Report of the Insurance Department of the Comptroller-General's Office for the Year Ending October 1, 1902

THE LIBRARY OF
THE UNIVERSITY OF GEORGIAREPORT
OF THE
na
Insurance Department
OF THE
COMPTROLLERGENERALS OFFICE
FOR THE
YEAR ENDING OCTOBER i 1902
ATLANTA GA
Geo W Harrison State Printer
The Franklin Printing and Publishing Co
19026 45REPORT
Atlanta Ga October i 1902
To His Excellency Allen D Candler Governor
Sir In compliance with law I have the honor to submit
the annual report of this department for the year ending Sep
tember 30th 1902
From the sworn reports of the insurance companies duly
licensed to do business in this State it appears that the Fire
Companies received in premiums in 1902 300265129 and
paid losses amounting to 137939560 Life Companies re
ceived 425176208 and paid losses amounting to 1639
98428 Assessment Life Companies received in premiums or
assessments 27537023 and paid on losses 5427595 and
Miscellaneous Companies received in premiums 35594037
and paid losses amounting to 18379266 It should be re
membered that these receipts represent gross premiums and
from which should be deducted all expense items in order to
arrive at the profits of each class of companies on their years
business Allowing these deductions however it will be ob
served that the business as a whole has been reasonably profit
able to the companies and shows an increase over last years
business of about 12 per cent The States revenue from the
business this year amounts to 10795476 as against 95
64800
For detailed statements of business written and renewed pre
miums received on old and new business losses paid and un
paid and business in force I beg to refer you to tables from 1
to 7 of my report as Insurance Commissioner
I am gratified to state that my often repeated recommendation
that both foreign and domestic Assessment Life Insurance Com
panies before being permitted to do business in Georgia be re
quired to make deposits for the protection of their policyhold
ers has resulted in the passage of such a law and that on the
IV
COMPTROLLERGENERALS REPORT
first of January next a deposit of twenty thousand dollars will
be required of all such companies
The act however practically relieves all industrial sick and
accident companies such as collect their premiums weekly and
not issuing policies for over five hundred dollars in amount from
its requirements This in my judgment was a mistake The
class of our citizens which naturally avail themselves of this
kind of insurance are poor laboring people of both the white
and colored races and when they take the little insurance they
can carry for the benefit of their families are entitled to the
same protection as is afforded citizens seeking insurance from
other classes of insurance companies I think the correctness
of my suggestion will be readily recognized when it is remem
bered that all such companies receive the States license to do
business which is doubtless understood by persons seeking in
surance to be an official indorsement of the solvency and re
sponsibility of these companies The law therefore should be
so amended as to require a reasonable deposit by all such com
panies for the protection of policyholders I am constrained
by a sense of duty to again renew my recommendation that the
act of December r8 1893 in so far as it relates to the incorpo
ration of Mutual or Assessment Fire Insurance Companies be
repealed Past experience with companies of this kind has
demonstrated the absolute unwisdom of this law
As stated in previous reports almost every company organ
ized in Georgia to do business on this plan has failed in a few
months and finally the affairs of said companies wound up by
the courts and in every case were found without assets which
of course resulted in loss to all who held policies in said com
panies
I would also call attention to a defect in the Act of 1887
whereby all insurance companies are prohibited under proper
penalties from undertaking to do business in this State until
they have complied with all the requirements of our statutes
and licensed by this department There are no penalties how
ever provided for a Georgia company with headquarters in the
State but not licensed by me for issuing policies on property
outside the State of Georgia
The result has been that two such companies organized
COMPTROLLERGENERALS REPORT V
under charters granted by the State not being able to comply
with the requirements of our laws have not been licensed by
this department yet they have both been writing insurance
from their Atlanta offices on property in quite a number of
States The General Assembly passed an Act prescribing con
ditions upon which fraternal life insurance orders should be
licensed to do business in this State and while the purpose of
this law was good the provisions of the Act are such as to de
feat its purpose I would therefore recommend the repeal of
the law altogether or that it be amended so as to prescribe
some standard of solvency or clothe the Insurance Commis
sioner with authority to pass upon their solvency Persons
seeking this class of insurance should have more protection
than is afforded by the present law
Respectfully Wm A Wright
ComptrollerGeneral
234feVI
COMPTROLLERGENERALS REPORT
The following Fire Life ami other Insurance Companies having com
plied with the law are authorized to transact business in the State for the
year 1902
FIRE INSURANCE COMPANIES
American Central Fire 415 Locust Street St Louis Mo
Agricultural Fire Watentown New York
Etna Fire Hartford Conn
Atlanta Home Atlanta Ga
British America 18 Front Street Toronto Canada
Citizens Fire St Louis Mo
Commercial Union 58 William Street New York
Continental 46 Cedar Street New York
Connecticut Fire Hartford Conn
Fire Association of Philadelphia 34 Fifth Street Philadelphia Pa
Farmers Cooperative Jackson Ga
Farmers Mutual Fire Fort Gaines Ga
Firemans Fund San Francisco Cal
Georgia Home Columbus Ga
German Freeport 111
GermanAmerican 115 Broadway New York
Germania lure 117 Broadway New York
Glens Falls Fire 149 Glen Street Glens Falls New York
Greenwich Fire 161 Broadway New York
HamburgBremen U S B 02 Cedar Street New York
Hanover Fire 40 Nassau Street New York
Hartford Fire 53 Trumbull Street Hartford Conn
Home 119 Broadway New York
Imperial Fire 31 Pine Street New York
Insurance Company of North America 232 Walnut St Philadelphia Pa
Liverpool and London and Globe U S B 45 Williams Street New York
Southern office New Orleans La
Liverpool and London and Globe New York Southern office New Orleans
London Assurance U S B SS Wall Street New York
London and Lancashire U S B 40 Pine Street New York
Manchester Fire 171 La Salle Street Chicago
Mercantile Mutual Fire 10 Weybossett Street Providence R I
National Fire Hartford Conn
Niagara New York
New Hampshire Manchester N II
Norwich Union G7 Wall Street New York
North British and Mercantile U S B 54 Williams Street New York
Northern Assurance 25 Pine Street New York
Orient Insurance Company Hartford Conn
Falatine U S B 21 Nassau Street New York
Pennsylvania Fire 510 Walnut Street Philadelphia PaCOMPTROLLERGENERALS REPORT
VII
Phoenix Assurance of England U S B 47 Cedar Street New York
Phoenix of New York 16 Court Street Brooklyn N Y
Phoenix of Connecticut 64 Pearl Street Hartford Conn
Queen of America 49 Cedar Street New York
Rochester German Rochester N Y
Royal Liverpool England Louisville Ky
Scottish Union and National U S B 222 Asylum Street Hartford Conn
Southern Mutual Athens Ga
Springfield Eire and Marine Springfield Mass
St Paul Fire and Marine St Paul Minn
Sun Ins Office of England 54 Pine Street New York
Sun New Orleans La
Traders Fire 160 La Salle Street Chicago 111
Union Assurance Society London U S B 35 Pine Street New York
Western Assurance 22 Wellington Street Toronto Canada
Westchester Eire 27 and 29 Pine Street New York
Williamsburg City Fire 13 Broadway Brooklyn N Y
LIFE INSURANCE COMPANIES
Etna Life Hartford Conn
Connecticut Mutual Life Hartford Connecticut
Equitable Life 120 Broadway New York
Fidelity Mutual Life Philadelphia Pa
Franklin Life Springfield 111
Germania Life 20 Nassau Street New York
Hartford Life Hartford Conn
Home Life 256 Broadway New York
Illinois Life Chicago 111
Manhattan Life of New York
Maryland Life 10 South Street Baltimore Md
Massachusetts Mutual Life 413 Main Street Springfield
Metropolitan Life 36 Park Place New York
Michigan Mutual Life Detroit Mich
Mutual Benefit Life 752 Broad Street Newark N T
Mutual Life of New York 32 Nassau Street New York
Mutual Life of Kentucky corner Fifth and Market Streets Louisville Ky
Mutual Reserve Fund 305 Broadway New York
National Life 1430 F Street Washington D C
National Life Montpelier Yt
New England Mutual Life Boston
New York Life 346 and 348 Broadway New York
Northwestern Mutual Life corner Broadway and Milwaukee Streets Mil
waukee Wis
Pacific Mutual Life San Francisco Cal
Prudential Life Newark New Tersey
Penn Mutual Life 921 Chestnut Street Philadelphia Pa
Phoenix Mutual Life Hartford ConnVIII
COMPTROLLERGENERALS REPORT
Provident Savings Life 55 Liberty Street New York
Royal Union Mutual Des Moines Iowa
Security Trust Philadelphia Pa
Security Mutual Life Binghamton New York
South Atlantic Life Richmond Va
Sun Life Montreal Canada
State Life Indianapolis Ind
State Life Worcester Mass
Travelers Life 56 Prospect Street Hartford Conn
Union Central Life 243 West Fourth Street Cincinnati O
Washington Life 21 Conrtland Street New York
ASSESSMENT LIFE AND ACCIDENT INSURANCE COMPANIES
American Assurance Association Atlanta Ga
Continental Aid Association Atlanta Ga
Empire Mutual Annuity and Life Atlanta Ga
Georgia Mut Life and Annuity Rome Ga
Georgia Sick and Accident Association Atlanta Ga
Georgia Cooperative Fire Augusta Ga
Georgia Relief Association Columbus Ga
Home Friendly Society 100 W Fayette St Baltimore Md
Industrial Aid Association Atlanta Ga
Mut Fire Indemnity Association Augusta Ga Withdrawn
Mutual Aid Association Augusta Ga
Provident Life and Annuity Baltimore Md
State Mutual Life and Annuity Rome Ga
OTHER THAN LIFE OR FIRE
JEtna Indemnity Hartford Conn
American Surety New York
American Credit Indemnity Company New York
American Bonding and Trust Company Baltimore Md
Bankers Mutual Casualty Des Moines Iowa
City Trust Safe and Deposit Philadelphia Pa
Employers Liability Insurance Association 84 and 85 King William Street
London England and 71 Kilby Street Boston Mass
Fidelity and Casualty 214 Broadway New York
Fidelity and Deposit Company Baltimore Md
Great Eastern Casualty New York
Guarantee of N A 157 St lames Street Montreal Canada
Hartford Steam Boiler 218 Main Street Hartford Conn
Lloyds Plate Glass 08 Williams Street New York
London Guarantee and Accident 139 La Salle Street Chicago 111
Maryland Casualty Company Baltimore Md
Metropolitan Plate Glass Company 166 Liberty Street New York
National Surety Company New York N Y
New York Plate Glass New YorkCOMPTROLLERGENERALS REPORT
IX
North American Accident 217 La Salle Street Chicago
Ocean Accident 346 Broadway N Y
Pennsylvania Casualty Scranton Pa
Pacific Surety 325 Montgomery Street San Francisco
Preferred Accident 202 Broadway New York
Standard Life and Accident Detroit Mich
Thames and Mersey Marine 69 Wall Street New York
The Great Eastern Casualty Company 290 Broadway New York
United States Casualty Company 38 Nassau Street New York
Union Casualty and Surety Seventh and Chestnut Streets St Louis Mo
United States Fidelity and Guaranty Baltimore Md
FRATERNAL ORDERS
American Guild Richmond Va
Catholic Knights of America St Louis Mo
Bankers Union of the World Omaha Neb
Fraternities Accident Order Philadelphia Pa
Fraternal Censor Dayton O
Fraternal Union Denver Col
Heralds of Liberty Huntsville Ala
Home Annuity Association St Louis Mo
Imperial Union Richmond Va
Independent Order Foresters Toronto Canada
Knights and Ladies of Southern Cross Atlanta Ga
Improved Order of Hepsatophs Baltimore Md
Loyal Additional Benefit Association Jersey City N T
Ladies of the Maccabees Port Huron Mich
Masons Annuity Atlanta Ga
National Fraternal Union Lawrence Ky
Order of Columbia Atlanta Ga
Royal Benefit Society Washington D C
Royal Arcanum Boston Mass
Royal Tribe of Joseph Sedalia Mo
Royal Fraternal Union St Louis Mo
Senate National Union Toledo Ohio
United Aid Society Savannah Ga
United Benevolent Society Atlanta Ga
Union Mutual Relief Atlanta Ga
AVoodmen of the World Omaha Nebx
COMPTROLLERGENERALS REPORT
LIST OF AGENTS WHO HAVE PAID THE
OCCUPATION TAX FOR 1902
A
Abbott W LSylvester Worth county
Alexander V MAtlanta Puton county
Alien J y H CoAugusta Richmond county
Akers SkinnerAtlanta Futon
Adams CMMton Bibb county
Arline T J o
Savannah Chatham county
Anderson J M u wu
Macon Bibb county
Abrams J BBrunswick Glynn county
Andrews G W ai t u
Atlanta Fulton county
Arthur F B
Americus Sumter county
Argo no TAmericus Sumter county
Adams J W T v
Jonesboro Clayton county
Anderson N C
Augusta Richmond county
Anderson T B r
Rome Floyd county
Allen Flovd mi i
Ubrisrht Wt P y S C0Unty
H s Greeneville Meriwether county
Atkinson Mrs W Y vr
in U Newnan Coweta county
Allen Co r
T Bainbridge Decatur county
Ansley Llpscomb Jerome Atlanta Fulton county
Arthur T1 Ti
Shellman Randolph county
f f0rd D Harwell Hart county
Almond W V CoConyers Rockdale
Arline Mason wnrtifHii ti
Ightsi ille Johnson county
Adamson J R J
nCarrollton Carroll county
Allen Wider
r Atlanta Fulton county
Atkins Thos E w0ni t i
Maj sville Jackson county
Andrews I B 0
lrnalI j H Savannah Chatham county
Tcnnillc Washington county
B
Bass J M r
Macon Bibb county
Burnev Burton
Monticello Jasper count v
Brantley A C T n
Leslie Sumter county
Butler F
Vugusta Richmond county
Bateman A J
Vngusta Richmond county
0VB TnoMacon Bibb county
Brown Miss Elizabeth VUalta VnlUm CQmtyCOMPTROLLERGENERALS REPORT
XI
Bannon Miss Annie KMacon Bibb county
Bell R EAtlanta Fulton county
Branham W SWaycross Ware county
Barnes Z A JrAtlanta Fulton county
Blalock J OJonesboro Clayton county
Brooks T JDarien Mclntosh county
Blackmar J WColumbus Muscogee county
Bagley D WAmericus Sumter county
Barker E CWest Point Troup county
Bell Conn Milledgeville Baldwin county
Black E RAtlanta Fulton county
Bowen O CHartwell Hart county
Berrien R NMillen Berrien county
Brogden Sweat Savannah Chatham county
Bush F ALumpkin Stewart county
Brand L MLawrenceville Gwinnett county
Bennett AThomasville Thomas county
Brooks T FSavannah Chatham county
Baldwin W PMarshallville Macon county
Brannon P MCairo Thomas county
Benson L KMoultrie Colquitt county
Bridges J RCuthbert Randolph county
Brown JasAtlanta Fulton county
Blackmar A OColumbus Muscogee county
Brown N BAtlanta Fulton county
Burney T AAtlanta Fulton county
Brown NAtlanta Fulton county
Boyd J SThomson McDuffle county
Brannen T EStatesiwro Bulloch county
Barksdale R OWashington AVilkes county
Brightwell G RLexington Oglethorpe county
Bashinsky HSandersville Washington county
Bond J LMidland Muscogee county
Brown R TJAtlanta Fulton county
Blanchard L EHarlem Columbia county
Burke M EAugusta Richmond county
Burbank S MAtlanta Fulton county
Buchannan J EAtlanta Fulton county
Bell R MAtlanta Fulton county
Bradley E SAtlanta Fulton county
Ball O HAtlanta Fulton county
Baldwin JnoMacon Bibb county
Beck I H PBowden Carroll county
Bond J LAtlanta Fulton county
Blackwell Hunter Elberton Elbert county
Burnett fr Peterson Fort Games Clay county
Brown J WComer Madison countyXII COMPTROLLERGENERALS REPORT
Banks N OGrantville Coweta county
Burney J G CoBoston Thomas county
Battle T OPelhain Mitchell county
Baker Tanner Douglas Coffee county
Brown Mrs W Emma Fort Valley Houston county
Boynton W HRoscoe Coweta county
Baggs Perry Camilla Mitchell county
Bradfield E RLn Grange Troup county
Bashinsky English Sandersville Washington county
Battle J HWarrenton Warren county
Brown Pead Eatonton Putnam county
Brown M LBremen Haralson county
Brantley B DBlackshear Pierce county
Bivins E J CoMoultrie Colquitt county
Blackshear E JDublin Laurens county
Ballenger G AVienna Dooly county
Brodnax E BCarrollton Carroll county
Brown Hoyt Boston Atlanta Fulton county
Bishop O BAdairsville Bartow county
Baker B TGreenville Meriwether county
Bridges Jack Unadilla Dooly county
Burtz N RLumpkin Stewart county
Bridges H CMcDonough Henry county
Butt F M CoAugusta Richmond county
Barber J RAbbeville Wileox county
Bryant J HColumbus Muscogee county
Burnett W HSparta Hancock county
Bruce E CRochelle Wileox county
Barker J RCedartown Polk county
Bell J MDawson Tenell county
Baum MQuitman Brooks county
c
Corley J JCovington Newton county
Cook W FSavannah Chatham county
Coleman H AAtlanta Fulton county
Coleman F WAtlanta Fulton county
Couper J HBaingridge Decatur county
Connell E LTemple Carroll county
Clarke Z HMoultrie Colquitt county
Campbell B MBainbridge Decatur county
Coheu LWaynesboro Burke county
Chappell L HColumbus Muscogee county
Callahan O LWoodbury Meriwether county
Cleveland GOLaGrange Troup county
Cheatham L WBrunswick Glvnn county
Crawford A LColumbus Muscogee countyCOMPTROLLERGENERALS REPORT
XIII
Cobb J JMacon Bibb county
Cobb Mallary Mills Macon Bibb county
Cuinming A LMacon Bibb county
Carson BTif ton Berrien county
Clower ECairo Thomas county
Corbett W PSavannah Chatham county
Cheatham T MWadley Jefferson county
Colzey E FColumbus Muscogee county
Coates E BMacon Bibb county
Cooper J CAthens Clarke county
Cox S AAtlanta Fulton county
Carson J MHarmony Grove Jackson county
Carrington Misses C B C SMilledgeville Baldwin county
Castello E JAugusta Richmond county
Castello E JLouisville Jefferson county
Crimm C HAtlanta Fulton county
Chapman J BLithonia PeKalb county
Clarke A JAcworth Cobb county
Cleland J BAtlanta Fulton county
Campbell H WVienna Dooly county
Caraker C TMilledgeville Baldwin county
Cohen J J CoAugusta Richmond county
Cowles J SAtlanta Fulton county
Cook J ALavonia Franklin county
Cunningham A LAugusta Richmond county
Clement W JAugusta Richmond county
Carter A BAugusta Richmond county
Clements J BAugusta Richmond county
Copeland W WAtlanta Fulton county
Candler J TAtlanta Fulton county
Cornwell WGriffin Spalding county
Curtis Morris Thomson McDuffie county
Cabaniss Walker Colemau and
HatcherMacon Bibb county
Chambliss H EMonroe Walton county
Campbell H WCordele Dooly county
Coleman J LStatesboro Bulloch county
Crawford W T Thomasville Thomas county
Candler W BVilla Rica Carroll county
Cater j j Forsyth Monroe county
Crittenden Bros Cuthbert Randolph county
Cobb BrosCordele Dooly COUnty
Cothran H D CRome Floyd county
Copelan E WGreenesboro Greene county
Culpepper Geo BPerry Houston county
c M Americus Sumter county
Colerat C SSavannah Chatham countyXIV COMPTROLLERGENERALS REPORT
Coart J CColumbus Muscogee county
Campbell M OAdrain Emanuel county
Cobb Bros Moultrie Colquitt county
Curran P CSavannah Chatham county
Cole F WAtlanta Pulton county
Childs F WAtlanta Pulton county
Cantrell Ramsaur Quitman Brooks county
Coney W M W 0Savannah Chatham county
D
Dickey J L JrAtlanta Pulton county
Dearing Hull StoddartSavannah Chatham county
Davenport J OPayetteville Payette county
Dobbins Paschal Atlanta Pulton county
Douglas P WWoodville Greene county
Davis J S CoAlbany Dougherty county
Drake R H CoGriffin Spalding county
Daniel Carswell PendergastSavannah Chatham county
Davis J CAtlanta Pulton county
Davis J EMaeou Bibb county
Dozier P N JDamascus Early county
Drake W NPelham Mitchell county
Dimmock A EDublin Lowndes county
Dobbs E JAtlanta Pulton county
Dickerson J BRockmart Polk county
Dreger W TAugusta Richmond county
Deal G PAVayeross Ware county
Davis W ANewnan Coweta county
Duggan M LSparta Hancock county
Denson W HColumbus Muscogee county
Durham P BAugusta Richmond county
Dees J D Augusta Richmond county
Drake J MAthens Clarke county
Dixon C EMacon Bibb county
Dowdell L PColumbus Muscogee county
Davis J RQuitman Brooks county
Dawson AY PHawkinsville Pulaski county
Dunbar A SAtlanta Pulton county
1 arwin Jno A CoAthens Clarke county
Dunham T PSavannah Chatham county
Davis A AThomaston Upson county
Dixon J BMcDonough Henry county
Douglas C B CoArlington Calhoun county
Dent J TBainbridge Decatur county
Dixon R T R JRichland Stewart count v
Dubose R TAtnenS Clarke county
Davis Leonard Danas Paulding countyCOMPTROLLERGENERALS REPORT
XV
Duulap EAtlanta Fulton county
Davis WCairo Thomas county
Danforth H CSavannah Chatham county
Dukes J SSavannah Chatham county
Davis L PThomaston Epson county
E
Eve W RAugusta Richmond county
Erdman C MAtlanta Fulton county
Etheridge J OAtlanta Fulton county
Emery WTroup county
Emery W ATroup county
Edge C JColumbus Muscogee county
Elliott A BSavannah Chatham county
Edge G RGeneva Talbot county
Enrich WinColumbus Muscogee county
Elliott A WWeston Webster county
Erwin Geo PClarkesville Habersham county
Etheridge F SJackson Butts county
F
Ficklen B Son AVashington Wilkes county
Ficklen B Son Taliaferro county
Farie A LSavannah Chatham county
Fort C MRome Floyd county
Fleming P WBrunswick Glynn county
Footman Geo DSavannah Chatham county
Fuller R SShiloh Harris county
Field Joseph Atlanta Fulton county
Fleming H AHolly Springs Cherokee county
Felker C WWinder Jacksoir county
Fletcher Pearson Lumpkin Stewart county
Flake W GCanton Cherokee county
Finn J MDublin Laurens county
Fulcher W MWaynesboro Burke county
Furlow H HMacon Bibb county
Farmer E JFitzgerald
Furguson J FGriffin Spalding county
Freeman J CAtlanta Fulton county
Flynn F JAugusta Richmond county
Fifer W HSavannah Chatham county
Flournoy O RFort Valley Houston county
Farmer L RLouisville Jefferson county
Fountain W AFrasier Pulaski county
Fricks A LCarnesville Franklin county
Franklin Life 1 agt name not given
Foute WmAtlanta Fulton countyXVI
COMPTROLLERGENERALS REPORT
G
Goins JColumbus Muscogee county
Gregory I WAlbany Dougherty county
Grant J SClarkesvtlle Habersham county
Golden E Z TDublin Laurens county
Green W CAlbany Dougherty county
Green C EMilledgeville Baldwin county
Greely G M CoTallapoosa Haralson county
Griffin F WLyons Tattnall county
Graham L CCairo Thomas county
Gay A O MAtlanta Fulton county
Gay S WAtlanta Fulton county
Gallaway T JMonroe Walton county
Green W SColumbus Muscogee county
Gwinn R JAtlanta Fulton county
Graham F TAugusta Richmond county
Gray D FGriffin Spalding county
Gill J pAtlanta Fulton county
Goetchius C BRome Floyd county
Gray Y S BGriffin Spalding county
Grow S ECarrollton Carroll county
Gregory I WGeorgetown Quitman county
Gracy J FAugusta Richmond county
Gardner H AMacon Bibb county
Graves R A CoBainbrldge Decatur county
Graves R A CoColquitt Miller county
Griffith Conner Macon Bibb county
Golden E Z TStatesboro Bulloch county
Glover Grady Rossville Walker county
Graves R W CoHome Floyd county
Griffith M FCrawfprdsville Taliaferro county
Gillespie Mrs VV AGreeneville Meriwether county
Gardner W S CoAugusta Richmond county
Groover Johnston SorrierStatesboro Bulloch county
Godfrey T EMadison Morgan county
Gray H LLeliaton Coffee county
Griffith Thos MFitzgerald Irwin county
Ginn W CColumbus Muscogee county
Garlington Eugene Griffin Spalding county
Groover CoQuitman Brooks county
Girardeau C HAtlanta Fulton county
H
Home Turpin CoMacon Bibb countv
Halstead Miss Nina Columbus Muscogee county
Hunt T ECedartOwn Folk count v
llumbaugh V WValdosta Lowndes countyCOMPTROLLERGENERALS REPORT
Heard I TAugusta Richmond county
Horsley J ADa W8011j Terrell county
Harper A TMacon Bibb county
Harris MMacon Ribb county
Henderson D LVienna Dooly county
Hutchins G SBuford Gwinnett county
Harris B HColumbus Muscogee county
Hill W CSavannah Chatham county
Hansford L NAmericus Sumter county
Hatch Owens Savannah Chatham county
Hutchins W GAtlanta Fulton county
Holloman W SDublin Laurens county
Haynes W RDanville Twiggs county
Heard I TAugusta Richmond county
Hutchins G SBuford Gwinnett county
Hemperley A RBast Point Pulton county
Hughie T ETallapoosa Haralson county
Hawkins Wm E CoAtlanta Fulton county
Hunter S BMacon Bibb county
Harris H CMacon Bibb county
Holland W WAlpharetta Milton county
Herring J RXewnan Coweta county
Huff wMacon Bibb county
Hays A WCovington Newton county
Holloway W HGrantville Coweta county
Hyatt OAtlanta Fulton county
H1U YMontezuma Macon county
Heard L MElberton Elbert county
Haynes Geo SSavannah Chatham county
Hill A WXewnan Coweta county
Hyams J JSylvania Screven county
Hart T ESylvania Screven county
Hill J BColumbus Muscogee county
Holtzclaw B CPerry Houston county
Hopkins W TSavannah Chatham county
Hanley P PAugusta Richmond county
Haney SAugusta Richmond county
Hall R EAugusta Richmond county
Harvey L MAugusta Richmond county
Henderson R TAtlanta Fulton county
Hurst D LAtlanta Fulton county
Harvey TasAtlanta Fulton county
Henderson M SAtlanta Fulton county
Hames G TAtlanta Fulton county
Tlollingswortli JnoAtlanta Fulton county
Head W BGriffin Spalding county
Hyatt R WColumbus Muscogee county
XVIIXVIII COMPTROLLERGENERALS REPORT
Hart J FMacon Bibb county
Hubbard W HNewnan Covsta county
Huff J B CoColumbus Muscogee county
Heard Black Elberton Elbert county
Harris W J Co Cedanown Polk county
House L A CoWinder Jackson county
Hernan E MSavannah Chatham county
Hodnett W CCarrollton Carroll county
Hayes J TBowersville Hart county
Hansell Merrell Thomasville Thomas county
Herman H ASandersville Washington county
Hodges L T CoLogansville Walton county
Holt Harris Sandersville Washington county
Hather C CAtlanta Fulton county
Hunt Stevens Carlton Madison county
Hubert W PCrawfordsville Taliaferro county
Halnes B DSavannah Chatham county
Hunt W GSavannah Chatham county
Hinton W RSavannah Chatham county
Herb G Y Brunswick Glynn county
Hodges T HHartwell Hart county
Hunt C FThomson McDuffie county
Herman S HEastman Dodge county
Harrison W G R CSavannah Chatham county
I
Iiwin M DWinder Jackson county
Ivey CAugusta Richmond county
J
Jackson X FAtlanta Fulton county
Tones J MBoston Thomas county
Jay W TShellman Randolph county
Jones T RAtlanta Fulton county
Jordan A FVienna Dooly county
Jarmon T HTifton Berrien county
Jones J Ashley Atlanta Fulton county
Jankower MAthens Clarke county
Jones C SCulverton Hancock county
Jordan L MTennille Washington count y
Jessup J L Valdosta Lowndes county
Johnson J MAtlanta Pulton county
Jackson A OWest Point Troup county
Jackson R GBrunswick Glynn county
Jackson T HWrightsville Johnson county
Johnson L MAthens Clarke county
Jones NSavannah Chatham countyCOMPTROLLERGENERALS REPORT
XIX
Johnson C WAugusta Richmond county
Jenner Robert Athens Clarke county
Johnson B TAtlanta Fulton county
Jennings F BMacon Bibb county
Jones W MAmericus Sumter county
Johnson AlexAugusta Richmond county
Jones W EWaynesboro Burke county
Johnson Strom Augusta Richmond county
Johnston Murray Griffin Spalding county
Jenkins W KAshburn Worth county
James D WBlakely Early county
Jewell D AJewells Hancock county
Jones T RValdosta Lowndes county
Juniper Ella SMacon Bibb county
K
Kaylor JMacon Bibb county
Ketehum R PCordele Dooly county
Kolsliorn Fred Savannah Chatham county
Ketehum W IIBrunswick Glynn county
Kuttner N IIAlbany Dougherty county
Key C MGreensboro Greene county
King C W CoRome Floyd county
Kirtley Miss Carrie Atlanta Fulton county
Kimbrough E EGainesville Hall county
Keenan Hugusta Richmond county
Klein S CUigusta Richmond county
King Chas AWest Point Troup county
Ketehum P HAtlanta Fulton county
Kirby B HXewnan Coweta county
Kennan SDarlen Mclntosh county
Kinard S BJackson Butts county
Kytle Jackson Athens Clarke county
Kendrick W LSharon Taliaferro county
Kerr T CSavannah Chatham county
Knight Williams Waycross Ware county
L
Lawrence LColumbus Muscogee county
La Roche J ISavannah Chatham county
Lowe M CMcDonough rienry county
Laird A JAtlanta Fulton county
Lanier A LMt Vernon Montgomery county
Lott W LColumbus Muscogee county
Lowe J F JrPerry Houston county
Lester E CMacon Bibb county
Lge j rStatesboro Bulloch countyXX COMPTROLLERGENERALS REPORT
Leyens H WAugusta Richmond county
Lathrop E SAtlanta Pulton county
Latham S ZColumbus Muscogee county
Leake BCarrollton Carroll county
Lassiter J LLuthersville Meriwether county
Lewis Jno P SonMontezunia Macon county
Loyless S ADawson Terrell county
Lang WValdosta Lowndes county
Lawshe P PElberton Elbert county
Lewis G AMonroe Walton county
Little W CEatonton Putnam county
Lovelady A JBall Ground Cherokee county
Luck M TAugusta Richmond county
Lee J MAugusta Richmond county
Lanham WAugusta Richmond county
Lanier H PAugusta Richmond county
Lanier PWest Point Troup county
Lorrain E MAugusta Richmond county
Layfleld CRichland Stewart county
Littlefield O Pjesup Wayne county
Lipscomb CoAthens Clarke county
Lemon A LAcworth Cobb county
Little T CHarmony Grove Jackson county
Loft in J B Son Morgan Calhoun county
Loftin J B Son Blakeley Early county
Lovett B B BroSandersville Washington county
Leggett A MSavannah Chatham county
Lee R ESavannah Chatham county
Lowry M M CoDawson Terrell county
Lott Peabody Waycross Ware county
M
Mesry E CAtlanta Pulton county
Mitchell A IAthens Clarke county
Moore H GHazlehurst Appling county
Mauldin J LOair0 Thomas county
Morgan J PColumbus Muscogee county
Mallette E MThomasville Thomas county
Mercer Mercer Savannah Chatham county
Medley C RColumbus Muscogee county
Mayo G WPringle Washington county
Mulherin Armstrong Augusta Richmond county
Moses L TTurin Meriwether county
Murphey E SZebulon Pike county
Mathews W SColumbus Muscogee county
Malone R AAlbany Dougherty county
Mather CCordele Dooly countyCOMPTROLLERGENERALS REPORT XXI
Maddox J HWest Point Troup county
Morris J MCedartown Polk county
Murphey T EMacon Bibb county
Murpbey J CMacon Bibb county
Murphey E SBarnesville Pike county
Mullarky A P HAugusta Richmond county
Malone W AColumbus Muscogee county
Middlebrooks FMonticello Jasper county
Moses 0 FSavannah Chatham county
Mobley H TJefferson Jackson county
Mobley M LSocial Circle Washington county
Moore R CNewnan Coweta county
Murray W TAugusta Richmond county
Manning C CAtlanta Fulton county
Metts T HMacon Bibb county
Montgomery Goodyear Brunswick Glynn county
Monroe T RAbbeville Wilcox county
Mathews T MThomaston Upson county
Martin C HOcilla Irwin county
Marshall T BDouglas Coffee county
Mobley AVilkinson Hogansville Troup county
Morton J WAthens clarke county
Mallette Nutt Jackson Butts county
Mardre W LLumpkin Stewart county
Mallette M RBoston Thomas county
Montgomery J SThomasville Thomas county
Martin C DNelson Pickens county
Moore J LHampton Henry county
Mattox RushingMoultrie Colquitt county
Montford T PColumbus Muscogee county
Mathews H WColumbus Muscogee county
Monroe R A Columbus Muscogee county
Mathews W LSylvania Screven county
Middlebrooks PMadison Morgan county
McCullough J EAtlanta Fulton county
McGath JOxford Newton county
McDonald J EBryan Jefferson county
McClurkin G PAtlanta Fulton county
McKinney T SB1e RidSe Fannin county
McKenzie W WColumbus Muscogee county
McDonald GeoCuthbert Randolph county
MKennie J CLaGrange Troup county
McNeely W AWaycross Ware county
McMillen W WAugusta Richmond county
McNair D MAugusta Richmond county
McLaughlin J PAtlanta Fulton county
McArver J ARome Floyd countyXXII COMPTROLLERGENERALS REPORT
McLean A LThomson McDuffie county
McRea M LMcRea Telfair county
McDowell J GWaycross Ware county
McCandless E SAtlanta Fulton county
McConnell L J CoCarnesville Franklin county
McCall C HBuena Vista Marion county
McElvaney A MConyers Rockdale county
McClendon King CastelloFort Gaines Clay county
McKenzie J WMontezuma Macon county
N
Norris Jno TCartersville Bartow county
Newton H CShellman Randolph county
Northen C SAtlanta Fulton county
Nichols J PGriffin simWillg couuty
Newman W NRome Floyd county
Noins W MMacon Ribb county
North R MNewnan Ooweta county
Nicholson CoAthens Clarke county
elins S JAtlanta Fulton county
Newman HillColumbus Museogee county
0
OConnor E HSavannah Chatham county
Outlaw J IIBartow Jefferson county
Ocilla Brokerage Ins CoOcilla Irwin county
P
Phinizy F CoAugusta Richmond county
Peters Thos jrHawkinsville Pulaski county
Pitts F MCornelia Habersham county
Pendleton W MAtlanta Fulton county
Powell G W LAtlanta Fulton county
Perry W OLawrenceville Gwinnett county
Palmer B HCordele Dooly county
Pickett D CColumbus Muscogee county
Pitts I HColumbus Muscogee county
Pinkston W LGreeneville Meriwether county
Patterson ReynoldsAtlanta Fulton county
Phillips PhilliPS Louisville Jefferson county
l3ckett D CDawson Terrell county
Perry T J JrCuthbert Randolph county
Prescott AV JMt Vernon Montgomirv count
Preston W HAlIauta Fulton county
Peacher CCartersville Bartow county
Palmour B FGainesville Hall countv
Parsons B FHawkinsville Pulaski countyCOMPTROLLERGENERALS REPORT
XXIII
Passmore T BNashville Berrien county
Persons R TPorsyth Monroe county
Peters ThosAtlanta Fulton county
Peters E J Atlanta Fulton county
Peters H LTrion Chattooga county
Pruden W H Son Dalton Whitfield county
Peterson H FAugusta Richmond county
Pusser R AAugusta Richmond county
Phillips G HAtlanta Fulton county
Parker J T Athens Clarke county
Perrj E JBainbridge Decatur county
Park Harper CoEastman Dodge county
Peak R IAtlanta Fulton county
Iendleton W MAtlanta Fulton county
Palmer G TSavannah Chatham county
Powell H PBarnesville Pike county
Pickctt R OMcDonough Henry county
Perry B FCanton Cherokee county
Pritchard BrosSandersville AVashington county
Pirkle Jordan Barnesville Pike county
Pirkle Jordan Greenville Meriwether county
Pinson Holmes Sylvester Worth county
Polhill Grubbs Sylvester Worth county
Price J HTifton Berrien county
Price D SJesup Wayne county
Parks Bell Dawson Terrell county
Price W FColumbus Muscogee county
Purcell J CSavannah Chatham county
Peeples R A SonsValdosta Lowndes county
Peeples R A SonsNashville Berrien county
Proctor R ECartersville Bartow county
Parker I OMillen Screven county
Palmer F SWaynesboro Burke county
Q
Quarterman Bondurant Winder Jackson county
R
Roberson J NWadley Jefferson county
Rossman W IIMaeon Bibb county
Robison S BSandersville Washington county
Rambo S STallapoosa Haralson county
Rowland J T CoAtlanta Fulton county
Reynolds Rust Atlanta Fulton county
Reaves W ASavannah Chatham county
Rood R WAtlanta Fulton county
Ray B HMacon Bibb countyXXIV
COMPTROLLERGENERALS REPORT
Rudolph J MDalton Whitfleld county
Rayle A ALexington Oglethorpe county
Rushin M EVienna Dooly county
Russell J SAtlanta Fulton county
Rowland Rowland Savannah Chatham county
Rush J LAugusta Richmond county
Ragsdale T JAtlanta Fulton county
Reynolds J CAtlanta Fulton county
Robinson C AAtlanta Fulton county
Ragan T BHuntsville Pulaski county
Robson Holleman Atlanta Fulton county
Rountree J HFitzgerald Irwin county
Raines CoTennille Washington county
Roney Davenport Americus Sumter county
Richardson B SValdosta Lowndes county
Ramsaur A ECalhoun Gordon county
Rushin J MBoston Thomas county
Rogers S H JrSavannah Chatham county
Rosser J ELaFayette Walker county
Rosborough Ed KAugusta Richmond county
Rowland CoAthens Clarke county
Riley 1 L CoAtlanta Fulton county
s
Stone J TColumbus Muscogee county
Stroman Jno NAugusta Richmond county
Sealy D NHelena Telfair county
Sawtell L PAtlanta Fulton county
Schley JSavannah Chatham county
Smith H EBartow Jefferson county
Singleton W CBuena Vista Marion county
Sterne EAlbany Dougherty county
Starr Erwin Calhoun Gordon county
So well R INewnan Coweta county
Schreve T CAtlanta Fulton county
Smith A FElberton Elbert county
Sessions W LAtlanta Fulton county
Slembridge W HMilledgeville Baldwin county
Stupplebeen H BQuitman Brooks county
Saffold T PGriffin Spalding county
Stanley Miss Mary ACanton Cherokee county
Straus Mrs NevaAtlanta Fulton county
Shelton 1 SDouglas Coffee county
Shulhaefer A EAtlanta Fulton county
Sudderth D QLawrenceville Gwinnett county
Savage W Dugusta Richmond county
Sommerkamp F MColumbus Muscogee countyCOMPTROLLERGENERALS REPORT
XXV
Stewart Jno AYatesville Upson county
Stapleton GeoAtlanta Pulton county
Sims P RWashington Wllkes county
Surgess A JMadison Morgan county
Seay B HLaGrange Troup county
Shellrnan A LSavannah Chatham county
Snow H OAbbeville Wilcox county
Smith L WTalbotton Talbot county
Story S GAugusta Richmond county
Shulhaefer ASavannah Chatham county
Shepherd J FAtlanta Pulton county
Sanders W DBoston Thomas county
Stacey W CAtlanta Fulton county
Solomon W WMacon Bibb county
Siegler G GAugusta Richmond county
Sharper R VAugusta Richmond county
Salter D LAtlanta Fulton county
Strops F LAtlanta Fulton county
Sorrell W JMacon Bibb county
Spicer J AAtlanta Fulton county
Stanford Hansell Cuthbert Randolph county
Saddler W GNewnan Coweta county
Sawtell L PAtlanta Fulton county
Sessions M MMarietta Cobb county
Story J WGriffin Spalding county
Shaw R KValdosta Lowndes county
Speed F H V HPalmetto Campbell county
Skellie A DFort Valley Houston county
Smith Geo HBrunswick Glynn county
Stewart J FEllaville Schley county
Stewart T SDahlonega Lumpkin county
Shaw H TMadison Morgan county
Sanders fc Davis Cedartown Polk county
Simpson D JToccoa Habersham county
Sudderth D GLawrenceville Gwinnett county
Sasser J ASenoia Coweta county
Shackelford W ALexington Oglethorpe county
Symons W FBrunswick Glynn county
Spurlin Hurst Tifton Berrien county
Skinner W DColumbus Muscogee county
Stone T TColumbus Muscogee county
Stark C MSavannah Chatham county
Salter 10 W Savannah Chatham county
Stoney Alfriend Co Atlanta Fulton countyXXVI
COMPTROLLERGENERALS REPORT
T
Thomson C SCovington Newton county
Thomas W CArlington Calhoun county
Tupper S YAtlanta Fulton county
Troutmam Miss Mary ATrion Chattooga county
Toirance B WGriffin Spalding county
Thornton J IJackson Butts county
Taylor J MReynolds Taylor county
Thomas T DDalton AAhitfield county
Thrower HElberton Elbert county
Turner C TRome Floyd county
Thornton Tno RAtlanta Fulton county
Thomson HAthens Clarke county
Taylor A MMaeon Bibb county
Thompson T CThomaston Upson county
Thorn C CAtlanta Fnlton county
Traylor J RAtlanta Fulton county
Taylor C ABrunswick Glynn county
Taylor W AAtlanta Fulton county
Turner CMontezuma Macon county
Truslow A RAtlanta Fulton county
Thurman 7 AAAtlanta Fulton county
Thomas AA EAtlanta Fulton county
Turner 1 LAtlanta Fulton county
Thomas M AGriffin Spalding county
Tarver A BColumbus Muscogee county
Twitty W 0Pelham Mitchell county
Taylor Peacock Cochran Tulaski county
Tignor T OGreeneville Merlwether county
Thomason Robertson Aladison Morgan county
Thomas AA LFlains Sumter county
Threlkeld T CAtlanta Fulton county
Tinsley A RMacon Bibb county
Tabor J FLavonia Franklin county
Thurman MBarnesvillo Pike county
Thompson A HLaGrange Troup county
Thornton T TLaGrange Troup county
U
Upshaw W FMonroe Walton county
Upton T TAtlanta Fulton county
V
Vlnson T AVPort Galnes Clay county
Van Dyke B BAbbeville Wilcox county
VaH M JAugusta Richmond countyCOMPTROLLERGENERALS REFORT
XXVII
w
Wright J TCedartown Polk county
Wiggins G PMacon Bibb county
Willis W CValdosta Lowndes county
Wilson II CSparta Hancock county
Wynn J OAtlanta Fulton county
Wilhelm J EAtlanta Fulton county
Williams S GSwainesboro Emanuel county
Wlieatlev W KAugusta Richmond county
Wooten J ItCutlibert Randolph county
Willis WAraldosta Lowudes couuty
Wey F WAtlanta Fulton county
Wey Mrs F WAtlanta Fulton county
Williams BrosAtlanta Fulton county
Waters A JEllaville Seliley county
Warrick It Savannah Chatham county
Wolf X FAtlanta Fulton county
Wooten W ItMacon Bibb county
Warren LAmericus Sumter county
Wilson R OSparta Hancock county
Welch L EAlbany Dougherty county
Walker J WAugusta Richmond couuty
Walker J DSparta Hancock county
Walton W LRome Floyd county
Wilkins 1 JAthens Clarke county
Wilcox 1 F CoColumbus Muscogee county
Wallace T BAtlanta Fulton county
Wilkinson S JAtlanta Fulton county
Williams J MDublin Laurens county
Wise B AMacon Bibb omltv
Wight K 1Cairo Thomas county
West V B Macon Bibb county
Wheaton Jno FSavannah Chatham county
Wheatley 1 W CoAmericus Sumter county
Warren G GIsabella WOTth couaty
Watkins Turner Tennille Washington county
Warren G WLouisville Jefferson county
Winship Ike Macon Bibb county
Waldo A Iv111a Pulton county
Walker B SMonroe Walton county
Whelchel B HGainesville Hall county
Whitfield J JIlawkinsville Pulaskl county
Tr r T Savannah Chatham county
Wilson W 1j
Wynn Harrell Cochran Pulaski county
Wrlht T g Brunswick Glynn county
Walker Chits MGrantville Coweta countyXXVIII
COMPTROLLERGENERALS REPORT
Walker J JOcilla Irwin county
Wamack John Dalton Whitfield county
Woodruff F LAtlanta Pulton county
Wilkinson S CMacon Bibb county
Walker T KMacon Bibb county
