- Collection:
- Georgia Government Publications
- Serial:
- Annual report / State of Georgia, Department of Banking and Finance.
- Title:
- Fifty-sixth annual report [1975]
- Creator:
- Georgia. Department of Banking and Finance
- Contributor to Resource:
- Georgia. Department of Banking and Finance
- Publisher:
- Atlanta, Ga. : Georgia. Department of Banking and Finance
- Date of Original:
- 1975
- Subject:
- Georgia
- Location:
- United States, Georgia, 32.75042, -83.50018
- Medium:
- publications (documents)
- Type:
- Text
- Format:
- application/pdf
- Description:
- Began with: 1972.
Title appeared on spine of print version only, 1998. From some providers, other issues digitized from the print may also be missing title source.
Use copy Restrictions unspecified star MiAaHDL
Numbering dropped, <1998->
Report year ends December 31.
Electronic reproduction. [Place of publication not identified] : HathiTrust Digital Library, 2015. MiAaHDL
Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002. http://purl.oclc.org/DLF/benchrepro0212 MiAaHDL
Description based on print version record.
Latest issue consulted: 2018 (publisher's Web site, viewed June 15, 2020). - External Identifiers:
- Call Number GA B100 .A1 1975
- Metadata URL:
- https://dlg.galileo.usg.edu/id:dlg_ggpd_y-ga-bb100-b-pa1-b1975
- Digital Object URL:
- https://dlg.galileo.usg.edu/do:dlg_ggpd_y-ga-bb100-b-pa1-b1975
- Language:
- eng
- Holding Institution:
- University of Georgia. Map and Government Information Library
- Rights:
-
1975 Fifty- Sixth Annual Report
Department of Banking and Finance
State of Georgia by
Commissioner
Department of Banking and Finance
State of Georgia
Fifty-Sixth Annual Report
Year Ending December 31, 1975
HISTORY OF THE DEPARTMENT The Department of Banking and Finance was created by the Executive Reorganization Plan of 1972 as successor to the Department of Banking. The original Department of Banking was created by Act of the Legislature in 1919 concurrent with the enactment of The Banking Law which deals with the incorporation of banks and the regulation of the business of banking. Since the establishment of the Department in 1919, additional responsibilities have been assigned to the agency in the form of the Georgia Credit Union Act (1925); Trust Company Laws of Georgia (1927); Georgia Sale of Checks Act (1965), Regulated Certified Bank Act (1966); The Fiduciary Investment Company Act (1970); International Bank Agency Act (1972); Georgia Business Development Corporation Act (1972), and Disposition of Unclaimed Properties Act (as it pertains to financial institutions) ( 1972). The Executive Reorganization Plan of 1972, in addition to changing the name of the Department, provided for the Department to be headed by a Commissioner as successor to the former Superintendent of Banks and transferred to the Department the supervision of state-chartered building and loan associations. All of the foregoing Acts were subject to substantial recodification in the form of the Financial Institutions Code of Georgia (1974) which became effective April 1, 1975.
TABLE OF CONTENTS
Summary of Condition and Structural Changes iii 0
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Receipts, Disbursements and Revenue Collections v 0
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Legal Holidays
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Roster of Superintendents of Banks and Commissioners
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Summary of Activities of Banks 0
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List of Bank Offices/Facilities Approved -
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Summary of Additions and Deletions 9 0
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List of State Chartered Banks and Bank Offices/Facilities
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Abstract of Reports of Condition - Banks 15 0
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Summary Statements of Condition - Banks 16 0
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Abstract of Reports of Condition- State Chartered Credit Unions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 32
List of State Chartered Credit Unions and Total Assets
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Report of Condition of State Building and Loan Associations 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 39
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Sale of Checks Act 40 0
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ii
SUMMARY OF CONDITION AND STRUCTURAL CHANGES IN SUPERVISED FINANCIAL INSTITUTIONS DURING 1975
The financial and statistical information contained in this report has been compiled from the annual reports of condition submitted by the 379 state-chartered and certificated banks, 163 state-chartered credit unions, 2 state-chartered building and loan associations, and 11 licensed money order companies operating in this State, and other statistical information made available through the examination and investigations of banks and other financial institutions under the supervision of the Department of Banking and Finance. The purposes of this report, an excerpt from the Report to the Governor required by Section 41A-315 of the Code of Georgia, is to provide factual and statistical information that might prove useful to the financial industry and may be used by other individuals and financial institutions who might be engaged in economic studies and might otherwise be interested.
BANKING DIVISION
The year-end call reports reflect a continuation of sound economic growth in the banking system despite the economic recession; however, as a result of the unstable economic conditions during 1974-5 the rate of growth declined for the third year in succession. Total assets for the 379 state-chartered and certificated banks amounted to $7,894,221,078, reflecting an increase of $444,529,035 or 6.0%. This rate of growth is lower than the experience of recent years, and is indicative of the slowdown in economic growth being experienced by Georgia and the Nation as a whole during most of 1975.
Bank expansion through bank offices and facilities continued with an additional 30 bank offices or facilities opening during 1975, bringing the total of such offices to 356. Two new banks began business during the year; five banks were lost through merger, assumption or conversion in 1975. Only two regulated certificated banks remained at the end of the year and these are the only banks operating in Georgia without the protection of Federal Deposit Insurance Coverage. Deposit insurance is required to be obtained by these banks.
THRIFT INSTITUTION DIVISION
Credit Unions operating under State charter have experienced a recovery in growth during 1975 despite current
economic conditions. Consolidated financial and statistical reports of the 163 state-chartered credit unions reflect an increase in total assets of $52,281,708 or 20.22% to a total of $310,898,577. State-chartered credit unions continue to provide their members with deposit protection in increasing numbers through the National Credit Union Administration or The Georgia Credit Union Deposit Insurance Corporation which began business during 1974. One hundred and eleven state-chartered credit unions have obtained deposit insurance from one or the other insurer.
There are two state-chartered building and loan associations operating in Georgia with total assets of $12,452,328. This represents a decline from the previous year of 9 .45%. The state-chartered building and loan associations have their deposits insured by the Federal Savings and Loan Insurance Corporation. State-chartered building and loan associations have access to the insurance offered by the Credit Union Deposit Insurance Corporation also.
SALE OF CHECKS ACT
The Department of Banking and Finance supervises the licensing of check sellers pursuant to the Georgia Sale of Checks Act enacted in 1965. Eleven companies with a total of 2098 agents throughout the State have been licensed to do business under the Act during 1976.
OTHER INSTITUTIONS
The Department is charged with the responsibility of supervising the operations of International Bank Agencies, Fiduciary Investment Companies and Business Development Corporations as well as certain limited Trust Companies in this State. No international bank agencies have been established to date and the only fiduciary investment companies in existence are subject to Federal regulation inasmuch as they have National bank trust departments as advisers. The Georgia Business Development Corporation began business in 1973 and appears to be operating successfully. There is one limited trust company which began business in late 1973 and also appears to be conducting a successful operation.
iii
OFFICIAL ROSTER December 31, 1975
E. D. Dunn . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Commissioner Robert M. Moler . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Deputy Commissioner Reece V. Morris . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Administrative Director Ashburn T. West . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Division Director, Bank Supervision
FINANCIAL EXAMINER IV:
Aycock, M. T. Burge, Charles W. Callier, Robert H., Jr. Hardy, Jackson D. Mimbs, Norman E. Peugh, Calvin D. Shannon, William E., Jr.
FINANCIAL EXAMINERS II:
Beck, Drexel Berthaume, Donald H. Braddy, R. Wayne Bridges, Steven D. Brooks, James M., Jr. Burell, William A. Dawson, I. Kenneth Duke, Larry T. Ford, Gregory M. Gavin, Johnny E. Goff, Steven G. High, Georgia E. Kline, John B. Ledbetter, Ronald D. Moor, Larry S. Morse, Patrick R. Muggridge, Raymond T., III Overby, Ned W. Paxton, James N. Reed, Jackie L. Rooks, Barry L. Sorrell, David G. Stone, Susan F. Strickland, Jerald A.
FINANCIAL EXAMINERS III:
Atkins, William D. Bennett, Harry K., Jr. Davis, James W. Davis, Wayne G. Guy, Kenneth M. Hand, William T. Hunter, David G. Johnston, David R. Miller, Hubert C. Millis, James F. Pennell, John H., II Pitts, William D. Proctor, Thomas E. Rigdon, Robley S., Sr.
FINANCIAL EXAMINER 1:
Anderson, William A. Barker, William R. Hancock, David A. Harris, Roy H. Heefner, Edward B. Herndon, Robert L. Hobby, Jimmy D. Johnston, Robert D., Jr. Martin, Ronald D. Mayner, Grace A. Price, James R., III Schwarz, Dana E.
Shanahan, John M. Thompson, Henry A. Wilson, Billy S., Jr.
OFFICE ASSISTANTS
Corley, Amada L., Personnel Assistant I Cox, Lillie M., Clerk-Typist II Ector, Lillian, Stenographer III Ethridge, LaVerne J., Clerk IV (Recptionist) Fears, Brenda J., Clerk-Typist II Kuffrey, Shirley M., Stenographer III Lee, Dorothy L., Accountant II Moler, Margaret R., Clerk-Typist II Moore, Barbara U., Secretary IV Mullinax, Billie J., Accounting Clerk II Roberts, Sandra F., Clerk-Typist II Rogers, Thomas D., Clerk II Tucker, Ruby S., Administrative Secretary II
THRIFT INSTITUTIONS DIVISION
DIVISION DIRECTOR:
E. G. Martin
FINANCIAL EXAMINER III: Coffin, Z. Lamar
Fitzgerald, William A., III Loomis, George D. Smith, C. Craig
iv
RECEIPTS AND DISBURSEMENTS FISCAL YEAR 1975
RECEIPTS Received from Appropriation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,263,731.00 Miscellaneous Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . _ __:_7!_C1,---'4~0'-'7.~0
DISBURSEMENTS Salaries (per scale of State Personnel Board) . . . . . . . . . . . . . . . . . . . $ Per Diem and Fees ................................... . Travel Expense ...................................... . Supplies and Materials ................................. . Communication ..................................... . Printing and Publicity ................................. . Repairs and Alterations ................................ . Rents (Equipment) ................................... . Insurance and Bonding ................................ . Fringe Benefits ...................................... . Equipment ........................................ . Miscellaneous ....................................... . Computer Charges ................................... .
868.795.29 1,208.88
176,263.45 10,744.12 4,203.07 14,776.76 5,017.34 4,383.86 175.00
139,744.99 5,661.55 9,278.69
22,271.36
Balance June 30, 1975 ...................................... .
$1,270,871.70
$1,262,524.36 8,347.34
REVENUES COLLECTED
Bank Examination Fees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1 ,006 ,3 29.88
New Bank and Bank Office Investigation Fees ................. .
13,000.00
Credit Union Examination Fees ........................... .
54,079.52
Credit Union Supervision Fees ........................... .
41,825.60
Sale of Checks License Fees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2,750.00
Building and Loan Association Examination Fees ............... .
360.00
Building and Loan Supervision Fees ........................ .
375.00
Miscellaneous (Assessment of Fines) ........................ .
560.00
Total Fees Remitted to Fiscal Division, Department of Administrative Services ....................................... .
Balance June 30, 1975 ...................................... .
$1,119,280.00
1,119,280.00 -0-
v
LEGAL HOLIDAYS
January 1 -New Year's Day January 19- Robert E. Lee's Birthday February 22- George Washington's Birthday (Observed Third Monday in February) April 26 - Confederate Memorial Day May 30- National Memorial Day (Observed Last Monday in May) June 3 -Jefferson Davis' Birthday July 4 - Independence Day First Monday in September- Labor Day October 12- Columbus Day (Observed on Second Monday in October) November 11- Veterans Day Fourth Thursday in November- Thanksgiving Day December 25 - Christmas Day
(Provided that when any of the holidays enumerated above fall on a Sunday, the Monday next following shall be observed as a Legal Holiday; also, provided that when any of the holidays enumerated above fall on a Saturday, the Friday before shall be observed as a Legal Holiday.)
NAME
ROSTER OF SUPERINTENDENTS OF BANKS AND COMMISSIONERS
DATE OF APPOINTMENT
DATE SERVICE ENDED
Superintendent of Banks: T. R. Bennett . . . . . . . . . . . . . . . . . . . . . . . . . . . A. B. Mobley . . . . . . . . . . . . . . . . . . . . . . . . . . . W. J. Davis . . . . . . . . . . . . . . . . . . . . . . . . . . . . R. E. Gormley . . . . . . . . . . . . . . . . . . . . . . . . . . R. R. Tippins . . . . . . . . . . . . . . . . . . . . . . . . . . . John C. Beasley . . . . . . . . . . . . . . . . . . . . . . . . . R. E. Gormley . . . . . . . . . . . . . . . . . . . . . . . . . . C. B. Golsan, Acting Supt. . . . . . . . . . . . . . . . . . . John C. Beasley . . . . . . . . . . . . . . . . . . . . . . . . . 0. G. Jackson . . . . . . . . . . . . . . . . . . . . . . . . . . A. P. Persons . . . . . . . . . . . . . . . . . . . . . . . . . . . W. D. Trippe . . . . . . . . . . . . . . . . . . . . . . . . . . . W. M. Jackson, Acting Supt. . . . . . . . . . . . . . . . . . W. M. Jackson . . . . . . . . . . . . . . . . . . . . . . . . . . E. D. Dunn . . . . . . . . . . . . . . . . . . . . . . . . . . . .
November 17, 1919 . . . . . . . . . . . . . . . . . . . . January 1, 1927 January 1, 1927 . . . . . . . . . . . . . . . . . . . . . September 24, 1931 September 24, I93I . . . . . . . . . . . . . . . . . . . . January 1, 1932 January I, I932 ....................... October 6, I936 October 6, I936 ...................... January 1I, 1937 January 11, 1937 . . . . . . . . . . . . . . . . . . . . . January 25, I937 January 25, 1937 . . . . . . . . . . . . . . . . . . . . . . January 1, I940 January 1, I940 . . . . . . . . . . . . . . . . . . . . . . January 14, I94I January 14, 1941 . . . . . . . . . . . . . . . . . . . . . . . March 2I, I947 March 22, 1947 . . . . . . . . . . . . . . . . . . . . . November 18, 1948 November I8, 1948 ...................... June 6, 1960 July 1,1960 ........................... July 15, I963 July 16, 1963 ....................... February 16, 1964 February 17,1964 ................... December 31, 197I January 3, 1972 ......................... AprilS, 1972
Commissioners: E. D. Dunn . . . . . . . . . . . . . . . . . . . . . . . . . . . . April6, 1972 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Present
vi
NAME OF BANK
Bank of Dooly The Bank of Fitzgerald White County Bank
SUMMARY OF ACTIVITIES OF BANKS
CHARTERS APPROVED LOCATION
Vienna Fitzgerald Cleveland
APPROVED
11- 7-75 11- 7-75 12- 2-75
NAME OF BANK Newton County Bank
CHARTER APPLICATIONS DISAPPROVED LOCATION Covington
DISAPPROVED 8-15-75
NAME OF BANK
Jasper Banking Company Wheeler County State Bank Commercial Banking Company Bank of Lumber City
RENEWAL OF CHARTERS APPROVED
LOCATION
Jasper Alamo Hahira Lumber City
APPROVED
1- 6-75 1-13-75 1-16-75 2- 3-75
PERMITS TO ENTER VOLUNTARY LIQUIDATION AND DISSOLUTION APPROVED
NAME OF BANK
LOCATION
GRANTED
EFFECTIVE
The Citizens and Southern Bank of Chamblee
The Citizens and Southern South DeKalb Bank
The Citizens and Southern Bank of Sandy Springs
The Citizens and Southern Bank of North Fulton
The Citizens and Southern Bank of Tucker
Chamblee Decatur Atlanta Roswell Tucker
10-31-75 10-31-75 10-31-75 10-31-75 12-31-75
10-31-75 10-31-75 10-31-75 10-31-75 12-31-75
NAME OF BANK
APPLICATIONS FOR MERGERS AND/OR CONSOLIDATIONS APPROVED
LOCATION
ACTIVITY
Cobb Exchange Bank and
First State Bank of Cobb County into
First Bank & Trust Co.
Marietta Smyrna Marietta
Merger
APPROVED 10- 3-75
SUMMARY OF ACTIVITIES OF BANKS - Continued
NAME OF BANK
PERMITS FOR BANKS TO BEGIN BUSINESS ISSUED
LOCATION
ISSUED
Southern Bank and Trust Company Rabun County Bank
Savannah Clayton
5-22-75 10- 7-75
TO OPEN
5-28-75 10-10-75
NAME OF BANK
APPLICATIONS TO SURRENDER CHARTER APPROVED LOCATION
The Rentz Banking Company
Rentz
APPROVED 6- 5-75
NAME OF BANK
CONVERSION FROM REGULATED CERTIFICATED TO STATE BANK
LOCATION
APPROVED
Barwick Banking Company
Barwick
9-11-75
EFFECTIVE 11- 7-75
NAME OF BANK First Citizens Bank
STATUS OF REGULATED CERTIFICATED BANK IN LIQUIDATION
LOCATION
DATE CLOSED
Covington
6-25-70
Unpaid Deposits . . . . . . . . . . . $ 26,886.88
Unpaid Dividends on: Regular Claims .......... $ Disputed Claims . . . . . . . . . $
2,578.02 None
$2,565.42 Disbursed 1-30-76
DEPOSITORY
First Georgia Bank, Atlanta, Georgia
APPLICATIONS TO INCREASE OR DECREASE OUTSTANDING CAPITAL STOCK APPROVED
NAME OF BANK
LOCATION
APPROVED
AMOUNT OF CHANGE
FROM
TO
Bank of Pinehurst The Peoples Bank The Bank of Covington Bank of Dawson Dawson County Bank Cobb County Bank Coffee County Bank Etowah Bank First State Bank
Pinehurst Carrollton Covington Dawson Dawsonville Powder Springs Douglas Canton Marshallville
1-23-75 1- 9-75 1-16-75 1-17-75 1-21-75 1-27-75 1-27-75 1-28-75 2- 4-75
$ 25,000 800,000 400,000 240,000 75,000 480,000 400,000 500,000 75,000
$ 100,000 1.200,000 800,000 480,000 225,000 960,000 800,000 1,000,000 100,000
2
SUMMARY OF ACTIVITIES OF BANKS - Continued
NAME OF BANK
The Citizens Bank, Douglasville The Exchange Bank Commercial Bank of Cobb County The Peoples Bank Bank of Milan The Patterson Bank The Coastal Bank of Georgia Nicholls State Bank Wheeler County State Bank First Augusta State Bank Rossville Bank The Citizens and Southern Bank
of Hart County The Citizens and Southern Bank
of Effingham County First Georgia Bank The Altamaha Bank Farmers and Merchants Bank The Citizens Bank Durden Banking Company, Incorporated Barwick Banking Company Trust Company of Columbus Broxton State Bank Bank of Midville The Farmers Bank Peoples Bank DeKalb County Bank First State Bank The Citizens and Southern Bank Exchange Bank The Citizens and Southern Emory Bank
LOCATION
Douglasville Douglas Marietta Cleveland Milan Patterson St. Simons Is. Nicholls Alamo Augusta Rossville
Hartwell
Springfield Atlanta Uvalda Dublin Greensboro Twin City Barwick Columbus Broxton Midville Douglas St. Marys Atlanta Marshallville East Point Milledgeville Atlanta
AMOUNT OF CHANGE
APPROVED FROM
TO
2- 4-75 2- 5-75 2- 7-75 2-12-75 2-14-75 2-20-75 2-25-75 3-14-75 3-21-75 4- 1-75 5- 2-75
5- 6-75
6-10-75 6-30-75 7- 2-75 7-30-75 8-18-75 8-28-75 9-11-75 10- 6-75 10- 6-75 10-17-75 10-23-75 10-31-75 11-18-75 11-13-75 12- 1-75 12-16-75 12-23-75
$ 938,000 331,120 672,000 616,000 105,000 55,000 250,000 50,000 75,000 293,000 810,000
$1,876,000 413,900
1,008,000 924,000 157,500 71,450 300,000 100,000 150,000 586,000 931,500
