Thirteenth annual report [1932]

THIRTEENTH ANNUAL REPORT
OF THE
DEPARTMENT OF BANKING
OF THE
STATE OF GEORGIA
YEAR ENDING DECEMBER 81
R. E. GORMLEY, Superintendent of Banks

j j j j j j j j j j j j j j j

DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA
STEIN PRINTING COMPANY STATE PRINTERS ATLANTA, GA.

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved August 16, 1919.
THIRTEENTH ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1932.
DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended August 14, 1920; August 21, 1922; August 13, 1924; August 26, 1925; August 25, 1927, and August 27, 1931. Prior to that time the institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907,
R. E. GORMLEY, Superintendent of Banks.

DEPARTMENT OF BANKING

IV

DEPARTMENT OF BANKING STATE OF GEORGIA
ATLANTA
December 31, 1932. To THE HoNORABLE RICHARD B. RussELL, JR., GovERNOR,
State of Georgia, Atlanta, Ga.

Dear Sir:
As required in Sections 15 and 16 of Article 2 of the Banking Law, I have the honor to submit herewith, this, the 13th annual report of the Department of Banking for the year ending December 31, 1932.
This report consists of the following exhibits and schedules:
1. Exhibit "A", Official Roster of the Department of Banking.
2. Exhibit "B", a statement of the receipts and disbursements of the Department for the year 1932.
3. Exhibits "C", "D", "E", "F", "G", "H", "1", "J", "K", "L",
"M", covering miscellaneous applications relative to charter amendments, charter renewals, voluntary liquidations, surrender of charters, etc.
4. Exhibit "N", a list of banks in voluntary liquidation.
5. Exhibit "0", a list of branch banks now in operation.
6. Exhibit "P", a condensed statement showing the disposition of banks during the year 1932.
7. Exhibit "Q", a list of banks and branches that are members of the Federal Reserve System.

v

THIRTEENTH ANNUAL REPORT

-.
8. Exhibit "R", a list of Small Loan Companies under the supervt.sion of the Superintendent of Banks during the year 1932, and Exhibit "S", a list of Credit Unions as of December 31, 1932.

9. Exhibit "T", abstract of reports showing condition of 232 banks and 11 branches as of December 31, 1932, with a comparative statement of 257 banks and 12 branches as of December 31, 1931.

10. Exhibit "U", abstract of reports showing condition of 57 National

banks in Georgia as of December 31, 1932, as reported to this office

by the Comptroller of the Currency of the United States.



In addition to the information as reflected in the exhibits referred to above, the report contains the detailed published statement of each bank as of December 31, 1932. This statement gives an itemized report of the assets and liabilities of the bank, the date the bank was chartered, the date it began business and the name of the President and the name of the Cashier.

Respectfully submitted,

R. E. GORMLEY,

Superintendent of Banks.

DEPARTMENT OF BANKING

VI

Exhibit "A." DEPARTMENT OF BANKING, STATE OF GEORGIA
OFFICIAL ROSTER
December 31, 1932.

R. E. GORMLEY Superintendent of Banks
E. B. DOUGLASS Assistant Superintendent of Banks

EXAMINERS

Name

Address

Richard Forrester________ Montezuma ____________$ C. L. Gruver _____________ Statesboro ____________ _ W. D. Lloyd ______________Tallapoosa ____________ _ H. B. Harris ______________ Atlanta _______________ _

Salary
190.00 190.00 190.00 190.00

OFFICE ASSISTANTS

Name

Position

Miss Annette Johnson ___ Secretary_______________$ Mrs. W. L. Ellis ___________ secretary______________ _

Salary
135.00 121.50

Theodore Marshall________ Porter_______ ------- ____$

50.00

VII

THIRTEENTH ANNUAL REPORT

Exhibit "B."

DEPARTMENT OF BANKING, STATE OF GEORGIA

Receipts and Disbursements, 1932.

RECEIPTS
Balance Jan. 1, 1932_______________________________________$ Examination Fees ________________________________________ _ Fines and Penalties ______________________________________ _ Small Loan Fees__________________________________________ _ Miscellaneous Income ____________________________________ _

223.57 24,990.00
140.00 6,866.67
788.34

Total Receipts__________________________________________ _

$ 33,008.58

DISBURSEMENTS

Superintendent's Salary ___________ -------- _______________$ 6,000.00

Asst. Superintendent's Salary_____ ------------ ___________ _ 3,600.00

Traveling Expenses, Supt. __________ ------ ___ ---- _________ _

208.63

Traveling Expenses, Asst. Supt---------------------------

437.70

EOxffaimceinAesrssi' sStaanlatrsi'eSs_a_l_a_r_ie_s_______________-_-_-_-_-_-_-_-_-_-_______________________________ __

3,378.00 8,635.00

Examiners' Expenses, Traveling_____ --------- ____________ _ 7,044.13

Printing and Stationery_________ --------- ________________ _ 1,098.82

- - - - Miscellaneous Office Expense_____________________________ _ 1,977.11

Total Disbursements_--------- _________________________ _

$

32,379.39

Balance Trust Company of Georgia, Dec. 31, 1932_________ _

$ 629.19

DEPARTMENT OF BANKING

VIII

Exhibit "C." APPLICATION TO INCREASE CAPITAL APPROVED.

NAME OF BANK

LOCATION APPROVED AMOUNT OF INCREASE

Bank of Statesboro__________ Statesboro___ 1-21-32 $ 100,000 to$ 200,000

Exhibit "D." APPLICATIONS TO DECREASE CAPITAL APPROVED.

NAME OF BANK

LOCATION APPROVED AMOUNT OF DECREASE

Merchants & Farmers Bank_ Dvoilnleal_s_o__n_-____ Planters & Citz. Bank_______ Camilla_______ Sylvester Bkg. Co. ___________ Sylvester _____ Ashburn Bank______________ Ashburn_____ Citizens Trust Co. ___________ Atlanta ______ Bank of Rockdale ___________ Conyers______

1-21-32 1-21-32 2-11-32 4-19-32
1~32
11-1-32

$ 50,000 to $ 25,000 50,000 to 25,000 100,000 to 50,000 50,000 to 25,000 120,000 to 50,000 50,000 to 25,000

Exhibit "E." APPLICATIONS FOR RENEWAL OF CHARTER APPROVED.

NAME OF BANK

LOCATION DATE OF CHARTER

Farmers Bank_______________ Pelham_________ Woodbury Bkg. Co. __________ Woodbury______

8-25-1902 9-29-1902

DATE APPROVED
3-7-32 9-24-32

Exhibit "F." PERMITS TO ENTER VOLUNTARY LIQUIDATION ISSUED.

NAME OF BANK

LOCATION DATE BY WHOM LIQUIDATED

Walker County Bank________ LaFayette_______ 1-1-32 Bank of LaFayette.

Bank of Brooklet____________ Brooklet________ 1-1-32 Bank of Statesboro.

Whitesburg Bkg. Co. ________ Whitesburg_____ *Bank of Portal _____________ Portal__________

2-2-32 Directors. 2-29-32 Directors.

Loganville Banking Co.______ Loganville______

Newnan Bk. & Trust Co. ____ Newnan________

Citizens & Contractors Bank M**eCttietirzBenaBnkainnkg__C_o_.______-_-_-_-_-_-_-

L i t h o n i a _______ Metter _________ C l a x t o n ________

Citizens Bank_______________ Brinson________

4-28-32 5-11-32 1Q-19-32
11-14-32 12-2Q-32 12-31-32

Directors.
Directors. Directors. Directors.
First Nat'l. Bank, Claxton Directors.

*This bank was later taken charge of; the liquidation to be completed by the Department. See closed banks.
**Application to enter voluntary liquidation not approved.

IX

THIRTEENTH ANNUAL REPORT

Exhibit "G." APPLICATION TO SURRENDER CHARTER APPROVED.

NAME OF BANK

LOCATION DATE APPROVED

Montrose Banking Co. ________________________ Montrose__________ _

2-29-32

Exhibit "H." APPLICATION TO DECREASE SURPLUS APPROVED.

NAME OF BANK

LOCATION APPROVED

-
Mer. & Farmers Bank________ Dvoilnleal_s_o__n_-____

1-21-32

AMOUNT OF DECREASE $10,000 to $5,000

Exhibit "I." APPLICATIONS FOR REVIVAL OF CHARTER APPROVED.

NAME OF BANK

LOCATION DATE OF CHARTER APPROVED

Mer. & Farmers Bank________ Milledgeville____ Ashburn Bank______________ Ashburn_______

3-22-1898 7-3-1900

3--11-32 4--19-32

PERMITS TO RESUME BUSINESS ISSUED.

Exhibit "J."

NAME OF BANK

LOCATION

PCeitoipzleenssBBaannkk___________-_-_-_-__-_-_-______

Cairo___________ Carrollton ______

APPROVED 2-8-32
11-19-32

DATE SUSPENDED
12-1-31 5--6--32

Exhibit "K." APPLICATION TO INCREASE CAPITAL DISAPPROVED.

NAME OF BANK

LOCATION

DIS-

APPROVED

Peoples Bank________________ Carrollton____ 3-1Q--32

PROPOSED INCREASE $ 60,000 to $ 100,000

DEPARTMENT OF BANKING

X

Exhibit "L." APPLICATION TO DECREASE CAPITAL DISAPPROVED.

NAME OF BANK

LOCATION

DIS-

APPROVED

Ga. Bank & Trust Co. _______ Cuthbert_____ 12-14-32

PROPOSED DECREASE $ 50,000 to $ 25,000

Exhibit "M." APPLICATION TO SURRENDER CHARTER DISAPPROVED.

NAME OF BANK

LOCATION

DISAPPROVED

South Georgia Trust Co. _____________________ Albany____________ _

1-21-32

XI

THIRTEENTH ANNUAL REPORT

BANKS IN VOLUNTARY LIQUIDATION. December 31, 1932.

Exhibit "N."

NAME OF BANK

LOCATION

DATE

BankofWillacoochee_________________ Willacoochee____________ May 18,1925. Farmers Banking Co. _________________ Covington______________ April6, 1925. Jasper County Bank _________________ Monticello______________ April 6, 1926. Farmers Bank________________________ Vidette_________________ June 28, 1926. Claxton Bank________________________ Claxton ________________ November 9, 1926. Bank of Bostwick____________________ Bostwick_______________ December 2, 1926. Union Banking Co. __________________ Monroe_________________ February 12, 1927. Dacula Banking Co. __________________ Dacula_________________ February 15, 1927. Sharpsburg Banking Co. _____________ Sharpsburg____________ November 12, 1927. Bank of Boston______________________ Boston_________________ December 31, 1927. Bank of Buckhead ___________________ Buckhead______________ July 14, 1927.
Bank of Lincolnton_----------------- Lincolnton_____________ February 10, 1928. Bank of Stephens____________________ Stephens ______________ September 11, 1928. Council Bank________________________ Ellaville________________ Pending. Pittard Banking Co. __________________ Winterville _____________ Pending. Bank of Taliaferro____________________ Crawfordville ___________ September 4, 1929. A.tlanta Trust Co. ____________________ Atlanta ________________ December 11, 1929. Peoples Bank________________________ Comer__________________ March 31, 1930. Bank of Helen ________________________ Helen __________________ June 2, 1930, Liberty Bank & Trust Co. ____________ Savannah______________ June 9, 1930, Bank of Cave Spring_________________ Cave Spring____________ December 12, 1930. Houston Banking Co. ________________ Perry___________________ December 12, 1930.
Farmers & Merchants Bank__________ Kite__ -----------------January 26, 1931. Merchants Trust Co._---------------- Valdosta _______________ January 30, 1931. Bank of Lumpkin County____________ Dahlonega_____________ February 4,1931. Menlo Bank___________ ----- __________ Menlo__________________ February 19, 1931. Atlanta Savings Bank________________ Atlanta ________________ October 13, 1931. South Georgia Trust Co. _____________ Albany_________________ December 11, 1931. People's Bank________________________ Glennville______________ December 24, 1931.
Bank of Statham_____________________ Statham__ ------------- December 31, 1931. Walker County Bank_________________ LaFayette ______________ January 1, 1932. Bank of Brooklet_____________________ Brooklet_______________ January 1, 1932. Whitesburg Banking Co. _____________ Whitesburg____________ February 2, 1932. Loganville Banking Co. ______________ Loganville______________ April 28, 1932. Newnan Bank & Trust Co. ___________ Newnan________________ May 11, 1932. Citizens & Contractors Bank_________ Lithonia_______________ October 19, 1932. Metter Banking Co. __________________ Metter__________________ November 14, 1932. Citizens Bank________________________ Claxton________________ December 20, 1932. Citizens Bank________________________ Brinson________________ December 31, 1932.

DEPARTMENT OF BANKING

XII

BRANCH BANKS AS OF DECEMBER 31, 1932.

NAME OF BRANCH

LOCATION NAME OF PARENT

Exhibit "0." LOCATION

Brunswick Bank & Trust Co._ Arco _________ Brunswick Bk. & Trust Co. Brunswick. Georgia Railroad Bk. & Tr. Co., 1111 Broad St. __________ Augusta_____ Georgia Railroad Bank &
Trust Co. ________________ Augusta.
Columbus Bk. & Trust Co., 14th St. _____________________ Columbus____ Columbus Bank & Trust
Co. _______________________ Columbus.
Columbus Bk. & Trust Co., North Highland _____________ Columbus____ Columbus Bank & Trust
Co. _______________________ Columbus.
Columbus Bk. & Trust Co., Rankin House_______________ Columbus____ Columbus Bank & Trust
Co. _______________________ Columbus. Cornelia Bank________________ Demorest_____ Cornelia Bank_____________ Cornelia. Greenville Banking Co. _______ Gay__________ Greenville Banking Co. ____ Greenville. Brunswick Bank & Trust Co._ Jesup________ Brunswick Bank & Trust
Co. _______________________ Brunswick. Citizens Bank________________ Nahunta_____ Citizens Bank_____________ Folkston. Farmers Bank of Pelham_____ Sale City_____ Farmers Bank of Pelham__ Pelham. Griffin Banking Co. __________ Williamson ___ Griffin Banking Co. _______ Griffin.

XIII

THIRTEENTH ANNUAL REPORT

DISPOSITION OF STATE BANKS IN GEORGIA DURING THE YEAR 1932.

Exhibit "P."

BBaannkkss iinn OOppeerraattiioonn DJaencuemarbyer13, 11,9139232-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Decrease During Year __________ ------- _____ --------- _____ _

Banks 257 232
25

Branches 12
11
1

**

Banks Entering Voluntary Liquidation________________________

9

Walker County Bank, LaFayette Bank of Brooklet, Brooklet Whitesburg Banking Co., Whitesburg Loganville Banking Co., Loganville Newnan Bank & Trust Co., Newnan Citizens & Contractors Bank. Lithonia Metter Banking Co., Metter

*Citizens Bank, Claxton Citizens Bank, Brinson

*Application to enter voluntary liquidation not authorized.

Banks Closed During Year___________________________________ _ 18

1

Capital

Lovejoy Banking Co., Lovejoy _________________$ 15,000.00

Shellman Banking Co., Shellman_____________ 25,000.00

Farmers & Mer. Bank, Jeffersonville___________ 15,000.00

Bank of Thomasville, Thomasville_____________ 150,000.00

Peoples Bank, Carrollton______________________ 60,000.00

The Fairmount Bank, Fairmount______________ 15,000.09

Granite Bank, Stone Mountain________________ 15,000.00

Bank of Ft. Gaines, Ft. Gaines________________ 50,000.00

Clinch County Bank, Homerville______________ 18,000.00

Bank of Adrian, Adrian_______________________ 25,000.00

Merchants & Farmers Bk., Willacoochee_______ 18,000.00

Citizens Bank, Roswell________________________ 21,000.00

FaCrmalevrasry&__M__e_r_.__B_a_n__k_,__C_a_i_r_o__w__i_th__B__r_a_n__c_h__a_t_ _ 40,000.00

Bank of Portal, PortaL _____________________ --- 25,000.00

Bank of Statesboro, Statesboro_______________ _ 200,000.00

Milton County Bank, Alpharetta_____________ _ Farmers Bank, Canon________________________ _

16,000.00 25,000.00

Georgia Bank &Trust Co., Cuthbert_________ _ 50,000.00

Total___________________________________________________ _ 27

1

Banks Reinstated During Year._._. __________ ---------________

2

Citizens Bank, Cairo,

Peoples Bank, Carrollton.

Net Decrease Shown Above. ____________________________ _ 25

1

DEPARTMENT OF BANKING

XIV

Exhibit "Q."
STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM.
Georgia Savings Bank and Trust Co. _____________________ Atlanta Trust Company of Georgia________________________________ Atlanta Georgia Railroad Bank & Trust Co._______________________ Augusta Citizens Bank and Trust Co. _____________________________ Bainbridge Brunswick Bank and Trust Co. __________________________ Brunswick Columbus Bank and Trust Co. ___________________________ Columbus Northeastern Banking Co. ________________________________Commerce Bank of Dawson_________________________________________ Dawson Bank of Eastman_________________________________________ Eastman Greenville Banking Co. ___________________________________ Greenville Brand Banking Company________________________________ Lawrenceville Farmers State Bank______________________________________ Lincolnton Bank of Millen___________________________________________ Millen Bank of Monroe __________________________________________ Monroe Farmers Bank____________________________________________Monroe Farmers Bank of Pelham ______________________________ ~ __ Pelham Citizens State Bank______________________________________ Reynolds Rhine Banking Co. _______________________________________ Rhine Bank of Sasser___________________________________________ Sasser Citizens Bank and Trust Co. _____________________________ Savannah Savannah Bank and Trust Co. ___________________________ Savannah Bank of Soperton ________________________________________ Soperton Central Bank ____________________________________________ Swainsboro
BRANCHES
Brunswick Bank and Trust Company____________________ Arco Georgia Railroad Bk. & Tr. Co., 1111 Broad St. ___________ Augusta Columbus Bank and Trust Co., Fourteenth St. __________Columbus Columbus Bank and Trust Co., N. Highland_____________Columbus Columbus Bank and Trust Co., Rankin House___________ Columbus Greenville Banking Co. ___________________________________Gay Brunswick Bank and Trust Co. __________________________ .Jesup Farmers Bank of Pelham_ -------------------------------Sale City

XV

THIRTEENTH ANNUAL REPORT

Exhibit "R."

SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1932.

NAME OF COMPANY

LOCATION

DATE
LICENSE ISSUED

Consolidated Loan & Finance Co. ____________________ Albany_________ Jan. 11, 1932. Southern Loan Company_____________________________ Albany_________ Jan. 23,1932. Family Finance Company_____________________________ Athens _________ July 19, 1932. Franklin Plan of Georgia, Inc. ________________________ Athens _________ Jan. 5, 1932.
MT.oCto.rAFdinamansc_e__C__o_m__p__a_n_y__-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- AAtthlaenntsa_________________ JJaann.. 72,,11993322..
American Discount Company of Georgia______________ Atlanta ________ Jan. 5,1932. American Security Company__________________________ Atlanta ________ Jan. 2,1932. City Investment Co. __________________________________ Atlanta. _______ Jan. 6,1932. Community Finance Co. ______________________________ Atlanta.________ Jan. 5, 1932.
Consolidated Loan & Savings. Company ______________ Atlanta. _______ Jan. 4,1932. Family Finance Company ____________________________ Atlanta ________ May 1,1932. Family Finance Company_____________________________ Atlanta ________ May 1,1932. Fidelity Investment Co. ______________________________ Atlanta ________ Jan. 2,1932. Finance Acceptance Company of Georgia_____________ Atlanta ________ Jan. 5, 1932. Franklin Plan of Georgia, Inc. _______________________ Atlanta ________ Jan. 5,1932. Fulton Industrial Company__________________________ Atlanta ________ Jan. 7,1932. Fulton Loan Service No.3, Inc. _______________________ Atlanta ________ Jan. 2, 1932. Georgia Acceptance Company________________________ Atlanta_________ Jan. 4, 1932. Georgia Finance, Inc. ________________________________ Atlanta ________ Jan. 2,1932.
Home Finance Service____________________ ------- _____ Atlanta ________ Jan. 2, 1932.
HHoarutssefhieollddCFoimnapnacneyC, Ionrcp.o_r_a_t_io--n-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- AAttllaannttaa_________________ JJaann.. 22,, 11993322.. Household Finance Corporation______________________ Atlanta ________ Jan. 2,1932. S. B. Lassalle_________________________________________ Atlanta ________ JulY 9,1932.
Master Loan Service, Inc. _____________________________ Atlanta_________ Jan. 2, 1932.
Mechanics Loan & Savings Co._---------------------- Atlanta ________ Jan. 4,1932. Personal Finance Company of Atlanta ________________ Atlanta ________ Jan. 2, 1932.
Personal Loan Service, Inc. __ ------------------------- Atlanta________ Jan. 2, 1932. Quaker Savings Association __________________________ Atlanta ________ Jan. 2,1932. Seaboard Security Company__________________________ Atlanta ________ Jan. 2,1932. Southern Auto Finance Co. __________________________ Atlanta ________ Jan. 8,1932. Southern & Postal Finance Co. _______________________ Atlanta ________ Jan. 5, 1932. Southern Security Co. _______________________________ Atlanta ________ Jan. 2, 1932. Southland Loan & Investment Co. ___________________ Atlanta ________ Jan. 2,1932. Stone Mountain Loan Company______________________ Atlanta ________ Jan. 2, 1932. United Small Loan Corp. _____________________________ Atlanta ________ Jan. 4,1932. Family Loan Society__________________________________ Augusta________ Jan. 2, 1932. Personal Finance Company of Augusta_______________ Augusta _______ Jan. 2,1932. Standard Loan & Investment Co. ____________________ Augusta________ JulY 13,1932.
Daily Loan Company--------------------------------- Columbus______ Jan. 2, 1932. Dixie Finance Co------------------------------------ Columbus______ Jan. 6,1932. Personal Finance Company of Columbus _____________ Columbus______ Jan. 2, 1932. Covington Finance Corporation.--~------------------ Covington______ Jan. 11,1932. Whitfield Loan & Finance Co. ________________________ Dalton _________ Jan. 5, 1932. Motor Finance Company______________________________ Gainesville_____ Jan. 2, 1932. Southern Loan Company_____________________________ Griffin_________ Jan. 6, 1932.
FFaramniklyliFninPalannceoCf GomeoprgainaY, I-n-c--. -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- LLaaGGrraannggee ____________ JJualnY. 519, ,1199332.2. Home Finance Company______________________________ ~cRae _________ March 9,1932. Citizens Loan Company______________________________ Macon__________ Jan. 2,1932. Equitable Loan Company ____________________________ Macon__________ Jan. 2,1932. Franklin Plan of Georgia, Inc. ________________________ Macon__________ Jan. 5, 1932.