Williams J N Macon Bibb county
Warner JSavannah Chatham county
Waldech MSavannah Chatham county
Wilson J WStatesboro Bulloch county
Webb A AAdel Berrien county
Wight E L CoAlbany Dougherty county
Y
Young H LQuitman Brooks county
Yancey H SonRome Floyd county
Yeomans C LMacon Bibb county
Yeargin W MMaysville Jackson county
z
Zuber C EColumbus Muscogee county
State Agents
Atkisson Williford RamspeckAtlanta Fulton county
Arnall C SAtlanta Fulton county
Angier CAtlanta Fulton county
Bagley Willett Atlanta Fulton county
Byck M LSavannah Chatham county
Bardwell WilkinsonAtlanta Fulton county
Bland M HMilledgeville Baldwin county
Brown T BAtlanta Fulton county
BlTan SAtlanta Fulton county
Butt Durant Atlanta Pulton county
Cofleld CAtlanta Pulton county
Cameron J S CoAtlanta Pulton county
Coleman D PAtlanta Pulton county
Crandall McGeeheeAtlanta Fulton county
Franklin Life State agt nor given Atlanta Fulton county
Foreman R L Atlanta Pulton county
Green Jno MAtlanta Fulton county
Grady W EAtlanta Pulton county
Godbold H VAtlanta Fulton county
Hilliard Ililliard State
Haas L HAtlanta Fulton county
Harty Apple Savannah Chatham county
Hart A WAtlanta Fulton countyCOMPTROLLER GENERALS REPORT
XXIX
Harmon A CSavannah Chatham county
A Haas Son Atlanta Fulton county
Haas CoAtlanta Eulton county
Jackson H SAtlanta Fulton county
LaCraw C VAtlanta Fulton county
Mullen Bowen Atlanta Fulton county
Moody Jno TAtlanta Fulton county
Marshall A AAtlanta Fulton county
Nutting J R CoAtlanta Fulton county
Oberdorfer EAtlanta Fulton county
Phillips C WAtlanta Fulton county
Pound B RResident of Florida money refunded
Prince J TAtlanta Fulton county
Pickett Tno DAtlanta Fulton county
Rhodes P AAtlanta Fulton county
Senate S WAtlanta Fulton county
Staunton V LWaycross Ware county
Thornton W JTalbotton local agt and 40 refunded
Toole J EAtlanta Fulton county
Terrell W AGreeneville Meriwether county
White W WAtlanta Fulton county
No Amount
Total agents 805 8050 00
Total State agents 44 2200 OC
Agents tax last quarter 1901 780 00
Agentstax Oct 11901 to Oct 1 1902 11030 00
Add 3000 receipted for as fees that should have been agents tax in
last quarter of 1901 which makes
Total 11000 00COMPTROLLERGENERALS REPORT
AGRICULTURAL FIRE INSURANCE COMPANY WATERTOWN N Y
A H Sawyer President W H Stevens Secretary
Principal Office 23 Washington Street
James L Riley Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash
500000 00
500000 00
IIASSETS
1 Market value of real estate owned by the company less the
amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple
3 Interest due on all said bond and mortgage loans 14
27031 interest accrued thereon 1870555 total
4 Value of lands mortgaged exclusive of build
ings and perishable improvements 984781 00
5 Value of buildings mortgaged insured for
54405000 as collateral 598709 00
6 Total value of said mortgaged premises car
ried inside 1563490 00
9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value
11 Total par and market value and amount loaned thereon
12 Cash in companys principal office 4185 11
13 Cash belonging to the company deposited in
bank National Union 0792818 Jeffer
son County National 3127128 Water
town National 2002923 National Bank
and Loan Co 1400200 total 133230 G9
Totol cash items
15 Interest due and accrued on stocks and bonds not included
in market value uncollected
1G Interest due and accrued on collateral loans and uncollected
and bank balances
17 Cash in hands of agents and in course of transmission
fteinsurance on losses already paid Erie Fire 228425
500000 00
337400 00
775211 50
27975 85
724665 62
239244 18
137415 80
6165 47
5689 18
209810 3610 COMPTROLLERGENERALS REPORT
Magdeburg 4757 Northern 9982 Capital Fire
1015 Hanover 750 Security Conn 43565 North
British and Mercantile 1022 Western assurance 35 50
Total 2930 66
Total assets of the company 2466508 63
Deduct from the above assets on account of bad and doubt
ful debts and securities 26429 89
Aggregate amount of all the assets of the company stated
at their actual value 2440078 74
IIILIABILITIES
1 Losses due and unpaid 29101 96
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 69001 00
3 Losses resisted including interest costs and
other expenses thereon 11970 00
4 Total gross amount of claims for losses 11007296
5 Deduct reinsurance thereon 9818 95
6 Net amount of unpaid lossess 100254 01
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 82680300 unearned pre
miums fifty per cent 413401 50
8 Gross premiums without any deduction re
ceived andreceivable upon all unexpired
fire risks running more than one year
from date of policy 146297900 un
earned premiums pro rata 767482 13
11 Total unearned premiums as computed above
carried out 1180883 63
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Commissions 5076228 reinsurance 1263711
total 63399 39
20 Total amount of all liabilities except capital stock scrip
and net surplus 1344537 03COMPTROLLERGENERALS REPORT
11
21 Joint stock capital actually paid up in cash 500000 00
23 Surplus beyond capital and all other liabilities 595541 71
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2440078 74
IVINCOME DURING THE YEAR
On Fire Risks
Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statementI 200129 44
Deduct amount of same not collected 1744 62
Net collected 198384 82
Gross premiums on risks written and renewed
during the year 1653971 01
Total 1852356 43
Deduct premiums and bills in couse of collec
tion at this date 209810 36
Entire premiums collected during the year 1642546 07
Deduct reinsurance and return premiums 569080 86
9
10
11
12
15
Net cash actually received for premiums carried out 1073465 21
Received for interest on bonds and mortgages 44424 89
Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 33324 35
Income received from all other sources omitting increase
if any in value of securities 3093 44
Aggregate amount of income actually received during the
year in cash 1154307 89
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding 8502056 losses occurring in pre
vious yearsif 743435 93
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 269424 and all amounts
actually received for reinsurances in other
companies 21906012 total deductions 221754 36
3 Net amount paid during the year for losses 521681 5712 COMPTROLLERGENERALS REPORT
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 50000 00
6 Paid for commissions or brokerage 222488 07
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 92197 44
8 Paid for State national and local taxes in this and other
States 38100 16
9 All other payments and expenditures viz General and
agency expenses stationery printing postage exchange
board taxes and maps 84825 92
Aggregate amount of actual expenditures during the year
in cash 1009293 76
BUSINESS IN GEORGIA FOR THE YEAR ENDING APRIL 30 1902
Risks 1645820 00
Premiums 24794 68
Losses 11490 83
Taxi 247 94
AMERICAN CENTRAL INSURANCE COMPANY ST LOUIS MO
Geo I Crank President Jno H Adams Secretary
Principal Office 415 Locust Street St Louis Mo
C H Dillingham Columbus Ga Attorney for Service in Georgia
ICAPITAL
2 Amount paid up in cash 1000000 00
IIASSETS
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 58666 66
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 83000 00
5 Value of buildings mortgaged insured for
1310000 as collateral 17000 00
6 Total value of said mortgaged premises
carried inside 100000 00COMPTROLLERGENERALS REPORT 13
9 Total par and market value of bonds and stocks owned
absolutely by the company carried out at market value 2381575 00
11 Total par and market value and amount loaned thereon 478000 00
12 Cash in companys principal office 15370 78
13 Cash belonging to the company deposited in
bank National Bank of Commerce in
StLouis 73881 83
National Bank of Commerce in New York 7058 81
Third National Bank of St Louis 31283 90
First National Bank of Las Vegas NMex 10000 00 123124 54
17 Cash in hands of agents and in course of transmission 156952 17
18 Bills receivable not matured taken for fire marine and
inland risks 1392 00
Total assets of the company actual cash market valus 3215081 15
iftLIABILITIES
1 Losses due and unpaid 37838 32
2 Grois losses in process of adjustment or in
suspense including all reported and sup
posed losses 79536 50
3 Losses resisted including interest costs and
other expenses thereon 12134 49
4 Total gross amount of claims for losses 129509 31
5 Deduct reinsurance thereon 12107 08
6 Net amount of unpaid losses 117402 23 117402 23
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 69034746 unearned pre
miums fifty per cent 345173 73
8 Gross premiums without any deduction re
ceived and recivable upon all unexpired
fire risks running more than one year
from date of policy 88044092 unearned
premiums pro rata 475969 50
11 Total unearned premiums as computed above carried out 821143 2314
COMPTROLLERGENERALS REPORT
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
23542 82
Total
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
962088 28
1000000 00
1252992 87
24 Aggregate amount of all liabilities including capital
paid up and net surplus 3215081 15
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of collec
tion at close of last previous year as
shown by that years statement 135137 84
3 Net collected 135137 84
4 Gross premiums on risks written and re
newed during the year 1478628 50
5 Total 1613766 34
6 Deduct premiums and bills in course of col
lection at this date 156 952 17
7 Entire premiums collected during the year 1456814 17
8 Deduct reinsurance and return premiums 280286 14
9 Net cash actually received for premiums
carried out 1176528 03 1
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents
13 Received for increase capital
15 Aggregate amount of income actually received during the
year in cash
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding 5163911 losses occurring in
previous years 698928 59
1176528 03
65674 90
16573 80
400000 00
1258776 73COMPTROLLERGENERALS REPORT
15
2 Deduct all amounts actually received lor
salvages whether on losses of the last or
of previous year 878339 and all
amouuts actually received for reinsur
ances in other companies 7684626 total
deductions 85629 65
3 Net amount paid during the year for losses 613298 94 613298 94
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 75000 00
6 Paid for commissions or brokerage 227020 42
7 Paid for salaries fees and other charges of officers clerks
agents and all other employees 76492 59
8 Paid for State national and local taxes in this and other
States 28001 13
9 All other payments and expenditures viz Post exchange
express and telegraph 1094218 advertising 180578
rents 500000 miscellaneous 10481962 total 121567 58
Aggregate amount of actual expenditures during the year
in cash 1141380 66
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 353150 00
Premiums 5260 84
Losses 33 50
Tax 52 6016
COMPTROLLERGENERALS REPORT
ETNA INSURANCE COMPANY HARTFORD CONN
Wm B Clark Pres Egbert O Weeks VP Wm H King Sec
Home Office Hartford Conn
Oliver H King Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock authorized 5000
000 00 subscribed for4000000 00
2 Amount of capital paid up in cash4000000 00
Amount of net ledger assets December 31 of previous
year10354535 55
Extended at 10354535 55
IIINCOME DURING YEAR
As shown by the books at home office at close of business December 31
1 Gross premiums and bills un
paid at close of previous year Marine and
as shown by that years state Fire inland
ment 437631 18 34956 03
3 Net collected 437631 18 34956 03
4 Gross premiums written and re
newed during the year 5771164 47 468269 38
5 Total6208795 65 503225 41
0 Deduct gross premiums and bills
in course of collection at this
date 502053 72 36307 15
7 Entire premiums collected
during the year 5706741 93 466918 26
8 Deduct reinsurance rebate
abatement and return premi
ums 1446379 95 124440 12
9
Received for premiums
other than perpetuate 4260361 9S 342478 144602840 12
10 Deposit premiums received on perpetual risks
11 Rents from companys property 4664 20
12 Interest on real estate mortgage loans 801
on other collateral loans 270 1131 00
13 Interest and dividends on stocks and bonds
49337905 493379 05
7448 58
Total rents and interest
14 Profit on sale or maturity of ledger assets during the year
over book values
15 From all other sources viz 36606 9516 340
499174 25
299097 64
801 22COMPTROLLERGENERALS REPORT
17
16 Difference in gross premiums and bills unpaidDec 1900
and Dec 1901 Q 1 and 6 premiums in course of collec
tion
Total income during the year
Total footings
65773 66
5475135 47
15829671 02
IIIDISBURSEMENTS DURING YEAR
As shown by the books at home office at close of business
1 Gross amount paid for losses
including 38955339 occurring Fire
in previous years13099482
2 Deduct amounts received for
salvages on losses of the last or
of previous years 4171075
and from reinsurance in other
companies 54268677 527528 97 56868 55
Dec 31
Marine and
Inland
173747 27
3 Net amount paid during the
year for losses2571953 71 116878 72
4 Deposit premiums returned
5 Paid stockholders for interest or dividends
7 Commissions or brokerage to agents less received on re
insurances
10 Salaries fees and all other charges officers 43500
clerks 6416932 other employes 19872011
11 Taxes on premiums 9908862 on real estate 44045 1
U b internal revenue tax 1557535
12 Insurance department fees and agentslicenses 17
municipal licences 618574 tax on franchise
13
J
65171
36715
Advertising printing and stationery 4407551 legal
expenses 389643 repairs and expenses on real estate
90479 furniture and fixtures 65799 miscellaneous
28968406
14 Loss on sales or maturity of ledger assets 6875 other
disbursements viz Agents balances uncollectable and
sundry items 1145615
2688832 43
1227 5f
700000 00
780216 02
306389 43
139309 02
339218 78
18331 15
Total expenditures during the year
Balance
4973524 33
Invested in the following
10S56146 69
IVLEDGER ASSETS
As per ledger accounts shown by the books at home office at close of
business December 31
1 Book value real estate unincumbered
2 Mortgage loans on real estate first liens
3 Loans secured by pledge of bonds stocks
or other collaterals
4 Book value of bonds excluding interest
639467230 and stocks 302336774
2 in
298059 35
12600 00
3600 00
9418040 0418
COMPTROLLERGENERALS REPORT
5 Cash in companys office 2917 60
Cash deposited in bank as fol
lows
jEtna National Bank Hartford
831237 Charter Oak Natl
Bk Hartford 15000 City
Bk Hartford 30000 Con
necticut River Banking Co
Hartford 50000 Fidelity
Co Hartford 20000 Farm
ers Mechanics National Bk
Hartford 30000 First Natl
Bk Hartford 50000 Natl
Exchange Bk Hartford 30
000 Natl Bk of Commerce
N Y 31167110 The Mol
sons Bk Montreal 1419223
Phcenix Natl Bk Hartford
29837270 State Bk Hart
ford 30000 Security Com
pany Hartford 20000 N Y
Life Trust Co N Y 25
000 United States Trust Co
N Y 3337333 Merchants
Natl Bank Cincinnati 25
23264 Omaha National Bank
Omaha Neb 2232471 Bk
of California San Francisco
707588 Union Trust Co
San Francisco 407044 1024625 40
Total 1027543 00
6 Agents debit balances 450185 89
Totalf 11210028 28
DEDUCT LEDGER LIABILITIES
7 Agents credit balances 353881 59
Total net ledger assets as per balance on page 1 10856146 69
NONLEDGER ASSETS
8 Interest accrued on mortgages 196 00
11 Interest accrued on other assets 375 00
Total carried out 571 00
14 Market value of bonds and stocks over book value 276379198
15 Gross premiums in course of collection December 31 not
more than three months due 53S300 87
Gross assets 14158870 54COMPTROLLERGENERALS REPORT
19
DEDUCT ASSETS NOT ADMITTED
3 Agents debit balances unsecured18862 82
5 Depreciation from book values of above net
ledger assets to bring same to market value
Real estate68059 35
Total 86922 17
Total admitted assets 14071948 37
VNONLEDGER LIABILITIES
1 Losses adjusted and unpaid 80917 65
2 Losses in process of adjustment or in sus
pense including all reported and supposed
losses 596324 16
3 Losses resisted not outlawed including
interest costs and other expenses thereon 26009 34
4 Total amount of claims for losses 703251 15
5 Deduct reinsurance due or accrued 147697 41
6 Net amount of unpaid losses 555 553 74
7 Gross premiums less reinsurance receiv
ed and receivable upon all unexpired fire
risks running one year or less from date
of policy including interest premiums on
perpetual Are risks 267881055 unearn
ed premiums fifty per cent 1339405 28
8 Gross premiums lessreinsurance receiv
ed and receivable upon all unexpired Are
risks running more than one year from
date of policy 391356370 unearned pre
miums pro rata 2109923 98
9 Gross premiums lessreinsurance includ
ing both cash and bills received and re
ceivable upon all unexpired inland navi
gation risks 22787261 unearned premi
ums fifty per cent 113936 30
11 Total unearned premiums as computed above 3563265 56
12 Amount reclaimable by the insured on perpetual fire
insurance policies being ninetyfive per cent of the
premium or deposit received 76714 15
19 Commissions brokerages and other charges due to
agents and brokers on premiums paid 134590 22
20 Return premiums and reinsurance premiums 80754 13
22 Total amount of all liabilities 4410877 80
23 Joint stock capital actually paid up in cash 4000000 00
25 Divisible surplus 5661070 57
Total 140719483720
COMPTROLLERGENERALS REPORT
Business in the State of Georgia During the Year
Fire Risks Tornado Risks Aggregate
Gross risks written10549136 00
Gross premiums received 134705 90
Losses paid 76222 59
Losses incurred 86445 22
Amount at risk 6723080 00
BUSINESS IN GEORGIA TOR YEAR ENDING APRIL 30 1902
Risks11143258 00
Premiums 154517 85
Losses 0467 17
Tax 1545 17
1028165 00 11577301 00
10610 28 145316 18
76222 59
86445 22
1077250 00 7800330 00

ATLANTA HOME FIRE INSURANCE CO OF ATLANTA GA
Robert J Lowry President Joel Hurt Secretary
Principal office Atlanta Ga
ICAPITAL
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIassets
1 Market value of real estate owned by the company less
the amount of encumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans
30710 interest accrued thereon 48574 total
4 Value of lands mortgaged exclusive ot build
ings and perishable improvements 54500 00
5 Value of buildings mortgaged insured for
400000 as collateral 20500 00
6 Total value of said mortgaged premises
carried inside 75000 00
7 Amount of other loans 1208 75
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
11 Total par and market value of stocks and bonds and
amount loaned thereon
12 Cash in companys principal office 1700 33
13 Cash belonging to the company deposited in
bank Atlanta Natl Bank S2221 Lowry
Natl Bank 2704814 total 29570 68
Total cash items
14 Amount of premium notes upon which policies have
been issued
15 Interest due and accrued on stocks not included in mar
ket value uncollected
500000 00
104375 42
16113 00
792 84
418902 50
1208 75
29570 68
587 45
1938 43COMPTROLLERGENERALS REPORT
21
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued due from other companies for re
insurance on losses already paid office furniture
All other assets
Total assets of the company actual cash market
value
IIILIABILITIES
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 10579 05
3 Losses resisted including interest costs and
other expenses thereon 15524 43
4 Total gross amount of claims for losses 26103 48
5 Deduct reinsurance thereon 5854 05
5 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from date
of policy 3488230 unearned premiums
fifty per cent 17441 15
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
Are risks running more than one year from
date of policy 6879496 unearned premi
ums pro rataj 28868 63
Total unearned premiums as computed above car
ried out
All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Due for reinsurance
Total
Joint stock capital actually paid up in cash
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital
paid up and net surplus
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 23184 82
3 Net collected 23184 82
4 Gross premiums on risks written and re
newed during the year 72092 06
5 Total 95276 88
II
19
21
24
42 30
19119 41
4595 53
774 13
598020 47
20249 43
46309 78
643 91
67203 12
500000 00
30817 35
598020 4722 COMPTROLLERGENERALS REPORT
6 Deduct premiums and bills in course of col
lection at this date 19706 89
7 Entire premiums collected during the year 75569 99
8 Deduct reinsurance and return premiums 27514 52
9 Net cash actually received for premiums carried out 48055 47
10 Received for interest on bonds and mortgages 9778 39
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 17084 25
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 544506
profit and loss 1523752 total 20682 58
15 Aggregate amount of income actually received during
the year in cash 95600 69
VEXPENDITURES DURING THE YEAR
Ou Fire Risks
1 Gross amount actually paid for losses in
cluding 3424262 losses occurring in pre
vious years 95532 95
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of pre
vious year 143759 and all amounts actu
ally received for reinsurances in other com
panies 2296416 total deductions 24401 75
3 Net amount paid during the year for
losses 71130 84
6 Paid for commissions or brokerage 7259 95
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 7095 96
8 Paid for State national and local taxes in this and other
States 13014 90
9 All other payments and expenditures viz Rents 1
41600 advertising and stationery 12865 legal ex
penses 191159 repairs to R E 19608 miscellane
ous 278227 total 6434 5
Aggregate amount of actual expenditures during the
year in cash 105136 24
Business in the State of Georgia During the Year
Fire Risks
Fire Marine and Inland risks written 2078531 00
Premiums received gross 37 746 36
Losses paid 40 472 45
Losses incurred 42 665 29
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 2152265 00
Premiums 36465 33
Losses 15568 18
Tax 364 65COMPTROLLERGENERALS REPORT
25
BRITISH AMERICA ASSURVNCE COMPANY OF TORONTO
CANADA
Hon Geo A Cox President P H Sims Secretary
Principal office 18 and 20 Front Street East Toronto
Geo J Dexter Atlanta Attorney for service in Georgia
IIASSETS
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 10000 Oft
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1034938 77
13 Cash belonging to the company deposited in
bank Trustees account Canadian Bank
of Commerce N Y 48364 74
Ordinary account Canadian Bank of
Commerce N Y 8588 90
Total cash items 56953 64
15 Interest due and accrued on stocks not included in mar
ket value uncollected 6558 32
17 Cash in hands of agents and in course of transmission 254852 28
Total assets of the company actual cash market
value 1363303 01
IIILIABILITIES
1 Losses due and unpaid 24450 35
2 Gross losses in process of adjustment or in sus
pense including all reported and supposed
losses 47305 72
3 Losses resisted including interest costs and
other expenses thereon 2260 00
4 Total gross amount of claims for losses 74016 07
6 Net amount of unpaid losses 74016 07
7 Gross premiums without any deduction re
ceived and receivable upon all uuexpired
fire risks running one year or less from
date of policy 81580022 unearned pre
miums fifty per cent 40790011
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 155897486 unearned pre
miums pro rata 284199 59
9 Gross premiums without any deduction in
cluding both cash and bills received and
receivable upon all unexpired inland nav
igation and marine risks 92751 7024 COMPTROLLERGENERALS REPORT
10 Gross premiums without any deduction re
ceived and receivable on all unexpired
marine risks 1 432 49
In otal unearned Premiums as computed above carried out 786 S3 89
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions 60 925
20 Total amount of all liabilities except capital stock scrip
and net surplus 921 225 21
2 Surplus beyond capital and all other liabilities 442077 SO
24 Aggregate amount of all liabilities including capital
paid up and net surplus jg63j303 Q1
IVINCOME DURING THE YEAR
On Marine and
1 Gross premiums and bills in Illaus
course of collection at close of
last previous year as shown
by that years statement 178347 82 52780 56
3 Net collected 178347 82 52i780 6
4 Gross premiums on risks written
and renewed during the year 1329392 57 338001 81
f 3 1507740 39 390782 37
0 Deduct premiums and bills in
course of collection at this date 218748 53 36103 75
7 Entire premiums collected dur
q nigtiheyear1288991 86 354678 62
Deduct reinsurance and return
premiums 301605 33 80602 88
9 Net cash actually recieved for
premiums carried out 987386 53 274075 74 1261 462 7
11 Keceved for interests anddividends on stocksand bonds
collateral loans and from all other sources 42442 53
15 Aggregate amount of income actually received during
the year in cash 1303604 90
VEXPENDITURES DURING THE YEAR
t On Marine and
1 Gross amount actually paid fo Iuland Risks
losses including 10417318
losses occurring in previous
years 772649 66 192769 4S
z Deduct all amounts actually re
ceived for salvages whether
on losses of the last or of pre
vious year 1424729 and all
amounts actually received forCOMPTROLLERGENERALS REPORT
25
reinsurances in other compa
nies 6951368 total deduc
tions 62864 99 20895
3 Net amount paid during the year
for losses 709784 67 171873 50
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Advertising
printing stationery postage traveling expenses and
exchange
Aggregate amount of actual expenditures during the year
in cash 1306119 67
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 1672491 00
Premiums received gross
Losses paid
Losses incurred
881658 17
232170 45
64196 73
42415 62
85678 70
23472 09
24480 59
27305 59
BUSINESS IN GEORGIA FOB YEAB ENDING APRIL 30 1902
Risks 1672194 00
Premiums 23455 12
Losses 21056 07
Tax
234 55
CITIZENS FIRE INSURANCE COMPANY OF ST LOUIS MO
Sol E Waggoner President John H Carb Secretary
Principal office Rialto Building St Louis
Jmo H Perdue Atlanta Ga Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash
200000 00 200000 00
200000 00
II ASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans
interest accrued thereon 324500 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 316800 00
5 Value of buildings mortgaged insured for
16915000 as collateral 211200 00
6 Total value of said mortgaged premises
carried inside 528000 00
4877 00
206955 00
3245 0026
COMPTROLLERGENERALS REPORT

9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value 54875 OG
12 Cash in companys principal office 1019 11
13 Cash belonging to the company deposited in
bank Merchants Laclede National Bank
St Louis 8537793 WellsFargo Bank
San Francisco 300498 Lowry National
Bank Atlanta 848764 96870 55
Total 97889 66
Cash items Losses and expenses paid ac
count next fiscal year 29922 49
Total cash items 127812 15
15 Interest due and accrued on stocks not included in mar
ket value uncollected 416 00
17 Cash in hands of agents and in course of transmission 139128 05
All other assets both real and personal as per schedule
attached viz Rents due and accrued due from
other companies for reinsurance on losses already paid
Hartford Fire Insurance Co for losses and return pre
miums paid account Lancashire and American Fire In
surance Companies 1734 35
Total assets of the company actual cash market value 539042 55
IIILIABILITIES
1 Losses adjusted and unpaid not yet due
none due 15318 83
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 139000 18
3 Losses resisted including interest costs and
other expenses thereon 10425 00
4 Total gross amount of claims for losses 164744 01
5 Deduct reinsurance thereon 122032 86
6 Net amount of unpaid losses 42711 15
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 20563300 unearned pre
miums fifty per cent 102816 50
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 9693200 unearned
premiums pro rata 63889 77
11 Total unearned premiums as computed above carried out 166706 27
19 All other demands against the company absolute and con
tingent due and to become due admitted and contest
ed viz Commissions brokerage and other charges dueCOMPTROLLERGENERALS REPORT
IT
and to become due to agents and brokers on premiums
paid and in course of collection 2956470 reinsur
ance 1460674 Hartford Fire Insurance Co total
Total amount of all liabilities except capital stock scrip
and net surplus
Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
20
21
IVINCOME DURING THE YEAH
1 Gross premiums and bills in course
of collection at close of last pre
vious year as shown by that
years statement
2 Deduct amount of same not col
lected
On Marine
and Inland
On Fire Risks Risks
93181 25 81 62
1340 48
3 Net collected
4 Gross premiums on risks written
and renewed during the year 1196951 45
91840 77 81 62
839 45
5 Total 1288792 22 921 07
6 Deduct premiums and bills in
course of collection at this date 139128 05
7 Entire premiums collected during
the year 1149664 17 92107
8 Deduct reinsurance and return
premiums 918183 38 644 75
9 Net cash actually received for pre
miums carried out 231480 79 276 32
10 Received for interest on bonds and mortgages
15 Aggregate amount of income actually received during the
year in cash
VEXPENDITURES DURING THE YEAR
On Marine
and inland
Risks
On
Fire Risks
1 Gross amount actually paid for losses
including 1676971 losses occur
ring in previous years464598 76 264 64
2 Deduct all amounts actually received
for salvages whether on losses of
the last or of previous year 2
16501 and all amounts actually
received for reinsurances in other
companies 34292929 total de
ductions 345094 30 185 25
3 Net amount paid during the year for
losses 119504 46 79 39
44171 44
253588 86
200000 00
85453 69
539042 55
231757 11
10636 61
242393 72
119583 8528
COMPTROLLERGENERALS REPORT
6 Paid for commissions or brokerage 54746 44
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 19259 83
8 Paid for State national and local taxes in this and other
States 8566 80
9 All other payments and expenditures viz Miscellane
ous 2076693 profit and loss 23545 total 21002 38
Aggregate amount of actual expenditures during the year
in cash 223159 30
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 876549 00
Premiums received gross 17039 25
Losses paid 1788 62
Losses incurred 4246 62
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 1724090 00
Premiums 27411 83
Losses 5679 25
Tax 274 11
COMMERCIAL UNION FIRE ASSURANCE COMPANY LTD OF
LONDON ENGLAND
A H Wray Manager
Principal office in U S Cor Pine and William Sts New York
Attorney for service in Georgia Jacob Haas Atlanta
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 888148 69
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 232500 00
3 Interest due on all said bond and mortgage loans
interest accrued thereon 4060 41
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 123000 00
5 Value of buildings mortgaged insured for
214500 as collateral 240000 00
Total value of said mortgaged premises
carried inside 363000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 1842385 00
12 Cash in companys principal office 3984 11
13 Cash belonging to the company deposited in
bank Morton Trust Co N Y 19174203
N Y Life Ins and Trust Co NY 2200
National Bank of Commerce N Y 103COMPTROLLERGENERALS REPORT
29
65004 American Exchange National NY
1570362 First National Denver 12739
AngloCalifornian San Francisco 69
82845 total 381073 53
Total cash items 385057 64
15 Interest due and accrued on stocks not included in mar
ket value uncollected 1l6 65
Gross premiums as written in the policies in course of
collection policies written within three months 574159 24
18 Bills receivable not matured taken for fire marine and
inland risks 5473 43
All other assets both real and personal viz Rents due
and accrued 7701 48
Gross assets of company 3940652 5o
Total deductions Fire Underwriters Salvage Assn
stockjooooa
Total assets of the company actual cash market value 3939652 55
IIILIABILITIES
1 Losses due and unpaid 116720 00
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 289770 00
3 Losses resisted including interest costs and
other expenses thereon 28500 00
4 Total gross amount of claims for losses 434990 00
5 Deduct reinsurance thereon 33375 00
6 Net amount of unpaid losses 401615 00
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from date
of policy 211322131 unearned pre
miums fifty per cent 1056610 65
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 203018190 unearned pre
miums pro rata 1087556 57
9 Gross premiums without any deduction in
cluding both cash and bills received and
receivable upon all unexpired inland navi
gation and marine risks 7004977 un
earned premiums fifty per cent 35024 S8
11 Total unearned premiums as computed above car
ried out 21f
Amount reclaimable on perpetual fire policies 100i0o 6230
COMPTROLLERGENERALS REPORT

19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions and brokerage 7858733 re
turn premiums 345015 reinsurance 2830959 total 110347 07
Total amount of all liabilities except capital stock scrip
and net surplus 2791359 79
Surplus beyond capital and all other liabilities 1148292 76
Aggregate amount of all liabilities including capital paid
up and net surplus 393965255
IVINCOME DURING THE YEAR
20
23
24
On Fire Risks
Gross premiums and bills in
course of collection at close of
last previous year as shown
by that years statement 485832 12
On Marine and
Inland Risks
4303 09
Net collected 485832 12 4303 09
Gross premiums on risks writ
ten and renewed during the
year 3777479 04 123880 41
Total 4263311 16
Deduct premiums and bills in
course of collection at this
date 582421 52
Entire premiums collected dur
ing the year 3680889 64
Deduct reinsurance and return
premiums 975270 36
128183 50
6774 72
121408 78
10351 81
9
10
11
12
14
15
Net cash actually received for
premiums carried out 2705619 28 111056 97
Received for interest on bonds and mortgages
Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting in
crease if any in value of securities viz Rents
Amount of remittance from home office during
the year 173892 05
2816676 25
11264 26
71750 00
21283 24
Aggregate amount of income actually received during
the year in cash 2920973 75
1
VEXPENDITURES DURING THE YEAR
On Fire Bisks
Gross amount actually paid for
losses including 27495070
losses occurring in previous
years 1936846 01
On Marine and
Inland Risks
44821 30COMPTROLLERGENERALS REPORT
31
2 Deduct all amounts actually
received for salvages whether
on losses of the last or of pre
vious year 1463168 and
all amounts actually received
for reinsurances in other com
panies 11222490 total de
ductions
119943 81
6932 77
3 Net amount paid during the
year for losses 1816902 20 37888 53 1854790 73
6 Paid for commissions or brokerage 556056 82
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 138897 29
8 Paid for State national and local taxes in this and other
States 80659 87
9 All other payments and expenditures viz Rents 24
12307 miscellaneous 13503429 total 159157 36
10 Amount sent to home offices during the year 30629310
Aggregate amount of actual expenditures during the
year in cash 2789562 07
Business in Georgia During the Year
Fire Risks
Fire marine and inland risks written 5671402
Premiums received gross 86798 86
Losses paid 49991 25
Losses incurred 48154 76
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 5702963 17
Premiums 93926 90
Losses 52438 23
Xax 939 26
CONTINENTAL INSURANCE CO OF NEW YORK
F C Moore President E Lanning Secretary
Principal office No 46 Cedar St New York
J L Riley Co Attorneys for Service in Georgia
icapital
1 Whole amount of capital stock 1000000 00 1000000 00
2 Amount paid up in cash 1000000 00
iiassets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 1106250 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 50910 0032
COMPTROLLERGENERALS REPORT

3 Interest due on all said bond and mortgage loans
interest accrued thereon 91133 total
59050 00
69650 00
4 Value of lands mortgaged exclusive of build
ings and perishable improvementsf
5 Value of buildings mortgaged insured for
6965000 as collateral
6 Total value of said mortgaged premises ear
ned inside 12870000
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
12 Cash in companys principal office 4316 84
13 Cash belonging to the company deposited in
bank First National Bank N Y 442
55301 National Bank of Commerce N
Y 1174560 Mechanics National Bank
N Y 30372 Central Trust Co N Y
30295000 First National Bank Brook
lyn N Y 607466 Brooklyn Trust Co
Brooklyn N Y 692767 Franklin Trust
Co Brooklyn N Y 845891 First Na
tional Bank Chicago 111 4245516 U
S Mortgage Trust Co N Y 176459
Crocker Wool worth National Bank San
Francisco Cal 250000 total 825733 32
Total cash items
14 Amount of premium notes upon which
policies have been issued 1507577 20
lo Interest due and accrued on stocks not included in market
value uncollected
16 Interest due and accrued bank balance etc
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire marine and
inland risks
Allother assets both real and personal asper schedule
attached viz Rents due and accrued 155864 due
from other companies for reinsurance on losses alreadv
paid total
911 33
8802020 00
830050 16
70384 75
2790 82
642957 44
91178 67
1558 64
Total assets of the company actual cash market value11599011 81
IIILIABILITIES
Gross losses in process of adjustment or in
suspense including all reported and sup
posedlosses mm u
Losses resisted including interest costs and
other expenses thereon 42 344
Total gross amount of claims for losses
Deduct reinsurance thereon
426729
19259
00
12
71
6 Net amount of unpaid losses
407469 41COMPTROLLERGENERALS REPORT
S3
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 295442429 unearned
premiums fifty per cent 1477212 15
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 6126785 81 unearned
premiums pro rate 3329691 45
11 Total unearned premiums as computed above carried out
15 Dividends declared and remaining unpaid or uncalled for
Scrip 2833500 interest 608934 total
16 Cash dividends to stockholders remaining unpaid
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
19 All othpr demands against the company absolute and con
tingent due and to become due admitted and contested
viz Commissions brokerage and reinsurance
Total
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
4806903 60
34424 34
75 00
15000 00
433811 34
5697683 69
1000000 00
4901328 12
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVINCOME DURING THE YEAR
0n Flre Risks
1 Gross premiums and bdls in course of collec
tion at close of last previous year as shown
by that years statement 677662 58
2 Deduct amount of same not collected 18028 87
Net collected 659633 71
Gross premiums on risks written and re
newed during the year 5793536 75
Total 6453170 46
Deduct premiums and bills in course of col
lection at this date 734136 11
11599011 SI
3
4
5
Entire premiums collected during the year
Cash 571903435 notes 5719034 35
Deduct reinsurance and return premiums 797149 42
10
11
Net cash actually received for premiums
carried out 4921884 93 4921884 93
Received for interest on bonds and mortgages 2330 17
Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 376674 42
3 ill34
COMPTROLLERGENERALS REPORT
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 19733 47
15 Aggregate amount of income actually received during the
year in cash 5320622 99
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding 38487543 losses occurring in
previous years 2898015 78
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 845487 and all amounts
actually received for reinsurances in other
companies 24070708 total deductions 249161 95
3 Net amount paid during the year for losses 2648853 83 264885 S3
4 Cash Dividends actually paid stockholders amount of
stockholders dividends declared during the year 250
00000 249925 00
5 Scrip or certificates of profits redeemed in cash and interest
paid to scripholders 145 00
6 Paid for commissions or brokerage 1030748 I1
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 356332 08
8 Paid for State national and local taxes in this and other
States 132033 92
9 All other payments and expenditures viz Stationery
printing advertising postage express traveling ex
penses hotel fares national and local boards rents
maps supplies etc 225361 78
Aggregate amount of actual expenditures during the year
in cash 4673402 SO
Business in the Stale of Georgia During the Year
Fire Risks
Fire marine and inland lisks written 5711427 00
Premiums received gross 87221 57
