Twenty-third annual report [1942]

TWENTY-THIRD ANNUAL REPORT
OF THE
DEPARTMENT OF BANKING
OF THE
STATE OF GEORGIA
YEAR ENDING DECEMBER 31
1942
-o-
J, C. BEASLEY. Superintendent of Banks

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved August 16, 1919
TWENTY-THIRD ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1942
DEPARTMENT ESTABLISHED An act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks, and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. This Act has been amended from time to time, through the session of the General Assembly in 1937, all of which amendments are contained in the Banking Act published by the Department of Banking.
J, C. BEASLEY, Superintendent of Banks

TWENTY-THIRD ANNUAL REPORT

III

DEPARTMENT OF BANKING, STATE OF GEORGIA
ATLANTA

December 31, 1942.
To the Honorable Eugene Talmadge, Governor,
State of Georgia, Atlanta, Ga.
Dear Sir: As required in Sections 15 and 16 of Article 2 of the Banking
Law, I have the honor to submit herewith, this, the 23rd Annual Report of the Department of Banking for the year ending December 3L 1942.
This report consists of the following exhibits:
l. Exhibit "A", Official Roster of the Department of Banking.
2. Exhibit "B", a statement of the receipts and disbursements of the Department for the year 1942.
3. Exhibits "C", "D", "E", "F", "G", "H", "I", covering miscellaneous applications relative to charter amendments, charter renewals, etc.
4. Exhibit 'T', a list of banks in voluntary liquidation.
5. Exhibit "K", a list of branch banks now in operation.
6. Exhibit "L", a condensed statement showing the disposition of banks during the year 1942.
7. Exhibit "M", a list of banks that are members of the Federal Reserve System.

IV

DEPARTMENT OF BANKING

8. Exhibit "N", a list of Small Loan Companies under th supervision of the Superintendent of Banks during the year 19; and Exhibit "0", a list of Credit Unions as of December 31, 194i
9. Exhibit "P", abstract of reports showing condition of 241 banks and 9 branches as of December 31, 1942, with a compara. tive statement of 239 banks and 8 branches as of December 3L 1941.
In addition to the information as reflected in the exhibits referred to above, the report contains the detailed published state-
ment of each bank as of December 3L 1942. This statement gives
an itemized report of the assets and liabilities of the bank, the date the bank was chartered, the date it began business, and the name of the President and Cashier.
Respectfully submitted,
J. C. BEASLEY,
Superintendent of Banks.

TWENTY-THIRD ANNUAL REPORT

v

Exhibit "A"

DEPARTMENT OF BANKING, STATE OF GEORGIA
OFFICIAL ROSTER

December 31, 1942

J. C. BEASLEY. Superintendent of Banks

EXAMINERS

Name and Address

Salary

J. B. Brown. \"idalia _____________________________________________________ $200.00

W. E. Copeland. Dublin------------------------------------------------- 200.00 C. C. Cunningham. Atlanta ___________ ----------------------------------- 200.00 W. R. DeLoach. Atlanta __ ___ __ ---------------------------------- 200.00

T. A. Dixon. Decatur ____ ---------------------------------------------- 200n0

R. G. Fleetwood, Thomasville_____

-------------------------------- 200.00

E. E. Trapnell, Claxton___ _ _ _________ -------------------------- 200.00

OFFICE ASSISTANTS

Name and Position

Salary

Mattie Hughes, Typist_ ________________________________________________ $110.00

Mrs. Evelyn Jones, Bookkeeper__________________________________________ 140.00

Mrs. John W. Wyrick, Chief Clerk_______________________________________ 150.00

W. C. Thompson, Credit Union Examiner___ ------------------------------ 175.00

Frank Burns, Porter_ ______________________________________________ --- $ 45.00

VI

DEPART'IIENT OF BANKING

DEPARTMENT OF BANKING, STATE OF GEORGIA Receipt~ and Disbursements, 1942

Exhibit "B"

RECEIPTS

Balance January 1, 1942___________

_ _________

_______ $ 5,244.93

Examination Fees ____ __________ __________________________

_ 56,530.00

Small Loan Fee,_________________________ ________ _____________ 491.67

'.Iiscellaneou' Income ____ ___ ______ ___ ________ _______ _ ____ __ __ ___

21.95

862.288.55

DISBVRSEMENTS

Superintend~nt , Salary

Assistant Superintendent's Salary___________________ _

Traveling Expcmes. Superintendent _

Traveling Expemes. Aso-istant Superintendent_ ____ _

Office Asf.if'tants' Salaries

_________ _

Examiners' Salarie, _____________

Examiner~' Expen~es. Traveling _________ ---------- ____________ _

Printing and Stationery ______________________________________ _

'.Iisccllancmis Office Expenses _____________________________ _

_$ 6.000.00 - 3.300.00
569.62 . 211.93 5.952.50 14.2Sl.63 10,269.74 337.46 2.366.41

~43,309.39

3o/o Deduction b, State ___________________________ _

:':18,979.16 1,710.84

Balance December 31. 1942 __

~17,268.32

---------------T-W-EN-T-Y--T-H-IR-D-A-N-N-tT-A-L -R-E-PO-R-T--------------V-II

Exhibit "C" APPLICATIONS FOR RENEWAL OF CHARTER APPROVED

NAME OF BANK

'

r;;;;; and .\i~rchants Bank___ --
State Bank _of Kmgsland_______ _-
Bank of Tnon _______________ ... -- -

LOCATION
Junction City__ Kingsland _____ Trion __________

DATE OF CHARTER
3-23-1912 ll-26-1912 10-16-1912

-------APPLICATIONS :FOR CHARTER APPROVED

----NA.\lE OF BA:'JK

LOCATIO_\[

I

The Bank of Albany________ The Commercial Bank. ____ _ Cook Banking Company____ _ Citizens Banking Company__ Citizens Bank -------

~~~~~1~;;j];_ ~------~----------~I
Cochran __________________ ] HartwelL _______________ -~ GlPnnville _________________ _

APPROVED
2-16-1942 6-2-1942 10-12-1942
Exhibit "D"
APPROYED
3-6-1942 3-30-1942 4-23-1942 ll-10-1942 12-9-1942

Exhibit "E"

------0-~-~~-:-:-,-~-F------ "' B'"k

PER!\'IITS TO BEGIN BUSINESS ISSUED

LOCATION

I BECAN BUSINESS

BANK .......... ! Albany________________ _ ----4--6--1-9_4_2_ __

The Commercial Bank _____ _

! Douglasville ______________

5-1-1942

Cook Banking Company____ _

Cochran__ __ _ _____ __

1-1-1942

Exhibit "F"

DATE OF PERMIT 1-:2-1942

APPROVAL Of' !\'IERGER

Exhibit "G"

NA.\1 OF BAN_K_ _ I LOCATION I

DATE

----1 Northwest Atlanta Bank

Atlanta _______ l---3--2-5--1-94-2

~-------~~-------

.\IERGED WITH The Bank of Atlanta

APPLICATION TO INCREASE CAPITAL APPROVED

Exhibit "H"

NA\IE OF BA'lK

~_PP_R LOCATION I ___ _o__v_E_D_(_A'IIOl 1NT oF INCREASE

The Four County Bank

Allentmm- __ 1

6-25-1942

1

$15.000 to $25_.o_o_o_ _

Exhibit "1" !\'IISCELLANEOUS APPLICATIONS }'OR AMENDMENT TO CHARTER

NAl\!E OF BA!'lK

I LOCATION I APPRO\ ED

I American Savings Bank ____ -I Atlanta ___ I

9-14-194:2

1
---------------------------

I NATL RE OF A.\IENDMENT-

I To acquire powPr to accept

I

demand deposits.

---

VIII

DEPARTMENT OF BANKING

Exhibit "J"

BANKS IN VOLUNTARY LIQUIDATION December 31, 1942

NAME OF BAl\'K Bank of Sale City_____________________ _

LOCATION Sale City_______________ _

---DATE
January 22. 1924

Bank of Willacoochee ____________________ _ Willacoochee ____________ _ May 18. 1925

Farmers Banking Company ________________ _ Covington ________________ _ April 6, 192.1

Farmers Bank_ ___________________________ _
Bank of Bostwick__________ __________ _ Farmers & _\Ierchants Bank_ ______________ _ Union Banking Company___________________

Vidctte _________________ _ Bo~wick _______________ _ Grantvillf' ______________ _ _\fonroe ________________ _

June 28. I'!26
December :2. 19:6 Decembn <J. 1~26 February 12. ~92i

Dacula Banking Company____________ _
Sharpsburg Banking Company Bank of Boston _____________________ _

Dacula _______________ FPbruary IS. 192i Sharpsburg _____________ _ November 1:2, 192i Boston ____________________ 1 December :-11, 192i

Bank of Buckhead ____________________ _

Buckheacl_ ______________ _ July 14, 1927

Bank of Lincolnton_______ __ __ ________ _

Lincolnton ______________ _ February 10, 1928

Bank of Stephem; _______________________ _ Council Bank_ ___ _

Stephens ______________ _ 1 September 11, 1928

Ella ville _______ _

Pen din~

Pittard Banking Company _______________ _ Winterville _____________ _ Pend in~

Bank of Taliaferro________________ _

Crawfordville _________ _ Septemlwr ~. 1929

Atlanta Trust Company___________________ _ Atlanta ________________ _ DecPmber I J, 1929

Bank of llelen ______ _

Helen __________ _

June 2. l'J:JO

Bank of Cave Spring ____ _

Cavt' Spring __ _

Derember 12, 1930

Houston Banking Company Farmers & _\lerchants Bank

Perry _______ _

December 12. 1930

Kitf' __________________ _ January 2h. 1931

Merchant' Trm,t Company ___________ _

\'al dosta __ _

January 30. 1931

Atlanta Savings Bank_ _____________________ _ Atlanta ________________ _ Octolwr J:L 1931

South Georgia Trust Company __________ _ Albany _________________ _ Decemlwr II, 1931

People's Bank__

______________ _ Glennville___ ____ ____ __ Decemlwr :! I. 1931

.--_-_-_-_-_ -_-_-_-_-_-_-_-__ , Bank of Statham___ ____________________ _
Walker County Bank _______________ _

{~1~~;~1;t-

Dccembt'r ;; I. 1931 January I. 1932

Bank of Brooklet

Brooklet ______________ _ January 1, 1932

Whitesburg Banking Company____ _

Whitesburg _____________ _ FPbruary :2. 1932

Logansvillc Banking Company ______________ _ Loganville ______________ _ April 28, l '132

Newnan Bank & Trust Company___________ _ Newnan_ _____ ___ __

May ll, 1'!:)2

Citizens Bank_ _____________________________ _ Brinson

December :n, 1932

Bank of Forsyth _________________________ _ Forsyth __

January 2. 1933

Citizens Bank_

______________ _

Claxton ________ _

December ~- 1934

Decatur County Bank__

__________ _

Bainbridge_

October 2'!, 1934

Rhine Banking Company___ ___ __________ _ Rhine ________________ _ December 21. 1934

Tobacco Belt Trust Company _____________ _ Lakeland _____________ _ November 6. 1935

Ashley Trust Company _________________ _ Valdosta ____________ _ November 1-L 1935

Continental Trust Company_____________ _

Atlanta __ _

December 12. 1935

Bank of Hoschton _______________________ _ HoFchton _____________ _ April 19. 1936

Bank of _\feansvilk ________ _

_\feansvillc _________ _

January 3. 1938

Citizens Bank ______ _

Tallapoosa

~larch 14. 1938

Exchange Bank ____ _

Sycamore __ _

March 16, 1938

Bank of Eton ___ _

Eton ____ _

October I L 1938

Bank of Camden County

St. _\farys

December 27. 1938

Farmters & _\ferchants B-ank

Charing ______________ --\ Dt'cPmber 19. 19-W

TWENTY-THIRD ANNUAL REPORT

IX

BRANCH BANKS AS OF DECEMBER 31, 1942

Exhibit "K"

NA'VIE OF BRANCH

LOCATION

NAME OF PARENT

LOCATION

Northwest Atlanta Bank_ _________ Atlanta _________ The Bank of Atlanta________ Atlanta

Georgia Railroad Bk. & Trust Co.,

Georgia Railroad Bank &

1111 Broad Street_ ___ . ______ - Augusta________ Trust Co. ____________ ---- Augusta

Columbus Bank & Trust Co.. 14 Street _____________________ Columbus ______ Columbus Bank & Trust Co. Columbus

Columbus Bank & Trwt Co.. North Highland ________________ Columbw __

Columbus Bank & Trust Co. Columbu,.

Columbus Bank & Trust Co.. Rankin Howe ______________ Columbus ____ Columbus Bank & Trust Co. Columbus

Cornelia Bank ___________________ Demorest--- __ Cornelia Bank ----------

Cornelia

Green vi lie Bankin~ Co. __

__ Gay ___________ Greenville Banking Co.___ __ Greenville

Brunswick Bank & Trust Co. _____ Jesup ___ _ ___ B~t:nswick Bank & Trm-t Co. I Brunswick

Citizen" Bank_ _______ _

_ Nahunta ________ Ctttzens Bank .. ____________ _ Folkston

--------------------~----------

DISPOSITION OF BANKS IN GEORGIA DURING YEAR 1942

Exhibit "L''

Banks in Operation January l, 1942 ________________________ _ Banks in Operation December 31, 1942 _____________________ _
Increase During Year ________________________________ _

Banks -- 239 --- 241
2

Branches 8 9

**

New Banks __

3

Tht> Bank of Albany, Albany

The Commercial Bank. Douglasville

Cook Banking Company. Cochran

Branch ERtablished __ __

_ _______ --------------------------

Northwe,-t Atlanta Bank, Branch

The Bank of Atlanta. Atlanta Mergers ________________________________________________________ _

North" e,-t Atlanta Bank with The Bank of Atlanta. Atlanta

Net Increase Shown Above------------------------------------

2

X

DEPART:\IENT OF BANKI"'G

Exhibit "M'

STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM

Bank of Adairsville~~--- ~~- ~--

- ~- -- ----- .\dairsville

Trust Company of Georgia~~~~~~~~~~- _____ ~ _-~~~~~~~~~~~ __ ~-~~~~~- ~- __ -~~--~-~- Atlanta

G~orgia Railroad Bank & Trust Company~---~~-~~~~~~-~~~~~~~-~~~

Augusta

Citizens Bank & Trust Company~-~~-_ ~-~~~ -~~~ ~~~~~ -~

~~--Bainbridge

The Blackshear BanL~--~~-~~~~~~~~~~-~~~~-~~~-

-~-~~-~~~~--- ~~-

--- Blarkshear

Brunswick Bank & Trust CompanY~~~~-~--~~~---

~-~~--~~~~-~-Brunswick

Bank of Canton~~~~~~~~~~~~~~~~~~~~~~~~~--- -~- ~ -~~~~-~~-

_ Canton

Columbus Bank & Trust Company~~~~- ~~~- -~~-~~~~~ -~~~~~~

Columbus

::\Ierchants & l\Iechanics Bank~~~~~~~---~

~~~~~~~~~~~~~~~~- --- __ Columbus

Northeastern Banking Company~~~~~~-_

Commerce

Brand Banking Company ~~~~~~~~~~

Lawrenceville

Bank of ::\Iillen_~

-~~--~~~ -~~~~~

_:\Iillen

Farmers Bank~~~~~~-~~--~--~-~~~~~~-~~-~-~--~~~~~~~~-~~--~~~~-~-~-~~~~~~~-

____ 1\Ionroe

Farmers Bank of Pelham_~~

Pelham

Citizens Bank & Trust CompanY~~~-~ -~-~- ~~--~ -~-~~~-~~----~~~~---

____ -~~~~:"'avannah

Savannah Bank & Trust Company~~~~~~~~~--~~~~~~~~--

~-~~~~~~--- _____ ~~--- -~-:;avannah

Bank of Soperton __ -~~~~~~~~~~~~~~~-~--~-~-~~~~~~~~~~

-~~~--~~~- __________ Soperton

Central Bank ~ ~ _

_ _---~-~~~~~~~--~--~~~~~~~-~~~~~~~-- _ ____________________ _Swain~boro

TWENTY-THIRD ANNT.:AL REPORT

XI Exhibit "N"

SMALL LOAN COMPANIES UNDER THE SllPERVISION OF THE SUPERINTENDENT OF BANKS Dl.iRING 1942

NA~IE OF CO.\IPANY

Location

T. C. Adams---------

Atlanta

Georgia Finance. Inc. ____ . __

Atlanta

~faster Loan Senice, Inc. _____________________________________________ Atlanta

~Irs. :\lary Bell Wood, as Exec. of the Estate of A. ]. \'\'ood. D('cea>'elL. Brunswiek

Jefferson Loan Society _______________________ ---------------------------- Atlanta

Date License Issued
l-8-42
l-6-42
l-2-42
1-9-42
1-31-42

XII

DEPARTMENT OF BANKING

Exhibit ..0,.
CREDIT UNIONS IN GEORGIA AS OF DECEMBER 31, 1942
(102)
ALBANY Albany Federal Employees Credit Lnion, % Post Office. Georgia :;;tages Employees Credit linion, % Georgia Stages, Inc. The Herald Credit Union, % Albany Herald. Hodge' Credit (Inion, % Albany Hardware Co. Keenan Credit l-nion, % The Keenan Co.
ATHENS Athen' Division Credit L'nion. % Georgia Power Co. Athen>' Po,tal Credit Union. % Post Office.
ATLANTA A. B. & A. Railway Credit l-nion. 26 Cain St.. N. W. J. P. Allen Employees Credit L'nion, % J. P. Allen &: Co. Apaco Credit l-nion, 225 Moore St. Armour Atlanta Crt'dit l nion. 451 Whitehall St., S. W. Armour Fertilizer Works Credit Cnion. 816 \\/alton Bldg. Arrow Credit l nion, 1822 '.Iurphy Ave., S. W. Atlanta City Employees Credit Union, City Hall. Atlanta Co-Operative Credit Ass'n, 127 Decatur St., S. E. Atlanta Firemen's Credit Union, 166 Alabama St., S. W. Atlanta Joint Terminals Credit lcnion. 106 Carroll St., S. E. Atlanta Journal Employees' Credit llnion. Journal Bldg. Atlanta Po,tal Credit Union, 302 Federal Annex Bldg. Atlanta Railway Postal Clerks Credit l 1nion. 205 Federal Annex. Atlanta S. & W. Employees Credit Union. 189 Peachtree St. Atlanta Savings Stores Credit Cnion, 387 Whitehall St., S. W. Atlanta Teachers' Association Credit Union. % Tech High School. Atlanta Telco Credit Union. % Southern Bell Tel. Co. Atlanta Terminal Employees' Credit {Inion, Terminal Station. Atlantic Steel Credit llnion, Box 1714. Beck & Gregg Hardward Employees Credit l-nion, 64 '.Iarietta St., N. W. Ben Franklin Credit l;nion, 600 Healey Bldg. Calwrt Iron Credit Union, 1195 Mickleberry St., S. W. Canco 51-A Credit l!nion. 410 Marietta St.. N. W. Circle ''W'' Credit {inion. 1299 Northside Drive. N. W. Dinkier Employees of Georgia Credit l 1nion, Ansley Hotel. Liortch Bakery Credit l nion. 505 W. Whitehall St., S. W. Employment Service Credit l nion. 191 '.Iarietta St. Essell Credit Union. William-Oliver Bldg. The Federal Employees Credit l 1nion, 540 Old Post Office Bldg. Fulton Teacher,_' Credit lfnion, 524 Court Hom,e. General Shoe Credit A,.,:n, 16 Yonge St. Genuine Part!' Credit l'nion, 457 W. Peachtree St.

TWENTY-THIRD ANNUAL REPORT

XIII

Georgia B U C Credit Union, % Georgia Bureau of Unemployment Compensation, State Office
Building. Georgia League Credit Union, P. 0. Box 2044. Georgia Standard Oil Employees Credit Union. 746 ::\1arietta St. G.-WP General Office Credit Union, 4 Hunter St., S. E. Gesco Credit Union, 172 Haynes St., S. W. Kline Employees Credit Union, 91 Whitehall St. Kraft Employees of Atlanta Credit Union, 890 Memorial Drive, S. E. Lane Employees Credit Union, 477 Peachtree St. Merchants Mutual Credit Corporation, 93 Pryor St., S. W. Metro Credit Union, 198 Luckie St., N. W. Mutual Savings Credit Union, 243 Peachtree St.. N. E. Orange Disc Credit Union, % Gulf Oil Corp. Orkin Service Credit llnion. 315 Peachtree St. R. E. A. Employees Credit Union, 89 Luckie St. Regenstein Employees' Credit Union. 209 Peachtree St., N. E. Rich's Employees Credit Union, % Rich's, Inc. Rogers Credit Union, 682 Whitehall St., S. W. S. M. C. R. C. Credit Union. 808 Bona Allen Bldg. Seaboard Employees' Credit Union of Atlanta, Inc., R. F. D. 5. Box 441. Southern Freight Tariff Bureau Employees Credit Union, 101 :\Iarietta St. Bldg. Southern Spring Bed Credit Union, 290 Hunter St., S. E. State Welfare Credit Union, State Office Bldg. Swift Atlanta Employees Credit Union, 33 Hunter St., S. W. The Thrift Credit Union, 125 Spring St., S. W. University Center Credit Union, 223 Walton St., N. W. Wage-Hour Credit Union, 249 Peachtree St.. N. E. Wofford Credit Union, 140 Spring St., S. W.
AUGUSTA Augusta City Employees Credit Union, City HalL Augusta Federal Employees Credit Union, Federal Building. Augusta Fire Department Credit Union, 1259 Broad St. Augusta Negro Underwriters Credit Union, 912 Gwinnett St., Box 659. Georgia Railroad Employees Credit Union, % Georgia Railroad. King Mill Credit Union, % King MilL Richmond County Teachers Credit Union, % Supt. of Schools.
BRUNSWICK G. V. & P. Employees Credit Union, % Georgia Veneer & Package Co.
CARROLLTON
Carroll County Teachers Credit Union. Mandeville Employees Credit Union.
COLUMBUS
Bibb Thrift Club Credit Union, Bibb City.
Columbus Postal Employees Credit Union, % Post Office.
DECATUR
DeKalb County Teachers Credit Union, 544 N. McDonough St.

XIV

DEPART:\IE:\TT OF BANKING

EAST POI!\'T East Point .\Iunicipal Employee> Credit l nion. Lethnol Credit Union, 411 ConleY Drin.
HAPEVILLE Delta Employees CrPdit rnion. CandlPr Fit'ld.
LAWRENCEVILLE General ~hoe Credit l:nion.
MACON Federal Employ<'<'S Credit l nion. P<bt Office Bldg. Happ:rade Credit lnion, Broadway at PinP. .\Iacnn Fir<'men',; Credit l'nion. % Fire Departnwnl. .\lacon Ttxtile,, Inc.. CrPdit [nion. Lake :-;1. l'nion Credit l nion. 417 Cherry :-;1.
~IORVEN
The Citizen' Credit l nion.
MOULTRIE :-;wift .\fnultrie Emploype,- Credit l-nion. % :-;" ift & Co.
PLAINS ~umt<T ( :.. unty Teacher< Credit l nion.
ROME Floyd County Po,;tal Employees Credit l nion. 0/ 0 !'not Office.
SAVANNAH Central Employt'e>< Credit l'nion. Inc.. % Central of Georgia Raih1ay. Chatlram County Teaclwr, A,;,;'n Credit l nion, 208 Bull St. l\ferchant> Credit (inion, 3JS Commercial Bldg. Savannah & Atlanta Rwy. Employees' Credit l-nion. ~aYannah El ..ctric & Pown Employees Credit ('nion. 27 \V. BaY ~t. SaYannah FPd<'ral Employ<'es Credit l'nion. 207 Po,;t Office Bldp:. SPaboard Employees Credit lninn. Room JO-t l:nion Station.
THOMASTON Silwrtown Credit l'ninn.
TIFTON Tift Countv Po,-tal Employee,- Cr..dit ( nion. % l'o,;t Offiop.
VALDOSTA Postal CrPdit l nion, % Post Office.
INACTIVE CREDIT UNIONS: B. A. E. Credit Union, Atlanta. L. & R. Employees Credit l nion. Atlanta. Southern Sh..Jl Employep,; Credit lnion. Atlanta. Sterchi Credit l nion, Atlanta. Wooding's Cafeteria Credit lnion, Atlanta. .\lacon R. E. A. Employee" Credit t:ninn . .\lacon.

-----

TWE\ITY-THIRD ANL\lAL REPORT
CREDIT l'NIONS IN VOLUNTARY LIQUIDATIO'\: Atlanta Plumbers' Credit l"nion. Atlanta. Harry Sommers Credit Lnion_ Atlanta. Hartford Credit Pnion, Atlanta. rnderwriter< Credit Union, Atlanta. Atlanta Lodge ::>lo. l (L A. & :\I. I Credit l "ni11n. _\tlanta. ]. i\f. Harri'<Jn Employees Credit l r1ion, Atlanta. Stein Printing Co. Employees Credit (Tnion. Atlanta. \\'estern & Atlantic Credit L nion. Atlanta.
IN POSSESSION OF DEPARTMENT OF BANKING FOR LIQliiDATIO'\: .\thens Firemen's Credit llnion. Atlrenf'. The Pullman Shop Employt>e!' Credit l'nion, Atlanta. Augu,ta Police CrPdit {inion. Augusta. WestPrn l\t"wspaper Emploype,; CrPdit t 1nion. Atlanta. \Yhite ProYif'ion Employee" Cr"dit Cnion. i\tlanta.

XVI

DEPARTMENT OF BANKING

Exhibit "P

ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEOHGIA AS OF DECEMBER 31, 1942

(With Comparative Statement as of December 31, 1941)

RESOURCES

241 Banks and 9 Brancht>s as
of Dec, 31. 1942

Loans and Discounts_~~~~~~~~~~~~~~~~~~~~~~-~~~~~~~~~~~~~~$ 97.464,183.52

State of Georgia and :\1unicipal Bonds Owned~~~~~~~~~~~~~~~ 8,660,815.88

U. S. Government Securities Owned~~~~~~~~~~~~~~~~~~~--~~~~ 89,384.663.21

Other Stocks and Bonds Owned~~~~~~~~~~~~~~~~~~~~~~~~~~~ 5,902. 762.52

Banking House and LoL~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 4,397.010.08

Furniture and Fixtures~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

581,145.95

Other Real Estate Owned~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 2.504,612.99

Cash in Vault and Amount due from approved Reserve Agents 146,966.075.56

Checks for Clearing and Due from other Banks~~~~~~~~~~~~~~ 2.525,331.21

Cash Items ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

28.370.95

Overdrafts ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~-~~~~~~~~~~~~~~

51.336.43

Advance on Cotton and other Commodities~~~--~~~~~~~~~~~~~~ 4,642,647.12

Customers' Liability on Letters of Credit and Acceptances~~~

64.942.75

Other Resources ~~~~~~---~~~~~~~~~~~~~~~~-~~~~-~~~~~~~~-~

859,692.67

TotaL~~~~~~~~-~-~~-~~~~~~~~~~~~~-~~~~~-~~~~~~--~-~~~~$364.033,590.84

239 Banks and
8 Branches as
of Dec. 31,
1941
$11 1.659.581.47 8.880.741.20 2:).824.859.47 6.664.723.74 4.l65.7%.61 5-l3,994.66 ).010.400.48
106,:226,989.61 1.818,978.79 l6.382.52 S6,074.19 :1.6:\2.803.61 'i4.774.05 984,233.97
$27l,<J:l0,284.37

LIABILITIES

Capital Stock -~~~-~~~--~---~~--~--~-~~~-~~~-~--~~~~~~~~~-$ 14,524,500.00

Capital Notes -~~~-~-~~~~~~-~-~~~-~~~~--~~~~~~~~~~~~~~~~~ 1,366.653.73

Surplus Fund ~~~~~~~-~-~~~~~--~~~--~~-~-~-~~-~~~~~~~~-~-~ 10,910,523.06

Undivided Profits ~~~~-~-~~~~-~-~~~~--~~-~~~~~~~~~~~~~-~~~ 4,991,616.73

Reserve Funds ~~~~~~~~~~~~~~~-~~~~~-~-~~~-~~~--~~---~~~~~ 2,599.751.55

Due to Banks~~~~~~-~~~~~~~~-~~~~--~~~~~-~~~~~~~~~~~~~~~~ 29.440,863.12

Dividends Unpaid ~~~-~~~-~-~~-~~~-~~~---~-~-~~~----~-~~~-

199.884.47

Cashier's Checks ~~--~~~~-~~~~~~~~~~-~~~~~-~--~~~~~~~~~~~~ 2.950,276.55

Certified Checks ~~~~-~~~~-~~~--~~--~--~---~~~~~~-~~~-~~~~

47,127.63

Demand Deposits ~~~~----~~~~~-~-~~~~-~-~~~~~~~~~~~~- ~~-~ 227,025,170.55

Time Certificates of Deposits~~~~-~-~-~~~~~~~~~~~~~------~- 28,139,948.95

Savings Deposits -~~~~---~--~~--~-~~-~~~~~~~~-~~~ ~~~~---~~ 39,591,450.26

Letters of Credit and Acceptances executed for Customers~-~~

64,942.75

Bills Payable -~-~--~--~~~-------~-------~----~~~~~-~~~~~~

None

Other Liabilities ~~~~-~-~------~~~-~-~-~--~~~~~~~~-~-~-~-- 2,180.881.49

TotaL~~~~~~~~~-~-~-----~~-~-~--~~-~-~~--~~~~~---~-~~~$364.033,590.84

$ 14.400.500.00 1.406.875.00
10581.473.06 4,:16:),426.31 2.397.697.29
25.fiS9.667.24 2.18.162.60
2,218,020.02 18,209.99
142,:192.899.47 15,613.631.32 50,306.094.83
S4.774.05 120.000.00 2,158,853.19
$27l,9:l0.284.37

This statement does not include four Superior Court Chartered Banks.

TWEl\iTY-THlRD A'\1:'-ll AL REPORT

l

STATE:\IENT

Showing condition at the close of business December 31, 1!142. of

BANK OF ACWORTH Acworth, Ga.

As called for by the Superintendent of Banks.

A. J. DURHAM,

J. H. HARRISOJ'\,

President.

Cashier.

Date of Charter: 10-31-1905

Began Business: 12-19-1905

--------------------------------------------------------------------------------------------LTARILITIES

Loans and Jlislounts

Capital ~tcwk __ _

~~.1100,()1)

State of Georgia and 3lunicipal Bonds

Capital ":\ott's --------

~ono

r.

owned S. (;o

Yernmellt

8t>eurities

ownt>d __ _

4,10!1. 71 :l.>, 1011.00

SurpliJs Fund -l.wliri<kd Profits

~.000.00
10.:17:tti2

Other Stocl\s and Bonds owned

);one

HPSPITt' Funds

l!W.:!4

Banking- House and I~ot ___________ _ Furniture aml :Fixtuns ____________ _
Other Real Estate Owned ______ _
Cash in Yault and Amount clur from apJ1rond Rescrn .:\gents _______ _

l.Xl!I.:!.J
u;:w.xJ
Sone

Hut to Banks--------Ui\"idcnds rnpaid _________________ _ Cashit>r's Clwcks _______ _ C't'rtified Chech:s ___________________ Dt'mand Heposits ________________ _

X one
~.0110.00
:!10.8:1 X nne
:;;17 .747.!17

Checks for Clearing aml lhu_ from other Ranl\s ______________ _

:?.S:1:1.2\l

TimP Certificates of lkpo~its Sadugs Hf'}Josits _____ _

7S,:l:Jti..tl ":\one

Cash Items -------------

Orerdrafts --------------

Adrarwe 011 Cotton and otht'r Com-

modities

________ _

Customers' I ..iability on Ldters of

Credit and Acct>vtances ________ _

;\oue 7XO. 7:!
Xmw
Xone

Lf'tters of Credit and Acce]Jtall<'e" exe<ute<l for Customers _____ _
Bills l'a~n1hle _____ _
Xote.s and Hills Hedis<nuu1etl __ _ Otlwr Li;thilities ___________ _

X one
~one
1\one Sone

Profit and Loss _____ ~----------------

X one

Other Rf'sources _________ _

:\one

Total

4:-iH.l:I.J.OH

Total

- - $ 4.\!l,l:l:l.HH

STATE:\fENT

Showing condition at the close of business December 31, 1942, of

BANK OF ADAIRSVILLE Adairsville, Ga.

As called for by the Superintendent of Banks.

M. P. GAINES, President.
Date of Charter: 3-21-1899

J. F. KIMSEY, Cashier.
Began Business: 3-24-1899

HEROl"RCES Loans and Diseounts____________ _$

State of Georgia and ::\lunil'ival Bon(h; owned _ -------------- ___________ _

U. S. Govenmwnt Securities owned _ Other ~tocks and Bonds owned _____ _
Banking House and Lot_ ___________ _

Furniture and Fixtures ______ _

Other Real Estate Owned ____________ _

Cash in \ault and .\111ount due from approved Reserve Agcnts _________ _

Checks for Clearing and Due from other Ranl~:s ___________ ----~ __ _
Cash Itetm; _____________________ - --

OVerdrafts __________________ __ _ -

Adrance on Cotton and other Com-

modities ________

-----------

Customers' Liability on Lf'tters of Credit and Acceptances __________ _
Profit and Los;;; _______________ _

Other Resour<.;es _____________

Total

--$

; 4,fi0~.ti7
:l.\1011.00 70,1100.1111
1, 1:.o.oo
J,:lOO.OO 71111,00 :X one
X one .'\one .'\one
:X one
:X one X one :X o n e
341,120.89

LL\BTLTTIES Capital Stock __ _ Capital Xott's _____________ _
SunJlus :Fund --rndivided Profits Re.'H'ITt~ Funds ____________________ _ Hue to Banl..;s ______________________ _
Iliviclt>tHls Cnpaicl -----------------Cashitr's f'he<ks ________________ _
Ccrtified Checks Dctnand Deposits Time Certificates of Deposits ~a,ings Deposits _________________ _
Lt>tters of Credit and .\eee}Jtanees execu1f'd for CustOJners ___________ _
Bills Payable ____________________ _
Xotcs and Bills Rccliscounted Other I~iabilitks

2:J,IIOO.OO :X o n e
12.~00.00
:! ..J~:LRO X one :X one Xone :X o n e None
21~.-Hi~.OR
.>X, 107 .:Jti
Xone
:X o n e X one
~one
1()7 .ti5

Total

~41,120.8!1

2

DEPART.\IENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BRYAN BANK Adel, Ga.

As called for by the Superintendent of Banks.

G. W. BRYAN, President.
Date of Charter: 2-27-1929

RESOt:RCES Loan~ and Disl.'uunts __ ---------------$ State of (;eorgiu and .:\lunicipal Bonds
o\vned ___________________________ _
U. S GoveriJTil('Ilt Securities Owned __ _ Other Sto('ks and Bonds owne(t_ _____ _ Banking House and Lot ____________ _ },urniture and Fixtures _____________ _ Other Real Estate Owned _____________ _
Cash in Yault and Amount clue from appro\ed Reserve Agents _________ _
Checks for Clearing and Due frotn
other Banks --------------------Cash Items ------------------------- _ Overdrafts ________________________ _
Advanre on Cotton anct other Commodities -------------------------
Customers Liahility on Letters of Credit and Aceeptances __________ _
Profit and Loss ___________________ _
Other RL~sources __ -----------------

38.G66.7l
X one 72,:i00.00
X one l,RRO.OO
300.00 X one
'ill.629.11
3.320.31 130.28 X one
X one
:X o n e X one X one

J. B. SASSER

-Cashier '
Began Business: :l-1-i92g
LIABILITIES

Capital Stock --------------------Capital Notes ____________________ _ Surplus Fund ___________________ _
l:ndivided Profits ----------------Reserve Funds __________________ _ Due to Banks ____________________ _
Dividends rnpaid ----------------Cashier's Cheel{s _________________ _ Certified Checks ________________ _ Demand Deposits __________________ _
Time Certificates of Deposits_____ _ 8a\ings Deposits ________________ _
Letters of Credit and ArceptancL'~

25,ooo.oo
:>ione 'i,ooo.o0 10,146.95
X one :>ione 2.ooo.oo 2,ll2.3I X one --49,70'i.98 ::3.861.!7
Xone

executed for Customers _____________ _ Bills Payable ____________________ _
Xotes and Bills Rediscounted ___ . Other Liabilities _________________ _

X one X one :>ione :>ione

Total ---- ____________________$ 627,826.41

Total ------------------------- -$ ';"7.826.4!

STATEMENT

Showing condition at the close of business December 31, 1942, of

MONTGOMERY COUNTY BANK Ailey, Ga.

As called for by the Superintendent of Banks.

W. J. PETERSON, President.
Date of Charter: 2-24-1926

MISS MARY S:.VIITH, Cashier.
Began Business: ;{-1-1926

RESOURCES Loans and Discounts __________________ $
State of Geurgia and ~hmicival Bonds O\\'ned ___ ------------------------
U S. c;o,ernment Securitie;.; owned __ _ Other Sto{'ks and Bonds owned______ _ Banking House and Lot_ ___________ _ .Furniture and :Fixtures_____________ _ Other Heal f;state Owned___________ _
Cash in Yault and Amount due from aiJIHoved Reserve Agents_.________ _
Checks for Clearing and Due fron1
other Banks --------------------Cash Items _______________________ _ Overdrafts ________________________ _
Advar.re 011 Cotton and other Commodities _______________________ _
Customers' Liabilities on Letters of Credit and Acceptances ___________ _
Profit and Loss____________________ _
Other Uesources --------------------

27.942. J:i
~one
::i,2:JO.OU
~one ~one
1.00 :J.OOO.OII
I6o.n3.09
X one X one :X one
15,220.10
X one X one 950.00

Total ---------------------------$ 212,816.34

LIABILITIES Ca]lital Stock ______________________ $
Capital :Xotes ---------------------Surplus Fund ---------------------"Gndivided Profits -----------------Heserve Funds ____________________ Hue to Banks ________________________ _
Dividends Pnpaid -----------------Cashier's Checks ------------------Certified Checks ___________________ _
Hemand Hevosits -----------------Time Certificates of Detwsits _______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable _____________________ _
:\otes and Bills l\ediscounted _______ _
Other I,iabilities -------------------

].).000.00 X one
j,OOO.OO 1.400.00
~one ~one
750.00 2,966.71
X one !SII,Ol9.99
7.679.61 Xone
X one X one None None

Total ---------------------------$ 212,816.31

TWENTY-THIRD ANNUAL REPORT

3

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF ALAPAHA Alapaha, Ga.

As called for by the Superintendent of Banks.

W. M. GASKINS, President.
Date of Charter: 3-4-1905

J. P. CULPEPPER, Vice-Pres. & Cashier. Began Business: 3-25-1905

RESOURCES Loans and lliscounts ________________ $ 1~0.983.:16

State of Georgiu and :\Iunieipal Bonds

owned --------------------------'[. S. (~overnment Berurities owned __ _

X one f!8,290.76

other Storks and Bond~ owtH'd ______ _ Banking House and Lot_ ___________ _

None 2.802.50

Furniture and Fi:xture~-------------Other Real Estate owned___________ _

260.00 200.00

Cash in Ya u1t and Amount due from

Approved Reserve Agents_________ _ 428,24\1.07

Checks for Clearing and Due frotu other Banks ____________________ _

426.8tl

Cash Items ------------------------

X one

overdrafts -------------------------

X one

Advance on Cotton and other Commodities _______________________ _

X one

Customers' Liability on Letters of Credit and Arceptances___________ _

"X o n e

Profit and Lo~ -~------------------Other Resources __________________ _

X one None

----

Total ________ .. -----------------$ 6;) 1,212.75

J,L\.BIL1TIES Capital Stoek ----------------------$ Capital ~otes ---------------------Surplus Fund _____________________ _ Undivided Profits _________________ _ Reserve _Funds ____________________ _ Due to Banks_____________________ _
Dividends rnpaid -----------------Cashier's Checks __________________ _ Certified Checks __________________ _
Demand Deposits -----------------Time Certificates of Bevosits _______ _ Savings Deposits __________________ _
Letters of Credit and Aecevtances exeruted for Customers __________ _
Bills Parable _____________________ _
Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

30.000.01) X one
20.000.00 26,7 48.:-t:J
7.466.48 29,8:-i6.:i;J
~~one
239.91 None
37:\.936.17 160,96:1.09
None
X one None None X one

Total -------------------------- $ 6G1.212. 7:;

STATEMENT

Showing condition at the close of business December 31, 1942, of

ALBANY TRUST & BANKING COMPANY Albany, Ga.

As called for by the Superintendent of Banks.

A. P. VASON, President.
Date of .Charter: 6-13-1905

C. L. NEUMAN, Cashier.
Began Business: 6-1905

RESOrRCES Loans and Discounts~.---------------$ State of Georgia and ~lunicipal Bonds
owned --------------------------(', S (iovernment Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL ___________ _ Furniture and Fixtures _____________ _ Other Heal Estate owned___________ _
Cash in Yault and Amount due from avproved Heserve Agents_________ _
Checks for Clearing and Due from other Ban J;;g __ -------~-----------
Cash Items _____ ------------------Overdrafts ________ ----------------Adranee on Cotton and other Com-
modities __ -------------------~-- Customers' Liability on Letters of
Credit and Aeceptanres __________ _ Profit and Loss ____________________ _
Other Resour<'es -------------------

5(;9,6:18.\1:;
None 10.000.00
X one 18,96U:i
2,15S.j:-i None
140,6:i:i.:Jx
98.3:i X one Xone
X one
None None :X o n e

LIARILITIES Capital Sto<:l< _____________ ---------$ Capital Xotes --------~------------ Surplus :Fund --------------------"Cndirided Profits -----------------Reserve }'unds ____________________ _ Dividends Unpaid _________________ _
Cashier'8 Che<"ks __________________ _
Certified Cheel;;s -------------------Demand Deposits ------------------Time Certifi('ates of Deposits________ ~avings Devo.sits __________________ _
Letters of Credit and Aceeptances exef'uted for Customers _____ ~------
Bills Payable ----------------------:\otes and Bills Rediscounted _______ _ Other Liabilities __________________ _

100,009.00 X one
30,000.00 35,672.72 177.611.27
4,000.00 None X one None
117.100.00 277,148.79
X one None None X one

Total _____ ----------------------$ 741.332.78

Total ---------------------------$ 741,532.78

4

DEPARDIENT OF BA;'\KJ;\G

-----------------------------------------------------------------------------------------

STATEl\IE~T

Showing condition at the close of business December 31, 1942, of

THE BANK OF ALRAl'IY Albany, Ga.

~.\s called for by the Superintendent of Banks.

J. A. REDFEAR2\f, P1esident.
Date of Charter: 3-9-1942

HE>;QntCE'-'

Loans ;l!Hl PiSL'Oilllts_______

_$

:-;;rate of (;enrp;ia and )ll!nidpal Bond."

OWlled __ --------------------
(". S. (iorernmc-nt ~<:'l'llrities owned __ Other ~tod;s awl Bonds O\\'IIL'<L __ Ranking House and LoL Furuiturc and Fixtures __ _
Otl1er Heal E;;;tatc OWllt"d Cash in Yanlt and Anioullt due from
appro-red Hesern_ .\..g<nts _
Chl'L'ks for Clearing and Hue fro111 other Banks
Cush Item.s __________________ _

O\-erdrafts ---
Achanre on ('ottou and other Conimo<litics ______________ _

f"ustomers' Lia hilit y on Letters of Crt-dit and Aecf'ptall<'es
Profit and I...oss Other HesowTe:;;

Xoue 1011.0110.1111
Xnnt' XoHP li. j!l:J .ti:~ Xollt'
1 ~.o;o.OII :\out' .\'mw
XoiiP
:\one .\'oJie li-Hi.S7

E. \Y. WOOD Ca~hiPl' '
Beg-an Business: ..1-1.~- i942

LL\BILITIE" Capital ~tock Capital .\'otes Surplus :Fund lndirided Profits __ _ Hesene _Fund:;; ________ _ IJllt-' to Banks ______ _
DiYidends rnpaid __ Cashier.., Cheel.;:s Certified ChecJ.;:s ____ _ lh-'lllalHl Dtposits _____
Tillll' Certificates of I>t:posits_ ~aYing;s lleposits __ _
Letters of ('rPdit and .At't'(pt;I!WI'" PH'Ctlt(d for Cu.stnmers ___ _
Bills PaY<Ihh Xotes a1;d Rills Rediscounted Other Liabilities

~----
-.IJ.IIOII.IIO
li.-~.nuo.oo
lli.IIOO.OO I I ,20:!.:?6 .;:J,OHti.Ol
X one X one
l.!l)ol~, ))
X~~;
:;~17 .:!~:~.11
X one .:IJ:;, 73:~.:!7
X one Xonl-' .\'one X on~

Total

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE FOUR COUNTY BANK Allentown, Ga.

As called for by the Superintendent of Banks.

A. W. DAUGHTRY,

C. R. FAULK,

President.

Cashier.

Date of Charter: 8-18-1941

Beg-an Business: P-1 :1-1941

--------------------------------------------------------------------

HESOrRCES

LURILITIES

Loans and Discounts _ ----

____ $

Rtate of Georgia and :\Iunieipal Bonds

fapital ~tocl\ __ _ Capital Sotes ___________________ _

~:).000.00
X one

owned ---------------- _______ _
r. s. Gonrnment Securities OWiled --

X one ti:J.OOO.OO

~uqdus Fund __ l'ndi,idttl Profit~" __

1).000.00 2.866.42

Other Storl\:g :J.nd Bond~ owned ____ _

~one

Due to Ranks- ..

~one

Banldng How.;e and Lot ____________ _ Furuiture aud _Fixtures______.___ _ Other Heal Estate ownetL __

3.000.00 I,;)():i.OO
X one

nhidends Unpaid _________ _
Cashier's CheL'ks ('ertified Checks __________ _

~one
71.3j :X one

Cash in Yault and ..Amount due frolll aJ)Jlrored ltesern' Agents _____ _
Chel'lu; for Clearing and Due from

2:!4,Hll7 .JH

Oemand Deposits Time Certificates nf Deposits __ _ Savings Hevosits

::13,404.59
~one ~~.040.27

other llanl\g __ _ Cash Items ___ _

:\one
~one

J..etters of Credit and Arct'Jltauces executed for Customers _____ _

~one

Orcnlrafts ______ _
Adnmce on Cotton and other Commodities _________________________ _

.~4

Rills Payable-----~---------~-

Xotes and Bills Hedi.">counted __

Other Liabilities _

~one ~one ~one

Customers' Liability on Letters of

Credit and .Arceptanees ____________ _

.:\one

Profit antl Loss. ____ ---------- ______ _

.X one

Other Resource~ __

.X one

Total

____ $ 378.:{8~.63

Total

TWENTY-THIRD ANNl'AL REPORT

5

STATEME~T
Showing condition at the close of business December 31, 1942. of
ALMA EXCHANGE BANK Alma, Ga.
As called for by the Superintendent of Banks.

M-E. JONES, President.
Date of Charter: 9-30-1939

J. J. JONES, Cashier.
Beg-an Business: 9-30-1939

RE~OI'l\CEI'

Loans and Hisconnt:-:;_____

_ __ :!\

State of (;eorgia and )lunicipal Bonds

0wned ----------------------C. S. Government ~ertuities owned.Other Stocks and Bonds owned _______ Banking House ;:~nd J.ot ___________ _ FUrniture and Fixtures _______________

Other Real E::;tate owned ___________ _

Cash in \~ault and Amount due from approved Hesern Agents _____ .

Checks for Ciearing and Due from

other Banks ---------------------Cash Items ------------------------

Orerdrafts -- ----------------------!drances o11 Cotton and other Com-

tnodities ------------------------customers' I.. iahility on Letters of
Credit and Ac('eptances___________ _

Profit and Loss --------------Other R~snunes ----------------

:10,:!2-1. :!}1
X one H:L.il!t.-17
X one
4.~011.011 ~Oilt' ~one
Xune Xnnt_ X one
"X one
X one X one XonP

LL\BlLI'l'lE,.;

('apital ::;tol'k -------------------- Cavital Xotes ___________________ _

~urplns }'und --------------------Cndidded Profits _____ ---------ReseiTe Funds ________ ------------

Hue to Banks ---------

Hividends T'npaid __

___________ _

Cashier's rlu.<'ks __________________ _

<'L'rtified Checks----------------- __ _ Demand Devosits ______________ .. ___ _

Time Certificates of l)(posits __ _

~avings Urvosits ---------- ---- __ _ Letters of Credit and .\c<'eptanCe:'
exer11ted for Custom~rs __

Bills PayablP ----------------------Xotes and Bills Hediscounted _______ _ Other Liabilities _________ _

:!:;,ooo.ut
XOIH'
10.000.011 XonP X one Xone X one
1,:.!:;0.9}1 X one
31:U7X.~O
:>.!140.00 X one
X one X one X one X one

_.:.T_:o_u_I_ _ _ _-_-__-_-_--_-_-_-_-_-_-_-_-_-_-_- ____:,_;;_:;_,:_H_Ht_._s_.I___,__ _T_,_t_a_I_____._-_--_-_-_-_-_-_._-_-_-_-__--_-___-_-_:>__:l_:>_.>_.::.:fiH.H~

STATEMENT

Showing condition at the close of business December 31, 1942. of

BANK OF COMMERCE Americus, Ga.

As called for by the Superintendent of Banks.

CHARLES F. CRISP, President.
Date of Charter: 10-13-1891

H. P. ANDERSON, Cashier.
.!?egan Business: 1-2-1892

RF;HOrRCES Loans and Discounts _____________ $ 1,07 4,:!H(i.fi7

State of Georgia and ::\luniripal Bonds owned _________________________ _ Ili;,Hot;.>s

U'. S. Governmt>nt ~ecurities owned-Other Bonds owned ____________ _

7S:),:!91.:):~
2\J,HlO.OO

Banking House and Lot, :Furniture and Fixtures ______________ _
Other Heal Estate Owned _______ _

l:i.IIOO.Illl :;,ct47.R!I

Cash in Yault and Amount due from aJlproved Heserre Agents _________ _ 1,78:i.I~I.H

Checks for Clearinv; and Due from ~her Banks ____________________ _
Cash Items_____________________ Overdrafts _____________________ - -

1-17 ,'i cl:).Rff 09.R:-i .04

Advanre on Cotton and other Com-

modities --------------------- Customers' Liability on Letters of

Credit and Aect>ptances___________ _ Profit and Loss____________________ _ Other Resources _________________ .. __

X one
~one
X one

Total __________________________ .$ 3,963.5 J< .66

LIAB1T.IT!E8

Capital Stoclc ---------- ------------$ Capital :\otes --------- ________ _

Hurplus Fund

______________ _

Cndirided Profits __________________ _

6:>.000.00 X one
~00.000.00
164.029.98

Rescne Funds --------------------Hue to Banks ______________________ _ Dhidends Vnvaid _________________ _

X one None None

Cashier's Cheeks ----------------- _ Certified Checks _________________ .. _ Demand Deposits _________________ _ Time Certificates of Deposits ________ _

3:l,O:J:LI7 .X o n e
:!,:-17:>.877.01 201.210.72

Sa\'ings Bevosits ------------------- 724.346.18

Letters of Credit and ..\ceeptanles

executed for Customers ___________ _

X one

Rills Payable --------------------.

X one

Xotes and Rills Discounted _________ _ Other Liabilities __________________ _

.X one .X one

Total

____ $ 3,~6:i,317.6H

6

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK OF AMERICUS Americus, Ga.

As called for by the Superintendent_ of Banks.

LEE HUDSON, President.
Date of Charter: 2-20-1937

EVAN, MATHIS, Ca,;fller
Began Business: :l-:!:i-i937

RESOl:RCES Loans and Discounts _____________ -- $

Htate of Georgia and ).lunieipal Bonds

r

.o\Sv.nel;dov-t>-r-n-m-e-n-t-

------------------ _ Securities owned __ _

Other Bonds owned ________________ _

Banking House and Lot_ ___________ _

.Furniture and :Fixtures_____________ _

Other Real Estate Owned ___________ _

Cash in Vault and Amount due from approved Reserve .Agents _________ _

Checks for Clearing and Hue from other Banks ___________________ _

Cash Items _____________________ _

Overdrafts --------------------Advance on Cotton and other Com-
modities __________________ ----
Customers' Liability on Letters of Credit and AcceiJtance.s ________ ---
Profit and Loss ________ -----------Other Hesources __________________ _

X one
17~.200.00 10,74~.2;) 1~.000.00
2.3R4.7R X one
87 ,04:1.3;"1 101L90
71.~0
~one
None X one X one

Total ___________________________ $ 1,517,212.(11

LIABILITIE-;_;-----

CaiJital Stock ------------------- ~ Capital Xotes __________________ _
Surplus Fund -------------- ____ _ rndividcd Profits _____________ _
Reserve Vunds ------------------Due to Ranks __ .-----------------l>ividends rnpaid ---------------Cashier's Checks _______________ _ Certified Checks ________________ _ nemand Deposits ________________ _ Time Certificates of J)eposits ____ _ Savings Depo.sits _______________ _
Letters of Credit and Aecevtan('l'" executed for Customers ________ _
Bills Payable ________________ _
Xotes and Bills Redisrountecl Other Liabilities ______ ----

.>o,ono.no :;n,IJOXoo.onoe
7,ti67.i2
i.ooo.oo
X one X one 3.:1:.6.46 X one .I :;:l,S~0.33
:!!l,:~s6.24
:!:-.s,fll:!.ltS
X one X one X one X one

Total _________________________ _

--
l.:J 17,212.91

STATEMENT

Showing condition at the close of business December 31, 1942, of

BOSTWICK BANKING COMPANY Arlington, Ga.

As called for by the Superintendent of Banks.

W. E. BOSTWICK, JR., President.
Date of Charter: 8-27-1935

CARL CLE.MENTS, Cashier.
Began Business: :1-1-1936

RESOl.'RCES Loans and Discounts ________________ $

State of Georgia and ~IuniC'ipal Bonds

r

.

osw.neGdo

-------vernment

---------Securities

---------
OWllC(L __

Other Storks and Bonds owned______ _

Banking House and Lot_ ___________ _

}~urniture and Fixtures _____________ _

Other Real ~:State 0'\vned ___________ _

Cash in Yault and Amount due from approved Reserve Agents __________ _

Checks for rlearing and Due from other Banks ---------------------
Cash Items _______________________ _ Overdrafts _________________________

Advance on Cotton and other Commodities _______________________ _

Customers' LialJility on I~etters of Credit and Acceptances __________ _

Profit and Loss--------------------Other Resources -------------------

166,4:13.19
X one
4,028.8~
:X one 1,Goll.OO 1,077.50
X one
92,81:1. 7~
3,nH.G6 34G.OII 18.51
37,212.30
X one X one .X one

Total --------------------------- $ 32\1,415.73

LIABILITIES Capital Stock ___________________ _ Capital Xotes ------------------ __ Surplus Fund ---------------------l'ndividcd Profits _______________ _ Heserve l~unds ____________________ _ Due to Banl'i:s __________________ _ Dividt>nds rnvahl -------------Cashier's Checks ________________ _ Certified Chcel\S ______________ _ l>cmand l>eiJOSits ________________ _ Time Certificates of Deposits _______ _ Savings Deposits ________________ _ Letters of Credit and Aeceptancr~
executed for Customers _________ _ Bills Payahle __________________ _ Xotcs and Bills Rediscounted______ _ Other Liabilities __________________ _
Total

10,000.00 Sone
3,000.00 Sone
13,114.05 10,l02.38
900.00 Sone Sone :!79,199.30 7,800.00
~one
Soot Sone X one X one
---:\29,415-13

TWENTY-THIRD ANNUAL REPORT

7

STATEMENT Showing condition at the close of business December 31, 1942, of

ASHBURN BANK Ashburn, Ga.

As called for by the Superintendent of Banks.

C. E. THRASHER, President.
Date of Charter: 7-3-1900

R. H. GREEN, Cashier.
Began Business: 7-1900

RE~Ol"RCE~
J~oans and Discounts ________________ $
State of (;eorg-ia and ::uunieiilal Bonds
owr1ell -- -- -- -----------C S. (;on:>rnment ~eeurities owned __ _ Other ~to('ks and Bonds owned ______ _ Banking House and I~oL ___________ _ Furniture and FixturefL _____._______ _ Other Real Estate Owned ___________ _
Cash in Yault and Amount due from approved Heserve Agents ______ _
Cheek.-- for Clearing and Due from otlur Banks_____________________ _
Orerdrafts -- ---------------------Adran~~ on Cotton and other Com-
mochtles -------------------------Customers' Liability on I~etters of
Credit and Acceptances ___________ _ Profit and Loss ____________________ _
Other Hesourres ___________________ _

X one
~~-01111"110
X one X one 1,1:15.82 4.480.00
1.172.01
~:>O.!l\1
::\one
X one
~one
X one

LIARILITIEH
Capital Stork ----------------------$ Capital Xotes ----------------------::-iurplus Fund ____________________ _ tndivided Profits ______ _ Heserve Funds _______ _ Hue to llank.'i __________ _
Dividends en paid _________________ _
Cashier's Ched;:s ___________________ _ Certified l'he('ks ___________________ _ IJemantl Deposits _________________ _
Time Certificates of Deposits _______ _ Sa ,-ing-s Hevosits __________________ _
Letters of Credit and ~\ereptance~ cxe<'uted for Customers___________ _
Hills P"yable ______ ------------- __ Xotes and Bills Hediseounted ___ _
Other Liabilities ----------------

.>0.000.00 :\one
~:;.o11o.oo
:ll,!ll2.!ll 1).2:J8.0!} X one X one 1 ,!Hi7 .R5 Xone
:-1~2,.i0ti.40
:!0,7R:-i.97 12:;,]4(1.1:;
X one X one :'\one Xone

Total ------------ ----"-- --------- $ 846,:>71.38

Total

lS6,:;71.38

STATEMENT Showing condition at the close of business December 31, 1942, of

THE CITIZENS BANK OF ASHBURN Ashburn, Ga.

As called for by the Superintendent of Banks.

JAMES H. PATE, President.
Date of Charter: 7-27-1905

FRED RAINES, Cashiee.
Began Business: 10-25-1905

HESOt:RO;~
Loans and Discounts________________ $
State of (;eorgia and ~lunieival Bonds
owned ---------------------------
r. S. Government Securities owned __
Other Stoeh:s and Bonds owned _____ _ Banldng House and Lot_ ___________ _ Furniture and }'ixtures_____________ _ Other Real Estate Owned ___________ _
Cash in \~ault and Amount due from avproved Reserve Agents _________ _
fhtcks for Clearing and Due from other Banks ____________________ _
C'ash Items -----------------------Overdrafts __ ---------------------Advance on Cotton and other Com-
modities __ ----------------------Customers' Liability on Letters of
Credit and Areeptances___________ _ Profit anfl Loss____________________ _ Other Resources ___________________ _

H3,29H.fi~
31,000.00 67,0110.011
fl,~:IO.Hi
i,tliiO.IIII 7311.00 X one
4H,l'i:l.83
IOS.o 4 X one ::\one
X one
X one X one X one

Total - "- ------------------------$ 553,263.6;)

LIARILITIE~
Capital Stock _____________________ $
Cavital Xotes _____________________ _
Surplus .Fund ---------------------l'"ndirided Profits _________________ _ Hcscrvc Funds ____________________ _ Due to Banks _____________________ _ Dividends l'"npaid _______________ _
Cashier's Checks . --------------Cerified Cheeks ---------------------
l>emand Heposits ----------------Time Certificates of Deiwsits_______ _ Savings Deposits _________________ _
Letters of Credit and Acceptances exeeuted for Customers ___________ _
Bills Payable _____________________ _
Xotes and Bills Hediscountcd _______ _ Other Liabilities ___________ "______ _

z:; ,ooo.oo
X one :JO.IIOILOO
~:1.747.;)5
X one X one 10.00 I ,766.47 '>92.00 ;):IS,459.82 12,:J!I:l.29 ~)~} .2~12. 52
X one X one X one
~one

Total

3'l:l,263.63

8

DEPART.\IENT OF BANKING

----

STATEMENT

Showing condition at the close of business December 31, 1942, of

AMERICAN SAVINGS BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

CHAS. D. CLARKE, President.
Date of Charter: 12-27-1886

EUGENE G. \\'EBB Cashier. '
Began Business: 1887

HESOl'RCEt'

Loans and Di.seuunts

______ $ l.n7.titti.3H

State of Georgia aml ~funicipal Bonds owned ___________________________ _

X one

U. S. Government Seeurities owne<L ___ 3:JS.2:J6.:J7

Other Storks and Bonds owned ____ _

~one

Banking Howw and I~ot ___________ _

1:!9.7!1-t.-!0

Furniture and Fixtures ____________ _

2.0110.0:!

Other Real F.state Owned ___ _

~ .H 17'1JIO

Ca8h in \Tault and Amo1111t dtH' from

atmroved Rrsene Age!lts _

l!ll.llll.lll

Checks for Clearin~ and Due fron1 other Ranks ____________________ _

111.471.7 4

Cash Items --------------------- ___ _ Overdrafts __________________ _

:-i~l.:J-l
.X one

Advance on ('ottoo and other Commodities _________________________ _

.X one

Customers' Liability on LLtter-' of

Credit and AL'l'eptances_

X one

Profit and Loss __________ _

X one

Other Hesourl'es

l:J,4:il.1S

Total

-------- $ U134,0:a.H

LIABILITIES

Capital Sto<k _ ---------------- _____ $ Capital Xote;-; ___ -------------------Surplus Fund _________________ ., ___ _ Cndivide<l Profit::; _________________ _
Reserve Funds _____________________ _

~oo.ooo.ou
X one I 1111,000.00 ::0.24S.Ji :-l:! ..iOO.HI)

Due to Ranks _ .-----------------

Dh-ideJHls Cntlaid _________________ _

Cashier's Checks _________________ _

Certified Cherk.-- _______ _

Demand nevosits _

__________ _

Time ('ertifi<'ate::. of Deposits ______ _

~<nings Heposits ________________ _

Xone Xone X one X one
.J UWti.S~
t 77 ..i36.ou 1 .0~~:-~.~IHLOi

I~etters of Credit and ~\cceptawes

exc('uted for Customer;.; ___________ _
Bills Payable -------------------Xotcs and Bill:. RediS('OIIIlted _____ _ Other Liabilities ______________ _

X one X one .\'one
:~o:; .tn l.4i

Total

- $ ur:t.u3l.H

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF ATLANTA Atlanta, Ga.

As called for by the Superintendent of Banks.

C. N. DAVIE, President.
Date of Charter: 9-20-1941

J. H. DONEHOO, Cashier.
Began Business: 12-1-1941

RESOl:HCE:< Loans and DL.;;cmmts________________ $
State of Georgia and )ltwieipal Bonds
otvned ------------------------- _ U. S. Government Sel'urities owned __ _ Other ~Hoeks and Bonds owned __ .____ _ Banking House and LoL ___________ _ .Furniture and }~ixtures _____________ _ Other Real EsLtte owned ____________ _ Cash in Yault and Amount due from
approved HeserTe Agents ___________
Checks for Clearing and Due from other Banl\S ____________________ _
Cash Items -----------,.------------0\'erdrafts ________________________ _
Advanee 011 Cotton and other Commodities ---------- _____ ------- --
Customers' Liability on Letters of Credit and Acceptanees ___________ _
Profit and Loss __________________ _
Other Resourecs . ___________ _

X one
t:1:~.l:!l.::i:!
X one 6f),:J:i4.31
9.7:-iS.fi'i
]:J.4t:8.1~
113,413.19
41)9.:l80A~ tR::i.:~o
X one
XonL'
X one t.l6u.H :!.7l:i.80

Total

______ $ 1,8:l:i.8:i7.12

LIABILITIES
('apital Stock -------------------('avital X otes -- ___________________ _ ~urplus .Fund _______________ _ l~ndhided Profits __________________ _ ltesene Funds ______________ _ Due to Banl\s ________________________ _ Dividends rnpaid _________________ _ Cashier's Cheeks ____________________ _
Certified Cheeks ------------------Demand Devosits ------------------'rime Certifieates of Det)()sit:; _______ _ ,Ha\'ings Deposits - .. ________________ _
Letters of Credit and Acceptan('cs executed for ('ustomcrs ___________ _
Bills Payable ------- _______________ _
Xotes and Bills Hediscounted _______ _ Other Liallilitie:. _______________ _

I 7~.000.110
~one
:;.>,1100.00 :1,:-w::L:lS :{, 1:1:1.73
Sli,liHO.OO 1,:; 16.00
~0,111)6.0:1 ~:]9.31
J,Q:;.-I.IHi-!.33
~.>.11110.011 ~~:-:s,.-,1);-I.SO
Sone
~one ~one
l.ti-!8.32

Total

_____ - ___________________ $ l,S:~:-. '{.!7.12

TWENTY-THIRD ANNl AL REPORT

9

STATEMENT Showing condition at the close of business December 31, 1942, of
THE CITIZENS TRUST COMPANY Atlanta, Ga.
As called for by the Superintendent of Banks.

L. D. MILTON, President.
Date of ,charter: 6-17-1921

JOHN F. COOK, Cashier.
Began Business: 8-17-1921

HESOl'lteE,;

Loans and Discounts ___ _

State of (;curgia and )JuniciJlal Bond~

owned ---------------{). S. f;oYCl'lllliCllt ~l'('Urities 0\\'lled __ _ Other Bonds owned ________________ _

Banking House and Lot ____________ _

Furniture and Fixtures _____________ _

Other Real Estate owned ___________ _

Cash in Yault and .\mo11nt dut> from apJlroved Hesenp .\gents _________ _

Checks for f'learing and Hue from

other Banks ------------------- _

(ash ltf'IHS ------------------

Qrerdrafts --- ------.-- ---

Adrance on Cotton and other Com-

modities ---------Customers' Liabilit~- on Letters of

Credit and A<et_ptanees_

Profit and Loss

- ---- -------

Other Rcsourees -------------------

i:i,<O<.G~
:n-;-,snt.-tt
~:!.7:W.~l2
Xone
1~.7SS.H<
l.<til.:ill
~I,H:n.7ti
X one X one
~Olll'
X one X one 7 .:~tHi.lB

Total - --------- -------------- ___ $ I. Ui:l,7Hl.HO

LL\RILITIES Capital 8tocb: _____________________ $

Capital Xotes __________________ _ Smplus Fund ________________ _

Cnctbicted Profits ___________ _

ltt>seJTe Funds _____________ _ Hue to Banks ________________ _

HiYidends 1-upaid _________________ _ Cashier's Checks _________ _

Certified Cheeks

_____________ _

Demand Deposits

___________ _

Time Certifieates of lh_posit:L ______ _ ~a Yings Deposits __________________ _

Letters of Credit and Al'eeptanle~ exeeuted for Customers __________ _

Bills Payable __ -------------------Xotes and Bills Rellis('ounted ___ _ OthPr Liahilitips ____________ _

:iii.IIOO.Iill lt1,2.)0,\l(l 1'j ,:)00.00
l.OH6.:!~
7 .371.\ll
<o.ooo.oo
X one IO.H::Iti.ti-l
:!,1:!:>.6:{
.fG~I.:-il6.H:!
HO,H:-Ci.4:!
-Lil,:i:-i:LR~~
X one X one Xone4,:iO:i.Jl

Total

________________________ $ 1, 163,7 61. HIJ

STATEMENT

Showing condition at the close of business December 31, 1942, of

EAST ATLANTA BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

M. A. THOMPSON, President.
Date of Charter: 11-11-1910
rm;;orRcE,;
Loans and Discount.:-; ________________ $
State of Georgia and )lunkival Bond~
OYOlled -------------- ---- ________ _
t. S. Government ~eeurities owned __ _ Other Stocks and Bonds owned ______ _ Bankint-; House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real ~jstate owned _________ _ Cash in Yault and Amount dut> from
8Jllll'OYed Resene Agents ______ _ Cheeks for Clearing and nue from
other Ranks ____________________ _ Cash Items _____________ _
Overdrafts _______ - ________ ---Adranee on Cotton and other Conl-
modities ___ ----------------------Customers' LiabilitY on Letter:-; fJf
Credit and AC'eet;tances Profit and Loss ______________ _
Othet Resourc-es _______ _

1:l,:i:iO.IIIi I 73.000.110
!J.OOO.OO
S.~19:LS:!
:l,2!Jil.01 U73.:i<
:!H,437 .R.'"i 1,:!7:-i.:-i:-. X one
Xont>
X01w X one X one

I. W. ARNOLD, Cashier.
Began Business: 11-15-1910

Cavital Stock Capital Xotcs Surplus Fund

LlABlLITJE,; _______ $
. ___________ _ ______________________ _

endhicled Profits _________________ _ ReserYe :Funds ____________________ _

Due to Banh:s _______________________ _

lHridends rnpaid ------------------
Cashier's ('hpeJ.;:s __ ----------------Certified Cheeli:s ___________________ _

Hemand Deposits ___________________ _

Time Ccrtifiettes of Deposits _______ _ Saving~ Deposits __________________ _

Letters of Credit and .\ceeptances

exel'uted for Customers Bills Payable ______________

Xotes and Bills HedisC'ounted Other Liahilitit>~ ________ _

23.1100.110 ll,oOO.Oil
2:i.OOO.Ol 17.969.4() 14.ti!l6.00
X one 7:>0.00 6:i,l10.H
X one
n:J,:l<7.ol
:1,:1~7.66
:":!R,:):J3.9'i
X one X one None X one

Total

Total

10

DEPARniENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

GEORGIA SAVINGS BANK & TRUST COMPANY Atlanta, Ga.

