to policyholders declared but unpaid 67500 00
47 Salaries and miscellaneous accounts due or accrued 40223 88
48 Taxes due or accrued 80000 00
50 Total amount of liabilities except capital 3158884 7i
51 Capital actually paid in cash 1350000 00ComptrollerGenerals Eeport 149
52 Surplus over all liabilities 2006944 79
53 Surplus protection to policyholders 3353944 79
54 Total liabilities 6515829 58
Business in Georgia
Premiums
61 In force December 31 1914 82480 75
62 Written or renewed during year 107451 38
63 Sum 189932 13
64 Deduct ceased to be in force during year 93721 64
65 In force December 31 1915 96210 49
66 Net losses paid during year 34874 21
67 Net losses incurred during year 21798 39
Investments in Georgia
2 Bonds 10300 00
NEW JERSEY FIEE INSURANCE CO NEWARK NEW JERSEY
40 Clinton Street Newark N J
George A Viehmann President George E Lyon Secretary
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 2125895 70
4 Extended at 2125895 70
Income
5 Gross premiums on new business and re
newals 1117747 13
7 Deduct amounts paid for reinsurance and
return premiums 1022555 19
8 Total premiums 95191 94150 ComptrollerGenerals Eepoet
9 Interest and rents 96389 39
10 Profit on sale or increase by adjustment of assets 810 21
11 Other sources
Eeal estate tax on 1915 paid in 1916 226 80
Borrowed money 450000 00
13 Total income 642618 34
Disbursements
14 Net amount paid polieyholders for losses 343622 32
15 Legal and administrative expenses in adjustment of claims 12555 69
16 Commissions and allowances to agents First year and
renewal 11084 78
17 Salaries of officers and employees 82069 62
18 Rents and interest 8644 58
19 Advertising printing postage telegrams etc 74088 74
21 Loss on sale and decrease by adjustment of assets 34908 68
22 Other items
Agents balances charged off 4821 87
Expenses of auditing and examinations 2589 04
Investment expenses 600 78
Expenses of reinsurance ProvidenceWashington Insurance
Company of Rhode Island 6354 15
Washington New Jersey National Bank balance charged
off 859 00
Partitions in building 40 Clinton Street 810 21
Borrowed money repaid 450000 00
23 Total disbursements 1033009 46
Ledger Assets
25 Book value of real estate 267561 75
26 Mortgage loans per schedule B 71 8589 60
27 Bonds at book value 234287 11
28 Stocks at book value 188579 36
29 Cash in office 320 43
30 Deposits at interest per schedule N 130972 58
32 Agents balances net 145258 63
33 Other items
Collateral loan 22000 00
Deposit with Philadelphia Fire Underwriters Association 100 00
Due from Eagle Fire Insurance Company of Newark N T 1143 05
Due from organization board 697 10
Due from other companies for reinsurance on losses paid 26044 97
34 Total ledger assets as per balance No 24 1735504 58ComptrollerGenerals Eeport
NonLedger Assets
35 Interest due and accrued3
38 Total assets
Deduct Assets Not Admitted
39 Agents balances 50828 47
41 Other items
Book value of ledger assets over market
value 9033 47
Loan secured by collateral 22000 00
Losses due from American Union Fire In
surance Company 16371 52
151
14007 75
1749512 33
42 Total not admitted assets
43 Total admitted assets
3233 46
1651278 87
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 221086 87
69927 40
329091 95
26172 65
5000 00
430192 00
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
Risks
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 141342935
2 Written or renewed during the year per
income No 5 124653843
1221086 87
1651278 87
Premiums
1560736 86
1085760 65
4 Total 265996778
5 Deduct those expired and marked off as
terminated 133046593
2646497 51
1520235 17
6 In force at the end of the year 132950185 1126262 34152
ComptbollebGenebals Eepoet
7 Deduct amount reinsured schedule re
quired
68576022
503366 08
8 Net amount in force 64374163 622896 26
NEWARK FIRE INSURANCE COMPANY OF NEWARK NEW JERSEY
41 Clinton Street Newark N J
E J Haynes President T L Farquhar Secretary
Clifford L Lochridge Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets December 31 1914 2112877 57
4 Extended at 2112877 57
Income
5 Gross premiums on new business 1939203 89
7 Deduct amounts paid for reinsurance and
return premiums 746291 90
8 Total premiums 1192911 99
9 Interest and rents 82421 08
11 Other sources For payment of losses in abnormal loss
months rather than sell our investments 35000 00
13 Total income 1310333 07
Disbursements
14 Net amount paid policyholders for losses 637922 70
15 Legal and administrative expenses in adjustment of claims 17006 64
16 Commissions and allowances to agents First year 251107 13
17 Salaries of officers and employees 70926 12
18 Rents and interest 6282 75
19 Advertising printing postage telegrams etc 26654 41
20 Paid policyholders for dividends 69741 10
21 Loss on sale and decrease by adjustment of assets 50 00
22 Other items 192123 92
23 Total disbursements 1271814 77ComptrollerGeneral s Report
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Philadelphia Fire Underwriters Association deposit
Automobile Underwriters Association of N Y deposit
153
182079 30
497995 75
771176 75
357388 63
760 92
128514 19
213280 33
100 00
100 00
34 Total ledger assets as per balance No 24 2151395 87
XonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
18766 40
4147 17
8 Total assets 2174309 44
Deduct Assets Not Admitted
39 Agents balances
41 Other items
8489 28
24833 66
42 Total not admitted assets
43 Total admitted assets
33322 94
2140986 50
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Federal income tax withheld
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
500000 00
432012 09
136947 91
1043392 37
8784 25
1289 90
17500 00
1000 00
59 98
1208974 41
53 Surplus protection to policyholders
54 Total liabilities
932012 09
2140986 50154 ComptrollerGenerals Report
Business in Georgia
61 In force December 31 1914 16337 34
62 Written or renewed during year 20606 91
63 Sum 36944 25
64 Deduct ceased to be in force during year 24262 03
65 In force December 31 1915 12682 22
66 Net losses paid during year 5660 54
67 Net losses incurred during year 9955 54
NIAGARA FIRE INSURANCE COMPANY OF NEW YORK CITY
25 Liberty Street New York N Y
Harold Herriek President Chas A Lung Secretary
Floyd Johnson Attorney for Service
Capital Stock
1 Amount of paidup capital
2 Ledger assets December 31 1914
1000000 00
7516230 36
4 Extended at 7516230 36
Income
5 Gross premiums on new business and re
newals 5305217 98
7 Deduct amounts paid for reinsurance and
return premiums 1820436 41
8 Total premiums 3484781 57
9 Interest and rents 328570 55
10 Profit on sale or increase by adjustment of assets 1065 24
11 Other sources
Citizens Fire Insurance Company 1500 00
Agents balances charged off 1034 29
Borrowed money 50000 00
13 Total income 3866951 63ComptrollerGenerals Eeport
Disbursements
14 Net amount paid polieyholders for losses j
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and
renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Dividends paid stockholders
Borrowed money repaid
Other items
155
1937169 74
51569 12
706522 59
356532 00
44171 20
67597 49
1707 69
250000 00
50000 00
256206 36
23 Total disbursements 3 721 476 19
Ledger Assets
26 Mortgage loans per schedule B 551000 00
27 Bonds at book value 2 362 713 94
28 Stocks at book value 3 627 462 94
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items Unlisted assets as per schedule X
4990 61
214191 07
247842 56
653104 70
400 00
34 Total ledger assets as per balance No 24 7661705 82
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items Losses and expenses recoverable
586j62 17
24833 12
40513 23
38 Total assets 7785714 34
Deduct Assets Not Admitted
39 Agents balances
41 Other items Market value of special de
posits in excess of corresponding liabili
ties
40870 21
61972 69
42 Total not admitted assets 102842 90
43 Total admitted assets 7682871 44156
ComptrollerGenerals Eeport
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Income tax reserved
Citizens contingent liability
50 Total amount of liabilities except capital
51 Capital actually paid in cash 3000000 00
52 Surplus over all liabilities 2756214 51
304730 S3
3491216 55
53712 50
75000 00
497 25
1500 00
3926656 91

53 Surplus protection to polieyholders
54 Total liabilities
Business in Force
3756214 51
Risks
1 In force on the 31st day of December
1914 829489806
2 Written or renewed during the year 1915 495822399
3 Excess of original premiums over amount
received for reinsurance
n 44
Premiums
8507955 95
5149215 21
52935 99
4 Total 1325312 205 13710107 15
5 Deduct those expired and marked off as
terminated 507501536 5545161 26
6 In force on the 31st day of December
1915 817810669 8164945 89
7 Deduct amount reinsured 130362827 1370604 61
8 Net amount in force 687447842 6794341 28
Business in Georgia
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
5086556 00
26786 00
27992 17
Investments in Georgia
2 Bonds Georgia State of registered bonds as per schedule
D Part 1 herewithComptbollebGenebals Eepobt
157
NORD DEUTSCHE INSUEANCE COMPANY OF NEW YOEK CITY
132 William Street New York New York
J H Lenehan United States Manager
Ehett OBeirne Attorney for Service
4
10
11
13
Capital Stock
Amount of paidup capital 400000 00
Ledger assets December 31 1914 1776921 89
Extended at 1776921 89
Income
Gross premiums for year 2448447 10
Deduct amounts paid for reinsurance and
return premiums 778917 50
Total premiums 1669529 60
Interest and rents 69 618 50
Profit on sale or increase by adjustment of assets 526 69
Other sources
Received from home office 49 904 97
Borrowed money 40000 00
Total income 1829579 76
Disbursements
14 Net amount paid policyholders for losses 884 814 44
15 Legal and administrative expenses in adjustment of claims 19000 10
16 Commissions and allowances to agents
Commissions or brokerage 370 169 14
Allowances to agencies for miscellaneous expenses 3475 52
17 Salaries of officers and employees 94 300 19
18 Rents and interest 5 433 33
19 Advertising printing postage telegrams etc 25464 77
21 Loss on sale and decrease by adjustment of assets 156 25
22 Other items
Fixtures maps surveys etc 6735 96
Fees and taxes 69 637 47
Borrowed money repaid 40000 00
Interest on borrowed money 1097 22158 ComptrollerGenerals Report
Agents balances charged off 458 07
Charges on account of home office 12038 52
23 Total disbursements 1532790 98
Ledger Assets
27 Bonds at market value 1436295 00
29 Cash in office 2999 81
30 Deposits at interest per schedule N 28944 U
31 Deposits not at interest 12457 23
32 Agents balances net 335910 79
33 Other items
Bills receivable 1755 00
Deposit with Phila Under Assn 1000 00
Deposit with Auto Und of New York 1000 00
Reinsurance recoverable on paid losses 1447 62
NonLedger Assets
35 Interest due and accrued 18898 69
38 Total assets 2099404 75
Deduct Assets Not Admitted
39 Agents balances 36090 09
43 Total admitted assets 2063314 66
Liabilities
44 Net amount of unpaid losses and claims 178901 59
45 Reserves or unearned premiums on risks outstanding 693720 57
47 Salaries and miscellaneaous accounts due or accrued 400 00
48 Taxes due or accrued 43676 38
49 Other items
Reserve for contingencies 5000 00
Contingent commissions or other charges due or accrued 1000 00
50 Total amount of liabilities except capital 922698 54
51 Capital actually paid in cash 400000 00
52 Surplus over all liabilities 740616 12
53 Surplus protection to policyholders 1140616 12
54 Total liabilities 2063314 66ComptrolleeGenebals Report 159
Business in Force
Risks Premiums
1 In force December 31 1914 117610323 1350478 32
2 Written or renewed in 1915 101872509 1254847 81
3 Excess of original premiums over amount
received for reinsurance 5 200 87
4 Total 219482832 2610527 00
5 Deduct expirations and cancellations 97001555 1212020 11
6 In force December 31 1915 122481277 1398506 89
7 Deduct amount reinsured 29354477 351607 64
8 Net amount in force 93126800 1046899 25
Investments in Georgia
2 Bonds deposit in Georgia 10000 00
NORTH BRITISH AND MERCANTILE INSURANCE COMPANY
OF LONDON AND EDINBURGH
76 William Street New York New York
E G Richards U S Manager
W H Hill Attorney for Service
Capital Stock
1 Amount of statutory deposit with State
of New York and paidup capital 200000 00
2 Ledger assets Dec 31 1914 9648638 08
4 Extended at 9648638 08
Income
5 Gross premiums on new business and re
newals 7314869 59
7 Deduct amounts paid for reinsurance and
return premiums 2541022 04
8 Total premiums 4777197 55
9 Interest and rents 333470 25160
ComptrollerGenerals Eeport
10 Profit on sale or increase by adjustment of assets 8817 64
11 Other sources
Milwaukee TJnd Bldg Assn 14 48
Und salvage companies 180 00
Western Adjustment and Inspection Bureau 12 00
Received from home office 225875 81
Agents balances previously marked off 9 00
13 Total income 5345376 73
Disbursements
14 Net amount paid policyholders for losses 2364922 86
15 Legal and administrative expenses in adjustment of claims 50033 78
16 Commissions and allowances to agents First year and re
newal 1011714 27
17 Salaries of officers and employees 460204 20
18 Rents and interest 38914 85
19 Advertising printing postage telegrams etc 69824 45
21 Loss on sale and decrease by adjustment of assets 41123 97
22 Other items
Special and general agents expenses 115883 02
Legal expenses 1523 14
Furniture and fixtures 5191 28
Maps including corrections 13273 16
Underwriters board and tariff associations 89906 95
Fire department patrol and salvage corps assessments 44936 32
Inspections and surveys 16358 39
State taxes 83574 82
Licenses and fees 16696 57
Other taxes 49133 02
Remittance to home office 713648 41
Deposit premiums returned 585 00
Agents balances charged off 465 75
23 Total disbursements 5187914 21
Ledger Assets
27 Bonds at market value 7170547 G9
28 Stocks at book value 1305299 42
29 Cash in office 500 00
30 Deposits at interest per schedule N 357269 38
32 Agents balances net 969103 11
83 Other items
Associated Fire Und Balto Md 100 00
Milwaukee Und Bldg Asso 181 00
Pkila Und Assoc 100 00ComptrollerGenerals Report
161
Southern Adj Bureau
Underwriters Salvage Corps Chicago
Underwriters Salvage Corp N Y
Western Adjustment and Inspection Bureau
800 00
1000 00
1000 00
200 00
34 Total ledger assets as per balance No 24 9806 ioo 60
NonLedger Assets
35 Interest due and accrued 96 925 95
38 Total assets 9903026 5g
Deduct Assets Not Admitted
39 Agents balances 46070 73
41 Other items
Market value special deposits 5 885 16
Book Value ledger assets over market val 783080 11
42 Total not admitted assets
835036 00
43 Total admitted assets 9 Q67 990 55
Liabilities
44 Net amount of unpaid losses and claims 382 376 98
45 Reserves or unearned premiums on risks outstanding 4583 619 24
47 Salaries and miscellaneous accounts due or accrued 15 000 00
48 Taxes due or accrued 95 47Q qq
49 Other items
Contingent commission or other charges due or accrued 17 462 87
Amount reclaimable by assured on perpetual policies 41 202 74
50 Total amount of liabilities except capital 5135131 83
55 In force December 31 1914 1233468652 10702403 56
54 Total liabilities 9067990 55
Business in Force
Risks
55 Tn force December 31 1914 1233 468 652
56 Written or renewed during year 884259 272
Excess of original premiums over amount
received for reinsurance
Premiums
10702403 56
7314869 59
61980 40
57 Sum
2117727924 1807925 r162 ComptrollerGenerals Eeport
58 Deduct ceased to be in force during year 826714946 7305314 44
59 In force December 31 1915 1291012978 10773939 11
Deduct amount reinsured 247181984 1698097 04
60 Tota 1043830994 9075842 07
Business in Georgia
61 In force December 31 1914 218170 60
62 Written or renewed during year 82565 30
63Su 27273590
64 Deduct ceased to be in force during year 27532 20
65 In force December 31 1915 245203 70
66 Net losses paid during year 70208 32
67 Net losses incurred during year 79418 32
Investments in Georgia
2 Bonds State of Ga 3 Refunding bonds 1920 Par
value 10000 00 Market value 9800 00
NORTH RIVER INSURANCE COMPANY OF NEW YORK CITY
95 William Street New York New York
AVm E Hutching President Frederick H Crum Secretary
1 L Eiley Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets Dec 31 1914 2843921 81
4 Extended at 2843921 81
Income
5 Gross premiums on new business and re
newals 3487798 48
7 Deduct amounts paid for reinsurance and
return premiums 1704459 41
8 Total premiums 1783339 07
ComptbollerGenebals Eepobt 163
9 Interest and rents 115206 35
10 Front on sale or increase by adjustment of assets 35 083 70
11 Other sources
Commission and profit Balto Ohio E B 5 refund
general mortgage bond syndicate 168 16
13 Total income 1933797 28
Disbursements
14 Net amount paid policyholders for losses 858027 60
15 Legal and administrative expenses in adjustment of claims 35272 43
16 Commissions and allowances to agents First year and re
newals 421 212 11
17 Salaries of officers and employees 201168 15
18 Eents and interest I5o00 00
19 Advertising printing postage telegrams etc 22881 43
20 Paid policyholders for dividends 49 935 00
21 Loss on sale and decrease by adjustment of assets 12460 0
22 Other items
Underwriters boards and tariff associations fire depart
ment patrol fees taxes etc 35 342 99
Inspections and surveys 7347 51
State taxes on premiums and ins dept licenses and fees 35903 66
All other licenses taxes and fees 18 225 57
All other disbursements 1 050 80
23 Total disbursements i 713 397 45
Ledger Assets
26 Mortgage loans per schedule B 210 400 00
27 Bonds at book value 583 975 41
28 Stocks at book value j 593 303 qq
Deposits at interest per schedule N 341 1 76 00
32 Agents balances net 335 0j2 14
34 Total ledger assets as per balance No 24 3063 891 64
NonLedger Assets
35 Interest due and accrued 1 323 15
37 Other items Reinsurance recoverable on paid losses as
per schedule E column 1 1 55 19
38 Total assets 3166706 48164
ComptrollerGenerals Eeport
Deduct Assets Not Admitted
43 Total admitted assets
Liabilities
3166706 48
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
191835 00
1566080 21
22l 25
2000 00
25000 00
50 Total amount of liabilities except capital 1785141 46
51 Capital actually paid in cash 500000 00
52 Surplus over all liabilities 881565 02
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
Risks
55 In force December 31 1914 422468749
56 Written or renewed during year 352712432
1381565 02
3166706 48
Premiums
4247109 94
3487798 48
w gum 775181181 7734908 42
58 Deduct ceased to be in force during year 325034524 3320859 72
59 In force December 31 1915 450146657 4414048 70
Reinsured 142689807 1378020 89
60 Total 307456850 3036027 81
Business in Georgia
62 Written or renewed during year
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds City of Atlanta water bonds 3 1933
2081104 00
12358 36
10272 36
9100 00CompteollerGtenebals Repokt 165
noetheen insueance company of new yoek city
1 Liberty Street New York New York
William Mason President James Marshall Secretary
Milton Dargan Jr Attorney for Service
Capital Stock
1 Amount of paidup capital 350000 00
2 Ledger assets Dec 31 1914 1417998 01
4 Extended at 1 417 9
01
Income
5 Gross premiums on new business and re
newals 1217544 81
7 Deduct amounts paid for reinsurance and
return premiums 400482 35
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
817062 46
60277 31
21138 50
13 Total income 898478 27
Disbursements
14 Net amount paid policyholders for losses 442485 40
15 Legal and administrative expenses in adjustment of claims 13036 01
16 Commissions and allowances to agents First year 289400 10
1 7 Salaries of officers and employees 1 580 00
18 Rents and interest 5 300 00
19 Advertising printing postage telegrams etc 46092 28
20 Paid policyholders for dividends 21000 00
21 Loss on sale and decrease by adjustment of assets 20237 50
23 Total disbursements 839 131 29
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
128000 00
502991 88
678481 00
1108 89
39590 11166 ComptrollerGenerals Report
31 Deposits not at interest 12804 12
32 Agents balances net 114368 99
34 Total ledger assets as per balance No 24 1477344 99
NonLedger Assets
35 Interest due and accrued 8071 92
36 Market value of assets over book value 37391 12
38 Total assets 1522808 03
Deduct Assets Not Admitted
39 Agents balances 1307 48
43 Total admiited assets 1521500 55
Liabilities
44 Net amount of unpaid losses and claims 54314 51
45 Reserves or unearned premiums on risks outstanding 797789 69
48 Taxes due or accrued 15000 00
50 Total amount of liabilities except capital 867104 20
51 Capital actually paid in cash 350000 00
52 Surplus over all liabilities 304396 35
53 Surplus protection to policyholders 654396 35
54 Total liabilities 1521500 15
Business in Force
Risks Premiums
55 In force December 31 1914 177185915 1655220 22
16 Written or renewed during year 123252837 1217544 81
17 Sum 300438752 2872765 03
58 Deduct ceased to be in force during year 109586288 1063885 47
59 In force December 31 1915 160749191 1514478 24
Business in Georgia
01 Tn force December 31 1914 22780 88
02 Written or renewed during year 19556 89
83 Sum 41337 77ComptrollebGenebals Eepobt
64 Deduct ceased to be in force during year
65 In force December 31 1915
66 Met losses paid during year
67 Net losses incurred during year
167
21052 51
20285 26
10170 94
9111 23
NORTHWESTERN NATIONAL INSURANCE CO OF MILWAUKEE WIS
Corner Wisconsin and Jackson Streets Milwaukee Wisconsin
Wilford M Patton President Joseph Huebl Secretary
H Leon Layfield Attorney for Service
Capital Stock
1 Amount of paidup capital i000 000 00
2 Ledger assets Dec 31 1914 7293735 30
4 Extended at 4 7
7293735 30
Income
5 Gross premiums on new business and re
newals 3711713 30
7 Deduct amounts paid for reinsurance and
return premiums 766840 56
8 Total premiums 4 2 944 872 74
9 Interest and rents 288 210 24
10 Profit on sale or increase by adjustment of assets 6745 56
11 Other sources Agents balances previously charged off 108 78
13 Total income 3239937 32
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
17 Salaries of officers and employees
18 Bents and interest
19 Advertising printing postage telegrams etc
20 Paid stockholders for dividends
21 Loss on sale and decrease by adjustment of assets
1407974 77
43638 84
984557 69
109971 44
10000 00
41549 66
150000 00
128 33168
ComptrollerGenerals Report
22 Other items
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol salvage corps assessments
fees taxes and expenses
Inspection and surveys
Repairs on real estate
Taxes on real estate
State taxes on premiums
Insurance department licenses and fees
Other disbursements
23 Total disbursements
1641 01
964 77
3696 07
15838 64
17210 87
315 00
4673 88
4899 72
81333 40
17223 58
35703 72
2931321 39
Ledger Assets
25
26
27
29
30
32
33
34
35
37
Book value of real estate
Mortgage loans per schedule B
Bonds at book value
Cash in office
Deposits at interest per schedule N
Agents balances net
Other items Bills receivable taken for fire risks
Total ledger assets as per balance No 24
NonLedger Assets
Interest due and accrued
Other items Reinsurance recoverable on losses paid
178000 00
1528100 00
5093636 51
44043 56
349519 60
407119 44
1932 12
7602351 23
47795 17
393 79
38 Total assets 7650540 19
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Overdue and accrued interest on bonds in
default
Market value of special deposits in excess
of corresponding liabilities
Book value of bonds over market value
12959 09
1932 12
11458 33
45041 09
450203 86
42 Total not admitted assets
43 Total admitted assets
521594 49
7128945 70COMPTROLLERGrENEBALs EEPORT
Liabilities
169
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
Conflagration reserve
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items contingent commissions
50 Total amount of liabilities except capital
51 Capital actually paid in cash 1000 000
52 Surplus over all liabilities l960480 92
193606 81
3328377 01
500000 00
3472 08
116600 00
26408 88
4168464 78
53 Surplus protection to polieyholders
54 Total liabilities
Business in Force
Risks
55 In force December 31 1914 802660531
56 Written or renewed during year 376 362 250
2960480 92
7128945 70
Premiums
7068394 91
3711713 30
I7 T 1179022781 10780108 21
08 Deduct ceased to be in force during year 352964820 3495064 98
59 In force December 31 1915
Reinsurance
826057961
7739 862
7285013 23
708187 32
60 Total net amount in force Dec 31 1915 748666099 6576825 91
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
12808 11
33986 31
63 Sum
64 Deduct ceased to be in force during year
46794 42
20901 56
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
25892 86
5614 91
6621 66
Investments in Georgia
2 Bonds Augusta City Bonds 4 due 1942
10000 00170
ComptrollerGenerals Report
NORWICH UNION FIRE INSURANCE SOCIETY LTD OF NORWICH
ENGLAND U S BRANCH
59 John Street New York City New York
J Montgomery Hare and William Hare U S Resident Managers
Augustus Wilkerson Attorney for Service
Capital Stock
2 Ledger assets December 31 1914
Income
3184174
5 Gross premiums on new business and re
newals 3144629 45
7 Deduct amounts paid for reinsurance and
return premiums 1235619 13
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Received from home office
13 Total income
1909000 32
110124 93
968 62
50283 31
2076377 18
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and
renewal
17 Salaries of officers and employees
18 Rents
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Agents balances marked off
Expenses of general and special agents and home office
employees
Legal expenses
Furniture and fixtures
Maps and corrections
Underwriters Boards etc
Fire departments patrol and salvage corporations
Inspections and surveys
Taxes on premiums
Insurance department fees
1065500 26
26201 32
359909 41
177999 39
16597 96
34889 51
1490 32
741 94
51757 21
416 24
1818 13
5438 87
33417 15
20110 96
7629 92
40388 12
12387 87ComptrollebGenebals Eepoet
Federal and municipal taxes and licenses
To home office
Other expenditures
23 Total disbursements
Ledger Assets
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable taken for fire risks
Balances in hands of special agents
171
19216 30
175648 15
16751 89
2068310 92
34 Total ledger assets as per balance No 24
2006492 509455 29 76
719 37
267354 68
36235 56
369196 69
1866 63
920 16
3192241 14
NonLedger Assets
35 Interest due and accrued d
37 Other items Reinsurances due but uncollected on losses
paid
26307 90
6018 86
38 Total assets
3224567 90
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Book value of stocks and bonds over market
value
Balances in hands of special agents
10381 53
1866 63
3183 05
920 16
42 Total not admitted assets
43 Total admitted assets
99351 37
3125216 53
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
174884 10
1764768 36
11822 94172 ComptrollerGenerals Eepoet
j 44450 00
48 Taxes due or accrued
49 Other items Contingent commission due or accrued 3004 00
50 Total amount of liabilities except capital 1998929 40
52 Surplus over all liabilities 1126287 13
54 Total liabilities 3li521t5 53
Business in Force
Eisks Premiums
55 In force December 31 1914 427918406 4293307 93
56 Written or renewed during year 303431028 3144629 4o
Excess of original premiums over rein
3999 58
surance
57 Sum 731349434 7441936 96
58 Deduct ceased to be in force during year 27305156 2895487 90
59 In force December 31 1915 457644278 4546449 06
Business in Georgia
61 In force December 31 1914 estimated 5026262 00
3 449 918 00
62 Written or renewed during year oi7jo
63 gum 8476180 00
64 Deduct ceased to be in force during year 3231650 00
65 In force December 31 1915 estimated 5244530 00
66 Net losses paid during year 11797
67 Net losses incurred during year 22035 2
Investments in Georgia
2Bonds 1000000
ORIENT INSURANCE COMPANY OF HARTFORD CONNECTICUT
2022 Trinity Street Hartford Conn
Archibald G Mcllwaine Jr President Henry W Gray Jr Secretary
R A Hancock Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 3891544 42
4 Extended at 3891544 42ComptbollebGenebals Eepobt
Income
173
5 Gross premiums on new business and re
newals
7 Deduct amounts paid for reinsurance and
return premiums 1126505 01
2792995 43
8 Total premiums 1666490 42
9 Interest and rents jgQ 4g g
10 Profit on sale or increase by adjustment of assets 4377 30
11 Other sources Holland Trust Co final dividend
13 Total income
S70 00
1822218 90
Disbursements
14 Net amount paid policyholders for losses 810 293 64
15 Legal and administrative expenses in adjustment of claims 28039 04
16 Commissions and allowances to agents First year and
renewal 338103 95
17 Salaries of officers and employees 145 979 qq
18 Bents and interest 20 574 89
19 Advertising printing postage telegrams etc 32633 09
21 Loss on sale and decrease by adjustment of assets 6875 00
22 Other items
Furniture and fixtures 35 qq
Maps including corrections 3 qjq 03
Underwriters Boards and Tariff Associations 26206 17
Fire department fire patrol and salvage corporation as
sessments fees taxes and expenses 19 054 25
Inspections and surveys 5 299 20
Repairs and expenses on real estate 4 172 68
Taxes on real estate 3 957 jg
Insurance department licenses and fees 10 001 36
State taxes on premiums 34 734 90
Federal corporation tax j gj g
Municipal taxes and fees 3 9gg 39
United States emergency stamp tax 9 997 n1
Franchise tax j4 ggj qq
Collections and exchange 970 31
Subscriptions 1 7g2 35
Miscellaneous expenses g 500 29
Paid stockholders for interest or dividends amount de
clared during the year 100000 00
Agents balances charged off 777
23 Total disbursements 1620 526 02174

ComptrollerGenerals Report
Ledger Assets
25 Book value of real estate
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N c
32 Agents balances net
33 Other items
Bills receivable taken for fire risks
Balance due from American Union Insurance Co of Phila
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
37 Other items Due from other companies for reinsurance
on paid losses
173186 38
2912241 21
88262 60
3611 19
584945 26
330135 43
833 33
21 90
4093237 30
46292 95
42459 10
38 Total assets 4181989 35
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Overdue and accrued interest on bonds in
default
Market value of special deposits in excess
of corresponding liabilities
Book value of ledger assets over market
value viz bonds and stocks
Balance due from American Union Insur
ance Company
42 Total not admitted assets
43 Total admitted assets
18984 55
62 65
5783 34
45551 47
243917 81
21 90
314321 72
3867667 63
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due 6r accrued
49 Other items Balance due other companies
127790 43
1587509 15
4345 23
33323 74
256 90
50 Total amount of liabilities except capita 1753225 45CompteollerGenekals Eepoet 175
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 1 114 449 X8
53 Surplus protection to policyholders 2 114 442 18
54 Total liabilities 867667 63
Business in Force
Risks Premiums
55 In force December 31 1914 364906704 3655609 65
56 Written or renewed during year 263237209 2792995 43
Excess of original premiums over amount
received for reinsurance 10 433 07
57 Sum 628143913 6459088 15
58 Deduct ceased to be in force during year 233645072 2507247 40
59 In force December 31 1915 394498841 3951840 75
Deduct amount reinsured 88019897 913277 09
60 Total 306478944 3038563 66
Business in Georgia
61 In force December 31 1914 42 674 76
62 Written or renewed during year 3424 88
f Sum 76699 64
64 Deduct ceased to be in force during year 29 932 95
65 In force December 31 1915 46 766 69
Deduct amount reinsured j 041 gg
66 Net losses paid during year 37 73 92
67 Net losses incurred during year 3g ggg 3
Investments in Georgia
2 Bonds 101700 00176
ComptrollebGeneeals Eeport
PACIFIC FIRE INSURANCE COMPANY OF NEW YORK CITY

Ill William Street New York N Y
C V Meserole President N Q Stephens Secretary
J F Lewis Co Attorneys for Service
Capital Stock
1 Amount of paidup capital 400000 00
2 Ledger assets December 31 1914 1237788 02
4 Extended at
Income
6 Gross renewal premiums and new business 1122513 12
7 Deduct amounts paid for reinsurance and
return premiums 513115 02
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Temporary loans Liberty National Bank
Account old agreement mortgage
Xew adj account with J S Frelingheyer G A
Balance due treaty with Stuyvesant Insurance Company
12377
13 Total income
609398 10
49594 18
13308 93
164000 00
60 63
862 42
413 75
837638 01
Disbursements
14 Net amount paid policyholders for losses 365533 04
15 Legal and administrative expenses in adjustment of claims 12575 27
16 Commissions and allowances to agents First year and
renewal 161833 81
17 Salaries of officers and employees 17965 10
18 Bents and interest 1477 52
19 Advertising printing postage telegrams etc 8072 83
20 Paid policyholders for dividends 40000 00
21 Loss on sale and decrease by adjustment of assets 2859 73
22 Other items
Borrowed money repaid gross 184000 00
Taxes and licenses 20921 64
23 Total disbursements 815238 94ComptrollerGenerals Eepoet
177
Ledger Assets
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items Bond and mortgage
422131 87
582551 61
4334 21
20303 64
26706 28
132159 48
72000 00
34 Total ledger assets as per balance No 24
NonLedger Assets
1260187 09
35 Interest due and accrued
38 Total assets
5285 83
Deduct Assets Not Admitted
41 Other items Book value of ledger assets over market
value
1265472 92
27246 48
43 Total admitted assets 1 238 226 44
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
400000 00
326179 11
53 Surplus protection to policyholders
54 Total liabilities
91242 86
405103 30
10701 17
5000 00
512047 33
726179 11
1238226 44
Business in Force
55 In force December 31 1914
56 Written or renewed during year
Risks
60180741
67736658
Premiums
833465 47
1122513 12
57 Sum 127917399 1955978 59
17J
58
59
60
61
62
63
64
65
66
67
I ComptbolleeGtenerals Beport
Deduct ceased to be in force during year 41614781 924557 43
In force December 31 1915 86302618 1031421 16
Deduct reinsurance 20860686 230454 07
Total 65441932 860967 09
Business in Georgia
In force December 31 1914 34947 64
Written or renewed during year 41049 s
Sum 75997 62
Deduct ceased to be in force during year 34838 64
In force December 31 1915 41158 98
Net losses paid during year 13833 41
Net losses incurred during year 15698 41
Investments in Georgia
Bonds City of Madison Ga 4 1938 bonds par value 10000 00
THE PALATINE INSURANCE CO LTD OF LONDON ENGLAND
Chief Office for the United States 55 John Street Now York X Y
A H Wray United States Manager
John C YVIiitner Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 337369 80
Income
5 Gross premiums on new business and re
newals 3174043 51
7 Deduct amounts paid for reinsurance and
return premiums 1138883 65
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Received from home office
2035159 86
116334 60
28 13
8901 U2
13 Total income 2160423 61ComptrolleeGenebals Keport
Disbursements
14 Net amount paid polieyholders for losses j
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and
renewal
17 Salaries of officers and employees
18 Bents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Bemitted to home office
Taxes fees licenses exchange etc legal expenses maps
repairs to real estate
179
1214063 54
43706 04
458631 20
125696 03
12231 88
27855 62
8764 88
121547 12
155805 4
23 Total disbursements
2168301 20
Ledger Assets
27 Bonds at book value
28 Stoeks at book value
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable
Beinsuranee due on paid losses
2144169 77
350602 07
444038 23
6654 59
409422 33
249 65
10678 97
34 Total ledger assets as per balance No 24
NonLedger Assets
3365816 51
35 Interest due and accrued
38 Total assets
26130 00
Deduct Assets Not Admitted
3391945 61
39 Agents balances
41 Other items
Market value of special deposits over liabili
ties
Book value of ledger assets over market
value bonds and stocks
Foreign treaty balances
13087 37
31470 40
199381 84
4759 78
42 Total not admitted assets
43 Total admitted assets
248529 39
3143416 22180 ComptrollerGenerals Eeport
Liabilities
44 Net amount of unpaid losses and claims 197733 00
45 Reserves or unearned premiums on risks outstanding 1911430 21
47 Salaries and miscellaneous accounts due or accrued 9208 51
48 Taxes due or accrued 40703 20
50 Total amount of liabilities except capital 215404 98
53 Surplus protection to policyholders 984341 24
54 Total liabilities 3143416 22

PENNSYLVANIA FIRE INSURANCE COMPANY OF PHILADELPHIA
510 Walnut Street Philadelphia Pa
Charles H Barry President W Gardner Crowell Secretary
W E Chapin Attorney for Service
Capital Stock
1 Amount of paidup capital 750000 00
2 Ledger assets December 31 1914 8521804 19
4 Extended at 8521804 19
Income
5 Gross premiums on new business perpetual
dep
6 Gross renewal premiums perpetual dep
7 Deduct amounts paid for reinsurance and
return premiums 1669395 6o
14514 35
5232187 22
8 Total premiums 357730 92
9 nterest and rents 325045 44
10 Profit on sale or increase by adjustment of assets 8150 46
11 Other sources Transfers 289 00
13 Total income 3910790 82
Disbursements
14 Net amount paid policyholders for losses 2031704 85
15 Legal and administrative expenses in adjustment of claims 51687 00
16 Commissions and allowances to agents First year and
renewal 782147 97ComptrollerGenerals Report
181
17 Salaries of officers and employees
1 8 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid polieyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Legal expenses Underwriters Boards maps inspections
furniture etc
Taxes
Deposit premiums returned
267886 72
24028 11
53608 18
225000 00
114897 12
82271 29
151262 34
19402 95
23 Total disbursements 3803896 33
Ledger Assets
25 Book value of real estate 172 988 86
26 Mortgage loans per schedule B 163500 00
7 Bonds at book value 6 919 994 63
330117 44
184 93
248155 18
37528 25
694771 57
61457 82
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items Loans on collateral
34 Total ledger assets as per balance No 24 8628698 68
NonLedger Assets
35 Interest due and accrued 104246 40
38 Total assets 8732945 08
Deduct Assets Not Admitted
39 Agents balances 18939 71
41 Other items
Book value over market value
Real estate 41988 86
Bonds and stocks 420609 07
42 Total not admitted assets
43 Total admitted assets
481537 64
8251407 44
182 ComptbollebGenerals Eeport
Liabilities
44 45 47 50 51 52 53 54 Net amount of unpaid losses and claims 364060 34 4617187 18 67500 00
Beserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued
Total amount of liabilities except capital 5048747 52 3202659 92
Capital actually paid in cash 750000 00 Surplus over all liabilities 2 45 659 92

Surplus protection to policyholders
8251407 44


PENNSYLVANIA LUMBERMENS MUTUAL FIRE INSURANCE COMPANY OF PHILADELPHIA PA
Ed 806 LaEayette Building Philadelphia Pa ward F Henson President Harry Humphreys Secretary F Wade Vaughan Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 670213 83
Income
5 7 Gross premiums on new business and re
Deduct amounts paid for reinsurance ami
8 9 10 11 500304 03 29991 55 139 81



Profit on sale or increase by adjustment of assets Other sources
Transfer of agency and brokerage profits item 19 10000 00
Withheld from salaries at source account Federal income
tax item 20
From agents balances previously charged off item 24
110 00
26 93
13 Total income 540572 32ComptrollerGenerals Eeport
183
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Inspection charges
17 Salaries of officers and employees
18 Eents
19 Advertising printing postage telegrams and miscellaneous
20 Paid policynolders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Paid Federal income tax withheld
Agents balances charged off item 38
Legal expenses item 12
Furniture and fixtures item 13
Underwriters Board and Tariff Association Actuarial
Bureau National Board item 15
Federal and State taxes licenses fees etc items 16 20
21 and 22
Inspections and surveys item 17
Traveling expenses item 24
23 Total disbursements
146107 70
1374 40
29925 48
35282 85
2830 00
8626 56
183670 48
10415 00
100 00
89 17
591 06
417 02
55 84
10405 40
12280 88
1828 65
444000 49

Ledger Assets

26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items Office furniture and fixtures
34 Total ledger assets as per balance No 24
NonLedger Assets
63000 00
550263 75
2100 00
1177 41
118745 71
27745 57
3753 22
766785 66
35 Interest due and accrued
36 Market value of assets over book value
37 Other items Due from Justin Peters Agency
9084 07
13116 25
9770 12
38 Total assets 798756 10
Deduct Assets Not Admitted
39 Agents balances written prior to October
1 1915
10 08184 ComptrollerGeneral s 41 Other items Market value of special deposits in excess Overdue and accrued interest on bonds in i Eeport 5117 i 3753 141 9770 1 2 7 2 18792 30


X 779963 80 5816 25 246792 39 425 11 5390 33 1855 77 110 00
Liabilities 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 49 Other items Withheld from salaries at source account Federal income tE 50 Total amount of liabilities except capital
260389 85 519573 95

779963 80 Premiums 453037 53 546165 30
Business in Force 55 In force December 31 1914 Risks 21243503 25564644
57 Sum 58 Deduct ceased to be in force during year 46808147 23485744 099202 83 505450 23
59 Tn force December 31 1915 Business in Georgia 61 In force December 31 1914 23322403 20557 294008 33 398503 33 493752 60 167 82 8857 31 12084 41
62 Written or renewed during year
64 Deduct ceased to be in force during year 692506 66 341003 33 20941 72 10776 14
65 In force December 31 1915 351503 33 10165 58

ComptrollerGenerals Eeport
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds
185
1996 03
1987 47
10000 00
PENNSYLVANIA MILLERS MUTUAL FIRE INSURANCE COMPANY
OF WILKESBARRE PA
405406 Coal Exchange Building WilkesBarre Pa
Asher Miner President John Hoffa Secretary
F Wade Vaughan Attorney for Service
Capital Stock
2 Ledger assets 495629 71
Income
5 Gross deposit premiums on new business
and deposit renewals 148035 70
7 Deduct amounts paid for reinsurance and
return deposit premiums 124824 66
Total net deposit premiums 23211 04
Assessments collected 158092 58
8 Total premiums and assessments collected 181303 62
9 Interest and rents 21 483 56
13 Total income 698416 89
Disbursements
14 Net amount paid policyholders for losses 106241 36
15 Legal and administrative expenses in adjustment of claims 1060 54
16 Commissions and allowances to agents First year and
renewal 6760 76
17 Salaries of officers and employees 15714 50
18 Rents and interest 789 35
19 Advertising printing postage telegrams etc 2685 92186
ComptrollerGenerals Report
22 Other items
Legal expenses 494 61
Furniture and fixtures 277 2i
Fire department taxes and expenses 187 16
Inspections and surveys 14315 97
State taxes on premiums 1175 47
Insurance department licenses and fees 884 84
Federal corporation tax 240 02
Annual and special meetings 432 95
Guaranty Vxfhds auditing and coml reports 448 50
Mutual Insurance Association dues 182 00
Sundries 274 07
Premiums on bonds purchased 958 92
23 Total disbursements 153124 21
Ledger Assets
26 Mortgage loans per schedule B 13100 00
27 Bonds at book value 454643 50
29 Cash in office 2691 52
30 Deposits at interest per schedule N 37395 03
31 Deposits not at interest 30089 46
32 Agents balances net 7335 35
33 Other items Balance in hands of inspectors for expenses 37 82
34 Total ledger assets as per balance No 24 545292 68
NonLedger Assets
35 Interest due and accrued 4277 17
36 Market value of assets over book value 1821 12
37 Other items Assessments due 645 09
38 Total assets 552036 06
Liabilities
44 Net amount of unpaid losses and claims 500 00
45 Reserves or unearned premiums on risks outstanding 109956 96
48 Taxes due or accrued 2500 00
49 Other items Contingent commissions or other charges
due and accrued 500 00
50 Total amount of liabilities except capital 118456 96
53 Surplus protection to policyholders 433579 10
54 Total liabilities 552036 0655
56
58
59
61
62
63
64
67
2
ComptrollerGenerals Eeport 187
Business in Force
Risks Deposit Premiums
In force December 31 1914 12588671 196702 88
Written or renewed during year 10567367 148035 70
Sum 23156038 344738 58
Deduct ceased to be in force during year 8294719 124 824 66
In force December 31 1915 14861319 219913 92
Business in Georgia
In force December 31 1914 67933 11 2406 58
Written or renewed during year 180000 00 3662 01
Sum 247933 11 6068 59
Deduct ceased to be in force during year 118940 95 2 926 43
In force December 31 1915 128992 16 3142 16
Net losses paid during year including
1914 unpaid losses 930 51
Net losses incurred during year 24 97
Investments in Georgia
Bonds Troup County Georgia bonds 10000 00
PEOPLES NATIONAL FIRE INSURANCE COMPANY OF PHTLA PA
N E Corner Third and Walnut Streets Philadelphia Pa
E C Stokes President H T Alley Secretary
M B Yates Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 1962501 02
4 Extended at 1962501 02188
ComptrollerGenerals Report
Income
5 Gross premiums on new business 1561253 20
7 Deduct amounts paid for reinsurance and
return premiums 566268 04
8 Total premiums
Deposit premiums written on perpetual risks gross
9 Interest and rents
11 Other sources
Gain on perpetual policies cancelled
Borrowed money gross
Gross profit on sale or maturity of ledger assets
13 Total income
994985 16
1351 54
102458 46
28 50
400000 00
1268 00
1500091 66
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and
renewal
17 Salaries of officers and employees
18 Eents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
State taxes on premiums
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters Board and Tariff Association fire department
fire patrol and salvage corps assessments fees
taxes and expenses
Inspections and surveys repairs and expenses taxes on
real estate insurance department licenses fees and taxes
Interest on mortgage
Ground rent
Exchange on checks
Audits
Bond premium
Surgical expense
Registering stock
Safe deposit
Subscriptions
Office supplies
Travelling and entertaining
Sundries
78077 78
11937 36
92145 23
69698 99
5000 00
11273 46
2276 09
21586 16
126 29
794 S3
4S46 04
13579 46
32845 87
4387 50
437 Sil
76 54
235 00
642 46
56 13
92 50
75 10
565 41
271 78
2961 73
21 05
ComptrollerGeneeals Report
189
Tabulating machines
Meals for office
Deposit premiums returned
Borrowed money repaid gross
Interest on borrowed money
Agents balances charged off
23 Total disbursements
832 57
76 14
367 04
300000 00
4618 05
1091 13
1460895 89

Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
34 Total ledger assets as per balance No 24
177963 20
449250 00
7000 00
14707 48
90926 18
78 74
158349 70
2001696 79
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
23052 42
20896 74
38 Total assets 2045645 95
Deduct Assets Not Admitted
39 Agents balances 2248 79
41 Other items
Market value special deposits in excess of
corresponding liabilities per special de
posit schedule page 10 14588 76
Book value ledger assets over market value 42076 49
42 Total not admitted assets
43 Total admitted assets
58914 04
1986731 91
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
49 Other items
Interest due or accrued on borrowed money
79281 47
674309 78
225 75
192 01190 ComptrollerGenerals Eeport
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of this state
ment 10000 00
Funds held under reinsurance treaties 100000 00
Amount reclaimable by the insured on perpetual fire insur
ance policies being 90 of the premiums or deposit
received 12939 49
50 Total amount of liabilities except capital 876948 50
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 109783 41
53 Surplus protection to polieyholders 1109783 41
54 Total liabilities 1986731 91
Business in Force
Risks Premiums
55 In force December 31 1914 133287827 1472522 76
56 Written or renewed during year 118277981 1561253 20
Excess of original premiums over amount
received for reinsurance 554 31
57 Sum 251565808 3034330 27
58 Deduct ceased to be in force during year 99120820 1406301 74
59 In force December 1 1915 152444988 1628028 53
Deduct amount reinsured 33936592 373832 53
60 Net total amount in force 118508396 1254195 85
Business in Georgia
61 In force December 31 1914 2036719 00
62 Written or renewed during year 779977 00
63 Sum 2S16696 00
64 Deduct ceased to be in force during year 915683 00
65 Tn force December 31 1915 1901013 00
66 Net losses paid during year 11734 69
67 Net losses incurred during year 9985 78
Investments in Georgia
2 Bonds City of Albany improvement 5 s par value
1000000 market value 10400 00ComptrollerGenerals Eeport
191
PHENIX FIRE INSURANCE COMPANY OF PROVIDENCE R I
Chief Office for the United States 17 Custom House Street Providence R I
Starkweather Shepley Inc U S Managers
Insurance Commissioner Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 631987 11
Income
5 Gross premiums on new business and re
newals 700139 11
7 Deduct amounts paid for reinsurance and
return premiums 427 776 03
8 Total premiums 972 363 08
9 Interest on stocks less 11389 21 036 11
11 Other sources
Interest on deposits in banks 1 493 19
From National Fire Insurance Company under reinsurance
treat7 100 69
13 Total income 294993 07
Disbursements
14 Net amount paid policyholders for losses 158 791 88
15 Legal and administrative expenses in adjustment of claims 3612 59
16 Commissions and allowances to agents First year and
renewal 85880 94
17 Salaries of officers and employees 118 13
19 Advertising printing postage telegrams etc 330 56
22 Other items
Taxes 12109 35
Underwriters Boards and Tariff Association 2981 63
Inspections and surveys 6g2 80
Surety bonds 159 46
Commission on bonds 12 50
Auditing books 112 50
National Fire Insurance Company advanced by them in
1912 returned in settlement of account during 1915 4000 00
Paid for interest on deposits to National Fire Insurance
Company and Abeille Fire Insurance Company under
reinsurance treaty 201 86
23 Total disbursements 268994 20192
ComptrollerGenerals Report
Ledger Assets
27 Bonds at book value
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items Cash deposited with Phila Und Assn
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued on bonds
37 Other items Reinsurance due on losses paid
521100 00
76559 45
60226 53
100 00
657985 98
6616 66
48 67
38 Gross assets
Deduct Assets Not Admitted
664651 31
41 Other items Book value of ledger assets over market
value
1900 00
43 Total admitted assets
662751 31
Liabilities
44 Net amount of unpaid losses and claims I
45 Reserves or unearned premiums on risks outstanding
48 Taxes due or accrued
49 Other items Commissions
50 Total amount of liabilities except capital
52 Surplus over all liabilities
54 Total liabilities
Business in Force
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement
2 Written or renewed during the year per
income No 5
Risks
81149914
76836254
30125 91
225815 in
5000 00
25679 79
286621 30
376130 01
602751 31
Premiums
714087 05
700139 11
4 Total 157986168
5 Deduct those expired and marked off as
terminated 67530076
1414226 16
595215 04
6 In force at the end of the year 90456092 819011 12ComptrollebGenebals Eepoet
7 Deduct amount reinsured schedule re
quired 43126563
8 Net amount in force 47 329 529
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum d
64 Deduct ceased to be in force during year
65 In force December 31 1915 3
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds City of Atlanta school bonds 4 due January
1 1927
193
385146 09
433865 03
3734 88
19097 95
22832 83
10336 68
12496 15
8739 47
9504 73
10200 00
PHOENIX ASSURANCE COMPANY LTD OF NEW YORK CITY
100 William Street New York N Y
Percival Beresford Manager Hart Darlington Asst Manager
Edgar Dunlap Attorney for Service
Capital Stock
1 Amount of paidup capital not applicable
in U S Branch Statement
2 Ledger assets December 31 1914 4003712 71
Income
5 Gross premiums on new business and re
newals 5416239 42
7 Deduct amounts paid for reinsurance and
return premiums 2481251 82
8 Total premiums 2934987 60
9 Interest and rents 134887 65194
ComptrolleeGenebals Bepoet

10 Profit on sale or increase by adjustment of assets 15550 00
11 Other sources
Received from home office 77088 85
From agents balances previously charged off 137 44
13 Total income 3162651 54
Disbursements
14 Net amount paid policyholders for losses 1500673 55
15 Legal and administrative expenses in adjustment of claims 45663 50
16 Commissions and allowances to agents Renewal 584524 75
17 Salaries of officers and employees 341504 23
18 Rents and interest 19892 59
19 Advertising printing postage telegrams etc 94901 40
21 Loss on sale and decrease by adjustment of assets 37565 00
22 Other items
Federal State and insurance department fire department
licenses fees etc 132941 13
Underwriters Boards and surveys 56324 81
Remitted to home office 119620 78
Agents balances charged off Ill 34
23 Total disbursements 2933723 OS
Ledger Assets
27 Bonds at book value 3175310 00
28 Stocks at book value 3186 00
29 Cash in office 5086 90
30 Deposits at interest per schedule N 403292 99
31 Deposits not at interest 3431 97
32 Agents balances net 640847 31
33 Other items
Bills receivable taken for marine and inland risks 1286 00
Philadelphia Fire Underwriters Association deposit 200 00
34 Total ledger assets as per balance No 24 4232641 17
NonLedger Assets
35 Interest due and accrued 46312 09
37 Other items Reinsurance due on losses paid 14286 62
38 Total assets 4293239 88ComptbolleeGenebals Report
Deduct Assets Not Admitted
39 Agents balances
43 Total admitted assets
195
35498
4257741
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Contingent commissions or other charges
due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash not applicable to U S
Branch statement
52 Surplus over all liabilities
223011 49
2423934 18
7569 99
56000 00
7500 00
2718015 66
1539726 14
54 Total liabilities
4257741 80
Business in Force
Risks Premiums
55 In force December 31 1914 640476833 6073943 66
56 Written or renewed during year 614253333 5427749 54
57 8um 1254730166
58 Deduct ceased to be in force during year 523644351
11501693 20
4917306 06
59 In force December 31 1915 731085815 6584387 14
60 Total 508380021 4631752 10
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during year
3158614 00
7692190 00
10850804 00
2246960 00
65 In force December 31 1915 8603844 00
66 Net losses paid during year
67 Net losses incurred during year
26877 77
29148 13196 COMPTKOLLEKGrENERAL s REPORT
Investments in Georgia
2 City of Atlanta 3 s of 1931 10000 00
THE PHOENIX INSURANCE COMPANY OF HARTFORD CONN
36 Pearl Street Hartford Connecticut
Edw Milligan President John B Knox Thos C Temple Secretaries
W A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 3000000 00
2 Ledger assets December 31 1914 12898554 74
4 Extended at 12898554 74
Income
5 Gross premiums on new business 8261753 46
7 Deduct amounts paid for reinsurance and
return premiums 2822107 84
Total premiums 5439645 62
9 Interest and rents
11 Other sources
From Equitable Securities Co charged off 1913
Conscience money
Connecticut Bank previously charged off
Agents balances charged off
Profit on sale ledger assets
717625 01
675 00
50 00
2500 00
238 Sfi
76152 25
13 Total income 6236886 74
Disbursements
14 Net amount paid policyholders for losses 2559603 39
15 Legal and administrative expenses in adjustment of claims 52387 27
16 Commissions and allowances to agents First year and re
newals 1026058 35
17 Salaries of officers and employees 634002 54
18 Rents and interest 27760 09
19 Advertising printing postage telegrams etc 126634 21
20 Paid policyholders for dividends 702226 35ComptrollerGenerals Eeport 197
21 Loss on sale and decrease by adjustment of assets 38065 20
a Other items
Agents balances charged off
Legal expenses
Furniture and fixtures
Maps
Underwriter boards
1992 77
6904 52
4290 96
10740 0i6
Fire department expenses 11
Surveys
Taxes
15835 57
18765 61
225653 07
23 Total disbursements
5546086 33
Ledger Assets
25 Book value of real estate 216728 16
26 Mortgage loans per schedule B 147780 00
ZZt I J 658185156
28 Stocks at book value 4419 446 92
29 Cash m office
798 15
30 Deposits at interest per schedule N 1 114 373 13
31 Deposits not at interest 44571 33
32 Agents balances netYY 1063806 00
34 Total ledger assets as per balance No 24 13 589 355 15
NonLedger Assets
35 Interest due and accrued 121291 3g
3b Market value of assets over book value 1 790 321 26
37 Other items Foreign premium in course of collection 40200 00
38 Total assets
15541167 79
Deduct Assets Not Admitted
39 Agents balances
41 Other items
Interest in default
Market value special deposits
47251 86
14791 66
133759 11
42 Total not admitted assets
43 TotaJ admitted assets
195802 63
15345365 16
Liabilities
44 Net amount of unpaid losses and claims 410 921 57
45 Reserves or unearned premiums on risks outstanding 5628337 29
47 Salaries and miscellaneous accounts due or accrued 35oOO 00198 ComptrollerGenebals Beport
48 Taxes due or accrued 205000 00
49 Other items Commission due agents 10000 00
50 Total amount of liabilities except capital 6289258 86
51 Capital actually paid in cash 3000000 00
52 Surplus over all liabilities 6056106 30
53 Surplus protection to polieyholders 9056106 30
54 Total liabilities 15345365 16
Business in Force
Bisks Premiums
1 In force on the 31st day of December as
per line 6 under this heading in last
years statement 1272250544 12455333 93
2 Written or renewed during the year per
Income No 5 and 26 page 4 886476694 8321753 46
4 Total 2158727238 20777087 39
5 Deduct those expired and marked off as
terminated 787290190i 7173827 83
6 In force at the end of the year 1371437048 13603259 56
7 Deduct amount reinsured schedule re
quired 253077458 2689911 31
8 Net amount in force 1118359590 10913348 25
Business in Georgia
62 Written or renewed during year 143358 73
64 Deduct ceased to be in force during year 58340 93
65 In force December 31 1915 85017 80
66 Net losses paid during year 84890 20
67 Net losses incurred during year 61245 18
Investments in Georgia
2 Bonds City of Augusta 1925 10000 00ComptrollerGenerals Eeport
199
PROVIDENCEWASHINGTON INSURANCE CO OF PROVIDENCE
20 Market Square Providence Rhode Island
J B Branch President
Capital Stock
1 Amount of paidup capital i000000 00
2 Ledger assets Dec 31 1914 4317491 63
BI
4 Extended at
4317491 63
Income
5 Gross premiums on new business and re
newals
7 Deduct amounts paid for reinsurance and
return premiums 3184389 14
7409965 38
S Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
13 Total income
4225576 24
202165 55
92988 00
45201729 79
Disbursements
2475175 49
38234 50
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of clain
16 Commissions and allowances to agents
fBt yr 915333 72
b Renewal 120858 38
17 Salaries of officers and employees 135 497 61
18 Rents and interest
19 Advertising printing postage telegrams etc 270
20 Paid policyholders for dividends
22 Other items
688 48
100000 00
Exchange
Subscriptions to various publications
Premiums on guaranty bonds
Entertainment
2689 80
1693 44
677 85
794 40
23 Total disbursements
4077026 94
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
65000 00
2181929 38
1436362 77200
ComptrollerGeneral s Report

29 Cash in oflfice
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable taken for marine and inland
Bills receivable taken for fire risks
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
21539 35
945175 85
1873 11
334265 SO
5135 90
718783 78
17423 31
420 43
4761194 4S
38 Total assets 5727909 68
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
1562 10
731 99
42 Total not admitted assets
43 Total admitted assets
2294 09
5725615 59
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
702644 84
2785949 45
15000 00
52000 00
50 Total amount of liabilities except capital 3555594 29
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 117002130
53 Surplus protection to policyholders
54 Total liabilities
Business in Georgia
62 Written or renewed during year
66 Net losses paid during year
67 Net losses incurred during year
2170021 30
5725615 59
Bisks
4255907
Premiums
58710 04
48576 91
46854 00ComptrollerGenerals Report
201
QUEEN INSURANCE COMPANY OF AMERICA OF NEW YORK CITY
84 William Street New York City
Edward F Beddall President Nevett S Bartow Secretary
S Y Tupper Attorney for Service
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets Dec 31 1914 10692407 80
4 Extended at 10 672407 80
Income
5 Gross premiums on new business and re
newals 7423286 89
7 Deduct amounts paid for reinsurance and
return premiums 2118043 34
8 Total premiums 53o5243 55
9 Interest and rents 3gg Qflg 74
10 Profit on sale or increase by adjustment of assets 450 00
11 Other sources
From agents balances previously charged off
Income tax withheld at source from employees salaries as
required under the provisions of the Income Tax Law
of October 3d 1913 545 24
62 55
13 Total income 5705307 08
Disbursements
14 Net amount paid policyholders for losses 2652 983 25
15 Legal and administrative expenses in adjustment of claims 86328 62
16 Commissions and allowances to agents First year and re
newal
17 Salaries of officers and employees
18 Rents
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Legal expenses
Furniture and fixtures
Maps
Inspections and surveys
Taxes
974601 93
465454 58
43778 24
96930 92
22556 00
1837 57
6850 10
12658 17
36388 79
158672 15202
ComptrollebGenebals Eepoet
Traveling special agents 78399 42
Underwriters boards 51788 00
Fire department fire patrol assessments 30865 69
Dividends 350000 00
Custodians fees care of securities 2000 00
Subscriptions to mercantile agencies etc 4373 55
Exchange 3529 29
General traveling expenses 6986 49
Auditing expenses 2967 68
Fidelity and liability bonds 1915 51
Supper allowanceclerk s night work 1635 49
Annual conference entertainment etc 1270 15
Spring water ice and towel service 1169 16
Christmas gratuities 776 53
Eental tabulating machines 2227 34
Miscellaneous 8306 77
Agents balances charged off 965 01
Paid during current year for income tax withheld in pre
vious year 500 69
23 Total disbursements 5108717 09
Ledger Assets
26
27
28
29
30
31
32
33
34
35
38
39
41
Mortgage loans per schedule B
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest per schedule N
Deposits not at interest
Agents balances net not over 3 months overdue
Other due items
Bills receivable
Due for reinsurance on losses paid
Total ledger assets as per balance No 24
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted
Agents balances 23475 50
Other items
Excess special deposits over liabilities 13965 01
63000 00
7196169 01
2653165 00
3641 75
470943 86
750 99
837441 76
23475 50
30 09
20379 83
11268997 79
100073 44
11369071 23ComptrollerGenerals Report
203
Excess book value stocks and bonds over
market value 457549 60
Due for reinsurance on losses paid unau
thorized companies 871 29
42 Total not admitted assets
43 Total admitted assets
495861 40
10873209 83
Liabilities
44 Net amount of unpaid losses and claimsj
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Contingent commissions due or accrued
Pension obligations
Income tax withheld at source from employees salaries
as required under the provisions of the Income Tax Law
of October 3d 1913
493701 59
4674971 58
5384 34
116826 87
16394 00
27827 25
545 24
50 Total amount of liabilities except capital 5 335 650 87
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 4537558 96
53 Surplus protection to policyholders
54 Total liabilities
5537558 96
10873209 83
Business in Force
Risks
55 In force December 31 1914 903025186
56 Written or renewed during year 911 696 868
Premiums
9956148 74
7423286 89
57 8um 1814722054
58 Deduct ceased to be in force during year 847351015
17379435 63
7175733 10
59 In force December 31 1915
Reinsured
967371039
108166637
10203702 53
1046287 85
60 Total 859204402
Business in Georgia
61 In force December 31 1914 13785725 00
62 Written or renewed during year 9335011 00
9157414 68
263185 06
143785 69
63 Sum 23120736 00 406970 75204 ComptbolleeGenebals Repoet
64 Deduct ceased to be in force during year 9710709 00
65 In force December 31 1915 13410037 0O
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds and stocks 59550 00
170927 72
236043 03
78886 05
90813 05
RHODE ISLAND FIRE INSURANCE COMPANY OF PROVIDENCE R I
17 Custom House Street Providence Rhode Island
George L Shepley President Emil G Pieper Secretary
Insurance Commissioner Attorney for Service
Capital Stock
1 Amount of paidup capital 400000 00
2 Ledger assets Dec 31 1914 1463594 92
4 Extended at 1463594 92
Income
5 Gross premiums on new business and re
newals 1486939 50
7 Deduct amounts paid for reinsurance and
return premiums 755762 04
8 Total premiums 731177 46
9 Interest and rents gross interest on bonds and dividends
on stocks less 388 89 interest on deposits in trust com
panies and banks 53347 65
10 Profit on sale or increase by adjustment of assets 1061 20
11 Other sources
From cash deposited with Phila Und Assn 3 15
Gross profits on sale of bonds 1293 75
13 Total income
786883 21
Disbursements
14 Net amount paid policyholders for losses 379497 23
15 Legal and administrative expenses in adjustment of claims 8894 99
16 Commissions and allowances to agents 234445 40CompteollerGteneeals Eepoet
205
19 Advertising printing postage telegrams and legal expen
20 Paid policyholders for dividends
22 Other items
Underwriters boards and tariff associations
Fire dept salvage corps assessments taxes etc
Inspections atd surveys
State taxes on premiums
Insurance department licenses and fees
Federal corporation tax
City taxes and licenses
Emergency revenue taxes
Commission on bonds
Surety bonds
Auditing books
23 Total disbursements
428 91
40000 00
7147 93
4524 07
2053 20
14782 25
4820 36
101 29
3282 63
3723 39
75 00
287 82
150 00
704214 47
Ledger Assets
27 Bonds at book value
28 Stocks at book value
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items cash deposited with Phila Und Assn
790315 82
453104 80
93429 39
209313 65
100 00
34 Total ledger assets as per balance No 24 1546263 66
NonLedger Assets
35 Interest due and accrued on bonds 9 249 52
37 Other items Reinsurance due from other companies as
per schedule E 8499 38
38 Total assets 1564012 56
Deduct Assets Not Admitted
41 Other items Book value of ledger assets
over market value 30262 12
43 Total admitted assets 1533750 44
Liabilities
44 Net amount of unpaid losses and claims 66552 77
45 Reserves or unearned premiums on risks outstanding 624403 27206
ComptrollerGenerals Keport
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
69073 50
14500 00
50 Total amount of liabilities except capital
51 Capital actually paid in cash 400000 00
52 Surplus over all liabilities 359220 90
774529 54
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
Bisks
55 In force December 31 1914 157135993
56 Written or renewed during year 167174631
759220 90
1533750 44
Premiums
1437900 79
1486939 50
57 Sum 324310624
58 Deduct ceased to be in force during year 128313001
2924840 29
1151547 55
59 In force December 31 1915
195997623 1773292 74
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
12220 20
77677 43
63 Sum
64 Deduct ceased to be in force during year
89897 63
64321 77
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds city of Atlanta 4 redemption bonds due 1922
25575 86
28630 37
25849 44
10100 00
ROYAL EXCHANGE ASSURANCE OF LONDON ENGLAND
92 William Street New Fork X Y
R D Harvey United States Manager
A L Brooks Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 3110249 89
4 Extended at 3110249 89ComptrollerGenerals Eepobt
207
Income
5 Gross premiums on new business and re
newals 3534091 62
7 Deduct amounts paid for reinsurance and
return premiums 1526539 66
8 Total premiums
9 Interest and rents
11 Other sources
Remittances from home office
Federal income tax withheld on salaries
From agents balances previously charged off
13 Total income
2007551 96
108318 45
15427 19
124 98
3 75
2131426 33
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newals
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Taxes
All other expenses
Agents balances charged off
Remittances to home office
1072116 86
29723 38
435638 54
117340 45
10586 28
24124 69
14570 83
77832 20
92423 14
624 27
120916 04
23 Total disbursements 1 995 ggg gg
Ledger Assets
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
2650701 97
50000 00
75 00
217345 18
327657 39
3245779 54
37 Other items Reinsurance due on paid losses as per sched
ule E column 1
35356 65
57387 81
38 Total assets 3338524 00
208
ComptkollebGtenekals Repobt
Deduct Assets Not Admitted
39 Agents balances 14295 30
41 Other items
Market value of special deposits in ex
cess of corresponding liabilities 8468 78
Book value of ledger assets over market
value 151785 59
42 Total not admitted assets
43 Total admitted assets
Liabilities
174549 67
3163974 33
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Contingent commissions
Federal income tax withheld on salaries
50 Total amount of liabilities except capital
51 Deposit capital
52 Surplus over all liabilities
269446 00
1642531 10
4762 25
49163 32
12238 77
124 98
1978266 42
400000 00
785707 91
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
3163974 33
Risks Premiums
55 In force December 31 1914 413198176 4088811 65
56 Written or renewed during year 455741598 3534091 62
57 Sum 868939774
58 Deduct ceased to be in force during year 427502367
7622903 27
3391213 10
59 In force December 31 1915 441437407
Deduct amount reinsured 110405952
4231690 17
1014102 98
60 Total 331028455 3217587 19ComptrollerGtenebals Eepobt
209
EOYAL INSURANCE COMPANY LIMITED
84 William Street New York N Y
Edward Fiteh Beddall General Attorney for the United States
Milton Dargan Attorney for Service
Capital Stock
1 Deposit capital 560000 00
2 Ledger assets December 31 1914 13500518 83
4 Extended at 186005I8 83
Income
5 Gross premiums on new business and re
newals 13774624 71
7 Deduct amounts paid for reinsurance and
return premiums 4868216 75
8 Total premiums 89o6407 96
Deposit premiums written on perpetual risks gross
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Received from home office
Agents balances previously charged off
Premiums under life policies
Interest on loans under life policies
Loans repaid under life policies
Income tax withheld at source from employees salaries
50
675055 84
2949 53
97249 65
59 90
4704 98
251 69
1900 11
987 67
13 Total income 9689576 83
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Taxes and board charges
21 Loss on sale and decrease by adjustment of assets
22 Other items
Agents balances charged off
Legal expenses furniture and fixtures maps repairs on
real estate
4145188 14
123364 09
1595536 02
898231 18
86107 96
147966 21
589426 23
24842 51
378 96
204185 80210 ComptrollerGenebals Eepoet
Payments under life policies 58583 3b
General miscellaneous expenses 58950 03
Remitted to home office 1243627 28
Deposit premiums returned 2909 10
Amount paid to IT Sgovernment for income tax withheld 990 19
23 Total disbursements 9180287 06
Ledger Assets
25 Book value of real estate 4370343 62
26 Mortgage loans per schedule B 200100 00
27 Bonds at book value 6373900 00
28 Stocks at book value 221085 43
29 Cash in offices 4j47 99
30 Deposits at interest per schedule N 11039S2 31
32 Agents balances net 15S148S 06
33 Other items
Due from other companies for reinsurance on losses al
ready paid 104361 19
Deposited with the Merchants National Bank of New York
in trust for the government of the Philippine Islands
since released 50000 00
34 Total ledger assets as per balance No 24 14009808 60
NonLedger Assets
35 Interest and rents due and accrued 99633 06
38 Total assets 14109441 66
Deduct Assets Not Admitted
39 Agents balances 60220 26
41 Other items
Overdue and accrued interest on stocks and
bonds B62 50
Book value of ledger assets over market
value viz Stocks and bonds 279481 43
Amount recoverable from unauthorized com
panies 8927 18
42 Total not admitted assets 349191 37
43 Total admitted assets 13760250 29ComptrollerGenerals Report
Liabilities
44 Net amount of unpaid losses and claims 4
45 Reserves or unearned premiums on risks outstanding
46 Amount reclaimable by the insured on perpetual fire insur
ance policies
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Net premium reserve and all other liabilities except capital
under the life insurance or any other special department
Contingent commissions or other charges due or accrued
Income tax withheld at source from employees salaries
211
962529 89
842010 24
79427 26
11125 00
250024 55
90631 66
32854 47
1001 50
50 Total amount of liabilities except capital 9 847 695 57
51 Deposit capital 560000 00
52 Surplus over all liabilities 3352 554 72
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
Risks
55 In force December 31 1914 1929 475 378
56 Written or renewed during year 1694 638 392
3912554 72
13760250 29
Premiums
19683968 90
13969654 95
Sum
3624113770
58 Deduct ceased to be in force during year 1635057084
59 In force December 31 1915 1989056686
Business in Georgia
61 In force December 31 1914 26074409
62 Written or renewed during year 21390 785
33653623 85
13609754 60
20043869 25
376717 85
298746 83
63 Sum 47465194
64 Deduct ceased to be in force during year 20196518
65 In force December 31 1915
27268676
66 Net losses paid during year
67 Net losses incurred during year
675464 68
285314 94
390149 74
86380 62
128130 10
Investments in Georgia
2 Bonds
10000 00212
ComptrollerGenerals Report
F
ST PAUL FIRE AND MARINE INSURANCE COMPANY
OF ST PAUL MINN
Corner Fifth and Washington Streets St Paul Minn
R Bigelow President A W Perry Secretary
A B Tumlin Attorney for Service
Capital Stock
Amount of paidup capital 1000000 00
Ledger assets December 31 1914 10543778 86
9
11
Extended at 10543778 86
Income
Fire Marine
Gross premiums on new
business 7361553 64 530271110
Deduct amounts paid
for reinsurance and
return premiums 1967036 24 2502948 95
18914 43
41 2S
2125 00
30 00
350000 00
977 29
13
II
15
16
17
18
19
20
21
Total premiums 5394517 40 2799762 15 8194279 55
Interest and rents 450895 59
Other sources
Increase in liabilities during the year on account of rein
surance treaties
Agents balances previously charged off
From Merchants National Bank
From conscience money
Borrowed money gross
Bonds and stocks
Total income 9017263 14
Disbursements
Net amount paid policyholders for losses 4661482 61
Legal and administrative expenses in adjustment of claims 105953 23
Commissions and allowances to agents First year and
renewal 1877926 07
Salaries of officers and employees 370209 73
Bents and interest 16296 96
Advertising printing postage telegrams etc 81007 38
Paid stockholders for dividends 200000 00
Loss on sale and decrease by adjustment of assets 17587 66ComptbollebGenebals Eepoet 213
22 Other items
Legal expenses 14156 g6
Furniture and fixtures 2 368 99
Maps including corrections 7o86 89
Underwriters Board and Tariff Associations 39512 50
Fire department fire patrol salvage corps assess
ments etc 8308 73
Inspections and surveys 10 g7g 91
Commercial reports 3 g4g 75
Tracing flour shipments g71 22
Insurance journals 2 311 95
Audit 900 00
Collection charges 1 07a in
Entertaining agents 974 gg
Insurance on mail 049 95
Premium on life insurance policy 20 40
Liability insurance 109 84
Picnic wedding and Christmas gifts etc 720 07
Surety and deposit bonds 42Q 23
Subscription to Association of Commerce Y M C A and
United Charities g50 qq
Vault rent 355 00
Duty 384 84
Eepairs and expenses on real estate 3 857 jo
Taxes on real estate 3 g22 00
State taxes on premiums 226 359 72
Insurance department licenses and fees 23 220 96
Federal corporation tax g g3 72
State county and city taxes licenses and fees 9 260 85
Emergency revenue tax 40 403 g3
Foreign war tax 2933 56
Southern Adjustment Bureau assessments 100 00
Borrowed money repaid gross 350000 00
Agents balances charged off 1 390 73
23 Total disbursements 7 995 53 27
II
Ledger Assets
25 Book value of real estate 235 774 34
26 Mortgage loans per schedule B 1 176030 00
27 Bonds at book value g 035 350 3
28 Stocks at book value 269 853 18
29 Cash in office SK 0Q
30 Deposits at interest per schedule N 5 229 60
31 Deposits not at interest g0Q 8g4 15
32 Agents balances net j 173132 78214
ComptrollerGenerals Beport

