State of Georgia consolidated plan annual performance report, July 1, 2000 - June 30, 2001

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STATE OF GEORGIA

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CONSOLIDATED PLANANNUAL PERFORMANCE REpORT

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JULY 1, 2000 - JUNE 30, 2001

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1 Roy E. Barnes

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Governor

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Prepared By:

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Georgia Department ofCommunity Affairs

Jim Higdon, Commissioner
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September 2001

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TABLE OF CONTENTS
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Introduction

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Available Resource & Programmatic Accomplishments

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Resources Made Available to the State

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Federal Resources Admimstered by the State Available State Resources

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Geographic DistributIon of Assistance & Investments

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Location of Investments Investments by Racial/Ethnicity Category of HUD Funding

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Leveraging

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Projects Funded with Program Income to the HOME Program Relationshrp of Investments to Georgia's Affordable Housing Pnorines

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Households & Persons Assisted through the State's HOPWA Program

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Total Households and Persons Assisted Relationship of Investments to Georgia's Community Development Priorities

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Summary of Other Actions Undertaken Affirmatively Furthering Fair Housing

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Assessment of the State's Affirmative Marketing Actions and Outreach to Minority

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and Women-Owned Businesses

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Actions Taken to Address the Needs of Homeless Persons & the Special Needs of

Persons who are not Homeless

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Addressing Obstacles to Meeting the Needs of the Underserved

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Eliminating Barriers to Affordable Housing Overcommg Gaps in Institutional Structure and Enhancing CoordmatIon

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Fostenng and Maintaining Affordable Housing

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Results of On-Site Inspections of Affordable Rental Housmg Assisted with HOME

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Evaluating and Reducing Lead-Based Paint Hazards

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Carrying Out the Actions Identified in the State's Consolidated Plan

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Citizen Participation

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Assessment of Annual Performance

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Evaluation of Progress in Meeting Georgia's Objectives to Provide Affordable

Housing

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Evaluation of Progress in Meeting Georgia's Community Development Objective

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Changes to Program Objectives Assessment of Efforts in Relation to the Consolidated Plan

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Appendix I - Location of Investments

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I OVERVIEW

INTRODUCTION

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In compliance wrth regulations from the U.S Department of Housing and Urban Development (I-IUD),

the State of Georgia submitted Its Federal Fiscal Year 2000 (FFY2000) Interim Consolidated Plan for the

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State of Georgia. As required, this document outlmed the State's housmg and comrnuruty development needs and the steps the State would take to address those Identified needs usmg its allocation of federal

formula funds. The Consolidated Plan is divided into four sections: (1) an assessment of housing and

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homelessness needs (2) an analysis of the state's housing market, (3) a five-year strategic plan, and (4) a one-year action plan The State must revise the entire Consolidated Plan no less frequently than once

every five years, with the action plan section updated annually. The FFY2000 Intenm Consolidated Plan is

the first full update of the Consolidated Plan since 1995

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The four federal programs pnncipally covered by the Consolidated Plan mcludc the Community

Development Block Grant (CDBG), HOME Investment Partnership (HOME), Emergency Shelter Grant

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(ESGP), and Housing Opportunities for People With AIDS (HOPWA) programs. The Georgia Department of Community Affairs (DCA) was the administrator of all four programs for the State of

Georgia during State Fiscal Year 2001 (SFY2001), the period of July I, 2000 - June 30, 2001. Dunng

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SFY200 1, the State received its allocation of FFY2000 consolidated formula funds; however, funds awarded or loan commitments made during thrs program year may utilize funds from FFY2000 or earlier

funding years.

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The State of Georgia Consolidated Plan Annual Performance Report for FFY2000 funds is a three part

document that has been prepared to assist the citizens of Georgia and HUD monitor the State's progress

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in implementing its Consolidated Plan. Part I includes a summary of resources and programmatic accomplishments achieved in relation to the prionties and objectives stated in the State's Annual Action

Plan for FFY2000 Consoltdated Funds. Part II is a summary of other actions taken to Implement its overall

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Consolidated Plan strategy as identified in the Annual Action Plan. Part III IS an assessment of the State's efforts to meet its one-year priorities and objectives stated in the Annual Action Plan.

The FFY2000 Interim Consolidated Plan anticipated providing assistance in SFY2001 to accomplish the

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following objectives:

Rehabilitate or construct 703 affordable rental housing units for low and moderate mcome

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households; Provide 8,360 low or moderate income households with rental assistance;

Assist 1,090 low or moderate income home buyers achieve or maintain homeownership;

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Make fundmg awards to organizations that provide housing and supportive services necessary to break the cycle of homelessness assisnng an estimated 9,600 homeless persons daily.

Make funding awards to organizations that provide housing and supportive services necessary for

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370 special need households to achieve decent, safe and sanitary living conditions.

Dunng SFY2001, the State's efforts using Consolidated HUD funds have, among other benefits created

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1,514 affordable housing units; distributed 218 grants to organizations providmg shelter to an average 4,020 homeless individuals daily and services and prevention programs to an average 6,161 homeless individuals

daily; awarded 12 grants to nonprofits providing housing and supportive services to 1,407 people with

I SFY2001 Consolidated Plan

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Georgia Department of

Annual Performance Report
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Commumty Affairs

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AIDS and their families; and awarded funds to local governments to implement housing and community

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development activities to benefit low and moderate income Georgians.

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SFY200 I Consolidated Plan Annual Performance Report

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I. AVAILABLE RESOURCES AND PROGRAMMATIC ACCOMPLISHMENTS
I A. RESOURCES MADE AVAlLABLE To l'HESTATE

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Federal Resources Administered Bv The State

Consolidated Formula Funds

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~ HOME Investment Partnership (HOME)

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The HOME program is designed to strengthen public -private partnerships to provide more affordable housing. Generally, the HOME program has three main purposes:

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(l) To expand the supply of decent, safe, sanitary and affordable housing with primary attention to rental hOUSIng for very low and low Income Amencans,

(2) To mobilize and strengthen the abilities of states and uruts of general local government

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throughout the United States to design and implement strategies to achieve an adequate supply of decent, safe, sanitary, and affordable housing; and,

(3) To provide participating Jurisdictions, on a coordinated basis, with various forms of federal

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hOUSIng assistance, including capital investment, mortgage investment, rental assistance, and other needed federal assistance.

The State of Georgia and each of mne participating junsdictions In Georgia received an annual formula

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allocation of federal HOME funds. The nine participating Jurisdictions included the cities of Albany, Atlanta, Macon, and Savannah, as well as the counties of Clayton, DeKalb, and Gwmnett. Three

consolidated governments - Athens-Clarke County, Augusta-Richmond County and Columbus-Muscogee

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County - also received HOME funds directly from HOD. In addition, two consortiums - the Georgia Urban County Consortium (composed of Cherokee and Cobb counties) and the Fulton County-City of

Roswell- also received an allocation of HOME funds

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The State of Georgia was eligible to receive $18,323,000 "in FFY2000 HOME funds to Implement

affordable housing programs in Georgia. The State agreed to transfer $31,000 of this total allocation to

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Clayton County to enable this locality to meet the federal threshold limit to be awarded funds directly from HUD. Clayton County agreed to assume total responsibility for the administration of these shortfall funds

according to all HOME Program regulations and requirements. As a result, the total amount of HOME

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funding available to the State for administration is $18,292,000.

The following six programs were operated in SFY2001 with this and previous years' allocations of HOME

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funds.

HOME CHDO Loan Program: This program was operated to expand the financing available to

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nonprofit community housing development organizations (ClIDOs) to develop and manage decent, affordable low income housing. Financial assistance was provided to ClIDO sponsored, developed

and/or owned projects through construction to permanent loans.

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During SFY2001, the HOME ClIDO Loan program was administered by DCA. Funds were

made available competitively to eligible nonprofit organizations, but no new recipients were

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SFY2001 Consolidated Plan

Annual Performance Report

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Georgia Department of Community Affairs

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selected during the application cycle. However, the State completed projects using funds from previous allocations totalmg $2,527,718 to create 205 affordable rental units.
HOME CHDO Pre-Development Loan Program: This program offered mterest-free loans to qualified nonprofit organizanons for the preparation of complete and comprehensive applications to DCA's HOME CHDO Loan Program for the financmg of low and moderate income housing developments.
During SFY2001, the HOME CRDO Pre-Development Loan program was administered by DCA. Three applications were approved and closed under this program in SFY2001 for a total amount in loans of $104,300. In addition, using funds from previous allocation years, the State completed one project totaling $23,146.
HOME Rental Housing Loan Program: This program was provided construction to permanent loans for the construction or rehabilitauon of affordable rental housing: The proposed housing must have been located outside one of the State's participating jurisdictions for the HOME program unless the proposed project served a Special Need population and received points from DCA as a Special Need project during the application review process.
During SFY2001, the HOME Rental Housing Loan program was administered by the DCA Funds were competitively awarded to eligible for-profit and nonprofit organizations. DCA awarded $3,478,776 in funds to two developments in SFY2001 that will create 130 rental units. In addition, using funds from previous allocation years, the State completed projects totaling $15,313,233 for the creation of 617 units of affordable rental housmg during SFY200 I.
Permanent Supportive Housing Program provided financial assistance to nonprofit developers of permanent housing for special needs households. Construction and permanent financmg was available for the cost of constructing or rehabilitating rental housing for non-elderly special need tenants as defined by the State's Qualified Allocation Plan. The dwelling units must be affordable to low income households and at least 50% of the total units must be available to the non-elderly special need tenants. Supportive services that are applicable to the needs of the targeted special need population must be provided. To implement this program the state used a portion of its HOME-CHDO set-aside and an allocation of funds through the State Housing Trust Fund for the Homeless.
During SFY2001, the Permanent Supportive Housing Program was administered by DCA. DCA received one application to this program that was not funded due to its failure to meet the program's threshold requirements.
OwnHOME Program: This program offered deferred payment second mortgages to cover down payment, closing costs and prepaid expenses for low income home buyers. Funds were awarded to qualified home buyers on a first come, first served basis. Loans may be used in conjunction with funding available through the State's Home Buyer program.
The OwnHOME program was administered by DCA. During SFY2001, DCA completed 412 projects using a combined total of$I,090,334 in OwnHOME assistance.

SFY2001 Consolidated Plan Annual Performance Report

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Georgia Department of Commumty Affairs

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To promote homeownership in rural Georgia, DCA established a set aside of its OwnHOME funds to cover a portion of downpayment, closing cost and prepaid expenses for low income home

buyers receiving first mortgage loans through the USDA - Rural Development Direct 502 Loan

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Program The Rural Development OwnHOME program enabled 38 homebuyers to purchase their home using $231,451 In federal HOf\,'1E funds. Nme additional borrowers using a total of

$50,10 I in bond funds also closed loans through this uunatrve.

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Community HOME Investment Program (CHIP): This program offered funds to local

governments for implementation of any approved, HOME eligible housing activity. Funds were

made available in conjunction with DCA's Community Development Block Grant program to

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enable communities access to funds for both housing and community development activities.

During SFY2001, the Commumty HOME Investment Program was admimstered by DCA. Funds

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were competitively awarded to non-entitlement local govemments across Georgia Thirteen local govenunents in Georgia were awarded $2,851,499 in project funding and $148,501 in

adrrumstrative funding to implement local housing programs in their communities. Production of

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affordable housing (143 units) in these and other previously awarded CHIP communities where projects were completed totaled $1,635,851 in funds during SFY200l.

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+ Community Development Block Grant (CDBG)
The CDBG program seeks to improve the living conditions and economic opportumties of Georgia's low

and moderate Income families. To meet this goal, a rmrumum of 70% of all allocated CDBG funds must

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benefit low and moderate income persons.

CDBG funds may be ised for a vanety of eligible activities, including housing improvements, public

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infrastructure improvements (such as water and sewer facilities) and economic development. Housing activities may involve costs associated with the reconstruction or rehabilitation of either homeowner or

rental units

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During SFY2001, the State of Georgia and fifteen entitlement jurisdictions in Georgia each received a

formula allocation of federal CDBG funds. The fifteen entitlement jurisdictions included the cities of

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Albany, Atlanta, Macon, Marietta, Roswell, Savannah, and Warner Robins; the counties of Cobb, Clayton, DeKalb, Fulton, and Gwinnett; and the three consolidated govemments of Athens-Clark County, Augusta-

Richmond County, and Columbus-Muscogee County. The State administered CDBG funds in the

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remaining, non-entitlement jurisdictions in Georgia.

The Georgia Department of Community Affairs (DCA) competitively allocated CDBG funds to units of

local govemment for project admmistration and implementation Each unit of local government determined

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the type of eligible project for which assistance through the State's CDBG program is sought. Therefore, the type of projects receiving CDBG assistance is based on the self-identified needs of each community.