Losses paid i74 22
Losses incurred 45052 2 i
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 7 82266 00
Premiums 1030S7 02
Losses 3025i 45
Tax 1030 S7COMPTROLLERGENERALS REPORT
35
CONNECTICUT FIRE INSURANCE COMPANY HARTFORD CONN
J D Browne President Charles R Burt Secretary
Home office 51 Prospect Street Hartford
C R Hollis Atlanta Ga Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock authorized 1000000 00
Subscribed for1000000 00
2 Amount of capital paid up in cash 1000000 00
Amount of net ledger assets December 31
of previous year3886629 883886629 86
IIINCOME DURING YEAR
As shown by the books at Home office at close of business December 31
Fire
1 Gross premiums and bills unpaid at close of
previous year as shown by that years
statement 171500 00
2 Add for under estimate t5450 22
3 Total collected 236950 22
4 Gross premiums written and renewed dur
ing the year2813097 85
5 Total3050048 07
6 Deduct gross premiums and bills in course
of collection at this date 200880 00
7 Entire premiums collected during the
year 2849168 07
8 Deduct reinsurance rebate abatement and
return premiums 472031 40
9 Received for premiums other than perpetuals 2377136 67
11 Rent for companys property including
for companys use of own building net 5502 65
12 Interest on real estate mortgage loans 59206 50
13 Interest and dividends ou stocks and bonds
9299613 and from all other sources
428303 97279 16
Total rents and interest 161988 31
I I Profit on sale or maturity of ledger assets during the year
overbook values 33S86 86
Total income during the year 2573011 84
Total footings 0459641 70
in DISBURSEMENTS DURING YEAR
Fire
1 Gross amount paid for losses including
17823497 occurring in previous years 1496205 9536
COMPTROLLERGENERALS REPORT
2 Deduct amounts received for salvages on
losses of the last or of previous years
584971 and from reinsurance in other
companies 12762983 133479 54
3 Net amount paid during the year for losses 1362726 41
5 Paid stockholders for interest or dividends amount de
clared during the year 100000 00 100000 00
7 Commissions or brokerage to agents less received on
reinsurances 499920 84
9 Eents including for companys use of own build
ings less from subleases 10250 04
10 Salaries fees and all other charges officers clerks and
other employes 174028 34
11 Taxes on premiums 54981 53
12 Insurance department fees and agents licenses 1272050
municipal licenses 5176 43 tax on franchise paid
by stockholders personally 17896 93
13 Advertising printing stationery legal and miscellane
ous expenses repairs and expenses on real estate de
ducted from gross rentals hence not included here 161945 86
Total expenditures during the year 2381749 95
Balance 4077891 75
IVLEDGER ASSETS
1 Book value of real estate unincumbered 217000 00
2 Mortgage loans on real estate first liens 1193750 00
4 Book value of bonds excluding interest
180461326 and stocks 35473697 2159350 23
Cash in companys office 443 07 in bank
392159 74 392602 81
Natl Exchange Bank Hartford 308357 19
Continental Natl Bank Chicago 75407 65
AngloCalifn Bk San Francisco 8395 00
6 Bills receivable 1509704 agents debit
balances net 10009167 115188 71
Total 4077891 75
Total net ledger assets 4077891 75
NONLEDGEK ASSETS
14 Market value of bonds and stocks over book value 138489 77
15 Grosspremiums excluding return premiums
and reinsurance in course of collection
December 31 not more than tbree months
due 167880 00
16 Deduct cost of collection commission and
brokerage and other expenses 65650 00
17 Net amount of uncollected premiums not
more than three months due102230 00
Gross assets 4318611 52
Total admitted assets 4318611 52COMPTROLLERGENERALS REPORT
37
VNONLEDGER LIABILITIES
1 Losses adjusted and unpaid due
not yet due 97865 54
2 Losses in process of adjustment or in sus
pense including all reported and sup
posed losses 175241 16
3 Losses resisted not outlawed including
interest costs and other expenses thereon 33188 32
4 Total amount of claims for losses 306295 02
5 Deduct reinsurance due or accrued 27251 40
C Net amount of unpaid losses 279043 62
7 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running one year or less from date
of policy including interest premiums on
perpetual fire risks 143627098 un
earned premiums fifty per cent 71813549
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire
risks running more than one year from
date of policy 240299967 unearned
premiums pro rata 1313009 21
11 Total unearned premiums as computed above 2031144 70
22 Total amount of all liabilities 2310188 32
23 Joint stock capital actually paid up in cash 1000000 00
25 Divisible surplus1008423 20 2008423 20
Total 4318611 52
Business in the Slate of Georgia during the Year
Fire and
Tornado Kieks
Gross risks written 766100 00
Gross premiums received 9423 44
Losses paid 7524 50
Losses incurred 7278 50
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 80 1902
Risks 835000 00
Premiums 11568 26
Losses 5496 28
Tax 115 68
FARMERS COOPERATIVE FIRE INSURANCE COMPANY OF
JACKSON GA
Levi J Ball VicePresident John T Goodman Secretary
Principal office Jackson Ga
ICAPITAL
1 Whole amount of capital stockNone strictly cooperative38 COMPTROLLERGENERALS REPORT
IIASSETS
1 1268 policies total amount 990729 00
12 Cash in companys principal office 351 83
Total 351 83
17 Cash in hands of agents and in course of transmission 356 73
Total assets of the company actual cash market
value 708 56
IIILIABILITIES
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 847 00
4 Total gross amount of claims for losses 847 00
6 Net amount of unpaid losses 847 00
IVINCOME DURING THE YEAR
On Fire Risks
6 Amount received for assessment for losses 1200 00
7 Entire premiums collected during the year 1688 50
8 Cash for premiums in hands of agents 356 73
9 Net cash actually received for premiums carried out 3245 23
15 Aggregate amount of income actually received during
the year in cash 3245 23
VEXPENDITURES DURING THE YEAR
6 Paid for losses 1200 00
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 1247 25
9 All other payments and expenditures viz Advertising
blanks and incidental 89 42
Aggregate amount of actual expenditures during the
year in cash 2536 67
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 373575 00
Premiums 1867 87
Losses 1145 00
FARMERS MUTUAL FIRE INSURANCE COMPANY OF FORT
GAINES GEORGIA
J W West President I B West Secretary
Principal office Fort Gaines Ga
Lee M Jordan Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stockNone assessment planCOMPTROLLERGENERALS REPORT 39
IIASSETS
1 Market value of policy liens owned by the company
less the amount of incumbrances thereon 417645 00
Total assets of the company actual cash market value 417645 00
IIILIABILITIES
8 Gross premiums without any deduction received and
receivable upon all unexpired fire risks running more
than one year from date of policy 2108 85
9 Total par and market value carried out of stocks and
bonds owned absolutely by the company 417645 00
50 Total amount of all liabilities except capital stock scrip
and net surplus 417645 00
IVINCOME DURING THE YEAE
On Fire Bisks
4 Gross premiums on risks written and renewed
during the year 2108 85
5 Total 2108 85
7 Entire premiums collected during the year
cash 190195
9 Net cash actually received for premiums car
ried out 2108 85
15 Aggregate amount of income received during the year
in cash 2108 85
VEXPENDITURES DURING THE YEAR
On Fire Bisks
1 Gross amount actually paid for losses includ
ing 1800 losses occurring in previous
years 18
3 Net amount paid during the year for losses 18 00
4 Cash dividends actually paid stockholders amount of
stockholdersdividends declared during the year 636 34
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 1265 31
8 Paid for State national and local taxes in this and other
States 40 00
9 All other payments and expenditures viz Printing
postage etc79 90
Business in the State of Georgia during the Year
Fire Bisks
Pire marine and inland risks written 42177 00
Premiums received gross 2108 85
Jjosses paid 18 0040
COMPTROLLERGENERALS REPORT
FIREMANS FUND FIRE INSURANCE COMPANY OF SAN FRAN
CISCO CAL
Wm J Dutton President Louis Weinmann Secretary
Principal Office 4017 California St San Francisco Cal
Edgar S Wilson Macon Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1000000 00 1000000 00
2 Amount paid up in cash i 000 000 00
IIASSETS
1 xMarket value of real estate owned by the company less the
amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 449513
interest accrued thereon 109757 total
4 Value of lands mortgaged exclusive of build
ings and perishable improvements 567000 00
5 Value of buildings mortgaged insured for
9480000 as collateral 149300 00
6 Total value of said mortgaged premises car
ried inside 716 300 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
11 Total par and market value and amount loaned thereon
12 Cash in companys principal offices 10532 26
13 Cash belonging to the company deposited in
bank Crocker Wool worth San Francisco
2589969 San Francisco National 12
48884 Bank of California San Francisco
1008812 AngloCalifornian Ltd San
Francisco 1740743 Union Trust Co
San Francisco 2450845 Savings Loan
Society San Francisco 1144754 San
Francisco Savings Union 1713906 Mer
chants National Chicago 2417512 First
National Albuquerque N M 1000000
Shawmut National Boston 5617560
I C Plants Son Macon 825619 N Y
National Park 6259091 total 280 17695
Total cash items
16 Interest due and accrued on collateral loans and uncollected
and bank deposits
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire marine and in
land risks
553700 00
277775 00
5592 70
2550927 00
230000 00
290709 21
1702 46
586056 57
62443 18COMPTROLLERGENERALS REPORT
41
All other assets both real and personal viz Rents due and
accrued due from other companies for reinsur
ance on losses already paid Aachen Munich 126871
Home F M 14707 Norwich Union 63436 U S
95859 Penn 127308 Merchants Newark N J
123338 American N Y 250 Hartford 100000
Lancashire 375 Teutonia 187
Warrants
Advances on unsettled marine losses
6523 31
1528 96
12054 68
Total assets of the company actual cash market value 4579013 07
IIILIABILITIES
1 Losses due and unpaid
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses
3 Losses resisted including interest coats and
other expenses thereon
4 Total gross amount of claims for losses
56891 06
5 Deduct reinsurance thereon
10
273062 14
6575 00
336529 10
124447 34
6 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 141616222 unearned
premiums fifty per cent 708081 11
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 89199090 unearned pre
miums pro rata 1599862 42
9 Gross premiums without any deduction in
cluding both cash and bills received and
receivable upon all unexpired inland navi
gation and marine risks 50 per cent on
time hull risks 16991318
Gross premiums without any deduction re
ceived and receivable on all unexpired
marine risks
84956 59
221
n
11 Total unearned premiums as computed above carried out
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Special deposit 4873039 marine bills payable
433000 commission due on premiums in course of
collection 6440075
212081 76
1706915 31
117461 14
Total 2036458 2142
COMPTROLLERGENERALS REPORT
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 1542554 86
24 Aggregate amount of all liabilities including capital paid up
and net surplus 4579013 07
Gross premiums and bills in
course of collection at close
of last previous year as
shown by that years state
ment
IVINCOME DURING THE YEAR
On Fire Risks
On Marine and
Inland Risks
407498 59 104220 93
Net collected
Gross premiums on risks writ
ten and renewed during the
year 2866043 74
407498 59 104220 93
995091 01
Total 3273542 33 1099311 94
Deduct premiums and bills in
course of collection at this
date 497203 25 151296 50
Entire premiums collected dur
ing the year 2776339 08 948015 44
Deduct reinsurance and re
turn premiums 784465 35 583920 55
10
11
12
15
Net cash actually received for
premiums carried out 1991873 73 364094 89 2355960 62
Received for interest on bonds and mortgages 130759 34
Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 12513 02
Income receivd from all other sources omitting increase if
any in value of securities 25711 61
Aggregate amount of income actually received during the
year in cash 2524952 59
VEXPENDITURES DURING THE YEAR
On Marine and
On Fire Risks iulandRisks
1 Gross amount actually paid for
losses including 22850017
losses occurring in previous
years 1195323 05 490669 46
2 Deduct all amounts actually
received for salvages
whether on losses of the last
or of previous year 33
20929 and all amounts ac
tually received for reinsurCOMPTROLLERGENERALS REPORT
43
ances in other companies
46348653 Total deduc
tions
207447 95 289247 87
3 Net amount paid during the
year for losses 87875 10 201421 59 1189296 69
4 Cash dividends actually paid stockholders amount of stock
holders dividends declared during the year 120000 00
6c Paid for commissions or brokerage 328229 30
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 244167 58
8 Paid for State national and local taxes in this and other
States 71539 86
5 All other payments and expenditures 202103 17
Aggregate amount of actual expenitures during the year in
cash 2155336 60
Business in the Stale of Georgia During the Year
Fire Insurance
Fire marine and inland risks written 6071098 00
Premiums received grossV 81340 19
Losses paid 25188 07
Losses incurred 39508 98
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 4360660 00
Premiums 77630 56
Losses 23823 79
Tax 776 30
FIRE ASSOCIATION OF PHILADELPHIA PA
E C Irvin President Benj T Herkness Secretary
Principal office 407 and 409 Walnut St
Julian Schley Savannah Ga Attorney for Service in Georgia
1 Whole amount of capital stock
2 Amount paid up in cash
IIASSETS
500000 00
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
firstliens on the fee simple
3 Interest due on all said bond and mortgage loans 13
20196 interest accrued thereon if 1694003 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 1532402 00
500000 00
512100 00
1371570 49
30141 9944
COMPTROLLERGENERALS REPORT
5 Value of buildings mortgaged insured for
126585100 as collateral 2005949 00
6 Total value of said mortgaged premises car
ried inside 3538351 00
9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value 3132919 25
11 Total par and market value of bonds stocks and all other
securities except mortgages and amount loaned
thereon 66850 00
12 Cash in companys principal office 28973 76
13 Cash belonging to the company deposited
in bank Fidelity Trust Co 10248351
Merchants National Bank 512284511
Gerard National Bank 11902732 total 244355 94
Total cash items 273329 70
15 Interest due and accrued on stocks not included in mar
ket value uncollected 27585 25
16 Interest due and accrued on collateral loans and uncol
lected 125123
17 Cash in hands of agents and in course of transmission 888240 92
All other assets both real and personal as per schedule
attached viz Rents due and accrued 266086 due
from other companies for reinsurance on losses already
paid 755092 due for salvage on losses paid 101341 11225 19
Total assets of the company actual cash market value 6315216 02
IIILIABILITIES
1 Losses due and unpaid 235316 85
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 175935 64
3 Losses resisted including interest costs
and other expenses thereon 49064 96
4 Total gross amount of claims for losses 460317 45
5 Deduct reinsurance thereon 44751 79
6 Net amount of unpaid losses 415 565 66
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 2371329 24 unearned
premiums fifty per cent 1185664 62
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 2566455 07 un
earned premiums pro rata 1397177 51
11 Total unearned premiums as computed above carried out 2582S42 13COMPTROLLERGENERALS REPORT 45
19 All other demands against the cmpany absolute and
contingent due and to become due admitted and con
tested viz Amount reclaimable by the assured on
perpetual Are insurance policies 90 and 95 per cent of
premium depreciated 1906027 47
Commission due agents on premiums paid and in course
of collection 14634854 return premiums 11297416
reinsurance 10132540 total 360648 10
20 Total amount of all liabilities except capital stock scrip
and net surplus 5265083 36
21 Joint stock capital actually paid up in cash 500000 00
22 Scrip outstanding 550132 66
24 Aggregate amount of all liabilities including capital paid
up and net surplus 6315216 02
IVINCOME DURING THE YEAR
On Fire lisks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 838263 53
3 Net collected 838263 53
4 Gross premiums on risks written and re
newed during the year 4359881 82
5 Total 5198145 35
6 Deduct premiums and bills in course of coi
tion at this date 888240 92
7 Entire premiums collected during the year 4309904 43
8 Deduct reinsurance and return premiums 1062932 26
9 Net cash actually received for premiums
carried out 3246972 17 3246972 17
10 Received for interest on bonds and mortgages 85972 07
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 157766 84
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 2575220 25752 20
15 Aggregate amount of income actually received during the
yearincash 3516463 28
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding 24618337 losses occurring in
previous years 230239 24
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 880978 and all
amounts actually received for reinsur40
COMPTROLLERGENERALS REPORT
ances in other companies 209485 16 to
tal deductions 218294 94
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Advertising
and stationery 29373 04 legal expenses 289339 re
pairs to real estate 1151001 miscellaneous 112
13448 total
2084034 30
200000 00
798142 in
236440 09
9544s 29
155910 92
Aggregate amount of actual expenditures during the year
in cash 3569975 79
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 6185843 00
Premiums received gross 71692 99
Losses paid 70
46296 73
Losses incurred
BUSINESS IN GEORGIA FOE YEAR ENDING APRIL 30 1902
Risks 3969368 00
Premiums Km
Losses 3j08 55
606 64
Tax
GEORGIA HOME FIRE INSURANCE COMPANY OF COLUMBUS GA
Kuodks Browne President Wa C Ooart Secretary
W P Pattillo Atlanta Ga Attorney for Service in Gegrgia

ICAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash
300000 H 300000 00
300000 00
IIASSETS
1 Market value of real estate owned by the company less the
amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being tirst
liens on the fee simple
9 Total par and market value of stocks and bonds owned abso
lutely by the company carried out at market value
11 Total par and market value and amount loaned thereon
13 Cash belonging to the company deposited in
bank National Bank of Columbus4783778
193575 00
81841 44
473110 50
6804i 20COMPTROLLERGENERALS REPORT
47
Mercantile National Bank of New York
152173 total
Total cashitems
49359 46
14 Amount of premium notes upon which policies have been is
sued
16
17
11
16
18
19
20
23
24
Life insurance account
Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents duo and
accrued due from other companies for reinsurance
on losses already paid Alexandria Ins Co 0361 Equi
table Ins Co 35700 Piedmont Ins Co 44448 Law
Union and Crown 4681
Total assets of the company actual cash market value
IIILIABILITIES
Gross losses in process of adjustment or in sus
pense including all reported and supposed losses 33813 75
Losses resisted including interest costs and other
expenses thereon 6767 68
Total gross amount of claims for losses 40581 43
Deduct reinsurance thereon 6765 06
Net amount of unpaid losses
Gross premiums without any deduction received
and receivable upon all unexpired tire risks
running one year or less from date of policy 176141 34
Unearned premiums fltty per cent 88070 67
Gross premiums without any deduction received
and receivable upon all unexpired fire risks
running more than one year from date of pol
icy 22590173 unearned premiums pro rata 120108 14
Total unearned premiums as computed above carried out
Dividends declared and remaining unpaid or uncalled for
Amount of borrowed money 4 per cent account
All other demands against the company absolute and contin
gent due and to become due admitted and contested viz
outside reinsurance
Total
Total amount of all liabilities except capital stock scrip and
net surplusi
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital pjaid up
and net surplus
IVINCOME DURING THB Y KAB
On Fire Risks
Gross premiums and bills in course of collection
at close of last previous year as shown by that
years statement 60235 22
Deduct amount of same not collected 3487 41
Net collected 56747 81
49359 46
2537 51
96 20
51391 13
1551 90
922339 34
33816 37
208178 81
287 00
5838 53
262 72
248383 43
300000 00
3739V 91
9223148
COMPTROLLERGENERALS REPOR1
4 Gross premiums on risks written and renewed
during the year 375044 10
Total 431791 91
Deduct premiums and bills in course of collection
at this date 66767 81
31
Entire premiums collected during the year 375024 10
Deduct reinsurance and return premiums 131007 93
Net cash actually received for premiums carried out 244016 17
Received for interests and dividends on stocks and bonds col
lateral loans and from all other sources 36 299 84
Total
28 i316 01
VEXPENDITURES DURING THE TEAR
0n rire Risks
1 Gross amount actually paid for losses including
1292487 losses occurring in previous years 185821 25
2 Deduct all amounts actually received for salvages
whether on losses of the last or of previous
year and all amounts actually received
for reinsurances in other companies
total deductions 37 508 62
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of stock
holders dividends declared during the year 2400000
extra special 7200000
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
8 Paid for State national and local taxes in this and other States
9 All other payments and expenditures viz Advertising sta
tionery and legal expenses
Aggregate amount of actual expenditures during the year in
cash
Businets in the Slate of Georgia during the Year
Eire marine and inland risks written
Premiums received gross
Losses paid
Losses incurred
148312 63
96000 00
34957 52
52474 00
13406 21
5787 36
350937 72
Fire Risks
45921 44
60806 89
32859 34
35494 99
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1802
Risks
Premiums
Losses
Tax
3750400 00
69637 70
28498 26
596 37COHPTROLLERGENERALS REPORT
49
GERMAN AMERICAN FIRE INSURANCE CO OF NEW YORK
Wm N Kkemer President Charles G Smith Secretary
Principal Office Liberty and Nassau Streets New York City
W L Reynolds Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
1 Market value of real estate owned by the company less
amount of incumbrances thereon 15000 00
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 13000 00
3 Interest due on all said bond and mortgage loans
interest accrued thereon 173 00
4 Value of lands mortgaged exclusive of buildings
and perishable improvements 8000 00
5 Value of buildings mortgaged insured for 13000
as collateral 14000 00
6 Total value of said mortgaged premises carried
inside 22000 00
9 Total par and market value of stocks and bonds owned abso
lutely by the company carried out at market value 8171550 00
12 Cash in companys principal office 5182 42
13 Cash belonging to the company deposited in bank
Natl Bk of Commerce of N Y 20064599 Ger
man American Bk of N Y 1582475 Natl
City Bk of NY 102764 Merchants Trust Co
ofN Y 21963028 Corn Exchange Natl Bk
of Chicago 2655830 Anglo California Bk lim
ited of San Francisco 775041 Union Trust Co
San Francisco 443864 total 475875 91
16
17
Total cash items
Interest accrued on bank balances
Cash in hands of agents and in course of transmission
Total assets of the company actual cash market value
IIILIABILITES
1 Losses not due and unpaid 130653 00
2 Gross Losses in process of adjustment or in sus
pense including all reported and supposed losses 375996 00
3 Losses resisted including interest costs and other
expenses thereon 82590 00
4 Total gross amount of claims for losses 589239 00
5 Deduct reinsurance thereon 66727 00
481058 33
5110 27
783565 42
9419457 02
6 Net amount of unpaid losses
4 in
522512 0050
COMPTROLLERGENERALS REPORT
7 Gross premiums without any deduction received
and receivable upon all unexpired fire risks run
ning one year or less from date of policy 2501
652 45 unearned premiums fifty per cent 1250826 22
8 Gross premiums without any deduction received
and receivable upon all unexpired fire risks run
ning more than one year from date of policy
348651553 unearned premiums pro rata 1868840 40
11 Total unearned premiums as computed above carried out 3109666 62
17 Due and accrued for salaries rent advertising and for agency
and other miscellaneous expenses
19 All other demands against the company absolute and contin
gent due and to become due admitted and contested viz
Commissions brokerage and other charges due and to become
due to agents and brokers on premiums paid and in course of
collection 15082029 return premiums 406860 rein
surance 12539183 total
13861 38
280280 72
20
21
23
24
Total amount of all liabilities except capital stock scrip
and net surplus 3926320 72
Joint stock capital actually paid up in cash 1000000 00
Surplus beyond capital and other liabilities 4493186 30
Aggregate amount of all liabilities including capital paid
up and net surplus 9419467 02
IVINCOME DURING THE TEAR
On Fire Risks
Gross premiums and bills in course of collection
at close of last previous year as shown by that
2
3
4
5
6
7
years statement 620517 28
Deduct amount of same not collected 1331 38
Net collected 619185 90
Gross premiums on risks written and renewed
during the year 6009155 07
Total 6628340 97
Deduct premiums and bills in course of collection
at this date 751794 5
Entire premiums collected during the year 5876546 40
Deduct reinsurance and return premiums
55679976 2396794 50
10
11
15
Net cash actually received for premiums carried out
Received for interest on bonds and mortgages
Received for interests and dividends on stocks and bonds col
lateral loans and from all other sources
3479751 90
520 00
319439 73
Aggregate amount of income actually received during
the year in cash
711 63COMPTROLLERGENERALS REPORT
51
YEXPENDITURES DURING THE YEAR
On Fire Risks
Gross amount actually paid for losses including
31995737 losses occurring in previous years2698314 76
Deduct all amounts actually received for salvages
whether on losses of the last or of previous year
18440 and all amounts actually received for
reinsurances in other companies 78631403
total deductions 799754 03
3 Net amount paid during the year for losses 1898560 73 1898560 73
4 Cash dividends actually paid stockholders amount of stock
holders dividends declared during the year 300000 00
6 Paid for commissions or brokerage 590407 99
7 Paid for salaries lees and other charges of officers clerks agents
and all other employes 195011 76
8 Paid for State national and local taxes in this and other States 102439 11
9 All other payments and expenditures viz Stationery adver
tising traveling general and special agents etc total 338434 57
Aggregate amount of actual expenditures during the year
in cash 3424854 16
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 4365941 00
Premiums received gross 61966 21
Losses paid 56632 27
Losses incurred 67626 27
BUSINESS IN GEORGIA TOR TEAR ENDING APRIL 30 1902
Risks
Premiums
Losses
Tax
4594014 23
67709 07
49582 45
677 09
GERMAN FIRE INSURANCE COMPANY OF FREEPORT ILL
C O Collmann President William Trembor Secretary
Principal office Nos 9 11 and 13 N Galena Ave
ICAPITAL
L Whole amount of capital stock 500000 00 500000 00
2 Amount paid up in cash 200000 00 200000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 89263 25
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 1S15764 18
3 Interest due on all said bond and mortgage loans 7
47154 interest accrued thereon 1747363 total 54945 1752
COMPTROLLERGENERALS REPORT

4 Value of lands mortgaged exclusive of build
ings and perishable improvements 3611675 00
5 Value of buildings mortgaged insured for
34001500 as collateral107850 00
6 Total value of said mortgaged premises car
ried inside 5319525 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1318421 09
11 Total par and market value of stocks bonds and all other
other securities except mortgages and amount loaned
thereon 11700 00
13 Cash belonging to the company deposited in German
Bank of Freeport 111 13508263 First National Bank
of Freeport 111 7303998 State Bank of Freeport 111
57696 30 cash in office 2875515 total cash items 294574 06
15 Interest due and accrued on stocks not included in mar
ket value uncollected 16531 40
16 Interest due and accrued on collateral loans and uncol
lected 386 16
17 Cash in hands of agents and in course of transmission 385S70 37
18 Bills receivable not matured taken for fire marine and
inland risks 58213 62
Total assets of the company actual cash market value 4045669 30
IIILIABILITIES
1 Losses due and unpaid 79027 46
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 88999 27
3 Losses resisted including interest costs and
other expenses thereon 16750 00
4 Total gross amount of claims for losses 184776 73
5 Deduct reinsurance thereon 15219 56
6 Net amount of unpaid losses 169557 17
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 124175433 unearned pre
miums fifty per cent 620877 16
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
Are risks running more than one year from
date of policy 316919218 unearned pre
miums pro rata1735777 01
11 Total unearned premiums as computed above carrie out 2356654 17
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 80963 61COMPTROLLERGEXERALS REPORT 53
18 Amount of borrowed money retained for reinsurance
company 63218 89
20 Total amount of all liabilities except capital stock scrip
and net surplus 2670393 84
21 Joint stock capital actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 1175275 46
24 Aggregate amount of all liabilities including capital
paid up and net surplus 4045669 30
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 364001 87
2 Deduct amount of same not collected 3922 15
3 Net collected 360079 72
4 Gross premiums on risks written and re
newed during the year2862435 88
5 Total3222515 60
6 Deduct premiums and bills in course of coi
tion at this date 444083 99
7 Entire premiums collected during the year 2778431 61
8 Deduct reinsurance and return premiums 585053 03
9 Net cash actually received for premiums car
ried out 2193378 58 2193378 58
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 142810 05
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 1
99839 worthless notes 125355 profit on sale of ledger
assets during the year over book values 673011 total 9982 05
15 Aggregate amount of income actually received during
the year in cash 2346170 68
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses includ
ing 10130456 losses occurring in previous
years1315420 68
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 578716 and all amounts
actually received for reinsurances in other
companies 15602365 total deductions 161810 81
3 Net amount paid during the year for losses 1153609 87 1153609 87
4 Cash dividends actually paid stockholders amount of
stockholdersdividends declared during the year 50000 00
6 Paid for commissions or brokerage 576499 66

54 COMPTROLLERGENERALS REPORT
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 115684 05
8 Paid for State national and local taxes in this and other
States 48989 84
9 All other payments and expenditures viz Field and ad
justing expenses 4715270 printing and stationery
2973467 revenues 582482 freight 699196 post
age 916423 furniture and maps 701779 premium
paid on bonds 39150 miscellaneous 43713 43 total 149991 10
Aggregate amount of actual expenditures during the
year in cash 2094774 52
Business in the State of Georgia During the Year
Fire Ritks
Fire marine and inland risks written 1703423 00
Premiums received gross 15840 36
Losses paid 270 49
Losses incurred 1770 49
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 1278131 00
Premiums 18495 61
Losses 1834 79
Tax 184 95
GERMANIA FIRE INSURANCE COMPANY OF NEW YORK N Y
Hugo Schumann President Chas Ruykhaver Secretary
Principal office 624 William St N Y
S C Williams Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1000000 00 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrance thereon 667324 27
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 383500 00
3 Interest due on all said bond and mortgage loans
interest accrued thereon 9012 92
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 236500 00
5 Value of buildings mortgaged insured for
376500 as collateral 419500 00
Total value of said mortgaged premises
carried inside 656000 00
9 Total par and market value account of stocks and bonds
owned absolutely by the company carried out at mar
ket vaue 3882439 25COMPTROLLERGENERALS REPORT
55
12 Cash in companys principal office 12441 83
13 Cash belonging to the company deposited in
bank National Park Bank N Y 2422127
GermanAmerican Bank N Y 9607689
First Nat Bank Chicago Ills 3541738
total 155715 54
Total cash items 168157 37
17 Cash in hands of agents and in course of transmission 289122 20
All other assets both real and personal Rents due and
accrued 222165 cash in hands of Department Mana
gers 2820795 30429 60
Total assets of the company actual cash market value 5429985 61
IIILIABILITIES
1 Losses due and unpaid 53379 51
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 62641 91
3 Losses resisted including interest costs and
other expenses thereon 11755 00
4 Total gross amount of claims for losses 127776 42
5 Deduct reinsurance thereon 23141 17
6 Net amount of unpaid losses 104635 25
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from date
of policy 92746539 unearned premiums
fifty per cent 463732 70
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 248307842 unearned pre
miums pro rata 1318396 33
11 Total unearned premiums as computed above carried out 1782129 03
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions due on premiums paid and
in course of collection 58773 82
20 Total amount of all liabilities except capital stock
scrip and net surplus 1945538 10
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 2484447 51
24 Aggregate amount of all liabilities including capital
paid up and net surplus 5429985 6156
COMPTROLLERGENERALS REPORT
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 229387 32
3 Net collected 229 387 32
4 Gross premiums on risks written and renewed
during the year2132573 54
Total 2361960 86
6 Deduct premiums and bills in course of col
lection at this date 289122 20
7 Entire premiums collected during the year 2072838 66
8 Deduct reinsurance and return premiums 402359 65
9 Net cash actually received for premiums carried out 1670479 01
10 Received for interest on bonds and mortgages 18316 36
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 148267 76
15 Aggregate amount of income actually received during
the year in cash5 1837063 13
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses includ
ing 9328475 losses occurring in previous
yearsI 899312 42
2 Deduct all amounts actually received for salv
ages whether on losses of the last or of pre
vious year 126384 and all amounts actu
ally received for reinsurances in other com
panies 12869435 Total deductions 129958 19
3 Net amount paid during the year for losses 769354 23
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 150000 00
6 Paid for commissions or brokerage 344 327 65
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 141 3gg 10
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents adver
tising agency and office expenses fire patrol printing
and stationery postage and express traveling and board
exPenses 94665 20
41698 99
Aggregate amount of actual expenditures during the
yearincash 1541434 17
Ilioness in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
Fire Kisks
1673350 00
23137 30COMPTROLLERGENERALS REPORT
57
Losses paid 39223 25
Losses incurred 40985 45
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 1766648 00
Premiums 24709 74
Losses 22213 55
Tax 247 09
GLENS FALLS FIRE INSURANCE COMPANY OF GLENS FALLS N Y
J L Cunningham President R A Little Secretary
Principal office Corner Glen and Bay Streets Glens Falls N Y
O F Simpson Atlanta Ga Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock
2 Amount paid up in cash
200000 00
200000 00
11
IIASSETS
1 Market value of real estate owned by the company less
the amount of encumbrances thereon
2 Loans on bond and mortgage dulyrecorded and being first
liens on the fee simple
3 Interest due on all said bond and mortgage loans 365207
interest accrued thereon 47229 total
9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value
Total par and market value of stocks and bonds and all
other securities except mortgages and amount loaned
thereon
12 Cash in companys principal offices 6376 12
13 Cash belonging to the company deposited in
bank Fist Natl Glens Falls 53512941
First Natl Chicago 2416075 Cleveland
Trust Co Cleveland O 1155087 State
Sav and Loan Co Cleveland O 1025000
Cleveland Sav and Banking Co 500000
total 58609103
Total cash items
93710 00
995552 29
4124 36
1717760 00
4000 00
592467 15
15 Interest due and accrued on stocks not included in mar
ket value uncollected 7541 53
17 Cash in hands of agents and in course of transmission 131677 20
Total assets of the company actual cash market valueS 3549432 53
IIILIABILITIES
Losses due and unpaid 22380 37
Gross losses in process of adjustment or in sus
pense including all reported and supposed
losses 47861 0058
COMPTROLLERGENERALS REPORT
3 Losses resisted including interest costs and
other expenses thereon 14730 00

4
5
6
7
11
17
19
Total gross amount of claims for losses 84971 37
Deduct reinsurance thereon 18722 99
Net amount of unpaid losses
Gross premiums without any deduction re
ceived and receivable upon all unexpired fire
risks running one year or less from date of
policy 46256637 unearned premiums
fifty per cent 231283 18
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
dateof policy 150512159 unearned premi
ums prorata 790768 86
Total unearned premiums as computed above
carried out
Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
66248 38
All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Commissions brokerage and other charges due
and to become due to agents and brokers on premiums
paid and in course of collection
20 Total amount of all liabilities except capital stock
scrip and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVINCOME DURING THE YEAR
On Fire RIskB
4 Gross premiums on risks written and renewed
during the year 1256906 85
8 Deduct reinsurance and return premiums 273397 81
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities
15
1022052 04
10000 00
19999 1
1118299 57
200000 00
2231132 96
3549432 53
983509 04
63833 27
109330 87
2876 99
Aggregate amount of income actually received during
the year in cash 1159550 17
VEXPENDITURES DURING THE YEAR
On Fire Risks
Gross amount actually paid for losses includ
ing 4521000 losses occurring in previous
years 617044 44COMPTROLLERGENERALS REPORT
59
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 189767 and all amounts
actually received for reinsurances in other
companies 7693030 total deductions 78827 97
3 Net amount paid during the year for losses 538216 47
4 Cash dividends actually paid stockholders amount of stock
holders dividends declared during the year 100000 00
6 Paid for commissions or brokerage 229772 60
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 65550 91
8 Paid for State national and local taxes in this and other
States 52993 27
9 All other payments and expenditures viz Stationery
traveling advertising etc total 70231 42
Aggregate amount of actual expenditures during the
year in cash 1056764 67
Business in the State of Georgia during the Year
Fire Risks
Fire marine and inland risks written 2240729 00
Premiums received gross 26961 10
Losses paid 6895 03
Losses incurred 8189 03
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 2244556 00
Premiums 29671 14
Losses 15365 90
Tax 296 71
GREENWICH INSURANCE COMPANY OF NEW YORK N Y
Mason A Stone President John Keegan Secretary
Principal Office 161 Broadway
Henry S Jackson Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock200000 00
2 Amount paid up in cash 200000 00
200000 00
IIASSETS