33 Other items
Bills receivable taken for marine and inland risks
Bills receivable taken for fire risks
Due from reinsurance companies for return premiums
Due from reinsurance companies on losses paid
3694 40
30837 22
48 36
34074 17
34 Total ledger assets as per balance No 24 11565188 73
NonLedger Assets
35 Interest due and accrued 84067 67
36 Market value of assets over book value
37 Other items Unliquidated interest in 100 shares of Na
tional German American Bank stock
200 00
38 Total assets 11664103 22
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Mortgages other than first
Market value of special deposits in excess
of corresponding liabilities
Book value of ledger assets over market
value
Due from reinsurance companies collections
doubtful
6653 35
10428 17
400 00
20819 31
303841 01
1250 97
42 Total not admitted assets 343392 81
43 Total admitted assets 11320710 41
Liabilities
44 Net amount of unpaid losses and claims 728992 98
45 Reserves or unearned premiums on risks outstanding 5471723 01
47 Salaries and miscellaneous accounts due or accrued 2500 00
48 Taxes due or accrued 140280 00
49 Other items
Contingent commissions or other charges due or accrued
ledger 229195
Due to reinsurance companies for premiums 42642 18
Due to reinsurance companies for losses 5323 12
Due for contingent commissions nonledger 27500 00
50 Total amount of liabilities except capital 6421253 24ComptbollekGteneeals Eepoet 215
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 3 899 457 17
53 Surplus protection to policyholders 4 899457 17
54 Total liabilities ii320710 41
Business in Force
Risks Premiums
55 In force December 31 1914 912055943 11171274 13
56 Written or renewed during year 1257470934 12666818 05
Includes 255331 excess of original pre
miums over amount received for reinsur
ance
57 Sum 2169526877 23838092 18
58 Deduct ceased to be in force during year 1166809376 12047270 75
59 In force December 31 1915 1002717501 11790821 43
Business in Georgia
61 In force December 31 1914 6714188 94378 92
62 Written or renewed during year 30419680 96585 96
63 Sum 37133868 190964 88
64 Deduct ceased to be in force during year 30901682 101037 68
65 In force December 31 1915 6232186 89927 20
66 Net losses paid during year 67 350 pg
67 Net losses incurred during year 73 923 7
Investments in Georgia
2 Bonds 10000 00
216
COMPTEOLLEBGrENEBAL s RePOET
SAVANNAH FIRE INSURANCE COMPANY OF SAVANNAH GA
Bryan and Drayton Streets Savannah Ga
Mills B Lane President W P Train Secretary
Adams Adams Attorneys for Service
Capital Stock
1 Amount of paidup capital
2 Ledger assets December 31 1914
100000 00
176492 67
4 Extended at
176492 67
Income
5 Gross premiums on new business 37550 60
7 Deduct amounts paid for reinsurance and
return premiums 24037 35
8 Total premiums 13513 25
9 Interest and rents 11864 62
11 Other sources Increase in liabilities on account reinsur
ance treaties 414 55
13 Total income
25792 42
Disbursements
14 Net amount paid polieyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year This ac
count shows a credit carried to expense account
17 Salaries of officers and employees
19 Advertising printing postage telegrams etc
22 Other items
Legal expense
Underwriters Board furniture and fixtures maps
Repairs and taxes
All other taxes
Travelling expenses
23 Total disbursements 13908 24
2818 29
81 19
3167 93
719 37
75 00
142 54
5581 71
1059 Cl
262 60
Ledger Assets
25 Book value of real estate 120000 00
26 Mortgage loans per schedule B 24000 00ComptrollerGenerals Eeport 217
27 Bonds at book value 8304 50
30 Deposits at interest per schedule N 5060 66
31 Deposits not at interest 1451 16
32 Agents balances net 7065 63
33 Other items
Collateral loans 15800 00
Liberty County note 4000 00
Local board deposit 25 00
Due from other companies 2669 90
34 Total ledger assets as per balance No 24 188376 85
NonLedger Assets
35 Interest due and accrued 610 49
37 Other items Eents due and accrued 1005 25
38 Total assets 189992 59
Liabilities
44 Net amount of unpaid losses and claims 1500 00
45 Reserves or unearned premiums on risks outstanding 14018 12
49 Other items Funds held under reinsurance treaties 414 55
50 Total amount of liabilities except capital 15932 67
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 74059 92
53 Surplus protection to policyholders 174059 92
54 Total liabilities 189992 59
Business in Force
Risks Premiums
55 In force December 31 1914 2791741 44324 81
56 Written or renewed during year 2883833 37550 60
57 Sum 5675574 81875 41
58 Deduct ceased to be in force during year 2263705 29867 99
59 In force December 31 1915 3411869 52007 42
60 Net business in force 1606349 26408 31218 CompteollebGenebals Eepoet
Business in Georgia
62 Written or renewed during year net 97678E
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
1 Real estate
2 Bonds
3 Mortgage loans
4 Collateral loans
6 Other items
Liberty County note
Banks and trust companies
Total investments in Georgia
11841 12
2534 78
3034 78
120000 00
8304 50
24000 00
15800 00
4000 00
6511 82
178616 32

SCOTTISH UNION AND NATIONAL INSURANCE COMPANY
OF HARTFORD CONNECTICUT
75 Elm Street Hartford Conn
James H Brewster United States Manager
W R Hoyt Attorney for Service
Capital Stock
1 Amount of deposit capital
2 Ledger assets December 31 1914
200000 00
6494501 91
4 Extended at 6494501 91
Income
5 Gross premiums on new business 4607509 96
7 Deduct amounts paid for reinsurance and
return premiums 2092829 93
8 Total premiums 2514680 03
9 Interest and rents 265516 96
10 Profit on sale or increase by adjustment of assets 114 50CoMPTROLLERGrENERALs REPORT 219
11 Other sources
Received from home office 30 972 50
From agents balances previously charged off 84 41
13 Total income 2811368 40
Disbursements
14 Net amount paid policyholders for losses 1 232 792 60
15 Legal and administrative expenses in adjustment of claims 29708 90
16 Commissions and allowances to agents First year 557 804 68
17 Salaries of officers and employees 221 440 03
18 Rents and interest 10 352 05
19 Advertising printing postage telegrams etc 107150 34
20 Decrease in liabilities on account of reinsurance treaties 6123 55
21 Loss on sale and decrease by adjustment of assets 763 62
22 Other items
Repairs and expenses 4 882 46
Taxes on real estate 3 943 91
State tax on premiums 56 608 65
Licenses fees and taxes 61 668 54
Mercantile reports 1 139 40
Office supplies 868 08
Premiums on bonds and insurance 842 48
Safe deposit box 50 00
Subscription j g gg
Remitted to home office 57 501 60
Agents balances charged off 594 33
23 Total disbursements 2356368 31
Ledger Assets
25 Book value of real estate 213 028 36
26 Mortgage loans per schedule B 122 300 00
27 Bonds at book value 5 608 001 23
28 Stocks at book value 50 206 95
30 Deposits at interest per schedule N 378 049 20
32 Agents balances net 577 qiq qq
34 Total ledger assets as per balance No 24 6949502 00
NonLedger Assets
35 Interest due and accrued 106 863 54
38 Total assets 7056365 54

220
ComptbollebGenebals Eepoet
Deduct Assets Not Admitted
21217 62
39 Agents balances
41 Other items
Overdue and accrued interest on bonds in
default
Book value of ledger assets over market
value viz Bonds and stocks
22114 99
252362 48
42 Total not admitted assets
43 Total admitted assets
295695 09
6760670 45
Liabilities
44 Net amount of unpaid losses and claims
45 Eeserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Contingent commissions or other charges due or accrued
Funds held under reinsurance treaties
50 Total amount of liabilities except capital
51 Deposit capital 200000 00
52 Surplus over all liabilities 3684163 10
214322 00
2588175 72
2000 00
50000 00
10000 00
12009 63
2876507 35
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
6760670 45
Bisks
55 In force December 31 1914 730039604
56 Written or renewed during year 520751721
57 Sum 1250791325
58 Deduct ceased to be in force during year 680280704
59 In force December 31 1915 570510621
60 Total 572003730
Business in Georgia
Premiums
6454486 18
4566321 33
11020807 51
6045296 23
4975511 28
5009385 37
62 Written or renewed during yeari
64 Deduct ceased to be in force during year
65 In force December 31 1915i
7283254
1477958
77658 98
14542 84
5805296 63116 14ComPTROLLERGtENERALs EePORT
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds
221
44425 55
45907 13
25000 00
SECURITY INSURANCE COMPANY OF NEW HAVEN CONNECTICUT
115 Elm Street New Haven Conn
John W Ailing President Victor Roth Secretary
Jerome Brown Attorneys for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 4180453 96
4 Extended at 4180453 96
Income
5 Gross premiums on new business and re
newals 3927826 15
7 Deduct amounts paid for reinsurance and
return premiums 1440538 31
8 Total premiums 2487287 84
9 Interest and rents 187 557 9
10 Profit on sale or increase by adjustment of assets 4218 75
11 Other sources
Agents balances previously charged off
Borrowed money
186 45
140000 00
13 Total income 2819260 95
Disbursements
14 Net amount paid policyholders for losses 1536044 17
15 Legal and administrative expenses in adjustment of claims 33618 37
16 Commissions and allowances to agents First year 534649 96
17 Salaries of officers and employees 220 222 03
18 Rents and interest 8 729 63
19 Advertising printing postage telegrams etc 32969 02222
CompteollebGenebals Bepobt
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
80000 00
501 46
318004 11
23 Total disbursements 2774738 75
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
31 Deposits not at interest
32 Agents balances net
33 Other items
34 Total ledger assets as per balance No 24
NonLedger Assets
239575 66
380700 00
2344999 20
729319 83
8433 32
114541 07
358823 59
48583 49
4224976 16
35 Interest due or accrued
36 Market value of assets overbook value
46326 10
40814 81
38 Total assets 4312117 07
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
6911 90
5164 70
16534 48
42 Total not admitted assets
43 Total admitted assets
28611 08
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Contingent commissions
4283505 99
242543 84
2265940 38
2218 06
40000 00
69 32
50 Total amount of liabilities except capital 2550771 60
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 732734 39
53 Surplus protection to policyholders
54 Total liabilities
1732734 39
4283505 99ComptbollebGenebal s Eepoet 223
Business in Force
x Bisks Premiums
55 In force December 31 1914 513010386 5204693 47
56 Written or renewed during year 354100847 3938775 97
5J 867111233 9143469 44
08 Deduct ceased to be in force during year 313672252 3615493 55
59 In force December 31 1915 553438981 5527975 89
Business in Georgia
61 In force December 31 1914 4844233 77547 66
62 Written or renewed during year 4485424 35161 78
63 Sum 9329657 112709 44
64 Deduct ceased to be in force during year 3303427 29 838 75
65 In force December 31 1915 6026230 82870 69
66 Net losses paid during year 20 105 33
67 Net losses incurred during year 19 658 29
Investments in Georgia
2 Bonds market value 29 150 00
SOUTHERN MUTUAL INSURANCE COMPANY OF ATHENS GA
Southern Mutual Building Athens Georgia
Billups Phinizy President A E Griffith SeoretarV
Officers of Company Attorneys for Service
Capital Stock
2 Ledger assets Dec 31 1914 1041173 99
4 Extended at 1041173 99
Income
5 Gross premiums on new business 398496 25
7 Deduct amounts paid for return prems 4559 27
8 Total premiums 393930 98

224 ComptrollerGenerals Eeport
9 Interest and rents 62 749 00
13 Total income 456685 98
Disbursements
14 Net amount paid policyholders for losses 89233 40
16 Commissions and allowances to agents First year 59089 38
17 Salaries of officers and employees 21 845 00
18 Rents 1500 00
19 Advertising print postage telegrams exp act less rent 3035 63
20 Paid policyholders for dividends 233402 65
21 Premium on bonds acquired 9 624 30
22 Other items
Repairs and expenses other than taxes on real estate 9488 47
Taxes on real estate 4 766 08
State taxes on premiums 389 76
Insurance department fees 200 00
U S Corp 201 96
City and State 511 95
U S revenue 2396 00
Municipal licenses etc 2 671 30
23 Total disbursements 438355 88
Ledger Assets
25 Book value of real estate 268379 83
27 Bonds at book value 588500 00
28 Stocks at book value 185 ooo 00
31 Deposits not at interest 10 318 89
32 Agents balances net Dec 1915 7305 37
34 Total ledger assets as per balance No 24 1059504 09
NonLedger Assets
35 Interest due and accrued 17 656 25
36 Market value of assets over book value 103 925 00
37 Other items Rents due 2 500 00
38 Total assets 1183585 34
Liabilities
44 Net amount of unpaid losses and claims 2622 85
45 Reserves or unearned premiums on risks outstanding 196968 49ComptrollerGenerals Report 225
46 Dividends to policyholders declared but unpaid scrip
outstanding
a m j 150246 73
48 Taxes due or accrued U S 621 80 Ga 389 77 1011 57
50 Total amount of liabilities except capital 350 849 64
53 Surplus protection to policyholders 832J35 70
54 Total liabilities 7185
Business in Force
T Risks Premiums
55 In torce December 31 191441433 732 00
56 Written or renewed during year 43539o78 00 398496 25
5J m 84972810 00 398496 25
58 Deduct ceased to be in force during year 41241271 00 4 559 27
59 In force December 31 1915 43731539 00 393936 98
Business in Georgia
65 In force December 31 1915 43731539 00 393936 98
66 Net losses paid during year 89 93a r
67 Net losses incurred during year 8o690 97
Investments in Georgia
1 Real estate jg
J 0ds 588500 00
6 Other items Stocks in Georgia corporation 185 000 00
Total investments in Georgia 1 041 a79 03

SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY
OF SPRINGFIELD MASSACHUSETTS
195 State Street Springfield Mass
A W Damon President W j Mackay Secretary
Jas L Dickey Jr Attorney for Service
Capital Stock
1 Amount of paidup capital 2500000 00
2 Ledger assets Dec 31 1914 11283883 73
4 Extended at 11283883 73226
ComptrollerGenerals Eeport
Income
5 Gross premiums on new business and re
newals 9210654 04
7 Deduct amounts paid for reinsurance and
return premiums 3096737 37
8 Total premiums 6113916 67
9 Interest and rents 431 407 80
10 Profit on sale or increase by adjustment of assets 40242 00
11 Other sources
Refund of taxes on Mass Bank stocks 18 998 53
Increase in liabilities during the year on account of rein
surance treaties 0 531 39
13 Total income 6615096 39
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
SO Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Taxes
Incidentals
Allowances to agencies for miscellaneous agency expenses
Interest paid Munich Reinsurance Co per contract
Agents balances charged off
Legal expenses
Other disbursements
Underwriters boards and tariff associations
3300770 98
5832s 25
1132928 18
711687 97
35503 98
111927 99
250000 00
496261 38
239280 06
14680 43
32599 71
10810 93
4848 91
12303 78
97772 78
85066 59
23 Total disbursements 6 574771 92
Ledger Assets
2i Rook value of real estate 300 000 00
26 Mortgage loans per schedule B 2112770 00
27 Bonds at book value 1105 480 14
28 Stocks at book value 4966190 88
29 Cash in office 821 92
30 Deposits at interest per schedule N 1064599 60ComptrollerGenerals Report 227
31 Deposits not at interest 44 449 93
32 Agents balances net 4 3goi95 73
34 Total ledger assets as per balance No 24 11 324 208 20
NonLedger Assets
35 Interest due and accrued 4 gg 734 gg
36 Market value of assets over book value 359 260 98
37 Other items Reinsurance due on paid losses schedule E
column J 16557 32
38 Total assets U76sm 19
Deduct Assets Not Admitted
39 Agents balances 14 654 33
41 Other items Market value of special de
posits in excess of corresponding liabil
ities per special deposit schedule p 10 58733 26
42 Total not admitted assets 73 357 59
43 Total admitted assets 11695373 60
Liabilities
44 Net amount of unpaid losses and claims 577 261 47
45 Reserves or unearned premiums on risks outstanding 5673329 62
47 Salaries and miscellaneous accounts due or accrued 15000 00
48 Taxes due or accrued 50 qqq 00
49 Other items
Interest due or accrued on borrowed money to Munich
Reinsurance ompany 5 gg7 gg
Contingent commissions or other charges due or accrued 10000 00
Funds held under reinsurance treaties 283 508 22
50 Total amount of liabilities except capital ggi4 706 97
51 Capital actually paid in cash 2500000 00
52 Surplus over all liabilities 2580666 63
53 Surplus protection to policyholders 5 080 666 63
54 Total liabilities 11695373 60
228 CompteollebGeneeals Repoet
Business in Force
Bisks Premiums
55 In force December 31 1914 1164973568 12426324 64
56 Written or renewed during year 863061305 9210654 04
57 Sum 2028034873 21636978 68
58 Deduct ceased to be in force during year 787192993 8671287 92
59 In force December 31 1915 1240841880 12965690 76
Deduct reinsured as per schedule F p 21 197729247 2036573 46
60 Total 1043112633 10929117 30
Business in Georgia
61 In force December 31 1914 7632574 137205 37
62 Written or renewed during year 5099704 75908 40
63 Sum 12732278 213113 77
64 Deduct ceased to be in force during year 4921705 80937 51
65 In force December 31 1915 7810573 132176 26
66 Net losses paid during year 93182 92
67 Net losses incurred during year 73478 49
Investments in Georgia
2 Bonds State of Ga 4 refunding reg bonds 1945
par value 10000 00
STANDARD FIRE INSURANCE COMPANY OF HARTFORD CONN
18 Asylum Street Hartford Conn
M L Hewes President H B Anthony Secretary
V A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 750000 00
2 Ledger assets 1660235 40
4 Extended at 1660235 40ComptrollerGenerals Report
229
Income
5 Gross premiums on new business 1185563 99
7 Deduct amounts paid for reinsurance and
return premiums 410 044 11
8 Total premiums
9 Interest and rents
769519 88
61575 19
13 Total income 831095 07
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
478321 01
10108 62
183325 02
57619 40
3133 50
13150 39
41 57
144646 63
23 Total disbursements
890346 14
Ledger Assets
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
37 Other items maps fixtures and furn cost 27233 81
38 Total assets
Deduct Assets Not Admitted
39 Agents balances 680 23
41 Other items
Furniture fixs and safes including maps 10000 00
Book value ledger assets over mar val 54000 15
1278734 15
133519 00
155 09
67933 18
120642 91
1600984 33
17193 60
10000 00
1628177 93
42 Total not admitted assets 64 680 38
43 Total admitted assets 1 563 497 55230
ComptrollebGeneeals Eepoet
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
57535 25
596326 05
501 97
15000 00
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
669363 27
750000 00
144134 28
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
Risks
55 In force December 31 1914 143658956
56 Written or renewed during year 114668231
894134 2S
Premiums
1330329 17
1185563 99
57 Sum 258327187
58 Deduct ceased to be in force during year 102625888
2515893 16
1104380 40
59 In force December 31 1915 155701299 1411512 76
Deduct amount reinsured 33149420 301685 M
60 Total
122551879 1109827 52
Business in Georgia
61 In force December 31 1914
82 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during year
65 In force December 31 1915
Investments in Georgia
2 Bonds Atlanta water 4 due 1931 Par
927608 1
1350405 ihi
2278013 00
821007 no
1457006 00
10000 00ComptrollerGenebals Eepoet
231
STERLING FIRE INSURANCE CO OF INDIANAPOLIS INDIANA
115 N Penn St Indianapolis Indiana
Edward D Evans President Oscar L Ross Secretary
Capita Stock
1 Amount of paidup capital 850000 00
2 Ledger assets Dec 31 1914 1633778 19
4 Extended at
1633778 19
Income
5 Gross premiums on new business and re
newals
7 Deduct amounts paid for reinsurance and
return premiums
880833 18
846481 09
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Commissions on mortgage loans
Commissions on premiums
Furniture and fixtures and maps
Phila Fire Underwriters Asso deposit refunded
13 Total income
43352 09
77271 80
123 76
235 43
3059 37
5542 76
100 00
129685 21
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Legal expenses
Underwriters boards fire depts etc and inspection and
surveys
Insurance department licenses and fees
Other taxes licenses and fees
Miscellaneous
Agents balances charged off
23 Total disbursements
128155 80
2987 07
29570 80
4314 17
2495 43
42500 00
528 96
4621 87
3328 67
1600 80
24340 81
1797 65
16998 17
263240 20

232
ComptrollerGenerals Eeport
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items Loans secured by pledge of bonds stocks or
other collaterals schedule G
1194463 38
162393 39
25 00
100752 78
39669 86
2918 79
34 Total ledger assets as per balance No 24
NonLedger Assets
1500223 20
35 Interest due and accrued
38 Total assets
Deduct Assets Not Admitted
41 Other items
Market value of special deposits in excess
of corresponding liabilities 18062 34
Book value of ledger assets over market
value bonds 1725 04
25435 99
1525659 19
42 Total not admitted assets
43 Total admitted assets
19787 38
1505871 81
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash 850000 00
52 Surplus over all liabilities 393621 82
39968 89
206089 10
16192 00
262249 99
1243621 82
1505871 81
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
55 In force December 31 1914 76957449 801090 57
56 Written or renewed during year 81606345 889833 18
57 Sum 158563794 1690923 75ComptrollerGenerals Eeport 233
58 Deduct ceased to be in force during year 20333772 224 703 50
59 In force December 31 1915 138230022 1466220 25
Deduct amount reinsured 104929502 1108239 53
60 Total 33300520 357980 72
U S BRANCH SUN INSURANCE OFFICE NEW YORK CITY
54 Pine Street New York City N Y
J J Guile IT S Manager
J T Pitten Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 4946180 24
4 Extended at 4946180 2
24
Income
5 Gross premiums on new business 4161748 53
7 Deduct amounts paid for reinsurance and
return premiums 1803417 43
8 Total premiums 2358331 10
9 Interest and rents 191 945 gg
10 Profit on sale or increase by adjustment of assets 7 559 40
11 Other sources
Tncome tax withheld 144 49
Received from home office 140 210 47
13 Total income 2698191 09

Disbursements
14 Net amount paid policyholders for losses 1310 757 17
15 Legal and administrative expenses in adjustment of claims 45402 02
16 Commissions and allowances to agents First year 492724 20
17 Salaries of officers and employees 167 516 64
18 Rents and interest 24 679 08
19 Advertising printing postage telegrams etc 11519 12
21 Loss on sale and decrease by adjustment of assets 2937 50234
ComptrollebGenerals Eeport
22 Other items
Remitted to home office 265 522 51
Underwriters boards fire dept State and municipal li
censes taxes and fees inspections surveys maps legal
and other expenses 307 079 81
23 Total disbursements 2 668 138 05
Ledger Assets
25 Book value of real estate
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items Reinsurance recoverable on paid losses
34 Total ledger assets as per balance No 24
NonLedger Assets
171925 04
3497023 20
329449 84
700 00
465018 11
501294 75
10822 34
4976233 28
35 Interest due and accrued
36 Market value of assets over book value
57876 49
38074 96
38 Total assets 5072184 73
Deduct Assets ot Admitted
39 Agents balances 14525 22
41 Other items
Overdue and accrued interest on bonds
in default 7750 01
Book value of assets over market value 183311 29
42 Total not admitted assets
43 Total admitted assets
205586 52
4866598 21
Liabilities
44 Net amount of unpaid hisses and claims 240509 00
45 Reserves or unearned premiums on risks outstanding 2771875 72
17 Salaries and miscellaneous accounts due or accrued 18 292 46
48 Ta xes due or accrued 55293 61
50 Total amount of liabilities except capital 3085970 7953
54
ComptrollerGenerals Eeport
Surplus protection to policyholders
Total liabilities
Business in Force
235
1780627 42
In force December 31 1914
Written or renewed during year
Risks
662147746
401399498
ol
58
59
60
62
66
67
Sum 1063547244
Deduct ceased to be in force during year 397892195
In force December 31 1915
Deduct amount reinsured
665655049
106761243
Premiums
6758802 10
4161748 53
10920550 63
4248803 81
6671746 82
1139820 14
Total 558893806 5531926 68
Business in Georgia
Written or renewed during year
Net losses paid during year
Net losses incurred during year
4507290 00
Investments in Georgia
Bonds City of Savannah funding 4y2 1959
59727 08
34530 80
49463 97
10000 00
SVEA FIRE AND LIFE INSURANCE CO LTD OF NEW YORK CITY
100 William Street New York N Y
United States Manager
Rhett OBeirne Attorneys for Service
1 Amount of deposit capital 200000 00
2 Ledger assets December 31 1914 1658905 46
4 Extended at 1658905 46
Income
5 Gross premiums on new business 1461592 03
7 Deduct amounts paid for reinsurance and
return premiums 555886 09
8 Total premiums 905705 94236
ComptrollerGenerals Eeport
9 Interest and rents
53746 05
13 Total income 959451 99
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Eents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Remittance to home office
Home office expenses
Bank exchange
Insurance publications
Office supplies
Mercantile reports
Audit and statistical service Jos Troggatt Company
23 Total disbursements
476280 37
3 13433 12
243715 97
53998 52
5966 64
71757 56
2750 00
8544 81
2253 16
538 29
154 00
92 58
960 00
1200 00
881645 02
Ledger Assets
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable taken for fire risks
Bills receivable taken for agents balances
34 Total ledger assets as per balance No 24
NonLedger Assets
1382785 24
66 84
12021 36
109701 66
185402 50
46003 38
731 45
1736712 43
35 Interest due and accrued
37 Other items Reinsurance recoverable on paid losses
21516 19
1810 15
38 Total assets 1760038 77
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
5234 74
1959 72ComptrollerGenerals Report
237
41
42
43
44
45
47
48
49
50
51
52
53
54
Other items
Overdue and accrued interest on bonds in
default
Bonds
3354 16
82725 24
Total not admitted assets
Total admitted assets
93273 86
1666764 91
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items Contingent commissions due or accrued
Total amount of liabilities except capital
Deposit capital 200000 00
Surplus over all liabilities 476674 47
93514 45
870628 41
1692 51
21255 07
3000 00
990090 44
Surplus protection to policyholders
Total liabilities
Business in Force
676674 47
1666764 91
Risks
In force December 31 1914 159926324
Written or renewed in 1915 124641327
Premiums
1877405 07
1461592 03
Totals 284567651
Deduct expirations and cancellations 116359353
3338997 10
1368663 39
In force December 31 1915 168208298 1970333 71
Deduct amount reinsured 27923347 316817 98
61
Net amount in force 140284951 1653515 73
Business in Georgia
In force December 31 1914 1337000 00238 ComptrollerGenerals Report
UNION FIRE INSURANCE COMPANY OF PROVIDENCE R I
17 Custom House Street Providence R I
Starkweather Shepley United States Managers
Insurance Commissioner Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 980 007 20
Income
5 Gross premiums on new business and re
newas 753164 28
7 Deduct amounts paid for reinsurance and
return premiums 341577 25
8 Total premiums 411587 03
9 Interest and rents r7
13 Total income 3
Disbursements
14 Net amount paid policyholders for losses 233 175 28
15 Legal 1111 administrative expenses in adjustment of claims 4618 59
15 Commissions and allowances to agents First year and
renewal
132751 68
I 1 Salaries of officers ami employees l0 01
H Advertising printing postage telegrams and legal expenses 403 80
22 Other items
Underwriters Board and Tariff Association 4040 9
File department fire patrol ami salvage corps assessrats
fees taxes and expenses ogn ifi
Inspections and surveys
stale tixes on premiums J
T s I i L
11suraue department licenses a11 je s 3 471 5
City taxes and licenses s
Emergency revenue axes o i
Surel v himIs
215 85
ommissions 11 bonds
Remittance to home office 1 873 0
Examination Rhode Island department incident to adniia
sion into California 225 40
23 Total disbursements 39Si6627
30
32
33
34
35
37
38
41
42
43
44
45
48
49
50
52
54
55
56
ComptrollerGenerals Eeport 239
Ledger Assets
Bonds at book value 7583 80
Deposits atinterest per schedule N 151588 85
Agents balances net 114 804 13
Other items Philadelphia Underwriters Association de
posit 100 00
Total ledger assets as per balance No 24 1024872 98
NonLedger Assets
Interest due and accrued on bonds 10284 96
Other items Recoverable for reinsurance on paid losses
per schedule E 87 76
Total assets 1035245 70
Deduct Assets Not Admitted
Other items
Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 2695 13
Book value of ledger assets over market
value 32257 05
Total not admitted assets 34952 18
Total admitted assets 1000293 52
Liabilities
Net amount of unpaid losses and claims 39327 23
Reserves or unearned premiums on risks outstanding 349956 08
Taxes due or accrued 8000 00
Other items Commissions 37885 36
Total amount of liabilities except capital 435168 67
Surplus over all liabilities 565124 85
Total liabilities 1000293 52
Business in Force
Risks Premiums
Tn force December 31 1914 86553259 825922 19
Written or renewed during year 78884462 753114 28
Sum 165437721 1579086 47

240 ComptrollerGenerals Eepobt
58 Deduct ceased to be in force during year 70393935
59 In force December 31 1915 71408848
Business iu Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds City of Atlanta 4 redemption bonds due
January 1 1922
664068 47
673092 77
18256 00
48243 00
66499 00
8006 00
58493 00
23521 38
24392 74
10100 00

UNITED STATES FIRE INSURANCE CO OF NEW YORK CITY
95 William Street New York X Y
Charles A N orris President David G Wakeman Secretary
Aaron Haas Son Howell Attorney for Service
Capital Stock
1 Amount of paidup capital 400000 00
2 Ledger issts December 31 1914 1301631 65
4 Extended at 1301631 65
Income
5 Gross premiums on new business 1431129 46
7 Deduct amounts paid for reinsurance and
return premiums 722 567 85
8 Total premiums 70856 i
9 Interest and rents 49 1 i7 72
10 Profit on sale or increase by adjustment of assets l Q
13 Total Income 759062 34CompteollebGenebals Kepobt
Disbursements
14 Net amount paid polieyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Bents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Underwriters Boards
Fire patrol
Taxes and fees
Dividends
23 Total disbursements
Ledger Assets
241
321365 98
13033 99
240850 21
12953 12
2700 00
7000 75
4771 63
9993 60
2837 38
22700 42
28000 00
666207 08
51000 00
458517 65
26 Mortgage loans per schedule B
27 Bonds at book value
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
168 79
149819 07
10 00
124048 37
34 Total ledger assets as
per balance No 24 j 394
486 91

NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items Reinsurance recoverable
38 Total assets
1027 92
4052 05
2043 71
1401610 59
Deduct Assets Not Admitted
41 Other items
Market value special deposits in excess lia
biUtieS 11173 16
Book value securities over market value 31 955 68
42 Total not admitted assets
43 Total admitted assets
43128 84
1358481 75
242
ComptrollerGenerals Report
Liabilities
44 Xet amount of unpaid losses and claims
43 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
76454 28
550767 74
1000 00
9700 00
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
400000 00
320559 73
637922 02
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
Risks
55 In force December 31 1914 13662192s
56 Written or renewed during year 143265327
720559 73
1358481 75
Premiums
1461861 43
1421766 67
57 Sum 279887255 2883628 10
58 Deduct ceased to be in force during year 128666835 1336085 46
59 In force December 31 1915 151220420 1547542 64
60 Total net 106180515 1061534 75
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum
lit Deduct ceased to be in force during year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
789437 25
1100305 00
1889742 25
755896 00
1133846 25
10230 90
8495 55
investments in Georgia
2 Bonds par value
10000 00CoMPTEOLLEEGrENEHALs BePOBT
243
WESTCHESTEB PIRE INSURANCE COMPANY OF NEW YORK CITY
100 William Street New York N Y
George B Crawford President Xftn J Q
vl utt0 E Sehaefer Secretary
Edgar Dunlap Attorney for Service
Capital Stock
1 Amount of paidup capital
2 Ledger assets December 31 1914
500000 00
6367781 18
4 Extended at
6367781 18
Income
i385 23
5 Gross premiums on new business 5 966
7 Deduct amounts paid for reinsurance and
return premiums 2266259 25
8 Total premiums
9 Interest and rents 3700125 98
10 Profit on sale or increase by adjustment ofassets
11 Other sources J
Federal income tax withheld from paid salaries
Sale of rights on stocks
From agents balances previously charged off
369 99
319 53
354 03
13 Total income
3945042 64
Disbursements
2028844 96
49804 27
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of daims
16 Commons and allowances to agents First year n 2 4
It Salaries of officers and employees
18 Bents and interest
19 Advertising printing postage telegrams etc
22 Other items
Agents balances charged off
Dividends to stockholders
Legal
Furniture and fixtures
Maps
Underwriters Boards etc
Fire departments fire patrol etc
Inspections and surveys
Beal estate taxes
394338 42
27597 19
62365 84
843 97
200000 00
4055 94
5925 99
13953 39
47956 21
10309 92
28944 71
87 57244
ComptrollerGenerals Report
State taxes on premiums
Insurance department fees and licenses
Federal corporation tax
Municipal taxes
Exchange and collections
Federal inc tax etc
Loss on sale or maturity of ledger assets
Decrease by adjustment of book value of ledger assets
23 Total disbursements
82301 35
19193 76
22579 16
12903 41
3711 72
391 97
1932 25
2661 63
3758938 40
Ledger Assets
25 Book value of real estate 5876 00
26 Mortgage loans per schedule B 114710 00
27 Bonds at book value 1703906 10
28 Stocks at book value 3866470 50
30 Deposits at interest per schedule N 319720 28
31 Deposits not at interest 8A99 J2
32 Agents balances net 491896 59
33 Other items Balances for reinsurance written prior to
October 1 1915 43106 83
34 Total ledger assets as per balance No 24 6553885 42
NonLedger Assets
35 Interest due and accrued 40432 0i
38 Total assets 6594317 49
Deduct Assets Not Admitted
39 Agents balances 18204 65
41 Other items
Book value of ledger assets over market
value of stocks bonds and real estate 330630 60
Balances due for reinsurance written prior
to October 1 1915 43106 83
42 Total not admitted assets 391942 08
43 Total admitted assets 6202375 41
Liabilities
44 Net amount of unpaid losses ami claims 408878 26
45 Reserves or unearned premiums on risks outstanding 3478363 48ComptrollerGenerals Beport
48 Taxes due or accrued
49 Other items
Contingent commissions or other charges due or accrued
Federal income tax withheld from paid salaries
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
245
85000 00
15000 00
362 04
500000 00
1714771 63
3987603 78
53 Surplus protection to policyholders
54 Total liabilities
2214771 63
6202375 41
Business in Force
1 In force on the 3st day of December as
per line 6 under this heading in last
years statement
2 Written or renewed during the year per
income No 5
Risks
Premiums
830588553 8092154 39
571469214
5966385 23
4 Total
5 Deduct those expired and marked off a
terminated
1402057767 14058539 62
505740217
5482422 46
6 In force at the end of the year 7710 TMlT
i Deduct amount reinsured schedule re
quired 182099984
1753207 68
8 Net amount in force
714217566 6822909 48
Business in Georgia
61 In force December 31 1914 6439440
tz Written or renewed during year 5 315 278
55370 39
63 Sum 4
fi4 nol 110547 18 131017 94
64 Deduct ceased to be in force during year 4825731 56779 32
65 In force December 31 1915
6728987
66 Net losses paid during year
67 Net losses incurred during year
74238 62
18747 06
16134 07
246
ComptrollerGenerals Eepoet
WESTERN ASSURANCE COMPANY OF TORONTO CANADA
22 Wellington Street East Toronto Canada
W B MeiHe VicePresident and General Manager C C Foster Secretary
C H Godfrey Attorney for Service
Capital Stock
1 Amount of paidup capital deposit 212000 00
2 Ledger assets December 31 1914 2645382 4
4 Extended at
264538249
Income
Fire
5 Gross premiums on new
business and renew
als 2085470 14
7 Deduct amounts paid
for reinsurance and
return premiums
984026 45
Marine
799377 S9
193688 91
8 Total premiums 1101452 69
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Remitted from home office
605688 98 1707141 67
97042 62
1087 50
156557 24
13 Total income
1961829 03
14055 7S
Disbursements
Fire Marine
14 Net amount paid policy
holders for losses 711510 62 277445 30 4 988964
15 Legal and administrative expenses in adjustment ol claims
16 Commissions and allowances to agents First year and
renewal
17 Salaries of offici rs and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Travelling
21 Loss on sale and decrease by adjustment of assets
22 Other items
Legal
Furniture
Maps
348072 03
041111 2S
6341 2
36421 78
43735 04
4456 40
025 21
1275 04
2899 71
ComptbolleeGenebals Repoet
247
Board
Fire patrol
Inspections
Taxes
Exchange
Remitted to home office
Agents balances charged off
23 Total disbursements
18295 46
5182 14
2149 08
55848 52
1503 70
135881 53
8253 91
1769263 83
Ledger Assets
27 Bonds at book value
28 Stocks at book value
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Bills receivable fire
Bills receivable marine
Supplies
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
37 Other items Reinsurance due on paid losses
1705901 62
364833 60
382461 18
381303 61
1995 10
342 50
1110 08
2837947 69
23523 30
15766 61
38 Total assets 2877237 60
Deduct Assets Not Admitted
39 Agents balances 20 437 32
41 Other items
Supplies 1110 08
Market value of special deposits in excess 19318 07
Book value of bonds and stocks over market 88556 79
42 Total not admitted assets
43 Total admitted assets
129422 26
2747815 34
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
213798 04
1193170 39
1200 00248 ComptrollerGenerals Beport
48 Taxes due or accrued 25 607 12
49 Other items Contingent commissions 4743 97
50 Total amount of liabilities except capital 1438519 52
51 Capital actually paid in cash 212000 00
52 Surplus over all liabilities 1097295 82
53 Surplus protection to policyholders 1309295 82
54 Total liabilities 2747815 34
Business in Georgia
Bisks Premiums
61 In force December 31 1914 3856960 52862 95
62 Written or renewed during year 5770393 51372 24
63 Sum 9627353 104235 19
64 Deduct ceased to be in force during year 6669090 58516 02
65 In force December 31 1915 2958263 45719 17
66 Net losses paid during year 26 724 91
67 Net losses incurred during year 34 850 73
Investments in Georgia
2 Bonds market value 9400 00
THE WILLIAMSBURGH CITY FIRE INSURANCE COMPANY
OF NEW YORK CITY
95 William Street New York N Y
Geo R Branson President D J Burtis Secretary
W R Hoyt Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 4793402 60
4 Extended at 4793402 60ComptrollerGeneeals Eepoet
249
Income
5 Gross premiums on new business and re
newals
7 Deduct amounts paid for reinsurance and
return premiums 1758382 25
4347898 94
8 Total premiums
9 Interest and rents iii J518 69
10 Profit on sale or increase by adjustment of assets 28440 2
11 Other sources
892 96
13 Total income
2818595 43
Disbursements
14 Net amollI1t paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and
renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
23 Total disbursements
Ledger Assets
1351906 95
45706 35
954720 39
45744 20
9220 00
17593 17
100000 00
42617 77
147923 55
2715432 38
25 Book value of real estate 82
26 Mortgage loans per schedule B
27 Bonds at book value 5
28 Stocks at book value 2J94 S S
29 Cash in office 2194670 0
on t x x 615 82
M Deposits at interest per schedule N ai a
32 Agents balances net i JSJ 81
As Other items
41587 43
34 Total ledger assets as per balance No 24
4
1565 65
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items
21740 83
94362 31
2736 85
38 Total assets
5015405 64
250 ComptrollerGenerals Report
Deduct Assets Not Admitted
41 Other items
43 Total admitted assets
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
18820 00
4996585 48
229688 00
2611599 96
2000 00
37000 00
5509 89
50 Total amount of liabilities except capital
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 1110787 63
2885797 85
53 Surplus protection to policyholders 2110787 63
54 Total liabilities 4996585 48
Business in Force
Risks
1 In force December 31 1914 621841794
2 Written or renewed during year 404623012
3 Excess of original premiums over amount
received for reinsurance
Premiums
6421808 17
4272247 42
711 79
4 Totals 1026464806 10694767 38
5 Deduct expirations and cancellations 387848159 4138542 23
6 In force December 31 1915 638616647 6556225 15
7 Deduct amount reinsured 138392692 1360802 49
8 Net amount in force 500223955 5195422 66
Business in Georgia
62 Written or renewed during yeari
66 Net losses paid during year
67 Net losses incurred during year
32612 83
23144 59
17064 59
Investments in Georgia
2 Bonds
10000 00COMPTROLLERGrENERAlS REPORT
251
U S BRANCH YORKSHIRE INSURANCE COMPANY
Frank DuBois United States Managers
Milton Dargan Jr Attorney for Service
Deposit Capital
1 In the custody of State officials for the
benefit of all policyholders of the com
pany in the United States as follows
2 New York 200000 00
3 Ohio 100000 00
5 Amount of ledger assets as per balance December 31 of
previous year 947899 56
Income
6 Gross premiums per item 2 VI 1074695 97
7 Deduct reinsurance premiums fire 280598 56
Return premiums 241535 55
522134 11
8 Total premiums other than perpetual 552561 86
12 Gross interest on bonds and dividends on
stocks less 20833 accrued interest on
bonds acquired during 1915 per sched
ule D 28077 07
13 Gross interest on deposits in trust companies
and banks per schedule N 1522 02
14 Gross interest from other sources Seattle
Wash old balance 10 74
18 Total gross interest and rents 29 610 03
19 Received from home office 50533 63
28 Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D 551 96
30 Total income 633257 48
Disbursements
1 Gross amount paid policyholders for losses
including 7011717 occurring in pre
vious years 425404 80252
ComptbollebGenebals Eepoet
2 Deduct amount received for salvage fire
710801 reinsurance fire 13355090
discount fire 7871
140737 62
9
10
11
12
13
14
15
16
17
20
21
22
23
24
25
26
27
28
29
34
Net amount paid policyholders for losses
Expenses of adjustment and settlement of losses
Commissions or brokerage
Salaries 1078317 and expenses 750372 of special and
general agents
Salaries fees and all other charges of officers directors
trustees and home office employees
Bents
Advertising 147903 printing and stationery 394110
Postage telegrams telephone and express
Legal expenses
Furniture and fixtures
Maps including corrections
Underwriters boards and tariff associations
Fire department fire patrol and salvage corps assessments
fees taxes and expenses
Inspections and surveys
State taxes on premiums
Insurance department licenses and fees
All other licenses fees and taxes
Federal corporation tax
War revenue stamp tax
City and county licenses and fees
Local taxes and fees
Other disbursements
Subscriptions
Bank collections
Premiums on bonds and insurance on furniture
N iglit work
Auditing
Miscellaneous account Office supplies stationery ice water
Remitted to home office
284667 18
5365 17
123260 02
18286 89
39 Total disbursements
50803 37
5122 50
5420 13
2963 42
96 Hi
584 38
2368 21
10282 20
3555 34
2269 04
10550 96
5788 32
18 25
2924 42
2906 94
1392 61
881 59
645 11
473 27
324 00
717 50
r 693 21
4718 54
547078 97
Ledger Assets
4 Book value of bonds per schedule D 772076 00
5 Cash in companys office 100 00
6 Deposit in trust companies and banks not
on interest per schedule N 94 20
7 Deposits in trust companies and banks on
interest per schedule N 126 113 30ComptrollerGenerals Report 253
8 Agents balances representing business writ
ten subsequent to October 1 1915 134 128 52
9 Agents balances representing business
written prior to October 1 1915 1566 05
16 Total ledger assets as per balance Item 40 1034078 07
NonLedger Assets
18 Interest accrued on bonds per schedule D
part 12110 41
27 Other nonledger assets viz
28 Sundry reinsurance companies losses re
coverable Fire reassurance 9170 in
surance company salamandra 9170 183 40
29 Ttal 12293 81
30 Gross assets 1046371 88
Deduct Assets Not Admitted
31 Cash 17419 55
34 Agents balances representing business
written prior to October 1 1915 1566 05
37 Overdue and accrued interest on bonds in
default Flint and Pere Marquette B
B Company 350 Q0
38 Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule 1 594 07
39 Book value of ledger assets over market
value 1706 00
4 Ttal73 25885 67
42 Total admitted assets 1020486 21
Liabilities
1 Gross losses not yet due U 257 00
2 Gross claims for losses in process of adjust
ment or in suspense plus 898600 reserve
for losses incurred prior to December 31
of which no notice had been received on
that date 58196 28
3 Gross claims for losses resisted 10600 00
4 Total 80053 28254
COMPTROLLER ENEKAL s REPORT
5 Deduct reinsurance due or accrued as per
schedule E
20402 45
6 Net amount of unpaid losses and claims 59650 83
7 Gross premiums less reinsurance received and receivable
upon all unexpired fire risks 90412542 unearned pre
miums per recapitulation page 6 column 6 473476 80
15 Salaries rents expenses bills accounts fees etc due or
accrued 500 00
16 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement 9000 00
23 Total amount of all liabilities except deposit capital 542627 63
24 Deposit capital 200000 00
25 Surplus over all liabilities 277858 58
26 Surplus as regards policyholders 477858 58
27 Total liabilities 10204m 21
Bisks and Premiums
Amounts Premiums
1 In force on the 3Lst day of December as
per line 6 under this heading in last
years statement 107613480 1120478 80
2 Written or renewed during year 101553275 1074695 97
4 Total 209166755 2195174 77
5 Deduct those expired and marked off as
terminated 88124286 924894 80
6 In force at the end of the year 121042469 1270279 97
7 Deduct amount reinsured schedule re
quired 33279926 366154 55
S Net amount in force 87762543 904125 42
Business in the State of Georgia During 1915
1 rose risks written 2546608 00
Less 69185800 risks cancelled and 38298400 reinsur
ance in companies authorized in Georgia 1074842 00
Xet risks written 1471766 00ComptrollerGenerals Eeport 255
2 Gross premiums on risks written 32 540 86
Less 658019 return premiums and 458303 premiums
for reinsurance in companies authorized in Georgia 11 163 22
Net premiums received 21 377 64
3 Losses paid deducting salvage 17374 88
Less losses on risks reinsured in companies authorized in
Georeia 1350 70
Net losses paid 16024 18
4 Losses incurred j 374 gg
Less losses on risks reinsured in companies authorized in
Georgia 1350 70
Net losses incurred 16 Q94 g
LIFE INSURANCE COMPANIES
AETNA LIFE INSURANCE COMPANY OF HARTFORD CONNECTICUT
650 Main Street Hartford Connecticut
Morgan G Bulkeley President C E Gilbert Secretary
W E Hawkins Attorney for Service
Capital Stock
1 Amount of paidup capital 5000000 00
2 Ledger assets Dec 31 1914 102991269 60
3 Increase of paidup capital during year 500000 00
4 Extended at 103491269 60
Income
5 Gross premiums on new business 2488935 48
6 Gross renewal premiums 10762 592 82
6 Extra premiums for total and permanent
disability benefits 78061 00
Total 13329589 30
7 Deduct amounts paid for reinsurance and
return premiums 43 714 69
8 Total premiums 13285874 61
9 Interest and rents 5 294 725 93
10 Profit on sale or increase by adjustment of assets 2549555 01
11 Other sources
Investment expense account 26 508 73
Dividends left with the company to accumulate at interest 177699 55
Consideration for supplementary contracts not involving
life contingencies 75 434 33
13 Total income 21409798 66
Disbursements
14 Net amount paid policyholders for losses and claims 8011795 03
15 Legal expenses in adjustment of claims 7 n6 23ComptrollebGtenebals Eepobt
257
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees and branch office salar
ies and travel expenses
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
For annuities involving life contingencies
Surrender value
Paid stockholders for interest on dividends
Taxes and fees
All other disbursements
662762 58
589912 36
741955 87
111631 08
164817 93
1554133 75
656282 12
57931 00
3355622 67
400000 00
491732 4G
339447 49
23 Total disbursements 17145200 57
Ledger Assets
25 Book value of real estate 1 092 140 93
26 Mortgage loans per schedule B 54766 072 03
27 Bonds at book value 20 022 376 89
28 Stocks at book value 5 495 040 48
29 Cash in office 1 qjj 49
30 Deposits at interest per schedule E 3141 414 62
31 Deposits not at interest schedule E 1372578 30
32 Agents balances net and bills receivable 25510 21
33 Other items
Loans on collateral 795 530 00
Loans to policyholders 12042526 83
34 Total ledger assets as per balance on Page 3107755867 69
NonLedger Assets
35 Interest due and accrued 2 307825 81
36 Itemized value of assets over market value as of Dec
31 1915 1694538 04
37 Other items Net amount of uncollected and deferred
premiums 1243465 24
38 Gross assets 113001696 78
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
36222 83
1212 94258
ComptrollerGenerals Keport
41 Other items
Premium notes policy loans and other
policy assets in excess of net value and
of other policy liabilities on individual
policies
Overdue and accrued interest on bonds in
default
736 55
9166 66
42 Total not admitted assets 47338 98
43 Admitted assets life business 112954357 80
Admitted assets accident health and liability business 11284195 13
Total admitted assets 124238552 93
Liabilities
44 Net amount of unpaid losses and claims 647930 73
45 Reserves or unearned premiums on risks outstanding
including special reserves 93184533 00
46 Dividends to policyholders declared but unpaid and pre
viously ascertained 2355811 95
47 Salaries and miscellaneous accounts due or accrued 21569 15
48 Taxes due or accrued 541998 76
49 Other items
Present value of amounts not yet due on supplementary
contract 548436 00
Dividends left with company to accumulate 1060393 01
Unearned interest and rent paid in advance 313891 07
All other liabilities 117923 54
Total liabilities life business 98792487 21
Total liabilities accident health and liability business 7468852 90
50 Total amount of liabilities except capital106261340 11
51 Capital actually paid in cash 5000000 00
52 Surplus over all liabilities 12977212 82
53 Surplus protection to policyholders 17977212 82
54 Total liabilities 124238552 93
Business in Force
No Amount
55 In force December 31 1914 187400 380798405 03
56 Written or renewed during year 32449 72494448 97
57 Sum 219849 453292854 00CompteolleeGenebals Report 259
58 Deduct ceased to be in force during year 26218 45333754 78
59 In force December 31 1915 193631 407959099 22
Business in Georgia
61 In force December 31 1914 9340861 99
62 Written or renewed during year 2 031 442 95
63 8um 11372304 94
64 Deduct ceased to be in force during the year 1508924 00
65 In force December 31 1915 9 863 380 94
66 Net losses paid during year 84 953 00
67 Net losses incurred during year 88 363 00
Investments in Georgia
2 Bonds Augusta 50j000 00
5 Policy loans 510166 42
Total investments in Georgia 560 166 42
AMERICAN CENTRAL LIFE INSURANCE COMPANY OF
INDIANAPOLIS INDIANA
8 E Market Street Indianapolis Indiana
Herbert M Woollen President Carroll B Carr Secretary
William A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 137000 00
2 Ledger assets Dec 31 1914 4315967 19
4 Extended at 4315967 19
Income
5 Gross premiums on new business 237709 59
6 Gross renewal premiums 827 909 44
8 Total premiums 1065619 03
9 Interest and rents 282 089 69260
ComptrollerGenerals Report
11 Other sources
Consideration for supplementary contracts 14700 80
Policy coupons 1003 42
Insureds personal benefit fund 7813 96
13 Total income 1371235 90
Disbursements
14 Net amount paid policyholders for losses 263042 48
15 Legal and administrative expenses in adjustment of claims 501 78
16 Commissions and allowances to agents
a First year 1 l7132 06
b Renewal 47306 06
17 Salaries of officers and employees 77762 11
18 Rents and interest 12397 21
19 Advertising printing postage telegrams etc 24551 55
20 Paid policyholders for dividends 3306 94
22 Other items
Surrender values to policyholders 265168 78
Taxes licenses and fees 23622 25
Repairs and expense on real estate 13785 30
Miscellaneous 90537 75
23 Total disbursements 949114 27
Ledger Assets
25 Book value of real estate 441958 84
26 Mortgage loans per schedule B 3005066 46
29 Cash in office 1549 34
30 Deposits at interest per schedule N 59367 70
32 Agents balances net 5457 21
33 Other items Policy loans 1224689 27
34 Total ledger assets as per balance No 24 4738088 82
NonLedger Assets
35 Interest due and accrued 51553 28
36 Market value of assets over book value 76041 16
37 Other items
Net uncollected and deferred premiums 17L7 94
M iscellaneous 15349 44
38 Total assets 4978311 64ComptrollerGenerals Keport
Deduct Assets Not Admitted
10374 92
261
39 Agents balances
41 Other items
Furniture and fixtures
Excess policy indebtedness over reserves
Premium balances
1 3333 33
6427 10
756 93
42 Total not admitted assets
43 Total admitted assets
30892 28
4947419 36
Liabilities
44 Net amount of unpaid losses and claims4
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Interest paid in advance
Premiums paid in advance
Reserve for contingencies
Reserve for real estate depreciation
Other liabilities
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
137000 00
321276 00
26500 00
4319520 50
1461 91
3609 01
21737 95
33219 17
5048 32
40000 00
6000 00
32046 50
4489143 36
53 Surplus protection to policyholders
54 Total liabilties
Business in Force
55 In force December 31 1914 36161986 00
56 Written or renewed during year 8026898 00
458276 00
4947419 36
57 Sum 44188884 00
58 Deduct ceased to be in force during year 6894254 00
59 In force December 31 1915 37294630 00
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
26725 00
121565 00
63 Sum 148290 00262 ComptrollerGenerals Report
64 Deduct ceased to be in force during year 12500 00
65 In force December 31 1915 135790 00
Investments in Georgia
3 Mortgage loans 138500 00
AMERICAN NATIONAL INSURANCE COMPANY OF GALVESTON TEX
W L Moody Jr President L H Collier Secretary
W A Oliver Attorney for Service
Capital Stock
1 Amount of paidup capital 250000 00
2 Ledger assets Dec 31 1914 2886325 11
4 Extended at 2886325 11
Income
5 Gross premiums on new business 409559 75
52 Industrial premiums 1249301 82
6 Gross renewal premiums 1463827 27
7 Deduct amounts paid for reinsurance and
return premiums 26584 20
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Agents bond fees
ollateral note
From agents balances charged off
From accident statement
2096104 64
188931 64
2043 04
1052 42
3171 35
244 50
295941 09
13 Total income 2587488 68
Disbursements
14 Net amount paid policyholders for losses 563854 37
15 Legal and administrative expenses in adjustment of claims 4492 70
ComptrollerGenerals Report
263
16 Commissions and allowances to agents
a First year g 4
b Industrial 21375g g8
c Eeewal 10922 2g
17 Salaries of officers and employees 332 319 91
18 Rents and interest 40 4 qo
19 Advertising printing postage telegrams etc 43742 03
20 Paid policyholders for dividends and surrender value 99 536 21
21 Loss on sale and decrease by adjustment of assets 7 616 25
22 Other items
Dividends to stockholders 25 000 00
Legal expense 4180 14
Furniture and fixtures 4111 04
Repairs and expenses on real estate 26 555 48
Taxes licenses etc 30 024 05
Examination 3qq pr
All other disbursements 82 600 16
From accident statement 285 921 38
23 Total disbursements 2 115 611 55
Ledger Assets
25 Book value of real estate 805 645 00
26 Mortgage loans per schedule B 1536740 87
27 Bonds at book value 236 270 37
28 Stocks at book value 77 494 54
29 Cash in office 25 00
31 Deposits not at interest 266 366 57
32 Agents balances net 35 659 04
33 Other items Policy loans 400 000 85
34 Total ledger assets as per balance No 24 3353202 24
NonLedger Assets
35 Interest due and accrued 103 307 30
36 Market value of assets over book value 18 128 46
37 Other items
Net uncollected and deferred premiums 83 645 60
Premiums in transit 22 490 00
Industrial policy liens n 904 69
Prom accident statement 28 895 07
38 Total assets 3626573 36264
ComptrollerGenerals Eeport
Deduct Assets Not Admitted
39 Agents balances 35743 42
41 Other items Excess items 6759 72
42 Total not admitted assets 42503 14
43 Total admitted assets 3584 070 22
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Advance premiums
Unearned interest and rents
Agents cash bonds
Suspense
From accident statement
50 Total amount of liabilities except capital
51 Capital actually paid in cash 250000 00
52 Surplus over all liabilities 588078 30
24478 10
2572146 00
73479 66
4445 00
8000 00
3806 88
7815 15
475 00
3171 35
48174 78
2745991 92
53 Surplus protection to policyholders
54 Total liabilities
838078 30
3584070 22

