rlt ij BBSSBP mnm THE LIBRARY OF THE UNIVERSITY OF GEORGIA n JliimahtjUHmJiteil lJgTgiA ViiiaiiJii nEKS IqfiPiJ will life ifcliiifcfeViaaiSiiaiif v3ililrL lilt STATE CAPJTOL ATLANTAREPORT Insurance Department OF THE COMPTROLLERGENERALS OFFICE YEAR ENDING DECEMBER 31 1915 THE GENERAL LIBRARY THE UNIVERSITY OF GEORGIA ATHENS GEORGIA 1916 Chas P Byrd State Printer Atlanta GaeKmBlasimmMeuimltMllmlllSOmm 3111 REPORT Atlanta Ga January 1 1916 To His Excellency Nathaniel E Harris Governor Atlanta Georgia Sir In compliance with the law of the State I have the honor to submit the annual report of the Insurance Depart ment for the year ending December 31 1915 The detailed reports of the several insurance companies embodied herein show the results of the operations of such companies for the year ending on that date and their financial condition at that time as supplied with the sworn statements of these companies on file in this Department The following table furnishes a progressive comparison of the growth of the insurance business in the past thirty two years Year 1883 1893 1903 1913 1914 1915 EIRE AND TIRE AND MARINE COMPANIES Premiums Collected Losses Paid 1412148 00 1691708 00 3195426 00 6326926 00 5490196 00 5530714 00 1393070 00 1043354 00 1431333 00 3215788 00 3460957 00 3607983 00 The above figures for 1913 1914 and 1915 do not include the companies that do marine business only Such com panies are now classed as Miscellaneous Companies THE GENERAL LIBRARY THE UNIVERSITY OF GEORGIA ATHENS GEORGIA LI I I VI 1883 1893 1903 1913 1914 1915 1883 1893 1903 1913 1914 1915 ComptrollerGenerals Eeport life insurance companies Premiums Collected Amt Ins in Force 296824 00 9098822 00 2375244 00 69931265 00 5298816 00 142672751 00 11440520 00 367623921 00 10629693 00 330082717 00 11641564 00 362516698 00 STEOUS INSUEANCE COMPANIES Premiums Collected Losses Paid None None 4337 00 420 00 122957 00 14333 00 1653515 00 832971 00 1639581 00 827347 00 2430287 00 1517844 00 In the supervision of the companies chartered in and operating in this State special examinations of certain com panies have been made during the year 1915 In each case the reports of the special examiners have been filed show ing the conditions of the companies as brought out in their examinations and where necessary rulings and recom mendations have been made to correct practices not in ac cord with sound business The following companies were examined during 1915 Atlanta Mutual Insurance Association Atlanta Ga Bankers Health Life Insurance Co Maeon Ga Emi nent Household of Columbian Woodmen Atlanta Ga Con tinental Aid Association Atlanta Ga Georgia Casualty Co Macon Ga Georgia Home Insurance Co Columbus Ga Georgia Mutual Industrial Life Health Insurance Co Augusta Ga Industrial Life Health Insurance Co Atlanta Ga Pilgrim Health Life Insurance Co Augus ta Ga State Mutual Life Insurance Co Rome Ga Eeference was made in the report of this Department of January 1st 1915 to two companies that had been placedComptrollerGeneral s Report vh in liquidation through the medium of the courts The Amer ican Life and Annuity Company and The Cosmopolitan Life Insurance Company The latter company has been brought to final distribution A detailed report of the af fairs of this company was incorporated in last years re port and is here repeated inasmuch as the final order of discharge was secured during 1915 The affairs of the American Life and Annuity Company are still in progress of liquidation A report is appended showing assets and liabilities of this company when liquid ation was ordered on September 8 1913 the receipts and disbursements up to December 31 1915 and the assets and liabilities on that date The liquidation of this company has necessarily been slow as there have been many mat ters in litigation The greater portion of these have now been disposed of and it is hoped that the priority of claims may soon be established and that distributions may be be gun during the current year In the early part of this year two other companies were placed in charge of the Insurance Commissioner under the Act of 1912 the Empire Life Insurance Company of At lanta and the State Mutual Life Insurance Company of Rome Hon Hamilton Yancey of Rome has been appointed special deputy insurance commissioner for the State Mu tual while the Empire Life has been handled directly from this Department through the deputy insurance commission er in consultation with Mr Robert C Alston who has been employed as special counsel in this case Attention is di rected to the detailed reports of these companies made by the deputies in charge Accompanying this report is a statement of the expen ses of this Department for the year 1915 and also of the Fire Inspectors Fund for that year vm ComptbollebGeneeals Eepoet SUGGESTED LEGISLATION There are certain defects of the Fraternal Societies Act passed by the Legislature in 1914 which should be corrected in order to make the Act most effective In Section 15 an annual license fee of forty dollars is provided while the last paragraph of Section 16 provides a less amount as license fee of foreign societies The fee for annual license should be established at forty dollars Section 32 of this Act exempts societies with a member ship of less than 5000 thus defeating the purpose of the whole Act Public policy demands that fraternal societies no matter how small should be thoroughly and intelligently su pervised and guided where necessary in the established principles of insurance The provisions of this Act are a step forward in this direction and the small societies should be made to comply with these provisions as well as the large Indeed the smaller societies by complying with this Act may be taught to avoid the mistakes that some of the larger societies have made in the past W A Higgins Vm A Weight Deputy Ins Comr Insurance CommissionerComptrollerGenebals Eepoet IX REVENUE COLLECTED THROUGH THE INSURANCE DEPARTMENT Licenses of companies and agents Taxes insurance companies Total 42880 00 188485 64 231365 64 Department Expenses Telegraph telephone and express Printing and stationery Office expense Office supplies Salaries Salary insurance clerk 330 00 28 61 3755 39 10 30 16 35 7500 00 1800 00 Total 13440 65 FIRE INSPECTORS FUND 1915 Cash in bank January 1 1915 Disbursements during 1915 Fire Inspectors salary 2000 00 Fire Inspectors traveling expense 2467 50 Miscellaneous expense 58 85 Total disbursements Bank balance December 31 1915 Balance 1914 expense advances not covered by 1914 vouchers 131 90 Add expense advances in 1915 2467 50 Sum Deduct expense vouchers 1915 2599 40 2519 10 Balance expense advances not covered by 1915 vouchers Total fund December 31 1915 6026 43 4526 35 1500 08 80 30 1580 38 x ComptbollebGenebals Eepoet THE AMERICAN LIFE AND ANNUITY COMPANY Statement of Condition as at Order of Liquidation Sept 8 1913 LEDGER ASSETS Mortgage loans 16jl00 00 Collateral loans g qqq qq Premium notes jc 3gg 29 Book value of bonds 28 19 05 Mortgage bonds 12600 00 Cash in office 32 qq Deposits Atlanta National Bank 514 83 Certificates of deposit 7 jgg qq Notes receivable 51810 56 Agents balances less 359966 cr balances 18528 98 Personal accounts 10 g7 g9 Furniture and fixtures 1 637 50 Gross ledger assets 17 724 33 DEDUCT LEDGER LIABILITIES Unpaid death claims 7 100 00 Outstanding checks 9 559 gg Notes payable 7961 16 J Pope Brown 150 14 Bank of Whigham 103 10 24874 08 Total ledger assets 146850 75 NONLEDGER ASSETS Interest accrued on mortgages 1 950 34 Interest accrued on bonds 4g 03 Interest accrued on collateral loans 85 l Interest accrued on cert of dep 95 64 Interest accrued on premium notes 295 82 Net uncollected and deferred premiums 3 931 86 Discount on unpaid annuities present value 67128 387 20 6537 89 Gr0SS assets 153388 64ComptbollebGenebals Repobt XI DEDUCT ASSETS NOT ADMITTED Furniture and fixtures Agents debit balances gross Personal accounts ree Notes receivable Premium notes in excess of reserve Book value of bonds in excess of market 1637 50 22128 64 16867 62 51810 56 1884 15 4353 70 Admitted assets LIABILITIES Net present value of outstanding policies Death losses due and unpaid Death losses no proofs received Death losses resisted Premiums paid in advance Rent unpaid Salaries unpaid Unpaid bills Unpaid medical examiners fees Unpaid legal fees Unpaid taxes est Certificates of deposit bearing companys endorsement Accrued Barclay contract Unpaid premium taxes Total liabilities Unassigned funds Total Unpaid interest on income certificates not included in liabilities Unassigned funds 98682 17 54706 47 29037 00 2000 00 5000 00 2000 00 269 92 187 00 2419 69 4285 52 664 00 750 00 1000 00 4635 00 1392 64 402 79 54043 56 662 91 54706 47 17982 55 662 91 Liabilities in excess of admitted assets 17319 64 Receipts and Disbursements from Sept 8 1913 to March 15 1916 Inclusive RECEIPTS Realization of Assets Bonds sold book values 42726 44 Loss on sale 8959 24 33767 20xu ComptrollerGenerals Report Mortgage loans Certificate of deposit 2200 00 Loss on sale 400 00 Bank stocks on collateral loan J B McCrary guarantee account Premium notes Furniture and fixtures 1637 50 Loss on sale 1337 50 Gain from sale of collateral loan securities Assets realized Premiums Interest on bonds Interest on mortgage loans Interest on McCrary guarantee account Total receipts 5200 00 1800 00 2500 00 1831 00 196 60 300 00 800 00 46394 80 1372 23 636 52 2178 00 111 55 50693 10 DISBURSEMENTS Liabilities Liquidated Notes payable Interest and costs on same Death claims Old outstanding checks Interest and costs on same Taxes Legal fees per court orders Court costs Rent Atlanta Trust Company settlement 7961 16 916 64 7200 00 7408 42 209 54 2023 32 3400 00 200 75 271 40 150 00 29741 23 Miscellaneous Cost of securing Kelly Croxton mortgage loan charged to W R Taylor 2225 00 Premiums returned 1328 91 Premium notes voided by lapse 2683 95 Fee temporary receiver 500 00 Special deputy 201 93CompteollebGenerals Bepoet Sill Administrative Expenses Stenographer 2 Legal advertisements Postage and miscellaneous 16 70 Auditing 00 Special counsel and expense 2813 43 Total disbursements Statement of Condition as at March 15 1916 ASSETS Mortgage loans Eeal estate and other notes Premium notes Cash on deposit Certificates of deposit Agents balances Accounts receivable Notes receivable Interest accrued on mortgage loans 3772 51 40453 53 10900 00 3400 00 9475 74 5610 35 9485 00 18528 98 18039 85 51810 56 1029 61 128280 09 LIABILITIES Matured death claims payable in installments commuted value September 8 1913 Premiums to be returned Checks outstanding at date company was taken over s unpaid Bills and claims filed approved Bills and claims filed to be proven Interventions Reserve liability on policies in force September 8 1913 Cash surrender values demandable as of September 8 1913 Total liabilities and claims Contingent Liabilities Income certificates outstanding Endorsement of company on certificates of deposit issued by Levy County Bank held by the Southern Securities and Financing Company Monticello Ga 6635 10 468 22 363 11 3394 80 5379 67 13125 77 26092 00 281 00 739 67 445550 00 6500 00MMMIM XIV ComptbollebGenebals Bepoet STATEMENT OF COSMOPOLITAN LIFE INSURANCE COMPANY Under direction of the Insurance Commissioner From date of Court order placing Insurance Commissioner in charge to point of final distribution of assets Selling price of business approved by court order Cash on hand not sold to purchasing company 354000 00 416 67 Payments received on above in accordance with court orders 1 Miscellaneous cash items paid by purchasing company for commissioner 121536 48 2 Cash dividends paid for commissioner by pur chasing eompany to retiring stockholders 39991 00 3 Preferred shareholders paid cash in full set tlement as per court order 5675 00 4 Shareholders preferred by court order trans ferring their equities to purchasing com pany 19750 00 5 Dividends applied as per court order as credits on notes given for stock 644 shares at 43 per cent part value 27692 00 George Bros 2 shares and J B Osburn 2 shares notes in full 100 00 6 43 per cent par value dividends credited to 24794 shares transferring their equities to purchasing company 106607 75 7 J C Peavy 25 shares and S T Sheats 25 shares at 43 per cent 2150 00 8 Final dividend credits on notes 644 shares at 329 2118 76 Final dividend transferring equity to pur chasing company 247914 shares at 329 8156 73 Final dividend S I Sheats 25 shares J C Peavy at 329 164 50 Claims for salaries 4783 34 Rent 46 67 State tax on premiums 65 88 State and county tax 1912 2790 95 Claim of Joel Armstead 3174 53 Claims for legal services 482 90 Claims for advertising 174 83 Claims for inspection of risks 66 00 Claims for printing and stationery 169 15 354416 67ComptrollerGenerals Eeport xv Claims for furniture and fixtures 207 41 Claims for medical fees 95 00 Claims for court costs Jeff Davis County 13 50 Sundry miscellaneous accounts and bills 1424 00 Cash dividend to J D Osborne 2 shares at 800 16 00 Balance on hand for distribution as final div idend 6594 29 Total 354416 67 STATE MUTUAL LIFE INSURANCE COMPANY Rome Ga April 20 1916 To the Hon William A Wright Insurance Commissioner Atlanta Georgia Dear Sir As Special Deputy Insurance Commissioner by virtue of your appointment in charge of the properties and conducting the business of the State Mutual Life Insurance Company it becomes my duty under the Act known as House Bill No 752 to make report to you of the affairs of the said State Mutual Life Insurance Company as of date December 31 1915 I deem it proper to preface my report with a resume of conditions existing at the time of my appointment as Special Deputy Insurance Commissioner On January 15 1915 following the decision of the Supreme Court of Geor gia in the case of W R Walton et al vs State Mutual Life Insurance Com pany reversing the judgment of the Hon A W Fite Judge of the Cherokee Circuit appointing a receiver for the company said cause coming on to be heard before the Hon W E Thomas Judge of the Superior Courts of the Southern Circuit at Thomasville Georgia Judge Moses Wright of the Rome Circuit being disqualified and after consideration of same and the interven tion of the Hon William A Wright Insurance Commissioner a decree was entered directing the Insurance Commissioner in pursuance of the terms of the Act of 1912 known as House Bill No 752 and House Bill No 439 ap proved August 14 1914 to take charge of the property and conduct the busi ness of the State Mutual Life Insurance Company Following this decree acting under direction of yourself as Insurance Commissioner Mr H W Buttolph Consulting Actuary entered upon an in vestigation into the condition and affairs of the State Mutual Life Insurance Company The report of his findings having been submitted for your con sideration you visited Rome and the office of the company on January 27 1915 on which date you made settlement with the receiver Mr Sproul Fouche and took over the possessions of the properties of the company At your re quest and by virtue of a commission of authority under seal of your office 1 assumed direct charge as Special Deputy Insurance Commissioner of the prop erties and affairs of the companytm i jr YT5 rfcr W V 1ji XVI CompteollebGeneeals Beport On assuming charge it was soon made apparent that while the receivership proceedings were pending the business of the company had been practically suspended and it was therefore necessary to put the working force of the office upon the books to complete necessary entries During the period of receivership no death claims were approved or paid Payments of every character except actual expenses incurred by the receiver and the office force under his charge were suspended Death claims and annuities to the amount of 12282089 had accumulated Haste in the preparation of his report being of prime importance the Actuary estimated some of the amounts appearing in the statement but the figures so estimated proved to be substantially correct With the above ex planation the figures compiled by the Examining Actuary follow LEDGER ASSETS Real estate 908270 96 Cash in banks 324532 56 Mortgage loans 617959 12 Bonds 116016 85 Policy loans 1702407 81 Premium notes 43 296 10 Collateral loans 5 000 00 Outstanding nets 4 4Q 92 Bills receivable 50 00 Accounts receivable 2536 65 XOXLEDGER ASSETS 3724537 97 Interest accrued 24321 57 Unearned fire insurance premiums 1054 00 Xet uncollected and deferred premiums 43021 78 Total assets 3792935 32 ASSETS NOT ADMITTED Policy loans etc in excess of reserve 500 00 Collateral loans 5000 00 Outstanding nets 4467 92 Bills receivable 50 00 Accounts receivable 2536 65 Policy loans cancelled 300986 22 Premium notes cancelled 28603 00 342143 79 Admitted assets 3450791 53COMPTROLLERGrENERALs REPORT XVU LIABILITIES 2 Q21 987 Net value outstanding policies 6 Death claims reported or resisted 110645 18774 28 Dividends 31 60 Premiums paid in advance 29534 52 Unearned interest 58vo du Commission to agents Medical and inspection fees 7440 25 Taxes 1 no 89 Miscellaneous bills ia175 00 Unpaid annuity claims past due Rtn 9q Salary claims receiver attorneys and legal fees allowed 40dU w Other salary claims filed 302115 68 Unassigned funds 3450791 53 To quote Mr Buttolph The several items in the foregoing statement appear to need little if any explanation The reason for the large amount of policy loans and premium notes deducted as nonadmitted assets under date of January 15th is as explained above that the books of the company were not kept up to date and that in the preparation of this statement it was thought desirable to show the ledger assets as they were shown by the books at the date when the affairs of the company came under your control These policy loans and premium notes therefore represent the total amount of cancellations which would ordinarily have been put through the company s books and records during the seven and onehalf months that the company was in this peculiar situation By reason of the suspension of the companys affairs and the apprehen sion caused by the appointment of a receiver the policyholders were natural y greatly disturbed and uncertain as to the future of the company and the proper course for them to pursue Lapses were therefore heavy during the time of the receivership proceedings and for a few weeks after the taking over of the company under charge and direction of your office At a reasonably early date a letter was sent to each policyholder advising the condition of the company as same then appeared Such supplementary orders as seemed desirable and necessary for the pro tection of the companys assets and the policyholders interest were secured from Judge Thomas of the Southern Circuit Deathclaims that had accumulated during the rece verslnp were prompt put in preparation for proof and payments made shortly thereafter Salaries fees and expenses accruing during the receivership and prior tthe date when the company was taken in charge by your department aggregating the sum of 80227 were prti orter of court Pro the actuarys report boe V1U J note the ledger item of real estate held by the JJSertt Of this amount 59875000 was credited to the accoun of certaxn properties known as the Bridgeport properties at Bridgeport Alabamaxvm ComptkolleeGeneeals Eepoet The companys record showed that these properties had been taken over by the company as of date of December 29 1911 in satisfaction and by virtue of closing out a mortgage loan on the property aggregating the sum of 232 00000 After taking over these properties on a subsequent valuation they were carried on the companys books at a value of 60000000 certain small sales reduced the book value of the properties to the sum as shown The report of Mr A D Hull a very capable official of the company in charge of the Bridgeport properties as general manager for the year 1913 showed disbursements over income of 34991 and for the year 1914 his report showed disbursements over income of 27647 It was therefore evident that the investment in and holding of this property was both unprofitable and not in accordance with the spirit of the laws regarding investments ot life insurance companies rJT datrr SPeCial DePty VJSited BriPrt and made per sonal examination of the conditions of the town the physical condition of these properties and the future possibilities concerning same The physical con dition of the properties was found to be bad and an estimate indicated that to put the properties in good normal condition would necessitate a heavy ex penditure and at an approximate cost of fifteen to twenty thousand dollars The population of the town had steadily decreased during the two or more preceding years With your approval negotiations for the sale of these prop erties were entered into with parties interested in development companies in North Alabama and Tennessee and after prolonged negotiations an agree ment was reached as of date October 1 1915 for the sale and transfer of these properties to a corporation to be known as the Bridgeport Realty Com pany at and for the sum of 20000000 5100000 to be paid in cash 500000 to be paid April 1 1916 and the balance 14400000 to be paid in twenty annual installments at 4 interest This agreement was finally consummated amMhe properties delivered to the Bridgeport Bealty Company on March 1 Of the other real estate holdings of the company one is an office building known as the Security Building of Denison Texas This property was taken over by the management of the company of date December 29 1910 by reason of the closing out of the loan aggregating the amount of 6359138 Better ments made on the property added the sum of 786713 making net cost to the company 7145851 We therefore charged off and reduced the book value from 90 000 00 to the actual cost and approximate value of the property towit 7145851 You will therefore note that the book value of the real estateowned by the company has been reduced by the sum of these two items aggregating 423 876 55 and by reason of the negotiated sale of the Bridgeport properties con verting same into cash and mortgage bonds the actual real estate holdings of the company now aggregate only the sum of 28445148 including the home office of the company All death claims and annuities accruing since assuming charge of the com pany aggregating the sum of 13935000 have been promptly paid upon re ceipt of proofs and due approval by our medical and legal advisorsCOMPTROLLERGENERALS EePOKT XIX With confidence restored the polieyholders of the company have very gen erally responded by the settlement of their premiums in renewal of their poli cies From the operations of the company since taken over and during your administration of affairs notwithstanding previous disturbed conditions and financial stress incident to the European conflict and heavy expenses paid incident to receivership litigation not chargeable to the years operations we are gratified to report a profit of 11204448 A financial statement as of December 31 1915 is hereto attached and made a part of this report Said statement shows in detail the income and disbursements for the eleven and onehalf months ending December 31 1915 also the assets and liabilities as shown by the books and records of the company on December 31 1915 Very truly Hamilton Yaxcey Special Deputy Insurance Commissioner STATEMENT OF THE STATE MUTUAL LIFE INSURANCE COMPANY OF ROME GEORGIA Ledger assets as per books of the company January 15 1915 3724537 97 INCOM E First premium 71 84 Renewal premiums less 92328 reinsurance 598513 66 Interest Mortgage loans 33145 25 Bonds 2519 72 Policy loans etc 91027 19 Deposits 1964 01 Miscellaneous 654 11 Bents including 10000 for own occupancy 32670 04 Total interest and rents 161980 32 Items previously charged off 134 21 Sale of furniture 88 00 Total income 760788 03 4485326 00 XX ComptrollerGenerals Eeport DISBURSEMENTS A B For items ac For items ac cruing prior to cruing after Jan 15 1915 Jan la 1915 Death claims and annuities 123962 41 120019 04 Matured endowments 2500 00 Surrender values applied to policy loans 315447 70 520894 26 Surrender values applied to pay renewals 814 16 Coupons and dividends 8673 79 61783 17 Renewal commissions 4455 44 Salaries and fees allowed by court 78022 47 Other fees accrued prior to January 15 1915 816 15 Accounts charged off 4938 52 Notes receivable charged oft 50 00 Collateral loan charged off 5000 00 Real estate charged off 423876 55 Other charges on account of real estate 176 21 Salaries 14514 62 Legal expenses 3326 22 Traveling expense 536 11 Medical and inspection fees 595 00 Rent including 10000 for own building 10050 00 Advertising printing and stationery 407 01 Postage telephone telegrams etc 1051 83 Repairs and expense on real estate 13225 99 Fire insurance 2461 15 Taxes on real estate 5547 00 Taxes on personal 8894 03 Taxes on premiums 725 48 License and fees 70 50 Unpaid checks 201 91 Examinations and audits 975 80 Furniture etc 850 00 Miscellaneous expense 1098 37 Totals 960963 80 774997 09 Total disbursements 1735960 89 Balance 2749365 11 LEDGER ASSETS Real estate 484451 48 Mortgage loans 544147 37 Policy loans 1316291 96 Premium notes 43693 37ComptrollerGenerals Eeport XXI Bonds 146000 40 Cash 212908 91 Agents balances 1871 62 Total ledger assets 2749365 11 NONLEDGER ASSETS Interest due or accrued Hill City Land Company 78 87 Mortgage loans 33159 38 Bonds 2181 25 Rents accrued 1327 20 Unearned fire insurance premiums 987 94 Net uncollected and deferred premiums 34158 29 Gross assets 2821258 04 ASSETS NOT ADMITTED Policy loans etc in excess of reserve 496 49 Agents balances 1871 62 Total nonadmitted assets 2368 11 Total admitted assets 2818889 93 LIABILITIES Net value outstanding policies less 76740 reinsured 2798718 54 Death claims reported including 13000 resisted 32500 00 Coupons left to accumulate together with interest 9485 05 Premiums paid in advance 103 1 Interest paid in advance 29044 88 Commissions to agents accrued 3064 14 Medical and inspection fees accrued 305 00 Expense accrued on real estate Miscellaneous bills and accounts 776 60 Taxes accrued 1989 50 Total liabilities 2876830 10xxii ComptbollebGenebals Eepoet Attention is directed to the following analysis of the op eration of this company during the eleven and onehalf months covered by this report The amount of the admitted assets claimed for the company January 15 1915 was 3450791 53 Against whieh there were charged liabilities amounting to 3148675 85 Leaving a book surplus of 302115 68 Of the disbursements for items accruing prior to January 15 1915 amounting to 960963 80 There was carried as liabilities on that date 488863 47 Leaving a balance of such disbursements of 472100 33 Making the impairment on that date 169984 65 The impairment on December 31 was 57940 17 Showing an improvement of condition during the period of 112044 48 This improvement may be approximately traced to its sources as in following brief gain and loss account Gain Loss Loading earned in excess of expenses incurred in period covered 41455 51 Interest earned in excess of that required to maintain reserve 61431 23 Mortality savings 39909 25 Profit on policies terminated 14892 82 Furniture sold 88 00 Items previously charged off 134 21 Gain from decrease in assets not admitted 10186 46 Gain unaccounted for 5114 73 Loss from coupons and dividends paid 61167 73 Net profits for period covered entered to balance 112044 48 Total gains from operations 173212 21 173212 21CompteolleeGeneeals Eepoet XX111 THE EMPIRE LIFE INSURANCE COMPANY Hon Wm A Wright Insurance Commissioner Atlanta Georgia Dear Sir Under Section 29 of the Act of 1912 you placed the affairs of the Empire Life Insurance Company of Atlanta in my charge as Deputy In surance Commissioner on January 9th 1915 As required by that Act I sub mit herewith my report of the conduct of the affairs of that company for the year ending December 31 1915 giving also a brief supplementary state ment showing the transactions for the period from the 1st to the 8th of Janu ary 1915 before the affairs of this company were placed in your charge by order of court Prior to January 9th 1915 this company had been subjected to a course of litigation which demands notice here as having a bearing upon the condi tion of its affairs when this department was placed in charge James R Brown filed his bill against the Empire Life Insurance Company in July 1914 asking to rescind certain alleged contracts of subscription to stock and to have a receiver appointed There was a long hearing in that case which resulted in judgment holding that receivership was not warranted but the case was not dismissed In the meantime the Act of 1914 had been passed amending the Act of 1912 authorizing and requiring submission of claims for receivership against an insurance company to a board composed of the Governor the Insurance Commissioner and the AttorneyGeneral before such claims should be con sidered by the court After the order declining the appointment of a receiver in the Superior Court a petition was presented to this board by Earl F Chand ler represented by the same or substantially the same counsel who had rep resented Judge Brown in the suit above mentioned After a long hearing that petition was denied While the petition was twice denied the effect of the litigation on the affairs of the company was adverse Stories of the proceedings before the court and before the Insurance Board had been carried in the newspapers of the State almost every day for several months with the effect of damaging the interests of the company to a serious extent Many policyholders demanded cash surrender values others refused to pay premiums in cash borrowing from the company for that purpose while others who had borrowed to the extent of their contracts lapsed their insurance by the nonpayment of premiums A further effect of the litigation was the suspension of the work on the Empire office building which this company was erecting in Augusta Georgia Thus the effect of the petitions was to increase the demands for cash and at the same time to cut off to a large extent the chief source of cash creating a situation which demanded the assumption of the companys affairs by the Insurance Commissioner as contemplated by law for the protection of the remaining parties at interest After the denial of this petition the Brown suit was renewed and you as Insurance Commissioner brought an action under the Act of 1912 as amendedXXIV ComptrollerGenerals Report in 1914 to take charge of this company under these two Acts That action was brought to the Superior Court of Richmond County which was alleged to be the principal office of the company It then developed that there was a question as to whether the principal office of the company was in Fulton County or in Richmond County The question grew out of substantially the following facts In 1912 the company voted to move its office from Fulton to Richmond County that vote being the unanimous vote of all the stockholders represented at a meeting called for that purpose but the persons present at that meeting were less than twothirds of the stockholders No application was made to the Secretary of State to change the principal office in pursuance of the afore mentioned vote until September 11th 1914 In the meantime the Act of 1913 had been passed which required twothirds vote of all the company to change the home office The company applied to the Secretary of State after the passage of the 1913 Act for certificate of change of the principal office without complying with the Act of 1913 The Secretary issued the certificate When you were given authority over the company by the Superior Court of Richmond County on the pleadings of the defendant company on the 8th day of January 1915 the Superior Court of Fulton County in the Brown case extended its jurisdiction over the assets of the company and the cause of action thereby in effect locking the order which had been issued by the Super ior Court of Richmond County A J Smith then filed a petition for writ of prohibition against you pro hibiting you from acting under the authority of the aforementioned order of the Superior Court of Richmond County Upon a motion to revoke that writ the motion was denied and the writ made permanent An appeal was taken in that case to the Supreme Court of Georgia where it is now pending On the 8th day of February 1915 you filed your petition in the Superior Court of Fulton County to be allowed to take over the administration of the company under the two statutes of the State alleging the principal office to be in Fulton County making that allegation out of the doubt of the law ques tion which arose on account of the facts above mentioned which doubt had been resolved in favor of Fulton County by Judge Pendleton of the Superior Court of Fulton County in the Smith prohibition suit above mentioned The court granted this order but tied on to it a provision that it was subject to whatever rights other persons and especially the plaintiffs and intervenors in the Brown suit had When that proviso of condition was attached to the order and the previous order which had been entered in the Superior Court of Fulton County taking jurisdiction of the cause and subject matter is also considered your hands were again practically tied or if not tied your authority left in such an indefinite condition that no one could safely advise you to pursue one course or another About this time Whitney and others filed a suit in the Superior Court of Richmond County seeking to impress a trust upon the building in Augusta and to take that out of the regular administration and to have a receiver appointed for it Thereupon upon the motion of Whitney Company incorporated 1902 the Superior Court of Fulton County in the Brown case appointed aptCompteollebGenebals Kepoet XXV James W English receiver of the entire company but directed that he should take charge only of the office building in Augusta thereby taking that asset out of your hands The Whitney Company 1902 is separate and distinct from the Whitney who is petitioner in the Augusta case above referred to The Superior Court of Fulton County in the Brown case then directed its receiver to apply to the judge of the Superior Court of Richmond County for direction and to ask that he be allowed to receive this building The receiver applied to the court at Augusta in accordance with those directions and the court enjoined him from taking possession of the building and enjoined the Whitney Company from proceeding for receivership in the Fulton Superior Court The Whitney Company also moved to consolidate the Brown ease and your case in the Superior Court of Fulton County A J Smith then sent out a circular to the stockholders seeking to have stockholders come in in an independent proceeding and seek to take charge of the assets of this company by a separate receivership He had about 200 stockholders representing about 1600 shares Thereupon the officers of the company sent out a counter circular and got a great many of those stockholders to withdraw their claims from Smiths hands We pleaded and de murred to this Smith claim We had already pleaded and demurred to the Whitney claim in Kiehmond County and we demurred to the Whitney company claim in Fulton County The court issued a rule nisi in this last mentioned A J Smith suit making the same returnable on April 8th Mrs Cora Thompson intervened in the Brown ease seeking to impress on the assets in your hands a trust to the extent of about 1000000 on account of the assets of the old Empire Life and Annuity Company which she alleged the Empire Life Insurance Company had taken over The court allowed that petition to be filed and made it returnable in the Brown case Abell and others filed an intervening petition in the Brown case seeking to have the entire funds separately set apart to be held until the further order of the court and seeking other equitable relief and asking that all the cases be consolidated The insurance was lapsing in the meantime and there was no way of saying that you were in authority or that you were not in authority There was no way of saying that the receivership was not going to be extended over all of the assets of the company The receiver had actually been ap pointed and had actually qualified and had actually tried to get possession of part of the assets If the receiver had been appointed over all of the assets it would have matured or lapsed out or ended all of the policies The result was that the policyholders were themselves in terror as to what would happen and not knowing whether the money they put into the company kept their policies alive or whether by receivership the policies would be destroyed Judge Ellis had entered an order allowing Capt English as receiver to appeal from the order of Judge Hammond entered in the Augusta case and that appeal was being taken If that appeal had been taken it would have prevented action in the Augusta situation and in other matters of the estate for quite a number of monthsXXVI ComptrollerGenerals Eeport Abell and others had filed an amendment to their petition seeking to have a special receiver appointed for the incoming policy claims Such in general outline was the situation prior to April 26th 1915 on which date a settlement was reached which confirmed your authorityover these assets asserted the dominant supremacy of the statutes dismissed the pravers for receivership and which made you master of the case Our first purpose in administration of this company was to determine whether it offered a possibility of rehabilitation or must be reinsured and liquidated This question hinged primarily on the possibility of completing the Augusta building of the company On account of the size of the loan required to complete that building we found it impossible to do this except in connection with a reinsurance of the business of the company Negotiations for such reinsurance and financing were had with a laree number of companies extending over several months These were finally eon summated by entering into contracts with the International Life Insurance Company of St Louis Missouri These contracts secured the payment by the International Life of the re crued death claims the reinsurance in that company of the policies of the Empire still in force and sufficient loans on the Augusta building ami the Atlanta building of the company to complete the property in Augusta when taken in connection with agreements that had been tentatively entered into with the contractors and other parties interested in that property These contracts whirl comprehended in themselves and in the plan for the completion of the Augusta building which was dependent on then a solution of the mam business problems surrounding this estate were presented to the stockholders at a called meeting and after full opportunity for discussing then and the situation of the Empire Life estate had been generally accepted res olutions were passed approving the action of your department and recommend ing to the court that these contracts be approved When the work had been brought to this point the contracts were presented to the court for approval Hearing extended through several days and was brought to an end by the announcement of the Hon W K Chorn Insurance Commissioner of Missouri that because of the litigation he would not allow the International Life to enter into the proposed contracts Immediately after the failure of this plan negotiations were begun again wth several of the companies that had previously been interested and of fers for reinsuring and refinancing the Empire Life were invited from a large number of the life insurance companies of this country whose statements showed then to be qualified to undertake the task A meeting of the polieyholders was called December 2 1915 at which meetrng a protective committee of seven was appointed to advise with your department m regard to the further administration of the Empire estate This conunttee has met with your officers on several occasions and no important step has been taken since their appointment by the polieyholders of whic teps they were no previously advised and with which they were not in ulComptrollerGenerals Eeport xxvii Finally on December 29th 1915 such modifications in the reinsurance and financing contracts were made as were necessary to make them acceptable to the Insurance Commissioner of Missouri and the contracts so modified were entered into with the International Life Insurance Company These contracts which have since been made effective by order of Hon W D Ellis judge Superior Court Fulton County secure the reinsurance of the policies of the Empire Life subject to certain modifications made necessary by the conditions surrounding the Empire estate and secure also loans on the properties of the Empire aggregating 44000000 Thecontrolling conditions that made modifications in the Empire policies necessary were two Of these the more important was the fact that the con dition of the bond and real estate markets when these contracts were negotiated was snch as to make it unwise to attempt to sell the Empire properties at that time as the status of the litigation made it impossible to turn these assets or any of them over to the reinsuring company as security for reserves To meet this condition liens were placed on the Empire policies equaling the respective reserves of the policies on the date of the reinsurance contract such liens to furnish the basis of future distributions from the Empire estate es are authorized by order of court These liens do not operate to reduce the amount of insurance on any policy becoming a claim by death within a period of seven years Such claims are to be paid in full by the International Life During the sevenyear period provided for realization on the Empire as sets the profits accruing from the reinsurance contract and the amounts realized from such assets are to be applied to the liquidation of these liens as the court directs At the expiration of the seven years any remaining lien will become a fixed lien on the policies or each policyholder may then reduce his insurance to such amount as the reserve realized from the Empire estate and from his pay ments made to the International will then secure his future premiums being reduced in the same proportion By this arrangement full value is secured for policyholders who continue for all payments made to the International Life as well as their full equities in the Empire assets in accordance with the pri orities to be established by the court The second condition that made a modification in the Empire policies neces sary was the fact that the policies issued prior to August 1911 contained options for cash surrender on several different bases nearly all being in excess of what is recognized as a standard basis of such values for a company of the age and size of the Empire By the reinsurance contract a new basis of such values is established for these policies This basis is a modified pre liminary term reserve on what is now known as the West Virginia Standard which will do substantial justice to all policyholders of the Empire The loans above referred to aggregating 44000000 are two one on the building of the company in Atlanta in the amount of 26000000 and the other an optional loan for 18000000 on the building in Augusta In securing the first of these it was necessary to take up existing liens on the Atlanta building slightly in excess of 19750000 the net proceeds from the transaction being 6250000 cash The securing of this amount puts usXXV111 ComptrollerGenerals Report in position to make some payments on account of accrued claims when an or der of court can be secured directing such payments The option of a loan on the Augusta building was secured with a view to completing that building If it is found unnecessary to exercise that option an additional profit of 1750000 is secured to the Empire estate payable by The International Life at the rate of 250000 yearly for seven years Amount of paidup capital In cash 274805 00 Attached to notes held by company 34985 00 309790 00 Ledger assets December 31 1914 1761407 29 INCOME Gross renewal premiums Gross premiums on new busi ness 87624 less 1 77846 cancellations minusi Deduct amounts paid for re insurance 902 22 1312 68 318369 20 Total deductions 2214 90 Total premiums 316154 30 Interest and rents 35475 41 Other sources Outstanding checks 145 27 First year commission on cancellations 549 55 Medical fees and miscellaneous 35 59 Expense Dyer claim paid by reinsuring company 867 66 Total income Carried forward 353227 78 2114635 07 DISBURSEMENTS Net amount paid policyholders for losses 25034 57 Legal and administrative expenses in adjustment of claims 999 90 Commissions and allowances to agents Renewal 8668 74 Salaries of officers and employees 16810 71 Rente and interest 1288 53 Advertising printing postage telegrams etc 2785 10 Paid policyholders for dividends 35380 83 Loss on sale and decrease by adjustment of assets 6550 34 Other items Capital stock cancelled 3000 00 Premium notes void by lapse 106186 57ComptrollerGenerals Report xxlx Surrender values applied to pay loans etc Agency and branch office expense travel rent etc Miscellaneous administrative expense legal travel etc Taxes Brown and Chandler cases 195073 51 8495 52 1013 40 9788 14 26667 44 Total disbursements 450743 30 Balance 1663891 77 In the following statement of assets and liabilities proper amounts are included for all accrued admitted liabilities on December 31st 1915 the re serves used therein being the full reserves called for in the policies of the com pany not those established by the reinsurance contract In this statement no reserve is included for any liability that may be fixed on the company on ac count of the contingent annuities These have been held to the obligations of the company by the Superior Court of Fulton County this decision having been appealed to the Supreme Court where the issue awaits decision In the assets are included the Augusta properties of the company at their book value which value is the sum of the purchase price of those properties and the actual construction items paid prior to the cessation of the work on the Augusta building There is also included the amount of the subscription of the Merchants Bank of Augusta to the capital stock of the company which subscription the bank has endeavored to rescind The property of the company in the city of Atlanta is included at a valua tion of 60000000 This value is approximately a mean of the values placed upon the property by a number of appraisals secured by the company from responsible real estate dealers and owners in Atlanta Negotiations for the solution of the Augusta situation contemplate the transference of the Augusta properties to a new corporation and the liberation of the Merchants Bank from its obligation If this course must ultimately be followed a material reduction in the assets listed will result These may be briefly summarized as follows Cost of real estate and paid and approved construction items Au gusta property 38788972 Less unpaid construction items approved and note to Georgia Rail road Bank 17455582 Net value Augusta property in assets21333390 Merchants Bank subscription 4650053 Accrued interest thereon 1038929 Total prospective loss in assets from Augusta27022372 LEDGER ASSETS Book value of real estate 289999 42 Mortgage loans 15588 50 Bonds at book value 686 00 Stocks at book value 399293 33 xxx ComptrolleeGenebals Eeport Cash in office 358 80 Deposits at interest 46 500 53 Deposits not at interest 14 303 30 Agents balances net 47818 24 Stock notes 149594 64 Purchase money notes 9 490 75 Collateral loans 12 514 76 Suspense account 1 213 30 Policy loans liens and premium notes 630857 06 Bills and accounts receivable 13005 37 Furniture and fixtures 14759 78 Total 1744983 78 Less ledger liabilities 81092 01 Total ledger assets as per balance 1663891 77 NONLEDGER ASSETS Interest and rent due and accrued 18978 04 Market value of assets over book value 13473 74 Net amount uncollected and deferred premiums 33126 64 Total assets 729470 19 DEDUCT ASSETS NOT ADMITTED Agents balances 46845 42 Bills and accounts receivable and suspense items 14218 67 Cash in defunct banks 1610 85 Mortgage and collateral loans 6436 18 Furniture and fixtures 14759 78 Stock notes and excess loans over reserve 132522 26 Total not admitted assets 216393 16 Net assets 1513077 03 LIABILITIES Net amount of unpaid losses and claims 109232 59 Reserves on risks outstanding 1317913 99 Dividends to polieyholders accumulated 3240 06 Salaries and miscellaneous accounts due or accrued 6920 23CompteollebGenebals Eepoet XXXI Taxes due or accrued 16 389 73 Legal fees 2500 00 Unearned interest and premiums paid in advance 7882 85 Unpaid commission on stock sales 9801 00 Total amount of liabilities except capital 1473880 43 Capital stock outstanding 309790 00 Impairment 114545 66 195244 34 Less stock notes in excess of book value 156047 74 Balance 39196 60 Book value of stock held by company and by Mutual Building Company 28729 43 Surplus protection to policyholders 10467 17 39196 60 Total liabilities 1513077 03 In the period from January 1st to January 8th 1915 the company had collected 763152 and had disbursed 1204797 an excess of disbursements over receipts for that period amounting to 441645 The cash transactions for the period from January 9th 1915 to De cember 31st 1915 is as follows Cash receipts 106538 41 Cash disbursements 103241 93 Receipts in excess of disbursements 3296 48 The above disbursements may be briefly analyzed as follows Paid for death and annuity claims 22709 09 Fees and expenses litigation authorized by order of court 26507 56 Paid for bills and taxes accrued prior to January 9th 1915 16151 86 Paid for salaries and expenses of administration January 9th to December 31st 1915 37873 42 103241 93 Respectfully submitted W A HIGGINS Deputy Insurance CommissionerXXX11 ComptrollerGenerals Report FIRE INSURANCE INSPECTORS REPORT Atlanta Ga January 1 1916 Hon Wm A Wright Insurance Commissioner Atlanta Ga Dear Sir As State Fire Inspector I have made during the year 1915 one hundred and one 101 investigations of suspicious fires as against sixty 60 during the year 1914 I have had a number of persons arrested charging them with arson Six have been convicted on that charge and are now serving time in the penitentiary and twentyfive other true bills have been returned by different grand juries over the State and are now in the hands of the proper officials for trials in the near future Most of the accused parties are out under bond but several are in jail awaiting trial Below is a list of theinvestigations I made during the year just passed 1 Nichols Ga I visited Nichols Ga for the purpose of investigating a suspicious fire that occurred in the store of A A Meeks Very little damage was done at this fire It was no doubt of incendiary origin and a case of overin surance Meeks claims to have been robbed but I am satisfied that was not the ease it looks like it was discovered too soon At the same time I could not find any direct evidence 2 Valdosta Ga I attended the commitment trial of Joe Greenberg and A Pearlman I took out warrants against both of these men charging them with arson The case was hard fought the best lawyers in Valdosta being hired by the defendants Where we felt satisfied that both of these parties were guilty we could not get sufficient evidence against Greenberg to bind him over but the evidence against Pearlman was strong enough for Judge Cranford to bind him over to the grand jury under a 3000 bond His case will come up in the spring 3 Albany Ga There was an incendiary fire just beyond the city limits of Albany I investigated this fire and am satisfied that the owner a negro by the name of John Neal fired this place We have some strong circumstantial evi dence against this negro The assistant chief of police and myself are still working on this case and hope soon to develop some direct evidenceCompteollerGexekals Eepoet XXX111 4 Midville Ga I visited Midville for the purpose of investigating the burning of the Central Fertilizer Companys plant One end of this building burned one night and the other end burned the next night This was no doubt an incendi ary fire About five days before the fire the manager discharged all the white help and put some strange negroes in charge I am informed that these negroes came from Sandersville Ga and the morning after the last fire left and have not been seen around there since This was a large plant well built and carried an insurance of 215000 This is a very suspicious fire and I have requested the insurance companies to assist the State all they can to try and place the blame where it properly belongs This is a very important case and I expect to do all in my power to get to the bottom of it In my opinion if some good detective was put on this ease he would be more than apt to get good results 5 Hatchers Station Ga I visited Hatchers Station Ga to investigate a fire that occurred there January 9th This is a fire that I am satisfied is of incendiary origin and I am of the opinion that if I had been notified earlier I would have had a much better chance to run down the guilty parties as it is now the case is hard to handle But I am still working on the case and have the as sistance of two good citizens of Hatchers Station helping me and we may be able yet to work up something 6 Dublin Ga I have two cases of arson against two parties in Dublin Ga They are both under bond for 3000 and their cases were set for trial February 1st and I was notified to be there on that date I was there but the ease was put off until Thursday February 4th So I left immediately for Sa vannah as I had been wired to go there at once 7 Savannah Ga I was called to Savannah to investigate a fire that occurred there on January 31st I arrived there Monday night Assisted by the officials of the eity we went to work that night and found evidence that satisfied all of us that Julius Krouskoff tried to fire his place of business at 47 Barnard Street I took out a warrant against Krouskoff charging him with arson He was arrested about 10 oclock that night and gave bond of 200000 His case was set for trial at 9 a m Tuesday morning The case was conhn ued until the next day After an all day case the judge was satisfied that it was an incendiary fire and that Krouskoff was responsible for it and bound him over to the superior court under the same bond 8 Dublin Ga I was kept in Savannah two days but rushed back to Dublin for court on the 4th After being in court most of the day was informed that the case would surely be tried February 17thXXXIV CompteolleeGeneeals Eepoet 9 Oglethorpe Ga I found a very suspicious fire that occurred at Oglethorpe This fire isno doubt of incendiary origin I will have to return there in the near future I have a party looking after this fire for me Circumstantial evidence is very strong 10 Atlanta Ga There was a suspicious fire in East Atlanta in the store of Marbut and Minor The fire has the appearance of incendiary origin I investigated this fire and it has the appearance of being robbed and then fired We are still working on this fire but so far have been unable to get evidence enough to suspicion any particular person 11 Atlanta Ga A house in the rear of 171 E Linden Avenue burned early February oth 1915 This fire was reported to me as being very suspicious On investiga tion I was satisfied the occupants of the place were the guilty parties I had all the parties brought before the recorder After a thorough investi gation of the case before the recorder he bound John and Louise Mitchel and Albert Fuller over to the grand jury on the charge of arson In de fault of bond all three were sent to jail There were two fires the same night at this house one at about 1230 a m and the other about 4 a m both on the morning of February 5th The evidence showed that oil was used the first fire did but little damage but the last one burned the house up 12 Columbus Ga I visited Columbus to investigate a suspicious fire that occurred at 1537 18th Street on the night of January 7th This place was occupied by Mrs Annie Mitchell and her daughter Mrs A Rule I was informed that this Mrs Rule had stored in a warehouse just before the fire 3 boxes and 1 trunk They appeared to be well insured and the impression got out that those boxes and trunk contained some of the goods claimed to have been burned I visited the warehouse and found that all of the above goods had been shipped to Reno Nev before I had time to investigate the case 13 Atlanta Ga The grand jury in the cases of John and Louise Mitchell and Albert Fuller found a true bill against all three charging them with arson I had already had them arrested and in jail The solicitor placed their bonds at 1500 each They are now in jail awaiting trial 14 College Park Ga I visited College Park for the purpose of investigating a fire that oc curred out there in the residence of J W Brown This case is still under investigation Circumstantial evidence is strong against the assured We hope to be able to get some direct evidence in the near future This fire was without doubt of incendiary originCompteollebGenebals Repobt XXXV 15 Dublin Ga I visited Dublin this week to attend the trial for arson against Strong and Holeombe the parties that the grand jury had found true bills against The judge and solicitor both thought the evidence was not suf ficient for a conviction and at the suggestion of the solicitor the judge or dered a nonsuit in both cases 16 Molena Ga I was requested to come to Molena at once to investigate a fire that oc curred there on Sunday morning On investigation I am satisfied that the fire referred to was of incendiary origin There are quite a number of sus picious circumstances in connection with this fire The parties interested have had several fires in the past I was informed by two local insurance agents that they did not care for the business and knew nothing about the insurance but had been informed that the insurance was carried by some local agent in Atlanta This strikes me as being bad business on the part of the insurance companies There are located at Molena two local agents who know the reputation of these people and they would not insure them Without these agents knowledge or being consulted in any way this insurance is placed in Atlanta seventy miles away For their own pro tection the insurance companies should adopt some rule to put an end to such poor business methods I have found similar conditions several times during my investigations This Molena property is owned by Mrs Ida 0 Garland and very suspicious circumstances point to her stepson J H Garland as the guilty party The mayor and city council held a special meeting yesterday and had me appear before them They seem anxious to run this case down and have instructed the town marshal to act with me in this case We are still working on it and if we are successful in getting some evidence that we have well under way we will take the case before the grand jury as soon as they meet 17 Soston Ga A suspicious fire occurred last December at Boston Ga This fire was just reported to me last week The parties that I wanted to interview did not live at Boston They lived near a little town named Marvin about 23 miles from Valdosta I hired an automobile and made the trip out there to see the parties referred to and they gave me some strong circumstantial evidence I have written the solicitorgeneral and given him all the facts in the case and will await his instructions 18 Cairo Ga I appeared before the grand jury the 1st of March in the cases of Mrs J L Baldy and her brother A W Carter whom I had taken out warrants against for arson charging them with attempting to burn their store at Pine Park Ga On account of the prominence of these parties the grand jury made a thorough investigation of these cases taking nearly all day but after careful consideration returned true bills against both of them XXXVI ComptrollerGenerals Report 19 Atlanta Ga I investigated a fire that occurred at 51 Jones Avenue Atlanta This fire was reported to me as being suspicious I found some suspicious cir cumstances connected with the fire but nothing to warrant an arrest being made 20 Macon Ga I received a wire from the chief of fire department asking me to come to Macon to investigate a suspicious fire My investigation satis fied me that this fire was of incendiary origin I am also satisfied that oil or gasoline was used at this fire AVe are satisfied that this store was fired The Macon detectives and myself are still working on this case There are several suspicious circumstances connected with it that we are trying to run down 21 Sparks Ga I went to Nashville Ga this week to appear before the Grand Jury of Berrien County in regard to the burning of the dormitory at Sparks Ga last December I had already investigated this fire and turned over what evi dence and affidavits I had secured to the solicitorgeneral and he had me to appear before the grand jury The grand jury went thoroughly into this case and returned true bills against five of the boys who were attending this school I am just informed by the solicitor that the sheriff had two of these boys in jail at Nashville and was close after the other three 22 Milltown Ga Leaving Nashville I stopped by Valdosta and learned of a fire that had occurred at Milltown Ga a short distance from Valdosta I began an in vestigation and secured strong evidence against E A Eampey owner of the gin that burned and also against Verge Curry I was satisfied that Eampey hired Curry to fire the gin so I hurried back to Nashville where court was in session and took the cases before the grand jury with the re sult that true bills were returned as follows E A Eampey as accessory before the fact and Verge Curry as principal As soon as these bills were returned I had Sheriff Morris and his deputy to go at once to Milltown and arrest both parties He succeeded in getting both They were brought be fore Judge Thomas at Nashville and he assessed a bond of 5000 against each of them in default of which they were put in jail 23 Augusta Ga I received a phone from Augusta asking me to come at once to investi gate a suspicious fire that occurred out in the country and found that a very suspicious fire had occurred there on the night of March 7 in the store of P J Sharkey My investigation shows that this man Sharkey was in a financial strain I have several parties helping me with this case and ex pect developments at an early dateComptrollerGenerals Report xxxvn 24 Hartsfield Ga I visited Hartsfield near Moultrie to investigate a suspicious fire that occurred there I found from the information that I received that this store was burglarized and then fired Certain parties were under suspicion but I failed to find sufficient evidence to connect anyone with this burning 25 Atlanta Ga I investigated a fire that occurred on Chestnut Avenue This seemed to be a case where a negro man and his wife had a quarrel and for spite the house was fired I am satisfied that this was an incendiary fire but I could not get sufficient evidence to warrant an arrest being made 26 Atlanta Ga I attended trial of the Warren brothers and a negro named Barge who were accused of burning the store occupied by the Warren brothers at 244 Peters Street This fire occurred last November and I secured true bills against all three of these men and had them bound over to the superior court under bond of 300000 each S D Warren was tried the trial lasting over a week and was found not guilty The case against the other Warren was continued but the negro was found guilty and sentenced to serve five years on the Fulton County chaingang 27 Nashville Ga I attended court at Nashville Berrien County for two weeks trying four cases of arson that I had made on previous occasions E A Eampey and Verge Curry were tried and convicted and sentenced to serve five years each Philip Bridges and James Wright were charged with the burning of the dormitory at Sparks Ga They were tried at this term of court Bridges was tried and convicted and sentenced to serve five years on the Prison Farm at Milledgeville Wright was acquitted 28 Dawson Ga Two suspicious fires were reported to me that occurred near Dawson Ga On investigation I found that two barns were burned the same night at about the same hour April 12th 1915 One of these barns belonged to W F Lock and the other belonged to Edgar Todd The sheriff of that county visited both of these places with me We have strong circum stantial evidence against two negro farm hands They are now both in jail We are still working on this case and secured some additional evi dence recently The case of W F Lock I am satisfied was an incendiary fire although we have only circumstantial suspicions We will continue work on this case and hope to secure some valuable information in the near futurexxxvm ComptrollerGenerals Eeport 29 Ehine Ga I investigated a fire that occurred at this place the night of the 20th of April A man named Bowen owned two houses in Rhine One of these was vacant and the other was occupied by a man named Roberts These houses were close together and the burning of one was sure to burn the other Bowen was hard pressed financially and was in need of money and the houses were heavily overinsured There is strong circumstantial evi dence against the nephew of this man I was warned to be on the lookout as these were people that would not hesitate to get me if I pressed them too strong The solicitor and myself are going to push this case and hope to have all evidence in readiness for the meeting of the grand jury at Eastman next month 30 Cartersville Ga The plant of the Riverside Ochre Company near Cartersville was burned on the night of April 20th I was requested to investigate this fire and on investigation I found some suspicious circumstances connected with it The sheriff and myself are still working on this case 31 Camilla Ga At the request of Mayor Cullen of Camilla I visited this city for the purpose of investigating some two or three fires that have occurred there recently that were of a suspicious nature One of these fires I am satisfied was of an incendiary origin but so far we have been unable to secure any evidence against any particular person 32 Colquitt Ga I attended court this week at Colquitt Miller County I secured two true bills from the grand jury one against Willie Sutton for arson the other against Clarence Bailey for accessory before the fact Sutten was tried before Judge Worrell the next day The evidence showed that Clarence Bailey had hired Willie Sutton who was a clerk in Baileys store to set fire to the store for the purpose of collecting the insurance The jury after being out one hour returned a verdict of guilty and on account of his age the judge sentenced him to the State Reformatory until he is 21 years of age He is now 15 years old The case against Bailey was continued 33 Claxton Ga I visited this place for the purpose of investigating a fire that was re ported to me as being of suspicious origin I found what appears to be a very dirty case From information gathered it appears that some of the city officials are implicated in this case My work had to be done in a very quiet way and it will take time to get the desired information I left matters there in good hands and have also written the solicitor giving him all information that I was able to get I will have to return there in the near futureComptrollerGenerals Eeport xxxix 34 Sylvester Ga I spent three days attending court at this place in the trial of 0 L Deariso charged with larceny after trust I had taken out a warrant charging arson but did not have enough evidence to convict Several farmers had lost cotton at his warehouse and they had him indicted for larceny after trust The jury after being out a long while returned a verdict of not guilty 35 Bartow Ga Iinvestigated a fire that occurred four miles in the country from Bar tow This fire occurred last year under very suspicious circumstances From my investigation it appears that it was a madeup plot to burn this house because it was owned by Smith Brothers Co of Bartow The negroes who once owned this property were sore with the present owners and had said on several occasions that they would destroy the property be fore anyone else should occupy it Quite a number of negroes were connected with this burning and from the evidence and affidavit that I secured from a negro named Jim Francis I took out warrants against thirteen negroes men and women charging them with arson 36 Louisville Ga I was called to Louisville to attend the trial of several negroes that had been arrested at Bartow charged with the burning of the property of Smith Bros Co Jim Francis the negro who claimed to know all about this fire had made an affidavit implicating several other negroes On this sworn statement I had the sheriff to arrest thirteen negroes When the case was called the negro admitted the sworn statement but said that Tie had lied and that there was no truth in the statement at all As he was the main witness that the State had the judge could do nothing but dismiss the case as this negro had sworn to this statement and then swore that it was a lie I had the sheriff to hold him for perjury He is in jail and will stay there until court meets 37 Macon Ga I investigated a suspicious fire that occurred here May 6th on Newberg Avenue This was no doubt an incendiary fire and if we can verify certain statements that we have heard we will take out a warrant against the owner Frank Edwards Sheriff Hicks has put a man on this case as it will take several days to get up the evidence 38 Blakely Ga Several suspicious fires have recently occurred in this city and I was requested to come and investigate same There is strong circumstantial evi dence against a man named Lee Strickland who is prominently connected in this community but the good people of this community are very much up in the air and are willing to render me all assistance in bringing the guilty party to justice This man has threatened several negroes and the negroes yrrvW Xl ComptbolleeGeneeals Eepoet as a rule are scared of him The chief of police will give me all the assis tance that I might need and will help to run down the numerous rumors that I have heard If we can verify the statements that I have heard I will take the case before the grand jury 39 Haralson Ga I visited this place to investigate a fire that occurred there last year I went by way of Neman and took the sheriff and his deputy with me On investigation I am satisfied that this was an incendiary fire and I took out warrants against E L Shaddix for arson and one against L F Taylor for accessory before the fact The sheriff notified me that he would let me know when the trial would be and I will be there at Kewnan at the trial The trial will be Saturday May 29th 40 College Park Ga See report 14 in reference to this fire After a thorough investigation of this fire I took out a warrant against J W Brown for arson He was arrested by the county police and failed to make bond He is now in the Fulton County jail awaiting trial 41 Haralson Ga I returned to Haralson to attend trial of Taylor and Shaddix referred to in report 39 Taylor waived preliminary trial and his case will come before the next grand jury Shaddix failed to appear and his bond was forfeited The sheriff and his bondsmen feel satisfied that they will soon get him I am satisfied that both of these parties are guilty and will be con victed when their trial comes up Shaddix practically made a confession before running away 41 Va Cordele Ga I visited this place to investigate a fire that burned a house owned by a negro named Low Strong circumstantial evidence appears against a negro named John Eobinson alias Erastus The sheriff and myself did not think the evidence strong enough to present to the grand jury We will continue the investigation until we can get more direct evidence 42 College Park Ga See reports 14 and 40 in reference to this fire I had taken out a warrant against J W Brown charging him with arson The case was scheduled to come up Saturday June 5th I was there with all my witnesses but the attorney for Brown had the case continued until Monday June 7th I was there as before but some of the witnesses for Brown failed to appear The judge sent a bailiff for them and we waited some two or three hours On their failure to appear I left and asked to be notified when the case would be tried I have been informed by outside parties that this case was tried the next afternoon If the case has ever been tried I have never beenComptrollekGeisteeal s Eepoet xli officially notified I felt that I had a good case against this man Brown but owing to the uncertainty of a trial and having several other cases de manding my attention I could not possibly give all my time going to and from this trial just for purpose of being told when to come back 43 Macon Ga I visited Macon for the purpose of investigating a suspicious fire that occurred there June 5th My investigation satisfied me that the proprie tor of the place was the guilty party so I took out a warrant against the owner John Jonson colored charging arson He was arrested and placed in jail 44 Valdosta Ga I was called to Valdosta to investigate a fire that occurred about 10 miles in the country My investigation showed that the commissary and rail fence of Mr J L Roberts had been burned on separate occasions and that oil had been used I am satisfied that both of these fires were of incendiary origin but I failed to find any direct evidence against any particular person 45 Macon Ga I was called to Macon to investigate a suspicious fire and had a negro woman by the name of Hattie Harris put in jail This is about the plainest case I have ever had and do not think there will be any doubt of securing a conviction 46 Augusta Ga I investigated a fire that occurred at this place in the meat market of M H Smith 729 9th St A man by the name of Goodwin was found by the firemen in this place in an unconscious condition He was hurried to the hospital and died in a few moments This man Goodwin was locked in the market for the firemen had to break in both the rear and front doors It appears that Goodwin fired this place by using a good quantity of gaso line I am satified that the owner knows all about this fire Fifteen gallons of gasoline was delivered to Smiths residence Saturday afternoon before the fire Sunday night and the gasoline cans found in the market have been iden tified as the ones delivered to his residence He has made several conflicting statements about the fire Smith has been arrested and is now in jail in Augusta I will be notified when the trial is to come up 47 Atlanta Ga A fire was reported to me as being very suspicious that occurred at 277 Litt Jones Street this city This place was set on fire in two separate places This house is claimed by the neighbors to be of a disreputable character and the owner Clara Moore colored had been ordered by the chief of police to move The fire occurred just before the time limits given by the chief for her to move We have some strong evidence against her and had her ar rested and tried before the recorder and he bound her over to the grand juryxlii ComptrollerGenerals Eeport 48 Savannah Ga I received a wire calling me to Savannah and on going down found two suspicious fires to investigate One was the store and residence of R Raskin corner of Bolton and Burroughs Streets I found this to be a fire of incen diary origin Am satisfied that gasoline was used Raskin has made some conflicting statements regarding this fire and the chief of police has de tailed two detectives on this ease I will no doubt have to return there in the near future 49 Savannah Ga I investigated a fire that occurred near here in a house owned by Bertha Farr just outside the city limits This is plainly a case of arson and I am satisfied that the owner of the place is the guilty party I have witness that saw her light a match and throw it in the closet and burn the house She was arrested and carried before Judge Swartz for preliminary trial Her attorneys claimed that she had not violated any law and read the law as to arson Very much to my surprise the law says burning the property OF ANOTHER These two words are used all through the bill There seems to be no arson law against a person burning their own property out side the corporate limits of towns In view of this fact the judge dis missed the case I have pointed out the defect in the law to the attorney general and he agrees with me that it was a serious error and we will at once draw up an amendment to the Act 50 Brookfield Ga I visited Brookfield to investigate a suspicious fire that occurred there July 17th This fire caused considerable suspicion because on the loth the occupant R H McMillan sent his wife away and on the 16th went to Tifton and took out insurance on his house and furniture The 17th the house burned and no one was at the place except McMillan After investi gating this fire thoroughly I took out a warrant against McMillan charging him with arson He was arrested and waived a preliminary trial and gave bond until the next term of the superior court The justice placed him un der a 4000 bond 51 Norwood Ga I investigated a suspicious fire that occurred in the store of J W Chap man Son about 8 miles in the country from this place This looks like a case of overinsurance The only evidence I could get was that this fire was caused by the explosion of a gasoline peanut roaster but I could get no diect evidence against any particular person 5 Macon and Fort Valley Ga 1 visited Macon and Fort Valley for the purpose of investigating a fire ihat occurred at each place the property of Herbert Haley These fires were no doubt of incendiary origin It appears as far as we have gone that TYaley has some enemies that are after him He is very active in trying toComptrollerGenerals Repoet xliii find the guilty parties and has employed two detectives with the assistance of Sheriff Hicks of Bibb County We will continue on this case and hope to develop something more definite in the near future 53 Blakely Ga I was hurriedly called to Blakely to investigate several suspicious in eendiary fires that occurred there on the 29th of July When I got to Blakely the authorities had already arrested H Lee Strickland white and James Chambers colored There is no doubt that these men fired the places Both parties are now in jail and I feel satisfied that they will remain there until tried at the October term of court I took five warrants against Strickland charging him with arson as I had five separate eases against him The officers had already taken out warrants against the negro 54 Douglasville Ga I spent most of three days investigating a fire in a residence about 7 miles from this place I am satisfied that this was an incendiary fire the sheriff and myself both thought from the evidence that we had a very strong case against a man named John Crook The sheriff arrested him and he was placed in jail He was given a preliminary trial and the justice of the peace dismissed the case 55 Valdosta Ga I visited Valdosta this week to consult with certain parties about the burning of some property at Wayeross last month We are trying to have a reward offered and with this reward I expect to have a strong case 56 Jefferson Ga I attended court at Jefferson at the trial of Bear Montgomery charged with burning a barn more than two years ago This was the third trial The first trial he was convicted and given a sentence of twelve and onehalf years The second trial resulted in a mistrial and the third the jury found him not guilty 57 Blakely Ga I was requested to come to Blakely to attend preliminary trial of H Lee Strickland and the negro Both are now in jail charged with arson After arriving at Blakely I found that Stricklands people had sworn out a writ of lunacy and they wanted him tried before the ordinary on that charge but for some reason his case was postponed I have direct evidence against Strickland under the arson charge 58 Morris Station Ga I was requested to investigate a suspicious fire that occurred here late last year but owing to the lateness of my being informed as to this fire it was next to impossible to get anything direct against any particularxliv ComptrollerGeneeal s Eepokt person I have looked into this fire the best that I could and have turned all the evidence that I could get over to the solicitorgeneral 59 Milan Ga I investigated a suspicious fire that occurred here recently but it will be a hard matter to get any definite information The house was owned by Z D Cravey A young man by the name of Evans was suspicioned and ar rested by the marshal and the marshal told me that he had been told to drop the investigation and no trial was ever held There is some strong circumstantial evidence and I have a clue that I am working on that might yet develop something 60 Macon Ga See report 45 in reference to this case Leuvinia L Walker one of the principal witnesses for the State was about to move to Jacksonville Fla and as we would need her evidence at the trial I went to Macon for the purpose of getting an affidavit from her I obtained the affidavit and same is attached to this report 61 Milner Ga I visited this place to investigate a fire that occurred in a seed house near a cotton gin that was burned last April At the time of the fire it was considered suspicious but could find no direct evidence against any par ticular person but since that time certain parties have been talking very freely and we have been able to get some strong circumstantial evidence against a certain party As soon as court meets we will bring this informa tion before the grand jury We already have some strong witnesses and am certain that we will have some more just as strong to go before the grand jury 62 Pelham Ga I was requested to investigate a suspicious fire that occurred near here recently I was instructed to call on a man named Drake but on arriving found that Mr Drake had gone to Florida I found that the fire under suspicion was the burning of a residence of Eobert P McDaniel 19 miles from Pelham After investigating the fire I failed to find any suspicious circumstancesnothing but hearsay evidence and no direct evidence against any particular person 63 Smyrna Ga I was requested to investigate a fire that occurred here recently There were some suspicious circumstances connected with this fire but I could find no direct evidence against anyone The deputy sheriff and myself are still investigating this fire and may be able to find something more direct in the futureComptrollerGenerals Report xlv 64 Marietta Ga I was requested to investigate a fire that occurred 10 miles from this place recently This was fire of a barn and contents on the farm of John S Owens I took the deputy sheriff and an assistant with me and made as good an investigation as possible and am satisfied that the fire was of in cendiary origin I expect to put a detective on this case at once and with the help of the sheriff and his officer we expect to have enough evidence to convict in the near future 65 Macon Ga I was requested to investigate a fire that occurred at this place at 560 Central Avenue This was a vacant house owned by J H Bachelor I un derstand that Bachelor had placed a mortgage of 600 on this place and of fered to sell the house and lot for less than the house was insured for I failed to find any direct evidence against anyone at this time 66 Forsythe Ga I visited this place to investigate the burning of a barn that occurred about three miles in the country on the property of Prof W D Thurmond Very strong circumstantial evidence was found against a negro named Abb Smith Smith was arrested and is now in jail having been bound over to the Superior Court by a justice of the peace under the charge of arson I am satisfied that Smith is the guilty party and by the time that court meets next February we will have a strong case prepared against him 67 Waycross Ga I was requested to investigate a fire that occurred here recently under very suspicious circumstances I have strong evidence that a certain party was hired to burn this property and I have sworn out a warrant charging him with arson As the party under suspicion lives in Florida I am com pelled to go slow with this case I turned the warrant over to the sheriff and he will send to Florida and have this man brought back to Waycross I am satisfied from the evidence that I have that as soon as this man is brought back the other party will be arrested I will push this case as fast as possible 68 Douglasville Ga See report 54 in reference to this case I attended court on this case and the grand jury after hearing only two witnesses were satisfied and re turned and he was arrested and placed in jail to await trial The trial lasted two days The State put up about 12 witnesses and it looked like a good case against him but after a two days trial the jury brought in a verdict of not guilty 69 Musella Ga I investigated the burning of a house about 2 miles from this place owned by M W Barnes and am satisfied that it was an incendiary fire Three parties are under suspicion but so far I have been unable to get enough evidence to convictxlvi ComptbollebGenebals Eepoet 70 Nashville Ga I was called to Nashville to investigate a suspicious fire that occurred there last July I found some strong circumstantial evidence against the proprietor of the store but this case will require time to work it I have turned it over to the chief of police and sheriff I have given them a number of witnesses to interview and if the case gets into court they will no doubt make valuable witnesses 71 Gay Ga I received a notice of a fire that occurred in Meriwether County on the night of September 27th I visited this place and found strong evidence against one Hugh Malone The evidence was so plain that I took out a warrant against him charging arson I turned the warrant over to the deputy sheriff and instructed him to arrest Malone at once and either re quire a good bond or to put him in jail This looks like a very plain case I attach hereto statements from three good reliable witnesses 72 Austell Ga I investigated a fire that occurred at this place recently and from the evidence I have been able to get I am satisfied that the owner of the stock of goods is the guilty party I have placed the entire matter in the hands of the solicitorgeneral and will place the matter before the grand jury which meets in the near future 73 Fitzgerald Ga I received two requests to investigate suspicious fires that occurred at this place I was in Fitzgerald and am satisfied that both of these fires were of incendiary origin The sheriff and chief of police are assisting me all that they can in these cases but they are cases that will have to be worked slow I will have to go back there in the near future and finish these cases 74 Waycross Ga See report 67 in reference to this fire I went to Waycross to attend preliminary trial of this man named Hogan whom I had taken out a warrant against charging arson His lawyers claimed that he was sick with fever and the case Was postponed until November 75 Macon Ga I visited Macon for the purpose of taking up with the solicitorgeneral a case that we have been working on for the last two years This was an incendiary fire and we have been working on it for some time Some very strong circumstantial evidence has developed recently but we hardly think it strong enough yet to take before the grand jury We will hold off for a while and hope to get our evidence more direct 76 Waycross Ga See reports 67 and 71 in reference to this fire I returned to this place to attend trial referred to in the above reports and found that all the witComptrollerGenerals Report xlvii nesses had been run off to Florida I sent a man down there to try and get them up and am satisfied that certain parties paid them to keep out of the way The case was put off until the 17th of November 77 Cotton Ga I visited Cotton to investigate a suspicious fire that occurred there re cently in the store of W M Davis Co The fire was put out quickly and a small damage was the result This is a plain case of overinsurance and no doubt of incendiary origin but I could find no direct evidence against any particular person 78 Sale City Ga I was requested to go to this place and investigate a suspicious fire that occurred in the cotton warehouse This was a very suspicious fire and some strong circumstantial evidence is at hand The general opinion is that this was an incendiary fire and I am of the same opinion I am still working on this case and am satisfied that I will have a strong case in a short time 79 Macon Ga See report 43 in reference to this fire I went to Macon to attend trial before the grand jury in this case and a true bill was found against this negro John Jonson His trial may come up at this term of court 80 LaGrange Ga I was called to this place and have under investigation a very suspicious fire As I had to leave to attend court was compelled to get assistance I have worked up some strong evidence I will return next week and no doubt matters will be in such a shape as to warrant me in taking out a warrant charging arson 81 Louisville Ga See reports 35 and 36 in reference to this fire I went to Louisville to attend trial in this case under a charge of perjury growing out of a case I had made under an arson charge This negro Jim Francis made an affidavit to me and then swore that he had lied He was tried under this charge and convicted and sentenced to three years 82 Dublin Ga I have a very strong case at this place I was there last week but had to leave to attend court at another point I will return next week and feel satisfied that I will have sufficient evidence against two people to take out warrants 83 Macon Ga 1 went to Macon at the request of the solicitor to take up an old case the burning of the Plant House on Mulberry Street in the year 1913 Ixlviii ComptrollerGenerals Report spent two days looking after this case and got some new evidence The solicitor has decided to take this case before the grand jury on the 23d 84 Waycross Ga See reports 67 74 and 76 in reference to this fire I went to Waycross to attend the trial of Henry Hogan I made two attempts to have this trial before I succeeded Some dirty work in running off witnesses and covering up clues was carried on I am satisfied the main parties that we are after are paying for attorneys to defend this man Hogan who I am satisfied was hired to burn this property I succeeded in getting Hogan bound over to the grand jury and hope to have sufficient evidence to get a true bill 85 Savannah Ga I was requested to come to Savannah to investigate two suspicious fires that occurred there recently Two men James and Theodore Calfas were arrested and tried and bound over to the grand jury charged with attempting to fire their place corner Habersham and Anderson Streeets The other fire occurred on the Augusta Road just outside of the city limits of Savannah in a resort run by Isadore Wood at what is known as Jasper Springs This fire was without doubt an incendiary fire and we hope in the near future to have sufficient evidence to take out a warrant 86 Dublin Ga I returned to this place to continue the investigation of the fire of J P Pierce referred to in report 82 We have some strong evidence against this mans son and the chief of police and myself are still working on this case and hope to get enough evidence to be able to get a true bill 87 Monticello Ga I visited this place to investigate the burning of a barn in the year 1914 The owner of this place has been quietly working on this case since the fire Certain things have developed recently that I think will implicate a white man and negro This negro is now living near Griffin The sheriff is going after him and as soon as he brings him back I will return and feel satisfied that we will have enough evidence to try the negro for arson and the white man as accessory before the fact 88 Macon Ga See report 83 in reference to this fire I appeared before the grand jury on this case which I have been working on for the past two years When I first investigated this fire I stated that it was a complicated ease and would take time to unravel as in my opinion some very prominent peo ple were mixed up in it and I then suggested that some private detec tive be put on it as I did not believe that sheriff chief of police or myself would be able to do anything It seems that I was right as a detective lias been on this case for some time and it was brought before the grandComptrollerGenerals Eeport xlix iury on the 23d The grand jury went deep into this case and were the en tire day and part of thenext before they decided They then returned two true bills against J H Thompson superintendent of the Macon Coca Cola Bottling Works one for arson and the other for libel He was put in jail without bond They also returned a true bill against Miss Hattie Sykes for libel She was Thompsons stenographer She was released on a 500 bond All of this grew out of the burning of the Plant House on Mulberry Street in the year 1913 This place was owned by Herbert F Haley who was at the time president of the bottling works 89 LaGrange Ga I visited this place to investigate a suspicious fire that occurred jus outside the city limits on October 20th My investigation satisfied me that this was an incendiary fire and B B Harman appeared to be the guilty party I took out a warrant against him charging arson He was arrested and gave bond in the sum of 3000 90 Louisville Ga I investigated a fire that occurred four miles in the country from this place This fire occurred over 2 years ago and the interested parties though hey had discovered some new evidence and were anxious for me to run it down I made several long trips out in the country and could find nothing to warrant me taking any action I feel satisfied that they are on the right track and the party under suspicion has a bad reputation I will re turn there shortly wlsued to investigate a fire that occurred in the residence and barn of S Griner 12 miles in the country from this p ace From the investigation that I made I am satisfied this was an incendiary fire but I ould nol get evidence enough to make an arrest Suspicion is strong against a negro The sheriff will continue the investigation for me 92 Rozier Ga T w I investigated a fire at this place which occurred in the store of J E Netherland but was not notified in time to be able to accomplish anything From the information I could get it is a matter of overinsurance Before the fire this party went to several agents to get his insurance increased bu was refusedPuntfl he went to Louisville where he found an agency ha Ive him all the insurance he wanted A short time after this his store 5 I am satisfied that this is an incendiary fire but the tracks are so we 1 covered that I could get nothing to warrant my making an arrest Had I been notified earlier I might have been able to accomplish more 93 Jonesboro Ga I investigated a fire that occurred in a cotton warehouse at this place where there were 800 or 1000 bales of cotton burned This appears to be a ComptrollebGenebals Eepobt suspicious fire and is still under investigation As I was compelled to go to LaGrange I sent a party down there and went myself the next day So far we have been unable to get any direct evidence 94 LaGrange Ga See report 89 I was in LaGrange to attend the trial of this man This was to be called Friday but was continued for a week 95 Savannah Ga I investigated a fire at this place in a barber shop and found a clear ease of arson Towels and everything around the place were soaked with oil The proprietor L K Symmons was arrested and placed in jail He will no doubt be tried soon I cannot see anything but a conviction in this case as all evidence is very clear and he was caught in the shop which was located at 413 West Broad Street 96 Canton Ga I visited this place to investigate several fires that occurred there re cently These fires are of a very suspicious nature I am satisfied they are of incendiary origin I have found some very peculiar conditions Some of the parties that we have under suspicion are very prominently connected and we have to go very slow and cautious The sheriff of Cherokee and Cobb Counties are working with me on this case also the solicitorgeneral 1 expect to return to Canton and vicinity again this week I hope to de velop something more definite in the near future 97 Mystic Ga I visited Mystic to investigate the burning of a school house there recently This building was no doubt set on fire From the information that I have received it appears like it was set on fire by some of the school children I have some strong circumstantial evidence and hope in the near future to present it to the grand jury 98 St Simons Island Ga I investigated a fire that occurred on this island This was a house owned by 1 R Minehan This place had been vacant more than a year and was no doubt set on fire and overinsured The island is all closed for the winter The fire occurred on October 28th Minehan spent the day on the island and about 12 oclock the house burned I am trying to locate Minehan in this house on that date If I succeed it will be a good case for the grand jury 99 Savannah Ga See report 95 in reference to this fire also report 85 I appeared before the grand jury on these two cases In the case of T J Calfas the grand jury returned no bill In the case of L K Symmons they used only three of my witnesses and found a true billComptrollerGenerals Eeport li 100 Guysie Ga I investigated a fire at this place which is 7 miles from Nichols The fire occurred about 3 months ago I am satisfied that this is an incendiary fire and another case of overinsurance The assured was away at the time of this fire The place was owned and occupied by Henry Eyals Parties saw them hauling furniture away from the house a few days before the fire The insurance was settled without requesting an investigation by me 101 Nichols Ga I investigated a fire that occurred at this place in the store of Anderson Co There are some very suspicious circumstances connected with this fire The general opinion is that the stock was well overinsured but it was impossible to put the blame on any particular party This was in my opinion an incendiary fire HINTS AND SUGGESTIONS 1 Insurance agents and brokers in writing policies can do efficient fire prevention work by paying more attention to the moral hazards and as to whether or not the property is overinsured and less to the amount of their commissions 2 Keep your place in such condition that if a person wanted to start a fire he would have to first hunt for the material with which to start it 3 Persons in charge of churches schools and other public buildings should see to it that all doors open outward and are frequently examined so in case of emergency they will open freely Serious loss of life is often oc casioned by exits becoming blocked and not working freely Each suspicious fire reported or that I have heard of in the State was in vestigated by me I have numbered each inspection so as to conform to the same number on my reports There have been six 6 convicted and they are now serving sentences I have secured twentyfive other true bills from grand juries in various parts of the State Numerous other cases are now being investigated by solicitor generals sheriffs chiefs of police and myself A large number of the incendiary fires I have investigated I find to be overinsured If local agents would exercise more care in writing insurance and see that the property is not overinsured I am satisfied that incendiary fires would be greatly reduced I have investigated 101 suspicious fires dur ing the year I could render much better service in a number of eases if I were more promptly notified I should be notified just as soon after a fire occurs as is possible QUICK ACTION WILL GET BEST RESULTS In a few cases I have been handicapped on account of the peculiar word ing of the Arson Law I have called the attention of the AttorneyGeneral to this matter and he has drawn up an amendment which will be presented to the Legislature in Junelii ComptbollebGenebals Eepoet I also call your attention to the great danger in not having proper fire escape laws All school houses public meeting places hotels or where people sleep or work in buildings 3 or more stories high should be equipped with good fire escapes to be approved by some competent person and a penalty attached for noncompliance with the law All doors to schools churches and all places where people congregate should be required to open outward as a number of lives are lost by not having doors properly arranged Another very dangerous practice is to allow chairs or benches placed in aisle ways in case of excitement or a stampede a loose chair or bench in an aisle is liable to cause the death of several people I trust the Legislature will enact laws at once covering the above cases and not wait until the horse is gone before locking the stable door Respectfully submitted W E JOYNEE State Fire InspectorTABLE No 1TABLE No 1 Showing Business Done by Fire Insurance Companies for the Year Ending December 31st 1915 NAME OF COMPANY STATE Risks Writ ten During Year Total Premiums Losses Paid Losses Incurred Aachen and Munich Aetna Fire Insurance Co Agricultural Fire Insurance Co Alliance Insurance Co American Central Fire Insurance Co American Druggists American Insurance Co American Eagle Fire Insurance Co Atlas Assurance Co Boston Fire Insurance Co British America Assurance Co Caledonian Insurance Co Camden Fire Insurance Co Central Manufacturers Mutual Citizens Insurance Co City of New York Insurance Co Commercial Union Insurance Co Ltd Commonwealt h Insurance Co Concordia Fire Insurance Co Connecticut Fire Insurance Co Cont inental Insurance Co County Fire Insurance Co Equitable Fire Insurance Co Equitable Fire and Marine Fidelity Phenix Insurance Co Fire Association of Philadelphia Firemans Fund Insurance Co Fircmans Insurance Co Germany Connecticut New York Pennsylvania Missouri Ohio New Jersey New York England Massachusetts Canada Scotland New Jersey Ohio Missouri New York England New York Wisconsin Connecticut New York Pennsylvania S Carolina Rhode Island New York Pennsylvania California New Jersey 2 22 2 1 1 2 1 9 1 2 13 608786 556324 319000 268261 170323 167605 622897 75112 653724 245389 407294 826650 045379 445645 417272 627621 595785 880858 971911 643635 947206 830543 967104 591616 724868 932104 621024 811243 2899506 36301904 2400127 1681274 1676375 270341 3678220 542659 7842096 705119 1921455 1233050 2930036 785285 3537593 3046369 13764670 1913163 3273568 3757197 17876908 1467525 1710761 760422 12570045 10487862 9941628 2359433 2242660 23210564 1802692 635727 2339156 22855 2006422 5647568 300238 1428652 632080 1531227 57326 1911935 3393107 11219530 1479633 3335477 3290568 13112861 34459 1866091 432026 10528690 7084786 7211916 428376 20484 233588 17090 5608 6483 228 19312 520 61784 5804 15511 9710 16581 594 15180 34504 109101 16543 23656 32094 76276 4049 19981 5452 69642 73363 66171 5939 15 36 90 18 26 55 37 00 15 63 34 62 92 08 22 07 19 53 58 28 61 39 70 35 64 17 53 86 O o H W O F b SS w w t1 W w o W HFirst National Fire Insurance Co Fitchburg Mutual Fire Franklin Fire Insurance Co Georgia Home Insurance Co German Alliance Insurance Co German American Insurance Co Germania Fire Insurance Co Girard Fire and Marine Glenns Falls Insurance Co Globe and Rutgers Hamburg Bremen Hanover Fire Insurance Co Hartford Fire Home Insurance Co Insurance Co of North America Insurance Co of State of Pennsylvania Liverpool and London and Globe Liverpool and London and Globe Ltd London Assurance Corporation London and Lancashire Ltd Lumber Mutual lumbermens Mutual Lumber Underwriters Massachusetts Fire and Marine Mercantile Mutual Milwaukee Mechanics National Ben Franklin National Fire National Fire National Union Newark Fire New Brunswick New Hampshire Niagara FireINew York District of Columbia Massachusetts Pennsylvania Georgia New York New York New York Pennsylvania New York New York Germany New York Connecticut New York Pennsylvania Pennsylvania New York England England England M assachusetts Ohio New York Massachusetts Rhode Island Wisconsin Fire Tornado Pennsylvaniaf Auto France Connecticut Pennsylvania New Jersey New Jersey New Hampshire 650603 471102 1029675 2728574 1755676 9121204 4538744 1637260 1292500 3974825 1839237 2105962 26078011 19282134 6496314 2003263 1062843 32041853 1739365 4910693 399016 331688 120535 795586 921736 2620381 91650 1202348 47450 1431056 12102064 3742053 1436033 4086 6179118 2544254 1351007 645576 1625305 4626762 2509309 12989492 6837834 2763535 2388188 5711239 2804028 3343158 40277909 28122996 9414689 3814853 1539860 18790976 2607073 5666241 1270941 1030545 278043 1073576 729783 4262118 39050 1760887 