DEPARTMENT OF BANKING

XVI

Exhibit "R."-Continued.

SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1932.

NAME OF COMPANY

LOCATION

DATE LICENSE ISSUED

Georgia Motor Finance Co. ___________________________ Macon__________ Jan. 11, 1932. Harris Loan Company________________________________ Macon__________ Jan. 2, 1932.
Hartsfield Company, Inc. _____________________________ Macon __________ Jan. 2,1932. Personal Finance Company of Macon_________________ Macon__________ Jan. 2, 1932. Rightway Loan Company_____________________________ Macon __________ March 3, 1932. Family Finance Company_____________________________ Macon__________ July 7, 1932. Co-Operative Loan Company _________________________ Marietta________ Feb. 1, 1932. Interstate Loan Company ____________________________ Moultrie________ Jan. 22, 1932. Family Finance Company_____________________________ Rome __________ Jan. 2, 1932. Franklin Plan of Georgia, Inc. ________________________ Rome __________ Jan. 5,1932.
Investors' Loan Corporation__________________________ Savannah______ Jan. 11,1932. Motor Contract Collecting Agency, Inc. _______________ Savannah______ Jan. 6, 1932. Nash Loan Company _________________________________ Savannah______ Jan. 2,1932.
Personal Finance Company of Savannah_____________ Savannah______ Jan. 2, 1932. Southern Investment Company______________________ Thomasville____ Jan. 23, 1933. Industrial Loan Company of Valdosta________________ Valdosta _______ Jan. 13,1932. Valdosta Loan & Savings Company___________________ Valdosta _______ Jan. 26,1932. United Small Loan Corporation ______________________ Waycross _______ Jan. 4, 1932. Preston Holder Williams ______________________________ Winder_________ Jan. 2, 1932.

XVII

THIRTEENTH ANNUAL REPORT

CREDIT UNIONS AS OF DECEMBER 31, 1932.

Exhibit "S."

NAME

STREET ADDRESS

LOCATION

Alma Exchange Credit Union_____________ -------------------------- Alma Athens Division Credit Union____________ Care Georgia Power Co. ___ Athens The Acco Credit Union___________________ 194 Elliott St., N. W. ______ Atlanta Apaco Credit Union ______________________ 225 Moore St. _____________ Atlanta
A. B. & A. Railway Credit Union _________ 26 Cain St., N. W, ________ Atlanta Atlanta Journal Employees Cr. Union____ Care Atlanta Journal_____ Atlanta Atlanta Lodge 522 B. of R. R. Cr. Union __ 724 Terminal Bldg. _______ Atlanta Atlanta Postal Credit Union ______________ 238 Post Office Bldg. _____ Atlanta
Atlanta Railway Postal Clerks' Credit Union __________________________________ 530 Post Office Bldg. _____ Atlanta
Atlanta Savings Stores Cr. Union ________ 387Whitehall St., S. W. __ Atlanta Atlanta Teachers' Assn. Cr. Union _______ Care Tech High SchooL_ Atlanta Atlanta Western Union Emp. Cr. Union __ 419Western Union Bldg.__ Atlanta Atlantic Steel Credit Union ______________ Mecaslin St., & Sou. R. R. Atlanta Circle "W" Credit Union _________________ 426 Marietta St., N. W. ____ Atlanta Electrical Workers' Credit Union __________ 91 Trinity Ave., S. W. _____ Atlanta Exposition Cotton Mills Emp. Cr. Union __ 794 Marietta Rd. __________ Atlanta Foote & Davies Credit Union _____________ Capitol & Milton Avenues Atlanta Fulton Teachers Credit Union ___________ 521 Courthouse __________ Atlanta Ga-WP General Office Credit Union_----- 4 Hunter St., S. W. _______ Atlanta Georgian-American Credit Union _________ 84 Marietta St.____________ Atlanta
Hartford Credit Union._----------------- 839 Trust Co. of Ga. Bldg. Atlanta Lodge No. 1 (I. A. & M.) Credit Union_____ 917 Atlanta Natl. Bank
Bldg. ____________________ Atlanta
The Railroad Credit Union _______________ 19! Peachtree St. _________ Atlanta R. E. A. Employees' Credit Union_________ 91 Luckie St., S. W, ______ Atlanta Right Way Credit Union__________________ 181 W. Alabama St. _______ Atlanta Rogers Credit Union _____________________ 682Whitehall St., S. W, ___ Atlanta Ruralist Credit Union ____________________ 713 Glenn St., S. W. ______ Atlanta Southeastern Express Credit Union ______ 50 Pryor St., N. E. ________ Atlanta The Thrift Credit Union _________________ 125 Spring St., S. W. _____ Atlanta Western & Atlantic Credit Union ________ Route 5, Box 892 _________ Atlanta Augusta Federal Emp. Credit Union______ Federal Building_________ Augusta Georgia R. R. Employees Cr. Union_______ Care Georgia Railroad____ Augusta King Mill Credit Union___________________ Care King Mill __ --------- Augusta Lenwood Federal Emp. Credit Union _____ CtararetioVne_t_e_r_a_n_'_s__A__d_m__i_n_i_s_- Augusta
Lombard Credit Union ___________________ 631 Eleventh St. __________ Augusta Columbus Postal Employees' Cr. Union___ Care Post Office__________ Columbus The Federal Employees Credit Union _____ Property Office___________ Fort McPherson Federal Employees' Credit Union_________ Care Post Office__________ Macon Hapgrade Credit Union ___________________ Broadway at Pine ________ Macon
Floyd County Postal Employees' Cr. Union Care Post Office__________ Rome Savannah Federal Credit Union __________ Care U.S. Engineer Office Savannah Seaboard Employees' Credit Union _______ Rtoioomn __N__o_.__2_,__U__n_i_o_n___S_t_a_- Savannah
Trainmen's Credit Union_________________ 308 E. Anderson St. ______ Savannah Tift County Federal Emp. Credit Union __ Care Post Office__________ Tifton Valdosta Postal Emp. Credit Union_______ Care Post Office__________ Valdosta

DEPARTMENT OF BANKING

XVIII

Exhibit "T."
ABSTRACT OF REPORTS OF THE CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1932.
(With Comparative Statement as of December 31, 1931).

RESOURCES:

232 Banks and 257 Banks and 11 Branches as 12 Branches as of Dec. 31, 1932. of Dec. 31, 1931.

Loans and Discounts ____________________________ $ 63,632,102.01 $ 79,004,791.51

Certificates of Indebtedness and Bonds and Stocks owned ________________________________ _ 15,238,192.48
Banking House and Lot ________________________ _ 4,303,140.29

14,383,033.32 4,492,329.14

Furniture and Fixtures ________________________ _

819,829.31

Other Real Estate owned _______________________ _ 5,442,723.95

968,849.83 5,141,054.25

Cash in Vault and amounts due from approved Reserve Agents _______________________________ _ 18,667,527.37

18,075,563.16

CCahsehckIstefmors C__l_e_a_r_i_n_g__a_n_d__D__u_e__f_r_o_m__o__th__e_r_B__a_n_k__s____ Overdrafts ______________________________________ _

663,859.59 163,698.78 54,132.03

975,427.54 193,820.91
77' 131.15

Advance on Cotton and other Commodities _____ _

592,054.52

729,986.89

CuAsctocmepetrasncLesia_b__il_i_t_y__o_n___L__e_t_te_r_s___o_f__C__r_e_d_i_t__a_n_d_ Profit and Loss _________________________________ _ Other Resources ________________________________ _

90,811.87 22,495.65 427,276.80

1,028,191.60 34,244.39
1,081,664.91

TOTALS ______________________________________ $ 110, 117,844.65 $ 126,226,088.60

LIABILITIES:

Capital Stock ___________________________________ $ 15,656,000.00 $ 16,707,400.00

Surplus Fund__________________________________ _ 8,953,807.87

9,457,954.79

Undivided Profits ______________________________ _ Reserve Funds _________________________________ _ Due to Banks __________________________________ _

3,219,459.40 1,785,672.62 1,116,493.63

4,377,699.53 1,818,987.45 1,675,051.22

Dividends Unpaid ______________________________ _ Cashiers Checks ________________________________ _ Certified Checks _______________________________ _

74,006.78 456,179.02
17,037.92

115,356.74 590,026.83
28,944.43

Demand Deposits _______________________________ _ 32,259,189.13 37,769,730.39

Time Certificates of Deposits ___________________ _ 19,624,500.21 22,747,569.90

Savings Deposits _______________________________ _ 19,045,026.87 22,974,858.22

Letters of Credit and Acceptances executed for Customers ____________________________________ _
Bills Payable ___________________________________ _

57,691.74 5,212,374.40

953,040.72 4,794,243.79

Notes and Bills Rediscounted __________________ _ 1,557,627.42 Other Liabilities ________________________________ _ 1,082,777.64

1,401,643.33 813,581.26

TOTALS ______________________________________ $ 110,117,844.65 $ 126,226,088.60

XIX

DEPARTMENT OF BANKING

Exhibit "U."
ABSTRACT OF REPORTS SHOWING CONDITION OF 57 NATIONAL BANKS IN GEORGIA AS OF DECEMBER 31, 1932.
(Taken from Report of Comptroller of the Currency).

RESOURCES:

LOovaenrdsraanftds _D__i_s_c_o_u_n__ts__(_I_n_c_l_u_d__in__g__R_e_d__is_c__o_u_n_t_s_)_________________________________________$

United States Government Securities Owned_____________________ _ Other Bonds, Stocks, Securities, Etc., Owned_____________________ _ Customers' Liability Account of Acceptances _____________________ _

BOat hnekri nRge aHl oEusstea,t eF uOrwnni teudr_e__a_n_d__F__i x__t_u_r_e_s________________-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Reserve with Federal Reserve Banks______________________________ _ Cash in Vaults _______ ~ ___________________________________________ _ Due from Banks __________________________________________________ _

Outside Checks and other Cash Items____________________________ _

Redemption Fund and Due from United States Treasurer________ _

Acwcietpht

aEnncdeos

rosfemOethnet

r__Bc _a_n_k__s_a__n_d__B_i_l_l_s_o_f__E_x__c_h_a_n_g_

e or Drafts
____________

S
__

old
__ _

Securities Borrowed______________________________________________ _

Other Resources __________________________________________________ _

89,734,000.00 96,000.00
40,144,000.00 21,187,000.00
22,000.00 11,351,000.00 2,838,000.00 9,638,000.00 3,866,000.00 46,896,000.00
888,000.00 448,000.00
34,000.00 235,000.00 759,000.00

TOTAL__________________________________________________________$ 228,136,000.00

LIABILITIES:
Capital Stock Paid In _____________________________________________ $ Surplus __________________________________________________________ _ Undivided Profits-Net____________________________________________ _ Reserves for Contingencies _______________________________________ _ National Bank Notes Outstanding________________________________ _ Due to Banks (Including Certified and Cashiers' Checks,andCash
Letters of Credit and Travelers' Checks Outstanding)___________ _ Demand Deposits_________________________________________________ _ Time Deposits (Including Postal Savings) ________________________ _ United States Deposits ___________________________________________ _
AgSreeceumreitnitess tSooRlde_p_u_r_c_h__a_s_e__U__n_i_te__d__S_t_a_t_e_s___G_o__v_e_r_n_m__e_n__t __o_r___O__t_h_e_r Bills Payable and Rediscounts ___________________________________ _ AcwcietphtaEnncdeos rosfemOethnet_r_B__a_n_k__s_a_n__d__B_i_l_l_s_o_f__E_x__c_h_a_n_g__e__o_r__D_r_a_f_t_s__S__o_ld_ Acceptances Executed for Customers _____________________________ _ AcBcaenpktasn_c_e_s__E__x_e_c_u_t_e_d___b_y__O__t_h_e_r__B_a__n_k_s__f_o_r__A__c_c_o_u__n_t_o__f__R_e_p__o_r_t_in_g_ Securities Borrowed ______________________________________________ _
OInttheerresLti,aTbailxietise,sa_n__d__O__th__e_r_E__x_p_e_n__s_e_s_A__c_c_r_u_e__d_a__n_d__U__n_p_a__id__________________

18,185,000.00 12,273,000.00 2,850,000.00
860,000.00 8,957,000.00
36,541,000.00 66,829,000.00 70,960,000.00 7,162,000.00
411,000.00 2,046,000.00
34,000.00 15,000.00
7,000.00 235,000.00 193,000.00 578,000.00

TOTAL ______________________________________________ ~- _________ $ 228,136,000.00

THIRTEENTH ANNUAL REPORT

1

STATEMENT Showing condition at the close of Business December 31, 1932, of the

BANK OF ACWORTH

Acworth, Ga.

As called for by the Superintendent of Banks.

A. J. DURHAM,

J. E. CARNES,

President.

Cashier.

Date of Charter: 1G-31-1905

Began Business: 1~-19-1905

RESOURCES:

LIABILITIES:

Loans and Discounts--------------$ 82,102.74 Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

FBuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_

1,600.71 3,316.26

Other Real Estate owned...-------- 10,708.32

Cash in Vault and amounts due

from aPDroved Reserve Agents-- 16,928.09

Checks for Clearing and Due from

other Banks____ ------------------

223.16

COavsehrdIrtaefmtss.(.i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
301.85

Advance on Cotton and other

Commodities..--------------------Customers Liability on Letters of

none

Credit and Acceptances...--------

none

Profit and LosS.--------------------

none

Other Resources--------------------- - -616-.98

TQtaL.-------- --------------------$ 115,798.11

CaDital Stock..---------------------$ Suri>lus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Bank."----------------------Dividends Unpaid..----------------Caesrthiifeiersd CChheecckkss.-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_
Demand Deposits-----------------Time Certificates of DeDosit..-----Savings Deposits------------------LBeieltxltseecPrsuatoyefadCbflroeer_d_Ci_t_ua_s_nt_od_m_A_e_c_rc_se__D____t__a__n____c__e__s__ Notes and Bills Rediscounted..... Other LiabilitieS-------------------

25,000.00 5,000.00 10,380.62 1,578.53
none none
129.51
none
32,687.12 41,022.33
none
none none none none

TotaL-------------------------------$ 115,798.11

STATEMENT Showing condition at the close of Business December 31, 1932, of the

S. LEMON BANKING CO.

Acworth, Ga.

As called for by the Superintendent of Banks.

G. W. McMILLAN,

LEMON M. AWTREY,

President.

Cashier.

Date of Charter: 12-18-1906

Began Business: 1-1-1907

RESOURCES:

Loans and Discounts--------------$ 84,069.58

CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot___________

none
2.500.00

Furniture and Fixtures ----------- 3,000.00

Other Real Estate owned..--------- 11,486.18

Cash in Vault and amounts due

from aPDroved Reserve Agents.. 13,012.67

Checks for Clearing and Due from

COaovstehhrdeIrtreaBmftassn..(k_i_fs_-a_-_n-_y-__-)_-__-_-_--_--_--_--_--_--_-_--_--_--_--_--_--_----_

360.17 448.81 135.68

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit and Loss---------------------

none

- - - - Other Resources--------------------

692.85

TotaL------------------------------$ 115,705.94

LIABILITIES:
CaDital Stock.----------------------$ SurDlUS Fund....--------------------Undivided Profits-----------------Reserve Funds.--------------------DDiuveidteonBdsanUknSD--a-id--..-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings DeDosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_ Bills Payable.---------------------Notes and Bills Rediscounted... Other LiabilitieS-------------------

30,000.00
none
1,273.74
none none none
47.44
none
22,447.82 54,497.17
501.27
none
6,938.50
none none

TotaL-------------------------------$ 115,705.94

2

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

BANK OF ADAIRSVILLE

Adairsville, Ga.

As called for by the Superintendent of Banks.

M. P. GAINES,

0. B. BISHOP,

President.

Cashier.

Date of Charter: 3-~1-1899

Began Business: 3-~4-1899

RESOURCES:

LCoeratnifsicaantedsDoifscIonudnetbst-e--d-n--e-s-s--a--n-d-$ 19,771.58

Bonds and Stocks owned......

none

Banking House and Lot----------- 5,000.00

OFuthrneirtRureealaEnsdtaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

2,810.00 1, 916.35

Cash in Vault and amounts due

from api>roved Reserve Agents.. 36,830.21

Checks for Clearing and Due from

other Banks.---------------------

37.70

COavsehrdIrtaefltlsiS(-if.-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

CuCsotommmeorsdiLtiieaSb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

none

Credit and Accei>tances.---------

none

Profit and Loss.--------------------

none

- - - - Other Resources.-------------------

404.75

TotaL______________________________$ 66,770.59

LIABILITIES:
Cai>ital Stock.______________________ $
Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeiic>aotesistBof--D--e-i->--o-s-i-t_-_-_-_-_-_--_ Savings Dei>osits------------------Letters of Credit and Accei>tances
executed for Customers---------BNioltlessPaanyadbBleil.l-s--R--e-d-i-s-c-o-u--n-t-e-d-.-.-_-__--_ Other LiabilitieS-------------------

25,000.00 none
1,415.93 none none none 28.95 none
34,204.20 6,097.59
none none none none 23.92

Total--------------------------------$

STATEMENT Showing condition at the close of Business December 31, 1932, of the

THE BRYAN BANK

Adel, Ga.

As called for by the Superintendent of Banks.

G. W. BRYAN,

J. B. SASSER,

President.

Cashier.

Date of Charter: 2-27-19~9

Began Business: 3-1-19~9

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items.------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesC._o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLd iAabccileiit>ytaoncnesL_e_t_t_e_r__s__o_f Profit and LOSS--------------------Other Resources.-------------------
TotaL------------------------------$

33,481.73 32,207.76 1,600.00
500.00 none 40,258.60 631.03 52.50 none 5,038.95 none none none 113,770.57

LIABILITIES:
Cai>ital Stock.______________________$
surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Dei>osit -----Savings Deposits------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other LiabilitieS-------------------

25,000.00 1,250.00 3, 767.21 1,606.40
none none 104.26 none 69, 7G0.36 12,342.34 none none none none none

Total--------------------------------$ 113,770.57

THIRTEENTH ANNUAL REPORT

3

STATEMENT Showing condition at the close of Business December 31, 1932, of the

MONTGOMERY COUNTY BANK

Ailey, Ga.

As called for by the Superintendent of Banks.

W. J. PETERSON,

(MISS) MARY SMITH,

President.

Cashier.

Date of Charter: 2-24-1926

Began Business: 8-1-1926

RESOURCES:

Loans and Discounts.-------------$ 42,975.34

CeBrotinfidcsataensdoSf toI ncdkse botwe dnnede s. _s__a__n_d_ Banking House and Lot__________ _

5,000 .oo
none

FOuthrneirtRureealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_

1.00 1,435.00

Cash in Vault and amounts due

from approved Reserve Agents.. 30,403.06

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
.53

AdCvoamnmceodoitnies_C_o__t_t_o_n___a__n_d____o_t_h__e_r 4,637.57

CuCsrteodmiterasnLd iAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f

none

Profit and LosS---------------------

none

TOothtaeLr .R- _e_s_o_u--r-c-e-s-----------------------_----_---------.-$-

- -no-ne 84,452.50

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LBeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_d_m_A_e_rc_sc__e___p___t_a___n__c___e_s__ Notes and Bills Rediscounte<L.--Other Liabilities-------------------

15,000.00 5,000.00 1,222.75
none none none
87.35
none
56,498.47 6,643.93
none
none none none none

TotaL-------------------------------$ 84,452.50

STATEMENT Showing condition at the close of Business December 31, 1932, of the

J. J. PAULK, President.
Date of Charter:

BANK OF ALAPAHA

Alapaha, Ga.