Business in Force
55 In force December 31 1914 52509320 00
56 Written or renewed during year 23878343 00
57 Sum 76387663 00
58 Deduct ceased to be in force during year 14907170 00
59 In force December 31 1915 61480493 00
Business in Georgia
61 In force December 31 1914 64868S7 50
62 Written or renewed during year 1763085 00
63 Sum 8249912 50ComptbollebGenebal s Eepobt
64 Deduct ceased to be in force during year 1235811 50
65 In force December 31 1915 7014101 00
66 Net losses paid during year 88123 51
67 Net losses incurred during year 87123 51
Investments in Georgia
5 Policy loans Vj
265
34208 38
ATLANTIC LIFE INSURANCE COMPANY OF RICHMOND VIRGINIA
7th Franklin Streets Bichmond Va
E Strudwick President E M Jones Secretary
Wm A Wright Insurance Commissioner Attorney for Service
1 Amount of paidup capital 300000 00
2 Ledger assets December 31 1914 2593348 52
4 Extended at 2593348 52
Income
5 Gross premiums on new business
6 Gross renewal premiums
Includes disability
7 Deduct amounts paid for reinsurance and
return premiums
201739 05
698001 51
30076 55
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Commissions
Dividends
869664 01
169833 59
12669 37
308 80
24339 31
13 Total income 1076815 08
Disbursements
Claims on supplementary contracts if 800 00
14 Net amount paid polieyholders for losses 181225 78
15 Legal and administrative expenses in adjustment of claims 328 89266
ComptrollerGenerals Report
16 Commissions and allowances to agents
a First year
b Renewal
Annuities
Surrender values
Surrender values applied to purchase paidup insurance
17 Salaries of officers and employees
18 Eents and interest
19 Advertising printing postage telegrams etc
Amortization of premium on bonds
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Agency supervision and medical fees
Federal corporation tax
Miscellaneous taxes
Miscellaneous travelling expenses
Miscellaneous expenses
Payment to warrant holders
1914 Federal income tax
Legal expenses
Furniture and fixtures
Eepairs on real estate
State tax on premiums
Licenses and fees
23 Total disbursements
102457 69
42678 23
2611 02
90104 45
9111 48
46058 78
3689 54
17904 53
6 40
78449 01
557 63
48081 50
972 85
916 82
579 43
2187 13
5082 83
50 41
3729 111
817 18
20 00
22045 83
2059 41
82526 01
Ledger Assets
25 Book value of real estate 4433 05
26 Mortgage loans per schedule B 2014376 70
27 Bonds at book value 107965 72
28 Stocks at book value 12500 00
29 Cash in office 8626 10
30 Deposits at interest per schedule N 164628 B9
31 Deposits not at interest 61335 53
32 Agents balances net 33921 35
33 Other items
Collateral loans 16422 14
Policy loans 511761 65
Premium notes 62185 84
Furniture and fixtures 3000 00
Committed renewal commissions 6476 62
34 Total ledger assets as per balance No 24 3007637 59ComptrollerGenerals Eeport
NonLedger Assets
267
35 Interest due and accrued 40 j jq 20
36 Market value of assets over book value 516 95
37 Other items Net amount of uncollected deferred premiums 43512 38
38 Total assets 3091777 12
Deduct Assets Not Admitted
34365 28
39 Agents balances
41 Other items
Georgia and Florida bonds
United Loans and Trust Company
Furniture and fixtures
Commuted commissions
Premium notes policy loans etc
5831 73
2500 00
3000 00
6476 62
11950 53
42 Total not admitted assets
64124 16
43 Total admitted assets 3027652 96
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Due on supplementary contracts
Dividends deposited at interest
Premiums paid in advance
Unearned interest
Judgment appealed in suit on agents contract
51 Capital actually paid in cash
52 Surplus over all liabilities
11124 00
2307837 00
123802 21
200 00
4550 26
9376 00
102330 09
2981 53
14004 90
3250 00
300000 00
148196 97
54 Total liabilities 3027652 96
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum
No Amount
Amount
337 652110 00
84 198327 00
421 850437 00
268 ComptrollerGenerals Eeport
64 Deduct ceased to be in force during year 84 190936 00
65 In force December 31 1915 337 65950100
66 Net losses paid during year 5 jg 000 00
67 Net losses incurred during year 5 ij 000 00
THE BANKERS RESERVE LIFE COMPANY OF OMAHA NEBRASKA
B H Robison President R c Wagner Secretary
William A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets December 31 1914 4979391 29
4 Extended at 4979391 29
Income
5 Gross premiums on new business 180882 30
6 Gross renewal premiums 1075208 96
7 Deduct amounts paid for reinsurance and
return premiums 779 114
8 Total premiums 1247 996 22
9 Interest and rents 273691 04
10 Dividends left with company 1702 80
11 Other sources
Items in suspense 1000 13
Loss and gain items ggg s
Agents balances charged off 477 ig
Bonds accrual of discount 934 qq
13 Total income 1529 059 85
Disbursements
14 Net amount paid policyholders for losses 157691 96
IB Legal and administrative expenses in adjustment of claims 134 73
16 Commissions and allowances to agents
a First year 113359 20
Renewal 20513 13ComptrollerGenerals Report 269
17 Salaries of officers and employees 70 744 20
18 Rts 5179 92
19 Advertising printing postage telegrams etc 20470 57
20 Paid policyholders for dividends 147 180 29
21 Loss on sale and decrease by adjustment of assets 5359 19
22 Other items
Surrender values Igg 505 01
All other disbursements 93 310 68
23 Total disbursements 803 448 88
Ledger Assets
26 Mortgage loans per schedule B 1079400 00
27 Bonds at book value 3235106 00
29 Cash in office 128 14
30 Deposits at interest per schedule N 221520 33
32 Agents balances net 408 49
33 Other items
Loans to policyholders 1103765 48
Premium notes 64 673 62
34 Total ledger assets as per balance No 24 5705002 06
NonLedger Assets
35 Interest accrued 41959 69
36 Market value of assets over book value 36868 54
37 Other items Net amount of uncollected and deferred
premiums 20251 04
38 Total assets 5804081 33
Deduct Assets Not Admitted
39 Agents balances 1337 76
43 Total admitted assets 5802743 57
Liabilities
44 Net amount of unpaid losses and claims 9570 25
45 Reserves on risks outstanding 4436732 00
46 Dividends to policyholders declared but unpaid 135884 64
48 Taxes due or accrued 19500 00
49 Other items 59553 01
50 Total amount of liabilities except capital 4661239 90
270 CompteollebGenebals Eepobt
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 1041503 67
53 Surplus protection to policyholders 1141503 67
54 Total liabilities 5802743 57
Business in Georgia
No Amount
61 In force December 31 1914 137 202692 00
62 Written or renewed during year 43 54740 75
63 Sum 180 257432 75
64 Deduct ceased to be in force during year 50 78486 00
65 In force December 31 1915 130 178946 75
CHEROKEE LIFE INSURANCE COMPANY OF ROME GEORGIA
710 Second Avenue Rome Georgia
C L Guice President P L Hackethal Secretary
Wm A Wright Insurance Commissioner Attorney for Service
Capital Stock
1 Amount of paidup capital
2 Ledger assets December 31 1914
100000 00
283065 45
4 Extended at
283065 45
Income
5 Gross premiums on new business 15979 45
6 Gross renewal premiums 68129 58
7 Deduct amounts paid for reinsurance and
return premiums
84109 03
2786 30
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
81322 73
14394 03
48 75ComptrollebGeneeals Eepoet
271
11 Other sources
Premiums collected on business reinsured 3 944 45
Furniture and fixtures sale of 133 oo
Borrowed money 21000 00
13 Total income 120842 96
Disbursements
14 Net amount paid policyholders for losses 55895 00
15 Legal and administrative expenses in adjustment of claims 1582 91
16 Commissions and allowances to agents
a First year 12070 08
b Renewal 7 275 49
17 Salaries of officers and employees 13 880 08
18 Eents and interest 3 458 32
19 Advertising printing postage telegrams etc 3930 83
20 Paid policyholders for surrender values 2218 84
21 Loss on sale and decrease by adjustment of assets 2372 60
22 Other items
Licenses taxes and fees 6 592 37
Compensation and travelling expenses of managers and sup
ervisors 2208 05
Medical examination and inspection fees 3 133 30
Branch office expenses 25 00
Legal expenses 1170 58
Repairs and expenses on real estate 4 041 14
Invst exp 140 00
Miscellaneous expenses 248 26
Exp ace exc of income certs 545 00
Paid reins co ace res on bus reinsured 86547 20
Paid reins co ace prems col 3 944 45
Agents balances charged off 9 083 51
23 Total disbursements 220363 01
Ledger Assets
25 Book value of real estate 37325 95
26 Mortgage loans per schedule B 15476 00
27 Bonds at book value 103588 60
29 Cash in office 358 68
30 Deposits at interest per schedule N 5650 00
31 Deposits not at interest 1890 95
32 Agents balances net 5133 64
33 Other items
Outstanding nets 8118 89
Bills receivable 1183 33272
ComptrollerGenerals Beport
Policy loans
Auto
Lien notes
Due from reinsurance co aec ex payt on reserves
34 Total ledger assets as per balance No 24
2294 50
S38 56
1426 77
739 53
183545 40
NonLedger Assets
35 Interest and rents due and accrued
36 Market value of assets over book value
37 Other items
Due from reins cos ace on claims of policies r
Net uncollected and deferred prems
Due from reins co ace coins on reinsured bus
38 Total assets
5315 77
652 00
1399 10
4773 42
1519 17
197204 86
Deduct Assets Not Admitted
39 Agents balances and O S nets
40 Bills receivable
41 Other items
Prems notes uneol and deferred prems in
I xross ol reserve
Hook value of assets over market value
Cash items in defunct banks
42 Total not admitted assets
13 Total admitted assets
13252 5
1189 33
536 82
5 17 60
828 99
21119
I7iis
Liabilities
4 1 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
17 Salaries ami mieeellaneeiu accounts due or accrued
Is Tax s hie or accrued
49 Other items
Premiums paid in advance
Interest paid in advance
Borrowed money 2100000 and interest thereon 619 9S
Reinsurance premiums due
9031 33
29605 55
on si
1539 S3
33S 41
33 96
21619 OS
132 Ott
50 Total amount of liabilities except capital 62917 87CompteollekGtenebals Eepoet 273
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 13167 72
53 Surplus protection to polieyholders 113167 72
54 Total liabilities 176085 59
Business in Force
No Amount
55 In force December 31 1914 4587 8506252 00
56 Written or renewed during year 570 1176835 00
57 Sum 5157 9683087 00
58 Deduct ceased to be in force during year 4376 8374852 00
59 In force December 31 1915 781 1308235 00
This includes 2307455152700 of Texas
business reinsured
Business in Georgia
61 In force December 31 i914 425 671000 00
62 Written or renewed during year 97 202017 00
63 Sum 522 873017 00
64 Deduct ceased to be in force during year 334 525000 00
85 In force December 31 1915 188 348017 00
66 Net losses paid during year 2 2000 00
67 Net losses incurred during year 2 2000 00
Investments in Georgia
1 Real estate book value 37325 95
2 Bonds par value 100000 00
3 Mortgage loans 4375 00
5 Policy loans 231 50
i Other items Certificates of deposit 5150 00
Total investments in Georgia 147082 45274
ComptkollebGenekals Eepoet
THE COLUMBIA LIFE INSURANCE COMPANY OF CINCINNATI OHIO
N E Corner Fourth and Elm Streets Cincinnati Ohio
F G Cross President S M Cross Secretary
F B Eeins Attorney for Service
Capital Stock
1 Amount of paidup capital 181800 00
2 Ledger assets December 31 1914 944340 55
4 Extended at
944340 55
Income
5 Gross premiums on new business 53039 56
6 Gross renewal premiums 202969 38
7 Deduct amounts paid for reinsurance and
return premiums 11660 25
8 Total premiums
9 Interest and rents
11 Other sources
Dividends left with company to accumulate at interest
Coupons to policyholders credit
Income health and accident department
13 Total income
244348 69
48119 82
1611 43
1993 78
38927 77
335001 49
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Supplementary contracts
Applications
Agency supervision and travelling expenses
Branch offices
Medical fees and inspections
74Mir 83
208 17
31018 19
8913 23
31909 36
1871 68
6206 38
529 73
638 30
550 00
86 91
5599 73
4138 66
7115 16
ComptrollerGenebals Eeport
275
Repairs and expenses real estate 394 62
Taxes real estate 443 24
Chattels 278 87
On premiums 1264 69
Insurance department fees and licenses 391 49
Agents licenses 302 78
H and A Department disbursements 36822 09
Excess on liens 1869 82
General expenses 2305 94
Travelling expenses 3899 42
Investment expenses 543 73
Cotton account 65 51
Appalachian Insurance Company 734 45
Strong fraudulent death claim 770 02
Legal expenses 3200 73
Agents balances notes 6985 38
23 Total disbursements 233864 15
Ledger Assets
25 Book value of real estate 33593 67
26 Mortgage loans per schedule B 682772 45
27 Bonds at book value 43612 00
29 Cash in office 3738 98
30 Deposits at interest per schedule N 48505 30
31 Deposits not at interest 2812 13
32 Agents balances net 19366 00
33 Other items
Loans and liens on policies 185438 03
Bills receivable l64i 43
Furniture and fixtures 4277 28
Sundry debtors 24 83
Loans secured by collateral 19695 79
34 Total ledger assets as per balance No 24 1045477 89
NonLedger Assets
35 Interest due and accrued 32411 13
36 Market value of assets over book value 20240 66
37 Other items Net uncollected and deferred premiums 58322 13
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
19451 40
1641 43276
ComptrollerGenerals Report
41 Other items
Furniture and fixtures
Book value of bonds over market value
Sundry debtors
Liens in excess of reserve
42 Total not admitted assets
43 Total admitted assets
4277 28
15 40
24 83
L23 2i
25533 54
1130918 27
Liabilities
44 Net amount of unpaid losses and claims 6900 00
45 Reserves or unearned premiums on risks outstanding 877815 00
46 Dividends to policyholders declared but unpaid 9370 35
47 Salaries and miscellaneous accounts due or accrued 6451 52
48 Taxes due or accrued 1552 96
49 Other items
Supplementary contracts 5253 47
Liability on cancelled policies 1706 00
Liability health and accident department 3470 14
Coupon to policyholders credit and accrued interest 4617 26
Appalachian Insurance Company 2112926 less premium
on stock 100 per share 105M shares 1055000 in579 26
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
927715 96
181800 00
21402 31
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
i In force December 31 1M4
56 Written or renewed during year
203202 31
1130918 27
57 Sum
58 Deduct ceased to be in force hiring year
59 In force December 31 191
00 Total
Business in Georgia
ei In force December 31 1914
62 Written or renewed during year
8420599 00
2784529 00
11205128 00
2041935 00
9163193 Ml
11205128 00
754830 00
237380 ii
63 Sum 992210 00ComptrollerGenerals Beport
64 Deduct ceased to be in force during year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
3 Mortgage loans
5 Policy loans
Total investments in Georgia
277
357680 00
634530 00
1000 00
1000 00
33900 00
6169 57
40069 57
THE COLUMBIAN NATIONAL LIFE INSURANCE COMPANY
Arthur E Chiids President William H Brown Secretary
Alfred C Newell Attorney for Service
Capital Stock
1 Amount of capital paid up in cash 1000000 00
2 Amount of ledger assets as per balance
December 31 of previous year 10148389 62
4 Extended at 10148389 02
Income
5 First years premiums on original policies
without deduction for commissions or
other expenses less 433416 for first
years reinsurance 281 569 22
6 Surrender values applied to pay first year s
premiums 1 640 25
7 Total first years premiums on original
policies 283209 47
8 Dividends applied to purchase paidup addi
tions and annuities 29 64
9 Surrender values applied to purchase paid
up insurance and annuities 41161 18
10 Consideration for original annuities involv
ing life contingencies 10H7 67
12 Total new premiums 325567 96278
ComptrollerGeneral s Report
13 Renewal premiums in addition to items 14
16 and 17 without deductions for com
missions or other expenses 1755335 50
14 Dividends applied to pay renewal premiums 50583 55
16 Surrender values applied to pay renewal
premiums 1895 59
17 Renewal premiums for deferred annuities 871 51
18 Total renewal premiums 1808686 15
19 Extra premiums for total and permanent disability bene
fits 8898 37
20 Total premium income 2143152 48
21 Consideration for supplementary contracts not involving
life contingencies 7160 00
22 Dividends left with the company to accumulate at interest 1649 96
24 Gross interest on mortgage loans per
schedule B less 150236 accrued in
terest on mortgages acquired during 1914 107683 71
26 Gross interest on bonds and dividends on
stocks less 1898608 accrued interest
on bonds acquired during 1914 per
schedule D 234748 19
27 Gross interest on premium notes policy
loans or liens 101699 21
28 Gross interest on deposits in trust companies
and banks per schedule E 9281 08
29 Gross interest on other debts due the com
pany General interest including interest
on overdue premiums 683 50
33 Gross rent from companys property in
cluding 2419512 for companys occu
pancy of its own buildings per schedule A 69660 64
34 Total gross interest and rents 523756 33
35 From other sources
Accident and health department per statement 360245 28
Federal income tax deducted at source 205 00
Matured endowments due and unpaid 21 00
Interest on O Brien mortgage balance 75 46
41 From agents balances previously charged off 200 00
Advance deposits with applications 154 67
42 Gross profit on sale or maturity of ledger assets viz
Bonds per schedule D 5 091 95
43 Gross increase by adjustment in book value of ledger as
sets viz Bonds per schedule D 6611 45
44 Total income 3048323 58ComptrollerGenerals Eeport
279
Disbursements
1 For death claims less 1803300 reinsur
ance 49855626 additions 183136 500387 62
2 For matured endowments 72334 00
3 For total and permanent disability claims 906 00
4 Net amounts paid for losses and matured endowments 573627 62
5 For annuities involving life contingencies 4637 94
6 Premium notes and liens voided by lapse less 239295
restorations 24498 18
7 Surrender values paid in cash or applied in liquidation of
loans or notes 281459 73
8 Surrender values applied to pay new premiums see Income
No 6 164025 to pay renewal premiums see Income
No 16 189559 3535 84
9 Surrender values applied to purchase paidup insurance and
annuities see Income No 9 41161 18
10 Dividends paid to policyholders in cash or applied in liqui
dation of loans or notes 16487 07
11 Dividends applied to pay renewal premiums see Income
No 14 50583 55
13 Dividends applied to purchase paidup additions and annui
ties see Income No 8 129 64
14 Dividends left with the company to accumulate at inter
est see Income No 22 1649 96
15 Total paid policyholders 997770 71
16 Expense of investigation and settlement of policy claims
including 171796 for legal expense 1838 35
17 Paid for claims on supplementary contracts not involving
life contingencies 1549 96
18 Dividends and interest thereon held on deposit surrendered
during the year 73 27
19 Paid stockholders for interest or dividends 70000 00
20 Commissions to agents less commission on reinsurance
First years premiums 11619380 renewal premiums 79
33844 annuities original 8384 renewal 1798 195634 06
21 Commuted renewal commissions 1200 00
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 6899 85
24 Branch office expenses including salaries of managers and
clerks not included in item 22 124173 47
25 Medical examiners fees 2517850 inspection of risks
581985 30998 35
26 Salaries and all other compensation of officers directors
trustees and home office employees 100901 78280
ComptrollerGenerals Report
27 Rent including 2219510 for companys occupancy of its
own buildings less 24000 received under sublease 42108 92
28 Advertising 527765 printing and stationery 1396852
postage telegraph telephone and express 1525651
exchange 54122 35043 90
29 Legal expense not included in item 16 1449 22
30 Furniture fixtures and safes 2 976 35
31 Repairs and expenses other than taxes on real estate 19187 30
32 Taxes on real estate 14 423 50
33 State taxes on premiums 30 307 22
34 Insurance department licenses and fees 5818 73
35 All other licenses fees and taxes
36 Federal corporation tax 632 81
37 State and municipal licenses and fees 1255 17
38 Personal property taxes 65 98
39 Other disbursements
40 Legislative expenses schedule K 278 91
41 Home office expenses 663666 Traveling 691725 13553 91
42 Contribution to Life Insurance Presidents Association 376 65
43 American Investment Securities Company 20000 00
44 Discount on premiums paid in advance 92 17
45 Federal income tax deducted at source 215 00
46 Agents balances charged off 28 738 44
Accident and Health Department per statement 355226 94
48 Gross decrease by adjustment in book value of ledger as
sets viz Bonds per schedule D 8946 70
49 Total disbursements 2 112 737 62
Ledger Assets
1 Book value of real estate per schedule A 917374 30
2 Mortgage loans on real estate per schedule
B first liens 1853633 24
4 Loans made to policyholders mi this com
panys policies assigned as collateral 1 SLSrtiL 27
5 Premium notes on policies in force of which
1272924 is tor first years premiums 144241 97
6 Bonk value of bends 578542755 and
stocks 9509527 per schedule I 5880522 S2
7 Cash in company s office 11700 11
Deposits in trust companies and banks not
on interest per schedule E 7893 07
9 Deposits in trust companies and banks on
interest per schedule E 283 974 22
10 Bills receivable 1518830 agents bal
ances debit Sfi5i4ti2 credit 1859
48 net 8470514 suspense 103649 100989 93ComptrollerGenerals Report
281
11
Contingent funds subject to draft by cash
iers 1939 49
Accident and Health Department per state
ment 53404 16
12 Total ledger assets as per balance Item 50 11083975 58
13
14
16
17
20
21
25
26
27
28
29
30
NonLedger Assets
Interest due 978086 and accrued 29
04497 on mortgages per schedule B 38825 83
Interest due 459500 and accrued 89
57300 on bonds per schedule D part 1 94168 00
Interest due 151991742947 and ac
crued 974846175203 on premium
notes policy loans or liens 27129 13
Interest due 155207 and accrued 611
61 on other assets Bank deposits 2163 68
Bents accrued on companys property or
lease 3476 10
Total interest and rents due and accrued
Gross premiums due and unreported on poli
cies in force December 31 1914 less
reinsurance premiums 202007 70
Gross deferred premiums on policies in force
December 31 1914 less reinsurance pre
miums 9689197
Totals
Deduct loading
298899 67
42952 10
Net amount of uncollected and deferred premiums
All other assets Accident and Health Department per
statement
165762 74
255947 57
1815 01
35 Gross assets 11507500 90
Deduct Assets Not Admitted
38
39
40
41
Agents debit balances gross
Cash advanced to or in the hands of officers
or agents contingent funds
Bills receivable
Suspense
Premium notes and loans on policies and
net premiums in Item 29 in excess of
the net value of their policies loading
on notes
86564 62
1939 49
1863 25
1503 21
26512 55282 ComptrollerGenerals Eeport
42 Overdue and accrued interest on bonds in
default 5930 42
Bank balances banks in hands of receivers 780 35
43 Book value of ledger assets over market
value 995 62
Book value of ledger assets over market
value 19665 27
Book value of ledger assets over amortized
value 51816 34
45 Accident and Health Department per state
ment 3828 36
46 Admitted assets i1306i04 42
Liabilities Surplus and Other Funds
Net present value of all the outstanding policies
in force on the 31st day of December
1914 as computed by the Massachusetts
Insurance Department on the following
tables of mortality and rates of interest
viz
2 American Experience table at 3Va per cent
on 9200991 00
Same for reversionary additions 3 971 00
5 Net present value of annuities including
those in reduction of premiums
American Experience 3 per cent 51870 00
Total 9256832 00
6 Deduct net value of risks of this company
reinsured in other solvent companies 12 522 00
7 Extra reserve for total and permanent dis
ability benefits 9 qjq qq
8 Net reserve 9254286 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
ftfAetuaiy 23806 00
10 Liability on policies cancelled and not included in net
reserve upon which a surrender value may be demanded 1366 25
Present value of amounts incurred but not yet due etc 10o82 97
12 Claims for death losses in process of adjust
ment or adjusted and not due 6500 00
13 Claims for death losses reported for which
no proofs have been received 33 799 00
14 Reserve for net death losses incurred but un
rePrted 13198 40ComptrollerGenekals Eeport
283
15 Claims for matured endowments due and
unpaid 48 00
16 Claims for death losses and other policy
claims resisted by the company 42685 00
19 Total policy claims 96230 40
21 Dividends left with the company to accumulate at interest
and accrued interest thereon 7222 74
22 Premiums paid in advance including surrender values so
applied 11188 37
23 Unearned interest and rent paid in advance 31614 76
27 Salaries rents office expenses bills and accounts due or
accrued 5382 12
28 Medical examiners fees 224900 and legal fees 45000
due or accrued 2699 00
29 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement 25495 60
33 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred pre
miums 2964 47
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies not included in Item 35 85000 00
37 Reserve special or surplus funds not included above Re
serve for contingencies 15000 00
41 All other liabilities
Federal income tax withheld at source 205 00
Accident and Health Department per statement 257711 34
Advance deposits with applications 179 47
Balance from sale at foreclosure O Brien mortgages and
interest 4301 25
46 Capital stock 1000000 00
47 TTnassigned funds surplus 471368 68
48 Total 11306104 42
Business in Georgia During 1915
17 Policies on the lives of citizens of said State in force De
cember 31 of previous yearit
18 Policies on the lives of citizens of said State issued during
the year
19 Total
20 Deduct ceased to be in force during year
3008796 00
774247 00
3783043 00
681009 00
21 Policies in force December 31 1915 3102034 00284 ComptrollerGenerals Keport
22 Losses and claims unpaid December 31 of previous year
23 Losses and claims incurred during year
24 Total j
25 Losses and claims settled during the year in cash
26 Losses and claims unpaid December 31 1915
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses
10000 00
20500 00
30500 00
17500 00
13000 00
85632 31
THE CONNECTICUT MUTUAL LIFE INSURANCE COMPANY
OF HARTFORD CONNECTICUT
36 Pearl Street Hartford Connecticut
John M Taylor President William H Denning Secretary
Oscar Palmour Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 70650640 09
4 Extended at
70650640 09
Income
5 Gross premiums on new business 804 192 60
6 Gross renewal premiums j 688 721 40
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with the company to accumulate at interest
Suspense account unapplied payments on land contract
Federal source taxes
7492914 00
3431215 18
35842 00
81979 62
293317 47
11660 21
508 62
13 Total income
11347437 10
Disbursements
14 Net amount paid policyholders for losses 4594 131 91
15 Legal and administrative expenses in adjustment of claims 1384 54
16 Commissions and allowances to agents First voar and re
ewal 690787 63ComptrollerGenerals Eeport
285
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Dividends left with company at interest
Surrendered policies
Annuities and installment contract
Matured endowments
Taxes
Balance of expenses
263803 75
63715 53
69473 38
1467920 46
64108 71
293317 47
1406291 98
55844 57
391669 30
312048 86
280931 53
23 Total disbursements 9955429 62
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Real estate sold under land contract bal purchase price
Policy loans including premium loans
Premium notes
Bills receivable
34 Total ledger assets as per balance No 24
NonLedger Assets
2738500 83
34705344 35
23750718 00
484145 S5
1552480 49
6210 89
629070 96
8038430 18
135240 31
2506 31
72042647 57
35 Interest due and accrued
37 Other items
Rents due and accrued
Premiums due and unreported net
1540967 67
5718 67
811864 68
38 Total assets 74401198 59
Deduct Assets Not Admitted
39 Agents balances gross i
40 Bills receivable
41 Other items
Premium notes and loans in excess of
policy value
6980 01
2506 31
2130 00286
CompteollebGenebals Repoet
Overdue and accrued interest on bonds in
default 21500 00
Book value of ledger assets over market
value bonds not subject to assessment
and stock 200123 25
42 Total not admitted assets 233 344 57
43 Total admitted assets 74 167 854 02
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
48 Taxes due or accrued
49 Other items
Present value of supplementary contracts not involving
life contingencies
Liability under policies cancelled
Premiums and interest paid in advance
Expenses estimated
Suspense account and source taxes
Surrender value credited with accrued interest
Supplementary agreement
445533 38
66468643 00
1994315 66
245000 00
273127 42
59996 00
207418 64
24272 53
12168 83
3817 90
7327 88
69741621 24
50 Total liabilities
53 Surplus protection to policyholders 4 426 232 78
54 Total liabilities
74167854 02
Business in Georgia
No
61 In force December 31 1914 1330
62 Written or renewed during year 234
63 Sum 1564
64 Deduct ceased to be in force during year 151
65 In force December 31 1915 1413
66 Net losses paid during year 13
67 Net losses incurred during year 13
Amount
2974289 00
441792 00
3416081 00
249188 00
3166893 00
23160 00
23160 00COMPTBOLLEB GeNEBAL s EePOET
287
THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED
STATES OF NEW YORK CITY
120 Broadway New York New York
W A Day President W Alexander Secretary
Wm E Duncanson Agency Manager Attorney for Service
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets Dec 31 1914 526789751 00
4 Extended at 526789751 00
Income
5 Gross premiums on new business 7355080 38
6 Gross renewal premiums 49226585 10
7 Deduct amounts paid for reinsurance and
return premiums 565803 85
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts not I L C
Dividends left with company to accumulate at interest
Interest on dividend deposits
Foreign exchange and currency adjustment
Increase in special funds
Bent deposits
Eire insurance indemnity fund
Sundry profits
Agents balances previously charged off
56015861 63
24899405 41
1102298 26
564437 19
343305 98
27450 75
225417 28
91437 68
2187 49
5000 00
2907 48
11100 88
13 Total income 83290810 03
Disbursements
14 Net amount paid polieyholders for losses 22118904 46
15 Legal and administrative expenses in adjustment of claims 27705 44
16 Commissions to agent
a First year 2283661 94
b Benewal 2603375 56
17 Salaries of officers and home office employees 1388742 92
18 Bents 521782 92
19 Advertising printing postage telegrams etc 435301 842SS
ComptrollerGenerals Report
20 Paid policyholders for dividends 12345014 97
21 Loss on sale and decrease by adjustment of assets 1721333 50
22 Other items
Matured endowments 8 481 656 17
Annuities 1332398 94
Surrender values 14093 413 77
Premiums waived account disability 995 84
Claims on supplementary contracts not I L C 355109 92
Dividend deposits and interest thereon surrendered 155429 50
Paid stockholders for dividends 7000 00
Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 46011 Is
Agency supervision and traveling expenses of supervisors 420025 21
Branch office expenses 621246 11
Medical examination fees 317 840 53
Inspection of risks 108550 64
Legal expenses 64427 96
Furniture fixtures and safes 190765 93
Repairs and expenses other than taxes on real estate 269365 69
Taxes on real estate 209817 00
State taxes on premiums 760331 28
Insurance department licenses and fees 14931 34
All other licenses fees and taxes 163049 S3
Federal corporation tax 4475 74
Interest on overdue taxes 28845 91
Sundry disbursements 241356 96
Surrender value suspense 183 62
Interest on dividend deposits 27150 75
Interest on policy claims 10387 30
Sundry losses 11815 93
Policy claims deposits 103587 69
Agents balances charged off 35923 5
23 Total disbursements 71522222 til
Ledger Assets
25 Book value of real estate 17447538 Ofi
26 Mortgage loans per schedule B 108930973 13
27 Bonds at book value 285129422 00
28 Stocks at book value 16560468 00
29 Cash in offices 56964 07
30 Deposits at interest per schedule N 11036586 18
31 Deposits not at interest 600008 68
32 Agents balances net 7071 25 95
33 Other items
Policy loans 97293068 60
Collateral loans 135000 00ComptrollerGenerals Report
28
Cash in transit
Bills receivable
Supplies
Cash in suspended banks
Deposits in court account law suits 6405 15 less agency
suspense 732 51
541242 89
87717 42
23575 17
2975 60
5672 64
34 Total ledger assets as per balance No 24538 558 333 39
NonLedger Assets
35 Interest and rents due andaccrued g 112 354 42
37 Other items
Uncollected and deferred premiums 5 B91 354 59
82377 12
War liens
38 Total assets
550444434 52
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Supplies
Cash in suspended banks
Deposits in court account law suits
Amortized value of special deposits in ex
cess of corresponding liabilities
Book value of ledger assets over amortized
value of bonds and market value of
stocks 2370069 43
735126 53
87717 42
23575 17
2975 60
6405 15
256652 76
42 Total not admitted assets 3 432 522 06
43 Total admitted assets 546961912 46
Liabilities
44 Net amount of unpaid losses and claims 4 203 761 13
45 Reserves or unearned premiums on risks outstanding445688127 00
46 Dividends to policyholders declared but unpaid 913713 90
47 Salaries and miscellaneous accounts due or accrued 187 710 46
48 Taxes due or accrued 1 003 966 71
49 Other items
Extra reserve for total and permanent disability benefits 65133 00
Present value of amounts not yet due on supplementary
contracts not I L C 3068334 00290 ComptbolleeGenebals Bepobt
Present value of amounts incurred but not yet due for to
tal and permanent disability benefits 4 737 00
Liability on policies canceled and not included in net re
serve upon which a surrender value may be demanded 69621 90
Due and unpaid on supplementary contracts not I L C 1 534 33
Dividend deposits and accrued interest thereon 1117892 62
Premium paid in advance 319693 64
Interest and rent paid in advance i 90399 57
Fire relief fund 7939 g
Fire insurance indemnity fund 48323 12
Judgments under appeal 5550 65
Sundry liabilities 196358 20
50 Total amount of liabilities except capital458806097 04
51 Capital actually paid in cash 100 000 00
52 Surplus and dividend funds 88055 815 42
53 Surplus protection to policyholders 88 155 815 42
54 Total 546961912 46
Business in Force
No Amount
55 In force December 31 1914 612997 1494234342 00
56 Written or renewed during year 93904 164536569 00
5J j 706901 1658770911 00
58 Deduct ceased to be in force during year 53694 128884858 00
59 In force December 31 1915 653207 1529886053 00
Business in Georgia
61 In force December 31 1914 6j666 135435 00
62 Written or renewed during year 322 624044 00
f u 6988 14167359 00
64 Deduct ceased to be in force during year 714 1586 487 00
65 In force December 31 1915 6274 12580872 00
66 Net losses paid during year 87 273 150 15
67 Net losses incurred during year 87 26545 15
Investments in Georgia
2 onds 5681635 09
3 Mortgage loans 400751 Q0
5 Policy loans 1511406 66
Total investments in Georgia 7 593 792 75ComptrollerGenerals Report
291
FEDERAL LIFE INSURANCE COMPANY
Isaac Miller Hamilton President Chas S Rannells Secretary
Insurance Commissioner Attorney for Service
Capital Stock
1 Amount of capital paid up in cash 300000 00
2 Amount of ledger assets as per balance
Dec 31 of previous year 3232417 54
4 Extended at 3232417 54
Income
5 First years premiums on original policies
without deduction for commissions or
other expenses less 532 89 for first
years reinsurance 102475 90
8 Dividends applied to purchase paidup
additions and annuities 9 70
9 Surrender values applied to purchase paid
up insurance and annuities 2543 04
12 Total new premiums 105 028 64
13 Renewal premiums in addition to items
14 16 and 17 without deduction for
commissions or other expenses less
15483 87 reinsurance on renewals 547661 78
14 Dividends applied to pay renewal prems 11434 60
18 Total renewal premiums
19 Extra premiums for total and permanent
disability benefits 842 38 and for ad
ditional accidental death benefits
1673 37 included in life policies
20 Total premium income
22 Dividends left with company to accumulate at interest
24 Gross interest on mortgage loans per
schedule B less 1725 85 accrued in
terest on mortgages acquired during
1915 48332 87
25 Gross interest on collateral loans per
schedule 0 3877 31
559096 38
2515 75
666640 77
2773 29292 ComptrollerGeneeals Eeport
26 Gross interest on bonds and dividends on
stocks less 4005 21 accrued interest
on bonds acquired during 1915 per
schedule D 31159 43
27 Gross interest on premium notes policy
loans or liens 57827 58
28 Gross interest on deposits in trust com
panies and banks per schedule E 3734 54
29 Gross interest on other debts due the
company give items and amounts
Bills receivable 30g 73
33 Gross rent from companys property in
cluding 10000 for companys occupancy
of its own buildings per sched A 41600 63
34 Total gross iniereat and rents 180 839 09
35 From other sources
Suspense account 20
Profit and loss
T 6666 67
Income accident and health department 79 955 24
43 Gross increase by adjustment in book value of ledger as
sets
b Bonds per sched D 125 00
44 Total incomeJ q43230 99
Disbursements
1 For death claims less 6210 11 reinsur
ance 111012 69
2 For matured endowments 20 550 00
4 Net amounts paid for losses and matured endowments 131562 69
6 Premium notes and liens voided by lapse less 3837 14
restorations 12264 20
7 Surrender value paid in cash or applied in liquidation of
loans or notes 99156 10
9 burrender value applied to purchase paidup insurance
and annuities see Income No 9 2 543 04
10 Dividends paid to policyholders in cash or applied in li
pidaton of loans or notes 2 838 27
11 Dividends applied to pay renewal premiums see Income
lt i 11434 60
12 Dividends applied to shorten the endowment or premium
paying period See Income No 15 coupons applied to
premiums 1699 26 paid cash 439 51 2138 77
13 Dividends applied to purchase paidup additions and an
nuities see Income No 8 9 70ComptrollerGenerals Report
293
14 Dividends left with company to accumulate at int see
Income No 22 2 773 99
15 Total paid polieyholders 264 720 66
16 Expense of investigation and settlement of policy claims 1212 25
17 Paid for claims on supplementary contracts not involving
life contingencies 2 424 45
18 Dividends and interest thereon held on deposits surren
dered during the year 421 22
20 Commissions to agents less commission on reinsurance
First years premiums 73265 87 renewal premiums
21707 05 94972 92
21 Commuted renewal commissions 9 iqq 24
22 Compensation of managers and agents not paid by com
mission for services in obtaining new insurance 4 313 33
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 4 219 73
24 Branch office expenses including salaries of managers and
clerks not included in item 22 17 642 57
25 Medical examiners fees 7842 00 inspection of risks
2356 51 10198 51
26 Salaries and all other compensation of officers directors
trustees and home office employees 52 097 79
27 Rent including 10000 00 for companys occupancy of its
own buildings 10000 00
28 Advertising 6279 22 printing and stationery 9219 24
postage telegraph telephone and express 8442 63
exchange 833 29 24 774 38
29 Legal expense not included in item 16 5 695 65
30 Furniture fixtures and safes 2 278 95
31 Repairs and expenses other than taxes on real estate 25191 01
32 Taxes on real estate g 73O 40
33 State taxes on premiums 8 279 89
34 Insurance department licenses and fees 2502 69
35 All other licenses fees and taxes give items and amounts 487 52
38 Disbursements accident and health dept 82110 18
40 Library expenses 580 42
41 Miscellaneous expense 2 165 65
42 Actuarial expense 135 qo
43 Investment expense 1 216 06
48 Gross decrease by adjustment in book value of ledger as
sets viz
b Bonds per schedule D 15 00
c Stocks per schedule D 4 176 00
49 Total disbursements 637 722 47294 CompteollebGeneeals Eepoet
Ledger Assets
1 Book value of real estate per soiled A 505711 90
2 Mortgage loans on real estate per sched
B first liens 966728 65
3 Loans secured by pledge of bonds stocks
or other collateral per sched C 11770 59
4 Loans made to policyholders on this com
panys policies assigned as collateral 1305225 12
5 Premium notes on policies in force of
which 1700 616 is for first years
premiums 26 281 71
6 Book value of bonds 579112 00 and
stocks 13032 00 per sched D 592144 00
7 Cash in companys office 10979 14
9 Deposits in trust companies and banks
on interest per sched E 97311 65
10 Bills receivable 4617 87 agents bal
ances debit 9051 11 13668 98
11 Furniture library printing and agency
equipments 8104 32
12 Total ledger assets as per balance item 50 3537926 06
NonLedger Assets
13 Interest due 4328 62 and accrued
15955 45 on mortgages per sched B 20284 07
14 Interest accrued on bonds per sched D
part 1 10539 91
15 Interest accrued on collateral loans per
schedule C part 1 245 00
16 Interest accrued on premium notes policy
loans or liens 12 781 66
18 Certificates of deposits in banks and trust
companies 1809 64
21 Total interest and rents due and accrued 45 660 28
24 Due from other companies for losses or claims on policies
of this company reinsured 10 287 66
25 Gross premiums due and unreported on
policies in force December 31 1915 less
reinsurance premiums 40879 88
26 Gross deferred premiums on policies in
force December 31 1915 less reinsur
ance premiums 48 928 59
27 Total 89808 47CoMPTBOLLEB GENERAL s RePOBT
28 Deduct loading 20597 39
295
29 Net amount of uneollected and deferred premiums
31 Premiums in process of collection ace and hlth dept
69211 08
75 10
35 Gross assets 3663160 18
Deduct Assets Not Admitted
37 Supplies stationery printed matter 1
500 00 furniture fixtures and safes
6604 32
38 Agents debit balances gross
40 Bills receivable
41 Premium notes and loans on policies and
net premiums in item 29 in excess of
the net value of their policies
43 Book value of ledger assets over market
value
8104 32
9051 11
4617 87
47330 49
3312 50
46 Admitted assets 3590743 89
Liabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of
December 1914 as computed by the
Illinois Ins Dept on the following ta
bles of mortality and rates of interest
viz
1 Actuaries table at 4 per cent 1825785 00
2 American Experience Table at 3 percent 1219501 00
Same for reversionary additions 5028 00
Total 3050314 00
6 Deduct net value of risks of this company reinsured in
other solvent companies 22055 00
7 Extra reserve for total and permanent disability benefits
373 00 and for additional accidental death benefits
914 00 included in life policies 1287 00
8 Net reserve 3029546 00
9 Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company 25896 00
12 Claims for death losses in process of ad
justment or adjusted and not due 1500 00296
ComptrollerGenerals Eeport
13 Claims for death losses reported for
which no proofs have been received
14 Reserve for net death losses incurred but
unreported
15 Claims for matured endowments due and
unpaid
16 Claims for death losses and other policy
claims resisted by the company
7159 08
11034 90
128b 33
11142 41
19 Total policy claims i
21 Dividends left with the company to accumulate at interest
and accrued interest thereon
22 Premiums paid in advance including surrender values so
applied
23 Unearned interest and rent paid in advance
24 Commissions due to agents on premium notes when paid
25 Commissions to agents due or accrued
27 Salaries rents office expenses bills and accounts due at
accrued
28 Medical examiners fees and legal fees due or accrued
29 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
34 Dividends declared on or apportioned to annual dividend
policies payable to policyholders during 1915 whether
contingent upon the payment of renewal premiums or
otherwise
35 Dividends declared on or apportioned to deferred dividend
policies payable to policyholders during 1915
36 Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment up
on deferred dividend policies not included in item 35
37 Reserve special or surplus funds not included above
Coupons matured and unpaid inc int
All other liabilities
Liabilities ace and hlth dept
Reserved for possible Northern Life liability
Judgment for alleged wrongful cancellation of policy
Capital stock
41
li
47 Unassigned funds surplus
32122 72
9385 20
1864 39
8593 84
857 51
1005 00
1605 00
661 50
14953 51
5893 00
7818 00
76163 03
4456 36
8989 15
7389 32
1075 10
300000 00
52469 26
48 Total
3590743 89
Business in Georgia During 1915
17 Policies on the lives of citizens of said State in force
December 31 of previous year
205137 00ComptrollerGenerals Beport
18 Policies on the lives of citizens of said State issued during
the year
19 Total 7
20 Deduct ceased to be in force during the year
21 Policies in force Dec 31 1915
23 Losses and claims incurred during year
24 Total
25 Losses and claims settled during the year
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses
297
5159 00
210296 00
68340 00
141956 00
1250 00
1250 00
1250 00
3143 03
THE FIDELITY MUTUAL LIFE INSURANCE COMPANY
OF PHILADELPHIA PA
112116 N Broad Street Philadelphia Pa
Walter LeMar Talbot President Chas G Hodge Secretary
Capital Stock
2 Ledger assets Dec 31 1914 30583488 09
4 Extended at
30583488 09
Income
5 Gross premiums on new business 517 283 20
6 Gross renewal premiums 4 293 147 19
7 Deduct amounts paid for reinsurance and
return premiums 10jm 54
8 Total premiums 4799523 85
9 Interest and rents 1638077 80
10 Profit on sale or increase by aujustment of assets 11661 56
11 Other sources
Bonus on mortgages j35 qq
Dividends left to accumulate 20 544 55
13 Total income
6513009 11298
CompteollebGenebals Kepoet
Disbursements
14 Net amount paid polieyholders for losses endowments and
annuities 4
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal 211855 68 annuities 450 00
17 Salaries of officers and employees home office
18 Rents
19 Advertising printing postage telegrams etc
20 Paid polieyholders for dividends
Paid polieyholders for surrender value
21 Loss on sale and decrease by adjustment of assets
22 Other items
Insurance dept fees and licenses
Insurance dept tax on premiums
Branch office expenses med examiners fees inspectors
risks
All other disbursements
1994593 45
5462 21
192446 10
212305 68
176741 10
71882 18
65991 33
793576 39
1974513 39
19901 08
12941 65
80802 13
149971 11
181121 10
23 Total disbursements 4 5 932 248 90
Ledger Assets
25 Book value of real estate 1 435 774 97
26 Mortgage loans per schedule B 12 731 257 65
27 Bonds at book value 7 593 524 39
28 Stocks at book value 142 235 50
29 Cash in office 294 68
30 Deposits at interest per schedule N 376 070 56
31 Deposits not at interest 2 500 00
32 Agents balances net 411 501 9S
33 Other items Bills receivable 32 371 19
34 Total ledger assets as per balance No 24 31 164 908 30
NonLedger Assets
35 Interest and rents due and accrued
36 Market value of assets over book value
37 Other items uncollected and deferred premiums
38 Total assets
421968 84
128917 86
434240 49
32150035 49
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
422814 33
32371 19ComptrollerGenerals Eeport
299
41 Other items
Premium notes and loans in excess of the
net value 95368 00
Market value of stocks and amortized
value of bonds 320903 26
42 Total not admitted assets 871457 14
43 Total admitted assets 31278578 35
Liabilities
44 Net amount of unpaid losses and claims 225700 33
45 Reserves on risks outstanding 27018192 41
46 Dividends to polieyholders declared but unpaid 626285 37
48 Taxes due or accrued 70019 22
49 Other items
Premiumsand interest prepaid 205749 02
Accumulations and deferred dividend policies 1858603 14
53 Surplus protection to polieyholders 1230178 33
54 Total liabilities 31278578 35
Business in Force
No Amount
55 In force December 31 1914 64825 134064215 00
56 Written or renewed during year 6888 15232382 00
57 Sum 71713 149296597 00
58 Deduct ceased to be in force during year 7310 16940820 00
59 In force December 31 1915 64403 132355777 00
Business in Georgia
61 In force December 31 1914 1994 4438115 00
62 Written or renewed during year 193 406223 00
63 Sum 2187 4844338 00
64 Deduct ceased to be in force during year 371 955991 00
65 In force December 31 1915 1816 3888347 00
66 Net losses paid during year 13 22629 90
67 Net losses incurred during year 15 24629 90300 ComptrollerGenerals Report
Investments in Georgia
2 Bonds
3 Mortgage loans 773070 00
o Policy loans 2798124
Total investments in Georgia 1227951 04
THE FRANKLIN LIFE INSURANCE COMPANY OF SPRINGFIELD ILL
George B Stadden President Henry Ahe Secretary
W W Reid Attorney for Service
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets Dec 31 1914 6478232 i
EXtended 3t 77Z7 6478232 09
Income
5 Gross premiums on new business 246 439 10
6 Gross renewal premiums 1291659 91
7 Deduct amounts paid for reinsurance and
return premiums 1 i 571 48
8 Total premiums 15218 8
9 Interest and rents 346895 33
10 Increase by adjustment of assets 314 41
11 Other sources
Dividends left with the company 727 68
Agents balances previously charged off 315 31
Income tax withheld
Premiums paid in advance 116 34
13 Total income 3870125m
Disbursements
14 Netamount paid policyholders for losses 441 019 4
15 Legal and administrative expenses in adjustment of claims 767 06
16 Commissions and allowances to agents
aFirSt ear 174182 9ComptrollerGenerals Keport
301
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyliolders for dividends and surrenders
21 Decrease by adjustment of assets
22 Other items
Dividends surrendered
Stock dividends
Medical examinations and inspections
Agents balances charged off
Miscellaneous expenses taxes etc
Supplementary contracts
6410 45
93286 87
23583 92
27441 03
371535 70
20626 00
140 01
5000 00
23302 75
4560 51
61996 67
650 00
23 Total disbursements 1316502 58
Ledger Assets
25
26
27
29
30
32
33
34
Book value of real estate
Mortgage loans per schedule B
Bonds at book value
Cash in office
Deposits at interest per schedule N
Agents balances net
Other items
Collateral loans
Policy loans
Premium notes
Total ledger assets as per balance No 24
NonLedger Assets
260000 00
3765258 50
573816 82
7765 06
206216 07
42833 70
221100 00
1911775 27
43090 59
7031856 01
35 Interest due and accrued
36 Market value of assets over book value
37 Other items Deferred and uncollected premiums
115783 97
6489 13
132687 52
38 Total assets 7286816 63
Deduct Assets Not Admitted
39
41
42
43
Agents balances 43969 80
Other items Premium notes and loans in
excess of reserve 13738 76
Total not admitted assets
Total admitted assets
57708 56
7229108 07302
ComptbolleeGeneeals Eepoet
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued payable 1916
49 Other items
Premiums paid in advance
Supplementary contracts
Unearned interest
Commissions
Cost of collection
Medical fees
Dividends contingent on payment of premiums
Trust fund
Special funds
50 Total amount of liabilities except capital
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 911 390 15
55696 62
5869038 00
74035 83
3865 76
34468 70
9621 02
8763 00
27752 03
8010 97
3111 90
817 00
3275 80
7761 01
111500 28
6217717 92
53 Surplus protection to policyholders
54 Total liabilities
1011390 15
7229108 07
Business in Force
55 In force December 31 191448507114 00
56 Written or renewed during year 10 288 476 00
5J Sum 58795590 00
58 Deduct ceased to be in force during year 8 513 975 00
59 In force December 31 1915 50281615 00
Business in Georgia
61 In force December 31 1914 3241051 00
62 Written or renewed during year 133 500 00
63 Sum 3374551 00
64 Deduct ceased to be in force during year 694 111 00
65 In force December 31 1915 2680440 00303
ComptrollerGenerals Report
66 Net losses paid during year 37957 54
67 Net losses incurred during year 43247 93
Investments in Georgia
5 Policy loans 200281 64
GEORGE WASHINGTON LIFE INSURANCE COMPANY
Harrison B Smith President Ernest C Milair Secretary
Brutus J Clay Attorney for Service Atlanta Ga
Capital Stock
1 Amount of capital paid up in cash 250000 00
2 Amount of ledger assets as per balance
December 31 of previous year 973574 61
3 Increase of capital during the year 222865 76
4 Extended at 1196440 37
Income
5 First years premiums on original policies
without deduction for commissions or
other expenses less 423801 for first
years reinsurance 50259 14
9 Surrender value applied to purchase paidup
insurance and annuities 1449 89
10 Consideration for original annuities involv
ing life contingencies 131675 00
12 Total new premiums 183384 03
13 Renewal premiums in addition to items 14
16 and 17 without deduction for com
missions or other expenses less 10865
25 for reinsurance on renewals 223431 42
14 Dividends applied to pay renewal premiums 2082 04
18 Total renewal premiums 225513 46
19 Extra premiums for total and permanent disability bene
fits 76105 and for additional accidental death benefits
105820 included in life policies 1819 33
20 Total premium income 410716 82304 ComPTROLLEBGtENERALs REPORT
22 Dividends left with the company to accumulate at interest
24 Gross interest on mortgage loans per sched
ule B 34314 13
lo Gross interest on collateral loans per sched
9fi a le 3654 00
2b Gross interest on bonds and dividends on
stocks per schedule D g 252 5s
27 Gross interest on premium notes policy
loans or liens jo 142 or
28 Gross interest on deposits in trust companies
and banks per schedule E 266 3
29 Gross interest on other debts due the com
pany
Dist on mortgage loans 1 935 00
Div on reinsurance 3gp 3
33 Gross rent from companys property per
9cheduIe A 4853 70
34 Total gross interest and rents
35 From other sources
Premiums in advance
C W A
Suspense
Borrowed money gross
41 From agents balances previously charged off
42 Gross profit on sale or maturity of ledger assets viz a
real estate per schedule A 40000 b bonds per
schedule 1 53500 total
43 Cross increase by adjustment in book value of ledger aa
sets viz a real slate per schedule A 1387500 j b
bonds per schedule I 2700011 total
44 Total income
Disbursements
1 Far death claims less 250000 reinsurance 08 05010
additions 63500
5 For annuities involving life contingencies
6 Premium notes and liens voided by lapse
7 Surrender values paid in cash ox applied in liquidationof
loans or notes
Snrtcnder values applied to purchase lanVupinsuranceand
annuities see Income Ko 9
1 Dividends paid to poluvholders in cash or applied i Moui
dation of loans or notes
11 Dividends applied to pay renewal premiums seeincome
No 14
50 38
65780 41
501 71
848 15
37 13
27468 mi
SS7 SI
935 00
16575 00
528209 00
69294 III
8500 00
4294 42
46484 67
1449 89
900 73
2082 04ComptbollebGenebals Bepoet
305
14 Dividends left with the company to accumulate at interest
see Income ATo 22 50 38
15 Total paid policyholders 133056 13
16 Expense of investigation and settlement of policy claims
including 53219 for legal expense 726 19
19 Paid stockholders for interest or dividends 4 999 20
20 Commissions to agents less commission on reinsurance
First years premiums 3388769 renewal premiums
570421 annuities original 300000 bonuses 1
18633 43768 23
21 Commuted renewal commissions 338 99
22 Compensation of managers and agents not paid by commis
sion for services in obtaining new insurance 10873 35
23 Agency supervision and traveling expenses of supervisors
except compensation for home office supervision 2 397 19
24 Branch office expenses including salaries of managers and
clerks not included in item 22 7 678 33
25 Medical examiners fees 626750 inspection of risks
137716 7644 66
26 Salaries and all other compensation of officers directors
trustees and home office employees 27 916 40
27 Kent less 3500 received under sublease 1765 00
28 Advertising 345581 printing and stationery 636240
postage 172816 telegraph telephone and express
64056 12186 93
29 Legal expense not included in item 16 55 77
30 Furniture fixtures and safes 1 699 24
31 Repairs and expenses other than taxes on real estate 1051 99
32 Taxes on real estate 577 92
33 State taxes on premiums 1 116 46
34 Insurance department licenses and fees 855 10
35 All other licenses fees and taxes
36 Federal corporation tax 190 qq
37 Taxes on personal property 1 216 39
38 Income tax 52 76
39 Other disbursements
40 General expense 9 679 40
41 Fire insurance 1 579 72
42 Commercial Life Insurance and Casualty Company 4135 10
43 Title fees on real estate loans 180 60
44 Borrowed money and interest repaid 16260 00
46 Agents balances charged off 10 432 19
48 Gross decrease by adjustment in book value of ledger as
sets viz real estate per schedule A 4000 00
49 Total disbursements 300 433 24306 ComptrollerGenerals Eeport
Ledger Assets
1 Book value of real estate less 1500000
ineumbrances per schedule A 154750 00
2 Mortgage loans on real estate per schedule
B 575462 30
3 Loans secured by pledge of bonds stocks or
other collateral per schedule C 63248 36
4 Loans made to policyholders on this com
panys policies assigned as collateral 192253 82
5 Premium notes on policies in force of which
275518 is for first years premiums 33679 50
6 Book value of bonds 122350 and stocks
12075 per schedule D 134425 00
7 Cash in companys office 2195 42
8 Deposits in trust companies and banks not
on interest per schedule E 9044 37
9 Deposits in trust companies and banks on
interest per schedule E 16403 63
10 Bills receivable 480263 agents bal
ances debit 1116480 credit 1365
26 net 979954 14602 17
11 J Friedman and wife secured 375 80
12 Total ledger assets as per balance Item 50 1196440 37
NonLedger Assets
13 Interest due 489937 and accrued 3653
74 on mortgages per schedule B 8553 11
14 Interest accrued on bonds per schedule D
Part 1 2380 00
15 Interest due 145764 and accrued 715
78 on collateral loans per schedule C
part 1 2173 42
16 Interest due 187736 and accrued 184
23 on premium notes policy loans or
Kens 2061 59
18 Bills receivable 770 53
20 Bents accrued on companys property or
ease 807 00
21 Total interest and rents due and accrued 17055 65
25 Gross premiums due and unreported on poli
cies in force December 31 1915 less re
insurance premiums 10677 92ComptrollerGenerals Eeport
307
26 Gross deferred premiums on policies in
force December 31 1915 less reinsurance
premiums
16889 54
27 Totals
28 Deduct loading
27567 46
5620 21
29 Net amount of uncollected and deferred premiums
30 All other assets
Fire insurance premiums paid in advance
Supplies stationery and printed matter
Furniture fixtures and safes
21947 25
1020 86
2500 00
4488 22
35 Gross assets 1243425 35
Deduct Assets Not Admitted
37 Supplies stationery printed matter 2
50000 furniture fixtures and safes 4
48822 6988 22
38 Agents debit balances gross 11164 80
40 Bills receivable 4802 63
41 Premium notes and loans on policies and net
premiums in Item 29 in excess of the net
value of their policies 2309 08
25264 73
46 Admitted assets 1218187 62
Liabilities Surplus and Other Funds
Net present value of all the outstanding
policies in force on the 31st day of De
cember 1915 as computed by the com
pany on the following tables of mortality
and rates of interest viz
1 Actuaries table at 3 per cent on modified
preliminary term basis 714249 52
2 American Experience table at 3 per cent
on full level premium basis 13217 95
Same for reversionary additions 24575 32
3 American Experience table at 3 per cent
on full preliminary term basis This re
serve is for 20 payment life business is
sued by eommecial life 41717 01308 ComptrollerGenerals Report
5 Net present value of annuities including
those in reduction of premiums Mc
Clintocks Annuity tables Z per cent 116455 17
Total 910214 97
6 Deduct net value of risks of this company
reinsured in other solvent companies 10609 51
899605 46
7 Extra reserve for total and permanent disability benefits
388759 and for additional accidental death benefits
58352 included in life policies premium reduction
coupons 100579 5476 90
10 Liability on policies cancelled and not included in net re
serve upon which a surrender value may be demanded 734 76
21 Dividends left with the company to accumulate at interest
and accrued interest thereon 50 38
22 Premiums paid in advanee including surrender values so
applied 501 70
23 Unearned interest and rent paid in advanee 8495 96
27 Salaries rents office expenses bills and accounts due or
accrued 75 00
29 Estimated amount hereafter payable for Federal State and
other taxes based upon the business of the year of this
statement 3978 70
31 Borrowed money 1146800 and interest thereon 8937 11557 37
33 Dividends or other profits due policyholders including those
contingent on payment of outstanding and deferred pre
miums 232 97
37 Reserve special or surplus funds not included above
C W A 346 75
41 All other liabilities Commercial Life Insurance and Cas
ualty Company 435 10
46 Capital Stock 250000 00
47 Unassigned funds surplus 36696 57
48 Total 1218187 62
Business in Georgia During 1915
17 Policies on the lives of citizens of said State in force De
cember 31 of previous year 2312391 00
18 Policies on the lives of citizens of said State issued during
the year 514072 00
19 Total 2826463 00
20 Deduct ceased to be in force during the year 1057822 00
21 Policies in force December 31 1915 1768641 00ComptrollerGenerals Report 309
23 Losses and claims incurred during year 4 535 00
27 Premiums collected or secured in cash and notes or credits
without any deduction for losses dividends commissions
or other expenses 54 590 52
THE GERMANIA LIFE INSURANCE COMPANY OF NEW YORK CITY
50 Union Square New York N Y
Hubert Cillis President Carl Heye Secretary
Alexander C King Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets December 31 1914 50407820 69
4 Extended at
50407820 69
Income
5 Gross premiums on new business 666938 81
6 Gross renewal premiums 5 328 612 36
7 Deduct amounts paid for reinsurance and
return premiums 27356 06
8 Total premiums 5968195 n
9 Interest and rents 2 457 708 11
10 Profit on sale or increase by adjustment of assets 7189 08
11 Other sources
Consideration for supplementary contracts 22799 26
Dividends left with the company 8 269 40
Borrowed money 465779 80
Other income
63775 50
13 Total income 8993716 26
Disbursements
14 Net amount paid policyholders for losses 3483987 37
15 Legal and administrative expenses in adjustment of claims 2712 44
16 Commissions and allowances to agents
a First year 22027s is
b Renewal 539693 99
17 Salaries of officers and employees 216241 69310 ComptkollerGenebals Eepobt
18 Bents and interest 54 276 23
19 Advertising printing postage telegrams etc 83875 41
20 Paid policyholders for dividends 940403 96
21 Loss on sale and decrease by adjustment of assets 72467 12
22 Other items
Surrender values 1 334 sig 22
Annuities 4975 70
Taxes repairs and expenses on real estate 192218 73
Insurance department taxes licenses and fees 67 340 17
Other disbursements 126 128 14
23 Total disbursements 7 425 117 85
Ledger Assets
25 Book value of real estate 5084027 58
26 Mortgage loans per schedule B 26422802 20
27 Bonds at book value 12 361 709 44
29 Cash in office 3 911 2
30 Deposits at interest per schedule 548 660 84
31 Deposits not at interest 105 664 48
33 Other items Loans to policyholders 7 449 642 74
34 Total ledger assets as per balance No 24 51976419 10
NonLedger Assets
35 Interest due and accrued 691 728 98
37 Other items
Bents due 4 791 4g
Net uncollected and deferred premiums 1406146 17
Other assets 306217 00
38 Total assets 54385302 71
Deduct Assets Not Admitted
41 Other items Book value of bonds over market value 1803739 84
43 Total admitted assets 52 581 562 87
Liabilities
44 Net amount of unpaid losses and claims 509 583 45
45 Reserves or unearned premiums on risks outstanding 44233 300 00
46 Dividends to policyholders declared but unpaid 1309901 01
47 Salaries and miscellaneous accounts due or accrued 29 754 78
48 Taxes due or accrued 60 798 52ComptrollerGenerals Keport
311
49 Other items
Borrowed money
Amount of all other claims against the company
51 Capital actually paid in cash 200000 00
52 Surplus and dividend funds over all liabili
ties 5189409 57
703827 40
345078 14
53 Surplus protection to policyholders 5389409 57
54 Total liabilities 52581562 87
Business in Force
55 In force December 31 1914 150075274 00
56 Written or renewed during year 15195275 00
57 Sum 165270549 00
58 Deduct ceased to be in force during year 14533374 00
59 In force December 31 1915 150737175 00
Business in Georgia
61 In force December 31 1914 1428193 00
62 Written or renewed during year 394650 00
63 Sum 1822843 00
64 Deduct ceased to be in force during year 141992 00
65 In force December 31 1915 1680851 00
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
5 Policy loans
6 Other items Bank balances
7000 00
6000 00
97365 91
50000 00
Total investments in Georgia 147365 91312
ComptrollebGenebals Repoet
HOME LIFE INSURANCE COMPANY OF NEW YORK CITY
256 Broadway New York N Y
George E Ide President Ellis W Gladwin Secretary
Wm A Wright Insurance Commissioner Attorney for Service
Capital Stock
1 Amount of paidup capital 125000 00
2 Ledger assets December 31 1914 30348907 47
4 Extended at
30348907 47
Income
5 Gross premiums on new business 785461 00
6 Gross renewal premiums 3 656 949 70
7 Deduct amounts paid for reinsurance and
return premiums
4442410 70
97345 80
1500857 37
17448 84
8 Total premiums 4345064 90
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends and matured endowments left to accumulate at
interest
Income tax withheld and reinsurance reserves deposited
10928 50
22316 01
20087 88
13 Total income qio
703 50
Disbursements
II Net amunit paid policyholderg for losses 1291592 51
16 Legal and administrative expenses in adjustment of claims 529 18
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees and directors fees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
172495 50
254021 IS
213106 07
30000 00
35528 69
002720 86
79633 68ComptrollerGeneral s Eepobx
313
22 Other items
Surrender values paid
Matured endowments paid
Taxes paid
Miscellaneous disbursements
861589 08
637982 52
88908 06
346482 02
23 Total disbursements 4 Q14 539 32
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Loans to policyholders on policies as collateral
Premium notes on policies in force
34 Total ledger assets as per balance No 24
NonLedger Assets
1450000 00
7235750 00
15435013 00
1268568 71
1143 47
470007 56
14879 42
3505 88
5062859 79
715293 82
31657021 65
35 Interest and rents due and accrued
37 Other items
Due from other companies for losses reinsured
Net amount of uncollected and deferred premiums
268251 74
126000 00
481421 66
38 Total assets 32532695 05
Deduct Assets Not Admitted
39 Agents balances4
41 Other items
Premium notes in excess of net value of pol
icies
Book over market value of bonds and stocks
3911 57
13059 06
486284 71
42 Total not admitted assets
43 Total admitted assets
503255 34
32029439 71
Liabilities
44 Total amount of unpaid losses and claims
45 Eeserves on risks outstanding
331343 33
29036607 00314
ComptrollerGeneral s Eeport
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Estimated amount of taxes payable upon business of the
year
49 Other items
Premiums paid in advance
Unearned interest and rent paid in advance
Dividends left to accumulate with interest thereon
Other liabilities
149520 09
8975 16
60000 00
32608 59
171541 91
69995 75
30392 53
50 Total amount of liabilities except capital 29890984 36
51 Capital actually paid in cash 125000 00
52 Surplus over all liabilities 2013455 35
53 Surplus protection to policyholders 2138455 35
54 Total liabilities 32029439 71
Business in Force
No Amount
55 In force December 31 1914 59600 120893433 00
56 Written or renewed during year 6850 15095695 00
57 8lm 66450 135989128 00
58 Deduct ceased to be in force during year 4785 10328955 00
59 In force December 31 1915 61665 125660173 00
Business in Georgia
61 In force December 31 1914 736 1939918 00
62 Written or renewed during year 48 114 500 54
63 Sum 784 2054418 54
64 Deduct ceased to be in force during year 79 211 339 54
65 In force December 31 1915 705 1843079 00
66 Net losses and claims paid during year 21 652 54
67 Net losses and claims incurred during year 19 152 54
Investments in Georgia
2 Bonds
3 Mortgage loans
5 Policy loans
Total investments in Georgia
210976 36
363350 00
137865 00
712191 36ComptbolleeGenebal s Repobt
315
ILLINOIS LIFE INSURANCE COMPANY OF CHICAGO
10 South LaSalle Street Chicago 111
James W Stevens President Oswald J Arnold Secretary
J W Tumlin Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets December 31 1914 10924270 79
4 Extended at 10924270 79
Income
5 Gross premiums on new business 483375 30
6 Gross renewal premiums 1841447 77
7 Deduct amounts paid for reinsurance and
return premiums
2324823 07
10579 80
8 Total premiums 2314243 27
9 Interest and rents 589575 85
10 Profit on sale or increase by adjustment of assets 2 50
11 Other sources Consideration for supplementary contracts
not involving life contingencies 4119 82
13 Total income 2907941 44
Disbursements
14 Net amount paid policyholders for losses and cash sur
renders etc 1142672 33
15 Legal and administrative expenses in adjustment of claims 996 45
16 Commissions and allowances to agents
a First year 276521 69
b Bnewal 121483 94
17 Salaries of officers and employees 230585 04
18 Rents 24726 36
19 Advertising printing postage telegrams etc 43247 51
20 Paid policyholders for dividends 85435 71
21 Loss on sale and decrease by adjustment of assets 692 20
22 Other items
Furniture fixtures and repairs 11590 86316
ComptrollerGenerals Report
Taxes licenses fees etc
Incidental
Paid stockholders
23 Total disbursements
26284 46
7784 18
60000 00
2032020 73
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Loans secured by pledge of bonds etc
Loans made to polieyholders on this companys polici
collateral
Premium notes on policies in force
34 Total ledger assets as per balance No 24
1023385 22
1567372 40
2098173 75
2532595 39
15494 15
370176 34
208057 07
1966137 50
s
2015191 04
3608 64
11800191 50
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items
Due from other companies for claims on policies of this
company reinsured
Net amount of uncollected and deferred premiums
69102 70
157367 89
2161 60
350515 28
38 Total assets
12379338 97
Deduct Assets Not Admitted
30 Agents balances 213252 79
4 I other items
Premium notes and loans in excess of net
value of policies
Market value of special deposits in excess
of corresponding liabilities
26844 43
4694 00
42 Total not admitted assets
43 Total admitted assets
244791 22
12134547 75CoMPTBOLLEBGrENEBAL s EePOET
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders apportioned
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Unearned interest and premiums paid in advance
Aggregate of accumulated S I funds held waiting appor
tionment on survivorship investment and survivorship
bonus policies in accordance with the terms thereof
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
500000 00
604506 93
317
52225 40
10376981 40
168169 55
12395 33
16155 12
47507 57
356606 45
11030040 82
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
1104506 93
12134547 75
55 In force December 31 1914
56 Written or renewed during year
57 Sum
58 Deduct ceased to be in force during year
59 In force December 31 1915
Business in Georgia
75175284 22
15652443 14
90827727 36
14770167 14
76057560 22
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during year
3509887 00
893813 00
4403700 00
1243992 00
65 In force December 31 1915 3159708 00
66 Net losses paid during year
67 Net losses incurred during year
37064 38
35962 38
Investments in Georgia
5 Policy loans
86402 29318
ComptrollerGenerals Eeport
INDIANA NATIONAL LIFE INSURANCE COMPANY OF
INDIANAPOLIS INDIANA
316 North Meridian Street Indianapolis Ind
C D Renick President G B Henderson Secretary
J E McJenkins Attorney for Service
Capital Stock
1 Amount of paidup capital
2 Ledger assets December 31 1914
3 Increase of paidup capital during year
4 Extended at
431130 00
849712 63
36630 00
886342 63
Income
5 Gross premiums on new business
6 Gross renewal premiums
7 Deduct amounts paid for reinsurance and
return premiums
119305 24
205497 82
324803 06
2428 60
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Dividends left with company to accumulate at interest
Ledger assets other than premiums from other companies
Surplus
Returned checks
Miscellaneous receipts
13 Total income
322374 4ti
47832 88
4539 05
4436 55
453275 73
39064 95
102 00
17 37
1757985 62
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Agents balances charged off
99760 66
350 00
16895 97
9287 9H
22370 35
3500 00
5639 95
28286 30
6810 59
ComptrollerGenerals Eeport
319
22 Other items
Agency supervision 463 66
Branch office expenses 127 00
Medical examiners fees 6 553 00
Inspection of risks 1 587 79
Legal expenses 1225 00
Repairs on real estate 4 641 60
Taxes on real estate 1742 64
State tax on premiums 986 17
Insurance licenses and fees 371 00
Federal corporation tax 214 44
Municipal license and franchise tax 801 90
Actuarial expense 3 604 76
Stock notes charged off 300 00
A B Evans judgment 1000 00
Personal property tax 725 90
Investment expense 219 07
Traveling expenses 4080 50
Miscellaneous expenses 781 46
23 Total disbursements 322327 61
Ledger Assets
25 Book value of real estate 325200 00
26 Mortgage loans per schedule B 440973 63
27 Bonds at book value 8000 00
28 Loans on collateral 22600 00
29 Cash in office 3940 07
30 Deposits at interest per schedule N 78110 42
31 Deposits not at interest 36704 14
32 Agents balances net 1561 05
33 Other items
Loans to policyholders on policies 357322 14
Premium notes on policies in force 30031 31
Stock notes 14164 00
Furniture and fixtures 6590 19
Real estate acquired by foreclosure and sold under contract 110000 00
Liberal Life Assurance Company 461 06
34 Total ledger assets as per balance No 24 1435658 01
NonLedger Assets
35 Interest due and accrued 11853 20
37 Other items
Rents due 807 00
Net amount of uncollected and deferred premiums 64312 56
38 Total assets 1512630 77320 ComptrollerGenerals Beport
Deduct Assets Not Admitted
1063 08
6890 19
12497 88
42 Total not admitted assets
39 Agents balances
41 Other items
Furniture and fixtures
Premium notes and loans on policies in ex
cess of net value of policies
20648 49
43 Total admitted assets if 1491982 28
Liabilities
45 Reserves or unearned premiums on risks outstanding 1010402 16
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Unearned interest and rent paid in advance
Commissions to agents due or accrued
Medical examiners fees
18976 75
909 26
3500 00
2550 80
1009 53
403 00
50 Total amount of liabilities except capital 1037ill 50
51 Capital actually paid in cash 431130 00
53 Surplus protection to policyholders 23100 7
484280 7 s
54 Total liabilities 1491982 28
Business in Force
55 Tn force December 31 1914 850741i 00
56 Written or renewed during year 71913 95
Revived 188800 00
I mreased 2500 00
57 Sum 15799807 95
After transfers 15798578 95
58 Deduct ceased to be in force during year 2525364 50
59 In force December 31 1915 13273214 45ComptrollerGenerals Eepobt
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduet ceased to be in force during year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
3 Mortgage loans
321
303500 00
686000 00
989500 00
143000 00
846500 00
1000 00
1000 00
16500 00
INTERNATIONAL LIFE INSURANCE COMPANY OF ST LOUIS MO
Eighth and Chestnut Streets St Louis Mo
Massey Wilson President W F Grantges Secretary
H W Campbell Attorney for Service in Georgia
Capital Stock
1 Amount of paidup capital 525000 00
2 Ledger assets December 31 1914 4378546 17
4 Extended at 4378546 17
Income
5 Gross premiums on new business less
reinsurance 10173 08 299309 67
6 Gross renewal premiums less reinsur
ance 30084 44 1280028 87
8 Total premiums 1579338 54
9 Interest and rents 270254 64
10 Profit on sale or increase by adjustment of assets 163 13
11 Other sources
Consideration for supplementary contracts not involving
life contingencies 1238 00
Dividends left with the company to accumulate at interest 86960 92322
ComptrollerGenerals Report
Ledger assets other than premiums received from other
companies for assuming their risks 94 668 43
Advance and partial payments and miscellaneous suspense 1556 84
From agents balances previous charged off 12617 97
13 Total income 2046798 47
Disbursements
14 Net amount paid policyholders for losses 297786 97
15 Legal and administrative expenses in adjustment of claims 838 33
16 Commissions and allowances to agents
a First year 208644 47
b Renewal 47346 42
17 Salaries of officers and employees 81604 50
18 Rents and interest 8436 31
19 Advertising printing postage telegrams etc 28057 18
20 Paid policyholders for dividends in cash 32531 09
21 Loss on sale and decrease by adjustment of assets 16465 63
22 Other items 738655 89
23 Total disbursements 1460366 79
Ledger Assets
25 Book value of real estate 111521 12
26 Mortgage loans per schedule B 2813999 89
27 Bonds at book value 500104 50
29 Cash in office 29341 92
30 Deposits at interest per schedule N 467796 82
31 Deposits not at interest 9882 95
32 Agents balances net 90582 98
Other items
Loans secured by pledge of bonds stocks or other collater
al per schedule C 61918 86
Loans made to policyholders on this companys policies
assigned as collateral 792991 31
Premium notes on policies in force 53578 91
Hills receivable 33 248 59
34 Total ledger assets as per balance No 24 4964977 85
NonLedger Assets
35 Interest due and accrued 121324 04
36 Market value of assets over book value 10350 50ComptrollerGenerals Report
323
37 Other items
Due from other companies for losses or claims on policies
of this company reinsured
Net amount of uncollected and deferred premiums
6054 19
93617 32
38 Total assets
Deduct Assets Not Admitted
5196323 90
39
40
41
Agents balances
Bills receivable
Other items
Premium notes policy loans and other pol
icy assets in excess of net value and of
other policy liabilities on individual
policies
Overdue and accrued interest on bonds
in default
Book value of ledger assets over market
value viz collateral loans
94766 03
25015 01
15964 08
1075 20
6650 00
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
Total not admitted assets 143470 32
Total admitted assets 5052853 58
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
49484 00
3760656 00
294609 24
2349 57
23600 00
66201 17
Total amount of liabilities except capital 4196899 98
Capital actually paid in cash 525000 00
Surplus over all liabilities 330953 60
Surplus protection to policyholders
Total liabilities
Business in Force
No
In force December 31 1914 2173o
Written or renewed during year 9018
355953 60
5052853 58
Amount
41532209 00
18693671 00
57 Sum 30753 60225880 00324 ComptrollerGenerals Eeport
58 Deduct ceased to be in force during year 6487 13559908 00
59 In force December 31 1915 24266 46665972 00
Business in Georgia
61 In force December 31 1914 769 1336907 00
62 Written or renewed during year 133 260394 00
63 Sum 902 1597301 00
64 Deduct ceased to be in force during year 182 310510 00
65 In force December 31 1915 720 1286791 00
66 Net losses paid during year 4 10000 00
67 Net losses incurred during year 4 10000 00
Investments in Georgia
3 Mortgage loans 103600 00
5 Policy loans 17392 00
6 Other items
Lien notes 13589 93
Premium notes 1249 98
Total investments in Georgia 135831 91
INTERSOUTHERN LITE INSURANCE COMPANY OF LOUISVILLE KY
Fifth and Jefferson Streets Louisville Kentucky
James R Duffin President George G Summers Secretary
B W Crume Attorney for Service
Capital Stock
1 Amount of paidup capital 822008 86
2 Ledger assets Dec 31 1914 3717509 46
3 Increase of paidup capital during year 5304 68
4 Extended at 3722814 14
Income
5 Gross premiums on new business 152203 72
6 Gross renewal premiums 759312 98ComptrollerGenerals Report
325
7 Deduct amounts paid for reinsurance and
return premiums
173617 17
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts
Ledger assets from other companies
Surplus from sale of stock
Building material sold
Inspections fees mortgage loans
Surplus from reduction of stock
From agents balances charged off
Refund from fire insurance premiums
737899 53
213399 56
502 44
45309 88
612479 57
10759 85
108 46
222 50
332 67
690 91
390 26
13 Total income 1622095 63
Disbursements
14 Net amount paid policyholders for losses 306622 20
15 Legal and administrative expenses in adjustment of claims 2936 29
16 Commissions and allowances to agents
a First year 94309 12
b Renewal 21371 75
17 Salaries of officers and employees 75192 44
18 Rents and interest 12278 78
19 Advertising printing postage telegrams etc 27911 40
20 Paid policyholders supplementary contracts no life cont 3971 25
21 Loss on sale and decrease by adjustment of assets 206 20
22 Other items
Dividends to stockholders 277 69
Agency and travelling expenses 39315 77
Medical examinations and inspection of risks 23730 02
Legal expenses 8840 96
Furniture and fixtures 3055 91
Repairs and ex real estate 54431 45
Taxes 27347 49
Licenses and fees 5575 37
H O travelling expenses 2629 32
General and investment expenses 27505 58
Service contractor 23320 48
Intermediate com and ex 41131 24
Fla Life Exchange 12580 77
Agents balances charged off 47767 23
Profit and loss 1811 77
Borrowed money repaid 19776 17
23 Total disbursements 883896 65326
ComptbollerGenebals Repoet
Ledger Assets
25 Book value of real estate 1197 383 40
26 Mortgage loans per schedule B 969 191 97
27 Bonds at book value 130 037 50
28 Stocks at book value 3g 950 00
29 Cash in office gg2 49
30 Deposits at interest per schedule N 24 299 01
31 Deposits not at interest gg 490 35
32 Agents balances net 25 669 48
33 Other items
Collateral loans 103 096 6
Policy loans 1637132 24
Premium notes 13554g S
Bills receivable 3 454 43
Stock notes 198n g2
Fla Life account go 793 go
34 Total ledger assets as per balance No 24 4461013 12
NonLedger Assets
35 Interest due and accrued 57 930 57
36 Market value of assets over book value 20 026 46
37 Other items
Rents due and accrued 12 484 7
Net amount uncollected and deferred premiums 178 387 97
Unearned fire insurance premiums 2234 28
Furniture fixtures and supplies 33 608 21
Postage and revenue stamps 350 00
38 Total assets 47035 39
Deduct Assets Not Admitted
39 Agents balances 40754 69
40 Bills receivable 3 454 43
I 1 01 her items
Furniture fixtures and supplies 33608 21
Premium notes policy loans in excess
of net value 78 247 65
Hook value of ledger assets as per amounts
set aside y Ky Ins Dept for stock
holders of combined companies 205784 36
42 Total not admitted assets 35 g i 3
Total admitted assets 4404186 05ComptrollerGenerals Keport
327
Liabilities
44 Net amount of unpaid losses and claims 47825 00
45 Reserves or unearned premiums on risks outstanding 3268499 93
4876 75
7186 66
4871 62
46 Dividends to policy holders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes estimated for Federal State
49 Other items
Dividends left with the company
Premiums paid in advance
Unearned interest and rents paid in advance
Borrowed money
Stockholders unpaid dividends
26488 40
333 31
22712 35
48500 00
474 06
50 Total amount of liabilities except capital
51 Capital actually paid in cash 822008 86
52 Surplus over all liabilities 150409 11
3431768 08
53 Surplus protection to policyholders 972417 97
54 Total liabilities 4404186 05
Business in Force
No Amount
55 In force December 31 1914 15529 37352326 00
56 Written or renewed during year 7552 11786943 00
57 Sum 23081 49139169 00
58 Deduct ceased to be in force during year 4213 10968486 00
59 In force December 31 1915 18868 38170683 00
Business in Georgia
61 In force December 31 1914 2285 6102106 00
62 Written or renewed during year 88 276500 00
63 Sum 2373 6378606 00
64 Deduct ceased to be in force during year 956 2654851 00
65 In force December 31 1915 1417 3723755 00
66 Net losses paid during year 10 16398 00
67 Net losses incurred during year 2 12500 00
Investments in Georgia
3 Mortgage loans
5 Policy loans
302161 75
65246 33
Total investments in Georgia 367408 08328
ComptrollerGenerals Report
JEFFERSON STANDARD LIFE INSURANCE COMPANY OF
GREENSBORO NORTH CAROLINA
Dixie Bldg Elm Street Greensboro North Carolina
Geo A Grimsley President C C Taylor Secretary
Insurance Commissioner Attorney for Service
Capital Stock
1 Amount of paidup capital 350000 00
2 Ledger assets Dec 31 1914 5361842 29
4 Extended at
5361842 29
Income
5 Gross premiums on new business 219435 56
6 Gross renewal premiums l 274 186 64
7 Deduct amounts paid for reinsurance and
return premiums 8 332 01
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
13 Total income
1522146 15
328277 49
85 72
1850771 40
Disbursements
14 Net amount paid policyholders for lossesf
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Eenewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Surrender values paid
Annuities paid
Taxes and fees etc
All other disbursements
23 Total disbursements
361747 26
540 58
141103 76
45435 48
72087 66
5510 41
21090 33
41685 63
8929 43
168278 04
1705 56
52634 86
82166 35
1017269 35ComptrollerGenerals Eeport
329
Ledger Assets
25 Book value of real estate g
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable
Furniture and fixtures
Premium loans and liens
Loans secured by collateral viz policies assigned stocks
and bonds
34 Total ledger assets as per balance No 24
NonLedger Assets
56058 05
3830469 66
163871 25
35716 00
8696 46
224677 00
74186 44
41266 06
9951 31
5000 00
295813 77
1449638 34
6195344 34
35 Interest due and accruedj
36 Market value of assets over book value
37 Other items
Net deferred premiums and premiums due and unreported
on policies in force Dec 31 1915
Net extension note
8862 19
876 25
92958 65
63224 24
38 Total assets 6 441 265 67
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Furniture and fixtures
Miscellaneous
Premium notes etc in excess of net val
47551 26
9951 31
5000 00
15091 65
8758 43
42 Total not admitted assets
86352 65
43 Total admitted assets 6354 913 02
Liabilities
44 Net amount of unpaid losses and claims 17644 51
45 Reserves or unearned premiums on risks outstanding 4866002 08
46 Dividends to policyholders declared but unpaid 109552 77330
ComptrollerGenerals Keport
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Deferred dividend fund
Annuity and special contract fund
Dividends on deposits
Contingent surplus
50 Total amount of liabilities except capital
51 Capital actually paid in cash 350000 00
52 Surplus over all liabilities 250000 00
59097 50
10ni
239518 32
317941 05
10150 79
25000 00
5754913 02
53 Surplus protection to policyholders 1080459 09
54 Total liabilities 6354913 02
Business in Force