140371 2213843 13479814 4418431 2051855 676199 5011160 3902352 1721986 182736 556487 3861099 1949740 12323959 5234104 1939429 1973054 2655467 2223217 2766531 30419584 22936343 3966494 2420560 1316730 13501142 2244698 3901982 168110 284974 467986 1002204 49901 2464281 1028703 1036710 6042818 3148670 566054 1759848 3087421 2642850 16941 932 4267 34207 24686 125412 36296 15635 18588 25729 18022 16697 302649 276992 57364 25158 10507 144545 14987 38962 1196 1028 6162 10306 596 19305 01 88 83 10 40 59 78 29 29 48 17 70 88 56 63 57 03 40 98 10 28 80 60 85 55 51 8626 43 12787 56749 24710 9955 14398 21798 27993 56 90 00 07 83 54 33 39 26 O o w o t1 w Q w H f1 w o w HTABLE No 1Continued Showing Business Done by Fire Insurance Companies for the Year Ending December 31st 1915 NAME OF COMPANY STATE Risks Writ ten During Year Total Premiums Losses Paid Losses Incurred Xord Deutsche Northern Assurance Co Ltd North British and Merc Northern Insurance Co North River Northwestern National Norwich Union Orient Pacific Fire Palatine Insurance Co Ltd Pennsylvania Pennsylvania Lumbermans Mutual Pennsylvania Millers Mutual Peoples National Phoenix Fire Phoenix Assurance Corporation Ltd Phoenix Fire Providence Washington Queen Rhode Island Royal Exchange Assurance Royal Insurance Co Ltd Savannah Scottish Union and National Security Southern Mutual Springfield Fire and Marine Germany England England New York New York Wisconsin England Connecticut New York England Pennsylvania Pennsylvania Pennsylvania Delaware France England Connecticut Rhode Island New York Rhode Island England England Georgia Scotland Connecticut Georgia Massachusetts Fire Tornado 1134817 4304280 6741503 077164 2081104 1593825 2533598 2172686 1859216 2613821 4672005 351503 128992 779977 1261763 5530145 6879461 2679405 9331823 2975593 2280889 14918032 976789 5805296 3204026 43539078 6122396 70475 1799242 5866048 10451401 1125399 2751341 2184295 2447132 2920446 4104998 3721056 7609453 662238 314216 1185972 1909795 5994893 8501780 3504903 14371099 4538867 2245705 22330418 1184112 6311614 2596068 39393698 9615209 51143 1783830 622848 7020832 1017094 1235836 561491 1179708 3787292 1383341 2249703 6440434 199603 93051 1173469 873947 2457358 8489020 2217483 7888605 2863037 2008743 8145442 253478 4442555 2010533 8923340 9310052 8240 17022 37638 79418 9111 10272 6621 22035 36928 15698 22497 61739 1987 24 9985 9504 26836 61245 20893 90813 25849 18526 120508 3034 45907 19658 80690 73421 57 23 54 32 23 36 66 27 31 41 03 40 47 27 78 73 67 18 21 05 44 40 90 78 13 29 27 09 40 O o g H W o t1 b H W t W f O wStandardConnecticut SterlingIndiana St Paul Fire and MarineMinneapolis Sun Insurance OfficeEngland Svea Fire and LifeSweden Union Fire of ParisFrance United Firemens FirePennsylvania United States FireNew York Westchester FireNew York Western Assurance CoCanada Williamsburg CityNew York Yorkshire Insurance Co LtdEngland Totals 864183 790758 943850 507290 005405 290667 100305 661467 623806 367527 471766 425550757 571188 1102478 3841122 5972708 1808306 4824305 118405 1365157 3693616 3178958 3261283 2137764 553071420 426228 592752 4419676 3453080 1307116 2352138 1165616 1023090 1874706 2594182 2314459 1602418 360798320 432124 172278 4383032 4946397 1379839 2439274 1158248 849555 1613407 3481764 1706459 1602418 355907954 O o g H W o t1 r w w Q H z W g t1 W w o HTABLE No 2 Showing Business Done by Marine and Inland Insurance Companies for the Year Ending December 31st 1915 3 E Q o g H W O t1 f a 6 M W H O W H NAME OF COMPANY STATE Risks Writ ten During Year Total Premiums Losses Paid Losses Incurred Aetna Insurance Co Boston Fire Insurance Co Commercial Union Insurance Co Ltd Columbia Insurance Co Fidelity Phenix Insurance Co Firemans Fund Insurance Co Hartford Fire Some Insurance Co Insurance Co of North America Liverpool and London and Globe Ltd London Assurance Corporation Massachusetts Fire and Marine National Fire Newark lire Phoenix Assurance Co Ltd Providence Washington Queen Royal Exchange Assurance Royal Insurance Co Ltd St Paul Fire and Marine Standard Tokio Marine US Lloyds Thames and Mersey Union Marine Western Assurance Co Connecticut Massachusetts England New Jersey New York California Connecticut New York Pennsylvania England England Massachusetts Connecticut New Jersey England Rhode Island New York England England Minnesota England Japan New York England England Canada Totals 35 2 30 20 6 3 1 421183 372217 478262 383160 600 329980 513689 090375 258674 69996 911018 100 1200 46425 315085 576502 3188 926086 842858 994564 331461 45036 829876 925663 526260 184827 112378285 4734392 595412 22943735 700052 1200 1000501 943982 393131 30319603 28238 340062 250 1200 111266 454827 2366101 7470 119103 1188603 2626241 4041500 52782 1342398 1972715 758335 52160 77095859 4355523 717433 9045588 385937 736583 542382 68906 39800361 73307 230419 2640208 13473 492620 2315422 3168541 231 28867 101367 313749 78309 65709226 43454 7534 96455 3859 23 33 88 37 7259 5231 865 390203 32 75 4S til 73307 35 2311 25900 00 46 79 183 7621 30093 31486 75 556 2013 1867 33 10 20 39 41 00 83 67 10 09TABLE No 3 Showing Business Done by Life Insurance Companies for the Year Ending December 31st 1915 M NAME OF COMPANY Aetna Life American Central American National Atlantic STATE Bankers ReserveNebraska Connecticut Indiana Texas fOrd Indus Virginia Cherokee Life Columbia Columbian National Connecticut Mutual Equitable Federal Fidelity Mutual Franklin George Washington Germania Life Home Life Illinois Life Indiana Nat ional International Inter Southern Jefferson Standard Life Insurance Co of Virginia Lincoln Reserve Manhattan Georgia Ohio M assachusetts Connecticut New York Illinois Pennsylvania Illinois West Virginia New York New York Illinois Indiana Missouri Kentucky N Carolina Virginia I Ord Indus Alabama New York New Busi ness Writ ten During Year Total Insur ance in Force 2031443 121565 583169 1179857 198327 54741 202017 237380 774247 441792 624044 5159 406223 133500 514072 394650 114500 893813 686000 260394 276500 1155870 516603 2308887 189350 128858 9863381 135790 1842621 5171480 659501 178947 348017 634530 3102034 3166893 12580872 141956 3888347 2680440 1768641 1680851 1843079 3159708 846500 1286791 3723755 4249246 1712864 5776756 216550 2630882 Premiums 29521453 382918 6681186 17749159 1939581 511972 398790 1544471 8563231 9911366 40157383 314303 12570529 7907584 5459052 5436722 5686604 7681319 1691684 3681420 9719179 14049157 4655958 24114734 971436 7109999 Losses Incurred 10096900 577947 8134404 1600000 200000 100000 2050000 2316000 26524515 125000 2462990 4324793 453500 600000 19152541 3596238 100000 10000001 2639841 3513878 1700000 6769881 100000 1796200 Losses Paid 9786000 6779 81344 16000 47 01 00 2000 1000 17500 23160 273150 1250 22629 37957 4535 7000 21652 37064 1000 10000 16398 37067 17000 67128 1000 15462 00 00 00 00 15 00 90 54 00 00 54 38 00 00 41 78 00 19 00 00 o o K hj H W o Q Maryland Massachusetts Mutual Merchants Life Meridian Life Metropolitan Life Michigan Mutual Missouri State Life Mutual Benefit Mutual Life National Life and Accident National Life National Life of U S A New England Mutual New York Life North Carolina Mutual and Provident Northwestern Mutual Pacific Mutual Pan American Penn Mutual Phoenix Mutual Pittsburgh Life and Trust Providence Life and Trust Prudential Reliance Reserve Loan Security Mutual Southern States State Life State Mutual Life Standard Life Travelers Union Central United Life and Accident Volunteer State Maryland Massachusetts Iowa Indiana New York fOrd Indus Michigan Missouri New Jersey New York TennesseeIndus Vermont Illinois Massachusetts New York N Carolina Ord Indus Wisconsin California Louisiana Pennsylvania Connecticut Pennsylvania Pennsylvania New Jersey Pennsylvania Indiana New York Alabama Indiana Massachusetts Georgia Connecticut Ohio New Hampshire Tennessee 339637 364761 11000 918730 779687 228682 230044 510500 769387 3701887 662077 21178 447192 1252675 4146537 102250 801840 1488800 740807 946581 3311707 270081 146208 13480 2186569 209984 474000 283805 1671081 788687 183739 587750 767752 3695529 85500 321600 Totals 2459186 11224287 119000 2981235 13138879 24058355 1631398 2483097 19468342 30667872 601499 9040010 2196510 7030115 30280456 373600 879301 23113124 2517955 737797 34030218 2574329 1002166 220996 15851858 1839654 1163942 2169620 8802236 6725317 1900365 808000 5568186 19549470 69500 1948441 59991396 362516698 76906511 39803150 950 45 6533068 39140062 84087917 4707340 7494615 61001231 104971602 7437368 26240586 14532887 21504190 97012115 1203052 17514329 69064578 8498434 1978139 110019174 8029382 2539339 483114 44150278 6717411 3787929 7370360 26794141 15578247 6667629 3021284 14418423 60309805 155478 5192829 1750000 14129400 1750000 14331200 1164156372 2223902 10220536 336838171 4522000 2212163 17628500 41883800i 2584325 6429032 1214700 7410500 379395901 24205900 861900 200000 36466000 2566668 3629064 200000 17102270 3550000 1300000 1404500 4808546 3350000 2798849 388400 7763300 18716622 1785300 25739 102908 337216 45220 20161 172285 434903 25756 69290 13147 82260 388503 91884 228459 8619 2000 354378 29326 32290 2000 165522 33500 13000 16436 43085 33500 22988 3884 79633 187166 02 23 92 00 63 00 86 33 32 00 00 65 47 00 00 00 00 68 64 00 70 00 00 03 46 00 49 00 00 22 o o g w o t1 t1 w I Q zj H W w H O w 1785300 397626925405667005 MTABLE No 4 Showing Business Done by Miscellaneous Insurance Companies for the Year Ending December 31st 1915 NAME OF COMPANY STATE Aetna Accident and Liability Aetna Life Accident Dept American Casualty Co American Credit Indemnity American Life and Accident American National American Surety Casualty Co of America Columbian National Continental Casualty Co Employers Liability Federal Casualty Fidelity and Casualty Federal Life Fidelity and Deposit Frankfort General General Accident General Indemnity Georgia Casualty Globe Indemnity Hartford Accident and Indemnity Hartford Steam BoilerConn Interstate Casualty CoAla Interstate Life and AccidentiTenn Lloyds Plate GlassN Y London Guarantee and Accident England Conn Conn Pa N Y Mo Tex N Y N Y Mass Ind England Mich N Y 111 Md Germany Scotland NY Ga N Y Conn Health and Accident Prems Losses 20 48988 4996 11128 23631 455 14654 100674 2596 6025 64306 471 9149 938 22545 17277 117 1340 2153 29855 22004 2518 Liability Prems Losses 11025 19207 1740 5748 7892 8844 58102 316 2289 38243 15 14137 1136 28832 16478 5 277 3858 779 14242 706 1057 21388 514 8751 156 2496 9331 15462 Fidelity Prems Losses 1820 24764 12 17310 140 13029 853 6406 36810 241 10479 114 14551 5764 471 10006 19396 23 1247 248 25899 19 1767 16136 7820 13653 Surety Prems Losses 4718 13461 552 Plate Glass Prems 932 1694 10722 23 2172635015 797 610 706 234 3552 1254 410 1299 35 3061 1780 25 438 531 639 96 82 2098 61 711 a Q o g H W o g W W Q M 1041 H o 3London and Lancashire Indemnity England England Mass Md Vlass Mass Mass N Y N Y Mich Pa N Y Mass N Y 111 England Cal N Y Tenn Pa Mass N Y Mich Conn Conn N Y Md Totals 1709 598 2022 31943 5716 12154 14088 8615 2380 4552 897 3 8238 3697 725 704 102 42 426 187 2 London and Lancashire Guarantee and Accident 169 Loyal Protective 1268 Maryland Casualty Co 35901 3520 9580 8345 1744 2234 3181 574 64043 33912 7207 703 13604 3996 6163 2 689 Masonic Mutual Accident Masonic Protective Association Mass Bonding 6574 910 3577 1491 8602 947 1000 1850 269 Metropolitan Casualty 1051 Metropolitan Life National Casualty Co National Relief Assurance National Surety 16595 1232 30788 1068 16185 1330 2541 3076 New England Equitable 8376 2668 11013 1425 596 3772 437 New York Plate Glass 1 382 North American Accident 32326 7835 37480 5772 9853 1522 7302 10152 32813 435 72005 13762 16084 7128 1981 23417 1291 5672 1030 4962 2517 12216 1321 44543 10369 4890 Ocean Accident and Guarantee 21746 9105 2062 427 Pacific Mutual Life Preferred Accident 1261 268 Provident Life and Accident Reliance Life Ridgeley Protective Association Royal Indemnity Co 13815 6681 1005 101259 39927 42143 10552 2643 5606 3082 1194 2977 1640 Standard Accident Travelers Indemnity Travelers Insurance Co 41025 24259 12858 United States Casualty 28 2918 13 United States Fidelity and Guar 28817 5106 62277 11516 1024 705567 421156 467836 218435 117447 73376 144841 71426 3454013823 o o g H M O t1 tr1 Q w H O w pTABLE No 4Continued Showing Business Done by Miscellaneous Insurance Companies for the Year Ending December 31st 1915 NAME OF COMPANY STATE Steam Boiler and Fly Wheel Borg Theft and Credit Auto and Teams Workmens Collective All Other Totals Prems Losses Prems Losses Prems Losses Prems Losses Prems Losses Prems Losses Aetna Accident and Liability Aetna Life Accident Dept Conn Conn Pa N Y Mo Tex 303 1396 473 16948 8410 737 174 37899 68194 9732 9470 11128 23631 38224 9680 14654 100674 26893 6025 100836 471 75377 2112 31666 920 64271 414 16864 21837 2302 29936 2098 23587 10933 30755 383 9470 250 7853 918 618 4152 American Credit IndemnityAmerican Life and Accident 7853 5748 7892 American Surety Casualty Co of America N Y 28032 N Y Mass Ind England Mich N Y 111 Md Germany Scotland N Y Ga N Y Conn Conn Ala Tenn N Y England 23 87 8058 1575 4210 8844 Continental Casualty Co Employers Liability 58102 662 135 1542 362 10377 2289 Q 4Q5 403 6372 6753 1649 835 61826 15 2673 160 377 920 1334 12 409 4303 25 405 1647 161 2338 771 53 932 74173 1685 40175 333 6661 2637 42544 28 Hartford Accident and Indemnity 7 1100 32 1627 21837 153 153 1049 Interstate Life and Accident 14303 711 London Guarantee and Accident 737 370 1918 351 939 96 9343 Q o hj H W O f M W i Q H W oLondon and Lancashire Indemnity England England Mass Md Mass Mass Mass N Y N Y Mich Pa N Y Mass N Y 111 England Cal N Y Tenn Pa Mass N Y Mich Conn Conn N Y Md Totals 589 151 100 221 6523 1702 2022 150842 5716 12154 34876 10465 2380 4552 897 34449 24254 3772 32326 44219 37480 7694 9853 1522 7302 42071 40444 15985 174103 57769 165062 106 London and Lancashire Guarantee and Accident 9 332 Loyal Protective 1 268 Maryland Casualty Co 4961 144 5956 1125 9953 2876 4796 1518 2217 2415 85279 3 520 Masonic Mutual Accident Masonic Protective Association 9 580 Massachusetts Bonding 612 423 12 11 975 Metropolitan Casualty 2 795 Metropolitan Life 2 234 National Casualty Co 3 181 National Relief Assurance 574 National Surety 1670 480 322 805 33 650 New England Equitable 1226 244 9724 1 382 New York Plate Glass North American Accident 7 128 Ocean Accident and Guarantee 517 9251 2063 2809 785 631 14992 Pacific Mutual Life 23 417 Preferred Accident 372 13 288 1 572 Provident Life and Accident 5672 1 030 Reliance Life Ridgeley Protective Association 4962 Royal Indemnity Co 473 39 2094 1219 5762 950 10223 1663 725 2192 20 702 Standard Accident 15 585 Travelers Indemnity 4123 238 200 3751 Travelers Insurance Co 839 908 843 162 40 433 85731 United States Casualty 923 890 4586 390 1332 920 1896 35 991 United States Fidelity and Guar 1076 7394 38800 42632 977 51039 27920 76069 26603 8325 2880 11044 4164 1659329860752 Q o w o Q Si fed o w H aTABLE No 5 Showing Business Done by Assessment Insurance Companies for the Year Ending December 31st 1915 NAME OF COMPANY ASSESSMENT FIRE INSURANCE COMPANIES Farmers CoOperative Farmers Mutual Farmers Mutual Association Farmers Protective Free State CoOperative German Mutual Fire Jackson Ga Dawson Ga Oakman Ga Lithonia Ga Danielsville Ga Savannah Ga SouthGarFarmers Thomasyille Ga STATE Risks Written Total During Premiums Year Southern CoOperative Sunlight ASSESSMENT LIFE INSURANCE COMPANIES Ordinary Guarantee Fund Life Association National Life Association Macon Ga Atlanta Ga ASSESSMENT LIFE INSURANCE COMPANIES Industrial American Insurance Co Atlanta Mutual Bankers Health and Life Continental Aid Georgia Mutual Industrial Life and Health Guaranty Mutual Industrial Life and Health Peoples Health and Life Pilgrim Health and Life Nebraska Iowa Savannah Ga Atlanta Ga Macon Ga Atlanta Ga Augusta Ga Savannah Ga Atlanta Ga Macon Ga Augusta Ga Totals 20145 9660 3627 1136 472 19350 3157 1680 19242 699 2371 14836 343009 179505 105677 141055 104363 462254 9879 298901 1741018 Paid 20494 7892 4965 745 375 1083 2567 50 3271 2000 4000 6742 148062 74093 48265 56874 39880 217341 3548 140109 782356 Q o I H W O P P a w i O H M W K P o w f3ComptrollebGenebals Eepobt lxvii INSURANCE DEPARTMENT STATE OF GEORGIA LIST OF INSURANCE COMPANIES ASSOCIATIONS AND FRATERNAL ORDERS LICENSED TO DO BUSINESS IN GEORGIA FOR THE YEAR 1915 I Fire and Fire and Marine Companies GEORGIA COMPANIES Name of Company Home Office I Atlanta Home Ins CoAtlanta Ga I Columbia Fire Ins CoAthens Ga I Georgia Home Ins CoColumbus Ga Name of Company Home Office Savannah Fire Ins CoSavannah Ga Southern Mutual Ins CoAthens Ga NONRESIDENT COMPANIES Name of Company Home Office Aachen Munich Fire Ins CoNew York City Aetna Insurance CojHartford Conn Agricultural Fire Ins CoWatertown NY Alliance Insurance CoPhiladelphia Pa American Central Fire Ins Co St Louis Mo American Druggists Ins CoCincinnati O American Ins CoNewark N J Atlas Assurance CoNew York City Boston Insurance CoBoston Mass British America Assurance Co Toronto Canada Caledonian Ins CoNew York City Camden Ins CoCamdfn v Central Manufacturers Mutual Van V ert Ohio Citizens Fire Insurance CoBaltimore Md Citizens Insurance CoSt Louis Mo City of New YoTk Ins CoNew York City Commercial Union Assurance Co Ltj New York City Commonwealth Ins CoNew York City Concordia Fire Ins CoMilwaukee Wis Connecticut Fire Ins CoHartford Coon Continental Insurance CoNew York City County Fire Ins CoPhiladelphia Pa Equitable Fire Marine Ins Co Providence R I Equitable Insurance CoCharleston S C FidelityPhoenix Fire Ins Co New York City Fire Association of Philadelphia Philadelphia Pa Firemans Fund Ins Co San Francisco Cal Attorney for Service Address Jerome Brown Clarence L Ruse T I Lynch Dan B Harris Chas H Godfrey B S Persons L J Leonard C C Hatcher Wm L Wilson Chas H Godfrey Bowie Martin C M Jerome F Wade Vaughan Robert N Hughs W R Prescott Wm H Rhett D I Mclntyre Frank HReynolds L C Quinn Coke Davis J L Riley Co W M King Atlanta Atlanta Atlanta Atlanta Atlanta Macon Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Athens Atlanta Atlanta Atlanta T J McKay F H Reynolds Macon Atlanta A L WaldoAtlanta W E ChapinAtlanta Edgar T Gentry Atlantalxviii CompteolleeGteneeals Eepoet FIRE AND FIRE AND MARINE COMPANIESNONRESIDENTCONTINUED Name of Company Firemens Insurance Co First National Fixe Ins Co Fitchburg Mutual Fire Franklin Fire Ins Co Newark N J Jas L Riley Washington D C J L Riley Fitchburg Mass F Wade Vaughan Philadelphia Pa Win B Stovall German Alliance Ins Co GermanAmerican Ins Co Germania Fire Ins Co Girard Fire Marine Ins Co Glens Falls Fire Ins Co Globe Rutgers Fire Ins Co HamburgBremen Ins Co Hanover Fire Ins Co Hartford Fire Ins Co Home Ins Co Insurance Co of North America Insurance Co State of Penn Liverpool London Globe Ltd England Liverpool SALondon Globe N Y London Assurance Corporation London Lancashire Fire Ins Co Lumber Mutual Ins Co Lumber Underwriters Lumbermens Mutual Ins Co Home Office Attorney for Service New York City New York City New York City Philadelphia Pa Glens Falls N Y New York City New York City New York City Hartford Conn New York City Philadelphia Pa Philadelphia Pa New York City New York City New York City New York City Boston Mass New York City Mansfield Ohio Mass Fire Marine Ins Co Boston Mass Mercantile Mutual Fire Ins Co Milwaukee Mechanics Ins Co National Ben Frank Fire Ins Co Nationale Fire Ins Co of Paris France National Fire Ins Co National Union Fire Ins Co Newark Fire Insurance Co New Brunswick Fire Ins Co New Hampshire Ins Co Niagara Fire Insurance Co Nord Deutsche Fire Ins Co North British and Mercantile Insurance Co Northern Assurance Co Lim Northern Insurance Co North River Insurance Co Northwestern National Ins Co Norwich Union Fire Ins Society Orient Insurance Co Pacific Fire Ins Co Palatine Ins Co Lim Pennsylvania Fire Ins Co Pa Lumbermens Mut Ins Co Pa Millers Mutual Fire Ins Co Peoples National Fire Ins Co Providence R I Milwaukee Wis Pittsburgh Pa Providence R I Hartford Conn Pittsburg Pa Newark N J N BrunswickNJ Manchester N H New York City New York City New York City New York City New York City New York City Milwaukee Wis New York City Geo N Hurt Geo N Hurt S C Williams Jno A Whitner A L Brooks J L Riley Co A Bickerstaff F A MeCarroll W R Prescott Chas W Phillips Dan B Harris D I Mclntyre B P Walker Jr B P Walker Jr E S Kelly F W Cole F W Vaughan Wm A Wright Com of Insurance Jas L Dickey JrAtlanta Hartford Conn New York City New York City Philadelphia Pa Philadelphia Pa WilkesBarre Pa Philadelphia Pa Address Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Wm A Wright Wm H Hill Wm A Wright H T Powell C Y Smith J T Carson M B Yates W M King J Hall Miller W H Rhett Wm H Hill Edgar Dunlap Milton Dargan Jr J L Rilev H L Layfield A Wilkerson V R Hoyt J F Lewis Jno A Whitner W E Chapin F W Vaughan F W Vaughan Robt N Hughs Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta AtlantaComptrollerGenerals Eeport lxix FIRE AND FIRE AND MARINE COMPANIESNONRESIDENTCONTINUED Name of Company Phenix Fire Ins Co of Paris France Phoenix Assurance Co Lim Phoenix Fire Ins Co ProvidenceWashington Ins Co Queen Insurance Co of America Rhode Island Fire Ins Co Royal Exchange Assurance Royal Ins Co Lim Liverpool Scottish Union National Ins Co Security Fire Ins Co Southern Underwriters Springfield Fire Marine Ins Co Standard Fire Insurance Co St Paul Fire Marine Ins Co Sun Insurance Office England Svea Fire Life Ins Co Union Fire Ins Co of Paris France United Firemens Ins Co United States Fire Ins Co Westchester Fire Ins Co Western Assurance Co Williamsburg City Fire Ins Co Yorkshire Insurance Co Lim Home Office Providence R I New York City Hartford Conn Providence R I New York City Providence R I New York City New York City Hartford Conn New Haven Conn Greensboro X C Springfield Mass Hartford Conn St Paul Minn New York City New York City Providence R I Philadelphia Pa New York N Y New York City Toronto Canada New York City New York City Wm A Wright Atlanta Edgar Dunlap Atlanta R Lipseonibe Atlanta C M Jerome Atlanta Attorney for AdJ Service Y Tupper Wm A Wright A L Brooks Milton Dargan W R Hoyt Chas M Jerome R L Woods Jas L Dickey Jr W A Wright A B Tumlin J T Fitten Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Rhett 0Beirne Atlanta W A Wright R N Hughs G A Howell Edgar Dunlap Chas H Godfrey W R Hoyt Milton Dargan Jr Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta 11 Life Companies GEORGIA COMPANIES Name of Company Home Office herokee Life Insurance CoRome Ga Name of Company Home Office Standard Life Insurance CoAtlanta Ga NONRESIDENT COMPANIES Name of Company Aetna Life Ins Co American Central Life Ins Co Am National Ins Co Atlantic Life Ins Co Bankers Reserve Life Co Columbia Life Insurance Co Home Office Attorney for Service Address W E Hawkins Wm A Wright W A Oliver Hartford Conn Indianapolis Ind Galveston Tex Richmoind Va jlns Commr Omaha Nebwm A Wright Cincinnati Ohio F B Reins Atlanta Atlanta Atlanta Atlanta Atlanta Atlantalxx CompteollebGeneeals Eepoet LIFE COMPANIESNONRESIDENTCONTINUED Name of Company Home Office Attorney for Service Columbian National Life Ins Co Connecticut Mutual Life Ins Co Equitable Life Assurance Society Federal Life Ins Co Fidelity Mutual Life Ins Co Franklin Insurance Co Germania Life Insurance Co Home Life Insurance Co Illinois Life Insurance Co Independent Life of America Indiana National Life Ins Co International Life Insurance Co InterSouthern Life Ins Co Jefferson Standard Life Ins Co Life Insurance Co of Virginia Manhattan Life Insurance Co Maryland Life Insurance Co Mass Mutual Life Ins Co Meridian Life Insurance Co Metropolitan Life Insurance Co Michigan Mutual Life Ins Co Missouri State Life Insurance Co Mutual Benefit Life Insurance Co Mutual Life Ins Co of N Y National Life Accident Co National Life Ins Co National Life Ins Co of U S A New England Mutl Life Ins Co New York Life Insurance Co North American Life Ins Co Northwestern Mut Life Ins Co Pacific Mut Life Insurance Co Pan American Life Ins Co Penn Mutual Life Insurance Co Philadelphia Life Ins Co Phoenix Mutual Life Ins Co Pittsburg Life Trust Co Prudential Ins Co of Am Boston Mass Hartford Conn NewYorkNY Chicago 111 Philadelphia Pa Springfield 111 New York N Y New York N Y Chicago 111 Nashville Tenn Indianapolis Ind St Louis Mo Louisville Ky Raleigh N C Richmond Va New York N Y Baltimore Md Springfield Mass Indianapolis Ind New York N Y Detroit Mich St Louis Mo Newark N J New York N Y Nashville Tenn Montpelier Vt Chicago 111 Boston Mass New York N Y Chicago 111 Milwaukee Wis Los Angeles Cal New Orleans La Philadelphia Pa Philadelphia Pa Hartford Oonn Pittsburg Pa Newark N J A C Newell Oscar Palmour W A Wright J H Byrley R P Ketchum Alex C King Wm A Wright J C Tumlin F W Burr Address Atlanta Atlanta Atlanta Atlanta Atlanta Ashburn Atlanta Atlanta Atlanta Atlanta E C LesterAtlanta H W Campbell Atlanta Wm A Wright Atlanta Wm A Wright Atlanta L Z EosserAtlanta R C Alston Coke S Davis Wm J Harty J E Wilhelm A W Smith G S Obear Wm A Wright R L Foreman R F Shedden Atlanta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta G C LynchAtlanta Geo M Hope Co Atlanta Wm A Wright Atlanta R J GuinnAtlanta E J ClarkAtlanta Wm A Wright Atlanta W Woods White Atlanta A C Harmon Wm A Wright H C Bagley Wm A Wright Louis Sherfesee Wm A Wright J M Skinner Reliance Life Insurance CoPittsburg Pa J H Pearce Reserve Loan Life Ins CoIndianapolis Ind Wm A Wright Wm A Wright Wm A Wright C V LeCraw Wm A Wright H M Thompson Thos H Daniel Wm A Wright Wm A Wright A S Caldwell Security Mutual Life Ins Co Sou States Life Ins Co Ala State Life Insurance Co State Mutual Life Ass Co Binghampton NY Atlanta Ga Indianapolis Ind Worcester Mass Travelers Insurance CoHartford Conn Union Central Life Insurance CoCincinnati Ohio U S Annuity Life Ins Co Chicago 111 United Life AccidentConcord N H Volunteer State Life Ins CoChattanooga Ten Savannah Atlanta I Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta AtlantaCompteolleeGenebals Report lxxi III Miscellaneous Companies Health Accident and General Casualty Line GEORGIA COMPANIES Name of Company Home Office Georgia Casualty CoMacon Ga NONRESIDENT COMPANIES Name of Company Aetna Ac Liability Ins Co American Casualty Co American CreditIndemnity Co American Life Accident Ins Co American National Ins Co American Surety Co Casualty Co of America Columbia Ins Co Columbian National Life Ins Co Continental Casualty Co Equitable Surety Co Federal Casualty Co Federal Life Ins Co Fidelity Casualty Co Fidelity Deposit Co of Md Frankfort General Insurance Co Gen Ace Fire and Life Assur ance Corp Lim General Indemnity Corp of America Globe Indemnity Co Home Office Hartford Conn Reading Pa New York City Salisbury Mo Galveston Tex New York City New York City New York N Y Boston Mass Hammond Ind Attorney for Service Address Wm A Wright J B Marbury R S Witherspoon Geo A Morris W A Oliver Marion MJackson Arch M Conway J L Dickey Jr A C Newell Wm A Wright St Louis Mo Hartford Accident Indemnity Hartford Steam Boiler Inspec tion and Insurance Co InterState Life Accident Co Lloyds Plate Glass Ins Co London Lancashire Guar Ace Co London Guarantee and Accident Co Lim Loyal Protective Ins Co Detroit Mich Chicago 111 New York City Baltimore Md New York City Philadelphia Pa Rochester N Y New York N Y Hartford Conn Hartford Conn Chattanooga Tenn New York City New York N Y Maryland Casualty Co Masonic Mutual Accident Co Chicago 111 Boston Mass Baltimore Md Springfield Mass J L Riley Wm A Wright Wm A Wright Eugene Oberdorf er Leonard Haas T I Lynch Atlanta Atlanta Atlanta Atlanta Dublin Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta H C Geiger H H Cohen W R Hoyt W R Prescott Wm A Wright Wm A Wright A L Waldo Bickerstaff Rich ards Co J L Riley Wm A Wright Aaron Haas Son Howell Walter E Jones Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta lxxii ComptrollerGenerals Report MISCELLANEOUS COMPANIESNONRESIDENTCONTINUED Name of Company Home Office Attorney for Service Address Masonic Protective Ass n Mass Bonding Ins Co Metropolitan Casualty Co Metropolitan Life N Y Worcester Mass Boston Mass New York City New York N Y D J Griffin Eugene Dodd Henry M North National Casualty Co National Belief Assurance Co National Surety Co New England Casualty Co New York Plate Glass Ins Co North American Accident Ins Co Ocean Accident and Guarantee Corp Detroit Mich Philadelphia Pa New York City Boston Mass New York City Chicago 111 New York City T C Bargeron Carl Dolvin IBoyd Perry W E Harrington Coke Davis W A Wright Edgar Dunlap Pacific Mutual Life Ins Co Preferred Accident Insurance Co Provident Life and Accident Insurance Co Los Angeles Cal A C Harmon New York CityjWm A Wright Chattanooga Tenn Reliance Life Ins Co Ridgely Protec Assn Royal Indemnity Co Wm A Wright Pittsburg PaJ H Pearce Worcester MassiR J Winter New York City Dargan Hopkins Standard Marine Ins Co Standard Accident Ins Co Thames Mersey Marine Ins Co Travelers Indemnity Co Travelers Insurance Co New York N Y Detroit Mich New York City Hartford Conn Hartford Conn Union Marine Ins CoNew York City New York City Baltimore Md New York Citv United States Casualty Co U S Fidelity and Guaranty Co U S Lloyds Wm A Wright E D Clarkson A L Fairie H F Rasher J A Williamson V Smith Jno H Mullin Wm A Wright A L Brooks Macon Atlanta Augusta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta The Following Companies Are Authorized to Write Fidelity and Surety Bonds Name of Company Home Office Aetna Ac Liability Ins CoHartford Conn American Bonding CoBaltimore Md American Surety CoNew York N Y Equitable Surety CoSt Louis Mo Fidelity Deposit Co of Md Baltimore Md Name of Company Home Office Maryland Casualty CoBaltimore Md Mass Bonding Ins CoBoston Mass National Surety CoNew York N Y Royal Indemnity CoNew York N Y U S Fidelity Guarantee CoBaltimore MdComptrollerGenerals Report Ixxiii IV Assessment Fire Companies a Companies Authorized to Operate in Four Counties Only Name of Company Home Office German Mutual Fire Ins Co Savannah Ga Name of Company Home Office Sunlight Insurance CoAtlanta Ga b Farmers Cooperative Companies Name of Company Home Office Farmers CoOperve Fire Ins Co Jackson Ga Farmers Mutual Fire Ins Co Dawson La Farmers Mutual Ins Assn Oakman Ga Farmers Protective Fire Ins Co Lithoma Ga Free State CoOperative Fire Ins Co Damelsville Cja Name of Company Home Office Gordon County Mutual Fire Storm Ins CoCalhoun Ga South Georgia Farmers Fire Ins Co Thomasville Ga V Assessment Life Insurance Companies a Companies Authorized to do an Ordinary Lifejlusiness Name of Company Home Office Guarantee Fund Life Assn Omaha Neb Merchants Life AssnBurlington la Name of Company Home Office National Life AssnDes Homes Iowa North Carolina Mutual Provident Assn Durham N C b Companies Authorized to do an Industrial IHeaUhndccid Name of Company Home Office American Insurance CoSavannah Ga Atlanta Mutual Ins AssnAtlanta La Bankers Health Life Ins CoMacon Ga Continental Aid AssnAtlanta Ga Georgia Mutual Ind Life Health Ins CoAugusta Ga Name of Company Home Office rco MUtUal Life Savannah Ga Industrial Life Health Ins Co Atlanta Ga Mutual Benefit Ind Life Insurance Ags n Savannah Ga Peoples Health Life Ins CoHacon Ga Pilgrim Health Life Ins CoAugusta GaIxxiv OompteollerGeneeals Eepoet VI Fraternal Orders a Domestic Name Home Office Attorney for Service Columbian Woodmen Eminent Household of Fraternal Provident Association Knights of Moses Benevolent Fraternal Insurance Commr Insurance Commr Insurance Commr Insurance Commr b Foreign American Insurance Union American Woodmen Supreme Camp of The Ben Hur Supreme Tribe Catholic Knights of America Supreme Council Columbian Fraternal Ass n Fraternal Aid Union Fraternal Mystic Circle Supreme Ruling of The Golden Cross of the World United Order of The Golden Seal The Order of Grand Fraternity The Heptasophs Supreme Conclave Improved Order Knights of Columbus Knights of Honor Supreme Lodge Knights of Pythias Supreme Lodge of Ladies of the Maccabees of the World Maccabees The Masonic Mutual Life Assn Modern Brotherhood of America Modern Woodmen of America National Protective Legion National Union The Praetorians Modern Order of Puritans Independent Order of Railway Mail Association Royal Arcanum Supreme Council Royal Neighbors of America Southern Woodmen Travelers Protective Assn of America United Commercial Travelers of America Order of Woodmen Circle Supreme Forest Woodmen of the World Supreme Camp Columbus Ohio Denver Colo Crawfordsve Ind St Louis Mo Washington D C Denver Colo Philadelphia Pa Knoxville Tenn Roxbury N Y Philadelphia Pa Baltimore Md New Haven Conn St Louis Mo Indianapolis Ind Port Huron Mich Detroit Mich Dist of Columbia Mason City Iowa Rock Island HI Waverly N Y Toledo Ohio Dallas Texas Pittsburg Pa Portsmouth X H Boston Mass Rock Island 111 Birmingham Ala St Louis Mo Columbus Ohio Omaha Neb Omaha Neb Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Commr Commr Commr Commr Commr Commr Commr Commr Commr Commr Commr Commr Commr Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Commr Insurance Commr Insurance CommrFIRE INSURANCE COMPANIES AACHEN MUNICH FIRE INSURANCE COMPANY NEW YORK CITY 80 Maiden Lane New York City U S Manager J A Kelsey C M Jerome Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 2796676 44 4 Extended at 29666 44 Income o Gross premiums on new business 1648916 03 7 Deduct amounts paid for reinsurance and return premiums 552553 29 1096362 74 8 Total premium 97 382 37 9 Interest and rents g047 7g 11 Other sources Home office 1201792 84 13 Total income Disbursements 14 Net amount paid policyholders for losses 613512 06 15 Legal and administrative expenses in adjustment of claims 23608 33 16 Commissions and allowances to agents foqiZ 04 17 Salaries of officers and employees f 78 18 Rents and interest 19 Advertising printing postage telegrams etc J JJ Agents balances charged off 22 Other items 4Q Home office 58404 28 Taxes 100 00 Legal expenses 328 40 Furniture and fixtures g 4g Maps 20918 73 Underwriters etc 2277 g3 Inspections and surveys Other disbursements g77g Cross loss on sale of bonds 1144242 54 23 Total disbursements 2 ComptrollerGenerals Eeport Ledger Assets 27 Bonds at book value 2516173 41 29 Cash in office 42 79 30 Deposits at interest per schedule N 143490 85 31 Deposits not at interest 1706 55 32 Agents balances net 185833 94 33 Other items Bills receivable 684 03 Other ledger assets 6295 17 34 Total ledger assets as per balance No 24 2854226 74 NonLedger Assets 35 Interest due and accrued 30511 40 38 Total assets 2884738 14 Deduct Assets Not Admitted 39 Agents balances 4146 88 40 Bills receivable 684 03 41 Other items Market value etc 7348 31 Book value of ledger assets etc152199 41 42 Total not admitted assets 164378 63 43 Total admitted assets 2720359 51 Liabilities 44 Net amount of unpaid losses and claims 110972 81 45 Reserves or unearned premiums on risks outstanding 1231897 54 47 Salaries and miscellaneous accounts due or accrued 2233 16 48 Taxes due or accrued 21250 00 49 Other items 3206 83 50 Total amount of liabilities except capital 1369560 34 52 Surplus over all liabilities 1350799 17 54 Total liabilities 2720359 51 Business in Force Risks Premiums 55 In force December 31 1914310883151 2949075 65 rAl Written or renewed during year 172630202 1648916 03 57 Sum483513353 459799168ComptrollerGeneral s Eeport 3 58 Deduct ceased to be in force during year 173245786 1711019 79 59 In force December 31 1915310267567 2886971 89 60 Total 299599969 2434714 04 Investments in Georgia 2 Bonds 10000 State of Georgia 3 Bonds Registered Total investments in Georgia 10000 AGRICULTURAL INSURANCE COMPANY OF WATERTOWN N Y 203 Washington Street Watertown N Y William H Stevens President J Quincy Adams Secretary Erwin J Dickey Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1914 4526050 96 4 Extended at 4526050 96 Income 5 Gross premiums on new business 2755376 61 7 Deduct amounts paid for reinsurance and return premiums 995702 89 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources 1759673 72 206040 17 17614 76 313 39 13 Total income 1983642 04 Disbursements 14 Net amount paid policyholders for losses 881680 96 15 Legal and administrative expenses in adjustment of claims 34157 37 16 Commissions and allowances to agents First year and renewal 386531 37 17 Salaries of officers and employees 167147 864 ComptrollebGeneeals Repoet 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Agents balances charged off Legal expenses 49496 furniture and fixtures 157336 maps 463183 underwriters boards 3887088 fire department fees etc 4324449 inspections 10120 32 repairs 71005 taxes on real estate 66993 State tax insurance department licenses and fees 4471227 fees and taxes 2097232 audits fuel lights supplies 432073 total 3935 00 31590 61 100000 00 5295 44 683 90 141005 04 23 Total disbursements 1751343 65 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Loans secured by pledge of stocks and other collateral 34 Total ledger assets as per balance No 24 NonLedger Assets 35814 74 685382 00 20737911 25 1317505 88 787 25 262214 92 309725 14 73120 17 4758349 35 35 Interest due and accrued 44214 99 38 Total assets 4802564 34 Deduct Assets Not Admitted 39 Agents balances 10398 04 41 Other items Book value over market value 111350 37 42 Total not admitted assets 43 Total admitted assets 121748 41 4680815 93 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 144524 44 1961116 65ComptrollerGenerals Report 5 47 Salaries and miscellaneous accounts due or accrued 6800 00 48 Taxes due or accrued 40000 00 49 Other items Contingent commissions 6000 00 Conflagration reserve 200000 00 50 Total amount of liabilities except capital 2348440 09 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 1832375 84 53 Surplus protection to polieyholders 2332375 84 54 Total liabilities 4680815 93 Business in Force Premiums 55 In force December 31 1914 4612937 00 56 Written or renewed during year 2755376 61 57 Sum 7368313 61 58 Deduct ceased to be in force during year 2634446 61 59 In force December 31 1915 4733867 00 Business in Georgia 61 In force December 31 1914 est 56970 00 62 Written or renewed during year 34079 53 63 Sum 64 Deduct ceased to be in force during the year 65 In force December 31 1915 est 66 Net losses paid during year 67 Net losses incurred during year 91049 53 32309 53 58740 00 18026 92 17090 90 Investments in Georgia 2 Bonds 10628 58ComptrollerGenerals Report ALLIANCE INSURANCE COMPANY OF PHILADELPHIA 232 Walnut Street Philadelphia Pa Eugene L Ellison President T Howard Wright Secretary Dan B Harris Attorney for Service Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets 2527103 46 4 Extended at 2527103 46 Income 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Perpetual department fees Agents balances previously charged off 1043655 50 99361 91 4313 65 14 00 116 69 13 Total income 1147461 75 Disbursements 14 Net amount paid policyholders for losses 517205 90 15 Legal and administrative expenses in adjustment of claims 11740 4S 16 Commissions and allowances to agents first year and re newal 228969 96 17 Salaries of officers and employees 44371 97 18 Rents and interest 3592 56 19 Advertising printing postage telegrams etc 13589 27 22 Other items Taxes licenses etc 44729 21 Paid stockholders for dividends 60000 00 Agents balances charged off 1052 24 Registration of stock and subscriptions 100 39 Deposit premiums returned 20 00 23 Total disbursements 925371 Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 2103300 33 335361 50 939 02ComptrollebGenebals Eepoet 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Amount recoverable for reinsurance of paid losses 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 38 Total assets 153640 2e 17885 34 136817 2 869 66 379 90 2749193 23 26993 31 2776186 54 Deduct Assets Not Admitted 39 Agents balances 41 Other items Market value of special deposits in excess of corresponding liabilities per special deposit schedule Bonds and stocks schedule D 404 41 17197 00 112727 33 42 Total not admitted assets 130328 74 43 Total admitted assets 2645857 80 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 48 Taxes due or accrued 49 Other items Amount reclaimable by the insured on perpetual fire insur ance being 90 of premiums or deposit received Contingent fund 50 Total amount of liabilities except capital 51 Capital actually paid in cash 750000 00 52 Surplus over all liabilities 750000 00 227622 00 673661 61 22300 00 16669 13 205600 06 1145857 80 53 Surplus protection to policyholders 54 Total liabilities8 ComptbollebGenebals Eepoet Business in Force Risks Premiums 55 In force December 31 1914141747267 1578612 11 56 Written or renewed during year 167904128 1553836 15 57 Sum 309651395 3132448 26 58 Deduct ceased to be in force during year 167314967 1478713 98 59 In force December 31 1915142336428 1653734 28 Business in Georgia 61 In force December 31 1914 985636 14449 81 62 Written or renewed during year 1268261 16812 74 63 Sum 2253897 31262 55 64 Deduct ceased to be in force during year 468571 9246 63 65 In force December 31 1915 1785326 22015 92 66 Net losses paid during year 6357 27 67 Net losses incurred during year 5608 18 Investments in Georgia 2 Bonds 10000 00 AMERICAN CENTRAL INSURANCE CO OF ST LOUIS MISSOURI 816 Olive Street St Louis Missouri Edw L Campbell President B G Chapman Jr Secretary C I Godfrey Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 4898798 19 4 Extended at 4898798 19 Income 5 Gross premiums on new business 5471159 41 7 Deduct amounts paid for reinsurance and return premiums 3483216 16 8 Total premiums 1987943 25ComptkollerGenebals Eepoet 9 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents balances previously charged off 13 Total income 169278 61 5486 05 1046 21 2163754 12 Disbursements 14 Net amount paid policyholders for lossesi 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Bents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Salaries and expenses of special and general agents Furniture and fixtures Fees and taxes 1301492 10 29993 15 439146 79 60998 96 11241 90 124072 55 119985 00 25379 33 122772 63 4555 22 25590 04 23 Total disbursements 226522 67 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Loans secured by pledges of bonds stocks or other collateral 25000 00 2991372 61 1135937 36 12348 73 245652 30 21978 36 360535 28 4500 00 34 Total ledger assets as per balance No 24 4797324 64 NonLedger Assets 35 1 nterest due and accrued 38 Total assets Deduct Assets Not Admitted 39269 43 4836594 07 39 Agents balances 40 Special deposits 11868 77 13753 7010 ComptrollerGenerals Report 41 Other items Book value of ledger assets over market value 42 Total not admitted assets 734583 30 760205 77 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 49 Other items Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement 4076388 30 240673 41 1760191 18 913 48 2304 03 35000 00 50 Total amount of liabilities except capital 2038082 10 51 Capital actually paid in cash 1000000 on 52 Surplus over all liabilities 1037306 20 53 Surplus protection to policyholders 2037306 20 54 Total liabilities 4076388 30 Investments in Georgia 2 Bonds Atlanta Sewer Bonds Registered 4M Par val 10000 00 THE AMERICAN DRUGGISTS FIRE INS CO OF CINCINNATI OHIO 10041005 Mercantile Library Building Cincinnati Ohio Cbas H Avery President Frank H Freericks Secretary Ben S Persons Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dee 31 1914 378309 04 4 Extended at 378306 04 Income 5 Gross premiums on new business 172236 37 7 Deduct amounts paid for reinsurance and return premiums 33113 6 8 Total premiums 130122 61ComptrollerGenerals Report 11 9 Interest and rents 14471 35 10 Profit on sale or increase by adjustment of assets 227 44 13 Total income 153943 65 Disbursements 14 Net amount paid polieyholders fox losses 39246 85 15 Legal and administrative expenses in adjustment of claims 1369 29 16 Commissions and allowances to agents First year and re newal 17346 97 17 Salaries of officers and employees 14958 47 18 Rents and interest 615 00 19 Advertising printing postage telegrams etc 7116 31 20 Paid stockholders for dividends 18000 00 21 Loss on sale and decrease by adjustment of assets 774 81 23 Total disbursements 113522 40 Ledger Assets 27 Bonds at book value 377168 58 29 Cash in office 1330 26 30 Deposits at interest per schedule N 20750 06 32 Agents balances net 18580 36 33 Other items Office furniture 901 03 34 Total ledger assets as per balance No 24 418730 29 NonLedger Assets 35 Interest due and accrued 5439 33 37 Other items 53 55 38 Total assets 424223 17 Deduct Assets Not Admitted 41 Other items Furniture fixtures and safes 901 03 43 Total admitted assets 423322 14 Liabilities 44 Net amount of unpaid losses and claims 1911 72 45 Reserves or unearned premiums on risks outstanding 73484 5312 ComptrollerGenerals Report 47 48 50 51 52 53 54 Salaries and miscellaneous accounts due or accrued Taxes due or accrued 866 84 3327 94 Total amount of liabilities except capital Capital actually paid in cash Surplus over all liabilities 200000 00 143731 11 79591 03 Surplus protection to policyholders 343731 11 Total liabilities 423322 14 Business in Force oo 56 57 58 59 60 61 62 63 64 65 66 67 Risks In force December 31 1914 14481311 Written or renewed during year 16713716 Sum 31195027 Deduct ceased to bein foree during year 14601172 In force Dec 31 1915 16593855 Total 14332650 In force Dec 31 1914 Written or renewed during year Business in Georgia 179770 211180 Sum 390950 Deduct ceased to be in force during year 222345 Premiums 150218 78 172236 37 322455 15 149594 29 172860 86 145941 82 2983 75 3282 02 In force Dec 31 1915 168605 Net losses paid during year 22S 55 Net losses incurred during year 228 55 6265 77 3545 11 2720 66 THE AMERICAN INSURANCE COMPANY OF NEWARK NEW JERSEY 70 Park Place Newark New Jersey P L Hoadley President Frederick 1 load lev Secretary Louie J Leonard Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 10530220 06 4 Extended at 10530220 06ComptrollerGenerals Report 13 Income 5 Gross premiums on new business and gross renewal premiums 612788833 7 Deduct amounts paid for reinsurance and return premiums 1845708 4o 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents balances previously charged off 153 44 4282179 88 430167 58 694 09 13 Total income 713194 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc including L boards and surveys 20 Paid policyholders for dividends Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items All taxes including Federal Stamp Tax 182333 64 Auditing 3316 84 Maintenance of office building 9 983 57 collecting premium notes 2051 74 commer cial agency 2705 12 interest on deferred balances due treatycompanies 254 36 appraisal fees 934 11 surety bonds 54314 decrease in liabilities on account reinsurance treaties 2827 83 agents balances charged off 2068 82 2226143 01 75249 9 997328 30 350945 35 23041 74 151840 54 51 00 280000 00 18832 10 23 Total disbursemen ts 4330751 48 Ledger Assets 25 Book value of real estate 451700 00 schedule B 19746 00 26 Mortgage loans per s 27 Bonds at book value 28 Stocks at book 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 445 184 41 2574601 80 value 755 54 364895 S3 25000 00u ComptrollebGexebals Kepobt 32 Agents balances net 33 Other items bills receivable taken for fire risks 589473 12 474106 87 34 Total ledger assets as per balance Xo 24 10912663 57 NonLedger Assets 35 Interest due and accrued 37 Other items Rents due and accrued Reinsurance recoverable on paid losses schedule E 93824 91 100 00 8646 39 38 Total assets 11015234 87 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Market value of special deposits in excess of corresponding liabilities Book value of ledger assets over market value of stocks and bonds 7110 85 59287 17 43283 18 239071 22 12 Total not admitted assets 348 750 90 43 Total admitted assets10 666471 95 Liabilities 11 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid Dividends to stockholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Funds held under reinsurance treaties Contingent commissions Commissions mi farm premiums payable when notes be come due Income tax on salaries withheld at source 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000001 00 325848 43 5154961 86 114 00 Ml000 00 51100 00 50000 00 0271 65 5000 00 20202 54 175 00 5653573 48ComptrollerGenerals Eepoet 15 Special reserve fund see chap 258 Laws of 1908 State of N J 300000 00 52 Surplus over all liabilities 3712898 47 53 Surplus protection to polieyholders 4712898 47 54 Total liabilities 10666471 95 Business in Force Risks Premiums 55 In force Dec 31 1914 1120795872 11322469 39 56 Written or renewed during year 606032870 6127888 33 57 Sum 1726828742 17450357 72 58 Deduct ceased to be in force during year 591583698 6165400 83 59 In force Dec 31 1915 1135245044 11284956 89 60 Total less reinsurance 994716734 9838745 Business in Georgia 61 In force December 31 1914 3792847 6581101 62 Written or renewed during year 2908770 39092 35 63 Sum 6701617 104903 36 4 Deduct ceased to be in force during year 2372589 33144 09 65 Tn force Dec 31 1915 9 4329028 71759 27 it 90 064 2 66 Net losses paid during year uuo ea 67 Xet losses incurred during year 19312 37 Investments in Georgia 2 Bonds Savannah Ga Auditorium bonds 10000 ft ATLAS ASSURANCE COMPANY LTD NEW YORK CITY 100 William Street New York City Frank Bock Manager Alfred A King Accountant Cliff C Hatcher Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 324900 87 4 Extended at 3249080 8716 ComptrollerGenerals Report Income 5 Gross premiums on new business and gross renewal premiums 2810358 41 7 Deduct amounts paid for reinsurance and Teturn premiums 1033480 95 8l Total premiums 1776877 46 9 Interest and rents 110785 09 11 Other sources Eemittanees from home office 21491 31 13 Total income 1912160 84 Disbursements 14 Net amount paid policyholders for losses 983400 95 15 Legal and administrative expenses in adjustment of claims 32880 09 16 Commissions and allowances to agents First year and re newal 349865 23 17 Salaries of officers and employees 221818 63 18 Rents and interest 18332 99 19 Advertising printing postage telegrams etc 35892 90 22 Other items Remittances to home office 20745 43 Furniture maps underwriters boards fire dept inspectors repairs taxes on real estate taxes on premiums insur ance dept licenses and fees Federal tax and miscella neous items 145417 04 23 Total disbursements 1808362 26 Ledger Assets 25 Book value of Teal estate 83878 81 27 Bonds at book value 2 423230 53 28 Stocks at book value 282 851 S8 29 Cash in office l 441 98 30 Deposits at interest per schedule N 195 829 76 32 Agents balances net 365646 4J 34 Total ledger assets as per balance No 24 3352879 45 NonLedger Assets 35 Interest due and accrued 31917 39 37 Other items Rents due and accrued 280 33 Rein sura nee due unpaid losses 1 010 02 38 Total assets 3886117 69COMPTROLLERGrENEBAL s REPORT Deduct Assets Not Admitted 17 39 41 Agents balances 27992 87 Other items Market value of special deposits in excess of corresponding liabilities 31388 61 Book value of bonds and stocks over mar ket value 244016 22 42 43 Total not admitted assets Total admitted assets 303397 70 3082719 99 Liabilities 44 45 47 48 50 53 54 55 56 57 59 60 61 62 63 64 Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total amount of liabilities except capital Surplus protection to policyholders 147792 52 1714138 0O 9363 67 35000 00 1906294 39 1176425 80 Total liabilities 3082719 99 Business in Force Risks In force December 31 1914 402598203 Written or renewed during year 284433964 Excess of original premiums Premiums 4017081 27 2810358 41 13797 17 Sum 687032167 6841236 85 Deduct ceased to be in force during year 263608280 2702166 92 In force Dec 31 1915 423423887 Deduct amount reserved 91513893 4139069 93 805299 65 Total 331909994 3333770 28 Business in Georgia In force Dec 31 1914 Written or renewed during year 67018 92 94165 58 11024 1 123486 53 Sim 161184 50 233728 6S Deduct ceased to be in force during year 78146 56 100087 OS 65 Tn force December 31 3915 83037 94 133041 6518 ComptrollerGenerals Report 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds City of Macon Ga 4V2 bonds 1945 56475 68 61784 15 10370 00 BOSTON INSURANCE COMPANY OF BOSTON MASS 87 Kilby Street Boston Mass Hansom B Fuller President Freeman Nickerson Secretary Wm L Wilson Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 6894314 61 4 Extended at 6894314 61 Income 5 Gross premiums on new business and re newals 6365235 96 7 Deduct amounts paid for reinsurance and return premiums 2299773 70 8 Total premiums 4065462 26 9 Interest and rents 264033 75 10 Profit on sale or increase by adjustment of assets 11 Other sources 8240 26 13 Total income 4342717 75 Disbursements 14 Net amount paid polieyholders for losses 2134643 67 15 Legal and administrative expenses in adjustment of claims 34237 42 li6 Commissions and allowances to agents First year and renewal 817864 78 17 Salaries of officers and employees i 12239 i i 18 Rents and interest 3804 19 Advertising printing postage telegrams etc 35681 23 20 Paid polieyholders for dividends 240000 00COMPTROI SiiiRGENEEAL s EePOET 19 21 99 Loss on sale and decrease by adjustment of assets Other items 23 Total disbursements 24645 45 182286 05 3820539 50 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Bills receivable taken for risks Deposit with boards 167500 notes receivable 36238 total 513673 92 366600 00 1641170 09 3567191 89 41091 02 530502 91 704491 00 49734 65 2037 38 34 Total ledger assets as per balance No 24 7416492 86 NonLedger Assets 35 Interest due and accrued 37 Other items Eeins return prems due from companies 27216 50 3323 32 38 Total assets 7447032 68 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Market value of assets under book value Miscellaneous 53014 51 6101 52 272404 98 11903 70 42 Total not admitted assets 343424 71 43 Total admitted assets 7103607 97 Liabilities 44 Net amount of unpaid losses and claims 781407 59 45 Reserves or unearned premiums on risks outstanding 2542637 59 46 Dividends to policyholders declared but unpaid 120000 00 47 Salaries and miscellaneous accounts due or accrued 4000 0020 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 ComptrollerGenerals Report Taxes due or accrued 56000 00 Other items Eeserved for reinsurance 50000 00 Total amount of liabilities except capital 3554045 18 Capital actually paid in cash 1000000 00 Surplus over all liabilities 2549562 79 Surplus protection to policyholders 3o49o62 t Total liabilities 7103607 97 Business in Force Eisks Premiums In force December 31 1914 508363552 5711955 91 Written or renewed during year 606517609 6365235 96 Sum 1114881161 1207719187 Deduct ceased to be in force during year 537719038 5878754 83 In force December 31 1915 577162123 6198437 04 Total deducting reinsurance 441842335 4830120 13 Business in Georgia In force December 31 1914 311534 00 Written or renewed during year 435641 00 Sum 7f175 00 Deduct ceased to be in force during the year 374958 00 In force December 31 1915 372217 00 Net losses paid during year i 14 33 Net losses incurred during year 534 33 BRITISH AMERICA ASSURANCE COMPANY OF TORONTO CANADA 182022 Front Street East Toronto Canada W H Mteikle VicePresident and General Manager E F Garrow Secretary C H Godfrey Attorney for Service Capital Stock 1 Amount of deposit capital 215000 00 2 Ledger assets December 31 1914 1886732 04 4 Extended at 1886732 04ComptrollerGenerals Report Income 5 Gross premiums on new business 1795895 58 7 Deduct amounts paid for reinsurance and return premiums 685898 32 21 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received from home office 1109997 26 66949 05 15 00 79040 66 13 Total income 1256001 97 Disbursements 14 Net amount paid policyholders for losses 572736 81 15 Legal and administrative expenses in adjustment of claims 15945 84 16 Commissions and allowances to agents First year 285052 88 17 Salaries of officers and employees 104703 75 18 Rents and interest 4264 71 19 Advertising printing postage telegrams etc 95187 45 21 Loss on sale and decrease by adjustment of assets 3695 00 22 Other items Remitted to home office 67800 16 23 Total disbursements 1149386 60 Ledger Assets 27 28 30 32 33 34 35 37 Bonds at book value Stocks at book value Deposits at interest per schedule N Agents balances net Other items Supplies Total ledger assets as per balance No 24 NonLedger Assets Interest due and accrued Other items Reinsurance unpaid on paid losses Schedule E Column 1 1399689 88 62470 00 353229 32 176265 16 1693 05 1993347 41 23426 38 1566 99 38 Total assets 2018340 78 Deduct Assets Not Admitted 39 Agents balances 5247 03 41 Other items Supplies 1693 0522 Com ptroller Ge n er al s Report Market value of special deposit in excess of liabilities 7543 73 Bonds and stocks 64071 28 42 Total not admitted assets 78555 09 43 Total admitted assets 1939785 69 Liabilities 44 Net amount of unpaid losses and claims 111861 39 45 Reserves or unearned premiums on risks outstanding 1031152 53 47 Salaries and miscellaneous accounts due or accrued 3500 00 48 Taxes due or accrued 16649 95 50 Total amount of liabilities except capital 1163163 87 51 Capital actually paid in cash 215000 00 52 Surplus over all liabilities 561621 82 53 Surplus protection to policyholders 76621 82 54 Total liabilities 1939785 69 Business in Force Risks 1 In force on the 31st day of December as per line 6 under this heading in last year s statement 244255828 2 Written or renewed during the year per I pcome No 5 201849971 3 Excess of original premiums over amount received for reinsurance 4 Total 446105799 5 Deduct those expired and marked off as terminated 176116506 6 In force at the end of the year 269989293 7 Deduct amount reinsured Schedule re quired 60815330 8 Net amount in force 209173 963 Premiums 2459166 30 1777924 07 199138 36 4436228 73 1762810 12 2673418 61 590373 89 2083044 72 4ComptrollerGenerals Keport 23 Business in Georgia 61 In forte December 31 1914 2237592 00 62 Written or renewed during year 2171324 00 63 Sum 4408916 00 64 Deduct ceased to be in force during the year 1194971 00 65 In force December 31 1915 3213945 00 66 Net losses paid during year 14286 52 67 Net losses incurred during year 15511 34 Investments in Georgia 2 Bonds Atlanta Ga school bonds 10000 00 CALEDONIAN INSURANCE CO OF NEW YORK CITY 5052 Pine Street New York City N Y Charles H Post United States Manager Capital Stock 2 Ledger assets December 31 1914 2303014 02 4 Extended at 2303014 02 Income 5 Gross premiums on new business 2327762 35 7 Deduct amounts paid for reinsurance and return premiums 948342 46 8 Total premiums 1379419 89 9 Interest and rents 93825 03 11 Other sources Borrowed money 30000 00 13 Total income 1503244 92 Disbursements 14 Net amount paid policyholders for losses 784242 05 15 Legal and administrative expenses in adjustment of claims 48678 124 CompteollerGenebals Report 16 Commissions ami allowances to agents First year 17 Salaries of officers and employees 18 Eents and interest 19 Advertising printing postage telegrams etc 22 Other items Office expenses and miscellaneous Underwriters boards and inspections Taxes Remitted to home office Borrowed money repaid Agents balances charged off Repairs and expenses on real estate 290249 90 114709 90 9659 23 22536 68 28742 31 28392 17 65955 82 219 92 30000 00 466 02 15526 69 23 Total disbursements 143937 Ledger Assets 25 Book value of real estate 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 443780 58 993567 89 480419 47 246 94 173912 19 5402 77 269550 22 34 Total ledger assets as per balance No 24 2366880 06 NonLedger Assets 35 Interest due and accrued 38 Total assets 11032 03 2377912 09 Deduct Asset Not Admitted 39 Agents balances 7113 36 41 Other items Market value of special deposits in excess of corresponding liabilities 9357 47 Hook value of ledger assets over market val ue viz bonds and stocks 79252 36 42 Total not admitted assets 9572 Ill 43 Total admitted assets 2282188 90ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Reserve for contingencies 50 Total amount of liabilities except capital 52 Surplus over all liabilities 54 Total liabilities 9fi 148580 T6 1442334 04 2000 00 25000 00 10000 00 1627914 80 654274 10 2282188 90 Business in Force 55 In force December 31 1914 56 Written or renewed during year 57 Sum 58 Deduct ceased to be in force during year 59 Reinsurance in force December 31 1915 Risks 337908564 219754993 557663557 211809594 67096311 Premiums 3532121 35 2327762 35 5859883 70 2286002 02 732121 07 60 Total 278757652 2841760 61 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 2015611 1537885 63 Sum 3556 64 Deduct ceased to be in force during year l62o943 65 In force December 31 1915 1927553 66 Net losses paid during year 67 Net losses incurred during year 20559 23 21273 86 41833 09 22172 05 1966104 6320 80 9710 62 Investments in Georgia 2 Bonds State of Georgia bonds 3 1917 par value 10000 0026 ComptbollebGenebals Eepoet CAMDEN FIRE INSURANCE ASSOCIATION CAMDEN NEW JERSEY 434 Federal Street Camden New Jersey Edmund E Read Jr President Joseph K Sharp Secretary Charles M Jerome Attorney for Service Capital Stock 1 Amount of paidup capital 700000 00 4 Extended at 3306526 86 Income 5 Gross premiums on new business 2665316 90 7 Deduct amounts paid for reinsurance and return premiums 911190 88 8 Total premiums 9 Interest and rents 11 Other sources Transfer fees Borrowed money Deposit premiums on perpetual risks 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividen 21 Loss on sale and decrease by adjustment of assets 22 Other items Maps inspections and surveys Licenses fees and taxes Deposit premiums returned Miscellaneous items Repairs and taxes on real estate Borrowed money repaid Agents balances charged off 23 Total disbursements 1754126 02 143396 70 8 50 15000 00 1605 00 1914136 22 978190 85 22208 35 467819 58 109875 38 6836 24 24932 90 77983 39 362 50 8344 36 72467 94 482 25 7496 51 4533 48 15000 00 160 19 1796693 92 ComptbolleeGenebals Repobt 7 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Loans secured by pledge of collateral Bills receivable Cash deposits 34 Total ledger assets as per balance No 24 105036 19 773015 00 1668991 96 481172 65 48 92 95705 88 657 92 275465 88 22500 00 74 76 1300 00 3423969 16 NonLedger Assets 35 Interest due and accrued 37724 79 38 Total assets 3461693 95 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Cash deposits Bonds and stocks Bearl estate 4327 06 74 76 1200 00 56667 61 6036 19 42 Total not admitted assets 68305 62 43 Total admitted assets 3393388 33 Liabilities Net amount of unpaid losses and claims 196085 34 Reserves or unearned premiums on risks outstanding 1666887 41 Dividends to policyholders declared but unpaid 399 50 Salaries and miscellaneous accounts due or accrued 2048 76 48 Taxes due or accrued 20000 00 49 Other items Interest paid in advance o3 75 44 45 46 47 50 Total amount of liabilities except capital 1885474 7628 ComptrolleeGteneeals Repoet 51 Capital actually paid in cash 700000 00 52 Surplus over all liabilities 807913 57 53 Surplus protection to polieyholders 1507913 57 54 Total liabilities 3393388 33 Business in Force Risks Premiums 55 In force December 31 1914 318969003 3349699 00 56 Written or renewed during year 256030180 2675887 15 57 Sum 574999183 6025586 15 58 Deduct ceased to be in force during year 216036265 2417396 64 59 In force December 31 1915 358962918 3608189 51 60 Total net 315132942 3121088 23 Business in Georgia 62 Written or renewed during year 49289 25 64 Deduct ceased to be in force during the year 10788 2i 66 Net losses paid during year 15312 27 67 Net losses incurred during year 16581 92 Investments in Georgia 2 Bonds 10000 00 THE CENTRAL MANUFACTURERS MUTUAL INSURANCE COMPANY OF VAN WERT OHIO 122124 West Main Street Van Wert Ohio H V Olney President C A L Purmort Secretary F Wade Vaughan Attorney for Service Capital Stock 4 Extended at 698736 20ComptrollerGenerals Kepoet Income 29 5 Gross premiums on new business 736216 40 7 Deduct amounts paid for reinsurance and return premiums 157530 62 8 Total premiums 5786f 7 i 26664 06 9 Interest and rents m i 605349 84 13 Total income Disbursements 14 Net amount paid policyholders for losses 216835 18 15 Legal and administrative expenses in adjustment of claims 4075 71 16 Commissions and allowances to agents 92239 55 a First year b Salaries of special and general agents 6725 17 Salaries of officers and employees 268 2 18 Rents and interest 19 Advertising printing postage telegrams etc 4Llrf 93 20 Paid policyholders for dividends 81018 22 Other items Van Wert Co Ohio personal tax 1ODO 263 37 lUe 33121 fPf68 969 00 Jamtor 302830 General expenses Premiums on bonds Agents balances charged off Furniture and fixtures 635 05 T s8 55 Underwriters board Fire department etc Inspections and surveys Expenses on real estate Taxes on real estate State tax on premiums Insurance department licenses and fees Federal corporation tax 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 595 61 36 80 19 37 65 07 12086 137 534 6287 1127 2089 458281 25 00 00 00 40000 149350 448500 1 30 29 30 31 32 34 35 36 37 38 44 45 47 48 ComptkollerGenerals Keport Deposits at interest per schedule N 4501 66 96724 75 Total ledger assets as per balance No 24 NonLedger Assets Interest due and accrued sciedule B 92223 09 111230 04 845804 79 2483 18 Other items Interest bonds schedule D part 1 9676 00 4367 03 862331 00 Liabilities 27704 31 Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued 321337 77 200 00 8800 00 49 Other items Claims for losses resisted Contingent commissions or other charges due or accrued 2500 00 21386 07 50 53 54 55 56 57 58 Total amount of liabilities except capital Surplus protection to policyholders 381928 15 480402 85 Total liabilities Business in Force In force December 31 1914 Written or renewed during year Risks 39842739 17429264 862331 00 Premiums 503102 93 736216 40 Sum 97272003 1239319 33 Deduct ceased to be in force during year 48586916 626232 26 60 Total 48685087 613087 07 Business in Georgia 62 64 Written or renewed during year 521445 00 9215 32 Deduct ceased to be in force during year 75800 00 1362 47 65 In force December 31 1915 445645 00 66 Net losses paid during year 67 Net losses incurred during year r852 85 573 26 594 08ComptrollerGenerals Report 31 CITIZENS INSURANCE COMPANY OF ST LOUIS MISSOURI Prince Building St Louis Mo Chas E Chase President P 0 Crocker Secretary W R Prescott Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets Dec 31 1914 200000 00 627639 08 4 Extended at 627639 08 Income Fire Marine 5 Gross premiums on new business 2471175 80 25649 28 7 Deduct amounts paid for reinsurance and return premiums 216904140 18077 11 8 Total premiums 9 Interest and rents 11 Other sources Increase in liabilities during year on ac count of reinsurance treaties 309706 57 28061 61 43068 84 13 Total income 380837 02 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items Insurance department licenses and fees Internal revenue stamp tax Insurance surety bonds Agents balances charged off 1641 33 23 Total disbursements 646 H7 102857 96 130 00 95 65 89 92 119000 00 63 45 1781 28 30 87 287 44 311623 97 32 ComptrollerGenerals Report Ledger Assets 26 27 28 30 32 35 38 39 41 42 43 44 45 48 49 50 51 52 53 54 Mortgage loans per schedule B Bonds at book value Stocks at book value Deposits at interest per schedule N Agents balances net NonLedger Assets Interest due and accrued Total assets Deduct Assets Not Admitted Agents balances Other items bonds and stocks Total not admitted assets Total admitted assets 7418 08 12073 76 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Taxes due or accrued Other items Funds held under reinsurance treaties Total amount of liabilities except capital Capital actually paid in cash 200000 00 Surplus over all liabilities 2 17557 50 Surplus protection to policyholders Total liabilities 61700 00 376198 76 975 00 217573 86 40404 51 7065 22 703917 35 19491 84 684425 51 25785 89 165513 28 2500 00 43068 84 236868 01 447557 50 684425 51 CITY OP NEW YORK FIRE INSURANCE NEW YORK CITY Maiden Lane William Street New York City Major A White President J Carroll French Secretary Wm H Rhett Attorney for Service Capital Stock 1 Amount of paidup capital 583200 00 2 Ledger assets Dec 31 1914 1597345 08 4 Extended at 1597345 08ComptrollerGenerals Report Income 33 5 Gross premiums on new business and re newals 1260642 30 7 Deduct amounts paid for reinsurance and return premiums 595255 15 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents balances previously charged off Disbursements 665387 15 60786 47 66 77 87 40 13 Total income 726327 79 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newal 17 Salaries of officers and employees 18 Kents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Furniture and fixtures 275 49 maps and cor 2709 13 Underwriters Boards 9788 78 patrol 6057 18 in spection and surveys 2067 81 repairs and real es tate 28 93 taxes on real estate 654 50 State taxes 10740 41 licenses and fees 4362 32 munici pal license 1891 17 war revenue tax 4416 64 mer cantile report 1813 00 sundry office expenses 750 63 agents balance charged off 5112 43 362478 05 10637 41 158264 46 74081 62 4540 86 11607 60 26244 00 5792 20 50568 42 23 Total disbursements 704214 62 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 111070 63 201250 00 313722 50 758379 13 10507 87 841172 5534 31 32 34 35 37 38 39 41 42 43 44 45 47 48 49 50 51 52 53 VI ComptrollerGenerals Report 12938 70 127516 87 NonLedger Assets Other items reinsurance due on paid losses 25302 82 1619458 25 32782 18 1652240 43 103917 16 Deduct Assets Not Admitted Other items Market value of special deposits in excess of corresponding liabilities per deposit schedule page 10 14327 02 Book value ledger assets over market value bonds and stocks 88031 63 1548323 27 59494 00 616744 43 500 00 12000 00 2000 00 Liabilities Eeserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Other items contingent commissions and other charges Total amount of liabilities except capital Surplus over all liabilities 274384 84 690738 43 857584 84 Surplus protection to policyholder Total liabilities 1548323 27 00 56 o 58 59 61 62 63 64 ComptrolleeGenebals Report 35 Business in Force Eisks Premiums In force Dec 31 1914 180235942 1705778 98 Written or renewed during year 124711284 1260642 30 Sum 304947226 2966421 28 Deduct ceased to be in force during year 121717766 1214922 99 In force December 31 1915 183229460 1751498 29 Business in Georgia In force December 31 1914 38112 60 Written or renewed during year 23164 25 Sum 61276 85 Deduct ceased to be in force during year 17341 38 In force December 31 1915 43935 47 Net losses paid during year 33931 07 Net losses incurred during year 34504 07 Investments in Georgia Bonds market value 10400 00 COLUMBIA INSURANCE COMPANY OF JERSEY CITY NEW JERSEY 15 Exchange Place Jersey City New Jersey Geo F Crane President F H Cauty Secretary James L Dickey Jr Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets Dec 31 1914 1143038 64 4 Extended at 1143038 64 Income 5 Gross premiums on new business 958560 83 7 Deduct amounts paid for reinsurance and return premiums 437944 61 8 Total premiums 520616 22 THE GENERAL LIBRARY THE UNIVERSITY OF GEORGIA ATHENS GEORGIA36 ComptrollerGtenebals Report 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 13 Total income 41719 03 9 19 562344 44 Disbursements 14 Net amount paid policyholders for losses 2S9074 95 15 Legal and administrative expenses in adjustment of claims 1582 45 16 Commissions and allowances to agents First year 129162 94 17 Salaries of officers and employees 8576 98 19 Advertising printing postage telegrams etc 3177 79 21 Loss on sale and decrease by adjustment of assets 967 21 22 Other items Agents balance charged off 117 38 Taxes and fees to State and insurance departments 14084 55 23 Total disbursements 446644 25 Ledger Assets 27 Bonds at book value 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Bills receivable for interest on securities Cash deposit with Ontario Insurance Department 34 Total ledger assets as per balance Xo 24 1052344 51 67830 68 128293 64 270 00 10000 00 1258738 83 NonLedger Assets 35 Interest due and accrued 37 Other items Interest on Canadian cash deposit 13739 50 125 00 38 Total assets 1272603 33 Deduct Assets Not Admitted 39 Agents balances 5183 49 41 Other items Overdue and acrd int on bonds in default 540 00 Market value of special deposits 29776 66 Book value of ledgers assets over market value 49611 25 42 Total not admitted assets 43 Total admitted assets 85111 40ComptbolleeGenebals Eepoet 37 44 45 47 48 49 50 51 52 53 54 oo 56 57 58 59 60 65 66 67 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items contingent commissions due or accrued Total amount of liabilities except capital Capital actually paid in cash Surplus over all liabilities 27844 45 164379 04 500 00 9000 00 6500 00 208223 49 400000 00 579268 44 Surplus protection to policyholders Total liabilities Business in Force Risks In force December 31 1914 39150851 Written or renewed during year 979268 44 1187491 93 118600585 Sum 157751436 Deduct ceased to be in force during year 124787887 In force Dec 31 1915 32963549 Total net amount in force less reins 19115843 Business in Georgia In force December 31 1915 Net losses paid during year Net losses incurred during year Premiums 690623 63 958560 83 1649184 46 1027355 02 621829 44 3 247 OS 84 7006 52 3859 37 3859 37 investments in Georgia 2 Bonds 10000 00 COMMERCIAL UNION ASSURANCE COMPANY LTD OF LONDON 55 John Street New York N Y A H Wray United States Manager D I Mclntyre Attorney for Service Capital Stock 2 Ledger assets December 31 1914 9231199 47 1 Extended at 9231199 4738 CompteollebGenebals Beport Income 5 Gross premiums on new business and gross renewal premiums 10948405 11 7 Deduct amounts paid for reinsurance and return premiums 3640795 05 8 Total premiums 7307610 06 9 Interest and rents 357977 63 10 Profit on sale or increase by adjustment of assets 14886 57 11 Other sources Deposit premiums 242 o2 Received from home office 282085 06 Income tax withheld 355 00 From agents balances previously charged off 2501 34 13 Total income 7967658 18 Disbursements 14 Net amount paid policyholders for losses 3881578 15 15 Legal and administrative expenses in adjustment of claims 98275 51 16 Commissions and allowances to agents First year and renewal 1580112 17 17 Salaries of officers and employees 417861 88 18 Rents and interest 39526 56 19 Advertising printing postage telegrams etc 112144 56 21 Loss on sale and decrease by adjustment of assets 27598 97 22 Other items Remitted to home office 559653 77 Taxes fees licenses exchange legal maps repairs to real estate etc 570406 17 23 Total disbursements 7287157 74 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable 656600 00 30000 00 5457374 60 132404 98 2749 13 1953240 27 74923 05 1154549 61 994 00ComptbolleeGenebals Kepobt 39 Guaranty Trust Co certificate of deposit Reinsurance due on paid losses Due from reinsurance 34 35 36 Total ledger assets as per balance No 24 NonLedger Assets 50000 00 41978 25 356886 02 9911699 91 Interest due and accrued Market value of assets over book value 83826 53 303400 00 38 Total assets 10298926 44 Deduct Assets Not Admitted 39 40 41 Agents balances Bills receivable Other items Book value of ledger assets over market value Reins due on paid losses from unadmitted companies s Due for reinsurance from unadmitted com panies 64667 87 69 95 347814 58 7091 19 10912 94 42 43 44 45 47 48 50 53 Total not admitted assets Total admitted assets 430556 53 9868369 91 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total amount of liabilities except capital Surplus protection to policyholders 809524 77 6325136 01 27450 00 133765 48 7295876 26 2572493 65 54 Total liabilities 9868369 91 Business in Georgia 01 12 In force December 31 1914 Written or renewed during year Risks 11521076 12398372 Premiums 180477 27 180127 94 63 Sum 23919448 360605 2140 ComptrollerGenerals Report 64 Deduct ceased to be in force during year 13798549 65 In force December 31 1915 10120899 66 Net losses paid during year 67 Net losses incurred during year 191710 26 167894 95 208651 18 205557 07 THE COMMONWEALTH INSURANCE COMPANY OF NEW YORK CITY 76 William Street New York N Y E G Richards President Robert Newboult Secretary W L Reynolds Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1914 2873953 40 4 Extended at 2873953 40 Income 5 Gross premiums on new business and renewals 1818276 64 7 Deduct amounts paid for reinsurance and return premiums 808925 81 8 Total premiums 9 Interest and rents 11 Other sources Conscience fund 1009350 83 110686 98 10 00 13 Total income U 20047 81 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 430307 32 10055 17 203620 18 61858 13 5953 73 21227 48 50000 00 21094 06OomptbollebGenebals Eepobt 41 22 Other items Agents balances charged off 577 21 Expenses of special and general agents 15393 52 Furniture and fixtures 35 86 Maps including corrections 34135 legal publications 61220 total 953 55 Underwriters board expenses 17384 55 Allowances to agencies for miscellaneous agency expenses 3618 81 Fire department fire patrol and salvage corporation as sessments etc 933446 inspection and surveys 1227 81 total 10562 27 Repairs and expenses other than taxes on real estate 81871 taxes on real estate 26545 total 1084 16 State taxes on premiums 1649466 insurance department fees 642434 total 22919 00 Federalcorporation tax 193074 municipal licenses and fees 421889 total 6149 63 Emergency license tax 7232 93 23 Total disbursements 890027 56 Ledger Assets 25 Book value of real estate 27583 45 26 Mortgage loans per schedule B 255700 00 27 Bonds at book value 1790216 96 28 Stocks at book value 770348 21 29 Cash in office 210 27 30 Deposits at interest per schedule N 54501 22 32 Agents balances net 205213 54 33 Other items Western Adj Insp Bureau 200 00 34 Total ledger assets as per balance No 24 3103973 65 NonLedger Assets 35 Interest due and accrued 26097 91 38 Total assets 3130071 56 Deduct Assets Not Admitted 39 Agents balances 8038 51 41 Other items Market value of special deposits in excess of corresponding liabilities per special deposit schedule No 10 21721 2542 ComptrollerGenerals Report 78204 67 Book value of ledger assets over market value 42 Total not admitted assets 107964 43 43 Total admitted assets 3022107 13 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions 87023 24 925623 91 1200 00 36000 00 7590 59 50 Total amount of liabilities except capital 1057438 24 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 1464668 89 53 Surplus protection to policyholders 1964668 89 54 Total liabilities 3022107 13 Business in Force Risks 55 In force December 31 1914 259710706 56 Written or renewed during year 205625809 Premiums 2057948 81 1818276 64 57 gum 465336515 3876225 45 58 Deduct ceased to be in force during year 47955513 1489479 84 59 In force December 31 1915 417381002 2386745 61 Deduct amount reinsured 74891479 618433 89 60 Total 342489523 176831172 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 36413 76 16142 56 63 Sum 64 Deduct ceased to be in force during the yt 52556 32 4725 63 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 47830 69 14796 33 16543 53ComptrollerGenerals Report Investments in Georgia 43 2 Bonds Par value 1000000 Market value 1020000 CONCORDIA FIRE INSURANCE COMPANY OF MILWAUKEE WIS West Water and Wells Streets Milwaukee Wisconsin Gustav Wallaeyer Jr President Frank Damkoehler Secretary Langdon C Quinn Attorney for Service Capital Stock 1 Amount of paidup capital 600000 00 2 Ledger assets December 31 1914 2395060 23 4 Extended at 2395060 23 Income 5 Gross premiums on new business 1888790 26 7 Deduct amounts paid for reinsurance and return premiums 729743 34 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources From agents balances previously charged off Borrowed money gross 1159046 92 93809 76 9906 49 2749 27 70000 00 13 Total income 1335512 44 Disbursements 14 Net amount paid policyholders for losses 672324 20 15 Legal and administratives expenses in adjustment of claims 14321 66 16 Commissions and allowances to agents 307280 28 17 Salaries of officers and employees 51316 38 18 Rents and interest 5390 00 19 Advertising printing postage telegrams etc 19254 52 20 Paid policyholders for dividends 60000 00 21 Loss on sale and decrease by adjustment of assets 7150 0044 ComptkollebGtenebals Beport 22 Other items Salaries and expenses of special and general agents 46006 78 Legal expenses 2933 78 Furniture and fixtures 0M Maps including corrections 46 8 Underwriters Boards and Tariff Associations 17752 87 Fire department fire patrol and salvage corps assessments fees taxes and expenses lo613 03 DO O fiS State taxes on premiums oco 03 Insurance department licenses and fees 8419 58 1 K77 73 Municipal licenses 1u lo Federal corporation tax Local taxes 128 07 United States revenue stamp tax 7499 82 Eent of deposit vault 5 Premium of bond of cashier Eepairs of office and office sundries 480 28 Registers fees and recording mortgages 340 Donations 684 40 Merchants and Manufacturers Association 90 00 Meals for clerks working overtime 585 65 Entertaining agents and special agents Traveling and mileage of officers 2284 59 Mercantile associations 1209 Borrowed money repaid gross 70000 00 Decrease in liabilities during the year on account of rein surance treaties i692 6 Interest on borrowed money Agents balances charged off 121 59 23 Total disbursements 135284 L Ledger Assets 26 Mortgage loans per schedule B 929150 00 27 Bonds at book value 1049717 79 29 Cash in office 8003 3 30 Deposits at interest per schedule N 60961 43 31 Deposits not at interest 27426 32 Agents balances net 302466 82 34 Total ledger assets as per balance No 24 2377725 5 NonLedger Assets 35 Interest due and accrued 9l7 0w 38 Total assets 2405682 54CoMPTROLLERGrENEEAL S REPORT Deduct Assets Not Admitted 39 Agents balances 43 Total admitted assets Liabilities 45 2696 44 2402986 10 44 45 48 49 50 51 52 53 54 Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Taxes due or accrued Other items Contingent commissions or other charges due or accrued Funds held under reinsurance treaties Reserve for contingencies Total amount of liabilities except capital Capital actually paid in cash Surplus over all liabilities 600000 00 400236 83 69949 20 1198786 97 30000 00 45357 36 48655 74 10000 00 1402749 27 Surplus protection to polieyholders Total liabilities Business in Force 1000236 83 2402986 10 Risks 277939793 174968480 Premiums 2898142 50 1888790 26 452908273 160737067 4786932 76 1785194 62 292171206 61499001 3001738 14 691644 57 230672205 2310093 57 Business in Georgia 61 62 63 64 65 In force December 31 1914 Written or renewed during year 1835047 00 2960325 00 Sum Deduct ceased to be in force during the year Tn force December 31 1915 4795372 00 2749022 00 2046350 0046 ComptrollebGeneeals Repoet 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds 33354 77 23656 58 10000 00 CONNECTICUT FIRE INSURANCE COMPANY OF HARTFORD CONN 51 Prospect Street Hartford Connecticut Edward Milligan President John A Cosmus Secretary W H Hill Attorney for Service Capital Stock 1 Amount of paidup capita 1000000 00 2 Ledger assets December 31 1914 7140595 40 4 Extended at 7140595 40 Income 5 Gross premiums on new business and re newals 4955080 69 7 Deduct amounts paid for reinsurance and return premiums 1499251 16 8 Total premiums 3455829 53 9 Interest and rents 2687 12 96 10 Profit on sale or increase by adjustment of assets 25211 50 11 Other sources Agents balances previously charged off 146 34 13 Total income 3749890 33 Disbursements 14 Net amount paid policyholders for losses 1850739 07 15 Legal and administrative expenses in adjustment of claims 4670 96 16 Commissions and allowances to agents First year and re newal 755363 76 17 Salaries of officers and employees 213893 31 18 Rents and interest 33 668 12 19 Advertising printing postage telegrams etc 73283 21 20 Paid policyholders for dividends 200000 COComptrollerGeneral s Report 21 22 Loss on sale and decrease by adjustment of assets Other items Agents balances charged off Other expenses 47 8228 53 5081 09 417923 34 23 Total disbursements 3604976 99 Ledger Assets 26 27 28 29 30 31 32 33 34 35 37 Mortgage loans per schedule B Bonds at book value Stocks at book value Cash in office Deposits at interest per schedule N Deposits not at interest Agents balances net Other items Collateral loan Total ledger assets as per balance No 24 NonLedger Assets f 759600 00 5043832 00 300079 66 349 16 596551 99 29245 51 525850 42 30000 00 7285508 74 Interest due and accrued Other items Item No 28 80427 94 15089 67 38 Total assets 7381026 35 Deduct Assets Not Admitted 39 40 41 42 43 Agents balances Bills receivable Other items Items Nos 38 and 39 17487 33 36002 89 408601 05 Total not admitted assets 462091 27 Total admitted assets 6918935 08 Liabilities 44 Net amount of unpaid losses and claims 287706 28 45 Reserves or unearned premiums on risks outstanding 3956650 35 47 Salaries and miscellaneous accounts due or accrued 10100 00 48 Taxes due or accrued 100000 00 50 Total amount of liabilities except capital 4354456 63 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1564478 4548 ComptrollerGenerals Keport 53 Surplus protection to policyholders 2o644h 45 54 Total liabilities 6915 S Business in Force Risks Premiums 55 In force December 31 1914 884530257 9083532 19 56 Written or renewed during year 483099331 4964753 2b 57 Sum 1367629588 14048285 45 58 Deduct ceased to be in force during year 588071786 628880 52 59 In force December 31 1915 779557802 7759479 93 Business in Georgia 61 In force December 31 1914 507 M 62 Written or renewed during year 54 e 63 Sum 15S5 64 Deduct ceased to be in force during the year 48364 4 65 In force December 31 1915 5697r 18 66 Net losses paid during year 32905 67 Net losses incurred during year 32094 28 Investments in Georgia 2 Bonds par value 6000 00 THE CONTINENTAL INSURANCE COMPANY OF NEW YORK CITY Henry Evans President E Lope Secretary Assets Bonds and stocks 25732639 Ota Heal estate 1170000 00 Loans on bond and mortgage 2100 00 Premiums in course of collection 1379399 76 Interest dividends and vents accrued 219833 56 Cash on deposit and in office 2384518 84 Subscription paid in cash 1000000 00 Total admitted assets31889091 16ComptrollerGenerals Report 48M THE CONTINENTAL INSURANCE COMPANY OF NEW YORK 80 Maiden Lane New York N Y Henry Evans President C R Tuttle Secretary J L Riley Co Attorney for Service Capital Stock 1 Amount of paidup capital 200000000 2 Ledger assets December 31 1914 27502276 97 4 Extended at 27502276 97 Income 5 Gross premiums on new business 11383960 21 7 Deduct amounts paid for reinsurance and return premiums 2878871 30 8 Total premiums 8505088 91 9 Interest and rents 1271272 65 10 Profit on sale or increase by adjustment of assets 2255563 50 11 Other sources Various railroad mortgage and reorganization syndicates I 1954 37 Federal income tax withheld at source 1369 69 Agents balances previously charged off 192 64 13 Total income 12045441 76 Disbursements 14 Net amount paid policyholders for losses 4233613 83 15 Legal and administrative expenses in adjustment of claims 131072 25 16 Commissions and allowances to agents 2006146 20 1 7 Salaries of officers and employees 474828 60 18 Rents and interest 69699 26 IP Advertising printing postage telegrams etc 151342 57 21 Loss on sale and decrease by adjustment of assets 97515 00 22 Other items Dividends to stockholders 1000000 00 619476 5 7 23 Total disbursements 8787694 28483 ComptrollerGenerals Retort Ledger Assets 25 Book value of real estate 1170000 00 26 Mortgage loans per schedule B 2700 00 7 Bonds at book value 8867003 00 28 Stocks at book value 16865636 00 29 Cash in office 2597 46 30 Deposits at interest per schedule N 2381438 46 31 Deposits not at interest 32 Agents balances net 1210482 29 33 Other items Bills receivable taken for fire risks 210689 31 Reinsurance due on paid losses 48995 01 34 Total ledger assets as per balance No 24 30760024 4o NonLedger Assets 35 Interest due and accrued 116549 81 36 Market value of assets over book value 103283 7a 37 Other items Bills receivable taken in payment of rents 1828 00 38 Total assets 30981686 01 Deduct Assets Not Admitted 39 Agents balances 5246 44 40 Bills receivable 85520 41 41 Other items Market value of special deposits in excess of corresponding liabilities 9933 31 Bills receivable taken for rents 1828 00 42 Total not admitted assets 122528 16 43 Total admitted assets 30859157 85 Liabilities 44 Net amount of unpaid losses and claims 525857 15 45 Reserves or unearned premiums on risks outstanding 9812331 47 47 Salaries and miscellaneous accounts due or accrued 97117 72 48 Taxes due or accrued 171200 00ComptbollerGenebals Eepobt 483 7 49 Other items Principal and interest unpaid on authorized scrip 32572 74 Unpaid stockholders dividends 500000 00 Reserve for contingencies 100000 00 50 Total amount of liabilities except capital 11239079 OS 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 17620078 77 53 Surplus protection to policyholders 19620078 54 Total liabilities 30859157 85 Business in Force Risks Premiums 55 Tn force December 31 1914 2050228700 20559224 46 56 Written or renewed during year 1246335638 11383960 21 57 Sum 3296564338 31943184 67 58 Deduct ceased to be in force during year 1165406591 10889914 21 59 In force December 31 1915 2131157747 21053270 46 Business in Georgia 62 Written or renewed during year 19774604 00 64 Deduct ceased to be in force during year 5827398 00 229150 49 50381 41 65 In force December 31 1915 13947206 00 178769 08 66 Net losses paid during year 67 Net losses incurred during year 131128 00 76276 00ComptrollerGenerals Eeport 49 Liabilities Unearned premiums 10000000 00 Losses in process of adjustment 525857 15 All other claims 300890 46 Eeserve for contingencies 100000 00 Reserve for dividend payable January 3 1916 500000 00 Cash capital 10000000 00 Total liabilities 21426747 61 Net surplus 10462343 55 31889091 16 x Includes excess deposit of 2993331 in Canada All items are as of December 31 1915 except as of January 11 1916 COUNTY FIRE INSURANCE COMPANY OF PHTLADEIiPHlA PA Management Manchester N H 110 South Fourth Street Philadelphia Pa Charles R Peck President Lewis W Crockett Secretary John J McKay Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1914 400000 00 826280 32 4 Extended at 826280 32 Income 5 Gross premiums 678709 28 7 Deduct amounts paid for reinsurance and return premiums 557777 09 8 Total premiums 9 Interest and rents 11 Other sources Deposit premiums written on perpetual risks gross Discounts perpetual premiums Commissions received Paid in by stockholders as contribution to surplus 120932 19 31533 64 4 65 1077 66 394 99 134686 40 100000 00 13 Total income 388629 5350 ComptrollerGenerals Report Disbursements 14 Net amount paid polieyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents Maps furniture and fixtures 17 Salaries of officers and employees 8 Bents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items State taxes and fees Taxes on real estate and expenses Agents balances charged off Deposit premiums returned Miscellaneous expenses 136933 68 1551 20 131938 54 2501 15 26686 45 1875 00 6031 27 2965 96 19055 69 2024 91 75 50 4874 78 11682 76 23 Total disbursements 348196 89 Ledger Assets 28 31 32 33 Book value of real estate Mortgage loans per schedule B Bonds at book value Stocks at book value Deposits not at interest Agents balances net Other items Perpetual deposits in other companies Lumbermens of Philadelphia if Mechanics of Philadelphia nsurance Company of North America of Philadelphia Pennsylvania Fire of Philadelphia Reliance of Philadelphia Spring Garden of Philadelphia United Firemens of Philadelphia 240 00 142 00 45 00 903 75 180 00 100 00 292 50 Total 53234 47 54845 00 382015 47 201651 42 119898 97 53163 88 1903 75 34 Total ledger assets as per balance No 24 866712 96 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 5566 65 24761 64ComptrollerGenerals Eeport 51 37 38 39 41 42 43 Other items Philadelphia Fire Underwriters Association deposit Total assets Deduct Assets Not Admitted Agents balances 3126 07 Other items Market value of special de posits in excess of corresponding liabil ities per special deposit schedule 5952 41 Total not admitted assets Total admitted assets 100 00 897141 25 9078 48 888062 77 44 45 47 48 49 50 51 52 53 54 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Amounts reclaimable on perpetual policies 90 and 95 per cent of premiums received 10 per cent perpetual policies other companies Total amount of liabilities except capital Capital actually paid in cash Surplus over all liabilities 400000 00 100988 99 9933 30 133069 31 1182 91 6500 00 176197 88 190 38 327073 78 Surplus protection to polieyholders 560988 99 Total liabilities 888062 77 Business in Force In force December 31 1914 Written or renewed in 1915 Risks 45918489 67192218 Premiums 460391 92 678709 28 Totals 113110707 1139101 20 Deduct expirations and cancellations 36951371 402750 41 In force December 31 1915 76159336 736350 79 Deduct amount reinsured 52293307 517239 22 Net amount in force 23866029 219111 57 Perpetual risks not included in above 7923004 193615 2652 ComptrollerGenerals Report Business in Georgia 62 Written or renewed during year 64 Deduct ceased to be in force during the year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds 8442 74 2230 28 6212 46 344 59 4049 39 10000 00 EQUITABLE FIRE INSURANCE CO OF CHARLESTON S C Equitable Building Corner Broad and Church Streets Charleston S C David Huguenin President Wm G Mazyck Secretary Simon Freitag Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1914 401268 78 4 Extended at 401268 78 Income 5 Gross premiums on new business and re newals 174224 05 7 Deduct amounts paid for reinsurance and return premiums 70114 22 8 Total premiums 104109 83 9 Interest and rents 17963 83 1 1 Other sources Increase in cash surrender value of policy 875009 Equitable Lite Assurance Society 120 00 Gross profit on sale of bonds 31 00 13 Total income 122224 66ComptrollerGenerals Report 53 Disbursements 14 Net amount paid policyholders for losses 66999 66 15 Legal and administrative expenses in adjustment of claims 3001 80 16 Commissions and allowances to agents First year and re newal 158f 22 17 Salaries of officers and employees 16774 19 18 Rents and interest 720 00 19 Advertising printing postage telegrams etc 1595 39 22 Other items Taxes 7215 24 Water light fuel etc 374 09 Exchange etc 782 5 Bevenue stamps 93 Paid stockholders for dividends 14000 00 23 Total disbursements 128088 85 Ledger Assets 25 Book value of real estate 15582 95 26 Mortgage loans per schedule B 39165 00 27 Bonds at book value 221810 97 28 Stocks at book value 11000 00 29 Cash in office 5431 29 30 Deposits at interest per schedule N 17192 56 31 Deposits not at interest 3969 50 32 Agents balances net 23737 32 33 Other items Collateral loans 55540 00 Cash surrender value policy 875009 Equitable Life As surance Society 1975 00 34 Total ledger assets as per balance No 24 395404 59 NonLedger Assets 35 Interest due and accrued 1541 43 36 Market value of assets over book value real estate 4417 05 37 Other items Rents accrued 31 38 Total assets 401394 32 Deduct Assets Not Admitted 39 Agents balances 767 31 41 Other items book value of stocks and bonds over market value 12495 9754 ComptkollerGenebals Report 42 Total not admitted assets 43 Total admitted assets Liabilities 13263 28 388131 04 44 45 47 49 50 51 52 53 54 55 56 59 61 62 63 64 65 66 67 Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Other items Estimated reserve for taxes Contingent commissions unpaid 6274 52 97875 48 356 76 2000 00 3287 74 Total amount of liabilities except capital 109794 50 Capital actually paid in cash 200000 00 Surplus over all liabilities 78336 54 Surplus protection to policyholders Total liabilities Business in Force Risks In force Dec 31 1914 14560845 93 Written or renewed during year 10453058 18 278336 54 388131 04 Premiums 276759 60 174221 05 Sum 25013904 11 450983 65 Deduct ceased to bein force during year 10541170 29 189089 72 In force December 31 1915 14472733 82 Business in Georgia In force December 31 1914 2006097 58 Written or renewed during year 1497287 70 261893 93 1585a 58 24732 28 Sum 3593385 28 70591 87 Deduct censed to be in force during year 1803899 26 2971 78 In force December 31 1915 1789486 03 37620 14 Net losses paid during year 18660 91 Net losses incurred during yeart 19981 70 Investments in Georgia 2 Bonds 000 0ComptrollerGenerals Report 55 EQUITABLE FIRE AND MARINE INSURANCE CO PROVIDENCE R I 1 Custom House Street Providence Rhode Island Fred V Arnold President Samuel G Howe Secretary Floyd Johnson Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets Dec 31 1914 3 Increase of paidup capital during year 500000 00 920864 36 100000 00 4 Extended at 1020864 36 Income 5 Gross premiums on new business and re newals 1813035 24 7 Deduct amounts paid for reinsurance and return premiums 1436628 00 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Premium on increase on capital stock Sale of maps 376407 24 47642 21 25362 58 200000 00 315 00 13 Total income 649727 03 Disbursements 14 Net amount paid policyholders for losses 147517 54 15 Legal and administrative expenses in adjustment of claims 2591 12 16 Commissions and allowances to agents First year and re newal 125923 92 17 Salaries of officers and employees 14080 42 18 Rents and interest 2653 07 19 Advertising printing postage telegrams etc 100 76 21 Loss on sale and decrease by adjustment of assets 54623 06 22 Other items Legal expense 650 00 Dividends to stockholders 37000 00 Taxes fees and licenses 3984 96 Real estate repairs taxes and expense 3852 SO56 ComptrollerGenerals Eeport Maps and sundry expenses Agents balances charged off 23 Total disbursements 283 54 1 80 393465 99 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest per schedule N 32 Agents balances net 34 Total ledger assets as per balance So 16 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Recoverable for reinsurance on paid losses 101180 00 106600 00 726083 33 247350 00 69971 26 25940 81 1277125 40 13538 15 64555 67 649 01 38 Total assets 1355868 23 Deduct Assets Not Admitted 39 Agents balances if 41 Other items market value of special de posits in excess of corresponding lia bilities 1338 85 59271 33 42 Total not admitted assets 43 Total admitted assets 60610 18 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Interest on mortgages collected in advance 50 Total amount of liabilities except capital 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 463328 16 5100 28 276556 SO 250 00 3500 00 523 75 331929 89 53 Surplus protection to policyholders 54 Total liabilities 963328 16 1295258 05ComptrollerGenerals Report 57 Business in Force Risks Premiums 55 In force December 31 1914 202337038 2022361 81 56 Written or renewed during year 178048721 1813035 24 57 Sum 380385759 3835397 05 58 Deduct ceased to be in force during year 172678874 1810400 00 59 In force December 31 1915 20770i6885 2024997 05 60 Total net 51435164 526213 54 Business in Georgia 66 Net losses paid during year 4320 26 67 Net losses incurred during year 5452 35 Investments in Georgia 2 Bonds 10000 00 FIREMANS FUND INSURANCE COMPANY OF SAN FRANCISCO CAL 401 California Street San Francisco California Bernard Faymonville President Louis Weinmann Secretary Edgar T Gentry Attorney for Service Capital Stock 1 Amount of paidup capital 1500000 00 2 Ledger assets December 31 1914 10604686 33 4 Extended at 10604686 33 Income 5 Gross premiums on new business 14820334 16 7 Deduct amounts paid for reinsurance and return premiums 6998437 26 8 Total premiums 7821896 90 9 Interest and rents 381784 6558 ComptrollebGfneeals Report 10 Profit on sale or increase by adjustment of assets 2065 75 11 Other sources agents balances previously charged off 399 33 13 Total income 8206146 63 Disbursements 14 Net amount paid policy holders for losses 3994638 09 15 Legal and administrative expenses in adjustment of claims 90176 48 16 Commissions and allowances to agents First year and re newal 1395135 39 17 Salaries of officers and employees 676507 16 18 Bents and interest 46787 45 19 Advertising printing postage telegrams etc 145449 00 20 Paid policyholders for dividends 240000 00 21 Loss on sale and decrease by adjustment of assets 10645 66 22 Other items Agents balances charged off 5411 29 Legal expenses 6119 12 Furniture and fixtures 8819 61 Maps underwriters boards fire departments and inspec tions and surveys repairs to real estate taxes and do nations 345272 85 Gross decrease by adjustment in book value of ledger assets 120550 57 23 Total disbursements 7085512 67 Ledger Assets 25 Look value of real estate 573442 39 26 Mortgage loans per schedule B 1138153 90 27 Bonds at book value 5421576 30 28 Stocks at book value 686286 00 29 Cash in office 19106 72 30 Deposits at interest per schedule N 2112710 26 31 Deposits not at interest 10000 00 32 Agents balances net 1240988 81 33 Other items Collateral loans 339459 67 Bills receivable 183596 24 34 Total ledger assets as per balance No 24 11725320 29 NonLedger Assets 35 Interest due and accrued 96935 05 38 Total assets 11822255 34ComptrollebGenebals Eepoet Deduct Assets Not Admitted 59 39 Agents balances 40 Bills receivable 41 Other items Collateral loans Bonds and stocks Real estate 77829 74 19200 24 66522 00 330055 37 2442 39 42 43 44 45 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 65 66 67 Total not admitted assets Total admitted assets 496049 74 11326205 60 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Earned quarterly dividend to December 31 1915 declared January 17 1916 1147419 69 5661581 73 162500 00 130000 00 60000 00 Total amount of liabilities except capital 7161501 42 Capital actually paid in cash 1500000 00 Surplus over all liabilities 2664704 18 Surplus protection to policyholders Total liabilities Business in Force In force December 31 1914 847206177 Written or renewed during year 539271905 Excess 4164704 18 10202870 41 6192714 25 79626 61 Sum 1386478082 16475211 27 Deduct ceased to be in force during year 508261367 6106776 86 Reinsur in force Dec 31 1915 deduct 134630575 1534812 87 Net total in force Dec 31 1915 743586140 8833621 54 Business in Georgia Business written 1914 Business written 1915 Net losses paid during year Net losses incurred during year 6814576 8951112 110437 96 137282 94 92162 02 95509 1460 ComptrollerGenerals Report FIREMENS INSURANCE COMPANY OF NEWARK NEW JERSEY 780786 Broad Street Newark New Jersey Daniel H Dunham President A H Hassinger Secretary J L Riley and Co Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 i9I4 6087280 90 4 Extended at 608728090 Income 8 Total premiums 2725239 91 9 Interest and rents 11 Other sources Income tax withheld at source Prom agents balances previously charged off Borrowed money 360912 54 282 69 579 70 135000 00 13 Total income 3222014 84 Disbursements 1 Net amount paid policyholders for losses 1454486 08 15 Legal and administrative expenses in adjustment of claims 42741 80 16 Commissions and allowances to agents First year and re newal 144532 28 17 Salaries of officers and employees 229558 1 18 Rents and interest 22751 08 19 Advertising printing postage telegrams etc 35139 00 20 Paid policyholders for dividends 240000 00 21 Loss on sale and decrease by adjustment of assets 1375 00 22 Other items Fire dept fees taxes and expenses 111071 91 Real estate repairs and taxes 66162 27 General miscellaneous expenses 93537 68 Agents balances charged off 261 30 Borrowed money repaid with interest 188108 27 23 Total disbursements 3118724 79 Ledger Assets 25 Book value of real estate 2i Mortgage loans per schedule B 1074120 63 2491701 00ComptrollerGenerals Eeport 61 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 1244646 66 699650 00 30874 32 167718 38 481851 96 34 Total ledger assets as per balance No 24 6190570 95 NonLedger Assets 35 Interest and rents due and accrued 36 Market value of assets over book value 37 Other items reinsurance on losses already paid 52842 89 830255 20 6635 01 38 Total assets 7080304 05 Deduct Assets Not Admitted 39 Agents balances 22853 90 41 Other items market value of special de posits 10686 70 42 Total not admitted assets 33540 60 43 Total admitted assets 7046763 45 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items principal unpaid on scrip or certificate of profits authorized or ordered to be redeemed 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 2708837 43 345998 02 2955812 47 7500 00 26282 69 2332 84 3337926 02 53 Surplus protection to policyholders 3708837 43 54 Total liabilities 7046763 4562 55 56 57 58 59 61 62 63 64 65 66 67 ComptrollerGenerals Report Business in Force Risks Premiums In force Dec 31 1914 661034336 6732794 09 Written or renewed during year 414525007 4324319 88 Sum 1075559343 11057113 97 Deduct ceased to be in force during year 384581969 4123649 66 In force Dec 31 1915 690977374 6933464 31 Business in Georgia In force December 