As called for by the Superintendent of Banks.

J. P. CULPEPPER,

Cashier.

8-4-1905

Began Business: 8-25-1905

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and B aBnoknidnsgaHnoduSsteoacknsd oLwont _e_d_______________ __ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due

75,571.11
4, 591.52 4,065.00 2,000.00 9, 761.00

from approved Reserve Agents.. 32,999.76

Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o_m_ _

none

COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other CommoditiSS.---------------------
Customers Liability on Letters of Credit and Acceptances__________

none none

- - - - POrtOhfeirt aRnesdouLrcoess_s_._-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-

none
52.68

TotaL ______________ ----------------$ 129, 041.07

LIABILITIES:
Capital Stock.----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskiSts-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits __________________ _ Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted... Other Liabilities-------------------

30,000.00 12,500.00 1,037.25 5, 791.28
none none
66.23
none
39,798.78 39,847.53
none
none none none none

TotaL_______________________________$ 129,041.07

4

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

ALBANY TRUST & BANKING COMPANY

Albany, Ga.

As called for by the Superintendent of Banks.

A. P. VASON,

C. L. NEUMAN,

President.

Cashier.

Date of Charter: 6-13-1905

Began Business: 6-1905

RESOURCES:

CLoeBraotninfsidcasantaednsDdoiSfstcoIocnukdnsetbsot-we--dn-ne-de--s.-_s-_-_a_-_-n_-d-_$
BFOuathrnnekiritnRugreeHalaoEnusdsteFataiexntodUwrLenoestd---.--.---------------------------
Cash in Vault and amounts due from approved Reserve Agents._
Checks for Clearing and Due from other Banks.---------------------
Cash Items..------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitnies.C,_o__t_to__n___a__n_d____o_t-h-e--r Customers LiabilitY on Letters of
Credit and Acceptances..--------Profit and LoSS..-------------------Other ResourceS--------------------
TotaL------------------------------$

352,765.32
none none
685.79 18.972.26
19,295.13
642.00
none none none none none none
392,360.50

LIABILITIES:

Capital Stocl!-----------------------S Surplus Fund---------------------UndiVided Profits-----------------Reserve Funds---------------------Due to BankS----------------------DiVidends Unpaid.----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p-o--s-i-t.-.-_-__-_-_--_ SaVings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadblfeo.r._C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted..---Other LiabilitieS-------------------

100,000.00 20.000.00 12,215.40 lll,702.M
none
4,000.00
none none none
73,101.10 71,341.46
none none none none

Total--------------------------------S 392,360.50

STATEMENT Showing condition at the close of Business December 31, 1932, of the

BANK OF COMMERCE

Americus, Ga.

As called for by the Superintendent of Banks.

FRANK SHEFFIELD,

CHARLES F. CRISP,

President.

Cashier.

Date of Charter: 1o-13-1891

Began Business: 1-~-189~

RESOURCES:

Loans and Discounts--------------$ 605,634.36 Certificates of Indebtedness and

Bonds and Stocks owned..------- 545,844.98

Banking House and Lot----------- 25,000.00

Furniture and Fixtures------------

none

Other Real Estate owned..--------- 12,083.52

Cash in Vault and amounts due

from approved Reserve Agents._ 394,326.60

Checks for Clearing and Due from

other Banks---------------------- 15,548.73

Cash Items..-------------------------

20.92

Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d_ ---o-t-h-e__r

11.35
none

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f

none

Profit and LOSS..--------------------

none

Other ResourceS--------------------- - -no-ne

Total--------------------------------$ 1. 598,470.46

LIABILITIES:

Capital Stock.----------------------$ Surplus Fund---------------------UndiVided Profits-----------------Reserve Funds---------------------DDiuVeidtoenBdsanUknsp--a-i-d-,-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p-o-s-i-t-;.-.-_-__-_-_--_ SaVings DepositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable----------------------Notes and Bills Rediscounted..---Other LiabilitieS-------------------

65.000.00 135,000.00 104,188.78
none none none
734.87
none
829,371.69 287,337.77 176,837.35
none none none none

Total--------------------------------S 1, 598,470.46

THIRTEENTH ANNUAL REPORT

5

STATEMENT Showing condition at the close of Business December 31, 1932, of the

ASHBURN BANK

Ashburn, Ga.

As called for by the Superintendent of Banks.

C. E. THRASHER,

R. H. GREEN,

President.

Cashier.

Date of Charter: 7-8-1900

Began Business: 7-1900

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._.______._ Furniture and Fixtures____________ Other Real Estate owned.._________ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdI!taefmtss.(.i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotmommeordsiLtieiasb. .i.lit.Y. - -o-n- L -e tte- -r-s-o- f
Credit and Acceptances.... Profit and Loss............. Other Resources...----------------
TotaL.--------------------------$

91,949.07
none none
6,445.32 10,900.00
10,175.18
566.63 450.06
none
2,442.07
none none none
122,928.33

LIABILITIES:
CSuarpPiltUaSl SFtuoncdk..-..-----------.-.---.-----.-.$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid....-------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrtDifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... BNioltlessPaanydabBleil-l-s--R-e-d--i-s-c-o-u--n-t-e-d-.-.-..-.-Other Liabilities....---------------

25,000.00 25,000.00 11,864.41 4,705.76
none none
188.02
none
31,610.48 22.630.80 1.928.86
none none none none

Total--------------------------------$ 122,928.33

STATEMENT Showing condition at the close of Business December 31, 1932, of the

D. H. DAVIS, President.
Date of Charter:

THE CITIZENS BANK OF ASHBURN

Ashburn, Ga.

As called for by the Superintendent of Banks.

K. P. BAKER,

Cashier.

7-27-1905

Began Business: 10-25-1906

RESOURCES:

Loans and Discounts........$ Certificates of Indebtedness and
Bonds and Stocks owned.. Banking House and Lot----------Furniture and Fixtures. Other Real Estate owned........ Cash in Vault and amounts due
from approved Reserve Agents Checks for Clearing and Due from
other Banks---------------------Cash Items.........----------------
Overd!afts (if allYl-----------------
Advance on Cotton and other Commodities..~- .. -- .. -----.---
Customers Liability on Letters of Credit and Acceptances..
Profit and Loss..~---------------- Other Resources..---------------Total-------------------------------$

81,975.78
none
5,000.00
none
9, 740.65 28,120.05
182.69 6,429.78
none
4,152.18
none none none
135,601.13

LIABILITIES:

Capital SurPlus

SFtuo.cnkd.-..-.-----------------------------------------$

Undivided Profits------------------

Reserve Funds----------------------

Due to Banks....-----------------

Dividends Unpaid..---------------

Cashiers Checks------------------ Certified Checks.

TDiemmeaCnderDtifeipcoasteitss.o..fD--e--p-o-s-i-t-.---.--

LSaevttienrgssoDf eCproesditist .and--A--c-c-e-p--t-a-n-c-e--s

executed for Customers..

BNiolltsesPaaynadbBlei.l.l.s..R.e..d.i-s-c-o-u-nt-e-d-.-.----

Other Liabilities...

25.000.00 30,000.00 15,169.39
none
478.28 114.00 563.59 592.00 44.735.31 13,759.36 5.189.20
none none none none

TotaL--------------------$ 135,601.13

6

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

AMERICAN SAVINGS BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. G. St. AMAND,

EUGENE G. WEBB,

President.

Cashier.

Date of Charter: 12-27-1886

Began Business: 1887

RESOURCES:

CLBoeaBranotnkinfsiidncasgantaHednsoDduoiSsfsetcoIoancunkdndsetbsoLt-weo--dnt-_ne-_ed-_-_s,-__s-__-__a-___-_n__-d-__$ Furniture and FixtUres.__________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC..o. _tt-o--n---a- _n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances..--------Profit and LOSS--------------------Other Resources.-------------------
Total--------------------------------$

602,145.64
none
133,119.20 3,325.22 39,210.91
31,424.91
1,879.36 437.47
none
none
none none
3,648.20
815,190.91

LIABILITIES:

Capital Stock.----------------------$ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified OheckS..------------------Demand Deoosit&...----------------Time Certificates of Deposit------LSaeevtxtieencrgsustoeDfdeCfporoersdCiittsu.astn.o.dm--Ae-r-cs-c-_e-_p-_-_ta-__-n_-c_-e_--s_ BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--.-.--.Other Liabilities-------------------

200,000.00 100,000.00 30,150.85
4,354.91
none none none none
536.00 40,564.39 191,126.24
none
135,000.00
none
113,458.52

TotaL__________ --------------------$ 815, 190.91

STATEMENT Showing. condition at the close of Business December 31, 1932, of the

CITIZENS TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

A. T. WALDEN,

L. D. MILTON,

President.

Cashier.

Date of Charter: 7-16-1921

Began Business: 8-16-19!H

RESOURCES:

Loans and Dl'lCounts--------------$ 63,864.88 Certificates of Indebtedness and

Bonds and Stocks owned-------- 34,195.47

Banking House and Lot-----------

none

Furniture and FiXtUres------------ 15,000.00

Other Real Estate owned.--------- 61,514.25

Cash in Vault and amounts due

from approved Reserve Agents-- 20,118.05

Checks for Clearing and Due from

other Banks.--------------------Cash Items..------------------------Overdrafts (if any)"---------------Advance on Cotton and other

none none none

OCCusortemodmmiteoardns idLtiAieascb.c.i-el-ip-tt-ya--no-c-ne--sL-_-e_-_t-t_-e_-_r-_s-_-o_--f_
Profit and LoSS..--------------------

none none none

- - - - Other Resources..-------------------

144.70

Total--------------------------------$ 194,837.35

LIABILITIES:
Capital Stock..----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS----------------Time Certificates of Deposit..-----Savings DepositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable._--------------------Notes and Bills Rediscounted----Other Liabilitie&...------------------

50,000.00 13,321.02
none
44,638.44
none none 220.97
372.31 43,627.53
585.73 42,071.35
none none none none

Total-------------~------------------$ 194,837.35

THIRTEENTH ANNUAL REPORT

7

STATEMENT Showing condition at the close of Business December 31, 1932, of the

CONTINENTAL TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

JOEL HURT, JR.

J. L. ROBERSON,

President.

Sec. & Treas.

Date of Charter: 4-8-1913

Began Business: 4-13-1913

RESOURCES:

Loans and Discounts......$ Certificates of Indebtedness and
Bonds and Stocks owned..-----Banking House and Lot..... Furniture and Fixtures..... Other Real Estate owned......... Cash in Vault and amounts due
from apl)roved Reserve Agents._ Checks for Clearing and Due from
other Banks._-------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and Accet>tances....... Profit and Loss--------------------Other Resources...-----------------

116,352.37 321,056.16
none 108.59 360,838.00 3, 705.83 none none none none none none 35,965.38

Total--------------------------------$ 838,026.33

LIABILITIES:

Capital Stock-----------------------$ SU!I>lus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..-------------------Dividend. Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso.-f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Accet>tances
executed for Customers..... Bills Payable._--------------------Notes and Bills Rediscounted----Other Liabilities._-----------------

500,000.00 125,000.00 30,016.90 64,665.13
none none none none none none none
IIIII none lll,500.00 none 6,844.30

Total....-----------------------$ 838,026 .33

STATEMENT Showing condition at the close of Business December 31, 1932, of the

EAST ATLANTA BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

E. F. FINCHER,

M. A. THOMPSON,

President.

Cashier.

Date of Charter: 11-11-1910

Began Business: 11-15-1910

RESOURCES:

Loans and Discounts....$ 103,212.92

Certificates of Indebtedness and

Bonds and Stocks owned.. 10,115.50

Banking House and Lot.. 10,000.00

Furniture and Fixtures.. 4,579.26

Other Real Estate owned.... 8, 901.14

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 22,770.93

Checks for Clearing and Due from

COavosethhrdeIrrtaeBfmtassn-(ki-fs--.a-.n---y--)---.--------------------.-------------

none 57.68 none

Advance on Cotton and other

Commodities.---------------------

none

Customers Liability on Letters of

Credit and Accet>tances.

none

Profit and Loss.

none

- - - - Other Resources....

none

Total--------------------------------$ 159,637.43

LIABILITIES:
Cat>ita1 Stock... -----------------$
SUUn!dI>ivluidseFduPnrdo.f.it-s-.---------- Reserve Funds---------------------DDiuveidteonBdsanUknst.>.a-i-d-.-.---------------Cashiers Checks.. Certified Checks.... TDiemmeaCnderDtifeitc>aotseitsso.f-D--e-t->-o--s-it-.-.-.---- LSaevttienrgssoDf eCt>reodsiittsa-n--d--A--c--c---t-a-n--c-e--s
executed for Customers BNiolltsesPaanydabBleil.l.s-R--e-d--i-s-c-o--u-n-t-e--d---.-- Other Liabilities.

25,000.00 3,000.00
386.76 none none none 103.30 none 60,273.94 22,247.48 34,707.94 none 10,000.00 3,918.01 none

Total ------------------$ 159,637.43

8

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

EMPIRE TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

HENRY B. KENNEDY,

G. C. McWHIRTER,

President.

Vice-Pres. & Treas.

Date of Charter: 8-21-1917

Began Business: 8-30-1917

RESOURCES:

Loans and Discounts------------$ Certificates of Indebtedness and
Bonds and stocks owned. Banking House and Lot----------FUrniture and Fixtures. other Real Estate owned....... Cash in Vault and amounts due
from approved Reserve Agents Checks for Clearing and Due from CaosthheIrteBmasn..k.s...----.----.---------.---AOdvveardnrcaeftso(nif aCnoYtt>o-n----a-n--d---o--t-h-e--r CuCsotommmeorsdLitiieasb-i-l-it-y---o-n--L--e-t-t-e-r-s--o--f
POrCtohrfeeirtdaRitneadsnoLudroAcsescs.c.-.e-v--t-a.-n-c-e--s-.-------.--.
Total...$

469,614.91 102,099.89
none 7,559.33 79,001.14 44,700.20
none 549.57 57.79 none none none 11,495.91 715, 078.74

LIABILITIES:

Capital Stock...$ USunrdi>ivluidseFdUPnrdo-f-it-s--..----------------Reserve FUnds.. Due to Banks----------------------Dividends Unvaid... CCearsthiifeiersd CChheecckkss..--.------------.---.---. Demand DepositS-...... Time Certificates of Deposit.. Savings Devosits------------------ Letters of Credit and Acceptances
executed for CUstomers.. Bills Payable.......... Notes and Bills Rediscounted. Other LiabilitieS-------------------

200,000.00 37,500.00
951.64 6,692.03
none none 8,571.61 260.28 107,960.67 9,574.78 280,675.93 none 56,542.65 none 6,349.15

Total.-------------------------------$ 715, 078.74

STATEMENT Showing condition at the close of Business December 31, 1932, of the

GEORGIA SAVINGS BANK & TRUST CO.

Atlanta, Ga.

As called for by the Superintendent of Banks.

GEORGE M. BROWN,

JOHN E. OLIVER,

President.

Sec. & Treas.

Date of Charter: 1Q-26-1889

Began Business: 9-1-1899

RESOURCES:

Loans and Discounts$ 2.171,910.77

Certificates of Indebtedness and

Bonds and Stocks owned........ l, 600, 245.86

Banking House and Lot........... 457,406.75

FoUthrenritRureeaal EnsdtFatiextouwrense--d-.-.-.-.-.-.-.-.-.-.

19,715.68 20,401.05

Cash in Vault and amounts due

from approved Reserve Agents.. 127, 165 .93

Checks for Clearing and Due from

COaovsethhrdeIrrtaeBfmtsas.n-(k-if-s-a---n---y---)--_~-_--_--_--_--_-_--_--_--_--_--_--_-_-_--_--_

2,674.57 1,585.42
none

Advance on Cotton and other

Commodities..

none

Customers Liability on Letters of

POrCtohrfeeirtdaRitneadsnoLudroAcsecss.o.-e-v--t-a-n-c--e-s-.-.---------

-

none none
-n-on-e

Total.-------------------------------$ 4, 401, 106.03

LIABILITIES:

Capital Stock...$ 500,000.00

Suri>lus FUn<L--------------------- 500,000.00

RUensdeirvviedFedUPnrdosfits-----------------

65,069.82 none

Due to Banks....---------------------

none

Dividends Unvaid.-----------------

72.00

CCaesrthiifeiersd CChheecckkss....-------------------

none none

Demand Deposits-----------------

none

Time Certificates of Devosit. 166,101.27

Savings Devosits------------------- 2,154,045.18

Letters of Credit and Accevtances

executed for Customers

none

Bills Payable....---------------------Notes and Bills Rediscounted.

779,237.60 none

Other Liabilities... 236,580.16

Total.-------------------------------$ 4, 401, 106.03

THIRTEENTH ANNUAL REPORT

9

STATEMENT Showing condition at the close of Business December 31, 1932, of the

SOUTH SIDE ATLANTA BANK

Lakewood Heights, Atlanta, Ga.

As called for by the Superintendent of Banks.

WALTER ESTES,

E. COWAN,

President.

Cashier.

Date of Charter: 6-24-1929

Began Business: 7-1-1929

nESOURCES:

Loans and Discounts..............$ 40,036.29

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot...........

8,920.50

FUrniture and Fixtures............

1,833.12

other Real Estate owned.......... 15,815.56

Cash in Vault and amounts due

from approved Reserve Agents.. 5,076.04

Checks for Clearing and Due from

other Banks......................

1.141.53

Cash Items..........................

423.75

Overdrafts (if any).................

none

Advance on Cotton and other

Commodities....................... 3,123.21

Customers Liability on Letters of

Credit and Acceptances...........

none

Profit and Loss.....................

none

- - - - Other Resources....................

none

TotaL...............................$ 76,370.00

LIABILITIES:
Capital Stock....$ Sun>lus FuncL.. Undivided Profits. Reserve Funds... Due to Banks........................ Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand DepositS-................. Time Certificates of Deposit........ Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other LiabilitieS-..................

25,000.00 500.00 356.05 171.68 none none 305.42 none
22,374.23 2,908.95 11,728.67
none 8,900.00
none 4,125.00

TotaL...............................$ 76,370.00

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

TRUST COMPANY OF GEORGIA

Atlanta, Ga.

As called for by the Superintendent of Banks.

H. WARNER MARTIN,

DAMERON BLACK,

President.

Treasurer.

Date of Charter: 9-21-1891

Began Business: 11-8-1891

RESOURCES:

Loans and Discounts..............$ 7,510,521.37

Certificates of Indebtedness and

Bonds and Stocks owned. 2, 601,075 .18

Banking House and Lot........... 1,024,685.27

FUrniture and Fixtures............

none

Other Real Estate owned.......... 762,374.51

Cash in Vault and amounts due

trom approved Reserve Agents.. 4, 767, 439 .54

Checks for Clearing and Due from

other Banks....................... Cash Items..........................

none 6, 776.10

Overdrafts (if anY>----------------Advance on Cotton and other

none

Commodities... . . . . . . . . . . . . . . . . . . . .

none

Customers Liability on Letters of

Credit and Acceptances...........

none

POrtohfeirt RanesdouLrcOesS.._S_._-_--_-_-_-_-_-_--_-_-_-_-_-_-_--_-_ 75,4n1o7.n6e6

.Total.-------------------------------$16, 748,289.63

LIABILITIES:

Capital Stock.......................$ 2,000,000.00

Sun>lus FuncL..................... 2, ooo.ooo.oo

Undivided Profits.................. 817,692.43

Reserve Funds...................... 571,871.60

Due to Banks........................ 29,629.89

Dividends Uni>ai<L.................

none

Cashiers Checks.................... 231,147.06

Certified Checks....................

none

Demand DepositS-................. 4, 605, 170.29

Time Certificates of Deposit........ 5, 030,000.00

Savings Deposits................... 29,864.50

Letters of Credit and Acceptances

executed for Customers..........

none

Bills Payable........................

none

Notes and Bills Rediscounted.

none

Other Liabilities 432,913.86

Total.........-----------------------$16, 748,289.63

10

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

GEORGIA RAILROAD BANK & TRUST CO.

Augusta, Ga.

As called for by the Superintendent of Banks.

C. H. PHINIZY,

A. B. KITCHEN,

President.

Cashier.

Date of Charter: ll-15-189!t

Began Business: 1!t-S1-189!t

RESOURCES:

Loans and Discounts--------------$ 5,732,019.61

Certificates of Indebtedness and

Bonds and Stocks owned..------- 1, 099,433.42

Banking House and Lot----------- 169,362.75

Furniture and Fixtures------------ 17,575.31

Other Real Estate owned..--------- 306,694.96

Cash in Vault and amounts due

from approved Reserve Agents.. 1,197, 802.91

Checks for Clearing and Due from

other Banks.. -----------------Cash Items.... ----------------------Overdrafts (if anYl-----------------

60.792.87 6,598.04 1,810.32

Advance on Cotton and other

Commoditles..---------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances..--------- 22,300.00

Profit and LOSS..--------------------

none

Other Resources..-------------------

none

Total-------------------------------$ 8, 614,390.19

LIABILITIES:

Capital Stock..----------------------$ Surv1us Fund..--------------------

1, 020000..000000..0o0o

UndiVided Profits----------------- 183,773.75

Reserve Funds--------------------- 1, 304.31

DDiuVeidtoenBdsanUknsi>.-ai-d-.-._-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_- 783,5n8o7.n6e3

Cashiers Checks------------------- 31,491.02 Certified Checks..------------------- l, 509.28 Demand DepositS-----------------~- 1, 972,073.12 Time Certificates of Deposit.______ 381,233.95

SaVings Deposits------------------- 2, 907,797.19

LBeieltxltseercPsuatoyefadCbflroeer_d_C_it_u_as_tn_o_dm__A_e_rc_sc__e___p___t_a___n__c__e__s__

22,3CO.OO 527,125.11

Notes and Bills Rediscounted. 652,194.83

Other Liabilities...-----------------

none

Total-------------------------------$ 8, 614,390.19

STATEMENT Showing condition at the close of Business December 31, 1932, of the

AUSTELL BANK

Austell, Ga.