55 In force December 31 1914
56 Written or renewed during year
43458384 00
9226732 00
57 Sum 52685116 00
58 Deduct ceased to be in force during year 71 li 1246 00
59 In force December 31 1915
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
45520870 00
3898373 on
1155870 nil
63 Sum
64 Deduct ceased to be in force during year
51154241 00
804995 00
65 In force December 31 1915 4249246 00
66 Net losses paid during year 37067 78
67 Net losses incurred during year 35138 78
Investments in Georgia
3 Mortgage loans
590310 53CompteollebGenebals Repoet
331
LIFE INSURANCE COMPANY OF VIRGINIA RICHMOND VIRGINIA
Capitol 10th Streets Richmond Virginia
John G Walker President A Carlton McKenney Secretary
L Z Rosser and Morris Brandon Attorneys for Service
Capita Stock
3 Amount of paidup capital 500000 00
2 Ledger assets Dec 31 1914 10830 378 09
4 Extended at 10830378 09
Income
5 Gross premiums on new business 558585 08
6 Gross renewal premiums 3138 265 63
7 Deduct amounts paid for reinsurance and
return premiums 5536 56
8 Total premiums
9 Rents and interest
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contract not involving
life contingencies
Agents cash bonds
Unclaimed deposits on individuals applications
Federal income tax withheld
13 Total income
3691314 15
636640 19
4010 77
1 5452 00
800 00
958 30
455 66
4339631 07
Disbursements
14 Net amount paid policyholders for lossesj
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
20 Paid policyholders for surrender value annuities etc
21 Loss on sale and decrease byadjustment of assets
1195409 44
6000 52
196817 39
377567 29
493916 10
59083 22
428ir 46
45337 51
146570 56
11234 Mi332
ComptrolleeGteneeals Eepoet
22 Other items
Claims on supplementary contracts not involving life
contingencies
Stockholders dividends
Medical expenses legal expenses furniture general ex
penses and traveling expenses
Taxes
All other disbursements
23 Total disbursements
2250 00
112500 00
82793 51
103570 69
3764 52
2879633 67
Ledger Assets
25 Book value of real estate 473 419 33
26 Mortgage loans per schedule B 9 725 258 62
657740 52
74308 33
13329 77
678442 2n
8830 67
1280 00
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule E
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable
Collateral loans
Loans on policies
Premium notes on policies
164 48
205000 00
450924 05
1677 47
34 Total ledger assets as per balance No 24 12 290 375 49
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items
Net amount of uncollected and deferred premiums
Premium extension notes
167574 25
50254 55
115836 63
10129 46
38 Total assets 12634170 38
Deduct Assets Not Admitted
39 Agents balances
40 Hills receivable
41 Other items
Overdue and accrued interest on bonds
in default
1280 00
164 48
2429 50CompteollebGenebals Repoet
333
Market value of special deposits in ex
cess of corresponding liabilities
11750 00
42 Total not admitted assets
43
15623 98
Total admitted assets 12618546 40
Liabilities
44
45
46
47
48
49
Net amount of unpaid losses and claimsi
Eeserves
Dividends to policyholders declared but unpaid
Amount set apart awaiting apportionment upon partici
pating policies
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Premiums paid in advance
Unpaid dividends to stockholders
Amount set apart for additional death benefits
Reservations towards an increase in reserve on industrial
policies
All other liabilities
59039 87
10210887 00
17020 07
250000 00
35265 33
56893 35
55078 06
12500 00
465 54
20000 00
89957 77
50
51
52
Total amount of liabilities except capital 10807106 99
Capital actually paid in cash 500000 00
Surplus over all liabilities 1311439 41
53 Surplus protection to policyholders 1811439 41
54 Total liabilities 12618546 40
Business in Force
55
56
57
58
59
61
62
Tn force December 31 1914 99256046 00
Written or renewed during year 24331382 00
Sum 123587428 00
Deduct ceased to be in force during year 18764727 00
In force December 31 1915104822701 00
Business in Georgia
In force December 31 1914 6848416 00
Written or renewed during year 2824490 00
63
Sum 9672906 00334 ComptbollebGenebals Beport
64 Deduct ceased to be in force during the year 2183286 00
65 In force December 31 1915 7 489 620 00
66 Net losses paid during year 84 128 19
67 Net losses incurred during year 84 098 81
LINCOLN RESERVE LIFE INSURANCE CO BIRMINGHAM ALA
907910 Jefferson County Hank Building Birmingham Ala
J P Stallings President J R Burns Secretary
Insurance Commissioner Attorney for Service
Capita Stock
1 Amount of paidup capital 113250 00
2 Ledger assets Dec 31 1914 190314 47
3 Decrease of paidup capital during year 15850 00
4 Extended at 174404 47
Income
5 Gross premiums on new business 1797 98
6 Gross renewal premiums 32 18 97
8 Total premiums 60979 95
9 Interest and rents 17 238 13
11 Other sources
Surplus from sale of capital stock 1 001 00
Cash payments on stock notes 1101 05
Attorneys fees 885 00
Agents balances charged off 20 36
Borrowed money g qqq 1q
13 Total income 89 49
Disbursements
14 Net amount paid policyholders for losses 13 244 90
15 Legal and administrative expenses in adjustment of claims 724 71
16 Commissions and allowances to agents
a First vear 10701 53
b Renewal L2 ji
17 Salaries ot officers and employees 114S7 75
8 Rents and interest 1 334 30
19 Advertising printing postage telegrams etc 3 230 ComptrollerGenerals Report
335
21 Loss on sale and decrease by adjustment of assets
22 Other items
Premium notes and liens voided by lapse
Branch office expense
Medical fees and inspection fees
Legal expense not in item 15
Furniture fixtures and safes
State taxes on premiums
All other taxes licenses fees and examination expense
Miscellaneous investment and travelling expenses
Premiums on stock repurchased
Agents balances charged off
Borrowed money repaid
23 Total disbursements
Ledger Assets
26 Mortgage loans per schedule B
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Collateral loans
Policy loans
Premium notes
AfroSecurities Co
34 Total ledger assets as per balance No 24
1338 87
3977 99
640 00
3523 50
105 00
123 00
768 02
5519 51
2870 37
204 00
1388 80
8000 00
77363 74
169506 55
3300 00
539 57
750 00
3699 11
4173 42
1968 27
497 00
1184 00
708 30
186326 22
NonLedger Assets
35 Interest due and accrued
37 Other items
Net amount of uncollected and deferred premiums
Furniture and fixtures
Stationery
38 Total assets
9450 54
4112 42
2101 82
750 00
202741 00
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
4287 83
708 30i
336
CompteollebGenebal s Eepoet
41 Other items
Supplies stationery furniture and fixs 2851 82
Premium notes and policy liens in excess 335 00
42 Total not admitted assets
43 Total admitted assets
8182 95
194558 05
Liabilities
44 Net amount of unpaid losses and claims 9500 00
45 Reserves or unearned premiums on risks outstanding 35271 00
47 Salaries and miscellaneous accounts due or accrued 1001 17
48 Taxes due or accrued 660 47
49 Other items
Liability on policies canceled etc 1026 00
Premiums paid in advance 161 10
Unearned interest 19 81
Commissions due on notes when paid 201 56
Medical fees due or accrued 273 00
Cash payments on capital stock 2 762 42
50 Total amount of liabilities except capital
51 Capital actually paid in cash 113250 00
52 Surplus over all liabilities 30431 52
53 Surplus protection to policyholders
54 Total liabilities
50876 53
143681 52
194558 05
Business in Force
55 in force December 31 1914
56 Written or renewed during year
1104500 00
879400 00
57 Sum 1983900 00
58 Deduct ceased to be in force during year 828150 00
59 In force December 31 1915
1155750 00
Investments in Georgia
61 In force December 31 1914
02 Written or renewed during year
75000 00
189350 00
63 Sum
264350 00ComptbollebGenebals Eepoet
64 Deduct ceased to be in force during the year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
337
47800 00
216550 00
1000 00
1000 00
THE MANHATTAN LIFE INSURANCE COMPANY
OF NEW YORK N Y
64 to 70 Broadway New York N Y
Thomas E Lovejoy President Melvin DeMott Secretary
Robert C Alston Attorney for Service
Capital Stock
Amount of paidup capital 100000 00
Ledger assets December 31 1914 21314 225 31
Extended at 21314225 31
Income
Gross premiums on new business 179152 10
Gross renewal premiums 794 125 90
Extra premiums for total and permanent
disability 1458 00
Deduct amounts paid for reinsurance and
return premiums
1974736 00
44464 73
9
10
11
Total premiums t 1 930 271 27
Interest and rents 1 024 79 92
Profit on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with the company to accumulate at interest
Income tax withheld at source
Amount charged legal expenses previously and returned by
agents
5962 00
5182 00
1429 97
190 04
101 38
13
Total income 2967308 88338
ComptbollebGenebals Eepoet
Disbursements
14 Net amount paid policyholders for losses and matured en
dowments 439731 89
15 Legal and administrative expenses in adjustment of claims 812 80
16 Commissions and allowances to agents
aFirstyear 68843 47
b Eenewal HO370 89
c Annuities original 422 4
17 Salaries of officers and employees 101262 34
ISEents 7400194
19 Advertising printing postage telegrams etc 25824 42
20 Paid policyholders for dividends surrender values and an
nuities 1365003 17
21 Loss on sale and decrease by adjustment of assets 3310 00
22 Other items
Premium notes and liens voided by lapse 37861 35
Paid for claims on supplementary contracts 11610 33
Dividends or interest paid stockholders 42248 68
Dividends and interest held on deposit 688 97
Agency supervision traveling expenses and branch office
expenses 38674 44
Medical examiners fees and inspection of risks 15746 14
Legal expense not included in item 15 10775 86
Furniture fixtures and safes repairs and expenses on real
estate 123230 93
Taxes on real estate 9033o 12
All other taxes etc 36766 95
All other disbursements 8613 65
23 Total disbursements 3606136 08
Ledger Assets
25 Book value of real estate 5836329 35
26 Mortgage loans per schedule B 6393350 96
27 Bonds at book value 3134444 00
28 Stocks at book value 265415 26
29 Cash in office 15945 17
30 Deposits at interest per schedule N 507381 s 1
31 Deposits not at interest 1 62
32 Agents balances net 40931 84
33 Other items
Loans made to policyholders 4247954 25
Premium notes on policies in force 2002 i 3 82
Deposit Equitable Trust Company account Cairo Ind
West Eailway Co 4 per cent bonds 30000 00
34 Total ledger assets as per balance No 24 20675398 11ComptrollerGenerals Report 339
NonLedger Assets
35 Interest due and accrued
oj 1 1 j oioAtO 15
36 Market value of assets over book value 7St Q
37 Other items 9
Net amount of uncollected and deferred premiums 172 741 70
Unearned fire insurance premiums paid 10030 77
Liens and interest due cancelled in error x726 21
38 Total assets
21333781 23
Deduct Assets Not Admitted
39 Agents balances 41 63 24
41 Other items
Book value of ledger assets over market
values viz
U fcks 116031 32
On bonds in default of interest 242 387 00
42 Total not admitted assets777 400049 56
43 Total admitted assets7773731 67
Liabilities
44 Net amount of unpaid losses and claims 4
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
Dividends due policyholders including those contingent on
payment of outstanding and deferred premiums
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Present value of amounts not yet ie on supplementary
value
contracts
Liability on lapsed policies
Dividends left with the company to accumulate
Premiums paid in advance
Unearned interest and rent paid in advance
Commission to agents
Income tax withheld at source
92236 76
18971538 00
49263 85
30211 84
12761 31
32500 00
101640 00
2922 00
9401 21
17019 98
96914 78
17201 12
190 00
50 Total amount of liabilities except capital
51 Capital actually paid in cash
100000 00
19433800 85340 ComptrollerGenerals Report
52 Contingent reserve fund 267395 8
53 Amount held subject to contingencies for
survivorship dividend policies 1132534 95
1499930 82
54 Total liabilities 20933731 G7
Business in Force
55 In force December 31 1914 67687959 00
56 Written or renewed during year o002S73 00
57Sum 72690832 00
58 Deduct ceased to be in force during year 9663325 00
59 In force December 31 1915 63027507 00
Business in Georgia
No Amount
61 In force December 31 1914 1996 3113860 00
62 Written or renewed during year 52 128858 00
63 Sum 2048 3242718 00
64 Deduct ceased to be in force during year 30 611886 00
65 In force December 31 1915 1741 2630832 00
66 Net losses paid during year 15462 0
67 Net losses incurred during year 18 li962 00
Investments in Georgia
3 Mortgage loans 23000 u0
5 Policy loans 17300
Total investments in Georgia 200300 00ComptrollerGenerals Report
341
MARYLAND LIFE INSURANCE COMPANY OF BALTIMORE MD
8 and 10 South Street Baltimore Md
Douglas H Rose President John W Hanson Secretary
Coke S Davis Attorney for Service
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets December 31 1914 3512340 44
4 Extended at 3512340 44
Income
5 Premiums on new business
6 Renewal premiums
61791 31
328299 85
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Dividends left with company to accumulate at interest
Policies of reinsurance surrendered
390091 16
178821 34
1189 66
1013 43
2466 76
13 Total income 573582 35
Disbursements
14 Net amount paid policyholders
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Legal expenses
Dividends and interest thereon held on deposit surrendered
during the year
Paid stockholders for dividends
Commuted renewal commfssions
Agency supervision and traveling expenses
Medical exam fees and inspection of risks
Furniture fixtures and safes
Repairs and expenses on real estate
426236 04
30368 76
13223 98
38301 70
4625 05
5882 78
7046 53
600 19
496 00
6000 00
9434 43
6806 94
8123 22
378 35
5215 65342
ComptrollerGenerals Report
Taxes 13334 95
Sundry expenses 4195 47
Agents and other balances charged off 453 11
23 Total disbursements 580723 75
Ledger Assets
25 Book value of real estate 237500 00
26 Mortgage loans per schedule B 200381 36
27 Bonds at book value 2366299 36
28 Stocks at book value 113315 29
29 Cash in office 1795 40
30 Deposits at interest per schedule N 9054 09
31 Deposits not at interest 55805 89
32 Agents balances net 8146 67
33 Other items
Loans made to policyholders on this company s policies as
signed as collateral 478910 56
Premium notes premium loans automatic premium loans
on policies in force 19726 76
Deposit with Baltimore Equitable So 200 00
Open account judgments suspended accounts 14003 66
Interest in default on mortgage 60 Of
i
34 Total ledger assets as per balance No 24 3505199 04
NonLedger Assets
35 Interest due and accrued 33670 75
37 Other items Net amount uncollected and deferred pre
miums 37681 80
38 Total assets 3576551 59
Deduct Assets Not Admitted
39 Agents balances 9814 76
41 Other items
Premium notes policy loans in excess of
net value of other policy liabilities on in
dividual policies 98 31
Market value of special deposits in excess
of corresponding liabilities 5735 30
Book value of bonds and stocks over market
value 4770 15ComptrollerGenerals Report
343
Open account judgments and suspended ac
counts 14003 66
42 Total not admitted assets 34422 IS
43 Total admitted assets 3542129 41
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policykolders declared but unpaifl
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Liabilities on policies cancelled and not included in net
reserve upon which a surrender value may be demanded
Dividends left with company to accumulate at interest and
interest thereon
Premiums and interest paid in advance
Commissions to agents due or accrued
Dividends due policyholders including those contingent on
payment of outstanding and deferred premiums
Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment upon
deferred dividend policies
Special reserve for mortality fluctuations
Withheld for Federal tax
City of Lynchburg Va
28014 16
2963394 80
10665 70
4322 91
4200 00
105 78
2636 00
1719 76
388 34
12894 48
186248 01
3784 00
57 10
300 00
50 Total amount of liabilities except capital 3218731 04
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 223398 37
53 Surplus protection to policyholders 323398 37
54 Total liabilities 3542129 41
Business in Force
No Amount
55 In force December 31 1914 7347 12169549 00
56 Written or renewed during year 1131 1672803 00
57 Sum 8478 13842352 00
58 Deduct ceased to be in force during year 896 1497900 00
59 In force December 31 1915 7582 12344452 00344 CompteolleeGeneeals Eepoet
Business in Georgia
61 In force December 31 1914 1733 2665083 00
62 Written or renewed during year 235 339637 00
63 Sum 1968 3004720 00
64 Deduct ceased to be in force during year 343 545534 00
65 In force December 31 1915 1625 2459186 00
66 Net losses paid during year 9 17500 00
67 Net losses incurred during year 9 17500 00
Investments in Georgia
2 Bonds 245000 00
3 Mortgage loans 63750 00
5 Policy loansRecord not classified by States
In addition we have 12600000 of securities of railroad
partly in Georgia and partly outside
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
OF SPRINGFIELD MASSACHUSETTS
500 Main Street Springfield Mass
William W McClench President Wheeler H Hall Secretary
Wm T Ilartv Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 78882049 39
Income
5 Gross premiums on new business 1540533 08
6 Gross renewal premiums 10723303 60
Other premium income 10720 69
12274560 37
7 Deduct amounts paid for reinsurance and
return premiums 88598 61
8 Total premiums 12185958 76
9 Interest and rents 3916159 63CompteolleeGtenebals Eepoet 345
10 Profit on sale or increase by adjustment of assets 20919 49
11 Other sources
Consideration for supplementary contracts not involving
life contingencies 212936 15
Dividends left with the company to accumulate at interest 443100 20
Income from other sources 13056 13
13 Total income 16792130 36
Disbursements
14 Net amount paid policyholders for losses 4215641 42
15 Legal and administrative expenses in adjustment of claims 5089 03
16 Commissions and allowances to agents
a First year 588140 37
b Renewal 685505 54
17 Salaries of officers and employees 513600 69
18 Bents and interest 105123 95
19 Advertising printing postage telegrams etc 125037 79
20 Paid policyholders for dividends 2471088 39
21 Loss on sale and decrease by adjustment of assets 70830 20
22 Other items
Premium notes and liens voided by lapse 81212 08
Surrender values paid in cash or applied in liquidation of
loans or notes 1926429 93
Dividends and interest thereon held on deposit surrendered
during year 256429 98
Medical examiners fees and inspection of risks 116613 97
Paid for claims on supplementary contracts not involving
life contingencies 142582 91
Taxes licenses etc 267946 73
Other disbursements 66131 42
23 Total disbursements 11637404 40
Ledger Assets
25 Book value of real estate 1012452 54
26 Mortgage loans per schedule B 31881069 71
27 Bonds at book value 34544298 17
28 Stocks at book value 350815 00
29 Cash in office 1791 78
30 Deposits at interest per schedule N 1042409 42
31 Deposits not at interest 306176 89346
ComptkollerGenerals Eeport
33 Other items
Loans made to polieyholders on this companys policies as
signed as collateral 13635331 15
Premium notes on policies in force 1262430 69
34 Total ledger assets as per balance No 24 84036775 35
NonLedger Assets
35 Interest due and accrued 1388313 23
36 Market value of assets over book value 69626 00
37 Other items
Rents due and accrued 285 84
Net amount uncollected and deferred premiums 1561280 37
38 Total assets 87056280 79
Deduct Assets Not Admitted
41 Other items
Overdue and accrued interest on bonds in
default
Book value of ledger assets over market
value
Real estate
Bonds
14083 33
12292 67
133301 40
42 Total not admitted assets
159677 40
43 Total admitted assets 86896603 39
Liabilities
44 Net amount of unpaid losses and claims j
45 Reserves or unearned premiums on risks outstanding
46 Dividends to polieyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Dividends left with the company to accumulate at interest
and interest thereon
Medical examiners fees
332593 83
76707251 57
1254084 86
78380 79
202390 53
1862633 19
25979 50
50 Total amount of liabilities except capital 80463319 27
52 Surplus over all liabilities 6433 284 12
54 Total liabilities 86896603 39ComptrollerGenerals Eeport 347
Business in Force
55 In force December 31 1914 351003262 00
56 Written or renewed during year 46 421 611 00
57 Sum 397424873 00
58 Deduct ceased to be in force during year 23008932 00
59 In force December 31 1915 374415 941 00
Business in Georgia
61 In force December 31 1914 11071452 00
62 Written or renewed during year 1 364 761 00
63 Sum 12436213 00
64 Deduct ceased to be in force during year 1211926 00
65 In force December 31 1915 11224287 00
66 Net losses paid during year 137 32 00
67 Net losses incurred during year 135294 00
Investments in Georgia
3 Mortgage loans 1464095 71
5 Policy loans 653304 20
Total investments in Georgia 2 117 399 91
MERCHANTS LIFE INSURANCE COMPANY OF BURLINGTON IOWA
National State Bank Building Burlington Iowa
John T Seerley President F J Kuhlemeier Secretary
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets February 20 1915 1379071 78
4 Extended at 1379071 78348
ComptrollerGenerals Beport
Income
5 Gross premiums on new business 315986 86
6 Gross renewal premiums 450262 42
766249 28
7 Deduct amounts paid for reinsurance and
return premiums 2S2 12
8 Total premiums 766249 28
9 Interest and rents 55700 33
11 Other sources
Agents balances previously charged off 242 27
Premiums paid in advance 32260 20
Premiums on capital stock 7000 00
Reinstatement fees 381 50
Changing beneficiaries 14S 05
Reserve fund payments 12207 76
13 Total income 2252979 05
Disbursements
14 Net amount paid policyholders for losses 357000 00
15 Legal and administrative expenses in adjustment of claims 939 64
16 Commissions and allowances to agents
a First year 173439 80
b Renewal 15836 51
17 Salaries of officers and employees 32507 83
18 Rents and interest 8000 00
19 Advertising printing postage telegrams etc 27640 94
22 Other items
Agency supervision 2882 62
Branch office expenses 4946 25
Medical examination and inspection of risks 8349 SO
Traveling expense officers and agents 584 04
Return premiums 4691 04
All others 256378 50
23 Total disbursements 898735 89
Ledger Assets
26 Mortgage loans per schedule P 1138530 00
27 Bonds at book value 26258 75
29 Cash in office 2070 66
30 Deposits at interest per schedule N 170591 02
32 Agents balances net 4752 34ComptrollerGenerals Report
349
33
34
35
37
39
40
41
Other items
Premium notes on policies in force 1 year
Reserve fund notes
313 00
12009 51
Total ledger assets as per balance No 24
NonLedger Assets
1354528 28
Interest due and accrued i
Other items Furniture fixtures and printing plant
Deduct Assets Not Admitted
Agents balances 5694 94
Bills receivable 313 00
Other items
Supplies stationery etc 19466 48
Book value of bonds in excess of par value 293 75
Reserve fund notes 12009 51
42333 03
19466 48
42
43
44
45
47
49
Total not admitted assets
Total admitted assets
37777
1378547 11
Liabilities
Net amount of unpaid losses and claims 22000 00
Reserves or unearned premiums on risks outstanding 390900 00
Salaries and miscellaneous accounts due or accrued 2848 11
Other items
Premiums paid in advance 32260 20
Estimated Federal State and other taxes hereafter payable 9500 00
Guarantee fund 4502 01
Mortuary fund 208172 77
Reserve fund on assessment business 511239 33
50
51
52
53
54
55
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
1181422 42
100000 00
97124 69
Surplus protection to policyholders
Total liabilities
197124 69
1378547 11
Business in Force
In force December 31 1914 30807
Written or renewed during year 2412
61473000 00
4824770 00
57 Sum 33219 66297770 00350 ComptrollerGenerals Report
58 Deduct ceased to be in force during year 4227 7953000 00
59 In force December 31 1915 28992 58344770 00
Business in Georgia
61 In force December 31 1914 62 129 000 00
62 Written or renewed during year 5 u 000 00
63 Sum 67 140000 00
64 Deduct ceased to be in force during year 11 21 000 00
65 In force December 31 1915 56 119 000 00
METROPOLITAN LIFE INSURANCE COMPANY NEW YORK CITY
1 Madison Avenue New York N Y
John R Hegeman President lames S Roberts Secretary
A W Smith Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 484860933 37
3 Decrease of paidup capital during year 2000000 00
4 Extended at 482860933 37
Income
5 Gross premiums on new business ordinary 7869474 84
6 Gross renewal premiums ordinary 37801052 06
Total industrial premiums received 67015571 17
Extra premiums for total and permanent
disability benefits 10849 96
8 Total premiums 112696948 03
9 Interest and rents 24 238306 68
10 Profit on sale or increase by adjustment of assets 364486 21
11 Other sources 748 405 fg
13 Total income 138048146 00
Disbursements
14 Not amount paid policyholders for losses and matured en
dowments 35270874 63
15 Legal and administrative expenses in adjustment of claims 34566 90ComptrollebGenebals Kepobt
351
16 Commissions and allowances to agents
a First year 1958087 09
b Renewal 2088706 36
17 Salaries of officers and employees 4402818 41
18 Eents and interest 1371808 44
19 Advertising printing postage telegrams etc 638572 75
20 Paid policyholders for dividends and bonuses 6503927 64
21 Loss on sale and decrease by adjustment of assets 12396326 00
22 Other items 32666502 48
23 Total disbursements 97332190 70
Ledger Assets
25 Book value of real estate 18558406 10
26 Mortgage loans per schedule B 234327497 36
27 Bonds at book value 222668150 62
28 Stocks at book value 5567913 52
29 Cash in office 49820 76
30 Deposits at interest per schedule N 5885925 58
31 Deposits not at interest 85570 42
32 Agents balances net 42263 11
33 Other items 36391341 20
34 Total ledger assets as per balance No 24 523576888 67
NonLedger Assets
35 Interest and rents due and accrued 7716876 39
37 Other items 10996724 70
38 Total assets 542290489 76
Deduct Assets Not Admitted
39 Agents balances
41 Other items
42263 11
964900 30
42 Total not admitted assets 007163 41
43 Total admitted assets 541283326 35
Liabilities
44 Net amount of unpaid losses and claims 1686386 63
45 Reserves or unearned premiums on risks outstanding 496287415 00
46 Dividends to policyholders declared but unpaid 1016971 I 21
47 Salaries and miscellaneous accounts due or accrued 237828 73352
ComptbollebGtenebals Kepobt
48 Taxes due or accrued estimated 1700000 00
49 Other items 5184418 26
50 Total amount of liabilities except capital 515265759 83
52 Surplus over all liabilities 26017566 52
54 Total liabilities 541283326 35
Business in Force
Industrial Ordinary
No Amount No Amount
55 In force December
31 191413588050 1837584189 1255058 1153529880
56 Written or renewed
during year 2509602 335894592 270461 256906268
57 Sum 16097652 2173478781 1525519 1410436148
58 Deduct ceased to be
in force during
year 1652758 257932743 137528 129490842
59 In force December
31191514444894 1915546038 1387991 1280945306
Business in Georgia
61 In force December
311914 171074 23350199
62 Written or renewed
during year 42288 5228682
63 Sum 213362 28578881
64 Deduct ceased to be
in force during
year 32109 4520526
65 Tn force December
311915 181253 24058355
66 Net losses paid dur
ing year 2754 337216 92
67 Net loss incurred dur
ing year 2753 336838 17
10810 12469921
2570 2779687
13380 15249608
1845 2110729
11535 13138879
118 102908 23
119 102205 36
ComptrollerGenerals Report 353
Investments in Georgia
2 Bonds Municipal 51839 60
3 Mortgage loans 1443400 00
5 Policy loans 490734 00
6 Other items Bonds and stocks of railroad companies on
mileage basis 2886686 19
MICHIGAN MUTUAL LIFE INSURANCE CO OF DETROIT MICH
150 Jefferson Ave Detroit Michigan
O B Looher President A F Moore Secretary
George S Obear Attorney for Service
Capital Stock
1 Amount of paidup capital 250000 00
2 Ledger assets Dec 31 1914 11784527 71
4 Extended at 11784527 71
Income
5 Gross premiums on new business 204326 79
6 Gross renewal premiums 1394826 16
Disability premiums 1768 98
7 Deduct amounts paid for reinsurance and
return premiums 33017 69
8 Total premiums 567904 24
9 Interest and rents 621 899 38
10 Profit on sale or increase by adjustment of assets 408 00
13 Total income 2190211 62
Disbursements

14 Net amount paid policyholders for losses and matured en
dowments 920615 75
Interest in resisted death claim 186 29
15 Legal and administrative expenses in adjustment of claims 2430 42
16 Commissions and allowances to agents
a First year 133127 15
b Renewal 80640 48
17 Salaries of officers and employees 78158 50
18 Bents and interest 2238 10354
ComptrollerGeneral s Report
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Material examinations and inspections
Surrender values
installment policy payments
Dividends on capital stock
Taxes licenses and fees
Miscellaneous expense
21582 41
63111 85
3000 00
26656 11
355296 91
6579 77
40000 00
41590 03
96222 71
23 Total disbursements 1891 582 00
Ledger Assets
25 Rook value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
29 ash in office
30 Deposits at interest per schedule X
32 Agents balances net
33 Other items
Loans on collateral
Loans on policies
Premium notes
83779 80
9682466 29
25000 00
16489 97
319173 02
3457 83
14000 00
1868608 74
70181 68
34 Total ledger assets as per balance No 24 12183157 33
NonLedger Assets
35 nterest due and accrued
36 Market value of assets over book value
37 Other items
Net amount of uncollected and deferred premiums
166407 59
16220 20
126783 34
38 Total assets 12392568 46
Deduct Assets Not Admitted
39 Agents balances 3479 69
41 Other items Premiums and premium
notes unsecured io 084 04
42 Total not admitted assets
43 Total admitted assets
13503 73
12379004 7ComptrollerGenerals Eeport
355
44
45
46
47
48
49
Liabilities
Net amount of unpaid losses and claims
Reserves on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Present value of installment policy claims
Present value and reserve disability claims
Premiums paid in advance
Unearned interest paid in advance
50
51
52
53
54
55
56
57
58
59
Total amount of liabilities except capital
Capital actually paid in cash 250000 00
Surplus over all liabilities 805484 94
63210 93
11142824 00
10131 82
11982 62
21724 62
35514 63
1428 55
5246 38
31456 24
11323519 79
Surplus protection to policyholders
Total liabilities
1055484 94
12379004 73
Business in Force
In force December 31 1914
Written or renewed during year
61
62
63
64
65
66
67
Sum
Deduct ceased to be in force during year
In force December 31 1915
Business in Georgia
In force December 31 1914
Written or renewed during year
53884754 00
7605639 00
61490393 00
7459770 00
54030623 00
Sum
Deduct ceased to be in force during the year
In force December 31 1915
Xet losses paid during year
Net losses incurred during year
1923542 31
2311044 56
2153586 87
522189 21
1631397 66
45220 00
45220 lid
Investments in Georgia
5 Policy loans 79846 70356
ComptrollerGenerals Eeport
MISSOURI STATE LIFE INSURANCE COMPANY ST LOUIS MO
N w Corner Fifteenth and Locust Sts St Louis Mo
Edmund P Melson President TPT
v i w L t Lawrence Secretary
m A right Insurance Comsr of Georgia Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
i Ledger assets December 31 1914 10000 275 24
4 Extended at
10000275 24
Income
5 Gross premiums on new business 953 9i 14
6 Gross renewal premiums 2524558 91
7 Deduct amounts paid for reinsurance and
return premiums 19m lg
8 Total premiums
9 Rents and interest
10 Profit on sale or increase by adjustment of assets
11 Other sources
Dividends left with company to accumulate at interest
Bonus on mortgage loans paid oif prior to maturity
Income from mortgage loans previously charged off
Suspense items
Agents balances previously charged off
13 Total income
3458770 89
721721 21
3500 94
12237 57
2028 28
9200 00
87 72
1381 62
4208928 23
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a Kirst year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Premium notes voided by lapse
Surrender values paid
693699 35
3491 85
623292 90
118948 97
153954 99
23480 00
55409 73
112280 59
42100 00
34611 50
421408 99ComptrollerGenerals Eeport 357
Paid for claims on supplementary contract not involving
life contingencies 10 699 68
Dividends and interest thereon held on deposit surrendered 6554 92
Paid stockholders for dividends 60 000 00
Legal expenses 2 659 45
Commuted renewal commissions 24 452 77
Agency supervision and branch office expense 91043 74
Medical examiners fees 61 115 50
Inspection of risks jg ggi 99
Furniture fixtures and safes 26 583 49
Repairs and expenses other than taxes on real estate 10135 71
Licenses fees and taxes 77 012 71
Agents balances charged off 326 29
Premiums on bonds 2 287 50
Collection of premiums 1 593 57
Investment expense g 975 gg
Miscellaneous travelling expenses 311 85
incidental office expense 4 623 1 2
Expense of 1915 convention of 100000 club 16668 75
23 Total disbursements 2 70640 99
Ledger Assets
25 Book value of real estate 4g 338 56
26 Mortgage loans per schedule B 7 702 031 99
27 Bonds at book value 71 425 00
29 Cash in office 6 369 03
30 Deposits at interest per schedule E gll g23 83
31 Deposits not at interest 61 654 15
32 Agents balance net 61 223 10
33 Other items
Collateral loans 15 205 46
Loans on policies 2124051 14
Premium notes 90013 72
Bills receivable 67558 50
34 Total ledger assets as per balance No 24 11502794 48
NonLedger Assets
35 Interest due and accrued 314 44g 35
37 Other items
Due from other companies for losses or claims on policies
of this company reinsured 5 000 00
Net amount of uncollected and deferred premiums 343988 15
38 Total assets 12166230 99
358
ComptrollerGenerals Report
Deduct Assets Not Admitted
39 Agents balances 09423 7
40 Bills receivable 67558 50
41 Other items
Premium notes policy loans and other
policy assets in excess of net value
and of other policy liabilities on indi
vidual policies iiU0 61
Book value of ledger assets over market
value 1500 00
42 Total not admitted assets 165422 84
43 Total admitted assets 12000808 15
Liabilities
44 Net amount of unpaid losses and claims 104547 11
45 Reserves or unearned premiums on risks outstanding 9418906 59
46 Dividends to polieyholders declared but unpaid appor
tioned or provisionally ascertained 522514 94
47 Salaries and miscellaneous accounts due or accrued 19788 79
48 Taxes due or accrued 12970 12
49 Other items
Present value of amounts not yet due on supplementary
contract not involving life contingencies computed by
the company 21529 94
Present value of amounts incurred but not yet due for
total and permanent disability benefits 15685 76
Liability on policies cancelled and not included in Net
Reserve upon which a surrender value may be
demanded 608 87
Dividends left with the company to accumulate at interest
and accrued interest thereon 20087 98
Commissions due to agents on premium notes when paid 4540 66
ash in suspense 1 102 36
50 Total amount of liabilities except capital 10186683 12
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 814125 03
53 Surplus protection to polieyholders 1814125 03
54 Total liabilities 12000808 1 00
56
57
58
59
61
62
63
64
65
66
67
ComptrollerGenerals Report 359
Business in Force
In force December 31 1914 93364393 79
Written or renewed during year 32 055 020 04
Sum 125419413 83
Deduct ceased to be in force during year 18 539 020 66
In force December 31 1915106880393 17
Business in Georgia
In force December 31 1914 1173009 66
Written or renewed during year 1 510 500 04
Sum 2683509 70
Deduct ceased to be in force during year 200413 00
In force December 31 1915 2483096 70
Net losses paid during year 20 121 63
Net losses incurred during year 22 121 63
Investments in Georgia
Mortgage loans 114950 00
Policy loans 63236 01
Total investments in Georgia 178 186 01
THE MUTUAL BENEFIT LIFE INSURANCE CO OF NEWARK N J
750 Broad Street Newark New Jersey
Frederick Frelinghuysen President J William Johnson Secretary
Robert L Foreman Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914173449014 23
4 Extended at 173449014 23
Income
5 Gross premiums on new business 3623955 15
6 Gross renewal premiums 23275058 56
8 Total premiums 26899013 71360 CompteollebGeneeals Eepoet
9 Interest and rents
1n pfl 8847626 24
10 Profit on sale or increase by adjustment of assets 04 8ao 00
11 Other sources
Consideration for supplementary contracts 780 850 59
Income taxes withheld at source 1110 Q0
13 Total income
36553460 54
Disbursements
14 Net amount paid policyholders for losses and claims 9 295 052 48
15 Legal and administrative expenses in adjustment of claims 789 49
lb Commissions and allowances to agents
a First vear
bRenewal 245967 15
17 qi a 1373636 56
17 Salaries of officers and employees 508 604 m
18 Kents and interest 0
in i oya4 01
19 Advertising printing postage telegrams etc 113 60i 95
20 Paid policyholders for dividends 5mWQ og
Surrendered policies 4 549318 89
21 Loss on sale and decrease by adjustment of assets 309 993 52
22 Other items
Taxes fees and licenses 620 522 95
All other disbursements 892 719 42
23 Total disbursements 245025
Ledger Assets
25 Book value of real estate 0 96 924 23
26 Mortgage loans per schedule B 93278586 80
27 Bonds at book value 46 g4fl
Stocks at book value
29 Cash in office AO
Qr t 13041 08
30 Deposits at interest per schedule N 2 301 794 43
31 Deposits not at interest lilfiK M
32 Agents balances net g
33 Other items
Loans on collateral 3050000 00
Policy loans and premium notes 37 464 375 75
34 Total ledger assets as per balance No 24185499 915 24
NonLedger Assets
35 Interest duo and accrued JW 64
3 Other items Net amount of uncollected and deferred
Premilns 2555625 81
38 Total assets 191702524 69ComptrollerGenerals Beport 361
Deduct Assets Not Admitted
39 Agents debit balances 11 746 88
41 Other items
Overdue interest on bonds in default 47608 33
Book value assets over market value l313oi6 36
42 Total not admitted assets T7 1372371 57
43 Total admitted assets WteTz
Liabilities
44 Net amount of unpaid losses and claims 710 425 77
45 Reserves or unearned premiums on risks outstanding 170 386811 00
46 Regular dividends to policyholders declared but unpaid oVgSSQ 98
Special dividends to policyholders declared but unpaid 1 156978 00
47 Salaries and miscellaneous accounts due or accrued estim SooOO 00
48 Taxes estimated amount hereafter payable 588000 00
49 Other items
Present value of amount not yet due on supplementary
ytrl 3347009 00
tler habllltles 91041291
50 Total amount of liabilities except contingency reserve
ra n fnds 182934526 66
53 Contingency reserve funds 7395626 46
54 Total liabilities 31
Business in Force
No Amount
55 In force December 31 1914 297170 714233070 00
56 ritten or renewed during year 34S18 87675149 00
7 331988 801908219 00
5 Deduct ceased to be in force during year 17225 40 449 052 00
59 In force December 31 1915 314763 76LtTo
Business in Georgia
61 In force December 31 1914 0279 19157005 00
62 ritten or renewed during year 830 1769387 00
i s 10109 20926392 00362 ComptrollerGenerals Report
64 Deduct ceased to be in force during year 718 1458050 00
65 In force December 31 1915 9391 19468342 00
66 Net losses and claims paid during year 89 1 72285 00
67 Net losses and claims incurred during year 88 176 285 00
Investments in Georgia
2 Bonds 597100 00
3 Mortgage loans 2218300 00
5 Policy loans 1 3gg 222 28
Premium loans 236 232 75
Total investments in Georgia 4417855 03
THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK CITY
34 Nassau Street New York New York
Charles A Peabody President Y 1 Easton and V F Dix Secretaries
R F Shedder Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914601616312 03
4 Extended at 601616112 03
Income
5 Gross premiums on new business 9478762 57
iross renewal premiums 49851800 55
Extra premiums for total and permanent
disability 11555 08
7 Deduct amounts paid for reinsurance and
return premiums 116825 5
8 Total premiums 50255292 97
9 Interest and rents 27 820 987 22
10 Profit on sale or increase by adjustment of assets 330277 61
11 Other sources
Consideration for supplementary contracts not involving
life cont ingencies i2X22 1 57
Dividends left with company to accumulate at interest 10870 21
Premiums extension fee 55 175 36ComptrollerGenerals Eeport 363
Policy fees 1268 25
Deposits on account of real estate contracts forfeited 20000 00
Collections or deposits received for accounts of others not
Paid 0llt 21964 42
From agents balances previously charged off 9817 05
13 Total income 88251707 66
Disbursements
Including commuted value of installments or other benefits
not payable at the time of death or maturity of endow
ments such commuted value being entered also under
Xo 1 or 2 of Disbursements
14 Xet amount paid policyholders for death losses and ma
tured endowments 4 30 15 860 51
15 Legal and administrative expenses in adjustment of claims 57928 8io
16 Commissions and allowances to agents
a First year 2453613 71
b Renewal 1764944 35
17 Salaries of officers and employees and trustees 1448 581 50
18 Rents and interest ggg gg2
19 Advertising printing postage telegrams etc 439082 05
20 Paid policyholders for dividends 17 l2o910 31
21 Loss on sale and decrease by adjustment of assets 1823544 88
Supplementary contracts not involving life contingencies 568 345 36
22 Other items
Repairs and expenses other than taxes on real estate 396981 68
Surrender values paid in cash 15 937 288 62
Applied to pay premiums 579 130 38
For annuities involving life contingencies 2 825 139 50
Agency expenses supervision and compensation of mana
gers and agents 1721489 07
Taxes on real estate 353 ggg yg
State tax on premiums 751 994 99
All other disbursements 1 050 990 94
23 Total disbursements if 81375494 9
Ledger Assets
25 Hook value of real estate 21 579 165 32
26 Mortgage loans per schedule I 111940 930 90
27 Bonds at hook value 344 354 ig9 09
28 Stocks at book value 27 610 768 49
29 Cash in office and in transit since received 26335 91 75689 93
30 Deposits at interest per schedule E 11148143 36
31 Deposits not at interest per schedule E 283330 47364
CompteollebGenebals Bepoet
32 Agents balances net 38307 12
33 Other items
Accounts collectible 52 814 75
Supplies 35370 95
Cash advanced to or in the hands of officers or employees 13997 24
Loans made to policyholders on this companys policies
assigned as collateral 91948198 57
Advanced or deposited to pay policy claims Ill 425 02
34 Total ledger assets as per balance No 24608492324 78
Bonds at amortized book value in accordance with Sec
tion 18 New York Insurance Law where applicable
NonLedger Assets
35 Interest and rents due and accrued 8168051 23
37 Other items Net amount of uncollected and deferred
premiums 4527957 86
38 Total assets 621188333 87
Deduct Assets Not Admitted
39 Agents balances 38307 12
41 Other items
Supplies 35370 95
Cash advanced to or in hands of officers
or agents 13997 24
Book value of ledger assets over market
value 4519589 81
Accounts collectible 52814 75
42 Total not admitted assets 46600711 87
43 Total admitted assets61652S254 00
Only value of bonds not subject to amortization included
Liabilities
44 Net amount of unpaid losses and claims 5664263 13
45 Eeserves on risks outstanding 503227820 00
46 Dividends to policyholders declared but unpaid 19032395 95
47 Salaries and miscellaneous accounts due or accrued 51594 53
48 Taxes due or accrued 116764 25
49 Other items
Premiums interest and rent paid in advance 1290765 93
Present value of amounts not yet due on supplementary
contracts not involving life contingencies 4000441 00a
50
54
55
56
57
58
59
il
62
63
64
66
67
ComptrollerGenerals Report 365
Dividends left with company at interest and accrued int 460458 43
Estimated Federal State and other taxes hereafter paybl 690609 17
Amounts set apart apportioned provisionally ascertained
calculated declared or held awaiting apportionment up
on deferred dividend policies 66 673 718 83
Fund for depreciation of securities and general contin
gencies 14625579 16
Total amount of other liabilities except capital 693843 62
Total liabilities 616528254 00
Business in Force Paid For Basis
In force December 31 19141612574168 00
Written or renewed during year 160 882 145 00
Sum1773456313 00
Deduct ceased to be in force during year 136918196 00
In force December 31 19151636538117 00
Business in Georgia
In force December 31 1914 30033837 20
Written or renewed during year 3701886 73
Sum 33735723 93
Deduct ceased to be in force during year 3067852 40
Tn force December 31 1915 30667871 53
Net losses paid during year 434903 86
Net losses incurred during year 418838 00
Investments in Georgia
Bonds
City and county 1278248 85
Intra State R R 4266031 40
Stocks 486100 00
Policy loans 298412107
Other items Bonds Inter State R R prorated on mile
age basis 4440427 11
Total investments in Georgia 13454928 43366
CompteollerGeneeals Report
NATIONAL LIFE INSURANCE CO OF MONTPELIER VERMONT
116 State Street Montpelier Vermont
Joseph A DeBoer President Osraan D Clark Secretary
George M Hope Co Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 59710258 48
4 Extended at 59 710 258 48
Income
5 Gross premiums on new business 1293370 34
i Gross renewal premiums 5997 061 75
8 Total premiums t ggn 4L 09
9 Interest and rents 3o9335 22
10 Profit on sale or increase by adjustment of assets 1157 SI
11 Other sources
Profit on restoration of policy No 231366 22
From agents balances previously charged off 9 99 70
l To income 1040503
06
14
16
17
18
19
20
21
Disbursements
Net amount paid policyholders for losses
Matured endowments and additions
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First years premiums
nullities original
b Renewal premiums
A nniiil ies renewal
Paid for surrendered policies
Salaries of officers and employees
Rents and taxes
dvertising printing postage telegrams etc
Paid policyholders for dividends
Dividends and interest held on deposit surrendered during
year
Loss on sale ami decrease by adjustment of assets
2137870 38
1222025 09
1994 s
315834 00
2725H M
Hilil21 SO
70 95
1572227 25
193700 34
271972 72
63870 34
132 1210 86
55s s2
1 193lis ul
1 Deceased December 25 1915ComptrollerGenerals Report
367
Other items
Paid to annuitants 601932 58
Surrender values applied in payment of premiums 841 55
Compensation of managers and agents not paid by comsn 634 64
Agency supervision and travelling expenses of supervisors 17706 95
Branch office expenses 101384 74
Medical examiners fees 52975 50
Inspection of risks 7376 97
Legal expenses not in item 15 1562 15
Furniture fixtures and safes 11668 86
Repairs on real estate 6247 47
Home office supplies 17312 19
Home office travel 906 67
Investment expense 52249 01
Agents balances 3459 82
Loss on policy account 571 04
23 Total disbursements 8537689 18
26
27
29
30
31
32
33
34
35
37
Ledger Assets
Book value of real estate
Mortgage loans per schedule B
Bonds at book value
Cash in office
Deposits at interest per schedule E
Deposits not at interest
Agents balances net
Other items
Loans made to policyholders on this companys policies
assigned as collateral
Premium notes on policies in force
230500 00
28402064 75
21356183 10
1165 84
943912 83
14715 26
2254 08
8483560 67
2143243 93
Total ledger assets as per balance No 24 61577600 36
NonLedger Assets
Interest due and accrued 1461154 16
Other items Net amount of uncollected and deferred
premiums 862713 46
38 Total assets 63901467 98
Deduct Assets Not Admitted
39 Agents balances 2561 28
41 Other items
Premium notes policy loans and other
policy assets in excess of net value
and of other policy liabilities on in
dividual policies 41 36368 ComptrollebGenebals Eepobt
Overdue and accrued interest on bonds
in default 2 197 3
Book value of ledger assets over market
value viz Bonds 72 733 00
42 Total not admitted assets 562 96
43 Total admitted assets 63 823 905 0
Liabilities
44 Net amount of unpaid losses and claims 200 250 66
Reserve for net death losses incurred but unreported 50000 00
45 Reserves or unearned premiums on risks outstanding 53042496 00
Present value of amounts not yet due on supplementary
contracts not involving life contingencies 263 723 00
46 Dividends to policyholders declared but unpaid 1446385 81
Amount set apart not included in item 46 4 533175 32
47 Salaries and miscellaneous accounts due or accrued 26 838 00
Due and unpaid on supplementary contracts not involving
life contingencies j pos 07
48 Taxes due or accrued 192109 18
Liability on policies cancelled and not included in net res 3 887 73
49 Other items
Dividends left with the company to accumulate at interest 7674 93
Premiums paid in advance ggg7 S2
Unearned interest and rent paid in advance 49s 44
Commissions to agents due or accrued 268 2
lost of collection on 403 8
Dividends or other profits due policyholders 60 642 76
Life rate endowment extra reserve 33 i
Surplus set apart for payment at termination of insurance 103S5 04
50 Total amount of liabilities except capital 60006052 01
52 Surplus over all liabilities 3 817sTI 01
34 Total liabilities 6323005 02
Exhibits of Policies Showing Paidfor Business Only
No Amount
55 n force December 31 1914 98030 194625366 00
56 Written or renewed during year 10639 23312 851 00
Sm 108600 217938217 00
58 Deduct ceased to be in force during year 7547 16 951 096 00
59 In force December 31 1915 101122 200987121 0061
62
63
64
65
66
67
CompteollebGeneeals Eepoet 369
Business in Georgia
In force December 31 1914 4652 8483035 02
Written or renewed during year 1127 2117888 70
Sum 5779 10600923 72
Deduct ceased to be in force during year 748 1560914 04
In force December 31 1915 5031 9040009 68
Xet losses paid during year 32 69 290 32
Net losses incurred during year 31 64 290 32
Investments in Georgia
Bonds 344500 00
Policy loans and premium notes 309 260 09
Total investments in Georgia 653760 09
NATIONAL LIFE INSURANCE COMPANY OF THE UNITED STATES
OF AMERICA OF CHICAGO ILLINOIS
29 South LaSalle Street Chicago 111
A M Johnson President Robert D Lay Secretary
Wm A Wright Insurance Commissioner Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets December 31 1914 12268024 94
4 Extended at 12268024 91
Income
I Cnss premiums mi new business 415725 36
6 Gross renewal premiums 2244357 82
7 Deduct amounts paid for reinsurance and
return premiums 27485 7
8 Total premiums 2632597 45
9 Interest and rents 608430 87
10 Profit on sale or increase by adjustment of assets 1132 96370
ComptrollerGenerals Report
11 Other sources
Consideration for supplementary contracts 10376 00
Casualty department 815560 95
All other 15184 57
13 Total income 4093479 80
Disbursements
14 Net amount paid policyholders for losses 782789 46
15 Legal and administrative expenses in adjustment of claims 3289 62
16 Commissions and allowances to agents
a First year 234972 26
b Renewal 182566 36
17 Salaries of officers and employees 152116 06
18 Rents and interest 25149 96
19 Advertising printing postage telegrams etc 36590 It
20 Paid policyholders for dividends 148067 73
21 Loss on sale and decrease by adjustment of assets 120349 90
22 Other items
Paid policyholders for matured endowments surrendered
policies and annuities 702172 49
Insurance departments licenses fees and taxes 45155 98
Medical examiners fees and inspection of risks 29889 03
Casualty department 799845 93
All other 87008 10
23 Total disbursements 3349963 02
Ledger Assets
25 Book value of real estate 33090 92
26 Mortgage loans per schedule B 1030052 40
27 Bonds at book value 1799254 06
28 Stocks at book value 3397383 07
29 Cash in office 22411 49
30 Deposits at interest per schedule N 863212 54
31 Deposits not at interest 32331 95
32 Agents balances net 103857 29
33 Other items
Collateral loans 21200 00
Policy loans and premium notes 2653158 68
Partial payments made on death losses that are carried for
full amount in liabilities 2979 34
lasualty department 52609 98
34 Total ledger assets as per balance No 24 if 13011541 72ComptrollerGenerals Report
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items Net amount of uncolleeted and deferred pre
miums
371
118045 16
151701 93
283808 54
38 Total assets 13565097 35
Deduct Assets Not Admitted
106078 28
39
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
Agents balances
Other items
Policy assets in excess of the net value of
their policies 30088 44
Casualty department 21103 10
Total not admitted assets
Total admitted assets
157269 82
13407827 53
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid or pro
visionally ascertained and not due
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items Casualty department
Total amount of liabilities except capital
Capital actually paid in cash 500000 00
Surplus over all liabilities 282251 04
66463 82
11493603 40
734181 74
89486 28
77653 65
164187 60
12625576 49
Surplus protection to policyholders
Total liabilities
Business in Force
No
In force December 31 1914 48924
Written or renewed during year 6137
782251 04
13407827 53
Amount
79729387 30
12620244 67
Sum 55041 92349631 97
Deduct ceased to be in force during year 5627 11343280 58
59 In force December 31 1915 49414 81006353 3372 ComptrollerGenerals Eeport
Business in Georgia
61 In force December 31 1914 lj555 2222845 34
62 Written or renewed during year 220 447 792 17
63 Sum
R p 1775 2670637 51
64 Deduct ceased to be m force during year 310 474127 46
65 In force December 31 1915 j465 2196510 05
66 Net losses paid during year Life 1257340 accident and
health 2890151 4M74 g
Investments in Georgia
5P0liCy l0anS 73841 89
THE NATIONAL LIFE AND ACCIDENT INSURANCE COMPANY
OF NASHVILLE TENNESSEE
302 Seventh Avenue N Nashville Tenn
C A Craig President c R clementS
G C Lynch Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets December 31 1914 1 353 203 22
4 Extended at k
1353203 22
Income
5 Gross premiums on new business 60631 94
6 Gross renewal premiums 3 gog 437 70
8 Total premiums 4
a T 3bo90b9 b4
9 Interest and rents
t 80412 94
11 Other sources
Deposits by agents in lieu of bonds 10 qoq 37
Policy fees
174 65
Agents balances
QUO OO
13 Total income 7
3762705 18CompteollerGenebals Repobt
37
Disbursements
14 Net amount paid policyholders for losses 1524986 60
15 Legal and administrative expenses in adjustment of claims 4034 24
16 Commissions and allowances to agents Benewal 1566749 10
17 Salaries of officers and employees 84 054 00
18 Bents and interest 44 357 g0
19 Advertising printing postage telegrams etc 112173 22
21 Loss on sale and decrease by adjustment of assets 1505 61
22 Other items
General expenses g Q92 72
Dividends 70oOO 00
Purchase Transylvania business 3 hq 96
23 Total disbursements 3 417 070 25
Ledger Assets
25 Book value of real estate 90 152 59
26 Mortgage loans per schedule B 1234152 67
27 Bonds at book value 91 247 80
28 Stocks at book value 1 000 00
29 Cash in offices jg 4QQ qi
30 Deposits at interest per schedule N 50453 12
31 Deposits not at interest 130 870 85
32 Agents balances net 2 788 61
33 Other items
Bills receivable 1000
Stocks 1787 50
Collateral loans 70 975 go
34 Total ledger assets as per balance No 24 1698838 15
NonLedger Assets
35 Interest due and accrued 20 517 15
37 Other items Net deferred premiums 25 809 87
38 Total assets 745 gg j 7
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
i957 46
10 00374
ComptrollerGenerals Eeport
41 Other items
Stocks 1787 50
Book value ledger assets over market value 3107 80
42 Total not admitted assets 8862 76
43 Total admitted assets 1736302 41
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Life element reserve
Contingent reserve
Disability reserve
Agents deposits in lieu of bonds
13442 13
128960 86
29324 86
48062 50
562407 02
350000 00
47060 17
44470 46
50 Total amount of liabilities except capital 1223728 00
51 Capital actually paid in cash 200000 00
52 Surplus over all liabilities 312574 41
53 Surplus protection to policyholders
512574 41
54 Total liabilities 1736302 41
Business in Force
55 In force December 31 1914 21267176 00
56 Written or renewed during year 18049063 00
Sllm 39316239 00
58 Deduct ceased to be in force during year 1557315 00
59 In force December 31 1915 23743089 00
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
365243 ru
662077 in
Sl 1027320 nn
64 Deduct ceased to be in force during year 425821 00
65 In fence December 31 1915
tili Net losses paid during year
ii7 Net Insses incurred during year
601499 nn
25756 33
25SI3 25ComptrollerGenerals Report
375
NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY OF
BOSTON MASSACHUSETTS
37 Milk Street Boston Muss
Alfred D Foster President J A Barbey Secretary
Robert J Guinn Attorney for Service
Capital Stock
2 Ledger assets December 31 1914
68002503 00
Income
5 Gross premiums on new business 1416721 33
6 Gross renewal premiums 8770723 72
7 Extra premiums for disability benefits 4864 30
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with the company to accumulate at interest
Federal income tax withholdings
10192309 35
3176503 81
13619 22
118786 72
8526 13
649 50
13 Total income 13510394 73
Disbursements