31 1914 3595000 55943 31 Written or renewed during year 2269026 28911 36 Sum 5864026 84854 67 Deduct ceased to be in force during year 2037909 27598 88 In force December 31 1915 3826117 57251 79 Net losses paid during year 4283 76 Net losses incurred during year 5939 86 Investments in Georgia Bonds par value 10000 market value 10200 FIRST NATIONAL FIRE INSURANCE CO OF WASHINGTON D C 800 Southern Building Washington D C Robert J Wynne President John E Smith Secretary J L Riley Attorney for Service Capital Stock 1 Amount of paidup capital 904695 00 2 Ledger assets December 31 1914 1597648 43 3 Increase of paidup capital during year 27420 00 4 Extended at 1625068 43 Income 5 Gross premiums on new business and re newals 1033321 66ComptrollerGeneral s Report 63 7 Deduct amounts paid for reinsurance and return premiums 413440 50 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources From agents balances previously charged off Contributed surplus Payments on installment subscriptions to stock Increase by adjustment in book value of real estate Disbursements 14 Net amount paid policyholders for losses it 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Special agents and miscellaneous expense 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expense Furniture Maps Underwriters boards etc Insurance department fees tax on premiums and other taxes and fees Collection expense Traveling Miscellaneous Legal expense investments Stock matters Agents balances charged off Expenses and taxes on real estate Transferred from part paid capital to full paid and surplus 619881 16 186845 10 6422 07 164 25 16533 67 14748 67 80296 10 13 Total income 924891 02 294985 20 9328 75 147656 33 39837 48 77815 18 17734 60 25478 29 531 25 1818 14 734 94 3740 40 7061 26 22059 71 261 29 4909 65 4507 53 1203 68 300 00 2176 36 48368 46 29201 87 23 Total disbursements 739710 37 Ledger Assets 25 Book value of real estate 455203 43 26 Mortgage loans per schedule B 103400 00 27 Bonds at book value 998174 0364 ComptrollerGenerals Report 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Bills receivable taken for fire risks Deposits Underwriters boards Due from Trustees under mortgage loan Due from manager Southern Building 200 00 84263 45 149876 96 12351 48 100 00 435 65 6244 08 34 Total ledger assets as per balance No 24 1810249 08 NonLedger Assets 35 Interest due and accrued including rents 37 Other items Eeinsurance recoverable on paid losses 25854 07 830 58 38 Total assets 1836933 i 3 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Market value of special deposits over lia bilities Book value bonds over market 4625 42 1162 29 8468 55 8154 03 42 Total not admitted assets 22410 29 43 Total admitted assets 1814523 44 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Accrued interest on interest on mortgages on real estate Unpaid expenses on real estate Accrued taxes on real estate 50 Total amount of liabilities except capital 51 Capital actually paid in cash full paid 904695 912502 50 74143 32 420325 76 525 09 10000 00 6S75 00 2370 89 8702 76 522942 82ComptrollerGenerals Report 65 52 Surplus over all liabilities part paid 7 80750 379078 12 53 Surplus protection to policyholders 1291580 62 54 Total liabilities 1814523 44 Business in Force Risks Premiums 55 In force December 31 1914 41053064 548980 05 56 Written or renewed during year 83205902 1033321 66 Excess original premiums etc 32336 66 57 Sum 124258966 1614638 37 58 Deduct ceased to be in force during year 48166564 672083 07 59 In force December 31 1915 76092402 942555 30 60 Less amount reinsured 15759520 190693 92 Net amount in force December 31 1915 60332882 751861 38 Business in Georgia 61 In force December 31 1914 1476641 28043 16 62 Written or renewed during year 2020279 31179 88 63 Sum 3496920 59223 04 64 Deduct ceased to be in force during year 1883195 32380 22 65 In force December 31 1915 1613735 26842 28 66 Net losses paid during year 17219 86 67 Net losses incurred during year 16941 01 Investments in Georgia 2 Bonds market value 9600 0066 ComptrollerGenerals Report FITCHBURG MUTUAL FIRE INSURANCE CO OF FITCHBURG MASS 781 Main Street Fitehburg Mass Lincoln R Welch President Brentford T Alley Secretary F Wade Vaughan Attorney for Service Capital Stock 2 Ledger assets December 31 1914 261486 09 Income 5 Gross premiums on new business and re newals 217629 78 7 Deduct amounts paid for reinsurance and return premiums 26645 51 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Fitehburg National Bank in liquidation Borrowed money 13 Total income 190984 27 13251 76 2895 05 200 00 5000 00 212331 08 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Borrowed money repaid Investment expense Surety bond Lighting office Spring water and ice Sundry Legal expense 88778 13 1203 82 17973 77 21772 78 1500 00 5097 69 48953 94 2323 10 15000 00 133 39 191 15 197 88 68 99 36 33 645 40 ComptrolleeGenebals Eepobt 67 Furniture and maps 736 01 Inspections State taxes real estate expense Federal tax and interest on borrowed money 21 469 93 23 Total disbursements Ledger Assets 25 Book value of real estate 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 34 Total ledger assets as per balance No 24 j NonLedger Assets 35 Interest due and accrued 38 Total assets Deduct Assets Not Admitted 41 Other items Book value of ledger assets over market value stocks and bonds 226082 31 58000 00 59987 35 106456 42 346 24 5394 95 17549 90 247734 86 1153 53 248888 39 1631 27 43 Total admitted assets 247257 12 Liabilities 44 Net amount of unpaid losses and claims 45 Eeserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Borrowed money 52 Surplus over all liabilities 54 Total liabilities 6658 35 168266 30 2860 77 309 26 1917 00 30000 00 37245 44 247257 12 Business in Force 55 In force December 31 1914 56 Written or renewed during year Risks 27254905 16779302 Premiums 359183 96 217629 7S68 ComptrollerGenerals Eepoet 57 sum 44034207 576813 74 58 Deduct ceased to be in force during year 16382164 221897 89 59 In force December 31 1915 27652043 354915 85 Business in Georgia 61 In force December 31 1914 289875 00 4387 50 62 Written or renewed during year 552652 00 7113 63 63 Sum 842527 00 1150113 64 Deduct ceased to be in force during year 371380 00 5130 04 65 In force December 31 1915 471147 00 6371 09 66 Net losses paid during year 1827 36 67 Net losses incurred during year 932 88 Investments in Georgia 2 Bonds 10000 00 FRANKLIN FIRE INSURANCE COMPANY OF PHILADELPHIA PA 421 Walnut Street Philadelphia Pa Elbridge G Snow President Charles L Tyner Wilfred Kurth Edgar P Luce Secretaries C W Phillips Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1914 3270845 33 4 Extended at 3270845 33 Income 5 Gross premiums on new business and re newals 1986690 94 7 Deduct amounts paid for reinsurance and return premiums 2772026 45 8 Total premiums 785335 51 9 Interest and rents 101689 19ComptrollerGeneral s Eeport 69 10 Profit on sale or increase by adjustment of assets 7471 43 11 Other sources Deposit premiums on perpetual risks 11735 88 Reinsurance deposit perpetual 90 00 Transfer fees 543 00 Increase in liabilities during year on amount of reinsurance treaties 279258 60 13 Total income 384547 41 Disbursements 14 Net amount paid policyholders for losses 481773 60 15 Legal and administrative expenses in adjustment of claims 12767 15 16 Commissions and allowances to agents Commissions on brokerage 488839 90 Allowances to agencies for miscellaneous agency expenses 6759 46 17 Salaries of officers and employees 52548 78 18 Rents and interest 7297 93 19 Advertising printing postage telegrams etc 13574 72 20 Paid stockholders for dividends 530015 00 21 Loss on sale and decrease by adjustment of assets 112094 99 22 Other items Special and general agents expenses 13964 59 Legal expenses 350 49 Furniture fixtures and maps 14046 56 Taxes fees and licenses 46533 77 Deposit premiums returned 25790 13 Miscellaneous 27214 53 23 Total disbursements 827798 98 Ledger Assets 25 Book value of real estate 136360 56 26 Mortgage loans per schedule B 22985 00 27 Bonds at book value 1477730 67 28 Stocks at book value i 69734 00 29 Cash in office 14 50 30 Deposits at interest per schedule N 82651 61 32 Agents balances net 269022 60 34 Total ledger assets as per balance No 24 2058498 94 NonLedger Assets 35 Interest due and accrued 22959 72 38 Total assets 2081458 6670 ComptrollerGenerals Report 39 41 42 43 44 45 47 48 49 50 51 52 53 54 Deduct Assets Not Admitted Agents balances 15122 18 Other items Book value of ledger assets over market value Real estate 6860 56 Stocks and bonds 8624 67 Total not admitted assets Total admitted assets 30607 41 2050851 25 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Funds held under reinsurance treaties Total amount of liabilities except capital Capital actually paid in cash 500000 00 Surplus over all liabilities 510076 71 25264 22 729251 72 2000 00 5000 00 279258 60 1040774 54 55 56 57 58 59 61 62 63 64 65 66 67 Surplus protection to polieyholders Total liabilities Business in Force Risks In force December 31 1914 294338251 Written or renewed during year 179387178 2050851 25 Premiums 2949612 03 1986690 94 Sum 473725429 4936302 97 Deduct ceased to be in force during year 450395300 4772851 97 In force December 31 1915 23330129 Business in Georgia 163451 00 In force December 31 1914 Written or renewed during year Sum Deduct ceased to be in force during year In force December 31 1915 Net losses paid during year Net losses incurred during year 816467 37 1299421 00 2115888 37 283704 76 1832183 61 5564 87 4267 83ComptrollerGenerals Eepoet 71 GEORGIA HOME INSURANCE COMPANY OF COLUMBUS GEORGIA 1046 Broad Street Columbus Georgia Rhodes Brown President Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1914 3 Decrease of paidup capital during year Wm C Coart Secretary 200000 00 761362 89 100000 00 4 Extended at 661362 89 Income 5 Gross premiums on new business 442328 10 7 Deduct amounts paid for reinsurance and return premiums 189131 99 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Borrowed money Sales of cotton 83454 maps 29363 total Decrease of capital stock Increased reinsurance liability Agents balances previously charged off 253196 11 34976 71 2532 30 115000 00 1128 17 100000 00 20882 57 342 22 13 Total income 528058 08 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers employees and special agents 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes Borrowed money repaid and interest on same Agents balances charged off Expense and taxes on real estate 230210 38 4322 65 41108 72 3341 59 19211 49 19876 39 1000 00 12791 60 6722 90 16662 63 89063 88 55 36 2163 96 23 Total disbursements 446531 5572 ComptrollebGenebals Eepobt Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans schedule C Personal loans Three bales cotton Due from reinsurance companies Personal accounts less amounts due special agents 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 38 Total assets 60000 00 48511 85 223467 50 288690 00 6043 09 7351 46 86027 61 16116 15 1772 06 158 29 3590 65 1160 76 742889 42 2747 93 745637 35 Deduct Assets Not Admitted 39 Agents balances 5428 06 41 Other items 1772 06 Personal loans and accrued interest on same 331 00 Personal accounts 1920 00 Book value bonds and stocks over market value 18237 50 42 Total not admitted assets 43 Total admitted assets 27688 62 717948 73 Liabilities 44 Net amount of unpaid losses ami claims 45 Reserves or unearned premiums on risks outstanding 48 Taxes due or accrued 49 Other items Borrowed money Due reinsurance companies 46224 62 252402 14 5000 00 70000 00 20882 57 50 Total amount of liabilities except capital 394509 33ComptrollerGenerals Eepoet 73 51 Capital actually paid in cash 52 Surplus over all liabilities 200000 00 123439 40 53 Surplus protection to policyholders 54 Total liabilities 323439 40 717948 73 Business in Force Bisks Premiums 1 In force on the 31st day of December as per line 6 under this heading in last years statement 42458779 761532 15 2 Written or renewed during the year per Income No 5 28419612 442328 10 4 Total 5 Deduct those expired and marked off as terminated 70878391 1203860 25 30909970 6 In force at the end of the year 39968421 7 Deduct amount reinsured schedule re quired 10900841 521662 41 682197 84 165664 16 S Net amount in force 29067580 516533 68 66 Net losses paid during year 67 Net losses incurred during year 38610 99 34207 10 Investments in Georgia 1 Real estate 2 Bonds 3 Mortgage loans 4 Collateral loans 6 Other items Industrial stocks Georgia companies 60000 00 345660 00 48011 85 16116 15 270630 00 Total investments in Georgia 540418 0T74 ComptrollerGenerals Report GERMAN ALLIANCE INSURANCE COMPANY OF NEW YORK CITY 1 Liberty Street New York New York William N Kremer President Edwin M Cragin Secretary George N Hurt Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets Dec 31 1914 2019852 21 4 Extended at 2019852 21 Income 5 Gross premiums on new business 3264957 60 7 Deduct amounts paid for reinsurance and return premiums 2652536 19 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 612421 41 81232 IS 2097 33 13 Total income 695750 92 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents first year 17 Salaries of officers and employees 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Fire iWpt fire patrol fees taxes and expenses 1 nsurahce dept licenses and fees State tax on premiums Federal corporation tax Municipal 1288 27 county 76 47 Emergency revenue tax Assessment Southern Adjustment Bureau stock 23 Total disbursments 319319 79 7228 47 155710 30 3490 00 27 20 60000 00 26984 43 3396 94 2176 02 11843 62 1902 85 1364 74 12231 54 100 00 605775 90ComptrollerGenebals Repobt 75 Ledger Assets 27 Bonds at book value 993955 16 28 Stocks at book value 963 149 52 29 Cash in office 300 00 30 Deposits at interest per schedule N 42461 07 32 Agents balances net 109 961 48 34 Total ledger assets as per balance No 24 2109827 23 NonLedger Assets 35 Interest due and accrued 11117 00 38 Total assets 2120944 23 Deduct Assets Not Admitted 41 Other items Book value of ledger assets over market value Bonds 95185 16 Stocks 84051 52 42 Total not admitted assets 179 236 68 43 Total admitted assets 1941707 55 Liabilities 44 Net amount of unpaid losses and claims 100834 49 45 Reserves or unearned premiums on risks outstanding 505421 30 48 Taxes due or accrued 10 000 00 50 Total amount of liabilities except capital 625255 79 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 916451 76 53 Surplus protection to policyholders 1316451 76 54 Total liabilities 1941707 55 Business in Force Risks Premiums 55 In force Dec 31 1914 487036710 4717249 25 56 Written or renewed during year 334577161 3261172 1976 CompteollekGteneeals Repoet 57 Sum 821613871 7978421 44 58 Deduct ceased to be in force during year 324728015 3301350 89 59 In force Dec 31 1915 496885856 4677070 55 60 Total 496885856 4677070 55 Business in Georgia 61 In force December 31 1914 55149 33 62 Written or renewed during year 31754 53 63 Sum 86903 86 64 Deduct ceased to be in force during year 40864 50 65 In force December 31 1915 46039 36 66 Net losses paid during year 19497 40 67 Net losses incurred during year 24686 40 GERMAN AMERICAN INSURANCE COMPANY OF NEW YORK 1 Liberty Street New York New York William N Kremer President Edwin M Gragin Secretary George N Hurt Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets Dec 31 191423402404 49 4 Extended at 23402404 49 Income 5 Gross premiums on new business 15361956 90 7 Deduct amounts paid for reinsurance and return premiums 6324154 93 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Premiums collected on business placed with other cos 9037801 97 1122103 89 4137 72 8236 82ComptbollebGenebals Repoet 77 American Fruit Product Co receivers dividend 1000 00 Profits on participation in N Y Cen B B 6 Conv Deb Bond Und Synd 225 00 From agents balances previously charged off 4894 lv 13 Total income 10179399 57 Disbursements 14 Net amount paid policyholders for losses 4876580 75 15 Legal and administrative expenses in adjustment of claims 127033 93 16 Commissions and allowance to agents Firstyear 1732619 80 17 Salaries of officers and employees 370246 48 18 Bents and interest 75068 31 19 Advertising printing postage telegrams etc 167895 58 21 Loss on sale and decrease by adjustment of assets 243376 01 22 Other items Agents balances charged off 3320 39 Special and general agents salaries and expenses 607639 39 Legal expenses 5552 8o Furniture and fixtures 7756 40 Maps 2246156 Underwriters board 138406 73 Fire department 47921 10 Inspections 67330 92 Bepairs and expenses on real estate 80979 02 Taxes on real estate 37304 11 State taxes on premiums 164779 57 Insurance department licenses and fees 36681 48 Federal corporation tax 19339 79 Municipal and county tax 19252 60 Emergency revenue tax 52963 07 Mercantile agencies reports 8826 21 Premiums on business placed with other companies 8533 90 Office cleaning 2772 78 Premiums on comp policy IfilZ 8 Assessment Southern Adjustment Bureau stock 500 00 Begistration of bonds 4425 00 Stockholders dividends 60000 00 23 Total disbursements 9530640 01 Ledger Assets 25 Book value of real estate 2682385 69 26 Mortgage loans per schedule B 53150 00 27 Bonds at book value 10364025 71 28 Stocks at book value 82020o6 ilComptrollerGeneral s Report 29 30 31 32 33 34 36 37 Cash in office Deposits at interest per schedule N Deposits not at interest Agents balances net Other items Bill receivable taken for fire risks Total ledger assets as per balance No 24 NonLedger Assets 26479 56 855328 73 95271 85 1736374 91 36090 88 24051164 05 Interest due and accrued Other items Bents due Recoverable for reinsurance on paid losses 148608 00 4723 52 6242 23 38 Total assets 24210737 80 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Market value of special deposits in excess of corresponding liabilities Book value of ledger assets over market value Bonds Stocks Real estate 30883 25 1925 13 66717 00 742793 71 191406 71 812385 69 42 Total not admitted assets 1846111 49 43 Total admitted assets 22364626 31 Liabilities 44 Net amount of unpaid losses and claims 929025 12 45 Reserves or unearned premiums on risks outstanding 9036192 28 47 Salaries and miscellaneous accounts due or accrued 17117 93 48 Taxes due or accrued 140000 00 49 Other items Contingent commissions or other charges due or accrued 14461 48 Rents paid in advance 1907 75 Premiums due or to become due on business placed with other companies 8236 82 50 Total amount of liabilities except capital 10146941 38ComptrollerGenerals Eeport 79 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 10217684 93 53 Surplus protection to polieyholders 12217684 93 54 Total liabilities 22364626 31 Business in Force Risks Premiums 55 In force Dec 31 1914 2401328224 22677704 44 56 Written or renewed during year 1616062042 15361956 90 57 Sum 4017390266 38089661 34 58 Deduct ceased to be in force during year 1523760318 15254158 85 59 In force December 31 1915 2493629948 22785502 49 Reinsurance deduct 572589222 4936772 10 60 Total 1921040726 17848730 39 Business in Georgia 61 In force Dec 31 1914 248054 09 62 Written or renewed during year 180428 58 63 Sum 428482 67 64 Deduct ceased to be in force during the year 193761 50 65 In force December 31 1915 234721 17 66 Net losses paid during year 123239 59 67 Net losses incurred during year 125412 59 Investments in Georgia 2 Bonds City of Savannah Ga par value 10000 4 due 195980 ComptrollerGenerals Report GERMANIA FIRE INSURANCE COMPANY OF NEW YORK CITY 62 William Street New York New York Geo B Edwards President Gustav Secretary SamuelC Williams Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 8009673 74 4 Extended at 8009673 74 Income 5 Gross premiums on new business 4526212 22 7 Deduct amounts paid for reinsurance and return premiums 1332891 38 8 Total premiums 3193320 S4 9 Interest and rents 331 164 47 10 Profit on sale or increase by adjustment of assets 70S 63 11 Other sources Conscience money received 50 00 Federal income tax withheld at source 371 23 Balances collected and previously charged off 107 10 13 Total income 3 595 722 27 Disbursements 14 Net amount paid policyholders for losses 1484845 08 15 Legal and administrative expenses in adjustment of claims 84249 56 16 Commissions and allowances to agents First year and re newals 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items 731944 04 232238 05 31754 45 45915 87 30038 66 522298 49 23 Total disbursements 3163 464 20 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 738663 02 720250 00ComptrollerGenerals Eepoet 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 81 3073763 44 2680196 78 821 95 550909 14 18541 59 588785 89 34 Total ledger assets as per balance No 24 8371931 81 NonLedger Assets 35 Interest due and accrued 37 Other items Reinsurance on losses paid as per schedule E 51350 50 15896 03 38 Total assets 8439178 34 Deduct Assets Not Admitted 39 Agents balances 9378 49 41 Other items Market value of special deposits in excess of corresponding liabilities 37814 54 Book value of ledger assets over market value 362333 47 42 Total not admitted assets 409526 50 43 Total admitted assets 8029651 84 Liabilities 44 Net amount of unpaid losses and claims 265927 75 45 Reserves or unearned premiums on risks outstanding 3558971 56 47 Salaries and miscellaneous accounts due or accrued 2410 58 48 Taxes due or accrued 65000 00 49 Other items 27985 79 50 Total amount of liabilities except capital 3920295 68 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 3109356 16 53 Surplus protection to polieyholders 54 Total liabilities 4109356 16 8029651 8482 ComptrollebGenebals Report Business in Force Risks Premiums 55 In force December 31 1914 810269377 7674571 94 56 Written or renewed during year 455777450 4526212 22 Excess of original premiums over amount received for reinsurance 29670 30 57 Sum 1266046827 12230454 46 58 Deduct ceased to be in force during year 414521960 4185071 25 59 In force December 31 1915 851524867 8045383 21 60 Total 752409204 6951509 09 Business in Georgia 61 In force December 31 1914 9571778 158129 53 62 Written or renewed during year 5757946 84314 55 63 Sum 15329724 242444 08 64 Deduct ceased to be in force during year 5638627 88228 96 65 In force December 31 1915 9691097 154215 12 66 Net losses paid during year 52341 04 67 Net losses incurred during year 36296 78 Investments in Georgia 2 Bonds Ga State bonds reg 3 1918 10000 00 THE GIRARD FIRE AND MARINE INSURANCE CO OF PHILA PA 633 Chestnut Street Philadelphia Pa Henry S Gratz President Edward J Thomason Secretary Jno A Whitner Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1914 2589029 56 4 Extended at 2589029 56ComptrollerGenerals Report Income 83 8 Total premiums 738258 42 9 Interest and rents 110902 56 10 Profit on sale or increase by adjustment of assets 9748 25 11 Other sources 257 37 13 Total income 859166 60 Disbursements 14 Net amount paid policyholders for losses 374407 31 15 Legal and administrative expenses in adjustment of claims 8694 45 16 Commissions and allowances to agents 190726 01 17 Salaries of officers and employees 10200 00 18 Rents and interest 12485 54 19 Advertising printing postage telegrams etc 9108 46 21 Loss on sale and decrease by adjustment of assets 1386 28 22 Other items Salaries 68228 37 Maps 4367 79 Underwriters board 9191 28 Taxes 42095 99 Dividends 100000 00 Other expenses 37535 28 23 Total disbursements 868426 76 Ledger Assets 25 Book value of real estate 211497 32 26 Mortgage loans per schedule B 235900 00 Loans secured by pledge of bonds or collateral 32000 00 27 Bonds at book value 1766790 43 28 Stocks at book value 119755 17 29 Cash in office 696 65 30 Deposits at interest per schedule N 86518 82 32 Agents balances net 121866 48 33 Other items Bills receivable 3932 03 Phila und deposit 100 00 Perpetual policy on ins on companys real estate 712 50 34 Total ledger assets as per balance No 24 2579769 4084 ComptrollerGenerals Eeport NonLedger Assets 35 Interest due and accrued 26686 69 36 Market value of assets over book Value 55752 68 37 Other items 5127 34 38 Total assets 2667336 11 Deduct Assets Not Admitted 39 Agents balances 1394 30 41 Other items Book value of ledger assets over market value 175953 10 42 Total not admitted assets 177347 41 43 Total admitted assets 2489988 71 Liabilities 44 Net amount of unpaid losses and claims 45497 00 45 Reserves or unearned premiums on risks outstanding 1514856 47 49 Other items 350 00 50 Total amount of liabilities except capital 1563853 47 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 426135 24 53 Surplus protection to policyholders 926135 24 54 Total liabilities 2489988 71 Business in Force Eisks Premiums 55 In force Dec 31 1914 264040921 2429413 77 56 Written or renewed during year 127837478 1233991 71 57 Sum 391878399 3663405 48 58 Deduct ceased to be in force during year 125808934 1254175 99 59 In force Dec 31 1915 266069465 2409229 49 60 Deduct amount reinsured 51353874 558640 45 Total 214715591 1850589 04 Perpetual risks not included above 30791090 631309 86ComptbollebGteneeals Kepoet Business in Georgia 61 In force December 31 1914 2822 178 62 Written or renewed during year 3837390 63 Sum 6659568 64 Deduct ceased to be in force during year 3958365 65 In force December 31 1915 2701203 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds 3 Mortgage loans Total investments in Georgia 85 56228 88 63900 53 120138 41 67199 73 52938 64 19394 29 15635 29 10200 00 45500 00 55700 00 GLENS FALLS INSURANCE CO OF GLENS FALLS N Y Corner Glen and Bay Glens Falls New York B A Little President H N Dickinson Secretary W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets Dec 31 1914 5515804 52 4 Extended at 5515804 52 Income 5 Gross premiums on new business and re newals 3626222 14 7 Deduct amounts paid for reinsurance and return premiums 1193597 80 8 Total premiums 2 432 624 34 9 Interest and rents 281 491 15 10 Profit on sale or increase by adjustment of assets 33904 65 11 Other sources Unredeemable and cash adjustments 45 01 N Y Central R R Co subscription rights sold 12 50 13 Total income 2748124 2086 ComptrollerGenerals Eeport Disbursements 14 Net amount paid policyholders for losses 1252681 97 15 Legal and administrative expenses in adjustment of claims 44846 51 16 Commissions and allowances to agents First year 541333 70 17 Salaries of officers and employees 248959 04 18 Rents and interest 12000 00 19 Advertising printing postage telegrams etc 39642 75 21 Loss on sale and decrease by adjustment of assets 57693 23 22 Other items Legal expenses 657 77 Furniture and fixtures 3542 54 Maps including corrections 9411 96 Inspections and surveys 10399 21 Underwriters boards and tariff associations 34278 77 Fire department expenses 11126 95 Taxes on real estate 3196 38 Repairs and expenses on real estate 315 95 State taxes on premiums 40643 08 Insurance department licenses and fees 12714 89 Federal corporation tax addl on 1913 2479 50 Local and municipal tax 5381 47 Internal Revenue tax 13587 40 Public statements 219 15 Fire prevention premium on bonds etc 174 05 New office building and expenses 26431 11 Dividends paid stockholders 60000 00 Agents balances charged off 566 15 23 Total disbursements 2432283 53 Ledger Assets 25 Book value of real estate 247419 79 26 Mortgage loans per schedule B 1699300 00 27 Bonds at book value 2289651 60 28 Stocks at book value 329420 00 29 Cash in office 1197 21 30 Deposits at interest per schedule N 654676 74 32 Agents balances net 409979 85 34 Total ledger assets as per balance No 24 5831645 19 NonLedger Assets 35 Interest due and accrued 30857 98 37 Other items Rental accrued on companys property 239 57ComptrollerGeneeals Eepoet Cleveland Savings Loan Co 1st National So Glens Falls International Trust Co Boston 38 39 42 43 Total assets Deduct Assets Not Admitted Agents balances 2973 28 Total not admitted assets Total admitted assets Liabilities 112 50 22 50 41 98 5862919 72 2973 28 5859946 44 44 45 46 47 48 49 50 51 52 53 54 Net amount of unpaid losses and claims Eeserves or unearned premiums on risks outstanding Dividends to policyhorders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Funds held for reinsurance treaties Reserve for dividend Reserve for contingencies Total amount of liabilities except capital Capital actually paid in cash 500000 00 Surplus over all liabilities 2254210 20 233931 09 2625838 07 30000 00 1000 00 40000 00 4967 08 125000 00 45000 00 3105736 24 Surplus protection to policyholders Total liabilities Business in Force 2754210 20 5859946 44 55 56 57 58 59 60 Risks In force December 31 1914 599931210 Written or renewed during year 380443551 Sum 980374761 Deduct ceased to be in force during year 330416574 In force December 31 1915 649958187 Total 554477564 Premiums 5737471 73 3626222 14 9363693 87 3395081 37 5968612 50 5085197 90ComptbollebGenebals Eeport GLOBE AND RUTGEES FIRE INSURANCE CO OF NEW YORK CITY Ill William Street New York New York E C Jameson President W H Paulison Secretary Commissioner of Insurance Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets Dec 31 1914 9410260 39 4 Extended at 9410260 39 Income 5 Gross premiums on new business 1044274 84 6 Gross renewal premiums 8220697 24 7 Deduct amounts paid for reinsurance and return premiums 3199741 48 8 Total premiums 5020955 76 9 Interest and rents 403830 05 10 Profit on sale or increase by adjustment of assets 22860 21 11 Other sources Amalgamated Copper Co stock dividend 4524 00 Mercantile National Bank in liquidation 135 00 13 Total income 5452305 02 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents Renewal 17 Salaries of officers and employees 18 Bents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Borrowed money repaid Taxes of all kinds ins dept fees underwriters boards etc Federal corporation tax emergency revenue stamp tax 2991378 93 52399 20 811867 22 174784 86 51509 20 35369 15 160000 00 10787 18 10000 00 204676 62 23 Total disbursements 4502772 36ComptrollerGeneral s Eeport 89 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 72945 00 76700 00 3589723 91 4671777 61 4265 75 324321 35 315332 18 1304727 25 34 Total ledger assets as per balance No 24 10359793 05 NonLedger Assets 35 Interest due and accrued 38 Total assets 53391 06 Deduct Assets Not Admitted 34835 46 200003 52 42 Total not admitted assets 234838 98 39 Agents balances 41 Other items Book value of ledger assets over market value 43 Total admitted assets 10178345 13 Liabilities 44 Net amount of unpaid losses and claims 672977 00 45 Reserves or unearned premiums on risks outstanding 3532023 67 47 Salaries and miscellaneous accounts due or accrued 5000 00 48 Taxes due or accrued 45000 00 49 Other items Commissions due or accrued 73659 57 Due and to become due on borrowed money 680000 00 50 Total amount of liabilities except capital 5008660 24 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 4769684 89 53 Surplus protection to policyholders 5169684 54 Total liabilities 10178345 1390 55 56 57 58 59 61 62 63 64 65 67 2 ComptrollebGenebal s Repoet Business in Force Bisks Premiums In force December 31 1914 669834162 771778105 Written or renewed during year 795437517 8287450 39 Sum 1465271679 16005231 44 Deduct ceased to be in force during year 844860129 9117908 41 In force December 31 1915 620411550 6887323 03 Business in Georgia In force December 31 1914 2738143 50105 23 Written or renewed during year 5857934 77072 49 Sum 8596077 127177 72 Deduct ceased to be in force during year 4621252 70065 33 In force December 31 1915 3974825 57112 39 Net losses paid during year 26554 67 Net losses incurred during year 25729 48 Investments in Georgia Bonds Dawson Ga water works 5 1922 10000 00 HAMBURGBREMEN FIRE INSURANCE CO OF NEW YORK CITY 123 William Street New York N Y F A Poppenhusen President Fritz Meyer Managing Director Philip B Travis Attorney for Service Capital Stock 1 Amount of V S deposit 200000 00 2 Ledger assets December 31 1914 1830865 42 4 Extended at 1830865 42 Income 5 Gross premiums on new business 2001745 90 7 Deduct amounts paid for reinsurance ami return premiums 867816 70 8 Total premiums 1133 929 20ComptrollerGenerals Eepoet 91 9 Interest and rents 69152 42 11 Other sources Received from home office 50862 58 Borrowed money 150000 00 Gross profit on bonds per schedule D 156 25 13 Total income 1404100 45 Disbursements 14 Net amount paid policyholders for losses 723954 20 15 Legal and administrative expenses in adjustment of claims 21541 28 16 Commissions and allowances to agents First year and renewal 209073 94 17 Salaries of officers and employees 169571 63 18 Rents and interest 13078 73 19 Advertising printing postage telegrams etc 29938 19 21 Loss on sale and decrease by adjustment of assets 206 25 22 Other items Borrowed money repaid 150000 00 Furniture and fixtures 1159 32 Maps etc 4613 76 Underwriters boards etc 19519 18 Fire departments fire patrol etc 11502 98 Inspections and surveys 10231 57 State tax on premiums 31636 34 Insurance department licenses and fees 8127 90 All other licenses etc 16374 37 Remittances to home office 2589 56 Sundry expenses viz com 1 agency etc 4074 23 Agents balances charged off 2115 00 23 Total disbursements 1429308 43 Ledger Assets 27 Bonds at book value 1515354 92 29 Cash in office 500 00 30 Deposits at interest per schedule X 34089 37 32 Agents balances net 246536 32 33 Other items Agents balances representing business written prior to October 1 1915 9176 83 34 Total ledger assets as per balance No 24 1805657 44 NonLedger Assets 35 Interest due and accrued 22416 87 36 Market value of assets over book value 24380 0892 ComptrollerGenerals Eeport 37 Other items Recoverable for premiums on paid losses Schedule E 66 02 38 Total assets 1852520 41 Deduct Assets Not Admitted 41 Other items Agents balances representing business writ ten prior to October 1 1915 9176 83 43 Total admitted assets 1843343 58 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions accrued 50 Total amount of liabilities except capital 51 U S deposit capital 200000 00 52 Surplus over all liabilities 400573 60 109114 00 1094905 98 10000 00 27500 00 1250 00 1242769 98 53 Surplus protection to policyholders 54 Total liabilities 600573 60 1843343 58 Business in Force Risks Premiums 1 In force on the 31st day of December as per line 6 under this heading in last years statement 287958458 3192077 31 2 Written or renewed during the year per income No 5 176260673 2001745 90 3 Excess of original premiums over amount received for reinsurance 10977 21 4 Total 464219131 5204800 42 5 Deduct those expired and marked off as terminated 180271746 2096814 62 6 In force at the end of the year 283947385 3107985 80 7 Deduct amount reinsured schedule re quired 77535428 895818 38 8 Net amount in force 206411957 2212167 42ComptrollerGenerals Keport Business in Georgia 61 In force December 31 1914 4260060 00 62 Written or renewed during year 2925609 00 63 Sum 7185669 00 64 Deduct ceased to be in force during year 3971466 00 65 In force December 31 1915 3214203 00 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds Atlanta City Ga 4 sewer bonds 1939 93 66500 13 43549 03 110049 16 63994 45 47054 71 22232 17 18022 17 10000 00 THE HANOVER FIRE INSURANCE COMPANY OF NEW YORK CITY 3436 Pine Street New York N Y R Emory Warfield President E S Jarvis Secretary F A McCarroll Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 4553067 67 4 Extended at 4553067 67 Income 5 Gross premiums on new business 3492353 16 7 Deduct amounts paid for reinsurance and return premiums 1227374 22 8 Total premiums 2264978 94 9 Interest and rents 196521 90 10 Profit on sale or increase by adjustment of assets 11775 50 11 Other sources Agency balances previously charged to profit and loss 119 28 Borrowed money 80000 00 13 Total income 2553395 6294 ComptrollerGenerals Eeport Disbursements 14 Net amount paid polieyholders for losses 1220621 07 15 Legal and administrative expenses in adjustment of claims 102112 68 16 Commissions and allowances to agents First year 48557 29 17 Salaries of officers and employees 192091 61 18 Rents and interest 22406 24 19 Advertising printing postage telegrams etc 51897 37 20 Paid stockholders for dividends 100000 00 21 Loss on sale and decrease by adjustment of assets 28759 13 22 Other items Agency balances to profit and loss 3028 02 Taxes 104402 22 Borrowed money 80000 00 Miscellaneous 157946 03 23 Total disbursements 2548843 05 Ledger Assets 25 Book value of real estate 907956 06 27 Bonds at book value 1737375 90 28 Stocks at book value 1310395 00 29 Cash in office 4483 02 30 Deposits at interest per schedule N 189296 89 31 Deposits not at interest 18924 10 32 Agents balances net 389189 27 34 Total ledger assets as per balance No 24 4557620 24 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Unpaid reinsurance on paid losses 28478 27 71343 9 11346 65 38 Total assets 4668789 10 Deduct Assets Not Admitted 39 Agents balances 1789 82 41 Other items Book value ledger assets over market 121107 90 Market value special deposits over liabilities 3434 10 42 Total not admitted assets 126331 82 43 Total admitted assets 4542457 88COMPTROLLERGrENERALs REPORT 95 Liabilities 44 Net amount of unpaid losses and claims 206374 83 45 Reserves or unearned premiums on risks outstanding 2481088 57 47 Salaries and miscellaneous accounts due or accrued 5129 36 48 Taxes due or accrued 45000 00 49 Other items Rents paid in advance 2583 83 50 Total amount of liabilities except capital 2740176 62 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 802280 66 53 Surplus protection to polieyholders 1802280 66 54 Total liabilities 4542357 28 Business in Force Risks Premiums In force on the 31st day of December as per line 5 under this heading in last years statement Written or renewed during the year per Income No 5 Excess of original premiums over amount received for reinsurance 604622327 6109952 86 342514666 3492353 16 5332 91 Totals 947136993 9607638 93 Deduct those expired and marked off as terminated 336375008 3535987 66 In force at the end of the year 610761985 6071651 27 Deduct amount reinsured schedule re quired 115817959 1158310 27 S Net amount in force 494944026 4913341 00 Business in Georgia 61 In force December 31 1914 1182360 00 62 Written or renewed during year 2202189 00 63 Sum 3384549 00 64 Deduct ceased to be in force during the year 2041041 00 65 In force December 31 1915 1343508 0096 ComptkollekGenekals Eepoet 66 Net losses paid during year 67 Net losses incurred during year investments in Georgia 2 Bonds 27665 31 16697 70 10000 00 HARTFORD FIRE INSURANCE COMPANY OF HARTFORD CONN 125 Trumbull Street Hartford Conn R M Bissell President Fred Samson Secretary W R Prescott Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets December 31 1914 27898042 91 4 Extended at 27898042 91 Income 5 Gross premiums on new business 27109213 72 7 Deduct amounts paid for reinsurance and return premiums 7729586 11 8 Total premiums 19379627 61 9 Interest and rents 1014765 21 10 Profit on sale or increase by adjustment of assets 85053 43 11 Other sources Conscience money 160 00 Agents balances previously charged off 229 25 13 Total income 20479835 50 Disbursements 14 Net amount paid policyholders for losses 10381928 39 15 Legal and administrative expenses in adjustment of claims 284120 70 16 Commissions and allowances to agents 4116SOS 54 17 Salaries of officers and employees 1657479 66 18 Rents and interest 93652 24 19 Advertising printing postage telegrams etc 1268344 7s 20 Paid policyholders for dividends 800000 00ComptrollerGenerals Report 21 Loss on sale and decrease by adjustment of assets 22 Other items Decrease in liabilities during the year on account of rein surance treaties Agents balances charged off State taxes on premiums Insurance department licenses and fees 97 40247 71 15727 77 19783 30 304601 88 66926 75 23 Total disbursements 19049711 72 Ledger Assets 25 Book value of real estate 715577 93 26 Mortgage loans per schedule B 465500 00 27 Bonds at book value 19660566 86 28 Stocks at book value 3242055 51 29 Cash in office 764 39 30 Deposits at interest per schedule N 39234 30 31 Deposits not at interest 1651930 18 32 Agents balances net 3501366 70 33 Other items Bills receivable taken for fire risks 16170 82 Loans secured by pledge of bonds stocks etc 35000 00 34 Total ledger assets as per balance No 24 29328166 69 NonLedger Assets 35 Interest and rents due and accrued 272591 49 36 llarket value of assets over book value 5422 07 37 Other items Reinsurance due on losses paid 33500 24 38 Total assets 29639680 49 Deduct Assets Not Admitted 39 Agents balances 41 Other items Bonds and stocks 69444 80 1292408 27 Total not admitted assets 1361853 07 43 Total admitted assets 28277827 42 Liabilities 44 Net amount of unpaid losses and claims 1551493 02 45 Reserves or unearned premiums on risks outstanding 16350361 50 47 Salaries and miscellaneous accounts due or accrued 25000 0098 CompteollebGtenebals Eepobt 48 Taxes due or accrued 250000 00 49 Other items Contingent commissions or other charges 30000 00 Funds held under reinsurance treaties 20000 00 Special reserve 700000 00 50 Total amount of liabilities except capital 18926854 52 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 7350972 90 53 Surplus protection to polieyholders 9350972 90 54 Total liabilities 28277827 42 Business in Force Premiums 55 In force December 31 1914 32902196 34 56 Written or renewed during year 27752488 65 57 Sum 60654684 99 58 Deduct ceased to be in force during year 24512090 36 59 In force December 31 1915 36042588 63 Business in Georgia 66 Net losses paid during year 309619 68 67 Net losses incurred during year 307881 63 THE HOME INSURANCE COMPANY OF NEW YORK CITY 56 Cedar Street New York X Y Elbridge G Snow President Charles L Tyner Secretary Chas V Phillips Attorney for Service Capital Stock 1 Amount of paidup capita 6000000 00 2 Ledger assets December 31 1914 37084509 89 4 Extended at 37084569 89ComptrollerGenerals Eeport Income 5 Gross premiums on new business and re newals 26974379 84 7 Deduct amounts paid for reinsurance and return premiums 8729250 37 99 8 Total premiums 18245129 47 9 Interest and rents 1581214 14 10 Profit on sale or increase by adjustment of assets 60357 90 11 Other sources Profit and loss items 2512 77 From agents balances previously charged off 100 00 13 Total income 19889314 28 Disbursements 14 Net amount paid policyholders for losses 9708418 48 15 Legal and administrative expenses in adjustment of claims 253821 66 16 Commissions and allowances to agents First year and re newal 4499276 34 17 Salaries of officers and employees 572741 47 18 Rents and interest 145718 47 19 Advertising printing postage telegrams etc 813852 11 20 Paid stockholders for dividends 1200000 00 21 Loss on sale and decrease by adjustment of assets 44122 01 22 Other items State Federal and war taxes and licenses and fees 557542 58 Traveling expenses other than item No 7 9154 42 Exchange 21207 63 Lunch for officers and home office employees 49812 01 Employees liability insurance premiums 2501 72 Miscellaneous 81 50 23 Total disbursements 17878250 40 Ledger Assets 26 Mortgage loans per schedule B 5500 00 27 Bonds at book value 18767065 40 28 Stocks at book value 14656129 33 30 Deposits at interest per schedule N 2184262 17 31 Deposits not at interest 6648 64 32 Agents balances net 3345459 34 37 Other items Recoverable for reinsurance on paid losses 203203 47 34 Total ledger assets as per balance No 24 39095633 77100 ComptbollebGeneeals Eepobt NonLedger Assets 35 Interest due and accrued 269786 00 37 Other items Recoverable for reinsurance on paid losses 203203 47 38 Total assets 39568623 24 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Market value of special deposits in excess of corresponding liabilities per special deposit schedule page 10 Stocks and bonds 177885 69 130568 89 97487 00 1179937 73 42 Total not admitted assets 43 Total admitted assets 1585879 31 37982743 93 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Reserve as a conflagration surplus Funds held under reinsurance treaties 50 Total amount of liabilities except capital 51 Capital actually paid in cash 6000000 00 52 Surplus over all liabilities 11536177 25 1736205 32 15878826 00 150000 00 250000 00 2000000 00 431535 36 20446566 68 53 Surplus protection to policyholders 54 Total liabilities Business in Force Risks 55 In force December 31 1914 3324691433 56 Written or renewed during year 3381280242 17536177 25 37982743 93 57 Sum 6705971675 58 Deduct ceased to be in force during year 2984267306 Premiums 32126984 00 28447349 84 60574333 84 24014359 84 59 In force December 31 1915 3721704369 36559974 0CComptrollerGeneral s Eeport 101 Business in Georgia 61 In force December 31 1914 30906406 00 62 Written or renewed during year 26107269 00 63 Sum 57033675 00 64 Deduct ceased to be in force during year 22205962 00 65 In force December 31 i915 34807713 00 66 Net losses paid during year 230052 49 67 Net losses incurred during year 277858 04 THE INSURANCE COMPANY OF NORTH AMERICA OF PHILA PA 232 Walnut Street Philadelphia Pa Eugene L Ellison President T Howard Wright Secretary Dan B Harris Attorney for Service Capital Stock 1 Amount of paidup capital 4000000 00 2 Ledger assets December 31 1914 18990354 24 4 Extended at 18990354 24 Income 7 Deduct amounts paid for reinsurance and return premiums 4247127 81 8 Total premiums 11525991 96 9 Interest and rents 755542 31 10 Profit on sale or increase by adjustment of assets 25533 47 11 Other sources Perpetual permits transfer fees and earned deposits 2614 93 Agents balances previously charged off 766 69 13 Total income 12310449 36 Disbursements 14 Net amount paid policyholders for losses 5826646 30 15 Legal and administrative expenses in adjustment of claims 119625 65 102 ComptrollerGenerals Report IS Commissions and allowances to agents First year and re newal 2890593 04 17 Salaries of officers and employees 230406 78 18 Rents and interest 53670 75 19 Advertising printing postage telegrams etc 395306 73 21 Loss on sale and decrease by adjustment of assets 10913 09 22 Other items Taxes licenses etc 327S90 68 Janitor engine room heat and light employees lunches etc 39534 02 Deposit premiums returned 1 7867 86 Paid stockholders for dividends 480000 00 Agents balances charged off 3329 70 23 Total disbursements 10401784 60 Ledger Assets 25 Book value of real estate 305682 20 26 Mortgage loans per schedule B 177724 25 27 Bonds at book value 14357745 74 28 Stocks at book value 2623739 01 29 Cash in office 2295 09 30 Deposits at interest per schedule N 1402397 97 31 Deposits not at interest 25000 00 32 Agents balances net 1719716 98 33 Other items Bills receivable taken for marine and inland 10896 32 Bills receivable taken for fire risks 181843 20 Amount recoverable for reinsurance on paid losses 91977 74 34 Total ledger assets as per balance No 24 20899019 00 NonLedger Assets 35 Interest due and accrued 194018 93 38 Total assets 21093037 Deduct Assets Not Admitted 39 Agents balances 37705 55 41 Other items Market value of special deposits in excess of corresponding liabilities 156431 91 Book value of ledger assets over market 460807 95 Companys proportion of reinsurance bu reau 433 01ComptrollerGenerals Report 103 42 Total not admitted assets 645378 42 Liabilities 44 Net amount of unpaid losses and claims 2271140 00 45 Reserves or unearned premiums on risks outstanding 7461532 61 49 Other items Amount reclaimable by assured on perpetual risks 709513 97 Estimated amount hereafter payable for Federal State and other business 175000 00 Conflagration fund 500000 00 Contingent fund 330472 93 50 Total amount of liabilities except capital 11447659 51 51 Capital actually paid in cash 4000000 00 52 Surplus over all liabilities 5000000 00 53 Surplus protection to policyholders 9000000 00 54 Total liabilities 20447659 51 Business in Force Risks Premiums 55 In force December 31 1914 1464375138 15572953 80 56 Written or renewed during year 2009800106 15760590 53 57 Sum 3474175244 31333544 33 58 Deduct ceased to be in force during year 2130760941 16848752 02 59 In force December 31 1915 1343414303 14484792 31 Perpetual risks 30209207 21 783128 03 Business in Georgia 61 In force December 31 1914 24149469 00 137382 52 62 Written or renewed during year 36754988 00 397342 92 63 Sum 60904457 00 534725 44 64 Deduct ceased to be in force during year 14960722 00 38046 79 65 In force December 31 1915 45943735 00 496678 65104 ComptrollerGenerals Report 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds 437668 55 447568 24 10000 00 THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA 308310 Walnut Street Philadelphia Pennsylvania Gustavus Remak President John J P Rodgers Secretary William H Ehett Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 3996807 28 4 Extended at 3996807 28 Tncome 5 Gross premiums on new business and re newals 4189568 70 7 Deduct amounts paid for reinsurance and return premiums 1907181 90 8 Total premiums 2282386 80 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources income tax withheld Insurance cancelled Transfers on perpetual policies From agents balances previously charged off Borrowed money gross 166952 28 9429 02 195 00 304 11 276 00 4 18 50000 00 13 Total income 2509547 39 Disbursements 14 Net amount paid policyholders for losses 1219528 85 15 Legal and administrative expenses in adjustment of claims 38907 24 16 Commissions and allowances to agents First year and re newal 572343 20ComptbolleeGenebals Eepobt 105 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses Furniture and fixtures Maps including corrections Underwriters board and tariff associations Fire dept fire patrol and salvage corps assessments fees taxes and expenses Inspection and surveys Repairs and expenses other than taxes on real estate Taxes on real estate State taxes on premiums Insurance department licenses and fees Federal corporation tax 566 53 Federal income tax7 194 97 Internal revenue tax 14027 17 Capital stock tax 2725 17 Coal land tax 21 63 Traveling expenses 3486 70 Fidelity bond 415 75 Safe deposit box 250 00 Registration of stock certificates 25 00 Ice and water 257 58 Redemption of American Fire Ins Co San Francisco Scrip 451 47 Deposit premiums returned Interest on borrowed money Agents balances charged off Borrowed money repaid gross L60017 00 9000 00 18893 09 59111 95 9053 70 752 57 255 26 7565 14 21581 95 14929 81 8109 09 16612 24 5068 03 45872 96 13083 23 17513 84 4908 13 12141 99 397 71 4752 01 50000 00 23 Total disbursements 2310398 89 Ledger Assets 25 Book value of real estate 402058 35 25 Mortgage loans per schedule B 53850 00 27 Bonds at book value 1787718 97 28 Stocks at book value 1188542 41 29 Cash in office 15151 20 30 Deposits at interest per schedule N 227182 27106 ComptrollerGeneral s Eeport 32 Agents balances net 519911 33 33 Other items Deposit reclaimable on perpetual policies 1541 25 34 Total ledger assets as per balance No 24 4195955 78 NonLedger Assets 28323 17 35 Interest due and accrued 37 Other items Rents due and accrued on companys property or lease Reinsurance due on losses paid Claim against American Fire Ins Co 14080 80 at 50 as approved by Pa Ins Dept 38 Total assets 4236745 22 121 73 5304 14 7040 40 Deduct Assets Not Admitted 7303 63 192092 11 39 Agents balances 41 Other items Real estate stocks and bonds Overdue and accrued interest on bonds in default Market value of special deposits in excess of corresponding liabilities per special deposit schedule page 10 4970 83 20033 97 42 Total not admitted assets 224400 54 43 Total admitted assets 4012344 68 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 49 Other items Income tax withheld Amount reclaimable by the insured on perpetual fire insur ance policies being 90 and 95 of the premiums or deposit Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement 269 1773 1 Ml 91 680 96 S5 7 in 172 in 195 00 513666 50 35000 on 50 Total amount of liabilities except capita 2585923 98ComptrollerGenerals Report 107 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 426420 70 53 Surplus protection to policy holders 1426420 70 54 Total liabilities 4012344 68 Business in Force Risks Premiums 1 In force on the 31st day of December as per line 6 under this heading in last years statement 377294484 4356382 76 2 Written or renewed during the year per income No 5 329904092 4047465 03 4 Total 707198576 8403847 79 5 Deduct those expired and marked off as terminated 296611074 3751428 91 6 In force at the end of the year 410587502 4652418 88 7 Deduct amount reinsured Schedule re quired 107869853 124830 57 8 Net amount in force 302717649 3404110 31 9 Perpetual risks not included above 23139205 Deposit premiums on same 564226 55 Business in Georgia 62 Written or renewed during the year 38 i4g 53 66 Net losses paid during the year 24 205 60 67 Net losses incurred during the year 25 158 57 Investments in Georgia 2 Bonds 9i00 00108 ComptrollerGenerals Report THE LIVERPOOL AND LONDON AND GLOBE INSURANCE CO LTD OF ENGLAND NEW YORK CITY 80 William Street New York New York Henry M Eaton U S Manager George W Hoyt Dept Manager B P Walker Jr Attorney for Service Capital Stock 2 Ledger assets Dec 31 191415114393 90 4 Extended at 15114393 90 Income 5 Gross premiums on new business and re newal premiums 16137342 81 7 Deduct amounts paid for reinsurance and return premiums 7179779 90 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received from home office Premiums on life policies in force 8957562 91 547410 61 13349 20 310623 72 159 54 13 Total income 9831614 24 Disbursements 14 Net amount paid policyholders for losses 5237375 15 15 Legal and administrative expenses in adjustment of claims 106213 79 16 Commissions and allowances to agents 1792500 41 17 Salaries of officers and employees 537597 28 18 Rents and interest 64232 62 19 Advertising printing postage telegrams etc 127357 31 21 Loss on sale and decrease by adjustment of assets 7142 35 22 Other items Expenses of special agents 106978 63 Law 1960 24 Furniture and fixtures 3155 55 Maps 10862 95 Office expenses 36730 76 Underwriters board etc 115218 01 Fire dept etc 28153 78 Survey 47028 51ComptrollerGenerals Eeport 109 Repairs etc rent est 66 641 24 Life expenses 280 48 Taxes rent est 26894 45 Deposit premiums returned 6 358 40 Taxes etc 291878 58 Remitted home office 1 no 747 69 Agents balances charged off 224 28 Allowances to agencies for agency expenses 279 51 23 Total disbursements 9 725 811 97 Ledger Assets 25 Book value of real estate 1601982 56 26 Mortgage loans per schedule B 2776464 00 27 Bonds at book value 5345658 18 28 Stocks at book value 1346938 05 29 Cash in office 2384 44 30 Deposits at interest per schedule N 169143 66 31 Deposits not at interest 1488460 22 32 Agents balances net 2462586 89 33 Other items Bills receivable 21578 17 34 Total ledger assets as per balance No 24 15220196 17 NonLedger Assets 35 Interest and rents due and accrued 106590 87 36 Market value of assets over book value 62746 11 38 Total assets 15389533 15 Deduct Assets Not Admitted 39 Agents balances 96224 54 40 Bills receivable 1928 44 41 Other items Book value of ledger assets over market value 476996 23 42 Total not admitted assets 575149 21 43 Total admitted assets 14814383 94 Liabilities 44 Net amount of unpaid losses and claims 1076278 24 45 Reserves or unearned premiums on risks outstanding 8626001 25 47 Salaries and miscellaneous accounts due or accrued 6890 89110 ComptrollerGenerals Beport 48 Taxes due or accrued 49 Other items Contingent commissions etc due or accrued Reserve for unknown liabilities 188952 11 54374 26 20000 00 50 Total amount of liabilities except capital 9972496 75 53 Surplus protection to policyholders 4841887 19 54 Total liabilities 14814383 94 Business in Force Risks Premiums 1 In force on the 31st day of December as per line 6 under this heading in last years statement 2172492453 21173117 m 2 Written or renewed during the year per income No 5 1548613595 14760142 M 4 Total 3721106048 35933260 05 5 Deduct those expired and marked off as terminated 1446667453 14214998 30 6 In force at the end of the year 2274438595 21718262 35 7 Deduct amount reinsured schedule re quired 690739038 5965034 54 8 Net amount in force 1583699557 15753227 81 9 Perpetual risks not included above 6808699 Deposit premiums on same 185028 21 Business in Georgia 61 In force December 31 1914 328990 02 62 Written or renewed during year 320700 91 63 Sum 649690 93 64 Deduct ceased to be in force during the year 308649 7 66 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 311041 86 135011 42 1 It545 40 Investments in Georgia 2 Bonds 10000 00ComptrollerGenerals Eepoet 111 THE LIVERPOOL AND LONDON AND GLOBE INSURANCE CO OF N Y 80 William Street New York New York Henry M Eaton U S Manager George W Hoyt Dept Manager B P Walker Jr Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets Dec 31 1914 1245999 05 3 Increase of paidup eapital during year 200000 00 4 Extended at 1245999 05 Income 5 Gross premiums on new business and re newal premiums 7 Deduct amounts paid for reinsurance and return premiums 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 086362 10 724850 34 361511 76 36491 79 2045 08 13 Total income 400048 63 Disbursements 14 Net amount paid policyholders for losses 207100 68 15 Legal and administrative expenses in adjustment of claims 6413 23 16 Commissions and allowances to agents First year and re newal 57208 93 17 Salaries of officers and employees 14289 40 18 Rents and interest 774 73 19 Advertising printing postage telegrams etc 12075 26 21 Loss on sale and decrease by adjustment of assets 84339 22 Other items Legal expenses 483 64 Furniture and fixtures 115 51 Underwriters boards 5368 52 Fire department etc 500 04 Survey 1775 42 State taxes 10558 li Insurance department fees 3386 18 Federal corporation tax Oil I 10 Local taxes 5113 12 Revenue tax 3990 73112 ComptrollerGenekals Report Exchange Office expenses Paid stockholders 709 72 1641 68 25000 00 23 Total disbursements 358042 97 Ledger Assets 27 Bonds at book value 28 iStocks at book value 30 Deposits at interest per schedule X 31 Deposits not at interest 32 Agents balances net 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 38 Total assets 529469 18 363965 38 189748 75 28584 29 176237 11 1288004 71 6887 50 Deduct Assets Not Admitted 39 Agents balances 41 Other items Book value of ledger assets over market value Bonds Stock 9010 67 22989 18 47365 38 42 Total not admitted assets 43 Total admitted assets 79365 23 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent charges due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 383903 76 1215526 98 48661 00 358231 98 7500 00 7230 24 10000 00 431623 22 53 Surplus protection to policyholders 783903 76 54 Total liabilities 1215526 98ComptbolleeGeneeals Eepobt 113 Business in Force Bisks Premiums 55 In force December 31 1914 107170310 1170743 61 56 Written or renewed during year 101444156 1086362 10 Excess of original over reins and prems 1448 78 57 Sum 208614466 2258554 49 58 Deduct ceased to be in force during year 85465816 922787 77 59 In force December 31 1915 123148650 1335766 72 60 Total 62970157 664887 61 Business in Georgia 61 In force December 31 1914 25868 15 62 Written or renewed during year 32 093 32 63 Sum 57961 47 64 Deduct ceased to be in force during year 29170 11 65 In force December 31 1915 2879136 66 Net losses paid during year 13167 30 67 Net losses incurred during year 10507 03 Investments in Georgia 2 Bonds 10000 00 LONDON ASSURANCE COEPOBATION OF NEW YORK CITY 84 William Street New York City Charles L Case United States Manager Butherford Lipscomb Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 4095702 49 4 Extended at 409570a 49 Income 5 Gross premiums on new business and re newals 5206065 23114 ComptrollerGenerals Keport 7 Deduct amounts paid for reinsurance and return premiums 2219173 05 8 Total premiums 2986802 18 9 Interest and rents 11 Other sources Agents balances previously charged off Borrowed money Bank of X Y Feb 1915 repaid May 1915 Agents balances 285 18 Philippine Island deposit 626 71 152465 62 238 74 25000 00 Received from home office Income tax collections at the source Profit on bank exchange 533630 19 221 13 1680 62 911 89 535531 94 13 Total income 3701040 37 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Comnrtssions and allowances to agents First year and re newal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Lost on sale and decrease by adjustment of assets 22 Other items Taxes Underwriters boards fire patrol etc Remitted to home office Miscellaneous Borrowed money repaid 1583359 52 41497 84 596947 02 253030 90 24417 65 44717 IS 2859 18 96540 53 57479 M riiilllO 29 40330 70 25000 00 23 Total disbursements 3275289 85 Ledger Assets 27 Bonds at book value 28 stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 I hposits not at interest 32 Agents balances not 33733H 38 54171 25 4800 49 488304 97 15189 90 535618 50ComptrollerGenerals Report 115 33 Other items Bills receivable marine and inland risks Philippine Island deposit released Dec 30 1915 34 Total ledger assets as per balance No 24 XonLedger Assets 35 Interest due and accrued 37 Other items due from companies for reinsurance losses and expenses 66 52 50000 00 44736 63 95987 27 38 Total assets 4662176 91 Deduct Assets Not Admitted 39 Agents balances 38838 58 40 Bills receivable 66 52 41 Other items Special deposits 17063 51 Book value over market value bonds and stocks 220382 63 42 Total not admitted assets 43 Total admitted assets 276351 24 4385825 67 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions Income tax collections at the source 50 Total amount of liabilities except capital 53 Surplus protection to policyholders 719994 80 2252294 74 2700 00 85958 24 19952 97 221 10 3081121 85 1304703 82 54 Total liabilities 4385825 67 Business in Force Risks Premiums 1 In force on the 31st day of December as per line 6 under this heading last years statement 495528112 5171247 24116 ComptbollebGenebals Eepobt 2 Written or renewed during the year per No 6 page 2 299439667 3186021 78 4 Total 794967779 8357269 02 5 Deduct those expired and marked off as terminated 303026556 3217902 20 6 In force at the end of the year 491942223 5139366 82 7 Deduct amount reinsured schedule re quired 90002672 1020580 23 8 Net amount in force 401939551 4118786 59 Business in Georgia 61 In force December 31 1914 2784945 40394 38 62 Written or renewed during year 3045415 34133 27 63 Sum 5830360 74527 65 64 Deduct ceased to be in force during year 2983953 28764 86 65 In force December 31 1915 2846407 45762 79 66 Net losses paid during year 23180 05 67 Net losses incurred during year 15721 05 LONDON AND LANCASHIRE FIRE INSURANCE COMPANY LTD OF NEW YORK CITY 5759 William Street New York New York Archibald G Mcllwaine Jr Manager Robert A Hancock Gen Agent Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 5066936 01 4 Extended at 5066936 01 Income 5 Gross premiums on new business and re newals 4586119 54 7 Deduct amounts paid for reinsurance and return premiums 1954222 48 8 Total premiums 2631897 06ComptrollerGenerals Report 117 9 Interest and rents 175 755 gg 10 Profit on sale or increase by adjustment of assets bonds 2468 75 11 Other sources Eemittance from home office 39 297 94 Federal income tax withheld at source 65 00 13 Total income 2849484 41 Disbursements 14 Net amount paid policyholders for losses 1428141 43 15 Legal and administrative expenses in adjustment of claims 55400 90 16 Commissions and allowances to agents 431871 65 17 Salaries of officers and employees 230 224 99 18 Bents and interest 29 575 32 19 Advertising printing postage telegrams etc 54781 53 21 Loss on sale and decrease by adjustment of assets 1263 76 22 Other items Taxes and expenses on real estate 15550 69 Furniture and fixtures 2999 76 Taxes and fees 101308 40 Collections and exchange 1378 43 Legal expenses 723 98 Maps boards surveys etc 109976 27 Remittance to home office 284127 50 Miscellaneous expenses 12196 17 Agents balances charged off 12774 94 Subscriptions 2352 90 Traveling 52367 50 23 Total disbursements 2827016 12 Ledger Assets 25 Book value of real estate 300000 00 27 Bonds at book value 3017990 33 28 Stocks at book value 4660 00 29 Cash in office 7918 37 30 Deposits at interest per schedule N 676582 26 31 Deposits not at interest 4919 53 32 Agents balances net 591212 27 33 Other items Funds deposited with United States Trustee 482474 39 Due from other companies 1997 72 Bills receivable 1649 43 34 Total ledger assets as per balance No 24 5089404 30118 CompthollebGenekals Report NonLedger Assets 35 interest and rents due and accrued 53760 5S 37 Other items Due from other companies for reinsurance on paid losses 16522 82 38 Total assets 5159687 70 Deduct Assets Not Admitted 39 Agents balances 25804 88 40 Bills receivable 647 63 41 Other items Book value of bonds and stocks over mar ket value 208112 83 Overdue and accrued interest on bonds in default 4375 00 Market value of special deposits in excos of corresponding liabilities 15472 13 Balances due from other companies 620 31 42 Total not admitted assets 43 Total admitted assets 255032 78 4904654 02 Liabilities 44 Net amount of unpaid losses and claims 41 Reserves or unearned premiums on risks outstanding 7 Salaries and miscellaneous accounts due or accrued Is Taxes due or accrued 49 Other items Contingent commissions due and accrued federal income tax withheld at source 186076 10 27530a6 73 3711 03 56354 24 5510 00 66 tin 51 Total amount of liabilities except capital 53 Surplus protection to policyholders 3004734 49 1899921 43 54 Total liabilities 4904054 02 Business in Georgia 01 hi force December 31 1914 62 Written or renewed during year 89039 09 68522 16 63 Sum 64 Deduct ceased to be in force during year 157561 25 63546 53 65 In force December 31 1015 94014 72ComptrollerGenerals Beport 66 Net losses paid during year 67 Net losses incurred during year investments in Georgia 2 Bonds State of Georgia market value Central of Georgia Railway market value Total investments in Georgia 119 39019 82 38962 10 10200 00 20200 00 30400 00 THE LUMBER MUTUAL FIRE INSURANCE CO OF BOSTON MASS 141 Milk Street Boston Haw George W Gale President Harry E Stone Secretary F Wade Vaughan Attorney for Service Capital Stock 2 Ledger assets December 31 1914 Income 887011 43 5 Gross premiums on new business 582567 00 7 Deduct amounts paid for return premiums 59634 54 8 Total premiums 9 Interest 10 Profit on sale or increase by adjustment of assets 11 Other sources From agents balances previously charged off From Gale Stone agents 522932 46 39491 28 603 17 13 23 24000 00 13 Total income 587040 14 Disbursements 14 Net amount paid policyholders for losses 142870 39 15 Legal and administrative expenses in adjustment of claims 472 67 16 Commissions and allowances to agents a First year commissions 28091 04 b Allowances to agencies for miscellaneous agency expenses 2905 24 17 Salaries of officers and employees 43921 63 18 Rents 4560 00120 ComptrollerGeneral s Keport 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Postage telegrams telephones and exp Legal expenses Furniture and fixtures Taxes Inspections and surveys Subscriptions to publications Collecting bad bills Premiums on surety bonds and workingmens compensation policy Agents balances charged off AH other disbursements 23 Total disbursements 2925 74 193737 09 443 38 1132 70 1191 94 526 69 13651 63 6029 90 413 80 7 10 205 24 90 64 2622 15 445798 97 Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Cash in officemileage account 34 Total ledger assets as per balance Xo 24 NonLedger Assets 35 Interest due and accrued 37 Other items Amount due from Gale Stone agents Cash held for agency expenses 38 Total assets 889527 47 944 00 116040 12 21612 64 128 37 1028252 60 11808 89 14994 42 617 51 1055673 42 Deduct Assets Xot Admitted 41 Other items Market value of special deposits in excess of corresponding liabilities 3865 11 Book value of ledger assets over market value 31207 47 Amount due from Gale and Stone agts 14994 42 42 Total not admitted assets 43 Total admitted assets 50067 00 1005606 42COMPTROLLERGrENERAL s REPORT Liabilities 44 45 47 48 49 50 52 Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Reserve for Federal income tax Reserve for contingencies guaranty capital Total amount of liabilities except capital Surplus over all liabilities 54 Total liabilities Business in Force 55 56 57 58 59 61 62 63 64 65 66 67 In force December 31 1914 Written or renewed during year Risks 21220041 26909209 121 5631 25 251436 90 824 65 7892 49 40 00 200000 00 465825 29 539781 13 1005606 42 Premiums 464353 50 582567 00 Sum Deduct ceased to be in force during year In force December 31 1915 48129250 24829890 1046920 50 544046 71 23299360 502873 79 Business in Georgia In force December 31 1914 402024 48 11771 97 Written or renewed during year 483953 74 14147 64 Sum 885978 22 25919 61 Deduct ceased to be in force during year 450543 57 33249 84 In force December 31 1915 435434 65 Net losses paid during year Net losses incurred during year Investments in Georgia Bonds City of Augusta Ga 4 registered bond due November 1 1942 market value 12669 77 1681 10 1196 28 10200 00122 ComptrollerGenerals Report LUMBER UNDERWRITERS OF NEW YORK CITY 66 Broadway New York N Y Eugene F Perry AttorneyinFact Wm A Wright Attorney for Service Capital Stock 2 Ledger assets December 31 1914 168189 39 Income 6 Gross renewal premiums 337184 78 7 Deduct amounts paid for reinsurance and return premiums 213610 20 8 Total premiums 153574 58 11 Other sources Interest on bonds 350 00 Interest on bank deposits 3259 59 13 Total income 157184 17 Disbursements 14 Net amount paid policyholders for losses 105086 82 15 Legal and administrative expenses in adjustment of claims 3625 01 16 Commissions and allowances to agents 5068 75 17 Salaries of officers and employees 33884 36 18 Rents 1000 00 22 Other items Fire department fire patrol and salvage corporation fees 314 40 State taxes on premiums 1229 75 Insurance department licenses and fees 735 57 War tax 1736 84 General expense 1196 23 Agents balances charged off 1769 10 23 Total disbursements 155646 83 Ledger Assets 27 Bonds at book value 10000 00 30 Deposits at interest per schedule X 94903 83ComptrollerGenerals Report 123 31 32 34 35 37 Deposits not at interest Agents balances net Total ledger assets as per balance Xo 24 NonLedger Assets Interest due and accrued Other items Losses due from reinsuring companies Commissions 38 Total assets Deduct Assets Not Admitted 39 41 42 43 44 45 49 50 52 Agents balances 953 53 Other items State of Georgia 3Mi bonds 600 00 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Other items Reinsurance premiums Total amount of liabilities except capital Surplus over all liabilities Business in Force 10105 35 54717 55 169726 73 175 00 18033 72 664 69 188000 14 1553 53 187046 61 22435 27 82529 62 6568 97 111533 86 75512 75 54 Total liabilities 187046 61 Risks 55 56 57 58 59 In force December 31 1914 18405316 Written or renewed during year 22774922 Premiums 300379 03 367184 78 Sum 41180238 667563 81 Deduct ceased to be in force during year 23048950 376274 12 In force December 31 1915 18131288 291289 69 Investments in Georgia Bonds 10000 00124 ComptrollerGenerals Keport LUMBERMENS MUTUAL INSURANCE COMPANY OF MANSFIELD OHIO Lumbermens Heights Mansfield Ohio E S Nail President W H G Kegg Secretary F W Vaughan Attorney for Service Capital Stock 2 Ledger assets December 31 1914 638304 86 Income 5 Gross premiums on new business and re newals 572645 20 7 Deduct amounts paid for reinsurance and return premiums 64916 86 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Xormal 1 income tax withheld From agents balances and premiums previously charged off 507728 34 25219 01 375 00 100 00 100 11 13 Total income 533522 46 Disbursements 14 Xet amount paid policyholders for losses 151168 28 15 Legal and administrative expenses in adjustment of claims 930 62 16 Commissions and allowances to agents First year and renewal 32012 32 17 Salaries of officers and employees 29710 32 18 Rents and interest 768 80 19 Advertising printing postage telegrams etc 4001 43 2d Paid policyholders for dividends 178504 57 21 Loss on sale and decrease by adjustment of assets 75 00 22 Other items Legal expenses and furniture and fixtures 1439 22 Taxes and department fees and real estate repairs 11549 09 I nspections and surveys 13350 51 Traveling and directors expense 2501 04 Office supplies and miscellaneous expense 2506 83 23 Total disbursements 428518 03ComptbolleeGenebals Eepobt Ledger Assets 125 25 28 27 28 29 30 31 32 33 34 35 36 Book value of real estate Mortgage loans per schedule B Bonds at book value Stocks at book value Cash in office Deposits at interest per schedule N Deposits not at interest Agents balances net Other items Cash in branch office Collateral loans Total ledger assets as per balance No 24 NonLedger Assets Interest due and accrued Market value of assets over book value 23700 00 125621 00 438743 15 59100 00 1038 76 15546 25 14530 26 53982 47 2000 00 9047 40 743309 29 7556 31 12721 75 38 Total assets 763587 35 Deduct Assets Not Admitted 39 Agents balances 680 37 41 Other items Market value of special depos it in excess of corresponding liabilities 5617 22 42 Total not admitted assets 43 Total admitted assets 44 45 46 47 48 49 50 52 6297 59 757289 76 Liabilities Net amount of unpaid losses and claims 5785 00 Reserves or unearned premiums on risks outstanding 252284 15 Dividends to policyholders declared but unpaid 3675 24 Salaries and miscellaneous accounts due or accrued 8577 82 Taxes due or accrued 7500 00 Other items Return premiums due and unpaid to policy holders 869 35 Total amount of liabilities except capital 278691 56 Surplus over all liabilities 478598 20 54 Total liabilities 757289 76126 ComptrollerGenerals Eeport Business in Force Risks Premiums 55 In force December 31 1914 21006239 443581 39 56 Written or renewed during year 28860469 572645 20 57 Sum 49866732 1016226 59 58 Deduct ceased to be in force during year 24450926 515862 38 59 In force December 31 1915 25415806 500364 21 MASSACHUSETTS FIRE MARINE INSURANCE COMPANY OF BOSTON MASS 95 Water Street 65 Kilby Street Boston Mass Everett C Benton President Walter Adlard Secretary James L Dickey Jr Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1914 1415476 20 4 Extended at 1415476 20 Income 5 Gross premiums on new business 378052 89 6 Gross renewal premiums 871035 82 7 Deduct amounts paid for reinsurance and return premiums 465684 97 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources 783403 74 49987 00 5S12 20 4238 60 13 Total income 843441 54 Disbursements 14 Net amount paid policyholders for losses 4263S1 32 15 Legal and administrative expenses in adjustment of claims 11903 49ComptrollerGenerals Eeport 127 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Postage telegrams telephone and express Furniture and fixtures Maps including corrections Underwriters Boards and Tariff Associations Fire department fire patrol and salvage corps assess ments fees taxes and expenses Inspections and surveys State taxes on premiums Insurance department licenses and fees State corporation tax City taxes and licenses Emergency revenue tax State tax for insurance board Kentucky State tax for Missouri Insurance Alfred M Best Co Underwriters Protective Association Mercantile agency Miscellaneous 23 Total disbursements 208051 62 55154 25 4626 72 6532 41 10169 63 3237 93 604 25 2687 43 6663 42 5196 14 1366 08 9197 12 2844 75 991 65 1751 84 5335 57 31 00 5 00 461 57 20 00 250 00 1007 50 650 30 765120 99 Ledger Assets 27 Bonds at boek value 77g 078 70 28 Stocks at book value 428471 01 29 Cash in office i 978 55 30 Deposits at interest per schedule N 131 245 62 32 Agents balances net 156 022 87 34 Total ledger assets as per balance No 24 1493796 7 NonLedger Assets 35 Interest due and accrued 37 Other items Reinsurance recoverable on paid losses 9040 32 696 21 38 Total assets 1503533 28128 ComptbolleeGenebals Kepobt Deduct Assets Not Admitted 3736 80 14491 71 42 Total not admitted assets i 39 Agents balances 41 Other items Book value of ledger assets over market value 18232 50 43 Total admitted assets 1485300 72 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 254054 94 148047 31 569415 72 2044 30 11738 45 731245 78 53 Surplus protection to policyholders 754054 94 54 Total liabilities 1485300 72 Business in Force Bisks Premiums 55 In force December 31 1914 105223262 119456 06 56 Written or renewed during year 126750684 1249088 71 57 Sum 231973946 2443649 77 58 Deduct ceased to be in force during year 135354192 1329539 50 59 In force December 31 1915 96619754 lUUO 2 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 36442 04 15186 79 63 Sum 64 Deduct ceased to be in force during year 65 In force December 31 1915 51628 83 17455 04 66 Net losses paid during year 67 Net losses incurred during year 34173 79 10022 04 10306 85ComptrollerGenerals Report 129 MERCANTILE MUTUAL FIRE INSURANCE CO OF PROVIDENCE R I 10 Weyhosset Street Providence R I Alfred U Eddy President p N Branch Asst Secretary Wm A Wright Attorney for Service Capital Stock 2 Ledger assets December 31 1914 287136 16 Income 5 Gross premiums on new business 250 853 94 9 Interest and rents 12 749 52 11 Other sources Refund excise tax 5 198 13 Borrowed money 10000 00 13 Total income 278801 59 Disbursements 14 Net amount paid policyholders for losses 51529 15 17 Salaries of officers and employees 14 702 82 18 Rents and interest 1 932 04 19 Advertising printing postage telegrams etc 1812 04 20 Paid policyholders deposit premiums returned 199640 74 21 Loss on sale and decrease by adjustment of assets 3862 60 22 Other items Brokerage 25 00 Legal 31 25 Office and miscellaneous 196 84 Travel 1863 28 Inspections 4587 8 Taxes fees etc 4413 80 Borrowed money repaid 10000 00 Auditor 100 00 Furniture and fixtures 250 21 23 Total disbursements 294946 95 Ledger Assets 27 Bonds at book value 84232 50 28 Stocks at book value 154645 00 30 Deposits at interest per schedule N 17911 08130 ComptrolleeGeneeals Eeport 32 Agents balances net 33 Other items Loans schedule C 35 Interest due and accrued 38 Total assets 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Borrowed money 54 Total liabilities Business in Force 10459 72 3742 50 34 Total ledger assets as per balance No 24 270990 80 Non Ledger Assets 1148 V2 272138 92 Deduct Assets Not Admitted 41 Other items Book value of ledger assets over market value 13347 50 43 Total admitted assets 258791 42 Liabilities 741 00 143419 37 229 50 3200 00 10000 00 50 Total amount of liabilities except capital 157589 87 53 Surplus protection to policyholders 101201 55 258791 42 Risks Premiums 55 In force December 31 1914 35218972 300345 05 56 Written or renewed during year 31122130 268878 19 57 Sum i 58 Deduct eeased to be in force during year 66341102 569223 24 31895725 277009 39 59 61 62 63 64 65 In force December 31 1915 Business in Georgia In force December 31 1914 Written or renewed during year 34445377 1050781 1145741 292213 85 7871 37 7858 81 Deduct ieascd to be iii force during year 2096522 820351 15730 18 6212 79 1276171 9517 39 ComptrollerGenerals Eeport 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds Appling County Ga court house 131 499 01 596 55 10100 00 MILWAUKEE MECHANICS INSURANCE CO OF MILWAUKEE WIS 16th Floor First National Bank Building Milwaukee Wisconsin William L Jones President Oscar Griebling Secretary W H Hill Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 4174 199 66 4 Extended at 4174199 66 Income 5 Gross premiums on new business 2838003 84 7 Deduct amounts paid for reinsurance and return premiums 903 934 07 8 Total premiums 1934069 77 9 I nterest and rents 183 939 94 10 Profit on sale or increase by adjustment of assets 21100 00 11 Other sources Increase in liabilities during the year on account of rein surance treaties n 4gg 77 From agents balances previously charged off 575 34 Borrowed money gross 50000 00 13 Total income 2201154 82 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employees 18 Rents and interest 960910 87 37239 93 458725 36 158229 03 14062 88132 ComptrollerGenerals Report 19 Advertising printing postage telegrams etc 20 Paid polieyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Expense of special and general agents Borrowed money repaid gross Agents balances charged off 201208 33 120000 00 21879 32 38977 88 50000 00 3128 94 23 Total disbursements 2064362 54 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Deposit Milwaukee Board of Fire Underwriters Due from Munich Reinsurance Co 34 Total ledger assets as per balance No 24 NonLedger Assets 15300 00 1747209 90 1993147 50 44440 00 6877 08 150425 48 351426 26 100 00 2065 73 4310991 94 35 Interest due and accrued 37 Other items Recoverable for reinsurance on paid losses per schedule E 38 Total assets 44459 19 16 58 4355467 71 Deduct Assets Not Admitted 39 41 42 43 44 45 Other items Market value of special deposits in excess of corresponding liabilities per special schedule page 10 5248 83 6133 30 11382 13 4344085 58 157021 46 2255799 87 Liabilities Reserves or unearned premiums on risks outstanding ComptrollerGenerals Keport 133 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions or other charges due or accrued Funds held under reinsurance treaties Reserve for dividends 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 781 566 30 5000 00 75000 00 20000 00 19697 95 30000 00 2562519 28 53 Surplus protection to policyholders 54 Total liabilities 1781566 30 4344085 58 Business in Force Risks 55 In force December 31 1914 508527411 56 Written or renewed during year 272027242 Premiums 5210660 36 2840880 23 57 Sum 780554653 8061540 59 58 Deduct ceased to be in force during year 333802080 3609279 05 59 In force December 31 1915 446752573 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 2980246 2143035 4442261 54 50928 72 34686 65 63 Sum 64 Deduct ceased to be in force during year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 5123281 1694425 85615 37 30116 74 3428856 55498 63 21285 14 17635 56 Investments in Georgia 2 Bonds 9600 00134 ComptrollerGenerals Eeport NATIONAL BEN FRANKLIN FIRE INSURANCE COMPANY OF PITTSBURGH PENNSYLVANIA 120122 West Ohio Street Pittsburgh Pennsylvania Samuel McKnight President H M Schmitt Secretary Langdon C Quin Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 3313514 09 4 Extended at 3313514 09 Income 5 Gross premiums on new business 2503815 50 7 Deduct amounts paid for reinsurance and return premiums 892371 27 8 Total premiums 1611444 23 9 Interest and rents 171610 39 10 Profit on sale or increase by adjustment of assets 50 00 11 Other sources Agents balances charged off 681 44 13 Total income 1783786 00 Disbursements 14 Net amount paid policyholders for losses 868590 46 15 Legal and administrative expenses in adjustment of claims 26812 22 16 Commissions and allowances to agents First year 448280 36 17 Salaries of officers and employees 69058 18 18 Eents and interest 6000 00 20 Paid to stockholders for dividends 80000 00 22 Other items Salaries and expenses of special agents 39369 09 Allowance to agencies for miscellaneous expenses 47156 72 Printing and advertising 5438 87 Postage telegrams phones and express 3568 51 Legal expenses 1456 83 Furniture and fixtures 382 51 Maps and corrections 795 20 Board expenses and tariff associations 10090 84 Fire department fire patrol and salvage corps 17676 70 Inspections and surveys 7208 99 Eeal estate expenses 1337 49ComptrollerGenerals Report 135 Real estate taxes 2 476 97 otate taxes ne raq 04 Insurance department licenses and fees 9l28 51 All other licenses fees and taxes 17 750 30 Miscellaneous home office expenses 1 384 go Loss from agents balances charged off 371 09 23 Total disbursements i689993 38 Ledger Assets 25 Book value of real estate 135 517 37 26 Mortgage loans per schedule B 2 233 285 78 27 Bonds at book value 345 ggg 07 28 Stocks at book value 7 350 go 29 Cash in office 3539 31 30 Deposits at interest per schedule N 353 259 60 31 Deposits not at interest g 325 97 32 Agents balances net 265 432 67 33 Other items Deposit with Philadelphia Underwriters 20O 00 Collateral loans 24 500 00 34 Total ledger assets as per balance No 24 3407 306 77 NonLedger Assets 35 Interest due and accrued 43 622 55 36 Market value of assets over book value 12 282 63 37 Other items Market value of stocks over book value 1325 00 38 Total assets 3464536 95 Deduct Assets Not Admitted 39 Agents balances 5080 30 41 Other items Book value of bonds over market value 4688 74 Market value over liabilities of special deposits in Canada and Georgia 78862 41 42 Total not admitted assets 88 631 45 43 Total admitted assets 3375905 50 Liabilities 44 Net amount of unpaid losses and claims 170943 81 45 Reserves or unearned premiums on risks outstanding 1742607 78 46 Dividends to stockholders declared but unpaid 335 00 136 ComptrollerGenerals Report 47 Salariesand miscellaneous accounts due or accrued 139 15 48 Taxes due or accrued 20500 00 49 Other items Commissions due and accrued 507 72 50 Total amount of liabilities except capital 1935033 46 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 440872 04 53 Surplus protection to policyholders 1440872 04 54 Total liabilities 3375905 50 Business in Force Eisks Premiums 55 In force December 31 1914 430620706 4260013 58 56 Written or renewed during year 233036319 2511059 04 57 Sum 663657025 6771072 62 58 Deduct ceased to be in force during year 305569977 3288809 16 59 In force December 31 1915 358087048 3482263 46 Business in Georgia 61 In force December 31 1914 934894 14477 29 62 Written or renewed during year 1770361 26199 90 63 Sum 2705255 40677 19 64 Deduct ceased to be in force during year 1452524 20978 20 65 Tn force December 31 1915 1252731 19698 99 66 Net losses paid during year 10287 03 67 Net losses incurred daring year 8670 46 Investments in Georgia 2 Bonds market value 10200 par 10000 00ComptbollerGenebals Kepobt 137 NATIONAL FIEE INSUEANCE CO OF PEOVIDENCE EHODE ISLAND 17 Custom House Street Providence Ehode Island Starkweather and Shepley Inc U S Managers Insurance Commissioner Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 716509 93 4 Extended at 71650993 Income 5 Gross premiums on new business and re newals 793361 25 7 Deduct amounts paid for reinsurance and return premiums 520998 18 8 Total premiums 272363 07 9 Interest on bonds less 200 22 340 00 11 Other sources Interest on deposits in trust companies 2 976 84 From Phoenix Fire Ins Co interest under reins treaty 121 11 From Phenix Fire Ins Co advanced them in 1912 re turned in settlement of account during 1915 4 000 00 13 Total income 301801 02 Disbursements 14 Net amount paid policyholders for losses 158 791 86 15 Legal and administrative expenses in adjustment of claims 3612 68 16 Commissions and allowances to agents First year and re Bewal 85880 95 17 Salaries of officers and employees 118 12 19 Advertising printing postage telegrams etc and legal expenses 330 60 22 Other items Taxes 11560 25 Underwriters boards and tariff associations 2 981 6 Inspection and surveys 682 79 Surety bonds 159 47 Auditing books 112 50 Commission on bonds 12 50 Paid for interest on deposits to Phenix Fire Ins Co and Abeillel Fire Ins Co under reinsurance treaty 167 86 23 Total disbursements 264420 22138 COMPTEOLLEEGrENEBAL s EePOBT Ledger Assets 27 Bonds at book value 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Cash deposited with Phila Und Assn 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued on bonds 37 Other items Reinsurance due as per schedule E 604600 00 67107 02 82023 71 100 00 753890 73 7898 33 422 92 38 Gross assets 762211 98 Deduct Assets Not Admitted 41 Other items Market value of special deposits in excess of corresponding liabilities per spec de posit schedule 10501 60 Book value of ledger assets over mark val 3763 50 42 Total not admitted assets 43 Total admitted assets 14265 10 747946 88 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 48 Taxes due or accrued 49 Other items Commissions 50 Total amount of liabilities except capital 53 Surplus protection to policyholders 30125 92 221Sir iii 5000 00 25679 79 286621 31 461321 17 54 Total liabilities 747946 88 Business in Force 1 In force on the 31st day of December as per line 6 under this heading in last year s statement Risks Premiums 97424517 890579 05ComptrollerGenerals Eepoet 139 2 Written or renewed during the year per income No 5 86964412 79336125 4 Total 184338929 1683940 30 5 Deduct those expired and marked off as terminated 80851677 720842 92 6 In force at the end of the year 103537252 963097 38 7 Deduct amount reinsured schedule re quired 56207723 529232 35 8 Net amount in force 47329529 433865 03 Business in Georgia 61 In force December 31 1914 9 194 39 62 Written or renewed during year 22 138 43 63 Sum 31332 73 64 Deduct ceased to be in force during the year 18 836 58 65 In force December 31 1915 12 496 15 66 Net losses paid during year 10 367 10 67 Net losses incurred during year 12 787 00 Investments in Georgia 2 Bonds City of Atlanta redemption bonds 4 due 1920 9900 00 NATIONAL FIEE INSURANCE COMPANY OF HARTFORD CONN 95 Pearl Street Hartford Connecticut H A Smith President G H Tryon Secretary H T Powell Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets Dec 31 1914 16086336 40 4 Extended at 16086336 40140 ComptrollerGenerals Report Income 5 Gross premiums on new business and re newals 14899733 08 7 Deduct amounts paid for reinsurance and return premiums 6005269 95 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources 8894463 13 639957 50 57477 21 690 42 13 Total income 9592578 26 Disbursements 14 Net amount paid policyholders for losses 5011784 73 16 Commissions and allowances to agents First year 1533943 99 17 Salaries of officers and employees 251749 22 19 Advertising printing postage telegrams etc 168858 76 20 Paid policyholders for dividends 400000 00 21 Loss on sale and decrease by adjustment of assets 167330 07 22 Other items 1760153 77 23 Total disbursements 9293820 54 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bill receivable taken for agents balances Bills receivable taken for fire risks Cash in Chicago office 128 09 New Orleans 582444 73 1692325 00 9815264 40 974135 09 2217 52 1452504 93 51843 05 1543428 96 267 96 270525 51 136 97 34 Total ledger assets as per balance No 24 16385094 12 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 209074 90 15555 27CompteolleeGenebals Eepoet 14j Other items Due from other insurance companies reinsur ance on fire losses paid see column 1 schedule E page 10 41106 76 38 Total assets 16650831 14 39 40 41 42 43 44 45 47 48 49 50 51 52 53 54 55 56 57 58 59 Deduct Assets Not Admitted Agents balances 26496 04 Bills receivable 19 836 12 Other items 211689 99 Bonds and stocks 166 049 02 Bills receivable taken for agents balances 267 96 Due from other insurance companies 407 63 Total not admitted assets Total admitted assets 424746 76 16226084 38 Liabilities Net amount of unpaid losses and claims Eeserves or unearned permiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Special reserve fund covering all contingent liabilities Total amount of liabilities except capital Capital actually paid in cash 2000000 00 Surplus over all liabilities 3496345 12 804567 39 9324661 44 27739 34 225000 00 47771 09 300000 00 10729739 26 Surplus protection to policyholders Total liabilities Business in Force Risks In force December 31 1914 2136752190 Written or renewed during year 1510269208 16226084 38 Premiums 21324364 83 14776602 30 Sum 3647021398 Deduct ceased to be in force during year 1358683435 In force December 31 1915 2288337963 Amount reinsured 534394061 36100967 13795560 13 38 22305406 4739488 75 24 60 Total amount in force 1753943902 17586342 27142 ComptrollerGenerals Report Business in Georgia 61 In force December 31 1914 16750774 62 Written or renewed during year 17702717 63 Sum 34453491 64 Deduct ceased to be in force during year 13924029 65 In force December 31 1915 20529462 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds 208302 73 170890 54 379193 27 176500 00 202693 27 60428 18 56749 07 10000 00 NATIONAL UNION FIRE INSURANCE CO OF PITTSBURG PA H W Oliver Building Smithfield St 6th Ave Pittsburg Pa E E Cole President Wm G Armstrong Secretary Carleton Y Smith Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 4335184 22 4 Extended at 4335184 22 Income 5 Gross premiums on new business and re newals 4471829 02 7 Deduct amounts paid for reinsurance and return premiums 2350945 11 8 Total premiums 2120883 91 9 Interest and rents 179396 28 10 Profit on sale or increase by adjustment of assets 17662 37 11 Other sources 340176 57 13 Total income 2658119 13ComptrollerGenerals Report 143 Disbursements 14 Net amount paid policyholders for losses 1413990 04 15 Legal and administrative expenses in adjustment of claims 41279 04 16 Commissions and allowances to agents First year and re newal 342017 42 17 Salaries of officers and employees 260131 38 18 Bents and interest 15940 20 19 Advertising printing postage telegrams etc 39492 84 21 Loss on sale and decrease by adjustment of assets 1525 00 22 Other items 692901 71 23 Total disbursements 2807277 63 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 30654 40 410300 00 2427286 37 405794 77 7210 55 174243 09 12043 87 503467 67 215025 00 4186025 72 46007 12 38 Total assets 4232032 84 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items 42 Total not admitted assets 14452 77 29702 27 49121 84 93276 88 43 Total admitted assets 4138755 96 Liabilities 44 Net amount of unpaid losses and claims 161976 08 45 Reserves or unearned premiums on risks outstanding 2327302 98144 ComptbollebGenebals Eepoet 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items 7242 30 60000 00 31328 06 50 Total amount of liabilities except capital 2587809 42 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 550946 54 53 Surplus protection to policyholdersi 1550946 54 54 Total liabilities 4138755 96 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 7524438 4707779 63 Sum 12252217 64 Deduct ceased to be in force during year 4456016 65 In force December 31 1915 7776201 66 Net losses paid during year 67 Net losses incurred during year 87804 30 59844 21 147648 51 54560 44 93088 07 31486 70 24710 83 Investments in Georgia 2 Bonds Augusta Ga 4 1944 10000 00 NEW BRUNSWICK FIRE INSURANCE COMPANY OF NEW BRUNSWICK N J 40 Paterson Street New Brunswick N J Geo A Viehmann President lias D Ross Secretary L C Quinn Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets December 31 1914 1216328 55 4 Extended at 1216328 55ComptrollerGenerals Report Income 5 Gross premiums on new business 1222180 32 7 Deduct amounts paid for reinsurance and return premiums 463837 97 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 13 Total income 145 758342 35 59962 51 13451 25 831756 11 Disbursements 14 Net amount paid policyholders for losses j 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 367334 33 10736 35 190588 51 87859 50 3000 00 15576 53 46557 55 2200 50 46638 64 23 Total disbursements 770491 91 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Deposit with Philadelphia Underwriters 132362 00 249801 00 278305 63 347941 30 20642 17 111012 78 137427 87 100 00 34 Total ledger assets as per balance No 24 1277592 75 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items a Schedule E column 1 7034 17 60270 07 1725 03 38 Total assets 1346622 02146 ComptrollerGenerals Eeport Deduct Assets Not Admitted 2673 45 39 Agents balances 41 Other items Market value of special deposits in exeess of corresponding liabilities One mortgage not considered good No 157 2012 81 247 00 42 Total not admitted assets 4933 26 43 Total admitted assets 1341688 76 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 202537 43 44950 15 686658 21 42 97 2500 00 5000 00 739151 33 53 Surplus protection to policyholders 602537 43 54 Total liabilities 1341688 76 Business in Force Risks Premiums 55 In force December 31 1914 102388146 1251214 82 56 Written or renewed during year 106163794 1246674 46 57 Sum 208551940 2497889 28 58 Deduct ceased to be in force during year 79616975 974236 16 59 In force December 31 1915 128934965 1523653 12 60 Total 107363558 125761125ComptbollebGenebals Eepoet 147 NEW HAMPSHIRE FIRE INSURANCE CO OF MANCHESTER N H 156 Hanover Street Manchester N H Frank W Sargeant President Lewis W Crockett Secretary W M King Attorney for Service Capital Stock 1 Amount of paidup capital 1350000 00 2 Ledger assets December 31 1914 56S9290 51 4 Extended at 5689290 51 Income 5 Gross premiums 4133789 45 7 Deduct amounts paid for reinsurance and return premiums 1324515 20 8 Total premiums 9 9 Interest and rents 11 Other sources From agents balances previously charged off Borrowed money gross Gross profit on sale or maturity of ledger assets 8274 25 265490 45 105 68 165000 00 1202 00 13 Total income 3241072 38 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employees 18 Eents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Borrowed money repaid gross Maps furniture and fixtures State taxes and fees Taxes on real estate and expenses Miscellaneous expenses Agents balances charged off 1517743 74 26115 47 655232 90 245047 38 7955 15 36947 14 135000 00 97609 17 165000 00 11304 74 115049 12 10716 88 68269 75 423 33148 ComptrollerGenerals Eeport Decrease in liabilities during year on account of reinsur ance treaties 23616 45 23 Total disbursements 3116031 22 Ledger Assets 25 Book value of real estate 219750 00 26 Mortgage loans per schedule B 39500 00 27 Bonds at book value 3233071 47 28 Stocks at book value 1817986 60 29 Cash in office 349 75 31 Deposits not at interest 91453 82 32 Agents balances 400484 75 33 Other items Bills receivable taken for fire risks 11731 28 34 Total ledger assets as per balance No 24 5814331 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 51773 56 669510 93 38 Total assets 6535616 16 Deduct Assets Not Admitted 39 Agents balances 11013 39 41 Other items Market value of special deposits in excess of corresponding liabilities 8773 19 42 Total not admitted assets 43 Total admitted assets 19786 58 6515821 58 Liabilities 44 Net amount of unpaid losses and claims 233013 77 45 Reserves or unearned premiums on risks outstanding 2738147 14 46 Dividends to policyholders declared but unpaid 67500 00 47 Salaries and miscellaneous accounts due or accrued 40223 88 48 Taxes due or accrued 80000 00 50 Total amount of liabilities except capital 3158884 7i 51 Capital actually paid in cash 1350000 00ComptrollerGenerals Eeport 149 52 Surplus over all liabilities 2006944 79 53 Surplus protection to policyholders 3353944 79 54 Total liabilities 6515829 58 Business in Georgia Premiums 61 In force December 31 1914 82480 75 62 Written or renewed during year 107451 38 63 Sum 189932 13 64 Deduct ceased to be in force during year 93721 64 65 In force December 31 1915 96210 49 66 Net losses paid during year 34874 21 67 Net losses incurred during year 21798 39 Investments in Georgia 2 Bonds 10300 00 NEW JERSEY FIEE INSURANCE CO NEWARK NEW JERSEY 40 Clinton Street Newark N J George A Viehmann President George E Lyon Secretary Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 2125895 70 4 Extended at 2125895 70 Income 5 Gross premiums on new business and re newals 1117747 13 7 Deduct amounts paid for reinsurance and return premiums 1022555 19 8 Total premiums 95191 94150 ComptrollerGenerals Eepoet 9 Interest and rents 96389 39 10 Profit on sale or increase by adjustment of assets 810 21 11 Other sources Eeal estate tax on 1915 paid in 1916 226 80 Borrowed money 450000 00 13 Total income 642618 34 Disbursements 14 Net amount paid polieyholders for losses 343622 32 15 Legal and administrative expenses in adjustment of claims 12555 69 16 Commissions and allowances to agents First year and renewal 11084 78 17 Salaries of officers and employees 82069 62 18 Rents and interest 8644 58 19 Advertising printing postage telegrams etc 74088 74 21 Loss on sale and decrease by adjustment of assets 34908 68 22 Other items Agents balances charged off 4821 87 Expenses of auditing and examinations 2589 04 Investment expenses 600 78 Expenses of reinsurance ProvidenceWashington Insurance Company of Rhode Island 6354 15 Washington New Jersey National Bank balance charged off 859 00 Partitions in building 40 Clinton Street 810 21 Borrowed money repaid 450000 00 23 Total disbursements 1033009 46 Ledger Assets 25 Book value of real estate 267561 75 26 Mortgage loans per schedule B 71 8589 60 27 Bonds at book value 234287 11 28 Stocks at book value 188579 36 29 Cash in office 320 43 30 Deposits at interest per schedule N 130972 58 32 Agents balances net 145258 63 33 Other items Collateral loan 22000 00 Deposit with Philadelphia Fire Underwriters Association 100 00 Due from Eagle Fire Insurance Company of Newark N T 1143 05 Due from organization board 697 10 Due from other companies for reinsurance on losses paid 26044 97 34 Total ledger assets as per balance No 24 1735504 58ComptrollerGenerals Eeport NonLedger Assets 35 Interest due and accrued3 38 Total assets Deduct Assets Not Admitted 39 Agents balances 50828 47 41 Other items Book value of ledger assets over market value 9033 47 Loan secured by collateral 22000 00 Losses due from American Union Fire In surance Company 16371 52 151 14007 75 1749512 33 42 Total not admitted assets 43 Total admitted assets 3233 46 1651278 87 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 221086 87 69927 40 329091 95 26172 65 5000 00 430192 00 53 Surplus protection to policyholders 54 Total liabilities Business in Force Risks 1 In force on the 31st day of December as per line 6 under this heading in last years statement 141342935 2 Written or renewed during the year per income No 5 124653843 1221086 87 1651278 87 Premiums 1560736 86 1085760 65 4 Total 265996778 5 Deduct those expired and marked off as terminated 133046593 2646497 51 1520235 17 6 In force at the end of the year 132950185 1126262 34152 ComptbollebGenebals Eepoet 7 Deduct amount reinsured schedule re quired 68576022 503366 08 8 Net amount in force 64374163 622896 26 NEWARK FIRE INSURANCE COMPANY OF NEWARK NEW JERSEY 41 Clinton Street Newark N J E J Haynes President T L Farquhar Secretary Clifford L Lochridge Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1914 2112877 57 4 Extended at 2112877 57 Income 5 Gross premiums on new business 1939203 89 7 Deduct amounts paid for reinsurance and return premiums 746291 90 8 Total premiums 1192911 99 9 Interest and rents 82421 08 11 Other sources For payment of losses in abnormal loss months rather than sell our investments 35000 00 13 Total income 1310333 07 Disbursements 14 Net amount paid policyholders for losses 637922 70 15 Legal and administrative expenses in adjustment of claims 17006 64 16 Commissions and allowances to agents First year 251107 13 17 Salaries of officers and employees 70926 12 18 Rents and interest 6282 75 19 Advertising printing postage telegrams etc 26654 41 20 Paid policyholders for dividends 69741 10 21 Loss on sale and decrease by adjustment of assets 50 00 22 Other items 192123 92 23 Total disbursements 1271814 77ComptrollerGeneral s Report Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Philadelphia Fire Underwriters Association deposit Automobile Underwriters Association of N Y deposit 153 182079 30 497995 75 771176 75 357388 63 760 92 128514 19 213280 33 100 00 100 00 34 Total ledger assets as per balance No 24 2151395 87 XonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 18766 40 4147 17 8 Total assets 2174309 44 Deduct Assets Not Admitted 39 Agents balances 41 Other items 8489 28 24833 66 42 Total not admitted assets 43 Total admitted assets 33322 94 2140986 50 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Federal income tax withheld 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 500000 00 432012 09 136947 91 1043392 37 8784 25 1289 90 17500 00 1000 00 59 98 1208974 41 53 Surplus protection to policyholders 54 Total liabilities 932012 09 2140986 50154 ComptrollerGenerals Report Business in Georgia 61 In force December 31 1914 16337 34 62 Written or renewed during year 20606 91 63 Sum 36944 25 64 Deduct ceased to be in force during year 24262 03 65 In force December 31 1915 12682 22 66 Net losses paid during year 5660 54 67 Net losses incurred during year 9955 54 NIAGARA FIRE INSURANCE COMPANY OF NEW YORK CITY 25 Liberty Street New York N Y Harold Herriek President Chas A Lung Secretary Floyd Johnson Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1914 1000000 00 7516230 36 4 Extended at 7516230 36 Income 5 Gross premiums on new business and re newals 5305217 98 7 Deduct amounts paid for reinsurance and return premiums 1820436 41 8 Total premiums 3484781 57 9 Interest and rents 328570 55 10 Profit on sale or increase by adjustment of assets 1065 24 11 Other sources Citizens Fire Insurance Company 1500 00 Agents balances charged off 1034 29 Borrowed money 50000 00 13 Total income 3866951 63ComptrollerGenerals Eeport Disbursements 14 Net amount paid polieyholders for losses j 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Dividends paid stockholders Borrowed money repaid Other items 155 1937169 74 51569 