As called for by the Superintendent of Banks.

JOHN E. OLIVER,

CHARLES P. Hl.':--.iTER

President. Date of Charter: 10-26-1889

HESOCRCES

Loans and Discounts __ --------------$ 4,299,3(jj,6j

State of Georgia and )lunirival Bonds

owned --------------------------

40,000.00

e. S. Government Rerurities owned __ _ 1,628,093.00

Other Stocks and Bonds owned _____ _ 2,334.95:!.22

Banking House and LoL ___________ _ 337 ,763.;)3

Furniture and Fixtures ____________ _

1.00

Other Real Estate owned ___________ _

6:i,774.77

Cash in Yault and Amount due from

avvroved Reserve Agents_________ _ 372,348.9S

Checks for Clearing and Due from

Banks -------------------------Cash Items _______________________ _

10ll.:i71.7 4 340.60

-- ca~hiet '
Began Business: D-l-i899
LL\BILITIES

Capital >ltoC'k ____ . ______________ _

.illO,ooo.oo

Capital Xotes --------------------Hunlhts Fund ____________________ _

llill,oou.oo

T-ndh idecl Profits ___________ _
Re!-lerve :Funds _______________ _ Due to Banl\s _____________________ _

lilll.OOO.Oo
Tti,lT9.22
:{7:~.690.82

1Hvidends rnvaid _______________ _

X one

Cashier's Cheeks ------------- Certified Checks ______________ _

161.00 Xone

Demand Deposits _____________ _

X one IX\1,899.80

Time Certifieatcs of DeJwsits _______ _ Savings Deposits ____ . _________ _

t;O:i,845.98 .~ 1 :!:!,366.95

Letters of Credit and Arreptances

Overdrafts ___ ---------------------Ad\'anre on Cotton and other Com-
modities ________ -----------------
Cw.,tomers' Liability on Letters of Credit and Acceiltances __________ _

:X one :X one
~one

executed for Customers_______ _
Rills Payable --------------------- Xote;:; and Bills Rediscounted ______ _ Other J..ia bilities ______________ _

X one X one X one ,li,i,811.79

Profit and Loss_____ :_ ______________ _

:X one

------ Other Resources -------------------

8,.l48.25

Total
---

----------------------------------------$

-9,-393-,9-61.-56

-

-

-

Total
---

--------------------------- -

------------$

!l,-:l!l;-\,961.-56

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE MORRIS PLAN BANK OF GEORGIA Atlanta, Ga.

As called for by the Superintendent of Banks.

JOSEPH E. BIRNIE, President.
Date of Charter: 11-27-1933

C. T. CREER, Cashier.
Began Business: 12-5-1933

RESOl:RCES Loans and Discounts _________________ $ 4,64S,697.37

State of Georgia and ::\Iunicipal Bonds

r.o\\ned ---------------------------

5.096.:-i.J

S. Government Securities owned __ _ 96:J,600.00

Other Stocks and Bonds owned _____ _

:\one

Banking House and Lot_ ___________ _

~one

Furniture and Fixtures _____________ _

20,801.36

Other Real Estate Owned __________ _

X one

Cash in Vault and Amount clue frmn approved Reserve Agents ____________ G4 j ,413.40

Checks for Clearing and Due from

other Banks --------------------- 136,01l9.98

Cash Items -----------------------Overdrafts ___ ----------------- ____ _

6!!7.11 3\10.39

Advanre on Cotton and other Com-

modities -------------------------

X one

Customers' I..ia bility on Letters of Credit and Acceptances__________ _
Profit and Loss_ ___________________ _

X one :\one

Other Resources ________________ ---

31,229.27

----

Total __________________________ $ 6,353,495.83

LIABILITIES

Capital ~toek ----------------------~ Capital Notes _____________________ _ Surplus :Fund _____________________ _

coo.ooo.oo
X one
1:,,ooo.oe

"Fndividecl Profits ______ -----~-----Reserve :Funds _____________________ _ Hue to Banks _____________________ _

liH,919.1. 2S:J,998.3.
22,100.01

Dividends Unpaid -----------------Cashier's Checks __________________ _

:\'ont :;:1,619.%7

Certified Checks ___________________ _

110.91

J)emand Deposits __________________ _ ><8:l,ll51.5S

Time Certificates of Deposits _______ _ 1.182,915.71

Savings nevm;its ------------------- c.!l7!l.431.11

Letters of Credit and Acceptances

executed for C1.u;tomers __________ _

:\'ont

Rills Payable ______________________ _

Xont

~otes and Bills Rediseounted _______ _

Xont

Other Liabilities __________________ _

689.6f

------ Total __________________________ $ l\,:l:,:l,H5.~

TWENTY-THIRD ANNUAL REPORT

ll

STATEMENT Showing condition at the close of business December 31, 1942, of

THE PEOPLES BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

R. R. LANHAM, President.
Date of Charter: 8-13-1935

W. S_ RAY,
Cashie1. Began Business: 8-:ll-1935

RESOFRCES Loans and Discounts ________________ $ 661,422.62

State of Georgia and )lunicival Bonds

owned --------------------------U. S. Government Securities owned __ _

'X one 2.3.000.00

Other ~tocks and Bonds owned _____ _

'X one

Banking Hom~e and Lot_ ___________ _

:\one

Furniture and .Fixtures_____________ _

7 ,!i45. fH

Other Heal Estate owned___________ _

X one

Cash in Vault and Amount due from approved Reserve Agents _________ _ 206,676.52

Checks for Clearing and due from other Banks ____________________ _

X one

Cash Items -----------------------overdrafts -------------------------

X one X one

.Advance on Cotton and other Commodities -------------------------

Xone

Customers' Liability on Letters of

Credit and Acceptances ___________ _

~one

Proflt and J,oss____________________ _

X one

Other Resources __________________ _

1,748.21

----

Total

902,493.29

LIABILITIE,.; Capital Stock _____________________ $ CaiJital Xotes _____________________ _ Surplus _Fund _____________________ _ l 'ndivided Profit~ ______________ _ HeserTe _Funds __________________ _ Due to Banks____________________ _
Dividends "C'"n}laid _______________ Cashier's Cheeks _________________ _ Certified Checl\S _________ . _______ _ Demand DeiJOsits _________________ _
Ti111e Certificates of Deposits _______ _
Savings Deposits -----------------Letters of f'redit and Acceptanl'es
rxet'uted for Customers _________
Hills Pa~ahle ----------------- ____ _ .:\otes and Bills Rediscounted __ _ Other I~iabilities _______________ _

:>O.illlii.IIO
~Pile
10,000.00
40,41i4.~2
X one X one "X one
14:-L7~
ai .Iii
40.H:i7 .fl7 1; 4,000.00
"s.i,s4~.iJ6
~Ollt' ~ol!e
;.;one 1,1:lil.ti0

Total

t/0~.-193.29

STATEMENT

Showing condition at the close of business December 31, 1942, of

SOUTHERN SAVINGS BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

J. G. BURCKHARDT, JR., President.
Date of Charter: 12-5-1934

BESSIE BOLEN, Cashier.
Began Business: 1-1-1935

m;sorRCES Loan~ and Discounts ________________ $
State of Georgia and :\-1unicipal Bonds
owned --------------------------L. S. Government Hecurities 0\'i'ned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ___________ _
Furniture and Fixtures (net)-------Other Heal Estate owned___________ _
Cash in Yault and Amount due from approved Iteserve Agents _________ _
Cheeks for Clearing and Due from other Banks ____________________ _
Cash Items -----------------------Overdrafts _______ -------------------Advanre on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances __________ _ Profit and Loss_____________________ Other Hesourres ___________________ _
Total ___________________________ $

190,231.00
:\one );"one X one
~one
18Uil X one
42,788.04
X one :\one ::\one
X one
X one None :!12.50
233,433.o:;

LIABJL1TIES Capital Stol'k ______________________ $
Capital :-lotes ---------------------Surplus Fund --------------------l"ndivided Profits ________________ . Heserve Funds _________________ _ Due to Banks ______________________ _
Dividends Cnpaid ________________ _
Cashier's Checl\s ------------------Certified Checks ___________________ _
Demand Deposits ------------------Time Certificates of Devosits _______ _ ~avings Denosits _________________ _
Letters of Credit and AcceptarH't.':-1 executed for Customers ___________ _
Bills Payable ---------------------Xotes and Bills Hedi~counted ________ _ Other Liabilities __________________ _

30,1100.00 X one
10,000.00 U6i.48 6,491.76
Xone Xone X one );one X one
164,128.:>3 X one
X one X one X one
4:-i.~fJ

Total

12

DEPART:\!El\T OF BANKING

~~--

STATEMENT

Showing condition at the close of business December 31, 1942, of

SOUTH SIDE ATLANTA BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

WALTER ESTES, President.
Date of Charter: 6-26-1929

RESOI'HCEI'

Loans and Discounts _______ ~.

~

:-;tate of (;eorgia and ::\Iunkipal Bonds tnrned ___________________ _
r. S. Go\(l"lllllellt Seeurities OWIH.'tl ---
Other Htoeks and Bonds owned _____ _ Banking House and Lot_ ____________ _
Furniture and FixturPs _____________ _

Other Real Estate Owned_ Cash in Vault and _\mount due from
approYed RL'SL'ITP Agents __________ _

('heel\s for Clearing and DIH' from othLr Ranks __________________ _

Cash Items ------------------------

Orenlrafts --------------~\dnUH'L' on Cotton and other Com-
moditiL'S ____________________ - ----

Customers' Lia hility on Letter~ of Credit and Areeptanees
Profit and Loss _______________ _ Other Reso11nes ____________ _

ll~.i-lB.O!l
~f)O,\tt7 .SX 4,000.00 i .~ltiO.ilfl :~. 1:10.1111
u.:-,7t.:-:o
:Hl.l.:!l LLi
H.lHl.i -l
~one
:!:!.SS
;\one
;\one ;\one l3.:it)i.O:!

E. COWAN,

----- Cashiel'
Began Business: 7-1-i929
LL\BIL!TIES

Capital ~tuck _____________ _ <'avital ~otes ____________ _ ~urplus }'und _____________ _

~:;.ooo.oo
X one
:w.ooo.oo

l~ndiYided Profits -----------------"HeseiTe Fund:;; ___________ _ Due to Banks __________________ _ IH,idends l'npaid ______________ _

:!,:!21.:-ig
6:19.93
r.:;oXoo.onne

Cashier's Checks --------- ____ _ Certified ('he(ks _________ ----- llLmatHl Deposits ____________ _
Time Certifi('atcs of Depo5>its __ _ ~a\"ing-s Deposits _________________ _

1,906.;-i;!
20.:!~
t:-:.f,2-lH.79
X one :-:nt.733.96

LettLrs of Credit and Ac<eptanees

exeeuted for C11stomers __________ _ Bills Payable . _________________ _
Xntes and Bills Rediseonnted Other Liabilities _________ _

X one X one X one
::.1su~

Total

Total

STATEMENT Showing condition at the close of business December 31, 1942, of

TRUST COMPANY OF GEORGIA Atlanta, Ga.

As called for by the Superintendent of Banks.

ROBERT STRICKLAND, President.
Date of Charter: 9-21-1891

DAMERON BLACK, Cashiel',
Began Business: 11-8-1891

l\ESOl'RCES

Loans and Dis(ounts ________________$:!l,:!OI),\1!Jt.l:!

~tate of Georg-ia and 2\lunieipal Bonds owned __________________________ _ ~.0:!-l,-l:!-l.t)l

(". ~. Gmernment Securities owned

:!1.~0 1.:!9:-i.:-i~

Other Stocks and Bonds owned_

1,J:37,74!).:)t)

Banking House and I~ot__ ___________ _ 1.~:!9,13~.1Jj

Furniture and }'ixtures_____________ _

None

Other neal Estate owned___________ _ :-n:),887.:17

Cash in Yault and _\mount due from

a})IH'oved Reserve Agents ___ .,. _____ . ;!:),076, l:!i .70

('heel\.<; for Clearing and Uue from other Banks ____________________ _

XotH'

Cash Items -----------------------0\erdrafts --------- ----------------

X one X one

Ad,-ance on Cotton and other Com-

modities ------------- _-

X one

Customers' Liability on Letters of

Credit and Aceeptan<"es _________ _

~one

Profit and 1.-oss ____________________ _ Other Resources ___________________ _

;\Oill' 34~.!18S.16

Total ___________ -- ______________ $7 1,63:i .~127. 07

I~ lABILITIES

Capital Stocl.;. -- _________________ _ ".000,000.00

Capital Xotes ------------------Surplus l'und ________________ _ rndh"i(led Profits _____ _

X one
:l,IIIII),000.00
s :!:; .:172.44

Heserve Funds ___________________ _

1!111,9i3.09

Due to Banks ____________ ----------- I i .!l06,93Ll9

Dividends rnvaid ________ _

X one

Cashier's Checks ____ ----- _____ _ l.77B,434.95

Certified Checks __________ ':___ _______ _

Xone

Demand Deposits _________________ _ l.. ox3.611.45

Time Cel'tifieatcs of Deposits_ ______ _ .10.1,407 .82

Savings Deposits ______ -----------

None

Letters of Credit and .\cceptanees

executed for Customers ___________ _

X one

Rills Payable ___________________ _

X one

Xotes and Bills Rediscounted ______ _

);one

Other Liabilities

ti Hi.t76.13

Tutal

- ~71 .1i:~.i.9~1.0i

TWENTY-THIRD A'-J"-.;1 AL REPORT

STATEMEXT

Showing condition at the close of business December 31, 1942, of

GEORGIA RAILROAD BANK & TReST COMPANY Augusta, Ga.

As called for by the Superintendent of Banks.

CHARLES H. PHINIZY, President.
Date of Charter: 11-15-1892

SHERMAN DRAWDY, Cashier.
Began Business: 12-31-1892

I!Eo-:Ol"RCES Loans and Vi~wounts ____________ _

state of Gt>OI'{!ia and .:\luuici;Jtll BolldS

owned

------------- _

Lf. S. Gonrnmen! ~eeuritics owned __

Other Storks and Bonds owned _____ _ Bankinl! House and I~ot _____________ _

Furniture and Fixtures ____________ _

other Real E~tatc owned __________ _

cash in Yault and .Amount dUL' frolll appro\ecl RescrYf' Agents _______ _

fherks for Clearillg and Due from other Banl;;:s ___________ _

cash Items ------------- .. --------

overdrafts Advanct> on Cotton and othPr Com-

modities _ -- ----

customers' I..iability oil LE:"tters of

Credit and AreeptaJH'f's __ Profit and J.,oss ________________ _

Other RE'sources _________________ _

1,640,0:;4.8~
1,1:!-!,ti:iL.t:"i
10~.-1:1:-i.\12 1:~-1.R2~.H:!
2ti. :~ 1:~. \12 2::\,l.i!UG
~Olll' ~Ollt' ~Olll'
tiL\1.12.1~~ ::\Oill'
1ll'i ,R:-11.11

Total

$~1, 6~l2, SH:i .O:i

LL\BlLITJE,; Capit<ll Stock Capital ::\otes ~lll'J)]Us Fund lndiYided Profits
Hesen e .Fund~ ____________________ _
Hue to Ranh:-;___________________ _
lliridetHls tnpaid ________________ _
CashiLr's Checks __ cl'rtified Clletks lt(lllalHl Deposits _ Time Certifi<'ates of Hepnsits ~:ning;s Hevosits Letter.-..; Df Credit alld AcreiltaJl\'t'"
exe('llted for Customers Bilb Pa:nthle ___________ _
~otes and Bills Redis('ounte(L __ _ Otll('l' I~iabilities _____________ _

7.10,0110.011 X one
f;on.oon.on
144. lfl7.1 ~ );one
li,S:!9.:H\I.G4
~one
101 ,8:1:!. 'j\l
~o11e
!l. 10:~, s:1!1. :~ 7
-!.O:~S,S:l:Ui:-i
X one
X one X one .-di,SOO.S:{

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

REALTY SAVINGS BAXK Augusta, Ga.

As called for by the Superintendent of Banks.

J. LEE ETHEREDGE, P1esident.
Date of Charter: 12-23-1933

L. \V. LYETH, Cashier.
Began Business: 12-23-1933

RESOl"RCES Loans and Discounts ______________ $

State of (ieorgia and )lnnicipal Bonds

OWllt'd _________ _ _

_ __________ _

U. 8. c;nYermnent ~ecurities rnvned - _

Other ~toel\:s and B01Hls owned ___ _

Banking House and Lot_ __________ _

Furniture and J<~ixtures _________ _

Other Heal Estate owned_~--~ __

Cash in Yault aml Amount due from

apvrored Reserre ....\gents _________ _

Cheeks for Cleariug and nue from other Ranks ----~---------------

rash Items -------

Overdrafts ______________ -- ----

Advanl'e on ('otton and other Com-

modities _ --~ --~----------------

Customers' 1.-ialJility on Letters of

Credit and .Aree!)tanl'es___________ _

Profit and Loss ____________________ _

Other Resources __________________ _

.:\o11e 1:J~~.:~R7.7~+
',00.).00 1-L!l:;:us
l,l:J~.I\1 4R,:l:-,~.HU
:!, 77H.:-~;-.; ;\one ";\ OJH'
;\one
~one
;\one
~~.~178.01

Total __________________________ $ 2,113,S20.10

LL\RILITIEo-: Capital ~to('k ___ _ Capital :'\otes __________________ _
~urplus Fund tndiridetl Profits Ht>sPrn I'unds -- ___ _ Hue to Banks_______ _
HiYidt>IHb rnpaid ------Cashier's Cheel\:s _____ --('prtified Checks ___________ _
Demand Deposits ------------Timt ('ertificates of Deposits___ _ ~<1\ iHgs Veposits ______________ ,
Letters of Credit and .AcceiHaiH'e:-l exc<'utctl for Customers __ _
Hills Payable ___________ _
Xot(.'s and Bills Rediscount eeL __ Other I.. iabilitil'S _____ ---------

lliO,tltiii.OII -,!1,1110.00
,:;,ooo.oo
::o.!lS:-1. 7:-i
:!1,791.7:~
;\one X one :'\one ::\one ::'\one
lli:J,:-;r~.~~l
l,!i!i0,012.2S
":\one "X one ?\one 1,1H.S:l

Total

14

DEPART:\fENT OF BANKING STATEMENT

---

Showing condition at the close of business December 31, 1942, of

AUSTELL BANK Austell, Ga.

As called for by the Superintendent of Banks.

R. M. BROWN, Pre,sident.
Date of Charter: 1-3-1910

RESOl:RCES Loans and Discounts______________ $
State of Gt>orgie:t and )lunicipal Bonds
O\\'ned __________________________ _
r. S. Government Securities owned __
Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ _Furniture and Fixtures _____________ _ Other Real Estate owned___________ _
Ca~h in Vault and Amount due from Approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ____________________ _
Cash Items------------------------Overdrafts _______ -----------------Advanres on Cotton and other Com-
modities ________________________ _
Customers' Liability on Letters of Credit and Acct-ptanres____________
Profit and Loss ___________________ _ Other Resources __________________ _

189,627.11
83,4R2.H
2oo,;oo.oo
3,330.00 :Xone
2,i45.00 10,57R.62
:1il,70H ..IR
6,R99.:i3 :X o n e 4:i:i.94
.X o n e
X one
~one
542.50

--- C. C. PERKERSON
Began Business:Ca1s-h1i0er-ino'

LIABILITIES Capital Stock _________________ _ .$

13,000.01)

Capital Xotes ------------------ Surplus }..,und __________________ _

15,000.01)

Undivided Profit~ ______________ _
Reserve Funds ------------------Due to Banks ___________________ _ Dividends t'npaid _____________ _

5,000.00 5,Iia.97 6,000.00 20,000.00

Cashier's Checks ________________ .. Certified Checks ________________ _

79.80 263.9j

Demand Deposits ----------------

348.46 {)21,335.77

Time Certificates of Deposits____ _ Savings Deposits _______________ _

:i9,465.H 124,381.33

Letters of Credit and Acceptanct.~

exef'uted for Customers_________ _
Bills Parable _____ --------------. _ Xotes and Bills Rediscounted ____ _ Other I~iabilities _______________ _

X one
X one X one
X one

Total __

872.070.74

Total -------------------------- $ Si2,070.74

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE CITIZENS BANK & TRUST CO. Bainbridge, Ga.

As called for by the Superintendent of Banks.

E. F. VICKERS, President.
Date of Charter: 11-8-1911

W. N. HILTON, Cashier.
Began Business: 12-HJ-1911

RESOl'RCES Loans and llis('ounts _____________ .. _ $ 40i,7H2.76

~tate of <_;eonda and ~Iunieipal Bonds o\vned _________________________ _
r. S. Governnwnt Sen1rities owned __ _

X one
:r;:~,ooo.oo

Other Stock~ and Bond~ owned _____ _ Banking House and Lot ____________ _

8,950.00 1:>,000.00

},urniture and Fixtures ____________ _ 10,000.00

Other Hea1 Estate owned ___________ _

ti,4::i 1. 7:)

Cash in Vault and Amount due from

approved Reservt> Agents _________ _ 1,172,:i10.tl6

Checks for Clearing and Due from other Banks _____________________

.X one

0C\a-eshrdrIatfetms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

X one X one

Advance on Cotton and other Com-

modities _________ ----------------

X one

Customers' Llahi1ity on Letters of

Credit and AeceJ)tan('e~L----------Prof!t and Loss____________________ _ Other Resources __________________ _

X one X one 2.191.89

Tota1 ___________________________ $ 1,996.897.06

LIABILITIES

Capital Stock ---------------------$ Capital Xotes _____________________ _ Surplus },und _____________________ _

;.->.1100.00 li.003.73
::o.ooo.oo

Cndi\"ided Profits -----------------Reserve Funds ____________________

1~,111.02
:i,2:i:U3

Due to Banks_____________________ _

c,:i.~!l8.08

Dividends Unpaid _________________ _

~one

Cashier's Checks ____________ -------Certified Checks __________________ _

!.!104.85
~one

Demand Deposits _________________ _ I,:{Ot),!l:{{i.77

1'ime Certificates of Deposits _______ _ u;"_S:J4.90

Savings Deposits __________________ _

X one

Letters of Credit and Acceptances

exeeuted for Customers ___________ _

~one

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _

X one :\'one

Other Liabilities -------------------

!1:-13.98

Total -------------------------- _$ 1,996,8!!7.06

TWENTY-THIRD ANNUAL REPORT

15

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK Ball Ground, Ga.

As called for by the Superintendent of Banks.

M. G. HENDRIX, President.
Date of Charter: 9-28-1926

B. R. JONES, Cashier.
Began Business: 10-1-1926

HESOCRCE~
Loans an~l Discounts ________________ $
state of <ieorgia and :\funicipal Bonds
owned --------------------------
r. S. Government Securiti~s owned __ _
Other ~tock and Bonds owned ______ _ nankin~ House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Heal Estate owned ___________ _
cash in Ya ult and Amount due from appron:d Reserve Agent:; _________ _
Checks for Clearing and Hue from
other Banks --------------------Cash Items -----------------------Overdrafts -- -------------Advance on Cotton and other Com-
moditil'S ---- -----------CustonH"rs' Liability on Letters of
Credit and Acceptances_ Profit and Lo!"-\s ____________________ _ Other Hesounes __________________ _

71,436.62
12.000.00 21:i,300.00
~one
1.00 1.00 X one
211,910.11
18,415.6H !\one 115.13
X one
X one None X one

LIABILITIES Capital Stock _____________________ $ Capital ~otes _____________________ _
RunJlus Fund ---------------------rndidded Profits _________________ _
RDeuseervtoe FBuanndkss__--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_
Dividends lTnpaid _________________ _ Cashier's Cheeks __________________ _ Certified Checks __________________ _ Hemand Deposits _________________ _ Time Certifi<'ates of Deposits _______ _ Sa\ing;;; Depm;its _________________ .
Letters of Credit and Aeeeptanees exeeuted for C'ustomenc __________ _
Bills Payable _____________________ _
~otes and Bills Rediscounted _______ _ Other Liabilities __________________ _

1:i,OOO.OO :Xonf'
:i,OOO.OO 2:!,746.61
:X one X one X one 2.840.00 X one
472.316.~9
10,471.8'; X one
X one X one X one
4.60

Total

-------------------------$

;):!9,37H.:i;)

Total ----------- -------------- ..$

STATEMENT

Showing condition at the close of business December 31, 1942, of

BAXLEY STATE BANK Baxley, Ga.

As called for by the Superintendent of Banks.

E. E. MILES, President.
Date of Charter: 8-23-1917

N.D. PADGETT, Cashier.
Began Business: 8-25-1917

UESOUHCES Loans and Discounts ________________ $ State of Georgia and l\funicitwl Bond'l
owned _________________________ _
l'. 8. Go,ernment Securities owned __ _ Other ~Hocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures____________ _ Other Heal Estate owned___________ _ Cash in Yau1t and Amount due from
approYt-d Reserve Agents _________ _
Checks for Clearing and Due from other Banks ____________________ _
Cash Items _______________________ _ Orerdrafts ________________________ _
Advan<'e on Cotton and other Commodities ___________________ ------
Customers' Liability on Letters of Credit and Acceptance...;;; ___________ _
Profit and Loss___________________ _
Other ltesources -------------------

21;), 78:-i. 22
10,368.48 1,000.00 None None 3,460.00 1,800.00
G42,47Uifl
X one None None
75,141.29
-;-.;one None :X o n e

LIABILITIES Capital Rtock ______________________ $ l'a]lital ~otc~ _____________________ _
Surplus Fund --------------------rndivided Profits -----------------Reserve :Funds_____________________ _ Due to Banks ____________________ .. __
Di\'idends Pnpaict -----------------Cashier's Checks ____ --------------Certified Cheeks __________________ _
llemand Der10sits ------------------Time Certifieates of Deposits _______ _ 8avings Devosits _________________ _
I.-etters of Credit and Acceptances exeeuterl for Clu;;tomers___________ _
Bills Payable ---------------------Xotes and Bills Hediscounted_______ _ Other Liabilities __________________ _

2:i,OOO.OO 16.7'10.00 16,000.00
31.82 4,323.00
X one 48.00 8,1:iO.:i2 X one
68Ul6~.68
2.228.40 92,530.12
X one X one X one None

Total ------------------ _______$ 850,026.04

Total ---------------------------$ 850,026.54

l6

DEI'ARDIENT OF BA:\IKI\'G

STATEMENT

------------

Showing condition at the close of business December :n, 1942, of

THE BLACKSHEAR BA\'1\ Blackshear, Ga.

As called for by the Superintendent of Banks.

LEO J. ALLE:--.1, P1esident.
Date of Charter: 9-11-1891
HE~O{"HCE~
Loans ami Dis('onnts __ :-::t<ttt' of (;t>nrgia and ::\1unicipal Bonds
own eel 1". S. (~OH'l'IllllC'Ilt ~('CllrltiLs OWIIPd Other Strwl\::-~ and Bonds OWIH'd Banl\:ing Housp and Lot_ ___ _ Furnitun_. and .Fixtures __________ _ Other Heal :Estate Owned _______ _ Cash iu Yault and Amount due from
approretl Resern_ ~\.gt-Hts ________ _ Cile('ks for Clearin~ and Dut> from
other Banks ________________ _ Cash Items ___________________ _
Orerdrafts ____ _ Adntll('l' ou Cotton and Otlwr Com-
modities __ _ ('ustomers' Liability on LPIIL'I's of
<'red it and Accept a nee~ Profit atHl Loss ____ _ Other Hesources

1:-i7 ,!)7~.1:1
:\'olll'
:;o~.:.oo_oo
:J,OOII.OII
~()Jl(_'
.'\olll'
:'\olll' \'Ollt' .'\Oill'
:'\ont :'\one
UJ7~_ti0

:\1_ \\"_ BURT C~~:-;hier '
Began Business: 7-7-i892

--------L-L-\I_ll_L_IT_I_E-~

-------

Capital ~ttwl.; Capital :\ott':-; ~urplus J<'u11d l'ndiYidpd l'rofiH __ HtSl'ITe _Funds _________
Dut to Banl.;s Hhidt>llds T'npaid __ C'a.<..:.hiLr's ('ht<ks ___ _ Certifkd Che(J.;s ___ _ llemand Hepo:-;its _ Tinw C'ertifi<ate:-; nt' OL'IHlsits ~a\ing;.; Ileposib ___ _ Letters of ('n_dit and ..\('('('Jit<IIH'l':>
exe<uttd for <'llstoml'rs ___ _ Bills Pa,nthle _______ _
:'\otes and Bilb Hedi..wounted ___ _ Otht'r Lialiilitit:-;

.-Jif.IIHU.tiQ
_ Xone .,ll_f)IJO.IIO
j :!.:!~,:~. ~5
.,_ooSot_moe0
Xnne :JxL:,g
Xone ; I:l.l~I.li I:t:~.:!Oj .07
X one
Xone \one \one :W.I8

Total

____ $ l.OH.O:l~_llll

Total

I.IIH.03l_IIO

---------------------------------

STA TEI\iENT

Showing condition at the close of business December 31, 1942. of

BANK OF EARLY Blakely, Ga.

As called for by the Superintendent of Banks.

R. C. SINGLETARY, President.
Date of Charter: 4-3-1941

H. A. \\'A LTOK, Cashicl'.
Began Business: 4-28-1941

rmsornn:,;

1~oanf.; and Discounts ____

_$

~tate- nf (;eorgia ancl .:\lunicipal Ronds owned _____________________________ _
r ~- (-;(wernme-nt Securities owned __ _

Other Htocl\s and Bonds owned Banldng House and Lot ______________

l<'urniture and Fixtures_ Other Real Estate owned_____ ~ _____ _

('ash in Yault and Amount due from Reserve Agents ___________ ------~

('heck~ for Clearing and nue from other Ranh:s _____________________ _

f'a:-;h Items ______ -------~---------0Yerdrafts ______________

..\dvance on Cotton and other Com-

modities ____

- ________ _

('ustomers' I~iability ou Letters of Credit and Arre}Jtant'es ___________ _
l'rofit and Loss _____________________ _

Other Resoune:-; _________________ _

lS:-i,tHi.!.lti
:\'one :\"nne
::'\" 0111:' li.:-w:-~.oo 1,0;),:!.1 j
XoiH'
:t.71X.:-:n
~(Ill(' ~one
:'\Oilt!
:\"nne -:\one
;\Oil('

I.IARILI1'!E>'

Capital Stot'k

-$

('apital ~otes

Hurplus Fund

rnclivided Profits __ _

Rese-rYf' Funds _ Due to Banlc:\ ____ _

DiYidends l'uvaid

Cashier';-; f'herl.;s _

Certified f'het'l\s

Uemand Jlepnsits Time f'ertifi<'ates of Tleposits __ _ ~avings Df'Jlosits _______________ _

Letters of ('redit and ..\Ct'L'}ItaJH'es executed for Customers ______ _
Rills Pa~alJle _______________ _

~otes and Rills Rediscounted Otlwr Liahilitie~ __

:',1) .IHitl.ll(t X one
1;,()011.00 I.:!:HI.3~
X one ::\one X one
-l_.-,()~.16
:\one
::~.'"i.!l:-i2.6i
:\one 1:{.!1:!:!.00
:\one :\one \"one :\one

Total ___________________________ $ 4icl.(il!l.l:-

Total

TWENTY-THIRD ANNUAL REPORT

17

STATEMENT

Showing condition at the close of business December 31, 1942, of

FIRST STATE BANK Blakely, Ga.

As called for by the Superintendent of Banks.

W. B. HALEY, President.
Date of Charter: 5-15-1937

GRADY SMITH, Cashier.
Began Business: 5-15-1937

RESOURCES Loans and Discounts ________________ $

~tate of Georgia and ::\Iunieipal Bonds

r.""o\vned ----------------------------
S. (;overnment Securities O\rned __ _

Other Stocks and Bonds owned _____ _ Banking House and LoL ___________ _

yurnitnre and Fixtures ____________ _

Other Heal Estate Owned ___________ _

Cash in Vault and Amount due from approred He~erve Agent~;_ ________ _

Cheeks for Clearing and Due from

other Banks ---------------------

Cash Items ------------------------overdrafts -- ---------------------Advance on Cotton and other Com-

moditie.s ----------------------- customers' Liability on I~ettcrs ot'

Credit ami A<'eeptarues -----------Profit an<l Loss ________ _

Other Hesources

_"-- _____ _

4:!<.07-!.02
4.284.10 lH.OOO.OO
X one 3,32:5.00 2.210.:1:1
16fl.llll
14,!~~-6~ 31 ;).},) 330.4 7
X one
X one
.\'"0111:'
.X one

LIABILITIEH Capital Htock ______________________ $

Cavital ~otes

_________________ _

Surplus Fund _____________________ _

lndivided Profits _________________ _

Hesene Funds ------ _____________ _ Due to Ranks_____________________ _

Dividends l"npaid _________________ _

('ashier's Checks _________________ _ ('ertified Checks __________________ _

Hemand Deposits _________________ _

Time f'ertifirates of llrposits_______ _ sa,ings Deposits _________________ _

Letters of Credit and Areeptanre executed for Customers __________ _
Bills Pa)able ____________________ _

Xotes and Bills He(liseounted _______ _

Other Liabilities -----------

:>0.000.00 X one
.>o.ooo.on
:HJ,093.11
1!l,:>on.oo
X nne 2.0lH.OO lJ,:: 12.24
.\'"one S:Ll.~H~l.36
.\'"one (.i~.!l-!4. :!-1
\"one X one .\'"one 1 ~f.i.7:1

Total

Total ___________________________ $ l. L'i!I.~S1.tJ8

STATEMENT Showing condition at the close of business December 31, 1942, of

FANNIN COUNTY BANK Blue Ridge, Ga.

As called for by the Superintendent of Banks.

J. M. EATON, JR., President.
Date of Charter: 5-28-1916

W. E. HENSLEE, CashieL
Began Business: 6-6-1916

RESOI"RCES

Loans and Discounts__

________ $

State of Georgia and .:\ltmidva 1 Bonds owned ____________ -------------
C. S. Government Securities owned __ _ Other Htoeks and Bonds O\YnctL ____ _ Banldng Houf.le and Lot ____________ _

Furniture afl(l .Fixtures_____________ _

Other Heal Estate owned____ ------.-
Cash in Yault and Amount due from approved Reserve Agents_________ _

Cheeks for Clearing and Due from other Banks ____________________ _

Cash Items -----------------------Overdrafts _________ - --------------Advanec on Cotton and other Com-

modities ------------------------Customers' Liability on Letters of
Credit and Acceptance __ ~--------Profit and Loss ____________________ _
Other Resources __________________ _

Total __________________________ .$

7~.790.~R 1~3.186.311
2,:;Ro.oo
I:l,IIOO.OO
:J,:;oo.uo
s,:;x:J.'>o
2tl2,312.411
13,000.00 None 56.29
None
~one
::\one 3,888.50
636,311.95

LIABILITIES Capital ~to(').; ________________ _

f'apitcd ..\'"otes _____________________ _

Hurplus .Fund _____________________ _

tndidclecl Profits _________________ _

Heserve }~unds ---------------------

Due to Banks__

_____________ _

Dividends rntlaid ________________ _

Cashier's Chceli:s __ --- ___________ _

('ertified Checks __ _

Demand Deposits

_ -------------

Time Certificates of Devosits _______ _

Ravings Deposits ___ ----------------

Letters of Credit and Acreptant.'e'~

executed for Customers ___________ _

Bills Payable _____________________ _

Xotcs and Bills Rediscounted_______ _

Other T.ia bilities -------------------

[C,_OIIO.OO
tt.:;oo.uo
::.1100.00 ~- 7!12.00
.-~.:-,t,O.OO
.X one
~one ~.787.6:3
.X one :1 \!I.R.>U.I8
2~.1 j(i.99 :J4:l.:i-18.72
:\one .\"one
~one
1H.4:J

Total ___________________________ $ ti:i6,311.95

18

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE FARMERS BANK Blythe, Ga.

As called for by the Superintendent of Banks.

T. M. NICKLES, P1esident.
Date of Charter: 8-28-1909
RESOURCF.S l.oans and Discount..-; _________________ $
State of Georgia and ~lunieipal Bonds
owned -----------------------U. S. (;ovenJIJH:'Ilt Securities owned __ _ Other ~tolks and Bonds owned _____ _ Banking Hom;;e and Lot ____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Yaul1 and ~\mount due from
approved Rt'serve Ag-ents _______ _ Checks for Clearing and Due from
other Banks ---------------------Cash Jtem-::; ------------------------Overdrafts AdvarH'e on Cotton and other Com-
modities _________________________ _
Customers' Liahility on Letters of Credit and Accevtanres ___________ _
Profit and Loss _____________________ _
Other Resources -------------------

77.87:l.l7
4,:1~6.00
6,000.00 "X o n e
1,200.00 X one X one
'i0.473.76
X one X one
3~>3.01
X one
Xone X one
X one

T. M. ~IC!<-LES,

-Ca'h1er
Began Business: 9-1-i909

LIABILITIES Capital Stock _________________ _ Capital Xotes __________________ _
Rurplus Fund rwlh-ided Profits ____________ _ Resene Funds ___________________ _ Due to Banks ____________________ _

1'i,OOO.Oo
X one 5.ooo.oo
~86.27
Xone 3,936.U

Dividf'IHIS rnvaid ----------------

33.60

Cashier's Checks -----------------

::l4.25

Certified Checks ----------------Demand Deposits _____________ _

X one X1.360.43

TinH' Certificates of Deposits __ .__ _ Savings Deposits ___________ _

X one 33,98:\.25

Letter:; of Credit and Acceptanel.-.;

exeeuted for f'ustomers------- _ Rills Payable __________________ _ Xotes and Bills Rediscounted ____ _ Other Liabilities _______________ _

X one X one
X one X one

Total ________ ---------------------$ 140.2'1'1. 94

Total ------------------------

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE COMMERCIAL BANK Bowdon, Ga.

As called for by the Superintendent of Banks.

J. H. BARR, President.
Date of Charter: 9-22-1926

M. L. JOHNSON, Cashier.
Began Business: 9-20-1926

RESOURCES Loans and Discounts---------------$ State of (;eorgia and :Municipal Bonds
OWlled ________________________ _ U. S. Government Securities owned __ _
Other Stocks and Ronds owned _____ _ Banking House and Lot_ ______ ~ Furnitun: and :Fixtures ____________ _
Other Rea] Estate owned _____ ~-----Caslt in \'ault and Amount due from
apvroved Heserve Agents ________ _ Cheeks for Clearing and Due from
other Banks ____________________ _
Cash Items -----------------------Overdrafts ---------------------- __ _ Advance on Cotton and other Com-
modities _______________________ _
Customers' LialJility on Letters of Credit and Acceptances___________ _
Profit and Loss____________________ _
Other Resourt'es --------------------

:iG,804.02
12,4:i0.00 119,750.00
} 2,1100.00
X one
447 ,7:!4.94
~one
X one 179.20
30,893.0~
None None None

LIABILITIES Carlital Stork _____________________ _
Cavital ~otes ---------------------Surplus Fund ____________________ _ llndi\'ided Profits _________________ _
Reserve Funds --------------------Due to Banks _____________________ _ Dividends llnpaid _________________ _
Cashier's Checks ------------------ Certified Checks ------------------Demand Deposits __________________ _ Time f'ertifit'ates of Deposits _______ _ Savings Deposits ___________________ I~etters of Credit and AC('eptances
executed for Customers ____________ _
Bills Payable ---------------------~otes and Bills Rediscounted _______ _ Other Liabilities __________________ _

2:i.OOO.OO X one
~:i.OOO.OO
~I ,H9;).99 1,000.00 X one X one l,:ii5.33 X one
"81,:l84. 72 10.8:i5.15 X one
X one !\'one None
~one

Total __ -------------------------$ 669,811.19

Total ---------------------------$ 66H.Sil.19

TWENTY-THIRD ANNUAL REPORT

19

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BRUNSWICK BANK & TRUST CO. Brunswick, Ga.

As called for by the Superintendent of Banks.

I. M. AIKEN, President.
Date of Charter: 9-10-1889

W. E. GEIGER, Cashier.
Began Business: 1889

RESOCRCES

Loans and Discounts_---------------$ ~6:i,771.0J

State of Georgia and -:\funil'ipal Bonds

o\\ned -------------------------- 203,:>11.15

tr. S. Government Securities owned __ _ 2,010,S90.30

Other ~tocJ;;s and Bonks owned. _____ _

97,739.09

Banking House and Lot_ ___________ _

20,000.00

Furniture and :Fixtures____________ _

3.000.00

Other Real Estate Owned ___________ _

X one

cash in Vault and Amount due from

approved Res ern Agents ______ _

1,68:>,476.11

(he<'k." for Clearing and Due from other Hanks ____________________ _

X one

Cash Items -- __ ------------------- _

X one

overdrafts -------- ------~-- ---------

X one

Adranee on Cotton and other Com-

modities _____ ------------------

~one

Customers' Liahility on Letters of

Credit and Aeceptances __________ _

X one

Profit and Loss ____________________ _

X one

Other Resou1ees __________________ _

3,07:>.43

Total -- ------------------ --- $ 4,,)91,463.1.3

LIABILITIES Capital Stock _____________________ .$ 230.000.00

Capital Xotes ---------------------Surplus Fund ____________________ _

X one
so.ooo.oo

l'ndivided Profits ------------------

5,000.00

Heserve Funds --------------------Due to Banks _____________________ _

:15,000.00 6,333.96

Dividends enpaid -----------------Cashier's Check.<.; __________________ _

None 16,:l71.9'i

Certified Checks --------------------

X one

Demand Deposits _________________ _ 3,:160,679.64

Time Certificates of Deposits_______ _ 649,9S6.4!1

Ravings Deoosits -------------------

;\one

I~etters of Credit and Aeceptances

exe<'uted for Customers ___________ _ Bills Payable ______________________ _

X one None

Xotes and Bills Rediscounted _______ _ Other Liahilitie:-; -------------------

None
s.on.u

Total -------------------------- $ 4,G91,-163.15

STATEMENT

Showing condition at the close of business December 31, 1942, of

HARALSON COUNTY BANK Buchanan, Ga.

As called for by the Superintendent of Banks.

J. L. EAVES, President.
Date of Charter: 3-3-1909

H. G. RICHARDSON, Cashier.
Began Business: 3-4-1909

RESOURCES Loans and lHseounts________________$ State of (ieorgia and ::\Iunieipal Bonds
owned ______________________ _
r. S. GoYernnwnt Securities owned __ _
Other Stocks and Bonds owned_____ _ Banking Hom.;e and l.ot ____________ _ Furniture and .Fixtures _____________ _ Other Real E.:$tate owned _____.______ _ Cash in Vault and Amount due from
apiJroved Hes12rYe Agents _________ _ Checks for Clearing and Due from
other Ranks ____________________ _ Cash Item., _______________________ _
Overdrafts ___ --------------------Ad,ance on Cotton and other Com-
modities ______ ------------------Customers' Liability on Letters of
Credit and Aeceptances ___________ _ Profit and Loss____________________ _
Other Resourees --------------------
Total ___________________________ $

84,ii:l9.83
5,000.00 123,500.00
~one
800.00 800.00
~one
481,104.28
4.894.89 X one
278.88
~one
None None X one
702.917.88

LIABILITIES Capital Stock ______________________ $
Capital Xotes ----------------------Surplus Fund _____________________ _ endivided Profits _________________ _
lteserve Funds --------------------Due to Ranks _______________________ Dividends Cnvaid _________________ _
Cashier's Checks ------------------Certified Checks __________________ _
Demand Deposits -----------------'fime Certificates of Deposits_______ _ Savings DeiJosits ___________________ I~etters of Credit and Acceptances
evecuted for Customers ____________
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities -------------------

40,000.00 None
15,000.00 6,425.26 1,250.00 Kone 3,200.00 672.93 None
618,802.02 17,367 .6:. None
None
~one
None None

Total ___________________________ $ 702,917.88

20

DEPARTMENT OF BANKING

--

STATEMENT

Showing condition at the close of business December 31, 1942. of

BUENA VISTA LOAN & SAVINGS BANK Buena Vista, Ga.

As called for by the Superintendent of Banks.

CLARKE W. DUNCAN, President.
Date of Charter: 9-22-1887

HESOrRCES Loans and Discounts________________ $
~;tate of Georgia and ~lunicipal Bonds
r.o\vned -------------------------S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot-- _________ _
Furniture and Fixture~------------Other Real Estate owned ___________ _
Cash in Yault and Amount due from approved Reserve ..Agents _________ _
Clwcks for Clearing and Due from
other Bank.s --------------------Cash Items ------------------------Overdrafts .---------------- ________ _ Advance on Cotton and other Com-
modities ______________________ ---
Customers' l.iahility on Letters of CrNlit and Aecetltanees___________ _
Profit and Loss ____________
Other Hesources ___ -----------------

228,60L6.i
6,600.00 7.i,OOO.OO
8,830.00 LOO
2:JLOO LOll
1:08.831.0:)
~one ~one ~one
Sane
Xone None

ARTHUR D. LOWE

-Ca:.;hiee '
Began Business: !l-l-i889
LIABILITIES

Cavital Sto<'k __________________ _ C;qlital Xotes ____________________ _
Hurplus :Fund ____________________ _ rndhided Profits _______________ _

:;o,ooo.oo
~nne
:;o,ooo.ou
!),06~.89

Re:-;erve Funds __________________ _ Due to Bank..-. ___________________ _

~one
X one

Dividends rnpaid ---------------

HH.oo

Cashier's Checks ---------- _______ _

8U4.lj

Certified Checks --------------- __

X one

Uemand Deposits -----------------

:! 1 ~ 1 ,~HU50

Tinw Certificates of Deposits _____ _

17 .:ll6.61

Saving-s Deposits -----------------

X nne

Letters of Credit and Aceeptan('('"

exe<'uted for Customer::;_ ______ .. Bills Pa~vable ___________________ _ :'\otes and Rills Rediscounted ______ _
Other Liabilities --------------- __ _

X one X one X one X one

Total -----~~--~ __ ~---------------$ 317,071.20

Total ------------------------

STATEMENT

Showing condition at the close of business December 31, 1942. of

SHADBURN BANKING CO. Buford, Ga.

As called for by the Superintendent of Banks.

MRS. KATE ALLEN SHADBURN, President.
Date of Charter: 1-23-1901

J. F. HA:WfLTO~, Cashier.
Began Business: 2-1 i -I DOl

HEI'OlTRCES Loans alHl Hiseounts_____ __________ $ State of Georgia and 1lunit'i}lal Bond~
OWllE'd ----------------------------
"C. ~- c;on'rmnent Securities owned Other Stocks and Bonds owned __ _ Banking House and Lot_ __________ _ }'urniture and Fixtures __________ Other Heal Estate owned _____ .. <'aRh in Yault and Amount due from
apvroved Reserve AgentR _________ _ Cheeks for (lea ring and Due from
other Banks --------------------Cash Items --------- ______________ _ Overdrafts _________________________ _
Advanee on Cotton and other Commodities _______________________ _
Customers' LialJility of Credit and Aeceptances ---------------------
Profit and Loss___________________ _
Other Resources -------------------
Total ________________ -----------$

.i .~1H.~8 fi.4II0.00 1.0110.00
:\one 1.00
3:;.817 .fl:l
204,HS:).l9
X one 2:!3.60
4.29
16,6:J'i.l3
X one None 2,734.00
330,720.26

LIABILITIEI' Capital Sto<'li: - <'avital Xntes _________ _ ~UI'}llul') Fund __________ _
rndhided Profits __ Hesern.' Funds _____ _ Hue to Banl.;:s_____ _ Hiddencls l~npaid ___ _
Cashier's Ched..:s __ _ Certified Cheel\:s __ _ Demand Heposits _________________ _
Time Certificates of Ile}10sits ______ _ ~avings Deposits _________________ _
l .. etter..; of Credit and Aereptanee-. exeeuted for Customers ___________ _
Rills Pa~able ---------------------~otes and Bills Rediscounted ______ _ Other Liabilities _________________ _

]II ,1100.00
.:\one '.11110.110
:;.12.74 \"one \'one \"one
.:!11.39 \"one
~j;,-,, 11!1.21 ~-:2~~L20 I; .:-1 13.i2
\"one ::\one
~one ~one

Total

TWENTY-THIRD ANNUAL REPORT

21

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE CITIZENS STATE BANK Butler, Ga.

As called for by the Superintendent of Banks.

J. W. EDWARDS, President.
Date of Charter: 9-4-1926

L. R. ADAMS, Cashier.
Began Business: 9-4-1926

J.nans and Hb_('ount:..; __ ---.---:---------::-;.rate of Ceorgw and )IunH.'IJlal Bond~

oWIH.'d

- ----------

r. ::.. (~orenliiJt'Ilt ~t't'llrities owned

Other ~t11l'k:-- and Bonds ownPd __ _

Hanl.:ing Hou-..;t and Lot __ _

Furniture and Fixtures ___ _

Other Heal E.c;tate 0\\lll'd {'ash in \'ault a!ld .\mount due from

<IPPJ'O\"l'd Rcsl'J'\'l' _\g-cllts __ _

fhecJ,s f11l' Clvaring and Dllt> frofll

othLr B;!nk.-;

('ash ItL-ms

Orerdra fts Adr:t!H'l' nn Cotton and other Com-

]lloditi(_s custo!lltrs' Liability on Lettrrs of

Credit alld AtcepL111t'f2S __ --------Profit aud Loss __________________ _

Other Ht_<.;onrces ________ _

Total

. ---.-- ---- ------- ___ $

titl.liifUil
:J.OOO.IIO fi:{.~tj\i ..:W
:\Olll' Sone
!.1111 !.Oil
XOIH'
X one
::\Ollt'
lti,-t jj. i:l
:.\'one ":\one X one
3i:i,36~.S:!

LL\HILITlEt' Capital ::-itocl.; _______________________ $
Capital Xote~ Surplu;:.; Ftind __
CndiYided Profits _ Hc~elTL' Funds JJuc to B;ml.;s __ lliridtllds rnpaid Cashier's CIH.'<'ks ___ _ ('prtifitd Clll'<'l;.:s Pl'llltmd Hcposits
Tillll' CL'rtifl<'atcs of ill'Ilosits_ ~Hdngs Deposits ___ _
Lt->t tLrs of ('red it and .-\('t'L'Pta !l('l'S exetutPd for Customers __________ _
Bills l'a.nthil' __ -------------.\.ott->s and Bills Ht>dis('Ollntcd _______ _ Other Liabilities __________ _

L>.ono.oo
Xollt'
~:l.tl011.00 .>R0.~1
:\ une XonP :{.1100.1111 R:H.3X
:~::(I, fl! j. ti:~ :\out :\one
Xone
X niH'
X one X one

Total ----- --- --- ---------- ___ $

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF BYROMVILLE Byromville, Ga.

As called for by the Superintendent of Banks.

J. D. LESTER, SR.,

S. H. BUXTON,

President.

Cashier.

Date of Charter: 7-19-1921

Began Business: 7-26-1921

RESOURCES Loans and Discounts________________$
State of Georgia and ).funiC'ipal Bonds
O\Vned ______ --------------------L. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ Banking House and Lot_ ___________ _
Furniture and Fixtures ____ ~--------Other Real Estate Owned___________ _
Cash in Vault and Amount due from Approved Reserve Agents _________ _
Cheeks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts _-----------------------Adl-ance on Cotton and other Com-
modities ------------------------Customers" Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Resourees ___________________ _

149,14H.Ei
X one None None 800.00 300.00 'Sone
49.152.33
Sone Sone "X o n e
1,141.95
X one
~one
X one

TntaI ------------------------ $

LIABILITIES Capital Stock ______________________ $
Capital Xotes ---------------------SurplUB }'und _--------------------l'ndivlded Profits -----------------Reserve l..,unds ---------------------Ilue to Banks _____________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks __________________ _
Demand Deposits -----------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances
exeeuted for Customers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

15.000.00 4.i2;).00 5,000.00 5,029.34 4.046.88 X one 1.200.00 184.I:i X one
1;)2.940.65 12.411.41
~one
None X one X one X one

Total

22

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

CAIRO BANKING CO. Cairo, Ga.

As called for by the Superintendent of Banks.

HENRY HESTER, President.
Date of Charter: 11-3-1903

RESOURCES Loans and Discounts _________________ $
State of Georgia and ~Iunieipal Bonds
e.owS.neGdove-r-n-m--en--t -S-e-c-u-r-i-t-ie-s--o-w-n-e-d--_-_ -_
Other Stocks and Bonds O'\vned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts __ ---------------------Advance on Cotton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss ____________________ _
Other Resources __________________ _

517,893.29
11,277.42 259,600.00
1.00 9,000.011 5,000.00 3,000.00
51H,l44.45
11,220.67 None None
84,622.09
X one None 13,688.49

- - H. E. M~KlNNON, Ca,hter
Began Business: 1-l-i9oo
LIABILITIES

CaJlital Stock ___________________ _ Capital Xotes ___________________ _ Sur}llus :Fund ____________________ _
l"ndivided Profits ________________ ~
Reserve Funds __________________ _ Due to Banks ___________________ _

"o,ooo.oo
12,600.00 2; ,OfiO.Oo
2.697.13
2.065.00 2.000.00

J)i\idends rnpaid ---------------Cashier's Checks _________________ _ Certified Checks ________________ _ Demand Deposits ________________ _
Time Certificates of Deposits______ _ Savings Deposits _________________ _

~.ooo.oo 1,010.24
23.43 ~ 1l.fl07.02
!1~,609.72
ll2,:i85.18

Letters of Credit and AcceptaneP:->

executed for Customers_________ _ Bills Paya!Jle ____________________ _

Xone X one

Xotes and Bills Rediscounted______ _ Other I~iabilities _________________ _

X one
~.2H.69

Total ---------------------------$ 1,431, 442.41

Total -------------------------- $ 1.1:\ U42.4!

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK Cairo, Ga.

As called for by the Superintendent of Banks.

IRA HIGDON, President.
Date of Charter: 12-3-1903

J. C. MINTER, Cashier.
Began Business: 1-1- J 904

RESOllRn~S
Loans and Discounts________________$
State of Georgia and ~Iunicipal Bonds owned ---------~---~-~-----
r. S. Government Securities owned-~-
Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _ Furniture and :Fixtures____________ _
Other Heal Estate owned--~------- Cash in Yault and Amount due from
apprO\'t>d H.eserve Agents __________ _ Cheeks for Clearing and Due from
other Ranks ____________________ _
Cash Items -----------------------Overdraft~ -----------~------------ _ Advan<'e 0n Cotton and other Com-
modities ____ -----------------Customers' IJability on Letters of
Credit and Acecptances ____________ _
Profit and I~oss -------------------Other HesourceB ___________________ _

2;)1,966.68
2,400.00 92,600.00
None 15,000.00
2,5:i0.00 18,4'\3.00
418,226.40
39,364.84 :X one U\3
:X o n e X one X one

LIABILITIES Capital Stork ______________________ $ Capital Notes _____________________ _
Surplus Fund ---------------------Undivided Profits -----------------Heserve Funds ___________________ _ Due to Ranl\s ____________________ _
Dividenci.., Unpaid ________________ _ Cashier's Checks _________________ . Certified Checks __________________ _
Demand Deposits -------------------Time Certifieates of De]losits _______ _ Savings ncvosits _______________ _
I~etters of Credit and Aceeptanecs executed for Customers __________ _
Bills Payable _____________ -------Xotes and Bills Redis<.;ounted _______ _
Other Liabilities ------------------ _

~.I) .111111.00 );one
I 11.000.00
".~:n.:-~:-;
:W.I-17 .15 ::\one
::.IJJ'\.00
:!.~-12.19
);one .);;;:.H 18.97 I 0~.~00.72
111~~-~ll.Si
);one
~one
);one :\one

Total

8:i:i,SH7.4:i

Total

-$

TWENTY-THIRD ANNUAL REPORT

23

STATEMENT Showing condition at the close of business December 31, 1942, of

BANK OF CAMILLA Camilla, Ga.

As called for by the Superintendent of Banks.

W. W. BROOKS, President.
Date of Charter: 11-4-1889

J. E. BROOKS. JR., Cashier.
Began Business: 1-2-1890

RESOCHrES Loans and Diseounts ________________ $
state of Ueorgia and l\lunieipal Bonds o\\ned ---------------------------
[. S. Gtwernment Securities owned __ _ Other Stocl~:s and Bonds O\Vned _____ _ Bankiug House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Heal Estate owned___________ _
Cash in Vault and Amount due from approved Reserve .Agents _________ _
Checl.;s for Clearing and Due from other Banks ---------------------
Cash Items -----------------------overdrafts ------------------------Advanee on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
fredit and Acceptances__________ _ Profit and Loss_____________________
Other Resources -------------------
Total ---------------------------$

\12,411.64
4n,:;oo.oo
20,300.00
~one
16,0110.00
:;,ooo.oo
16,623.00
116,273.40
2,630.80 ?\one
~one
76,095.35
~one ~one
None
394,8'\6.19

LIABILITIES Capital Stock ___________ -----------$ Capital Xotes ---------------------Surplus Fund ---------------------rnctivided Profits -----------------Reserve Funds -----------. ________ _ Due to Banks _______________________ _
])ividends Fnpaid -----------------Cashier's Checks __________________ _ Certified Checks __________________ _ Hemand Deposits _________________ _
Time Certificates of Deposits ________ _ Savings Deposits __________________
Letters of Credit and Acceptance,'\ exeruted for Customers ___________ _
Bills Payable _____________________ _ :\'otes and Bills Rediscounted _______ _ Other Liabilities __________________ _

2:i.OOO.IIO .\'nne :\nne
.~!11.29
Xone
X nne X nne
;),7:H~.li.i ~one
:Jtl.o6:l.9:J :Jt.W>II.OO 9,811.80
~one
X one .:\one
~one

Total

:!94,856.19

STATEMENT

Showing condition at the close of business December 31, 1942, of

PLANTERS & CITIZENS BANK Camilla, Ga.

As called for by the Superintendent of Banks.

E. J. VANN, JR., President.
Date of Charter: 9-20-1904

B. H. HURST, Cashier.
Began Business: 5-24-1913

RESOCRCES Loans and Discounts ________________ $

State of Georgia and ::\Iuuieipal Bonds

r.

o'vned ------S. Government

------------------8ceurities owned __ _

Other Stocks and Bonds mvued_____ _

Banking House and Lot_ __________ _

Furniture and Fixture::; ____________ _

Other Heal Estate owned ___________ _

Cash in Vault and Amount due from amnoYed Heserve Agents _________ _
ChcC'ks for Clearing and Due from other Banks ____________________ _
Cash Items _______________________ _

Onrdrafts -- ---------------------AdYanee on Cotton and other Com-
modities ----------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss ___________________ _
Other Hesources ___________________ _

221,794.19
10,0110.00
2~,000.011
X one 6,'100.011 1,000.00 B,:lOO.OO
S~8,7!)2.26
2,.088.09 X one
~one
3!)8,2,'50.S9
X one ):one ::\one

Total __________________________ $ 1,497,223.13

LIABIUTIES Ca!>ital Stock ----------------------$ Capital Xotes _____________________ _ SunJlus }-..unci ____________________ _ l"ndivided Profits _________________ _ He::;erYc Funds ____________________ _ llue to Banks______________________ _
T>ividends Vnvaid -----------------Cashier's Che('ks __________________ _ Certifiecl f'heel\:s __________________ _ Demand Deuosits _________________ _ Time Certificates of Deposits ______ Savings Deposits ________________ _
Letters of Credit and Acceptances executed for Customers___________ _
Hills Payable ____________________ _ Xotes and Ri1ls Redisrounted _______ _ Otht'r LialJilitics ___________________ _

2'i,OOO.OO 9,7011.00
20.000.00 ;),.n7.G6 G,ll7.0o
!'~~one
1.1100.00
3,02~.41
Xone
l.O.>I.O:l1.02 11 ~ ..>411.24 :!:i!l,3fi:LS;J
X one X nne :\one
~one

24

DEPARniENT OF BANKING

STATEMENT

--------

Showing condition at the close of business December 31, 1942, of

BANK OF CANTON Canton, Ga.

As called for by the Superintendent of Ranks.

Wm. S. ELLIOTT,
Pre~ident.
Date of Charter: 11-17-1892

G. C. ADAMS
Cashier ' Began Business: 12-21-iS92

--------1!-E_S_O_l__H_(_'_E-~-------- ------------L-1-.\-ll_I_L-IT-U-;s-,-------_

Loans aBel Hhwounts

_______ $

f.;tate of c;curgia and ~lunkipal Bond:-;

OWIIt:d
l~. S. (;u\enliJJl'llt Se<'urities oWIH.'d __

Otht-'r St(wks :md Bonds ownC'd Banking House and LoL_ Furnitnn: aJJd Fixturrs ____ _ Other Heal E ..:.tate owiied ________ _

Ca.'-dl i11 \"ault and .\motmt duf' from appro\t.d Ht'serYe .\.g't:>JJts ___ _

Che(J.;s fur (_'}(_aring and Hue from

other Ba11ks
Cash ltl'IIJ:-. Orerdrafts Adrance on Cotton and other
moditie:-) _________________ _

Com-

Customers' LialJility on LLtters of Cndit aiJd .\<eept<tll('es __ _
Profit and Loss __

Other Ht.SJJlii'L'tS -----------

:za:-).464.:1:{ 27:!,000.00
I:J.IIIIO.OO
:!-Ut{~.OO
Lilli 2:-).:llO.H!I
H16,:1:-il ..i7
XOilL' ~one
Xmw
Xollt X one
~OIH'

C'apital Stock _________________ _ Capital Xotes _________________ _ Surplus Fund _________________ _
rndivided Prllfit." _______________ _ Htsf'rYe Funds ___ _ Jhw to Ballks _________________ _
J)ividPIHls l"11paid Cashitr's Checks ('(rtified ('he<'ks PL'llli!IHl ])pposits TimP ('ettincatt."S of 1leposits ____ _ ~avi11gs Depnsits ------------- Letters of Crt.dit and ~\.Cl'el)taiH'('s
L'Xtcuted for ( 'u;o;tomers __________ _ Bills Payable ____________________ _
Xotes and Bills Hediseounted_____ _ Othtr Liabilities _____ .. _________ _

llill.OOII.OO
IIIIJ,OOXOo.nuue
~.-;,-1-:18.:!7
X one I~1.4110.8 I
Xune ~:-i!l ..H
X(me l.Onl.O:!O.!Ij
:l7:2,.10I.:i~
X one
X one Sone X one
:;.ouo.uo

Total

1,712,2:li.IX

Total -------- --------------- --- ~ J ; J 2, 231.18

STATEMENT

Showing condition at the close of business December 31, 1942, of

ETOWAH BANK Canton, Ga.

As called for by the Superintendent of Banks.

OLIN FINCHER, President.
Date of Charter: 1-22-1927

N. A. THOMASON, Cashier.
Began Business: 1-29-1927

RESOCHCES Loans and Discounts_________________ $

State of Georgia and )lunieipal Bonds

owned -------------------------U. S. Government Seeurities owned __ Other ~Hocks and Bonds owned _______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _

Other Heal Estate Owned .. __________ _

Cash in Vault and Amount due from approved Reserve Agents_________ _

fheck..-; for Clearing and Uue from

other Banks --------------------Cash Items ___ ----------------------Overdrafts _______________________ _

.Advanee on Cotton and other Com-

modities _

____ -------------

Customers' Liability on Letters of

('redit and Aeeevtanees __________ _

Profit and Loss ___________________ _

Other Resources __ ----------

2:J9.78~>.:l6
I0,723.82 192,000.00
X one I 2,000.00
~.t:J5.00
X one
oi:i,I6R.4o
7,632.22
~one
242.23
X one
Xone X one .:\'one

Total

979,787.03

LIABILITIES Capital Stork ______________________ $ Capital Xotes _____________________ _ ~urplus Fund _____________________ _
rndivided Profits -----------------Reserve Fund.., --------------------Uue to Banks ______________________ _ Dividends r:npaid ___________________ Cashier's f'herks __________________ _ Certified Checks __________________ _ Demand Deposits ________________ _ 'fime Certificates of Deposits_______ _ Savings Deposits __________________ _
Letters of Credit and Acceptances exe<'uted for Customers ___________ _
Bllls Payable _____________________ _
Xutes and Bills Rediscounted _______ _
Other Liabilities ------------------.

~.-. ooo.oo
X one 20,000.00
1,915.16 1,064.50
X one X one ;145.85 X one H2:l.96L86 17.715.11 2H:l,.>23.89
X one X one X one X one

Total

!HH.7S7 .03

TWENTY-THIRD ANNUAL REPORT

25

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE PEOPLES BANK Carrollton, Ga.

As called for by the Superintendent of Banks.

HORACE STEvVART, President.
Date of Charter: 11-16-1909

L. M. KING, Cashier.
Began Business: 12-1-1909

RESOri\CE:< Loans aJJ(~ llis.nnmts_----.-~----------$ ~tate of bturgJa and -:\ftmHtpal B1_1lld.")
r. o W n t ' t l
s. (;(ln'rrllllL'llt ~e('vrities owned
Other ~tncl.;s and Bonds o\nHil ___ _ Banking Hlll!St' and Lot Furniture and FixtUI'L'S{)ther Heal Estate o\\"lll'tL _____ _ cash in Yault and ~\mouut dul' frum
approred Hest'JTl' .-\gent.-; ____ _
('he<'ks for Clearing and Due from other Hanl\-;
ca~ll ltelll."' {)rerdrafts -Adran<'t> o11 Cotton and 11tht>r ( 'nln-
nwditil'S --------------custollH:rs' Liability on Lt>ttt>r:-:; of
Credit a11d ~\cc(ptances __ Profit and Loss____ . -----------Other H.t>SOll rcts

"\"one :1\III,HIIO.IIII
~OJ1l'
::o.H-t:-u;o
l,:i!S.OII :J,:!.i.i.H!
.i,3~H.S-1 1,18\IA~
~one
.\"one
:\one
~one
X one

Total

______ $ l,ll:l:J,H!Hl.Ol

LL\BILITlE>' Ca}Jital ~to<"k ______________________ $

60,11110.011

Capital Xotes -----------------~urplm; Fund _________ _
CndiYided Profit:" ________________
He.-;t>ne Ftmds ________________ _ HtH_' to Bank:-; ________________ _

.'\orw tiO,IHIO.rlH
XnnP :H,llS.:!H
X one

Pirhfl>ncls t'npaid

;\(Jll\:'

Cashier's Cheeks

;;,SH:).:!S

Certifil'd Cheeks _ -- __________ _

:--i7!L:)o

I kmand Jhposits _________________ _ 1.771).\i\l:!.-l:!

Time Certifkates of lhvosits _______ _

)."oue

:-;a,iugs Dt'llosits __________________ _

:\oue

Letters of Credit aud AreeptanceR

exe('ltted for Custnnu..rs __________ _

:\"oue

Bill~ Pa)able ------------------- __

Xone

.'\otes and Bilh Rediscounted_

Xm1e

Other Liabilities __________ _

l,:nli.7J

Total - ------------------- _____ $ 1,H3:),H!HU1l

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE COMMERCIAL BANK OF CEDARTOWN Cedartown, Ga.

As called for by the Superintendent of Banks.