1 Market value of real estate owned by the company less the
amount of incumbrances thereon 340000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1388825 00
12 Cash in companys principal office 1565 15
13 Cash belonging to company deposited in bank
National Broadway Bank 3610 32
Merchants Exchange National Bank 14044 09
Total cash items 19219 5860
COMPTROLLERGENERALS REPORT
15 Interest due and accrued on stocks not included in market
value uncollected 500 00
17 Gross premiums as written in the policies in course of
collection on policies written within three months 307002 3
18 Bills receivable not matured taken for fire marine and
inland risks 13102 57
All other assets both real and personal as per schedule
attached viz Due from other4companies for reinsur
ance on losses already paidMunich Reinsurance
352596 Capital of New Hampshire 8125 Citizens
of New York 100039 Hamilton of New York 1
28442 LaFayette of New York 8183 Palatine of
England 1096 Orient of Hartford 625 Phenix of
Brooklyn 1443 Lion of England 360 Hamburg
Bremen of Germany 13908 Merchants of New Jer
sey 150 Security of New Haven 38462 National
of Hartford 3274 Firemens of Newark 0 91 Nas
sau of Brooklyn 8956576 89
2075226 41
Deduct doubtful assets 5000 00
Total assets of the company actual cash market value 2070226 41
IIILIAHILITES
2 Gross losses in process of adjustment or in
suspense including all reported and supposed
losses 238075 93
3 Losses resisted including interest costs and
other expenses thereon 32515 66
4 Total gross amount of claims for losses 270591 59
5 Deduct reinsurance thereon 25518 25
6 Net amount of unpaid losses 245073 34
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired fire
risks running one year or less from date of
policy 103425101 unearned premiums
fifty per cent 517125 50
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired fire
risks running more than one year from date
of policy 130438025 unearned premiums
pro rata 735669 25
9 Gross premiums without any deduction in
cluding both cash and bills received and re
ceivable upon all unexpired inland navigation
and marine risks 10845831 54 229 15
11 Total unearned premiums as computed above carried out 1307023 90
Amount reclaimabie by the insured on perpetual fire in
surance policies being 910 per cent of the premium or
deposit received 931 50COMPTROLLERGENERALS REPORT
61
18 Amount of borrowed money 112000 00
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz State city county or other taxes and assessments
5000 commissions brokerage and other charges due and
to become due on premiums paid and in course of collec
lection 37500 return premiums 1165791 reinsur
ance 1385811 bills payable 152526 total 69541 28
20 Total amount of all liabilities except capital stock scrip
and net surplus 1734570 02
21 Joint stock capital actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 135656 39
24
7
8
9
11
12
13
Aggregate amount of all liabilities including capital paid
up and net surplus 2070226 41
IVRECEIPTS DURING THE YEAR
Gross premiums and bills unpaid Marine and
at close of last year as shown by Fire inland
income 6 of that years statement 295354 45 18727 14
Deduct amount of same not col
lected 2303 21 180 00
18547 14
Net collected 29305124
Gross premium on risks written
and renewed during the year 2052652 10 218870 25
Total 2345703 34 237417 39
Deduct gross premiums and bills
in course of collection at this
date 302156 86 8838 65
Entire premiums collected
during the year 2043546 48 228578 74
Deduct reinsurance 27904437
rebate abatement and return
premiums 534089 93 25783 66
Net cash actually received
for premiums carried out 1509456 55 202795 08171225163
Received for interest and dividends on stock and bonds
collateral loans and from all other sources 50599 49
Received for rents 16955 32
Income received from all other sources viz Profit on sale
of assets 38329 38
Aggregate amount of receipts actually received during
the year in cash 1818135 82
V DISBURSEMENTS DURING THE YEAR
Gross amount actually paid for Marine and
losses including15151429 loss Fire Inland
es occurring in previous years1084729 09 118640 702
COMPTROLLERGENERALS REPORT
2 Deduct all amounts actually re
ceived for salvages whether on
losses of the last or of previous
years 2415358 and all amnts
actually received for reinsur
ance in other companies 152
91962 total deductions 163166 10 13907 10
3 Net amount paid during the
year for losses 921562 99 104733 60 1026296 59
4 Cash dividends actually paid stockholders 20000 00
6 Paid for commissions or brokerage 365751 95
7 Paid for salaries fees and all other charges of officers
clerks agents and all other employes 150585 23
8 Paid for State and local taxes in this and other States 36180 76
9 All other payments and expenditures viz Insurance de
partment fees 1050785 rent 12000 advertising print
ing and stationery 1650323 furniture and fixtures
13427 repairs to real estate 41282 miscellaneous 153
34457 total 192902 74
Aggregate amount of actual expenditures during the
year in cash 1791717 27
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks 2285534 00
Premiums received gross 36772 73
Losses paid 27449 64
Losses incurred 28536 49
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 2694474 00
Premiums 41393 31
Losses 35571 02
Tax 413 93
HAMBURGBREMEN FIRE INSURANCE COMPANY OF HAMBURG
GERMANY
H Muhncmeyer President S V Dorriex Managing Director
Principal office No 4 Neuburg Hamburg Germany
W F Pattillo Atlanta Attorney for Service in Georgia
icapital
1 Whole amount of capital stock 1750000 00 525000 00
2 Amount paid up in cash 525000 00
IIassets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1352025 00
11 Total par and market value and amount loaned thereon 30000 00COMPTROLLERGENERALS REPORT
63
13 Cash belonging to the company deposited in
bank Bank of America New York N Y
83214 90
Total cash items
17 Cash in hands of agents and in course of transmission
83214 90
129756 48
Total assets of the company actual cash market value 1594996 38
IIILIABILITIES
1 Losses due and unpaid 14665 00
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 72170 00
3 Losses resisted including interest costs and
other expenses thereon 20100 00
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
106935 00
5550 00
e Net amount of unpaid losses 101385 00 101385 00
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 105515980 unearned
premiums fifty per cent 527579 90
8 Gross premiums without any deduction re
received and receivable u pon all unexpired
fire risks running more than one year from
date of policy 104133631 unearned
premiums pro rata 576076 90
11 Total unearned premiums as computed above carried out 1103656 80
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested 35271 18
Total 1240312 98
23 Surplus beyond capital and all other liabilities 354683 40
24
Aggregate amount of all liabilities including capital paid
up and net surplus 1594996 38
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of collec
tion at close of last previous year as
shown by that years statement 128894 94
3 Net collected 128894 94
4 Gross premiums on risks written and renewed
during the year 1769302 48
5 Total 1898197 4264 COMPTROLLERGENERALS REPORT
6 Deduct premiums and bills in course of col
lection at this date 129756 48
7 Entire premiums collected during the year 1768440 94
8 Deduct reinsurance and return premiums 333577 42
9 Net cash actually received for premiums
carried out 1434863 52 1434863 52
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 51813 91
15 Aggregate amount of income actually received during the
year in cash 1486677 43
VEXPENDITURES DURING THE YEAR
On Fire Kisks
1 Gross amount actually paid for losses in
cluding 4012054 losses occurring in
previous years 955317 06
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous years 835321 and all amounts
actually received for reinsurances in other
companies 4763872 Total deductions 5599193
3 Net amount paid during the year for losses 899325 13
6 Paid for commissions or brokerage 270435 66
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 121238 90
8 Paid for State national and local taxes in this and other
States 39551 45
9 All other payments and expenditures viz Rents local
board and fire patrol assessments stationery advertising
printing postage telegrams expressage traveling ex
penses etc 88396 12
10 Amount sent to home office during the year 60054 86
Aggregate amount of actual expenditures during the year
in cash 1418947 26
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 1723455 00
Premiums received gross 32448 40
Losses paid 32401 38
Losses incurred 33966 38
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 1503948 00
Premiums 27506 33
Losses 21177 58
Tax 275 06COMPTROLLERGENERALS REPORT
65
HANOVER FIRE INSURANCE COMPANY OF NEW YORK
Charles A Shaw President Joseph McCoed Secretary
Principal office 34 Pine Street
F A McCarroll Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less the
amount of incumbrances thereon 450000 00
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 3500 00
3 Interest due on all said bond and mortgage loans in
terest accrued thereon 14 58
4 Value of lands mortgaged exclusive of build
ings and perishable improvements 2500 00
5 Value of buildings mortgaged insured for 3
50000 as collateral 5000 00
6 Total value of said mortgaged premises car
ried inside 7500 00
9 Total par and market value of bonds and stocks owned ab
solutely by the company carried out at market value 2356299 24
12 Cash in companys principal office 80307 54
13 Cash belonging to the company deposited in
bank Bank of America 1065710 German
American 444796 Central Trust Co 35
44325 Guarantee Trust and Safe Deposit
Co Philadelphia 20000 total 50748 31
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due and
accrued 129999 due from other companies for rein
surance on losses already paid 3339160 total
131055 85
15587 50
317066 15
34694 59
Total assets of the company actual cash market value 3308217 91
IIILIABILITIES
1 Losses due and unpaid 111260 56
2 Gross losses in process of adjustment or in sus
pense including all reported and supposed
losses 154857 23
5 in8
COMPTROLLERGENERALS REPORT
3 Losses resisted including interest costs and
other expenses thereon 69767 64
4 Total gross amount of claims for losses 335885 43
5 Deduct reinsurance thereon 10353197
6 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from date
of policy 133498584 unearned premiums
fifty percent 667492 92
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 144002404 unearned pre
miums prorata 769781 84
232353 46
8
11 Total unearned premiums as computed above carried out
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
reinsurance 71
viz Return premiums 199562
70053 total
1437274 76
73696 15
20 Total amount of all liabilities except capital stock scrip
and net surplus 1743324 37
21 Joint stock capital actually paid up in cash 1000000 00
23 Suiplus beyond capital and all other liabilities 564893 54
24
Aggregate amount of all liabilities including capital
paid up and net surplus 3308217 91
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in cou rse of collection
at close of last previous year as shown by
that years statement 298991 47
2 Deduct amount of same not collected 4904 89
3 Netcollected 294086 58
4 Gross premiums on risks written and renewed
during the year 2747205 77
5 Total 3041292 35
6 Deduct premiums and bills in course of collec
tion ac this date 394235 24
7 Entire premiums collected during the year2647057 11
8 Deduct reinsurance and return premiums 849046 21
9 Net cash actually received for premiums car
ried out 1798010 90
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
1798010 90
175 00
86807 83COMPTROLLERGENERALS REPORT
67
12 Income received from all other sources omitting increase
if any in value of securities 10231 83
Profit and loss 48984 92
15
Aggregate amount of income actually received during
the year in cash
1944210 48
VEXPENDITURES DURING THE YEAR
On Fire Kisks
1 Gross amount actually paid for losses includ
ing 22627178 losses occurring in previous
years 1420374 46
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 1124994 and all amounts
actually received for reinsurances in other
companies 22227209 tolal deductions 233522 03
4
Net amount paid during the year for losses 1186852 43
Cash dividends actually paid stockholders amount of stock
holders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents 15
93700 printing and stationery 1824374 other ex
penditures 10656651 total
1186852 43
80000 00
358691 19
132280 10
56870 41
140747 25
Aggregate amount of actual expenditures during the
yearincash 1955441 38
Business in the State of Georgia During the Year
Fire marine and inland risks written
Premiums received gross
Lossespaid
Losses incurred
FiTe Kisks
1967675 00
35632 38
15411 53
22145 43
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 2824629 00
Premiums 39193 27
Losses 13612 12
Tax 391 93
HARTFORD FIRE INSURANCE COMPANY OF HARTFORD CONN
George L Chase President P C Royce Secretary
53 Trumbull street Hartford
Thos Egleston Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1250000 00
2 Amount paid up in cash 1250000 0068
COMPTROLLERGENERALS REPORT
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 377495
interest accrued thereon 753390
4 Value of lands mortgaged exclusive of
buildings and perishable improvements
5 Value of buildings mortgaged insured for n7 nn
600700 as collateralj 01Z350 00
6 Total value of said mortgaged prem
ses carried insideJ
9 Total par and market value of bonds owned by the com
pany carried out at market value
11 Total par and market value of bonds stocks and all other
securities except mortgages and amount loaned
thereon
12 Cash in companys principal office 47160 57
13 Cash belonging to the company deposited in
bank Hartford National 15849227 Amer
ican National 10712322 Connecticut Trust
and Safe Deposit Co 21702542 J P Mor
gan Co New York 1759385 Imperial
Toronto Ont 41489 Illinois Trust Savings
Bank Chicago 7137832 Crocker Wool
worth National San Francisco 1168456
AngloCalifornian 932119 American Ex
change National N Y 1889180 U S
Mortgage Trust Co N Y 25000 total 877999 63
Total cash items
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued 148342 due from other companies for
reinsurance on losses already paid 1644329
Printing plant
942500 00
793200 00
11305 85
8132555 91
4800 00
725160 20
47 72
1631580 06
17926 71
24738 3
Total assets of the company actual cash market value
This form less as per New York law
12283814 81
24738 36
12259076 45
IIILIABILITIES
1 Losses unpaid not yet due 309182 26
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 723618 06COMPTROLLERGENERALS REPORT
69
11
19
20
SI
23
24
Losses resisted including interest costs and
other expenses thereon 63591 01
Total gross amount of claims for losses 1096391 33
Net amount of unpaid losses 1096391 33
Gross premiums without any deduction re
ceived and receivable upon all unexpired Are
risks running one year or less from date of
policy 579513472 unearned premiums
fifty per cent2897567 36
Gross premiums without any deduction re
ceived and receivable upon all unexpired
Are risks running more than one year from
date of policy 774363640 unearned pre
miums prorata3900937 32
Total unearned premiums as computed above carried out 6798504 68
All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions 113325 00
Total amount of all liabilities except capital stock scrip
and net surplus 8008221 01
Joint capital stock actually paid up in cash 1250000 00
Surplus beyond capital and all other liabilities 3000855 44
Aggregate amount of all liabilities including capital
paid up and net surplus 12259076 45
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 1378541 52
2 Add difference 1900 and 1901 253038 54
3 Net collected 1631580 06
4 Gross premiums on risks written and re
newed during the year11614027 12
5 Total 13245607 18
6 Deduct premiums and bills in course of col
lection at this date 1161580 06
7 Entire premiums collected during the year 11614027 12
8 Deduct reinsurance and return premiums 1960244 09
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting increase
if any in value of securities viz Rents
Conscience money 10200 agency balance previously
marked off 7772 total
15 Aggregate amount of income actually received during the
9653783 03
39807 36
320025 82
17399 92
179 72
year in cash
10031195 8570
COMPTROLLERGENERALS REPORT
VEXPENDITURES DURING THE YEAK
On Fire Risks
1 Gross amount actually paid for losses in
cluding 58124146 losses occurring in pre
vious years5634638 25
2 Deduct all amounts actually received for
salvages whether on losses of the last or of
previous year and all amounts actually
received for reinsurances in other compa
nies 39181534 total deductions 391815 34
3 Net amount paid during the year for losses 5242822 91
4 Gash dividends actually paid stockholders amount of
stockholders dividends declared during the year 400000 00
6 Paid for commissions or brokerage 1707772 30
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 567851 S3
8 Paid for State national and local taxes in this and other
States 198288 82
9 All other payments and expenditures viz Miscellaneous 1096635 53
10 Aggregate amount of actual expenditures during the
year in cash 921337130
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 9133206 00
Premiums received gross 164417 31
Losses paid 106709 98
Losses incurred 124602 39
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks10778873 00
Premiums 184934 01
Losses 73409 62
Tax 1849 34
HOME INSURANCE COMPANY OF NEW YORK N Y
John H Washburn President
Areunah M Burtis William H Cheney Secretaries
Principal office 119 Broadway New York N Y
J W Pearce Atlanta Attorney for Service in Georgia
I CAPITAL
1 Whole amount of capital stock 3000000 00
2 Amount paid up in cash 3000000 00
iiasbets
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 1633892 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 128750 00COMPTROLLERGENERALS REPORT
71
3 Interest due on all said bond and mortgage loans 30500
interest accrued thereon 228200 total 2587 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 168950 00
5 Value of buildings morgaged insured for
12530000 as collateral 144900 00
6 Total value of said mortgaged premises
carried inside 313850 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 11924960 00
13 Cash belonging to company deposited in
bank American Exchange National Bank
34081468 National Bank of N America
16093079 Hanover National Bank
12917721 Continental Trust Company
11259433 total 743517 01
Total cash items 743517 01
15 Interest due and accrued on stocks not included in
market value uncollected 51076 04
17 Cash in hands of agents and in course of transmission 770905 37
18 Bills receivable not matured taken for Are marine and
inland risks 182 25
Total assets of the company actual cash market value 15255869 73
IIILIABILITIES
1 Losses due and unpaid 179537 00
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 1170449 05
3 Losses resisted including interest costs and
other expenses thereon 68187 65
4 Total gross amount of claims for losses 1418173 70
5 Deduct reinsurance thereon 646533 02
6 Net amount of unpaid losses 771640 68
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 361672300 un
earned premiums fifty per cent 1808362 00
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 5779984 unearned
premiums pro rata 3016762 00
9 Gross premiums without any deduction
including both cash and bills received
and receivable upon all unexpired inland
navigation and marine risks 26293200
unearned premiums 5 per cent 131466 0072
COMPTROLLERGENERALS REPORT
10 Gross premiums without any deduction re
ceived and receivable on all unexpired
marine risks
104087 00
11 Total unearned premiums as computed above carried out 5060677 00
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commission or premiums in course of
collection 6167678 reinsurance 45553239 517209 17
Total 6349526 85
21 Joint stock capital actually paid up in cash 3000000 00
23 Surplus beyond capital and all other liabilities 5906342 88
24 Aggregate amount of all liabilities including capital paid
up and net surplus 15255869 73
1 Amount of unearned premiums represented
by installment notesbeing the whole
amount of such notes 995394 57
IVINCOME DURING THE YEAR
On Marine and
On Fire Risks Inland Kisks
1 Gross premiums and bills in
course of collection at close
last previous year as shown
by that years statement 520227 07 95248 04
3 Net collected 520227 07 95248 04
4 Gross premiums on risks writ
ten and renewed during the
year 8524049 00 561216 69
5 Total 9044276 07 656464 73
6 Deduct premiums and bills in
course of collection at this
date 647196 10 138772 85
7 Entire premiums collected
during the year 8397079 97 517691 88
8 Deduct reinsurance and re
turn premiums 2845922 46 286823 23
9 Net cash actually received for
premiums carried out 5551157 51 230868 65 5782026 16
10 Received for interest on bonds and mortgages 8954 91
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 427050 80
12 Income received from all other sources omitting increase
if any in values of securities 197 187 20
Profit and loss 57 168 09
15 Aggregate amount of income actually received during
the year in cash 6472387 16COMPTROLLERGENERALS REPORT
73
VEXPENDITURES DURING THE YEAR
On Marl Tie and
On Fire Risks Inland Kisks
1 Gross amount actually paid
for losses including 640
275 39 losses occurring in
previous years 4378098 80 280819 81
2 Deduct all amounts actually
received for salvages
whether on losses of the
last or of previous year
3012046 and all amounts
actually received for rein
surances in other com
panies 155012546 total
deductions 1405520 16 174725 76
3 Net amount paid during the
year for losses 2972578 04 106094 05 3078672 69
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the yearj 390000 00
6 Paid for commissions or brokerage 1037663 19
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 409784 80
8 Paid for State national and local taxes in this and other
States 163630 85
9 All other payments and expenditures viz Rents 56
98296 advertising printing stationery postage trav
eling express incidentals etc 42233384 total 479316 80
Profit and loss account 89213 89
Aggregate amount of actual expenditures during the
year in cash 5668282 32
Business in the Slate of Georgia During the Fear
Fire Risks
Fire marine and inland risks written 10532979 00
Premiums received gross 129511 85
Losses paid 89566 79
Losses incurred 100850 01
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 10779016 00
Premiums 138214 27
Losses 92967 11
Tax 1382 1474
COMPTROLLERGENERALS REPORT
IMPERIAL INSURANCE COMPANY LIMITED OF LONDON
ENGLAND
Henry White Cannon
William Augustus Read i Trustees
Richard Litton Edwards
Principal office in U S 3133 Pine St New York City
Jacob Haas Attorney for Service in Georgia
icapital stock
1 Whole amount of capital stock 6000000 00
2 Amount paid up in cash 1500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 476634 70
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1099232 50
12 Cash in companys principal office 1039 30
13 Cash belonging to company deposited in
bank International Trust Co Boston
Mass 1361655 Canadian Bank of Com
merce San Francisco Cal864804 Na
tional Bank of Illinois Chicago 111 7
90091 J P Morgan Co New York
City N Y 240074 Union Trust Co
New York City N Y 325824 Chase
National Bank New York City N Y
2547451 total 61299 02
Total cash items g2 333 32
15 Interest due and accrued on stocks not included in
market value uncollected 7 g66 66
17 Cash in hands of agents and in course of transmission gross
18903239 less commission due on premiums in course
of collection 4102144 148010 95
All other assets both real and personal viz Rents due
and accrued 154249 due from other companies for
reinsurance on losses already paid 1 542 49
Total assets of the company actual cash market value 1795625 62
IIILIABILITIES
1 Losses due and unpaid 44 754 35
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 63jll4 20COMPTROLLERGENERALS REPORT
75
17705 00
3 Losses resisted including interest costs and
other expenses thereont
4 Total gross amount of claims lor losses 125573 56
5 Deduct reinsuranee thereon 6398 24
6 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
Are risks running one year or less from
date of policy 84365216 unearned pre
miums fifty per cent 421826 08
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 89473343 unearned
premiums pro rata 469729 01
11 Total unearned premiums as computed above carried out
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Statutory deposits with the New York Insurance Depart
ment
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of collec
tion at close of last previous year as
shown by that years statement 226565 50
3 Net collected 226565 50
4 Gross premiums on risks written and re
newed during the year 1580303 67
5 Total 1806869 17
6 Deduct premiums and bills in course of col
lection at this date 200949 87
7 Entire premiums collected daring the year 1605919 30
8 Deduct reinsurance and return premiums 425153 59
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages dividends on
stocks and bonds collateral loans and from all other
sources
12 Income received from all other sources omitting increase
if any in value of securities
14 Amount of remittances from home office during the year
119175 32
891555 09
1010730 41
286000 00
498895 21
1795625 62
1180765 71
39211 83
26609 07
153273 86
15 Aggregate amount of income actually received during the
year in cash 1399860 4776
COMPTROLLERGENERALS REPORT
VEXPENDITURES DURING THE YEAR
i f On Fire Risks
1 dross amount actually paid for losses in
cluding 10363721 losses occurring in pre
vious years 934193 74
2 Deduct all amounts actually received for
salvages whether on losses of the last or of
previous year 949396 and all amounts
actually received for reinsurances in other
companies 7361794 total deductions 83111 90
3 Net amount paid during the year for losses 851 081 84
6 Paid for commissions or brokerage 231 245 13
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 92 322 31
8 Paid for State national and local taxes in this and other
States 43022 86
9 All other payments and expenditures viz Bents 7
33143 real estate expenses 2616913 advertising
printing and stationery 1055174 legal expenses
110100 furniture and fixtures 708439 Board
Assessments 2015479 postage telegrams and ex
press 1267873 special agents traveling expenses
1849776 miscellaneous 953833 total 113107 30
10 Amount sent to home office during the year 91104 50
Aggregate amount of actual expenditures during the year
in cash 1421883 94
Business in the State of Georgia During the Year
Fire Risks
tire marine and inland risks written 1284740 00
Premiums received gross 22 302 0
0ssespaid 15514 52
Losses incurred 18 09c c9
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
1Sk8 1295244 00
TPremmmS 1481829
laX 14818
INSUBANCE COMPANY OF NORTH AMEBICA
Charles Platt President Greville E Fryer Secretary
Principal office 232 Walnut Street Philadelphia Pa
E S Gay Atlanta Attorney for Service in Georgia
icapital
1 Whole amount of capital stock3000000 00 3000000 00
2 Amount paid up in cash 3000000 00COMPTROLLERGENERALS REPORT
77
IIASSETS
1 Market value of real estate owned by the company less the
amount of incumbrances thereon 858462 90
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 1447623 80
3 Interest due on all said bond and mortgage loans 524736
interest accrued thereon 529569 total 10543 05
4 Value of lands mortgaged exclusive of build
ings and perishable improvements1690331 00
5 Value of buildings mortgaged insured for
139788800 as collateral 1862899 00
6 Total value of said mortgaged premises
carried inside3553230 00
7 Amount of other loans 4718100 00
9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value 5328985 00
11 Total par and market value of bonds stocks and all other
securities except mortgages hypothecated as collateral
security for cash actually loaned by the company and
the amount loaned thereon 77500 00
13 Cash belonging to the company deposited in bank Phila
delphia National Bank 64085794 Drexel Co Phila
delphia 10000000 Merchants National Bank New
York 9606971 Bank of North America Philadelphia
666075 First National Bank Erie Pa 306299 Bank
of Montreal Montreal Canada 3233861 Bank of Mon
treal St John N B 885783 Bank of Montreal Hal
ifax N S 1153455 London and Westminster Bank
London 6228349 Brown Shipley Co London 162
04818 Bank of Liverpool Liverpool 2388746 total 1147601 51
17 Cash in hands of agents and in course of collection and
transmission 1133835 26
18 Bills receivable not matured taken for fire marine and in
land risks 40128 74
All other assets both real and personal viz Bents due and
accrued due from other companies for reinsur
ance on losses already paid 14909 92
Book accounts due company 19888 32
Total assets of the company actual cash market value 10079478 50
IIILIABILITIES
1 Losses due and unpaid 183686 99
2 Gross losses in process of adjustment or in sus
pense including all reported and supposed
losses 604856 70
3 Losses resisted including interest costs and
other expenses thereon 37256 31
4 Total gross amount of claims for losses 825800 0078
COMPTROLLERGENERALS REPORT
5
Deduct reinsurance thereon 1900000
and salvage claims 9030000 109300 00
6 Net amount of unpaid losses
7 Gross premiums without any deduction less
reinsurance received and receivable upon
all unexpired fire risks running one year or
less from date of policy 1316646589 un
earned premiums fifty per cent 1583232 94
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 374405376 unearned pre
miums pro rata 1966309 70
9 Gross premiums without any deduction in
eluding both cash and bills received and
receivable upon all unexpired inland nav I
igation and marine risks 312251 25
10 Gross premiums without any deduction re
ceived and receivable on all unexpired
marine risks
11 Total unearned premiums as computed above carried out
12 Net premiums reserve and all other liabilities except cap
ital under the life insurance or any other special depart
ment perpetual department
19 All other demands against the company absolute and con
tingent due and to become due admited and contested
viz Commissions and brokerages to become due to
agents 3600000 book accounts due company 22
98861 total
716500 00
20
3861793 89
769243 60
58988 61
Total amount of all liabilities except capital stock scrip
and net surplus 5406526 10
21 Joint stock capital actually paid up in cash 3000000 00
23 Surplus beyond capital and all other liablilities 1672952 40
24
Aggregate amount of all liabilities including capital
paid up and net surplus10079478 50
IVINCOME DURING THE YEAK
On Marine and
On Fire Risks Inland Risks
1 Gross premiums and bills in course
of collection at close of last pre
vious year as shown by that
years statement 677707 84 306907 16
3 Net collected 677707 84 306907 16
4 Gross premiums on risks written
and renewed during the year 5907685 38 2152564 31
5 Total 6585393 22 2459471 47COMPTROLLERGENERALS REPORT
79
6 Deduct premiums and bills in
course of collection at this date 875813 30 298150 70
7 Entire premiums collected during
the year 5709579 92 2161320 77
8 Deduct reinsurance and return
premiums 1220832 96 414724 42
9 Net cash actually received for pre
miums carried out 4488746 96 1746596 35 6235343 31
10 Received for interest on bonds and mortgages 88995 12
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 230840 76
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 3825220 per
petual deposits 2119660 perpetual department fees
166000 total 61108 80
15 Aggregate amount of income actually received during
the year in cash 6616287 99
V EXPENDITURES DURING THE YEAR
On Marino and
On Fire Risks Inland Risks
1 Gross amount actually paid for
losses including losses
occurring in previous years 3061524 56 1351709 42
2 Deduct all amounts actually re
ceived for salvages whether on
losses of the last or of previous
year 13669605 and all amts
actually received for reinsur
ances in other companies 480
96074 total deductions 247205 31 370451 48
3 Net amount paid during the year
for losses2814319 25 981257 94 3795577 19
4 Cash dividends actually paid stockholders amount of stock
holders dividends declared during the year 360000 00
6 Paid for commissions or brokerage 1265586 42
7 Paid for salaries fees and other charges of officers clerks
agents and oil other employes 398292 81
8 Paid for State national and local taxes in this and other
States 162468 04
9 All other payments and expenditures viz Perpetual de
posits returned 1657728 rents 2070108 insurance
department fees 1789770 municipal licenses 904111
advertising printing and stationery 4248134 legal
expenses 751394 repairs and expenses on real estate
1863508 miscellaneous 20963006 total 342477 59
Aggregate amount of actual expenditures during the
year in cash 6324402 0580
COMPTROLLERGENERALS REPORT
Business in the State of Georgia During the Year
Marine andln
Fire Risks laud Risks Aggregate
Fire marine and inland risks writ
ten 7300134 00 10769590 00 18069724 00
Premiums received gross 123915 27 55752 40 179667 67
Losses paid 74719 88 19700 89 94420 77
Losses incurred 72865 84 20000 00 92865 84
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks18385183 00
Premiums 163382 09
Losses 64380 77
Tax 1633 82
LIVERPOOL AND LONDON AND GLOBE FIRE INSURANCE COM
PANY OF LIVERPOOL ENGLAND
J G Pepper Secretary
Principal Office 45 William St New York
Brown Hoyt Boston Attorneys for Service in Georgia
iiassets
1 Market value of real estate owned by the company less
the amount of imcumbrances thereon 1865833 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 3009050 00
3 Interest due on all said bond and mortgage loans 80000
interest accrued thereon 345977 total 35659 77
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 2865950 00
5 Value of buildings mortgaged insured for
279530000 as collateral 2829653 00
2
13
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
Cash in companys principal office 2725 10
Cash belonging to the company deposited in
bank 927278 25
3323345 88
Total cash items 930003 35
17 Cash in hands of agents and in course of transmission 1141385 12
All other assets both real and personal viz Rents due
and accrued 1000000 other amounts 111390 11113 90
Total assets of the company actual cash market value 10316391 02
IIILIABILITIES
1 Losses d ue and unpaid
2 Gross losses in process of adjustment or
in suspense including all reported and
supposed losses
6978 39
720000 80COMPTROLLERGENERALS REPORT
81
3 Losses resisted including interest costs and
other expenses thereon 72025 00
4 Total gross amount of claims for losses 799034 19
5 Deduct reinsurance thereon 216090 15
6 Net amount of unpaid losses 582914 04
7 Gross premiums without any deduction re
ceived and receivable upon all unex
pired fire risks running one year or less
from date of policy 407375792 un
earned premiums fifty per cent 2036878 96
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 402350179
unearned premiums pro rata 2266907 26
11 Total unearned premiums as computed above carried
out 4303786 22
12 P P liability 315914 19
13 Life liability 81303 88
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Due for commissions 178875 52
All other liabilities 253480 66
Total 5716274 51
IVINCOME DURING THE YEAR
On Fire Eiska
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 1046168 70
2 Deduct amount of same not collected 2887 69
3 Net collected 1043281 01
4 Gross premiums on risks written and re
newed during the year 8199861 84
5 Total 9243142 85
6 Deduct premiums and bills in course of col
lection at this date 1162692 98
7 Entire premiums collected during the year 8080449 87
8 Deduct reinsurance and return premiums 2578033 36
9 Net cash actually received for premiums carried out 5502416 51
10 Received for interest on bonds and mortgages 131456 72
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 90546 92
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 96447 53
6 in82 COMPTROLLERGENERALS REPORT
14 Amount of remittances from home office
during the year 258726 46
15 Aggregate amount of income actually received during
the year in cash 5820867 68
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding 46990138 losses occurring in
previous years 4377085 15
2 Deduct all amounts actually received for
salvages whether on losses of the last or
of previous year 4341228 and all
amounts actually received for reinsur
ances in other companies 56412420
total deductions 607536 48
3 Net amount paid during the year for losses 3769548 67
6 Paid for commissions or brokerage 024924 72
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 344880 35
8 Paid for State national and local taxes in this and other
States 15324581
9 All other payments and expenditures 359324 16
10 Amount sent to home office during the year 147350 57
Aggregate amount of actual expenditures during the
year in cash 5551923 71
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 9513319 00
Premiums received gross 125389 80
Losses paid 91 383 36
Losses incurred 90790 23
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 7032853 00
Premiums 126037 05
Losses 6770698
Tax 1260 37
LIVERPOOL LONDON GLOBE FIRE INSURANCE COMPANY
OF NEW YORK N Y
Henry W Eaton President George W Hoyt Secretary
Principal office 45 William St New York
ICAPITAL
1 Whole amount of capital stock 200000 00 200000 00
2 Amount paid up in cash 200000 00COMPTROLLERGENERALS REPORT
83
IIASSETS
9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value 263693 75
13 Cash belonging to the company deposited in
bank Hanover Bank N Y 649464
U S Trust Co 6000000 total 66494 64
Total cash items 66494 64
17 Cash in hands of agents and in course of transmission 65561 24
Total assets of the company actual cash market value 395749 63
IIILIABILITIES
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 11770 00
4 Total gross amount of claims for losses 11770 00
5 Deduct reinsurance thereon 1880 00
6 Net amount of unpaid losses 9890 00
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 10434700 unearned pre
miums fifty per cent 52173 54
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 5949054 unearned
premiums pro rata 37919 02
11 Total unearned premiums as computed above carried out 90092 56
19 All other demands against the company absolute and con
tingent due and to become due admitted and contest
ed viz 492906 900000 total 13929 06
20 Total amount of all liabilities except capital stock scrip
and net surplus 113911 62
21 Joint stock capital actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 81838 01
24 Aggregate amount of all liabilities including capital paid
up and net surplus 395749 63
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 46389 41
3 Net collected 46389 41
4 Gross premiums on risks written and re
newed during the year 240336 91
5 Total 286726 32
84 COMPTROLLERGENERALS REPORT
6 Deduct premiums and bills in course of col
lection at this date 67701 83
7 Entire premiums collected during the year 219024 49
8 Deduct reinsurance and return premiums 104942 74
9 Net cash actually received for premiums
carried out 114081 75 114081 75
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 17036 54
15 Aggregate amount of income actually received during the
year in cash 131118 29
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding 1792809 losses occurring in pre
vious years 103723 85
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 13920 and all amounts
actually received for reinsurances in
other companies 3401081 total deduc
tions 34150 01
3 Net amount paid during the year for losses 69573 84 69573 84
6 Paid for commissions or brokerage 23006 63
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 3839 90
8 Paid for State national and local taxes in this and other
States 403436
9 All other payments and expenditures 3748 76
Aggregate amount of actual expenditures during the year
in cash 104203 49
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 697647 00
Premiums received gross 10650 48
Losses paid 3214 91
Losses incurred 3224 91
BUSINESS IN GEORGIA POR YEAR ENDING APRIL 30 1902
Risks 392480 00
Premiums 6691 86
Losses 9261 44
Tax 6691COMPTROLLERGENERALS REPORT
85
LONDON ASSURANCE CORPORATION OF LONDON ENGLAND