12 706522 59 356532 00 44171 20 67597 49 1707 69 250000 00 50000 00 256206 36 23 Total disbursements 3 721 476 19 Ledger Assets 26 Mortgage loans per schedule B 551000 00 27 Bonds at book value 2 362 713 94 28 Stocks at book value 3 627 462 94 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Unlisted assets as per schedule X 4990 61 214191 07 247842 56 653104 70 400 00 34 Total ledger assets as per balance No 24 7661705 82 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Losses and expenses recoverable 586j62 17 24833 12 40513 23 38 Total assets 7785714 34 Deduct Assets Not Admitted 39 Agents balances 41 Other items Market value of special de posits in excess of corresponding liabili ties 40870 21 61972 69 42 Total not admitted assets 102842 90 43 Total admitted assets 7682871 44156 ComptrollerGenerals Eeport Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Income tax reserved Citizens contingent liability 50 Total amount of liabilities except capital 51 Capital actually paid in cash 3000000 00 52 Surplus over all liabilities 2756214 51 304730 S3 3491216 55 53712 50 75000 00 497 25 1500 00 3926656 91 53 Surplus protection to polieyholders 54 Total liabilities Business in Force 3756214 51 Risks 1 In force on the 31st day of December 1914 829489806 2 Written or renewed during the year 1915 495822399 3 Excess of original premiums over amount received for reinsurance n 44 Premiums 8507955 95 5149215 21 52935 99 4 Total 1325312 205 13710107 15 5 Deduct those expired and marked off as terminated 507501536 5545161 26 6 In force on the 31st day of December 1915 817810669 8164945 89 7 Deduct amount reinsured 130362827 1370604 61 8 Net amount in force 687447842 6794341 28 Business in Georgia 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 5086556 00 26786 00 27992 17 Investments in Georgia 2 Bonds Georgia State of registered bonds as per schedule D Part 1 herewithComptbollebGenebals Eepobt 157 NORD DEUTSCHE INSUEANCE COMPANY OF NEW YOEK CITY 132 William Street New York New York J H Lenehan United States Manager Ehett OBeirne Attorney for Service 4 10 11 13 Capital Stock Amount of paidup capital 400000 00 Ledger assets December 31 1914 1776921 89 Extended at 1776921 89 Income Gross premiums for year 2448447 10 Deduct amounts paid for reinsurance and return premiums 778917 50 Total premiums 1669529 60 Interest and rents 69 618 50 Profit on sale or increase by adjustment of assets 526 69 Other sources Received from home office 49 904 97 Borrowed money 40000 00 Total income 1829579 76 Disbursements 14 Net amount paid policyholders for losses 884 814 44 15 Legal and administrative expenses in adjustment of claims 19000 10 16 Commissions and allowances to agents Commissions or brokerage 370 169 14 Allowances to agencies for miscellaneous expenses 3475 52 17 Salaries of officers and employees 94 300 19 18 Rents and interest 5 433 33 19 Advertising printing postage telegrams etc 25464 77 21 Loss on sale and decrease by adjustment of assets 156 25 22 Other items Fixtures maps surveys etc 6735 96 Fees and taxes 69 637 47 Borrowed money repaid 40000 00 Interest on borrowed money 1097 22158 ComptrollerGenerals Report Agents balances charged off 458 07 Charges on account of home office 12038 52 23 Total disbursements 1532790 98 Ledger Assets 27 Bonds at market value 1436295 00 29 Cash in office 2999 81 30 Deposits at interest per schedule N 28944 U 31 Deposits not at interest 12457 23 32 Agents balances net 335910 79 33 Other items Bills receivable 1755 00 Deposit with Phila Under Assn 1000 00 Deposit with Auto Und of New York 1000 00 Reinsurance recoverable on paid losses 1447 62 NonLedger Assets 35 Interest due and accrued 18898 69 38 Total assets 2099404 75 Deduct Assets Not Admitted 39 Agents balances 36090 09 43 Total admitted assets 2063314 66 Liabilities 44 Net amount of unpaid losses and claims 178901 59 45 Reserves or unearned premiums on risks outstanding 693720 57 47 Salaries and miscellaneaous accounts due or accrued 400 00 48 Taxes due or accrued 43676 38 49 Other items Reserve for contingencies 5000 00 Contingent commissions or other charges due or accrued 1000 00 50 Total amount of liabilities except capital 922698 54 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 740616 12 53 Surplus protection to policyholders 1140616 12 54 Total liabilities 2063314 66ComptrolleeGenebals Report 159 Business in Force Risks Premiums 1 In force December 31 1914 117610323 1350478 32 2 Written or renewed in 1915 101872509 1254847 81 3 Excess of original premiums over amount received for reinsurance 5 200 87 4 Total 219482832 2610527 00 5 Deduct expirations and cancellations 97001555 1212020 11 6 In force December 31 1915 122481277 1398506 89 7 Deduct amount reinsured 29354477 351607 64 8 Net amount in force 93126800 1046899 25 Investments in Georgia 2 Bonds deposit in Georgia 10000 00 NORTH BRITISH AND MERCANTILE INSURANCE COMPANY OF LONDON AND EDINBURGH 76 William Street New York New York E G Richards U S Manager W H Hill Attorney for Service Capital Stock 1 Amount of statutory deposit with State of New York and paidup capital 200000 00 2 Ledger assets Dec 31 1914 9648638 08 4 Extended at 9648638 08 Income 5 Gross premiums on new business and re newals 7314869 59 7 Deduct amounts paid for reinsurance and return premiums 2541022 04 8 Total premiums 4777197 55 9 Interest and rents 333470 25160 ComptrollerGenerals Eeport 10 Profit on sale or increase by adjustment of assets 8817 64 11 Other sources Milwaukee TJnd Bldg Assn 14 48 Und salvage companies 180 00 Western Adjustment and Inspection Bureau 12 00 Received from home office 225875 81 Agents balances previously marked off 9 00 13 Total income 5345376 73 Disbursements 14 Net amount paid policyholders for losses 2364922 86 15 Legal and administrative expenses in adjustment of claims 50033 78 16 Commissions and allowances to agents First year and re newal 1011714 27 17 Salaries of officers and employees 460204 20 18 Rents and interest 38914 85 19 Advertising printing postage telegrams etc 69824 45 21 Loss on sale and decrease by adjustment of assets 41123 97 22 Other items Special and general agents expenses 115883 02 Legal expenses 1523 14 Furniture and fixtures 5191 28 Maps including corrections 13273 16 Underwriters board and tariff associations 89906 95 Fire department patrol and salvage corps assessments 44936 32 Inspections and surveys 16358 39 State taxes 83574 82 Licenses and fees 16696 57 Other taxes 49133 02 Remittance to home office 713648 41 Deposit premiums returned 585 00 Agents balances charged off 465 75 23 Total disbursements 5187914 21 Ledger Assets 27 Bonds at market value 7170547 G9 28 Stocks at book value 1305299 42 29 Cash in office 500 00 30 Deposits at interest per schedule N 357269 38 32 Agents balances net 969103 11 83 Other items Associated Fire Und Balto Md 100 00 Milwaukee Und Bldg Asso 181 00 Pkila Und Assoc 100 00ComptrollerGenerals Report 161 Southern Adj Bureau Underwriters Salvage Corps Chicago Underwriters Salvage Corp N Y Western Adjustment and Inspection Bureau 800 00 1000 00 1000 00 200 00 34 Total ledger assets as per balance No 24 9806 ioo 60 NonLedger Assets 35 Interest due and accrued 96 925 95 38 Total assets 9903026 5g Deduct Assets Not Admitted 39 Agents balances 46070 73 41 Other items Market value special deposits 5 885 16 Book Value ledger assets over market val 783080 11 42 Total not admitted assets 835036 00 43 Total admitted assets 9 Q67 990 55 Liabilities 44 Net amount of unpaid losses and claims 382 376 98 45 Reserves or unearned premiums on risks outstanding 4583 619 24 47 Salaries and miscellaneous accounts due or accrued 15 000 00 48 Taxes due or accrued 95 47Q qq 49 Other items Contingent commission or other charges due or accrued 17 462 87 Amount reclaimable by assured on perpetual policies 41 202 74 50 Total amount of liabilities except capital 5135131 83 55 In force December 31 1914 1233468652 10702403 56 54 Total liabilities 9067990 55 Business in Force Risks 55 Tn force December 31 1914 1233 468 652 56 Written or renewed during year 884259 272 Excess of original premiums over amount received for reinsurance Premiums 10702403 56 7314869 59 61980 40 57 Sum 2117727924 1807925 r162 ComptrollerGenerals Eeport 58 Deduct ceased to be in force during year 826714946 7305314 44 59 In force December 31 1915 1291012978 10773939 11 Deduct amount reinsured 247181984 1698097 04 60 Tota 1043830994 9075842 07 Business in Georgia 61 In force December 31 1914 218170 60 62 Written or renewed during year 82565 30 63Su 27273590 64 Deduct ceased to be in force during year 27532 20 65 In force December 31 1915 245203 70 66 Net losses paid during year 70208 32 67 Net losses incurred during year 79418 32 Investments in Georgia 2 Bonds State of Ga 3 Refunding bonds 1920 Par value 10000 00 Market value 9800 00 NORTH RIVER INSURANCE COMPANY OF NEW YORK CITY 95 William Street New York New York AVm E Hutching President Frederick H Crum Secretary 1 L Eiley Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets Dec 31 1914 2843921 81 4 Extended at 2843921 81 Income 5 Gross premiums on new business and re newals 3487798 48 7 Deduct amounts paid for reinsurance and return premiums 1704459 41 8 Total premiums 1783339 07 ComptbollerGenebals Eepobt 163 9 Interest and rents 115206 35 10 Front on sale or increase by adjustment of assets 35 083 70 11 Other sources Commission and profit Balto Ohio E B 5 refund general mortgage bond syndicate 168 16 13 Total income 1933797 28 Disbursements 14 Net amount paid policyholders for losses 858027 60 15 Legal and administrative expenses in adjustment of claims 35272 43 16 Commissions and allowances to agents First year and re newals 421 212 11 17 Salaries of officers and employees 201168 15 18 Eents and interest I5o00 00 19 Advertising printing postage telegrams etc 22881 43 20 Paid policyholders for dividends 49 935 00 21 Loss on sale and decrease by adjustment of assets 12460 0 22 Other items Underwriters boards and tariff associations fire depart ment patrol fees taxes etc 35 342 99 Inspections and surveys 7347 51 State taxes on premiums and ins dept licenses and fees 35903 66 All other licenses taxes and fees 18 225 57 All other disbursements 1 050 80 23 Total disbursements i 713 397 45 Ledger Assets 26 Mortgage loans per schedule B 210 400 00 27 Bonds at book value 583 975 41 28 Stocks at book value j 593 303 qq Deposits at interest per schedule N 341 1 76 00 32 Agents balances net 335 0j2 14 34 Total ledger assets as per balance No 24 3063 891 64 NonLedger Assets 35 Interest due and accrued 1 323 15 37 Other items Reinsurance recoverable on paid losses as per schedule E column 1 1 55 19 38 Total assets 3166706 48164 ComptrollerGenerals Eeport Deduct Assets Not Admitted 43 Total admitted assets Liabilities 3166706 48 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 191835 00 1566080 21 22l 25 2000 00 25000 00 50 Total amount of liabilities except capital 1785141 46 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 881565 02 53 Surplus protection to policyholders 54 Total liabilities Business in Force Risks 55 In force December 31 1914 422468749 56 Written or renewed during year 352712432 1381565 02 3166706 48 Premiums 4247109 94 3487798 48 w gum 775181181 7734908 42 58 Deduct ceased to be in force during year 325034524 3320859 72 59 In force December 31 1915 450146657 4414048 70 Reinsured 142689807 1378020 89 60 Total 307456850 3036027 81 Business in Georgia 62 Written or renewed during year 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds City of Atlanta water bonds 3 1933 2081104 00 12358 36 10272 36 9100 00CompteollerGtenebals Repokt 165 noetheen insueance company of new yoek city 1 Liberty Street New York New York William Mason President James Marshall Secretary Milton Dargan Jr Attorney for Service Capital Stock 1 Amount of paidup capital 350000 00 2 Ledger assets Dec 31 1914 1417998 01 4 Extended at 1 417 9 01 Income 5 Gross premiums on new business and re newals 1217544 81 7 Deduct amounts paid for reinsurance and return premiums 400482 35 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 817062 46 60277 31 21138 50 13 Total income 898478 27 Disbursements 14 Net amount paid policyholders for losses 442485 40 15 Legal and administrative expenses in adjustment of claims 13036 01 16 Commissions and allowances to agents First year 289400 10 1 7 Salaries of officers and employees 1 580 00 18 Rents and interest 5 300 00 19 Advertising printing postage telegrams etc 46092 28 20 Paid policyholders for dividends 21000 00 21 Loss on sale and decrease by adjustment of assets 20237 50 23 Total disbursements 839 131 29 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 128000 00 502991 88 678481 00 1108 89 39590 11166 ComptrollerGenerals Report 31 Deposits not at interest 12804 12 32 Agents balances net 114368 99 34 Total ledger assets as per balance No 24 1477344 99 NonLedger Assets 35 Interest due and accrued 8071 92 36 Market value of assets over book value 37391 12 38 Total assets 1522808 03 Deduct Assets Not Admitted 39 Agents balances 1307 48 43 Total admiited assets 1521500 55 Liabilities 44 Net amount of unpaid losses and claims 54314 51 45 Reserves or unearned premiums on risks outstanding 797789 69 48 Taxes due or accrued 15000 00 50 Total amount of liabilities except capital 867104 20 51 Capital actually paid in cash 350000 00 52 Surplus over all liabilities 304396 35 53 Surplus protection to policyholders 654396 35 54 Total liabilities 1521500 15 Business in Force Risks Premiums 55 In force December 31 1914 177185915 1655220 22 16 Written or renewed during year 123252837 1217544 81 17 Sum 300438752 2872765 03 58 Deduct ceased to be in force during year 109586288 1063885 47 59 In force December 31 1915 160749191 1514478 24 Business in Georgia 01 Tn force December 31 1914 22780 88 02 Written or renewed during year 19556 89 83 Sum 41337 77ComptrollebGenebals Eepobt 64 Deduct ceased to be in force during year 65 In force December 31 1915 66 Met losses paid during year 67 Net losses incurred during year 167 21052 51 20285 26 10170 94 9111 23 NORTHWESTERN NATIONAL INSURANCE CO OF MILWAUKEE WIS Corner Wisconsin and Jackson Streets Milwaukee Wisconsin Wilford M Patton President Joseph Huebl Secretary H Leon Layfield Attorney for Service Capital Stock 1 Amount of paidup capital i000 000 00 2 Ledger assets Dec 31 1914 7293735 30 4 Extended at 4 7 7293735 30 Income 5 Gross premiums on new business and re newals 3711713 30 7 Deduct amounts paid for reinsurance and return premiums 766840 56 8 Total premiums 4 2 944 872 74 9 Interest and rents 288 210 24 10 Profit on sale or increase by adjustment of assets 6745 56 11 Other sources Agents balances previously charged off 108 78 13 Total income 3239937 32 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employees 18 Bents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 1407974 77 43638 84 984557 69 109971 44 10000 00 41549 66 150000 00 128 33168 ComptrollerGenerals Report 22 Other items Legal expenses Furniture and fixtures Maps including corrections Underwriters boards and tariff associations Fire department fire patrol salvage corps assessments fees taxes and expenses Inspection and surveys Repairs on real estate Taxes on real estate State taxes on premiums Insurance department licenses and fees Other disbursements 23 Total disbursements 1641 01 964 77 3696 07 15838 64 17210 87 315 00 4673 88 4899 72 81333 40 17223 58 35703 72 2931321 39 Ledger Assets 25 26 27 29 30 32 33 34 35 37 Book value of real estate Mortgage loans per schedule B Bonds at book value Cash in office Deposits at interest per schedule N Agents balances net Other items Bills receivable taken for fire risks Total ledger assets as per balance No 24 NonLedger Assets Interest due and accrued Other items Reinsurance recoverable on losses paid 178000 00 1528100 00 5093636 51 44043 56 349519 60 407119 44 1932 12 7602351 23 47795 17 393 79 38 Total assets 7650540 19 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Overdue and accrued interest on bonds in default Market value of special deposits in excess of corresponding liabilities Book value of bonds over market value 12959 09 1932 12 11458 33 45041 09 450203 86 42 Total not admitted assets 43 Total admitted assets 521594 49 7128945 70COMPTROLLERGrENEBALs EEPORT Liabilities 169 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding Conflagration reserve 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items contingent commissions 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000 000 52 Surplus over all liabilities l960480 92 193606 81 3328377 01 500000 00 3472 08 116600 00 26408 88 4168464 78 53 Surplus protection to polieyholders 54 Total liabilities Business in Force Risks 55 In force December 31 1914 802660531 56 Written or renewed during year 376 362 250 2960480 92 7128945 70 Premiums 7068394 91 3711713 30 I7 T 1179022781 10780108 21 08 Deduct ceased to be in force during year 352964820 3495064 98 59 In force December 31 1915 Reinsurance 826057961 7739 862 7285013 23 708187 32 60 Total net amount in force Dec 31 1915 748666099 6576825 91 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 12808 11 33986 31 63 Sum 64 Deduct ceased to be in force during year 46794 42 20901 56 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 25892 86 5614 91 6621 66 Investments in Georgia 2 Bonds Augusta City Bonds 4 due 1942 10000 00170 ComptrollerGenerals Report NORWICH UNION FIRE INSURANCE SOCIETY LTD OF NORWICH ENGLAND U S BRANCH 59 John Street New York City New York J Montgomery Hare and William Hare U S Resident Managers Augustus Wilkerson Attorney for Service Capital Stock 2 Ledger assets December 31 1914 Income 3184174 5 Gross premiums on new business and re newals 3144629 45 7 Deduct amounts paid for reinsurance and return premiums 1235619 13 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received from home office 13 Total income 1909000 32 110124 93 968 62 50283 31 2076377 18 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employees 18 Rents 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Agents balances marked off Expenses of general and special agents and home office employees Legal expenses Furniture and fixtures Maps and corrections Underwriters Boards etc Fire departments patrol and salvage corporations Inspections and surveys Taxes on premiums Insurance department fees 1065500 26 26201 32 359909 41 177999 39 16597 96 34889 51 1490 32 741 94 51757 21 416 24 1818 13 5438 87 33417 15 20110 96 7629 92 40388 12 12387 87ComptrollebGenebals Eepoet Federal and municipal taxes and licenses To home office Other expenditures 23 Total disbursements Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable taken for fire risks Balances in hands of special agents 171 19216 30 175648 15 16751 89 2068310 92 34 Total ledger assets as per balance No 24 2006492 509455 29 76 719 37 267354 68 36235 56 369196 69 1866 63 920 16 3192241 14 NonLedger Assets 35 Interest due and accrued d 37 Other items Reinsurances due but uncollected on losses paid 26307 90 6018 86 38 Total assets 3224567 90 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Book value of stocks and bonds over market value Balances in hands of special agents 10381 53 1866 63 3183 05 920 16 42 Total not admitted assets 43 Total admitted assets 99351 37 3125216 53 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 174884 10 1764768 36 11822 94172 ComptrollerGenerals Eepoet j 44450 00 48 Taxes due or accrued 49 Other items Contingent commission due or accrued 3004 00 50 Total amount of liabilities except capital 1998929 40 52 Surplus over all liabilities 1126287 13 54 Total liabilities 3li521t5 53 Business in Force Eisks Premiums 55 In force December 31 1914 427918406 4293307 93 56 Written or renewed during year 303431028 3144629 4o Excess of original premiums over rein 3999 58 surance 57 Sum 731349434 7441936 96 58 Deduct ceased to be in force during year 27305156 2895487 90 59 In force December 31 1915 457644278 4546449 06 Business in Georgia 61 In force December 31 1914 estimated 5026262 00 3 449 918 00 62 Written or renewed during year oi7jo 63 gum 8476180 00 64 Deduct ceased to be in force during year 3231650 00 65 In force December 31 1915 estimated 5244530 00 66 Net losses paid during year 11797 67 Net losses incurred during year 22035 2 Investments in Georgia 2Bonds 1000000 ORIENT INSURANCE COMPANY OF HARTFORD CONNECTICUT 2022 Trinity Street Hartford Conn Archibald G Mcllwaine Jr President Henry W Gray Jr Secretary R A Hancock Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 3891544 42 4 Extended at 3891544 42ComptbollebGenebals Eepobt Income 173 5 Gross premiums on new business and re newals 7 Deduct amounts paid for reinsurance and return premiums 1126505 01 2792995 43 8 Total premiums 1666490 42 9 Interest and rents jgQ 4g g 10 Profit on sale or increase by adjustment of assets 4377 30 11 Other sources Holland Trust Co final dividend 13 Total income S70 00 1822218 90 Disbursements 14 Net amount paid policyholders for losses 810 293 64 15 Legal and administrative expenses in adjustment of claims 28039 04 16 Commissions and allowances to agents First year and renewal 338103 95 17 Salaries of officers and employees 145 979 qq 18 Bents and interest 20 574 89 19 Advertising printing postage telegrams etc 32633 09 21 Loss on sale and decrease by adjustment of assets 6875 00 22 Other items Furniture and fixtures 35 qq Maps including corrections 3 qjq 03 Underwriters Boards and Tariff Associations 26206 17 Fire department fire patrol and salvage corporation as sessments fees taxes and expenses 19 054 25 Inspections and surveys 5 299 20 Repairs and expenses on real estate 4 172 68 Taxes on real estate 3 957 jg Insurance department licenses and fees 10 001 36 State taxes on premiums 34 734 90 Federal corporation tax j gj g Municipal taxes and fees 3 9gg 39 United States emergency stamp tax 9 997 n1 Franchise tax j4 ggj qq Collections and exchange 970 31 Subscriptions 1 7g2 35 Miscellaneous expenses g 500 29 Paid stockholders for interest or dividends amount de clared during the year 100000 00 Agents balances charged off 777 23 Total disbursements 1620 526 02174 ComptrollerGenerals Report Ledger Assets 25 Book value of real estate 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N c 32 Agents balances net 33 Other items Bills receivable taken for fire risks Balance due from American Union Insurance Co of Phila 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 37 Other items Due from other companies for reinsurance on paid losses 173186 38 2912241 21 88262 60 3611 19 584945 26 330135 43 833 33 21 90 4093237 30 46292 95 42459 10 38 Total assets 4181989 35 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Overdue and accrued interest on bonds in default Market value of special deposits in excess of corresponding liabilities Book value of ledger assets over market value viz bonds and stocks Balance due from American Union Insur ance Company 42 Total not admitted assets 43 Total admitted assets 18984 55 62 65 5783 34 45551 47 243917 81 21 90 314321 72 3867667 63 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due 6r accrued 49 Other items Balance due other companies 127790 43 1587509 15 4345 23 33323 74 256 90 50 Total amount of liabilities except capita 1753225 45CompteollerGenekals Eepoet 175 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1 114 449 X8 53 Surplus protection to policyholders 2 114 442 18 54 Total liabilities 867667 63 Business in Force Risks Premiums 55 In force December 31 1914 364906704 3655609 65 56 Written or renewed during year 263237209 2792995 43 Excess of original premiums over amount received for reinsurance 10 433 07 57 Sum 628143913 6459088 15 58 Deduct ceased to be in force during year 233645072 2507247 40 59 In force December 31 1915 394498841 3951840 75 Deduct amount reinsured 88019897 913277 09 60 Total 306478944 3038563 66 Business in Georgia 61 In force December 31 1914 42 674 76 62 Written or renewed during year 3424 88 f Sum 76699 64 64 Deduct ceased to be in force during year 29 932 95 65 In force December 31 1915 46 766 69 Deduct amount reinsured j 041 gg 66 Net losses paid during year 37 73 92 67 Net losses incurred during year 3g ggg 3 Investments in Georgia 2 Bonds 101700 00176 ComptrollebGeneeals Eeport PACIFIC FIRE INSURANCE COMPANY OF NEW YORK CITY Ill William Street New York N Y C V Meserole President N Q Stephens Secretary J F Lewis Co Attorneys for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets December 31 1914 1237788 02 4 Extended at Income 6 Gross renewal premiums and new business 1122513 12 7 Deduct amounts paid for reinsurance and return premiums 513115 02 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Temporary loans Liberty National Bank Account old agreement mortgage Xew adj account with J S Frelingheyer G A Balance due treaty with Stuyvesant Insurance Company 12377 13 Total income 609398 10 49594 18 13308 93 164000 00 60 63 862 42 413 75 837638 01 Disbursements 14 Net amount paid policyholders for losses 365533 04 15 Legal and administrative expenses in adjustment of claims 12575 27 16 Commissions and allowances to agents First year and renewal 161833 81 17 Salaries of officers and employees 17965 10 18 Bents and interest 1477 52 19 Advertising printing postage telegrams etc 8072 83 20 Paid policyholders for dividends 40000 00 21 Loss on sale and decrease by adjustment of assets 2859 73 22 Other items Borrowed money repaid gross 184000 00 Taxes and licenses 20921 64 23 Total disbursements 815238 94ComptrollerGenerals Eepoet 177 Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bond and mortgage 422131 87 582551 61 4334 21 20303 64 26706 28 132159 48 72000 00 34 Total ledger assets as per balance No 24 NonLedger Assets 1260187 09 35 Interest due and accrued 38 Total assets 5285 83 Deduct Assets Not Admitted 41 Other items Book value of ledger assets over market value 1265472 92 27246 48 43 Total admitted assets 1 238 226 44 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 400000 00 326179 11 53 Surplus protection to policyholders 54 Total liabilities 91242 86 405103 30 10701 17 5000 00 512047 33 726179 11 1238226 44 Business in Force 55 In force December 31 1914 56 Written or renewed during year Risks 60180741 67736658 Premiums 833465 47 1122513 12 57 Sum 127917399 1955978 59 17J 58 59 60 61 62 63 64 65 66 67 I ComptbolleeGtenerals Beport Deduct ceased to be in force during year 41614781 924557 43 In force December 31 1915 86302618 1031421 16 Deduct reinsurance 20860686 230454 07 Total 65441932 860967 09 Business in Georgia In force December 31 1914 34947 64 Written or renewed during year 41049 s Sum 75997 62 Deduct ceased to be in force during year 34838 64 In force December 31 1915 41158 98 Net losses paid during year 13833 41 Net losses incurred during year 15698 41 Investments in Georgia Bonds City of Madison Ga 4 1938 bonds par value 10000 00 THE PALATINE INSURANCE CO LTD OF LONDON ENGLAND Chief Office for the United States 55 John Street Now York X Y A H Wray United States Manager John C YVIiitner Attorney for Service Capital Stock 2 Ledger assets December 31 1914 337369 80 Income 5 Gross premiums on new business and re newals 3174043 51 7 Deduct amounts paid for reinsurance and return premiums 1138883 65 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received from home office 2035159 86 116334 60 28 13 8901 U2 13 Total income 2160423 61ComptrolleeGenebals Keport Disbursements 14 Net amount paid polieyholders for losses j 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employees 18 Bents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Bemitted to home office Taxes fees licenses exchange etc legal expenses maps repairs to real estate 179 1214063 54 43706 04 458631 20 125696 03 12231 88 27855 62 8764 88 121547 12 155805 4 23 Total disbursements 2168301 20 Ledger Assets 27 Bonds at book value 28 Stoeks at book value 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Beinsuranee due on paid losses 2144169 77 350602 07 444038 23 6654 59 409422 33 249 65 10678 97 34 Total ledger assets as per balance No 24 NonLedger Assets 3365816 51 35 Interest due and accrued 38 Total assets 26130 00 Deduct Assets Not Admitted 3391945 61 39 Agents balances 41 Other items Market value of special deposits over liabili ties Book value of ledger assets over market value bonds and stocks Foreign treaty balances 13087 37 31470 40 199381 84 4759 78 42 Total not admitted assets 43 Total admitted assets 248529 39 3143416 22180 ComptrollerGenerals Eeport Liabilities 44 Net amount of unpaid losses and claims 197733 00 45 Reserves or unearned premiums on risks outstanding 1911430 21 47 Salaries and miscellaneous accounts due or accrued 9208 51 48 Taxes due or accrued 40703 20 50 Total amount of liabilities except capital 215404 98 53 Surplus protection to policyholders 984341 24 54 Total liabilities 3143416 22 PENNSYLVANIA FIRE INSURANCE COMPANY OF PHILADELPHIA 510 Walnut Street Philadelphia Pa Charles H Barry President W Gardner Crowell Secretary W E Chapin Attorney for Service Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets December 31 1914 8521804 19 4 Extended at 8521804 19 Income 5 Gross premiums on new business perpetual dep 6 Gross renewal premiums perpetual dep 7 Deduct amounts paid for reinsurance and return premiums 1669395 6o 14514 35 5232187 22 8 Total premiums 357730 92 9 nterest and rents 325045 44 10 Profit on sale or increase by adjustment of assets 8150 46 11 Other sources Transfers 289 00 13 Total income 3910790 82 Disbursements 14 Net amount paid policyholders for losses 2031704 85 15 Legal and administrative expenses in adjustment of claims 51687 00 16 Commissions and allowances to agents First year and renewal 782147 97ComptrollerGenerals Report 181 17 Salaries of officers and employees 1 8 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid polieyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses Underwriters Boards maps inspections furniture etc Taxes Deposit premiums returned 267886 72 24028 11 53608 18 225000 00 114897 12 82271 29 151262 34 19402 95 23 Total disbursements 3803896 33 Ledger Assets 25 Book value of real estate 172 988 86 26 Mortgage loans per schedule B 163500 00 7 Bonds at book value 6 919 994 63 330117 44 184 93 248155 18 37528 25 694771 57 61457 82 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Loans on collateral 34 Total ledger assets as per balance No 24 8628698 68 NonLedger Assets 35 Interest due and accrued 104246 40 38 Total assets 8732945 08 Deduct Assets Not Admitted 39 Agents balances 18939 71 41 Other items Book value over market value Real estate 41988 86 Bonds and stocks 420609 07 42 Total not admitted assets 43 Total admitted assets 481537 64 8251407 44 182 ComptbollebGenerals Eeport Liabilities 44 45 47 50 51 52 53 54 Net amount of unpaid losses and claims 364060 34 4617187 18 67500 00 Beserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Total amount of liabilities except capital 5048747 52 3202659 92 Capital actually paid in cash 750000 00 Surplus over all liabilities 2 45 659 92 Surplus protection to policyholders 8251407 44 PENNSYLVANIA LUMBERMENS MUTUAL FIRE INSURANCE COMPANY OF PHILADELPHIA PA Ed 806 LaEayette Building Philadelphia Pa ward F Henson President Harry Humphreys Secretary F Wade Vaughan Attorney for Service Capital Stock 2 Ledger assets December 31 1914 670213 83 Income 5 7 Gross premiums on new business and re Deduct amounts paid for reinsurance ami 8 9 10 11 500304 03 29991 55 139 81 Profit on sale or increase by adjustment of assets Other sources Transfer of agency and brokerage profits item 19 10000 00 Withheld from salaries at source account Federal income tax item 20 From agents balances previously charged off item 24 110 00 26 93 13 Total income 540572 32ComptrollerGenerals Eeport 183 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Inspection charges 17 Salaries of officers and employees 18 Eents 19 Advertising printing postage telegrams and miscellaneous 20 Paid policynolders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid Federal income tax withheld Agents balances charged off item 38 Legal expenses item 12 Furniture and fixtures item 13 Underwriters Board and Tariff Association Actuarial Bureau National Board item 15 Federal and State taxes licenses fees etc items 16 20 21 and 22 Inspections and surveys item 17 Traveling expenses item 24 23 Total disbursements 146107 70 1374 40 29925 48 35282 85 2830 00 8626 56 183670 48 10415 00 100 00 89 17 591 06 417 02 55 84 10405 40 12280 88 1828 65 444000 49 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Office furniture and fixtures 34 Total ledger assets as per balance No 24 NonLedger Assets 63000 00 550263 75 2100 00 1177 41 118745 71 27745 57 3753 22 766785 66 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Due from Justin Peters Agency 9084 07 13116 25 9770 12 38 Total assets 798756 10 Deduct Assets Not Admitted 39 Agents balances written prior to October 1 1915 10 08184 ComptrollerGeneral s 41 Other items Market value of special deposits in excess Overdue and accrued interest on bonds in i Eeport 5117 i 3753 141 9770 1 2 7 2 18792 30 X 779963 80 5816 25 246792 39 425 11 5390 33 1855 77 110 00 Liabilities 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 49 Other items Withheld from salaries at source account Federal income tE 50 Total amount of liabilities except capital 260389 85 519573 95 779963 80 Premiums 453037 53 546165 30 Business in Force 55 In force December 31 1914 Risks 21243503 25564644 57 Sum 58 Deduct ceased to be in force during year 46808147 23485744 099202 83 505450 23 59 Tn force December 31 1915 Business in Georgia 61 In force December 31 1914 23322403 20557 294008 33 398503 33 493752 60 167 82 8857 31 12084 41 62 Written or renewed during year 64 Deduct ceased to be in force during year 692506 66 341003 33 20941 72 10776 14 65 In force December 31 1915 351503 33 10165 58 ComptrollerGenerals Eeport 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds 185 1996 03 1987 47 10000 00 PENNSYLVANIA MILLERS MUTUAL FIRE INSURANCE COMPANY OF WILKESBARRE PA 405406 Coal Exchange Building WilkesBarre Pa Asher Miner President John Hoffa Secretary F Wade Vaughan Attorney for Service Capital Stock 2 Ledger assets 495629 71 Income 5 Gross deposit premiums on new business and deposit renewals 148035 70 7 Deduct amounts paid for reinsurance and return deposit premiums 124824 66 Total net deposit premiums 23211 04 Assessments collected 158092 58 8 Total premiums and assessments collected 181303 62 9 Interest and rents 21 483 56 13 Total income 698416 89 Disbursements 14 Net amount paid policyholders for losses 106241 36 15 Legal and administrative expenses in adjustment of claims 1060 54 16 Commissions and allowances to agents First year and renewal 6760 76 17 Salaries of officers and employees 15714 50 18 Rents and interest 789 35 19 Advertising printing postage telegrams etc 2685 92186 ComptrollerGenerals Report 22 Other items Legal expenses 494 61 Furniture and fixtures 277 2i Fire department taxes and expenses 187 16 Inspections and surveys 14315 97 State taxes on premiums 1175 47 Insurance department licenses and fees 884 84 Federal corporation tax 240 02 Annual and special meetings 432 95 Guaranty Vxfhds auditing and coml reports 448 50 Mutual Insurance Association dues 182 00 Sundries 274 07 Premiums on bonds purchased 958 92 23 Total disbursements 153124 21 Ledger Assets 26 Mortgage loans per schedule B 13100 00 27 Bonds at book value 454643 50 29 Cash in office 2691 52 30 Deposits at interest per schedule N 37395 03 31 Deposits not at interest 30089 46 32 Agents balances net 7335 35 33 Other items Balance in hands of inspectors for expenses 37 82 34 Total ledger assets as per balance No 24 545292 68 NonLedger Assets 35 Interest due and accrued 4277 17 36 Market value of assets over book value 1821 12 37 Other items Assessments due 645 09 38 Total assets 552036 06 Liabilities 44 Net amount of unpaid losses and claims 500 00 45 Reserves or unearned premiums on risks outstanding 109956 96 48 Taxes due or accrued 2500 00 49 Other items Contingent commissions or other charges due and accrued 500 00 50 Total amount of liabilities except capital 118456 96 53 Surplus protection to policyholders 433579 10 54 Total liabilities 552036 0655 56 58 59 61 62 63 64 67 2 ComptrollerGenerals Eeport 187 Business in Force Risks Deposit Premiums In force December 31 1914 12588671 196702 88 Written or renewed during year 10567367 148035 70 Sum 23156038 344738 58 Deduct ceased to be in force during year 8294719 124 824 66 In force December 31 1915 14861319 219913 92 Business in Georgia In force December 31 1914 67933 11 2406 58 Written or renewed during year 180000 00 3662 01 Sum 247933 11 6068 59 Deduct ceased to be in force during year 118940 95 2 926 43 In force December 31 1915 128992 16 3142 16 Net losses paid during year including 1914 unpaid losses 930 51 Net losses incurred during year 24 97 Investments in Georgia Bonds Troup County Georgia bonds 10000 00 PEOPLES NATIONAL FIRE INSURANCE COMPANY OF PHTLA PA N E Corner Third and Walnut Streets Philadelphia Pa E C Stokes President H T Alley Secretary M B Yates Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 1962501 02 4 Extended at 1962501 02188 ComptrollerGenerals Report Income 5 Gross premiums on new business 1561253 20 7 Deduct amounts paid for reinsurance and return premiums 566268 04 8 Total premiums Deposit premiums written on perpetual risks gross 9 Interest and rents 11 Other sources Gain on perpetual policies cancelled Borrowed money gross Gross profit on sale or maturity of ledger assets 13 Total income 994985 16 1351 54 102458 46 28 50 400000 00 1268 00 1500091 66 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employees 18 Eents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items State taxes on premiums Legal expenses Furniture and fixtures Maps including corrections Underwriters Board and Tariff Association fire department fire patrol and salvage corps assessments fees taxes and expenses Inspections and surveys repairs and expenses taxes on real estate insurance department licenses fees and taxes Interest on mortgage Ground rent Exchange on checks Audits Bond premium Surgical expense Registering stock Safe deposit Subscriptions Office supplies Travelling and entertaining Sundries 78077 78 11937 36 92145 23 69698 99 5000 00 11273 46 2276 09 21586 16 126 29 794 S3 4S46 04 13579 46 32845 87 4387 50 437 Sil 76 54 235 00 642 46 56 13 92 50 75 10 565 41 271 78 2961 73 21 05 ComptrollerGeneeals Report 189 Tabulating machines Meals for office Deposit premiums returned Borrowed money repaid gross Interest on borrowed money Agents balances charged off 23 Total disbursements 832 57 76 14 367 04 300000 00 4618 05 1091 13 1460895 89 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 34 Total ledger assets as per balance No 24 177963 20 449250 00 7000 00 14707 48 90926 18 78 74 158349 70 2001696 79 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 23052 42 20896 74 38 Total assets 2045645 95 Deduct Assets Not Admitted 39 Agents balances 2248 79 41 Other items Market value special deposits in excess of corresponding liabilities per special de posit schedule page 10 14588 76 Book value ledger assets over market value 42076 49 42 Total not admitted assets 43 Total admitted assets 58914 04 1986731 91 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 49 Other items Interest due or accrued on borrowed money 79281 47 674309 78 225 75 192 01190 ComptrollerGenerals Eeport Estimated amount hereafter payable for Federal State and other taxes based upon the business of this state ment 10000 00 Funds held under reinsurance treaties 100000 00 Amount reclaimable by the insured on perpetual fire insur ance policies being 90 of the premiums or deposit received 12939 49 50 Total amount of liabilities except capital 876948 50 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 109783 41 53 Surplus protection to polieyholders 1109783 41 54 Total liabilities 1986731 91 Business in Force Risks Premiums 55 In force December 31 1914 133287827 1472522 76 56 Written or renewed during year 118277981 1561253 20 Excess of original premiums over amount received for reinsurance 554 31 57 Sum 251565808 3034330 27 58 Deduct ceased to be in force during year 99120820 1406301 74 59 In force December 1 1915 152444988 1628028 53 Deduct amount reinsured 33936592 373832 53 60 Net total amount in force 118508396 1254195 85 Business in Georgia 61 In force December 31 1914 2036719 00 62 Written or renewed during year 779977 00 63 Sum 2S16696 00 64 Deduct ceased to be in force during year 915683 00 65 Tn force December 31 1915 1901013 00 66 Net losses paid during year 11734 69 67 Net losses incurred during year 9985 78 Investments in Georgia 2 Bonds City of Albany improvement 5 s par value 1000000 market value 10400 00ComptrollerGenerals Eeport 191 PHENIX FIRE INSURANCE COMPANY OF PROVIDENCE R I Chief Office for the United States 17 Custom House Street Providence R I Starkweather Shepley Inc U S Managers Insurance Commissioner Attorney for Service Capital Stock 2 Ledger assets December 31 1914 631987 11 Income 5 Gross premiums on new business and re newals 700139 11 7 Deduct amounts paid for reinsurance and return premiums 427 776 03 8 Total premiums 972 363 08 9 Interest on stocks less 11389 21 036 11 11 Other sources Interest on deposits in banks 1 493 19 From National Fire Insurance Company under reinsurance treat7 100 69 13 Total income 294993 07 Disbursements 14 Net amount paid policyholders for losses 158 791 88 15 Legal and administrative expenses in adjustment of claims 3612 59 16 Commissions and allowances to agents First year and renewal 85880 94 17 Salaries of officers and employees 118 13 19 Advertising printing postage telegrams etc 330 56 22 Other items Taxes 12109 35 Underwriters Boards and Tariff Association 2981 63 Inspections and surveys 6g2 80 Surety bonds 159 46 Commission on bonds 12 50 Auditing books 112 50 National Fire Insurance Company advanced by them in 1912 returned in settlement of account during 1915 4000 00 Paid for interest on deposits to National Fire Insurance Company and Abeille Fire Insurance Company under reinsurance treaty 201 86 23 Total disbursements 268994 20192 ComptrollerGenerals Report Ledger Assets 27 Bonds at book value 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Cash deposited with Phila Und Assn 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued on bonds 37 Other items Reinsurance due on losses paid 521100 00 76559 45 60226 53 100 00 657985 98 6616 66 48 67 38 Gross assets Deduct Assets Not Admitted 664651 31 41 Other items Book value of ledger assets over market value 1900 00 43 Total admitted assets 662751 31 Liabilities 44 Net amount of unpaid losses and claims I 45 Reserves or unearned premiums on risks outstanding 48 Taxes due or accrued 49 Other items Commissions 50 Total amount of liabilities except capital 52 Surplus over all liabilities 54 Total liabilities Business in Force 1 In force on the 31st day of December as per line 6 under this heading in last years statement 2 Written or renewed during the year per income No 5 Risks 81149914 76836254 30125 91 225815 in 5000 00 25679 79 286621 30 376130 01 602751 31 Premiums 714087 05 700139 11 4 Total 157986168 5 Deduct those expired and marked off as terminated 67530076 1414226 16 595215 04 6 In force at the end of the year 90456092 819011 12ComptrollebGenebals Eepoet 7 Deduct amount reinsured schedule re quired 43126563 8 Net amount in force 47 329 529 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum d 64 Deduct ceased to be in force during year 65 In force December 31 1915 3 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds City of Atlanta school bonds 4 due January 1 1927 193 385146 09 433865 03 3734 88 19097 95 22832 83 10336 68 12496 15 8739 47 9504 73 10200 00 PHOENIX ASSURANCE COMPANY LTD OF NEW YORK CITY 100 William Street New York N Y Percival Beresford Manager Hart Darlington Asst Manager Edgar Dunlap Attorney for Service Capital Stock 1 Amount of paidup capital not applicable in U S Branch Statement 2 Ledger assets December 31 1914 4003712 71 Income 5 Gross premiums on new business and re newals 5416239 42 7 Deduct amounts paid for reinsurance and return premiums 2481251 82 8 Total premiums 2934987 60 9 Interest and rents 134887 65194 ComptrolleeGenebals Bepoet 10 Profit on sale or increase by adjustment of assets 15550 00 11 Other sources Received from home office 77088 85 From agents balances previously charged off 137 44 13 Total income 3162651 54 Disbursements 14 Net amount paid policyholders for losses 1500673 55 15 Legal and administrative expenses in adjustment of claims 45663 50 16 Commissions and allowances to agents Renewal 584524 75 17 Salaries of officers and employees 341504 23 18 Rents and interest 19892 59 19 Advertising printing postage telegrams etc 94901 40 21 Loss on sale and decrease by adjustment of assets 37565 00 22 Other items Federal State and insurance department fire department licenses fees etc 132941 13 Underwriters Boards and surveys 56324 81 Remitted to home office 119620 78 Agents balances charged off Ill 34 23 Total disbursements 2933723 OS Ledger Assets 27 Bonds at book value 3175310 00 28 Stocks at book value 3186 00 29 Cash in office 5086 90 30 Deposits at interest per schedule N 403292 99 31 Deposits not at interest 3431 97 32 Agents balances net 640847 31 33 Other items Bills receivable taken for marine and inland risks 1286 00 Philadelphia Fire Underwriters Association deposit 200 00 34 Total ledger assets as per balance No 24 4232641 17 NonLedger Assets 35 Interest due and accrued 46312 09 37 Other items Reinsurance due on losses paid 14286 62 38 Total assets 4293239 88ComptbolleeGenebals Report Deduct Assets Not Admitted 39 Agents balances 43 Total admitted assets 195 35498 4257741 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions or other charges due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash not applicable to U S Branch statement 52 Surplus over all liabilities 223011 49 2423934 18 7569 99 56000 00 7500 00 2718015 66 1539726 14 54 Total liabilities 4257741 80 Business in Force Risks Premiums 55 In force December 31 1914 640476833 6073943 66 56 Written or renewed during year 614253333 5427749 54 57 8um 1254730166 58 Deduct ceased to be in force during year 523644351 11501693 20 4917306 06 59 In force December 31 1915 731085815 6584387 14 60 Total 508380021 4631752 10 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during year 3158614 00 7692190 00 10850804 00 2246960 00 65 In force December 31 1915 8603844 00 66 Net losses paid during year 67 Net losses incurred during year 26877 77 29148 13196 COMPTKOLLEKGrENERAL s REPORT Investments in Georgia 2 City of Atlanta 3 s of 1931 10000 00 THE PHOENIX INSURANCE COMPANY OF HARTFORD CONN 36 Pearl Street Hartford Connecticut Edw Milligan President John B Knox Thos C Temple Secretaries W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 3000000 00 2 Ledger assets December 31 1914 12898554 74 4 Extended at 12898554 74 Income 5 Gross premiums on new business 8261753 46 7 Deduct amounts paid for reinsurance and return premiums 2822107 84 Total premiums 5439645 62 9 Interest and rents 11 Other sources From Equitable Securities Co charged off 1913 Conscience money Connecticut Bank previously charged off Agents balances charged off Profit on sale ledger assets 717625 01 675 00 50 00 2500 00 238 Sfi 76152 25 13 Total income 6236886 74 Disbursements 14 Net amount paid policyholders for losses 2559603 39 15 Legal and administrative expenses in adjustment of claims 52387 27 16 Commissions and allowances to agents First year and re newals 1026058 35 17 Salaries of officers and employees 634002 54 18 Rents and interest 27760 09 19 Advertising printing postage telegrams etc 126634 21 20 Paid policyholders for dividends 702226 35ComptrollerGenerals Eeport 197 21 Loss on sale and decrease by adjustment of assets 38065 20 a Other items Agents balances charged off Legal expenses Furniture and fixtures Maps Underwriter boards 1992 77 6904 52 4290 96 10740 0i6 Fire department expenses 11 Surveys Taxes 15835 57 18765 61 225653 07 23 Total disbursements 5546086 33 Ledger Assets 25 Book value of real estate 216728 16 26 Mortgage loans per schedule B 147780 00 ZZt I J 658185156 28 Stocks at book value 4419 446 92 29 Cash m office 798 15 30 Deposits at interest per schedule N 1 114 373 13 31 Deposits not at interest 44571 33 32 Agents balances netYY 1063806 00 34 Total ledger assets as per balance No 24 13 589 355 15 NonLedger Assets 35 Interest due and accrued 121291 3g 3b Market value of assets over book value 1 790 321 26 37 Other items Foreign premium in course of collection 40200 00 38 Total assets 15541167 79 Deduct Assets Not Admitted 39 Agents balances 41 Other items Interest in default Market value special deposits 47251 86 14791 66 133759 11 42 Total not admitted assets 43 TotaJ admitted assets 195802 63 15345365 16 Liabilities 44 Net amount of unpaid losses and claims 410 921 57 45 Reserves or unearned premiums on risks outstanding 5628337 29 47 Salaries and miscellaneous accounts due or accrued 35oOO 00198 ComptrollerGenebals Beport 48 Taxes due or accrued 205000 00 49 Other items Commission due agents 10000 00 50 Total amount of liabilities except capital 6289258 86 51 Capital actually paid in cash 3000000 00 52 Surplus over all liabilities 6056106 30 53 Surplus protection to polieyholders 9056106 30 54 Total liabilities 15345365 16 Business in Force Bisks Premiums 1 In force on the 31st day of December as per line 6 under this heading in last years statement 1272250544 12455333 93 2 Written or renewed during the year per Income No 5 and 26 page 4 886476694 8321753 46 4 Total 2158727238 20777087 39 5 Deduct those expired and marked off as terminated 787290190i 7173827 83 6 In force at the end of the year 1371437048 13603259 56 7 Deduct amount reinsured schedule re quired 253077458 2689911 31 8 Net amount in force 1118359590 10913348 25 Business in Georgia 62 Written or renewed during year 143358 73 64 Deduct ceased to be in force during year 58340 93 65 In force December 31 1915 85017 80 66 Net losses paid during year 84890 20 67 Net losses incurred during year 61245 18 Investments in Georgia 2 Bonds City of Augusta 1925 10000 00ComptrollerGenerals Eeport 199 PROVIDENCEWASHINGTON INSURANCE CO OF PROVIDENCE 20 Market Square Providence Rhode Island J B Branch President Capital Stock 1 Amount of paidup capital i000000 00 2 Ledger assets Dec 31 1914 4317491 63 BI 4 Extended at 4317491 63 Income 5 Gross premiums on new business and re newals 7 Deduct amounts paid for reinsurance and return premiums 3184389 14 7409965 38 S Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 13 Total income 4225576 24 202165 55 92988 00 45201729 79 Disbursements 2475175 49 38234 50 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of clain 16 Commissions and allowances to agents fBt yr 915333 72 b Renewal 120858 38 17 Salaries of officers and employees 135 497 61 18 Rents and interest 19 Advertising printing postage telegrams etc 270 20 Paid policyholders for dividends 22 Other items 688 48 100000 00 Exchange Subscriptions to various publications Premiums on guaranty bonds Entertainment 2689 80 1693 44 677 85 794 40 23 Total disbursements 4077026 94 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 65000 00 2181929 38 1436362 77200 ComptrollerGeneral s Report 29 Cash in oflfice 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable taken for marine and inland Bills receivable taken for fire risks 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 21539 35 945175 85 1873 11 334265 SO 5135 90 718783 78 17423 31 420 43 4761194 4S 38 Total assets 5727909 68 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 1562 10 731 99 42 Total not admitted assets 43 Total admitted assets 2294 09 5725615 59 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 702644 84 2785949 45 15000 00 52000 00 50 Total amount of liabilities except capital 3555594 29 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 117002130 53 Surplus protection to policyholders 54 Total liabilities Business in Georgia 62 Written or renewed during year 66 Net losses paid during year 67 Net losses incurred during year 2170021 30 5725615 59 Bisks 4255907 Premiums 58710 04 48576 91 46854 00ComptrollerGenerals Report 201 QUEEN INSURANCE COMPANY OF AMERICA OF NEW YORK CITY 84 William Street New York City Edward F Beddall President Nevett S Bartow Secretary S Y Tupper Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets Dec 31 1914 10692407 80 4 Extended at 10 672407 80 Income 5 Gross premiums on new business and re newals 7423286 89 7 Deduct amounts paid for reinsurance and return premiums 2118043 34 8 Total premiums 53o5243 55 9 Interest and rents 3gg Qflg 74 10 Profit on sale or increase by adjustment of assets 450 00 11 Other sources From agents balances previously charged off Income tax withheld at source from employees salaries as required under the provisions of the Income Tax Law of October 3d 1913 545 24 62 55 13 Total income 5705307 08 Disbursements 14 Net amount paid policyholders for losses 2652 983 25 15 Legal and administrative expenses in adjustment of claims 86328 62 16 Commissions and allowances to agents First year and re newal 17 Salaries of officers and employees 18 Rents 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses Furniture and fixtures Maps Inspections and surveys Taxes 974601 93 465454 58 43778 24 96930 92 22556 00 1837 57 6850 10 12658 17 36388 79 158672 15202 ComptrollebGenebals Eepoet Traveling special agents 78399 42 Underwriters boards 51788 00 Fire department fire patrol assessments 30865 69 Dividends 350000 00 Custodians fees care of securities 2000 00 Subscriptions to mercantile agencies etc 4373 55 Exchange 3529 29 General traveling expenses 6986 49 Auditing expenses 2967 68 Fidelity and liability bonds 1915 51 Supper allowanceclerk s night work 1635 49 Annual conference entertainment etc 1270 15 Spring water ice and towel service 1169 16 Christmas gratuities 776 53 Eental tabulating machines 2227 34 Miscellaneous 8306 77 Agents balances charged off 965 01 Paid during current year for income tax withheld in pre vious year 500 69 23 Total disbursements 5108717 09 Ledger Assets 26 27 28 29 30 31 32 33 34 35 38 39 41 Mortgage loans per schedule B Bonds at book value Stocks at book value Cash in office Deposits at interest per schedule N Deposits not at interest Agents balances net not over 3 months overdue Other due items Bills receivable Due for reinsurance on losses paid Total ledger assets as per balance No 24 NonLedger Assets Interest due and accrued Total assets Deduct Assets Not Admitted Agents balances 23475 50 Other items Excess special deposits over liabilities 13965 01 63000 00 7196169 01 2653165 00 3641 75 470943 86 750 99 837441 76 23475 50 30 09 20379 83 11268997 79 100073 44 11369071 23ComptrollerGenerals Report 203 Excess book value stocks and bonds over market value 457549 60 Due for reinsurance on losses paid unau thorized companies 871 29 42 Total not admitted assets 43 Total admitted assets 495861 40 10873209 83 Liabilities 44 Net amount of unpaid losses and claimsj 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions due or accrued Pension obligations Income tax withheld at source from employees salaries as required under the provisions of the Income Tax Law of October 3d 1913 493701 59 4674971 58 5384 34 116826 87 16394 00 27827 25 545 24 50 Total amount of liabilities except capital 5 335 650 87 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 4537558 96 53 Surplus protection to policyholders 54 Total liabilities 5537558 96 10873209 83 Business in Force Risks 55 In force December 31 1914 903025186 56 Written or renewed during year 911 696 868 Premiums 9956148 74 7423286 89 57 8um 1814722054 58 Deduct ceased to be in force during year 847351015 17379435 63 7175733 10 59 In force December 31 1915 Reinsured 967371039 108166637 10203702 53 1046287 85 60 Total 859204402 Business in Georgia 61 In force December 31 1914 13785725 00 62 Written or renewed during year 9335011 00 9157414 68 263185 06 143785 69 63 Sum 23120736 00 406970 75204 ComptbolleeGenebals Repoet 64 Deduct ceased to be in force during year 9710709 00 65 In force December 31 1915 13410037 0O 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds and stocks 59550 00 170927 72 236043 03 78886 05 90813 05 RHODE ISLAND FIRE INSURANCE COMPANY OF PROVIDENCE R I 17 Custom House Street Providence Rhode Island George L Shepley President Emil G Pieper Secretary Insurance Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger assets Dec 31 1914 1463594 92 4 Extended at 1463594 92 Income 5 Gross premiums on new business and re newals 1486939 50 7 Deduct amounts paid for reinsurance and return premiums 755762 04 8 Total premiums 731177 46 9 Interest and rents gross interest on bonds and dividends on stocks less 388 89 interest on deposits in trust com panies and banks 53347 65 10 Profit on sale or increase by adjustment of assets 1061 20 11 Other sources From cash deposited with Phila Und Assn 3 15 Gross profits on sale of bonds 1293 75 13 Total income 786883 21 Disbursements 14 Net amount paid policyholders for losses 379497 23 15 Legal and administrative expenses in adjustment of claims 8894 99 16 Commissions and allowances to agents 234445 40CompteollerGteneeals Eepoet 205 19 Advertising printing postage telegrams and legal expen 20 Paid policyholders for dividends 22 Other items Underwriters boards and tariff associations Fire dept salvage corps assessments taxes etc Inspections atd surveys State taxes on premiums Insurance department licenses and fees Federal corporation tax City taxes and licenses Emergency revenue taxes Commission on bonds Surety bonds Auditing books 23 Total disbursements 428 91 40000 00 7147 93 4524 07 2053 20 14782 25 4820 36 101 29 3282 63 3723 39 75 00 287 82 150 00 704214 47 Ledger Assets 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items cash deposited with Phila Und Assn 790315 82 453104 80 93429 39 209313 65 100 00 34 Total ledger assets as per balance No 24 1546263 66 NonLedger Assets 35 Interest due and accrued on bonds 9 249 52 37 Other items Reinsurance due from other companies as per schedule E 8499 38 38 Total assets 1564012 56 Deduct Assets Not Admitted 41 Other items Book value of ledger assets over market value 30262 12 43 Total admitted assets 1533750 44 Liabilities 44 Net amount of unpaid losses and claims 66552 77 45 Reserves or unearned premiums on risks outstanding 624403 27206 ComptrollerGenerals Keport 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 69073 50 14500 00 50 Total amount of liabilities except capital 51 Capital actually paid in cash 400000 00 52 Surplus over all liabilities 359220 90 774529 54 53 Surplus protection to policyholders 54 Total liabilities Business in Force Bisks 55 In force December 31 1914 157135993 56 Written or renewed during year 167174631 759220 90 1533750 44 Premiums 1437900 79 1486939 50 57 Sum 324310624 58 Deduct ceased to be in force during year 128313001 2924840 29 1151547 55 59 In force December 31 1915 195997623 1773292 74 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 12220 20 77677 43 63 Sum 64 Deduct ceased to be in force during year 89897 63 64321 77 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds city of Atlanta 4 redemption bonds due 1922 25575 86 28630 37 25849 44 10100 00 ROYAL EXCHANGE ASSURANCE OF LONDON ENGLAND 92 William Street New Fork X Y R D Harvey United States Manager A L Brooks Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 3110249 89 4 Extended at 3110249 89ComptrollerGenerals Eepobt 207 Income 5 Gross premiums on new business and re newals 3534091 62 7 Deduct amounts paid for reinsurance and return premiums 1526539 66 8 Total premiums 9 Interest and rents 11 Other sources Remittances from home office Federal income tax withheld on salaries From agents balances previously charged off 13 Total income 2007551 96 108318 45 15427 19 124 98 3 75 2131426 33 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newals 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes All other expenses Agents balances charged off Remittances to home office 1072116 86 29723 38 435638 54 117340 45 10586 28 24124 69 14570 83 77832 20 92423 14 624 27 120916 04 23 Total disbursements 1 995 ggg gg Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 2650701 97 50000 00 75 00 217345 18 327657 39 3245779 54 37 Other items Reinsurance due on paid losses as per sched ule E column 1 35356 65 57387 81 38 Total assets 3338524 00 208 ComptkollebGtenekals Repobt Deduct Assets Not Admitted 39 Agents balances 14295 30 41 Other items Market value of special deposits in ex cess of corresponding liabilities 8468 78 Book value of ledger assets over market value 151785 59 42 Total not admitted assets 43 Total admitted assets Liabilities 174549 67 3163974 33 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions Federal income tax withheld on salaries 50 Total amount of liabilities except capital 51 Deposit capital 52 Surplus over all liabilities 269446 00 1642531 10 4762 25 49163 32 12238 77 124 98 1978266 42 400000 00 785707 91 53 Surplus protection to policyholders 54 Total liabilities Business in Force 3163974 33 Risks Premiums 55 In force December 31 1914 413198176 4088811 65 56 Written or renewed during year 455741598 3534091 62 57 Sum 868939774 58 Deduct ceased to be in force during year 427502367 7622903 27 3391213 10 59 In force December 31 1915 441437407 Deduct amount reinsured 110405952 4231690 17 1014102 98 60 Total 331028455 3217587 19ComptrollerGtenebals Eepobt 209 EOYAL INSURANCE COMPANY LIMITED 84 William Street New York N Y Edward Fiteh Beddall General Attorney for the United States Milton Dargan Attorney for Service Capital Stock 1 Deposit capital 560000 00 2 Ledger assets December 31 1914 13500518 83 4 Extended at 186005I8 83 Income 5 Gross premiums on new business and re newals 13774624 71 7 Deduct amounts paid for reinsurance and return premiums 4868216 75 8 Total premiums 89o6407 96 Deposit premiums written on perpetual risks gross 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Received from home office Agents balances previously charged off Premiums under life policies Interest on loans under life policies Loans repaid under life policies Income tax withheld at source from employees salaries 50 675055 84 2949 53 97249 65 59 90 4704 98 251 69 1900 11 987 67 13 Total income 9689576 83 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Taxes and board charges 21 Loss on sale and decrease by adjustment of assets 22 Other items Agents balances charged off Legal expenses furniture and fixtures maps repairs on real estate 4145188 14 123364 09 1595536 02 898231 18 86107 96 147966 21 589426 23 24842 51 378 96 204185 80210 ComptrollerGenebals Eepoet Payments under life policies 58583 3b General miscellaneous expenses 58950 03 Remitted to home office 1243627 28 Deposit premiums returned 2909 10 Amount paid to IT Sgovernment for income tax withheld 990 19 23 Total disbursements 9180287 06 Ledger Assets 25 Book value of real estate 4370343 62 26 Mortgage loans per schedule B 200100 00 27 Bonds at book value 6373900 00 28 Stocks at book value 221085 43 29 Cash in offices 4j47 99 30 Deposits at interest per schedule N 11039S2 31 32 Agents balances net 15S148S 06 33 Other items Due from other companies for reinsurance on losses al ready paid 104361 19 Deposited with the Merchants National Bank of New York in trust for the government of the Philippine Islands since released 50000 00 34 Total ledger assets as per balance No 24 14009808 60 NonLedger Assets 35 Interest and rents due and accrued 99633 06 38 Total assets 14109441 66 Deduct Assets Not Admitted 39 Agents balances 60220 26 41 Other items Overdue and accrued interest on stocks and bonds B62 50 Book value of ledger assets over market value viz Stocks and bonds 279481 43 Amount recoverable from unauthorized com panies 8927 18 42 Total not admitted assets 349191 37 43 Total admitted assets 13760250 29ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 4 45 Reserves or unearned premiums on risks outstanding 46 Amount reclaimable by the insured on perpetual fire insur ance policies 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Net premium reserve and all other liabilities except capital under the life insurance or any other special department Contingent commissions or other charges due or accrued Income tax withheld at source from employees salaries 211 962529 89 842010 24 79427 26 11125 00 250024 55 90631 66 32854 47 1001 50 50 Total amount of liabilities except capital 9 847 695 57 51 Deposit capital 560000 00 52 Surplus over all liabilities 3352 554 72 53 Surplus protection to policyholders 54 Total liabilities Business in Force Risks 55 In force December 31 1914 1929 475 378 56 Written or renewed during year 1694 638 392 3912554 72 13760250 29 Premiums 19683968 90 13969654 95 Sum 3624113770 58 Deduct ceased to be in force during year 1635057084 59 In force December 31 1915 1989056686 Business in Georgia 61 In force December 31 1914 26074409 62 Written or renewed during year 21390 785 33653623 85 13609754 60 20043869 25 376717 85 298746 83 63 Sum 47465194 64 Deduct ceased to be in force during year 20196518 65 In force December 31 1915 27268676 66 Net losses paid during year 67 Net losses incurred during year 675464 68 285314 94 390149 74 86380 62 128130 10 Investments in Georgia 2 Bonds 10000 00212 ComptrollerGenerals Report F ST PAUL FIRE AND MARINE INSURANCE COMPANY OF ST PAUL MINN Corner Fifth and Washington Streets St Paul Minn R Bigelow President A W Perry Secretary A B Tumlin Attorney for Service Capital Stock Amount of paidup capital 1000000 00 Ledger assets December 31 1914 10543778 86 9 11 Extended at 10543778 86 Income Fire Marine Gross premiums on new business 7361553 64 530271110 Deduct amounts paid for reinsurance and return premiums 1967036 24 2502948 95 18914 43 41 2S 2125 00 30 00 350000 00 977 29 13 II 15 16 17 18 19 20 21 Total premiums 5394517 40 2799762 15 8194279 55 Interest and rents 450895 59 Other sources Increase in liabilities during the year on account of rein surance treaties Agents balances previously charged off From Merchants National Bank From conscience money Borrowed money gross Bonds and stocks Total income 9017263 14 Disbursements Net amount paid policyholders for losses 4661482 61 Legal and administrative expenses in adjustment of claims 105953 23 Commissions and allowances to agents First year and renewal 1877926 07 Salaries of officers and employees 370209 73 Bents and interest 16296 96 Advertising printing postage telegrams etc 81007 38 Paid stockholders for dividends 200000 00 Loss on sale and decrease by adjustment of assets 17587 66ComptbollebGenebals Eepoet 213 22 Other items Legal expenses 14156 g6 Furniture and fixtures 2 368 99 Maps including corrections 7o86 89 Underwriters Board and Tariff Associations 39512 50 Fire department fire patrol salvage corps assess ments etc 8308 73 Inspections and surveys 10 g7g 91 Commercial reports 3 g4g 75 Tracing flour shipments g71 22 Insurance journals 2 311 95 Audit 900 00 Collection charges 1 07a in Entertaining agents 974 gg Insurance on mail 049 95 Premium on life insurance policy 20 40 Liability insurance 109 84 Picnic wedding and Christmas gifts etc 720 07 Surety and deposit bonds 42Q 23 Subscription to Association of Commerce Y M C A and United Charities g50 qq Vault rent 355 00 Duty 384 84 Eepairs and expenses on real estate 3 857 jo Taxes on real estate 3 g22 00 State taxes on premiums 226 359 72 Insurance department licenses and fees 23 220 96 Federal corporation tax g g3 72 State county and city taxes licenses and fees 9 260 85 Emergency revenue tax 40 403 g3 Foreign war tax 2933 56 Southern Adjustment Bureau assessments 100 00 Borrowed money repaid gross 350000 00 Agents balances charged off 1 390 73 23 Total disbursements 7 995 53 27 II Ledger Assets 25 Book value of real estate 235 774 34 26 Mortgage loans per schedule B 1 176030 00 27 Bonds at book value g 035 350 3 28 Stocks at book value 269 853 18 29 Cash in office SK 0Q 30 Deposits at interest per schedule N 5 229 60 31 Deposits not at interest g0Q 8g4 15 32 Agents balances net j 173132 78214 ComptrollerGenerals Beport 33 Other items Bills receivable taken for marine and inland risks Bills receivable taken for fire risks Due from reinsurance companies for return premiums Due from reinsurance companies on losses paid 3694 40 30837 22 48 36 34074 17 34 Total ledger assets as per balance No 24 11565188 73 NonLedger Assets 35 Interest due and accrued 84067 67 36 Market value of assets over book value 37 Other items Unliquidated interest in 100 shares of Na tional German American Bank stock 200 00 38 Total assets 11664103 22 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Mortgages other than first Market value of special deposits in excess of corresponding liabilities Book value of ledger assets over market value Due from reinsurance companies collections doubtful 6653 35 10428 17 400 00 20819 31 303841 01 1250 97 42 Total not admitted assets 343392 81 43 Total admitted assets 11320710 41 Liabilities 44 Net amount of unpaid losses and claims 728992 98 45 Reserves or unearned premiums on risks outstanding 5471723 01 47 Salaries and miscellaneous accounts due or accrued 2500 00 48 Taxes due or accrued 140280 00 49 Other items Contingent commissions or other charges due or accrued ledger 229195 Due to reinsurance companies for premiums 42642 18 Due to reinsurance companies for losses 5323 12 Due for contingent commissions nonledger 27500 00 50 Total amount of liabilities except capital 6421253 24ComptbollekGteneeals Eepoet 215 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 3 899 457 17 53 Surplus protection to policyholders 4 899457 17 54 Total liabilities ii320710 41 Business in Force Risks Premiums 55 In force December 31 1914 912055943 11171274 13 56 Written or renewed during year 1257470934 12666818 05 Includes 255331 excess of original pre miums over amount received for reinsur ance 57 Sum 2169526877 23838092 18 58 Deduct ceased to be in force during year 1166809376 12047270 75 59 In force December 31 1915 1002717501 11790821 43 Business in Georgia 61 In force December 31 1914 6714188 94378 92 62 Written or renewed during year 30419680 96585 96 63 Sum 37133868 190964 88 64 Deduct ceased to be in force during year 30901682 101037 68 65 In force December 31 1915 6232186 89927 20 66 Net losses paid during year 67 350 pg 67 Net losses incurred during year 73 923 7 Investments in Georgia 2 Bonds 10000 00 216 COMPTEOLLEBGrENEBAL s RePOET SAVANNAH FIRE INSURANCE COMPANY OF SAVANNAH GA Bryan and Drayton Streets Savannah Ga Mills B Lane President W P Train Secretary Adams Adams Attorneys for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1914 100000 00 176492 67 4 Extended at 176492 67 Income 5 Gross premiums on new business 37550 60 7 Deduct amounts paid for reinsurance and return premiums 24037 35 8 Total premiums 13513 25 9 Interest and rents 11864 62 11 Other sources Increase in liabilities on account reinsur ance treaties 414 55 13 Total income 25792 42 Disbursements 14 Net amount paid polieyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year This ac count shows a credit carried to expense account 17 Salaries of officers and employees 19 Advertising printing postage telegrams etc 22 Other items Legal expense Underwriters Board furniture and fixtures maps Repairs and taxes All other taxes Travelling expenses 23 Total disbursements 13908 24 2818 29 81 19 3167 93 719 37 75 00 142 54 5581 71 1059 Cl 262 60 Ledger Assets 25 Book value of real estate 120000 00 26 Mortgage loans per schedule B 24000 00ComptrollerGenerals Eeport 217 27 Bonds at book value 8304 50 30 Deposits at interest per schedule N 5060 66 31 Deposits not at interest 1451 16 32 Agents balances net 7065 63 33 Other items Collateral loans 15800 00 Liberty County note 4000 00 Local board deposit 25 00 Due from other companies 2669 90 34 Total ledger assets as per balance No 24 188376 85 NonLedger Assets 35 Interest due and accrued 610 49 37 Other items Eents due and accrued 1005 25 38 Total assets 189992 59 Liabilities 44 Net amount of unpaid losses and claims 1500 00 45 Reserves or unearned premiums on risks outstanding 14018 12 49 Other items Funds held under reinsurance treaties 414 55 50 Total amount of liabilities except capital 15932 67 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 74059 92 53 Surplus protection to policyholders 174059 92 54 Total liabilities 189992 59 Business in Force Risks Premiums 55 In force December 31 1914 2791741 44324 81 56 Written or renewed during year 2883833 37550 60 57 Sum 5675574 81875 41 58 Deduct ceased to be in force during year 2263705 29867 99 59 In force December 31 1915 3411869 52007 42 60 Net business in force 1606349 26408 31218 CompteollebGenebals Eepoet Business in Georgia 62 Written or renewed during year net 97678E 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 1 Real estate 2 Bonds 3 Mortgage loans 4 Collateral loans 6 Other items Liberty County note Banks and trust companies Total investments in Georgia 11841 12 2534 78 3034 78 120000 00 8304 50 24000 00 15800 00 4000 00 6511 82 178616 32 SCOTTISH UNION AND NATIONAL INSURANCE COMPANY OF HARTFORD CONNECTICUT 75 Elm Street Hartford Conn James H Brewster United States Manager W R Hoyt Attorney for Service Capital Stock 1 Amount of deposit capital 2 Ledger assets December 31 1914 200000 00 6494501 91 4 Extended at 6494501 91 Income 5 Gross premiums on new business 4607509 96 7 Deduct amounts paid for reinsurance and return premiums 2092829 93 8 Total premiums 2514680 03 9 Interest and rents 265516 96 10 Profit on sale or increase by adjustment of assets 114 50CoMPTROLLERGrENERALs REPORT 219 11 Other sources Received from home office 30 972 50 From agents balances previously charged off 84 41 13 Total income 2811368 40 Disbursements 14 Net amount paid policyholders for losses 1 232 792 60 15 Legal and administrative expenses in adjustment of claims 29708 90 16 Commissions and allowances to agents First year 557 804 68 17 Salaries of officers and employees 221 440 03 18 Rents and interest 10 352 05 19 Advertising printing postage telegrams etc 107150 34 20 Decrease in liabilities on account of reinsurance treaties 6123 55 21 Loss on sale and decrease by adjustment of assets 763 62 22 Other items Repairs and expenses 4 882 46 Taxes on real estate 3 943 91 State tax on premiums 56 608 65 Licenses fees and taxes 61 668 54 Mercantile reports 1 139 40 Office supplies 868 08 Premiums on bonds and insurance 842 48 Safe deposit box 50 00 Subscription j g gg Remitted to home office 57 501 60 Agents balances charged off 594 33 23 Total disbursements 2356368 31 Ledger Assets 25 Book value of real estate 213 028 36 26 Mortgage loans per schedule B 122 300 00 27 Bonds at book value 5 608 001 23 28 Stocks at book value 50 206 95 30 Deposits at interest per schedule N 378 049 20 32 Agents balances net 577 qiq qq 34 Total ledger assets as per balance No 24 6949502 00 NonLedger Assets 35 Interest due and accrued 106 863 54 38 Total assets 7056365 54 220 ComptbollebGenebals Eepoet Deduct Assets Not Admitted 21217 62 39 Agents balances 41 Other items Overdue and accrued interest on bonds in default Book value of ledger assets over market value viz Bonds and stocks 22114 99 252362 48 42 Total not admitted assets 43 Total admitted assets 295695 09 6760670 45 Liabilities 44 Net amount of unpaid losses and claims 45 Eeserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions or other charges due or accrued Funds held under reinsurance treaties 50 Total amount of liabilities except capital 51 Deposit capital 200000 00 52 Surplus over all liabilities 3684163 10 214322 00 2588175 72 2000 00 50000 00 10000 00 12009 63 2876507 35 53 Surplus protection to policyholders 54 Total liabilities Business in Force 6760670 45 Bisks 55 In force December 31 1914 730039604 56 Written or renewed during year 520751721 57 Sum 1250791325 58 Deduct ceased to be in force during year 680280704 59 In force December 31 1915 570510621 60 Total 572003730 Business in Georgia Premiums 6454486 18 4566321 33 11020807 51 6045296 23 4975511 28 5009385 37 62 Written or renewed during yeari 64 Deduct ceased to be in force during year 65 In force December 31 1915i 7283254 1477958 77658 98 14542 84 5805296 63116 14ComPTROLLERGtENERALs EePORT 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds 221 44425 55 45907 13 25000 00 SECURITY INSURANCE COMPANY OF NEW HAVEN CONNECTICUT 115 Elm Street New Haven Conn John W Ailing President Victor Roth Secretary Jerome Brown Attorneys for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 4180453 96 4 Extended at 4180453 96 Income 5 Gross premiums on new business and re newals 3927826 15 7 Deduct amounts paid for reinsurance and return premiums 1440538 31 8 Total premiums 2487287 84 9 Interest and rents 187 557 9 10 Profit on sale or increase by adjustment of assets 4218 75 11 Other sources Agents balances previously charged off Borrowed money 186 45 140000 00 13 Total income 2819260 95 Disbursements 14 Net amount paid policyholders for losses 1536044 17 15 Legal and administrative expenses in adjustment of claims 33618 37 16 Commissions and allowances to agents First year 534649 96 17 Salaries of officers and employees 220 222 03 18 Rents and interest 8 729 63 19 Advertising printing postage telegrams etc 32969 02222 CompteollebGenebals Bepobt 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 80000 00 501 46 318004 11 23 Total disbursements 2774738 75 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 31 Deposits not at interest 32 Agents balances net 33 Other items 34 Total ledger assets as per balance No 24 NonLedger Assets 239575 66 380700 00 2344999 20 729319 83 8433 32 114541 07 358823 59 48583 49 4224976 16 35 Interest due or accrued 36 Market value of assets overbook value 46326 10 40814 81 38 Total assets 4312117 07 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items 6911 90 5164 70 16534 48 42 Total not admitted assets 43 Total admitted assets 28611 08 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent commissions 4283505 99 242543 84 2265940 38 2218 06 40000 00 69 32 50 Total amount of liabilities except capital 2550771 60 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 732734 39 53 Surplus protection to policyholders 54 Total liabilities 1732734 39 4283505 99ComptbollebGenebal s Eepoet 223 Business in Force x Bisks Premiums 55 In force December 31 1914 513010386 5204693 47 56 Written or renewed during year 354100847 3938775 97 5J 867111233 9143469 44 08 Deduct ceased to be in force during year 313672252 3615493 55 59 In force December 31 1915 553438981 5527975 89 Business in Georgia 61 In force December 31 1914 4844233 77547 66 62 Written or renewed during year 4485424 35161 78 63 Sum 9329657 112709 44 64 Deduct ceased to be in force during year 3303427 29 838 75 65 In force December 31 1915 6026230 82870 69 66 Net losses paid during year 20 105 33 67 Net losses incurred during year 19 658 29 Investments in Georgia 2 Bonds market value 29 150 00 SOUTHERN MUTUAL INSURANCE COMPANY OF ATHENS GA Southern Mutual Building Athens Georgia Billups Phinizy President A E Griffith SeoretarV Officers of Company Attorneys for Service Capital Stock 2 Ledger assets Dec 31 1914 1041173 99 4 Extended at 1041173 99 Income 5 Gross premiums on new business 398496 25 7 Deduct amounts paid for return prems 4559 27 8 Total premiums 393930 98 224 ComptrollerGenerals Eeport 9 Interest and rents 62 749 00 13 Total income 456685 98 Disbursements 14 Net amount paid policyholders for losses 89233 40 16 Commissions and allowances to agents First year 59089 38 17 Salaries of officers and employees 21 845 00 18 Rents 1500 00 19 Advertising print postage telegrams exp act less rent 3035 63 20 Paid policyholders for dividends 233402 65 21 Premium on bonds acquired 9 624 30 22 Other items Repairs and expenses other than taxes on real estate 9488 47 Taxes on real estate 4 766 08 State taxes on premiums 389 76 Insurance department fees 200 00 U S Corp 201 96 City and State 511 95 U S revenue 2396 00 Municipal licenses etc 2 671 30 23 Total disbursements 438355 88 Ledger Assets 25 Book value of real estate 268379 83 27 Bonds at book value 588500 00 28 Stocks at book value 185 ooo 00 31 Deposits not at interest 10 318 89 32 Agents balances net Dec 1915 7305 37 34 Total ledger assets as per balance No 24 1059504 09 NonLedger Assets 35 Interest due and accrued 17 656 25 36 Market value of assets over book value 103 925 00 37 Other items Rents due 2 500 00 38 Total assets 1183585 34 Liabilities 44 Net amount of unpaid losses and claims 2622 85 45 Reserves or unearned premiums on risks outstanding 196968 49ComptrollerGenerals Report 225 46 Dividends to policyholders declared but unpaid scrip outstanding a m j 150246 73 48 Taxes due or accrued U S 621 80 Ga 389 77 1011 57 50 Total amount of liabilities except capital 350 849 64 53 Surplus protection to policyholders 832J35 70 54 Total liabilities 7185 Business in Force T Risks Premiums 55 In torce December 31 191441433 732 00 56 Written or renewed during year 43539o78 00 398496 25 5J m 84972810 00 398496 25 58 Deduct ceased to be in force during year 41241271 00 4 559 27 59 In force December 31 1915 43731539 00 393936 98 Business in Georgia 65 In force December 31 1915 43731539 00 393936 98 66 Net losses paid during year 89 93a r 67 Net losses incurred during year 8o690 97 Investments in Georgia 1 Real estate jg J 0ds 588500 00 6 Other items Stocks in Georgia corporation 185 000 00 Total investments in Georgia 1 041 a79 03 SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY OF SPRINGFIELD MASSACHUSETTS 195 State Street Springfield Mass A W Damon President W j Mackay Secretary Jas L Dickey Jr Attorney for Service Capital Stock 1 Amount of paidup capital 2500000 00 2 Ledger assets Dec 31 1914 11283883 73 4 Extended at 11283883 73226 ComptrollerGenerals Eeport Income 5 Gross premiums on new business and re newals 9210654 04 7 Deduct amounts paid for reinsurance and return premiums 3096737 37 8 Total premiums 6113916 67 9 Interest and rents 431 407 80 10 Profit on sale or increase by adjustment of assets 40242 00 11 Other sources Refund of taxes on Mass Bank stocks 18 998 53 Increase in liabilities during the year on account of rein surance treaties 0 531 39 13 Total income 6615096 39 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc SO Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes Incidentals Allowances to agencies for miscellaneous agency expenses Interest paid Munich Reinsurance Co per contract Agents balances charged off Legal expenses Other disbursements Underwriters boards and tariff associations 3300770 98 5832s 25 1132928 18 711687 97 35503 98 111927 99 250000 00 496261 38 239280 06 14680 43 32599 71 10810 93 4848 91 12303 78 97772 78 85066 59 23 Total disbursements 6 574771 92 Ledger Assets 2i Rook value of real estate 300 000 00 26 Mortgage loans per schedule B 2112770 00 27 Bonds at book value 1105 480 14 28 Stocks at book value 4966190 88 29 Cash in office 821 92 30 Deposits at interest per schedule N 1064599 60ComptrollerGenerals Report 227 31 Deposits not at interest 44 449 93 32 Agents balances net 4 3goi95 73 34 Total ledger assets as per balance No 24 11 324 208 20 NonLedger Assets 35 Interest due and accrued 4 gg 734 gg 36 Market value of assets over book value 359 260 98 37 Other items Reinsurance due on paid losses schedule E column J 16557 32 38 Total assets U76sm 19 Deduct Assets Not Admitted 39 Agents balances 14 654 33 41 Other items Market value of special de posits in excess of corresponding liabil ities per special deposit schedule p 10 58733 26 42 Total not admitted assets 73 357 59 43 Total admitted assets 11695373 60 Liabilities 44 Net amount of unpaid losses and claims 577 261 47 45 Reserves or unearned premiums on risks outstanding 5673329 62 47 Salaries and miscellaneous accounts due or accrued 15000 00 48 Taxes due or accrued 50 qqq 00 49 Other items Interest due or accrued on borrowed money to Munich Reinsurance ompany 5 gg7 gg Contingent commissions or other charges due or accrued 10000 00 Funds held under reinsurance treaties 283 508 22 50 Total amount of liabilities except capital ggi4 706 97 51 Capital actually paid in cash 2500000 00 52 Surplus over all liabilities 2580666 63 53 Surplus protection to policyholders 5 080 666 63 54 Total liabilities 11695373 60 228 CompteollebGeneeals Repoet Business in Force Bisks Premiums 55 In force December 31 1914 1164973568 12426324 64 56 Written or renewed during year 863061305 9210654 04 57 Sum 2028034873 21636978 68 58 Deduct ceased to be in force during year 787192993 8671287 92 59 In force December 31 1915 1240841880 12965690 76 Deduct reinsured as per schedule F p 21 197729247 2036573 46 60 Total 1043112633 10929117 30 Business in Georgia 61 In force December 31 1914 7632574 137205 37 62 Written or renewed during year 5099704 75908 40 63 Sum 12732278 213113 77 64 Deduct ceased to be in force during year 4921705 80937 51 65 In force December 31 1915 7810573 132176 26 66 Net losses paid during year 93182 92 67 Net losses incurred during year 73478 49 Investments in Georgia 2 Bonds State of Ga 4 refunding reg bonds 1945 par value 10000 00 STANDARD FIRE INSURANCE COMPANY OF HARTFORD CONN 18 Asylum Street Hartford Conn M L Hewes President H B Anthony Secretary V A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets 1660235 40 4 Extended at 1660235 40ComptrollerGenerals Report 229 Income 5 Gross premiums on new business 1185563 99 7 Deduct amounts paid for reinsurance and return premiums 410 044 11 8 Total premiums 9 Interest and rents 769519 88 61575 19 13 Total income 831095 07 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items 478321 01 10108 62 183325 02 57619 40 3133 50 13150 39 41 57 144646 63 23 Total disbursements 890346 14 Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 37 Other items maps fixtures and furn cost 27233 81 38 Total assets Deduct Assets Not Admitted 39 Agents balances 680 23 41 Other items Furniture fixs and safes including maps 10000 00 Book value ledger assets over mar val 54000 15 1278734 15 133519 00 155 09 67933 18 120642 91 1600984 33 17193 60 10000 00 1628177 93 42 Total not admitted assets 64 680 38 43 Total admitted assets 1 563 497 55230 ComptrollebGeneeals Eepoet Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 57535 25 596326 05 501 97 15000 00 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 669363 27 750000 00 144134 28 53 Surplus protection to policyholders 54 Total liabilities Business in Force Risks 55 In force December 31 1914 143658956 56 Written or renewed during year 114668231 894134 2S Premiums 1330329 17 1185563 99 57 Sum 258327187 58 Deduct ceased to be in force during year 102625888 2515893 16 1104380 40 59 In force December 31 1915 155701299 1411512 76 Deduct amount reinsured 33149420 301685 M 60 Total 122551879 1109827 52 Business in Georgia 61 In force December 31 1914 82 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during year 65 In force December 31 1915 Investments in Georgia 2 Bonds Atlanta water 4 due 1931 Par 927608 1 1350405 ihi 2278013 00 821007 no 1457006 00 10000 00ComptrollerGenebals Eepoet 231 STERLING FIRE INSURANCE CO OF INDIANAPOLIS INDIANA 115 N Penn St Indianapolis Indiana Edward D Evans President Oscar L Ross Secretary Capita Stock 1 Amount of paidup capital 850000 00 2 Ledger assets Dec 31 1914 1633778 19 4 Extended at 1633778 19 Income 5 Gross premiums on new business and re newals 7 Deduct amounts paid for reinsurance and return premiums 880833 18 846481 09 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Commissions on mortgage loans Commissions on premiums Furniture and fixtures and maps Phila Fire Underwriters Asso deposit refunded 13 Total income 43352 09 77271 80 123 76 235 43 3059 37 5542 76 100 00 129685 21 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses Underwriters boards fire depts etc and inspection and surveys Insurance department licenses and fees Other taxes licenses and fees Miscellaneous Agents balances charged off 23 Total disbursements 128155 80 2987 07 29570 80 4314 17 2495 43 42500 00 528 96 4621 87 3328 67 1600 80 24340 81 1797 65 16998 17 263240 20 232 ComptrollerGenerals Eeport Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Loans secured by pledge of bonds stocks or other collaterals schedule G 1194463 38 162393 39 25 00 100752 78 39669 86 2918 79 34 Total ledger assets as per balance No 24 NonLedger Assets 1500223 20 35 Interest due and accrued 38 Total assets Deduct Assets Not Admitted 41 Other items Market value of special deposits in excess of corresponding liabilities 18062 34 Book value of ledger assets over market value bonds 1725 04 25435 99 1525659 19 42 Total not admitted assets 43 Total admitted assets 19787 38 1505871 81 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 850000 00 52 Surplus over all liabilities 393621 82 39968 89 206089 10 16192 00 262249 99 1243621 82 1505871 81 53 Surplus protection to policyholders 54 Total liabilities Business in Force 55 In force December 31 1914 76957449 801090 57 56 Written or renewed during year 81606345 889833 18 57 Sum 158563794 1690923 75ComptrollerGenerals Eeport 233 58 Deduct ceased to be in force during year 20333772 224 703 50 59 In force December 31 1915 138230022 1466220 25 Deduct amount reinsured 104929502 1108239 53 60 Total 33300520 357980 72 U S BRANCH SUN INSURANCE OFFICE NEW YORK CITY 54 Pine Street New York City N Y J J Guile IT S Manager J T Pitten Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 4946180 24 4 Extended at 4946180 2 24 Income 5 Gross premiums on new business 4161748 53 7 Deduct amounts paid for reinsurance and return premiums 1803417 43 8 Total premiums 2358331 10 9 Interest and rents 191 945 gg 10 Profit on sale or increase by adjustment of assets 7 559 40 11 Other sources Tncome tax withheld 144 49 Received from home office 140 210 47 13 Total income 2698191 09 Disbursements 14 Net amount paid policyholders for losses 1310 757 17 15 Legal and administrative expenses in adjustment of claims 45402 02 16 Commissions and allowances to agents First year 492724 20 17 Salaries of officers and employees 167 516 64 18 Rents and interest 24 679 08 19 Advertising printing postage telegrams etc 11519 12 21 Loss on sale and decrease by adjustment of assets 2937 50234 ComptrollebGenerals Eeport 22 Other items Remitted to home office 265 522 51 Underwriters boards fire dept State and municipal li censes taxes and fees inspections surveys maps legal and other expenses 307 079 81 23 Total disbursements 2 668 138 05 Ledger Assets 25 Book value of real estate 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Reinsurance recoverable on paid losses 34 Total ledger assets as per balance No 24 NonLedger Assets 171925 04 3497023 20 329449 84 700 00 465018 11 501294 75 10822 34 4976233 28 35 Interest due and accrued 36 Market value of assets over book value 57876 49 38074 96 38 Total assets 5072184 73 Deduct Assets ot Admitted 39 Agents balances 14525 22 41 Other items Overdue and accrued interest on bonds in default 7750 01 Book value of assets over market value 183311 29 42 Total not admitted assets 43 Total admitted assets 205586 52 4866598 21 Liabilities 44 Net amount of unpaid hisses and claims 240509 00 45 Reserves or unearned premiums on risks outstanding 2771875 72 17 Salaries and miscellaneous accounts due or accrued 18 292 46 48 Ta xes due or accrued 55293 61 50 Total amount of liabilities except capital 3085970 7953 54 ComptrollerGenerals Eeport Surplus protection to policyholders Total liabilities Business in Force 235 1780627 42 In force December 31 1914 Written or renewed during year Risks 662147746 401399498 ol 58 59 60 62 66 67 Sum 1063547244 Deduct ceased to be in force during year 397892195 In force December 31 1915 Deduct amount reinsured 665655049 106761243 Premiums 6758802 10 4161748 53 10920550 63 4248803 81 6671746 82 1139820 14 Total 558893806 5531926 68 Business in Georgia Written or renewed during year Net losses paid during year Net losses incurred during year 4507290 00 Investments in Georgia Bonds City of Savannah funding 4y2 1959 59727 08 34530 80 49463 97 10000 00 SVEA FIRE AND LIFE INSURANCE CO LTD OF NEW YORK CITY 100 William Street New York N Y United States Manager Rhett OBeirne Attorneys for Service 1 Amount of deposit capital 200000 00 2 Ledger assets December 31 1914 1658905 46 4 Extended at 1658905 46 Income 5 Gross premiums on new business 1461592 03 7 Deduct amounts paid for reinsurance and return premiums 555886 09 8 Total premiums 905705 94236 ComptrollerGenerals Eeport 9 Interest and rents 53746 05 13 Total income 959451 99 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Eents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Remittance to home office Home office expenses Bank exchange Insurance publications Office supplies Mercantile reports Audit and statistical service Jos Troggatt Company 23 Total disbursements 476280 37 3 13433 12 243715 97 53998 52 5966 64 71757 56 2750 00 8544 81 2253 16 538 29 154 00 92 58 960 00 1200 00 881645 02 Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable taken for fire risks Bills receivable taken for agents balances 34 Total ledger assets as per balance No 24 NonLedger Assets 1382785 24 66 84 12021 36 109701 66 185402 50 46003 38 731 45 1736712 43 35 Interest due and accrued 37 Other items Reinsurance recoverable on paid losses 21516 19 1810 15 38 Total assets 1760038 77 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 5234 74 1959 72ComptrollerGenerals Report 237 41 42 43 44 45 47 48 49 50 51 52 53 54 Other items Overdue and accrued interest on bonds in default Bonds 3354 16 82725 24 Total not admitted assets Total admitted assets 93273 86 1666764 91 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commissions due or accrued Total amount of liabilities except capital Deposit capital 200000 00 Surplus over all liabilities 476674 47 93514 45 870628 41 1692 51 21255 07 3000 00 990090 44 Surplus protection to policyholders Total liabilities Business in Force 676674 47 1666764 91 Risks In force December 31 1914 159926324 Written or renewed in 1915 124641327 Premiums 1877405 07 1461592 03 Totals 284567651 Deduct expirations and cancellations 116359353 3338997 10 1368663 39 In force December 31 1915 168208298 1970333 71 Deduct amount reinsured 27923347 316817 98 61 Net amount in force 140284951 1653515 73 Business in Georgia In force December 31 1914 1337000 00238 ComptrollerGenerals Report UNION FIRE INSURANCE COMPANY OF PROVIDENCE R I 17 Custom House Street Providence R I Starkweather Shepley United States Managers Insurance Commissioner Attorney for Service Capital Stock 2 Ledger assets December 31 1914 980 007 20 Income 5 Gross premiums on new business and re newas 753164 28 7 Deduct amounts paid for reinsurance and return premiums 341577 25 8 Total premiums 411587 03 9 Interest and rents r7 13 Total income 3 Disbursements 14 Net amount paid policyholders for losses 233 175 28 15 Legal 1111 administrative expenses in adjustment of claims 4618 59 15 Commissions and allowances to agents First year and renewal 132751 68 I 1 Salaries of officers ami employees l0 01 H Advertising printing postage telegrams and legal expenses 403 80 22 Other items Underwriters Board and Tariff Association 4040 9 File department fire patrol ami salvage corps assessrats fees taxes and expenses ogn ifi Inspections and surveys stale tixes on premiums J T s I i L 11suraue department licenses a11 je s 3 471 5 City taxes and licenses s Emergency revenue axes o i Surel v himIs 215 85 ommissions 11 bonds Remittance to home office 1 873 0 Examination Rhode Island department incident to adniia sion into California 225 40 23 Total disbursements 39Si6627 30 32 33 34 35 37 38 41 42 43 44 45 48 49 50 52 54 55 56 ComptrollerGenerals Eeport 239 Ledger Assets Bonds at book value 7583 80 Deposits atinterest per schedule N 151588 85 Agents balances net 114 804 13 Other items Philadelphia Underwriters Association de posit 100 00 Total ledger assets as per balance No 24 1024872 98 NonLedger Assets Interest due and accrued on bonds 10284 96 Other items Recoverable for reinsurance on paid losses per schedule E 87 76 Total assets 1035245 70 Deduct Assets Not Admitted Other items Market value of special deposits in excess of corresponding liabilities per special deposit schedule 2695 13 Book value of ledger assets over market value 32257 05 Total not admitted assets 34952 18 Total admitted assets 1000293 52 Liabilities Net amount of unpaid losses and claims 39327 23 Reserves or unearned premiums on risks outstanding 349956 08 Taxes due or accrued 8000 00 Other items Commissions 37885 36 Total amount of liabilities except capital 435168 67 Surplus over all liabilities 565124 85 Total liabilities 1000293 52 Business in Force Risks Premiums Tn force December 31 1914 86553259 825922 19 Written or renewed during year 78884462 753114 28 Sum 165437721 1579086 47 240 ComptrollerGenerals Eepobt 58 Deduct ceased to be in force during year 70393935 59 In force December 31 1915 71408848 Business iu Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds City of Atlanta 4 redemption bonds due January 1 1922 664068 47 673092 77 18256 00 48243 00 66499 00 8006 00 58493 00 23521 38 24392 74 10100 00 UNITED STATES FIRE INSURANCE CO OF NEW YORK CITY 95 William Street New York X Y Charles A N orris President David G Wakeman Secretary Aaron Haas Son Howell Attorney for Service Capital Stock 1 Amount of paidup capital 400000 00 2 Ledger issts December 31 1914 1301631 65 4 Extended at 1301631 65 Income 5 Gross premiums on new business 1431129 46 7 Deduct amounts paid for reinsurance and return premiums 722 567 85 8 Total premiums 70856 i 9 Interest and rents 49 1 i7 72 10 Profit on sale or increase by adjustment of assets l Q 13 Total Income 759062 34CompteollebGenebals Kepobt Disbursements 14 Net amount paid polieyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Bents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Underwriters Boards Fire patrol Taxes and fees Dividends 23 Total disbursements Ledger Assets 241 321365 98 13033 99 240850 21 12953 12 2700 00 7000 75 4771 63 9993 60 2837 38 22700 42 28000 00 666207 08 51000 00 458517 65 26 Mortgage loans per schedule B 27 Bonds at book value 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 168 79 149819 07 10 00 124048 37 34 Total ledger assets as per balance No 24 j 394 486 91 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Reinsurance recoverable 38 Total assets 1027 92 4052 05 2043 71 1401610 59 Deduct Assets Not Admitted 41 Other items Market value special deposits in excess lia biUtieS 11173 16 Book value securities over market value 31 955 68 42 Total not admitted assets 43 Total admitted assets 43128 84 1358481 75 242 ComptrollerGenerals Report Liabilities 44 Xet amount of unpaid losses and claims 43 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 76454 28 550767 74 1000 00 9700 00 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 400000 00 320559 73 637922 02 53 Surplus protection to policyholders 54 Total liabilities Business in Force Risks 55 In force December 31 1914 13662192s 56 Written or renewed during year 143265327 720559 73 1358481 75 Premiums 1461861 43 1421766 67 57 Sum 279887255 2883628 10 58 Deduct ceased to be in force during year 128666835 1336085 46 59 In force December 31 1915 151220420 1547542 64 60 Total net 106180515 1061534 75 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum lit Deduct ceased to be in force during year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 789437 25 1100305 00 1889742 25 755896 00 1133846 25 10230 90 8495 55 investments in Georgia 2 Bonds par value 10000 00CoMPTEOLLEEGrENEHALs BePOBT 243 WESTCHESTEB PIRE INSURANCE COMPANY OF NEW YORK CITY 100 William Street New York N Y George B Crawford President Xftn J Q vl utt0 E Sehaefer Secretary Edgar Dunlap Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1914 500000 00 6367781 18 4 Extended at 6367781 18 Income i385 23 5 Gross premiums on new business 5 966 7 Deduct amounts paid for reinsurance and return premiums 2266259 25 8 Total premiums 9 Interest and rents 3700125 98 10 Profit on sale or increase by adjustment ofassets 11 Other sources J Federal income tax withheld from paid salaries Sale of rights on stocks From agents balances previously charged off 369 99 319 53 354 03 13 Total income 3945042 64 Disbursements 2028844 96 49804 27 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of daims 16 Commons and allowances to agents First year n 2 4 It Salaries of officers and employees 18 Bents and interest 19 Advertising printing postage telegrams etc 22 Other items Agents balances charged off Dividends to stockholders Legal Furniture and fixtures Maps Underwriters Boards etc Fire departments fire patrol etc Inspections and surveys Beal estate taxes 394338 42 27597 19 62365 84 843 97 200000 00 4055 94 5925 99 13953 39 47956 21 10309 92 28944 71 87 57244 ComptrollerGenerals Report State taxes on premiums Insurance department fees and licenses Federal corporation tax Municipal taxes Exchange and collections Federal inc tax etc Loss on sale or maturity of ledger assets Decrease by adjustment of book value of ledger assets 23 Total disbursements 82301 35 19193 76 22579 16 12903 41 3711 72 391 97 1932 25 2661 63 3758938 40 Ledger Assets 25 Book value of real estate 5876 00 26 Mortgage loans per schedule B 114710 00 27 Bonds at book value 1703906 10 28 Stocks at book value 3866470 50 30 Deposits at interest per schedule N 319720 28 31 Deposits not at interest 8A99 J2 32 Agents balances net 491896 59 33 Other items Balances for reinsurance written prior to October 1 1915 43106 83 34 Total ledger assets as per balance No 24 6553885 42 NonLedger Assets 35 Interest due and accrued 40432 0i 38 Total assets 6594317 49 Deduct Assets Not Admitted 39 Agents balances 18204 65 41 Other items Book value of ledger assets over market value of stocks bonds and real estate 330630 60 Balances due for reinsurance written prior to October 1 1915 43106 83 42 Total not admitted assets 391942 08 43 Total admitted assets 6202375 41 Liabilities 44 Net amount of unpaid losses ami claims 408878 26 45 Reserves or unearned premiums on risks outstanding 3478363 48ComptrollerGenerals Beport 48 Taxes due or accrued 49 Other items Contingent commissions or other charges due or accrued Federal income tax withheld from paid salaries 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 245 85000 00 15000 00 362 04 500000 00 1714771 63 3987603 78 53 Surplus protection to policyholders 54 Total liabilities 2214771 63 6202375 41 Business in Force 1 In force on the 3st day of December as per line 6 under this heading in last years statement 2 Written or renewed during the year per income No 5 Risks Premiums 830588553 8092154 39 571469214 5966385 23 4 Total 5 Deduct those expired and marked off a terminated 1402057767 14058539 62 505740217 5482422 46 6 In force at the end of the year 7710 TMlT i Deduct amount reinsured schedule re quired 182099984 1753207 68 8 Net amount in force 714217566 6822909 48 Business in Georgia 61 In force December 31 1914 6439440 tz Written or renewed during year 5 315 278 55370 39 63 Sum 4 fi4 nol 110547 18 131017 94 64 Deduct ceased to be in force during year 4825731 56779 32 65 In force December 31 1915 6728987 66 Net losses paid during year 67 Net losses incurred during year 74238 62 18747 06 16134 07 246 ComptrollerGenerals Eepoet WESTERN ASSURANCE COMPANY OF TORONTO CANADA 22 Wellington Street East Toronto Canada W B MeiHe VicePresident and General Manager C C Foster Secretary C H Godfrey Attorney for Service Capital Stock 1 Amount of paidup capital deposit 212000 00 2 Ledger assets December 31 1914 2645382 4 4 Extended at 264538249 Income Fire 5 Gross premiums on new business and renew als 2085470 14 7 Deduct amounts paid for reinsurance and return premiums 984026 45 Marine 799377 S9 193688 91 8 Total premiums 1101452 69 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Remitted from home office 605688 98 1707141 67 97042 62 1087 50 156557 24 13 Total income 1961829 03 14055 7S Disbursements Fire Marine 14 Net amount paid policy holders for losses 711510 62 277445 30 4 988964 15 Legal and administrative expenses in adjustment ol claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of offici rs and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Travelling 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal Furniture Maps 348072 03 041111 2S 6341 2 36421 78 43735 04 4456 40 025 21 1275 04 2899 71 ComptbolleeGenebals Repoet 247 Board Fire patrol Inspections Taxes Exchange Remitted to home office Agents balances charged off 23 Total disbursements 18295 46 5182 14 2149 08 55848 52 1503 70 135881 53 8253 91 1769263 83 Ledger Assets 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Bills receivable fire Bills