Fifty-seventh annual report [1976]

1976 Fifty-Seventh .1nnual Report
Department of Banking and Finance
State of Georgia by
Commissioner

DEPARTMENT OF BANKING AND FINANCE
STATE OF GEORGIA
FIFTY-SEVENTH ANNUAL REPORT
Year Ending December 31, 1976
E. D. 11 JACK 11 DUNN Commissioner ROBERT M. MOLER
Deputy Commissioner
***
148 CAIN STREET, N. E. Suite 640
ATLANTA, GEORGIA 30 303

TABLE OF CONTENTS

Hi story of the Department.........................................

i

Summary of Condition and Structural Changes....................... ii

Official Roster...................................................

iv

District Map. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . vi

Receipts and Disbursements........................................ vii

Lega1 Ho 1i days. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . viii

Superintendents of Banks and Commissioners........................ viii

Summary of Activities of Banks ................................... .

List of Bank Offices/Facilities Approved- Unopened...............

7

Summary of Additions and Deletions................................

8

List of State Chartered Banks, Bank Numbers, Bank Offices/Facilities............................................. 10

Registered Bank Holding Companies and Member Banks................ 22

International Bank Agencies....................................... 25

Miscellaneous Supervised Institutions............................. 25

Abstract of Reports of Condition - Banks.......................... 26

Summary Statements of Condition - Banks.............. . . . . . . . . . . . . . 27

Abstract of Reports of Condition - State Chartered Credit Unions.................................................. 75

List of State Chartered Credit Unions and Total Assets............ 76

Georgia Credit Union Deposit Insurance Corporation................ 83

Summary of Additions and Deletions - Credit Unions and Sa 1e of Check Companies....... . .. . . . . . .. .. .. . . . . . . .. . . . . . .. . . .. 84

Firms Licensed by Commissioner- Sale of Checks Act............... 85

Report of Condition- Georgia Building and Loan Associations...... 87

List of State Chartered Building and Loan Associations............ 87

HISTORY OF THE DEPARTMENT
1919 ..................... 1976
The Department of Banking and Finance was created by the Executive Reorganization Plan of 1972 as successor to the Department of Banking. The original De-
partment of Banking was created by Act of the Legislature in 1919 concurrent with the enactment of The Banking Law which deals with the in-
corporation of banks and the regulation of the business of banking. Since the establishment of the Department in 1919, additional responsibilities have been assigned to the agency in the form of
the Georgia Credit Union Act {1925); Trust Company Laws of Georgia {1927); Georgia Sale of Checks Act {1965); Regulated Certificated Bank Act {1966); The Fiduciary Investment Company Act {1970); International Bank Agency Act
(1972); Georgia Business Development Corporation Act (1972); and Disposition of Unclaimed Properties Act (as it pertains to financial institutions)(l9_72).
The Executive Reorganizatiori Plan of 1972, in addition to changing the name of the Department, provided for the Department to be headed by a Commissioner as successor to the former Superintendent of Banks and cransferred to the Department the supervision of Statechartered building and loan associations. All of the foregoing Acts were subject to substantial recodification in the form of the Financial Institutions Code of Georgia (1974) which became effective April 1, 1975. Provisions of Title 13 of the Code of Georgia relating to Branch Banking and Bank Holding Companies were substantially amended effective July 1, 1976 to permit multi-bank holding companies under Departmental supervision. The Georgia Credit Union Deposit Insurance Corporation (GCUDIC) was established pursuant to a 1974 Act of the General Assembly under the supervision of the Department. GCUDIC insures deposits of certain statechartered credit unions and building and loan
associations.
i

SUMMARY OF CONDITION AND STRUCTURAL CHANGES IN SUPERVISED FINANCIAL INSTITUTIONS DURING 1976

The financial and statistical information contained in this report has been compiled from the annual reports of condition submitted by the 378 Statechartered and certificated banks, 169 State-chartered credit unions, two State-chartered building and loan associations and 13 licensed money order companies operating in this State, and other statistical information made available through the examination, investigation and licensing of financial institutions and others under the supervision of the Department of Banking and Finance. The purpose of this report, required by Section 41A-315 of the Code of Georgia, is to provide factual and statistical information that might prove useful to the financial industry and may be used by individuals and financial institutions who might be engaged in economic studies or might
otherwise be interested.

BANKING

The year-end call reports reflect a continuation of sound

DIVISION

economic growth in the banking system despite the economic

recession; however, as a result of the unstable economic con-

ditions during 1974-1975 and the slow recovery during 1976, the rate of

growth declined. Total assets for the 378 State-chartered and certificated

banks amounted to $8,227,106,000, reflecting an increase of $402,854,000 or

5. 15%. This rate of growth is lower than the experience of recent years,

and is indicative of the slowdown in economic growth being experienced by

Georgia and the Nation as a whole during most of the past three years.

Bank expansion through bank offices and facilities continued with an additional 28 banking offices opened during 1976 and four offices were closed or converted, bringing the total of such offices to 380. Four new banks began business during the year; five banks were lost through merger, assumption, conversion or liquidation in 1976. Only one regulated certificated bank remained at the end of the year and this is the only bank operating in Georgia without the protection of Federal Deposit Insurance Coverage. This bank has applied for FDir Coverage.

Legislati~n permitting the establishment of additional multi-bank holding companies :n Georgia was enacted by the 1976 General Assembly and became ef~ertive July 1, 1976. At year-end the Department had received six applications by bank holding companies for permission to acquire controlling interest in additional Georgia banks. Five of these applications had been approved by State authorities at year-end. Examination of holding companies by the
Department is being coordinated with the Federal regulatory authority to avoid duplication of effort. Some additional activity is anticipated in this area as economic and business conditions improve.

Barclays Bank International Limited is the only International Banking organization to establish in Georgia at year-end. Preliminary contacts have been
made with several other international banking corporations and additional activity in this area is anticipated in 1977.

ii

BANKING DIVISION - Continued

Trust activities continue to be conducted exclusively by bank trust departments and there are no separately chartered trust companies. Other depository financial institutions exercise limited trust powers in connection with individual retirement accounts authorized by the Employee Retirement Income Security Act of 1974 enacted by Congress.

THRIFT

Credit Unions operating under State charter have experienced

INSTITUTION a decline in their rate of growth during 1976. However,

DIVISION

strong growth continued in evidence despite prevailing econo-

mic conditions. Consolidated financial and statistical reports

of the 169 State-chartered credit unions reflect an increase in total assets

of $47,334,728 or 15.23% to a total of $358,233,305. State-chartered credit

unions continue to provide their members with deposit protection in increas-

ing numbers through the National Credit Union Administration or The Georgia

Credit Union Deposit Insurance Corporation which began business during 1974.

One hundred and twenty-six State-chartered credit unions have obtained deposit

insurance from one or the other insurer and twelve applications for GCUDIC

coverage were pending at December 31, 1976.

There are two State-chartered building and loan associations operating in Georgia with total assets of $14,808,754. This represents an increase from the previous year of 18.9%. The State-chartered building and loan associations have their deposits insured by the Federal Savings and Loan Insurance Corporation. State-chartered building and loan associations have access to the insurance offered by the Georgia Credit Union Deposit Insurance Corporation.

SALE OF

The Department of Banking and Finance supervises the licensing

CHECKS ACT of check sellers pursuant to the Georgia Sale of Checks Act

enacted in 1965. Thirteen companies with a total of 2065

agents throughout the State have been licensed to do business under the Act

during 1977.

OTHER

TI1L Department is charged with the responsibility of supervis-

INSTITUTIONS ins the operations of Bank Data Processing Cooperatives,

Fiduciary Investment Companies and Business Development Corpo-

rations as \i~:;;1l as certain limited Trust Companies in this State. The only

fiduciary ~ .. vestment companies in existence are subject to Federal regulation

inasr~uch as they have National bank trust departments as advisers. The

Georgia Business Development Corporation began business in 1973 and continues

to operate successfully. There are two limited trust companies operating in

Georgia; however, one is successor to the other which is phasing out its

operation.

iii

OFFICIAL ROSTER
E. D. DUNN Commissioner
ROBERT M. MOLER Deputy Commissioner
REECE V. MORRIS Administrative Director
ADMINISTRATIVE
E. G. Martin ..................................... Director of Thrift Institutions
Credit Unions, Building and Loan Associations, Check Sellers
Ashburn T. West ..................................... Director of Bank Supervision
CoPporate Matters, Relocations, Construction, Consumer Affairs, Interest and Usury, Technical and Legal, Branches
Me1vi n T. Aycock .......................................... Chief Review Examiner
Bank Examination Reports, Securities, Consumer Affairs, Technical and Legal
William D. Atkins .......................................... Examiner IV - Review
Bank Examination Reports, Holding Companies, Consumer Affairs, Technical and Legal
Georgia E. High ............................................ Examiner III - Review
Bank Examination Reports, Call Reports, Consumer Affairs, Technical and Legal
Ruby S. Tucker .......................................... Administrative Assistant
CoPporate Matters, Pending Applications, Appointments, Conferences and Seminars
L. Jean Ethridge ........................................................ Clerk IV
Appointments, Information, Forms and Applications
Amanda L. Corley ........................................... Personnel Assistant I
Personnel and Training
Dorothy L. Lee .................................................... Accountant I I
Accounting and Fiscal
OFFICE ASSISTANTS Clara Jeanni~ Benefield ......................................... Stenographer III Wilburn H. Cothran (Accounting) ............................. Accounting Clerk II Lillie M. Cox ................................................... Clerk-Typist II Lillian Ector ................................................... Stenographer III Brenda J. Fears ........................................... ~ ...... Clerk-Typist II Mary K. Hall ..................................................... Clerk-Typist II Dianne H. Hyder .......... , .. , ................................... Clerk-Typist II Shirley M. Kuffrey ............................................... Clerk-Typist II Margaret R. Moler ................................................ Clerk-Typist II Barbara U. Moore (Thrift Institutions) ............................. Secretary IV Thomas D. Rogers ........................................................ Clerk I I
iv

FIELD EXAMINATIONS

_D~I~S~TR_I~CT~~--~D=IS~T~RI~C~T~D~IR~E=C~TO~R~--~S=EN~I~OrR~E=X~AM~I~N=ER~S~---h~-=Er.XA~M~IN=E=R~S________~A=S~SI~S=TA~N~T~EX~A~M=IN=E~RS

I (Northwest} Jackson D. Hardy

David G. Hunter

James M. Brooks

Steven G. Goff

Kenneth M. Guy

Gregory M. Ford

Ronald D. Martin

Patrick Morse

Dana E. Schwarz

James Ed. Haley

Ralph J. Shire

II(Northeast) Charles W. Burge

John G. Kline

Jim D. Hobby

Larry S. Moor

Ned W. Overby

Jackie L. Reed

James N. Paxton

David G. Sorrell

William J. Maron

I II (Centra1) Calv1n D. Peugh

John H. Pennell, II Drexel Beck

Wayne M. Orr I Grace A. Mayner

George D. Loomis

John M. Shanahan

Barry L. Rooks

Jan Reynolds

Edwin M. Hood

IV (E/Central) Robert H. Callier, Jr. Hubert C. Miller

Donald H. Berthaume

R. Wayne Braddy

<

Robley S. Rigdon

I. Kenneth Dawson Roy H. Harris

James R. Price, III

Emory L. Stanford

Albert Moore

V (Southwest) William E. Shannon

David R. Johnston

Wayne G. Davis

Steven D. Bridges

Larry T. Duke

John E. Gavin

David A. Hancock

R. Larry Herndon

Susan F. Stone

Mike Rosser

VI(Southeast) Norman E. Mimbs

James F. Mills

Jerald A. Strickland

Thomas E. Proctor

Robert Johnston, Jr.

Willi am Anderson

Ronald D. Ledbetter

Raymond T. Muggridge

Billy S. Wilson, Jr.

Henry E. Rowe

Thrift

E. G. Martin,

William A.

Zimri L. Coffin

William R. Barker

Institutions

Director

Fitzgera1d, I II C. Craig Smith

Edward B. Heefner

_(Statewide)

DISTRICT MAP
DISTRICT BASE
vi

RECEIPTS AND DISBURSEMENTS FISCAL YEAR 1976

RECEIPTS: Received from Appropriation .................. $1,602,775.00 Miscellaneous Income......................... 2,454.70

DISBURSEMENTS:

Salaries {per State Personnel Board scale) ... $1,047,987.36

Per Diem and Fees. . . . . . . . . . . . . . . . . . . . . . . . . . . .

693. 18

Travel Expense............................... 236,345.82

Supplies and Materials....................... 16,770.86

Communication................................ 7,281.84

Printing and Publicity....................... 9,562.70

Repairs and Alterations...................... 7,311.72

Rents {Equipment)............................ 31,755.06

Insurance and Bonding........................

175.00

Fringe Benefits.............................. 169,354.29

Equipment. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27,714.85

Mi see 11 aneous.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11,561.87

Computer Charges............................. 5,129.51

BALANCE JUNE 30, 1976 ...................... ..

$1,605,229.70
$1,571,644.06 $ 33,585.64

REVENUES COLLECTED:

Bank Examination and Supervision Fees ........ $1 ,408,732.25

New Bank and Bank Office Investigation Fees.. 19,700.00

Credit Union Examination and Supervision

Fees ...................................... 171,254.15

Sale of Checks Investigation and License

Fees ...................................... 4,826.00

Building and Loan Examination and

Superv1sion Fees.......................... 3,781.42

Unclai~~a Deposits from Private Trust

and Agency Funds..........................

585.03

$1,608,878.85

Total Fees Remitted to Fiscal Division, Department of Administrative Services .....
BALANCE JUNE 30, 1976 ...................... ..

$1,608,878.85

$

-0-

vi;

LEGAL HOLIDAYS
January 1 ................................................... New Year's Day January 19 ........................................ Robert E. Lee's Birthday February 22 ................................... George Washington's Birthday
(Observed Third Monday in February) April 26 .......................................... Confederate Memorial Day May 30 ............................................... National Memorial Day
(Observed Last Monday in May) June 3 ........................................... Jefferson Davis Birthday July 4 .................................................... Independence Day First Monday in September ........................................ Labor Day October 12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Co1umbus Day
(Observed on Second Monday in October) November 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Veterans Day Fourth Thursday in November ............................... Thanksgiving Day December 25 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Christmas Day
(Provided that when any of the holidays enumerated above fall on a Sunday, the Monday next following shall be observed as a Legal Holiday; also, provided that when any of the holidays enumerated above fall on a Saturday, the Friday before shall be observed as a Legal Holiday.)

ROSTER OF SUPERINTENDENTS OF BANKS AND COMMISSIONERS

NAME

DATE OF APPOINTMENT

DATE SERVICE ENDED

Superintendents of Banks:

T. R. Bennett .................... November 17, 1919 ......... January 1, 1927

A. B. Mobley ..................... January 1, 1927 ........ September 24, 1931

W. J. Davis ...................... September 24, 1931 ........ January 1, 1932

R. E. Gormley .................... January 1, 1932 ........... October 6, 1936

R. R. Tippins .................... October 6, 1936 .......... January 11, 1937

John C. Beasley .................. January 11, 1937 ......... January 25, 1937

R. E. Gormley .................... January 25, 1937 .......... January 1, 1940

C. B. Golsan, Acting Supt ......... January 1, 1940 .......... January 14~ 1941

John C. Beasley .................. January 14, 1941 ........... March 21, 1947

0. G. Jacksun .................... March 22, 1947 .......... November 18, 1948

A. P. Persons .................... November 18, 1948 ............ June 6, 1960

W. D. Trippe ..................... July 1, 1960 ................ July 15, 1963

W. M. Jackson, Acting Supt ........ July 16, 1963 ........... February 16, 1964

W. M. Jackson .................... February 17, 1964 ....... December 31, 1971

E. D. Dunn ....................... January 3, 1972 ............. April 5, 1972

Commissioner: E. D. Dunn ....................... April 6, 1972 ..................... Present

viii

SUMMARY OF ACTIVITIES OF BANKS

CHARTERS APPROVED

NAME OF BANK

LOCATION

The Georgia State Bank of Rome Athens Bank and Trust Pickens County Bank

Rome Athens Jasper

APPROVED
3- 9-76 3- 9-76 8-24-76

CHARTER APPLICATIONS DISAPPROVED

NAME OF BANK

LOCATION

Citizens Bank of Bulloch County

Statesboro

DISAPPROVED 5- 7-76

APPROVAL OF ARTICLES OF DISSOLUTION

NAME OF BANK

LOCATION

The Citizens and Southern South DeKalb Bank
The Citizens and Southern Bank of Sandy Springs

Decatur Atlanta

APPROVED 10-18-76 10-18-76

APPLICATIONS FOR MERGERS AND/OR CONSOLIDATIONS APPROVED

NAME OF BANK

LOCATION

ACTIVITY

APPROVED

DeKalb County Bank into

Atlanta

Roswell Bank

Roswell

Merger

2-16-76

Bank of Byromville into

Byromville

Exchange Bank of Unadilla

Unadilla

Merger

8-11-76

Bank of Union Point into

Union Point

The Citizens Bank

Greensboro

Merger

11- 9-76

PERMITS FOR BANKS TO BEGIN BUSINESS ISSUED

NAME OF BANK

LOCATION

ISSUED

The Bank of Fitzgerald Bank of Dooly Ather.s P~nk and Trust White County Bank

Fitzgerald Vienna Athens Cleveland

4- 9-76 6-24-76 10- _5-76 10-25-76

TO OPEN
4-15-76 7-30-76 10- 7-76 10-29-76

CONVERSION FROM REGULATED CERTIFICATED TO STATE BANK

NAME OF BANK

LOCATION

CAPITAL

APPROVED

M. G. Pound Bank

Sparta

$100,000

5- 5-76

INTERNATIONAL BANK AGENCY LICENSES ISSUED (ONE YEAR)

NAME OF BANK AND AGENCY

LOCATION

ISSUED

Barclays Bank International Limited London Barclays Bank International Agency Atlanta

6-11-76

TO OPEN 11- 1-76

1

SUMMARY OF ACTIVITIES OF BANKS - Continued

BANK OFFICES/FACILITIES INTERCHANGED DURING YEAR

FROM AND TO

LOCATION

APPROVED

First State Bank of Cobb County Oakdale Facility to Oakdale Office
The Hinesville Bank Fort Stewart Facility to Fort Stewart Bank Office
The Citizens and Southern Bank of U. S. Marine Corps Supply Center

Smyrna
Smyrna Hinesville
Fort Stewart Albany

4-18-75 4-19-76

Facility to

U. S. Marine Corps Supply Center

Bank Office

Albany

8-25-76

* Omitted from 1975 Annual Report

EFFECTIVE
* 4-18-75
4-19-76
8-25-76

BANK HOLDING COMPANY ACQUISITION APPLICATIONS APPROVED

BANK HOLDING COMPANY

BANK ACQUIRED

APPROVED

CB&T Bancshares, Inc. Columbus
CB&T Bancshares, Inc. Columbus
Trust Company of Georgia Atlanta
First National Holding Corporation Atlanta
Trust Company of Georgia Atlanta

Commercial Bank Thomasville LaGrange Banking Company LaGrange Security National Bank Smyrna First Bank of Savannah Savannah Central Bank and Trust Company Jonesboro

9- 7-76 9- 7-76 9-23-76 12- 1-76 12-17-76

STATE BANK IN LIQUIDATION

NAME OF BANK

LOCATION

DATE CLOSED

The Hamilton Bank and Trust Company Atlanta

10- 8-76

DEPOSITORY N/A

Federal Deoosit Insurance Corporation was appointed Receiver by Fulton County SupPrior Court upon petition by the Department of Banking and Finance. All creditor liabilities were assumed by National Bank of Georgia, Atlanta, underwritten by Federal Deposit Insurance Corporation. Assets are being liquidated by Federal Deposit Insurance Corporation, status not known.

REGULATED CERTIFICATED BANK IN LIQUIDATION

NAME OF BANK

LOCATION

DATE CLOSED

DEPOSITORY

First Citizens Bank

Covington

6-25-70 First Georgia

Bank, Atlanta

Unpaid Deposits...................................................... $22,597.84

Unpaid Deposits (subrogated to insuror).............................. 50,000.00

Other Unpaid Claims.................................................. 5,232.84

Unpaid Dividends on Claims........................................... 1,403.64

Estimated Value of Remaining Unliquidated Assets.....................

None

2

SUMMARY OF ACTIVITIES OF BANKS - Continued

APPLICATIONS APPROVED

TO INCREASE OR DECREASE OUTSTANDING CAPITAL STOCK

NAME OF BANK

LOCATION

APPROVED

AMOUNT OF CHANGE

FROM

TO

First State Bank of Blakely The Citizens and Southern Bank
of Bartow County Bank of Canton The Citizens and Southern
Bank of Milledgeville Citizens DeKalb Bank The Citizens Bank of Tifton The Citizens Bank The Commercial Bank The Exchange Bank Bank of Dade Coffee County Bank The Blackshear Bank Savannah Bank and Trust Company
of Savannah Citizens State Bank Abbeville State Bank Bank of Quitman Empire Banking Company Peoples Bank Peoples Bank Bank of Alapaha Exchange Bank of Unadilla First State Bank in Cordele Citizens Bank The Citizens Bank of Ashburn The United Banking Company The Farmers Bank Peoples Bank Citizens St~te Bank Bank of Mil r-.n Broxton State Bank Citizens Union Bank

Blakely

1-19-76 $ 200,000 $ 300,000

Carters vi 11 e 1-21-76 385,000 770,000

Canton

1-27-76 800,000 1,600,000

Mi 11 edge vi 11 e Clarkston Tifton Toccoa Crawford Douglas Trenton Douglas Blackshear

1-27-76 1-30-76 2-10-76 2-19-76 2-27-76 2-27-76 3-10-76 3-24-76 4-20-76

400,000 250,000 440,000 300,000 100,000 413,900 125,000 800,000 200,000

800,000 500,000 550,000 600,000 200,000 475,990 250,000 960,000 250,000

Savannah Kingsland Abbeville Quitman Homervi 11e Blackshear Blackshear Alapaha Unadi 11 a Cordele Ball Ground Ashburn Nashville Douglas St. ~~arys Kingsland Milan Broxton Greensboro

4-22-76 5- 3-76 6- 4-76 6-22-76 7-20-76 7-20-76 7-20-76 7-28-76
8-11-76 8-23-76 9- 2-76 9- 8-76 9-24-76 10-20-76 10-29-76 11- 3-76 11- 3-76 11- 4-76 11- 9-76

2,369,960
110,000 100,000 100,000 225,000 200,000 400,000 250,000
450,000 350,000 180,000 350,000 300,000
1'320 ,000 100,000 121,000 157,500
247,500 300,000

2,606,955
121,000 200,000 150,000 270,000
400,000 500,000 400,000 570,000 500,000 540,000 600,000 335,000 1,500,000 150,000 181,500 173,250 346,500 771,420

APPLICATIONS TO ISSUE PREFERRED STOCK APPROVED

NAME OF BANK

LOCATION

APPROVED

FROM

TO

The Peoples Bank

Cleveland

4-28-76

00 $ 500,000

APPROVAL OF ADDITIONAL AUTHORIZED UNISSUED SHARES

NAME OF BANK

LOCATION

APPROVED SHARES

AMOUNT

Peoples State Bank Bank of Lenox Citizens DeKalb Bank Roswell Bank

Baxley Lenox Clarkston Roswell (Preferred)

1-14-76 1-28-76 1-30-76 2-16-76 2-16-76

3,350 15,000 35,000 100,000 100,000

$ 16,750 150,000 350,000 1,000,000 1,000,000

3

SUMMARY OF ACTIVITIES OF BANKS - Continued

APPROVAL OF ADDITIONAL AUTHORIZED UNISSUED SHARES - Continued

NAME OF BANK

LOCATION

APPROVED SHARES

AMOUNT

South Georgia Banking Company
First American Bank
Macon Bank &Trust Company
First American Bank and Trust Company
The Citizens &Southern Bank
of Albany
Bank of Dade The Citizens and Southern
Newnan Bank Citizens and Southern Bank
of Dublin The Citizens and Southern
Bank of West Georgia
Citizens &Southern Bank of
Thomaston Atlantic Bank and Trust Company
The Blackshear Bank Savannah Bank and Trust Company
of Savannah Gwinnett Commercial Bank
M. G. Pound Bank
Peoples Bank First-Palmetto Bank The Citizens and Southern Bank
The Citizens and Southern
DeKalb Bank The Pulaski Banking Company
Citizens Union Bank

Omega

2-20-76

Warm Springs 2-27-76

Macon

3- 2-76

Athens

3- 8-76

Albany Trenton

3- 9-76 3-10-76

Newnan

3-12-76

Dublin

3-17-76

LaGrange

3-17-76

Thomaston Savannah Blackshear

3-31-76 4-12-76 4-20-76

Savannah

4-22-76

Lawrenceville 5- 5-76

Sparta

5- 5-76

Blackshear 7-20-76

Palmetto

8-18-76

East Point 9- 9-76

Avondale

Estates

9- 9-76

Hawkinsville 10- 8-76

Greensboro 11- 9-76

10,000 14,000 10,000
50,000
300,000 25,000
140,000
134,407
145,000
140,000 40,000 25,000
1 ,257 170,000 40,000 50,000 57,332 188,125
64,000 5,000 36,429

$ 50,000 140,000 25,000
500,000
3,000,000 250,000
1 ,400,000
1 '344,070
1,450,000
1,400,000 400,000 250,000
6,285 850,000 40,000 500,000 286,660 1 ,881 ,250
640,000 50,000 728,580

APPROVAL OF ISSUANCE OF AUTHORIZED UNISSUED SHARES

NAME OF BANK

LOCATION

APPROVED SHARES

Jasper Banking Company
Citizens anu Southern Bank
of Rockdale
Peoples State Bank First State Bank
Middle Georgia Bank Park Avenue Bank
The Peoples Bank The Bank of Griffin
Middle Georgia Bank
Bank of Lenox Bank of Cumming First American Bank Northwest Georgia Bank Roswell Bank

Jasper
Conyers Baxley Valdosta Byron Valdosta Wi 11 acoochee Griffin Byron Lenox Cumming Warm Springs Ringgold Roswell

1- 5-76
1- 8-76 1-14-76 1-14-76 1-20-76 1-20-76 1-27-76 1-28-76 2-11-76 2-11-76 2-13-76 2-27-76 3- 3-76 2-16-76

16,000
50,000 3,350 5,000 1,240 5,000 6,000 5,000
150 15,000 5,000 1,000 50,000 20,000

AMOUNT
$ 400,000
500,000 16,750 50,000 1,240 50,000 60,000 50,000
150 150,000 50,000 10,000 125,000 200,000

4

SUMMARY OF ACTIVITIES OF BANKS - Continued

APPROVAL OF ISSUANCE OF AUTHORIZED UNISSUED SHARES - Cont'd

NAME OF BANK

LOCATION

APPROVED SHARES AMOUNT

Peachtree Bank and Trust Company Middle Georgia Bank Cohutta Banking Company
South Georgia Banking Company Gwinnett Commercial Bank The Bank of Dalton Atlantic Bank and Trust Company Middle Georgia Bank First-Palmetto Bank Wheeler County State Bank The Merchants and Farmers Bank
of Milledgeville Walker County Bank The Bank of Griffin Middle Georgia Bank First American Bank The Citizens Bank of Montezuma
The Security State Bank Peachtree Bank and Trust Company

Chamblee

3- 4-76

Byron

3-22-76

Chatsworth 4-13-76

Omega

4-28-76

Lawrenceville 5-14-76

Dalton

6-15-76

Savannah

6-16-76

Byron

6-30-76

Palmetto

10- 5-76

Alamo

10-26-76

Milledgeville 10-27-76

LaFayette 11-19-76

Griffin

12- 7-76

Byron

12- 7-76

Warm Springs 12-20-76

Montezuma 12-22-76

McRae

12-29-76

Chamblee

12-29-76

546,600 $1,366,500

345

345

32,833 164,165

5,000 25,000

140,000 700,000

20,000 200,000

10,000 100,000

200

200

40,000 200,000

750 75,000

843 4,000 5,000
700 7,000 10,000 6,000 3,500

84,300 40,000 50,000
700 70,000 50,000 30,000 8,750

APPLICATIONS TO REDUCE PAR VALUE OF CAPITAL STOCK APPROVED

NAME OF BANK

LOCATION

APPROVED

FROM

TO

Peoples State Bank
Macon Bank &Trust Company
Bank of Dade
The Blackshear Bank Abbeville State Bank Cohutta Banking Company Peoples Bank Citizens Union Bank

Baxley

1-14-76

$ 10

$5

Macon

3- 2-76

5

2.50

Trenton

3-10-76

25

10

Blackshear 4-20-76

50

10

Abbeville

6- 4-76

100

10

Chatsworth 6-15-76

5

2.50

Blackshear 7-20-76

100

10

Greensboro 11- 9-76

100

20

MISCELLANEOUS APPLICATIONS TO AMEND ARTICLES OF INCORPORATION APPROVED

NAME OF BANK

LOCATION

NATURE OF AMENDMENT

APPROVED

Peoples State Bank

Baxley

Commercial Bank of Cobb County Marietta

The Peoples Bank

Lithonia

Bank of Canton

Canton

The Farmers Bank

Monroe

The Farmers Bank of Tifton Tifton

The Citizens and Southern Bank

of Effingham County

Springfield

To acquire Trust Powers and change name to:
"Peoples State Bank &
Trust" To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers
To acquire Trust Powers

1-14-76 1-19-76 1-21-76 1-27-76 1-27-76 1-28-76 1-28-76

5

SUMMARY OF ACTIVITIES OF BANKS - Continued

MISCELLANEOUS APPLICATIONS TO AMEND ARTICLES OF INCORPORATION APPROVED - Continued

NAME OF BANK Bartow County Bank Fulton County Bank Citizens DeKalb Bank Mount Vernon Bank The Merchants and Farmers Bank
of Milledgeville Citizens Bank Douglas County Bank Bank of Hiawassee Bank of Manchester Walker County Bank The Knight State Bank
The Citizens &Southern Bank
of Albany
Athens Bank and Trust Bank of Dade Citizens and Southern Bank
of Dublin
Citizens &Southern Bank
of Thomaston
Bowman State Bank
First Augusta State Bank
Bank of Fort Valley M. G. Pound Bank
The Coastal Bank Abbeville Stat~ Bank
Exchange Bank of Unadilla
Reliance Corporation of Georgi a
Church Investors, Inc.
The Citizens Bank
Hamilton Bank of Dalton

LOCATION
Cartersville Alpharetta Clarkston Mt. Vernon

NATURE OF AMENDMENT APPROVED
To acquire Trust Powers 1-29-76 To acquire Trust Powers 1-30-76 To acquire Trust Powers 1-30-76 To acquire Trust Powers 2- 2-76

Milledgeville To acquire Trust Powers 2- 2-76

Vienna

To acquire Trust Powers 2- 4-76

Douglas vi 11 e To acquire Trust Powers 2-10-76

Hiawassee

To acquire Trust Powers 2-11-76

Manchester To acquire Trust Powers 2-16-76

LaFayette

To acquire Trust Powers 3- 2-76

Dexter

To acquire Trust Powers 3- 2-76

To change name to: 11 The

Albany

Citizens and Southern

Bank of Albany 11

3- 9-76

Athens

To acquire Trust Powers 3- 9-76

Trenton

To acquire Trust Powers 3-10-76

To change name to: 11 The

Dublin

Citizens and Southern

Bank of Dublin 11

3-17-76

To change name to: II The

Thomaston

Citizens and Southern

Bank of Thomaston 11

3-31-76

Bowman

To change name to:

11 The American Bank 11

4- 6-76

Augusta

To change name to: 11 First

Augusta Bank &Trust

Company 11

4-16-76

Fort Valley To acquire Trust Powers 4-22-76

Sparta

To change name to:

11 United Security Bank 11 5- 5-76

Hinesville To acquire Trust Powers 5-10-76

Abbeville

To change name to:

11 Wilcox County State

Bank 11

6- 4-76

Unadi 11 a

To change name to:

11 State Bank and Trust

Co. 11 and to acquire

Trust Powers

8-11-76

*To acquire Limited

Atlanta

Trust Powers

11- 5-76

Atlanta

*To rescind Limited

Trust Powers

11- 5-76

Greensboro To change name to:

11 Citi zens Union Bank 11 11- 9-76

Dalton

To change name to:

11 Hardwick Bank &Trust

Company 11

11-15-76

* Powers granted authoritatively, articles not amended.

6

Sl~RY OF ACTIVITIES OF BANKS - Continued

BRANCH BANKS AS OF DECEMBER 31, 1976

PARENT BANK

BRANCH BANK

LOCATION

Trust Company Bank, Atlanta
Bank of the South, Riverdale Citizens Bank, Folkston Roswell Bank, Roswell First Georgia Bank, Atlanta

East Atlanta Branch Bank Cayman Islands Branch Bank College Park Branch Bank Nahunta Branch Bank Clairmont Branch Bank Redan Village Branch Bank

514 Flat Shoals Ave. Atlanta Georgetown, Cayman Islands 1876 Princeton Ave. College Park Nahunta 3361 Clairmont Road, NE Atlanta 4798 Redan Road DeKalb County

BANK OFFICES/FACILITIES APPROVED BUT UNOPENED AS OF DECEMBER 31, 1976

PARENT BANK

LOCATION

BANK OFFICE/FACILITY

First Augusta State Bank Augusta

The Citizens and Southern

Bank of Cobb County

Austell

Lamar State Bank Bank of Clayton The Bank of Dalton The Exchange Bank Bank of Forest Park The Citizens Bank Citizens Union Bar.k
First Bank &Trust Co.
The United Banking Company Farmers and l~erchants Bank Atlantic Bank and Trust Company The Altamaha Bank Farmers and Merchants Bank Southern Bank The Peoples Bank

Barnes vi 11 e Clayton Da 1ton Douglas Forest Park Fort Valley Greensboro Marietta
Nash vi 11 e
Pine Mountain
Savannah Uvalda
Washington Waycross Willacoochee

Washington Road Office
Smyrna Office Atlanta West Office Milner Office Clayton Office Cleveland Road Office The Exchange Bank Office Southlake Office Southside Facility Union Point Office 34-50 E. Park Square Office
Southside Office
Waverly Hall Office
Habers~am Office Higgston Office
Tignall Office Westside Office Willacoochee Office

LOCATION Augusta
Smyrna Austell Milner Clayton Dalton Douglas Morrow Fort Valley Union Point Marietta
Nashville
Waverly Hall
Savannah Higgs ton
Ti gna 11 Waycross Willacoochee

7

SUMMARY OF ADDITIONS AND DELETIONS DURING 1976
Certificated Branches & Chartered Bank Offices
Banks & Facilities

IN OPERATION JANUARY l, 1976 ...................... . 379

356

BANKS OPENING DURING YEAR.......................... + 4
Athens Bank and Trust, Athens (10-7-76) White County Bank, Cleveland (10-29-76)
The Bank of Fitzgerald, Fitzgerald (4-15-76)
Bank of Dooly, Vienna (7-30-76)

BANKS DELETED BY MERGERS, ASSUMPTIONS, AND CONVERSIONS........................................ - 5
DeKalb County Bank, Atlanta (3-15-76) Hamilton Bank and Trust Company, Atlanta (10-8-76) Haralson County Bank, Buchanan (4-1-76) Bank of Byromville, Byromville (10-8-76) Cobb Exchange Bank, Marietta (9-1-76)

BANK OFFICES/FACILITIES OPENING DURING YEAR........
Abbeville State Bank, Abbeville
Rochelle Office, Rochelle (6-15-76) Bank of Alapaha, Alapaha
Nashville Office, Nashville (10-20-76) The Citizens and Southern Bank of Albany, Albany
Albany Mall Office, Albany (8-4-76)
First State Bank &Trust Company, Albany
Albany Mall Office, Albany (7-19-76)
Trust Company Bank, Atlanta Atlanta Center Office, Atlanta (12-28-76) 101 Marietta Street Office, Atlanta (1-19-76)
Georgia Railroad Bank &trust Company, Augusta
Eisenhower Medical Center Facility, Fort Gordon (5-17-76)
(Suspended Operation 5-24-76; reopened 9-2-76) Farmers & Merchants Bank, Brooklet
StatP~boro Office, Statesboro (10-18-76) Cnlumbus Bank and Trust Company, Columbus
Bradley Park Office, Columbus (12-21-76)
Citizens and Southern Bank of Rockdale, Conyers Court Square Office, Conyers (5-24-76)
Cordele Banking Company, Cordele Downtown Office, Cordele (8-9-76)
First State Bank in Cordele, Cordele 16th Avenue Office, Cordele (10-15-76)
The Darien Bank, Darien Eulonia Office, Eulonia (8-19-76)
The Glennville Bank and Trust Company, Glennville Main Street Facility, Glennville (11-24-76)

+ 28

8

SuMMARY oF ADDITIONS AND DELETIONS DuRING 1976 - CoNTINUED
CePtificated BPanches
&ChaPtePed Bank Offices Banks &Facilities

Central Bank and Trust Company, Jonesboro Morrow Office, Morrow (7-22-76)
Central Bank of Georgia, Macon Northside Office, Macon (1-5-76)
First Bank &Trust Co., Marietta
Atlanta Office, Smyrna (9-1-76) Georgia State Bank, Martinez
Harlem Office, Harlem (9-7-76) The First Bank of Clayton County, Morrow
Southlake Mall Office, Morrow (7-26-76) Bank of Coweta, Newnan
Court Square Office, Newnan (9-2-76) South Georgia Banking Company, Omega
Tifton Office, Tifton (5-3-76) Roswell Bank, Roswell
Clairmont Office, Atlanta (3-15-76) Georgia Central Bank, Social Circle
Monroe Office, Monroe (1-2-76)
First Bulloch Bank &Trust Company, Statesboro
College Plaza Office, Statesboro (10-11-76) Sea Island Bank, Statesboro
Fair Road Office, Statesboro (11-17-76) West Central Georgia, Thomaston
Downtown Office, Thomaston (4-12-76) The Citizens Bank, Toccoa
Mize Road Office, Toccoa (12-6-76) State Bank and Trust Co., Unadilla
Byromville Office, Byromville (10-8-76)

BANK OFFICES/FACILITIES DISCONTINUED DURING YEAR ...

-4

First Georgia Bank, Atlanta

Headland Office, Atlanta (8-13-76)

Hamilton Bank and Trust Company, Atlanta

Sardy Springs Office, Atlanta (10-8-76)

Trust Company Bank, Atlanta

Gateway-Fulton Office, Atlanta (4-9-76)

Hartford Office, Atlanta (12-31-76)

IN OPERATION DECEMBER 31, 1976 .................... .