400,000
800,000
450,000 2,312,000
83,000 250,000
75,000 200,000
25,000 588,000 225,000
50,000 1,100,000
50,000 300,000 100,000 450,000 500,000 370,000
484,000 500,000 166,000 500,000 300,000 250,000
75,000 619,250 247,500 100,000 1,320,000 100,000 400,000 200,000 3,118,750 750,000 6,000,000
NAME OF BANK First Georgia Bank
APPLICATIONS TO ISSUE PREFERRED STOCK APPROVED
LOCATION
AMOUNT OF CHANGE
APPROVED FROM
TO
Atlanta
6-30-75
$
-0- $3,000,000
3
SUMMARY OF ACTIVITIES OF BANKS -Continued
NAME OF BANK
APPROVAL OF ADDITIONAL AUTHORIZED UNISSUED SHARES
LOCATION
APPROVED AMOUNT
Dawson County Bank Cobb County Bank Etowah Bank The Citizens and Southern Bank
of North Fulton Wheeler County State Bank First Augusta State Bank First State Bank & Trust Company Montezuma Banking Company The Citizens and Southern Bank
of Effingham County
First Georgia Bank Farmers and Merchants Bank Adel Banking Company Durden Banking Company, Incorporated Barwick Banking Company First Bank & Trust Co. The Citizens and Merchants Bank Alma Exchange Bank Security Bank and Trust Company of Albany DeKalb County Bank
Dawsonville Powder Springs Canton
Roswell Alamo Augusta Albany Montezuma
Springfield
Atlanta Dublin A del Twin City Barwick Marietta Bremen Alma Albany Atlanta
1-21-75 1-27-75 1-28-75
2- 6-75 3-21-75 4- 1-75 5-27-75 6- 6-75
6-10-75
6-30-75 7-30-75 8- 4-75 8-28-75 9-11-75 10- 3-75 10-23-75 10-24-75 11- 4-75 11-18-75
$ 275,000 920,000
1,500,000
21,420 75,000 70,000 3,150,000 200,000
28,000
2,000,000 500,000 300,000 50,000 25,000
3,500,000 750,000 125,000 750,000 900,000
SHARES
27,500 92,000 150,000
2,142 750
70,000 315,000 100,000
2,800 2,000,000
25,000 30,000
500 250 3,500,000 75,000 12,500 75,000 90,000
APPROVAL OF ISSUANCE OF AUTHORIZED UNISSUED SHARES
NAME OF BANK
LOCATION
APPROVED AMOUNT
The Bank of Griffin Forsyth County Bank The Peoples Bank of Lyons Bank of Byron Southern Bank Middle Georgia Bank Middle Georgia Bank Middle Georgia Bank Middle Georgia Bank First Bank and Trust Middle Georgia Bank DeKalb Exchange Bank Middle Georgia Bank Middle Georgia Bank First Augusta State Bank Middle Georgia Bank Gwinnett Bank & Trust Company Middle Georgia Bank Middle Georgia Bank Middle Georgia Bank Fulton County Bank The Citizens Exchange Bank
Griffin Cumming Lyons Byron Waycross Byron Byron Byron Byron Carnesville Byron Atlanta Byron Byron Augusta Byron Norcross Byron Byron Byron Alpharetta Pearson
1-21-75
$ 50,000
1-22-75
50,000
1-27-75
100,000
2- 3-75
1,300
2-17-75
275,000
3-10-75
1,360
3-18-75
200
3-25-75
500
3-28-75
400
4-22-75
100,000
4-23-75
1,630
3- 6-75 (Add'L) 10,000
5-16-75
825
5-30-75
340
6-17-75
100,000
6-19-75
160
6-30-75
200,000
7-30-75
580
9- 2-75
100
10- 6-75
300
10-14-75
40,000
10-17-75
3,000
SHARES
5,000 5,000 10,000 1,300 11,000 1,360
200 500 400 10,000 1,630 1,000 825 340 100,000 160 20,000 580 100 -300 4,000 600
4
SUMMARY OF ACTIVITIES OF BANKS- Continued
APPROVAL OF ISSUANCE OF AUTHORIZED UNISSUED SHARES - Continued
NAME OF BANK
LOCATION
APPROVED AMOUNT
Montezuma Banking Company Mount Vernon Bank Security State Bank The First Bank of Clayton County Middle Georgia Bank The Citizens & Merchants Bank The Citizens & Merchants Bank Security Bank and Trust Company of Albany Middle Georgia Bank Middle Georgia Bank
Montezuma Mount Vernon McRae Morrow Byron Bremen Bremen Albany Byron Byron
10-23-75 10-24-75 10-31-75 11- 5-75 11-10-75 12- 9-75 12- 9-75 12-15-75 12-15-75 12-16-75
$ 100,000 25,000 30,000 13,875 2,500 12,500 250
750,000 640 400
SHARES
$ 10,000 2,500 6,000 2,775 2,500 1,250 25
75,000 640 400
APPLICATIONS TO ISSUE CAPITAL NOTES AND DEBENTURES APPROVED
NAME OF BANK
LOCATION
APPROVED AMOUNT
Cordele Banking Company The Citizens and Southern Bank
of North Fulton The Peoples Bank The Citizens and Southern Bank
of Effingham County Trust Company of Columbus Farmers and Merchants Bank The Coastal Bank of Georgia Bank of Cumming
Cordele
Roswell Cleveland
Springfield Columbus Eatonton St. Simons Cumming
2-27-75
3-12-75 4-22-75
6-23-75 8- 4-75 8-28-75 10-24-75 12- 2-75
*never issued-bank merged with Citizens and Southern Emory Bank as of 10-31-75
$ 500,000
*300,000 350,000
200,000 300,000 350,000 150,000 350,000
TYPE
C. Notes
C. Deb. C. Notes
C. Deb. C. Notes C. Notes C. Note C. Note
APPLICATIONS TO REDUCE PAR VALUE OF CAPITAL STOCK APPROVED
NAME OF BANK
LOCATION
APPROVED FROM
First Augusta State Bank First Augusta State Bank Rossville Bank Farmers and Merchants Bank Montezuma Banking Company First Georgia Bank The Citizens & Merchants Bank Exchange Bank
Augusta Augusta Rossville Adel Montezuma Atlanta Bremen Milledgeville
4- 1-75 4- 1-75 5- 2-75 5- 5-75 6- 6-75 6-30-75 10-23-75 12-16-75
$5 10 25
100 100
5 100 20
TO
$ 10 1
12.50 10 2
10 5
5
SUMMARY OF ACTIVITIES OF BANKS - Continued
MISCELLANEOUS APPLICATIONS TO AMEND CHARTERS APPROVED
NAME OF BANK
LOCATION
NATURE OFAMENDMENT
Bank of Barrow Bank of Byron
Peoples Bank of LaGrange The Citizens Bank Bank of Commerce Sumter County Bank
Winder Byron
LaGrange Gainesville Americus Americus
To acquire Trust Powers To acquire Trust Powers and change name to "Middle Georgia Bank" To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers
APPROVED
1-22-75
1-28-75 2- 4-75 2-17-75 3-28-75 4-17-75
MISCELLANEOUS APPLICATIONS TO AMEND ARTICLES OF INCORPORATION APPROVED
Rossville Bank The First State Bank Metter Banking Company First Citizens Bank The Farmers Bank American Banking Company The Peoples Bank Lamar State Bank Bank of Dahlonega Bank of Lenox Cornelia Bank Bank of Upson First State Bank Habersham Bank Citizens Bank of Washington County The Citizens Bank of Montezuma The Bank of Dalton The Exchange Bank Cordele Banking Company Macon Bank & Trust Company Farmers and Merchants Bank Adel Banking Company Northeast Georgia Bank The Tattnall Bank The Claxton Bank The Citizens Bank Bank of Greensboro Social Circle Bank
Bank of Screven County Bank of Chickamauga First Bank of Conyers Farmers & Merchants Bank Georgia State Bank Peoples Bank of Bartow County Bank of Hartwell Farmers and Merchants Bank of
Thomas County First Bank & Trust Co. First State Bank
Rossville Stockbridge Metter Glennville Union Point Moultrie Winder Barnesville Dahlonega Lenox Cornelia Thomaston Valdosta Clarkesville Sandersville Montezuma Dalton Douglas Cordele Macon Dublin A del Lavonia Reidsville Claxton Greensboro Greensboro Social Circle
Sylvania Chickamauga Conyers Eatonton Mableton Taylorsville Hartwell
Coolidge Marietta Wrens
To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers and change name to "Georgia Central Bank" To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers
To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers
5- 2-75 5- 9-75 5- 9-75 5-27-75 6- 5-75 6- 6-75 6- 9-75 6-10-75 6-11-75 6-17-75 6-17-75 6-20-75 6-25-75 6-25-75 7- 2-75 7- 3-75 7- 7-75 7-16-75 7-17-75 7-17-75 7-30-75 8- 4-75 8- 5-75 8-13-75 8-14-75 8-18-75 8-19-75
8-19-75 9-10-75 9-17-75 9-17-75 9-19-75 9-29-75 9-29-75 10- 6-75
10- 6-75 10- 3-75 10- 7-75
6
SUMMARY OF ACTIVITIES OF BANKS- Continued
MISCELLANEOUS APPLICATIONS TO AMEND ARTICLES OF INCORPORATION APPROVED- Continued
NAME OF BANK
LOCATION
NATURE OF AMENDMENT
APPROVED
West Central Georgia Bank Alma Exchange Bank
The Commercial Bank Etowah Bank Bank of Dooly The Bank of Fitzgerald Farmers and Merchants Bank
First State Bank DeKalb County Bank White County Bank The Bank of Ocilla Farmers and Merchants Bank The Hinesville Bank Exchange Bank Citizens Bank The Citizens and Southern Emory Bank
Thomaston Alma
Bowdon Canton Vienna Fitzgerald Manchester
Marshallville Atlanta Cleveland Ocilla A del Hinesville Milledgeville Ball Ground Atlanta
To acquire Trust Powers To acquire Trust Powers and to change name to "Alma Exchange Bank & Trust" To acquire Trust Powers To acquire Trust Powers
To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers and change name to "F & M Bank and Trust Company" To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers To acquire Trust Powers
10- 7-75
10-24-75 10-31-75 11- 5-75 11- 7-75 11- 7-75
11-12-75 11-13-75 11-18-75 12- 2-75 12- 2-75 12- 3-75 12-11-75 12-16-75 12-19-75 12-23-75
PARENT BANK
Trust Company Bank, Atlanta
Bank of the South, Riverdale Citizens Bank, Folkston
BRANCH BANKS AS OF DECEMBER 31,1975
BRANCH BANK
LOCATION
East Atlanta Branch Bank Cayman Islands Branch Bank College Park Branch Bank Nahunta Branch Bank
514 Flat Shoals Ave., Atlanta Georgetown, Cayman Islands 1876 Princeton Ave., College Park Nahunta, Georgia
7
BANK OFFICES/FACILITIES APPROVED BUT UNOPENED AS OF DECEMBER 31, 1975
PARENT BANK
LOCATION
BANK OFFICE/FACILITY
LOCATION
First State Bank & Trust Company Fulton County Bank Trust Company Bank
First Augusta State Bank The Citizens and Southern Bank
of Cobb County
Bank of Clayton Citizens and Southern Bank of Rockdale Cordele Banking Company Bank of Cumming The Glennville Bank and Trust Company Capital City Bank Central Bank of Georgia Georgia Bank & Trust Company Cobb Exchange Bank First Bank & Trust Co. The First Bank of Clayton County The Citizens and Southern Bank
ofGwinnett Gwinnett Bank and Trust Company South Georgia Banking Company Atlantic Bank and Trust Company Georgia Central Bank First Bulloch Bank and Trust West Central Georgia Bank
Albany Alpharetta Atlanta
Augusta
Austell
Clayton Conyers Cordele Cumming Glennville Hapeville Macon Macon Marietta Marietta Morrow
Norcross Norcross Omega Savannah Social Circle Statesboro Thomaston
Albany Mall Office South Fulton Office Decatur Office 101 Marietta Street Office Washington Road Office
Albany College Park Decatur Atlanta Augusta
Smyrna Office Atlanta West Office Clayton Office Court Square Office Bank Office Southside Office Main Street Facility Peachtree-Broad Office Northside Office Cochran Short Route Office 34-50 E. Park Square Office Atlanta Street Office Southlake Mall Office
Smyrna Austell Clayton Conyers Cordele Cumming Glennville Atlanta Macon Macon Marietta Smyrna Morrow
Highway 78/Rockbridge Rd. Ofc. Peachtree Corners Office Tifton Office Habersham Office Monroe Office College Plaza Office West Gordon Street Office
Stone Mtn. Norcross Tifton Savannah Monroe Statesboro Thomaston
8
SUMMARY OF ADDITIONS AND DELETIONS DURING 1975
Certificated and Chartered
Banks
IN OPERATION JANUARY 1, 1975 ......................................... 382
BANKS OPENING DURING YEAR . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . + 2 Southern Bank and Trust Company, Savannah (5-28-75) Rabun County Bank, Clayton (10-10-75)
BANKS DELETED BY MERGERS, ASSUMPTIONS AND CONVERSION . . . . . . . . . . . - 5 The Citizens and Southern Bank of Chamblee, Chamblee (1 0-31-7 5) The Citizens and Southern South DeKalb Bank, Decatur (10-31-75) The Citizens and Southern Bank of Sandy Springs, Atlanta ( 10-31-75) The Citizens and Southern Bank of North Fulton, Roswell ( 10-31-7 5) The Citizens and Southern Bank of Tucker, Tucker (12-31-75)
BANK OFFICES/FACILITIES OPENING DURING YEAR ...................... . The Citizens and Southern Emory Bank, Atlanta Candler Road Office, Decatur (11-1-75) Emory Village Office, Atlanta (6-2-75) Executive Park Office, Atlanta (11-1-75) Peachtree Industrial Boulevard Office, Chamblee (11-1-75) Tucker Office, Tucker (12-31-75)
DeKalb Exchange Bank, Atlanta Chapel Square Office, Decatur (4-14-75)
Hamilton Bank & Trust Company, Atlanta Sandy Springs Office, Atlanta (6-23-75)
First Augusta State Bank, Augusta Downtown Office, Augusta (3-10-75)
First Commercial Bank, Buford Duluth Office, Duluth (3-17-75)
Middle Georgia Bank, Byron Fort Valley Office, Fort Valley (6-23-75)
The Carrollton State Bank, Carrollton Northside Office, Carrollton (1-2-75)
Columbus Bank and Trust Company, Columbus Peachtree Office, Columbus (8-4-75)
Trust Company of Columbus, Columbus North Columbus Office, Columbus (9-20-75) Peachtree Mall Facility, Columbus (8-6-75)
Cornelia Bank, Cornelia Alto Office, Alto (11-3-7 5)
The Citizens and Southern Bank, East Point Roswell Office, Roswell (11-1-75) Sandy Springs Office, Atlanta (11-1-75)
The Bank of Ellijay, Ellijay East Ellijay Facility, Ellijay (7-14-75)
The Citizens Bank, Gainesville Flowery Branch Office, Flowery Branch (12-15-75)
Bank of Hartwell, Hartwell 29 North Office, Hartwell (10-14-75)
The Bank of LaFayette, LaFayette West LaFayette Office, LaFayette (8-26-75)
Macon Bank and Trust Company, Macon Macon Mall Office, Macon (7-7-75)
Branches Bank Offices & Facilities
329
+ 30
9
SUMMARY OF ADDITIONS AND DELETIONS DURING 1975- Continued
Certificated and Chartered
Banks
Branches Bank Offices & Facilities
BANK OFFICES/FACILITIES OPENING DURING YEAR - Continued
Commercial Bank of Cobb County, Marietta Kennestone Office, Marietta (3-27-75) Whitlock Avenue Facility, Marietta (7-31-75)
First Bank of Clayton County, Morrow Stagecoach Office, Conley (4-14-75)
The Citizens and Southern Bank of Gwinnett, Norcross Lilburn Office, Lilburn (3-10-75)
The Fayette State Bank, Peachtree City Tyrone Office, Tyrone (6-3-75)
Cobb Bank & Trust Company, Smyrna Interstate North Office, Marietta (10-27-75)
The Farmers Bank of Tifton, Tifton Westside Office, Tifton (3-17-75)
The Coastal Bank of Georgia, St. Simons Island Downtown Brunswick Office, Brunswick (12-22-75)
BANK OFFICES/ FACILITIES DISCONTINUED DURING YEAR ................. .
-3
First Georgia Bank, Atlanta
Johnson Road Office, Atlanta (4-1-75)
Pershing Point Office, Atlanta (5-5-75)
Savannah Bank and Trust Company of Savannah, Savannah
Chatham Office, Savannah (1-1-75)
IN OPERATION DECEMBER 31, 1975 ....................................... 379
356
10
CITY
Abbeville
Adairsville A del
Ailey Alamo Alapaha Albany
COUNTY
Wilcox
Bartow Cook
Montgomery Wheeler Berrien Dougherty
Allentown Alma Alpharetta Americus
Wilkinson Bacon Fulton Sumter
Arlington Ashburn
Calhoun Turner
Athens Atlanta
Augusta
Clarke Fulton DeKalb Fulton Fulton Fulton Richmond
Austell Avondale Estates Bainbridge
Cobb DeKalb Decatur
Ball Ground Barnesville Barwick Baxley
Cherokee Lamar Brooks Appling
Blackshear
Pierce
Blairsville Blakely
Union Early
Blue Ridge Boston Bowdon Bowman Braselton Bremen
Fannin Thomas Carroll Elbert Jackson Haralson
Brooklet Broxton Buchanan Buena Vista Buford Butler Byromville Byron Cadwell Cairo
Bulloch Coffee Haralson Marion Gwinnett Taylor Dooly Peach Laurens Grady
Calhoun Camilla
Gordon Mitchell
Canton
Cherokee
Carnesville Carrollton
Franklin Carroll
Cartersville
Bartow
Cave Spring Chamblee Chatsworth Chester Chickamauga Clarkesville Clarkston Claxton
Floyd DeKalb Murray Dodge Walker Habersham DeKalb Evans
Clayton
Rabun
Cleveland Cobbtown Cochran
White Tattnall Bleckley
Colquitt
Miller
Columbus
Moscogee
Comer Commerce Concord Conyers
Madison Jackson Pike Rockdale
Coolidge Cordele
Thomas Crisp
Cornelia Covington Crawford
Habersham Newton Oglethorpe
Branch Bank
LIST OF STATE CHARTERED BANKS AND BANK OFFICES
NAME OF BANK
DATE OF CHARTER
BEGAN BUSINESS
NO OF
BANK OFFICES
Abbeville State Bank Dorsey State Bank Bank of Adairsville Adel Banking Company Farmers and Merchants Bank Montgomery County Bank Wheeler County State Bank Bank of Alapaha The Citizens & Southern Bank of Albany First State Bank & Trust Company Security Bank and Trust Company of Albany The Four County Bank Alma Exchange Bank & Trust Fulton County Bank Bank of Commerce Citizens Bank of Americus Sumter County Bank Bostwick Banking Company Ashburn Bank The Citizens Bank of Ashburn First American Bank and Trust Company Citizens Trust Bank DeKalb County Bank First Georgia Bank The Hamilton Bank and Trust Company Trust Company Bank First Augusta State Bank Georgia Railroad Bank & Trust Company The Citizens and Southern Bank of Cobb County The Citizens and Southern DeKalb Bank The Citizens Bank and Trust Company The First Port City Bank Citizens Bank Lamar State Bank Barwick Banking Company Baxley State Bank Peoples State Bank The Blackshear Bank Peoples Bank Union County Bank Bank of Early First State Bank of Blakely Fannin County Bank Peoples Banking Company The Commercial Bank Bowman State Bank Braselton Banking Company The Citizens & Merchants Bank Commercial & Exchange Bank Farmers & Merchants Bank Broxton State Bank Haralson County Bank Buena Vista Loan and Savings Bank First Comnren:ial Bank The Citizens State Bank Bank of Byromville Middle Georgia Bank Farmers State Bank Cairo Banking Company Citizens Bank Gordon County Bank Bank of Camilla Planters & Citizens Bank Bank of Canton Etowah Bank First Bank and Trust The Carrollton State Bank The Peoples Bank Bartow County Bank The Citizens and Southern Bank of Bartow County Bank of Cave Spring Peachtree Bank and Trust Company Cohutta Banking Company Bank of Chester Bank of Chickamauga Habersham Bank Citizens DeKalb Bank The Claxton Bank Tippins Bank & Trust Company Bank of Clayton
Rabun County Bank The Peoples Bank The Brown Bank Cook Banking Company State Bank of Cochran Citizens Bank The Peoples Bank Columbus Bank and Trust Company Trust Company of Columbus Merchants and Farmers Bank of Comer, Georgia Northeastern Banking Company Concord Banking CompanY Citizens and Southern Bank of Rockdale First Bank of Conyers Fanners and Merchants Bank of Thoma~ County Cordele Banking Company First State Bank in Cordele Cornelia Bank The Bank of Covington The Commercial Bank
4-22-1952 10-4-1972 3-21-1899 2-27-1929 12-11-1947 2-24-1926 1-15-1945 3-4-1905 5-6-1943 3-31-1961 4-17-1970 8-18-1941 9-30-1939 2-6-1920 10-13-1891 2-20-1937 10-1-1973 8-27-1935 7-3-1900 7-27-1905 9-24-1949 7-12-1921 7-2-1969 12-5-1934 10-26-1889 9-21-1891 7-17-1969 11-15-1892 1-3-1910 11-16-1948 11-8-1911 4-3-1974 9-28-1926 4-14-1971 2-16-1967 8-23-1917 5-14-1966 7-7-1892 8-1-1946 2-18-1949 4-3-1941 5-6-1937 5-29-1916 1-29-1947 9-22-1926 12-2-1966 12-13-194H 6-9-1970 1-18-1949 2-4-1948 8-4-1966 J-3-1909 9-22-1 HH7 1-18-1946 9-4-1926 7-19-1920 10-30-1962 H-23-1972 11-23-1903 12-3-1903 12-27-1967 11-4-1889 9-20-1904 II-17-1H92 1-22-1927 7-18-1960 4-21-1972 11-10-1909 6-7-1973 12-20-1947 12-15-1966 3-17-1960 7-17-1905 6-14-1966 2-16-1910 5-13-1904 4-10-1969 2-24-1941 8-30-1940 6-30-1904 5-1-74
12-11-1945 6-24-1970 4-24-1942 12-22-1921 3-24-1924 3-16-1973 12-24-1888 3-19-1954 10-3-1935 8-25-1891 10-29-1903 10-15-1891 11-17-1969 12-18-1911 5-31-1927 12-3-1938 7-3-1900 4-10-1901 9-2-1924
4-22-1952 10-4-1972 3-24-1899 3-1-1929 1-15-1948 3-1-1926 1-17-1945 3-25-1905 6-1-1943 3-31-1961 8-31-1970 9-15-1941 10-14-1939 4-12-1920 1-2-1892 3-25-1937 10-28-1974 3-1-1936 7-1900 10-25-1905 11-1-1949 8-17-1921 2-27-1970 1-1-1935 9-1-1899 11-8-1891 7-17-1969 12-31-1892 1-10-1910 8-18-1949 12-19-1911 10-7-1974 10-1-1926 6-l-1972 6-1-1967 8-25-1917 7-1-1966 7-7-1892 8-5-1946 3-1-1950 4-28-1941 5-15-1937 6-6-1916 4-1-194 7 9-22-1926 1-3-1967 12-1S-194H 11-16-1970 2-1-1949 2-17-194H 9-1-1966 l-4-1909 9-1-1889 2-11-1946 9-4-1926 7-26-1920 2-4-1963 H-23-1972 11-23-1903 1-1-1904 1-2-1969 l-2-1H90 5-24-1913 12-18-1892 1-29-1927 8-1-1960 8-1-1972 12-1-1909 3-28-1974 11-19-1948 6-15-1967 5-6-1960 1-24-1906 9-26-1966 5-10-1910 5-1904 3-6-1970 2-24-1941 9-3-1940 7-1-1904
10-10-75 7-1-1946 6-24-1970 7-1-1942 1-5-1922 4-21-1924 10-19-1973 4-1-1889 3-19-1954 10-10-1935 1892 11-18-1903 6-1901 6-24-1970 11-20-1911 6-15-1927 1-3-1939 8-4-1900 4-10-1901 9-5-1924
I 0 0 0
36-2* 13
12 5 I
11
CHIEF EXECUTIVE OFFICER
C. A. Newcomer, Jr. Nina T. Dorsey J. E. McKelvey Allen L. Parrish, Jr. Gareth G. Mathis Thomas A. Peterson Frances C. Griffin WillisO. Nash William C. Banks, Jr. Morgan G. Murphy E. C. Lancaster A. T. Land, Jr. Kenneth F. Wade WilliamS. Barrett James R. Buchanan, Jr. S. R. Hunter Walter McCrary, Jr. P. T. Bostwick W. B. Roberts Marvin D. Raines C. R. McLanahan I. Owen Funderburg W. Royce Fricks Richard D. Jackson HomerW. Whitman, Jr. Robert Strickland J. Frank Stainback, Jr. Charles B. Presley Robert H. Dunlap W. D. Skinner R. M. Reynolds Jess H. Lilliston Hollis Q. Lathem J. Joseph Edwards Calvin S. Jones Staten Lewis H. C. McLeod A. L. Howard J. A. McDuffie Leonard M. George Virgil Jones John C. Holman J.M.Eaton,Jr. Randall Cone W. A. Bowman, Jr. Paul Burden H. F. Braselton D. William Lester J. S. McEachein, Jr. B1lly G. Tyson L. G. Summerlin Hardy McCalman Clarke W. Duncan Jerry D. Hughes John J. Neely, Jr. J.D. Lester, Jr. H. W. Peavy, Jr. W. A. Bedmgfield T. R. Hester F. H. Searcy, Jr. HenryS. Watson R. T. Muggridge, Jr. Joe B. Adams E. 0. McFather Pierce T. Neese Gordon M. Telford R1chard A. Herman Fred Hutchins Sam C. Smith JohnS. Newman JoAnn Morgan Charles B. Ginden Tom W. Greeson Ernie Tripp