As called for by the Superintendent of Banks.

M. T. BENSON,

C. C. PERKERSON,

President.

Cashier.

Date of Charter: l-S-1910

Beg~n Business: 1-1G-1910

RESOURCES:

Loans and Discounts.------------$ CeBrotinfidcsataensdoSf toIncdkesbotwednencet.s._s__a__n_d_ Banking House and Lot___________ Furniture and Fixtures-----------Other Real Estate owned---------Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances---------Profit and LOSS------------------ Other Resources--------------------
Total--------------------------------$

101,393.09 100.00 none
2,898.35 8,686.82 22,348.53
881.60 23.12 119.84 1,897.47 none none 1,804.49 140, 153.31

LIABILITIES:

Capital Stock-----------------------$

Survlus Fund._--------------------

UndiVided Profits------------------

Reserve Funds----------------------

Due to Banks-----------------------

DiVidends Unpaid------------------

Cashiers Certified

CChheeccksk-s---------------~----------------------

Demand Deposits. _---------------

Time Certificates of Deposit--------

~:~tPt~;>~~anilA.ooiiiliaiices

executed for Customers__________

Bills Payable. __ -------------------Notes and Bills Rediscounted.. Other Liabilities.------------------

25,000.00 none none none none none 134.49 none
65,748.39 44,189.06
none none 5,000.00 none 81.37

Total-------------------------------$ 140,153.31

THIRTEENTH ANNUAL REPORT

11

STATEMENT Showing condition at the close of Business December 31, 1932, of the

E. J. PERRY, President.
Date of Charter:

BAINBRIDGE STATE BANK

Bainbridge, Ga.

As called for by the Superintendent of Banks.

E. J. PERRY, JR.,

Cashier.

2-1-1901

Began Business: 1899

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bond~ and Stocks owned..... Banking House and Lot----------FUrniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items___ ----------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and LOSS..------------------Other Resources..------------------Total--------------------------------$

316,296.37 56,704.15 10,413.26
474.33 448.33 150,200.36 1,494.44 476.23 926.52 9,066.62 none none 3, 288.35 549,788.96

LIABILITIES:

Capital Stock..---------------------$ Surplus Fund ___ -----------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_
Bills Payable __ --------------------Notes and Bills Rediscounted.. Other LiabilitieS-------------------

100,000.00 20.000.00 55,006.12 20,000.00 17,087.77
none 2,735.39
200.00 116,950.17 24,600.00 193,139.30
none none none 70.21

TotaL.-----------------------------$ 549, 788.96

STATEMENT Showing condition at the close of Business December 31, 1932, of the

THE CITIZENS BANK AND TRUST CO.

Bainbridge, Ga.

As called for by the Superintendent of Banks.

H. L. GANS,

E. F. VICKERS,

President.

Cashier.

Date of Charter: 2-17-1920

Began Business: 12-19-1911

RESOURCES:

Loans and Discounts--------------$ 471,536.76

Certificates of Indebtedness and

Bonds and Stocks owned.. 57,221.71

Banking House and Lot-----------

none

Furniture and Fixtures.... 3,800.00

Other Real Estate owned--------- 12,710.00

Cash in Vault and amounts due

from approved Reserve Agents. 63,443.93

Checks for Clearing and Due from

other Banks---------------------Cash Items.. .....

17,717.54 none

Overdrafts (if anY>----------------- 1,134.69

Advance on Cotton and other

CuCsotmommeordsitLieisa.b..i.li.t-Y---o-n--L--e-t-t-e-r-s--o--t 31,247.01

Credit an{! Acceptances..---------

none

- - - - - Profit and LOSS..--------------------
Other Resources..-------------------

none 8,846.94

Total--------------------------------$ 667,658 .58

LIABILITIES:

Capital Stock-----------------------$ SUunrdoilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_- -_ RDeuseertvoeBFaunnkdss.....-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.---.-.-.-. Dividends Unpaid................ Cashiers Checks................... Certified Checks................. Demand Deposits-----------------Time Certificates of Deposit.... Savings Deposits................. Letters of Credit and Acceptances executed for Customers........... BNiolltsesPaaynadbBlei.l.l.s--R--e-d-i-s-c--o-u--n-t-e-d--.-.--.Other LiabilitieS-.....------------

100.000.00 20,000.00 1,738.16
none none none 1,645.32 none 132,137.31 117,386.89 127,019.17 none 71,116.71 96,615.02 none

Total--------------------------------$ 667, 658.58

12

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business Dece~nber 31, 1932, of the

DECATUR COUNTY BANK

Bainbridge, Ga.

As called for by the Superintendent of Banks.

M. E. NUSSBAUM,

FRANK S. JONES,

President.

Cashier.

Date of Charter: 12-26-1905

Began Business: 1-3-1906

RESOURCES1

Loans and Discounts...$ 147,716.57

Certificates of Indebtedness and

Bonds and Stocks owned. 36,519.75

Banking House and Lot.

none

Furniture and Fixtures...

none

Other Real Estate owned.... 2,104.07

Cash in Vault and amounts due

frOm ai>I>roved Reserve Agents 25,528.36

Checks for Clearing and Due from

other Banks..

none

Cash Items...

none

Overdrafts (if any)

none

Advance on Cotton and other

Commodities..........

none

Customers Liability on Letters of

Credit and Accei>tances....

none

- - - - Profit and Loss...
Other Resources...

3,4n77o.noeo

TotaL.$ 215, 345.75

LIABILITIES 1

Cai>ital Stock.$ Sum1us Fund... UndiVided Profits. Reserve Funds... Due to Ba.nks....... DiVidends Uni>aid. Cashiers Checks Certified Checks.. Demand Dei>osits....... Time Certificates of Dei>osit.. Savtngs Dei>osits..... Letters of Credit and Accei>tances
executed for Customers. Bills Payable....... Notes and Bills Rediscounted.. Other Liabilities.....

25,000.00 5,000.00 27,420.90
none none none none none none none 157,924.85 none none none none

Total....$ 215,345.75

STATEMENT Showing condition at the close of Business Deceinber 31, 1932, of the

CITIZENS BANK

Ball Ground, Ga.

As called for by the Superintendent of Banks.

M. G. HENDRIX,

B. R. JONES,

President.

Cashier.

Date of Charter: 9-28-1926

Began Business: 1G-1-1926

RESOURCES:
Loans and Discounts.$ Certificates of Indebtedness and
Bonds and Stocks owned.. Banking House and Lot. Furniture 1!-lld Fixtures. Other Real Estate owned... Cash in Vault and amounts due
frOm ai>I>roved Reserve Agents Checks for Clearing and Due from
other Banks.. Cash Items..... Overdrafts (if any) Advance on Cotton and other
Commodities. Customers Liabilltv on Letters of
Credit and Accei>ta,nces. Profit and Loss... . Other Resources.... Total$

51,865.71 20,000.00 1,200.00 1,250.00
445.00 14,586.05
37.03 none 12.00 none none none none 89, 395.79

LIABILITIES:
Cai>ital Stock..$ Suri>lUS Fund... UndiVided Profits Reserve Funds. Due to Banks.... DiVidends Uwaid. Cashiers Checks Certified Checks... Demand Dei>osits...... Time Certificates of Dei>Osit. SaVings Devosits... Letters of Credit and Accei>tances
executed for Customers.. Bills Payable..... Notes and Bills Rediscounted. Other Liabilities...

15,000.00 5,000.00 4,636.09
none none none 28.50 none 43,911.49 20,819.71 none none none none none

Total$ 89, 395 .79

THIRTEENTH ANNUAL REPORT

13

STATEMENT Showing condition at the close of Business December 31, 1932, of the

BAXLEY STATE BANK

Baxley, Ga.

As called for by the Superintendent of Banks.

J. W. TIPPINS,

C. E. MOORE,

President.

Cashier.

Date of Charter: 8-!l8-1917

Began Business: 8-!l5-1917

RESOURCES:

Loans and Discounts............$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdUrLeos_t-_-_-__-_-_-_-_-_-_--_ Other Real Estate owned.. _______ _ Cash in Vault and amounts due
from aDDroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items...----------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesc._o_t_t_o__n___a__n_d____o_t_h__e_r
Customers Liability on Letters of Credit and AcceDtances.....
Profit and LOSS--------------------Other Resources...-----------------
TotaL------------------------------$

140,0'79.33
3,000.00
none
4,000.00 2, 900.00
30,549.97
none none none none none none none
180,529 .30

LIABILITIES:
CaDital Stock.----------------------$ SurDlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Uwai<L----------------Caslllers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeiDcaOteSsitoSf--D--e-D--o-s-i-t-..-.-----.Savings DeDosits------------------Letters of Credit and AcceDtances BielxlsePcu!ltlYedabfloer_Cu.s.to_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other Liabilities-------------------

25,000.00 25,000.00 2,535.80
none none
7.50 342.33
none
56,986.51 16,853.40 1,233.91
none
52,569.85
none none

Total--------------------------------$ 180,529 .30

STATEMENT Showing condition at the close of Business December 31, 1932, of the

THE BLACKSHEAR BANK

Blackshear, Ga.

As called for by the Superintendent of Banks.

A. P. BRANTLEY,

P. L. POMEROY,

President.

Vice-Pres. & Actg. Cashier.

Date of Charter: 9-ll-1891

Began Business: 7-7-189!l

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned... BFuarnnkiitnugreHaonudseFaixntdurLeos_t_._._._..___._._._._ Other Real Estate owned......... . Cash in Vault and amounts due
from aDDroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities........ -------------. Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c__e_D__ta__n_c_e__s_.-_-_-_-_-_-_-_--_ Other ResourceS--------------------
TotaL------------------------------$

418,240.38 11,246.57
none
13,858.77 9,517.06 72,533.70
286.25
none none none none none
640.15
526,372.88

LIABILITIES:

CaDital Stock.---------------------.$ SurDlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsD--a-i-d-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------Demand DeDOSitS-----------------Time Certificates of DeDosit...... Savings DeDosits-----------------Letters of Credit and AcceDtances
executed for Customers---------Bills Payable_.....----------------Notes and Bills Rediscounted... Other Liabilities-------------------

50,000.00 25,000.00 75,774.29
8,327.30
none none
505.04
none
129,038.00 187' 728.25
none
none
50,000.00
none none

TotaL......------------------ ....$ 526, 372 .88

14

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

J. M. EATON,
President. Date of Charter:

FANNIN COUNTY BANK

Blue Ridge, Ga.

Aa called for by the Superintendent of Banke.

W. J. DENMARK,

Cashier.

5-28-1916

Began Business: 6-6-1916

RESOURCES:

Loans and Discounts--------------$ 'CeBrotinfidcsataensdoSf toInckdsebotwednneeds._s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from avvroved Reserve Agents-Checks for Clearing and Due from
c~~~~~~==::::::::::::::::::::
AOdCvveoarmdnrcmaeoftdsoit(niiefs_aCn_o_Y_t_tlo_-_-n_-_-_-a_-_-n_-d_-_-_-_o-_-t_-h_-_e--r_ CuCsrteodmiterasnLdiAabcicleivtytaoncnesL_e_t_t_e_r_s___o_f Profit and LosS..-------------------Other Resources..-------------------
TotaL------------------------------$

120,909.76 10,081.07 18,000.00 6,500.00 19,409.74 31,888.89
none none 63.42 none none 192.82 384.72 207, 430.42

LIABILITIES:
Cavital Stock.----------------------$
Survlus Fund....---------------------
Undivided Profits------------------
Reserve Funds----------------------
Due to Banks----------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified Checks..------------------Demand DevositS-----------------Time Certificates of Devosit------Savings Devosits------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other LiabilitieS-------------------

15,000.00 3,000.00
none 1,916.00
none none 2, 738.97 34.35 81,974.54 87,534.13 15,182.43 none none none none

TotaL______________________________$ 207, 430 .42

STATEMENT Showing condition at the close of Business December 31, 1932, of the

L. W. DYE, President.
Date of Charter:

THE FARMERS BANK

Blythe, Ga.

Aa called for by the Superintendent of Banke.

T. M. NICKLES,

Caahier.

8-28-1909

Began Buaineaa: 9-1-19011

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds al;ld Stocks owned..------Banking House and Lot----------FUrniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from avvroyed Reserve Agents-Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Accevtances---------Profit and LOSS..-------------------Other Resources-------------------T o t a l ________________________________ $

37,037.35 none
1,947.50 750.00 285.55
2, 649.42 none 36.19 38.83 none none none none
42.744.84

LIABILITIES:
Cavital Stock.----------------------$
survlus Fund....---------------------
Undivided Profits------------------
Reserve Funds----------------------
Due to Banks----------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DevositS----------------Time Certificates of DevosiL----Savings Devosits------------------LBeieltxltseecPrsuatoyefadbCfloreer_dC_i_tu__as_tn_o_dm__Ae_r_cs_c__e__v____t__a__n__c___e_s__ Notes and Bills Rediscounte<L---Other LiabilitieS-------------------

l!\,000.00 10.000.00 1,889.96
none none none 17.00 none 4,653.49 321.86 2,362.53 none 8,500.00 none none

Total--------------------------------$ 42.744.84

THIRTEENTH ANNUAL REPORT

15

STATEMENT Showing condition at the close of Business December 31, 1932, of the

THE COMMERCIAL BANK

Bowdon, Ga.

As called for by the Superintendent of Banks.

J. A. MANDEVILLE,

M. L. JOHNSON,

President.

Cashier.

Date of Charter: 9-22-1926

Began Business: 9-20-1926

RESOURCES:

Loans and Discounts--------------$ 37,676.33

CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot__________ _

3,000.00 4,500.00

FOut hr neirtRu reea laEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_

none none

Cash in Vault and amounts due

from approved Reserve Agents-- 42,559.29

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
145.62

AdCvoamncmeodoitniesC__o__t_to__n___a__n__d--o--t-h-e--r 14,304.56

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s___o_f Profit and Loss..___________________ _

none none

Other Resources--------------------- - -n-on-e

TotaL------------------------------$ 102,185.80

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivir.ied Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit------Savings DepositS------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltessPaanydabBleil-l-s--R-e--d-i-s-c-o-u--n-t-e-d-.-.-_-__--_ Other LiabilitieS-------------------

25,000.00 10.000.00 3, Oll.l7
none none none
2,165.82
none
44,910.90 17' 097.91
none
none none none none

TotaL------------------------------$ 102,185.80

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS & MERCHANTS BANK

Brewton, Ga.

As called for by the Superintendent of Banks.

JAMES L. KEEN,

L. P. KEEN,

President.

Cashier.

Date of Charter: 5-26-1910

Began Business: 7-6-1910

RESOURCES:

Loans and Discounts--------------$ 67,860.34

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-__-_-_-_--_ Furniture and Fixtures____________

l, 312.05 1,806.25 2, 256.67

Other Real Estate owned--------- 7,000.00

Cash in Vault and amounts due

from approved Reserve Agents._ 37,881.23

Checks for Clearing and Due from

other Banks---------------------Cash Items ------------------------

none none

Overdrafts (if any)----------------Advance on Cotton and other

1,490.75

CuCsotommmerosdLitiieabs-i-li-t-y--o--n--L--e-t-t-e-r-s--o--f

929.57

Credit and Acceptances ---------

none

- - - - Profit and Loss--------------------
Other Resources-------------------

none none

TotaL------ ________ -.------.-.--.---$ 120,536.86

LIABILITIES:
Capital Stock ----------------------$ SUunrdpilvuids eFduPnrdof-it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Reserve Funds--------------------Due to Banks---------------------Dividends Unpaid----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits ----------------Time Certificates of Deposit-----Savings Deposits------------------LeetxteercsutoefdCforer dCitusatnodmAercsc_e_p__t_a_n_c__es_ Bills Payable ---------------------Notes and Bills Rediscounted ---Other Liabilities ------------------

15,000.00 5,000.00 3, 734.02
none none none
22.34
none
82,147.99 14,632.51
none
none none none none

Total____________________ .. ____ . ____$ 120,536.86

16

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

THE BRUNSWICK BANK & TRUST COMPANY

Brunswick, Ga.

As called for by the Superintendent of Banks.

F. D. AIKEN,

I. M. AIKEN,

President.

Cashier.

Date of Charter: 1Q-7-1889

Began Business: 1889

RESOURCES:

Loans and Discounts______________$ Certificates of Indebtedness and
Bonds and Stocks owned------BFuarnnkiitnugreHaonudseFaixntdurLeos.t_-_-_-_-_-_-_-_-_-_--_ Other Reai Estate owned --------Cash in Vault and amounts due
from approved Reserve Agents Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss (-i-f-a--n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other CuCsotommmeords iLtiieasb-i-l-i-ty---o-n---L-e-t-t-e-r-s--o--f
Credit and Acceptances --------Profit and Loss -------------------Other Resources -------------------

698,704.19
518,061.35 40,000.00 14,596.75 99,837.37
127.561.41
7,335.05 6,614.24
14.78
none
none none
250.00

Totai--------------------------------$ 1, 512, 975 .14

LIABILITIES:
Capital Stock ----------------------$
Surplus Fund --------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks ---------------------Dividends Unpaid----------------Cashiers Checks-------------------Certified Checks ------------------Demand Deposits ----------------Time Certificates of Deposit -----LSaeevtxtieencrgsustoeDfdeCfporoersdCiittus-sa-tno--dm--Ae-r-cs-c_-e_-_p-_-t_-a_-n_-c_-_e--s_ BNiolltsesPaanyadbBleill-s-R--e--d-i-s-c-o--u-n--t-e-d--------Other Liabilities ------------------

230,000.00 118,000.00
7,297.43 8, 078.41 33,727.35 1,192.50 2,365.04
325.97 499,740.40 48,379.44 219,428.06
none
252,273.56 92,166.98
none

Total--------------------------------$ 1. 512,975.14

STATEMENT Showing condition at the close of Business December 31, 1932, of the

J. L. EAVES, President.
Date of Charter:

HARALSON COUNTY BANK

Buchanan, Ga.

As called for by the Superintendent of Banks.

H. G. RICHARDSON,

Cashier.

3-3-1909

Began Business: 3-4-1909

RESOURCES:

Loans and Discounts.-------------$ 92,167.21

Certificates of Indebtedness and

Bonds and Stocks owned-------

none

Banking House and Lot----------- 1,600.00

Furniture and Fixtures------------ 2,400.00

Other Real Estate owned --------- 1,800.00

Cash in Vault and amounts due

from approved Reserve Agents. 75,675.41

Checks for Clearing and Due from

other Banks----------------------

49.10

Cash Items-------------------------

190.61

Overdrafts (if anYl----------------Advance on Cotton and other

1,599.31

CuCsotommmeorsdiLtiieasb-i-l-it-y---o-n--L--e-t-t-e-r-s--o--f

none

Credit and Acceptances ---------

none

- - - - - Profit and Loss --------------------
Other Resources -------------------

none none

TotaL ______________________________ .$ 175,481.64

LIABILITIES:

Capital Stock ----------------------$ Surplus Fund --------------------Undivided Profits-----------------Reserve Funds --------------------Due to Banks ---------------------Dividends Unpaid ----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits ----------------Time Certificates of Deposit -----Savings Deposits------------------LeetxteecrsutoefdCfor er dCi tusatnodmAercsc_e_p__t_a_n_c__es_ Bills Payable ---------------------Notes and Bills Rediscounted---Other Liabilities ------------------

40.000.00 15,000.00 2,543.25
none none
2,400.00 306.22
none
103,972.91 11,259.26
none
none none none none

Total--------------------------------$ 175,481.64

THIRTEENTH ANNUAL REPORT

17

STATEMENT Showing condition at the close of Business December 31, 1932, of the

BUENA VISTA LOAN & SAVINGS BANK

Buena Vista, Ga.

As called for by the Superintendent of Banks.

Wm. C. WOOTEN,

0. H. LEWIS,

President.

Cashier.