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The State of Georgia received $43,583,000 in FFY2000 CDBG funds from the federal govemment to assist Georgia's non-entitlement communities implement community development, housing, and economic

development programs within their jurisdictions. During SFY2000, 153 CDBG grants totaling $49,508,497

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were awarded to units of local government. This included FFY2000 funds as well as unallocated and recaptured CDBG funds from previous years.

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SFY2001 Consohdated Plan

Annual Performance Report

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Georgia Department of Commumty Affairs

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+ Emergency Shelter Grant Program (ESGP)

The ESGP program IS designed to improve the quality of housing and associated services that exist for the

homeless. to help make available additional emergency shelters, to help meet the cost of operating

emergency shelters and of providmg certain essential social services to homeless individuals so that these

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persons have access not only to safe and sarutary shelter, but also to the supportive services and other

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kinds of transitional assistance needed to achieve permanent housing The program also IS intended to

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restrict the increase of homelessness through the funding of preventive programs and activities

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During SFY2001, the ESGP program provided financial assistance to shelters and homeless service

providers to meet the emergency needs of homeless individuals and families. Applicants were eligible to

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use the ESGP funds for operational expenses, the provision of essential services, or the acquisition,

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rehabilitation, or construction of associated facilities. Each funding award is based on numerous factors,

including: capacity, number of months open, number of homeless mdividuals served, coordination with other providers, cost effectiveness, and adrmnistratrve capacity The State I-lousing Trust Fund for the

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Homeless provided the 50% nonfederal funding match required by the federal ESGP program regulations.

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During SFY2001, DCA admmistered 218 ESGP awards totaling over $4 million in State funds and Federal

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FFY2000 ESGP funds received by the State of Georgia. A total of 58,212 unduplicated persons received

assistance with housing and supportive services through this program. On average each day 4,020

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individuals were provided shelter or transitional housing and 6,161 persons received supportive services.

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+ Housing Opportunities for Persons with AIDS (HOPWA)

The HOPWA program IS a federally funded program that has been in operation since 1994. The program

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was borne out of Congress' desire to address the housing crisis associated with the AIDS epidemic and is

designed to provide states and localities with the resources and incentives to devise long-term

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comprehensive strategies for meeting the housing needs of persons with acquired immunodeficiency

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syndrome and related diseases. In Georgia, the HOPW A program provides supportive housing

opportunities for persons living With AIDS and related diseases through drect subsidies to organizations

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operating and developing housing for this population.

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During SFY2001, eligible applicants were qualified organizations whose missions include the provision of

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housing and supportive services to persons with AIDS or related diseases. To be considered "qualified,"

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an applicant must have demonstrated the capability and capacity to provide the level of support services

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required by these residents. The applicant must also have received the written approval and support of the

local government where the assisted housing is or would be located. Recipients must also have operated

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their programs in full compliance with the HUD regulations published at 24 CFR Part 574. Any housing

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assisted under this program was required to be restricted to occupancy by eligible persons with AIDS.

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Applicants were eligible to use HOPWA funds for the following activities:

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Community-based housing;

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Short-term assistance for persons who are in danger of becoming homeless;

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Tenant-based rental assistance programs for eligible persons;

Provision of supportive services to individuals with AIDS or related diseases;

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Rehabilitation or construction of a housing facility owned and operated by the applicant

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demonstrating organizational/financial capacity in providing supportive services; or,

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SFY2001 Consolidated Plan

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Acquisition of facilities providing housing and/or services to low income persons With AIDS or related factors.

The applicant determines the housing and service needs with their service area. The State's goal is to

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encourage applicants to provide a housing element to clients with HIV/AIDS and to cover as many

regions throughout the State as possible.

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During SFY2001, DCA administered $1500,835 in FFY2000 HOPWA program funds. DCA awarded 12 grants to eligible organizations. During the program year, 192 families and 4,250 individuals were provided

needed housing assistance and supportive services.

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Other Federal and State Funds

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+ Low Income Housing Tax Credit
The Tax Reform Act of 1986 created the Low Income Housing Tax Credit to promote the development of

rental housing for low income residents through tax Incentives rather than direct subsidies. Under tlus

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program, taxpayers that develop and own qualified rental projects that reserve all or a portion of the units for low income residents are eligible to receive a credit against federal income tax liability. Recipients must

either: (1) have at least 40% of their uruts rented at all times to tenants with incomes that are 60% or less

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of the area median income or (2) have at least 20% of their umts rented at all times to tenants With incomes which are 50% or less of the area median mcome, Program income requirements are set by the

federal government, and adjusted for family size. During SFY2001, the program was compennvely

available to owners of projects mvolvmg new construction or the rehabilitation of existing uruts

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During the 2000 session of the State General Assembly, legislation was passed to create the Georgia

Housing Tax Credit for qualified projects placed in service after January 1, 2001. This Credit is provided in

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an amount equal to the federal housing tax credit allowed. To be eligible to receive the Georgia Housing Tax Credit, the project must meet the qualifications for the federal Low Income Housing Tax Credit as

defined in Section 42 of the Internal Revenue Code of 1986.

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During SFY2001, DCA administered both the federal and the State program for the State of Georgia,

allocating $6,733,998 million in federal and state Housing Credit authority. This activity will produce 1,354

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rental units.

-0- Section 8 Certificates, Vouchers and Moderate Rehabilitation

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The Section 8 Rental Assistance program enables public housing authorities to offer expanded opportunities for rental assistance to lower-income families by utilizing existing housing units. The program

is tailored to meet the individual needs of families by offering each family the freedom to find a suitable

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unit and a landlord who will agree to accept the Section 8 rent subsidies on behalf of the family and to also maintain their rental properties to the required Housing Quality Standards.

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During SFY2001, DCA operated the Section 8 Rental Assistance program on behalf of the State of Georgia in 149 counties. Across the remainder of the State (Bibb, Chatham, Clayton, Cobb, DeKalb,

Fulton, Glynn, Muscogee, Richmond, and Sumter counties), local public housing authorities administer this

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program.

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SFY2001 Consolidated Plan

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Dunng SFY2001, the State's Section 8 Rental Assistance program provided $61,509,676 in assistance,

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benefiting 17,828 households

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-} HUD Shelter Plus Care Rental Assistance (S+C)

The Shelter Plus Care program is designed to provide housing and supportive services on a long-term basis for homeless persons with disabilities and their families. Persons served by this program primarily have

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disabilities associated with serious mental illness, chronic problems with alcohol and/or drugs, and acquired

immunodeficiency syndrome (AIDS) or related diseases.

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The program allows for a variety of housing choices that must be matched by sub-grantees, called

"sponsors" under the S+C program, with a range of supportive services funded by sources other than the

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federal S+C monies. Program grants are used for the provision of rental assistance payments through four

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components:

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Tenant-based Rental Assistance (TRA)

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Sponsor-based Rental Assistance (SRA)

Project-based Rental Assistance with rehabilitation (pRAW) or Project-based Rental Assistance

without rehabilitation (PRA)

Section 8 Moderate Rehabilitation Program for Single Occupancy Dwellings (SRO).

Since Federal FY1995, DCA has received $12.7 million dollars In S+C commitments to assist 21 sponsors. Beginnmg in FFY1996, approximately $5.7 million was received to assist two sponsors with project-based

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rental assistance on rehabilitated units for a 10-year period and to assist two sponsors with five-year

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commitments for project-based rental assistance without rehabilitation. In FFY1999, DCA received an

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additional $3.7 million dollars to provide sponsor-based rental assistance to an additional rune agencies. In

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FFY2000, DCA received an additional $3.3 million to provide sponsor-based rental assistance to eight additional agencies.

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In all, 426 homeless and disabled individuals are targeted to received shelter and supportive services within

351 housing units over five or ten year periods. An additional 109 family members will also benefit, raising

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the total estimated benefit to 535 persons per year.

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-0- Mortgage Revenue Bond Proceeds

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During SFY2001, the DCA operated the Single Familv Home Buyer program using the proceeds

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generated from GHFA's issuance of mortgage revenue bonds specific to each program. The Single

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Family Home Buyer Program offered below-market interest rate loans to qualified low and moderate

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income home buyers. These fixed-rate mortgage loans were required to be either FHA or conventionally

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insured, or VA or RHS guaranteed if the loan-to-value ratio was greater than 80%. Loans for down

payment and closing costs were available through the State's OwnHOME program. Program assistance

was available on a first come, first served basis through a network of participating mortgage lenders.

During SFY2001, this program provided $81,865,071 in loans to assist 1,121 households achieve

homeownership.

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SFY200 I Consolidated Plan Annual Pcrfonnance Report

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DCA also used a portion of its mortgage revenue bond proceeds to fund its Development-Based OwnHOME Program. This program offered deferred payment second mortgages of up to $7,500 in

selected developments in rural Georgia to cover downpayment, closing costs and prepaid items. The

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balance of funds remaining could be used for principal reduction This program was created to spur the construction of affordable single farmly homes 111 rural Georgia where little development for this market

was occurring. To select these developments, DCA Issued a Request for Proposals that was made

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available to single family developers active in rural Georgia. DCA selected nine subdivisions m which the program would be offered. Dunng SFY2001, this assistance resulted in DCA's closing on four loans that

provided a total of $30,000 to moderate mcome home buyers in these conunumties.

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+ Settlement Funds

In December 1993, the State entered into a settlement agreement With a mortgage lender as a result of a

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State investigauon mto the lendmg practices of that lender. As part cf that settlement, the State received $60 million. Nearly all of these funds were used to provide first mortgage loans, however, a small share of

funds remained at the start of SFY2001. During this program year, DCA used these remaining momes to

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fund the OwnHOME Program for the Disabled that provides loans of up to $15,000 to qualified disabled borrowers to cover downpayment, closmg costs and prepaid Items. Remaming funds may be used

for principal reduction. During SFY2001, DCA purchased four loans totahng $36,947 under this program

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that assisted individuals with disabilities to own their home.

+ State Housing Trust Fund for the Homeless

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In 1989 the Georgia General Assembly established the State Housing Trust Fund for the Homeless (Trust Fund). Admmistered by DCA, the Trust Fund serves as a conduit for federal Homeless McKmney funds

and is responsible for administering grants and loans to local governments and pnvate nonprofit

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organizations to assist low-mcome and homeless persons. During SFY2001, the Trust Fund aided 218 organizations to: 1) prevent new mcidents of homeIessness among vulnerable families, 2) acquire and

rehabilitate homeless facilities, 3) provide a variety of supportive services such as food and counseling, 4)

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operate emergency shelters, transitional and supportive housing facilities, and 5) provide a variety of technical assistance programs designed to enhance the way organizations deliver services to benefit low-

income and homeless persons.

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The two-year Transitional Supportive Housing Demonstration Program provided a combination of

housing and services to homeless individuals who were diagnosed with a persistent and chronic mental

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illness and their families. To deliver this program, the State partnered with nine Community Service Boards to enable the homeless participants to make the transition to independent self-sufficient housing

Approximately $1.3 million dollars were utilized to provide safe, decent and affordable housmg to over 400

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consumers. Two-hundred fifty consumers successfully completed the program and were able to gain a sense of independence. The service providers also expended more than $2,000,000 for appropriate

supportive services.