receivable marine Supplies 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 37 Other items Reinsurance due on paid losses 1705901 62 364833 60 382461 18 381303 61 1995 10 342 50 1110 08 2837947 69 23523 30 15766 61 38 Total assets 2877237 60 Deduct Assets Not Admitted 39 Agents balances 20 437 32 41 Other items Supplies 1110 08 Market value of special deposits in excess 19318 07 Book value of bonds and stocks over market 88556 79 42 Total not admitted assets 43 Total admitted assets 129422 26 2747815 34 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 213798 04 1193170 39 1200 00248 ComptrollerGenerals Beport 48 Taxes due or accrued 25 607 12 49 Other items Contingent commissions 4743 97 50 Total amount of liabilities except capital 1438519 52 51 Capital actually paid in cash 212000 00 52 Surplus over all liabilities 1097295 82 53 Surplus protection to policyholders 1309295 82 54 Total liabilities 2747815 34 Business in Georgia Bisks Premiums 61 In force December 31 1914 3856960 52862 95 62 Written or renewed during year 5770393 51372 24 63 Sum 9627353 104235 19 64 Deduct ceased to be in force during year 6669090 58516 02 65 In force December 31 1915 2958263 45719 17 66 Net losses paid during year 26 724 91 67 Net losses incurred during year 34 850 73 Investments in Georgia 2 Bonds market value 9400 00 THE WILLIAMSBURGH CITY FIRE INSURANCE COMPANY OF NEW YORK CITY 95 William Street New York N Y Geo R Branson President D J Burtis Secretary W R Hoyt Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 4793402 60 4 Extended at 4793402 60ComptrollerGeneeals Eepoet 249 Income 5 Gross premiums on new business and re newals 7 Deduct amounts paid for reinsurance and return premiums 1758382 25 4347898 94 8 Total premiums 9 Interest and rents iii J518 69 10 Profit on sale or increase by adjustment of assets 28440 2 11 Other sources 892 96 13 Total income 2818595 43 Disbursements 14 Net amollI1t paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 23 Total disbursements Ledger Assets 1351906 95 45706 35 954720 39 45744 20 9220 00 17593 17 100000 00 42617 77 147923 55 2715432 38 25 Book value of real estate 82 26 Mortgage loans per schedule B 27 Bonds at book value 5 28 Stocks at book value 2J94 S S 29 Cash in office 2194670 0 on t x x 615 82 M Deposits at interest per schedule N ai a 32 Agents balances net i JSJ 81 As Other items 41587 43 34 Total ledger assets as per balance No 24 4 1565 65 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items 21740 83 94362 31 2736 85 38 Total assets 5015405 64 250 ComptrollerGenerals Report Deduct Assets Not Admitted 41 Other items 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items 18820 00 4996585 48 229688 00 2611599 96 2000 00 37000 00 5509 89 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1110787 63 2885797 85 53 Surplus protection to policyholders 2110787 63 54 Total liabilities 4996585 48 Business in Force Risks 1 In force December 31 1914 621841794 2 Written or renewed during year 404623012 3 Excess of original premiums over amount received for reinsurance Premiums 6421808 17 4272247 42 711 79 4 Totals 1026464806 10694767 38 5 Deduct expirations and cancellations 387848159 4138542 23 6 In force December 31 1915 638616647 6556225 15 7 Deduct amount reinsured 138392692 1360802 49 8 Net amount in force 500223955 5195422 66 Business in Georgia 62 Written or renewed during yeari 66 Net losses paid during year 67 Net losses incurred during year 32612 83 23144 59 17064 59 Investments in Georgia 2 Bonds 10000 00COMPTROLLERGrENERAlS REPORT 251 U S BRANCH YORKSHIRE INSURANCE COMPANY Frank DuBois United States Managers Milton Dargan Jr Attorney for Service Deposit Capital 1 In the custody of State officials for the benefit of all policyholders of the com pany in the United States as follows 2 New York 200000 00 3 Ohio 100000 00 5 Amount of ledger assets as per balance December 31 of previous year 947899 56 Income 6 Gross premiums per item 2 VI 1074695 97 7 Deduct reinsurance premiums fire 280598 56 Return premiums 241535 55 522134 11 8 Total premiums other than perpetual 552561 86 12 Gross interest on bonds and dividends on stocks less 20833 accrued interest on bonds acquired during 1915 per sched ule D 28077 07 13 Gross interest on deposits in trust companies and banks per schedule N 1522 02 14 Gross interest from other sources Seattle Wash old balance 10 74 18 Total gross interest and rents 29 610 03 19 Received from home office 50533 63 28 Gross profit on sale or maturity of ledger assets viz Bonds per schedule D 551 96 30 Total income 633257 48 Disbursements 1 Gross amount paid policyholders for losses including 7011717 occurring in pre vious years 425404 80252 ComptbollebGenebals Eepoet 2 Deduct amount received for salvage fire 710801 reinsurance fire 13355090 discount fire 7871 140737 62 9 10 11 12 13 14 15 16 17 20 21 22 23 24 25 26 27 28 29 34 Net amount paid policyholders for losses Expenses of adjustment and settlement of losses Commissions or brokerage Salaries 1078317 and expenses 750372 of special and general agents Salaries fees and all other charges of officers directors trustees and home office employees Bents Advertising 147903 printing and stationery 394110 Postage telegrams telephone and express Legal expenses Furniture and fixtures Maps including corrections Underwriters boards and tariff associations Fire department fire patrol and salvage corps assessments fees taxes and expenses Inspections and surveys State taxes on premiums Insurance department licenses and fees All other licenses fees and taxes Federal corporation tax War revenue stamp tax City and county licenses and fees Local taxes and fees Other disbursements Subscriptions Bank collections Premiums on bonds and insurance on furniture N iglit work Auditing Miscellaneous account Office supplies stationery ice water Remitted to home office 284667 18 5365 17 123260 02 18286 89 39 Total disbursements 50803 37 5122 50 5420 13 2963 42 96 Hi 584 38 2368 21 10282 20 3555 34 2269 04 10550 96 5788 32 18 25 2924 42 2906 94 1392 61 881 59 645 11 473 27 324 00 717 50 r 693 21 4718 54 547078 97 Ledger Assets 4 Book value of bonds per schedule D 772076 00 5 Cash in companys office 100 00 6 Deposit in trust companies and banks not on interest per schedule N 94 20 7 Deposits in trust companies and banks on interest per schedule N 126 113 30ComptrollerGenerals Report 253 8 Agents balances representing business writ ten subsequent to October 1 1915 134 128 52 9 Agents balances representing business written prior to October 1 1915 1566 05 16 Total ledger assets as per balance Item 40 1034078 07 NonLedger Assets 18 Interest accrued on bonds per schedule D part 12110 41 27 Other nonledger assets viz 28 Sundry reinsurance companies losses re coverable Fire reassurance 9170 in surance company salamandra 9170 183 40 29 Ttal 12293 81 30 Gross assets 1046371 88 Deduct Assets Not Admitted 31 Cash 17419 55 34 Agents balances representing business written prior to October 1 1915 1566 05 37 Overdue and accrued interest on bonds in default Flint and Pere Marquette B B Company 350 Q0 38 Market value of special deposits in excess of corresponding liabilities per special deposit schedule 1 594 07 39 Book value of ledger assets over market value 1706 00 4 Ttal73 25885 67 42 Total admitted assets 1020486 21 Liabilities 1 Gross losses not yet due U 257 00 2 Gross claims for losses in process of adjust ment or in suspense plus 898600 reserve for losses incurred prior to December 31 of which no notice had been received on that date 58196 28 3 Gross claims for losses resisted 10600 00 4 Total 80053 28254 COMPTROLLER ENEKAL s REPORT 5 Deduct reinsurance due or accrued as per schedule E 20402 45 6 Net amount of unpaid losses and claims 59650 83 7 Gross premiums less reinsurance received and receivable upon all unexpired fire risks 90412542 unearned pre miums per recapitulation page 6 column 6 473476 80 15 Salaries rents expenses bills accounts fees etc due or accrued 500 00 16 Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement 9000 00 23 Total amount of all liabilities except deposit capital 542627 63 24 Deposit capital 200000 00 25 Surplus over all liabilities 277858 58 26 Surplus as regards policyholders 477858 58 27 Total liabilities 10204m 21 Bisks and Premiums Amounts Premiums 1 In force on the 3Lst day of December as per line 6 under this heading in last years statement 107613480 1120478 80 2 Written or renewed during year 101553275 1074695 97 4 Total 209166755 2195174 77 5 Deduct those expired and marked off as terminated 88124286 924894 80 6 In force at the end of the year 121042469 1270279 97 7 Deduct amount reinsured schedule re quired 33279926 366154 55 S Net amount in force 87762543 904125 42 Business in the State of Georgia During 1915 1 rose risks written 2546608 00 Less 69185800 risks cancelled and 38298400 reinsur ance in companies authorized in Georgia 1074842 00 Xet risks written 1471766 00ComptrollerGenerals Eeport 255 2 Gross premiums on risks written 32 540 86 Less 658019 return premiums and 458303 premiums for reinsurance in companies authorized in Georgia 11 163 22 Net premiums received 21 377 64 3 Losses paid deducting salvage 17374 88 Less losses on risks reinsured in companies authorized in Georeia 1350 70 Net losses paid 16024 18 4 Losses incurred j 374 gg Less losses on risks reinsured in companies authorized in Georgia 1350 70 Net losses incurred 16 Q94 g LIFE INSURANCE COMPANIES AETNA LIFE INSURANCE COMPANY OF HARTFORD CONNECTICUT 650 Main Street Hartford Connecticut Morgan G Bulkeley President C E Gilbert Secretary W E Hawkins Attorney for Service Capital Stock 1 Amount of paidup capital 5000000 00 2 Ledger assets Dec 31 1914 102991269 60 3 Increase of paidup capital during year 500000 00 4 Extended at 103491269 60 Income 5 Gross premiums on new business 2488935 48 6 Gross renewal premiums 10762 592 82 6 Extra premiums for total and permanent disability benefits 78061 00 Total 13329589 30 7 Deduct amounts paid for reinsurance and return premiums 43 714 69 8 Total premiums 13285874 61 9 Interest and rents 5 294 725 93 10 Profit on sale or increase by adjustment of assets 2549555 01 11 Other sources Investment expense account 26 508 73 Dividends left with the company to accumulate at interest 177699 55 Consideration for supplementary contracts not involving life contingencies 75 434 33 13 Total income 21409798 66 Disbursements 14 Net amount paid policyholders for losses and claims 8011795 03 15 Legal expenses in adjustment of claims 7 n6 23ComptrollebGtenebals Eepobt 257 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees and branch office salar ies and travel expenses 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items For annuities involving life contingencies Surrender value Paid stockholders for interest on dividends Taxes and fees All other disbursements 662762 58 589912 36 741955 87 111631 08 164817 93 1554133 75 656282 12 57931 00 3355622 67 400000 00 491732 4G 339447 49 23 Total disbursements 17145200 57 Ledger Assets 25 Book value of real estate 1 092 140 93 26 Mortgage loans per schedule B 54766 072 03 27 Bonds at book value 20 022 376 89 28 Stocks at book value 5 495 040 48 29 Cash in office 1 qjj 49 30 Deposits at interest per schedule E 3141 414 62 31 Deposits not at interest schedule E 1372578 30 32 Agents balances net and bills receivable 25510 21 33 Other items Loans on collateral 795 530 00 Loans to policyholders 12042526 83 34 Total ledger assets as per balance on Page 3107755867 69 NonLedger Assets 35 Interest due and accrued 2 307825 81 36 Itemized value of assets over market value as of Dec 31 1915 1694538 04 37 Other items Net amount of uncollected and deferred premiums 1243465 24 38 Gross assets 113001696 78 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 36222 83 1212 94258 ComptrollerGenerals Keport 41 Other items Premium notes policy loans and other policy assets in excess of net value and of other policy liabilities on individual policies Overdue and accrued interest on bonds in default 736 55 9166 66 42 Total not admitted assets 47338 98 43 Admitted assets life business 112954357 80 Admitted assets accident health and liability business 11284195 13 Total admitted assets 124238552 93 Liabilities 44 Net amount of unpaid losses and claims 647930 73 45 Reserves or unearned premiums on risks outstanding including special reserves 93184533 00 46 Dividends to policyholders declared but unpaid and pre viously ascertained 2355811 95 47 Salaries and miscellaneous accounts due or accrued 21569 15 48 Taxes due or accrued 541998 76 49 Other items Present value of amounts not yet due on supplementary contract 548436 00 Dividends left with company to accumulate 1060393 01 Unearned interest and rent paid in advance 313891 07 All other liabilities 117923 54 Total liabilities life business 98792487 21 Total liabilities accident health and liability business 7468852 90 50 Total amount of liabilities except capital106261340 11 51 Capital actually paid in cash 5000000 00 52 Surplus over all liabilities 12977212 82 53 Surplus protection to policyholders 17977212 82 54 Total liabilities 124238552 93 Business in Force No Amount 55 In force December 31 1914 187400 380798405 03 56 Written or renewed during year 32449 72494448 97 57 Sum 219849 453292854 00CompteolleeGenebals Report 259 58 Deduct ceased to be in force during year 26218 45333754 78 59 In force December 31 1915 193631 407959099 22 Business in Georgia 61 In force December 31 1914 9340861 99 62 Written or renewed during year 2 031 442 95 63 8um 11372304 94 64 Deduct ceased to be in force during the year 1508924 00 65 In force December 31 1915 9 863 380 94 66 Net losses paid during year 84 953 00 67 Net losses incurred during year 88 363 00 Investments in Georgia 2 Bonds Augusta 50j000 00 5 Policy loans 510166 42 Total investments in Georgia 560 166 42 AMERICAN CENTRAL LIFE INSURANCE COMPANY OF INDIANAPOLIS INDIANA 8 E Market Street Indianapolis Indiana Herbert M Woollen President Carroll B Carr Secretary William A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 137000 00 2 Ledger assets Dec 31 1914 4315967 19 4 Extended at 4315967 19 Income 5 Gross premiums on new business 237709 59 6 Gross renewal premiums 827 909 44 8 Total premiums 1065619 03 9 Interest and rents 282 089 69260 ComptrollerGenerals Report 11 Other sources Consideration for supplementary contracts 14700 80 Policy coupons 1003 42 Insureds personal benefit fund 7813 96 13 Total income 1371235 90 Disbursements 14 Net amount paid policyholders for losses 263042 48 15 Legal and administrative expenses in adjustment of claims 501 78 16 Commissions and allowances to agents a First year 1 l7132 06 b Renewal 47306 06 17 Salaries of officers and employees 77762 11 18 Rents and interest 12397 21 19 Advertising printing postage telegrams etc 24551 55 20 Paid policyholders for dividends 3306 94 22 Other items Surrender values to policyholders 265168 78 Taxes licenses and fees 23622 25 Repairs and expense on real estate 13785 30 Miscellaneous 90537 75 23 Total disbursements 949114 27 Ledger Assets 25 Book value of real estate 441958 84 26 Mortgage loans per schedule B 3005066 46 29 Cash in office 1549 34 30 Deposits at interest per schedule N 59367 70 32 Agents balances net 5457 21 33 Other items Policy loans 1224689 27 34 Total ledger assets as per balance No 24 4738088 82 NonLedger Assets 35 Interest due and accrued 51553 28 36 Market value of assets over book value 76041 16 37 Other items Net uncollected and deferred premiums 17L7 94 M iscellaneous 15349 44 38 Total assets 4978311 64ComptrollerGenerals Keport Deduct Assets Not Admitted 10374 92 261 39 Agents balances 41 Other items Furniture and fixtures Excess policy indebtedness over reserves Premium balances 1 3333 33 6427 10 756 93 42 Total not admitted assets 43 Total admitted assets 30892 28 4947419 36 Liabilities 44 Net amount of unpaid losses and claims4 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Interest paid in advance Premiums paid in advance Reserve for contingencies Reserve for real estate depreciation Other liabilities 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 137000 00 321276 00 26500 00 4319520 50 1461 91 3609 01 21737 95 33219 17 5048 32 40000 00 6000 00 32046 50 4489143 36 53 Surplus protection to policyholders 54 Total liabilties Business in Force 55 In force December 31 1914 36161986 00 56 Written or renewed during year 8026898 00 458276 00 4947419 36 57 Sum 44188884 00 58 Deduct ceased to be in force during year 6894254 00 59 In force December 31 1915 37294630 00 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 26725 00 121565 00 63 Sum 148290 00262 ComptrollerGenerals Report 64 Deduct ceased to be in force during year 12500 00 65 In force December 31 1915 135790 00 Investments in Georgia 3 Mortgage loans 138500 00 AMERICAN NATIONAL INSURANCE COMPANY OF GALVESTON TEX W L Moody Jr President L H Collier Secretary W A Oliver Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 2 Ledger assets Dec 31 1914 2886325 11 4 Extended at 2886325 11 Income 5 Gross premiums on new business 409559 75 52 Industrial premiums 1249301 82 6 Gross renewal premiums 1463827 27 7 Deduct amounts paid for reinsurance and return premiums 26584 20 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents bond fees ollateral note From agents balances charged off From accident statement 2096104 64 188931 64 2043 04 1052 42 3171 35 244 50 295941 09 13 Total income 2587488 68 Disbursements 14 Net amount paid policyholders for losses 563854 37 15 Legal and administrative expenses in adjustment of claims 4492 70 ComptrollerGenerals Report 263 16 Commissions and allowances to agents a First year g 4 b Industrial 21375g g8 c Eeewal 10922 2g 17 Salaries of officers and employees 332 319 91 18 Rents and interest 40 4 qo 19 Advertising printing postage telegrams etc 43742 03 20 Paid policyholders for dividends and surrender value 99 536 21 21 Loss on sale and decrease by adjustment of assets 7 616 25 22 Other items Dividends to stockholders 25 000 00 Legal expense 4180 14 Furniture and fixtures 4111 04 Repairs and expenses on real estate 26 555 48 Taxes licenses etc 30 024 05 Examination 3qq pr All other disbursements 82 600 16 From accident statement 285 921 38 23 Total disbursements 2 115 611 55 Ledger Assets 25 Book value of real estate 805 645 00 26 Mortgage loans per schedule B 1536740 87 27 Bonds at book value 236 270 37 28 Stocks at book value 77 494 54 29 Cash in office 25 00 31 Deposits not at interest 266 366 57 32 Agents balances net 35 659 04 33 Other items Policy loans 400 000 85 34 Total ledger assets as per balance No 24 3353202 24 NonLedger Assets 35 Interest due and accrued 103 307 30 36 Market value of assets over book value 18 128 46 37 Other items Net uncollected and deferred premiums 83 645 60 Premiums in transit 22 490 00 Industrial policy liens n 904 69 Prom accident statement 28 895 07 38 Total assets 3626573 36264 ComptrollerGenerals Eeport Deduct Assets Not Admitted 39 Agents balances 35743 42 41 Other items Excess items 6759 72 42 Total not admitted assets 42503 14 43 Total admitted assets 3584 070 22 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Advance premiums Unearned interest and rents Agents cash bonds Suspense From accident statement 50 Total amount of liabilities except capital 51 Capital actually paid in cash 250000 00 52 Surplus over all liabilities 588078 30 24478 10 2572146 00 73479 66 4445 00 8000 00 3806 88 7815 15 475 00 3171 35 48174 78 2745991 92 53 Surplus protection to policyholders 54 Total liabilities 838078 30 3584070 22 Business in Force 55 In force December 31 1914 52509320 00 56 Written or renewed during year 23878343 00 57 Sum 76387663 00 58 Deduct ceased to be in force during year 14907170 00 59 In force December 31 1915 61480493 00 Business in Georgia 61 In force December 31 1914 64868S7 50 62 Written or renewed during year 1763085 00 63 Sum 8249912 50ComptbollebGenebal s Eepobt 64 Deduct ceased to be in force during year 1235811 50 65 In force December 31 1915 7014101 00 66 Net losses paid during year 88123 51 67 Net losses incurred during year 87123 51 Investments in Georgia 5 Policy loans Vj 265 34208 38 ATLANTIC LIFE INSURANCE COMPANY OF RICHMOND VIRGINIA 7th Franklin Streets Bichmond Va E Strudwick President E M Jones Secretary Wm A Wright Insurance Commissioner Attorney for Service 1 Amount of paidup capital 300000 00 2 Ledger assets December 31 1914 2593348 52 4 Extended at 2593348 52 Income 5 Gross premiums on new business 6 Gross renewal premiums Includes disability 7 Deduct amounts paid for reinsurance and return premiums 201739 05 698001 51 30076 55 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Commissions Dividends 869664 01 169833 59 12669 37 308 80 24339 31 13 Total income 1076815 08 Disbursements Claims on supplementary contracts if 800 00 14 Net amount paid polieyholders for losses 181225 78 15 Legal and administrative expenses in adjustment of claims 328 89266 ComptrollerGenerals Report 16 Commissions and allowances to agents a First year b Renewal Annuities Surrender values Surrender values applied to purchase paidup insurance 17 Salaries of officers and employees 18 Eents and interest 19 Advertising printing postage telegrams etc Amortization of premium on bonds 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Agency supervision and medical fees Federal corporation tax Miscellaneous taxes Miscellaneous travelling expenses Miscellaneous expenses Payment to warrant holders 1914 Federal income tax Legal expenses Furniture and fixtures Eepairs on real estate State tax on premiums Licenses and fees 23 Total disbursements 102457 69 42678 23 2611 02 90104 45 9111 48 46058 78 3689 54 17904 53 6 40 78449 01 557 63 48081 50 972 85 916 82 579 43 2187 13 5082 83 50 41 3729 111 817 18 20 00 22045 83 2059 41 82526 01 Ledger Assets 25 Book value of real estate 4433 05 26 Mortgage loans per schedule B 2014376 70 27 Bonds at book value 107965 72 28 Stocks at book value 12500 00 29 Cash in office 8626 10 30 Deposits at interest per schedule N 164628 B9 31 Deposits not at interest 61335 53 32 Agents balances net 33921 35 33 Other items Collateral loans 16422 14 Policy loans 511761 65 Premium notes 62185 84 Furniture and fixtures 3000 00 Committed renewal commissions 6476 62 34 Total ledger assets as per balance No 24 3007637 59ComptrollerGenerals Eeport NonLedger Assets 267 35 Interest due and accrued 40 j jq 20 36 Market value of assets over book value 516 95 37 Other items Net amount of uncollected deferred premiums 43512 38 38 Total assets 3091777 12 Deduct Assets Not Admitted 34365 28 39 Agents balances 41 Other items Georgia and Florida bonds United Loans and Trust Company Furniture and fixtures Commuted commissions Premium notes policy loans etc 5831 73 2500 00 3000 00 6476 62 11950 53 42 Total not admitted assets 64124 16 43 Total admitted assets 3027652 96 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Due on supplementary contracts Dividends deposited at interest Premiums paid in advance Unearned interest Judgment appealed in suit on agents contract 51 Capital actually paid in cash 52 Surplus over all liabilities 11124 00 2307837 00 123802 21 200 00 4550 26 9376 00 102330 09 2981 53 14004 90 3250 00 300000 00 148196 97 54 Total liabilities 3027652 96 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum No Amount Amount 337 652110 00 84 198327 00 421 850437 00 268 ComptrollerGenerals Eeport 64 Deduct ceased to be in force during year 84 190936 00 65 In force December 31 1915 337 65950100 66 Net losses paid during year 5 jg 000 00 67 Net losses incurred during year 5 ij 000 00 THE BANKERS RESERVE LIFE COMPANY OF OMAHA NEBRASKA B H Robison President R c Wagner Secretary William A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1914 4979391 29 4 Extended at 4979391 29 Income 5 Gross premiums on new business 180882 30 6 Gross renewal premiums 1075208 96 7 Deduct amounts paid for reinsurance and return premiums 779 114 8 Total premiums 1247 996 22 9 Interest and rents 273691 04 10 Dividends left with company 1702 80 11 Other sources Items in suspense 1000 13 Loss and gain items ggg s Agents balances charged off 477 ig Bonds accrual of discount 934 qq 13 Total income 1529 059 85 Disbursements 14 Net amount paid policyholders for losses 157691 96 IB Legal and administrative expenses in adjustment of claims 134 73 16 Commissions and allowances to agents a First year 113359 20 Renewal 20513 13ComptrollerGenerals Report 269 17 Salaries of officers and employees 70 744 20 18 Rts 5179 92 19 Advertising printing postage telegrams etc 20470 57 20 Paid policyholders for dividends 147 180 29 21 Loss on sale and decrease by adjustment of assets 5359 19 22 Other items Surrender values Igg 505 01 All other disbursements 93 310 68 23 Total disbursements 803 448 88 Ledger Assets 26 Mortgage loans per schedule B 1079400 00 27 Bonds at book value 3235106 00 29 Cash in office 128 14 30 Deposits at interest per schedule N 221520 33 32 Agents balances net 408 49 33 Other items Loans to policyholders 1103765 48 Premium notes 64 673 62 34 Total ledger assets as per balance No 24 5705002 06 NonLedger Assets 35 Interest accrued 41959 69 36 Market value of assets over book value 36868 54 37 Other items Net amount of uncollected and deferred premiums 20251 04 38 Total assets 5804081 33 Deduct Assets Not Admitted 39 Agents balances 1337 76 43 Total admitted assets 5802743 57 Liabilities 44 Net amount of unpaid losses and claims 9570 25 45 Reserves on risks outstanding 4436732 00 46 Dividends to policyholders declared but unpaid 135884 64 48 Taxes due or accrued 19500 00 49 Other items 59553 01 50 Total amount of liabilities except capital 4661239 90 270 CompteollebGenebals Eepobt 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 1041503 67 53 Surplus protection to policyholders 1141503 67 54 Total liabilities 5802743 57 Business in Georgia No Amount 61 In force December 31 1914 137 202692 00 62 Written or renewed during year 43 54740 75 63 Sum 180 257432 75 64 Deduct ceased to be in force during year 50 78486 00 65 In force December 31 1915 130 178946 75 CHEROKEE LIFE INSURANCE COMPANY OF ROME GEORGIA 710 Second Avenue Rome Georgia C L Guice President P L Hackethal Secretary Wm A Wright Insurance Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1914 100000 00 283065 45 4 Extended at 283065 45 Income 5 Gross premiums on new business 15979 45 6 Gross renewal premiums 68129 58 7 Deduct amounts paid for reinsurance and return premiums 84109 03 2786 30 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 81322 73 14394 03 48 75ComptrollebGeneeals Eepoet 271 11 Other sources Premiums collected on business reinsured 3 944 45 Furniture and fixtures sale of 133 oo Borrowed money 21000 00 13 Total income 120842 96 Disbursements 14 Net amount paid policyholders for losses 55895 00 15 Legal and administrative expenses in adjustment of claims 1582 91 16 Commissions and allowances to agents a First year 12070 08 b Renewal 7 275 49 17 Salaries of officers and employees 13 880 08 18 Eents and interest 3 458 32 19 Advertising printing postage telegrams etc 3930 83 20 Paid policyholders for surrender values 2218 84 21 Loss on sale and decrease by adjustment of assets 2372 60 22 Other items Licenses taxes and fees 6 592 37 Compensation and travelling expenses of managers and sup ervisors 2208 05 Medical examination and inspection fees 3 133 30 Branch office expenses 25 00 Legal expenses 1170 58 Repairs and expenses on real estate 4 041 14 Invst exp 140 00 Miscellaneous expenses 248 26 Exp ace exc of income certs 545 00 Paid reins co ace res on bus reinsured 86547 20 Paid reins co ace prems col 3 944 45 Agents balances charged off 9 083 51 23 Total disbursements 220363 01 Ledger Assets 25 Book value of real estate 37325 95 26 Mortgage loans per schedule B 15476 00 27 Bonds at book value 103588 60 29 Cash in office 358 68 30 Deposits at interest per schedule N 5650 00 31 Deposits not at interest 1890 95 32 Agents balances net 5133 64 33 Other items Outstanding nets 8118 89 Bills receivable 1183 33272 ComptrollerGenerals Beport Policy loans Auto Lien notes Due from reinsurance co aec ex payt on reserves 34 Total ledger assets as per balance No 24 2294 50 S38 56 1426 77 739 53 183545 40 NonLedger Assets 35 Interest and rents due and accrued 36 Market value of assets over book value 37 Other items Due from reins cos ace on claims of policies r Net uncollected and deferred prems Due from reins co ace coins on reinsured bus 38 Total assets 5315 77 652 00 1399 10 4773 42 1519 17 197204 86 Deduct Assets Not Admitted 39 Agents balances and O S nets 40 Bills receivable 41 Other items Prems notes uneol and deferred prems in I xross ol reserve Hook value of assets over market value Cash items in defunct banks 42 Total not admitted assets 13 Total admitted assets 13252 5 1189 33 536 82 5 17 60 828 99 21119 I7iis Liabilities 4 1 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 17 Salaries ami mieeellaneeiu accounts due or accrued Is Tax s hie or accrued 49 Other items Premiums paid in advance Interest paid in advance Borrowed money 2100000 and interest thereon 619 9S Reinsurance premiums due 9031 33 29605 55 on si 1539 S3 33S 41 33 96 21619 OS 132 Ott 50 Total amount of liabilities except capital 62917 87CompteollekGtenebals Eepoet 273 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 13167 72 53 Surplus protection to polieyholders 113167 72 54 Total liabilities 176085 59 Business in Force No Amount 55 In force December 31 1914 4587 8506252 00 56 Written or renewed during year 570 1176835 00 57 Sum 5157 9683087 00 58 Deduct ceased to be in force during year 4376 8374852 00 59 In force December 31 1915 781 1308235 00 This includes 2307455152700 of Texas business reinsured Business in Georgia 61 In force December 31 i914 425 671000 00 62 Written or renewed during year 97 202017 00 63 Sum 522 873017 00 64 Deduct ceased to be in force during year 334 525000 00 85 In force December 31 1915 188 348017 00 66 Net losses paid during year 2 2000 00 67 Net losses incurred during year 2 2000 00 Investments in Georgia 1 Real estate book value 37325 95 2 Bonds par value 100000 00 3 Mortgage loans 4375 00 5 Policy loans 231 50 i Other items Certificates of deposit 5150 00 Total investments in Georgia 147082 45274 ComptkollebGenekals Eepoet THE COLUMBIA LIFE INSURANCE COMPANY OF CINCINNATI OHIO N E Corner Fourth and Elm Streets Cincinnati Ohio F G Cross President S M Cross Secretary F B Eeins Attorney for Service Capital Stock 1 Amount of paidup capital 181800 00 2 Ledger assets December 31 1914 944340 55 4 Extended at 944340 55 Income 5 Gross premiums on new business 53039 56 6 Gross renewal premiums 202969 38 7 Deduct amounts paid for reinsurance and return premiums 11660 25 8 Total premiums 9 Interest and rents 11 Other sources Dividends left with company to accumulate at interest Coupons to policyholders credit Income health and accident department 13 Total income 244348 69 48119 82 1611 43 1993 78 38927 77 335001 49 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Supplementary contracts Applications Agency supervision and travelling expenses Branch offices Medical fees and inspections 74Mir 83 208 17 31018 19 8913 23 31909 36 1871 68 6206 38 529 73 638 30 550 00 86 91 5599 73 4138 66 7115 16 ComptrollerGenebals Eeport 275 Repairs and expenses real estate 394 62 Taxes real estate 443 24 Chattels 278 87 On premiums 1264 69 Insurance department fees and licenses 391 49 Agents licenses 302 78 H and A Department disbursements 36822 09 Excess on liens 1869 82 General expenses 2305 94 Travelling expenses 3899 42 Investment expenses 543 73 Cotton account 65 51 Appalachian Insurance Company 734 45 Strong fraudulent death claim 770 02 Legal expenses 3200 73 Agents balances notes 6985 38 23 Total disbursements 233864 15 Ledger Assets 25 Book value of real estate 33593 67 26 Mortgage loans per schedule B 682772 45 27 Bonds at book value 43612 00 29 Cash in office 3738 98 30 Deposits at interest per schedule N 48505 30 31 Deposits not at interest 2812 13 32 Agents balances net 19366 00 33 Other items Loans and liens on policies 185438 03 Bills receivable l64i 43 Furniture and fixtures 4277 28 Sundry debtors 24 83 Loans secured by collateral 19695 79 34 Total ledger assets as per balance No 24 1045477 89 NonLedger Assets 35 Interest due and accrued 32411 13 36 Market value of assets over book value 20240 66 37 Other items Net uncollected and deferred premiums 58322 13 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 19451 40 1641 43276 ComptrollerGenerals Report 41 Other items Furniture and fixtures Book value of bonds over market value Sundry debtors Liens in excess of reserve 42 Total not admitted assets 43 Total admitted assets 4277 28 15 40 24 83 L23 2i 25533 54 1130918 27 Liabilities 44 Net amount of unpaid losses and claims 6900 00 45 Reserves or unearned premiums on risks outstanding 877815 00 46 Dividends to policyholders declared but unpaid 9370 35 47 Salaries and miscellaneous accounts due or accrued 6451 52 48 Taxes due or accrued 1552 96 49 Other items Supplementary contracts 5253 47 Liability on cancelled policies 1706 00 Liability health and accident department 3470 14 Coupon to policyholders credit and accrued interest 4617 26 Appalachian Insurance Company 2112926 less premium on stock 100 per share 105M shares 1055000 in579 26 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 927715 96 181800 00 21402 31 53 Surplus protection to policyholders 54 Total liabilities Business in Force i In force December 31 1M4 56 Written or renewed during year 203202 31 1130918 27 57 Sum 58 Deduct ceased to be in force hiring year 59 In force December 31 191 00 Total Business in Georgia ei In force December 31 1914 62 Written or renewed during year 8420599 00 2784529 00 11205128 00 2041935 00 9163193 Ml 11205128 00 754830 00 237380 ii 63 Sum 992210 00ComptrollerGenerals Beport 64 Deduct ceased to be in force during year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 3 Mortgage loans 5 Policy loans Total investments in Georgia 277 357680 00 634530 00 1000 00 1000 00 33900 00 6169 57 40069 57 THE COLUMBIAN NATIONAL LIFE INSURANCE COMPANY Arthur E Chiids President William H Brown Secretary Alfred C Newell Attorney for Service Capital Stock 1 Amount of capital paid up in cash 1000000 00 2 Amount of ledger assets as per balance December 31 of previous year 10148389 62 4 Extended at 10148389 02 Income 5 First years premiums on original policies without deduction for commissions or other expenses less 433416 for first years reinsurance 281 569 22 6 Surrender values applied to pay first year s premiums 1 640 25 7 Total first years premiums on original policies 283209 47 8 Dividends applied to purchase paidup addi tions and annuities 29 64 9 Surrender values applied to purchase paid up insurance and annuities 41161 18 10 Consideration for original annuities involv ing life contingencies 10H7 67 12 Total new premiums 325567 96278 ComptrollerGeneral s Report 13 Renewal premiums in addition to items 14 16 and 17 without deductions for com missions or other expenses 1755335 50 14 Dividends applied to pay renewal premiums 50583 55 16 Surrender values applied to pay renewal premiums 1895 59 17 Renewal premiums for deferred annuities 871 51 18 Total renewal premiums 1808686 15 19 Extra premiums for total and permanent disability bene fits 8898 37 20 Total premium income 2143152 48 21 Consideration for supplementary contracts not involving life contingencies 7160 00 22 Dividends left with the company to accumulate at interest 1649 96 24 Gross interest on mortgage loans per schedule B less 150236 accrued in terest on mortgages acquired during 1914 107683 71 26 Gross interest on bonds and dividends on stocks less 1898608 accrued interest on bonds acquired during 1914 per schedule D 234748 19 27 Gross interest on premium notes policy loans or liens 101699 21 28 Gross interest on deposits in trust companies and banks per schedule E 9281 08 29 Gross interest on other debts due the com pany General interest including interest on overdue premiums 683 50 33 Gross rent from companys property in cluding 2419512 for companys occu pancy of its own buildings per schedule A 69660 64 34 Total gross interest and rents 523756 33 35 From other sources Accident and health department per statement 360245 28 Federal income tax deducted at source 205 00 Matured endowments due and unpaid 21 00 Interest on O Brien mortgage balance 75 46 41 From agents balances previously charged off 200 00 Advance deposits with applications 154 67 42 Gross profit on sale or maturity of ledger assets viz Bonds per schedule D 5 091 95 43 Gross increase by adjustment in book value of ledger as sets viz Bonds per schedule D 6611 45 44 Total income 3048323 58ComptrollerGenerals Eeport 279 Disbursements 1 For death claims less 1803300 reinsur ance 49855626 additions 183136 500387 62 2 For matured endowments 72334 00 3 For total and permanent disability claims 906 00 4 Net amounts paid for losses and matured endowments 573627 62 5 For annuities involving life contingencies 4637 94 6 Premium notes and liens voided by lapse less 239295 restorations 24498 18 7 Surrender values paid in cash or applied in liquidation of loans or notes 281459 73 8 Surrender values applied to pay new premiums see Income No 6 164025 to pay renewal premiums see Income No 16 189559 3535 84 9 Surrender values applied to purchase paidup insurance and annuities see Income No 9 41161 18 10 Dividends paid to policyholders in cash or applied in liqui dation of loans or notes 16487 07 11 Dividends applied to pay renewal premiums see Income No 14 50583 55 13 Dividends applied to purchase paidup additions and annui ties see Income No 8 129 64 14 Dividends left with the company to accumulate at inter est see Income No 22 1649 96 15 Total paid policyholders 997770 71 16 Expense of investigation and settlement of policy claims including 171796 for legal expense 1838 35 17 Paid for claims on supplementary contracts not involving life contingencies 1549 96 18 Dividends and interest thereon held on deposit surrendered during the year 73 27 19 Paid stockholders for interest or dividends 70000 00 20 Commissions to agents less commission on reinsurance First years premiums 11619380 renewal premiums 79 33844 annuities original 8384 renewal 1798 195634 06 21 Commuted renewal commissions 1200 00 23 Agency supervision and traveling expenses of supervisors except compensation for home office supervision 6899 85 24 Branch office expenses including salaries of managers and clerks not included in item 22 124173 47 25 Medical examiners fees 2517850 inspection of risks 581985 30998 35 26 Salaries and all other compensation of officers directors trustees and home office employees 100901 78280 ComptrollerGenerals Report 27 Rent including 2219510 for companys occupancy of its own buildings less 24000 received under sublease 42108 92 28 Advertising 527765 printing and stationery 1396852 postage telegraph telephone and express 1525651 exchange 54122 35043 90 29 Legal expense not included in item 16 1449 22 30 Furniture fixtures and safes 2 976 35 31 Repairs and expenses other than taxes on real estate 19187 30 32 Taxes on real estate 14 423 50 33 State taxes on premiums 30 307 22 34 Insurance department licenses and fees 5818 73 35 All other licenses fees and taxes 36 Federal corporation tax 632 81 37 State and municipal licenses and fees 1255 17 38 Personal property taxes 65 98 39 Other disbursements 40 Legislative expenses schedule K 278 91 41 Home office expenses 663666 Traveling 691725 13553 91 42 Contribution to Life Insurance Presidents Association 376 65 43 American Investment Securities Company 20000 00 44 Discount on premiums paid in advance 92 17 45 Federal income tax deducted at source 215 00 46 Agents balances charged off 28 738 44 Accident and Health Department per statement 355226 94 48 Gross decrease by adjustment in book value of ledger as sets viz Bonds per schedule D 8946 70 49 Total disbursements 2 112 737 62 Ledger Assets 1 Book value of real estate per schedule A 917374 30 2 Mortgage loans on real estate per schedule B first liens 1853633 24 4 Loans made to policyholders mi this com panys policies assigned as collateral 1 SLSrtiL 27 5 Premium notes on policies in force of which 1272924 is tor first years premiums 144241 97 6 Bonk value of bends 578542755 and stocks 9509527 per schedule I 5880522 S2 7 Cash in company s office 11700 11 Deposits in trust companies and banks not on interest per schedule E 7893 07 9 Deposits in trust companies and banks on interest per schedule E 283 974 22 10 Bills receivable 1518830 agents bal ances debit Sfi5i4ti2 credit 1859 48 net 8470514 suspense 103649 100989 93ComptrollerGenerals Report 281 11 Contingent funds subject to draft by cash iers 1939 49 Accident and Health Department per state ment 53404 16 12 Total ledger assets as per balance Item 50 11083975 58 13 14 16 17 20 21 25 26 27 28 29 30 NonLedger Assets Interest due 978086 and accrued 29 04497 on mortgages per schedule B 38825 83 Interest due 459500 and accrued 89 57300 on bonds per schedule D part 1 94168 00 Interest due 151991742947 and ac crued 974846175203 on premium notes policy loans or liens 27129 13 Interest due 155207 and accrued 611 61 on other assets Bank deposits 2163 68 Bents accrued on companys property or lease 3476 10 Total interest and rents due and accrued Gross premiums due and unreported on poli cies in force December 31 1914 less reinsurance premiums 202007 70 Gross deferred premiums on policies in force December 31 1914 less reinsurance pre miums 9689197 Totals Deduct loading 298899 67 42952 10 Net amount of uncollected and deferred premiums All other assets Accident and Health Department per statement 165762 74 255947 57 1815 01 35 Gross assets 11507500 90 Deduct Assets Not Admitted 38 39 40 41 Agents debit balances gross Cash advanced to or in the hands of officers or agents contingent funds Bills receivable Suspense Premium notes and loans on policies and net premiums in Item 29 in excess of the net value of their policies loading on notes 86564 62 1939 49 1863 25 1503 21 26512 55282 ComptrollerGenerals Eeport 42 Overdue and accrued interest on bonds in default 5930 42 Bank balances banks in hands of receivers 780 35 43 Book value of ledger assets over market value 995 62 Book value of ledger assets over market value 19665 27 Book value of ledger assets over amortized value 51816 34 45 Accident and Health Department per state ment 3828 36 46 Admitted assets i1306i04 42 Liabilities Surplus and Other Funds Net present value of all the outstanding policies in force on the 31st day of December 1914 as computed by the Massachusetts Insurance Department on the following tables of mortality and rates of interest viz 2 American Experience table at 3Va per cent on 9200991 00 Same for reversionary additions 3 971 00 5 Net present value of annuities including those in reduction of premiums American Experience 3 per cent 51870 00 Total 9256832 00 6 Deduct net value of risks of this company reinsured in other solvent companies 12 522 00 7 Extra reserve for total and permanent dis ability benefits 9 qjq qq 8 Net reserve 9254286 00 9 Present value of amounts not yet due on supplementary contracts not involving life contingencies computed by ftfAetuaiy 23806 00 10 Liability on policies cancelled and not included in net reserve upon which a surrender value may be demanded 1366 25 Present value of amounts incurred but not yet due etc 10o82 97 12 Claims for death losses in process of adjust ment or adjusted and not due 6500 00 13 Claims for death losses reported for which no proofs have been received 33 799 00 14 Reserve for net death losses incurred but un rePrted 13198 40ComptrollerGenekals Eeport 283 15 Claims for matured endowments due and unpaid 48 00 16 Claims for death losses and other policy claims resisted by the company 42685 00 19 Total policy claims 96230 40 21 Dividends left with the company to accumulate at interest and accrued interest thereon 7222 74 22 Premiums paid in advance including surrender values so applied 11188 37 23 Unearned interest and rent paid in advance 31614 76 27 Salaries rents office expenses bills and accounts due or accrued 5382 12 28 Medical examiners fees 224900 and legal fees 45000 due or accrued 2699 00 29 Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement 25495 60 33 Dividends or other profits due policyholders including those contingent on payment of outstanding and deferred pre miums 2964 47 36 Amounts set apart apportioned provisionally ascertained calculated declared or held awaiting apportionment upon deferred dividend policies not included in Item 35 85000 00 37 Reserve special or surplus funds not included above Re serve for contingencies 15000 00 41 All other liabilities Federal income tax withheld at source 205 00 Accident and Health Department per statement 257711 34 Advance deposits with applications 179 47 Balance from sale at foreclosure O Brien mortgages and interest 4301 25 46 Capital stock 1000000 00 47 TTnassigned funds surplus 471368 68 48 Total 11306104 42 Business in Georgia During 1915 17 Policies on the lives of citizens of said State in force De cember 31 of previous yearit 18 Policies on the lives of citizens of said State issued during the year 19 Total 20 Deduct ceased to be in force during year 3008796 00 774247 00 3783043 00 681009 00 21 Policies in force December 31 1915 3102034 00284 ComptrollerGenerals Keport 22 Losses and claims unpaid December 31 of previous year 23 Losses and claims incurred during year 24 Total j 25 Losses and claims settled during the year in cash 26 Losses and claims unpaid December 31 1915 27 Premiums collected or secured in cash and notes or credits without any deduction for losses dividends commissions or other expenses 10000 00 20500 00 30500 00 17500 00 13000 00 85632 31 THE CONNECTICUT MUTUAL LIFE INSURANCE COMPANY OF HARTFORD CONNECTICUT 36 Pearl Street Hartford Connecticut John M Taylor President William H Denning Secretary Oscar Palmour Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 70650640 09 4 Extended at 70650640 09 Income 5 Gross premiums on new business 804 192 60 6 Gross renewal premiums j 688 721 40 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with the company to accumulate at interest Suspense account unapplied payments on land contract Federal source taxes 7492914 00 3431215 18 35842 00 81979 62 293317 47 11660 21 508 62 13 Total income 11347437 10 Disbursements 14 Net amount paid policyholders for losses 4594 131 91 15 Legal and administrative expenses in adjustment of claims 1384 54 16 Commissions and allowances to agents First voar and re ewal 690787 63ComptrollerGenerals Eeport 285 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Dividends left with company at interest Surrendered policies Annuities and installment contract Matured endowments Taxes Balance of expenses 263803 75 63715 53 69473 38 1467920 46 64108 71 293317 47 1406291 98 55844 57 391669 30 312048 86 280931 53 23 Total disbursements 9955429 62 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Real estate sold under land contract bal purchase price Policy loans including premium loans Premium notes Bills receivable 34 Total ledger assets as per balance No 24 NonLedger Assets 2738500 83 34705344 35 23750718 00 484145 S5 1552480 49 6210 89 629070 96 8038430 18 135240 31 2506 31 72042647 57 35 Interest due and accrued 37 Other items Rents due and accrued Premiums due and unreported net 1540967 67 5718 67 811864 68 38 Total assets 74401198 59 Deduct Assets Not Admitted 39 Agents balances gross i 40 Bills receivable 41 Other items Premium notes and loans in excess of policy value 6980 01 2506 31 2130 00286 CompteollebGenebals Repoet Overdue and accrued interest on bonds in default 21500 00 Book value of ledger assets over market value bonds not subject to assessment and stock 200123 25 42 Total not admitted assets 233 344 57 43 Total admitted assets 74 167 854 02 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 48 Taxes due or accrued 49 Other items Present value of supplementary contracts not involving life contingencies Liability under policies cancelled Premiums and interest paid in advance Expenses estimated Suspense account and source taxes Surrender value credited with accrued interest Supplementary agreement 445533 38 66468643 00 1994315 66 245000 00 273127 42 59996 00 207418 64 24272 53 12168 83 3817 90 7327 88 69741621 24 50 Total liabilities 53 Surplus protection to policyholders 4 426 232 78 54 Total liabilities 74167854 02 Business in Georgia No 61 In force December 31 1914 1330 62 Written or renewed during year 234 63 Sum 1564 64 Deduct ceased to be in force during year 151 65 In force December 31 1915 1413 66 Net losses paid during year 13 67 Net losses incurred during year 13 Amount 2974289 00 441792 00 3416081 00 249188 00 3166893 00 23160 00 23160 00COMPTBOLLEB GeNEBAL s EePOET 287 THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES OF NEW YORK CITY 120 Broadway New York New York W A Day President W Alexander Secretary Wm E Duncanson Agency Manager Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets Dec 31 1914 526789751 00 4 Extended at 526789751 00 Income 5 Gross premiums on new business 7355080 38 6 Gross renewal premiums 49226585 10 7 Deduct amounts paid for reinsurance and return premiums 565803 85 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not I L C Dividends left with company to accumulate at interest Interest on dividend deposits Foreign exchange and currency adjustment Increase in special funds Bent deposits Eire insurance indemnity fund Sundry profits Agents balances previously charged off 56015861 63 24899405 41 1102298 26 564437 19 343305 98 27450 75 225417 28 91437 68 2187 49 5000 00 2907 48 11100 88 13 Total income 83290810 03 Disbursements 14 Net amount paid polieyholders for losses 22118904 46 15 Legal and administrative expenses in adjustment of claims 27705 44 16 Commissions to agent a First year 2283661 94 b Benewal 2603375 56 17 Salaries of officers and home office employees 1388742 92 18 Bents 521782 92 19 Advertising printing postage telegrams etc 435301 842SS ComptrollerGenerals Report 20 Paid policyholders for dividends 12345014 97 21 Loss on sale and decrease by adjustment of assets 1721333 50 22 Other items Matured endowments 8 481 656 17 Annuities 1332398 94 Surrender values 14093 413 77 Premiums waived account disability 995 84 Claims on supplementary contracts not I L C 355109 92 Dividend deposits and interest thereon surrendered 155429 50 Paid stockholders for dividends 7000 00 Compensation of managers and agents not paid by com mission for services in obtaining new insurance 46011 Is Agency supervision and traveling expenses of supervisors 420025 21 Branch office expenses 621246 11 Medical examination fees 317 840 53 Inspection of risks 108550 64 Legal expenses 64427 96 Furniture fixtures and safes 190765 93 Repairs and expenses other than taxes on real estate 269365 69 Taxes on real estate 209817 00 State taxes on premiums 760331 28 Insurance department licenses and fees 14931 34 All other licenses fees and taxes 163049 S3 Federal corporation tax 4475 74 Interest on overdue taxes 28845 91 Sundry disbursements 241356 96 Surrender value suspense 183 62 Interest on dividend deposits 27150 75 Interest on policy claims 10387 30 Sundry losses 11815 93 Policy claims deposits 103587 69 Agents balances charged off 35923 5 23 Total disbursements 71522222 til Ledger Assets 25 Book value of real estate 17447538 Ofi 26 Mortgage loans per schedule B 108930973 13 27 Bonds at book value 285129422 00 28 Stocks at book value 16560468 00 29 Cash in offices 56964 07 30 Deposits at interest per schedule N 11036586 18 31 Deposits not at interest 600008 68 32 Agents balances net 7071 25 95 33 Other items Policy loans 97293068 60 Collateral loans 135000 00ComptrollerGenerals Report 28 Cash in transit Bills receivable Supplies Cash in suspended banks Deposits in court account law suits 6405 15 less agency suspense 732 51 541242 89 87717 42 23575 17 2975 60 5672 64 34 Total ledger assets as per balance No 24538 558 333 39 NonLedger Assets 35 Interest and rents due andaccrued g 112 354 42 37 Other items Uncollected and deferred premiums 5 B91 354 59 82377 12 War liens 38 Total assets 550444434 52 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Supplies Cash in suspended banks Deposits in court account law suits Amortized value of special deposits in ex cess of corresponding liabilities Book value of ledger assets over amortized value of bonds and market value of stocks 2370069 43 735126 53 87717 42 23575 17 2975 60 6405 15 256652 76 42 Total not admitted assets 3 432 522 06 43 Total admitted assets 546961912 46 Liabilities 44 Net amount of unpaid losses and claims 4 203 761 13 45 Reserves or unearned premiums on risks outstanding445688127 00 46 Dividends to policyholders declared but unpaid 913713 90 47 Salaries and miscellaneous accounts due or accrued 187 710 46 48 Taxes due or accrued 1 003 966 71 49 Other items Extra reserve for total and permanent disability benefits 65133 00 Present value of amounts not yet due on supplementary contracts not I L C 3068334 00290 ComptbolleeGenebals Bepobt Present value of amounts incurred but not yet due for to tal and permanent disability benefits 4 737 00 Liability on policies canceled and not included in net re serve upon which a surrender value may be demanded 69621 90 Due and unpaid on supplementary contracts not I L C 1 534 33 Dividend deposits and accrued interest thereon 1117892 62 Premium paid in advance 319693 64 Interest and rent paid in advance i 90399 57 Fire relief fund 7939 g Fire insurance indemnity fund 48323 12 Judgments under appeal 5550 65 Sundry liabilities 196358 20 50 Total amount of liabilities except capital458806097 04 51 Capital actually paid in cash 100 000 00 52 Surplus and dividend funds 88055 815 42 53 Surplus protection to policyholders 88 155 815 42 54 Total 546961912 46 Business in Force No Amount 55 In force December 31 1914 612997 1494234342 00 56 Written or renewed during year 93904 164536569 00 5J j 706901 1658770911 00 58 Deduct ceased to be in force during year 53694 128884858 00 59 In force December 31 1915 653207 1529886053 00 Business in Georgia 61 In force December 31 1914 6j666 135435 00 62 Written or renewed during year 322 624044 00 f u 6988 14167359 00 64 Deduct ceased to be in force during year 714 1586 487 00 65 In force December 31 1915 6274 12580872 00 66 Net losses paid during year 87 273 150 15 67 Net losses incurred during year 87 26545 15 Investments in Georgia 2 onds 5681635 09 3 Mortgage loans 400751 Q0 5 Policy loans 1511406 66 Total investments in Georgia 7 593 792 75ComptrollerGenerals Report 291 FEDERAL LIFE INSURANCE COMPANY Isaac Miller Hamilton President Chas S Rannells Secretary Insurance Commissioner Attorney for Service Capital Stock 1 Amount of capital paid up in cash 300000 00 2 Amount of ledger assets as per balance Dec 31 of previous year 3232417 54 4 Extended at 3232417 54 Income 5 First years premiums on original policies without deduction for commissions or other expenses less 532 89 for first years reinsurance 102475 90 8 Dividends applied to purchase paidup additions and annuities 9 70 9 Surrender values applied to purchase paid up insurance and annuities 2543 04 12 Total new premiums 105 028 64 13 Renewal premiums in addition to items 14 16 and 17 without deduction for commissions or other expenses less 15483 87 reinsurance on renewals 547661 78 14 Dividends applied to pay renewal prems 11434 60 18 Total renewal premiums 19 Extra premiums for total and permanent disability benefits 842 38 and for ad ditional accidental death benefits 1673 37 included in life policies 20 Total premium income 22 Dividends left with company to accumulate at interest 24 Gross interest on mortgage loans per schedule B less 1725 85 accrued in terest on mortgages acquired during 1915 48332 87 25 Gross interest on collateral loans per schedule 0 3877 31 559096 38 2515 75 666640 77 2773 29292 ComptrollerGeneeals Eeport 26 Gross interest on bonds and dividends on stocks less 4005 21 accrued interest on bonds acquired during 1915 per schedule D 31159 43 27 Gross interest on premium notes policy loans or liens 57827 58 28 Gross interest on deposits in trust com panies and banks per schedule E 3734 54 29 Gross interest on other debts due the company give items and amounts Bills receivable 30g 73 33 Gross rent from companys property in cluding 10000 for companys occupancy of its own buildings per sched A 41600 63 34 Total gross iniereat and rents 180 839 09 35 From other sources Suspense account 20 Profit and loss T 6666 67 Income accident and health department 79 955 24 43 Gross increase by adjustment in book value of ledger as sets b Bonds per sched D 125 00 44 Total incomeJ q43230 99 Disbursements 1 For death claims less 6210 11 reinsur ance 111012 69 2 For matured endowments 20 550 00 4 Net amounts paid for losses and matured endowments 131562 69 6 Premium notes and liens voided by lapse less 3837 14 restorations 12264 20 7 Surrender value paid in cash or applied in liquidation of loans or notes 99156 10 9 burrender value applied to purchase paidup insurance and annuities see Income No 9 2 543 04 10 Dividends paid to policyholders in cash or applied in li pidaton of loans or notes 2 838 27 11 Dividends applied to pay renewal premiums see Income lt i 11434 60 12 Dividends applied to shorten the endowment or premium paying period See Income No 15 coupons applied to premiums 1699 26 paid cash 439 51 2138 77 13 Dividends applied to purchase paidup additions and an nuities see Income No 8 9 70ComptrollerGenerals Report 293 14 Dividends left with company to accumulate at int see Income No 22 2 773 99 15 Total paid polieyholders 264 720 66 16 Expense of investigation and settlement of policy claims 1212 25 17 Paid for claims on supplementary contracts not involving life contingencies 2 424 45 18 Dividends and interest thereon held on deposits surren dered during the year 421 22 20 Commissions to agents less commission on reinsurance First years premiums 73265 87 renewal premiums 21707 05 94972 92 21 Commuted renewal commissions 9 iqq 24 22 Compensation of managers and agents not paid by com mission for services in obtaining new insurance 4 313 33 23 Agency supervision and traveling expenses of supervisors except compensation for home office supervision 4 219 73 24 Branch office expenses including salaries of managers and clerks not included in item 22 17 642 57 25 Medical examiners fees 7842 00 inspection of risks 2356 51 10198 51 26 Salaries and all other compensation of officers directors trustees and home office employees 52 097 79 27 Rent including 10000 00 for companys occupancy of its own buildings 10000 00 28 Advertising 6279 22 printing and stationery 9219 24 postage telegraph telephone and express 8442 63 exchange 833 29 24 774 38 29 Legal expense not included in item 16 5 695 65 30 Furniture fixtures and safes 2 278 95 31 Repairs and expenses other than taxes on real estate 25191 01 32 Taxes on real estate g 73O 40 33 State taxes on premiums 8 279 89 34 Insurance department licenses and fees 2502 69 35 All other licenses fees and taxes give items and amounts 487 52 38 Disbursements accident and health dept 82110 18 40 Library expenses 580 42 41 Miscellaneous expense 2 165 65 42 Actuarial expense 135 qo 43 Investment expense 1 216 06 48 Gross decrease by adjustment in book value of ledger as sets viz b Bonds per schedule D 15 00 c Stocks per schedule D 4 176 00 49 Total disbursements 637 722 47294 CompteollebGeneeals Eepoet Ledger Assets 1 Book value of real estate per soiled A 505711 90 2 Mortgage loans on real estate per sched B first liens 966728 65 3 Loans secured by pledge of bonds stocks or other collateral per sched C 11770 59 4 Loans made to policyholders on this com panys policies assigned as collateral 1305225 12 5 Premium notes on policies in force of which 1700 616 is for first years premiums 26 281 71 6 Book value of bonds 579112 00 and stocks 13032 00 per sched D 592144 00 7 Cash in companys office 10979 14 9 Deposits in trust companies and banks on interest per sched E 97311 65 10 Bills receivable 4617 87 agents bal ances debit 9051 11 13668 98 11 Furniture library printing and agency equipments 8104 32 12 Total ledger assets as per balance item 50 3537926 06 NonLedger Assets 13 Interest due 4328 62 and accrued 15955 45 on mortgages per sched B 20284 07 14 Interest accrued on bonds per sched D part 1 10539 91 15 Interest accrued on collateral loans per schedule C part 1 245 00 16 Interest accrued on premium notes policy loans or liens 12 781 66 18 Certificates of deposits in banks and trust companies 1809 64 21 Total interest and rents due and accrued 45 660 28 24 Due from other companies for losses or claims on policies of this company reinsured 10 287 66 25 Gross premiums due and unreported on policies in force December 31 1915 less reinsurance premiums 40879 88 26 Gross deferred premiums on policies in force December 31 1915 less reinsur ance premiums 48 928 59 27 Total 89808 47CoMPTBOLLEB GENERAL s RePOBT 28 Deduct loading 20597 39 295 29 Net amount of uneollected and deferred premiums 31 Premiums in process of collection ace and hlth dept 69211 08 75 10 35 Gross assets 3663160 18 Deduct Assets Not Admitted 37 Supplies stationery printed matter 1 500 00 furniture fixtures and safes 6604 32 38 Agents debit balances gross 40 Bills receivable 41 Premium notes and loans on policies and net premiums in item 29 in excess of the net value of their policies 43 Book value of ledger assets over market value 8104 32 9051 11 4617 87 47330 49 3312 50 46 Admitted assets 3590743 89 Liabilities Surplus and Other Funds Net present value of all the outstanding policies in force on the 31st day of December 1914 as computed by the Illinois Ins Dept on the following ta bles of mortality and rates of interest viz 1 Actuaries table at 4 per cent 1825785 00 2 American Experience Table at 3 percent 1219501 00 Same for reversionary additions 5028 00 Total 3050314 00 6 Deduct net value of risks of this company reinsured in other solvent companies 22055 00 7 Extra reserve for total and permanent disability benefits 373 00 and for additional accidental death benefits 914 00 included in life policies 1287 00 8 Net reserve 3029546 00 9 Present value of amounts not yet due on supplementary contracts not involving life contingencies computed by the company 25896 00 12 Claims for death losses in process of ad justment or adjusted and not due 1500 00296 ComptrollerGenerals Eeport 13 Claims for death losses reported for which no proofs have been received 14 Reserve for net death losses incurred but unreported 15 Claims for matured endowments due and unpaid 16 Claims for death losses and other policy claims resisted by the company 7159 08 11034 90 128b 33 11142 41 19 Total policy claims i 21 Dividends left with the company to accumulate at interest and accrued interest thereon 22 Premiums paid in advance including surrender values so applied 23 Unearned interest and rent paid in advance 24 Commissions due to agents on premium notes when paid 25 Commissions to agents due or accrued 27 Salaries rents office expenses bills and accounts due at accrued 28 Medical examiners fees and legal fees due or accrued 29 Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement 34 Dividends declared on or apportioned to annual dividend policies payable to policyholders during 1915 whether contingent upon the payment of renewal premiums or otherwise 35 Dividends declared on or apportioned to deferred dividend policies payable to policyholders during 1915 36 Amounts set apart apportioned provisionally ascertained calculated declared or held awaiting apportionment up on deferred dividend policies not included in item 35 37 Reserve special or surplus funds not included above Coupons matured and unpaid inc int All other liabilities Liabilities ace and hlth dept Reserved for possible Northern Life liability Judgment for alleged wrongful cancellation of policy Capital stock 41 li 47 Unassigned funds surplus 32122 72 9385 20 1864 39 8593 84 857 51 1005 00 1605 00 661 50 14953 51 5893 00 7818 00 76163 03 4456 36 8989 15 7389 32 1075 10 300000 00 52469 26 48 Total 3590743 89 Business in Georgia During 1915 17 Policies on the lives of citizens of said State in force December 31 of previous year 205137 00ComptrollerGenerals Beport 18 Policies on the lives of citizens of said State issued during the year 19 Total 7 20 Deduct ceased to be in force during the year 21 Policies in force Dec 31 1915 23 Losses and claims incurred during year 24 Total 25 Losses and claims settled during the year 27 Premiums collected or secured in cash and notes or credits without any deduction for losses dividends commis sions or other expenses 297 5159 00 210296 00 68340 00 141956 00 1250 00 1250 00 1250 00 3143 03 THE FIDELITY MUTUAL LIFE INSURANCE COMPANY OF PHILADELPHIA PA 112116 N Broad Street Philadelphia Pa Walter LeMar Talbot President Chas G Hodge Secretary Capital Stock 2 Ledger assets Dec 31 1914 30583488 09 4 Extended at 30583488 09 Income 5 Gross premiums on new business 517 283 20 6 Gross renewal premiums 4 293 147 19 7 Deduct amounts paid for reinsurance and return premiums 10jm 54 8 Total premiums 4799523 85 9 Interest and rents 1638077 80 10 Profit on sale or increase by aujustment of assets 11661 56 11 Other sources Bonus on mortgages j35 qq Dividends left to accumulate 20 544 55 13 Total income 6513009 11298 CompteollebGenebals Kepoet Disbursements 14 Net amount paid polieyholders for losses endowments and annuities 4 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 211855 68 annuities 450 00 17 Salaries of officers and employees home office 18 Rents 19 Advertising printing postage telegrams etc 20 Paid polieyholders for dividends Paid polieyholders for surrender value 21 Loss on sale and decrease by adjustment of assets 22 Other items Insurance dept fees and licenses Insurance dept tax on premiums Branch office expenses med examiners fees inspectors risks All other disbursements 1994593 45 5462 21 192446 10 212305 68 176741 10 71882 18 65991 33 793576 39 1974513 39 19901 08 12941 65 80802 13 149971 11 181121 10 23 Total disbursements 4 5 932 248 90 Ledger Assets 25 Book value of real estate 1 435 774 97 26 Mortgage loans per schedule B 12 731 257 65 27 Bonds at book value 7 593 524 39 28 Stocks at book value 142 235 50 29 Cash in office 294 68 30 Deposits at interest per schedule N 376 070 56 31 Deposits not at interest 2 500 00 32 Agents balances net 411 501 9S 33 Other items Bills receivable 32 371 19 34 Total ledger assets as per balance No 24 31 164 908 30 NonLedger Assets 35 Interest and rents due and accrued 36 Market value of assets over book value 37 Other items uncollected and deferred premiums 38 Total assets 421968 84 128917 86 434240 49 32150035 49 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 422814 33 32371 19ComptrollerGenerals Eeport 299 41 Other items Premium notes and loans in excess of the net value 95368 00 Market value of stocks and amortized value of bonds 320903 26 42 Total not admitted assets 871457 14 43 Total admitted assets 31278578 35 Liabilities 44 Net amount of unpaid losses and claims 225700 33 45 Reserves on risks outstanding 27018192 41 46 Dividends to polieyholders declared but unpaid 626285 37 48 Taxes due or accrued 70019 22 49 Other items Premiumsand interest prepaid 205749 02 Accumulations and deferred dividend policies 1858603 14 53 Surplus protection to polieyholders 1230178 33 54 Total liabilities 31278578 35 Business in Force No Amount 55 In force December 31 1914 64825 134064215 00 56 Written or renewed during year 6888 15232382 00 57 Sum 71713 149296597 00 58 Deduct ceased to be in force during year 7310 16940820 00 59 In force December 31 1915 64403 132355777 00 Business in Georgia 61 In force December 31 1914 1994 4438115 00 62 Written or renewed during year 193 406223 00 63 Sum 2187 4844338 00 64 Deduct ceased to be in force during year 371 955991 00 65 In force December 31 1915 1816 3888347 00 66 Net losses paid during year 13 22629 90 67 Net losses incurred during year 15 24629 90300 ComptrollerGenerals Report Investments in Georgia 2 Bonds 3 Mortgage loans 773070 00 o Policy loans 2798124 Total investments in Georgia 1227951 04 THE FRANKLIN LIFE INSURANCE COMPANY OF SPRINGFIELD ILL George B Stadden President Henry Ahe Secretary W W Reid Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets Dec 31 1914 6478232 i EXtended 3t 77Z7 6478232 09 Income 5 Gross premiums on new business 246 439 10 6 Gross renewal premiums 1291659 91 7 Deduct amounts paid for reinsurance and return premiums 1 i 571 48 8 Total premiums 15218 8 9 Interest and rents 346895 33 10 Increase by adjustment of assets 314 41 11 Other sources Dividends left with the company 727 68 Agents balances previously charged off 315 31 Income tax withheld Premiums paid in advance 116 34 13 Total income 3870125m Disbursements 14 Netamount paid policyholders for losses 441 019 4 15 Legal and administrative expenses in adjustment of claims 767 06 16 Commissions and allowances to agents aFirSt ear 174182 9ComptrollerGenerals Keport 301 b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyliolders for dividends and surrenders 21 Decrease by adjustment of assets 22 Other items Dividends surrendered Stock dividends Medical examinations and inspections Agents balances charged off Miscellaneous expenses taxes etc Supplementary contracts 6410 45 93286 87 23583 92 27441 03 371535 70 20626 00 140 01 5000 00 23302 75 4560 51 61996 67 650 00 23 Total disbursements 1316502 58 Ledger Assets 25 26 27 29 30 32 33 34 Book value of real estate Mortgage loans per schedule B Bonds at book value Cash in office Deposits at interest per schedule N Agents balances net Other items Collateral loans Policy loans Premium notes Total ledger assets as per balance No 24 NonLedger Assets 260000 00 3765258 50 573816 82 7765 06 206216 07 42833 70 221100 00 1911775 27 43090 59 7031856 01 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Deferred and uncollected premiums 115783 97 6489 13 132687 52 38 Total assets 7286816 63 Deduct Assets Not Admitted 39 41 42 43 Agents balances 43969 80 Other items Premium notes and loans in excess of reserve 13738 76 Total not admitted assets Total admitted assets 57708 56 7229108 07302 ComptbolleeGeneeals Eepoet Liabilities 44 Net amount of unpaid losses and claims 45 Reserves on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued payable 1916 49 Other items Premiums paid in advance Supplementary contracts Unearned interest Commissions Cost of collection Medical fees Dividends contingent on payment of premiums Trust fund Special funds 50 Total amount of liabilities except capital 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 911 390 15 55696 62 5869038 00 74035 83 3865 76 34468 70 9621 02 8763 00 27752 03 8010 97 3111 90 817 00 3275 80 7761 01 111500 28 6217717 92 53 Surplus protection to policyholders 54 Total liabilities 1011390 15 7229108 07 Business in Force 55 In force December 31 191448507114 00 56 Written or renewed during year 10 288 476 00 5J Sum 58795590 00 58 Deduct ceased to be in force during year 8 513 975 00 59 In force December 31 1915 50281615 00 Business in Georgia 61 In force December 31 1914 3241051 00 62 Written or renewed during year 133 500 00 63 Sum 3374551 00 64 Deduct ceased to be in force during year 694 111 00 65 In force December 31 1915 2680440 00303 ComptrollerGenerals Report 66 Net losses paid during year 37957 54 67 Net losses incurred during year 43247 93 Investments in Georgia 5 Policy loans 200281 64 GEORGE WASHINGTON LIFE INSURANCE COMPANY Harrison B Smith President Ernest C Milair Secretary Brutus J Clay Attorney for Service Atlanta Ga Capital Stock 1 Amount of capital paid up in cash 250000 00 2 Amount of ledger assets as per balance December 31 of previous year 973574 61 3 Increase of capital during the year 222865 76 4 Extended at 1196440 37 Income 5 First years premiums on original policies without deduction for commissions or other expenses less 423801 for first years reinsurance 50259 14 9 Surrender value applied to purchase paidup insurance and annuities 1449 89 10 Consideration for original annuities involv ing life contingencies 131675 00 12 Total new premiums 183384 03 13 Renewal premiums in addition to items 14 16 and 17 without deduction for com missions or other expenses less 10865 25 for reinsurance on renewals 223431 42 14 Dividends applied to pay renewal premiums 2082 04 18 Total renewal premiums 225513 46 19 Extra premiums for total and permanent disability bene fits 76105 and for additional accidental death benefits 105820 included in life policies 1819 33 20 Total premium income 410716 82304 ComPTROLLEBGtENERALs REPORT 22 Dividends left with the company to accumulate at interest 24 Gross interest on mortgage loans per sched ule B 34314 13 lo Gross interest on collateral loans per sched 9fi a le 3654 00 2b Gross interest on bonds and dividends on stocks per schedule D g 252 5s 27 Gross interest on premium notes policy loans or liens jo 142 or 28 Gross interest on deposits in trust companies and banks per schedule E 266 3 29 Gross interest on other debts due the com pany Dist on mortgage loans 1 935 00 Div on reinsurance 3gp 3 33 Gross rent from companys property per 9cheduIe A 4853 70 34 Total gross interest and rents 35 From other sources Premiums in advance C W A Suspense Borrowed money gross 41 From agents balances previously charged off 42 Gross profit on sale or maturity of ledger assets viz a real estate per schedule A 40000 b bonds per schedule 1 53500 total 43 Cross increase by adjustment in book value of ledger aa sets viz a real slate per schedule A 1387500 j b bonds per schedule I 2700011 total 44 Total income Disbursements 1 Far death claims less 250000 reinsurance 08 05010 additions 63500 5 For annuities involving life contingencies 6 Premium notes and liens voided by lapse 7 Surrender values paid in cash ox applied in liquidationof loans or notes Snrtcnder values applied to purchase lanVupinsuranceand annuities see Income Ko 9 1 Dividends paid to poluvholders in cash or applied i Moui dation of loans or notes 11 Dividends applied to pay renewal premiums seeincome No 14 50 38 65780 41 501 71 848 15 37 13 27468 mi SS7 SI 935 00 16575 00 528209 00 69294 III 8500 00 4294 42 46484 67 1449 89 900 73 2082 04ComptbollebGenebals Bepoet 305 14 Dividends left with the company to accumulate at interest see Income ATo 22 50 38 15 Total paid policyholders 133056 13 16 Expense of investigation and settlement of policy claims including 53219 for legal expense 726 19 19 Paid stockholders for interest or dividends 4 999 20 20 Commissions to agents less commission on reinsurance First years premiums 3388769 renewal premiums 570421 annuities original 300000 bonuses 1 18633 43768 23 21 Commuted renewal commissions 338 99 22 Compensation of managers and agents not paid by commis sion for services in obtaining new insurance 10873 35 23 Agency supervision and traveling expenses of supervisors except compensation for home office supervision 2 397 19 24 Branch office expenses including salaries of managers and clerks not included in item 22 7 678 33 25 Medical examiners fees 626750 inspection of risks 137716 7644 66 26 Salaries and all other compensation of officers directors trustees and home office employees 27 916 40 27 Kent less 3500 received under sublease 1765 00 28 Advertising 345581 printing and stationery 636240 postage 172816 telegraph telephone and express 64056 12186 93 29 Legal expense not included in item 16 55 77 30 Furniture fixtures and safes 1 699 24 31 Repairs and expenses other than taxes on real estate 1051 99 32 Taxes on real estate 577 92 33 State taxes on premiums 1 116 46 34 Insurance department licenses and fees 855 10 35 All other licenses fees and taxes 36 Federal corporation tax 190 qq 37 Taxes on personal property 1 216 39 38 Income tax 52 76 39 Other disbursements 40 General expense 9 679 40 41 Fire insurance 1 579 72 42 Commercial Life Insurance and Casualty Company 4135 10 43 Title fees on real estate loans 180 60 44 Borrowed money and interest repaid 16260 00 46 Agents balances charged off 10 432 19 48 Gross decrease by adjustment in book value of ledger as sets viz real estate per schedule A 4000 00 49 Total disbursements 300 433 24306 ComptrollerGenerals Eeport Ledger Assets 1 Book value of real estate less 1500000 ineumbrances per schedule A 154750 00 2 Mortgage loans on real estate per schedule B 575462 30 3 Loans secured by pledge of bonds stocks or other collateral per schedule C 63248 36 4 Loans made to policyholders on this com panys policies assigned as collateral 192253 82 5 Premium notes on policies in force of which 275518 is for first years premiums 33679 50 6 Book value of bonds 122350 and stocks 12075 per schedule D 134425 00 7 Cash in companys office 2195 42 8 Deposits in trust companies and banks not on interest per schedule E 9044 37 9 Deposits in trust companies and banks on interest per schedule E 16403 63 10 Bills receivable 480263 agents bal ances debit 1116480 credit 1365 26 net 979954 14602 17 11 J Friedman and wife secured 375 80 12 Total ledger assets as per balance Item 50 1196440 37 NonLedger Assets 13 Interest due 489937 and accrued 3653 74 on mortgages per schedule B 8553 11 14 Interest accrued on bonds per schedule D Part 1 2380 00 15 Interest due 145764 and accrued 715 78 on collateral loans per schedule C part 1 2173 42 16 Interest due 187736 and accrued 184 23 on premium notes policy loans or Kens 2061 59 18 Bills receivable 770 53 20 Bents accrued on companys property or ease 807 00 21 Total interest and rents due and accrued 17055 65 25 Gross premiums due and unreported on poli cies in force December 31 1915 less re insurance premiums 10677 92ComptrollerGenerals Eeport 307 26 Gross deferred premiums on policies in force December 31 1915 less reinsurance premiums 16889 54 27 Totals 28 Deduct loading 27567 46 5620 21 29 Net amount of uncollected and deferred premiums 30 All other assets Fire insurance premiums paid in advance Supplies stationery and printed matter Furniture fixtures and safes 21947 25 1020 86 2500 00 4488 22 35 Gross assets 1243425 35 Deduct Assets Not Admitted 37 Supplies stationery printed matter 2 50000 furniture fixtures and safes 4 48822 6988 22 38 Agents debit balances gross 11164 80 40 Bills receivable 4802 63 41 Premium notes and loans on policies and net premiums in Item 29 in excess of the net value of their policies 2309 08 25264 73 46 Admitted assets 1218187 62 Liabilities Surplus and Other Funds Net present value of all the outstanding policies in force on the 31st day of De cember 1915 as computed by the com pany on the following tables of mortality and rates of interest viz 1 Actuaries table at 3 per cent on modified preliminary term basis 714249 52 2 American Experience table at 3 per cent on full level premium basis 13217 95 Same for reversionary additions 24575 32 3 American Experience table at 3 per cent on full preliminary term basis This re serve is for 20 payment life business is sued by eommecial life 41717 01308 ComptrollerGenerals Report 5 Net present value of annuities including those in reduction of premiums Mc Clintocks Annuity tables Z per cent 116455 17 Total 910214 97 6 Deduct net value of risks of this company reinsured in other solvent companies 10609 51 899605 46 7 Extra reserve for total and permanent disability benefits 388759 and for additional accidental death benefits 58352 included in life policies premium reduction coupons 100579 5476 90 10 Liability on policies cancelled and not included in net re serve upon which a surrender value may be demanded 734 76 21 Dividends left with the company to accumulate at interest and accrued interest thereon 50 38 22 Premiums paid in advanee including surrender values so applied 501 70 23 Unearned interest and rent paid in advanee 8495 96 27 Salaries rents office expenses bills and accounts due or accrued 75 00 29 Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement 3978 70 31 Borrowed money 1146800 and interest thereon 8937 11557 37 33 Dividends or other profits due policyholders including those contingent on payment of outstanding and deferred pre miums 232 97 37 Reserve special or surplus funds not included above C W A 346 75 41 All other liabilities Commercial Life Insurance and Cas ualty Company 435 10 46 Capital Stock 250000 00 47 Unassigned funds surplus 36696 57 48 Total 1218187 62 Business in Georgia During 1915 17 Policies on the lives of citizens of said State in force De cember 31 of previous year 2312391 00 18 Policies on the lives of citizens of said State issued during the year 514072 00 19 Total 2826463 00 20 Deduct ceased to be in force during the year 1057822 00 21 Policies in force December 31 1915 1768641 00ComptrollerGenerals Report 309 23 Losses and claims incurred during year 4 535 00 27 Premiums collected or secured in cash and notes or credits without any deduction for losses dividends commissions or other expenses 54 590 52 THE GERMANIA LIFE INSURANCE COMPANY OF NEW YORK CITY 50 Union Square New York N Y Hubert Cillis President Carl Heye Secretary Alexander C King Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1914 50407820 69 4 Extended at 50407820 69 Income 5 Gross premiums on new business 666938 81 6 Gross renewal premiums 5 328 612 36 7 Deduct amounts paid for reinsurance and return premiums 27356 06 8 Total premiums 5968195 n 9 Interest and rents 2 457 708 11 10 Profit on sale or increase by adjustment of assets 7189 08 11 Other sources Consideration for supplementary contracts 22799 26 Dividends left with the company 8 269 40 Borrowed money 465779 80 Other income 63775 50 13 Total income 8993716 26 Disbursements 14 Net amount paid policyholders for losses 3483987 37 15 Legal and administrative expenses in adjustment of claims 2712 44 16 Commissions and allowances to agents a First year 22027s is b Renewal 539693 99 17 Salaries of officers and employees 216241 69310 ComptkollerGenebals Eepobt 18 Bents and interest 54 276 23 19 Advertising printing postage telegrams etc 83875 41 20 Paid policyholders for dividends 940403 96 21 Loss on sale and decrease by adjustment of assets 72467 12 22 Other items Surrender values 1 334 sig 22 Annuities 4975 70 Taxes repairs and expenses on real estate 192218 73 Insurance department taxes licenses and fees 67 340 17 Other disbursements 126 128 14 23 Total disbursements 7 425 117 85 Ledger Assets 25 Book value of real estate 5084027 58 26 Mortgage loans per schedule B 26422802 20 27 Bonds at book value 12 361 709 44 29 Cash in office 3 911 2 30 Deposits at interest per schedule 548 660 84 31 Deposits not at interest 105 664 48 33 Other items Loans to policyholders 7 449 642 74 34 Total ledger assets as per balance No 24 51976419 10 NonLedger Assets 35 Interest due and accrued 691 728 98 37 Other items Bents due 4 791 4g Net uncollected and deferred premiums 1406146 17 Other assets 306217 00 38 Total assets 54385302 71 Deduct Assets Not Admitted 41 Other items Book value of bonds over market value 1803739 84 43 Total admitted assets 52 581 562 87 Liabilities 44 Net amount of unpaid losses and claims 509 583 45 45 Reserves or unearned premiums on risks outstanding 44233 300 00 46 Dividends to policyholders declared but unpaid 1309901 01 47 Salaries and miscellaneous accounts due or accrued 29 754 78 48 Taxes due or accrued 60 798 52ComptrollerGenerals Keport 311 49 Other items Borrowed money Amount of all other claims against the company 51 Capital actually paid in cash 200000 00 52 Surplus and dividend funds over all liabili ties 5189409 57 703827 40 345078 14 53 Surplus protection to policyholders 5389409 57 54 Total liabilities 52581562 87 Business in Force 55 In force December 31 1914 150075274 00 56 Written or renewed during year 15195275 00 57 Sum 165270549 00 58 Deduct ceased to be in force during year 14533374 00 59 In force December 31 1915 150737175 00 Business in Georgia 61 In force December 31 1914 1428193 00 62 Written or renewed during year 394650 00 63 Sum 1822843 00 64 Deduct ceased to be in force during year 141992 00 65 In force December 31 1915 1680851 00 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 5 Policy loans 6 Other items Bank balances 7000 00 6000 00 97365 91 50000 00 Total investments in Georgia 147365 91312 ComptrollebGenebals Repoet HOME LIFE INSURANCE COMPANY OF NEW YORK CITY 256 Broadway New York N Y George E Ide President Ellis W Gladwin Secretary Wm A Wright Insurance Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 125000 00 2 Ledger assets December 31 1914 30348907 47 4 Extended at 30348907 47 Income 5 Gross premiums on new business 785461 00 6 Gross renewal premiums 3 656 949 70 7 Deduct amounts paid for reinsurance and return premiums 4442410 70 97345 80 1500857 37 17448 84 8 Total premiums 4345064 90 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involving life contingencies Dividends and matured endowments left to accumulate at interest Income tax withheld and reinsurance reserves deposited 10928 50 22316 01 20087 88 13 Total income qio 703 50 Disbursements II Net amunit paid policyholderg for losses 1291592 51 16 Legal and administrative expenses in adjustment of claims 529 18 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees and directors fees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 172495 50 254021 IS 213106 07 30000 00 35528 69 002720 86 79633 68ComptrollerGeneral s Eepobx 313 22 Other items Surrender values paid Matured endowments paid Taxes paid Miscellaneous disbursements 861589 08 637982 52 88908 06 346482 02 23 Total disbursements 4 Q14 539 32 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Loans to policyholders on policies as collateral Premium notes on policies in force 34 Total ledger assets as per balance No 24 NonLedger Assets 1450000 00 7235750 00 15435013 00 1268568 71 1143 47 470007 56 14879 42 3505 88 5062859 79 715293 82 31657021 65 35 Interest and rents due and accrued 37 Other items Due from other companies for losses reinsured Net amount of uncollected and deferred premiums 268251 74 126000 00 481421 66 38 Total assets 32532695 05 Deduct Assets Not Admitted 39 Agents balances4 41 Other items Premium notes in excess of net value of pol icies Book over market value of bonds and stocks 3911 57 13059 06 486284 71 42 Total not admitted assets 43 Total admitted assets 503255 34 32029439 71 Liabilities 44 Total amount of unpaid losses and claims 45 Eeserves on risks outstanding 331343 33 29036607 00314 ComptrollerGeneral s Eeport 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Estimated amount of taxes payable upon business of the year 49 Other items Premiums paid in advance Unearned interest and rent paid in advance Dividends left to accumulate with interest thereon Other liabilities 149520 09 8975 16 60000 00 32608 59 171541 91 69995 75 30392 53 50 Total amount of liabilities except capital 29890984 36 51 Capital actually paid in cash 125000 00 52 Surplus over all liabilities 2013455 35 53 Surplus protection to policyholders 2138455 35 54 Total liabilities 32029439 71 Business in Force No Amount 55 In force December 31 1914 59600 120893433 00 56 Written or renewed during year 6850 15095695 00 57 8lm 66450 135989128 00 58 Deduct ceased to be in force during year 4785 10328955 00 59 In force December 31 1915 61665 125660173 00 Business in Georgia 61 In force December 31 1914 736 1939918 00 62 Written or renewed during year 48 114 500 54 63 Sum 784 2054418 54 64 Deduct ceased to be in force during year 79 211 339 54 65 In force December 31 1915 705 1843079 00 66 Net losses and claims paid during year 21 652 54 67 Net losses and claims incurred during year 19 152 54 Investments in Georgia 2 Bonds 3 Mortgage loans 5 Policy loans Total investments in Georgia 210976 36 363350 00 137865 00 712191 36ComptbolleeGenebal s Repobt 315 ILLINOIS LIFE INSURANCE COMPANY OF CHICAGO 10 South LaSalle Street Chicago 111 James W Stevens President Oswald J Arnold Secretary J W Tumlin Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1914 10924270 79 4 Extended at 10924270 79 Income 5 Gross premiums on new business 483375 30 6 Gross renewal premiums 1841447 77 7 Deduct amounts paid for reinsurance and return premiums 2324823 07 10579 80 8 Total premiums 2314243 27 9 Interest and rents 589575 85 10 Profit on sale or increase by adjustment of assets 2 50 11 Other sources Consideration for supplementary contracts not involving life contingencies 4119 82 13 Total income 2907941 44 Disbursements 14 Net amount paid policyholders for losses and cash sur renders etc 1142672 33 15 Legal and administrative expenses in adjustment of claims 996 45 16 Commissions and allowances to agents a First year 276521 69 b Bnewal 121483 94 17 Salaries of officers and employees 230585 04 18 Rents 24726 36 19 Advertising printing postage telegrams etc 43247 51 20 Paid policyholders for dividends 85435 71 21 Loss on sale and decrease by adjustment of assets 692 20 22 Other items Furniture fixtures and repairs 11590 86316 ComptrollerGenerals Report Taxes licenses fees etc Incidental Paid stockholders 23 Total disbursements 26284 46 7784 18 60000 00 2032020 73 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Loans secured by pledge of bonds etc Loans made to polieyholders on this companys polici collateral Premium notes on policies in force 34 Total ledger assets as per balance No 24 1023385 22 1567372 40 2098173 75 2532595 39 15494 15 370176 34 208057 07 1966137 50 s 2015191 04 3608 64 11800191 50 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Due from other companies for claims on policies of this company reinsured Net amount of uncollected and deferred premiums 69102 70 157367 89 2161 60 350515 28 38 Total assets 12379338 97 Deduct Assets Not Admitted 30 Agents balances 213252 79 4 I other items Premium notes and loans in excess of net value of policies Market value of special deposits in excess of corresponding liabilities 26844 43 4694 00 42 Total not admitted assets 43 Total admitted assets 244791 22 12134547 75CoMPTBOLLEBGrENEBAL s EePOET Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders apportioned 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Unearned interest and premiums paid in advance Aggregate of accumulated S I funds held waiting appor tionment on survivorship investment and survivorship bonus policies in accordance with the terms thereof 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 500000 00 604506 93 317 52225 40 10376981 40 168169 55 12395 33 16155 12 47507 57 356606 45 11030040 82 53 Surplus protection to policyholders 54 Total liabilities Business in Force 1104506 93 12134547 75 55 In force December 31 1914 56 Written or renewed during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1915 Business in Georgia 75175284 22 15652443 14 90827727 36 14770167 14 76057560 22 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during year 3509887 00 893813 00 4403700 00 1243992 00 65 In force December 31 1915 3159708 00 66 Net losses paid during year 67 Net losses incurred during year 37064 38 35962 38 Investments in Georgia 5 Policy loans 86402 29318 ComptrollerGenerals Eeport INDIANA NATIONAL LIFE INSURANCE COMPANY OF INDIANAPOLIS INDIANA 316 North Meridian Street Indianapolis Ind C D Renick President G B Henderson Secretary J E McJenkins Attorney for Service Capital Stock 1 Amount of paidup capital 2 Ledger assets December 31 1914 3 Increase of paidup capital during year 4 Extended at 431130 00 849712 63 36630 00 886342 63 Income 5 Gross premiums on new business 6 Gross renewal premiums 7 Deduct amounts paid for reinsurance and return premiums 119305 24 205497 82 324803 06 2428 60 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Dividends left with company to accumulate at interest Ledger assets other than premiums from other companies Surplus Returned checks Miscellaneous receipts 13 Total income 322374 4ti 47832 88 4539 05 4436 55 453275 73 39064 95 102 00 17 37 1757985 62 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Agents balances charged off 99760 66 350 00 16895 97 9287 9H 22370 35 3500 00 5639 95 28286 30 6810 59 ComptrollerGenerals Eeport 319 22 Other items Agency supervision 463 66 Branch office expenses 127 00 Medical examiners fees 6 553 00 Inspection of risks 1 587 79 Legal expenses 1225 00 Repairs on real estate 4 641 60 Taxes on real estate 1742 64 State tax on premiums 986 17 Insurance licenses and fees 371 00 Federal corporation tax 214 44 Municipal license and franchise tax 801 90 Actuarial expense 3 604 76 Stock notes charged off 300 00 A B Evans judgment 1000 00 Personal property tax 725 90 Investment expense 219 07 Traveling expenses 4080 50 Miscellaneous expenses 781 46 23 Total disbursements 322327 61 Ledger Assets 25 Book value of real estate 325200 00 26 Mortgage loans per schedule B 440973 63 27 Bonds at book value 8000 00 28 Loans on collateral 22600 00 29 Cash in office 3940 07 30 Deposits at interest per schedule N 78110 42 31 Deposits not at interest 36704 14 32 Agents balances net 1561 05 33 Other items Loans to policyholders on policies 357322 14 Premium notes on policies in force 30031 31 Stock notes 14164 00 Furniture and fixtures 6590 19 Real estate acquired by foreclosure and sold under contract 110000 00 Liberal Life Assurance Company 461 06 34 Total ledger assets as per balance No 24 1435658 01 NonLedger Assets 35 Interest due and accrued 11853 20 37 Other items Rents due 807 00 Net amount of uncollected and deferred premiums 64312 56 38 Total assets 1512630 77320 ComptrollerGenerals Beport Deduct Assets Not Admitted 1063 08 6890 19 12497 88 42 Total not admitted assets 39 Agents balances 41 Other items Furniture and fixtures Premium notes and loans on policies in ex cess of net value of policies 20648 49 43 Total admitted assets if 1491982 28 Liabilities 45 Reserves or unearned premiums on risks outstanding 1010402 16 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Unearned interest and rent paid in advance Commissions to agents due or accrued Medical examiners fees 18976 75 909 26 3500 00 2550 80 1009 53 403 00 50 Total amount of liabilities except capital 1037ill 50 51 Capital actually paid in cash 431130 00 53 Surplus protection to policyholders 23100 7 484280 7 s 54 Total liabilities 1491982 28 Business in Force 55 Tn force December 31 1914 850741i 00 56 Written or renewed during year 71913 95 Revived 188800 00 I mreased 2500 00 57 Sum 15799807 95 After transfers 15798578 95 58 Deduct ceased to be in force during year 2525364 50 59 In force December 31 1915 13273214 45ComptrollerGenerals Eepobt Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduet ceased to be in force during year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 3 Mortgage loans 321 303500 00 686000 00 989500 00 143000 00 846500 00 1000 00 1000 00 16500 00 INTERNATIONAL LIFE INSURANCE COMPANY OF ST LOUIS MO Eighth and Chestnut Streets St Louis Mo Massey Wilson President W F Grantges Secretary H W Campbell Attorney for Service in Georgia Capital Stock 1 Amount of paidup capital 525000 00 2 Ledger assets December 31 1914 4378546 17 4 Extended at 4378546 17 Income 5 Gross premiums on new business less reinsurance 10173 08 299309 67 6 Gross renewal premiums less reinsur ance 30084 44 1280028 87 8 Total premiums 1579338 54 9 Interest and rents 270254 64 10 Profit on sale or increase by adjustment of assets 163 13 11 Other sources Consideration for supplementary contracts not involving life contingencies 1238 00 Dividends left with the company to accumulate at interest 86960 92322 ComptrollerGenerals Report Ledger assets other than premiums received from other companies for assuming their risks 94 668 43 Advance and partial payments and miscellaneous suspense 1556 84 From agents balances previous charged off 12617 97 13 Total income 2046798 47 Disbursements 14 Net amount paid policyholders for losses 297786 97 15 Legal and administrative expenses in adjustment of claims 838 33 16 Commissions and allowances to agents a First year 208644 47 b Renewal 47346 42 17 Salaries of officers and employees 81604 50 18 Rents and interest 8436 31 19 Advertising printing postage telegrams etc 28057 18 20 Paid policyholders for dividends in cash 32531 09 21 Loss on sale and decrease by adjustment of assets 16465 63 22 Other items 738655 89 23 Total disbursements 1460366 79 Ledger Assets 25 Book value of real estate 111521 12 26 Mortgage loans per schedule B 2813999 89 27 Bonds at book value 500104 50 29 Cash in office 29341 92 30 Deposits at interest per schedule N 467796 82 31 Deposits not at interest 9882 95 32 Agents balances net 90582 98 Other items Loans secured by pledge of bonds stocks or other collater al per schedule C 61918 86 Loans made to policyholders on this companys policies assigned as collateral 792991 31 Premium notes on policies in force 53578 91 Hills receivable 33 248 59 34 Total ledger assets as per balance No 24 4964977 85 NonLedger Assets 35 Interest due and accrued 121324 04 36 Market value of assets over book value 10350 50ComptrollerGenerals Report 323 37 Other items Due from other companies for losses or claims on policies of this company reinsured Net amount of uncollected and deferred premiums 6054 19 93617 32 38 Total assets Deduct Assets Not Admitted 5196323 90 39 40 41 Agents balances Bills receivable Other items Premium notes policy loans and other pol icy assets in excess of net value and of other policy liabilities on individual policies Overdue and accrued interest on bonds in default Book value of ledger assets over market value viz collateral loans 94766 03 25015 01 15964 08 1075 20 6650 00 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 Total not admitted assets 143470 32 Total admitted assets 5052853 58 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items 49484 00 3760656 00 294609 24 2349 57 23600 00 66201 17 Total amount of liabilities except capital 4196899 98 Capital actually paid in cash 525000 00 Surplus over all liabilities 330953 60 Surplus protection to policyholders Total liabilities Business in Force No In force December 31 1914 2173o Written or renewed during year 9018 355953 60 5052853 58 Amount 41532209 00 18693671 00 57 Sum 30753 60225880 00324 ComptrollerGenerals Eeport 58 Deduct ceased to be in force during year 6487 13559908 00 59 In force December 31 1915 24266 46665972 00 Business in Georgia 61 In force December 31 1914 769 1336907 00 62 Written or renewed during year 133 260394 00 63 Sum 902 1597301 00 64 Deduct ceased to be in force during year 182 310510 00 65 In force December 31 1915 720 1286791 00 66 Net losses paid during year 4 10000 00 67 Net losses incurred during year 4 10000 00 Investments in Georgia 3 Mortgage loans 103600 00 5 Policy loans 17392 00 6 Other items Lien notes 13589 93 Premium notes 1249 98 Total investments in Georgia 135831 91 INTERSOUTHERN LITE INSURANCE COMPANY OF LOUISVILLE KY Fifth and Jefferson Streets Louisville Kentucky James R Duffin President George G Summers Secretary B W Crume Attorney for Service Capital Stock 1 Amount of paidup capital 822008 86 2 Ledger assets Dec 31 1914 3717509 46 3 Increase of paidup capital during year 5304 68 4 Extended at 3722814 14 Income 5 Gross premiums on new business 152203 72 6 Gross renewal premiums 759312 98ComptrollerGenerals Report 325 7 Deduct amounts paid for reinsurance and return premiums 173617 17 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts Ledger assets from other companies Surplus from sale of stock Building material sold Inspections fees mortgage loans Surplus from reduction of stock From agents balances charged off Refund from fire insurance premiums 737899 53 213399 56 502 44 45309 88 612479 57 10759 85 108 46 222 50 332 67 690 91 390 26 13 Total income 1622095 63 Disbursements 14 Net amount paid policyholders for losses 306622 20 15 Legal and administrative expenses in adjustment of claims 2936 29 16 Commissions and allowances to agents a First year 94309 12 b Renewal 21371 75 17 Salaries of officers and employees 75192 44 18 Rents and interest 12278 78 19 Advertising printing postage telegrams etc 27911 40 20 Paid policyholders supplementary contracts no life cont 3971 25 21 Loss on sale and decrease by adjustment of assets 206 20 22 Other items Dividends to stockholders 277 69 Agency and travelling expenses 39315 77 Medical examinations and inspection of risks 23730 02 Legal expenses 8840 96 Furniture and fixtures 3055 91 Repairs and ex real estate 54431 45 Taxes 27347 49 Licenses and fees 5575 37 H O travelling expenses 2629 32 General and investment expenses 27505 58 Service contractor 23320 48 Intermediate com and ex 41131 24 Fla Life Exchange 12580 77 Agents balances charged off 47767 23 Profit and loss 1811 77 Borrowed money repaid 19776 17 23 Total disbursements 883896 65326 ComptbollerGenebals Repoet Ledger Assets 25 Book value of real estate 1197 383 40 26 Mortgage loans per schedule B 969 191 97 27 Bonds at book value 130 037 50 28 Stocks at book value 3g 950 00 29 Cash in office gg2 49 30 Deposits at interest per schedule N 24 299 01 31 Deposits not at interest gg 490 35 32 Agents balances net 25 669 48 33 Other items Collateral loans 103 096 6 Policy loans 1637132 24 Premium notes 13554g S Bills receivable 3 454 43 Stock notes 198n g2 Fla Life account go 793 go 34 Total ledger assets as per balance No 24 4461013 12 NonLedger Assets 35 Interest due and accrued 57 930 57 36 Market value of assets over book value 20 026 46 37 Other items Rents due and accrued 12 484 7 Net amount uncollected and deferred premiums 178 387 97 Unearned fire insurance premiums 2234 28 Furniture fixtures and supplies 33 608 21 Postage and revenue stamps 350 00 38 Total assets 47035 39 Deduct Assets Not Admitted 39 Agents balances 40754 69 40 Bills receivable 3 454 43 I 1 01 her items Furniture fixtures and supplies 33608 21 Premium notes policy loans in excess of net value 78 247 65 Hook value of ledger assets as per amounts set aside y Ky Ins Dept for stock holders of combined companies 205784 36 42 Total not admitted assets 35 g i 3 Total admitted assets 4404186 05ComptrollerGenerals Keport 327 Liabilities 44 Net amount of unpaid losses and claims 47825 00 45 Reserves or unearned premiums on risks outstanding 3268499 93 4876 75 7186 66 4871 62 46 Dividends to policy holders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes estimated for Federal State 49 Other items Dividends left with the company Premiums paid in advance Unearned interest and rents paid in advance Borrowed money Stockholders unpaid dividends 26488 40 333 31 22712 35 48500 00 474 06 50 Total amount of liabilities except capital 51 Capital actually paid in cash 822008 86 52 Surplus over all liabilities 150409 11 3431768 08 53 Surplus protection to policyholders 972417 97 54 Total liabilities 4404186 05 Business in Force No Amount 55 In force December 31 1914 15529 37352326 00 56 Written or renewed during year 7552 11786943 00 57 Sum 23081 49139169 00 58 Deduct ceased to be in force during year 4213 10968486 00 59 In force December 31 1915 18868 38170683 00 Business in Georgia 61 In force December 31 1914 2285 6102106 00 62 Written or renewed during year 88 276500 00 63 Sum 2373 6378606 00 64 Deduct ceased to be in force during year 956 2654851 00 65 In force December 31 1915 1417 3723755 00 66 Net losses paid during year 10 16398 00 67 Net losses incurred during year 2 12500 00 Investments in Georgia 3 Mortgage loans 5 Policy loans 302161 75 65246 33 Total investments in Georgia 367408 08328 ComptrollerGenerals Report JEFFERSON STANDARD LIFE INSURANCE COMPANY OF GREENSBORO NORTH CAROLINA Dixie Bldg Elm Street Greensboro North Carolina Geo A Grimsley President C C Taylor Secretary Insurance Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 350000 00 2 Ledger assets Dec 31 1914 5361842 29 4 Extended at 5361842 29 Income 5 Gross premiums on new business 219435 56 6 Gross renewal premiums l 274 186 64 7 Deduct amounts paid for reinsurance and return premiums 8 332 01 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 13 Total income 1522146 15 328277 49 85 72 1850771 40 Disbursements 14 Net amount paid policyholders for lossesf 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Eenewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Surrender values paid Annuities paid Taxes and fees etc All other disbursements 23 Total disbursements 361747 26 540 58 141103 76 45435 48 72087 66 5510 41 21090 33 41685 63 8929 43 168278 04 1705 56 52634 86 82166 35 1017269 35ComptrollerGenerals Eeport 329 Ledger Assets 25 Book value of real estate g 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Furniture and fixtures Premium loans and liens Loans secured by collateral viz policies assigned stocks and bonds 34 Total ledger assets as per balance No 24 NonLedger Assets 56058 05 3830469 66 163871 25 35716 00 8696 46 224677 00 74186 44 41266 06 9951 31 5000 00 295813 77 1449638 34 6195344 34 35 Interest due and accruedj 36 Market value of assets over book value 37 Other items