Elder G. Glenn, Jr. Julian C. Hester Ted A. Murphy C.W.Bray,lll R. R. Tippins. Ill A. W. Adams Randall J. Carver W. C. Dixon R. P. Balkcom, Jr. J. Luther Horne L. D. Griffin G. C. Jinks, Jr. James D. Minix James H. Blanchard Frank Morast, Jr. John H. Terrell, Jr. J. Nolan Spear, Sr. Robert A. Parker J.P. Culpepper. Jr. H. Hurshel Overca~h W. C. Gibson R. M. Fleeman C. H. Denning ('!iff C. Kimsey, Jr. R. R. Fowler William H. Harris
LIST OF STATE CHARTERED BANKS AND BANK OFFICES - Continued
CITY
Crawfordville Cumming
Cuthbert
Dahlonega Dallas Dalton
COUNTY
Taliaferro Forsyth
Randolph
Lumpkin Paulding Whitfield
Danielsville Darien Dawson
Dawsonville Decatur
Dexter Doerun Donalsonville
Doraville Douglas
Madison Mcintosh Terrell
Dawson DeKalb
Laurens Colquitt Seminole
DeKalb Coffee
Douglasville
Douglas
Dublin
Laurens
Dudley Duluth Eastman
East Point Eatonton
Edison Elberton Ellaville Ellijay
Fairburn Fayettevtlle
Fitzgerald Folkston Forest Park
Forsyth
Laurens Gwinnett Dodge
Fulton Putnam
Calhoun Elbert Schley Gilmer
Fulton Fayette
Ben H1ll Charlton Clayton
Monroe
Fort Gaines Fort Oglethorpe Fort Valley
Clay Catoosa Peach
Franklin Gainesville Gibson Glennville
Heard Hall Glascock Tattnall
Gordon Gray Greensboro
Wilkinson Jones Greene
Greenville Griffin
Meriwether Spalding
Haddock Hahira
Jones Lowndes
Hampton Hapeville Harlem Hartwell
Henry Fulton Columbia Hart
Hawkinsville
Pulaski
Hazelhurst
Jeff Dav1~
Hiawassee Hinesville
Towm Liberty
Hogansville Homer Homerv11le Irwinton
Jack~on
Troup Banks Clinch Wilkin<>on Butts
Jasper Jeffersonville Jonesboro Kingsland
Pick em rw.ggs Clayton Camden
La!-'ayette
Walker
LaGrange
Troup
NAME OF BANK
The Peoples Bank Bank of Cumming Forsyth County Bank Citizens Bank First State Bank of Randolph County Bank of Dahlonega The Citizens Bank, Dallas, Georgia The Bank of Dalton The Citizens and Southern Bank of Dalton Hamilton Bank of Dalton Bank of Danielsvtlle The Darien Bank Bank of Dawson Bank of Terrell Dawson County Bank The Citizens and Southern Emory Bank DeKalb Exchange Bank The Knight State Bank Toney Brothers Bank Commercial State Bank Merchants and Fanners Bank The Northeast Commercial Bank Coffee County Bank The Exchange Bank The Fanners Bank The Citizens Bank, Douglasville, Georgia The Commercial Bank Douglas County Bank Citizens and Southern Bank of Dublin Farmers and Merchants Bank The Morris State Bank Bank of Dudley The Bank of Duluth Bank of Eastman Citizens Bank & Trmt Company The Cit1zens and Southern Bank 1-'anners & Merchants Bank The Peoples Bank The Bank of Edison Granite City Bank Bank of Ellaville The Bank of Ellipy hrst State Bank of G1lmer County Fairburn Bankmg Company l'armers and Merchant\ Bank hrst C'it1zem Bank The 1-'ir.. t State Bank of I ttt:gerald The Citizens Bank Bank of I on'"' Park The Citizen" and Southern Bank of CI:Jyton County Cltizem Bank of I or"} th. Georg:~a The Fanner~ Bank Monroe County Bank Fort Caine" Bank1ng Company !art Oglethorpe State Bank Bank of hlft Valle)' The C1tizem Bank The Bank of Heard County The Cit1zem Bank
First Citizen" Bank The Glennvtlle Bank and Tru"t Company The Gordon Bank Bank of Gray Bank of Green~boro The Cit1zens Bank The Greenville Bankmg Company The Bank of Griffin Commcrnal Bank & Tru"t Company Jane~ County Bank C1tizem Bank of Halma Commercial Banking Cumpany Bank of Hampton Capital City Bank Bank of Columbia County Bank of Hartwell The Cittzem and Southern Bank of Hart County Planter~ Bank The Pula~kl Banking Company Bank of Ha.Liehur\t Jeff Davi\ Bank Bank of H1awa~see The Coa~tal Bank The Hinewille Bank The Citizem Bank Bank of Bank~ County EmpHe Banking Company Wilkimon County Bank The C1tizens and Southern Bank of Jack\on Mclnto"h State Bank Ja~per Banking Company People\ State Hank Central Bank and Tru\t Company Citizen" State Bank State Bank of Kmg,land The lhnk of LaFayette, Georg1a Walker County Bank The CitiLcm and Southern Hank of Wc't Georgia LaGrange Banking Company Peoples Bank of LaGrange
DATE OF CHARTER
12-8-1947 10-11-1904 6-15-1964 2-7-1938 12-31-1958 5-27-1914 7-23-1962 12-26-1911 9-25-1969 2-17-1922 12-11-1907 12-8-1888 6-29-1911 3-23-1936 7-1-1953 12-11-1950 9-30-1969 1-30-1967 7-11-1945 10-21-1938 9-24-1925 3-12-1968 6-19-1931 5-11-1971 5-22-1945 8-11-1959 4-24-1942 5-18-1973 10-29-1928 5-26-1910 7-31-1958 10-2-1905 1-22-1945 12-28-1918 3-12-1949 11-12-1948 10-30-1922 3-16-1944 9-24-1904 12-3-1927 9-10-1910 5-21-1914 11-5-1973 9-14-1891 2-16-1906 6-2H-l973 S-24-194H I 2-12-1911 5-9-1956 6-2{1-19(14 2-17-1920 3-9-1910
ll-2-19CH~
2-11-1937 12-4-1963 10-11-1924 12-14-1906 10-14-1905 5-19-1913 11-7-1905 12-31-1942 1-12-1905 6-H-1946 H-23-1909 10-13-1926 3-9-1946 10-24-1887 6-8-1967 10-11-1889 7-14-1905 2-12-1927 1-29-1945 12-3 l-1965 7-20-1945 11-29-1909 5-15-1%1 11-28-1942 2-27-1896 7-20-1949 10-19-1906 7-12-1962 6-14-1909 7-9-1970 9-4-1911 11-30-1961 6-25-1974 3-1-1945 7-16-1407 4-14-1969 2-14-1964 1-17-1945 12-10-1969 10-6-1903 \0-27-1971 11-20-1912 ll-l3-IH8t) 11-16-197 I 7-23-1937 7-8-1941 9-22-\965
Bt:CAN BUSINESS
1-2-1948 10-19-1904 9-26-1964 3-1-1938 1-2-\959 5-27-1914 3-15-1963 10-12-1912 1-5-1970 2-20-1922 1-15-1908 1-24-1889 7-1-1911 5-1-1936 7-13-1953 4-16-1951 6-8-1970 2-1-1967 7-31-1945 12-16-1938 9-24-1925 5-5-1969 7-1-1931 5-11-1971 7-5-1945 5-9-1960 5-1-1942 6-24-1974 11-1-1928 7-6-1910 10-2-1958 ll-1905 2-17-1945 1-2-1919 4-1-1949 11-19-1948 11-15-1922 5-1-1944 1904 1-2-1928 9-16-1910 6-1-1914 8-29-1974 1902 3-13-1906 7-1-1974 7-19-1948 1-4-1912 10-15-1956 11-21-1964 3-1-1920 !410 10-15-1908 2-15-1937 8-7-1964 10-15-1924 1-1-1907 10-18-1905 6-1913 \1-27-1905 1-4-1943 1-18-1905 8-1-1946 8-28-1909 10-14-1926 4-1-1941) 1891 8-16-1968 I 0-9-1890 7-25-1905 2-21-1927 4-5-1945 2-l-1966 9-4-1945 12-13-1909 11-9-1961 1-2-1943 3-1896 8-27-1949 10-1906 12-1-1962 7-21-1909 7-9-1970 11-15-1911
12-11-1961 12-28-1974 6-l-1945 7-16-1907 5-1-1969 9-18-1964 3-12-1945 12-10-1969 11-17-1903 \0-27-1971 12-1912 1899 11-16-1972 8-2-1937 9-15-1941 4-11-1966
NO. OF BANK OFFICES
1 0 II 2
1-1* 3
CHIEF EXECUTIVE OFFICER
E. W. Reynolds A. B. Chandler Donald D. Thompson C. 0. Johnson J. W.Curry
Russell !vie Ken F. Thigpen James W. Marr C. Homer Fuller Charles F. Kreischer R. P. Huff Edward R. Gray, Jr. Thomas R. Stanbury W. H. Vanlandingham Glenn C. Bell MerriellAutrey, Jr. T. C. Rhodes Cecil Passmore Jack G. Russell Forrest J. Caldwell Cecil H. Lunsford Richard C. Lackey Ken Lanier C. E. Bolden William L. Willis Robert L. Stewart, Jr. Robert R. Pope M. Randy Harvey James F. Park, Jr. McGrath Keen S. Barron Smith JimmY Kemp Thomas J. Martin Buford M. Moore W. H. McCranie Rober.t E. Anderson, Jr. Lurner 0. Benton. Jr. A. F. Adams R. D. Kirkpatrick Wyatt C. Martin C. A. Weaver Glen W. Marshall Walter K. Hayes Young H. Longino H. R. Redwine T. B. ~cLeod Wilham P. Herlovich Carl E. Glenn L. Scott Watson Charles E. Well\ G. A. Banks R. 0. Per<;om, Jr Karl B. Hill James A. Brown John A. Palmer William H. Elhott Clean E. Moore Thomas W. Good<;on, Jr. Pierce J. Hancock Mary! ... Griffin J.D. Kicklighter W. F. Durrence Edward H. Miller Francis W. Golson C. Weldon Smith Bobby L. Voyles R. J. Atkinson J. L. Savage hank Jolly L. M. Woodcock, Jr. D. K. Hollis, Jr. Bobby G. Wetherlington J.W.Martm Jack E. Ander~on E. D. Clary, Jr. Sim<;Hill Jack B. Edmunds, Jr. Don ('. Crafton W. D. Griffin, Jr. Charle~ Rogers J. N. Boggs, Jr. Mrs. Eloi~ D. Anderson Richard J. Btlle Donald F. Martin, Jr. John R. Hine~, Jr. Allen S. Phillip~ Allen Griffis Robert C. McGinty J. !'rank Barnes \Villiam H. Shapard Mark Whitfield A. T. Land, Sr. Charles S. Conklin Jarne~ ,,._Anderson, Jr. C. Grayson Day C. M. Gilbert J. l\1. Roberson, Jr. James H. Hamilton, Jr. A. E. Mallory. Jr. Thomas W. Sheftield
*Branch Bank
12
LIST OF STATE CHARTERED BANKS AND BANK OFFICES- Continued
CITY
COUNTY
DATE OF CHARTI:'R
Bt'GAN BUSINESS
HO.OF BA.VK
OFFICES
Cl/IEF tXECUT/VE OFFICER
Lakeland Lavoma LawrcnccvJ\Ic
Leary Leesburg Lenox Leslie Lexmgton Lncolnton Lithoma Locu"t Grove Loganville LudowKJ Lumber City Lumpkin
Lyon~
McDonough McRae
Mableton Macon
Lanier hanklin Gwinnett
Calhoun Lee Cook Sumter Oglethorpe Lmco1n OeKalb Henry Walton Long Telfair Stl'wart Toomh\ Henry Telfair
Cobb Bibb
Madison Manchester
Mansfield Manetta
Marshallville Martinez Meigs Metter
Midville Milan M iliedgeville
Morgan Meriwether
Newton Cobb
Mat on Columbia Thomas Candler
Burke Telfair Baldwin
Millen
Jenkms
Molena Monroe Montezuma
Pike Walton Macon
Monticello Morrow Morven Moultrie
Jasper Clayton Brooks Colqmtt
Mount Vernon Nashville
Montgomery Berrien
Newington Newnan
Screven Coweta
Newton NICholls Norcross
Baker Coffee Gwinnett
Ocilla
Irwin
Oglethorpe Omega Palmetto Patterson Pavo Peachtree City Pearson Pelham
Macon Tift Fulton Pierce
Thoma~
Fayette Atkmson M1tchell
Pembroke Perry Pinehurst Pme Mountain Pineview Pitts Powder Springs Preston Quitman Re!dwille Reynolds Rhine Rtch\and Ringgold Riverdale
Bryan Houston Dooly Harm Pulaski Wilcox Cobb Webster Broob Tattnall Taylor Dodge Stewart Catoo-;a Clayton
Roberta Rochelle Rockmart Rome
Ro~sville
Roswell Royston Rutledge Sa1nt Mary~
Cra\\ ford W1lcox Polk Floyd Walker Fulton hankiLn \1organ Camden
St. S1mom hland Glynn
Sanderw1lle
Wa~h1ngton
1-'armers and Mcrchanh Bank Northea~t Georgia Bank The Brand Banking Company Gwmnett Commercial Bank Jordan Banking Company The State Bank of Lee~burg, Georg1a I:Jank of Lenox larmers & Merchanh Bank Cittzcn~ Banking Company i"armer\ State Bank The People~ Bank The i"armer\ Bank Hank of Loganvtllc Exchange Bank {!murcd up to $2,000) Bank of Lumber City I armer\ State Bank The People\ lbnk of Lyon\, (;corgia The CJtJ7em and Southern Bank of Henry County The \lerchanh & C1tizcm Bank The Secunty State Bank Georgia State Bank Central Bank of Georgia Georgia Bank & Tru~t Company Macon Bank & Tru~t Company Bank of MadJ~On Bank of Manchester F & M Bank and Trust Company Bank of Mansfield Cobb Exchange Bank Commercial Bank of Cobb County ... tr~t State Bank Georgia State Bank Bank of Meigs Metter Bankmg Company Pineland State Bank Bank of Midville Bank of Mt1an The Citizem and Southern Bank of \fJ!ledgevJl\e Exchange Bank The Merchants and Farmer~ Bank of Milledgevtl\e Bank of Mtllen Ogeechee Valley Bank Bank of Molena The Farmer~ Bank The CJ!Jzens Bank of Monte7uma Montezuma Banking Company Bank of Monticello The Fir~t Bank of Clayton County The Citizem Bank of Morven, Georgta American Bankmg Company The Citizens and Southern Bank ofCo!quttt County Mount Vernon Bank The Citizens Bank The United Bankmg Company
Bank ofNev..tngton Bank of Co\\' eta The Cittzem and Southern Newn<~n Bank Baker County Bank NICholl~ State Bank The C1ttzen~ and Southern Bank of Gwmnett Gwtnnett B:mk & Tru\t Company The Bank of Ocilla. Georg1a The Fir~! State Bank ofOct!b Bank of Oglethorpe South Georgi:~ Bank1ng CompJny Fir~t-P<.~!mctto Bank The Patter~on B<.~nk Pavo State Bank The 1-'ayctte St:1tc Bank !'he CJ!Jzem r.,changc B:1nk Farmer~ Bank of Pelh<~m Pelham Banktng Company The Pembroke St:~tc Bank 1 he Bank of Perry Bank of Pinchur\l Farmer' and \lerchanh tbnk P1ncv1c\\ State Bank P1th Bankmg Company Cobb County BJnk Bank of Web\ter fhe Bank of Quitman The fJttnall B.mk The Ctttzcm State B.mk William\ i:bnktng CompJllY R!L'hland Bank1ng Company Norlh\\C\t Georg1;1 B.mk Bank of the South Clayton County Bank The Crawford Countv B.1nk RDlhelle State HJnk
The Rome Bank and 1 Ill\! Companv Rmw11le B:mk Row..ell Bank Tn-County Bank of Ro~ ,ton B.mk of Rutledge People' Bank Saint Mary, State Bank The Coa~tal Hank of CcorgJJ Ct!Jzen' Bank of Wa,hmgton Count)Thc Geo. D W,uthen Bank
4-R-1907 9-20-1940 6-2-1905 1-11-1971 12-30-1965 4-9-1947 6-20-1907 12-19-1940 2-7-\949 9-26-1911 X-26-1910 1-3-1910 5-6-1946 12-29-1967 5-22-1945 10-21-1911 5-4-1935 6-23-1971 3-28-1929 8-23-1972 6-21-1963 6-19-1972 6-9-1960 11-29-1973 12-26-1888 1-28-1910 10-7-1947 12-19-1945 12-lR-1906 9-2-1955 9-19-1910 7-5-1909 5-8-1903 7-25-1930 12-27-1961 4-ll-1945 12-5-1906 2-28-1874 5-20-1903 3-22-1898
1-4-1893 9-1-1972 10-7-1901 1-1-1906 12-20-1972 10-23-1941\ 2-8-1964 11-17-1969 1-18-1973 8-13-1971 7-8-1R96 12-21-1900 2-19-1943 7-10-1924 7-7-1919 2-11-1972 2-25-1Y55 I 0-4-1906 12-2-1952 12-12-1903 9-11-1967 9-20-1956 5-11-1943 2-5-1901 4-15-1970 6-29-19\H 6-19-1907 6-24-1971
\-31-1964 1-19-1943 H-25-1902 12-4-1936 12-2Y-1937 H-20-1 HH9 J-1-190H \-22-1909 9-20-1910 h-2-\90() ! 2-20-1968 6-29-1970 I 2-26-1 HHH ().]4-1900
9-8-\922 H-4-194 7 10-IJ-1427 H-26-1904 I()-3-1Y45 9-IH-I%H 1-7-1901 7-H-194 7 10-J0-1400 4-5-1445 7-1-1%3 3-1-lYOl H-9-1941 9-24-1 H9H 5-7-1973 4-\2-1955 4-24-1950 1-6-1965 3-IH-1457
1907 9-23-1940 7-17-1905 9-16-1971 1-3-1966 12-1-1947 6-25-1907 1-2-1941 3-10-1949 12-2-1911 1910 1-1910 10-5-1946 I-2-196R 7-2-1945 12-1911 6-1-1935 3-8-1972 3-28-1929 8-23-1972 3-2-1964 6-19-1972 7-1-1960 6-24-1974 1-1-1890 2-2-1910 2-21-1948 3-1-1946 1-1-1907 9-17-1956 9-27-1910 8-1-1909 6-1903 8-26-1935 10-15-!962 5-21-1945 10-1906 10-13-1884 6-1-1903 3-1898 3-1-1893 1-7-1974 3-1899
1-1-1906 1-2-1973 1-10-1949 2-10-1964 6-1-1970 1-18-1973 10-1-1971 1896 1-24-1901 3-1943 7-15-1924 8-14-1919 I 0-6-1972 2-25-1955 10-15-1906 1-2-1953 2-1-1904 3-1-1968 10-1-1956 h-1-1943 2-H-1901 4-15-llJ70 7-10-1918 0-19-IYl\7 6-24-1971 2-1-1964 5-12-1945 9-1-1902 12HllJ36 2-l l-193H 1889 [ 904 4-19-1909 9-20-1910 6-1906 8-1-1969 h-29-1970 12-3 1-IRHK
\0-22-1900 9-H-1922 10-1-144 7 10-15-1927 H-1904 1-7-1946 6-9-1%9 1-H-1 lJOI H-1-194 7 IYOO 10-l-1945 121 J-1963 3-lYOI 9-1-1941 10-l-lH9H 5-7-1973 8-4-1955 6-\-\l))()
5-3-1965 3-1 H-1957
Tom Kell John T. Gill
Harrison W. Braselton
Charlie L Cook, Jr.
W. Ralph Rodgers
T. R. Cannon, Sr. R. H. Robinson, Jr.
W. T. Anderson, Jr.
W. E. Evans
George C. Leverett, Jr.
C'urtts E. Waites
Julian A. Brown
C. A. Kelley, Jr.
C. M. Jordan
W. C. Williams
Willatm P. Carter
J. A. Johnson
Edward J. Korb
R. E. Mann
W. Edwin Dowlmg
Lee E. Partain, Jr
Ro0ert C. "Neal" Ham
Don Gordon
E. Max Crook L. B. Chamber~
Claude A. Bray, Sr.
D. Brent Kersey
W. D. Partee
H. Neil Barfield
Walter E. Graham
J.R. Allen
Felton Dunaway
C. C. Pilcher
D. J. Parrish
B. Corley Rountree
James B. Flanders
J. B. Wetherington
Jerry M. McRee
Otto C. Morrison
J. R. Allen
Watson W. Rocker
Fred B. Newton
J.P. Barker, Jr.
James K. Gornto
Wilham D. Hart
R. Steve Taylor
L. W. Benton
Kenneth Kilpatrick
Derry Sharpe
Kenneth J. Hunnicutt
0. Mitchell Smith
W. Colon Sammons
W. D. Perry
H. D. Hand
Horace V. Wells
W. Scott Wilson
W. W. Williams, Jr.
C. Bernard Cooper
Ralph G. Lott
W.H.Fallaw
J. Grady Coleman
Oscar Powell
Jim Wilkinson
James T. Turner
G. PaitWilhs
Lam<~r R. Beckwith
R. D. Thomas, Jr:
Harold H. Spangle
W. F. Farr
Robert A. Summerlin
F. B. Hand
W. C. Bernter l. B. \-tile~
L. M. Meek~
M. LeeW1ley, Jr.
Wilham K. Jenkms, Sr.
John M. Bloodworth
E. W. Shell
Jack D. Hall
James R. Dekle
Jack G. Rus~ell
E. B. Register
W. H. VanLandmgham
Jack B. Studstill
E. W. Pansh, Jr.
Rtchard T. Carr
2-\*
L. Scott Wat~on
H. Vance Eaddy
J. William Edwards
\..fattW.btes
C. Y. Allgood
J. B. Dodd. Jr
J. H. Palmer
Walter A. Eaves L. Jackson Mc'Connell
W. E. Oxford
Emmett T. Boyd
Flem J. Hall
r.. Ralph BufKin
E. P. Lee
Rtchard S. Irwin
'''Brancf1 Han/..
13
CITY
Sardis Savannah
Senoia Smyrna
Snellville Social Circle Soperton Sparta
Springfield Stapleton Statesboro
Stockbridge Summerville Swainsboro
Sylvania
Sylvester
Talbotton Tallapoosa
Taylorsville Temple Tennille Thomaston
Thomasville
Thomson Tifton
Toccoa
Trenton Twin C1ty Unadilla Union Point
Uvalda Valdosta
Vidalia
Vienna Villa Rica Wadley Wann Springs Warner Robins
Warrenton Washington
Watkinsville Waycross
Waynesboro Willacoochee Winder
Woodbine Woodbury Woodland Woodstock Wrens Wrightsville
Zebulon
LIST OF STATE CHARTERED BANKS AND BANK OFFICES- Continued
COUNTY
NAME OF BANK
DATE OF CHARTER
BEGAN BUSINESS
NO OF BANK OFFICES
CHIEF EXECUTIVE OFFICER
Burke Chatham
Coweta Cobb
Gwinnett Walton Treutlen Hancock
Effingham Jefferson Bulloch
Henry Chattooga Emanuel
Screven
Worth
Talbot Haralson
Bartow Carroll Washington Upson
Thomas
McDuffie Tirt
Step hem
Dadt: Emanuel Dooly Greene
Montgomery Lowndes
Toombs
Dooly Carroll Jefferson Meriwether Houston
Warren Wilkes
Oconee Ware
Burke Atkinson Barrow
Camden Meriwether TalbQt Cherokee Jefferson Johnson
Pike
Bank of Sardl\ Atlantic Bank and Tru~t Company The Carver State Bank Flr;t Bank of Savannah Savannah Bank and Trust Comp:my of Savannah Southern Bank&. Trust Company Farmers and Merchant-; Bank of Senoia Cobb Bank & Trust Company First State Bank of Cobb County Gwinnett County Bank Georgia Central Bank T.he Bank of Soperton Bank of Hancock County M.G. Pound Bank (Depo~its not Insured) The Citizem and Southern Bank of Efftngham County Bank of Stapleton First Bulloch Bank & Tru\t Company Sea hland Bank The First State Bank Fanners and Merchants Bank The Central Bank The Citizens Bank or'Swain~boro Spivey State Bank Bank of Screven County Farmers and Merchanb Bank Bank of Worth County Sylvester Banking Company The People~ Bank of Talbotton Commercial Bank West Georgia Bank of Tallapoosa, Georgia Peoples Bank of Bartow County Bank of Carroll County Tennille Banking Company Bank of Up~on C'itizem & Southern Bank ofThoma,ton, Gcorgw West Central Georgia Bank The Citizens and Southern Bank of Thoma\ County Commercial Bank Bank of Thomson The(' & S Bank of Tifton The Citizens Bank of Tifton The Farmer~ Bank of Tifton The Bank of Toccoa The Citlzcm Bank Bank of Oadc Durden Hanking Company, Incorporated Exchange Bank of Unadilla Bank of Union Point The Farmers Bank The Altamaha Bank
1-<'irst State Hank The Park Avenue Bank Brice Banking Company, Inc. Darby Bank and Trust Co. Citizens Bank Bank of Villa Rica Bank of Wadley First American Bank The Citizens and Southern Hank of Hou,ton County Citizens State Bank Citizens Bank Farmers and Merchant~ Bank Washington Loan and Banking Company Oconee State Bank Commercial Bank Southern Bank Bank QfWaynesboro The People~ Bank Bank of Barrow The People~ Bank The Camden County State Bank The Woodbury Banking Company The Woodland Bank Bank cif Wood~tock First State Bank Bank of Wrightsville The Exchange Bank of Wnghbv1llc The Bank of Zebulon
4-n-llJ45 11-6-1933 4-29-1947 7-29-1909 3-4-1869 10-10-74 3-2-1874 11-14-1973 4-4-1946 9-23-1970 12-31-1923 7-16-1906 10-18-1904 2-9-1967 12-30-1907 3-20-1916 1-19-1934 3-11-1901 9-21-1964 2-5-1926 10-27-1920 11-10-1900 8-27-1964 4-10-1911 2-18-1946 4-28-1945 7-5-1898 12-9-1890 12-9-1971 12-6-1948 6-6-1905 11-25-1946 4-4-1900 6-23-1951 1-18-1926 12-13-1973 2-3-1937 7-3-1916 12-30-1890 10-10-1891 2-24-1948 12-21-1936 8-10-1911 5-25-1950 7-5-1955 6-26-19:15 4-19-1935 5-15-1911 9-6-1911 5-2-1966
1-22-1906 6-28-1971 9-7-1965 6-22-1934 6-24-1931 5-4-1899 1-29-1902 10-11-1905 4-25-1956 12-13-1950 4-14-1902 8-10-1949 9-7-1891 6-5-1959 10-15-1918 5-22-1956 12-16-1890 1-4-1952 3-12-1951 10-29-1926 6-24-1947 9-29-1902 Il-l 8-1907 11-13-1905 2-25-1964 2-,16-1897 12-2U-1909 3-18-1905
7-2-1945 11-6-1933 6-4-1947 8-4-1909 7-1-1869 5-28-1975 1889 3-12-1974 8-5-1946 3-4-1971 3-8-1924 1903 9-5-1904 6-1-1967 1-1-1908 1916 4-14-1934 1901 10-8-1964 2-6-1926 11-9-1920 1900 3-1-1965 5-1-1911 3-1-1946 11-1-1945 7-1898 1-13-1891 12-9-1971 6-6-1949 6-13-1905 7-1-1947 4-1900 10-1-1951 2-28-1930 4-15-1974 2-15-1937 7-22-1916 1891 1896 4-15-1948 2-24-1937 9-1-1911 l-16-1951 1-12-1956 7-5-1935 4-22-1935 5-1911 9-6-1911 5-16-1966
3-1906 6-28-1971 10-14-1965 7-1-1934 7-1-1931 5-1899 1-1902 8-3-1906 1-4-1957 1-2-1951 4-1902 3-14-1950 5-1-1895 2-1-1960 10-30-1918 6-11-1956 1891 1-15-1952 l-17-1951 10-30-1926 1-2-1948 9-29-1902 11-25-1907 11-13-1905 7-6-1964 2-16-1897 12-20-1909 1-31-1905
L. F. Bargeron
George E. Patterson, Jr.
Robert E. James
Howard C. Gaines
10
Malcolm Bell, Jr.
0
Robert P. Cassidy
0
C. L. Cook
Frank H. May
Harry L. Holliday
Dwight L. Craig
Roy J. Malcom
R. A. Perry
S. H. Hollis
Ralph H. Kirby
Charles E. Hartzog
J. C. Kilgore, Jr.
0. B. Bell
F. Everett Williams
Hans M. Broder, Jr.
DavidS. Barrett
James S. Livingston
J. R. Dekle
R. Alex Grindler
C. L. Miller
B. E. Blackburn
Leonard Sumner
D. Neil Pierce
A. P. Persons, Ill
Fred T. Stephens
Raymond Burrell
C. J. Harris
C. A. Roush, Jr.
C. V. Smith
Robert P. Cravey
Jack L. Hunter
Alex M. Stewart
Clifford S. Campbell. Jr.