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The Next Step Program (NSP) is an initiative that combined rental subsidies and intensive case

management services for homeless persons for up to a two-year period. This transitional housing program

assisted families by helping to minimize or completely overcome the barriers that prevent them from

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accessing employment, education, training and housing. Program participants set and meet very high

performance goals in the area of personal and professional development. Additionally, participants

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contnbuted a portion of their income to the already subsidized rent, and made regular deposits to an escrow savings account that can be accessed once they have completed the program.
Another activity, the Homeless Assistance program, promotes the availability of housmg and essential services by contracting with orgaruzations to provide shelter, transitional housing, and essential services
The Housing Trust Fund contracts with several technical assistance providers to Implement Its Nonprofit Technical Assistance programs. Specialized assistance is available to build internal administrative capacity and assessment of organizational needs. Generalized assistance includes workshops and other training opportunities. DCA provides overall administrative oversight of this program.
B. GEOGRAPIDC DISTRIDUTION OF AsSISTANCE AND INVESTMENTS
Because of the "first come, first served" use of OwnHOME funds and the competitive allocation process of the remaining programs, the geographic allocation of funds and assistance cannot be predeterrruned for a program year. However, their actual distnbution can be provided for SFY200 I.
The distribution between urban and rural areas has been determined based on the designation of a county within a metropolitan statistical area (MSA) as determined by the U.S. Bureau of the Census. Any county included within one of the state's eight MSAs IS classified as "urban." These counties include: Barrow, Bartow, Bibb, Bryan, Carroll, Catoosa, Chatham, Chattahoochee, Cherokee, Clarke, Clayton, Cobb, Columbia, Coweta, Dade, DeKalb, Dougherty, Douglas, Effingham, Fayette, Forsyth, Fulton, Gwmnett, Harris, Henry, Houston, Jones, Lee, Madison, McDuffie, Muscogee, Newton, Oconee, Paulding, Peach, Pickens, Richmond, Rockdale, Spalding, Twiggs, Walker, and Walton
In addition, the timing of the assistance is different between the HOME program and the remaimng consolidated funding sources. Information on all of the HOME funded programs is provided for those projects where a Completion Report was provided to HOD during SFY2001. Statistics for the CDBG, ESGP and HOPWA programs are based on project awards made during SFY200 I.
The geographic distribution of assistance (units/grants/loans) by each consolidated formula program dunng SFY2001 IS as follows:

Table 1: Geo ra hlc Distribution of UnltsiGrantslLoans

Uman

Program

Amount

Percentage

HOME-Total

822 units
oloans

58% 0%

OwnHOME

414 units

92%

HOME Rental Housing Loan

242 units

39010

HOME CHDO Loan Permanent Supportive Housing Loan HOME CHDO Predevelopment Loan

165 units
ounits oloans

80% 0% 100%

CHIP

I unit

1%

CDBG

19 grants

12%

FSGP

172 grants

83%

HOPWA

8 rants

73%

Rural

Amount

Percentage

593 units

42%

1 loan

100%

36 umts

8%

375 units

61%

40 units

20%

ounits

0%

I loan

100%

142units

99%

134 grants

88%

35 grants

17%

3 rants

27%

SFY2001 Consolidated Plan Annual Performance Report

Page 10

Georgia Department of Commumty Affairs

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The geographic distribution of investments during SFY2001 by each consolidated program is as follows:

Table 2: Geo ra hie Distribution of Fundin

I

Program IIOME - Total

Urban

Amount

Percentage

$9,858,316

47%

Rural

Amount

Percentage

$10,941,271

53%

Own HOME

$1,196,479

90"10

$196,698

10%

I

HOME Rental Housmg Loan HOME CHDO Loan

$7,119,767

46%

$1,528,580

61%

$8,193,466

54%

$975,992

39%

Permanent Supportive Housing Loan

$0

0%

$0

0%

HOME CHDO Predevelopment Loan

$0

0%

$23,146

100%

I

CHIP CDBG

$13,490 $7,058,833

1% 14%

$1,622,361 $42,449,664

99% 86%

ESGP

s 4,169,955

88%

S 562,754

12%

I

HOPWA

$ 1,366,626

81%

$315,000

19%

I

C. LoCAnON OF INVESTMENTS
Appendix I provides a listing by county of the amount of consohdated formula funds provided to projects

within each county during SFY2001.

I

D. INVESTMENTS BY RACIAlJETHNlCfIY CATEGORY OF HUD FuNDING

The following table highlights beneficiary households by racial and ethnicity status. Information IS provided

I

as available for each HUD funding source that provided affordable housing opporturuties dunng SFY2001.

Data is included for OwnHOME, CHIP, HOME Rental Housing Loan, and HOME CHDO Loan projects

I

in which a completion report was filed during SFY2001. Information for CDBG assistance is included for projects completed by grant recipients during SFY2001. Information regarding ESGP and HOPWA

assistance equals the clients provided housing assistance during SFY2001. Section 8 assistance IS provided

I

for all clients served during the program year.

Table 3: RaciallEthnlcity Characteristics of Housing Beneficiaries ofHUD Funding

I

Program HOME-Total

White Non-Hispanic
513

Black Non-Hispanic
773

Hispanic 14

Asian/Pacific Islander 10

Native American
25

Other* 70

OwnHOME

169

248

2

7

24

0

I

CHIP

55

HOME Rental Housmg

275

85

2

0

259

9

I

I

0

0

63

HOME CHDO Loan

14

181

I

2

0

7

ESGP

I

HOPWA CDBG

14,488 182 36

42,115

1,284

149

700

31

0

92

9

0

176

0

8

0

0

0

**Sectlon 8

3,536

14,228

NA

35

29

0

I

Total % of All Beneficiaries

18,755 23.9%

57,908 73.8%

1,338 1.7%

194 0.2%

238 0.3%

70 0.1%

NOTE Percentages may not total 100% due to rounding

I

Also reflects vacant units. .. Section 8 figures arc an estimated breakout of ethnic groups based on current tenant data.

I

SFY200 I Consolidated Plan

Annual Perfonnancc Report

I

Page II

Georgia Department of Commumty Affairs

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E. LEVERAGING

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The State of Georgia met each program's regulatory leveraging obligations during SFY2001 as follows'

+ HO~iE: The State of Georgia utilizes State appropnanons and the proceeds from the issuance of

n
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mortgage revenue bonds to meet the required 25% matching requirement under the HOME program.

L..I

Other eligible sources for matching HOME funds are also used as available. A complete listing of the

'I

state's match Iiabihty and specific contnbutions are provided in the HOME Annual Performance

!I

I:

Report submitted under separate cover to HUD. A copy may be obtained from the State by

C--.J

contacting the DCA's Housing Programs Coordinator at (404) 679-5293 on or after November 15,

2001.

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+ ESGP: The Housing Trust Fund for the Homeless provides funds to meet the 50% matching

requirement for the use of federal ESGP funds.

: ,,

+ CnnG: For the annual CDBG competition, DCA requires a local cash match for all non-housing
CDBG projects The required cash match is based on the amount ofCDBG funds received as follows:

0% for amounts up to $300,000 in CDBG ftmds, 5% for amounts from $301,000 to $500,000, and 10% of amounts over $500,000

Note that the EIP and Immediate Threat and Danger CDBG set-asides do not require a match

During FFY2000 nearly $800,000 in local CDBG cash match was provided by local units of

;:!

government that received CDBG funds. This is based on 80' annual competition awards with an

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average grant size of nearly $400,000. In addition, all competitive CDBG applications receive up to 30

additional points in the rating system for provision of additional resources. While these are not always

,-.,

I'

cash amounts, usually they are other loans, grants or local government cash and in-kind contributions.

,

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The FFY2000 CDBG competition leveraged over $40 million in additional resources.

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F. PROJECTS FUNDED \\111f PROGRAM INCOME TO TIIE HOME PROGRAM

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The State of Georgia expended $3,097,034 in HOME Program income during SFY2001 on the following

five projects funded through the State's HOME Rental Housing Loan program:

5250 - Glencoe Trace, Griffm

$ 199,500

5541 - Ashton Cove, Kingsland

$

333

5626 - Ventnor Park, Roberta

$ 185,332

7437 - Windcliff, Gainesville

$ 1,547,375

7684 - Woodlawn Senior Village 8342 - Ashton Hills, Macon

$ 632,263 $ 525,231

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8645 - Spnng Haven, Cave Spring

$ 7,000

G. RELATIONSHIP OF INVESTMENTS TO GEORGIA'S AFFORDABLE HOUSING PmoRITIES

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This section outlines the state's progress towards addressing the affordable housing priorities identified in

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the State's Annual Action Plan for FFY2000 Consolidated Funds document. Because of the structure of

i\

the various programs, such as the HOME program that allows for a two-year cycle to commit funds to

U

individual projects, federal funding sources may represent funding years other than FFY2000. Therefore,

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SFY200 I Consolidated Plan

Page 12

Georgia Department of

Annual Performance Report

Community Affairs

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I

the total amount of program funds committed to projects identified in this section does not equal the

I

amount of FFY2000 program funds received from I-IUD.

In addition, the projected and actual household benefit figures associated with each objective only

I

represent the assistance level produced from the State's consolidated formula allocation and other I ruD assistance Actual producuon statistics of other funding sources are provided separately for informational

purposes, as available

I

Data on beneficiaries of consolidated or other HOD funding are based on the following:

I

O\\'l1HOME, CHIP, HOME Rental Housing Loan, and HOME CHDO Loan beneficiary households are included for those projects with a completion report filed during SFY200 I.

Section 8 Rental Assistance beneficiaries include those households receiving housing and/or

I

utihty assistance during SFY2001 ESGP beneficiary data represents a daily average number ofmdividuals who received project

shelter or assistance dunng SFY2001.

I

HOPWA beneficiary data represents those households who received housmg and/or supportive services during SFY2001.

Shelter Plus Care program assistance IS provided for those housing units assisted during

I

SFY2001.

CDBG beneficiaries are Included for all hOUSIng activity undertaken by grant recipients during

I

SFY2001. Extremely low-income households Include those households with a total income ().30% of the

median farmly income for their county.

I

Low income households include those households with a total income 31-50% of the median family income for their county.

Moderate income households include those households wrth a total income 51-80% of the

I

median family income for their county.

Information on investments by either HUD or Other Source funding are based on the following:

I

All information associated with investments of Home Buyer program funds are based on loans

closed during SFY2001.

I

All information associated with the CHIP, HOME Rental Housing Loan, or HOME CHDO Loan programs is included for those projects with a completion report filed during SFY2001.

All information associated with Low Income Housing Tax Credit, HOPWA, ESGP or any

I

other State Housing Trust Fund program are based on awards made during SFY2001. All information associated with the Section 8 Rental Assistance program is based on assistance

provided during SFY2001.

I

The following pages of this section identify the number of units created towards meeting each of the

State's pnorities in comparison with production projections stated in the Annual Action Plan for FFY2000

I

Consolidated Funds.

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SFY200 I Consolidated Plan

Annual Performance Report

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Page 13

Georgia Department of Commumty Affairs

---- - - - - - - -- ---- - - - - - - -
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Priority: To increase the number of Georgia's low and moderate income households who

have obtained affordable, rental housing which is free of overcrowded and

structurally substandard conditions.

[,,,

' :,'

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Objective #1: Rehabilitate or construct affordable, rental housing units for 172

......,

extremely low, 352 low and 179 moderate income households.

II

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Total SFY2001 Household Benefit of HUD Funded Programs:

Extremely Low Income

153

Low Income

409

Moderate Income

180

:-1

SFY2001 Investment & Assistance by HUD Funded Programs:

LI J'

Program

Investment

Assistance

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HOl\tlE - Rental Housing Loan HOME - CHDO Loan

$15,313,233 $2,527,718

617 units 205 units

SFY2001 Investment and Assistance by Other Programs:

r:

I'

Program

Investment

Assistance

Low Income Housing Tax Credit

$6,733,998

1,354 units

(State and Federal)

I.---::

Objective #2: Provide 5.010 extremely low and 2.780 low-income households and

IL J'

570 moderate income households with rental assistance.

n

Estimated Total SFY2001 Household Benefit of HUD Funded Programs:

Extremely Low Income

13,049

Low Income

3,903

Moderate Income

846

,.......,

SFY2001 Investment and Assistance by HUD Funded Program:

:I
,I

'---..J

Program

Investment

Assistance

,.......,

Section 8 Rental Assistance

$61,509,678

17,828 households

,

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,

SFY2001 Investment and Assistance by Other Programs:

1

Program

Investment

Assistance

L.J

No Investment Occurred through Other Programs dunng SFY2001

SFY2001 Consolidated Plan Annual Performance Report

Page 14

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Georgia Department of

Community Affairs

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Priority: To increase the number of Georgia's low and moderate income households who

I

have achieved and are maintaining homeownership in housing free of overcrowded and structurally substandard conditions.

I

Objective #3:

Assist 70 extreme I)' low, 450 low and 570 moderate income households to achieve or maintain homeownership in housing free of

overcrowded and structurally substandard conditions.

I

Total SFY2001 Household Benefit of HUn Funded Programs:

I

Extremely Low Income

61

Low Income

148

Moderate Income

521

I

SFY2001 Investment and Assistance by HUn Funded Program:

Program

Investment

Assistance

I

OwnHOME CHIP

$1,322,785 $1,635,851

450 households 143 households

CDBG Rehabrhtation/Reconstructron

$2,248,958

137 households

I

SFY2001 Investment and Assistance by Other Programs:

I

Program
Home Buyer Development-Based OwnHOME

Investment
$81,865,071 $30,000

Assistancc
1,121 households 4 households

OwnHOME Program for the DIsabled

$36,947

4 households

I

"Note: OwnHOME borrowers may have also received assistance through DCA's Home Buyer

program

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SFY2001 Consolidated Plan

Annual Performance Report

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Page 15

Georgia Department of Community Affairs

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Priority: To increase the access of Georgia's homeless to a continuum of housing i!nd supportive services which address their housing, economic, health and social needs.

Objective #4:

Provide housing and supportive services necessaq for Georgia's homeless to break the cycle of homeless ness to a daily average of 9,600 individuals.

Total SFY2001 Benefit of HUD Funded Programs:

Funding Awards

238

Housing for Average Dally Households

4,020

SFY2001 Investment and Assistance by HUD Funded Program:

Program

Investment

Assistance

EmergencyShelter Grant / Transitional Shelter Program

S 4,732,709

218 awards *
3,815 dally housed ...