378

380

9

CITY
Abbevi 11 e
Adai rs vi 11 e Adel
Ailey Alamo Alapaha Albany

COUNTY
Wilcox
Bartow Cook
Montgomery Wheeler Berrien Dougherty

Allentown _. Alma 0 Alpharetta
Americus

Wilkinson
Bacon Fulton Sumter

Arlington Ashburn
Athens

Calhoun Turner Clarke

Atlanta

Fulton

Augusta

Richmond

Austell

Cobb

Avondale Estates DeKalb

* Membel' Federal Resel"Ve System ** Braanah Bank

LIST OF STATE BANKS BANK NO. NAME OF BANK
1298 Wilcox County State Bank 1107 Dorsey State Bank 0523 *Bank of Adairsville 111? Adel Banking Company 1263 Farmers and Merchants Bank 0525 Montgomery County Bank 1217 Wheeler County State Bank 0527 Bank of Alapaha 0092 The Citizens and Southern Bank
of Albany
0094 First State Bank &Trust Company
0159 Security Bank and Trust Company of Albany
1203 The Four County Bank
1196 Alma Exchange Bank &Trust
0998 Fulton County Bank 0100 Bank of Commerce 0104 Citizens Bank of Americus 0241 Sumter County Bank 1133 Bostwick Banking Company 0257 Ashburn Bank 0258 The Citizens Bank of Ashburn 0269 Athens Bank and Trust 1125 First American Bank and Trust
Company
1022 * Citizens Trust Bank 0022 * First Georgia Bank 0010 * Trust Company Bank 1327 First Augusta Bank &Trust Company 0035 * Georgia Railroad Bank &Trust
Company 0531 The Citizens and Southern Bank of
Cobb County 1278 The Citizens and Southern DeKalb
Bank

CHARTER DATE
4-22-1952 10- 4-1972 3-21-1899 2-27-1929 12-11-1947 2-24-1926
1-15-1945 3- 4-1905 5- 6-1943
3-31-1961
~-17-1970
8-18-1941 9-30-1939 2- 6-1920 10-13-1891 2-20-1937 10- 1-1973 8-27-1935 7- 3-1900 7-27-1905 3-12-1976 9-24-1949
7-12-1921 12- 5-1934 9-21-1891 7-17-1969 1(1- 15-1892
1- 3-1910
11-16-1948

BEGAN BUSINESS
4-22-1952 10- 4-1972 3-24-1899 3- l-1929 1-15-1948
3- l-1926 1-17-1945 3-25-1905 6- l-1943
3-31-1961 8-31-1970
9-15-1941 10-14-1939 4-12-1920 1- 2-1892
3-25-1937 10-28-1974 3- 1-1936 7- 1900 10-25-1905 10- 7-1976 11- 1-1949
8-17-1921 1- 1-1935 11- 8-1891 7-17-1969 12-31-1892
1-10-1910
8-18-1949

NO. OF OFFICES
1 0 0 1 0 0 0 2 6
5 l
0 1 1
1
1 0 0 0 0 0 0
2 6 36-2** 2 14
6
l

CITY Bainbridge

Ball Ground Barnesville Barwick Baxley

Blackshear

Bl ai rs vi ll e Blakely

Blue Ridge

____..

Boston Bowdon

Bowman

Brasel ton

Bremen

Brooklet Broxton Buena Vista Buford Butler Byron Cadwe 11
Cairo

Calhoun Camilla

Canton

Carnesville

COUNTY
Decatur
Cherokee Lamar Brooks Appling
Pierce
Union Early
Fannin Thomas Carroll Elbert Jackson Hara 1son
Bulloch Coffee Marion Gwinnett Taylor Peach Laurens Grady
Gordon Mitchell
Cherokee
Franklin

LIST OF STATE BANKS BANK NO. NAME OF BANK
0825 The Citizens Bank and Trust Company
0245 The First Port City Bank 108; Citizens Bank 0179 Lamar State Bank 1142 Barwick Banking Company 0957 Baxley State Bank
0123 Peoples State Bank &Trust
0365 * The Blackshear Bank
1238 Peoples Bank 1284 Union County Bank 1200 Bank of Early 0293 First State Bank of Blakely 0425 Fannin County Bank 0383 Peoples Banking Company 1090 The Commercial Bank 0125 The American Bank 0791 Braselton Banking Company
0160 The Citizens &Merchants Bank 1156 Commercial & Exchange Bank 1268 Farmers &Merchants Bank
1242 Broxton State Bank 0400 Buena Vista Loan and Savings Bank 0305 First Commercial Bank 1087 The Citizens State Bank 1341 Middle Georgia Bank 1119 Farmers State Bank 0332 Cairo Banking Company 0333 Citizens Bank 0144 Gordon County Bank 0294 Bank of Cami 11 a
0295 Planters &Citizens Bank
0279 Bank of Canton 0280 Etowah Bank 1184 First Bank and Trust

CHARTER DATE
11- 8-1911
4- 3-1974 9-28-1926 4-14-1971 2-16-1967 8-23-1917 5-14-1966 7- 7-1892 8- 1-1946 2-18-1949 4- 3-1941 5- 6-1937 5-29-1916 1-29-1947 9-22-1926 12- 2-1966 12-13-1948 6- 9-1970. 1-18-1949 2- 4-1948 8- 4-1966 9-22-1887 1-18-1946 9- 4-1926 10-30-1962 8-23-1972 11-23-1903 12- 3-1903 12-27-1967 11- 4-1889 9-20-1904 11-17-1892 1-22-1927 7-18-1960

BEGAN BUSINESS
12-19-1911
10- 7-1974 10- l-1926 6- l-1972 6- 1-1967 8-25-1917 7- 1-1966 7- 7-1892 8- 5-1946 3- 1-1950 4-28-1941 5-15-1937 6- 6-1916 4- 1-1947 9-22-1926 1- 3-1967 12-18-1948 11-16-1970 2- l-1949 2-17-1948 9- 1-1966 9- 1-1889 2-11-1946 9- 4-1926 2- 4-1963 8-23-1972 11-23-1903 1- 1-1904 1- 2-1969 1- 2-1890 5-24-1913 12-18-1892 1-29-1927 8- 1-1960

NO. OF OFFICES
0
0 1 0 0 0 l
0
0
0
0
0 0 0 0 0 0 0 1 l 0 0 2 0 1 0 1 0 0 0 0 2 1 0

CITY
Carroll ton
Cartersville
Cave Spring Chamblee Chatsworth Chester Chickamauga Clarkesville C1 arks ton Claxton
Clayton
N
Cleveland
Cobbtown Cochran
Colquitt
Columbus
Comer
Commerce Concord Conyers
Coolidge

COUNTY
C0.rroll
Bartow
Floyd DeKalb Murray Dodge Walker Habersham DeKalb Evans
Rabun
White
Tattnall Bleck ley
Miller
Muscogee
Madison
Jackson Pike Rockdale
Thomas

LIST OF STATE BANKS BANK NO. NAME OF BANK
0201 The Carrollton State Bank 0206 The Peoples Bank 0243 Bartow County Bank ~267 The Citizens and Southern Bank
of Bartow County 0133 Bank of Cave Spring 1334 Peachtree Bank and Trust Company 0720 Cohutta Banking Company 1098 Bank of Chester 0567 Bank of Chickamauga 0568 Habersham Bank 0151 Citizens DeKa1b Bank 1201 The Claxton Bank
1193 Tippins Bank &Trust Company
0486 Bank of Clayton 0266 Rabun County Bank 1244 The Peoples Bank 0270 White County Bank 1237 The Brown Bank 1134 Cook Banking Company 1023 State Bank of Cochran 1059 Citizens Bank 0237 The Peoples Bank 0060 Columbus Bank and Trust Company 0135 Trust Company of Columbus 1127 Merchants and Farmers Bank of
Comer, Georgia 0254 Northeastern Banking Company 0575 Concord Banking Company 0281 Citizens and Southern Bank of
Rockdale 0155 First Bank of Conyers 0812 Farmers and Merchants Bank of
Thomas County

CHARTER DATE
4-21-1972 11-10-1909 6- 7-1973 12-20-1947
12-15-1966 3-17-1960 7-17-1905 6-14-1966 2-16-1910 5-13-1904 4-10-1969 2-24-1941 8-30-1940 6-30-1904 5- 1-1974 12-11-1945 12- 2-1975 6-24-1970 4-24-1942 12-22-1921 3-24-1924 3-16-1973 12-24-1888 3-19-1954 10- 3-1935
8-25-1891 10-29-1903 10-15-1891
11-17-1969 12-18-1911

BEGAN BUSINESS
8- 1-1972 12- 1-1909 3-28-1974 11-19-1948
6-15-1967 5- 6-1960 1-24-1906 9-26-1966 5-10-1910 5- 1904 3- 6-1970 2-24-1941 9- 3-1940 7- 1-1904 10-10-1975 7- 1-1946 10-29-1976 6-24-1970 7- 1-1942 1- 5-1922 4-21-1924 10-19-1973 4- 1-1889 3-19-1954 10-10-1935
1892 11-18-1903 6- 1901
6-24-1970 11-20-1911

NO. OF OFFICES
1 1 0 0
0 7 1 0 1 2 2 1 0 1 0 1 0 0 1 0 0 0 13 5 1
0 0 2
1 1

CITY
Cordele
Cornelia Covington Crawford Crawfordville Cumming
Cuthbert
Dahlonega Da11 as
__, Dalton
w
Danielsville Darien Dawson
Dawsonville Decatur
Dexter Doerun Donal son vi 11 e
Doraville Douglas

COUNTY

LIST OF STATE BANKS BANK NO. NAME OF BANK

Crisp

1096 Cordele Banking Company

1154 First State Bank in Cordele

Habersham 0385 Cornelia Bank

Newton

0227 The Bank of Covington

Oglethorpe 1065 The Commercial Bank

Taliaferro 1183 The Peoples Bank

Forsyth

0515 Bank of Cumming

0113 Forsyth County Bank

Randolph

1141 Citizens Bank

0409 First State Bank of Randolph

County

Lumpkin

0581 Bank of Dahlonega

Paulding

1339 The Citizens Bank, Dallas,

Georgia

Whitfield 0174 The Bank of Dalton

0152 The Citizens and Southern Bank

of Dalton

0172 Hardwick Bank &Trust Company

Madison

0582 Bank of Danielsville

Mcintosh

0584 The Darien Bank

Terrell

0765 Bank of Dawson

1172 Bank of Terrell

Dawson

1301 Dawson County Bank

DeKal b

1291 The Citizens and Southern Emory

Bank

0157 DeKalb Exchange Bank

Laurens

0591 The Knight State Bank

Colquitt

1212 Toney Brothers Bank

Seminole

1147 Commercial State Bank

1063 Merchants and Farmers Bank

DeKalb

0143 The Northeast Commercial Bank

Coffee

1126 Coffee County Bank

1190 The Exchange Bank

1224 The Farmers Bank

CHARTER DATE
5-31-1927 12- 3-1938
7- 3-1900 4-10-1901 9- 2-1924 12- 8-1947 10-11-1904 6-15-1964 2- 7-1938 12-31-1958
5-27-1914 7-23-1962
12-26-1911 9-25-1969
2-17-1922 12-11-1904 12- 8-1888 6-29-1911 3-23-1936 7- 1-1953 12-11-1950
9-30-1969 1-30-1967 7-11-1945 10-21-1938 9-24-1925 3-12-1968 6-19-1931 5-11-1971 5-22-1945

BEGAN BUSINESS
6-15-1927 1- 3-1939 8- 4-1900 4-10-1901 9- 5-1924 1- 2-1948 10-19-1904 9-26-1964 3- 1-1938 1- 2-1959
5-27-1914 3-15-1963
10-12-1912 1- 5-1970
2-20-1922 1-15-1908 1-24-1889 7- 1-1911 5- 1-1936 7-13-1953 4-16-1951
6- 8-1970 2- l-1967 7-31-1945 12-16-1938 9-24-1925 5- 5-1969 7- 1-1931 5-11-1971 7- 5-1945

NO. OF OFFICES
l 1 3 1 0 0 0 0 0 l
0 2
l 1
3 0 1 0 l 0 11
2 0 0 l l 0 0 0 l

CITY Douglasville

COUNTY Douglas

Dublin

Laurens

Dudley Duluth Eastman
East Point Eatonton
.j::o Edison Elberton Ell avi 11 e Ellijay
Fairburn Fayette vi 11 e
Fi tzgera 1d
Folkston Forest Park
Forsyth
Fort Gaines Fort Oglethorpe
** Branch Bank

Laurens Gwinnett Dodge
Fulton Putnam
Calhoun Elbert Schley Gilmer
Fulton Fayette
Ben Hi 11
Char1 ton Clayton
Monroe
Clay Catoosa

LIST OF STATE BANKS BANK NO. NAME OF BANK

CHARTER DATE

BEGAN

NO. OF

BUSINESS OFFICES

1326 The Citizens Bank, Douglasville,

8-11-1959 5- 9-1960

Georgia

1106 The Commercial Bank

4-24-1942 5- 1-1942

0250 Douglas County Bank

5-18-1973 6-24-1974

1108 The Citizens and Southern Bank

10-29-1928 11- 1-1928

of Dublin

0547 Farmers and Merchants Bank

5-26-1910 7- 6-1910

1304 The Morris State Bank

7-31-1958 10- 2-1958

0593 Bank of Dudley

10- 2-1905 11- 1905

1219 The Bank of Duluth

1-22-1945 2-17-1945

0253 Bank of Eastman

12-28-1918 1- 2-1919

1143 Citizens Bank &Trust Company

3-12-1949 4- 1-1949

1240 The Citizens and Southern Bank

11-12-1948 11-19-1948

1055 Farmers &Merchants Bank

10-30-1922 11-15-1922

1209 The Peoples Bank

3-16-1944 5- 1-1944

0438 The Bank of Edison

9-24-1904

1904

0131 Granite City Bank

12- 3-1927 1- 2-1928

0461 Bank of Ellaville

9-10-1910 9-16-1910

0596 The Bank of Ellijay

5-21-1914 6- 1-1914

0248 First State Bank of Gilmer County 11- 5-1973 8-29-1974

0599 Fairburn Banking Company

9-14-1891

1902

0455 Farmers and Merchants Bank

2-16-1906 3-13-1906

0239 First Citizens Bank

6-28-1973 7- 1-1974

0267 The Bank of Fitzgerald

11-10-1975 4-15-1976

1271 The First State Bank of Fitzgerald 5-24-1948 7-19-1948

0833 The Citizens Bank

12-12-1911 1- 4-1912

1309 Bank of Forest Park

5- 9-1956 10-15-1956

0114 The Citizens and Southern Bank of 6-26-1964 11-21-1964

Clayton County

0999 Citizens Bank of Forsyth, Georgia 2-17-1920 3- 1-1920

0262 The Farmers Bank

3- 9-1910

1910

0261 Monroe County Bank

11- 2-1908 10-15-1908

1155 Fort Gaines Banking Company

2-11-1937 2-15-1937

0110 Fort Oglethorpe State Bank

12- 4-1963 8- 7-1964

3
2 0 2
1 1 0 1 0 1 5 0 0 0 2 0 1 0 1 0 0 0 1
1-1 * *
3 4
0 0 0 0 2

CITY
Fort Valley
Franklin Gaines vi 11 e Gibson Glennville

Gordon Gray Greensboro

Greenville Griffin

--' U1

Haddock

Hahira

Hampton Hapeville Harlem
Hartwell

Hawkinsville
Hazlehurst
Hiawassee Hi nesvi 11 e
Hogansville Homer Homerville Irwinton

COUNTY

LIST OF STATE BANKS BANK NO. NAME OF BANK

Peach

1066 Bank of Fort Valley

0390 The Citizens Bank

Heard

0509 The Bank of Heard County

Hall

0140 The Citizens Bank

Glascock

0606 Bank of Gibson

Tattna11

1208 First Citizens Bank

0468 The Glennville Bank and Trust

Company

Wilkinson 1239 The Gordon Bank

Jones

0612 Bank of Gray

Greene

1091 Bank of Greensboro

1236 The Citizens Bank

Meriwether 0422 The Greenville Banking Company

Spalding

0136 The Bank of Griffin

0115 Conunercia1 Bank & Trust Company

Jones

0615 Jones County Bank

Lowndes

0955 Citizens Bank of Hahira

1117 Commercial Banking Company

Henry

1275 Bank of Hampton

Fulton

1228 Capital City Bank

Columbia

0449 Bank of Columbia County

Hart

1338 Bank of Hartwe11

0276 The Citizens and Southern Bank

of Hart County

Pulaski

0197 Planters Bank

1281 The Pulaski Banking Company

Jeff Davis 0375 Bank of Hazlehurst

1340 Jeff Davis Bank

Towns

0625 Bank of Hiawassee

Liberty

1306 The Coastal Bank

0783 The Hinesville Bank

Troup

1122 The Citizens Bank

Banks

0256 Bank of Banks County

Clinch

1145 Empire Banking County

Wilkinson 0732 Wilkinson County Bank

CHARTER DATE
10-11-1924 12-14-1906 10-14-1905 5-19-1913 11- 7-1905 12-31-1942 1-12-1905
6- 8-1946 8-23-1909 10-13-1926 3- 9-1946 10-24-1887 6- 8-1967 10-11-1889 7-14-1905 2-12-1927 1-29-1945 12-31-1965 7-20-1945 11-29-1909 5-15-1961 11-28-1942
2-27-1896 7-20-1949 10-19-1906 7-12-1962 6-14-1909 7- 9-1970 9- 4-1911 11-30-1961 6-25-1974 3- 1-1945 7-16-1907

BEGAN BUSINESS
10-15-1924 1- 1-1907 10-18-1905 6- 1913 11-27-1905 1- 4-1943 1-18-1905
8- 1-1946 8-28-1909 10-14-1926 4- 1-1946
1891 8-16-1968 10- 9-1890 7-25-1905 2-21-1927 4- 5-1945 2- 1-1966 9- 4-1945 12-13-1909 11- 9-1961 1- 2-1943
3- 1896 8-27-1949 10- 1906 12- 1-1962 7-21-1909 7- 9-1970 11-15-1911 12-11-1961 12-28-1974 6- 1-1945 7-16-1907

NO. OF OFFICES
1 1 0 2 0 1 1
0 0 0 0 0 0 2 0 0 0 0 1 0 1 0
1 1 0 0 0 0 1 0 0 0 0

LIST OF STATE BANKS

BANK

CITY

COUNTY

NO. NAME OF BANK

Jackson
Jasper Jeffersonville Jonesboro Kings 1and
LaFayette
LaGrange
Lakeland en Lavonia
Lawrenceville
Leary Leesburg
Lenox Leslie Lexington Li nco1nton Lithonia Locust Grove Loganville Ludowici
Lumber City Lumpkin Lyons
McDonough

Butts
Pickens Twiggs Clayton Camden
Walker
Troup
Lanier Franklin Gwinnett
Calhoun Lee
Cook Sumter Oglethorpe Lincolnton DeKalb Henry Walton Long
Telfair Stewart Toombs
Henry

0291 The Citizens and Southern Bank
of Jackson 0112 Mcintosh State Bank 1218 Jasper Banking Company
1162 Peoples State Bank 0410 Central Bank and Trust Company 1282 Citizens State Bank 0856 State Bank of Kingsland 0318 The Bank of LaFayette, Georgia 0203 Walker County Bank 0162 The Citizens and Southern Bank
of West Georgia 1202 LaGrange Banking Company 0121 Peoples Bank of LaGrange 0364 Farmers and Merchants Bank 0303 Northeast Georgia Bank 0327 *The Brand Banking Company
0165 Gwinnett Commercial Bank 0643 Jordan Banking Company 1255 The State Bank of Leesburg,
Georgia 0645 Bank of Lenox
1199 Farmers &Merchants Bank
1232 Citizens Banking Company
0816 Farmers State Bank 0340 The Peoples Bank 0518 The Farmers Bank 1247 Bank of Loganville 1303 Exchange Bank (Insured up to
.$2,000)
1227 Bank of Lumber City 0815 Farmers State Bank 1131 The Peoples Bank of Lyons,
Georgia 0191 The Citizens and Southern Bank of
Henry County

* Member Federal Reserve System

CHARTER DATE
4-14-1969
2-14-1964 1-17-1945 12-10-1969 10- 6-1903 10-27-1971 11-26-1912 11-13-1889 11-16-1971 7-23-1937
7- 8-1941 9-22-1965 4- 8-1907 9-20-1940 6- 2-1905 1-11-1971 12-30-1965 4- 9-1947
6-20-1907 12-19-1940 2- 7-1949 9-26-1911 8-26-1910 1- 3-1910 5- 6-1946 12-29-1967
5-22-1945 10-21-1911 5- 4-1935
6-23-1971

BEGAN BUSINESS
5- 1-1969
9-18-1964 3-12-1945 12-10-1969 11-17-1903 10-27-1971 12- 1912
1899 11-16-1972 8- 2-1937
9-15-1941 4-11-1966
1907 9-23-1940 7-17-1905 9-16-1971 1- 3-1966 12- 1-1947
6-25-1907 1- 2-1941 3-10-1949 12- 2-1911
1910 1- 1910 10- 5-1946 1- 2-1968
7- 2-1945 12- 1911 6- 1-1935
3- 8-1972

NO. OF OFFICES
0
0 0 0 4 0 0 1 1 2
1 0 0 1 2 1 0 0
0 0 0 0 1 0 0 0
0 0 1
0

CITY
McRae
Mableton Macon
Madison Manchester
Mansfield Marietta
Marsha 11 vi 11 e Martinez .... Meigs " Metter
Midville Milan Mi 11 edge vi 11 e
Millen
Molena Monroe Montezuma
Monticello Morrow Morven

COUNTY

LIST OF STATE BANKS BANK NO. NAME OF BANK

Telfair

0377 The Merchants &Citizens Bank

1285 The Security State Bank

Cobb

0105 Georgia State Bank

Bibb

1137 Central Bank of Georgia

1336 Georgia Bank &Trust Company

0249 MaGon Bank &Trust Company

Morgan

0244 Bank of Madison

Meriwether 0654 Bank of Manchester

1259 F &MBank and Trust Company

Newton

1235 Bank of Mansfield

Cobb

1241 First Bank &Trust Co.

1314 Commercial Bank of Cobb County

Macon

0391 First State Bank

Columbia

0731 Georgia State Bank

Thomas

0658 Bank of Meigs

Candler

1123 Metter Banking Company

1324 Pineland State Bank

Burke

1220 Bank of Mi dvi 11 e

Telfair

0661 Bank of Milan

Baldwin

0176 The Citizens and Southern Bank

of Milledgeville

0178 Exchange Bank

0177 The Merchants and Farmers Bank

of Milledgeville

Jenkins

0272 Bank of Millen

0236 Ogeechee Valley Bank

Pike

0665 Bank of Molena

Walton

0221 The Farmers Bank

Macon

1018 The Citizens Bank of Montezuma

1274 Montezuma Banking Company

Jasper

0331 Bank of Monticello

Clayton

0156 The First Bank of Clayton County

Brooks

0128 The Citizens Bank of Morven,

Georgia

CHARTER DATE
3-28-1929 8-23-1972 6-21-1963 6-19-1972 6- 9-1960 11-29-1973 12-26-1888 1-28-1910 10- 7-1947 12-19-1945 12-18-1906 9- 2-1955 9-19-1910 7- 5-1909 5- 8-1903 7-25-1930 12-27-1961 4-13-1945 12- 5-1906 2-28-1874
5-20-1903 3-22-1898
1- 4-1893 9- 1-1972 10- 7-1901 1- 1-1906 12-20-1972 10-23-1948 2- 8-1964 11-17-1969 1-18-1973

BEGAN BUSINESS
3-28-1929 8-23-1972 3- 2-1964 6-19-1972 7- 1-1960 6-24-1974 1- 1-1890 2- 2-1910 2-21-1948 3- 1-1946 1- 1-1907 9-17-1956 9-27-1910 8- 1-1909 6- 1903 8-26-1935 10-15-1962 5-21-1945 10- 1906 10-13-1884
6- 1-1903 3- 1898
3- 1-1893 1- 7-1974 3- 1899 1- 1-1906 1- 2-1973 1-10-1949 2-10-1964 5- 4-1970 1-18-1973

NO. OF OFFICES
0 0 4 3 5 1 0 0
0
0 9 6 0 1
0
0 0 0 0 1
2 0
0 0 0 1 0 0 0 3 0

CITY
Moultrie
Mount Vernon Nashville
Newington Newnan
Newton Nicholls Norcross
00 Oci 11 a
Og1 ethorpe Omega Palmetto Patterson Pavo Peachtree City Pearson Pelham
Pembroke Perry Pinehurst Pine Mountain Pineview Pitts Powder Springs Preston Quitman

COUNTY

LIST OF STATE BANKS
BANK NO. NAME OF BANK

Colquitt

0175 American Banking Company

0200 The Citizens and Southern Bank

of Colquitt County

Montgomery 0668 Mount Vernon Bank

Berrien

1205 The Citizens Bank

1064 The United Banking Company

Screven

0961 Bank of Newington

Coweta

0198 Bank of Coweta

0166 The Citizens and Southern Newnan

Bank

Baker

0671 Baker County Bank

Coffee

1249 Nicholls State Bank

Gwinnett

0673 The Citizens and Southern Bank

of Gwinnett

0138 Gwinnett Bank &Trust Company

Irwin

1316 The Bank of Ocilla, Georgia

0275 The First State Bank of Ocilla

Macon

0416 Bank of Oglethorpe

Tift

1187 South Georgia Banking Company

Fulton

0971 First-Palmetto Bank

Pierce

0681 The Patterson Bank

Thomas

1136 Pavo State Bank

Fayette

1004 The Fayette State Bank

Atkinson

1130 The Citizens Exchange Bank

Mitchell

0287 Farmers Bank of Pelham

0288 Pelham Banking Company

Bryan

0684 The Pembroke State Bank

Houston

0464 The Bank of Perry

Dooly

0687 Bank of Pinehurst

Harris

0445 Farmers and Merchants Bank

Pulaski

0601 Pineview State Bank

Wilcox

0689 Pitts Banking Company

Cobb

0148 Cobb County Bank

Webster

1198 Bank of Webster

Brooks

0185 The Bank of Quitman

CHARTER DATE
8-13-1971 7- 8-1896
12-21-1900 2-19-1943 7-10-1924 7- 7-1919 2-11-1972 2-25-1955
10- 4-1906 12- 2-1952 12-12-1903
9-11-196 7 9-20-1956 5-11-1943 2- 5-1901 4-15-1970 6-29-1918 6-19-1907 6-24-1971 1-31-1964 1-19-1943 8-25-1902 12- 4-1936 12-29-1937 8-20-1889 1- 1-1908 3-22-1909 9-20-1910 6- 2-1906 12-20-1968 6-29-1970 12-26-1888

BEGAN BUSINESS
10- 1-1971 1896
1-24-1901 3- 1943 7-15-1924 8-14-1919 10- 6-1972 2-25-1955
10-15-1906 1- 2-1953 2- 1-1904
3- 1-1968 10- 1-1956 6- 1-1943 2- 8-1901 4-15-1970 7-10-1918 6-19-1907 6-24-1971 2- 1-1964 5-12-1945 9- 1-1902 12- 8-1936 2-11-1938
1889 1904 4-19-1909 9-20-1910 6- 1906 8- 1-1969 6-29-1970 12-31-1888

NO. OF OFFICES
0 0
0 1 0
0
1 1
0
0 3
2
0 0 0
1 2
0
0 1 0 1 0 1 2 0 1 0 0 7
0
0

LIST OF STATE BANKS

BANK

CITY

COUNTY

NO. NAME OF BANK

Rei ds ville

Tattna 11

0698 The Tattna11 Bank

Reynolds

Taylor

1054 The Citizens State Bank

Rhine

Dodge

1158 Williams Banking Company

Richland

Stewart

1099 Richland Banking Company

Ringgold

Catoosa

0701 Northwest Georgia Bank

Riverdale

Clayton

1233 Bank of the South 0145 Clayton County Bank

Roberta

Crawford

0519 The Crawford County Bank

Rochelle Rockmart Rome

Wilcox Polk Floyd

1128 Rochelle State Bank 0398 The Rockmart Bank 1226 The Rome Bank and Trust Company

Ross vi 11 e

Walker

0103 Rossville Bank

Roswe 11

Fulton

0379 Roswe 11 Bank

Royston

Franklin

1165 Tri-County Bank of Royston

_, Rutledge 1.0 Saint Marys

Morgan Camden

0706 Bank of Rutledge 1307 Peoples Bank

1308 Saint Marys State Bank

St. Simons Island Glynn

1251 The Coastal Bank of Georgia

Sanders vi 11 e

Washington 0119 Citizens Bank of Washington County

Sardis

Burke

0233 The Geo. D. Warthen Bank 1223 Bank of Sardis

Savannah

Chatham

0057 Atlantic Bank and Trust Company

0065 The Carver State Bank 0052 First Bank of Savannah 0004 ,. Savannah Bank and Trust Company of

Senoia

Coweta

Savannah
0064 Southern Bank &Trust Company
0387 Farmers and Merchants Bank of

Smyrna

Senoia

Cobb

0251 Cobb Bank &Trust Company

Snellville

Gwinnett

0161 Gwinnett County Bank

Social Circle

Walton

1038 Georgia Central Bank

Soperton Sparta

Treutlen Hancock

0497 The Bank of Soperton 0714 Bank of Hancock County 1139 United Security Bank

'* Member Federal Reserve System
...,. Branah Bank

CHARTER DATE
9-14-1900 9- 8-1922 8- 4-1947 10-13-1927 8-26-1904 10- 3-1945 9-18-1968 1- 7-1901 7- 8-1947 10-30-1900 4- 5-1945 7- 1-1963 3- 1-1901 8- 9-1941 9-24-1898 5- 7-1973 4-12-1955 4-24-1950 1- 6-1965 3-18-1957 4-27-1945 11- 6-1933 4-29-1947 7-29-1909 3- 4-1869
10-10-1974 3- 2-1874
11-14-1973 9-23-1970 12-31-1923 7-16-1906 10-18-1904 5-10-1976

BEGAN BUSINESS
10-22-1900 9- 8-1922 10- 1-1947 10-15-1927 8- 1904 1- 7-1946 6- 9-1969 1- 8-1901 8- 1-1947
1900 10- 1-1945 12-13-1963 3- 1901 9- 1-1941 10- 1-1898 5- 7-1973 8- 4-1955 6- 1-1950 5- 3-1965 3-18-1957 7- 2-1945 11- 6-1933 6- 4-1947 8- 4-1909 7- 1-1869
5-28-1975 1889
3-12-1974 3- 4-1971 3- 8-1924
1903 9- 5-1904 6- 1-1967

NO. OF OFFICES
1 0 0 0 2 2-1* 4 0 0 1 2 l 5 1 0 0 0 3 1 0 0 0 0 4 10
0 0
1 2 1 0 0 0

CITY
Springfield
Stapleton Statesboro

Stockbridge Summervi 11 e
Swainsboro

Sylvania

Sylvester

N 0

Talbotton

Tallapoosa

Taylors vi 11 e Temple Tenni 11 e
Thomaston

Thomasville
Thomson Tifton
Toccoa Trenton

COUNTY

LIST OF STATE BANKS BANK NO. NAME OF BANK

Effingham 0719 The Citizens and Southern Bank

of Effingham County

Jefferson 0718 Bank of Stapleton

Bulloch

1151 First Bulloch Bank & Trust

Company

0238 Sea Island Bank

Henry

0117 The First State Bank

Chattooga 1079 Farmers and Merchants Bank

Emanuel

1013 The Central Bank

0355 The Citizens Bank of Swainsboro

1300 Spivey State Bank

Screven

0763 Bank of Screven County

1234 Farmers and Merchants Bank

Worth

1229 Bank of Worth County

0337 Sylvester Banking Company

Talbot

0392 The Peoples Bank of Talbotton

Haralson

1170 Commercial Bank

1276 West Georgia Bank of Tallapoosa,

Georgia

Bartow

0729 Peoples Bank of Bartow County

Carroll

1253 Bank of Carroll County

Washington 0316 Tennille Banking Company

Upson

1296 Bank of Upson

0308 The Citizens and Southern Bank

of Thomaston

0252 West Central Georgia Bank

Thomas

1179 The Citizens and Southern Bank

of Thomas County

0933 Commercial Bank

McDuffie

0263 Bank of Thomson

Tift

0247 The C&S Bank of Tifton

1225 The Citizens Bank of Tifton

1180 The Farmers Bank of Tifton

Stephens

0781 The Bank of Toccoa

1288 The Citizens Bank

Dade

1310 Bank of Dade

CHARTER DATE
12-30-1907
3-20-1916 1-19-1934
3-11-1901 9-21-1964 2- 5-1926 10-27-1920 11-10-1900 8-27-1964 4-10-1911 2-18-1946 4-28-1945 7- 5-1898 12- 9-1890 12- 9-1971 12- 6-1948
6- 6-1905 11-25-1946 4- 4-1900 6-23-1951 1-18-1926
12-13-1973 2- 3-1937
7- 3-1916 12-30-1890 10-10-1891 2-24-1948 12-21-1936 8-10-1911 5-25-1950 7- 5-1955

BEGAN BUSINESS
1- 1-1908
1916 4-14-1934
1901 10- 8-1964 2- 6-1926 11- 9-1920
1900 3- 1-1965 5- 1-1911 3- 1-1946 11- 1-1945 7- 1898 1-13-1891 12- 9-1971 6- 6-1949
6-13-1905 7- 1-1947 4- 1900 10- 1-1951 2-28-1930
4-15-1974 2-15-1937
7-22-1916 1891 1896
4-15-1948 2-24-1937 9- 1-1911 3-16-1951 1-12-1956

NO. OF OFFICES
1
0 3
2 0 3 1 1 0 0 0 2 0 0 1 0
1 1 0 1 1
1 1
1 1 2 1 2 2 2 0

LIST OF STATE BANKS

BANK

CITY

COUNTY

NO. NAME OF BANK

Twin City

Emanuel

1144 Durden Banking Company,

Incorporated

Unadilla

Dooly

1160 State Bank and Trust Co.

Union Point

Greene

0736 Bank of Union Point 078f) The Fa rrners Bank

Uvalda

Montgomery 124:) The Altamaha Bank

Valdosta

Lowndes

0642 First State Bank

Vidalia

Toombs

1315 The Park Avenue Bank 1261 Brice Banking Company, Inc.

1116 Darby Bank and Trust Co.

Vienna Villa Rica

Dooly Carroll

0268 Bank of Dooly 0325 Citizens Bank 0436 Bank of Villa Rica

Wadley

Jefferson 0430 Bank of Wadley

Warm Springs

Meriwether 0170 First American Bank

N__. Warner Robins

Houston

1317 The Citizens and Southern Bank

of Houston County

1252 Citizens State Bank

Warrenton

Warren

0350 Citizens Bank

Washington

Wilkes

1283 Farmers and Merchants Bank

0216 Washington Loan and Banking

Company

Watkinsville

Oconee

1328 Oconee State Bank

Waycross

Ware

0975 Commercial Bank

Waynesboro

Burke

1313 Southern Bank
0222 * Bank of Waynesboro

Willacoochee

Atkinson

1272 The Peoples Bank

Winder

Barrow

1290 Bank of Barrow

1040 The Peoples Bank

Woodbine

Camden

1256 The Camden County State Bank

Woodbury

Meriwether 0420 The Woodbury Banking Company

Woodland

Talbot

0747 The Woodland Bank

Woodstock

Cherokee

0748 Bank of Woodstock

Wrens

Jefferson 0111 First State Bank

Wrightsville

Johnson

0347 Bank of Wrightsville 0349 The Exchange Bank of Wrightsville

Zebulon

Pike

0751 The Bank of Zebulon

* MembeP FedePal ResePVe System

CHARTER
DATE
6-26-1935
4-19-1935 5-15-1911 9- 6-1911 5- 2-1966 1-22-1906 6-28-1971 9- 7-1965 6-22-1934 11-10-1975 6-24-1931 5- 4-1899 1-29-1902 10-11-1905 4-25-1956
12-13-1950 4-14-1902 8-10-1949 9- 7-1891
6- 5-1959 10-15-1918 5-22-1956 12-16-1890 1- 4-1952 3-12-1951 10-29-1926 6-24-1947 9-29-1902 11-18-1907 11-13-1905 2-25-1964 2-16-1897 12-20-1909 3-18-1905

BEGAN
BUSINESS
7- 5-1935
4-22-1935 5- 1911 9- 6-1911 5-16-1966 3- 1906 6-28-1971 10-14-1965 7- 1-1934 7-30-1976 7- 1-1931 5- 1899 1- 1902 8- 3-1906 1- 4-1957
1- 2-1951 4- 1902 3-14-1950 5- 1-1895
2- 1-1960 10-30-1918 6-11-1956
1891 1-15-1952 3-17-1951 10-30-1926 1- 2-1948 9-29-1902 11-25-1907 11-13-1905 7- 6-1964 2-16-1897 12-20-1909 l-31-1905

No. OF
OFFICES
0
l 0 0 0 l 0
0
0 0 0 1 0 1 1
2 0 0 1
0 1 1 1 0 1 l 0 0 0 0 0 0 0 0

REGISTERED BANK HOLDING COMPANIES AND THEIR MEMBER BANKS DECEMBER 31, 1976
AMERICAN TRADING COMPANY Kingsland, State Bank of Kingsland
THE BRANTLEY COMPANY, INC. Blackshear, The Blackshear Bank
CB&T BANCSHARES, INC. Columbus, Columbus Bank and Trust Company LaGrange, LaGrange Banking Company (12-31-76) Thomasville, Commercial Bank (12-31-76)
CENTRAL BANKSHARES CORPORATION (*) Jonesboro, Central Bank and Trust Company (*)
CITIZENS BANCSHARES CORPORATION Atlanta, Citizens Trust Bank
CITIZENS AND SOUTHERN NATIONAL BANK Citizens and Southern Holding Company Albany, The Citizens and Southern Bank of Albany Avondale Estates, The Citizens and Southern DeKalb Bank Decatur, The Citizens and Southern Emory Bank Dublin, Citizens and Southern Bank of Dublin East Point, The Citizens and Southern Bank LaGrange, The Citizens and Southern Bank of West Georgia Newnan, The Citizens and Southern Newnan Bank Thomaston, Citizens and Southern Bank of Thomaston
COLPAK ENTERPRISES, INC. Riverdale, Bank of the South
DAVIS MEMORIAL FUND Cairo, Cairo Banking Company
DORACO, INC. norav1 lle, The Northeast Commercial Bank
DUCO, INC. Duluth, The Bank of Duluth
FIRST GEORGIA BANCSHARES, INC. Atlanta, First Georgia Bank
THE FIRST NATIONAL BANK OF DALTON National Loan Company Dalton, The Bank of Dalton
FIRST NATIONAL HOLDING CORPORATION Atlanta, The First National Bank of Atlanta
Savannah, First Bank of Savannah (**)
22

REGISTERED BANK HOLDING COMPANIES AND THEIR MEMBER BANKS- DECEMBER 31, 1976
FIRST RAILROAD & BANKING COMPANY OF GEORGIA Augusta, Georgia Railroad Bank &Trust Company
FORPAK, INC. Forest Park, Bank of Forest Park
THE FULTON NATIONAL CORPORATION Atlanta, Fulton National Bank
HUDSON AND PILGRIM DEVELOPERS, INC. Douglasville, The Citizens Bank
J. L. PILCHER AND SONS, INC. Meigs, Bank of Meigs
DELTA FIRE &CASUALTY INSURANCE(***)
DELTA LIFE INSURANCE COMPANY(***) GULF CAPITAL CORPORATION (***) FIRST NATIONAL CORNELIA CORPORATION
Alpharetta, Fulton County Bank Americus, Sumter County Bank Buford, First Commercial Bank Calhoun, Gordon County Bank Canton, Etowah Bank Clarkston, Citizens DeKalb Bank Cornelia, The First National Bank of Habersham County Dawsonville, Dawson County Bank Douglasville, Douglas County Bank Gordon, The Gordon County Bank LaFayette, Walker County Bank Oglethorpe, Bank of Oglethorpe Powder Springs, Cobb County Bank Riverdale, Clayton County Bank Roswell, Roswell Bank Snellville, Gwinnett County Bank
Summerville, Farmers &Merchants Bank
SOPERTON NAVAL STORES, INC. Soperton, The Bank of Soperton
SOUTHEASTERN CAPITAL CORPORATION McDonough, First National Bank of McDonough
ATLANTIC INSURANCE & INVESTMENT COMPANY (***)
FAMILY SECURITIES {***) SOUTHERN UNION COMPANY (***)
Savannah, Southern Bank of Savannah SOUTHERN TRUST CORPORATION {***)
Fort Valley, Bank of Fort Valley
23

REGISTERED BANK HOLDING COMPANIES AND THEIR MEMBER BANKS- DECEMBER 31, 1976 TRUST COMPANY OF GEORGIA
Atlanta, Trust Company Bank Trust Company of Georgia Associates
Augusta, The First National Bank &Trust Company of Augusta
Columbus, National Bank and Trust Company
Macon, The First National Bank &Trust Company in Macon
Rome, The First National Bank of Rome Savannah, Trust Company Bank of Savannah NA
Jonesboro, Central Bank &Trust Company (*) Smyrna, Security National Bank (*)
UNION INVESTMENT COMPANY, INC. Colquitt, Citizens Bank
(*) Approved for acquisition by Trust Company of Georgia prior to
December 31, 1976. Acquisition consummated during 1977.
(**) Approved for acquisition by First National Holding Corporation, Atlanta,
prior to December 31, 1976.
(***) Not registered with Federal Reserve System.
24

INTERNATIONAL BANK AGENCIES Barclays Bank International Limited ............................... Atlanta
Total Georgia Assets ............................................ $1,242,000
MISCELLANEOUS SUPERVISED INSTITUTIONS Business Development Corporation of Georgia ............................ Atlanta Reliance Corporation of Georgia, successor to
Church Investors, Inc. (Limited Fiduciaries) ....................... Chamblee
Bank-owned Cooperative Data Centers: *
Bank Service Corporation ............................................ Atlanta Data Computation of Georgia, Inc .................................... Atlanta First Financial Management Corp ..................................... Atlanta Northwest Georgia Computer Services, Inc ............................ Calhoun Financial Data Services, Inc ..................................... Carrollton BanData, Inc ................................................... College Park Independent Financial Services, Inc ................................ Columbus Financial Computer Service, lnc .................................... Commerce Automated Services, Inc ............................................. Cordele Georgia Financial Services (in organization) .................... Gainesville Central Georgia Services, Inc. (in organization) ...................... Macon
* Does not include departments and wholly-owned subsidiaries of major corre-
spondent banks which may perform data processing services for others.
25

ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA
AS OF DECEMBER 31, 1976 (WITH COMPARATIVE STATEMENT AS OF DECEMBER 31, 1975)
(in thousands)

Dec. 31 , 1976

378 Banks

ASSETS

380 Branches

Cash and Due from Banks

$ 931,599

U.S. Government Obligations-

Direct and Guaranteed

681,798

Securities of Federal Agencies and

Corporations not Guaranteed by US

177,273

Obligations of States and Political

Subdivisions and Other Securities

(Including Corporate Stocks)

845 '720

Loans and Discounts

5,124,605

Bank Premises, Furniture and Fixtures,

Assets Representing Bank Premises

and Other Assets

466 '111

TOTAL ASSETS

$8,227,106

Dec . 31 , 1975 379 Banks 356 Branches
$ 916,178
520,745
178,940
926,483 4,825,937
455,969 $7,824,252

Increase+ Decrease$ 15,421+ 161 ,053+
1 ,667-
80,763298,668+
10 '142+ $402,854+

LIABILITIES
Demand Deposits Time Deposits Deposits of U.S. Government, States,
and Political Subdivisions Deposits of Commercial Banks Other Deposits (Certified and
Officers Checks, etc.)
TOTAL DEPOSITS
Borrowings, Mortgage Indebtedness and Other Liabilities
TOTAL LIABILITIES

$2,466,157 3,366,766
823,382 242,852
57,276 $6,956,433
532,861 $7,489,294

$2,339,604 3,044,144
792,760 237,055
51 ,674 $6,465,237
672 '748 $7,137,985

$126,553+ 322,622+
30,622+ 5,797+
5,602+ $491 ,196+
139,887$351 ,309+

CAPITAL ACCOUNTS
Capital Notes and Debentures Preferred Stock Common Stock Surplus Unrti vi ded , rofi ts and Capita1
Reserves
TOTAL CAPITAL ACCOUNTS

$ 39,387 4,463
178,674 265,922
249,366 $ 737,812

$ 38,677 4,854
166,672 254,391
221 ,673 $ 686,267

$ 710+ 391-
12,002+ 11,531+
27,693+ $ 51 ,545+

TOTAL LIABIL1TIES AND CAPITAL ACCOUNTS $8,227,106 $7,824,252 $402,854+

Note: Unearned interest has been deducted from Loans for 1976, but not for 1975.