14 Net amount paid policyholders for losses and endowments 3890638 56
15 Legal and administrative expenses in adjustment of claims 543 36
16 Commissions and allowances to agents
a First year i rS24 33
b Renewal 484485 18
17 Salaries of officers and employees 251706 40
18 Rents and interest 50380 00
19 Advertising printing postage telegrams etc 7017 1 40
20 Paid policyholders for dividends 1979379 99
21 Loss on sale and decrease by adjustment of assets 158923 15
22 Other items
Surrender values paid in cash or applied in liquidation of
loans or notes 1366152 77
Branch office expenses 64017 15
Medical fees and inspection of risks 1 15627 73
Real estate expense 86499 71376 ComptrollerGenerals Eeport
lancetaxesetc 182258 68
All other disbursements 106j873 03
23 Total disbursements 9423481 44
Ledger Assets
25 Book value of real estate i to ca o
lb Mortgage loans per schedule B 14 130 371 9
l7xTiSat VfUe 39560726 28
28 stocks at book value 2 581 183 88
29 Cash in office
3032 44
30 Deposits at interest per schedule N 1 215 428 39
33 Other items
Collateral loans 2
0llCyl0ans 11672307 82
Premium notes on policies in force 940 642 7
34 Total ledger assets as per balance No 24 72089416 29
NonLedger Assets
35 Interest and rents due and accrued 4S 3tU
36 Market value of real estate and amortized value of bonds
and stocks over book value 5740 g4
37 Other items Net amount of uncollected and deferred pre
miUm8 66965938
38 Ttal asSts 74274980 68
Liabilities
44 Net amount of unpaid losses and claims 434 155 19
Jfe7e8 6664738
46 Dividends to polnyliolders declared but unpaid 2482 146 38
47 Salaries and miscellaneous accounts due or accrued 61869 80
48 Taxes due or accrued DO
ln 1133 82
49 Other items
Premiums paid in advance
Keserve for equalization of mortality etc 300 000 00
50 Total amount of Liabilities except capita 0915479 00
52 Surplus over all liabilities 5WlS 68
54 T liiliti TtToComptrollerGenerals Eeport 377
Business in Force
55 In force December 31 1914 290732446 00
56 Written or renewed during year 36055913 00
57 Sum 326788359 00
58 Deduct ceased to be in force during year 17088388 00
59 In force December 31 1915 309699971 00
Business in Georgia
61 In force December 31 1914 6617395 00
62 Written or renewed during year 1252675 00
63 Sum 7870070 00
64 Deduct ceased to be in force during year 839955 00
65 In force December 31 1915 7030115 00
66 Net losses paid during year 82260 00
67 Net losses incurred during year 74105 00
Investments in Georgia
2 Bonds 646482 00
3 Mortgage loans 456500 00
5 Policy loans 276832 25
6 Other items Premium notes 22914 09
Total investments in Georgia 1402728 34
NEW YORK LIFE INSURANCE COMPANY OF NEW YORK CITY
346 Broadway New York N Y
Darwin P Kingsley President Seymour M Ballard Secretary
E J Clark Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 799838591 21
Income
5 Gross premiums on new business 10402160 02
6 Gross renewal premiums 80739843 98378
ComptrollerGenerals Report
Extra premiums for disability and accident
al death benefits
7 Deduct amounts paid for reinsurance
263610 00
73051 27
8 Total premiums
9 Interest and rents
91332562 73
36792803 90
10 Profit on sale or increase by adjustment of assets l 553 858 16
11 Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with the company to accumulate at interest
including surrender values of reversionary additions
left on deposit 10905223 432 739 19
All other income
874644 33
538406 44
13 Total income
131525014
Disbursements
14 Net amount paid policyholders for losses matured endow
ments annuities surrender values and trust funds
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents
19 Advertising printing postage telegrams etc
20 Paid policyholders tor dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Agency expenses medical fees and inspection of risks
Taxes licenses and insurance department fees
Real estate taxes repairs and expenses
Premiums waived on account of disability
All other disbursements
23 Total disbursements
59686250 54
is 51182 33
3923617 23
1931593 42
1816SSI 15
591273 23
11446 59
16672582 75
3177985 35
2566700 53
1230148 92
358807 01
124 86 19
1183317 84
936S7273 ns
Ledger Assets
25 Hook value of real estate 12 171 919 25
26 Mortgage loans per schedule B mfi2Q 42
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule E
31 Deposits not at interest
483184855 74
294671 88
3232 30
18037025 18
154S570 25COMPTROLLERGrENERAls REPORT
379
32 Bills receivable 544 50
Branch office net debit balances 206001 89
33 Other items
Collateral loans 150000 00
Premium notes and policy loans 162092360 44
Cash 466848 03
34 Total ledger assets as per balance No 24837676332 88
NonLedger Assets
35 Interest and rents due and accrued 9886609 55
37 Other items Net amount of uncollected and deferred pre
miums 9963591 00
38 Total assets 857526533 43
Deduct Assets Not Admitted
544 50
40 Bills receivable
41 Other items
Book value of ledger assets over market
value viz On bonds and stocks 34323507 19
Branch office debit balances 284631 89
42 Total not admitted assets 34608683 58
43 Total admitted assets 822917849 85
Liabilities

44 Net amount of unpaid losses and claims 7790374 67
45 Reserves on risks outstanding 675731039 00
46 Dividends to policyholders declared but unpaid 1359480 64
47 Salaries and miscellaneous accounts due or accrued 132182 67
48 Taxes due or accrued 1183638 34
49 Other items
Extra reserve for disability and accidental death benefits
in life policies 190329 00
Present value of future installment payments and disability
benefits 3965960 37
Unearned interest and rent paid in advance 3292891 91
Reserves for dividends and contingencies 123564466 28
Additional reserves 3445273 3
Miscellaneous items 2262213 40
54 Total liabilities 822917849 83380 ComptrollerGenerals Report
Business in Force
55 In force December 31 1914 2347098388
56 Written revived and increased during year 228 894 191
SJ 2575992579
58 Deduct ceased to be in force during year i e terminated
and transferred 172191701
59 In force December 31 1915 2403800878
Business in Georgia
61 In force December 31 1914 28583884
62 Written or renewed during year 4 146 g37
f Um 32730421
64 Deduct ceased to be in force during year 2 449 965
65 In force December 31 1915 30 80 456
66 Net losses paid during year 3gg 5Qq gg
67 Net losses incurred during year 379 39c gn
Investments in Georgia
2 Bonds State county municipal 1 78 046 id
3 Mortgage loans 3015950 17
5 Policy loans 2615568 44
6 Other items Railroad bonds apportioned according to
mileage basis 4506842 21
Total investments in Georgia 11 920 407 31
THE NORTH CAROLINA MUTUAL AND PROVIDENT ASSOCIATION
OF DURHAM NORTH CAROLINA
212 12 Parrish Street Durham N C
John Merrick President A M aon Secretary
T L Wheeler Attorney for Service
Capital stock
4 Extended at
152891 OSComptrollebGenebals Eepoet
Income
5 Gross premiums on new business
6 Gross renewal premiums
4181 65
404437 53
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
13 Total income
381
408619 18
7862 23
160 00
416641 41
Disbursements
14 Net amount paid polieyholders for losses 201109 32
15 Legal and administrative expenses in adjustment of claims 213 60
16 Commissions and allowances to agents
a First year 2068 54
b Renewal 117322 59
17 Salaries of officers and employees 58923 58
18 Rents and interest 3 021 08
19 Advertising printing postage telegrams etc 11019 87
21 Loss on sale and decrease by adjustment of assets 100 00
22 Other items
Furniture and fixtures 633 50
Repairs on real estate 631 82
Taxes on real estate 1237 02
Taxes on premiums 1758 56
Insurance departments 3552 91
Agents licenses 421 00
Fire insurance premium 279 37
Full freight D 295 15
23 Total disbursements 402587 91
Ledger Assets
25 Book value of real estate 62606 50
26 Mortgage loans per schedule B 14610 13
27 Bonds at book value 60000 00
28 Stocks at book value 2000 00
29 Cash in office 626 73
31 Deposits not at interest 19815 94
32 Agents balances net 2140 40
34 Total ledger assets as per balance No 24 166944 53382 ComptrollerGenerals Eeport
NonLedger Assets
35 Interest due and accrued 2493 33
37 Other items Eents due 250 00
38 Total assets 169690 89
Liabilities
44 Net amount of unpaid losses and claims 11072 50
45 Reserves or unearned premiums on risks outstanding 126823 71
47 Salaries and miscellaneous accounts due or accrued 750 00
49 Other itesm
Premiums paid in advance 1200 00
Commissions to agents due 407 18
Estimated amount of taxes 7000 00
Amount set apart for deferred dividends 1000 00
53 Surplus protection to policyholders 17437 50
54 Total liabilities 139390 89
Business in Force
55 In force December 31 1914 3294735 00
56 Written or renewed during year 2710536 00
57 Sum 6005271 00
58 Deduct ceased to be in force during year 2480735 00

59 In force December 31 1915 3524536 00
Business in Georgia
61 In force December 31 1914 793605 00
62 Written or renewed diuing year 914 205 50
63 Sum 1707810 50
64 Deduct ceased to be in force during year 786419 50
65 In force December 31 1915 90 391 00
66 Net losses paid during year 34161 52ComptrollerGeneral s Report
383
THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY
OF MILWAUKEE WISCONSIN
Geo G Markham President A S Hathaway Secretary
W Woods White Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914327446239 19
4 Extended at 327446239 19
Income
5 Gross premiums on new business 6526602 65
6 Gross renewal premiums 42935149 66
8 Total premiums 49461752 31
9 Interest and rents 16443565 22
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with the company to accumulate at interest
Federal income tax withheld at the source
48334 50
901325 75
33044 89
2067 65
13 Total income 66890090 32
Disbursements
14 For death losses matured endowments annuities and sin
rendered policies
Paid policyholders for dividends
15 Legal expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents t
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Paid for claims on supplementary contracts not involving
life contingencies
Taxes
29187023 75
13271991 90
2292 69
2088622 83
2888741 67
909845 80
271950 00
213299 96
1121352 89
560662 35
1236281 06384
ComptrolleeGeneeal s Eeport
Medical examination and inspections of risks
All other disbursements
260451 16
370528 31
23 Total disbursements
52383044 37
Ledger Assets
25 Book value of real estate WW 06
l Mortgage loans per schedule B 181 861 01 75
27 Bonds at book value 9914392 4
28 Stocks at book value 0
29 Cash u office 279l
30 Deposits at interest 4868428 67
32 Agents balance
33 Other items
Loans made to policyholders on this companys policies
assigned as collateral g50s 4
Premium notes and automatic premium loans 1750 507 85
34 Total ledger assets as per balance No 24341953285 14
NonLedger Assets
35 Interest and rents due and accrued 5 687 807 89
37 Other items Due and deferred premiums 4258638 19
38 Total assets
351899731 22
Deduct Assets Not Admitted
10538 75
8258082 42
42 Total not admitted assets
39 Agents balances
41 Other items Book value of bonds over
market value
8268621 17
43 Total admitted assets 343 631 n
0 05
Liabilities
44 Net amount of unpaid losses and claims 1 884 107 07
45 Reserves required by law 312l36886 00
Present value of not due installments 4 575 4 n
46 Dividends to policyholders due and unpaid 89232 49
47 Salaries and miscellaneous accounts due or accrued 1 89 684 il
ls Estimated amount of federal State and all other taxes
WMtalM 105683 85ComptrollerGenerals Report 385
49 Other items
Annual dividends payable in 1916 11946750 00
Deferred dividends payable in 1916 1612796 20
Funds for deferred dividends payable after 1916 1452301 00
Reserved for contingencies 8243373 58
50 Total amount of liabilities 343631110 05
Business in Force
No Risks Amount
55 In force December 31 1914 527872 1365299749 00
56 Issued increased and revived during year 49344 132365962 00
57 Sum 577216 1497665711 00
58 Deduct ceased to be in force during year 28454 77653140 00
59 In force December 31 1915 548762 1420012571 00
Business in Georgia
61 In force December 31 1914 10065 23398464 00
62 Issued during year 601 1488800 00
63 Sum 10666 24887264 00
64 Deduct ceased to be in force during year 745 1774140 00
65 In force December 31 1915 9921 23113124 00
66 Net losses paid during year 94 228459 00
67 Net losses incurred during year 103 242059 00
Investments in Georgia
2 Bonds 330000 00
3 Mortgage loans 2585175 00
5 Policy loans 1888239 68
Total investments in Georgia 4803414 68386
ComptrollerGenerals Report
THE PACIFIC MUTUAL LIFE INSURANCE COMPANY OF
LOS ANGELES CALIFORNIA
Corner Sixth and Olive Streets Los Angeles California
Geo I Coehran President
A C Harmon Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 29 350 116 91
C I D Moore Secretary
4 Extended at
29350116 91
Income
5 Gross premiums on new business 901655 34
6 Gross renewal premiums 4 920 296 39
Premiums for total and permanent disa
bility benefits 50 771 4g
7 Deduct amounts paid for reinsurance and
return premiums 33 gg2 qj
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with company to accumulate at interest
Bonus on adjustments of collateral and mortgage loans
Loss and gain
Increase in liabilities during year on account of Munich
reinsurance contract
From agents balances previously charged off
5808861 09
1785488 48
129431 73
26230 86
24199 79
2296 35
2140 17
7256 58
4376 89
13 Total income
7790281 94
Disbursements
14 Net amount paid policyholders for losses mat endowments
and annuities 1519435 98
15 Legal and administrative expenses in adjustment of claims 13 025 59
16 Commissions and allowances to agents
irst vear 429859 22
b RenewaI 329607 55ComptrollerGenerals Report
387
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Paid for surrendered and lapsed policies
Paid stockholders for interest or dividends
Other disbursements
289461 10
39459 66
70019 88
626623 66
42997 41
992727 62
80000 00
359709 57
23 Total disbursements 4792927 24
Ledger Assets
25 Book value of real estate 1296857 62
26 Mortgage loans per schedule B 18547547 22
27 Bonds at book value 2795858 07
29 Cash in office 7432 15
30 Deposits at interest per schedule E 749538 92
31 Deposits not at interest 239809 51
32 Agents balances net 2989 32
33 Other items
Collateral loans per schedule C 1658903 94
Loans to policyholders 7048534 86
34 Total ledger assets as per balance No 24 32347471 61
NonLedger Assets
35 Interest due and accrued 500383 85
37 Other items
Net amount of uncollected and deferred premiums 627589 84
38 Total assets 33475445 30
Deduct Assets Not Admitted
39 Agents balances 5691 10
41 Other items
Premium notes policy loans and other
policy assets in excess of net values
and of other policy liabilities on indi
vidual policies 12064 06
Overdue and accrued interest on bonds
in default 27175 83
42 Total not admitted assets
44930 99
43 Admitted assets life department 33430514 31388 ComptrollerGeneral s Eeport
Accident department 2 22g 096 73
Total admitted assets 35
35656611 04
Liabilities
44 Net amount of unpaid losses and claims 209 187 31
45 Reserves or unearned premiums on risks outstanding 28953061 00
46 Dividends to policyholders declared but unpaid 1978 73
47 Salaries and miscellaneous accounts due or accrued 15l47 36
48 Taxes due or accrued llooOO 00
49 Other items
Dividends payable to policyholders during 1916 707851 83
Set aside for payment of future deferred dividends 1717631 00
All other liabilities 708311 17
Liabilities of life department 32 423 168 40
Liabilities or accident dept j 15eo96 73
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities life and ac
cident depts 1077345 91
53 Surplus protection to policyholders 2 077
345 91
54 Total liabilities life and accident depts 35
656611 04
Business in Force
55 In We Decembers 1915154525447 00
00 ntten or renewed during year 21518654 00
I7 U 176044101 00
58 Deduct ceased to be in force during year 15 384 399 00
59 In force December 31 1915
160659702 00
Business in Georgia
61 In force December 31 1914 1999399 00
62 Written or renewed during year 74o807 00
63 Sum
64 Deduct ceased to be in force during year
65 In force December 31 1915
Hi Net losses paid during year
67 Net losses incurred during year
274020 00
222251 00
2517955 00
8619 00
8619 00ComptrollerGenerals Beport
Investments in Georgia
3 Mortgage loans
5 Policy loans
Total investments in Georgia 14 281 18
389
10000 00
104281 18
PAN AMERICAN LIFE INSURANCE COMPANY OF NEW ORLEANS LA
13th Floor Whitney Building New Orleans La
Crawford H Ellis President James L Wright Secretary
Hon Wm A Wright Ins Comsr Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 2419960 36
4 Extended at
2419960 36
Income
5 Gross premiums on new business
6 Gross renewal premiums
7 Deduct amounts paid for reinsurance and
return premiums
186665 94
442870 21
22649 05
Total premiums emm Q
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Suspense
Persistency funds
Dividends and coupons left with company
Received from other companies for assuming their risks
Agents balances charged off
13 Total income
141756 11
916 69
990 34
2597 75
16291 31
1773 70
2212 58
773427 58
Disbursements
14 Net amount paid policyholders for losses surrender values
etc
15 Legal and administrative expenses in adjustment of claims
168964 47
1023 37390 ComptrollebGenekals Eepobt
16 Commissions and allowances to agents
a First year n7320 2
b Eenewal 11933 38
17 Salaries of officers and employees 43 820 11
18 Rents and interest fi 0i on
19 Advertising printing postage telegrams etc lrlTZ 95
22 Other items
Taxes licenses and fees 13 600 37
Agents balances charged off 26609 03
Medical and inspection fees 2o414 11
Branch office expense 10 rn
All other disbursements 00 mr g
23 Total disbursements 4 455 535 2s
Ledger Assets
25 Book value of real estate 45 000 00
26 Mortgage loans per schedule B 1 155V66 20
27 Bonds at book value 815 g70 ag
28 Stocks at book value 12l440 00
Loans on policies 114 043 gp
29 Cash in office oqo 0o
30 Deposits at interest per schedule N 204 924 10
32 Agents balances net 2oe50 12
33 Other items
Collateral loans 66000 Q0
Premium notes 25 868 47
Negotiable premium notes 10 g09 9
Furniture and fixtures 2l429 24
Louisiana Securities Company 12g 000 00
34 Total ledger assets as per balance No 24 2 726 802 66
NonLedger Assets
35 Interest due and accrued jq 734 45
37 Other items Due and deferred premiums net 73 825 38
38 Total assets 2841362 49
Deduct Assets Not Admitted
39 Agents balance 20650 12
41 Other items
Furniture and fixtures 21 429 24
Hook value of ledger assets over market
vallp 14577 47ComptrollerGenerals Eeport
391
Premium notes loans etc in excess of
net value
42 Total not admitted assets
43 Total admitted assets
12365 11
69021 94
2772340 55
Liabilities
44 Net amount of unpaid losses and claims
45 Beserves
46 Dividends to polieyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Reserved for taxes in year 1916
49 Other items
Reserved for death losses incurred but unreported
Premiums paid in advance
Interest paid in advance
Agents credit balances
All other liabilities
50 Total amount of liabilities except capital
51 Capital actually paid in cash 1000000 0
52 Surplus over all liabilities 703962 50
9755 00
1022579 34
900 00
2309 62
10000 00
5000 00
3139 12
3757 39
1552 04
9385 54
1068378 05
53 Surplus protection to polieyholders
54 Total liabilities
Business in Force
1703962 50
2772340 55
55 In force December 31 1914
50 Written or renewed during year
57 Sum
58 Deduct ceased to be in force during year
59 In force December 31 1915
Business in Georgia
16651757 00
8259985 00
24911742 00
6483936 00
18427806 00
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during year
497300 00
946581 00
1443881 00
706084 00

65 In force December 31 1915
737797 00392 ComptrollerGenerals Eeport
66 Net lasses paid during year
67 Net losses incurred during year
Investments in Georgia
3 Mortgage loans
5 Policy loans
Total investments in Georgia
2000 00
2000 00
45550 00
1102 75
46652 75
PENN MUTUAL LIFE INSURANCE CO OF PHILADELPHIA PA
6th Walnut Streets Philadelphia Pa
Geo K Johnson President John Humphreys Secretary
Henry O Bagley Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914148632429 54
4 Extended at
Income
148632429 54
5 Gross premiums on new business 3463 957 51
6 Gross renewal premiums 19 933 gg 57
7 Deduct amounts paid for reinsurance and
return premiums 26 196 97
8 Total premiums 23 376 650 1
9 Interest and rents 7389580 58
10 Profit on sale or increase by adjustment of assets 87070 77
1 I Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with company to accumulate at interest
Bonuses on mortgage loans
Recovery of loss on Austin Texas water bonds
Suspended bank dividends etc
505519 05
45241 52
10561 14
7221 in
5554 30
13 Total income
31427402 97
Disbursements
14 Net amount paid policyholders for losses and matured
endowments
9200221 25ComptrollerGenerals Report
393
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
For annuities involving life contingencies
Surrender values
Paid for claims on supplementary contracts not involving
life contingencies
Taxes
All other disbursements
12633 42
1165601 68
1381764 96
519758 02
162664 09
170886 12
3756177 59
107947 39
444335 55
4068055 64
346658 86
445297 54
1013962 27
23 Total disbursements
22795967 38
Ledger Assets
25 Book value of real estate 4 220 146 02
26 Mortgage loans per schedule B 61 8S2 489 92
27 Bonds at book value gg 441 077 3
28 Stocks at book value 305 686 37
29 Cash in office 24 ggg 02
30 Deposits at interest per schedule E 2 695 246 50
32 Agents balances net 41617 24
33 Other items
Collateral loans 1158400 00
Policy loans and premium notes 30 167 949 55
Bills receivable 201 487 37
Furniture fixtures etc 134 355 41
34 Total ledger assets as per balance No 24157263865 13
NoniLedger Assets
35 Interest and rents due and accrued
37 Other items Xet uncollected and deferred premiums
2108880 16
3194179 59
38 Total assets 162566924 88
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41639 33
201487 37394
ComptkollebGenerals Eepokt
41 Other items
Book value of ledger assets over market
value 1655735 02
Furniture fixtures etc 134 865 41
All other items 32 794 03
42 Total not admitted assets 2 066 521 If
43 Total admitted assets
160500403 72
Liabilities
45 Reserves to mature policy contracts 136474 367 64
Reserve for asset and mortality fluctuations and general
equalization fund q 447 955 jq
46 Dividends to policyholders declared but unpaid 15516469 87
47 Salaries and miscellaneous accounts due or accrued 10 111 73
48 Taxes due or accrued
49 Other items
Policy claims
Unearned interest and rent paid in advance
Premiums paid in advance
All other liabilities
475524 36
650639 75
559873 85
91219 82
274910 89
50 Total amount of liabilities except capital
Business in Force
160500403 72
Policies Amount
55 En force December 31 1914 228944 620779667 00
56 Written or renewed during year 25037 77956559 00
T s 253981 698736226 00
58 Deduct ceased to be in force during year 16378 52352921 00
59 In force December 31 1915 237603 646383305 00
Business in Georgia
61 Tn force December 31 1914 17437 33296343 00
62 Written or renewed during year 1646 3 311707 00
63 Sum 19083 36608050 00
64 Deduct ceased to be in force during year 1344 2577 832 00
65 In force December 31 1915 17739 34030218 00
66 Net losses paid during year 162 354378 00
67 Net losses incurred during year 164 364660 00ComptrollebGenebals Repoet 395
Investments in Georgia
2 Bonds and stocks 774 260 00
3 Mortgage loans 5222223 83
5 Policy loans 1764594 21
6 Other items Premium notes 377 600 00
Total investments in Georgia g 133 g7g 04
PHOENIX MUTUAL LIFE INSURANCE CO OF HARTFORD CONN
49 Pearl Street Hartford Connecticut
John M Holcombe President Silas H Cornwell Secretary
George L Hunt Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 37157267 83
4 Extended at 37157267 83
Income
5 Gross premiums on new business 991219 86
6 Gross renewal premiums 5063 522 52
7 Deduct amounts paid for reinsurance and
return premiums 5565924
8 Total premiums 5999083 14
9 Rents and interest
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with company to accumulate at interest
Mortgage loan commissions received
Guarantee of mortgage loans
From agents balances previously charged off
Reserves on policies reinsured deposited with this co
Recovery under a matured endowment
1948300 86
18966 25
63937 00
186361 09
4165 30
359 35
7016 70
11257 22
57 50
13 Total income 8239504 41396
ComptbollebCtenebal s Bepobt
Disbursements
14 Net amount paid policyholders for losses 2 840 301 33
15 Legal and administrative expenses in adjustment of claims 941 56
16 Commissions and allowances to agents
Allowances to agents 213359 9g
iirst year commissions r Q1
n 00l 31
Commuted commissions 090 Q0
Renewal commissions 278462 49
17 Salaries of officers and employees 244586 24
18 Bents and interest 20000 00
19 Advertising printing postage telegrams etc 54o49 97
20 Paid policyholders for dividends 956495 84
21 Loss on sale and decrease by adjustment of assets 120206 35
22 Other items
Annuities involving life contingencies 43 345 g9
Premium notes and liens voided by lapse 166 01
Surrender values paid in cash or applied in liquidation of
loans or notes 926720 59
Surrender values applied to pay new and renewal prems 59l77 47
Surrender values applied to purchase paidup ins and ami 117J63 70
Paid for claims on supplementary contracts not involving
life contingencies 12 654 99
Dividends and int thereon held on deposit and surrendered
during the year and medical examiners fees and in
spection of risks 134 09 rq
Legal expense furniture repairs and expenses on real
estate taxes and real estate State taxes on premiums 117165 35
Insurance Dept fees and licenses State Treasurers fees
etc Federal corp tax franchise tax tax on reserve
municipal licenses and taxes publishing rev stamps
home office traveling expenses miscellaneous expenses 138269 18
Mortgage loan expenses commissions paid on loans inter
est on death claims and interest on reinsurance reserve
deposits 2809 4
23 Total disbursements 6 562 619 26
Ledger Assets
25 Book value of real estate 684 000 00
26 Mortgage loans per schedule B 23 895 2il 50
27 Bonds at book value 6 912 375 15
28 Stocks at book value 350 327 00
29 Cash in office ggp gr
30 Deposits at interest per schedule N pig 353 4
32 Agents balances net 9 450 qqComptrollerGenerals Eeport
33 Other items
Loans made to policyholders
Premium notes
397
47554 78
34 Total ledger assets as per balance No 24 38834152 98
NonLedger Assets
35 Interest due and accrued 738 482 78
37 Other items Net amount of uncollected and deferred prem 536441 71
38 Total assets 40109077 47
Deduct Assets Not Admitted
39 Agents balances 9224 98
41 Other items
Premium notes policy loans etc in excess
of net value and other policy liabil 968 23
Overdue and accrued interest on bonds
in default 43253 32
Stocks and bonds not subject to amor
tization 28647 00
42 Total not admitted assets
82093 53
43 Total admitted assets 40026983 94
Liabilities
44 Net amount of losses and claims 188 183 36
45 Reserves or unearned premiums on risks outstanding 36154913 27
46 Dividends to policyholders declared but unpaid 1677872 27
47 Salaries and miscellaneous accounts due or accrued 87659 85
49 Other items
Present value of amounts not yet due on supplementary
contracts 205258 00
Liability on policies cancelled upon which a surrender
value may be demanded 7011 71
Estimated amount hereafter payable for Federal State
and other taxes 80000 00
Mortality fluctuation fund 448247 00
Investment fluctuation fund 644515 00
General equalization fund 533323 48
50 Total amount of liabilities except capital 40026983 94398 ComptrollerGeneral s Report
Business in Force
K T No Amount
56 WriT I 86279 162931810 00
06 ntten or renewed during year 9080 19084135 00
57 Sum 7
ro TNort 9o39 182015945 00
58 Deduct ceased to be m force during year 7090 le 00
59 In force December 31 1915 88269
Business in Georgia
S WritrT DeCemb 19U 1147 2775747 00
62 ntten or renewed dunng year 154 270081 w
63 Sum
R n 1301 3045828 00
64 Deduct ceased to be m force during year 150 471499 00
65 In force December 31 1915 1151 72
66 et losses paid during year 15 2739 68
67 Net losses incurred during year 15 23666 68
Investments in Georgia
2 Bonds wholly in Georgia 5
Partly m Georgra 157358 00
Mortgage loans 896875 00
1CyanS 172460 00
ter ltemS 458900
Total investments in Georgia 1285769 00
PITTSBURGH LIFE AND TRUST CO OF PITTSBURGH PENNA
Federal Street and Liberty Avenue Pittsburgh Pa
W C Baldwin President Tames H Maan Secrotarv
Hon William A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 2373j799 n
4 Extended at ComptrollerGenerals Eeport
399
Income
5 Gross premiums on new business 515230 00
6 Gross renewal premiums 2581883 36
7 Deduct amounts paid for reinsurance and
return premiums 5540 81
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Federal income tax collected
Suspense account
Surrender values due and unpaid
Agents balances charged off
Dividends left with company
13 Total income
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Eents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Surrender values and annuities
Commission on real estate
Stockholders for dividends
Supplementary contracts
Agency supervision
Branch office expenses
Profit and loss
Legal expenses
Furniture
Repairs real estate
Taxes real estate
Insurance taxes and fees
Ins expenses
Investment expenses
Agents balances
Medical fees
23 Total disbursements
3091572 55
1028235 14
10817 95
241 00
34 26
4011 11
2137 21
6122 12
4143171 34
2020789 70
i 1481 81
132816 75
66891 52
132471 68
24380 00
46894 72
245114 11
301934 35
874921 79
222 25
100000 00
13765 33
172363 60
21523 34
26 12
5169 81
2448 75
115357 17
115588 37
58908 19
3733 ill
1591 89
11410 71
38171 55
4507977 42
400
ComptrollerGenebals Keport
Ledger Assets
25 Book value of real estate 9003568 30
26 Mortgage loans per schedule B 5 578 922 00
27 Bonds at book value 3 ggi 433 74
28 Stocks at book value 44 351 30
29 Cash in office 100 00
30 Deposits at interest per schedule N 300 209 91
31 Deposits not at interest 1 04g 73
33 Other items
Collateral loans 3 qoo 00
Policy loans 4458675 08
Premium notes 66061 70
Cash advanced to or in the hands of officers 1 735 27
Contingent reversion 5 700 00
Wash Life stock 24 887 00
34 Total ledger assets as per balance No 24 23370993 03
NonLedger Assets
35 Interest due and accrued 226659 99
37 Other items Net uncollected and deferred premiums 318769 34
38 Total assets 23916422 36
Deduct Assets Not Admitted
41 Other items
lash advanced to or in the hands of officers 1735 27
Washington Life Insurance stock 24887 00
Premium notes policy loans etc in excess
of reserve 24339 63
42 Total not admitted assets
10961 90
4 Total admitted assets 23 865 460 46
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Premiums paid in advance
Unearned interest and rents
293732 20
21768197 00
3704 2 58
22189 81
43092 72
26026 03
1021511 21ComptbollebGenebals Repobt 401
Amounts provisionally ascertained for deferred dividends 26267 93
Surrender values due and unpaid 4 g23 52
Deposit on lease g q00 qq
Suspense account 2 172 44
Income tax collected 241 00
50 Total amount of liabilities except capital 22 329935 44
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 535 595 02
53 Surplus protection to policyholders 1 535 525 02
54 Total liabilities 23865460 46
Business in Force
No Amount
55 In force December 31 1914 57424 106075390 00
56 Written or renewed during year 9842 19474073 00
57 Sum 67266 125549463 00
58 Deduct ceased to be in force during year 7133 37 025 454 00
59 In force December 31 1915 60135 108524009 00
Business in Georgia
61 In force December 31 1914 640 1 350 393 00
62 Written or renewed during year 65 146 2O8 00
m Sum 05 1498601 00
64 Deduct ceased to be in force during year 156 496 435 00
65 In force December 31 1915 549 002 166 00
66 Net losses paid during year 15 30 390 4
67 Net losses incurred during year 14 32 390 54
Investments in Georgia
Bonds 299239 46
5 Policy loans estimated 58 07 y0
Total investments in Georgia 358046 46402
ComptrollebGeneeals Eepoet
PROVIDENT LIFE AND TRUST COMPANY OF PHILADELPHIA PA
Northwest Corner Fourth and Chestnut Streets Philadelphia Pa
Asa S Wing President C Walter Barton Secretary
Wallace W Daniels Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 79564872 89
4 Extended at 79564872 89
Income
5 Gross premiums on new business 1829268 33
6 Gross renewal premiums 9631476 88
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with the company to accumulate at interest
Income from undistributed proceeds of real estate No 153
Received from trustee in bankruptcy re mtge No 8833
Premium on ground rent No 3692 redeemed in 1915
Fee received by president as member of Buff Susqu Ry
Co bondholders committee
Costs of foreclosure of mtgrs previously paid now credited
to profit and charged as part of cost of real estate Xo
435444 inclusive
11460745 21
3963889 37
185876 16
66654 58
10375 25
168 38
204 15
100 00
1500 00
18307 7
13 Total income 15707820 88
Disbursements
14 Net amount paid policyholders for losses and matured en
dowments 5512828 57
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
3789 43
489603 90
184217 04
497550 92
55399 84
112563 66ComptbollebGenebals Eepobt 403
20 Paid policyholders for dividends 1 934 180 01
21 Loss on sale and decrease by adjustment of assets 463l67 38
22 Other items
Paid on annuities etc 211 231 96
urrenders 2oi9287 90
Supervision medical fees etc 155 189 29
Taxes licenses and fees repairs etc 274913 78
Dinners to office employees 28032 02
Light fuel etc home office 692S 40
SuDdrieS ZZ 3588179
23 Total disbursements T
Ledger Assets
25 Book value of real estate 1 290 8 3 14
26 Mortgage loans per schedule B 25066295 57
27 Bonds at book value 42654g41 69
30 Deposits at interest per schedule E 1231048 16
33 Other items Collateral loans etc 12645528 32
34 Total ledger assets as per balance No 24 82 888 626 88
NonLedger Assets
35 Interest due and accrued 1135162 23
36 Market value of assets over book value 9 066 865 31
370ther items 188194 57
38 Total assets 87573848 99
Liabilities
44 Net amount of unpaid losses and claims 202 036 13
45 Reserves or unearned premiums on risks outstanding 78895369 85
46 Dividends to policyholders declared but unpaid ll8lo62 23
47 Salaries and miscellaneous accounts due or accrued 20996 52
48 Taxes due or accrued 166359 51
49 Other items
Miscellaneous 26962 3
Additional reserve required to compute the present value of
all policies on the American Experience table at 3 3385098 00
50 Total amount of liabilities except capital 83877884 54
51 Capital actually paid in cash 1000O00 00
52 Surplus over all liabilities and surplus protection to policy
h0llers 269596445
54 Total liabilities 87573848 99404 ComptrollerGenerals Eeport
Business in Force
No Amount
55 In force December 31 1914 ii9326 316615000 00
56 Written or renewed during year 17021 41449918 00
5J 136347 358064938 00
58 Deduct ceased to be in force during year 9 424 28 373 310 00
59 In force December 31 1915 126923 329691608 00
Business in Georgia
61 In force December 31 1914 i 234446 00
62 Written or renewed during year 8 13 480 00
63 Sum 104 247926 00
64 Deduct ceased to be in force during year 12 26930 00
65 In force December 31 1915 90 220996 00
66 Net losses paid during year 9 2 000 00
67 Net losses incurred during year 2 2 000 00
Investments in Georgia
I 0Dds 492450 00
5 Policy loans estimated
PRUDENTIAL INSURANCE CO OF AMERICA OF NEWARK N J
755 to 769 Broad Street Newark N J
Forrest F Dryden President Willard I Hamilton Secretary
J M Skinner Attorney for Service
Capital Stock
1 Amount of paidup capital 2000000 00
2 Ledger assets December 31 1914 361942309 91
4 Extended at 361942309 91
Income
5 Gross premiums on new business ordinary 5931919 91
6 Gross renewal premiums ordinary 29170108 55ComptbollebGenebals Bepobt
7 Deduct amounts paid for reinsurance 112590 02
Industrial premiums 58833264 76
Extra premiums for total and permanent
disability benefits ordinary 28662 08
405
8 Total premiums 93851365 28
9 Interest and rents 18 17 816 48
10 Profit on sale or increase by adjustment of assets 280220 23
11 Other sources
Consideration for supplementary contracts not involving
life contingencies 286 412 43
Conscience fund 47 00
13 Total income 112635861 42
Disbursements
14 Net amount paid policyholders for losses matured endow
ments annuities and surrender values 35196925 19
15 Legal and administrative expenses in adjustment of claims 42452 85
16 Commissions and allowances to agents
a First year ordinary 1675752 69
b Benewal ordinary 1067431 33
c Industrial 10784061 42
17 Salaries of officers directors trustees employees branch
office expenses medical examiners fees and inspection
of risks 8262237 86
18 Bents 1038211 49
19 Advertising printing postage telegrams etc 761799 00
20 Paid policyholders for dividends 7846 937 14
21 Loss on sale and decrease by adjustment of assets 303302 05
22 Other items
Paid for claims on supplementary contracts not involving
life contingencies 151 ggo 41
Paid stockholders for interest or dividends 400000 00
Legal expense not included in item 15 42985 37
Furniture fixtures and safes 88342 50
Bepairs and expenses other than taxes 308665 22
Taxes on real estate 327 159 64
State and provincial taxes on premiums 1289644 27
Insurance department licenses and fees 48571 29
All other licenses fees and taxes
Federal corporation tax 72 082 42
Life insurance excise tax Massachusetts 28049 83
a New Jersey State tax on surplus 311116 35
b Municipal taxes and licenses 459062 03
c City and county taxes on premiums 4811 06
d Local licenses and privilege taxes 5547 74406
ComptrollerGenerals Eeport
e Provincial tax on interest receipts 125 89
f United States revenue tax and Canadian war tax 23674 50
Other disbursements
Law library 1014 13
Expenses of annual audit by public accountants 10000 00
Expense of examination by New Jersey State department 2297 00
a Sundry general expenses includes contribution of
1166611 toward expenses of the Association of Life
Insurance Presidents of which 13554 was disbursed
by them for legal expenses and 490421 for legisla
tive expenses 166325 72
b Premiums on surety bonds 3247 40
c Investment expense account including 12000 for
companys occupancy of its own buildings 38658 80
d Legislative expenses 6549 73
e Service retirement allowances and payments made to
disabled home office and field employees 129410 08
f Business conferences 81640 99
g Expenses in connection with mutualization of com
pany 74998 41
h Salaries examiners of accounts 11535 00
i Premium paid on capital stock of the company pur
chased pursuant to the provisions of Chapter 99 of the
laws of New Jersey for the year 1913 and assigned to
Austen Colgate trustee for the policyholders of the
company 15103288 35
23 Total disbursements 86169605 15
Ledger Assets
25 Book value of real estate 17513852 24
26 Mortgage loans per schedule B 105435788 94
27 Bonds at book value 210594070 15
28 Stocks at book value 2737951 17
29 Cash in office and in transit 320206 97
30 Deposits at interest per schedule E 1047774 48
31 Deposits not at interest 790309 53
2 Agents balances net 2338 33
33 Other items
Par value of the capital stock of the company purchased
pursuant to the provisions of Chapter 99 of the laws of
New Jersey for the year 1913 and assigned to Austen
Colgate trustee for the policyholders of the company 1864603 50
Loans secured by pledge of bonds stocks or other collateral 3043500 00
Loans made to policyholders on this companys policies
assigned as collateral 33058170 7
34 Total ledger assets as per balance No 24 388408566 1 8ComptrollerGenerals Eeport
407
NonLedger Assets
35 Interest and rents due and accrued 4587814 56
37 Other items
Dividend to be returned to company for distribution to poli
cyholders on par value of capital stock of the company
purchased pursuant to the provision of Chapter 99 of the
laws of New Jersey for the year 1913 and assigned to
Austen Colgate trustee for the policyholders of the
company 410212 77
Dividend declared December 13 1915 payable and paid
January 3 1916 to stockholders of record December 31
1915 and returned to company by trustee January 12
1916
Net amount of uncollected and deferred premiums 6370356 31
Supplies stationery printed matter furniture fixtures
safes and law library 69369 05
38 Gross assets 399846318 87
Deduct Assets Not Admitted
39 Agents balances 2338 33
41 Other items
Par value of capital stock of the company
purchased pursuant to the provisions of
Chapter 99 of the laws of New Jersey for
the year 1913 and assigned to Austen
Colgate trustee for the policyholders of
the company 1864603 50
Supplies stationery printed matter furni
ture fixtures safes and law library 69369 05
Premium notes policy loans and other poli
cy assets in excess of net value and of
other policy liabilities on individual poli
cies 179 60
Book value of ledger assets over market
value viz Bonds and stocks 13926961 61
42 Total not admitted assets 15863452 09
43 Total admitted assets 383982866 78
Liabilities
44 Net amount of unpaid losses and claims including claims
in process of adjustment or adjusted and not due 1860197 75408
ComptbollebGenebal s Eepoet
45 Reserves on risks outstanding
Dividends declared but not yet due payable in 1916
Apportioned to the credit of deferred dividend policies
payable after 1916
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Present value of amounts not yet due on supplementary
contracts not involving life contingencies
Due and unpaid on supplementary contracts not involving
life contingencies
Premiums paid in advance including surrender values so
applied
Unearned interest and rent paid in advance
Unpaid dividends to stockholders
Surrender values due and unpaid
Premium over par value of the capital stock of the company
not yet purchased for the policyholders
324724906 00
13160234 00
18941692 39
386407 43
245606 75
1604411 90
1314740 36
1543 06
1137600 47
876516 10
440000 00
365 47
1096711 63
50 Total amount of liabilities except capital 365790933 33
51 Capital actually paid in cash 2000000 00
52 Surplus over all liabilities 16191933 45
53 Surplus protection to policyholders 18191933 45
54 Total liabilities 383982866 78
86460350 par value of the capital stock of the com
pany has been purchased pursuant to the provisions of
Chapter 99 of the laws of New Jersey for the year 1913
and assigned to Austen Colgate trustee for the policy
holders of the company
Business in Force
55 In force December 31 1914 259247828
56 Written or renewed during year 581090889
57 Sum 3173569137
58 Deduct ceased to be in force during year 363488813
59 In force December 31 1915 2810080324
Business in Georgia
61 In force December 31 1914 15082449 00
62 Written or renewed during year 2186569 no
63 Sum 17269018 00ComptrollerGenerals Eeport 409
64 Deduct ceased to be in force during year 1417160 00
65 In force December 31 1915 15851858 00
66 Net losses paid during year 165 522 70
67 Net losses incurred during year 17 022 70
Investments in Georgia
2 Bonds 5631085 34
3 Mortgage loans 2866900 00
5 Policy loans 1120200 00
6 Other items Cash in Georgia banks 5865 06
Total investments in Georgia 9624050 40
RELIANCE LIFE INSURANCE CO OF PITTSBURGH PA
Fifth Avenue and Wood Street Pittsburgh Pa
James H Reed President H G Scott Secretary
J H Pearce Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 4698254 28
4 Extended at 4698254 28
Income
5 Gross premiums on new business
6 Gross renewal premiums
7 Deduct amounts paid for reinsurance and
return premiums
548172 06
1304784 07
1852956 13
35846 71
8 Total premiums 1817109 42
9 Interest and rents 230735 76
0 Profit on sale or increase by adjustment of assets 927 50
11 Other sources
Consideration for supplementary contracts not involving
life contingencies 8064 00410
ComptrollerGenerals Report
Dividends left with company to accumulate at interest
From accident and health department see separate state
ment giving details including 248573 outstanding ac
cident and health premiums which were not included as
a ledger asset in 1914 statement
1964 28
77958 73
13 Total income
Disbursements
14 Net amount paid policyholders for losses and matured en
dowments 319421 69
15 Legal and administrative expenses in adjustment of claims 6705 92
16 Commissions and allowances to agents
a First year 368503 33
b Renewal 53741 17
17 Salaries of officers and employees 210484 07
18 Rents and interest 19330 00
19 Advertising printing postage telegrams etc 41062 26
20 Paid stockholders for dividends 60000 00
21 Loss on sale and decrease by adjustment of assets 1267 20
22 Other items
Paid policyholders for dividends 40122 97
Medical examiners fees and inspection of risks 68044 61
Licenses and fees 21372 58
Premiums notes and liens voided by lapse less 219488
restorations 28299 69
Surrender values paid in cash or in liquidation of loans
and notes 97846 41
Furniture fixtures and safes 7091 26
Repairs expenses and taxes on real estate 2804 14
State taxes on premiums 2880 52
Agents balances charged off 8603 37
Accident expenses see separate statement for details 64830 87
Other disbursements 15485 22
23 Total disbursements 1476221 17
Ledger Assets
25 Book value of real estate 60 096 40
26 Mortgage loans per schedule B 912350 00
27 Bonds at book value 2 688225 36
29 Cash in office 1 297 92
30 Deposits at interest per schedule N 330665 81
31 Deposits not at interest 6 444 07
32 Agents balances net 192535 71ComptrollerGenerals Eeport
411
33 Other items
Bills receivable
Loans made to policyholders on this companys policies as
signed as collateral
Premium notes in force none over first year premiums
Outstanding accident and health premiums
22056 49
621422 54
395929 92
17768 58
34 Total ledger assets as per balance No 24 5358792 80
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items
Net amount of uncollected and deferred premiums
Office furniture and fixtures
38 Total assets
62975 03
34756 14
289058 52
64037 08
5809619 57

Deduct Assets Not Admitted
39 Agents balances 203340 63
40 Bills receivable 22 056 49
41 Other items Furniture fixtures and safes 64037 08
42 Total not admitted assets
43 Total admitted assets
289434 20
5520185 37
Liabilities
44 Net amount of unpaid losses and claims j
45 Eeserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Present value of amounts not yet due on supplementary
contracts not involving life contingencies computed by
the company
Accident and health department 50 per cent gross premi
ums separate statement filed
Accident and health department separate statement filed
giving details
19750 00
4076979 00
35455 30
5734 72
22500 00
16712 53
39583 59
10043 78
50 Total amount of liabilities except capital 4240161 19412 ComptrollerGenerals Eepoet
51 Capital actually paid in cash i000 000 00
52 Surplus over all liabilities 280 024 18
53 Surplus protection to policyholders i gso 024 18
54 Total liabilities 5320185 37
Business in Foree
55 In force December 31 1914 50494401 00
56 Written or renewed during year ig n g62 qo
5J S 68906063 00
58 Deduct ceased to be in force during year 10 312 316 00
59 In force December 31 1915 58593747 00
Business in Georgia
61 In force December 31 1914 2078824 00
62 Written or renewed during year 209 984 00
2288808 00
b4 Deduct ceased to be in force during year 449 154 00
65 In force December 31 1915 839654 00
66 Net losses paid during year 33 500 00
67 Net losses incurred during year 35500 00
RESERVE LOAN LIFE INSURANCE CO OF INDIANAPOLIS IND
900 Odd Fellow Building Indianapolis I ml
Chalmers Brown President a t u
j icoiuem j l Stayitmn Secretary
Insurance Commissioner Attorney tor Service
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets December 31 1914 3298867 75
4 Extended at 3288867 75ComptrollerGenerals Beport
4il 3
Income
5 Gross premiums on new business
6 Gross renewal premiums
7 Deduct amounts paid for reinsurance and
return premiums
280702 93
630362 58
911065 51
4696 19
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Dividends left to accumulate
Federal income tax collected at source
Policy coupons I
Partial payments on voided notes
Policy loans restored
Survivorship surplus
Survivorship distribution funds
Discount on mortgage loans
Sale of revenue stamps
13 Total income
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Taxes and fees
Surrender values
Agents balances charged off
Supplementary contracts
Legal expense
23 Total disbursements
26
Ledger Assets
906369 32
184244 33
10 80
289 43
1740 00
14901 90
125 96
482 17
140 00
1429 65
619 84
3 57
1108790 97
156468 92
1516 77
149287 71
18627 96
107624 88
6235 23
19173 44
4556 33
6 44
17314 86
281644 38
1390 04
17310 65
3049 15
784206 76
Mortgage loans per schedule B 2 216 304 50
27 Bonds at book value 37 699 92414
ComptrollebGeneeals Eepoet

29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Policy loans
Premium notes for renewal premiums
1443 16
107850 69
12158 24
1221674 27
26321 18
34 Total ledger assets as per balance No 24 3623451 96
NonLedger Assets
35 Interest due and accrued
37 Other items Net uncollected and deferred premiums
48746 91
69559 92
38 Total assets 3741753 79
39 Agents balances
41 Other items
Policy assets in excess of net value
Book value bonds over market value
Deduct Assets Not Admitted
12542 46
10924 63
307 05
42 Total not admitted assets
23774 14
43 Total admitted assets 3 717 984 65
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Unearned interest and premiums paid in advance
Special funds
50 Total amount of liabilities except capital
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 140779 07
36753 10
3327161 45
3938 34
3985 62
14306 34
32956 01
58104 72
3477205 58
53 Surplus protection to policyholders
54 Total liabilities
240779 07
3717984 65ComptrollerGenerals Report 415
Business in Force
No Amount
55 In force December 31 191414020 25143640 00
56 Written or renewed during year 3929 7373336 00
51 Sum 17949 32516976 00
58 Deduct ceased to be in force during year 3309 6 346 118 00
59 In force December 31 1915 14640 26170858 00
Business in Georgia
61 In force December 31 1914 579 1245295 00
62 Written or renewed during year 257 474 000 00
63 Sum 836 1719295 00
64 Deduct ceased to be in force during year 239 555 353 00
65 In force December 31 1915 597 1163942 00
66 Net losses paid during year 4 13 qqq qq
67 Net losses incurred during year 4 13 qoO 00
Investments in Georgia
3 Mortgage loans 513800 00
5 Policy loans 52097 9g
Total investments in Georgia 565 397 99
SECURITY MUTUAL LIFE INSURANCE CO OF BINGHAMTON N Y
Corner Court and Exchange Streets Binghamton N Y
Davis S Dickenson President Chas A LaDue Secretary
W A Wright ComptrollerGeneral Attorney for Service
Capital Stock
2 Ledger assets December 31 1915 7 016 206 89
Income
5 Gross premiums on new business 219958 13
6 Gross renewal premiums 1455 914 80
1675872 93
416
ComptrollerGenerals Eeport
7 Deduct amounts paid for reinsurance and
return premiums
5480 00
8 Total premiums 1670386 93
9 Interest and rents 346003 22
10 Profit on sale or increase by adjustment of assets 2442 95
11 Other sources
Income tax withheld 70 00
Dividends left with company to accumulate at interest 6195 82
13 Total income
2025098 92
Disbursements
14 Net amount paid policyholders for losses 614601 30
15 Legal and administrative expenses in adjustment of claims 10403 12
16 Commissions and allowances to agents
a First year 84486 71
b Renewal 93386 96
17 Salaries of officers and employees including branch offices 206578 88
18 Rents and interest 27601 20
19 Advertising printing postage telegrams etc 20785 77
20 Paid policyholders for dividends 115414 03
21 Loss on sale and decrease by adjustment of assets 3019 99
22 Other items
Taxes repairs and exam fees 003 1 1 S
Surrender values and matured endowments 436630 85
Paid on annuities and supplementary contracts 3349 43
Miscellaneous 55610 35
23 Total disbursements 1762249
Ledger Assets
25 Book value of real estate 738644 85
26 Mortgage loans per schedule B 1890257 50
27 Bonds at book value 2715f77 65
28 Stocks at book value 28675 00
29 Cash in office 6494 00
30 Deposits at interest per schedule N 190770 02
31 Deposits not at interest 90318 37
32 Agents balances net 23050 90
33 Other items
Suspense account 4736 45
Collateral loans 40000 00
Loans to policyholders 1499494 48
Premium notes on policies in force 50436 82ComptbolleeGeneeads Eepobt
Bills receivable
417
500 00
34 Total ledger assets as per balance No 24 7279056 04
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items
Bents accrued
Net amount uneollected and deferred premiums
104377 53
123355 15
857 00
207089 16
38 Total assets 7714734
Deduct Assets Not Admitted
39 Agents balances 23050 90
40 Bills receivable 500 00
41 Other items
Premium notes policy loans and other poli
cy assets in excess of net value and of
other liabilities on individual policies 10699 77
Book value bonds and stocks over market
value 51872 43
42 Total not admitted assets
3123 10
43 Total admitted assets 7628611 73
Liabilities
44 Net amount of unpaid losses and claims
45 Eeserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Credits account early policies
Income tax withheld
Account real estate judgment
Agents due bills outstanding
63288 00
6911581 00
314181 64
53640 03
25000 00
7177 74
70 00
4110 47
5301 53
50 Total amount of liabilities except capital 7384350 41
53 Surplus protection to policyholders 244261 37
54 Total liabilities
7628611 7S418 ComptrollerGenerals Report
Business in Force
No Amount
55 In force December 31 1914 30460 48410726 00
56 Written or renewed during year 4964 7713860 00
57 Sum 35424 56124586 00
58 Deduct ceased to be in force during year 3997 7207648 00
59 In force December 31 1915 31427 48916938 00
Business in Georgia
61 In force December 31 1914 1173 2125326 71
62 Written or renewed during year 142 283805 31
63 Sum 1315 2409132 02
64 Deduct ceased to be in foree during year 125 239511 73
65 In force December 31 1915 1190 2169620 29
66 Net losses paid during year 7 16436 03
67 Net losses incurred during year 5 14045 00
Investments in Georgia
2 Bonds State bonds 18000 00
3 Mortgage loans 154057 50
5 Policy loans 105865 3
6 Other items
Central Railway of Georgia 1708 62
Deposits on interest with banks 5500 00
Total investments in Georgia 319131 25
THE SOUTHERN STATES LIFE INSURANCE CO OF MITYLENE ALA
Wilmer L Moore President Frank Orme Secretary
Wm A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets December 31 1914 1522534 42
4 Extended at 1522534 42ComptbolleeGenebals Eepobt
419
Income
5 Gross premiums on new business 106 315 34
6 Gross renewal premiums 514 ggg gg
621002 00
7 Deduct amounts paid for reinsurance and
return premiums lg 934 qq
8 Total premiums 604 n8 0Q
9 Interest and rents 79 773 74
11 Other sources Suspense items lo27 go
Disbursements
14 Net amount paid policyholders for losses 92 455 66
16 Commissions and allowances to agents
a First year 6976
b Renewal 13473 31
17 Salaries of officers and employees 37 731 35
18 Rents and interest 3 qQQ qq
19 Advertising printing postage telegrams etc 17204 09
20 Paid policyholders for dividends 39113 10
21 Notes voided and surrender values 94 399 53
22 Other items
Supplementary contracts claims 650 00
Contg corns and bills rec 2 851 29
Expense certificate jq 20 00
Medical examinations 9 431 gi
Inspection of risks 5 087 23
General licenses and taxes insurance journals suspense and
incidentals 6199 g4
Officers traveling expenses actuarial municipal licenses
and taxes investment interest revenue tax directors
fees State examination legislative expense 10 759 50
Agency supervision and traveling expenses legal furniture
and fixtures State licenses and taxes 20 251 44
23 Total disbursements 4g4 ii 7g
Ledger Assets
26 Mortgage loans per schedule B 473 533 IS
27 Bonds at book value 118 671 58
29 Cash in office jg 285 95
30 Deposits at interest per schedule N 82809 01
31 Deposits not at interest 151 7g4 15
32 Agents balances net 1 423 53420
ComptrollerGenerals Eeport
33 Other items
Policy and automatic premium loans
Premium notes first year and renewal
Bills receivable
Loans secured by collateral
Furniture and fixtures
Personal
34 Total ledger assets as per balance No 24
NonLedger Assets
606093 58
83741 93
2264 84
196570 82
10870 60
140 75
1744189 87
35 Interest due and accrued
37 Other items
Net uncollected and deferred premiums
Miscellaneous
8756 32
3271556
736 75
38 Total assets 1786398 50
Deduct Assets Not Admitted
39 Agents balances 1423 53
40 Bills receivable 2264 84
41 Other items
Furniture and fixtures 10870 60
Personal 140 75
Premium notes and net prem in ex of res 12192 66
42 Total not admitted assets
48 Total admitted assets
26892 38
1759506 12
Liabilities
II Net amount of unpaid losses and claims 13446 00
45 Reserves or unearned premiums on risks outstanding 1518493 00
46 Dividends to policyholders declared but unpaid 991 44
47 Salaries and miscellaneous accounts due or accrued 504 29
48 Taxes due or accrued 3000 00
49 Other items
Premiums paid in advance 4585 87
Dividends left to accumulate and interest 45000 9642 15
Interest paid in advance 13399 77
Dividend payable in 1916 2230 S4
Commuted value of supplementary contracts not involving
life contingencies 4992 00
Coins eontg on payment notes 7032 73
Sund dep 1660 58ComptrollerGenerals Report 421
Reinsurance unpaid 2 455 sq
Due by company to agents 1689 y4
50 Total amount of liabilities except capital 1584123 30
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 75 382 82
53 Surplus protection to policyholders 175 382 82
54 Total liabilities lj759506 12
Business in Georgia
No Amount
61 In force December 31 1914 5I31 9679j64o 00
62 Written or renewed during year res pol 64
amount 13000000 922 1 671 081 00
63 Sum 6053 1350721 00
64 Deduct ceased to be in force during year pol
moved 22 4800000 1435 2548485 00
65 In force December 31 1915 4618 8802236 00
66 Net losses paid during year 20 43 085 46
67 Net losses incurred during year 23 48 085 46
Investments in Georgia
2 Bonds 86033 15
3 Mortgage loans 312375 00
4 Collateral loans j gg snn go
5 Policy loans 353026 00
Total investments in Georgia 948004 97
STANDARD LIFE INSURANCE COMPANY OF ATLANTA GA
200 Auburn Avenue Atlanta Ga
Heman E Perry President Harry H Pace Secretary
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets December 31 1914 119478 97
4 Extended at 119478 97422
ComptrollerGenerals Eepoet
Income
5 Gross premiums on new business 47602 82
6 Gross renewal premiums 24061 83
8 Total premiums
9 Interest and rents
11 Other sources Discount on accounts paid in advance
13 Total income
71664 65
6236 62
10 19
77911 46
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Premium notes voided
Agency sup
Branch office expenses
Medical fees etc
Furniture and fixtures
Taxes insurance department fees etc
Actuarial and accounting fees
23 Total disbursements
11222 00
667 45
13383 14
242 56
7431 00
900 00
4696 18
55 32
1426 71
981 48
2537 10
7829 69
131 38
1584 51
1020 00
55289 52
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule X
31 Deposits not at interest
33 Other items
Loans to policyholders
Premium notes on policies in force
34 Total ledger assets as per balance No 24
00
108447 35
1950 44
13610 60
14593 61
27 00
2671 91
142100 91
ComptrollebGenebals Eepobt
NonLedger Assets
35 Interest due and accrued
37 Other items
Furniture and fixtures
Agents balances secured
Net uneollected and deferred premiums
38 Total assets
Deduct Assets Not Admitted
39 Agents balances 904 55
41 Other items
Furniture and fixtures 3 429 24
Premium notes etc in excess of value 2388 45
Amortization of bonds 31 06
42 Total not admitted assets
43 Total admitted assets
423
1056 40
3429 24
904 55
18414 91
155906 01
6753 30
159152 71
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Premiums paid in advance
50 Total amount of liabilities except capital
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 4 585 03
53 Surplus protection to policyholders
54 Total liabilities
500 00
51799 46
1286 35
944 52
57 35
54567 68
104585 03
159152 71
Business in Force
55 In force December 31 1914
56 Written or renewed during year
57 Sum
58 Deduct ceased to be in force during year
1205000 00
1524000 00
2729000 00
784000 00
59 In force December 31 1915 1 944 910 00424 ComptrollerGenerals Eeport
Business in Georgia
61 Tn force December 31 1914 518750 00
62 Written or renewed during year 587750 00
63 Sum 1106500 00
64 Deduct ceased to be in force during year 298500 00
65 In force December 31 1915 808000 00
66 Net losses paid during year 3884 00
67 Xet losses incurred during year 3884 00
Investments in Georgia
2 Bonds 108447 35
3 Mortgage loans 800 00
Total investments in Georgia 109247 35
THE STATE LITE INSURANCE COMPANY OF INDIANAPOLIS IND
The State Life Building Tndianapolis Tnd
H W Bennett President Albert Salms Secretary
Capita Stock
2 Ledger assets December 31 1914 14331630 79
Income
5 Jniss premiums on new business 327493 94
6 Gross renewal premiums 2278562 15
Disability and accidental death 41273 00
2651329 09
7 Deduct amounts paid for reinsurance and
return premiums 6354 20
8 Total premiums 2044974 89
9 Interest and rents 879984 7
11 Other sources
Agents balances charged off 155 00ComptrollerGenerals Eeport 425
Considerations for supplementary contracts not involving
life contingencies qj9 qj
Dividends left with company to accumulate at interest 0381 20
13 Total income 3541437 23
Disbursements
14 Net amount paid polieyholders for losses and annuities 586883 73
15 Legal and administrative expenses in adjustment of claims 793 57
16 Commissions and allowances to agents
a First year 2O0798 6g
b Renewal 215027 13
17 Salaries of officers and employees 13g 070 27
18 Eents and interest 20 269 18
19 Advertising printing postage telegrams etc 26819 29
20 Paid polieyholders for dividends 303 286 13
22 Other items
Surrender values paid 394 33Q 87
Repairs taxes and licenses and furniture 103 599 36
Medical examiners inspections agency supervision and
travelling 56356 97
A1 other 55052 05
23 Total disbursements 9 099 987 21
Ledger Assets
25 Book value of real estate 1008 301 50
26 Mortgage loans per schedule B 9 432 619 29
27 Bonds at book value 4gj 799 gg
29 Cash in office 5 771 77
30 Deposits at interest per schedule N 332 194 85
32 Agents balances net 47150 28
33 Other items
Loans to polieyholders 4 344 445 77
Premium notes 7 526 75
34 Total ledger assets as per balance No 24 15773810 81
NonLedger Assets
35 Interest and rents due and accrued 186 740 70
36 Market value of assets over book value 207153 08
37 Other items
Net amount of uncollected and deferred premiums 146285 58
Unearned premiums for fire insurance 2 700 00
38 Total assets 16316690 17426 ComptbollebGenebals Bepoet
Deduct Assets Not Admitted
39 Agents balances 50959 37
41 Other items
Premium notes 6246 98
Book value of ledger assets over market
value 19227 00
42 Total not admitted assets 76433 35
43 Total admitted assets 16240256 82
Liabilities
44 Net amount of unpaid losses and claims 98001 35
45 Reserves or unearned premiums on risks outstanding 12932269 67
46 Dividends to policyholders declared but unpaid 255586 58
47 Salaries and miscellaneous accounts due or accrued 28830 04
48 Taxes due or accrued 64187 57
49 Other items
Premiums paid in advance 88321 21
Unearned interest 103614 21
Special reserve 194812 19
50 Total amount of liabilities except capital 13765622 86
52 Surplus over all liabilities 2474633 96
54 Total liabilities 16240256 82
Business in Georgia
No Amount
61 In force December 31 1914 2130 6736052 00
62 Written or renewed during year 332 788687 00
63 Sum 2462 7524739 00
64 Deduct ceased to be in force during year 281 799422 00
65 In force December 31 1915 2181 6725317 00
66 Net losses paid during year 18 38500 00
67 Xet losses incurred during year 18 38500 00
Investments in Georgia
3 Mortgage loans 1555059 50
5 Policy loans 370370 80
Total investments in Georgia 1925430 30ComptrollerGenerals Eeport
427
STATE MUTUAL LIFE ASSURANCE CO OF WORCESTER MASS
340 Main Street Worcester Mass
B H Wright President j w Gmel Secretary
William A Wright Insurance Commissioner Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 44 988 044 03
Income
5 Gross premiums on new business 840 842 47
6 Gross renewal premiums 5 725 083 18
7 Deduct amounts paid for reinsurance and
return premiums
6565925 65
28199 37
8 Total premiums 6537726 28
9 Interest and rents 2 195 334 81
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplemental contracts not involving life
contingencies
Dividends left with the company to accumulate at interest
Unadjusted surrender values premium notes restored from
lapse and dividends in liquidation of an agency bank ac
count
14553 56
80069 52
144116 21
4423 16
13 Total income
8976223 54
Disbursements
14 Net amount paid policyholders for losses 3983 049 25
15 Legal and administrative expenses in adjustment ftf claims 411 52
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Supplementary contracts etc
Taxes and licenses
291881 43
369500 37
155622 84
58485 39
59061 22
1335913 01
78063 61
122944 02
150821 26
428 CoMPTBOLLERGeNERALs REPOBT
Medical fee and inspection 65361 58
Real estate expenses 32096 70
Agency and administration expenses 117904 20
23 Total disbursements 6821116 46
Ledger Assets
25 Book value of real estate 1738000 00
26 Mortgage loans per schedule B 15860936 06
27 Bonds at book value 19928084 01
28 Stocks at book value 1536196 38
29 Cash in office 4325 52
30 Deposits at interest per schedule N 440657 74
33 Other items
Loans to policyholders 7603895 87
Premium notes 24881 00
Loans on personal security 6174 53
34 Total ledger assets as per balance No 24 47143151 11
NonLedger Assets
35 Interest due and accrued 636321 56
36 Market value of assets over book value 34803 62
37 Other items
TJncollected and deferred premiums 872789 7
Checks mailed on annuities due January 1 1916 204 10
38 Total assets 48689107 17
Deduct Assets Not Admitted
41 Other items Loans on personal security 6319 00
43 Total admitted assets 48682788 17
Liabilities
44 Net amount of unpaid losses and claims 111858 67
45 Reserves or unearned premiums on risks outstanding 42501868 00
46 Dividends to policyholders declared but unpaid 1439882 16
47 Salaries and miscellaneous accounts due or accrued 14959 57
48 Taxes due or accrued 110000 00
49 Other items
Interest and premiums in advance 61519 45
ComptbolleeGeneeals Repobt 429
Present value of supplemental contracts 410225 81
Dividends to accumulate and accrued interest 574804 71
Special reserve 239365 06
50 Total amount of liabilities except capital 45464483 43
52 Surplus over all liabilities 3218304 74
54 Total liabilities 48682788 17
Business in Force
55 In force December 31 1914 177895473 00
56 Written or renewed during year 22102422 00
57 Sum 199997895 00
58 Deduct ceased to be in force during year 11680380 00
59 In force December 31 1915 188317515 00
Business in Georgia
61 In force December 31 1914 20091S1 00
62 Written or renewed during year 183739 00
63 Sum 2192920 00
64 Deduct ceased to be in force during year 292555 00
65 In force December 31 1915 1900365 00
66 Net losses paid during year 22988 49
67 Net losses incurred during year 27988 49
THE TRAVELERS INSURANCE COMPANY OF HARTFORD CONN
700 Main Street Hartford Connecticut
Louis F Butler President James L Howard Secretary
Harry M Thompson Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 74302105 52
4 Extended at 74302105 52430
ComptrollerGenerals Eeport
Income
5 Qross premiums on new business 2086325 61
6 Gross renewal premiums 9279909 37
6 Extra premiums for disability benefits 20862 38
7 Deduct amounts paid for reinsurance and
return premiums 398811 54
8 Total premiums 10988285 82
9 Interest and rents 3812837 25
10 Profit on sale or increase by adjustment of assets 97 166 80
11 Other sources
Recovered from mortgage loans previously charged off 3100 00
Profit and loss miscellaneous 11 50
Consideration for supplementary contracts not involving
life contingencies 588316 07
13 Total income 15489717 44
Disbursements
14 Net amount paid polieyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid polieyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Paid for claims on supplementary contracts not involving
life contingencies
Taxes licenses and fees
Dividends to stockholders
M ortgage loan expense
All other disbursements
23 Total disbursements
6509986 04
11819 33
689587 41
466588 43
847605 87
148649 OS
100403 42
63340 56
391586 70
619420 54
281857 10
280000 00
31340 57
143007 39
10586258 50
Ledger Assets
2291350 10
25 Book value of real estate
26 Mortgage loans per schedule R 34 403118
27 Bonds at book value 28 380 930 00
28 Stocks at book value 1 185 998 58
30 Deposits at interest per schedule E 589217 91ComptrollerGenerals Eeport
431
31 Deposits not at interest
32 Agents balances net
33 Other items Policy loans
650 97
150 00
12355848 48
34 Total ledger assets as per balance No 24 79206564 46
NonLedger Assets
35 Interest due and accrued
36 Market value of assets stocks over book value
37 Other items Net amount of uncollected and deferred
premiums
1294997 19
528572 42
1417283 45
38 Total assets 82447417 52
Deduct Assets Not Admitted
39 Agents balances 150 00
41 Other items
Overdue and accrued interest on bonds
in default 121251 33
Book value of special deposits in excess
of corresponding liabilities 211445 73
42 Total not admitted assets
43 Total admitted assets
332847 06
82114570 46
Liabilities
44 Net amount of unpaid losses and claims 422078 89
45 Reserves or unearned premiums on risks outstanding 74075065 62
46 Dividends to policyholders declared but unpaid 335792 72
47 Salaries and miscellaneous accounts due or accrued 41897 89
48 Taxes due or accrued 406516 00
49 Other items
Unearned interest and rent paid in advance 261759 08
Liability on cancelled policies on which a surrender value
may be demanded 25807 00
Premiums paid in advance on risks not yet accepted by
the company 5160 21
Special and contingency reserves 480405 DO
50 Total amount of liabilities except capital 76054482 41
53 Surplus protection to policyholders 6060088 05
54 Total liabilities 82114570 46432 ComptrollerGenerals Report
Business in Force
Risks Amounts
55 In force December 31 1914 134199 348589793 00
56 Written or renewed during year 24242 79237156 00
57 Sum 158441 427826949 00
58 Deduct ceased to be in force during year 11153 33011744 00
59 In force December 31 1915 147288 394815205 00
Business in Georgia
61 In force December 31 1914 1715 5230285 00
62 Written or renewed during year 289 767752 00
63 Sum 2004 5998037 00
64 Deduct ceased to be in force during year 156 429851 00
65 In force December 31 1915 1848 5568186 00
66 Net losses paid during year 24 79633 00
67 Net losses incurred during year 23 77633 00
Investments in Georgia
2 Bonds 646342 00
Mortgage loans 1476900 00
5 Policy loans 571656 00
Total investments in Georgia 2694898 00
THE UNION CENTRAL LIFE INSURANCE CO OF CINCINNATI OHIO
17 W Fourth Street Cincinnati Ohio
Jesse R lark President George I Williams Secretary
T H Daniel Attorney for Service
Capital Stock
1 Amount of paidup capital 500000 00
2 Ledger assets Dec 31 1914 100372168 85
4 Extended at 100372168 85ComptrollerGenerals Report
433
5 Gross premiums on new business 2510915 65
6 Gross renewal premiums 12173553 98
Total premiums 14684469 63
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Consideration for supplementary contracts not involving
life contingencies
Dividends left with company to accumulate at interest
Proceeds of policies left with co to accumulate at int
Other receipts
1494782 94
12535 39
428496 37
12156 95
218601 46
85341 52
13 Total income 21936384 26
14
15
16
17
18
19
20
21
22
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
b Renewal and annuities
Salaries of officers and employees
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Other payments to policyholders
Taxes
Medical examiners fees and inspection of risks
Mortgage loan expense
All other disbursements
3706580 57
148 00
851455 57
784500 54
533585 82
191488 02
123162 77
2751086 42
1291 33
6027821 33
357590 19
108548 90
400830 82
892364 11
23 Total disbursements 16 730 454 39
Ledger Assets
25 Rook value of real estate 3 519 g2g 35
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule E
31 Deposits not at interest
1116236 01
25000 00
1424 89
908572 36
5733 40434
ComptrolleeGknekals Report
33 Other items
Loans to polieyholders 18779106 49
Premium notes 2222199 22
34 Total ledger assets as per balance No 24105578098
NonLedger Assets
35 Interest and rents due and accrued 3659387
37 Other items Net amount of uncollected and deferred
premiums 645211
38 Total assets 109882696
Deduct Assets Not Admitted
41 Other items
Premium notes policy loans and other
policy assets in excess of net value 656 90
Book value of real estate over market
value 496973 9S
28
02
97
42 Total not admitted assets
497630 88
43 Total admitted assets 109385066
Liabilities
44 Net amount of unpaid losses and claims 277329
45 Reserves or unearned premiums on risks outstanding 88307240
46 Dividends to polieyholders declared but unpaid 4458398
47 Salaries and miscellaneousaccounts due or accrued 334715
48 Estimated amount payable for taxes 243236
49 Other items
Surplus on life rate endowments and deferred dividend
policies 7961346
Present value of installment settlements 1091252
Dividends left to accumulate at interest 14454
Premiums paid in advance 78347
Other liabilities 443786
09
29
00
61
95
39
00
00
28
57
38
50 Total amount of liabilities except capital and surplus 103210106
51 Capital actually paid in cash 500000 00
52 Surplus over all liabilities 5674959 62
17
53 Surplus protection to polieyholders 6174959 62
54 Total liabilities 109385066 0955
56
57
58
59
61
62
63
64
65
66
67
ComptrollerGenerals Eeport 435
Business in Force
In force December 31 1914400637613 00
W ntten or renewed during year 63164545 00
J 463802158 00
Deduct ceased to be in force during year 33826 612 00
In force December 31 1915429975546 00
Business in Georgia
In force December 31 1914 18 150 374 00
W ntten or renewed during year 3695529 00
21846103 00
Deduct ceased to be in force during the year 2296633 00
In force December 31 1915 19549470 M
Net losses paid during year 187 166 22
Net losses incurred during year 187l66 22
Investments in Georgia
Mortgage loans ng gg
P1Cyl0anS 872470 58
Other items Premium notes 139 866 87
Total investments in Georgia 1127 448 03