- ;,

7,025 dally services *

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HOPWA Shelter Plus Care

$ 1,500,835

12 awards

567 individuals housed

;,

354 people In 192 farmhes housed

S3,360,96O

114 Units assisted

8 new awards made during

FFY2000

* ESGP figures include both state and federal funds allocated to the Program.

I
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SFY2001 Investment and Assistance by Other Programs:

Program

Investment

Assistance

n

Demonstrative Transitional

$ I 3 rrulhon

Over 400 consumers

lj

Housing Program

(over two year

period)

SFY200 I Consolidated Plan Annual Performance Report

Page 16

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Priority: To increase the access of Georgia's Special Needs populations to a continuum of

I

housing and supportive services which address their housing, economic, health, and social needs.

I

Objcctivc #5:

Makc funding awards to organizations or households that assist 370 Special Nccd houscholds with thc housing and supportivc scrvices

necessary to achieve decent, safe and sanitary living conditions.

I

Total SFY2001 Organizational Benefit of HUD Funded Programs:

Special Need Households Assisted

2,138

I

Special Need Indivrduals Assisted

3,896

SFY2001 Investment and Assistance by HUD Funded Programs:

I

Program HOME Rental Housing

Investment
s 6,924,50 I (est)

Assistance 279 elderly households

HOME CHDO Loan

$ 123,300 (est)

10 elderly households

I

CHIP ESGP

$637,609 Not Available

47 elderly households 1,327 elderly households

HOPWA

$1,500,835

290 families"

I

CDBG Rehabrlitanon/Rcconstruction

$ 1,072,243

3,896 mdrviduals" 71 elderly households

,I

Shelter Plus Care

$3,360,960

114 units assisted targeted for disabled
households

'" - The number of'famihes In the HOPWAfigures reflect those who received housing or supportive

I

servtces. The number offamilies receIving supportive services only IS estimated based on housing recipientfamily size

I

SFY2001 Investment and Assistance by Other Programs:

Program

Investment

Assistancc

OwnHOME Program for the

$36,947

4 households

I

Disabled Home Buyer

$ 210,747

4 elderly households

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SFY2001 Consolidated Plan

Annual Performance Report

I

Page 17

Georgia Department of Community Affairs

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H. HOUSEHOLDS AND PERSONS AsSISTED THROUGH THE 8TATE'S HOPWA PROGR<\I\1

,,

Amount and Type ofASSistance Provided

~

The I-IOPWA program provided the following assistance levels dunng SFY200 I

II

HOUSing ASSistance to Individuals

~-'

Number of persons (adults and children) with HIV I AIDS who received housmg assistance

567

1""""\

Number of other persons In family Units who recei ved housing assistance

354

II
,I

,I

Total number of persons who received hOUSIng assistance

921

L..I

HOUSing Assistance to Families
Number of families assisted

,--..
I !
192

Persons Assisted with Supportive Services Only

,I
,I

Number of persons (adults and children) with HIV/AIDS who received supportive services only

840

Number of other persons In family Units who received supportive services only Total number of persons who received supportive services only

640

~

1,480

I I,

--.oJ

Persons Receiving HOUSing Infonnation Services
Estimated number of persons who received hOUSIng mforrnation services

r,

2,489

,

~

I. TOTAL HOUSEHOLDS AND PERSONS AsSISTED

As shown it HUD Exhibit C on page 16, the HOME, CDBG, ESG and HOPWA program funds administered by the State assisted 60,675 low and moderate income households across Georgia during SFY2001.

Assistance by Income Level:
Approximately 14% of the non-elderly renter aid owner households assisted were extremely low income (0 - 30% MFI), 36% were low income (31% - 50% MFI), and 45% were moderate income (51 - 80% MFI). The remaining 5% of the units were vacant at the time the household mfonnation was provided to the State.
I
'--'
Assistance by Racial/Ethnicity Category:
.--,
Approximately 75% of all households assisted under the HOME, CDBG, ESG and HOPWA programs, or 45,456 households, were of a minority racial or ethnic group. Non-Hispanic black households comprised over 96% of all minority households assisted.
Slightly more than 25% of all households assisted were non-Hispanic white households.

., --,

SFY200 I Consolidated Plan Annual Performance Report

Page 18

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Georgia Department of

Community Affairs

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HUD Exhibit C Summary ofHousing Accomplishments

I

Name of Grantee: State of Georgia

State: Georgia Program Year: SFY2001 (FFY2000)

I

Priority Need Catezorv

I

Renters (HOME Rental, CHOO)

Actual Units

0-30% MFI

153

31- 50% MFI

409

I

51-80% MFI Vacant

180 70

Total

812

I

Owners (HOM[ O\\nHOME, CHIP, COBG)

0-30% MFI

61

31- 50% MFI

148

I

51-80% MFI Total

521 730

Homeless (ESGP) *

I

Individuals Individuals In Famihes

36,647 21,565

Total

.58,212

I

Non-Homeless Special Needs
(1l0PWA)

Individuals

I

Individuals in Families Total

Total Housing

567 354 921
60,268

I

Non-Homeless Special Needs **
(Elderly HOME, COB G)

407

... Homeless Families and Individuals assisted With shelter or transitional housing

I

...... Elderly households are also counted in the above categories and are therefore separated here.

I

TOTAL HOUSING

60,675

Hispanic

1,338

I

Non-Hispanic White

58,899 15,219

Black

43,680

I

Native American

209

Asian/Pacific Islander

159

Other ~

70

I

~ - Includes vacanctes

Note: Information is included for ESGP, HOME, CDBG, and HOPWA funded projects only.

I

SFY200 I Consolidated Plan

Annual Performance Report

I

Page 19

Georgia Department of Community Affairs

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SFY2001 Consohdated Plan Annual Perfonnancc Report

Page 20

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Georgia Department of

Corrunumty Affairs

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J. THE RELAnONSHlP OF COMMUNITY DEVELOPMENT BLOCK GRANT INVESTMENTS TO

I

GEORGIA'S COMMUNITY DEVELOPMENT PRIORITIES

As anticipated 111 the Consolidated Plan for SFY200 I, the State received a FFY2000 CDBG allocation of

I

$43,583,000 The Consolidated Plan proposed the following allocation of these funds

Table 4: FFY2000 - ANTICIPATED FUNDING and ALLOCATION OF CDnG FUNDS

I

Award From HUD. Less Set-Aside For:

State Administration

Immediate Threat and Danger Program

$43,583,000 $771,660 $500,000

I

Set-Aside for Severe Weather Recovery Employment Incentive Program

$1,000,000 $5,000,000

Set-aside for Techrucal Assistance

$150,000

I

Redevelopment Fund

500,000

Remainder"

Amount Available for Regular Competitron

$35,661,340

I

Source: Consolidated Plan: FY 2000-2001

During this Program Year, the State awarded $49,508,497 111 CDBG funds This amount includes monies

from the SFY2001 allocation as well as funds available from past allocauons or funds deobligated from

I

previous grantees. A total of 153 CDBG awards were made in SFY2001. The distribution of these funds by type of project is displayed in the following table,

I

Table 5: CDnG FUNDS AWARDED DURING PROGRAM YEAR 2001 (7/1100- 6/30/01)

Type of Grant

Number of Grants

Amount Awarded

Multi-Activity (Includes Housmg)

I

Housing Improvements Job Creation, Retention or Trauung

1

$322,237,

2

$ 878,445

31

$ 9,910,995

Immediate Threat and Danger

41

$ 2,857,286

I

Public Factlities TOTAL

78

$ 35,539,534

153

$49,508,497

I

The Action Plan also set-aside CDBG funds for the delivery of technical assistance, and state level admmistration of the CDBG Program. The expenditure of these funds also overlaps the Program Year.

I

The technical assistance funds are used for activities related to the delivery of technical assistance to CDBG recipients or applicants. These activities included a senes of economic development training

classes carried out under contract with the National Development Council, as well as state administration

I

costs associated with actual technical assistance activities, such as helping grantees understand federal regulatory requirements aid training on the new HUD lead-based paint hazard reduction regulations.

Much of this type of technical assistance is delivered on-site with grantees.

I

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SFY2001 Consohdated Plan

Annual Performance Report

I

Page 21

Georgia Department of Commumty Affairs

Relationship to Consolidated Plan Priorities and Objectives

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The pnmary long term objective of the State of Georgia's CDBG Program IS to develop viable

communities by providing decent housing and a suitable living environment and expanding

I ',

economic opportunities, principallyfor [0)11 income and moderate income persons.

Table 6, "SFY20011FFY2000 CDBG Proposed Accomplishments," summarizes the FFY2000 CDBG

I " l,

awards made as of June 30, 2001. The table breaks out the types of activrties funded and the expected

!~ L

number of persons to be assisted. Since the average duration of each project from grant award to project

closeout is nearly two years, the measurement of actual accomplishments will be reported over several

,~

report periods. Available data indicates that nearly 90% of all persons to benefit will be low and moderate-

!I
II

income persons.

r-'.

TABLE 6: SFY2001 (FFY 2000 Funds) CDBG Proposed Accomplishments

II

~J

Activity Description

Number of Projects Persons to Benefit

(Estimated)
L...

Head Start / Day Care Facilities

1

75

fJ

Youth Centers

!\

3

650

!I

----'

Adult Education Center

2

125

Health Facilities (Physical, Mental and/or MR.)

5

8~

,, "':

Multi-Purpose Centers

3

3,900

Family Vi<?lence Shelters Workforce Development Centers

2

490

o

0

Adult Leaming Centers

2

375

Senior Citizen Centers

6

850

Housing Rehabilitation / Reconstruction

2 awards

135

Water Improvements

17

6,500

Street and Drainage Improvements

14

750

Water and Sewer Improvements

3

550

,I

Sewer Improvements

12

990

Multi-Purpose Infrastructure

11

850

~
:, i,

Economic Development-Jobs

16 Businesses

455

~

~

Based on the information reported above on the use of State CDBG funds, there is a very strong

i,

relationship between the use of CDBG funds to the identified CDBG Program Objective. Funds have been

l --'

provided to local units of govemment to develop viable communities by providing decent housing and a

suitable living environment and expanding economic opportunities. The prionty of principally benefiting low

:I

income and moderate income persons will be met because over 90% of the program beneficianes will be

LJ

documented to be from low and moderate income families. Because of the success of the CDBG

Program in meeting its objective, presently the State does not plan or anticipate any major changes in the program objective or basic program design.

,,

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SFY200 I Consolidated Plan Annual Performance Report

Page 22

Georgia Department of Comrnumty Affairs

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I
II. SUMMARY OF OTHER ACTIONS UNDERTAKEN
I A. AFFlAAV\TIVELY FuRTHERING FAIR HOUSING

I

The Georgia Cornnussion on Equal Opportunity administers and Implements the Georgia Fair HOUSIng Law, as amended HUD formally notified the State In January 1996 that the State's fair housing law

and policies to administer the law are substantially equivalent to those created under the federal Fair

I

Housing Act. Based on this determination, HOO now refers all complaints alleging a discnrnmatory housing practice within the jurisdiction of the State to the Georgia Commission on Equal Opportunity.

HUD will review the performance of the State every five years to determine continued qualification

I

for this certification.

During SFY2001, the State of Georgia continued to fund operation of a Tenant /Landlord Hot line

I

through a contract with Georgia Legal Services Program, Inc. (GLSP). Additionally, a brochure on commonly asked questions is available through GLSP and is also accessible through the DCA

webpage.

I

The State completed the Analysis of Impediments to Fair Housing Choice in Georgia (AI) This study was undertaken in compliance With requirements of the Housing and Community Development Act, as

amended, and with the Consolidated Plan implemcntmg regulations The final version of this document

I

was submitted to HUD on August 31,1998 and ",'as subsequently approved by HUD

In the AI, DCA identified the following problems that constitute Impediments to fair housing choice in

I

Georgia: lack of knowledge about fair housmg laws/resources, lack of understanding of and appreciation for diverse populations, and barners to affordable housing that impact protected classes.

The State's assessment, in conjunction with research and surveys, has demonstrated that many

I

Georgians are not familiar with the issues and their rights as they relate to furthering fair housmg in an affirmative manner.

I

Georgia's population growth, other prionties, and lack of emphasis by housing advocates/agencies are cited as reasons for the deficiency in knowledge. While affordable housing exists, many Georgians

experience housing problems, such as cost burden, overcrowding, and poor structural quality. DCA

I

developed an Action Plan and Recommendations in order to address the identified impediments to fair housing. A listing of a few of the proposed actions is included below.

I

Provide fair housing information to potential homebuyers through Consumer Education Semmars and one-on-one Pre-Purchase Housing Counseling sessions. Also, the development

of a workbook that details and reviews this process in Spanish

.