26

Ui::PAKTMtNf UF BAI'tKIN~> ANU FINANLc STATE OF GEORGIA

C.ONSOLIDATEO REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31. 1976

BANK NUMBERS

4

10

22

35

~2

57

60

6""

ASSETS:

1 CASH ANlJ DUf.: FROM bAN~.S

1'1,447

232,207

8,745

zz,e21

1,746

812

15,445

232

1

2 U!i TREASuRY Sf:CURITIES

13,387

33,903

3t228

Hl,302

795

4,505

3,371

29;

2

3 08LIGATIONS [If FEO ACC..Y

~.:>o<:

0

4,618

5,864

lt2U3

0

0

0

3

4 SCM OtlliGA TIONS

21,682

70 99IC

0

33,387

}1>3

0

37,020

0

4

5 OTHER BONDS, NUTt:S, ANJ 0i:.BS

(J

Z7~

93

1,2&2

1,400

0

87

0

5

6 CORPDRATI:: STLC.K

313:.

4,207

125

510

(;

0

320

0

6

7 TRADING ACCOUNT SECURITH.:S

0

11,792

0

0

0

0

0

0

7

8 FUNDS SOLD AND $E-L. PU~CHASE.O

8

UNDER AGREEMt:NT TG Rt=SE:LL

buO

255,439

2,300

15,300

5,5GO

0

10,100

900

9 LGAI\iS, NET

122,9~1

~~ ~ t I'! i

~-..,'17u

17~ ,o:.~

25,413

9,30&

124,134

2,854

9

10 DIRECT LASt: FINANC.IW.

1,376

11,15:.?.

0

375

0

0

0

0

10

11 ASSETS REP Pkt:MISE:S

11

FURNITUIU: ANC FIXlU'\ES

7,250

45,869

1,814

&,760

92:J

55b

6,666

354

12 OTHER fi.EAL ESTATE UWNEO

14

49,222

;>_,492

1,831

15o

1,049

546

4

12

13 INV IN UNCONSOLIDAH.O SUbS

13

AND ASSOCIATES

0

40,044

28

ll)

0

0

0

0

14 CUSTOMLR LIA ON ACCt:PTANCt.S

110

14,58&

7'+-

921

0

0

623

0

14

15 OTHER A!;SLT::l

2,3!11

31,478 ----9-5-0

6t"t-2U

346

88

2,462

9

15

16 TOTAL AS SiTS

195,541 1,381,879

79,443

2'14t428

37,5a9

16,318

200,774

4,648

16

LIABILITIES AND C.API TAL:
- 17 OEMANO liEPOSITS !PC - N-... 18 TIME AND SAVINGS lJE p I PC.
19 DEPOSITS OF us bOV!:'RNr-lt:NT

61,219

400,267

34,382

-12,601

11,3:5

1,699

52,845

666

11

91,6o9

262,470

28,581

12o9 790

19,816

8,041

80,194

2t226

18

932

3,512

197

lr&l1

256

69

534

32

19

20 DEPOSITS OF SCM

14,968

47tl11

7,154

46,778

1,225

5,266

29.756

971

20

21 DEPOSITS OF fORciuN l>l.!Vl <:TAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

3,702

142,022

1,845

6,594

0

8

13,269

0

22

23 CERTIFIED/OFFICER CHECKS

1,966

13,399

1,015

373

737

85

685

27

23

24 TOTAL DEPOSITS

------ --1-74-,4-7-6 86b,841

73,174

25"t-,959

33,389

15,168

177t283

3.922

24

25 FUNDS PUR AND S!:C SOLU UNOER

25

AGREEMENT TO REPURCHASE

0

L85 ,45'1

450

7t600

0

0

2t225

0

26 OTHER LIA FOR BORROWEfJ MONEY

0

48,922

0

0

15

0

120

0

26

27 MORTGAGe INDEBTt:DNES::.

0

5,846

0

3,013

0

0

0

0

27

28 ACCEPTANO:ES f:XECUTED

llO

14,586

74

921

1,)

0

623

0

28

29 OTHER LlAblll TIES

------- ------ 2,77V

50,446

~-------

1t074

------ 4,22o - - - - - 7'2:9

282

2.878

91

29

30 TOTAL LlAbiLITlES

- - - - - 177,3=6 1,274,13<:

74,772

- - - - - 270,719 ---34-,1-3-3

15,450

183,129

4,013

30

31 SUBOR.Dli~A TE il NLJTL':.. Ai-lL1 D!:i:lS

3,000

3,000

I,92o

&,ooo

1,000

0

0

0

31

32 PREFI:-RklD S'I:JCK

u

u

3,000

0

1,213

0

0

0

32

33 COMMON STuCK

Lt6U7

21,600

500

btOOO

o3o

700

3,153

100

33

34 SURPLUS

11,393

37,777

767

o,ooo

175

100

6,847

500

34

35 UNDIVIDlO PF-.uFITS

1,080

36,242

1,522-

5,709

438

68

6.533

35

3.5

36 CAPITAL Rf.:SERVF:<;

-----1-0C-> ---9-9 1-<-:o ------0 - - - -u

0

0

1,112

0

36

37 TOTAL CA<'lTAL ~.'#[' ,:.,Ui.. h.:k-1

- - - - ----- ----- ------ ------ lt". 'l~~~

107,747

--t-t071

2:~,70'7

3 ,4:--tt_.

------

868

17,645

63!>

37

------ - - - ------ ------ - - - - - ------ - - - - 38 TOTAL Ll A BILl Tl f.S ANi./ l:.APilAl

l"r:--.,.!...41 t,::HH 1 117':1

7'1,443

::'9~,428

:.7 ,!>l:l9

16,318

200,774

4,648

38

L. u."i S ..tL I;) AT t D REf>ORfS UF CON(Jl TION UF :>rArE b4:<tK~ A$ OF DEI...ICMbER 31, 1976

BANK NUMBERS

65

92

94

100

103

104

105

110

ASSETS:

1 CASH AND DUE F'<D!"' bAi~KS

us 2

H:t_.'.::CU'--Y s.::cu:~ 1 rr:: ~-,

3 OBll(;.A TlONS Gf' j~[ [) AL>:..Y

688

a,uo

7,688

3,479

2,105

lt944

2,383

1,526

1

5JL

u,a~3

Iu,566

991

4,233

lt138

2,094

955

2

l 03~

(.!

2,526

I ,22&

1,7!:.1

0

300

..co

3

4 SCM C':>L ICt,T lUll< S

71-;

1:i rU6l

lu,7:;b

4,502

4,827

4,148

.2,180

lwB3

4

5 OTHER t<H~GS, .'dlES, A -i~.J ~.~:. ~

n



0

0

lJ

0

0

0

5

6 CO~PO~ATE STOt-t<.

u

0

0

I)

0

0

0

0

6

7 TRADING ACCOUNT Sf:CUklT H-S

0

0

0

0

0

0

0

0

7

8 FUNDS SCJLO ANL; Sf:l: PU\CHA.:.:'[
UNDf:.R AGRt:cMErll rc t~tSr.LL

(J

8,5.9()

6,000

1tLOO

8

8~'~

5,400

1,685

800

9 LOANS, NET

t,,Ct.l

56,322

%,653

18,662

13,01&

14,32:'>

23,046

6,281

9

10 DIRECT leAS':: FIN.&NCihv

0

17

0

0

0

0

0

0

10

11 ASSETS R!OP PRt:MJS~S

11

FURNITURE AND FIXTUhc::.

522

2,634

i,o60

1,041

809

380

1,550

575

1.2 OTHER R;:'Al ESTATE :JWNE:D

5

76

68v

9

0

0

0

16

12

13 !NV It>. UNl.UN:.UL1DAltiJ !>Ub::.

13

AND ASSOCIATES

()

c

129

0

(J

0

0

0

14 CUSTOMEf: LlA ON ACCEP1ANLLS

0

()

0

0

0

0

0

0

14

15 OTHER ASSETS

- - -1-50 ----82-& ----- 1,769

425 - - - -27-6

62

117

51

15

16 TOTAL ASSETS

---9-,4-9-7 ------ 9'5,699 - - - - - S:1,"t29 --3-1-,3-3-5 ---2b-,4-4-4 --2-7-,3-9-5 --3-3-,3-5-5

11,757

16

LIABILITIES AND CAPITAL:

- 11 DEMAND DEPOSITS IPC

N
- CX>

18 TIME AND SAVINGS (;[ p

IPC

19 DEPOSl Ts OF us GOVERNMENT

1,078

35,104

25,710

12,641

5,740

10,684

11,496

2w908

17

4,&25

3'it 549

33,.240

1:;,535

17,357

9,696

14,866

5,604

18

277

n2

153

102

127

106

71

32

19

20 DEPOSITS OF SCM

1,732

4,466

11,132

lr4ll

1,692

4,529

2,284

2,095

20

21 OfoPOSIT:i OF F~i\t !(,1\ V>V1 tTAL

(J

0

0

0

0

0

G

0

21

22 DEPOSITS OF CJMHt:RClAL oANKS

5

1,722

1,37o

l6b

(J

l7

0

0

22

23 CERTIFIED/OFFICER CHFC!<S

97

151 ------850 -----2-1

1&1

9

415

104

23

24 TOTAL DEPOSITS

---8-,0-1-4 --8-1-,7-6-4 - -7-2,-46-1 --2-7-,8-7-6

25,o97

25,041

29,132

10w7<\3

2~

25 FUNDS PUR AND St:l SOll! UN:JE.f<

25

AGREEMENT TU RH'UPCh.S:.:

200

0

0

0

()

0

0

0

26 OTHER LIA FOR BORROWEC MC!I>tcY

0

0

(J

,)

0

0

0

0

26

27 MORTGAGE INDEb TE ONE: SS

112

0

249

0

0

0

315

1~9

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

81

3,041 ---2-,0-7-7 -----385 ----8-!>-8 ----14-3

449 -----7-6

29

30 TOTAL LIABILITIES

8,407

- - - - - - &4,&05

74.787 - -2-t1,-26-1

25,955

25,184

29,896

10,968

30

31 SUBORDINATED NOH$ ANfl Ot-L S

Z7~

5(10

lOll

0

v

0

t.OO

0

31

32 PREFEPRED STOCK 33 COMMON STOCK

0

0

0

0

0

0

0

0

32

225

:t.,ooo

1,&00

830

931

400

501

225

33

34 SURPLUS

.3 5~;

1,500

2,100

ltOvv

b00

1,000

1,068

375

34

35 UNDIVHf"[) PROFll'i

:'?4!i

5,6??-

-:,292

613

7~8

701

1,290

189

35

36 CAPITAL K.ESERVtS

-------0 ---1-,2-0-1 ---.-2,3-!>-0 -----6-3-1 -----u ----1-1-0

0

0

36

37 TOTAL CAPITAL ANu SUr- r LIO.::".L.

------ ------ 1 ,,'<;.;
-------

hJ,89~ ---b-,6-4-2 ---::-.,-07-4 - - -2-, - - ..~:~9 ---2-,2-1-1

3,459

789

37

- - - - - - 38 TOTAL LlAPILITES J"\ c~.-.~ Ci,f' 11 AL

7,491

YO>ob'-19

&3,429

J!.t3~:~

Zti 7 <t44

27,::.95

33,355

11.757

38

G~.:PAi<Tr1l:~'fT OF bANtdM.> .>.Nu i-INANL.fc STATE OF GEO~blA

CONSOliDATED REPORTS OF CONDITION OF STATE BANKS AS OF OECEKBER 31, 1976

BANK NUMBERS

111

112

113

114

115

117

119

121

ASSETS:

1 CASH AND uUE FROM &ANt,S 2 US TREASURY Si:CUt..lTI.:._.:.

93<J

921

lr934

6,68!:>

7,097

954

1,153

2,303

1

299

lr.L!>U

L.rV4't-

7r4b3

11 r391

100

300

148

z

3 OBLIGATIONS OF- FED AGCY

{;

400

300

iJ

0

0

0

0

3

4 SCM OBLIGATIONS

1,104

653

3,126

2,496

15,399

1,289

664

1,808

4

5 OTHER E.:JNDSt jiL,. -~ L.)f MiiJ UL~.:)

\)

0

0

0

0

0

0

0

5

6 CORPORATE STOCK

0

(J

0

0

9

0

0

0

6

7 TRADING ACCOUNT ScCUrdTH.S

()

0

0

0

u

0

0

0

7

8 FUNDS SOLD AND SEC PURCHA'>ED

8

UNDER AGREEMt:NT TU RESELL

0

400

1,900

3,000

3,500

1,200

950

475

9 LOANS, "'ET

::;,136

4t271

11,..08

12,251

51,386

6tll6

6,170

12,683

9

10 DIRECT LEASE FINMJCINL

0

0

(I

0

(J

0

0

0

10

11 ASSETS REP PREMISES

11

FURNI fURE AND fiX fURl:~

144

111

483

953

1,781

173

171

455

12 OTHER REAL ESTATE OWNfO

()

3

5

8

707

2

0

0

12

13 INV IN UNCONSOLIOATtO SUBS

13

A~'J ft.~SUCIAHS

0

0

0

0

0

0

0

0

lit CU!>TOMER LIA ON ACCt.PTANCi.:S

(

0

0

0

(j

0

0

0

14

15 OTHER ASStTS

101

1b - - - -22-7

179

1,277

38

1

36

15

16 TOTAL ASSETS

------ - -7-,72-3 - - -7,-98-5 --2-1-,4-8-7 - -3-3,-05-5

92,547

- - - 9,872

9,409

17,908

16

LIABILITIES AND CAPITAL:

17 DEMAND Di::POSITS - IPC

2,148

2,006

4,190

llr238

17,722

2,539

2,499

5,249

17

N <.0

18 TIME AND SAVINGS

uEP -

IPC

19 DEPOSITS OF us GOVERN1~t::NT

3tl377

4r863

11,431

14,004

48,833

5,164

5,528

8,812

18

1&

61

45

141

l5b

26

35

95

19

20 DEPOSITS OF SCM

722

157

3,658

.. ,298

8,707

1,028

594

2,327

20

21 DEPOSITS OF FOREIGN (,OVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSIT~ OF COMMERCIAL ClANKS

0

0

0

I)

5,457

0

0

0

22

23 CERTIFIED/OFFICER CHECKS

- - - - -9

25

109

31

1,691

47

56

60

23

24 TOTAL DEPOSITS

- - -6,-77-4

- - - - - 7rll2

19,433

29,712

82 9 56S

8,804

8r712

16,543

24

25 FUNDS PUR AND SEC SCJLJ UNDER

25

AGREEMC:r-.T TO ~EPUkCHA~i::.

0

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROWI:O MONEY

9

0

0

185

0

0

0

0

26

27 HORTGAGE INDEbTEDNESS

6

0

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIAEILITIES

120

161

565

lt32 ---1-,7-3-1

243

37

208

29

30 TOTAL LIAclLili;;:S

6,90':;

7,273 - -1-9,-99-8

- - - - - - 30,329

84,299

9,047

8,749

16,751

30

31 SUBCRUINATED NOrE~ A~D Df::b _)

0

0

0

o50

1r000

0

0

0

31

32 PREFERREJ SlOCK

0

0

0

0

0

0

0

0

32

33 COMMON SlUCK

225

250

400

900

2,000

240

200

400

33

34 SURPLUS

21':>

150

500

600

~,ooo

360

300

375

34

35 UNDIVIDED PROFil~

274

312

581

330

1,248

191

137

333

35

36 CAPITAL RESERVES

40

0 -----8

246 ------0 -----3-4

23

49

36

37 TOTAL CAPITAL ANU SUto o.:::.n

-----8-1-4

- - - - 712

1,489

2,726 ---8-t2-4-b ----8-2-5

660

1,157

37

- - - - - - 38 TOTAL LIAbiLITIE~ /d.,j[) CAPITAL

7, 72':>

7,85

21,487

33,05':>

- - - - - - 92,547

9,872

9,409

17,908

38

GuNSOllOATEO k~PORTS OF CONDl T.lON OF STATE SANKS AS OF DECEMBER 3h 1976

BANK NUMBERS

12~

125

128

131

133

135

136

138

ASSETS;

1 CASH ANO DUE FROM BANI'.$

593

424

459

1,701

239

3,580

1w241

2t565

1

2 US TREASURY SECURITIE~

199

495

75

3,205

100

1w000

lw399

244

2

3 OBLlbA TlONS OF F!:-:0 AGCY

ltl99

(i

(I

958

100

402

500

100

3

4 SCM OBLIGATIONS

244

49

5 OTHeR BONfJSt 'lil.~TES, AND DEBS

0

0

6

4,631

u

0

t>O

1,767

1,987

2,176

4t

0

0

0

0

5

6 CORPORATE STOCK.

151

0

0

0

0

0

0

0

b

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

1

8 FUNDS SOU~ AND St:C PUI{CHASED

B

UND!:R AGREEMENT TO RESELl

0

200

100

0

400

1,000

1,500

0

9 lOA"'S, NET

5,774

2,t>91

912

13,358

1,831

23,043

7,294

16,263

9

10 DIRECT lEASE FlNANClNL

(J

0

0

0

0

0

0

0

10

11 ASSETS REF PI<.EMIS!:S

11

FURNITURE AND FIXTURES

100

127

31

475

52

1,745

407

753

12 OTHER REAl ESTATt: OWN ELl

0

44

0

5

0

709

0

448

12

13 INV IN UNCONSOliDATEO SUBS

13

AND ASSGCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER liA ON ACCEPTANCES

()

0

0

0

0

0

0

0

14

15 OTHER ASSeTS

168 -----1-8

2 ----3-0-2

2

554

147

216

15

lt> TOTAl ASSETS

8,428

4,048

1,585

- - - - - 24,635

2,784

33,800

14,475

22,765

16

liABiliTIES AND CAPITAL:

w
0

17 DEMAND DEPOSITS - IPC 18 TIME AND SAVINGS DEP -

IPC

2,852 3,733

1,235 2,294

772

6,778

745

11,222

3,861

7,169

17

564

12,831

1,510

13,672

7,115

10,366

18

19 DEPOSITS OF US GOVERNMENT

7

10

0

177

1

185

72

233

19

20 DEPOSITS OF SCM

1,074

115

69

2,143

175

5,092

1,786

2,591

20

21 DEPOSITS OF FOREIGN GuVT E-TAl

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANI<S

15

0

0

0

0

23

49

0

22

23 CERTIFIED/OFFICER CHECKS

51

67

0 - - -1-04

16

239

128

259

23

24 TOTAL DEPOSITS

7,732

3,721

lt405

22,033

2,447

30,~33

13,011

20,618

24

25 FUNDS PUR ANO SEC SOLD UNDER Abi<.c ci-lcJ f lu i\ct-i.JKCHASc:
26 OTHER LIA FOR SORROWED MONEY 27 MORTGAGE INDEbTEDNESS 28 ACCEPTANCES EXECUTED 29 OTHER liABILITIES

0

(j

0

0

0

0

0

0

u

22

.,

300

0

0

0

0

0

0

3

87

25

0

0

0

0

0

0

0

0

26

0

0

0

0

27

0

0

0

0

28

5

329

262

407

29

30 TOTAl LIABILITIES

7,732

3,743

1.408

22,420

2,452

30,762

13.273

21,025

30

31 SUBORDINATED NOTtS AND OE.bS

0

0

0

250

0

517

0

0

31

32 PREFERRED STOCK

0

0

0

0

0

0

0

0

32

33 COMMON STOCK

319

7~

90

4Bv

100

619

500

800

33

34 SURPLUS

234

200

t>O

I,ooo

125

1,581

300

400

34

35 UNDIVID~O PROFITS

110

30

27

410

73

131

402

480

~""

36 C.APITI\l RESERVES

33

0 -----0

75 ----3-4

190

0

60

36

37 TOTAl CAPITAl AND SUB UEGT

-----6-9-b

305

177 ----- 2,215 ----3-3-2 ---3-,-0-3-8

1,202

le740

37

38 TOTAl LIAoiLITIES AN[; (.AFlTAl

~:;, 42 L

4,J4f

1 '585

24,6::.5 - - -2-,7-8-4

33.800

111-,475

22e765

38

DEPARTMENT UF 6A~Kl~~ AND FINANLt STATe Of GEORGIA

CONSOLIDATED RfPORTS OF CONDITION OF STATf SANKS AS OF OECEHBER 31t 1976

BANK NUMoERS

140

143

144

145

148

151

152

155

ASSETS:

1 CASH AND OUt FROM bANKS

2t49&

597

519

4,571

4,307

1,004

984

1

2 US TREASURY SECURITIES

1,526

600

294

1,052

799

.97

881

2

3 OBLIGATIONS OF FEu AGCY

600

101

SCM OBLIGATIONS

3,35b

10

5 OTHER BONDS, NOTES, AND DEBS

0

0

0

1,200

1,350

100

0

1,123

219

319

0

0

{)

20

300 571
0

3
5

6 CORPORATE STOCK

0

0

20

20

20

0

0

6

7 TRADING ACCOUNT SfCURITllS

0

0

0

0

0

0

0

7

8 FUNDS SOLu AND SEC PUkCHAS~O

8

UNDER AGREEMENT TO RESELL

900

2,100

675

6,225

500

1.275

2,200

<\00

9 LOANS, NET

H,779

2,80?.

3,61&

9,329

11,672

4,667

5,700

8,010

9

10 DIRECT LEASE FINANCING

0

0

(i

0

0

0

0

0

10

11 A~~cTr

D ~~~YTr~r

11

FURNITURE AND FIXTURES

1,229

192

222

915

1,253

602

708

588

12 OTHER REAL ESTATE OWNED

9

17

234

530

1,003

255

0

7

12

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

(;

0

0

0

0

0

0

1 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

1.

15 OTHER ASSeTS

621

43

15

201

151

96

53

46

15

16 TOTAL ASSETS

29,518

5,597

21,274

8,835

u,a7

11,854

16

LIABILITIES AND CAPITAL:

17 DEMAND DEPOSITS - IPC ~ 18 TIME ~!l.ff' ::; WP:CS DEP - !PC

9,562

2,156

I, 738

7,452

8,230

2,930

lt-,254

3,943

17

14,092

3,183

2t582

8,048

10,107

lt-,411

3,~4

s,uo

18

19 DEPOSITS OF US GOVERNMENT

119

20

31

1b

73

2

207

45

19

20 DEPOSITS OF SCM

2,809

25'1

222

7,309

421

331

1,876

lt490

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

()

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

0

225

0

0

0

0

0

22

23 CERTIFIED/OFFICER CHECKS

3o

170

33

214

193

82

8

9

23

2o,o20

19,024

7,778

9t809

10,597

24

25 FUNDS PUR ANO SEC SOLu UNDER

AGREEMENT TO REPURCHASE

0

0

0

0

0

26 OTHER LIA FOR BORROWEO HONEY

0

0

0

250

0

27 MORTGAGE INDEBTEDNESS

104

0

0

0

0

28 ACCEPTANCES EXECUTED

0

0

0

0

0

29 OTHER LIABILITIES

409

67

86

336

247

0

0

0

11t-5

0

0

0

0

4

190

25

0

0

26

0

27

0

28

32

29

30 TOTAL LIABILITIES

27,133

5,855

4,917

23,627

19,271

7,782

10.14-4

30

31 SUBORDINAT~D NOTE~ ANU OEtiS 32 PREFERR~~ STOCK
33 COMMON STOCK 34 SURPLUS 35 UNDIVIO~D PROFITS 36 CAPITAL RESERVES

0

0

200

0

500

200

0

0

31

0

0

0

0

0

0

0

0

32

720

300

4()0

lt-90

960

500

400

.wo

33

930

225

50

895

.90

300

500

600

34

735

83

30

154

53

53

4-43

225

35

0

0

0

0

0

0

0

0

36

38 TOTAL LIABILITI~S A~U CAfiTAL

29,518

ovO

21,274

1,253 8,835

1t225

37

u,a5

38

CfJNSULIUATl:u REPORTS Of- CONOl TION uF !>TAT!: BANKS AS OF OE<:EHBER 31, 1976

BANK NUM!:lERS

156

157

159

160

lt.l

162

165

166

ASS: TS:

1 CASH AND OUE FROH BANKS

2,319

928

Zt320

lt151

lr902

3,654

lt424

1w831t

1

2 u~ T~:~:\SUP\Y SECUi{ITI~~

{T.35}

0\:13

LtLVi

'7ti1J

'7UU

5,276

2,960

5,131

2

3 OBliGATIONS OF FED AC>CY

488

0

soo

100

0

0

802

0

3

4 SCM Df.JllGATIONS 5 OTHR BONDS, NOTlS, ANil DtuS 6 CORPORATE STOCK 7 TRADING ACCOUNT SECURITIES

lr0o3
(I
u
0

0

2r72f'

136

u

0

0

20

0

0

0

0

0

0

5,688

623

3,421

4

0

3

0

0

!;.

20 0

0 0

0 0

3

.6 ,

(J

8 FUNDS SOLf) AND SEC PURCHASb)

tl

UNDER AGREEMENT TO RESELL

850

1,000

0

300

0

1,500

1,700

1,100

9 LOANS, Nt'T

11,626

3,454

l4t74Z

2,490

12,408

41,318

10,880

17,o..:::v

q

10 DIRECT LEASE FINANCINL 11 ASSETS REP PREMISES

0

0

(J

0

0

0

0

0

l.l,t

.o.A.

HJRNl rUfd: AND FIXTURES

804

59t?

735

12~

572

1,769

354

888

12 OTHER REAL ESTATf OWNt:D

G

111

47

59

653

5

1,134

so

1?

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 C-USTOMER LIA ON ACCEPTANC-ES

4

125

0

0

0

0

0

0

14

15 OTHER ASSETS

- - - -2-2-3

- - - - - J5f'

11"

50 ----3-ti-7 ----4-9-5

291

244

1~

16 TOTAL ASSETS

22,250

7,1<J7 - -2-3,-28-8 ---5-,3-9-1

- - - - - - 16,842

59,708

20,168

29,691

16

LIABILITIES AND CAPITAL:

w
"'

17 DEMAND OE:POSITS - IPC 18 TIME AND SAVINGS DEP - IPC 19 DEPOSITS OF US GOVERNMENT

5t737

2t935

6t260

2t125

5,294

14,682

3,252

8,146

17

4,4&5

3,248

7,583

2t440

8,697

26,077

8,522

14,346

18

llR

33

56

22

35

200

32

97

19

20 DEPOSITS OF SCM

9,635

37

6,324

202

498

10,799

5,515

2,380

20

21 DEPOSITS OF FORElbN C.OVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

0

260

0

0

15

1

0

22

23 CERTIFIED/OFFICER CHECKS

- - - -15-6

100

169 ----1-1

117

14

110

20

23

24 TOTAL DEPOSIT~

20,131

6,353

20,652

4,800

I.-.~1

51,787

17,432

24,989

24

25 FUNDS PUR AND SEC SOLD UNDER

.., ...

AGREEMENT TO REPURCHASE

u

0

0

0

1,000

0

0

0

26 OTHER LIA FOR BORROWED MONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNESS

0

0

50

0

0

805

90

0

27

28 ACCEPTANCES EXECUTED 29 OTHER LIABILITIES

4

125

0

0

0

0

0

0

28

210

1

231

u.r.

- - - - - 332

2,061

344

849

2?

30 TOTAL LIABILITIES

---20-,3-4-5 ---6-,4-7-9 - -2-0,-93-3

- - - - - 4,914

15,973

54,653

17,866

25,838

30

31 SUBORDINATED NOTES AND DeBS

300

200

0

0

300

0

0

0

31

32 PREFERRED STOCK

0

0

0

0

v

0

0

0

32.

33 COI040N STOCK

500

360

1t250

263

313

500

1,050

600

33

34 SURPLUS

713

104

750

214

150

1,950

1,175

1,400

34

35 UNDIVIDED PROFITS

392

54

355

0

106

1,391

77

1,418

3S

36 CAPITAL RES~RVtS 37 TOTAL CAPITAL ANO SUb DEt\l

------0
- - -1-,9-0-5

0

0 -----0

0

1,214

0

435

36

71& ---2-,3-5-5 - - - - -477 - - - -86-9

5,055

z.3o?

3,853

37

- - - - - 38 TOTAL LIAt.Ill TIES ANO C.Af'lfAL

22,250

7,197

- - - - - 23,2&&

:>,391

l6,b42

59,708

20,168

29,691

38

DtPARTMtNT OF bANKING AND f-INANCE STATE OF GEORGIA

CONSOLIDATED REPORTS UF CONDITION OF STAH BANKS AS OF DECEMBER 31, 1976

BANK NUMaERS

170

172

174

175

11'6

177

178

179

ASSETS:

1 CASH AND DUi:.: f;<_Qt-J fJAI~'<S
2 us TREASURY SECUK.l Tli::S

lrvll

3,3&9

1,577

1,606

1,973

847

1,392

1.139

1

LOO

1,35-6

2,271

550

3,078

1,203

6rl43

~90

2

3 OBLIGATIONS ~F Ft:O AC.CY

500

0

0

0

0

510

2,493

0

3

4 SCM OBLIGATIGhS

133

2. 738

3,269

401

3,005

1,436

3,474

5~2

~

5 OTHER &ONuS, !-c.JTES, ANL> ulBS

()

0

0

0

0

0

0

0

5

6 CORPORATE STUCK

0

0

0

0

0

0

0

0

6

7 TRADING ACC(.'U~T Si:-CUR!TlE:S

G

0

0

I)

u

0

0

0

7

8 FUNDS SOLD ANO SEC 1-'URCHASED

8

t:c"'""'' UNDER A..:.....

T;.; RESELL

50V

825

1,~00

1, 700

1,400

2r000

0

0

9 LOANS, NET

4,341

31,415

13,933

&,004

18 r4la

10,882

7,914

5,703

9

10 DlRf::CT LEASt F INANC I~~l.

v

u

.!b-'i

0

0

0

0

0

10

11 ASSETS REP PREMISE::.

11

FURNITURE AND FiXTUf'.ES

211

I.u99

739

503

426

322

602

197

12 OTHER REAL ESTATE OWN!::O

5~

146

2

0

0

0

48

0

12

13 INV IN UNCONSOLIDATED SUB:>

13

AND ASSOCIA ES

0

0

0

0

0

0

0

0

14 CUSTOMER LlA ON ACCEPTANCl'S

u

0

0

0

(J

0

0

0

14

15 OTHER ASSET::.

u

857 ------130

178

190

72

309

2

15

16 TOTAL ASSETS

6r951

41,825

24,084 - -1-3,-00-2

28,490

17.272

22t375

a.o73

16

LIABILITIES A,..D CAPITAL:

17 DEMAND UEPOSIT$ - IPC

ww

18 TIME AND 19 DEPOSITS

SAVINGS DE:P - lPC
OF us GOVERNMENT

lr949

15,554

6r798

4,183

7r482

5,371

6,617

1.535

17

3,656

19,594

10. 94\J

5,970

14,380

8,890

12r098

4,527

18

21

460

176

23

49

77

31

27

19

20 DEPOSITS OF SCM

7<J'..>

275

2,71>5

1,154

2,815

1.403

873

979

20

21 DEPOSITS OF FOREIGN GUVT ETAL

0

0

0

0

()

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

26

0

40

0

0

0

19

0

22

23 CERTIFIED/OFFICER CHECKS

----2-8 ----3-6-2

99

61

51

69

64

132

23

24 TOTAL UtPUS.i.TS

- - -6,-47-5

- - - - - 36,245

20,818

~--

11,391

24,777

15,810

19,702

7,200

2~

25 FUNDS PUR AND SEC SGLU UNDER

25

AGREEMENT TO REPURCHASE

u

525

0

0

105

0

0

100

26 OTHER LlA FOR BORROWEO MUNl:Y

0

30

0

0

0

0

0

0

Z6

27 HORTGAt.E INDEoTEDNE:SS

0

0

0

0

0

47

0

0

2'f

28 ACCEPTANCES EXECUTED

0

0

G

0

0

0

0

0

28

29 OTHER LIABILITIES

20

721

495

324

7<:.1

127

322

58

29

30 TOTAL LIABILITI!::S

e:.,495

- - - - - - 37,521

21,313

11,715

25,663

15,984

20,024

7,358

30

31 SUBORUINATED NCTtS ANU Ut:tiS

50

50U

0

0

0

0

0

0

31

32 PREFERRE-D STGCK

0

0

0

0

0

0

0

0

32

33 COMMON STOCK

140

1,000

1,000

500

800

400

400

250

33

34 SURPLUS

200

1,600

600

400

1,000

592

1,400

150

3~

35 UNDIVIDEU PROF ITS :3l [.\pJ L.L '- ._-

66

1,204

1,096

387

692

237

91

315

35

------

... -----~~ -----0

j35 -----5-9

460

0

36

37 TOTAL CAPITAL ANu SUb Lf h T

-.56

h304 - -2-, 7-71 - - -1,-8-7

2,827

1,288

2,351

715

37

38 TOTAL LlAE:ILl fiE~ ANU CAP!TAL

6. 9~~ 1

------ ----- 41,825

24,084

13,002 ---28-,4-9-0 ---1-7,-.2-7-2

22,375

8.073

38

Cu~SuLluATEO REPORTS OF CONOlliuN Of STAlE BANKS AS OF DEC EMBER 31~ 1976

BANK NUMBERS

185

191

197

198

200

201

Z03

206

ASSETS:

1 CASH AND DUE FROM BANKS

854

1,710

1,536

605

1,561

1.211

958

....123

1

2 US TREASURY SECURITltS

328

1,729

1,500

1,506

6,471

590

389

1235

2

3 OBLIGATIONS OF FtD AGCY 4 SCH OBLIGATIONS

402

0

0

500

0

0

1,204

527

2,041

880

3,734

557

0

0

0

3,054

.3..