Joe E. Beverly
Boone A. Knox
DaleN. Pflug
William W. Conoly
John H. Davis
William C. Clary, Jr.
Willard Kimsey
0
Edward F. Wilkie
0
J. Thoma~ Durden
0
Jimmie J. Ryals
0
William L. Mauldin
John B. Stewart, Sr.
Donald M. Thigpen
Rea Steele
R. B. Burnette
T. H. Brice
James F. Darby, Jr.
A. J. Jarvis
J. G. Knight, Jr.
W. F. Easterlin, Jr.
Jimmy D. NeSmith
0. Barry Jones
J. Earl Elliott
G. C. Garrett
R. Murray Drinkard
F. W. Thomas
H. H. Wells
William H. Rentz
Warren L. Hereford, Jr.
Ce'Cil M. Hickman
Charlie W. Bray, III
Carl 0. Jones
C. 0. Maddox, Jr.
CaJvin Newton
Ken Barnes
Vivian A. Collier
Smith L. Johnston
T. W. Johnson, Jr.
J.B. Fulghum
J.D. Vanlandingham
J. William Edwards
*Branch Hank
14
ASSETS
DEPARTMENT OF BANKING AND FINANCE STATE OF GEORGIA
ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1975
(WITH COMPARATIVE STATEMENT AS OF DECEMBER 31, 1974)
December 31, 1975 379 Banks
356 Branches
December 31, 1974 382 Banks
329 Branches
Increase+ Decrease-
Cash and Balance with other Banks U. S. Government Obligations-Direct
and Guaranteed Securities of Federal Agencies and
Corporations not Guaranteed by U.S. Obligations of States and Political
Subdivisions and Other Securities (Including Corporate Stocks) Loans and Discounts Bank Premises, Furniture and Fixtures, Assets Representing Bank Premises and Other Assets
TOTAL ASSETS
$ 916,178,000 520,744,951 178,939,650 926,483,404
4,895,905,762
455,969,311 $7,894,221,078
$ 908,787,992 347,503,387 218,549,976 891,999,850
4,683,157,844
399,692,994 $7,449,692,043
$ 7,390,008+ 173,241 ,564+ 39,610,32634,483,554+ 212,747,918+
56,276,317+ $444,529 ,035+
LIABILITIES
Demand Deposits Time Deposits Deposits of U.S. Government, States,
and Political Subdivisions Other Deposits (Certified and
Officers' Checks, etc.) Deposits of Commercial Banks
TOTAL DEPOSITS Borrowings, Mortgage Indebtedness
and Other Liabilities
TOTAL LIABILITIES
RESERVE FOR LOAN LOSSES
$2,339,604,209 3,044,144,275
792,759,584
51,673,667 237,054,873 $6,465,236,608
672,748,119 $7,137,984,727 $ 69,969,296
$2,168,276,564 2,780,204,561
863,587,300
263,217,782 46,610,891
$6,121,897,098
657,043,920 $6,778,941,018 $ 63,066,424
$171,327 ,645+ 263,939,714+
70,827,716-
211,544,115190,443 ,982+ $343,339,510+
15,704,199+ $359,043 '709+ $ 6,902,872+
CAPITAL ACCOUNTS
Preferred Stock Capital Notes and Debentures Common Stock Surplus Undivided Profits and Capital Reserves
TOTAL CAPITAL ACCOUNTS
TOTAL LIABILITIES AND CAPITAL ACCOUNTS
$ 4,853,846 38,677,480 166,672,390
254,390,526 221,672,813 $ 686,267,055
$7,894,221,078
$ 1,212,500 34,963,250 159,666,380
231,825,153 180,017,318 $ 607,684,601
$7,449,692,043
$ 3,641,346+ 3,714,230+ 7,006,010+
22,565 ,373+ 41,655,495+ $ 78,582,454+
$444,529 ,035+
15
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 ASSETS
Location and Name of Bank
Cash And Due From
Banks
U.S. Gov 't Obligations
Federal Agency Obligations
S.CM. and Other
Securities
Loans
Fixed Assets Total Assets
and
Other Real and/or Total
Discounts Estate and Assets Liabilities
1 Abbeville- Dorsey State Bank ...... 2 Abbeville- Abbeville State Bank .... *3 Adairsville - Bank of Adairsville . . . . .
4 Adel- Adel Banking Company .....
5 Adel- Farmers and Merchants Bank ..
6 Ailey - Montgomery County Bank ...
7 Alamo- Wheeler County State Bank .. 8 Alapaha - Bank of Alapaha ........ 9 Albany - First State Bank and
Trust Company . . . . . . . . . . . . 10 Albany -The Citizens and Southern
Bank of Albany ............ 11 Albany - Security Bank and Trust
Company of Albany . . . . . . . . . 12 Allentown- The Four County Bank ..
13 Alma - Alma Exchange Bank & Trust .. 14 Alpharetta- Fulton County Bank .... 15 Americus- Citizens Bank of
Americus ................ 16 Americus - Bank of Commerce . . . . . 17 Americus- Sumter County Bank .... 18 Arlington - Bostwick Banking Company . 19 Ashburn - The Citizens Bank of
Ashburn 20 Ashburn - Ashburn Bank . . . . . . . . . 21 Athens- First American Bank and
Trust Company ............
*22 Atlanta- Citizens Trust Bank . . . . . .
23 Atlanta- The Hamilton Bank and Trust Company ............
*24 Atlanta- Trust Company Bank .....
*25 Atlanta- First Georgia Bank . . . . . . . 26 Atlanta- DeKalb Exchange Bank . . . . 27 Atlanta- DeKalb County Bank . . . . . 28 Atlanta- The Citizens and Southern
Emory Bank .............. 29 Augusta- First Augusta State Bank . . .
*30 Augusta - Georgia Railroad Bank and Trust Company ..........
31 Austell- The Citizens and Southern
Bank of Cobb County . . . . . . . .
32 Avondale Estates- The Citizens and Southern DeKalb Bank ........
33 Bainbridge - The Citizens Bank and Trust Company ............
34 Bainbridge- First Port City Bank .... 35 Ball Ground - Citizens Bank . . . . . . . 36 Barnesville - Lamar State Bank .....
37 Barnwick- Barnwick Banking Company.
38 Baxley - Baxley State Bank . . . . . . .
39 Baxley - Peoples State Bank . . . . . . .
40 Blackshear - The Blackshear Bank .... *41 Blackshear- Peoples Bank . . . . . . . 42 Blairsville - Union County Bank .. 43 Blakely - Bank of Early .......... 44 Blakely - First State Bank of Blakely .. 45 Blue Ridge - Fannin County Bank ... 46 Boston - Peoples Banking Company .. 47 Bowdon- The Commercial Bank ....
48 Bowman - Bowman State Bank .....
49 Braselton - Braselton Banking Company . 50 Bremen -- Commercial and Exchange
Bank ..................
50,955 617,758 696,200 1,434,395 900,603 727,539 331,080 664,557
8,555,963
11,440,925
2,098,636 1,476,054 1,303,915
802,079
1,825,266 5,050,338
430,824 725,532
2,381,873 3,764,380
840,228 7,860,005
3,493,478 217,523,856
10,238,132 804,359
1,128,997
11,152,964 1,64 7,434
21,393,642
7,184,316
7,661,017
3,282,002 1,086,989
813,737 1,469,846
156,856 3,795,4 75
615,647 690,225 1,303,366 1,103,274 934,538 1,301,891 1,616,675 736,192 1,105,197 222,556 166,169
3,026,128
70,312 448,920 315,673 633,333
49,875 303,607
8,682,988
6,686,419
3,162,131 539,397 697,522 942,194
1,137,773 974,265 100,806 308,660
352,696 297,070
2,708,812 2,538,134
5,815,740 39,873,805
3,983,350 600,691 94,847
17,289,880 2,455,780
9,210,868
6,396,469
9,726,920
227,124 697,049 867,826 865,689
365,698
1,705,237 1,180,004 1,022,632 1,190,267
998,495 2,731,877
74,980 4,716,826
514,084 85,000
4,048,821
20,000 472,000 210,000 399,125 1,737,489 551,312 220,452 2,326,304
699,562 499,984 800,000 1,724,937
1,150,386 200,757
2,608,741 1,001,825
5,823,436
11,129,082
2,507,220 600,000
35,085 575,000 1,199,588 100,000
50,000 250,000 725,000
50,000
25,000 520,000
129,466 506,365 735,441 3,161,798 167,935
825,176
563,622 3,620,474 4,244,353 9,399,453 4,065,333 2,917,884 3,316,328 6,739,873
5,736 96,649 168,811 102,416 304,440 136,318 84,250 127,918
840,091 5,762,166 6,370,4 78 15,130,520 7,175,800 4,382,928 4,035,265 8,577,976
15,183,408 49,830,041 3,339,518 87,918,222
11,128,574 6 7,564,700 3,769,027 100,589,645
2,249,048 1,377,73 7
944,941 2,893,4 70
13,645,103 5,085,610
10,491,402 23,147,167
663,052 116,506 307,296 1,518,119
22,517,532 9,095,288 14,545,076
31,027,966
4,324,664 4,586,588
502,835
15,513,483 17,144,198
3,024,574 4,612,964
636,165 1,429,680
594,899 42,226
23,437,351 30,335,455
4,351,860 6,192,217
809,547 16,724,319 3,535,568 11,855,287
320,969 20,589,404 304,707 19,757,012
8,338,653 7,971,107 5,386,089 11,077,561
1,124,642 23,592,183 6,942,646 34,806,260
1,160,264 85,226,060
150,041 20,000 20,000
29,781,968 793,390,654
53,646,029 3,616,230 9,829,068
2,14 7,556 42,399,006 189,657,353 1325,671,728
5,610,170 79,451,158 783,175 5,824,455 879,401 11,952,313
30,724,352 106,337,553 970,400 20,056,393
9,604,374 175,109,123 1,384,484 26,514,491
43,041,769 177,752,360 15,720,772 278,248,493
2,595,525 26,808,983 5,997,525 48,982,818
5,742,719 44,050,874 1,287,170 70,975,920
4,669,121
434,595 232,860
1,787,189 218,484 37,198 632,309
1,694,585 1,594,840 1,542,509 2,414,451
321,709 2,550,588
49,463 318,342
14,790,172 4,112,657 8,024,423 5,068,294
236,716 12,896,203
5,605,508 4,979,505 9,322,724 10,441,410 5,853,197 9,408,208 9,740,457 3,653,341 9,381,704 2,664,646 I ,413,311
292,266 535,804 407,692 232,872
36,791 413,718 231,34 7
79,975 406,294 286,26 7 1,194,443 142,921 414,726
58,250 338,896
89,775 11,712
23,860,685 6,432,499 10,548,273 7,869,561 465,448 19,833,283 7,870,574 7,592,140 12,844,697 14,598,168 11,017,285 13,394,024 17,643,186 4,894,472 18,093,211 3,540,524 2,019,534
1,988,454 10,032,025
437,847 20,053,275
*Member Federal Reserve System
16
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 LIABILITIES, RESERVES AND CAPITAL
Demand Deposits
323,090 2,405,264 1,834,453 5,208,658 2,300,451 1,702,995 1,305,348 2,846,946
Time and Savings Deposits
Deposits of Deposits of Certified
Public Commercial & Officers'
Funds
Banks
Checks
Capital Other Loan Loss Notes and Liab iiities Reserve Debentures
330,715 2,390,059 3,505,307 6,607,850 2,691,777 1,839,441 2,184,824 4,301,203
24,756 277,853 144,975 1,899,905 1,352,720 315,517 227,307 127,898
30,000 125,000
14,077 36,866 39,215
2,114 26,565 39,288 50,714
14,895 127,340 241,202 197,339 251,667 140,924
1,012 34 7,299
4,768 48,862 31,868 55,822 33,529 38,351 20,359 95,168
Common Stock
50,000 100,000 100,000 200,000 100,000 107,000 150,000 250,000
Undivided Profits and Surplus Capital Reserves
50,000 300,000 200,000 400,000 250,000 193,000
75,000 250,000
27,791 1 75,921 2 273,457 3 528,831 4 169,092 5 6,410 6 20,697 7 234,461 8
23,562,881 32,945,603 12,156,272 1,836,124 511,159 8,285,990 571,369 150,000 1,800,000 2,050,000 4,048,824 9
32,676,337 32,696,299 16,515,522 1,183,733 265,308 6,718,009 982,308 500,000 2,000,000 1,500,000 5,552,127 10
5,362,345 2,253,749 3,673,401 5,455,758
7,184,760 4,293,814 7,599,346 18,836,312
6,350,350 773,679
1,315,847 2,110,667
502,860 638,524
173,979 40,404 168,957 323,352
546,183 378,874 384,195 1,853,857
106,023 25,000 95,43 7 119,865
200,000 400,000
1,250,000 100,000 375,000 640,000
750,000 500,000 475,000 860,000
291,031 11 91,244 12 257,894 13 428,155 14
10,061,401 12,415,521
1,204,208 2,416,667
8,494,935 12,483,853
1,549,002 3,041,905
2,312,284 1,563,349
462,730 168,687
5,338 200,602
33,177 70,234 17,541
100,000 365,764 136,220
12,750
163,066 227,897
17,081 46,904
400,000 821,500 500,000
85,000
1,000,000 800,000 400,000 365,000
867,149 15 1,386,734 16
65,076 17 55,303 18
7,274,235 11,043,550 711,679 5,949,106 9,572,456 2,235,511
68,421 87,04 7
282,700 62,400 198,797 180,818
350,000 250,000
350,000 750,000
446,418 19 53 3,275 20
6,054,291 7,060,190 6,587,563 11,205,688 11,505,808 3,707,213
242,665
172,457 378,987
615,176 141,961 500,000
5,116,755
1,650,000
220,000 1,280,000 500,000 100,000
717,881 21 641,808 22
7,701,705 362,780,138
34,834,610 2,225,371 3,520,466
18,802,491 241,596,194
24,779,055 2,511,034 6,633,524
7,154,118 80,026,698 10,693,831
41,974 20,544
711,880 141,398,777
21,893
244,170 11,383,507 1,144,419
77,415 39,920
1,906,373 228,340
372,240,45212,750,289
1,968,076 1,600,000
140,374
3,997
857,407 44,406
2,500,000 2,500,000 649,929 23
21,600,000 38,922,918 42,972,755 24
4,901,480 500,000 992,205
25
200,000 360,000 174,000
90,288 26
250,000 400,000 100,000
86,045 27
59,145,338 60,282,255 17,358,326 10,721,218 4,925,872 13,736,234 2,926,422
42,3 76 143,105
6,269,728 1,857,837 1,295,000 3,062,809 174,630 350,000
370,000 7,155,903 10,611,139 28
593,320 529,880
72,216 29
66,128,025 114,344,804 37,638,663 12,404,630 242,462 21,197,675 2,174,000 6,000,000 6,000,000 6,000,000 6,118,223 30
20,007,796 18,975,099 1,408,720
188,422 3,794,503 459,132 1,000,000 1,500,000 1,500,000 149,142 31
19,825,468 13,021,450 11,191,318 15,662,904
15,262 2,952,622 566,796 300,000 360,000 2,840,000 4,240,098 32
7,997,224 2,359,188 2,683,293 1,384,600
238,842 7,419,323 2,062,642 2,806,011 4,272,993 4,132,607 3,564,845 5,419,791 4,310,3 62 1,452,128 7,247,795
934,010 1,026,785
9,553,194 1,654,267 5,570,512 4,242,915
31,178 8,127,147 3,529,192 3,479,520 6,367,353 8,159,513 4,045,708 5,148,164 11,097,773 2,085,530 7,395,363 2,089,833
444,770
2,570,576 1,152,379 1,192,170
960,228 17,952
1,658,875 1,575,558
541,453 765,879 629,543 1,979,635 712,235 445,395 590,407 609,016 142,817 115,085
929,009
10,977 11,012
58,800 75,500 100,000
46,278 51,790
190,256 9,984
77,151 94,775 40,396 53,814 70,894 85,698 70,756 57,644 131,437
5,728 70,596
9,131
406,209 221,278 85,637 390,322
13,209 564,640
190,812 278,766 4 78,394 276,093 238,220 196,947 156,469 760,835
111,141
244,509 17,810
120,139 35,608 3,450
125,920 75,6 99 26,079 145,287 152,619 68,804 104,486 147,323 63,246 155,141 35,933 14,541
100,000
500,000 500,000 180,000 250,000
75,000 460,000 301,875 200,000 200,000 250,000 150,000 200,000 300,000 100,000 300,000
75,000 25,000
1,150,000 350,000 605,000 150,000 55,000 540,000 100,000 200,000 550,000 250,000 450,000 700,000 500,000 150,000 500,000 160,000 180,000
463,685 33 125,785 34 111,522 35 265,631 36
20,832 37 849,247 38 130,832 39
96,857 40 210,603 41 474,595 42 396,501 43 741,571 44 487,741 45
89,753 46 1,019,332 47
32,334 48 93,079 49
13,469,822 4,119,924 565,270
3,688 151,065
238,079 102,489
300,000 700,000 402,937 50
17
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31,1975 ASSETS
Location and Name of Bank
51 Bremen - The Citizens & Merchants
Bank ..................
52 Brooklet -Farmers and Merchants Bank ..................
53 Broxton - Broxton State Bank . . . . . .
54 Buchanan - Haralson County Bank ...
55 Buena Vista- Buena Vista Loan and Savings Bank . . . . . . . . . . . . . .
56 Buford -First Commercial Bank 57 Butler- The Citizens State Bank ....
58 Byromville- Bank of Byromville .... 59 Byron - Middle Georgia Bank ......
60 Cadwell- Farmers State Bank .... 61 Cairo- Citizens Bank . . . . . . . . . . . 62 Cairo -Cairo Banking Company .... 63 Calhoun -Gordon County Bank . . . . . 64 Camilla- Planters & Citizens Bank ...
65 Camilla - Bank of Camilla . . . . . . . .
66 Canton- Etowah Bank . . . . . . . . . . 67 Canton - Bank of Canton . . . . . . . . . 68 Carnesville -First Bank and Trust . . . . 69 Carrollton - The Peoples Bank . . . . . . 70 Carrollton -The Carrollton State Bank . 71 Cartersville - Bartow County Bank ... 72 Cartersville - The Citizens and Southem
Bank of Bartow County ....... 73 Cave Spring -Bank of Cave Spring ... 74 Chamblee- Peachtree Bank and
Trust Company ............ 75 Chatsworth -Cohutta Banking
Company ................
76 Chester - Bank of Chester . . . . . . . .
77 Chickamauga - Bank of Chickamauga ..
78 Clarksville - Habersham Bank . . . . . .
79 Clarkston - Citizens DeKalb Bank . . . . 80 Claxton - The Claxton Bank . . . . . . . 81 Claxton -Tippins Bank and Trust
Company ................ 82 Clayton - Bank of Clayton . . . . . . . .
83 Clayton - Rabun County Bank .....
84 Cleveland - The Peoples Bank . . . . . .
85 Cobbtown - The Brown Bank . . . . . .
86 Cochran - Cook Banking Company ... 87 Cochran - State Bank of Cochran . . . . 88 Colquitt - Citizens Bank ......... 89 Colquitt- The Peoples Bank . . . . . . . 90 Columbus- Trust Company of
Columbus ............... 91 Columbus- Columbus Bank and
Trust Company ............
92 Comer- Merchants and Farmers Bank of Comer, Georgia .......
93 Commerce- Northeastern Banking Company ................
94 Concord - Concord Banking Company . 95 Conyers- Citizens and Southern
Bank of Rockdale ........... 96 Conyers - First Bank of Conyers .... 97 Coolidge - Farmers and Merchants
Bank of Thomas County ....... 98 Cordele - First State Bank in Cordele .. 99 Cordele -Cordele Banking Company .. 100 Cornelia- Cornelia Bank .........
Cash and Due From
Banks
U.S. Gov 't Obligations
Federal Agency Obligations
S. C.M. and Other
Securities
Loans and Discounts
Fixed Assets Total Assets Other Real and/or Total Estate & Assets Liabilities
373,848
1,349,197 526,559 538,954
761,228 2,538,633 1,772,679
832,374 580,702 200,748 729,079 4,480,359 730,760 3,094,04 7 2,161,840 3,461,555 2,244,388 1,370,006 2,472,605 821,535 1,075,033
2,155,368 755,581
4,698,773
1,717,695 202,919 755,161
2,101,861 824,884 407,444
1,468,350 4,198,041
142,819 1,075,814
816,899 736,588 1,482,122 1,864,986 911,646
4,306,113
10,611,775
1,948,984
1,206,722 437,855
1,991,021 1,219,310
311,568 4,691,112 4,015,662 3,843,400
586,631
265,000
443,812
756,931 1,190,984
49,875 619,274 269,758 130,966 4 77,641 289,000 291,263 1,148,660 776,420 1,041,894 3,937,432 1,226,532 4,234,618 685,869
49,513
200,165 100,200
3,159,154
1,306,026 74,884
859,333 1,655,869
396,931
570,612 1,394,756
2,710,674
276,638 1,490,327
949,805 99,883
799,761
9,187,137
104,756
1,411,572 192,641
1,887,250 349,998
536,231 1,276,333 1,503,453 1,465,389
611,418 845,625
80,031 383,250
18,73 7 195,000 232,944 100,875
100,000 785,000 150,000 550,000 439,283 1,000,000 1,328,888
100,000 952,829 100,000
45,000 700,000 800,000
100,000 1,849,818
50,000 400,000 150,000 1,115,639 369,862
524,919 200,000
300,444 679,768 100,000 508,054
220,345 4,513,275
15,000 226,243 773,099
5,548,517 4,176,103 4,456,611
1,534,983 2,178,550 1,512,970
511,509 192,669 100,000 968,961 2,603,303
2,411,438 1,685,444 3,700,356 5,487,298 1,697,556 2,480,498
585,021 20,000
4,846,419 9,875,701 10,605,801 1,969,753 6,539,749 1,230,416 4,466,042 12,055,841 4,386,969 11,671,688 7,782,916 21,615,297 15,168,294 5,990,490 20,090,005 6,842,970 4,524,209
3,215,990 11,524,263 59,902 2,362,131
8,837,199 46,019,097
1,662,250 6,886
2,013,035 4,052,073
451,525 2,351,913
15,993,4 76 1,127,876 5,939,741
19,112,995 5,853,262 7,987,544
813,662 4,111,057
200,000 4,633,623
2,324,651 1,942,128 1,691,025
32,500
7,674,969 11,601,314
1,043,337 13,621,609
1,335,741 6,859,835 7,447,119 10,921,777 5,456,073
3,724,990 23,114,725
51,124,977 119,855,674
1,032,921 2,361,039
457,912 15,000
6,636,707 1,057,273
6,173,532 18,587,188 520,365 8,204,667
795,671 1,817,695 2,795,84 7 3,835,359
2,303,709 10,048,082 16,689,774 16,928,084
258,622 5,952,721
102,667 108,023 162,050
7,891,799 5,036,928 7,220,151
2 1,187,428
209,186 20,675
199,879 4 7,754 115,219 415,815 506,974 297,061 261,892 790,859 1,181,052 325,290 239,637 700,968 355,087
7,979,594 17,354,546 14,150,511 3,972,322 7,977,757
1,942,828 6,857,817 19,844,318 5,915,966 18,722,894 13,453,512 30,759,961 28,568,464 11,049,157 30,526,363 9,636,363 7,352,730
1,591,336 18,687,122 57,185 3,434,999
5,401,3 24 69,068,376
1,233,214 24,499
1,838,355 706,922 867,182 308,750
22,012,661 1,482,064
12,105,625 28,429,720
8,393,784 11,055,651
71,784 296,674 325,936 157,911
20,316 521,238 372,765
39,766 518,026
10,699,377 23,451,660
1,712,092 22,249,631
2,572,956 10,868,950 13,850,100 15,837,221
7,018,128
2,608,004 34,553,593
9,344,182 200,123,745
127,415 6,100,034
367,753 10,280,666 61,838 1,764,607
1,065,556 29,704,547 649,952 11,244,736
57,314 287,914 861,702 1,463,288
4,684,261 18,221,136 25,866,438 28,043,574
18
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 LIABILITIES, RESERVES AND CAPITAL
Demand Deposits
Time and Savings Deposits
Deposits of Deposits of Certified
Public Commercial & Officers'
Funds
Banks
Checks
Other Liabilities
Capital Loan Loss Notes and Reserve Debentures
Common Stock
Undivided Profits and Surplus Capital Reserves
1,543,109 2,537,043 4 73,780
2,298,053 2,416,107 2,555,208
3,989,220 2,099,018 3,368,398
529,585 92,170
500,872
2,091,666 4,802,356 3,141,905 2,181,314 1,800,757
773,232 2,874,780 8, 170,701 1,372,985 5,360,297 4,417,236 7,106,470 7,617,584 2,845,488 15,528,884 3,089,967 1,528,911
3,470,014 7,435,668 4,833,392 1,430,258 3,758,955
852,510 3,058,96 8 7,972,414 2,420,585 8,635,744 6,188,037 16,224,965 13,781,105 6,459,552 8,459,030 3,705,579 1,811,015
771,195 2,531,740 4,810,754
80,785 711,501
95,279 336,404 1,249,345 165,024 2,730,151 1,250,568 2,545,191 1,980,129 346,351 1,845,317 1,094,298 2,924,646
5,524,475 703,711
7,053,808 2,153,894 1,361,186 1,005,899
26,839,453 27,814,016 3,851,843
6,315,277 465,086
2,598,185 6,703,378 2,540,954 3,673,173
10,248,950 528,010
7,294,309 17,362,925 3,849,498 4,523,374
1,479,566 329,284
1,051,091 1,750,817
407,426 808,480
4,088,906 5,497,272
482,356 3,685,001 1,077,790 3,439,406 3,717,217 5,478,558 2,130,920
4,950,029 10,649,753
466,023 10,359,483
1,085,768 5,441,771 6,349,396 6,969,371 3,259,872
582,527 3,837,432
6,093 3,206,573
28,614 446,670 1,802,518 532,007 566,285
11,279,538 12,204,715 5,611,295
47,713,771 77,603,627 29,843,226
2,83 2,284 1,584,529 654,280
3,544,759 451,446
5,124,365 1,012,763
144,091 92,216
10,070,479 11,190,827 4,111,258 3,390,172 4,486,425 765,449
1,644,649 8,567,662 11,473,825 6,975,388
2,215,138 6,151,993 8,514,808 13,590,137
94,401 1,154,678 3,012,755 2,989,344
50,000 204,532 725,000
66,776 6,120
669,707
1,000
60,000 200,000
33,971 751,205 9,297,579 124,664 100,000
15,164 105,3 75
146,224
49,935 18,148 37,897
36,874 145,630 164,041
14,094 93,002
4,220 42,389 144,181 31,831 111,822 53,873 33,011 13 2,149 187,106 16,663 79,825 160,812
118,777 19,108
769,880
149,743 12,691 63,714 43,087 77,973 87,272
46,965 275,304
10,890 83,303 90,046 21,514 48,205 354,996 75,305
384,365
750,219
74,882
126,637 6,377
8,427 3,279
177,568 96,418 67,362
254,718
711,851 22,339
1,237
82,099 30,428 63,225
324,501 479,805 186,413
64,4 32 151,106 89,959
829,535 19,839
282,948 532,425 319,501 263,852 1,647,751 1,552,094 313,679 837,051 553,219 248,729
70,720 2,830 46,229
146,754 10,844
205,813 182,717 279,161 388,321 97,600 293,377
38,121 14,524
1,563,048 159,632 37,3 78
2,829,636 665,534
1,535,614 31,210
54 7,866 399,313 608,736
202,626 5,000
74,937 218,045
28,181 120,017
207,908 1,418,870
76,300 1,726,426
690 530,359 626,863 154,443 121,632
94,768 147,224
190,431 7,645
108,187 94,4 74 176,122 35,200
1,194,510 113,792
15,842,552 1,896,795
151,655 68,623
418,689 39,397
72,051 31,03 7
1,165,608 145,138 1,292,486 4 7,578
172,245 500,577 568,245 1,916,915
29,578 264,491 333,108 250,6 25
262,750 200,625
55,000 51
120,000 24 7,500 100,000
540,000 102,500 200,000
282,906 52 29,819 53
394,550 54
300,000 400,000
200,000
200,000 450,000 200,000
60,000 168,850 55,000 200,000 375,000 400,000 250,000 200,000 1,000,000 800,000 200,000 1,200,000 500,000 500,000
600,000 550,000 400,000 170,000 260,400 56,500 250,000 625,000 50,000 750,000 600,000 1,000,000 1,200,000 300,000 800,000 500,000 100,000
70,910 55 408,241 56 324,045 57
35,871 58 79,506 59 83,418 60 49,046 61 877,974 62
7,271 63 359,564 64 297,227 65 856,635 66 1,110,960 67 299,383 68 876,334 69 75,444 70 64,093 71
500,000
300,000 100,000
700,000 125,000
613,488 72 82,717 73
1,000,000 1,366,500 2,333,500 1,598,013 74
200,000
835,835 50,000 200,000
300,000 250,000 600,000
664,165 25,000
400,000 750,000 550,000 400,000
580,885 75 34,783 76 423,388 77
753,601 78 90,439 79
234,597 80
714,000 300,000
270,000 250,000 450,000 924,000 100,000 200,000 300,000 200,000 412,500
330,000 302,030 100,000 700,000 100,000 550,000 650,000 1,000,000 350,000
128,273 81 1,073,773 82
60,428 83 460,414 84
82,401 85 131,042 86 261,427 87 637,751 88 66,412 89
517,000 619,250 1,580,750 297,173 90
3,152,815 6,84 7,185 7,175,976 91
100,000 300,000 333,780 92
150,000 37,500
180,000 25,000
320,000 50,000
75,408 93 18,867 94
500,000 1,500,000 1,012,809 95 400,000 600,000 159,348 96
500,000
100,000 350,000 750,000 500,000
200,000 550,000 250,000 1,300,000
50,681 97 570,151 98 290,958 99 266,445 100
19
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 ASSETS
Location and Name of Bank
101 Covington - The Bank of Covington 102 Crawford - The Commercial Bank .... 103 Crawfordville - The Peoples Bank . . . . 104 Cumming - Bank of Cumming . . . . . . 105 Cumming- Forsyth County Bank . . . . 106 Cuthbert - Citizens Bank . . . . . . . . . 107 Cuthbert - First State Bank of
Randolph County ........... 108 Dahlonega - Bank of Dahlonega ..... 109 Dallas- The Citizens Bank Dallas,
Georgia . . . . . . . . . . . . . . . . .