I

Increase cooperation between DCA and fair housmg advocates. Implement Georgia's OwnHOME Program for the Disabled that provides deferred payment

loans of up to $15,000 to qualified borrowers. Qualified activities of this program include down

I

payment assistance, closing and other pre-paid costs, as well as pnncipal reduction. Distribute sample ordinances, sample manufactured housing regulations, and sample group

home regulations to local governments upon request.

I

Increase coordmated efforts between the Georgia Commission on Equal Opportunity, DCA,

and HUD to gather and share information related to fair housing issues.

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SFY2001 Consolidated Plan

Annual Performance Report

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Georgia Department of Community Affairs

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Finally, DCA also continued to emphasize and inform local governments about the requirement to promote fair housing choice in their community by providing guidance and technical assistance.

B. ASSESSMENT OF THE STATE'S AFFlRJ'UllVEMARKETINGACTIONSAND OUTREACIITO
MIl"ORIn' ANDWmlEN-OWNED BUSINESSES

,, ''

Assessment of Affirmative Marketing Efforts

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Affirmative Marketing Efforts

,--.

Concerted efforts continue to be made to inform local governments, nonprofits, for-profit developers,

,I, \,,

public housing authorities and others about the affirmative marketing requirements of the HOME

-.....J

program

The CHIP program requires each State Recipient and each owner of five or more rental or

homeowner housing umts to develop aid implement an Affirmative Fair Housing Marketing Plan

(AFHMP) and a Minority Business EnterprisefWomen Business Enterpnse Outreach Plan

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(MBElWBE). DCA reviews and approves all AFHMP and MBElWBE plans before any written

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agreements are signed or funds are disbursed. The AFHMP requires the State Recipient and any

owner of five or more rental or homeowner housing units to adopt the plan outlining marketing

procedures and requirements which both provide CHIP program information and attract eligible

persons (low income homeowners, buyers or tenants) in the housing market area to the CHIP

program. This marketing must be done without regard to race, color, national on gin, sex, region, familial status or disability. DCA also requires that State Recipients and developers provide an annual

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assessment of the AFHMP.

The CHIP program requires that the State Recipients adopt a MBEfWBE Outreach Plan setting forth procedures to ensure the inclusion, to the maximum extent possible, of rmnonties and women, and entities owned by minorities and women, in CHIP funded projects. DCA also requires that the State Recipient provide an annual assessment of the MBElWBE Outreach Plan.

The Office of Affordable Housing makes a special effort to inform minority groups of HOME

,.....,

program opportunities by requiring that each recipient of HOME funds develop and implement an

,I I'

Affirmative Fair Housing Marketing Plan. This plan outlines actions the developer will take to attract

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to the project eligible persons from all racial, ethnic and gender groups, especially those households

least likely to apply for the housing without special outreach.

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The affirmative marketing plan must meet each of the following criteria:

,I

specify a method by which the owner will inform potential tenants about fair housing laws;

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require the use of the Equal Housing OPPOrtunity (EHO) logo or slogan m any press releases or written materials distributed by or on behalf of the owner;

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require the owner to maintain records of efforts under the affirmative marketing plan and

the results of said efforts; and,

require the owner to assess annually their affirmative marketIng efforts and describe the method of self-assessment used.

SFY2001 Consolidated Plan Annual Performance Report

Page 24

Georgia Department of

Community Affairs

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The State will not release funds for projects unless this plan has been reviewed and approved by the Office of Affordable Housing.

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The State momtors nnplementation of Affirmative Marketing Plans developed by I-IOtvrE recipients to ensure full compliance with the State's affirmauve marketing goals The Compliance section of

DCA's Office of Affordable Housing conducts routine site visits to funded projects An integral part

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of the VISIt is the on-site review of documentation of the project's participation in the Affirmative Marketing Plan Documentation of phone calls, form letters, and questionnaires ensure that the

required marketing efforts are taking place.

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Each General Partner of a HOME funded development must Sign an Annual Owner Certification that

attests that the property IS adhering to HOME program requirements. The recipient must attach a

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copy of their current Affirmative Marketing Plan with the required documentation The certification is another mechanism for DCA to utilize in monitoring the Affirmative Marketing efforts of grantees.

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Minority Participation During SFY2001, the State's HOME-funded programs significantly benefited mmonty Georgians. As

shown in Table 7, the percentage of minonty households benefiting from Georgia's HOME-fundcd

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programs is higher than both the percentages of rrnnonty households in the state's population and the percentage of minority low and moderate-income households.

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Ta ble 7: l\'rmorIty Concentratlon 0 fSeIecte dHouse h0 IdT.ypes

Population Group

Percentage of Population Group who

are Minority Households

Comparison Groups:

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All Georgia Households Low and Moderate Income Households

29"10
38%

Program Beneficiaries:

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O"mHOME Recipients CHIP Recipients HOME CHDO Loan Recipients

62% 62% 93%

HOME Rental Housing Loan Recipients

49"/0

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NOTE' Information on OwnHOME, CHIP, HOME Rental Housing Loan, and HOME CHDO Loan programs includes only those projects where a completion report was filed to HUD dunng

SFY2001

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Thus, Georgia's use of HOME funds is addressing the needs of minority households in the state.

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Assessment of Outreach to Minority and Women-Owned Businesses During SFY2001, DCA reported to HUD the total investment of $55,898,214 million in contracts to

projects funded through the CIDP, HOME Rental Housing Loan, and HOME CHDO Loan programs.

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This investment accounted for 309 contracts entered into for associated projects. Twenty-eight (28) projects (13%) were completed by minority and women-owned businesses. DCA's M/WBE Outreach

Plan ensures the inclusion, to the maximum extent possible, of entities owned by women/minorities.

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The maintenance of records on the actual involvement includes real estate firms, construction companies, appraisal/management firms, financial institutions, underwriters, and providers of legal

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SFY200 I Consolidated Plan

Annual Performance Report

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Georgia Department of Community Affairs

- - - - - - - - - - - - - - - - - - - - - - - - - - ----- - - - - --- -

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services. Further information during SFY2001 has been Included In DCA's HOME Annual Performance Report.
,, ---I,

In SFY2001, the State followed formalized procedures to encourage great-er implernentatron of the State's outreach activities. The participatron of Section 3 businesses In projects recervmg funding

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through any of the State's consolidated programs IS strongly encouraged by DCA.

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C. ACTIONS TAKEN TO ADDRESS THE NEEDS OF HOMELESS PERSONS AND THE SPECIAL NEEDS

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OF PERSONS WHO ARE NOT HOMELESS

Assisting the Homeless

The State develops an annual Continuum of Care Plan for the 'Balance of State'. This document

serves as the state's bluepnnt for providing a series of comprehensive and progressive care to

homeless individuals and farruhes such that they become self-sufficient and permanently housed. The

plan outlines specific projects and acnvines that the Trust Fund WIll undertake In the coming year In

addition to being used as a planning tool, the continuum of care document is also a means rural

,I

communities can use for accessing federal SuperNOFA funding from the US Department of Housing

and Urban Development Each year since 1998, the Trust Fund and its many community partners

have developed a plan that has generated seventeen million dollars for emergency shelters, transitional housing, mental health programs, day facilities, child-care and a host of other programs. The State

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adrmmstered several programs during SFY2001 to benefit the homeless, including the Emergency

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Shelter Grant (ESGP), the Next Step and the Transitional Supportive Housmg, the Nonprofit Technical

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Assistance, the Housing OpportunitIes for Persons with AIDS (HOPWA), and the Shelter Plus Care

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(S+C) Programs. Once ESGP funds are awarded to each nonprofit agency, the State provides

'--'

administrative workshops and training as well as monitoring of each program.

Emergency Shelters

During SFY2001, the Emergency Shelter Grant program provided financial assistance to shelters

and homeless service providers to meet the emergency needs of homeless individuals and famtlies.

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Applicants were eligible to use the ESGP funds for operational expenses, the jrovision of essential

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services, or the acquisition, rehabilitation, or construction of associated facilities. The State Housing

Trust Fund for the Homeless provided the 50% nonfederal funding match required by the federal

, ,

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ESGP program regulations.

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The first line of defense against homelessness is the Homeless Prevention Program. The State

awarded some three hundred thousand dollars to 30 organizations around the state to help them

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stabilize families that experience a temporary economic setback. Prevention funds are used to pay

security deposits, mortgage payments, utility bills and emergency home repairs.

......

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Emergency shelters are the point of entry for thousands of persons that have become homeless.

Families living in emergency facilities receive food, shelter and essential services designed to stabilize

~

them for a period of thirty to sixty days. Emergency shelter staff guide clients through the maze of social services available to them, including social security, Temporary Aid to Needy Families (TANF),

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employment training and other resources designed to return them to permanent housing. The next

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phase along the continuum of care is Transitional Housing. Familtes in transitional housing typically

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have private to semi-private living quarters. The daily regimen in these facilities is more relaxed than in

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shelters, but greater responsibilities are placed on the families to adhere to a plan far self-sufficiency.

SFY2001 Consolidated Plan Annual Pcrfonnance Report

Page 26

Georgia Department of

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Commurury Affairs

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Families typically stay In transitional housing for up to twenty-four months. In FFY2000, the Trust

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Fund assisted its grantees in providing 3,703 bed spaces in emergency shelter and transitional housing

facihties. Two special transitional housing programs operated through the Trust Fund are the Next

Step Program and the Transruonal Supportive Housing Program

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Supportive Services

In addition to housmg, the State awarded money to organizauons that provide services designed to

I

address issues that may have contributed to the family's homelessness. The range of services include things such as housing counselmg, childcare, education, employment training, financial counseling, legal

aid, childcare, mental health counseling, primary health care, and substance abuse therapy.

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In SFY2001, DCA made 218 ESGP funding awards to organizations that provide housing and other

supportive services necessary to break the cycle ofhomelcssness A daily average of 4,020 individuals

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were provided housing and a dally average of 6, 161 persons received only supportive services.

The State continued the implementation of the final year of its demonstrative Next Step and

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Transitional Supportive Housing Programs that assist persons who are homeless to make the transition to pennanent housing. The Next Step Program was developed in collaboration with

representatives of housing and homeless orgaruzations in Georgia and the Transitional Supportive

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Housing Program was developed in collaboration with the Department of Human Resources MHIMRISA unit. Both programs were funded through the State Housing Trust Fund for the

Homeless to provide rental assistance and supportive services to homeless individuals and familIes

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Private nonprofit organizations and units of local government were eligible to apply for fundmg. Selected grant recipients are responsible for providmg rental assistance directly to landlords on behalf

of homeless tenants and to provide a variety of supportive services designed to help the tenants

ultimately live independent of public or private forms of assistance. Both of these programs provided

I

over $3 million in housing assistance over the last three years and over $3 million was spent on supportive services by service providers.

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Training Providers of homeless assistance require ongoing training to stay abreast of innovative social work

strategies as well as resources for funding, staff and volunteers -- that's why the Trust Fund invested

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some $300,000 for a broad range of trainmg opportunities in FFY2000. More than thirty organizations in Georgia participate in the Best Practices Technical Assistance Program as trainers. This

innovative project is devised to have local organizations with expertise in one or more areas of

I

homeless facilities and services to provide peer training to other homeless service providers. The objective of this program is to ensure that homeless service providers have access to tools and

resources that will enable them to provide a high quality of services to persons in need of assistance.

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Training under this program occurs year round in all regions of the state. The Regional Homeless Resource Fairs are designed to facilitate communication between providers and effectively

coordinate services offered to homeless families. These fairs are held annually in each of twelve

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regions in the state. Homeless Services providers and others interested in homeless issues attend these events to exchange ideas, discuss new projects and propose new ways of serving homeless

people. The fairs also feature national and local speakers as well as trainers from the Best Practices

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Technical Assistance Program. Fair participants have opportunities to attend workshops on a variety of topics such as tips for start-up organizations, standards of care and policies and procedures for

operating homeless housing. The Trust Fund staff also provides ongoing training to grantees and

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SFY2001 Consolidated Plan

Annual Performance Report

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Page 27

Georgia Department of Community Affairs

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persons that are interested in starting new homeless projects Each week, one or more members of the staff visit several facilities around the state and dunng those visits, a range of one-on-one technical assistance support is offered

Acquisition & Rehabilitation

Each year, the State helps local govemments and nonprofit orgamzanons acquire land and buildings, or

make substantial repairs to facilities used to house or provide service to homeless persons. As there is

~

a growing need for emergency shelter space, the State Housing Trust Fund makes the largest sum of its development budget available to organizations seeking to develop additional space for shelter beds.

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The Trust Fund awarded over $900,000 for 19 acquisition and rehabilitation projects in SFY2001.