5 OTHER BONuS, NOH S, ANlJ lii.:bS

()

0

0

0

0

0

0

0

5

6 CORPORATE STOCK

0

0

0

16

0

0

20

19

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLD AND SlC PURCHASED UNDER AGREEMENT TU RESEll

8

0

400

'tOO

200

1,800

400

1,975

1,ooo

9 lOANS, NET

6,950

2,637

8,962

7,595

18,442

6,010

4,261

19,008

9

10 DIRECT LEASE FINANCI~~

0

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITUR~ ANU flXlURtS

149

280

472

507

958

616

491

180

12 OTHER REAL ESTATE OWNED 13 INV IN UNCONSOLI~ATEU SUSS

74

98

0

41

0

45

48

14

12

u

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER liA ON ACCEPTANCES

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

197

70

Z42

91

256

62

60

48

15

16 TOTAL ASSETS

- - - - 10,158

7,451

15,153

11,941

33,222

9,491

8,202

29,281

16

LIABiliTIES AND CAPITAL:

17 OE"-\NO DEPOSITS - IPC

w
~

18

TIME

AND

SAVINGS

DEP

-

IPC

4,175

2t454

4,019

2,726

12,522

3,050

lt966

14,186

17

3,540

3,816

8,836

5,270

13,502

3,935

3,440

9,097

18

19 DEPOSITS OF US GOVERNMENT

35

16

5

117

101

103

16

294

19

20 DEPOSITS OF SCM

1,494

42

694

2,260

2,593

1,183

1,655

2,267

20

21 DEPOSITS OF FOREIGN bDVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

40

0

25

0

0

0

0

10

22

23 CERTIFIED/OFFICER CHECKS

30

0

99

103

39

97

~

0

23

24 TOTAl DEPOSITS
25 FUNDS PUR AND SEC SOU: UNDER AGREI:HENT TO RfPURC-:.!.::.:
26 OTHER LIA FOR bORROWEu HONEY 27 MORTGAGE INDEBTEDNESS 28 ACCEPTANCES EXECUTED 29 OTHER LIABILITIES

9,314

6,328

13,678

10,476

28,757

- - - 8,368

7.131

25.854

24

25

0"'"

:J 0

0 0

0 0

0
0

0 0

0 0

0

0

26

0

0

0

0

196

0

0

0

27

0

0

0

0

0

0

0

0

21

102

192

128

191

703

214

117

127

29

30 TOTAL LIABILlTIES

----- - - - - ----- - - - 9,416

6,520

13,806

10,667

29,656

8,582

7.248

25,981

30

31 SUBORDINATED NOTfS AND DE6S 32 PREFERRED STOCK

0

0

0

0

0

0

0

0

31

0

0

0

0

c

0

0

0

32

33 COMMON STOCK

101

375

200

500

1,200

500

<WO

lt200

33

34 SURPLUS

408

325

6()0

40C

600

500

497

800

34

35 UNDIVIDED PROFITS

133

177

520

374

1.077

91-

57

50

35

36 C4PITAL RESEKVE~

- - - -10-0

54 - - - -27

0

669

0

0

1.250

36

37 TOTAL CAPITAL AN~J Sl<.'o OE&T

- - - - 74~ - - - -93-1

1,347

1,274

- - - - 3,566

909

954

3,300

37

- - - - - 38 TOTAL LIARILITH:, t' . ' CAPITAL.

1u,l~b

- - - - - 7,451 - - - - 1~. 153 - -1-1,-94-1

33,?22

9,491

8,202

29,281

38

DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA

CONSOLIOATI:IJ REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1976

BANK NUMbERS

216

221

222

227

233

236

237

238

ASSE:T!:.: 1 CASH AND DUE FROM BANKS 2 US TREASURY StCURITltS 3 OBLIGATIONS OF FED AGCY 4 SCM OBLIGATIONS 5 OTHER BONOS, NOTES, AND Ot:bS 6 CORPORATE STOCK
7 TRADING ACCOUNT SECURITIES 8 FUNDS SOLD AND SEC PURChASED
UNDER AGREEMENT TO RESELL 9 LOANS, NET 1C ~I;;.ECI Li:ASi:. f-INANCING 11 ASSETS REP PREHISES
FURNITURE AND FIXTURES 12 OTHER REAL ESTATE OWNED
13 INV IN UNCONSOLIDATED SUBS AND ASSOCIATES
14 CUSTOMER LIA ON A~CtPTANCS 15 OTHER ASSETS

2,587

1,531

2,638

2,40.:;.

2,531

1,185

871

3,233

1

7,375

1,532

1,915

4,670

2,184

285

220

1,654

z

0

100

250

0

713

0

0

0

3

1,542

2,327

4 1 TI1

7,342

5,449

0

39

7,398

4

0

0

6

0

0

0

0

0

5

(J

27

30

0

0

0

0

25

6

0

0

0

0

0

0

0

0

7

8

9(;0

600

4,550

400

1,000

300

0

1,905

7,730

12,693

10,592

16,872

9,525

2,193

6,748

31,094

9

0

0

0

0

0

0

0

0

10

11

124

532

293

326

230

223

446

874

0

5&6

61

0

0

0

0

14

12

13

0

0

0

0

0

0

0

0

0

(I

0

0

0

0

0

0

14

0

322

136

92

179

52

176

846

15

16 TOTAl ASSETS

20,256

20,250

25,242

32,105

21,811

4t238

8,500

47,043

16

LIABILITIES AND CAPITAL:

17 DEMAND DEPOSITS - IPC

w
U1

18 TIME AND SAVINGS DEP -

IPC

5r84b

6t495

7,391

10,251

8,516

1,309

2,191

12,899

17

11,683

10,010

12,104

15,435

10,767

1,486

4,932

21,481

18

19 DEPOSITS OF US GOVERNMENT

73

166

36

125

390

7

11

63

19

20 DEPOSITS OF SCH

811

1,084-

3,471

2t276

401

899

229

5.919

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

67

0

85

0

0

0

0

1.063

22

23 CERTIFIED/OFFICER CHECKS

-----1-2-6

97 - - - -7o

0

0

10

107

422

23

24 TOTAl DEPOSITS 25 FUNDS PUR AND SEC SOLD UNDEk

16,606

17,852 - -2-3'-16-3

28,087

20,074

3,711

7,470

41,847

24
u

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

50

0

26 OTHER LIA FOR BORROWED HONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNESS

0

154

0

40

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

38

88

274

845

27

62

89

1t102

29

30 TOTAL LIABILITIES
31 SUBORDINATED NOTES AND DEBS 32 PREFERRED STOCK 33 COMMON SluCK 34 SURPLUS 35 UNDIVIDED PROFIT!:. 3t OPIP.L RESERVES
37 TOTAL CAI'ITAL ANU ~UB Of:!H

18,644

- - - - 18,094

23,437

28,972

20,101

3,773

7,609

42,949

30

200

iJ

0

0

0

0

0

0

:u

0

u

c

(I

0

0

0

0

lZ

250

350

400

800

400

250

413

950

33

550

800

600

BOO

601

200

350

1,650

~

4 1 ...

1,006

805

1,033

682

1~

128

1,494

35

200

0 -----0

500

27

0

0

0

36

lrol4

2,156

1,805

3,133

1,710

465

891

4.094

37

38 TOTAL LI Allll ITH:S ANl' CAPITAL

20,258

- - - 20,250

25,242

- - - - - 32,105

21,811

4,238

8,500

47,043

38

BANK NUMBERS

CukSGLluATED REPORT~ OF CONDITION OF STATE S.AHKS AS Of DECEMBER 31, 1976

.!.~~

241

243

244

245

247

248

z.-

ASSETS:

1 CASH AND DUE FROM BANKS

380

686

1,069

638

1,461

3,480

946

2,213

I

2 US TREASURY SECURITIES 3 OBLIGATIONS OF FeD AGCY

699

201

98

962

1,085

926

100

502

801

1,615

0

0

0

1,688

2

0

0

s

4 SCM OBLIGATIONS

0

0

0

1,214

0

4,130

0

0

4

5 OTHER BONOS, NOTCS, AND OEoS

0

0

0

0

0

0

0

0

J

6 CORPORATE STOCK

0

0

0

0

0

3

6

0

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLD AND SEC PURCHASE: iJ

8

UNDEK AGREEMENT TO ~ESELL

500

450

850

300

400

950

325

600

9 LOANS, NET

2,250

4,326

3,b52

5,054

5,044

22,145

3,382

8,191

9

10 DIRECT LEASE FINANCING 11 ASSETS REP PREMISES

0

(J

0

0

0

0

0

0

10

u

FURNITURE AND HXTUktS

278

52~

290

186

496

768

339

688

12 OTHER REAL ESTATE OWNED

0

0

0

()

0

0

0

0

12

13 INV IN UNCONSOLIDATED SUbS

13

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

14

1! OTHER ASSETS

16 - - - -87

23

194

86

402

29

193

15

16 TOTAL ASSETS

4,223

6r772 - - -6,-78-3

- - - - - 10,163

8,572

32.804

5~r027

13.573

16

LIABILITIES AND CAPITAL:

w
0'1

17 OEMANO DEPOSITS - IPC 18 TIME AND SAVINGS OEP -

IPC

920

1,802

2.uo

3r234

3rl62

10,290

l~t047

4,903

17

1,t>60

2,696

2,111

5,776

2,797

13.574

2,030

4,031

18

19 DEPOSITS OF US GOVERNMENT

45

8

54

11

40

136

19

23

19

20 DEPOSITS OF SCM

592

1,193

1,658

153

927

3,783

323

2,283

20

21 DEPOSIT~ OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

0

0

8

500

651

700

0

22

23 CERTIFIED/OFFICER CHECKS

87

33

19

31

44

152

Z58

6

23

2~ TOTAl Ut~US!TS

3,304

5,732

5.952

9,213

7,470

28.586

4,377

11.246

24

25 FONDS PUR AND SEC SOLD UNDER

25

AGREEMENT TO REPURCf~J.::E

0

0

0

0

v

0

0

0

26 OTHER LIA FOR bORROWED HONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNESS

()

0

0

25

0

92

0

43

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

107

43

130

171

60

788

18

156

29

30 TOTAL LIABILITIES

3,411

- - - - 5r175

6,082

9,409

7,530

29.466

4,395

11,445

30

31 SUBORDINATED NOTES AND DEbS

0

0

0

0

0

0

0

0

31

32 PREFERklD STOCK

0

0

0

0

0

0

0

0

32

33 COMMON STOCK

525

500

500

100

500

750

350

1,000

33

34 SURPLUS 3!> UNDIVIDED PROFIT~
36 CAPITAL RESERVES

1 ~~:~

450

100

250

350

1,500

250

750

34

16<:

-.7

- - - -0 -----0

.97

370 34

192 0

516 572

26

378

35

6

0

36

37 TOTAL CAPITAL AND SUB Jf:BT

til<: - - - - -<J9l - - - - -701 ----7-5-4

1,042

3.338

632

2,128

37

- - - - - 38 TOTAL LIABILITIES AND C.t.i-'lTA L

4,22:

- - - - ------ Ot772

6,733 - -l-O,-lb-3

8,572

32,804

5,027

13,573

38

DEPARTMENT uF 6ANKIN~ ANL dti\NCE STATE OF GEORGIA

BANK NUMbERS

CuNSudDATED RePORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31. 1976

250

251

252

253

254

25t.

257

.....,~.-~

ASSETS:

1 CASH AND DUE FROM bANKS

506

2,023

994

1,794

957

784

2.959

2.1t83

1

2 US TREASURY SECURITI~S 3 OBLIGATIONS OF FED AGCY

73

z.1o1

822

1.847

1,912

198

298

~9

2

0

LtOO

100

1,600

zoo

0

0

0

3

It SCM OBLIGATIONS

0

208

0

5,130

483

0

3.782

956

~

5 OTHER BONOS, NDTtS, AND ut:BS

0

0

0

0

0

0

0

0

5

6 CORPORATE STOCK

20

G

0

0

11

0

zo

0

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLD AND SEC PURCHASEO

8

UNDER AGREEMENT TO RESELL

325

0

950

900

800

300

0

2.ooo

9 LOANS, NET 10 DIRECT LEASE FINANCING

2,261

12.592

4.128

a.778

6,607

2.104

14.491

16.151

9

v

u

0

0

0

0

0

0

10

11 ASSETS REP PREMISE~

11

FURNITURE AND FIXTURES

365

82!>

534

193

183

234

95

334

12 OTHER REAl ESTATE OWNED

216

117

0

0

Hs

0

0

18

12

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

12

646 - - - -33

189

163

21

260

21

lS

16 TOTAL ASSETS

3,778

- - - - 18,912

7,561

- - - - - - 20,437

11,334

3.701

21.905

22.312

16

LIABILITIES AND CAPITAL:

17 DEMAND DEPOSITS - IPC
.w.... 18 TIME AND SAVINGS DEP - IPC

1,30&

6,382

1,308

6.121

3,654

926

6.065

6.LtOs

17

1,818

5.699

3,908

11.235

6,029

1.624

10,899

13.475

18

19 DEPOSITS OF US GOVERNHtNT 20 DEPOSITS uF SCM

29

247

29

38

46

59

56

10

19

0

3,179

1,411

851

569

576

2,277

750

zo

21 DEPOSIT~ uf FilRti&N buVT cTAL

0

0

0

v

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

0

0

98

102

0

0

0

22

23 CERTIFIED/OfFICER CHECKS

Z4

1,247

31

20

22

42

191

161

23

24 TOTAL DEPOSITS

3,179

- - - - 16,754

6,687

18.363

10,422

3.227

19.488

20.804

24

25 FUNDS PUR AhO SEC SOLD UNOER

lS

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

526

0

26 OTHER LIA FOR BORROWED HONEY

0

52

0

0

0

0

0

0

26

27 MORTGAGE INOc8TEONESS

0

0

0

55

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

34

411

95

381

121

1

112

0

29

30 TOTAL LIAbiLITIES

3t213

17.217

6,782

- - - - - - 18.799

10,543

3.228

zo.1Z6

20.804

30

31 SUBORDINATED NOTES AND UECIS 32 PRt:FERRED STOCK

0 0

0 0

0 0

0

150

0

0

0
0

0 0

0 0

3 1

33 COMMON STOCK

563

750

525

500

180

250

250

600

33

34 SURPLUS

2

662

125

500

360

150

1.ooo

400

34

35 UNDIVIDED PROFITS

0

283

129

635

101

73

529

508

35

36 CAPIT~L ~~~c~vc~

- - -0

0

0

3

0

0

0

0

36

37 TOTAL CAPITAL AND SUB DUH

- - - - 565

1,695

779

1,638

791

473

1.779

1.508

37

38 TOTAL liAolLITIES AND CAPITAL

.:s,778

18,912

7,561

20,437

11,334

3.701

21,905

22.312

38

cubuLl~....Alt::C ri..cPURTS OF CONOITWN OF STAll BANKS AS OF OK EMBER 31. 1971:>

BANK NUMBERS

261

262

263

266

267

268

269

270

ASSETs:

1 CASH AND DUE FROM eANKS
2 us TREASURY Sf:CURITIES

3,457

576

1,474

461

1.336

1.350

593

309

1

800

&8(1

3.657

187

398

154

2~

196

2

3 OBLIGATIONS OF Ft:O AGCY

1,560

625

892

175

G

0

300

0

3

4 SCM OBLI(,A TIONS

2,123

1,157

5,50.!:>

0

0

0

0

0

4

5 OTHER BONuS, NUlt:S, A'"<u i.;~t~

u

()

?00

v

0

0

0

0

f)

6 CORPORATE STOCK

1

0

0

0

1.?

0

0

0

6

7 TRADING ACCOUNT SEGUR IllES

(J

0

\}

~

u

0

0

0

7

8 FUND!> SOLO AND StC PURCHASt:O

8

UNDER AGK.EEME:NT TO RESELL

0

.:_.

(;

0

4{)0

1,100

500

300

9 LOMIS, NET

4,346

5,4oe

11,815

Z,bl3

2,749

1,665

797

917

9

10 DIRECT LEASE FINANCI!\fG

0

0

()

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FL<TURE::S

165

15.5

428

317

4o3

119

105

330

12 OTHER RI'Al ESTATE OWNtc:..i
13 INV IN UNCONSOLIDATEu sut:o.:.

a

1:'>

0

0

u

0

u

0

12

u

AND ASSOCIATES

0

0

0

v

0

0

0

0

14 CUSTOMER LIA ON ACCE:PTANCt::,

u

0

(J

0

0

0

0

0

14

15 OTHER ASSETS

-----1-6

45 ----Z5-5

193 -----4-~

28

34

13

15

16 TOTAL ASSE:TS

1.2. 47t.

8,917 - -2-...,-52-6

4,146 ---5-,4-0-3

4,416

z,575

2e065

16

LIABILITIES AND CAPITAL:

17 DEMAND DEPOSITS - IPC

cw o

18 TIME AND SAVINGS DEP - IPC
19 DEPOSITS OF us GOVERNMENT

2,774 7,391
11

2,646 5,367
13

7rl40
llr795 5(J

785 2,041
10

1r993 1,447
35

1,927 846
0

421 947
2

932

l1

392

18

1

19

20 DEPOSITS OF SCM

1,225

205

2,770

283

277

883

276

117

20

21 OEPO!>ITS OF FOREIGN GOVT E. TAL

(J

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL flANKS

0

0

0

bO

101

0

0

0

22

23 CERTIFIED/OFFICER CtH:CKS

1.

25

56

352

26

28

21

47

23

24 TOTAl DEPOSITS

11,413

a,bo - -2-1,-81-1 ---3-,5-3-1

3,879

3,684

1,667

1,489

24

25 FUNDS PUR AND SEC SOLD UNfJt:'R

25

AGREfMJ::!IIT Tf"l P~"PURCHA'iE

0

0

0

0

0

0

0

0

26 OTHER liA FOR BORROWED MONEY

0

0

0

0

u

0

0

0

26

27 MORTGA&E: INDEBTEDNESS

3-r

0

0

(}

0

0

0

0

27

28 ACCEPTANCES EXECUHD

0

(j

(;

(J

(i

0

0

0

28

29 OTHER LIAtiiLITIES 30 TOTAl LIABILITIES

39

10

4e4

19

14 - - - -16

7

2

29

11,489

- - - - - 8,266

22,295

.:s,sso ---3-,8-9-3

- - - - - - 3,700

1.674

1,491

30

31 SUBORDINA TEO NOTFS AND OEbS

0

0

0

0

0

0

0

0

ll

32 PREFERRE:D STOCK

(J

G

()

0

0

0

0

0

32

33 COMMON STOCK

lvu

225

600

450

750

500

500

300

33

34 SURPLUS

25(.;

325

700

100

~00

200

400

250

34

35 UNDIVIul:D PROF ITS

37

101

931

46

ZbO

16

1

24

35

36 CAPITAL RESER\IE:S

-------0 -----0 - - - -0

0 -------0

0

0

0

36

37 TOTAL CAPITAL AN:! su~, (t'_<il

9;.n

- - - - - o51

;..:,231

596

1 1 5Hi

716

901

574

37

38 TOTAL L r , r L ~ T F :.., /,1\[. l..Ae11Al

- - - - - 1~, ...-,(J

- - -<-J,-91-1

24,~26
-----

- - - - - ~.146

----5-, .-.0-3

4,416

2,575

2,065

38

DEPARTMENT Of BANKING AND fiNANCE STATE OF GEORGIA

CONSOLIDATED REPORTS Of CO NOI TION OF STATE BANKS AS Of DECEMBER 31. 1976

BANK NUMBERS

27L

L.7!>

L.lo

it.t'J

t:tiU

281

287

288

ASSETS: 1 CASH AND DUE FROM BANKS 2 US TREASURY SECURITIES 3 OBLIGATIONS OF FED AGCY 4 SCM OBLIGATIONS 5 OTHER bONDS, NOTES, AND DEBS
6 CORPORATE STOCK 7 TRADING ACCOUNT SECURITIES 8 FUNDS SOLD AND SEC PURCHASED
UNDER AGREEMENT TO RESELL
9 LOANS, NET 10 DIRECT LEASE FINANCING 11 ASSETS REP PREMISES
FURNITURE AND FIXTURES
12 OTHER REAL ESTATE OWNED 13 I~V IN UNCONSOLIDATED SUBS
4ND ASSOCIATES 14 CUSTOHER LIA ON ACCtPTANCES 15 OTHER ASSETS

1,03-/

647

1.591

2.260

4.4b2

2,531

2,385

577

1

298

1.480

4,620

4,843

929

5,920

215

500

2

1,290 2,503

0
1,797

0 2,749

820 6,007

150 3,956

0 4,519

301 1,479

290 1,473

.3..

0

0

0

0

0

0

0

0

5

0

0

0

0

20

0

0

0

6

l)

0

0

0

0

0

0

0

7

8

2,050

1,400

3,000

0

3,400

0

1,ooo

1,400

6,902

7,506

14,838

14,882

lt.o28

17.739

9,561

7,879

9

0

0

0

0

0

0

0

0

10

11

75

327

274

647

686

1.243

429

129

0

0

33

103

2

28

0

0

12

13

0

l)

0

0

0

0

0

0

0

0

0

0

0

0

0

0

14

0

0

389

297

99

173

175

0

15

16 TOTAL ASSETS

14,155

1h157

27.~

29.859

30.354

32,153

15,545

12,248

16

LIABILITIES AND CAPITAL:

11 DEMAND D~POSITS - IPC

w
1.0

18

TIME

AND

SAVINGS

DEP

-

IPC

4,331

5,064

7,450

8,395

7.303

10,835

4.966

3,338

17

6.920

6,435

15,586

15,494

16,528

12,973

7,585

6,s...&

18

19 DEPOSITS OF US GOVERNMENT

1&

12

92

210

9

168

27

31

19

20 DEPOSITS OF SCM

1,173

569

1,001

1,642

2,55-t-

4,200

1,499

1,059

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

0

0

0

342

0

0

0

22

23 CERTIFIED/OFFICER CHECKS

115

43

36

87

34

19

138

72

Z3

24 TOTAL DEPOSITS

12,557

12,123

24,165

25,828

26,770

28,195

14,215

n,a...s

24-

25 FUNDS PUR AND SEC SOLD UNDER

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROWED MONEY

0

0

0

0

0

0

0

27 MORTGAGE INDEBTEDNESS

0

12

0

0

0

ltlO

0

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

29 OTHER LIABILITIES

284

0

1,032

418

152

299

20

25

0

0

Z6

0

27

0

28

0

29

30 TOTAL LIABILITIES
31 SUBORDINATED NOTES AND DEBS 32 PREFERRED STOCK 33 COMMON STOCK 34 SURPLUS 35 UNDIVIDFD PROFITS 36 CAPITAL RESERV~S

12,841

12,135

25,197

2:6,246

- - - - - 26,922

28,904

14,235

11,048

30

0

0

300

0

0

0

0

0

31

0

0

0

0

0

0

0

0

12

200

zoo

800

1,600

1o000

1,000

150

150

33

600

525

400

800

1,500

1,000

1,000

750

3lt

209

272

602

853

836

808

160

278

35

305

25

19!J

360

96

~1

0

22

36

37 TOTAL CAPITAL AND SUb UE-BT

1.314

- - - - - 1,022

2,297

3,613

- - - - 3.432

3,249

1,310

1,200

37

38 TOTAL LIABILITIES AND CAt'ITAL

14.155

13,157

27,494

29,859

30,354

32,153

15,545

12,248

38

C..L;-.::,u Llll A l tlJ i\i::fQR T:> OF C.ONOITliJN u f SlATE BANKS AS OF ut:CEMBER 31, 1976

SANK NUMbtRS

2'ifl

L7J

294

2~5

303

30~

308

316

ASSETS:

1 CASI1 AND DUE FROM fsANt<S
2 us TREASURY SECURITilS

778

1,162

1.773

1,519

608

3,904

2,708

1t232

1

1,927

2,498

1,076

1,936

1,000

1,229

5t925

6~

z

3 OB LIGA TIO"S OF Fi:O AGLY

0

0

750

100

1,200

1,302

0

400

3

4 SCM OBLlGAliONS

3,441'

1,504

1,984

3,361

1r315

1,257

3,850

1,253

4

~ OTHER BONDS, t-40TE:S, ANl' U~t.. S

(J

0

0

0

0

0

0

0

5

6 CORPORATE STOCK 7 TRADING ACCOUNT SECUP.ITifS

0

0

0

0

0

20

3

0

6

u

0

0

0

0

0

0

0

7

8 FUNDS SOLD ANO SEC PURChASt'D UNDER AGREEMENT TO iUcSi:Ll

8

lG0

2,000

<0;00

2,400

3,100

1 ,ooo

z,ooo

2.50

9 LOANS, NE:T

t, 789

6,94&

7,526

9,101

7,2.7o

8,349

20,472

7,841

9

10 11

DIRECT ASSETS

RLEEPAStp: qFoInNsA;N: C>INL

0

0

0

,}

0

0

0

0

10

11

FURNITURE AND FIXTUReS

3'i3

131

281

291

375

55 I

552

24-3

12 OTHER REAL E~TATt OWNtiJ

G

0

l

0

117

993

255

0

12

13 IN\' IN UNLONSULl OA TEll SUbS

l3

AND ASSOCIATES

(:

0

0

u

0

0

0

0

14 CUSTOMER liA ON ACCE:PTANCES

0

{I

0

0

0

0

0

0

14-

15 OTHER ASSETS

160 -----7 - - - -4

100

121

95

195

14-

IS

16 TOTAl ASSETS

15,59~

14,250 - -1-4,-19-5 - -ld-,8-01->

------ ----- 1:.1,112

19,300

3.5,960

11.881

1C.

LIABILITIES AND CAPITAL:

- l7 DEMAND DEPOSITS - IPC

~
0

18

TIME

AND

SAVINGS

uEP

I PC.

3,848

5t176

4,747

6r806

4,354

5,483

8,520

3,737

11

13.92&

,,50I

6,736

9,007

9,230

8r055

15,2S8

6,870

18

19 DEPOSITS OF us C.OVERNMtNT

148

16

25

158

17

39

207

23

19

20 DEPOSITS OF SCM

c l_>

.t,ooo

1,217

1,125

286

3r616

7,31.5

402

20

21 DEPOSITS OF FOREIGN <,L:VT ETAL

0

0

0

0

0

0

0

0

Zl

22 DEPOSITS OF COMMERCIAL bANKS

0

0

0

0

0

0

4

0

22

23 CERTIFIED/OFFICER CHEL.KS

3<c

101

156

96

13

78

13

0

23

24 TOTAL DEPOSITS

- - - - - 13,769 ---12-,4-02-.

12,881

17,254

- - - - - - 13,900

17,271

31,317

llt032

z~

25 FUNDS PUR AND SEC SULD Ut>IOICR

25

~rorr..-rt..IT TO RFPURCHASI:'

r-

(\

c:

v

0

0

0

0

26 OTHER LIA FOR BORROWED MONEY

0

0

0

0

0

0

157

0

26

27 MORTGAGE INDEBTEuNt:SS

(;

0

73

0

0

0

0

0

27

28 ACCEPTANCES E:XECUTC:D

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

48~

28

6

2

111

160

886

18

29

30 TUTAL liABILITIES

14,254

- - - - - - 12,430

12,960

17,256 - -1-4,-01-1

17,431

32o360

u.oso

30

31 SUBORDINATED NOTES ANL! DEBS

(J

0

0

0

0

400

0

0

u

32 PRE:FERRE:u STOCK

0

0

0

0

0

0

0

0

32

33 COHHON STOCK

bOO

300

200

25<1

240

~50

600

200

33

34 SURPLUS

30(

700

BOO

1,000

560

550

1,400

300

34

35 UNDIVIDED PROFITS

398

820

23!:>

302

301

309

1,068

331

35

36 CAPITAL RESERVES

- - - - -4-3

0 - - - - -0

0 -----u

160

532

0

36

37 TOTAL CAPITAL AND :.uc, Gt:LT

1,341

- - - - - 1,32U

1,l.35

I,55Z - - - - - lrlC1 - - - - - 1,869

3,000

831

37

- - - - - - 38 TOTAL LTAE:.ILITH:::. -"NU C.Af-1 TAL

"!' :- ,., r J '_..- ..- -

------ ----- ------ 14r2Jv

J. .... ' .1. '1!:>

1:,tsuo

1!>, 112

19,300

35,960

11,881

38

DEPARTMENT OF BANkLNG AND FINANCE STATE OF GEORGIA

CONSOLIDATED REPORTS OF CONOI TION OF STATE BANKS AS OF OECEHBER 31. 1976

BANK NUMBERS

3I8

325

327

331

332

333

337

340

ASSETS:

1 CASH A NO DUE FROM BANKS

1,653

I,543

2,368

947

2,489

I,014

1,654

1.078

1

2 US TREASURY SECURITIES

3,235

I,098

5,204

288

5,881

216

1,201

718

2

3 OBLIGATIONS OF FED AGCY

100

700

0

0

0

100

800

399

3

4 SCH OBLIGATICWS

5,916

1,868

3,087

635

1,120

520

2,554

1,555

4

5 OTHER BONDS, NOTES, AND Dl:::BS

50

0

0

0

0

0

0

0

5

6 CORPORATE STOCK

0

0

25

0

0

0

0

0

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLO AND SEC PURCHASED

8

UNDER AGREEMENT TO RESELL

1,800

0

5,400

800

0

0

3,050

1t<W)O

9 LOANS, NET

10,899

4,250

14,667

4,471

10,878

5,263

10,832

7,218

9

10 DIRECT LEASE FINANCING

0

0

0

0

0

0

0

0

10

1I ASSETS REP PREMIS~S

11

FURNITURE AND FIXTURES

332

227

319

99

340

50

490

412

12 OTHER REAL ESTATE OWNED

0

0

482

0

0

42

0

58

12

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

200

79

0

14

47

21

91

61

15

16 TOTAL ASSETS

24,185

9,765

31,552

7,254

20,755

7,226

20,672

12,959

16

LIABILITIES AND CAPITAL:

""'
~

1187

DEMANO DEPOSITS - IPC TIME AND SAVINGS DEP -

lPC

6,204

3t167

6,100

1t599

7,902

2t828

7.059

4,642

11

12,426

4,057

14,101

4-,486

9,327

3,510

9,435

6,869

18

19 DEPOSITS OF US GOVERNMENT

205

11

28

33

56

21

38

41

19

20 DEPOSITS OF SCM

2,304

1,242

8,901

565

ltl73

287

1,925

83

20

21 DEPOSITS OF FOREibN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS 23 CERTIFIED/OFFICER CHECKS

0

0

0

124

260

46

0

0

0

0

14

87

101

349

0

22

s

23

24 TOTAL DEPOSITS

21t263

8t737

29,176

6,697.

18,545

6,747

18,806

11,640

24

25 FUNDS PUR AND SEC SOLD UNDER AGREEMENT TO REPURCHASE
26 OTHER LIA FOR BORROWED MONEY 27 MORTGAGE INDEBTEDNESS 28 ACCEPTANCES EXECUTED 29 OTHER LIAoiLITIES

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

94

14

15

135

25

0

0

0

0

0

0

26

0

0

0

27

0

0

0

28

6

168

203

Z9

30 TOTAL LIABILITIES

2lt263

8,831

29,190

- - - - - - 6,712

18,680

6,753

18,974

11,843

30

31 SUBORDINATED NOTES AND DE:SS

0

0

0

0

0

0

0

0

31

32 PREFERRED STOCK

0

0

0

0

0

0

0

0

3Z

33 COMMON STOCK

500

200

400

145

375

200

300

170

33

34 SURPLUS

1,200

600

400

230

625

250

700

730

34

35 UNDIVIDFOPROFITS

1,22'2

107

1,562

167

1,075

23

698

216

35

36 CAPITAL RESERVES

0

27

0

0 ----0

n...

0

0

36

37 TOTAL CAPITAL AND SUB DEBT

2,922

934

2,362

- - - - 542

2,075

473

1,698

1.116

37

38 TOTAL LIABILITH:S AND CAPITAL

24,185

9,765

31,552

7,254

20,755

7,226

20,672

12,959

38

DtYAKTMtNT U~ BA~~lNG ANU ~INANCt STATE OF GEORGIA

CO~SOL!OATED K.EPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31. 1976

BANK NUMbERS

347

~9

350

355

364-

365

375

3n

ASSETS:

1 CASH AND DUE FROM BANKS

1,252

&06

817

~,607

875

740

1.036

2e065

1

2 US TREASURY SCURITifS

3,032

1,163

1,o59

1,225

734

592

3,028

2,725

2

3 OBLIGATIONS OF FED AGCY

1,300

1,095

237

200

0

100

0

235

3

4 SCM 06LIGATIONS

1,72S

1,401

1.326

1,688

859

25

148

2.159

4

5 OTHER BONOS, NOTES, AND DEBS

0

0

0

0

0

0

0

0

5

6 CORPORA H: STOCK

G

0

0

31

0

17

0

0

6

7 TRADING ACCOUNT SECURITJFS 8 FU~S SOLD AND SEC PURCHASED
UNDER AGREEMENT TO ~ES~LL

C

0

0

0

0

0

0

1uo

900

2,200

500

1.600

0 0

0 100

T

9 LOANS, NET

4,275

3,055

5,565

14,429

5,663

4,834

5,938

4,498

9

10 DIRECT LEASE FINANCING

0

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES

44

127

117

719

2!>1

48

0

88

12 OTHER REAL ESTATE OWNED

0

0

0

565

u

0

0

0

12

13 INV IN UNCONSOLIDATED SUBS

13

AHD ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

0

9

138

- - - 732

9

6

51

93

l.S

16 TOTAL ASSETS

11,628

7,816

10.159

24.396

8,891

7.962

10.201

11,963

16

LIABILITIES AND CAPITAL:

17 DEMAND DEPOSITS - IPC

3,630

2,514

2,643

5,917

2,235

2,506

5,268

5.374

l7

~ N

18

TIME

AND

SAVINGS

DEP

-

IPC

19 DEPOSITS OF US GOVERNMENT

6,507

4,245

5,339

13.874

4,441

3.931

2.68~

3.754

18

0

36

65

50

35

14

339

24

19

20 DEPOSITS GF SCM

132

316

877

2,133

1,255

612

577

1,340

20

21 DEPOSITS OF FORE IG~ f:"'VT [TAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

139

0

0

258

0

52

0

1

22

23 CERTIFIED/OFFICER CHECKS

!;)6

37

20

127

95

205

54

19

23

24 TOTAl DEPOSITS

10,470

7,148

8. cu.,(.

.22. 35':1

8,061

7,320

8.923

10.512

24

25 FUNDS PUR AND SEC SOU1 UNDER

25

A&REEHENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER LlA FOR BORROwED MONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INOEBTEDNE:::;S

0

0

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LJ ABILITIES

203

10

158 - - - -28-6

6

0

44

93

29

30 TOTAL LIABILITIES

- -1-0,-67-3

- - - - 7,158

9,102

----- - - - - 22,645

8,06 7

7.320

8,967

10,605

30

31 SUBORDINATED NOTES AND DEbS

v

0

\)

0

0

0

0

0

31

32 PREFERRED STOCK

(J

0

0

0

0

0

0

0

32

33 COMMON STOCK

lOG

100

200

c. so

100

250

100

300

33

34 SURPLUS

200

200

500

850

500

300

400

600

34

35 UNDIVIDEO PROFITS

214

115

357

251

224

92

734

50

35

36 CAPITAL RESERVES

- - - - - -441

243 - - - - -0

0 -----u - - - -0

0

401

36

37 T.JTAL CAPITAL ANr su~; Oi:6T

y!;.:,
-------

- - - - - <>58

1,057

1,751

8?4

642

1,234

1,358

37

- - - - - 38 TOTAL LIA81LITIES AN!i CAPITAL

11,628

7,&1e

10,159

- - - 24,396

8,591

7t962

10.201

11,963

38

DEPARlHt:NT OF BA~lNG AND FINANC.E STATE OF GEORGIA

CONSUL IDA TEO REPORTS OF C-ONDITION OF STAH: BANKS AS OF DECEMBER 31, 1976

BANK NUMBERS

379

383

385

387

390

391

392

398

ASSETS:

1 CASH AND DUE FROM BANKS

3,991

500

3,785

200

1,258

~7~

48.2

2,035

1

2 US TREASURY SECURITIES

6,837

55

1.463

201

822

809

270

1.728

2

3 OBLIGATIUNS OF FED AtCY

2,600

25

758

1,109

0

0

400

800

3

4 SCM OBLIGATIONS

790

347

2,925

468

3,273

40

155

2,676

~

5 OTHER BONfJS, NOTES, AND DEUS

0

0

0

0

0

0

0

0

5

6 CORPORATE STOCK

90

0

0

0

0

0

0

9

6

7 TRADING ACCOUNT SECURITIES

(;

0

0

0

0

0

0

0

7

8 FUNDS SOLD AND SEC PURCHASED UNDER AGREEMENT TO RESELL

4,800

0

z,ooo

8

0

150

250

200

600

9 LOANS, NET

25,411

4,917

16,806

2,212

9t3&6

1,780

~,047

10.059

9

10 DIRECT LEASE FINANCIN~

0

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES
12 OTHER REAL ESTATE owr..;;:o

1,.:>l!l

25

lt04Y

110

586

30

27

220

1,322

0

24

0

26

0

0

102

12

13 INV IN UNCONSOLIDATEu SUbS

13

AND ASSOCIATES

0

0

0

0

u

0

0

0

14 CUSTOMER LIA ON ACCEPTANC~S

(J

0

0

0

0

0

0

2

1~

15 OTHER ASSETS

327

18

33!>

28

120

7

42

116

lS

16 TOTAL ASSETS

47,486

- - - - - - 5,887

29t145

4,328

15,621

3,390

5t623

18,:M-7

16

LIABILITIES AND CAPITAL:

.... 17 DEMAND DEPOSITS - IPC

w

l& 19

llME ANu DEPOSITS

~A\IlNbS uti- - J.PL
OF US GOVERNMENT

13,618

1,490

7,277

1,142

4,19&

1,271

1,629

~.565

17

27 ,.:,17

2,764

16,444

2,424

7,808

1,648

2,746

llr2S8

18

lOb

13

66

4

39

12

23

83

19

20 DEPOSITS OF SCM

I,911

830

2,627

I 51

1,!>77

196

861

508

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

478

103

0

0

0

0

0

0

22

23 CERTIFIED/OFFICER CHECKS

- - - -5-0-8

21

197

11

8

9

0

85

23

24 TOTAL DEPOSITS

43,940

5,22I

26,611

3,732

13,630

3,136

5,259

16,~99

24

25 FUNDS PUR AND SEC SOLD UNO~R

25

AGRF.fMF.NT TO REPURCHAS~

0

200

()

75

0

0

0

0

26 OTHER LIA FOR BORROWED MON~Y

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNESS

0

0

0

0

0

0

0

12

2.7

2C A::CEPTA:~:l~ EXECV1..:.u

u

u

u

u

0

0

0

0

28

29 OTHER LIABILITIES

I65 ----4-3

238

129 - - - -33-6

4

0

135

29

30 TOTAL LIABILITIES

--4-4-,I-0-5 - - -5,-46-4 - -2-6,-84-9 - - -3,-93-6 I3,966

3ri40

5,259

16.~

30

31 SUBORDINATEv NOTES AND DEBS

750

0

0

70

0

0

0

0

31

32 PREFERRED STOCK

0

0

0

0

0

0

0

0

32

33 COMMON STOCK

1,400

100

500

70

308

100

75

600

33

34 SURPLUS

600

285

1,300

150

892

125

150

400

34

35 UNDIVIDf'f_1 PI<OFIT<:

JO<l

3"

496

77

413

15

139

501

35

36 CAPITAL RESERVES

322 -----0

0 ----2-5

42

10

0

200

36

37 TOTAL CAPITAL AND SUB DEBT

- - -3-,3-8-1

423

2,296 - - - -392 ---I-,6-5-5 ----2-5-0

3b~

1.701

37

- - - - - - 38 TOTAL LIABILITIES AND CAPITAL

47,4bt.>

5,ae7

29,145

47328

I5,62I

3.390

5,623

lS,:M-7

38

C<1!\.S.OlllJATEt; RE:PlJRTS OF CCJI'IJI THlN OF STAT:: bANKS A!> OF DECEMbER 31, 1976.

BANK NUMBERS

400

409

410

416

420

422

425

430

ASSETS:

1 CASH Ard OUE: FRCM BANKS
2 us TR: A~URY SECUR IT IE: S

1,136 1,0!>6

838 2o"Y

3,006 i: .~.. ~

880 1,022

556

1,581

2,645

628

1

364

o05

2,695

1,415

2

3 ObliGATIONS OF FED Al""'-..Y

eo

0

400

250

800

600

780

300

3

4 SCM OBLIGATIONS

1,892

1,045

Zt285

726

650

1t183

1,463

518

4

5 OTHER 801'\DS, NCTES, ANu Of:.BS

0

0

100

0

15V

0

0

0

5

6 CORPOR ATf: STOCK

5

0

0

0

0

0

0

0

6

7 TRADING ACCOUNT SECURITIES

0

0

{I

0

0

0

0

0

7

8 FUNDS SOU.1 ANL> S t~ r- PUkUIA$f:D

8

UNOE K AGREEHE:l'IT TO KESt:LL

I)

100

c

~ ,40u

1,500

400

1,350

0

9
10

LUANSt
DIRECT

U~'c"ATSI...