Net deferred premiums and premiums due and unreported on policies in force Dec 31 1915 Net extension note 8862 19 876 25 92958 65 63224 24 38 Total assets 6 441 265 67 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Furniture and fixtures Miscellaneous Premium notes etc in excess of net val 47551 26 9951 31 5000 00 15091 65 8758 43 42 Total not admitted assets 86352 65 43 Total admitted assets 6354 913 02 Liabilities 44 Net amount of unpaid losses and claims 17644 51 45 Reserves or unearned premiums on risks outstanding 4866002 08 46 Dividends to policyholders declared but unpaid 109552 77330 ComptrollerGenerals Keport 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Deferred dividend fund Annuity and special contract fund Dividends on deposits Contingent surplus 50 Total amount of liabilities except capital 51 Capital actually paid in cash 350000 00 52 Surplus over all liabilities 250000 00 59097 50 10ni 239518 32 317941 05 10150 79 25000 00 5754913 02 53 Surplus protection to policyholders 1080459 09 54 Total liabilities 6354913 02 Business in Force 55 In force December 31 1914 56 Written or renewed during year 43458384 00 9226732 00 57 Sum 52685116 00 58 Deduct ceased to be in force during year 71 li 1246 00 59 In force December 31 1915 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 45520870 00 3898373 on 1155870 nil 63 Sum 64 Deduct ceased to be in force during year 51154241 00 804995 00 65 In force December 31 1915 4249246 00 66 Net losses paid during year 37067 78 67 Net losses incurred during year 35138 78 Investments in Georgia 3 Mortgage loans 590310 53CompteollebGenebals Repoet 331 LIFE INSURANCE COMPANY OF VIRGINIA RICHMOND VIRGINIA Capitol 10th Streets Richmond Virginia John G Walker President A Carlton McKenney Secretary L Z Rosser and Morris Brandon Attorneys for Service Capita Stock 3 Amount of paidup capital 500000 00 2 Ledger assets Dec 31 1914 10830 378 09 4 Extended at 10830378 09 Income 5 Gross premiums on new business 558585 08 6 Gross renewal premiums 3138 265 63 7 Deduct amounts paid for reinsurance and return premiums 5536 56 8 Total premiums 9 Rents and interest 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contract not involving life contingencies Agents cash bonds Unclaimed deposits on individuals applications Federal income tax withheld 13 Total income 3691314 15 636640 19 4010 77 1 5452 00 800 00 958 30 455 66 4339631 07 Disbursements 14 Net amount paid policyholders for lossesj 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 20 Paid policyholders for surrender value annuities etc 21 Loss on sale and decrease byadjustment of assets 1195409 44 6000 52 196817 39 377567 29 493916 10 59083 22 428ir 46 45337 51 146570 56 11234 Mi332 ComptrolleeGteneeals Eepoet 22 Other items Claims on supplementary contracts not involving life contingencies Stockholders dividends Medical expenses legal expenses furniture general ex penses and traveling expenses Taxes All other disbursements 23 Total disbursements 2250 00 112500 00 82793 51 103570 69 3764 52 2879633 67 Ledger Assets 25 Book value of real estate 473 419 33 26 Mortgage loans per schedule B 9 725 258 62 657740 52 74308 33 13329 77 678442 2n 8830 67 1280 00 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule E 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Collateral loans Loans on policies Premium notes on policies 164 48 205000 00 450924 05 1677 47 34 Total ledger assets as per balance No 24 12 290 375 49 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Net amount of uncollected and deferred premiums Premium extension notes 167574 25 50254 55 115836 63 10129 46 38 Total assets 12634170 38 Deduct Assets Not Admitted 39 Agents balances 40 Hills receivable 41 Other items Overdue and accrued interest on bonds in default 1280 00 164 48 2429 50CompteollebGenebals Repoet 333 Market value of special deposits in ex cess of corresponding liabilities 11750 00 42 Total not admitted assets 43 15623 98 Total admitted assets 12618546 40 Liabilities 44 45 46 47 48 49 Net amount of unpaid losses and claimsi Eeserves Dividends to policyholders declared but unpaid Amount set apart awaiting apportionment upon partici pating policies Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Premiums paid in advance Unpaid dividends to stockholders Amount set apart for additional death benefits Reservations towards an increase in reserve on industrial policies All other liabilities 59039 87 10210887 00 17020 07 250000 00 35265 33 56893 35 55078 06 12500 00 465 54 20000 00 89957 77 50 51 52 Total amount of liabilities except capital 10807106 99 Capital actually paid in cash 500000 00 Surplus over all liabilities 1311439 41 53 Surplus protection to policyholders 1811439 41 54 Total liabilities 12618546 40 Business in Force 55 56 57 58 59 61 62 Tn force December 31 1914 99256046 00 Written or renewed during year 24331382 00 Sum 123587428 00 Deduct ceased to be in force during year 18764727 00 In force December 31 1915104822701 00 Business in Georgia In force December 31 1914 6848416 00 Written or renewed during year 2824490 00 63 Sum 9672906 00334 ComptbollebGenebals Beport 64 Deduct ceased to be in force during the year 2183286 00 65 In force December 31 1915 7 489 620 00 66 Net losses paid during year 84 128 19 67 Net losses incurred during year 84 098 81 LINCOLN RESERVE LIFE INSURANCE CO BIRMINGHAM ALA 907910 Jefferson County Hank Building Birmingham Ala J P Stallings President J R Burns Secretary Insurance Commissioner Attorney for Service Capita Stock 1 Amount of paidup capital 113250 00 2 Ledger assets Dec 31 1914 190314 47 3 Decrease of paidup capital during year 15850 00 4 Extended at 174404 47 Income 5 Gross premiums on new business 1797 98 6 Gross renewal premiums 32 18 97 8 Total premiums 60979 95 9 Interest and rents 17 238 13 11 Other sources Surplus from sale of capital stock 1 001 00 Cash payments on stock notes 1101 05 Attorneys fees 885 00 Agents balances charged off 20 36 Borrowed money g qqq 1q 13 Total income 89 49 Disbursements 14 Net amount paid policyholders for losses 13 244 90 15 Legal and administrative expenses in adjustment of claims 724 71 16 Commissions and allowances to agents a First vear 10701 53 b Renewal L2 ji 17 Salaries ot officers and employees 114S7 75 8 Rents and interest 1 334 30 19 Advertising printing postage telegrams etc 3 230 ComptrollerGenerals Report 335 21 Loss on sale and decrease by adjustment of assets 22 Other items Premium notes and liens voided by lapse Branch office expense Medical fees and inspection fees Legal expense not in item 15 Furniture fixtures and safes State taxes on premiums All other taxes licenses fees and examination expense Miscellaneous investment and travelling expenses Premiums on stock repurchased Agents balances charged off Borrowed money repaid 23 Total disbursements Ledger Assets 26 Mortgage loans per schedule B 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans Policy loans Premium notes AfroSecurities Co 34 Total ledger assets as per balance No 24 1338 87 3977 99 640 00 3523 50 105 00 123 00 768 02 5519 51 2870 37 204 00 1388 80 8000 00 77363 74 169506 55 3300 00 539 57 750 00 3699 11 4173 42 1968 27 497 00 1184 00 708 30 186326 22 NonLedger Assets 35 Interest due and accrued 37 Other items Net amount of uncollected and deferred premiums Furniture and fixtures Stationery 38 Total assets 9450 54 4112 42 2101 82 750 00 202741 00 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 4287 83 708 30i 336 CompteollebGenebal s Eepoet 41 Other items Supplies stationery furniture and fixs 2851 82 Premium notes and policy liens in excess 335 00 42 Total not admitted assets 43 Total admitted assets 8182 95 194558 05 Liabilities 44 Net amount of unpaid losses and claims 9500 00 45 Reserves or unearned premiums on risks outstanding 35271 00 47 Salaries and miscellaneous accounts due or accrued 1001 17 48 Taxes due or accrued 660 47 49 Other items Liability on policies canceled etc 1026 00 Premiums paid in advance 161 10 Unearned interest 19 81 Commissions due on notes when paid 201 56 Medical fees due or accrued 273 00 Cash payments on capital stock 2 762 42 50 Total amount of liabilities except capital 51 Capital actually paid in cash 113250 00 52 Surplus over all liabilities 30431 52 53 Surplus protection to policyholders 54 Total liabilities 50876 53 143681 52 194558 05 Business in Force 55 in force December 31 1914 56 Written or renewed during year 1104500 00 879400 00 57 Sum 1983900 00 58 Deduct ceased to be in force during year 828150 00 59 In force December 31 1915 1155750 00 Investments in Georgia 61 In force December 31 1914 02 Written or renewed during year 75000 00 189350 00 63 Sum 264350 00ComptbollebGenebals Eepoet 64 Deduct ceased to be in force during the year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 337 47800 00 216550 00 1000 00 1000 00 THE MANHATTAN LIFE INSURANCE COMPANY OF NEW YORK N Y 64 to 70 Broadway New York N Y Thomas E Lovejoy President Melvin DeMott Secretary Robert C Alston Attorney for Service Capital Stock Amount of paidup capital 100000 00 Ledger assets December 31 1914 21314 225 31 Extended at 21314225 31 Income Gross premiums on new business 179152 10 Gross renewal premiums 794 125 90 Extra premiums for total and permanent disability 1458 00 Deduct amounts paid for reinsurance and return premiums 1974736 00 44464 73 9 10 11 Total premiums t 1 930 271 27 Interest and rents 1 024 79 92 Profit on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with the company to accumulate at interest Income tax withheld at source Amount charged legal expenses previously and returned by agents 5962 00 5182 00 1429 97 190 04 101 38 13 Total income 2967308 88338 ComptbollebGenebals Eepoet Disbursements 14 Net amount paid policyholders for losses and matured en dowments 439731 89 15 Legal and administrative expenses in adjustment of claims 812 80 16 Commissions and allowances to agents aFirstyear 68843 47 b Eenewal HO370 89 c Annuities original 422 4 17 Salaries of officers and employees 101262 34 ISEents 7400194 19 Advertising printing postage telegrams etc 25824 42 20 Paid policyholders for dividends surrender values and an nuities 1365003 17 21 Loss on sale and decrease by adjustment of assets 3310 00 22 Other items Premium notes and liens voided by lapse 37861 35 Paid for claims on supplementary contracts 11610 33 Dividends or interest paid stockholders 42248 68 Dividends and interest held on deposit 688 97 Agency supervision traveling expenses and branch office expenses 38674 44 Medical examiners fees and inspection of risks 15746 14 Legal expense not included in item 15 10775 86 Furniture fixtures and safes repairs and expenses on real estate 123230 93 Taxes on real estate 9033o 12 All other taxes etc 36766 95 All other disbursements 8613 65 23 Total disbursements 3606136 08 Ledger Assets 25 Book value of real estate 5836329 35 26 Mortgage loans per schedule B 6393350 96 27 Bonds at book value 3134444 00 28 Stocks at book value 265415 26 29 Cash in office 15945 17 30 Deposits at interest per schedule N 507381 s 1 31 Deposits not at interest 1 62 32 Agents balances net 40931 84 33 Other items Loans made to policyholders 4247954 25 Premium notes on policies in force 2002 i 3 82 Deposit Equitable Trust Company account Cairo Ind West Eailway Co 4 per cent bonds 30000 00 34 Total ledger assets as per balance No 24 20675398 11ComptrollerGenerals Report 339 NonLedger Assets 35 Interest due and accrued oj 1 1 j oioAtO 15 36 Market value of assets over book value 7St Q 37 Other items 9 Net amount of uncollected and deferred premiums 172 741 70 Unearned fire insurance premiums paid 10030 77 Liens and interest due cancelled in error x726 21 38 Total assets 21333781 23 Deduct Assets Not Admitted 39 Agents balances 41 63 24 41 Other items Book value of ledger assets over market values viz U fcks 116031 32 On bonds in default of interest 242 387 00 42 Total not admitted assets777 400049 56 43 Total admitted assets7773731 67 Liabilities 44 Net amount of unpaid losses and claims 4 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid Dividends due policyholders including those contingent on payment of outstanding and deferred premiums 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Present value of amounts not yet ie on supplementary value contracts Liability on lapsed policies Dividends left with the company to accumulate Premiums paid in advance Unearned interest and rent paid in advance Commission to agents Income tax withheld at source 92236 76 18971538 00 49263 85 30211 84 12761 31 32500 00 101640 00 2922 00 9401 21 17019 98 96914 78 17201 12 190 00 50 Total amount of liabilities except capital 51 Capital actually paid in cash 100000 00 19433800 85340 ComptrollerGenerals Report 52 Contingent reserve fund 267395 8 53 Amount held subject to contingencies for survivorship dividend policies 1132534 95 1499930 82 54 Total liabilities 20933731 G7 Business in Force 55 In force December 31 1914 67687959 00 56 Written or renewed during year o002S73 00 57Sum 72690832 00 58 Deduct ceased to be in force during year 9663325 00 59 In force December 31 1915 63027507 00 Business in Georgia No Amount 61 In force December 31 1914 1996 3113860 00 62 Written or renewed during year 52 128858 00 63 Sum 2048 3242718 00 64 Deduct ceased to be in force during year 30 611886 00 65 In force December 31 1915 1741 2630832 00 66 Net losses paid during year 15462 0 67 Net losses incurred during year 18 li962 00 Investments in Georgia 3 Mortgage loans 23000 u0 5 Policy loans 17300 Total investments in Georgia 200300 00ComptrollerGenerals Report 341 MARYLAND LIFE INSURANCE COMPANY OF BALTIMORE MD 8 and 10 South Street Baltimore Md Douglas H Rose President John W Hanson Secretary Coke S Davis Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1914 3512340 44 4 Extended at 3512340 44 Income 5 Premiums on new business 6 Renewal premiums 61791 31 328299 85 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Dividends left with company to accumulate at interest Policies of reinsurance surrendered 390091 16 178821 34 1189 66 1013 43 2466 76 13 Total income 573582 35 Disbursements 14 Net amount paid policyholders 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Legal expenses Dividends and interest thereon held on deposit surrendered during the year Paid stockholders for dividends Commuted renewal commfssions Agency supervision and traveling expenses Medical exam fees and inspection of risks Furniture fixtures and safes Repairs and expenses on real estate 426236 04 30368 76 13223 98 38301 70 4625 05 5882 78 7046 53 600 19 496 00 6000 00 9434 43 6806 94 8123 22 378 35 5215 65342 ComptrollerGenerals Report Taxes 13334 95 Sundry expenses 4195 47 Agents and other balances charged off 453 11 23 Total disbursements 580723 75 Ledger Assets 25 Book value of real estate 237500 00 26 Mortgage loans per schedule B 200381 36 27 Bonds at book value 2366299 36 28 Stocks at book value 113315 29 29 Cash in office 1795 40 30 Deposits at interest per schedule N 9054 09 31 Deposits not at interest 55805 89 32 Agents balances net 8146 67 33 Other items Loans made to policyholders on this company s policies as signed as collateral 478910 56 Premium notes premium loans automatic premium loans on policies in force 19726 76 Deposit with Baltimore Equitable So 200 00 Open account judgments suspended accounts 14003 66 Interest in default on mortgage 60 Of i 34 Total ledger assets as per balance No 24 3505199 04 NonLedger Assets 35 Interest due and accrued 33670 75 37 Other items Net amount uncollected and deferred pre miums 37681 80 38 Total assets 3576551 59 Deduct Assets Not Admitted 39 Agents balances 9814 76 41 Other items Premium notes policy loans in excess of net value of other policy liabilities on in dividual policies 98 31 Market value of special deposits in excess of corresponding liabilities 5735 30 Book value of bonds and stocks over market value 4770 15ComptrollerGenerals Report 343 Open account judgments and suspended ac counts 14003 66 42 Total not admitted assets 34422 IS 43 Total admitted assets 3542129 41 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policykolders declared but unpaifl 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Liabilities on policies cancelled and not included in net reserve upon which a surrender value may be demanded Dividends left with company to accumulate at interest and interest thereon Premiums and interest paid in advance Commissions to agents due or accrued Dividends due policyholders including those contingent on payment of outstanding and deferred premiums Amounts set apart apportioned provisionally ascertained calculated declared or held awaiting apportionment upon deferred dividend policies Special reserve for mortality fluctuations Withheld for Federal tax City of Lynchburg Va 28014 16 2963394 80 10665 70 4322 91 4200 00 105 78 2636 00 1719 76 388 34 12894 48 186248 01 3784 00 57 10 300 00 50 Total amount of liabilities except capital 3218731 04 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 223398 37 53 Surplus protection to policyholders 323398 37 54 Total liabilities 3542129 41 Business in Force No Amount 55 In force December 31 1914 7347 12169549 00 56 Written or renewed during year 1131 1672803 00 57 Sum 8478 13842352 00 58 Deduct ceased to be in force during year 896 1497900 00 59 In force December 31 1915 7582 12344452 00344 CompteolleeGeneeals Eepoet Business in Georgia 61 In force December 31 1914 1733 2665083 00 62 Written or renewed during year 235 339637 00 63 Sum 1968 3004720 00 64 Deduct ceased to be in force during year 343 545534 00 65 In force December 31 1915 1625 2459186 00 66 Net losses paid during year 9 17500 00 67 Net losses incurred during year 9 17500 00 Investments in Georgia 2 Bonds 245000 00 3 Mortgage loans 63750 00 5 Policy loansRecord not classified by States In addition we have 12600000 of securities of railroad partly in Georgia and partly outside MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY OF SPRINGFIELD MASSACHUSETTS 500 Main Street Springfield Mass William W McClench President Wheeler H Hall Secretary Wm T Ilartv Attorney for Service Capital Stock 2 Ledger assets December 31 1914 78882049 39 Income 5 Gross premiums on new business 1540533 08 6 Gross renewal premiums 10723303 60 Other premium income 10720 69 12274560 37 7 Deduct amounts paid for reinsurance and return premiums 88598 61 8 Total premiums 12185958 76 9 Interest and rents 3916159 63CompteolleeGtenebals Eepoet 345 10 Profit on sale or increase by adjustment of assets 20919 49 11 Other sources Consideration for supplementary contracts not involving life contingencies 212936 15 Dividends left with the company to accumulate at interest 443100 20 Income from other sources 13056 13 13 Total income 16792130 36 Disbursements 14 Net amount paid policyholders for losses 4215641 42 15 Legal and administrative expenses in adjustment of claims 5089 03 16 Commissions and allowances to agents a First year 588140 37 b Renewal 685505 54 17 Salaries of officers and employees 513600 69 18 Bents and interest 105123 95 19 Advertising printing postage telegrams etc 125037 79 20 Paid policyholders for dividends 2471088 39 21 Loss on sale and decrease by adjustment of assets 70830 20 22 Other items Premium notes and liens voided by lapse 81212 08 Surrender values paid in cash or applied in liquidation of loans or notes 1926429 93 Dividends and interest thereon held on deposit surrendered during year 256429 98 Medical examiners fees and inspection of risks 116613 97 Paid for claims on supplementary contracts not involving life contingencies 142582 91 Taxes licenses etc 267946 73 Other disbursements 66131 42 23 Total disbursements 11637404 40 Ledger Assets 25 Book value of real estate 1012452 54 26 Mortgage loans per schedule B 31881069 71 27 Bonds at book value 34544298 17 28 Stocks at book value 350815 00 29 Cash in office 1791 78 30 Deposits at interest per schedule N 1042409 42 31 Deposits not at interest 306176 89346 ComptkollerGenerals Eeport 33 Other items Loans made to polieyholders on this companys policies as signed as collateral 13635331 15 Premium notes on policies in force 1262430 69 34 Total ledger assets as per balance No 24 84036775 35 NonLedger Assets 35 Interest due and accrued 1388313 23 36 Market value of assets over book value 69626 00 37 Other items Rents due and accrued 285 84 Net amount uncollected and deferred premiums 1561280 37 38 Total assets 87056280 79 Deduct Assets Not Admitted 41 Other items Overdue and accrued interest on bonds in default Book value of ledger assets over market value Real estate Bonds 14083 33 12292 67 133301 40 42 Total not admitted assets 159677 40 43 Total admitted assets 86896603 39 Liabilities 44 Net amount of unpaid losses and claims j 45 Reserves or unearned premiums on risks outstanding 46 Dividends to polieyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Dividends left with the company to accumulate at interest and interest thereon Medical examiners fees 332593 83 76707251 57 1254084 86 78380 79 202390 53 1862633 19 25979 50 50 Total amount of liabilities except capital 80463319 27 52 Surplus over all liabilities 6433 284 12 54 Total liabilities 86896603 39ComptrollerGenerals Eeport 347 Business in Force 55 In force December 31 1914 351003262 00 56 Written or renewed during year 46 421 611 00 57 Sum 397424873 00 58 Deduct ceased to be in force during year 23008932 00 59 In force December 31 1915 374415 941 00 Business in Georgia 61 In force December 31 1914 11071452 00 62 Written or renewed during year 1 364 761 00 63 Sum 12436213 00 64 Deduct ceased to be in force during year 1211926 00 65 In force December 31 1915 11224287 00 66 Net losses paid during year 137 32 00 67 Net losses incurred during year 135294 00 Investments in Georgia 3 Mortgage loans 1464095 71 5 Policy loans 653304 20 Total investments in Georgia 2 117 399 91 MERCHANTS LIFE INSURANCE COMPANY OF BURLINGTON IOWA National State Bank Building Burlington Iowa John T Seerley President F J Kuhlemeier Secretary Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets February 20 1915 1379071 78 4 Extended at 1379071 78348 ComptrollerGenerals Beport Income 5 Gross premiums on new business 315986 86 6 Gross renewal premiums 450262 42 766249 28 7 Deduct amounts paid for reinsurance and return premiums 2S2 12 8 Total premiums 766249 28 9 Interest and rents 55700 33 11 Other sources Agents balances previously charged off 242 27 Premiums paid in advance 32260 20 Premiums on capital stock 7000 00 Reinstatement fees 381 50 Changing beneficiaries 14S 05 Reserve fund payments 12207 76 13 Total income 2252979 05 Disbursements 14 Net amount paid policyholders for losses 357000 00 15 Legal and administrative expenses in adjustment of claims 939 64 16 Commissions and allowances to agents a First year 173439 80 b Renewal 15836 51 17 Salaries of officers and employees 32507 83 18 Rents and interest 8000 00 19 Advertising printing postage telegrams etc 27640 94 22 Other items Agency supervision 2882 62 Branch office expenses 4946 25 Medical examination and inspection of risks 8349 SO Traveling expense officers and agents 584 04 Return premiums 4691 04 All others 256378 50 23 Total disbursements 898735 89 Ledger Assets 26 Mortgage loans per schedule P 1138530 00 27 Bonds at book value 26258 75 29 Cash in office 2070 66 30 Deposits at interest per schedule N 170591 02 32 Agents balances net 4752 34ComptrollerGenerals Report 349 33 34 35 37 39 40 41 Other items Premium notes on policies in force 1 year Reserve fund notes 313 00 12009 51 Total ledger assets as per balance No 24 NonLedger Assets 1354528 28 Interest due and accrued i Other items Furniture fixtures and printing plant Deduct Assets Not Admitted Agents balances 5694 94 Bills receivable 313 00 Other items Supplies stationery etc 19466 48 Book value of bonds in excess of par value 293 75 Reserve fund notes 12009 51 42333 03 19466 48 42 43 44 45 47 49 Total not admitted assets Total admitted assets 37777 1378547 11 Liabilities Net amount of unpaid losses and claims 22000 00 Reserves or unearned premiums on risks outstanding 390900 00 Salaries and miscellaneous accounts due or accrued 2848 11 Other items Premiums paid in advance 32260 20 Estimated Federal State and other taxes hereafter payable 9500 00 Guarantee fund 4502 01 Mortuary fund 208172 77 Reserve fund on assessment business 511239 33 50 51 52 53 54 55 Total amount of liabilities except capital Capital actually paid in cash Surplus over all liabilities 1181422 42 100000 00 97124 69 Surplus protection to policyholders Total liabilities 197124 69 1378547 11 Business in Force In force December 31 1914 30807 Written or renewed during year 2412 61473000 00 4824770 00 57 Sum 33219 66297770 00350 ComptrollerGenerals Report 58 Deduct ceased to be in force during year 4227 7953000 00 59 In force December 31 1915 28992 58344770 00 Business in Georgia 61 In force December 31 1914 62 129 000 00 62 Written or renewed during year 5 u 000 00 63 Sum 67 140000 00 64 Deduct ceased to be in force during year 11 21 000 00 65 In force December 31 1915 56 119 000 00 METROPOLITAN LIFE INSURANCE COMPANY NEW YORK CITY 1 Madison Avenue New York N Y John R Hegeman President lames S Roberts Secretary A W Smith Attorney for Service Capital Stock 2 Ledger assets December 31 1914 484860933 37 3 Decrease of paidup capital during year 2000000 00 4 Extended at 482860933 37 Income 5 Gross premiums on new business ordinary 7869474 84 6 Gross renewal premiums ordinary 37801052 06 Total industrial premiums received 67015571 17 Extra premiums for total and permanent disability benefits 10849 96 8 Total premiums 112696948 03 9 Interest and rents 24 238306 68 10 Profit on sale or increase by adjustment of assets 364486 21 11 Other sources 748 405 fg 13 Total income 138048146 00 Disbursements 14 Not amount paid policyholders for losses and matured en dowments 35270874 63 15 Legal and administrative expenses in adjustment of claims 34566 90ComptrollebGenebals Kepobt 351 16 Commissions and allowances to agents a First year 1958087 09 b Renewal 2088706 36 17 Salaries of officers and employees 4402818 41 18 Eents and interest 1371808 44 19 Advertising printing postage telegrams etc 638572 75 20 Paid policyholders for dividends and bonuses 6503927 64 21 Loss on sale and decrease by adjustment of assets 12396326 00 22 Other items 32666502 48 23 Total disbursements 97332190 70 Ledger Assets 25 Book value of real estate 18558406 10 26 Mortgage loans per schedule B 234327497 36 27 Bonds at book value 222668150 62 28 Stocks at book value 5567913 52 29 Cash in office 49820 76 30 Deposits at interest per schedule N 5885925 58 31 Deposits not at interest 85570 42 32 Agents balances net 42263 11 33 Other items 36391341 20 34 Total ledger assets as per balance No 24 523576888 67 NonLedger Assets 35 Interest and rents due and accrued 7716876 39 37 Other items 10996724 70 38 Total assets 542290489 76 Deduct Assets Not Admitted 39 Agents balances 41 Other items 42263 11 964900 30 42 Total not admitted assets 007163 41 43 Total admitted assets 541283326 35 Liabilities 44 Net amount of unpaid losses and claims 1686386 63 45 Reserves or unearned premiums on risks outstanding 496287415 00 46 Dividends to policyholders declared but unpaid 1016971 I 21 47 Salaries and miscellaneous accounts due or accrued 237828 73352 ComptbollebGtenebals Kepobt 48 Taxes due or accrued estimated 1700000 00 49 Other items 5184418 26 50 Total amount of liabilities except capital 515265759 83 52 Surplus over all liabilities 26017566 52 54 Total liabilities 541283326 35 Business in Force Industrial Ordinary No Amount No Amount 55 In force December 31 191413588050 1837584189 1255058 1153529880 56 Written or renewed during year 2509602 335894592 270461 256906268 57 Sum 16097652 2173478781 1525519 1410436148 58 Deduct ceased to be in force during year 1652758 257932743 137528 129490842 59 In force December 31191514444894 1915546038 1387991 1280945306 Business in Georgia 61 In force December 311914 171074 23350199 62 Written or renewed during year 42288 5228682 63 Sum 213362 28578881 64 Deduct ceased to be in force during year 32109 4520526 65 Tn force December 311915 181253 24058355 66 Net losses paid dur ing year 2754 337216 92 67 Net loss incurred dur ing year 2753 336838 17 10810 12469921 2570 2779687 13380 15249608 1845 2110729 11535 13138879 118 102908 23 119 102205 36 ComptrollerGenerals Report 353 Investments in Georgia 2 Bonds Municipal 51839 60 3 Mortgage loans 1443400 00 5 Policy loans 490734 00 6 Other items Bonds and stocks of railroad companies on mileage basis 2886686 19 MICHIGAN MUTUAL LIFE INSURANCE CO OF DETROIT MICH 150 Jefferson Ave Detroit Michigan O B Looher President A F Moore Secretary George S Obear Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 2 Ledger assets Dec 31 1914 11784527 71 4 Extended at 11784527 71 Income 5 Gross premiums on new business 204326 79 6 Gross renewal premiums 1394826 16 Disability premiums 1768 98 7 Deduct amounts paid for reinsurance and return premiums 33017 69 8 Total premiums 567904 24 9 Interest and rents 621 899 38 10 Profit on sale or increase by adjustment of assets 408 00 13 Total income 2190211 62 Disbursements 14 Net amount paid policyholders for losses and matured en dowments 920615 75 Interest in resisted death claim 186 29 15 Legal and administrative expenses in adjustment of claims 2430 42 16 Commissions and allowances to agents a First year 133127 15 b Renewal 80640 48 17 Salaries of officers and employees 78158 50 18 Bents and interest 2238 10354 ComptrollerGeneral s Report 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Material examinations and inspections Surrender values installment policy payments Dividends on capital stock Taxes licenses and fees Miscellaneous expense 21582 41 63111 85 3000 00 26656 11 355296 91 6579 77 40000 00 41590 03 96222 71 23 Total disbursements 1891 582 00 Ledger Assets 25 Rook value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 29 ash in office 30 Deposits at interest per schedule X 32 Agents balances net 33 Other items Loans on collateral Loans on policies Premium notes 83779 80 9682466 29 25000 00 16489 97 319173 02 3457 83 14000 00 1868608 74 70181 68 34 Total ledger assets as per balance No 24 12183157 33 NonLedger Assets 35 nterest due and accrued 36 Market value of assets over book value 37 Other items Net amount of uncollected and deferred premiums 166407 59 16220 20 126783 34 38 Total assets 12392568 46 Deduct Assets Not Admitted 39 Agents balances 3479 69 41 Other items Premiums and premium notes unsecured io 084 04 42 Total not admitted assets 43 Total admitted assets 13503 73 12379004 7ComptrollerGenerals Eeport 355 44 45 46 47 48 49 Liabilities Net amount of unpaid losses and claims Reserves on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Present value of installment policy claims Present value and reserve disability claims Premiums paid in advance Unearned interest paid in advance 50 51 52 53 54 55 56 57 58 59 Total amount of liabilities except capital Capital actually paid in cash 250000 00 Surplus over all liabilities 805484 94 63210 93 11142824 00 10131 82 11982 62 21724 62 35514 63 1428 55 5246 38 31456 24 11323519 79 Surplus protection to policyholders Total liabilities 1055484 94 12379004 73 Business in Force In force December 31 1914 Written or renewed during year 61 62 63 64 65 66 67 Sum Deduct ceased to be in force during year In force December 31 1915 Business in Georgia In force December 31 1914 Written or renewed during year 53884754 00 7605639 00 61490393 00 7459770 00 54030623 00 Sum Deduct ceased to be in force during the year In force December 31 1915 Xet losses paid during year Net losses incurred during year 1923542 31 2311044 56 2153586 87 522189 21 1631397 66 45220 00 45220 lid Investments in Georgia 5 Policy loans 79846 70356 ComptrollerGenerals Eeport MISSOURI STATE LIFE INSURANCE COMPANY ST LOUIS MO N w Corner Fifteenth and Locust Sts St Louis Mo Edmund P Melson President TPT v i w L t Lawrence Secretary m A right Insurance Comsr of Georgia Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 i Ledger assets December 31 1914 10000 275 24 4 Extended at 10000275 24 Income 5 Gross premiums on new business 953 9i 14 6 Gross renewal premiums 2524558 91 7 Deduct amounts paid for reinsurance and return premiums 19m lg 8 Total premiums 9 Rents and interest 10 Profit on sale or increase by adjustment of assets 11 Other sources Dividends left with company to accumulate at interest Bonus on mortgage loans paid oif prior to maturity Income from mortgage loans previously charged off Suspense items Agents balances previously charged off 13 Total income 3458770 89 721721 21 3500 94 12237 57 2028 28 9200 00 87 72 1381 62 4208928 23 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a Kirst year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Premium notes voided by lapse Surrender values paid 693699 35 3491 85 623292 90 118948 97 153954 99 23480 00 55409 73 112280 59 42100 00 34611 50 421408 99ComptrollerGenerals Eeport 357 Paid for claims on supplementary contract not involving life contingencies 10 699 68 Dividends and interest thereon held on deposit surrendered 6554 92 Paid stockholders for dividends 60 000 00 Legal expenses 2 659 45 Commuted renewal commissions 24 452 77 Agency supervision and branch office expense 91043 74 Medical examiners fees 61 115 50 Inspection of risks jg ggi 99 Furniture fixtures and safes 26 583 49 Repairs and expenses other than taxes on real estate 10135 71 Licenses fees and taxes 77 012 71 Agents balances charged off 326 29 Premiums on bonds 2 287 50 Collection of premiums 1 593 57 Investment expense g 975 gg Miscellaneous travelling expenses 311 85 incidental office expense 4 623 1 2 Expense of 1915 convention of 100000 club 16668 75 23 Total disbursements 2 70640 99 Ledger Assets 25 Book value of real estate 4g 338 56 26 Mortgage loans per schedule B 7 702 031 99 27 Bonds at book value 71 425 00 29 Cash in office 6 369 03 30 Deposits at interest per schedule E gll g23 83 31 Deposits not at interest 61 654 15 32 Agents balance net 61 223 10 33 Other items Collateral loans 15 205 46 Loans on policies 2124051 14 Premium notes 90013 72 Bills receivable 67558 50 34 Total ledger assets as per balance No 24 11502794 48 NonLedger Assets 35 Interest due and accrued 314 44g 35 37 Other items Due from other companies for losses or claims on policies of this company reinsured 5 000 00 Net amount of uncollected and deferred premiums 343988 15 38 Total assets 12166230 99 358 ComptrollerGenerals Report Deduct Assets Not Admitted 39 Agents balances 09423 7 40 Bills receivable 67558 50 41 Other items Premium notes policy loans and other policy assets in excess of net value and of other policy liabilities on indi vidual policies iiU0 61 Book value of ledger assets over market value 1500 00 42 Total not admitted assets 165422 84 43 Total admitted assets 12000808 15 Liabilities 44 Net amount of unpaid losses and claims 104547 11 45 Reserves or unearned premiums on risks outstanding 9418906 59 46 Dividends to polieyholders declared but unpaid appor tioned or provisionally ascertained 522514 94 47 Salaries and miscellaneous accounts due or accrued 19788 79 48 Taxes due or accrued 12970 12 49 Other items Present value of amounts not yet due on supplementary contract not involving life contingencies computed by the company 21529 94 Present value of amounts incurred but not yet due for total and permanent disability benefits 15685 76 Liability on policies cancelled and not included in Net Reserve upon which a surrender value may be demanded 608 87 Dividends left with the company to accumulate at interest and accrued interest thereon 20087 98 Commissions due to agents on premium notes when paid 4540 66 ash in suspense 1 102 36 50 Total amount of liabilities except capital 10186683 12 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 814125 03 53 Surplus protection to polieyholders 1814125 03 54 Total liabilities 12000808 1 00 56 57 58 59 61 62 63 64 65 66 67 ComptrollerGenerals Report 359 Business in Force In force December 31 1914 93364393 79 Written or renewed during year 32 055 020 04 Sum 125419413 83 Deduct ceased to be in force during year 18 539 020 66 In force December 31 1915106880393 17 Business in Georgia In force December 31 1914 1173009 66 Written or renewed during year 1 510 500 04 Sum 2683509 70 Deduct ceased to be in force during year 200413 00 In force December 31 1915 2483096 70 Net losses paid during year 20 121 63 Net losses incurred during year 22 121 63 Investments in Georgia Mortgage loans 114950 00 Policy loans 63236 01 Total investments in Georgia 178 186 01 THE MUTUAL BENEFIT LIFE INSURANCE CO OF NEWARK N J 750 Broad Street Newark New Jersey Frederick Frelinghuysen President J William Johnson Secretary Robert L Foreman Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914173449014 23 4 Extended at 173449014 23 Income 5 Gross premiums on new business 3623955 15 6 Gross renewal premiums 23275058 56 8 Total premiums 26899013 71360 CompteollebGeneeals Eepoet 9 Interest and rents 1n pfl 8847626 24 10 Profit on sale or increase by adjustment of assets 04 8ao 00 11 Other sources Consideration for supplementary contracts 780 850 59 Income taxes withheld at source 1110 Q0 13 Total income 36553460 54 Disbursements 14 Net amount paid policyholders for losses and claims 9 295 052 48 15 Legal and administrative expenses in adjustment of claims 789 49 lb Commissions and allowances to agents a First vear bRenewal 245967 15 17 qi a 1373636 56 17 Salaries of officers and employees 508 604 m 18 Kents and interest 0 in i oya4 01 19 Advertising printing postage telegrams etc 113 60i 95 20 Paid policyholders for dividends 5mWQ og Surrendered policies 4 549318 89 21 Loss on sale and decrease by adjustment of assets 309 993 52 22 Other items Taxes fees and licenses 620 522 95 All other disbursements 892 719 42 23 Total disbursements 245025 Ledger Assets 25 Book value of real estate 0 96 924 23 26 Mortgage loans per schedule B 93278586 80 27 Bonds at book value 46 g4fl Stocks at book value 29 Cash in office AO Qr t 13041 08 30 Deposits at interest per schedule N 2 301 794 43 31 Deposits not at interest lilfiK M 32 Agents balances net g 33 Other items Loans on collateral 3050000 00 Policy loans and premium notes 37 464 375 75 34 Total ledger assets as per balance No 24185499 915 24 NonLedger Assets 35 Interest duo and accrued JW 64 3 Other items Net amount of uncollected and deferred Premilns 2555625 81 38 Total assets 191702524 69ComptrollerGenerals Beport 361 Deduct Assets Not Admitted 39 Agents debit balances 11 746 88 41 Other items Overdue interest on bonds in default 47608 33 Book value assets over market value l313oi6 36 42 Total not admitted assets T7 1372371 57 43 Total admitted assets WteTz Liabilities 44 Net amount of unpaid losses and claims 710 425 77 45 Reserves or unearned premiums on risks outstanding 170 386811 00 46 Regular dividends to policyholders declared but unpaid oVgSSQ 98 Special dividends to policyholders declared but unpaid 1 156978 00 47 Salaries and miscellaneous accounts due or accrued estim SooOO 00 48 Taxes estimated amount hereafter payable 588000 00 49 Other items Present value of amount not yet due on supplementary ytrl 3347009 00 tler habllltles 91041291 50 Total amount of liabilities except contingency reserve ra n fnds 182934526 66 53 Contingency reserve funds 7395626 46 54 Total liabilities 31 Business in Force No Amount 55 In force December 31 1914 297170 714233070 00 56 ritten or renewed during year 34S18 87675149 00 7 331988 801908219 00 5 Deduct ceased to be in force during year 17225 40 449 052 00 59 In force December 31 1915 314763 76LtTo Business in Georgia 61 In force December 31 1914 0279 19157005 00 62 ritten or renewed during year 830 1769387 00 i s 10109 20926392 00362 ComptrollerGenerals Report 64 Deduct ceased to be in force during year 718 1458050 00 65 In force December 31 1915 9391 19468342 00 66 Net losses and claims paid during year 89 1 72285 00 67 Net losses and claims incurred during year 88 176 285 00 Investments in Georgia 2 Bonds 597100 00 3 Mortgage loans 2218300 00 5 Policy loans 1 3gg 222 28 Premium loans 236 232 75 Total investments in Georgia 4417855 03 THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK CITY 34 Nassau Street New York New York Charles A Peabody President Y 1 Easton and V F Dix Secretaries R F Shedder Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914601616312 03 4 Extended at 601616112 03 Income 5 Gross premiums on new business 9478762 57 iross renewal premiums 49851800 55 Extra premiums for total and permanent disability 11555 08 7 Deduct amounts paid for reinsurance and return premiums 116825 5 8 Total premiums 50255292 97 9 Interest and rents 27 820 987 22 10 Profit on sale or increase by adjustment of assets 330277 61 11 Other sources Consideration for supplementary contracts not involving life cont ingencies i2X22 1 57 Dividends left with company to accumulate at interest 10870 21 Premiums extension fee 55 175 36ComptrollerGenerals Eeport 363 Policy fees 1268 25 Deposits on account of real estate contracts forfeited 20000 00 Collections or deposits received for accounts of others not Paid 0llt 21964 42 From agents balances previously charged off 9817 05 13 Total income 88251707 66 Disbursements Including commuted value of installments or other benefits not payable at the time of death or maturity of endow ments such commuted value being entered also under Xo 1 or 2 of Disbursements 14 Xet amount paid policyholders for death losses and ma tured endowments 4 30 15 860 51 15 Legal and administrative expenses in adjustment of claims 57928 8io 16 Commissions and allowances to agents a First year 2453613 71 b Renewal 1764944 35 17 Salaries of officers and employees and trustees 1448 581 50 18 Rents and interest ggg gg2 19 Advertising printing postage telegrams etc 439082 05 20 Paid policyholders for dividends 17 l2o910 31 21 Loss on sale and decrease by adjustment of assets 1823544 88 Supplementary contracts not involving life contingencies 568 345 36 22 Other items Repairs and expenses other than taxes on real estate 396981 68 Surrender values paid in cash 15 937 288 62 Applied to pay premiums 579 130 38 For annuities involving life contingencies 2 825 139 50 Agency expenses supervision and compensation of mana gers and agents 1721489 07 Taxes on real estate 353 ggg yg State tax on premiums 751 994 99 All other disbursements 1 050 990 94 23 Total disbursements if 81375494 9 Ledger Assets 25 Hook value of real estate 21 579 165 32 26 Mortgage loans per schedule I 111940 930 90 27 Bonds at hook value 344 354 ig9 09 28 Stocks at book value 27 610 768 49 29 Cash in office and in transit since received 26335 91 75689 93 30 Deposits at interest per schedule E 11148143 36 31 Deposits not at interest per schedule E 283330 47364 CompteollebGenebals Bepoet 32 Agents balances net 38307 12 33 Other items Accounts collectible 52 814 75 Supplies 35370 95 Cash advanced to or in the hands of officers or employees 13997 24 Loans made to policyholders on this companys policies assigned as collateral 91948198 57 Advanced or deposited to pay policy claims Ill 425 02 34 Total ledger assets as per balance No 24608492324 78 Bonds at amortized book value in accordance with Sec tion 18 New York Insurance Law where applicable NonLedger Assets 35 Interest and rents due and accrued 8168051 23 37 Other items Net amount of uncollected and deferred premiums 4527957 86 38 Total assets 621188333 87 Deduct Assets Not Admitted 39 Agents balances 38307 12 41 Other items Supplies 35370 95 Cash advanced to or in hands of officers or agents 13997 24 Book value of ledger assets over market value 4519589 81 Accounts collectible 52814 75 42 Total not admitted assets 46600711 87 43 Total admitted assets61652S254 00 Only value of bonds not subject to amortization included Liabilities 44 Net amount of unpaid losses and claims 5664263 13 45 Eeserves on risks outstanding 503227820 00 46 Dividends to policyholders declared but unpaid 19032395 95 47 Salaries and miscellaneous accounts due or accrued 51594 53 48 Taxes due or accrued 116764 25 49 Other items Premiums interest and rent paid in advance 1290765 93 Present value of amounts not yet due on supplementary contracts not involving life contingencies 4000441 00a 50 54 55 56 57 58 59 il 62 63 64 66 67 ComptrollerGenerals Report 365 Dividends left with company at interest and accrued int 460458 43 Estimated Federal State and other taxes hereafter paybl 690609 17 Amounts set apart apportioned provisionally ascertained calculated declared or held awaiting apportionment up on deferred dividend policies 66 673 718 83 Fund for depreciation of securities and general contin gencies 14625579 16 Total amount of other liabilities except capital 693843 62 Total liabilities 616528254 00 Business in Force Paid For Basis In force December 31 19141612574168 00 Written or renewed during year 160 882 145 00 Sum1773456313 00 Deduct ceased to be in force during year 136918196 00 In force December 31 19151636538117 00 Business in Georgia In force December 31 1914 30033837 20 Written or renewed during year 3701886 73 Sum 33735723 93 Deduct ceased to be in force during year 3067852 40 Tn force December 31 1915 30667871 53 Net losses paid during year 434903 86 Net losses incurred during year 418838 00 Investments in Georgia Bonds City and county 1278248 85 Intra State R R 4266031 40 Stocks 486100 00 Policy loans 298412107 Other items Bonds Inter State R R prorated on mile age basis 4440427 11 Total investments in Georgia 13454928 43366 CompteollerGeneeals Report NATIONAL LIFE INSURANCE CO OF MONTPELIER VERMONT 116 State Street Montpelier Vermont Joseph A DeBoer President Osraan D Clark Secretary George M Hope Co Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 59710258 48 4 Extended at 59 710 258 48 Income 5 Gross premiums on new business 1293370 34 i Gross renewal premiums 5997 061 75 8 Total premiums t ggn 4L 09 9 Interest and rents 3o9335 22 10 Profit on sale or increase by adjustment of assets 1157 SI 11 Other sources Profit on restoration of policy No 231366 22 From agents balances previously charged off 9 99 70 l To income 1040503 06 14 16 17 18 19 20 21 Disbursements Net amount paid policyholders for losses Matured endowments and additions Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First years premiums nullities original b Renewal premiums A nniiil ies renewal Paid for surrendered policies Salaries of officers and employees Rents and taxes dvertising printing postage telegrams etc Paid policyholders for dividends Dividends and interest held on deposit surrendered during year Loss on sale ami decrease by adjustment of assets 2137870 38 1222025 09 1994 s 315834 00 2725H M Hilil21 SO 70 95 1572227 25 193700 34 271972 72 63870 34 132 1210 86 55s s2 1 193lis ul 1 Deceased December 25 1915ComptrollerGenerals Report 367 Other items Paid to annuitants 601932 58 Surrender values applied in payment of premiums 841 55 Compensation of managers and agents not paid by comsn 634 64 Agency supervision and travelling expenses of supervisors 17706 95 Branch office expenses 101384 74 Medical examiners fees 52975 50 Inspection of risks 7376 97 Legal expenses not in item 15 1562 15 Furniture fixtures and safes 11668 86 Repairs on real estate 6247 47 Home office supplies 17312 19 Home office travel 906 67 Investment expense 52249 01 Agents balances 3459 82 Loss on policy account 571 04 23 Total disbursements 8537689 18 26 27 29 30 31 32 33 34 35 37 Ledger Assets Book value of real estate Mortgage loans per schedule B Bonds at book value Cash in office Deposits at interest per schedule E Deposits not at interest Agents balances net Other items Loans made to policyholders on this companys policies assigned as collateral Premium notes on policies in force 230500 00 28402064 75 21356183 10 1165 84 943912 83 14715 26 2254 08 8483560 67 2143243 93 Total ledger assets as per balance No 24 61577600 36 NonLedger Assets Interest due and accrued 1461154 16 Other items Net amount of uncollected and deferred premiums 862713 46 38 Total assets 63901467 98 Deduct Assets Not Admitted 39 Agents balances 2561 28 41 Other items Premium notes policy loans and other policy assets in excess of net value and of other policy liabilities on in dividual policies 41 36368 ComptrollebGenebals Eepobt Overdue and accrued interest on bonds in default 2 197 3 Book value of ledger assets over market value viz Bonds 72 733 00 42 Total not admitted assets 562 96 43 Total admitted assets 63 823 905 0 Liabilities 44 Net amount of unpaid losses and claims 200 250 66 Reserve for net death losses incurred but unreported 50000 00 45 Reserves or unearned premiums on risks outstanding 53042496 00 Present value of amounts not yet due on supplementary contracts not involving life contingencies 263 723 00 46 Dividends to policyholders declared but unpaid 1446385 81 Amount set apart not included in item 46 4 533175 32 47 Salaries and miscellaneous accounts due or accrued 26 838 00 Due and unpaid on supplementary contracts not involving life contingencies j pos 07 48 Taxes due or accrued 192109 18 Liability on policies cancelled and not included in net res 3 887 73 49 Other items Dividends left with the company to accumulate at interest 7674 93 Premiums paid in advance ggg7 S2 Unearned interest and rent paid in advance 49s 44 Commissions to agents due or accrued 268 2 lost of collection on 403 8 Dividends or other profits due policyholders 60 642 76 Life rate endowment extra reserve 33 i Surplus set apart for payment at termination of insurance 103S5 04 50 Total amount of liabilities except capital 60006052 01 52 Surplus over all liabilities 3 817sTI 01 34 Total liabilities 6323005 02 Exhibits of Policies Showing Paidfor Business Only No Amount 55 n force December 31 1914 98030 194625366 00 56 Written or renewed during year 10639 23312 851 00 Sm 108600 217938217 00 58 Deduct ceased to be in force during year 7547 16 951 096 00 59 In force December 31 1915 101122 200987121 0061 62 63 64 65 66 67 CompteollebGeneeals Eepoet 369 Business in Georgia In force December 31 1914 4652 8483035 02 Written or renewed during year 1127 2117888 70 Sum 5779 10600923 72 Deduct ceased to be in force during year 748 1560914 04 In force December 31 1915 5031 9040009 68 Xet losses paid during year 32 69 290 32 Net losses incurred during year 31 64 290 32 Investments in Georgia Bonds 344500 00 Policy loans and premium notes 309 260 09 Total investments in Georgia 653760 09 NATIONAL LIFE INSURANCE COMPANY OF THE UNITED STATES OF AMERICA OF CHICAGO ILLINOIS 29 South LaSalle Street Chicago 111 A M Johnson President Robert D Lay Secretary Wm A Wright Insurance Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets December 31 1914 12268024 94 4 Extended at 12268024 91 Income I Cnss premiums mi new business 415725 36 6 Gross renewal premiums 2244357 82 7 Deduct amounts paid for reinsurance and return premiums 27485 7 8 Total premiums 2632597 45 9 Interest and rents 608430 87 10 Profit on sale or increase by adjustment of assets 1132 96370 ComptrollerGenerals Report 11 Other sources Consideration for supplementary contracts 10376 00 Casualty department 815560 95 All other 15184 57 13 Total income 4093479 80 Disbursements 14 Net amount paid policyholders for losses 782789 46 15 Legal and administrative expenses in adjustment of claims 3289 62 16 Commissions and allowances to agents a First year 234972 26 b Renewal 182566 36 17 Salaries of officers and employees 152116 06 18 Rents and interest 25149 96 19 Advertising printing postage telegrams etc 36590 It 20 Paid policyholders for dividends 148067 73 21 Loss on sale and decrease by adjustment of assets 120349 90 22 Other items Paid policyholders for matured endowments surrendered policies and annuities 702172 49 Insurance departments licenses fees and taxes 45155 98 Medical examiners fees and inspection of risks 29889 03 Casualty department 799845 93 All other 87008 10 23 Total disbursements 3349963 02 Ledger Assets 25 Book value of real estate 33090 92 26 Mortgage loans per schedule B 1030052 40 27 Bonds at book value 1799254 06 28 Stocks at book value 3397383 07 29 Cash in office 22411 49 30 Deposits at interest per schedule N 863212 54 31 Deposits not at interest 32331 95 32 Agents balances net 103857 29 33 Other items Collateral loans 21200 00 Policy loans and premium notes 2653158 68 Partial payments made on death losses that are carried for full amount in liabilities 2979 34 lasualty department 52609 98 34 Total ledger assets as per balance No 24 if 13011541 72ComptrollerGenerals Report NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Net amount of uncolleeted and deferred pre miums 371 118045 16 151701 93 283808 54 38 Total assets 13565097 35 Deduct Assets Not Admitted 106078 28 39 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 Agents balances Other items Policy assets in excess of the net value of their policies 30088 44 Casualty department 21103 10 Total not admitted assets Total admitted assets 157269 82 13407827 53 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid or pro visionally ascertained and not due Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Casualty department Total amount of liabilities except capital Capital actually paid in cash 500000 00 Surplus over all liabilities 282251 04 66463 82 11493603 40 734181 74 89486 28 77653 65 164187 60 12625576 49 Surplus protection to policyholders Total liabilities Business in Force No In force December 31 1914 48924 Written or renewed during year 6137 782251 04 13407827 53 Amount 79729387 30 12620244 67 Sum 55041 92349631 97 Deduct ceased to be in force during year 5627 11343280 58 59 In force December 31 1915 49414 81006353 3372 ComptrollerGenerals Eeport Business in Georgia 61 In force December 31 1914 lj555 2222845 34 62 Written or renewed during year 220 447 792 17 63 Sum R p 1775 2670637 51 64 Deduct ceased to be m force during year 310 474127 46 65 In force December 31 1915 j465 2196510 05 66 Net losses paid during year Life 1257340 accident and health 2890151 4M74 g Investments in Georgia 5P0liCy l0anS 73841 89 THE NATIONAL LIFE AND ACCIDENT INSURANCE COMPANY OF NASHVILLE TENNESSEE 302 Seventh Avenue N Nashville Tenn C A Craig President c R clementS G C Lynch Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets December 31 1914 1 353 203 22 4 Extended at k 1353203 22 Income 5 Gross premiums on new business 60631 94 6 Gross renewal premiums 3 gog 437 70 8 Total premiums 4 a T 3bo90b9 b4 9 Interest and rents t 80412 94 11 Other sources Deposits by agents in lieu of bonds 10 qoq 37 Policy fees 174 65 Agents balances QUO OO 13 Total income 7 3762705 18CompteollerGenebals Repobt 37 Disbursements 14 Net amount paid policyholders for losses 1524986 60 15 Legal and administrative expenses in adjustment of claims 4034 24 16 Commissions and allowances to agents Benewal 1566749 10 17 Salaries of officers and employees 84 054 00 18 Bents and interest 44 357 g0 19 Advertising printing postage telegrams etc 112173 22 21 Loss on sale and decrease by adjustment of assets 1505 61 22 Other items General expenses g Q92 72 Dividends 70oOO 00 Purchase Transylvania business 3 hq 96 23 Total disbursements 3 417 070 25 Ledger Assets 25 Book value of real estate 90 152 59 26 Mortgage loans per schedule B 1234152 67 27 Bonds at book value 91 247 80 28 Stocks at book value 1 000 00 29 Cash in offices jg 4QQ qi 30 Deposits at interest per schedule N 50453 12 31 Deposits not at interest 130 870 85 32 Agents balances net 2 788 61 33 Other items Bills receivable 1000 Stocks 1787 50 Collateral loans 70 975 go 34 Total ledger assets as per balance No 24 1698838 15 NonLedger Assets 35 Interest due and accrued 20 517 15 37 Other items Net deferred premiums 25 809 87 38 Total assets 745 gg j 7 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable i957 46 10 00374 ComptrollerGenerals Eeport 41 Other items Stocks 1787 50 Book value ledger assets over market value 3107 80 42 Total not admitted assets 8862 76 43 Total admitted assets 1736302 41 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Life element reserve Contingent reserve Disability reserve Agents deposits in lieu of bonds 13442 13 128960 86 29324 86 48062 50 562407 02 350000 00 47060 17 44470 46 50 Total amount of liabilities except capital 1223728 00 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 312574 41 53 Surplus protection to policyholders 512574 41 54 Total liabilities 1736302 41 Business in Force 55 In force December 31 1914 21267176 00 56 Written or renewed during year 18049063 00 Sllm 39316239 00 58 Deduct ceased to be in force during year 1557315 00 59 In force December 31 1915 23743089 00 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 365243 ru 662077 in Sl 1027320 nn 64 Deduct ceased to be in force during year 425821 00 65 In fence December 31 1915 tili Net losses paid during year ii7 Net Insses incurred during year 601499 nn 25756 33 25SI3 25ComptrollerGenerals Report 375 NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY OF BOSTON MASSACHUSETTS 37 Milk Street Boston Muss Alfred D Foster President J A Barbey Secretary Robert J Guinn Attorney for Service Capital Stock 2 Ledger assets December 31 1914 68002503 00 Income 5 Gross premiums on new business 1416721 33 6 Gross renewal premiums 8770723 72 7 Extra premiums for disability benefits 4864 30 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with the company to accumulate at interest Federal income tax withholdings 10192309 35 3176503 81 13619 22 118786 72 8526 13 649 50 13 Total income 13510394 73 Disbursements 14 Net amount paid policyholders for losses and endowments 3890638 56 15 Legal and administrative expenses in adjustment of claims 543 36 16 Commissions and allowances to agents a First year i rS24 33 b Renewal 484485 18 17 Salaries of officers and employees 251706 40 18 Rents and interest 50380 00 19 Advertising printing postage telegrams etc 7017 1 40 20 Paid policyholders for dividends 1979379 99 21 Loss on sale and decrease by adjustment of assets 158923 15 22 Other items Surrender values paid in cash or applied in liquidation of loans or notes 1366152 77 Branch office expenses 64017 15 Medical fees and inspection of risks 1 15627 73 Real estate expense 86499 71376 ComptrollerGenerals Eeport lancetaxesetc 182258 68 All other disbursements 106j873 03 23 Total disbursements 9423481 44 Ledger Assets 25 Book value of real estate i to ca o lb Mortgage loans per schedule B 14 130 371 9 l7xTiSat VfUe 39560726 28 28 stocks at book value 2 581 183 88 29 Cash in office 3032 44 30 Deposits at interest per schedule N 1 215 428 39 33 Other items Collateral loans 2 0llCyl0ans 11672307 82 Premium notes on policies in force 940 642 7 34 Total ledger assets as per balance No 24 72089416 29 NonLedger Assets 35 Interest and rents due and accrued 4S 3tU 36 Market value of real estate and amortized value of bonds and stocks over book value 5740 g4 37 Other items Net amount of uncollected and deferred pre miUm8 66965938 38 Ttal asSts 74274980 68 Liabilities 44 Net amount of unpaid losses and claims 434 155 19 Jfe7e8 6664738 46 Dividends to polnyliolders declared but unpaid 2482 146 38 47 Salaries and miscellaneous accounts due or accrued 61869 80 48 Taxes due or accrued DO ln 1133 82 49 Other items Premiums paid in advance Keserve for equalization of mortality etc 300 000 00 50 Total amount of Liabilities except capita 0915479 00 52 Surplus over all liabilities 5WlS 68 54 T liiliti TtToComptrollerGenerals Eeport 377 Business in Force 55 In force December 31 1914 290732446 00 56 Written or renewed during year 36055913 00 57 Sum 326788359 00 58 Deduct ceased to be in force during year 17088388 00 59 In force December 31 1915 309699971 00 Business in Georgia 61 In force December 31 1914 6617395 00 62 Written or renewed during year 1252675 00 63 Sum 7870070 00 64 Deduct ceased to be in force during year 839955 00 65 In force December 31 1915 7030115 00 66 Net losses paid during year 82260 00 67 Net losses incurred during year 74105 00 Investments in Georgia 2 Bonds 646482 00 3 Mortgage loans 456500 00 5 Policy loans 276832 25 6 Other items Premium notes 22914 09 Total investments in Georgia 1402728 34 NEW YORK LIFE INSURANCE COMPANY OF NEW YORK CITY 346 Broadway New York N Y Darwin P Kingsley President Seymour M Ballard Secretary E J Clark Attorney for Service Capital Stock 2 Ledger assets December 31 1914 799838591 21 Income 5 Gross premiums on new business 10402160 02 6 Gross renewal premiums 80739843 98378 ComptrollerGenerals Report Extra premiums for disability and accident al death benefits 7 Deduct amounts paid for reinsurance 263610 00 73051 27 8 Total premiums 9 Interest and rents 91332562 73 36792803 90 10 Profit on sale or increase by adjustment of assets l 553 858 16 11 Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with the company to accumulate at interest including surrender values of reversionary additions left on deposit 10905223 432 739 19 All other income 874644 33 538406 44 13 Total income 131525014 Disbursements 14 Net amount paid policyholders for losses matured endow ments annuities surrender values and trust funds 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents 19 Advertising printing postage telegrams etc 20 Paid policyholders tor dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Agency expenses medical fees and inspection of risks Taxes licenses and insurance department fees Real estate taxes repairs and expenses Premiums waived on account of disability All other disbursements 23 Total disbursements 59686250 54 is 51182 33 3923617 23 1931593 42 1816SSI 15 591273 23 11446 59 16672582 75 3177985 35 2566700 53 1230148 92 358807 01 124 86 19 1183317 84 936S7273 ns Ledger Assets 25 Hook value of real estate 12 171 919 25 26 Mortgage loans per schedule B mfi2Q 42 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule E 31 Deposits not at interest 483184855 74 294671 88 3232 30 18037025 18 154S570 25COMPTROLLERGrENERAls REPORT 379 32 Bills receivable 544 50 Branch office net debit balances 206001 89 33 Other items Collateral loans 150000 00 Premium notes and policy loans 162092360 44 Cash 466848 03 34 Total ledger assets as per balance No 24837676332 88 NonLedger Assets 35 Interest and rents due and accrued 9886609 55 37 Other items Net amount of uncollected and deferred pre miums 9963591 00 38 Total assets 857526533 43 Deduct Assets Not Admitted 544 50 40 Bills receivable 41 Other items Book value of ledger assets over market value viz On bonds and stocks 34323507 19 Branch office debit balances 284631 89 42 Total not admitted assets 34608683 58 43 Total admitted assets 822917849 85 Liabilities 44 Net amount of unpaid losses and claims 7790374 67 45 Reserves on risks outstanding 675731039 00 46 Dividends to policyholders declared but unpaid 1359480 64 47 Salaries and miscellaneous accounts due or accrued 132182 67 48 Taxes due or accrued 1183638 34 49 Other items Extra reserve for disability and accidental death benefits in life policies 190329 00 Present value of future installment payments and disability benefits 3965960 37 Unearned interest and rent paid in advance 3292891 91 Reserves for dividends and contingencies 123564466 28 Additional reserves 3445273 3 Miscellaneous items 2262213 40 54 Total liabilities 822917849 83380 ComptrollerGenerals Report Business in Force 55 In force December 31 1914 2347098388 56 Written revived and increased during year 228 894 191 SJ 2575992579 58 Deduct ceased to be in force during year i e terminated and transferred 172191701 59 In force December 31 1915 2403800878 Business in Georgia 61 In force December 31 1914 28583884 62 Written or renewed during year 4 146 g37 f Um 32730421 64 Deduct ceased to be in force during year 2 449 965 65 In force December 31 1915 30 80 456 66 Net losses paid during year 3gg 5Qq gg 67 Net losses incurred during year 379 39c gn Investments in Georgia 2 Bonds State county municipal 1 78 046 id 3 Mortgage loans 3015950 17 5 Policy loans 2615568 44 6 Other items Railroad bonds apportioned according to mileage basis 4506842 21 Total investments in Georgia 11 920 407 31 THE NORTH CAROLINA MUTUAL AND PROVIDENT ASSOCIATION OF DURHAM NORTH CAROLINA 212 12 Parrish Street Durham N C John Merrick President A M aon Secretary T L Wheeler Attorney for Service Capital stock 4 Extended at 152891 OSComptrollebGenebals Eepoet Income 5 Gross premiums on new business 6 Gross renewal premiums 4181 65 404437 53 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 13 Total income 381 408619 18 7862 23 160 00 416641 41 Disbursements 14 Net amount paid polieyholders for losses 201109 32 15 Legal and administrative expenses in adjustment of claims 213 60 16 Commissions and allowances to agents a First year 2068 54 b Renewal 117322 59 17 Salaries of officers and employees 58923 58 18 Rents and interest 3 021 08 19 Advertising printing postage telegrams etc 11019 87 21 Loss on sale and decrease by adjustment of assets 100 00 22 Other items Furniture and fixtures 633 50 Repairs on real estate 631 82 Taxes on real estate 1237 02 Taxes on premiums 1758 56 Insurance departments 3552 91 Agents licenses 421 00 Fire insurance premium 279 37 Full freight D 295 15 23 Total disbursements 402587 91 Ledger Assets 25 Book value of real estate 62606 50 26 Mortgage loans per schedule B 14610 13 27 Bonds at book value 60000 00 28 Stocks at book value 2000 00 29 Cash in office 626 73 31 Deposits not at interest 19815 94 32 Agents balances net 2140 40 34 Total ledger assets as per balance No 24 166944 53382 ComptrollerGenerals Eeport NonLedger Assets 35 Interest due and accrued 2493 33 37 Other items Eents due 250 00 38 Total assets 169690 89 Liabilities 44 Net amount of unpaid losses and claims 11072 50 45 Reserves or unearned premiums on risks outstanding 126823 71 47 Salaries and miscellaneous accounts due or accrued 750 00 49 Other itesm Premiums paid in advance 1200 00 Commissions to agents due 407 18 Estimated amount of taxes 7000 00 Amount set apart for deferred dividends 1000 00 53 Surplus protection to policyholders 17437 50 54 Total liabilities 139390 89 Business in Force 55 In force December 31 1914 3294735 00 56 Written or renewed during year 2710536 00 57 Sum 6005271 00 58 Deduct ceased to be in force during year 2480735 00 59 In force December 31 1915 3524536 00 Business in Georgia 61 In force December 31 1914 793605 00 62 Written or renewed diuing year 914 205 50 63 Sum 1707810 50 64 Deduct ceased to be in force during year 786419 50 65 In force December 31 1915 90 391 00 66 Net losses paid during year 34161 52ComptrollerGeneral s Report 383 THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY OF MILWAUKEE WISCONSIN Geo G Markham President A S Hathaway Secretary W Woods White Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914327446239 19 4 Extended at 327446239 19 Income 5 Gross premiums on new business 6526602 65 6 Gross renewal premiums 42935149 66 8 Total premiums 49461752 31 9 Interest and rents 16443565 22 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with the company to accumulate at interest Federal income tax withheld at the source 48334 50 901325 75 33044 89 2067 65 13 Total income 66890090 32 Disbursements 14 For death losses matured endowments annuities and sin rendered policies Paid policyholders for dividends 15 Legal expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents t 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid for claims on supplementary contracts not involving life contingencies Taxes 29187023 75 13271991 90 2292 69 2088622 83 2888741 67 909845 80 271950 00 213299 96 1121352 89 560662 35 1236281 06384 ComptrolleeGeneeal s Eeport Medical examination and inspections of risks All other disbursements 260451 16 370528 31 23 Total disbursements 52383044 37 Ledger Assets 25 Book value of real estate WW 06 l Mortgage loans per schedule B 181 861 01 75 27 Bonds at book value 9914392 4 28 Stocks at book value 0 29 Cash u office 279l 30 Deposits at interest 4868428 67 32 Agents balance 33 Other items Loans made to policyholders on this companys policies assigned as collateral g50s 4 Premium notes and automatic premium loans 1750 507 85 34 Total ledger assets as per balance No 24341953285 14 NonLedger Assets 35 Interest and rents due and accrued 5 687 807 89 37 Other items Due and deferred premiums 4258638 19 38 Total assets 351899731 22 Deduct Assets Not Admitted 10538 75 8258082 42 42 Total not admitted assets 39 Agents balances 41 Other items Book value of bonds over market value 8268621 17 43 Total admitted assets 343 631 n 0 05 Liabilities 44 Net amount of unpaid losses and claims 1 884 107 07 45 Reserves required by law 312l36886 00 Present value of not due installments 4 575 4 n 46 Dividends to policyholders due and unpaid 89232 49 47 Salaries and miscellaneous accounts due or accrued 1 89 684 il ls Estimated amount of federal State and all other taxes WMtalM 105683 85ComptrollerGenerals Report 385 49 Other items Annual dividends payable in 1916 11946750 00 Deferred dividends payable in 1916 1612796 20 Funds for deferred dividends payable after 1916 1452301 00 Reserved for contingencies 8243373 58 50 Total amount of liabilities 343631110 05 Business in Force No Risks Amount 55 In force December 31 1914 527872 1365299749 00 56 Issued increased and revived during year 49344 132365962 00 57 Sum 577216 1497665711 00 58 Deduct ceased to be in force during year 28454 77653140 00 59 In force December 31 1915 548762 1420012571 00 Business in Georgia 61 In force December 31 1914 10065 23398464 00 62 Issued during year 601 1488800 00 63 Sum 10666 24887264 00 64 Deduct ceased to be in force during year 745 1774140 00 65 In force December 31 1915 9921 23113124 00 66 Net losses paid during year 94 228459 00 67 Net losses incurred during year 103 242059 00 Investments in Georgia 2 Bonds 330000 00 3 Mortgage loans 2585175 00 5 Policy loans 1888239 68 Total investments in Georgia 4803414 68386 ComptrollerGenerals Report THE PACIFIC MUTUAL LIFE INSURANCE COMPANY OF LOS ANGELES CALIFORNIA Corner Sixth and Olive Streets Los Angeles California Geo I Coehran President A C Harmon Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 29 350 116 91 C I D Moore Secretary 4 Extended at 29350116 91 Income 5 Gross premiums on new business 901655 34 6 Gross renewal premiums 4 920 296 39 Premiums for total and permanent disa bility benefits 50 771 4g 7 Deduct amounts paid for reinsurance and return premiums 33 gg2 qj 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with company to accumulate at interest Bonus on adjustments of collateral and mortgage loans Loss and gain Increase in liabilities during year on account of Munich reinsurance contract From agents balances previously charged off 5808861 09 1785488 48 129431 73 26230 86 24199 79 2296 35 2140 17 7256 58 4376 89 13 Total income 7790281 94 Disbursements 14 Net amount paid policyholders for losses mat endowments and annuities 1519435 98 15 Legal and administrative expenses in adjustment of claims 13 025 59 16 Commissions and allowances to agents irst vear 429859 22 b RenewaI 329607 55ComptrollerGenerals Report 387 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid for surrendered and lapsed policies Paid stockholders for interest or dividends Other disbursements 289461 10 39459 66 70019 88 626623 66 42997 41 992727 62 80000 00 359709 57 23 Total disbursements 4792927 24 Ledger Assets 25 Book value of real estate 1296857 62 26 Mortgage loans per schedule B 18547547 22 27 Bonds at book value 2795858 07 29 Cash in office 7432 15 30 Deposits at interest per schedule E 749538 92 31 Deposits not at interest 239809 51 32 Agents balances net 2989 32 33 Other items Collateral loans per schedule C 1658903 94 Loans to policyholders 7048534 86 34 Total ledger assets as per balance No 24 32347471 61 NonLedger Assets 35 Interest due and accrued 500383 85 37 Other items Net amount of uncollected and deferred premiums 627589 84 38 Total assets 33475445 30 Deduct Assets Not Admitted 39 Agents balances 5691 10 41 Other items Premium notes policy loans and other policy assets in excess of net values and of other policy liabilities on indi vidual policies 12064 06 Overdue and accrued interest on bonds in default 27175 83 42 Total not admitted assets 44930 99 43 Admitted assets life department 33430514 31388 ComptrollerGeneral s Eeport Accident department 2 22g 096 73 Total admitted assets 35 35656611 04 Liabilities 44 Net amount of unpaid losses and claims 209 187 31 45 Reserves or unearned premiums on risks outstanding 28953061 00 46 Dividends to policyholders declared but unpaid 1978 73 47 Salaries and miscellaneous accounts due or accrued 15l47 36 48 Taxes due or accrued llooOO 00 49 Other items Dividends payable to policyholders during 1916 707851 83 Set aside for payment of future deferred dividends 1717631 00 All other liabilities 708311 17 Liabilities of life department 32 423 168 40 Liabilities or accident dept j 15eo96 73 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities life and ac cident depts 1077345 91 53 Surplus protection to policyholders 2 077 345 91 54 Total liabilities life and accident depts 35 656611 04 Business in Force 55 In We Decembers 1915154525447 00 00 ntten or renewed during year 21518654 00 I7 U 176044101 00 58 Deduct ceased to be in force during year 15 384 399 00 59 In force December 31 1915 160659702 00 Business in Georgia 61 In force December 31 1914 1999399 00 62 Written or renewed during year 74o807 00 63 Sum 64 Deduct ceased to be in force during year 65 In force December 31 1915 Hi Net losses paid during year 67 Net losses incurred during year 274020 00 222251 00 2517955 00 8619 00 8619 00ComptrollerGenerals Beport Investments in Georgia 3 Mortgage loans 5 Policy loans Total investments in Georgia 14 281 18 389 10000 00 104281 18 PAN AMERICAN LIFE INSURANCE COMPANY OF NEW ORLEANS LA 13th Floor Whitney Building New Orleans La Crawford H Ellis President James L Wright Secretary Hon Wm A Wright Ins Comsr Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 2419960 36 4 Extended at 2419960 36 Income 5 Gross premiums on new business 6 Gross renewal premiums 7 Deduct amounts paid for reinsurance and return premiums 186665 94 442870 21 22649 05 Total premiums emm Q 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Suspense Persistency funds Dividends and coupons left with company Received from other companies for assuming their risks Agents balances charged off 13 Total income 141756 11 916 69 990 34 2597 75 16291 31 1773 70 2212 58 773427 58 Disbursements 14 Net amount paid policyholders for losses surrender values etc 15 Legal and administrative expenses in adjustment of claims 168964 47 1023 37390 ComptrollebGenekals Eepobt 16 Commissions and allowances to agents a First year n7320 2 b Eenewal 11933 38 17 Salaries of officers and employees 43 820 11 18 Rents and interest fi 0i on 19 Advertising printing postage telegrams etc lrlTZ 95 22 Other items Taxes licenses and fees 13 600 37 Agents balances charged off 26609 03 Medical and inspection fees 2o414 11 Branch office expense 10 rn All other disbursements 00 mr g 23 Total disbursements 4 455 535 2s Ledger Assets 25 Book value of real estate 45 000 00 26 Mortgage loans per schedule B 1 155V66 20 27 Bonds at book value 815 g70 ag 28 Stocks at book value 12l440 00 Loans on policies 114 043 gp 29 Cash in office oqo 0o 30 Deposits at interest per schedule N 204 924 10 32 Agents balances net 2oe50 12 33 Other items Collateral loans 66000 Q0 Premium notes 25 868 47 Negotiable premium notes 10 g09 9 Furniture and fixtures 2l429 24 Louisiana Securities Company 12g 000 00 34 Total ledger assets as per balance No 24 2 726 802 66 NonLedger Assets 35 Interest due and accrued jq 734 45 37 Other items Due and deferred premiums net 73 825 38 38 Total assets 2841362 49 Deduct Assets Not Admitted 39 Agents balance 20650 12 41 Other items Furniture and fixtures 21 429 24 Hook value of ledger assets over market vallp 14577 47ComptrollerGenerals Eeport 391 Premium notes loans etc in excess of net value 42 Total not admitted assets 43 Total admitted assets 12365 11 69021 94 2772340 55 Liabilities 44 Net amount of unpaid losses and claims 45 Beserves 46 Dividends to polieyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Reserved for taxes in year 1916 49 Other items Reserved for death losses incurred but unreported Premiums paid in advance Interest paid in advance Agents credit balances All other liabilities 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000000 0 52 Surplus over all liabilities 703962 50 9755 00 1022579 34 900 00 2309 62 10000 00 5000 00 3139 12 3757 39 1552 04 9385 54 1068378 05 53 Surplus protection to polieyholders 54 Total liabilities Business in Force 1703962 50 2772340 55 55 In force December 31 1914 50 Written or renewed during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1915 Business in Georgia 16651757 00 8259985 00 24911742 00 6483936 00 18427806 00 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during year 497300 00 946581 00 1443881 00 706084 00 65 In force December 31 1915 737797 00392 ComptrollerGenerals Eeport 66 Net lasses paid during year 67 Net losses incurred during year Investments in Georgia 3 Mortgage loans 5 Policy loans Total investments in Georgia 2000 00 2000 00 45550 00 1102 75 46652 75 PENN MUTUAL LIFE INSURANCE CO OF PHILADELPHIA PA 6th Walnut Streets Philadelphia Pa Geo K Johnson President John Humphreys Secretary Henry O Bagley Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914148632429 54 4 Extended at Income 148632429 54 5 Gross premiums on new business 3463 957 51 6 Gross renewal premiums 19 933 gg 57 7 Deduct amounts paid for reinsurance and return premiums 26 196 97 8 Total premiums 23 376 650 1 9 Interest and rents 7389580 58 10 Profit on sale or increase by adjustment of assets 87070 77 1 I Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with company to accumulate at interest Bonuses on mortgage loans Recovery of loss on Austin Texas water bonds Suspended bank dividends etc 505519 05 45241 52 10561 14 7221 in 5554 30 13 Total income 31427402 97 Disbursements 14 Net amount paid policyholders for losses and matured endowments 9200221 25ComptrollerGenerals Report 393 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items For annuities involving life contingencies Surrender values Paid for claims on supplementary contracts not involving life contingencies Taxes All other disbursements 12633 42 1165601 68 1381764 96 519758 02 162664 09 170886 12 3756177 59 107947 39 444335 55 4068055 64 346658 86 445297 54 1013962 27 23 Total disbursements 22795967 38 Ledger Assets 25 Book value of real estate 4 220 146 02 26 Mortgage loans per schedule B 61 8S2 489 92 27 Bonds at book value gg 441 077 3 28 Stocks at book value 305 686 37 29 Cash in office 24 ggg 02 30 Deposits at interest per schedule E 2 695 246 50 32 Agents balances net 41617 24 33 Other items Collateral loans 1158400 00 Policy loans and premium notes 30 167 949 55 Bills receivable 201 487 37 Furniture fixtures etc 134 355 41 34 Total ledger assets as per balance No 24157263865 13 NoniLedger Assets 35 Interest and rents due and accrued 37 Other items Xet uncollected and deferred premiums 2108880 16 3194179 59 38 Total assets 162566924 88 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41639 33 201487 37394 ComptkollebGenerals Eepokt 41 Other items Book value of ledger assets over market value 1655735 02 Furniture fixtures etc 134 865 41 All other items 32 794 03 42 Total not admitted assets 2 066 521 If 43 Total admitted assets 160500403 72 Liabilities 45 Reserves to mature policy contracts 136474 367 64 Reserve for asset and mortality fluctuations and general equalization fund q 447 955 jq 46 Dividends to policyholders declared but unpaid 15516469 87 47 Salaries and miscellaneous accounts due or accrued 10 111 73 48 Taxes due or accrued 49 Other items Policy claims Unearned interest and rent paid in advance Premiums paid in advance All other liabilities 475524 36 650639 75 559873 85 91219 82 274910 89 50 Total amount of liabilities except capital Business in Force 160500403 72 Policies Amount 55 En force December 31 1914 228944 620779667 00 56 Written or renewed during year 25037 77956559 00 T s 253981 698736226 00 58 Deduct ceased to be in force during year 16378 52352921 00 59 In force December 31 1915 237603 646383305 00 Business in Georgia 61 Tn force December 31 1914 17437 33296343 00 62 Written or renewed during year 1646 3 311707 00 63 Sum 19083 36608050 00 64 Deduct ceased to be in force during year 1344 2577 832 00 65 In force December 31 1915 17739 34030218 00 66 Net losses paid during year 162 354378 00 67 Net losses incurred during year 164 364660 00ComptrollebGenebals Repoet 395 Investments in Georgia 2 Bonds and stocks 774 260 00 3 Mortgage loans 5222223 83 5 Policy loans 1764594 21 6 Other items Premium notes 377 600 00 Total investments in Georgia g 133 g7g 04 PHOENIX MUTUAL LIFE INSURANCE CO OF HARTFORD CONN 49 Pearl Street Hartford Connecticut John M Holcombe President Silas H Cornwell Secretary George L Hunt Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 37157267 83 4 Extended at 37157267 83 Income 5 Gross premiums on new business 991219 86 6 Gross renewal premiums 5063 522 52 7 Deduct amounts paid for reinsurance and return premiums 5565924 8 Total premiums 5999083 14 9 Rents and interest 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with company to accumulate at interest Mortgage loan commissions received Guarantee of mortgage loans From agents balances previously charged off Reserves on policies reinsured deposited with this co Recovery under a matured endowment 1948300 86 18966 25 63937 00 186361 09 4165 30 359 35 7016 70 11257 22 57 50 13 Total income 8239504 41396 ComptbollebCtenebal s Bepobt Disbursements 14 Net amount paid policyholders for losses 2 840 301 33 15 Legal and administrative expenses in adjustment of claims 941 56 16 Commissions and allowances to agents Allowances to agents 213359 9g iirst year commissions r Q1 n 00l 31 Commuted commissions 090 Q0 Renewal commissions 278462 49 17 Salaries of officers and employees 244586 24 18 Bents and interest 20000 00 19 Advertising printing postage telegrams etc 54o49 97 20 Paid policyholders for dividends 956495 84 21 Loss on sale and decrease by adjustment of assets 120206 35 22 Other items Annuities involving life contingencies 43 345 g9 Premium notes and liens voided by lapse 166 01 Surrender values paid in cash or applied in liquidation of loans or notes 926720 59 Surrender values applied to pay new and renewal prems 59l77 47 Surrender values applied to purchase paidup ins and ami 117J63 70 Paid for claims on supplementary contracts not involving life contingencies 12 654 99 Dividends and int thereon held on deposit and surrendered during the year and medical examiners fees and in spection of risks 134 09 rq Legal expense furniture repairs and expenses on real estate taxes and real estate State taxes on premiums 117165 35 Insurance Dept fees and licenses State Treasurers fees etc Federal corp tax franchise tax tax on reserve municipal licenses and taxes publishing rev stamps home office traveling expenses miscellaneous expenses 138269 18 Mortgage loan expenses commissions paid on loans inter est on death claims and interest on reinsurance reserve deposits 2809 4 23 Total disbursements 6 562 619 26 Ledger Assets 25 Book value of real estate 684 000 00 26 Mortgage loans per schedule B 23 895 2il 50 27 Bonds at book value 6 912 375 15 28 Stocks at book value 350 327 00 29 Cash in office ggp gr 30 Deposits at interest per schedule N pig 353 4 32 Agents balances net 9 450 qqComptrollerGenerals Eeport 33 Other items Loans made to policyholders Premium notes 397 47554 78 34 Total ledger assets as per balance No 24 38834152 98 NonLedger Assets 35 Interest due and accrued 738 482 78 37 Other items Net amount of uncollected and deferred prem 536441 71 38 Total assets 40109077 47 Deduct Assets Not Admitted 39 Agents balances 9224 98 41 Other items Premium notes policy loans etc in excess of net value and other policy liabil 968 23 Overdue and accrued interest on bonds in default 43253 32 Stocks and bonds not subject to amor tization 28647 00 42 Total not admitted assets 82093 53 43 Total admitted assets 40026983 94 Liabilities 44 Net amount of losses and claims 188 183 36 45 Reserves or unearned premiums on risks outstanding 36154913 27 46 Dividends to policyholders declared but unpaid 1677872 27 47 Salaries and miscellaneous accounts due or accrued 87659 85 49 Other items Present value of amounts not yet due on supplementary contracts 205258 00 Liability on policies cancelled upon which a surrender value may be demanded 7011 71 Estimated amount hereafter payable for Federal State and other taxes 80000 00 Mortality fluctuation fund 448247 00 Investment fluctuation fund 644515 00 General equalization fund 533323 48 50 Total amount of liabilities except capital 40026983 94398 ComptrollerGeneral s Report Business in Force K T No Amount 56 WriT I 86279 162931810 00 06 ntten or renewed during year 9080 19084135 00 57 Sum 7 ro TNort 9o39 182015945 00 58 Deduct ceased to be m force during year 7090 le 00 59 In force December 31 1915 88269 Business in Georgia S WritrT DeCemb 19U 1147 2775747 00 62 ntten or renewed dunng year 154 270081 w 63 Sum R n 1301 3045828 00 64 Deduct ceased to be m force during year 150 471499 00 65 In force December 31 1915 1151 72 66 et losses paid during year 15 2739 68 67 Net losses incurred during year 15 23666 68 Investments in Georgia 2 Bonds wholly in Georgia 5 Partly m Georgra 157358 00 Mortgage loans 896875 00 1CyanS 172460 00 ter ltemS 458900 Total investments in Georgia 1285769 00 PITTSBURGH LIFE AND TRUST CO OF PITTSBURGH PENNA Federal Street and Liberty Avenue Pittsburgh Pa W C Baldwin President Tames H Maan Secrotarv Hon William A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 2373j799 n 4 Extended at ComptrollerGenerals Eeport 399 Income 5 Gross premiums on new business 515230 00 6 Gross renewal premiums 2581883 36 7 Deduct amounts paid for reinsurance and return premiums 5540 81 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Federal income tax collected Suspense account Surrender values due and unpaid Agents balances charged off Dividends left with company 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Eents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Surrender values and annuities Commission on real estate Stockholders for dividends Supplementary contracts Agency supervision Branch office expenses Profit and loss Legal expenses Furniture Repairs real estate Taxes real estate Insurance taxes and fees Ins expenses Investment expenses Agents balances Medical fees 23 Total disbursements 3091572 55 1028235 14 10817 95 241 00 34 26 4011 11 2137 21 6122 12 4143171 34 2020789 70 i 1481 81 132816 75 66891 52 132471 68 24380 00 46894 72 245114 11 301934 35 874921 79 222 25 100000 00 13765 33 172363 60 21523 34 26 12 5169 81 2448 75 115357 17 115588 37 58908 19 3733 ill 1591 89 11410 71 38171 55 4507977 42 400 ComptrollerGenebals Keport Ledger Assets 25 Book value of real estate 9003568 30 26 Mortgage loans per schedule B 5 578 922 00 27 Bonds at book value 3 ggi 433 74 28 Stocks at book value 44 351 30 29 Cash in office 100 00 30 Deposits at interest per schedule N 300 209 91 31 Deposits not at interest 1 04g 73 33 Other items Collateral loans 3 qoo 00 Policy loans 4458675 08 Premium notes 66061 70 Cash advanced to or in the hands of officers 1 735 27 Contingent reversion 5 700 00 Wash Life stock 24 887 00 34 Total ledger assets as per balance No 24 23370993 03 NonLedger Assets 35 Interest due and accrued 226659 99 37 Other items Net uncollected and deferred premiums 318769 34 38 Total assets 23916422 36 Deduct Assets Not Admitted 41 Other items lash advanced to or in the hands of officers 1735 27 Washington Life Insurance stock 24887 00 Premium notes policy loans etc in excess of reserve 24339 63 42 Total not admitted assets 10961 90 4 Total admitted assets 23 865 460 46 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Premiums paid in advance Unearned interest and rents 293732 20 21768197 00 3704 2 58 22189 81 43092 72 26026 03 1021511 21ComptbollebGenebals Repobt 401 Amounts provisionally ascertained for deferred dividends 26267 93 Surrender values due and unpaid 4 g23 52 Deposit on lease g q00 qq Suspense account 2 172 44 Income tax collected 241 00 50 Total amount of liabilities except capital 22 329935 44 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 535 595 02 53 Surplus protection to policyholders 1 535 525 02 54 Total liabilities 23865460 46 Business in Force No Amount 55 In force December 31 1914 57424 106075390 00 56 Written or renewed during year 9842 19474073 00 57 Sum 67266 125549463 00 58 Deduct ceased to be in force during year 7133 37 025 454 00 59 In force December 31 1915 60135 108524009 00 Business in Georgia 61 In force December 31 1914 640 1 350 393 00 62 Written or renewed during year 65 146 2O8 00 m Sum 05 1498601 00 64 Deduct ceased to be in force during year 156 496 435 00 65 In force December 31 1915 549 002 166 00 66 Net losses paid during year 15 30 390 4 67 Net losses incurred during year 14 32 390 54 Investments in Georgia Bonds 299239 46 5 Policy loans estimated 58 07 y0 Total investments in Georgia 358046 46402 ComptrollebGeneeals Eepoet PROVIDENT LIFE AND TRUST COMPANY OF PHILADELPHIA PA Northwest Corner Fourth and Chestnut Streets Philadelphia Pa Asa S Wing President C Walter Barton Secretary Wallace W Daniels Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 79564872 89 4 Extended at 79564872 89 Income 5 Gross premiums on new business 1829268 33 6 Gross renewal premiums 9631476 88 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with the company to accumulate at interest Income from undistributed proceeds of real estate No 153 Received from trustee in bankruptcy re mtge No 8833 Premium on ground rent No 3692 redeemed in 1915 Fee received by president as member of Buff Susqu Ry Co bondholders committee Costs of foreclosure of mtgrs previously paid now credited to profit and charged as part of cost of real estate Xo 435444 inclusive 11460745 21 3963889 37 185876 16 66654 58 10375 25 168 38 204 15 100 00 1500 00 18307 7 13 Total income 15707820 88 Disbursements 14 Net amount paid policyholders for losses and matured en dowments 5512828 57 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 3789 43 489603 90 184217 04 497550 92 55399 84 112563 66ComptbollebGenebals Eepobt 403 20 Paid policyholders for dividends 1 934 180 01 21 Loss on sale and decrease by adjustment of assets 463l67 38 22 Other items Paid on annuities etc 211 231 96 urrenders 2oi9287 90 Supervision medical fees etc 155 189 29 Taxes licenses and fees repairs etc 274913 78 Dinners to office employees 28032 02 Light fuel etc home office 692S 40 SuDdrieS ZZ 3588179 23 Total disbursements T Ledger Assets 25 Book value of real estate 1 290 8 3 14 26 Mortgage loans per schedule B 25066295 57 27 Bonds at book value 42654g41 69 30 Deposits at interest per schedule E 1231048 16 33 Other items Collateral loans etc 12645528 32 34 Total ledger assets as per balance No 24 82 888 626 88 NonLedger Assets 35 Interest due and accrued 1135162 23 36 Market value of assets over book value 9 066 865 31 370ther items 188194 57 38 Total assets 87573848 99 Liabilities 44 Net amount of unpaid losses and claims 202 036 13 45 Reserves or unearned premiums on risks outstanding 78895369 85 46 Dividends to policyholders declared but unpaid ll8lo62 23 47 Salaries and miscellaneous accounts due or accrued 20996 52 48 Taxes due or accrued 166359 51 49 Other items Miscellaneous 26962 3 Additional reserve required to compute the present value of all policies on the American Experience table at 3 3385098 00 50 Total amount of liabilities except capital 83877884 54 51 Capital actually paid in cash 1000O00 00 52 Surplus over all liabilities and surplus protection to policy h0llers 269596445 54 Total liabilities 87573848 99404 ComptrollerGenerals Eeport Business in Force No Amount 55 In force December 31 1914 ii9326 316615000 00 56 Written or renewed during year 17021 41449918 00 5J 136347 358064938 00 58 Deduct ceased to be in force during year 9 424 28 373 310 00 59 In force December 31 1915 126923 329691608 00 Business in Georgia 61 In force December 31 1914 i 234446 00 62 Written or renewed during year 8 13 480 00 63 Sum 104 247926 00 64 Deduct ceased to be in force during year 12 26930 00 65 In force December 31 1915 90 220996 00 66 Net losses paid during year 9 2 000 00 67 Net losses incurred during year 2 2 000 00 Investments in Georgia I 0Dds 492450 00 5 Policy loans estimated PRUDENTIAL INSURANCE CO OF AMERICA OF NEWARK N J 755 to 769 Broad Street Newark N J Forrest F Dryden President Willard I Hamilton Secretary J M Skinner Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets December 31 1914 361942309 91 4 Extended at 361942309 91 Income 5 Gross premiums on new business ordinary 5931919 91 6 Gross renewal premiums ordinary 29170108 55ComptbollebGenebals Bepobt 7 Deduct amounts paid for reinsurance 112590 02 Industrial premiums 58833264 76 Extra premiums for total and permanent disability benefits ordinary 28662 08 405 8 Total premiums 93851365 28 9 Interest and rents 18 17 816 48 10 Profit on sale or increase by adjustment of assets 280220 23 11 Other sources Consideration for supplementary contracts not involving life contingencies 286 412 43 Conscience fund 47 00 13 Total income 112635861 42 Disbursements 14 Net amount paid policyholders for losses matured endow ments annuities and surrender values 35196925 19 15 Legal and administrative expenses in adjustment of claims 42452 85 16 Commissions and allowances to agents a First year ordinary 1675752 69 b Benewal ordinary 1067431 33 c Industrial 10784061 42 17 Salaries of officers directors trustees employees branch office expenses medical examiners fees and inspection of risks 8262237 86 18 Bents 1038211 49 19 Advertising printing postage telegrams etc 761799 00 20 Paid policyholders for dividends 7846 937 14 21 Loss on sale and decrease by adjustment of assets 303302 05 22 Other items Paid for claims on supplementary contracts not involving life contingencies 151 ggo 41 Paid stockholders for interest or dividends 400000 00 Legal expense not included in item 15 42985 37 Furniture fixtures and safes 88342 50 Bepairs and expenses other than taxes 308665 22 Taxes on real estate 327 159 64 State and provincial taxes on premiums 1289644 27 Insurance department licenses and fees 48571 29 All other licenses fees and taxes Federal corporation tax 72 082 42 Life insurance excise tax Massachusetts 28049 83 a New Jersey State tax on surplus 311116 35 b Municipal taxes and licenses 459062 03 c City and county taxes on premiums 4811 06 d Local licenses and privilege taxes 5547 74406 ComptrollerGenerals Eeport e Provincial tax on interest receipts 125 89 f United States revenue tax and Canadian war tax 23674 50 Other disbursements Law library 1014 13 Expenses of annual audit by public accountants 10000 00 Expense of examination by New Jersey State department 2297 00 a Sundry general expenses includes contribution of 1166611 toward expenses of the Association of Life Insurance Presidents of which 13554 was disbursed by them for legal expenses and 490421 for legisla tive expenses 166325 72 b Premiums on surety bonds 3247 40 c Investment expense account including 12000 for companys occupancy of its own buildings 38658 80 d Legislative expenses 6549 73 e Service retirement allowances and payments made to disabled home office and field employees 129410 08 f Business conferences 81640 99 g Expenses in connection with mutualization of com pany 74998 41 h Salaries examiners of accounts 11535 00 i Premium paid on capital stock of the company pur chased pursuant to the provisions of Chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate trustee for the policyholders of the company 15103288 35 23 Total disbursements 86169605 15 Ledger Assets 25 Book value of real estate 17513852 24 26 Mortgage loans per schedule B 105435788 94 27 Bonds at book value 210594070 15 28 Stocks at book value 2737951 17 29 Cash in office and in transit 320206 97 30 Deposits at interest per schedule E 1047774 48 31 Deposits not at interest 790309 53 2 Agents balances net 2338 33 33 Other items Par value of the capital stock of the company purchased pursuant to the provisions of Chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate trustee for the policyholders of the company 1864603 50 Loans secured by pledge of bonds stocks or other collateral 3043500 00 Loans made to policyholders on this companys policies assigned as collateral 33058170 7 34 Total ledger assets as per balance No 24 388408566 1 8ComptrollerGenerals Eeport 407 NonLedger Assets 35 Interest and rents due and accrued 4587814 56 37 Other items Dividend to be returned to company for distribution to poli cyholders on par value of capital stock of the company purchased pursuant to the provision of Chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate trustee for the policyholders of the company 410212 77 Dividend declared December 13 1915 payable and paid January 3 1916 to stockholders of record December 31 1915 and returned to company by trustee January 12 1916 Net amount of uncollected and deferred premiums 6370356 31 Supplies stationery printed matter furniture fixtures safes and law library 69369 05 38 Gross assets 399846318 87 Deduct Assets Not Admitted 39 Agents balances 2338 33 41 Other items Par value of capital stock of the company purchased pursuant to the provisions of Chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate trustee for the policyholders of the company 1864603 50 Supplies stationery printed matter furni ture fixtures safes and law library 69369 05 Premium notes policy loans and other poli cy assets in excess of net value and of other policy liabilities on individual poli cies 179 60 Book value of ledger assets over market value viz Bonds and stocks 13926961 61 42 Total not admitted assets 15863452 09 43 Total admitted assets 383982866 78 Liabilities 44 Net amount of unpaid losses and claims including claims in process of adjustment or adjusted and not due 1860197 75408 ComptbollebGenebal s Eepoet 45 Reserves on risks outstanding Dividends declared but not yet due payable in 1916 Apportioned to the credit of deferred dividend policies payable after 1916 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Present value of amounts not yet due on supplementary contracts not involving life contingencies Due and unpaid on supplementary contracts not involving life contingencies Premiums paid in advance including surrender values so applied Unearned interest and rent paid in advance Unpaid dividends to stockholders Surrender values due and unpaid Premium over par value of the capital stock of the company not yet purchased for the policyholders 324724906 00 13160234 00 18941692 39 386407 43 245606 75 1604411 90 1314740 36 1543 06 1137600 47 876516 10 440000 00 365 47 1096711 63 50 Total amount of liabilities except capital 365790933 33 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 16191933 45 53 Surplus protection to policyholders 18191933 45 54 Total liabilities 383982866 78 86460350 par value of the capital stock of the com pany has been purchased pursuant to the provisions of Chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate trustee for the policy holders of the company Business in Force 55 In force December 31 1914 259247828 56 Written or renewed during year 581090889 57 Sum 3173569137 58 Deduct ceased to be in force during year 363488813 59 In force December 31 1915 2810080324 Business in Georgia 61 In force December 31 1914 15082449 00 62 Written or renewed during year 2186569 no 63 Sum 17269018 00ComptrollerGenerals Eeport 409 64 Deduct ceased to be in force during year 1417160 00 65 In force December 31 1915 15851858 00 66 Net losses paid during year 165 522 70 67 Net losses incurred during year 17 022 70 Investments in Georgia 2 Bonds 5631085 34 3 Mortgage loans 2866900 00 5 Policy loans 1120200 00 6 Other items Cash in Georgia banks 5865 06 Total investments in Georgia 9624050 40 RELIANCE LIFE INSURANCE CO OF PITTSBURGH PA Fifth Avenue and Wood Street Pittsburgh Pa James H Reed President H G Scott Secretary J H Pearce Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 4698254 28 4 Extended at 4698254 28 Income 5 Gross premiums on new business 6 Gross renewal premiums 7 Deduct amounts paid for reinsurance and return premiums 548172 06 1304784 07 1852956 13 35846 71 8 Total premiums 1817109 42 9 Interest and rents 230735 76 0 Profit on sale or increase by adjustment of assets 927 50 11 Other sources Consideration for supplementary contracts not involving life contingencies 8064 00410 ComptrollerGenerals Report Dividends left with company to accumulate at interest From accident and health department see separate state ment giving details including 248573 outstanding ac cident and health premiums which were not included as a ledger asset in 1914 statement 1964 28 77958 73 13 Total income Disbursements 14 Net amount paid policyholders for losses and matured en dowments 319421 69 15 Legal and administrative expenses in adjustment of claims 6705 92 16 Commissions and allowances to agents a First year 368503 33 b Renewal 53741 17 17 Salaries of officers and employees 210484 07 18 Rents and interest 19330 00 19 Advertising printing postage telegrams etc 41062 26 20 Paid stockholders for dividends 60000 00 21 Loss on sale and decrease by adjustment of assets 1267 20 22 Other items Paid policyholders for dividends 40122 97 Medical examiners fees and inspection of risks 68044 61 Licenses and fees 21372 58 Premiums notes and liens voided by lapse less 219488 restorations 28299 69 Surrender values paid in cash or in liquidation of loans and notes 97846 41 Furniture fixtures and safes 7091 26 Repairs expenses and taxes on real estate 2804 14 State taxes on premiums 2880 52 Agents balances charged off 8603 37 Accident expenses see separate statement for details 64830 87 Other disbursements 15485 22 23 Total disbursements 1476221 17 Ledger Assets 25 Book value of real estate 60 096 40 26 Mortgage loans per schedule B 912350 00 27 Bonds at book value 2 688225 36 29 Cash in office 1 297 92 30 Deposits at interest per schedule N 330665 81 31 Deposits not at interest 6 444 07 32 Agents balances net 192535 71ComptrollerGenerals Eeport 411 33 Other items Bills receivable Loans made to policyholders on this companys policies as signed as collateral Premium notes in force none over first year premiums Outstanding accident and health premiums 22056 49 621422 54 395929 92 17768 58 34 Total ledger assets as per balance No 24 5358792 80 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Net amount of uncollected and deferred premiums Office furniture and fixtures 38 Total assets 62975 03 34756 14 289058 52 64037 08 5809619 57 Deduct Assets Not Admitted 39 Agents balances 203340 63 40 Bills receivable 22 056 49 41 Other items Furniture fixtures and safes 64037 08 42 Total not admitted assets 43 Total admitted assets 289434 20 5520185 37 Liabilities 44 Net amount of unpaid losses and claims j 45 Eeserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Present value of amounts not yet due on supplementary contracts not involving life contingencies computed by the company Accident and health department 50 per cent gross premi ums separate statement filed Accident and health department separate statement filed giving details 19750 00 4076979 00 35455 30 5734 72 22500 00 16712 53 39583 59 10043 78 50 Total amount of liabilities except capital 4240161 19412 ComptrollerGenerals Eepoet 51 Capital actually paid in cash i000 000 00 52 Surplus over all liabilities 280 024 18 53 Surplus protection to policyholders i gso 024 18 54 Total liabilities 5320185 37 Business in Foree 55 In force December 31 1914 50494401 00 56 Written or renewed during year ig n g62 qo 5J S 68906063 00 58 Deduct ceased to be in force during year 10 312 316 00 59 In force December 31 1915 58593747 00 Business in Georgia 61 In force December 31 1914 2078824 00 62 Written or renewed during year 209 984 00 2288808 00 b4 Deduct ceased to be in force during year 449 154 00 65 In force December 31 1915 839654 00 66 Net losses paid during year 33 500 00 67 Net losses incurred during year 35500 00 RESERVE LOAN LIFE INSURANCE CO OF INDIANAPOLIS IND 900 Odd Fellow Building Indianapolis I ml Chalmers Brown President a t u j icoiuem j l Stayitmn Secretary Insurance Commissioner Attorney tor Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1914 3298867 75 4 Extended at 3288867 75ComptrollerGenerals Beport 4il 3 Income 5 Gross premiums on new business 6 Gross renewal premiums 7 Deduct amounts paid for reinsurance and return premiums 280702 93 630362 58 911065 51 4696 19 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Dividends left to accumulate Federal income tax collected at source Policy coupons I Partial