Special Needs Recognizing that some homeless individuals may never become completely mdependent of charitable assistance from the pubhc and private sector because of the complex nature of their homelessness the Trust Fund has provided funds to aid people that require long-term social and psychological support. These mdividuals suffer from a range of medical issues to include physical disabilities, mental illnesses, and/or chemical addictions. To keep such persons housed and treated, a comprehensive support mechanism is needed The Trust Fund operated two such programs in SSF2001, Housmg Opportunities for Persons with AIDS, and the Shelter Plus Care program.

Housing Opportunities for Persons With AIDS (HOPWA)

The HOPWA program serves individuals and families affected by HlY/AIDS. Because this disease

often leaves individuals and families financially devastated due to accumulating medical bills and lost

r, -,,

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wages due to Sickness, the State's HOPWA Project Sponsors make rental assistance and supportive

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services available to eligible persons. For persons impacted by illY/AIDS, this is a very important

phase on the continuum of care. In FFY2000, the State administered $1,500,835 in HOPWA funds to

~

assist ten organizations in non-metropolitan areas of Georgia to serve persons affected by HIY/AIDS.

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Of the HOPWA funds awarded, $935,631 provided 401 units of housing to 567 persons With

HIV/AIDS along with 354 additional family members and $549,384 provided supportive services only

to 840 persons with HIY/AIDS, and 2489 persons with HIV/AIDS received housing information. In

addition to housing, some of the services provided through the HOPWA Program were case

management, health/medical services, alcohol and drug abuse services, employment assistance,

permanent housing placement, life management skills, legal services, mental health services, child care, and transportation.

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To the extent that persons with HIV/AIDS are classified as "homeless" by HUD's defmition, housing

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and services are also available-to persons with HIV/AIDS under the ESG Program. According to the

State's ESGP grantees, a total of 2,472 persons receiving emergency or transitional housing through

the ESG Program reported to have HIV/AIDS. During FFY2000, the State administered HOPWA

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funds to two new nonprofit agencies, and these agencies covered five additional counties. This past

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operating year, the State also continued to encourage agencies that provide supportive services under

the HOPWA Program to offer a housing element to persons with HIY/AIDS as well. The State

continually strives to fmd agencies to initiate programs for persons with HIV/AIDS in rural areas

,I ...... )

where the need is unmet, and the State also conducts a statewide annual HOPWA meeting. During

this meeting organizations with HOPWA programs assess their programs, consider new information

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about illY/AIDS, and develop annual HOPWA goals. Once HOPWA funds have been awarded to a

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Project Sponsor, the State provides grant management oversight, which includes technical assistance and training as well as monitoring of each HOPWA funded agency This past year the State also

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SFY2001 Consolidated Plan

Page 28

U Georgia Department of

Annual Performance Report

Community Affairs

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helped to coordinate a special trauung session offered to Project Sponsors on "Funding, Developing

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and Operating Scatter Site Housing" offered through HUD.

Shelter Plus Care (S+C)

I

Smce 1998, the State has been the primary applicant to HUD for Shelter Plus Care Housing. This program provides permanent housing and on-gomg treatment for homeless persons WIth drsabrhtics and

their familres. Persons served by this program pnmanly have disabihties associated WIth senous mental

I

Illness, chronic problems WIth alcohol and/or drugs, and acquired immunodeficiency syndrome (AIDS) or related diseases. EIght Conununity Service Boards that fall under the purview of the Georgia

Department of Human Resources deliver services under the S+C program. Their tramed staff

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identifies appropriate housing and provides on-going treatment Program grants are used to provide rental assistance payments through four components:

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Tenant-based Rental ASSistance (TRA) Sponsor-based Rental ASSIstance (SRA)

Project-based Rental ASSIstance WIth rehabrhtanon (PRAW) or Project-based Rental

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Assistance Without rehabilitation (PRA) Section 8 Moderate Rehabilitation Program for Single Occupancy Dwellmgs (SRO).

Duong SFY200 I, DCA provided assistance through eight sponsors for 114 housing units using

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$3,360,960 111 program funds.

Permanent Affordable Housing

I

The final housing solution for most homeless families is permanent affordable housing By leveragmg funds with the Georgia Department of Community Affairs and the U.S. Department of Housing and

Urban Development, the Trust Fund has helped dozens of organizations to acquire land, renovate and

I

build multi-family and single-family units for persons that are low-income. To support the development of affordable housmg projects, the Trust Fund made a $1 2 million construcuon loan to develop a

special needs residential community in Atlanta called Rosalynn Apartments

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Assisting Other Special Need Households

The State administered several programs during SFY2001 to benefit other special need households, in

I

addition to DCA's HOPWA program. While not solely dedicated to assisting special need households, DCA's Section 8, OwnHOME, CHIP, HOME Rental Housing Loan, and HOME CHDO Loan

programs provided assistance to both disabled and elderly households in Georgia. Full descriptions of

I

these programs and their level of assistance to these special need groups can be found in Section 1 of this document

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During SFY2001, DCA continued the development of loan products for disabled homebuyers and for families with disabled family members through the partnership with Georgia's Home of Your Own

Alliance. Using funds from the state's settlement with a mortgage lender, the OwnHOME for

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Disabled Borrowers provided up to $15,000 to eligible borrowers for use as principal reduction, closing costs, and accessibility modifications. During SFY2001, four loans were approved and purchased using

$36,947 in funds.

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The increased loan amount available through DCA's OwnHOME program as a result of our

partnership with the Georgia office of USDA - Rural Development also has resulted in greater

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SFY2001 Consohdated Plan

Annual Performance Report

Page 29

Georgia Department of Comrnumty Affairs

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assistance to borrowers in rural Georgia. DCA entered into an agreement with USDA-RD dunng

,...,

SFY1997 to provide up to $10,000 as a subordinate mortgage loan to USDA-RD's DIrect 502 loan.

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The OwnHOME loan may be used by the borrower to cover a portion of the borrower-paid closing
costs and prepaid expenses and/or to reduce the principal amount of the first mortgage The State

.,

funded 38 loans through tlus program during SFY200 I, providmg $231,451 111 assistance.

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SFY2001 Consolidated Plan Annual Performance Report

Page 30

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Georgia Department of Community Affairs

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D. ADDRESSING OBSTACLES TO MEETING THE NEEDS OF THE UNDERSERVED

Addressing the Obstacles

I

The State has recognized in its Consolidated Plan that many obstacles connected to affordable housing Issues relate to public perceptions and market factors However, the State can take actions to address

issues pertinent to its regulatory control. Actions taken by DCA dunng SFY200 I included:

I

Implementmg federal fair housing requirements in association with all HUD-funded housing

actIvities;

I

Providing housing information to first-time homebuyers, including Consumer Education Seminars that promote a basic awareness of the advantages and responsibilities of

homeownership;

I

Developing and helping to facilitate a trairung course "Best Housing We Can Have", in joint partnership with the Georgia Municipal Association through a contractual agreement WIth

Common Focus.

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Pursuing federal regulatory changes that will enable the State to more efficiently provide assistance to underserved households.

Exarmning other State measures that may remove obstacles to the provision of affordable

I

housing opportunities for low and moderate Income Georgians. Continuing to require and to morutor the performance of local governments funded through the

State's CDBG program to promote fair housing.

I

Using mortgage revenue bonds and the Low Income Housing Tax Credit to foster and maintam affordable housing opportunities In Georgia

Supporting the efforts of service providers through the Housing Trust Fund to assist the

homeless.

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Implementing the Continuum of Care plan to meet the housing needs of farnihes that are

homeless or at risk of being homeless in rural areas of Georgia.

Continuing to encourage all service providers WIth HOPWA funds to provide a housing

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element for persons with mY/AIDS to meet the needs of clients who currently only receive services under the program.

Continuing to encourage nonprofit agencies in the southwestern area of the state to initiate

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HOPWA programs to meet the rural needs of persons with HIV/AIDS. Continuing implementation of a Housing Counseling Program funded through a combination of

funds from HUD and the Georgia Housing and Finance Authority that offers pre-purchase

I

and post-purchase counseling services through a partnership with five regional Consumer Credit Counseling Services (CCCS) agencies across Georgia.

Offering Spanish language brochures and workbooks for DCA's home buyer programs to

I

enable Georgia's Hispanic population better access to this assistance. Making special efforts to work with rural communities in Georgia to encourage the

development of affordable housing for the region's workforce population.

I

Offering a set-aside of DCA's OwnHOME funds for selected developments in rural Georgia to encourage the new construction of single family homes in these communities.

Contracting with the University of Georgia to conduct a study of the state's Workforce

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Housing Needs.

Assisting Households with a Disproportionate Housing Need

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SFY200 I Consolidated Plan

Page 31

Annual Performance Report

Georgia Department of Commurnty Affairs

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.. - - . _ - - - - - - - - - - - - - - - - - ,, ,,
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The State has recognized in its Consolidated Plan the existence of a disproportionate need for housing on the part of some Hispanic, black, and elderly households types The State continued to provide

.,
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mcentrves through Its various programs that encourage the development of affordable housing

opportumties for households of these groups.

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To further encourage this effort, DCA's Office of Affordable Housing (OAH) continued to modify Its

policies for funds awarded dunng SFY200 I to enhance the competitiveness of applications in which:

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The developer has entered into an agreement with the local public housing authority to give

'- J

priority to public housing tenants and to households on the waiting list for a unit In public

housing.

The project addresses affordable housing for elderly (age 62+) citizens with incomes at or

below 60% of the area median Income.

,....,/

The project holds and rents at least 50% of the total dwelling units to Special Needs

:I

households (excluding elderly households) with provrsions for supportive services

, .,'

The project reserved and rented a greater share of the total units to very low income households, those earning less than 50% of the area median income.

:, :;

In addition, the State continued to actively market Its Single Family Home Buyer and OwnHOME

programs to real estate and mortgage companies operatmg in neighborhoods with high minority

n
!;

concentrations. DCA utilized print advertising, brochures, and housing fairs in order to promote greater

Lj

awareness across Georgia

E. ELIMINATING BARRIERS TO AFFORDABLE HOUSING

During SFY2001, DCA continued important program modifications to help eliminate barriers to affordable housing and open the access to decent, safe, sanitary, and affordable housing for Georgia's most under-served households.

r-.

As part of its funding round awarded during SFY200 I, the OAH awarded extra points in the project

:i

scoring process to projects serving non-elderly special need households, including the homeless. To

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receive these points, at least fifty (50) percent of a development's units must be reserved and rented to either formerly homeless individuals or families, persons with HIV/AIDS, persons recognized by

federal or state govenunent with other special need, or migrant farm workers. Supportive services

L)

applicable to the needs of the designated special need tenants must also be provided by an

experienced, licensed provider of such services.

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The Office of Single Family Housing within DCA has developed a written brochure in Spanish that

describes the OwnHOME and Home Buyer programs for potential low-income buyers. A Spanish

.......,

version of the Housing Counseling Workbook entitled "Su Casa Propia" is also available. Also, DCA

I _J'

continued its collaboration with the Georgia Chapter of the Home of Your Own Alliance (HOYO) to

help eliminate the barriers to purchasing a home by qualified, disabled individuals.

,I I, _ J
During SFY2001, DCA offered a second round of funding to spur the production of moderate income

single family housing in rural communities with significant unmet workforce housing needs. This

Development Based OwnHOME allocation for single family housing is a demonstration program to

help DCA determine if targeted home buyer assistance will improve the market for new moderately

priced housing in these areas. As with the standard OwnHOME program, funds may be used by

,....,

SFY2001 Consolidated Plan Annual Perfonnanee Report

Page 32

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Georgia Department of

Community Affairs

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borrowers for downpayment assistance, closing costs, pre-paid items. In addition, the funds may be

I

used to reduce the pnncipal of the borrowers first mortgage. The maximum allocation for a single development is $250,000 and the maximum amount of OwnHOME funds available to each borrower is

$7,500

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DCA also modified Its Permanent Supportive Housing Program that offers construction and

permanent financing to develop affordable rental housing with sippornve services available to the

I

targeted tenant population The State also will convert the required number of tenant-based rental assistance to project-based rental assistance within funded developments. DCA issued a revised

Notice of Fundmg Availability to eligible CHDOs incorporating this significant program change.

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F. OVERCOMING GAPS IN INSTITUTIONAL STRUCfURE AND ENHANCING COORDINATION

I

The State also continued to take steps dunng SFY2001 to meet its prionty To increase coordination, strengthen linkages and encourage the formation of partnerships between Georgia's private

sector housing developers, financial institutions, nonprofit organizations, public sector agencies,

I

foundations, and other providers. The State's efforts included:

Continuing to implement the Community HOME Investment Program (CHIP) to provide eligible

local govemments access to both HOME and CDBG funds through a smgle, coordinated

I

application process for the implementation of approved and eligible housing and community development activities withm their communities

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Continuing the State's informal efforts to work with other governmental agencies, nonprofit organizations, housing developers, financial institutions, foundations and other providers to create

effective solutions to the housmg needs of Georgians.