FINANCING

3,'i~3

:>,415

9,961

3,80_j

2,3S<t

3,110

10,628

3t988

9

0

c

v

0

u

0

0

0

10

11 ASSETS Rt:P PRi MISf:S

11

FURNITURE Al\0 FIXTllfUcS

4&

271

6t:.6

161

151

247

573

144

12 OTHER Rt=AL ESTATE OioiNcO

0

1

55

63

0

13

0

0

12

13 INV IN Ul\lCONSOLI DA TEO SUBS

13

AND ASSOCIATES

u

0

0

I)

0

0

0

0

1~ CUSTOM[R LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

(.

20

168

52 -----5-5 -----""

1

102

15

16 T<JTAL ASSeTS

- - -&-,-14-0

7,979

- - - - - 19,040

9,357

6,580

7,743

20,135

7,095

16

LIABILITIES AND CAPITAL:

..,,..

17 18

DEMAND DEPOSITS - IPC TIME AND SAVINGS DEP -

lt"C

2,011

3,133

6t2~

2,633

1,510

2,287

4,850

lr900

17

3,97t>

3,333

6,407

4,921

3,538

:,,518

12,823

3,7~

18

19 DEPOSITS OF US &OVERNMtNT

13

11

132

7

17

27

54

15

19

20 DEPOSITS OF sc~

874

519

4t268

904

894

1,194

578

776

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

u

0

(,

0

0

21

22 OEPOSITS OF COMMERCIAL SANKS

50

0

5

5

0

0

0

0

22

23 CERTIFIEO/OFFICEK CHtCKS

35

114

11-

11

2~

19

62

21

23

24 TOTAL DEPOSITS

6,959

7,110

- - - - - 17,030

8,541 ---5-,9-8-3

7,045

18,367

6,456

24

25 FUNDS PUR AND SEC SOLD UNDER

25

AGREEMENT TO REPURCHASE

0

u

0

0

0

0

0

0

2t. OTHER LIA FOR BuRROWEU MUNEY

(J

0

0

0

u

0

6

0

26

27 MORTGAGE INDEBTEDNESS

0

0

23

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

------0

48

220

181 ------0

20

48

146

29

30 TOTAL LIABILITIE:S

6t959

7,158

17,273

- - - - - - 8,722

5,983

7,065

18,421

6.602

30

31 SUBORDINATED NOTES AND DEBS

200

0

0

0

0

0

100

0

31

32 PREFERRE:D STOCK

0

0

0

0

0

0

0

0

32

33 COMMON STOCK

200

200

400

12u

100

100

300

150

33

34 SURPLUS 35 UNDIVIDED P~OFITS

700

400

850

380

200

350

600

150

34

&1

221

517

us

267

228

576

178

3S

36 CAPITAL RESERVES

- - - - -0

0

0

0

10

0

138

15

36

37 TOTAL CAPITAL AND .:>L.t> OL..>f

ltlbl

&21 - - - - - 1t767

635

597

- - - 678

1.714

493

37

38 TOTAL LlAB.I.LI1 IcS AN[) C.AFlfAL

ij,l"+C

7,979

l9ru4G

'1, 3!> 7

6,~!!0

- - - - - - 7,743

2ll' 135

7,095

38

:;;.-:::.::

OEPARTMFNT OF BANKING AND FINANCE STATE OF GEORGIA

- ~';'>" ~:~:"~~:-.~~,.

CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1976

BANK NUMBERS

436

438

445

449

4,5

461

464

~

ASSETS:

1 CASH AND DUE FROM BANKS

1,339

609

I,l43

989

2,954

710

1,470

1t195

1

2 US TREASURY SeCURITIES

429

580

3t232

574

1,402

423

2,678

428

2

3 OBLIGATIONS OF FED AGCY

465

50

0

0

0

0

100

275

3

4 SCM OBLIGATIONS

1,015

826

822

315

1,941

1,311

1,804

1,81t4

4

5 OTHER BONDS, NOTES, AND UEbS

0

0

0

0

0

0

0

0

5

6 CORPORATE STOCK

0

0

0

2

0

0

0

0

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLD ANO SE~ PUKCHASEu

8

UNDER AGREEMENT TO RESELL

500

2,500

800

2,200

2,500

750

2,075

0

9 LOANS, NET

7,443

5,554

6,292

2t709

6,586

3,519

7,997

11,166

9

10 DIRECT LEASe FINANCING

0

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES

348

27

202

104

258

27

260

334

12 OTHER REAL ESfATE OWNED

0

0

0

0

0

0

0

0

12

I3 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

0

0

0

0

5

0

0

14 CUSTOMER liA ON ACCEPTANCES

(J

{;

0

0

0

0

0

160

14

15 OTHER ASSETS

-----5-1 - - - -19 - - - -11

0

133

5

124

341

15

16 TOTAL ASSETS

11,590

10,165

12,508

6,893

15,774

6,750

17,108

15,743

16

LIABILITIES AND CAPITAL:

17 DEMAND DEPOSITS - IPC <-".n" 18 TIME AND SAVINGS DEP - IPC

3,830

3,246

3,225

1,712

4,5:<3

2,354

5,598

4,621

17

5,347

4,642

6,134

2.,013

6.,971

3,049

7,399

8,159

18

19 DEPOSITS OF US GGVERNMENT

22

19

76

15

51

18

43

33

19

20 DEPOSITS OF SCM

1,526

1,305

1.896

2,305

1,860

505

2tl47

425

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

14

0

0

0

0

0

0

0

22

23 CERTIFIED/OFFICER CHECKS

18

116

5o

0

96

21

109

108

23

24 TOTAL DEPOSITS

- - - - 10,757

9,328

11,387

&,045

13,561

5,947

15,296

13t346

24

25 FUNOS PUR AND SEC SOLO UNDER

Z5

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

500

26 OTHER LIA FOR BORROWED MONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNESS

0

0

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

160

28

29 OTHER LIABILITIES

0

0

0

62

483

23

64

211

29

30 TOTAl LIABILITIES

- -1-0,-75-7

9.,328

11,387

6,107

14,044

5,970

15,360

14,217

30

31 SUBORDINATED NOTES AND DEllS

0

0

0

0

0

0

0

0

31

32 PREFERRED STOCK

0

0

0

0

0

0

0

0

32

33 COMMON STDCK

200

200

200

200

360

200

400

300

33

34 SURPLUS

475

400

500

300

360

300

800

750

34

35 UNDIVIDED PROFITS

l5b

237

401

286

850

267

526

476

35

36 CAPITAL RESERVES

0 -----0

20 - - - -0

160

13

22

0

36

37 TOTAL CAPITAL AND su~ DEBT

- - - -83-3

837

- - - - - - - ltl21

786

1,730

780

1,748

1t526

37

38 TOTAl liABILITIES AND CAPITAL

11,590

10,165

12,508

6,893

15,774

6,750

17,108

15,743

38

Cu~.SSL IOAT c u RE:PORTS OF CONOI TION uf STAle SANKS AS OF UECEMSER 31, l97b

BANK NUMBERS

486

497

509

515

:;1u

~19

523

525

ASSETS:

1 CASH AND DUE FROM &ANK:.>
2 us TREASUF.Y Sf.C.Ui\1 TIES

3,913

655

319

5,626

283

1,782

499

736

1

1,666

970

2t213

2,55~

400

9

411

50

z

3 08 Ll GA TlONS OF Ft:O AGCY

1,450

399

50

0

170

300

210

551

3

4 SCM OBLIGATIONS

3,737

2,474

80

3,661

0

1,801

672

0

4

5 OTHER BONOS, NOTES, AND l)l :,..,$

0

0

0

t)

0

0

0

0

5

6...
I

CiJRPOI{ATE STOCK. - - .... ..,. .- - T''
I,, 1"\iJ .LI" V

~c.c~;,;;,.-;-

~
_,L,.._;,.,\.),'\.,4. .Lr......;

0

0

u

0

0

0

9

0

6

v

v

u

u

0

0

0

0

7

8 FUNDS SOLO AND SEC PUF;CHA!>:.:O UNDER AGREEMENT TO KcSELL

c.

600

0

100

0

200

350

8 0

9 LOANS, NET

12,045

7,550

2t9<:A

22,159

1,810

4,562

4,150

3,149

9

10 DIRECT LEASE: F I "4Ai'~CI NL

(J

0

0

u

u

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURE:S

586

91

b5

452

241

152

144

139

12 OTHER Rt:AL ESTA fl OWNdi
13 INV IN UNCONSCJLliJA TE-D sus:,

24

10

0

1,020

12

0

53

0

lZ

13

AND ASSOCUTFS 14 CUSTOMER llA GN ACCE:PlANCFS

0

0

u

0

0

0

0

0

0

0

0

0

0

0

0

0

u.

1~ OTHER AS~E TS

I oO ------5 - - - - -l.i

~66 ------3 -----2-1

0

0

15

16 TOTAL ASSETS

- -2-3,-85-1 - -1-2,-75-4 - - - - - 5,655 36,139

- - - - - - 2,919

8,827

6,498

4,625

16

LIABILITIES AND CAPITAL:

- 17 DEMAND DEPOSITS IPC

- m-"'

18 TIME AND SAVINGS DEP 1PC
19 DEPOSITS OF us GOVERNMENT

5,107

3,729

1,534

7,919

952

1t751

1,832

1.699

17

12,292

7,175

2t408

zo.~49

1,412

3,856

3,738

2,416

18

33

19

22

49

0

24

18

30

19

20 DEPOSITS OF SCM

3,740

422

!,131

3,881

0

2,424

166

115

20

21 DEPOSITS OF FOREIGN GOVT EcTAL

G

0

0

0

0

0

0

0

21

22 lJEPOSITS OF COMMeRCIAL BANKS

0

0

0

0

5

0

0

14

22

23 CERTIFIED/OFFICEK CHECKS

515

114 ----5-2

268

49

2-

31

5

23

2~ IOTAL DEPOSITS

21,687

- - - 11,459

5,147

32,666

2,418

8,053

5,785

4,279

24

25 FUNDS PUR AND SEC SOLD UNuf:R.

25

AGRC :::~ ::::-; T- ?r- ?!.-'~cu".~!:

0

0

0

~ ~

0

0

0

0

26 OTHER liA FOR BORROWED MONEY

(J

0

u

0

0

0

0

0

26

27 MORTGAGE INDEB TE: ONE SS

0

0

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

- - - - - -180

25

11

281

3

130 -----3-8 ------1

29

30 TOTAL LIABILITIES

21,867 - -1-1,-48-4 ---5-,1-5-8

32,947

2,421

8,183

5,823

4t280

30

31 SUBORDINATED NOTES ANC Dt&S

0

0

0

350

0

130

0

0

31

32 PREFERRED STOCK

0

0

0

0

0

0

0

0

32

33 COMMON STOCK

250

200

100

500

130

60

100

107

33

34 SURPLUS 35 UNOIVIDE:D P"lF'Il c,

45G

7uO

200

2,300

309

200

200

233

31.

'):i')

370

197

42

59

254

375

5

35

36 CAPITAL RStf<VtC,

------729 -----0

0

0

0 ------0

0

0

36

37 TOTAL CAPITAL ANu SUo :JbbT

- - -1-,9-8-4

1.27(;

~97
-----

:::.,192 ------498 ----6-4-4

675

31.5

37

3& TCTAL LlAlHLITL:.~ .\ \JL CA~IlAL

::3,6~)1
------

12, 7~;4

.s. ,c,: j

::.>t, 1.;)9

2,91<;<

8,827

6,498

4,b25

38

Of:PARTKI::NT Of BAPU;.ING AND FINANCE STATE OF GEORf.J4

CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1976

BANK NUMBERS

527

531

547

567

568

575

581

582

ASSETS:

l CASH AND !JU[ FRCJF 'c)Af\4t,$

us 2

TREA~URY ~C:CU~~l fltS

1,28o

6,317

1,94b

1,30&

1,230

279

1,645

837

1

247

8,497

2,101

1,758

2,350

193

250

...72

2

3 OBLIGATIONS or= Ft:~l AGO'

2!:>

~
v

1,050

700

1,063

207

360

300

3

4 SCM OBLIGATIONS 5 OTI-IER BONDS, NUTt::O, A'

-.

6 CCJRPORATE STOCK

5<:;j

4,231

3,562

2,852

4,692

0

c

0

0

0

0

24

0

0

0

15

5,769

1,177

if.

0

0

0

5

0

2

0

6

1 TRADING ACCOUNT ::Ot'CUR.lTii:S

0

0

0

0

0

0

0

0

7

8 FUNDS SOLD ANu SEC PURCHASED

8

UNDER AGREEMENT TO f<ESELL

lGU

c

2,175

1,600

2,200

200

1,200

100

9 LOANS, NE:T

9,152

28,020

17,381

4,828

21,499

972

12,080

2,310

9

10 DIRECT U:ASE FINANCI1\jt.

(J

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISLS

11

FURNITURE AND FIXTURES

30

4,362

519

222

57b

50

.lf.08

135

12 OTHER REAL ESTATE OWNED

0

619

0

0

0

0

0

0

12

13 INV IN UIIICONS:JLIOA TEO sus::.

13

A"'D ASSOCHH:!>

0

t

0

0

20

0

0

0

14 CUSTOHEk LIA uN ACCC.PfANC.i::!:>

0

(I

0

0

0

0

0

0

14

15 OTHER ASSETS

l

595 - - -1-21

0 -----133

9

255

0

15

16 TOTAL ASSETS

- - -11-,6-7-6

- - - - - - 52,665

26,&57

13,268

33,765

1,925

21,969

5,331

16

LIABILITIES AND CAPITAL:

.~ ....,

17 DEMAND DI::PUSITS - I PC
18 TIME ANO SAVINGS uEP -

IPC

19 DEPOSITS OF us GL'VERt-;;:ENT

3,546

2l,c.9'il

7,174

2,739

7,834

488

5,738

3,654

17

5,198

21,&16

12,830

8,521

20,659

1,185

8,603

0

18

27

361

240

50

171

0

96

56

19

20 DEPOSITS OF SCM

1,172

1,746

2,697

930

2,839

96

.lf.t803

586

20

21 DEPOSITS OF FCR~IGN GCVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

25

0

1,737

0

100

0

0

0

22

23 CERTIFIED/OFFICER CHI:CKS

-------0

131 - - -&-84

48

18

7

148

12

23

2./f. TOTAL DEPOSIT::.

----9,9-6-8 ---4-5,-9-5-3 - -2-5,-56-2

12,288

31,621

1,776

--~---

19,388

.lf-,308

21t

25 FUNDS PUR AND SEC SOLD UNDER

25

AGREEMENT TO REPURCHASt

0

0

0

0

0

0

0

0

Zb OTHER LIA FOR bORROWED MONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNESS

0

1t825

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER l:O:At:!ILITIES

- - - -3-3-o

499

717 -----u -----23 -----0

132

5

29

30 TOTAL LIABILITIES

- - -10-,3-0-4

- - - - - - 48,277

26,279

12,288

31 ,8'+4

1,776

19,520

...,313

30

31 SUBORDINA TEO Nons AN!J l:..t:bS

0

l,ooo

0

0

0

38

0

0

31

32 PREFERRfD STOCK

0

0

0

0

0

0

0

0

32

33 COMMON STOCK

400

1,500

500

200

300

25

500

70

33

34 SURPLUS

700

1,500

750

.lf.OO

750

50

500

230

3.lf.

35 UNDIVIDED PROFITS

272

282

826

280

571

36

1,21t9

718

35

36 CAPITAL RE:SERVI:S

- - - - - -u

- - - - - lOiJ

502

100 ----3-0-0

0

200

0

36

37 TOTAL CAPITAL AND SUf ~t-BT

----- ---1,-37-2 ----- 4,38& - -2-,57-l:l ----98-0 ---1-,9-2-1

149

2,41t9

1,018

37

3.8 TOTAL LlA2.IL.Il IL~ ANL' c.;.r n AL

ll,b1t>

~L,o65

2l:ltb5"1

l:>,.<:o<:i

33, -;65

1,925

21.969

5,331

38

C.vt-;SGULJ.Ht:L r:Lr>:JkTS uf CUtwOITH.~ OF STATE BANKS AS OF ui:CEMbER 31, 197>

BANK NUMBERS

584

591

593

596

599

601

606

612

ASSETS: 1 CASH AND DUE FROM bANI S
2 US TREASURY SECURITIES 3 OBLIGATIONS OF FEO AGCY 4 SCM OBLIG~TIUNS
5 OTHER BON[S~ 'IGTt:St A'il~ i.Jc~S 6 CORPORATE STGLK 1 TKADING ACCOUNT SECURITIES
8 FUNDS S8LJ ANU S~C PUkChA~ED UNDER ALR~i:HENT TO RESELL
9 LOANS, Ntl 10 DIRECT L~ASi: flNA~ClNL 11 ASSETS Rt:P PREMISi:S
FURNITL~E ANG FIXTURES 12 OTHER REAL ESTATE OWNED 13 INV IN UNCONSOLIDATED SU8S
AND ASSJCIAlES
14 Cl.J\T'MEI'; L!A G"< ACCEPTANCE::. 15 r.T ~ ASSt:TS

703 1,199
u
v
(1
0
&~'
t,323 0
< lt.
17
lJ (I
0

452 100 320 346 900
0
(I
700 l,t.57
0
114
0
0 0
I4

1.134 50 50
60b
u
0 0
1.6!:.0 6,351
(J
(j \)
1

1,135 1,997
300 .<:,225
{i
0 0
421 29
0 0 0

1,126
1,1~6
600
lt"tLl
()
0 0
1,zoo
h,4:04,,
441 69
0
290

963 649
0 0 0 0 0
400 1,387
0
18 34
0 0 2

150
101 250
206 0 0
0
700 502
0
44 0
0 0 0

453

l

701

2

lt25

3

983

4

0

5

0

6

0

7

8

9

10

11

135

0

1Z

13

0

0

14

0

15

16 rC fAL A~ SETS

10,019

10,103

20.274

14~777

3,453

7,083

16

LIABILITIES ANU CAPITAL: 17 DEMAND DEPOSITS - IPC (5; 18 TIME- AN(l SAVINGS UEP - IPC 19 DEPOSITS lif- US GOVERNMENT
20 DEPOSITS OF SCM 21 DEPOSITS OF FCREIGN GOVT ~TAL 22 DEPOSITS UF Ci.lMME:RCIAL BANKS 23 CERTIFifD/OFFICtR CHECK~

1,393

2,587

4,464

5,148

1,425

1,673

2.694

17

2,030

5 ,obl

11,816

6,867

1,530

0

1,689

18

4~

3

8

82

46

0

0

3

19

427

735

220

1.929

8t.3

114

0

1,707

20

0

0

0

0

0

0

0

0

21

()

(J

.coo

0

0

0

0

0

2.2

184

53

49

117

117

54

0

29

23

24 TOTAL DEPOSITS

9,084

4,214

&,746

3,123

1,673

6,122

24

25 FUNDS PUR AND SEC SuLO UNDER

A.b"LLI"Ii....l'lt t~ i\LrU~\...ni\~C

26 OTHER LIA FJ~ BORROWED MONEY

0

27 MORTGAGE: INDEBTEDNESS

0

28 ACCEPTANCES EXECUTED

0

29 OTHER LIABILITIES

148

25

0

0

0

0

0

0

0

0

0

0

0

0

2b

0

0

0

19

0

0

0

27

0

0

0

0

0

0

0

28

0

236

161

125

26

lit

161

29

30 TOTAL LIABILITIES
31 SUBOROINAT~D NOTE~ A~~ DEL~ 32 PREFERRED STOCK
33 COMMON SlOCK 34 SURPLUS 35 UNDIVIDED PROFITS 36 CAPITAL RE:S~KVES

8.982

18,569

1,687

6,283

30

0
I)
2(,(;
25'J
337
0

0 0
llv <:OO
79
0

0 0 150 150 716 105

zoo
0
200 'WO 551 354

0
0
n;
o7':5
637

0 0 25
17~
104 0

0

0

31

0

0

32

50

100

33

50

500

34

166

200

35

0

0

36

37 TOTAL CAPITAL A~O SuB UE:BT

389

1.121

1,705

304

2bb

800

37

l"tt 777

3,45.3

..

DEPARTMENT OF BANKING AND FINANCE

STATE OF GEORt>IA

CONSOLIDATl:D REPORTS OF CONDITION OF STATt BANKS AS OF DE:CEI'IBER 31. 1976

BANK Nlcl''.'.,:fS

615

625

642

643

o4~

651t

658

661

ASS E. TS:

1 CASH A~~~ ~;UE F ,~,- ~~ f:.AN!<:;

us 2

TFcEA!::U\Y S l C.U RIT L: ~

3 Of:illbAlHINS tJF ft (I AGCY

4 SCI'I lJGLlGATiGNS

5 OTHEr<. BDND!>r N:!F'), A;"~J :Jl: C ::.

6 CURPUR.AF STOCK

7 TRADING AC.Courn SECUFITl'::.S 8 FUNDS SOLD ANu ~tC PUr-.. t..r.A~::D

uNDER AGREEMENT TO Ri:StLL

9 LOANS, NET

10 DIRECT l!::ASE FINANCHH,,

11 ASSETS REI- PRE:MlSr:.

FURN ITUkE AND FlXT:JiZt.'>

12 OTHER REP!. tSTAh Ow~fD

INV IN 13

UNCUNSO LI ::;. T..:;..

'I,.-(" ..,JVl.;..,)

4ND ASSOCIATES

14 CUSTOMER LlA l'N ACCt:PTANUcS

15 OTHER ASSETS

413

aoo

2,939

633

{>19

1,370

745

378

1

150

2,034

1,603

0

4b6

2,576

115

50

2

100

1,306

1,300

205

-.~o

200

700

300

3

,:..,;,

812

5,074

0

0

155
0

599

2t596

0

0

250
0

629 0

4 5

0

0

0

0

0

0

0

0

6

(t

0

0

0

(I

0

0

0

7

8

150

250

900

900

1,4'>0

1,500

5ou

0

703

6,672

16,527

1,681

2,859

6,965

1tll8

2,876

9

0

0

0

()

4

0

0

0

10

u

3ts

379

&34

1&

73

107

25

32

0

111

15'1

0

()

31

0

0

12

13

0

0

0

(I

I)

0

0

0

u

0

0

0

0

0

0

0

14

9

197

446

3

1

22

0

0

15

16 TOTAL ASSETS

l,5ot>

12,!)61

29,182.

3,5~

6,521

15,367

3e453

4,265

U

- LIABILITIES AND CAPl TAL:
17 DEMAND DE: POSITS IPC

-""
\0

18 TIME AND SAVINGS uEP -

IPC

us 19 DEPOSITS OF

GOVE:f<.NME:NT

79'.:.

3,439

8,200

1,337

1,948

4,334

1e462

2t142

11

566

7,790

12,51

1,801

2,557

9,377

1w468

1t606

18

0

1

151

9

2

57

b

0

19

20 DEPOSITS OF SCM

32

185

5,935

23

1,243

292

44.

2

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

()

0

410

0

0

0

0

62

22

23 CERTIFIEO/OFFICER CHECKS

1

52

347

0

.j -----1-7

8

0

23

24 TOTAL DEPOSITS

1,39t>

- - - 11,467

27,294

- - - - - - 3,170

5,7~3

14,077

2w988

3e812

24

25 FUNDS PUR AND SEC SULD UNDER.

25

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER LIA FOR bORROWED MONEY

()

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNESS

0

0

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIAEll IllES

-------'}

b1 - - -27-9

28

4

lt4

0

97

Z9

30 TOTAl LIA5IliTIES

- - -1,-40-5

- - - - 11,534

27,573

- - - - - 3,198

~~777

14,121

2e988

3,909

30

31 SU30R0INATED NOTES ANU Ol3S

u

0

0

0

0

0

0

0

31

32 PREFC:RRED STOCK

0

0

0

(J

0

0

0

0

32

33 COHI'! ON STOCK 34 SURPLUS

25

150

500

50

300

300

50

173

33

l2C

510

I,ooo

160

300

300

200

150

34

35 UNDIVIDtD PROFITS

lt

3b7

709

1~'7

!_'4

626

65

33

35

36 CA?lTAL f..LSI::t<.VI:::.

- - - - - -G

0

d

u

0

20

150

0

36

37 TOTAL CAPITAL ANO SUE> DEBT

163

- - - - - 1,027

2.209

397

71t4

1t21t6

465

356

37

- - - - - - 3& TOTAl llABlll TIES ANu CAPITAL

1,~6("

- - - - 12,561

29,7132

- - - - - 3,595

o,521

15,367

3.453

4w265

38

CON:>ULll)AfEu REPORTS OF (.0N01 TION Oi' STATt. SA/fKS AS OF DEC.E~t\ER 31, 1976

BANK N~8ERS

665

668

671

673

681

681t-

687

689

ASSEl s:

1 CASH AND OUf: FROM BANKS

us 2

TREAS\J~;y SECURITIES

205

566

340

3,45-8

504

59t>

1,473

~3

I

292

lt161J

226

5,044

149

1w137

91

285

2

3 06LIGA TI01-tS OF HD AGCY

490

220

50

(/

0

0

525

5>50

3

4 SCM OBLIC.ATIONS

140

925

532

852

3&0

750

365

367

4

5 OTHER E\O'<.JS, NOTI::St AND JEb:>

G

0

u

0

0

0

100

0

5

6 CORHJRATE STOCK

(J

(;

0

0

0

0

3

0

6

7 TRADINC ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLL.i AN[; SEC PURCHASt.C UNDER .\GREEME:NT TO kUit:LL

200

bOO

95G

500

0

485

0

no

8

9 LOANS, NET

1,531

4,524

1,672

9,226

2,223

7,351

3,100

770

9

10 DIRECT U:ASE FINANCII~G

(J

lJ

0

0

0

0

0

0

10

11 ASSETS REP PRL MISES

11

FURNI TUR.E AND FIX-lURES

2b

21L

14t.

1,11o

233

138

32

84

12 OTHER REAL tSTATE DI>!NlD

(J

u

16

144

0

0

0

0

12

13 INV IN UNCONSOLI DA TEO SUbS AND ASSOCIATES

...,

0

v

()

0

0

0

13 0

lit> CUSTOMER LIA GN ACCEPTANCES

Q

0

0

0

0

0

0

0

14

15 OTHER ASSETS

0

27

10

48'1

4 - - - -63

0

0

15

16 TOTAL ASSeTS

- - - - - - 2,11bb

8,246

3,942 - - -20-,8-9-1

3,493

10.,520

~.,689

3w169

16

LIABILITIES AND CAPilAL:

17 DEMAND DE:POSITS - IPC

<1'1 0

18 TIME AND SAVINGS OI::P -

lPC

19 DePOSITS OF us C.OVERNMENT

647

2,386

1,539

7,570

1,211

3,123

2,735

1,0S9

17

1,746

4,588

1,22<3

9,747

1,417

4,848

2,243

1e550

18

l

lit>

23

1M

4

23

14

0

19

20 DEPOSITS OF SCM

167

566

432

660

182

1.,180

335

172

20

21 DEPOSITS OF FOREIGN GOVT <-TAL

0

0

1.1

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

0

35

0

0

v

0

0

22

23 CERTIFI~Q/OFFICER CHECKS

18

1.-::

37

b

~5

100

12

41

23

.24 TOTAL DE:f'US!l!>

2,579

7,578 - -3-,2-94 - - - - 18,149 ----2,-8-3-9

9r274

5,339

2,822

2/t

25 FUNDS PUR AND SEC SOLO UNDER

25

AGRE EM E':T T~ REPURCHASE

\.)

v

I)

0

2GO

0

0

0

26 OTHER LIAFOR BORRUWEU MONtY

0

0

0

440

c

0

0

0

26

27 MORTGAGE INOEBTE:DNESS

0

0

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

Ci

0

0

0

28

29 OTHER Ll A.B ILI TIES

8

19

26

290

16

119

0

0

29

30 TOTAL LIABILITIES

- -2-,5-87

- - - - - - 7,597

3,320

18,879

3,055

- - - - - - 9,393

5,339

2,822

30

31 SUBORDINATED NOTlS AND [;~BS

0

c

0

350

0

0

0

0

31

32 PREFE:RRE:O STOCK

0

0

0

0

(J

0

0

0

32

33 COMMON STOCK

30

225

100

375

71

150

100

25

33

34 SURPLUS

1~:,

225

400

675

269

240

200

175

34

35 UNDIVIDEu PROF- ITS

14u

19<;

122

508

98

737

50

127

35

36 CAPITAL RESERVE:$

- - - - -9

(i

0 ----10-4

(i

0

iJ

20

~

37 TOTAL CAPITAL AN~' ::;ue r:r. ~-' 1

------2'-7-9 -----o-4-9 ----6-2-2 - - -2,-01-2 -----4-::S-& - - - - - 1rl27

350

.347

37

- - - - ------ 38 TOTAL LIAtiLITlr.::. ANcl LAP~ TAL ---~-' -- ~i8b ---8-,2-%- - - -3,-94-2 - -20-,89-1 ----3,-4-'j-3

10,520

5,689

3.169

38

DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA

CONSOLlDATEO REPORTS OF CONDITION OF STAH. BANKS AS OF DECEMBER 31. 1976

BANK NUMBERS

698

701

706

714

718

719

720

729

ASSETS:

1 CASH AND DUE FROM BANKS

841

7,431

322

1,299

1,072

707

2.~ta9

980

1

2 US TREASURY SECURITIES

892

3,995

1.s.so

883

854

1.925

1.305

302

2

3 OBLIGATIONS OF FED AGCY

0

272

775

1.32!>

575

0

100

214

3

4 SCM OBLit.ATIONS

990

1.173

410

1.573

938

2.060

1~69

131

It

5 OTHER BONOS, NOTES, AND DEBS

0

0

0

0

u

0

0

0

5

6 CORPORATE STOCK

(i

52

0

0

0

0

25

0

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLD AND SEC PURChASED

8

UNDER AGREEMENT TO RESELL

0

0

0

400

300

800

0

0

9 LOANS, NET

13,290

12,528

2,445

7,501

2t563

15.330

17,120

4,966

9

10 DIRECT LEASE FINANCING 11 ASSETS REP PREMISES

0

0

0

0

0

0

0

0

10

u

FURNITURE AND FIXTURES

163

692

41

132

212

1,037

1.035

253

12 OTHER REAL ESTATE OWNED

138

0

0

0

0

12

8

0

12

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

0

0

0

0

0

27

0

1~ LUSlUM~R LIA ON ACCcPTANC~~

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

72

168

8

0

0

.r.70

ITT

3

15

16 TOTAL ASSETS

16,386

26,311

5.581

l3rll3

6,51.

22,341

23~t9S5

6.849

16

LIABILITIES AND CAPITAL:

17 DEMAND DEPOSITS - IPC 01 18 TIME AND SAVINGS OEP - IPC

4.493

bt782

1,161

3,849

2,697

.r..232

7.671

1t626

17

8,383

8,954

2r657

7,521

2r895

13.296

u,.wu

,.,173

18

19 DEPOSITS OF US GOVERNMENT 20 DEPOSITS OF SCM

16

74

5

14

1

64

310

10

19

2.265

6,5.r.1

1,225

619

222

1,324

771

43a

zo

21 DEPOSITS OF FOREIGN bOVT ETAL 22 DEPOSITS OF COMMERCIAL BANKS

0

0

0

300

0 0

0 0

0 0

0

0

0

700

0 0

lzzl

23 CERTIFIED/OFFICER CHECKS

111

614

30

61

21

51

128

106

l3

24 TOTAL DEPOSITS

15r26S

23,265

5,078

12,064

5r842

18,967

20~t981

6~t353

z.r.

25 FUNDS PUR AND SEC SOLD UNDER

25

AGREEMENT TO REPURCHASE

250

lrOOO

0

0

0

0

100

0

26 OTHER LIA FOR BORROWED MONEY 27 MORTGAGE INDEBTEDNESS

0

0

0

0

0

0

0

0

26

0

0

0

0

0

392

432

0

n

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

0

284

0

0

0

782

204

0

29

30 TOTAL LIABILITIES
31 SUBORDINATED NOTES AND DEBS 32 PREFERRED STOCK 33 COMMON STOCK 3.r. SURPLUS 35 UNDIVIDED PROFITS 36 CAPITAL RESERVES

15,518

24,549

- - - - 5,078

12,064

5,842

20,141

21.717

6t353

30

0

0

0

0

0

400

0

0

31

0

0

0

0

0

0

0

0

32

325

500

100

300

100

lt-84

1,000

260

J3

375

875

150

500

400

372

soo

270

J4

168

387

253

249

172

843

738

34-

35

0

G

G

0

0

101

0

0

36

37 TOTAL CAPITAL AND SCIB DEBT

Bbb

1,762

503

- - - - 1.049

672

2,200

2.238

496

37

38 TOTAL LIABILITIES AND CAPITAL

16,386

26,311

5,581

13,113

6,514

22,3.r.1

23.955

6~t849

38

CONSOLIDATED REPORTS OF CONOI TION OF STATE BANKS AS OF DEC EMBER 31. 1976

BANK NUMBERS

731

732

736

747

748

751

763

765

ASSETS: 1 CASH AND DUE FROM ~ANKS 2 US TREASUi\Y St:lUkl THS 3 OBLIGATIONS OF FH> AGCY 4 SCI't OBLIGATIONS 5 OTHER BONDS, NOTES, A,..iJ LJ[._Q..) 6 CORPORATE STOCK 1 TRADING ACCOUNT SECUklTiiS 8 FUNDS SOLD AND SEC PURCHASED
UNDER AGR~E~ENT TO RESELL 9 lOANS, NET 10 DIRECT lEAS~ FINANCING 11 ASSETS Rt=P P'{E:I'IISt:S
FURNITURt. A~f.J FIXTURES 12 OTHER REAL ESTAT~ OWNED 13 INV IN UNCuNS~LlOATE:D SUoS
AND ASSOCIATE!. 14 CUSTOMER LIA ON ACCEPTANCES 15 OTHER ASSETS
16 TOTAL ASSETS

1,636 142 0
379 0
(J
0
() 4,~27
0
266 0
0 0 15
6~865

122

&45

1,233

730

1,012

334

701

396

0

0

u

0

0

0

900 1e899
0

850 Ze218
0

47

20

0

4

0 0 73
6e587

0 0
- - -0 5e399

301

435

1,779

1.592

21U

I

200

1.sw~

35

649

1.326

120

b98

0

350

602

35

840

1.225

1.369

3e463

..2
3

0

0

0

0

0

5

0

(;

0

0

0

6

0

0

0

0

0

7

8

0

lOCI

0

2.300

19500

127

3e452

5e221

11,197

12.055

~

0

0

0

0

0

10

11

2

185

99

336

190

2

0

25

0

3

12

13

0

0

0

0

0

0

0

0

0

0

14

0

16

14-

6

115

15

787

7,322

6,398

l7e799

21.395

16

LIABILITIES AND CAPITAL:

01 N

17 DEMAND DEPOSITS - IPC 18 TIME AND SAVINGS OEP -

!PC

19 DEPOSITS OF US GUVERNMtNT

20 DEPOSITS OF SCM

21 DEPOSITS OF FOREIGN GOVT fTAL

22 DEPOSITS OF COMMERCIAL BANKS

23 CERTIFIED/OFFICER CHECKS

2e699 2.eb07
173 593
0
0 9

1.670 3,330
12 967
0 0 19

876 3,629
47 449
0
0
15

480

lr935

1.433

5.356

6.465

17

1

4,288

5,121

9,093

lle419

18

2

17

34

20

32

19

183

258

1,239

1e506

1e353

20

0

0

0

0

0

21

u

0

0

24

0

0

2-

50

0

22

57

n

24 TOTAL DEPOSITS

6,281
------

- - - - 6e018 ---5-,0-1-8

666

6r522

7.825

16.025

19.326

24

25 FUNDS PUR AND ~EC SOLD UNDfR

25

AGRfEMENT TO REPUR~HASE

0

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROWED MONEY

u

0

0

0

0

0

0

0

26

27 MORTGAGE INOEBTEDNE.SS

0

0

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

33

33

4

3

50

12

121

350

29

30 TOTAL LIAbiLITIES

6,314

6t051

5,022

669

6,572

7,837

16,146

19.676

30

31 SUBORDINATED NOTES AND DES!> 32 PREFERRED STOCK 33 COMMON STOCK
34 SURPLUS 35 UNDIVIDED PROFITS
36 CAPITAl RESERVE~

0
0
185 285
31 0

0
0
100 300
136 0

0 0 50 00 127
i.)

0

0

0

0

0

31

0

0

0

0

0

32

25

250

50

300

480

33

65

350

250

525

560

~

28

15U

251

826

657

35

0

0

10

0

22

36

37 TOTAL CAPITAL ANlJ ::>UI:' i..H:t<T
38 TOTAL l i A8 ILl TI cS ANG CAPilAL

- - - - -5-5-1
- - - - - - t.,&b!>

536 ----37-7

- - - - 6,587

5,399

Uti ------750 -----561

1,653

1.719

37

787 - - -7,-32-2

- - - - 8,398

17~799

21.395

38

DEPARTMlNT OF BANKING ANO Fl NANCE ~T~TE nF GEORGIA

CONSOLluA TED REPORT~ OF CONDITION OF STATE BANKS AS OF DECEMBER 31. 1976

BANK NUMBERS

781

783

786

791

812

815

816

825

ASSETS:

1 CASH AND DUE FROM BANKS

2,775

1,79b

1,515

314

334

541

1,232

3,137

1

2 US TREASURY SECURlTIE~

5,126

1,124

1,499

65

537

994

1,522

828

2

3 08LIGATIONS OF FED AGCY

685

800

1,677

125

280

0

1,317

400

3

4 SCM OBLIGATIONS

,113

2,916

2,639

17

692

84

956

h918

.r.