payments on voided notes Policy loans restored Survivorship surplus Survivorship distribution funds Discount on mortgage loans Sale of revenue stamps 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes and fees Surrender values Agents balances charged off Supplementary contracts Legal expense 23 Total disbursements 26 Ledger Assets 906369 32 184244 33 10 80 289 43 1740 00 14901 90 125 96 482 17 140 00 1429 65 619 84 3 57 1108790 97 156468 92 1516 77 149287 71 18627 96 107624 88 6235 23 19173 44 4556 33 6 44 17314 86 281644 38 1390 04 17310 65 3049 15 784206 76 Mortgage loans per schedule B 2 216 304 50 27 Bonds at book value 37 699 92414 ComptrollebGeneeals Eepoet 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Policy loans Premium notes for renewal premiums 1443 16 107850 69 12158 24 1221674 27 26321 18 34 Total ledger assets as per balance No 24 3623451 96 NonLedger Assets 35 Interest due and accrued 37 Other items Net uncollected and deferred premiums 48746 91 69559 92 38 Total assets 3741753 79 39 Agents balances 41 Other items Policy assets in excess of net value Book value bonds over market value Deduct Assets Not Admitted 12542 46 10924 63 307 05 42 Total not admitted assets 23774 14 43 Total admitted assets 3 717 984 65 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Unearned interest and premiums paid in advance Special funds 50 Total amount of liabilities except capital 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 140779 07 36753 10 3327161 45 3938 34 3985 62 14306 34 32956 01 58104 72 3477205 58 53 Surplus protection to policyholders 54 Total liabilities 240779 07 3717984 65ComptrollerGenerals Report 415 Business in Force No Amount 55 In force December 31 191414020 25143640 00 56 Written or renewed during year 3929 7373336 00 51 Sum 17949 32516976 00 58 Deduct ceased to be in force during year 3309 6 346 118 00 59 In force December 31 1915 14640 26170858 00 Business in Georgia 61 In force December 31 1914 579 1245295 00 62 Written or renewed during year 257 474 000 00 63 Sum 836 1719295 00 64 Deduct ceased to be in force during year 239 555 353 00 65 In force December 31 1915 597 1163942 00 66 Net losses paid during year 4 13 qqq qq 67 Net losses incurred during year 4 13 qoO 00 Investments in Georgia 3 Mortgage loans 513800 00 5 Policy loans 52097 9g Total investments in Georgia 565 397 99 SECURITY MUTUAL LIFE INSURANCE CO OF BINGHAMTON N Y Corner Court and Exchange Streets Binghamton N Y Davis S Dickenson President Chas A LaDue Secretary W A Wright ComptrollerGeneral Attorney for Service Capital Stock 2 Ledger assets December 31 1915 7 016 206 89 Income 5 Gross premiums on new business 219958 13 6 Gross renewal premiums 1455 914 80 1675872 93 416 ComptrollerGenerals Eeport 7 Deduct amounts paid for reinsurance and return premiums 5480 00 8 Total premiums 1670386 93 9 Interest and rents 346003 22 10 Profit on sale or increase by adjustment of assets 2442 95 11 Other sources Income tax withheld 70 00 Dividends left with company to accumulate at interest 6195 82 13 Total income 2025098 92 Disbursements 14 Net amount paid policyholders for losses 614601 30 15 Legal and administrative expenses in adjustment of claims 10403 12 16 Commissions and allowances to agents a First year 84486 71 b Renewal 93386 96 17 Salaries of officers and employees including branch offices 206578 88 18 Rents and interest 27601 20 19 Advertising printing postage telegrams etc 20785 77 20 Paid policyholders for dividends 115414 03 21 Loss on sale and decrease by adjustment of assets 3019 99 22 Other items Taxes repairs and exam fees 003 1 1 S Surrender values and matured endowments 436630 85 Paid on annuities and supplementary contracts 3349 43 Miscellaneous 55610 35 23 Total disbursements 1762249 Ledger Assets 25 Book value of real estate 738644 85 26 Mortgage loans per schedule B 1890257 50 27 Bonds at book value 2715f77 65 28 Stocks at book value 28675 00 29 Cash in office 6494 00 30 Deposits at interest per schedule N 190770 02 31 Deposits not at interest 90318 37 32 Agents balances net 23050 90 33 Other items Suspense account 4736 45 Collateral loans 40000 00 Loans to policyholders 1499494 48 Premium notes on policies in force 50436 82ComptbolleeGeneeads Eepobt Bills receivable 417 500 00 34 Total ledger assets as per balance No 24 7279056 04 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Bents accrued Net amount uneollected and deferred premiums 104377 53 123355 15 857 00 207089 16 38 Total assets 7714734 Deduct Assets Not Admitted 39 Agents balances 23050 90 40 Bills receivable 500 00 41 Other items Premium notes policy loans and other poli cy assets in excess of net value and of other liabilities on individual policies 10699 77 Book value bonds and stocks over market value 51872 43 42 Total not admitted assets 3123 10 43 Total admitted assets 7628611 73 Liabilities 44 Net amount of unpaid losses and claims 45 Eeserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Credits account early policies Income tax withheld Account real estate judgment Agents due bills outstanding 63288 00 6911581 00 314181 64 53640 03 25000 00 7177 74 70 00 4110 47 5301 53 50 Total amount of liabilities except capital 7384350 41 53 Surplus protection to policyholders 244261 37 54 Total liabilities 7628611 7S418 ComptrollerGenerals Report Business in Force No Amount 55 In force December 31 1914 30460 48410726 00 56 Written or renewed during year 4964 7713860 00 57 Sum 35424 56124586 00 58 Deduct ceased to be in force during year 3997 7207648 00 59 In force December 31 1915 31427 48916938 00 Business in Georgia 61 In force December 31 1914 1173 2125326 71 62 Written or renewed during year 142 283805 31 63 Sum 1315 2409132 02 64 Deduct ceased to be in foree during year 125 239511 73 65 In force December 31 1915 1190 2169620 29 66 Net losses paid during year 7 16436 03 67 Net losses incurred during year 5 14045 00 Investments in Georgia 2 Bonds State bonds 18000 00 3 Mortgage loans 154057 50 5 Policy loans 105865 3 6 Other items Central Railway of Georgia 1708 62 Deposits on interest with banks 5500 00 Total investments in Georgia 319131 25 THE SOUTHERN STATES LIFE INSURANCE CO OF MITYLENE ALA Wilmer L Moore President Frank Orme Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1914 1522534 42 4 Extended at 1522534 42ComptbolleeGenebals Eepobt 419 Income 5 Gross premiums on new business 106 315 34 6 Gross renewal premiums 514 ggg gg 621002 00 7 Deduct amounts paid for reinsurance and return premiums lg 934 qq 8 Total premiums 604 n8 0Q 9 Interest and rents 79 773 74 11 Other sources Suspense items lo27 go Disbursements 14 Net amount paid policyholders for losses 92 455 66 16 Commissions and allowances to agents a First year 6976 b Renewal 13473 31 17 Salaries of officers and employees 37 731 35 18 Rents and interest 3 qQQ qq 19 Advertising printing postage telegrams etc 17204 09 20 Paid policyholders for dividends 39113 10 21 Notes voided and surrender values 94 399 53 22 Other items Supplementary contracts claims 650 00 Contg corns and bills rec 2 851 29 Expense certificate jq 20 00 Medical examinations 9 431 gi Inspection of risks 5 087 23 General licenses and taxes insurance journals suspense and incidentals 6199 g4 Officers traveling expenses actuarial municipal licenses and taxes investment interest revenue tax directors fees State examination legislative expense 10 759 50 Agency supervision and traveling expenses legal furniture and fixtures State licenses and taxes 20 251 44 23 Total disbursements 4g4 ii 7g Ledger Assets 26 Mortgage loans per schedule B 473 533 IS 27 Bonds at book value 118 671 58 29 Cash in office jg 285 95 30 Deposits at interest per schedule N 82809 01 31 Deposits not at interest 151 7g4 15 32 Agents balances net 1 423 53420 ComptrollerGenerals Eeport 33 Other items Policy and automatic premium loans Premium notes first year and renewal Bills receivable Loans secured by collateral Furniture and fixtures Personal 34 Total ledger assets as per balance No 24 NonLedger Assets 606093 58 83741 93 2264 84 196570 82 10870 60 140 75 1744189 87 35 Interest due and accrued 37 Other items Net uncollected and deferred premiums Miscellaneous 8756 32 3271556 736 75 38 Total assets 1786398 50 Deduct Assets Not Admitted 39 Agents balances 1423 53 40 Bills receivable 2264 84 41 Other items Furniture and fixtures 10870 60 Personal 140 75 Premium notes and net prem in ex of res 12192 66 42 Total not admitted assets 48 Total admitted assets 26892 38 1759506 12 Liabilities II Net amount of unpaid losses and claims 13446 00 45 Reserves or unearned premiums on risks outstanding 1518493 00 46 Dividends to policyholders declared but unpaid 991 44 47 Salaries and miscellaneous accounts due or accrued 504 29 48 Taxes due or accrued 3000 00 49 Other items Premiums paid in advance 4585 87 Dividends left to accumulate and interest 45000 9642 15 Interest paid in advance 13399 77 Dividend payable in 1916 2230 S4 Commuted value of supplementary contracts not involving life contingencies 4992 00 Coins eontg on payment notes 7032 73 Sund dep 1660 58ComptrollerGenerals Report 421 Reinsurance unpaid 2 455 sq Due by company to agents 1689 y4 50 Total amount of liabilities except capital 1584123 30 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 75 382 82 53 Surplus protection to policyholders 175 382 82 54 Total liabilities lj759506 12 Business in Georgia No Amount 61 In force December 31 1914 5I31 9679j64o 00 62 Written or renewed during year res pol 64 amount 13000000 922 1 671 081 00 63 Sum 6053 1350721 00 64 Deduct ceased to be in force during year pol moved 22 4800000 1435 2548485 00 65 In force December 31 1915 4618 8802236 00 66 Net losses paid during year 20 43 085 46 67 Net losses incurred during year 23 48 085 46 Investments in Georgia 2 Bonds 86033 15 3 Mortgage loans 312375 00 4 Collateral loans j gg snn go 5 Policy loans 353026 00 Total investments in Georgia 948004 97 STANDARD LIFE INSURANCE COMPANY OF ATLANTA GA 200 Auburn Avenue Atlanta Ga Heman E Perry President Harry H Pace Secretary Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1914 119478 97 4 Extended at 119478 97422 ComptrollerGenerals Eepoet Income 5 Gross premiums on new business 47602 82 6 Gross renewal premiums 24061 83 8 Total premiums 9 Interest and rents 11 Other sources Discount on accounts paid in advance 13 Total income 71664 65 6236 62 10 19 77911 46 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Premium notes voided Agency sup Branch office expenses Medical fees etc Furniture and fixtures Taxes insurance department fees etc Actuarial and accounting fees 23 Total disbursements 11222 00 667 45 13383 14 242 56 7431 00 900 00 4696 18 55 32 1426 71 981 48 2537 10 7829 69 131 38 1584 51 1020 00 55289 52 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule X 31 Deposits not at interest 33 Other items Loans to policyholders Premium notes on policies in force 34 Total ledger assets as per balance No 24 00 108447 35 1950 44 13610 60 14593 61 27 00 2671 91 142100 91 ComptrollebGenebals Eepobt NonLedger Assets 35 Interest due and accrued 37 Other items Furniture and fixtures Agents balances secured Net uneollected and deferred premiums 38 Total assets Deduct Assets Not Admitted 39 Agents balances 904 55 41 Other items Furniture and fixtures 3 429 24 Premium notes etc in excess of value 2388 45 Amortization of bonds 31 06 42 Total not admitted assets 43 Total admitted assets 423 1056 40 3429 24 904 55 18414 91 155906 01 6753 30 159152 71 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Premiums paid in advance 50 Total amount of liabilities except capital 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 4 585 03 53 Surplus protection to policyholders 54 Total liabilities 500 00 51799 46 1286 35 944 52 57 35 54567 68 104585 03 159152 71 Business in Force 55 In force December 31 1914 56 Written or renewed during year 57 Sum 58 Deduct ceased to be in force during year 1205000 00 1524000 00 2729000 00 784000 00 59 In force December 31 1915 1 944 910 00424 ComptrollerGenerals Eeport Business in Georgia 61 Tn force December 31 1914 518750 00 62 Written or renewed during year 587750 00 63 Sum 1106500 00 64 Deduct ceased to be in force during year 298500 00 65 In force December 31 1915 808000 00 66 Net losses paid during year 3884 00 67 Xet losses incurred during year 3884 00 Investments in Georgia 2 Bonds 108447 35 3 Mortgage loans 800 00 Total investments in Georgia 109247 35 THE STATE LITE INSURANCE COMPANY OF INDIANAPOLIS IND The State Life Building Tndianapolis Tnd H W Bennett President Albert Salms Secretary Capita Stock 2 Ledger assets December 31 1914 14331630 79 Income 5 Jniss premiums on new business 327493 94 6 Gross renewal premiums 2278562 15 Disability and accidental death 41273 00 2651329 09 7 Deduct amounts paid for reinsurance and return premiums 6354 20 8 Total premiums 2044974 89 9 Interest and rents 879984 7 11 Other sources Agents balances charged off 155 00ComptrollerGenerals Eeport 425 Considerations for supplementary contracts not involving life contingencies qj9 qj Dividends left with company to accumulate at interest 0381 20 13 Total income 3541437 23 Disbursements 14 Net amount paid polieyholders for losses and annuities 586883 73 15 Legal and administrative expenses in adjustment of claims 793 57 16 Commissions and allowances to agents a First year 2O0798 6g b Renewal 215027 13 17 Salaries of officers and employees 13g 070 27 18 Eents and interest 20 269 18 19 Advertising printing postage telegrams etc 26819 29 20 Paid polieyholders for dividends 303 286 13 22 Other items Surrender values paid 394 33Q 87 Repairs taxes and licenses and furniture 103 599 36 Medical examiners inspections agency supervision and travelling 56356 97 A1 other 55052 05 23 Total disbursements 9 099 987 21 Ledger Assets 25 Book value of real estate 1008 301 50 26 Mortgage loans per schedule B 9 432 619 29 27 Bonds at book value 4gj 799 gg 29 Cash in office 5 771 77 30 Deposits at interest per schedule N 332 194 85 32 Agents balances net 47150 28 33 Other items Loans to polieyholders 4 344 445 77 Premium notes 7 526 75 34 Total ledger assets as per balance No 24 15773810 81 NonLedger Assets 35 Interest and rents due and accrued 186 740 70 36 Market value of assets over book value 207153 08 37 Other items Net amount of uncollected and deferred premiums 146285 58 Unearned premiums for fire insurance 2 700 00 38 Total assets 16316690 17426 ComptbollebGenebals Bepoet Deduct Assets Not Admitted 39 Agents balances 50959 37 41 Other items Premium notes 6246 98 Book value of ledger assets over market value 19227 00 42 Total not admitted assets 76433 35 43 Total admitted assets 16240256 82 Liabilities 44 Net amount of unpaid losses and claims 98001 35 45 Reserves or unearned premiums on risks outstanding 12932269 67 46 Dividends to policyholders declared but unpaid 255586 58 47 Salaries and miscellaneous accounts due or accrued 28830 04 48 Taxes due or accrued 64187 57 49 Other items Premiums paid in advance 88321 21 Unearned interest 103614 21 Special reserve 194812 19 50 Total amount of liabilities except capital 13765622 86 52 Surplus over all liabilities 2474633 96 54 Total liabilities 16240256 82 Business in Georgia No Amount 61 In force December 31 1914 2130 6736052 00 62 Written or renewed during year 332 788687 00 63 Sum 2462 7524739 00 64 Deduct ceased to be in force during year 281 799422 00 65 In force December 31 1915 2181 6725317 00 66 Net losses paid during year 18 38500 00 67 Xet losses incurred during year 18 38500 00 Investments in Georgia 3 Mortgage loans 1555059 50 5 Policy loans 370370 80 Total investments in Georgia 1925430 30ComptrollerGenerals Eeport 427 STATE MUTUAL LIFE ASSURANCE CO OF WORCESTER MASS 340 Main Street Worcester Mass B H Wright President j w Gmel Secretary William A Wright Insurance Commissioner Attorney for Service Capital Stock 2 Ledger assets December 31 1914 44 988 044 03 Income 5 Gross premiums on new business 840 842 47 6 Gross renewal premiums 5 725 083 18 7 Deduct amounts paid for reinsurance and return premiums 6565925 65 28199 37 8 Total premiums 6537726 28 9 Interest and rents 2 195 334 81 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplemental contracts not involving life contingencies Dividends left with the company to accumulate at interest Unadjusted surrender values premium notes restored from lapse and dividends in liquidation of an agency bank ac count 14553 56 80069 52 144116 21 4423 16 13 Total income 8976223 54 Disbursements 14 Net amount paid policyholders for losses 3983 049 25 15 Legal and administrative expenses in adjustment ftf claims 411 52 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Supplementary contracts etc Taxes and licenses 291881 43 369500 37 155622 84 58485 39 59061 22 1335913 01 78063 61 122944 02 150821 26 428 CoMPTBOLLERGeNERALs REPOBT Medical fee and inspection 65361 58 Real estate expenses 32096 70 Agency and administration expenses 117904 20 23 Total disbursements 6821116 46 Ledger Assets 25 Book value of real estate 1738000 00 26 Mortgage loans per schedule B 15860936 06 27 Bonds at book value 19928084 01 28 Stocks at book value 1536196 38 29 Cash in office 4325 52 30 Deposits at interest per schedule N 440657 74 33 Other items Loans to policyholders 7603895 87 Premium notes 24881 00 Loans on personal security 6174 53 34 Total ledger assets as per balance No 24 47143151 11 NonLedger Assets 35 Interest due and accrued 636321 56 36 Market value of assets over book value 34803 62 37 Other items TJncollected and deferred premiums 872789 7 Checks mailed on annuities due January 1 1916 204 10 38 Total assets 48689107 17 Deduct Assets Not Admitted 41 Other items Loans on personal security 6319 00 43 Total admitted assets 48682788 17 Liabilities 44 Net amount of unpaid losses and claims 111858 67 45 Reserves or unearned premiums on risks outstanding 42501868 00 46 Dividends to policyholders declared but unpaid 1439882 16 47 Salaries and miscellaneous accounts due or accrued 14959 57 48 Taxes due or accrued 110000 00 49 Other items Interest and premiums in advance 61519 45 ComptbolleeGeneeals Repobt 429 Present value of supplemental contracts 410225 81 Dividends to accumulate and accrued interest 574804 71 Special reserve 239365 06 50 Total amount of liabilities except capital 45464483 43 52 Surplus over all liabilities 3218304 74 54 Total liabilities 48682788 17 Business in Force 55 In force December 31 1914 177895473 00 56 Written or renewed during year 22102422 00 57 Sum 199997895 00 58 Deduct ceased to be in force during year 11680380 00 59 In force December 31 1915 188317515 00 Business in Georgia 61 In force December 31 1914 20091S1 00 62 Written or renewed during year 183739 00 63 Sum 2192920 00 64 Deduct ceased to be in force during year 292555 00 65 In force December 31 1915 1900365 00 66 Net losses paid during year 22988 49 67 Net losses incurred during year 27988 49 THE TRAVELERS INSURANCE COMPANY OF HARTFORD CONN 700 Main Street Hartford Connecticut Louis F Butler President James L Howard Secretary Harry M Thompson Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 74302105 52 4 Extended at 74302105 52430 ComptrollerGenerals Eeport Income 5 Qross premiums on new business 2086325 61 6 Gross renewal premiums 9279909 37 6 Extra premiums for disability benefits 20862 38 7 Deduct amounts paid for reinsurance and return premiums 398811 54 8 Total premiums 10988285 82 9 Interest and rents 3812837 25 10 Profit on sale or increase by adjustment of assets 97 166 80 11 Other sources Recovered from mortgage loans previously charged off 3100 00 Profit and loss miscellaneous 11 50 Consideration for supplementary contracts not involving life contingencies 588316 07 13 Total income 15489717 44 Disbursements 14 Net amount paid polieyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid polieyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Paid for claims on supplementary contracts not involving life contingencies Taxes licenses and fees Dividends to stockholders M ortgage loan expense All other disbursements 23 Total disbursements 6509986 04 11819 33 689587 41 466588 43 847605 87 148649 OS 100403 42 63340 56 391586 70 619420 54 281857 10 280000 00 31340 57 143007 39 10586258 50 Ledger Assets 2291350 10 25 Book value of real estate 26 Mortgage loans per schedule R 34 403118 27 Bonds at book value 28 380 930 00 28 Stocks at book value 1 185 998 58 30 Deposits at interest per schedule E 589217 91ComptrollerGenerals Eeport 431 31 Deposits not at interest 32 Agents balances net 33 Other items Policy loans 650 97 150 00 12355848 48 34 Total ledger assets as per balance No 24 79206564 46 NonLedger Assets 35 Interest due and accrued 36 Market value of assets stocks over book value 37 Other items Net amount of uncollected and deferred premiums 1294997 19 528572 42 1417283 45 38 Total assets 82447417 52 Deduct Assets Not Admitted 39 Agents balances 150 00 41 Other items Overdue and accrued interest on bonds in default 121251 33 Book value of special deposits in excess of corresponding liabilities 211445 73 42 Total not admitted assets 43 Total admitted assets 332847 06 82114570 46 Liabilities 44 Net amount of unpaid losses and claims 422078 89 45 Reserves or unearned premiums on risks outstanding 74075065 62 46 Dividends to policyholders declared but unpaid 335792 72 47 Salaries and miscellaneous accounts due or accrued 41897 89 48 Taxes due or accrued 406516 00 49 Other items Unearned interest and rent paid in advance 261759 08 Liability on cancelled policies on which a surrender value may be demanded 25807 00 Premiums paid in advance on risks not yet accepted by the company 5160 21 Special and contingency reserves 480405 DO 50 Total amount of liabilities except capital 76054482 41 53 Surplus protection to policyholders 6060088 05 54 Total liabilities 82114570 46432 ComptrollerGenerals Report Business in Force Risks Amounts 55 In force December 31 1914 134199 348589793 00 56 Written or renewed during year 24242 79237156 00 57 Sum 158441 427826949 00 58 Deduct ceased to be in force during year 11153 33011744 00 59 In force December 31 1915 147288 394815205 00 Business in Georgia 61 In force December 31 1914 1715 5230285 00 62 Written or renewed during year 289 767752 00 63 Sum 2004 5998037 00 64 Deduct ceased to be in force during year 156 429851 00 65 In force December 31 1915 1848 5568186 00 66 Net losses paid during year 24 79633 00 67 Net losses incurred during year 23 77633 00 Investments in Georgia 2 Bonds 646342 00 Mortgage loans 1476900 00 5 Policy loans 571656 00 Total investments in Georgia 2694898 00 THE UNION CENTRAL LIFE INSURANCE CO OF CINCINNATI OHIO 17 W Fourth Street Cincinnati Ohio Jesse R lark President George I Williams Secretary T H Daniel Attorney for Service Capital Stock 1 Amount of paidup capital 500000 00 2 Ledger assets Dec 31 1914 100372168 85 4 Extended at 100372168 85ComptrollerGenerals Report 433 5 Gross premiums on new business 2510915 65 6 Gross renewal premiums 12173553 98 Total premiums 14684469 63 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with company to accumulate at interest Proceeds of policies left with co to accumulate at int Other receipts 1494782 94 12535 39 428496 37 12156 95 218601 46 85341 52 13 Total income 21936384 26 14 15 16 17 18 19 20 21 22 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year b Renewal and annuities Salaries of officers and employees Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Other payments to policyholders Taxes Medical examiners fees and inspection of risks Mortgage loan expense All other disbursements 3706580 57 148 00 851455 57 784500 54 533585 82 191488 02 123162 77 2751086 42 1291 33 6027821 33 357590 19 108548 90 400830 82 892364 11 23 Total disbursements 16 730 454 39 Ledger Assets 25 Rook value of real estate 3 519 g2g 35 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule E 31 Deposits not at interest 1116236 01 25000 00 1424 89 908572 36 5733 40434 ComptrolleeGknekals Report 33 Other items Loans to polieyholders 18779106 49 Premium notes 2222199 22 34 Total ledger assets as per balance No 24105578098 NonLedger Assets 35 Interest and rents due and accrued 3659387 37 Other items Net amount of uncollected and deferred premiums 645211 38 Total assets 109882696 Deduct Assets Not Admitted 41 Other items Premium notes policy loans and other policy assets in excess of net value 656 90 Book value of real estate over market value 496973 9S 28 02 97 42 Total not admitted assets 497630 88 43 Total admitted assets 109385066 Liabilities 44 Net amount of unpaid losses and claims 277329 45 Reserves or unearned premiums on risks outstanding 88307240 46 Dividends to polieyholders declared but unpaid 4458398 47 Salaries and miscellaneousaccounts due or accrued 334715 48 Estimated amount payable for taxes 243236 49 Other items Surplus on life rate endowments and deferred dividend policies 7961346 Present value of installment settlements 1091252 Dividends left to accumulate at interest 14454 Premiums paid in advance 78347 Other liabilities 443786 09 29 00 61 95 39 00 00 28 57 38 50 Total amount of liabilities except capital and surplus 103210106 51 Capital actually paid in cash 500000 00 52 Surplus over all liabilities 5674959 62 17 53 Surplus protection to polieyholders 6174959 62 54 Total liabilities 109385066 0955 56 57 58 59 61 62 63 64 65 66 67 ComptrollerGenerals Eeport 435 Business in Force In force December 31 1914400637613 00 W ntten or renewed during year 63164545 00 J 463802158 00 Deduct ceased to be in force during year 33826 612 00 In force December 31 1915429975546 00 Business in Georgia In force December 31 1914 18 150 374 00 W ntten or renewed during year 3695529 00 21846103 00 Deduct ceased to be in force during the year 2296633 00 In force December 31 1915 19549470 M Net losses paid during year 187 166 22 Net losses incurred during year 187l66 22 Investments in Georgia Mortgage loans ng gg P1Cyl0anS 872470 58 Other items Premium notes 139 866 87 Total investments in Georgia 1127 448 03 UNITED LIFE AND ACCIDENT INSURANCE COMPANY OF CONCORD NEW HAMPSHIRE 24 South Main Street Concord New Hampshire Clarence E Carr President Allen HoHiSj Secretary W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 410 000 00 2 Ledger assets Dec 31 1914 542 321 76 3 Increase of paidup capital during year 100000 00 4 Extended at mm 7436 ComptrolleeGeneeals Report Income 5 Gross premiums on new business 6 Gross renewal premiums 32566 08 10939 94 8 Total premiums 43506 02 9 Interest and rents 29705 66 10 Profit on sale or increase by adjustment of assets 147 50 11 Other sources Deposits on account of pending insurance 169 03 Premium received on sale of stock represented by increase of capital 70061 77 13 Total income 143589 98 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Agency supervision and travelling expenses branch office expenses medical examinations inspections directors fees legal expense furniture and fixtures repairs and expenses on real estate taxes insurance department li censes and fees revenue stamps premiums for fidelity bonda and fire insurance on furniture and agents bal ances charged off 8608 63 1 85 11874 ill 8 62 19804 31 1879 33 6657 94 38400 38 23 Total disbursements 87236 02 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 17150 94 274300 00 398857 94 452 44 1234 74 5876 50 803 16 34 Total ledger assets as per balance No 24 698675 72ComptrollerGenerals Report 437 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Net uncollected and deferred premiums Assets to cover part paid subscriptions to stock 38 Total assets Deduct Assets Not Admitted 39 Agents balances 803 16 42 Total not admitted assets 43 Total admitted assets 11210 55 4744 98 3465 50 23196 84 741293 59 803 16 740490 43 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Deposits on account pending insurance Liability for part paid subscription to stock 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 410000 00 281345 50 264 29 22278 00 530 64 2700 00 175 16 23196 84 49144 93 53 Surplus protection to polieyholders 54 Total liabilities 691345 50 740490 43 Business in Force Risks Amount 55 In force December 31 1914 175 327000 00 56 Written or renewed during year 694 1 162 500 00 57 Sum 869 1489500 00 58 Deduct ceased to be in force during year 94 149500 00 59 In force December 31 1915 775 1340000 00438 CompteollebGenebals Repoet Business in Georgia 62 Written or renewed during year 37 64 Deduct ceased to be in force during year 8 65 In force December 31 1915 29 85000 00 16000 00 69500 00 THE VOLUNTEER STATE LIFE INSURANCE CO OF CHATTANOOGA TENNESSEE James Building Chattanooga Tennessee Z C Patten President V C Stacy Secretary A W Lamar Attorney for Service Capital Stock 1 Amount of paidup capita 2 Ledger assets Dec 31 1914 100000 00 1927370 10 4 Extended af 1927370 19 Income 5 Gross premiums on new business 6 Gross renewal premiums 123123 19 529516 24 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources From gross income from adjustment bonds From agents balances charged off Worthless premium notes previously written off Gain from checks not returned for payment Deposit by Mercury Reinsurance Co Premiums paid in advance increase Mortgage loan expense credit 652639 43 140043 52 35 29 45 00 89 90 3630 11 234 58 5000 00 NT 26 210 28 13 Total income 802645 37 Disbursements 14 Net amount paid policyholders for losses 138382 50 15 Legal and administrative expenses in adjustment of claims 3404 88ComptrollerGenerals Report 439 16 Commissions and allowances to agents a First year b Renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 23 Total disbursements 80695 63 25223 63 39365 93 2923 00 10964 27 29418 64 4 08 187498 20 517880 76 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Policy loans Premium notes 34 Total ledger assets as per balance No 24 NonLedger Assets 1451 00 1325616 69 230189 04 200 00 74460 67 9131 09 3096 50 538441 28 29548 53 2212134 80 35 Interest due and accrued 39843 31 37 Other items Net amount uncollected and deferred prem iums 50429 60 38 Total assets 2302407 71 Deduct Assets Not Admitted 39 Agents balances 41 Other items 4051 00 2881 43 42 Total not admitted assets 2295475 28 Liabilities 44 Net amount of unpaid losses and claims 21840 00 45 Reserves or unearned premiums on risks outstanding 1265 23 46 Dividends to policyholders declared but unpaid 19597 63440 ComptbollebGeneeals Eepoet 47 49 50 51 52 Salaries and miscellaneous accounts due or accrued Other items 425 00 2057873 49 Total amount of liabilities except capital 2195475 28 Capital actually paid in cash 100000 00 Surplus over all liabilities 94473 93 194473 93 53 Surplus protection to polieyholders 54 Total liabilities 2295475 2S Business in Force 55 56 57 58 59 61 62 No Amounts In force December 31 1914 11710 21525884 00 Written or renewed during year 2687 5970892 00 Sum 14397 27496776 00 Deduct ceased to be in force during year 2185 4068088 00 In force December 31 1915 12212 23428688 00 Business in Georgia In force December 31 1914 1355 2238139 00 Written or renewed during year 188 321600 00 63 Sum 64 Deduct ceased to be in foree during year 1543 2559739 00 358 611298 00 65 lu force December 31 1915 1185 194S441 00 67 Net losses incurred during year 9 14853 00 Investments in Georgia 1 Real estate 1451 00 3 Mortgage loans 503055 HO 5 Policy loans 5327n 57 Total investments in Georgia 557776 57MISCELLANEOUS COMPANIES THE AETNA ACCIDENT AND LIABILITY CO OF HARTFORD CONN 650 Main Street Hartford Conn M G Bulkeley President J S Rowe Secretary Comptroller General Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets December 31 1914 3328266 87 4 Extended at 3328266 87 Income 5 Gross premiums on new business 3846393 86 7 Deduct amounts paid for reinsurance and return premiums 1109305 69 8 Total premiums 2737088 17 9 Interest and rents 133014 94 11 Other sources Agents balance charged off 11 25 13 Total income 2870114 36 Disbursements 14 Net amount paid policyholders for losses 641050 79 15 Legal and administrative expenses in adjustment of claims 71626 92 16 Commissions and allowances to agents 613694 40 17 Salaries of officers and employees 360488 67 18 Rents and interest 46021 28 20 Paid policyholders for dividends 100000 00 22 Other items San Francisco convention expenses 63235 74 Inspections 9077 61 Taxes 9401176 Legal expense 1653 20 Advertising 11743 72 Printing and stationery 35253 99 Postage tel and tel 30937 43442 ComptrollerGenerals Eeport Furniture and fixtures Sundry expenses Investment expense Agents balances charged off 23 Total disbursements 17605 71 J4770 52 3084 16 404 41 2114660 31 Ledger Assets 26 Mortgage loans per schedule B 872950 00 27 Bonds at book value 1276677 09 28 Stocks at book value 519095 65 29 Cash in office 706 54 30 Deposits at interest per schedule N 286622 44 31 Deposits not at interest 188084 IS 32 Agents balances net 45027 34 33 Other items Loans secured by bonds and stocks or the collateral 418950 00 Equity in funds of New York Excise Reinsurance Associa tion 20805 11 Bills receivable and suspense accounts 9103 S5 Advance traveling expense and commissions 1336 52 34 Total ledger assets as per balance No 24 4044604 92 NonLedger Assets 35 Interest due and accrued 43081 34 36 Market value of assets over book value 235250 26 37 Other items Due from reinsurance companies on paid losses 5021 28 Salvage estimated value of real estate first mortgage 100000000 56250 00 Salvage recoverable LaSalle Street Trust Savings Bank Chicago 111 9059 80 38 Total assets 4394249 60 Deduct Assets Not Admitted 40 Bills receivable and suspense accounts 9103 85 41 Other items Advance traveling expenses and commissions 1336 52 42 Total not admitted assets 10440 37 43 Total admitted assets 4383809 23ComptrollebGenebals Repoet 443 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 45 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Estimated expense of investigation of unpaid claims Reinsurance Investment expense State tax on capital stock Bills due account N Y Excise Reinsurance account 447635 ly 1457712 25 25000 00 118747 36 37938 25 10443 42 11099 54 1965 41 52500 00 713 85 50 Total amount of liabilities except capital 2163755 27 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1220053 96 53 Surplus protection to policyholders 2220053 96 54 Total liabilities 4383809 23 Investments in Georgia 2 Bonds 40 road and bridge bonds maturity 1941 35000 00 AMERICAN CASUALTY COMPANY OF READING PA Fifth and Penn Streets Reading Pa E P Van Reed President Harvey H Shorno Secretary and Treasurer J B Marbury Attorney for Service Capital Stock 1 Amount of paidup capital 330500 00 2 Ledger assets December 31 1914 644925 92 4 Extended at 644925 92 Income 5 Gross premiums on new business and re newals 584100 08 444 CompteolleeGteneeals Bepoet 7 Deduct amounts paid for reinsurance and return premiums 104471 34 8 Total premiums 9 Interest and rents 11 Other sources Commission on bonding business written 13 Total income 47962s 74 28785 51 647 65 509061 90 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Salaries travelling and other expenses of agents iledical examiners fees and salaries Inspections other than medical and claim Repairs and expenses on real estate Taxes on real estate State tax on premiums Insurance department licenses and fees Federal corporation tax revenue stamps Pennsylvania tax on capital stock Legal expenses Postage telegraph telephone and express Furniture and fixtures Sundry expense and subscriptions Agents balances charged off 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 29 i ash in office 30 Deposits at interest per schedule X 33 Other items Premiums in course of collection Bills receivable 178316 91 11758 73 130591 12 30820 57 4595 50 6298 97 26440 00 177 50 14005 4S 424 50 2117 39 1131 7 447 00 6085 01 1842 35 7900 95 105 90 2818 7S 1258 63 1503 91 L084 46 429725 44 50000 111 213400 00 301248 88 448 38 90131 54 68522 43 511 15 34 Total lodger assets as per balance No 24 724202 38ComptrollerGenerals Eeport 445 NonLedger Assets 35 Interest due and accrued 38 Total assets Deduct Assets Not Admitted 40 Bills receivable 41 Other items Premiums in course of collection Schedule D bonds 511 15 5898 38 1499 04 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Eeserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commissions brokerage and other charges due to agents or brokers on policies effectual on or after October 1 1915 Reinsurance 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 330500 00 109385 26 53 Surplus protection to polieyholders 54 Total liabilities 6643 47 730905 85 7908 57 722997 28 85371 76 169317 67 372 77 8682 34 19060 15 307 33 283112 02 439885 26 722997 28 THE AMERICAN CREDITINDEMNITY COMPANY OF NEW YORK 80 Maiden Lane New York N Y E if Treat President Jos J Gross Secretary R S Witherspoon Attorney for Service Capital Stock 1 Amount of paidup capital 350000 00 2 Ledger assets December 31 1914 1483573 05 4 Extended at 1483573 05446 CompteolleeGenebals Repoet Income 5 Gross premiums on new business and re newals 678903 67 7 Deduct amounts paid for reinsurance and return premiums 38286 03 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Premium notes previously charged off 13 Total income 640617 64 60604 45 1633 09 1071 82 7039S 00 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and renewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends amount declared during year 21 Loss on sale and decrease by adjustment of assets 22 Other items Other legal expenses State taxes on premiums and insurance department licenses and fees All other licenses fees and taxes Furniture and fixtures includes chargeoff since organiza tion of company Agents balances charged off All other disbursements 23 Total disbursements 468452 80 16617 58 154826 60 70723 28 7353 40 19627 02 7000 00 2638 12 5370 13 13884 23 7778 117 45544 48 5526 55 7046 16 832389 82 Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 917505 13 326051 42 391 56 39087 20 14434 51ComptbollebGeneeals Kepobt 447 33 Other items Bills receivable Premium notes 10679 20 46961 71 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest accrued 38 Total assets Deduct Assets Not Admitted 1355110 73 13020 98 1368131 71 39 Agents balances j 40 Bills receivable 41 Other items Premium notes past due Market value of special deposits in excess of liabilities Book value of bonds and stocks over market value 17195 49 10679 20 5182 55 5274 99 138423 55 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued esti mated salaries 48 Taxes due or accrued 49 Other items Commissions due or to become due to agents on or after October 1 1915 Advance premiums one hundred per cent Contingent reserve for guarantees to policyholders Total unearned premiums 176755 78 1191375 93 56026 00 248886 53 5000 00 10056 93 2086 79 5935 00 8000 00 304497 32 50 Total amount of liabilities except capital 640488 57 51 Capital actually paid in cash 350000 00 52 Surplus over all liabilities 200887 36 53 Surplus protection to policyholders 54 Total liabilities 550887 36 1191375 93BmmmKmmmmmaamKm HHB 448 ComptrollerGenerals Eeport Business in Force 55 In force December 31 1914 675927 50 56 Written or renewed during year 678903 67 57 Sum 1354831 17 58 Deduct ceased to be in force during year 741059 95 59 In force December 31 1915 613771 22 Deduct reinsurance 7218 75 60 Total 606552 47 Advance premiums December 31 1915 5935 00 Net premiums in force December 31 1915 600617 47 Business in Georgia 61 In force December 31 1914 10715 78 62 Written or renewed during year 9518 61 63 Sum 20234 39 J4 Deduct ceased to be in force during year 11328 57 65 In force December 31 1915 8905 82 66 Net losses paid during year 7853 36 67 Net losses incurred during year 7S53 36 AMERICAN LIFE AND ACCIDENT INSURANCE COMPANY OF KANSAS CITY MISSOURI Lathrop Building Kansas City Mo John W Cooper President C C Call Secretary G A Morris Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets December 31 1914 123746 28 4 Extended at 123746 28 ComptbollebGenebals Eepobt 449 Income 5 Gross premiums on new business and re newals 160969 51 7 Deduct amounts paid for reinsurance and return premiums 265 15 8 Total premiums 160704 36 9 Interest and rents g 194 gg 11 Other sources Policy fees and eel 33168 73 13 Total income 199977 75 Disbursements 14 Net amount paid polieyholders for losses 75239 58 15 Legal and administrative expenses in adjustment of claims 465 71 16 Commissions and allowances to agents a First year 49617 41 b Renewal 54939 40 17 Salaries of officers and employees 9056 34 18 Rents and interest 3 024 08 19 Advertising printing postage telegrams etc 4051 69 22 Other items Medical examinations 212 95 Tax on premiums 2 764 52 Insurance department 752 44 Miscellaneous taxes and fees 125 40 Municipal licenses 377 25 Surety bonds 71 g3 Branch office salaries 234 68 Miscellaneous expense 730 87 Officers travelling expense 108 84 Error last report 08 Furniture and fixtures 92 95 23 Total disbursements 202 464 82 Ledger Assets 25 Book value of real estate 104300 00 27 Bonds at book value 100 00 29 Cash in office 4 531 09 30 Deposits at interest per schedule N 2189 96 33 Other item Policy fees or renewals effective on or after October 1 1915 10138 16 34 Total ledger assets as per balance Xo 24 121259 21450 CoMPTROLLERGtENERALs BePORT NonLedger Assets 35 Interest due and accrued 37 Other items Furniture and fixtures Printing and stationery Deduct Assets Not Admitted 41 Other items Furniture and fixtures Printing and stationery 2500 00 2000 00 42 Total not admitted assets 43 Total admitted assets 50 Total amount of liabilities except capita 51 Capita actually paid in cash 52 Surplus over all liabilities 100000 00 8202 28 53 Surplus protection to policyholders 54 Total liabilities Business in Force 55 In force December 31 1914 56 Written or renewed during year 57 Sum 58 Deduct censed to be in force during year 2259 18 2500 00 2000 00 38 Total assets 128018 39 4500 00 123518 39 Liabilities 44 Net amount of unpaid losses and claims 2560 95 45 Reserves or unearned premiums on risks outstanding 3740 51 47 Salaries and miscellaneous accounts due or accrued 764 47 48 Taxes due or accrued 2408 10 49 Other items Return premiums 1102 11 Due on advances 1355 89 Salaries to agents 342 63 Commission and brokerage 3041 45 15316 11 108202 28 123518 39 5675 39 160969 51 166644 90 159163 88 59 in force December 31 1915 7481 02ComptrollerGenerals Report 451 Business in Georgia 62 Written or renewed during year 11128 46 66 Net losses paid during year 5748 34 AMERICAN SURETY COMPANY OF NEW YORK 100 Broadway New York N Y F W Lafrentz President Wm A Brandt Secretary H N Hutchinson Attorney for Service Capital Stock 1 Amount of paidup capital 5000000 00 2 Ledger assets December 31 1914 9220079 86 4 Extended at 9220079 86 Income 5 Gross premiums on new business and re newals 4650904 03 7 Deduct amounts paid for reinsurance and return premiums 1440765 90 Total premiums 3210138 13 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Cheeks of other parties in process of collec tion December 31 1915 2804 58 Checks of other parties in process of collec tion December 31 1914 2792 36 501284 82 636705 50 12 22 Federal income tax retained December 31 1915 1078 91 Federal income tax retained December 31 19H 960 00 118 91 13 Total income 4348259 58452 ComptrollerGeneral s Eepokt Disbursements 14 Net amount paid policyholders for losses 902482 20 15 Legal and administrative expenses in adjustment of claims 97329 67 16 Commissions and allowances to agents First year and re newal 593298 06 17 Salaries of officers and employees 437633 75 18 Bents and interest 52707 50 19 Advertising printing postage telegrams etc 90694 92 20 Paid stockholders for dividends 250000 00 21 Loss on sale and decrease by adjustment of assets 510076 31 22 Other items Reference and guide books 1872 28 Traveling expenses 13992 60 References 189 65 Law library 904 50 Petty expenses 4496 39 Stock registration 250 00 Insurance 246 71 Surety association expenses 2440 51 Towner rating bureau 2500 00 Collection fees 1132 98 Donations 100 00 Special examinations 564 06 Soliciting division 1232 22 Brokerage on investments 1173 68 Repairs and expenses on real estate including 7500000 rent of building leases for 99 years 163346 23 Federal State and municipal taxes licenses and fees 190174 71 Salaries traveling and all other expenses of agents not paid by commissions 862496 68 Legal expenses t 2 M4 93 Furniture and fixtures 13996 89 Inspections 1687N 24 Decrease in unpaid reinsurance 24423 04 Decrease in advance premiums 26758 15 23 Total disbursements 4267676 86 Ledger Assets 25 Book value of real estate 3166047 91 26 Mortgage loans per schedule B 24795 69 27 Bonds at book value 1481320 00 28 Stocks at book value 2443895 00 21 a sli in office 6354 01 30 Deposits at inli icst per schedule N 902852 56 31 Deposits not at interest 310041 64ComPTROLLEBGtENEBALs BePOBT 32 Agents balances net 33 Other items Salvage recoverable Reinsurance recoverable Loans secured by pledge of bonds stocks or other collateral 34 Total ledger assets as per balance No 24 NonLedger Assets 453 739910 25 154055 62 389 90 1 71000 00 9300662 58 35 Interest due and accrued g 36 Appraised value of assets over book value 37 Other items Eents due and accrued on companys prop erty or lease 38 Total assets Deduct Assets Not Admitted 305718 84 33557 48 248952 09 6508 32 9589680 47 39 Agents balances 41 Other items Market value of special depos its in excess of corresponding liabilities per special deposit schedule page 10 135521 09 42 Total not admitted assets 441239 93 43 Total admitted assets 9 jg 440 54 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Reinsurance Premiums paid in advance Checks of other parties in process of collection Federal income tax retained Commissions brokerage and other charges due or to become due to agents 740 229 19 2053118 17 65071 43 49868 39 44837 61 16343 61 2804 58 1078 91 67560 IK 50 Total amount of liabilities except capital 51 Capital actually paid in cash 5000000 00 52 Surplus over all liabilities 1101528 47 3046912 07 53 Surplus protection to policyholders 54 Total liabilities 6101528 47 9148440 54454 ComptrollerGenerals Report Business in Force 55 In force December 31 1914 1159270414 56 Written or renewed during year 1255983498 57 Sum 2415253912 58 Deduct ceased to be in force during year 1349020040 59 In force December 31 1915 1066233872 Business in Georgia 61 In force December 31 1914 15049905 62 Written or renewed during year 17788067 63 Sum 32S37972 64 Deduct ceased to be in force during year 17891502 65 In force December 31 1915 14946470 66 Net losses paid during year 28032 10 67 Net losses incurred during year 23221 00 Investments in Georgia 2 Bonds State of Georgia 4 registered bonds issued October 11 1897 due January 1 1916 25000 00 THE AUTOMOBILE INSURANCE COMPANY OF HARTFORD CONN 650 Main Street Hartford Connecticut M G Bulkeley President J S Rowe Secretary Comptroller General Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 791247 56 Increase of paidup capital during year 700000 00 4 Extended at 1491247 56CompteollebGeneeals Kepoet 455 Income 5 Gross premiums on new business 1015588 68 7 Deduct amounts paid for reinsurance and return premiums 270 415 92 8 Total premiums 9 Interest and rents 11 Other sources Account of surplus paid in 745172 76 23719 82 700000 00 13 Total income t i 8892 58 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Bents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 22 Other items Sundry expense Investment expense Certificate fees San Francisco expense 239214 63 10026 83 186350 59 14609 40 11741 71 69644 20 28000 00 548 43 168 10 10 89 28294 31 23 Total disbursements 588609 09 Ledger Assets 26 Mortgage loans per schedule B 69500 00 Loans secured by collateral or ooo 00 27 Bonds at book value 1 350 125 00 29 Cash in office gg 55 30 Deposits at interest per schedule N 790 855 58 32 Agents balances net 95 797 30 33 Other items Suspense accounts bills receivable and adv travelling expense 187 62 34 Total ledger assets as per balance No 24 2371531 05 NonLedger Assets 35 Interest due and accrued 16 639 85 38 Total assets 2338170 90m 456 ComptbolleeGenebals Kepobt 39 41 Deduct Assets Not Admitted Agents balances 9040 89 Other items Book value of ledger assets over market value 1085 00 Suspense accounts bills receivable and adv travelling expenses 187 62 42 43 Total not admitted assets Total admitted assets 10313 51 2377857 39 Liabilities 44 45 46 47 48 49 50 51 52 53 54 Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commissions State tax on capital stock Investment expense Total amount of liabilities except capital Capital actually paid in cash 1000000 00 Surplus over all liabilities 910443 94 43345 86 360611 53 10000 00 22812 87 16402 33 3725 86 10500 00 15 00 467413 45 Surplus protection to policyholders Total liabilities 1910443 94 2377857 39 Business in Force 56 57 58 59 Risks In force December 31 1914 14121956 Written or renewed during year 78772409 Sum 92894365 Deduct ceased to be in force during year 52593388 In force December 31 1915 40300977 Deduct amount reinsured 1239053 Premiums 325104 39 1015588 68 1340693 07 669704 75 I 670988 32 12293 95 60 Total 39061924 058694 37ComptrollerGenekals Eeport 457 CASUALTY COMPANY OF AMEKICA OF NEW YOEK 68 William Street New York City Edward L Hearn President John S Jenkins Secretary T B Atkins Attorney for Service Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets Dec 31 1914 3416436 21 4 Extended at 3416436 2i Income 5 Gross premiums on new business and re newals 5055083 23 7 Deduct amounts paid for reinsurance and return premiums 1507257 79 8 Total premiums 3547825 44 9 Interest and rents g3 231 gg 10 Profit on sale or increase by adjustment of assets 35299 50 11 Other sources Policy fees required or represented by applications 175 00 Novelty account HO 00 Contributions to capital 187 500 qq 13 Total income 3834141 62 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newals 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items State taxes on premiums Insurance Dept licenses and fees Federal corporation tax Miscellaneous licenses Directors fees Workmens compensation commission 1457941 42 520180 24 912651 10 2811273 82 34746 63 49568 67 15700 00 48218 57 7283 68 5101 76 2882 87 2380 00 2495 06S 458 ComptrollerGenerals Eeport Furniture and fixtures Stockholders dividend Inspections other than medical and claim Entertainment Office supplies Subscriptions Revenue stamps war tax Agents convention Home office travelling expenses Workmens compensation service bureau Expense covering purchase of Royal Casualty Co Expense covering purchase of Casualty Co of the South Expense covering purchase of American Assurance Corp Special fidelity reinsurance account Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits al interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans Unadjusted premiums Due from U S internal revenue Workmens compensation commission fund Workmens compensation reinsurance bureau Equity in New York State excise fund Hills receivable 10604 97 45000 00 37908 91 2371 99 572 93 1021 10 14138 55 11814 61 32434 90 11649 56 11875 14 371 09 17454 61 1000 00 23 Total disbursements 3538467 18 338000 00 7082610 03 841621 00 636S 23 S7J41 65 272608 64 899142 43 26883 42 128261 83 142 60 10000 00 69103 30 17437 20 6720 32 34 Total ledger assets as per balance No 24 3712110 65 NonLedger Assets 35 Interest due and accrued 38 Total assets 25590 30 3737700 95 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 75308 65 6720 32CompteollebGenebals Eepobt 459 41 Other items Market value of special de posits in excess of corresponding lia bilities per special deposit schedule 18495 10 42 Total not admitted assets 100 524 07 43 Total admitted assets 3637176 ss Liabilities 44 Xet amount of unpaid losses and claims 1 481 832 65 45 Reserves or unearned premiums on risks outstanding 1174 845 88 47 Salaries and miscellaneous accounts due or accrued 4 038 23 48 Taxes due or accrued 3g 74 49 Other items Estimated expenses of investigation and adjustment of unpaid claims 10j000 m Commissions brokerage and other charges due agents or brokers 140622 08 Reinsurance premiums and losses due other companies 23 483 84 50 Total amount of liabilities except capital 2 873 569 67 51 Capital actually paid in cash 750000 00 52 Surplus over all liabilities 13 607 21 53 Surplus protection to policyholders 7g3 go7 1 54 Total liabilities 363717g 88 THE COLUMBIAN NATIONAL LIFE INSURANCE COMPANY OF BOSTON MASSACHUSETTS Arthur E Childs President William H Brown Secretary Alfred C Newell Attorney for Service Income 1 Gross premiums written and renewed during year Acci dent 366743 35 Health 155032 97 total 521776 32 2 Deduct reinsurance Accident 11508 51 health 3295 11 total 14803 62 3 Deduct return premiums on policies can celled Accident 23638 71 health 6028 28 total 29666 99460 ComptbollebGenebals Eepoet 4 Deduct prems on policies not taken Acci dent 87542 74 health 29517 69 total 117060 43 5 Total deductions Accident 122689 96 health 38841 08 total 6 Net premiums Accident 244053 39 health 116191 89 total Disbursements 1 Gross amount paid for losses Accident 10665 61 health 70627 18 total 2 Deduct reinsurance Accident 1204 96 health 2627 78 total 5 Net amount paid policyholders for losses Accident 105 453 65 health 67999 40 total 18 Investigation and adjustment of claims viz Accident 1052 12 health 1412 71 total 24 Commissions or brokerage less amount received on return premiums and reinsurance for the following classes Ac cident 83745 25 health 37360 00 total 29 Salaries fees and all other compensation of officers di rectors trustees and home office employees 30 Salaries travelling and all other expenses of agents not paid by commissions 31 Medical examiners fees and salaries 32 Inspection other than medical and claim 33 Rents including 2000 02 for companys occupancy of its own buildings 36 State taxes on premiums 37 Insurance department licenses and fees 40 State and municipal licenses and fees 41 Personal property taxes 43 Legal expenses 44 Advertising 45 Printing and stationery 46 Postage telegraph telephone and express 47 Furniture and fixtures 49 Other disbursements Home office expense Home office travelling expense Exchange 54 Agents balances charged off 57 Total disbursements 161531 04 360245 28 177285 79 3832 74 173453 05 1 L 2464 83 121105 25 24145 37 3740 78 1603 50 980 50 4965 59 5140 92 855 00 90 00 6 14 3226 94 473 11 5041 74 2001 04 388 66 2215 52 801 17 56 251S 27 355226 94 ComptrollerGenerals Eeport Ledger Assets 8 Premiums in course of collection viz On policies or renewals issued on or after October 1 1915 Accident 38102 18 health 11476 62 total 49578 80 On policies or renewals issued prior to Oc tober 1 1915 Accident 2550 00 health 1275 36 total 3825 36 461 25 Total NonLedger Assets 42 Reinsurance due per schedule E 1j Deduct Assets Not Admitted 50 Premiums in course of collection written prior to Oct 1 1915 i Liabilities 1 Losses and claims adjusted Accident 1582 09 health 1855 19 total 2 Losses and claims reported or in process of adjustment Accident 36696 61 health 19564 42 total 3 Losses and claims incurred but not reported Accident 9300 00 health 4000 00 total 4 Losses and claims resisted Accident 5550 00 health 350 00 total 5 Total losses and claims Accident 53128 70 health 25 769 61 total 6 Deduct reinsurance per schedule E Accident 4116 96 health 1764 82 total 7 Net unpaid claims except liability and workmens com pensation claims excluding expenses of investigation and adjustment Accident 49011 74 health 24 004 79 total 21 Estimated expenses of investigation and adjustment of un paid claims Accident 800 00 health 400 00 total Total unearned premiums 29 Commissions brokerage and other charges due or to be come due to agents or brokers on policies issued on or after October 1 1914 viz Accident 16079 15 health 4321 51 total 34 Salaries rents expenses bills accounts fees etc due or accrued 53404 16 1815 01 3825 36 3437 28 56261 03 13300 00 5900 00 78898 31 5881 78 73016 53 1200 00 153789 44 20400 66 1259 31 462 ComptrollerGenerals Report 35 Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement 40 Eeinsurance 48 Total accident and health liabilities Business in the State of Georgia During 3915 1 Gross premiums less return premium on risks written or renewed during the year Accident 8540 62 health 6113 35 total 2 Gross losses paid Accident 3322 63 health 5521 24 total 5944 67 2100 73 257711 34 14653 97 8843 87 CONTINENTAL CASUALTY COMPANY OF CHICAGO ILLINOIS 910 S Michigan Avenue Chicago 111 H G B Alexander President W H Betts Secretary W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 300000 00 2 Ledger assets Dec 31 1914 2166390 16 4 Extended at 2166390 16 Income 5 Gross premiums on new business and re newals 3515780 82 7 Deduct amounts paid for reinsurance and return premiums 752708 64 8 Total premiums 2763072 IS 9 Interest and rents 18309 06 10 Profit on sale or increase by adjustment of assets iMH1 09 11 Other sources From agents balances previously charged off 1426 9 Borrowed money 30000 00 Policy fees represented by applications 80192 00 13 Total income 2948441 22ComptrollerGenekals Keport 463 Disbursements 14 Net amount paid polieyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid polieyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Travelling and other expenses of agents Medical examiners fees Inspections Real estate tax etc Insurance dept fees and tax Legal expenses Furniture and fixtures General expenses etc Agents balances charged off Borrowed money paid back Policy fees Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Furniture and fixtures Cash in hands of postmasters and treas in transit Workmens comp reins bureau Collateral loans 1196200 77 30970 63 723472 06 265354 37 39720 82 58749 23 60000 00 68 82 209221 44 13994 73 4651 48 176 40 87190 97 30236 21 1015 84 22011 63 5149 97 30000 00 80192 00 23 Total disbursements 2858377 37 60000 00 460500 00 322131 48 282080 00 2815 00 115647 38 6566 52 53356 17 3205 90 85116 68 111050 81 2400 28 480 00 34 Total ledger assets as per balance No 24 2256454 01 NonLedger Assets 35 Interest due and accrued 2569 20 38 Total assets 2269023 21464 ComptbollebGenebals Beport Deduct Assets Not Admitted 39 Agents balances 53356 17 40 Bills receivable 3205 90 41 Other items Furniture and fixtures 85116 68 Premiums due before October 1 1915 3934 30 Book value of stocks and bonds over market value 22490 95 42 Total not admitted assets 43 Total admitted assets 168104 00 2100919 21 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Reinsurance income tax Voluntary reserve 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 300000 00 300000 00 188990 92 964519 42 11069 81 30000 00 5368 78 646 43 168065 85 1500919 21 53 Surplus protection to policyholders 54 Total liabilities Business in Force 55 In force December 31 1914if 56 Written or renewed during year 600000 00 2100919 21 1638072 08 3515780 82 57 Sum 58 Deduct ceased to be in force during year 5153852 HO 3199420 79 59 In force December 31 1915 1954432 11 Investments in Georgia 3 Mortgage loans 5200 00ComptrollerGenerals Keport 465 FEDERAL LIFE INSURANCE COMPANY OF CHICAGO ILL 166168 North Michigan Avenue Chicago 111 Isaac Miller Hamilton President C S Rannells Secretary Capital Stock 1 Amount of paidup capital 300000 00 2 Ledger assets Dec 31 1914 3232417 54 4 Extended at 3i232417 54 Income 5 Gross premiums on new business and re newals 76564 75 7 Deduct amounts paid for reinsurance and return premiums 5073 51 8 Total premiums 71 45 94 11 Other sources All other income as shown in life statemt 863275 75 13 Total income 943230 99 Disbursements 14 Net amount paid policyholders for losses 31514 53 15 Legal and administrative expenses in adjustment of claims 686 46 16 Commissions and allowances to agents 34 gyg 53 17 Salaries of officers and employees 8 713 57 19 Advertising printing postage telegrams etc 3 302 84 22 Other items State taxes on premiums 944 04 Insurance department licenses and fees 276 45 BomS6s 330 00 Exchange 82 89 Miscellaneous expenses 81 68 Information bureau 417 qq Agents balances charged off 783 39 All other disbursements life department 555612 29 23 Total disbursements 637 72 47 Ledger Assets 33 Other items Premiums in course of collection 75 10466 ComptrollerGenerals Report NonLedger Assets NonLedger assets as shown in life statement 38 Total assets Deduct Assets Not Admitted 42 Total not admitted assets as shown in life statements 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding Commission brokerage etc 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Additional liabilities as shown in life state 125159 02 3663160 18 72416 29 3590743 89 4395 15 3999 91 22 53 50 00 1121 56 3229285 48 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 3238274 63 300000 00 52469 26 53 Surplus protection to policyholders 54 Total liabilities 352469 26 3590743 89 Business in Force 55 In force December 31 1914 56 Written or renewed during year Sum 58 Deduct ceased to be in force during year 59 In force December 31 1915 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 1779 25 76564 75 78344 00 76794 73 1549 27 1 25 318 55 63 Sum 64 Deduct ceased to be in force during the year 319 80 131 80 In force December 31 1915 187 95 06 Nel losses paid during year 14 50 67 Net losses incurred during yearv 46 16ComptbollebGeneeals Eepoet 467 FEDERAL CASUALTY COMPANY OF DETROIT MICHIGAN 479 Woodward Avenue Detroit Michigan V D Cliff President L E Daiy Secretary W A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1914 421674 73 4 Extended at 421674 73 Income 5 Gross premiums on new business 336907 28 7 Deduct amounts paid for reinsurance and return premiums 514 07 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 13 Total income 336393 21 21917 17 9161 88 407810 26 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 3 7 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Office supplies Genera expenses Taxes Medical examiners fees and salaries 133701 65 1133 96 146881 87 30516 30 7768 94 7217 73 50000 00 13753 33 238 70 908 17 11560 69 1350 42 23 Total disbursements 406 209 35 Ledger Assets 25 Rook value of real estate 26 Mortgage loans per schedule B 99109 98 16000 00468 ComptbollebGenebals Repobt 27 28 29 30 34 35 38 41 42 43 44 47 48 49 50 51 52 i 54 BO 56 57 58 59 Bonds at book value StocKS at book value Cash in office Deposits at interest per schedule N Total ledger assets as per balance No 24 NonLedger Assets Interest due and accrued Total assets 256500 00 46893 75 2081 18 2690 73 423275 64 Deduct Assets Not Admitted Other items Book value of ledger assets over market value 14 728 75 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Interest due or accrued Commissions brokerage etc Advance premium 100 Total amount of liabilities except capital Capita actually paid in cash 200000 00 Surplus over all liabilities 169071 2 Surplus protection to policyholders Total liabilities Business in Force In force December 31 1914 Written or renewed during year Sum Deduct ceased to be in force during year In force December 31 1915 6441 38 429717 02 14728 75 41498S 27 20796 44 500 00 6500 00 2000 00 8600 00 13617 54 45913 98 369074 29 414 10535 10 336393 21 346928 31 333310 77 13617 14CompteollebGtenebals Eepoet 469 FIDELITY AND DEPOSIT COMPANY OF MARYLAND N W Corner Charles and Lexington Streets Balto Md Edwin Warfield President Robert S Hart Secretary Capital Stock 1 Amount of paidup capital 3000000 00 2 Ledger assets Dec 31 191412244770 98 4 Extended at 12244770 98 Income 5 Gross premiums on new business and re newas 8983151 57 7 Deduct amounts paid for reinsurance and return premiums 2 195 397 23 8 Total premiums 9 Interest and rents cn n 10 Profit on sale or increase by adjustment of assets 11 Other sources Commissions and fees Increase in returned premiums allowed but not claimed over 1914 Increase in premiums due for reinsurance From agents balances previously charged off 13 Total income 54 34 510631 63 109998 22 1725 65 24173 72 24361 06 472 06 7459116 68 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newals 17 Salaries of officers and employees 18 Bents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Expenses of agents and medical fees etc Taxes 2495517 49 411913 77 1638790 77 457653 40 73645 79 193317 80 480000 00 85204 31 805223 36 311471 95470 ComptrollerGenerals Report Repairs and expenses on real estate Legal expenses Various expenses 47793 36 36762 63 385067 25 23 Total disbursements 7422361 S8 Ledger Assets 25 Book value of real estate 2658776 15 26 Mortgage loans per schedule B 268977 34 27 Bonds at book value 4271036 25 28 Stocks at book value 1810187 50 29 Cash in office 1901 32 Cash in branch offices etc 135030 26 30 Deposits at interest per schedule N 996751 20 31 Deposits not at interest 184689 42 32 Agents balances net 1666925 69 33 Other items New York excise 50530 56 Deposit with New York State workmens comp com 2500 00 Amount due by suspended banks judgments etc 22538 42 Salvage due from reinsuring companies sched E col 1 12238 31 34 Total ledger assets as per balance No 24 12082082 42 NonLedger Assets 35 Interest due and accrued 901 38 37 Other items Salvage due from reinsurance companies 62 54 38 Total assets 12083046 34 Deduct Assets Not Admitted 39 Agents balances 675395 9 41 Other items Market value of special de posit in excess of corresponding lia bilities 373854 48 42 Total not admitted assets 1049249 77 13 Total admitted assets 11033796 57 Liabilities 44 Net amount of unpaid losses and claims 2182954 03 45 Reserves or unearned premiums on risks outstanding 3297543 54 47 Salaries and miscellaneous accounts due or accrued 20000 00ComptbollebGenebals Eepobt 471 48 Taxes due or accrued 110 000 00 49 Other items Estimated expenses of investigation and adjustment of claims 39429 78 Returned and reinsurance premiums 243 823 45 Various special reserves 346 947 70 50 Total amount of liabilities except capital 6240698 50 51 Capital actually paid in cash 3000000 00 52 Surplus over all liabilities 1793098 07 53 Surplus protection to policyholders 4793 098 07 54 Total liabilities 11033796 57 Business in Georgia 61 In force December 31 1914 67 790 65 62 Written or renewed during year 75 377 45 63 sm 143168 10 64 Deduct ceased to be in force during the year 88788 23 65 In force December 31 1915 54379 87 Investments in Georgia 2 Bonds 50000 00 FRANKFORT GENERAL INSURANCE COMPANY OF NEW YORK N Y 123 William Street New York N Y C H Franklin United States Manager and Attorney Thomas J Lynch Attorney for Service Capital Stock 1 Statutory deposit capital 250000 00 2 Ledger assets December 31 1914 1498879 44 4 Extended at 1498879 44 Income 5 Gross premiums on new business and re newals 1154207 65472 CompteolleeGenekals Eepoet 7 Deduct amounts paid for reinsurance and return premiums 193861 14 8 Total premiums 9 Interest and rents 11 Other sources Policy fees required or represented by applications Bemittanee from home office Equity in Workmens Comp Reinsurance Bureau 960346 51 48764 01 15354 41 50866 24 14237 01 13 Total ineome 1089568 18 Disbursements 14 Net amount paid policyholders for losses 557189 97 15 Legal and administrative expenses in adjustment of claims 116014 63 16 Commissions and allowances to agents First year and renewal 189741 40 17 Salaries of officers and employees 93328 96 18 Eents and interest 9142 75 19 Advertising printing postage telegrams etc 20327 35 21 Decrease by adjustment in book value of ledger assets bonds 19147 15 22 Other items Inspections other than medical and claim 29924 39 Policy fees retained by agents 15354 41 State tax on premiums and insurance department licenses and fees 21850 47 Municipal and Federal fees licenses and taxes 4979 53 Legal expenses 480 26 Miscellaneous expenses 11672 89 23 Total disbursements 1088154 16 Ledger Assets 27 Bonds at book value 29 ash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balance net Premiums in course of collection Other items Equity in workmens compensation reins bureau Deposit in New York State Compensation commission asi in hands of trustees 1285131 70 1380 00 38329 03 4892 10 142459 30 20883 97 250 00 6967 30 34 Total ledger assets as per balance No 24 1500293 46ComptrollerGenerals Eeport 473 NonLedger Assets 35 Interest due and accrued 38 Total assets 14065 79 Deduct Assets Not Admitted 1514359 25 39 Agents balances prior to Oct 1 1915 14755 59 41 Other items Book value of ledger assets over market value bonds 98212 82 Back balance German Nat Bank of Pittsburgh Pa closed 180 99 42 Total not admitted assets 43 Total admitted assets 113149 40 1401209 85 Liabilities 44 Net amount of unpaid losses and claimsi 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 250000 00 52 Surplus over all liabilities 215481 54 53 Surplus protection to policyholders 54 Total liabilities 549757 33 340947 76 28023 22 17000 00 935728 31 465481 54 1401209 85 GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORATION LTD OF NEW YORK CITY 55 John Street New York New York Frederick R Richardson XJ S Manager Thomas C Moore Comptroller H C Geiger Attorney for Service Capital Stock 1 Amount of paidup capital statutory deposit 250000 00 2 Ledger assets Dec 31 1914 3318476 86 4 Extended at 3318476 86474 ComptrollerGenerals Eeport Income 5 Gross premiums on new business and re newals 4333154 23 7 Deduct amounts paid for reinsurance and return premiums 1269200 58 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Poliey fees Remittance from home office Agents balances previously charged off Borrowed money 3063953 65 92071 49 3381 94 172000 00 825000 00 4325 48 130000 00 13 Total income 4290732 56 Disbursements 14 Net amount paid policyholders for losses 1827665 47 15 Legal and administrative expenses in adjustment of claims 380054 47 16 Commissions and allowances to agents Poliey fees 172000 00 Commissions and allowances 862146 92 17 Salaries of officers and employees 273253 97 18 Rents and interest 37784 76 19 Advertising printing postage telegrams etc 140570 74 21 Loss on sale and decrease by adjustment of assets 19443 69 22 Other items Taxes licenses fees etc 103581 85 Medical fees and inspections 64396 38 Agents balances charged off 02573 99 Borrowed money repaid 290000 00 23 Total disbursements 4233488 24 Ledger Assets 25 Book value of real estate 2 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 21579 81 12400 00 1827883 16 2742H4 38 16688 55 140341 72 3715 95ComptrollerGenerals Report 32 Agents balances net 33 Other items Special cash deposits 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 37 Other items Reinsurance due on paid losses 475 835956 59 12208 02 3375721 18 24001 99 2686 62 38 Total assets 3402409 79 Deduct Assets Not Admitted 39 Agents balances 305181 14 41 Other items Book value of stocks bonds and real estate over market value 122232 14 Excess of special deposits over liabilities 66379 00 42 Total not admitted assets 43 Total admitted assets 493792 28 2908617 51 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commissions due agents 1077336 79 1115109 60 11607 76 53806 42 149933 03 50 Total amount of liabilities except capital 2407793 60 51 Capital actually paid in cash 250000 00 52 Surplus over all liabilities 250823 91 53 Surplus protection to policyholders 54 Total liabilities 500823 91 2908617 51476 ComptrollerGenerals Eeport GENERAL INDEMNITY CORP OF AMERICA ROCHESTER N Y 1050 University Avenue Rochester New York Hiram R Wood President Ralph M Barstow Secretary H H Cohen Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1914 304126 42 4 Extended at 304120 42 Income 5 Gross premiums on new business 72275 00 7 Deduct amounts paid for reinsurance and return premiums 922 82 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets Disbursements 71352 18 13410 52 550 24 13 Total income 389439 36 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items State tax on premiums Legal expenses Insurance department licenses and fees Furniture and fixtures Internal revenue stamps General expenses 23 Total disbursements 4978 63 60 00 1166 33 283 99 278 26 1501 14 172 02 466 65 223 46 9131 08 Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 341120 01 iu 09 32392 07ComptrollerGenebals Eepobt 477 31 Deposits not at interest 3 245 22 33 Other items Premiums in course of collection 3 416 29 34 Total ledger assets as per balance No 24 380 308 28 NonLedger Assets 35 Interest due and accrued 4 ggg gg 38 Total assets 385195 08 Liabilities 45 Reserves or unearned premiums on risks outstanding 57654 23 49 Other items Reserved for taxes 1 308 71 50 Total amount of liabilities except capital 58 962 94 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 126 232 14 53 Surplus protection to policyholders 326 232 14 54 Total liabilities 385195 08 Business in Force 55 In force December 31 1914 11 842 50 56 Written or renewed during year 72 275 00 5J Sum 84117 50 58 Deduct ceased to be in force during year 922 82 59 In force December 31 1915 83 194 68 Business in Georgia 61 In force December 31 1914 50 00 62 Written or renewed during year 945 00 63 Sum 995 00 64 Deduct ceased to be in force during the year 25 06 65 In force December 31 1915 969 94478 ComptrollerGenerals Eepobt GLOBE INDEMNITY COMPANY OF NEW YORK CITY 45 William Street New York City Henry W Eaton President A Duncan Reid Secretary W R Hoyt Attorney for Service Capital Stock 1 Amount of paidup capital 750000 00 2 Ledger assets Dec 31 1914 4033085 89 4 Extended at 4033085 89 Income 5 Gross premiums on new business and re newals 5437930 83 7 Deduct amounts paid for reinsurance and return premiums 1678001 32 8 Total premiums 3759929 51 9 Interest and rents 143188 99 10 Profit on sale or increase by adjustment of assets 11159 94 13 Total income 3914278 44 Disbursements 14 Net amount paid policyholders for losses 1339507 07 15 Legal and administrative expenses in adjustment of claims 209769 18 16 Commissions and allowances to agents Firstyear and re newal 77524 09 17 Salaries of officers and employees and inspections 524024 63 18 Rents and interest 19502 12 19 Advertising printing postage telegrams etc 161607 46 21 Loss on sale and decrease by adjustment of assets 2845 49 23 Total disbursements 3090780 04 Ledger Assets 27 Bonds at book value 2799973 85 28 Stocks at book value 697646 50 30 Deposits at interest per schedule N 523049 13 32 Agents balances net premiums in course of collection 75477 82ComptbollebGenebals Eepoet 479 33 Other items Internal revenue stamps Agents balances and sundry accounts Workmens compensation reinsurance New York State workmens compensation deposit 34 Total ledger assets as per balance No 24 NonLedger Assets 3145 58 5408 39 72103 14 484 88 4856584 29 35 Interest due and accrued 37 Other items LaSalle Street Trust Sav Bk salvage 39439 16 10000 00 38 Total assets 4906023 45 Deduct Assets Not Admitted 39 Agents balances premiums in course of collection effective prior to Oct 1 1915 41 Other items llarket value of special deposits in excess of liabilities Bonds and stocks Agents balances and sundry accounts 55220 42 130128 91 65740 35 5408 39 42 Total not admitted assets 43 Total admitted assets 256498 07 4649525 38 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Return premiums Reinsurance Agents credit balances Voluntary reserve for claims and contingencies 50 Total amount of liabilities except capital 51 Capital actually paid in cash 750000 00 52 Surplus over all liabilities 505445 35 1110719 72 1790968 79 10000 00 65000 00 4362 29 8548 30 3309 74 250000 00 3394080 03 53 Surplus protection to policyholders 1255445 35 54 Total liabilities 4649525 38480 ComptholleeGeneeals Report HARTFORD ACCIDENT AND INDEMNITY CO OF HARTFORD CONN 125 Trumbull Street Hartford Conn E M Bissell President Jas L D Kearney Secretary Norman E Moray VicePresident and General Manager Egleston and Prescott Attorneys for Service Capital Stock 1 Amount of paidup capital 800000 00 2 Ledger assets Dec 31 1914 2033218 32 3 Increase of paidup capital during year 50000 00 4 Extended at 2083218 32 Income 5 Gross premiums on new business and re newals 3207346 15 7 Deduct amounts paid for reinsurance and return premiums 844686 70 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 2362659 45 78968 30 1651 12 13 Total income 2443278 87 Disbursements 14 Net amount paid policyholders for losses 525757 30 15 Legal and administrative expenses in adjustment of claims 120791 97 16 Commissions and allowances to agents First year and re newals 411106 45 17 Salaries of officers and employees 282033 81 State tax on premiums ins dept licenses etc 23237 97 18 Rents and interest 26519 82 19 Advertising printing postage telegrams etc 91231 77 Agents balances charged off 108 89 21 Loss on sale and decrease by adjustment of assets 220 00 22 Other items Inspections 45201 92 Licenses fees and taxes 24169 08 Publication fees 665 11 Examination of company by Treasury Dept 982 31 Subject to publication 1296 87 Subject to localboard 8464 61ComptrollerGenerals Beport Surety bonds and insurance Rental tabulating machine Subject to accident and health inf bureau home office general expense 481 1479 47 1869 06 3767 19 23 Total disbursements 1568903 60 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net Bills receivable 33 Other items Agents sundry balances etc Funds in hands of work comp reins bureau per cert Funds in hands of N Y State work comp comm Reinsurance recoverable on paid losses Internal revenue stamps on hand etc 34 Total ledger assets as per balance No 24 190000 no 1583012 11 5025 81 549391 71 23457 87 575881 08 4135 33 3086 08 21063 60 457 70 09 63 2012 67 2957593 59 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 26300 82 9087 89 38 Total assets 2992982 30 Deduct Assets Not Admitted 39 Agents balances 3086 08 40 Bills receivable 4135 33 41 Other items Premiums in course of collection effec tive prior to October 1 1915 23970 05 Market value of special deposit in ex cess of corresponding liabilities 8345 69 42 Total not admitted assets 39537 15 43 Total admitted assets 2953445 15482 ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claimsj 47 Salaries and miscellaneous accounts due or accrued 49 Other items Estimated expense of investigation and adjustment of un paid claims Total unearned premiums as shown by recapitulation Commissions brokerage and other charges due or to be come due to agents or brokers etc Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement Voluntary contingent reserve 50 Total amount of liabilities except capital 51 Capital actually paid in cash 800000 00 52 Surplus over all liabilities 370993 41 305581 14 3328 55 2700 00 1118091 24 122766 81 29984 00 200000 00 1782451 74 53 Surplus protection to policyholders 54 Total liabilities 2953445 15 THE HAETFOED STEAM BOILEE INSPECTION AND INSUEANCE COMPANY OF HAETFOED CONNECTICUT 56 Prospect Street Hartford Connecticut L B Brainerd President has S Blake Secretary Win A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets Dec 31 1914 5877366 23 3 Increase of paidup capital during year 1000000 00 4 Extended at 6877366 23 Income 5 Gross premiums on new business and re newals 1947463 28 7 Deduct amounts paid for reinsurance and return premiums 233976 56 8 Total premiums 1713486 72ComptrollerGenerals Report 483 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Inspections 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Eents 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 258749 16 9146 55 39458 42 2020840 85 80428 53 530 96 246757 11 74703 81 11000 00 1009019 11 1120000 00 751 66 23 Total disbursements 2543191 18 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Cash in course of transmission 34 Total ledger assets as per balance No 24 NonLedger Assets 90000 00 1448245 00 3449960 97 684544 94 49359 36 120229 58 467157 62 45518 43 6355015 90 35 Interest due and accrued 38 Total assets 92778 26 Deduct Assets Not Admitted 6447794 16 39 Agents balances 45651 53 41 Other items Market value special deposits over lia bilities 41619 80 Book value bonds and stocks over market value 126106 51 42 Total not admitted assets 43 Total admitted assets 213377 84 6234416 32H 484 ComptrollerGenerals Eeport Liabilities 44 Net amount of unpaid losses anil claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items 50 Total amount of liabilities except capital 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 1570753 42 33988 00 2473007 92 84301 22 50000 00 22365 76 2663662 90 53 Surplus protection to policyholders 54 Total liabilities Business in Force 3570753 42 6234416 32 55 In force December 31 1914 56 Written or renewed during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1915 Business in Georgia til Written or renewed during year Investments in Georgia 2 Bonds 4516586 96 1947463 28 6464050 24 1712838 31 4751211 93 1836 67 201000 00 INTERSTATE CASUALTY COMPANY OF BIRMINGHAM ALABAMA Clark Building Birmingham Alabama Henry B Gray President H M Archibald Secretary Win A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 300000 00 2 Ledger assets Dec 31 1914 539303 19 4 Extended at 539303 19ComptrollebGenebals Eeport Income 485 5 Gross premiums on new business j 7 Deduct amounts paid for reinsurance and return premiums 251979 29 105100 88 8 Total premiums 9 Interest and rents 11 Other sources Advanced by the agency company for taxes Borrowed money 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Bents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Insurance department licenses and fees Legal expenses Taxes and expenses on real estate Agents balances charged off Borrowed money repaid 1914 liability paid off agency company Deposit on bond Lawsuit F C Gregory 23 Total disbursements Ledger Assets 25 Hook value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Speeial agents balances 146878 41 21362 95 1254 02 22500 00 13 Total income 19199g 38 Disbursements 59307 35 1207 14 47929 51 11914 74 1024 74 3266 10 3996 06 1978 97 2254 94 1206 43 6741 95 37750 00 396 06 400 00 550 00 179923 99 149000 00 26687 00 278275 00 192 87 41751 23 52350 11 2330 56 787 81 34 Total ledger assets as per balance No 24 551374 58486 ComptrolleeGenebals Repoet NonLedger Assets 35 Interest due and accrued 37 Other items Notes C D Ebersole first mortgage 2221 22 1664 12 38 Total assets 555259 92 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 8632 38 2330 56 42 Total not admitted assets 43 Total admitted assets 10962 94 544296 98 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 48 Taxes due or accrued 49 Other items Commissions on premiums in course of collec 50 Total amount of liabilities except capital 51 Capital actually paid in cash 300000 00 52 Surplus over all liabilities 126986 03 79408 00 19101 77 3500 00 15301 18 117310 95 53 Surplus protection to policyholders 54 Total liabilities 426986 03 544296 98 INTERSTATE LIFE AND ACCIDENT CO OF CHATTANOOGA TENN Hamilton National Bank Building Chattanooga Tennessee H D Huffaker President Ins E Watkins Assistant Secretary Win A Wright Attorney for Service iiitil Stock 1 Amount of paidup capital 150558 00 2 Ledger assets Dec 31 1914 161983 89 3 Increase of paidup capital durin year 46200 00 4 Extended at 208183 89ComptrollerGenerals Eeport 487 Income 6 Gross renewal premiums 200 075 20 7 Deduct amounts paid for reinsurance and return prems and flat cancellations 5082 86 8 Total premiums t 9 Interest and rents 11 Other sources Application fees 13 Total income 194992 34 7615 01 3044 17 205651 52 Disbursements 14 Net amount paid policyholders for losses 83558 15 15 Legal and administrative expenses in adjustment of claims 253 00 16 Commissions and allowances to agents Renewal 98340 95 17 Salaries of officers and employees 10 999 96 18 Rents and interest 3 no fi 19 Advertising printing postage telegrams etc 4466 U 22 Other items Taxes and insurance department licenses 4 751 rl General expenses and collection and exchange 809 55 Legal expense 700 93 Business purchased j 050 60 Medical examiner erg m 23 Total disbursements 208 566 1 Ledger Assets 26 Mortgage loans per schedule B 108 132 44 27 Bonds at book value 7800 qq 29 Cash in office 4 20i6 2 30 Deposits at interest per schedule N 50 539 go 31 Deposits not at interest 6 559 g7 33 Other items Due agents and others 3 gi 19 Premiums in course of collection 3 449 95 Bills receivable lc867 9Q Collateral loans 171 Printing and stationery 900 00 Furniture and fixtures 4 gg8 j 3 34 Total ledger assets as per balance No 24 201 069 40488 CompteolleeGenebals Eepoet NonLedger Assets 35 Interest due and accrued 38 Total assets Deduct Assets Not Admitted 10867 40 Bills receivable 41 Other items Furniture and fixtures Printing and stationery Bank of Concord doubtful 90 4868 13 1200 00 1200 00 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Due agents and others Reinsurance All other liabilities Reserve for weekly ind life ele 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 150558 00 10109 09 53 Surplus protection to policy holders 54 Total liabilities 4253 04 205322 44 18136 03 187186 41 3000 00 2850 00 1566 93 2600 00 1001 72 100 00 2900 67 12500 00 26519 32 164867 09 187186 41CompteolleeGenebals Repobt 489 LLOYDS PLATE GLASS INSURANCE CO OF NEW YOEK CITY William T Wo pDdf WilUam Street Nw Y City vvmiam r Woods President Charles P w nv T Plnvrt t CJlarIes E W Chambers Secretary J Hoyd Johnson Attorney for Service Capital Stock 1 Amount of paidup capital 250000 00 Ledger assets Dec 31 1915 006753 92 4 Extended at 1006753 92 Income 5 Gross premiums on new business and re newals 7 672306 06 7 Deduct amounts paid for reinsurance and return premiums 110232 44 8 Total premiums 9 Interest and rents 11 Other sources Income tax collected at source 13 Total income 562073 62 46765 11 151 80 608990 53 Disbursements 14 Net amount paid policyholders for losses 16 Commissions and allowances to agents Firstyear and re newal 17 Salaries of officers and employees 18 Rents and interest 18 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Taxes licenses and fees Salaries and expenses of special agents Repairs and expenses on real estate Legal expense Stockholders dividends Furniture and fixtures Sundries 197081 29 190195 46 76072 79 12339 20 13472 10 1850 05 28275 47 10708 34 5697 12 1679 98 50000 00 183 05 7608 89 23 Total disbursements 595163 74 490 ComptrollebGeneeals Eepoet Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 31 Deposits not at interest 32 Agents balances net 255763 18 78000 00 294433 77 259556 76 2783 52 26138 27 90076 42 34 Total ledger assets as per balance No 24 1006753 92 NonLedger Assets 35 Interest due and accrued 36 Market value of real estate over book value 37 Other items Rents due Salvage glass on hand Sundry accounts 38 Total assets 4424 48 19236 82 275 00 6156 54 145 00 1036991 76 Deduct Assets Not Admitted 39 Agents balances I 41 Other items Salvage glass on hand Sundry accounts Market value of special deposits Book value of bonds and stocks over mar ket value 42 Total not admitted assets 2532 86 6156 54 145 00 24910 81 52009 66 85754 87 43 Total admitted assets 951236 89 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 48 Taxes due or accrued 49 Other items Return premiums Building reserve fund Income tax collected at source Commissions and brokerage due agents 36447 41 295930 73 12000 00 418 09 330 51 151 80 29764 81 50 Total amount of liabilities except capital 375043 3551 52 53 54 55 56 57 59 61 62 63 64 65 66 67 ComptrollerGenerals Beport 491 Capital actually paid in cash 250 000 00 Surplus over all liabilities 326193 54 Surplus protection to policyholders 576 193 54 Total liabilities 951236 Business in Force in force December 31 1914 628363 41 Written or renewed during year 672 306 06 U 1300669 47 Deduct ceased to be in force during year 709 971 71 In force December 31 1915 5s77 Business in Georgia In force December 311914 1 433 12 Written or renewed during year 214 24 sTe Deduct ceased to be in force during the year 1 549 60 In force December 31 1915 2 097 76 Net losses paid during year 711 03 Net losses incurred during year 697 9q LONDON GUARANTEE AND ACCIDENT CO LTD CHICAGO ILL 134 S LaSalle Street Chicago Illinois F W Lawson General Manager for the United States S B Wright Jr Attorney for Service Capital Stock 1 Amount of statutory depos 500000 00 2 Ledger assets Dec 31 1914 5179915 44 4 Extended at 5179915 44 Income 5 Gross premiums on new business and re newals 5906695 08 7 Deduct amounts paid for reinsurance and return premiums 1397807 67 8 Total premiums 4508887 41492 CompteolleeGteneeals Repoet 9 Interest and rents 194020 01 10 Profit on sale or increase by adjustment of assets 13180 00 11 Other sources Cash received from home office 16835 49 13 Total income 4732922 91 Disbursements 14 Net amount paid policyholders for losses 2158303 50 15 Legal and administrative expenses in adjustment of claims 465017 77 16 Commissions and allowances to agents First year and re newal 972675 79 17 Salaries of officers and employees 149231 37 18 Interest and rents 15331 72 19 Advertising printing postage telegrams etc 46839 62 20 Remitted to home office London 11800 00 21 Loss on sale and decrease by adjustment of assets 19130 00 22 Other items Traveling and agency expenses 257341 29 Inspections 7081S 49 Taxes and fees 110641 27 Legal expenses 1191 00 Furniture and fixtures 1307 79 Bureau subscriptions and rating board charges 29384 88 Exchange 1274 63 Office and general expense 10447 17 Investment expenses 546 78 23 Total disbursements 4321283 07 Ledger Assets 26 Mortgage loans per schedule B 4500 00 27 Bonds at book value 4117024 S4 29 Oash in office 20709 76 30 Deposits at interest per schedule N 194414 07 32 Agents balances net 1108016 42 33 Other items Deposit with N Y Compensation Commission 10000 00 Cash in branch claim departments 17650 00 Workmens compensation reinsurance bureau 100221 91 Uncollected reinsurance losses 10656 28 Agents balances subject to adjustment 7237 93 Travelling suspense 114 07 34 Total ledger assets as per balance No 24 5591555 28ComptbollebGenebals Eepoet 493 NonLedger Assets 35 Interest due and accrued 9 71011 o3 38 Ttal aSS6tS 5663132 81 Deduct Assets Not Admitted 39 Agents balances 160 382 56 41 Other items Book value bonds over market value 146537 12 N Y omp Com advice of awards 1023 51 Market value of special deposits in ex cess of corresponding liabilities 6855 58 Cash in branch claim depts 17650 00 Workmens eomp reins bureau 959 24 Agents balances subject to adjustment 7237 93 Travelling suspense 1 124 07 42 Total not admitted assets 341 770 01 43 Total admitted assets 5 321 36 80 Liabilities 44 Jfet amount of unpaid losses and claims 2 032 322 97 45 Reserves or unearned premiums on risks outstanding 1653925 49 47 Salaries and miscellaneous accounts due or accrued 7500 00 48 Taxes due or accrued gg 493 g 49 Other items Commissions due agents on policies effective after Oct 1915 195420 06 Return premiums 79 qqp qq Reinsurance g3 Reserve for attorney and legal fees liability dept 10000 00 Voluntary additional reserve for contingencies 250000 00 50 Total amount of liabilities except capital 4302 664 29 51 Capital actually paid in cash stat dep 500000 00 52 Surplus over all liabilities 518698 51 53 Surplus protection to policyholders 1 018 698 51 54 Total liabilities 5321362 80 494 ComptrollerGenerals Beport LONDON LANCASHIRE INDEMNITY COMPANY OF AMERICA 57 William Street New York City A G Mcllwane Jr President George C Howie Secretary Biekerstaff Richards and Co Attorneys for Serviee Capital Stock 1 Amount of paidup capital 750000 00 4 Extended at 750000 00 Income 5 Gross premiums on new business 1213626 20 7 Deduct amounts paid for reinsurance and return premiums 156590 61 8 Total premiums 1057035 59 9 Interest and rents 51 308 83 11 Other sources Surplus paid in by stockholders 750000 00 13 Total income 1858344 42 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule X 33 Other items Outstanding premiums ash in branch offices ash in hands of special agents Orient Insurance Co 51865 55 2937 H6 173703 01 114822 95 6666 27 84714 s 23 Total disbursements 4Q 151 71 Ledger Assets 786165 79 750000 00 401 51 312046 11 297994 65 500 00 80 12 4 53 34 Total ledger assets as per balance No it 2147192 71ComptrollerGenerals Report NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 37 Other items Due from other companies for reinsurance on paid lc 38 Total assets 495 11838 76 168944 21 2077 63 2330053 31 42 Total not admitted assets 43 Total admitted assets 4 53 Deduct Assets Not Admitted 40 Bills receivable Orient Insurance Go 41 Other items Outstanding prems over 90 days due 13383 84 Cash in branch offices 50o 00 Cash in hands of special agents 80 12 13968 49 2316084 82 Liabilities 44 Net amount of unpaid losses and claims 5 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commissions Reinsurance 50 Total amount of liabilities except capital 51 Capita actually paid in cash 750000 00 52 Surplus over all liabilities 525188 08 263463 77 652489 5 20236 99 25687 5b 68050 02 10968 89 1040896 74 53 Surplus protection to policyholders 54 Total liabilities 1275188 08 2316084 82 Business in Force 56 Written or renewed during year lmm 2Q 58 Deduct ceased to be in force during year 240 471 41 59 In force December 31 1915 973144 7Q496 ComptrollebGenebals Eepoet Business in Georgia 62 Written or renewed during year 64 Deduct ceased to be in force during the year estimated 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 6522 69 1 630 67 4892 02 105 58 105 58 LOYAL PROTECTIVE INSURANCE COMPANY OF BOSTON MASS 581 Boylston Street Boston Mass S Augustus Allen President Francis R Parks Secretary Insurance Commissioner Attorney for Service Capita Stock 1 Amount of paidup capital 100000 00 2 Ledger assets Dec 31 1914 4 74241 55 4 Extended at 474241 55 Income 5 Gross premiums on new business and re newals 570423 55 7 Deduct amounts paid for reinsurance and return premiums 2930 11 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Policy fees required or represented by application Unclaimed cheeks From agents balances previously charged off 13 Total income 567493 44 18083 96 1250 00 48985 00 12M S4 313 70 686246 94 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 331946 95 2757 22ComptrollerGenerals Eeport 497 3 6 Commissions and allowances to agents First year and re newal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Salaries fees and all other compensation of officers di rectors trustees and home office employees Medical examiners fees and salaries Inspectors other than medical and claim Repairs and expenses other than taxes on real estate leased State taxes on premiums Insurance department licenses and fees Federal corporation taxes Legal expenses Furniture and fixtures Other disbursements Agents balances charged off 23 Total disbursements Ledger Assets 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 38 Total assets Deduct Assets Not Admitted 41 Other items Market value of special deposits in excess of corresponding liabilities Book value of ledger assets over market value viz Stocks and bonds 752 01 9860 53 42 Total not admitted assets 43 Total admitted assets 101703 55 81859 89 7438 39 21248 33 10000 00 751 00 11551 00 313 00 266 26 739 66 9538 21 3354 75 1892 12 5274 92 5210 58 7479 76 652 85 603778 44 365061 14 41109 39 1100 00 99439 52 506710 05 5666 65 512376 70 10612 54 501764 16 498 CompteolleeGenebals Eepoet Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 49 Other items Estimated expenses of investment and adjustment of un paid claims Sal rents expenses bills accounts fees etc due and ac crued Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement 50 Total amount of liabilities except capital 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 165041 97 53 Surplus protection to polieyholders 54 Total liabilities Business in Force 55 In force December 31 1914 56 Written or renewed during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1915 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during the year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 118000 no 105916 33 305 86 1500 00 11000 00 236722 19 265041 97 501764 16 152221 50 570423 15 722645 05 573592 55 149052 50 671 00 2184 50 2855 50 2404 00 451 50 2797 33 1197 42 ComptrollerGenerals Report 499 MARYLAND CASUALTY COMPANY OF BALTIMORE MD John T Stone President T t esiaent James F Mtche1 Seeret Aaron Haas Son Howell Attorneys for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 7129110 96 4 Extended at 7129110 96 Income 5 Gross premiums on new busi 6476956 03 8 Total premiums 10 Profit on sale or increase by adjustmentof assets 11 Other sources Excess between assets and liabilities of the Bankers Surety Co on account of reinsurance agree ment between Bankers Surety Co and Maryland Cas ualty Co 311010 26 43761 02 118404 65 13 Total income 6950131 96 Disbursements 14 Net amount paid pohcyholders for losses t 15 Legal and administrative expenses in adjustmentof claims 1 6 Commissions and allowances to agents 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Salaries and expenses of payroll auditors Travelling and all other expenses of agents not paid by commission Inspections other than medical and claim Repairs and expenses other than taxes on real estatei Legal expenses Taxes on real estate State taxes and premiums Insurance dept licenses and fees including municipal lie funeral corporation tax including Federal war tax Tax on capital stock 2871960 56 495737 79 1508396 12 318479 17 59139 43 85727 71 200000 00 76489 14 41178 83 172370 36 243262 22 36391 89 12434 00 20732 01 111317 30 25291 28 83934 06 27190 46500 ComptbollebGenebals Eepoet Expenses incurred incidental to taking over of the Bank ers Surety Co 8580 41 Agents balances charged off 7768 36 Exchange and interest 1S81 93 Miscellaneous office expenses 1944 76 Home office travelling bureaus and associations 13932 33 Furniture and fixtures 6689 46 Agents balances 154020 62 Subscriptions to periodicals and mercantile agencies 1518 53 23 Total disbursements 6526368 99 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Total premiums in course of collection Bills receivable Reinsured losses due from other companies Balance on deposit with N Y State Comp Com 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued Deduct Assets Not Admitted 39 Agents balances 178369 62 40 Bills receivable 2951 42 41 Other items Agents balances 14111 64 1339082 08 142343 37 4128120 38 330790 00 27172 12 266090 47 14111 64 1298220 79 2951 42 3273 00 718 66 7552873 93 32895 33 42 Total not admitted assets 195432 68 43 Total admitted assets 7390336 58 Liabilities 44 Net amount of unpaid losses and claims 480453 71 45 Reserves or unearned premiums on risks outstanding 1353753 00 47 Salaries and miscellaneous accounts due or accrued 11425 60ComptbollebGenebals Eepobt 501 48 Taxes due or accrued iq g12 05 49 Other items Commissions brokerage and other charges due or to be come due to agents or brokers on policies effective on or after October 1 1915 267 888 82 Reinsurance 35008 Estimated expenses of investigation and adjustment of clalms 20640 16 50 Total amount of liabilities except capital 5468786 44 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 921550 14 53 Surplus protection to policyholders l 921 550 14 54 Total liabilities 739o336 58 MASONIC MUTUAL ACCIDENT COMPANY OF SPRINGFIELD MASS 121 State Street Springfield Mass Clyde W Young President Samuel W Munsell Secretary Walter E Jones Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 32923 58 4 Extended at 33923 58 Income 5 Gross premiums on new business 88422 48 7 Deduct amounts paid for reinsurance and return premiums 244 75 8 Total premiums gg j 73 9 Interest and rents y 390 g 11 Other sources Policy fees required or represented by ap plications 13407 00 13 Total income 102975 10 Disbursements 14 Net amount paid policyholdesr for losses 40 062 77 15 Legal and administrative expenses in adjustment of claims l309 68502 ComptrollerGenerals Report 16 Commissions and allowances to agents First year and re newals 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Medical examiners fees Agents balances charged off Policy fees retained by agents Traveling expenses etc State taxes on premiums Insurance department licenses and fees Special excise or income tax Investment tax Cal and S D bonds Furniture and fixtures Miscellaneous 23 Total disbursements Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Income of emergency fund in hands State Treas Certificate of deposit in hands State Treas 34 Total ledger assets as per balance No 24 16000 40 13534 43 1246 00 4963 c0 465 00 161 47 13407 00 2895 45 701 37 751 90 22 53 15 31 80 00 395 52 S42 54 855 1 7 30416 56 2268 14 4811 56 977 25 320 00 250 00 39043 51 NonLedger Assets 35 Interest due and accrued 7 Other items Furniture and fixtures Supplies on hand 38 Total assets Deduct Assets Not Admitted 39 Agents balances 977 25 41 Other items Furniture and fixtures 2000 00 540 07 2000 00 501 00 42083 58ComptbollehGenebals Eepobt 503 Supplies on hand Book value of bonds over market value 500 00 908 76 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claimsj 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 49 Other items Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement Advance premiums 50 Total amount of liabilities except capital 53 Surplus protection to policyholders 54 Total liabilities No proofs of loss received The amount indicated if probable liability based on the average paid per claim for the year 1915 Business in Force 55 In force December 31 1914 g 093 56 Written or renewed during year 3855 57 Sum 11958 58 Deduct ceased to be in force during year 3 800 59 In force December 31 1915 8158 Business in Georgia 61 In force December 31 1914 541 62 Written or renewed during year 526 63 Sum 1067 64 Deduct ceased to be in force during the year 578 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 489 4386 01 37697 57 2934 80 6806 42 565 74 701 61 4320 25 15328 82 22368 75 37697 57 3520 24 3068 82504 ComptrollebGenerals Eepobt the masonic protective association worcester mass 18 Franklin Street Worcester Massachusetts Francis A Harrington President Charles A Harrington Secretary D J Griffin Attorney for Service 1 Amount of paidup capital 2 Ledger assets Dec 31 1914 Capital Stock 100000 00 4 Extended at 517954 06 517954 06 Income 5 Gross premiums on new business and re newals 626251 00 7 Deduct amounts paid for reinsurance and return premiums 686 69 8 Total premiums 625564 31 9 Interest and rents 20968 30 10 Profit on sale or increase by adjustment of assets bonds per schedule D 62 50 11 Other sources Collectors over remittances 43 52 Policy fees required or represented by application 138163 00 13 Total income 784801 63 Disbursements 14 Xet amount paid policyliolders for losses 354591 85 15 Legal and administrative expenses in adjustment of claims 7357 66 11 Commissions and allowances to agents a First year policy fees retained by agents 136714 65 b Renewal 49954 8 17 Salaries of officers and employees 117087 28 18 Rents and interest 3179 53 19 Advertising printing postage telegrams etc 20606 96 20 Paid stockholders for dividends 10000 00 21 Decrease by adjustment of assets bonds per sched D 235 00 22 Other items Miscellaneous 2244 24 Federal and State taxes 13573 00 Salaries travelling and all other expenses of agents 17052 80ComptrollerGenerals Report 505 Insurance department licenses and fees Furniture and fixtures Agents balances charged off 3041 00 6915 62 48 38 23 Total disbursements 741602 78 Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued bonds per sched D 38 Total assets Deduct Assets Not Admitted 41 Other items Market value of special deposits in excess of corresponding liabilities per special deposit schedule Bonds per schedule D 411467 50 932 21 148753 20 561152 91 7241 73 568394 64 4511 94 8937 50 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claimsj 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Estimated expenses of investigation and ad justment of unpaid claims 50 Total amount of liabilities except capital 51 Capital actually paid in cash 100000 00 52 Surplus over all liabilities 213588 02 53 Surplus protection to policyholders 54 Total liabilities 13449 44 554945 20 85506 48 140299 67 2192 07 12511 29 847 67 241357 18 313588 02 554945 20506 ComptrollerGeneral s Report Business in Force 55 In force December 31 1914 157065 50 56 Written or renewed during year 626251 00 57 Sum 783316 50 58 Deduct ceased to be in force during year 582105 50 59 In force December 31 1915 201211 00 Business in Georgia 61 In force December 31 1914 2902 00 62 Written or renewed during year 12179 00 63 Sum 15081 00 64 Deduct ceased to be in force during the year 10492 00 65 In force December 31 1915 4589 00 66 Net losses paid during year 9580 23 67 Net losses incurred during year 9687 98 MASSACHUSETTS BONDING AND INSURANCE COMPANY OF BOSTON MASSACHUSETTS 7785 State Street Boston Mass T J Talney President John T Burnett Secretary Eugene Dodd Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets Dec 31 1914 5067173 29 4 Extended at 50671 73 29 Income 5 Gross premiums on new business and re newals 6026814 91 7 Deduct