ROY N. EMMET, President.
Date of Charter: 10-16-1889

G. D. COLLINS, Cashier.
Began Business: 12-11-1889

RESOl:Rn;s Loans and Discounts ______________ _
State of Georgia and Munici{Jal Bonds o\vned __________________________ _
C. H. Uovernment Securities owned __ Other Stock<:., and Bonds owned ______ _ Banking House and Lot ____________ _
Furniture and Fixtures ____________ _ Other Real Estate owned ___________ _
(1ash in Yault and Amount due from approved Reser\'e Agents ________ _
{'becks for Clearing and Due from other Banks ---------------------
<"'ash Items ___________________ _
Orerdrafts ______________________ --
Advanc~ on Cotton and other Commodities ___________ ------- ___ ----
{'ustomers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss ____________________ _ "Other Hesources ___________________ _

:llt>,tiOI.:H
6.1,63:1.32
~183,243.111 ~one
1:), 744.97 7,090. 77
2~,!l23.H1
24,7H6.89 30:l.:l:l :}64.09
:Xone
X one X one X one

Total ----------------------- ___ $ 1.7:i4,313.H3

LIABILITIES

Capital >;toek ______________________ $ 140.000.110

Capital Xotes ----------------------

.X one

Surplus Fund -----------------~--- IOO,OOO.OO

Cndivided Profits ------------------

16,182.84

Reserve .Funds ---------------------

.X o n e

Hue to Banks ___ - - - - - - - - - - - - - - - - - - Dividends Lnpaid _________________ _

~one
4,200.00

Cashier's Checks _________________ _

2,8:}1.99

Certified Cherk~ -------------------

None

])emand Hevosits _________________ _ 1,007' 77 4.3:1

Time Certifieates of Devosits _______ _ ~avir:gs Deposits ______ ____________ _

101,6~7.13
:l81,64i.64

!.etters of Credit and Acceptances executed for Customers ___________ _
Bills Payable ___________________ _

X one X one

Xotes and Bills Rediscounted _______ _

None

Other I..iabilities -------------------

X one

Total

________________________ $ 1,7:iCll3.9~

26

DEPARTMENT OF BANKING

----

STATEMENT

Showing condition at the close of business December 31, 1942, of

COHUTTA BANKING COMPANY Chatsworth, Ga.

As called for by the Superintendent of Banks.

R. E. CHAMBERS, President.
Date of Charter: 7-17-1905

FRANCES HEARTSELL Cashier. '
Began Business: 1-2-1-1906

RESOCRCES I~oans and Discounts _______________ $
State of Georgia and )lunieiJ)al Bond:->
O\Vned -------------------------- _
r. S. Government Securities owned __
Other Stocks ancl Bonds owned _____ _ Ranking House and I~oL ___________ _ .Furniture and Fixtures _____________ _ Other Real Estate owned___________ _
Cash in Vault and Amount dne from approved Reserve Agents __________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items _______________________ _ 0 verdrafts _______ -------- _________ _
Advance on Cotton and other Commodities ______ -------------------
Customers' Liability on Letters of fredit and Acceptances ___________ _
Profit and Loss ____________________ _
Other Resources ______________ -----

79,296.24
23,000.00 162,300.00
X one 1,400.00
800.00 100.00
293,097.96
12,:100.00 :X one 7:!.24
Xone
Xone :X o n e None

LIAlllLITIES
Capital StoLk -------------------. _ $ Capital -="otes --------------------Surplus Fund ____________________ _ rnctiYided Profits ________________ _
Reserve ~.. unds -------------------Due to Ranks _____________________ _
Dividends 1~nvahl ________________ _ Cashier's Check.-; _________________ _ Certified Checks _________________ _ Demand Ht'}Josits ________________ _
Timt' Certificates nf Ileposits______ _ ~avinj:!s Deposits -----------------Letters of Credit and AeeevtanCL'."
exeeuted for Customers __________ _ Bills Pavable ____________________ _ Xotes a~d Rills Uedh.wounted _______ _ Other Liabilities ________ --------.-

:!.>.ooo.oo X one
3.ooo.oo
1..>19.95 2,000.00
X one Xone 100.13
~one lti;),73L52. :~1.724.7:)
1.>.H0.09
Xone
.\'one
.\'one
~one

-T-otal-------------------------------------$ -57-4,56-6.4-4 - - -Tot-al ---------------------- ------------- - - - '>i 4.:i66.44

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF CHICKAMAUGA Chickamauga, Ga.

As called for by the Superintendent of Banks.

ELDER G. GLENN,

W. H. EDWARDS,

President.

Gashier.

__ _

D_a_te

_of_C_ha

_ _ rter:

_10_-1

_ _ 5-194

1_

_

_

_

_

_

_

_

_

_

_B_eg_an_B_us_ine_ss

:_

_5-10-1910 ..

RESOT:RCES Loans and Diseounts ______________ _
State of Georgia and :\lunicival Bonds ov;ned __________________________ _
l'". S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _
Banking House and I~oL_~----------Furniture and ~~ixtures _____________ _ Other Real Estate owned _____
Cash in Yault and Amount due from approved lteserve Agents_
Cherks for Clearing and Due from
other Banks --------------------Cash Items ____________________ _
Onrdrafts Advanre on Cotton and other Com-
modities ____ --------------------Customers' Liability on Letters of
Credit and Aeeevtanees __________ _ Profit and Loss ___________________ _ Other Hesourees ___________________ _

129,642.06
X one 288,96:U4
10,:l03.9:l 1!,946.00
2,147.00 4,0n2.9H
X one
~one
X one
X one
X one X one X one

LIABILITIES Capital Stork ______________________ $ Capital :\otes ____________________ _ Surplus Fund _____________________ rncthi<led Profits ________________ .
Reserve Funds ------------------ __ Due to Banks ______________________ _
IJividends rnpahl ---------------- Cashier's Cht>('kS __________________ _
Certified Cheel\:s _________________ _ Demand llevosits _________________ _ Time Certifkates of lle}losits _______ _ foiavings Deposits ________ ----------Letters of Credit and Acceptances
executed for Customers ___________ _ Hills PHyable _________________ _ Xotes anti lUlls Hedis<'ounted ______ _ Other I~iabilitics __________________ _

:!.>.000.00 X one
I; ,000.00 :1,282.64
l.~21.8j
X one
1.2:.o.oo
l,()j6,fJ6
X one 10\1.0:!2.26
X one I :12,823.9:>
X one X one X one X one

Total _____ ----------------------$ 633,637.28

Total

----------------------------------

TWENTY-THIRD ANNUAL REPORT

27

STATEMENT

Showing condition at the close of business December 31, 1942, of

FARMERS & MERCHANTS BANK Chipley, Ga.

As called for by the Superintendent of Banks.

HENRY ZACHRY, President.
Date of Charter: 3-22-1909

ROY ASKE\Y, Cas'hier.
Began Business: 4-19-1909

RES01JRCES Loans <llld Discounts ________________ .$
State of Georgia and ::\IuniciJJal Bonds
u. s.owned L - - - - - - - - - - - - - - - - - - - - - - - - - -
Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures________ _ Other Real Estate owned ____________ _
cash in Vault and Amount due from 8pproved Reserve Agents _________ _
Checks for Clearing and nue from other Banks ---------------------
Cash Items -----------------------overdrafts ----------- -- --------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and J..oss ____________________ _
Other Resources --------------------

110,350.63
',500.00 92,275.00
;\one 1,300.00
800.00 X one
288,792.54
25,388.28 None X one
125.13
X one X one None

LIABILITIES Capital Stoel\. ____________________ _
CaiJital Xotes ___________________ _ Surplus Fund ____________________ _ rndiYided Profits _________________ _ Hcserve Funds ____________________ _ Due to Banks______________________ _
Dividends rnpaid __________________ _ Cashier's Cheeks __________________ _
Certified Checks ------------------ _ Hemand Deposits __________________ _ Time Certifira tes of Deposits _______ _ Savings Deposits __________________"
Letters of Credit and Acceptances executed for Customers__________ _
Bills Payable _____________________ _
Notes and Bills Rediscounted _______ _ Other Liabilities __________________ _

2:i.IIOO.OO
s.ooo.oo
lK,OOO.OO .).-lfi8.79
)~;one
X one X one
:~31.33
X one ::8-l,:H:l.H
2:i.821AC. :\6.366.54
X one X one None
~one

Total ---------------------------$ ti26,ti31.58

Total

526,3:H.::>8

STATEMENT

Showing condition at the close of business December 31, 1942, of

HABERSHAM BANK Clarkesville, Ga.

As called for by the Superintendent of Banks.

J. B. JACKSON,

W. S. WHITWORTH,

President.

Cashier.

Date of Charter: 5-13-1904

Began Business: 5-13-1904

RES01JRCES Loans and Discounts ________________ $

State of Georgia and )lunieipal Bonds

owned ~~ ~~ __

___ -~-~-~--

l'. S. Government Seeurities owned ~Other Stoe!\S and llonds owne(} ____ ~Banking House and LoL ___ ~-------Furniture and :Fixtures ____________ _

Other Real Estate Owned _____ _

Cash in Ya ult and Amount due from

approved Reserve Ag-ent~--------- ('hecJ.~s for Clearing and Hue from
other Banks ____________________ _

Cash Items -----------------------Overdrafts ________________________ ---
Adntnee on Cotton and other Commoditi?.-; ________________________ _
Customers' J..iability on Letters of Credit and Aeceptances ___________ _
Profit and Loss ___________________ _

Other Resources --------------------

89,124.16
10,0011.00 H7,400.00
X one 4.203.69
606.60 1.00
300,921.47
X one X one X one
:\one
X one :\one 24.00

Total ----------------------- ____ $ 332,280.92

LIABILITIES \a pita! Stock ______________________ $
Capital Xotes ---------------------Surplus Fund --------------------endivided Profits -----------------Resene Funds --------------------nue to Banks ______________________ _ Dividends Unpaid _________________ _ Cashier's Cheeks __________________ _
Certified Cheel;;s ------------------Hemand Devosits -----------------Time Cl'rtifi<'at{:'s of DeiJosi1s _______ _ Sa\ings Deposits ______________ _
Letters of Credit and Ac-ceptant..es executed for Customers ________ _
Bills Payable ___________________ _
~otes and Bill1-i Re<liseounted _______ _ Othn Liabilitit:>s __________________ _

~:).000.00
:\one 7,:i00.110 2.:!:W.93
Xone :\one
1.2.)0.00 7111.14 X one
:Cl\t.OH0.97
I.:n:J.uo
1.-~:J.202.2S
X one \"one Xone :\one

Total

,).):!.~80.\l:!

28

DEPARTMENT OF BANKING

----------

STATEMENT

Showing condition at the close of business December 31, 1942. of

THE CLAXTON BANK Claxton, Ga.

As called for by the Superintendent of Banks.

C. M. RUSHING, President.
Date of Charter: 2-24-1941

HEO'Ol-Rn::-;

1~oans aiHi llbL'OUiltS

_$

:-::tat~ of c;eorl]:in and .\lunicipal Bunds

OWflPd
r . ~- (;(JYPrilllll'Jll ~ei'Ul'ities oW!ll'd

Other ;..::~o(:k." <tlld Bonds owned___

Botnking HotL"il' a!Jd Lot__

Furniture :twl F'i'.:tttrt'"--------------

Otlttr Heal Estatt. (hnwtL

Cash in \'null awl Amount duc from

approrcd Htse!"\'l' .\genL;__________

<'ht('ks fnr (']l;tri1Jg a!Hl Hut from otller Banks ______________________

Cash lllJIJ..;;; (llerdraft< __________ _

Ad\-all<'L' on Cotton and other Cum-

moditii.'s __

CttstontLrs' Liahilit~ on I~ettl::'rs of

('rtdit and .At'l'i.:'JJtatH'L'S___________

Profit alld Los-.;___

Other Ht>souJ'l't'"

120,] 1~1.-!0
2,0XH.1-l Li,Ol:J.--lii
:\"one :!.li:!.J.OO
:\4:-. oo .\"ont
}I) 1.0:-IO.l-l
);one .\"one :::ll.41!
:'\nne X one :\"OJH'

J. E. ~:O~LINS,

----- L1.-;luer
Began Business: 2-24-i94l

LL\HILITlEi-i Capital Stolk ___ _

~.i.Ono.oo

Capital :\"otts ---- ~urpltts Fund __
{'ndiridt>d Profits Hcserre .Fnllds _ Hue to Banks __ _
})ividt>IHI~ rnpaid Cashier's Clwcks _________ _ Ccrtifil'd Chel'ks ________ _ J)pmand Ilepo;-;its __________ _

Xont! lll.OOO.IIo 1.7 -t:i.-to
X one X one Xont' l.lii.tq
~.,~-~_...). O~n,L~ie!l

Time CLrtifkates of llepnsits ~arings IJcposit;-; ______ _
LPtters of ('rPLlit nnd ~\l'l't'PLtJj('l':--.

I !l.lllli.OO Xont

e'\L'<'tttcd for Custo!lll'I'S Bills Payahlt ________________ _

:\"otts and Bills Hedi.'H'Oltntt>d __ _

Othtt Liahilitie.-. ____ _

Total

- $ ::lOl,OO~~ ..i.t

Total

--------------------------------------

STATEMENT

Showing condition at the close of business December 31, 1942, of

TIPPINS BANKING COMPANY, INCORPORATED Claxton, Ga.

As called for by the Superintendent of Banks.

R. R. TIBPINS,

R. E. ANDERSON,

President.

Cashier.

Date of Charter: 8-30-1940

Began Business: 9-:l-1940

----------------------------------------------

RESOCRCES

LIABILITIES

I~oans and Disconnts ________________ $ 64,08l.!ill

Capital Stock ---------------------$ ~--.000.00

~tate of Georgia and .:\Iunici})al llonds ovrned __________________________ _
e. R. Government Securities o\\ned __ _
Other Stoek:-; and Bonds owned_____ _ Ranking How;:;e and Lot_ __________ _ Furniture and Fixtures ____________ _
Other Heal Estate Owned ___________ _

X one
1I:i,OOO.OO None X one
1,000.00 X one

Capital Xotes --------------------Surplus }"'und _____________________ _
rndivided Profits _________________ _ lteserYe Funds ____________________ _ Due to Banks_______________________ _ Dividends rnt)aid _________________ _ Cashier's Cherks ___________________ _

X one .i,OOO.!IIl :LB97Jij
X one X one 1,000.00
; 42.69

Cash in Vault and .Amount due from a})JJfO\'ed Reserve .Agents _________ _
Che;:l\s for Clearing and Due from other Banks ____________________ _
Cash Items _______________________ _ 0Yerdra fts ________________________ _ .Ad\ance on Cotton and other Com-
modities ________________________ _
Customers' Ljability on Letters of

233,498.04
768.12
~one
::-;one
3,87:1.62

Certified Checks -----------------. Dem(tnd nevosits _________________ _
Time Certificates of Deposits Savings DeJ)Osits _______________ _
Letters of Credit and Accevtanees exeeuted for Customers ___________ _
Bills Payable _____________________ _
Xotes and Bills Rediscounted ______ Other Liabilities __________________ _

X one
.\-,':1-~H~o~9n::6,"o'
X one
Xone X one X one
~one

Credit and Acceptances___________ _ Profit and Loss ____________________ _ Other Resources ___________________ _

None :X o n e :X o n e

Total

- --------- -------- ---$ 418,221.38

Total

-$

TWENTY-THIRD ANNl'AL REPORT

29

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF CLAYTON Clayton, Ga.

As called for by the Superintendent of Banks.

J. C. DOVER, President.
Date of Charter: 6-30-1904

T. A. DUCKETT, Cashier.
Began Business: 7-1-1904

RESOl:RCES
Loans and Discounts ________________ $
~tate of (;eOIgia and ~lunichJal Bonds
..., o\\ned ----------------------------
('. s. (;overnment Securities owned __ _
Other Stoci{S and Bonds ownccL_. __ _ Banking- House ~nd Lot_ ___________ _ Furniture and } Ixtures _____________ _
Other Real Estate Owned________ _
Cash in Vault and Amount due from approvr(l Reserve ..\gt:'nts _________ _
Checks for Clearin~-r and 0\le from ~l1er Banks ____________________ _
cash Itrms ---------------------overdrafts ------------------------Advance on Cotton and other Com-
modities --------- - -------------- _ customers' Liability on J.etters of
Credit and AcceptanNs___________ _ Profit and Loss ___________ _ Other Hesourres ___________________ _

74,j4.) ..)7
i ,000,011 R,12:i.OO
X one 2,800.00
6110.00 X one
.i:lO,t111.6ti
X one :\one
446.2~
~one
None ="one :\"one

LIABILITIEI' ('apital Stoek ______________________ $
Capital ~otes ____________________ _ :-;urplus Fund ______________________ _ rndivhled Profits _________________ _ Reserre Funds __________________ _ Hue to Banks _________ . _________ _ Dividends l"n}laid ______________ _ Cashier's Checks ________________ _ <'ertified ('heck~ ________________ _ llemand ne]JORits ________________ _
Time Certificates of Deposits _______ _ HaYings Dt'IHJsits _________________ _
LPtters of Crt'dit <llHl Acceptanl't'" executed for Custollwrs ___________ _
Bills Pn)ahle __
Xotes and Bills Hl'diM'OUHted Other LialJilities _____________ _

:!:i.OOO.OO X one
2~>.0110.00 11.1~:0.46
~one
XoncXonc
X one :-i:i7 .Hlli-i. i l
X one
~one
~-one ~-m1e ~oue
X one

Total

- ~-------- ~-- ------$ 62l,O:Jl ..Jti

T(>tal

STATEMENT

Showing condition at the close of business December 31, 1942, of

COOK BANKING COMPANY Cochran, Ga.

As called for by the Superintendent of Banks.

E. COOK, President.
Date of Charter: 4-24-1942

MRS. C. l\L FULTON, Cashier.
Began Business: 7-1-1942

REi-iOFUCES
Loans and Diseounts _________________ $ State of Georgia and 11uniripal Bonds
Ol\'ned U. ~- (~ovcrnment Seeurities nwnt>d __ _ Other Rtorks and Bonds owne(L ____ _ Banking House and Lot__ ____________ _
Furniture and "Fixtures ___---------Othrr Real Estate Owned ___________ .. Cash in Vault and .Amount due from
ai>proved Rescnr Agents _________ _ Checks t'or Clearing and Hue from
other Ranks ____________________ _ Cash Items _______________________ _ Overdrafts ________________________ _
Advance on Cotton and other Com-
modities ------------------------CmHomers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss_ ___ ----------~------Other Resources --------------------
Total ___________________________ $

:J4,ll~i.ti8
Xone
2:l,;)2:l.OO X one
:1,000.00 2.:000.00
X one
14:.!,97:!.tll
:J,o:JR.:n
X one X one
2,!1:19.92
"X one None 71.05
236,i04.57

LIABILITIEO'

Capital Stock __________

_ __ $

('apital Xotes ___________ _

~lll'l>lus }'untl ______________ _

l'ndividcd Profit.-; ____________ _ Ht"serTc Funds ________________ _ Due to llanl;;s ___________________ _

Hidcleud.s rn1mid ______________ _ Cashit>r's ClH<ks ___________________ _

('ertified C'he<'ks -------------------llemand Ilepnsits ____________ _

Time ('crtifieateH of HepositK-------Sariugs HepositH ________________ . _

Letters of Creclit and Acceptances exef'utecl for Customers __________ _
Bills Payable _____________________ _

Sotes and Bills Rediscounted _______ _ Other Liabilities __________ --- _____ _

~:-i.IH\0.00 ~one
.o.OIIIl.l\11 :.!.ll!l:-1.0:1
..\"one X one X nne 1-1().:-:;:,
Xone
~O,LHi:l.l!l
X one
-:\UJJC
X one :\one
~one ~one

Total

236.i01.51

30

DEPARniENT OF BANKING

------

STATEMENT

Showing condition at the close of business December 31, 1942, of

STATE BANK OF COCHRAN Cochran, Ga.

As called for by the Superintendent of Banks.

T. W. FISHER, PJ'esident.
Date of Charter: 12-1-1921

RESOl:RCES J..oans and Diseounts ________________ $
~tate of Georgia and )[unicival Bonds owned _________________________ _
r. S. Government Heruritics owned __ _
Other Ronds owned _________________ _ Banking House and Lot_ ___________ _ .Furniture and :Fixtures _____________ _
Other Real Estate Owned ___________ _
Cash in Vault and Amount due from approred Reserre Agents _________ _
Checks for Clearing and Due from other Hanks ____________________ _
Cash Items ________________________ _
Orcrdrafts __ ---------------------Adntnce on Cotton and other Com-
modities ________________________ _
( ustomers' Liability on I~etters of Credit and Acceptances ____________
Profit and Loss ____________________ _ Other Resources ___________________ _

126,183.62
1,0011.011 194,800.00
6,0011.00 300.00 1.00 X one
liH,ti-16.:!7
18,:JH9..!0 X one
~one
13,338.84
X one X one X one

L. ~- L~ACH, Cai;hler
Began Business: l-5-i922

Capital Capital

Stock Xotes

__ __L_I_A_B__I_L_I_T_I_E_S___-$ __________________ _

--
2:>,ooo.oo

Survlus Fund __________________ _ l'ndidded Profits ________________ _
Reserve Funds ___________________ _ Due to Banks ____________________ _ Dividends rnvaid ________________ Cashier's Checks _______________ _
Certified Checks ---------------- _ llemand Deposits __________________ _

X one
I4.ooo.o0
2,:l09.:.7
2,:>oo.oo
X one 243.00
836.43 X one
128,:;61.72

Time Certificates of Deposits ______ _ Saving-s DeilOsits _______________ .

X one (;G,:l:l6.U

Letters of Credit and Acceptance:>

exeeuted for Customers_________ _ Bills Payable ____________________ _

X one
~one

Xotes and Bills Rediscounted______ _ Other I~iabilities _________________ _

X one X one

Total

------------------- $ ;;:J9,8fl9.13

Total -------------------------- $ :-;;;!1,809.13

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK Colquitt, Ga.

As called for by the Superintendent of Banks.

G. C. JINKS, President.
Date of Charter: 3-24-1924

D. B. BELL, Cashier.
Began Business: 4-21-1924

ItESOl'RCES Loans alld Discounts ______________ $
State cf Georgia and ~Iunieival llonds owned __________________________ _
r. 8. L~overnment Securities owned __
Other Stocks and Bonds owned _____ _ Banking House and LoL ___________ _ Furniture and Fixtures _____________ _
Other Heal Estate owned___________ _
Cash in Vault and Amount due from approved Hesern Agents _________ _
Cheeks for Clearing and Due from other Banks ____________________ _
-cash Items _______________________ _
Overdrafts _. ----------------------Advance on Cotton and other Com-
moditles _----------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Los.-; ____________________ _ Dther Resources ___________________ _

4:i6,G86.1 2
12,304.78 50,0011.00
None :X o n e None 2,875.00
305,213.63
54,878.62 None
221.01
:X o n e
~one
X one 11,008.68

LIABILITIES Capital Stock ----------------------$ Capital Notes _____________________ _
Surplus Fund --------------------- _ Undi,ided Profits _________________ _ Resene Funds ____________________ _ Due to Banks ______________________ _
Dividends Unpaid ------------------- Cashier's Cheeks __________________ _ Certified Checks ____________________ _ Demand Deposits __________________ _
Time Certificates of Deposits _______ _ Savings Deposits __________________ _
I~etters of Credit and Acceptances executed for Customers ___________ _
Bills Payable ____________________ _
:'\otes and Bills Rediscounted _______ _ Other Liabilities __________________ _

111,000.00
X one
~:.,ooo.oo
1 ~.:>00.00 l2,:i00.00 :1,988.41
160.00 1,(;82.29
X one HUll8.05
til,fl18.11 S:/,!)78.55
None l\one
~one
,.,,,,42.43

Total -~------------------------ $ 893,287.84

Total

893,287.84

TWENTY-THIRD ANNUAL REPORT

31

STATEMENT

Showing condition at the close of business December 31, 1942, of

COLUMBUS BANK & TRUST CO. Columbus, Ga.

As called for by the Superintendent of Banks.

W. C. BRADLEY,

J AS. A. LEWIS,

President.

Cashier.

Date of Charter: 12-14-1871

Began Business: 1872

HESOl"RCES

Loans and Diseounts _________________ $ 2,601,7\!1.:14

State of Georgia and .:\Iunicipal Bonds

owned

_ ______________ _

r. S. (;overnment Securities owned __ _

10,920.110 6,4:l4,03ri.!lt

Other Stocks and Bonds owned _____ _ 217,20:l.8!l

Banking Holtse and Lot_ ___________ _ :107,271.21

Furniture and Fixtures _____________ _ 24,411.<9

Other Real Esta1e Owned

16,609.10

Cash in Vault and Amount due from

approved HesetTe Agents _________ _ 8,491,289.<1

.Cheeks for Clearing and Due from

other Banks ----------------------

Xone

{'ash Items ------------------------

!\one

o()rerdrafts _____________________ _

:\one

Adran_('~ 011 (;o1ton and other Commodities ________________________ _

)\one

Customers' I..~iahilit~' on Letters of

Credit and Aeceptances ___________ _ Profit and Loss ____________________ _

~one
X one

Other He~oureeH --------------------

13,834,;)8

Total -- -- ----------------------- $18,117 ,389.:!4

LIABILITIES Capital Stock _________________ ----$ 8i>O,Il00.00

Cailital :."otes ------------- __ _

X one

Surplu~ Fund _____________________ _ 630,\IOO.Oll

rndivided Profits ------------------ :129,81:1.36

Reserve Funds ____________________ _

X one

Hue to Hanks ______________________ _ 1,148,0:13.60

Dividends rnpaid ------------------

X one

Cashier's Checks ___________________ _ 136,4tlll.77

Certified Cheeks -------------------

Xone

Demand Deposits ___ -------------- 11,4G6,67:i.72

Time Certificates of Deposits_______ _ 3,G:l:l,403.8H

~a dngs Ue!JOsits ___________________ _

X one

I~etters of Credit ancl Acceptances

exeeuted for Customers ___________ _

Xone

Bills Payable _____________________ _

X one

Xote.:3 <~nct Bills Hediscounted _______ _

~one

Other Liabilities __________________ _ l'l,OOO.OO

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE HOME SAVINGS BANK Columbus, Ga.

As called for by the Superintendent of Banks.

H. K PARK,

W. B. LANGDON,

President.

Treasurer.

Date of Charter: 12-26-1888

Began Business: 4-1903

RESOURcE,; Loans and Discounts ________________ $ Statt." of (;eorgia and ::\1unicipal Bonds
ownecl L. S. Government Securities O\\'ned __ _ Other ,;tocks and Bonds owned_____ _ Banldng- Hou~e ::md Lot ____________ _ Furniture and Fixtures ____________ _ Other Real Estate owned ____________
Cash in Vault and Amount due from approved Reser-re Agents _________ _
Che<ks for Clearing and Due from other Banks _____________________
Cash Items ____ -------------------Overdrafts ____ --------------------Advan('e on Cotton and other Com-
moditles ____ --------------------Customers' Liability on Letters of
Credit and Acceptances ____________ Profit and Loss ____________________ _
Other Resourees --------------------

6:>3,7;)6.93
8;),306.43 562,:!26.72
o0,42f>.OO X one
5,600.00 X one
4:i2,22j,1:J
17 ,6:i3.07 ::\one None
~one
~one
X one None

Total

----------------------$ 1,809,193.30

LIABILITIES

Capital Stock ----------------------$ Capital Xotes ---------------------HurtJlus }~und _____________________ _ t.:ndivided Profits _________________ _

75,000.00
Xone
23,000.00
:ll.88o.02

Ueserve Funds --------------------Due to Banks_____________________ _

18,300.00
Xone

Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _

X one Xone
~one

Demand Deposits -------------------

X one

Time Certificates of Deposits_______ _

X one

Savings Deposits __________________ _ 1,6:J7,:;s:;.3s

Letters of Credit and Acceptances executed for Customers ___________ _
Bills Payable ____________________ _

X one X one

Xotes and Bills Rediscounted_______ _ Other I.lablllties __________________ _

X one 1,422.90

Total ---------------------------$ 1,809,193.30

-32-------------------------D-E-P-A--R-T-M--E-N-T--O-F--B-A-N--K-I-N-G-------------------------

STATEMENT

Showing condition at the close of business December 31, 1942. of

THE MERCHANTS AND MECHANICS BANK Columbus, Ga.

As called for by the Superintendent of Banks.

JACK B. KEY, President.
Date of Charter: 12-14-1871

J. A. HARLEY Cashi<r. '
Began Business: 1872

m:sorRcEs I~oans and Discounts ________________ $ I.SIIV,H9.Cio

State of Georgia ancl ~Iunicipal Bonds

owned ------ ____________ _

:i:J,IIilii.OO

r. K novernment Se('urities OW!ll'd --- l.Ht2,:ns.13

Other Stoeks and Bonds owned Ranking- House and I..oL __________ _

711."iH2.33
~3.0011.00

.Furniture and _Fixtures ______ _ Other Heal Estate Owned ___________ _

].1.000.011 ::\one

Cash in Yault and Amount due from

approved Resern' Agents

Checks for Clearing nnd Dut> from

other Banks ___ _

Xone

Cash Item~ Overdrafts _______________ _

X one ::\one

AdnuH'e 011 Cotton and other Com-

modities ____ _

Customers' IAability on Letters of

Credit and Accpptances

X one

Profit and l~oss _____ _

X one

Other Ihsounps

X one

LIARILITIES C'a11ital :Stol'l.:; _ _______________ _

Capital ~otes ___________________ _

~ttrplus Fund -------------------rnctivi<led Profits ________________ _ Hesene Funds _________________ _

Hue to Ranl.;s ____ _

Jlividends tnpaitl ____ _

('ashier's Checks Certified Checks ________________ _

Demand Hepo.'dts

____________ _

Time Certifit'ahs ot J)t.posits ___ _

~a,ings Deposits ___________ _

Lltters of Credit ;-wd Ae<cptance...; <'Xe<uted for Cu-;tr1ll1er..., ___ _

Rills Pa~Yahll' ____ _

Xotes and Bills Hediscmmh_<L _____ _

Other Liabilities __________________ _

~IIII.IIIIO.IIr)
Xone
:,!()11,000.00 :!niJ.:~o:!.n
:2.- ooo.oo
1 ~~~.x:~:~.:i::! X one
t:2.:Hi2.n Xone
~~. :; I 1. \t 1ti.-10 .ll I::J02.GO Xone
Xone X one X one :2:-.. 1100.00

Total

------$ ~.t-1:~.717.:!4

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

TRUST COMPANY OF COLU:\fBUS Columbus, Ga.

As called for by the Superintendent of Banks.

F. G. LUMPKIN, President.
Date of Charter: 12-16-1892

J.D. BOX, Vice-President. Began Business: li\~J2

RESOrRCES

Loans and Discounts ________________ $

State of (;eorgia and :Muniripal B.Jr.r!;:-.

owned

_____________ _

r. S. GoYernment Securities owned __ _

Other :::;tod\S and Bonds owned ______ _

Banking- House and Lot_ ___________ _

Furniture and Fixtures _____________ _

Other Heal Estate owned __._________ .

Cash in Vault and ..Amount due from

aJIJJrored Reserve Agents _________ _

Checks for Clearing and Hue from other Banks _____________________ _

Cash Items _______________________ _

Overdrafts ----------------- _______ _ Advance on Cotton and other Com-
modities __________________________

Customers' Liability on J..etters of Credit and Accevtanees ___________ _
Profit and Loss ____________________ _
Other Resources ___________________

None X one l,:diJ.4!) J:ll, 7H!l.31
176.2~
S2,:H9.40
:_Ht, 12.).7;;
X one :\ont> X one
X one
~one ~one
2,367. 74

LIA BILl TIES ('apital Stock ______ _-------~-----$ Cavital Xott:>.-:. ____________________ _
Sur]llu:-; Fund _ ---------:-.---------endivided Profits ________________ _ He:;ene Fund:-; ___________________ _ Hue to Bank:-; ____________________ _ Dividends l"npaid _________________ _ Cashier's Cherks _. _______________ _ f'ertificcl Checl\s __________________ _ Demand Depo~its __________________ _
Time Certifieates of })eposit~-------Savings Ht>IHlsits _________________ _
Lctten; of Credit and .Acceptance:-;: eXt>f'uted for Customers___________ _
Bills Payable ____________________ _
Xotes and Bills Redhwounted _______ _ Other Liabilities __________________ _

1()11,111)0.00
\'one
~llil,llllll.OO
t \.~.)i'L)7 ~Ill ~ 12.79
"; .11110.00 \one \'one \one X one
7~.!110.00
l10 ..":l.81
\one \'one \'one );one

Total ---------------------------$ 622,784.97

Total

---------$ 622, 7"1.-L97

TWENTY-THIRD ANNUAL REPORT

33

STATEMENT

Showing condition at the close of business December 31, 1942, of

ROWE BANKING COMPANY Comer, Ga.

As called for by the Superintendent of Banks.

W. A. ROWE, President.
Date of Charter: 10-3-1935

W. N. KOELL, Cashier.
Began Business: 10-10-1935

RESOl'RCES

Loans and Discounts

__ ~------$

State of Georgia and :Municipal Bonds

r.o"'ned ---------------------------
S. tiovernment Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ _
Furniture and Fixtures _____________ _

Other Real Estate owned Cash in Vault and Amount due from
approved Reserve Agents __________ _

Checks for Clearing and Due from other Banks ____________________ _

Cash Items _____________ -----------Orerdrafts ______ ________________ _

Advance on Cotton and other Commodities ________________________ _

Customers' I..iahility on Letters of Credit and Acreptanees ____________ _

Profit and I~oss_~-~-~---~-~~-------Other Resources __________________ _

Total __________________________ $

79,830.11
12,529.90 28,837.71
X one 680.00 265.110 178.68
192,666.86
X one "X one 12.19
20,:)88.27
~one
X one Xone
3:l:i,588. 72

LABILITIES

Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund _____________________ _

rndivided Profits _________________ _

Rrsen-e Funds --------------------Due to Banks_____ ----------------Dividends l'npaid _________________ _

Cashier's Cheeks ____ -----------~----

Certified Cheeks ~-------------------Demand Deposits __________________ _

Time Certificates of De}lOsits_______ _ ~avings Deposits __________________ _

I~etters of Credit and Acceptances executed for Customers ___________ _

Bills Xotes

Pa:rahle __ arid Rills

----------~--~--
Rediscounted ___ ~----

Othcr I~iabilitics _____ -------~~-----

~~. ,11!10.00
~one
I~ .000.00
Xone
:\one
~one
Xnne :;:;:l.91
Xone
~~O)U:L65
Ill, I 011.00 Il.'lll.l6
X one \"one :'\one X one

Total __________________________ $ :n:;,',~8.72

STATEMENT

Showing condition at the close of business December 31, 1942, of

NORTHEASTERN BANKING CO. Commerce, Ga.

As called for by the Superintendent of Banks.

C. J. HOOD, President.
Date of Charter: 8-25-1891

SAM HOOD, Cashier.
Began Business: 1892

RESOrRCES Loans and Discounts ________________ $
State of Georgia and l\lunicival Bonds
o\vned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ Banking House and Lot_ ___________ _ Furniture and :Fixtures _____________ _ Other Real Estate Owned ___________ ,
Cash in Vault and Amount due from avproved Reserve Agents _________ _
Cheeks for Clearing and Due from other Banks ____________________ _
0C\asehrdrIateftms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities ______ -------------------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss ____________________ _ Other Hesources ____________________

34:l,743.!11
~one
50,024.00 2,2:>0.00 4,610.54 2,\!80.!10 \!,282.28
3110,243.66
X one
~one
.X o n e
X one
X one X one Xcne

LIABILITIES Capital Stock ______________________ $ Capital Xotes _____________________ _ Rurplus Fund _____________________ _
rndividefl Profits -----------------Heserve }~unds ---------------------Vue to Banks ______________________ _
HiYidends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks ____________________ Demand Deposits ________________ _ Time Certifirates of Deposits _____ _
Ravings Deposits ------------------Letters of Credit and Acceptances
exeruted for Customers ___________ _ Bills Payable _____________________ _
Xotes and Rills Hediscounted _______ _ Other Liabilities __________________ _

"11.0110.00 X one
~- ,1100. 00 I .Ril8.:>2 Xone Xone X one :::.:-.!7.66 :\one
~.ss.K70.92
11,!178.19 X one
X one Xone Xone :\one

Total _____ --------------------- $ 713,135.29

Total __ -'""- ---------------------

7l~,I:l5.29

34

DEPARTMENT OF BANKING

-

STATEMENT

Showing condition at the close of business December 31, 1942, of

CONCORD BANKING CO. Concord, Ga.

As called for by the Superintendent of Banks.

R. H. STRICKLAND,

J. H. BAKER

President.

Cashier. '

Date of Charter: 10-29-1903

Began Business: 11-18-1903

--------------------------------------------------------------------~-----------------

UF.SOCRCES

LIABILITIES

I.oans aud llis('ounts _________________ $
State uf {;t-urgia and )lunicival Rondt-> owned __________________________ _
r . .S. (;u\ t'J"Illlll'11t Seeurities 0\Yiled __ _
Other :-:;.toehs and Bonds owned _____ _ Bankillg House antl Lot _______ _ Furniture and Fixtures ____________ _
Other Heal Estate owned ___________ _

31,804.31
~one
60,00U.UO )\one );one
700.00 900.00

Capital Stock -------------------- __ $ Capital :Xotes ______________________ _
Hurplus :Fund ---------------------rudivided Profits _________________ _ Reserve Funds ____________________ _ Due to Banks_____________________ _ Dividends rnpaid ________________ _ Cashier's Checks _________________ _

~.>.ooo.oo
Xone 1 ~.>oo.oo
~.4Btl2
X nne X one Xone 3117.45

Cash in \Tault and Amount due from apfH'O\'ed Hes(rve Agents __________ _

97 ,9i'3.7i

Certified Checks -----------------])emand Depo~dts __________________ _

Xone
J:\:.!,\1~3.78

Cht>t'ks fur Clearing and Hue from other Banl\s _______________________ _

);one

'rune Certificates of Deposits __ ~avings Dtpo:dts ----------------

1~. li'6.o;:; X one

Cash It ems __ ----------------------

20.32

Letters of Credit and Acceptances

Overdrafts

_________ _

);one

executed for Customers

Xone

AfhaneL' on Cotton and other Commodit it's _________________________ _
Customers' Liability on Letters of Credit and Acceptances ___________ _

:\one .X one

Bills PayalJle ----------------------
":\"otes and Bills Rediscounted _______ _ Other Liabilities __________ _

X one X one X one

Profit and !...rJ~s---~ ______________ _

:X one

Other Resoun.e.s

--------------

:None

Total

_________________ $ 191,398.40

Total ------------------- -----

l !1\,:\98.40

STATEMENT Showing condition at the close of business December 31, 1942, of

BANK OF CONYERS Conyers, Ga.

As called for by the Superintendent of Banks.

W. T. BALDWIN, President.
Date of Charter: 11-25-1904

M. W. HULL, Cashiel'.
Began Business: 12-19- Hl04

RESOFRCES Loans and I>iscounts ________________ $ State of neorgia and ~lunieipal Bonds
owned __ .. --- __________________ _
TJ. S. Government Securities owned __ _ Other ~tock:s and Bonds owned _____ _ BankiiJg House and I~oL ___________ _ }~urniture and Fixtures ________ "____ _ Other Real E.state O\\'ned ___________ _
Cash in Yault and Amount due from avJH"O'"eJ Resene Agents _________ _
C'hecks for Clraring and Due from other Hanks _____________________ _
Cash Hems ___ --------------------Overdrafts __ ----------------------Advanee on Cotton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss_ ___________________ _ Other Resources __________________ _

3,292.00 1:J3,0011.00
7.880.00 1,730.00
300.00 X one
234,337.16
2,146.13
~one
X one
:\"one
X one
~one
None

LIABILITIES Capital i-;tock ______________________ $ <'apital Xotes _____________________ _ Hurplus .Fund _____________________ _ Cndivided Profits _________________ _ lteserve Funds ____________________ _ Due to Ranl\:s_____________________ _
Dividends Fnvaid .. ----------------Cashier's Cheel;;:s __________________ _ Certified Cheeks __________________ _ Demand Heposits __________________ _
Time ('ertifieates of Deposits _______ _ Savings Deposits ___________ ,. ______ _
Letters of Credit and Acceptances exeeuted for Customers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Llahilities __________________ _

::fi.IIOil.OO X one
1\,1100.110 :-1, I 7;).84 :; .1\l:J.o:~
X one 7:12.00 :{0. j;) X one
:~ j ij .~-16.:{7 .'C),t;~4.72 12,.-lti:~.6J
X one X one X one X one

Total .. ------------------------- $ 472,948.36

Total

472.948.36

TWENTY-THIRD ANNPAL REPORT

35

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF ROCKDALE Conyers, Ga.

As called for by the Superintendent of Banks.

G. C. SIMS, President.
Date of Charter: 10-15-1892

R. H. STILL, Cashier.
Began Business: 6-1901

RESOURCES Loan" and Dis<'tnmts ________________ $

State of Georgia and ~lunieipal Bonds owned __________________________ _
r. :_.;, Government Securities owned __ _

Other Stoeks and Bonds owned _____ _ Banldng House and Lot_ ____________ _ Furniturp and Fixtures ______________ _

Other Rt>al Estate owned ___________ _

Cash in Yaul1 and Amount due from apprrwed Reserre Agents _________ _

('lte('ks for Clearing and Due from other Bank:-; __________________ _

Cash Items ____________________ _

Onrdrafts

_________________ _

Adrance 011 Cotton and other romnwditie;-; _______________________ _

Customers' Liability on Letters of

Credit and A{'ceJ)tances~----------Profit and Loss _________________ --- Other Resources ______________ _

87 ,244A4
~one
114,:1<9_36 <.382_:io 4,000_00 300_00 'i,6.i0.1l0
262,H2.i.OO
7 ,t8'JA:l X one
2,019.97
X one X one
Xone

LIABILITH:S Capital ~tuck ______________________ $

ravital ~otes

----------'"-

Surplus Fund _____________________ _

"Fndivided Profits ________________ _

He serve .Funds ____________________ _

Due to Banks---------------------Dhidends tnpaid _________________ _ Cashier's Checks __________________ _ Certified Checks _________________ _
Demand Hetwsits __________________ _ Time Certifi('ates of Deposits ________ _ Havings Deposits ___________________ _

I~etters of Credit anti Acceptances executed for Customers ____________

Rills Pa.rahle ----------- __________ _ Xotes and Bills Hediscountecl _______ .. Other I~iahilities ___________________ _

2:i,OOO_OO None
2:i,OOO.OO 3,6(;7_31
X one None 6l:J_Oil !\one X one 432,104,56 25,319.81 X one
X one Xone X one X one

Total -------------------- _______ $ 'ill, <:16_68

Total ------------------------- __ $ '\11.<:!6_68

STATEMENT

Showing condition at the close of business December 31, 1942, of

FARMERS & MERCHANTS BANK Coolidge, Ga.

As called for by the Superintendent of Banks.

BOYKIN HARRISON, President.
Date of Charter: 12-18-1911

A. P. MEGAHEE, Cashier.
Began Business: 11-20-1911

RESOl:UCF;s Loans and IH~-H'Oimts ________________ $
State of Georgia and :\Iunieipal Bonds owned _. ________________________ _
1. H. (;ovenmH.'llt Securities owned __ _ Other Stock::; and Bonds owned ______ _ Banldng House and Lot_ ___________ _ Furniturt' and .Fixtures_____________ _ Other Heal Estate owned___________ _ Cash in Yaul1 and Amount due from
approved ltesene Agents _________ _ Checks for Clearing and Due from
other Bank:-; --------------------{'a:-;h ltt'lllS _______________________ _
Orerdrafts ___ ---------------------Advance on Cotton and other Com-
modities ________________________ _
Customers' Liability on Letters of Credit and Aeeeptances __________ _
Profit and Loss ____________________ _ Other Resources ___________________ _

.X o n e :18,414_39
::\one 1,900,00 1,300.00 12,322.4ti
90,942.70
X one X one X one
:\"one
~one
None :X o n e

Total ______ ---------------------$ 160,205.05

LIABILITIES Capital 1-itoel< ______________________ $
Cavital Xotes ---------------------Hurplus Fund ____________________ _ rndivided Profits _________________ _ Reserve Funds ________ -- __________ _ Due to Banl\s ______________________ _ Dividends Cnpaid __________________ Cashier's Cheeks __________________ _
Certified Checl\s -------------------Dt>Hland Deposits _________________ _
Time Certificates of Detwsits _______ _
Bavings Devosits ------------------IJetter:s of Credit and Acceptances
executed for Customers ___________ _ Bllls Payable ______________________ Xotes and Bills Rediscounted_______ _ Other Liabllltles __________________ _

2:1,000,00 X one
5,000.00 3,426_75
None Kone Xone 43.25 None 102,J:i8,99 24,576_06 Kone
X one None None X one

Total ___________________________ $ 160,205.05

3-6--------------------------D--E-P-A-R--T-M--E-N-T--O--F--B-A-N-K--IN--G---------------------------

STATEMENT

Showing condition at the close of business December 31, 1942, of

CORDELE BANKING COMPANY Cordele, Ga.

As called for by the Superintendent of Banks.

J. H. CHILDS, President.
Date of Charter: 5-30-1927

A. F. MUSSELWHITE Cashie1. '
Began Business: 6-15-1927

RESOl:RCES Loans and Diseounts ________________ $
State of Georgia and ~Iunicipal Bonds
O\vned --------------------------U. S. (~overnment Securities owned __ _ Other Stocks and Bonds ____________ _ Banking House and LoL ____________ _ Furniture and :Fixtures_____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents_________ _
Cheeks for Clearing and Due from other Banks ____________________ _
Cash Items _______________________ _
O\erdrafts --- ------------------ --Advance on Cotton and other Com-
modities ------------------------Customers' I..iabilit,v on Letters of
Credit and Acceptantes___________ _ Profit and Loss____________________ _
Other Resources -------------------

1fi9.419.19
~one
67,000.00 :"one X one
4,300.00 X one
841,119.67
19.8.~6.26 ~one
4.93
2.682.68
X one X one X one

Total ________________________ -~ $ 1,094,362.73

LIABILITIES Cavital Stock ____________________ _ Capital Xotes ___________________ _
Hurplus l~und _________________ _
rndivided Profits ---------------Reserve Funds __________________ _ Due to Banks _____________________ .
Dividends l'npaid ~~------------Cashier's Cheeks ___________________ _ Ct>rtified Cherks ________________ _ Demand ])eposits ________________ _
Time Certifiratt>s of Deposits ______ _ Havings Deposits __________________ _
I..etters of Credit Hlld Arreptances executed for Customers___________ _
Bills Payable _____________________ .
Xotes and Rills Rediseounte(L ______ _ Other Lial.Jilities _________________ _

c.>.ooo.oo
X one
I~ ..>OO.oo
~.titi9.2T
Xone Xone :!14.00 ::.;:JS.H Xone
~~:u.o:~3.0l
:;1,;04.96 :-i.i,702.i5
Xone Xone X one X one

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

FIRST STATE BANK IN CORDELE Cordele, Ga.

As called for by the Superintendent of Banks.

W. B. HALEY,

C. C. SHEARER,

President.

Cashier.

Date of Charter: 12-3-1938

Began Business: 8-29-1934

RESOURCF;S Loans and Discounts ________________ $
State of Georgia and )funieival Bonds owned ___________________________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL ___________ _ li'urniture and Fixtures____________ _
Other Real Estate owned ______ ~ Cash in Vault and Amount due from
stpp .. atf"d H~-:o;.rv~ a.~~r.r~
Checks f'~r rt .:> 1rln!! tt!ld flDe f!'1"lV" other Banks _____________________
Cash Items ____ -------------------Overdrafts ~- __ ~-- __ --~--- ___ _
Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances------~---_ Profit and I.Joss ____________________ _ Other Resources __________________ _

243,323.44
10,:i7:i.10 185,735.30
i'one 18.570.211
3.686.94 ::\one
1!0,226.99
40,699.08 None ::\one
17,954.89
X one :X o n e
~one

LIABILITIES Capital Stork __ ---~----------------$ Capital Notes _--------------------Surplus :F'und ---------------------Pndivided Profits ------------ ____ _ Reserve }'unds ----------------- ___ _
Due to Ranks-------------------- __ _ lHvidends Unvaid _________________ _ Cashier's Cheeks __________________ _ Certified Checks ___________________ _ Demand Deposits _________________ _
Time Certificates of Devosits_______ _
Hadngs nellOSits -------- ---------I~etters of Credit and Acceptances
executed for Customers__________ _ Bils Payable ______________________ _
Notes and Bills Rediscounted.--~---- Other Liabilities ----~~-----~~~-----

.-,11.1100.00 X one
1-. ooo.oo
',181.65 ; ,X40.09 !iii.X30.i2
144.00 ,,, . 02.07
:i.OO
8' 1,384.67 ;!11,0110.00
1 'j!I,8S3.i4
X one X one X one X one

Total ~---~~-------------------- $ 1.230.711.94

Total

$ 1,230.771.94

TWENTY-THIRD ANNUAL REPORT

37

STATEMENT

Showing condition at the close of business December 31, 1942, of

CORNELIA BANK Cornelia, Ga.

As called for by the Superintendent of Banks.

OSCAR E. FLOR, President.
Date of Charter: 7-3-1900

W. VANCE GRANT, Cashier.
Began Business: 8-4-1900

I\ESOt:UCES Loans and Diseounts ________________ $
State of Ct>orgia and :.\lunieipal Bonds owned ---------------------------
r. ~- Governm{nt Securities owned __ _
Other Sto<'ks and Bonds owned ______ _ Banking House and LoL ___________ _ Furniture and }'ixtures _____________ _ Other R(al Estate owned ___________ _
Cash in Yault and Amount due from approT;('(] He~-erYe Agc~lts __________ _
Check.;; for Clt>aring and ])ue fron1 other Hanks ---------------------
Cash Itt-ms _______________________ _
Overdrafts ------------- ________ _ Advance on Cotton and other Com-
modities ________________________ _
Customers' Liability on Letters of Credit and AcTeptances ___________ _
Profit and Loss ____________________ _
Other HesomTes --------------------

213.131.71
1.000.00 198.973.00
X one 8. 730.00 1.'i30.00 17,500.00
714.188.03
3.6:J4.94 1.147.09
316.28
30.342.11
None X one 100.00

LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Hurplus Fund ---------------------rndivided Profits _________________ _
Reserve Funds --------------------Due to Banks _____________________ _ Dividends lnpaid _________________ _ Cashier's Cheeks __________________ _ Certified Checks __________________ _
Demand Deposits -- -------------Time Certificates of Deposits _______ _
S;:ning-s Devosits ------------------I..etters of Credit and Acceptances
exec\lted for Customers ___________ _
Rils Payable ----------------------Xotes and Bills Hediseounted _______ _ Other Liabilities __________________ _

40.1100.00 24.'>00.00 19.:JOO.OO 14.404.75
9:12.23 X one
1.640.00
t)~4.67
4.10 847,614.13
20.186.76 223.648.32
None ::\"one X one None

Total -------- -----------------$ 1,193.03;).18

Total -------------------------- $ l.l\l:i,O:i3.18

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF COVINGTON & TRUST CO. Covington, Ga.

As called for by the Superintendent of Banks.

J. L. STEPHENSON, President.
Date of Charter: 4-4-1901

J. E. PHILIPS, Cashier.
Began Business: 4-1901

RESOU!te~;s
Loans and Discounts ________________ $ State of Georgia and Municipal Bonds

264,181.95

O\Yned --------------------------F. S. Government Securities owned __ _ Other Rtoeks and Bonds owned _____ _ Banking HoUBe and Lot_ ___________ _ :Furniture and Fixtures _____________ _ Other !teal Estate Owned___________ _
Cash in VauJt and Amount due from approved Reserve .Agents _________ _
C'hecks for Clearing and Due from other Banks ____________________ _

41.500.00 573.148.60
19.687_5() None
3,016.611 387.15
1.366.534.20
17.179.69

COavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

1,298.92 ::\one

Advance on Cotton and other Com-

modities __ ----------------------Customers" Liability on Letters of
C'redit and Acceptances __________ _ Profit and Loss____________________ _
Other Resources ______ --------------

2, 700.00
~one
X one None

LIABILITIES

Capital Stock ----------------------$ 100.000.00

Capital Xotes _____________________ _

None

Surplus Fund _____________________ _ ;,o.ooo.oo

l:ndivided Profits -----------------

54.~00.89

Reserve Fw.nds --------------------llue to Banks_ _____________________ _

X one 1\one

Dividends Cnpa!d -----------------Cashiers Checks __________________ _ Certified Checks __________________ _

8.000.00 1.929.49
X one

Dem-and lleposits. ------------c----- 1,909; 227.64

Time Certificates of. Deposits_______ _

X one

Savings Deposits ----------------~- 164.453.08

Letters of Credit and Acceptances executed for Customers___________ _

None

Bills Payable ----------------------

Noue

Notes and Rills Ued!scounted_______ _ Other Liabilities __________________ _

X one 1.823.51

Total ---------------------------$ 2,289.634.61

Total

- $ 2.289.634.61

38

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE COMMERCIAL BAKK Crawford, Ga.

As called for by the Superintendent of Banks.

M. BLANCHARD, President.
Date of Charter: 9-2-1924

Imi:iOCRCER

l.oans and Diseount~-------

__ -$

.Htate of Ceorgia and )lunicitlal Bonds O\\necl ______________________ --- _
r. S. Government fo;eeuritics owned __ _
Other Stoeks and Bonds owned_____ _ Banking House and Lot_ ___________ _
:Furniture and :Fixtures _____________ _

Other Real Estate Owned __________ _

Cash in Yault and Amount due from approved Reserve Agents __________ _

Checks for Clearing and Due from

other Banks -------------------\ash Items -----------------------Overdrafts ________________________ _

Advanee on Cotton and other Com-

modities -----------------------Customers' Liability on Letters of
Credit and Acreptanees __________ _
Profit l'md Loss____________________ _

Other Resources --------------------

J:lO,HZ.U8
Xonf'
:iO.IIOII.OO
~OJlf'
I.3:i0_00 1.330_00
X one
3o8.38l.OO
X one
~one
:!:>3.J7
1H.864.00
X one X one .:'\one

E. H. FURC!W;.;,

CashiL'I".

-------- Began Business: !J-!J-1924 LIABILITIES

CaiJital Stock ____________________ ~ Capital Xotes ___________________ _
S:urvlus .Fund _____________________ _ T"ndivi<led Profits ________________ _ Reserve J'unds ___________________ _

:!2 ..-dlo.no
i.IIIIO.!III li.!iOO.OO
li 1~.:-io
t.:,oo.oo

Hue to Banks ____________________ _

X one

Hividends l'nvai<l ----------------

t~:!.:-.o

Cashier's Checl\s ________________ _

~.HIO.Hi

Certified Cheeks _________________ _ IJemand Deposits _______________ _

.\'one
1~::.~\HI.H:{

Time f'ertifil'ates of Deposit~L------ __

"1.::1LH

Sa\ings Deposits _________________ _

1 I I .O~l ~. 7:-i

Lcttf'rs of Credit and Arccptanct':-:.

executed for Customers ___________ _ Bills Payable ______________ .- _____ _
~otes and Bills Rediseounted ______ _ Other Liabilities _________________ _

\"one X one \"one X one

Total ___________________________ $ :i80.92Uio

Total ---------------------------$ .-JSO,!l:!1.3:i

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF CUMMING Cumming, Ga.

As called for by the Superintendent of Banks.

ROY P. OTWELL,
President. Date of Charter: 10-11-1904

B. L. REDD, Cashier.
Began Business: 10-19-1!)04

RESOFRCES Loans and Discounts ________________$
State of Georgia and .:\lunicipal Bonds
O\Yned --------------------------P. H. Government Securities owned __ _ Other Stocks and Bonds mvned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from
avvroved Reserve Agents_________ _ ChNks for Clearing and Due from
other Banks ____________________ _
Cash Items -----------------------Overdrafts ________ ----------------Advance on Cotton and other Com-
modities ________________________ _
Customers' J..iahility on Letters of Credit and Aceeptances __________ _
Profit and J..oss ____________________ _
Other Hcsources -------------------
Total ___________________________ $

133,631.16
X one 3.000.1111
X one 4.400_00 1.326.00 3,20(}.91
:3011.013_0:1
3,241.12 oZ.OO
1.4s:u7
3.108_20
X one X one 29/>77 _118
489,240. <9

LIARILITIES Capital l'toel< ______________________ $
Capital Xotes _____________________ _
Surplus :Fund _______ --------------rnllividell Profits ____________ _ Heserve .Funds _ ~---------------
Due to Banks---------------------Dividends l'npaid _________________ _ Cashier's Checks __________________ _ Certified Checks _____________ _ Demand l )epo~-5its _-- _____________ . __
Time Certificates of Deposit::>-- Savings Deposits ___________________ _
Letters of Credit and Acrepta11ces executed for Customers ___________ _
Bills Payallle _____________________ _
Xote.-; and Bills lh,discounted -----Other J..iaiJilities __________________ _

I:, .11110.00
~.soo.oo ].~.1100.00
t),tin!l.6H :1.:! l.).!"iO
:\nne .\'one :; I O.!i4 --ti.9i. :HJ:! ,.f~ll.:i:l :!t;,!i7l.:!H 4~ ..... \l.f.19
:\one :\one \"one \'"one

Total ______________ -

4R!l.~ lO. 79

TWENTY-THIRD ANNliAL REPORT

39

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK Cuthbert, Ga.

As called for by the Superintendent of Banks.

P.M. REID, President.
Date of Charter: 2-7-1938

W. E. CONEY, Cashier.
Began Business: 3-1-19!38

RE,Ol"HCEt; Loan::-; and Diseounts _______ ----------$ Statl' of (;porgia and .:\luniC'ipal Bonds
owned _________________________ _
r. ~. Gonrnment Se('tlrities 0\\'IH'(L __
Otlwr ~to<'k.<.; and Ronds owned _____ _ Banldng House and LoL ____________ _ .Furniture and -Fixtures _____________ _ Othrr Real Estate Owned _____________ _
(ash in \~ault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ----------------------
Cash Items -----------------------Overdrafts ________________________ _
Ad,ance on Cotton and other Commodities __ ____________________ _
Customers' I~ia bility on I~etters of Credit and AtcetJtances __________ _
Profit .1nd LosH ___ ----------- _______ _ Other Hesour('e.-. -------- __________ _
Total ___________________________ $

!Ol.HHl.07
R.~>S0.-1!1
6-1.7fit.Oil X one
7 ,64;i_.)S t,S31.17 7,R07.04
~one
606.70 1.224.66
42,239.11
Sone
~one
None
661,R-12.06

LL\BJLJTIES Capital Htodi. Capital ~otes i-iur}Jlus Fund ______________ _
rnclivided Profits _________________ . Reserve Funds ____________________ _ Due to Banl\s _____________________ _
Dividends l"npaid _________________ _ Cashier's ('he<ks __________ _ Certified Cheeks __________________ _ HenuuHl llevosits _______________ _
Time Certifi('ates of Dellosi1s ______ _
Savings HeiJO:dts __ --- ----------'"- _ Letters of Credit and Arceptan<es
executed for Customers___________ _ Bills Payable ______________________ _
Xotes and Bills Rediscounted _______ _ Other I~iabilities __________________ _

:!:i,l)0fJ.00 Xone
:!;;,uoo.oo
7 ,:!7:-i. lH :i,OOII.OO
7H7 .H8 \"one
l,t).fR.:iO
~one
:!7 l,t);~~UH_i :!:!.-l 7l.:i4 Snne
X one :'\one
~one
Xone

Total

fi61.842.06

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF DAHLONEGA Dahlonega, Ga.

As called for by the Superintendent of Banks.

J. F. PRUETT, President.
Date of Charter: 5-27-1914

J. F. SANDERS, Cashier.
Began Business: 5-1914

REi:iOllRCES Loans and Discounts________________$
State of Georgia and )lunieipal Bonds o\\ned _________________________ _
U. ~- Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture aud }~ixtures ____________ _ Other Real Estate mvned ___________ _
Cash in Yault and Amount due from am)foved Heserve Agents _________ _
Checks for Clearing and Due from other Banks ____________________ _
COavsehrdrIatefmts s _-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities -------------------------
Customers' LialJility on I~etters of Credit and .Aeeeptanees ___________ _
Profit and Loss ____________________ _
Other Resources ___________________ _

7n,l30.6:i
~1.523.83
1n2,700.00 .X o n e
1,000.00 1.00
.X o n e
211,163.29
X one "X one
3~i:dl0
~one
X one "X one .X one

LIABILITIES Capital Stoek _______________________ $ Capital :\"otes _____________________ _ Surplus Fund ______________________ _ l"ndi.-ided Profits _________________ _ Reserve Funds ____________________ _ Due to Banks_______ _____________ _ Dividends rnpaid _________________ _ Cashier's Cheeks __________________ _
Certified Checks __________________ _ Demand Deposits ___________________ _ Time Certifit"ates of J)eposits _______ _ Havings Deposits __________________ _
Letters of Credit and A(ccvtances executed for Customers___________ _
Bills Payable ____________________ _
Xotc~ and Rills Hediscounted _______ _ Other Liabilities --------------------

2.>.1100.00 X one
:>,000.00 l.GR7.81
~one
Xone X one
2,t;O:i.37 ::'\one
-LI:!,:!~i.6f_i
lli.:l23,1;:l
Xone
.:'\one
~one
?\one -:\'one

Total ___ - -----------------------$ ,j();'),844.{)7

Total

:JO:l,R-t4.6i

40

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BANK OF DALTON Dalton, Ga.

As called for by the Superintendent of Banks.

JAMES J. COPELAND, President.
Date of Charter: 12-26-1911

ERNEST M. ACREE Cashier. '
Began Business: 10-12-1912

RESOT'RCES Loans awl Iliscounts__ ____________$
State of (;t:>org;ia and )funieipal Bonds O\nied _____________ .-
e. H. (;()\'eJ'lllllent Securities 0\VIH-"d
Other Stocks and Bonds owned _____ . Ranldng House and LoL ____________ _ Furniture and Fixtures _____________ _
Other Heal Estate Owned___________ _
Cash in Yault and Amount due from apvron~ll Heserve Agents _________ _
Checks fur Clearing and Due from
otlH>r Banks __ ------------------Cash Items _______________________ _
Overdrafts _____________________ _
Advance oil Cotton and other Commoditie.-- _________________________
Customers' Liability on Letters of Credit and Acceptanecs __________ _
Profit and Loss ___________________ _ Other He source:-; ___________________ _

'i98,811.i. 18
X one 170,8!1:::. ~~
3,200.00 11.000.00
3,000.110
311,3'~11.110
G23,289A9
11,133.\14 62H.:-Hi
lHO.:l~
X one
X one X one X one

LIAB1LITJE:,; Capital Stork ____________________ --~
Capital Xotes ---------------------Survlus .Fund _____________________ _
rndidcled Profits -----------------Ueserre ~'un.ds ____________________ _ Due to Banks ______________________ _
Dividends rnvaid -----------------Cashier's Check;; __________________ _ Certified Che('l\:s __________________ _ Demand Deposits _________________ _ 'rime Certificates of Deposits _______ _ Savings Depm;its __________________ _
Letters of Credit and Acceptances executed for Customers ___________ _
Bills Payable --------------------- _ Xotes and Bills Rediscounted_______ _ Other I~ialJilities __________________ _

:>11.ooo.oo X one
"3.000.00
!).~~6.06 1;,~oo.oo
X one 1,270.00 1.1180.110
Xone
7ti~.{);fj.t8
1.'!1.:134.20
11~.713.9i
X one X one X one X one

Total -------------------------- $ 1,4:>7,41>2.21

Total

$ 1.1!7.46:!.21

------------------------------~-------------------------

STATEMENT

Showing condition at the close of business December 31, 1942, of

HARDWICK BANK & TRUST CO. Dalton, Ga.

As called for by the Superintendent of Banks.

G. L. RICE, President.
Date of Charter: 2-17-1922

R. H. SAPP, CashieL
Began Business: 2-20-1922

RESOt:HCES Loans and Discounts ________________ $ 508,761.H

State of (;eorgia and Munleipal Bonds

owned _____ ----------------------

71,652.3:~

U. S. Government Securities owned __ _ l,094,:J:{5.:il

Other Stoeks and Bond.;;; owned _____ _ 167,893.11

Banking House and LoL ___________ _ 56,140.00

Furniture and Fixtures_____________ _

:1,439.49

Other Heal Estate owned ___________ _ 12,742.01

f'ash in Vault and Amount due from

approved Heserve Agents _________ _ 707,793.14

Chel']{S for ('learing and nue from other Banks ____________________ _

X one

Cash Items _.. ---------------------Overdrafts _________________ --------

X one :l3UR

Advanre on Cotton and other Commodities _______________________ _

None

Customers' Liability on Letters of Credit and Arceptanres ____________
Profit and Loss ____________________ _
Other Resources ____________________ _

X one X one 126.o4

LIABILITIES

Capital Stock ______________________ $ 1110.11110.00

Capital Xotes _____________________ _

X one

Hurplus :Fund _ --------------------Undivided Profits _________________ _

7:i,OOII.OO
~ 1.~:i2.28

RDeuseervtoe FBuanndkss _-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Dividends l'npaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _ Demand Deposits __________________ _

X one :>:l,7\l9.92
3,1100.00 l.l :l6.30
77.32 1,3:. 1,1;8:>.68

Time Certificates of Deposits _______ _

llX.~lX6.04

Havings Depo::.its __________________ _ \!4::,.182.94

I~etters of Credit and Acceptances executed for Customers ___________ _

X one

Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities -------------------

X one X one X one

Total -------------------------- $ 2.623,420.48

Total ---------------------------$ 2,62:1.120.48

TWENTY-THIRD ANNUAL REPORT

41

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF DANIELSVILLE Danielsville, Ga.

As called for by the Superintendent of Banks.

R. C. GRIFFITH, President.
Date of Charter: 12-11-1907

R. C. GRIFFITH, Cashier.
Began Business: 1-15-1908

RESOriH'E>i Loans and lHs('ounts __________________ $
State of Georgia and ::\lunieipal Bonds owned ---------------------------
r. S. (;overnmt:nt Seeuritie~ owned __
Other ~torks and Bonds 0\Vned ______ _ Banking House <HHl Lot ____________ _
Furniture atJd Fixtures ____________ _ {)ther Heal Estate owned ___________ _
cash in Yault and Amount due from approved Itesene Agents ________ _
(heel\.'-' for Clearing and Hue from other Banks ---------------------
Cash Item,.., ------------------------
()rerdrafts -- -------- ------------Adran('e on Cotton and other Com-
nwdities - _ ---------------------Customers' Liahiity on Letters of
Credit and Aeeeptanres ___________ _
Profit and Loss ------------------Other Hesources __________________ _

27,902.78
X one 3R,:i00.00
X one
:;oo.oo
2:i0.1111 3,917.0R
~6l,:J-Hi.R9
391.40 X one
134.!l6
);one
Xc)ne X one X one

L lABILITIES Capital Sto<'k ______________________ $
ravital Xotes ---------------------Surplus -Fund -------------------rnctivilled Profits -----------------He~erve :Funds ____________________ _ Due to Banks ______________________ _
Dividends rnpaid ------------------Cashier's Checkg _________________ _
Certified Cheeks -------------------Demand Deposits -----------------Time Ccrtifilates of Deposits _______ _ Savings Devosits ___________________ _
Letters of Credit and Aeccptanecs executed for C'nstomers ___________ _
Bills Payable _____________________ _
Xotcs and Bills Rediseounted ______ _ Other Liabilities -------------------

13,000.00 X one
8,000.00 282.00 X one
~one
X one '>3.36 X one
~lll0,-l~ll.77
H,:IH.l.t:iS X one
X one X one X one X one

Total ---- --------------------- $

Total

333,362.81

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE DARIEN BANK Darien, Ga.

As called for by the Superintendent of Banks.