5 OTHER BONDS, NOTES, AND cH:bS

0

0

u

0

0

0

0

0

5

6 CORPORATE STOCK

0

0

(I

0

0

0

0

0

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLO AND SEC PURCHASED

8

UNDER AGREEMENT TO RESeLL

800

1,300

500

100

S75

300

900

0

9 LOANS, NET

12,088

7,541

8,548

1,461

2,246

1,952

.r.,920

15,259

9

10 DIRECT LEASE FINANCING

0

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES

550

198

154

6

51

152

58

169

12 OTHER REAL ESTATE OWNED 13 lNV IN UNCONSOLIDATED SUBS

29

0

0

2

0

0

0

0

1Z

u

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER LIA ON A~CtPTANCES

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

354

332

134

13

63

0

1

125

15

16 TOTAL ASSETS

24,520

16,009

16.666

2,123

- - 4,778

4,023

10,906

24,836

16

LIABILITIES AND CAPITAL:

17 ut~ANu DEPOSITS - IPC

Ul
w

l8 TIME AND SAVINGS DEP -

!PC

6,828

5.660

2,206

l,OU

1,628

1.710

3,863

7.768

17

12,339

7,200

11,375

560

2,443

1.194

s.z:n

10,.r.72

18

19 DEPOSITS OF US GOVERNMENT

113

762

25

1

19

21

20

T2

19

20 DEPOSITS OF SCM

2,632

912

1,439

209

76

806

S46

2,712

20

21 DEPOSITS uF FuRElCN GCVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS 23 CERTIFIED/OFFICER CHECKS

682

0

0

198

113

181

0

0

5

93

0 7

0 3

854 S4

z2a2

24 TOTAL DEPOSITS

zz.79Z

14,647

15,226

1,816

4,259

3,738

9~3

21.932

24

25 FUNDS PUR AND SEC SOLO UNDeR

AGREE"FNT TO REPURCHASE

0

0

0

26 OTHER LIA FOR BORROWED MONEY

23

0

0

27 MORTGAGE INDEBTEDNESS

0

73

u

28 ACCEPTANCES EXECUTED

0

0

0

29 OTHER LIABILITIES

113

64

151

0

0

0

0

0

0

0

0

0

63

zs

0

0

0

0

0

0

26

0

0

0

Z'l

0

0

0

28

0

75

339

29

30 TOTAL LIABILITIES
31 SUBORDINATED NOTES AND DEB!. 32 PREFERRED STOCK 33 COMMON STOCK 34 SURPLUS 35 UNDIVIDED PROFITS 36 CAPITAL RESERVES

22.928

14,783

15,377

1,816

4,322

3,738

9,738

22,271

30

200

0

300

n

0

0

c

0

31

0

0

0

0

0

0

0

0

:&2

200

330

200

2.:)

100

100

200

500

33

700

570

400

180

250

130

300

1,500

~

192

150

JC::J

iv

ivt>

53

546

565

35

300

175

64

0

0

2

122

0

36

37 TOTAL CAPITAL ANO SUB DEBT

1,592

1,225

1.289

307 ------456

285

1,166

2t565

37

38 TOTAL LIABILITIES AND CAPITAL

24,520

16,009

l6.66b

2.123

4,778

4,023

10.906

24,836

38

CONSOL IDA TEO REPORTS OF CONDITION uF STATE SANKS AS OF DECEMBER 31. 1976

BANK NUMBERS

833

656

933

95!>

957

961

971

97S

ASSETS:

I CASH AND OUt FRDM P:,Nr,s
2 us TREASURY St:1...UU TH ~

lr575

893

4,:n-r

890

3,785

158

1.219

z.956

I

2 '74(.,

~4'1

2rl21

436

76!>

120

2.059

s.zo5

z

3 ObLIGATIONS Uf h_l .;GCY

400

1,3.<::5

2,019

0

550

0

0

1.600

3

4 SCM DB LIGATIONS

.<'.r615

IG3

3,757

691

2,165

0

3

1.601.

4

5 OTHER BONOS, NOTLS, AND Df:BS

0

0

u

0

c

0

0

0

5

6 CORPORAl STOCK 1 TkAOING J..CCUUNT SECUKl TllS
8 FUNDS S(H_[l '.Nu ~::L PJRL.f-:ASt D

(!

G

(J

0

0

0

0

0

6

(J

0

0

0

0

u

0

0

7

8

UNDER AGREEME:NT TD >{[!>tLL

lrOGO

400

::.,400

400

1,500

200

380

1.900

9 LOANS, NET

10,997

2,181

24,990

4,530

14,052

15"

3,968

5.989

9

10 DIRECT LEASE FlNANCINb

0

0

0

0

0

0

0

0

10

11 ASSETS REP f'REMIStS

11

FURNITURE AND FlXTUt<l:~

242>

b5

665

77

378

12

402

166

12 OTHER REAL ESTAH JWN0

19

0

22

0

0

0

815

0

12

13 INV IN UNCONSOLI OA Tt:r Slll':O.

13

AND AS!>OClATES

0

u

0

\)

0

14 CUSTOMER LIA ON ACC!::PTANC!:S

0

0

c

0

0

15 OTHER ASSETS

-----1-3-2

~3

f ?7

ff

' ("

0

0

0

0

0

L~.:;,

0

0

1<\

0

15

16 TOTAL ASSHS

19,72.7

5,539

4I,91H

7,112

23,213

2t031t

a.aa9

19.<\20

16

liABILITIES AND C4PI TAU
- 17 DE HAND DEPOSITS IPC

us U'1
~

18 TIME

AND SAVINGS

OEP -

IPC

19 DEPOSITS OF

GOifkl\lMENT

20 DEPOSITS OF SCM

21 DEPOSITS OF FOREl GN wVT !::TAL

22 DEPOSITS Uf CuMf1d<CIAL BANKS

23 CERTIFIED/OFFICER CHECKS

5r3.:J8
llr029 52
1,363
0
0
134

929 3,729
1 141
0 129
79

12,101 20,500
130 4,55fs
0
477 379

2r096
~,947
4 90
0
302
0

8,243 9,273
71 3,290
0 47 57

924

z.azz

7.362

17

810

3,789

7,85<\

18

5

8

131

19

98

1,389

1,185

to

0

0

0

21

0

0

0

22

7

75

781

u

24 TOTAL DI:POSITS

17,&86

- - - - 5,008

38,145

t>t439

20,981

1t844

8,083

17.313

24

25 FUNDS PUR AND SEC SOLL.: UN DEi-..

25

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

2() OTHER liA FOR &JRROWUJ MUI\l.Y

G

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBH:DN!'SS

li

0

0

0

0

0

79

0

27

28 ACCEPTANCES EXECUTE:U

0

0

0

0

0

0

0

0

~

29 OTHER LIABILITIES

- - - -l4-5 ------lb- ----41-4 - - - -15-5

1Z2

0

36

132

29

30 TOTAL LIABILITII:S

- - -18-,1-3-3

5,026 - - - - - 38,559 ---6-,5-9-4

2l,1u3

1.844

8,198

17.41t5

30

31 SUBORDINATED NOTES ANIJ Ol:b!>

0

0

0

0

0

0

200

0

31

32 PREFERRfD STOCK

0

u

0

0

0

0

0

0

32

33 COMMON STUCK

37!>

100

550

50

460

25

313

~0

33

34 SURPLUS

sco

100

2r45u

350

540

150

222

600

3<\

35 UNDIVIDED PRO~ ITS

71~

313

303

lld

731

15

44-

392

35

36 CAPITAL RESERVE:S

0

i}
-----

5o - - -0

379

0

0

583

36

37 TOTAL CAPIT.l.L AI~L; ,:,\JE uEtT 38 TOTAL liJ>.biU. TIL~ /'\i'\-.~o...l C,Hif,i..L

!,594
I<, 7 : ,,
------

- - - - 513

3,3!>':1

:>lo

- - - - - - - - - - ~ 1 ~<~'!

t.!,olu

7,11:

2r llU
.......... 4- ..........

- - - - -190
------ :i. 1 C].4

691
- - - - &,oo9

1.975 19,"t20

37 38

DEPARTMENT OF BANKING AND FUII\NCE STATE OF GEORGIA

CONSOLIDATED REPORTS Of CONDITION OF STATE BANKS AS OF OECERBER 3h 1976

BANK NUMBERS

998

999

1004-

1013

1018

1022

1023

1038

ASSETS:

1 CASH AND DUE FROM BANKS

826

666

1,692

1,50&

843

6,672

1w237

534

1

2 US TREASURY SECURITIES

841

1,605

317

300

1,295

3,979

1,781

1,577

2

3 OBliGATIONS OF FED AGCY 4 SCM OBliGATIONS

0
552

200

100

746

1,175

700 927

200
z.zoz

2,302 3,714

1942,102

560 1,240

3 4

5 OTHER BONOS, NOTES, AND DEBS

0

0

0

0

0

2

0

0

5

6 CORPORATE STOCK

20

0

0

0

0

22

0

0

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLO AND SEC PURCHASED

8

UNDER AGREEMENT TC RESELL

800

750

1t020

750

1,325

3,650

lw350

BOO

9 LOANS, NET

13,863

1,924

7,072

6,1ta2

6,771t-

11.602

6w309

4el16

9

10 DIRECT lEASE FINANCING

0

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES

736

93

468

306

212

5w475

333

267

12 OTHER REAL ESTATE OWNED

2t21ta

83

140

0

0

1,134

0

0

12

13 INV IN UNCONSOLIDATEu SUbS

13

AND ASSOCIATES

0

0

0

0

0

11

0

0

14 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

5b0

7

105

57

184

384

1

47

15

16 TOTAL ASSETS

20,446

6,074

12,089

u.o2a

13,035

38,947

13t913

9iF4l

16

LIABILITIES AND CAPITALZ

U1 H OEMAND DEPOSITS - IPC U1 18 TIME AND SAVINGS DEP - IPC

4,611

2,2~1

3,37'1

.:St5lb

4,068

12,982

3,625

2e298

17

13,717

2,609

5,763

5,327

6,112

11,432

7,201

5,536

18

19 DEPOSITS OF US GOVERNMENT

37

27

22

26

84

615

7

31

19

20 DEPOSITS OF SCM

lt88

394

lt079

878

lt374

6,093

1,669

76,

'H\

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

Zl

22 DEPOSITS OF COMMERCIAL BANKS

0

0

34

382

11

0

0

0

22

23 CERTIFIED/OFFICER CHECKS

266

53

208

6

265

430

45

12

Z3

24 TOTAL DEPOSITS

19,119

5,324

10,505

10,13~

11,914

31.552

12,547

6 3 9

24

25 FUNDS PUR AND SEC SOLD UNDER

AGREEMENT TO REPURCHASE

0

26 OTHER LIA FOR BORROWED HONEY

0

27 MORTGAGE INDEBTEDNESS

0

28 ACCEPTANCES EXECUTED

0

29 OTHER LIABILITIE~

217

0

0

0

0

0

0

0

0

0

103

0

69

0

0

4,528

0

0

0

0

0

0

308

109

193

154

25

0

0

0

0

26

0

0

27

0

0

28

32

106

29

30 TOTAL LIABiliTIES

19,336

5,324

10,882

10,244

12,107

36,337

12,579

8,745

30

31 SUBORDINATED NOTES AND DEBS 32 PREFERRE:O STOCK 33 COMMON STOCK 34 SURPLUS 35 UNDIVIDED PROFITS
36 CA~llAL Kt~tRV~S

lt-00

0

0

0

0

lw500

:

;,

31

0

0

0

0

0

150

0

0

)2

6/t-0

!ZO

150

200

200

500

300

200

33

60

330

450

400

600

100

700

300

34

10

35

6()7

194

128

360

32"t

~

3S

0

265

0

0

0

0

10

0

36

37 TOTAL CAPITAL AND SUB DEBT

1,110

- - - 750

lt207

- - - 78~

928

2,610

1w334

996

37

'!8 TOTAL LIABILITIES AND CAPITAL

20,446

6,074

12,089

11,028

13,035

38,947

13,913

9,741

l8

CONSOLiuATcO REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31. 1976

BANK NUMBERS

1040

1054

1055

1059

1063

1064

1065

1066

ASSETS:

1 CASH AND UUE FROM BANKS

2 US TREASURY SLCURITIE~

3 OBLIGATIONS UF FEll AGCY

4 SCM OBLIGATIONS

5 OTHER BONOS, NOTES, AND DEBS

6 CORPORA H. STOCK

1 TRADING ACCOUNT SlCUiUT lfS

8 FUNDS SOL() AND SEC. PURCHASf:D

~DER AGREEMENT TU Q.l Sf.LL

9 LOANS, NET

10 .-.s= OIRfCT Lr: .

F.,,._-,.,,,,. ..~....- .. .T.,...11._,

11 ASSETS REP PR!:MISf:S

FURNITURE AND FIXTUR~S

12 OTHE:K RfAl ESTATE OWNED

13 INV IN UNCONSOLIDATED SUbS

AND ASSOCIATES

14 CUSTOMER LIA ON ACCEPTANCES

15 OTHER ASSETS

2.44fJ

ly062

~-362

1,337>

1,780

ly463

814

1.461

1

5"11

&50

0

1,350

300

235

703

703

2

:.:..527

200

0

367

0

1,100

150

357

3

3,4U

938

1,420

2,203

1,940

1.112

657

3,016

4

0

0

0

0

0

0

0

0

5

c

0

0

0

0

0

0

0

6

0

(i

0

0

0

0

0

0

7

<:.,ooo

z,ooo

8

0

BOO

1,800

700

550

400

B ,113

4,665

&,544

10.646

4,266

5,177

5,284

9,484

9

0

IJ

I)

0

(J

0

0

0

10

31o

226

202

0

0

132

11

-''

.. ~I

184

125

448

0

0

16

72

10

12

u

0

0

0

0

0

0

0

15

0

0

c

0

0

0

0

0

1~

0

77

20

(J

13

5

74

241

15

16 TOTAL ASSETS

19,418

- - - - - 10,018

13,680

16,736

10,256

9,992

8,429

16,135

16

LIABILITIES AND CAPITAL:

01 0>

17 DEMAND DEPOSITS - IPC 18 TIME AND SAVINGS uEY -

lPC

7,840

2,21.ft.

3,050

.. ,875

4,134

3.158

2.572

....577

1'1

7,630

4,748

8,146

8,147

4,609

4,383

4,540

7,762

18

19 DEPOSITS OF US GUVER~~~~T

73

43

48

49

13

71

12

63

19

20 DEPOSITS OF S<:H

<:,005

lt62o

1,129

b4b

360

1,391

530

1,152

zo

21 DePOSITS OF FOREIGN bOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSlTS Uf CUMHERClAL oANI\~

0

73

0

0

0

40

0

13

22

23 CERTIFIED/OFFICER CHECKS

106

20

1

552

50

35

70

253

n

24 TOTAL DEPOSITS

--1-7,-65-4 ---8-,7-2-4

12,374

14,271

9,166

9,078

7.724

13,820

24

25 fUNDS PUR AND SEC SOUl UNJER

25

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROWE:D MONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNF:SS

60

0

0

0

0

0

0

0

n

28 ACCEPTANCE:$ EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

30
-------

472 ----1-0

69 -----8

41

53

392

29

30 TOTAL liABILITIES

17,744

9,196

12,384

14,340

9,174

9,119

7,777

14,212

30

31 SUBORDINATED NOTES AND DEBS

100

0

150

300

0

0

0

0

31

32 PREFERREu STOCK

0

0

0

0

0

0

0

0

32

33 COMMON STOCK

139

100

200

200

200

335

200

496

33

34 SURPLUS 35 UNDIVIDED PROFITS

48v

400

700

1,200

400

370

250

708

M

949

3Cl

~40

246

475

168

202

686

u

36 CAPITAL RESERVtS

e

~l

.}

450

7

0 ------0

33

36

37 TOTAL CAPITAL AND SUb uU:OT

- - -I-,o-7<-t

o.t.2 ---1-,2-9-6 - - -Lt-39-6 ------ l,Ob:!

873

652

1,923

37

- - - - - - 38 TOTAL liAoillTltS AND CAPITAL

!9,41:3

10,(!1~

t3 1 1,qr,

16,736 - - -10-,2-5-o

9.992

8,429

16,135

38

DEPARTMt.:NT Of BANKING AND Flf~NC.E STATE OF GEORGIA

CONSOLIDATED REPORTS OF CONDITION OF STATE BAHKS AS OF 0Et:EN8ER 31. 1976

SANK NUMBERS

1079

1087

1089

1090

1091

1096

1098

1099

ASSETS: 1 CASH AND DUE FROM BANKS 2 US TREASURY SECURITieS 3 OBLIGATIONS OF FED AGCY 4 SCM OBLIGATIONS 5 OTHER BONOS, NOTES, AND DEBS 6 CORPORATE STOCK
7 TRADING ACCOUNT SECURITIES 8 FUNDS SOLD AND SEC PURCHASED
UNDER AGREEMENT TO RESELL 9 LOANS, NET 1a DIRECT LEASE FINANCING
11 ASSETS REP PREMISES FURNITURE AND FIXTURES
12 OTHER REAL ESTATE OWNED
13 INV IN UNCONSOLIDATED SUBS AND ASSOCIATES
14 CUSTOMER LIA ON ACCEPTANCES 15 OTHER ASSETS

1,861 2,607 1,800 3,740
0
20
0
3,500 10,838
0
1,110 57
0 0
272

1,618 0
0
1,483 0 0
0
4,600 6,670
0
180 35
0 0 13

758 975
0
4tJ6
0 0 0
350 8,186
0
43& 141
0 0
0

893 4,289
0
2,854 0
13 0
1,300 9,261
0
319 22
0 0
1-4

1,617 1,061 1,425 1,723
0 1 0
600 7,992
0
233 14
0 0
2

4,950 1.067
0 3,851t
0
0
0
0 21.204
0
1.zzo
0
0 0 33-4

173

276

1

125

801

2

45

500

3

7

686

4

0

200

5

0

0

6

0 Z50

0 715

1

894

1.101

9

0

0

10

11

20

99

0

0

lZ

13

0

0

0

0

14

1

20

15

16 TOTAL ASSETS

25,811

1-4,599

11,334

18,965

14.668

32.629

1.515

4~98

16

LIABILITIES AND CAPITAL:

.<....n..

17 DEMAND DEPOSITS - IPC 18 TIME AND SAVINGS DEP -

IPC

19 DEPOSITS OF US GOVERN~E~T

20 DEPOSITS OF SCM

21 DEPOSITS OF FOREIGN G~VT ETAL

22 DEPOSITS OF COMMERCIAL BANKS

23 CERTIFIED/OFFICER CHECKS

a.3o7 12,59t>
7l 1,617
0 0 187

3,253 5,594
4 4,561
0 0 42

3,057 6,627
24 564
0
0
45

7,779 8,.416
57 220
0 100
0

z.393 9,2-40
-44
1,792 0
30 74

11.729 10,808
78 5,840
0 1,000
196

507

1.648

17

673

1.851

18

0

12

19

210

108

20

0

0

Zl

1

27

Z2

1

37

23

24 TOTAL DEPOSITS

22.778

13,454

10,317

16,572

13,573

29.651

1.392

3,683

2-4

25 FUNDS PUR AND SEC SOLD UNDER

AGREEMENT TO REPURCHASE

0

0

0

0

0

800

26 OTHER LIA FOR BORROWED MONEY

0

0

0

0

0

0

27 MORTGAGE INDEBTEDNESS

0

0

21

0

0

0

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

29 OTHER LIABILITIES

213

79

0

310

17

239

25

0

0

0

Q

z

0

0

Z7

0

0

28

3

32

29

30 TOTAL LIABILITIES

- - - - 22,991

13,533

10,338

16,882

13,590

30.690

1,395

3.715

30

31 SUBORDINATED NOTE~ AND OlbS 32 PREFERRED STOCK

0

0

0

0

0

500

0

0

Jl

0

0

0

0

0

0

0

0

u

33 COMMON STOCK

900

200

540

300

32!>

750

50

40

JJ

3-4 SURPLUS 3S UNOIVIOFD P~~FIT~

1

,

1..,.0.....

0
( ...

400 <r41

2
~

4...5..

700
'I...J.J

425
.:.oe

250 239

-40

260

3-4

30

83

as

36 CAPITAL RESERVES

100

37 TOTAL CAPITAL AND SUb UEI:IT

- -2-.82-0

38 TOTAL LIABILITIES AND CAPITAL

25,811

25 1,066 14,599

0
996 11,334

150
2,083
18,965

60 1,078 14,668

200 1,939 32,629

0 120 1.515

300 683 ...398

..36
37

CC:>SGLIDATEO REPORTS OF COhul TION OF STATE BANKS AS OF DECEMBER 3h 1976

BANK NUMBERS

1106

1107

1108

1112

1116

1117

1119

1.122

ASSETS: 1 CASH AND DUE FROM BANKS 2 US TREASURY SF CUR IT H S 3 OBLIGATIONS OF F-ED AGCY .it SCM OBLIGATIONS
5 OTHER BONOS NOTFS, AI\ID :; "" s
6 CORPORATE STOCK 7 TRADING ACCOUNT SECURITIES 8 FUNDS SOLO ANO SEC Pt.JKCHASE:O
UNDER AGREEMENT TL P~SELL 9 LOANS, NET 10 DIRECT LEASE FINANCING l l ASSETS REP PREMISES
FURNITURE ANO FT XTIH<t S 12 OTHER REAL ESTATE OWNcO 13 INV IN UNCONSOLIDATED su~s
AND ASSOCIATES 14 CUSTOH~R liA ON ACCEPTAN(ES 15 OTHER ASSETS
16 TOTAL ASSHS

5,995 5,769
(l
2,659
r
(I
0
3,71:!5 13,252
G
Q7,7 0
u
0
- - -2-67 - - 3-2-,6-6-4

58 78 10 115
(I (i (;
240 286
0
"
0
0 0 0

3,045 4,888
0 4,909
0 4 0
0
32.834 0
1 ';>fl4 lt-
0 0 557

1,064 2,098
100 1,662
0 0 0
400 10,060
0
13"+ 13
0 0 39

1,735 420 360
1,570 0
0 0
2,450 8,127
0
337 19
0 0 0

599 0 0
405 0 0 0
100 3,451
0
98 2
0 0 0

263

506

l

131

49

2

316

550

3

100

ltoOS2

4

0

0

5

0

0

6

0

0

7

8

750

0

372

4.403

9

0

0

10

11

36

14-ft

0

0

12

13

0

0

0

0

loft

11

.w

15

792

47,459

15,570

15 1 0Ui

4,655

lr979

752

16

LIABILITIES AND CAPITAL:
0'1 l1 DEMAND DEPOSITS - lPC 00 1& TIHE AND SAVIN(,$ OEP - IPC
19 DEPOSITS OF US (,lJ\iRNMHH
20 DEPOSITS GF SC/'1
21 DEPOSITS OF FOREIGN uOVT ETAL 22 DEPOSITS OF COMMERCIAL BAN._S
23 CERTIFIED/OFFICER CHECKS

6,801 17,241
41 5,163
0 240 701

279

12,106

355

23,715

0

102

19

3,613

0

0

0

1,0&9

4

235

6,089 6,262
103 1r682
0
30 0

5,7~
6,151 411 767
0 0 151

1w296 2,637
19 29
0 0 58

808

z.z11

l7

912

3,506

18

4

6

19

25

85

20

0

0

21

0

0

22

4

59

23

24 TOTAL DEPOSITS
25 FUNDS PUR AND SEC SOLD UNDER AGREEMENT TO REPURCHASE
26 OTHER LIA FOR BORROWED MO~EY 27 MORTGAGE' INDEBTEDNESS 28 ACCEPTANCES EXECUTED 29 OTHER LIABILITIES
30 TOTAL LIABILITIES
31 SUBORDINATED NOTES AND DEBS 32 PREFERRI:O STOCK 33 COMMON STOCK 34 SURPLUS 35 UNDIVIDED PROFITS 36 CAPITAL RESERVtS
37 TOTAL CAPITAL ANC SU3 ct:... ;

- - -30-,1-8-7
0
0 0 0
- - - -26-1 - - 3-0-,4-4-8
300
0
900
!>8(1
436
------0 - ,Zl6

657

40,86

- - - - - - 14,186

13,220

4,039

1.753

5w873

24

25

0

0

0

0

0

0

0

0

0

0

0

0

0

0

26

0

240

41

0

0

0

87

27

0

0

0

0

0

0

0

28

0

2,212 - - - - -0

135

168

23

74

29

- - - - 657

43,314

14,227

13,355

4,207

1,776

6.034

30

0

0

0

0

0

0

0

:n

0

u

0

0

0

0

0

32

50

o56

200

400

100

!>0

1,340

5\iO

bOO

27">

56

120

33

so

260

34

35

1,730

462

663

73

90

278

35

(J

419

181

(}

0

l

40

36

13:>

4,145

1,343

l,o63

44b

203

718

37

3ts TOTAL LlA6ILlliE:S liND LAd. TAL

32,o64

792

47,459

15,S7o

15,018

4,655

lr979

6.752

36

OEPARTJIENT OF BANKING AND FINAN&E STATE OF GEORGIA

CONSOliDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEM8ER 31e 1976

BANK NUMBERS

1123

1125

1126

1127

1128

lUO

1131

113~

ASSETS:

1 CASH AND DUE FROM BANKS

1.333

6,004

1.124

1.469

696

441

885

713

1

2 US TREASURY SECURITIES

1.549

4.Mo

993

205

350

1,~7

~0

110

2

3 OBLIGATIONS OF FED AGCY 4 SCM OBllbATIONS
5 OTHER BONDS NOTES. AND DEBS 6 CORPORATE STOCk

450 658
0 0

3.254 3.137
()
0

0 1.390
0
0

250 1.868
0
u

125 260
0-
v

200

950

93

1.427

0

0

0 607
0

3
5

c

1

(,

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLD AND S~C PURCHASED

8

UNDfR AGREEMENT TO RESELL

1.ooo

0

1,525

300

1.ooo

0

600

0

9 LOANS NET

11.193

1.ost

7.615

2.322

1,351

2.954

9.113

5.120

9

10 DIRECT L~-.S~ n:~.:.:<CING

0

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES

448

5~9

419

115

6

76

280

45

12 OTHER REAL ESTATE OWNED

46

77

u

0

6

0

73

0

12

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES 14 CUSTOMER LIA ON ACCEPTANCES

n 0

0

"
0

0 0

0
0

0 0

0 0

0

0

1

15 OTHER ASSETS

115

32!>

65 - - -5

0

12

247

0

15

16 TOTAL ASSETS

16,792

25,88 ...

13,131

6,534

3.794

5el63

13,976

6eS95

16

LIABILITIES AND CAPITAL:

17 DEMAND Df~USIT~ - lPC
U1
\0 18 TIME AND SAVINGS DEP - !PC

4,396

5.2st.

4,115

2.897

2,103

2.,281

4,773

2e510

17

9,569

7,635

6,711

1.785

1,118

2.,047

5,625

3e372

18

19 DEPOSITS OF US GOVERNMENT

36

28

10

15

9

6

64

4

19

20 DEPOSITS OF SCM

901

9.678

719

885

124

304

1,679

147

20

21 DEPOSITS OF FOREIGN GOVT ETAl

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

25

28

0

0

0

30

0

Z2

23 CERTIFIED/OFFICER CHECKS

324

192

5

86

32

29

93

0

23

24 TOTAL DEPOSITS

15.226

- - - - - 22,844

u.5sa

5,668

3t386

4,667

12.,264

6e033

24

25 FUNDS PUR AND SEC SOLD UNO~R

25

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROWEu MON~Y

7

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNESS

0

0

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

180

198 - - - -21 -----0

5

4

226

17

29

30 TOTAL LIABILITIES

15,413

- - - - 23t042

11,609

s,o68

3,391

4,671

12.490

6,050

30

31 SUBORDINATED NOTES AND DE:BS

0

500

0

0

0

0

0

0

31

32 PREFERRED STOCK

0

v

0

0

0

0

0

0

3t

33 COMMON STOCK

250

22.1.)

96u

100

100

103

500

85

33

34 SURPLUS

600

1,250

200

300

150

165

300

390

34

3~ ~~:C!V!~E~ ~~OFITS

329

54.2

338

211

153

214

obo

39

35

36 CAPITAL RESERVES

200

300

24

195

0

10

0

31

36

37 TOTAL CAPITAL ANn qJR 1/E!H

1,379

- - - 2o842

1t522

866

403

- - - 492

1,486

545

37

38 TOTAL LIABILITIES ANO CAPITAL

16,79

25,86...

13.131

6,534

3,794

5,163

l3t976

6eS95

38

CUNSOL IIJATEO REPORTS Of CONDITION Of STATE 6AMKS AS 0 F Ot:\. crio fR 3h 1976

BANK NUMBERS

ll34

1136

1137

1139

1141

1142

1143

1144

ASSETS:

1 CASH AND DUE FROM tAN~.S
2 us TREASURY Sf.CUk l TIES

3 OBLIGATIONS OF F ~:[J A(,(. y

4 SCM OBLIGATIONS

5 OTHER BONDS, ~UTLS, ANO Ot:BS

6 CORPORATE STOCI<

7 TRADING ACCOUNT SE:CLJRITL..>

8 FUNDS SOU:I ANu St:C PLikCHA:..t.l

Tu UNDER AGREE:~E~I

f\t_~!:LL

9 lOANS, NET

10 DIRECT lEASE FINANCINl.

l l ASStTS R.C:I- 1-r<.t:Ml:.t.;,

FURNITURE AND FIXTuRlS

12 OTHER REAL t:STAH OWN cO

13 INY IN UNCONSOLIDATtD SUBS

AND ASSOCIATES

1~ CUSTOMER LIA ON ACCEPTANCf:S

15 OTHER ASSETS

16 TOTAL ASSf:TS

1,11& 377 100
2,813
0 0 0
I:!UU
6,222 0
17 135.
0 0
- - - -7-3 11,653

441 316
(J
18 0 0
0

1 t 7H> 1,612
50 497
0
0 0

.U!> lt188
0

~0
1.2,720
0

18

1,265

0

64

0 0 1
2.307

0 0
- - - -18-5 - - -18-,3-5-9

171

1,953

30

1,214

0

1,117

0

651

u

0

0

0

0

(;

1~0
626 0

800 5,270
0

2G

192

0

:>t.

0

0

0

0

32 ------2

1,029

11 t255

154

1,002

1,208

1

10

1t628

748

2

10

4,406

100

3

0

4,159

1,350

4

0

0

0

5

0

0

0

b

0

0

0

7

8

40

2,600

100

32.7

5t669

6,443

9

0

0

0

10

11

35

253

65

0

0

0

12

u

0

0

0

0

0

0

14-

3

0

32

15

579

19t 717

10,046

16

- LIABILITIES AND CAPITAL:

"0 '

17 DEMAND DEPOSITS !PC 16 TIME AND SAVINGS DtP -

lPC

19 DEPOSITS OF us GOVERNMENT

4,113 5,981
2~

1.037 1,U06
~

5,978 6,899
134

46~
365
0

4,099 4,262
l"l

2.1"(

~.092

2,506

17

128

10,247

5t824

18

0

39

10

19

20 DEPOSITS OF SCM

51o

22

z,o48

0

1,849

21.

3,471

514

20

21 DEPOSITS OF FOREIGN GtJVT ETAL

{J

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

0

6

0

0

0

1

311

22

23 CERTIFIED/OFFICER CHI:C.KS

- - - -0

40

192

26

04 ------3

9

19

23

24 TOTAL DEPOSITS

10,c41

2t107

15,857

855 ---10-,3-2-1

429

11,859

9t184

24-

25 FUND$ r:..::-'.. .... ~~::.; SEC SOLI) UNOI:R

25

AGREEMENT TO REPURCHASE

0

0

5

0

0

0

0

0

26 OTHER LIA FOR BORROWED HONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEbTEDNt'SS

0

0

105

0

0

0

58

0

27

28 ACCEPTANCES EXECUTED

0

0

\)

0

0

0

0

0

28

29 OTHER LIABILITIES

42

1

12!':> -----4 -----3-7

1 ------6

30

29

30 TOTAL LIABILITIES

10,Mi3

2,108

16,092

859

10,358

430

17,923

9,214

30

31 SUBORDINATED NOTlS ANO DE8S

0

0

0

0

0

0

0

0

31

32 PREFERRED STOCK

0

0

()

0

0

0

0

0

3Z

33 COMMON STOCK

200

90

600

60

300

75

200

250

~3

3~ SURPLUS

bOO

90

1,oou

100

..50

65

1,000

400

34

35 UNDIVIDEO PROfiTS

170

19

2t>3

10

147

9

594

157

35

36 CAPITAL RESERVES

------0 -----0 ----40-4 -----0

()

0

0

25

36

37 TOTAL CAPITAL AND SUE Dt:tT

- - - -9-7-0

199

- -z-,:?-e7

- - - -17--J

(.~91
-----

- - - - 1-4-9

1,794

832

37

38 TOTAL LIM ILITic:, ANG LAP I TAl

Il,c53

;__ .:;;,(,7

18,354

- - - - - 1,02.,. ---11-,;-5-5

57'1

19,717

10.046

38

DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA

CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31. 1976

BANK NlJHBERS

1145

1147

1151

1154

1155

1156

1158

1160

ASSETS:

1 CASH AND DUE FROM BANKS

414

2.oo3

1.836

4,009

588

2,866

2<\-6

3,062

1

2 US TREASURY SECURITIES

2,445

862

2.356

1,088

2,952

3,5..ftl

288

725

2

3 OBLIGATIONS OF FED AGCY 4 SCM OBLIGATIONS

650 lp624

350
lp789

200 4.1&6

100 1,916

0

1.300

855

2,843

950

0

245

1.585

.3..

5 OTHER BONDS ~OTES AND DEBS

0

0

0

0

0

0

0

0

5

6 CORPORATE STOCK

0

0

25

0

0

0

0

0

6

7 TRADING ACCOUNT SECURITIES

0

0

v

0

0

0

0

0

7

8 FUNDS SOLO AND SEC PURCHASED

8

UNDER AGREEMENT TO RESELL

0

2,300

3,700

1,100

200

2.ooo

300

1.175

9 LOANS, NET

3p9l5

6.954

19.571

10,6.<:3

2,143

5,212

1.561

6.806

9

10 ~!RECT LE~~: FINANCI~C

0

0

0

0

0

0

0

0

lG

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES

26

214

960

292

50

288

7

55

12 OTHER REAL ESTATE OWNED

0

0

34

0

0

33

0

0

12

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

1~

15 OTHER ASSETS

0

105

104

29

4

172

0

0

15

16 TOTAl ASSETS

9,07..ft

l.it-,577

33,032

19,157

6.792

18w255

3,597

13w<W>8

16

LIABILITIES AND CAPITAl:

17 DEHANO DEPOSITS - IrC 0'1 18 TIME AND SAVINGS DEP - IPC

2~470

5.sa4

12.721

8,390

2,045

10,716

1.056

7w212

n

4,175

5,700

14.169

7,648

3,143

4,985

1.995

4.644

18

19 DEPOSITS OF US GOVERNMENT

27

30

153

90

11

198

1

3

19

20 DEPOSITS OF SCM

1,436

1,608

1w866

1,010

622

433

66

177

20

21 DEPOSITS ur rUREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

59

223

6

0

0

0

0

22

23 CERTIFIED/OFFICER CHECKS

49

158

189

42

124

58

1

0

Z3

24 TOTAL DEPOSITS

8,157

- - - - - 13,139

29,321

17,166

5,94!>

16.390

3.119

12.036

2~

25 FUNDS PUR AND SEC SOlD UNDER

2S

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROWED HONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEBTEDNESS

0

0

0

0

0

0

0

0

n

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

Z8

29 OTHER liABiliTIES

G

52

362 ----10-8 -

0

175

0

38

29

30 TOTAL LIABILITIES

- - -8,-15-7

13,191

29.663

17.294

5,945

16.565

3,119

12,07~

30

31 SUBORDINATED NOTES AND DEBS

0

0

0

0

0

0

0

0

31

32 PREFERRED STOCK 33 COMMON STOCK 34 SURPLUS

0
270 300

0 200 500

0
725
1.~75

0 500 500

0 150
250

0 300 700

0
100 200

0 570

,3~..23.

480

35 UNDIVIDED PROFITS

I47

636

1,349

714

347

690

178

234

35

36 CAPITAL RESERVES
37 TOTAL CAPITAL AND sus DeBT

200

48

0 -----149

917

- - - 1,386

3,349

1,863

100

0

847

1.690

0

50

36

<\-78

1.334

37

38 TOTAL LIABILITIES li.NC' C/I.Pil AL

9,074

14. '577

3Z,v3;.

19,157

6,792

18.255

3,597

13w..ft08

38

CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31. 1976

BANK NUMBERS

lloZ

llt>5

1170

1172

1179

1180

1183

ua

ASSETS:

1 CASH AND DUE- FROM BANKS
2 us TREASURY SECURITIES

962

992

575

2,048

7,:ZH9

1,799

~0

940

1

510

2,~47

150

1,081

2,704

l.,6JO

589

1.830

z

3 ObliGATIONS OF f-lD AGCY

37!>

1,386

0

449

0

lt!mf

772

339

3

4 SCM 03l IGATIONS

112

1,150

251

2,141

.tt-,451

2.46..

980

1.805

4

5 OTHER BONOS, NOTf:S, A~D DEBS

0

0

0

0

v

0

0

0

5

6 CORPORATE STOCK

(!

0

(1

0

(I

0

0

0

6

7 TRADING ACCOUNT Sf-CUK.ITIES

(.1

u

0

0

0

0

0

0

7

8 FUNDS SOLD AND SEC PURCHASED

8

UNDER AGREEMENT TO RESELL

lUG

45(;

0

4,400

0

1,100

800

700

9 luANS, Ntl

1,343

lOrlll

4,323

1.. ,627

25 ,'?(.14

18,029

2el33

s.~1

9

10 DIRECT LEASE FINANCING

0

0

(;

0

(j

0

0

0

10

11 ASSEH REP PREMISES

11

;uic.h.l ruKt: AI~H; 1-lXfU"-t:::,

'13

i:'t-0

1b9

2~

769

853

16

180

12 OTHER REAL ESTAl!: OWl'ttoO
13 INV IN Ul'cCONSGLIDA TEO SUBS AND ASSOCIATE<;

0

0

26

40

115

0

0

55

12

u

..-.

0

0

(J

0

0

0

14 CUSTOMER LIA ON ACC-1-'TANCE.S

{l

0

0

0

0

0

0

0

1

15 OTHER ASS!:TS

3 ----1-3-2 - - - -1-4

65

272

93

48

121

15

1o TOTAL ASSt:TS

- - - - - :::., ....<:~b

17,vvb

- - - - - 5,!:>2o

25,ll'J

't1,!>3't-

27,948

5,798

11,911

16

liABILITIES AND CAPITAL:

0'1 17 DEMAND DEPOSITS - IPG N 18 TIM: AND SAVIN&S OEP - IPC

1,003

4,630

1,639

7,015

14,462

9,360

1,203

2.901

17

971:!

I0,26ti

2,531

12,742

16,861

12,657

3,402

7.379

18

19 DEPOSITS OF US GOVERNMENT

1 ('

67

&

15

361

107

5

37

19

20 DEPOSITS OF SCM 21 DEPOSITS OF FOREIGN (,iJVT ETAL 22 DEPOSITS CF COMMERCIAL BANKS

1,212
0
u

271
0
I)

,,722 ()

2t867 0
158

5,477
0
202

3,481 0 5

722 0 0

~8

20

0

21

0

22

23 CERTIFIED/OFFICER CHECKS

11

115 -----7 ----19-0

36

145

6

81

Z3

24 TCTAL DEPOSITS

- - - -3 ,-2-1-4

15,351

4,907

22,987

::>7.39<;

25,755

St338

10,866

Z4

25 FUNOS PUR AND SEC SOLLI UNDl:R

zs

AGREEMENT TO REPURChASE

0

0

0

0

u

0

0

0

26 OTHER LIA FOR llORROWED HONEY

(J

0

0

0

(J

80

0

0

26

27 HCRTGAGE INDEbTtDNI:SS

1o

0

0

0

u

0

0

0

27

26 ACCEPTANCES EXECUTED

0

0

u

0

0

0

0

0

21

29 OTtlfR L IABILITIE:S

- - - - -2-1

211 - - - -56

64

904 ----1-2-9

0

96

29

30 TOTAL LIABILITIES

- - -3-,2-.5-1

15,562

4, 'Jo3

23,051

38,3()3

25,964

5,338

10,962

30

31 SUBORDINATED NOTES AN[I Otb$

0

200

0

300

500

0

0

0

31

32 PREFERRED STOCK

()

0

u

0

0

0

0

0

32

33 C0 "1M ON STGCK

5C

2!.-fi

ll~

O.CO

7:?.C

500

100

200

)3

34 SURPLUS

1~5

500

285

400

1,080

1,100

250

300

34

35 Ul'tDIVIOEu PkOFJT::.

72

439

165

769

ol5

384

110

449

35

36 CAPITAL F<.!:SI:RVf!>

- - - - -0

57 - - - - -(~

199

3lo

0

0

0

36

37 TCTAL CAPlrAL AI'W 5J:.; .JL ~I

247
-------

- - -1-,4-4-6

- - - - -56-5

- - - - - <:,06b

- - -3,-23-1

- - -1,-98-4

~0

949

37

38 TGTAL LlAhllllll::, AN.., CAPITAL

:'>,49f

17 ,OOH

5,528

- - - - - - .<.5,11'>1

"t-1,5_,.,.