Henby J B Kendall Governor Charles L Case U S Manager
Principal office 44 Pine Street New York City
icapital
1 Whole amount of capital stock deposit capital 200000 00
IIASSETS
9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value 1965363 74
12 Cash in companys principal office 12451 67
13 Cash belonging to the company deposited in
bank Canadian Bank of Commerce 5
52986 Bank of New York N B A 147
08697 Brown Bros Co Boston 2000000
Merchants Bank Chicago 370035 Me
chanics National Bank 2500 Atlantic
Trust Co 245550 total 178797 68 178797 68
15 Interest due and accrued on stocks not included in mar
ket value uncollected 5212 49
16 Gross premiums in due course of collection 298128 90
18 Bills receivable not matured taken for fire marine and
inland risks 10 27
All other assets both real and personal viz Due from
other companies for reinsurance on losses already paid 7298 63
Total assets of the company actual cash market value 2467263 38
IIILIABILITIES
1 Losses due and unpaid 19974 38
2 Gross losses in process of adjustment or in sus
pense including all reported and supposed
losses 132085 58
3 Losses resisted including interest costs and
other expenses thereon 13625 00
4 Total gross amount of claims for losses 165684 96
5 Deduct reinsurance thereon 21326 00
6 Net amount of unpaid losses 144358 9
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from date
of policy 73305558 unearned premiums
fifty percent 366527 79
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 99350892 unearned premi
ums pro rata 545753 63
COMPTROLLERGENERALS REPORT
9 Gross premiums without any deduction in
cluding both cash and bills received
and receivable upon all unexpired inland
navigation and marine risks 1870406 fifty
per cent 9352 03
10 Gross premiums without any deduction re
ceived and receivable on all unexpired ma
rine risks 31726 24
11
12
19
Total unearned premiums as computed
above carried out
Amount reclaimable on perpetual fire insurance policies
being 95 per cent of premiums received
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses
All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Commissions and other charges in course of collec
tion 4357409 return premiums 14978 reinsur
ance 2917064
Total
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital
paid up and net surplus
IV INCOME DURING THE TEAR
On Marine and
On Fire Risks Inland Risks
1 Gross premiums and bills in
course of collection at close of
last previous year as shown
by that years statement 135570 76
23
24
953359 69
152 00
10000 00
72894 51
1180765 16
1286498 22
2467263 38
65829 24
3 Net collected 135570 76 65829 24
4 Gross premiums on risks writ
ten and renewed during the
year1388925 72 773210 74
5 Total 1524496 48 839039 98
8 Deduct premiums and bills in
course of collection at this
date 198030 98 100097 92
Entire premiums collected dur
ing the year 1326465 50 738942 06
Deduct reinsurance and return
premiums 273439 58 374237 49
11
15
Net cash actually received for
premiums carried out 1053025 92 364704 57
Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
Aggregate amount of income actually received during
the year in cash
1417730 49
74571 23COMPTROLLERGENERALS REPORT
87
EXPENDITURES DURING THE YEAR
On Fire Risks
Gross amount actually paid for
losses including 14711900
losses occurring in previous
years 665370 89
Deduct all amounts actually re
ceived for salvages whether on
losses of the last or of previous
year 1967436 and all
amounts actually received for
reinsurances in other compa
nies 26350775 total deduc
tions 91867 41
On Marine and
Inland Risks
390515 07
191314 70
3 Net amount paid during the year
for losses 573503 48 199200 37 772703 85
6 Paid for commissions or brokerage 296257 57
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 83948 96
8 Paid for State national and local taxes in this and other
States 41542 59
9 All other payments and expenditures 80249 49
10 Amount sent to Home Office during the year28674956
Aggregate amount of all expenditures during the year
in cash 1274702 46
Business in the State of Georgia During the Year
Marine and
Fire Risks Inland Risks Aggregate
Fire marine and inland risks written 594757 00 781923 00 1376680 00
Premiums received gross 10108 43 3605 50 13713 93
Losses paid 7534 57 7534 57
Losses incurred 7492 57 7492 57
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Bisks 1023806 00
Premiums 11605 66
Losses 4695 14
Tax 116 05
LONDON LANCASHIRE FIRE INSURANCE COMPANY OF
LIVERPOOL ENGLAND
Archibald G McIlwaine Jr Manager
Principal office in the U S 57 and 59 William St New York
Fred W Cole Atlanta Ga Attorney for Service in Georgia
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
300000 0088
COMPTROLLERGENERALS REPORT
9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value
12 Cash in companys principal office 17676 23
13 Cash belonging to the company deposited
in bank Corn Exchange National Bank
of Chicago 1380363 First National
Bank of Los Angeles 237825 Los An
geles National Bank of Los Angeles 1
00000 Mercantile Trust Co of New
York 227072 Mercantile Trust Co of
San Francisco 257675 Merchants Na
tional Bank of New York 4532867 Ne
vada National Bank of San Francisco
1201674 Security Savings Bank of Los
Angeles 150000 cash in hands of Uni
ted States Trustees 50000 total 130874 00
Total cash items 148550 99
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire marine and
inland risks
All other assets both real and personal viz Rents due
and accrued 225863 due from other companies for
reinsurance on losses already paid 1042789 bal
ances due from other companies 239740 total
Total
Balances due from other companies
Total assets of the company actual cash market value
1809943 41
148550 99
22360 84
310303 75
4346 92
15083 92
2610589 83
662 24
2609927 59
IIILIABILITIES
1 Losses due and unpaid 24731 00
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 142310 23
3 Losses resisted including interest costs
and other expenses thereon 19472 22
4 Total gross amount of claims for losses 186513 45
5 Deduct reinsurance thereon 30872 15
6 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 122262953 unearned
premiums fifty per cent
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
611314 77
155641 30COMPTROLLERGENERALS REPORT
89
from date of policy 170975331 un
earned premiums pro rata 890732 94
11 Total unearned premiums as computed above carried out 1502047 71
19 All other demands against the company absolute and con
tingent due and to become due admitted and contest
ed viz Unpaid commissions 5591142 unpaid return
premiums 190871 unpaid reinsurance 2778918
total 85609 31
20 Total amount of all liabilities except capital stock scrip
and net surplus 1743298 32
21 Joint stock capital actually paid up in cash 494917 35
23 Surplus beyond capital and all other liabilities 866629 27
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2609927 59
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year 324969 50
2 Deduct amount of same not collected 893 41
3 Net collected 324076 09
4 Gross premiums on risks written and re
newed during the year 2612551 04
5 Total 2936627 13
6 Deduct premiums and bills in course of col
lection at this date 317104 91
7 Entire premiums collected during the year 2619522 22
8 Deduct reinsurance 37561091 and return
premiums 51684265 892453 56
9 Net cash actually received for premiums
carried out 1727068 66 1727068 66
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 77807 48
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 360395 3603 95
15 Aggregate amount of income actually received dur
ing the year in cash 1808480 09
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses includ
ing 14115045 losses occurring in previous
years1362436 58
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 1780277 and all amounts
actually received for reinsurances in other
companies 27092241 total deductions 288725 18
3 Net amount paid during the year for losses1073711 40 10737114090 COMPTROLLERGENERALS REPORT
6 Paid for commissions or brokerage 329760 21
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 150865 28
8 Paid for State national and local taxes in this and other
States 45653 42
9 All other payments and expenditures viz Rents 22
12290 advertising printing and stationery 1624065
furniture and fixtures 37222 all other 10012255
total 138858 3
10 Amount sent to home offices during the year 11004451
Aggregate amount of actual expenditures during the
year in cash 1738848 63
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 2852327 00
Premiums received gross 34353 26
Losses paid 15944 94
Losses incurred 18933 56
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks2458708 00
Premiums 35458 05
Losses 18463 29
Tax 354 58
MANCHESTER ASSURANCE COMPANY OF MANCHESTER ENG
George S A Young U S Manager
Principal office 49 Wall Street New York City
Cliff C Hatcher Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 10000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 4282 77
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1547320 00
12 Cash in companys principal office 721 47
13 Cash belonging to the company deposited in
bank Bank of America New York 35
38599 Merchants National Bank Chi
cago 1271063 Bank of British North
America San Francisco 717572 total 55272 34
Total cash items 55993 81COMPTROLLERGENERALS REPORT
91
15
18
Interest due and accrued on stocks not in
cluded in market value uncollected 5554 17
Bills receivable not matured taken for fire marine and
inland risks 448 10
Reinsurance on losses already paid 285 29
Due from special agents 205 08
Gross premiums in course of collection not more than 3
months due 255103 45
Total assets of the company actual cash market value 1869192 67
Amount of premiums unpaid on policies which have been
issued more than 3 months 675036
IIILIABILITIES
Losses due and unpaid 79584 51
Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses
Losses resisted including interest costs and
other expenses thereon
Total gross amount of claims for losses
Deduct reinsuance thereon
106274 25
24048 03
209906 79
22882 69
543200 70
187024 1
Net amount of unpaid losses
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 108640143 unearned
premiums fity per cent
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 98298599 unearned
premiums pro rata 515179 97
11 Total unearned premiums as computed above carried out
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Commissions brokerage and other charges due
and to become due to agents and brokers on premiums
paid and in course of collection 4642230 return pre
miums 17402 reinsurance 2250135 total
20 Total amount of all liabilities except capital stock scrip
and net surplus 1314502 44
23 Surplus beyond capital and all other liabilities 554690 23
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1869192 67
1058380 67
69097 67
92
COMPTROLLERGENERALS REPORT
9
11
14
15
10
IVINCOME DURING THE YEAH
On Fire Risks
Gross premiums and bills in course of collec
tion at close of last previous year as
shown by that years statement 271230 89
Deduct amount of same not collected 1178 81
Net collected 270052 08
Gross premiums on risks written and re
newed during the year 2108292 83
Total 2378344 91
Deduct premiums and bills in course of col
lection at this date 261853 81
Entire premiums collected during the year 2116491 10
Deduct reinsurance and return premiums 703774 27
Net cash actually received for premiums
carried out 1412716 83
Received for interest and dividends on stocks and bonds
collatteral loans and from all other sources 57204 17
Amount of remittances from home office during
the year299460 00
Aggregate amount of income actually received during the
year in cash 469921 00
VEXPENDITURES DURING THE YEAR
On Fire RUki
Gross amount actually paid for losses in
cluding 17791173 losses occurring in
previous years 1323395 13
Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 1653354 and all amounts
actually received for reinsurances in other
companies 20192701 total deductions 218460 55
Net amount paid during the year for losses 1104934 58
Paid for commissions or brokerage 287630 45
Paid for salaries fees and other charges of officers clerks
agents and all other employes 92274 63
Paid State national and local taxes in this and in other
States 51578 75
All other payments and expenditures viz Rents 10
55605 stationery 831282 postage 1315122 adver
tising 191138 local boards 2053556 traveling 21
07638 maps 377397 legal expenses 135462
sundries 1227012 total 92942 12
Amount sent to home offices during the year 107063 20
Aggregate amount of actual expenditures during the year
in cash 1629360 53COMPTROLLERGENERALS REPORT
93
Business in the State of Georgia During the Year
On Fire Risks
Fire marine and inland risks written 1866036 00
Premiums received gross 30116 96
Losses paid 23041 96
Losses incurred 27249 46
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 1828845 00
Premiums 30763 72
Losses 13652 16
Tax 307 63
MERCANTILE MUTUAL FIRE INSURANCE COMPANY OF
PROVIDENCE R I
Henry T Grant Jr President Alfred U Eddy Secretary
Principal Office 10 Weybosset St Providence R I
W A Wright Attorney for Service in Georgia
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 148876 00
11 Total par and market value of stocks bonds and all other
securities except mortgages and amount loaned there
on 5500 00
12 Cash in companys principal office 21 11
13 Cash belonging to company deposited in bank 18496 58
Total cash items 18517 69
15 Interest due and accrued on stocks not included in mar
ket value uncollected 1636 97
17 Premiums not over three months due 8460 41
All other assets both real and personal Due from other
companies for money advanced for joint expense 503 88
Total assets of the company actual cash market value 183494 95
Contingent premiums 942535 75
Total cash assets and contingent premiums 1126030 70
IIILIABILITIES
1 Losses due and unpaid 20200 00
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 2800 00
6 Net amount of unpaid losses 23000 00
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired fire
risks running one year or less from date of
policy 118850715 unearned premiums fifty
per cent 94253 57
11 Total unearned premiums as computed above carried
out 94253 5794
COMPTROLLERGENERALS REPORT
19
20
21
23
24
3770 14
121023 71
942535 75
62471 24
All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Taxes
Total amount of all liabilities except capital stock scrip
and net surplus
Contingent premiums
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital
paid up and net surplus 1126030 70
IVINCOME DURING THE YEAR
On Fire Risks
Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 8513 36
Net collected 8513 36
Gross premiums on risks written and renewed
during the year 205890 78
Total 214404 14
Deduct premiums and bills in course of collec
tion at this date 8460 41
205943 73
15549 25
11
15
Entire premiums collected during the year
Deduct reinsurance and return premiums
Net cash actually received for premiums carried out
Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
Aggregate amount of income actually received during
the year in cash
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses includ
ing 154493 losses occurring in previous
years 56265 28
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents 1350
office travel inspector incidental 1210313
Aggregate amount of actual expenditures during the
year in cash
190394 48
6427 23
196821 71
56265 28
130119 56
14409 98
4032 32
13453 13
218280 27COMPTROLLERGENERALS REPORT 95
Business in the State of Georgia During the Year
Fire Bisks
Fire marine and inland risks written 859730 00
Premiums received gross 6188 70
Losses paid 258 29
Losses incurred 258 29
BUSINESS IN GEORGIA FOB YEAH ENDING APRIL 30 1902
Risks 1000100 00
Premiums 8790 24
Losses 576 74
Tax 87 90
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD CONN
James Nichols President B R Stillman Secretary
Principal office 95 Pearl Street
J B Kimbell Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 1000000 00 1000000 00
2 Amount paid up in cash 1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
4 Value of lands mortgaged exclusive of build
ings and perishable improvements 866850 00
5 Value of buildings mortgaged insured for
64835000 as collateral 995500 00
6 Total value of said mortgaged premises car
ried inside 1862350 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
12 Cash in companys office 667 73
13 Cash belonging to the company deposited in
bank viz Charter Oak National bank
22021141 Hartford National Bank 1
06939 State Bank 2500000 Continen
tal National Bank 5479152 National
Bank of Illinois 550249 Union Trust
Company 961971 New Orleans Na
tional bank 337948 total 319574 00
Total cash items
17 Cash in hands of agents and in course of transmission
399053 32
647715 0
3627469 00
320241 73
429957 95
Total assets of the company actual cash market value 5424437 0096
COMPTROLLERGENERALS REPORT
IIILIABILITIES
1 Losses due and unpaid 101074 87
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses
3 Losses resisted including interest costs and
other expenses thereon
4 Total gross amount of claims for losses
237996 08
23606 60
362677 55
11
II
20
21
23
24
Net amount of unpaid losses
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 227245631 unearned
premiums fifty per cent 1136228 15
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 254883250 unearned pre
miums pro rata 1419258 00
Total unearned premiums as computed above carriedout
All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Contingent reserve fund
Total amount of all liabilities except capital stock scrip
and net surplus
Joint stock capital actually paid up in cash
Surplus beyond capital and all other liabilities
Aggregate amount of all liabilities including capital paid up
and net surplus
IVINCOME DURING THE YEAR
On Fire Risks
Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 275000 00
Net collected 275000 00
Gross premiums on risks written and re
newed during the year 4794779 88
362677 55
2555486 15
25000 00
2943163 70
1000000 00
1481273 30
5424437 00

10
11
Total 5069779 88
Deduct premiums and bills in course of col
lection at this date 365000 00
Entire premiums collected during the year 4704779 88
Deduct reinsurance and return premiums 1240854 97
Net cash actually received for premiums carried out 3463924 91
Received for interest on bonds and mortgages 39628 00
Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 153302 10COMPTROLLERGENERALS REPORT
97
12 Income receivd from all other sources omitting increase if
any in value of securities 4158 60
Profit and loss 10565 53
15 Aggregate amount of income actually received during the
year in cash 3671579 14
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding 20986405 losses occurring in
previous years 2159108 69
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 2321847 and all amounts
actually received for reinsurances in other
companies 38400978 total deductions 407228 25
3 Net amount paid during the year for losses 1751880 44 1751880 44
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 120000 00
6 Paid for commissions or brokerage 651599 21
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 207625 59
8 Paid for State national and local taxes in this and other
States 110967 74
9 All other payments and expenditures viz Miscellaneous 360594 06
Profit and loss 10427 13
Aggregate amount of actual expenditures during the year
in cash 32130941
Business in the State of Georgia During the Year
Fire Risk
Fire marine and inland iisks written 2620031 00
Premiums received gross 28558 38
Losses paid 8983 97
Losses incurred 12702 31
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 3878403 00
Premiums 43911 00
Losses 10984 25
Tax 439 11
7 in98
COMPTROLLERGENERALS REPORT
NEW HAMPSHIRE FIRE INSURANCE COMPANY OF MANCHES
TER NEW HAMPSHIRE
W C Crosby President F W Sargeant Secretary
Principal office 876 Elm Street
O D Simpson Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock1000000 00 1 000000 00
2 Amount paid up in cash1000000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 168981 62
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 487016 66
3 Interest due on all said bond and mortgage loans 5107 00
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 484860 00
5 Value of buildings mortgaged insured
for 480050 as collateral 777250 00
6 Total value of said mortgaged premises
carried inside1262110 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 2374195 00
11 Total par and market value of stocks bonds and all other
securities except mortgages and amount loaned
thereon 105000 00
12 Cash in companys principal office 629 56
13 Cash belonging to the company deposited in
bank Amoskeag National Bank Man
chester 17288803 Manchester National
Bank Manchester 1250000 Merchants
Natl Bank Manchester 1250000 total 197888 03
15
Total cash items
Iuterest due and accrued on bonds and stocks not included
in market value uncollected
17 Cash in hands of agents and in course of transmission
Total assets of the company actual cash market
value
198517 59
58S7 46
173304 71
3518010 04
IIILIABILITIES
2 Gross losses in process of adjustment or in sus
pense including all reported and supposed
losses 169991 82
3 Losses resisted including interest costs and
other expenses thereon 20096 00
4 Total gross amount of claims for losses 190087 82
6 Net amount of unpaid losses
190087 82MMMHBHH
COMPTROLLERGENERALS REPORT 99
7 Gros3 premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 101443808 unearned pre
miums fifty per cent 507219 04
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 141610061 unearned pre
miums pro rata 734101 87
11 Total unearned premiums as computed above carried out 1241320 91
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested 68768 44
20 Total amount of all liabilities except capital stock scrip
and net surplus 1500177 17
21 Joint stock capital actually paid up in cash 1000000 00
23 Surplus beyond capital and all other liabilities 1017832 87
24 Aggregate amount of all liabilities including capital
paid up and net surplus 3518010 04
IVINCOME DURING THE YEAR
On Fire Risk
1 Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 191575 46
3 Net collected 191575 46
4 Gross premiums on risks written and renewed
during the year1845100 85
5 Total2036676 31
6 Deduct premiums and bills in course of col
lection at this date 173304 71
7 Entire premiums collected during the year 1863371 60
8 Deduct reinsurance and return premiums 415124 63
9 Net cash actually received for premiums carried out 1448246 97
10 Received for interest on bonds and mortgages 29321 74
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 101787 41
12 Income received from all other sources omitting increase
if any in value of securities 18645 83
15 Aggregate amount of income actually received during
the year in cash 1598001 95
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses includ
ing losses occurring in previous years 1109110 40
100 COMPTROLLERGENERALS REPORT
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 1166772 and all amounts
actually received for reinsurances in other
companies 17661192 total deductions 188279 64
3 Net amount paid during the year for losses 920830 76
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 100000 00
6 Paid for commissions or brokerage 361074 71
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 68741 84
8 Paid for State national and local taxes in this and other
States 54457 61
9 All other payments and expenditures viz Loss and
gain account 768953 total 92657 85
Aggregate amount of actual expenditures during the year
in cash 1597762 77
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Eisks 2286728 00
Premiums 27986 34
Losses u492 38
Tax 279 86
NIAGARA FIRE INSURANCE COMPANY OP NEW YORK N Y
Harold Herriok President Geo W Dewey Secretary
Principal Office 46 and 48 Cedar St N Y City
Edwin F Ansley Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 500000 00S 500000 0O
2 Amount paid up in cash 500000 00
IIASSETS
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 328926 49
3 Interest accrued on all said bond and mortgage loans 6347 26
5 Value of buildings mortgaged insured for 129500 as
collateral2321000
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 2364850 0
12 Cash in companys principal office 636 96
13 Cash belonging to the company deposited in
bank Bank of Manhattan Co N Y 91464 44
The Continental Trust Co N Y L20000 00
Total cash items 212101 40
15 Interest due and accrued on stocks not included in mar
ket value 4324
17 Cash in hands of agents and in course of transmission 327125 16
Total assets of the company actual cash market value 3243675 30COMPTROLLERGENERALS REPORT
101
11
19
20
21
23
24
IIILIABILITIES
Losses due and unpaid 81860 78
Gross losses in process of adjustment or in sus
pense including all reported and supposed
losses 139767 61
Losses resisted including interest costs and
other expenses thereon 32703 41
Total gross amount of claims for losses 254331 80
Deduct reinsurance thereon 48850 14
Net amount of unpaid losses 205481 66
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from date
of policy 131622840 unearned premiums
fifty per cent 658114 20
Gross premiums without any deduction re
ceived and receivable upon all unexpired
Are risks running more than one year from
date of policy 157025563 unearned pre
miums pro rata 834638 31
Total unearned premiums as computed above carried
out 1492752 51
All other demands against the company absolute and
contingent due and to become due admitted and con
tested 2171 67
Comn 372398 reinsurance premiums 1697823 80702 21
Total amount of all liabilities except capital stock
scrip and net surplus 178110 05
Joint stock capital actually paid up in cash 500000 00
Surplus beyond capital and all other liabilities 962567 25
Aggregate amount of all liabilities including capital
paid up and net surplus 3243675 30
IVINCOME DURING THE YEAR
On Fire Risks
Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 270139 43
Net collected 270139 43
Gross premiums on risks written and renewed
during the year 2525860 12
Total 2795999 55
Deduct premiums and bills in course of col
lection at this date 327125 16
Entire premiums collected during the year 2468874 39
Deduct reinsurance and return premiums 621341 45
Net cash actually received for premiums
carried out 1847532 94
102 COMPTROLLERGENERALS REPORT
10 Received for interest on bonds and mortgages 12255 76
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 90602 95
15 Aggregate amount of income actually received during
the year in cash 1950391 65
VEXPENDITURES DURING THE YEAR
1 Gross amount actually paid for losses includ
ing losses occurring in previous years 1141971 65
2 Deduct all amounts actually received for salv
ages whether on losses of the last or of pre
vious year 1105249 and all amounts
actually received for reinsurances in other
companies 28125907total deductions 292311 56
3 Net amount paid during the year for losses 1149660 09
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 50000 00
6 Paid for commissions or brokerage 367748 38
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 157846 21
8 Paid for State national and local taxes in this and other
States 53168 44
9 All other payments and expenditures viz Traveling
stationery postage internal revenue miscellaneous 142164 79
Aggregate amount of actual expenditures during the
year in cash 1920587 91
Business in the Slate of Georgia During the Year
Fire Risks
Fire marine and inland risks written 910802 00
Premiums received gross 14669 44
Losses paid 3544 4G
Losses incurred 5S95 39
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 1021167 00
Premiums 17575 22
Losses 498 Sft
Tax 175 75
NORWICH UNION FIRE INSURANCE SOCIETY OF ENGLAND
J Montgomery Hare Resident Manager
Principal office of the U S Branch 56 and 58 Pine Street New York N Y
Guy Carpenter Atlanta Ga Attorney for Service in Georgia
ICAPITAL stock
1 Amount of capital stock authorized and
subscribed for 5600000 00
2 Amount paid up in cash 66000 00COMPTROLLERGENERALS REPORT
103
Amount of net ledger assets December 31
of previous year 2027645 00
Extended at 2027645 00
IIINCOME DURING THE YEAR
Gross premiums and bills unpaid at close
of previous year as shown by that years
statement
253883 20
3 Net collected 253883 20
4 Gross premiums written and renewed dur
ing the year 2401299 54
5 Total 2655182 74
6 Deduct gross premiums and bills in course
of collection at this date 267667 58
7 Entire premiums collected during the year 2387515 16
8 Deduct reinsurance rebate abatement and
return premiums 607781 37
9 Received for premiums other than perpetuals 1779733 79
12 Interest on real estate mortgage loans 1800 00
13 Interest and dividends on stocks and bonds
and from all other sources 65788 12
Total rents and interest 67588 12
14 Profit on sale or maturity of ledger assets during the year
over book values 8402 08
Cash received from Home officei 150889 32
Total income during the year 2006613 31
Total footings 4034258 31
IIIDISBURSEMENTS DURING THE YEAR
Fire
1 Gross amount paid for losses including
occurring in previous years 1553404 77
2 Deduct amounts received for salvages on
losses of the last or of previous years
1050429 and from reinsurance in other
companies 12495313 135457 42
3 Net amount paid during the year for losses 1417947 35
7 Commissions or brokerage to agents less received on re
insurances 341967 15
9 Rents including for companys use of own building 18120 30
10 Salaries fees and all other charges officers 3925687
clerks 4666241 other employes 6141690 147336 18
11 Taxes on premiums 2333367 on real estate
other taxes 635415 29687 82
12 Insurance department fees and agents licenses 10
69013 municipal licenses 512159 tax on franchise
134658 17158 30104 COMPTROLLERGENERALS REPORT
13 Advertising printing and stationery 1584978 legal ex
penses 34753 repairs and expenses on real estate
furniture and fixtures 213859 miscellaneous
9307288 111408 78
Cash remitted to Home office 116471 07
Total expenditures during the year 2200096 95
Balance 1834161 36
IVLEDGER ASSETS
2 Mortgage loans on real estate first liens 40000 00
4 Book value of bonds excluding interest
109911800 and stocks 54674008 1645858 08
5 Cash in companys office 343923 depos
ited in bank Bank of New York N B A
12909619 Bank of America 1094978
Bank of British North America 481808 148303 28
Total 1834161 36
Total net ledger assets 1834161 86
NONLEDGER ASSETS
8 Interest due andjaccrued on mortgages 150 00
9 Interest due and accrued on stocks and
bonds 17898 96
Total carried out 18048 96
14 Market value not including interest in item 9 of bonds
and stocks over book value 127 749 42
15 Gross premiums in course of collection De
cember 31 not more than three months
due 232817 63
16 Deduct cost of collection commission and
brokerage 43555 20
17 Net amount of uncollected premiums not more than
three months due jgg 262 43
Due from other companies for reinsurance on losses alrea
dy Paid 1828 51
Total admitted assets 2 171048 68
VNONLEDGER LIABILITIES
1 Losses adjusted and unpaid not yet due 88312 25
2 Losses in process of adjustment or in sus
pense including all reported and sup
posed losses 51857 87
3 Losses resisted not outlawed including
interest costs and other expenses thereon 25222 50
4 Total amount of claims for losses 165392 62
5 Deduct reinsurance due or accrued 15927 85
6 Net amount of unpaid losses 149 464 77COMPTROLLERGENERALS REPORT
105
7 Gross premiums less reinsurance re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy including interest premi
ums on perpetual fire risks 132234084
unearned premiums fifty per cent 661170 42
8 Gross premiums less reinsurance re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 127741752 un
earned premiums pro rata
Total unearned premiums as computed
above 13453
18 Salaries rent expenses taxes bills accounts fees etc
due or accrued 17005 69
20 Return premiums 500998 and reinsurance premiums
264018
684168 02
U
7650 16
22
25
Total amount of all liabilities 1519459 06
Divisible surplus 651589 62
Total 2171048 68
Business in the State of Georgia During the Year
Fire Riks
Gross risks written 2904036 00
Gross premiums received 39132 99
Losses paid 35870 98
Losses incurred 33549 71
Amount at risk 4807843 00
Risks
Premiums
Losses
Tax
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
3392261 00
45584 34
25803 72
455 84
U 8 BRANCH NORTH BRITISH MERCANTILE FIRE INSUR
ANCE CO OF LONDON AND EDEN BURG GREAT BRITAIN
E G Richards U S Manager J F Hastings Asst Manager
Principal Office 76 William Street New York City
Jacob Haas Attorney for Service in Georgia
nassets
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 4533604 00
12 Cash in companys principal offices 19301 72
13 Cash belonging to the company deposited in
bank viz J P Morgan Co New
106
COMPTROLLERGENERALS REPORT
York 25096656 Merchantss National
Bank 2000000 total 270966 56
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
17 Cash in hands of agents and in course of transmission gross
premiums as written in the policies in course of collec
tion on policies written within three months
18 Bills receivable not matured taken for fire marine and
inland risks
Reinsurance on losses alreany paid
Milwaukee Underwriters Building Association 1S100
Philadelphia Underwriters Association 10000 cash
in hands of trustees of the company 26932 total
Total assets of the company actual cash market value
IIILIABILITIES
290268 28
53851 00
512105 58
840 23
12638 22
550 32
5403S60 63
1 Losses due and unpaid 168471 00
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 239498 91
3 Losses resisted including interest costs and
other expenses thereon 28391 03
4 Total gross amount of claims for losses 436360 94
5 Deduct reinsurance thereon 55114 21
6 Net amount of unpaid losses 3S 1246 73
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 209233539 un
earned premiums fifty per cent 1046167 69
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 233834448 un
earned premiums pro rata 1242143 32
11 Total unearned premiums as computed above carried out 2288311 01
12 Net premiums reserve and all other liabilities except capi
tal under the life insurance or any other special depart
ment 10398 51
17 Balances to credit of special agents etc 7346 64
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Commissions brokerage and other charges dueCOMPTROLLERGENERALS REPORT
107
and to become due on premiums paid and in course of
collection 110343 62
20 Total amount of all liabilities except capital stock scrip
and net surplus 2797646 51
23 Surplus beyond capital and all other liabilities 2606214 12
24 Aggregate amount of all liabilities including capital paid
up and net surplus 5403860 63
IVINCOME DURING THE YEAR
On Fire Risks
Net collected 457630 25
Gross premiums on risks written and re
newed during the year 3937290 93
Total 439492118
Deduct premiums and bills in course of col
lection at this date 527286 54
Entire premiums collected during the year 3S67634 64
Deduct reinsurance and return premiums 1039453 85
11
15
Net cash actually received for premiume carried out 2828180 79
Received for interests and dividends on stocks and bonds
on collateral loans and from all other sources 145695 28
Aggregate amount of income actually received during the
year in cash 2973876 07
VEXPENDITURES DURING THE YEAR
1 Gross amount actually paid for losses in
cluding 29561212 losses occurring in pre
vious years 2149182 91
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 1543272 and all amounts
actually received for reinsurances in
other companies 24067687 total deduc
tions 256109 59
3 Net amount paid during the year for losses 1893073 32
6 Paid for commissions or brokerage 549995 99
7 Paid for salaries fees and other charges of officers
clerks agents and all other employes 174796 61
8 Paid for State national and local taxes in this and other
States 90323 79
9 All other payments and expenditures 182236 22
Aggregate amount of actual expenditures during the year
in cash2890425 93108 COMPTROLLERGENERALS REPORT
Business in the Stale of Georgia Daring the Year
On Fire Risks
Fire Marine and inland risks written 4086114 00
Premiums received gross 47494 11
Losses paid 249f2 30
Losses incurred 24875 89
BUSINESS IN GEORGIA FOR THE YEAR ENDING APRIL 30 1902
Risks 6925580 00
Premiums 57962 95
Losses 19792 44
Tax 579 62
TJN1TED STATES BRANCH NORTHERN ASSURANCE COMPANY OP
LONDON
H E Wilson General Manager
Edward King of New York Cornelius D Wood of New York Trustees
in United States
Principal offices in the United States No 38 Pine St New York Geo W
Babb Manager No 642 Monadnock Block Chicago G H Lkrmit Man
ager No 221 Sansome St San Francisco Geo F Grant Manager
Fredk C Calkins Atlanta Attorney for Service in Georgia
ICAPITAL stock
1 Amount of capital stock authorized and
subscribed for 15000000 00
2 Amount of capital paid up in cash 1500000 00
Amount of net ledger assets December 31st of previous
year 2374256 48
IIINCOME DURING YEAR
As shown by the books at home office at close of business December 31
On Fire Bisks
1 Gross premiums and bills unpaid at close of
last year as shown by that years state
ment 265951 14
2 Deduct amount of same not collected 2268 94
3 Net collected 263682 20
4 Gross premiums written and renewed dur
ing the year 2172375 94
8 Total 2436058 14
6 Deduct gross premiums and bills in course
of collection at this date 361652 30
7 Entire premiums collected during the year 2074405 84
8 Deduct reinsurance rebate abatement and
return premiums 514487 55
fl Received for premiums other than perpet
uals 1529918 29 1529918 29COMPTROLLERGENERALS REPORT
109
11 Rents from companys property including
700000 for companys use of own build
ings
13 Interest and dividends on stocks and bonds
7942500 from all other sources 73968
Total rents and interests
K Received from head office during the year
7000 00
80164 68
87164 68
19792 34
Total income during the year 1636875 31
Total footings 4011131 79
IIIDISBURSEMENTS DURING YEAR
As shown by the books at home office at close of business December 31
On Fire Risks
1 Gross amount paid for losses including
12066298 occurring in previous years 1120871 91
2 Deduct amounts received for salvages on
losses of the last or of previous years 8
33394 and from reinsurance in other
companies 20365318 211987J12
3 Net amount paid during the year for losses
908884 79
294664 85
14966 56
95560 47
37072 57
16554 95
908884 79
7 Commissions or brokerage to agents less received on re
insurances
8 Rents including 700000 for companys use of own build
ings less 30000 from subleases
9 Salaries fees and all other charges officers clerks and
other employes
10 Taxes on premiums 3489092 on real estate 218165
11 Insurance department fees and agents licenses 866486
municipal licenses 483881 tax on franchise 305128
12 Advertising printing and stationery 1496030 legal ex
penses 6400 repairs and expenses on real estate
3865 furniture and fixtures 16524 miscellaneous
12011690 total
14 Remitted to head office during the year
Total expenditures during the year 1639323 38
Balance 2371808 41
Invested in the following
IVLEDGER ASSETS
As per ledger accounts shown by the books at home office at close of busi
ness December 31
135345 0
181274 10
1 Book value of real estate unincumbered
4 Book value of bonds excluding interest
5 Cash in companys offices
Deposited in banks Merchants Loan and
Trust Co Chicago 2666319 Northern
Trust Co Chicago 8155 American Ex
change Bank StLouis 72613 National
115000 00
162868 75
348 21110
COMPTROLLERGENERALS REPORT
Bank of Commerce New York 8973659
Canadian Bank of Commerce San Fran
cisco 552986 Union Trust Co New
York 101870 123756 02
6 Bills receivable 782657 agents debit
balances 48797 total 8314 54
Total 2410287 52
Deduct Ledger Liabilities
7 Agents credit balances 117580 all other
3730331 total 38479 11
Total net ledger assets 2371808 41
NONLEDGER ASSETS
9 Interest accrued on bonds and stocks 5882 79
13 Market value of real estate over book value 15000 00
14 Market value not including interest in item 9 of bonds
and stocks over book value 110271 25
15 Gross premiums in course of collection De
cember 31 not more than three months
due 359058 05
16 Deduct cost of collection commission and
brokerage 54622 33
17 Net amount of uncollected premiums not more than three
months due 304435 72
18 Gross premiums in course of collection De