110 Dalton -The Bank of Dalton . . . . . . 111 Dalton - Hamilton Bank of Dalton ...
112 Dalton -The Citizens and Southern
Bank of Dalton ............
113 Danielsville - Bank of Danielsville . . . . 114 Darien - The Darien Bank ....... 115 Dawson - Bank of Dawson . . . . . . . 116 Dawson - Bank of Terrell . . . . . . . . . 117 Dawsonville -Dawson County Bank .. 118 Dexter- The Knight State Bank .....
119 Doerun- Toney Brothers Bank .....
120 Donalsonville- Merchants and Farmers
Bank ..................
121 Donalsonville - Commercial State Bank ..................
122 Doraville - The Northeast Commercial
Bank ...............
123 Douglas- The Farmers Bank . . . . . . 124 Douglas - The Exchange Bank . . . . . .
125 Douglas- Coffee County Bank ..... 126 Douglasville - The Commercial Bank ..
127 Douglasville -The Citizens Bank, Douglasville, Georgia . . . . . . . . .
128 Douglasville - Douglas County Bank ..
129 Dublin- Farmers and Merchants Bank 130 Dublin - Citizens and Southern Bank
of Dublin ................ 131 Dublin - The Morris State Bank . . . . . 132 Dudley - Bank of Dudley . . . . . .
133 Duluth- The Bank of Duluth ...
134 East Point - The Citizens and Southern Bank .........
135 Eastman - Citizens Bank & Trust Company ................
136 Eastman - Bank of Eastman . . . . . . . 137 Eatonton -- Farmers & Merchants Bank .
138 Eatonton - The Peoples Bank . . . . . .
139 Edison -The Bank of Edison ... 140 Elberton - Granite City Bank ... 141 Ellaville - Bank of Ellaville . . . . . . . . 14 2 Ellijay - First State Bank of
Gilmer County ............. 143 Ellijay - The Bank of Ellijay . . . . . . . 144 Fairburn - Fairburn Banking Company . 145 Fayetteville - First Citizens Bank . . . . 146 Fayetteville -Farmers and Merchants
Bank ..................
147 Fitzgerald -- The First State Bank of Fitzgerald ..............
148 Folkston -The Citizens Bank ...... 149 Forest Park - Bank of Forest Park .... 150 Forest Park - The Citizens and
Southern Bank of Clayton County
Cash and Due From
Banks
U.S. Gov't Obligations
Federal Agency 0 bligations
1,558,516 1,076,176
304,164 5,665,959 1,315,671 2,244,119
5,169,167 501,174 463,429 736,563 559,275
1,322,244
340,623 871,914
150,000 607,670
S.C.M. and Other
Securities
4,540,015 520,002 911,341
4,198,099 2,311,514
957,617
Loans
Fixed Assets Total Assets
and
Other Real and/or Total
Discounts Estate & Assets Liabilities
19,097,001 5,190,920 2,628,634
22,494,151 13,327,312 5,343,995
553,158 136,775
18,403 1,937,011
649,592 301,190
30,917,857 7,765,670 5,197,885
35,031,783 18,313,364 10,776,835
1,033,446 1,539,491
314,338 349,541
501,207
1,077,122 4,868,644 5,734,683 11,959,973
303,115 7,596,665 489,631 20,574,526
1,520,787 2,300,576 2,682,703
195,288 2,360,853 4,753,967
500,000
609,710 3,214,420 2,917,245
5,942,961 14,479,804 32,838,807
210,988 814,163 2,360,548
8,479,734 23,169,816 46,053,270
1,076,587 477,146 885,484
4,039,204 3,031,080
931,554 182,916 1,454,938
793,412 1,069,791 1,228,898 1,071,441
829,916 257,764
99,909 811,073
125,091 313,236 739,759
20,000 281,605
1,483,670 1,092,268
808,824 2,753,853 2,197,358 1,272,751 1,844,894
258,662
6,813,791 2,080,128 6,592,208 11,627,122 18,704,086 4,745,634 1,435,615 2,981,054
796,467 140,174 163,932 283,290 333,426
75,941 114,982 166,601
10,963,927 4,859,507 9,804,437 20,088,146 25,835,625 7,303,644 3,959,921 5,672,328
2,734,666
300,000
1,521,731 5,184,071
187,010 9,927,4 78
2,459,579
582,161
457,203
1,813,093 7,693,915
252,876 13,258,827
600,997 2,237,686
684,410 1,353,506 1,548,082
294.993
200,000 1,177,819
757,978
204,125 959,077 1,049,615 400,000 495,625
14,622 4,969,589
283,264 979,371 4,356,361
4,248,716 26,734,497
6,541,066 8,013,300 12,068,209
535,433 1,019,411
292,283 416,734 1,334,916
5,898,886 35,920,260
9,050,638 12,340,730 20,561,171
4,016,349 408,4 76
3,048,857
127,266 96,461 1,550,604
200,140 700,000
2,327,548 20,000
3,398,521
13,984,207 3,272,696
16,301,204
1,432,726 455,543 643,507
22,088,236 4,253,176
25,642,693
2,773,919 2,667,195
934,996 1,014,347
3,837,948 2,751,010
4 70,239
1,649,406 99,771
699,774
5,495,100 2,513,407
595,977 3,919,633
32,113,177 9,164,084 8,545,622 14,917,291
1,735,111 447,304 39,976 947,491
45,955,255 19,192,406 10,216,342 21,968,775
13,711,310 11,618,240
8,863,870 70,702,621 6,575,652 111,471,693
2,031,291 1,100,197 1,269,276
618,690 968,952 2,392,030 909,652
1,098,596 1,238,422
394,600 1,320,662
610,420 4,051,904
211,325
4,300,506 1,500,000
300,000 50,000
560,111
3,590,258 4,246,440 2,525,953 1,100,222
760,813 3,645,643 1,258,884
7,030,329 10,822,959
9,361,752 6,138,129 7,231,441 12,260,500 3,891,861
264,795 391,724, 362,499 165,860
4 7,102 801,875
32,167
18,315,775 19,299,742 13,914,080 9,643,563 9,668,728 23,712,063 6,303,889
290,296 1,024,244 1,421,166
197,741
1,948,232 1,158,777
499,117
300,000 600,000 100,000
366,705 1,924,523 1,452,792
200,000
2,973,158 13,191,096 10,119,129
1,912,189
374,168 484,514 686,329 308,552
4,004,327 18,872,609 15,438,193
3,217,599
2,017,343 1,147,900
3,105,609 8,083,913
376,457 14,731,222
1,103,507 1,233,924 6,297,952
1,023,370 2,368,878 1,677,765
1,101,048 502,175 300,000
2,94 7,586 2,428,170 2,376,320
7,965,042 11,955,960 16,968,786
173,794 404,338 1,814,885
14,314,34 7 18,893,445 29,435,708
3,851,676 5,081,739
4,427,821 13,793,713 1,365,416 28,520,365
20
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 LIABILITIES, RESERVES AND CAPITAL
Demand Deposits
9,131,849 2,326,646 1,032,513 6,858,802 3,739,225 4,341,714
Time and Savings Deposits
Deposits of Deposits of
Public Commercial
Funds
Banks
14,013,182 4,026,948 3,059,242 17,948,979 10,053,611 3,856,124
3,007,924 441,038 601,201
5,558,018 1,820,969 1,611,478
Certified & Officers'
Checks
Other Liabilities
Capital Loan Loss Notes and Reserve Debentures
Common Stock
347 27,939 24,306 250,435 106,518 49,452
I ,480,948 352,917
1,330,371 1,164,662
104
741,163 66,144 3 7,415 222,013 152,116 70,599
350,000
800,000 100,000 100,000 450,000 350,000 300,000
Undivided Profits and Surplus Capital Reserves
800,000 250,000 250,000 2,000,000 550,000 350,000
942,444 101 174,037 102 93,207 103 63,165 104 376,263 105 197,365 106
3,212,735 4,630,771
2,985,089 387,398 8,626,358 3,504,016
500,000
158,799 126,407
4 7,46 7 50,966 978,380 287,053
200,000 500,000
400,000 500,000
154,212 107 921,540 108
2,531,529 6,919,694 15,522,107
3,793,045 9,601,080 21,339,339
946,4 76 2,286,284
927,121
132,204 81,004 229,932
275,430 1,672,220 3,114,350
59,292 326,027 280,000
85,000 500,000
140,000 800,000 1,000,000
330,000 600,000 1,600,000
186,756 109 883,507 110 1,540,423 111
4,000,914 2,624,877 2,683,169 6,645,4 70 7,297,331 1,478,729 1,367,876 2,188,751
3,088,709 793,293
4,717,803 10,065,150 12,048,586 4,407,118
1,952,799 2,219,790
1,826,578 547,653 465,027
1,150,260 3,660,943
519,870 194,234 543,073
40,000 120,573
9,501 5,04 7 339,042 116,415 191,686 36,802 49,674 88,867
615,323 5,250
815,185 434,605 491,944 141,257
22,549 93,405
109,084 15,615 73,638
168,86 7 224,410 65,218
19,219 4 7,095
300,000 491,346
400,000 70,000
200,000 480,000 400,000 225,000 110,000 100,000
500,000 230,000 250,000 560,000 400,000 225,000 100,000 200,000
373,817 112 567,771 113 260,574 114 467,378 115 700,151 116 204,648 117 143,567 118 -300,000 119
4,068,549 3,954,697 6 74,834
84,491
153,066 54,286
200,000 250,000 487,553 120
4,533,066 5,070,444 1,972,394
72,280 211,028
139,718 80,314
200,000 300,000 679,582 121
2,136,696 11,828,831
3,449,864 4,311,505 5,913,251
2,413,142 15,282,597 3,978,603 5,429,284 10,098,783
238,440 4,899,249
273,501 939,888 1,334,426
130,369 33,480 21,904
51,84 7 66,931 197,329
8,807 64,727
278,310 66,380 157,925 135,559
1,084,616
20,627 412,158
56,147 75,293 115,072
300,000
300,000 1,320,000
413,900 800,000 900,000
225,000 700,000 200,000 200,000 580,000
234,823 122 1,213,742 123
289,887 124 418,489 125 170,295 126
7,335,812 1,573,785 6,829,121
8,405,281 1,048,229 10,940,632
1,616,717 301,815
2,169,233
200,000 1,698,130
122,535 105,055 299,081
2,309,792 233,380
1,371,529
251,389 13,759
261,134
1,876,000 562,500 500,000
343,400 112,500 750,000
-172,689 127 102,153 128 823,830 129
11,920,639 4,052,981 2,714,510 4,209,710
21,805,813 9,520,297 5,449,010 10,134,345
4,497,527 1,999,296
418,364 4,514,145
919,127 300,000
1,000
276,353 317,099
31,406 85,129
1,986,346 1,165,195
529,819 1,080,126
479,358 130,961 115,471 242,651
600,000 250,000
655,930 330,000 150,000 400,000
740,000 670,000 150,000 650,000
2,074,160 130 456,577 131 657,762 132 651,668 133
34,219,143 38,413,569 10,178,995 10,314,731 231,541 5,681,084 1,244,907 852,500 2,250,000 3,006,250 5,078,970 134
4,263,859 5,497,889 3,200,594 2,777,624 3,082,599 7,3 77,926 2,143,794
9,107,948 10,334,569 7,581,898 4,958,716 4,317,073 11,768,173
2,731,7 30
3,078,345 885,610
1,305,122 682,807
1,218,900 1,772,458
537,208
1,000 61,684
36,914 11,377
1,331 24,591 132,001 106,677 41,066
185,633 859,091 834,046 410,935 103,383 489,506
90,534
90,014 162,089 49,83 7 110,743 83,304 201,436 32,563
250,000
200,000 500,000 200,000 150,000 200,000 480,000 200,000
800,000 500,000 500,000 300,000 350,000 1,000,000 300,000
552,061 135 487,430 136 241,249 137 228,146 138 181,467 139 265,888 140 226,994 141
1,266,625 4,082,349 5,452,974
618,506
1,570,553 10,930,402 6,611,284
1,268,332
397,617 1,463,3 70
711,181 337,081
21,260 71,640 232,330 20,150
105,887 608,966 694,226 185,384
11,55 9 221,204 207,897
8,511
200,000
350,000 200,000 275,000 525,000
250,000 400,000 675,000 125,000
30,826 142 694,680 143 578,299 144 129,635 145
4,092,164 6,355,213 1,814,491
79,172
706,276 142,898
360,000 360,000 821,006 146
4,994,488 5,232,654 8,042,128
6,806,485 9,473,340 10,004,863
584,991 905,816 6,896,325
150,763 587,365
44,659 418,053 183,275
286,800 1,346,668 1,230,926
109,365 164,631 164,018
100 000
200,000 375,000 683,340
800,000 375,000 1,226,700
336,795 147 602,282 148 316,766 149
9,872,449 11,619,362 1,784,208
22,846 2,393,103 178,575 650,000 900,000 600,000 499,818 ISO
21
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 ASSETS
Location and Name of Bank
151 Forsyth -The Farmers Bank . . . . . . . 152 Forsyth -Monroe County Bank ..... 153 Forsyth- Citizens Bank of
Forsyth, Georgia . . . . . . . . . . .
154 Fort Gaines- Fort Gaines Banking Company ................
155 Fort Oglethorpe ~- Fort Oglethorpe State Bank ...............
156 Fort Valley -The Citizens Bank . . . . . 157 Fort Valley- Bank of Fort Valley . . . . 158 Franklin- The Bank of Heard County 159 Gainesville- The Citizens Bank ..... 160 Gibson - Bank of Gibson ......... 161 Glennville -The Glennville Bank and
Trust Company ............
162 Glennville- First Citizens Bank .....
163 Gordon - The Gordon Bank . . . . . . . 164 Gray - Bank of Gray ...........
165 Greensboro - Bank of Greensboro . . . . 166 Greensboro - The Citizens Bank . . . . . 167 Greenville- The Greenville Banking
Company ................ 168 Griffin - The Bank of Griffin ...... 169 Griffin - Commercial Bank and
Trust Company ............ 170 Haddock - 1ones County Bank .....
171 Hahira - Commercial Banking Company ................
172 Hahira - Citizens Bank of Hahira ....
173 Hampton- Bank of Hampton . . . . . . 174 Hapeville - Capital City Bank ...... 175 Harlem - Bank of Columbia County .. 176 Hartwell-- The Citizens and Southern
Bank of Hart County .........
177 Hartwell - Bank of Hartwell . . . . . . .
178 Hawkinsville -The Pulaski Banking Company ................
179 Hawkinsville - Planters Bank . . . . . . . 180 Hazlehurst -- Bank of Hazlehurst . . . . . 181 Hazlehurst - Jeff Davis Bank . . . . . . . 182 Hiawassee -- Bank of Hiawassee ....
183 Hinesville -The Coastal Bank ......
184 Hinesville - The Hinesville Bank . . . . . 185 Hogansville ~ The Citizens Bank . . . . . 186 Homer - Bank of Banks County ..... 187 Homerville - Empire Banking
Company ................
188 Irwinton -Wilkinson County Bank ...
189 Jackson- The Citizens and Southern Bank of Jackson ............
190 Jackson- Mcintosh State Bank ....
191 Jasper- Jasper Banking Company . . .
192 Jeffersonville- Peoples State Bank ...
193 Jonesboro- Central Bank and
Trust Company . . . . . . . . . . . . 194 Kingsland- State Bank of Kingsland ..