27,9<1t-8

5,798

11,911

38

DEPARTME'lT ryt= ~AM~!~~::; AND FIMNCE STATE OF GEORGIA

CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31. 1976

BANK NUMBERS

1187

1190

1193

1196

1198

1199

1200

lZOl

ASSETS: 1 CASH AND DUE FROM BANKS 2 US TREASURY SECURITIES 3 OBLIGATIONS OF FED AGCY 4 SCM OBLIGATIONS 5 OTHER BONDS NOTES., AND DEBS
6 CORPORATE STOCK
7 TRADING ACCOUNT SECURITIES 8 FUNDS SOLO AND SEC PURCHAS~D
UNDER AGREEMENT TO RESEll 9 LOANS., NET 10 DIRECT LEASE FINANCING 11 ASSETS REP PREMISES
FURNITURE AND FIXTURES 12 OTHER REAL ESTATE OWNED 13 INV IN UNCONSOLIDATED SUBS
AND ASSOCIATES 14 CUSTOMER LIA ON ACCEPTANCES
15 OTHER ASSETS

595

1.,155

605

1.,384

370

377

1.,627

1.,070

1

199

zoo

476

848

150

100

1.,087

0

2

0

949

100

650

100

601

350

0

3

598

316

709

929

0

125

1.,481

1.,929

4

(J

0

0

0

0

0

0

0

5

0

1

0

1

0

0

0

51

6

0

0

0

0

0

0

0

0

7

a

400

400

800

0

250

1.050

1.,zoo

300

4.,926

6.,931

8.,145

9.,992

1.,310

2.,622

4.,984

9.,219

9

0

0

0

0

0

0

0

0

10

11

294

292

64

720

75

48

178

284

4

0

0

38

0

0

0

9

u

13

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

14

22

0

0

26

1

60

2

0

15

16 TOTAL ASSETS

7.,038

10.,246

10.,961

14.,588

2.,256

4.,983

10.909

12.862

16

LIABILITIES AND CAPITAL:

0w .

17 DEMAND DEPOSITS - IPC 18 TIME AND SAVINGS DEP -

IPC

2.,338

3.377

3.,544

4.,085

799

2,345

4.,203

3.,570

17

2.,677

4,706

5,606

7.,575

1,025

2,151

4.,998

5.819

18

19 DEPOSITS OF US GOVERNMENT

17

71

15

86

8

5

16

169

19

20 DEPOSITS OF SCM

868

851

897

1.,039

219

89

467

1.363

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

112

0

0

0

0

0

0

Z2

23 CERTIFIED/OFFICER CHECKS

35

88

52

36

5

8

51

267

23

Z lOTAL DEPOSITS

5.,935

9,205

10.114

12.821

z.os6

4.,598

9.,735

11.188

24

25 FUNDS PUR AND SEC SOLO UNDER

AGREEMENT TO REPURCHASE

0

26 OTHER LIA FOR BORROWED MONEY

0

27 MORTGAGE INDEBTEDNESS

52

28 ACCEPTANCES EXECUTED

0

29 OTHER LIABILITIES

188

0

0

300

0

0

0

0

0

0

0

0

0

0

5.it

0

zs

0

0

0

0

0

0

0

0

26

0

0

11

0

n

0

0

0

0

28

2

4-4

2

310

29

30 TOTAL LIABILITIES

o,l75

9,205

10.,168

13,121

2.,058

4,642

9,7~

11.,498

30

31 SUBORDINATED NOTES AND DEBS 32 PREFERRED STOCK 33 COMMON STOCK
34 SURPLUS 35 UNDIVIDED PROFITS 36 CAPITAL RESERVES

0

0

0

200

0

0

0

0

220

476

270

37S

359

200

<\30

475

284

365

93

247

0

0

0

170

0

0

0

0

u

0

0

0

0

R

70

130

150

600

33

70 58
0

195 16
0

600 411
0

.oW)()
327 37

,.M
35

37 TOTAL CAPITAL AND SUB DEBT

863

1.,041

793

h467

198

341

1.,161

1.364

37

38 TOTAL liABILITIES AND CAPITAL

7.,038

10,246

10,961

14,588

2,256

4.,983

10.,909

12.862

3a

CONSOLIDATED REPORTS OF CONfHTION OF STATE BANKS AS OF DECEMBER 31, 1976

BANK :.;.;~o~e.ERS

1202

1203

1205

1208

1209

1212

1217

1218

ASSETS:

1 CASH AND DUE FROM EANKS
2 us lREASiJR'r' St:CURITI:O:.

2,876

1,2.83

I,oso

741

848

736

545

ltl85

1

25

1:!74

1,494

699

1,337

792

100

2t720

2

3 06LIGA TlOI'I!S OF t- :_ :~ AGCY

200

475

su

450

750

0

65

903

3

4 SCH OBLIGATIONS

2r5b5

1,083

1,131

&79

1,56b

258

0

815

4

5 OTHER BU:>lDS, NOTES, A.~D DEBS

0

{,

0

0

0

100

0

0

5

6 CORPORATE STOCK

G

0

0

0

0

0

0

0

6

7 TRADING ACCOUIH :.ft.UR IT Ii:S

u

0

u

0

i.J

0

0

0

7

8 FUNDS SOLO ANQ St:C PUKCHA::.t:D UNDER AG~EEMENT TO RESELL

8

G

.zc.o

i)

900

0

0

0

0

9 LOANS, NtT

11' 2.6.2

5,056

13,15.:1

7,069

5,414

4,945

3,709

11,138

9

10 DIRECT LE:ASE FI~ANCINC

0

0

0

u

0

0

0

0

10

11 ASSETS REP PRfMISi:S

11

FURNITURE ANO FI XTU~E'S

246

71

214

389

214

151

86

458

12 OTHER REAL ESTATE' OWNED

0

I)

41

7

0

0

0

0

12

13 INV IN UNCONSOLI OAT t:D SUBS

13

AND ASSOCIATES

0

1,)

0

0

0

0

0

0

14 CUSTOMER LIA ON ACCEPTANCES

(i

0

v

0

0

0

0

0

14

15 OTHER ASSETS

0

53

11

1b2 -----0

159

0

8

15

16 TOTAL ASSETS

----- ------ 17'174

9,095

17.14.4

1 l r ::Q~

.,,,~~~

7,141

4.505

17,227

lit

- LIABILITIES AND CAf'ITAL:

0'1 -l>o

17 DE HAND DEPOSITS IPC
18 TIME AND SAVINGS OEP - IPC

19 DEPOSITS OF us GOV!:RI'IItiENT

6,9c.O

2,359

5,77b

2.727

z.ac.o

2.279

1.558

5,809

17

6,101

4.637

8,002

5,902

5,b51

2,668

2.487

8,964

18

30

21

251

0

120

411

0

43

19

20 DEPOSITS uF SC/4

2,17L

751

1.042

1.667

olo

804

0

950

20

21 DEPOSITS OF FUREIGN GGVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF C:JMMERCIAL BANKS

0

442

37

0

0

0

0

0

22

23 CERTIFIED/OFFICER CHLCKS

0 ----4-7 ----21-6

51

4

419

13-

0

23

24 TOTAL DEPOSITS

- -1-5,-28-9 ---8-,2-5-7

15.3Zo

10,367

9.245

6.581

4,032

15,766

24

25 FUNDS PUR AND SEC SOLO UNO~K

25

AGREEMENT TO kEPURCHASI::

0

0

IJ

\)

u

0

0

0

26 OTHER LIA FOR BORR'J;.i[u MONEY

v

0

.300

0

0

0

0

0

26

27 MORTGAGE I~DEoTEDNf:.SS

0

0

59

0

0

0

0

0

Z7

28 ACCEPTANCES !:XECUTED

u

0

0

0

0

0

0

0

Z8

29 OTHER liABILITIES

- - - -21-7

82

38

138

96 -----0

11

150

29

30 TOTAL LIA6ILITIES

- - -15-,5-G-t.

8,339 - - -15-,7-2:-:. - -1-0,-50-5

9,341

6,581

4,043

15,916

30

31 SUBORDINAfc:iJ NOHS A;-.t; L>t-8 ~

0

0

u

0

u

0

0

0

31

32 PREFERREO STOCK 33 COMMON STUCK

\)

()

d

0

0

0

0

0

32

biG

100

133

135

150

100

225

800

n

34 SURPLUS

30<1

500

7JC

51S

350

300

200

300

34

35 UNDIVIDED Pf'-OFITS

1,102

81

83

1.41

290

100

37

211

3S

36 CAPITAL RcStR'Ii:S

.... - 37 T'~ T/..L c~~.p: T_l.L.

- 1._:,

!....~ ... T

- - - - - -&b

7~ - - - -45-0 - - - - -0

----l-9-6-c'-o - - - -7S-b ---1-,4-.2-1 -----7-9-1

ll
79u

bO 560

0

0

36

462.

1,311

37

38 TOTAL l!A::.,ILITH:::. ANcJ <...APJTAL

l.7,i7'r

9 '<i'l 5

17,1-

11,29o

- - - - - - 10,1.31

7.141

4,50!1

17,227

38

DEPARn.ENT OF BANKING 4NO FI*Net STATE OF GEORGIA

CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 3t. 1976

BANK NUMBERS

1219

1220

1223

1224

1225

1226

1227

1228

ASSETS:

1 CASH AND DUE FROM BAN~S 2 US TREASURY SECURITIES

1,040

477

472

190

418

2,562.

2,396

b,996

90

1.009

730

6,363

372

4,746

l

294

~t-,568

z

3 OBLIGATIONS OF FED AGCY

603

350

0

6,029

470

100

875

101

3

4 SCM OBliGATIONS

3,553

101

4

0

2,099

h573

3M

a.~

4

5 OTHER BONOS, NOTES, AND DEuS

0

0

G

0

0

10

0

211

5

6 CORPORATE: STOCK

0

0

0

0

0

0

0

0

6

7 TRADING ACCOUNT SECURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLD AND SEC PURCHASED UNDER AGREEMENT TO RESELL

3,000

0

zoo

1,250

1,700

2,500

~

200

190

9 LOANS, NET

8,971

1,855

,661

L5,755

13,526

15.831

1.361

11,097

9

10 DIRECT LEASE FINANCING

0

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES

472

36

86

1,034

784

924

28

314

12 OTHER REAL ESTATE OWNED

458

0

0

2

0

0

0

357

lZ

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

131

0

0

0

14

15 OTHER ASSETS

212

0

- - - - 18

848

200

204

0

265

15

16 TOTAL ASSETS

18.781

3.009

3.477

38.489

22.036

37,501

3.494

29,895

16

LIABILITIES AND CAPITAL:

0\ 17 DEMAND DEPOSITS - IpC 01 18 TIME ANO SAVINGS DEP - IPC

4.332

1,034

lt202

11.534

7,306

9.355

1.647

a.752

17

10.573

1.454

1,692

16,450

10,708

18,596

1.268

6,869

18

19 DEPOSITS OF US GOVERNMENT

42

4

3

141

49

151

11

94

19

20 DEPOSITS OF SCM 21 DEPOSITS Of FOREIGN GOVT t:iAL

1.520 0

161
c

158

5.584

2.050

6.010

0

0

v

u

111

7,551

0

0

u20

22 DEPOSITS OF COMMERCIAL BANKS

0

45

0

5.25

4

0

0

3.826

2~

23 CERTIFIED/OFFICER CHECKS

84

3

18 ----12-5 -

119.

195

8

200

2l

24 TOTAL DEPOSITS

16,551

2,701

3,073

34,359

20,236

34,307

3.045

27.292

24

25 FUNDS PUR AND SEC SOLO UNDER

2S

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROWED MONEY

0

0

0

0

0

112

0

0

16

27 MORTGAGE INDEBTEDNESS

0

0

0

0

0

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

131

0

0

0

28

29 OTHER LIABILITIES

479

46

88

787 ----8-7

- - - Ill

4

227

29

30 TOTAL LIABILITIES

17,030

2t747

3,161

35,146

20,454

34.530

3.0.ft.9

27.519

30

31 SUBORDINATED ~OTES ANO DE!::S

0

0

0

0

0

0

0

0

31

32 PREFERRED STOCK

0

0

0

0

0

0

0

0

32

33 COMMON STOCK

400

100

120

1.soo

550

750

100

1.100

l3

34 SURPLUS

650

12G

120

700

710

1,000

150

600

34

3~ UNOIVIDFr o~~F!TS

701

Lt:

76

1,092

322

313

195

676

35

36 CAPITAL RESERVES

0

-0 -----0 ----5-1

0

908

0

0

36

37 TOTAL CAPITAL AND SUb OEIH

- -1-.75-1

262

- - - 316

3,343 ---1-t5-8-2

2,971

445

2.376

37

38 TOTAL LIABILITIES ANO CAf'lfAl

18,781

3,009

3t477

38,489

22,036

37,501

3 ....y..

29.895

38

CONSOliOATEO REPORTS OF CONDITION OF STATE BANKS AS OF OECENbER 3lr 197b

BANK NUMBERS

1229

1232

1233

1234

1235

123b

1237

u~

ASS1 ~:

1 CASH A NO (ll)f: FROM DA.;\-, 5

us 2

TREA~.UkY St CUfi Il I":

3 OBUG!\ TlLlN~ 01 i.UJ A'<,._;; 'f

4 SCM OBLIGATION:,

198&7

687

4,o77

721

432

1,114

314

1.711

1

0

401

z,ul&

1,123

2~1

804

0

983

1.

2134

675

0

1,230

1~0

682

soo

0

3

;:, ::.u6

77&

4,529

1,566

420

1.750

0

559

4

5 OTHER ECINDS, NUlLS, Jdt~ DE~5

0

0

(

0

()

0

0

0

5

6 CORPORATE STUCK

(j

0

0

0

0

0

(,

0

6

7 TRALilNG AC(.f;lJNT Sf:.CU4. .: Tlt:.;;

0

0

0

0

(J

0

0

0

7

8 FUNDS SOLD AN[J SEC. PUi'CHASC:D

8

UNOI:k ;,GR2EMENT TS ~.C: S'=LL

1,000

2.50

~~9

2,450

100

300

1,100

400

9 LOANS, NCT

llt6bb

Zt979

9.503

6,385

2,933

4r371

875

9,387

9

10 ul kEC f LEASE FINANC lf.t,

0

0

0

0

0

0

0

0

10

11 ASSETS P.l:P PREMISES

11

FURNITURE AND FlXruk.ES

475

68

1t231

129

84

78

18

276

12 OTHER REAL ESlAlt: uw~: ~

4

0

5~

I)

3

0

0

23

12

13 INV IN UNCONSC!liDA H:O SU8~

13

AND ASSOCIAlES
14 CUSTOMER LIA uN ACCEPTANCES

0

(J

<-.;>-

0

(J

0

0

0

0

0

(j

0

0

0

0

0

14

15 OTHER ASSETS 16 TOTAL ASSETS

- - - -10-5

10 -----20-4 ------0 -----0

5

1

Sl

lS

- - -11-,8-2-9

- - - - - 5~848

22tM2

13,604

4,373

9.104

z.aoa

13.390

16

LIABILITIES A;liD CAP IT AU

- 17 DEMAND DE: POSITS IV-
"' - en 18 TIME AND SAVINGS DEP IPC

us 19 DEPOSITS OF

GOVU~N~.:'tH

5,98&

1,500

7' 55(J

4.2b8

1.059

2,259

1,112

4r282

17

t.>t496

3t 510

9,070

7,016

2t714

!>,654

1,291

7,147

18

37

17

15

I!>

1

21

0

93

19

20 DEPOSITS OF SCM

1,391

381

3,I60

1,271

150

302

35

464

20

21 DEPOSITS OF FOREIGN t;WT ETAL

0

0

.)

0

0

0

0

0

Zl

22 DEPOSITS OF COMMi::RCIAi... BANKS

0

0

0

0

0

0

0

0

22

23 CERTIFIED/OFFICER CHECKS

24S

3S

1o7 ----4-4 -----4

36

73

39

u

24 TOTAL DEPOSITS

- - - - 16,157
------~-

5,443

- - - 19.crcz

12,614

3,9:.::.8

6.2Tl

2.511

12,025

24

25 FUNDS PUR AND SEC SCLJ UNUff>

25

AGREEMENT TO Rf:f'URCI'<A $E

0

0

0

0

c

0

0

0

26 OTHER LIA FOR BOkRfJWEf MtlNEY
27 MORTGAGE INDEBTEDNESS 28 ACCEPTANCES EXECUTEO

(!

0

u

0

G

0

0

0

26

0

0

339

0

0

0

0

0

n

0

0

I)

0

0

0

0

0

za

29 OTHER LIAB ILITI t S

38

38 ----27-7

c

I)

0

3

b

29

30 TOTAL LIABILITIES

16,195

5,481 --2-0-,5-7-d

12,614

3,92&

8,272

2,514

12,031

30

s 31 SUBORDINA rE.D NOTlcS Af>fi: ~t:t-

\)

0

20(;

0

0

0

0

0

31

32 PREFERRED STOCK 33 COMMON STOCK

u

0

l'

0

0

0

0

0

32

150

LliO

35~

zoo

16(;

300

100

500

33

34 SURPLUS

1,100

200

1,18~

'tOO

140

200

100

500

34

35 UNDIVIDF.lJ PkOFITS

4&4

t>7

:,z.,.

390

145

332

64

309

35

36 CAPITAL RES!:RVE:S

- - - - -(j

0 -----u ------0 -----0

0

30

50

36

37 TOTAL CAPITAL ANC s~~:. ~:::::T

- - - - - 1 ,63<t - - - -36-7 - - -2t- - LC-+

990 -----4-4-5

832

29,.

1,359

37

- - - - - - 38 TOTAL UABlLITII-~ .~i't\,.. .:.API TAL

l.7,J<:'I

~,fi4&

22r04L

13,604 - - -lf.-,:r-n

9,101f.

z.aoe

13,390

38

~~PA~TMENT OF BANKING AND FINANCE STATE OF GEORGIA

CONSOLIOA TED REPORTS OF CONOITION OF STATE BANKS AS OF DECEMBER 31. 1976

BANK NUMBERS

1239

1240

1241

1242

1243

1244

1Z47

1Z49

ASSETS:

1 CASH AND DUE FROM bANKS
z US TREASURY SECURITIES
3 OBLIGATIONS OF FED A&CY

373

1h60~

s,S7!l

612

730

1,144

339

ZlO

1

285

14,656

z.t64

149

300

2.320

798

1.302

'2

200

lJ

1,661

0

0

0

110

zoo

3

4 SCM OBLIGATIONS

1,389

7,664

14,467

269

3"'-4

3,918

1,130

0

4

5 OTHER BONDS, NOlES, ANu DEGS

0

0

100

0

0

0

0

~

5

6 CORPORATE STOCK

0

4

0

0

0

0

3

0

6

7 TRADING ACCOUNT SECURITIES

0

0

0

300

0

0

0

0

1

8 FUNDS SOLO AND SeC PURCHASED UNDER AGREEMENT TO RESELL
9 LOANS, NET

200 4,017

4,800 71,745

511 44,190

0 3,552

700 3,513

1.000 13,222

Z60 1,515

400 1,043

'9

10 DIRECT LEASe FINANCING

0

0

0

0

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES

136

2,533

3,614

66

37

89

56

l3

12 OTHER REAL ESTATE OWNED

0

3,222

995

33

0

Z14

31

0

12

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

l-4

15 OTHER ASSETS

41

1t375

921 -----3 -----0

0

14

0

15

16 TOTAL ASSETS

6,641 117,604

74.198

4,984

5,6Z4

Z1.907

4.256

3,568

16

LIABILITIES AND CAPITAL~

17 DEMAND DEPOSITS - IPC
""0\ 18 TIME AND SAVINGS DEP - IPC
19 DEPOSITS Of US GOVERN~ENT

1,741

38,092

29,244

2,020

1,581

3,939

1,3Z7

1.ooo

17

3,831

43,550

31.731

2,419

2,907

10,431

2,Z24

2.219

18

1

330

446

9

13

34

0

7

19

20 DEPOSITS OF SCH

321

9,300

3.675

89

514

3.85-4

126

13

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

12.788

0

i}

0

200

0

0

u

23 CERTIFIED/OFFICER CHECKS

-----8

131

51

4

69

55

5

4

u

24 TOTAL DEPOSITS

5,902 104.191

65,147

4,541

5084

18,513

3,682

3.Z43

24

Z5 FUNDS PUR AND SEC SOLD UNDER

AGREEMENT TO REPURCHASE

0

0

0

0

0

26 OTHER LIA FOR BORROWED HONEY 27 MORTGAGE INDEBTEDNESS

0

575

0

0

0

0

0

zoo

0

0

28 ACCEPTANCES EXECUTED

0

0

0

0

0

29 OTHER LIABILITIES

107

1,922

680

10

10

0

0

0

0

0

0

0

0

0

10

25

0

0

26

0

Zl

0

28

3

29

30 TOTAL LIABILITIES

6,009

106,688

66,027

4,551

5.094

18.513

3,692

3,2-46

30

31 SUBORDINATED NOTE~ AND DE:bS 32 PREFERRED STOCK 33 COMMON STOCK 34 SURPLUS 35 UNDIVIDED PFn~!T~
36 CAPITAL RESERVES

0

836

0

0

0

800

0

0

31

0

0

0

0

0

100

0

0

3Z

280

2,250

1,500

347

166

924

100

100

33

14(;

3,006

4,300

73

217

1.076

300

60

M

12

2)5uo

2,367

13

114

94

155

16Z

35

0

1,238

4

0

33

400

9

0

36

37 TOTAL CAPITAL AND SUB DEBT

632

- - - - - 10,916

a.l7I

433

530

3,394

564

322

37

38 TOTAL LIABILITIES ANIJ CAFITAL

t>b4l

ll7,604

74,198

4,984

5,624

2.1,901

256

3.568

38

CONSOLIDATED REPORTS OF CONOITIOH OF STATE BANKS AS OF OECEHBER 31. 1976

BANK NUMBERS

1251

1252

1253

1255

1256

1259

1261

1263

ASSETS:

1 CASH AND DUE FRO~: >AN~ S

us 2

TREASURY SECi.J~ITI~~

<::,<;6~

2,919

bob5

1,324

661

1,080

1,7~8

523

1

63t

2,199

1<:::.

961

(J

14S

1.789

751

z

3 OBLIGATIONS OF FCC AGCY

l,z~u

100

100

50

200

689

0

0

3

4 SCM OBliGATION:,

521

6,506

18

334

426

677

1.538

235

4

5 OTHER so~os, :~dTL:), t.:~o ::.e:t-S

100

0

0

0

0

0

0

0

5

6 CORPORATE: STOCK

0

0

0

0

()

0

0

0

6

7 TRADING ACCLUNT Sf:CJfdTIE$

0

{)

0

G

(J

0

0

0

1

8 FUNDS SOLD AND SEC PURCHASl':U UNDER AGRt:EMtf'.iT TG i'.fStLL

8

u

1,uou

350

400

1,000

950

1,100

150

9 - LOANS, NET i- .~&.v L<-.A."Ltr,.. '-'-1"\..Joi...

j,;'tl"\11~ .LHV

11 '726

21,665

2,6-\0

2,579

2,768

3,693

5,039

~.294

9

....

lJ

u

u

(J

0

0

0

10

11 ASSETS REP PRtMlSE~'

11

FURNITURE AND FIXTUkES

754

496

100

80

94

168

336

181

12 OTHER REAL ESTATE OWNED

0

0

32

0

0

3

0

30

lZ

13 1NV IN UNCONSOLIDATEu SUBS

13

AND ASSOCIATES

0

0

~

0

0

0

0

0

14 CUSTOMER LIA ON ACCI::PTANCI:.S

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

b3

169

37

0

5

7

28

19

15

16 TDT.AL ASSETS

- - -1&-,0-3-6

35,054

4,137

5,728

5,154

7,415

11,578

6,183

16

LIABILITIES AIIID CAPITAL:

0\ 17 DEMAND DEPOSITS - lPC CX> 18 TIME AND SAVINGS OEP - lP(.

6,o26

ll,988

1,415

1,998

1,864

1,581"

4,762

1,879

17

7,zrt

14,153

2t00<>

1,889

2,378

4,119

4,178

2,853

18

19 DEPOSITS OF US GOVERNME:NT

162

00

.>OU

2.2

5

19

148

8

19

20 OE:POSIT:l OF SCM 21 DEPOSITS OF f!JREIGN tJ.C.Vl t-TAL

1,662
0

4 1 05U 0

4

1,338

415

1,168

483

999

20

0

0

0

0

0

0

21

Z2 DEPOSITS JF CuMMcKClAL bANil.::.

767

0

0

0

0

0

126

0

22

23 CERTIFIEO/OFFICEK CHECKS

- - - - 1-1-2

46

0

0

40

39

40

30

n

24 TOTAL DEPOSITS

- - -16-,5-5-6

30,305

3,725

5,247

4,70'L

- - - - 6,932

10,337

5,769

24

Z5 FUNDS PUR AND StC SGL'.i UNDE-k

2S

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROWE:t.: MONEY

(;

0

0

\)

0

13

0

0

26

27 MORTGAGE INDEBTEDNE-SS

143

0

0

0

0

0

0

0

2T

28 ACCEPTANCES EXECUTE['

0

0

0

0

0

0

0

0

28

29 OTHtR LIABILITIES

8~

854

0

13

u

15

10

0

29

30 TOTAL LIABILITIES

16,784

31,159 - - -3-,7-2-5

5,260

4,702

6,960

10,347

5,769

30

31 SUBORDINA TEL NCTt.:, A.\o~ Ln.o :,

;;_ !).)

0

0

0

0

0

0

0

31

32 PREfERRED STOCK 33 COMMON STOCk

0

0

Q

0

300

911

15\J

100

0

0

0

0

32

!>I)

100

200

100

n

34 SURPLUS

3vO

700

251.)

200

200

300

600

250

M

35 UNDIVIDED PROFITS

402

z,oa2

12

128

202

41

431

64

35

36 CAPITAL RESERVES

-----0 ----20-2 - - - -0 ----4-0

0

l't

0

0

3

37 TOTAL CAPITAL AN'-' Sv~ .)::.tor

1,2~;'
-------

3,895

4 12 ------ itov -----4-5-2 ----4-5-5 ---l-t2-3-1

414

37

38 TUTAL LIA<>lLI1 I;O:S ........... ...) CAt- ITAL

lci '-'C.t>

35,u.::>4

4,1.::>7

5,721l

- - - - - 5,154

7,415

11,578

6,183

38

OEPART"ENT OF BANKING AND FINANCE STATE OF GEORGIA

CONSOLIDATED REPORTS OF CONDITION OF STATE BANKS AS OF DECEHSER 31. 1976

BANK NUMBERS

1267

1268

1271

1272

1274

1275

1276

1278

ASSETS:

1 CASH AND DUE FROM BANK.<.

lrl23

613

914

303

1,061

617

757

6t738

l

2 US TREASURY SECURITIES

2,249

265

1,023

200

105

560

524

1h165

2

3 OBLIGATIONS OF FED AGCY

0

600

901

0

0

0

635

0

3

4 SCM OBLIGATIONS

1,416

230

2,8lb

107

1,792

131

1.054

6.284

4

5 OTHER BONOS, NOTE.'., AND DEBS

0

0

0

0

0

0

0

0

5

6 CORPORATE STOCK

0

0

0

8

0

0

0

4

6

7 TRADING ACCOUNT S~CURITIES

0

0

0

0

0

0

0

0

7

8 FUNDS SOLO AND SEC PURCHASED

8

UNDER AGREEMENT TO RESEll

1,475

1,200

1,700

260

0

350

550

21.800

9 LOANS, NET

9,559

5,363

7,511

1,384

7,620

3,332

4.400

23.740

9

10 DIRECT LEASe FINANCING

0

0

0

v

0

0

0

0

10

11 ASSETS REP PREMISES

11

FURNITURE AND FIXTURES 12 OTHER REAL ESTATE OWNED

lr150

223

162

69

0

0

6 21

26.6..

202 0

142 22

714

396

12

13 INV IN UNCONSOLIDATED SUBS

13

AND ASSOCIATES

0

0

0

0

0

0

0

0

14 CUSTOMER LIA ON ACCEPTANCES

0

0

0

0

0

0

0

0

14

15 OTHER ASSETS

80

0

7

0

229

43

43

187

15

16 TOTAl ASSETS

17.123

8,494

15,036

- - - - - 2,289

11,077

5.235

8tl27

74-.028

16

LIASILITIES AND CAPITAL:

0\ 17 DEMAND DEPOSITS - I~
"' 16 TIME AND SAVINbS DEP - IFC
19 DEPOSITS OF US GOVERNMENT

5,784

2,477

4,062

794

2,995

1,580

1,968

20.386

17

7t855

4,452

7,894

1,116

5,462

2,781

4.690

13.799

18

35

9

36

6

51

1

23

86

19

20 DEPOSITS OF SCM

352

lt85

1,176

74

1,010

231

378

10.573

20

21 DEPOSITS OF FOREIGN GOVT ETAl

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

0

230

0

0

0

300

17.262

22

23 CERTIFIED/OFFICER CHECKS

llO

51

74 -----3

122

112

74

35

23

24 TOTAL DEPOSITS

I4,136

7,474

13,472

1,993

9,640

4r705

7.433

62.141

24

25 FUNDS PUR AND SEC SOLO UNDER

2S

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER liA FOR BORROWED MONEY

0

0

0

0

0

0

7

0

26

27 MORTGAGE INDEBTEDNESS

693

0

0

0

114

0

0

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

0

0

0

28

29 OTHER LIABILITIES

74

0

20 - - - -3-2

443

4

12

2.eoo

29

30 TOTAL LIABILITIES

14,903

7,474

13,492

2,025

10,197

4,709

7,452

64.941

30

31 SUBORDINATED NOTES ANu DEBS

500

0

0

0

0

0

0

300

31

J2 PREFERRED STOCK

c

0

0

0

0

0

0

0

l2

33 COMMON STOCK

600

12L

200

90

200

100

100

360

n

34 SURPLUS 35 UNDIVIDED PROFITS

600 43&

59u

1r000

3IO

344

110 53

350 296

300 126

500

z.~

75

4r733

"35

36 CAPITAl RESERVtS

82

0

0 ----1-1 - - -3-4

0

0

854

36

37 TOTAl CAPITAl AND SUb DEbT

2w220

1.020

1,544

- - - 264

880

526

675

9.087

37

38 TOTAL LIAaiLITIES AND CAPITAL

17rl23

8,494

l5,03b

2,289

11,077

s.235

8t127

74.028

38

CONSOLIDATED REPORTS OF CONDITION Of STATE BANKS AS OF DECEMBER 31. 1976

BANK NUMBERS

1281

1262

1283

1284

1285

1288

1290

1291

ASSETS:

1 CASH AND UUt: FKIJM bANr::i
2 us TREASURY SE:CURI TIE:$

1, 711
~32

261

1,&34

1,739

1,420

2,723

5r221

5,411

1

14'1

1,546

1,u11

100

2,698

1rlt99

38,427

2

3 OBLIGATIONS t'F HD AC.:..Y

30>;

200

825

u

(!

1,150

900

498

3

4 SCM OBLIGATIONS

I,-.1b

4

3,348

2,110

475

4,670

6,208

12,9.,.3

4

5 OTHEf< BUN(JS t NOli:St A~O u,:~:;s 6 CORPORATE STOCK

0 u

0

0

u

(J

0
u

0 0

0 0

0 0

.0,.

5 6

7 TRADING ACCOUNT Si: CUR IT It::,

0

()

()

()

u

0

0

0

7

8 FUNDS SOLD AND SEC PUkCHASEL'

a

UN O'ER AGREEMENT TO >'.f:-SdL

300

G

u

925

300

600

1,000

7,900

9 LOANS, NET

c 1 969

;,:_,650

7,987

1G,253

5,273

1.2,388

10,833

109,138

9

10 DIRECT LEA Sf FINANCING

0

0

0

0

0

0

0

0

10

=:- 11 ASSETS REP PREMISES Fl'~"liTL'~E ;\"!:"" ~r YT'J:

11

111

llE

141

2t..6

123

617

333

ltr064

12 OTHER REAL ESTATE UWNCD

I.J

0

0

18

()

0

0

3r715

12

B INV IN UNCOI'iSOLIDAH:D $(Jt:;$

13

AND ASSOCIATES

u

(J

0

0

0

0

0

0

14 CUSTOHER LIA ON A(.Cf:PTANCl:S

()

0

0

0

()

0

0

143

14

15 OTHER ASSETS

3

0

11

2 ----2-1 ----2-2-6

310

1.045

lS

16 TOTAL ASSETS

---1-1,-3-5-2 - - - - - 3,4-02 ---15-,6-9-2 --1-6,-44-4

7,712

25,072

26,30<\

183,288

16

LIABILITIES AND CAPITAL:
..... 17 DEMAND DEPOSITS - IPC
0 18 TIME: AND SAVINGS OEP - IPC

3,723

431

3t92&

3,522

2,0:>8

7,623

8,086

58,343

17

6,484

1,867

9,269

9,829

4,078

12,95b

13,253

63,282

18

19 DEPOSITS OF us GOVERNI'IENT

0

2

62

23

31

114

107

896

19

20 DEPOSITS OF SCM

31S

319

916

1,599

960

1,860

1,~1

28,837

20

21 DEPOSITS OF FOREIGN C.OVT I:: TAL

(J

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMI'IERCIAL BANKS

(J

375

10

100

0

0

0

7,566

22.

23 CERTIFIED/OFFICER CH~C~S

- - - - -4-8

34

12

93

32

76

87

125

23

24 TOTAL DEPOSITS

- -1-0,-57-3

3,026

14,197

- - - - - - 15,166

7,159

22,629

23t014

159,01t9

24

25 FUNDS PUR AND SEC SQLD UNOE:K

25

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROWED MONEY

0

0

0

0

0

0

0

0

26

27 MORTGAGE INDEf> TE DNESS

0

0

0

0

0

0

0

0

ZT

28 ACCEPTANCES EXECUTED

0

0

0

(J

I'

0

0

143

28

29 OTHER LIABILITIES

-----2-1

0

35

76 -----0

158

442

3,91t1

29

30 TOTAL LIAE'ILiliE:.

10,~94

3,028 - -1-4,-23-2

15,.242

7,159

22,787

23,1t56

163,133

30

31 SUBORDINATED NOTES ANLt u!.:b~

()

0

()

0

0

0

0

860

31

32 PREFERRC:O STOCK

l!

0

\)

0

(J

0

0

0

32

33 COMMflN 5TOCI<

l~G

182

170

2!>0

210

600

750

4,000

33

34 SURPLUS

200

75

430

.z5v

290

1,300

1,250

3,908

34

35 UNDIVIDED PRDFll~

40d

93

722

t.38

53

334

816

8,753

35

36 CAPITAL RI:SERVt:S

- - - - - -0

24

- - - - - - - - - - 13~

6-'t-

0

51

32

2,634

.36

37 TOTAL C a.P lTAL AN[ ~~ J[ r t_~ c l ~

------7-5f-l ----3-7-4 - - -1,-40-0 - - -1t-2V-2 -----5-5.-3 - - - - - 2,285

2r848

20,155

37

38 TOTAL LIA ILlTl'') AN..; LAP.t i Al

11'"~'

.i,.L.f-(.2

15, o9 2.

- - - - - lo,444

7,7L:.

5,072

26,304

183,288

38

DEPARTMENT OF 8AN~ING AND FINA~E SlATE OF GEORGIA

CONSOLIOA TED REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31. 1976

BANK !\IUMBE~S

1296

129c

1300

1301

1303

13a.

1306

1307

ASSETS: 1 CASH ANC DUE FROM BANKS 2 US TREASURY SECURITIES 3 OBLIGATIONS OF F~D AGCY 4 SCM OBLIGATIONS 5 OTHER BONOS, NOTES, AND Dt:BS 6 CORPORATE STOCK 7 TRADING ACCOUNT SlCURITIES 8 FUNDS SOLU ANO SEC PURCHASED
UNDER AG~EEMENT TO RESELL 9 LOANS, NET 10 DIRECT LEASE FINANCING 11 ASSETS REP PREMISES
FURNITU~E AND FIXTURES 12 OTHER REAL ESTATE OWNED 13 INV IN UNC~SOLIDATED SUBS
AND ASSOCIATt:S 14 CUSTOMER LIA ON ACCEPTANlE~ 15 OTHER ASSt:TS
16 TOTAL ASSETS

3,674 2,741
100 2,472
0 0 0
400 8,953
0
411
0
0
c
23
18,774

537
65tl 622 .r.l6
58 0 0

1,40'1 25
320 lt536
0 0
1.)

1,300 3,120
0

0 6o168
l.

179

136

0

0

0 0 0
6t690

0 0
- - -1-85
- - - - 9,779

1,088 430 270
1,321
0
0 0
400 4,263
0
70 0
0 0 9
7,851

127

2,67.r.

1,1o.r.

.r.91

1

10

3,73.r.

123

537

z

0

1,4.r.9

0

2,581

0 35

0 71

3.,.

0

0

0

0

5

0

0

0

0

6

0

0

0

0

7

8

0

1,000

1,700

0

450

8,480

5,043

z,315

9

0

0

0

0

10

11

9

477

26.r.

Z1

0

0

0

0

lZ

13

0

0

0

0

0

0

0

0

14

0

71

14

0

15

596

20,466

8,283

3,.r.35

l6

LIAbiLITIES ANO CAPITAL:

17 DEMAND DEPOSITS - IPG :::::! 18 TIME AND SAVINGS DEP - IP~

4,575 10,482

2,180 3t866

2,944 4o57!:.>

1,489 4,988

248

4,322

3,052

828

17

l33

10,552

3,139

1t990

18

19 DEPOSITS OF US GOVERNMENT 20 DEPOSITS OF SCM

40

8

.25

7

2,346

169

991

560

0

18

35

5

19

86

2,128

.r.59

239

zo

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

42

0

191

0

0

300

900

100

2Z

23 CERTIFIED/OFFICER CHECKS

- - - -11

65

142

33

.29

480

85

57

23

24 TOTAL DEPOSITS

17,4'/b

- - - - 6,288

8.,868

7.,077

496

17,800

7,670

3.219

2.r.

25 FUNDS PUR AND SEC SOLO UNDER

25

AGREEMENT TO REPURCHASE

0

0

0

0

0

0

0

0

26 OTHER LIA FOR BORROW~D MONEY

0

0

0

0

0

0

0

0

Z6

27 MORTGAGE INDE&TEDNESS

0

0

0

0

0

225

72

0

27

28 ACCEPTANCES EXECUTED

0

0

0

0

0

()

0

0

28

29 OTHER LIABILITIES

3

49 - - -1-27

63 -----4

552

67

5

29

30 TOTAL LIA8ILITIES

17.,499

6,337

8,995

7,140

500

18,577

7,809

3,Z2.r.

30

31 SUBORDINAT~D ~TES AND Of.LS 32 PREFERRED STOCK 33 COMMON STOCK 34 SURPLUS 35 UNDIVIDED PROFITS 3u CAPITAL ~L~L~~c~
37 TOTAL CAPITAL ANIJ suu uct:IT

0
(J
270 b40 165
- - - - -0 1,.27'3:.

38 TOTAL LIABILITIES AND CAPITAL

18,774

0
(,
zoo
200 140
13
553
6.,890

0 u 250
350
184
- - - -0 - - - - -7!S4
9,779

0
0 225 225 226
- - - -3-5 - - - -71-1
7,851

0

250

0

0

31

0 25 35

0 330 800

0 175 225

0 100
50

,.32
3J

3b

483

74

48

35

c

LO

0

13

36

96

1.889

47.r.