D. E. LANE, President.
Date of Charter: 12-8-1888

D. E. LANE, Cashier.
Began Business: 1-24-1889

RESOliRCES Loans and Discounts________________$
State of (;eorgia and ~Iunieipal Bonds
o\\ned ____ -----------------------
r. S. Government Securities owned __ _
{)ther Stocks and Bonds owned______ _ Banking House and J..,ot_ ___________ _ Furniture and }'ixtures_____________ _ Other Real Estate Owned___________ _
Cash in Yault and Amount due from AtliJl'oved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ____________________ _
Cash Items ------------------------Overdrafts ______________ -----------
Advance on Cotton and other Commodities ---------------- ________ _
Customen:;' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss ____________________ _ Other Resourees ___________________ _

80,704.83
8,000.00 113,575.00
None None "X one
~~one
208,71:\.08
X one X one X one
X one
X one None None

LIABILITIES Capital Stoek ______________________ $
Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve l~unds --------------------Due to Banks----------------------Dividends rnpaid -----------------Cashier's Checks __________________ _
Certified Checks -------------------Demand Deposits ------------------Time Certificates of Deposits_______ _
Savings Deposits ------------------I..etters of Credit and Acceptances
executed for Customers____________
Bills Payable ---------------------:"otes and Bills Rediscounted _______ _ Other Liabilities ___________________

2:1,000.00 None
o,OOO.Oil 7,794.24
X one 6,687.48 1,:JOO.Oil
491.02
~one
24S,209.3R 1.>0.76
116,162.0:1
None None None
~one

Total ---------------------------$ 410.~94.91

Total

42

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 19"12, of

BANK OF DAWSON Dawson, Ga.

As called for by the Superintendent of Banks.

:\f. C. EDWARDS, President.
Date of Charter: 6-29-1911

REROCRCES Loans and Viscounts ________________ $

State of Georg-ia and ).funieipal Bonds

r

.ow8.tlenccl w-e-r-n-m-e-n-t-

---------Heeurities

--------0\Yned ---

Other Stoeks and Bonds owned_____ _

Banking House and 1.-oL ___________ _

}'urniture and Fixtures_____________ _

Other Real Estate Owned___________ _

rash in Yault and .Amount due from

apvroved Reserve Agents_________ _

Cheeks for Clearing and Due from
other Banks --------------------('ash Items ------------------------Overdrafts ___ ---------------------Advance on Cotton and other Com-
modities ________________________ _

Customers' Liability on Letters of Credit and Ac('eptan('es ___________ _
Profit and Loss ____________________ _
Other Resources ___________________ _

X one :!2S.OOO.OO
X one 20,8()7,;):)
1.000.00 X,2.>1.6S
7.J'i',964.2(1
4,227 .:n
X one
~one
16,103.96
Xone
~one
X one

,l_ E. KI~G

-Cushier '
Began Business: 7-1-igu

LIA BIL!TIE~
Capital Stork ____ "---------- _ Ca11ital Xotes _________________ _

lllii.IIIIO.OO

~urplus }'unci ______________ _
rndivided Profits ___________ _ Reserve .Funds ___________ _ Hue to Banks__________________ _

X one :!II,IIOO.Oo
:: t.ti:--,~ "'3 X;~e

Dividends rnpaid ________ _ Cashier's Checks _____________ _
Certified Cheek; ______________ _
Demand Deposits _____________ _

:!S.N7 SXR.OO
~.-!Oj .~;)
Xone l.l111,7:JL2:!

Time Certificates of Deposi1s __ _ Havings Hepo.sits ______________ _

XH,HiRAG 11j. ~18:3.21

I~etters of Credti and .A('f'eptaii('l'">

exeC'uted for CustonH:rs _______ _ Bills Payable _________________ _
Xotes and Bills Hediscounterl Other IAahilities ______________ _

X one Xone Xone X one

Total
-

---

-----------------------------------$-1-, i 7-3,6-7 6-. 3:i-

-

-

Total
---

-

-

-

-

-

-

-

-

-

-

-

-

-I, 77-:L6-i6.-3;)

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF TERRELL Dawson, Ga.

As called for by the Superintendent of Banks.

W. B. HALE,Y, President.
Date of Charter: 3-23-1936

R. C. SHEPHERD, Cashier.
Began Business: 5-1-1936

RESOURCES Loans and Discounts ________________ $

State of Georgia and ~Iunil'ipal Bonds

ro.\vSn.edGo_v_t_r_n-m--en--t

---------Securities

--------owned __ _

Other Stocks and Bonds owned _____ _

Banking House and Lot ____________ _

}~urniture and Fixtures _____________ _

Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents CheeJi:s for Clearing and Due from
other Banks --------------------COavsehrdIrtaefmtss -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

~\dvanre on Cotton and other Com-

modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and I..oss ____________________ _

Other Resources --------------------

Total ____________________________ $

209,:J9U8
I\ one 1112,400.00
X one 4,400.110 2,964.38
X one
243,616.60
:ill6.04 !\one
2:J4.i1
Xone
X one X one X one
G63,739.:Jl

LIABILITIES Capital Htock ____________________ _ Capital Xotes _____________________ _
Surplus Fund ____ --------- ________ _ l'n<livided Profits ________________ _ Reserve Funds _________ _ Due to Ranks _____________________ _ lHddends Unpaid __________________ _ Cashier's Checks ___________________ _
Certified Checks __________ ---------1)emand Deposits _________________ _ Time Certificates of Deposits _____ _ Savings Devosits ___________ _ Letter;.; of f:'redit and AcTeptances
exeeuted for Customers ___________ _ Bills Payable _____________________ _
Xotes and Bills Hediscounted Other Liabilities ___________________ _

:!.>.000.00 X one
".0110.00 (i,l2:!.92
X one X one
X one 7H3.U
4.50 11 t\,:)63.74
~l:!,l !16.49 1"-:,:!.-,S.Il
Sone
X one X one X one

Total

TWENTY-THIRD ANNPAL REPORT

STATEMENT

Showing condition at the close of business December 31, 1942. of

COMMERCIAL STATE BANK Donalsonville, Ga.

As called for by the Superintendent of Bar.ks.

DR. M. M. MINTER, President.
Date of Charter: 10-21-1938

0. M. WURST, Cashier.
Began Business: 12-16-1938

RESOCRCEtl

Loans an~~ Uis.counts _____.---;----- _____ $

state of t.eorg1a and. ::\hmicllHll Bonds

['.ows.neGdover-n-m--e-n-t

-----------------Securities owned __ _

Other Stod;:s and Bonds ownell _____ _

Banking House and Lot_ ___________ _

Furniture and li"ixturefL ____________ _

Other Real Estate owned ___________ _

cash in Vault and Amount due from

pprorcd
8

Resern~

Agents _________ _

Checks for Clearing and Due from

other Banks ---------------------

Cash Items ------------------------

orerdrafts --------------------------

Advance on Cotton and other Com-

modities ------------------------customers' Liability on Letters of
Credit and Acceptances___________ _ profit and Loss____________________ _

Other Resources --------------------

Total ---------------------------$

.'i.:!.i.i.:W
1;,ooo.oo
:X one 4.:!8fUHl 1.22H.l:J
X one
2,499.46 :X one X one
14,390.00
X one X one 587.28
461,939.78

LL\BILITIE;-\

Ca!lital 1-'to<'k

____________ $

Capital Xotcs _____________________ _

~urpltts Fund ___________________ _

rndidded Profits ________________ _

Reserve Funds _______ ---------Hue to Banl{s ___________________ _

Dividends rnvaid -----------------Cashier's f'hccks _________________ _

Certified Checks ________________ _ Demand Devosits ________________ _

'rime Certificates of Deposits _______ _ ~avings De}Josits _______________ _

I~etters of f'redit and Aeee1ltaiH'C-> cxet'uted for Customers___________ _
Bills Payable _____________________ _

Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

2:\,IIUO.OO X one
.i.ooo.no
1.1i:12.:1o ti,fi-!:L.IS
:\one X one
2.~oo.os ~one
:;!}1.!l:W.14 24,2H;"d)(J Lti3H.fJS
~one
X one ?\one X one

Total -------------------------- $ 461,!1:19.78

STATEMENT

Showing condition at the close of business December 31, 1942, of

MERCHANTS AND FARMERS BANK Donalsonville, Ga.

As called for by the Superintendent of Banks.

P. S. CUMMINGS,
President. Date of Charter: 9-24-1925

HENRY 0. CUMMINGS, Cashier.
Began Business: 9-24-1925

RESOL'RCES Loans and Discounts ________________ $

State of Georgia and Municipal Bonds

r . OS\\.'ncGdo v e-r-n-m- -e-n-t

---------Securities

-----owned

-__

_

Other Stocks and Bonds owned_____ _ Banking House and I~ot ____________ _

Furniture and "Fixtures _____________ _

Other Real Estate Owned ___________ _

Cash in Yault and Amount due from approved Hescrve Agents __________ _

Checks for Clearing and Due from other Banks ____________________ _

Cash Items -----------------------Overdrafts __________ ---------------
Advance on Cotton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss _____________________ _ Other Itesources __________________ _

Total ____________________________ $

84,002.86
10,226.00 '!0.000.00
:X one 4,;)00.011
X one X one
Ul6,:):i3.17
1,11:10.67 .:\one X one
170,000.00
X one X one X one
016,312.70

LIABILITIES Capital Stock ______________________ $ <'a!lital Xotes _____________________ _ Survlus :Fund _____________________ _
rnctividcd Profits -----------------Ueserve :Funds ____________________ _ Due to Banks ______________________ _
IHridends l'npaid -----------------Ca.shicr's Checks ------------------Certified Cherh:s ------------------Demand Deposits _________________ _
Time Certificate~ of Deposits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers ___________ _ Bills Payable _____________________ _
~otes and Bills Rediseounted _______ _ Other Liabilities __________________ _

~:i.OOO.OO
None 10,000.110 :L iH9.fi8
~one
;\"one Xone 790.73 X one :::17,446.80 l26.:J:l6.00
1~.!139.4!1
~one
X one Xone Xone

Total ___________________________ $ :il!\,:ll2.70

44

DEPARTMENT OF BANKING STATEMENT

----

Showing condition at the close of business December 31, 1942, of

COFFEE COUNTY BANK Douglas, Ga.

As called for by the Superintendent of Banks.

H. L. SHANNON, President.
Date of Charter: 6-19-1931

M. J. WILLIAMS Cashier '
Began Business: 7-1-i931

UESOURCES Loans and IH.scounts ________________$ 132,066.30

State of (;eorgia and ::\Iunieipal Bonds

O\vned __________________________ _

19,991.89

r . ::-5. (;orernment Securities owned __ _ 1.147,0911.68

Other ~tocks and Bonds owned _____ _

1;),05-l.G:J

Banking Hom;f:' and LoL ____________ _ Furniture and Fixtures _____________ _

X one Xone

Other Real E~tate owned ___________ _

X one

Cash in \'ault and amount due from

apprond Heserre Agents _________ _ 964,24~.:14

Checks for C1t'aring and Due from

other Ranks ---------------------

"X o n e

Cash Items ------------------------

X one

Overdrafts __ ----------------- ___ _

X one

Advance on Cotton and other Commoditif:'s ________________________ _

X one

Customers' l.-iability on Letters of

Credit and Acceptances ___________ _ Profit and Loss____________________ _

X one X one

Other Resources --------------------

X one

Total -.----------------------- $ 2.2i8.44:i. 96

LIABILITIES

-_

Capital Stock ---------------------~ $ Capital ~otes _____________________ _ Surplus Fund --------------------"'-

on,ooo.o,. 40.00X0o.0n~'

l'ndivided Profits ----------------- _ Reserve ~~unds ____________________ _ Due to Banks ______________________ _
Diddends rnpaid ----------------Cashier's C'hed\s __________________ _
Certified Checks -----------------Demand Devosits __________________ _ Time Certificates of Deposits ______ _ Haviugs Devosits _________________ _ Letters of Credit and Arreptall('(':-)

4ll,499.4~
Xone X on&
34S.oo
21.044.56
Xone l.!l\12,7.i6.16
18,280.61
l116.2H.45

executed for Customers _____________ Rills Payable ____________________ _
Xotes and Rills Rediscounted_______ _
Other Liabilities ----------------- __

X one Xone Xone
2i3.70

----- Total ___________________________ $ ~.278.445.96

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE COMMERCIAL BANK Douglasville, Ga.

As called for by the Superintendent of Banks.

W. D. LLOYD, President.
Date of Charter: 4-24-1942

J. 0. SAYER, Cashier.
Began Business: 5-1-1942

UESOT;RCES l~oans and Discounts ________________ $
State of Georgia and :lluniclpal Bonds
O\Vned __ ------------------------U. S. Government Securities owned __ _ Other Stoeks and Bonds owned ______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents __________
Checks for Clearing and Due from
other Banks --------------------('ash Items -----------------------0\erdrafts _________________ --------
Ad\ance on Cotton and other Com-
moditieg ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss ____________________ _
Other ResourC'es --------------------

62,983.2o
1.621.21 280,501.88
X one 5.900.110 1,5110.00
X one
312,826.64
;;.ooo.oo
X one X one
Xone
X one X one X one

Total _--------------------------$ 670.332.98

LIABILITIES Capital Stork ______________________ $
Capital ~otes ---------------------Surplus Fund ---------------------T:ndivided Profits -----------------Reserve Funds ---------------~----Due to Banks ______________________ _
Dividends rnpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Devosits -----------------Time Certifieates of Deposits _______ _
Savings De!)Osits ------------------Letters of Credit and Acceptanecs
executed for Customers ___________ _
Bllls Payable ---------------------Notes and Bills Rediscounted_______ _ Other Liabilities __________________ _

~o.IIOO.OO
X one
111.000.00 :>.:178.31 1,312.00 None 3.00 426.55 Xone
:-,;~2/112.01
22,261.57 ;:J.439.o4
X one X one X one X one

Total ___________________________ $ li70.:l32.98

TWENTY-THIRD ANNUAL REPORT

45

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS AND SOUTHERN BANK OF DUBLIN Dublin, Ga.

As called for by the Superintendent of Banks.

V. B. JENKINS, Vice Chairman of the Board.
J)a,te of Charter: 10-29-1928

C. U. SMITH, President. Began Business: 11-1-1928

RESOt:RCEi5 L<J&DS and Disrol!nts ________________ $ 628,047.91

State of Georgia and ~Iunleipal Bonds

[.0

,s.-.neGdo

----vernm

--ent

---------Se<.'urities

-----owned

-__

_

3,000.00 612,772.GO

Other Stocks and Bonds owned _____ _ Banking House and I.ot_ __________ _ rurniture and Fixtures _____________ _
Other Real Estate owned ___________ _

1,750.00 13,000.00
4,088.30 X one

cash in Vault and Amount due from approved Reserve Agents _________ _ 1,031,007.3!1

Checks for Clearing and Due from

other Banks ---------------------

7,986.22

Cash Jtenh' ------------------------

X one

overdrafts -------------------------

409.30

Advance on Cotton and other Com-

modities ------------------------Customers' T..iahility on J.,etters of

X one

Credit and Al'ceptances___________ _ Profit and Loss ____________________ _ Other Resources ___________________ _

X one X one 312.3;)

LIABILITIES Capital Stoek ______________________ $ 100,0011.00

Capital :'\otes ---------------------Survlus :Fund _____________________ _

X one 20,000.00

rndivided Profits ---------------- ~

;;~.203.Ro

Reserve :Funds -------------------- _ Due to Banks ______________________ _ Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Cheeks ___________________ _ Demand Deposits __________________ _

1 7,4'il.4o
17~~. 1H4.~tl
7,0110.00 l;1,X!H.6'i'
lRILR:i l,:i60.Hl.O:l

Time fertifieates of DellOSits_______ _ Ravings DeiJosits __________________ _

47 ..t:!.i.:!O
:;o:;.~o0.94

Letters of Credit and AeeeiHance;-;

exceuted for Customers___________ _ Bills Payable . ____________________ _

X one X one

~otes and Bills Rediscounted _______ _ Other Liabilities _________________ _

X one :l.-172.96

Total ------------------------- $ 2,304,444 17

Total

_$ 2,:l0-I.-IH.17

STATEMENT

Showing condition at the close of business December 31, 1942, of

FARMERS AND MERCHANTS BANK Dublin, Ga.

As called for by the Superintendent of Banks.

L. P. KEEN, President.
Date of Charter: 5-26-1910

J. H. MADDOX, Cashier.
Began Business: 7-6-1910

REI501:RCES Loans and Discounts ________________$
State of Georgia and Municipal Bonds o\\'ned ------------------ _______ _
U. S. Government Securities ovmed __ _ Other Stoeks and Roncls o\vned ______ _ Banking House and Lot_ ___________ _ Furniture and :Fixtures _____________ _ Other 1\ral Estate owned___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for f'learing and Due from other Banks _____________________
Cash ltems _______________________ _ Overdrafts ____________________ -----
Advance on Cotton and other rom-
ntodities ________________________ _
Customers' LiabilitY on Letters of Credit and Aecept~ances ___________ _
Profit and Loss--------------------Other Resourees __________________ _

24 7,81l4.13
None 154,8011.00
~one
X one 2,231.00 2,42.1.83
628,748.98
1,086.06 10.2:i
804.63
1,835.57
~one
X one 3,082.00

LIABILITIES Capital Stml< _____________________ .$ Capital ~otes ______________________ _
Hurplus Fund _ -------------------Undivi(led Profits _________________ _
Reserve Funds -------------------- _ Due to Ranks_____________________ _
Dividends rnpaid -----------------Cashier's Checks __________________ _ Certified Checks __________________ _ Hemand He}losits __________________ _ Time Certificates of Deposits_______ _ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers ___________ _
Bills Payable ---------------------:'\otes and Bills Rediscounted_______ _ Other Liabilities __________________ _

~->.1100.00
7.!1110.011 0.000.00
10.1!-1~.:!3
:-L272.50 71,207.92
X one 4.4:)7.06
~one
7H:3.illO.S:l !\0,!;80.34 61\.!Jl-1.09
:.\"one X one
~one
X one

Total -------------------------- $ 1,042,888.47

Total --------------------------- $ 1,042,888. 47

46

DEPART\IENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942. of

BANK OF DUDLEY Dudley, Ga.

As called for by the Superintendent of Banks.

U. G. B. HOGAN, President.
Date of Charter: 10-2-1905

RESOFRCES Loans and Diseounts ________________ $
~tate of (~eorgia and ).funidpal BmHls owned __________________________ _
r. ~. (--;overnment ~ecurities owned --
Other ~tocks and Bonds owned ______ _ Banldng House and I..oL ___________ _ Furniture and :Fixtures _____________ _ Other Heal Estate owned ___________ _
Cash in Yault and Amount due from approved Uesene Agents _________ _
Cheeks for Clearing and nue from other Banks __ --~------ _________ _
Cash ltems ______________________ _ O\erdrafts ________________________ _
Advanee on Cotton and other f'omnwditi es __ --- ___ ------------------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss -------------------Other Re.sour<'eK ---------------------

185.474.-14
:J.H:'i~L23 2~>.000.00
X one 600.110 600.00 300.00
fi2.tHi3.:14
:-.ione t:LOO :H6.HR
X one X one X one

RUBERT L. HOGAN
Began BusinesCsa:~h1i1e-ri9o5'

LIABILITlE,; Cavital Stock __________________ _$ Capital Xotes _________________ _

Surplus Fund

_________ _

Undhidecl Profits ____________ _

Reserve for f'ontingences _________ _ Due to Banks __________________ _

Dividends l'npaid -------------Cashier's Checks _______________ _

Certified Checks ________________ _

Demand l)pposits ________________ _

Time Certificates of DepoRits Saving-s Dei)osits _______________ _

Letters of Credit and Acceptancts

exeeuted for Customers_______ _

Bills Payal.Jle ----------------Xotes and Rills Rediseounted ____ _

Other Lial)ilities _______________ _

l".OOO.Ot
:\'ont 12.000.Qt
238.i! UO'i.8%
Io.ooo.oo
~one
:Hs.;o
:\one 20U8:!.3s
: 1SA:!7.0i
~one
X one X one X one :\one

Total

----- ------------------$

Total

STATEMENT

Showing condition at the close of business December 31, 1942. of

BANK OF EASTMAN Eastman, Ga.

As called for by the Superintendent of Banks.

W. L. JESSUP, President.
Date of Charter: 12-28-1918

GEO. D. MULLIS, Cashier.
Began Business: 1-2-1919

HER01~RCES
Loans and Dis<oullts ________________ $
~tate of (~eonda and :\Iunicival Bonds
OWlltd __ ------------------------
r. ~- Covernmt:nt Se('urities owned __
Other ~tocks a11d Bonds owned ____ _ Banking Houst~ and Lot_ ___________ _ Furniturp ancl Fixtures ____________ _ Other Rf'al Estate owned ______ _ Cash in Yault and Amount due from
<lPIH'OYed Reserve Agents _________ _
Cherks for- Clearing and Due from other Rank~ ---------------------
('ash !tents------------------------0\erdrafis ________________________ _
.Advance on Cotton and other Com-
moditie:-; __ . ___ -----------------Customers' Liability on Letters of
Credit and Ac<'eptanres___________ _ Profit and Loss____________________ _ Other Resoun~es __________________ _

~~4.626.19
:16.:)6~.00
124.700.00 X one
ll.OOII.OO 2.000.00
16.:\llO.Oil
2:1.392.24 Xone X one
X one :\one None

LIABIUTIES Ca]lilal Stock _________________ _ CaDital Xotes _____________________ _ Surt)lus l!'und _____________________ _
l'ndivide1 Profits -----------------Reserve l!'unds ___________________ _ Due to Banks _____________________ _
Dividends rnpaicl -----------------Cashier's Checks -----------------Certified Cheeks ___________________ _ Demand Deposits _________________ _ Time Certifieates of Deposits_______ _ Savings Deposits __________________ _
Letter~ of Credit and Aeceptanees exeeuted for Customers ___________ _
Bills Payal.Jle ---------------------Xotes and Bills 1\ediscounted_______ _ Other Liabilities __________________ _

111.1100.00 10.000.00
~-\000.00
l:i.:i40.35 X one
~one
:X one
~48.80
X one li\l:l.610.97
~~ .07'8.00 I \14.0!14.38
X one X one X one :Sone

Total __ ------------------------$ 1.005,572.50

Total -------------------------- $ l,OO:i.3iVO

TWENTY-THIRD ANNlTAL REPORT

47

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BANK OF FULTON COUNTY East Point, Ga.

As called for by the Superintendent of Banks.

GEORGE F. LONGINO, President.
Date of Charter: 3-22-1934

F. W. COOPER, Cashier.
Began Business: 4-2-193'4

RE80l"Rl'E,;

Loans and Di~wounts_ ---------------$ G:iR.:l9R.IHl State of (~eorgia and :\lttnkipat Bnnd:-;

oY;ned ------------------------. C S. Gorernment Hecurities o\-vned __ _

1!14,49\UR :-H}2,0ifi.OO

Other ~toeks and Hond~ (IWned _____ _

X one

Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _

7 ,136.H7
:i.:i3:~t4~

Other Heal J<}gtate owned ______ _

X one

Cash in Yault and Amount due from

Approved Reserve Agents _________ _ l,OO:i,R76.40

Checks for Clearing and Due from

other Hanks ----------------------

X one

Ca.sh Items --

l,:l09.6:J

Overdrafts ------ -----------

X one

Adrance 011 ('otton and other Cnm-

modities ------------ ___ _

X one

customl'I'S' Liability on Letters of

Credit and Accevtanees ______ _ Profit and Lo~s __________ _

X one X one

Other Re~ounes -------------------

1H.:J2X.:J:j

LIABILITIES

Capital 8t.o<'k ______________________ $ :iO,OOO.OO

Capital Xotes __ ---------------- ___ _ Rurvlu~ Fund ______________________ _

Xont:"
so.ooo.oo

Undivided Proftis __ ----------------

r:l.9~:l.SO

Reserve Funds --------------------Hue to Hanks ______________________ _

4,:10\l.OI} X one

Dividends Cnpaid ------------------

1,612.:i0

Cashier's Cherks -------------------

l-t,!H2.:Ji"

Ct>rtified Cheeks--------------------

Xont"

llemand Deposits __________________ _ l,:i:J4.82R.6~

Titne Certifi<'ates of Deposits _______ _

X one

~avings Heposits ------------------- :192.207 .t)!)

Letters of Credit and ~\eceptances

exe<'uted for Customers ___________ _ Bills Payahle _____________________ _

X nne X one

Xotes and Bills Redb~rounted ____ ..

X one

Other I~ialJilities ________ .. __________ _

13,:jt)~f.Hl

Total

________ $ :!,27~.:1il4.iB

----------------------------$ 2,27il,3;)4.i!l

STATEMENT

Showing condition at the close of business December 31, 1942, of

FARMERS & MERCHANTS BANK Eatonton, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON, SR., President.
Date of Charter: 10-30-1922

A. F. ADAMS, Cashier.
Began Business: 11-15-1922

REsontn;t4 Loans and Discotmts _______________ $ State of (;t~orgla and :\lunieival Bund-;
o\vned __________________________ _
r. 8. CovernnH:>llt Seeuritics owned __ _
Other ~tockH and Bonds o\VtHlL Banking House and Lot_ __________ _ Furniture and Fixtures _____________ _ Other Real E~ta te owned __ - ________ _ Cash in Vault and Amount dlle from
a!l}lroved Reserve Agents _________ _ f'herks for Clearing -and Due fnHn
other Banks _____________________ _ Cash ltenm ________________________ _ Orerdraftx ~- ___________________ ----
Adran{'e on Cotton and other (\Hll modities ____________________ -----
Customers' Liability on Letters nf Credit and .Acceptances ___________ _
Profit and Loss_________________ ---Other ltesoun~es ___________________ _
Total __________________________ $

142,263.~7
X one :!8:!,7:!:).7:-i
X one 6,068.60 :1.972.76
928.08
318,476.20
~one ~one
44.50
964.4.i
X one
~one
:X o n e
7:i5,442.:H

LIABILITIES C:q>ital Stock ______________________ $ Ca1)ital Xotes _____________________ _
~urplus Fund ---------------------l'ndivided Profits -----------------Reserve Funds ____________________ _
Due to Banks_._____________________ _
])ividends rnpaid -----------------Cashier's Cheeks __ ----------------Certified Checks ___________________
Demand Denosits ------------------Time Certifieate;.; of Deposits_______ _ Savings Deposits __________________ _
Letters of Credit and Arceptances executed for Customers___________ _
B!lls Payable _____________________ _
Xotes and Bills Redisrunted ________ _
Other Liabilities -------------------

2:1,000.00 X one
10,000.00
3,1i64.8~
X one X one :\one 961.48 X one 66:l,6:l6.44 3,:l:l9.31
48,81~.:;9
None None None 27.8:)

Total ___________________________ $ 755,442.31

48

DEPARTMENT OF BANKING

---

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BANK OF EDISON Edison, Ga.

As called for by the Superintendent of Banks.

J. T. WEBB, President.
Date of Charter: 9-24-1904
REsorno;s
Loans and Diseounts ________________ $
State of Georgia and )funicipal Bonds owned __________________________ _
C. S. Oovernment Securities owned __ _ Other Stoeks and Bonds owned_____ _ Banking House and Lot_ ___________ _ }\Irniture and Fixtures _____________ _ Other Heal Estate owned ___________ _ f'ash in Yault and Amount due from
approved Ueserve Agents_________ _ Cherks for Clearing and Due from
other Banks --------------------f'ash Items ------------------------Overdrafts _______________ _
AdvanC'e on Cotton and other Com-
modities -------------------------Customers' Liability on Letters of
Credit and Acceptances _________ _ Profit and Loss ____________________ _
Other H.esources --------------------

258,6119.64
10,49:\.00 32,000.00
~one
1.000.00 1.00
~one
328.939.68
43.0'10.69
j~I4.6B ~one
40.297.04
Xone
~one ~one

THEDFORD TURNER
Cashier. ' Began Business: 10-1904

LIABILITIES Capital Stock __________________ _ Capital ~otcs ___________________ _ Surplus J<'und ____________________ _ rndivided Profits ____ _:_ __________ _ Heserve -~Funds _________________ _ Dut> to Banl{s _________________ _ Dividends lTnt)aid _______________ _
Cashier's Checks -------------- Certified Checks ________________ _
Demand ])cvosits --------------- __ _ Time Certificates of Heposits______ _ Saving-s Detwsits ________________ _ Letters of Credit and Arreptanct's
executed for Customers ________ _
Rills Payable ------------------Xotes and Bills Rediscounted ______ Other Liabilities ________________ _

:.o.ooo.oo s.ooo.oo 13.ooo. 00 1u o s . s 6
:l.OOO.OO :\one :\one '198.35 X one
'i:\1.976.;,0 66.904.03 :\one
X one X one \"one X one

Total -------------------------- $ 714.987.74

Total

7IU87.H

STATEMENT

Showing condition at the close of business December 31, 1942. of

GRANITE CITY BANK Elberton, Ga.

As called for by the Superintendent of Banks.

W. E. FORTSON, President.
Date of Chamer: 12-3-1927

F. S. FORTSON, Cashier.
Began Business: 1-:l-1928

HESOT:RCES J.oans and Hiseounts ________________ $
Htate of Georgia and )lunicival Bonds
owned __ ------------------------U. S. Government Rerurities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Heal Estate owned ___________ _
Cash in Yault and Amount due from aiJproved Heserve Agents _________ _
Cheeks for ('lea ring and Due from other Banks ____________________ _
OCvasehrdrIatfetms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptanees ___________ _ Profit and Loss____________________ _
Other Resourees --------------------

329,39t.:il
7,:"i63.'i'J 267,12:J.OO
.:\one 12,6:l0.21
:lJi88.:!!J 2,:500.00
636,89U17
6.l:J6.:l7 97:\.47
2.498.33
X one
"X one X one
~one

Total ---------------------------$ 1,289.321.00

LIARILJTn:S Capital Stock ____________________ _
Cavital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Heserve Funds ___________________ ,__ Due to Banks ______________________ _ Dividends Cnpaid _________________ _ Cashier's Cheeks __________________ _
Certified Checks -------------------Demand Devosits __________________ Time Certificates of Deposits_______ _ Savings Deposits _________________ _
Letters of Credit and Acceptances executed for Customers ___________ _
Bills Payable _____________________ _ Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

.>11.000.00 X one
1c. noo.oo
11.237.96 X one
111!>.239.91 X one
:!96.12 X one
~H)~.R:)S.94
lii.i05.93 I HI I. 739.31
\"one X one \"one !Ui2.80

Total -------------------------- _$ 1.2~!l.l21.00

TWENTY-THIRD ANNEAL REPORT

49

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF ELLAVILLE Ellaville, Ga.

As called for by the Superintendent of Banks.

J. R. JORDAN, President.
Date of Charter: 9-10-1910

H. F. DIXO::--J, Cashier.
Began Business: 9-16-1910

R~;SOCRCES
Loans and Discounts ___________ -----$

state of Georg-ia and ::\funitiiml Bonds

v.oSw.ne(d;m-e-n-1-Jn-c-n-t--S-(curities owned __ _
Other Stoch:s and Bonds owned _____ _

Banking House and Lot. Furnitnre and .Fixtures _____________ _
oher Real Estate owned ____________ _

Cash in Yault and Amount due from approved HcserH ~\g-ents __________ _

Checks for Clearing and One from otlwr Banks ________ ____________ _

cash Items

----- -----------

orerdrafts ------

Adran('p on Cotton and other Com-

modities __________ . ____________ _

customers l . ia bility on Letters of

Credit and ALceptatH'e::-; ___________ _

profit and Loss _______________ _

Other ltesourcc~

______________ _

32,262.8.)
);one 20,0ii4.SO
:'\one 2,:JilO.IlO
r;oo.oo
.X o n e
:\one :X o n e X one
:Xo11e X one
1,4~4.31

LIABILIT!EH Capital "toek ___________________ --$

Capital ;\ote~ ____________

~urplus :Fund _____________ _

{"Jl(livided Profits _______________ _

Heserve Funds

_____________ _

lluc to Banh:s ___ ------------ __ Hividends lTnpaid _________________ _

C':1shier's Chccl\S ________________ _

Certified Checlc; _.

Ht'lllHJHl Deposits __ _ ____________ _

Tin1e ('crtifi<ates of f)pposits ___ _

~adng::-; Deposits ________ _

l . etters of Credit awl At'L't'IJtan(e::; executed for Customers ______________

Rills Payable ___ ------------------Xotes and Bills RediseounteLL ______ _

Other Liabilities ------------------

~:!.000.00
":\one
:. onn.oo
\l.~~l0.3!
:\one
~one
.\'one
~one
.\'one
:;1~.74!1.71 >:~. ~:;~.17
~one
.\'one Sonc .\'one

Total

------ --$ 38!,(;78.22

Total

STATEME~T

Showing condition at the close of business December 31, 1942, of

THE BANK OF ELLIJAY Ellijay, Ga.

As called for by the Superintendent of Banks.

E. T. HUDSON, President.
Date of Charter : 5-21-1914

DOW HA:\IRICK, Cashier.
Beg-an Business: 6-1-1914

RESOCRCEH Loans and Discounts ______________ -$
State of (;eorgia and ~Iunieipal Bonds m:rned ____________ ------------ --
U. R. Uovernment Seenrities owned Other Stocks and Bnndg owne(l _______ Banking House and I~oL ___________ _ Furniture and Fixtures _____________ _
Other Real Estate owned__________ _
Cash in Vault and A..motmt due from approved Heserve Agents _________ _
Checks for Cle-aring and Due frolll other Banks ____________________ ..
Cash Items ________________________ _
Overdrafts ________________________ _
Adn1nce on Cotton and other Commodities _______ ------------------
Customers' Liability on Letters of Credit and Aeeentances ___________ _
Profit and Loss____________________ _
Other Resources ___________________ _

~~:w.:-rJ.J. 7o 378,44Ui7
2,444.30 i'\one
3,400.00
5,0~l4.8:!
10,000.00 2;) 1.93 X one
::\one
X one ::\one 8,726.4:;

Total ----------------------------$ 1,221,816.03

LIABILITIES Cavital ~t<wl;; ___________________ _
Capital .;'\otes Hurvlus .l'und ______________________ _
rn<liviclcd Profits ______ ----- ____ _
RPscrre Funds --------------------Due to Banl\s________ -------------IHridcnds lTntmicl _________________ _ Cashier's (_'hcch:s ________________ -----
Certified Cheek-' --------------- --- -Demand Deposits ___________________ _ Time Certificates of Deposits ________ _ ~a rings Det)Qsits __________________ _
Letters of Credit and Acceptance-; executed for Cm;tomers ___________ _
Bills Payable _______________________ _
Xotes and Bills Hedis<ounted ________ _ Other Liabilities __________________ _

l:J,OOII.OO l:l,HIIO.OO
1:. ooo.oo
".\'"one
ti.:>oo.oo
X one
~one ~I.!H3.72
:n:J.26
70:~.2!17.70 ~one
1:-d,lO!t.:):J
~one
:\one
~one
:.\'one

Total

____________ $ U21.Rl6.03

50

DEPARUIENT OF BANKING

--

STATEMENT

Showing condition at the close of business December 31, 1942, of

FAIRBURN BANKING COMPANY Fairburn, Ga.

As called for by the Superintendent of Banks.

GEO. F. LONGINO, President.
Date of Charter: 9-14-1891

l!ESOl'I!CES I...oans aud Discounts _________________ $

State of (;t>orgia and ~Juuicit)al Bonds owned ____-______________________ _
r. S. (;onrnment Securities owned __ _

Other Sto('ks and Bonds owned ___ _

Ranking House and Lot_ _____ -------

Furniture and Fixtures ____ _

Other Re-al Estate Owned___

_

Cash in Yault and Amount due from

appron:d Reserve AgLnts _ _

Che{'l\s for C.lt>aring and Due from

other Ranks -----------------------

Cash Items ----------------------Overdrafts _________ ----------------

Advance on Cotton and other Com-

modities __ -----------------Customer~ Liability on l~etter~ of

Credit and Aceeptance~------------Profit and l.o;;s _______

Other Hesourees _________ _

108,!2:i.li
X one 112,200.00
:X o n e f).:il4.20 l,:l60.0fl 4,986.06
112,R28.il
Xont>
~~.:~.t
:\one
9,:i:J8.2fi
X one "Kone 1,779.Htl

MRS. WINNER B. LONGINO

Cashier. '

-------- Began Business: 1904
J,UBILITIES

Cavital Stoek _____________________ $

Capital Xotes _ _ _______________ _

~urplus Fund

______________ _

l~ndividt>d Profits _________________ _

Re,.,;trve Funds ___________________ _

:!0,1)00.!10
X one
->.ooo.no
:i.812.S:! 1.099.\19

Dut' to Rank~----Diddends tnpaid Cashier's Cheeli~ Certified Chel'lis
J)pmand Deposits

-------------------- ______ _
____________ _
_______________ _

X one
~oo.no
:~O;j. il
Xont:!:!:!.H2.:il

Tilllt' C<~rtifieates of Deposits _____ _ Savings Deposits ___________________ _

X one 12l.l86.1l2

I.etters of Credit and _-\cceptatwes

PXf'l'uted for f'nstomer:L ___ _ Rills Payable __________________ _
"Xotes and Rills Rediscounted_ Othpr Liabilities ______ _

X one X one
- .1 ~.o~.~.es

Total

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

FARMERS & MERCHANTS BANK Fayetteville, Ga.

As called for by the Superintendent of Banks.

C. D. REDWINE, President.
Date of Charter: 2-6-1906

H. C. HEWELL,
Cashier. Began Business: 3-13-1906

R~;sot:RCES
Loans and Hiscounts ____ -----------$ State of Georgia and 1-lunicipal JJonds
O\vned __________________________ _
U. S. Gorcrnment Securitil'S owned __ _ Other Storks and Bonds o\vned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures ________________ _
Other Heal Estate owned----~------ Cash in Yault and Amount due from
approved Reserve Agents _________ _
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts __ ----------- ----------Advance on Cotton and other Com-
moditie:-; ________________ ---------
Customers' I~iability on Letters of Credit and Aereptanres __________
Profit and Loss __________________ _
Other Resourees -----------------

111,117.79
X one 5,000.00 4,000.110 2,266.79 2,858.96 28,846.91
X one 349.40 4,397.48
144,202.42
X one X one X one

LL\RJLITIE>; Capital Rtoel< ________ _
Capital Xotes _____________ --------
Surplus Fund _ rndivided Profits __
He~H'rve .Funds Due to Ranks __________ _ Dividtmds lTniJaid _____________ .
Cashier's Checks _---------------Certified Cheel~<; --------------- ___ _ Uema11d DPlJosits _____________ _
Time fertifieates of Deposits __ _ Savings Heposits ________ --- _____
Letters of Credit and AceeptatH'l's executed for Customers ___________ _
Bills Payable ______________ _
Xotes and Bills Rediscounted Other Liabilities ___ _

:!.),000.01) X one
~Oill'
]lj9.32 \""one "X one X one
'11.83 X one
:{";' ~! .~.):J.lS
:;c. t:l:l.78
~one
\""one X one Xonl'
~one

Total

441,273.11

Total

TWENTY-THIRD ANNUAL REPORT

51

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF FINLEYSON Finleyson, Ga.

As called for by the Superintendent of Banks.

J_ W. CONNER, SR,

CLARENCE FINLEYSON,

President.

Cashier_

Date of Charter: 9-20-1910

Began Business: 9-20-1910

-----------------------------------------------

RESOUHCE>'

LTABTLI1'H;S

Loans and Discount.'\_

!$

Capital ~tnel;;: _____________________ $ Li,OOO.OO

State of Georgia and ::\InniriiHtl HorHl~

Capital Xotcs _________________ _

X one

owned ----------------------------

~one

Rurplus ~~und ___________________ _

1:i,IIOO.OO

u. s. Government Securities owned

Xonl'

rndivided Profi~ __ ---------- ----

.},914.23

Other Stocks and Bonds owned _______

X one

lteserve .Funds ____________________ _

425.00

Banking House and Lot_ __

:Jf!S.R:)

Due to Banks_____________________ _

None

Furniture and }'ixturcs Other Real Estate owned

.:ri'.R;J X one

Dividends rn]Mid --------Cashier's Cheeks ___________ _

2.2:\0.00 6.24

cash in Vault and Amount due from

Certified Checks _______ _

X one

approved Reserve Agents ___ _ Checks for Clearing and Due from
other Banks ----------------------

\IS,H8.:l8 X one

Demand Deposits ------------------Tiine Certificates of Deposits _______ _ Having~ Devosits _____________ _

11l~.917.;J(i
7,8:\0.96 X one

cash Items -----------------------o.erdrafts ------- ______ Adrance on Cotton and other Com-
modities ------- ________________ _

X one X nne
li,fil:l.83

Letters of Credit and Aeeevtance:-. l'Xecutell for Customers ______ _
Bills Payable ___________________ _
Xotes and Rills Rediscounted ________ _

X one X one X one

Customers' Liability on Letters of

Other Liabilities ----- ____________ _

~one

Credit and .Acceptances_________ _

X one

Profit and Loss _________________ _

X one

Other Resources

X one

Total

------$ 119.363.99

Total

149,363.99

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK Folkston, Ga_

As called for by the Superintendent of Banks.

WM. MIZELL, President.
Date of Charter: 12-19-1911

R. A. BOYD, Cashier.
Began Business: 1-4-1912

RESOl:RCES Loans and Discounts _________________ $ State of Georgia and )lunicival Bond~
owned ________ ----- ____________ _
U. S. Government. Hecurities owned __ _ Other Stocks and Bonds owned __ Banking House and I~oL _________ Furniture and Fixtures _____________ _ Other Real ~~state owned. __________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks _________________
Cash Items ---------------------Overdrafts ________________________ .
Advan('e on Cotton and other Commoditie..o;;; _______________________ _
Customers' LiabilitY on l~etters of Credit and Acceptances _____ _
Profit and Lo~s __________________ _ Other Resources ________ _

~t),220.00
3'i6,162.:Jil 34,:\34.17 11,760.00 200.00 X one
407,7iO.:!R
X one X one Xone
X one
X one Xone
~one

Capital Stock Capital Xotes

J,IABILITIES _________________ _
__________________ _

~urplus }~und

-------------

Undivided Profits ______ . __________ _

HesenTe Fund ______________ _

Due to Banks ____________ _ Dividends Un])aid __________________ _

Cashier's Checks _________________ _

Certified Checks ________________ _

Demand Deposits ____ -------------Time Certificates of Dt"posits _______ _
Havings Dceposlts _____________ _

Letters of Credit and ..\..reeptanee:-;
executed for Customers__________ _ Bills Payable ____________________ _

Xotes and Bills Redi~rounted ____ Other Liabilities ___________ _

13,000.00 X one
l:i,OOO.Oil
:n,s9s.7s
~ .000.00 X one XouP
1.2:18.84 X one
,):>2.428.28
s~.88'i.R6
::!19,1100.29
XontXone
Xone lii,KK:l.l2

Total

____ $ 1,106,:132.17

Total

$ 1,106.:l:l2.17

52

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942. of

CITIZENS BANK OF FORSYTH Forsyth, Ga.

As called for by the Superintendent of Banks.

H. H. HARDIN, President.
Date of Charter: 2-17-1920
UESOl'RCES Loans and Discounts ________________ $ ~tate of Ucorgia and 1luniC'ipal Ronds
owned ___________________ - -----
C. R. Government Hcruritie::. owned __ _ Other ~toeks and Bonds owned ______ _ Banking- House and I~oL ____________ _ FurHiture and Fixtures ___________ _ Other Heal Estate Owned ____________ _
Cash iu Vault and Amount due from aJl]Jrond He serve ..Agents __ --------
Checl\s for ('learing- and Due from other Banks ______________________
Cash Items _________ ------------Overdrafts _.. ----------------Advance on Cotton and other Com-
modities _____________ _
Customers' Liability on 1.-etter~ of Credit and Aeeeptanees __________ _
Profit and Loss _______________________ Other Resources ~ ________________ _

tiii,IH ..J7
l:l.2011.00 ~0.\17 4.84
;-;,In~.o~ 2.::!~~.00
~-1.00
;\one
I 7 1.11!1.17
4,l:i!l.81
4\;ti.~l ~one
~OJH'
;\oue X one

JOHN T. STEPl:JENS,

< a"hier Began Busines,;: :l-1-ig20

LL\.BILIT!E:-; ------..

Capital Htocl<;: ----------------Capital Xotes _________ ._ ______ _

::-lurplus _Fund

_________ _

lTndirided Profits __________ _

HeserTe }'unds ________________ _

])ue to Ranks ______________ _

Dividend rnpaid Cashier's Checl\s ______________ _

Certified Checks _________ _

HelllaiHl Deposits ______________ _

'rime Certifieatt>s of Deposits __ _

Savings VeiJosi1s _____ . ______ _

Lettl'rs of Credit and AccepLttl executed for Customers _______ _

Bills Payable ____ _

:\'o1l's and Bills Hedisrounted Otht-r IJabilities ______________ _

lO,iiiiO.Ot
Xont
1o.noo.o1
;;,0011.01 H.38i.7!
Xont Xone :l.OS:;.6o Xone .-,-l11.722.9l X one Xune
X one X one X one X one

Total

- $ tiOX.HHi.22

Total

STATEMENT

Showing condition at the close of business December 31, 1942. of

THE FARMER'S BANK Forsyth, Ga.

As called for by the Superintendent of Banks.

R. T. PERSONS, President.
Date of Charter: 3-9-1910

R. .J. BITTICK, Cashil'r.
Began Business: 1910

RE:-;OJ'l!CES Loaus and Discounts_____ __________ $ ::.-.;tate of (ieorgia and ::uunkival Bonds
owned _______________________ _
P. ~- (;overnment Herurities cnvned __ _ Other Stoeks and Bonds owned _____ _ Banl~:ing House and J.. ot_ ____________ _ Furniture and Fixtures _____________ _ Otlwr Heal Estate owned __________ Cash in Yault and Amount due from
approved Reserve Agents __________ _
Checks for Clearing and Due from other Banks ____________________ _
f'ash Items .~----------------------- Overdrafts ------------------------Advance on Cotton and other Com-
modities _______________ ---------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss ____________________ _
Other Hesourres --------------------
Total ___________________________ $

147.Hil.O!l
X one X one
~one
2,:;oo.oo
400.00 34.997.00
.i73,67R.Gi
u:u:;
;\one X one
~one
~one
None None
738,880.01

LIABILITIES Cavital Htock --------~ __________ _
Capital ~otes --------------------Hurvhts _Fund rndhidcd Profits ______________ _ Reserve Funds ________________ _ l)ue to Banks ______________________ _
Dividends l'npaid _ ----------------Cashier's Checks _____ -~ ___________ _ Certified Cht'('ks ________________ _ Demand Deposits _. ___ Time Certifieates of Deposits____ _ Havings Deposits _______________ _
Letters of Credit and ArC'eptan(es executed for Customers _________ _
Rills Payable ____________________ _
Xotes and Bills Rediscounted ______ _ Other Liabilities __________________ _

.-,n.ooo.oo
~one
,,,1,1100.00 4.41
X one
~one
Sone Sone Xone
i).-,:-:.~i:\.6{)
X one X one
X one X one X one X one

TWENTY-THIRD ANNUAL REPORT

53

STATEMENT

Showing condition at the close of business December 31, 1942, of

MONROE COUNTY BANK Forsyth, Ga.

As called for by the Superintendent of Banks.

-W. C. HILL, PrE>sident. Date of Charter: 11-2-1908
Loans awl Uh<ounts ________________ $

State of (;eorgia and -:\lunidpal Bonds

r.owned ----- ------------
S. (;onJ'Jllllt'llt ~('l'Uritit'S OWned _.

Other SttJ<'ks and Bonds owned ______ _

sanldng Hotts(:' and Lot_ ___________ _

rurnitlll't.' ami }'ixtuns __ ------------

Other Rea I Est a l t' ownl'cl

cash in Yault and .\mount due from

aPJli'Orl'li Rt'St'I'H' i\::,rents _________ _

Cheeks fnr Clearing and Due from

other Bank: -- -----------------

rash lttJilS --- -------------------

Qrerdrafts

----------

Act\ance 011 Cotto11 and other Com-

nwdit il's - .. -- ------------------- __

customers' I.. ialdlity nn Lt.>tter;-; of

Credit and _\t'L'ePl<llH'l'~------------

Profit and Lo..:;s _________ -----------Other Ht>~ounps _________________

~J.:iOO.OO
:)~ ."12."1.00 10,1)20.00
1,7:>0.00 1.00
:\,O()f).O()
l1,!107.SR Xmtt' X one
X one
X one );one );one

C. F. HEARD, Cashier.
Beg-an Business: 10-15-1908

LIABILITIES Capital ~hH'k _______________________ $ Capital X otes _____________________ _ ~u1pJus Fund ______________________ _ l-ndiYided Profits _________________ _
HtserH Funds ___________ _ Due to Banks ________________ _
DiYidends l'npaid __________ _ ('asllier's Ched;s ___________ _ Certified Che(ks ___ _________ _
Demand Dt>posits __
Tinw ('prtifkatL'S of Deposit:-; __ HaYings Deposits _______ _
LettLr:-; of ('redit and .\cceptalH'l'S execu1Ld for CustOJuer:-; _______ _
Bills Pa ya hlt> ____________________ .
Xote:-; and Hills Ht>discnuntcd _______ _ OthLr T~iahilities ___ _

~.).000.1111
X one 20,000.00
0.:?:?:-L-tl
~OllP
);one );one
l,ot::.fi~
X one
2~:-LtiUi.l~
XDlle 142,2:~0. j j
~Oilt'
X one X one
1,nn:~.H4

Total ---

-180.1177.H2

Total

UW,077.!l~

STATEMENT

Showing condition at the close of business December 31, 1942, of

FORT GAINES BANKING CO. Fort Gaines, Ga.

As called for by the Superintendent of Banks.

W. B. HALEY, President.
Date of Charter: 2-11-1937

W. G. GRIMSLEY, Cashier.
Began Business: 2-15-1937

RESOl'RCES Loans and Dis(ounts ________________ $ State of (;eorgia and )[unicipal Bonds
O\'\llled __ _
L. S. Guvernmeut Securities owned __ _ Other Hto('ks and Bonds owned ______ _ Banking Hous(' and I~oL ___________ _
Furniture and Fixtures--------------Other Rtal E:-;tate owned _____________
Cash in \'ault and Amount tlue from apvrond ReserYe Agents _________ _
Checks for Clearing and Due from
other Banks ---------------------Cash Items ___________________ _ Overdrafts __ _ Adranre on Co!1~~--a-I~~~-~;tt~~~-('ot~l~
modities Customers' - L~i;l)il-ii;,--~~-- L~t te-r~--~f
Credit and Accei)t~ances ___________ _ Profit and Loss ____________________ _ Other Resourees ___________________ _

~one
86,100.110 X one
2,400.00 1,7011.00
~one
334,R77.28
141,:)2 X one X one
~one
None X one X one

LL\BlLITIES Cal>ital Sto<k ______________________ $
Capital ~otes ---------------------Hurplus -Fund ---------------------rndividcct Profits _________________ _ Reserve Funds ___________________ _
Hue to Banks_--------------------Dividends rnpaid _________________ _ Cashier's Cheeks __________________ _
Certified Checks __________________ .
Demand Deposits -----------------Time Certificates of Deposits ________ _ Havings Deposits __________________ _
Letters of Credit and Arceptances executed for Customers___________ _
Rills Payable _____________________ _
Xotes and Rills Rediscounted _______ _ Other T~iabilities __________________ _

2.1,000.011 X one
R.OOO.IlO (),171.;)1
X one X one itiO.OO 3c\6.70 X one
-t~U.!l2l.:iti
X one :17 .2oa.n3
X one X one );one
~one

Total

:i18,403.43

Total

54

DEPART.\1ENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF FORT VALLEY Fort Valley, Ga.

As called for by the Superintendent of Banks.

W. E. GREENE, President.
Date of Charter: 10-11-1924

UESOrllC'ES

I.oans and His('Ollnt~-

$

~tate of Georgia and ::\lunieipal Bonds

owned _ ____

_ ___ -------

lT. S. GoYernmt'llt Securities owned __ _

Other ~~;tocks and Bond~ owned ____

:Banking How:;e and l.ot __ _

Furniture and }~ixture.'i __

Other Real Estah IJWned ___ _

Cash in Vault and Amount due from

approYed Hesern: \gents

Check~ for Clearing aud Due from other Banks _____________________ _

Cash Items ______________________ _

Overdrafts __________________________ _

A(hance on Cotton and other Commodities __

Customers' Liability on Ll'ttt'rs ot

Cr~dit and Acce},tances ___ _ Profit and Loss . ________________ _

Other Rf'sourrt's

8.18!1.~1\
:{;:!,:)4;).:):-) :X o n e X one
1.7:~~-HI
:-):~ :J. (l 0
:'\one .X one
~one
Sone
:\"one :'\one
~00.00

HERBERT HUCKABEE

------ Cashier. '
Began Business: 10-15-1924
LI.\RIL1TIES

CaJlital StcH'k _ _

_;...

Capital :Xotes _

8tnplus .Fund __ _

l'ndi\'ided Profits

Hesern~ Funds ____________ _

Due to Banks___ _

l)jyiden<ls {'npaid

Ca:-.hier's Checks

C(rtified Checks _____ _

DPmand l)eposits ____ _

Time Certifieates of Deposits __

~aYings Dl'posit~ __ _

L<'iters of Credit and ~\cceptaJH'ts

~~o.oun.no
:\one :!:-i.ooo.ou
:!:~.4\ll\.Oj
::Xune Xorw ., ~Xour
,),:I:!Q.;d;~
Xone !llO)Wl.i:!
1::.-1211.XO "1:-\.:!i!U.:o

cxt>Cuted for Custonwrs __________ _

Bills PayablE' ____ _

~ohs and Bill~ nediscountcd

Other Liabilitil's

_______ ~---- _

Total

$ 1.114,lH0.!!7

Total

_- $ } , lll,t)lO.!Ij

STATEME~T

Showing condition at the close of business December 31, 1942, of

THE BANK OF HEARD COUNTY Franklin, Ga.

As called for by the Superintendent of Banks.

H. J. MICKLE. President.
Date of Charter: 10-14-1905

J. T. MICKLE, Cashiel'.
Began Business: 10-18-1905

UESOl'UCES

I~oans and Diseount,s___ _______

$

State of Grorgia and )lunicitlal Bouch;

owned _____ --------- ---------U. S. Government Securities ow1wd _

Other Stocks and Bonds owned_____ _ Banking House and LoL _________ _

:Furniture and :Fixtures_____________ _

Other Ileal E'tate Owned__________ .

Cash in Yault and Amount due from apnroved He~wrve Agents _________ _

Checks for Clearing- and Due frolll other Banks ___________________ "

Cash Items ___________________ _

Overdrafts _______________ _

Advan('e on Cotton and other Commodities _____ " _______________ _

Cm;tomers' Liability on IAtter.-:; nf

CrCdit and Act'eptances __ _ Profit and Loss ____________________ _

Other Resour('es _____ _

HI, 70;, 17
:!4.Rri2.HO %.01lli.Oil
X onE' 1.717.00 1.-!S!l.311
H:17, fll
2Xl.;:!O.lfi
10.1100.00 ::\onl'
Xone
X one Xone :.'\one

Total

. . . $ :-ill,7~l7.20

C'a]Jital Stocl<

LL\BILITH;i< ___ $

Canit:ll ~otr-s _ Surplus -Fund _

endidded Profits Rescne Funds ___________________ _

Hut> to Banks _____ _

])ividencls L:npaid __

Cashier's Checl\s __ .

_________ _

Certified Cheeks ___ __________ _

Demand Deposits _______ _

Time Certificates of ])eposits _____ _ Savings ])eposits __________________ _

Letters of Credit and Acccptan('es executed for Customers___________ _
Bills Payable _____________________ _

:Xntt>s and Bill~ Rediscounted______

OtliL'l' Li<t hili ties

____________ _

:!~.000.00
None
J :uoo.oo
1,269.94 X one
None 1.500.00 1,134.35
None
:\:--l~.tl27.54
:!,125.00 1OS,894.10
."one .\"one :.\"one :!46.2i

Total

--- .. $ ;i 11,797.20

TWENTY-THIRD ANN(IAL REPORT

55

STATEMENT

Showing condition at the close of business Dece-mber 31, 1942, of

THE CITIZENS BANK Gainesville, Ga.

As called for by the Superintendent of Banks.

J. H. HOSCH, President.
Date of Cha1ter: 5-19-1913

R. A. BRICE, Cashier.
Began Business: 6-2-1913

HESOriWE>'

Loans and Discounts_---

____ $

State of Georgia and :.\tunkipal Ronds

owurd -------------
r. S. Go-rcrmnent Securitit>s O\\llt-d_

Other Stocks and Bonds nwJwd __ _ Banking House and Lot ___ _ Furniture and .Fixtures__ _

Other Heal Estate owned

Cash in Ya ult and Amoullt dtH' from aJIIJro-red Reserve Agents ____ _

Checks for Clearing and JJue front other Banks ___________ _

Cash 11ems _______________ _

QvenlnlftS ------
AdVance on Cotton and oth('r Commodities __________________ _

Custonwrs' J.ia hility nn Lt>ttlr;-; of Credit and Aeeeptanees ____ _

Profit and Loss_____ _

Other Resourees __

.... 18.!1.~.1. 7 ~
Xolll' 7.-.!1.1 ~O.ti.J.
Xorw
1~.~3:-i.:H;
:!.~17:-. 4S Xont>
!l\1:!, 7 -l:L."iO
l."i. 'j.-.1.0!1 "X Ollt' 4 :!. ~-!
X one
:\Olll'
.4;)

LIABILITIES Capital ::.--;tocl;: Capital );'otes
~urvlus .Fund Cndidcled Profits _____ _ lte:->l'ITL' Funds ______ _ Due to Hank.-; ______ _
Dhidends L~upai<l _ Cashier's Checks _ Cc'rtified Checks ____________ _ Htmand Deposits ______________ _
Time <'t)rtificatcs of Jh.. posits_ Saving~ ])epositg _____________ _
Letters of Credit and Acceptances eXl'('\lted for Customers_
Rills Payal.Jle ________ __________ _
.\otes and Bills Rediseounti:'d _______ _ Other Liabilitit;s ____ "_________ _

00.1100_0\1 Xmw
~.o.ooo.oo :!ti.ii71.~!1
-'\(IJlt'
1:1,::HHUI-! 2.ti:)ti.OO 2!14.01 1.000.00
1.6:W,032.7!l 1011.1111
22:!.14~.1:)
Xont> Xone Xont: 10.:)2

Total --

$ ].!1%,821.:)~

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF GIBSON Gibson, Ga.

As called for by the Superintendent of BaP.ks.

E. E. GRIFFIN, Pxesident.
Date of Charter: 11-7-1905

E. E. GR,IFFIN, Cashier.
Began Business: 11-27-1905

RESO!"IICE,: Loans and Discounts________________ $ ~tate of Georgia and ~Iunil'h)al Bonds
o\\ned ------------------------F. S. Gmernment Secrrrities owned __ Other Storks and Bonds owned Banking House and Lot_ __ _ Furniture and Fixtures __________ _ Other Real Estate Owned __ _ Cash in Yault and .Amount dtu' from
anproved Reserve Agent~---------- Cheeks for Cle:tring and Due from
Mher Banks ~---------------~ Cash Items ------------------ ____ _ Overdrafts __________________________ _
Advance on Cotton and other Commodities ______ ". _______ ------
Customers' I~iability on I~etters of ('rNlit and Aereptances ____________ _
Profit and Loss_____________________
Other Hesourees ----------------
Total __

l2.J2:J.00 2~ ,200.00
:;,ooo.oo
3,000.00 1,600.00
~one
7}"1,640.6:!
:\one
~one
417.11
X one
:X o n e "X one :X one

LIAB!UTIES Capital Rtnck _____ . _________________ $ Cavital Xotes ______________________ _

Rurplus J<'und ----------------------rndi vided Profits _________________ _

Reserre Funds -----------Due to Banke __________ _ Dividends UniMid _______________ _ Ca~hier's Chtclu; _________ _ Certified Checks ________________ _

Demand Hetwsits ----- ____ _

Time Ct>rtificatcs of Dcvosits ______ _

Sarings JJcvosits _______ _

Letters of Credi: ~ttHl Areeinances

cxe<"uted for Customen;_ __

Bill~ Payat1le

____________ _

Sotes and Bills Rcdiseounted_______ _ Other Liabilitic~ __________________ _

I:i,OOO.OO None
.1.000.00 1,200.00
X one
~one
X one 5.00
X one 154.112.29
~one
)lone
X one
~one ~one ~one

Total _______________ ------------$ 17G,317.29

56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE GLENNVILLE BANK Glennville, Ga.

As called for by the Superintendent of Banks.

C. W. KICKLIGHTER, President.
Date of Charter: 1-12-1905

RE:-;OT.RCE~

Loan-; c111d l)jqounts _

___ $

~tate uf (;tor;.da and .:\Iunieipal Bonds

()\YJJl'd ---
r :. : f;II\"E'l'lJilH:'Ilt ~{'('U!'itil'S o\\'lll'd
Oth('r ~tfJd;') and Bo11ds owned Banki11g H11ll"l' and Lot ______ _

FurnJtllre and Fixt'.ltt'~---- Oth!..'l' HLa! Esrate nwne1L Cash in \'ault and Anwunt due from
n PJll'IJ\;d He~eiTL' .-\g;t:>nt:; ChtrJ.;s f111' Clearing and l>ue from
other Bank.-;

C:ts!J lttJH-; OnJdrafts _ ~\d\'aJH'l' on Cotton
modities ____ _

and

otlu:r

Com-

f'u.:HolllL'rs' Liability on Letttrs of Credit al!d .\l't'l'}Jtanrps __
Profit <l!Jd Lnss ___ . _____________ _

Otlwr Hesnun:es

T()Lll

X niH'
~s1,:.oo.oo
X one :>.HIIO.OII :!,1)70.00 1 .~1111. Oil
X one Xo11e ..\'onL'
:2, I Hi .eli
Xonf' X one );one

J. A. BACON
----- Cashier. '
Began Business: 1-lll-1905
LIABILITIES

Capital .Sto('k ---------------Capital Xotes ____________ --------
~llrplus Fund ------------------lrndiYid<'ci Profits ____ ------ ----RPSl'lTl' Funds _________________ _ Hup to Bank::-; __________________ _
Hiddenrls rnp tid ___________ _ ('a;.;hier's CheLk~ _________________ _
Certifit->d CIHcl\s ___________ _
Jlen1and Dt->po:-;it~ --- _____ -------'l."inl~ CLrtificat.es nf nc]nsits ~anng-s lhpostts ________________ _
Ldter:-:. of Credit nnd .Acee!)tancL'-'

::o,ooo.oo 1o,ooo.oo
I :!.000.1111
:~~.-l:l
1:),1100.00
X one ~-one 41H.l9 Xont. !):1l,.:l!j.-l.i0
1;~!I.:~;~- !I~
:2H,:!o:i.I6

eXL'l'lih"'(l for Custonwrs -------- _ Bills P<t~allle __________________ _
:\oiL'S and Rills Ht>discountcd _____ _ Otlar Liabilities _ _ ________ _

X one X one
~Oilt.
X one

Total ----------- ---------- --- -* :-;:~~; .o:;~t.Itl

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF GRAY Gray, Ga.

As called for by the Superintendent of Banks.

D. V. CHILDS, President.
Date of Charter: 8-23-1909

J. L. MERCER, Cashier.
Began Business: 8-28-1909

](ESOFHCES Lnans and Hiscounts ________________ $
State of Ge-orgia and .\lunidpal Bonds
OWJlt.'d
l~. S. (;on"rnment Seeurities owned ____ :Other Sto(ks and Bonds owned _______ _ Banking House and LoL ___________ _
Furniture and _Fixture~"-------------Other Real Estate O'i-Vned ___________ _
Cash in \ault and Amount due f'rom approred Rl'serve Agents_________ _
Checks for Clearing and Due from other BaHks ____________________ _
Cash lt('lllS _______________________ _ ~overdrafts __________________ _
__._-\dvan('e uu Cotton and other Commodities ____ ---------------------
Custom('r~ Liability on Letters of Credit and ..\(eevtances ___________ _
Profit and Loss_____________________ _
Other Resources __ . -----------------

8,81~.03
44,1100.1111 X one
1,613.00 !1,)0.110
10,-146.10
134,<31.16
X one X one
~one
X one
X one X one S7 4.2::1

LL\.BILITIES Capital Htof'k ----------------------~ ('apital Xotes ---------------------Hurplus :Fund _____________________ _ Cncth-hled Profits __________________ _ HeserH' Funds ___________________ _ f)ue to Ranks _______________________ _
Dividends rnvaid _________________ _
Cashier',..; Chef'kS ------------------Certified C'he('ks __________________ _ Demand Dcvosits __________________ _
Tiwe Certifif'ates of Deposits_______ _ ~avings Deposits __________________ _
Letters of Credit and .Aeeeptances exel'uted for Customers ___________ _
Bills Pi.lyalJle ______________________ _
Sotes and Bills Rediscounted_______ _ Other Liabilities ___________________ _

1 '.000.00 7 .:!00.00 Xone Xone-
::.:;oo.oo
\"one ;.;one lll.6:l Xone :!0 l,.lXl.l& U.H.OO ;.;one-
\"one \"one X one.:\one-

Total ------------------------ $ 22\l,:l\13.<9

Total

TWENTY-THIRD ANNUAL REPORT

57

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF GREENSBORO Greensboro, Ga.

As called for by the Superintendent of Banks.

T. B. RICE, President.
Date of Charter: 10-13-1926

C. WELDON SMITH, Cashier.
Began Business: 10-14-1926

m:sorRcEs

Loan~ and HLc;colmts __ .

$

State nf (;eorgia and ::Uunidpal Bonds

owned

_____ ________

r. S. (;orenllll\:'llt ~ccurities ownrd

Other ~trwk.-., and Bonds O'iYIH'cL_______

Banking H()use and Lot______

Furnillll't' aJJd Fixture:-;_____________

Other Re:il Es~.tte n\rtJed

Cash in Yault aiHl ~\mount due from

appro red HL:..;enL' ~\gents______

('hecl;:s for Cha ring and llue from

otilPr Ballk.; _______

Cash IteHJ.., ----------------

()rerdrafts

__ ___ ____

AdrarH'P urJ ('~ltton and other Com-

moditit>s __

Custon1ers' Liability 011 Ll'tter:-; of

Cndit and .-\('(Tptames____________

Profit and Ln:-;~ _________ ___ __

{)titer Hl'snttn'l's

__________

~:~- ..)1:-l.i.W
9.77fi.OO .i'i,T.).i.74
~.7~--1.00
Xone 401).:!:-i
~one
:1fiX.R71.H:I
:-i.S:!:!.ll .:\m1e
:1:{:-i.l:!
:-i:il.Ol
:\nne Xont'
~one

LIABILITIES

Capital Stork

-~---$

Catlital Xotes ------ --------~-- ---

Sunllus Fund l~ndiYided Profits _________________ _

HeserYe Funcls ____________________ _

llne to Banks

_________________ _

l>idtlt'IHls lTnpai(l ____ _

Cashier's Cheeks

CertifiPd CheLks

Demand Deposits

Time CL'I'tifil'atLs of Deposits ______ .

HaYinp:s Deposits

Lcttl'rs of Cn(lit and ~\.ecevtaiH'l'S

exe('llted for Cu."tonu'rs ___________ _

Rills Payable __________ _

Xotc:-; and Bills Hediscountc(L ______ _

Other J.iahilitil's __________________ _

~:;.ooo.on
XoHt-
~:;.ooO.Oil
H. 'i'!li.-!3 XOIH Sone
l.H~.ilil
ti,:)H-1.!17 Sone
GI:>.i;O:J.H X one Sone
X one X one Sone Sont

Total

(iRO.!l:17.R-!

Total

fi80.!t:l7.R-t

STATEME~T

Showing condition at the close of business December 31, 1942, of

THE GREENVILLE BANKING CO. Greenville, Ga.

As called for by the Superintendent of Banks.