Date of Charter: 9-22-1887

Began Business: 1889

RESOURCES:

Loans and Discounts.-------------$ 102,022.56

CeBrotinfidcsaatensdoSftoIncdksebotwednnedes._s__a__n_d_ Ba,nking House and Lot__________ _ FUrniture and Fixtures___________ _

none
4,246.39 6,658.12

Other Real Estate owned.--------- 13,035.02

Cash in Vault and amoun~s due

from approved Reserve Agents.. 25,467.37

Checks for Cleaxing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

580.31
none

Overdrafts (if anYJ-----------------

none

AdCvo,amncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 18,309.15

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit and Loss.--------------------

none

- - - - - Other Resources-----,-------------- 2,016.32

TotaL------------------------------$ 172,335.24

LIABILITIES:
Capital Stock-----------------------$ SUrplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks..------------------Dema,nd DepositS-----------------TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o__s_i_t-----------_ Letters of Credit and Acceptances
executed for Customers---------Bills PaYable______ ----------------Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

30,000.00 35,000.00 1, 754.68 2, 921.69
none none
286.44
none
44,919.17 34,326.16
none
none
23,127.10
none none

TotaL.________--_------------------.$ 172,335.24

STATEMENT Showing condition at the close of Business December 31, 1932, of the

SHADBURN BANKING CO.

Buford, Ga.

As called for by the Superintendent of Banks.

MRS. KATE ALLEN SHADBURN,

E. A. WILBANKS,

President.

Cashier.

Date of Charter: 1-23-1901

Began Business: 2-11-1901

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_-_-__-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s___o_f Profit and LOSS--------------------Other Resources..------------------TotaL. __________________ -- _______ -_.$

169,370.75
4,076.25
none
4,072.83 38,510.75
38,530.91
1,564.00 2,962.66
none
2,136.60
none
563.10 2, 734.00
264,521.85

LIABILITIES:
Capital Stock._____ -----------------$
sumlus Fun<L------------------- Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._-_-_--_

40,000.00 18,000.00
none
6,087.96
none none
1,000.23 30.75
100,055.55 8,917.00 90,430.36
none none none none

TotaL..__---_-----------------------$ 264,521.85

18

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 3I, 1932, of the

THE CITIZENS STATE BANK

Butler, Ga.

As called for by the Superintendent of Banks.

J.W.EDWARD~

L.R. ADAM~

President.

Cashier.

Date of Charter: 9--4-1926

Began Business: 9-4-1926

RESOURCES:
Loans and Discounts............$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot......... Furniture and Fixtures.......... Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks............... Cash Items..................... Overdrafts (if anY)................ Advance on Cotton and other
Commodities...................... Customers Liability on Letters of
Credit and Acceptances..... Profit and Loss.................. Other Resources.................... TotaL..............................$

24,164.39
none none
1,488.00 375.00
19,916.36
none none none
5,580.87
none none none
51,524.62

LIABILITIES:
Capital Stock.......................$ Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnPaid...--------------CCearsthiifeiersd CChheecckkss........-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-. TDiemmeaCnderDti;feicpaotseistSo..f--D--e-p--o-s--it-.-.-.-.-.-.--. Savings Deposits ................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable................. ------Notes and Bills Rediscounted..... Other Liabilities... .---------------

15,000.00 7.000.00
301.86
none none none
3.00
none
27,823.27 1, 396.49
none
none none none none

TotaL------------------------------$ 51, 524 .62

STATEMENT Showing condition at the close of Business December 31, 1932, of the

J. D. LESTER, President.
Date of Charter:

BANK OF BYROMVILLE

Byromville, Ga.

As called for by the Superintendent of Banks.

S. H. BUXTON,

Cashier.

7-19-1920

Began Business: 7-26-190

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_._._._._._._._._. .__. Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for C.learing and Due from
other Banks---------------------COavsehrdIrteamftss..(.i.f.a. .n.y. .) -_-_-_-_-_-_-_-_-_-_-_-__._._-_--_ Advance on Cotton and other
Commodities..--------------------Oustomers Liability on Letters of
Credit and Acceptances.......... POrtohfeirt RanesdoLurocsess....-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL-------------------------------$

35,840.37
none
1,500.00 750.00
none
10,106.77
none none
64.53
2,899.33
none none none
51,161.00

LIABILITIES:
Capital Stock.______________________$ US unrdpivl uids eFduPnrdo.f.i-t s- -------------- -- -- -- -- -- -- -- -- -- -- -Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..---------------Cashiers Checks-------------------Certified Checks.....--------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers---------Bills Payable.. --------------------Notes and Bills Rediscounted.... Other Liabilities......--------------

15,000.00 500.00
1, 390.46
none none none
41.69
none
10,918.91 7,809.94
none
none
15,500.00
none none

Total--------------------------------$ 51,161.00

THIRTEENTH ANNUAL REPORT

19

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CAIRO BANKING COMPANY

Cairo, Ga.

As called for by the Superintendent of Banks.

0. T. DAVIS,

HENRY HESTER,

President.

Cashier.

Date of Charter: 11-~3-1903

Began Business: 11-~3-1903

RESOURCES:

Loans and Discounts...........$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.__._._._._.._ Furniture and FixtUres___________ _ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances........... Profit and LOSS--------------------Other Resources..-------------------

201,944.49
none
5, 555.43 5, 745.60
none
48,167.50
2,095.76
none none none
11,292.80
none none

TotaL.-----------------------------$ 274,801.58

LIABILITIES:
Capital Stock............$ SUIDlUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsso--f--D--e-p-o--s-i-t-.-..---..-Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted.. Other Liabilities..------------------

35,000.00 10,000.00 6,418.86
none none none
999.07 75.00 95,365.16 78,650.69
none
11,292.80 37,000.00
none none

TotaL------------------------------$ 274,801.58

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITIZENS BANK

Cairo, Ga.

As called for by the Superintendent of Banks.

IRA HIGDON,

J. C. MINTER,

President.

Cashier.

Date of Charter: 12-3-1903

Began Business: 1-1-1904

RESOURCES:

Loan~ and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances.--------Profit and LosS..-------------------Other Resources..-------------------
Total.-------------------------------$

94,484.40
200.00 15,000.00 2,500.00 50,226.86
65,508.85
1,074.24
none
11.53
none none none none
229,005.88

LIABILITIES:

Capital Stock............$ SUIDlUS Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS..---------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified CheckS..------------------Demand Deposits-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers........ BNiolltsesPaanydabBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-..-Other Liabilities..------------------

50,000.00
none
867.55 2.500.00
none none
40.77
none
47.166.34 126,574.99
1, 856.23
none none none none

Total--------------------------------$ 229,005.88

20

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 3I, 1932, of the

J. E. BROOKS, President.
Date of Charter:

BANK OF CAMILLA

Camilla, Ga.

As called for by the Superintendent of Banks.

J.E. BROOKS,

Cashier.

11-4-1889

Began Business: 1889

RESOURCES:

Loans and Discounts...........$ Certificates of Indebtedness and
Bonds and Stocks owned..... Banking House and Lot......... FOuthrneirtRureealaEndstaFtiextoUwrnees.d-.-.-.-.-.-.-.-.-.. Cash in Vault and amounts due
from aimroved Reserve Agents. Checks for Clearing and Due from COaovsethhrdeIrrtaeBfmtassn.(.ik.f.sa...n.y)-_.-._-._-._-._-_-_-_._-_._.__._._._-.._ Advance on Cotton and other CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s-o-f
Credit and Acceptances......... Profit and Loss.................. Other Resources....................
Total................................$

73,782.70
26,098.26 16,500.00 6,500.00 29,500.00
54,604.68
882.72
none none
3,236.24
none none none
211,104.60

LIABILITIES:

Capital Stock.......................$ Surplus FuncL..................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits................... Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_--.-.-.-. Notes and Bills Rediscounted..... Other Liabilities....................

25,000.00
none
1.162.14
none none none
445.14
none
157,305.99 3,331.92 23,859.41
none none none none

TotaL..............................$ 211.104.60

STATEMENT Showing condition at the close of Business December 31, I932, of the

PLANTERS & CITIZENS BANK

Camilla, Ga.

As called for by the Superintendent of Banks.

G. B. COCHRAN,

E .T. VANN, JR.

President.

Cashier.

Date of Charter: 5-24-1913

Began Business: 5-24-1913

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k.s.-.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--. Overdrafts (if any) ____............. Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances.......... Profit and LOSS.-------------------Other Resources....................
TotaL..............................$

65,638.03
9, 266.89 8,500.00 4, 000.00 8,183.66
14,853.39
849.42 152.42
none
none
none none
921.84
112,365.65

LIABILITIES:
Capital Stock......... _________ .....$ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.................. CCaesrthiifeiersd CChheecckkss-..-.-.-.-.-.--_-_-_-__-_-_-_-_-_-_-_--. Demand Deposits________________ __ Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloe_r_C__u_s_t_o__m__e_r_s_._._._._._._._..__. Notes and Bills Rediscounted..... Other Liabilities...... ________ ------

25,000.00
none
850.95
none none none
984.30
none
44,348.72 15,719.10 14,224.23
none
11.ooo.oo
none
238.35

TotaL.. ___ ........ ___ --------- .....$ 112,365 .65

THIRTEENTH ANNUAL REPORT

21

STATEMENT Showing condition at the close of Business December 31, 1932, of the

R. T. JONES, President.
Date of Charter:

BANK OF CANTON

Canton, Ga.

As called for by the Superintendent of Banks.

W. S. ELLIOTT,

Cashier.

11-17-1892

Began Business: 12-21-1892

RESOURCES:

Loans and Discounts.-------------$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve .Agents.. Checks for Clearing and Due from
other Banks.. -------------------Cash Items___ ----------------------Overdrafts (if anYl---------------Advance on Cotton and other
Commodities---------------------CuCsrteodmitearsnLdiAabcicleitpYtanocnesL_e_t_t_e_r_s__o_ f_
Profit and LOSS--------------------Other Resources--------------------

583,451.44
204,362.50 33,102.00 4,363.00 41,933.66
384,653.60
745.51
none
1,557.53
none
none none none

TotaL-----------------------------$ 1. 254,169 .24

LIABILITIES:

Capital Stock----------------------$ Surplus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid...---------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ LSaeevtxtieencrgsustoeDfdeCfporoersdCiittus-as-tn-o-dm--Ae-r-cs-c_-e_-p_-_-t_-a_-n_-c_-_e--s_ BNiolltessPaanydabBleil-l-s--R-e--d-i-s-c-o-u--n-t-e-d-.-.-__-_--_ Other LiabilitieS-------------------

150,000.00 150,000.00 27,355.86
none none none
180.18
none
518,987.66 307,707.29 99,938.25
none none none none

Total--------------------------------$ l .254,169.24

STATEMENT Showing condition at the close of Business December 31, 1932, of the

ETOWAH BANK

Canton, Ga.

As called for by the Superintendent of Banks.

OLIN FINCHER,

N. A. THOMASON,

President.

Cashier.

Date of Charter: 1-22-1927

Began Business: 1-29-1927

RESOURCES:

Loans and Discounts.-------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash 1n Vault and amounts due
from approved Reserve .Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeords iLtiiSaSb-i-l-i-t-y--o-n---L--e-t-t-e-r-s--o--f
Credit and Acceptances.--------Profit and LOSS--------------------Other ResourceS--------------------
Total--------------------------------$

110,455.87
7,659.03 12.000.00 2,235.00
none
95,255.60
6,754.90
none
61.66
none none none
150.00
234,572.06

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistSo-f--D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNlolltsesPaaynadbBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d-.-.-_-__--_ Other LiabilitieS-------------------

25,000.00 5,000.00 1,037.92 1,000.00
none none
97.85
none
141,703.15 34,235.04 26,498.10
none none none none

TotaL------------------------------$ 234,572 .06

22

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

THE PEOPLES BANK

Carrollton, Ga.

As called for by the Superintendent of Banks.

HORACE STEWART,

L. M. KING,

President.

Cashier.

Date of Charter: 11-1(}-1909

Began Business: 12-1-1909

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned....... BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-_-_-_-__-_-_-_-_-_--_ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks. --------------------Cash Items.------------------------AOdCvveoarmdnrcmaefotdsoint(iief saC_n_o_Yt_t_lo_-_-n_-_-_-a_-_n-_-d_-_-_-_o-_-t_-h_-_e--_r CUstomers Liability on Letters of
Credit and Acceptances---------Profit and LosS.-------------------Other Resources..------------------
TotaL------------------------------$

307,972.72
10,000.00 40,000.00 3,500.00 59,556.18
78,155.02
none
43.79
none
none none none
5,480.15
504,707.86

LIABILITIES:

Capital Stock..---------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------Dividends Unpai<L----------------Cashiers Checks ------------------Certified Checks..-----------------Demand DepositS-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanydabBleil-l-s-R--e-d--i-s-c-o--u-n-t-e-d--.-..--Other Liabllitill'l-------------------

60,000.00 60,000.00 1,169.99 79,283.93
none none
541.58
none
93,837.61
none none
none
177,689.99
none
32,134.76

TotaL------------------------------$ 504,707.86

STATEMENT Showing condition at the close of Business December 31, 1932, of the

R. 0. PITTS, President.
Date of Charter:

THE COMMERCIAL BANK OF CEDARTOWN

Cedartown, Ga.

As called for by the Superintendent of Banks.

A. W. STUBBS,

Cashier.

1(}-16-1889

Began Business: 12-11-1889

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot..... } FOuthrneirtRureealaEndstFatiextouwrensed--.--.---.-.-... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-it-y---o-n--L--e-t-t-e-r-s--o--t
Credit and Acceptances.......... Profit and LOSS.-------------------Other Resources--------------------
Total-------------------------------$

766,124.13
3,150.00 23,190.59
42,974.10
86,445.36
7,295.84 396.07
3,323.71
9,812.53
none none
2,601.66
945,313.99

LIABILITIES:

Ca,pital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits----------------- Reserve Funds.--------------------Due to Banks.---------------------Dividends UUI>ai<L----------------CCearsthiifeiersd CChheecckkss.-.--.----.---.-.------.--.Demand DepositS-----------------Time Certificates of Deposit... SaVings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ BNioltlessPaanyadbBleil.l.s..R-e-d--i-s-c-o-u--n-t-e-d----.-.-. Other Liabilities-------------------

140,000.00 200,000.00 41,093.67
2,268.48
none
8,430.00 1,609.65
none
399,400.42
none
152,511.77
none none none none

TotaL---------------------------- ..$ 945, 313.99

THIRTEENTH ANNUAL REPORT

23

STATEMENT Showing condition at the close of Business December 31, 1932, of the

S. GARRETT, President.
Date of Charter:

FARMERS & MERCHANTS BANK

Charing, Ga.

As called for by the Superintendent of Banks.

R. L. BELL,

Cashier.

9-21-1912

Began Business: 11-6-1912

RESOURCES:
Loans and Discounts..------------$ Certificates of Indebtedness and
Bonds and Stocks ownecL______ _ Banking House and Lot._________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ Cash in Valll.t and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Co=odities.--------------------Customers Liability on Letters of
Credit and Acceptances---------Profit and LOSS--------------------Other Resource&.-------------------
TotaL... __ -------------------- _____ $

28,128.99 807.94
I, 200.00 2,000.00 4,333.22 24,167.65
none none none 13,058.45 none none none 73, 696.25

LIABILITIES:
Capital Stock..----------------$ Surplus Fund-------------- Undivided Profits------------- Reserve Funds--------------DDiuveidtoenBdsanUknsp..a-i-c-L--_-__-_-_-_-_-_-_-_-_-_-__-_-__ CCaesrthiifeiersd CChheecckkss.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoasteits&o.f..-D--e-p--o-s-i-t-.-.-.-.--. Savings Deposits--------------- Letters of Credit and Acceptances
executed for Customers--------- Bills Payable----------------------Notes and Bills RediscountecL... Other Liabilities------------------

15,000.00 9,000.00 1,353.16
none none none none none 28,030 78 20,312.31 none none none none none

Total--------------------------------$ 73, 696 .25

STATEMENT Showing condition at the close of Business December 31, 1932, of the

C. N. KIKG, President.
Date of Charter:

COHUTTA BANKING COMPANY

Chatsworth, Ga.

As called for by the Superintendent of Banks.

T. W. BROOKS,

Cashier.

7-17-1905

Began Business: 1-24-1906

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks ownecL.... Banking House and Lot....... Furniture and Fixtures----------- Other Real Estate ownecL........

78,330.27 2,639.15 l, 915.31 4,064.76 10,710.86

Cash in Vault and amounts due from approved Reserve Agents. 21,496.20

Checks for Clearing and Due from other Banks----------------------
Cash Items.-----------------Overdrafts (if anYl----------------Advance on Cotton and other
Co=odities..-------------- Customers LiabilitY on Letters of
Credit and Acceptances...........

none 356.65 326.24 733.89 none

Profit and LOSS---------~------

128.47

- - - - Other Resource&.------------------- 1, 736.35

Total--------------------------------$ 122, 438 .15

LIABILITIES:
Capital Stock--------------------.$ Surplus Funcl..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------Dividends UnPai<L---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposit&...--------------Time Certificates of Deposit------Savings Deposits------------------ Letters of Credit and Acceptances
executed for Customers_________ _ Bills Payable---------------- Notes and Bills Rediscounted- . Other Liabilities.....---------------

15,000.00 3,000.00
none none none none ll2 .17 17.00 76,607.50 ll,055.l5 1,646.33 none 15,000.00 none none

Total----------------------------$ 122,438.15

-------------"7""------------

24

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

BANK OF CHICKAMAUGA

Chickamauga, Ga.

As called for by the Superintendent of Banks.

C. M. PRESTON,

MERCER CLEMENTSON,

President.

Cashier.

Date of Charter: 2-1o--1910

Began Business: 5-1o--1910

RESOURCES:

Loans and Discounts.............$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot........ Furniture and FiXtUres........ Other Real Estate owned.......... Cash in VaUlt and amounts due
from avvroved Reserve Agents Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f.a..n.y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities...................
CuCsrteodmitearsnLd iAabccileivtytaoncneLs_e_t_te__r_s__o_f Profit and Loss........ Other Resources......

144,584.51
none
10,000.00 2, 970.00 31,008.61
23,189.69
none none none
none
none none none

Total--------------------------------$ 211,752.81

LIABILITIES:
Cavital Stock....... -------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns.v.a--i-d-.--.--.-----..-.----.--.--. Cashiers Checks..... Certified Checks....... Demand DevositS----------------Time Certificates of Devosit... Savings Devosits------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_.____.____._ Notes and Bills Rediscounted.. Other Liabilities.....

50,000.00 12,500.00
820.00
none none none
374.84
none
60,734.68 3,670.35 83,652.94
none none none none

Total...$ 211,752.81

STATEMENT Showing condition at the close of Business December 31, 1932, of the

FARMERS & MERCHANTS BANK

Chipley, Ga.

As called for by the Superintendent of Banks.

HENRY ZACHRY,

ROY ASKEW,

President.

Cashier.

Date of Charter: 3-22-1909

Began Business: 4-19-1909

RESOURCES:

Loans and Discounts.$ 47,553.86

Certificates of Indebtedness and

Bonds and Stocks owned.

24.54

Banking House and Lot 2,600.00

FOuthrneirtRureealaEnsdtaFtiextoUwrenes<--L--.--.------

4,900.00 9,200.00

Cash in VaUlt and amounts due

from avvroved Reserve Agents 9,675.11

Checks for Clearing and Due from

CaosthheIrteBmasn.ks..-----.---------.-------

32.85
none

Overdrafts (if anYl-----------------

67.81

Advance on Cotton and other

Commodities.--------------------- 1,598.86

Customers Liability on Letters of

POrCtohrfeeirtdaRitneasdnoLudrocAsescs..c.-.e--v-t-a-n--c-e--s-.-..-.-.-.-..-.-.-._

_

none _nn_oo_nn_ee

Total------------------------------$ 75,653.03

LIABILITIES:
Cavital Stock.......................$ Survlus Fun<L..-------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unvaid.----------------Cashiers Checks.................... Certified Checks.................... Demand Devosits-................. Time Certificates of Devosit Savings Devosits------------------Letters of Credit and ACOO:Dtances
executed for Customers BNioltlessPaanyadbBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--.-.-.-.-. Other Liabilities......................

25,000.00
none
186.76
none none none
641.96
none
29,087.55 4,848.90 1,582.85
none
9,136.86 5,168.15
none

Total------------------------------$ 75,653.03

THIRTEENTH ANNUAL REPORT

25

STATEMENT Showing condition at the close of Business December 31, 1932, of the

HABERSHAM BANK

Clarkesville, Ga.

As called for by the Superintendent of Banks.

W. R. ASBURY,

W. S. WHITWORTH,

President.

Cashier.

Date of Charter: 5-18-1904

Began Business: 1904

RESOURCES!

Loans and Discounts--------------$ 86,393.15 Certificates of Indebtedness and

Bonds and Stocks owne<L-------

none

Banking House and Lot----------- 10,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

2, 762.00 4,200.00

Cash in Vault and amounts due

from approved Reserve Agents-- 48,306.55

Checks for Clearing and Due from

other Banks_--------------------COavsehrdIrtaefmtss(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

none none none

Advance on Cotton and other

CuCCsorteomdmmiteorasdniLdtiieAasbc..ic-le-ip-t-yt-a-no-c-ne--sL-_-e_-t_-t_-e_-_r-_s-_-_o--_f

none none

- - - - Profit and Loss---------------------
Other Resources..-------------------

none none

TotaL-------------------------------$ 151,661.70

LIABILITIES:
Capital Stock.._________ -------------$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PayablEL---------------------Notes and Bills Rediscounted..---Other LiabilitieS--------------------

25,000.00 5,000.00 2, 716.90
none none none
5, 765.26
none
58,729.41 54,450.13
none
none none none none

TotaL_______________________________ $ 151,661.70

STATEMENT Showing condition at the close of Business December 31, 1932, of the

J. C. DOVER, President.
Date of Charter:

BANK OF CLAYTON

Clayton, Ga.