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Continuing the State's participation in various forums and networks from across the state which

address affordable housing, homelessness or the housing issues of special needs groups.

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Continuing the State's Empowerment ZonelEnterprise Community (EZJEC) initiatives assistmg

EZJEC communities in Georgia. Projects include property acquisition, consulting service contracts

I

for neighborhood master plans, and renovation of industrial parks.

Implementing Georgia's Home Buyer and OwnHOME programs through a network of private

I

sector, participating lenders and in cooperation with fourteen nonprofit housing counseling agencies.

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Participating and facilitating homebuyer/educational fairs attended by people interested in buying their first home.

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Making available DCA's Internet web site to increase access to information on Georgia's affordable housing and community development needs and to promote the availability of its

programs with its current and future partners.

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Continuing of DCA's Community Housing Initiative to support local officials and leaders achieve

their community goals, strengthen downtown revitalization, rejuvenate deteriorating or blighted

SFY2001 Consolidated Plan Annual Performance Report

Page 33

Georgia Department of Commumty Affairs

neighborhoods, and create economic benefits and a stronger tax base through the use of established DCA resources and programs.
Offenng educational training to local officials through DCA's "Best housing We Can Have" class to heighten awareness of housmg Issues In their communitrcs This class is offered 111 cooperation with the Georgia Murucipal Association,
Providing education to local economic development officials through the Georgia Academy for Economic Development to highlight the role of work force housing in local economies and its importance to each community's economic development efforts.
Continuing implementation of a Continuum of Care Plan and established network of providers.
Continuing the State's response to AIDS by collaborating With Ryan W111te Consortiums, GA Department of Community Health, Office of Mmonty Health, and the Statewide HIV Prevention Program on our commitment, to providing safe, decent, and affordable housing for our most vulnerable citizens living with HIV/AIDS and their families.
Providing pre-purchase and post-purchase Housing Counseling programs through Consumer Credit Counseling agencies across the State of Georgia.
Continuing DCA's partnership With ten local pubhc housing authorities through Georgia HAP Administrators, Inc., a nonprofit that received the contract to provide Section 8 HAP Contract Administration services to HUD in Georgia.
Continuing collaboration with local PHAs in DecaturlDeKalb, Macon, Marietta, Brunswick, Augusta and Athens under the umbrella of Georgia MlM, Inc. to implement the HUD Mark-to Market initiative in Georgia. While the Macon Housing Authority acts as the participating Administrative Entity (PAE) m this effort and is responsible for Its overall coordination under contract to HUD, Georgia MlM provides technical advice, guidance and approval of all projects that go through the loan restructuring process.
G. FOSTERING AND MAINTAINING AFFORDABLE HOUSING
All of the programs implemented by DCA using any of the consolidated program funds are designed to foster and maintain affordable housing opportunities across Georgia. The programs and production activity described in Section I serve as evidence of the state's commitment to this objective.

H. RESULTS OF ON-SITE INSPECTIONS OF AFFORDABLE RENTAL HOUSING AssISTED WITH
HOME
Dunng SFY200 I, DCA followed its established HOrvrn Audit Policies and Procedures to monitor developments funded through its HOME Rental Housing Loan and HOME ClIDO Loan programs. Currently, DCA regularly monitors 59 properties and will continue this effort through the expiration of each properties period of affordability. In an effort to ensure that the property owners understand ongoing compliance requirements, notification of upcoming training and detailed HOrvrn management packages (including all required Compliance Forms) are given to the participants at the PreConstruction Conferences.

SFY2001 Consohdated Plan Annual Perfonnancc Report

Page 34

Georgia Department of Commumty Affairs

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Individual "hands-on" project-specific training is offered to each staff at each development prior to the start of lease-up. The owner, management company, and on-site manager are encouraged to attend

the trairung Dunng SFY200l, DCA provided trammg to 32 developments or 107 staff members of

I

HOME funded developments DCA's Compliance staff also conunues to attend industry held trauung to further enhance DCA's ability to serve the HOME rnultifanuly projects

I

DCA's Compliance staff contmues to place emphasis on reviewmg Affirmative Fair Marketing and accessibility issues. Updates of the Marketing Plan are reviewed and Self-Evaluanon/Iransition Plans

for accessibility are requested.

I

An Annual Owner Certification of Compliance' with HOME rules and regulations was instituted in

SFY1999 and is now an on-going requirement. All HOME property owners are required to submit this

I

certification to DCA each February

I. EVALUATING AND REDUCING LEAD-BASED PAINT HAzARDS

I

In 1994, three State agencies came together to develop a coordinated strategy to address Georgia's lead-based paint hazards. These agencies are (I) the Georgia Department of Human Resources

(DHR), Division of Public Health, through implementation of the CDC funded Georgia Childhood

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Lead Poisonmg Prevention Program, (2) the Georgia Department of Natural Resources which is responsible for certification of lead abatement contractors and professionals and implementation of

Georgia's "Lead Poisorung Prevention Act of 1.994, as amended," and (3) the Georgia Department of

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Community' Affairs (DCA) which administers the BUD funded Georgia Lead Safe Homes Demonstration Project as well as the State CDBG, HOME and other affordable housing programs.

I

The efforts of these agencies continued during the current report period. The following are some of the more significant accomplishments during SFY2001'

I

The Georgia Childhood Lead Poisomng Prevention Program (CLPPP) received a new funding award from the US Centers for Disease Control (CDC). The Division of Public Health provides

the following services using CDC funds: 1) Identification of sources of exposure through the use

of public health environmentalists; 2) Medical case management and treatment through local

I

health departments of children identified with elevated blood lead levels; and 3) Community education through the provision of public and professional information relating to the lead hazard

issue.

I

The Department of Natural Resources continued to identify and certify lead abatement

contractors, workers, risk assessors, inspectors and firms, and continued to inspect lead abatement

I

work at job sites.

DCA continued to implement the HUD funded Lead Safe Homes Demonstration Program. The

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$5.7 million in HUD Lead Hazard Reduction Grant funds will be matched with state CDBG and other funds. Most funds are used for actual lead abatement work, lead hazard testing and risk

assessments, training, and temporary relocation assistance. Program implementation was initially

I

slow due to a delay by DNR in certifying contractors. (The grant requires the use of certified contractors). An additional fifteen awards were made during this period. 475 homes will be made

I

SFY2001 Consolidated Plan

Annual Performance Report

I

Page 35

Georgia Department of Community Affairs

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lead safe when all activities are completed. As of June 30, 2001, 165 homes have been made

'!

"lead safe" under this program.

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DCA has continued to train lead abatement contractors and risk assessors working with Demonstration Program reciprents Several sessions were held and a majonty of the attendees achieved certification under the DNR regulations. A majority of the new certifications were issued to small and/or minority firms or individuals

J. CARRYING OlTfTIIE ACTIONS IDENITFlED IN TIlE STATE'S CONSOLIDATED PLAN

The actions identified in Part I and Part II of this performance report indicate the State's commitment to carrying out the activities identified in its Annual Action Plan for FFY2000 Consolidated Funds DCA has administered all of the consolidated resources that it planned to receive from HUD and moved to Implement Its housing and community development activitIes with the goal of meetmg the priorities established in the State of'Georgia's Consolidated Plan.

In addition, the State acted to assist other entities seeking funds for projects that also further these

..,
,

priorities. During SFY2001, the DCA approved Certifications of Consistency with its Consolidated

Plan for 6 proposed projects, including:

,..-.,

Application to HUD by the VOA Southeast, Inc, for Section 811 funds to construct a 13-unit

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apartment complex for persons with chronic mental illness in Springfield

Application to HUD by the Easter Seals of Southern Georgia for Section 811 funds to

implement programs to provide residential alternatives for people with developmental

,I

disabilities in Valdosta

1....._ )

Application to HUD by the City of Reidsville and the Housing Resource Center to construct

33, one-bedroom units for the elderly in Reidsville.

Application to HUD by the Southwest Georgia Housing Development Corporation for Shelter

Plus Care Project-Based Rental Assistance funds to provide rental assistance to residents in

Randolph, Quitman, and Clay counties.

Application to HUD by the Flint Area Consolidated Housing Authority for Youthbuild funds to

implement programs to assist disadvantaged young adults in Montezuma, Oglethorpe,

Marshallville, Butler, and Reynolds.

Application by the Georgia Housing and Finance Authority to the Housing Counseling

Program to provide individual pre-purchase and post-purchase counseling to prospective

homeowners throughout the State of Georgia.

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No requests submitted were determined to be incompatible with the Consolidated Plan.

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During SFY2001, DCA also began to review the Agency Plans of local public housing authorities for

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consistency with the State's Consolidated Plan. DCA reviewed 25 plans during the program year. ,-.,

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K CnnENPARTICWATION

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A comprehensive effort was undertaken to disseminate draft versions of this Consolidated Plan Annual Performance Report in conformance with the State's Citizen Participation Plan. DCA placed advertisements on Tuesday, September II, notifying the public of the document's availability upon request from the offices of the DCA. Advertisements were placed in the following newspapers.

SFY200 I Consolidated Plan Annual Performance Report

Page 36

Georgia Department of Communuy Affairs

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Albany Herald, Athens Banner-Herald, Atlanta Journal-Constitution, Augusta Chronicle,

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Columbus Ledger, Macon Telegraph, Rome News-Tribune, and Savannah News-Press.

Wntten comments were due by 500 pm on Wednesday, September 26 In compliance with the

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required fifteen-day review penod

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SFY2001 Consolidated Plan

Annual Performance Report

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Page 37

Georgia Department of Community Affairs

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III. ASSESSMENT OF ANNUAL PERFORMANCE

,.--.,
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A. EVALUATION OF PROGRESS IN M EEHNG GEORGIA'S OBJECnVES To PROVLDEAFFORDABLE
1',
HOUSING

The State continues to make sigruficant progress m or toward meetmg Its housmg pnonties established

In Its five-year strategy With the Consolidated Plan The State assisted 60,605 households WIth housing

~

and shelter assistance funded through HOME, CDBG, ESGP or HOPWA during SFY2001

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To meet Its rental housing priority, the State projected it would rehabilitate or construct affordable,

~

rental housing units for 172 extremely low, 352 low and 179 moderate-income households. During

II

,I

SFY2001, the State actually assisted in the rehabilitation or constructIon of rental housing for 153

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extremely low, 409 low and 180 moderate-income households using HOME funds

To meet its rental housmg priority, the State also projected It would provide 5,010 extremely low, 2,780

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low and 570 moderate-income households With rental assistance. Dunng SFY2001, the State assisted

13,049 extremely low, 3,903 low, and 846 moderate income households WIth rental assistance through

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the Section 8 program. Overall production was higher than projected.

To meet its homeownership priority, the State projected It would assist 70 extremely low, 450 low and

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570 moderate income households to achieve or mamtain homeownership in housing free of

overcrowded and structurally substandard condiuons During SFY2001, the State actually assisted 61

extremely low, 148 low and 521 moderate-income households achieve this goal USIng HOME and

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CDBG funds.

II
II

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To meet its piority regarding homelessness, the State projected it would make funding awards to

n, '

organizations to provide an average 9,600 persons daily with housing and supportive services which

rI

address the housing, economic, health and social needs of the homeless. One of the State's goals is to

provide a range of services and activities that have a measurable, major impact on conditions of

fl

poverty in the community. The Continuum of Care network has allowed DCA to increase the capacity

:i

level of organizations providing services. During SFY200 1, the ESGP program distributed 207 funding

L--,

awards -- 172 (83%) grants in urban areas and 35 (17%) in rural areas of Georgia. These funding

provided housing and/or services to 10,181 individuals daily. Approximately 4,020 individual; were

;

housed daily.

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To meet its pnority regarding special need households, the State anticipated making funding awards to

1'1
,I

provide housing and supportive services necessary to assist 370 special need households to achieve

I L--'

decent, safe and samtary Irvingconditions. DCA assisted 1,734 elderly households through the HOME,

ESG, and CDBG programs; as well as 290 families and 3,896 individuals through the HOPWA

program during SFY2001.

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B. Evaluation of Progress in Meeting Georgia's Community Development Objective

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The primary long term objective of the State of Georgia's CDBG Program, as stated in the FFY2000

Consolidated Plan, is to develop viable communities by providing decent housing and a suitable living environment and expanding economic opportunities, principally for low income and

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moderate income persons.

SFY200 I Consolidated Plan Annual Performance Report

Page 38

Georgia Department of Community Affairs

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In general, our evaluation IS that the State IS making significant progress in meeting this objective. This conclusion IS based on the number and type of grants awarded and the numbers of persons benefiting

from these projects.