cember 31 more than three months due
carried in 4863 19
Gross assets 2807398 17
Deduct Assets not Admitted
3 Agents debit balances unsecured487 97
Total admitted assets 2806910 20
VNONLEDGER LIABILITIES
1 Losses adjusted and unpaid not yet due 18531 46
2 Losses in process of adjustment or in sus
pense including all reported and sup
posed losses 1210S 47
3 Losses resisted not outlawed including
interest costs and other expenses thereon 45261 75
4 Total amount of claims for losses 184821 OS
5 Deduct reinsurace due or accrued 9896 47
3 Net amount of unpaid losses 174925 21
7 Gross premiums less reinsurance received
and receivable upon all unexpired Are
risks running one year or less from date
of policy including interest premiums
on perpetual Are risks 131741774 un
earned premiums fifty per cent 658708 S7
COMPTROLLERGENERALS REPORT 111
8 Gross premiums less reinsurance received and receivable upon all unexpired Are risks running more than one year from date of policy 111266230 unearned
11 premiums pro rata 609342 13 1268051 00


18 Salaries rent expenses taxes bills accounts fees etc due or accrued 500 00
19 Commissions brokerage and other charges due to agents and brokers on premiums paid 32 20
20 Return premiums 1816547 and reinsurance premiums 193696 20102 43
21 22 All other liabilities viz Miscellaneous 337 75 20972 38
1463948 59
25 1342961 61
Total Business in the State of Georgia During the Year 2806910 20 On Fire Risks
3390179 00
37099 47
26959 04
31181 54
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Eisks 3807583 00
52725 48
23719 16
Ta 527 25 D CONN
3RIENT FIRE INSURANCE COMPANY OF HANRTFOR
Archibald G McIlwaine Jr President James Wypek Secretary
Principal Office 5 Haynes St Hartford Conn
R E Hancock Atlanta Attorney for Service in Georgia
Icapital
1 Whole amount of capital stock 500000 00
2 IIASSETS
1 Market value of real estate owned by the company less the
amount of incumbrances thereon 78925 21
2 Loans on bond and mortgage duly recorded and being
120900 00
Interest due on all said bond and mortgage loans 136675
3744 16
4 Value of lands mortgaged exclusive of buildings and perishable improvements 393225 00

112
COMPTROLLERGENERALS REPORT
5 Value of buildings mortgaged insured for
3495000 as collateral
393225 00
12
13
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1704397 12
Cash in companys principal office 2938 98
Cash in banks December 31 1901 Mer
chants National Bank New York N Y
6535635 American National Bank Hart
ford Ct 2956605 National Bank of the
Republic Chicago Ills 249596 Union
Trust Company San Francisco Cal
243441 total 99852 77
Total cash items
14 Special deposit New Mexico
15 Interest due and accrued on stocks not included in market
value uncollected
16 Due from other companies for collected reinsurance
17 Cash in hands of agejits and in course of transmission
18 Bills receivable not matured taken for fire marine and in
land risks
All other assets both real and personal viz Rents due
and accrued due from other companies for
reinsurance on losses already paid
102791 75
5000 00
22627 97
714 61
159901 38
44 00
1677 24
Total assets of the company actual cash market value 2200723 44
IIILIABILITIES
1 Losses due and unpaid 31160 15
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 101685 72
3 Losses resisted including interest costs and
other expenses thereon 27490 50
4 Total gross amount of claims for losses 160336 37
5 Deduct reinsurance thereon 21885 09
6 Net amount of unpaid losses 138451 28
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 78736504 unearned
premiums fifty per cent 393682 52
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 82610942 unearned
premiums pro rata 423453 77
11 Total unearned premiums as computed above carried out 817136 29COMPTROLLERGENERALS REPORT 3
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Commission on premiums in course of collection
3640239 return premiums 22561 reinsurance 6
38845 less commission 514495 total 41547 34
Total 997134 91
20 Total amount of all liabilities except capital stock scrip
and net surplus 500000 00
23 Surplus beyond capital and all other liabilities 703588 53
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2200723 44
IVINCOME DURING THE YEAR
0n Fire Risks
1 Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 207634 14
2 Deduct amount of same not collected 821 97
3 Net collected 206812 17
4 Gross premiums on risks written and re
newed during the year 1518844 01
Total 1725656 18
6 Deduct premiums and bills in course of col
lection at this date 160918 62
7 Entire premiums collected during the year 1564737 56
8 Deduct reinsurance and return premiums 503905 56
9 Net cash actually received for premiums
carried out 1060832 00 1060832 00
10 Received for interest on mortgages 9 753 33
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 70651 58
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 70651 58
12 Income received from all other sources omitting increase
if any in value of securities 3216 76
To readjust ledger assets 177 93
15 Aggregate amount of income actually received during the
the year in cash 1144631 65
VEXPENDITURES DURING THE YEAR
On Marine and
On Fire Risks Inland Risks
1 Gross amount actually paid for
losses including 16737754
losses occurring in previous
years 961696 72 1005114
8 in114
COMPTROLLERGENERALS REPORT
2 Deduct all amounts actually
received for salvages
whether on losses of the
last or of previous year
4S0068 and all amounts
actually received for rein
surances in other com
panies 515376662 total
deductions 153192 515374 79
3 Net amount paid during the
year for losses 808504 21 5276 35
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents 6
61380 advertising and printing 1182826 expenses
on real estate 368163 miscellaneous 5193609 total
Aggregate amount of actual expenditures during the year
in cash 1234108 94
Business in the Stale of Georgia During the Year
Fire Risks
Fire marine and inland risks written 2172853 00
Premiums received gross 3i l
Losses paid 17378 29
Losses incurred 13593 92
BUSINESS IK GEORGIAFOR YEAR ENDING APRIL 30 1902
Risks 1519970 00
Premiums 21526 14
Losses 16477 s
Tax 21526
PALATINE INSURANCE COMPANY LIMITED OF LONDON
ENGLAND
813780 56
233882 09
79644 00
32712 51
74089 78
A H Wkay Manager
Principal office in U S Cor Pine William Sts New York City
J C Whitner Atlanta Ga Attorney for Service in Georgia
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by thecompany carried out at market value 1212757 50
12 Cash in companys principal office 9 90
13 Cash belonging to the company deposited in
bank American Exchange Natl Bank
N Y 5387817 Morton Trust Co N YCOMPTROLLERGENERALS REPORT
115
4303623 Crocher Wool worth Natl Bank
San Francisco 1102943 First Natl Bank
Denver 11223 total 113056 06
Total cash items 113065 96
15 Interest clue and accrued on stocks not included in mar
ket value uncollected 1286 25
17 Cash in hands of agents and in course of transmission 209470 68
Due from Palatine Ins Jo Ltd of Manchester 40523 73
Due from Commercial Union Assurance Co
of London 25 74 40549 47
Total assets of the company actual cash market value 1577129 86
IIILIABILITIES
1 Losses due and unpaid 32945 00
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 73106 00
3 Losses resisted including interest costs and
other expenses thereon 5250 00
4 Total gross amount of claims for losses 11130100
5 Deduct reinsurance thereon 6860 00
6 Xet amount of unpaid losses 104441 00
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from date
of policy 892249339 unearned premiums
fifty percent 461246 70
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 25950254 unearned premi
ums pro rataj 216892 05
IL Total unearned premiums as computed above car
ried out 678133 75
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions brokerage and other cbarges
due and to become due to agents and brokers on pre
miums paid and in course of collection 2889749 re
turn premiums 1282530 reinsurance 1018985 total 51912 64
20 Total amount of all liabilities except capital stock
scrip and net surplus 834492 39
23 Surplus beyond capital and all other liabilities 742637 47
24 Aggregate amount of all liabilities including capital
paid up and net surplus 1577129 86116 COMPTROLLERGENERALS REPORT
IVINCOME DURING THE YEAR
On BMre Risks
4 Gross premiums on risks written and re
newed during the year 1660771 30
5 Total1666771 30
6 Deduct premiums and bills in course of col
lection at this date 213591 27
7 Entire premiums collected during the
year1153180 03
8 Deduct reinsurance and return premiums 442626 56
9 Net cash actually recieved for premiums car
ried out1010553 47 1010553 47
11 Received for interests and dividends on stocks and bonds
collateral loans and all other sources 29550 00
12 Income received from all other sources omitting increase
if any in value of securities 2504 46
14 Amount of remittances from home office dur
ing the year 70350 00
15 Aggregate amount of income actually received during the
year in cash 1042607 93
VEXPENDITURES DURING THE YEAR
Oil Fire Risks
1 Gross amount actually paid for losses in
cluding losses occurring in previous years 260449 99
2 Deduct all amounts actually rereived for sal
vages whether on losses of the last or of pre
vious year 331052 and all amounts actu
ally received for reinsurances in other com
panies 2676441 total deductions 30074 93
3 Net amount paid during the year for
losses 230375 06 230375 00
6 Paid for commissions or brokerage 221288 62
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 54700 75
8 Paid for State national and local taxes in this and other
States 26030 IS
9 All other payments and expenditures viz Rents 5
76327 miscellaneous 5969466 total 6545793
10 Amount sent to home office during the year 51342 Hi
Aggregate amount of actual expenditures during the
year in cash 597852 54
Busineat in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 3068654 00
Premiums received gross 37553 54
Losses paid 3243 on
Losses incurred 6528 00COMPTROLLERGENERALS REPORT 117
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 2317713 00
Premiums 38983 88
bosses 10182 13
Tax 389 83
THE PENNSYLVANIA FIRE INSURANCE COMPANY OF
PHILADELPHIA
R Pale Benson President W Gardner Growell Secretary
Principal office 508 and 510 Walnut Street
W E CnAPiN Atlanta Attorney for Service in Georgia
ICAPITAL
I Whole amount of capital stock 400000 00
2 Amount paid up in cash 400000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereonI 209500 00
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 738633 33
S Interest due on all said bond and mortgage loans 645 00
interest accrued thereon 627301 total 6918 01
5 Value of buildings mortgaged insured for
504000 as collateral I fi9r qrn nn
6 Total value of said mortgaged premises JDI0U uu
carried insidej
9 Total par and market value of stocks and bonds owned
absolutely by the company oarried out at market value 3908826 00
31 Total par and market value of stocks bonds and all other
securities except mortgaged and amount loaned
thereon 107700 00
12 Cash in companys principal office 212 45
13 Cash belonging to the company deposited in
bank Western National 9812176 Phila
delphia National 31804 84 total 129926 60
Total cash items 130139 05
36 Interest due and accrued on collateral loans and uncol
lected 797 61
17 Cash in hands of agents and in course of transmission 338149 54
Total assets of the company actual cash market value 5440663 54
IIILIABILITIES
1 Loses due and unpaid 18100 69
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 202841 83118
COMPTROLLERGENERALS REPORT
3 Losses resisted including interest cost and
other expenses thereon
8391 02
229333 51
4 Total gross amount of claims for losses
6 Net amount of unpaid losses
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 177420718 unearned
premiums fifty per cent
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 187102850 un
earned premiums pro rata 1029770 li
229333 54
8S7103 59
11 Total unearned premiums as computed above carried out 1916S73 77
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Amount reclaimable by the insured on per
petual fire insurance policies Se2904 74
20 Total amount of all liabilities except capital stock
scrip and net surplus 3009112 05
21 Joint stock capital actually paid up in cash 400000 00
23 Surplus beyond capital and all other liabilities 2031551 49
24 Aggregate amount of all liabilities including capital paid
up and net surplus 5440063 54
IVINCOME DURING THE YEAR
On Fire Ksks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 285093 78
3 Net collected 285093 78
4 Gross premiums on risks written and re
newed during the year 3010797 41
5 Total 3295891 19
i Deduct premiums and bills in course of col
lection at this date 338149 54
7 Entire premiums collected during the year 2957741 65
8 Deduct reinsurance and return premiums 800828 23
Total 2156913 42
9 Net cash actually received for premiums carried out 2156913 42
10 Received for interests on bonds and mortgages 40374 03
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 177389 03COMPTROLLERGENERALS REPORT 119
12 Income received from all other sources omitting increase
if any in value of securities 4485 94
15 Aggregate amount of income actually received during the
year in cash 2379102 42
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding losses occurring in previous years 1020823 01
2 Deri uct all amounts actually received for
salvages whether on losses of the last or
of previous year and all amounts actu
ally received for reinsurances in other
companies 17179920 total deductions 171799 20
3 Net amount paid during the year for losses 1449023 81
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 100000 00
6 Paid for commissions or brokerage 503016 93
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 94916 00
8 Paid for State national and local taxes in this and other
States 71693 24
9 All other payments and expenditures viz advertising
printing stationery miscellaneous 109555 50
Aggregate amount of actual expenditures during the year
in cash 2328205 48
Business in the State of Georgia Daring the Year
Fire Risks
Fire marine and inland risks written 26738 32
Premiums received gross 45572 12
Losses paid 29190 48
Losses incurred 21824 20
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 2518759 00
Premiums 32940 08
Losses 20 007 35
Tax 32940
PHOENIX FIRE INSURANCE COMPANY OF HARTFORD CONN
D W C Skilton President Eow Milligan Secretary
Principal Office 64 Pearl St Hartford
Cliff C Hatcher Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 2000000 00
2 Amount paid up in cash 2000000 00120
COMPTROLLERGENERALS REPORT
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 20950
interest accrued thereon 221460 total
4 Value of lands mortgaged exclusive of
building and perishable improvements 141240 00
5 Value of buildings mortgaged insured for
51400 as collateral 72950 00
6 Total value of said mortgaged premises
carried inside 214190 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value
11 Total market and par value of stocks bonds and all other
securities except mortgages and amount loaned
thereon
12 Cash in companys principal office 5023 98
13 Cash belonging to the company deposited
in bank Hartford National Bank Hart
ford 19510339 Hartford Trust Co
2500000 Atlantic Trust Company
New York 10428054 Wells Fargo
Cos Bank San Francisco California
250358 total 326887 51
Total cash items
460195 82
89074 93
2424 10
4468190 00
29000 00
331911 40
35196 00
270 00
530530 99
6651 12
15 Interest due and accrued on stocks not included in mar
ket value uncollected
16 Interest due and accrued on collateral loans and uncol
lected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued 449996 due from other companies for
reinsurance on losses already paid 30116 accrued
interest on bank deposits 1850 total
Total assets of the company actual cash market value 5953444 45
IIILIABILITIES
1 Losses due and unpaid
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses
3 Losses resisted including interest costs and
other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
6 Net amount of unpaid losses 454 ygg 57
752S3 60
369765 05
29231 00
474279 68
19491 08COMPTROLLERGENERALS REPORT
121
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 2136719 60
Unearned premiums fifty per cent 1068359 80
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 246603717
unearned premiums pro rata 1314045 52
Total unearned premiums as computed above carried
out 2382405 32
Total
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
2837193 89
2000000 00
1116250 56
3217818 11
4848 71
250i
83
24 Aggregate amount of all liabilities including capital paid
up and net surplus 5953444 45
IVINCOME DURING THE YEAR
On Fire Risks
7 Entire premiums collected during the year 3771844 79
8 Deduct reinsurance and return premiums 554026 68
9 Net cash actually received for premiums
carried out 3217818 11
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities
15 Aggregate amount of income actually received during
the year in cash 3482911 04
VEXPENDITURES DURING THE YEAR
On Fire Riks
1 Gross amount actually paid for losses in
cluding 21567404 losses occurring in
previous yearsif
2 Deduct all amounts actually received for
salvages whether on losses of the last or
of previous year 1633911 and all
amounts actually received for reinsur
ances in other companies 10148919 to
tal deductions
10175 99
1824572 99
117828 30
3 Net amount paid during the year for losses 1706744 69
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
1706744 69
280000 00
637337 49
186339 47122 COMPTROLLERGENERALS REPORT
8 Paid for State national and local taxes in this and other
States 82266 09
9 All other payments and expenditures viz General ex
penses 296269 93
Aggregate amount of actual expenitures during the year
in cash 3188957 67
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 4580969 00
Premiums received gross 69322 33
Losses paid 40257 24
Losses incurred 41351 92
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 5334894 00
Premiums 72065 96
Losses 39623 24
Tax 720 65
UNITED STATES BRANCH PHXENIX ASSURANCE COMPANY
LIMITED OF LONDON ENGLAND
A D Irvino Manager A D Irving Jr Secretary
Principal office 37 and 39 Liberty St New York
Edgar Dunlap Atlanta Attorney for Service in Georgia
IIASSETS
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 2251932 50
12 Cash in companys principal office 75 52
13 Cash belonging to the company deposited in
bank American Exchange National Bank
New York 2053502 American National
Bank Chicago 109446 total 21629 48 21705 00
Cash in hands of United States Trustees 451992 24
17 Cash in hands of agents and in course of transmission 184909 35
All other assets both real and personal Due from other
companies for reinsurance on losses already paid 12675 54
Total assets of the company actual cash market value 2923214 63
IIILIABILITIES
1 Losses due and unpaid 110769 00
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 730066 90COMPTROLLERGENERALS REPORT
123
Losses resisted including interest costs and
other expenses thereon
16233 00
11
19
20
23
24
Total gross amount of claims for losses 857068 90
Deduct reinsurance thereon 427094 00
Net amount of unpaid losses 429974 90
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from date
of policy 201281493 unearned premiums
fifty per cent1006407 46
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 160360037 unearned pre
miums pro rata 829217 02
Total unearned premiums as computed above 1835624 48
All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions brokerage and other charges
due and to become due to agents and brokers on pre
miums 2615542 return premiums 1229409 rein
surance 18211626 total 220565 77
Total amount of all liabilities except capital stock scrip
and net surplus 2486165 15
Surplus beyond capital and all other liabilities 437049 48
Aggregate amount of all liabilities includingcapital paid
up and net surplus 2923214 63
IVINCOME DURING THE YEAR
On Fire Risks
Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 241602 41
Deduct amount of same not collected 2847 25
Net collected 238755 16
Gross premiums on risks written and renewed
during the year4188960 06
5 Total4427715 22
6 Deduct premiums and bills in course of col
lection at this date 187723 45
7 Entire premiums collected during the year 4239 991 77
8 Deduct reinsurance and return premiums 1338743 96
9 Net cash actually received for premiums carried out
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
2901247 81
76123 TO
15 Aggregate amount of income actually received during
the year in cash 2977371 51124
COMPTROLLERGENERALS REPORT
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses includ
ing 454025 losses occurring in previous
years2537914 74
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 1131702 and all amounts
actually received for reinsurances in other
companies 69030810 total deductions 701625 12
3 Net amount paid during the year for losses 1836289 62 1836289 62
6 Paid for commissions or brokerage 509507 77
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 142221 86
8 Paid for State national and local taxes in this and other
States 74730 29
9 All other payments and expenditures viz Bents 17
25668 miscellaneous expense printing stationery
advertising traveling maps telegrams postage express
etc23632664 total 253583 32
10 Amount sent to the home office during the
year 74276 51
Aggregate amount of actual expenditures during the
year in cash 2810332 86
Business in the Slate of Georgia During the Year
Fire Risks
Fire Marine and Inland risks written 3655827 00
Premiums received gross 45623 00
Losses paid 14569 60
Losses incurred 2693200
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 4989811 44
Premiums 45457 27
Losses 25191 08
Tax 454 57
PHENIX FIRE INSURANCE COMPANY OF BROOKLYN N Y
George P Sheldon President William A Wright Secretary
Principal office No 16 Court Street Brooklyn N Y
H C Stockdell Atlanta Gi Attorney for Service in Georgia
icapital
1 Whole amount of capital stock 1000000 00
2 Amount paid up in cash 1000000 00
IIassets
1 Market value of real estate owned by the company less
the amount of incumbrauces thereon 568000 00COlirTROLLERGENERALS REPORT
125
Loans od bond and mortgage duly recorded and being
first liens on tbe fee simple
Interest due on all said bond and mortgage loans
interest accrued thereon 114664 totalS
Value of lands mortgaged exclusive of
buildings and perishable improvements 43500 00
Value of buildings mortgaged insured for
84000 as collateral 94000 00
Total value of said mortgaged premises
carried inside
70600 00
1146 64
137500 00
9
Total par market value of stocks and bonds owned ab
solutely by the company carried out at market value 4987809 00
11 Total par and market value of stocks bonds and all other
securities except mortgages and amount loaned there
on 77500 00
Total cash items 613154 54
15 Interest due and accrued on stocks not included in mar
ket value uncollccted 5266 66
17 Cash in hands of agents and in course of transmission 786283 20
All other assets both real and personal viz rents due
and accrued 2653 26
Total assets of the company actual cash market value 7112413 30
in LIABILITIES
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 319994 37
3 Losses resisted including interest costs and
other expenses thereon 26190 00
4 Total gross amount of claims for losses 346184 37
I Net amount of unpaid losses 34618137
7 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 295484017 un
earned premiums fifty per cent 1477420 09
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 138098367
unearned premiums pro rata 2293040 10
11 Total unearned premiums as computed above carried
out 3770460 19
17 Due and accrued for salaries rent advertising and
for agency and other miscellaneous expenses 24S5 17
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz commissions brokerage and other charges126
COMPTROLLER GENERALS REPORT
due and to become due to agents and brokers on pre
miums paid and in course of collection 12911681 re
turn premiums 8322761 reinsurance 218951
20 Total amount of all liabilities except capital stock scrip
and net surplus
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
21 Aggregate amount of all liabilities including capital
paid up and net surplus
1 Amount of unearned premiums represented by in
stallment notesbeing the whole amount of such
notes 12081278
IVINCOME DURIXQ THE YEAR
On Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 616076 80
2H534 02
4333 663 75
1000000 00
1778749 55
7112113 30
9
10
11
12
15
616076 80
Net collected
Gross premiums on risks written and re
newed during the year 5679627 70
Total 6295704 50
Deduct premiums aud bills in course of col
lection at this date 786283 20
Entire premiums collected during the year 5509421 30
Deduct reinsurance and return premiums 974711 67
Net cash actually received for premiums carried out 4534709 63
Received for interest ou bonds and mortgages 3664 59
Received for interests and dividends on stocks aud bonds
collateral loans aud from all other sources 137835 01
Income received from all other sources omitting increase
if any in value of securities 1743163
Aggregate amount of income actually received during
the year in cash 4693613 86
VEXPENDITURES DTTBING THE YEAR
On Kre Risks
Gross amount actually paid for losses in
cluding 18823644 losses occurriug in
previous years 2623131 66
Deduct all amounts actually received for
salvages whether ou losses of the last
or of previous year 901899 and all
amounts actually received for reinsur
ances in other companies 23206688
total deductions
241085 87
3 Net amount paid during the year for losses
I Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
2387048 79
100000 00COMPTROLLERGENERALS REPORT
127
6 Paid for commissions or brokerage 931801 41
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 347106 79
8 Paid for State national and local taxes in this and other
States W7037 41
9 All other payments and expenditures viz postage tele
grams express stationery printing advertising legal
and all other expenses 383471 08
Aggregate amount of actual expenditures during the
year in cash 4257065 4S
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 5713583 00
Premiums received gross 101127 11
Losses paid 35596 47
Losses incurred 45115 52
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks f 7654355 00
Premiums 114970 08
Losses 49100 51
Tax U 70
QUEEN FIRE INSURANCE COMPANY OF AMERICA
Edward F Beddall President George W Burchell VicePresident
Nevett S Bartow Secretary
S Y Tupper Atlanta Ga Attorney for Service in Georgia
icapital
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of encumbrances thereon 710164 73
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 3677506 53
12 Cash in companys principal office 2616 28
13 Cash belonging to the company deposii ed in
bank Corn Exchang Bank New York
3559167 Farmers Loan Trust Com
pany New York 12500000 Royal Trust
Company Chicago Ills 1050572 At
lanta National Bank Atlanta Ga 3
86393 First National Bank San Fran
cisco Cal 343798 Dominion Bank
Montreal Can 1151641 Royal Bank
1635 55 Bank of British North America
Halifax N S 171751 total 193298 77
Total cash items 195915 05128
COMPTROLLERGENERALS REPORT
15 Interest due and accrued on stocks not included in
market valm uncollected 43379 24
16 Interest due and accrued on bank balances uncollected 749 83
17 Cash in hands of agents and in course of transmission 425118 10
All other assets both real and personal viz Rents due
and accrued 384377 due from other companies for
reinsurance on losses already paid35S650 due from
Royal insurance Company Montreal Department ad
justment joint accounts 258244 total 10012 71
Total assets of the company actual cash market value 5062846 lit
III LIABILITIES
1 Losses due and unpaid 91103 18
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 100441 82
3 Losses resisted inculding interest costs and
other expenses thereon 54629 00
4 Total gross amount of claims forlosses 246174 00
5 Deduct reinsurance thereon 17454 57
6 Net amount of unpaid losses 228719 43
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 177156288 unearned
premiums fifty per cent 885781 43
8 Gross premiums without any deduction
received and receivable upon all unex
pired Are risks running more than one
year from date of policy 179796111
unearned premiums pro rata 969957 30
1 Total unearned premiums as computed
above carried out 1855738 73
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 9341 13
19 All other demands against the company absolute and con
tingent due and to become due admitted and con tested
viz State taxes etc 2540393 commissions broker
age etc 10809119 returned premiums 1834444
reinsurance 761877 premiums paid in advance
180631 total 161264 64
20 Total amount of all liabilities except capital stock
scrip and net surplus 2255068 93
21 Joint stock capital actually paid up in cash 500000 0
23 Surplus beyond capital and all other liabili
ties 2 307782 26
24 Aggregate amount of all liabilities including capital paid
up and net surplus if 5062846 19COMPTROLLERGENERALS REPORT
129
INCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statementi
2 Deduct amount of same not collected
3 Net collected
4 Gross premiums on risks written and renew
356505 09
14 45
29824 07
356490 64
ed during the year 3198658 49
5 Total 3555149 13
6 Deduct premiums and bills in course of col
lection at this date 429243 72
7 Entire premiums collected during the year 3125905 41
8 Deduct reinsurance and return premiums 728532 24
9 Net cash actually received for premiums carried out 2397373 17
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 134184 51
12 Income received from all other sources omitting increase
if any in value of securities viz Rents 2863729
premiums paid in advance 180631 less 1901 pre
miums collected in 1900 61953 total
15 Aggregate amount of income actually received during the
year in cash 2561381 75
VEXPENDITURES DURING THE YEAR
i On Fire Kisks
1 Gross amount actually paid for losses in
cluding 17007765 losses occurring in
previous years j634966 65
2 Deduct all amounts actually received for
salvages whether on losses of the last or
of previous year 2148105 and all
amounts actually recived for reinsur
ances in other companies 19115736 to
tal deductions 212 638 41
3 Net amount paid during the year for losses 77TT 1422328 24
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 100000 00
6 Paid for commissions or brokerage 418404 46
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 189 207 08
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents 20
05067 advertising printing and stationery 2822044
furniture and fixtures 177039 legal expenses 1
08060 miscellaneous 5602709 total
Aggregate amount of actual expenditures during the
5802 71
137749 19
year in cash 9 o
2327411 63130
COMPTROLLERGENERALS REPORT
Business in the State of Georgia During the Year
Fire Risk
Fire marine and inland risks written 7880169 00
Premiums received gross to
Losses aid 22133 44
Losses incurred
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
v 10801833 00
18kS 8396471
femiUmS 2974027
i8Sea 83964
Tax
ROCHESTER GERMAN INSURANCE COMPANY OF ROCHESTER
N Y
Hon Frederick Cook President H F Atwood Secretary
Principal Office Cor West Main and Irving
D M Bain Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 200000 00
2 Amount paid up in cash 200000 00
IIASSETS
1 Market value of real estate owned by the company less the
amount of incumbrances thereon 21638 19
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 386479 77
3 Interest due on all said bond and mortgage loans 91225
interest accrued thereon 565405 total
1 Value of lands mortgaged exclusive of build
ings and perishable improvements 424640 00
5 Value of buildings mortgaged insured for
38375000 as collateral
i Total value of said mortgaged premises car
ried inside
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
12 Cash in companys principal office 185
13 Cash belonging to the company deposited in
bank GermanAmerican Bank of Roches
ter N Y 11850963 5000000 of this
amount is on special deposit at 4 percent
total 118509 63
6566 30
527550 00
952190 00
441375 00
Total cash items
15 Interest due and accrued on stocks not included in market
value uncollected
7 Cash in hands of agents and in course of transmission
119867 86
5575 ii
117481 09
Total assets of the campany actual cash market value 1289983COMPTROLLERGENERALS report
131
IIILIABILITIES
i Losses due and unpaid 4368 94
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 35232 47
3 Losses resisted including interest costs and
other expenses thereon 9961 20
4 JVal gross amount of claims for losses 49562 67
6 Net amount of unpaid losses 49 532 67
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 44174261 unearned pre
miums fifty per cent 220871 31
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 47558986 unearned
premiums pro rata 261592 44
11 Total unearned premiums as computed above carried out 482463 75
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions etc due agents 36361 S3
Total 568388 25
21 Joint stock capital actually paid up in cash 200000 00
23 Surplus beyond capital and all other liabilities 521595 10
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1289983 35
IVINCOME DURING THE YEAR
r On Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 87403 80
3 Net collected 87403 80
4 Gross premiums on risks written and re
newed during the year 885794 39
5 Total 973198 19
6 Deduct premiums and bills in course of col
lection at this date 117 481 09
7 Entire premiums collected during the year 855717 10
8 Deduct reinsurance and return premiums 256169 28
9 Net cash actually received for premiums
carried out 599547 82 599547 82
J0 Received for interest on bonds and mortgages 19 324 91l32 COMPTROLLERGENERALS REPORT
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 20018 32
12 Income received from all other sources omitting increase
if any in value of securities 9lOi
1 010 22
Discount accountju
15 Aggregate amount of income actually received during the
o 649305 60
year in cashp
V EXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses includ
ing 2143277 losses occurring in previous nn
years 360 2
2 Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 140150 and all amounts
actually received for re insurances in
other companies 716687 Total deduc
tions73070 23
3 Net amount paid during the year for losses 323536 97 328538 9
4 Cash dividends actually paid stockholders amount of stock
holders dividends declared during the year 20000 00
6 Paid for commissions or brokerage 1592413
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 30999 2
8 Paid for State national and local taxes in this and other
States m
9 All other payments and expenditures viz Expense ac
count 3779228 suspense account 3700 profit and
loss account 14s 35 printing and stationery 388106
total m 6
Aereate amount of actual expenitures during the year in
cash 59665296
Burineti in the stale of Georgia During Year
Fire Kisks
Fire marine and inland risks written 64 048 00
Premiums received gross or
Lossespaid
Losses incurred
BUSINESS IN IWKCIA FOR YEAR ENDING APRIL 30 1602
Risks 1698453 00
23581 9
Premiums
T 29196 46
Losses
235 8
TaxCOMPTROLLERGENERALS REPORT
133
12
13
U S BRANCH OF THE ROYAL FIRE INSURANCE COMPANY
OF LIVERPOOL ENGLAND
Chief Office in the U 8 No 50 Wall Street New York City
C W Phillips Atlanta Attorney for Service in Georgia
II ASSETS
1 Market value of real estate owned by the company less
the amount of iucumbrances thereon 2143090 05
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 184000
3 Interest due on all said bond and mortgage loans
interest accrued thereon 163792 total 637 92
5 Value of buildings mortgaged insured for
1189000 as collateral ona non nn
6 Total value of said mortgaged premises dU8uuu uu
carried insideJ
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market
value 3644402 91
Cash in companys principal office 1075 93
Cash belonging to the company deposited
in bank and trust companies and in
hands of branches GermanAmerican
Bank New York City 218650 Mer
chants National Bank New York City
30510042 New York Life Insurance
and Trust Company New York City
22821084 Gallatin National Bank
New York City 192843 New England
National Bank Boston Mass 14073
GirardNationalBauk Philadelphia Pa
798984 Royal Trust Company Chi
cago 111 752006 American National
Bank Louisville Ky 84807 Bank of
British North America San Francisco
CaL 1014252 cash in Branch Offices
82795 total 564901 30
Total cash items 565977 29
15 Interest due and accrued on stocks not included in mar
ket value uncollected 87958 31
17 Cash in hands of agents and in course of transmission 816752 01
All other assets both real and personal viz Rents due
and accrued 1164200 due from other companies for
reinsurance on losses already paid Skandia Insur
ance Co 5900 American Central Insurance Com
pany of St Louis Mo 501009 amount receivable
under perpetual policies 73210 all other items
2000 17463 19
Total assets of the company actual cash market value 7440281 68134
COMPTROLLERGENERALS REPORT
III LIABILITIES
1 Losses due and unpaid 23557 85
2 Gross losses iu process of adjustment or in
suspense including all reported and sup
posed losses 868005 74
3 Losses resisted including interest costs
and other expenses thereon 88300 58
4 Total gross amount of claims for losses 979864 17
5 Deduct reinsurance thereon 411734 05
6 Net amount of unpaid losses 538130 12
7 Gross premiums without any deduction re
ceived and receivable upon all unex
pired Are risks running one year or less
from date of policy 2863039 SO
Unearned premiums fifty per cent 1431519 90
8 Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 423024018
unearnud premiums pro rate 2192410 55
11 Total unearned premiums as computed above carried
out 3623930 45
11a Amount reclaimable by the insured on perpetual fire
insurance policies being 85 to 95 per cent of the pre
mium or deposit received 221542 40
12 Net premiums reserve and all other liabilities except
capital under the life insurance or any other special
department 119352 80
17 Due and accrued for salaries rent advertising and for
agency and other miscellaneous expenses 16126 58
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz State city county or other taxes assess
ments 163354 commissions brokerage aud other
charges due and to become due to agents and brokers
on premiums paid and in course of collection 109
96330 return premiums 1311508 reiusurauce pre
miums 26025502 total 399676 9J
20 Total amount of all liabilities except capital stock
scrip aud net surplus 4918759 29
23 Surplus beyond all other liabilities 2521522 39
4 Aggregate amount of all liabilities including capital
paid up aud net surplus 7440281 68COMPTROLLERGENERALS REPORT
35
IV INCOME DURING THE YEAR
On Fire Risks
1 Gross primiums and bills in course of col
lection at close of last previous year as
shown by that years statement if 729313 62
2 Deduct amount of same not collected 1404 23
3 Net collected 727909 39
4 Gross premiums on risks written and re
newed during the year 6737661 94
5 Total 7465571 33
0 Deduct premiums and bills in course of
collection at this date 860268 36
7 Entire premiums collected during the year 6605302 97
8 Deduct reinsurance and return premiums 2542865 05
9 Net cash actually received for premiums carried out
10 Received for interest on bonds and mortgages
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
12 Income received from all other sources omitting in
crease if any in value of securities viz rents 73
990 88 deposit premiums received on perpetual Are
risks 593790 total
14 Amount of remittances from home office
during the year 1669173 10
4062437 92
7898 59
141232 97
73990 88
15 Aggregate amount of income actually received during
the year in cash 4285560 36
V EXPENDITURES DURING THE YEAR
Fire Risks
1 Gross amount actually paid for losses in
cluding 53878667 losses occurring in
previous years 3645156 17
2 Deduct all amounts actually received for
salvages whether on losses of the last or
of previous year 3068583 and all
amounts actually received for reinsur
ances in other companies 94844580
total deductions 979131 63
3 Net amount paid during the year for losses 2666024 54 2661024 54
6 Paid for commissions or brokerage 615959 70
7 Paid for salaries fees and other charges of officers