UNITED LIFE AND ACCIDENT INSURANCE COMPANY
OF CONCORD NEW HAMPSHIRE
24 South Main Street Concord New Hampshire
Clarence E Carr President Allen HoHiSj Secretary
W A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 410 000 00
2 Ledger assets Dec 31 1914 542 321 76
3 Increase of paidup capital during year 100000 00
4 Extended at mm 7436
ComptrolleeGeneeals Report
Income
5 Gross premiums on new business
6 Gross renewal premiums
32566 08
10939 94
8 Total premiums 43506 02
9 Interest and rents 29705 66
10 Profit on sale or increase by adjustment of assets 147 50
11 Other sources
Deposits on account of pending insurance 169 03
Premium received on sale of stock represented by increase
of capital 70061 77
13 Total income 143589 98
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
22 Other items
Agency supervision and travelling expenses branch office
expenses medical examinations inspections directors
fees legal expense furniture and fixtures repairs and
expenses on real estate taxes insurance department li
censes and fees revenue stamps premiums for fidelity
bonda and fire insurance on furniture and agents bal
ances charged off
8608 63
1 85
11874 ill
8 62
19804 31
1879 33
6657 94
38400 38
23 Total disbursements
87236 02
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
17150 94
274300 00
398857 94
452 44
1234 74
5876 50
803 16
34 Total ledger assets as per balance No 24 698675 72ComptrollerGenerals Report
437
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items
Net uncollected and deferred premiums
Assets to cover part paid subscriptions to stock
38 Total assets
Deduct Assets Not Admitted
39 Agents balances 803 16
42 Total not admitted assets
43 Total admitted assets
11210 55
4744 98
3465 50
23196 84
741293 59
803 16
740490 43
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Deposits on account pending insurance
Liability for part paid subscription to stock
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
410000 00
281345 50
264 29
22278 00
530 64
2700 00
175 16
23196 84
49144 93
53 Surplus protection to polieyholders
54 Total liabilities
691345 50
740490 43
Business in Force
Risks Amount
55 In force December 31 1914 175 327000 00
56 Written or renewed during year 694 1 162 500 00
57 Sum 869 1489500 00
58 Deduct ceased to be in force during year 94 149500 00
59 In force December 31 1915 775 1340000 00438 CompteollebGenebals Repoet
Business in Georgia
62 Written or renewed during year 37
64 Deduct ceased to be in force during year 8
65 In force December 31 1915 29
85000 00
16000 00
69500 00
THE VOLUNTEER STATE LIFE INSURANCE CO OF CHATTANOOGA
TENNESSEE
James Building Chattanooga Tennessee
Z C Patten President V C Stacy Secretary
A W Lamar Attorney for Service
Capital Stock
1 Amount of paidup capita
2 Ledger assets Dec 31 1914
100000 00
1927370 10
4 Extended af 1927370 19
Income
5 Gross premiums on new business
6 Gross renewal premiums
123123 19
529516 24
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
From gross income from adjustment bonds
From agents balances charged off
Worthless premium notes previously written off
Gain from checks not returned for payment
Deposit by Mercury Reinsurance Co
Premiums paid in advance increase
Mortgage loan expense credit
652639 43
140043 52
35 29
45 00
89 90
3630 11
234 58
5000 00
NT 26
210 28
13 Total income 802645 37
Disbursements
14 Net amount paid policyholders for losses 138382 50
15 Legal and administrative expenses in adjustment of claims 3404 88ComptrollerGenerals Report
439
16 Commissions and allowances to agents
a First year
b Renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
23 Total disbursements
80695 63
25223 63
39365 93
2923 00
10964 27
29418 64
4 08
187498 20
517880 76
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Policy loans
Premium notes
34 Total ledger assets as per balance No 24
NonLedger Assets
1451 00
1325616 69
230189 04
200 00
74460 67
9131 09
3096 50
538441 28
29548 53
2212134 80
35 Interest due and accrued 39843 31
37 Other items Net amount uncollected and deferred prem
iums 50429 60
38 Total assets 2302407 71
Deduct Assets Not Admitted
39 Agents balances
41 Other items
4051 00
2881 43
42 Total not admitted assets 2295475 28
Liabilities
44 Net amount of unpaid losses and claims 21840 00
45 Reserves or unearned premiums on risks outstanding 1265 23
46 Dividends to policyholders declared but unpaid 19597 63440
ComptbollebGeneeals Eepoet
47
49
50
51
52
Salaries and miscellaneous accounts due or accrued
Other items
425 00
2057873 49
Total amount of liabilities except capital 2195475 28
Capital actually paid in cash 100000 00
Surplus over all liabilities 94473 93
194473 93
53 Surplus protection to polieyholders
54 Total liabilities 2295475 2S
Business in Force
55
56
57
58
59
61
62
No Amounts
In force December 31 1914 11710 21525884 00
Written or renewed during year 2687 5970892 00
Sum 14397 27496776 00
Deduct ceased to be in force during year 2185 4068088 00
In force December 31 1915 12212 23428688 00
Business in Georgia
In force December 31 1914 1355 2238139 00
Written or renewed during year 188 321600 00
63 Sum
64 Deduct ceased to be in foree during year
1543 2559739 00
358 611298 00
65 lu force December 31 1915 1185 194S441 00
67 Net losses incurred during year 9 14853 00
Investments in Georgia
1 Real estate 1451 00
3 Mortgage loans 503055 HO
5 Policy loans 5327n 57
Total investments in Georgia 557776 57MISCELLANEOUS COMPANIES
THE AETNA ACCIDENT AND LIABILITY CO OF HARTFORD CONN
650 Main Street Hartford Conn
M G Bulkeley President J S Rowe Secretary
Comptroller General Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets December 31 1914 3328266 87
4 Extended at 3328266 87
Income
5 Gross premiums on new business 3846393 86
7 Deduct amounts paid for reinsurance and
return premiums 1109305 69
8 Total premiums 2737088 17
9 Interest and rents 133014 94
11 Other sources Agents balance charged off 11 25
13 Total income 2870114 36
Disbursements
14 Net amount paid policyholders for losses 641050 79
15 Legal and administrative expenses in adjustment of claims 71626 92
16 Commissions and allowances to agents 613694 40
17 Salaries of officers and employees 360488 67
18 Rents and interest 46021 28
20 Paid policyholders for dividends 100000 00
22 Other items
San Francisco convention expenses 63235 74
Inspections 9077 61
Taxes 9401176
Legal expense 1653 20
Advertising 11743 72
Printing and stationery 35253 99
Postage tel and tel 30937 43442
ComptrollerGenerals Eeport
Furniture and fixtures
Sundry expenses
Investment expense
Agents balances charged off
23 Total disbursements
17605 71
J4770 52
3084 16
404 41
2114660 31
Ledger Assets
26 Mortgage loans per schedule B 872950 00
27 Bonds at book value 1276677 09
28 Stocks at book value 519095 65
29 Cash in office 706 54
30 Deposits at interest per schedule N 286622 44
31 Deposits not at interest 188084 IS
32 Agents balances net 45027 34
33 Other items
Loans secured by bonds and stocks or the collateral 418950 00
Equity in funds of New York Excise Reinsurance Associa
tion 20805 11
Bills receivable and suspense accounts 9103 S5
Advance traveling expense and commissions 1336 52
34 Total ledger assets as per balance No 24 4044604 92
NonLedger Assets
35 Interest due and accrued 43081 34
36 Market value of assets over book value 235250 26
37 Other items
Due from reinsurance companies on paid losses 5021 28
Salvage estimated value of real estate first mortgage
100000000 56250 00
Salvage recoverable LaSalle Street Trust Savings Bank
Chicago 111 9059 80
38 Total assets 4394249 60
Deduct Assets Not Admitted
40 Bills receivable and suspense accounts 9103 85
41 Other items Advance traveling expenses
and commissions 1336 52
42 Total not admitted assets
10440 37
43 Total admitted assets 4383809 23ComptrollebGenebals Repoet
443
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
45 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Estimated expense of investigation of unpaid claims
Reinsurance
Investment expense
State tax on capital stock
Bills due account N Y Excise Reinsurance account
447635 ly
1457712 25
25000 00
118747 36
37938 25
10443 42
11099 54
1965 41
52500 00
713 85
50 Total amount of liabilities except capital 2163755 27
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 1220053 96
53 Surplus protection to policyholders 2220053 96
54 Total liabilities 4383809 23
Investments in Georgia
2 Bonds 40 road and bridge bonds maturity 1941
35000 00
AMERICAN CASUALTY COMPANY OF READING PA
Fifth and Penn Streets Reading Pa
E P Van Reed President Harvey H Shorno Secretary and Treasurer
J B Marbury Attorney for Service
Capital Stock
1 Amount of paidup capital 330500 00
2 Ledger assets December 31 1914 644925 92
4 Extended at 644925 92
Income
5 Gross premiums on new business and re
newals 584100 08
444
CompteolleeGteneeals Bepoet

7 Deduct amounts paid for reinsurance and
return premiums
104471 34
8 Total premiums
9 Interest and rents
11 Other sources Commission on bonding business written
13 Total income
47962s 74
28785 51
647 65
509061 90
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and
renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Salaries travelling and other expenses of agents
iledical examiners fees and salaries
Inspections other than medical and claim
Repairs and expenses on real estate
Taxes on real estate
State tax on premiums
Insurance department licenses and fees
Federal corporation tax revenue stamps Pennsylvania tax
on capital stock
Legal expenses
Postage telegraph telephone and express
Furniture and fixtures
Sundry expense and subscriptions
Agents balances charged off
23 Total disbursements
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
29 i ash in office
30 Deposits at interest per schedule X
33 Other items
Premiums in course of collection
Bills receivable
178316 91
11758 73
130591 12
30820 57
4595 50
6298 97
26440 00
177 50
14005 4S
424 50
2117 39
1131 7
447 00
6085 01
1842 35
7900 95
105 90
2818 7S
1258 63
1503 91
L084 46
429725 44
50000 111
213400 00
301248 88
448 38
90131 54
68522 43
511 15
34 Total lodger assets as per balance No 24
724202 38ComptrollerGenerals Eeport
445
NonLedger Assets
35 Interest due and accrued
38 Total assets
Deduct Assets Not Admitted
40 Bills receivable
41 Other items
Premiums in course of collection
Schedule D bonds
511 15
5898 38
1499 04
42 Total not admitted assets
43 Total admitted assets
Liabilities
44 Net amount of unpaid losses and claims
45 Eeserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Commissions brokerage and other charges due to agents or
brokers on policies effectual on or after October 1 1915
Reinsurance
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
330500 00
109385 26
53 Surplus protection to polieyholders
54 Total liabilities
6643 47
730905 85
7908 57
722997 28
85371 76
169317 67
372 77
8682 34
19060 15
307 33
283112 02
439885 26
722997 28
THE AMERICAN CREDITINDEMNITY COMPANY OF NEW YORK
80 Maiden Lane New York N Y
E if Treat President Jos J Gross Secretary
R S Witherspoon Attorney for Service
Capital Stock
1 Amount of paidup capital 350000 00
2 Ledger assets December 31 1914 1483573 05
4 Extended at 1483573 05446
CompteolleeGenebals Repoet
Income
5 Gross premiums on new business and re
newals 678903 67
7 Deduct amounts paid for reinsurance and
return premiums 38286 03
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Premium notes previously charged off
13 Total income
640617 64
60604 45
1633 09
1071 82
7039S
00
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and
renewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid stockholders for dividends amount declared during
year
21 Loss on sale and decrease by adjustment of assets
22 Other items
Other legal expenses
State taxes on premiums and insurance department licenses
and fees
All other licenses fees and taxes
Furniture and fixtures includes chargeoff since organiza
tion of company
Agents balances charged off
All other disbursements
23 Total disbursements
468452 80
16617 58
154826 60
70723 28
7353 40
19627 02
7000 00
2638 12
5370 13
13884 23
7778 117
45544 48
5526 55
7046 16
832389 82
Ledger Assets
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
917505 13
326051 42
391 56
39087 20
14434 51ComptbollebGeneeals Kepobt
447
33 Other items
Bills receivable
Premium notes
10679 20
46961 71
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest accrued
38 Total assets
Deduct Assets Not Admitted
1355110 73
13020 98
1368131 71
39 Agents balances j
40 Bills receivable
41 Other items
Premium notes past due
Market value of special deposits in excess
of liabilities
Book value of bonds and stocks over market
value
17195 49
10679 20
5182 55
5274 99
138423 55
42 Total not admitted assets
43 Total admitted assets
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued esti
mated salaries
48 Taxes due or accrued
49 Other items
Commissions due or to become due to agents on or after
October 1 1915
Advance premiums one hundred per cent
Contingent reserve for guarantees to policyholders
Total unearned premiums
176755 78
1191375 93
56026 00
248886 53
5000 00
10056 93
2086 79
5935 00
8000 00
304497 32
50 Total amount of liabilities except capital 640488 57
51 Capital actually paid in cash 350000 00
52 Surplus over all liabilities 200887 36
53 Surplus protection to policyholders
54 Total liabilities
550887 36
1191375 93BmmmKmmmmmaamKm
HHB
448 ComptrollerGenerals Eeport
Business in Force
55 In force December 31 1914 675927 50
56 Written or renewed during year 678903 67
57 Sum 1354831 17
58 Deduct ceased to be in force during year 741059 95
59 In force December 31 1915 613771 22
Deduct reinsurance 7218 75
60 Total 606552 47
Advance premiums December 31 1915 5935 00
Net premiums in force December 31 1915 600617 47
Business in Georgia
61 In force December 31 1914 10715 78
62 Written or renewed during year 9518 61
63 Sum 20234 39
J4 Deduct ceased to be in force during year 11328 57
65 In force December 31 1915 8905 82
66 Net losses paid during year 7853 36
67 Net losses incurred during year 7S53 36
AMERICAN LIFE AND ACCIDENT INSURANCE COMPANY OF
KANSAS CITY MISSOURI
Lathrop Building Kansas City Mo
John W Cooper President C C Call Secretary
G A Morris Attorney for Service
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets December 31 1914 123746 28
4 Extended at 123746 28
ComptbollebGenebals Eepobt 449
Income
5 Gross premiums on new business and re
newals 160969 51
7 Deduct amounts paid for reinsurance and
return premiums 265 15
8 Total premiums 160704 36
9 Interest and rents g 194 gg
11 Other sources Policy fees and eel 33168 73
13 Total income 199977 75
Disbursements
14 Net amount paid polieyholders for losses 75239 58
15 Legal and administrative expenses in adjustment of claims 465 71
16 Commissions and allowances to agents
a First year 49617 41
b Renewal 54939 40
17 Salaries of officers and employees 9056 34
18 Rents and interest 3 024 08
19 Advertising printing postage telegrams etc 4051 69
22 Other items
Medical examinations 212 95
Tax on premiums 2 764 52
Insurance department 752 44
Miscellaneous taxes and fees 125 40
Municipal licenses 377 25
Surety bonds 71 g3
Branch office salaries 234 68
Miscellaneous expense 730 87
Officers travelling expense 108 84
Error last report 08
Furniture and fixtures 92 95
23 Total disbursements 202 464 82
Ledger Assets
25 Book value of real estate 104300 00
27 Bonds at book value 100 00
29 Cash in office 4 531 09
30 Deposits at interest per schedule N 2189 96
33 Other item
Policy fees or renewals effective on or after October 1 1915 10138 16
34 Total ledger assets as per balance Xo 24 121259 21450
CoMPTROLLERGtENERALs BePORT
NonLedger Assets
35 Interest due and accrued
37 Other items
Furniture and fixtures
Printing and stationery
Deduct Assets Not Admitted
41 Other items
Furniture and fixtures
Printing and stationery
2500 00
2000 00
42 Total not admitted assets
43 Total admitted assets
50 Total amount of liabilities except capita
51 Capita actually paid in cash
52 Surplus over all liabilities
100000 00
8202 28
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
55 In force December 31 1914
56 Written or renewed during year
57 Sum
58 Deduct censed to be in force during year
2259 18
2500 00
2000 00
38 Total assets 128018 39
4500 00
123518 39
Liabilities
44 Net amount of unpaid losses and claims 2560 95
45 Reserves or unearned premiums on risks outstanding 3740 51
47 Salaries and miscellaneous accounts due or accrued 764 47
48 Taxes due or accrued 2408 10
49 Other items
Return premiums 1102 11
Due on advances 1355 89
Salaries to agents 342 63
Commission and brokerage 3041 45
15316 11
108202 28
123518 39
5675 39
160969 51
166644 90
159163 88
59 in force December 31 1915
7481 02ComptrollerGenerals Report 451
Business in Georgia
62 Written or renewed during year 11128 46
66 Net losses paid during year 5748 34
AMERICAN SURETY COMPANY OF NEW YORK
100 Broadway New York N Y
F W Lafrentz President Wm A Brandt Secretary
H N Hutchinson Attorney for Service
Capital Stock
1 Amount of paidup capital 5000000 00
2 Ledger assets December 31 1914 9220079 86
4 Extended at 9220079 86
Income
5 Gross premiums on new business and re
newals 4650904 03
7 Deduct amounts paid for reinsurance and
return premiums 1440765 90
Total premiums 3210138 13
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Cheeks of other parties in process of collec
tion December 31 1915 2804 58
Checks of other parties in process of collec
tion December 31 1914 2792 36
501284 82
636705 50
12 22
Federal income tax retained December 31
1915 1078 91
Federal income tax retained December 31
19H 960 00
118 91
13 Total income 4348259 58452
ComptrollerGeneral s Eepokt
Disbursements
14 Net amount paid policyholders for losses 902482 20
15 Legal and administrative expenses in adjustment of claims 97329 67
16 Commissions and allowances to agents First year and re
newal 593298 06
17 Salaries of officers and employees 437633 75
18 Bents and interest 52707 50
19 Advertising printing postage telegrams etc 90694 92
20 Paid stockholders for dividends 250000 00
21 Loss on sale and decrease by adjustment of assets 510076 31
22 Other items
Reference and guide books 1872 28
Traveling expenses 13992 60
References 189 65
Law library 904 50
Petty expenses 4496 39
Stock registration 250 00
Insurance 246 71
Surety association expenses 2440 51
Towner rating bureau 2500 00
Collection fees 1132 98
Donations 100 00
Special examinations 564 06
Soliciting division 1232 22
Brokerage on investments 1173 68
Repairs and expenses on real estate including 7500000
rent of building leases for 99 years 163346 23
Federal State and municipal taxes licenses and fees 190174 71
Salaries traveling and all other expenses of agents not paid
by commissions 862496 68
Legal expenses t 2 M4 93
Furniture and fixtures 13996 89
Inspections 1687N 24
Decrease in unpaid reinsurance 24423 04
Decrease in advance premiums 26758 15
23 Total disbursements 4267676 86
Ledger Assets
25 Book value of real estate 3166047 91
26 Mortgage loans per schedule B 24795 69
27 Bonds at book value 1481320 00
28 Stocks at book value 2443895 00
21 a sli in office 6354 01
30 Deposits at inli icst per schedule N 902852 56
31 Deposits not at interest 310041 64ComPTROLLEBGtENEBALs BePOBT
32 Agents balances net
33 Other items
Salvage recoverable
Reinsurance recoverable
Loans secured by pledge of bonds stocks or other collateral
34 Total ledger assets as per balance No 24
NonLedger Assets
453
739910 25
154055 62
389 90
1 71000 00
9300662 58
35 Interest due and accrued g
36 Appraised value of assets over book value
37 Other items Eents due and accrued on companys prop
erty or lease
38 Total assets
Deduct Assets Not Admitted
305718 84
33557 48
248952 09
6508 32
9589680 47
39 Agents balances
41 Other items Market value of special depos
its in excess of corresponding liabilities
per special deposit schedule page 10
135521 09
42 Total not admitted assets
441239 93
43 Total admitted assets 9 jg 440 54
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Reinsurance
Premiums paid in advance
Checks of other parties in process of collection
Federal income tax retained
Commissions brokerage and other charges due or to become
due to agents
740 229 19
2053118 17
65071 43
49868 39
44837 61
16343 61
2804 58
1078 91
67560 IK
50 Total amount of liabilities except capital
51 Capital actually paid in cash 5000000 00
52 Surplus over all liabilities 1101528 47
3046912 07
53 Surplus protection to policyholders
54 Total liabilities
6101528 47
9148440 54454 ComptrollerGenerals Report
Business in Force
55 In force December 31 1914 1159270414
56 Written or renewed during year 1255983498
57 Sum 2415253912
58 Deduct ceased to be in force during year 1349020040
59 In force December 31 1915 1066233872
Business in Georgia
61 In force December 31 1914 15049905
62 Written or renewed during year 17788067
63 Sum 32S37972
64 Deduct ceased to be in force during year 17891502
65 In force December 31 1915 14946470
66 Net losses paid during year 28032 10
67 Net losses incurred during year 23221 00
Investments in Georgia
2 Bonds State of Georgia 4 registered bonds issued
October 11 1897 due January 1 1916 25000 00
THE AUTOMOBILE INSURANCE COMPANY OF HARTFORD CONN
650 Main Street Hartford Connecticut
M G Bulkeley President J S Rowe Secretary
Comptroller General Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 791247 56
Increase of paidup capital during year 700000 00
4 Extended at 1491247 56CompteollebGeneeals Kepoet
455
Income
5 Gross premiums on new business 1015588 68
7 Deduct amounts paid for reinsurance and
return premiums 270 415 92
8 Total premiums
9 Interest and rents
11 Other sources Account of surplus paid in
745172 76
23719 82
700000 00
13 Total income t i
8892 58
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Bents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
22 Other items
Sundry expense
Investment expense
Certificate fees
San Francisco expense
239214 63
10026 83
186350 59
14609 40
11741 71
69644 20
28000 00
548 43
168 10
10 89
28294 31
23 Total disbursements
588609 09
Ledger Assets
26 Mortgage loans per schedule B 69500 00
Loans secured by collateral or ooo 00
27 Bonds at book value 1 350 125 00
29 Cash in office gg 55
30 Deposits at interest per schedule N 790 855 58
32 Agents balances net 95 797 30
33 Other items Suspense accounts bills receivable and adv
travelling expense 187 62
34 Total ledger assets as per balance No 24 2371531 05
NonLedger Assets
35 Interest due and accrued 16 639 85
38 Total assets 2338170 90m
456
ComptbolleeGenebals Kepobt
39
41
Deduct Assets Not Admitted
Agents balances 9040 89
Other items
Book value of ledger assets over market
value 1085 00
Suspense accounts bills receivable and
adv travelling expenses 187 62
42
43
Total not admitted assets
Total admitted assets
10313 51
2377857 39
Liabilities
44
45
46
47
48
49
50
51
52
53
54
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions
State tax on capital stock
Investment expense
Total amount of liabilities except capital
Capital actually paid in cash 1000000 00
Surplus over all liabilities 910443 94
43345 86
360611 53
10000 00
22812 87
16402 33
3725 86
10500 00
15 00
467413 45
Surplus protection to policyholders
Total liabilities
1910443 94
2377857 39
Business in Force
56
57
58
59
Risks
In force December 31 1914 14121956
Written or renewed during year 78772409
Sum 92894365
Deduct ceased to be in force during year 52593388
In force December 31 1915 40300977
Deduct amount reinsured 1239053
Premiums
325104 39
1015588 68
1340693 07
669704 75
I 670988 32
12293 95
60 Total 39061924 058694 37ComptrollerGenekals Eeport
457
CASUALTY COMPANY OF AMEKICA OF NEW YOEK
68 William Street New York City
Edward L Hearn President John S Jenkins Secretary
T B Atkins Attorney for Service
Capital Stock
1 Amount of paidup capital 750000 00
2 Ledger assets Dec 31 1914 3416436 21
4 Extended at 3416436 2i
Income
5 Gross premiums on new business and re
newals 5055083 23
7 Deduct amounts paid for reinsurance and
return premiums 1507257 79
8 Total premiums 3547825 44
9 Interest and rents g3 231 gg
10 Profit on sale or increase by adjustment of assets 35299 50
11 Other sources
Policy fees required or represented by applications 175 00
Novelty account HO 00
Contributions to capital 187 500 qq
13 Total income 3834141 62
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newals
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
State taxes on premiums
Insurance Dept licenses and fees
Federal corporation tax
Miscellaneous licenses
Directors fees
Workmens compensation commission
1457941 42
520180 24
912651 10
2811273 82
34746 63
49568 67
15700 00
48218 57
7283 68
5101 76
2882 87
2380 00
2495 06S
458
ComptrollerGenerals Eeport
Furniture and fixtures
Stockholders dividend
Inspections other than medical and claim
Entertainment
Office supplies
Subscriptions
Revenue stamps war tax
Agents convention
Home office travelling expenses
Workmens compensation service bureau
Expense covering purchase of Royal Casualty Co
Expense covering purchase of Casualty Co of the South
Expense covering purchase of American Assurance Corp
Special fidelity reinsurance account
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits al interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Collateral loans
Unadjusted premiums
Due from U S internal revenue
Workmens compensation commission fund
Workmens compensation reinsurance bureau
Equity in New York State excise fund
Hills receivable
10604 97
45000 00
37908 91
2371 99
572 93
1021 10
14138 55
11814 61
32434 90
11649 56
11875 14
371 09
17454 61
1000 00
23 Total disbursements 3538467 18
338000 00
7082610 03
841621 00
636S 23
S7J41 65
272608 64
899142 43
26883 42
128261 83
142 60
10000 00
69103 30
17437 20
6720 32
34 Total ledger assets as per balance No 24 3712110 65
NonLedger Assets
35 Interest due and accrued
38 Total assets
25590 30
3737700 95
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
75308 65
6720 32CompteollebGenebals Eepobt 459
41 Other items Market value of special de
posits in excess of corresponding lia
bilities per special deposit schedule 18495 10
42 Total not admitted assets 100 524 07
43 Total admitted assets 3637176 ss
Liabilities
44 Xet amount of unpaid losses and claims 1 481 832 65
45 Reserves or unearned premiums on risks outstanding 1174 845 88
47 Salaries and miscellaneous accounts due or accrued 4 038 23
48 Taxes due or accrued 3g 74
49 Other items
Estimated expenses of investigation and adjustment of
unpaid claims 10j000 m
Commissions brokerage and other charges due agents or
brokers 140622 08
Reinsurance premiums and losses due other companies 23 483 84
50 Total amount of liabilities except capital 2 873 569 67
51 Capital actually paid in cash 750000 00
52 Surplus over all liabilities 13 607 21
53 Surplus protection to policyholders 7g3 go7 1
54 Total liabilities 363717g 88
THE COLUMBIAN NATIONAL LIFE INSURANCE COMPANY
OF BOSTON MASSACHUSETTS
Arthur E Childs President William H Brown Secretary
Alfred C Newell Attorney for Service
Income
1 Gross premiums written and renewed during year Acci
dent 366743 35 Health 155032 97 total 521776 32
2 Deduct reinsurance Accident 11508 51
health 3295 11 total 14803 62
3 Deduct return premiums on policies can
celled Accident 23638 71 health
6028 28 total 29666 99460
ComptbollebGenebals Eepoet
4 Deduct prems on policies not taken Acci
dent 87542 74 health 29517 69
total 117060 43
5 Total deductions Accident 122689 96 health 38841
08 total
6 Net premiums Accident 244053 39 health 116191 89
total
Disbursements
1 Gross amount paid for losses Accident 10665 61
health 70627 18 total
2 Deduct reinsurance Accident 1204 96
health 2627 78 total
5 Net amount paid policyholders for losses Accident 105
453 65 health 67999 40 total
18 Investigation and adjustment of claims viz Accident
1052 12 health 1412 71 total
24 Commissions or brokerage less amount received on return
premiums and reinsurance for the following classes Ac
cident 83745 25 health 37360 00 total
29 Salaries fees and all other compensation of officers di
rectors trustees and home office employees
30 Salaries travelling and all other expenses of agents not
paid by commissions
31 Medical examiners fees and salaries
32 Inspection other than medical and claim
33 Rents including 2000 02 for companys occupancy of its
own buildings
36 State taxes on premiums
37 Insurance department licenses and fees
40 State and municipal licenses and fees
41 Personal property taxes
43 Legal expenses
44 Advertising
45 Printing and stationery
46 Postage telegraph telephone and express
47 Furniture and fixtures
49 Other disbursements
Home office expense
Home office travelling expense
Exchange
54 Agents balances charged off
57 Total disbursements
161531 04
360245 28
177285 79
3832 74
173453 05
1 L 2464 83
121105 25
24145 37
3740 78
1603 50
980 50
4965 59
5140 92
855 00
90 00
6 14
3226 94
473 11
5041 74
2001 04
388 66
2215 52
801 17
56
251S 27

355226 94
ComptrollerGenerals Eeport
Ledger Assets
8 Premiums in course of collection viz On
policies or renewals issued on or after
October 1 1915 Accident 38102 18
health 11476 62 total 49578 80
On policies or renewals issued prior to Oc
tober 1 1915 Accident 2550 00
health 1275 36 total 3825 36
461
25 Total
NonLedger Assets
42 Reinsurance due per schedule E 1j
Deduct Assets Not Admitted
50 Premiums in course of collection written prior to Oct 1
1915 i
Liabilities
1 Losses and claims adjusted Accident 1582 09 health
1855 19 total
2 Losses and claims reported or in process of adjustment
Accident 36696 61 health 19564 42 total
3 Losses and claims incurred but not reported Accident
9300 00 health 4000 00 total
4 Losses and claims resisted Accident 5550 00 health
350 00 total
5 Total losses and claims Accident 53128 70 health 25
769 61 total
6 Deduct reinsurance per schedule E Accident 4116 96
health 1764 82 total
7 Net unpaid claims except liability and workmens com
pensation claims excluding expenses of investigation
and adjustment Accident 49011 74 health 24
004 79 total
21 Estimated expenses of investigation and adjustment of un
paid claims Accident 800 00 health 400 00 total
Total unearned premiums
29 Commissions brokerage and other charges due or to be
come due to agents or brokers on policies issued on or
after October 1 1914 viz Accident 16079 15 health
4321 51 total
34 Salaries rents expenses bills accounts fees etc due or
accrued

53404 16
1815 01
3825 36
3437 28
56261 03
13300 00
5900 00
78898 31
5881 78
73016 53
1200 00
153789 44
20400 66
1259 31

462 ComptrollerGenerals Report
35 Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
40 Eeinsurance
48 Total accident and health liabilities
Business in the State of Georgia During 3915
1 Gross premiums less return premium on risks written or
renewed during the year Accident 8540 62 health
6113 35 total
2 Gross losses paid Accident 3322 63 health 5521 24
total
5944 67
2100 73
257711 34
14653 97
8843 87
CONTINENTAL CASUALTY COMPANY OF CHICAGO ILLINOIS
910 S Michigan Avenue Chicago 111
H G B Alexander President W H Betts Secretary
W A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 300000 00
2 Ledger assets Dec 31 1914 2166390 16
4 Extended at 2166390 16
Income

5 Gross premiums on new business and re
newals 3515780 82
7 Deduct amounts paid for reinsurance and
return premiums 752708 64
8 Total premiums 2763072 IS
9 Interest and rents 18309 06
10 Profit on sale or increase by adjustment of assets iMH1 09
11 Other sources
From agents balances previously charged off 1426 9
Borrowed money 30000 00
Policy fees represented by applications 80192 00
13 Total income 2948441 22ComptrollerGenekals Keport
463
Disbursements
14 Net amount paid polieyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid polieyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Travelling and other expenses of agents
Medical examiners fees
Inspections
Real estate tax etc
Insurance dept fees and tax
Legal expenses
Furniture and fixtures
General expenses etc
Agents balances charged off
Borrowed money paid back
Policy fees
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable
Furniture and fixtures
Cash in hands of postmasters and treas in transit
Workmens comp reins bureau
Collateral loans
1196200 77
30970 63
723472 06
265354 37
39720 82
58749 23
60000 00
68 82
209221 44
13994 73
4651 48
176 40
87190 97
30236 21
1015 84
22011 63
5149 97
30000 00
80192 00
23 Total disbursements 2858377 37
60000 00
460500 00
322131 48
282080 00
2815 00
115647 38
6566 52
53356 17
3205 90
85116 68
111050 81
2400 28
480 00
34 Total ledger assets as per balance No 24 2256454 01
NonLedger Assets
35 Interest due and accrued 2569 20
38 Total assets 2269023 21464
ComptbollebGenebals Beport
Deduct Assets Not Admitted
39 Agents balances 53356 17
40 Bills receivable 3205 90
41 Other items
Furniture and fixtures 85116 68
Premiums due before October 1 1915 3934 30
Book value of stocks and bonds over
market value 22490 95
42 Total not admitted assets
43 Total admitted assets
168104 00
2100919 21
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Reinsurance
income tax
Voluntary reserve
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
300000 00
300000 00
188990 92
964519 42
11069 81
30000 00
5368 78
646 43
168065 85
1500919 21
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
55 In force December 31 1914if
56 Written or renewed during year
600000 00
2100919 21
1638072 08
3515780 82
57 Sum
58 Deduct ceased to be in force during year
5153852 HO
3199420 79
59 In force December 31 1915 1954432 11
Investments in Georgia
3 Mortgage loans 5200 00ComptrollerGenerals Keport
465
FEDERAL LIFE INSURANCE COMPANY OF CHICAGO ILL
166168 North Michigan Avenue Chicago 111
Isaac Miller Hamilton President C S Rannells Secretary
Capital Stock
1 Amount of paidup capital 300000 00
2 Ledger assets Dec 31 1914 3232417 54
4 Extended at 3i232417 54
Income
5 Gross premiums on new business and re
newals 76564 75
7 Deduct amounts paid for reinsurance and
return premiums 5073 51
8 Total premiums 71 45 94
11 Other sources All other income as shown in life statemt 863275 75
13 Total income 943230 99
Disbursements
14 Net amount paid policyholders for losses 31514 53
15 Legal and administrative expenses in adjustment of claims 686 46
16 Commissions and allowances to agents 34 gyg 53
17 Salaries of officers and employees 8 713 57
19 Advertising printing postage telegrams etc 3 302 84
22 Other items
State taxes on premiums 944 04
Insurance department licenses and fees 276 45
BomS6s 330 00
Exchange 82 89
Miscellaneous expenses 81 68
Information bureau 417 qq
Agents balances charged off 783 39
All other disbursements life department 555612 29
23 Total disbursements 637 72 47
Ledger Assets
33 Other items Premiums in course of collection 75 10466
ComptrollerGenerals Report
NonLedger Assets
NonLedger assets as shown in life statement
38 Total assets
Deduct Assets Not Admitted
42 Total not admitted assets as shown in life statements
43 Total admitted assets
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
Commission brokerage etc
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Additional liabilities as shown in life state
125159 02
3663160 18
72416 29
3590743 89
4395 15
3999 91
22 53
50 00
1121 56
3229285 48
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
3238274 63
300000 00
52469 26
53 Surplus protection to policyholders
54 Total liabilities
352469 26
3590743 89
Business in Force
55 In force December 31 1914
56 Written or renewed during year
Sum
58 Deduct ceased to be in force during year
59 In force December 31 1915
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
1779 25
76564 75
78344 00
76794 73
1549 27
1 25
318 55
63 Sum
64 Deduct ceased to be in force during the year
319 80
131 80
In force December 31 1915 187 95
06 Nel losses paid during year 14 50
67 Net losses incurred during yearv 46 16ComptbollebGeneeals Eepoet
467

FEDERAL CASUALTY COMPANY OF DETROIT MICHIGAN
479 Woodward Avenue Detroit Michigan
V D Cliff President L E Daiy Secretary
W A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dec 31 1914 421674 73
4 Extended at 421674 73
Income
5 Gross premiums on new business 336907 28
7 Deduct amounts paid for reinsurance and
return premiums 514 07
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
13 Total income
336393 21
21917 17
9161 88
407810 26
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
3 7 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Office supplies
Genera expenses
Taxes
Medical examiners fees and salaries
133701 65
1133 96
146881 87
30516 30
7768 94
7217 73
50000 00
13753 33
238 70
908 17
11560 69
1350 42
23 Total disbursements 406 209 35
Ledger Assets
25 Rook value of real estate
26 Mortgage loans per schedule B
99109 98
16000 00468
ComptbollebGenebals Repobt
27
28
29
30
34
35
38
41
42
43
44
47
48
49
50
51
52
i
54
BO
56
57
58
59
Bonds at book value
StocKS at book value
Cash in office
Deposits at interest per schedule N
Total ledger assets as per balance No 24
NonLedger Assets
Interest due and accrued
Total assets
256500 00
46893 75
2081 18
2690 73
423275 64
Deduct Assets Not Admitted
Other items Book value of ledger assets
over market value 14 728 75
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Interest due or accrued
Commissions brokerage etc
Advance premium 100
Total amount of liabilities except capital
Capita actually paid in cash 200000 00
Surplus over all liabilities 169071 2
Surplus protection to policyholders
Total liabilities
Business in Force
In force December 31 1914
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31 1915
6441 38
429717 02
14728 75
41498S 27
20796 44
500 00
6500 00
2000 00
8600 00
13617 54
45913 98
369074 29
414
10535 10
336393 21
346928 31
333310 77
13617 14CompteollebGtenebals Eepoet
469
FIDELITY AND DEPOSIT COMPANY OF MARYLAND
N W Corner Charles and Lexington Streets Balto Md
Edwin Warfield President
Robert S Hart Secretary
Capital Stock
1 Amount of paidup capital 3000000 00
2 Ledger assets Dec 31 191412244770 98
4 Extended at
12244770 98
Income
5 Gross premiums on new business and re
newas 8983151 57
7 Deduct amounts paid for reinsurance and
return premiums 2 195 397 23
8 Total premiums
9 Interest and rents cn n
10 Profit on sale or increase by adjustment of assets
11 Other sources
Commissions and fees
Increase in returned premiums allowed but not claimed
over 1914
Increase in premiums due for reinsurance
From agents balances previously charged off
13 Total income
54 34
510631 63
109998 22
1725 65
24173 72
24361 06
472 06
7459116 68
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newals
17 Salaries of officers and employees
18 Bents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Expenses of agents and medical fees etc
Taxes
2495517 49
411913 77
1638790 77
457653 40
73645 79
193317 80
480000 00
85204 31
805223 36
311471 95470
ComptrollerGenerals Report
Repairs and expenses on real estate
Legal expenses
Various expenses
47793 36
36762 63
385067 25
23 Total disbursements 7422361 S8
Ledger Assets
25 Book value of real estate 2658776 15
26 Mortgage loans per schedule B 268977 34
27 Bonds at book value 4271036 25
28 Stocks at book value 1810187 50
29 Cash in office 1901 32
Cash in branch offices etc 135030 26
30 Deposits at interest per schedule N 996751 20
31 Deposits not at interest 184689 42
32 Agents balances net 1666925 69
33 Other items
New York excise 50530 56
Deposit with New York State workmens comp com 2500 00
Amount due by suspended banks judgments etc 22538 42
Salvage due from reinsuring companies sched E col 1 12238 31
34 Total ledger assets as per balance No 24 12082082 42
NonLedger Assets
35 Interest due and accrued 901 38
37 Other items Salvage due from reinsurance companies 62 54
38 Total assets 12083046 34
Deduct Assets Not Admitted
39 Agents balances 675395 9
41 Other items Market value of special de
posit in excess of corresponding lia
bilities 373854 48
42 Total not admitted assets
1049249 77
13 Total admitted assets 11033796 57
Liabilities
44 Net amount of unpaid losses and claims 2182954 03
45 Reserves or unearned premiums on risks outstanding 3297543 54
47 Salaries and miscellaneous accounts due or accrued 20000 00ComptbollebGenebals Eepobt 471
48 Taxes due or accrued 110 000 00
49 Other items
Estimated expenses of investigation and adjustment of
claims 39429 78
Returned and reinsurance premiums 243 823 45
Various special reserves 346 947 70
50 Total amount of liabilities except capital 6240698 50
51 Capital actually paid in cash 3000000 00
52 Surplus over all liabilities 1793098 07
53 Surplus protection to policyholders 4793 098 07
54 Total liabilities 11033796 57
Business in Georgia
61 In force December 31 1914 67 790 65
62 Written or renewed during year 75 377 45
63 sm 143168 10
64 Deduct ceased to be in force during the year 88788 23
65 In force December 31 1915 54379 87
Investments in Georgia
2 Bonds 50000 00
FRANKFORT GENERAL INSURANCE COMPANY OF NEW YORK N Y
123 William Street New York N Y
C H Franklin United States Manager and Attorney
Thomas J Lynch Attorney for Service
Capital Stock
1 Statutory deposit capital 250000 00
2 Ledger assets December 31 1914 1498879 44
4 Extended at 1498879 44
Income
5 Gross premiums on new business and re
newals 1154207 65472
CompteolleeGenekals Eepoet
7 Deduct amounts paid for reinsurance and
return premiums 193861 14
8 Total premiums
9 Interest and rents
11 Other sources
Policy fees required or represented by applications
Bemittanee from home office
Equity in Workmens Comp Reinsurance Bureau
960346 51
48764 01
15354 41
50866 24
14237 01
13 Total ineome 1089568 18
Disbursements
14 Net amount paid policyholders for losses 557189 97
15 Legal and administrative expenses in adjustment of claims 116014 63
16 Commissions and allowances to agents First year and
renewal 189741 40
17 Salaries of officers and employees 93328 96
18 Eents and interest 9142 75
19 Advertising printing postage telegrams etc 20327 35
21 Decrease by adjustment in book value of ledger assets
bonds 19147 15
22 Other items
Inspections other than medical and claim 29924 39
Policy fees retained by agents 15354 41
State tax on premiums and insurance department licenses
and fees 21850 47
Municipal and Federal fees licenses and taxes 4979 53
Legal expenses 480 26
Miscellaneous expenses 11672 89
23 Total disbursements 1088154 16
Ledger Assets
27 Bonds at book value
29 ash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balance net Premiums in course of collection
Other items
Equity in workmens compensation reins bureau
Deposit in New York State Compensation commission
asi in hands of trustees
1285131 70
1380 00
38329 03
4892 10
142459 30
20883 97
250 00
6967 30
34 Total ledger assets as per balance No 24 1500293 46ComptrollerGenerals Eeport
473
NonLedger Assets
35 Interest due and accrued
38 Total assets
14065 79
Deduct Assets Not Admitted
1514359 25
39 Agents balances prior to Oct 1 1915 14755 59
41 Other items
Book value of ledger assets over market
value bonds 98212 82
Back balance German Nat Bank of
Pittsburgh Pa closed 180 99
42 Total not admitted assets
43 Total admitted assets
113149 40
1401209 85
Liabilities
44 Net amount of unpaid losses and claimsi
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash 250000 00
52 Surplus over all liabilities 215481 54
53 Surplus protection to policyholders
54 Total liabilities
549757 33
340947 76
28023 22
17000 00
935728 31
465481 54
1401209 85
GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORATION
LTD OF NEW YORK CITY
55 John Street New York New York
Frederick R Richardson XJ S Manager Thomas C Moore Comptroller
H C Geiger Attorney for Service
Capital Stock
1 Amount of paidup capital
statutory deposit 250000 00
2 Ledger assets Dec 31 1914 3318476 86
4 Extended at 3318476 86474
ComptrollerGenerals Eeport
Income
5 Gross premiums on new business and re
newals 4333154 23
7 Deduct amounts paid for reinsurance and
return premiums 1269200 58
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Poliey fees
Remittance from home office
Agents balances previously charged off
Borrowed money
3063953 65
92071 49
3381 94
172000 00
825000 00
4325 48
130000 00
13 Total income 4290732 56
Disbursements
14 Net amount paid policyholders for losses 1827665 47
15 Legal and administrative expenses in adjustment of claims 380054 47
16 Commissions and allowances to agents
Poliey fees 172000 00
Commissions and allowances 862146 92
17 Salaries of officers and employees 273253 97
18 Rents and interest 37784 76
19 Advertising printing postage telegrams etc 140570 74
21 Loss on sale and decrease by adjustment of assets 19443 69
22 Other items
Taxes licenses fees etc 103581 85
Medical fees and inspections 64396 38
Agents balances charged off 02573 99
Borrowed money repaid 290000 00
23 Total disbursements 4233488 24
Ledger Assets
25 Book value of real estate
2 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
21579 81
12400 00
1827883 16
2742H4 38
16688 55
140341 72
3715 95ComptrollerGenerals Report
32 Agents balances net
33 Other items Special cash deposits
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
37 Other items Reinsurance due on paid losses
475
835956 59
12208 02
3375721 18
24001 99
2686 62
38 Total assets 3402409 79
Deduct Assets Not Admitted
39 Agents balances 305181 14
41 Other items Book value of stocks bonds
and real estate over market value 122232 14
Excess of special deposits over liabilities 66379 00
42 Total not admitted assets
43 Total admitted assets
493792 28
2908617 51
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Commissions due agents
1077336 79
1115109 60
11607 76
53806 42
149933 03
50 Total amount of liabilities except capital 2407793 60
51 Capital actually paid in cash 250000 00
52 Surplus over all liabilities 250823 91
53 Surplus protection to policyholders
54 Total liabilities
500823 91
2908617 51476
ComptrollerGenerals Eeport
GENERAL INDEMNITY CORP OF AMERICA ROCHESTER N Y
1050 University Avenue Rochester New York
Hiram R Wood President Ralph M Barstow Secretary
H H Cohen Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dec 31 1914 304126 42
4 Extended at
304120 42
Income
5 Gross premiums on new business 72275 00
7 Deduct amounts paid for reinsurance and
return premiums 922 82
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
Disbursements
71352 18
13410 52
550 24
13 Total income 389439 36
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
22 Other items
State tax on premiums
Legal expenses
Insurance department licenses and fees
Furniture and fixtures
Internal revenue stamps
General expenses
23 Total disbursements
4978 63
60 00
1166 33
283 99
278 26
1501 14
172 02
466 65
223 46
9131 08
Ledger Assets
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
341120 01
iu 09
32392 07ComptrollerGenebals Eepobt 477
31 Deposits not at interest 3 245 22
33 Other items Premiums in course of collection 3 416 29
34 Total ledger assets as per balance No 24 380 308 28
NonLedger Assets
35 Interest due and accrued 4 ggg gg
38 Total assets 385195 08
Liabilities
45 Reserves or unearned premiums on risks outstanding 57654 23
49 Other items Reserved for taxes 1 308 71
50 Total amount of liabilities except capital 58 962 94
51 Capital actually paid in cash 200000 00
52 Surplus over all liabilities 126 232 14
53 Surplus protection to policyholders 326 232 14
54 Total liabilities 385195 08
Business in Force
55 In force December 31 1914 11 842 50
56 Written or renewed during year 72 275 00
5J Sum 84117 50
58 Deduct ceased to be in force during year 922 82
59 In force December 31 1915 83 194 68
Business in Georgia
61 In force December 31 1914 50 00
62 Written or renewed during year 945 00
63 Sum 995 00
64 Deduct ceased to be in force during the year 25 06
65 In force December 31 1915 969 94478
ComptrollerGenerals Eepobt
GLOBE INDEMNITY COMPANY OF NEW YORK CITY
45 William Street New York City
Henry W Eaton President A Duncan Reid Secretary
W R Hoyt Attorney for Service
Capital Stock
1 Amount of paidup capital 750000 00
2 Ledger assets Dec 31 1914 4033085 89
4 Extended at 4033085 89
Income
5 Gross premiums on new business and re
newals 5437930 83
7 Deduct amounts paid for reinsurance and
return premiums 1678001 32
8 Total premiums 3759929 51
9 Interest and rents 143188 99
10 Profit on sale or increase by adjustment of assets 11159 94
13 Total income 3914278 44
Disbursements
14 Net amount paid policyholders for losses 1339507 07
15 Legal and administrative expenses in adjustment of claims 209769 18
16 Commissions and allowances to agents Firstyear and re
newal 77524 09
17 Salaries of officers and employees and inspections 524024 63
18 Rents and interest 19502 12
19 Advertising printing postage telegrams etc 161607 46
21 Loss on sale and decrease by adjustment of assets 2845 49
23 Total disbursements 3090780 04
Ledger Assets
27 Bonds at book value 2799973 85
28 Stocks at book value 697646 50
30 Deposits at interest per schedule N 523049 13
32 Agents balances net premiums in course of collection 75477 82ComptbollebGenebals Eepoet
479
33 Other items
Internal revenue stamps
Agents balances and sundry accounts
Workmens compensation reinsurance
New York State workmens compensation deposit
34 Total ledger assets as per balance No 24
NonLedger Assets
3145 58
5408 39
72103 14
484 88
4856584 29
35 Interest due and accrued
37 Other items LaSalle Street Trust Sav Bk salvage
39439 16
10000 00
38 Total assets 4906023 45
Deduct Assets Not Admitted
39 Agents balances premiums in course of
collection effective prior to Oct 1 1915
41 Other items
llarket value of special deposits in excess
of liabilities
Bonds and stocks
Agents balances and sundry accounts
55220 42
130128 91
65740 35
5408 39
42 Total not admitted assets
43 Total admitted assets
256498 07
4649525 38
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Return premiums
Reinsurance
Agents credit balances
Voluntary reserve for claims and contingencies
50 Total amount of liabilities except capital
51 Capital actually paid in cash 750000 00
52 Surplus over all liabilities 505445 35
1110719 72
1790968 79
10000 00
65000 00
4362 29
8548 30
3309 74
250000 00
3394080 03
53 Surplus protection to policyholders 1255445 35

54 Total liabilities 4649525 38480
ComptholleeGeneeals Report
HARTFORD ACCIDENT AND INDEMNITY CO OF HARTFORD CONN
125 Trumbull Street Hartford Conn
E M Bissell President Jas L D Kearney Secretary
Norman E Moray VicePresident and General Manager
Egleston and Prescott Attorneys for Service
Capital Stock
1 Amount of paidup capital 800000 00
2 Ledger assets Dec 31 1914 2033218 32
3 Increase of paidup capital during year 50000 00
4 Extended at 2083218 32
Income
5 Gross premiums on new business and re
newals 3207346 15
7 Deduct amounts paid for reinsurance and
return premiums 844686 70
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
2362659 45
78968 30
1651 12
13 Total income 2443278 87
Disbursements
14 Net amount paid policyholders for losses 525757 30
15 Legal and administrative expenses in adjustment of claims 120791 97
16 Commissions and allowances to agents First year and re
newals 411106 45
17 Salaries of officers and employees 282033 81
State tax on premiums ins dept licenses etc 23237 97
18 Rents and interest 26519 82
19 Advertising printing postage telegrams etc 91231 77
Agents balances charged off 108 89
21 Loss on sale and decrease by adjustment of assets 220 00
22 Other items
Inspections 45201 92
Licenses fees and taxes 24169 08
Publication fees 665 11
Examination of company by Treasury Dept 982 31
Subject to publication 1296 87
Subject to localboard 8464 61ComptrollerGenerals Beport
Surety bonds and insurance
Rental tabulating machine
Subject to accident and health inf bureau home office
general expense
481
1479 47
1869 06
3767 19
23 Total disbursements
1568903 60
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
Bills receivable
33 Other items
Agents sundry balances etc
Funds in hands of work comp reins bureau per cert
Funds in hands of N Y State work comp comm
Reinsurance recoverable on paid losses
Internal revenue stamps on hand etc
34 Total ledger assets as per balance No 24
190000 no
1583012 11
5025 81
549391 71
23457 87
575881 08
4135 33
3086 08
21063 60
457 70
09 63
2012 67
2957593 59
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
26300 82
9087 89
38 Total assets 2992982 30
Deduct Assets Not Admitted
39 Agents balances 3086 08
40 Bills receivable 4135 33
41 Other items
Premiums in course of collection effec
tive prior to October 1 1915 23970 05
Market value of special deposit in ex
cess of corresponding liabilities 8345 69
42 Total not admitted assets
39537 15
43 Total admitted assets 2953445 15482
ComptrollerGenerals Report
Liabilities
44 Net amount of unpaid losses and claimsj
47 Salaries and miscellaneous accounts due or accrued
49 Other items
Estimated expense of investigation and adjustment of un
paid claims
Total unearned premiums as shown by recapitulation
Commissions brokerage and other charges due or to be
come due to agents or brokers etc
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
Voluntary contingent reserve
50 Total amount of liabilities except capital
51 Capital actually paid in cash 800000 00
52 Surplus over all liabilities 370993 41
305581 14
3328 55
2700 00
1118091 24
122766 81
29984 00
200000 00
1782451 74
53 Surplus protection to policyholders
54 Total liabilities 2953445 15
THE HAETFOED STEAM BOILEE INSPECTION AND INSUEANCE
COMPANY OF HAETFOED CONNECTICUT
56 Prospect Street Hartford Connecticut
L B Brainerd President has S Blake Secretary
Win A Wright Attorney for Service

Capital Stock
1 Amount of paidup capital 2000000 00
2 Ledger assets Dec 31 1914 5877366 23
3 Increase of paidup capital during year 1000000 00
4 Extended at 6877366 23
Income
5 Gross premiums on new business and re
newals 1947463 28
7 Deduct amounts paid for reinsurance and
return premiums 233976 56
8 Total premiums 1713486 72ComptrollerGenerals Report
483
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Inspections
13 Total income
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Eents
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
258749 16
9146 55
39458 42
2020840 85
80428 53
530 96
246757 11
74703 81
11000 00
1009019 11
1120000 00
751 66
23 Total disbursements 2543191 18
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items Cash in course of transmission
34 Total ledger assets as per balance No 24
NonLedger Assets
90000 00
1448245 00
3449960 97
684544 94
49359 36
120229 58
467157 62
45518 43
6355015 90
35 Interest due and accrued
38 Total assets
92778 26
Deduct Assets Not Admitted
6447794 16
39 Agents balances 45651 53
41 Other items
Market value special deposits over lia
bilities 41619 80
Book value bonds and stocks over market
value 126106 51
42 Total not admitted assets
43 Total admitted assets
213377 84
6234416 32H
484
ComptrollerGenerals Eeport
Liabilities
44 Net amount of unpaid losses anil claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
50 Total amount of liabilities except capital
51 Capital actually paid in cash 2000000 00
52 Surplus over all liabilities 1570753 42
33988 00
2473007 92
84301 22
50000 00
22365 76
2663662 90
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
3570753 42
6234416 32
55 In force December 31 1914
56 Written or renewed during year
57 Sum
58 Deduct ceased to be in force during year
59 In force December 31 1915
Business in Georgia
til Written or renewed during year
Investments in Georgia
2 Bonds
4516586 96
1947463 28
6464050 24
1712838 31
4751211 93
1836 67
201000 00
INTERSTATE CASUALTY COMPANY OF BIRMINGHAM ALABAMA
Clark Building Birmingham Alabama
Henry B Gray President H M Archibald Secretary
Win A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 300000 00
2 Ledger assets Dec 31 1914 539303 19
4 Extended at 539303 19ComptrollebGenebals Eeport
Income
485
5 Gross premiums on new business j
7 Deduct amounts paid for reinsurance and
return premiums
251979 29
105100 88
8 Total premiums
9 Interest and rents
11 Other sources
Advanced by the agency company for taxes
Borrowed money
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Bents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Insurance department licenses and fees
Legal expenses
Taxes and expenses on real estate
Agents balances charged off
Borrowed money repaid
1914 liability paid off agency company
Deposit on bond
Lawsuit F C Gregory
23 Total disbursements
Ledger Assets
25 Hook value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable
Speeial agents balances
146878 41
21362 95
1254 02
22500 00
13 Total income 19199g 38
Disbursements
59307 35
1207 14
47929 51
11914 74
1024 74
3266 10
3996 06
1978 97
2254 94
1206 43
6741 95
37750 00
396 06
400 00
550 00
179923 99
149000 00
26687 00
278275 00
192 87
41751 23
52350 11
2330 56
787 81

34 Total ledger assets as per balance No 24
551374 58486
ComptrolleeGenebals Repoet
NonLedger Assets
35 Interest due and accrued
37 Other items Notes C D Ebersole first mortgage
2221 22
1664 12
38 Total assets 555259 92
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
8632 38
2330 56
42 Total not admitted assets
43 Total admitted assets
10962 94
544296 98
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
48 Taxes due or accrued
49 Other items Commissions on premiums in course of collec
50 Total amount of liabilities except capital
51 Capital actually paid in cash 300000 00
52 Surplus over all liabilities 126986 03
79408 00
19101 77
3500 00
15301 18
117310 95
53 Surplus protection to policyholders
54 Total liabilities
426986 03
544296 98