As called for by the Superintendent of Banks.

T. A. DUCKETT,

Cashier.

6-SQ-1904

Began Business: 7-1-1904

RESOURCES!

CLoeBraotninfsidcasantadensDdoiSfstcoIoncukdnsetbsot-we--dn-en-de-.-s.-_s-_-_a-_-_n_-d-_$ Banking House and Lot----------FOuthmeirtuRreealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash ItemS-------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb..i-l-i-ty---o-n---L--e-t-t-e-r-s--o--f
Credit and Acceptances....-------Profit and Loss--------------------Other Resources....------------------
Total--------------------------------$

118,583.43
23,000.00 4,000.00 1.100.00 6, 432.44
132,189.61
none none
105.44
none none none none
285, 410.92

LIABILITIES!
Capital Stock..______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS------------------Time Certificates of Deposit..-----Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PayablEL---------------------Notes and Bills Rediscounted..---Other LiabilitieS-------------------

25,000.00 10,000.00 10,352.89
none none none
760.88
none
135,783.27 103,513.88
none
none none none none

Total--------------------------------$ 285,410.92

26

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

CLERMONT BANKING CO.

Clermont, Ga.

As called for by the Superintendent of Banks.

J. M. HAYNES,

W. V. GRANT,

President.

Cashier.

Date of Charter: 6-13-1912

Began Business: 2-1913

RESOURCES:

Loans and Discounts.........$ 20,444.85

Certificates of Indebtedness and

Bonds and Stocks owned......

none

Banking House and Lot.......... 1, 461.84

Furniture and Fixtures.......... 1,924.25

Other Real Estate owned......... 1.250.00

Cash in Vault and amounts due

from approved Reserve Agents.. 12,590.01

Checks for Clearing and Due from

other Banks.............

none

COavsehrdIrtaefmtss.(.i.f-a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

205.97 13.57

Advance on Cotton and other

Co=odities....................

none

Customers Liability on Letters of

Credit and Acceptances...........

none

Profit and Loss......................

none

- - - - Other Resources............c........

400.00

TotaL......................$ 38,290.49

LIABILITIES:
Capital Stock.................$ Surolus Fund.................. Undivided Profits.----------------Reserve Funds.............. Due to Banks............... Dividends Unpaid......... Cashiers Checks............ Certified Checks.............. Demand Deposits--------------- ... Time Certificates of Deposit....... Savings Deposits................. Letters of Credit and Acceptances
executed for Customers...... Bills Payable----------------------Notes and Bills Rediscounted.... Other Liabilities.............

15,000.00 3,000.00
731.40 none none
3.60 62.89 none 10.069.87 9,422.73 none none none none none

Total.......--.-.-------------------$ 38,290.49

STATEMENT Showing condition at the close of Business December 31, 1932, of the

STATE BANK OF COCHRAN

Cochran, Ga.

As called for by the Superintendent of Banks.

T. W. FISHER,

L. S. LEACH,

President.

Cashier.

Date of Charter: 12-21-1921

Began Business: 1-5-1922

RESOURCES:

Loans and Discounts........$ 74,641.33

Certificates of Indebtedness and

Bonds and Stocks owned..... 54,218.70

Banking House and Lot... 3, 70C.OO

Furniture and Fixtures..... 2,500.00

Other Real Estate owned..... 7,015.00

Cash in Vault and amounts due

from approved Reserve Agents. 20,727.74

Checks for Clearing and Due from

other Banks........... 1,832.13

Cash Items.............

none

Overdrafts (if any) ......

none

Advance on Cotton and other

Co=odities..................

none

Customers LiabUity on Letters of

Credit andAcceptances.....

none

Profit and Loss.......

none

- - - - - Other Resources-------------------

none

TotaL.................$ 164,634.90

LIABILITIES:

Capital Stock........ $ Suro1us Fund...... Undivided Profits........ Reserve Funds... Due to Banks..---------------------Dividends Unpaid.... Cashiers Checks....... Certified Checks...... Demand Deposits-----------------Time Certificates of Deposit. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers...
BNioltlessPaanydabBleil.l.s-R--e-d--i-s-c-o-u-n--t-e-d-.-.---.Other Liabilities......

25,000.00 7.000.00
879.44 none none none none none 124.828.22 5,595.59 1, 331.65 none none none none

Total-------------------------------$ 164,634.90

THIRTEENTH ANNUAL REPORT

27

STATEMENT Showing condition at the close of Business December 31, 1932, of the

CITIZENS BANK

Colquitt, Ga.

As called for by the Superintendent of Banks.

F. E. FUDGE,

G. C. JINKS,

President.

Cashier.

Date of Charter: 8-il4-19il4

Began Business: 4-ill-19!l4

RESOURCES:

Loans and Discounts.............. $ 72,695.77 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures____________ Other Real Estate owned.......... Cash in Vault and amounts due

5,169.47 4,000.00 1,696.00
475.00

from approved Reserve Agents. 43,376.37 Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefltlslS(-if--a--n-y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on Cotton and other

CuCCsroteo=dmoitderaistniLedsiA.a.b-c-icl-ei-tp-yt-a-on-n-c-e-Ls-_e-_-t_t-_e-_r-_s-__-o_--_f

5,360.38
none

Profit and LOSS.--------------------

none

Other

Resources.--------------------

-

none
--

TotaL------------------------------$ 132,772.99

LIABILITIES:
CSuarppitlauls SFtuonckd..._._______.__.____.__.__.__.__$ Undivided Profits----------------- RDeuseertvoeBFaunnkds.s.._.-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..-----------------TDiemmeaCnderDtifeipcoasteitss.o..f.D-e-p-o-s--it-_-_-_-_-__--_ LSaevttienrgssoDf eCproesdiittsa.n-d--A--c-c-e-p--ta--n-c-e-s-
executed for Customers.. Bills Payable----------------------NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d_.__._._

25,000.00 5,000.00 5,000.00 5,596.88
none none
551.66
none
61,325.99 285.00
30,013.46
none none none none

TotaL-------------------------------$ 132,772.99

STATEMENT Showing condition at the close of Business December 31, 1932, of the

COLUMBUS BANK & TRUST CO.

Columbus, Ga.

As called for by the Superintendent of Banks.

W. C. BRADLEY,

JAS. A. LEWIS,

President.

Cashier.

Date of Charter: lil-il4-1888

Began Business: 4-1-1889

RESOURCES:

Loans and Discounts--------------$ 4,528,139.69

CBeaBrnotkinfiidncsgataHensoduoSsfteoIacnkndsdeboLtweondt_en_de__s___s____a____n__d__

1,147' 469.01 443,443.90

FOUthrenritRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

100,435.26 41,223.89

Cash in Vault and amounts due

from approved Reserve Agents.. 1, 053,731.79

Checks for Clearing and Due from

other Banks---------------------- 86,618.02

COavsehrdIrtaefltlslS(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-__--_

46,852.66
none

Advance on Cotton and other

Cucsot=omodeirtsieLsi.a.-b-i-l-it-y--o--n--L--e-t-te--rs--o--f

none

Credit and Acceptances..---------

none

Profit and LoSS---------------------

none

- - - - Other Resources..-------------------

none

TotaL.-----------------------------$ 7, 447,914.22

LIABILITIES:

Capital Stock.______________________ $ 850,000.00

Surplus Fun<L--------------------- 650,000.00

Undivided Profits------------------ 134,119.08

Reserve Funds..------------------- 274,470.10 Due to Banks..--------------------- 62,473.88

Dividends Unpaid..-----------------

415.50

Cashiers Checks-------------------- 15,752.04

Certified Checks.-----------------

765.22

Demand Deposits------------------ 1,767,905.00 Time Certificates of Deposit.... 1,481,834.31

Savings Deposits----------------- 2, 210, 179.09 Letters of Credit and Acceptances

BielxlsecPuRtYed'abfloer__C.u._s.t_o_m. __e.r_s_..-___-----------

none none

Notes and Bills Rediscounted.

none

Other Liabilities-------------------

none

TotaL-------------------------------$ 7, 447, 914.22

28

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1932, of the

TilE HOME SAVINGS BANK

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

H. I. SMITH,

President.

Treasurer.

Date of Charter: 12-26-1888

Began Business: 4-1908

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e_r:s__o_ _f Profit and LOSS--------------------Other Resources..-------------------

594,396.78
328,204.12
none
4, 081.47 76,618.46
36,389.44
22,331.87
none none none none none
15,162.71

TotaL-------------------------------$ 1, 077,184.85

LIABILITIES:
Capital Stock.______________________ $
SUI'DlUS Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Depo~its------------------ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e.s. BNioltlessPaaYndabBleil.l-s-R--e-d--i-s-c-o-u-n--t-e-d-_--_-__--_ Other Liabilities-------------------

100,000.00 40,000.00 10,153.70 7,998.75
none
77.00
none none
2,471.76 1,068.70 850,998.18
none
60,000.00
none
4,416.76

TotaL------------------------------$ 1. 077,184 .85

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

MERCHANTS & MECHANICS BANK

Columbus, Ga.

As called for by the Superintendent of Banks.

J. B. KEY,

J. A. HARLEY,

President.

Cashier.

Date of Charter: 12-14-1871

Began Business: 1872

RESOURCES:

Loans and Discounts--------------$ 1,486,617.23

Certificates of Indebtedness and

Bonds and Stocks owne<L------- 140,799.05

Banking House and Lot----------- 60,000.00

FUrniture and Fixtures------------ 25,000.00 Other Real Estate owne<L--------- 11,303.10

Cash in Vault and amounts due

from approved Reserve Agents-- 357,022.07

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-__-_-_-_-----------------------

38,906.06 3,072.12

Overdrafts (if any)-----------------Advance on Cotton and other

298.19

Commodities..--------------------- 22,420.62 Customers Liability on Letters of

Credit and Acceptances..--------Profit and LOSS--------------------Other Resources..-------------------

none none none

Total--------------------------------$ 2,145, 438.44

LIABILITIES:
Capital Stock.______________________ $
SUI'DlUS Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o-u-n--te-<--L--_-__--_ Other LiabilitieS-------------------

200,000.00 200.000.00 109,466.13 30,000.00
2, 961.44 10,000.00 3,201.99
7,750.17 859,649.61 77,791.60 644,617.50
none none none none

Total--------------------------------$ 2,145, 438.44

THIRTEENTH ANNUAL REPORT

29

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

MUSCOGEE BANK & TRUST CO.

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

JNO. W. WILLIS,

President.

Cashier.

Date of Charter: 9-6-1905

Began Business: 1905

RESOURCES:

Loans and Discounts. _____________ $ 536,421.44

CBeaBrnotkinfiidncsgaatHensoduoSsfet oIancndkdes boLtweodnt_ne_de__s.__s____a____n__d__

23,290.00
none

FOuthrneirtuRreealaEndstFatiextoUwrense-d-.-_-_-_-_-_-_-_-_--_

12,563.25 30,000.00

Cash in Vault and amounts due

from approved Reserve Agents-- 79,461.91

Choethckesr fBoarnCklse.a._r_i_n_g__a_n__d__D__u__e_f_r_o__m_ 8,074.86

COavsehrdIrtaefmtss.(-i-f-a-n--y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

2,049.74 348.94

AdCvoamncmeodoitniesC._o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCs~td oi mterasnLdiAabcicleiptytaonnceLs.e_t_t_e_r__s__o_f 28,499.27

Profit and LOSS---------------------

none

Other TotaL

Re. _s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- -no-ne
720,709.41

LIABILITIES:

Capital Stock..---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-.-_-__-_-_--_
~~~e:.,so~~~t;ariiiA.ooeiiiaiices
executed for Customers---------Bills Pa.;vable____ ----- __ -----------ONothteesr aLniadbBiliitlilessR..e_d__i_s_c_o__u_n_t_e__d_._._.__.

100,000.00 50,000.00 8, 903.42
none none none
1,299.36 23.00
230.209.37 15.250.00 218,314.26
none
85,000.00 ll. 710.00
none

TotaL. ________________________ ------$ 720.709.41

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

NORTHEASTERN BANKING CO

Commerce, Ga.

As called for by the Superintendent of Banks.

L. G. HARDMAN,

C. J. HOOD,

President.

Cashier.

Date of Charter: 8-!25-1891

Began Business: 189!2

RESOURCES:

Loans and Discounts--------------$ 200,830.58

Certificates of Indebtedness and Bonds and Stocks owned.______ _

97' 172.53

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ Cash in Vault and amounts due

5,034.60 2,469.60
43,128.60

from approved Reserve Agents-- 80,167.75 Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o_n____a_n__d____o_t_h__er_

8,967.32
none none
15,739.96

Customers LiabilitY on Letters of Credit and Acceptances__________

none

- - - - POrtohfeitr aRnesdouLrcoess.s_-_-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_-

none
4, 391.33

Tota.l--------------------------------$ 457,902.27

LIAB!f,ITIES:

Capital Stock..---------------------$ SUunrdpilvuids eFduPnrdo-f-i-t-s-.-_-_-_-_-_-__- -------------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

100,000.00 65,000.00
162.03
none none none
110.60
none
119.703.71 87,017.47
none
none
55,000.00 30,908.46
none

TotaL _______________________________$ 457,902.27

30

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CONCORD BANKING CO.

Concord, Ga.

As called for by the Superintendent of Banks.

C. T. SMITH,

S. A. KING,

President.

Cashier

Date of Charter: HHl9-1908

Began Business: 11-18-1908

RESOURCES:

Loans and Discounts...... ________$ 62,734.87

CeBrotinfidcsataensdoSf toInckdsebotwendencet.s._s__a__n_d_ 12,000.00

Banking House and Lot-----------

none

Furniture and Fixtures------------ 2,500.00

Other Real Estate owned..--------- 7,500.00

Cash in Vault and amounts due

from approved Reserve Agents__ 20,029.62

Checks for Clearing and Due from

other Banks---------------------Cash Items.-------------------------

none none

Overdrafts (if anYl-----------------

44.00

Advance on Cotton and other

CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-ei-vt-yt-a-no-c-ne--gL-_-e_-t_-t_-e_-r_-s_-_-o_--f_

none none

Profit and LOSS---------------------

445.14

Other Resources--------------------- - -n-one-

TotaL-------------------------------$ 105,253.63

LIABILITIES:
Capital Stock..----------------------$ Suro1us Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Redlscounted..---Other LiabilitieS-------------------

25,000.00 12,000.00 2,565.53
none none none
196.74
none
39,216.09 26,275.27
none
none none none none

Total-- ___ -- _______ ----- ___________ --$ 105,253.63

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF CONYERS

Conyers, Ga.

As called for by the Superintendent of Banks.

W. T. BALDWIN,

M. W. HULL,

President.

Cashier.

Date of Charter: 11-25-1904

Began Business: 12-19-1904

RESOURCES:

Loans and Discounts______________ $ 62,045.51

Certificates of Indebtedness and

Bonds and Stocks owned..------- 33,478.26

Banking House and Lot----------- 4, 745.00

Furniture and Fixtures------------

none

Other Real Estate owned..--------- 6,728.25

Cash in Vault and amounts due

from approved Reserve Agents-- 29,079.04

Checks for Clearing and Due from

other Banks.--------------------Cash Itemg_._ ----------------------Overdrafts (if anYl-----------------

1. 750.59 none none

Advance on Cotton and other

CommoditieS---------------------- 14,255.88

Customers Liability on Letters of

Credit and AcceptanceS----------

none

- - - - Profit and LOSS---------------------
Other ResourceS--------------------

none none

Total--------------------------------$ 152,082.53

LIABILITIES:
Capital Stock..----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Un:oaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand De:oositS------------------Time Certificates of De:oosit------Savings De:oosits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other LiabilitieS-------------------

30,000.00 15,000.CO 3,811.96
none none
2.50 57.30
none
82,474.93 20.735.34
none
none none none none

Total--------------------------------$ 152,082.53

THIRTEENTH ANNUAL REPORT

31

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF ROCKDALE

Conyers, Ga.

As called for by the Superintendent of Banks.

G. C. SIMS,

R. H. STILL,

President.

Cashier.

Date of Charter: 1D-15-1891

Began Business: 6-1-1901

RESOURCES:

Loans and Discounts ______________ $ CeBrotinfidcsataensdoSftoInckdsebotwednende.s._s__a__n_d_ Banking House and Lot_________ }

77,445.14 1,955.00

FOuthrneirtRureealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

6, 700.00
none
57,458.52

other Banks---------------------COavsehrdIrtaefmtss.(.i.f_a_ -n-y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other

14,269.29
none
983.83

Commodities.--------------------- 2, 385.86

CuCsrteodmitearsnLdiAabcicleitpYtaonnceLs.e_t_t_e__r_s__o_f

none

- - - - OPrtohfeirt aRnedsoLuorcses.s..._._._-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

none none

Total ________________________________ $ 161,197.64

LIABILITIES:
Capital Stock..---------------------$ Surplus Fund...--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__te__d_._._._._

25.000.00 25.000.00
87.15
none none none
405.00
none
83.818.16 23,587.33
none
none none none
3,300.00

TotaL-------------------------------$ 161,197.64

STATEMENT

Showing condition 'at the close of Business December 31, 1932, of the

FARMERS & MERCHANTS BANK

Coolidge, Ga.

As called for by the Superintendent of Banks.

BOYKIN HARRISON,

A. P. MEGAHEE,

President.

Cashier.

Date of Charter: 1-18-1911

Began Business: 11-Q0-1911

RESOURCES:

~~:fJi~~~sD~c~!giedD.es'ii-ailci$ 86,365.22

Bonds and Stocks owned.______ _

none

Bankng House and Lot----------- 2,500.00

Furniture and Fixtures------------ 3,673.32

Otheir Real Estate owned.. -------- 19,060.28 Cash in Vault and amounts due

from approved Reserve Agents.. 5, 722.62

Checks for Clearing and Due from other Banks----------------------

none

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

20.00
none

AdCvoamncmeodoitniesC__o_t_t_o__n___a_n__d____o_t_h__e_r 1,659.52

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f

none

- - - - Profit and LOSS---------------------
Other Resources.-------------------

none none

TotaL.-..____ -----------------------$ 119,000.96

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund...--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaaYndabBleil..l.s.R. -e-d--i-s-c-o-u--n-t-e-d--.-.-.-.-. Other Liabilities-------------------

25,000.00
none
3, 921.34
none none none
601.86
none
20.351.49 50.181.94
none
none
18,944.33
none none

TotaL. ______________________________ $ 119.000.96

32

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CORDELE BANKING CO.

Cordele, Ga.

As called for by the Superintendent of Banks.

J. H. CHILDS,

S. 0. PARSONS,

President.

Cashier.

Date of Charter: 5-31-1927

Began Business: 6-15-1927

RESOURCES:

Loans and Discounts...........$ 65,943.06

Certificates of Indebtedness and

Bonds and Stocks owned......

none

Banking House and Lot..........

none

Furniture and Fixtures.......... 5,000.00

Other Real Estate owned..........

none

Cash in vault and amounts due

from approved Reserve Agents. 59,791.12

Checks for Clearing and Due from

other Banks---------------------- 5,338.23

Cash Items...---------------------.

none

Overdrafts (if !l.PY>-----------------

9.40

Advance on Cotton and other

Co=odities....------------------ 6,660.91

Customers Liabiliti: on Letters of

Credit and Acceptances........

none

Profit and LOSS.--------------------

none

Other Resources.-------------------- - -n-on-e

Total......--.---.------.------$ 142,742.72

LIABILITIES:
Capital Stock..---------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks ------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Deposit.... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuat,eydabfloer__C__u_s_t_o_m__e__r_s_._._._._.._.___._ Notes and Bills Rediscounted.. Other Liabilities----------------- ..

25.000.00 2.500.00 3.420.38
none none none
874.81
none
92.455.28 11.751.87 6, 740.38
none none none none

TotaL-------------------------------$ 142,742.72

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CORNELIA BANK

Cornelia, Ga.

As called for by the Superintendent of Banks.

0. E. FLOR,

J. M. GILLESPIE,

President.
o: Date Charter: 7-3-1900

Cashier. Began Business: 8-4-1900

RESOURCES:

Loans and Discounts............$ 239,035.75

Certificates of Indebtedness and

Bonds and Stocks owned....... 15,391.16

Banking House and LOlt----------- 12,500.00

Fumiture and Fixtures ----------- 4,380.00 Other Real Estate owned.......... 33,046.80

Cash in Vault and amounts due from approved Reserve Agents.. 47,183.73

Checks for Clearing and Due from

other Banks.---------------------

128.02

0!!-sh Items....---------------------Overdrafts (if anYl----------------Advance on Cotton and other

1,474.66
none

Commodities... ------------------Customers LiabilitN on Letters of

7,516.80

Credit and Acceptances........

none

Profit and Loss.--------------------

none

Other - Resources.------------------- - -n-on-e

TotaL....---- ..-.--....------$ 360,656.92

LIABILITIES:

Capital Stock.----------------------$ Surolus Fun<L--------------------Undivided ProfitS-----------------Reserve FundS.--------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... LSaevttienrgssoDf eCproesdiittSa--n-d--A--c--c-e-p--ta--n-c-e--s
executed for Customers......... Bills Payable.. --------------------Notes a.nd Bills Rediscounted..... Other Liabilities.................

40,00C.OO 15,000.00 15,109.56 7,674.30
none
11.00 510.15 10.00 148,025.57 71,752.40
none
none
62,081.94 482.00
none

TotaL.......--......-------$ 360,656.92

THIRTEENTH ANNUAL REPORT

33

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF COVINGTON & TRUST CO.

Covington, Ga.

As called for by the Superintendent of Banks.

R. R. FOWLER,

J. E. PHILIPS,

President.

Cashier.

Date of Charter: 4-4-1901

Began Business: 4-1901

RESOURCES:

Loans and Discounts.-............$ 150,584.61

Certificates of Indebtedness and

Bonds and Stocks owned....... 365,588.73

Banking House and Lot.........

none

Furniture and Fixtures............ 3,294.90

Other Real Estate owned.......... 3,086.97

Cash in vault and amounts due

from approved Reserve Agents.. 100,197.69

Checks for Clearing and Due from

other Banks.................. 21.639.91

Cash Items.......................

none

Overdrafts (if any) .................

none

Advance on Cotton and other

Commodities......................

none

Customers LiabilitY on Letters of

Credit and Acceotances..........

none

Profit and Loss....................

none

- - - - Other Resources....................

none

TotaL............................$ 644,392.81

LIABILITIES:

Caoital Stock.......................$ Surplus Fund....................... Undivided Profits.................. Reserve Funds.................... Due to Banks...................... Dividends Unpaid................ Cashiers Checks................... Certified Checks.................... Demand Deoosits----............. Time Certificates of Deposit..... SaVings Deposits .................. . Letters of Credit and Acceptances
executed for Customers......... Bills Payable_..................... Notes and Bills Rediscounted..... Other Liabilities__ ................

100,000.00 25,000.00 13,514.14 25,000.00
none
4,040.00 2,437.29
none
349.248.50 19,736.22 105,416.66
none none none none

TotaL...............................$ 644,392.81

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE COMMERCIAL BANK

Crawford, Ga.

As called for by the Superintendent of Banks.

M. BLANCHARD,

E. H. FURCRON,

President.

Cashier.

Date of Charter: 9-2-1924

Began Business: 9-5-19l4.

RESOURCES:

Loans and Discounts.............$ 32,782.17

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot.......... 2,000.00

Furniture and Fixtures.......... 1. 800.00

Other Real Estate owned.......... 1. 000.00

Cash in Vault and amounts due

from a,pproved Reserve Agents.. 8,637.43

Checks for Clearing and Due from

other Banks.................

none

Cash Items....................

100.15

Overdrafts (if anY)................

112.45

Adv.ance on Cotton and other

Commodities. . . . . . . . . . . . . . . . . . . . . .

none

Customers Liability on Letters of

Credit and Acceptances.......... .

none

Profit and Loss....................

none

Other Resources...................- - -n-on-e

TotaL.........................$ 46,432.20

LIABILITIES:
Capital Stock........................ $ Surplus Fund...................... Undivided Profits.................. Reserve Funds..................... . Due to Banks...................... Dividends Unpaid................ Cashiers Checks.................. Certified Checks.................. Demand Deposits_............... Time Certificates of Deposit...... SaVings Deposits................... Letters of Credit and Acceptances
executed for Customers......... Bills Payable__ .................... Notes and Bills Rediscounted..... Other Liabilities____ .............. .

15,000.00 2,000.00
284.34 none none 32.00 344.89 none 23,783.72 2,052.21 935.04
none none
2,000.00
none

TotaL............................$ 46,432.20

34

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF CUMMING

Cumming, Ga.

As called for by the Superintendent of Banks.

B. P. ROPER,

B. L. REDD,

President.

Cashier.

Date of Charter: 10-11-1904

Began Business: 10-19-1904

RESOURCES:

Loans and Discounts ______________ $ 37,690.38

CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot__________ _ Furniture and FixtUres___________ _ Other Real Estate owned.. _______ _

1. 695.76 8,000.00 5,045.50
8. 651.75

Cash in Vault and amounts due

from approved Reserve Agents.. 29,303.98

Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_

487.38

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

189.10 121.62

Advance on Cotton and other

Commodities----------------------

none

CuCsrteodmitearsnLdiAabciclietpYtaonnceLs.e_t_t_e_r__s__o_f

none

Profit and LOSS--------------------- 1,056.05

- - - - Other Resources.-------------------

315.29

TotaL.---------------- __ ------ _____ $ 92. 556 .81

LIABILITIES:

Capital Surolus

SFtuonckd.-.------------------------------------------$

URnesdeirvviedeFduPnrdosf-i-t-s-------------------------------------

Due to BankS-----------------------

Dividends Unpaid------------------

Cashiers Checks--------------------

Certified CheckS--------------------

TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_-_-_-__-_--_

Savings Deposits------------------Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer..C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_

Notes and Bills Rediscounted.... Other Liabilities-------------------

25,000.00 2,000.00
none none none none
18.34
none
37,009.69 18,613.78
none
none
9,915.00
none none

TotaL ________ ----------------------$ 92. 556 .81

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF DAHLONEGA

Dahlonega, Ga.

As called for by the Superintendent of Banks.

J. F. PRUETT,

J. F. SANDERS,

President.

Cashier.

Date of Charter: 5-27-1914

Began Business: 5-1914

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot----------FOut hr neirt Ru reealaEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks..--------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Commodities..--------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f
Profit and LOSS--------------------Other Resources--------------------
TotaL----------------------- _______ $

89,533.85
76,000.00 2,500.00 2,000.00 2,509.74
45,517.74
none none none
none
none none none
218, 061.33

LIABILITIES:
Capital Stock.______________________$
SRUUenIsdIe>irlvvUieSdFeFduunPndr<osLf-i--t--s--------------------------------------------------------
Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks---------------- .. __ Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

15,000.00 5,000.00 2,017.40
none none none
125.50
none
114,888.51 78,050.46 2,979.46
none none none none

TotaL. __ ------------- ______________$ 218.061.33

THIRTEENTH ANNUAL REPORT

35

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF DALTON

Dalton, Ga.

As called for by the Superintendent of Banks.

W. C. MARTIN,

JAMES J. COPELAND,

President.

Cashier.

Date of Charter: 11-21-1911

Began Business: 10-12-1912

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdksebotwendenceJ.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate ownecJ..________ _ Cash in Vault and amounts due
from avproved Reserve Agents-. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_
CuCsrteodmitearsnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f Profit and LosS--------------------Other Resources--------------------
TotaL ______________________________ $

266,141.71
11,150.06 16,000.00 4,500.00 23,539.20
33,749.06
761.94 2,821.99
440.58
none
none none
5, 940.00 365,044.54

LIABILI riES:

Capital Stock----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas nUknsp--a-i-d--. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_
TDiemmeaCnedrDtifeivcoasteitss.o..f.-D--e--p-o--s-i-t-..-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Accevtances
executed for Customers---------BNOiotlhtlesesrPaLanyiaadbbBilleii.tl.li.se.-sR-_-_e-_-d_-i_-s_-c_-_o-_-u-_n-_-_t-e_-_d-_-._-___-__--__

50,000.00 10,000.00 1, 531.80
none none
520.00 55.96
none
136,429.06 24,392.80 122,954.92
none
15,000.00 4,160.00
none

TotaL. ____ .-------------------- __ ..$ 365, 044 .54

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

HARDWICK BANK & TRUST CO

Dalton, Ga.

As called for by the Superintendent of Banks.

T. D. RIDLEY, Presid~nt.

L. Z. SPECK, Cashier.

Date of Charter: 2-17-1922

Began Business: 2-20-1922

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwendenceJ.s. _s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrensed--_-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__er_
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f Profit and LOSS--------------------Other Resources-------------------

577,796.93
299,882.77 57,000.00 3,485.25 19,866.63
151,598.54
5,362.93
none
175.15
none none none
20,000.00

TotaL------------------------------$ 1, 135,168.20

LIABILITIES:

Capital Stock.----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds..--------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks._____ -------------TDiemmeaCnderDtifeivcaotseistso-f--D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Devosits------------------Letters of Credit and Accevtances
executed for Customers---------BNOiotlhtlesesrPaLaYniadabbBilleiitl.li.se-sR-_-_e-_-d_-i_-s_-c_-_o-_-u_-n_-_t-e_-_d-_-._-___-__--__

100,000.00 200,000.00
3, 490.49
none none
7,850.00 1,106.69
none
347,200.25 70,657.77 384,863.00
none none none
20,000.00

TotaL------------------------------$ 1, 135,168.20

GENERAL LIBRARY
flMIVEfltSITY OF GE:OIIP,(';lt/i

36

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF KESTLER

Damascus, Ga.

As called for by the Superintendent of Banks.

HILTON E. HIGHTOWER,

W. R. PULLEN,

President.

Cashier.

Date of Charter: 11-3-1905

Began Business: 12-1-1905

RESOURCES:

Loans and Discounts--------------$ 45,417.43 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_-____._._._._ Furniture and FixtUres___________ _ Other Real Estate owned-. _______ _

none
5,000.00 2,000.00
l. 900.00

Cash in Vault and amounts due

from avvroved Reserve Agents._ 10.256.74

Checks for Clearing and Due from

CaosthheIrteBmasn.._k_s_-_-_-__-_-_---------------------------------

473.47 109.55

Overdrafts (if anY>----------------Advance on Cotton and other

170.52

Commodities---------------------CuCsrteodmitearsnLdiAabccileivtytanocnesL..e_t_t_e_r__s__o_f

1. 768.26
none

- - - - Profit and LOSS----------
Other Resources..-------------------

2,565.81
none

Total--.--- ____ --------.-- ..-------$ 69,661.78

LIABILITIES:
Cavita1 Stock..----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds......... -----------DDiuveidteonBdsanUknsv-a-i-<--L-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehveocskitss-..-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Devosit------LSaevttienrgssoDf eCvroesdiitts-a-n--d--A--c-c-e-v--t-a-n-c-e--s
executed for Customers.....___ _ BNioltlessPaanYdabBleil.l.s.-R--e--d-i-s-c-o--u-n--t-e-d----__-_--_ Other Liabilities-------------------

25,000.00 5.000.00
none none none none
101.95
none
23,089.29 16.470.54
none
none none none none

TotaL... _. __ ......----.-........$ 69.661.78

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF DANIELSVILLE

Danielsville, Ga.

As called for by the Superintendent of Banks.

GEO. 0. GRIFFETH,

R. C. GRIFFETH,

President.

Cashier.

Date of Charter: 12-11-1907

Began Business: 1-15-1908

RESOURCES:
Loans and Discounts______________ $ Certificates of Indebtedness and
Bonds and Stocks owned-------BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-_-__-_-_-_-_-_-_-_--_ Other Real Estate owne<L--------Cash in Vault and amounts due
from avvroved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmas.n._k_s_-_-_-_-_-__-_-_-_--------------------------Overdrafts (if anY>----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit andAccevtances--------Profit and LOSS--------------------Other Resources--------------------
TotaL------------------------------S

47,562.44
1.000.00 2.000.00 1,000.00
900.00
13.234.08
10.649.24 229.50 601.39
none
none none none
77,176.65

LIABILITIES:
Cavital Stock..---------------------$ Surolus Fund..-------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv-a-i-<--L-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeivcoatseistso--f-D--e-v--o-s-i-t_-_-_-_-__--_ Savings Devosits------------------Letters of Credit and Accevtances
executed for Customers.... Bills Payable._------------------- Notes and Bills Rediscounted-. Other Liabilities-------------------

15,000.00 15,000.00 1,025.00
none none none
90.57
none
30,222.58 15,838.50
none
none none none none

TotaL...----------------------$ 77.176.65

THIRTEENTH ANNUAL REPORT

37

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE DARIEN BANK

Darien, Ga.

As called for by the Superintendent of Banks.

C. M. TYSON,

D. E LANE,

President.

Cashier.

Date of Charter: 12-8-1888

Began Business: 1-1889

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot.......... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from a:t>:t>roved Reserve Agents .. Checks for Clearing and Due from
other Banks...................... Cash Items....................... Overdrafts (if any)................. Advance on Cotton and other
Commodities.. . . . . . . . . . . . . . . . . . . . . Customers LiabilitY on Letters of
Credit and Acce:t>tances........ Profit and Loss..................... Other Resources....................

70.589.29
27.500.00 2.000.00 1. 700.00 12,533.48
12.604.20
502.60
none none none none none none

TotaL............................$ 127,429.77

LIABILITIES:
Ca:t>ital Stock....................$ Surolus Fund..................... Undivided Profits................ Reserve Funds..................... Due to Banks...................... Dividends Un:t>aid................ Cashiers Checks ............... Certified Checks.................. Demand De:t>osits.................. Time Certificates of De:t>osit..... Savings De:t>osits................. Letters of Credit and Acce:t>tances
executed for Customers......... Bills Payable..................... Notes and Bills Rediscounted... Other Liabilities.................

25,000.00 5,000.00 5,165.82
none none
3.00 176.44
none
37,842.15 10,461.61 43,780.75
none none none none

TotaL............................$ 127, 429.77

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF DAWSON

Dawson, Ga.

As called for by the Superintendent of Banks.

M. C. EDWARDS,

J. E. KIKG,

President.

Cashier.

Date of Charter: 6-29-1911

Began Business: 7-1-1911

RESOURCES:

Loans and Discounts.............$ 255,999.29

Certificates of Indebtedness and

Bonds and Stocks owned....... 40,942.73

Banking House and Lot...........

none

Furniture and Fixtures ........... 1,455.00

Other Real Estate owned......... . 4, 533.66

Cash in Vault and amounts due

from a:D:Droved Reserve Agents.. 75,868.38

Checks for Clearing and Due from

other Banks.....................

557.09

Cash Items.........................

none

Overdrafts (if anY).................

none

Advance on Cotton and other

Commodities......................

none

Customers LiabilitY on Letters of

Credit and Acce:t>tances..........

none

Profit and Loss.....................

none

Other Resources....................- - -5, o-oo .-oo

TotaL...........................$ 384,356.15

LIABILITIES:

Ca:t>ital Stock.....................$ Surolus Fund....................... Undivided Profits.................. Reserve Funds..................... Due to Banks ................... Dividends Un:t>aid.................. Cashiers Checks................... Certifie<.l. Checks.................. Demand De:t>osits_. ___ ............ Time Certificates of De:t>osits..... . Savings Devosits................... Letters of Credit and Acce:t>tances
executed for Customers...... Bills Payable....................... Notes and Bills Rediscounted.. Other Liabilities..............

100,000.00 20,000.00 4, 851.36
none none none
459.60 50.00 148,155.94 57,146.35
none
none
29,447.35 24,245.55
none

TotaL.......................... $ 384,356.15

38

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

DEXTER BANKING CO.

Dexter, Ga.

As called for by the Superintendent of Banks.

J. E. NEW,

D. W. KNIGHT,

President.

Cashier.

Date of Charter: 1-18-1904

Began Business: 1904

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__..__._._._..__. Furniture and Fixtures__________ __ Other Real Estate owned,_______ __ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Advance on Cotton and other CuCsotommmeorsdiLtiieaSb.i-li-t-Y---o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances--------POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_
TotaL------------------------------$

43,054.79
1, 800.00 2,000.00 1,815.42 5,520.62
8,425.53
none none
78.93
4,346.79
none none
1,474.71
68,516.79

LIABILITIES:
Capital Stock ______________________ $ Surplus Fund_____________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-.-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Dividends UnPaid.----------------Cashiers Checks-------------------Certified Checks......... ----------_ TDiemmeaCnedrDtifeipcoatseitsso--f--D--e-p-o--s-i-t-..-.-.-.-.-.Savings DepositS------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_._._._._._._._..__. NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o-u--n-t-e-d__._._..__.

25,000.00 5,000.00 4,205.07 2,976.35
none none
53.00
none
11,366.79 19,915.58
none
none none none none

TotaL------------------------------$ 68,516.79

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

MERCHANTS AND FARMERS BANK

Donalsonville, Ga.

As called for by the Superintendent of Banks.

P. S. CUMMINGS,

E. T. KELLY,

President.

Cashier.

Date of Charter: 9-24-1925

Began Business: 9-24-1925

RESOURCES:

Loans and Discounts ______________ $ 79,246.52

Certificates of Indebtedness and

Bonds and Stocks owned........ 52,511.90

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_--_-_ Other Real Estate owned________ __

6,000.00 3,421.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 27,696.24

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.if..a.n..y.)____-_-_-_-_-_-_-_-_-_-_-_-_-_--__-