amounts paid for reinsurance and return premiums 1499280 85 8 Total premiums 4527534 06 ComptbollebGenebals Eepobt 507 9 Interest and rents 142359 38 10 Front on sale or increase by adjustment of assets 4051 73 11 Other sources Policy fees 217903 30 Sale of North Boston lighting properties rights loo 00 13 Total income 4891948 47 Disbursements 14 Net amount paid policyholders for losses 2 268 265 13 15 Legal and administrative expenses in adjustment of claims 316701 89 16 Commissions and allowances to agents First year and re rWaS 10ffl 66 it Salaries of officers and employees 1gg 4g4 g4 18 Eents 77777 23028 22 19 Advertising printing postage telegrams etc 65 923 32 20 Paid policyholders for dividends 125 96 21 Loss on sale and decrease by adjustment of assets 1811 20 22 Other items 11221 77 23 Total disbursements g Ogp 2gg 99 Ledger Assets 25 Book value of real estate H 732 36 27 Bonds at book value 2839357 64 28 Stocks at book value 3gg 357 42 29 Cash in office 116120 2g 30 Deposits at interest per schedule N 372 311 41 31 Deposits not at interest 94 qjq g3 32 Agents balances gg7 gg2 55 33 Other items Bills receivable j 254 27 Deposit with workmen s comp reins bureau 56 265 08 Deposits with N Y Workmens comp commission 2 500 00 Agents suspense account 29 73 89 Pennsylvania Casualty Company 9 74 30 Advances on contracts 7 909 50 Deposits in suspended banks gg 7gg 33 Salvage recoverable 2g 01q 79 34 Total ledger assets as per balance No 24 4 889 851 77 NonLedger Assets 35 Interest due and accrued 3g 033 gg 38 Total assets 4927885 35508 ComptrollerGenerals Eeport Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Book value of stocks and bonds over market value Advances on contracts Agents suspense account Due from Penna Cas Co Deposits in suspended banks 42 Total not admitted assets 43 Total admitted assets 174767 59 1254 27 84045 49 7909 52 29732 89 9741 30 16557 07 324008 13 4603877 22 Liabilities 44 Net amount of unpaid losses and claims including expen 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commissions due agents Reinsurance 844642 01 1384508 03 8471 95 45317 38 158503 94 23807 97 50 Total amount of liabilities except capital 2465251 28 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 138625 94 53 Surplus protection to policyholders 54 Total liabilities 2138625 94 4603877 22 Investments in Georgia 2 Bonds Atlanta Ga 4 bonds due 1940 Augusta Ga 4 per cent due 1934 Savannah Ga 4 per cent due 1959 Total investments in Georgia 10451 00 4813 50 L0595 00 25859 50 ComptrollerGenerals Keport 509 THE METROPOLITAN CASUALTY INSURANCE CO OF N Y 47 Cedar St New York New York Eugene H Winslow President 8 Wm BurtoD gec Henry M North Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1914 993 25 4 Extended at 993531 25 5 G Income ross premiums on new business and re newals 803021 69 7 Deduct amounts paid for reinsurance and return premiums 30803 2f 8 Total premiums 9 Interest and rents 62218 43 11 Other sources Profit and loss Xfn 60 81 13 Total income 707431 65 Disbursements 14 Net amount paid polieyholders for losses 15 Legal and administrative expenses in adjustment of clan 16 Commissions and allowances to agents First year and re newals 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items 23 Total disbursements 264731 84 3190 23 224288 98 90101 82 8125 05 13637 66 22 98 93492 96 697591 52 27 Bonds at book value 28 Stocks at book value 29 Cash in office Ledger Assets 541096 95 254711 82 6062 96510 ComptrollekGenerals Report 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 34 Total ledger assets as per balance No 24 NonLedger Assets 67734 34 1000 00 132765 31 1003371 38 35 Interest due and accrued 36 Market value of assets over book value 6068 30 4066 23 38 Total assets 1013505 91 Deduct Assets Not Admitted 39 Agents balances 2792 03 41 Other items Special deposit in Virginia 9809 24 42 Total not admitted assets 43 Total admitted assets 12601 27 1000904 64 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Expenses of adjustment Commissions due on uncollected premiums 49261 57 331193 69 561 01 7992 47 3027 49 41771 56 50 Total amount of liabilities except capital 433807 79 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 367096 85 53 Surplus protection to policyholders 54 Total liabilities 567096 85 1000904 64 Business in Force 55 In force December 31 1914 Written or renewed during year 57 Sum 58 Deduct ceased to be in force during year 689273 41 803021 69 1492295 10 829907 72 59 In force December 31 1915 662387 38ComptrollerGenerals Keport Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during the year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 511 8629 83 14729 66 23359 49 12894 34 10465 15 2795 37 4102 80 NATIONAL CASUALTY COMPANY OF DETROIT MICHIGAN 422 Majestic Building Detroit Michigan W G Curtis President E A Grant g R D Parkinson Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1914 347 857 53 4 Extended at 347857 53 Income 5 Gross premiums on new business and re newals 7 Deduct amounts paid for reinsurance and return premiums and premiums on poli cies not taken 743332 79 27720 38 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Agents balances previously charged off Policy fees required or represented by applications 13 Total income Disbursements 715612 41 14632 98 523 54 60 58 33634 00 764463 51 14 Net amount paid policyholders for losses 310 474 58 15 Legal and administrative expenses in adjustment of claims tB5 07512 CompteollekGeneeals Repoet 16 Commissions and allowances to agents First jear and re newals 17 Salaries of officers and employees 18 Bents 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Dividends to stockholders Insurance department fees and taxes Legal traveling etc 23 Total disbursements Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office Collateral loan 31 Deposits not at interest 32 Agents balances net 33 Other items Premiums in course of collection 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest accrued 36 Market value of assets over book value 37 Other items Furniture and supplies 38 Total assets Deduct Assets Not Admitted 42 Total not admitted assets 43 Total admitted assets Liabilities 44 Net amount of unpaid losses and claims and expenses 45 Beserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued Federal and State 50 Total amount of liabilities except capital 316682 95 53583 44 8029 04 21699 43 904 88 16000 00 17474 83 12047 91 761752 13 30150 00 246049 95 38510 00 3009 39 2000 00 20711 54 4234 03 5904 00 350568 91 5157 92 540 00 30000 00 386666 83 30000 00 356666 83 21701 00 16420 00 500 00 12000 00 50621 00ComptrollerGenerals Eeport 513 51 Capital actually paid in cash 200 000 00 52 Surplus over all liabilities 106045 83 53 Surplus protection to polieyholders 306 045 83 54 Total liabilities T 356666 83 Business in Force 55 In force December 31 1914 3 5b W ritten or renewed during year 743 339 79 57 Sum t 775224 79 08 Deduct ceased to be in foree during year 744 564 79 59 In force December 31 1915 30m 0Q NATIONAL SURETY COMPANY OF NEW YORK CITY 115 Broadway New York City Wm B Joyce President Hubert j Hewitt Secretary Boyd Perry Attorney for Service Capital Stock 1 Amount of paidup capital 3000000 00 2 Ledger assets Dec 31 1914 8018602 82 3 Increase of paidup capital during year 1000000 00 4 Extended at 9018692 82 Income 5 Gross premiums on new business and re newals 5401615 09 7 Deduct amounts paid for reinsurance and return premiums 1626328 67 8 Total premiums 3 775 ggg 4 9 Interest and rents 28050 90 10 Profit on sale or increase by adjustment of assets 3982 70 11 Other sources Inspections Surplus paid in by stockholders Miscellaneous income Lawyers diaries 2575 53 500000 00 259 23 2325 23 514 ComptrollerGenerals Report Profit on sale of rights Increase in suspense items over 1914 Agents balances previously charged off 938 00 44581 66 1060 12 13 Total income 4 609831 17 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newals 17 Salaries of officers and employees 18 Rents 19 Advertising printing postage telegrams etc 20 Paid policyholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items 997529 57 172780 61 891062 98 508081 27 44584 94 72282 42 240156 00 57069 25 393260 35 23 Total disbursements Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in offices and transit 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items 3376807 39 66382 00 86692 82 5157171 24 2034647 76 56543 10 41l558 77 12110181 36 728470 31 465069 24 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 10251716 60 38 Total assets 76366 52 Deduct Assets Not Admitted 39 Agents balances 131912 32 41 Other items 25545 73 Book value of ledger assets over market vahe 219730 12 42 Total not admitted assets 43 Total admitted assets 377188 17 9950894 95ComptrollerGenerals Report Liabilities 44 Net amount of unpaid losses and claims 4o Reserves or unearned premiums on risks outstanding 46 Dividends to polieyholders declared but unpaid 4 Salanes and miscellaneous accounts due or accrued 48 laxes due or accrued 49 Other items 50 Total amount of liabilities except capital 51 Capital actually paid in cash 3000m 0Q 52 Surplus over all liabilities M 53 Surplus protection to policyholders 5 5 1122755 18 2092689 75 60084 00 5765 64 60303 95 319785 52 3661384 04 54 Total liabilities 6289510 91 9950894 95 NEW YORK PLATE GLASS INSURANCE CO OF NEW YORK CITY Maiden Lane and William Street New York Citv Major A White President T Z J Carroll French Secretary Coke Davis Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1914 1098325 64 4 Extended at 1098325 64 Income 5 Gross premiums on new business and re e7IS 712693 16 I Deduct amounts paid for reinsurance and return premiums UZ5to 82 8 Total premiums 9 Interest and rents V0O M 11 Other sources 40855 89 From agents balances previously charged off 21 09 Stocks per schedule D JOjlYO U0 13 Total income I TT 628152 25516 ComptrollerGenerals Keport Disbursements 14 Net amount paid policyholders for losses 215221 40 15 Legal and administrative expenses in adjustment of claims 917 19 16 Commissions and allowances to agents First year and re newals 205494 37 17 Salaries of officers and employees 60727 01 18 Rents and interest 10459 06 19 Advertising printing postage telegrams etc 4292 57 20 Paid policyholders for dividends 40000 00 22 Other items Agents balances charged off 459 66 Salaries travelling and other expenses of agents not paid by commissions 4160 7 State taxes on premiums 7421 00 Insurance department licenses and fees 6809 31 Municipal licenses Federal Corp tax war rev tax 5058 05 Merc reports underwriters asso incidental ofc exp 7516 20 23 Total disbursements 568542 79 Ledger Assets 26 Mortgage loans per schedule B 1000 00 27 Bonds at book value 238468 74 28 Stocks at book value 695112 41 29 Cash in office 1565 40 30 Deposits at interest per schedule N 67928 50 31 Deposits not at interest 4647 73 32 Agents balances net 149212 32 34 Total ledger assets as per balance No 24 1157935 10 NonLedger Assets 35 Interest due and accrued 38 Total assets 4026 69 Deduct Assets Not Admitted 41 Ofher items Bonds and stocks Premiums in course of collection 78581 15 15247 54ComptbollebGenebals Eepoet bV Overdue and accrued interest on bonds in default Market value of special deposits etc 770 83 22997 33 42 Total not admitted assets 43 Total admitted assets 117596 85 1044364 94 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 49 Other items Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement Commission brokerage and other charges due or to be come due to agents or brokers 22758 38 300388 44 20000 00 500 00 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 200000 00 451889 01 5000 00 43829 11 392475 93 53 Surplus protection to policyholders 54 Total liabilities 651889 01 1044364 94 Business in Force 55 In force December 31 1914 56 Written or renewed during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1915 Business in Georgia 630378 76 712693 16 1343071 92 740084 19 602987 73 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during the year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 3541 28 3852 29 7393 57 3621 48 3772 09 1382 43 1383 44 518 ComptrollerGenerals Report NORTH AMERICAN ACCIDENT INSURANCE CO OF CHICAGO TTT 209 South LaSalle Street Chicago Illinois E C Waller President A E Forrest Secretary Shepard Bryan Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1914 778507 82 4 Extended at 778507 82 Income 6 Gross renewal premiums 1372071 21 7 Deduct amounts paid for reinsurance and return premiums 127079 50 8 Total premiums 1244991 71 9 Interest and rents 34 396 20 11 Other sources Policy fees represented by applications 160084 00 13 Total income 1439471 91 Disbursements 14 Net amount paid policyholders for losses 426489 69 15 Legal and administrative expenses in adjustment of claims 3773 91 16 Commissions and allowances to agents First year 487975 91 17 Salaries of officers and employees 104326 18 18 Rents and interest 18548 86 19 Advertising printing postage telegrams etc 71874 46 20 Paid stockholders for dividends 40000 00 22 Other items Licenses and taxes 36471 74 Policy fees retained by agents Kin084 00 23 Total disbursements 1349544 75 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 24915ii 00 437616 25 2482 31 55480 19COMPTROLLERGrENERALs REPORT 519 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans 34 Total ledger assets as per balance No 24 21161 84 65544 39 37000 00 3434 98 NonLedger Assets 35 Interest due and accrued 38 Total assets 16579 70 35014 Deduct Assets Not Admitted 39 Agents balances 40 Bills receivable 41 Other items Overdue interest on bonds in default Book value of bonds over market value Market value of special deposits over liabilities 42 Total not admitted assets 3686 22 13919 28 9693 75 23476 65 1706 36 52482 26 43 Total admitted assets 832532 42 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 232 717 07 53 Surplus protection to policyholders 54 Total liabilities 143006 21 214037 50 22771 64 20000 00 399815 35 432717 07 832532 42520 ComptrollerGenerals Report THE OCEAN ACCIDENT AND GUARANTEE CORPORATION LTD OF NEW YORK NEW YORK 59 John Street New York New York William J Gardner Manager and Attorney for U S Branch Edgar Dunlap Attorney for Service Capital Stock 1 Amount of deposit capital 250000 00 2 Ledger assets Dec 31 1914 5934909 18 4 Extended at 5934909 18 Income 5 Gross premiums on new business and re newals 6318399 93 7 Deduct amounts paid for reinsurance and return premiums 1795162 00 8 Total premiums 4523237 93 9 Interest and rents 214 964 04 10 Profit on sale or increase by adjustment of assets 5520 36 11 Other sources Agents balances previously charged off 2794 13 13 Total income 4746516 46 Disbursements 14 Net amount paid policyholders for losses 1940214 21 15 Legal and administrative expenses in adjustment of claims 334481 98 16 Commissions and allowances to agents First year and re newals 974995 94 17 Salaries of officers and employees 241279 17 18 Rents and interest 20 175 50 19 Advertising printing postage telegrams etc 70849 22 21 Loss on sale and decrease by adjustment of assets 2468 75 22 Other items Agents salaries travelling expenses etc 129902 50 Inspections 110 573 02 Taxes and insurance department expenses 126355 43 Remittance to home office 224163 70 Agents balances charged off 29203 74 23 Total disbursements 4204663 16ComptrollerGenerals ItEPOBT 521 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Due from reinsuring companies Equity in workmens compensation reins fund Premium notes Sundry balances 34 Total ledger assets as per balance No 24 123000 00 5219871 98 18050 96 146128 61 817941 06 9297 45 4653 42 71522 22 8112 78 58184 00 6476762 48 NonLedger Assets 35 Interest due and accrued 38 Total assets Deduct Assets Not Admitted 72316 86 6549079 34 11 39 Agents balances 40 Bills receivable Other items Overdue and accrued interest in default Sundry balances Decrease in market value of bonds 80847 67 9297 45 4516 67 58184 00 294631 98 42 Total not admitted assets 447477 77 43 Total admitted assets 6101601 57 Liabilities 44 Net amount of unpaid losses and claims i 923 961 93 45 Reserves or unearned premiums on risks outstanding 1885278 58 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commissions Return premiums Workmens compensation reinsurance fund Voluntary reserves for contingencies 10000 00 90000 00 162781 92 8227 99 1630 04 710000 00 50 Total amount of liabilities except capital 4791880 46 522 ComptrollerGenerals Report 53 Surplus protection to polieyholders 1309721 11 54 Total liabilities 6101601 57 PACIFIC MUTUAL LIFE INSURANCE CO OF LOS ANGELES CALIF Corner Sixth and South Olive Streets Los Angeles California Geo I Coehran President C I D Moore Secretary A C Harmon Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dee 31 1914 2163832 61 4 Extended at 2163832 61 Income 5 Gross premiums on new business 2231466 89 7 Deduct amounts paid for reinsurance and return premiums alo not taken 437 837 20 8 Total premiums 1793629 69 9 1 nterest and rents 11 Other sources Policy fees required or represented by applications Suspense account From agents balances previously charged off 120569 10 27326 00 2207 03 19208 32 13 Total income 1962940 14 Disbursements 14 Net amount paid policyholders for losses 800800 72 15 Legal and administrative expenses in adjustment of claims 19739 99 16 Commissions and allowances to agents First year 588062 36 17 Salaries of officers and employees 201468 37 18 Rents and interest 23333 75 19 Advertising printing postage telegrams etc 42761 52 20 Paid stockholders for dividends 1 20000 00 22 Other items Policy fees retained by agents 27326 00 Inspections 4419 84 State and municipal licenses taxes and ins dept fees 42499 52 ComptrollerGenerals Report 593 Legal expenses Furniture and fixtures JjJ 4 Premiums on surety bonds 3a 2 32 State department examinations Q Association dues S76i 90 Premiums on employees liability insurance o n7q m General expenses 820 f1 Premiums on employers liability insurance lm fi0 Home office travelling expenses qgs Agents balances charged off f oooU 10 23 Total disbursements I 7rTT 1905092 76 Ledger Assets 26 Mortgage loans per schedule B 4 kbqbtw 27 Bonds at book value fsfol 00 29 Cash in office including 424 66 in transit 4905 8g 30 Deposes at interest per schedule N 86069 33 31 Deposits not at interest 11554 21 32 Agents balances net o0bo o7 33 Other items 60 37 Loans secured by pledge of bonds stocks or other collat erals per schedule C llalRnnn t 150350 00 Premiums m the course of collection 320 57 7 34 Total ledger assets as per balance No 24 2221 07999 NonLedger Assets 35 Interest due and accrued BM it Other items Due for reinsurance on paid losses per sched UleE 245 70 38 Total assets 2253532 00 Deduct Assets Not Admitted 39 Agents balances 20 605 37 41 Other items Premiums in the course of collection effective prior to Oct 1 1915 6829 90 42 Total not admitted assets 27 435 27 Admitted assets accident dept 2 226 096 73 Life department 333014 31 43 Total admitted assets 356i56611 4524 ComptrolleeGenebals Report Liabilities 44 Net amount of unpaid losses and claims 46 Dividends to policyholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Estimated expenses of adjustment of unpaid claims Total unearned premiums Commissions and brokerage Reinsurance Reserve for contingencies Agents credit balances Suspense account 242330 70 50000 00 2823 01 36000 00 2000 00 689393 44 102909 28 4442 95 19192 35 4797 97 2207 03 Total liabilities accident department 1156096 73 Total liabilities life department 32423168 40 50 Total amount of liabilities except capital 33579265 13 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1077345 91 53 Surplus protection to policyholders 2077345 91 54 Total liabilities 35656611 04 THE PREFERRED ACCIDENT INSURANCE COMPANY OF NEW YORK 80 Maiden Lane New York City Kimball C Atwood President Wilfrid C Potter Secretary Insurance Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 700000 00 2 Ledger assets Dec 31 1914 3500746 83 4 Extended at 3500746 83 Income 5 Gross premiums on new business 1473885 32 6 Gross renewal premiums 1238927 71 7 Deduct amounts paid for reinsurance and return premiums 617833 34 8 Total premiums 2094979 69ComptrollerGenerals Keport 9 Interest and rents 13 Total income 525 120483 53 2215463 22 Disbursements 14 Net amount paid policyholders fQr osges 5 Legal and administrative expenses in adjustment of claims 87 16 Commissions and allowances to agents First year 5787Z 1 Salaries of officers and employees 0x7Ab 9 18 Rents and interest P 134098 89 19 Advertising printing postage telegrams etc Z flltl 30 20 Paid stockholders for dividends 11 21 Los8 on sale and decrease by adjustment of assets Z 4 22 Other items State tax on premiums Insurance department licenses andfees o7n 11 Federal city and county taxes it City and county taxes 1 79 44 evenue stamps Exchange 5357 90 Towels water ice M49 U Burg T Assn f48 16 970 SO Underwriters Protective Association 9nn nA Wedding presents Government examination p f2 2 All other examinations Salaries and expenses of agents 34 lot o Furniture and fixtures 1401 00 23 Total disbursements 1945942 70 Ledger Assets 26 Mortgage loans per schedule B 75 0Q 27 Bonds at book value 3 28 Stocks at book value 29 Casfi in office 130899 36 o Ari no 30 Deposits at interest per schedule N on 31 Deposits not at interest W M nv t 50000 00 Ad Utner items Premiums in course of collection 397 884 8 Bills receivable 18718 90 34 Total ledger assets as per balance No 24 3 770267 35526 ComptrollerGenerals Report NonLedger Assets 35 Interest due and accrued 39 qq go 37 Other items Cash deposited with U S Gov to be returned lfiOO 00 38 Total assets 3810573 98 Deduct Assets Not Admitted 40 Bills receivable 18 200 31 41 Other items Premiums in course of collection effective prior to Oct 1 1915 59065 74 Book value ledger assets over market 140787 71 42 Total not admitted assets 218053 76 43 Total admitted assets 3 590 520 22 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 46 Dividends to stockholders declared but unpaid 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commission Interest Reinsurance Reserve for contingent installment policies claim Voluntary reserve for contingencies 446108 03 1013596 56 14000 00 865 17 35000 00 70740 87 985 92 6333 49 ins7S7 no 188317 18 50 Total amount of liabilities except capital 1892520 2S 51 Capital actually paid in cash 700000 00 52 Surplus over all liabilities 1010000 00 53 Surplus protection to policyholders 1700000 00 54 Total liabilities 3 592 520 22ComptrollerGenerals Beport 507 THE PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY OF CHATTANOOGA TENNESSEE T1 James BuiWing Chattanooga Tennessee Thomas Maclellan President t v T Ins r bert J Madellan Secretary insurance Commissioner Attorney for Service Capital Stock 1 Amount of paidup capital 150000 00 2 Ledger assets Dec 31 1914 M 763 2g 4 Extended at 241753 23 Income 5 Gross premiums on new business 427 893 63 7 Deduct amounts paid for reinsurance and return premiums 8 Total premiums 9 Interest 427707 4 11 Other sources Policy fees n492 15 11595 60 13 Total income 450794 79 Disbursements 14 Net amount paid policyholders for losses mi5 15 Legal and administrative expenses in adjustment of claims 3772 53 16 Commissions and allowances to agents a First vear b Renewal 595 17 Salaries of officers and employees lllll f Salaries of agents 3355 24 18 Rents and interest 11815 72 19 Advertising printing postage telegrams etc JJfJ It 20 Pajd stockholders for dividends 1 22 Other items 14000 00 Medical examiners T 240 00 Legal expenses Furniture 2918 Licenses and taxes ipooft Travelling and general expenses i 14 13 Agents balances written off 097 47 23 Total disbursements 407048 09528 ComptrollerGenerals Report Ledger Assets 26 Mortgage loans per schedule B 27 Collateral loan at book value 28 Bonds at book value 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Premiums in course of collection Furniture and fixtures 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest accrued 132360 40 10000 00 25875 00 7000 00 49397 93 1828 04 55503 58 3534 98 285499 93 38 Total assets Deduct Assets Not Admitted 2868 36 288368 29 39 Agents balances 41 Other items Furniture and fixtures Premiums in course of collection Continental Coal Corp LaFollette State Bank 2981 65 3534 98 2193 99 1875 00 1401 99 42 Total not admitted assets 11987 61 43 Total admitted assets 276380 68 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Advance premiums 19500 00 22126 16 14354 63 6491 99 1269 12 50 Total amount of liabilities except capital 63741 90 51 Capital actually paid in cash 150000 00 52 Surplus over all liabilities 62638 78 53 Surplus protection to policyholders 212638 78 54 Total liabilities 27638058ComptrollerGenerals Report Business in Force 55 In force December 31 1914 56 Written or renewed during year 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1915 Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during the year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 529 28701 13 427707 04 456408 17 412155 86 44252 31 953 95 944 25 1898 20 1152 72 745 48 5671 70 5671 70 THE RIDGELY PROTECTIVE ASSOCIATION OP WORCESTER MASS 18 Franklin Street Worcester Massachusetts Francis A Harrington President Frank C Harrington Secretary E 1 Winters Attorney for Service Capital Stock 1 Amount of paidup capital 100000 00 2 Ledger assets Dec 31 1914 487520 48 4 Extended at Income 5 Gross premiums on new business and re newals 410870 00 7 Deduct amounts paid for reinsurance and return premiums 487520 48 496 48 8 Total premiums 410373 52 9 Interest and rents 22560 49 10 Profit on sale or increase by adjustment of assets 62 50530 ComptkolleeGenebals Eepoet 11 Other sources Policy fees required or represented by applications Collectors over remittance included as a liability page 5 item 32 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents a Policy fees retained by agents b Benewal 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams ete 21 Loss on sale and decrease by adjustment of assets 22 Other items State taxes on premiums Salaries travelling and all other expenses of agents not paid by commissions Medical examiners fees Insurance department licenses and fees Federal and State taxes Furniture and fixtures Dividends to stockholders M iscellaneous Agents balances charged off 23 Total disbursements Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 38 Total assets 60637 00 4 11 493638 02 211481 08 7105 83 59438 65 20213 52 72276 15 3867 37 16560 59 237 50 7393 71 14673 18 2 00 2386 05 4210 39 6686 07 10000 00 1971 69 99 49 478603 27 469568 00 924 7 32062 40 502555 23 7904 47 510459 70ComptrollerGenerals Eeport Deduct Assets Not Admitted 41 Other items Market value special deposits in excess of corresponding liabilities per special deposit schedule page 10 Book value of bonds over market value per schedule D 531 25471 39 10148 00 42 Total not admitted assets 43 Total admitted assets 35619 39 474840 31 Liabilities 44 Net amount of unpaid losses and claimsj 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued estimated amount hereafter pay able for Federal State and other taxes based upon the business of 1915 49 Other items Estimated expenses of investigation and ad justment of claims 63001 05 35696 84 1966 25 S207 47 981 19 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 100000 00 264987 51 109852 80 53 Surplus protection to policyholders 54 Total liabilities Business in Force Accident and Health 364987 51 55 In force December 31 1914 56 Written or renewed during year 474840 31 112394 75 410870 00 57 Sum 58 Deduct ceased to be in force during year 59 In force December 31 1915 Business in Georgia 523264 75 393933 00 129331 75 61 In force December 31 1914 62 Written or renewed during year 2189 50 7320 50 63 Sum 9510 00532 ComptbollebGeneeals Eepoet 64 Deduct ceased to be in force during the year 7412 00 65 In force December 31 1915 2098 00 66 Net losses paid during year 4961 55 67 Net losses incurred during year 6266 57 ROYAL INDEMNITY COMPANY OF NEW YORK CITY S4 William Street New York New York Edward F Beddall President William Mackintosk Secretary Charles H Holland VicePresident and General Manager Milton Dargan Jr Attorney for Service Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 4332966 39 4 Extended at 4332966 39 Income 5 Gross premiums on new business and re newals 5166779 58 7 Deduct amounts paid for reinsurance and return premiums 1385791 30 8 Total premiums 3780988 28 9 Interest and rents 139036 30 10 Profit on sale or increase by adjustment of assets 1440 00 11 Other sources Agents balances previously charged off 1542 77 13 Total income 3923007 35 Disbursements 14 Net amount paid policyholders for losses 1501521 00 15 Legal and administrative expenses in adjustment of claims 321059 89 16 Commissions and allowances to agents First year and re newals 817070 42 17 Salaries of officers and employees 377464 97 Inspections other than medical and claim 90635 77 18 Rents and interest 36634 SI 19 Advertising printing postage telegrams etc 45043 97ComptrollerGeneral s Eeport 533 21 Loss on sale and decrease by adjustment of assets bonds as per schedule D 5658 18 22 Other items Agents balances charged off 1292 89 Taxes licenses and fees 93331 97 Legal expenses 1554 83 Furniture and fixtures 7248 39 Employers and agents fidelity bonds 1465 94 Auditors fees 2956 80 Subscriptions to publications 538 92 Sundry expenses 7552 28 Local board 10441 35 Exchange and collection fees 1827 07 23 Total disbursements 3323299 45 Ledger Assets 27 Bonds at book value 3486705 01 29 Cash in office 17120 38 30 Deposits at interest per schedule N 461725 15 31 Deposits not at interest 15131 60 32 Agents balances net 31011 09 33 Other items Balance of deposit with N Y workmens comp com 1415 26 Equity in funds of the workmens comp reins bureau 65744 31 Premiums in course of collection 844 153 54 Bills receivable 9667 95 34 Total ledger assets as per balance No 24 4932674 29 NonLedger Assets 35 Interest due and accrued 51542 10 37 Other items Interest accrued on special deposit IT S Trust Co 1500 00 38 Total assets 4985716 39 Deduct Assets Not Admitted 39 Agents balances 31011 09 40 Bills receivable 9667 95 41 Other items Bonds as per schedule D 45394 26 Premiums in course of collection effec tive prior to October 1 1915 22054 92534 ComptrollebGtenebals Eepoet Overdue and accrued interest on bonds in default 600 00 Market value of special deposits in excess of corresponding liabilities 17015 00 42 Total not admitted assets 43 Total admitted assets 125743 22 4859973 17 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Contingent reserve voluntary 50 Total amount of liabilities except capital 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 455599 12 967660 02 1705724 48 190989 55 65000 00 475000 00 3404374 05 53 Surplus protection to policyholders 1455599 12 54 Total liabilities 4859973 17 Investments in Georgia 2 Bonds State of Georgia registered bonds book value 24525 00 THE STANDARD ACCIDENT INSURANCE COMPANY DETROIT MICH IVnoliscot Building Detroit Michigan Lem W Bowen President J S Heaton Secretary E D Clarkson Attorney for Service Capita Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 4936365 62 4 Extended at 4936365 62ComptrollerGeneral s Keport Income 5 Gross premiums on new business 3819528 14 7 Deduct amounts paid for reinsurance and return premiums 735945 27 535 8 Total premiums 3083582 87 9 Interest and rents 215287 90 11 Other sources Policy fees 36 427 24 13 Total income 3335298 01 Disbursements 14 Net amount paid policyholders for losses 1234207 41 15 Legal and administrative expenses in adjustment of claims 167526 15 16 Commissions and allowances to agents First year 785493 08 17 Salaries of officers and employees 173578 73 18 Rents 14304 40 19 Advertising printing postage telegrams etc 65004 07 20 Legal expenses 703 20 21 Loss on sale and uecrease by adjustment of assets 27656 66 22 Other items Dividends to stockholders 85000 00 Salaries travelling and expenses of agents not paid by commissions 176194 89 State taxes on premiums 57375 63 Insurance department fees municipal licenses etc 26067 92 Inspections 35056 56 Furniture and fixtures 3609 61 Bureau expenses 18878 77 Travelling expenses of home office employees 6229 28 Agents balances 3476 33 General expenses 62 19 23 Total disbursements 2880424 88 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 28 Collateral loan 9 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 130650 00 4502563 36 18365 73 14126 28 105758 00 22471 28 549532 80536 ComptrollerGenerals Report 33 Other items Deposit with workmens comp special reins fund Deposits with N Y State workmens comp commission 34 Total ledger assets as per balance No 24 NonLedger Assets 45150 51 2620 79 5391238 75 35 Interest due and accrued 36 Market value of assets over book value 82908 86 61339 57 38 Total assets 5535487 18 Deduct Assets Not Admitted 41 Other items Premiums in course of collection over 3 months due 82429 92 Market value of special deposits in excess of liabilities 31065 05 42 Total not admitted assets 43 Total admitted assets 113494 97 Liabilities 44 Net amount of unpaid losses and claims 1736207 37 45 Reserves or unearned premiums on risks outstanding 1261972 22 47 Salaries and miscellaneous accounts due or accrued 9625 25 48 Taxes due or accrued 62475 00 49 Other items Return premiums 21981 32 Commissions on premiums in course of collection 123782 30 Estimated expenses of investigation and adjustment of unpaid claims 19000 00 50 Total amount of liabilities except capital 3235043 46 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 1186948 75 53 Surplus protection to polieyholders 54 Total liabilities Investments in Georgia 2 Bonds 5421992 21 40000 00CompteollebGenebals Eepoet 537 STANDARD MARINE INSURANCE CO LTD OF NEW YORK CITY 6365 Beaver Street New York New York W J Eoberts United States Manager Win A Wright Attorney for Service Capital Stock 1 Deposit capital 200000 00 2 Ledger assets Dec 31 1914 1144994 00 4 Extended at 1144994 00 Income 5 Gross premiums on new business and re newals 3143192 88 7 Deduct amounts paid for reinsurance and return premiums 1549080 59 8 Total premiums 1594112 29 9 Interest and rents 49738 12 11 Other sources Eemittances from home office 427640 28 Refund from sale of office furniture 200 00 13 Total income 071690 69 Disbursements 14 Net amount paid policyholders for losses 1018646 33 15 Legal and administrative expenses in adjustment of claims 24915 11 16 Commissions and allowances to agents First year and re newal 154197 55 17 Salaries of officers and employees 40829 76 18 Eents and interest 3600 00 19 Advertising printing postage telegrams etc 69148 11 21 Loss on sale and decrease by adjustment of assets 4015 00 22 Other items Remittances from home office 548553 03 23 Total disbursements 1863904 89 Ledger Assets 27 Bonds at book value 604992 00 28 Stocks at book value 419877 00 29 Cash in office 75 00538 CompteolleeGeneeals Eepoet 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued i 36 Market value of assets over book value 37 Other items Due from reinsuring cos for losses paid 197862 60 40950 62 89022 58 1352779 80 38 Total assets Deduct Assets Not Admitted 11510 44 8021 03 33390 00 149025 38 1543216 21 39 Agents balances 41 Other items Market value of special deposits in excess of liabilities 5458 82 42 Total not admitted assets 16969 26 43 Total admitted assets 1526246 95 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Deposit capital 200000 00 52 Surplus over all liabilities 828164 30 200511 00 247169 15 3402 50 47000 00 498082 65 53 Surplus protection to polieyholders 54 Total liabilities Business in Force Kisks 55 In force December 31 1914 46677941 56 Written or renewed during year 452139230 1028164 30 1526246 95 Premiums 430254 37 3143192 88 57 Sum 498817171 58 Deduct ceased to be in force during year 445276671 3573447 25 3135547 29 59 Tn force December 31 1915 53540500 437899 96 60 Net amount in force 29049798 247169 15ComptrollerGenerals Report Business in Georgia 61 In force December 31 1914 1391836 62 Written or renewed during year io 149 160 63 Sum 11540996 64 Deduct ceased to be in force during the year 10252834 65 In force December 31 1915 1288162 66 Net losses paid during year 67 Net losses incurred during year Investments in Georgia 2 Bonds Atlanta Water Works 3 19311933 539 12842 32 64818 48 77660 80 69195 33 8465 47 31685 41 31486 41 10000 00 THE THAMES MERSEY MARINE INSURANCE CO LTD OF NEW YORK CITY 3 S William Street New York New York H K Fowler United States Manager A L Farie Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 3 1914 1044404 60 4 Extended at i044404 60 Income 5 Gross premiums on new business 2190962 79 7 Deduct amounts paid for reinsurance and return premiums 910658 50 8 Total premiums i280304 29 9 Interest and rents 33 gg 91 11 Other sources From and for account of home office 295 043 46 Income tax withheld at source 1915 114 47 Money advanced from San Francisco agent 30 000 00 13 Total income 1639102 13540 ComptrollerGenerals Eeport Disbursements 14 Net amount paid policyholders for losses 659433 13 15 Legal and administrative expenses in adjustment of claims 3195 84 16 Commissions and allowances to agents Renewal 146728 86 17 Salaries of officers and employees 51591 32 18 Rents and interest 6138 24 19 Advertising printing postage telegrams etc 15601 23 21 Loss on sale and decrease by adjustment of assets 1488 00 22 Other items Insurance fees and taxes 30039 84 Miscellaneous expenses 4513 67 Account of home office 330834 60 Return of borrowed money and interest 30225 00 23 Total disbursements 127978 Ledger Assets 27 Bonds at book value 502343 50 28 Stocks at book value 258913 00 29 Cash in office 18 98 30 Deposits at interest per schedule N 201319 84 31T Deposits not at interest 79266 60 32 Agents balances net 262940 68 33 Other items Philippine deposit 50000 00 Due from authorized and unauthorized companies on losses paid 48914 40 34 Total ledger assets as per balance No 24 1403717 00 NonLedger Assets 35 Interest due and accrued 4111 60 38 Total assets 1407828 66 Deduct Assets Not Admitted 39 Agents balances 8398 34 41 Other items Special deposits in excess of correspond ing liabilities 9580 00 Book value ledger assets over market value 82246 50ComptrollerGenerals Eeport 541 Due from unauthorized eos on losses paid 15971 43 43 Total admitted assets 43 Total admitted assets 126196 27 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 52 Surplus over all liabilities 200000 00 460737 02 473752 70 107028 20 10000 00 30114 47 620895 37 53 Surplus protection to policyholders 54 Total liabilities Business in Force 660737 02 1281632 39 Risks Premiums 55 In force December 31 1914 23891628 00 272558 12 56 Written or renewed during year 281586795 00 2190962 79 57 Sum 305478423 00 2463520 91 58 Deduct ceased to be in force during year 274873820 00 2137726 88 59 In force December 31 1915 30604603 00 60 Total 12200565 00 Business in Georgia 325794 03 173568 76 62 Written or renewed during year 64 Deduct ceased to be in force during year 65 In force December 31 1915 66 Net losses paid during year 67 Net losses incurred during year 20589 97 862 82 19727 15 1013 67 2013 67 Investments in Georgia 2 Bonds 10000 00542 ComptrollerGenerals Eeport TOKIO MARINE INSURANCE COMPANY LTD OF NEW YORK CITY 3 South William Street New York City Appleton and Cox Attorneys Insurance Commissioner Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 434360 30 4 Extended at 434360 30 Income 5 Gross premiums on new business and re newals 731746 65 7 Deduct amounts paid for reinsurance and return premiums 313255 51 8 Total premiums 418491 14 9 Interest and rents 12824 18 11 Other sources Received from home office 4397 22 13 Total income 435712 54 Disbursements 14 Net amount paid policyholders for losses 177105 15 15 Legal and administrative expenses in adjustment of claims 1609 92 16 Commissions and allowances to agents 83 773 16 17 Salaries of officers and employees 4 236 87 18 Rents and interest 1 000 00 19 Advertising printing postage telegrams etc 1600 00 22 Other items Fire dept patrol and salvage corps assessments inspec tions and surveys 310 88 State taxes on premiums 5 339 93 Insurance department licenses and fees 3 225 57 Federal corporation tax and internal revenue 2363 88 Remitted to hom office 79 20 23 Total disbursements 280644 56 Ledger Assets 27 Bonds at book value 365639 88 30 Deposits at interest per schedule N 1 53149 00ComptbolleeGenebals Eepoet 32 Agents balances net 33 Other items Cash with Broderick Leitch and Kendall 543 65926 90 4712 50 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 37 Other items Reinsurance recovery on paid losses of sched 589428 28 ule E 38 Total assets Deduct Assets Not Admitted 3066 67 2945 26 595440 21 39 Agents balances j 41 Other items Market value of special deposits in excess of corresponding liabilities per spec ial deposit schedule page 10 Book value of ledger assets over market value 4820 29 10520 76 5639 88 42 Total not admitted assets 43 Total admitted assets 20980 93 574459 28 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 50 Total amount of liabilities except capital 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 170599 43 109600 00 75468 60 4144 25 14647 00 203859 85 53 Surplus protection to policyholders 54 Total liabilities Business in Force 370599 43 574459 28 Risks 55 Tn force December 31 1914 4030278 00 56 Written or renewed during year 155864523 00 Premiums 60244 28 731746 65 57 Sum 159894801 00 791990 93544 ComptrollerGeneral s Report 58 Deduct ceased to be in force during year 143898781 00 580362 75 59 In force December 31 1915 15996020 00 211628 18 Deduct amount reins sched required 4429187 00 71602 27 60 Total 11566833 00 140025 91 Business in Georgia 62 Written or renewed during year 845 33 64 Deduct ceased to be in force during the year 663 78 65 In force December 31 1915 181 55 66 Net losses paid during year 2 31 67 Net losses incurred during year 75 00 THE TRAVELERS INDEMNITY COMPANY OF HARTFORD CONN 700 Main Street Hartford Connecticut L F Butler President J H Coburn Secretary Capital Stock 1 Amount of paidup capital 1000000 00 2 Ledger assets Dec 31 1914 2684985 66 4 Extended at 2684985 66 Income 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Inspections 1258808 94 115175 20 3848 00 769 38 13 Total income 1378601 52 Disbursements 14 Net amount paid policyholders for losses 404093 80 15 Legal and administrative expenses in adjustment of claims 6150 33 16 Commissions and allowances to agents 250434 07 17 Salaries of officers and employees 47 648 41 18 Rents and interest 14306 95 ComptrollerGenerals Eeport 545 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Various expense 20197 48 80000 00 1767 70 224574 48 23 Total disbursements 1 099 173 22 Ledger Assets 26 Mortgage loans per schedule B 27 Bonds at book value 28 Stocks at book value 29 Cash in office 31 Deposits not at interest 33 Other items Premiums in course of collection Collateral loans 465053 00 2189138 00 28643 62 2440 70 57934 50 193354 14 27850 00 34 Total ledger assets as per balance No 24 2964413 96 NonLedger Assets 35 Interest due and accrued 38 668 67 38 Total assets 3003082 63 41 Other items Premiums in course of col lection prior to October 1 1915 18984 89 Excess of special deposits over corres ponding liabilities 82143 69 Bonds and stocks per sched D 56385 07 42 Total not admitted assets 157513 65 43 Total admitted assets 2845568 98 Liabilities 44 Net amount of unpaid losses and claims 358685 07 45 Reserves or unearned premiums on risks outstanding 828809 04 47 Salaries and miscellaneous accounts due or accrued 3321 04 48 Taxes due or accrued 37926 55 49 Other items Commissions due Or to become due on or after Oct 1 1915 39292 09 Other reserves 1587 93 50 Total amount of liabilities except capital 1269621 72546 ComptrollerGenerals Eeport 51 Capital actually paid in cash 1000000 00 52 Surplus over all liabilities 575 947 26 53 Surplus protection to polieyholders 1 575 947 26 54 Total liabilities 2845568 98 THE TRAVELERS INSURANCE COMPANY OF HARTFORD CONN 700 Main Street Hartford Connecticut L F Butler President J l Howard Secretary J A Williamson Attorney for Service Capital Stock 1 Amount of paidup capital 5000000 00 2 Ledger assets Dec 31 1914 20868360 26 4 Extended at 20868360 26 Income 3 Total premiums 15250366 16 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Inspections Income tax withheld at source Agents balances previously charged off 762231 33 94528 79 25 00 2057 39 3765 60 13 Total meome 16112974 27 Disbursements 14 Net amount paid polieyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Various expenses 7245679 81 1129484 76 3044578 00 621519 83 194519 87 246516 78 520000 00 45036 25 2204546 90 23 Total disbursements 15251882 20 ComptrollerGenerals Report 547 Ledger Assets 27 Bonds at book value 28 Stocks at book value Cash at branch offices 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Collateral loans Bills receivable Balance of deposit with N Y State work comp com Premiums in course of collection 11576159 00 4599532 75 61599 90 370019 39 1916491 91 76727 55 282110 00 37291 84 848 50 2808671 49 34 Total ledger assets as per balance No 24 21729452 33 NonLedger Assets 35 Interest due and accrued 36 Market value of assets over book value 192373 74 642756 75 38 Total assets 22564582 82 Deduct Assets Not Admitted 39 Agents balances 76727 55 40 Bills receivable 37291 84 41 Other items Premiums in course of collection prior to October 1 1915 Overdue and accrued interest on bonds in default 600804 42 16666 67 42 Total not admitted assets 731490 48 43 Total admitted assets 21833092 34 Liabilities 44 Net amount of unpaid losses and claims 5555323 22 45 Reserves or unearned premiums on risks outstanding 6104862 29 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Commissions etc to become due to agents on or after October 1 1915 447 590 22 Other reserves 1463668 56 135460 64 377473 35 50 Total amount of liabilities except capital 14084378 28548 ComptrollerGenerals Eeport 51 Capital actually paid in cash 5000000 00 52 Surplus over all liabilities 2748714 06 53 Surplus protection to policyholders 7748714 06 54 Total liabilities 21833092 34 Investments in Georgia 2 Bonds 23872 49 UNION MABINE INSURANCE COMPANY LTD OF NEW YORK CITY 3 South William Street New York City H K Fowler United States Manager T I Lynch Attorney for Service Capital Stock 1 Amount of paidup capital 200000 00 2 Ledger assets Dec 31 1914 951219 42 4 Extended at 951219 42 Income 5 Gross premiums on new business and re newals 2601772 98 7 Deduct amounts paid for reinsurance and return premiums 1374845 34 8 Total premiums 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Taxes refunded From and for account of home office 1226927 64 26990 83 750 00 675 00 81907 09 13 Total ineome 1337250 56 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newal 793421 33 21260 86 255620 07ComptrollerGenerals Eeport 549 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Insurance department fees taxes etc Miscellaneous expenses and home office account 23 Total disbursements 45610 70 1921 25 14668 09 43902 OH 132097 25 1308501 61 Ledger Assets 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 32 Agents balances net 33 Other items Bills receivable Cash deposit Philippine Islands Cash deposit Treasurer State of Mass 629496 47 112 23 106470 98 193163 34 280 00 50000 00 445 35 34 Total ledger assets as per balance No 24 NonLedger Assets 35 Interest due and accrued 38 Total assets 979968 37 Deduct Assets Not Admitted 39 Agents balances 35656 89 41 Other items Market value of special deposits in ex cess of corresponding liabilities 7000 00 Book value of ledger assets over market value 34706 47 42 Total not admitted assets 43 Total admitted assets 7871 66 987840 03 77363 36 910476 67 Liabilities 44 Net amount of unpaid losses and claims 203463 55 45 Reserves or unearned premiums on risks outstanding 210972 93 47 Salaries and miscellaneous accounts due or accrued 10000 00 48 Taxes due or accrued 25 000 00 50 Total amount of liabilities except capital 449436 48 550 CompteollebGeneeals Eepoet 51 Capital actually paid in cash 200000 00 52 Surplus over all liabilities 261040 19 53 Surplus protection to policy holders 461 040 19 54 Total liabilities 910476 67 Business in Force Bisks Premiums 55 In force December 31 1914 30546827 00 622335 31 56 Written or renewed during year 549215117 00 2601772 98 57 Sum 579761944 00 3224108 29 58 Deduct ceased to be in force during year 547305576 00 2531633 42 59 In force December 31 1915 32456368 00 692474 87 60 Total 19879429 00 388602 54 Business in Georgia 62 Written or renewed during year 11290 17 64 Deduct ceased to be in force during year 3706 82 65 in force December 31 1915 7583 35 66 Net losses paid during year 3 137 49 67 Net losses incurred during year 1867 10 Investments in Georgia 2 Bonds 10000 00 UNITED STATES FIDELITY GUAEANTY COMPANY Corner Calvert German and Mercer Baltimore Md John B Bland President Geo B Calles Secretary Wm 11 Wright Attorney for Service Capital Stock 1 Amount of paidup capital 2000000 00 2 Ledger assets Dec 31 1914 9166019 13 4 Extended at 9166019 13ComptrollerGeneral s Report Income 5 Gross premiums on new business and re newals 10252364 54 7 Deduct amounts paid for reinsurance and return premiums 2 097 877 39 551 8 Total premiums d 9 Interest and rents 10 Profit on sale or increase by adjustment of assets 11 Other sources Department of guaranty attorneys net First reinsurance co and Munich Reins Co reserve accts AH other income 13 Total income Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expenses in adjustment of claims 16 Commissions and allowances to agents First year and re newals 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 20 Paid stockholders for dividends 21 Loss on sale and decrease by adjustment of assets 22 Other items Salaries travelling and all other expenses of agents not paid by commission medical fees and salaries Inspections other than medical and claim Repairs and expenses other than taxes on real estate Taxes on real estate State taxes on premiums insurance department licenses and fees All other licenses fees and taxes Legal expenses Other disbursements 8154487 15 331865 98 7392 62 5491 64 3984 30 2363 31 1505585 00 3044209 42 334425 33 1571595 12 459741 12 130846 47 258533 35 200000 00 8228 50 801995 15 41183 40 30319 53 174268 42 84202 31 34912 80 15466 52 23 Total disbursements 7229927 44 Ledger Assets 25 Rook value of real estate d 26 Mortgage loans per schedule B Loans secured by pledge of bonds stocks or other collat 27 Bonds at book value 28 Stocks at book value 724137 32 22751 M 29399 CO 5943037 82 524466 94552 ComptrollebGenekals Report 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Bills receivable Due by U S Government under contract Accounts with suspended banks Advance secured Workmens comp reinsurance bureau Deposit with N Y Workmens Comp Com Due for subscriptions dept guaranteed attorneys 2633 39 907452 32 206539 15 1822846 06 2600 00 6276 99 24038 10 80761 75 62560 73 2500 00 79677 12 34 Total ledger assets as per balanee No 24 10441676 69 NonLedger Assets 35 Interest due and accrued 37 Other items Bank balances estimated Bents due and accrued on companys property or lease 81474 23 500 00 206 67 38 Total assets 10523857 59 Deduct Assets Not Admitted 39 Agents balances 277527 38 40 Bills receivable 2600 00 41 Other items Guaranteed attorneys subscriptions writ ten prior to October 1 1915 9767 93 Market value of special deposits in ex cess of corresponding liabilities 181160 36 Book value of ledger assets over market value bonds g 7671 47 Book value of ledger assets over market value stocks 28110 94 42 Total not admitted assets 816838 08 43 Total admitted assets 9707019 51 Liabilities 44 Net amount of unpaid losses and claims 2178268 02 45 Beserves or unearned premiums on risks outstanding 3662724 12 47 Salaries and miscellaneous accounts due or accrued 8796 14 48 Taxes due or accrued 143426 23ComptrollerGenerals Eeport 49 Other items Estimated expenses of investigation and adjustment of un paid claims Com brokerage and other charges due or to become due to agents or brokers on policies effective on or after October 1 1915 Keturn premiums Reinsurance Reserves accounts reinsurance companies Federal income tax deducted from salaries Reserve for contingencies 50 Total amount of liabilities except capital 6523856 56 51 Capital actually paid in cash 2000000 00 52 Surplus over all liabilities 1183162 95 53 Surplus protection to policyholders 3 183 162 95 54 Total liabilities 9707019 51 553 6300 00 305635 09 5789 61 73157 91 39264 72 494 72 SUBSCRIBERS AT UNITED STATES LLOYDS OF NEW YORK CITY 3 South William Street New York N Y Herbert Appleton Douglas F Cox Attorneys for the Subscribers under the firm name of Appleton Cox The Hon the Insurance Commissioner of Georgia Attorney for Service Capital Stock 1 Amount of original deposit 100000 00 2 Ledger assets December 31 1914 1425316 03 4 Extended at 1425316 03 Income 5 Gross premiums on new business 4586399 26 7 Deduct amounts paid for reinsurance and return premiums 2 237 825 72 8 Total premiums 2348573 54 9 Interest and rents 49 434 71 218 75 290 00 10 Profit on sale or increase by adjustment of assets 11 Other sources Income tax withheld 13 Total income 2398517 00554 ComptrollerGenerals Report Disbursements 14 Net amount paid policyholders for losses 1101699 86 15 Legal and administrative expenses in adjustment of claims 32614 98 16 Commissions and allowances to agents 494772 49 Salaries and expenses of agents 25 051 26 17 Salaries of officers and employees 130470 93 18 Rents and interest 11 702 35 19 Advertising printing postage telegrams etc 18924 29 20 Paid subscribers for dividends 75000 00 21 Loss on sale and decrease by adjustment of assets 218 75 22 Other items Internal revenue tax 8 653 12 Income tax withheld 290 00 Federal corporation tax 2 329 04 Legal expenses 2431 45 Furniture and fixtures 2 597 94 Tariff associations fire patrol taxes and expenses 4018 35 Inspections and surveys 8 076 48 Insurance department licenses and fees and State taxes on premiums 34498 52 Exchange 1824 01 Miscellaneous office expense 7277 47 23 Total disbursements 1962 451 29 Ledger Assets 27 Bonds at book value 1025777 00 29 Cash in office 2 500 00 30 Deposits at interest per schedule X 4283S1 67 31 Deposits not at interest 83 204 66 32 Agents balances net 282 736 40 33 Other items Cash in hands of foreign agents 38782 01 34 Total ledger assets as per balance No 24 1861381 74 NonLedger Assets 35 interest due and accrued 13717 50 36 Market value of assets over book value 34003 00 37 Other items Reinsurance due on paid losses 89568 61 38 Total assets 1998670 88 ComptrollerGenerals Report Deduct Assets Not Admitted 39 Agents balances 52 418 70 41 Other items Market value of special de posits in excess of liabilities 24481 29 555 42 Total not admitted assets 43 Total admitted assets 76899 99 1921770 Liabilities 44 Net amount of unpaid losses and claims 45 Reserves or unearned premiums on risks outstanding 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Income tax withheld 50 Total amount of liabilities except capital 51 Original deposit actually paid in cash 52 Surplus over all liabilities 100000 00 719028 69 636150 73 430301 44 1000 00 35000 00 290 00 1102742 17 53 Surplus protection to polieyholders 54 Total liabilities NoteWe beg to call your attention to the fact that under the policy of United States Lloyds the liability of each subscriber is unlimited for each his proportion of every risk written making in addition to the original deposits and undivided profits an enormous protection for the policyholder and far in excess of that afforded by a stock company We would be glad to have you put a note in your printed report calling attention to this un limited liability of each subscriber Business in Force 819028 69 1921770 86 Risks Premiums 55 In force December 31 1914 57724761 1074130 58 56 Written or renewed during year 976582565 4586399 26 57 Sum 1034307326 5660529 SI 58 Deduct ceased to be in force during year 955529375 4328 116 74 59 In force December 31 1915 78777951 1332413 10 60 Reinsurance thereon 35143430 491 804 53 Net amount in force 43634521 840608 57556 ComptrollerGenerals Eeport Business in Georgia 61 In force December 31 1914 257788 00 2418 49 62 Written or renewed during year 5485723 00 22401 27 63 Sum 5743511 00 24819 76 64 Deduct ceased to be in force during year 5248508 00 19880 76 65 In force December 31 1915 495003 00 4939 00 66 Net losses paid during year 288 67 67 Net losses incurred during year 556 83 Investments in Georgia Par Value Market Value 2 Bonds Atlanta City of 10000 00 10100 00ASSESSMENT INSURANCE COMPANIES AMERICAN INSURANCE COMPANY OF SAVANNAH GA 115 Park Avenue West Savannah Ga George P Hamilton President H A Einsing Secretary Gordon Loussy Attorney for Service Capital Stock 2 Ledger assets December 31 1914 8655 45 Income 5 Gross premiums on new business 243 50 6 Gross renewal premiums 14621 13 7 Deduct amounts paid for reinsurance and return premiums 28 35 8 Total premiums 9 Interest and rents 11 Other sources Hamilton Mrs Lillian A Hamilton George P Edwards W C Adjustment office equipment mortgage on real estate 13 Total income Disbursements 14 Net amount paid policyholders for losses 6741 63 15 Legal and administrative expenses in adjustment of claims 150 41 16 Commissions and allowances to agents 8135 70 17 Salaries of officers and employees 1369 50 18 Rents interest and borrowed money 595 34 19 Advertising printing postage telegrams etc 416 27 21 Furniture and fixtures 50 50 22 Other items Traveling expense 27 55 Taxes license and other fees 372 9 Postage freight telegrams and telegraph 131 98 Insurance and repairs on real estate 41 70 14836 28 357 65 2443 49 285 00 505 00 183 25 18610 67 558 ComptrollerGeneral s Report Office expense Cash and cash bonds returned 23 Total disbursements 64 53 108 00 18205 30 Ledger Assets 25 Book value of real estate 27 Bonds at book value 29 Cash in office 31 Deposits not at interest 33 Other items Furniture and office equipment 34 Total ledger assets as per balance No 24 2655 00 4700 00 240 73 89 00 1464 20 9060 82 NonLedger Assets 36 Market value of assets over book value 37 Other items Weekly dues due and unpaid 38 Total assets 300 00 257 59 9618 41 Deduct Assets Not Admitted 41 Other items Cash value of bonds over market value Furniture and office equipment 42 Total not admitted assets 43 Total admitted assets 300 00 1464 20 1764 20 7854 21 Liabilities 47 Salaries and miscellaneous accounts due or accrued 48 Taxes due or accrued 49 Other items Borrowed money interest accrued Sick claims adjusted and not due 50 Total amount of liabilities except capital 52 Surplus over all liabilities 54 Total liabilities 54 32 83 95 6444 60 26 83 66 or 6675 75 1178 46 7854 21ComptrollerGenerals Beport Business in Georgia 61 In force December 31 1914 62 Written or renewed during year 63 Sum 64 Deduct ceased to be in force during year 65 In force December 31 1915 Investments in Georgia 1 Real estate 2 Bonds Total investments in Georgia 559 5548 00 4233 00 9781 00 7771 00 2010 00 5000 00 5000 00 10000 00 ATLANTA MUTUAL INSURANCE ASSOCIATION A F Herndon President T K Gibson Secretary Wm A Wright Attorney for Service 1 Balance from previous years 17620 01 Income 1 Membership fees actually received 7577 45 2 Assessments or weekly premiums collected 330122 42 3 All other payments by applicants and mem bers 5770 21 4 Total from applicants and members 343470 08 5 Deduct payments returned to applicants and members 461 44 6 Net amount received from applicants and members 343008 64 7 Gross interest receipts a On mortgage loans per schedule B 156 36 b On bonds and dividends on stocks per schedule D 650 00 d On deposits in trust companies and banks 637 10 From all other sources Supplementary contracts 101 09 On returned cheeks 92560 CompteolleeGenerals Beport On cash due home office 25 00 On reinsurance 4146 02 On agents bond reserve written off 104 25 18 Total income 34819S 65 Disbursements 1 Death claims 27645 72 2 Sick and accident claims 120416 52 3 Total paid members 148062 24 4 Commissions to agents 81027 60 5 Salaries and fees of managers not paid by commissions 53261 22 6 Salaries of officers and directors 7112 00 7 Salaries of office employees 8151 24 8 Salaries and fees paid to medical examiners 279 75 9 Traveling expenses of managers and agents 7202 66 10 Insurance department fees and licenses 2 50 11 Other licenses and fees 1895 69 12 Taxes on premiums 1032 54 13 Rent including 108000 for occupancy of own building 4142 11 14 Advertising 149672 printing and stationery 209794 3594 66 15 Postage 192197 express 1923 telegraph and tele phone 37232 2313 52 16 Legal expense in litigating claims 524 60 17 Other legal expenses 4089 50 18 Furniture and fixtures 776 65 20 Interest on guarantee fund certificates 715 00 21 Agents balances written off 730 97 22 Income certificates 3500 00 23 Branch and home office expenses 4021 87 24 All other expenses Exchange 71 25 Fire insurance 18 60 Brokerage 100 00 Auditing 545 00 Supplies 221 53 Agents balances transferred 16 22 30 Total disbursements 333408 02 Ledger Assets 3 Loans secured by pledge of bonds stocks or other collateral per schedule C 1565 02 4 Book value of bonds 14664 60 5 Deposit in trust companies and banks on interest 427 22ComptrollerGenerals Eepoet 561 6 Deposited in trust companies and banks not on interest 7 Cash in associations office and in transit 9 Agents balances debit 269383 credit 26608 net 10 Bills receivable 12 Deduct agents bond reserve 14970 02 1338 71 2427 75 2779 58 3763 76 14 Total ledger assets as per balance item 31 32409 74 NonLedger Assets 15 Interest accrued on mortgages per schedule B 16 Interest due 5000 and accrued 24375 on bonds per schedule D Part 1 18 Interest accrued on other assets Dugas note 20 Total interest and rents due and accrued 21 Weekly dues due and unpaid 885795 less 25 per cent for collections 221450 66 94 S2 Gross assets 293 75 314 84 475 53 r 6643 45 39528 72 Deduct Assets Not Admitted 33 Agents debit balances 2 693 83 34 Bills receivable 779 53 36 Book value of bonds and stocks over market value per schedule D 394 60 42 Total admitted assets 3868 01 35660 71 Liabilities 2 Taxes 306 40 Interest accrued on guarantee fund cert 51 66 7 Total 8 Total admitted assets less total above item 7 or net sol vent assets as denned by Act of 1909 9 Death claims Due and unpaid No 4 11 Sick and accident claims Due and unpaid No 812 14 Insurance in force 120054950 150 on this amount or net solvent assets required 358 06 35302 65 60 00 2376 00 18008 24562 ComptbollebGenerals Repoet Business in Georgia 7 Total benefit certificates in force December 31 1915 1200549 50 12 Received during the year from members in Georgia Mortuary 303102 78 Expense 120416 52 BANKERS HEALTH AND LIFE INSURANCE CO OF MACON GA 60811 Grand Building Macon Ga P L Hay President P C Carnes Secretary R L Berner Attorney for Service Capital Stock 2 Ledger assets December 31 1914 17720 23 Income 5 Gross premiums on new business 5396 70 6 Gross renewal premiums 174588 22 7 Deduct amounts paid for reinsurance and return premiums 479 45 8 Total premiums 179305 47 9 Interest 717 27 11 Other sources Agents balances previously charged off 11 25 13 Total income 180233 99 Disbursements 14 Net amount paid policvholders for losses 74093 05 15 Legal and administrative expenses in adjustment of claims 694 70 16 Commissions and allowances to agents 74030 69 17 Salaries of officers and employees 19115 24 18 Rents and interest 3803 65 19 Advertising printing postage telegrams etc 1947 51 22 Other items Medical exam 206 10 Traveling expenses 2620 92 Licenaes 1026 75 Taxes 621 74 Furniture and fixtures 185 9023 27 29 32 34 37 44 48 49 50 52 53 61 62 63 64 65 66 ComptrolleeGenebals Bepoet 563 Agents balances written off 65 05 Special exam n Exchange on remittances 73 57 Fuel and lights 20 62 Miscellaneous expenses 749 49 Total disbursements 179 417 7 Ledger Assets Bonds at book value 2g 374 qq Cash in office 2i 7 Agents balances net 69 50 Total ledger assets as per balance No 24 g 546 07 NonLedger Assets Other items Gross premiums due and unpaid 5 357 95 Less 25 per cent for collection 339 Pg Gross assets 4 017 7g Liabilities Net amount of unpaid losses and claims 999 50 Taxes due or accrued 9 77 Other items Eent 67 50 Premiums paid in advance 1 842 go Total amount of liabilities except capital 3 031 57 Surplus over all liabilities 6 686 86 Surplus1 protection to policyholders 19 532 29 Business in Georgia No Amount In force December 31 1914 36835 957702 00 Written or renewed during year 36935 960310 00 Sum 73770 1918012 00 Deduct ceased to be in force during year40833 1061658 00 In force December 31 1915 32937 856362 00 Net losses paid during year 20564 61082 65564 CompteolleeGeneeals Bepokt CONTINENTAL AID ASSOCIATION OF ATLANTA GA 1131 Candler Building Atlanta Ga Leroy Smith President Leroy Smith Attorney for Service 1 Balance from previous year B M Cross Secretary 6527 14 Income 1 Membership fees actually received 4102 85 2 Assessments or weekly premiums collected 101684 10 4 Total from applicants and membersi 5 Deduct payments returned to applicants and members 6 Net amount received from applicants and members 7 Gross interest receipts b On bonds and dividends on stocks per schedule D e From all other sources 8 Total interest and rents 9 Borrowed money 105786 95 109 65 105677 30 213 89 75 214 64 500 04 Disbursements 1 Death claims 2 Sick and accident claims 8580 54 39685 04 3 Total paid to members 5 Salaries and fees of managers not paid by commissions 6 Salaries of officers and directors 10 Insurance department fees and licenses 11 Other licenses and fees 12 Taxes on premiums 13 Kent 14 Printing and stationery 17 Other legal expenses 22 General home office expenses 24 All other expenses Auditing books by Georgia insurance department Agents bond premiums Agents cr balance from last year paid 48265 58 48553 97 4149 00 154 00 444 69 106 93 1544 10 671 02 88 00 1584 29 87 50 5 50 97 96 30 Total disbursements 105752 54COMPTROLLERGrENEKALs EePORT Ledger Assets 4 Book value of bonds 6 Deposited in trust companies and banks not on interest 8 Cash in hands of agents 11 Other ledger assets viz Furniture and fixtures 32 Gross assets Deduct Assets Not Admitted 36 Book value of bonds and stocks over market value per schedule D 110 00 38 Other items viz Furniture and fixtures 1410 19 42 Total admitted assets Liabilities 565 5000 00 586 67 169 72 1410 19 14 Total ledger assets as per balance item 31 7166 58 NonLedger Assets 21 Weekly dues due and unpaid 291630 less 25 per cent for collection 72907 2187 23 9353 81 1520 19 7833 62 2 Taxes accrued 3 Premiums paid in advance 4 Borrowed money interest thereon 7 Total 72 04 66 45 500 04 8 Total admitted assets less total above item 7 or net solvent assets as defined by Act of 1909 14 Insurance in force 28755290 150 on this amount or net solvent aasets required Business in Georgia 1 Policies or certificates in force December 31 1913 as per last statement 2 Policies or certificates written during year 638 53 7195 09 4313 30 No 16165 25237 5 Totals 41402566 ComptkollekGeneeals Report 6 Deduct terminated or decreased during year 28985 7 Total benefit certificates in force December 31 1915 12417 12 Keeeived during the year from members in Georgia 105677 30 FARMERS COOPERATIVE FIRE INSURANCE CO JACKSON GA J M Ball President T T Goodman Secretary H M Fletcher Attorney for Service Capital Stock 2 Ledger assets December 31 1914 148 88 Income 5 Gross premiums on new business 1933 82 11 Other sources Assessment for fire losses IS212 00 Excess1 taxes returned by State 305 00 13 Total income 20659 70 Disbursements 14 Net amount paid policyholders for losses 1S212 00 16 Commissions and allowances to agents First year 1318 86 17 Salaries of officers and employees 886 00 19 Advertising printing postage telegrams etc 87 50 22 Other items Taxes State and Federal 55 10 23 Total disbursements 20559 Mi Ledger Assets 29 ash in office 100 34 XonLedger Assets 37 Other items Assessments in course of collection 2155 00 43 Total admitted assets 2255 00ComptrollebGtenebals Eepobt 567 Liabilities 44 Net amount of unpaid losses and claims 2155 00 48 Taxes due or accrued 25 00 50 Total amount of liabilities except capital 2170 00 52 Surplus over all liabilities 85 00 Business in Georgia No Amount 61 In force December 31 1914 5085 5332134 00 62 Written or renewed during year 185 168740 00 63 Sum 5270 5500874 00 64 Deduct ceased to be in force during year 91 74415 00 65 In force December 31 1915 5179 T 5426459 00 66 Net losses paid during year 18534 00 67 Net losses incurred during year 20494 00 FARMERS MUTUAL OF OAKMAN GA T L Johnson President J P Hurt Secretary T G B Brwin Attorney for Service Capital Stock Ledger assets December 31 1915 1214 01 Income 5 Gross premiums on new business 3643 63 7 Deduct amounts paid for reinsurance and return premiums 16 42 8 Total premiums 3627 20 Disbursements 14 Net amount paid polieyholders for losses 4964 91 15 Legal and administrative expenses in adjustment of claims 211 63 16 Commissions and allowances to agents 546 96568 ComptrollerGenerals Report 17 Salaries of officers and employees 1303 40 19 Advertising printing postage telegrams etc 50 00 20 Legal expenses 100 00 22 Other items Licenses and taxes 44 35 23 Total disbursements 7221 86 Ledger Assets 32 Agentsbalances net 1542 19 Business in Force No Amount 55 In force December 31 1914 756 57419S 00 Business in Georgia 61 In force December 31 1915 574198 00 FARMERS MUTUAL FIRE INSURANCE COMPANY OF GEORGIA DAWSON GEORGIA B P Melton President W H Gun Secretary W H Gun Attorney for Service Capital Stock 2 Ledger assets December 31 1915 2221 86 Income 5 Gross premiums on new business 796 50 11 Other sources Assessments to pay losses 7892 00 Annual dues 971 00 13 Total income 9659 50 Disbursements 14 Net amount paid policyhoklers for losses 7892 00 15 Legal and administrative expenses in adjustment of claims 165 00 16 Commissions and allowances to agents First year 796 50ComptrollerGenerals Eeport 569 17 Salaries of officers and employees 450 00 19 Advertising printing postage telegrams etc 147 00 22 Other items Tax and licenses 85 53 23 Total disbursements 9536 03 Ledger Assets 29 Cash in office 225 00 31 Deposits not at interest 1390 57 33 Other items Bills receivable 606 29 34 Total ledger assets as per balance No 24 2221 86 Deduct Assets Not Admitted 40 Bills receivable 606 29 43 Total admitted assets 1615 57 Liabilities 44 Net amount of unpaid losses and claims 1285 00 52 Surplus over all liabilities 2221 86 Business in Force No Amount 55 In force December 31 1914 1186 1479300 00 56 Written or renewed during year 140 159300 00 57 Sum 1326 1638600 00 58 Deduct ceased to be in force during year 150 161000 00 59 In force December 31 1915 1176 1477600 00 FARMERS PROTECTIVE FIRE INSURANCE COMPANY OF GEORGIA LITHONIA GEORGIA J W Phillips President A H Flake Secretary L B Norton Attorney for Service Capital Stock 2 Ledger assets December 31 1914 4 Extended at 1849 64 1849 64570 ComptrollerGenerals Beport Income 6 Gross renewal premiums 1136 38 Deduct payments to applicants and members 8 50 33 Total income 1127 88 Disbursements 14 Net amount paid policyholders for losses 745 00 15 Legal and administrative expenses in adjustment of claims 138 90 17 Salaries of officers and employees 349 60 19 Advertising printing postage telegrams etc 55 98 22 Other items License 25 00 Taxes 28 33 23 Total disbursements 1342 81 Ledger Assets 26 Mortgage loans per schedule B 250 00 31 Deposits not at interest 1400 95 34 Total ledger assets as per balance No 24 1650 95 NonLedger Assets 35 Interest due and accrued 10 00 Deduct Assets Not Admitted 41 Other items Stationery and supplies 150 00 43 Total admitted assets l 810 95 Liabilities 44 Net amount of unpaid losses and claims 400 00 Business in Georgia Risks Premiums 61 In force December 31 1914 540785 00 2703 92 62 Written or renewed during year 37203 00 47 50 33 Sum 5779SS 00 2751 42CompteolleeGenebals Repobt 64 Deduct ceased to be in force during year 61346 00 65 In force December 31 1915 516642 00 66 Net losses paid during year 6 67 Net losses incurred during year 6 Investments in Georgia 4 Collateral loans 571 306 23 2445 19 745 00 745 00 250 00 FREE STATE COOPERATIVE FIRE INSURANCE COMPANY OF DANIELSVILLE GEORGIA George O Griffith President R H Thompson Secretary Income 5 Gross premiums on new business 472 03 Disbursements 14 Net amount paid policyholders for losses 375 00 17 Salaries of officers and employees 41 63 19 Advertising printing postage telegrams etc 19 67 22 Other items Tax 3 66 23 Total disbursements 439 gg Ledger Assets 29 Cash in office 35 33 33 Other items Matriculation fees uncollected 80 00 34 Total ledger assets as per balance No 24 115 38 Liabilities 44 Net amount of unpaid losses and claims 75 00 48 Taxes due or accrued 25 00 54 Total liabilities 00 00572 ComptrollerGenerals Report Business in Force 55 In force December 31 1914 204322 00 56 Written or renewed during year 12850 00 57 Sum 217172 00 58 Deduct ceased to be in force during year 15000 00 59 In force December 31 1915 202172 00 GEORGIA MUTUAL LIFE AND HEALTH INSURANCE COMPANY OF AUGUSTA GEORGIA 827 Gwinnett Street Augusta Ga G N Stoney President A M Sherrill Secretary Wm A Wright Attorney for Service Capital Stock 1 Amount of paidup capital 5200 00 Previous years balance 15837 09 Amount deducted from expenditures for 1914 added to balance 100 00 Total balance 15937 09 Income 5 Gross premiums on new business 5558 35 6 Gross renewal premiums 135496 39 8 Total premiums 141054 74 9 Interest and rents 300 00 11 Other sources Deficiency 1580 06 Other sources 77 28 13 Total income 143012 08 Disbursements 14 Net amount paid policyholders for losses 56873 60 17 Salaries of officers and employees 70 239 54 18 Rents and interest 2180 95 19 Advertising printing postage telegrams etc 743 88ComptrollerGenerals Eeport 22 Other items H O Sundry expenses Agencies sundry expenses Traveling expenses Return to mem Ex and disc Auditing fees Agents balances charged off Shortage charged off License Longages Legal expenses 23 Total disbursements Ledger Assets 28 Stocks at book value 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Cash in office and in transmission Cash adv agencies Agencies shortages Office furniture Cash adv officers Total assets Less ledger liabilities 34 Total ledger assets as per balance No 24 i NonLedger Assets 37 Other items Back balance less 25 4 38 Total assets Deduct Assets Not Admitted 39 Agents balances 931 47 41 Other items Furniture and fixtures 3406 14 Cash advanced to officers unsecured 1120 11 42 Total not admitted assets 43 Total admitted assets 573 298 32 3288 29 4330 26 249 05 91 457 00 443 11 66 38 1481 92 326 40 93 15 141072 76 5200 00 5012 55 59 96 931 47 353 08 20 00 240 75 3406 14 5908 4S 21132 43 3256 02 17876 41 3740 89 21748 51 5457 72 16290 79574 CompteollebGenebals Bepobt Liabilities 44 Net amount of unpaid losses and claims 315 00 47 Salaries and miscellaneous accounts due or accrued 58 53 48 Taxes due or accrued 90 04 49 Other items Agencies credit balances 31 43 Bills payable 600 00 Agents bond reserve 2 624 59 Interest accrued on guarantee fund certificate 4878 72 54 Total liabilities Business in Force 55 In force December 31 1914 56 Written or renewed during year 59 In force December 31 1915 3174 50 Investments in Georgia 2 Bonds City of Dublin 5200 00 8598 31 1453 25 1721 25 GUARANTEE FUND LIFE ASSOCIATION OF OMAHA NEBRASKA Brandeis Theatre Building Omaha Neb J C Buffington President T W Hughes Secretary Insurance Commissioner Attorney for Service Capital Stock 2 Ledger assets December 31 1914 1689072 70 Income 5 Gross premiums on new business 181185 50 6 Gross renewal premiums 476094 13 8 Total premiums 657279 63 9 Interest and rents 78265 53 13 Total income 735545 16ComptrollerGenerals Report 575 Disbursements 14 Net amount paid polieyholders for losses 226 189 16 15 Legal and administrative expenses in adjustment of claims 256 23 16 Commissions and allowances to agents a First year 19441g Qg b Renewal 20423 61 17 Salaries of officers and employees 52 194 38 18 Rents and interest 9g3g 0Q 19 Advertising printing postage telegrams etc 109228 64 22 Other items Cancellation of guarantee deposit note 420904 75 23 Total disbursements ij033446 85 On page three line eight we exhibit as a disbursement 42090475 under the heading of Guarantee Deposit Notes Cancelled causing total disbursements line fortyseven to show considerably in excess of total in come Treating the elimination of our guarantee notes in this manner is necessary although the item is not strictly speaking a disbursement The elimination of the notes from our accounts was upon order of the Board of Directors and is in pursuance of a desire upon part of the Association to comply with the rulings of a number of the insurance departments of States in which we op erate Ledger Assets 26 Mortgage loans per schedule B 257 371 31 27 Bonds at book value gg goo 00 29 Cash in office 2 592 61 30 Deposits at interest per schedule N 38799 09 31 Deposits not at interest 413 J5 32 Agents balances net 24 022 62 33 Other items 1 9g7 23 34 Total ledger assets as per balance No 24 1 39 171 oi NonLedger Assets 35 Interest due and accrued 20 864 27 38 Total assets 1412035 28 Deduct Assets Not Admitted 39 Agents balances 24 215 05 40 Bills receivable 1 9g7 23 42 Total not admitted assets 26 182 28 43 Total admitted assets 1385853 00576 ComptbollebGenebals Eepoet Liabilities 44 Net amount of unpaid losses and claims 79627 81 47 Salaries and miscellaneous accounts due or accrued esti mated 5000 00 48 Taxes due or accrued estimated 20000 00 54 Total liabilities 104627 81 Business in Force 55 In force December 31 1914 60030000 00 56 Written or renewed during year 22910000 00 57 Sum 82940000 00 58 Deduct ceased to be in force during year 13550000 00 59 In force December 31 1915 69390000 00 Business in Georgia 61 In force December 31 1914 88000 00 64 Deduct ceased to be in force during year 48000 00 65 In force December 31 1915 40000 00 66 Net losses paid during year 2000 00 67 Net losses incurred during year 2000 00 GUARANTY MUTUAL LIFE AND HEALTH INSURANCE COMPANY OF SAVANNAH GEORGIA 464468 West Broad Street Savannah Georgia Walter S Scott President Lacklan M Pollard Secretary Lacklan M Pollard Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 10966 14 4 Extended at 10966 14 Income 5 Gross premiums on new business 4674 10 6 Gross renewal premiums 99923 02ComptrollerGenerals Eeport 577 7 Deduct amounts paid for reinsurance and return premiums 8 Total premiums 9 Interest and rents 11 Other sources Sale iron safe Sale of case Agents bond reserve 233 65 13 Total income 104363 47 376 30 2 50 25 00 1705 74 117439 15 Disbursements 14 Net amount paid policyholders for losses 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 21 Loss on sale and decrease by adjustment of assets 22 Other items Travelling expenses Taxes Legal expenses Expenses Agents reserve paid 39880 01 37550 89 17339 47 1890 43 2654 55 251 13 2131 52 1332 67 222 90 1194 83 1769 93 23 Total disbursements 106218 33 Ledger Assets 25 Book value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in office 30 Deposits at interest per schedule N 31 Deposits not at interest 32 Agents balances net 33 Other items Furniture and fixtures 34 Total ledger assets as per balances No 24 2000 00 687 32 5225 00 1 67 558 70 23 96 172 32 2551 35 11220 32 NonLedger Assets 35 Interest due and accrued Rent due 28 10 15 00578 ComptbolleeGenebals Eepobt 37 Other items Weekly dues due and unpaid Less 25 per cent for collection 3529 65 882 41 Annual premiums in process of collection less 25 per cent for collection Deduct Assets Not Admitted 39 41 42 43 44 45 47 49 50 52 255 82 Agents balances Other items Net amount due from mem bers 90963 60 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Other items Agents bond reserve Total amount of liabilities except capital Surplus over all liabilities 54 Total liabilities Business in Force 55 57 58 59 In force December 31 1914 17597 Written or renewed during year 24063 2647 24 90963 60 38 Total assets 104874 26 91219 42 13654 84 Sum 41660 Deduct ceased to be in force during year 23191 507 25 5047 82 335 CO 1835 52 7785 59 5869 25 13654 84 467400 00 934820 00 1402220 00 917970 00 In force December 31 1915 18469 484250 00 Investments in Georgia Real estate Bonds Mortgage loans 2000 00 5225 00 687 32 Total investments in Georgia 7912 32ComptrollerGenerals Eeport 579 industrial life and health insurance co atlanta ga 9193 Walton Street Atlanta Georgia J N McEachern President I M Sheffield Secretary Walter McElreath Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 115229 05 4 Extended at 115229 05 Income 5 Gross premiums on new business 25147 85 6 Gross renewal premiums 828 403 25 Total from members 853551 10 7 Deduct amounts paid for reinsurance and return premiums 893 95 8 Total premiums 852657 85 9 Interest and rents 5 747 gg 13 Total income 858405 71 Disbursements 14 Net amount paid policybolders for losses 381 348 10 15 Legal and administrative expenses in adjustment of claims 3311 41 16 Commissions and allowances to agents First year and re newaJs 338031 75 17 Salaries of officers and employees 56 801 20 18 Rents and interest 12 438 20 19 Advertising printing postage telegrams etc 11537 82 22 Other items Travelling expenses of manager and agents 16483 25 Licenses and taxes 9 729 84 Furniture and fixtures 1 156 00 Miscellaneous 5 937 53 23 Total disbursements 846 775 20 Ledger Assets 25 Book value of real estate 35 700 00 26 Mortgage loans per schedule B 18 400 00 27 Bonds at book value 49 400 00580 CompteollebGenebals Eepoet 31 32 34 35 37 Deposits not at interest Agents balances net Total ledger assets as per balance No 24 NonLedger Assets Interest due and accrued Other items Weekly dues due and unpaid Estimated cost of collection Furniture and fixtures Books and printing Deduct Assets Not Admitted 39 41 42 43 44 47 48 50 52 Agents balances Other items Furniture and fixtures Books and printing 16 86 8000 00 500 00 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total amount of liabilities except capital Surplus over all liabilities 122369 84 Business in Force 23342 70 16 86 126859 56 564 05 12261 35 3085 35 8000 00 500 00 38 Total assets 145099 61 1516 86 136582 75 7080 30 1490 06 5642 55 14212 91 54 Total liabilities 136582 75 55 56 57 58 59 In force December 31 1914 Written or renewed during year Sum Deduct ceased to be in force during year In force December 31 1915 3333814 00 1463667 00 4797481 00 1657559 00 3139922 00ComptbollerGenebals Eepoet 581 Business in Georgia 61 In force December 31 1914 1800260 00 62 Written or renewed during year 607257 00 63 Sum 2407517 00 64 Deduct ceased to be in force during the year 818717 00 65 In force December 31 1915 1588800 00 66 Net losses paid during year 217340 60 67 Net losses incurred during year 221300 40 Investments in Georgia 1 Real estate 35700 00 2 Bonds 44900 00 3 Mortgage loans 18400 00 Total investments in Georgia 99000 00 NATIONAL LIFE ASSOCIATION DES MOINES IOWA S and L Building Des Moines Iowa James P Hewitt President A W Layman Secretary Wm A Wright Insurance Commissioner Attorney for Service Capital Stock 4 Extended at 902214 96 Income 5 Gross premiums on new business 105885 06 6 Gross renewal premiums 439385 33 7 Deduct amounts paid for reinsurance and return premiums 17788 87 8 Total premiums 9 Interest and rents 11 Other sources Fees for change of beneficiary Deposits in insolvent banks previously charged off Net increase in reserve fund obligations 527481 52 27726 06 117 00 369 96 62193 01 13 Total income 617887 55582 ComptrollerGenerals Report Disbursements 14 Net amount paid policyholders for losses 278090 29 15 Legal and administrative expenses in adjustment of claims 1652 59 16 Commissions and allowances to agents a First year 77 76 34 b Renewal 16686 76 17 Salaries of officers and employees 32357 86 Salary of agents 1351 19 18 Rents and interest 3125 50 19 Advertising printing postage telegrams etc 13211 50 22 Other items Medical examination fees 10808 00 Travelling expenses 2003 15 Collection and remittance of assessments 288C 2 Insurance department fees 1743 50 Furniture and fixtures 1003 97 Taxes on premiums and advanced on mortgages 7492 02 Inspection of risks 2942 37 Loss on mortgage loans charged off 2650 00 23 Total disbursements 45518 43 Ledger Assets 25 Book value of real estate 10 135 93 26 Mortgage loans per schedule B 569478 00 29 Cash in office 284 85 30 Deposits at interest per schedule N 78358 02 33 Other items Reserve fund obligations 405379 79 Interest on mortgage collected and not yet turned over to association 6872 91 Less premiums collected in advance 1054 15 Less mortgage interest collected in advance 4534 30 34 Total ledger assets as per balance No 24 1064921 08 NonLedger Assets 35 Interest due and accrued 30158 39 87 Other items Agents balances net 4 4ii 00 Mortuary assessments due and unpaid 2214 12 38 Total assets 1111 748 5944 47 48 49 50 oo 56 57 58 59 61 62 63 64 65 66 67 CompteollebGenebals Kepoet 583 Liabilities Net amount of unpaid losses and claims 49000 00 Salaries and miscellaneous accounts due or accrued 825 25 Taxes due or accrued estimated 7000 00 Other items Commission to agents 461 81 Value of outstanding benefit certificates or policies ascer tained as provided by Chapter 83 Acts of 32d General Assembly of Iowa 218017 55 Total amount of liabilities except capital 275304 61 Business in Force In force December 31 1914 33511000 00 Written or renewed during year 10836500 00 Sum 44347500 00 Deduct ceased to be in force during year 12895500 00 In force December 31 1915 31452000 00 Business in Georgia In force December 31 1914 403500 00 Written or renewed during year 115000 00 Sum 518500 00 Deduct ceased to be in force during the year 303000 00 Tn force December 31 1915 215500 00 Net losses paid during year 4000 00 Net losses incurred during year 6000 00 THE PEOPLES HEALTH AND LIFE INSURANCE CO MACON GA 455 Cotton Avenue Macon Georgia C E Moore President F W J Disroon Secretary Hon Win A Yright Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 5966 44584 CompteolleeGenekals Repoet Income 5 Gross premiums on new business 6 Gross renewal premiums 7 Deduct amounts paid for reinsurance and return premiums 682 20 9069 65 5 00 8 Total premiums 9 Interest and rents 11 Other sources Advanced by officers Deficiencies Agents bond reserves Agents balance F S and A and revivals 13 Total income 9 756 85 220 00 500 00 59 21 71 69 17 49 132 15 10 747 37 Disbursements 14 Net amount paid policyholders for losses 15 Legal and administrative expense in adjustment of claims 16 Commissions and allowances to agents Travelling expenses 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Legal expenses licenses and taxes Furniture and fixtures Branch and home office expenses Application fee returned to agents 23 Total disbursements Ledger Assets 7 Bonds at book value 29 Cash in office and hands of agents 31 Deposits not at interest 32 Agents balances net 34 Total ledger assets as per balance No 24 NonLedger Assets 36 Market value of assets over book value 37 Other items Weekly dues due and unpaid less 4r collection Furniture and fixtures 3548 34 5 00 4862 73 217 64 331 55 491 00 228 90 329 01 120 30 144 45 455 80 10769 62 4531 25 332 12 20 32 1S2 12 5060 81 68 75 548 01 227 80 38 Total assets 5905 37ComptbollebGenebals Eepobt 585 Deduct Assets Not Admitted 39 Agents balances 199 gx 41 Other items Furniture and fixtures 227 80 42 Total not admitted assets 427 41 43 Total admitted assets 5 477 96 Liabilities 49 Other items Agents bond reserve 71 qj Borrowed money jqq qq Advance premiums 5 75 Furniture and fixtures 260 00 Bills accrued 7 50 50 Total amount of liabilities except capita 844 92 52 Surplus over all liabilities 4 117 43 53 Surplus protection to polieyholders 515 61 54 Total liabilities 5 477 96 Business in Georgia No Amount 61 In force December 31 1914 2929 26 995 37 62 Written or renewed during year 3977 45 032 25 63 Sum 6906 72027 62 64 Deduct ceased to be in force during year 3298 37653 62 65 In force December 31 1915 3618 34374 00 66 Net losses paid during year 3548 24 67 Net losses incurred during year 3969 94 Investments in Georgia 2 Bonds Five 1000 00 3 and onehalf per cent City of Atlanta586 ComptbolleeGeneeals Repoet PILGKIM HEALTH AND LIFE INSURANCE CO OF AUGUSTA GA 1143 Gwinnett Street Augusta Ga H C Young President T J Walker Secretary Wm A Wright Attorney for Service Capital Stock 2 Ledger assets Dec 31 1915 40713 30 Income 5 Gross premiums on new business 299058 82 7 Deduct amounts paid for reinsurance ami return premiums premiums refunded 158 27 8 Total premiums 98900 55 9 Interest and rents 2254 45 11 Other sources Fines changes of policies etc Agency advances Agents bond reserve 15 19 1725 42 13 Total income 303033 98 Disbursements 14 Net amount paid policyholders for losses 140108 7 15 Legal and administrative expenses in adjustment of claims 512 25 10 Commissions and allowances to agents First year 118034 72 17 Salaries of officers and employees 16199 09 19 Advertising printing postage telegrams etc 4518 81 22 Other items Fuel and light expenses cleaning railroad fare med exp 8080 64 Repairs on real estate and taxes 3342 11 Professional services 55 Exchange and discount and guaranty fund cert refunded 1503 48 Interest on gun runty fund and rent 2836 21 23 Total disbursements 295558 65 Ledger Assets 25 Boob value of real estate 26 Mortgage loans per schedule B 27 Bonds at book value 29 Cash in course of transmission 9039 52 2341 7 5150 00 2334 94ComptbollebGenebals Eepoet 587 30 Deposits at interest per schedule N 25 082 20 31 Deposits not at interest 2 551 37 33 Other items Furniture and fixtures 1 688 82 34 Total ledger assets as per balance No 24 48 188 63 NonLedger Assets 35 Interest due and accrued 528 23 37 Other items Weekly dues due and unpaid less 25 col 8230 73 38 Total assets 56 947 59 Deduct Assets Not Admitted 41 Other items Furniture and fixtures 1688 82 42 Total not admitted assets i 688 82 43 Total admitted assets 55 258 77 Liabilities 45 Reserves or unearned premiums on risks outstanding agent bonds reserve 7 980 64 47 Sal and miscellaneous acts due or accrued 40 00 48 Taxes due or accrued 436 92 50 Total amount of liabilities except capital 8 457 56 52 Surplus over all liabilities 46 801 21 Business in Force 55 In force December 31 1914 i 204 130 00 56 Written or renewed during year 1638 978 00 57 Sum 2843108 00 58 Deduct ceased to be in force during year 1 636 260 00 59 In force December 31 1915 i 206 848 00 Investments in Georgia 1 Real estate 9 03i 0 2 Bonds B1B0 00 3 Mortgage loans 2 341 78 Total investments in Georgia 16 53 30588 ComptrollerGenerals Report SOUTH GA FARMERS FIRE INSURANCE CO THOMASVILLE GA E L Neal Attorney for Service C L Heard President Robert Alexander Secretary Income 1 Membership fees actually received 97 60 3 Assessments in addition to the regular weekly monthly or annual dues 3035 00 5 Arrears paid by members 24 12 8 Total received from applicants and mem items 1 to 7 3156 72 9 Deduct payments returned to applicants and members 2884 OS 10 Net amount received from applicants and members 322 64 Disbursements 1 Gross amount paid members or policyholders for losses 2566 93 6 Salaries of special and general agents 183 78 7 Salaries fees and all other charges of officers and direc 75 38 8 Salaries of home office employees 192 69 9 Rents 36 00 ID Advertising 33 00 20 State premium tax 1 94 21 Insurance department licenses and fees 25 00 37 Total disbursements 3116 72 Liabilities 17 All other liabilities viz Due incorporations for 24 organizations 36 00 SOUTHERN CO OPERATIVE FIRE INSURANCE CO OF MACON GA Suite 22 Washington Block Maeon Georgia A A Johnson President R W Freeman Secretary Capital Stock 2 Ledger assets Dec 31 1915 811 31ComptrolleeGenerals Eepoet Income Gross premiums on new business 1680 13 11 Total premiums Other sources A A Johnson R W Freeman T C Robertson 13 Total income 589 1680 13 912 00 470 42 765 52 2147 94 Disbursements 14 Net amount paid policyholders for losses 16 Commissions and allowances to agents First year 17 Salaries of officers and employees 18 Rents and interest 19 Advertising printing postage telegrams etc 22 Other items Legal expenses Furniture and fixtures Insurance department licenses and fees Other licenses and taxes harter fee Incidentals car fare etc 23 Total disbursements Ledger Assets 9 31 33 34 56 57 58 59 66 67 Cash in office Deposits not at interest Other items Office furniture and fixtures Total ledger assets as per balance No 24 Business in Force Written or renewed during year Sum 50 00 1640 95 850 00 100 00 17 50 90 00 300 00 25 00 48 50 100 00 100 00 Deduct ceased to be in force during year In force December 31 1915 608 Business in Georgia Net losses paid during year Net losses incurred during year 3516 95 258 75 52 56 300 00 811 31 2368 00 301230 00 1760 00 113 28 50 00 50 00590 ComptrollerGenerals Report SUNLIGHT INSURANCE COMPANY ATLANTA GEORGIA 1428 Empire Building Atlanta Ga S J Sheffield President C A Penn Secretary Colonel Walter McElreath Attorney for Service Capital Stock 2 Ledger assets Dec 31 1914 4S0 52 Income 8 Total income 19417 81 Disbursements 14 Net amount paid policyholders for losses 3 27 48 17 Salaries of officers and employees 14 300 21 18 Rents and interest 540 00 19 Advertising printing postage telegrams etc 493 06 20 Paid policyholders for return premiums 175 27 22 Other items Legal expense 195 50 Furniture and fixtures 105 38 License and tax 100 55 Travelling expense 21 10 2 Total disbursements 19204 55 Ledger Assets 31 Deposits not at interest 693 78 N011Ledger Assets 37 Other items Net amount due from members 131 il Furniture books and blanks 1175 00 38 Total assets 15030 11 Deduct Assets Not Admitted 12 Total not admitted assets 1175 011 43 Total admitted assets 13855 11ComptrollerGenerals Report 591 Liabilities 44 Net amount of unpaid losses and claims 100 00 52 Surplus protection to policyholders 593 73 Business in Georgia No Amount 61 In force December 31 1914 5884 770350 00 62 Written or renewed during year 5641 696 450 00 63 Sum 11525 1466800 00 64 Deduct ceased to be in force during year 7052 914 600 00 65 In force December 31 1915 4473 552200 00INDEX FIRE COMPANIES A AACHENMUNICH FIREU S BRANCH Statement of 1 AGRICULTURAL FIRE INS CO WATERTOWN N Y Statement of 3 ALLIANCE INS CO PHILADELPHIA PA Statement of 6 AMERICAN CENTRAL STOCK FIRE MO Statement of 8 AFRICAN DRUGGISTS STOCK FIRE INS CO OHIO Statement of 10 AMERICAN INS CO NEWARK N J Statement of 1 2 ATLAS ASSURANCE CO LONDON ENG Statement of 15 B BOSTON INS CO MASS Statement of 18 BRITISH AMERICA ASSURANCE CO CANADA Statement of 20 C CALEDONIAN FIRE INS CO N Y Statement of 23 CAM DFX INS CO N J Statement of 26 CENTRAL MFRS MUTUAL OHIO Statement of 28 CITIZENS INS CO MISSOURI Statement of 31594 ComptrollerGenerals Eeport CITY OF NEW YORK INS CO N Y Statement of go COLUMBIA INS CO NEW JERSEY Statement of orr COMMERCIAL UNION ASSN CO ENG Statement of 37 COMMONWEALTH INS CO N Y Statement of q CONCORDIA FIRE INS CO WIS Statement of 43 CONNECTICUT FIEE INS CO CONN Statement of CONTINENTAL INS CO N Y Statement of 40 COUNTY INS CO PA Statement of 40 E EQUITABLE FIEE AND MARINE NS CO R I Statement of t EQUITABLE INS CO S C Statement of F FIREMANS FUND INS CO CAL Statement of FIREMENS FIRE INS CO N J Statement of nn FIRST NATIONAL FIRE INS CO V 8 I C Statement of IM TCI I BURG FIRE INS CO statement of FRANKLIN FIRE INS CO PA Statement of r Q GEORGIA HOME FIRE INS CO GA Statement of ComptbollebGexeeals Repoet 595 german alliance ins co n y Statement of 74 GERMANAMERICAN INS CO N Y Statement of 76 GEEMANIA FIRE INS CO N Y Statement of 80 GLENS FALLS INS CO N Y Statement of 85 GLOBE AND RUTGERS FIEE INS CO N Y Statement of 88 H HAMBURGBREMEN FIRE INS CO GEBMAXYN Y Statement of 90 HANOVER FIRE INS CO N Y Statement of 93 HABTFOED FIEE IXS CO CONN Statement of 96 HOME INSURANCE CO N Y Statement of 98 I INSURANCE CO OF NORTH AMERICA PA Statement of 101 INSURANCE CO STATE OF PA PA Statement of 104 L LIVERPOOL LONDON GLOBE IXS CO EXG Statement of 10S LIVERPOOL LOXDON GLOBE IXS CO N Y Statement of Ill LONDON ASSURANCE COR X Y Statement of 118 LOXDOX LANCASHIRE FIRE IXS CO ENG N Y Statement of US LUMBER MUTUAL FIRE INS CO MASS Statement of 118596 ComptrollerGenerals Report lumber underwriters of n y Statement of 122 LUMBERMENS MUTUAL FIRE OHIO Statement of 124 M MASSACHUSETTS FIRE AND MARINE MASS Statement of 126 MERCANTILE MUTUAL FIRE R I Statement of 129 MILWAUKEE MECHANICS INS CO WIS Statement of 131 N NATIONAL BEN FRANKLIN FIRE INS CO Statement of 134 NATIONAL FIRE INS CO R I Statement of 137 NATIONAL FIRE INSURANCE CO CONN Statement of 139 NATIONAL UNION FIRE INS CO PA Statement of 142 NEWARK FIRE INS CO N J Statement of 152 NEW BRUNSWICK FIRE INS CO N J Statement of 144 NEW HAMPSHIRE FIRE INS CO N H Statement of 147 NEW JERSEY FIRE INS CO N J Statement of 149 NIAGARA FIRE INS CO N Y Statement of 154 NORDDEUTSCHE FIRE INS CO N Y Statement of 157 NORTH BRITISH AND MERCANTILE FIRE CNS CO U S N Y Statement of 159 NORTHERN INS CO N Y Statement of 165ComptrollerGenerals Keport 597 north river ins co n y Statement of 162 NORTHWESTERN NATIONAL FIRE INS CO WIS Statement of 167 NORWICH UNION FIRE SOCIETY ENGLAND N Y Statement of 170 0 ORIENT INS CO HARTFORD CONN Statement of 172 P PACIFIC FIRE INS CO N Y Statement of 176 PALATINE INS CO Ltd ENGLAND Statement of 178 PENNSYLVANIA FIRE INS CO PA Statement of 180 PENNSYLVANIA LUMBERMENS FIRE PA Statement of 182 PENNSYLVANIA MILLERS FIRE INS CO PA Statement of I85 PEOPLES NATIONAL FIRE INS CO PA Statement of I87 PHENIX FIRE INS CO R I Statement of 191 PHOENIX ASSURANCE Ltd ENGLAND Statement of 193 PHOENIX FIRE INS CO CONN Statement of 196 PROVIDENCEWASHINGTON FIRE R I Statement of 199 Q QUEEN INS CO OF AMERICA N Y Statement of 201 R RHODE ISLAND INS CO Statement of 204598 ComptrollerGenerals Eeport boyal exchange assubaxce england Statement of 206 BOYAL INS CO Ltd ENGLAND Statement of 209 S ST PAUL FIBE MABINE INS CO Statement of 312 SAVANNAH FIBE INS CO GA Statement of 216 SCOTTISH UNION NATIONAL 1XS CO Statement of ojg SECURITY INS CO CONN Statement of no i SOUTHEBN MUTUAL FIBE GA Statement of 093 SPRINGFIELD FIBE AND MARINE MASS Statement of 00c STANDARD FIBE INS CO Statement of s STEELING FIBE INS CO 1XD Statement of SUN INS CO ENGU S BBANCH Statement of SVEA FIBE AND LIFE Ltd SWEDEN Statement of 235 U UNION FIBE INS CO FRANCE Statement of UNITED STATES FIBE TXS CO X Y Statement of 0 W WESTCHESTEE FIEE INS CO X Y Statement of 243 WESTEBN ASSURANCE CO CANADA Statement of n 246ComptrollekGeneeals Eepoet 599 AV1LLIAMSBUBG CITY FIEE INS CO Statement of Y YORKSHIRE INS CO Ltd ENGLAND IT S BRANCH Statement of LIFE COMPANIES A AETNA LIFE INS CO CONN Statement of AMERICAN CENTRAL LIFE Statement of 2o9 AMERICAN NATIONAL INS CO TEXAS Statement of ATLANTIC LIFE INS CO VA Statement of 265 B BANKEES RESEEVE LIFE CO NEB Statement of 68 C CHEROKEE LIFE INS CO GA Statement of 270 COLUMBIA LIFE INS CO OHIO Statement of 4 COLUMBIAN NATIONAL LIFE MASS Statement of L CONNECTICUT MUTUAL LIFE CONN Statement of 284 E EQUITABLE LIFE ASSURANCE SOCIETY N Y Statement of 8600 ComptrollerGenebals Report F FEDERAL LIFE INS CO ILL Statement of 291 FIDELITY MUTUAL LIFE INS CO PA Statement of 297 FRANKLIN LIFE INS CO ILL Statement of 3qq G GERMANIA LIFE INS CO N Y Statement of 399 GEORGE WASHINGTON LIFE Statement of 303 H HOME LIFE INS CO N Y Statement of 32 o I ILLINOIS LIFE INS CO ILL Statement of gjg INDIANA NATIONAL LIFE IND Statement of 32g INTERNATIONAL LIFE INS CO MO Statement of 301 INTERSOUTHERN LIFE INS CO KY Statement of 31 j J JEFFERSON STANDARD LIFE INS CO N C Statement of 39g L LIFE INS CO OF VIRGINIA VA Statement of o1 LINCOLN RESERVE LIFE ALA Statement of 004ComptrollerGenerals Eepoet 601 M MANHATTAN LIFE INS CO N Y Statement of 337 MARYLAND LIFEINS CO MD Statement of 341 MASSACHUSETTS MUTUAL LIFE INS CO MASS Statement of 344 MERCHANTS LIFE INS CO Statement of 347 METROPOLITAN LIFE INS CO Statement of 350 MICHIGAN MUTUAL LIFE INS CO Statement of 353 MISSOURI STATE LIFE INS CO Statement of 356 MUTUAL BENEFIT LIFE INS CO Statement of 359 MUTUAL LIFE INS CO N Y Statement of 362 NATIONAL LIFE ACCIDENT INS CO TENN Statement of 372 NATIONAL LIFE INS CO VT Statement of 366 NATIONAL LIFE INS U S AMERICA ILL Statement of 369 NEW ENGLAND MUTUAL LIFE MASS Statement of 375 NEW YORK LIFE INS CO N Y Statement of 377 NORTH CAROLINA MUTUAL PROV ASSOCIATION Statement of 380 NORTHWESTERN MUTUAL LIFE W1S Statement of 383 P PACIFIC MUTUAL LIFE CAL Statement of 386602 CompteolleeGeneeals Eepoet paxamerican life ins co la Statement of 389 PENN MUTUAL LIFE INS CO PA Statement of 392 PHOENIX MUTUAL LIFE INS CO CONN Statement of 395 PITTSBURGH LIFE AND TRUST CO PA Statement of 398 PROVIDENT LIFE AND TRUST CO PHILA PA Statement of 402 PRUDENTIAL INS CO OF AMERICA N J Statement of 404 R RELIANCE LIFE INS CO PA Statement of 409 RESERVE LOAN LIFE INS CO Statement of 412 S SECURITY MUTUAL LIFE INS CO N Y Statement of 415 SOUTHERN STATES LIFE INS CO ALA Statement of 418 STANDARD LIFE INS CO Statement of 421 STATE LIFE INS CO IND Statement of 424 STATE MUTUAL ASSURANCE CO Statement of 427 T TRAVELERS INS CO HARTFORD COXX Statement of 429 U UNIOX CENTRAL LIFE INS CO OHIO Statement of 432 UNITED LIFE ACCIDENT INS CO N H Statement of 435ComptrolleeGtenebals Eepoet 603 v VOLUNTEER STATE LIFE INS CO TENN Statement of 438 MISCELLANEOUS COMPANIES A AETNA ACCIDENT LIABILITY CO Statement of 441 AMERICAN CASUALTY CO PA Statement of 443 AMERICAN CREDIT INDEMNITY CO N Y Statement of 445 AMERICAN LIFE AND ACCIDENT CO MO Statement of 448 AMERICAN SURETY CO N Y Statement of 451 AUTOMOBILE INS CO CONN Statement of 454 C CASUALTY COMPANY OF AMERICA N Y Statement of 457 COLUMBIAN NATIONAL LIFE CO MASS Statement of 450 CONTINENTAL CASUALTY CO ILL Statement of 462 F FEDERAL CASUALTY CO MICH Statement of 467 FEDERAL LIFE INS CO ILL Statement of 465 FIDELITYDEPOSIT CO MD Statement of 469 FRANKFORT GENERAL INS CO N Y Statement of 471604 ComptkollerGeneeals Eepoet g general accident fire and life assn corp pa Statement of 473 GENEEAL INDEMNITY COEP N Y Statement of 476 GLOBE INDEMNITY CO N Y Statement of 478 H HARTFORD ACCIDENT INDEMNITY CO CONN Statement of 480 HAETFOED STEAM BOILER INSPECTIONINS CO Statement of 482 I INTERSTATE CASUALTY CO ALA Statement of 484 INTERSTATE LIFEACCIDENT CO TENN Statement of 486 L LLOYDS PLATE GLASS INS CO N Y Statement of 489 LONDONLANCASHIRE GUARANTEE ACCIDENT CO N Y Statement of 494 LONDON GUARANTEE ACCIDENT CO ILL Statement of 491 LOYAL PROTECTIVE INS CO MASS Statement of 496 M MARYLAND CASUALTY CO MD Statement of 499 MASONIC MUTUAL ACCIDENT CO MASS Statement of 501 MASONIC PROTECTIVE ASSOCIATION MASS Statement of 504 MASSACHUSETTS BONDING INS CO MASS Statement of 506ComptbollebGenebals Eepoet 605 metropolitan casualty co n y Statement of 509 N NATIONAL CASUALTY CO MICH Statement of 511 NATIONAL SURETY COMPANY N Y Statement of 513 NEW YORK PLATE GLASS INS CO Statement of 515 NORTH AMERICAN ACCOUNT INS CO ILL Statement of 518 0 OCEAN ACCIDENT GUARANTEE CORP N Y Statement of 520 P PACIFIC MUTUAL INS CO CAL Statement of 522 PREFERRED ACCIDENT INS CO N Y Statement of 524 PROVIDENT LIFEACCIDENT INS CO TENN Statement of 527 R RIDGELY PROTECTIVE ASSOCIATION MASS Statement of 529 ROYAL INDEMNITY CO N Y Statement of 532 S STANDARD ACCIDENT INS CO MICH Statement of 534 STANDARD MARINE INS CO N Y Statement of 537 SUBSCRIBERS AT U S LLOYDS N Y Statement of 553606 ComptrollerGenerals Report T THAMESMERSEY MARINE INS CO Ltd N Y Statement of TOKIO MARINE INSURANCE CO N Y Statement of 542 TRAVELERS INDEMNITY CO CONN Statement of 544 TRAVELERS INSURANCE CO CONN Statement of U UNION MARINE INS CO N Y Statement of jrg UNITED STATES FIDELITY GUARANTY CO MD Statement of ASSESSMENT INSURANCE COMPANIES A AMERICAN INS CO GA Statement of ATLANTA MUTUAL INS COGA Statement of gen B BANKEES HEALTH LIFE INS CO GA Statement of C CONTINENTAL AID ASSO GA Statement of kqa F FARMERS COOPERATIVE ASSESSMENT FIRE GA Statement of gog FABMEBS MUTUAL ASSESSMENT FIRE GA Statement of gComptrollerGenerals Eepoet 607 farmers mutual fire ins co ga Statement of 568 FARMERS PROV FIRE INS CO GA Statement of 569 FREE STATE COOPERATIVE ASSESSMENT FIRE GA Statement of 571 G GEORGIA MUTUAL LIFE HEALTH INS CO GA Statement of 572 GUARANTEE FIRE AND LIFE ASSO OMAHA Statement of 574 GUARANTY MUTUAL LIFE INS CO GA Statement of 574 I INDUSTRIAL LIFE AND HEALTH CO GA Statement of 579 N NATIONAL LIFE ASSN IOWA Statement of 581 P PEOPLES HEALTH AND LIFE GA Statement of 583 PILGRIM HEALTH AND LIFE GA Statement of 586 S SOUTH GEORGIA FARMERS FIRE GA Statement of 588 SOUTHERN COOPERATIVE FIRE INS CO Statement of 588 SUNLIGHT INSURANCE CO GA Statement of 590 UNIVERSITY OF GEORGIA LIBRARIES 3 ElDfi 0514BM 2fl