clerks agents and all other employes 373111 79
8 Paid for State national and local taxes in this and other
States 136553 02
9 All other payments and expenditures viz rents print
ing stationery traveling legal and all other expenses136 COMPTROLLERGENERALS REPORT
amount of deposit premiums returned during 1901 on
perpetual fire risks inside 1181182 total 268915 06
10 Amount sent to home offices during the
year 1798376 71
Aggregate amount of actual expenditures during the
year in cash 4060564 11
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written11005425 8
Premiums received gross 77819 34
Losses paid 43755 94
Losses incurred 46540 94
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 8184563 20
Premiums 78726 88
Losses 32070 38
Tax 787 26
SCOTTISH UNION AND NATIONAL FIRE INSURANCE COMPANY
OF EDINBURGH GREAT BRITAIN
James H Brewster Manager
Principal office 197 Asylum Street Hartford Conn
Edgar Dunlap Atlanta Ga Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 30000000 00
2 Amourut paid up in cash 1500000 00
9
11
IIASSETS
Market value of real estate owned by the company less
the amount of incumbrances thereon 248462 18
Loans on bond and mortgage duly recorded and being
first liens on the fee simple 1134115 30
Interest due on all said bond and mortgage loans 6
72757 interest accrued thereon 563979 total 12367 36
Value of lands mortgaged exclusive of
buildings and perihable improvements 1011610 00
Value of buildings mortgaged insured for
117470000 as collateral 1547450 00
Total value of said mortgaged premises
carried inside 2599060 00
Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value 219280 60
Total par and market value of bonds stocks and all other
securities except mortgages and amount loaned
thereon 2600 00COMPTROLLERGENERALS REPORT
137
12 Cash in companys principal otfioe 875 33
13 Cash belonging to the company deposited
in bank National Exchange Bank Hart
ford Conn 14964732 Imperial Bank
of Canada Toronto Ont922669 First
National Bank Albuquerque N M
500000 San Miguel National Bank La
Vegas N M 5000 00 Cleveland Trust
Co Cleveland O 500000 Union
Building and Loan Co Cleveland O
1000000 Lake Shore Savings and Bank
ing Co Cleveland O 500000 First
National Bank San Francisco Cal 12
10109 total 260975 10
Total cash items 261850 43
15 Interest due and accrued on stocks not included in mar
ket value uncollected 24553 64
16 Interest due and accrued on collateral loans and uncol
lected 596 23
17 Cash in hands of agents and in course of transmission 527588 58
Total assets of the company actual cash market value 4404937 32
IIILIABILITIES
1 Losses due and unpaid 132815 15
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 267275 00
3 Losses resisted including interest costs
and other expenses thereon 21581 45
4 Total gross amount of claims for losses 421671 60
5 Deduct reinsurance thereon 153749 25
6 Net amount of unpaid losses 267922 35
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 142131773 unearned
premiums fifty per cent 710658 86
8 Gross premiums withoutanydeduction re
ceived and receivable upon all unexpired
Are risks running more than one year
from date of policy 191974948 un
earned premiums pro rata 1006925 49
11 Total unearned premiums as computed above car
ried out 1717584 35
19 Ail other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions brokerages and other138 COMPTROLLERGENERALS REPORT
charges 4585637 return premiums 4310189 re
insurance 10385721 192815 47
Total S 2178322 17
23 Surplus beyond capital and all other liabilities 2226615 15
24 Aggregate amount of all liabilities including capital
paid up and net surplus 4404937 32
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 275380 00
3 Net collected 275380 00
4 Gross premiums on risks written and re
newed during the year 4059033 60
5 Total 4334413 60
6 Deduct premiums and bills in course of col
lection at this date 330384 60
7 Entire premiums collected during the year 4004029 0J
8 Deduct reinsurance and return premiums 1936564 3S
9 Net cash actually received for premiums
carried out 2067464 62
10 Received for interest on bonds and mortgages 48964 40
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 84071 21
12 Income received from all other sources omitting increase
if any in value of securities 1833 08
14 Amount of remittances from Home office
during the year 25880 48
15 Aggregate amount of income actually received during the
year in cash 2202333 31
VEXPENDITURES DURING THE YEAR
on Fire Risk
1 Gross amount actually paid for losses in
cluding 19093644 losses occurring in
previous years 2262126 29
2 Deduct all amounts actually received for
salvages whether on losses of the last
or of previous year 1613202 and all
amounts actually received for reinsur
ances in other companies 86508488
total deductions 881216 90
3 Net amount paid during the year for losses 1380909 39
6 Paid for commissions or brokerage 440764 59
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 95320 78COMPTROLLERGENERALS REPORT 139
8 Paid for State national and local taxes in this and other
States 90189 57
9 All other payments and expenditures viz Rents 4
128 00 general and agency expenses 11058664 total 114714 64
10 Amount sent to Home offices during the year 4228 42
Aggregate amount of actual expenditures during the year
in cash 2121898 97
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 2389390 00
Premiums received gross 33221 35
Losses paid 30398 9 i
Losses incurred 30513 75
BUSINESS IS GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 2711835 00
Premiums 31397 5L
Losses 13232 03
Tax 31397
SOUTHERN MUTUAL FIRE INSURANCE COMPANY OFATHENS GA
W W Thomas President A E Griffetii Secretary
Principal office 102104 College Avenue
Officers Attorneys for Service is Georgia
i capital
This is a mutual company having no capital stock Its
assets at present market value amount to 1029202 16
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 20000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 999160 00
13 Cash belonging to the company deposited in Bank of the
University 6765 11
17 Cash in hands of agents and in course of transmission 3277 05
Total assets cf the company actual cash market value 1029202 16
III LIABILITIES
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 1942 66
3 Losses resisted including interest costs
and other expenses thereon 1568 42
6 Net amount of unpaid losses 3511 08 3511 08140
COMPTROLLERGENERALS REPORT
7 Gross premiums without any deduction re
ceived and receivableupon all unexpired
Are risks running one year or less from
date of policy 27439437 unearned pre
miums fifty per cent
22 Scrip outstanding
23 Surplus beyond capital and all other liabilities
24
137197 IS 137197 18
124626 79
763867 11
Aggregate amount of all liabilities including capital
paid up and net surplus 1029202 16
IVINCOMK DURING TItE YEAR
7 Entire premiums collected during the year 277860 12
8 Deduct return premiums 3465 7t5
9 Net cash actually received for premiums carried out
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
15 Aggregate amount of income actually received during
the year in cash
VEXPENDITURES DURING THE YEAR
On Eire Risks
1 Gross amount actually paid for losses in
cluding 203726 losses occurring in pre
vious years 67983 29
274394 37
49512 50
323906 87
3 Net amount paid during the year for losses
5 Scrip or certificates of profits redeemed in cash
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
8 Paid for S ate national and local taxes in this and other
States
9 All other payments and expenditures viz Profit and
loss including back tax litigation settled
Expense account
67983 29
167965 56
41157 86
13975 00
9476 58
19399 36
2470 86
Aggregate amount of actual expenditures during the
year in cash 322428 51
Business in the State of Georgia During the Year
Fire Risks
lire risks written 26176173 00
Premiums received cross 274394 37
Losses paid 67983 29
Losses incurred 67888 69
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 26487300 00
Premiums 277842 s7
Losses 7921 57
Tax 2778 42COMPTROLLERGENERALS REPORT
141
SPRINGFIELD F M INSURANCE COMPANY OF SPRINGFIELD
MASS
A W Damon President W J Mackay Secretary
E W Alfbiend Atlanta Ga Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 2000000 00
2 Amount paid up in cash 2000000 00
NoteTransferred from surplus to capital account 1901
500000
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon5
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple
3 Interest due on all said bond and mortgage loans 3750
interest accrued thereon 1358573 total
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 383100 00
5 Value of buildings mortgaged insured for
669400 as collateral 653400 00
Total value of said mortgaged premises
carried inside1036500 00
Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value
Total par and market value of stocks and bonds and all
other securities except mortgages and amount loaned
thereon
Cash in companys principal office 8610 34
Cash belonging to the company deposited in
bank John Hancock Nat Springfield 28
22376 AgawamNat 2994742 Third Nat
9932239 Third Nat special deposit 252
20549 total jmfiW
Total cash items
15 Interest due and accrued on stocks not included in mar
ket value uncollected
1 Interest due and accrued on collateral loans a 11 uncol
lected
17 Cash in hands of agents and in course of transmission
All other assets both real and personal viz Rents due
and accrued 135584 due from other companies for
reinsnrance on losses already paid 1276457 Peter
Cooper 26378 Nassau 24131 Munich 1225648
Total assets of the company actual cash market value
9
11
12
13
222325 00
554450 00
13623 23
4084040 00
21375 00
418309 40
26799 00
509 37
543336 02
14120 41
5898887 43142
COMPTROLLERGENERALS REPORT
IIILIABILITIES
1 Losses due and unpaid So822 31
2 Gross losses in process of adjustment or in sus
pense including all reported and supposed
losses 298173 50
3 Losses resisted including interest costs and
other expenses thereon 34756 01
4 Total gross amount of claims for losses 418751 82
5 Deduct reinsurance thereon 79311 32
6 Net amount of unpaid losses 339440 50
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from date
of policy 200860254 unearned premiums
fifty per cent 1004301 27
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired fire
risks running more than one year from date
of policy 205616740 unearned premiums
pro rata 1159283 18
11 Total unearned premiums as computed
above carried out 2163584 45
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions brokerage and other charges
due and to become due to agents and brokers on pre
miums paid and in course of collection 108667 20
20 Total amount of all liabilities except capital stock
scrip and net surplus 2611692 15
21 Joint stock capital actually paid up in cash 2000000 00
23 Surplus beyond capital and all other liabilities 1287195 28
24 Aggregate amount of all liabilities including capital
paid up and net surplus 5898887 43
IVINCOME DURING THE YEAH
On Fire Bisks
1 Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 391502 59
2 Deduct amountof same not collected 2835 26
3 Net collected 388667 33
4 Gross premiums on risks written and renewed
during the year 3923493 87
5 Total4312161 20
6 Deduct premiums and bills in course of col
lection at this date 543336 02
7 Entire premiums collected during the year 3768825 18
8 Deduct reinsurance and return premiums 846747 15
9 Net cash actually received for premiums 2922078 03COMPTROLLERGENERALS REPORT
143
10 Received for interest on bonds and mortgages 30562 32
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 158898 79
12 Income received from all other sources omitting increase
if any in value of securities viz Rents4408 71
15 Aggregate amount of income actually received during
the year in cashv 3115947 85
VEXPENDITURES DURING THE YEAH
On Fire Risks
1 Gross amount actually paid for losses includ
ing 19555664 losses occurring in previous
years1726500 58
2 Deduct all amounts actually received for salv
ages whether on losses of the last or pre
vious year and all amounts actually
received for reinsurances in other compa
nies 2363202 total deductions 236320 21
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 121964 57
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Office and
agency incidental legal traveling and all other ex
penses j
1490180 37
150000 00
561822 08
97215 85
313558 20
Aggregate amount of actual expenditures during the
year in cash 273474107
Business in the Stale of Georgia During the Year
On Fire Risks
Fire marine and inland risks written I611 471
Premiums received gross
Losses paid
Losses incurred
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 1953627 00
r 29394 74
Premiums
T 9623 76
Losses
Tax 29394
23028 7S
11595 98
11218 72144
COMPTROLLERGENERALS REPORT
ST PAUL FIRE AND MARINE INSURANCE COMPANY OF
ST PAUL MINNESOTA
C H Bigelow President A W Perry Secretary
Principal office Cor Third and Jackson Sts St Paul Minn
J L Riley Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock1000000 00 1000000 00
2 Amount paid up in cash 500000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrauces thereon 575882 82
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 402 150 00
3 Interest due on all said bondand mortgage loans 98974
4 Value of lands mortgaged exclusive of build
ings and perishable improvements if 307475 00
5 Value of buildings mortgaged insured for
41327500 as collateral G28850 00
6 Total value of said mortgaged premises
carried inside 936325 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1474132 70
11 Total par and market value of stocks bonds and all other
securities except mortgages and amount loaned thereon 59202 63
12 Cash in companys principal office 17423 72
13 Cash belonging to the company deposited in
bank First Natl St Paul 1127097 St
PaulNatl St Paul 4627596 Merchants
Natl St Paul 16380272 total 221349 65
Total cash items 238 773 37
17 Cash in hpnds of agents and in course of transmission 235726 40
18 Bills receivable not matured taken for fire marie and
inland risks 17446 09
Total assets of the company actual cash market value 3003314 11
IIILIABILITIES
1 Ixsses due and unpaid 59893 56
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 1Q8 161 22
3 Losses resisted including interest costs and
other expenses thereon 13535 00
4 Total gross amount of claims for losses 24158 78
5 Deduct reinsurance thereon 24164 10
6 Net amount of unpaid losses 217 425 68COMPTROLLERGENERALS REPORT
145
11
1
20
21
23
Gross premiums without any deduction re
ceived and receivable upon all unexpired
Are risks running one year or less from date
of policy 94451606 unearned premiums
fifty per cent 472258 03
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 154430801 unearned pre
miums pro rata 852857 46
Gross premiums without any deduction in
cluding both cash and bills received and
receivable upon all unexpired inland navi
gation and marine risks 17524033 87620 17
Total unearned premiums as computed above carried
out
All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Commissions due agents
1412735 66
3760S 96
Total amount of all liabilities except capital stock scrip
and net surplus 1667770 30
Joint stock capital actually paid up in cash 500000 00
Surplus beyond capital and all other liabilities 835543 71
24 Aggregate amountof all liabilities including capital paid
up and net surplus
3003314 01
IVINCOME DURING THE YEAR
3 Net collected
4 Gross premiums on risks writ
ten and renewed during the
On Fire Risks
269518 08
On Marine aad
Inland Risks
16932 4
year
2318566 18 64382 50
Total2588084 26 660755 84
6 Deduct premiums and bills in
course of collection at this
date 273335 36 17446 09
7 Eutire premiums collected dur
ing the year2314748 90 643309 75
8 Deduct reinsurance and return
premiums 367493 78 237893 64
9 Net cash actually received for
premiums carried out 1947255 12 405416 11
10 Received for interest on bonds and mortgages
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources
10 in
2352671 23
15486 23
76360 34140
COMPTROLLERGENERALS REPORT
12 Income received from all other sources omitting increase
if any in value of securities
25789 18
15 Aggregate amount of income actually received during
the year in cash 2470300 08
On Marine and
Inland Risks
VEXPENDITURES DURING YEAR
On Tire Risks
1 Gross amount actually paid for
losses including 17461837
losses occurring in previous
years 1078417 99 312811 93
2 Deduct all amounts actually re
ceived for salvages whether
on losses of the last or of pre
vious year 1245744 and
all amounts actually received
for reinsurances in other com
panies 17386312 total de
ductions
90202 82 96117 74
3 Net amount paid during the
year for losses 988215 17 216694 19 1204909 36
4 Cash dividends actually paid stockholders amount of
stockholders divividends declared during the year
ii Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rents 5400
postage 956586 internal revenue 688199 expense
13206130 total
50000 00
493630 97
92247 42
57981 27
153909 15
Aggregate amount of actual expenditures during the
year in cash 2052678 17
Business in the State of Georgia During the Year
Fire R isks
Fire marine and inland risks written 2717037 00
Premiums received gross
Losses paid
Losses incurred
BUSINESS IN GEORGIA FOE YEAR ENDING APRIL 30 1902
RisksI
Premiums
Losses
Tax
26387 70
27923 34
35067 08
17043 34
350 67COMPTROLLERGENERALS REPORT
147
U S BRANCH STJN INSURANCE OFFICE OF LONDON ENGLAND
J J Guile Manager
Principal Office 54 Pine St New York City
A B Andrews Atlanta Ga Attorney for Service in Georgia
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 250000 00
2 Loans on bond and mortgage Cduly recorded and being
first liens on the fee simple 188000 00
3 Interest due on all said bond and mortgage loans
interest accrued thereon 185083 total 1850 83
4 Value of lands mortgaged exclusive of
buildings and perishable improvements 148000 00
5 Value of buildings mortgaged insured for
12700000 as collateral 140000 00
6 Total value of said mortgaged premises
carried inside 288000 00
9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value 1698447 50
12 Cash in companys principal office 1711 31
13 Cash belonging to the company deposited
in bank Bank of New York 10887061
Merchants National Bank 10368926
Western National Bank 762851 Mer
cantile Trust Co 182877 Commercial
National Bank Chicago III 2433770
total 46354 85
Total cash items 248066 16
15 Interest due and accrued on stocks not included in mar
ket value uncollected 16744 68
17 Cash in hands of agents and in course of transmission 312030 90
All other assets both real aud personal viz rents due
and accrued 1316 67
Total assets of the company actual cash market value 2716456 74
IIILIABILITIES
1 Losses due and unpaid 76780 75
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 111782 00
3 Losses resisted including interest costs and
other expenses thereon 29155 30
4 Total gross amount of claims for losses 217718 05
5 Deduct reinsurance thereon 24026 12
6 Net amount of unpaid losses 193691 93148
COMPTROLLERGENERALS REPORT
11
17
19
20
23
24
7
8
9
10
11
12
15
Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 122174092 unearned
premiums fifty per cent 610870 46
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 172276898
unearned premiums pro rata 907882104
Total unearned premiums as computed above carried
out 151875250
Due nd accrued for salaries rent advertising and for
agency and other miscellaneous expenses 1851 79
All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz State city county or other taxes and as
sessments 288675 commissions brokerageetc 58
50230 reinsurance 862856 total P017 61
Total amount of all liabilities except capital stock scrip
and net surplus 1784313 83
Surplus beyond capital and all other liabilities 932142 91
Aggregate amount of all liabilities including capital paid
up and net surplus 2716456 74
IVINCOME DURING THE YEAR
On Fire Risks
Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 292385 89
Net collected 292385 89
Gross premiums on risks written and re
newed during the year 2391071 26
Total 2683457 15
Deduct premiums and bills in course of col
lection at this date 314068 09
Entire premiums collected during the year 2369389 06
Deduct reinsurance and return premiums 554294 20
Net cash actually received for premiums carried out 1815094 Mi
Received for interest on bonds and mortgages 9080 00
Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 66130 15
Income received from all other sources omitting increase
if any in value of securities 9897 54
ggregate amount of income actually received during the
year in cash 1900202 55COMrTROLLERGENERALS REPORT
149
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding 17980716 losses occurring in
previous years 1109064 38
2 Deduct all amounts actually received for
salvages whether on losses of the last or
of previous year 734274 and all
amounts actually received for reinsur
ances in other companies 6993124 to
tal deductions 77273 98
3 Net amount paid during the year for losses 1031790 40
6 Paid for commissions or brokerage 420668 72
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 97757 25
8 Paid for State national and local taxes in this and other
States 50888 38
9 All other payments and expenditures viz Rents 21
01104 general and agency expenses 7008645 adver
tising stationery and printing 1449806 postage 10
27785 maps 372733 total 119600 73
10 Amount sent to home offices during the year 12515000
Aggregate amount of actual expenditures during the year
in cash 1720705 48
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 2078073 00
Premiums received gross 25023 36
Losses paid 11683 05
Losses incurred 11900 33
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Kisks 2520648 65
Premiums 29700 00
Losses 7243 11
Tax 297 00
SUN FIRE INSURANCE COMPANY OF NEW ORLEANS LA
Charies Janvier President Fergus G Lee Secretary
Principal Office 308 Camp Street
John C Whitnkr Atlanta Ga Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00150
COMPTROLLERGENERALS REPORT
1 Market value of real estate owned by the company leBS
the amount of incumbrances thereon 35000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 941028 00
12 Cash in companys principal office 700 90
13 Cash belonging to the company deposited in
bank viz Canal Bank of New Orleans
La 1145342 New Orleans National bank
of New Orleans La 395069 National
City Bank of New York City 378670
Whitney National Bank of New Orleans
La 60000 Provident Savings Bank of
New Orleans La 109342 Hibernia Na
tional Bank of New Orleans La 40000
Citizens Bank of Louisiana New Orleans
La 40000 Louisiana National Bank of
New Orleans La 20000 total 21884 23
Total cash items 22585 13
Premiums in course of collection not more than three
months due 89833 10
Total assets of the company actual cash market value 1038446
3
IIILIABILITIES
Losses due and to become due 9482 00
Gross losses in process of adjustment or in
suspense including all reported and sup
pose losses 33219 00
Losses resisted including interest costs and
other expenses thereon 6546 00
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
49247 00
7805 00
6 Net amount of unpaid losses 41442 00
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or esi from
date of policy 23956908 unearned pre
miums fifty per cent 119784 54
s iross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 13778660 unearned
premiums pro rata 77866 64
11 Total unearned premiums as computed above
carried out 197651 IS
16 Cash dividends to stockholders remaining unpaid 26655 00HMBM
COMPTROLLERGENERALS REPORT
151
18 Amount of borrowed money
19 Unpaid reinsurance
Total
21 Joint stock capital actually paid up in cash
23 Surplus beyond capital and all other liabilities
60000 00
11109 70
336757 88
500000 Oo
201688 35
24 Aggregate amount of all liabilities including capital paid
up and net surplus 1038446 23
IVINCOME DURING THE YEAH
3 Net collected
4 Gross premiums on risks writ
ten and renewed during the
year
5 Total
6 Deduct premiums and bills in
course of collection at this
date
7 Entire premiums collected du
ring the year
8 Deduct reinsurance and re
turn premiums
On Fire Risks
50118 55
493370 15
On Marine and
Inland Risks
5944 24
26969 50
543488 70 32913 74
41236 13
45 96
502252 57
224442 95
32867 78
7723 70
9
Net cash actually received for
premiums carried out 277809 62 25144 08
11 Received for interests and dividends on stocks and bonds
12 Income received from all other sources omitting increase if
any in value of securities viz Rents 260000 other
sources 23976 profit and loss account 1402731
bills payable 6000000 total
15 Aggregate amount of income actually received during the
year in cash
302953 70
28844 90
76867 07
408665 67
VEXPENDITURES DURING THE YEAR
1 Gross amount actually paid for
losses including 5156113
losses occurring in previous
years
2 Deduct all amounts actually re
received for salvages
whether on losses of the
last or of previous year
450911 and all amounts
actually received for rein
surances in other compa
On Fire Risks
On Marine and
Inland Risks
P55164 62 12351 35152
COMPTROLLERGENERALS REPORT
nies 6714971 total de
ductions
67165 24
4493 58
3 Net amount paid during the
year for losses 287999 38 7857 77 295857 15
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 50
000 00
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officer clerks
agents and all other employes
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures viz Rent 250000
repairs to real estate 538874 miscellaneous 1734023
proit and loss 2053026 total
24627 50
34146 44
24462 67
14480 18
45759 23
Aggregate amount of actual expenditures during the year
in cash 439333 17
Business in the State of Georgia During the Year
On Fire Eisks
Risks written gross 2110381 00
Premiums received gross 36876 82
Losses paid 16617 12
Losses incurred 17319 36
Amount at risk 2321410 00
BUSINESS IN GEORGIA FOE YEAR ENDING APRIL 30 1902
Risks
Premiums
Losses
Tax
2113724 00
37341 01
10215 00
373 41
TRADERS FIRE INSURANCE COMPANY OF CHICAGO ILL
Tiiiks J Lkfens President S A Rothermel Secretary
Principal Office 160 LaSalle Street
John T Rowland Atlanta Attorney for Service in Georgia
ICAPITAL
1 Whole amount of capital stock 500000 00
2 Amount paid up in cash 500000 00
IIASSETS
1 Market value of real estate owned by the company less the
amount of incumbrances thereon 51061 17
2 Loans on bond and mortgage duly recorded and being first
liens on the fee simple 128200 00
3 Interest due on all said bond and mortgage loans 71500
interest accrued thereon 305540 total 3770 40COMPTROLLERGENERALS REPORT
153
4 Value of lands mortgaged exclusive of build
ings and perishable improvements 287933 50
5 Value of buildings mortgaged insured for
10888300 as collateral 189383 00
6
11
12
13
15
16
17
Total value of said mortgaged premises car
ried inside 478316 50
Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value
Total par and market value of stocks bonds and all other
securities except mortgages and amount loaned thereon
Cash in companys principal officeI 931 01
Cash belonging to company deposited in
bank Corn Exchange National Bank 170564 35
1958781 90
13400 00
Total cash items 171495 36
Interest due and accrued on stocks not included in market
value uncollected 6875 34
Interest due and accrued on collateral loans and uncollected 1341 70
Cash in hands of agents and in course of transmission 176223 13
All other assets both real and personal viz Rents due
and accrued 5850 due from other companies etc for
losses paid and premiums advanced 2119319 21281 69
Total assets of the company actual cash market value 2532430 69
IIILIABILITIES
1 Losses due and unpaid
2 Cross losses in process of adjustment or in
suspense including all reported and sup
posed losses
3 Losses resisted including interest costs and
other expenses thereon
4 Total gross amount of claims for losses
5 Deduct reinsurance thereon
63746 79
93014 67
5830 36
162591 82
23754 64
451461 04
6 Net amount of unpaid losses
7 Cross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running one year or less from
date of policy 90292208 unearned pre
miums fifty per cent
8 Cross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 79209179 unearned
premiums pro rata 446566 28
11 Total unearned premiums as computed above carriedout
19 All other demands against the company absolute and con
tingent due and to become due admitted and contested
viz Commissions 1819155 all other items 915627
138837 18
89S027 32
27347 82
Total 1064212 32154
COMPTROLLERGENERALS REPORT
20 Total amount of all liabilities except capital stock scrip
and net surplus
23 Surplus beyond capital and all other liabilities
24 Aggregate amount of all liabilities including capital paid
up and net surplus
500000 00
968218 37
2532430 69
IVINCOME DURING THE YEAR
5
6
7
8
9
10
11
12
15
Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement
Deduct amount of same not collected
Fire
151417 30
527 32
153889 98
Net collected
Gross premiums on risks written and renewed
during the year 1697157 83
Total 1851047 81
Deduct premiums and bills in course of col
lection at this date 178912 17
Entire premiums collected during the year 1672135 64
Deduct reinsurance and return premiums 452283 43
Net cash actually received for premiums carried out
Received for interest on bonds and mortgages
Received for interests and dividends on stocks and bonds
collateral loans and from all other sources
Income received from all other sources omitting increase
if any in value of securities
Aggregate amount of income actually received during the
year in cash
VEXPENDITURES DURING THE YEAR
On Fire Risks
Gross amount actually paid for losses in
cluding 10851362 losses occurring in
previous years 909802 49
Deduct all amounts actually received for sal
vages whether on losses of the last or of
previous year 669049 and all amounts
actually received for reinsurances in other
companies 9690072 total deductions 103591 21
1219852 21
8149 54
82265 09
2153 47
1312420 31
Net amount paid duing the year for losses
Cash dividends actually paid stockholders amount of stock
holders dividends declared during the year
Paid for commissions or brokerage
Paid for salaries fees and other charges of officers clerks
agents and all other employes
Paid for State national and local taxes in this and other
States
806211 28
50000 00
283755 71
78768 13
41000 77COMPTROLLERGENERALS REPORT 155
9 All other payments and expenditures viz Rent postage
printing supplies and miscellaneous expenses 69989 40
Aggregate amount of actual expenditures during the year
in cash 1326725 29
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 1429897 00
Premiums received gross 24391 86
Losses paid 16400 56
Losses incurred 24274 00
BUSINESS IN GEORGIA FOE YEAR ENDING APRIL 30 1902
Risks 1593793 00
Premiums 26984 26
Losses 252r4 23
Tax 269 84
UNION ASSURANCE SOCIETY OF LONDON ENGLAND
Hall Henshaw U S Managers
Principal office 35 Pine St New York City
E W Alfriend Atlanta Attorney for Service in Georgia
IIASSKTS
1 Market value of real estate owned by the company less
the amount of incumbrances thereon 200000 00
9 Total par and market value of stocks and bonds owned
absolutely by the company carried out at market value 1125638 00
12 Cash in companys principal office 6279 24
13 Cash belonging to the company deposited in bank Union
Trust Co New York 3982944 Canadian Bank of
Commerce San Francisco 874010 total 48569 54
15 Interest due and accrued on stocks not included in
market value uncollected 9938 14
17 Cash in hands of agents and in course of transmission 135735 36
Total assets of the company actual cash market value 1526160 28
IIILIABILITIES
1 Losses due and unpaidS 88224 80
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 128440 29
3 Losses resisted including interest costs and
other expenses thereon 8414 86
4 Total gross amount of claims for losses 225079 95
5 Deduct reinsurance thereon 39381 09
6 Net amount of unpaid losses 185698 86156
COMPTROLLERGENERALS REPORT
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
Are risks running one year or less from
date of policy 89729917 unearned pre
miums fifty per cent
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year
from date of policy 40478064 unearned
premiums pro rata
448 649 59
232686 88
11 Total unearned premiums as computed above carried out 681336 47
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested viz Return premiums 78331 reinsurance
145131 Commissions etc due agents 2534357
total 27578 19
20
23
24
Total amount of all liabilities except capital stock scrip
and net surplus 894613 52
Surplus beyond capital and all other liabilities 631546 76
Aggregate amount of all liabilities including capital
paid up and net surplus 1526160 28
IVINCOME DURING THE YEAR
On Fire Risks
11
12
14
Gross premiums and bills in course of col
lection at close of last previous year as
shown by that years statement 183676 58
Net collected 183676 58
Gross premiums on risks written and re
newed during the year 1466865 15
Total 1650541 73
Deduct premiums and bills in course of col
lection at this date 136162 57
Entire premiums collected during the year 1514379 16
Deduct reinsurance and return premiums 456592 52
Net cash actually received for premiums
carried out 1057786 641057786 64
Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 37380 40
Income received from all other sources omitting increase
if any in value of securities 9012 52
Amount of remittances from home office dur
ing the year 130000 00
15 Aggregate amount of income actually received dur
ing the year in cash
1104179 56COMPTROLLERGENERALS RETORT
157
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses in
cluding 17041391 losses occuring in pre
vious years 786598 97
2 Deduct all amounts actually received for
salvages whether on losses of the last or
of previous year 931114 and all
amounts actually received for reinsur
ances in other companies 11133409
total deductions 120645 23
3 Net amount paid during the year for losses 665953 74 665953 74
6 Paid for commissions or brokerage 257303 70
7 Paid for salaries fees and other charges of officers
1004731 clerks 2499029 agents 2463232 and
all other employes 126000 60929 92
S Paid for State national and local taxes in this and other
States 35358 12
9 All other payments and expenditure viz Rents 1500
advertising printing and stationery 500088 miscel
laneous 5270767 total 59208 55
10 Amount sent to home offices duringthe year 212558 41
Aggregate amount of actual expenditures during the
year in cash 1078754 03
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 1466550 00
Premiums received gross 18182 70
Losses paid 41251 24
Losses incurred 42633 75
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 1349567 00
Premiums 9697 13
Losses 9434 40
Tax 96 97
WESTERN FIRE ASSURANCE COMPANY OF TORONTO CANADA
Hon Geo A Cox President J J Kenny VicePresident
C C Foster Secretary
Principal Office 22 Wellington St East Toronto
Geo J Dexter Atlanta Attorney for Service in Georgia
IIASSETS
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 20000 00
9 Total par market value of stocks and bonds owned ab
solutely by the company carried out at market value 1722478 89158
COMPTROLLERGENERALS REPORT
12 Cash in companys principal office 262 34
13 Cash belonging to the company deposited
in bank Canadian Bank of Commerce
Alex Laird and Wm Gray Agents New
York 17538980 Corn Exchange Na
tional Bank Chicago 566438 total 176054 18
Total cash items
17 Cash in hands of agents and in course of transmission
18 Bills receivable not matured taken for fire marine and
inland risks
176316 52
316253 92
45904 52
10
11
19
20
23
24
Total assets of the company actual cash market value 2280953 85
IIILIABILITIES
Losses due and unpaid 42301 91
Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 190832 73
Losses resisted including interest costs and
other expenses thereon 9000 00
Total gross amount of claims for losses 152134 64
Net amount of unpaid losses 152134 64
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running one year or less
from date of policy 160454141 un
earned premiums fifty per cent
Gross premiums without any deduction
received and receivable upon all unex
pired fire risks running more than one
year from date of policy 88661713 un
earned premiums pro rata
Gross premiums without any deduction
including both cash and bills received
and receivable upon all unexpired in
land navigation and marine risks 154
69746
Gross premiums without any deduction
received and receivable on all uuexpired
marine risks
802270 70
459827 59
77348 73
784965
Total unearned premiums as computed above carried
out 1347296 67
All other demands against the company absolute and
contingent due and to become due admitted and con
tested 46030 76
Total amount of all liabilies except capital stock scrip
and net surplus 1545462 07
Surplus beyond capital and all other liabilities 735491 78
Aggregate amount of all liabilities including capital
paid up and net surplus 2280953 85COMPTROLLERGENERALS REPORT
159
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in
course of collection at close
of last previous year as
shown by that years
statement 344668 28
3 Net collected 344668 28
4 Gross premiums on risks
written and renewed dur
ing the year 2595535 77
5 Total 2940004 05
6 Deduct premiums and bills
in course of collection at
this date 256302 60
7 Entire premiums collected
during the year 2683901 45
8 Deduct reinsurance rebate
abatement and return pre
miums 666882 30
On Marine and
Inland Risks
81881 33
81881 33
549653 54
631534 87
105855 84
525679 03
76877 53
it
Net cash actually received
for premiums carried out 2017019 15 448801 50 2465820 65
10 Received for interest on bonds and mortgages 1300 00
11 Received for interest and dividends on stocks and bonds
collateral loans and from all other sources 70985 81
16
Aggregate amount of income actually received during
the year in cash 2538106 46
EXPENDITURES DURING THE YEAR
On Fire Risks
On Marine and
Inland Risks
1 Gross amount actually paid
for losses including 172
06470 losses occurring in
previous years 1355286 04 348284 56
2 Deduct all amounts actually
received for salvage
whether on losses of the
last or previous years 73941 81 23353 62
3 Net amount paid during the
year for losses1281344 23 324930 94 1606275 17
6 Paid for commission or brokerage 471689 43
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes 92390 00160
COMPTROLLERGENERALS REPORT
8 Paid for State national and local taxes in this and other
States 60962 92
9 All other payments and expenditures 147468 03
Aggregate amount of actual expenditure during the
year in cash 2378 785 55
Bitsiness in the State of Georgia During the Year
Marine and In
Fire Risks land Risks Aggregate
Fire marine and inland risks
written 1784070 00 387155 00 2171225 00
Premiums received gross 31710 58 1300 18 33010 76
Losees paid 27382 00 27382 00
Losses incurred 26271 71 26271 71
BUSINESS IN GEORGIA FOR YEAR ENDING APRID 30 1902
Risks 2828699 00
Premiums 32490 73
Losses 8828 15
Tax 24 oo
WESTCHESTER FIRE INSURANCE COMPANY NEW YORK NY
Georg R Crawford Pres Moreil O Brows Secy
Home office 66 Wall Street New York N Y
J L Riley Atlanta Ga Attorney for Service in Georgia
icapital stock
1 Amount of capital stock authorized 300000 00
Subscribed for300000 00
2 Amount of capital paid up in cash 300000 00
Amount of net ledger assets December 31st of previous
year 2343902 34
Extended at 2343902 34
irincome during year
As shown by the books at home office at close of business Dec 31
1 Gross premiums and bills unpaid at close of
previous year as shown by that years state Fire
ment 275470 74
2 Deduct amount of same not collected 2780 00
8 Net collected 272690 74
4 Gross premiums written and renewed during
the year 2385913 14
r Total 2658603 88
6 Deduct gross premiums and bills in course
of collection at this date 231336 66
7 Entire premiums collected during the
year 2427267 22
8 Deduct reinsurance rebate abatement and
return premiums 536320 14
9 Received for premiums other than perpetuals 1890947 OSCOMPTROLLERGENERALS REPORT
161
11 Rents from company property including
for companys use of own buildings 1754 81
12 Interest on real estate mortgage loans
on other collateral loans 31527 51
13 Interest and dividends on stocks and bonds
f from all other sources 6580745
Tolal rents and interest
14 Profit on sale or maturity of ledger assets during the
year over book values