195 Kingsland Citizens State Bank . . . . . 196 LaFayette - The Bank of LaFayette,
Georgia .............. 197 LaFayette- Walker County Bank . . . . 198 LaGrange- The Citizens and Southern
Bank of West Georgia . . . . . . . . . 199 LaGrange- Peoples Bank of LaGrange
200 LaGrange - LaGrange Banking Company
Cash and Due From
Banks
U.S. Gov 't Obligations
Federal Agency Obligations
949,493 1,986,557
954,800
750,031 2,019,296
S.C.M. and Other
Securities
804,533 3,111,788
Loans
Fixed Assets Total Assets
and
Other Real and/or Total
Discounts Estate & Assets Liabilities
5,722,155 4,983,507
218,516 9,399,528 198,611 12,299,759
557,297 1,663,447
655,170 2,295,358
175,702 5,346,974
814,782 2,453,154
847,448 2,448,654
64,346 6,628,384
579,760 845,877 1,042,122 463,253 5,394,577 139,923
1,254,387 222,691 603,886
1,150,253 1,526,333
351,000
450,185
100,000 150,000 600,000
330,900 3,213,343 3,439,970
80,172 3,027,582
215,125
7,217,118 9,599,309 9,965,203 3,550,679 17,377,993
746,912
610,022 623,961 634,832
61,255 1,257,398
30,512
10,442,372 14,505,181 15,786,013 5,455,612 29,183,883
1,483,472
1,119,992 983,446 338,032
1,666,645 1,450,993
900,461
702,636
209,771 500,750 611,184 404,520
1,149,110 225,000 225,000 925,000 694,668
1,802,770 799,903
1,295,522 924,101
1,990,528 1,488,696
8,899,413 6,511,242 4,528,721 3,706,868 8,701,432 4,604,300
1,511,602 557,431 181,399 146,678 248,541 86,418
14,036,413 10,001,132 6,778,445
7,170,042 13,927,678 8,179,063
1,066,657 1,522,552
580,080 1,099,193
130,423 199,886
1,321,154 2,099,481
3,009,367 7,829,276
314,569 6,422,250 368,601 13,118,989
8,745,225 485,785
6,552,761 100,207
100,000
14,399,622 59,873,367
4,803
866,730
3,358,534 92,929,509 51,576 1,609,101
310,554 1,063,706 1,719,376 3,354,782
785,166
305,370 560,693 649,135 570,152
849,892
717,380 838,125
37,083 4,864,061
325,815
3,582,214 4,616,195 2,969,512 10,891,704 3,925,095
110,133 138,936 256,477 748,906 87,985
4,720,281 6,962,332 5,543,141 21,358,480 5,694,213
1,211,369 2,292,587
1,090,940 489,395
740,000
6,655,216 15,943,414 409,421 5,232,413
769,077 25,670,016 288,292 9,452,108
1,094,529 2,006,234 1,464,728 1,143,594 2,066,549
889,350 2,491,077
689,895 231,218
630,907 I ,497,815 2,776,269 1,108,012
4 75,305 122,691 859,617 243,211 99,883
350,281
350,281
299,875 350,000
1,222,864 2,465,820
157,018 1,244,611 1,530,865
200,125 2,369,924 1,059,456
350,000
6,443,940 7,962,096 4,773,015 6,154,262 7,251,878 5,661,057 8,191,572 4,142,935 1,808,443
68,584 354,373
51,641 98,305 532,668 284,492 251,309 208,782 256,804
9,811,105 14,286,338
9,222,671 10,099,065 11,857,265 7,157,715 14,463,374
6,694,279 2,746,348
350,595 712,462
2,044,951 883,518
950,000 1,054,849
1,535,188 752,376
3,881,750 2,814,090
26,312 19,111
8,788,796 6,236,406
1,289,382 596,897
1,341,766 1,066,231
1,193,931 249,998
3,127,026 389,985
200,000 1,002,421
269,996
2,730,142 2,006,24 7
391,208 88,359
8,335,784 4,802,618 10,378,250 1,613,307
627,954 157,422 295,878 98,163
14,177,193 8,013,182 16,536,549 3,526,041
1,408,560 1,85 8,757
153,712
1,004,680 549,744 149,106
803,355 1,429,563
300,000
2,600,729 4,000
9,603,563 1,921,460 2,513,813
737,535 91,036
116,679
16,158,422 5,850,560 3,237,310
1,887,66 7 1,268,101
2,570,457
5,597,845 12,890,834 20,000 5,534,781
490,181 23,436,984 524,874 7,347,756
3,792,979 2,057,780 1,906,152
2,6 70,503 718,985 15,104
200,000
6,567,096 1,776,351 2,493,989
42,828,432 11,386,721 13,485,321
2,34 7,640 487,272 260,963
58,206,650 16,427,109 18,361,529
22
KI:J:'UKIIS Ul' LUNUIIIUN Ul' IS I A l.t. HAl'IIK.IS AIS Ul' U.t.L.t.Mtl.t.K ..H, 1~I;:,
LIABILITIES, RESERVES AND CAPITAL
Demand Deposits
2,564,853 2,397,431
Time and Savings Deeosits
Deposits of Deposits of
Public Commercial
Funds
Banks
4,574,349 1,420,395 6,513,629 2,537,950
Certified & Officers'
Checks
Other Liabilities
Capital Loan Loss Notes and
Reserve Debentures
27,572 16,246
206,269 81,029
63,256 54,610
Common Stock
225,000 100,000
Undivided Profits and Surplus Capital Reserves
175,000 550,000
142,835 151 48,863 152
2,352,744 1,894,793 307,363
13,203
81,201 38,735
120,000 330,000 208,933 153
2,125,270 2,839,305 616,275
11,795
235,127 26,308
150,000 225,000 399,304 154
2,986,204 3,619,605 4,339,796 1,522,335 10,707,543 1,225,397
4,689,645 6,705,134 7,303,519 2,287,512 11,745,291
1,281,430 1,586,885 1,457,992 1,011,897 3,996,661
3,772 727
14 7,720 2,176
98,398 28,993
6,090 3,781
556,948 988,255 702,465
7,796 158,630
2,000
51,358 123,74 7 153,733
19,156 267,099
1,500
225,350 308,000 495,750 100,000 720,000
50,000
375,000 692,000 708,125 200,000 930,000
50,000
128,716 155 479,380 156 522,462 157 277,921 158 651,841 159 150,794 160
3,916,840 2, 700,919 1,584,144 2,594,248 2,552,256 1,963,144
7,985,051 5,327,881 3,447,708 1,622,628 8,084,029 4,969,660
417,046 867,001 255,749 1,626,202 2,023,103 350,407
30,000
59,682 30,672
7,207 41,228 23,443 34,864
194,809 253,865 833,025 440,840 133,635
74,500
156,281 89,871 66,310 39,508 106,053 73,607
300,000 135,000 280,000 100,000 325,000 300,000
750,000 465,000 140,000 500,000 425,000 200,000
256,706 161 130,922 162 164,301 163 205,387 164 225,159 165 212,880 166
1,720,399 3,060,119
2,706,359 1,180,113 6,512,743 1,6 77,488
6,500
20,978 91,970
124,159 613,208
61,800 97,089
100,000 400,000
350,000 200,000
158,442 167 459,872 168
16,331,796 47,623,755 7,353,420
849,063
528,831
50,655
5,218,735 1,563,639 8,090
6,148,097 937,042 1,000,000 2,000,000 3,600,000 1,153,026 169
10,920
25,000
95,000
41,540 170
1,435,348 2,306,919 1,334,878 7,216,681 1,746,731
2,429,235 3,525,677 2,652,547 5,777,094 1,695,050
11,230 86,011 790,828 4,848,803 1,464,027
210,489 20,000
69,161
34,360 251,863
349,252 362,585 223,580 908,445
10,457
48,293 7,801
42,145 208,562
37,193
100,000 50,000 100,000 1,099,690 200,000
175,000 30,000 280,000 300,000 300,000
102,761 171 112,849 172 84,803 173 727,342 174 240,754 175
6,772,353 13,487,157 1,533,445 2,309,317 5,456,775 660,658
16,841 4,126
1,564,368 197,900 165,684 80,760
300,000
800,000 300,000
400,000 300,000
597,953 176 174,787 177
3,693,606 4,338,364 4,884,544 3,615,181 3,538,026 3,371,670 4,557,078 1,983,206
960,051
4,594,647 7,675,594 2,240,463 4,388,778 6,690,129 2,414,233 6,162,726 3,188,877
943,714
596,367 523,610 838,124 805,083 4 78,143 469,775 2,139,151 154,526 297,004
25,000 23,192
64,264 265,802 58,334
75,460 63,769 76,743 88,289 113,661 10,918
108,911 189,279
15,000 195,916 145,240 370,083 119,549 579,727
82,443
88,211 115,278
81,449 66,701 59,336 22,004 114,299 61,986
2,500
150,000 200,000 100,000 100,000 150,000 175,000 330,000 120,000 250,000
200,000 600,000 300,000 400,000 410,000 170,000 370,000 280,000 150,000
315,101 178 353,410 179 704,756 180 428,752 181 322,622 182
88,206 183 582,280 184 212,293 185
49,718 186
2,885,546 1,630,696
3,982,302 3,301,237
808,748 728,580
40,041 21,062
187,914 32,043
65,597 42,046
225,000 100,000
275,000 300,000
318,64 7 187 80,742 188
3,212,822 2,009,722 5,287,250
984,587
7,290,638 4,487,636 8,327,650
907,691
1,448,985 204,928
1,307,158 1,152,717
35,982 19,176
8,874
895,926 594,398
308,883 242,484
79,207 51,340 150,000
5,000
600,000 250,000 400,000
50,000
300,000 150,000 600,000 100,000
313,632 189 245,982 190 155,608 191
74,688 192
6,508,149 910,480 473,064
6,024,445 3,607,013 2,002,239
934,863 647,260 150,426
3,581 126,641 260,307
230,361 15,444 34,627
766,118 58,727 77,500
141,974 11,526 800
400,000 100,000 110,000
700,000 100,000 65,000
448,930 193 273,469 194 63,345 195
6,249,026 11,138,588 2,561,671 2,365,952 2,640,694 810,984
160,181 125,575
530,360 186,074 430,107 26,867
500,000 1,000,000 1,111,082 196
400,000 497,500
50,076 197
14,207,121 5,193,968 6,646,477
24,101,009 8,113,460 5,746,821
8,832,407 1,141,267 2,166,239
15,000
69,457 61,384
225
5,379,270 736,792
2,032,379
527,133 154,366 182,712
800,000
500,000 400,000 200,000
1,150,000 375,000 300,000
2,625,253 198 250,870 199
1,086,674 200
23
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 ASSETS
Location and Name of Bank
Cash and Due From
Banks
U.S. Gov 't Obligations
Federal Agency Obligations
S.CM. and Other
Securities
Loans
Fixed Assets Total Assets
and
Other Real and/or Total
Discounts Estate & Assets Liabilities
201 Lakeland - Farmers and Merchants
Bank . . . . . . . . . . . . . . .
202 Lavonia- Northeast Georgia Bank ... 203 Lawrenceville- Gwinnett Commercial
Bank .................
*204 Lawrenceville - The Brand Banking Company .............
205 Leary- Jordon Banking Company ... 206 Leesburg - The State Bank of
Leesburg, Georgia . . . . . . 207 Lenox - Bank of Lenox . . . . . . . . . . 208 Leslie - Farmers and Merchants Bank .. 209 Lexington - Citizens Banking Company 210 Lincolnton - Farmers State Bank .... 211 Lithonia - The Peoples Bank . . . . . . . 212 Locust Grove- The Farmers Bank ... 213 Loganville - Bank of Loganville .... 214 Ludowici- Exchange Bank . . . . . . . 215 Lumber City- Bank of Lumber City .. 216 Lumpkin- Farmers State Bank ..... 217 Lyons- The Peoples Bank of Lyons,
Georgia .................
218 Mableton - Georgia State Bank .....
219 Macon - Macon Bank & Trust Company . 220 Macon - Central Bank of Georgia .... 221 Macon - Georgia Bank & Trust
Company ................
222 Madison - Bank of Madison .......
223 Manchester - Bank of Manchester ....
224 Manchester- F & M Bank and Trust Company ............
225 Mansfield - Bank of Mansfield . . . . . . 226 Marietta - Commercial Bank of
Cobb County .............
227 Marietta- Cobb Exchange Bank ....
228 Marshallville -First State Bank .....
229 Martinez -Georgia State Bank .... 230 McDonough - The Citizens and
Southern Bank of Henry County .. 231 McRae - The Merchants & Citizens
Bank ..................
232 McRae - The Security State Bank .... 233 Meigs - Bank of Meigs . . . . . . . . . . .
234 Metter- Pineland State Bank . . . . . .
235 Metter - Metter Banking Company ... 236 Midville - Bank of Midville . . . . . . . . 237 Milan - Bank of Milan . . . . . . 238 Milledgeville - The Citizens and Sou them
Bank of Milledgeville . . . . . . . . . 239 Milledgeville - Exchange Bank . . . . . . 240 Milledgeville - The Merchants and
Farmers Bank of Milledgeville . . . .
241 Millen- Ogeechee Valley Bank ..... 242 Millen - Bank of Millen . . . . . . . . . . 243 Molena- Bank of Molena . . . . . . . . . 244 Monroe -The Farmers Bank .. 245 Montezuma ... Montezuma Banking
Company ...............
246 Montezuma- The Citizens Bank of
Montezuma 247 Monticello - Bank of Monticello ... 248 Morrow - The First Bank of
Clayton County ............
249 Morven -The Citizens Bank of Morven, Georgia . . . . . . . . . . .
250 Moultrie - American Banking Company
655,850 673,756
637,858 199,897
1,712,825 1,322,733
1,535,120 214,044
48,572
1,078,008 1,146,444
737,417 574,981 1,249,640 910,562 188,836 252,447 199,233 209,076 770,407
711,005 466,053 100,000 390,976 1,382,050 461,379
419,810 19,875 50,000
870,707
1,848,000 3,766,037
946,599 3,574,918
1,201,071 2,594,685
980,325 1,566,842
6,687,3 95 759,055
1,166,233
13,686,104 612,761
2,655,242
971,863 452,915
1,200,822 200,497
6,812,962 5,499,666
827,125 1,368,003
2,864,140 400,000 174,788 140,193
1,839,156
451,129
914,140 944,776 418,994 381,704 2,497,702 500,919 769,011
1,872,179 99,768
223,822 172,510 1,633,558 240,000 50,000
1,765,497 2,907,982
1,818,332 4,466,688
717,333 589,173 814,188 183,991 1,445,055
1,307,995 187,188 298,580 281,732
1,631,696
855,531
105,000
1,792,303 491,972
995,126 4,999
2,155,150 2,000,821
46 0,276 1,673,572
124,238 1,597,685
1,000,000 1,001,65 3
205,312 50,000 74 8,062 607,833 685,749 1,273,713 648,625 119,290 40,000 724,781
1,350,000 451,222 349,521
1,208,593 1,534,148
200,000 590,037 200,481
99,562 50,000
951,889 700,000 550,000 250,000 400,000
648,128 614,203 1,203,870 494,343 100,000
200,000
495,603
880,791 1;277 ,856
6,170,245 9,194,450
4,968,572 15,674,503
4,725,726 17,729,313 723,269 2,134,823
330,152 606,350 120,852 674,514 873,328 1,716,198
1,220,4 74
363,968 122,349
2,898,4 72 2,671,657 2,984,796 2,896,590 5,035,690 7,890,875 1,7 50,293 2,377,531
432,383 1,796,815 1,776,327
1,265,814 2,234,308
375,000 1,087,709
8,465,964 26,643,698
8,242,208 11,740,425
11,324,564 885,382
2,536,451
48,908,117 5,274,946 7,513,864
666,274 423,301
3,443,839 2,682,765
4,336,043 6,518,115
45,169 108,926
15,870,510 23,436,109 2,156,101
3,797,702
180,087 3,025,078
1,951,000 612,253 251,478
1,051,974 102,357 490,095
4,799,857 4,554,558 1,814,890 5,216,886 10,563,792 1,730,386 2,388,462
3,955,707 20,986,095 3,116,962 9,818,521
1,470,278 100,000
2,910,259 9,758
2,370,289
8,706,027 1,988,463 7,649,631 1,575,362 13,279,301
1,754,522 6,906,206
2,046,935 586,472
6,027,739 5,117,273
945,631 11,723,084
5,748 296,235
827,276 8,197,470
262,036 8,606,780 467,537 12,813,496
1,299,173 25,979,459
659,724 24,649,883 22,842 3,348,86 2
86,168 82,712 61,254 52,058 51,562 592,217 265,630 91,445 11,176 34,044 168,670
5,153,805 5,721,278 4,612,152 5,274,868 9,86S,983 12,219,856 2,324,049 4,401,707
662,667 3,178,684 3,708,460
369,473 1,687,950
825,731 1,161,169
14,500,322 37,377,900 11,369,863 19,480,584
4,490,363 300,184 142,641
86,305 '136 9,366,476 14,214,431
104,899 99,426
6,977,734 4,059,385
1,345,983 2,708,341
35,139 309,727
31,329,200 38,562,231 3,288,322 5,724,551
562,759 6,058,209
70,851 153,744
17.044 255,929 544,150 24,924
12,940
10,559,916 6,365,099 3,426,228 6,027,029 16,841,176 2,848,586 4,110,508
576,224 29,101,855 1,028,802 21,987,083
164,676 279,208 77,692
10,106 1,452,391
12,980,512 3,144,032
12,954,220 2,555,292
20,278,732
428,043 10,049,302
99,978 11,162,081 105,865 6,306,581
1,153,343 18,473,632
31,167 1,448,705 657,662 12,422,624
*Member Federal Reserve System
24
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 LIABILITIES, RESERVES AND CAPITAL
Demand Deposits
Time and Savings Deposits
Deposits of Deposits of Certified
Public Commercial & Officers'
Funds
Banks
Checks
Other Liabilities
Capital Loan Loss Notes and Common Reserve Debentures Stock
Undivided Profits and Surplus Capital Reserves
2,286,245 3,992,620
3,949,460 1,208,342 6,844,048 560,489
3,046,274 9,721,169 9,228,093
6,103,452 12,040,635 3,977,755
1,279,329 1,595,928
19,150
1,84 7,050 2,256,044 2,238,026 1,351,012 3,330,566 4,316,004
871,373 1,579,540
235,922 1,555,154 1,570,956
1,706,727 2,509,189 1,880,6 70 3,088,168 4,711,348 5,880,118
879,473 2,125,358
149,716 1,095,419 1,187,446
1,032,945 165,393 124,353 411,333 647,854 134,683 4,704 88,679 44,211 93,872 535,421
5,478,884 10,737,115 4,990,491 5,860,423
5,918,992 13,712,822
2,607,926 5,552,511
1,348,457 6,306,941
978,842 4,797,788
23,597,174 2,704,640 4,437,790
26,947,030 18,522,916 5,245,403 474,754 7,849,708 253,886
1,527,402 942,225
4,275,402 2,452,854
500,040 86,201
13,438,822 14,006,812
1,193,249 2,219,228
9,530,893 13,683,688
1,561,975 1,899,497
4,025,584 5,420,948
194,759 656,879
1,810,228 3,035,254
25,711
5,438,287 1,809,814 1,480,748 1,709,769 5,093,499
821,565 2,062,795
2,901,414 3,017,421 1,347,909 2,995,650 9,223,526 1,438,007 1,461,685
714,140 693,002
99,552 668,911 461,781 173,728
5,155
6,424,608 12,519,986 3,892,121 6,091,336 11,355,453 932,099
3,393,398 1,240,663 4,156,438
698,086 5,662,808
6,997,751 1,016,697 5,959,770 1,411,693 9,360,908
1,230,319 253,093
1,152,699 113,162
1,932,301
2,490,454 5,234,838 716,059
3,921,977 1,493,543
5,080,660 3,697,246
785,387 443,790
3,444,160 3,552,539 9,084,343
698,115 3,435,289
446,207
64,352
4,661,899 2,552,271
605,780
155,749 27,772 5,000
2,778,193 7,500
533 26,083 85,878
1,288 140,575
11,781
69,728 30,073
203,561
26,996
10,466 9,088 10,668 2,848 11,097 38,287 11,809 137,866 7,270 13,580
126,211 383,911
2,632 188,854
161,751 69,499 10,37 5
42,902 17,970
77,673 29,708
2,698 119,048
3 7,005 19,619 3,573 16,164 149,463 33,452
52,656 95,823
76,517 25,290 70,779
3,204 112,511
53,032
29,011 24,260
89,974
33,433
284,473 323,250
81,930 77,850
100,000 240,000
500,000 560,000
126,600 201 185,166 202
1,148,555 1,100,000
350,000 475,000 101,027 203
13,470 255,067 61,122 23,639
400,000 50,000
400,000 1,432,506 204 160,000 159,695 205
60,659 22,598 10,000 13,540 750,847 53,649 73,654
61 26,125 110,805
29,433 13,097 17,093 45,000 26,614 107,388
27,102
18,068 16,127
100,000 150,000 130,000 100,000 200,000 170,000 130,000 100,000
25,000 100,000 100,000
200,000 350,000 170,000 200,000 300,000 630,000 295,000 200,000
35,000 100,000 130,000
237,650 206 206,431 207
20,322 208 58,688 209 633,211 210 219,717 211 51,563 212 195,565 213 34,890 214 182,775 215 44,125 216
2,827,936 559,003 906,974
55,861 231,073
92,602 203,975
600,000
500,000 501,000 1,000,000 600,000
300,000 1,068,000
750,000 1,000,000
616,169 217 1,009,101 218
360,592 219 365,056 220
4,379,278 166,046 426,912
707,280 83,022
104,573
2,000,000
2,500,000 100,000 300,000
2,000,000 250,000 300,000
2,711,514 221 265,610 222 531,185 223
5,000 108,740
59,935 22,715
100,000 160,000
200,000 140,000
267,054 224 128,678 225
1,343,214 1,307,807
42,963 319,688
308,922 383,803
24,232 20,221
1,008,000 1,000,000
100,000 185,000
1,008,000 1,700,000
100,000 162,200
588,091 226 1,029,463 227
68,446 228 142,789 229
254,575 44,690
375,000 325,000 187,751 230
262,771 313,131 24,010 165,994 536,448 85,400 115,863
99,955 52,958 21,851 45,694 155,986 31,071 42,442
300,000 180,000 50,000 100,000 250,000 100,000 157,500
500,000 220,000 200,000 225,000 500,000 100,000 150,000
305,808 231 59,151 232
198,584 233 99,846 234 470,472 235 39,275 236 29,190 237
3,544,198 336,018 1,010,892 289,574
400,000 600,000 1,330,978 238 400,000 1,400,000 271,330 239
259,268 116,763 362,052 54,499 885,570
140,426 3,055
118,288 23,211 193,586
315,700 250,000 200,000
30,000 350,000
454,950 200,000 600,000 120,000 800,000
112,182 240 38,468 241
334,192 242 101,436 243 981,047 244
707,236 109,855
100,000 350,000 287,826 245
339,631 100,597 64,64 7 70,561
200,000 145,000
400,000 230,000
293,036 246 137,534 247
544,612 42,169 300,000 486,125 663,937 265,772 248
60,935 482,255
4,262 40,749
90,000 500,000
35,000 400,000
49,834 249 316,646 250
25
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 ASSETS
Location and Name of Bank
251 Moultrie- The Citizens and Southern Bank of Colquitt County .......
252 Mount Vernon - Mount Vernon Bank . 253 Nashville -The United Banking
Company ................ 254 Nashville -The Citizens Bank . . . . . .
255 Newington - Bank of Newington ....
256 Newnan - Bank of Coweta ..... 257 Newnan- The Citizens and Southern
Newnan Bank . . . . . . . . . . . . . 258 Newton - Baker County Bank . . . . . . 259 Nicholls -- Nicholls State Bank . . . . . . 260 Norcross- The Citizens and Southern
Bank of Gwinnett . . . . . . . . . . .
261 Norcross - Gwinnett Bank & Trust Company ................
262 Ocilla- The First State Bank of Ocilla
263 Ocilla The Bank of Ocilla, Georgia ..
264 Oglethorpe - Bank of Oglethorpe . . . . 265 Omega- South Georgia Banking
Company ................ 266 Palmetto - First Palmetto Bank ..... 267 Patterson - The Patterson Bank . . . . . 268 Pavo - Pavo State Bank . . . . . . . . . . 269 Peachtree City -The Fayette State
Bank ..................
270 Pearson - The Citizens Exchange Bank . 271 Pelham - Pelham Banking Company .. 272 Pelham - Farmers Bank of Pelham ... 273 Pembroke- The Pembroke State Bank .
274 Perry The Bank of Perry ........
275 Pine Mountain- Farmers and Merchants Bank . . . . . . . . . . . . . . . . . .
276 Pinehurst - Bank of Pinehurst . . . . . .
277 Pineview - Pineview State Bank .....
278 Pitts -- Pitts Banking Company . . . . . . 279 Powder Springs -Cobb County Bank .. 280 Preston- Bank of Webster . . . . . . . . 281 Quitman - The Bank of Quitman . . . . 282 Reidsville - The Tattnall Bank . . . . . . 283 Reynolds-- The Citizens State Bank ... 284 Rhine - Williams Banking Company . . . 285 Richland - Richland Banking Company
286 Ringgold -- Northwest Georgia Bank ..
287 Riverdale -Clayton County Bank .... 288 Riverdale -- Bank of the South . . . . . . 289 Roberta - The Crawford County Bank
290 Rochelle - Rochelle State Bank ..... 291 Rockmart -- The Rockmart Bank ....
292 Rome - The Rome Bank and Trust Company ................
293 Rossville - Rossville Bank . . . . . . . .
294 Roswell Roswell Bank ......... 295 Royston - Tri-County Bank of Royston 296 Rutledge - Bank of Rutledge ..
297 Saint Marys - Peoples Bank . . . . . . .
298 Saint Marys - Saint Marys State Bank .. 299 Sandersville - The Geo. D. Warthen Bank 300 Sandersville - Citizens Bank of
Washington County . . . . . . . . . .