211

37

596

20t'W6

8e283

3.435

38

CONSOliOATEO REPORTS OF CONDI TIUN OF STATE BANKS AS OF DECEMBER 31. 1976

BANK NUMIJERS

1301:'

1309

1310

1313

1314

1315

1316

1317

ASSETS:

1 CASH At-.u GUt' FROM f. ANi-.~

us 2

TREASURY ::,fCiJRlTit:S

1,368 449

7,522 2,416

654

3,093

7,409

1,139

1,285

2,231

491

5,696

4t74tJ

496

125

1t099

1
z

3 OBLIGA T IGNS Ot flll AGLY

2u0

300

200

428

99

320

82

0

3

4 SCM UBLIGATIG~S
s 5 OTHER B'='!II[IS, "fe'!T<C~r .~. \1[' ~::~

555

4,301

&71

4,021:1

2,609

960

1,301

2,135

<\

0

0

"

v"

c

0

0

0

5

6 CORPORATE STOCK

0

0

0

(J

0

0

0

0

6

7 TRADING AC.COU~l !:.lC:.JRl TILS

u

0

0

{J

0

0

0

0

1

8 FUNDS SOLD 4ND SfC PURCHAS;:D

8

UNDi:R AGRHMENT 10 RE:St:LL

1,2!:>0

3,073

375

0

1,5UO

&00

700

0

9 LOANS, llitT

4,125

12,626

7,'178

15,605

1:> t 689

6.307

8,102

1!.58o

9

10 DIRECT LEASC FI"4ANC1:-..G

0

0

0

:>

v

0

0

0

10

11 ASSETS i';EP PREMISES

11

FURNITURE ANlJ Fl XTURE'S

114

1,04

2E4

'667

1,1<.14

62

185

773

12 OTHER REAL t:STATE OWNt:D

0

317

44

0

0

24

0

154

12

13 INV IN UNCONSGLIDAHD SUBS AND ASSOCIATES

13

c.

53

0

0

0

0

0

0

14 CUSTOMER LIA u~ ACCEPTANCES

0

0

0

v

0

0

0

0

1<\

15 OTHER ASSETS

- - - - -3 - - - -!>-17 - - - -3-1

262 - - - - -356

39

zo

140

15

1o TOTAL ASSETS

- - -a-.o-c.-4

- - - - - 32.149

10.92& - -2-9,-98-1

33,594

10.147

11.800

22.118

16

liABILITIES AND CAPITAL:

- ......
"'

11 DEMAND OEPOSITS - IPC 18 TIME: AND SAVINGS [jf:p I PC.
19 DEPOSITS OF us GOVERNMENT

2,101

8.753

2.726

9,700

13,804

3.013

3.921

9,089

17

3,S4~

11.251

6,49{1

9,962

11,899

5.493

5,593

8,394

18

In

58

37

67

125

39

46

70

19

20 OEPOSI TS OF SCM

1,221

7,518

512

5,144

4,712

400

1,197

1,475

20

21 DEPOSITS OF F'JkE IbN GL.JVT t:TAL

0

0

0

0

0

0

0

0

21

2? DEPOSITS OF C'~MMF.RCIAL '\A 'IlKS

0

963

{)

26

u

122

0

0

22

23 CERTIFIED/OFFICER CHECKS

----3-6 ----4-3-6

161 - - -1,-69-8

47-

317

96

11

23

24 TOTAL OEPlSITS

---7-,3-2-1 ---2-8.-9-7-9

9t926 - -2-6,-59-7 ---30-,4-9-3

9,384

10.853

19.039

24

25 FUNDS PUR A,_.D SE-C SGL~ UNDfR

Z5

AC.REEMENT TO REPURCHASE

0

u

(j

600

0

0

0

0

26 OTHER LIA FOR BORROW Ell MUI'kY

1

0

0

0

0

0

0

0

26

27 MORTGAGE INDEbTEDNI:SS

0

165

(J

0

0

0

62

283

27

28 ACCEPTANCES EXECUTED 29 OTHER LIA51LITIES

0
-----1-5

0
506

0...
- - - - -L

0
- - - -49-4

0
-----9-5

0
-----3-4

0
------4

0

28

465

29

30 TOTAL LIAolLITIE:~

7t3?.7

29,o5o - - -9-,9-2-8

27,691

?>0,58&

9,418

10,919

19,787

30

31 SUBORDI~A TED NOTES ANr; DI:+S

0

100

0

0

0

150

0

350

31

32 PREFERRED STOCK

(J

0

0

0

0

0

0

0

32

33 COMMON STuCK

l~o;O

683

;!!>V

875

1 1 00b

350

225

600

33

34 SURPLUS

500

1,227

o25

875

1,258

88

Z75

321

3<\

35 UNOIVIDcG PROFITS

127

489

125

540

740

141

381

772

35

36 CAPITAL RESERVES

-----0 -----(j

0 - - - -0 -------0

0

0

288

36

37 TOTAL CAPilAL /.NIJ SLW i)(_tjf

-----7-2-7 ---2-,4-9-9 - - - - - I, '.){)0 ----2,-2-9-0 ---3-,0-0-6

729

881

2,331

37

38 TOTAL liAt'ILITli:S ANu l.AF 1 TAL

lt064

3;:.,149

10,'7.2d - -2'>-',9&-1 - - -33-,5-9-4

10,147

11,800

22.118

38

DEPARTMENT OF BANKINb AhD FINANCE STATE OF GEORGIA

CONSOLIDA TEO REPORTS OF CONDITION OF !.TATE BANKS AS OF OECEH8ER 31. 1976

BANK NU~BERS

1324

1326

1327

1328

1334

1336

1338

1339

ASSETS: 1 CASH AND DUE FROM BANr-S 2 US TREASURY SECURITI~S 3 OBLIGATIONS OF FED AGCY 4 SCM OBliGATIONS 5 OTHER BONOS, NOlES, AND OE8S 6 CORPORATE STOCK 7 TRADING ACCOUNT SECURITIES 8 FUNDS SOLO AND SEC ~URCHASED
UNDER AGREEMENT TO RESELL 9 LOANS, NET 10 DIRECT LEASE FINANCING 11 ASSETS REP PREMISES
FURNITURE AND FIXTURES 1Z OTHER REAL ESTATE OWNED 13 INV IN UNCONSOLIDATED SUB~
AND ASSOCIATES 14 CUSTOMER LIA ON ACCEPTANCES 15 OTHER ASSETS
16 TOTAL ASSETS

549

4.179

1.167

1,104

4,588

5r158

849

1r932

l

169

128

2,718

99

2,768

HH137

841

391

2

1,007

200

0

32

4,250

lr189

590

0

'3

0

2,206

154

952

u,94o

llr629

362

663

4

0

0

0

0

0

0

0

0

fi

0

0

0

0

0

0

0

0

6

v

v

(I

0

0

0

0

0

7

8

700

960

0

500

6,200

3,350

1,900

0

3t433

12,292

lt'l,027

7,805

44,686

45,734

5,527

7.015

9

0

0

0

0

0

0

0

0

10

11

177

1,312

675

I69

2,352

3t213

272

264

0

937

399

0

2t148

160

5

0

12

13

0

0

101

b

0

0

0

0

0

0

220

u

0

0

0

0

14

53

187 - - -1-14

0

838

850

24

59

lJ

6088

- - - - 22w'i01

24,175

10.667

79,778

87.420

10.370

10.324



LIABILITIES AND CAPITAL:

..... 17 DEMAND DEPOSITS - IPC
w 18 TIME AND SAVINGS DEP - IPC

1.833

7,475

5,081

3t317

30,50&

22,028

2,570

3.162

17

3t299

10,169

11,850

4,984

32,241

25,036

6,037

4.627

18

19 DEPOSITS OF US GOVERNMENT

8

7

176

15

289

413

37

32

19

20 DEPOSITS OF SCM

416

1,852

2.835

1t241

7,348

25.451

923

1r022

20

21 DEPOSITS OF FOREIGN GOVT ETAL

0

0

0

0

0

0

0

0

21

22 DEPOSITS OF COMMERCIAL BANKS

0

193

0

100

102

2,408

0

0

u

23 CERTIFIED/OFFICER CHECKS

11

- - - - 1.31

225

27 - - -1,-04-8

149

5

128

23

2oft. TOTAL OEPOS ITS

- -5-,5-67

- - - - - 19,827

20,167

9,684

71,536

75.1t-85

9,572

8w971

24

25 FUNDS PUR AND SEC SOLO UNDER

25

AGREEMENT TO REPURCHA~E

0

0

G

0

0

1t200

0

400

26 OTHER LIA FOR BORROWED HONEY 27 MORTGAGE INDEBTEDNESS

0

0

1,350

0

0

0

0

0

26

(J

0

5

0

341

0

0

0

n

28 ACCEPTANCES EXECUTED

0

0

220

c

0

0

0

0

28

29 OTHER LIABILITIES

67

270 - - - -451 - - - -1

1,094

758

0

100

Z9

30 TOTAL LIABILITIES

5,634

- - - - 20,097

22,193

9,685

72,971

77,443

9,572

9,"t71

30

31 SUBORDINATED NOTES AND DE::>:.

0

0

350

0

I,ooo

2,000

0

85

31

~? PIH:JOI=Ill;>l::n ~Tnt:"v.

-~

0

0

0

c

0

0

0

32

33 COMMON STOCK

100

1,876

656

300

2,742

2t500

300

140

~~

34 SURPLUS

:25

3"'-3

o29

75

1r279

2t000

300

330

Jlt

35 UNDIVIDED PROFITS

114

85

147

594

1.786

2r997

198

298

35

36 CAPITAL RESERVES

15

u ----u

13

0

460

0

0

36

37 TOTAL CAPITAL AND SUo DEbT

454

- - - - 2.30~

1,982

982

6,607

9,977

198

853

37

38 TOTAL LIABILITIES AND CAPl TAL

bt08t

Z2,4Cl

2-.,115

10,667

79,778

87."'-20

10,370

10.32"'-

38

D~PAMTMLNT GF B~N~lNb A~D FINAN~t STATE Of G~ORGIA

CONSULlDATEO REPORTS OF CONDITIUN OF STATE bANKS AS OF DECEMBER 31 1976

BANK "lUMbERS

1340

1341

ASSETS:

1 CA~ AND DUE ff<l)/'1 GANt--S
2 us TREASURY SECUi'lTIE::.

1,::~;:.
l,bo<>

615 349

3 OBLIGATIONS or: FLU AGCY

4!;.(,

9~

4 SCM OBLIGATION~

700

204

5 OTHER BiJNCS, NOTES, ANU Df:,' S

3SU

0

6 CORPDR,4fo= STOCK

()

(J

7 TRADINb ACCOUNT StCUR Ill f_S

v

(J

8 FUNDS srJLD ANt"; sr=c PUf;CHASED

1 2 3 4 5 6
7

UNDER AGREt:MENl Tu "E. SELL

40G

S5ll

8

~

L ...Jr\'1 oJ t ,, ~.

10 DIRECT LEASL Fl~ANCINc-

11 ASSETS REP PREMISES

..... -151 0

&,77.:.
(,

9
10

12

PJRN!TU~l
OTHER REAL

E

A 11.1 r,
""'!"""' S TA.

fiXTU~LS
Tf OWNED

13 INV IN UNCONSO l i DA H:D sues

A~2 t.:s:.ClAT~~

~

ilo

0

23

(;

0

11
12 13

14 CUSTOMER LIA O'l ACCt:l-TANGS lS OTHER ASS;::Ts

v

0

-------1~ - - - -l-Y

lit 15

16 TOTAL ASSeTS

- - -10-,0-1-6

8,745

16

- LIABILITIES AND CAl-' I lAL:
...... 17 DEMAND DEPOSITS I PC

- ~ 18 TIME Al'iu SAVINGS DEP IPC

us 19 DEPOSITS OF

GiJVi:RNME~T

20 DEPOSITS OF SCM

21 22

DEPOSITS DEPOSITS

O"'F"

FUREIGN (,OVT cfAL CGMMHCIAL BANKS

23 CERTIFIEG/OFFICER CHECK~

3,045 4,94&
t: 8~4
v
1Q 55

2,054 4,35::,
9 1,104
u
600 b7

17 18
19 20 21 22 23

24 TOTAL DFP11SITS

- - - - c.''h.. co

"-I' 4-.V i

24

25 FUNDS PUR. AND SeC SGL~ UI\LiEI'. AGREFMENT TO RcPUkChASt

\.J

0

25

26 OTHER LIA FOR ouRROWtU MONtY 27 MORTGAGE INDEBTEDNESS 28 ACCEPTANCi:S EXECuTED
29 CTHER LIA>:ILITILS

0

(;

0

0

c

0

L~ - - -l

26 27
28 29

30 TOTAL l IA!:liLI TIES

- - - - - .,., 002

8,209

30

31 SUBOkDI~ATdl '<0"1 t:~ A!\!L,.; DLS::,
32 PREFERRtu STOCK 33 COMMON STGCK
34 SURPLUS
35 UNDIVIUtO PROFITS 36 CAPITAL Rf:SERVE:S

(,
(
100
5~d
3::k' Zt

(J
(.
171 ?71
94 0

31 32 33 34 35
36

37 T~TAL CAPIT~L AN~ Su~ ~LbT

l '0 j l:

37

38 TOTAL LlALILl fl!::S Mil' CAPITAL

38

VI ~~""'I

1'\L.I VI' I '-tl VI ,.,,un&n ' &V11 v r

STATE OiARTERED CREDIT liHOOS AS OF IEC&tiER 31,1976

Decerribe1' 31,
19?6

Percent of

Percent of Amount

Total

December 31, Total

Increase

Assets

19?5

Assets (Decrease)

Percent of
Increase (Decrease)

ASSETS
Cash on hand and in Banks Bank CO's & passbook accts. Savings and Loan Associations Other credit union shares &
Deposits U.S.Government obligations Other bonds,notes,& debentures Corporate stocks GCUDIC Investments Premises,Furniture,& Fixtures Loans Prepaid Expense Other As sets
Tota 1: Assets

$ 6,018,471 19 '15 7' 159 13,392,009
7,427,428 28,249,438 8,714,260
904,364 520,075 616,363 271 '193,478 117,584 1 ,922,676
$358,233,305

....... LIABILITIES

U1 Deposits - Members

$298,378,164

MDC's

946,494

Deposits - Non-Members

7,527,216

Deposits - Christmas Club

305,600

Deposits - Other Credit Unions 26,896,880

Unearned Interest

936,539

Accounts Payable

161,289

Taxes Payable

29,058

Notes Payable

1,859,526

Dividends & Interest Refund

Payable

3,069,017

Other Liabilities

243,319

Total: Liabilities

$340,353,102

CAPITAL Reserves Shares Surplus and Undivided Earnings
Total: Capital Account
Total: Liabilities and Capital

11,508,625 1,268,435 5,103,143
17,880' 203
$358,233,305

1.68 5.35 3.74
2.07 7.89 2.43
.25 . 15 . 17 75.70 .03 .54
100.00

$ 7' 126 '281 25,194,710 8,910,585
7,025,942 13,251,465 16,533,016
890,265 364,817 1,285,668 228,744,231 113,086 1,458,511
$310,898,577

83.29 . 26
2.10 .09
7.51 .26 .04 .01 .52
.86 .07
95.01

$259,336,356 1,102,886 7,457,275 246,589 22,531,879 1,022,362 37,464 29,914 1,733,438
2,979 '106 97,801
$296,575,070

3.21 .35
1.43
4.99
100.00

9,794,765 1,171,185 3,357,557
14,323,507
$310,898,577

2.29 8.10 2.87
2.26 4.26 5.32
.29 . 12 . 41 73.57 .04 .47
100.00

$(1,107,810) (6 ,037 ,551) 4,481,424
401,486 14,997,973 (7,818,756)
14,099 155,258 (669,305) 42,449,247
4,498 464,165
$47,334,728

(15.55) (23.96) 50.29
5.71 113.18 (47.29)
1.58 42.56 (52.06) 18.56 3.98 31.82
15.23

83.41 .35
2.40 .08
7.25 .33 .01 .01 .56
.96 .03
95.39

$39,041 ,808 ( 156 ,392) 69,941 59,011
4,365,001 (85,823) 123,825 (856) 126,088
89,911 145,518
$43,778,032

15.05 (14.18)
.94 23.93 19.37 (8.39) 330.52 (2.86) 7.27
3.02 148.79
14.76

3.15 .38
1.08
4.61
100.00

1 ,713,860 97,250
1,745,586
3,556,696
$47,334,728

17.50 8.30 51.99
24.83
15.23

STATE CHARTERED CREDIT ~IONS UNDER SlFERVISION OF DEPAR'TltNT OF BANKING AND FINANCE
STATE OF GEORGIA

TotaZ Assets as Reported

ALBANY
Albany Federal Employees Cr.Un. ,P.O.Box 3012 Carlton Credit Union, P. 0. Box 1087 Keenan Credit Union, 112 North Front Street Phoebe Putney Employees Cr.Un.,P.O.Box 1828

Dec.31,1976
$ 1,069,506 97.,142 531 ,576 110 '799

Dec.31,1975 $ 855,460
84,683 459,750 64,819

AMERICUS Sumter County Teachers Cr.Un., Route #1

114,296

100,068

ATHENS
AGH Employees' Credit Union, 797 Cobb Street Athens Division Credit Union, 1001 Prince Ave. C. C. E. A. Credit Union, 599 College Avenue Dairy-Pak Athens Credit Union, P. 0. Box 1627

21 ,659 411 ,387 138,994 146,556

- 0418,360 134,353 133,457

ATLANTA

AD Co Employees Cr.Un., 777 Memorial Dr.,S.E.

223,453

AMCO Credit Union, 221 Ivy Street, N. E.

369,228

AMILSCO Credit Union, 451 Stephens St.,S.W.

21,093

ARMCO Credit Union, P.O. Box 1046

101,757

Arrow Credit Unio~, 2022 Murphy Avenue,S.W.

376,809

Associated Credit Union, 1795 Peachtree Rd.,N.E. 5,599,928

Atlanta City Employees Cr.Un., 103 City Hall

3,880,113

Atla.Coca-Cola Bottling Co.Emp.Cr.Un. ,864 Spr.St. 1,007,469

Atlanta Cooperative Cr.Assoc.,l299 Spring St.,N.W. 344,653

Atlanta Postal Credit Union,M-102 Fed. Annex

55,068,779

Atlanta Railway Postal Clerks Cr.Un., 111-M

Federal Annex

3,063,734

Atlanta Teachers Credit Union, 882 Vedado Way,N.E. 5,775,824

Atlantic Steel Cr.Un., 1300 Mecaslin St.,N.W.

3,465,369

Ben Franklin Cr.Un., 1400 W. Peachtree St.,N.W.

44,845

Contelco Credit Union, 2700 Cumberland Parkway,N.W. 84,396

DayCo Credit Union, 2751 Buford Highway

107,364

Delta Employees Credit Union, Atlanta Airport

65,720,481

DuPont Atlanta Emp.Cr.Un., 1737 Ellsworth Ind.

Drive, N.W.

221,554

Employers Group Cr.Un., 1438 W. Peachtree St.,N.W.

9,733

Employes Credit Union, Swift &Co.,P.O.Box 80385

177,559

Federal employees Credit Union,P.O.Box 49207

21,886,827

Fulton Teachers Cr.Un., 777 Cleveland Ave.,S.W.

2,702,427

Genuine Parts Credit Union, 299 Piedmont Ave.,N.E. 302,713

Georgia Central Credit Union, P. O.Box 29884

30,836,220

207,419 412,882 24,688 109,413 403,562 4,581,380 3,368,576 614,223 427,830 50,056,018
2,562,209 5,201,495 2,969,057
37,781 28,757 - 057,080,868
199,994 14,550 136,607 18,417,665 2,462,457 258,336 25,651,313

76

STATE CHARTERED CREDIT UNIONS - Continued

Total. Assets as Repox>ted

Dec.31,1976

Georgia Dept. of Human Resources Cr.Un.,Box 38181 2,014,948

Georgia Dept. of Public Safety Cr.Un.,P.O.Box 1456 761,334

Georgia DOT Credit Union, 271 Capitol Ave.,S.W.

4,944,449

Georgia E.S.A. Credit Union, 474 St.Labor Bldg.

1 '179 ,905

Georgia International Credit Union, P.O.Box 7325

227,005

Georgia Standard Oil Employees Cr.Un.,Box 1706

462,040

Georgia State Dept. of Ed.Cr.Un.,249 St.Off.Bldg. 4,095,568

Georgia Telco Credit Union, 424 Hurt Bldg.

47,435,145

GTA Credit Union, 250 Piedmont Ave., N. E.

236,959

H MB Employees Credit Union, 1350 Sp.Street,N.W.

186 '174

Hospital Authority Emp.Cr.Un., 80 Butler St.,S.E. 1,112,622

John J. Harte Associates Cr.Un., P.O.Box 2192

51,523

Journal-Constitution Emp.Cr.Un.,P.O.Box 4689

3,316,616

Marion Mfg. Credit Union, 174 Chester Ave.,S.E.

19,870

Mead Packaging Emp.Cr.Un., 1010 W.Marietta St.,N.W. 1,029,476

Mr. Friendly Credit Union, 1 Executive Park, E.

69,591

Munford Employees Cr.Un., P.O.Box 7701,Sta.C.

238,001

Mutual Savings Credit Union, 1219 Caroline St.

4,125,386

Norstan Credit Assoc.,1400 Southland Circle

10,588

Orange Disc Credit Union, 2221 Parklake Dr.

1 ,608,815

Piedmont Hospital Cr.Un., 1968 Peachtree Rd.,N.W.

133,057

Presbyterian Center Cr.Un.,341 Ponce de Leon Ave.

253,494

Richs Employees Cr.Un., P.O.Box 4539

7,921,785

Ruralist Credit Union, 713 Glenn Street,S.W.

242,824

Sewell Emp.Cr.Un.,P.O.Box 43923

146,421

SJI Employees Credit Union, 265 Ivy St.,N.E.

133' 172

S.M.C.R.C. Credit Union, 1307 Peachtree St.,N.E.

161,617

S.O.S. Credit Union, 116 Mitchell St.,Rm. 300

156,062

Southern Freight Bureau Emp.Cr.Un., 151 Ellis St.

291,908

State Employees Cr.Un., 216 Agriculture Bldg.

3,370,216

The Thrift Cr. Ur.., 125 Spring St.,Rm. 111

3,360,048

United Family Emp. Cr.Un., 230 Houston St.,N.E.

181,486

USSAC Credit Urdon, P. 0. Box 1685

505,182

White Columns Credit Union, 1601 W.Peachtree St.

241 ,273

Dec.31,1975
1 ,695,107 537,588
4,539,411 840,973 226,513 451,740
3,103,435
42,533,251
- 0115,578 934,565 25,917 2,893,558 16,844 849,623 63,915 151,585 3,498,845
-01 ,523,083
90,436 178,747 7 ,256,163 283,628 86,400 112,915
172 '730 159,263 243,918 2,794,872
2,769 '137 174,674 386,211 204,212

JUJGl'STA
Georgia Railroad Employees Cr.Un.,l507 Jordan Rd. GFC Credit P.ssoc.,P.O.Box 1808 Health Center Credit Union, P. 0. Box 398
King Mill Sav. &Cr.Assoc.,Goodrich St.
Richmond County Health Dept. Emp. Cr. Un., 100~ Ba~lie Drive

269,074 71 '146 304,671 1,611 ,653
143 '778

249,406 52,922 - 01 ,481 ,625
130,395

BAINBRIDGE Bainb:idge ~ills Cr. Assoc., P. 0. Box 1056

139,673

80,064

BRUNSWICK Glynn County Fed. Emp.Cr.Un., P.O. Box 1315

1,974,135

1,296,881

77

STATE OiARTERED CREDIT UNIOOS - Continued

Total Assets as RepoPted

CALHOUN
Calhoun-Gordon Co. Educators Credit Union, Calhoun High School
Crown Crafts, Inc. Employees Credit Union, Edmonds Street

Dec.31 ,1976 36,365 46,351

Dec.31, 1975 20' 176 -0-

CHAMBLEE Lay Employees S & L Cr. Un., 4950 Peachtree
Ind. Blvd.

1,117,167

924,304

CHATSWORTH Crown Tuft Employees S&L Cr.Un., P.O.Box 160

63,085

77' 199

COLLEGE PARK Associated Grocers Cr.Un., 2225 Shurfine Drive

946 '778

980,484

COLUMBUS

Columbus Coca Cola Emp.Cr.Un., 6055 Coca-Cola Blvd. 38,662

Columbus Health & Hosp.Cr.Un., 1958 Eighth Ave.

653,279

Columbus Postal Credit Union, P.O.Box 2585

3,996,336

Columbus Regional Hospital Cr.Un., 3000

Schatulga Road

37,421

CPC 11

11

Credit

Union,

1700

Concord

Blvd.

13,668

D and L Employees Cr. Assoc.P.O.Box 708

19,886

Gas Light Employees Cr.Un., 1421 Fourth Ave.

198,055

Swift Credit Union, 1410 Sixth Avenue

569,837

W. C. Bradley Employees Cr. Assoc., 1037 Front Ave. 21,156

WeeReBel Employees Cr.Un., 1350 Thirteenth Ave.

175 '156

31 '176 596,593 3 '184 ,553
18,800 18,967 22,579 183,530 491,638 - 0175,539

CORDElE Harris Employees Credit Union, P.O.Box 998

216,605

207' 111

CORNELIA STATCO Credit Union, 114 Elrod Street

173,265

151,176

DALTON
D.D.I. Credit Union, P.O.Box 606 N.G.E.M.C. Credit Union, P. 0. Box 1407 Normandy Carpets Employees Cr.Un.,P.O.Box 1776 TEXACOTE Credit Union, 1300 Tiarco Dr.,S.E. Whitfield County Postal Emp.Cr.Un.,P.O.Bldg.

57,666 109,350 90,504 118,398
197,134

43 '176 89,463 52,775 103,397 169,461

DECATUR
Decatur Postal Employees Cr. Un., 520 West Ponce de Leon Avenue
Decatur Teachers Cr.Un., 320 N. McDonough Street

601,178 272,891

502,706 229,495

78

STATE CHARTERED CREDIT UNIONS - Continued

Total Assets as Reported

Dec.31,1976

D. R. H. D. Credit Union, 440 Winn Way

214,214

Kraft Employees Cr.Un., 501 DeKalb Industrial Way 4,082,310

The WoodCo Credit Union, 5224 Snapfinger Woods Dr.

52,477

Dec.31,1975
198 '121 3,817,782
39,239

DORAVILLE
F. D. &L. Employees Cr. Un., P.O. Box 48000
Gaylord Employees Credit Union, 4351 Pleasantdale Road

1,084,004 138,927

1 ,014 '193 124,195

DOUGLAS Coffee General Hospt. Emp. Cr. lJn., P.O.Box 1248

68,774

63,421

DRY BRANCH Georgia Kaolin Emp. Cr.Un.,% Georgia Kaolin Co.

353,990

298,207

DUBLIN Dublin Fed. Emp. Cr. Un., V.A. Center

481,516

441,209

EAST POINT Colonial Stores Emp.Cr.Un., 2251 N. Sylvan Rd. East Point Municipal Emp.Cr.Un., City Hall
L &P Credit Union, 2181 Sylvan Road
WASE Credit Union, 2675 Martin Street

7,618,724 405,820 134,321 71,149

6,358,402 386,527 103,636 61,142

EASTMAN Stuckey's Employees' Assoc.Cr.Un.,P.O.Box 370

90,851

112,390

EVANS Augusta Plant, TRW United Greenfield Divisions,
Employees' Credit Union, P.O.Box 219

23,461

- 0-

FITZGERALD P.H.P. Creait Association, Perry House Road

42,853

- 0-

FOREST PARK Dixie "66" Credit Union, P. 0. Box 307 Sexton Atlanta Employees Cr.Un., 150 Forest Parkway

500,669 97,939

526,459 96,592

FORT MCPHERSON Fort McPherson Credit Union, Building T-213

4,048,583

3, 399 '116

GAINESVILLE
CITISCO Credit Assoc. Cr.Un., 401 Main Street,S.W. HCH Employees' Cr. Un., 743 Spring Street, N.E.

38,285 59,396

45,155 30,970

79

STATE CHARTERED CREDIT UNIONS - Continued

TotaZ Assets as Reported

GRIFFIN
Launderers &Cleaners Cr.Un., P.O.Box 700

Dec.31, 1976 Dec.31,1975

316,586

240,863

HAZLEHURST
HandS Employees Cr. Assoc.,P.O. Box 647 Patchogue-Plymouth Employees Cr. Assoc.,P.O.Box 305

108,931 716,359

75' 135 557,626

JACKSON CGEMC Employees Credit Union, 923 S. Mulberry St.

93,853

80,517

JONESBORO

C.C.B.E. Employees Credit Union, P. 0. Box 492

927,851

Clayton Cities &County Emp.Cr.Un., 1099 Battle Cr.Rd. 621,473

842,425 493,742

LAFAYETTE Roper LaFayette Emp.Cr.Un., 1507 Broomtown Rd.

42,176

38,839

LAGRANGE West Central Georgia Educators, P.O.Box 1647

9,211

9,574

MACON

City Employees Cr.Un., City Hall Annex

169,781

Federal Employees Credit Union, P.O.Box 5313

1 ,424,373

Georgia Kraft Employees Cr.Un., 4891 Mead Rd.

2,244,856

Macon Firemen's Credit Union, 5565 Bloomfield Rd.

128,253

Macon Police Credit Union, City Hall

213,553

Macon Water Works Credit Union, 780 Third Street

138,738

Medical Center of Central Ga.Cr.Un.,P.O.Box 6000

444,847

The Procter &G:mble Macon Emp.Cr.Un.,l265 Sixth St. 391 ,402

Smith and Sons Employees Cr.Un.,P.O.Box 4688

219,394

153,820
1,071 '745 2,039,404
117 '709 216,430 114,041 301,561
351 '729 205,915

MARIETTA
C-MAR Crea1t Union, P. 0. Box 235 McLauri .. Employees' Cr.Un., 531 Rose Lane Street

766,193 10,932

485,335 21,543

MILLEDGEVILLE
Baldwin-County Hosp.Emp.Cr.Un., 1954 N. Cobb St. Central State Hospital Cr.Union, Lawrence Bldg.

183,323 5,237,459

167.766 4,684,577

MONTEZUMA Southern Frozen Emp.Cr.Un.,% Southern Frozen Foods 105,272

73,954

MOULTRIE
Employees Credit Union, Swift &Co.,% Swift and Co. 150,941

141 ,834

Rn

STATE CHARTERED CREDIT UNIONS - Continued

Total Assets as Reporoted

NASHVILLE
Nashville Mills Emp.Cr.Assoc., P.O.Box 477
NORCROSS
Rock City Packaging Cr. Un., P. 0. Box 98
RINGGOLD
Salem Carpet Mills Credit Union, P.O.Box 10
ROME
Floyd County Postal Emp.Cr.Un., P.O.Building Rome Kraft Employees Cr.Un., P.O. Box 1551

Dec.31,1976 Dec.31,1975

212,644

122,121

302,375

245 '169

95,877

74,363

400,327 3,331,869

338,347 2,881,041

SAVANNAH

G.P.A. Credit Union, P. 0. Box 2406

837,491

Health Employees Chatham Co.Cr.Un.,P.O.Box 6648
Savannah Elec. &Power Emp.Cr.Un., 600 Bay St.,E.

446,716 838,034

Savannah Federal Credit Union, P.O.Box 1382

603,347

Savannah J-Mers Credit Union, P. 0. Box 1003

106,229

Savannah Postal Credit Union, Post Office Bldg.

655' 302

Savannah Regional Hospital Cr. Un., P.O.Box 13607

113,636

Savannah Transit Credit Union, P. 0. Box 9118

97,050

Seaboard Emp.Cr.Un. of Sav.,Inc., 601 E. Liberty St. 1,647,786

Southern States Emp. Cr. Un., P. 0. Box 112

69,640

Workmen's Circle Credit Union, 710 Realty Bldg.

373,815

721 ,424 418,536
756' 189 561,443
82' 172 570,617 109,887 108,962 1'336 ,886 55,822 351,665

STATESBORO
Bulloch County School Emp.Cr.Union, William James Junior High School

136,753

73,336

TALLAPOOSA
Dixisteel Credit Union, P. 0. Box 247

181,539

167,754

THOM;,sVII ' '.
~d.:~ Industries Credit &Sav.Assoc.,P.O.Box 200
Flowers Employees Credit League,P.O.Box 1219

101,509 928,858

107' 160 654,358

TOCCOA
Wright Manufacturing Emp.Cr.Un., 626 W. Currahee St. 477,897

374,197

TUCKER
Doctors Hospital Emp.Cr.Un., 2160 Idlewood Rd. G.A.W.A. Cr.Un., Suite 13, 8 LaVista Perimeter
Office Park

38,409 57,422

36,460 12,425

UNlOi:i C!H
Ralston Purina Credit Union, P.O.Box 508

42,765

25,573

81

STATE OiARTERED CREDIT ~IONS - Continued

Total Assets as Reporoted

VALDOSTA

Dec.31,1976

Valdosta Educators Cr.Un.,% Valdosta State College 307,032

Valdosta Onized Cr.Un. ,P.O.Box 950

2,461,147

Dec.31,1975 181,242
2,270,817

WARNER ROBINS
Warner Robins Emp.Cr.Un., City Hall, Watson Blvd.

533,484

416,481

WRENS
Georgia-Tennessee Mining and Chemical Employees Credit Union, Wrens

17,212

17,470

82

GEORGIA CREDIT UNION DEPOSIT INSURANCE CORPORATION
STATEMENT OF ASSETS AND LIABILITIES AS OF DECEMBER 31, 1976

ASSETS

Cash in Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 4, 800

Investments - Certificates of Deposit .............. 530,700

Due from Members................................... 101 ,200

Due from Credit Union in Liquidation ............... 141,200

Fixed Assets.......................................

600

Other Assets....................................... 25,600

TOTAL ASSETS .......................................... $804,100

LIABILITIES, RESERVES, CAPITAL Miscellaneous Accounts Payable ..................... $ 1,100 Reserve against Insurance Liabilities* ............ 228,300 Capital -Members' Paid-in Fees .................... 574,700
TOTAL LIABILITIES, RESERVES, CAPITAL .................. $804,100

* Reinsurance carried $2,000,000 ($300,000 deductible)

83

Sli+1ARY OF ADDITIONS AND DELETIONS Jl.RING 1976

STATE CHARTERED CREDIT UNIONS

IN OPERATION JANUARY l, 1976 . . . .
CREDIT UNIONS OPENING DURING YEAR . . AGH Employees Credit Union, Athens Augusta Plant, TRW United Greenfield Divisions, Employees Cr. Un., Evans W.C. Bradley Employees Credit Association, Columbus Crown Crafts, Inc. Employees Credit Union, Calhoun DayCo Credit Union, Atlanta GTA Credit Union, Atlanta Health Center Credit Union, Augusta Norstan Credit Association, Atlanta P.H.P. Credit Association, Fitzgerald

....

. . . . 163
+9

CREDIT UNIONS DELETED BY MERGERS AND LIQUIDATIONS CSC Employees Credit Union, Atlanta Kendall Employees Credit Association, Augusta SAV Employees Credit Union, Atlanta

. . .. .. .. -3

IN OPERATION DECEMBER 31, 1976 . . . . . . . . . . . . . . . . . . 169

SALE OF CHECK COMPANIES

IN OPERATION JANUARY 1, 1976

11

SALE OF CHECK COMPANIES OPENING DURING YEAR .

2

BankAmerica Corporation

555 CaliT~rnia Street

San Fr~ncisco, California 94137

Moore Group, Inc. 1100 Spring Street Atlanta, Georgia 30309

SALE OF CHECK COMPANIES DELETED DURING YEAR

0

IN OPERATION DECEMBER 31, 1976 . . . . . .

13

84

FIRMS LICENSED BY THE CQM't1ISSIONER
UNDER THE GEORGIA-SALE OF CHECKS ACTJ APPROVED MARCH 2, 1965
(Chapter 41A-32, Financial Institutions Code of Georgia)

Name and Location

Total Number of Georgia Agents

American Express Company American Express Plaza New York, N.Y. 10004 . . . . . . . . . . . . . . . . . . . . . . . . . 527

BA Cheque Corp. One Powell Street San Francisco, California 94102 . . . . . . . . . . . . . . . . . . . . 243

BankAmerica Corporation 555 California Street San Francisco, California 94137 . . . . . . . . . . . . . . . . . . 243

Citicorp

399 Park Avenue

New York, N.Y. 10022

125

Citicorp Service, Inc. 399 Park Avenue New York, N.Y. 10022

. . . . . . . . . . . . . . . . . . . . . . . . 125

Consumers Money Order Corp. of America

2031 Olive Street St. Louis, Missouri

63103

.... . . . . . . . . . . . . . . . . . .

25

Moore Grou~, Inc.

1100 Spring Street Atlanta, Georgia 30309

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

4

Munford, Inc.

68 Brookwood Drive,N.E. Atlanta, Georgia 30309

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

306

85

SAL OF, OiECK'CQtiPANIES - Continued
Name and Location
National Money Orders, Inc. 3200 Travis Street Houston, Texas 77006
Nation-Wide Check Corp. 91 Aquahart Road Glen Burnie, Maryland 21061
Republic Money Orders, Inc. Republic National Bank Building Da11 as, Texas 75201 . . . .
Thomas Cook Bankers Ltd. 587 Fifth Avenue New York, N.Y. 10017 .
Travelers Express Company, Inc. 1400 Lilac Drive South Minneapolis, Minnesota 55416

Total Nwriber of Georgia Agents
33 293 278
9
222

86

REPORT OF CONDITIOO OF
GEORGIA BUILDING AND LOAN ASSOCIATIONS AS OF DECEMBER 31, 1976

Commerce
Commerce
Bldg. &Loan
Association

Lavonia
Franklin
Bldg. &Loan
Association

TOTAL

ASSETS
Cash Loans on Real Estate Other Loans Investment FHLB Stock Other Investment Fixed Assets (Net) Accrued Interest Receivable Other Assets
Total: Assets

$ 245,916 8,531,452
85,468 65 '100 870,000 60 '793 - 033,856
$9,892,585

$ 398,805
4~032,819
176,386 36,000 206,760 38,363 8,055 18,981
$4,916,169

$ 644,721 12,564,271
261,854 101 '100 1,076,760 99,156
8,055 52,837
$14,808,754

LIABILITIES, RESERVE, AND CAPITAL Regular Installments Paid on Shares Paid-up Shares Loans in Process Borrowed Money Accounts Payable - Accrued Taxes Deferred Credits Other Liabilities
Total: Liabilities
Reserves Surplus and Undivided Profits
Total: Net Worth
Total: Liabilities and Net Worth

9,069,422 - 0175,682 -0608 585 - 0-
$9,246,297
453,471 192,817
646,288
$9,892,585

4,417,902 - 053,333 200,000 1,866 3,170 100
$4,676,371
173,606 66 '192
239,798
$4,916,169

13,487,324 - 0229,015 200,000 2,474 3,755 100
$13,922,668
627,077 259,009
886,086
$14,808,754

L1 ST OF STATE OiARTERED BUILDING AND LOAN ASSOC lATIONS

Began Executive Name and Location of Building and Loan Association Business Officer

Commerce Building and Loan Association, Commerce Franklin Building and Loan Association, Lavonia

1929 Thomas F. Benton, President
1948 J. D. Hicks, President

87