99089 77
269592 67
Total income during the year 2259629 52
Total footings 4603531 86
IIIDISBURSEMENTS DURING YEAR
As shown by the books at home office at close of business Dec 31
1 Gross amount paid for losses including 119 Fire
76280 occuring in previous years 1256704 80
2 Deduct amounts received for salvages on
losses of the last or of previous years 3
18131 and from reinsurance in other com
panies 14991907 153100 38
3 Net amount paid during the year for losses 1103604 42
5 Paid stockholders for interest or dividends amount de
clared during the year 4800000 48000 00
7 Commissions or brokerage to agents less received on re
insurances 422825 56
9 Rents 3241 75
10 Salaries fees and all other charges officers 4100000
clerks 3171307 other employes 4550054
11 Taxes on premiums 3261504 on real estate 367109
12 Insurance department fees and agents licenses 619466
municipal licenses 228063 tax on franchise 204925
13 Advertising printing and stationery 3060524 repairs
and expenses on real estate 56483 miscellaneous
13624960
i
Total expenditures during the year 1910115 68
Balancel 2693416 18
118213 61
36286 13
10524 54
167419 67
IVLEDGER ASSETS
As per ledger accounts shown by the books at home office at close of
business December 31
1 Book value real estate 260520 63
2 Mortgage loans on real estate 519497 50
4 Book value of bonds excluding interest
50008637 and stocks 108434375 1584430 12
11 in162
COMPTROLLERGENERALS REPORT
5 Cash deposited in bank Chatham National
Bank New York 8496289 Union Trust
Co New York 24100504 total 328967 93
Total2693416 18
Total net ledger assets 2693416 18
NONLEDGER ASSETS
8 Interest due 686237 and accrued 340436
on mortgages 10266 73
Total carried out
14 Market value of bonds and stocks over book value
15 Gross premiums in course of collection De
cember 31 not more than three months due 231336 66
16 Deduct cost of collection commission and
brokerage 53860 29
17 Net amount of uncollected premiums not more than
three months due
18 Gross premiums in course of collection December 31
more than three months due carried in 1462090
10266 73
272289 88
177476 37
Gross assets 3153449 16
DEDUCT ASSETS NOT ADMITTED
5 Depreciation from book values of above net
ledger assets to bring same to market value
Real estate
270 63
Total
270 63
Total admitted assets 3153178 53
VNONLEDGER LIABILITIES
1 Losses adjusted and unpaid not yet due 44004 86
2 Losses in process of adjustment or in sus
pense including all reported and supposed
losses 164496 64
3 Losses resisted not outlawed including in
terest costs and other expenses thereon 13750 00
4 Total amount of claims for losses 222251 50
5 Deduct reinsurance due or accrued 43334 51
6 Net amount of unpaid losses
7 Gross premiums less reinsurance received
and receivable upon all unexpired Are risks
running one year or less from date of policy
including interest premiums on perpetual
Are risks 120308678 unearned premiums
fifty percent 601543 39
8 Gross premiums less reinsurance received
and receivable upon all unexpired fire risks
running more than one year from date of
178917 19COMPTROLLERGENERALS REPORT 163
policy 163360570 unearned premiums
pro rata 885905 70
11 Total unearned premiums as computed above 1487449 09
22 Total amount of all liabilities 1666366 28
23 Joint stock capital actually paid up in cash 300000 00
25 Divisible surplus 1186812 25 1486812 25
Total 3153178 53
Business in the State of Georgia During the Year
Fire Risks
Gross risks written 2486081 00
Gross premiums received 31367 82
Losses paid 31506 70
Losses incurred 30500 00
Amount at risk 3107601 00
BUSINESS IN GEORGIA FOK YEAR ENDING APRIL 30 1902
Risks 3440546 00
Premiums 40725 29
Losses 15962 15
Tax 407 25
WILLIAMSBURGH CITY FIRE INSURANCE COMPANY OF BROOK
LYN N Y
Maeshall S Dhiggs President Frederick F Way Secretary
Geo M Brown Atlanta Attorney for Service in Georgia
iCAPITAL
1 Whole amount of capital stock 250000 00 f 250000 00
2 Amount paid up in cash 250000 00
IIASSETS
1 Market value of real estate owned by the company less
the amount of incumbrance thereon 638000 00
2 Loans on bond and mortgage duly recorded and being
first liens on the fee simple 253450 00
3 Interest due on all said bond and mortgage loans 1
53000 interest accrued thereon 113110 total 2661 10
4 Value of lands mortgaged exclusive of build
ings and perishable improvements 211250 00
5 Value of buildings mortgaged insured for
22330000 as collateral 220000 00
Total value of said mortgaged premises car
ried inside 431250 00
9 Total par and market value of stocks and bonds owned ab
solutely by the company carried out at market value 1151350 00
11 Total par and market value of stocks bonds and all other
securities except mortgages and amount loaned thereon 25000 00
12 Cash in companys principal office 1197 09164
COMPTROLLERGENERALS REPORT
13 Cash belonging to the company deposited in
bank First Nat Bank 1928165 Williams
burgh Trust Co 453901 Chatham Na
tional Bank 278202 Mechanics National
Bank 117985 total 17787 53
Total cash items 18984 62
15 Interest due and accrued on stocks not included in mar
ket value uncollected 7109 50
16 Interest due and accrued on collateral loans and uncol
lected 104 16
17 Cash in hands of agents and in course of transmission 128386 56
All other assets both real and personal Rents due and
accrued 644618 due from other companies for rein
surance on losses already paid Lafayette 77515 Cit
izens N Y 168216 Ins Co of N A 1500 Dela
ware 2600 Nassau 688 Glens Falls 757 Hamil
ton 1271 Phenix 250 total897465
Total assets of the company actual cash market value 2234020 59
IIILIABILITIES
1 Losses due and unpaid 19448 79
2 Gross losses in process of adjustment or in
suspense including all reported and sup
posed losses 50524 27
3 Losses resisted including interest costs and
other expenses thereon 12054 57
4 Total gross amount of claims for losses 82027 63
5 Deduct reinsurance thereon 8516 73
6 Net amount of unpaid losses 73510 90
7 Gross premiums without any deduction re
ceived and receivable upon all unexpired
Are risks running one year or less from date
of policy 49438689 unearned premiums
fifty per cent 247193 44
8 Gross premiums without any deduction re
ceived and receivable upon all unexpired
fire risks running more than one year from
date of policy 84649550 unearned pre
miums pro rata 443593 55
11 Total unearned premiums as computed above carried out 690786 99
19 All other demands against the company absolute and
contingent due and to become due admitted and con
tested31789 63
20 Total amount of all liabilities except capital stock
scrip and net surplus 796087 52
21 Joint stock capital actually paid up in cash 250000 00
23 Surplus beyond capital and all other liabilities 1187933 07
24 Aggregate amount of all liabilities including capital paid
up and net surplus 2234020 59COMPTROLLERGENERALS REPORT
165
IVINCOME DURING THE YEAR
On Fire Risks
1 Gross premiums and bills in course of collec
tion at close of last previous year as shown
by that years statement 102853 20
2 Deduct amount of same not collected 8228 25
3 Net collected 94624 95
4 Gross premiums on risks written and renewed
during the year 990020 99
5 Total 1084645 94
6 Deduct premiums and bills in course of col
lection at this date 129183 32
7 Entire premiums collected during the year 955462 62
8 Deduct reinsurance and return premiums 167412 23
9 Net cash actually received for premiums carried out 788050 39
10 Received for interest on bonds and mortgages 9808 64
11 Received for interests and dividends on stocks and bonds
collateral loans and from all other sources 48390 65
12 Income received from all other sources omitting in
crease if any in value of securities viz Rents 7167 49
15 Aggregate amount of income actually received during the
year in cash 853417 17
VEXPENDITURES DURING THE YEAR
On Fire Risks
1 Gross amount actually paid for losses includ
ing 4955370 losses occurring in previous
years 408693 93
2 Deduct all amounts actually received for salv
ages whether on losses of the last or of pre
vious year 179803 and all amounts actu
ally received for reinsurances in other com
panies 2426447 total deductions 26062 50
3 Net amount paid during the year for losses
4 Cash dividends actually paid stockholders amount of
stockholders dividends declared during the year 60
00000
6 Paid for commissions or brokerage
7 Paid for salaries fees and other charges of officers clerks
agents and all other employes
8 Paid for State national and local taxes in this and other
States
9 All other payments and expenditures
Aggregate amount of actual expenditures during the year
in cash
382631 43
61996 00
204276 20
76800 54
7592 66
50076 24
783373 07106
COMPTROLLERGENERALS REPORT
Business in the State of Georgia During the Year
Fire Risks
Fire marine and inland risks written 1496067 90
Premiums received gross 20143 09
Losses paid 4399 99
Losses incurred 5187 66
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Risks 1678857 00
Premiums 22927 78
Losses 4372 77
Tax 229 27
ETNA LIFE INSURANCE COMPANY HARTFORD CONN
M G Bulkeley President J L English Secretary
Home Office 650 Main Street Hartford Conn
Jno M Green Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock au
thorized 200000000 sub
scribed for 1750000 00
2 Amount of capital paid up in
cash 1750000 00
Amount of net ledger assets Dec 31 of pre
vious year 52862693 13
Extended at 52862693 13
IIINCOME DURING THE YEAR
As Shmon by the Books at Horn office at Close of Business December 31 1901
1 First years premiums less
interest included in deferred
premiums 1103719 42
2 Renewal premiums less inter
est included in deferred pre
miums and 896690
for renewal re insurance 5874934 68
3 Single premiums without de
ductions for commissions or
other expenses 50391 03
4 Dividends applied by policy
holders to pay running pre
miums 639656 29
5 Dividends applied by policy
holders to purchase paidup
additions and annuities 1147 51
6 Surrender values applied to
pay running premiums first
years premiums 540488
renewals 306 86 5711 74COMPTROLLERGENERALS REPORT
167
Surrender values applied to
purchase paidup insurance
and annuities
214234 93
9 Total premium income life business 7889795 60
10 Rents from companys prop
erty including 1600000 for
companys use of own build
ings 37023 46
11 Interest on loans on mort
gages of real estate 1369332 36
12 Interest on collateral loans
including premium notes
loans or liens 189106 55
13 Interest on bonds and divi
dends on stocks less 31
79975 premium paid on se
curities entered at par 801573 37
Interest on other debts due
the company and on depos
its in banks 87027 89
Discount on claims paid in
advance 2033 93
14
15
16 Total rents and interest 2486097 56
17 Profit on sales of real estate 112808 28 on
sale or maturity of securities 19097250 203780 78
Premium income accident business
10579673 94
1329977 66
Total income during the year 11909651 60
Sum of both amounts 64772344 73
IIIDISURSEMENTS DURING THE YEAR
As Shown by the Booki at Home office at Close of Business December 31 1901
1 For death claims 2633085 10
2 Matured endowments 1567002 04
3 Installment death claims 6959 09
5
Total 4207016 23
Total net amount actually paid for
losses and matured endowments
8 Dividends paid policyholders less 23496
received for dividends on reinsurances
9 Dividends applied by policyholders to pay
running premiums
10 Dividends applied by policyholders to pur
chase paidup additions and annuities
11 Surrender values paid less 9600 received
on surrendered reinsurances
4207046 23
251336 74
639656 29
1147 51
151592 31I68i
COMPTROLLERGENERALS REPORT
12 Surrender values applied to pay running
premiums 5711 74
13 Surrender values applied to purchase paid
up insurance and annuities 214234 93
Total paid policyholders 547072575
14 Paid stockholders for interest or dividends 175000 00
15 Commissions and bonuses to agents less
commission received on reinsurances on
new policies 60683663 single premium
policies 358894 on renewel policies
34894660 959372 17
17 Salaries and allowances for agencies in
cluding managers agents and clerks 35539 01
18 Salaries and all other compensation officers
5984866 Home office employees 135
71046 195559 12
19 Medical examiners fees 7406500 inspec
tion of risks 994217 84007 17
20 Taxes on new premiums 1547115 re
newal premiums 5436347 franchise
11321077 reserves 732132 municipal
licenses 524406 internal revenue 9
40850 205019 27
21 Taxes on real estate 7933 59
22 Insurance department fees and agents
licenses 8145 68
23 Repairs and expenses other than taxes on
real estate 31783 36
24 Rent including 1600000 for companys
use of own buildings 36059 49
25 Advertising 1550805 printing and sta
tionery 2197901 postage 3598609 73473 15
26 Legal expenses 1376273 furniture etc
447167 18234 40
28 All other disbursements viz Supplies
5489938 express 611627 telegraph
231399 travel 923138 exchange 2
38332 incidentals 258214 77526 48
Total miscellaneous expenses 7752648
Total disbursements life business r 7378378 62
Total disbursements accident business 1233111 89
Total disbursements 8611490 51
Balance56160854 22
IVLEDGER ASSETS
At per Ledger Accounts Shown by the Books at Home office at Close of Business
December 31 1901
1 Book value real estate unincumbered 594228 55
2 Mortgage loans on real estate first liens 23828752 84H
COMPTROLLERGENERALS REPORT
169
3 Loans secured by pledge of bonds stocks or
other collateral 890442 72
4 Loans made to policyholders on this com
panys policies assigned as collateral 2103685 00
5 Premium notes or liens on policies in force
of which 553008 is for first years prem
iums 417911 39
6 Book value bonds excluding interest 16
67291544 stocks 387632298 20549238 42
7 Cash in companys office 13663418 de
posited in bank 758565794 Etna Natl
Bank 409661748 First Natl Bank of
New York 484417 United Statas Bank
176713009 Natl City Bank NewYork
6567926 Ontario Bank at Toronto On
tario 808483 Bank of Toronto at Mon
treal Quebec 902045 Rockville Natl
Bank 324603 Farmers and Mechanics
Natl Bank 6241292 American Nation
al Bank 26146575 National Exchange
Bank 10328866 Charter Oak National
Bank 15296695 Conn Trust and Safe
Deposit Co 7886262 City Natal Bank
1225322 Conn River Banking Co 35
47251 First National Bank of Hartford
35913850 State Bank Hartford 76
52500 Security Company 4030453
Hartford National Bank 24572095 Hart
ford Trust Company 202624027585
65794 7722292 12
8 Bills receivable 3778281 agents debit
balances 3913883 76921 64
Total56183472 68
DEDUCT LEDGER LIABILITIES
9 Agents credit balances 1994112 bor
rowed money all other 267734 22618 46
Total net ledger assets as per balance above 56160854 22
NONLEDGER ASSETS
10 Interest due 3818761 and accrued 309
65716 on mortgages 347844 77
11 Interest due 2208312 and accrued 120
13833 on bonds and stocks 142221 45
12 Interest due 571794 and accrued 180000
on collateral loans 7517 94
13 Interest due 24041158 on premium
notes loans or liens less 5102075 esti
mated amount collected in 1901 in advance 189390 83
14 Interest due on other assets 601 38170 COMPTROLLERGENERALS REPORT
15 Rentsdue 20792 and accrued 227866 on
companys property or lease 2486 58 690062 95
17 Market value not including interest in item 11 of bonds
and stocks over book value 2124982 72
New Business Renewals
18 Gross premiums not more
than than three months due
after period of grace unre
ported on outstanding poli
cies in force December 31 111412 59 352155 41
19 Gross deferred premiums on
outstanding policies in force
Dec 31 43618 17 305316 38
20 Totals 155030 76 657471 79
21 Deduct cost of collection 55
per cent on new and 54
per cent on renewals 85266 92 36160 95
22 Net amount of uncollected
and deferred premiums 69763 84 621310 84 691074 68
Gross assets 59666974 57
DEDUCT ASSETS NOT ADMITTED
3 Commuted commissions and agents debit
balances unsecured 27787 27
4 Loans on personal security and bills receiv
able unsecured 27184 22
5 Premium notes loans or liens and premi
ums in item 22 in excess of reserve policies 642 18
6 Commissions payable to agents on premium
notes when paid 1669 73
Total nonadmitted assets 57283 40
Total admitted assets 59609691 17
VNONLEDGER LIABILITIES
As Shown by the Books at Home Office at Close of Business December 31 1901
1 Net present value of all the outstanding
policies in force on Dec 31 as computed
by the company according to the actua
ries table of mortality with four per
cent interest on old business and on three
and onehalf basis on business issued in
1901 50612805 00
Total 50612805 00
Deduct net value of risks of this company
reinsured in other solvent companies 48826 00
Net reserve 50563979 00
2 Present value four per cent of amounts not yet due on
matured instalment policies face 8452222 70971 00COMPTROLLERGENERALS REPORT 171
3 Matured endowments due and unpaid 58112 00
5 Death losses in process of adjustment or
adjusted and not due 98320 00
6 Death losses which have been reported and
no proofs received 42569 00
7 Death losses and other policy claims resist
ed by the company not yet outlawed 23679 00
Gross policy claims 222680 00
Net policy claims 222680 00
9 Unpaid dividends or other profits due policyholders in
cluding those contingent on payment of outstanding
and deferred premiums 793610 16
11 Salaries rent expenses taxes bills accounts bonuses
commissions medical and legal fees etc due or ac
crued 10000 00
12 Premiums paid in advance 18023 65
13 Surrender values claimable on policies canceled whose
reserves are not included in item 1 7767 00
14 Any other liability viz Special reserve in addition to
the reserve above given 2016345 00
Total liabilities life business 53708375 81
Total liabilities accident business 578234 11
Liabilities on policyholders account 54286609 92
Surplus 3573081 25
Capital stock paid up 1750000 00 5323081 25
Total 59609691 17
Business in Georgia During the Year
No Amount
Number and amount of policies on the lives of citi
zens of said tate in force December 31 of
previous year 1737 3827266 00
Number and amount of policies on the lives of citi
zens of said State issued during the year 1007 1566647 00
Total 2744 5393913 00
Deduct number and amount which have ceased to
be in force during the yar 436 932416 00
Total number and amount of policies in force
in said State Dec 31 last 2308 4461497 00
Amount of losses and claims on policies in said
State unpaid Dec 31 of previous year 4 6528 00
Amount of losses and claims on policies in said
State incurred during the year 24 55054 00
Total 28 61582 00
Amount of losses and claims on policies in said
State settled during the year in cash 52
79140 by compromise 1603 26 23 54394 66
What amount of premiums was collected or secured in said State during172 COMPTROLLERGENERALS REPORT
the year in cash and notes or credits without any deduction for losses r
dividends commissions or other expenses AnswerCash 13772440 j
notes or credits total 13772440
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
Insurance in force 5471412 00
Premiums 148888 31
Losses 60641 09
Tax 1488 88
CONNECTICUT MUTUAL LIFE INSURANCE COMPANY
HARTFORD CONN
Jacob L Greene President Daniel H Wells Actuary
John M Taylor VicePresident Herbert H White Secretary
Principal Office 783 Main Street Hartford Conn
Max L Byck Savannah Ga Attorney for Service in Georgia
ICAPITAL STOCK
Amount of net ledger assets December 31
of previous year 62340022 29
Extended at 62340022 29
IIINCOME DURING YEAR 1901
As Shown by the Books at the Home Office at the Close of Business
December 31 1901
1 First years premiums less in
terest included in deferred
premiums 403656 67
2 Renewal premiums less in
terest included in deferred
premiums 3529287 03
3 Dividends applied by policy
holders to pay running pre
miums see item 9 Dis
bursements 1078310 67
5 Surrender values applied to
pay running premiums 1st
year premiums 208190
renewals 1101515 see
item 12 Disbursements 13097 05
6 Surrender values applied to
purchase paidup insurance
and annuities see item 13
Disbursements 68919 04
7 Consideration for annuities
other than matured in
stallment policies 15783 09
8 Total premium income 5109053 55COMPTROLLERGENERALS REPORT
173
9 Rents from companys prop
erty 457621 10
10 Interest on loans on mort
gages of real estate 1405795 80
11 Interest on collateral loans
including premium notes
loans or liens 46558 27
12 Interest on bonds and divi
dends on stocks 1055523 05
13 Interest on other debts due
the company and on de
posits in banks 17409 54
14 Discount on claims paid in
advance 1908 82
15 Total rents and interest 2984816 58
16 Profit on sales of real estate 189411 55
Less loss on sales of real
estate 100807 80 88603 75
Total income during the year 8182473
Sum of both amounts 70522496 17
IIIDISBURSEMENTS DURING YEAR 1901
As Shown by the Books at the Home Office at Close of Business
December 31 1901
1 For death claims 4213765 06
2 Matured endowments 424505 00
Total 4638270 06
5
Total net amount actually paid for
losses and matured endowments
Paid to annuitants
Premium notes paid by lapse
Dividends paid policyholders
Dividends applied by policyholders to pay
running premiums see item 3 Income
11 Surrender values paid
12 Surrender values applied to pay running
premiums see item 5 income
Surrender values applied to purchase paid
up insurance and annuities see item 6
Income
Total paid policyholders 648170862
Commissions and bonuses to agents less
commissions received on reinsurances
on new policies 10388290 on renewal
policies 29859806 on annuities22285
Salaries and allowances for agencies in
cluding managers agents and clerks
6
7
8
9
IP
15
17
4638270 06
4224 87
426 00
206685 57
1078310 67
471775 36
13097 05
68919 04
402703 81
18500 00174
COMPTROLLERGENERALS REPORT
18 Salaries and all other compensation of
ficers 6675000 home office employees
9426334
19 Medical examiners fees
20 Taxes on new premiums 334026 renewal
premiums 3006236 franchise 154
15740 reserves 1180458 municipal
licenses 210490 internal revenue
483853
21 Taxes on real estate
22 Insurance department fees and agents
licenses
23 Repairs and expenses other than taxes on
real estate
24 Rent for companys use of own buildings
less 13333 received under sublease
25 Advertising 4073792 printing and sta
tionery 2256386 postage 1801538
26 Legal expenses
28 All other disbursements viz Express
281395 telegraph 141940 traveling
2114436 miscellaneous 1336760
Total miscellaneous expenses 139120463
161013 34
23972 84
206308 03
175353 48
4191 11
251727 49
8373 68
81317 16
18998 38
38745 31
Total disbursements 7872913 25
Balance 62649582 92
IVLEDGER ASSETS
As per Ledger Accounts Shown by the Books at Home Office at Close of Business
December 31 1901
1 Book value of real estate unincumbered 11919575 31
2 Mortgage loans on real estate first liens 23551115 84
3 Loans secured by pledge of bonds stocks
or other collaterals 2300 00
5 Premium notes on policies in force 697032 91
6 Book value of bonds excluding interest
2455715361 stocks 80345400 25360607 61
7 Cash deposited in bank 1105970 23
J P Morgan Co New York 30894974
First National Hartford S900107 Con
necticut Trust and Safe Deposit Com
pany Hartford 21594073 State Hart
ford 12769194 Phoenix National
Hartford 30276952 City Hartford
6161723
8 Bills receivable 391877 agents debit
balances 906225 12981 02
Total 62649582 92
Total net ledger assets as per balance above 62649582 92COMPTROLLERGENERALS REPORT
175
NONLEDGER ASSETS
10 Interest due 5505104 and accrued 457
21952 on mortgages 512270 56
11 Interest due 1090000 and accrued 247
00085 on bonds and stocks 257900 85
12 Interest due and accrued on collateral
loans 28 75
13 Interest due 10758088 and accrued 22
93158 on premium notes loans or liens 130512 46
15 Rents due 517165 and accrued 546163
on companys property or lease 10633 28 911345 90
17 Market value of bonds and stocks over book value 1374761 17
New Business Renewals
18 Gross unreported
premiums due
on policies 24567 61 57147 77
19 Gross deferred
premiums on
policies out
standing in
force Decem
ber 31 39994 37 321378 05
20 Totals 64561 98 378525 82
21 Deduct cost of
collection 256
per con new
65 per c on
renewals 16527 87 24604 18
22 Net amount of
un collected
and deferred
premiums 48034 11 353921 64 401955 75
Balance of loading 47485 51 354470 24
Gross assets 65290160 23
DEDUCT ASSETS NOT ADMITTED
3 Agents debit balances not secured by
bonds 9062 25
4 Bills receivable unsecured 3918 77
Total nonadmitted assets 12981 02
Total admitted assets 65277179 21
VNONLEDGER LIABILITIES
As Shown by the Books at Home Office at Close of Business
December 31 1901
1 Net present value of all outstanding poli
cies in force on December 31 as com
puted by the Connecticut Insurance De176
COMPTROLLERGENERALS REPORT
partment according to the actuaries
table of mortality and four per cent in
terest 54235020 00
Same for annuities including those in re
duction of premiums 42637 00
Additional reserve by companys standard
viz The American table and 3 per cent
interest on new insurances written on or
since April 1 1882 and additional special
reserves for term policies and annuities 2470434 00
Total 56748091 00
Net reserve 56748091 00
3 Matured endowments due and unpaid
4 Death losses due and unpaid
5 Death losses in process of adjustment or
adjusted and not due
6 Death losses which have been reported and
no proofs received
7 Death losses and other policy claims re
sisted by the company not yet outlawed
Gross policy claims
Net policy claims
6000 00
39195 50
97115 00
49665 00
29500 00
221475 50
221475 50
12
13
Unpaid dividends or other profits due policyholders in
cluding those contingent on payment of outstanding
and deferred premiums 1101498 21
Premiums paid in advance 829911 surrender values
applicable in payment of premiums 1568980 23988 91
Surrender values claimable on policies cancelled whose
reserves are not included in item 1 171085 00
Amount
Liabilities on policyholders account 58266138 62
Gross divisible surplus including contingent real es
tate depreciation mem account 54808256 7011040 59
Total 65277179 21
Busineat in Georgia During the Year
Number and amount of policies on the lives of citizens of
said State in force December 31 of previous year 449 1323000
Number and amount of policies on the lives of citizens of
said State issued during the year 17 39000
Total 466 1362000
Deduct number and amount which have ceased to be
in force during the year 8 8000
Total number and amount of policies in force in
said State December 31 last 458 1354000
Amount of losses and claims on policies in said State
incurred during the year 5000
Amount of losses and claims on policies in said State
settled during the year in cash 5000COMPTROLLERGBNERxlLS REPORT 177
What amount of premiums was collected or secured in said
State during the year in cash and notes or credits
without any deduction for losses dividends commis
sions or other expenses Ans Cash 3484347 total 34843 47
BUSINESS IN GEORGIA FOR TEAR ENDING APRIL 30 1902
Insurance in force1139000 00
Premiums 39065 28
Losses 5000 00
Tax 390 65
EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED
STATES NEW YORK N Y
James W Alexander President Joel G Van Cise Actuary
James H Hyde VieePresident William Alexander Secretary
Principal office 120 Broadway New York
R L Foreman Atlanta Attorney for Service in Georgia
ICAPITAL STOCK
1 Amount of capital stock paid
up in cash 100000 00
Amount of net or ledger assets December
31 of previous year282107601 95
Extended at282107601 95
IIINCOME DURING YEAR 1901
1 tCash received for premiums
on new policies without
deductions for commissions
or other expenses 6786068 51
1J Cash received for renewal
premiums without deduc
tions for commissions or
other expenses 37916939 92
3J From dividends applied to
purchase paidup additions
and annuities 760631 36
4 From surrender values ap
plied to purchase paidup
insurance and annuities 1547633 00
5 Consideration for annuities
other than matured install
ment policies 1351629 88
Total 48363002 67
5 Mortuary bond deposits 319000 00
7 Total premium income 48712002 67
8 Cash received for interest on mortgage
loans 2275558 47
12 in178
COMPTROLLERGENERALS REPORT
9 Cash received for interest on bonds owned
and dividends on stock 6813019 91
11 Cash received for interest on other debts
due the company 1975440 53
13 Cash received for rents for use of com
panys property 2030352 ii
15 Ledger assets other than premiums re
ceived from other companies for assum
ing or reinsuring their risks 1693664 20
19 From all other sources viz profit and
loss 874567 69
Total income
64374605 94
Total1346482207 89
IIIDISBURSEMENTS DURING YEAR 1901
1 Cash paid for death claims
including revisionary ad
ditions15504036 10
3 Cash paid for matured en
dowments and additions
thereto 1947831 34
5 Cash paid for sums falling
due during the year on in
stallment policies 60615 11
7 Total net amount actually paid for
losses and matured endowments
8 Cash paid to annuitants
9J Redemption of installment bonds
10 Cash dividends paid policyholders
12 Cash dividends applied to purchase paid
up additions and annuities
13 Surrender values paid in cash
15 Surrender values applied to purchase
paidup insurance and annuities
Total paid policyholders 2771462142
16 Cash paid stockholders for interest on div
idends
17 Cash paid for commissions and bonuses to
agents less commission on reinsur
ance new policies 266373991 re
newals 286406609 on annuities 40
90684
18 Cash paid for salaries and allowances to
managers and agents
19 Cash paid for medical examiners fees and
inspection of risks
20 Cash paid for salaries and all other com
pensation of officers and other home of
fice employees
17512482 55
686250 12
10260 00
2981788 21
760731 36
4215476 18
1547633 00
7000 00
5568712 84
30S878 00
476158 05
859111 90COMPTROLLERGENERALS REPORT
179
21 Cash paid for taxes on premiums 263
46715 stamps and customs 3321812
cash paid for taxes on reserves 15
22855 total 311913 85
23 Cash paid for insurance department fees
and agents licenses 2017050 muni
cipal and State licenses 6726028 total 87430 78
24 Cash paid for rent 448252 46
25 Cash paid for commuting commissions 833612 11
26 Cash paid for taxes on real estate 370953 27
27 Cash paid for advertising 31834277
printing stationery 18172939 postage
and exchange 11315500 total 613227 16
28 Traveling expenses 16838072 Guaran
tee Co bonds 126581 for legal ex
penses 15345799 total 323104 52
29 Cash paid for real estate expenses 589423 14
29 Cash paid for the following items viz
Clerical expenses agency expenses ex
press telegraph cable freight tele
phone furniture and general expenses 360602 51
29J Reduction book value bonds purchased at
premium 318157 00
Total miscellaneous expenses 1115838059
30 Total disbursements 39191159 01
31 Balance307291048 88
Invested in the following
IVASSETS AS PER LEDGER ACCOUNTS
1 Book value of real estate exclusive of all in
cumbrances 38293092 11
2 Loans on mortgage first liens on real es
tate 60755929 94
3 Loans secured by pledge of bonds stocks
or other marketable collaterals 17735800 00
4 Loans made in cash to policyholders on
this companys policies assigned as col
lateral 10539551 83
6 Book value of bonds and stocks owned
excluding accrued interest at time of
purchase159094955 00
7 Cash in companys office 9164 07
8 Cash deposited in banks at interest 6
52256653 and Trust companies at in
terest 1377357790 total 20305308 50
10 Agentsledger balances 566411 50
11 Total net or ledger assets as per bal
ance above307291048 88
13 Total net or ledger assets less depreciation307291018 88
180
COMPTROLLERGENERALS REPORT
OTHER ASSETS
14 Interest due 5827957 and accrued 236
82228 on mortgages 295101 85
15 Interest due and accrued 2251
71500 on bonds and stocks 2251715 00
16 Interest due and accrued 10851691
on collateral loans 108516 01
17 Interest due and accrued on premium
notes loans or liens 2655333 76
18 Less interest paid in advance 146862 89 2508470 87
19 Rents due 2383917 and accrued 15771042 on com
panys property or lease total 181549 59
21 Market value of bonds and stocks over book 14685879 00
New Business Renewals
23 Gross premiums due and un
reported less premiums
paid in advance on pol
icies in foice December 31
1901 146208100 3434869 00
24 Gross deferred premiums on
policies in force December
311901 328599 00 2519342 00
Totals 1790680 00 595421100
25 Deducting loading 60 per
cent on new and 5 per
cent on renewals 1074408 00 297711 00
26 Net amount of uncollected
and deferred premiums 716272 00 5656500 00
Extended 6 372772 00
28 Total assets as per the books of the company331039720 34
ITEMS NOT ADMITTED
5 Agents balances 566411 50
9 Total assets less items not admitted 330473308 84
VLIABILITIES
1 Net present value of all the outstanding
policies in force on the 31st day of De
cember 1901256007493 00
Net reinsurance reserve256007493 00
3 Claims fot death losses due and unpaid 242668 00
4 Claims for matured endowments due and
unpaid 263677 00
5 Claims for death losses and matured en
dowments in process of adjustment or
adjusted and notdue 14250 00COMPTROLLERGENERALS REPORT
181
6 Claims for death losses and other policy
claims resisted by the company 96800 00
7 Amounts due and unpaid on annuity
claims 62272 77
8 Present value of unpaid amounts on ma
tured installment policies face 927
80200 756617 00
9 Claims for death losses which have been
reported no proofs received 1651831 00
Total policy claims 3088115 77
10 Amount of all unpaid dividends of surplus or other de
scription of profits due policyholders 360015 51
16 Amount of any other liability of the company viz Pre
miums paid in advance under debenture bonds 455054 00
17
18
19
Liabilities on policyholders account259910678 28
Gross surplus on policyholders account 70562630 56
Total liabilities330473308 84
Business in Georgia During 1901
No
3785
10880167
2700321
13580488
1445383
Number and amount of policies on the lives of citizens
of Georgia in force December 31 of previous year
Number and amount of policies on the lives of citizens
of Georgia issued during the year 1275
Total 5060
Deduct number and amount which have ceased to
be in force during the year 539
Total number and amount of policies in force in
Georgia December 31 1901 4521
Amount of losses and claims on policies in Georgia
unpaid December 31 of previous year 4
Amount of losses and claims on policies in Georgia
incurred during the year 55
Total 59 195552
Amount of losses and claims on policies in Georgia
paid during the year 58 193552
What amount of premiums was collected or secured in Georgia during
the year in cash and notes or credits without any deduction for losses
dividends commissions or other expenses Answer Cash 35481155
otal 37481155
BUSINESS IN GEORGIA FOR YEAR ENDING APRIL 30 1902
nsurance in force13104475 00
Premiums 385782 59
Losses 155667 01
Tax 3857 82
12135105
17000
178552182
COMPTROLLERGENERALS REPORT
FIDELITY MUTUAL LIFE INSURANCE COMPANY OF PHILADEL
PHIA PA
L G Fouse President W S Campbell Secretary
Principal Office 112116 N Broad St Philadelphia Pa
N F Jackson Atlanta Attorney for Service in Georgia
I CAPITAL STOCK
Amount of net or ledger assets December 31
of previous year 3073563 48
Extended at 3073563 48
IIINCOME DURING YEAR 1901
1 Cash received for premiums on
new policies without de
ductions for commissions or
other expenses 491629 51
1J Cash received for renewal
premiums without deduc
tions for commissions or
other expenses 1812838 43
2 Premium notes loans or liens
taken in part payment for
premiums on new policies 42038 99
2J Premium notes loans or
liens taken in part payment
for renewal premiums 91212 66
8 From dividends applied to pay
running premiums 19588 06
4 From surrender values applied
to pay running premiums 545 71
5 Consideration for annuities
other than matured install
ment policies 1178 95
Total 2459032 31
6 Deduct amount of premiums
paid to other companies for
reinsurance on policies in
this company new business
146615 renewals 47774 1943 89
7 Total premium income 2457088 42
8 Cash received for interest on mortgage loans 14365 40
9 Cash received for interest on bonds owned
and dividends on stock 41543 46
10 Cash received for interest on premium notes
loans or liens 21253 20
11 Cash received for interest on other debts due
the company 28195 23COMPTROLLERGENERALS REPORT
183
13 Cash received for rents for use of companys
property including 3150000 for com
panys own occupancy 79115 87
Cash received for profits on sales of bonds or
stocks 1039352 real estate 524737 15640 89
From all other sources viz Fees for altera
tions of policies 68 00
14
19
17
18
19
Total income
Total
IIIDISBURSEMENTS DURING YEAR 1901
1 Cash paid for death claims in
cluding revisionary addi
tions
5 Cash paid for sums falling due
during the year on install
ment policies
2657270 47
5730833 95
919694 21
5685 34
Total 925379 55
Total net amount actually paid for losses and
matured endowments
Cash paid to annuitants
Cash divinends paid policyholders
Cash dividends applied to pay running
premiums
Surrender values paid in cash
Surrender values applied to pay running
premiums
Total paid policyholders 1023488 60
Cash paid for commissions and bonuses to
agents less commission on reinsurance
new policies 31829599 renewals 80
14707 on annuities 14841
Cash paid for salaries and allowances to man
agers and agents
Exchange paid to banks and collectors for
collecting premiums
Cash paid for medical examiners fees 38
37250 inspection of risks 2425126
20 Cash paid for salaries and all other compen
sation of officers and other home office em
ployees
21 Cash paid for taxes on new premiums 7
33479 on renewals 2749742 franchise
5263
22 Cash paid for taxes on reserves 41775 on
investments 1512954
23 Cash paid for insurance department fees and
agents licenses 750943 municipal
licenses 18935
925379 55
200 00
20416 16
19588 06
57359 12
545 71
398591 47
98704 25
6081 75
62623 76
137708 14
34884 84
15547 29
7698 78184
COMPTROLLERGENERALS REPORT
24
25
26
27
28
29
30
31
Cash paid for rent including 83150000 com
panys occupancy 48734 64
Cash paid for commuting commissions 11890 57
Internal revenue tax 654700 losses on
sales of real estate 182010 8367 10
Cash paid for furniture fixtures and safes for
home and agency offices 3888 59
Cash paid for advertising 1985988 print
ing 2448510 postage 316666 48 61011 46
Cash paid for real estate expenses other than
taxes 1985036 for legal expenses 4
63003 24480 39
Cash paid for the following items viz Ex
pressage and telegrams 345082 janitor
fuel etc 68554 library 67602 sundry
expenses 542406 traveling expenses
3643915 46675 59
Total miscellaneous expenses96688862
Total disbursements
1990377 22
6
8
9
10
11
Balance 3740456 73
Invested in the following
IVASSETS AS PER LEDGER ACCOUNTS
Cost value of real estate exclusive of all in
cumbrances 1328956 74
Loans on mortgage first liens on real estate 229884 05
Loans secured by pledge of bonds stocks or
other marketable collaterals 16004 29
Loans made in cash to policyholders on this
companys policies assigned as collateral 279604 85
Premium notes loans or liens on policies in
force of which 4203899 was received
during the year 133251 65
Cost value of bonds and stocks owned ex
cluding accrued interest at time of pur
chase 1321748 83
Cash in companys office 186 90
Cash deposited in banks 112900 19
Bills receivable 15418 75
Agents ledger balances of which 5235270
was advanced during the year 288367 52
Due from Minnesota Loan and Trust Co
trustee 1600s B6
Total net or ledger assets as per balance
above 37422S2 68
Deduct all credit balances 1825 90
13 Total net or ledger assets less depreciation 3740456 73COMPTROLLERGENERALS REPORT
185
14
15
16
19
20
21
23
24
25
26
OTHER ASSETS
Interest due 72800 and accrued 368694
on mortgages 4414 94
Interest due 25000 and accrued 1769770
on bonds and stocks 17947 70
Interest accrued on collateral loans 202 35
Rents due on compmys property or lease S29 00
Total carried out
Market value of real estate over cost
Market value of bonds and stocks over cost
Gross premiums due and un
reported on policies in force
December 31 1901
Gross deferred premiums on
policies in force December
31 1901
5804 17 70093 19
23393 99
100218 46
41967 21
Totals
Deducting loading 50 percent
on new and 7j per cent
on renewals
Net amount of uncolected and
deferred premiumsS
Extended
41739 00 258718 00
47543 17 328811 19
23771 59
24660 84
23771 58 304150 35
327921 93
28 Total assets as per the books of the company 4233958 32
ITEMS NOT ADMITTED
Agents balances
Bills receivable
Total
Total assets less items not admitted
288367 52
15418 75
303786 27
3930172 05