Cash and Due From
Banks
US. Gov 't Obligations
Federal Agency Obligations
3,080,211 812,127
693,730 1,418,119
244,415 1,174,658
3,299,989 329,600 298,131
3,517,254
1, 750,644 776,213
1,496,679 945,769
669,858 645,532 221,720 498,394
641,106 253,14 7 1,157,786 1,570,298 745,065 2,448,825
672,279 844,960 1,370,444 408,283 1,754,080 414,714 1,373,114 874,868 833,282 287,54 7 316,592 4,242,323 1,972,081 4,818,074 1,085,461 1,037,265 2,313,052
3,362,809 1,734,933 3,640,505
718,790 243,661 353,896 1,093,701 2,184,532
1,278,263
3,680,590 1,057,448
235,000 1,767,527
119,551 1,812,161
1,956,477 274,662 999,921
1,222,870
2,445,066 125,009 821,461
204,465 78,962
186,787 171,164
120,833 1,387,839
409,766 214,677 1,134,420 1,460,635
2,147,895 240,770 649,170 135,000
1,315,738 49,884
328,000 1.091,451
570,688 462,875 200,519 2,805,442 699,269 1,000,000
58,875 349,931 1,085,873
4,770,183 2,123,799 5,385,173 1,798,702
709,981 241,53 9 449,392 2,103,203
99,768
100,000
600,000 149,937
275,059
50,000 199,750
135,000
107,139 250,000
130,000 599,703 290,000 301,526
1,200,000
100,000 725,000
600,000 500,000
50,000 402,588
299,943 1,050,000
700,000 274,4 71 300,000
300,000 125,000 814,216
500,207 2,176,623
950,000 1,851,460
425,296
200,000 514,230
SCM. and Other
Securities
Loans
Fixed Assets Total Assets
and
Other Real and/or Total
Discounts Estate & Assets Liabilities
4,523,029 20,603,099 833,050 4,609,918
1,634,200 1,596,646
633,147
7,778,715 10,973,773
1,322,808 7,037,644
5,842,367 476,070
23,910,633 2,639,568 2,253,196
2,456,601 8,853,743
1,971,457 2,115,245 1,644,563
687,644
17,242,617 6,846,562 7,600,310 5,604,760
795,563 1,110,801
477,043 18,353
3,548,949 5,761,621 1,418,062 1,796,150
1,064,327 181,367
1,388,085 1,319,652
746,300 1,634,758
8,467,681 2,498,4 79 7,324,667 9,846,753 7,423,516 8,568,335
868,055 386,093
369,253 629,170
2,540,400 1,000,036 1,069,413
268,834 1,030,483
893,391 1,173,055 2,219,784 1,813,975
283,926 2,380,832
6,930,741 3,4 79,216 1,437,850 1,310,011 18,391,155 1,459,698 6,924,401 11,573,312 5,616,862 1,396,403 1,456,434 12,276,985 11,996,663 12,092,128 4,761,942 1,812,393 10,550,629
5,550,224 4,161,358 2,583,545 1,466,406
459,901 140,000 561,698 5,131,319
17,221,122 14,443,114 23,492,850 9,708,828
2,488,191 2,466,463 4,217,789 11,164,963
542,998 5,961,846
1,248,551 33,135,480 238,073 7,668,616
200,413 272,262
13,676 680,451
11,142,058 16,178,264
1,700,450 11,613,120
1,536,712 41,785 12,653
36,546,178 3,811,685 3,763,651
2,062,614 18,113,082
719,420 322,343 187,603 208,463
21,819,138 12,505,429 11,161,303 8,518,097
202,139 616,500 239,997
22,772
5,420,974 8,213,416 2,543,609 2,506,833
605,317 87,022
125,113 482,938 199,594 369,578
11,029,264 5,007,557
10,695,417 13,735,844 10,248,895 15,682,131
215,281 29,030 46,349 90,328
2,262,500 90,74 7
479,828 193,589 291,702
7,978 133,441 810,162 1,889,872 1,586,070 124,993
17,416 288,451
10,934,251 5,705,069 3,503,813 2,912,875 24,852,643 2,065,043 12,048,331 14,733,256 8,681,890 3,473,637 3,837,469 21,302,774 18,030,940 21,716,056 8,145,246 3,625,931 17,433,053
1,149,068 1,024,463 1,140,383
367,658 48,159 26,797 62,089
246,975
32,553,613 25,664,290 3 7,192,456 15,911,844
4,375,189 3,228,695 6,584,669 21,345,222
190,952 8,073,827
26
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 LIABILITIES, RESERVES AND CAPITAL
Demand Deposits
Time and Savinxs Deposits
Deposits of Deposits of Certified
Public Commercial & Officers'
Funds
Banks
Checks
Other Liabilities
Capital Loan Loss Notes and
Reserve Debentures
Common Stock
Undivided Profits and Surplus Capital Reserves
12,382,276 2,252,534
3,342,383 5,730,059
758,771 2,296,235
8,303,071 1,542,341 I ,201,230
6,203,903
7,021,924 5,636,393 4,439,525 2,267,204
1,905,4 73 2,575,002 1,098,040 1,202,657
2,744,473 2,306,494 2,986,851 4,538,687 2,821,368 5,084,812
3,048,510 2,352,285 1,409,493
967,238 7,145,728
664,738 4,838,875 4,575,508 1,997,916 1,001,831 1,528,512 4,894,629 6,645,968 6,848,689 1,534,105 2,064,669 4,469,412
8,671,438 5,963,324 9,258,889 4,424,892 1,066,564
815,640 1,867,683 8,846,577
2,446,190
12,571,193 3,972,561
4,375,485 7,823,738
715,683 4,183,793
13,775,461 1,050,659 2,166,697
7,729,943
8,441,763 5,341,515 5,045,134 4,198,144
1,980,8 71 3,391,878
788,147 951,416
4,919,230 1,910,530 5,791,031 5,631,270 4,413,638 6,226,106
4,934,797 2,165,992 1,390,033 1,425,427 8,793,112
913,411 3,352,508 6,011,741 4,015,212 1,7 88,833 1,498,499 7,695,470 7,138,701 8,464,041 2,966,401
983,795 10,296,344
16,212,417 14,118,444 21,173,264 9,191,292
2,452,331 1,777,461 3,077,328 9,956,488
4,133,619
1,892,664 592,356
2,44 7,869 707,490 26,098
2,997,134
7,891,979 408,019 27,615
663,982
2,970,355 335,214 387,905 968,382
609,604 1,373,735
57,986 36,454
1,138,032 230,791 446,969
1,599,801 1,135,574 2,195,004
1,312,739 489,059 321,955 164,989
3,871,127 193,980
1,4 79,394 1,979,444 I ,306,027
119,950 109,132 5,042,049 1,064,658 3,199,573 2,528,161 102,604 232,954
3,786,835 4 70,668
1,031,580 537,327 266,459 165,258 548,372 754,296
590,292
50,419 75,789
1,334 3 7,240
100,000
20,535 109,774
4,566 55,478
35,000
56,735 45,841
8,319
2,290
4,226
608,732 82,734 83,360 68,637
25,000
15,964 68,60 I
7,525 34,531
20,220
260,907 921
119,704 119,724 102,614 115,192
500,000 300,000
63,577 22,260 200,000
1,000
82,814 69,529 16,982 40,048 1,251,805 61,533 36,432 101,671 67,256
5,485 8,226 166,409 235,045 96,113 50,257 4 7,512 79,646
1,087,910 100,000
258,3 74 163,403 376,963 43,085 39,684
22,568 90,271
2,511
48,622
2,555,311 346,523 120,407 61,780
223,255 366,556
736,177
62,212 137,741
18,24 7 4 7,379
2,817,945 139,992 58,764
316,899 29,200 14,457
1,493,582 143,574
1,067,480 135,249 311,931 34 7,934
130,846 98,205 109,518 56,029
268,052 196,650 205,986 71,404
32,701 15,763 5,715 19,151
796,969 65,366 31,524 533,395 735,869 3 76,973
100,543 40,586 120,910 107,199 73,872 120,285
517,899 268,357
84,192
928,082 42,398
1,179,188 1,074,167
409,347 58,058 19,923
1,595,282 1,034,748
911,818 431,340
30,026 623,595
102,334 27,314
16,066 75,457 15,405 88,907 156,145 51,739 30,419 169,564 143,511 73,548 94,704 72,552 23,831 75,100
598,009 2,518,004
843,173 296,720
117,901 298,889 130,686
244,052 210,250 272,458 152,605
3 7,546 21,821 60,242 171,572
207,932 66,762
1,200,000 225,000
600,000 1,537,095 251 225,000 143,189 252
300,000 187,500
25,000 500,000
200,000 700,000 125,000 300,000
168,983 253 378,164 254
27,083 255 396,924 256
600,000 100,000 100,000
1,400,000 250,000 60,000
1,384,087 257 210,633 258 126,566 259
350,000 375,000 675,000 475,806 260
800,000 200,000 225,000 120,000
400,000 425,000 275,000 300,000
378,038 261 251,115 262 283,928 263 187,539 264
200,000
200,000 213,340
71,450 90,000
180,000 136,720 238,562 60,000
228,309 265 16,726 266 70,197 267 41,219 268
150,000 103,000 150,000 150,000 150,000 400,000
450,000 165,000 750,000 725,000 220,000 700,000
448,889 269 184,869 270 298,426 271 330,769 272 595,959 273 463,758 274
500,000
250,000 200,000 130,000
200,000 100,000
25,000 25,000 960,000 70,000 100,000 325,000 100,000 100,000 40,000 375,000 490,000 354,820 60,000 100,000 600,000
500,000 200,000 175,000 175,000 620,000
70,000 400,000 375,000 400,000 200,000 200,000 1,000,000 870,000 1,185,250 200,000 100,000 400,000
235,157 275 32,532 276 81,156 277 99,106 278
207,332 279 33,576 280
272,943 281 134,579 282 270,815 283 169,060 284 241,353 285 190,423 286 228,272 287 361,047 288 171,428 289 173,490 290 656,001 291
500,000 200,000
750,000 931,500 1,200,000 250,000 100,000 100,000 100,000 400,000
1,000,000 800,000 600,000 500,000 150,000 50,000 500,000 601,000
1,032,488 292 488,697 293 848,218 294 315,922 295 262,605 296 58,043 297 41,885 298 482,092 299
200,000 200,000 180,408 300
27
RECORDS OF CONDITION OF STATE BANKS AS OF DECEMBER 31,1975 ASSETS
Location and Name of Bank
Cash and Due From
Banks
U.S. Gov't Obligations
Federal Agency Obligations
S.C.M. and Other
Securities
Loans
Fixed Assets Total Assets
and
Other Real and/or Total
Discounts Estate & Assets Liabilities
301 Sardis- Bank of Sardis . . . . . . . . . . 302 Savannah- Atlantic Bank and Trust
Company ............... . 303 Savannah - First Bank of Savannah 304 Savannah - The Carver State Bank ... 305 Savannah- Southern Bank & Trust
Company ............... . *306 Savannah - Savannah Bank and Trust
Company of Savannah ....... . 307 Senoia- Farmers and Merchants Bank
of Senoia ............... . 308 Smyrna - Cobb Bank & Trust Company 309 Smyrna- First State Bank of Cobb
County ................ . 310 Snellville- Gwinnett County Bank .. . 311 Social Circle - Georgia Central Bank . . 312 Soperton- The Bank of Soperton ... . 313 Sparta - Bank of Hancock County .. . 314 Sparta - M. G. Pound Bank . . . . . . . . 315 Springfield- The Citizens and Southern
Bank of Effingham County ..... 316 St. Simons Island- The Coastal Bank
ofGeorgia .............. . 317 Stapleton - Bank of Stapleton . . . . . . 318 Statesboro- Sea Island Bank . . . . . . . 319 Statesboro- First Bulloch Bank & Trust
Company ............... . 320 Stockbridge -The First State Bank .. . 321 Summerville - Farmers and Merchants
Bank . . . . . . . . . . . . . . . . . . 322 Swainsboro -The Citizens Bank of
Swainsboro . . . . . . . . . . . . . . 323 Swainsboro - The Central Bank .... . 324 Swainsboro - Spivey State Bank . . . . . 325 Sylvania- Farmers and Merchants Bank 326 Sylvania- Bank of Screven County ... 327 Sylvester-- Sylvester Banking Companw . 328 Sylvester- Bank of Worth County ... 329 Talbotton - The Peoples Bank of
Talbotton 330 Tallapoosa -- Commercial Bank . . . . . 331 Tallapoosa-- West Georgia Bank of
Tallapoosa, Georgia . . . . . . . . . . 332 Taylorsville -- Peoples Bank of
Bartow County ........... . 333 Temple- Bank of Carroll County ... . 334 Tennille -Tennille Banking Company 335 Thomaston - Citizens and Southern
Bank of Thomaston, Georgia .... 336 Thomaston -West Central Georgia Bank 337 Thomaston - Bank of Upson . . . . . . . 338 Thomasville --The Citizens and Southern
BankofThomasCounty ...... . 33 9 Thomasville -Commercial Bank . . . . . 340 Thomson - Bank of Thomson ..... . 341 Tifton - The C & S Bank of Tifton .. . 342 Tifton- The Farmers Bank of Tifton .. 343 Tifton - The Citizens Bank of Tifton .. 344 Toccoa - The Citizens Bank . . . . . . . 345 Toccoa- The Bank of Toccoa . . . . . . 346 Trenton - Bank of Dade . . . . . . . . . 347 Twin City- Durden Banking Company
Incorporated ............ . 348 Unadilla - Exchange Bank of
Unadilla . . . . . . . . . . . . . . . . 349 Union Point - Bank of Union Point .. . 350 Union Point - The Farmers Bank
900,143
734,242 1,826,910
941,511
575,638
16,401,837
201,700 1,189,990
2,398,869 1,391,006
605,058 1,086,54 7 1,000,141
233,161
830,281
2,128,193 1,84 7,550 5,485,937
3,958,301 485,413
1,694,444
3,257,663 1,008,862 1,314,964
747,451 1,6 79 '716 1,473,836 1,297,231
549,078 394,848
1,438,349
722,913 994,094 1,023,917
4,403,312 1,211,615 3,491,058
5,600,201 6,586,083 1,354,575 3,872,643 4,589,386 2,265,234 2,929,311 1,639,654
943,228
1,462,287
1,84 7,948 773,082
2,026,257
139,973
1,213,317 2,166,561
590,884
197,523
11,407,121
274,982 967,556
2,991,474 900,142
1,178,122 856,180 982,897 29,498
430,038
577,270 704,605 1,776,209
2,357,635 197,033
2,009,701
499,873 300,005
24,999 424,031 558,581 1,100,457 359,355
169,962 149,785
4 74,261
352,110 255,440 747,642
1,619,158 123,369
2,308,158
797,072 1,821,975 1,705,515
940,504 2,213,245
629,787 1,582,809 3,255,606
491,121
798,090
175,541 459,887 946,781
50,000 1.099,843
250,019 587,461
5,500,000 908,158 400,000
2,135,151 250,000 661,441 390,000
1,774,781
1,249,169 675,000
200,000
200,000 200,000 901,015 498,601 1,515,000 400,000 979,577
500,000
759,796 312,336 400,000 3,555,047
99,718
1,305,000 692,589
1,000,000 470,000 350,000
1,301,512 200,000 7,699
277,060 1,152,758
4,004 2,240,697
1,469,077 997,430
10,436,929 30,599,988
6,618,636
4,057,932
18,538,214 138,832,993
595,685 413,729
1,754,030 8,583,008
6,918,623 1 ,291 ,808 1,201,141 2,118,573 1,461,160
24,782,634 15,366,703
4,783,069 7,904,570 6,886,672
395,943
3,571,325 14,881,652
1,832,940 577,069
6,778,652
10,684,717 2,265,443 29,916,697
3,967,784 20,687,880 1,633,020 6,376,138
4,337,716 16,264,108
1,713,306 1,214,309 1,499,113 1,339,360 1,523,511 2,782,312 1,954,671
15,823,900 6,045,341 4,805,856 8,157,773 12,025,866 11,880,625 12,532,232
155,241 245,463
3,844,229 3,461,954
858,375 4,165,799
302,524 289,947 563,499
4,835,023 2,518,462 7,926,675
3,958,680 2,413,468
19,093,831 2,628,209 8,010,578
6,317,701 4,144,614 5,5 33,110 5,649,771 2,006,299 2,157,016 6,231,4 76 2,881,117 1,288,963
25,939,795 25,557,007 9,333,789 21,424,334 16,187,455 15,839,528 12,574,130 12,383,160
7,585,651
1,086,939 6,131,619
1,221,750 477,870
2,258,052
4,573,171 2,719,344 8,947,996
90,719 3,425,536
1,866,498 1,525,84 7
700,776
15,350,829 37,838,402 I 0,436,698
351,041 5,182,134
10,743,721 201,423,886
133,606 3,868,161 949,375 12,503,658
2,239,493 1,446,357
291,153 72,763 125,456 12,113
41,466,244 20,646,016 8,719,984 12,428,633 12,231,107
6 70,715
1,364,116 21,077,412
709,956 68,676 1,610,344
17,182,245 6,138,343 45,567,839
929,040 32,100,640 227,124 8,918,728
1,435,097 25,941,066
1,985,574 381,311 280,673 81,162 425,730 501,169 580,039
23,480,316 9,850,843 8,424,206 12,264,777 16,613,404 18,717,976 16,723,528
30,920 211,077
5,249,430 4,463,127
191,253 7,887,833
295,484 148,187 275,584
6,820,390 4,206,130 10,937,317
1,050,918 369,040 386,241
33,680,946 4,431,951 16,609,499
1,158,224 1,127,480
593,817 I ,137,545
948,019 1,283,718
569,923 1,006,984
386,931
39,812,993 40,542,159 19,213,395 33,024,797 26,944,404 22,645,283 24,237,649 22,468,033 10,895,894
76,616 9,563,250
40,779 56,204 129,060
7,859,189 4,763,447 15,460,904
*Member Federal Reserve System
28
K.t.PUKUS UJ:< CUNUlTlUN UJ:< STAl.t. HANKS AS UJ:<' U.t.C.t.MH.t.K Jl, l'J75
LIABILITIES, RESERVES AND CAPITAL
Demand Deposits
1,322,095
Time and Savings Deposits
Deposits of Deposits of
Public Commercial
Funds
Banks
1,513,287 198,925
Certified & Officers'
Checks
Other Liabilities
Capital Loan Loss Notes and
Reserve Debentures
25,408
57,546
9,356
Common Stock
120,000
Undivided Profits and Surplus Capital Reserves
120,000
48,918 301
1,541,276 11.244.499
1,246,776
6,882,242 19,293,353 4,430,913
4,513,943 808,188
2,294,266
10,160 10,000 15,000
98,558 405,847
70,424
1,032,671 2,162,651 1,282,771
54,211 705,831
42,101
2,212,500 275,000
600,000 630,000 225,000
500,000 175,000 350,000
117,768 302 190,530 303 204,445 304
217,339 1,873,738 1,971,880
3,094
471,929 13,347
100,000 500,000
30,805 305
61,870;602 83,587,260 20,689,911 4,765,143 2,122,173 9,867,950 2,066,211 3,000,000 2,369,960 10,130,004 954,633 306
1,042,035 4,410,890
2,013,435 130,776 3,084,995 1,557,468
9,786 835,893
297,116 38,000 908,046 112,678
70,000
70,000 750,000
120,000 693,687
77,013 307 150,000 308
14,252,860 4,644,231 1,798,339 3,698,920 3,317,001
324,571
16,144,868 11,726,522 4,954,988 6,619,957 6,492,359
154,054
4,020,348 1,718,871
621,059 394,763 1,263,697
22,163 322,959
23,047 54,859 25,279 14,254
2,287,010 721,790 355,658 346,863
7,938
404,618 104,671 71,022 125,363 97,208
300,000
800,000 312,500 200,000 200,000 300,000
60,000
2,300,000 550,000 300,000 700,000 400,000 100,000
1,234,378 309 244,471 310 395,870 311 287,907 312 335,561 313 9,897 314
4,115,349 11,309,157 584,936
174,955 2,717,611 104,163 400,000 484,000 372,150 815,089 315
5,200,308 2,746,570 12,377,476
6,479,114 2,594,320 20,463,825
2,713,472 43,787
4,596,222
594,029 972,803
85,491 33,034 179,949
814,109 2,930,306
141,023 34,100 496,149
250,000
300,000 100,000 950,000
300,000 400,000 1,450,000
304,699 316 186,532 317 1,151,107 318
13,188,029 12,323,476 1,957,567 2,193,302 4,521,687 618,894
66,501
131,037 75,385
1,228,176 325,551 714,672 62,715
725,000 240,000
875,000 1,280,302 319 360,000 132,073 320
8,455,066 11,592,614 1,877,271
147,016
994,771 90,201
900,000 1,100,000 784,127 321
5,958,120 3,603,623 2,638,409 4,025,846 5,348,056 6,345,527 5,879,701
12,559,499 4,736,801 3,849,783 5,746,149 8,285,117 9,163,421 7,234,123
1,927,583 277,367 687,768
1,408,259 1,206,679
938,968 1,200,662
380,991 86,232 182,983
175,705 9,002
34,531 43,422 52,742 84,920 245,326
539,942 348,274 271,451
169,328 509,622 570,444
223,953 83,332 81,4 70 90,131 188,052 115,297 166,998
650,000 200,000 250,000 200,000 300,000 300,000 150,000
850,000 400,000 250,000 400,000 525,000 700,000 850,000
214,524 322 106,210 323 177,810 324 350,969 325 538,429 326 560,224 327 426,271 328
1,486,916 1,616,856
2,578,846 1,794,002
821,969 284,045
7,152
197,398
28,519 54,951
75,000 115,000
150,000 245,000
108,178 329 148,722 330
1,924,631 4,183,859 648,270
26,889
414,852 74,966
100,000 400,000 114,366 331
1,619,338 1,495,978 3,325,093
3,735,546 1,808,254 5,740,154
807,192 375,525 190,549
55,088 5,218
53,183 13,800 919,880
72,331 38,776 119,168
260,000 150,000 200,000
270,000 269,000 300,000
-52,286 332 49,581 333 142,4 71 334
8,973,201 867,545
4,258,478
14,936,542 1,999,725 9,449,170
5,095,722 466,323
1,294,017
790 14,697
26,678 119,291
19,674
879,198 189,678 248,688
214,397 10,698
141,184
300,000
600,000 525,000 270,000
1,100,000 125,000 800,000
1,554,417 335 128,690 336 113,591 337
15,216,749 12,052,482 5,982,318 11,082,344
8,740,101 8,666,756 7,951,883 5,928,649 2,560,060
14,301,279 18,402,929 9,765,918 13,666,616 11,176,212
9,153,422 11,236,886 11,042,977 5,840,3 75
4,804,361 4,574,972
451,182 2,485,571 3,361,558 2,005,017 2,159,457 2,005,558
831,862
65,825 184,565
502,598 7,514 2,486
885,941
36,550 783,968
13,023 124,160 255,797 189,172 142,095 162,446
16,386
2,167,067 1,228,355
891,614 1,74 7,081 1,369,856
900,248 627,204 593,269 619,258
479,810 424,527 134,142 338,680 174,902 204,538 184,742 346,791 126,312
500,000 200,000
720,000 550,000 600,000 750,000 500,000 440,000 300,000 200,000 125,000
850,000 2,000,000
700,000 1,250,000 1,100,000
820,000 1,001,000
700,000 375,000
671,352 338 340,362 339 675,196 340 1,077,745 341 258,463 342 263,643 343 634,382 344 402,403 345 401,641 346
2,406,528 5,063,003 641,902
473,830
76,280
68,899 35,925
250,000 400,000 146,883 347
3,768,900 774,738
2,234,427
2,330,894 3,201,090 9,508,491
60,770 319,872 1,718,888
58,546
14,495 58,412
641,373 54,746
673,623
98,576 81,354 157,198
300,000
450,000 50,000
200,000
350,000 200,000 '400,000
100,127 348 67,152 349 209,864 350
29
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 ASSETS
Location and Name of Bank
351 Uvalda- The Altamaha Bank .. . 352 Valdosta- The Park Avenue Bank ... . 353 Valdosta -First State Bank . . . . . . . 354 Vidalia Darby Bank and Trust Co... . 355 Vidalia- Brice Banking Company, Inc.. 356 Vienna- Citizens Bank . . . . . . . . . . 357 Villa Rica- Bank of Villa Rica . . . . . . 35 8 Wadley - Bank of Wadley . . . . . . . . . 359 Warm Springs- First American Bank .. 360 Warner Robins Citizens State Bank .. 361 Warner Robins - The Citizens and
Southern Bank of Houston County . 362 Warrenton - Citizens Bank ....... . 363 Washington -Washington Loan and
Banking Company ......... . 364 Washington Farmers and Merchants
Bank ................. . 365 Watkinsville -- Oconee State Bank . . . . 366 Waycross - Southern Bank . . . . . . . . 367 Waycross- Commercial Bank . . . . . . *368 Waynesboro -Bank of Waynesboro .. . 369 Willacoochee The Peoples Bank ... . 370 Winder Bank of Barrow ........ . 371 Winder - The Peoples Bank . . . . . . . . 372 Woodbine The Camden County State
Bank ................. . 373 Woodbury- The Woodbury Banking
Company ............... . 374 Woodland- The Woodland Bank ... . 375 Woodstock- Bank of Woodstock .. . 376 Wrens-- First State Bank . . . . . . . . . 377 Wrightsville - Bank of Wrightsville ... . 378 Wrightsville- The Exchange Bank of
Wrightsville . . . . . . . . . . . . 379 Zebulon -The Bank of Zebulon ..