J. P. ATKINSON, President.

W. L. PINKSTON, Cashier.

Date of Charter: 10-24-1887

Began Business: 1891

HESO!'HCES Loans and Di~counts ______________ $

State of Gt'orgia and :\funicipal Bonds

r

.owHr. 1eUdo Y-e-r-n-m- -e n- t- -S-e-c-u-r-i-t i-e-s-

------owned

-__

Other St(wks and Bonds ovau:d ______ _

Bankinp: House and I~oL--~--------

Furniture <:~nd Fixtures~-------~~~---

Other Real Estate owned ___________ _

Cash in \"ault and Amount due from
apprmed Resene Agents __ ~-~----
Che(ks for Clearing and Due frotu other Balll\s ____________________ _

Cash Items ------------------------Overdrafts _________________ _

AdvanPe on Cotton and other Commoditres __________________ _

Customers' Llability on Letters of Credit and A(eeptances __ ~---------
Profit and LoRs _______________ _
Other Resow cps _______________

Total --- ________________________ $

166.8:J~.72
7.~71.74
9,7111.00 X one
7.700.00 4,000.00 21.:;34.40
2R8,232.34
X one
1,162.3:~
4,8Hi.SH
X one
~one
None
548,117.99

LIABILITIES Capital Stol'k ______________________$
Xotes ----------------------------Surplus Fund ____________________ _
endividcd Profits -----------------ReserYe Funds --------------------Due to Banl\s ______________________ _
Dividends Cn11aid ------------------- _ Cashier's Checks ___________________ Certified Cheeks ___________________ _
Demand Devosits ------------------Time Certificates of ])eposit~L ______ _
Savings Hevosits -------------------Letters of Credit and Accevtances
executed for Customers ___________ _ Bills Payable _____________________ _
Xotes and Bills Rediscounted ________ _ Other Liabilities __________________ _

GO,OOO.OO 46,000.00
6,000.00 427.84
l,'i70.00 X one X one
4:J7 .01 X one
3:>7.181.8:; 86,.10 1.2!) X one
X one i\one X one .X o n e

Total _------------------------- _$ 548.117.99

58

DEPARniENT OF BANKING

------

STATEMENT

Showing condition at the dose of business December 31, 1942. of

COMMERCIAL & SAVINGS BANK Griffin, Ga.

As called for by the Superintendent of Banks.

T. T. BLAKELY,

President.

Date of Charter: 10-11-1889
------------------------
* REsontc~;s
Loans and Discmmts________________

State of l;e-orgia and :.\lunicipal Bonds

r.owned ------------~. Gonrnment Securities owned_

L:.:~li:-LlO
~~6~1 '7 (i-l.:-:::-1

Other Stocks and Bonds owned ______ _

17)W.i.42

Banking House and lA>t ___________ _

~ti,:\00.00

Furniture and Fixture:-, __ . __

ti.Hi:-LO'i

Other Real Estate owne(L ______ _

:!!i.:!ti:-t.3-1

Cash in Yault and Amount dllt' from avproved Reserve Agents _________ _

Checks for Clearing and Due from

other Banli:s __ ------------------

Cash Itrms

_______________ _

0\"erclrans _____________________ _

Hi.J:-:::t.'i2
~.t~ 1.01
~.Io:-L:il

_\dvan<'e on Cotton and ntlwr Com-

modities ____________ _

('ustomers' Liability Oil Letters of
Credit and Acceptances __________ _ Profit and Loss_ ________________ _

~OIH'
:\'one

Other ltt'SOU!'('es ______ _

3,:!0H. 18

C. B. PIERCE, JR

----- Cashier. .,
Began Business: 10-B-1890
LIABILITIE>'

('ai>ital ~tock

Capital :Xotes

Snl'}Jlus _Fund

Cndi rided Profits __

Hesrne ~-,unds

__________ _

Hue to Bank.'5 _______________ _

Uhidends ('npaid ____ _

('ashier's Checks __ _

CL'rtified Checks ___________ _

Demand D<'J)()Rits ________ _

Time Certificates of llC'posits _____ _

Savings lh'posits __ __________ _

LC'tters of Credit and Acceptanet>:-:.

11111.0011.00
..\"ont' :iO.OOO.Iii> SO,in.r 6 :q,CIG2.21 111, !J~ti ..~~~ 10,0110.1111 LI.:!:H.ti(l
X one ~. 1:-1.) .73:-i.::.~l
I i,>20.IIO ti::n.Bui. 2.:;

l'Xeeutcd for Customers __________ _ Bill< Payable ____________________ _
Xotes and Bills Hrdiscounted ___ _ Othn Liabilities

X on(' X on('
:."\ont :! :; ~I. 01

Tot.al

_ _- _--_-_-_-_-_-_-_-_-_-_____-_-_-_-__._$_3_._2_o~_,_H_~-4_.1_2_ _ _ _ _'l_'o_t_a1_ _ _ _ _ _ _ _ _ _ _ _ _ _-_-__$_:). :!o:u;.-1-l.I:!

STATEMENT

Showing condition at the close of business December 31, 1942. of

THE STATE BANK Griffin, Ga.

As called for by the Superintendent of Banks.

D. R. CUMMING, President.
Date of Charter: 4-24-1933

S. T. MARTil\, Cashier.
Began Business: 5-2-1933

REOiOl-HCES I~oans and Discount8 _____________ .__ State of Georgia and ~lunicipal Bonds
0\\'llf'd ---------------- --------
U. S. Government Securities owned __ _ Other Htocks aml Bonds owned ____ _ Banking House and LoL ___________ _ Furniture and Fixtures_____________ _
Other Real Estate owned __ ~ Cash in Vault and Amount due from
approved Reserve Agents _______ _
Cherks for Clearing and Due from other Banl<:s ___________________ _
Cash Items ____ . ________ _ Overdrafts _______________________ _
Advance on Cotton and other Commodities __
Custon1ers' Liability oll Lt>tters of Credit and Arreptanre::L __________ _
Profit and Loss____________________ _ Other Resources __________________ _

:i41i.t-ii5R.66
~7.134.30
1,:l2i,511.75 None
~one
i .505. 78 i\one
H,255.33 ::\one
57 5. 73
4!.147.Il
~one
X one Sone

J,JATIILI1'1E~

Capital Stock Cavital Xotcs _____________________ _

Surplus }'und ________________ _

Clldivided Profits ______ _ Ucservc l''nnds _____________________ _

Due to Banks_______________________ _

Hividends Unpaid _________________ _

Cashier's Checks _______ _

Certified Checks

_________ _

Demand Deposits ___________________ _

Time Certificates of Detwsits ______ _

Savings Deposits _______ _

Letters of Credit and At'ccptances

executed for Customers_----------Bills Payable ________ _

Xotes and Bills RN1is('ountcd. ______ _

Other Liabilities _________________ _

'11.\100.06 ::\onp
7>.000.00 ::!1,884.52
:X one :J,213.47
~one
:1.!l9:1.0i 71.00
l,ll77.880.80 I 1.042.86
~:J l,O:J2.:~
.Sone X one X one \'one

Total

-- --~----------- $ 2,398,120.61

Total

$ 2,398, !20.fil

TWENTY-THIRD ANNl"AL REPORT

59

STATEMENT

Showing condition at the close of business December 31, 1942, of

JONES COUNTY BA~K Haddock, Ga.

As called for by the Superintendent of Banks.

GRADY A. SMITH,

GRADY A. SMITH,

President.

Cashier.

Date of Charter: 7-14-1905

Began Business: 7-25-1905

------------------------~---

HESOL"HCES

LL\BILITIES

Loans and Discounts___________ _ $ ~2.RX1.2i

Capital ~toek __

________ $ :!:1,000.00

state of Georgia and )Junif'ipal Bouds

Capital Xotcs _______ _

None

owned -------------------1'. S. Govermncnt Securities owned __ _

~one ~'i,OOO.OO

Hurvlus Fund __________ _ l'ndividNl Profits __________________ _

X one
4,;):!3,f;l'\

Other Stmks and Bonds owned

~one

He~ern Funds __

_________ _

7!10.64

Banldng House and J~ot_ ___________ _

500.00

Due to Ranks ________ _

Xont.'

Furniture and Fixtures_ Other Real Estate owned ______ _ Cash in Yault and Amount 1ha from
aJJproved Hest.rre ~\gents_
Checks for Clearing and Due from other Banl\:s _____________________ _
Cash Items ______________ _

2'i0.1111 4A'iii.OII
X one
~one

Hh-idends rnpaid
Ca~hier's Cheek~
f'ertifit>d Checl.;:-~ lh.. mand Deposits Time Certificates of Deposits ___ _ ~:nings Heposits __________________ _
LPtters of Credit and Al'L'el)tances

:X o n e
2,0(ifi.2~
X one
~19,3:ll.3~
>'4,74'1.110 !\one

Overdrafts ________________ _
Adran.c? on Cotton and other CommodUles ______________ _
Customers' Liability on I.-etters of Credit and AceeptatH'C'!L __________ _
Profit and Los::; _____ -" ___________ _

~Ollt:'
~one
"X on<- Sone

executed for Customers Bills Payable _____________ _
Sote~ and Bills Retliscountt>d _____ _ Other J,iabilities ___________________ _

X one
Xone
X one
X one

Other Re~ource.". ____ _

~one

Total

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE CITIZENS BANK OF HAHII{A Hahira, Ga.

As called for by the Superintendent of Banks.

D. K. HOLLIS,

President.

Date of Charter: 2-12-1927 -----------------------
RE;-:Ol"RCES

Loans and Diseounts ______________ ~ ;ij ,ti7:!.4~

State of (~eorgia and :\Iunicipal Bonds

r. s.owned __ . -------------Government Securitit'S 0\Vllt(l __ _

:\one !11.700.00

Other Stoek~ and Bunch; owned Banking House and J.. ot_ __________ _

Xuue :iG9.10

Furniture and Fixtures ______ __

1,:~:!~. 7!-l

Otht>r Heal Estate ovn1ed _________

:\ont'

Cash in Yault and Amount due frolll apprmed Heserve Agents __ _

13H.00t>.;J:>

Checks for Clearing and ])ue from other Banks ____________ _
Cash Items ___________________ .

X one
~one

Overdrafts _________ ------. ________ -

X one

Advanee on Cotton and other Commodities ____________________ _

:\one

fustomers' I..iability on Ll'ttlrs of Credit and Aceeptances ______ _
Profit and Loss ____________

X one "X o n e

H. T. SCRUGGS, Cashier.
Began Business: 2-21-1927

('a pita! Stock

LL\BILITIJCt-; _________________ $

Capital ~otes --------------- Surplus _Fund ___________________ _ lTndivided Profit::; _________________ _

HeserYe Fund.-; ------------ ____ __ Due to Banks ______________________ _ Ilividencl~ Unpaid _________________ _

Cashier's Checks Certified Checl;;s _______________ _

Demand DeiH)sits

__________ _

Time Certifieates of J)eposits _______ _ ~avings ])eposits __

Letter~ of Credit and Acct"ptanct:>..; executed for Customers __________ _
Bills Payable ____ .. __________________ _

~otes and Bills Hedis('ounted Other Liabilities _________________ _

lo,IIOO.OO :l,O'JO.OO None 2,653.08 2,4'i0.00 X one 4f>O.OO 422.05 None
lti!1,~83.64
17,799. 7G 16,162.64
~one
X one
~one
X one

Other Resources _____ _

Xont'

Total

$ 287,271.Hi

Total

~87,:!il.hi

60

DEPART:\IENT OF BANKING

--

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF COLUMBIA COUNTY Harlem, ,Ga.

As called for by the Superintendent of Banks.

J. T. BARNSLEY, President.
Date of Charter: 11-29-1909

E. D. CLAHY, JR.,
Cashier. Began Business: 12-18-1909

RESOrRCES

State (Jf <;Lorg:ia and :\[uniripal Bonds owned ______________________ _
e. ~- <;f,H'rnmcnt Scruritics owned

Other ~tcwk~ a11<l Ronds owned _____ _

Banking Hou:;e and I~ot_ ___ _

Furnitun and Fixtures __________ _

Other RLal F.,;;tate owned

Cash in Ya:dt and _\..mount due from

apprr1Yed He:-:erre ~\~ents _________ _

Che<'ks for Cle;tring and nuc from

other Bank.<;,

Cash Items

____________________ _

Overdraft:-; __________________ _

J.(l\";liH'l' on Cotton and other Commoditie'i _____________________ _

Customers' Liability on Letters of

Credit and Acceptances __ _ Profit and Los:-; ___________ _

Other HLsouJTes _________________ _

7G,661L06
19,77G.:'i8
4~.2:10.00
:'i.22:'i.tl0 8.100.00
4110.011
2.:!~l!l.:'i0
);one X one X one
::\Oil('
X nne Xont> :\one

LL\BILITIES Capital ::-;tmk __________________ Capital Xotes _____________ _ ~urplus Fund __________________ _
rndiYided Profits -------------Rest>tTe Funds _______________ _ Vue to Banks __________________ _ Uiridends l'npaid ____________ _
Cashier's Chel'ks ________________ _ CLrtified Cherks _____________ _ J)emand l)pposits ________________ _
Tinw Certificate,;;; of Detwsits ____ _ ::-;avings HellO:":its Le1tPrs of ('rt:>dit and ~\(reptanrps
t>X<'l'Hted for Cw:;tomers ________ _ Bills Payable _______________ _
Xotes and Bills Hedisl'ounted ____ _ Other Liabilities _______________ _

:!.I.OOO.llO Xone
!:~no oo -.. oo.oo
~.!);"; 1.:~2
:\one 1.:-i!i-l.OO :2.:\1!1.06
Xone ~;-, L00\1.:-it 1f'i'.:O.:Ol.:-a::
fl ..~,O
Xone X nne X one 1 :!~.S7

Total

____________________ $ 363.1S3.67

Total ----------------------------$

:~li:l,1~:~.fi7

STATEMENT

Showing condition at the close of business December 31, 1942, of

PLANTERS BANK Hawkinsville, Ga.

As called for by the Superintendent of Banks.

N. A. JELKS, President.
Date of Charter: 2-27-1896

D. P. McGIUFF, CashiPr.
Began Business: :l-1896

HESOrRCES Loans and Uisl'ounts _________________$
State of GL"Orgia and ).lunicipal Bonds owner) ---------------------------
U. S. Corernnwnt :o;el'urities O\vned __ _ Other ~tol'l\s <:iiHI Bonds owned _____ _ Ranldng House and Lot_ ___________ _
Furniture and Fixtures"------------Other Real Estate owned __________ _ Cash in \'au1t and Amount due from
approved Res(rve Agents_________ _ Cheeks for Clearing and Due from
other Bank.." _____________________ _ Cash Items _______________________ _ Overdrafts ________________________ _
Advance on Cotton and other Com~ modities -------------------------
Customers' Liability on Letters of Credit and Accevtances____________
Profit and Loss____________________ _ Other Resources ___________________ _
Total ____________________________ $

X one 7a,t>oli.OO 10,0'i0.00
7.:JOO.Oll 1.500.00
820.40
629,382.66
729.24 :X one .X one
20.987.34
None :X one None
986.864.61

LU.BILITIES Capital Stock ______________________ $
Cavital .\"otes ---------------------~urplus Fund ___ ------------------ _ rndivided Profits _________________ _
Hesene Funds --------------------Hue to Banks ______________________ _ Dividends Unpaid _________________ _
Cashier's Checks __________________ _ Certified Checks ___________________ Demand Devosits __________________ _
Time Certificates of Deposits ________ _
Havings Hevosits ------------------ _ Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ----------------------Notes and Bills Rediscounted _______ _ Other Liabilities __________________ _

:,o.ll(lll.OO :'\one
:ifl. OOll.OO :~:~ ..-fll0.00
; .:: l.-f.32 .\'one
~. 11()0.00
1 ,'lli:'i.69 7.80
800,~1~1.1.37
:-ttL:'i.\0.43 .\'one
.\'one "\'one .\'one :\'one

Total ___________________________ . $ 986,8fi 1.61

TWENTY-THIRD ANNUAL REPORT

61

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF HAZLEHURST Hazlehurst, Ga.

As called for by the Superintendent of Banks.

JOHN ROGERS, President.
Date of Charter: 1906

B. B. WOOTEN, Cashier.
Began Business: 10-1906

UESOl"RCES Loan:; and Discounts ________________ $

state of (;r-orgia and .:\Iunicipal Bonds

owned ------------------------ __ U. S. (;overnmcnt Securities owned __ _

Other Stoeks and Bonds o\vncd _____ _ Banking- House and Lot_ ___________ _

Furniture and Fixtures _________ ----

Other Real Estate owned___________ _

Cash in Vault and Amount due from

armrovcd Reserve Agents--------_

Checks for Clearing and Due from other Banl{s _____________________ _

Cash Items _______.

_________ _

O\erdra fts _________________________ _

Advance on Cotton tlnd other Commodities _____ _________________ _

Customers' Lial>ility on Letters of Credit and Areevtances ____________ _

Profit and Loss ___ .. ________________ _

Other Resources _______________ _

17,470.\Jti
X one 10,006.4R
1.00 X one
1.00 1.110
598.960. no
-:-..one X one
)\ OlH'
2::14.73
:'\nne ::X one 20.00

LIABILITIES Capital Stork ____________________ ..$

Capital Xotes ______ ----------------Surplus :Fund ______________________ _

rn<Iivided Profits _________________ _

Reserve _Funds ___________________ _

Due to Banks ______________________ _

Hhidcnds rn11aid ________ _

CaHhicr's Chcrl\:s ______. ___________ _

Certified Cherl.;s

_____________ _

Hemand DepoHits ___________________ _

Time Certfiirates of Deposits ______ _

Sadngs Deilosits ______ ---------- _

Lcttet:s of Credit and .Acceptanees

exeeuted for Customers __ _

Bills Payable ___ ------------~------ _
.'\otes and Rills Hediscnuntetl ______ _ Other I~ialJilities __________________ _

23,000.00 X one
:12,!)00.00 11.214,:;9
ti.~fl'j .clJ X one X one
;;,JSO.O:J IS.:iO
.)U,f;S0.71 1.1:!.!. 76
Xone
X one :\nile Sone X one

Total -~ --~ _______________________ $ 626,716.0fi

Total

---------$ fi~fl.7Hi.06

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF HIAWASSEE Hiawassee, Ga.

As called for by the Superintendent of Banks.

J. F. JOHNSON, President.
Date of Charter: 6-14-1909

W. 0. SPARKS, Cashier;
Began Business: 7-21-1909

RESOl'RCES Loans and Discounts_________________ $

State of Georgia and )luniciilal Bonds owned __________________________ _

U. S. Government Seeurities owned ___ _

Other Rtocks and Bonds owned ______ _ Banldng House and Lot_ ____________ _

Furniture and :Fixtures_____________ _

Other Heal Estate owned___________ _

Cash in Yault and Amount due from approved Heserve Agents _________ _

Che{'l\s for Clearing and Due from ther Banks _____________________ _

Cash Items -----~ ------------------

Overdraft."'.

__

Advance on Cotton and other Com-

modities ------------------------Custom('rs' Liability on Letters of
Credit and Aceeptances ___________ _

Profit and Loss _____ ---------------Other Resources ___________________ _

4,805.H::i
X one 17 .:JOO.OO
X one 900.00 4:10.00
X one
494,208.84
~one
None 76.00
);one
X one None X one

Total ----------------------------$ 517,93"-79

LIABILITIES

Capital Stoek

______________ $

Capital :Xotes _____________________ _

Hurplus _Fund _____________________ _

l'ndivided Profits ----------------Hescrve :Funds ____________________ _ Due to Ranks _______________~--------

J)iddend' Unpaid . -------------~-- __ Cashier's Cheeks __________________ _

Certified Chcrl\:s ------------------- _
Demand Deposits ------------------Time Certifieates of Deposits ________ _ Havings nevosits __________________ _

Letters of Credit and Acceptances ex~cute1 for Customers ___________ _

Bills Payable ---------------------Xotes and Bills REdiscounted _______ _

Other Liabilities -------------------

1:;,ooo.oo
X one :i.OIIO.OO
~.:362.91
X one Xone X one 1):)7 .63 X one 4RS,H3:>.25 Xone X one
Xo11e X one
~one
X one

Total ____________________________ $ 517,933.79

62

DEPART'\lENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE HINESVILLE BANK Hinesville, Ga.

As called for by the Superintendent of Banks.

D. F. MARTIN, President.
Date of Charter: 9-4-1911

RESOCRCE~
Loans and Viscounts ________________ $

~tate of (;Borgia and :\lunieipal Bonds owned _________________________ _

C. S. Government ~C<'urities nwned __
Other Stocks and Bonds owned_ Ranking House and Lot_ _______ _

:Furniture and Fixtures ___ _

Other Heal Estate owned ____ ------f'ash in Yault and Amount dtte from
<llJTHond Reserve Agents _____ _

Checks for riearing and Hue from

other Banks _---------Ca-"h Items _______________________ _

Overdrafts

---------------------

Adnlnce on Cotton and other Com-

modities _______________________ _

Customers' I.iability on IA~tterli of Credit and ..\c(eptanees ___________ _
Profit and Loss ____________ _
Other Resources __________ _

4.384.4:! 465.8:i3.96
X one 1.402.46 4.877.61
X one
.t27.Hl0.2i
S.~SS.Rt_i
:\one 1 i8.:!j
X one
X one :ilii.OO :!,:1-:1:!.26

T. H. McDOWELL

- - Cashier. '
Began Business: 11-15-1911
LIARII,ITIES

Capital Stoek ___________________ _
Capital ~ote.;;; ________ ------------:Surplus Fund Fndivided Profits __________ _ Rc:;erve Funds __ _
Due to Banks _____ -------- ni\idends Lnvai<l ___________ _ Ca!-!hicr's Cheeks ________________ _ Certified Checks _________________ _ Demand Deposits _______________ _
Time Certificates of Deposits _______ _ Savings Deposits ___ ------- Letters of Credit and Acceptanees

~-i.ono.o 0 X one
l:i.OOO.oo :l.-135.30 :L:;oo.oo
X one X one l:UI-1.31
Xone l.Oilii.S!l6.0:l
:-d).~fi~.73
X one

executed fJr Cnstomers _________ Bills Payable ____________________ _
Xotes and Bills H.ediscountcd ____ _ Other I~iabilities ___ _

Xone
X one
X one :-.-.:!.;~ 8

Total _
----

-

-

-

-

-

-

_______ $ 1.118.087.73
--------

-

-

Total
---

-

-

-

-

-

-

-

-

-

-$

l.lUUlSi.i~
----

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF ILA Ila, Ga.

As called for by the Superintendent of Banks.

G. H. WESTBROOK, President.
Date of Charter: 10-11-1910

FRED McGIN~IS, Cashier.
Began Business: 10-15-1910

RESOURCES J...oans and Ui:;counts _________________ $
~tate of Georgia and )lnnicipal Bonds o\vned __________________________ _
r. S. G-overnment Securities O\Vned __ _
Other Stocks and Bonds owned. ____ _ Banking House and LoL _____________ Furniture and Fixtures _____ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents __________ _ Checks for f'learing and Due from
other Banks --------------------Cash Itenu; -------------- ________ _ Onrdraftx _____________________ _ .-\d,ance on Cotton and other ( 'oHl-
moditieR ______________ _
Customers' Liability on l.etters of Credit and Acceptanccs ____ _
Profit and I..oss ______ . Other Re:;ource~ ___________ _
Total _________________________ $

:-n,lss.o:-;
~one
X one None 1.:>85.10 866.49 (!.200.00
-~~.119.00
17.00 X one X nne
X one
~one
1 !.04:1.17
~one
lO:l.lllS. 7~

LIABILITIES Capital Stock ______________________ $
Ca]lital X otes _______ ---------------Surplus Fund ------------------ ---l:nd!rided Profits ___________________ _ Heserve Funds ____________________ _ Due to Banks___________ -----------Dividends rnpaid __________________ _ Cashier's Checks ____________ .
Certified Checks ------------ --Demand Deposits __________________ _
Time Certificates of Devogits ________ _ Sa\ings Deposits ------------------- _ Letters of Credit and Acecptanecs
cxerutcd for Customers ___________ _ llills Pa)'able _____________________ _
Xotes and Bills Ilediscounted Other I.iahilitics ___ .

].'.0110.00 X one
1.>.000.00 132.29
:!.:J~:l.l3
X one
~one .ll:"'. i6
X one
:::L~72.56
;)1).:2-lt.O.i -:\one
\'one :\one X one \"one

Tot<ll ____________________________ $ 10:i.lllX.19

TWENTY-THIRD ANNL1AL REPORT

63

STATEMENT

Showing condition at the close of business December 31. 1942, of

BANK OF JONESBORO Jonesboro, Ga.

As called for by the Superintendent of Banks.

ELIZABETH M. BLALOCK, President.
Date of Charter: 10-6-1903

J. B. PULLIAM, Cashier.
Began Business: 11-7-1903

HEf'OtTRf'EOl

Loan~ and lJisrount:-;__

____ $

State of Georgia and )luni<'ipal Ronds owned ----------- _____________ _
r. H. Governm~nt Becurities owned
Other Stocks and Bonds owned __ Banking House and I.ot ______ _
Furniture and Fixtures ______ _ Other Heal Estate wned _____ _

Cash in Ya ult and Amount due from approved Reserve Agents ______ _

Cheeks for Clearing and Hue from other Banks ____ _
(ash Hems ______ _

on~rdrafts -----

Adrance on CottcJll and other Com-

modities _____

________________ _

Customers' Liability on J~etters of Crt>dit and AceC'ptances __ _
profit and Loss ___ _
Other Resourees _

89,601.91)
~one
143,2fl0.00
~one
88:'1.71 ss;;.7 1 24,795.11
301,390. u;
"X o n e Xout902.27
3,800.31
X one :'\one X one

LIABILITIES ravital :o;tock ___________________ _ Capital "Xotes ____________________ _
~urplus Fund ____ _ Cndivided Profit~ ___________ _ Hesene l~unds _______________ _ HuC' to Banl\s ______________ _ Viddends rnvaid __________ _ Cashier's Checks ________________ _
Certified Checks ________________ _
Demand Heposits Time Ct->rtificates of Deposits_ ~aving,..; Deposits ________ _
Letters of Credit and Acceptances exel'uted for Customers________ _
Bills Pa)'ahle ----------------Xotes and Bills Hediseounted ______ _ Otht'r l.iahilities _______ _

2~1,000.01)
X one 2:!,000.00
0:-tl.l j X one X one X one
j,24tUH None
4H0,'l:):UW X one
1!1,260.31
X one X one X one X one

Total _

Total

;:l6:\ ..ill.~S

STATEMENT

Showing condition at the close of business December 31, 1942, of

FARMERS & MERCHANTS BANK Junction City, Ga.

As called for by the Superintendent of Banks.

C. W. MOORE, President.
Date of Charter: 3-23-1912

W. A. BLYTHE, Cashier.
Began Business: 4-3-1912

REI'Ol'RCEf' Loan~ and Dise(JU11l:s---------------- $ State of Georgia and ~hmieival Bonds
owned _________________________ _
r. H. Government ~e<urities owned_
Other ~tocks and Rond5 ovmed ___ _ Banking House and I~oL_. _____ _
Furniture and Fixtures Other Heal Estate Owned _______ _
Cash in Yault and .Amount due from approved Reserve .Agents _______ _
Cheeks for Clearing and Hue from other Banks ___________________ _
Cash Items -----------------------. Orerdrafts __
Advanee on CottlJll and other Commodities ------
Customers' Liabilit, on Letters of Credit and ACC'f'I)t~ncl'S ______ _
Profit and I~osf' _____________ _
Other Uesource:;.

Total _____________ _

___ $

lS,-!6~.SX
~one
l.i,Ol2.:JO
~one
7:JO.Oil 700.00
~one
117 ,4:-it). 17
X one 50.20 4S0.13
Xrme
:X one X one Xone
l.i2.~1S.ll0

LIAB!Ll'l'IES Capital ,;toe!< _______________________ $ Cavital Xotes _____________________ _
~urpltr~ Fund rndivided Profits _________ _ Hesern:> Funds __________ ---------- _ Due to Banks __________________ _ THvidetHls Unpaid ________________ ('ashit'r's Checks ________ _
('ertifit>d Checks -------------------J)emand Deposits _______ - _________ _ Titue ('ertificatcs of Deposits ________ _ Ha,ings Heposits ___________________ _
LPtters of Crerlit and Accevtances exel'ttted for C'uMomers ___________ _
Bills Payable ---------------------Xote.-.; and Rills Rediscounted _______ _ Other Liabilities ________________ _

15,000.00 None
lo,OOO.OO 284.5i
~one
X one X one 47.08 X one 12o,s::;;.44 1,7:il.81
~one
X one X one
~one
X one

Total

13~.918.90

64

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 19-i2. of

KENNESAW STATE BANK Kennesaw, Ga.

As called for by the Superintendent of Banks.

J. G. LEWIS, President.
Date of Charter: 4-20-1910

Began

Total __ _

Kone
~one ~one 8.~111),1111 L:i~O.OO
808.11

---.$

X one X one J:l7.6:l
X one
X one .X one X one
1011,0!)(1.42

Capital Sto(k ________________ _
Capital Xotes _________________ _ Surplu;.; .Fund ___________ _
rn1liridcd Profits ____ -~ Rescrrc Funds ______ ----------Due to BJnks _____ ----------
DiYidL'IHls rnvaid -------------Cashier's Check.; ____________ _ Certified ChecJ.;s ____________ _ Demand lltposits _________________
TiiiiL' Certifi('ate~ of Deposits ____ _ Sarings llP})osits _________ _
IAttprs of Credit and Aeceptan~~, cxe(ttted for Customers_
Rills Pa~n1hlc Xotes and Bills RcdbwonntecL __ Other J.iabilitie.-, ______________ _

I:i.ooo.oo
X one X one .-71.6-&
1.ioo.oo
.\"one
X one 378.03 X one -t:Uo6.62 :::.i3LJ3
.\"one
:\'"l)ne .\"one X one .\"one

STATEMENT

Showing condition at the close of business December 31, 1942, of

STATE BANK OF KI::"IIGSLAND Kingsland, Ga.

As called for by the Superintendent of Banks.

S. C. SHEFFIELD, President.
Date of Charter: 11-26-1912

F. T. Tl LLER, Ca,;hicT.
Began Business: 1~-10-1912

RESOPHCES
J~oans and Di~l'otmt~----------------$ State of c;eorgia and .:\lunicipal Bonds
owned __________________________ _
r. 8. GovernllH'nt ~ecurities owned __ _
Other Stocks and Bonds owned ______ _ Banking House and LoL ___________ _ :Furniture and Fixtures_____________ _
Other Real Estate Owned __ _
('ash in Vault and Amount due from 3JIJH'oved Resern:> ~\.gents _________ _
Checks for Clearing and Due from other Banlo;s ____________________ _
Cash Items _______________________ _ Overdrafts ______________________ _
Advance on Cotton and other Commodities ________________________ _
Customers' Liability on Letters of Credit and Aeceptanres _____________
Profit and Loss ____________________ _
Other Resources __________ _

61,2:55.19
X one 60,0011.00
X one :i,'lti0.0\1 3,0:l:i.OO
:X one
Xone Xone
4.11i
X one
.:X one X one None

LIABILITIES Capital Stock ________________ _

Capital Xotes ______________________ _

HUrJilUs .Fund __ __

_________ _

rn<livided Profits _________________ _

Reserve Fund~ ___________________ _

Hue to llanl.;s _____________________ _

Dividends l'npahl ____________ _

('ashier's Ched-;s Certified Cheeks __________________ _

Demand neposits

Time Certificates of Deposits ________ _ Baying:; ncvosits __________________ _

Letters of Credit and Acceptance~ executed for Customers ___________ _
Bills Payallle ______ .. _____________ _

Xotes and Bill.<.; Rediscounted _______ _ Other T~iabilities __________________ _

,_-,_11110.00 ".\"one
l~.:iiiO.OO
..\"one l.\I:{:Uti
..\"one
1.~00.110
1.11:14.30 ..\"one
:!71,:):~2.42
.\"one -~ 1.77!1.00
X one ..\"one ..\"one X one

Total ___________________________ $ :w:~.779.57

T\\ E.I\JTY-THIRD A:'>NrAL REPORT

GS

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BANK OF LaFAYETTE LaFayette, Ga.

As called for by the Superintendent of Banks.

C. C. GILBERT, President.
Date of Charter: 11-13-1889

H. A. DAVISON, Cashier.
Began Business: 1899

HEROruo;s Loans and Oh;eounts ______________ _

State of Georgia and ~[unieiilal Rnnds

r.

0"'ned S. (;o

-------\crnment

-

----------
Secllriht's

-----
O\\IH-'d

Other StoC'I{S and Bonds o\\ned __
Banking House and I~nt rurniture and Fixtures __ _

Other Real Estate owned ____ _

cash in Yault and Amount due from
apJnoved Reserve Agents Cheeks for Clearing; and nuc from
other Banks _______________ _

cash Items ------------------------

overdrafts -------------------Advance on Cotton and other Com-
modities ------- _______ _

Customers' Liability on Lett~rs of Credit and Aeeeptanres ________ _
profit and Loss____________________ _

Other Hesourees _____________ _

!!O.!JO.f.:i7 ;-;.-.:l,9HR . .ftl
t):!,(i4i .10 24,000.00
:!.:iOO.OU 1l.I!Hi.UU
X one
~one
1.0:-i:!.!f:!
.;\one
;\one Xont'
~one

J.IAR IJXfl ER Capital ~toek Capital Xotes _________ _
~urplus Fund rndivided Profits _____ _ Reserve }'muls _________ . Buc to Hanks ___________ _ Dividends rnvaid _________ _
Cashier's Chef'ks ----------------Certified Checks ___________________ _ Bemand Depm;its _________________ _
Time Certificates of Deposits _______ _ :-::avings Deposits _________________ _
Lt'tters of C'redit and .\ece]Jtanccs t'xeeuted for \u.'ltomers ___________ _
Bills Payable _____________________ _
Sotes and Bills Redi::wounted _______ _ Other Liabilities ___ _

:111.000.110 X one
:;~. ooo.oo
:J.i6:L67
~.000.00
Sone
~.. ooo.oo
2!!7.98 X one
1,228,3'l2.13 14.fi89.32
.fH:!.R.iR.9t~
X one X one X one !2.42

Total

Total ____ _

$ 1.8:14,004.48

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE CITIZENS & SOUTHERN BANK OF LaGRANGE LaGrange, Ga.

As called for by the Superintendent of Banks.

LEWIS PRICE, President.
Date of Charter: 7-23-1937

HARRY R. SPIKES, Cashier.
Began Business: 8-2-1937

HEROI"HCEo;

Loans and Diseou1;_ts

______ $ 1.01B,172.1ll

State of Ueorgia and )lunkipal RotHls

owned _______________________ _

~J.lS,:!tHU.;j

r. s. Government Securitif'S OWlH'd -- l.cl~:Lti~4.!H;

Other ~toeks and Bonds owned _____ _

(i,l04.1il

Banking House and Lot_ ___________ _

2:!,;-.o:-u:1

Furniture and Fixtures_____________ _

~one

Other Heal Estate owned _____ _

;-1:-i .IO

Cash in Yault and .Amount due f1nm

approved Hesene Agents _________ _ 2,:!li~l.:!!lO.R.f

Checks for Clearing and Hue from

other Banks ----------------Ca~h ltems ___ -- _________ .- --

:'\one 1.7" 4:-i.B:!

Overdrafts ___________________ - ----

1.1:!1.21

Advance on Cotton and Other Com-

modities _________________ -Customers' Liability on I~etters of

Sone

rredit and .AcceJ)tan<"es ___________ _ Profit and Loss____________________ _

.:"OlH:'
::'\one

Other Resources ___________________ _

:'\ont>

LIABILITIES ('apital Stoek ___ _________________ $ 100,11110.00

<'apital Xotes _____________________ _

X one

~urplus Fund _________________ _ l:iO,OOil.OO

rmlivided Profits _________________ _

~~.:i2~.48

Reserve -Funds _____________ _

H,820.21

Hue to Banks ____________________ _

63,80ti-'i2

Dividends rnnaid ----------------Cashier's C'herks __________________ _

1,880.00 2:16.36

C crtified CheLks ____________ -- _____ _

-!6.70

Demand Deposits __________________ _ 4.41l4,14ri.66

Time Certificates of Deposits ________ _

X one

Ha\'ings Deposits ___________________ _ \1111>,188.79

Lf'tters of Credit and Acceptances

executed for Customers___________ _

::'\one

Rills Payahle ---------------------

X one

~otes and Bills Uedis('ounted ___ .__

~one

Other Liabilities ___________________ _

1:19.53

Total ____________________________ $ :1,7 :II ,827. :!;)

Total ----------------------

__ $ ;i,7:-il.R2i.25

66

DEPART:\1ENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 19-!2, of

LaGRANGE BANKING COMPANY LaGrange, Ga.

As called for by the Superintendent of Banks.

A. E. MALLORY, President.
Date of Charter: 7-8-1941

RESOrRCES I...oans ;wd l)is<ounts ________._______ $
State of (;l'orgia and 1funkipal Bonds owned ___________ ----------------
r. s. (~O\"t'l'lllllent Securities owned---
Other ~to('ks and Bonds _______ ----Ranh.ing House and Lot ____________ _ ~~urniture and Fixtures ____________ _ Other Heal Estate mvned____________ _ Cash ill Yault and Amount due fmm
apprnH'd Reserve .._\gents __________ _
f'hl< li:s fur Clearing and Due from other Banks ----------------------
Cash ltf'JllS -----------------------Ovcrdra ft.~ ------------------------Advance on f'utton and Other Com-
nndities _______________________ _
Customers' I~ialJility on Letters of Credit and ~\eceptanccs ___________ _
Profit and Los.:; ____________________ _ Other Hesourees ___________________ _
Tr>tal ____________________________ $

130,416.411
X one
11l,H!Hi.~O
X onE' X one 3,HIIO,IIO
~one
X one 2110,00
90,R3
X one
X one 3;:i6.86
Xone
571,9:l2,R7

BEN F. McL~UG~LIN,

Cash1er Began Business: D-15-i941

LIABILITIES --------------..

Cavital Stock __________________ _ Capital Xotes ___________________ _
Surplus Fund __________________ _ rndivided Profits _______________ _ Reserve Funds _________________ _ Due to Banl.;:s ___________________ _ Di ,-idends lTn;Jaid ______________ _
Cashier's Cheel.;:s ________________ _ Certified Cherks ______________ _ Demand Deposits _________ -----'l'ime Ctrtificatcs of Deposits ________ _ Savillgs VCIJOsits ___________ _
Letters of Credit and Acreptane(S executed for Customers _________ _
Bills Payable --------------------Xotes and Bills Rediscounted____ _ Other Liabilities _________________ _

50,000,i)t
X one
10,ooo,ee
X one Xone Xone X one 925,!1 Xone
116,137.63
Xone
6U7o,os
X one X one X one X one

------------- --
Total --------------------------- $ "il,932.87

STATEMENT

Showing condition at the close of business December 31, 1942, of

FARMERS & MERCHANTS BANK Lakeland, Ga.

As called for by the Superintendent of Banks.

W. L. MILLER, President.
Date of Charter: 4-13-1907

W. C, BANKS, Cashier,
Began Business: 1907

HESOCHCES Loans and Viscounts ________________$ State of Georgia and )funiC'ipal Bonds
OWllC'd _ --------------------------
li. H. (;ovcrument Seeurities owned __ Other Sirwks and Bonds owned _____ _ Banking House and LoL ___________ _ Furniture' and Fixtures _____________ _ Other Heal Estate O\Vned __._________ _ Cash in Ya ult and Amount due from
approved Hese:rve .-\gents _________ _ Cheeks for Clearing and Due from
other Banks ---------------------Cash Items _-----------------------Overdrafts ________________ --------AdraiH'e on Cotton and Other Com-
Ill'Hlit i es _________________________ _
f'u~tomers' Liability on J..etters of Credit and Acceptances ___________ _
Profit and Loss _______ _.__ ____________ _ Other Resources ___________________ _
Total __ --------------------------$

79,266,74
G,OOO,OO 'i0,03:LOO
Xone
1,'>011.00 900.00 X one
302,!1911.!10
X one X one ti4,2'i
X one
:X one X one :X one
439,734,89

LIABILITIES Capital Stock ______________________ $
Ca]Jital Xotes --------------------- _ Surplus _Fund _--------------------lTndi\Tided Profits -----------------Reserve Funds --------------------Due to Ranks _____________________ _ Dividends rnpaid _________________ _
Cashier's Cherks ------------------Certified Checks __ ----------------Demand Deposits __________________ _
Time Certificates of Deposits ________ _
Saviugs Deposits ------------------Letters of Credit and Acceptances
executed for Customers ___________ _
Bills Payable ---------------------Notes and Bills Rediscounted ________ Other I..~iabilities ___________________ _

2->,000,00 ",600,00 7,'i00,00 L668A3
;\one X one 1 ,:,ao.oo 423,:,4
~one ~XB,024.8'i'
~:;,982,63 ~~.075.42
X one X one X one X one

Total ____________________________ $ 4:l!l,734.89

TWENTY-THIRD ANNUAL REPORT

67

STATEMENT

Showing condition at the close of business December 31, 1942, of

LAKE PARK BANK Lake Park, Ga.

As called for by the Superintendent of Banks.

EWELL BROWN, President.
Date of Charter: 1-26-1906

EWELL BROWN, Cashier.
Began Business: 3-1906

RESOl:HCES toans an~l J)isc(n!llts _-------------- $ state of Ueorgia and -:\IunicitHll Bonds
owned ________ -----------------1'. S. (;on_'I'IlJtl('llt :Serurities 0\Vned __ _ Other :StocJ\.s and Bonds ownecL ____ _
ganking House and LoL ___________ _

rurniture and Fixtures _____________ _ Other Real Estate owne(L __________ _

cash in Yault and \mount due from aPIH'oYcd R~.~:-Hrve Agcnt:c __________ _

Checks for Clearing and Due from other Banks _______________________

rash ltcnJ.s - ----------------------

overdrafts -- -----------------------

Advance on Cotton and Other Com-

nlCditiP."

____ ------------------

customers' Liability on Letters of

Credit and .\('CeiJtances ___________ _

Profit a1:d Lof::~ _____________________ _

Other HesowTe::; --------------------

19,490.B2
X one X one X one 400.00 X one X one
X one X one X one
X one
X one );one X one

LIABILITIES Capital f'tock _______________________ $
Capital :\otes ---------------------Surplus _Fund _____ ----------------rndivided I'rofits -----------------Reserve Funds __ -----------------Due to Banl\s ______________________ _
Dividends Cnpaid -------------------Cashier's Checks __ ----------------Certified Che(k~ ___________________ _
Demand HeiWsits _ -----------------Time CPrtifieates of Deposits ________ _ Savings De{)osits __________________ _ Letters of Credit and Aeceptanees
executed for Customers___________ _
BillR Payable ---------------------Xotes and Rills Rediscounted _________ _
Other Liabilities --------------------

13,000.00 X one
3,0011.00 s:J2.47 X one None X one :>.90 X one
47 ,5:JR.23 6,077.73 X one
X one X one X one X one

Total

- ------------ -------$ 72,474.33

Total ____________________________ $

STATEMENT

Showing condition at the close of business December 31, 1942, of

NORTHEAST GEORGIA BANK Lavonia, Ga.

As called for by the Superintendent of Banks.

C. A. KIDD, President.
Date of Charter: 9-20-1940

W. N. HARRISON, Cashier.
Began Business: 9-23-1940

HESOURCES Loans and Discounts ________________ $
State of Georgia and :\1unicipal Bonds O\\'ned ---------------------------
U. S. (;nvernment Securities owned __ _ Other Stocl\s and Bonds owned _____ _ Bankinp: House and LoL ___________ _ Furnitun and Fixtures ______________ _ Other Rta 1 Estate owned ____________ _ Cash in Yault and Amount due from
apvroved Ht'scrve .Agents__________ Checks for Clearing and Due from
other Banks -------~-------------Cash ltt"ms _______________________ _
Orerdrafts _____ -------------------Advance on Cotton and Other Com-
modities _-----------------------Custf,mers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss____________________ _
Other Resour('eS --------------------
Total ____________________________ $

124,686.44
:X o n e 412,000.00
X one 4,750.00 2,883. 71
X one
X one 1,220.H4
:X one
.:\'one
X one None X one
897,774.98

LIABILITIES Capital Stoek ______________________ $ Capit al Xotes _____________________ _ Survlus }'nnd _____________________ _
Undivided Profits -----------------Reserve Funds _____________________ _ Hue to Banks _____________________ _ Dividends rnpaid _________________ _ Cashier's Checks __________________ _ Ce1rtified Checks ___________________ _
Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings nevosits __________________ _
Letters of Credit and Acceptances executed for Customers____________
Rills Payable _____________________ _
"Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

25,00!1.00 X one
23,000.00 3-!1;,21 None "\"nne '!0<.'10
1s:u;;
"\""one 'i'42.H0ti.!!H 3H.S!i:!.\lS
:\one
\"OJW
;\one :\uno
6~,.2tiS.16

Total ____________________________ $ 897.771.!!8

68

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31. 1942. of

THE BRAND BANKING CO. Lawrenceville, Ga.

As called for by the Superintendent of Banks.

BARTOW MORGAN, JR., P1esident.
Date of Charter: 6-2-1905

F. F. DOWIS Ca~hier. '
Began Business: 7-17-1905

RE~Ol'RCE~

Loan" and Ubtotmts__

________ $

State of Georgia and ~lunicipal Bond~ owned __________________________ _

1-. S. Covernment SNuritie:-; owned __ _ Olluw ~tot~k~ and Ronds w..yned ______ _ Bankil!g House and LoL ___________ _ -Furniture and Fixtures______________ _ Other Ueal Estate owned ______________
Cash in Yault and Amount due from alJJJroved Ut;>sern: Agents _____ _
Cheek;:-; for Clearing and Uul' from other Banks ------------------- __ _
Cash Items ______________ . _______ _

Overdrafts ------------------- ______ _
Advance on Cotton and Other Commodities -----------------~ -------
Customers' Liability on I.etters of Credit and Aceeptanres ____________ _
lJrofit and Loss____________________ _
Other Resources __________________ _

:-Hl.70!I.:-w :!I;),'iJH.::w
:~2.tl!lO..t4
Sone 2.!f:1:l.OO l4.~R!I.7 4
.\'"Oilt' ;\onp
~Oilt'
Xo11e
X one Xone
~one

_________________ $ l.lill,ti21.20

LJ.\BILITIE~
Capital Rtot:l.; _________________ _
Capital ~otcs __
Survlus Fund rndivided Profits ______________ _
Ueserve -Funds _------ ______ _ Hue to Banks ___ _
Uividends Unpaid ------------- __ Cashier's Checks ------------- __ _ Certified Che('ks _____ - --------- __ Demand Devosits ------ __________ _ Time f'"t'rtificate:-; of Deposits _____ _ ~aYing-s Deposits ________________ _
I.etters of Credit ancl Aeceptanns executed for Customers_________ _
Bills Payable ------------------Xotes and Bills RedhH'Otmted --- __ Other LiaUilities ________________ _

~di.OOIJ.IJO
_ Xone :,o~~o.oo
A,,o~3.98
Xone Xnn 6 Xone 10".91 X one 717JCi9.ii :~27 ,S'i6.66 X nne
X one X one X one 27.94

Total ___ _

---- __$ 1.170,624.20

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF LENOX Lenox, Ga.

As called for by the Superintendent of Banks.

R. H. ROBINSON, President.
Date of Charter: 6-20-1907

R. H. ROBINSON, Cashier.
Began Business: 6-25-1907

RESOl:RCES Loans and Dise:.mnts _______________ $ State of Georgia and )funiC"ipal Bonds
o'\\-ned ------------- _____________ _
e. S. Government Seeurities owned __ _
Other Storks and Bonds owned ______ _ Banking House end LoL--------~--]"'urniture and Fixtures _____________ _ Other Real Etate owned. __________ _ Cash in Vault and Amount due from
approved Ueserve Agents __________ _ Cht!cks for Clearing- and Due from
other Bands ____________________ _
Cash Items ------------------------Orerdrafts -------------Advance on Cotton and Other Com-
modities ____________ ---- --------Customers' LialJility on Letters of
f'redit and Acce}1!anees___________ _ Profit and Loss____________________ _ Other Resources ___________________ _
Total ____________________________ $

tlo.J u:~.Iti
X one 117 ,~:;o.oo
:\one n:iO.OO 2:>0.00
:.\'one
:?,!124.4!1 X one
100.27
Xnne
Xone :.\'one :.\'one
432.2!1!1.87

LIABILITIES Capital Stork ____________________ ~_$
Capital Xotes ------------------ __ _ Sunllus Fund _____________________ _
rndivided Profits -----------------Reserve }'unds --------------------Due to Banks______________________ _ Dividends T?"npaid _________________ _
Cashier's f'heC'ks ------------------Certified Checks ___________________ _ Demand Deposits __________________ _ 'rime Certificates of Deposits _______ _ Ravings Deposits __________________ _
Letters of Credit and Acce}ltances exe-f'uted for ('ustorners ____________ _
Bills Payable _____________________ _
Xotes and Bills Rediseounted _______ . Other Liabilitie~ ___________________ _

~->,0011.00
X one
~:..ooo.oo
3R5.00
~one
X one l ,000.00 :;,032.80
:o\one
~::::,584.38
1~ ~.297 .69 X one
X one X one X one X one

Total __________________________ $ t:~~.Zfl!l.87

TWE"'TY-THlRD ANN{'AL REPORT

69

STATEME~T
Showing condition at the close of business December :n, 19-12, of

FARMERS & MERCHANTS BA~K Leslie, Ga.

As called for by the Superintendent of Banks.

W. T. A~DERSON, President.
Date of Charter: 12-1940

W. T. ANDERSON. Cashier.
Began Business: 1-2-1941

1\Eo-;Ol'R('J:,.; Loans and Disenllnts _________ _ ~tate of (;pmg-ia and 2\Iunicipal Bonds
owned -------------
r. 8. GoYernment ~ecurities owned
Other ~t(wks and Bonds ownPd _ Banking Ilt)use and Lot __________ _
}+'urniture and Fixtures ________ _
Other l{eal Estate owrwd -------- __ _ Cash in Yault ancl Amount dltl' fro1n
aiJIH"O\"Cd He."iL'l'H' ~\gents
CheeJ;;:s for Clearing and Ulll' frmn other Banks ---- - ----- -----
Cash Item~ ---o,erdra.fts Arlran('C on Cotton <Jlld Otlwr Com-
moditic~ ------ _ ('u:-;tomers' LialJility on Letters of
Credit and APL'eptanC'es ______ _ Profit and Loss _____________ _
Other Besoune~

X one :;JJ.OOIJ.OO
~one
1,7GO.OIJ 1,0110.00
:\out'
Xont:\one X nne
~one
X one
~Ollt'
-:\onP

LL\B!LlTJE,.; Capital ~toek ________________ Capital Xotes _____________ _ Surplus .Fund _______________ _ l'ndi,"ided Profits _____________
Heservt:_ Funds
Due to Banks_"_ lH,"idl'IHls l'npairl
Cashier's Cheeks Certifipd Che(J;;:s ____________ _ Demand Deposits _____ _ Time Certifi(ates of Deposits __ :-:.adngs DtposU:'. ____________ _
Letters of Credit and Aeeept;~rwes exe('ttted for Customers _________
Billg Pa:vahle _____________ _
Xotls and Rills Hediseounte(l Other Liabiliti{:':'.

~~. 0011.00 X one
:; .0110.01) <.174..iR
X one
~one
2.1100.011
X one
:.!Ofl,44~.ill
u;,2!l7.:Js 1:~. i :.!tl. ~~~
Xolll' :\'one
~one
:\'one

Total __ -~~-

T<,tal

ST ATEME~T

Showing condition at the close of business December 31, 19-12, nf

FARMERS STATE BANK Lincolnton, Ga.

As called for by the Su11erintendent of Banks.

JAMES H. BOYKIN.

President.



Date of Charter: 9-26-1911

H. B. PITT, Cashier. Began Business: 12-2-1911

1\Eo-;Ol'l(('E~
Loans and Hb<ounts_______ ______ $

~tate of (;eorb>ia and ).ltmicipal Bowls

owned __

-

r. S. (;overnllll'llt Securitits OWHL'd-

=- Other Htoeh:s and Bonds owned ___ _
Banking Hom.;e and J. oL _________

Furniture and "Fixtures. Other Heal :Est.1te owned _______ _

rash in Yault and Amount due fro111 approved Hesern ~\gt>nts __ ___ _

Checks for Clearing and Due frolll other Banhs

rash Items --Orerdrafts __________________ -----

.\.lhance on ('ott on and Other Commodities __________________ _

CtL.-;toiners' LiabilitY on Letters of
Cre<lit and ..\vtept.aHreH ________ _ Profit and Loss________________ _

Other Resoun'C'1' _______________ _

Tnt a I

----$

:;,11oo.oo
117.tJ:~:-;.tw
X one 1.00 1.1111
[:; 1.011
:q-l,SO.l.H'i
7 ,:;oo.llo 1!Hl.fii 1 70.~1i
1:-1.-HiO.l~
::\on-e .::\one X one
:-i.)O.Sl:-,.111

LIARILITJEo-; Capital Htot'k ___________ _
('ap.ital Xote5 Survlug Fund l'ndivided Profits __ _ Re:-iLne Funds ____ _ Hue to Banks ______ _
Dividends rnllaid ___ _ ('ashil'r's f'hetks Certifif'd Cheel\S _________ _ Demand Deposits _____ _
Time Certificates of llt>posit.:-; ~a rings Deposits ___ -LeHers of Crt>dit awl .-\vt't'lH<~Ilt't' ..;
executed for Custonwrs Bills Payable -----:\'otes and Bills lhdh~(otmted __ _ Other I~iahilities

2:;,oo11.00 X one
]:),000.011
2~.064.811
:;,022.t>J 1.000.00
:168.00 None
Xone
::i2.30s.n :U02.21J
lO::.H79.HI
~Ollt' ~Oill' ~Olli.' ~one

Tutal

-70----------------------D-E-P-A-R-H--IE-N-T--O-F--B-A-N-K-I-N-G---------------------

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE PEOPLES BANK Lithonia, Ga.

As called for by the Superintendent of Banks.

I. M. STARR, SR., President.
Date of Charter: 1910

I. M. STAIUl, SR.,
Ca,;hier. Began Businb:;: 1910

RESOl:RCES J..oans and Discounts _______________ _

State of (;eorg-ia and )ltmidpal Bonds

r.0Wl1Pd _ -------------------------~- Government Securities owned __ _ Other Sto('l\~ and Bonds owned ______ _ Banldug House and Lot_ ___________ _
Furnit11re ancl Fixtures ______________ _
Other Real Estate owned ___________ _

Cash in Ya ult and Amount due from aJJJlroved Ht>serre Agents __________ _
Checks for Clearing and Due from other Ranks _____________________ _
Cash Items _______________________ _

Overdrafts __ ___

__ ------------

Advance on Cotton and Other Commodities _____________________ _

Customers' Liability on I.~etters of Credit and Acceptances ___________ _
Profit and Loss____________________ _

Other He::W'lrces __________ ----------

Total ____________________________ $

30,0!12.RO
X one 100,4!14.82
X one 2.300.00
X one X one
198.R48.09
X one X one X one
X one
X one X one X one
331.93J.71

LIABILITIES Capital Stock _________________ _ CaiJital S otes _________________ _
Burplus :Fund ___________ ------ __ rndivided Profits ____________ _
Reserve .Funds __________________ _ Due to Banks____________________ _
Dividends Cnpaid ------- _______ _ Ca:d1ier's Checks ______________ _
Certified Chcel\s _____ ~---------- _ Demand Heposits _______________ _
Time Deposits of Devosits _________ _
Savings Deposits ----------------Letters of Credit and Accevtancv:->
executed for Customers _________ _ Bills Payable ___________________ _
Sotes and Rills Rediscounte!L ____ _ Other J.~iabilities _________________ _

cc.. ooo.oo
Xona :!!J,Ouo.oo
:!.7111.17 Xone
~one
c.ouo.oo
176.03 X one
:! ]C,.OX3.30 I~~ .:,4:l.OO 1 j ,1:32.21
X one
~one
X one
~one

Total --------------------------- _$

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE FARMERS BANK Locust Grove, Ga.

As called for by the Superintendent of Banks.

J. 0. MINTER, President.
Date of Charter: 1-2-1910

H. C. CHILDS, CashiC'r.
Began Business: 1-1910

1\ESOri\CEti Loans and Dis<.ountg ________________ $

State of Georg-ia and )lunicipal Bonds owned __________________________ _

e. S. Goverument Securities owned __
Other ~tocks <Jnd Bondg owned ______ _
Banking House and Lot_____________

Furniture and Fixtures _____________ _

Other Real Estate ov.;ned ___________ _

Cash in Yault and Amount due from approved Reserve .\gents _________ _

Checks for Clearing and Due from oth(:'r Banks ____________________ _
Cash Items ________________________ _

Overdrafts

Adnwce on Cotton and Other Com-

modities

________ --.--

Cm.tomers' Liability on Letters of Credit an!l A!ceptances ___________ _
Profit and Loss ____________________ _

Otht r Begour<'eS ___________ _

To! a I

37.668.47
X one 12,0110.110
X one 1.1100.011
X one ;\one
79.L)4.01
.).000.00 Xouc X one
i ,:J4H.40
X one X one X one
!4~,37l.RH

LIABILITIES Capital Stock ____________________ _ Capital :\otes ____________________ _
Surplus Fund _____________________ _ rndhided Profit.-.; ________________ _
He~crre Funds _____ --------------- _ Due to Banks------------- __________ _
Ilivhlends rnpaid ----------------Cashier's Checks __________________ _ Certified Che!kg ___________________ _ Demand Veposits ____________ .______ _
Time Certifi<ates of DE'])OSits _______ _ .SaYings lleposits ___________________ _
Letters of Credit nnd Acceptances executed for Customerg ___________ _
Bills Paya!Jle _____________________ _
~otes and Bills Rediscounted _______ _ Other Liabilities __________________ _

~-.. ooo.tlo
..\"one
7.~ill0.01l
1 !17'.:!:? ..\"one ..\"one
4~7.411
X one .X one 11:.44~ ..H 1 ,:!:!0.00 X one
.'\one .'\one \'one tilL7:!

Total _________________ ----- - -- $ 11c ::;us

----

TWENTY-THIRD ANNUAL REPORT

71

STATEMENT

Showing condition at the close of business December 31, 1942, of

FARMERS STATE BANK Lumpkin, Ga.

As called for by the Superintendent of Banks.

A. T. F<?RT, President.
Da,te of Charter: 10-21-1911

E. E. HUMBER, Cashier.
Began Business: 12-1911

-

RESOt:RCES

Loans and Discounts ____ .____________ $

State of c;eorgia and ~lunicipal Bonds

r.ows.neGdor-e-rn--m-e-n-t-

--

-

Seeurities

-----owned

-__ _

Other Stocks and Bonds owned ______ _ Banking Hou;;e a:Hl LoL ____________ _

Furniture and Fixture:;; _____________ _

Other Re.'ll }~state owned___________ _

cash in \7 ault ancl Amount due from aJlprored Reserve Agents _____ _

Checks for Clearing and Due from

other Banks ---------------------

Cash Itetw; ------------------------

overdrafts -------------------------

Advance on Cotton and Other Com-

modities -------------- ----------CtLo;tomers' Liability 011 Letters of
Credit and Acceptances ___________ _ Profit and Loss____________________ _

Other Resourees ________________ _

110,728.69
4.2XS.!IO
:i~.ROO.OO
;\one X one
1.00 1.00
H7,20S.94
1~.:000.00
X one 279.96
X one
~one
X one 6.42:i.OO

LIABJLI'l'IES Capital Stol'k ---------------------- $ Capital Xotes _____________________ _
Surplw; Fund ---------------------rndi rid eel Profits __ Heserre "Funds __ nue to Banks ______________ _
])iridends rnva id -------------------
('ashier's Cheeks __________________ _ Certified ('hNks ___________________ _
Demand De}Josits _____ -------------Time Ccrtifi(ates of Deposits __ ~a rings lh!IJosits ___ I~etters of Credit ~nul Acceptances
t'Xeeuted for Customers ___________ _
Rills Payable -------------------- Xo1 es and Bills HediscountctL ______ _ Other Liabilities ___________________ _

2~.11111).01)
"X one Iti,OOO.OO
t.~2:1.~1;)
X one ::\one II7.:iO 7 .X:Jcl.7:J Xone
:>O:l.Ofl~.6:;
:\2,:10fi. 7 4 :HI,'ilH.HO
:\one ;\one ;\one X one

Total ----------------------------$ 642.233.49

Total ____ ---------- -------------

STATEMENT

Showing condition at the close of business December 31, 1942, of

LUTHERSVILLE BANKING COMPANY Luthersville, Ga.

As called for by the Superintendent of Banks.