INTERSTATE LIFE AND ACCIDENT CO OF CHATTANOOGA TENN
Hamilton National Bank Building Chattanooga Tennessee
H D Huffaker President Ins E Watkins Assistant Secretary
Win A Wright Attorney for Service
iiitil Stock
1 Amount of paidup capital 150558 00
2 Ledger assets Dec 31 1914 161983 89
3 Increase of paidup capital durin year 46200 00
4 Extended at 208183 89ComptrollerGenerals Eeport
487
Income
6 Gross renewal premiums 200 075 20
7 Deduct amounts paid for reinsurance and
return prems and flat cancellations 5082 86
8 Total premiums t
9 Interest and rents
11 Other sources Application fees
13 Total income
194992 34
7615 01
3044 17
205651 52
Disbursements
14 Net amount paid policyholders for losses 83558 15
15 Legal and administrative expenses in adjustment of claims 253 00
16 Commissions and allowances to agents Renewal 98340 95
17 Salaries of officers and employees 10 999 96
18 Rents and interest 3 no fi
19 Advertising printing postage telegrams etc 4466 U
22 Other items
Taxes and insurance department licenses 4 751 rl
General expenses and collection and exchange 809 55
Legal expense 700 93
Business purchased j 050 60
Medical examiner erg m
23 Total disbursements 208 566 1
Ledger Assets
26 Mortgage loans per schedule B 108 132 44
27 Bonds at book value 7800 qq
29 Cash in office 4 20i6 2
30 Deposits at interest per schedule N 50 539 go
31 Deposits not at interest 6 559 g7
33 Other items
Due agents and others 3 gi 19
Premiums in course of collection 3 449 95
Bills receivable lc867 9Q
Collateral loans 171
Printing and stationery 900 00
Furniture and fixtures 4 gg8 j 3
34 Total ledger assets as per balance No 24 201 069 40488 CompteolleeGenebals Eepoet
NonLedger Assets
35 Interest due and accrued
38 Total assets
Deduct Assets Not Admitted
10867
40 Bills receivable
41 Other items
Furniture and fixtures
Printing and stationery
Bank of Concord doubtful
90
4868 13
1200 00
1200 00
42 Total not admitted assets
43 Total admitted assets
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Due agents and others
Reinsurance
All other liabilities
Reserve for weekly ind life ele
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
150558 00
10109 09
53 Surplus protection to policy holders
54 Total liabilities
4253 04
205322 44
18136 03
187186 41
3000 00
2850 00
1566 93
2600 00
1001 72
100 00
2900 67
12500 00
26519 32
164867 09
187186 41CompteolleeGenebals Repobt
489
LLOYDS PLATE GLASS INSURANCE CO OF NEW YOEK CITY
William T Wo pDdf WilUam Street Nw Y City
vvmiam r Woods President Charles P w nv
T Plnvrt t CJlarIes E W Chambers Secretary
J Hoyd Johnson Attorney for Service
Capital Stock
1 Amount of paidup capital 250000 00
Ledger assets Dec 31 1915 006753 92
4 Extended at
1006753 92
Income
5 Gross premiums on new business and re
newals
7 672306 06
7 Deduct amounts paid for reinsurance and
return premiums
110232 44
8 Total premiums
9 Interest and rents
11 Other sources Income tax collected at source
13 Total income
562073 62
46765 11
151 80
608990 53
Disbursements
14 Net amount paid policyholders for losses
16 Commissions and allowances to agents Firstyear and re
newal
17 Salaries of officers and employees
18 Rents and interest
18 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Taxes licenses and fees
Salaries and expenses of special agents
Repairs and expenses on real estate
Legal expense
Stockholders dividends
Furniture and fixtures
Sundries
197081 29
190195 46
76072 79
12339 20
13472 10
1850 05
28275 47
10708 34
5697 12
1679 98
50000 00
183 05
7608 89
23 Total disbursements
595163 74
490
ComptrollebGeneeals Eepoet
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
31 Deposits not at interest
32 Agents balances net
255763 18
78000 00
294433 77
259556 76
2783 52
26138 27
90076 42
34 Total ledger assets as per balance No 24 1006753 92
NonLedger Assets
35 Interest due and accrued
36 Market value of real estate over book value
37 Other items
Rents due
Salvage glass on hand
Sundry accounts
38 Total assets
4424 48
19236 82
275 00
6156 54
145 00
1036991 76
Deduct Assets Not Admitted
39 Agents balances I
41 Other items
Salvage glass on hand
Sundry accounts
Market value of special deposits
Book value of bonds and stocks over mar
ket value
42 Total not admitted assets
2532 86
6156 54
145 00
24910 81
52009 66
85754 87
43 Total admitted assets 951236 89
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
48 Taxes due or accrued
49 Other items
Return premiums
Building reserve fund
Income tax collected at source
Commissions and brokerage due agents
36447 41
295930 73
12000 00
418 09
330 51
151 80
29764 81
50 Total amount of liabilities except capital 375043 3551
52
53
54
55
56
57
59
61
62
63
64
65
66
67
ComptrollerGenerals Beport 491
Capital actually paid in cash 250 000 00
Surplus over all liabilities 326193 54
Surplus protection to policyholders 576 193 54
Total liabilities 951236
Business in Force
in force December 31 1914 628363 41
Written or renewed during year 672 306 06
U 1300669 47
Deduct ceased to be in force during year 709 971 71
In force December 31 1915 5s77
Business in Georgia
In force December 311914 1 433 12
Written or renewed during year 214 24
sTe
Deduct ceased to be in force during the year 1 549 60
In force December 31 1915 2 097 76
Net losses paid during year 711 03
Net losses incurred during year 697 9q
LONDON GUARANTEE AND ACCIDENT CO LTD CHICAGO ILL
134 S LaSalle Street Chicago Illinois
F W Lawson General Manager for the United States
S B Wright Jr Attorney for Service
Capital Stock
1 Amount of statutory depos 500000 00
2 Ledger assets Dec 31 1914 5179915 44
4 Extended at 5179915 44
Income
5 Gross premiums on new business and re
newals 5906695 08
7 Deduct amounts paid for reinsurance and
return premiums 1397807 67
8 Total premiums 4508887 41492
CompteolleeGteneeals Repoet
9 Interest and rents 194020 01
10 Profit on sale or increase by adjustment of assets 13180 00
11 Other sources Cash received from home office 16835 49
13 Total income 4732922 91
Disbursements
14 Net amount paid policyholders for losses 2158303 50
15 Legal and administrative expenses in adjustment of claims 465017 77
16 Commissions and allowances to agents First year and re
newal 972675 79
17 Salaries of officers and employees 149231 37
18 Interest and rents 15331 72
19 Advertising printing postage telegrams etc 46839 62
20 Remitted to home office London 11800 00
21 Loss on sale and decrease by adjustment of assets 19130 00
22 Other items
Traveling and agency expenses 257341 29
Inspections 7081S 49
Taxes and fees 110641 27
Legal expenses 1191 00
Furniture and fixtures 1307 79
Bureau subscriptions and rating board charges 29384 88
Exchange 1274 63
Office and general expense 10447 17
Investment expenses 546 78
23 Total disbursements 4321283 07
Ledger Assets
26 Mortgage loans per schedule B 4500 00
27 Bonds at book value 4117024 S4
29 Oash in office 20709 76
30 Deposits at interest per schedule N 194414 07
32 Agents balances net 1108016 42
33 Other items
Deposit with N Y Compensation Commission 10000 00
Cash in branch claim departments 17650 00
Workmens compensation reinsurance bureau 100221 91
Uncollected reinsurance losses 10656 28
Agents balances subject to adjustment 7237 93
Travelling suspense 114 07
34 Total ledger assets as per balance No 24 5591555 28ComptbollebGenebals Eepoet 493
NonLedger Assets
35 Interest due and accrued
9 71011 o3
38 Ttal aSS6tS 5663132 81
Deduct Assets Not Admitted
39 Agents balances 160 382 56
41 Other items
Book value bonds over market value 146537 12
N Y omp Com advice of awards 1023 51
Market value of special deposits in ex
cess of corresponding liabilities 6855 58
Cash in branch claim depts 17650 00
Workmens eomp reins bureau 959 24
Agents balances subject to adjustment 7237 93
Travelling suspense 1 124 07
42 Total not admitted assets 341 770 01
43 Total admitted assets 5 321 36 80
Liabilities
44 Jfet amount of unpaid losses and claims 2 032 322 97
45 Reserves or unearned premiums on risks outstanding 1653925 49
47 Salaries and miscellaneous accounts due or accrued 7500 00
48 Taxes due or accrued gg 493 g
49 Other items
Commissions due agents on policies effective after Oct
1915 195420 06
Return premiums 79 qqp qq
Reinsurance g3
Reserve for attorney and legal fees liability dept 10000 00
Voluntary additional reserve for contingencies 250000 00
50 Total amount of liabilities except capital 4302 664 29
51 Capital actually paid in cash stat dep 500000 00
52 Surplus over all liabilities 518698 51
53 Surplus protection to policyholders 1 018 698 51
54 Total liabilities 5321362 80
494
ComptrollerGenerals Beport
LONDON LANCASHIRE INDEMNITY COMPANY OF AMERICA
57 William Street New York City
A G Mcllwane Jr President George C Howie Secretary
Biekerstaff Richards and Co Attorneys for Serviee
Capital Stock
1 Amount of paidup capital 750000 00
4 Extended at
750000 00
Income
5 Gross premiums on new business 1213626 20
7 Deduct amounts paid for reinsurance and
return premiums 156590 61
8 Total premiums 1057035 59
9 Interest and rents 51 308 83
11 Other sources Surplus paid in by stockholders 750000 00
13 Total income 1858344 42
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule X
33 Other items
Outstanding premiums
ash in branch offices
ash in hands of special agents
Orient Insurance Co
51865 55
2937 H6
173703 01
114822 95
6666 27
84714 s
23 Total disbursements 4Q 151 71
Ledger Assets
786165 79
750000 00
401 51
312046 11
297994 65
500 00
80 12
4 53
34 Total ledger assets as per balance No it 2147192 71ComptrollerGenerals Report
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
37 Other items
Due from other companies for reinsurance on paid lc
38 Total assets
495
11838 76
168944 21
2077 63
2330053 31
42 Total not admitted assets
43 Total admitted assets
4 53
Deduct Assets Not Admitted
40 Bills receivable Orient Insurance Go
41 Other items
Outstanding prems over 90 days due 13383 84
Cash in branch offices 50o 00
Cash in hands of special agents 80 12
13968 49
2316084 82
Liabilities
44 Net amount of unpaid losses and claims
5 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Commissions
Reinsurance
50 Total amount of liabilities except capital
51 Capita actually paid in cash 750000 00
52 Surplus over all liabilities 525188 08
263463 77
652489 5
20236 99
25687 5b
68050 02
10968 89
1040896 74
53 Surplus protection to policyholders
54 Total liabilities
1275188 08
2316084 82
Business in Force
56 Written or renewed during year lmm 2Q
58 Deduct ceased to be in force during year 240 471 41
59 In force December 31 1915 973144 7Q496 ComptrollebGenebals Eepoet
Business in Georgia
62 Written or renewed during year
64 Deduct ceased to be in force during the year estimated
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
6522 69
1 630 67
4892 02
105 58
105 58
LOYAL PROTECTIVE INSURANCE COMPANY OF BOSTON MASS
581 Boylston Street Boston Mass
S Augustus Allen President Francis R Parks Secretary
Insurance Commissioner Attorney for Service
Capita Stock
1 Amount of paidup capital 100000 00
2 Ledger assets Dec 31 1914 4 74241 55
4 Extended at
474241 55
Income
5 Gross premiums on new business and re
newals 570423 55
7 Deduct amounts paid for reinsurance and
return premiums 2930 11
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Policy fees required or represented by application
Unclaimed cheeks
From agents balances previously charged off
13 Total income
567493 44
18083 96
1250 00
48985 00
12M S4
313 70
686246 94
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
331946 95
2757 22ComptrollerGenerals Eeport
497
3 6 Commissions and allowances to agents First year and re
newal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Salaries fees and all other compensation of officers di
rectors trustees and home office employees
Medical examiners fees and salaries
Inspectors other than medical and claim
Repairs and expenses other than taxes on real estate
leased
State taxes on premiums
Insurance department licenses and fees
Federal corporation taxes
Legal expenses
Furniture and fixtures
Other disbursements
Agents balances charged off
23 Total disbursements
Ledger Assets
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
38 Total assets
Deduct Assets Not Admitted
41 Other items
Market value of special deposits in excess
of corresponding liabilities
Book value of ledger assets over market
value viz Stocks and bonds
752 01
9860 53
42 Total not admitted assets
43 Total admitted assets
101703 55
81859 89
7438 39
21248 33
10000 00
751 00
11551 00
313 00
266 26
739 66
9538 21
3354 75
1892 12
5274 92
5210 58
7479 76
652 85
603778 44
365061 14
41109 39
1100 00
99439 52
506710 05
5666 65
512376 70
10612 54
501764 16
498 CompteolleeGenebals Eepoet
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
49 Other items
Estimated expenses of investment and adjustment of un
paid claims
Sal rents expenses bills accounts fees etc due and ac
crued
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
50 Total amount of liabilities except capital
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 165041 97
53 Surplus protection to polieyholders
54 Total liabilities
Business in Force
55 In force December 31 1914
56 Written or renewed during year
57 Sum
58 Deduct ceased to be in force during year
59 In force December 31 1915
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during the year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
118000 no
105916 33
305 86
1500 00
11000 00
236722 19
265041 97
501764 16
152221 50
570423 15
722645 05
573592 55
149052 50
671 00 2184 50
2855 50 2404 00
451 50 2797 33 1197 42
ComptrollerGenerals Report
499
MARYLAND CASUALTY COMPANY OF BALTIMORE MD
John T Stone President T t
esiaent James F Mtche1 Seeret
Aaron Haas Son Howell Attorneys for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 7129110 96
4 Extended at
7129110 96
Income
5 Gross premiums on new busi
6476956 03
8 Total premiums
10 Profit on sale or increase by adjustmentof assets
11 Other sources Excess between assets and liabilities of the
Bankers Surety Co on account of reinsurance agree
ment between Bankers Surety Co and Maryland Cas
ualty Co
311010 26
43761 02
118404 65
13 Total income
6950131 96
Disbursements
14 Net amount paid pohcyholders for losses t
15 Legal and administrative expenses in adjustmentof claims
1 6 Commissions and allowances to agents
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Salaries and expenses of payroll auditors
Travelling and all other expenses of agents not paid by
commission
Inspections other than medical and claim
Repairs and expenses other than taxes on real estatei
Legal expenses
Taxes on real estate
State taxes and premiums
Insurance dept licenses and fees including municipal lie
funeral corporation tax including Federal war tax
Tax on capital stock
2871960 56
495737 79
1508396 12
318479 17
59139 43
85727 71
200000 00
76489 14
41178 83
172370 36
243262 22
36391 89
12434 00
20732 01
111317 30
25291 28
83934 06
27190 46500
ComptbollebGenebals Eepoet

Expenses incurred incidental to taking over of the Bank
ers Surety Co 8580 41
Agents balances charged off 7768 36
Exchange and interest 1S81 93
Miscellaneous office expenses 1944 76
Home office travelling bureaus and associations 13932 33
Furniture and fixtures 6689 46
Agents balances 154020 62
Subscriptions to periodicals and mercantile agencies 1518 53
23 Total disbursements 6526368 99
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Total premiums in course of collection
Bills receivable
Reinsured losses due from other companies
Balance on deposit with N Y State Comp Com
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
Deduct Assets Not Admitted
39 Agents balances 178369 62
40 Bills receivable 2951 42
41 Other items Agents balances 14111 64
1339082 08
142343 37
4128120 38
330790 00
27172 12
266090 47
14111 64
1298220 79
2951 42
3273 00
718 66
7552873 93
32895 33
42 Total not admitted assets 195432 68
43 Total admitted assets 7390336 58
Liabilities
44 Net amount of unpaid losses and claims 480453 71
45 Reserves or unearned premiums on risks outstanding 1353753 00
47 Salaries and miscellaneous accounts due or accrued 11425 60ComptbollebGenebals Eepobt 501
48 Taxes due or accrued iq g12 05
49 Other items
Commissions brokerage and other charges due or to be
come due to agents or brokers on policies effective on
or after October 1 1915 267 888 82
Reinsurance 35008
Estimated expenses of investigation and adjustment of
clalms 20640 16
50 Total amount of liabilities except capital 5468786 44
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 921550 14
53 Surplus protection to policyholders l 921 550 14
54 Total liabilities 739o336 58
MASONIC MUTUAL ACCIDENT COMPANY OF SPRINGFIELD MASS
121 State Street Springfield Mass
Clyde W Young President Samuel W Munsell Secretary
Walter E Jones Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 32923 58
4 Extended at 33923 58
Income
5 Gross premiums on new business 88422 48
7 Deduct amounts paid for reinsurance and
return premiums 244 75
8 Total premiums gg j 73
9 Interest and rents y 390 g
11 Other sources Policy fees required or represented by ap
plications 13407 00
13 Total income 102975 10
Disbursements
14 Net amount paid policyholdesr for losses 40 062 77
15 Legal and administrative expenses in adjustment of claims l309 68502
ComptrollerGenerals Report
16 Commissions and allowances to agents First year and re
newals
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
22 Other items
Medical examiners fees
Agents balances charged off
Policy fees retained by agents
Traveling expenses etc
State taxes on premiums
Insurance department licenses and fees
Special excise or income tax
Investment tax
Cal and S D bonds
Furniture and fixtures
Miscellaneous
23 Total disbursements
Ledger Assets
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Income of emergency fund in hands State Treas
Certificate of deposit in hands State Treas
34 Total ledger assets as per balance No 24
16000 40
13534 43
1246 00
4963 c0
465 00
161 47
13407 00
2895 45
701 37
751 90
22 53
15 31
80 00
395 52
S42 54
855 1 7
30416 56
2268 14
4811 56
977 25
320 00
250 00
39043 51
NonLedger Assets

35 Interest due and accrued
7 Other items
Furniture and fixtures
Supplies on hand
38 Total assets
Deduct Assets Not Admitted
39 Agents balances 977 25
41 Other items
Furniture and fixtures 2000 00
540 07
2000 00
501 00
42083 58ComptbollehGenebals Eepobt
503
Supplies on hand
Book value of bonds over market value
500 00
908 76
42 Total not admitted assets
43 Total admitted assets
Liabilities
44 Net amount of unpaid losses and claimsj
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
49 Other items
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
Advance premiums
50 Total amount of liabilities except capital
53 Surplus protection to policyholders
54 Total liabilities
No proofs of loss received The amount indicated if
probable liability based on the average paid per claim
for the year 1915
Business in Force
55 In force December 31 1914 g 093
56 Written or renewed during year 3855
57 Sum
11958
58 Deduct ceased to be in force during year 3 800
59 In force December 31 1915 8158
Business in Georgia
61 In force December 31 1914 541
62 Written or renewed during year 526
63 Sum 1067
64 Deduct ceased to be in force during the year 578
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
489
4386 01
37697 57
2934 80
6806 42
565 74
701 61
4320 25
15328 82
22368 75
37697 57
3520 24
3068 82504 ComptrollebGenerals Eepobt
the masonic protective association worcester mass
18 Franklin Street Worcester Massachusetts
Francis A Harrington President Charles A Harrington Secretary
D J Griffin Attorney for Service
1 Amount of paidup capital
2 Ledger assets Dec 31 1914
Capital Stock
100000 00
4 Extended at
517954 06
517954 06
Income
5 Gross premiums on new business and re
newals 626251 00
7 Deduct amounts paid for reinsurance and
return premiums 686 69
8 Total premiums 625564 31
9 Interest and rents 20968 30
10 Profit on sale or increase by adjustment of assets bonds
per schedule D 62 50
11 Other sources
Collectors over remittances 43 52
Policy fees required or represented by application 138163 00
13 Total income 784801 63
Disbursements

14 Xet amount paid policyliolders for losses 354591 85
15 Legal and administrative expenses in adjustment of claims 7357 66
11 Commissions and allowances to agents
a First year policy fees retained by agents 136714 65
b Renewal 49954 8
17 Salaries of officers and employees 117087 28
18 Rents and interest 3179 53
19 Advertising printing postage telegrams etc 20606 96
20 Paid stockholders for dividends 10000 00
21 Decrease by adjustment of assets bonds per sched D 235 00
22 Other items
Miscellaneous 2244 24
Federal and State taxes 13573 00
Salaries travelling and all other expenses of agents 17052 80ComptrollerGenerals Report
505

Insurance department licenses and fees
Furniture and fixtures
Agents balances charged off
3041 00
6915 62
48 38
23 Total disbursements
741602 78
Ledger Assets
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued bonds per sched D
38 Total assets
Deduct Assets Not Admitted
41 Other items
Market value of special deposits in excess
of corresponding liabilities per special
deposit schedule
Bonds per schedule D
411467 50
932 21
148753 20
561152 91
7241 73
568394 64
4511 94
8937 50
42 Total not admitted assets
43 Total admitted assets
Liabilities
44 Net amount of unpaid losses and claimsj
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Estimated expenses of investigation and ad
justment of unpaid claims
50 Total amount of liabilities except capital
51 Capital actually paid in cash 100000 00
52 Surplus over all liabilities 213588 02
53 Surplus protection to policyholders
54 Total liabilities
13449 44
554945 20
85506 48
140299 67
2192 07
12511 29
847 67
241357 18
313588 02
554945 20506 ComptrollerGeneral s Report
Business in Force
55 In force December 31 1914 157065 50
56 Written or renewed during year 626251 00
57 Sum 783316 50
58 Deduct ceased to be in force during year 582105 50
59 In force December 31 1915 201211 00
Business in Georgia
61 In force December 31 1914 2902 00
62 Written or renewed during year 12179 00
63 Sum 15081 00
64 Deduct ceased to be in force during the year 10492 00
65 In force December 31 1915 4589 00
66 Net losses paid during year 9580 23
67 Net losses incurred during year 9687 98
MASSACHUSETTS BONDING AND INSURANCE COMPANY OF
BOSTON MASSACHUSETTS
7785 State Street Boston Mass
T J Talney President John T Burnett Secretary
Eugene Dodd Attorney for Service
Capital Stock
1 Amount of paidup capital 2000000 00
2 Ledger assets Dec 31 1914 5067173 29
4 Extended at 50671 73 29
Income
5 Gross premiums on new business and re
newals 6026814 91
7 Deduct amounts paid for reinsurance and
return premiums 1499280 85
8 Total premiums 4527534 06
ComptbollebGenebals Eepobt 507
9 Interest and rents 142359 38
10 Front on sale or increase by adjustment of assets 4051 73
11 Other sources Policy fees 217903 30
Sale of North Boston lighting properties rights loo 00
13 Total income 4891948 47
Disbursements
14 Net amount paid policyholders for losses 2 268 265 13
15 Legal and administrative expenses in adjustment of claims 316701 89
16 Commissions and allowances to agents First year and re
rWaS 10ffl 66
it Salaries of officers and employees 1gg 4g4 g4
18 Eents 77777 23028 22
19 Advertising printing postage telegrams etc 65 923 32
20 Paid policyholders for dividends 125 96
21 Loss on sale and decrease by adjustment of assets 1811 20
22 Other items 11221 77
23 Total disbursements g Ogp 2gg 99
Ledger Assets
25 Book value of real estate H 732 36
27 Bonds at book value 2839357 64
28 Stocks at book value 3gg 357 42
29 Cash in office 116120 2g
30 Deposits at interest per schedule N 372 311 41
31 Deposits not at interest 94 qjq g3
32 Agents balances gg7 gg2 55
33 Other items
Bills receivable j 254 27
Deposit with workmen s comp reins bureau 56 265 08
Deposits with N Y Workmens comp commission 2 500 00
Agents suspense account 29 73 89
Pennsylvania Casualty Company 9 74 30
Advances on contracts 7 909 50
Deposits in suspended banks gg 7gg 33
Salvage recoverable 2g 01q 79
34 Total ledger assets as per balance No 24 4 889 851 77
NonLedger Assets
35 Interest due and accrued 3g 033 gg
38 Total assets 4927885 35508
ComptrollerGenerals Eeport
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Book value of stocks and bonds over
market value
Advances on contracts
Agents suspense account
Due from Penna Cas Co
Deposits in suspended banks
42 Total not admitted assets
43 Total admitted assets
174767 59
1254 27
84045 49
7909 52
29732 89
9741 30
16557 07
324008 13
4603877 22
Liabilities
44 Net amount of unpaid losses and claims including expen
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Commissions due agents
Reinsurance
844642 01
1384508 03
8471 95
45317 38
158503 94
23807 97
50 Total amount of liabilities except capital 2465251 28
51 Capital actually paid in cash 2000000 00
52 Surplus over all liabilities 138625 94
53 Surplus protection to policyholders
54 Total liabilities
2138625 94
4603877 22
Investments in Georgia
2 Bonds
Atlanta Ga 4 bonds due 1940
Augusta Ga 4 per cent due 1934
Savannah Ga 4 per cent due 1959
Total investments in Georgia
10451 00
4813 50
L0595 00
25859 50
ComptrollerGenerals Keport
509
THE METROPOLITAN CASUALTY INSURANCE CO OF N Y
47 Cedar St New York New York
Eugene H Winslow President 8 Wm BurtoD gec
Henry M North Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dec 31 1914 993 25
4 Extended at
993531 25
5 G
Income
ross premiums on new business and re
newals
803021 69
7 Deduct amounts paid for reinsurance and
return premiums 30803 2f
8 Total premiums
9 Interest and rents 62218 43
11 Other sources Profit and loss Xfn
60 81
13 Total income
707431 65
Disbursements
14 Net amount paid polieyholders for losses
15 Legal and administrative expenses in adjustment of clan
16 Commissions and allowances to agents First year and re
newals
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
23 Total disbursements
264731 84
3190 23
224288 98
90101 82
8125 05
13637 66
22 98
93492 96
697591 52
27 Bonds at book value
28 Stocks at book value
29 Cash in office
Ledger Assets
541096 95
254711 82
6062 96510
ComptrollekGenerals Report
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
34 Total ledger assets as per balance No 24
NonLedger Assets
67734 34
1000 00
132765 31
1003371 38
35 Interest due and accrued
36 Market value of assets over book value
6068 30
4066 23
38 Total assets 1013505 91
Deduct Assets Not Admitted
39 Agents balances 2792 03
41 Other items Special deposit in Virginia 9809 24
42 Total not admitted assets
43 Total admitted assets
12601 27
1000904 64
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Expenses of adjustment
Commissions due on uncollected premiums
49261 57
331193 69
561 01
7992 47
3027 49
41771 56
50 Total amount of liabilities except capital 433807 79
51 Capital actually paid in cash 200000 00
52 Surplus over all liabilities 367096 85
53 Surplus protection to policyholders
54 Total liabilities
567096 85
1000904 64
Business in Force
55 In force December 31 1914
Written or renewed during year
57 Sum
58 Deduct ceased to be in force during year
689273 41
803021 69
1492295 10
829907 72
59 In force December 31 1915 662387 38ComptrollerGenerals Keport
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during the year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
511
8629 83
14729 66
23359 49
12894 34
10465 15
2795 37
4102 80
NATIONAL CASUALTY COMPANY OF DETROIT MICHIGAN
422 Majestic Building Detroit Michigan
W G Curtis President E A Grant g
R D Parkinson Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dec 31 1914 347 857 53
4 Extended at
347857 53
Income
5 Gross premiums on new business and re
newals
7 Deduct amounts paid for reinsurance and
return premiums and premiums on poli
cies not taken
743332 79
27720 38
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Agents balances previously charged off
Policy fees required or represented by applications
13 Total income
Disbursements
715612 41
14632 98
523 54
60 58
33634 00
764463 51
14 Net amount paid policyholders for losses 310 474 58
15 Legal and administrative expenses in adjustment of claims tB5 07512 CompteollekGeneeals Repoet
16 Commissions and allowances to agents First jear and re
newals
17 Salaries of officers and employees
18 Bents
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Dividends to stockholders
Insurance department fees and taxes
Legal traveling etc
23 Total disbursements
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
Collateral loan
31 Deposits not at interest
32 Agents balances net
33 Other items Premiums in course of collection
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest accrued
36 Market value of assets over book value
37 Other items Furniture and supplies
38 Total assets
Deduct Assets Not Admitted
42 Total not admitted assets
43 Total admitted assets
Liabilities
44 Net amount of unpaid losses and claims and expenses
45 Beserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued Federal and State
50 Total amount of liabilities except capital
316682 95
53583 44
8029 04
21699 43
904 88
16000 00
17474 83
12047 91
761752 13
30150 00
246049 95
38510 00
3009 39
2000 00
20711 54
4234 03
5904 00
350568 91
5157 92
540 00
30000 00
386666 83
30000 00
356666 83
21701 00
16420 00
500 00
12000 00
50621 00ComptrollerGenerals Eeport 513
51 Capital actually paid in cash 200 000 00
52 Surplus over all liabilities 106045 83
53 Surplus protection to polieyholders 306 045 83
54 Total liabilities T
356666 83
Business in Force
55 In force December 31 1914 3
5b W ritten or renewed during year 743 339 79
57 Sum
t 775224 79
08 Deduct ceased to be in foree during year 744 564 79
59 In force December 31 1915 30m 0Q
NATIONAL SURETY COMPANY OF NEW YORK CITY
115 Broadway New York City
Wm B Joyce President Hubert j Hewitt Secretary
Boyd Perry Attorney for Service
Capital Stock
1 Amount of paidup capital 3000000 00
2 Ledger assets Dec 31 1914 8018602 82
3 Increase of paidup capital during year 1000000 00
4 Extended at
9018692 82
Income
5 Gross premiums on new business and re
newals 5401615 09
7 Deduct amounts paid for reinsurance and
return premiums 1626328 67
8 Total premiums 3 775 ggg 4
9 Interest and rents 28050 90
10 Profit on sale or increase by adjustment of assets 3982 70
11 Other sources
Inspections
Surplus paid in by stockholders
Miscellaneous income
Lawyers diaries
2575 53
500000 00
259 23
2325 23
514
ComptrollerGenerals Report
Profit on sale of rights
Increase in suspense items over 1914
Agents balances previously charged off
938 00
44581 66
1060 12
13 Total income 4 609831 17
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newals
17 Salaries of officers and employees
18 Rents
19 Advertising printing postage telegrams etc
20 Paid policyholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
997529 57
172780 61
891062 98
508081 27
44584 94
72282 42
240156 00
57069 25
393260 35
23 Total disbursements
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in offices and transit
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
3376807 39
66382 00
86692 82
5157171 24
2034647 76
56543 10
41l558 77
12110181 36
728470 31
465069 24
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
10251716 60
38 Total assets
76366 52
Deduct Assets Not Admitted
39 Agents balances 131912 32
41 Other items 25545 73
Book value of ledger assets over market
vahe 219730 12
42 Total not admitted assets
43 Total admitted assets
377188 17
9950894 95ComptrollerGenerals Report
Liabilities
44 Net amount of unpaid losses and claims
4o Reserves or unearned premiums on risks outstanding
46 Dividends to polieyholders declared but unpaid
4 Salanes and miscellaneous accounts due or accrued
48 laxes due or accrued
49 Other items
50 Total amount of liabilities except capital
51 Capital actually paid in cash 3000m 0Q
52 Surplus over all liabilities M
53 Surplus protection to policyholders
5 5
1122755 18
2092689 75
60084 00
5765 64
60303 95
319785 52
3661384 04
54 Total liabilities
6289510 91
9950894 95
NEW YORK PLATE GLASS INSURANCE CO OF NEW YORK CITY
Maiden Lane and William Street New York Citv
Major A White President T Z
J Carroll French Secretary
Coke Davis Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dec 31 1914 1098325 64
4 Extended at
1098325 64
Income
5 Gross premiums on new business and re
e7IS 712693 16
I Deduct amounts paid for reinsurance and
return premiums UZ5to 82
8 Total premiums
9 Interest and rents V0O M
11 Other sources 40855 89
From agents balances previously charged off 21 09
Stocks per schedule D
JOjlYO U0
13 Total income I TT
628152 25516
ComptrollerGenerals Keport
Disbursements
14 Net amount paid policyholders for losses 215221 40
15 Legal and administrative expenses in adjustment of claims 917 19
16 Commissions and allowances to agents First year and re
newals 205494 37
17 Salaries of officers and employees 60727 01
18 Rents and interest 10459 06
19 Advertising printing postage telegrams etc 4292 57
20 Paid policyholders for dividends 40000 00
22 Other items
Agents balances charged off 459 66
Salaries travelling and other expenses of agents not
paid by commissions 4160 7
State taxes on premiums 7421 00
Insurance department licenses and fees 6809 31
Municipal licenses Federal Corp tax war rev tax 5058 05
Merc reports underwriters asso incidental ofc exp 7516 20
23 Total disbursements 568542 79
Ledger Assets
26 Mortgage loans per schedule B 1000 00
27 Bonds at book value 238468 74
28 Stocks at book value 695112 41
29 Cash in office 1565 40
30 Deposits at interest per schedule N 67928 50
31 Deposits not at interest 4647 73
32 Agents balances net 149212 32
34 Total ledger assets as per balance No 24 1157935 10
NonLedger Assets
35 Interest due and accrued
38 Total assets
4026 69
Deduct Assets Not Admitted
41 Ofher items
Bonds and stocks
Premiums in course of collection
78581 15
15247 54ComptbollebGenebals Eepoet
bV
Overdue and accrued interest on bonds
in default
Market value of special deposits etc
770 83
22997 33
42 Total not admitted assets
43 Total admitted assets
117596 85
1044364 94
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
49 Other items
Estimated amount hereafter payable for Federal State
and other taxes based upon the business of the year of
this statement
Commission brokerage and other charges due or to be
come due to agents or brokers
22758 38
300388 44
20000 00
500 00
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
200000 00
451889 01
5000 00
43829 11
392475 93
53 Surplus protection to policyholders
54 Total liabilities
651889 01
1044364 94
Business in Force
55 In force December 31 1914
56 Written or renewed during year
57 Sum
58 Deduct ceased to be in force during year
59 In force December 31 1915
Business in Georgia
630378 76
712693 16
1343071 92
740084 19
602987 73
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during the year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
3541 28
3852 29
7393 57
3621 48
3772 09
1382 43
1383 44
518
ComptrollerGenerals Report
NORTH AMERICAN ACCIDENT INSURANCE CO OF CHICAGO TTT
209 South LaSalle Street Chicago Illinois
E C Waller President A E Forrest Secretary
Shepard Bryan Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dec 31 1914
778507 82
4 Extended at 778507 82
Income
6 Gross renewal premiums 1372071 21
7 Deduct amounts paid for reinsurance and
return premiums 127079 50
8 Total premiums 1244991 71
9 Interest and rents 34 396 20
11 Other sources Policy fees represented by applications 160084 00
13 Total income 1439471 91
Disbursements
14 Net amount paid policyholders for losses 426489 69
15 Legal and administrative expenses in adjustment of claims 3773 91
16 Commissions and allowances to agents First year 487975 91
17 Salaries of officers and employees 104326 18
18 Rents and interest 18548 86
19 Advertising printing postage telegrams etc 71874 46
20 Paid stockholders for dividends 40000 00
22 Other items
Licenses and taxes 36471 74
Policy fees retained by agents Kin084 00
23 Total disbursements 1349544 75
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
24915ii 00
437616 25
2482 31
55480 19COMPTROLLERGrENERALs REPORT
519
31 Deposits not at interest
32 Agents balances net
33 Other items Collateral loans
34 Total ledger assets as per balance No 24
21161 84
65544 39
37000 00
3434 98
NonLedger Assets
35 Interest due and accrued
38 Total assets
16579 70
35014
Deduct Assets Not Admitted
39 Agents balances
40 Bills receivable
41 Other items
Overdue interest on bonds in default
Book value of bonds over market value
Market value of special deposits over
liabilities

42 Total not admitted assets
3686 22
13919 28
9693 75
23476 65
1706 36
52482 26
43 Total admitted assets
832532 42
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash 200000 00
52 Surplus over all liabilities 232 717 07
53 Surplus protection to policyholders
54 Total liabilities
143006 21
214037 50
22771 64
20000 00
399815 35
432717 07
832532 42520
ComptrollerGenerals Report
THE OCEAN ACCIDENT AND GUARANTEE CORPORATION LTD
OF NEW YORK NEW YORK
59 John Street New York New York
William J Gardner Manager and Attorney for U S Branch
Edgar Dunlap Attorney for Service
Capital Stock
1 Amount of deposit capital 250000 00
2 Ledger assets Dec 31 1914 5934909 18
4 Extended at 5934909 18
Income
5 Gross premiums on new business and re
newals 6318399 93
7 Deduct amounts paid for reinsurance and
return premiums 1795162 00
8 Total premiums 4523237 93
9 Interest and rents 214 964 04
10 Profit on sale or increase by adjustment of assets 5520 36
11 Other sources Agents balances previously charged off 2794 13
13 Total income 4746516 46
Disbursements

14 Net amount paid policyholders for losses 1940214 21
15 Legal and administrative expenses in adjustment of claims 334481 98
16 Commissions and allowances to agents First year and re
newals 974995 94
17 Salaries of officers and employees 241279 17
18 Rents and interest 20 175 50
19 Advertising printing postage telegrams etc 70849 22
21 Loss on sale and decrease by adjustment of assets 2468 75
22 Other items
Agents salaries travelling expenses etc 129902 50
Inspections 110 573 02
Taxes and insurance department expenses 126355 43
Remittance to home office 224163 70
Agents balances charged off 29203 74
23 Total disbursements 4204663 16ComptrollerGenerals ItEPOBT
521
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable
Due from reinsuring companies
Equity in workmens compensation reins fund
Premium notes
Sundry balances
34 Total ledger assets as per balance No 24
123000 00
5219871 98
18050 96
146128 61
817941 06
9297 45
4653 42
71522 22
8112 78
58184 00
6476762 48
NonLedger Assets
35 Interest due and accrued
38 Total assets
Deduct Assets Not Admitted
72316 86
6549079 34
11
39 Agents balances
40 Bills receivable
Other items
Overdue and accrued interest in default
Sundry balances
Decrease in market value of bonds
80847 67
9297 45
4516 67
58184 00
294631 98
42 Total not admitted assets
447477 77
43 Total admitted assets
6101601 57
Liabilities
44 Net amount of unpaid losses and claims i 923 961 93
45 Reserves or unearned premiums on risks outstanding 1885278 58
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Commissions
Return premiums
Workmens compensation reinsurance fund
Voluntary reserves for contingencies
10000 00
90000 00
162781 92
8227 99
1630 04
710000 00
50 Total amount of liabilities except capital 4791880 46
522 ComptrollerGenerals Report
53 Surplus protection to polieyholders 1309721 11
54 Total liabilities 6101601 57
PACIFIC MUTUAL LIFE INSURANCE CO OF LOS ANGELES CALIF
Corner Sixth and South Olive Streets Los Angeles California
Geo I Coehran President C I D Moore Secretary
A C Harmon Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dee 31 1914 2163832 61
4 Extended at 2163832 61
Income
5 Gross premiums on new business 2231466 89
7 Deduct amounts paid for reinsurance and
return premiums alo not taken 437 837 20
8 Total premiums 1793629 69
9 1 nterest and rents
11 Other sources
Policy fees required or represented by applications
Suspense account
From agents balances previously charged off
120569 10
27326 00
2207 03
19208 32
13 Total income 1962940 14
Disbursements
14 Net amount paid policyholders for losses 800800 72
15 Legal and administrative expenses in adjustment of claims 19739 99
16 Commissions and allowances to agents First year 588062 36
17 Salaries of officers and employees 201468 37
18 Rents and interest 23333 75
19 Advertising printing postage telegrams etc 42761 52
20 Paid stockholders for dividends 1 20000 00
22 Other items
Policy fees retained by agents 27326 00
Inspections 4419 84
State and municipal licenses taxes and ins dept fees 42499 52
ComptrollerGenerals Report 593
Legal expenses
Furniture and fixtures JjJ 4
Premiums on surety bonds 3a 2 32
State department examinations Q
Association dues S76i 90
Premiums on employees liability insurance o n7q m
General expenses
820 f1
Premiums on employers liability insurance lm fi0
Home office travelling expenses qgs
Agents balances charged off f
oooU 10
23 Total disbursements I 7rTT
1905092 76
Ledger Assets
26 Mortgage loans per schedule B 4 kbqbtw
27 Bonds at book value fsfol 00
29 Cash in office including 424 66 in transit 4905 8g
30 Deposes at interest per schedule N 86069 33
31 Deposits not at interest 11554 21
32 Agents balances net o0bo o7
33 Other items 60 37
Loans secured by pledge of bonds stocks or other collat
erals per schedule C llalRnnn
t 150350 00
Premiums m the course of collection 320 57 7
34 Total ledger assets as per balance No 24 2221 07999
NonLedger Assets
35 Interest due and accrued BM
it Other items Due for reinsurance on paid losses per sched
UleE 245 70
38 Total assets 2253532 00
Deduct Assets Not Admitted
39 Agents balances 20 605 37
41 Other items Premiums in the course of
collection effective prior to Oct 1 1915 6829 90
42 Total not admitted assets 27 435 27
Admitted assets accident dept 2 226 096 73
Life department 333014 31
43 Total admitted assets 356i56611 4524
ComptrolleeGenebals Report
Liabilities
44 Net amount of unpaid losses and claims
46 Dividends to policyholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Estimated expenses of adjustment of unpaid claims
Total unearned premiums
Commissions and brokerage
Reinsurance
Reserve for contingencies
Agents credit balances
Suspense account
242330 70
50000 00
2823 01
36000 00
2000 00
689393 44
102909 28
4442 95
19192 35
4797 97
2207 03
Total liabilities accident department 1156096 73
Total liabilities life department 32423168 40
50 Total amount of liabilities except capital 33579265 13
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 1077345 91
53 Surplus protection to policyholders 2077345 91
54 Total liabilities 35656611 04

THE PREFERRED ACCIDENT INSURANCE COMPANY OF NEW YORK
80 Maiden Lane New York City
Kimball C Atwood President Wilfrid C Potter Secretary
Insurance Commissioner Attorney for Service
Capital Stock
1 Amount of paidup capital 700000 00
2 Ledger assets Dec 31 1914 3500746 83
4 Extended at 3500746 83
Income
5 Gross premiums on new business 1473885 32
6 Gross renewal premiums 1238927 71
7 Deduct amounts paid for reinsurance and
return premiums 617833 34
8 Total premiums 2094979 69ComptrollerGenerals Keport
9 Interest and rents
13 Total income
525
120483 53
2215463 22
Disbursements
14 Net amount paid policyholders fQr osges
5 Legal and administrative expenses in adjustment of claims 87
16 Commissions and allowances to agents First year 5787Z
1 Salaries of officers and employees 0x7Ab 9
18 Rents and interest P 134098 89
19 Advertising printing postage telegrams etc Z flltl 30
20 Paid stockholders for dividends 11
21 Los8 on sale and decrease by adjustment of assets Z 4
22 Other items
State tax on premiums
Insurance department licenses andfees o7n 11
Federal city and county taxes it
City and county taxes
1 79 44
evenue stamps
Exchange 5357 90
Towels water ice M49 U
Burg T Assn f48 16
970 SO
Underwriters Protective Association 9nn nA
Wedding presents
Government examination p f2 2
All other examinations
Salaries and expenses of agents 34 lot o
Furniture and fixtures
1401 00
23 Total disbursements 1945942 70
Ledger Assets
26 Mortgage loans per schedule B 75 0Q
27 Bonds at book value 3
28 Stocks at book value
29 Casfi in office 130899 36
o Ari no
30 Deposits at interest per schedule N on
31 Deposits not at interest W
M nv t 50000 00
Ad Utner items
Premiums in course of collection 397 884 8
Bills receivable
18718 90
34 Total ledger assets as per balance No 24 3 770267 35526
ComptrollerGenerals Report
NonLedger Assets
35 Interest due and accrued 39 qq go
37 Other items Cash deposited with U S Gov to be returned lfiOO 00
38 Total assets 3810573 98
Deduct Assets Not Admitted
40 Bills receivable 18 200 31
41 Other items
Premiums in course of collection effective
prior to Oct 1 1915 59065 74
Book value ledger assets over market 140787 71
42 Total not admitted assets
218053 76
43 Total admitted assets 3 590 520 22
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
46 Dividends to stockholders declared but unpaid
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Commission
Interest
Reinsurance
Reserve for contingent installment policies claim
Voluntary reserve for contingencies
446108 03
1013596 56
14000 00
865 17
35000 00
70740 87
985 92
6333 49
ins7S7 no
188317 18
50 Total amount of liabilities except capital 1892520 2S
51 Capital actually paid in cash 700000 00
52 Surplus over all liabilities 1010000 00
53 Surplus protection to policyholders 1700000
00
54 Total liabilities 3 592 520 22ComptrollerGenerals Beport 507
THE PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY
OF CHATTANOOGA TENNESSEE
T1 James BuiWing Chattanooga Tennessee
Thomas Maclellan President t v T
Ins r bert J Madellan Secretary
insurance Commissioner Attorney for Service
Capital Stock
1 Amount of paidup capital 150000 00
2 Ledger assets Dec 31 1914 M 763 2g
4 Extended at
241753 23
Income
5 Gross premiums on new business 427 893 63
7 Deduct amounts paid for reinsurance and
return premiums
8 Total premiums
9 Interest 427707 4
11 Other sources Policy fees n492 15
11595 60
13 Total income
450794 79
Disbursements
14 Net amount paid policyholders for losses mi5
15 Legal and administrative expenses in adjustment of claims 3772 53
16 Commissions and allowances to agents
a First vear
b Renewal 595
17 Salaries of officers and employees lllll f
Salaries of agents 3355 24
18 Rents and interest 11815 72
19 Advertising printing postage telegrams etc JJfJ It
20 Pajd stockholders for dividends 1
22 Other items 14000 00
Medical examiners
T 240 00
Legal expenses
Furniture 2918
Licenses and taxes ipooft
Travelling and general expenses i 14 13
Agents balances written off 097 47
23 Total disbursements 407048 09528
ComptrollerGenerals Report
Ledger Assets
26 Mortgage loans per schedule B
27 Collateral loan at book value
28 Bonds at book value
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Premiums in course of collection
Furniture and fixtures
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest accrued
132360 40
10000 00
25875 00
7000 00
49397 93
1828 04
55503 58
3534 98
285499 93
38 Total assets
Deduct Assets Not Admitted
2868 36
288368 29
39 Agents balances
41 Other items
Furniture and fixtures
Premiums in course of collection
Continental Coal Corp
LaFollette State Bank
2981 65
3534 98
2193 99
1875 00
1401 99
42 Total not admitted assets 11987 61
43 Total admitted assets 276380 68
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Advance premiums
19500 00
22126 16
14354 63
6491 99
1269 12
50 Total amount of liabilities except capital 63741 90
51 Capital actually paid in cash 150000 00
52 Surplus over all liabilities 62638 78
53 Surplus protection to policyholders 212638 78
54 Total liabilities 27638058ComptrollerGenerals Report
Business in Force
55 In force December 31 1914
56 Written or renewed during year
57 Sum
58 Deduct ceased to be in force during year
59 In force December 31 1915
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during the year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
529
28701 13
427707 04
456408 17
412155 86
44252 31
953 95
944 25
1898 20
1152 72
745 48
5671 70
5671 70
THE RIDGELY PROTECTIVE ASSOCIATION OP WORCESTER MASS
18 Franklin Street Worcester Massachusetts
Francis A Harrington President Frank C Harrington Secretary
E 1 Winters Attorney for Service
Capital Stock
1 Amount of paidup capital 100000 00
2 Ledger assets Dec 31 1914 487520 48
4 Extended at
Income
5 Gross premiums on new business and re
newals 410870 00
7 Deduct amounts paid for reinsurance and
return premiums
487520 48
496 48
8 Total premiums 410373 52
9 Interest and rents 22560 49
10 Profit on sale or increase by adjustment of assets 62 50530
ComptkolleeGenebals Eepoet
11 Other sources
Policy fees required or represented by applications
Collectors over remittance included as a liability page 5
item 32
13 Total income
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
a Policy fees retained by agents
b Benewal
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams ete
21 Loss on sale and decrease by adjustment of assets
22 Other items
State taxes on premiums
Salaries travelling and all other expenses of agents not
paid by commissions
Medical examiners fees
Insurance department licenses and fees
Federal and State taxes
Furniture and fixtures
Dividends to stockholders
M iscellaneous
Agents balances charged off
23 Total disbursements
Ledger Assets
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
38 Total assets
60637 00
4 11
493638 02
211481 08
7105 83
59438 65
20213 52
72276 15
3867 37
16560 59
237 50
7393 71
14673 18
2 00
2386 05
4210 39
6686 07
10000 00
1971 69
99 49
478603 27
469568 00
924 7
32062 40
502555 23
7904 47
510459 70ComptrollerGenerals Eeport
Deduct Assets Not Admitted
41 Other items
Market value special deposits in excess
of corresponding liabilities per special
deposit schedule page 10
Book value of bonds over market value
per schedule D
531
25471 39
10148 00
42 Total not admitted assets
43 Total admitted assets
35619 39
474840 31
Liabilities
44 Net amount of unpaid losses and claimsj
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued estimated amount hereafter pay
able for Federal State and other taxes based upon
the business of 1915
49 Other items Estimated expenses of investigation and ad
justment of claims
63001 05
35696 84
1966 25
S207 47
981 19
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
100000 00
264987 51
109852 80
53 Surplus protection to policyholders
54 Total liabilities
Business in Force Accident and Health
364987 51
55 In force December 31 1914
56 Written or renewed during year
474840 31
112394 75
410870 00
57 Sum
58 Deduct ceased to be in force during year
59 In force December 31 1915
Business in Georgia
523264 75
393933 00
129331 75
61 In force December 31 1914
62 Written or renewed during year
2189 50
7320 50
63 Sum
9510 00532 ComptbollebGeneeals Eepoet
64 Deduct ceased to be in force during the year 7412 00
65 In force December 31 1915 2098 00
66 Net losses paid during year 4961 55
67 Net losses incurred during year 6266 57
ROYAL INDEMNITY COMPANY OF NEW YORK CITY
S4 William Street New York New York
Edward F Beddall President William Mackintosk Secretary
Charles H Holland VicePresident and General Manager
Milton Dargan Jr Attorney for Service
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 4332966 39
4 Extended at 4332966 39
Income
5 Gross premiums on new business and re
newals 5166779 58
7 Deduct amounts paid for reinsurance and
return premiums 1385791 30
8 Total premiums 3780988 28
9 Interest and rents 139036 30
10 Profit on sale or increase by adjustment of assets 1440 00
11 Other sources Agents balances previously charged off 1542 77
13 Total income 3923007 35
Disbursements
14 Net amount paid policyholders for losses 1501521 00
15 Legal and administrative expenses in adjustment of claims 321059 89
16 Commissions and allowances to agents First year and re
newals 817070 42
17 Salaries of officers and employees 377464 97
Inspections other than medical and claim 90635 77
18 Rents and interest 36634 SI
19 Advertising printing postage telegrams etc 45043 97ComptrollerGeneral s Eeport
533
21 Loss on sale and decrease by adjustment of assets bonds
as per schedule D 5658 18
22 Other items
Agents balances charged off 1292 89
Taxes licenses and fees 93331 97
Legal expenses 1554 83
Furniture and fixtures 7248 39
Employers and agents fidelity bonds 1465 94
Auditors fees 2956 80
Subscriptions to publications 538 92
Sundry expenses 7552 28
Local board 10441 35
Exchange and collection fees 1827 07
23 Total disbursements 3323299 45
Ledger Assets
27 Bonds at book value 3486705 01
29 Cash in office 17120 38
30 Deposits at interest per schedule N 461725 15
31 Deposits not at interest 15131 60
32 Agents balances net 31011 09
33 Other items
Balance of deposit with N Y workmens comp com 1415 26
Equity in funds of the workmens comp reins bureau 65744 31
Premiums in course of collection 844 153 54
Bills receivable 9667 95
34 Total ledger assets as per balance No 24 4932674 29
NonLedger Assets
35 Interest due and accrued 51542 10
37 Other items Interest accrued on special
deposit IT S Trust Co 1500 00
38 Total assets 4985716 39
Deduct Assets Not Admitted
39 Agents balances 31011 09
40 Bills receivable 9667 95
41 Other items
Bonds as per schedule D 45394 26
Premiums in course of collection effec
tive prior to October 1 1915 22054 92534
ComptrollebGtenebals Eepoet
Overdue and accrued interest on bonds
in default 600 00
Market value of special deposits in excess
of corresponding liabilities 17015 00
42 Total not admitted assets
43 Total admitted assets
125743 22
4859973 17
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Contingent reserve voluntary
50 Total amount of liabilities except capital
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 455599 12
967660 02
1705724 48
190989 55
65000 00
475000 00
3404374 05
53 Surplus protection to policyholders 1455599 12
54 Total liabilities 4859973 17
Investments in Georgia
2 Bonds State of Georgia registered bonds book value 24525 00
THE STANDARD ACCIDENT INSURANCE COMPANY DETROIT MICH
IVnoliscot Building Detroit Michigan
Lem W Bowen President J S Heaton Secretary
E D Clarkson Attorney for Service
Capita Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 4936365 62
4 Extended at 4936365 62ComptrollerGeneral s Keport
Income
5 Gross premiums on new business 3819528 14
7 Deduct amounts paid for reinsurance and
return premiums 735945 27
535
8 Total premiums 3083582 87
9 Interest and rents 215287 90
11 Other sources Policy fees 36 427 24
13 Total income 3335298 01
Disbursements
14 Net amount paid policyholders for losses 1234207 41
15 Legal and administrative expenses in adjustment of claims 167526 15
16 Commissions and allowances to agents First year 785493 08
17 Salaries of officers and employees 173578 73
18 Rents 14304 40
19 Advertising printing postage telegrams etc 65004 07
20 Legal expenses 703 20
21 Loss on sale and uecrease by adjustment of assets 27656 66
22 Other items
Dividends to stockholders 85000 00
Salaries travelling and expenses of agents not paid by
commissions 176194 89
State taxes on premiums 57375 63
Insurance department fees municipal licenses etc 26067 92
Inspections 35056 56
Furniture and fixtures 3609 61
Bureau expenses 18878 77
Travelling expenses of home office employees 6229 28
Agents balances 3476 33
General expenses 62 19
23 Total disbursements 2880424 88
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
28 Collateral loan
9 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
130650 00
4502563 36
18365 73
14126 28
105758 00
22471 28
549532 80536
ComptrollerGenerals Report
33 Other items
Deposit with workmens comp special reins fund
Deposits with N Y State workmens comp commission
34 Total ledger assets as per balance No 24
NonLedger Assets
45150 51
2620 79
5391238 75
35 Interest due and accrued
36 Market value of assets over book value
82908 86
61339 57
38 Total assets 5535487 18
Deduct Assets Not Admitted
41 Other items
Premiums in course of collection over
3 months due 82429 92
Market value of special deposits in excess
of liabilities 31065 05
42 Total not admitted assets
43 Total admitted assets
113494 97
Liabilities
44 Net amount of unpaid losses and claims 1736207 37
45 Reserves or unearned premiums on risks outstanding 1261972 22
47 Salaries and miscellaneous accounts due or accrued 9625 25
48 Taxes due or accrued 62475 00
49 Other items
Return premiums 21981 32
Commissions on premiums in course of collection 123782 30
Estimated expenses of investigation and adjustment of
unpaid claims 19000 00
50 Total amount of liabilities except capital 3235043 46
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 1186948 75
53 Surplus protection to polieyholders
54 Total liabilities
Investments in Georgia
2 Bonds
5421992 21
40000 00CompteollebGenebals Eepoet
537
STANDARD MARINE INSURANCE CO LTD OF NEW YORK CITY
6365 Beaver Street New York New York
W J Eoberts United States Manager
Win A Wright Attorney for Service
Capital Stock
1 Deposit capital 200000 00
2 Ledger assets Dec 31 1914 1144994 00
4 Extended at 1144994 00
Income
5 Gross premiums on new business and re
newals 3143192 88
7 Deduct amounts paid for reinsurance and
return premiums 1549080 59
8 Total premiums 1594112 29
9 Interest and rents 49738 12
11 Other sources
Eemittances from home office 427640 28
Refund from sale of office furniture 200 00
13 Total income 071690 69
Disbursements
14 Net amount paid policyholders for losses 1018646 33
15 Legal and administrative expenses in adjustment of claims 24915 11
16 Commissions and allowances to agents First year and re
newal 154197 55
17 Salaries of officers and employees 40829 76
18 Eents and interest 3600 00
19 Advertising printing postage telegrams etc 69148 11
21 Loss on sale and decrease by adjustment of assets 4015 00
22 Other items Remittances from home office 548553 03
23 Total disbursements 1863904 89
Ledger Assets
27 Bonds at book value 604992 00
28 Stocks at book value 419877 00
29 Cash in office 75 00538
CompteolleeGeneeals Eepoet
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued i
36 Market value of assets over book value
37 Other items Due from reinsuring cos for losses paid
197862 60
40950 62
89022 58
1352779 80
38 Total assets
Deduct Assets Not Admitted
11510 44
8021 03
33390 00
149025 38
1543216 21
39 Agents balances
41 Other items Market value of special
deposits in excess of liabilities
5458 82
42 Total not admitted assets 16969 26
43 Total admitted assets 1526246 95
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Deposit capital 200000 00
52 Surplus over all liabilities 828164 30
200511 00
247169 15
3402 50
47000 00
498082 65
53 Surplus protection to polieyholders
54 Total liabilities
Business in Force
Kisks
55 In force December 31 1914 46677941
56 Written or renewed during year 452139230
1028164 30
1526246 95
Premiums
430254 37
3143192 88
57 Sum 498817171
58 Deduct ceased to be in force during year 445276671
3573447 25
3135547 29
59 Tn force December 31 1915 53540500 437899 96
60 Net amount in force 29049798 247169 15ComptrollerGenerals Report
Business in Georgia
61 In force December 31 1914 1391836
62 Written or renewed during year io 149 160
63 Sum 11540996
64 Deduct ceased to be in force during the year 10252834
65 In force December 31 1915 1288162
66 Net losses paid during year
67 Net losses incurred during year
Investments in Georgia
2 Bonds Atlanta Water Works 3 19311933
539
12842 32
64818 48
77660 80
69195 33
8465 47
31685 41
31486 41
10000 00
THE THAMES MERSEY MARINE INSURANCE CO LTD
OF NEW YORK CITY
3 S William Street New York New York
H K Fowler United States Manager
A L Farie Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dec 3 1914 1044404 60
4 Extended at i044404 60
Income
5 Gross premiums on new business 2190962 79
7 Deduct amounts paid for reinsurance and
return premiums 910658 50
8 Total premiums i280304 29
9 Interest and rents 33 gg 91
11 Other sources
From and for account of home office 295 043 46
Income tax withheld at source 1915 114 47
Money advanced from San Francisco agent 30 000 00
13 Total income 1639102 13540
ComptrollerGenerals Eeport
Disbursements
14 Net amount paid policyholders for losses 659433 13
15 Legal and administrative expenses in adjustment of claims 3195 84
16 Commissions and allowances to agents Renewal 146728 86
17 Salaries of officers and employees 51591 32
18 Rents and interest 6138 24
19 Advertising printing postage telegrams etc 15601 23
21 Loss on sale and decrease by adjustment of assets 1488 00
22 Other items
Insurance fees and taxes 30039 84
Miscellaneous expenses 4513 67
Account of home office 330834 60
Return of borrowed money and interest 30225 00
23 Total disbursements 127978
Ledger Assets
27 Bonds at book value 502343 50
28 Stocks at book value 258913 00
29 Cash in office 18 98
30 Deposits at interest per schedule N 201319 84
31T Deposits not at interest 79266 60
32 Agents balances net 262940 68
33 Other items
Philippine deposit 50000 00
Due from authorized and unauthorized companies on losses
paid 48914 40
34 Total ledger assets as per balance No 24 1403717 00
NonLedger Assets
35 Interest due and accrued
4111 60
38 Total assets 1407828 66
Deduct Assets Not Admitted
39 Agents balances 8398 34
41 Other items
Special deposits in excess of correspond
ing liabilities 9580 00
Book value ledger assets over market
value 82246 50ComptrollerGenerals Eeport
541
Due from unauthorized eos on losses
paid 15971 43
43 Total admitted assets
43 Total admitted assets
126196 27
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash
52 Surplus over all liabilities
200000 00
460737 02
473752 70
107028 20
10000 00
30114 47
620895 37
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
660737 02
1281632 39
Risks Premiums
55 In force December 31 1914 23891628 00 272558 12
56 Written or renewed during year 281586795 00 2190962 79
57 Sum 305478423 00 2463520 91
58 Deduct ceased to be in force during year 274873820 00 2137726 88
59 In force December 31 1915 30604603 00
60 Total 12200565 00
Business in Georgia
325794 03
173568 76
62 Written or renewed during year
64 Deduct ceased to be in force during year
65 In force December 31 1915
66 Net losses paid during year
67 Net losses incurred during year
20589 97
862 82
19727 15
1013 67
2013 67
Investments in Georgia
2 Bonds
10000 00542
ComptrollerGenerals Eeport
TOKIO MARINE INSURANCE COMPANY LTD OF NEW YORK CITY
3 South William Street New York City
Appleton and Cox Attorneys
Insurance Commissioner Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 434360 30
4 Extended at 434360 30
Income
5 Gross premiums on new business and re
newals 731746 65
7 Deduct amounts paid for reinsurance and
return premiums 313255 51
8 Total premiums 418491 14
9 Interest and rents 12824 18
11 Other sources Received from home office 4397 22
13 Total income 435712 54
Disbursements
14 Net amount paid policyholders for losses 177105 15
15 Legal and administrative expenses in adjustment of claims 1609 92
16 Commissions and allowances to agents 83 773 16
17 Salaries of officers and employees 4 236 87
18 Rents and interest 1 000 00
19 Advertising printing postage telegrams etc 1600 00
22 Other items
Fire dept patrol and salvage corps assessments inspec
tions and surveys 310 88
State taxes on premiums 5 339 93
Insurance department licenses and fees 3 225 57
Federal corporation tax and internal revenue 2363 88
Remitted to hom office 79 20
23 Total disbursements 280644 56
Ledger Assets
27 Bonds at book value 365639 88
30 Deposits at interest per schedule N 1 53149 00ComptbolleeGenebals Eepoet
32 Agents balances net
33 Other items Cash with Broderick Leitch and Kendall
543
65926 90
4712 50
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
37 Other items Reinsurance recovery on paid losses of sched
589428 28
ule E
38 Total assets
Deduct Assets Not Admitted
3066 67
2945 26
595440 21
39 Agents balances j
41 Other items
Market value of special deposits in excess
of corresponding liabilities per spec
ial deposit schedule page 10
Book value of ledger assets over market
value
4820 29
10520 76
5639 88
42 Total not admitted assets
43 Total admitted assets
20980 93
574459 28
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
50 Total amount of liabilities except capital
51 Capital actually paid in cash 200000 00
52 Surplus over all liabilities 170599 43
109600 00
75468 60
4144 25
14647 00
203859 85
53 Surplus protection to policyholders
54 Total liabilities
Business in Force
370599 43
574459 28
Risks
55 Tn force December 31 1914 4030278 00
56 Written or renewed during year 155864523 00
Premiums
60244 28
731746 65
57 Sum
159894801 00 791990 93544 ComptrollerGeneral s Report
58 Deduct ceased to be in force during year 143898781 00 580362 75
59 In force December 31 1915 15996020 00 211628 18
Deduct amount reins sched required 4429187 00 71602 27
60 Total 11566833 00 140025 91
Business in Georgia
62 Written or renewed during year 845 33
64 Deduct ceased to be in force during the year 663 78
65 In force December 31 1915 181 55
66 Net losses paid during year 2 31
67 Net losses incurred during year 75 00
THE TRAVELERS INDEMNITY COMPANY OF HARTFORD CONN
700 Main Street Hartford Connecticut
L F Butler President J H Coburn Secretary
Capital Stock
1 Amount of paidup capital 1000000 00
2 Ledger assets Dec 31 1914 2684985 66
4 Extended at 2684985 66
Income
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources Inspections
1258808 94
115175 20
3848 00
769 38
13 Total income 1378601 52
Disbursements
14 Net amount paid policyholders for losses 404093 80
15 Legal and administrative expenses in adjustment of claims 6150 33
16 Commissions and allowances to agents 250434 07
17 Salaries of officers and employees 47 648 41
18 Rents and interest 14306 95
ComptrollerGenerals Eeport
545
19 Advertising printing postage telegrams etc
20 Paid stockholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items Various expense
20197 48
80000 00
1767 70
224574 48
23 Total disbursements 1 099 173 22
Ledger Assets
26 Mortgage loans per schedule B
27 Bonds at book value
28 Stocks at book value
29 Cash in office
31 Deposits not at interest
33 Other items
Premiums in course of collection
Collateral loans
465053 00
2189138 00
28643 62
2440 70
57934 50
193354 14
27850 00
34 Total ledger assets as per balance No 24 2964413 96
NonLedger Assets
35 Interest due and accrued 38 668 67
38 Total assets 3003082 63
41 Other items Premiums in course of col
lection prior to October 1 1915 18984 89
Excess of special deposits over corres
ponding liabilities 82143 69
Bonds and stocks per sched D 56385 07
42 Total not admitted assets 157513 65
43 Total admitted assets 2845568 98
Liabilities
44 Net amount of unpaid losses and claims 358685 07
45 Reserves or unearned premiums on risks outstanding 828809 04
47 Salaries and miscellaneous accounts due or accrued 3321 04
48 Taxes due or accrued 37926 55
49 Other items
Commissions due Or to become due on or after Oct 1 1915 39292 09
Other reserves 1587 93
50 Total amount of liabilities except capital 1269621 72546 ComptrollerGenerals Eeport
51 Capital actually paid in cash 1000000 00
52 Surplus over all liabilities 575 947 26
53 Surplus protection to polieyholders 1 575 947 26
54 Total liabilities 2845568 98
THE TRAVELERS INSURANCE COMPANY OF HARTFORD CONN
700 Main Street Hartford Connecticut
L F Butler President J l Howard Secretary
J A Williamson Attorney for Service
Capital Stock
1 Amount of paidup capital 5000000 00
2 Ledger assets Dec 31 1914 20868360 26
4 Extended at 20868360 26
Income
3 Total premiums 15250366 16
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Inspections
Income tax withheld at source
Agents balances previously charged off
762231 33
94528 79
25 00
2057 39
3765 60
13 Total
meome 16112974 27
Disbursements
14 Net amount paid polieyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid stockholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items Various expenses
7245679 81
1129484 76
3044578 00
621519 83
194519 87
246516 78
520000 00
45036 25
2204546 90
23 Total disbursements 15251882 20
ComptrollerGenerals Report
547
Ledger Assets
27 Bonds at book value
28 Stocks at book value
Cash at branch offices
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Collateral loans
Bills receivable
Balance of deposit with N Y State work comp com
Premiums in course of collection
11576159 00
4599532 75
61599 90
370019 39
1916491 91
76727 55
282110 00
37291 84
848 50
2808671 49
34 Total ledger assets as per balance No 24 21729452 33
NonLedger Assets
35 Interest due and accrued
36 Market value of assets over book value
192373 74
642756 75
38 Total assets 22564582 82
Deduct Assets Not Admitted
39 Agents balances 76727 55
40 Bills receivable 37291 84
41 Other items
Premiums in course of collection prior
to October 1 1915
Overdue and accrued interest on bonds in
default
600804 42
16666 67
42 Total not admitted assets
731490 48
43 Total admitted assets 21833092 34
Liabilities