Cash and Due From
Banks
U.S. Gov 't Obligations
Federal Agency Obligations
670,232 609,673 3,172,638 2,224,280 1,827,885 I, 121,446 1,827,052 429,653 1,412,866 2,671,564
200,063 396,988 1,004,456 300,117 1,955,004 1,481,238 429,344 1,039,216 199,717 1,700,691
429,354 1,600,000
480,000
1,199,875 665,000 300,000 450,214 100,000
SCM. and Other
Securities
Loans
Fixed Assets Total Assets
and
Other Real and/or Total
Discounts Estate & Assets Liabilities
391,428 53 7,524 4,597,707 1,557,235 1,439,861 826,220 1,011,896 704,522 148,297 5,633,994
3,063,287 6,101,030 14,576,028 9,114,970 6,732,642 3,497,622 9,668,724 3,977,847 3,919,592 22,658,164
3 7,361 117,576 86 3,284 336,750 287,305 247,238 433,016 249,123 287,202 640,734
4,362,371 8,192,145 25,814,113 14,013,352 12,242,697 8,373,639 14,035,032 6,700,361 6,417,888 33,405,147
2,893,022 1,15 8,998
3,035,459 978,601
237,973
2,633,565 14,730,181 1,216,285 5,914,874
1,423,240 24,715,467 261,252 9,767,983
2,479,402 6,269,073
829,568 9,902,4 79
155,457 19,635,979
1,486,819 913,079
2,408,578 2,756,053 1,672,699
224,245 1,626,174 3,846,083
1,199,521
4,116,872 4,671,458
793,473 400,000 898,717 400,991
825,062
646,629 1,700,000
149,671
1,000,612 2,697,943
3,139,331 862,473
3,565,995 1,618,465 5,302,125
215,214 8,115,526 3,970,331
7,708,4 71 7,439,792 13,880,410 7,069,763 12,790,719 1,484,372 15,122,958 8,163,364
149,197 195,207 882,816 190,459 495,984
15,276 523,464 380,786
14,508,401 9,410,551 25,501,300 18,006,198
21,204,671 2,339,107 27,287,451
19,459,498
839,136
190,000
100,000
108,203 3,809,417
101,029 5,14 7,785
591,589 321,710 399,424 785,661 1,482,603
264,733 200,500 1,391,085 499,196 2,445,679
1,030,000 120,000
1,098,656
1,376,909
1,555,4 79 34,215
753,073 1,022,6 27 1,591,681
2,623,407 143,743
3,446,098 5,576,792 4,085,490
208,109 3,416
220,372 126,060 19,500
6,273,317 823,584
7,308,708 8,010,336 11,001,862
498,958 1,731,511
663,633 90,142
600,793
1,415,837 1,092,552
3,665,545 4,914,152
107,588 138,605
6,952,354 7,966,962
*Member Federal Reserve System
30
REPORTS OF CONDITION OF STATE BANKS AS OF DECEMBER 31, 1975 LIABILITIES, RESERVES AND CAPITAL
Demand Deposits
1,440,642 2,536,210 7,979,104 5,278,949 5,276,349 3,083,990 2,685,465 1,853,339 1,761,181 11,453,065
Time and Savings Deposits
Deposits of Deposits of Certified
Public Commercial & Officers'
Funds
Banks
Checks
1,975,459 4,602,463 10,827,877
4, 745,173 4,300,731 3,353,128 4,979,143 3,249,419 3,247,169 12,138,537
283,509 135,634 3,966,709 1,529,663 993,958 825,739 5,296,751 824,889 804,845 4,451,096
18,062 122,680
420,577
27,000 60,000 25,905
38,942 85,033 232,037 76,603 45,545 52,305 27,196 14,417 50,078 55,161
Other Liabilities
Capital Loan Loss Notes and
Reserve Debentures
Common Stock
137,631 107,506 84 7,227 811,452
17,522 100,000 136,329 213,023 189,344 1,641,919
42,057 70,387 453,526 121,064 80,347 56,394 82,884 59,929 43,883 340,988
150,000 50,000
166,000 300,000 450,000 400,000 200,000 200,000 200,000 150,000
60,000 911,250
Undivided Profits and Surplus Capital Reserves
217,000 75,000
700,000 500,000 400,000 500,000 475,000 150,000 180,000 700,000
61,129 351 111,849 352 234,951 353 550,446 354 507,666 355 202,081 356 125,263 357 125,345 358
5,481 359 1,713,129 360
9,597,904 2,535,955
8,846,221 1,557,907 5,010,176 918,452
44,636 10,437
2,290,796 281,460 264,011 81,215
350,000
600,300 200,000
320,700 500,000
825,543 361 247,735 362
5,153,881 11,235,042 1,376,180
88,644
27,873
140,998 130,521 200,000 250,000 500,000 532,836 363
3,227,618 2,874,719 8,000,629 7,687,004 5,915,030
874,603 8,662,913 7,947,073
8,234,889 4,369,898 8,784,491 6,591,162 10,574,873 1,136,658 12,241,223 6,649,425
1,238,270 682,942
4,706,163 1,294,578 1,915,251
57,162 2,327,464 2,318,322
10,000 3,888 242,007
14 7,325 29,936
986,062 163,234 43,419
1,774 58,913 111,705
289,633 527,745 982,995 385,792 752,272
29,855 1,389,304
817,948
126,748 90,223 198,94 7 197,993 169,386 19,645 170,266 131,894
100,000
170,000 300,000 875,000 400,000 400,000
90,000 750,000 139,290
430,000 75,000
700,000 600,000 600,000
85,000 750,000 485,740
633,918 364 460,085 365 263,125 366 686,433 367 592,432 368
44,407 369 937,367 370 758,100 371
941,649 2,162,076 1,468,432
37,541
98,637 45,169
50,000 200,000 144,279 372
1,596,221 489,261
1,705,090 2,442,106 3,335,346
3,328,089 4,890
4,230,788 3,512,649 6,073,174
593,070 203,912 318,420 556,015 402,057
29,000
30,746 599
79,586 10,606 28,863
113,137
236,892 764,848 171,813
45,018 2,586
53,883 74,276 76,405
100,000 25,000
250,000 225,000 100,000
200,000 65,000 250,000 275,000 200,000
267,036 373 32,334 374 184,050 375 149,836 376
585,203 377
2,387,259 1,402,806
3,502,879 4,988,196
304,951 702,556
7,311 73,410
15,565 240,885
58,847 45,84 7
100,000 50,000
200,000 250,000
375,542 378 213,260 379
31
ABSTRACT OF REPORTS OF CONDITION OF STATE CHARTERED CREDIT UNIONS AS OF DECEMBER 31, 1975
December 31, 1975
Percent of
Total December 31,
Assets
1974
Percent of Total Assets
Amount Increase (Decrease)
Percent of Increase
(Decrease)
ASSETS
Cash on hand and in Banks Bank CD's & passbook accts. Savings and Loan Associations Other credit union shares &
Deposits U.S. Government obligations Other bonds, notes, & debentures Corporate stocks GCUDIC Investments Premises, Furniture, & Fixtures Loans Prepaid Expense Other Assets
$ 7,126,281 25,194,710 8,910,585
7,025,942 13,251,465 16,533,016
890,265 364,817 I ,285,668 228,744,231 113,086 1,458,511
Total: Assets
$310,898,577
LIABILITIES
Deposits - Members MDC's Deposits -Non-Members Deposits - Christmas Club Deposits - Other Credit Unions Unearned Interest Accounts Payable Taxes Payable Notes Payable Dividends & Interest Refund
Payable Other Liabilities
Total: Liabilities
$259,336,356 1,102,886 7,457,275 246,589
22,531,879 1,022,362 37,464 29,914 I ,733,438
2,979,106 97,801
$296,575,070
CAPITAL
Reserves Shares Surplus and Undivided Earnings Total: Capital Account Total: Liabilities and Capital
9,794,765 1,171,185 3,357,557
14,323,507
$310,898,577
2.29 8.10 2.87
2.26 4.26 5.32
.29 .12 .41 73.57 .04 .47
100.00
$ 7,343,106 14,393,088 8,596,549
3,016,723 9,746,171 6,756,350 1,471,471
* 1,292,940 204,565,176
48,304 1,386,991
$258,616,869
83.41 .35
2.40 .08
7.25 .33
.Q1
.01 .56
.96 .03
95.39
$218,618,309 *
7,004,024 215,814
11,462,322 837,698 119,168 31,268
3,754,526
3,656,365 365,602
$246,065,096
3.15 .38 1.08
4.61
100.00
8,357,825 1,150,387 3,043,561
12,551,773
$258,616,869
2.84 5.57 3.32
1.17 3.77 2.61 0.57
* 0.50 79.10 0.02 0.53 100.00
84.54 *
2.71 0.08 4.43 0.32 0.05 0.01 1.45
1.42 0.14 95.15
3.23 0.44 1.18 4.85 100.00
$ (216,825) 10,801,622 314,036
(2.95) 75.05
3.65
4,009,219 3,505,294 9,776,666 (581,206)
364,817 (7,272)
24,179,055 64,782 71,520
$52,281,708
132.90 35.97 144.70 (39.50) N/A
(.56) 11.82 134.11
5.16
20.22
$40,718,047 1,102,886 453,251 30,775
11,069,557 184,664 (81,704) (1,354)
(2,021,088)
(677,259) (267,801)
$50,509,974
18.63 N/A 6.47 14.26 96.57 22.04 (68.56) (4.33) (53.83)
(18.52) (73.25)
20.53
I ,436,940 20,798
313,996
I ,771,734
$52,281.708
17.19 1.81
10.32
14.12
20.22
*Not in 1974 Report
32
STATE CHARTERED CREDIT UNIONS UNDER SUPERVISION OF DEPARTMENT OF BANKING
STATE OF GEORGIA
ALBANY
Albany Federal Employees Credit Union. P. 0. Box 3012 Carlton Credit Union, P. 0. Box 1087 Keenan Credit Union, 112 North Front Street Phoebe Putney Employees' Credit Union, P. 0. Box 1828
AMERICUS
Sumter County Teachers Credit Union, Route No. I
ATHENS
Athens Division Credit Union, 1001 Prince Avenue C. C. E. A. Credit Union, 599 College Avenue Dairy-Pak Athens Credit Union, P. 0. Box 1627
ATLANTA
A. D. Co. Employees Credit Union,777 Memorial Dr., S. E. AMCO Credit Union, 221 Ivy Street, N. E. AMILSCO Credit Union, 451 Stephens St., S. W. ARMCO Credit Union, P. 0. Box 1046 Arrow Credit Union, 2022 Murphy Avenue, S. W. Associated Credit Union, 1795 Peachtree Rd., N. E. Atlanta City Employees Credit Union, I 03 City Hall Atlanta Coca-Cola Bottling Co. Employees Credit Union, 864 Spring Street Atlanta Cooperative Credit Association, 1299 Spring St., N. W. Atlanta Postal Credit Union, M-1 02 Federal Annex Atlanta Railway Postal Clerks Credit Union, 111-M Federal Annex Atlanta Teachers Credit Union, 882 Vedado Way, N. E. Atlantic Steel Credit Union, 1300 Mecaslin St., N. W. Ben Franklin Credit Union, 1400 W. Peachtree St., N. W. Contelco Credit Union, 2700 Cumberland Parkway, N. W. CSC Employees Credit Union, 3445 Peachtree Rd., N. E. Delta Employees Credit Union, Atlanta Airport Dixie "66" Credit Union, P. 0. Box 4833 DuPont Atlanta Employees Credit Union, 1737 Ellsworth Ind. Dr., N. W. Employers Group Credit Union, 1438 W. Peachtree St., N. W. Employees Credit Union, Swift & Co., P. 0. Box 80385 Federal Employees Credit Union, P. 0. Box 1544 Fulton Teachers Credit Union, 777 Cleveland Ave., S. W. Genuine Parts Credit Union, 299 Piedmont Avenue, N. E. Georgia Central Credit Union, P. 0. Box 29884 Georgia Department of Human Resources Credit Union, Box 38181 Georgia Department of Public Safety Credit Union, P. 0. Box 1456 Georgia DOT Credit Union, 271 Capitol Avenue, S. W. Georgia E.S.A. Credit Union, 474 State Labor Building Georgia International Credit Union, P. 0. Box 7325 Georgia Standard Oil Employees Credit Union, Box 1706 Georgia State Department of Education Credit Union, 249 State Office Building Georgia Telco Credit Union, 424 Hurt Building
Total Assets as Reported
Dec. 31, 1975
Dec. 31, 1974
$ 855,460 84,683
459,750 64,819
$ 620, I 07 73,758
392,630 24,789
100,068
98,906
418,360 134,353 133,457
398,380 129,606 138,185
207,419 412,882
24,688 109,413 403,562 4,581,380 3,368,576 614,223 427,830 50,056,018 2,562,209 5,201,495 2,969,057
37,781 28,757 49,293 57,080,868 526,459 199.994 14,550 136,607 18,417,665 2,462,457 258,336 25,651,313 1,695,107 537,588 4,539,411 840,973 226,513 451.740 3,103,435 42,533,251
208,443 400,760
18,829 98,476 460,405 3,482,782 2,807,814 297,402 318,001 43,551,644 2,195,940 4,275,434 2,280,510 40,017 -063,444 45,076,928 393,355 183,292 13,643 116,085 16,376,679 2,136,125 209,532 15,533,623 1,322,968 407,573 3,996,547 532,265 204,348 469,214 2,345,062 39,309,204
33
~lAlt LltAKltKtU LKJ::.Ull UNIUN~- Continued
H M B Employees Credit Union, 1350 Spring St., N. W. Hospital Authority Employees Credit Union, 80 Butler St., S. E. John J. Hart Associates Credit Union, P. 0. Box 2192 Journal-Constitution Employees Credit Union, P. 0. Box 4689 Marion Mfg. Credit Union, 174 Chester Avenue, S. E. Mead Packaging Employees Credit Union, 1010 W. Marietta St., N. W. Mr. Friendly Credit Union, 1 Executive Park, East Munford Employees Credit Union, P. 0. Box 7701, Station C Mutual Savings Credit Union, 1219 Caroline St., N. E. Orange Disc Credit Union, 1375 Peachtree St., N. E., Room 180 Piedmont Hospital Credit Union, 1968 Peachtree Road, N. W. Presbyterian Center Credit Union, 341 Ponce de Leon Ave., N. E. Rich's Employees Credit Union, P. 0. Box 4539 Ruralist Credit Union, 713 Glenn Street, S. W. SAV Employees Credit Union, P. 0. Box 3257 Sewell Employees Credit Union, P. 0. Box 43923 SJI Employees Credit Union, 265 Ivy Street, N. E. S.M.C.R.C. Credit Union, 1307 Peachtree Street, N. E. S. 0. S. Credit Union, 116 Mitchell Street, Room 300 Southern Freight Bureau Employees Credit Union, 151 Ellis St., N. E. State Employees Credit Union, 216 Agriculture Building The Thrift Credit Union, 125 Spring Street, Room 111 United Family Employees Credit Union, 230 Houston Street, N. E. USSAC Credit Union, P. 0. Box 1685 White Columns Credit Union, 1601 W. Peachtree Street, N.E.
AUGUSTA
Georgia Railroad Employees Credit Union, 1507 Jordan Rd. GPC Credit Association, P. 0. Box 1808 Kendall Employees Credit Association, %The Kendall Company King Mill Savings & Credit Association, Goodrich Street Richmond County Health Department Employees Credit Union, 1001 Bailie Dr.
BAINBRIDGE
Bainbridge Mills Credit Association, P. 0. Box 1056
BRUNSWICK
Glynn County Federal Employees Credit Union, P. 0. Box 1315
CALHOUN
Calhoun-Gordon Co. Educators' Credit Union, 209 Victory Dr.
CHAMBLEE
Lay Employees S & L Credit Union, 4950 Peachtree Ind. Blvd.
CHATSWORTH
Crown Tuft Employees S & L Credit Union, P. 0. Box 160
COLLEGE PARK
Associated Grocers Credit Union, 2225 Shurfine Drive
COLUMBUS
Columbus Coca Cola Employees Credit Union, 305 Seventeenth St. Columbus Health & Hospital Credit Union, 1958 Eighth Ave.
34
Total Assets as Reported
Dec. 31, 1975
Dec. 31, 1974
$ 115,578 934,565 25,917
2,893,558 16.844
849,623 63,915 151,585
3,498,845 I ,523,083
90,436 178,747 7,256,163 283,628 170,127 86,400 112,915 172,730 159,263 243,918 2,794,872 2,769,137 174,674 386,211 204,212
$ 50,680 838,997 11,177
2,628,810 19,316
693,633 52,887 98,290
3,094,307 1 ,425,256
30,998 124,271 6,677,269 321,568
762 -0120,216 144,183 160,123 205,152 2,301,292 2,405,813 137,918 349,160 157,468
249,406 52,922 51,825
1,481,625 130,395
80,064
226,884 16,225 54,068
1,407,234 122,263
-o-
1,296,881
936,861
20,176
-0-
924,304
841,203
77,199
50,231
980,484
973,660
31,176 596,593
29,415 477,226
STATE CHARTERED CREDIT UNIONS- Continued
Columbus Postal Credit Union, P. 0. Box 2585 Columbus Regional Hospital Credit Union, 3000 Schatulga Rd. "CPC" Credit Union, 1700 Concord Blvd. D and L Employees Credit Association, P. 0. Box 708 Gas Light Employees Credit Union, 1421 Fourth Avenue Swift Credit Union, 1410 Sixth Avenue WeeReBel Employees Credit Union, 1350 Thirteenth Ave.
CORDELE Harris Employees Credit Union, P. 0. Box 998
CORNELIA STATCO Credit Union, 114 Elrod Street
DALTON D.D.I. Credit Union, P. 0. Box 606 N.G.E.M.C. Credit Union, P. 0. Box 1407 Normandy Carpets Employees Credit Union, P. 0. Box 1776 TEXACOTE Credit Union, Route # 1 Whitfield County Postal Employees Credit Union, P. 0. Building
DECATUR Decatur Postal Employees Credit Union, 520 W. Ponce de Leon Ave. Decatur Teachers Credit Union, 320 N. McDonough Street DRHD Credit Union, DeKalb Co. Health Department, 440 Winn Way Kraft Employees Credit Union, 501 DeKalb Industrial Way The WoodCo Credit Union, 5224 Snapfinger Woods Dr.
DORAVILLE F. D. & L. Employees Credit Union, P. 0. Box 48000 Gaylord Employees Credit Union, 4351 Pleasantdale Rd.
DOUGLAS Coffee General Hospital Employees Credit Union, P. 0. Box 1248
DRY BRANCH Georgia Kaolin Employees Credit Union,% Georgia Kaolin Co.
DUBLIN Dublin Federal Employees Credit Union, V. A. Center
EASTPOINT Colonial Stores Employees Credit Union, 2251 N. Sylvan Rd. East Point Municipal Employees Credit Union, City Hall L & P Credit Union, 2181 Sylvan Rd. WASE Credit Union, 267 5 Martin Street
EASTMAN Stuckey's Employees Association Credit Union, P. 0. Box 370
FOREST PARK Sexton Atlanta Employees Credit Union, 150 Forest Parkway
Total Assets as Reported
Dec. 31, 1975
Dec. 31, 1974
3,184,553 18,800 18,967 22,579
183,530 491,638 175,539
2,608,179 -025,044 6,223
168,870 420,814 144,942
$ 207,111
$ 177,598
151,176
126,762
43,176 89,463 52,775 103,397 169,461
39,718 94,887 20,474 86,664 136,323
502,706 229,495 198,121 3,817,782
39,239
398,862 184,744 180,184 3,570,055 37,042
1,014,193 124,195
891,534 106,232
63,421
30,657
298,207
254,831
441,209
397,105
6,358,402 386,527 103,636 61,142
5,020,177 336,807 77,502 50,987
112,390
88,475
96,592
94,599
35
STATE CHARTERED CREDIT UNIONS - Continued
Total Assets as Reported
Dec. 31, 1975
Dec. 31, 1974
FORT MCPHERSON Fort McPherson Credit Union, Building T-213
GAINESVILLE CITISCO Credit Association Credit Union, 401 Main St., S. W. HCH Employees Credit Union, 743 Spring Street, N. E.
GRIFFIN Launderers & Cleaners Credit Union, P. 0. Box 700
HAZLEHURST HandS Employees Credit Association, P. 0. Box 647 Patchogue-Plymouth Employees Credit Association, P. 0. Box 305
JACKSON CGEMC Employees Credit Union, 923 S. Mulberry St.
JONESBORO C.C.B.E. Employees Credit Union, P. 0. Box 492 Clayton Cities & County Employees Credit Union, 1099 Battle Cr. Rd.
LAFAYETTE Roper LaFayette Employees Credit Union, 1507 Broomtown Road
LAGRANGE West Central Georgia Educators, P. 0. Box 1647
MACON City Employees Credit Union, City Hall, 718 Poplar St. Federal Employees Credit Union, P. 0. Box 5313 Georgia Kraft Employees Credit Union, 4891 Mead Rd. Macon Firemen's Credit Union, 5565 Bloomfield Road Macon Police Credit Union, Police Department, City Hall Macon Water Works Credit Union, 780 Third Street Medical Center of Central Georgia Credit Union, P. 0. Box 6000 The Procter & Gamble Macon Employees Credit Union, 1265 Sixth St. Smith and Sons Employees Credit Union, P. 0. Box 4688
MARIETTA C-MAR Credit Union, P. 0. Box 235 McLaurin Employees Credit Union, 531 Rose Lane Street
MILLEDGEVILLE Baldwin County Hospital Employees Credit Union, 1954 N. Cobb St. Central State Hospital Credit Union, Lawrence Building
MONTEZUMA Southern Frozen Employees Credit Union,% Southern Frozen Foods
MOULTRIE Employees Credit Union, Swift & Co., %Swift and Co.
3,399,116
45,155 30,970
240,863
75,135 557,626
80,517
842,425 493,742
38,839
9,574
153,820 1,071,745 2,039,404
117,709 216,430 114,041 301,561 351,729 205,915
$ 485,335 21,543
167,766 4,684,577
73,954
141,834
3,124,401
47,312 -0-
136,332
33,939 426,163
62,896
720,536 354,382
10,538
7,068
163,918 829,995 I ,541,820 116,122 238,081 104,266 224,293 297,053 166,119
$ 300,045 12.909
143,648 4,053,067
64,623
139,509
36
STATE CHARTERED CREDIT UNIONS - Continued
Total Assets as Reported
Dec. 31, 1975
Dec. 31, 1974
NASHVILLE Nashville Mills Employees Credit Association, P. 0. Box 477
NORCROSS Rock City Packaging Credit Union, P. 0. Box 98
RINGGOLD Salem Carpet Mills Credit Union, P. 0. Box 10
ROME Floyd County Postal Employees Credit Union, P. 0. Building Rome Kraft Employees Credit Union, P. 0. Box 1551
SAVANNAH G.P.A. Cfedit Union, P. 0. Box 2406 Health Employees Chatham Co. Credit Union, P. 0. Box 6648 Savannah Electric & Power Employees Credit Union, 600 Bay Street, E. Savannah Federal Credit Union, P. 0. Box 1382 Savannah J-Mers Credit Union, P. 0. Box 1003 Savannah Postal Credit Union, Post Office Building Savannah Regional Hospital Credit Union, P. 0. Box 13607 Savannah Transit Credit Union, P. 0. Box 9118 Seaboard Employees Credit Union of Savannah, Inc., 601 E. Liberty St. Southern States Employees Credit Union, P. 0. Box 112 Workmen's Circle Credit Union, 801 Realty Building
STATESBORO Bulloch County School Employees Credit Union, P. 0. Box 1037
TALLAPOOSA Dixisteel Credit Union, P. 0. Box 247
THOMASVILLE Davis Industries Credit & Savings Association, P. 0. Box 200 Flowers Industries Savings & Service Credit Union, P. 0. Box 1219
TOCCOA Wright Manufacturing Employees Credit Union, 626 W. Currahee Street
TUCKER Doctors Hospital Employees Credit Union, 2160 ldlewood Rd. G.A.W.A. Credit Union, Suite 13, 8 LaVista Perimeter Off. Park
UNION CITY Ralston Purina Credit Union, P. 0. Box 508
VALDOSTA Valdosta Educators Credit Union, %Valdosta State College Valdosta Onized Credit Union, P. 0. Box 950
122,121
245,169
74,363
338,347 2,881,041
721,424 418,536 756,189 561,443
82,172 570,617 109,887 108,962 1,336,886
55,822 351,665
73,336
167,754
107,160 654,358
374,197
36,460 12,425
25,573
181,242 2,270,817
169,763
194,211
46,438
325,649 2,047,368
659,651 283,031 699,389 535,126
50,680 520,057
85,080 107,949 1,100,773
54,633 341,361
11,712
184,813
115,481 473,644
314,988
9,701 4,666
23,037
76,991 2,131,736
37
STATE CHARTERED CREDIT UNIONS - Continued
WARNER ROBINS Warner Robins Employees Credit Union, City Hall, Watson Blvd. WRENS Georgia-Tennessee Mining and Chern. Employees Credit Union, Wrens
Total Assets as Reported
Dec. 31, 1975
Dec. 31, 1974
416,481 17,470
335,567 14,196
38
REPORT OF CONDITION OF GEORGIA BUILDING AND LOAN ASSOCIATIONS
AS OF DECEMBER 31, 1975
Commerce
Commerce Bldg. & Loan Association
Lavonia
Franklin Bldg. & Loan Association
ASSETS
Cash Loans on Real Estate Other Loans Investment FHLB Stock Other Investment Fixed Assets (Net) Accrued Interest Receivable Other Assets
Total: Assets
LIABILITIES, RESERVE, AND CAPITAL
Regular Installments Paid on Shares Paid-up Shares Loans in Process Borrowed Money Accounts Payable - Accrued Taxes Deferred Credits Other Liabilities
Total: Liabilities
Reserves Surplus and Undivided Profits
Total: Net Worth
Total: Liabilities and Net Worth
$ 137,623 7,121,392 58,903 54,300 770,000 63,951 -039,118
$8,245,287
$7,616,591 -0-
57,590 -035 888 -0-
$7,675,104
381,000 189,183
570,183
$8,245,287
$ 232,223 3,613,321 135,944 31,000 130,000 39,909 3,184 21,460
$4,207,041
$3,741,981 -0-
43,073 200,000
581 2,959 -0-
$3,988,594
155,691 62,756
218,447
$4,207,041
TOTAL
$ 369,846 10,734,713 194,84 7 85,300 900,000 103,860 3,184 60,578
$12,452,328
$11,358,572 -0-
100,663 200,000
616 3,847 -0-
$11 ,663,698
536,691 251,939
788,630
$12,452,328
City
Commerce Lavonia
LIST OF STATE CHARTERED BUILDING AND LOAN ASSOCIATIONS
County
Began Name of Building and Loan Association Business
Executive Officer
Jackson Franklin
Commerce Building and Loan Association Franklin Building and Loan Association
1929 1948
Thomas F. Benton, President J. H. Beasley, President
39
Name and Location
FIRMS LICENSED BY THE COMMISSIONER UNDER THE GEORGIA SALE OF CHECKS ACT,
APPROVED MARCH 2, 1965
(Chapter 13-22, Georgia Code, Annotated)
Total Number of Georgia Agents
American Express Company American Express Plaza New York, N.Y. 10004 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 526
BA Cheque Corp. One Powell Street San Francisco, California 94104 ......................................................... 248
Citicorp Services, Inc. 399 Park Avenue New, York, N.Y. 10022 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 115
Consumers Money Order Corp. of America 2031 Olive Street St. Louis, Missouri 63103 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
First National City Corp. 399 Park Avenue New York, N.Y. 10022 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 115
Munford, Inc. 68 Brookwood Drive, N. E. Atlanta, Georgia 30309 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 321
National Money Orders, Inc. 3200 Travis Street Houston, Texas 77006 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35
Nation-Wide Check Corp. 91 Aquahart Road Glen Burnie, Maryland 21061 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 258
Republic Money Orders, Inc. Republic National Bank Building Dallas, Texas 75201 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 267
Thomas Cook Bankers Ltd. 587 Fifth Avenue NewYork,N.Y.10017 ................................................................ 9
Travelers Express Company, Inc. Chamber of Commerce Building 15 South Fifth Street Minneapolis, Minnesota 55402 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 203
40