N. F. CULPEPPER, President.
Date of Charter: 10-11-1905

L. W. McKOON, Cashier.
Began Business: 8-3-1906

HESOl'HC'ES Loans and Discounts ________________ $
State of Georgia and -:\Iunicipal Bonds owned _____________________ _
r. R. novernment ~ceurities owned __ _
Other Stocks and Bonds mvned ______ _ Banking House and I~ot _____________ _ Furniture and Fixtures ______________ _
Other R(_al Estate owned _____ -- __ _
Cash in Vault and Amount clue from a{I]Jroved Heserve Agents _________ _
f'he(ks for Clearing and nue from other Banks ____________________ _
f'ash Items __ Orenlratts __ ==-=--=~=--------=--- .Adran('e on Cotton-- and--011~~;.- ('~)~~~
mo<Iities Customers' I~iabilitv on Letters of
f'redit and Aeeevt.ances ___________ _ Profit and Loss ____________________ _ Oi.her Resourees ___________________ _

26,0I2. 7S
'>.nl4.RO 3:J.7HH.OO
::\'one 1.1 :iO.IIIl
31111.00 1,200.00
~~~. ].):!. 4:6
I:i.9:ll.RI X one 2:J2.:l.)
::\one ::\one ::\one

LIABILITIES Capital Stock ______________________ $
CaJ}ital Xotes ---------------------~urplus Fund --------------------Cndivided Profits ________________ _ Rf'serre Funds ____________ _ Hue to Ranl\s ____________ _
Dhideu(L" rnpaicl __ Casllier's Cheeks ___________________ _ Ccrtifitd Chel'l;;s __________________ _ Demand Deposits __________________ _ Time Certificates of Dei)Qsits ____,____ _ Savings Deposits _________________ _
Letters of Credit an<l Acceptances executed for Customers___________ _
Rills Pay<l ble ___________________ _
Xntes and Rills Hediscounted _______ _ Otlwr Liabilities ___________________ _

2.>.HOO.OO X one
l.87:l.ll6
~one
tHD.3G
~one ~one
IOS.:J4 X one
11 'j .::10:1.18
:!~.H 10.:~:~
X one
::\one :\"one :\"one ::\one

Total --------------------------$ 167 ,2S8.26

Total

167.288.26

72

DEPARTMENT OF BANKI'JC

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE PEOPLES BANK OF LYONS Lyons, Ga.

As called for by the Superintendent of Banks.

WM. A. ESTROFF, President.
Date of Charter: 5-4-1935

RE,;()["llCE~

I..~oans and Dis('Otmts

___________ $

State of Georgia and :\lunicipal Bonds

OWllt'd

- ----------

e. S. (;oYel'llllll'llt Reeurities nwnNI

Other Stocl{s and llonds oWJJPd _____ _

Banldng House and Lot_ __________ _

Furniture and Fixture;;; ____________ _

Other Heal E.state owned ___________ _

Cash in Yault and Amount due from ApproYed Rescrn' ~\gents _________ _

Checks for f'lcaring and Due from other Banl\:s ____________________ _

Cash Items _____ "-.

0Yerdrafts
AdYance on Cotton and Other Commodities __________ _

Customers' Liability on Letters of

Credit and Acceptances __________ _

Profit ;w(l Loss

__________ _

Other Hesolir('es

:\Ollt:'
40,01111.110 :\mw
~70.011 ~R7.00
XonP
lO.O:!!I.H:! Xonp X one
Xmw
~one
Xone

W. T. CHINA

-- Ca~hier. '
Began Business: G-1-1935
LIABILITIE"

Capital Htock ________________ _

Capital Xotes ~urvlus Fund rndiYidpd Profits

Resern' FtuHis Hue to BanJ.;:s ______ _

Hiride!l(l:-; l'"1111a id __ Cashier's ('hecks ('trtifird Checks

Hemand Deposits __

Time Certificates of Deposits ______ _

~aYing-s f)pposits

__________ _

Lttters of Credit and AeceptanC't's

[:;.11110.110
X nne !1.1111li.Oo
417.06 il:'i.f)2
X on~ X one 7,02Us 12:i.OO 170,2:)0.75 ii l.:i78.:-,~
X one

executed for Customers _______ _ Bills Paya hle _____________________
Xotes and Rills Hediscounfl'(L Otlwr T~ia hi lit ies ________________ _

X one
:\"one X one X one

Total

'i63.X~l.:iX

Tntal ________________________ _

STATEME~T

Showing condition at the close of business December 31, 1942, of

THE MERCHANTS & CITIZENS BANK McRae, Ga.

As called for by the Superintendent of Banks.

W. S. MANN, President.
Date of Charter: 3-28-1929

D. M. McRAE, Cashier.
Began Business: 2-2:3-1929

HE;.;orRCE~
1-tHlns and IHseounts ________________ $

State of Georg-ia and )lunidpal Bonds owned ____________________________ _

U. S. Government Securities owned __ _

Other ~;toeks and Bonds O\'i'ned __ _ Ranking- House and Lot_ ____________ Furniture and :Fixtures ______________ _

Other Real Estate owned ___________ _

Cash in Yault and Amount due frotu approYPd Hcsern Agents _________ _

Clu:eks for Cleariug and UttL' from

other Ranks------------~-----~Cash Items ___ _________ _

On:>rdrafts __ ------------------ ---

.Advance on Cotton and Other Commodities _____ _

Customers' L.iahility on I~etters nf Credit and Aeeeptanccs ____________ _

Profit and J,oss

---- _____ _

Other Resonrces __ _

2H.OOO.IIO 23H.HOO.Oil
X one 1.4RH.Oil
Xoue 1.1111
-l~O.tlti::. j:)
X om X one :'\one
Xone
~Oil I.'
l.XH7. :-,o

LIABILITIE~

Capital Hto("k --~ _ . ___________ _

Capital Xotes ___________________ _

:-iurplus :Fund

______________ _

{'nrtiYided Profits _______________ _

HesPrre Funds ____________ _

Due to Banl;;s ____________ _

IHddenlls rnpaid _________ _

Ca.shier's CIJe(];;s ___

. ________ _

Certified ('hecl.;;s __

. ________ _

Henwnd Th~IlOsits

___________ _

Time ('crtifil'ates of Deposits _______ _

sa,ings Deposits ______________ _

Letters of Credit and Aceeptan('es eXP<'ttted for Customers __________ _

Bills P:tyallle ________________ _

XotLs and Rills Hcdisronnted _______ _

Other Liabilities ____________ _

.>11.11110.00 X one
:1. ooo.uo
l!l.!l!l:i.:!:!
~one ~one
:wo.oo
I.~:!H.2fi
X one
77!l,0:~6.Hl
~ L::-tO.O:! 11.70-l.ii
~one ~one ~one
::. <1111.110

Total ------

Tnt a!

____________ $ !i:-di.lHitLHS

-

TWENTY-THIRD ANNl AL REPORT

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITY BANK & TRUST COMPANY Macon, Ga.

As called for by the Superintendent of Banks.

T. RAD TURNER, President.
Date of Charter: 6-29-1931

GUYTON G. ABNEY, Cashier.
Began Business: 7-2-1931

HESOT"HCEI-l

Lnans and lJist'ounts ______ ~---------$ l,O!ll,9,1R.ll

state of (;eorgia and -:\funicipal Bonds

owned ----------------

~one

l)'. S. (;on~rnment ~tcurities O\\"llf'(L

~11.010.4:1

Other RoiHls ownt>d ____ _

21.:177 .H:!

Banking Housf' and Lot

:JU2:J.Ofl

Furniture and Fixtures ________ _

.1,:)01.1.-,

Other Heal E~tate owned ___ _

:-\S,OO:"d~7

Cash in \Tault and Amount due from

aPlH'OYed Hf'sern' Agt:>nt.-.; ____ _

l,S0f.H77 .Sii

Chet'ks for Cleariug and DuL' from

other Banli:s

____________ _

lt!l,S:!-l.7fi

Casll Itellls

2,4:l4.~il

Qyerdrafts

~Olll'

;\(harHe on Cotten and Other Com-

modities _

X one

Customers' Liability on I~ettprs of

Credit and Ae<eptanees

"."\one

Profit ailll Loss ___

:\out'

Other Hesourt'es

6.444.20

LL\ B!LITIES Catlital ~tod.;: ___________ _
Capital Xotes _ ~urplus Fund __ _
l"udidded Profits Rt'SPITl' Funds llue to Ranks_ Hi,idencls l"ntlaid ('ashier's ChPck~ ____ _
Certified Cheeks __ _ J)pmand Deposits __
Time Certifieates of Ill'po.sits ~a ,ings Ht>posits __ _
Letters of Crt>dit and Acceptances eXL'-CIIted for Customers __
Rills PaYal)le _________ _ ~otes a1~cl Bills Hediscounted __ OthLr Liabilities _

llii,Oilll.IW X one
:.o.ooo.oo
109,290.75 :H,:l51.49
~74.418.41
1,537.34 1,719.26 ~4.207 .2:-1
~.>:77 .x:~6.~)4
101,487.7:; S4:U00.6!
~one
X one X one X nne

Total _____ _

Total

$ :unx.:l!B.~:~

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF MADISON Madison, Ga.

As called for by the Superintendent of Banks.

W. H. ADAMS, President.
Date of Charter: 12-26-1888

E. G. ATKINSON, Cashier.
Began Business: 1-1-1890

HB>'OInn;>' Loans and Discounts ____ _ ______ _$
t:t<1tP of (;t'OJ\.J. l].a and ~funit'ipal Bonds owned _______________ _
r. ~- (;overmnl'nt Hecuritit's owneLL __
Otlwr Stocks and Bonds ownL'd Banl\ing House and I~ot ____ _ Furniture and Fixtures ____ _ Otht>r Real ~~state owned_
Cash ill \"ault and i\JHo!mt dul' fron1 appro,ecl Rt>sern Agents
Cht'l'ks for Clearing :tt'd I>ue fron1 other Banl.;:s _______ _
rash Items -- -----0Ye!'(lrafts
A<hante ou ('ottor and Otllt>r CnmIIJOditic.s
Customers' Liability on Lt>tters of Credit and Acceptauces ______ _
Profit and Loss ____ _ Other Resource-; ___ _

:Hl,.ii~.:!7
1110,7011.1111 fi,-t 70.01) -l,Xl.i. ~:! 7 ,IR:J. 7:-1
1~.84:1.07
1~~- Oi 1. Xli X one X one
'SO lit'
X one X one X one

Capital ~to<'k

LIABILITIES

Capital 'Sotl's ~urplus Fund

rndi\ided Profit.s ___ _

ReseJTt' Funds ---- _ J)up to Bank;-; ______________ _

J)iri<knd;-; l'npaid ('ashit>r's ('he<'ks _________ _

Ct>rtifie<l ('hccl.;s _____ _

j)emand Deposits ______ _

Time Certificates of Deposits ______ _

~a,ings J)pposits ___ _

Letters of Credit and .Acct>ptanf'es exetuied for Customers _________ _

Bills Payahle ____ _

.\'otes and Bills Hediscotmted __ _

Othe1 Liabilitie,:o;

:JO.OOO.OO :\one
40,01111.1111 1,900.00 X one
~one 84~.:>0 24~L07
X one 4:1.197.a9
7 .f.i68.4:! 11l!.O:l7 .S\l
Xone
X one
Xone Xone

Total _________ -~

74

DEPARTMENT OF BANKING

---

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF MANCHESTER Manchester, Ga.

As called for by the Superintendent of Banks.

JAS. S. PETERS,

CLAUDE A. BRAY

------ President.

Ca,;hi~r. '

Date of Charter: 1-28-1910

Began Business: 2-2-1910

-

-

-

-

-

-

-

-

-

-

-

-

-

-n-E-,;-o-rn-c-E-,-;

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

--------
LIABlLITIEO<

Loans and l>iseounts ________________ $
~tate of neorgia and -:\lunieiiHll Bonds owned __ ____ __________ _
t. K Gtwernmcnt Securitie~ owned __ Other Htoel~"l and Ronds owued ______ _ Banking- House and Lot _____________ _ Furniture and Fixtuns _____________ _ Other Real Estate owned ____________ _
Cash in Yault and \.mount due from a}JJHoved Heservc Agents_

130.:J81.91 71,800.00 31,3:)0.00 1".310.91 l:J ..>SR. 26 14.249.40
311,378.22

Capital Stock ________________ _ Capital Xotes __________________ _
Surplus Fund -------------------lTndidded l'rofits ____________ _ HeservL' Funds __________________ _ Due to Banl.;;s __________ _ Diddends l'npaid _______________ _ Casllier's Checks ________________ _ CertifHd Cheel\s _____________ _ Demand Deposits ______ _

--II.IIOO.OO
':\one 1:2.-,,11011.110 :2ii,OI:Ln :;!i.:Hi!l.il
Xont :l,.-40.00
SS:!.9:! X one
+iW,_LJO..t3

C'hc('hs for Clcarbg and Due from other Banks _____________________ _
Cash Items -------- _____________ _

~one
2,:)2R.41

Time Certificates of DeJJosits ___ _ Ha rings Deposits __ ---.-- .. Letters of Credit aud Al'ceptatH'L's

-~~i.O:!:!..t:;
:217 .7:!0.-lH

Overdrafts _____________________ --- _ Advanl'e on Cotton and Other Com-
modities ____________________ _

860.7:i X one

exeeuted for Customers __________ _ Bills PayaiJio ____________________ _
Xotes and Rills Rediscounted ____ _

X one :\'one :\'one

Customers' I~iallility on Letters of fredit and Al'eeptances ___________ _

:\one

Other Liahilities -------------------

:;oi.7S

Profit and I~oss ____________________ _

X one

Other Resourees ____________________

:\one

Total ----------------------------- $ 1,131,297.19

Total --------------------------- $ 1.1.-,J.:!fli.l~

STATEMENT

Showing condition at the close of business December 31, 1942, of

COBB EXCHANGE BANK Marietta, Ga.

As called for by the Superintendent of Banks.

C. B. GOLSAN, President.
Date of Charter: 12-18-1906

W. C. PAT'TERSO:-.J, Cashie1.
Began Business: 1-1-1907

nE,;orncEs
Loans and Diseounts ------ __ _____ $

State of (~eorgia and ~Iunici11al Bonds o'\vned _____________________________ _

e. H. GOH'rnment Heeuritics owned --
Other Heal Estate owned ___________ _
Banldng House and Lot_ ___________ _

.Furniture ancl Fixtures ____________ _ Other Real Estate owned ___________ _

Cash in Yault and Amount due from approved Hesene Agents _________ _

Chcel\s for Clearing and Due from other Banks ----~--- ___ _
Cash Items ___________ _

Overdrafts

Advanee on Cotton and Other Com-

modities --

. ___________ _

Customers' l . iability on Letters of Credit and Acceptances ___________ _
Profit and Loss ____________________ _

Other Hesourecs --------------------

2tl8,tl76.87
X one G:;.o:l6.20
::\one X one 9,6:J4.33 X one
28.200.93 X one 2.00
11,.>0!1.87
X one X one 731.70

LIABILITIES Ca11ital Stock _______________________ $
Capital Xotes ~------------ _____ _ Hurplus .Fund _________ _ Cnclividrd Profits _________________ _
Heserve Funds --------------------Hue to Ranl\s ----------~----------Diddcnrls l'npaid _________________ _
Cashier's Checl~s ------------------"Certified ClH'cks _________________ _ l)emand Deposits __________________ _
Ti111e Certificates of Dcpo.-..;its ________ _ .Savnigs Deposits _______________ _
Letters of Credit and .AceeiJtances executed for Customers___________ _
Hills Payable _____________________ _
Xotes and Bills Hediscounted ________ _ Other Liabilities ___________________ _

.-lH,\100.00
I::.llllil.IIO lll.iliiii.OO ::.i.-S.-10
1~.>.00
I I. I117.38 :J lX.OO ]:\.! ..)~
\'one
:-;~!~!.\Jtl.44
.-, 1,:\!+tiJiR 7:Ui0ti.71

Total _

--- $

Total ______________________ -

TWENTY-THIRD ANNUAL REPORT

75

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE CITIZENS BANK Marshallville, Ga.

As called for by the Superintendent of Banks.

C. C. HASLAM, President.
Date of Charter: 12-24-1906

C. C. HASLAM, Cashier.
Began Business: 1-1-1907

HESOl"RCES Loans and IHscounts ________________ $ State of Georgia and )lunicival Bonds
owned _____ ----------------------
r. ~. Gorernment Securities owned __ _
Other ~Hocks alld Bonds owned ___ --. Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Heal Estate owned _______ . Cash in \'ault and .Amr,unt due from
aJJprored HeserYe Agents _________ _
Che(ks for Clearing and Due from other Banks ---------------------
('ash Items ______________________ _
Ol-erdrafts ____________ _ Advance on Cotton and Other Com-
modities ______________________ _
Customers' Liability on I ..etters of Credit and Acceptances ____________ _
Profit and I..oss _____________________ _
Other Resources --------------------
Total ____________________________ $

ll\l.fj21.67
~one
3.:JOO.OO X one 1.00 1.00 X one
169.071.86
614.4!!
~one
5!).05
X one
X one
~one
X one
2\!2.669.07

LIABILITIES Capital Stocl\ ---------------------Capital Xotes ----------------------Surplus Fund ---------------------rnctivided Profits _________________ _
Heserve Funds -------------------- _ Hue to Bank.-. __ --------------------Hiddends lTnpaid -----------------Cashier's Cheeks __________________ _ Certified Cheeks ____________________ _ Vemand Deposits __________________ _ Time Certificates of De11osits ______ _
SaYings Deposits ------------------Lett('rs of Credit and Acceptances
executed for Customers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities ___________________ _

"' .000.00 X one
:w.ooo.no
1 I .~:Li. 7f1 X one X one
1.422.00
~.~-17 .6~
Xone
11>).:3:!:Ltili :i.IIOO.OO
4.>.1711.80
Xone Xone Xone
:!:l9.2:1

Total

2!12,1:)()9.07

STATEMENT

Showing condition at the close of business December 31, 1942, of

GEORGIA BANKING CO. Marshallville, Ga.

As called for by the Superintendent of Banks.

JOHN C. WALKER, JR., President.
Date of Charter: 9-19-1910

JOHN C. WALKER, JR., Cashier.
Began Business: 9-27-1910

RESOT:I\CES Loans aud Discounts ________________ $
State of Ueorgia and ::\Iunicipal Bonds owned ____________________________ _
L. S. Government Securities owned __ Other Htocks and Bonds owned _____ _ Banking House and Lot ____________ _ Furniturt> ancl :Fixtures_____________ _ Other Rt>al Estate owned _______ _ Ca!:->h in Yalllt and Amount due from
approved Rt>serve .Agents ________ _ Chelks for Clearing and Due from
other Banks ___________________ _ Cash Items __ _________________ _ Overdrafts ___ -- _________ ---------Adn1nce on Cotton and Other Com-
modities ____ -- -------Customers' Liability on Letters of
Credit and AceetJtances ___________ _ Profit and Lof:ls_________ ----------Other Resuu rce:; ___________________ _
Total ________ --------------------$

X one .X one :X one 2.100.00 L!OO.OO 4,97 4.89
67,001.85
634.83
~one 10~.:il
X one
X one X one 300.00
l:Jl.635.84

LIABILI1'JES Capital >ltock ----------------------$ Capital Xotes ---------------------Surplus -Fund ---------------------l'ndivided Profits _________________ _ Rtserve Funds _____________________ _
Vue to Ranl\.s ---------------------Diddencl.s rnpaid _________________ _ Cashier's Checks ___________________
Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of De110sits ________ _ Ha,ings Veposits __________________ _
Letters of Credit and Aeceptanees excl'uted for Customers ___________ _
Bills Payable _____________________ _
Xotes and Rills Rediscounted ____ _ Other Liabilities __________________ _

2~>.000.00
X one 6.000.00
6.~70.0'i
X one
~one
X one 3.n:l2. 91
Sone :l2.H\f2.43
7,:JR7 ..i2
~!J.272.!l3
X one .\'one X one Xone

Total _______________ _

1:n.o:J:J.S4

76

DEPART\!ENT OF BANKING

-------

STATEi.VIENT

Showing condition at the close of business December 31, 1942, of

BANK OF MEIGS Meigs, Ga.

As called for by the Superintendent of Banks.

J. A. BOWERS,

TOM SMITH

President.

Cashier. '

Date of Charter: 5-8-1903

Began Business: 6-1903

nE,;ocHcE:-;

Loan~ and His<'ounts _____________ _

~tatp of (;torgia and ~Iunidval Bonds

owned

---- ------

r . ~- (;OVL'rllllH'Ht ~l'('lll'itil.:'S 0\rlll'd

Other f-;toeks aiHl Bonds owned ______ _

Baukin~ HousL and LoL_

Fnrnitun and Fixtures _______ _

Other Htal Estate- owned ____ _

Cash in Yault and ~\mouut dne frPIH

<llJJII'OH'd ]{(sern ~\gents _

CheC'I\s for Clearing and Hut> frn111

other Banks _________ _

Cash Items _____

Onrdrafts __________ _

~\dYaJH'P on ('ottoll and Other Com~

nwclitks __

Customers' Liahilit:r on Lettt'rs of

Credit and Aeecptanees

Profit and Loss __ _

Other Resources __

Total _

10.000.00 -!O,S:!7. 7:-i
Xone 1.00 1.00
:!. :-~o~l. ~~o
X one X one
:1.HS
i'O.:!Ofi.:1li
X one :\one HHH.:)-1

LI.\BILITJE,.;

Capital ~to<'k Cap-ital Xotes _____________ _

__ -~

Surplus. ~~und _

Cndirhled Profits Heserre Funch; __ _

Hue to Banl;;s

Hhidends l'nvaid

('ashier's Checks

Certified Cht>cl.;s

Ilemawl Deposit.'~.

Time Certificates of Deposits

Sa rings Devosits

Letters of Credit and Accept;tJH'l'S exe<'uted for Customers __________ _

Bills Payable

.\'otes and Rills Hedhwounted __ _

<HhL'I' Liabilitie~ ____ _

.-df,OIJO.IIn Xont'
L;,ooo.oo
ti.tiS6Xi :~. :!fi 1.:! I
X one X one 134.64 Xone I ~! ~~. Oti:1. :-; t 100.111)
\10,\tS~.lti
\'one X one \'ont' Snne

Total

-~ :;t;.-. :!:w.u~

STATEMENT

Showing condition at the close of business December 31. 1942, of

METTER BANKING COMPANY Metter, Ga.

As called for by the Superintendent of Banks.

L. A. KENNARD,

NITA BELLE BLAND,

P1esident.

Cashier.

Date of Charter: 7-25-1930

Began Business: 8-26-1935

Luans and Diseounh;_

---S

State of (;eoTgia and ~lunkipal Bonds

owned

LT. ~- GmerlllHt>nt SeeuritiLs owned

Other Stoeks and Bonds 0\\'ltecL --- _ Banldng House and 1.-oL_. _________ _

Furnitun and Fixtun\-; __"__________ _

Other Heal Estate owned _________ _

('ash in Yault and ~\mount due from appronct Hesent., A.gents ___ _

Cheeks for Clearing- and Vue frolll

other Banl;;s _ ------ ---------- __ _ f'ush Item:; _____________________ _

Ovt>rdr<ifts _

~\drance on Cotton and Other Com-

modities

('ustomers' I .. iabilitv on Lettf'rs of Credit and Aecept.aiices _________ _

Profit and Loss __________ _

Other Resounes

Total

~-i.~OO.UIJ
H,IIJO.OO X one X one
\!00.011 X one
X one :\one ~B7 .:-{ti
H!.:lT
X one X one .\'ont>

LL\BILITJE:-; ('apital Stotk Capital Xotes _ Hurplus }~und l"ndh-ided Profits Reserve :Funds Hue to Ranks _____ _
Hiddends enpaid Cashier's Ched;.s _ ---- __ Certified f'he<"ks __ Demand })epo::;its ____________ _ 'l'ime ('ert.ifkates of lhposits _______ _ S;niugs Deposits ________ _
Letters of Cn'dit and ~\<'<'t.pt<IIH't_S exceuted for Customers_
Bilh Payable __________ _
.\'otes and Bills Rediscounted Other Liabilities __

:?.-. noo.oo
X one 1 ".11011.00
USU1 :!.1100.110
X one X one .-.:19.6-1 :'\one :-~.-,~. ;:-dl.:{i :'\one :\ont'
:'\one :'\one :\one ~. 1.00

Total

TWENTY-THIRD ANNl 1AL REPORT

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF MILA~ Milan, Ga.

As called for by the Superintendent of Banks.

R. C. CHAMBERS, P1esident.
Date of Charter: 12-5-1906

D. R. NEWTON, Cashier.
Beg-an Business: 10-1906

Itr;,.;ol-HCES

Loall~ and Discounts

$

state of (;eorgia and 2\luniC'ipal Bonds

owned . ____________ . ___________ _

r. H. novernment Hecurities owned __

Other Htocks and Bonds 0\\ncd ______ _

Banldng House and Lot_ _________ _

Furniture and Fixtures _________ _

Other Heal Estate owned___________ _

Cash in Yault and ..Amount due from aJJ}Jrmeci Reserve Agents ______ _

Cheeks for Clearing and Due from other Ranks _____________________ _

cash Items ------------------------overdrafts ----------------
Advance on Cotton and Other Commodities ____________ _

Customers' Liability on lA-'tters of
credit and Acceptances ___________ _ Profit and Loss___________________ _

Other Resources _________________ ---

Total _____________________________ $

3H,:!:-,o.O!I
2.:10o.nn
12ti.HO.OO 1il.023.77 3.67!1.50 27:1.00 :'\one
101,6:!7. 77
t):-).40 :\one :'\one
.:'\one Xone .:'\one
28X,ti8ti.42

LL\BILIT!ES

('apital ~toek

<'apital Xotes

~urplus Fund -rnctivided Profits

_____________ _

Heserve Funds __ _ _____________ _

Om' to Balll\:s___ ____ ____________ _

Hividend~ rnpaid ________________ _

Cashier's Checks . -----------------('ertifie<l Checks ________________ _

Ht>lll<llHl Ht>vosits _________________ _

TitHe Ctrtificates of Deposits _______ _ S:ning-s Deilnsits __________________ _

Lt>tters ot' Credit and AeceJ)tan<'e~ exeentell for Customers___________ _

Bi1ls Payable ----------------------

:'\ott's and Bills Hedisemmted_______ _

Otlwr Liabilities

____________ _

20.000.00 X one
7 .:illll.OO :!H.:H
l.X\17 .12
~nne ~one
1,:J(jj .12 .:'\o11e
:!12,:11:).2:~
"""81.84 X out>
:\o11e :'\oue X nne:'\one

Total

___________ $ :!~S,t)~ti.42

STATEMENT Showing condition at the close of business December 31, 1942, of

EXCHANGE BANK Milledgeville, Ga.

As called for by the Superintendent of Banks.

OTTO M. CONN, President.
Date of Charter: 5-20-1903

CHAS. J. CONN, Cashier.
Began Business: 6-1-1903

REHOrRCES Loans and Discounts ________________ $ State of Georgia and ~Iunidpal Bonds
owned __________________________ _
r. S. Government Seeurities owned __
Other Rtoeks and Bonds owned ______ _ Banking House and LoL ____________ _ Furniture and li'ixtures_____________ _ Other Heal Estate owned___________ _
Ca-"h in Yault and amount due from approved Reserve Agents __________ _
Checks for Clea.ring and Due from
other Banks ----------------- Cash Items ------------------------Overdrafts _______________________ _
Advance on Cotton and other Commodities ______________________ _
Customers' Liability on I~ctters of Credit and Aceevtances ___________ _
Profit and Loss____________________ -Other Resources __________________ _

102,203.60 108,318.50
18,464.00 None
2.0!)0.00 16.3tl0.87
:JO;j.320.8i
22,i"i64.9l );one
ti03.60
;;!),;;30.34
X one :\one 7 ,;);)2.0;)

Total ____________________________ $ 1.024.3i0. \19

LJABILITIER Capital Stock ------------------. ___ $ Ca]Jital Xotes _____________________ _
~urplus ~'und -----------------{.ndirided Prt)fits __________ _ Ueserve Funds _____________ -------Due to Banks _______________ _ Dividends Fnpaid __________ .
Cashier's Checks --------------Certified Cheeks -------------------Demand Deposits _________ _ Time Certificates of Deposits_______ _ ~adngs Deposits ___ ----------------Letters of Credit :-tnd Accevtance:-;
t>Xecuted for Customers___________ _
Bills Payable ---------------------:'\otes and Bills Rediscounted _______ _ Other Liabilities --------------------

100,000.011 X one
7ii,OOO.OO
1:~,57.).-l;'t
X one X one 832.0!1
2,444.~l8
X one
S:l~,:tHL56
Xone Xone
i\Tone Xone X one X nne

Total

$ 1,024,3i0.!1!1

78

DEPARTI\lENT OF BANKING

------

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE MERCHANTS & FARMERS BANK Milledgeville, Ga.

As called for by the Superintendent of Banks.

MARION H. ALLEN, President.
Date of Charter: 3-22-1898

BFSOt'RCES Loans and llisnmnts ________________ $ ~tate of Ct>orgiu and ::\lunicipal Bonds
owned ________ -------------------
r. S. (;ovnnment Securities owned __ _
Other Storks and Bonds ownecL ____ _ Ranking Bouse and Lot_ ___________ _ Furniture and .Fixtures ____________ _ ()ther Real E~t<1te mrned ___________ _
<~a;.;h in Yattl1 and Amount due from avvroved Ht'serve Agents _________ _
Checks for Clearing ana Due from
other Banks --------------------Cash Items -----------------------Orenlrafts __ - ---------------------~\dnuHe on Cotton and other Com-
modities ------------------------t'w~tnml~r~' J.lahillty on IJetters of
Credit and Ac('eptanees ___________ _ Profit and IJoss _____________________ _
Other Hesources --------------------

360.R7S.!l4
11.842.61 l-16.ROO.OO
X one 9.:;94.11 3.360.110 18,158.87
24s.o:;us
4.396.60 X one
10-1.72
X one X one 4,J32.:>6

J. F. l~EL~, JR.,

- - Caslner
Began Business: 3-i8g8
LL\BILITIE:i

Capital Htock ----------------Capital Xotes _________________ _

~o.oon.uo

Rurplus _Fund -----------------trHliri<kd Profits ________ _ Reserve Funds _________________ _

Hut> to Haul;;s_

_____________ _

Dividends rnvaid _____________ _

Cashier's Checks ______________ _

Xone
so.ooo.oo
!l.IIOii.-13 \I,:!S7 .7::;
X one 640.00 2.683.68

Certified Check -----------------Demand Deposits ________________ _

X nne
n:n.l:!ti ..js

Tim2 Ce1tificatc~ of Deposits _____ _ Raving-s DCIJosits _______________ _

X one Xone

Letter:-; of Credit and J.cceptant'('~

expcutc<l for Custmen;_ ________ _
Bills Payal.Jle __ ----------------- _ Xotes and Bills Rediscounted ______ _ Other I...ialJilities _________________ _

X one Xone X one X one

Total
---

---- ---------------------------------$-

818,7-14.44
----

-

-

-

Total
--

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

STATEMENT Showing condition at the close of business December 31, 1942, of

THE MILLEDGEVILLE BANKING COMPANY Milledgeville, Ga.

As called for by the Superintendent of Banks.

E. E. BELL, President.
Date of Charter: 9-13-1874

MILL,ER R. BELL,
Cashier. Began Business: 10-13-1884

--------------------------------

RESOl:BCES JJoans and Disconnts _______________ $ 422.-l-19.06

LIABILITIES Capital Sotck ______________________ $ :iii.IIOO.OO

~tate of Georgia and ::\Iunicipal Ronds O\'ned _____________________ _
r. ~- Government Securities owned __ _

~4.672.74
ri90,638_ll

Capital Xotes ---------------------Surplus I+,und . _____________________ _ Undivided Profits _________________ _

.:\one J 1111,111111.00
J:; 1.101.91

Other :--=:tock~ and Bonds owned _____ _ Banking House- and LoL ____________ _

27.000.00 1.093.4 7

He-serve }"'lmds --------------------Due to Banks. ____________________ _

2:;,.>110.00 -:\one

}'urniturP and Fixtures ______________ Other Heal Estate owned ___________ _

1.00 10.824.22

Dividends Unpaid _________________ _ Cashier's f'hecks __________________ _

U74.00 ):).7!10.02

Cash in Yault and Amount due from apprond Reserve Agents _________ _ l.I02,6-ll.41

Certified Checks -------------------

:\one

Demand Deposits __________________ _ 1,~():!,9ti0.70

Cherks for Clearing and Due from

Time Certifieates of Detwsits _______ _

:\one

other Banks ____________________ _

12,737.74

Savings Deposits _________________ _

\one

Cash Items -----------------------0\-erdrafts _____ -------------------Advance on Cotton and other Com-

.X one 868.88

IJetters of Credit and Acceptances executed for Customers ____________
Bills Payable ____________________ _

};one :\one

modities ------------------------Customers' LialJility on Le-tters of

.X o n e

Xotes and Bill'i He-discounted-------Other Liabilities ___________________ _

:\one
~one

Credit and Acceptances ___________ _ Profit and Loss____________________ _

X one :X one

Other Resources --------------------

X one

Total ____ -----------------------$ 2,203,026.63

Total -------------------------- $ 2.203,11~11.63

TWENTY-THIRD ANNUAL REPORT

79

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF MILLEN Millen, Ga.

As called for by the Superintendent of Banks.

\V. M. CORBETT, President.
Date of Charter: 1-4-1893

W. H. SHEPPARD, Cashier.
Began Business: 3-1-1893

RESOt:RCES Loans and Discounts _______________ $
Statt:' of Georgia and ~Iunif'ipal Bonds owned --- ------------ ___________ _
C. S. Governmen .Securities owned __ Other Stoel\s and Ronds owne<L ____ _ Banking Houst' and I~oL ___________ _
Furniture and Fixtures-------------Other Real Estate owned ___________ _
cash in Yault and Amount due from aJlproved Hest>rve Agents _________ _
Checks for Clt>aring a11d Due from otlll'r Ban:c:.; _____________________ _
Cash Items -----------------------Orerdrafts _____ ------------- ______ _ Adr<tiH'e on Cotton and other Com-
mociitiPs _______________________ _
Customers' I~ialJility on Letters of Credit and Acceptances ___________ _
Profit and Loss ____________________ _
Other Resources ___________________ _

:;.ooo.oo
88."100.011 ;; ,000.00 6.:JOO.OII :;,")00"00 X one
467.74R.9:J
X one X one X one
X one
X one X one X one

Total ___________________________ $ 1.010.138.:i2

LL\BILITJES
Capital Stoek ----------------------$ Catlital Xoles _____________________ _
8urplus Fund --------------rndi,ided Profits -------- ~--------Resern Funds ___________________ _ Hue to Ranks ______________________ _ IHvidcnd~ rnpaid _________________ _
Cashier's Checl\:s -------------------Certified CIH:'ei{S -------------------Demand Deposits -----------------Time Certificates of Devosits _______ _ Havings Deposits _______ _
!~etters of Credit and .:\.c(eptances executed for Customers___________ _
Bills Pa,rallle __ ------------------Xotes and Rills Redb;eounted ________ Otht>r Liallilitie~ ___________________ _

:ili.OOO.OII X one
:;o.ooo.oo
19.170.44 Xone
Xone X one
1.113.lll XonP
739.:i64.11S
130.~90.:1H
X one
Xone X one X one X one

Total

$ 1.010.1:l8.:J2

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF MOLENA Molena, Ga.

As called for by the Superintendent of Banks.

W. 0. JORDAN, President.
Date of Charter: 10-7-1901

R. H. FLETCHER, Cashier.
Began Business: 3-1899

RESOURCES Loans and Discounts ________________ $
State of Geor~ia and 1\Iunirival Ronds o"'ned __________________________ _
U. S. Govermuent Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking- Hou;;;e and LoL ___________ _
Furuiture and Fixtures---------~---~ Other Real Estate owned ___________ _
Cash in Yault and Amount due from avvroved Reserve Agents~--------
Cherk::-~ for Clearing and Due from
other Banks --------------------Cash Items -----------------------Orerdrafts ___ ---------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on J..etters of
Credit and Acceptances ___________ _ Profit and Loss ____________________ _
Otter Resourees --------------------

28,22:-i.OG
~one
2,6:i0.00 X one
1,400.110 1,200.00 3.371.00
105,118.61
2:i.69 36.20
.46
4.707.71
X one X one X one

Total ____ ------------------------$ 146.734.72

LlABILITmS Ca)Jital Stock _____"_________________ $ Capital Xotes _____________________ _ Surplu._'\ Fund _____________________ _ Undivided Profits _________________ _ RcserTe Funds ____________________ _ nue to Banl{S ______________________ _
Dividends Cupaid -----------------Cashier's Checks __________________ _ Certified Checks __________________ _ Demand Deposits __________________ _ '.nnw Certificates of Deposits_______ _ Savings Devosits __________________ _ Letters of Credit and Accevtances
executed for Customers ___________ _
Bills Payable ---------------------Notes and Bills Rediscounted ________ _
Other Liabilities --------------------

13.0011.00 X one
1.000.00 1.430. 79
X one X one X one 2:14.2;) X one 93.980.37 29.1611.76
G,9~R.:l:!.
X one Kone Xone
~one

Total ____ -- _______ "_______ --------$ 146,734.72

30

DEPAR'L\IENT OF BANKING

-------

STATEMENT

Showing condition at the close of business December 31, 19"!2. of

THE FARMERS BANK Monroe, Ga.

As called for by the Superintendent of Banks.

C. R. BRADFORD, President.
Date of Charter: 12-2-1905

HEson:n:s Loans and Dis<'ounts _______________ $

~tate of (;eorg-ia and 1hmieipal Bonds owned __________________________ _

e. R. Government Securitils owned
Other ~tocl\:s and Bonds ow11ed __ Banking House and I4ot ______ _

Furniture and Fixtures ____________ _ Other Heal Estate owned ___________ _

('ash in Yault and Amount due fro111 amnon-'d Hesene Agents _________ _

Cheeks for Clearing and J)ue from other Bank.s ____________________ _
Cash Items ____________ _

0Yerdrafts __ ___________

_

Advance on Cotton and other Commodities ________________ _

Customers' J4iabilit:r ou Letters of Credit and ~\eccpt.ances __ _
Profit and Loss ____________ _

Other Hesomces

HU:lLl!l ti02,0(l.-,.tj.)
1 :!.!17:-l.()O -:\oue
:i. J:J.>.OO ti,iiOO.OO
:\()]ll'
XonL' \"oiH'
:\"oJH'
X out' :\one i ,:!titi.OO

C. R. BRADFORD

-Cashier. '
Began Business: 1-1-1906
L.\HILITJE,;

Cavital Stod;

1oo.noo.oo

Capital )lotes ~urplus .Fuucl

X one :111.0110.00

rndivided Profit!" __ _

:! l.tl:~i .78

HcserVf' Funds ----------1hte to Banks_______ _

X one Xone

lHddends rn11aid __

Xone

Cashier's Cheeks

443.:\"1

Certified Chccl;:s Demand DeiHlsit.-;

_________ _

Xone I .:~ 1H. 2ti6.3:i

Time Certificates of Deposits ____ _

:!27 .9\lj .oo

Ha\'ings Devosits ______________ _

X one

Ll~ttt.rs of Credit ancl AeceptaiH'L's

executed for Customers ______ _ Bills Payable _______________ _
Xotes and Rills Hedhwmmtcd _ Other Liahilitie.-; ___ _

\"nne
X one X one Xone

Tnlal

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

MOULTRIE BANKING COMPANY Moultrie, Ga.

As called for by the Superintendent of Banks.

E. M. VEREEN, President.
Date of Charter: 7-8-1896

M. L. LEE, Cashier. Began Business: 1896

RESOFHC'ES Loans and Diseounts ________________ $ ~.30:!.!lt):!.72

State of Georgia and :\Iunidpal Boncl:-:.

o\\ned --------------------------.

til ,:!\i3. 70

r. 8. Government Securities owned

1,:!!17 ,:IHO.tlO

Other Storks and Bonds owned ___ ,___ _

:1:1.2ti:L lH

Banking House and LoL ________ ----

.-,2.tJ20.!l!l

li'urniture and l'ixtures_____________ _

7 ,424.\lR

Other Real ~~state owned ___________ _

1,7!lRJW

('ash in Yault anct Amount dut> frolll

approved Resene Ag-ents ________ _

!l!lti.0:17 .til

Checks for Clearing and Due from

otllf'r Banks -------------------- :!OH .HOO. 7!1

Cash Items -------------------Overdraft;.; ________________________ -

7:-,.S!l 1.ti44.4:1

Advance on Cotton and other Commodities _______________________ _

ti.titi!l. 'j 4

Customers' I~iability on Letters of Credit and Aecevtanee:L __________ _
Profit and Loss ____________________ _
Other He~wurees -------------------

"\'on<' Xone
!1, t:-,o.oo

Total ____________________________ $ :,,0112.332.!12

LAHILITJE,;
Capital Stoek Capital Xotcs ~urplus :Fund l'ndivided Profits ____ -----------. Reserve }'und.-; -- .. -------------Due to Banks ______________ --
Dividends l'npaid -------Cashier's Checks ______ _ Certified Cheeks __________________ _ Ht>mand Heposits __________________ _
Time Certifieates of DetlOsits_._ ---~avings Deposits ------ -Le-tters of Credit and Acceptance:-;
exeruted for Customers ___________ _ Bills Payable _____________________ _
Xotes and Rills Hedi~wmlnted ___ _ Other Liabilities ______________ _

21111.tll10.00
~Oil
2011,000.00 :!:-{.i,:li6.55
:H,:l4:>.73 :;o I, 354.4:1
:w.ooo.oo t.os:J.oo
X one :!,!H\:-{,4}4.56
;)7S.ti!l4.54 j;{:1.020.09
\""one \""one X one ll.t>J4.00

Total

-$ .),00~.:132.92

TWENTY-THIRD ANNUAL REPORT

81

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE MOUNT VERNON BANK Mount Vernon, Ga.

As called for by the Superintendent of Banks.

D. A. McRAE, President.
Date of Charter: 12-21-1900

W. M. PETERSON, Cashier.
Began Business: 1-24-1901

R~~i:lOl'RCES
Loan;-; and Discounts ________________ $

State of Geor~ia and )lunicival Bond::~

owned ------ ----- --------------- __ _
c. S. (~overnment SL<ttrities owned
Other Stocks and Bonds owned______ _

Banking House and Lot ____________ _

Furniture and }'ixtures __ Other Real Estate owned ____________ _

('ash in Yault ancl Amount due from

approved Hest>rre Agents __

Checli:s for Clearing- and Due from

other Banl\:s _____ ----------------

Cash Items __

_________ _

overdrafts --

Adnmcc on Cotton and otl11~r Com-

modities Customers' Liability on Letters of

Credit an<l Acl'CptarHes ____________ _

Profit and Loss

Other Hesourees

Total __

____ $

:i\1,31~.07
j' 7ti0.00 111.H!lll.OO
X one l.:i27.];) 1, 12~.~.x
".'\onf'
:\one .:'\one :\one
.:'\one
~one
:\ont' ::\one
404,4!l1U7

LABIL!TH;S

Capital t-1toek ___ --------------- __ $

Capital Sotes ___ _

_________ _

~urplus Fund __________________ _

l~ndiYided Profits _______ _ Hesrin ]<'unds ____________________ _

Hue to Banks ____ _

HiYiden<ls l"npai<l ______________ _

('ashier's f:heeks _______________ ..

('ertified Che<ks ___________________ _

Dcnwnd Hfposits ___________ --------

Time Certificates uf J)eposits ________ _

~aYing-s Ht~posits ___ _

I~etters of Credit and Acceptancr:-> pxecuttd for Customers ____________ _

Bills Pa)able __ -------------------

2'\ote:-; and Bills Hrcliscounted ______ _

Other Liabilities _ --------------

~.-.. ooo.or,
.'\one :>0.1100.011
:).:;:11.99 I.:):!i.H::l
:"\"one
1 ..-.oo.oo
:-._fi!lli.OO ".'\one
~\i7 .:!01.2:) :) l,:l:-.-,.1:)4 ,,RHII.44
.'\ont ".'\one ".'\one .'\one

Total

-------------- _____ $ -!OU!111.27

STATEl\IEXT

Showing condition at the close of business December 31, 1942, of

THE UNITED BANKING COMPANY Nashville, Ga.

As called for by the Superintendent of Banks.

JOSEPH M. BRYAN, President.
Date of Charter: 7-10-1924

0. B. \\'ILLIAMS, Cashier.
Began Business: 7-15-1924

RESOURCES

Loans an<l Hisconnts __

_____ $

State of ncorg-ia and ::\lunicipal Bonds

owned __________ -------------

U. H. (;orernmcnt Securities owned __

Other Htoeks and Bonds owned _______ _

Banldng House and Lot__~ _______ _

}~urn it ure and }~ixtures _____ .. --------

Other Heal Estate owned___________ _

Cash in Vault ana Amount due from

apvroved Reserve Agents _________ _

Cheeks for Clearing and Due from

other Banks ---------------------

Caslt Ite1ns -----------------------Overdrafts ___ ----------------------

Advance on Cotton and other Com-

modities _______ -----------------

Customers' Liability on Letters of Credit and Accentances___________ _

Profit and Loss____________________ _

Other Resources --------------------

Total ____________________________ $

11i,1:J~.:JH
1,000.00 1:J-1,100.00
".'\one
2.1~2.00
1,424.00 ::\one
46fi.:J5 1:ll.40
~one
None
None None ::\one
800,1:\8.81

LIABILITmS Capital Htod; _____________________ $

Capital Xote.., ----------------------

~urplus Fund

_____________ _

l'ndivided Profits _________________ _

ResPrve Funds --------------------J)uc to Banks ______________________ _ lHddends l'rqwid ________________ _

('ashier's ('he('ks -------------------
('prtified Cheeks __ -------------------
nemancl ])eposits -----------------Time CPrtificates of Deposits_______ _

Hadngs Deposits ------------------Letters of Credit and Acceptancb
rxeeuted for Customers ___________ _

Hills Payable ---------------------Xote~ and Bills RC<liscounted _______ _

Other Liabilities -------------------

:l~.Oflll.llll
Xone
:;:;.ooo.oo
1 :!.:l72.28
~-~110.00 l.~O:i.34 ~.~00.00
:)_-HlH.29 X one
:-i!l>l.~:W.69 1~8.J"i:U1
".'\one
Xone Xnne Xone
X one

Total ------------------- _________ $ 800 .1"i8.81

82

DEPARTMENT OF BANKING

---------

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF NEWINGTON Newington, Ga.

As called for by the Superintendent of Banks.

W. L. BRANTLEY, President.
Date of Charter: 7-7-1919
UESOUUCES Loans aud Jlis('oUnts ________________ $ State of Georgia and ~Iunieipal Bonds
n. 0\\'llt:'d - - - - - - - - - - - - - - - - - - - - - - - - - - -
R. (;overnment Securities owned __ _ Other Storks and Bonds owned_____ _ Banking House and Lot_ ___________ _ Furniture and :Fixtures_____________ _ Other Real Estate owned ____________ _ Cash in \~ault and Amount due from
approvt>d Reserve Agents _______ .__ _ Checks for Clearing and Due from
other Banl~s ---------------------Cash Item~ ------------------------Overdrafts __ ---------------------Advatue on Cotton and other Com-
modities ______________________ _
Customer:-;' Liability on Letter~ of Credit and Acceptauees ___________ _
Profit and Loss____________________ _ Other Re:-;our('es ___________________ _

14,080.89
X one Sone X one 1 .2~>0.00 ')00.00
1.ooo_oo
:J:J, 726.84
X one X one X one
X one X one X one

ADIEL E. ,HODGES,

-Cashier
Began Business: 8-14-i919
LIABILITIES

Capital Stock ____________________ -~ Cavital Xotes ___________________ _

J :;,ooo.oo

Surplus Fund -------------------- __ Undivided Profit.; _______________ _

Xone X one
1.786.41

Reserve Funds ------------------ _ Due to Banks______________________ _

X one X one

Dividends rnpaid ------------------

X one

('ashier's ('heeks ----------------Certified Checl\s ___________________ _ Hemand Deposits ________________ _

H99.32
X one .i:l,315.RO

Time Certificates of Deposits ______ _ Sa,-ings Deposits _________________ _

1 'i43_60 12.60

Letters of Credit and Arceptanre-..

executed for Customers __________ _ Bills Payable _____________________ _ Xotes and Bills Hediscounted ______ _
Other Liabilities ------------------

X one
X one X one
X one

Total ___________________________ $ 72,."i:i7. 7:1

rotal ____________________________ $

STATEMENT

Showing condition at the close of business December 31, 1942, of

BAKER COUNTY BANK Newton, Ga.

As called for by the Superintendent of Banks.

J. C. ODOM, President.
Date of Charter: 10-4-1906

H. EUGENE HALL, Cashier.
Began Business: 10-10-1906

HE SOURCES Loans and Hiscounts________________ $ Rtate of (;eorgia and l\funieitlal Bonds
owned ________ . __________________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banldng House and I~oL ___________ _ Furuiture and Fixtures _____________ _ Other Real E~tate owned ____________ _ Cash in \au1t and Amount due from
approvPd Re~crve Agents __________ _ CheC'ks for Clearing and Due from
other BankH _____________________ _
Cash Items -----------------------Overdrafts ________________________ _
Advance on Cotton and other Comrnoditles _____________ _
Customers' Llability on Letters of Credit and Acceptances ___________ _
Profit and Loss--------------------Other Resources ___________________ _

G1.113i.:iG
X one 9.000_00
X one
2.~80.00
400.011 X one
22fJ,137.:i3
X one X one X one
X one
X one Xone X one

LIABILITIES ('apital Stoek ______________________ $ Capital Xote.;; _____________________ _ Sttr})lus Fund _____________________ _
rndivided Profits -----------------Reserve I<'unds ____________________ _ Hue to Banl\:s______________________ _ Dividends Unvaid _________________ _ Cashier's Checks ___________________ _
Certified Cheeks -------------------Demand DeiJOsits ------------------Time Certificates of Deposits _______ _ Ra\-ings DeiJOsits __________________ _
I.-etters of Credit and Aeceptances executed for Customers____________
Rills Payable ---------------------Xotes and Bills Uediseounted _______ _ Other Liabilities ~~-----------------

"-' .1100.00 X one
:!.i.IIIIO.OO n.H53.86 X one X one :!.0110_00 1.108_06 X one
:!:!i.S:J0.97 J:I.H62.22 X one
X one X one X one
~one

To! a! ____ ----------------------- $ 298,8:15.11

Total ----------------------------$ 29S .R'J5.!1

TWENTY-THIRD ANNUAL REPORT

83

STATEMENT Showing condition at the close of business December 31, 1942, of

THE BANK OF NORCROSS Norcross, Ga.

As called for by the Superintendent of Banks.

T. E. JOHNSON, President.
Date of Charter: 12-12-1903

J. S. NESBIT, Cashier.
Began Business: 2-1-1904

RESOl:RCES Loans and IHseounts ________________ $

State of Georgia and )luniripal Bonds

r

owned --------------------------S. Government Securities 0\Yile(L __

Other ~toeks and Bonds owned ______ _

Banking Hou~e and Lot_ ___________ _

Furnitm e and Fixtures _________ _

Other Heal Estate owned ___________ _

Cash in Yault and Amount due ftom apJ)rovedRest>rve Agents _________ _

Checks for Clearing and Due from
other Banks --------------------- _
cash Items -----------------------o,erdrafts -- ----------------------Adranee on Cotton and other Com-
moditie.s ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Lm;:-; ____________________ _

Other Resour<'es --------------------

Total _________________________ $

H,i24.09
::\one 6:),649.00
::\one 4,:!H2.:JO
S:JO.IlO 912,:)()
1R2.928.:'i4
X one X one X one
1,748.88
X one X one X one
29s.o;:;.:;J

LIABILITIES Ca!lital Stock ______________________$
Capital Xotes ---------------------Survlus Fund _____________________ _
Lndivided Profits -----------------Reserve Funds ____________________ _ Due to Banks ______________________ _
Diddends rnnaid -----------------Cashier's Cheeks ___________________
Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Heposit.s ___________________ Letters of Credit and .Acceptances
executed for Customers ___________ _ Bills Payable _____________________ _
Xotes and Hills Rediscounted _______ _ Other Liabilities __________________ _

30,000.00 X one
6,000.00 6,279.1:! 1,049.:il
None 2,400.00
X one X one 2ril,099.00
~one
1,247.27
None None X one X one

Total ___________________________ $ 298,075.:;1

STATEMENT Showing condition at the close of business December 31, 1942, of

BANK OF OCHLOCHNEE Ochlochnee, Ga.

As called for by the Superintendent of Banks.

W. H. WURST, President.

A. E. SPEER, Cashier.

Date of Charter: 10-19-1906

Began Business: 11-1-1906

HESOT'RCES Loans and DiS('OHnts ________________ $ State of Georgia iil1d ~Iunicival Bonds
Bonds owrwd -------------------U. S. Guvernment Securities owned __ _ Other ~tucks and Bonds owned ______ _ Banking Honse iiild LoL ___________ _ FurnitUI t and .Fixtures______________ _ Other Heal ~~state owned ___________ _ Cash in \'ault and Amount due from
approvpd Reserve Agents _________ _ Cheeks for Clearing and Due from
other Banks _____________________ _
<'ash Items ____ -------------------Overdrafts _.. - __________________ ----
Adran('("' on Cotton and other Commoditie.s ________________________ _
Customers' LiabilitY on Letters of Credit and A<'cept.ances___________ _
Profit and Loss ____________________ _ Other Resour(es ___________________ _
Total _. __________________________ $

76,20!l.30
1,500.00 6,500.00
280.00 1,300.00 1,000.00
1:\0.00
X one X one X one
2,993.66
X one None X one
191,211.5:)

LIABILITIES Capital Ntof'k _____________________ $ Capital Xotes _____________________ _
RurJiltls Fund _________ ----------rndivirled Profits -----------------Reserve Funds ____ ----------------Due to Banks ______________________ _
niridends env,tid -----------------Cashier's Cheeks ------------------Certified Checks: __________________ _ Demand Deposits __________________ _
Time Certificates of Devosits _______ _ Raring-s I>eposits __________________ _
Letters of Credit and Acceptances: executed for Customers ___________ _
Bills Pa:rahle _____________________ _
Xotes and Bills Hediseounted_______ _ Other IAahilities __________________ _

16,000.00 3,000.00 2,2:\0.00
776.67 X one
2,000.00 X one
:i08.47 X one
13~.709. 77 12,675.00 13,291.64
X one None None 1,000.00

Total ____________________________ $ 191,211.55

84

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF OGLETHORPE Oglethorpe, Ga.

As called for by the Superintendent of Banks.

NONE, President.
Date of Charter: 2-1-1901
RESOlCRCES Loans and Discounts ________________ $
State of Georgia and )lunieipal Bonds O\Vned ___________________________ _
P. S. Government Seeuritie::; owned __ _ Other Stocks and Bonds O\vned ______ _ Banking House and LoL ___________ _ Furniture and Fixture:-; _____________ _ Other Heal Estate owned ___________ _ 'Cash in Yault and Amount due from
a})lH'OH'd Rescne Agents _________ _ Checks for Clearing and nue from
other Ranks ______________________ _ ('ash Jtpms _________________ _ Overdrafts ________________________ _
AdYatH'e on Cotton ancl other Commodities _______________ . ______ ---
<'ustomers' Liability on Letters of Credit and Ac<?L'}ltanees ___________ _
Profit and Loss_____________________ _ Otlwr Ht>sounes __ _

64,148.76
:i.OOO.Oil
:;~.600.00
:.\one 1,100.00
:\one 13,lti!U!I
X one );one X one
X one X one
~one

W. E. vVILBURN

Cashier. '

- Began Business: 2-1-1-1901 LIABII,JTIES

Capital Stock ___________________ _

]:;,11110.00

Capital Xotes --------------------. Surplus }""und -------------------- _ Cndivided Profits _______________ _

X one
Io.ooo.oo
--1.7HR.!i5

Heserre Funds -------------------J)ue to Banks _____________________ _

] ,!17~1.46 X one

IliYidends rnpaid -----------------

lOUO

Cashier's Checks -----------------

1.240.32

Certified Cheeks __ --------------Demand DCllOSits ________________ _

, _ -~o~e -".- ...Lt.R

Time C'ertifi<'ates of Deposits _____ _

:w.:n.t62

:-::.avings Deposits _______________ _

~one

l~etters of Credit and Acct>ptall\'L'"

CX~-'rutfd for Cus~omer,:.; ______ _ Bills Payable _________________ _
:\otts and Rills Redbl'Olmted Oth-'r Li.\hilities __________________

X one X one X one X one

Total ____________ ---------------$ ll!1.!180.tj3

Total

l I~~ ,!1~0.62

ST ATE:WE~T

Showing condition at the close of business December 31, 1942, of

FARMERS BANK Palmetto, Ga.

As called for by the Superintendent of Banks.

J. H. BALLARD, President.

B. HUDSO~,
ca~hiel'.

Date of Charter: 6-29-1918

Began Business: 7-10-HllS

HESOl:RCES

lAwns and Discounts______

_ ____ $

Htato of (;eorgia and ~lunieipal llon<ls

OWnt>d -- -----------
r. :.-;:;, (;overnment Reeurities owned

Other ~Hocks and Bonds ownetL __ Uanking House and Lot _____________ _ :Furnitu-re and Fixtures _______ ~.-- ___ _

Other Heal Estate 0\\'necl ___________ _

Cash in Yault and Amount due from approved Resen'e Agents ________ _

Che{'ks for Clearing and Due from other Ranks _____________________ _

Cash Item;.; _______________________ _

0\'erdrafts __________ ---- ---------

Advance on Cotton and other Commodities __________________________ _

Customers' Liability on Letters of
C'redit and Aeceptanres ___________ _ Profit and Loss ____________________ _

Other Resourees ____________________

Total ____________________________ $

2,01111.011 1>8,800.1111
X one 4.:i00.00 1.2110.00 '.700.00
X one X one X one
X one
X one X one
Xone
231,341.00

LI.Ul!LITIES

Cavital ,;tock ------------------Capital Xotes ____________________ _

Stuplus Funct

_____________ _

('ndivided Profits _______________ _

Reserve Funds ____________________ _

Hue to Hanks ____________________ _

Hivirlends l'npaid ________________ _

Cat-;hier's Cheel{S ------------------ _

('ertifietl Checks __ -------------- _ J)emand Heposits _____ -------------Time Certifieates of Deposits_______ _ Savings Deposits __________________ _

l ..ettrrs of Credit and Aeceptances executed for Customers ___________ _
Rills Payable _____________________ _

Xotes and Bills Rediscounted _______ _ Other Lial,ilities ___________________ _

~.-1,1+00.00
\"one X one .-. 11~7.87 X one :\"one X one 74.:\R \"one
~-~o.n;.t.oo
~d '1 04.77"1 ;\one
X one :\o11e :\"one Sane

Total ____________________________$ 2:ll. :41.00

TWENTY-THIRD ANNUAL REPORT

85

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE PATTERSON BANK Patterson, Ga.

As called for by the Superintendent of Banks.

ROMA THOMAS, President.
Date of Charter: 4-22-1907

ROMA THOMAS, Cashier.
Began Business: 6-19-1907

HEI-iOritCES Loans and DiscuunL:; _________________ $

State of Georgitt and )Juniripal Ronds

ownrcl

------------

C R (;oH'l'IIlllent ~eeurities owned

Other Stocks and Bonds ownt<L ____ _ Banldng House and Lot_ ___________ _

Furniture ami Fixtures _______ _

Other Real Estate owned ____________ _

cash in \'ault and _\mount due from

<liJJli'OH'd He.'inre _\gents
Cheeks for Clearing ancl nue from othPr Bank" _________ _________ _

Cash Items --

Overdrafts

.AdYance on Ciltt1111 and other \nlll-

moditils

fustoniPrs' Lia hilio on Letters of

Credit and _\l'l'i:'lJtan<es ____________ _

rrofit and l~oss _____ _

Other Rt"sounc::-; _______________ _

X one
~~1.000.00 X()Uf'
2,100.00
7~-1.0()
X one
171.7/ti.O';'
fil.l.! X one :\one
X nne
X one Xmw
X(Jlll'

LUBILIT!ES Capital Rto('k --------------------- _$ Capital Xo1Ls __________ -----------:-.:urplus Funrl _____________________ _
rndirided Profits ___ ---------1-tesene Funds _________________ _ D11e to Banks _______ _
DiYidend:-; lnpai(l ___ _ C'asllier's ('h((ks ________________ _ Certified Che('l\s __________________ . Jkmand Depoc-;its ________________ _
Time Certifi('ates of Depoc-;its ______ _ ~aYings Heposits _____ _
Lr_ttcrs of Credi~ and Aceeptanres
CXL'('ttted for Customer.-:_ Bills PaYalJlf' __ _ \'otPs <il~(l Bills Hr(}h('Oltllted _ Otht'r I.iallilities -------------

l:i.IIIIO.OO X one
.;,ooo.oo
l,l:JR.49 X nne X one X one
1 ,:-,t;8.21 X one
1~1.41H.:i1
lli.7 .~~.n :\(Hlf'
X one X one X one X one

Total __

. $ ~2:l.R7:l.64

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

fARMERS BANK OF PELHAM Pelham, Ga.

As called for by the Superintendent of Banks.

F. D. HOLLIS, PTesident.
Date of Charter: 8-25-1902

J. R. PAYNE, Cashier.
Began Business: 9-1-1902

HESOrUCES Loans and Discounts ________________ $

State of Georgia and ~Iunicipal Bonds o\vned __________________________ _

li. S. Gover"'1ment Securities owned __ _ Other StockR and Bonds owned______ _ Banldng House and Lot_ ___________ _ Furniture and }"'ixtures_____________ _
Other Real Etsate owned___________ _

Cash in Vault and Amount due from am>roved Reserve Agents _________ _

Checks for ('tearing ancl Due from

other Banks --------------------Cash ltems -----------------------Overdrafts _________________ --------

Advance on Cotton and other Com-

InrHlitie~

_______________ ------

Customers' Liability on Letters of Credit and Acceptanres ___________ _
Profit and J..oss ____________________ _
Other Resourees . _________________ _

Tot ..! ___________________________ .. $

256Ji2J.06
;),1R8.56 l:l8,800.00
4,200.00 3,31l3.27 2,6:i9.73 7,821.10
481,078.27
X one "X one
~one
X one
X one Sone X one
899,63:>. 99

LIABILITIES Capital Rtock ______________________ $ Capital Xotes _____________________ _ Surplus Fund _____________________ _
Cndivided Profits -----------------Reserve l<~unds --------------------Due to Banks ______________________ _
Dividends l'npaid _________________ _ Cashier's Checks __________________ _
Certified Cheek< --------- _________ _ Demand Deposits ___________________
Time Certificates of Deposits_______ _
Savings Deposit~ -------------------Letters of Credit and Acceptances
executed for Customers____________ Bills Payable _____________________ _
Xotes and Bills Rediscounted _______ _
Other Liabilitles -------------------

100,0011.00 X one
40,000.00 4, 7H6.00
~one ~one
Xone 1,'\34.33
X one 632,848.71 120.4:>6.95
Xone
X one
Xone X one X one

Total ______________________ .. ____ $ 899 .fi:J:>. !l9

86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

PELHAM BANKING COMPANY Pelham, Ga.

As called for by the Superintendent of Banks.

W. C. COOPER, PTesident.
Date of ChaTter: 12-44-1936

RESOrRCES Loans and Discounts ________________ $

State of Georgia and :\Iunicipal Bonds

e.o"S.neGdo

___ -----------------------vernment Securities owned __ _

Other Stocks and Bonds owned______ _

Banking House and Lot_ ___________ _

Furniture and :Fixtures_____________ _

Other Ueal Estate owned ___________ _

Cash in Yault and Amount due from am1roved Reserve Agents_________ _

Checks for Clearing and Due from other Banks ____________________ _

OCvasehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

Advance on Cotton and other Com-
modities ------------------------Customers' J...iability on Letters of
Credit and Acceptances ___________ _ Profit and Loss_____________________

Other Resources -------------------

146,968.07
990.00 101.375.00
~one
9,829.97 1,961.40 1,044.77
2:!8,794.78
X one X one 30.23
~one
None X one
~one

- - MRS. RUSSELL,IJASHER, . Ca::duer. Began Busmess: 12-8-1936
LIABILITIES

Capital Stoek __________________ _ Capital Xotes __________________ _

~:;.ooo.oo

Surplus }"und -------------------

:;,ooXoo.onoe

L'ndivided Profits --------------Reserve Funds __________________ _

'.~40.96
:o.ooo.oo

Due to Banks----------------- __ _ Dividends Lnpaid _______________ _
Cashier's Checks ________________ _ Certified Checks ________________ _ Demand Deposits ________________ _ Time Certificates of Deposits _____ _ Savings Deposits ________________ _

~.IIOO.OO
:l75.0J .i,l-i26.85
X one
"~=:ll4!8
- ,0!7.ai
1:>:: ,094.59

Letters of Credit and Acceptan<t~~

executed for Customers _________ _ Bills Payable ____________________ _

X one X one

Xotes and Bills Rediscounted ______ _ Other Liabilities ________________ _

X one 24.5%

Total ----------------------------$ 500,994.22

Total -------------------------- _$

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE PEMBROKE STATE BANK Pembroke, Ga.

As called for by the Superintendent of Banks.

D. B. WARNELL, PTesident.
Date of Charter: 12-29-1937

C. L. GRUVER, Oashier.
Began Business: 2-11-1938

m;sovRcEs
Loans and Discounts________________ $
State of Georgia and Municipal Bonds o'vned __________________________ _
r. S. Government Securities o\vned --
Other Storks and Bonds owned______ _ Ranking- House and Lot_ ___________ _ Ji'urniture and :Fixtures _________ _ Other Heal Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
f'hecl\s for f'learing and Due from other Banks _____________________
Cash Items ________________________ Overdrafts ______________________ _
Advance on Cotton and other Commodities ___ _____________ -------
Customers' l ..iabilit:r on I..etters of Credit and Areept:'lnces ___________ _
Profit and Loss ____________________ _ Other Hesources ___________________ _

133,18.).84
7,50;).00 54,050.00
X one 2,640.00
770.00 X one
247,:lG9.81
X one X one 7::13.:-Ei
X one
Sonc
~one
'197.36

LIABILITIES Capital Stock ______________________ $
Capital Xotes ---------------------Surplus }~und _____________________ _
rndivided Profits -----------------Reserve :Funds ____________________ _ Due to llanks ______________________ _
Dividends rn11aid -----------------Cashier's CheC'l{S ------------------Certified Checks __________________ _ Vemand Devosits __________________ _ Time Certificates of Dcpm;its _______ _ Sa\-ing.s Deposits ___________________ _ Letters of Credit and Acceptances
exeeuted for Customers___________ _ Bills Payable _____________________ _
X otes and Bills Rcdiseounted -------- Other I...iabilities __________________ _

~:1' IJOO.OO
~one ~0.1100.00
~.1\lj .41 :\one
~one
I 74.00 l ,!1\f4.73
~one
::t~.l :!:L:-13 17 ,\Hl~.39 1.~1-10. 27
.\one .\one
~one
:! HX.03

Total ____________________________ $ 44!>,863.36

To:al

4-l\).~li:~_36

TWENTY-THIRD ANNUAL REPORT

87

STATEMENT Showing condition at the close of business December 31, 1942, of

PERRY LOAN & SAVINGS BANK Perry, Ga.

As called for by the Superintendent of Banks.

C. E. ANDREW, President.
Date of Charter: 8-20-1889

W. V. TUGGLE, Cashier.
Began Business: 1889

RESOURCES Loans and Discounts ________________ $ State of Geonda and ~Iunicipal Bonds
owned -- --------------------[. B. GoYcrnmcnt Securities owned __ _ Other Storks and Bonds owned ______ _ Banldng House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned____________ _ Cash In Yault and Amount due from
approved Reserve Agents _________ _ Cheeks for Clearing and Due from
other Banks ____________________ _
Cash Items -----------------------Overdrafts -- _____________________ _
Advance on Cotton and other Commodities _______________________ _
Customers' Liability on Letters C>f Credit and Acceptances___________ _
Profit and Loss ____________________ _ Other Resourees ____________________
Total ____________________________ $

86,827.43
X one 290,000.00
None 5,000.00
1.011 1.00
458,415.96
242.8;) X one 286.95
8,332.34
X one X one X one
849,107.53

LIABILITIES Capital Stock ______________________ $
Capital Xotes ---------------------Surplus Fund _____________________ _
rndivided Profits -----------------Reserve Funds ____________________ _ Due to Banks ______________________ _
Dividends rnpaid -----------------Cashier's Checks __________________ _ Certified Checks __________________ _ Demand Deposito; __________________ _ Time Certificates of Deposits _______ _ Savings Deposits __________________ _ Letters of Credit and Aeceptances
executed for Customers___________ _ Bills Payable _____________________ _ :\otes and Bills Rediscounted _______ _ Other Liabilities __________________ _

~:,.noo.oo
X one 27 ."iOO.OII
~H.129.76
Xone Xone H2.50 2:i.137.29
~one
6ill,R96.16 I \l,:l7'i.OO :W,:'i:14.44
Xone Xone l'\one
92.38

Total ------------------- ________ $ 84\l.l07.53

STATEMENT Showing condition at the close of business December 31, 1942, of

BANK OF PINEHURST Pinehurst, Ga.

As called for by the Superintendent of Banks.

W. F. SCARBOROUGH, President.
Date of Charter: 1-1-1908

F. M. WILSON, Cashier.
Began Business: 1904

RESOURCES Loans and Discounts ________________ $
State of Georgia and ~luniripal Bonds owned _________________________ _
L. 8. Government Securities owned __ Other Stocks and Ronds owned _____ _ Banking House and I..ot ____________ _
Furniture and Fixtures-------------Other Real Estate owned___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Chcrks for Clrarin~ and Hue from other Banks ____________________ _
rash Items -----------------------Overdrafts _________________________ Advanee on Cotton ..________________ _
Customers' IJability on I..etters of Credit and Aceeptanres ___________ _
Profit and Lo~~ ___________________ _ Other Hesourees ____________________

38,933.61
X one 26,000.00
:X o n e 1.500.00 2,400.00
X one
19:>.976.66
146.H2 X one X one
:l2,0o2.12
X one X one X one

LIARILITIES Capital Stork ______________________ $ Capital ~otes _____________________ _ Surplus ~~und _____________________ _
rndividell Profits _____ ------------Reserve Funds ____________________ _
Due to Ranks ______________________ _ Dividends rnpaid _________________ _ Cashier's Checks __________________ _ Certified Cheeks __________________ _
Demand Devosits ------------------ _ Time Certificates of Deposits _______ _ Savings Det)osits __________________ _
Letters of f'redit and ..Ac('eJ)tances executed for Customers ___________ _
Hills Payable _____ ---------------:Xotes and Bills Hediscounted _______ _ Other I..iahilities __________________ _

2:i,OOO.OO l:i,OOO.OO
X one
~one
Xone Xone X one J.o:;:Lo7 Xone
1il1.74:U7 72.66!>.00 5,:>46.:37
X one X one X one X one

Total

-

----

---

-

---

.-

-

---

----

---

-

---

$-

-

-:n-7.0-0-9.-21-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

:n7.00iU1
------

88

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

PITTS BANKING COMPANY Pitts, Ga.

As called for by the Superintendent of Banks.

A. C. SHELL, President.
Date of Charter: 6-2-1906

A. C. SHELL, JR., Cashier.
Began Business: G-1906

HE,;mHn:,;

Loans and Jli:->('tJIIIlt~"'---

$

Xta!t~ of (~t()rgia and ".\Iunici:):d Bonds

OWill-'d __

{'. ~. (;o\ernment ~t<ttritiL~ o\\Jled __

OthPr ;-;t1wk" alld Bonds owne<L _____ _ Bankin12: House and Lot_"--- ______ _ Furnitt!IT <tlld .Fixtnns __ Other Heal E....;tate owned _______ _