44 Net amount of unpaid losses and claims 5555323 22
45 Reserves or unearned premiums on risks outstanding 6104862 29
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Commissions etc to become due to agents on
or after October 1 1915 447 590 22
Other reserves 1463668 56
135460 64
377473 35
50 Total amount of liabilities except capital 14084378 28548 ComptrollerGenerals Eeport
51 Capital actually paid in cash 5000000 00
52 Surplus over all liabilities 2748714 06
53 Surplus protection to policyholders 7748714 06
54 Total liabilities 21833092 34
Investments in Georgia
2 Bonds 23872 49
UNION MABINE INSURANCE COMPANY LTD OF NEW YORK CITY
3 South William Street New York City
H K Fowler United States Manager
T I Lynch Attorney for Service
Capital Stock
1 Amount of paidup capital 200000 00
2 Ledger assets Dec 31 1914 951219 42
4 Extended at 951219 42
Income
5 Gross premiums on new business and re
newals 2601772 98
7 Deduct amounts paid for reinsurance and
return premiums 1374845 34
8 Total premiums
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Taxes refunded
From and for account of home office
1226927 64
26990 83
750 00
675 00
81907 09
13 Total ineome 1337250 56
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newal
793421 33
21260 86
255620 07ComptrollerGenerals Eeport
549
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
22 Other items
Insurance department fees taxes etc
Miscellaneous expenses and home office account
23 Total disbursements
45610 70
1921 25
14668 09
43902 OH
132097 25
1308501 61
Ledger Assets
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
32 Agents balances net
33 Other items
Bills receivable
Cash deposit Philippine Islands
Cash deposit Treasurer State of Mass
629496 47
112 23
106470 98
193163 34
280 00
50000 00
445 35
34 Total ledger assets as per balance No 24
NonLedger Assets
35 Interest due and accrued
38 Total assets
979968 37
Deduct Assets Not Admitted
39 Agents balances 35656 89
41 Other items
Market value of special deposits in ex
cess of corresponding liabilities 7000 00
Book value of ledger assets over market
value 34706 47
42 Total not admitted assets
43 Total admitted assets
7871 66
987840 03
77363 36
910476 67
Liabilities
44 Net amount of unpaid losses and claims 203463 55
45 Reserves or unearned premiums on risks outstanding 210972 93
47 Salaries and miscellaneous accounts due or accrued 10000 00
48 Taxes due or accrued 25 000 00
50 Total amount of liabilities except capital 449436 48
550 CompteollebGeneeals Eepoet
51 Capital actually paid in cash 200000 00
52 Surplus over all liabilities 261040 19
53 Surplus protection to policy holders 461 040 19
54 Total liabilities 910476 67
Business in Force
Bisks Premiums
55 In force December 31 1914 30546827 00 622335 31
56 Written or renewed during year 549215117 00 2601772 98
57 Sum 579761944 00 3224108 29
58 Deduct ceased to be in force during year 547305576 00 2531633 42
59 In force December 31 1915 32456368 00 692474 87
60 Total 19879429 00 388602 54
Business in Georgia
62 Written or renewed during year 11290 17
64 Deduct ceased to be in force during year 3706 82
65 in force December 31 1915 7583 35
66 Net losses paid during year 3 137 49
67 Net losses incurred during year 1867 10
Investments in Georgia
2 Bonds 10000 00
UNITED STATES FIDELITY GUAEANTY COMPANY
Corner Calvert German and Mercer Baltimore Md
John B Bland President Geo B Calles Secretary
Wm 11 Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 2000000 00
2 Ledger assets Dec 31 1914 9166019 13
4 Extended at 9166019 13ComptrollerGeneral s Report
Income
5 Gross premiums on new business and re
newals 10252364 54
7 Deduct amounts paid for reinsurance and
return premiums 2 097 877 39
551
8 Total premiums d
9 Interest and rents
10 Profit on sale or increase by adjustment of assets
11 Other sources
Department of guaranty attorneys net
First reinsurance co and Munich Reins Co reserve accts
AH other income
13 Total income
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expenses in adjustment of claims
16 Commissions and allowances to agents First year and re
newals
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
20 Paid stockholders for dividends
21 Loss on sale and decrease by adjustment of assets
22 Other items
Salaries travelling and all other expenses of agents not
paid by commission medical fees and salaries
Inspections other than medical and claim
Repairs and expenses other than taxes on real estate
Taxes on real estate State taxes on premiums insurance
department licenses and fees
All other licenses fees and taxes
Legal expenses
Other disbursements
8154487 15
331865 98
7392 62
5491 64
3984 30
2363 31
1505585 00
3044209 42
334425 33
1571595 12
459741 12
130846 47
258533 35
200000 00
8228 50
801995 15
41183 40
30319 53
174268 42
84202 31
34912 80
15466 52
23 Total disbursements
7229927 44
Ledger Assets
25 Rook value of real estate d
26 Mortgage loans per schedule B
Loans secured by pledge of bonds stocks or other collat
27 Bonds at book value
28 Stocks at book value
724137 32
22751 M
29399 CO
5943037 82
524466 94552
ComptrollebGenekals Report
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Bills receivable
Due by U S Government under contract
Accounts with suspended banks
Advance secured
Workmens comp reinsurance bureau
Deposit with N Y Workmens Comp Com
Due for subscriptions dept guaranteed attorneys
2633 39
907452 32
206539 15
1822846 06
2600 00
6276 99
24038 10
80761 75
62560 73
2500 00
79677 12
34 Total ledger assets as per balanee No 24 10441676 69
NonLedger Assets
35 Interest due and accrued
37 Other items
Bank balances estimated
Bents due and accrued on companys property or lease
81474 23
500 00
206 67
38 Total assets 10523857 59
Deduct Assets Not Admitted
39 Agents balances 277527 38
40 Bills receivable 2600 00
41 Other items
Guaranteed attorneys subscriptions writ
ten prior to October 1 1915 9767 93
Market value of special deposits in ex
cess of corresponding liabilities 181160 36
Book value of ledger assets over market
value bonds g 7671 47
Book value of ledger assets over market
value stocks 28110 94
42 Total not admitted assets
816838 08
43 Total admitted assets 9707019 51
Liabilities
44 Net amount of unpaid losses and claims 2178268 02
45 Beserves or unearned premiums on risks outstanding 3662724 12
47 Salaries and miscellaneous accounts due or accrued 8796 14
48 Taxes due or accrued 143426 23ComptrollerGenerals Eeport
49 Other items
Estimated expenses of investigation and adjustment of un
paid claims
Com brokerage and other charges due or to become due to
agents or brokers on policies effective on or after October
1 1915
Keturn premiums
Reinsurance
Reserves accounts reinsurance companies
Federal income tax deducted from salaries
Reserve for contingencies
50 Total amount of liabilities except capital 6523856 56
51 Capital actually paid in cash 2000000 00
52 Surplus over all liabilities 1183162 95
53 Surplus protection to policyholders 3 183 162 95
54 Total liabilities 9707019 51
553
6300 00
305635 09
5789 61
73157 91
39264 72
494 72
SUBSCRIBERS AT UNITED STATES LLOYDS OF NEW YORK CITY
3 South William Street New York N Y
Herbert Appleton Douglas F Cox Attorneys for the Subscribers under the
firm name of Appleton Cox
The Hon the Insurance Commissioner of Georgia Attorney for Service
Capital Stock
1 Amount of original deposit 100000 00
2 Ledger assets December 31 1914 1425316 03
4 Extended at 1425316 03
Income
5 Gross premiums on new business 4586399 26
7 Deduct amounts paid for reinsurance and
return premiums 2 237 825 72
8 Total premiums 2348573 54
9 Interest and rents 49 434 71
218 75
290 00
10 Profit on sale or increase by adjustment of assets
11 Other sources Income tax withheld
13 Total income 2398517 00554
ComptrollerGenerals Report
Disbursements
14 Net amount paid policyholders for losses 1101699 86
15 Legal and administrative expenses in adjustment of claims 32614 98
16 Commissions and allowances to agents 494772 49
Salaries and expenses of agents 25 051 26
17 Salaries of officers and employees 130470 93
18 Rents and interest 11 702 35
19 Advertising printing postage telegrams etc 18924 29
20 Paid subscribers for dividends 75000 00
21 Loss on sale and decrease by adjustment of assets 218 75
22 Other items
Internal revenue tax 8 653 12
Income tax withheld 290 00
Federal corporation tax 2 329 04
Legal expenses 2431 45
Furniture and fixtures 2 597 94
Tariff associations fire patrol taxes and expenses 4018 35
Inspections and surveys 8 076 48
Insurance department licenses and fees and State taxes on
premiums 34498 52
Exchange 1824 01
Miscellaneous office expense 7277 47
23 Total disbursements 1962 451 29
Ledger Assets
27 Bonds at book value 1025777 00
29 Cash in office 2 500 00
30 Deposits at interest per schedule X 4283S1 67
31 Deposits not at interest 83 204 66
32 Agents balances net 282 736 40
33 Other items Cash in hands of foreign agents 38782 01
34 Total ledger assets as per balance No 24 1861381 74
NonLedger Assets
35 interest due and accrued 13717 50
36 Market value of assets over book value 34003 00
37 Other items Reinsurance due on paid losses 89568 61
38 Total assets 1998670 88
ComptrollerGenerals Report
Deduct Assets Not Admitted
39 Agents balances 52 418 70
41 Other items Market value of special de
posits in excess of liabilities 24481 29
555
42 Total not admitted assets
43 Total admitted assets
76899 99
1921770
Liabilities
44 Net amount of unpaid losses and claims
45 Reserves or unearned premiums on risks outstanding
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items Income tax withheld
50 Total amount of liabilities except capital
51 Original deposit actually paid in cash
52 Surplus over all liabilities
100000 00
719028 69
636150 73
430301 44
1000 00
35000 00
290 00
1102742 17
53 Surplus protection to polieyholders
54 Total liabilities
NoteWe beg to call your attention to the fact that under
the policy of United States Lloyds the liability of
each subscriber is unlimited for each his proportion of
every risk written making in addition to the original
deposits and undivided profits an enormous protection
for the policyholder and far in excess of that afforded
by a stock company We would be glad to have you put
a note in your printed report calling attention to this un
limited liability of each subscriber
Business in Force
819028 69
1921770 86
Risks Premiums
55 In force December 31 1914 57724761 1074130 58
56 Written or renewed during year 976582565 4586399 26
57 Sum 1034307326 5660529 SI
58 Deduct ceased to be in force during year 955529375 4328 116 74
59 In force December 31 1915 78777951 1332413 10
60 Reinsurance thereon 35143430 491 804 53
Net amount in force 43634521 840608 57556 ComptrollerGenerals Eeport
Business in Georgia
61 In force December 31 1914 257788 00 2418 49
62 Written or renewed during year 5485723 00 22401 27
63 Sum 5743511 00 24819 76
64 Deduct ceased to be in force during year 5248508 00 19880 76
65 In force December 31 1915 495003 00 4939 00
66 Net losses paid during year 288 67
67 Net losses incurred during year 556 83
Investments in Georgia
Par Value Market Value
2 Bonds Atlanta City of 10000 00 10100 00ASSESSMENT INSURANCE COMPANIES
AMERICAN INSURANCE COMPANY OF SAVANNAH GA
115 Park Avenue West Savannah Ga
George P Hamilton President H A Einsing Secretary
Gordon Loussy Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 8655 45
Income
5 Gross premiums on new business 243 50
6 Gross renewal premiums 14621 13
7 Deduct amounts paid for reinsurance and
return premiums 28 35
8 Total premiums
9 Interest and rents
11 Other sources
Hamilton Mrs Lillian A
Hamilton George P
Edwards W C
Adjustment office equipment mortgage on real estate
13 Total income
Disbursements
14 Net amount paid policyholders for losses 6741 63
15 Legal and administrative expenses in adjustment of claims 150 41
16 Commissions and allowances to agents 8135 70
17 Salaries of officers and employees 1369 50
18 Rents interest and borrowed money 595 34
19 Advertising printing postage telegrams etc 416 27
21 Furniture and fixtures 50 50
22 Other items
Traveling expense 27 55
Taxes license and other fees 372 9
Postage freight telegrams and telegraph 131 98
Insurance and repairs on real estate 41 70
14836 28
357 65
2443 49
285 00
505 00
183 25
18610 67
558
ComptrollerGeneral s Report
Office expense
Cash and cash bonds returned
23 Total disbursements
64 53
108 00
18205 30
Ledger Assets
25 Book value of real estate
27 Bonds at book value
29 Cash in office
31 Deposits not at interest
33 Other items Furniture and office equipment
34 Total ledger assets as per balance No 24
2655 00
4700 00
240 73
89 00
1464 20
9060 82
NonLedger Assets
36 Market value of assets over book value
37 Other items Weekly dues due and unpaid
38 Total assets
300 00
257 59
9618 41
Deduct Assets Not Admitted
41 Other items
Cash value of bonds over market value
Furniture and office equipment
42 Total not admitted assets
43 Total admitted assets
300 00
1464 20
1764 20
7854 21
Liabilities
47 Salaries and miscellaneous accounts due or accrued
48 Taxes due or accrued
49 Other items
Borrowed money
interest accrued
Sick claims adjusted and not due
50 Total amount of liabilities except capital
52 Surplus over all liabilities
54 Total liabilities
54 32
83 95
6444 60
26 83
66 or
6675 75
1178 46
7854 21ComptrollerGenerals Beport
Business in Georgia
61 In force December 31 1914
62 Written or renewed during year
63 Sum
64 Deduct ceased to be in force during year
65 In force December 31 1915
Investments in Georgia
1 Real estate
2 Bonds
Total investments in Georgia
559
5548 00 4233 00
9781 00 7771 00
2010 00
5000 00
5000 00
10000 00
ATLANTA MUTUAL INSURANCE ASSOCIATION
A F Herndon President T K Gibson Secretary
Wm A Wright Attorney for Service
1 Balance from previous years
17620 01
Income
1 Membership fees actually received 7577 45
2 Assessments or weekly premiums collected 330122 42
3 All other payments by applicants and mem
bers 5770 21
4 Total from applicants and members 343470 08
5 Deduct payments returned to applicants and members 461 44
6 Net amount received from applicants and members 343008 64
7 Gross interest receipts
a On mortgage loans per schedule B 156 36
b On bonds and dividends on stocks per
schedule D 650 00
d On deposits in trust companies and
banks 637
10 From all other sources
Supplementary contracts 101 09
On returned cheeks 92560
CompteolleeGenerals Beport
On cash due home office 25 00
On reinsurance 4146 02
On agents bond reserve written off 104 25
18 Total income 34819S 65
Disbursements
1 Death claims 27645 72
2 Sick and accident claims 120416 52
3 Total paid members 148062 24
4 Commissions to agents 81027 60
5 Salaries and fees of managers not paid by commissions 53261 22
6 Salaries of officers and directors 7112 00
7 Salaries of office employees 8151 24
8 Salaries and fees paid to medical examiners 279 75
9 Traveling expenses of managers and agents 7202 66
10 Insurance department fees and licenses 2 50
11 Other licenses and fees 1895 69
12 Taxes on premiums 1032 54
13 Rent including 108000 for occupancy of own building 4142 11
14 Advertising 149672 printing and stationery 209794 3594 66
15 Postage 192197 express 1923 telegraph and tele
phone 37232 2313 52
16 Legal expense in litigating claims 524 60
17 Other legal expenses 4089 50
18 Furniture and fixtures 776 65
20 Interest on guarantee fund certificates 715 00
21 Agents balances written off 730 97
22 Income certificates 3500 00
23 Branch and home office expenses 4021 87
24 All other expenses
Exchange 71 25
Fire insurance 18 60
Brokerage 100 00
Auditing 545 00
Supplies 221 53
Agents balances transferred 16 22
30 Total disbursements 333408 02
Ledger Assets
3 Loans secured by pledge of bonds stocks or other collateral
per schedule C 1565 02
4 Book value of bonds 14664 60
5 Deposit in trust companies and banks on interest 427 22ComptrollerGenerals Eepoet
561
6 Deposited in trust companies and banks not on interest
7 Cash in associations office and in transit
9 Agents balances debit 269383 credit 26608 net
10 Bills receivable
12 Deduct agents bond reserve
14970 02
1338 71
2427 75
2779 58
3763 76
14 Total ledger assets as per balance item 31 32409 74
NonLedger Assets
15 Interest accrued on mortgages per schedule B
16 Interest due 5000 and accrued 24375 on bonds per
schedule D Part 1
18 Interest accrued on other assets Dugas note
20 Total interest and rents due and accrued
21 Weekly dues due and unpaid 885795 less 25 per cent for
collections 221450
66 94
S2 Gross assets
293 75 314 84
475 53 r 6643 45
39528 72
Deduct Assets Not Admitted
33 Agents debit balances 2 693 83
34 Bills receivable 779 53
36 Book value of bonds and stocks over market
value per schedule D 394 60
42 Total admitted assets
3868 01
35660 71
Liabilities
2 Taxes 306 40
Interest accrued on guarantee fund cert 51 66
7 Total
8 Total admitted assets less total above item 7 or net sol
vent assets as denned by Act of 1909
9 Death claims Due and unpaid No 4
11 Sick and accident claims Due and unpaid No 812
14 Insurance in force 120054950 150 on this amount or
net solvent assets required
358 06
35302 65
60 00
2376 00
18008 24562 ComptbollebGenerals Repoet
Business in Georgia
7 Total benefit certificates in force December 31 1915 1200549 50
12 Received during the year from members in Georgia
Mortuary 303102 78
Expense 120416 52
BANKERS HEALTH AND LIFE INSURANCE CO OF MACON GA
60811 Grand Building Macon Ga
P L Hay President P C Carnes Secretary
R L Berner Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 17720 23
Income
5 Gross premiums on new business 5396 70
6 Gross renewal premiums 174588 22
7 Deduct amounts paid for reinsurance and
return premiums 479 45
8 Total premiums 179305 47
9 Interest 717 27
11 Other sources Agents balances previously charged off 11 25
13 Total income 180233 99
Disbursements
14 Net amount paid policvholders for losses 74093 05
15 Legal and administrative expenses in adjustment of claims 694 70
16 Commissions and allowances to agents 74030 69
17 Salaries of officers and employees 19115 24
18 Rents and interest 3803 65
19 Advertising printing postage telegrams etc 1947 51
22 Other items
Medical exam 206 10
Traveling expenses 2620 92
Licenaes 1026 75
Taxes 621 74
Furniture and fixtures 185 9023
27
29
32
34
37
44
48
49
50
52
53
61
62
63
64
65
66
ComptrolleeGenebals Bepoet 563
Agents balances written off 65 05
Special exam n
Exchange on remittances 73 57
Fuel and lights 20 62
Miscellaneous expenses 749 49
Total disbursements 179 417 7
Ledger Assets
Bonds at book value 2g 374 qq
Cash in office 2i 7
Agents balances net 69 50
Total ledger assets as per balance No 24 g 546 07
NonLedger Assets
Other items
Gross premiums due and unpaid 5 357 95
Less 25 per cent for collection 339 Pg
Gross assets 4 017 7g
Liabilities
Net amount of unpaid losses and claims 999 50
Taxes due or accrued 9 77
Other items
Eent 67 50
Premiums paid in advance 1 842 go
Total amount of liabilities except capital 3 031 57
Surplus over all liabilities 6 686 86
Surplus1 protection to policyholders 19 532 29
Business in Georgia
No Amount
In force December 31 1914 36835 957702 00
Written or renewed during year 36935 960310 00
Sum 73770 1918012 00
Deduct ceased to be in force during year40833 1061658 00
In force December 31 1915 32937 856362 00
Net losses paid during year 20564 61082 65564
CompteolleeGeneeals Bepokt
CONTINENTAL AID ASSOCIATION OF ATLANTA GA
1131 Candler Building Atlanta Ga
Leroy Smith President
Leroy Smith Attorney for Service
1 Balance from previous year
B M Cross Secretary
6527 14
Income
1 Membership fees actually received 4102 85
2 Assessments or weekly premiums collected 101684 10
4 Total from applicants and membersi
5 Deduct payments returned to applicants and members
6 Net amount received from applicants and members
7 Gross interest receipts
b On bonds and dividends on stocks per schedule D
e From all other sources
8 Total interest and rents
9 Borrowed money
105786 95
109 65
105677 30
213 89
75
214 64
500 04
Disbursements
1 Death claims
2 Sick and accident claims
8580 54
39685 04
3 Total paid to members
5 Salaries and fees of managers not paid by commissions
6 Salaries of officers and directors
10 Insurance department fees and licenses
11 Other licenses and fees
12 Taxes on premiums
13 Kent
14 Printing and stationery
17 Other legal expenses
22 General home office expenses
24 All other expenses
Auditing books by Georgia insurance department
Agents bond premiums
Agents cr balance from last year paid
48265 58
48553 97
4149 00
154 00
444 69
106 93
1544 10
671 02
88 00
1584 29
87 50
5 50
97 96
30 Total disbursements 105752 54COMPTROLLERGrENEKALs EePORT
Ledger Assets
4 Book value of bonds
6 Deposited in trust companies and banks not on interest
8 Cash in hands of agents
11 Other ledger assets viz Furniture and fixtures
32 Gross assets
Deduct Assets Not Admitted
36 Book value of bonds and stocks over market
value per schedule D 110 00
38 Other items viz Furniture and fixtures 1410 19
42 Total admitted assets
Liabilities
565
5000 00
586 67
169 72
1410 19
14 Total ledger assets as per balance item 31 7166 58
NonLedger Assets
21 Weekly dues due and unpaid 291630 less 25 per cent for
collection 72907 2187 23
9353 81
1520 19
7833 62
2 Taxes accrued
3 Premiums paid in advance
4 Borrowed money interest thereon
7 Total
72 04
66 45
500 04
8 Total admitted assets less total above item 7 or net
solvent assets as defined by Act of 1909
14 Insurance in force 28755290 150 on this amount or net
solvent aasets required
Business in Georgia
1 Policies or certificates in force December 31 1913 as per
last statement
2 Policies or certificates written during year
638 53
7195 09
4313 30
No
16165
25237
5 Totals 41402566 ComptkollekGeneeals Report
6 Deduct terminated or decreased during year 28985
7 Total benefit certificates in force December 31 1915 12417
12 Keeeived during the year from members in Georgia 105677 30

FARMERS COOPERATIVE FIRE INSURANCE CO JACKSON GA
J M Ball President T T Goodman Secretary
H M Fletcher Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 148 88
Income
5 Gross premiums on new business 1933 82
11 Other sources
Assessment for fire losses IS212 00
Excess1 taxes returned by State 305 00
13 Total income 20659 70
Disbursements
14 Net amount paid policyholders for losses 1S212 00
16 Commissions and allowances to agents First year 1318 86
17 Salaries of officers and employees 886 00
19 Advertising printing postage telegrams etc 87 50
22 Other items Taxes State and Federal 55 10
23 Total disbursements 20559 Mi
Ledger Assets
29 ash in office 100 34
XonLedger Assets
37 Other items Assessments in course of collection 2155 00
43 Total admitted assets 2255 00ComptrollebGtenebals Eepobt 567
Liabilities
44 Net amount of unpaid losses and claims 2155 00
48 Taxes due or accrued 25 00
50 Total amount of liabilities except capital 2170 00
52 Surplus over all liabilities 85 00
Business in Georgia
No Amount
61 In force December 31 1914 5085 5332134 00
62 Written or renewed during year 185 168740 00
63 Sum 5270 5500874 00
64 Deduct ceased to be in force during year 91 74415 00
65 In force December 31 1915 5179 T 5426459 00
66 Net losses paid during year 18534 00
67 Net losses incurred during year 20494 00
FARMERS MUTUAL OF OAKMAN GA
T L Johnson President J P Hurt Secretary
T G B Brwin Attorney for Service
Capital Stock
Ledger assets December 31 1915 1214 01
Income
5 Gross premiums on new business 3643 63
7 Deduct amounts paid for reinsurance and
return premiums 16 42
8 Total premiums 3627 20
Disbursements
14 Net amount paid polieyholders for losses 4964 91
15 Legal and administrative expenses in adjustment of claims 211 63
16 Commissions and allowances to agents 546 96568 ComptrollerGenerals Report
17 Salaries of officers and employees 1303 40
19 Advertising printing postage telegrams etc 50 00
20 Legal expenses 100 00
22 Other items Licenses and taxes 44 35
23 Total disbursements 7221 86
Ledger Assets
32 Agentsbalances net 1542 19
Business in Force
No Amount
55 In force December 31 1914 756 57419S 00
Business in Georgia
61 In force December 31 1915 574198 00

FARMERS MUTUAL FIRE INSURANCE COMPANY OF GEORGIA
DAWSON GEORGIA
B P Melton President W H Gun Secretary
W H Gun Attorney for Service
Capital Stock
2 Ledger assets December 31 1915 2221 86
Income
5 Gross premiums on new business 796 50
11 Other sources
Assessments to pay losses 7892 00
Annual dues 971 00
13 Total income 9659 50
Disbursements
14 Net amount paid policyhoklers for losses 7892 00
15 Legal and administrative expenses in adjustment of claims 165 00
16 Commissions and allowances to agents First year 796 50ComptrollerGenerals Eeport 569
17 Salaries of officers and employees 450 00
19 Advertising printing postage telegrams etc 147 00
22 Other items Tax and licenses 85 53
23 Total disbursements 9536 03
Ledger Assets
29 Cash in office 225 00
31 Deposits not at interest 1390 57
33 Other items Bills receivable 606 29
34 Total ledger assets as per balance No 24 2221 86
Deduct Assets Not Admitted
40 Bills receivable 606 29
43 Total admitted assets 1615 57
Liabilities
44 Net amount of unpaid losses and claims 1285 00
52 Surplus over all liabilities 2221 86
Business in Force
No Amount
55 In force December 31 1914 1186 1479300 00
56 Written or renewed during year 140 159300 00
57 Sum 1326 1638600 00
58 Deduct ceased to be in force during year 150 161000 00
59 In force December 31 1915 1176 1477600 00
FARMERS PROTECTIVE FIRE INSURANCE COMPANY OF GEORGIA
LITHONIA GEORGIA
J W Phillips President A H Flake Secretary
L B Norton Attorney for Service
Capital Stock
2 Ledger assets December 31 1914
4 Extended at
1849 64
1849 64570 ComptrollerGenerals Beport
Income
6 Gross renewal premiums 1136 38
Deduct payments to applicants and members 8 50
33 Total income 1127 88
Disbursements
14 Net amount paid policyholders for losses 745 00
15 Legal and administrative expenses in adjustment of claims 138 90
17 Salaries of officers and employees 349 60
19 Advertising printing postage telegrams etc 55 98
22 Other items
License 25 00
Taxes 28 33
23 Total disbursements 1342 81
Ledger Assets
26 Mortgage loans per schedule B 250 00
31 Deposits not at interest 1400 95
34 Total ledger assets as per balance No 24 1650 95
NonLedger Assets
35 Interest due and accrued 10 00
Deduct Assets Not Admitted
41 Other items Stationery and supplies 150 00
43 Total admitted assets l 810 95
Liabilities
44 Net amount of unpaid losses and claims 400 00
Business in Georgia
Risks Premiums
61 In force December 31 1914 540785 00 2703 92
62 Written or renewed during year 37203 00 47 50
33 Sum 5779SS 00 2751 42CompteolleeGenebals Repobt
64 Deduct ceased to be in force during year 61346 00
65 In force December 31 1915 516642 00
66 Net losses paid during year 6
67 Net losses incurred during year 6
Investments in Georgia
4 Collateral loans
571
306 23
2445 19
745 00
745 00
250 00
FREE STATE COOPERATIVE FIRE INSURANCE COMPANY
OF DANIELSVILLE GEORGIA
George O Griffith President R H Thompson Secretary
Income
5 Gross premiums on new business 472 03
Disbursements
14 Net amount paid policyholders for losses 375 00
17 Salaries of officers and employees 41 63
19 Advertising printing postage telegrams etc 19 67
22 Other items Tax 3 66
23 Total disbursements 439 gg
Ledger Assets
29 Cash in office 35 33
33 Other items Matriculation fees uncollected 80 00
34 Total ledger assets as per balance No 24 115 38
Liabilities
44 Net amount of unpaid losses and claims 75 00
48 Taxes due or accrued 25 00
54 Total liabilities 00 00572 ComptrollerGenerals Report
Business in Force
55 In force December 31 1914 204322 00
56 Written or renewed during year 12850 00
57 Sum 217172 00
58 Deduct ceased to be in force during year 15000 00
59 In force December 31 1915 202172 00
GEORGIA MUTUAL LIFE AND HEALTH INSURANCE COMPANY
OF AUGUSTA GEORGIA
827 Gwinnett Street Augusta Ga
G N Stoney President A M Sherrill Secretary
Wm A Wright Attorney for Service
Capital Stock
1 Amount of paidup capital 5200 00
Previous years balance 15837 09
Amount deducted from expenditures for
1914 added to balance 100 00
Total balance 15937 09
Income
5 Gross premiums on new business 5558 35
6 Gross renewal premiums 135496 39
8 Total premiums 141054 74
9 Interest and rents 300 00
11 Other sources
Deficiency 1580 06
Other sources 77 28
13 Total income 143012 08
Disbursements
14 Net amount paid policyholders for losses 56873 60
17 Salaries of officers and employees 70 239 54
18 Rents and interest 2180 95
19 Advertising printing postage telegrams etc 743 88ComptrollerGenerals Eeport
22 Other items
H O Sundry expenses
Agencies sundry expenses
Traveling expenses
Return to mem
Ex and disc
Auditing fees
Agents balances charged off
Shortage charged off
License
Longages
Legal expenses
23 Total disbursements
Ledger Assets
28 Stocks at book value
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items
Cash in office and in transmission
Cash adv agencies
Agencies shortages
Office furniture
Cash adv officers
Total assets
Less ledger liabilities
34 Total ledger assets as per balance No 24 i
NonLedger Assets
37 Other items Back balance less 25 4
38 Total assets
Deduct Assets Not Admitted
39 Agents balances 931 47
41 Other items
Furniture and fixtures 3406 14
Cash advanced to officers unsecured 1120 11
42 Total not admitted assets
43 Total admitted assets
573
298 32
3288 29
4330 26
249 05
91
457 00
443 11
66 38
1481 92
326 40
93 15
141072 76
5200 00
5012 55
59 96
931 47
353 08
20 00
240 75
3406 14
5908 4S
21132 43
3256 02
17876 41
3740 89
21748 51
5457 72
16290 79574 CompteollebGenebals Bepobt
Liabilities
44 Net amount of unpaid losses and claims 315 00
47 Salaries and miscellaneous accounts due or accrued 58 53
48 Taxes due or accrued 90 04
49 Other items
Agencies credit balances 31 43
Bills payable 600 00
Agents bond reserve 2 624 59
Interest accrued on guarantee fund certificate 4878 72
54 Total liabilities
Business in Force
55 In force December 31 1914
56 Written or renewed during year
59 In force December 31 1915 3174 50
Investments in Georgia
2 Bonds City of Dublin 5200 00
8598 31
1453 25
1721 25
GUARANTEE FUND LIFE ASSOCIATION OF OMAHA NEBRASKA
Brandeis Theatre Building Omaha Neb
J C Buffington President T W Hughes Secretary
Insurance Commissioner Attorney for Service
Capital Stock
2 Ledger assets December 31 1914 1689072 70
Income
5 Gross premiums on new business 181185 50
6 Gross renewal premiums 476094 13
8 Total premiums 657279 63
9 Interest and rents 78265 53
13 Total income 735545 16ComptrollerGenerals Report
575
Disbursements
14 Net amount paid polieyholders for losses 226 189 16
15 Legal and administrative expenses in adjustment of claims 256 23
16 Commissions and allowances to agents
a First year 19441g Qg
b Renewal 20423 61
17 Salaries of officers and employees 52 194 38
18 Rents and interest 9g3g 0Q
19 Advertising printing postage telegrams etc 109228 64
22 Other items Cancellation of guarantee deposit note 420904 75
23 Total disbursements ij033446 85
On page three line eight we exhibit as a disbursement
42090475 under the heading of Guarantee Deposit
Notes Cancelled causing total disbursements line
fortyseven to show considerably in excess of total in
come Treating the elimination of our guarantee notes
in this manner is necessary although the item is not
strictly speaking a disbursement The elimination of the
notes from our accounts was upon order of the Board of
Directors and is in pursuance of a desire upon part of
the Association to comply with the rulings of a number
of the insurance departments of States in which we op
erate
Ledger Assets
26 Mortgage loans per schedule B 257 371 31
27 Bonds at book value gg goo 00
29 Cash in office 2 592 61
30 Deposits at interest per schedule N 38799 09
31 Deposits not at interest 413 J5
32 Agents balances net 24 022 62
33 Other items 1 9g7 23
34 Total ledger assets as per balance No 24 1 39 171 oi
NonLedger Assets
35 Interest due and accrued 20 864 27
38 Total assets 1412035 28
Deduct Assets Not Admitted
39 Agents balances 24 215 05
40 Bills receivable 1 9g7 23
42 Total not admitted assets 26 182 28
43 Total admitted assets 1385853 00576 ComptbollebGenebals Eepoet
Liabilities
44 Net amount of unpaid losses and claims 79627 81
47 Salaries and miscellaneous accounts due or accrued esti
mated 5000 00
48 Taxes due or accrued estimated 20000 00
54 Total liabilities 104627 81
Business in Force
55 In force December 31 1914 60030000 00
56 Written or renewed during year 22910000 00
57 Sum 82940000 00
58 Deduct ceased to be in force during year 13550000 00
59 In force December 31 1915 69390000 00
Business in Georgia
61 In force December 31 1914 88000 00
64 Deduct ceased to be in force during year 48000 00
65 In force December 31 1915 40000 00
66 Net losses paid during year 2000 00
67 Net losses incurred during year 2000 00
GUARANTY MUTUAL LIFE AND HEALTH INSURANCE COMPANY
OF SAVANNAH GEORGIA
464468 West Broad Street Savannah Georgia
Walter S Scott President Lacklan M Pollard Secretary
Lacklan M Pollard Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 10966 14
4 Extended at 10966 14
Income
5 Gross premiums on new business 4674 10
6 Gross renewal premiums 99923 02ComptrollerGenerals Eeport
577
7 Deduct amounts paid for reinsurance and
return premiums
8 Total premiums
9 Interest and rents
11 Other sources
Sale iron safe
Sale of case
Agents bond reserve
233 65
13 Total income
104363 47
376 30
2 50
25 00
1705 74
117439 15
Disbursements
14 Net amount paid policyholders for losses
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
21 Loss on sale and decrease by adjustment of assets
22 Other items
Travelling expenses
Taxes
Legal expenses
Expenses
Agents reserve paid
39880 01
37550 89
17339 47
1890 43
2654 55
251 13
2131 52
1332 67
222 90
1194 83
1769 93
23 Total disbursements 106218 33
Ledger Assets
25 Book value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in office
30 Deposits at interest per schedule N
31 Deposits not at interest
32 Agents balances net
33 Other items Furniture and fixtures
34 Total ledger assets as per balances No 24
2000 00
687 32
5225 00
1 67
558 70
23 96
172 32
2551 35
11220 32
NonLedger Assets
35 Interest due and accrued
Rent due
28 10
15 00578
ComptbolleeGenebals Eepobt
37 Other items
Weekly dues due and unpaid
Less 25 per cent for collection
3529 65
882 41
Annual premiums in process of collection less 25 per cent
for collection
Deduct Assets Not Admitted
39
41
42
43
44
45
47
49
50
52
255 82
Agents balances
Other items Net amount due from mem
bers 90963 60
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Other items Agents bond reserve
Total amount of liabilities except capital
Surplus over all liabilities
54 Total liabilities
Business in Force
55
57
58
59
In force December 31 1914 17597
Written or renewed during year 24063
2647 24
90963 60
38 Total assets 104874 26
91219 42
13654 84
Sum 41660
Deduct ceased to be in force during year 23191
507 25
5047 82
335 CO
1835 52
7785 59
5869 25
13654 84
467400 00
934820 00
1402220 00
917970 00
In force December 31 1915 18469 484250 00
Investments in Georgia
Real estate
Bonds
Mortgage loans
2000 00
5225 00
687 32
Total investments in Georgia
7912 32ComptrollerGenerals Eeport 579
industrial life and health insurance co atlanta ga
9193 Walton Street Atlanta Georgia
J N McEachern President I M Sheffield Secretary
Walter McElreath Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 115229 05
4 Extended at 115229 05
Income
5 Gross premiums on new business 25147 85
6 Gross renewal premiums 828 403 25
Total from members 853551 10
7 Deduct amounts paid for reinsurance and
return premiums 893 95
8 Total premiums 852657 85
9 Interest and rents 5 747 gg
13 Total income 858405 71
Disbursements
14 Net amount paid policybolders for losses 381 348 10
15 Legal and administrative expenses in adjustment of claims 3311 41
16 Commissions and allowances to agents First year and re
newaJs 338031 75
17 Salaries of officers and employees 56 801 20
18 Rents and interest 12 438 20
19 Advertising printing postage telegrams etc 11537 82
22 Other items
Travelling expenses of manager and agents 16483 25
Licenses and taxes 9 729 84
Furniture and fixtures 1 156 00
Miscellaneous 5 937 53
23 Total disbursements 846 775 20
Ledger Assets
25 Book value of real estate 35 700 00
26 Mortgage loans per schedule B 18 400 00
27 Bonds at book value 49 400 00580
CompteollebGenebals Eepoet
31
32
34
35
37
Deposits not at interest
Agents balances net
Total ledger assets as per balance No 24
NonLedger Assets
Interest due and accrued
Other items
Weekly dues due and unpaid
Estimated cost of collection
Furniture and fixtures
Books and printing
Deduct Assets Not Admitted
39
41
42
43
44
47
48
50
52
Agents balances
Other items
Furniture and fixtures
Books and printing
16 86
8000 00
500 00
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Surplus over all liabilities
122369 84
Business in Force
23342 70
16 86
126859 56
564 05
12261 35
3085 35
8000 00
500 00
38 Total assets 145099 61
1516 86
136582 75
7080 30
1490 06
5642 55
14212 91
54 Total liabilities 136582 75
55
56
57
58
59
In force December 31 1914
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31 1915
3333814 00
1463667 00
4797481 00
1657559 00
3139922 00ComptbollerGenebals Eepoet 581
Business in Georgia
61 In force December 31 1914 1800260 00
62 Written or renewed during year 607257 00
63 Sum 2407517 00
64 Deduct ceased to be in force during the year 818717 00
65 In force December 31 1915 1588800 00
66 Net losses paid during year 217340 60
67 Net losses incurred during year 221300 40
Investments in Georgia
1 Real estate 35700 00
2 Bonds 44900 00
3 Mortgage loans 18400 00
Total investments in Georgia 99000 00
NATIONAL LIFE ASSOCIATION DES MOINES IOWA
S and L Building Des Moines Iowa
James P Hewitt President A W Layman Secretary
Wm A Wright Insurance Commissioner Attorney for Service
Capital Stock
4 Extended at 902214 96
Income
5 Gross premiums on new business 105885 06
6 Gross renewal premiums 439385 33
7 Deduct amounts paid for reinsurance and
return premiums 17788 87
8 Total premiums
9 Interest and rents
11 Other sources
Fees for change of beneficiary
Deposits in insolvent banks previously charged off
Net increase in reserve fund obligations
527481 52
27726 06
117 00
369 96
62193 01
13 Total income
617887 55582 ComptrollerGenerals Report
Disbursements
14 Net amount paid policyholders for losses 278090 29
15 Legal and administrative expenses in adjustment of claims 1652 59
16 Commissions and allowances to agents
a First year 77 76 34
b Renewal 16686 76
17 Salaries of officers and employees 32357 86
Salary of agents 1351 19
18 Rents and interest 3125 50
19 Advertising printing postage telegrams etc 13211 50
22 Other items
Medical examination fees 10808 00
Travelling expenses 2003 15
Collection and remittance of assessments 288C 2
Insurance department fees 1743 50
Furniture and fixtures 1003 97
Taxes on premiums and advanced on mortgages 7492 02
Inspection of risks 2942 37
Loss on mortgage loans charged off 2650 00
23 Total disbursements 45518 43
Ledger Assets
25 Book value of real estate 10 135 93
26 Mortgage loans per schedule B 569478 00
29 Cash in office 284 85
30 Deposits at interest per schedule N 78358 02
33 Other items
Reserve fund obligations 405379 79
Interest on mortgage collected and not yet turned over to
association 6872 91
Less premiums collected in advance 1054 15
Less mortgage interest collected in advance 4534 30
34 Total ledger assets as per balance No 24 1064921 08
NonLedger Assets
35 Interest due and accrued 30158 39
87 Other items
Agents balances net 4 4ii 00
Mortuary assessments due and unpaid 2214 12
38 Total assets 1111 748 5944
47
48
49
50
oo
56
57
58
59
61
62
63
64
65
66
67
CompteollebGenebals Kepoet 583
Liabilities
Net amount of unpaid losses and claims 49000 00
Salaries and miscellaneous accounts due or accrued 825 25
Taxes due or accrued estimated 7000 00
Other items
Commission to agents 461 81
Value of outstanding benefit certificates or policies ascer
tained as provided by Chapter 83 Acts of 32d General
Assembly of Iowa 218017 55
Total amount of liabilities except capital 275304 61
Business in Force
In force December 31 1914 33511000 00
Written or renewed during year 10836500 00
Sum 44347500 00
Deduct ceased to be in force during year 12895500 00
In force December 31 1915 31452000 00
Business in Georgia
In force December 31 1914 403500 00
Written or renewed during year 115000 00
Sum 518500 00
Deduct ceased to be in force during the year 303000 00
Tn force December 31 1915 215500 00
Net losses paid during year 4000 00
Net losses incurred during year 6000 00
THE PEOPLES HEALTH AND LIFE INSURANCE CO MACON GA
455 Cotton Avenue Macon Georgia
C E Moore President F W J Disroon Secretary
Hon Win A Yright Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914
5966 44584
CompteolleeGenekals Repoet
Income
5 Gross premiums on new business
6 Gross renewal premiums
7 Deduct amounts paid for reinsurance and
return premiums
682 20
9069 65
5 00
8 Total premiums
9 Interest and rents
11 Other sources
Advanced by officers
Deficiencies
Agents bond reserves
Agents balance
F S and A and revivals
13 Total income
9 756 85
220 00
500 00
59 21
71 69
17 49
132 15
10 747 37
Disbursements
14 Net amount paid policyholders for losses
15 Legal and administrative expense in adjustment of claims
16 Commissions and allowances to agents
Travelling expenses
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
22 Other items
Legal expenses licenses and taxes
Furniture and fixtures
Branch and home office expenses
Application fee returned to agents
23 Total disbursements
Ledger Assets
7 Bonds at book value
29 Cash in office and hands of agents
31 Deposits not at interest
32 Agents balances net
34 Total ledger assets as per balance No 24
NonLedger Assets
36 Market value of assets over book value
37 Other items
Weekly dues due and unpaid less 4r collection
Furniture and fixtures
3548 34
5 00
4862 73
217 64
331 55
491 00
228 90
329 01
120 30
144 45
455 80
10769 62
4531 25
332 12
20 32
1S2 12
5060 81
68 75
548 01
227 80
38 Total assets
5905 37ComptbollebGenebals Eepobt 585
Deduct Assets Not Admitted
39 Agents balances 199 gx
41 Other items Furniture and fixtures 227 80
42 Total not admitted assets 427 41
43 Total admitted assets 5 477 96
Liabilities
49 Other items
Agents bond reserve 71 qj
Borrowed money jqq qq
Advance premiums 5 75
Furniture and fixtures 260 00
Bills accrued 7 50
50 Total amount of liabilities except capita 844 92
52 Surplus over all liabilities 4 117 43
53 Surplus protection to polieyholders 515 61
54 Total liabilities 5 477 96
Business in Georgia
No Amount
61 In force December 31 1914 2929 26 995 37
62 Written or renewed during year 3977 45 032 25
63 Sum 6906 72027 62
64 Deduct ceased to be in force during year 3298 37653 62
65 In force December 31 1915 3618 34374 00
66 Net losses paid during year 3548 24
67 Net losses incurred during year 3969 94
Investments in Georgia
2 Bonds Five 1000 00 3 and onehalf per cent City of Atlanta586
ComptbolleeGeneeals Repoet
PILGKIM HEALTH AND LIFE INSURANCE CO OF AUGUSTA GA
1143 Gwinnett Street Augusta Ga
H C Young President T J Walker Secretary
Wm A Wright Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1915 40713 30
Income
5 Gross premiums on new business 299058 82
7 Deduct amounts paid for reinsurance ami
return premiums premiums refunded 158 27
8 Total premiums 98900 55
9 Interest and rents 2254 45
11 Other sources
Fines changes of policies etc
Agency advances
Agents bond reserve
15 19
1725 42
13 Total income 303033 98
Disbursements
14 Net amount paid policyholders for losses 140108 7
15 Legal and administrative expenses in adjustment of claims 512 25
10 Commissions and allowances to agents First year 118034 72
17 Salaries of officers and employees 16199 09
19 Advertising printing postage telegrams etc 4518 81
22 Other items
Fuel and light expenses cleaning railroad fare med exp 8080 64
Repairs on real estate and taxes 3342 11
Professional services 55
Exchange and discount and guaranty fund cert refunded 1503 48
Interest on gun runty fund and rent 2836 21
23 Total disbursements 295558 65
Ledger Assets
25 Boob value of real estate
26 Mortgage loans per schedule B
27 Bonds at book value
29 Cash in course of transmission
9039 52
2341 7
5150 00
2334 94ComptbollebGenebals Eepoet 587
30 Deposits at interest per schedule N 25 082 20
31 Deposits not at interest 2 551 37
33 Other items Furniture and fixtures 1 688 82
34 Total ledger assets as per balance No 24 48 188 63
NonLedger Assets
35 Interest due and accrued 528 23
37 Other items Weekly dues due and unpaid less 25 col 8230 73
38 Total assets 56 947 59
Deduct Assets Not Admitted
41 Other items Furniture and fixtures 1688 82
42 Total not admitted assets i 688 82
43 Total admitted assets 55 258 77
Liabilities
45 Reserves or unearned premiums on risks outstanding agent
bonds reserve 7 980 64
47 Sal and miscellaneous acts due or accrued 40 00
48 Taxes due or accrued 436 92
50 Total amount of liabilities except capital 8 457 56
52 Surplus over all liabilities 46 801 21
Business in Force
55 In force December 31 1914 i 204 130 00
56 Written or renewed during year 1638 978 00
57 Sum 2843108 00
58 Deduct ceased to be in force during year 1 636 260 00
59 In force December 31 1915 i 206 848 00
Investments in Georgia
1 Real estate 9 03i 0
2 Bonds B1B0 00
3 Mortgage loans 2 341 78
Total investments in Georgia 16 53 30588
ComptrollerGenerals Report
SOUTH GA FARMERS FIRE INSURANCE CO THOMASVILLE GA
E L Neal Attorney for Service
C L Heard President Robert Alexander Secretary
Income
1 Membership fees actually received 97 60
3 Assessments in addition to the regular weekly monthly or
annual dues 3035 00
5 Arrears paid by members 24 12
8 Total received from applicants and mem items 1 to 7 3156 72
9 Deduct payments returned to applicants and members 2884 OS
10 Net amount received from applicants and members 322 64
Disbursements
1 Gross amount paid members or policyholders for losses 2566 93
6 Salaries of special and general agents 183 78
7 Salaries fees and all other charges of officers and direc 75 38
8 Salaries of home office employees 192 69
9 Rents 36 00
ID Advertising 33 00
20 State premium tax 1 94
21 Insurance department licenses and fees 25 00
37 Total disbursements 3116 72
Liabilities
17 All other liabilities viz
Due incorporations for 24 organizations 36 00
SOUTHERN CO OPERATIVE FIRE INSURANCE CO OF MACON GA
Suite 22 Washington Block Maeon Georgia
A A Johnson President R W Freeman Secretary
Capital Stock
2 Ledger assets Dec 31 1915
811 31ComptrolleeGenerals Eepoet
Income
Gross premiums on new business 1680 13
11
Total premiums
Other sources
A A Johnson
R W Freeman
T C Robertson
13 Total income
589
1680 13
912 00
470 42
765 52
2147 94
Disbursements
14 Net amount paid policyholders for losses
16 Commissions and allowances to agents First year
17 Salaries of officers and employees
18 Rents and interest
19 Advertising printing postage telegrams etc
22 Other items
Legal expenses
Furniture and fixtures
Insurance department licenses and fees
Other licenses and taxes
harter fee
Incidentals car fare etc
23 Total disbursements
Ledger Assets
9
31
33
34
56
57
58
59
66
67
Cash in office
Deposits not at interest
Other items Office furniture and fixtures
Total ledger assets as per balance No 24
Business in Force
Written or renewed during year
Sum
50 00
1640 95
850 00
100 00
17 50
90 00
300 00
25 00
48 50
100 00
100 00
Deduct ceased to be in force during year
In force December 31 1915 608
Business in Georgia
Net losses paid during year
Net losses incurred during year
3516 95
258 75
52 56
300 00
811 31
2368 00
301230 00
1760 00
113 28
50 00
50 00590
ComptrollerGenerals Report
SUNLIGHT INSURANCE COMPANY ATLANTA GEORGIA
1428 Empire Building Atlanta Ga
S J Sheffield President C A Penn Secretary
Colonel Walter McElreath Attorney for Service
Capital Stock
2 Ledger assets Dec 31 1914 4S0 52
Income
8 Total income 19417 81
Disbursements
14 Net amount paid policyholders for losses 3 27 48
17 Salaries of officers and employees 14 300 21
18 Rents and interest 540 00
19 Advertising printing postage telegrams etc 493 06
20 Paid policyholders for return premiums 175 27
22 Other items
Legal expense 195 50
Furniture and fixtures 105 38
License and tax 100 55
Travelling expense 21 10
2 Total disbursements 19204 55
Ledger Assets
31 Deposits not at interest 693 78
N011Ledger Assets
37 Other items
Net amount due from members 131 il
Furniture books and blanks 1175 00
38 Total assets 15030 11
Deduct Assets Not Admitted
12 Total not admitted assets 1175 011
43 Total admitted assets 13855 11ComptrollerGenerals Report 591
Liabilities
44 Net amount of unpaid losses and claims 100 00
52 Surplus protection to policyholders 593 73
Business in Georgia
No Amount
61 In force December 31 1914 5884 770350 00
62 Written or renewed during year 5641 696 450 00
63 Sum 11525 1466800 00
64 Deduct ceased to be in force during year 7052 914 600 00
65 In force December 31 1915 4473 552200 00INDEX
FIRE COMPANIES
A
AACHENMUNICH FIREU S BRANCH
Statement of 1
AGRICULTURAL FIRE INS CO WATERTOWN N Y
Statement of 3
ALLIANCE INS CO PHILADELPHIA PA
Statement of 6
AMERICAN CENTRAL STOCK FIRE MO
Statement of 8
AFRICAN DRUGGISTS STOCK FIRE INS CO OHIO
Statement of 10
AMERICAN INS CO NEWARK N J
Statement of 1 2
ATLAS ASSURANCE CO LONDON ENG
Statement of 15
B
BOSTON INS CO MASS
Statement of 18
BRITISH AMERICA ASSURANCE CO CANADA
Statement of 20
C
CALEDONIAN FIRE INS CO N Y
Statement of 23
CAM DFX INS CO N J
Statement of 26
CENTRAL MFRS MUTUAL OHIO
Statement of 28
CITIZENS INS CO MISSOURI
Statement of 31594 ComptrollerGenerals Eeport
CITY OF NEW YORK INS CO N Y
Statement of go
COLUMBIA INS CO NEW JERSEY
Statement of orr
COMMERCIAL UNION ASSN CO ENG
Statement of 37
COMMONWEALTH INS CO N Y
Statement of q
CONCORDIA FIRE INS CO WIS
Statement of 43
CONNECTICUT FIEE INS CO CONN
Statement of
CONTINENTAL INS CO N Y
Statement of 40
COUNTY INS CO PA
Statement of 40
E
EQUITABLE FIEE AND MARINE NS CO R I
Statement of t
EQUITABLE INS CO S C
Statement of
F
FIREMANS FUND INS CO CAL
Statement of
FIREMENS FIRE INS CO N J
Statement of nn
FIRST NATIONAL FIRE INS CO V 8 I C
Statement of
IM TCI I BURG FIRE INS CO
statement of
FRANKLIN FIRE INS CO PA
Statement of r
Q
GEORGIA HOME FIRE INS CO GA
Statement of ComptbollebGexeeals Repoet 595
german alliance ins co n y
Statement of 74
GERMANAMERICAN INS CO N Y
Statement of 76
GEEMANIA FIRE INS CO N Y
Statement of 80
GLENS FALLS INS CO N Y
Statement of 85
GLOBE AND RUTGERS FIEE INS CO N Y
Statement of 88
H
HAMBURGBREMEN FIRE INS CO GEBMAXYN Y
Statement of 90
HANOVER FIRE INS CO N Y
Statement of 93
HABTFOED FIEE IXS CO CONN
Statement of 96
HOME INSURANCE CO N Y
Statement of 98
I
INSURANCE CO OF NORTH AMERICA PA
Statement of 101
INSURANCE CO STATE OF PA PA
Statement of 104
L
LIVERPOOL LONDON GLOBE IXS CO EXG
Statement of 10S
LIVERPOOL LOXDON GLOBE IXS CO N Y
Statement of Ill
LONDON ASSURANCE COR X Y
Statement of 118
LOXDOX LANCASHIRE FIRE IXS CO ENG N Y
Statement of US
LUMBER MUTUAL FIRE INS CO MASS
Statement of 118596 ComptrollerGenerals Report
lumber underwriters of n y
Statement of 122
LUMBERMENS MUTUAL FIRE OHIO
Statement of 124
M
MASSACHUSETTS FIRE AND MARINE MASS
Statement of 126
MERCANTILE MUTUAL FIRE R I
Statement of 129
MILWAUKEE MECHANICS INS CO WIS
Statement of 131
N
NATIONAL BEN FRANKLIN FIRE INS CO
Statement of 134
NATIONAL FIRE INS CO R I
Statement of 137
NATIONAL FIRE INSURANCE CO CONN
Statement of 139
NATIONAL UNION FIRE INS CO PA
Statement of 142
NEWARK FIRE INS CO N J
Statement of 152
NEW BRUNSWICK FIRE INS CO N J
Statement of 144
NEW HAMPSHIRE FIRE INS CO N H
Statement of 147
NEW JERSEY FIRE INS CO N J
Statement of 149
NIAGARA FIRE INS CO N Y
Statement of 154
NORDDEUTSCHE FIRE INS CO N Y
Statement of 157
NORTH BRITISH AND MERCANTILE FIRE CNS CO U S N Y
Statement of 159
NORTHERN INS CO N Y
Statement of 165ComptrollerGenerals Keport 597
north river ins co n y
Statement of 162
NORTHWESTERN NATIONAL FIRE INS CO WIS
Statement of 167
NORWICH UNION FIRE SOCIETY ENGLAND N Y
Statement of 170
0
ORIENT INS CO HARTFORD CONN
Statement of 172
P
PACIFIC FIRE INS CO N Y
Statement of 176
PALATINE INS CO Ltd ENGLAND
Statement of 178
PENNSYLVANIA FIRE INS CO PA
Statement of 180
PENNSYLVANIA LUMBERMENS FIRE PA
Statement of 182
PENNSYLVANIA MILLERS FIRE INS CO PA
Statement of I85
PEOPLES NATIONAL FIRE INS CO PA
Statement of I87
PHENIX FIRE INS CO R I
Statement of 191
PHOENIX ASSURANCE Ltd ENGLAND
Statement of 193
PHOENIX FIRE INS CO CONN
Statement of 196
PROVIDENCEWASHINGTON FIRE R I
Statement of 199
Q
QUEEN INS CO OF AMERICA N Y
Statement of 201
R
RHODE ISLAND INS CO
Statement of 204598 ComptrollerGenerals Eeport
boyal exchange assubaxce england
Statement of 206
BOYAL INS CO Ltd ENGLAND
Statement of 209
S
ST PAUL FIBE MABINE INS CO
Statement of 312
SAVANNAH FIBE INS CO GA
Statement of 216
SCOTTISH UNION NATIONAL 1XS CO
Statement of ojg
SECURITY INS CO CONN
Statement of no i
SOUTHEBN MUTUAL FIBE GA
Statement of 093
SPRINGFIELD FIBE AND MARINE MASS
Statement of 00c
STANDARD FIBE INS CO
Statement of s
STEELING FIBE INS CO 1XD
Statement of
SUN INS CO ENGU S BBANCH
Statement of
SVEA FIBE AND LIFE Ltd SWEDEN
Statement of
235
U
UNION FIBE INS CO FRANCE
Statement of
UNITED STATES FIBE TXS CO X Y
Statement of 0
W
WESTCHESTEE FIEE INS CO X Y
Statement of
243
WESTEBN ASSURANCE CO CANADA
Statement of n
246ComptrollekGeneeals Eepoet 599
AV1LLIAMSBUBG CITY FIEE INS CO
Statement of
Y
YORKSHIRE INS CO Ltd ENGLAND IT S BRANCH
Statement of
LIFE COMPANIES
A
AETNA LIFE INS CO CONN
Statement of
AMERICAN CENTRAL LIFE
Statement of 2o9
AMERICAN NATIONAL INS CO TEXAS
Statement of
ATLANTIC LIFE INS CO VA
Statement of 265
B
BANKEES RESEEVE LIFE CO NEB
Statement of 68
C
CHEROKEE LIFE INS CO GA
Statement of 270
COLUMBIA LIFE INS CO OHIO
Statement of 4
COLUMBIAN NATIONAL LIFE MASS
Statement of L
CONNECTICUT MUTUAL LIFE CONN
Statement of 284
E
EQUITABLE LIFE ASSURANCE SOCIETY N Y
Statement of 8600 ComptrollerGenebals Report
F
FEDERAL LIFE INS CO ILL
Statement of 291
FIDELITY MUTUAL LIFE INS CO PA
Statement of 297
FRANKLIN LIFE INS CO ILL
Statement of 3qq
G
GERMANIA LIFE INS CO N Y
Statement of 399
GEORGE WASHINGTON LIFE
Statement of 303
H
HOME LIFE INS CO N Y
Statement of 32 o
I
ILLINOIS LIFE INS CO ILL
Statement of gjg
INDIANA NATIONAL LIFE IND
Statement of 32g
INTERNATIONAL LIFE INS CO MO
Statement of 301
INTERSOUTHERN LIFE INS CO KY
Statement of 31 j
J
JEFFERSON STANDARD LIFE INS CO N C
Statement of 39g
L
LIFE INS CO OF VIRGINIA VA
Statement of o1
LINCOLN RESERVE LIFE ALA
Statement of 004ComptrollerGenerals Eepoet 601
M
MANHATTAN LIFE INS CO N Y
Statement of 337
MARYLAND LIFEINS CO MD
Statement of 341
MASSACHUSETTS MUTUAL LIFE INS CO MASS
Statement of 344
MERCHANTS LIFE INS CO
Statement of 347
METROPOLITAN LIFE INS CO
Statement of 350
MICHIGAN MUTUAL LIFE INS CO
Statement of 353
MISSOURI STATE LIFE INS CO
Statement of 356
MUTUAL BENEFIT LIFE INS CO
Statement of 359
MUTUAL LIFE INS CO N Y
Statement of 362
NATIONAL LIFE ACCIDENT INS CO TENN
Statement of 372
NATIONAL LIFE INS CO VT
Statement of 366
NATIONAL LIFE INS U S AMERICA ILL
Statement of 369
NEW ENGLAND MUTUAL LIFE MASS
Statement of 375
NEW YORK LIFE INS CO N Y
Statement of 377
NORTH CAROLINA MUTUAL PROV ASSOCIATION
Statement of 380
NORTHWESTERN MUTUAL LIFE W1S
Statement of 383
P
PACIFIC MUTUAL LIFE CAL
Statement of 386602 CompteolleeGeneeals Eepoet
paxamerican life ins co la
Statement of 389
PENN MUTUAL LIFE INS CO PA
Statement of 392
PHOENIX MUTUAL LIFE INS CO CONN
Statement of 395
PITTSBURGH LIFE AND TRUST CO PA
Statement of 398
PROVIDENT LIFE AND TRUST CO PHILA PA
Statement of 402
PRUDENTIAL INS CO OF AMERICA N J
Statement of 404
R
RELIANCE LIFE INS CO PA
Statement of 409
RESERVE LOAN LIFE INS CO
Statement of 412
S
SECURITY MUTUAL LIFE INS CO N Y
Statement of 415
SOUTHERN STATES LIFE INS CO ALA
Statement of 418
STANDARD LIFE INS CO
Statement of 421
STATE LIFE INS CO IND
Statement of 424
STATE MUTUAL ASSURANCE CO
Statement of 427
T
TRAVELERS INS CO HARTFORD COXX
Statement of 429
U
UNIOX CENTRAL LIFE INS CO OHIO
Statement of 432
UNITED LIFE ACCIDENT INS CO N H
Statement of 435ComptrolleeGtenebals Eepoet 603
v
VOLUNTEER STATE LIFE INS CO TENN
Statement of 438
MISCELLANEOUS COMPANIES
A
AETNA ACCIDENT LIABILITY CO
Statement of 441
AMERICAN CASUALTY CO PA
Statement of 443
AMERICAN CREDIT INDEMNITY CO N Y
Statement of 445
AMERICAN LIFE AND ACCIDENT CO MO
Statement of 448
AMERICAN SURETY CO N Y
Statement of 451
AUTOMOBILE INS CO CONN
Statement of 454
C
CASUALTY COMPANY OF AMERICA N Y
Statement of 457
COLUMBIAN NATIONAL LIFE CO MASS
Statement of 450
CONTINENTAL CASUALTY CO ILL
Statement of 462
F
FEDERAL CASUALTY CO MICH
Statement of 467
FEDERAL LIFE INS CO ILL
Statement of 465
FIDELITYDEPOSIT CO MD
Statement of 469
FRANKFORT GENERAL INS CO N Y
Statement of 471604 ComptkollerGeneeals Eepoet
g
general accident fire and life assn corp pa
Statement of 473
GENEEAL INDEMNITY COEP N Y
Statement of 476
GLOBE INDEMNITY CO N Y
Statement of 478
H
HARTFORD ACCIDENT INDEMNITY CO CONN
Statement of 480
HAETFOED STEAM BOILER INSPECTIONINS CO
Statement of 482
I
INTERSTATE CASUALTY CO ALA
Statement of 484
INTERSTATE LIFEACCIDENT CO TENN
Statement of 486
L
LLOYDS PLATE GLASS INS CO N Y
Statement of 489
LONDONLANCASHIRE GUARANTEE ACCIDENT CO N Y
Statement of 494
LONDON GUARANTEE ACCIDENT CO ILL
Statement of 491
LOYAL PROTECTIVE INS CO MASS
Statement of 496
M
MARYLAND CASUALTY CO MD
Statement of 499
MASONIC MUTUAL ACCIDENT CO MASS
Statement of 501
MASONIC PROTECTIVE ASSOCIATION MASS
Statement of 504
MASSACHUSETTS BONDING INS CO MASS
Statement of 506ComptbollebGenebals Eepoet 605
metropolitan casualty co n y
Statement of 509
N
NATIONAL CASUALTY CO MICH
Statement of 511
NATIONAL SURETY COMPANY N Y
Statement of 513
NEW YORK PLATE GLASS INS CO
Statement of 515
NORTH AMERICAN ACCOUNT INS CO ILL
Statement of 518
0
OCEAN ACCIDENT GUARANTEE CORP N Y
Statement of 520
P
PACIFIC MUTUAL INS CO CAL
Statement of 522
PREFERRED ACCIDENT INS CO N Y
Statement of 524
PROVIDENT LIFEACCIDENT INS CO TENN
Statement of 527
R
RIDGELY PROTECTIVE ASSOCIATION MASS
Statement of 529
ROYAL INDEMNITY CO N Y
Statement of 532
S
STANDARD ACCIDENT INS CO MICH
Statement of 534
STANDARD MARINE INS CO N Y
Statement of 537
SUBSCRIBERS AT U S LLOYDS N Y
Statement of 553606 ComptrollerGenerals Report
T
THAMESMERSEY MARINE INS CO Ltd N Y
Statement of
TOKIO MARINE INSURANCE CO N Y
Statement of
542
TRAVELERS INDEMNITY CO CONN
Statement of 544
TRAVELERS INSURANCE CO CONN
Statement of
U
UNION MARINE INS CO N Y
Statement of jrg
UNITED STATES FIDELITY GUARANTY CO MD
Statement of
ASSESSMENT INSURANCE COMPANIES
A
AMERICAN INS CO GA
Statement of
ATLANTA MUTUAL INS COGA
Statement of gen
B
BANKEES HEALTH LIFE INS CO GA
Statement of
C
CONTINENTAL AID ASSO GA
Statement of kqa
F
FARMERS COOPERATIVE ASSESSMENT FIRE GA
Statement of gog
FABMEBS MUTUAL ASSESSMENT FIRE GA
Statement of gComptrollerGenerals Eepoet 607
farmers mutual fire ins co ga
Statement of 568
FARMERS PROV FIRE INS CO GA
Statement of 569
FREE STATE COOPERATIVE ASSESSMENT FIRE GA
Statement of 571
G
GEORGIA MUTUAL LIFE HEALTH INS CO GA
Statement of 572
GUARANTEE FIRE AND LIFE ASSO OMAHA
Statement of 574
GUARANTY MUTUAL LIFE INS CO GA
Statement of 574
I
INDUSTRIAL LIFE AND HEALTH CO GA
Statement of 579
N
NATIONAL LIFE ASSN IOWA
Statement of 581
P
PEOPLES HEALTH AND LIFE GA
Statement of 583
PILGRIM HEALTH AND LIFE GA
Statement of 586
S
SOUTH GEORGIA FARMERS FIRE GA
Statement of 588
SOUTHERN COOPERATIVE FIRE INS CO
Statement of 588
SUNLIGHT INSURANCE CO GA
Statement of 590
UNIVERSITY OF GEORGIA LIBRARIES
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