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During the program year covered by this report. 153 awards to local units of government were made

with CDBG funds Table 6. SFY2001 (FFY2000 Funds) Proposed Accomplishments, presents the

I

number of persons expected to benefit from these CDBG funds Over 90% of these persons are low and moderate-income persons.

I

One major obstacle to meeting the objective is the reduction is the amount of Community Development Block Grant funds available to the State. Over the past few years Congress has held

steady on the overall amount of funding but has also set-aside, off the top, millions of dollars for

congressional mandated priorities These set-asides significantly reduce the amount of funds avatlable

I

to the State and seem to contradict the currently favored "block grant" approach. In addition, because the overall appropriation from Congress has not changed over the past several years, while

construction prices continue to increase, the effective "buying power" of the funds available has

I

declined

In looking at how funds have been allocated over the past several years, we have noted a reduction in

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the amount of CDBG funds requested and awarded to local governments for housing rehabilitation. For example, results of the FFYl999 CDDG competition indicate that 127 homes Will be rehabilitated

or reconstructed using funds from that allocation For FFYl998 the figure was 123 housing units

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This figure has declined since the FFYl994 competition when 486 housing umts were scheduled to be rehabilitated or reconstructed. FFYl994 IS referenced because the competition was actually held

during the State Program Year 1995 - the first year of the Consolidated Plan.

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This reduction is off set in part by the decision in 1996 to set-aside some of the State's HOME

allocation to be used for a local government housing improvement program (known as CHIP) This

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HOME set-aside is distributed in the same manner and at the same time as the regular annual CDBG competition. Given the inherent flexibility of the HOME Program, It is understandable that local

governments interested in improving housing are making applications to CHIP for housing and CDBG

for economic development and infrastructure projects. The FFY1999 CHIP program will eventually

I

rehabilitate or reconstruct approximately 193 homes and assist in the creation of an additional 60 new affordable housing units occupied by low and moderate-income families. Additionally, an estimated 68

households will receive acquisition and/or downpayment assistance for a home.

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C. Changes to Program Objectives

I

The State does not propose any changes to its program objectives as a result of this evaluation of ItS progress in meeting its Consolidated Plan goals. The State will contmue to regularly refine and expand

the availability of funding opportunities to best meet the needs of Georgia. Any changes will be

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reflected in the State's Annual Action Plan for FFY2002 Consolidated Funds or, if necessary, through an amendment submitted to HUD.

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D. Assessment of Efforts in Relation to the Consolidated Plan

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SFY200 I Consohdated Plan

Annual Performance Report

I

Page 39

Georgia Department of Community Affairs

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SFY2001 was a significant year in the implementation of affordable housing and commumty

development programs to benefit Georgia's low and moderate-income households. The Georgia

I'

Department of Community Affairs serves as the lead agency In the evaluation and the implementation

of HUD's four consolidated formula programs-Conununity Development Block Grant (CD13G),

HOME Investment Partnership (HOME), Emergency Shelter Grant (ESGP), and HOUSIng

Opportunity for People with AIDS (HOPWA) The objectives and the Investment of resources are

established In both the Strategic/Action Plans for the State DCA has continued to evaluate/refine Its

efforts In respect to program Implementation. Internally, work groups have been established within

DCA to address Issues that may impact capacity and service delivery.

The State continued to implement the Community HONIE Improvement Program which makes

I""""''
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HONIE and CDBG funding available to local governments through a single application for the

,---)

implementatIon of comprehensive community strategies In addition, DCA contmues to implement

existing programs USIng HUD funds which have been widely successful, including the OwnHOME

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program, the CDBG Regular Annual Competition, the Emergency Shelter Grant, the Housing

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Opportumties for People WIth AIDS, CHIP, HONIE Rental Housing and HOME CHDO Loan

programs.

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The number of loans made through the OwnHOrvIE program totaled 450, accounnng for $1,322,785 in

assistance. Approximately 92% of these loans were In MSAs, while 8% were located in non-MSA or

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rural counties. During SFY2000, DCA continued its efforts to expand the availability of these

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programs by targeting and making outreach to special need/rural populations.

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DCA has also afforded Increased opportunities for the sharing of experiences and expertise regarding

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affordable housing issues. The Continuum of Care Plan maxunizes the broad spectrum of services

available to special needs populations, especially the homeless. Proposed actions have included

,....,

technical assistance to local governments in the adoption of ordinances and the continued support of

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the Community Planning Institute. In terms of production improvements, the State has sought to

increase the capacity and responsiveness of housing assistance providers, including local nonprofit

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organizations.

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Thus, the State's efforts in SFY2001 continued to address its priorities and objectives related to

affordable housing and cornmunity development issues and the administration of related HUD-funded

programs. As a result, the State of Georgia concludes that significant progress has been made to

address the priorities and objectives outlined in its Consolidated Plan document.

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The State continues to refine existing programs and implement new programs that promote

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opportunities for enhanced living conditions of low and moderate income Georgians. DCA does not

currently propose any changes to its programs as a result of this performance assessment.

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SFY200 I Consolidated Plan Annual Perfonnancc Report

Page 40

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Georgia Department of

Commumty Affairs

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APPENDIX I
I LOCATJON OF INVESTMENTS

I

ThIS section provides information on the Investment of consolidated formula funds withm each county dunng SFY200 I Please note that ESGP, I-IOPWA, and CDBG Investment figures are equal to the

amount of funds awarded within each county. HOME investment amounts are equal to the total of funds

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used in all projects funded through the CHIP, HOME Rental Housing Loan, and HOMC CHDO Loan, HOME Pre-Development Loan and OwnHOME programs in which a project completion report was filed

during SFY200 I.

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Please note that for the ESGP and the HOPWA programs, the listmg that follows only Includes the county

where the nonprofit agency providing housmg and/or services is located, and may not actually reflect the

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total of the counties that are actually in each agency's service area.

No mvestment of funds from any of the consolidated formula programs occurred m SFY2001 in the

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following counties: Brooks, Bryan, Chattooga, Dade, Echols, Elbert, Evans, Franklin, Glascock, Haralson, Jenkins, Johnson, Jones, Lamar, Lincoln, Long, Marion, Monroe, Oglethorpe, Pickens, Pike, Polk, Pulaski,

Quitman, Schley, Tattnall, Towns, TWIggs, Union, Warren, and Wlute.

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SFY200 I Consolidated Plan

Annual Performance Report

Page 41

Georgia Department of Commumty Affairs

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Applln2

COBG

$600,000

Burke

,

HOME

$94,846

COBO

$500,000

l~

Atkinson
COOG

$500,000

Butts
COBO

$300,000

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Bacon
COBG

$65,000

Calhoun
COBO

$50,000

"~I, J\'

HOME

$124,656

Camden

JWw:

HOME

$1,668,238

n

COBO

$50,000

~I )'

Candler

Baldwin

COBO

$465,541

COBO

$500,000

Carroll

Banks
COBO

$500,000

COBO
ESGP

$500,000 $38,000

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HOME

$41,938

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Barrow

COBO ESOP

$500,000 $35,000

Catoosa
COBO

$385,500

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HOME

$25,481

HOME

S2,748

Rartow

Charlton

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ESOP

$5,000

COBO

$724,689

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HOME

$1,326,124

HOME

$121,126

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Ben Hill

Chatham

l-.J

COBO

$18,108

ESGP

S667,4oo

HOME

$110,135

HOME

$1,359,286

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HOPWA

$200,000

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Berrien

COBG

$405,548

Chattahoochee

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COBO

$500,000

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ESGP HOME

$127,300 $4,354

Cherokee ESGP

$8,200

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HOPWA

$556,626

HOME

$13,345

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Bleckley
COBO

$498,000

Clarke ESGP

$244,900

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HOPWA

$50,000

Brantley
COBO
HOME

$1,029,580 $3,423

Clay
COBO

$12,523

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Bulloch

Clayton

,:

ESGP

$11,000

ESGP

$34,100

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HOPWA

$60,000

HOME

$154,172

SFY2001 Consolidated Plan

Page 42

Georgia Department of

uiII

Annual Pcrfonnance Report

Community Affairs

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Clinch

COBG

I

Cobb

ESGP

HOME

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Coffee

COBG

I

HOME

Colquitt

I

CDSG F.BGP

HOME

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Columbia COSG

HOME

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Cook

COSG

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ESGP HOME

Coweta

I

COSG HOME

$1,050,000
$289,400 S60,034
5822,237 $140,637
$1,664,874 S\5,000 $17,267
$500,000 $1,669
$1,250,000 $10,000 51,343
$804,353 $119,113

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Crawford COBG

Crisp

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CDBG HOME

$500,000
$509,654 $32,040

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Dawson CDSG

5197,000

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Decatur CDBG HOME

$714,783 $7,566

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DeKalb ESOP

$197,550

HOME

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CDBG

$172,895 $500,000

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SFY2001 Consolidated Plan

Annual Performance Report

I

Dooly CD8G HOI'vlE
Doughertv COSG ESGP HOME HOPWA
Douglas ESGP HOME
Early COSG
Et1ingham COSG HOME
Emanuel COSG HOME
Fannin ESGP
Fayette CDSG HOME
Floyd CDSG HOME
Forsyth ESGP
Fulton ESGP HOME HOPWA
Gilmer CDBG
Glynn
Page 43

$960,000 537,448
S50.000 S149,000 $11,771 $175,000
$45,000 $1,147,785
$65,327
$780,000 515,205
$1,500,000 $10,750
$7,300
$7,800 $12,759
$500,000 $24,299
$11,400
51,808,827 51,594,165
S150,000
$300,000
Georgia Department of Community Affairs

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HOPWA

S55,000

Jackson

COBG

S250,000

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Gordon COBG

S993,970

Jasper COBG

$50,000

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ESGP

$6,000

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HOME

$2,739

JefTDavis

COBG

S50,000

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HOME

S99,142

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II

Grady

~J

COBG

S125,000

Jefferson

Greene

COBG

SI,Ooo,OOO

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COBG

SI55,843

HOME

S50,490

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Gwinnett

Lanier

ESGP

$48,000

COBG

$878,422

L_J

HOME

S19,908

Laurens

r-"

COBG

S5OO,000

II

Habersham

ESGP

S9,400

LJI '

ESGP

S7,100

HOME

SI,315,06O

n

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ESGP

S7,154

U

HOME

$119,346

COBG

S278,205

Liberty

'",I II

Hancock

I,

ESGP

$12,000

c_ "

COBG
HOME

S500,000 SIO,OOO

HOME

$1,422,635

r,

Lowndes

LI )I

fuJ::!:.ii HOME
H!r!
ESGP

$3,519 $32,000

COBG ESGP
HOME HOPWA

SI,396,680 S188,8OO $21,331 $200,000

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Heard

Lumpkin

I'
I,---',

COBG

$500,000

ESGP

$8,300

!ill!rY
ESGP
HOME

$10,000 $68,556

Macon
COBG
HOME

$422,145 $49,345

I

Houston

Madison

,\ l -'

COBG ESGP

S750,000 S52,778

COBG

$107,700

,--,,I

HOME

S6O,246

McDuffie COBG

$1,280,713

L)

Invln

Mcintosh

'!
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COBG

$1,000,000

HOME

$999,138

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l..J

HOME

S7,750

SFY2001 Consolidated Plan Annual Performance Report

Page 44

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Georgia Oepartment of

L..J

Community Affairs

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Meriwether

I

HOME

$30,859

I

'tiller COBG

HOME

I

Mitchell COSG

HOME

I

Montgomery

COBG

I

Morgan COSG

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Murray HOME

$500,414 $2,024
$1,056,325 $1,233,336
$220,000
$627,250
$1,376,277

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Muscogee ESGP

HOME

I

HOPWA

Newton

CDBG

I

HOME

Oconee

I

CDBG

Paulding

ESGP

I

HOME

Peach

I

CDBG HOME

$90,900 $67,758 $85,000
$500,000 $65,974
$500,000
$89,200 $1,545,743
$750,000 $9,782

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Pierce CDBG

$578,000

Putnam

I

HOME

$2,385

Rabun

I

ESGP

Randolph

$4,000

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SFY200 I Consohdated Plan

Annual Performance Report

I

COSG
Richmond ESGP HOME HOPWA
Rockdale ESGP HOME
Screven COSG HOME
Seminole COBG
Spalding CDBG ESGP HOME
Stephens CDBG
Stewart COBG HOME
Sumter CDBG HOME
Talbot CDBG
Taliferro CDSG
Taylor CDBG ESGP
Telfair CDBG HOME
Page 45

$515,000
$199,000 $34,785 $150,000
$3,400 $19,677
$2,602 $1,876
$575,000
$250,000 $5,100
$1,878,737
$50,000
$19,000 $2,447
$1,175,813 $991,940
$479,538
$508,984
$197,832 $23,400
$499,777 $46,983
Georgia Department of Community Affairs