Cash ill \ault a11d .\mount due from app!'(l\ td HtsetTt' \.gLnts_

Ched;"' for Ckaring and Hut' from other Bauk..;;
('ash Itf'llJ-; _____ _

0n'rdrafts

A<halH't' (JII Cotton and other Commoditits _________ , __

Customers Lia!Jility 011 Lt>tters of Cndit <tlld .\(cept.ance,s _________ _

Profit and Loss __

Othl'r Hesoli!Tes

;{(),!!01.-!:J
X one
l\\151tlU.OO
X one :]011.011 liOO.OII
4.~1ill.il0
X one :\"ont: Xone
lfi!.H4
X one Son!:' X one

LABILITIES Capital Sto('k ________________ _

Capital X ott'-"' _-------------Surplus Fund _________________ _

rndi\"hkd Profits ____ _ HLst:rn.:> Funds ____________ _

But> to Btlllk:-; Diri<lends l"npaid _______ _

('ashier's f'hedi.s ____ _

Certifit'd f'hL'cks Ik!Hand UL'posits _

TilllL' CLrtificatL'S of nepo:-;it~L Sa\ illgs Ikposits _______ _

Ltttt>l':-1 of Credit anll ACCC'IJt<llll'('-, <'Xt'l'HtL'd for Customers _________ _

Rills ~oiL'S

Pa\ahll' ar;d Bill"

RediseountecL

Other Liahiliths ___________ _

~:i .. ooo.oo
:\ont> .i.IIOO.IIO :.!.:.!(il.fll
Xnnt' X nne
I ..,oo.oo
1107 .OH X one
~.-, 1.1 \10. :~; I l ,li:!.i.;~:.! :\one
:\one X one :\one Xune

Total

8011, I~ !.tiS

Total

:Wil.lR-l.H8

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BANK OF QUITMAN Quitman, Ga.

As called for by the Superintendent of Banks.

SAML. S. ROUNTREE, President.
Date of Charter: 12-26-1888

H. W. STUBBS, Cashier.
Began Business: 12-28-1888

R~;sot:HCES
Loans and Jiscounts ________ ---------$ ~Hate of Georgia and ~funi<'iiJal Bonds
owned ________ ------------------
e. H. Governmeut Securities owned --
Other Sto('ks and Bond" owned_____ _ Ranking House and J~ot_ ___________ _ },urnittU' and Fixtures ___.__________ _
Other R('al Estate owned ___________ _ Cash in Yault and amount due from
approYed Heserve Agents _________ _
Che<"'ks for Clearing and Due from other Banks ____________________ _
Cash Items -----------------------Overdrafts ______________________ _
Advance on Cotton and other Commoditie~ __ ----------------------
Customers' Liability on Letters of Credit and Aceeptances ___________ _
Profit and Los..-; __ -----------------Other Resources __________________ _

IOII,42'i.48
X one 3110,7110.00
36,G79.30 3,:379.7:) 605.9:{
~.484.92
7 1 6 , 0 8 3 ..19
10,368.47 X one X one
2,171.18
X one
~one
X one

LIABILITIES Capital >Hock ______________________ $ Capital Xotes _____________________ _
.Surplus Fund ---------------------l'ndivided Profits _________________ _
Heserve Funds --------------------Due to Banks_____________________ _
Dividends rnpaid ---------------- __ Cashier's Checks __________________ _
Certified Check:; -------------------Demand Deposits __________________ _ Time Certificates of Deposits________ _ Savings Deposits __________________ _ Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

;,1),1100.00 X one
'11.11110.00 11. tt!R ..:!3
lX,ti 14.12 :. 166.26 2.0011.00 1.1117.92 :\one
S!Li,S~l.:-i:t
.\'one
14:i.:-,no. 74
~;one ~one ~one
Sone

Total _________________ -----------$ I, 177,798.82

Total _ ----------- ____________ $ l.J77,7!1X.82

TWENTY-THIRD ANNUAL REPORT

89

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE TATTNALL BANK Reidsville, Ga.

As called for by the Superintendent of Banks.

W. E. SMITH, JR.,

W. E. SMITH, JR.,

President.

Cashier.

Date of Charter: 9-14-1900

Began Business: 10-22-1900

RE~Ol"RCE"
Loans and lliSI'ottnts _______ _

State of (;PilrJ.;ia and ~Iunil'ipal Buwh

oWilell

.. _____________ _

r. S. (;oH'l'llllJent ~el'uritil's o\\ned __ _

Other Stol'ks and Bonds owned _____ _ Banking House and Lot_

Furnitlll'l-' and Fixtures_

Other }{pal EsliJtL' owned

('ash in Yault and Annmt due from approH'd Rt'sene Agents _______ _

(he('hS for Cll:tring; <!lld llul~ from othPr Bank:-; __________________ _

('ash Ite111s

_________ _

Orerdrafts -----------------Ad\-aJH'l-' 011 Cutton and nthL'r ('olll-
moditits _____________ _

('ustomPrs' Liability on Ll'ttLrs of

('redit and _\e<'evtanl'es_ Profit and Loss _____ _

Other Hl'SU ITt:-<

Total

-------------$

-12,7li7.H~
X one 11,112:0.1111
Xone
:-).~tlH.OO
I,:HCi.OO 1.110
X one );nne X one
Xone
X one X one
).;one

LL\BILIT!Et-l Capital Stock _____________________ $ Capital Xote.-; _____________________ _
~urplus Fund ------------ Cmliddcd Proflt:-; _______ . ________ _ Ht>serYc Funcls ____________ _
Due to Ranl.;:s --------------HiYidends lTnpaid ________________ _ Cashipr':-; ClJe(ks __________ . Certified ClH('I\s _______ __________ _
Demand Deposits _____ _
Time Certificates nf lll'posit:-; _______ _ H:~vings Ikposit.-.; ______ _
Lt>tters of Credit and Aceevtan('es cxt~<utecl for CustolllL'rs __________ _
Bills Payable ------------ ________ _ Xotes ami Bills Redis<'OIInted ____ _ Other l.iahilitif's _____ -------------

2:1,000.00 X<lllP
1~ ..)011.11() cl2:-L7:1 X one XorH
XOlll' ~."11.1S
XonP
:JG~.lo:-LO:)
31.SSii.l" :12,20\J.7:1
X nne X one X one X one

Total

-- ------------ __ $ ll90,:i:J:l.S I

STATEMENT

Showing condition at the close of business December 31, 1942, of

RENTZ BANKING OOMPANY Rentz, Ga.

As called for by the Superintendent of Banks.

0. D. BARRON, President.
Date of Charter: 5-2-1914

THERON WOODARD, Cashier.
Began Business: 5-5-1914

RESOURCEt-l Loans aud Viseounts _______________ $ .State of Georgia and ).[unicipal Bonds
owned _____________ -----------1'. S. Government Securities owned __ _ Other Htocks and Bonds owned _____ _ Banking House and LoL __ ~----~--- Furniture and :Fixtures_~~--------~~Other Heal Estate owned ___________ _
Cash in Yault and Amount due from a{l}lroYed Resene Agents __ ~------
Cherks fur Clearing: and Due from other Banks ------------------~---
Cash Items ____________ -----------Orerdrafts _____________________ _
Advanre on Cotton and other Commodities __ --~------------------
('ustmners' Liability on I~etter~ of Credit and Areeptances ___________ _
Profit and Loss ___________________ _
Other Hesourees --------------------
Total --------------------------$

70.423.t!ll
~one
4,863. 73 3,000.00
300.011
~one
10.00
; l.R46.7!
Xone
fi30.29 27:),;)5
7,139.2!
Xone None X one
158.389.41

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund _____________________ _ rnctlvlded Profits _________________ _ Reserve }~unds --------------------Due to Banks ______________________ _
Dividends rnvaid -----------------Cashier's Checks __________________ _
Certified Checks -------------------Demand Deposits __________________ _ Time Certificates of Deposits _______ _ Savings Deposits ------------------Letters of fredit and Acceptances
executed for Customers ___________ _ Bills Payable ____________________ _ Notes and Bills Rediseounted _______ _ Other Uabi!lties __________________ _

13,000.00 X on"'
3,000.00 '),337.18 6,001LOO
X one X one X one None [[!!,367.42 ~. :!;)0.00 X one
X one X one None 2.434.81

Total ____________________________ $ IJ8.389.4l

90

DEPART.MENT OF BANKING

STATEMENT

--------

Showing condition at the close of business December 31, 1942, ,,f

THE CITIZENS STATE BANK Reynolds, Ga.

As called for by the Superintendent of Banks.

W. J. BUTLER, President.
Date of Charter: 9-8-1922
RESOI:RCES Loans and Discounts________________$
State of Georgia and )funicipal Bonds 0\Vned _________ ------------------
r. S. Government Securities owned __ _
Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Cheeks for Clearing and Due from other Banks ____________________ _
Cash Items ------------------------Overdrafts __ ----------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources ___________________ _

219,829.20
None 33,000.00
X one 7,000.00 2,418.S:l
:>2:>.00
66,59:!. 56
X one X one X one
42,639.93
X one X one X one

--- R. L. BELL Cashier. ' Began Business: !l-1'1-1922

Capital Stock _____________________ $ Captial Xotes ___________________ _
:Surplus Fund ___________________ _
t:ndivided Profits ---------------Reserve :Funds ___________________ _ Due to Banl\s _____________________ _ Dividends Unpaid _________________ _
Cashier's Cheeks -----------------Certified Cheeks __________________ _ Demand Deposits __________________ _

~- .ooo.oo to.ooXoo.onoe
7.892.33 .>,003.10
X one
u;;o.oo
90.11
,_1!)-,),_.)X49o.n:iet

Time Certificates of Deposits _______ _ Savings Depo~its __ ----------------

1!1,:-147.89 .-)!1,6i3.:!8

Letters of Credit and Aecevtance~

executed for Customers__________ _ Bills Payable ____________________ _
Xotes and Bills Rediseounted______ _ Other I.-iabUiti~~ ------------------

X on~ X one Xoue X one

Total ____________________________ $ 394,006.22

Total __________ ------------------ $ :l!J l.006.2l

STATEMENT

Showing condition at the close of business December 31, 1942, of

RICHLAND BANKING CO. Richland, Ga.

As called for by the Superintendent of Banks.

E. W. PARISH, President.
Date of Charter: 10-13-1927

WILLIS ST'RIGKLA~D, Cashier.
Began Business: 10-15-1 !127

RESOURCES Loans and Discounts________________$
State of GeDrgia and .Municipal Bonds o\vned __________________________ _
r. S. Government SeruritiE's owned __ _
Other Stock:; and Bonds owned ______ _ Banl\ing House and LoL ___________ _ l'urniture and :Fixtures _____________ _
Other Real Estate owned ___________ _ Cash in Vault and Amount due from
ar1proved Reserve Agents _________ _
Cheeks for Clearing and Due from other Banks ____________________ _
f'ash Items -----------------------0\erdrafts _______________________ _
Advanee on Cotton and other Com-
modities ------------------------Cu;;;tomers' Liability on Letters of
Credit and Acceptances___________ _ Profit and I~oss~- _________________ _ Other Resources ___________________ _

89,589.71
1,200.00 113,400.00
X one
3,8\l!'i.OO 930.00
None
294,28:1.87
1\!7.09 36.18 None
X one
X one Xone X one

Total ----------------------------$ ;)03,;)53.8;)

LIABILITIES Capital 8tock ______________________ $
Capital ~otes ---------------------Surplus }""und ---------------------Undivided Profits _________________ _ Heserve Funds ___________ --- ______ _ Due to Banks _____________ -------~Dividends rn11aid __________________
Cashier's Cheeks __________________ _ Certified Checks ___________________ _ Demand Deposits _________ _ 'l'ime Certificates of Dctwsit}; _____. __ _
Savin~s Deposits --~---------- ---~-- Letters of Credit and Ac<cptances
exeeuted for Customers____________ Bills Payable _____________________ _ Xotes and Rills Rediseounted________ _ Other Liabilities _________________ _

10,1100.00 X one
t".noo.oo
1.1116.66 :'\one
lllll,l !10.02 X4.00
.'\one 2\17.206.72
~.. ooo.oo
~~i.~il!.lO
:\one \'one :-.:one .\"one

Total ___________________________ _

TWENTY-THIRD ANNUAL REPORT

91

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF RINGGOLD Ringgold, Ga.

As called for by the Superintendent of Banks.

M. W. MURPHY, President.
Date of Chavter: 8-24-1904

J. COLTON WEEKS, Cashier.
Began Business: 8-1904

RJ;SOURCES Loans and Discounts________________ $

state of Georgia and )lunlcipal Bonds

u.o \Sv.n eGdo v-e-r-n-m- -e n- -t

---------Securities

-----owned

__ __

_ _

Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ _

Furniture and :Fixtures_____________ _

Other Real Estate owned ___________ _

Cash in Yault and Amount due from approved Heserve Agents _________ _

Checks for Clearing and Due from other Banks ____________________ _

Cash Items -----------------------overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss____________________ _

Other Uesources --------------------

Total ____________________________ $

207,373.33
!l,300.00 99,071.55
None 10,027.2:)
9.671.6:! 1,756.25
14S,432.60
1,340.87
~one
597.61
~one
None None
491,508.64

LIABILITIES Cavital Stock ______________________ $
Cai)ital Xotes ---------------- _____ _
Rurplus Fund ---------------------Cndivided Profits -----------------Reserve Funds --------------------Due to Ranks--~~---------------~--Dividends rnJlaid _________________ _ ('ashier's Checks __________________ _ Certified Checks __________________ _ Demand Deposits __________________ _
Time Certificates of Deposits _______ _ Savings Deposits __________________ _
Letters of Credit and .Acceptanre~ executed for Customers___________ _
Bills Payable -------------- ______ _ Xotes and Bills Uediscounted _______ _ Other Liabilities __________________ _

2:i,110il.OO X one
s.ooo.oo
1,~7!1.04
X one :J,H87.0:-i
~.).00
:10;).00 X one
ao~.2o:1.:Js
C.,OOO.OO l3S,681.17
X one Xone X one
:;s:;.oo

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

CRAWFORD COUNTY BANK Roberta, Ga.

As called for by the Superintendent of Banks.

C. R. AVERA, President.
Date of Charter: 1-7-1901

F. E. BENTLEY, Cashier.
Began Business: 1~8-1901

RESOl:RCES Loans and Discounts ________________ $
State of Georgia and )funirival Bonds owned --------------------------
[, S. Government SePurities O\\ned .__ Other ~tocks and Bonds owned _____ _ Banking Hom;e and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real ~;state owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Cherks for Clearing and Due from
other Ranks ____________________ _
Cash Items -----------------------Overdrafts ______________ ----------Advanle on Cotton and other Com-
modities ______ ----------- -----Customers' Liability on Letters of
Credit and Arre}ltanres___________ _ Profit and Loss ____________________ _
Other Resources --------------------
Total ____________________________ $

37,:>77.81
5,000.00 47,100.00
1,GOO.Oil 1,140.00
:170.011 6,:!:J9.iij
1:!7,670.62
:>,000.00
~one
147.84
2,161.42
X one X one
~one
244,127.24

LABILITIES Capital Stock ______________________ $
rapital ~otes ---------------------Hurplus }-.,und ---------------------enctidded Profits -----------------Reserve }~unds --------------------Due to Banks ---------------------Dividends rnpaid -----------------Cashier's Chef'ks ------------------Certified f'hecl;;s -------------------Demand Deposits __________________ _
Time Certifiratts of Deposits ________ _ Savings Deposits _________________ _
Letters of Credit and Atl'e}ltances exeruted for Customers ___________ _
Bill' Payable ____________________ _
~otes and Bills Rediscounted. ______ _ Other Liabilitil's __________________ _

l:i,illlll.OO :\one
:. noo.oo
6~.09
:-;one Xone X one
,:{7~.;)7
Xone lSS.:ls8. 7:> :lt.:lO:l.S3
Xone
Xone .\'one .\one .\'one

Total ----~----~----------------

'92

DEPART\fENT OF BANKING

---

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE ROCKMART BANK Rockmart, Ga.

As called for by the Superintendent of Banks.

H. P. FAMBRO, President.
Date of Chmter: 10-30-1900

M. ~-PERRY, Cash1er.
Began Business: 10-:l0-1900

HESOl"RC'ES Loans and Discounts _________________ $
State of Ct>orgL1 a11d :\lunicipal Bonds owned
r. S. (;OYPJ'lllllt'Ilt Securities owned
Othcr Stod;s anrJ Bonds owned_ Banli:mg Huu;.;t" ctiHl LoL ____ _
Funlitun""' and Fixtures OthLr lh-';ll Estate mntecl Cash in \-au11 and .\mount due frDIIl
ap)Jrortd HP:->t-rre .\.gcnts Ched;::; for Clearing and Due from
other Bani.;::; Cash IteJJJs (herdrafrs __
Adrance on Cotton aud other Commoditip:-; _
Custonlt'rs' Liahilit~- on Lt>tters of Credit and .\('('eptanee::; ___________ _
Pr(Jfit and L(J:-.s ____________________ _
Other Rt>soUJTl's ___________________ _

~~.O~l:l.:\0 -1611.~1:-i!i.OO
~nne
7.:100.00
::L:-;ou.no
~Olll'
~(JJl('
-:\one \10.!1:)
1\1,11:1.1:!
.:\one :\one .)0.00

LI.\BJLITJE,; ('apital ~tock _________________ _ Capital Xotes ________________ _ :--lurplus Fund _________________ _
rucihidL'{l Profit:-; -------------Re.'lC'ITC Fundf; _______________ _ ])ue to Banli:s __________________ _
J)hidends rnpaicl --------------Cashier's Checks ______________ _ Certified Cheeks _______________ _ Pemand IJeposit:-; _______________ _
Time CertifkatL'S nf Deposits _______ _
~avings l)l'llOi"lih ______________ _
LLtters of Credit and ~\e<'L'{Jta!H'l'" C'XL'('lltL'cl for Customers _______ _
Hills Payable __________________ _
.:\otes and llill.s Rediscounted____ _ Other J. iaiJilities ---------------

tn.ooo.oo
X one 10,11011.00 1.-.:!lll.H
~one
X one
:~.:!no.on l.M~:I.Oj
X one s t i .:l~fi.:!9
X one ~~H; .ti:-10. ti3
X one
~one
Xoue
~Olll'

Total ____ --------------- _______ $ I. ZH, ll:U:l

Total _ ---------- -------------- __ -~ .~ 1. 11~.4~

STATEMENT

Showing condition at the close of business December 31, 1942, of

ROSWELL BANK Roswell, Ga.

As called for by the Superintendent of Banks.

J. H. FOSTER, President.
Date of Charter: 3-11-1901

C. G. WEBB, Cashier.
Began Business: a-1901

IlESOURCES I~oans and Discounts ________________ $
State of Georgia and ~.funirival Bonds o\vned _____ ----------------------
L'. S. Government Securities owned __ _ Other Rtoc-ks and Bonds owned ______ _ Banking House and LoL ___________ _, :Furniture and Fixtures______________
Other Real Estate owned____________ _
Cash in \'ault and .Amount due from aiJProved Reserve Agents _________ _
Cheeks for Clraring and Due from
other Banks --------------------Cash Items ____ -------------------Overdrafts __ ~------- ------------.Adnuue on Cotton and other Com-
moditie."l __ --------------------Customers' Liability on Letters of
Credit and .Arceptances___________ _ Profit and Loss____________________ _
Other Resourets --------------------

230,498. j 7
18,000.00 Z71 ,300. 00
1.00 :\one 870.38 None
143.00 X one
598.37
5,003.27
X one X one 235.00

Total __ __ _____________ -~ _________ $ 1,101,968.36

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Pund _____________________ _
rndivided Profits -----------------Reserve .Funds --------------------Due to Banks ______________________ _ Dividends rnpaid _________________ _
rashier's Cheeks ------------------- Certified Cheeks -------------------Demand nevosit..<; ------------------Time Certifieates of Devosits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable _____________________ _
"Xotes and Bills Rediscounted _______ _ Other Liabilities ___________________

~:i.OOO.OO
X one
~--.000.00
!S,!IO:..II :i.OOO.OO
X one X one
l,:i9j.~5
;:;o.oo
7!1:),121.08 :!:!!),.)96.62
X one
X one X one X one X one

Total ----------------------------$ I, Jill ,968.36

TWENTY-THIRD ANNUAL REPORT

93

STATEMENT

Showing condition at the close of business December 31, 1942, of

TRI-COUNTY BANK Royston, Ga.

As called for by the Superintendent of Banks.

HOKE McCONNELL, President.
Date of Charter: 8-9-1941

L. M. TURNER, Cashier_
Began Business: 9-1-1941

RESOrRCES Loans and Discounts ---~-----------$ state of Georgia and ::\Iuniripal B(mds
owned ________________________ _
r S. Government Securities owned
Other SttH'ks and Bonds O\\'ned______ _ Banking How;;e and LoL ___________ _
Furniture and Fixtures _____________ _
Other Real Etates owned ___________ _

cash in Vault and Amount due from approved Reserve Agents _________ _

Che('l\s for Clearing and Hue fl'om other Banks ______________________

Cash Items

__ ------------- ____ _

Overdrafts ____________________ _

Advance on Cotton and other Commodities ______________ _

customers' Liability on Letters of Credit and A<<eptances __________ _

Profit and Loss Other Resources __

'iG,41'i.42
X one 210,103.79
X one 4,160.00 1,189.67
X one
19G.330.HH
X one
~one
:l:l.!H
X on{;'
X one X one Xone

Total

- _________ $ 4G\I,l:l:l.04

LIABILIT1ES

Capital Stock _--------------------

Capit-al Xotes ---------------------- _

Surplus Fund

________________ _

rndivided Profits ------------------

Reserve Funds

---------------- _

Due to Banl;;:s______________________ _

Dividends Pnpaid ________________ _ Cashier's Checks _________________ . Certified Cherks ________________ _

Demand Deposits ---------------- _ Time Certificates of Beposits ______ _ ~adngs Deposits ____________ .

Letttrs of Credit and A<cepLl!ll't';o; exceuted for Customers_

Rills Payable ---------------------~otes and Bills Redis<"ollnted ______ _ Othei I ..iahilitics _________________ _

2:;.ooo.oo
:\'one
.;.ooo.oo
:l.R24.4G ::\one Xnne ::\one
~.720.2~~
Xone
J:lc.HHH.:J~,
:\one :\o11e
X one Xone XonL' X one

Tot a! ________________________ _ - _$ W!I,I:-C-L0-1

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF RUTLEDGE Rutledge, Ga.

As called for by the Superintendent of Banks.

R. W. WALLACE, President.
Date of Charter: 9-24-1898

W. T. ROBERTS, Cashier_
Began Business: 10-1-1898

HESOFRCES Loans and Db;counts ________________ $ State of Georgia and )luniciiJal Bonds
owned ___________________________ _
P. S. Covernment .Serurities owned--Other Stocks and Bonds owned _____ _ Banking House and l ..ot _ ______ _ Furniture and :Fixtures_____________ _ Other Real Estate mvncd ___________ _ Cash in Vault and .._\mount due from
avproved Heserve .Agents_________ _ Cherks for Clearing and Due from
other Banks --------------------rash Items -- ---------------------Overdrafts ___ --------------------Advance on Cotton and other Com-
modities ________________________ _
Customers' Liability on Letters of Credit and Aeeeptanres ___________ _
Profit and I~oss ____________________ _ Other Resources __________________ _
Total ____________________________ $

11,641.42 1,1100.00 t,!\1)11.011 Hlfl.44 700.20 2,H7:J.2:i
66,001.08
l.l!lz.o:J 3S.IJO Xone
18,870.72
~one
.X one None
250,314.49

L!ABJLITIE~

Capital Stocl\

Capital Xote~ - --- --------.
Surplus Fund Fndivided Profits _________________ _

Reserve Funds ---------------------

Due to Banks _ _

-----------

Dividends rnpaid ___________ _

('ashier's Checks -------------~ Certified Cheeks ________________ _ Hemand Heposits ________________ _

Time Certificate.<; of Deposits ________ _ Hadngs Deposits __________________ _

I..ctters of Credit and Acceptances exeeuted for Customers___________ _

Bills Payable ---------------------Xotes and Bills Rediscounted _____ _ Other Liabilities _________________ _

c:i.lliiO.ilO 1,1100.110 !!,.100.00 :J ,bl7 :--1:)
1 oo.ou
XoBe X one J:JH.!I4 X one 1 t::.::i8fUHJ l<UI:\.10 :!1 ,:!8.1.94
..\"one Xoue Xm1e Xone

Total -------------------------- __ $ 250.:ll4.49

94

DEPARTMENT OF BANKING

--------

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF SASSER Sasser, Ga.

As called for by the Superintendent of Banks.

T. E. MILLER, President.
Date of Charter: 1-15-1905

RESOt:RCES Loan~ and lHseounts __ ~-------------$ State of Georgia and ::\Iuniripal Bonds
owned __ ------------------------
r. 8. Government Securities owned __ _
()ther Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and :Fixtures_____________ _ Other Heal Estate owned ___________ _
(~ash in Vault and Amount due from approved Resene ~\gents _________ _
('hecks for Clearing and Due from other Banks ____________________ _
Cash Items _______________________ _
Overdrafts ___ ---------------------Adntnt'e on Cotton and other Com-
modities ______ ----------------- __ ('ustomers' Li.ahllity on I.. etter~ of
Credit and AC'('eJJtanees ___________ _ Profit and Lox~;;_ ___________________ _
{)ther Resouree~ --------------------

1:)8.797.82
10,000.00 17,700.00
X one 1,:lOO.OO 1,300.00
X one
\!6,40\l.Ul
398.40 X one X one
Xone
X one X one Xone

D. D. HILL

Cashier. '
--- Began Business: :l-1905
LIABILITIES

Capital Stock ____________________ _ Capital Xotes ____________________ _ ~un>lus Fund _____________________ . L'"ndivided Profits _________________ . Reserve .Funds ___________________ _ Due to Banks ____________________ _ Dividends Enpaid _________________ _ Cashier's f'hecks _________________ _ Certified Cheeks _________________ _ Demand Deposits _________________ _ Time Certificates of Deposits ________ _ Savings Deposits _________________ -
Letters of Credit and Acceptanee:{

""ooo.oo
X one
:;~,::100.00
.>,240.44
X one X one
200.00
X one X one
1!l:l,6"i9.97
I.:HI:..oo
X one

executed for Customers ____________

X one

Bills Payable -------------------- __ Xotes and Bills Rediscounted _____ _

X one X one

Other Liabilities _ ---------------

X one

Total __ - ---------------------- $ 260,90'1.41

Total -------------------------- _$ ~ti0,BO:i.41

STATEMENT

Showing condition at the close of business December 31, 1942, of

ATLANTIC SAVI~GS & TRUST CO. Savannah, Ga.

As called for by the Superintendent of Banks.

JAMES E. CAROLAN, President.
Date of Charter: 11-6-1933

WM. H. WHITEHEAD, Cashier.
Began Business: 11-fi-1933

RESOUHCES Loans and lliscollllts ________________ $ 1,147,799.74

State of Georgit1 and )luniripal Bonds

r

.osw.ne3dov-e-r-m-t-le-n-t-

------------------Securities owned __ _

other Stoeks and Bonds owned ______ _

Banking Houge and Lot_ ___________ _

Furniture and .Fixtures _____________ _

{)ther Real Estate owned ___________ _

X one 238,000.00
X one 36.100.00
:!.835.26
2,H9:J.23

Cash in \'ault and .Amount due from approved Hest'J'"Yt: .Agents _________ _

211,233.33

Checks for Clearing and Due from other Banks ____________________ _
('ash Items ____________________ _

13,419.12 X one

Overdrafts __ -----------------------

X one

Advance on Cotton and other Com-

modities __ -----------------------

Xone

Customers' Liability on Letters of

Credit and Aecevtances___________ _ Profit and Loss____________________ _
{)ther Resoun~es ___________________ _

~one
X one 17,888.68

Total -------------------------- $ 1.693.271.36

LIABILITIES Capital stock ______________________ $
Capital Xotes ---------------------Surplus }'und --------------------l~ndivided Profits _________________ _ Heserve .Funds ____________________ _ Hue to Banks ______________________ _ Di\ridends L'npaid _________________ _
Cashier's Checks -----------------Certified Cherks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Sarings Deposits __________________ _ Letters of Credit and Acceptanees
executed for Customers____________
Bills Papble ---------------------Xotes and Bills Jlediscounted_______ _
Other Liabilities -------------------

Jilfi,OOO.OO .X one
100,000.00 !lt.i,:i99.21
X one
~one
None X one Sl"i.99 X one ! 7().290.09 !IIH,203.06
X one X one Non 362.95

Total

1.(;!13.271.36

TWENTY-THIRD ANNUAL REPORT

95

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK & TRUST CO. Savannah, Ga.

As called for by the Superintendent of Banks.

GEO. H. SMITH, Presidnt.
Date of Charter: 5-22-1906

PAUL T. JONES, Cashier.
Began Business: 6-1-1906

RESOCRCES Loans and Diseounts___________ .____ .$

State of Georgia and )Iunicival Bonds

o\\ned --------------------- _____ _

3!J,44~.60

u. S. GoYernment Securities owned

1.2~0.899.34

Other Stoeks and Bonds owned ______ _ Banking House and LoL ____________ Furniture and Fixtures_____________ _
Other Real Estate owned ___________ _

:l1,270.2Ci 1:l6,:JOO.ll0
6,391.70 88,349.0:)

.cash in Yault and Amount due from aPIH"oved Reserve Agents _________ _ 1.270,134.9:1

.Checks for Clearing and Due from

other Banks ---------------------
Cash Items -----------------------overdrafts ------------------------Advance on Cotton and other Curu-
nwdities _______________________ _

X one
~one ~one
Xont'

Customers' Liability on Letters of Credit and Aeeeptanees ________ _
Profit and Loss ___________________ _
Other Resourees ___________

X one None 7,268.12

LIABILITIES

Capital Stock ----------------------$ 200,000.00

Ca]lital Xotes ---------------------- 106,000.00

Surplus Fund ---------------------l'ndivided Profits _________________ _

!14,0011.00
2o,;-.:;.oo

Heserve Funds --------------------Hue to Banks_____________________ _ Dividends Unpahl _________________ _

7,HL62 84,820.11
X one

Cashier's Checks -------------------

32.482.93

Certified Cherks -------------------

X one

J)emand Deposits __________________ _ 2,364,87 4.8fl

Time Certificates of Deposits _______ _ 806,39H.69

Savings Deposits --------------------

X one

Letters of Credit and Aceeptanees executed for Customers ___________ _

X one

Bills Payable ---------------------"Xotes and Bills Rediseounted _______ _ Other Liabilities __________________ _

X one
~one
6,2:34.49

Total ____________________________ $ 3,723.228. 70

Total --------------- _____________ $ 3,72:1.228.70

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE GEORGIA STATE SAVINGS ASSOCIATION OF SAVANNAH Savannah, Ga.

As called for by the Superintendent of Banks.

J. P. HOULIHAN, President.
Date of Charter: 7-29-1909

S. B. LaFAR, Secretary and Treasurer.
Began Business: 8-4-1909

m;sontrJC,;

Loans aud Discounts ________________ $ 2,889,603.24

State of Georgia and ::\lunicipal Bond::-;

mvned ___________________ ----- .. __

X one

L. S. (;orernment Securities owned __ _ 477 ,86!),60

Other Stocks and Bonds owned ______ _ 4H'i,07G.OO

Banking HousE.' and LoL ___________ _

93,94:>.00

Furniture and :Fixtures _____________ _

1.00

Other Real Estate owned ___________ _ 892,708. 7!J

Cash in Ya ult and Amount due from

appron-.'d Reserve Agents _________ _ 477,402.67

Checks for Clearing and Due from other Banks ____________________ _
Cash Items _______________________ _

1,:J18.12 X one

Overdrafts _______________ - ---------

X one

Advance on Cottn and other Commod.ities ________________________ _

Xone

Customers' LiabHity on I~etters of

Credit and Acceptances ___________ _

X one

Profit and Loss ____________________ _

X one

Other Resour(es __________________ _

3,304.06

LIABILITIES Capital Stock ____________________ $ 32:;,ooo.O!I

Capital Xotes _----------------------

X one

Surplus Fund ---------------------T:ndivided Profits ------------------

12' 000.00
33.~>7,:!.)

Reserve :Funds --------------------- 170,000.00

Hue to Banl\:s ______________________ _

27,:>00.00

Dividends enpaid -----------------Cashier's Cheeks __________________ _

X one None

rertified Cheeks __________________ _

3,9S:J.87

Demand De})Osits __________________ _

X one

Time Certifirates of Deposits _______ _ 1,4,)0,11:1.46

Savings Devosits __________________ _ :U4fi.ll4LJ1

I~etters of Credit and Acceptance.s

exeeuted for Customers ___________ _

X one

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Li.abillties __________________ _

X one X one 20,307 .:~2

Total

- ------------------ $ :>,301,423.48

Total ____ -----------------------$ 5,301,423.48

96

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

SAVANNAH BANK & TRUST CO. Savannah, Ga.

As called for by the Superintendent of Banks.

JNO. J. CORNELL,

J. F. HENNEMIER

--- Presidnt.

Cashier. '

Date of Charter: 3-4-1869

Began Business: 7-1-1869

----------------------------------~--------------

RESOl'RCES

LIABILITIES

Loans and Discounts________________ $ 2,4112.077.66

~tate of <_;corgia and ::\Iunil'illa.l Ronds

owned

_________ ---------------

H".OH3.07

r. S. (;overnment Securities owned __ _ 4.l74,86H.'i8

Other Hto('ks and Bonds owned __

26.6:!4.27

Banking House and I..ot_ ___________ _ :;o; .:JIIo.oo

:Furniture and }'ixtures ______________ _

21.000.1111

Other Real Estate owned __________ _

Rti.62:J.02

Cash in Vault and Amount due from

approved Hcserve Ag-ents

.],ti\iti.910.14

ClH'('ks for Clearing and Due from

other Banks _______________ ----

~one

Cash Items __ _ (herd rafts _____________ _

.'\one
~one

.\.dYaJH't-' on Cotton and otlH'r Com-

modities

);one

Customers' J..iahility on Letter:-; of

Credit and A<cctJ1an<es ____ _

~one

Capital Stock -----------------('a])ital Xotcs _______ _
Surplu;;; }'nnd rndivided Profits Re-serve :Funds _____ --------Due to Banl\s ___ _
Bhidemh; rupaid _ ------------Cashirr's Cht>cks _____________ _
Certified Check'; ___ _ Bemand Deposit:-; __ _ Time Certificates of Depo~its ~aving-:; Deposits ____ _
Letter.'\ of Credit and .\cre}Jtawl''i f'XtWUtP<l for Custolllf"rs _________ _
Bill:-~ Payable _______ _ ~ot f'S anc1 Bills Hedi~counte(L _____ _ Other Lilt bilitics __

:l.-.o.nno.on
~ti.'"i,OOO.oo
1~- .ooo.oo :~ti,R6l.Oi X!i,Oo:~. 6 :.! l.~:lc.Stit.ll
X one 7\l,ti:!i .Ro
.,. ,., ., Xone I ,:-i,) 1,,)1-t.Jj
l.\lll~>.l)0:i.8l ~one
X one
~one
Xont-
:Ulllll.UO

Profit and Loss

~t,ne

Other ItcsoUJTes

:!1.7ti!I.07

Total

___ $11.Hi.i.~itUH

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

FARMERS & MERCHANTS BANK Senoia, Ga.

As called for by the Superintendent of Banks.

R. L. HAFDY, President.
Date oi Charter: 3-2-1874

R. W. FREEMAN, Cashin.
Began Business: 1889

rm~ontcgs

Loans and ])is(ounh; ________

$

Statf' of (-icurg-ia and .:\lunicipal Bonds

0\VJI'lf ------------- ____________ -
r. H. (;orernment Securities owned __ _ Other ::Hoeks and Bonds owned ______ _ Banking House and Lot_ ____ _ .Furnitui"e and Fixtures _______._______ _
Other Heal Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _

Checks for Clearing and Due from other Ranks ---------------------
Cash Items ________ . _______________ _ Overdrafts ___ .. ____________________ _

Advance on Cotton and other Commodities _______________________ _

Customers' Liability on Letters of Credit and Acreptanres_. __________ _
Profit and Loss____________________ _
Other Resources ____________________

Total ___________________________ $

112,00l.R3
:.'\one :'UHi:L07
~one
1.4011.00
:;R;,.oo Io,o:.o.oo
Hq,:;:l6.78
:.'\one 30.81 31.41
6,1Hi.OO
:\one
~one ~one
:!~3,514.90

LJA RIL1TIES

C<qJital ~tocl..;

_______________ $

(' apital Xott's _____________________ _

~urplus Fund _________ -----------

l'ndivided ProfitR -----------------Reserre Funds ___________________ _ Hue to Banl~:s _____________________ _

Dhidends l 'niJaill - __ ------------- _ Cashier's Checl..;s -------------------

('prtified Checks -------------------
Dt'llland Deposits ------------------Time Certificates of ])eposiUL ______ _ SaYings Deposits __________________ _

Letters of Cre(Jit and Aereptanceg executed for Customers ___________ _

Bills Payable ---------------------Xotes atu1 Rills Rediscounted _______ _

Other Liabilities -------------------

"-.1100.00 X one
7 .1100.01)
c. :Jil.ti:l X one X one
l,.ill.llll :--,IR.:i:! X one
~~d\,2:~3.8:1
::i .fl:1~.9:!
X one
X one X one X one X one

Total ---------------- ____________ $ :;:;:L:-1 14.90

TWE:\ITY-TIIIRD ANNllAL REPORT

97

-------- -------------------------------

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK OF SHADY DALE Shady Dale, Ga.

As called for by the Superintendent of Banks.

J. H. YOUNG,

- President. Date of Charter: 2-6-1920

Loam; and His<'ount.s_______ __

$

State of (;eorgia and )lunic-ipal Boud.-;

owned -------------------------
r. S. (;oyernment Hceuritits owued __

Other Stocks and Bonds owuecl ___ _ Banking House and I~oL ___________ _

Furniture and .Fixtures Other R(al Estate owned_

cash in Vault and ~\motlllt dtH' from

approred Hesene .\gents

Checli:s for Clearing and Httl' from other Banks ____________ _

cash Items ----------------

Orerdrafts ----------------
Adrance on Cotton and other ('ontmodities _________________ _
Customers' Liability Oil l~f'tter.-; or
Credit and Acceptanl'es ______ _ Profit and Loss __________________ _

Other Hesourees _____ _

Total

..,.

:\"{)liP
:\"onP I !l:i.OO
~011('
:-wo.oo
1.:1~7.00
\"one
~Olll'
:'\nne
\"one
:\one :;\one :'\one

0. H. BANKS,

Cashier.

Began Business: 4-12-1920

------

LL\BILITIES

C;qJit;ll :-Hock __

:!O.UOO.OU

Capital "Xotes __

::\nne

~urplus Fund

:!.111111.00

l 'ntliddPd Profits

1,0:~~.111

Ht->surp Funds ____ _

:\"one

Due to Banks _______ _

X one

HiYidends l"npaid __ _

1.110

Cashier's Checks ___ _

:!OS.9l

Certified Cheeks ____ _

:\one

Hemand lkposits __

-t.i,HH:I.OR

Time Certificate.-; of lll']losits ___ _ ~arings Hetlosits _____ _

1 S.!IH!I.l:l
Xone

Letters of Credit and ~\(ceptarH'e:-;

f'Xl'<'Hted for Customer~-----Rills Payable _____________ _

X one .:\"one

"Xotes and Bills Redis('otmted __ Oth<r Liabilities

X one
Xone

Total __

----------$

s~.lO!i.2s

STATEMENT

Showing condition at the close of business December 31, 1942, of

BA~K OF SHARON Sharon, Ga.

As called for by the Superintendent of Banks.

ARTHUR D. BROWN, President.
Date of Charter: 9-29-1904

B. R. DARDEN, Cashier.
Began Business: 9-1904

RESOI.HCEo; Loans and Distounts _______________ $
State of Georgia and ~hmicipal Bonds
owned ---- ---------------------
r. K (;orernment Herurities owned __
Other Stoeks and Bonds OWlH'd ______ _ Banking- House and Lot._______ _ Furniture and Fixture:-; _________ .___ Other Heal Estate owned _______ . ('ash in Yault and ~\mount due from
a}!Jlroved ReserYe Agents_________ _
('he<"ks for t'lf!ttring <HHl Due from other Banks ______________ ,_
('ash Itmes __________________ ~
Overdrafts ____ ------ - _________ _ AdvarH'(' ou Cotton and other Com-
modities -------------~- ----------Customers' l .. iahility 011 Ll'tttrs of
Credit and Ac('eptances ___ _ Profit and Loss___________ _
Other Hesources ____ _

:!i ,21K.Ol
;\o!lf'
1:-\,:)titi.71 X one
~one
'iOO.Oil l.:!:iO.OO
LOi6. i~l 40.00 l.t!).ti:-;
.lHX.!lG
\""one :\one
~one

LL\BILITIE~

C'avital Stock

- -------- $

Capital :\otes

Slnplus _Fund

FnctiYidcd Profits Heserve Funds ______ .- ____________ _

Due to llanl\~L _______ .. __

J)i\-idencts rnpaid ------ ---------Cashier's Cheel\s ________ _

Certified Checks _______________ .. __ _

Demand Devosits __________________ _

'l'ime Certifi(ate.s of Dt'J!o.dts_______ _

Savings De!)Osits ____ _

I~ettt>rs of Credit :llld ....\('('eptanrps

exeeuted for CustoHwrs ___ _

Bill~ Payable ... --------- Xotes and Hills Hedis<mm1f'd _____ _

Other IAabilities __ _

I:i.Oiiii.OO
~one
1;.ooo.oo
:!.:134.42 X one :'\one :\"one
IHi.25
Xone
10I,:;GR.90 7 ,:!O:i. 00, Sone
X one Xone Xono X one

Total

Total ___ _

132,1124.ii7

98

DEPARTMENT OF BANKING

-----

STATEMENT

Showing condition at the close of business December 31. 1942, of

SOCIAL CIRCLE BANK Social Circle, Ga.

As called for by the Superintendent of Banks.

W. B. SPEARMAN,

W. S. McKIBBEr\

President.

Cashier '

Date of Chal'ter: 12-1-1923

Began Busines~:

------------H-E-~-0-1-.-I,-<,E-.~------------------------------~------ -

3-8-i924
-------

-

" , , ,,

LL\BILIT!Ei:i

Loans and Diseount~L ______________ $
~tate of (;t>orgia and :\Iunil'ipal Bonds owned _______ _
r. S. (iovernmt'nt Seeurities owned __
Other Stocks and Bonds owned ______ _
Banking Honse and Lot-----------Furniture and _Fixtures _____________ _
Other Heal Estate owne<L __________ _
Cash in Yanlt and Amount due from approvt>d Reserve Agents __________ _
Cheeks for Clearing and Due from other Banks _____________ _
Cash Items _______________________ _

6,:1110.011
~:>.0110.1111
XonP
~.:300.011
800.110 X one
X one Xone

Cavital ~to('k _________________ _ Cavital ~otes _______________ _ ~urvlus Fund _______________ _
l~ndirided Profits Reserve Funds __ Due to Banks ____ _
Di\idends rnvaid Ca.shier's Cheek<.; Certified Cheeks _____________ _ Bemand Deposits _______________ _
Time ('ertifieate-; of nevosits ~a rings UellOsits ___________ _
Letters of ('re<lit and A<'<'t'lltarwts

:!:J.uuo.oo
X one lii,OOO.OO
:!.:!19.90
:\one
::,ooXoo.onoe
ti9.i!
~.oo ~Xl.I7:!.I9
:i,uon.oo :il,ti:IO.H

Overdrafts _________________ _ Advanee on Cotton and other C'om-
nw<lities _______________________ _
Customers' Liability on Letters of Credit and Al'reptames ___________ _

l:l!U8
~one

executed for Customers __ _
Bills Payable __ -------.Xotes and Bills Hedis('ounted _____ Other Liabilities ______________ _

X one
~one
X one ::xt:n

Profit and Lo~s ____________________ _

X one

Other Resourres ___________________ _

X one

Total

---------------------- - $

Total ____ ,_- ------------- -----$

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF SOPERTON Soperton, Ga.

As called for by the Superintendent of Banks.

J. B. O'CONNER, President.
Date of Charter: 7-16-1906

I. H. HALL, .JR., Cashier.
Began Business: 6-1903

m;sot'H<'Ei:i Loans and Viscount~----------------$ Htate of Georgia and ~lunieival Bonds
owned ___________ -------------lT. H. (;orernment Securities owned __ _ Other Htocl\s and Bonds owned ______ _ Banking Hou,:.(e and Lot_ ___________ _, Furn.iturc and Fixtures ____________ _
Other R('al Estate owned ___________ _ Cash in \#ault and Amount clue from
ap]Hored HeserYe Agents ____________
Cherk.<.; for Clearing and Due from
other Ranks --------------------Cash Items _______________________ _ Overdrafts ______________________ _
Advance on Cotton and other Com~ modities ______ ____ ------------
Customers' I~ia lJility on I~etters of Credit aud Arceptances ___________ _
Profit and Loss ____________________ _ Otht'r Hesourees ___________________ _

172, 709.H:l
HOO.OO
12~.400.00
l,HOO.OO 12,000.00
3,300.00 1:1,700.011
IR7,0,H..l0
~one
X one
~one
X one
~one
X out'
l,ll:liJ.Ol

----$ ::117/i!H.24

LL\BILITIE,_

Capital Rtock

__ ---- -------- . ____ $

Capital Xotes ---------------------Xurplus Fund _____________________ _

endiridtd Profits

____________ _

Reserve Funds Due to Bank.;; ____________________ _

Dividends Tnvaid __________________ _ ('ashier's Checks __________________ _ Certified Checks __________________ _

Hemand Deposits Time Certifil'ates of Deposits _______ _ :-ia\inv,s DC>posLs __________________ _

!..etters of Credit and Acceptanees
executed for Customers ___________ _ Bills Payable _____________ _

Xotes and Bills Hcdiseounted.

Other Liahilities -----------

~,-,,ooo.oo
~ l.HOO.OIJ I 11,0110.011 11,7.)8.36
.i7.4i Xone :\one
l.~i:J.44
X one :: 1!!,09:!.:19 J::::.SJO.:JS
::\one
:\one :\one X one :\one

Total ---- ----------,. ____________$

-

---

-

-

-

-

-

----

-

-

-

-

TWENTY-THIRD ANNUAL
-------------------------

REPORT
--------

-

---

-

-

-

-

-

----

-

-

-

-

---99-

STATEMENT

Showing condition at the close of business December 31, 1942, of

BA~K OF HANCOCK COUNTY Sparta, Ga.

As called for by the Superintendent of Banks.

J. H. DOLVIN,
President.
Date of Charter: 10-18-1904

E. A. THOMPSON, Cashier.
Beg-an Business: 1904

HESOt:RCES Loam; and Discounts _________________ $

state of Georgia and )lunicipal Bonds

C.o ws.n et _d; o-v-e r-n-m- -e n-t- -S-e-c-u-r-i-t i-e-s-

-----owned

--__ _

Other ~tocks and Bonds owned ______ _

Banking House and LoL ___________ _

}'urniture and :Fixtures ______________ _

Other Real Estate owned ___________ _

cash in Yault and Amount due from approved Ueserve Agents_________ _

Check." for Clearing and Hue from other Banks ----------------------

Cash Items ------------------------overdrafts -- ---~----------------- Advan('e on Cotton and othPr Com-

modities -- -- -------------------(ustomers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss____________________ _

Other Uesourres --------------------

Total ------ _____________________ $

~Oilt'
6:l,;HlR. 72 1,05i.56
~one
3,63:>.00
~.2i:l.OO
662.91
~one
40.7R
X one.
~one ~one
X one
342.:>17.95

LIABILITIES Capital Stock ______________________ $ C'aJiital Xotes _____________________ _ Surplus .F~tml ______________________ _
l'ndividcd Profits -----------------Reserve Funds --------------------Due to Banks______________________ _ Dividends rnpaid _________________ _
Cashirr's Cheeks ___________________ _ Cl~rtified Cheeks __________________ _ Demand Deposits __________________ _ Time Certifieates of Devosits________ _ Salings Deposits __________________ _
Letters of Credit and Acceptances ext>euted for Customers ___________ _
Bills Payable _____________________ _
Xotes and Bills Rediscounted________ Other Liabilities _______ ------------

2:;,ooo.oo
None 3.000.00 I,788.03
:X o n e
~one
42.40 34.80 7,353. 70 :lO:J,299.02 None :Sone
~one
X one
~one ~one

Total

---~----$ 342,517.95

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE EXCHANGE BANK OF SPRINGFIELD Springfield, Ga.

As called for by the Superintendent of Banks.

J. W. TEBEAU, President.
Date of Charter: 12-31-190'7

J. M. MARCHMAN, Cashier.
Beg-an Business: 1-1-1908

Im,sorRcEs Loans and Discounts ________________ $ State of Georgia and )[unicival Bonds
owned ___________________ _
L". S. Government Seeuritics owned __ Other Htocks and Bonds own{:'d ______ _ Bankin~-:" House and Lo~ ___________ _ Furniture and Fixtures ____________ _ Othe~ Real r~state owned Cash in Yault and Amount due from
approred Reserve Agents _________ _
Cherln" for Clearing and Dul' from other Banks ____________________ _
Cash Items .~ ... ___________________ _
Overdrafts ------------------------Advance on Cotton and other Com-
modities ____________ ------------Customers' Liability on Letters of
Credit and Acecpt"auces___________ _ Profit and Loss____________________ _
Other Hesources --------------------

l:i9,7R!l.OO
:10,0011.00 1011,000.00
X one
J.:,oo.oo soo.oo
~one
3tl.484.84
.:\one );one X one
X one
~OIW
Sone ;\one

LIABILITIES Capital Stock ______________________$ Capital Xotes _____________________ _
Surplus Fund ---------------------Cndirided Profits _________________ _
Reserve Funds --------------------Hue to Banks----------------------Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _ Demand Deposi~s __________________ _ Time Certificates of Ilrilosits_______ _ 8a \'ings Depo!';its __________________ _
Letters of Credit and Acceptances exe('uted for Customers____________
Bills Payable ---------------------Xotcs and Bills Rediscounted_______ _ Other Liabilities ___________________

I5,000.00 None
I5.000.00 1,000.00
~one
None
~one
934.29
~one
369,6I9.36 7,000.00
203,020.I9
~one
None None X one

Total ----------------------------$ 6I3.573.84

Total ---------------------------$ 613,573.84

100

DEPARTl\IENT OF BANKING

---- ----------

STATEMENT

Showing condition at the close of business December 31, 19.t2, of

BANK OF STAPLETON Stapleton, Ga.

As called for by the Superintendent of Banks.

J. C. KILGORE, President.
Date of Charter: 9-24-1906

R~;S{)l'RCE,.;

Loans and DL-;count~.

State of (;eorgia and ~lunicipal Bonds

owned __ _

___ ------- ___ _

l'. H. GoYPrnnwnt. Seeurities owned __ _

Otht>r Stocli:" and Bonds owned Banking House and Lot_ __ _

Furniture and Fixture:; ____ _

Other Real Estate owned __________ _

Cash in Yault and Amount dUL' frmn approved He:-;ene Agent.:-; _________ _

Che(k.-.; for Clearing and IhtL' from

other Ranl\s -----Cash lt(_'llls _________________________ _

Overdrafts

_______________ _

Adn1nce 011 Cotton and other Commodities ____________ _

Customen;' Liahilit) on Letters of

Credit and Aceeptanles __________ _

Profit and Loss __

Other Hesourees __ _

Xoue
2~.:l~IUIH ~Oil(:'
2,0110.110 1,~00 .Oil :u12.00
117 .:i7H.~l:i
~.01111.1111
X one !l-.1:!
~Oill'
~one ~Oil('
X one

J. C. KILGORE

-Cashier '
Began Business: i'i-G-i906
-------LI.\RILITIES

Capital ~tcH'k Capital ;\otes ~urpltls .Fund ____________ _

l.i,IIIIO.IIO
~Ofll
1,11110.011

rndiYided Profits Resern Funds __ Due to Bank.s __ _ Dividend~ lnpaid
('ashier's <'lwcks

_________ _

:!.1~7 .:-19
Xnnt Xont X one l.IXS.HH

Certified Checks Demand Heposits ___________ _

.\one ~.-."i.';til.67

Timi.' Certificates of Veposit~.;_ __ _

:!O.OH!-1.78

:Savings Deposits ----------- __ _

~OUt:'

Letters of Credit and .\.l'('eptanrts

exel'uted for <'ustomen; _________ _

Bills PayaiJle ________________ _

~otes and Bills H.ectiscounted __ _

Other Lia hili ties __

Total __ _

1!lR,-l7i.IH

Total

l!H.ijj_l)~

STATEMENT

Showing condition at the close of business December 31, 1942, of

BULLOCH COUNTY BANK Statesboro, Ga.

As called for by the Superintendent of Banks.

R. J. KENNEDY, President.
Date of Charter: 1-19-1934

W. D. ANDERSON, Cashier.
Began Business: 4-14-1934

I~oans aud lHs<'ounts __________ . _____ $

~tate nf (;eorgia and )lunidpa I Bonds owned _______________________ _

TJ. ~. (;on:rnment Hecurities owned-Other Stoeks and Bonds owned __ Banking House and I~ot ______ _

Furniture and Fixtures-------~--~--Other Heal Estate owned ________ ..

Cash in \7 ault and Amount due- from approved Rese-rve Age-nts ________ _

Cheeks for Clearin{.{ and Due- from

other Banks ---------~-----------

Cash Items

~------~------

Overdrafts _____ _

Adnlnte on Cotton and other Conlmodities ________ _

Customer~ Liability on Letter~ of Credit and ..\e('eptanees __

Profit and Loss . -~---- __ Other ResourCl'S _____ _

Xont'
2~2.:1011.110
.X one 14,0110.00
;),:-1:-iti.H:!
None
J:l,l!IU:i l ~1.:1-! 111. I~
!Hi.lii
.\"one XonL' .\"nne

LLI.BIL!1'1ES Capital Stoti.: Capital .\"ote,, _____________________
Surplus .Fund l~lHliYided Profits ____ _ Reserve _Funds ____________________ _
DuP to Banks JHvi(lend:-; rnvaid ('ashie-r's Cheeks Ct>rtified Clieeks ________________ _
Bt'lllaiHi Dt>p,)sit;-; __ Time Ctrtifitatt's of Pepo:-:its_ S<1vings Devo.sits __
Lt>tters of Credit and AL'l'eptan<'es executed for ('ustonH:rs ___
Rills Payable Xotes and Bills Rediscounted ___ _ Othe-r Liabilities

:011.11011.110 .\onto
:1.>.11110.1111 l !1.1HII.~4
.\"one 1 ~.~BtU!7
S4:1.110 I . 1:{~1.19
.iii.OO l,H7\,tiH1.2!1
~10.~~ I.:i:!
~ti,ill-l.:i:i
:\one
:\Ollt'
:\one :\one

Total ______ -------

Total

-----

TWENTY-THIRD ANNLAL REPORT

101

STATEMENT Showing condition at the close of business December 31. 1942, of

SEA ISLAND BANK Statesboro, Ga.

As called for by the Superintendent of Banks.

C. P. OLLIFF,

C. B. McALLISTER.

President.

Cashier.

Date of Charter: 3-11-1901

Began Business: 1901

-----------------------

HESOt"H('ES

LL\BILITIES

Loans and Dbwotmt~

____ $ -Hii.:!19.!l:i

Capital Sto('k

:;o.oou.oo

~tate of (;eorgia and ~Iuni!'ipal Bonds
owned
r. S. (;orernment ~f'('UJ'itil's owned --
Other ~tocli:s and Bonds ownLd _____ _ Banking Huuse and Lot

Xoue :ll:l.71111.00
Xo11e 14,11011.1l0

Cavital Xote."i -~urplus Fund __ --------------- _ rncthicted Profits ______ - _________ Resene Funds __________________ _
Due to Rank~ _______ .-. ____________ _

:\oue
2:;.ooo.oo
1-! ..IOi .~li
l.S lU.IIil :ll,:-i-!ti.-1.1

Furniture and Fixtures

4,111S.40

Dividends rnpaid ________________ _

l-1:!:-i.tHI

Other l{eal Estate ownf'd _________ _

:!.00

('ashier's ('he<'ks ------------

:un:LHi

('ash in Yault and Amount tlue from approved Hesern ~\gents

Certified ('heck.~ Demand Hl'posits _

X one l ,;!:l;),i!l7 .:?:-1

Checks for Clearing and Hue from

Time Certifi<'ates of Deposits

1.-, l, \l ;~ !l. 1!I

other Banks ------------ __

1i ,91il.l).i

~aving:-; lh:})of;its _ ---~------ _

t~.n:n.s 1

('ash Items ------------------ _____ _

Xrme

Letters of Credit and Al'l'PPtant'l'S

Orerdrafts ---------

Adrance on Cotton and other Com-

modities _ __

________ _

Xone
~one

exe<'uted for Customers __________ _ Bills Pavahle - _________ _ Xotes at~d Bills Hediseo1mted ____ _

:\ollt-' :\nne :\out-'

customers' Liability 011 Lettt>rs of Credit and AceeptaiH'es ___________ _

Xmw

Otht:r Liahilitit-'S ------

Xota

Profit and Loss ________________ _

X one

Other ltesottr<es ______________ _

Xollt"

Total

________________ __ __ $ J,:;~;s.o:;o.!:J

Total

___ $ 1,:-diR.(MO.\t::

STATEMENT

Showing condition at the close of business December 31. 1942, of

F AR:VIERS & MERCHANTS BANK Summerville, Ga.

As called for by the Superintendent of Banks.

D. L. McWHORTER, President.
Date of Charter: 2-5-1926

D. L. McWHORTER, Cashier.
Began Business: 2-6-1926

RE,;Ol'Hn;,.;

Loans and Hhwounts ___ _________ :1'

~tate of (;eorgia and :\lunil'ipal B.oJHb

owned -------------------- _______

1. ~- novernment ~e<'urities mnHd ____

Other :Ho<'ks and Bonds owned ______

Banking House and Lot, Furniture and

FixturPs --------- __

Other Real Estate owned__________

Cash in Yault :Jnd Amount dUl' frolll

aJIJlroYed Reserve AlH-'nts_

_

('Jw.<ks for ('lea ring and I )ue t'ro!H

other Bani.;:-; __ ______

Cash Items

Onrdrafts

_

__

Adrance on Cotton -~;1;{1-~)tl~Z.;--(;-om-

modities

__ ________

t'ustonu:rs' -i~iahilit~ on Letters of

Credit and A<ceptan<'es ____________

Irofit and Loss___

___

Other Resoune~ . -=~=-=========== _

13R,!f0(i.fi0
UUlR7.HH :):!7.6!=!7.S!I
:\oue
:i.li:!fi.-1:~ l,fiti:!.OO
7.i:!,:)i2.til
l.i1R.8S :\one X OJH'
Xnne
X one :\"one
10~.0:1

LI.\BILI'l'IES Capital ::-Hod.; ____ _ ___________ _
('apital :\ote.s -:-;urplus .Fund ---------T"ndirided Profits ____ _ Resern Funds _______ _ Hue to Banks ______ _ Dirideucts l"npaid __ , Cashier's f'lwcks _________ _ Certified Cheek."i _________ _ Demand Ut>posits __________________ _
Tinw Certifirates of Oepo::-~its ___ _ :4arings Deposits ______ ----- __ _
Letters of Credit and .\('Cl'(ltaiHes executed for Customers _____ _
Bills Payahle ____ _
.';ote~ and Rills Rt-'disl'otlllted Othe, Li<thilities

:!.1.000.011 :\'oue
2:-i.noa.oo
l-LHOi.:r;3,120.H:! .Xont-'
:;;s.oo
:!,!Hitl.7:~
X one !lfitl.lUO.:o-;n :.!lii.!Hiti.:l-1
~Oill'
~DIH:'
Xonf' X one :'\onP

Total

1.~-lK,-!:i-!.:;t)

Total

_____ ~ l.:?-1~.-!:~-!. ;ti

-------------------------

102

DEPAR'nlENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

DURDEN BANKING COMPANY, INCORPORATED Summit, Ga.

As called for by the Superintendent of Banks.

B. L. ROUNTREE, President.
Date of Charter: 6-25-1935

RESOrRCES I~oans and Diseounts _________________ $
State of Georgia and )lunieipal Bonds O\Yned __________________________ _
1". S. Government Hccurities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL ___________ _ Furniture and Fixture.., _____________ _ Other Real Estate owned ___________ _
\ash in Yault and Amount due from approved Reserve Agents __________ _
\hecks for Clearing and ])ue from other Banks ______________________
Cash Items ------------------- __ _ Overdrafts _______________________ .. _
Advance on Cotton and other Commodities -------------------------
Customers' J..iability on J..etters of Credit and Aeceptanees___________ _
Profit and Loss ____________________ _
Other Resources -------~-----------

);one I:o.OOO.Oll
~one
2,250.00 1,075.00 2,900.00
107,:Jl2.7tl
:\one
~Ollf'
:'\'one
21.%7.00
~one ~one
.:'\'onl'

R. W.DURDEN
----- . Cashier. '
Began Busmess: 7-5-1935
UARILJT!ES

Capital Stock ___ --------------Capital Xote.-.; ----~-------------Survlus Fund ___________________ _ lndivided Profits ________________ _
HesetTe _Funds -- ______________ _ Due to Banks __________________ _
Dividends rnpaid ----------~-----Cashier's Checks ___________ -----~ Certified ('heel{.-; _________________ _
Demand Deposits ______ --~-------Time Certificates of Deposits ______ _ Ravings Deposits ____ . ___________ _
Letters of Credit and Accevtance~

15.ooo.oo
~one ~.ooo.oo
:>,674.2!
X one X one X one 2.:1:i6.12 X one 174,717.69
:i,367.79
:.,ooo.oo

executed for Cu~tomenL ________ _
Rills Payal,le --------------------:\ote..; and Bills Rediscounted ____ _ Other Liabilities __________________

X one
:Sone
~one ~one

Total ___________________________ $ 20~.llii.Hl

Total ------------------------- _$ 209,1I:o.81

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE CENTRAL BANK Swainsboro, Ga.

As called for by the Superintendent of Banks.

R. A. F'LANDE1RS, President.
Date of Charter: 9-27-1920

W. W. FLANDERS, Cashier.
Began Business: 11-9-1920

1\ESOURCES Loans and Discounts ___________ ----$
State of Georgia and )Juniripal Bonds o\\ned _________________________ _
r . S. Government Securities owned __ _
Other Stocks and Bonds owned ______ _ Banking House and J..ot _____________ _ Furniture and Fixtures _____________ _
Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Cheeks for Clearing and nue from other BankB ___________ ----------
Cash Items -----------------------Overdrafts _________ --------------Advance on Cotton and other Com-
modities ______ ------ _________ _
Customers' Liability on Letters of Credit and Aceeptances__________ _
Profit and Loss ____________________ _
Other Resurces ___________________ _

201 .:nu;:,
10,000.00 H9,800.00
l,iiOO.OO 7 ,oOO.OO
1.00 357.00
297.448.0!1
None X one
~one
:."\one
~one ~one
10,458.44

LIABIUTJES Capital Stock --------------------- $ Capital Xotes _____________________ _
Rurvlus Fund ---------------------Pndivided Profits _________________ _
Reserve :Funds ----------------------Due to Banks ______________________ _ Dividends T:npald _________________ _ Cashier's Cheeks __________________ _ Certified Cheeks __________________ _ Demand Deposits __________________ _ Time Certific-ates of Devosits _______ _ Savings Deposits _____ ------------Letters of Credit and Acceptanees
executed for Custonwrs ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other J..iabilities __________________ _

~:.ooo.oo
None "-l.OOO.OO ';,759.40
X one :H,462.H
X one
~.9S9.35
X one
::s~t.:i4!.H 1:~~~.623.95
X one
::\one :X one X one X one

-

-To-ta-l

-

---
--

---------------- ________ $
----------------

618,376.18
------

-

-

-

-

-

-T-ot-al-

-

-

-

-

-

-

-

-

-

-

-

-- ---

--------

-_$-

\ll~.376.18
-

TWENTY-THIRD ANNt:AL REPORT

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE CITIZENS BANK OF SWAINSBORO Swainsboro, Ga.

As called for by the Superintendent of Banks.

J. R. COLEMAN, President.
Date of Charter: 11-10-1900

OTIS G. PRICE. Cashier.
Began Business: 1900

HESOrHCEI' Loans and Diseounts _________________ $
State of (;eorgia and :\funiripal Bonds owned ------ --------- _____________ _
t:. s. Government ~eeurities oWIH:'ll __ _

46o,471.1S :1.000.00
s:l,oz:;.oo

Other ~Hocks and Bonds owned ______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _
Other Heal E.-;tate owned _____ _

X one X one 2,4011.00 :!4,H63.1:i

Cash in Vault and Amount due from

approved Rescne Agents _____ _

1,0:!0.7:16 ..1:1

Checl\s for Clearing and Due from other Banks _____________________ _

1,991.91

cash Items ------------------------

103.47

Orerdrafts

_--------------

Advance on Cotton and other Com-

modities _______________________ _

X one

Customers' Liability on Letters uf Credit and Acceptances______ _
Profit and Loss ____________ _ Other Resources _________ _

X one X one :?,!HH).2:1

LLUl!LlTIES

Capital :-itock _ ------------Capital Xotes __ _

~urplus .Fund {-nrlh-i1led Profits

Res('l'H' Funds nu(' to Banks_

____________ _

J)i\idcnds rnpaitl -----------------Cashier's Cheeks __________________ _

Certified Checks __________________ _

Demand Deposits _________________ _

Time Certir'ieates of Hevo.-.;its _______ _

~en ing-s Depo:~.its

Letters of CrPdit and .\cceptarH'E.s

executed for Customers_ Bills PayalJle __ Xotes at~d Bills Rediscotmttd _______ _

Other T~iahilities

2:i,OOil.OO X one
SO,OOO.ilO X one
:-i, t20.:i:i X one
:1,000.00 10,623.37
X one 1,118,718.12
371,4:l<.fi9 X one
Xont> Xone X one X one

Total

$ 1,61ti,201.7:l

Total

$ 1,616.201.73

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF SCREVEN COUNTY Sylvania, Ga.

As called for by the Superintendent of Banks.

JOHN A. MILLS, JR., President.
Date of Charter: 2-20-1930

W. B. LOVETT, JR., Cashier.
Began Business: 2-28-1930

HEHOl:HCEI" Loans and Discounts ________________ $
State of Ueurgia and ~lunieitlal Bonds O\\'ned ___________________________ _
r. S. Government Hecurities owned __ _
Other Stocks and Bonds owned __ Banking House and LoL ________ _ Furniture and :Fixtures _______ . _______ _ Other Heal Estate owned ___________ _
Cash in Vault and Amount due from approved Resene ~\.gents ___ _
Checks for Clearing and Hue from other Banks _______________ _
('ash Items ______________ _ Overdrafts __________________ _ Adranee on Cotton and other Com~
modities __________ _ Customers' T~iability on I~etter~ of
rredit and Aceet;tances __________ _ Profit and I...oss ___________________ _ OthPr Resources _______________ _
Total

599,:l2l.:iH
21,732.'>4 2.)1,300.00
7 ,2'>4.:>R X one X one ;\one
3HS,006.1:;
<4'>.04 16ti.RH
X one
X one
X one Xone X one

LIABILITIES Capital ~tock _____________________ $

Capital Xotts _____________________ _

~urplus Fund ________ --------l'ndiri<led Profits ____________ _

Resern Funds Hue to Bank~-- _______________ _

Hh-idLIH.Is rnpaid ------------Cashier's Checks ___________________ _
Ct>rtified Checks ________________ _

IJema nd nevosits

Timt Certificates of Beposit:s_ -

~arings Heposit:s

_____________ _

Letters of Credit and .Areetltance:-~ exeeuted for Customers ___________ _

Hill~ Payable __________ _

X ott's arHl Rills Redistounted _

Otht>r Liabilities

:ill,OOO.OO ;\""one
10,0111l.OO 6:l.966.:\2
X one X one 42.00 :i.4:l0.74 X one 995.09:>.04 130.00 l23,863.H
Xone Xone X one Xone

Total

$ 1,248,'i2!1.71

104

DEPART\IENT OF BANKI:-.JG

STATEMENT

Showing condition at the close of business December 31, 1942, of

SYLVESTER BANKING COMPANY Sylvester, Ga.

As called for by the Superintendent of Banks.

T. C. JEFFORD, President.
Date of Charter: 7-5-1898

RE:<Ol'HCE:<

Loans and Discounts_

____ $

~tate of (;torgia and )Junicipal Bonds

OWilf:'d

_

L'. ~. r;overnment HC('Urities OWIH:'d Other ~tocks and Ronds oWJH'<L ___ . _

Ranldng House and I~oL ____

Furniture and -Fixturc~------ Other Real Estate owne<L __ "_

Ca.sh in Yault and Amount clue from apprmed Rt>sene ~\g;ents ___ _

Checks for Clearing and Due from other Banli:s ______________ _

f<lsh Items _____________"_____ _

Or('rdrafts ------------------

Adnlll<'C Oil Cotton and otlwr Coul-

modities Customers' Liahilit). <,n I~t'tters of
Credit and Aceeptances __ Profit nnd Loss ___________ _

Other HLsource.;; ----

ti,OOO.UH 11111.000.110
~Olll' ~~.n:-~~UlO
:!.000.1!0
~Ollt'
~LiO.!Il S. Ill
\'ont-
~one \'Olll'
\'Olll'
~OlH'
:\ont

T. iVl. PliiW0:.\1
- - Cashier. '
Began Business: I -1898
---LI.\HILI'f!E>' Capital ~toch __ Capital ~ote:-:. __ _ ~urplus Fund __ _ l Tn<liYided Profits HeserYe Funds __ _
Due to Hanks THddends rnpaid _ Cashit'r's Checks __ <'t'rtified Che('\\s __ _ Demand lkposits __ Time CertifitatPs of l>Lpnsits ____ _ ~arings DLposits ___ _
Lt>tters of Credit and ~\t't'l'ptaiH'l;-; f'Xeeu1Ld for f'ustomeT's ___ _
Bills Payable _____________ _
:\otes and Bills Hediscounte1l Otlwr Liabilities

Total
---

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total
----

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

----

_-

-$

l

lli.t.:t:)i.K)

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE PEOPLES BANK Talbotton, Ga.

As called for by the Superintendent of Banks.

A. P. PERSONS, President.
Date of Charter: 12-3-1890

FANNIE MAHONE, Cashier.
Began Business: 1-1:~-1891

RESOT:Rn;s Loans and Di.<.;counts ___________ . _____ $
~tate of (ieorgia and )luniciiHll Bonds owned ______________ _
C. R. Government ~el'urities owned __ _ Other Stoeks and Bonds owned ____ _ Banking House and I~oL ___________ _ Furniture and Fixtures _______.______ _
Other Rt'al Estate owned ___________ _
('ash in Yault and Amount due from apvrored Hescrve Agents _________ _
Cheek:-~ for Clearing and Due fro111 other Bank8 ----------- _________ _
Cash Items __________________
Onnlrafts _______________________ _
Adntlll'e on Cotton and other Commo(Jities ____ --------------------
Customers' Liability Oil l.ctters of Credit and Acceptance:; __ . ________ _
Profit and Loss -------------------Other Resources __ -----------------

:'\Oil(' ~1:1,300.00
-:\one
~.700.00
tiOO.OO :!.:-1:ltUHi
70'i .!IX :\one :\onl'
:\ont
~Olle
:\nne :\one

LJ.\BILIT!Ef' Capital ~to('\i: __ ('aiJital :'\otes Kurplus Fuud ________________ _ l'ndirided Profits ______________ _ Reserve Funds ______ _ Due to Ranks __ Hivillends rnpaicl ('ashier's Che1ks <'t"rtified Checks _________________ _
Hemand neiJOSits -- ---------Tilllt' Ct>rtifieates of Dt:'}HJsits _______ _ Savings Hevosit.-- ________________ _
Letters of ( rt:'dit and Acceptanees execut(;'d for C'u."'tomers___________ _
llills Payable ---------------- ~otes and Rills Hellist'ollnted __ Other LiHbilities

:!:-,,Ooti.UII ~one
1~>.000.1111 ~~ .:!~) 1.11
X nne
~one
78.00 :;:?Lrlj
~one
:!X:{.:!i:).:i:! ::II.S:!3.23
~one
~one
:\one
~one ~nne

Total ___________________________ $ :{ti:1. j i j .fi:!

Total

-

TWENTY-THIRD A:'-J~l AL REPORT

lOS

ST ATE.MENT

Showing condition at the close of business December 31, 1942, of

BANK OF TAYLORSYILLE Taylors,-ille, Ga.

As called for by the Superintendent of Banks.

J. I. HARRIS, President.
Date of Cha1ter: 6-5-1905

W. l\1. DORSEY, Cashier.
Began Business: 6-13-1905

RE>'OrHCEi< Loans and nis('otlll1s_________ _ _____ $
State of Georgia and ~luniC'ipal Bonds awned ----- -----------~
F. S. Gonrnment 8P<'uritie.s owned Other Stocl\g and Bonds OWIH'{L _ Banking House and LoL ______ _ Furniture and Fixtures_______ _
Other Heal Estate owneu ___ _
Cash in Vault and Amount due from approved Reserve Agents ___ _
Checks for Clearing and lhit' from other Banks __________ _

cash Items -------- --------------Orerdrafts --------------------Advance on Cotton and other Com-
modities _________________________ _

Customers' Liability on !.etters of

Credit and Acceptanee::L __________ _

Profit and Loss________ __________ _

Other Resources

__________ _

"Xonr :l:i,llR.!l9
:\one 1.100.00 J,:iOO.OO
X one
1o.oon. oo
.\'on( :lR.o:;
X one
X one :\out:: .X one

LIABILITIES

Ca!)ital ~toe}\ ________________

__$

Capital Xotes ~urplus }'unU _

_ _______ _

rndivided Profits

____________ _

Ueserre }'unds

________________ _

Ihi(' to Banks__ __________________ _

Uivi(lend:-; Unpaid

______________ _

Cashier'g Checks _________________ _

Certified f'herks __________________ _ Hemand Deposits ___________________ _

Time- Ct>Iiificates of Jleposits _______ _ ~a,ings Dt>Jwsits _ -- .. -I.. t>tters of Credit and Arer}Jtanees

executed for CuMomers ---------Bill' Payable _____________________ _

:.\'"ott's and Bills Rrdisrounted

Other I..iahilHies

-------------

:!:I,OOO.if!l
Xont 10.000.(10
:!.:1!17.:-lli Xont'
~Ollt'
1.000.00 Xont X one
l:il.3~:l.3l
4,080.RII
24,23ti.~.~~
Xont Nont -:\ont
XOJH

Total

-------------- _$ 21R,:-WR.2tJ

Total

ST ATEMEi\'T

Showing condition at the close of business December 31, 1942, of

TENNILLE BANKING COMPANY Tennille, Ga.

As called for by the Superintendent of Banks.

S. D. MANDEVILLE, President.
Date of Charter: 4-1900

S. D. .MANDEVILLE, Cashier.
Began Business: 4-1900

RESOliRCES Loans and Discounts _______________ $ State of Georgia and )lunieipal Bonds
o\\ned ____________ .. _______________ _
r. S. (;on~rnuu::.lt Seeurities owned __
Other Stocks and Bonds owned _____ _ Banking- House- and I~oL ___________ _ Furniture ami Fixtures _____________ _ Other ne-al ERtate owned. ____________ _
Cash in Yault anll Amount due from aDJiroved Resene Agents __________ _
Cherks for Clearing anrl Due from other Banks ____________________ _
Cash Items ----------------------Orenlrafts _____________________ ----
Adran('e 011 Cotton and other Commoditit>s ------------------- .. -
Customers' Liability on Letters of C'redit and Aceeptanees ____________ _
Profit and Loss ____________________ _
Other Resources __________________ _

11J,RS4.22
3,000.0(1
~.o.ooo.oo
1,000.0(1 XmH
l,OoR.RR :i.:JGO.RS
137, Hi-LOS
.'\o11e
~Olll'
.\'on(
:;\ont:. X one Soue

LIABILITIES Capital ,;toek ______________________ $ Capital :":otes _____________________ _ ~urvlus Fund _____________________ _ l'ndivided Profits ____________ _
Reserve Funds -------------- _____ _ Due to Banks___ ___________ _
Dhidends Unpaid Cashier's Checks ______________ _ Certified Checks __________________ _ nemanll DepoRits __________________ _ Time Certificates of Deposits _______ _ ~avings Deposits ------------------Letters of Credit and Arreptance.--
exeruted for Customers ___________ _
Bills Payable -------------------Xntes and Bills Rediscounted _____ . Other Liabilities _______________ _

:JO.OOO.ill'
~one
li,OOO.OO 7 ,R3:~.22
X one
~one
:\onto
~127.06
X one :; lll,376.oc:
lR.RR3.R~
111.21u.;J
.\'one Xont :\onto X one

Total -- ----- - --------- ---------$ 473,662.~4

Total

106

DEPART:\!E~T OF BANKING

-----

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS & SOCTHERN BANK OF THOMASTON Thomaston, Ga.

As called for by the Superintendent of Banks.

JAMES R. ATWATER, President.
Date of Charter: 2-28-1930

HESOT~RCES
Loans and Dbeounts __________ _

~tate of (~eorgia {llld ~lunkipal Bonds

OWilt>d

____________________

l~. ~- Gort-rl1llll'Ilt ~e('urities owned __ _ Other ~trH'I\s and Bonds owned _____ _

Banking House and l.nt FurniturP and Fixtures _____________ _

Other Heal Estate owntd Cash in ,~ault and Amount rlue frnm

avproved Heserrf' ~\gents _______ _

Che('k,-.; for Cit a ring and DuL from

ther Ranks ------------

C.:1sh Items

____________ _

Overdrafts _ _ _________ _

AdvaiH'e on Cotton and other Com~

modities __ ----------------------('ustomPrs' Li:!lJilitY on I~etters ot
Credit and AI'I'(Jit.ances ___________ _ Profit and Loss________ _ _________ _

Other Re:-;nunes _______ _

!~. :)fi--l. ~,;
:-Hi:I.~Hli.::fi 1~.400.00 14.~1!.:04
fi ..I!J:-L~i l H.~!li' .Oil
l.~K~.!l~
-:"\onP :\one
:.\ont"
~Oil('
tJ:-:-L-ll

C. B. JENKI::\S, JR.,

-Ca~hier.
Began Busines~: ~-28-1930
LIABILITIE~

Cavital :-.itock

___________ __ ___

('apital Xotes ________________ _

-~

1on.ooo.oo

~urplus Fund ________________ _ t~ndivided Profits __ _________ _ HesctTe Funds _____________ _ Due to Banks _____________ _
niridends rnpaid -----------------

) Xont--.000.00
~'j .~-!6.63 111,3ii0.5S
X one
26.00

Ca:-;hier's Checks

l:O.ti4U3

Certified Che('ks ____________ _ Demand Deposits ___________ _

X one
~.lliS.H-t.i6

Time Certificates of DetJosits ___ _ ~avings Deposits _________________ _
Letters of Credit and AccevtaB\'t'"

:)0,\l96.0t I ~H.R:i6.65

('Xe<'uted for Custmners ___________
Bills Payable ------------- _ :Xotes and Rills Hedis<'ounted ____ Other" Liabilities

X one X one
Xrme
ti.3~1.81

Total

------------- -- _____ $

Tat a!

ST A TEiVIENT

Showing condition at the close of business December 31, 1942, of

BA~K OF THOMAS COUNTY Thomasville, Ga.

As called for by the Superintendent of Banks.

W. F. SCOTT, President.
Date of Charter: 2-3-1937

H. B. GURLEY, Cashier.
Began Business: 2-15-1937

RFJSOl:Hn;s Loans and Disl'ounts _______________ _

~tate of (;enrgia and 'Municipal Bonds

owned ---

-- __________

C. ~- Uovernment ~ecuritie.s owned Other Stoeks and Romls owned __ Banking Hou~e and J~ot_ ___________ ~

}'nrniture and Fixtures __ ~----------_ Other Heal Estate owned ___________ _

Cash in Yault and .\mount due from

apprm ed Re-;etTf' _\gents __ ----- __

Checl\s for Clearing and Due from other Banks

f'ai-ih Items __ _

0Yerdrafts ________ ---------- __

.\dvanre on f'ot.ton and other CommoditiC'S ______________ _

Customers' Liability on Letters of Credit and Arceptanees___________ _
Profit and I~oss ____________________ _

Other Resourees _------------------

Xnue
1~1i,:i:in.no ~one
X one 2.27:!.1:!
:\"one
l.OKt_i,H:!::.titl
:-;:--~.:HHUW
:\"one
~()Ilf'
X one
~one
Xont:
~one

LL-\BIL!TIES ('apUal ~tock ------------ ________ $ Capital Xotes _____________________ _
Survlus Fund rndivided Profits _____________ _
Hest:'ne }'unds -------------------Hue to Banks.---------------~------- llh-idend;-; Pnpaid -----------------Cashier's Cherks ___________ _
Ctrtified Cheeks ___ --- __________ _
Dt:>mand Hevosits _____ _ Time Certificate:-; of Deposits _______ _ :-:avings Deposits _____________ _
Letters of Credit and Aceeptanees exe('ttted for Customer~----------
Bills Pay:lble --------------------Xotes and Bills Hediscounted_ Other Liabilities _____________ _

~0,000.00 ~one
::o.ooo.oo
1~.172.20
X one X one
1.000.00 !l.:i01.47
6iO.Ol .lli~.:l80.06
71.:!3-t.H I SI.S81.:>8
X one X one :\"one
~one

--------- ________________ $ J.s:::o.t~~.i9

TWENTY-THIRD ANNUAL REPORT

107

STATEMENT

Showing condition at the close of business December 31, 1942. of

COMMERCIAL BANK Thomasville, Ga.

As called for by the Superintendent of Banks.

J. TRUMAN HOLLAND, President.
Date of Charter: 7-16-1916

W. J. MILLER, JR., Cashier.
Began Business: 7-22-1916

HE,;.;ontn:s

Loans and Visl'ounts ________________ :$

State of (;eorgia and )lunicipal Rowh

owne.d -----------------------U. S. (;overnment Becurities ownecL

Other Stocks and Bonds owned_____ _

Banking House and Lot ___________ _ Furniture and Fixtures _____________ _

Other Heal _E.<.;tate owned ___________ _

cash in Yault and Amount due from approved Heserq: ..-\gents _________ _

Ched.::s for Clearing and Due from

other Banks _----------------

Cash Items ----- ------------------

Orerdrafts -------------------------

Adrance on Cotton and other Com-

modities --

-------------

Customers' Liability on Letter~ of

Credit and Acnptanees ____ ..

Profit and Loss ______________ _

Other He~ourl'es _____________ _

26,980.0:i .i19,310."
1.00 :H,OOil.OU
i.200.00 :l,IJ46.00
1.:-llO.i~-Liti
lil,O:J 1.60 :H. GO
:!i2.~t
Xone
X one 1%.80

Capital ~tock

LUBILLTIES

Capital Xotes
~nrplus Fund lJndhidefl Profits _________________ _

Rest>rve Funds ______ ----------------Due to Banks ____ _

])ividends rnvaid --------------Cashier's Cheeks ________________ _

Certified Checks ______________ _

Demand Deposits _____________ _

Time Certificates of HeiJOsits ________ _

~adngs Devosit~ _______ ------------
Letters of Credit and ~\ceeptawe-' executed for Customers ____ _
Bills Payable _____________________ _

:"otes and Bills RediscountelL ______ _

Other Liabilities ___ ---- ____ _

~0.000.00
X one 7:-i,OOO.OO :!i ,:>SH.9i
X out> l:J:l,'i81.66
;)!)6.00 :H.93 7 1.11)
:.!.tlH2.:H8.J:i
16.~66.l~l
.t i2.:l~R.S~
Sone
~one
X one
lt),982.:~;-;

Ttoal

-------------------- $ 2,90Ul2.61

Ttoal

STATEMENT

Showing condition at the close of business December 31, 19!2, of

BANK OF THOMSON Thomson, Ga.

As called for by the Superintendent of Banks.

J. E. WILKE,RSON, President.
Date of Charter: 12-30-1890

E. C. HAWES, Cashier.
Began Business: 1891

ltEBOURCES Loans and Dblounts ________________ $
State of Georgia and ~lunicipal Bonds owned -------------------------- _
U. S. Government ~('('Urities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ __ ---~ ______ _
Furnit'.Jre anll Fixture~-------------Other Real Estate owned ___________ _ Cash in Vault and Amount due fr~Jm
approYNl Resenr .\gents __ _ Checks for Clearing and Due from
other Bank-s --------------------Cash Items ___ -----------------Orerdrafts _____ - -- __ - ---- ---------Advance on Cotton and other Com-
modities ______________ -------------
Oustomers' Liability on Letters of Credit and Acceptances________ _
Profit and I.-oss _______________ _
Other Resources -------------------

i6,ii:i.IO
>l,034.'"i0 2"8,8:i0.00
28,014.04
~.~00.00
3,7'10.00
878.7~
:i64, lll.HO
ll,:i22.S~
:;:).20 lt:!.;ii
X one :'lone Xone

Total ---------------------- ... ___ 5 l,fi26,UO.l2

LIABILITIES Capital Stock ____________________ _$ Capital Notes _____________________ _
Surplus :Fund ____________________ _

Fndivided Profits Reserve }"'und;;; ___ _ Duue to Banks _____________________ _

Didclends Unpaid _______ ------ -- Cashier's Chrrks. .. __ _

Certified Cheeks ------------------Demand Deposits ___________________ _

Time Certificates of Deposits _________ _ t-iadngs Deposits __________________ _

Letters of Credit and Aeceptarw~.; t-xecuted for Customers __________ _

Bills Payable --------------- __ _

~otes and Bills Rediscounted_

Other J,iabilities

______ .. ___..

:;o,ooo.oo
~one
.;o,ooo.oo
2:1,H36.86 1,900.00
X one
4.000.01) 1.124.08
X one i:i9,310.66 13:i,:l:.i8.;i2
X one
.X o n e Xona );"one Xonr-

Total

-$ l,J)~t),l30.12

108

DEPART.\IENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BANK OF TIFTON Tifton, Ga.

As called for by the Superintendent of Banks.

E. P. BOWEN, SR., President.
Date of Charter: 10-10-1891

B. H. McLEOD Cashier. '
Began Business: 1896

RESOT"RO;S I.naJJ:- tnd Discounts__ _ _________ _
~tate of Georgia and )[unicipal Bonds ov,:ned _____________________ -
r. R. (;overnment Secnrities OWU(:'cl __ _
Other Stocks and Bonds owned______ _ Banking House and Lot
Furniture and Fixtures Other Heal Estatt ownC'd ________ _
Cash in Yault and Amount due from approved Reserve Agent~------ __
Checks for Clearing and Due from other Banks ______________ _
rash Items ---------Overdrafts ______ _
Advance on Cotton an1l other Commodities _______________________ _
Customers' Lia hility on Letters of Credit and Acceptances ________ _
Profit and Loss_ _______________
Other Resourcrs _____________ _

ui.--;,oso.s:!
ti:J.-11!1.10 1.260.R29.S'o
31.(122.37 2:2.:--w:-ci:J
?\one (;,:;a::i.3i
i .fi66JU~ ifll.44 f.:l6.ST
X one
Xonr X one
~one

Ll.\BILIT!ER

Capital ~tocJ;;
Capital Xotes Surplns .Fund

__ $ Ioo.noo.oo
X one
I.",ll.IIOII.OO

rndivided Profits Iteserve Funds __________ _
Hut to Ban"k~-L __________ _

1l)j .03:>.41 X one
;~~7.01:-i.ll

Dividends rnpaid __ Cashier's Clweks __ Certifif'd Cherks Drmand Deposits ___________ _ Timf' Certificates of Deposits-Ha,in{!s Deposits __________________ _
Letters of Credit and Ac('eptatH'es

X one :l.6.j8.!3
IRR.25 " 1 !~.3fl0.65
:lOH.21H.69
270,359.41

e.xel'uted for Customers ___________ _ Bills Payable _________________ _
Xotes anil Bills Rediscounted __ _ Other Liahilitic:-;

X one X one Xone X one

Total

_____ $ 3.607.411.6;)

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE FARMERS BANK OF TIFTON Tifton, Ga.

As called for by the Superintendent of Banks.

JOSEPH KENT, SR., President.
Date of Charter: 12-23-1936

J. E. NEWTON, Cashier.
Began Business: 2-24-1937

RESOrRCES Loans and Discounts _________ .. _______ $

State of Georgia and ::\funi<'ipal Ronds owned _____________ ___________ _
r. s. GoYernment Reeurities owned---
Other Stoeks and Bonds owned ______ _ Ranking HousE:' and Lot ____________ _

Furniture and Fixtures ______________ _

Other Heal Estate owned _______ _

Cash in Yault and Amount <hi(' from approved Heserve Agents _________ _

Ch-ecks for Clearing and Due from other Banks ___________ _

Cash Items ____

___________ _

o,mdrafts __________ _________ _

A.dvanl'e on Cotton alHl other Commodities ________________________ _

Customers, I..iability on ! ..etters of Credit and Acceptances ____________ _

Profit and Loss___________ ---------Other Hesources ________ _

2'i0.!101.64
X one 93,43:;.30
X one :i,i73.50 4.278.04
X one
9,HHL97 183.48 :J7R.8l
12:i.07l.ll
::'\one
~()Jl{' ~one

LIABILITIES

Capital Stock __ __________

__$

Cavitai Xotes _____________________

Surph1s Fund ____________________ _

l'nclhided Profits _________________ _

Ueserve Funds ____________________ _

Due to Banks_______________ _

Dividends Uni,aid ________ _
Cashiers Checks __________________ _ Certified Checks __________________ _

Df'mand Deposits ____________________

Time Certificates of Deposits ____ _ Savings Deposits ___________________ _

J.. ettC'rs of Credit and Acceptances t'xecnted for Customers ___________ _
Bills Payable ____________________ _

Xotes and Bills Reflisrounted _______ _ Other JJial)ilities _________________ _

'.0.000.00 X one
I 0,000.00
1:1,4:i:i.:l6 Xone
13.408.34 X one
7.373.84 X one
40i,:i21.09
7:1,32:~.42 ~tU~:l.J.ll
xone X one X one X one

Total

Total

I;G:i,f+37.36

TWENTY-THIRD ANNUAL REPORT

109

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BANK OF TIGNALL Tignall, Ga.

As called for by the Superintendent of Banks.

C. D. BOLTON, President.
Date of Charter: 7-1909

L. D. WARE, Cashier.
Began Business: 8-1909

RBSOURCES

Loans an~ Dis_counts ______c-------$

State of (,eorgia and ~Iumcipal Bonds

1'. 0

"s.neGdov-e-r-n-m-e-n-t-

---------Securities

-----owned

--__ _

Other Stoeks and Bonds owned ______ _

Banking- House ~nd Lot ____________ _

rurnitUIC and Fixtures __________ _

Other Real Estate owned ............
cash in Vault and Amount due from approved Reserve Ag-ents _________ _

Checks for Clearing and Due from
other Banks ----------- ----------
Cash Items -----------------------overdrafts ------------------------Advance on Cotton-------- _________ _
customers' Liability on Letters of Credit and Acceptances ____________ _
Profit and Loss_____________________ _

Other He~:;ourees -------------------

4ti,293.07
X one X one X one 1,200.00 .Xone X one
108,267.20
23,276.24
~one
X one JH,SS0.60
X one X one .X one

LIABIJ,JTIES Capital Stork ______________________ $ Capital Xotes ____________________ __ Rttrplus Fund _____________________ _
l'ndivided Profits ________________ __
Heserve Funds --------------------Due to Banks---------------------Di\iflends Unnaid ------------------Cashier's Checks __________________ _ Certified Checks ____________________
Demand Deposits ------- .. ---------Time Certificates of Deposits _______ _ ~aYings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers ___________ _
Rills Payable ____________________ __
.:Xotes and Rills Rediscounted _______ _ Other Liabilities __________________ _

2oi,OOO.Ot None
:;.oon.on 1.1 :Jo.oo
X one X one :.'\one :.'\one :.'\one 1H4.7R7 .11 X one :\one
X one
~one
Xone
:.'\one

Total . --------------------------$ 19:i,!ll7.11

Total

1H:'i,!ll7 .11

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BANK OF TOCCOA Toccoa, Ga.

As called for by the Superintendent of Banks.

J. H. CURTIS, President.
Da,te of Charter: 8-11-1911

R. C. HARDING, Cashier.
Began Business: 9-1-1911

H~JSOl"RCE~
Loans and Disrounts________________ $
State of Georgia and Municipal Honds owned ______________________ ----
e. S. Government Securities owned __ _
Other Stocks and Bonds 0\Vned______ _ Banking House and LoL ___________ _ Furniture and Fixtures _____________ _
Other Heal Estate owned __________ __
Cash in Vault and Amount due from approved Reserve Agents_________ _
Cherks for Clearing and Due from
other Banks --------------------Ca.sh Items ______________________ __
Olerdrafts __________ --------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances __________ __ Profit and Loss____________________ _ Other Hesources __________________ _

321, H~.43
IR.4R<.:;o 227,000.00
X one X one 2, 700.00 X one
955,657.74
1,040.39 X one
2,079.26
27,368.:18
::\one ::\one X one

Total ___________________________ $ 1,353,481. 70

LIABILITIES Capital Stock ______________________ $ Capital ~otes _____________________ _ Hurplu:-~ Fund _____________________ _

2:i,OOO.OO l:i.OOII.OO 2:i,OOO.OO

Undivided Profits ________________ __ Reserve Funds --------------------Due to Banks ______________________ _

'1.100.23
1 ;.:;oo.oo
":\one

J)iYidends eniJaid -----------------Cashier's Checks ------------------Certified Checks __________________ _ Hemancl Deposits __________________ _

X one
1:-n.s2
~one
u:;x ,8Hi.J7

Time Certificates of Heposits________ _

..\'"one

Havings Deposits __________________ _ 10X ..i84.GG

Letters of fre(lit and Acceptances

rxeeuted for Customers ___________ _ Rills Payable ____________________ __

X one
~one

Xotes and Bills Rediscounted........

":\one

Other Liabilities -------------------

34U.23

Total ------------------------- .. $ l.oi'i3.4Rl. 70

llO

DEPARTl\fENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

WILKINSON COUNTY BANK Toomsboro, Ga.

As called for by the Superintendent of Banks.

H. E. STEPHENS, President.
Date of Charter: 7-16-1907

1\~;sOt"R\ES

Loans and llisLount\') _______________ $

~tate of (;eorgia and ~tunicipal Rond:-;

owned

1'. ~- CorenJIHtiit Sel'llritit>s owned __ _

Other ~ttwks and Bonds owned ____ _

Bankillg House and Lot _____

~'urnitnre and .Fixture,..., _____________ _

Other Heal Estate owned __~_

Cash in \ault and .\mount due from

<liJJH'OH'ct ltesene Agents
Checks for Ckaring and nue from otller Ballks _____________________ _

Cash ltt'Hls _________________________ _

Overdn1fts _. ___________ _

Advan('e on Cotton and other Com-

moditie,..;

_________ _

CustoniL'rs' Liability on I~ettcrs of

Credit and A<ce}ltanl'es ___________ _

Profit and Loss---~----------------Other He:-:,uuHe::. _____________ _

1.1100.011 411,000.011
X one "-1100.00
3."10.0()
2.:~7:),00
I9li.o6:l.R~
:\nnt" X one
~:i:J.\111
~one
:;one X one X one

H. E. STEPHENS

-Cashier. '
Began Business: 7-16-1907
LL\.BILI'I'IB~

Capital Hto<'l\. ________________ _

1~. oon.oo

Capital Xotes ----------~---

li.9no.oo

Surplus Fund

~---------

2.000.110

rndiYided Profits ------------. HeseiTC Funds _________________ _ Hue to Banks _____________________ -~

o.7:l6.6i :l.X04.l3
~one

J)i\idends rnpaid ---------------Cashier's Cheeks ______________ _

nR.4o 4:\.;.g

Certified f'hecks _________ -----~ Demand Deposits ____________ _

~one
:2ll,BH:1.62

Time- Certifieates of J)epo.sits __ _

ti:~.6:!i.29

Sa rings Hcposits _______________ _

Xone

Letters of Credit and ~\ceeptan<'l'-"

executed for Customers __________ ~
Bills Pay;thle _______ -----------Xotes and Bills Rediseountefl ______ _ Other Liabilitie-s ----------~-------

~one
X one Xone X one

Total

Total

- ~~

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF TRION Trion, Ga.

As called for by the Superintendent of Banks.

N. B. MURPHY, President.
Date of Charter: 10-16-1912

GRADY W. COLE, Cashier.
Began Business: 12-17-1912

RESOI'HC};t; Jioalls and llbwount}) _______________ $
Rtate of (;eorgia and ::\Iunicipai Bonds owned
U. R. <;overnment Rerurities owned __ _ Other Hto('ks and Bonds owtHlL _____ _ Banking House and Lot_ ___________ _
~~urniture- ,md Fixtures _____________ _ Other Real Estate owned ___________ _
Cash irJ Y<iul! and Amount due from approved Reserre Agents ___________
Checks fur Clearing- and Due from other Hank~ ____________________ _
Cash Items -----------------------Overdrafts ______ -----~ _____________ _
Advan~e- on Cotton and other Commoditie~ __ ----------------------
Customers' J.~iability on Letters of Credit and Acceptances ___________ _
Profit and Loss ____________________ _ Other Resourees ___________________ _

iU66.R2
:\"one 1611.300.00
X one X one Hol.RII X one
i42,iB4.0:~
X one X one X one
X one X one 98R.60

LL\BILITIES Capital Rtoek ------------ __________ $
Capital Xotes ---------------------Hurvlus Fund _____________ .. ______ _ l'ndhided Profits _________________ _ Reserve Funds ____________________ _ nue to Ranl;;s _______________________ _
Dividends rnpaid ---~ ___________ _ Cashier's Cheeks __________________ _ Certified Checks __________________ _
Demand Deposits ________ ---------
Time Certificates of Hev(}sits~----- _ Raving-s J)eposits _______________ ----
Letters of C'redit and Aree11tanees exeeuted for Customers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted ________ Other J.~iabilities __________________ _

~->.000.00
X one
l~.oiiO.OO
1X,200.11 2.238.65 Xone Xone
I O.R04.17
~one
illo,R84.39 IIi .8i8.08
Xone
X one Xone
;\one
"Sone

--T-o-t-a-l -----------------------------------------------------$--1-,-0-1-2-,5-0-6-.0-0---------T-o-t-a-l --_-_-_-_-_-_-__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-__-_-$--1-,1-11-~-.-->-06-.-00

TWENTY-THIRD ANNUAL REPORT

111

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF TUCKER Tucker, Ga.

As called for by the Superintendent of Banks.

p, K. BURNS PreS'ident.
Date of Charter: 10-29-1919

L. S. BURNS, Cashier.
Began Business: 12-30-1919

HESOl'RCES

Loans and lHs.(ounts _____.--:----------$ ~ate of (~eorgw and .\lunwrpal Bonds

... 'owned

-----------------------

[. ~- (;oH"l'JllHent Securities owned __ _

Other Stoeks and Bonds owned _____ _

Bankin: House and Lot_ ___________ _ Furnitm e and Ftxture.-- _____________ _

Other }{pal Estate Owned ___________ _

cash in Yault and Amount due from apprnved Hesene Agents _________ _

Che('kS for Charing and Due from

othL'I' Banl\s ---------------------

Cash Ittms - ----------------- -----

Overdrafts -- ----------------AdranCL" on Cotton and other Com-

modities -------------------------Customers' Lia hility on I~etters of
Credit and Acl'evtanccs ___________ _

Profit and Loss_-------------------Other H.esounes _____________ _

~one
10,000.00 1.1111
I. <1111.00 1.100.110
HX:!.fi7
7 ,R:I:!.Hi X one HR.:ll
X one
Xoue X one "X one

LL\BILITIES
Capital Stock ----------------------$ Capital ::\otes ____________________ _
Surplus Fund _____________________ _ rndividrd Profit.s _________________ _ Reserve Funds ____________________ _ Due to Ranks _______________________ _
Dividends rnpaid -----------------Cashier's Cheeks __________________ _ Certified Checks __________________ _ Dt>mand Deposits __________________ _
Time Certifi<'ates of HeiJOsits _______ _ ~avings Deposits __ ______________ _
Letters of Credit and Ae<"'eptanC'es exe(utecl for Customers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscountt>d_______ _ Other I~iahilities __________________ _

13,000.00 5,47.).00 :J,OOO.IlO 340.29
:J.:l!O.~III
X one "X one
~.04B.50
X one 126.049.96
1,100.00 :i~ ,X 1U.46
X one X one X one Xone

Total

--- $ 212.1:~:1.71

Total

21~. 13:1.71

STATEMENT

Showing condition at the close of business December 31, 1942, of

EXCHANGE BANK OF UNADILLA Unadilla, Ga.

As called for by the Superintendent of Banks.

E. H. CON:t\ER, President.
Date of Charter: 4-19-1935

T. E. WOODRUFF, Cashier.
Began Business: 4-22-1935

HESOl'RCES Loan:-; a11d IHscounts ________________ $ State of neorgia and ~luniritlal Bonds
owned ___________________________ _
r. H. (;overnmt>nt Securities owned __ _
Other Storks and Bonds owned ______ _ BankinJ:! How.;t> and LoL ___________ _ Furniture and Fixture::; _____________ _ Other Real Estate owned ___________ _ Ca:;h in Yault and Amount due from
apprm'ed- Resene Agents _________ _ Cheel;:s for Clearing and Due from
other Bank:-; _____________________ _
Cash Item~ -----------------------Overdrafts ________________________ _
Advan<'e on Cotton and other Commodities __________________________
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss __ ------------------Other Resour<~es ___________________ _

X one 7:i,OOO.OIJ
Xonr 1.6:i0.00
6:>0.00 X one
218,6:i7 .1:1
"X one 84.77 X one
X one
.X o n e X one X one

LIABILITIES Capital Stock ----------------------$ Capital Xotes ____ .. ________________ _
SurphtH Fund ---------------------rndhicted Profits _________________ _ Reserve .Funds ___________________ ., __ Due to Banks __ ---------------------Dividends lTiliJaid -----------------Cashier's Check.-; __________________ _
Certified Checks ------------------Demand Detwsits -------------------Time Certificates of Deposit~--------Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers ___________ _
Bills Payable ___ ------------------Xotes and Bills Hediscounted_______ _ Other J,iabilities -------------------

l:i,OOil.OO None
10,000.00 3.:>23.8R X one Xone 30.00 2:19.84 X one
286,1!l:i.67 21,S48.19 X one
~one
None None None

Total

--------------------- $ 336,.i37.'i8

Total ---------------------------$ 336,537.58

112

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF UNION POINT Union Point, Ga.

As called for by the Superintendent of Banks.

H. LAMB, President.
Date of Charter: 5-15-1911

RESOlJRCES Loans and Discounts________________ $
State of Georgia and ::\funicipal Bonds
o\vned ---------------------------
e. S. Government Securities owned __ _
Other Htoeks and Bonds owned ______ _ Banking- House and LoL ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
C'hech:s for C'learing and Due from other Rank~ ____________________ _
Cash Items -----------------------Overclrafts ________________________ _
Advance on Cotton and other Commodities ___ ---------------------
Customers' I~iahility on Letters of Credit and Acceptanecs _____________ _
Profit and I..oss____________________ _ Other Hesources ___________________ _

209,3:51.62
X one 10,0110.00
X one 1.22i.OO 1.761.{;4
3611.44
217,:-iifUU
1,975,;);1 X one 17:1.-!1
X one
X one X one 10.000.00

R. B.~RHODES,

-Cashter
Began Business: 5- i9U

LTARILTTIES Capital Stock ___________________ _ Capital Notes ___________________ _

2:o.ooo.oo

~unllus Fund __________________ _ rndivided Profits ___________ _ ReserYe :Funds _________________ _ Due to Banks ___________________ _
Dividends lTnpaid _______________ _ Cashier's Checks _________________ _ Certified Checks _________________ _ Demand Deposits _________________ _

2.>.oXooo.nooe
1.712.77 2.430.03
X one
ROR.50 :O!i9.82
Xone :{; -L26t05

Time Certificates of ])eposits ______ _ Savings Deposits _________________ _

X one 12.643.30

Letters of Credit and Arrept<tilt'l'"-

cxecuted for Customers __________ _ Rills Pa:vable ___________ .._____ _
Xotrs and Rills Redisrounted _____ _ Other Liabilities ______________ _

Xone X one
X one
111.0011.00

Total ----------------------------$

Total

J-,2.428.47

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE FARMERS BANK Union Point, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON, SR., President.
Date of Charter: 9-6-1911

A. J. STEW ART, Cashtet.
Began Business: U-ti-1911

1\ESOt:RCES I..oans and Discounts _________________ $

State of Georgia and .:\Iunieipal Bonds

r.owS.neGdov-e-r-n-m--e-n-t -S-e-

------euritirs

--------owned __ _

Other Stol'ks and Bonds owned ______ _

Banking House and Lot_ ___________ _

Furniture and _Fixtures _____________ _

Other Real Estate owned ___________ _

Cash in Vault and Amount due from approved Ueserve Agents _________ _

Cheeks for Clearing and Due from other Banks ____________________ _

Cash Items -----------------------Overdrafts ________________________ _

Advance on Cotton and other Commodities ________________________ _

Customers' Liability on Letters of Credit and Acreptanres___________ _
Profit and Loss ____________________ _

Other Resources -------------------

Total ___________________________$

3, 14~.40 12!l,!HI:L02
:l,H42.8-I 1.6110.00
LOO X one
123,463.33
0,326.24 X one s:J.Sr,
3n.oo:J.2J
~one
X one
~one
438.405.9:i

LIABILITIES Capital Stocl;;: _____________________ _
ravital ~otes ---------------------Surplus Fund ___________________ _ rndivided Profits ________________ _ Reserve }~unch~ ____________________ _ Due to Ranks ______________________ _ Dividends rnpaid ______________ _ Cashier's Chel'l{s _________________ _
Certified Checks ________________ _ Vemand Deposits _________________ _ Titne Certificates of Deposits _____ _ Rarings Deposits __________________
Letters of f'redit and AccelltancPs exec11ted for Customers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Liabilities __________________ _

2.-, ,1100.00
X one 111,1100.00 .-1,0:16.53
i:iO.OO
X one
1.80 1 ..>08.04
X one ,)!\0,102.18
-.. ooo.oo
!111,987.40
X one X one Xone
~one

Total ------------------------- _$ 1::.,_40.i.95

TWENTY-THIRD ANNUAL REPORT

113

STATEMENT

Showing condition at the close of business December 31, 1942, of

BRICE BANKING COMPANY Vidalia, Ga.

As called for by the Superintendent of Banks.

M. F. BRICE, President.
Date of Charter: 10-22-1938

G. H. GIBSON, Cashier.
Began Business: 10-28-1938

RESOl'RCES Loans and DL-,cotmts __________________ $
state of (_;eorgia and :.'\IunieiiHtl Bonds owned ____ ----------------------
U. S. Government Securities owned __ _ Other Stoehs and Bonds o\vned ______ _ Banking House and Lot_ ____________ _ Furniture and }'ixtures _____________ _ Other Heal Estate owned___________ _ Cash in Yaul1 and ~\mount due from
apprond Resene .\.gents __________ _ Cheeks for Clearing and Due from
other Ranks ____________________ _
Cash Items ----------------------- _ overdrafts - ---------------------Advance Oil Cotton and other Com-
modities . _______________________ _
Customers' L1abrlitJ on !~etters of Credit and Aeccptanees ___________ _
Profit and Logs --------------------Other Restnrne~ ___________________ _
Total __________________________ $

:\one 1 ~-~00.00
X one "X one 1.9:i8.:l0 :\one
-tun.~sS.3!J
-l,l7!f.l~
"X one
"X one :\onp
~~one
soo.:Joo.:i4

J,IABILITIES
Capital Sto<'k ----------------------$ Cavital Xotes _____________________ _
Surplus Fund _____________________ _ Cndivided Profits _________________ _ Heserve Funds ____________________ _ Vue to Ranl\s ______________________ _
Dividends rnpaid -----------------Cashier's Cheek-. __________________ _ Certified Cheeks __________________ _ Demand Devosits ___________________
Time Ccrtifiea tes of HetJosits_______ _ ~avings BeposHs __________________ _
Letter.-; of Credit and AccetJtances executed for Customers___________ _
Bills Payable _____________________ _
Xotes and Bills Hediscounted_______ _ Other Liabilities __________________ _

2'l.OOO.OO X one
lO,IIIIO.liO 2:i.II31;.7J
7 ,S06.ti9 X one Xone
13,7:~::L6:!
X one ()72,387.06 -lfi,.)\1:-i.::i-t
X one
~one
X one X one 40.92

Total ---------------------------$ SOO.:lOO.H

STATEMENT

Showing condition at the close of business December 31, 1942, of

DARBY BANKING COMPANY Vidalia, Ga.

As called for by the Superintendent of Banks.

J. F. DARBY, SR., President.
Date of Charter: 6-22-1934

0. C. EIDSON, Cashier.
Began Business: 7-1-1934

RESOURCES Loans and Viscounts ________________ $
State of Georgia and )lunicipal Bonds O\Vned _________________________ _
U. S. Governm(_nt Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House a,nd J..~ot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _
Cash in Vault and Amount due from approved ReserYe Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ___ ---------------------Advance on Cotton and other Com-
modities __ ----------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss ____________________ _
Other Resources -------------------

189.132.44
1.979.6() 52,250.00
~~one
7,437.08 2:l0.44
3,048.90
342.906.56
24,671.41 "X o n e
~one
141,627.42
None
~one
3,072.58

LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Run>lus Fund --------------------l'ndivided Profits _________________ _ Reserve Funds ____________________ _ Due to Banks ______________________ _ Dividends l'npaid _________________ _ Cashier's Checks __________________ _
Certified Checks ------------------Dentand Deposits __________________ _
Time Certificates of Deposits_______ _ Savings Deposits ___________________
Letters of Credit and Acceptances executed for Customers ____________
Bills Paya\)le ----~----------------Xotes and Bitt,. Rediscounted________
Other Liabilities -------------------

2:1.000.()0 4,000.00
12,ri00.00 1,334.78 2,637.50 Sone X one 3,281.33 413.76
571,212.27 131.389.96
1~,179.46
Xone
~one
None 2,227.37

Total ______ ---------------------$ 766,376.43

Total

766.:l76.H

114

DEPARTl\IENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK Vienna, Ga.

As called for by the Superintendent of Banks.

J. B. WALTON, President.
Date of Charter: 6-24-1931

RESOl"RO;S I.oans and Discounts _________________ $
~tate of Georgia and :.\Iunicipal Bonds owned -------------------------- _
l_T. S. (;overnment Securities owned __ _ Other Rtocks and Bonds owned _______ _ Banking House and LoL ___________ _ Furniture and Fixtures _____________ _ Other Heal Estate owned ___________ _
Cash in Yault and Amount due from apvroved Reserve Agents_________ _
Che<'ks for Clearing and Due from CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts ________________________ _
Advance on Cotton and other Commodities -------------------------
Customers' Liability on Letters of Credit and Acceptances------------
Profit and Loss ____________________ _
Oth~r Resourees ---------------------

1;)5,121.07
X one 1:02.150.110
:\one 3.32:i.OO 2.5:17.10
X one
334.993.87
11.500.ii1 :\one X one
54,140.35
Xone X one
2,631.08

W. G. WILLIA:\dSON

CashiPr. '

-------- Began Business: 7-1-1931 LIABILITIES
Capital Stoek _____________________ . $ :.o.ooo.oo

Capital Xotes -------------------:-::urplus Fund ----------------------

X one III.OOO.OO

rndivided Profits ------------------

~.-~.ii4.23

Reserve Funds -------------------- __ Due to Banlu;_ __________________ _

Xone
~.!22.0l

Dividend.-; L'"niJaid ---------------- __ Cashier's Checks _________________ _ Certified Checks ________________ _
J)emand Deposits _---------------Time Certificates of Deposits ______ _ Savings Deposits __________________ _
Letters of Credit and Acc~ptances

:!19.97' :;.179.2:)
X one '.1118.;3 -liJ,il-l.78
X one

for Customers -------------------Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

X one X one X one X one

Total -------------------------- $ 696.418.98

Total ---------------------------$ li!lli.H8.98

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF VILLA RICA Villa Rica, Ga.

As called for by the Superintendent of Banks.

S.C. DOBBS, President.
Date of Charter: 5-4-1899

R. R. RICHARDSON, Cashier.
Began Business: 5-1899

RESOJ.:RCES Loans and Discounts ________________ $

State of Georgia and ~Iunicipal Bonds

r.

owned ------S. l;overnment

---------Securities

--------owned--

Other Stocks and Bonds owned ______ _

Banking House and Lot_ ___________ _

Furniture and Fixtures _____________ _

Other Real :Estate owned ___________ _

Cash in Yault and .\mount due from avvrovcd Reserve Agents _________ _

Clwck~; for Clearing and Hue from other Banks ____________________ _
Cash Items _______________________ _ Overdrafts __ _ ___________________ _

Advanre on Cotton and other Com-
modities ______ -----------------Customers' Liability on Letters of
Credit and Aeeevtanccs ___________ _ Profit and Lo.ss ___________________ _
OtiH'r Resouree.-; ____________________ _

~.666. :!::i 216.800.1111
H,9R3.7::i 3.0110.00
1.00 12,000.00
2:36,(131. 77
X one 72.4:!
~.87
X one
X one :\one Xone

LIABILITIES Capital Stock ----------------------$ Capital Xotes _____________________ _
Surplus Fund ---------------------rndivided Profits _________________ _ He serve Funds ____________________ _ Due to Banks ______________________ _ Dividends Lnpaid _________________ _ Cashier's Checks __________________ _
Certified Chcel{s ------------------ Demand Deposits ________________ _ Time Certificates of Deposits_______ _ Havings Deposits __________________ _
I~etters of Credit and Acce}Hanees executed for Customers ___________ _
Bills Payable _____________________ _
Xotes and Bills Rediscounted _______ _ Other J.ia bilities __________________ _

-.n.ooo.oo
:\one I '1.000.00
1--~.B:!.29
:;\one 7 ,\l2H.91 I.:J:l.i.OO ~ ..i.i4.28
:;\one
H:;~_IHLH
.-.; ..-,6:l.60
~one
X one X one :\one ;\one

Total

777,12(1.:!2

Total

TWENTY-THIRD ANNUAL REPORT

1L5

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF WADLEY Wadley, Ga.

As called for by the Superintendent of Banks.

DR J. D. PEACOCK, President.
Date of Charter: 1-29-1902

B. A. WATSON, Cashiet.
Began Business: 1-1902

HESOl'Itn;s Loans .1Pd Discounts _______________ $
fo'tate of Georgia .1nd )lunirival Bonds
r. s.oWIH'd -- -----------------------
(;qvernnwnt Securities owned __ _ Other Stocks and Bonds ownecL _____ _ Banking House and Lot_ ___________ _ }'urniture and Fixtures _____________ _ other !teal Estate owned ____________ _ cash in Yault and Amount due from
aiJJH'oYed Hcservc .Agents _________ _ Checks for Clearing and Due from
other Banks ____________________ _
cash Items -----------------------overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------customers' J..-iability on Letters of
Credit and Acceptances ___________ _ Profit and J...oss ____________________ _ Other Resources ___________________ _
Total ___________________________ $

120,02~l.:l.f
;i,6SO.:JO 30,0011.00
");one l,;iOO.OO
S:iO.OO 300.00
20S,36<.16
X one X one X one
62,021.32
X one Xone X one
426.948.32

LIABILITIES Capital ~toek ______________________ $ Capital Xotes ______________ _ Surplus Funcl _____________________ _ l~ndiYided Profits _________________ _ Heserve Funds __ ------------------Due to Ranks ______________________ _
llividends rnpaid -----------------('ashier's Checks ------------------Certified Checks __________________ _ Demand Deposits _________________ _ Time CHt,ificate.s of Deposits _______ _ Savings Deposits __________________ _
Letters of Credit and Aceelltance..; executed for Customers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

:!.1,000.110
Xone 211.1100.00
.),ti!J.l.:i2
Xone X one X one 101.22 X one
:!7.i.~XX.60
It.nl2.:;o .~~).:j:; 1.48
\""one .'\one Xone
~one

Total

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK Warrenton, Ga.

As called for by the Superintendent of Banks.

DENHAM CASON, President.
Date of Charter: 4-4-1902

F. L. SPARKS. Cashier.
Began Business: 4-1902

HESOl'RCES
Loans and Discounts----------------$ State of Georgia and ::\Iunicival Ronds
owned __________________________ _
e. H. (-iovernment Securities owned __ _
Other Htocks and Bonds owned ______ _ Banldng House and Lot_ ____,_______ _
Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _
Cash in Yault ancl Amount due from approvt>d Ite~wrve Ag-ents _______ _
Che(ks for Clearing and Vue from
other Ranks --------------------Cash Items _______________________ _ Overdrafts ________________________ _
Adrame on Cotton and other f'ommoditit>s _____________________ _
Customers' Liabilit:v on Letters of Credit and Art'eJ)tances ___________ _
Profit and Loss -------------------Other Rrsourees --------------------

3S<,639.li
40,630.\l:l 2fi9,72::i.50
:~'>.2'>4.60
8,9i:i.44 3,724.\l:) 2,3\!6.01
j j;) ,296.3:-i
2:>.000.00
~one 6;-).;:)t)
z:J,:Jol. 9\l
X one X one X one

LIABILITIES

Ca]lital Stoek ______________________ $ .I!J.000.00

Cat)ital Xotes _____________________ _

.\"one

Surplus Fund ___________________ _

2->.0011.00

rndirided Profits _________________ _

:~!1.~0:~. 77

Reserve Funds --------------------Due to Banks ______________________ _

1:!,0()1\.til
Xone

Dividends Unpaid _________________ _

.\"one

('ashier's Checks __________________ _

I .<!JI.:ll

Ct>rtified Checks ------------------ _

Xone

Demand Deposits _________________ _ I.12l.O:i4.81

Time Certifirate.s of Deposits_______ _

~one

Stnings Jle})osits ___________________ _

Xone

T~etters of Cre(lit an(l AcceJJtanel's

executed for Customers __________ _

\"one

Bills Paya hie ______________________ _

.\"one

Xotes and Bil1.-; Rediscounted _______ _

X one

Other Liabilities __________________ _

.'\one

Total _________________________ $ l,:i'l2,050.:i0

Total

116

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

WASHINGTON LOAN & BANKING COMPANY Washington, Ga.

As called for by the Superintendent of Banks.

W. L. JOHNSON, President.
Date of Charter: 9-7-1891

RE:-IOFHCER Loans aJJd lli:.;l'cmnts ________________ $

Htate of Glorgia and ::\funicipal Bonds owned -----,- _____________ _
e. S. Con:nll11l'Ht SNurities owned---
Other ~to('ks arHl Bonds owned ______ _
Ranking- HousL and I..ot_ ___________ _
Furniturl aJHl Fixtures ______________.

Other Heal Estate owned_______ _

Cash in Yault aud Amount due from <lPJH'oYed Reserre Agents _________ _

Cherks for Clearing and Due from other Banh:s _____________________ _
Cash Items ____________________ _

Overdrafts

_________________ _

Advante oil Cotton and other CommoditiL~ ____________ _

CustonH_.rs' Liability on Letters of Credit aud A{'LC{ltanees ___________ _
Profit and Loss ____________________ _
Other Resounps ___________________ _

34R.i6R.i8
I 7:0.401.2!
2~4.000.00
Jl.H1.3:l
10,~l!l6.70
X one X one
7Rl.GXU.ll
n.:J4x.so X one
:l01.t2
X one
~one
1,:1H!-L:i!J

F. W. THOMAS

- - Cashier. '
Began Business: fi-1895
LIABILITIE8

Capital Rtock ---------------------

.;o,ooo.oo

Capital Xotes ---------------------Surplus Fund _________________ _

.;o,ooXoo.onoe

{'ndivided Profits ------------------

~12.852.80

Rlserrc Funds -------------------Hue to Ranl.;:s ________________________

Xone

17 .60i.75

Dividends rnvaid ------------------

X one

Ca:-:;llier's Checks ---------------------

:l' 154.25

('prtified Che('ks ------------------llemand Deposits __________________ _

X one I l:l.llti5.60

Time Certificates of DeJlosits ________ _ :!:{,7i2.86

Sa dugs Dtpo~its __________________ _

~~X.819.U

Letters nf Credit and Acceptance~

l'Xecutcd for Customers___________ _ Bills Pa:nthle ----------------------Xott>s and Bills Rediscounted _____ _ Othl'r JAahilities _________________ _

X one Xone Xone
211:1.18

_1_'<_'t_a_I_____--_-_-_-_-_-_-_-__ _ _ _ _$_I,_6_:J_9_,4_i_i_.R_t_>_ _:__ _T_o_t_a_l_ _-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_$.:_ 1_~~~

STATEMENT

Showing condition at the close of business December 31, 1942, of

COMMERCIAL BANK Waycross, Ga.

As called for by the Superintendent of Banks.

L. B. HARRELL, President.
Date of Charter: 10-15-1918

J. M. NORMAN,
Cashier. Began Business: 10-30-1918

RESOURCE8 Loans and IHsc(Junts________________ $ 176.339.25

~Hate of (;eurgia and )funil'ipal Bonds owned __ . _______________________ _

28.000.00

U. S. (~overnment Hecurities owned __ _ i29,97fl.OII

Other Storks and Bonds owned ______ _

~one

Banking House and LoL ___________ _ l,urniture and Fixtures _____________ _

28,700.00 4,500.00

{)ther Real Estate owned___________ _

1.250.00

'(;ash in Vault and Amount due from

approved Reserve Agents_________ _ 1,844,28i .9')

l;herks for Clearing and Due from other Banks ____________________ _

18.6:J2.:J9

rash Items ------------------------

X one

Overdrafts __ ----------------------

~one

Advanre on Cotton and other Commodities ________________________ _

None

Customers" Liability on Letters of

Credit and Arceptanres ___________ _

X one

Profit and Loss --------------------

~one

Other Resources --------------------

8,i91.30

Total ___________________________ $ 2.840,496.09

LIABILITIES

Capital Rtork ----------------------$ ~.o.ooo.oo

Cavital Xotes ----------------------

~one

Surplus Fund ----------------------

:Oll,OOO.OO

rndivided Profits ------------------

ll.4i9.33

DUueseertvoe

Funds --------------------Hanks ______________________ _

238.03 >0.000.00

Dividends rnpaid ------------------

1).000.00

Cashier's Checks ------------------Certified Checks -------------------

22.938.66
~one

Demand Deposits ------------------- 2.111.-.823.80

Time Certificates of Deposits _____ ~--

1!5.00

Savings Deposits __________________ _ ~)~!l ,;)41.76

Letters of Credit and Acceptances executed for Customers___________ _

~one

Bills Payable ---------------------:\otes and Bills Rediscounted _______ _ Other Liabilities __________________ _

:>Tone None
11.:!59.51

Total ___________________________ $ 2.840.496.0~

TWENTY-THIRD ANNUAL REPORT

117

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF WAYNESBORO Waynesboro, Ga.

As called for by the Superintendent of Banks.

l\L K. TUCKER, President.
Date of Charter: 1890

M. R. OLIVER, Cashier.
Began Business: 1891

HESOrHCES Loans and Dh\{'Olmts ________________ $

State of Georgia and .:\Iunieival Bonds
owned ------ ---- --------------- __ t~. S. Gonrnmt>nt Seenritics owned __ _ Other Stocl;;s and Bonds owned ______ _ Banking How~.t and Lot _____________ _ Furniture and }~ixtures _____________ _ Other Real Estate owned___________ _
Cash in Yault and Amount due from aPJlroYed Hesern_ Agents _________ _
Checks for Clearing and Hue from otl1cr Bank~ ____________________ _

Cash Items ------------------------

()rcrdrafts _-------------------------

Adrance on Cotton and other Com-

modities

---------------------

Customers' Liallilit~ on Letters of

Credit and Aceeptanees ___________ _

Profit and Lo...;s ____________________ _

Other Re~ourcc~ --------------------

611,116.42
21,794.36 li1,091.63
X one X one 5,000.00 7.6:10.14
240,604.81
:02,849.08 X one
268Xi
X one
X one X one X one

LL\.RJLJTIES Capital Stock ______________________ $ Capital ::\otcs _____________________ _ Surplus Fund _____________________ _
Lndh-ided Profits -----------------Reserve Funds --------------------Due to Banks ______________________ _
Dividends rn1mid -----------------Cashier's Cheeks ------------------Certified CheckR __________________ _ Demand Devosits __________________ _
Time Certificates of Deposits_______ _
Havings Deposits ------------------Letters of Credit and Areeptances
exeeuted for Customers ___________ _ Bills Payahle _____________________ _
::\otes and Bills Hediscounted _______ _ Other Liabilities __________________ _

'iO,OOO.OO 18,400.011 10,000.011
7,794.65 4,399.00
Xone X one
2,320.41
Xone
7 .ts.1:s~.;;s H:!,6:!3.t6 176,48:0.19
X one
Xone
X one
Xone

Total

____________________ $ l,l10.:l7:i. 29

Total ______ --------------------- $ 1, l10.:J7:i. 2H

STATEMENT

Showing condition at the close of business December 31, 1942, of

CITIZENS BANK AND TRUST COMPANY West Point, Ga.

As called for by the Superintendent of Banks.

WILLIS JIOHNSON, President.
Date of Charter: 2-17-1917

H. C. SAPP, Cashier.
Began Business: 3-17-1917

HESOLHCE8

Loans and Discounts ________________ $ G1:i ,468. 92

State of Georgia and ~hmiciilal Bond~

o"ned ______ ---------------------

8,000.00

U. H. (;overnment Securities owned __ _ 919,200.00

Other Stocks and Bonds owned ______ _ Banking House and Lot_ ____________ _

X one
~one

Furniture and Fixtures _____________ _

18,880.93

Other Heal Estate owned ____________ _

:X o n e

Cash in Vault and Amount due from

avvrored Reserve Agents _________ _ 2,06:i,687.99

Checks for Clearing and Due from other Banhs ____________________ _
Cash Items _______________________ _

~:;8,93
Xone

Overdrafts ___________________ ------

X one

Advance on Cotton and other Com-

modities __ ----------------------

~~one

Customers' Liability on Letters of

Credit and Aeeeptances ___________ _ Profit and L<l.'l.s ____________________ _

None X one

Other Re:.:::ource~ --------------------

X one

Total -------------------------- $ 3,:027,396.77

LL\.BILITlES Capital Stock ______________________ $ Cavital Notes _____________________ _ Surplus Fund _____________________ _
l"ndivided Profits _________________ _ Reserve Funds ____________________ _

100,000.00 X one
50,000.00 40,725.;)7 21,183.48

Due to Banks ---------------------Dividends Unpaid _________________ _

~one
661.7:0

Cashier's Checks -------------------

182.50

Certified Checks -------------------

1.~95.04

Demand Deposits ------------------- 2,::;o:l,:i39.30

Time Certificates of Deposits _______ _

"Sone

Savings Deposits ------------------- 807,835.40

Letters of Credit and Acceptances executed for Customers___________ _

None

Bills Payable ---------------------Xotes and Bills Hedlscounted_______ _ Other Liabilities __________________ _

X one .Xone 1,471.7:)

Total

$ 3,527 ,:i96.77

118

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE PEOPLES BANK Winder, Ga.

As called for by the Superintendent of Banks.

C. 0. MADDOX, President.
Date of Charter: 10-29-1926

E., V.. POOL, Casnte1.
Began Business: lfl-:ltl-1D26

m:sorncEs I..oans and Viscounts ________________ $
Htate of Georgia and .:\Iunicipal Ronds owned ________ ------------------
r. S. (;orernment ~ecurities owned __ _
Other Stocks and Bonds ownt>d _____ _ Banking House and LoL __________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ____________ _
Cash in Yault and Amount due from approved Iteserve Agents _________ _
Cheeks for Clearing and Due from other Banks ____________________ _
Cash Items -----------------------0\erdrafts ________________________ _
Advanee on Cotton and other Commodities -------------------------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss ____________________ _
Other Resources ___________________ _

Xone
236,500.00 2,000.00
14,400.00 2,000.011 7,200.00
889,216.86
143.87 X one X one
837.46
X one X one X one

LL\BILJTIES Capital ~tocli: -------------------f'aJlital Xotes ___________________ _
Hurplu~ .Fund ___________________ _ l"ndiYicled Profits _______________ _ Reserve Funds __________________ _
Hue to Ranks ______ ---- __________ _ IHvidend.s "Cnpaid ________________ _ Cashier's Cherks _________________ . Certified Cherks _________________ _
Demand De.posits ------------------Time Certifieates of Derlosits ______ _
~aving-s Deposits ----------------- I.etters of Credit and AreeptarH'L'"'
executed for Customers ___________ _
Bills Payahle --------------------- Xotes and Bills Rediscounted ______ _ Other I~iahilities __________________ .

o.IIOO.OO
:.:1 ..-.oXoo.onoe
.-. 1100.00 '-~70.87
X one 1.880.00 !i.:!:i3,6;)
!)i .0() I ::H,!l77.la
''-' .~-~~s~4.04!0
Xone X one X one X one

Total ---------------------------$ l,:l05,0C.4.06

Total ______________ ---- __ ------- $ I ,::II~.O:J4.06

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE WOODBURY BANKING COMPANY Woodbury, Ga.

As called for by the Superintendent of Banks.

W. E. WILBURN, Pres~ d e n t .
Date of Charter: 10-20-1891

S. P. wiLBURN, Cashiel'.
Began Business: 9-2H-1902

HESOFRCES Loans and Discounts ________________ $
State of Georgia and )lunieipal Bonds
o\vned ---------------------------
e. S. Uovernment Securities owned __
Other St{lrks and Bonds owned ______ _ Banking House and I~ot_ ___________ _ Furniture and Fixtures _____________ _ Other Heal .Estate owned ___________ _
Cash in Vault and Amount due from approved Heservc Agents_________ _
Checks for Clearing and nue from other Banks ____________________ _
Cash Items ------------ _____________ _
Overdrafts __ ----------------------Advance on Cotton and other Com-
modities -------------------------Cu._<.;tomers' Liability on Letters of
Credit an<l Acceptances ___________ _ Profit and Loss ____________________ _
Other Resourees __________________ _

64,711.67
19,000.00 12l,:i00.111l
540.00 X one
l,ROO.OO 3,800.00
110,000,00 .X one 32.98
16,18H.:l4
X one X one l.J02.00

LlABILJT!ES Cavital Stock ____________ --------- $ Capital Xotes _____________________ _
Surplus Fund _____________________ _ T~ndividf'd Profits _________________ _
RcseiYe }'unds ------------- ______ _ Due to Banks ______________________ _
Dividends rnpaid _________________ _ Cashier's Checks __________________ _
Certified Cheeks __________________ _ lit>lll<HHi l)eposits ________________ _ Time ('prtificates of Vt>posits ________ _ Savings Deposits __________________ _
Letters of Credit and .Acceiltances exe<uted for Custower~---- _______ _
Bills Payable _____________________ _
Xotcs and Bills Uediscounted _______ _ Other Liabilit-ies _____________ _

~:.000.110 "X one
; .000.00 -'" .li:)9.19 :. 11(10.00
\"one "X one
~-:--:~2.77
\"one lO!l.:J:-;3.7:?
I!!.~~ l.~O
.\"nne
:\one .\"one .\"one \one

Total ____________________________ $ 498,670.48

Tolal

TWENTY-THIRD ANNUAL REPORT

119

STATEMENT

Showing condition at the close of business December 31, 1942, of

WOODLAND BANK Woodland, Ga.

As called for by the Superintendent of Banks.

J. H. WOODALL,
President.
Date of Charter: 11-18-1907

M. H. KING, Cashier.
Began Business: 11-25-1907

lmSOt:HCES
Loans and nis('ounts------~---------$ state of Georgia and ~Iunieipal Roncls

r.ovSt.ne(d;ov-e-r-n-m-e-n-t--H-e-e-u-r-i-ti-e-s-

--------owned __ _

other Stocks and Rond.;;; owned ______ _

Banking House and Lot_ ___________ _

Furniture and Fixtures ______________ _

Other Heal Estate owned __________ _

Cash in Vault and ~\mount due from approved Resern~ Agents _________ _

Checks for Clearieg and Due from other Banks ____________________ _

cash Items -- ---------------------Overdrafts -- ---------------------Advance on Cotton and other Com-
modities -- ----------------------Cu..:;tomcrs' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Hesources ___________________ _

22,122.44
:X one :;,400.00
:X onE' 1,000.00
:X o n e 1,216.6S
131,0:;9.07
:X o n e 5.00
:X one
2,99R.SO
:X one :X one :X one

LL\BILITIB'l Ca11ital Stock ----------------------$ f'apital :Xotes ---------------------~urplus Fund ____________________ _ rndivided Profits _________________ _
Reserve Funds ---------------------Due to Banks__ --------------------Dividends rnpaid ----------------- _ Cashier's Checks __________________ _
Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of lh:OJlOSit:;;; _______ _
Ravings Depo:';its ------------------Letters of Credit and Aeceptances
executed for Customers ___________ _
Bills Payable ----------------------:Xotes and Bills Uediscounted _______ _ Other 1.-ia lJilities ____________ ------ _

l.>.llilii.OO :X o n e
U.IIOil.OO :2.1HHL7-t );ont> X one Xone 209.fHl Xone
I::!l,l:)~.-13
14.7.>9.83
~one
~one
Xone
~one
.:\"one

Total -------------~------------ $ 183,801.99

Total

183.801.9!!

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF WOODSTOCK Woodstock, Ga.

As called for by the Superintendent of Banks.

S. L. JOHNSTON, President.
Date of Charter: 11-3-1905

S. L. JOHNSTON, Cashier.
Began Business: 11-13-1905

RESOl'RCE" Loans and Discounts _______________ $
State of Georgia and ~Iunicipal Bonds
o'vned --------------------------t:. H. Government Securities owned __ _ Other Storks and Bonch; owned ______ _ Banking How.,e and Lot_ ____________ _ Furniture and Fixtures _____________ _
Other neal Estate owned __________ .. _
Cash in Yault and Amount due from approved Reserve Agents __________ _
CheC'ks for Clearing and Due from other Banks ____ -- ----------------
Cash Items -----------------------Overdr-afts ____________________ ----
AdvanC'e on Cotton and other Com-
modities __ -----------------------CtL.~tomers' Liability on Letters of
Credit and At't'eiltances ___________ _ Profit. and I~oss ____________________ _
Other Uesources --------------------

61,998.22
X one 4HJi4iL7:i
t;,o:Jr..o4
2.8~0.00
800.00 4.905.00
97,3R6.37
10,000.00 X one X one
Xone
X one X one Xone

LIABILITIES Capital Stork ______________________ $
Capital Xotes ---------------------Rurplus Fund _--------------------tTndivicled Profits -----------------Heserve l''uncls ____________________ _ Due to Banks______________________ _
Dividends rnpaid ----------------- __ Cashier's Cherks ------------------Certified C'heel\:s ______________ --- _ Demand Deposits ________________ _ Time Certifieates of Deposits _______ _ ~avings ])eposits __________________ _
Letters of Credit and ~\.creptances executed for Customer::;____________ _
Bills Payable _____________________ _
Xotes and Rills Rediseounted _______ _ Other Liabilities -------------------

2:i .0011.110 ::\one
3.0011.00 :).l:JS.::i8
X one );one .:\"one !l.:JO
~one
l!ltUli.IS ::.!l-!0.12
~one
Xm1e
~nne
"\"one
~one

233,31!1.:18

Total

120

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1942, of

BANK OF WRIGHTSVILLE Wrightsville, Ga.

As called for by the Superintendent of Banks.

W. H. LOVETT, President.
Date of Charter: 2-16-1897
HESOL"RCES I.~oan.;; aud Uiscuunts ________________ $ State of (;f:'orgia and )Iunicipal Bond~
0\VIlCd ______________ -------------
U. S. (;onnUJIL'JJt Securities owned __ _ Other ~ttwks a11d Bonds owned _____ _ -Ranking House aud Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Yault and Amount due from
appron:'d Reserve ~\gents _________ _ Cheeks for Clearing and Due from
other BaHks --------------------Cash Items _______________________ _
0Yerdraft:-:. ___ --------------------Advance on Cotton and other Com-
modities ______ ---~-----~--------Cu;-;tomers' ljability on Letter~ of
Credit and ~\(c-eptances_~---------Profit and Loss____________________ _
Other Hesour{'es --------------------

X one G,OOII.OO
)..'one 1,400.00
4011.011 400.00
292,11 'j .:Jfi
13.7!=17 .:JH );one 28.41
X one X one 8,494.01

H. T. JOHNSON

-Cashier. '
Began Business: 2-lG-1897

LIABILIT!Et' Capital Stock ______________________ $

~" .ooo.oo

Capital Xotes ---------------------Sunllus Fund ----------------------

c.. oo.'oio.onoe

rndiddcd Profits _________________ _
Reserve Funds ____________________ _ Due to Banks ______________________ _

1 c.:ioo.oo
:\.1100.0()
.'ione

Di\idends rn11<tid ------------------

.'ione

Cashier's Checks ------------------Certified Checks __________________ _ Demand Deposits ___________________ _
Time Certificates of Deposits ________ _ Havings Veposits __________________ _
I.etters of Credit and AcreptatH'Ps

188.68 X one
lll,SH.76 :!q.7:{8.53
X one

executed for Customer;-; ___________ _

.'ione

Bills Payable ---------------------Xotes and Bills Hediscounted_______ _

X one X one

Other Liabilities -------------------

X one

Total _____ . ---------------------$ 507 ,271.!!7

Total ___________________________ $ :-!07.:!71.97

STATEMENT

Showing condition at the close of business December 31, 1942, of

EXCHANGE BANK OF WRIGHTSVILLE Wrightsville, Ga.

As called for by the Superintendent of Banks.

P. B. BEDINGFIBLD, President.
Date of Charter: 12-20-1909

E. E. DALY, Cashier.
Began Business: 12-20-1909

l!ESOUte~;s
Loans and Discounts________________$ ~tate of Georgia and )lunlritlal Bonds
owned __ ------------------------C. S. Government Securities owned __ _ Other SioC'ks and Bonds owned ______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _ Cash in Yault and Amount due from
avprored Resene Agents _________ _ Checks for Clearing and Due from
other Banks ____________________ _
(;ash Items -----------------------Overdrafts ______ ------------------Advance on Cotton and other Com-
modities ______ ------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss ____________________ _
Other Resources ------------------Other Resources ___________________ _
Total ___________________________ $

214,701.9o
X one 1,525.00
None 2,100.00
8:!1.50 None
;)3,392.01
130.50 10;,. 71 130.56
24,092.33
~one
None 8,656.30
None
305,65!\.86

LIABILITIES Capital Stock ----------------------$ Cat>ital .'iotes ---------------------Surplus :Fund ---------------------Undivided Profits _________________ _ Heserre ~""unds ____________________ _ Due to Banks______________________ _ Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _ Demand Devosits __________________ _
Time Certificates of Deposits _______ _ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers ___________ _
Bills Payable ---------------------.'iotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

::".1100.00 None
I ".000.00 ll.326.66
X one
~one
80.00 :;06.83
~one
~I ,,066.08
~.i,f;76.29
X one
X one X one
~oDe ~one

Total

TWENTY-THIRD ANNUAL REPORT

121

STATEMENT

Showing condition at the close of business December 31, 1942, of

THE BANK OF ZEBULON Zebulon, Ga.

As called for by the Superintendent of Banks.

C. R. GWYN, President.
Date of Charter: 3-18-1905

C. R. GWYN, Cashier.
Began Business: 1-31-1905

RESOl'RCES Loans and Discounts ________________ $
state of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL ___________ _ Furniture and Fixtures _____________ _ Other Heal Estate owned _____________ _
cash in Vault and Amount due from approved Reserve Agents __________ _
Checks for Clearing and Due from other Banks ____________________ _
cash Items -----------------------overdrafts -------------------- Advance on Cotton and other Com-
modities _______________________ _
Customers' Liability on J..etters of Credit and Acceptances___________ _
Profit and Loss ____________________ _ Other Hesources __________________ _
Total ___________________________ $

130,780.81
1,012.65 66,800.00
~one
2,200.00 1,364.50
473.38
Xone
280.G6 1,:141.80
X one
X one X one ;;,604.28
464.'i7:i.36

LIABILITIES Capital Stoek ____________________ _
Capital Notes ---------------------f;urplus Fund _________________ _ t:ndivided Profits _________________ _ Reserve Funds _____________________ _ Due to Banks______________________ _ Dividends rnpaid _________________ _ Cashier's Checks __________________ _
Certified Cheeks __________________ _ Demand Deposits _________________ _
Time Certifieates of DciJosits _______ _ ~;lvings Deposits ________________ _
Letters of Credit and Aece})tan('L':-\ exeeuted for Custorners _________ _
Rills Pa~vable __________________ _ Xotes and Rills Hediseounted _____ _ Other IJiabilities _______________ _

2:-i.OOO.OO X one
!1,11110.110
1:-1,0:!~.08
2,000.00 X one X one
~!i4.H\
:\one
:>2~.~1:1.41
12.HO:i.OO
j.J,~il.71
X one X one X one X one-

Total