835.52
none none

Advance on Cotton and other

Commodities---------------------Customers LiabilitY on Letters of

323.45

Credit and Acceptances..........

none

Profit Other

and LOSS---------------------
Resources.--------------------

-

none
-no-ne

TotaL-------------------------------$ 170,034.63

LIABILITIES:
Capital Stock-----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-__-_--__LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_--_-_ NOothteesr aLniadbBiliitllisesR__e_d_i_s_c__o_u_n__t_e_d_._._.____

25,000.00 5,000.00 2,517.20 1,164.00
none none
193.45
none
85,232.13 44,910.00 6,017.85
none none none none

TotaL.--.--.---.-.------------------$ 170,034.63

THIRTEENTH ANNUAL REPORT

39

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

COFFEE COUNTY BANK

Douglas, Ga.

As called for by the Superintendent of Banks.

C. L LOTT,

H. L. SHANNON,

President.

Cashier.

Date of Charter: 6-19-1931

Began Business: 7-1-1931

RESOURCES!

Loans and Discounts ______________ $ 21,699.70

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__..__._._._._.._ FUrniture and FixtUres___________ _

60,000.00
none none

Other Real Estate owned..........

none

Cash in Vault and amounts due

from approved Reserve Agents-- 55,228.76

Checks for Clearing and Due from

other Banks.. -------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

3,964.84
none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 20,831.06

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___o_f

none

Profit and LOSS---------------------

none

Other Resources.-------------------- - -no-ne

TotaL------------------------------$ 161,724.36

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL----------------CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-.-_-__--_ Other Liabilities-------------------

50,000.00 10,000.00 l, 108.55
none none none
781.23
none
96,361.64 1.116.50 2,356.44
none none none none

TotaL ______________________________ $ 161.724.36

STATEMENT

Showing condition at the close of Business Decembe1 31, 1932, of the

CITIZENS AND SOUTHERN BANK OF Dt:BLIN

Dublin, Ga.

As called for by the Superintendent of Banks.

V. B. JENKINS,

C. U. SMITH,

President.

Vice-Pres. and Cashier.

Date of Charter: 10-29-1928

Began Business: 11-1-1928

RESOURCES:

Loans and Discounts--------------$ 200,257.35 Certificates of Indebtedness and

Bonds and Stocks owned..... 260,953.05

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstaFtiextouwrensed--.-__-_-_-_-_-_-_--_

2,584.93
none

Cash in Vault and amounts due

from approved Reserve Agents.. 98,680.53

Checks for Clearing and Due from

other Banks---------------------- 2, 901.13

Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

821.42 1.29

Co=odities... ------------------Customers Liability on Letters of

5,912.00

Credit and Acceptances..........

none

Profit and Loss---------------------

none

- - - - Other Resources.-------------------

469.86

TotaL------------------------------$ 572,581.56

LIABILITIES:

CSuarppitluals SFtuonckd._._._._._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_._.._$ Undivided Profits-----------------Reserve FundS.--------------------Due to Banks----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.. --------------------NOothteesr aLniadbBiliitlilessR..e_d__i_s_c_o__u_n_t_e__d_._._._.._

100,000.00 20,000.00 20,999.23
2, 293.07 15,828.15 3,000.00 2, 205.43 l, 140.25 382,216.44 9,957.93 14,476.06
none none none
465.00

TotaL. ______________________________ $ 572,581.56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF DUDLEY

Dudley, Ga.

As called for by the Superintendent of Banks.

H. D. JOINER,

RUBERT L. HOGAN,

President.

Cashier.

Date of Charter: 1o-2-1905

Began Business: ll-1905

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FUrniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
CommoditieS---------------------CuCsrteodmiterasnLdiAabciclietpYtanocnesL..e_t_t_e_r__s__o_f Profit and LOSS--------------------Other Resources-------------------TotaL---------------------------- __ $

11,037.78 none
1,783.39 3,015.90
750.00 1. 841.88
none 27.00 492.07 none none none none 18, 948 .02

LIABILITIES:
Cai>ital Stock.----------------------$ Suri>lUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknSi>--a-ic-:-L--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss..-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>osits-----------------Time Certificates of Dei>osit------LSaevttienrgsgoDf Ceir>eodsiittsa-n--d--A--c-c-e-i->-t-a-n-c-e-s-BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d_________ __

15,000.00 none 117.21 none none none none none
2.256.84 1,573.97
none none none none none

TotaL-------------------------------$ 18,948.02

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF EASTMAN

Eastman, Ga.

As called for by the Superintendent of Banks.

W. L. JESSUP,

GEO. D. MULLIS,

President.

Cashier.

Date of Charter: 12-28-1918

Began Business: 1-2-1919

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot--------- ) Furniture and Fixtures --------Other Real Estate owned---------Cash in Vault and amounts due
from ai>I>roved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAaSbc-ic-le-i-tp-yt-a-on--nc-e-Ls-_-e_-t_-t_-e_-r_-s_-_-o_--_f
Profit and LOSS--------------------Other Resources-------------------TotaL-------- _______________________ $

185,584.20 52.763.63 20.000.00 6, 541.50 32.146.36
576.90 981.63 none none none none none 298.594.22

LIABILITIES:
Cai>ital Stock.______________________ $ SuriJlUs Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>ai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsSo--f-D--e-i->-o-s-i-t-;.-._-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Accei>tances
executed for Customers---------BNOiotlhtlesesrPaLanYiadabbBilliietl_lise-s-R-_-e_-d_-_i-_s-_c-_o-_-u_-_n-_-t_e-_-d_-__-_-___-__--__

60.000.00 6,000.00 1. 301.54
none none none
8.00 none 69,201.08 60,388.41 4,262.65 none 39,012.34 58,420.20 none

TotaL-------------------------------$ 298,594.22

THIRTEENTH ANNGAL REPORT

41

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS & MERCHANTS BANK

Eatonton, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON,

H.T.~NEA~

President.

Cashier.

Date of Charter: Io-3o-I9~~

Began Business: 11-15-19~~

RESOURCES:
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbc-i-cl-ie-tpY-t-a-o-n-nc-e-Ls--_e-_t_-t_-e_-r_-s_-_-o_--_f Profit and LOSS--------------------Other Resources--------------------
TotaL------------------------------$

26,142.66 none
5,000.00 1,415.00 5, 772.62 12,139.35
615.49 1,315.54
12.14 2,466.03
none 1. 368.57
650.00 56,897.40

LIABILITIES:
Capital Stock.----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltessPaanyadbBleil-l-s--R-e--d-i-s-c-o-u--n-t-e-d-.-.-_-__--_ Other Liabilities-------------------

25,000.00 none none none none none 95.57 none
31. '715 .01 86.82 none none none none none

TotaL------------------------------$ 56,897.40

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF EDISON

Edison, Ga.

As called for by the Superintendent of Banks.

L. C. MAKRY,

THEDI'ORD TURKER,

President.

Cashier.

Date of Charter: 9-~4-1904

Began Business: Io-1904

RESOURCES:

LIABILITIES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdkes botwednende.s._s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items.------------------------Overdrafts lif anYl----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances..--------Profit and LOSS..-------------------Other Resources-------------------

229,993.91 none
3,000.00 2,500.00 4,162.11 32,862.71
none 569.82 1, 359.90 11,690.72 none none none

Capital Stock-----------------------$ Surolus Fund---------------------Undivided Profits____ -------------Reserve Funds.--------------------Due to Banks.---------------------Di\idends Unpaid..----------------Cashiers Checks-------------------Certified CheckS..------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_
Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltessPaanydabBleil-l-s--R-e-d--i-s-c-o-u--n-t-e-d-.-.-_-__--_ Other LiabilitieS-------------------

50,000.00 26,000.00 9,018.37
none none none 40.00 none 65,524.44 76,533.73 none none 43,974.50 15,048.13 none

-T-o-t-a-L--------------------------------------------------$---28-6-,1-39-.1-7------TotaL-----------------------------$ 286,139.17

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

GRANITE CITY BANK

Elberton, Ga.

As called for by the Superintendent of Banks.

F. D. SMITH,

F. S. FORTSON,

Vice-President.

Cashier.

Date of Charter: 1~-3-19~7

Began Business: 1-3-19~8

RESOURCES:

Loans and Discounts.-------------$ CeBrotinfidcsataensdoSf toInckdsebotwednnedes. _s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--__-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances---------Profit and LOSS--------------------Other ResourceS--------------------
TotaL.-----------------------------$

117,144.05 38,921.20
none
1,750.00
none
19,146.33 2,340.80
none
249.26
none none none
67.33 179, 618.97

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided ProfitS----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other Liabilities-------------------

50,000.00
none
4,835.52
none none none
192.81
none
76.385.50 7,172.62 13,976.79
none
22.000.00 5, 000.00
55.73

TotaL------------------------------$ 179,618 97

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF ELLAVILLE

Ellaville, Ga.

As called for by the Superintendent of Banks.

J. H. STEVENS,

H. F. DIXOK,

President.

Cashier.

Date of Charter: 9-1()--1910

Began Business: 9-16-1910

RESOURCES:

Loans and Discounts--------------$ 62,978.52 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_

2,086.89 2,844.57

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

898.00
none

Cash in Vault and amounts due from approved Reserve Agents.. 19,807.24

Checks for Clearing and Due from

other Banks---------------------Cash ItemS-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

1,689.32
none none

Commodities---------------------- 33,514.14

Customers Liability on Letters of

Credit and Acceptances----------

none

Profit and LOSS---------------------

none

Other

Resources.--------------------

-

1, 325.56
---

TotaL------------------------------$ 125,144.24

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other LiabilitieS-------------------

25.000.00 5,000.00 7,228.98
none none none none none
41.597.08 36,818.18
none
none
9,500.00
none none

TotaL------------------------------$ 125,144.24

THIRTEENTH ANNUAL REPORT

43

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF ELLIJAY

Ellijay, Ga.

As called for by the Superintendent of Banks.

R. L. McCLAIN,

E. T. HUDSOK,

President.

Cashier.

Date of Charter: 5-21-1914

Began Business: 6-1-191-J,

RESOURCES:

Loans and Discounts--------------$ C eBrot inf idcsa taensdoSf t oI nc dk se botwe dnneeds, _s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtienuowrense-d-.-.-_-_-_-__-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances..--------Profit and LOSS--------------------Other Resources--------------------
TotaL------------------------------$

220,571.44 1.603.67 none 5,200.00 4,025.00 48,967.98 none none 507.79 none none none none
280,875.88

LIABILITIES:

Capital Stock..----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

15,000.00 18,000.00
none 2,445.00
none none 128.22
9.54 101.126.09 29,911.15 114' 255 .88
none none none none

TotaL ______________________________ $ 280,875 .88

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF ETON

Eton, Ga.

As called for by the Superintendent of Banks.

C. C. KEITH,

H. R. JAMES,

President.

Cashier.

Date of Charter: 5-23-1910

Began Business: 9-1-1910

RESOURCES:

LIABILiriES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_
Banking House and Lot----------FOUthrenritRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other BankS---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities---_--- __ ----------Customers Liability on Letters of
Credit and Acceptances---------Profit and LOSS--------------------Other Resources--------------------

40,882.16 700.00 none
2,000.00 10,546.96 7' 322.47
none none 64.14 1,189.58 none none none

Capital Stock-----------------------$ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltles sPaanyda bBl ei l-l-s- -R-e- -d-i-s-c-o-u- -n-t-e-d-.-.-_-__- -_ Other Liabilities-------------------

-T-o-t-al----------------------------------------------------$-

-

-6-2-,7-0-5.-31-

-

-

-

-

Tot
--

aL

______________________________

$

15,000 00 4,000 00
615.92 none none
4.80 none none 19,523.08 20, 56!. 51 none none 3,000.00 none none
62,705.31

I

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, 1932, of the

FAIRBURN BANKING CO.

Fairburn, Ga.

As called for by the Superintendent of Banks.

J. H. LONGINO,

Y. H. LONGINO,

President.

Cashier.

Date of Charter: 9-14-1891

Began Business: 190~

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks ownecL------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate ownecL--------Oash in Vault and amounts due
from aDDroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and AcceDtances.--------Profit and LOSS--------------------Other Resources.------------------TotaL------------------------------$

69,562.25 2,284.42 12,500.00 4,000.00 22,650.00 10,887.47
none 30.29 none 4, 804.28 none none 575.00 127,293.71

LIABILITIES:
CaDital Stock.______________________$ Surolus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnDaicL----------------Cashiers Checks-------------------Certified Ohecks...----------------Demand DeDositS-----------------Time Certificates of DeDosiL----Savings DeDositS------------------Letters of Credit and AcceDtances BielxlsecPuatyeadbfloer__C__U__s_t_o_m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other Liabilities.-------------------

25,000.00 5,000.00 2,800.77
400.00 none none 644.28 none 51,839.49 41,609.17 none none none none none

TotaL________ ----------------------$ 127, 293.71

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS & MERCHANTS BANK

Fayetteville, Ga.

As called for by the Superintendent of Banks.

C. D. REDWINE,

H. C. HEWELL,

President.

Cashier.

Date of Charter: 2-16-1906

Began Business: 3-13-1906

RESOURCES:

Loans and Discounts--------------$ 121,593.02

CeBrotinfidcsataensdoSf toInckdsebotwendenceLs_s__a__n_d_

none

Banking House and Lot----------- 2,266.79

Furniture and Fixtures------------ 3, 358.96

Other Real Estate ownecL--------- 22,973.78

Cash in Vault and amounts due

from aDDroved Reserve Agents.. 13,895.48

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items.....--------------------Overdrafts (if anYl-----------------

151.84 3,122.98

Advance on Cotton and other

Commodities---------------------- 2,040.93

Customers LiabilitY on Letters of

Credit and AcceDtances----------

none

Profit and LOSS.-------------------- 2, 377.19

- - - - - Other Resources--------------------

440.05

Total._______________________________$ 172,221.02

LIABILITIES:
CaDital Stock.----------------------$ SurDlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnDaid.----------------Ca~hiers Checks-------------------Certified CheckS-------------------Demand DeDositS..----------------Time Certificates of DeDosit..-----Savings DeDosits------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_D__t_a_n__c_es_ BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o-u--n-t-e-d----__-_--_ Other Liabilities-------------------

25,000.00 none none none none none 126.51 none
86,356.17 21,873.34
none none 38,865.00 none none

TotaL-------------------------------$ 172,221.02

THIRTEENTH ANNUAL REPORT

45

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF FINLEYSON

Finleyson, Ga.

As called for by the Superintendent of Banks.

J. W. CONNER, SR.,

CLARENCE FINLEYSO~.

President.

Cashier.

Date of Charter: 9-20-1910

Began Business: 9-20-1910

RESOURCES:
Loans and Discounts..........$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot..... Furniture and Fixtures....... Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a-n--y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities..................... . Customers LiabilitY on Letters of
Credit and Acceptances........ Profit and LOSS.-------------------Other Resources.-------------------
TotaL------------------------------$

23,979.74
none
750.00 750.00 3,772.93
8, 583.11
343.31 210.00
none
2,977.93
none none none
41.367.02

LIABILITIES:
Capital Stock..---------------------$ Surplus Fun<L--------------------Undivided Profits.................. Reserve Funds---------------------Due to Banks..--------------------Dividends Unpaid.---------------- Cashiers Checks---------------- Certified Checks.------------------Demand Deposits----------------- Time Certificates of Deposit....... Savings DepositS------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable___________ -----------Notes and Bills Rediscounted..... . Other Liabilities....................

15,000.00
none
10,211.87
none none none
436.28
none
10,367.21 5,351.66
none
none none none none

TotaL.... __________________________$ 41,367.02

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITIZENS BANK

Folkston, Ga.

As called for by the Superintendent of Banks.

Wm. MIZELL, JR.

J. H. WREKCH,

President.

Cashier.

Date of Charter: 12-11-1911

Began Business: 1-4-1912

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned.... Banking Rouse and Lot.......... Furniture and Fixtures........... Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f.a..n.y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_. AdCvoamncmeodoitniesC..o. _t_t_o_n___a__n_d____o_t_h__e_r Customers Liability on Letters of PrCorfeitdaitnadndLoAscs.c_e_p__t_a_n_c__e_s_._-_-_-_-_-_-_-_--_ Othei Resources.-------------------
Total--------------------------------$

234,240.14 52,450.00
none
2,000.00
none
99,866.42 466.80
none none none none none none
389,023 .36

LIABILITIES:
Capital Stock......................$ Survlus Fund...................... Undivided Profits.................. Reserve Funds--------------------Due to Banks---------------------Dividends Unpaid ................. Cashiers Checks.................... Certified Checks................... Demand Deposits.................. Time Certificates of Deposit .... .. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable....................... Notes and Bills Rediscounted.... Other Liabilities...................

15,000.00 15,000.00 16,287.83 15,813.84
none
8.40 1,373.63
none
110,672.37 61,107.68 153,759.61
none none none none

Total ...............................$ 389,023.36

46

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks.

JNO. T. STEPHENS,

J. E. PHINAZEE,

President.

Cashier.

Date of Charter: 1D-22-1887

Began Business: 1887

RESOURCES:
Loans and Discounts............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._.._.__._._.__. FOuthrneirtRureealaEndstFatiextouwrense-d-.-.-. _-_-_-_-_-_-_--_ Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and Accevtances......... Profit and Loss--------------------Other Resources..-------------------
TotaL-----------------------------$

50,612.74
none
3, 750.00 1, 500.00 8,107.22
14,724.02
1,102.77 72.89
none
100.00
none none none
79,969.64

LIABILITIES:
Cavital Stock.______________________$ Survlus :Fund. --------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>ai<L----------------Cashiers Checks ------------------Certified Checks-------------------Demand Devosits-----------------Time Certificates of DevosiL----Savings Devosits~----------------- LeetxteecrsutoefdCfroerdCituasntodmAecrcse_v__ta__n_c_e__s_ Bills PaYable___ .--.---------------Notes and Bills Rediscounted.... Other Liabilities..............

30,000.00 10,000.00
414.88
none none none
829.97
none
38,724.79
none none
none none none none

TotaL------------------------------$ 79,969.64

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITIZENS BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks.

H. H. HARDIN,

ROLAND ANDERSON,

President.

Cashier.

Date of Charter: 2-17-1920

Began Business: 3-1-1920

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stock~ owned.... Banking House and Lot......... FOuthrneirtRureealaEndstaFtiextouwrensed-.-.-_-_-__-_-_-_-_--_
Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from other Banks.---------------------
Cash Items.... ______ ----------------Overdrafts (if anY>----------------Advwnce on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances......... POrtohfeirt aRnedsoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

60,299.10
31,121.68
none
593.06 12,257.46
12,370.15 1. 448.13
none
290.87
none none none none

TotaL------------------------------$ ll8, 380 .45

LIABILITIES:
CSuavroitlau.ls SFtuoncdk.-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_$ Undivided Profits-----------------Reserve Funds..----------------~--- Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeivcoatseitsSo-f--D--e-v--o-s-i-t-.-. -_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_ BNioltlessPaanYdabBliel.l-s-R--e-d--i-s-c-o-u--n-t-e-d--.-.--.-. Other Liabilities-------------------

40,000.00 10,000.00 3,280.21
none none none
1,209.70
none
46,527.23 7,363.31
none
none
10.000.00
none none

TotaL-----------------------------$ ll8, 380.45

THIRTEENTH ANNUAL REPORT

47

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE FARMERS BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

R. T. PERSONS,

R. J. BITTICK,

President.

Cashier.

Date of Charter: 3-9--1910

Began Business: 1910

RESOURCES:

Loans and Discounts.............$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot........ Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from a);));)roved Reserve Agents.. Checks for Clearing and Due from
other Banks.................. Cash Items.......................... Overdrafts (if anY)................ Advance on Cotton and other
Co=odities..................... Customers LiabilitY on Letters of
Credit and Acce);)tances......... Profit and Loss.................... Other Resources.................... Total.............................$

139.561.13
none
3, 992.95 2.493.15
none
99,527.31
611.44
none none none none none none
246, 185.98

LIABILITIES:

Ca);)ital Stock...............$ Surolus Fund.............. Undivided Profits....... Reserve Funds............. Due to Banks.............. Dividends Un);)aicL........... Cashiers Checks............. Certified Checks................ Demand De);)osits............... Time Certificates of De);)osit...... Savings De);)osits................. Letters of Credit and Acce);)tances
executed for Customers....... Bills Payable...................... Notes and Bills Rediscounted... Other Liabilities-............

50.000.00 50.000.00
16.78
none none none none none
146,169.20
none none
none none none none

Total............................$ 246.185.98

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

MONROE COUNTY BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

W. C. HILL,

C. F. HEARD,

President.

Cashier.

Date of Charter: 11-2-1908

Began Business: 10-15-1908

RESOURCES:

Loans and Discounts.............$ Certificates of Indebtedness and
Bonds and Stocks ownecL....... Banking House and Lot........... Furniture and Fixtures............ Other Real Estate ownecL........ . Cash in Vault and amounts due
from a);));)roved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items......................... Overdrafts (if any)................ Advance on Cotton and other
Co=odities.................... Customers Liability on Letters of
Credit and Acce);)tances......... Profit and Loss................. Other Resources............... Total..........................$

126.289.78
2,000.00
none
1.000.00 12,500.00
50,630.36 68.31
none none none none none none
192,488.45

LIABILITIES:
Ca);)ital Stock.................$ Surolus Fund................ Undivided Profits.............. Reserve Funds................. Due to Banks...................... Dividends Un);)aicL............... Cashiers Checks................. Certified Checks................. Demand De);)osits_........ c Time Certificates of Devosit...... Savings Devosits .................. Letters of Credit and Accevtances
executed for Customers.......... Bills Payable_...................... Notes and Bills Rediscounted.... Other Liabilities_..............

25.000.00 12,500.00
none none none
2.000.00 996.50
none
63.180.73 8,500.00 78.262.92
none none none
2.078.30

Total............................$ 192.488.45

48

DEPARTMENT OF BANKING

STATEMENT.

Showing condition at the close of Business December 31, 1932, of the

BANK OF FORT VALLEY

Fort Valley, Ga.

Ali called for by the Superintendent of Banks.

W. E. GREENE,

H. HUCKABEE,

President.

Vice-Pres. & Cashier.

Date of Charter: 1Q-ll-1924

Began Business: 1Q-15-1924

RE'30URCES:

Loans and Discounts--------------$ 84,396.96 CeBrotinfidcsataensdoSftoInckdsebotwednende.s._s__a__n_d_ 28,583.82

Banking House and Lot----------

none

FurnitUie and FixtUres-----------Other Real Estate owne<L---------

2,500.00
none

Cash in Vault and amounts due

from aDDroved Reserve Agents.. 48,038.32 Checks for Clearing and Due from

other Banks..---------------------

523.69

Cash Items.------------------------Overdrafts (if anYl----------------Advance on Cotton and other

37.24
none

Commodities.--------------------Customers LiabilitY on Letters of

none

Credit and AcceDtances..........

none

Profit and Loss---------------------

none

- - - - Other ResoUices.-------------------

214.00

TotaL.___________ -----------------$ 164, 294 .03

LIABILITIES:
CaDital Stock.----------------------$ SurDlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnDaicL..--------------CCaesrthiifeiersd CChheecckkss-. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeiDcaOteSsitosf--D--e-D--o--s-i-t_-_-_-_-_-_--_ Savings DeDosits------------------Letters of Credit and AcceDtances
executed for Customers........ BN1o11tessPaanydabBleil-l-s--R-e--d-i-s-c-o-u--n-t-e-d-.-.-.-.--. Other Liabilities................

30,000.00
none
10,428.30
none none none
1.029.08
none
98,606.51 2,640.70 21,589.44
none none none none

Total...--.-.---.------------------.$ 164,294.03

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF HEARD COUNTY

Franklin, Ga.

As called for by the Superintendent of Banks.

E. E. LEWIS,

H. J. MICKLE,

President.

Cashier.

Date of Charter: 1Q-14-1905

Began Business: 10-18-1905

--======================

RESOURCES:

LIABILITIES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FurnitUie and FixtUies.----------Other Real Estate owne<L--------Cash in Vault and amounts due
from aDDroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCsotommmeords iLtiieasb..i-li-t-Y---o-n---L-e--tt-e-r-s--o--f
Credit and AcceDtances....... Profit and Loss--------------------Other ResoUices.-------------------
TotaL------------------------------$

69,634.11
423,,864046..9oo2
2, 900.00 14,961.75 37,745.71
none
28.55
none none none none none
171.721.04

SCuarDDiltuals SFtuonc<kL.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$
Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSD-a--ic-L--.-.-.-.----.-.-..--_-_-_-__-_--_ Cashiers Checks-------------- Certified Checks.------------------ Demand DeDOSits................ Time Certificates of DeDosit...... Savings DeDosits------------------ Letters of Credit and AcceDtances BielxlsecPuatYedabfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities...-----------------

25,000.00 6,000.00 2,031.16
none none none
115.27
none
64,146.71 2,105.44 72,306.44
none none none
16.02

TotaL--------------------------$ 171,721.04

THIRTEENTH ANNUAL REPORT

49

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE CITIZENS BANK

Gainesville, Ga.

As called for by the Superintendent of Banks.

J. H. HOSCH,

R. A. BRICE,

President.

Cashier.

Date of Charter: 5-19-1913

Began Business: 6-~-1913

RESOURCES:

Loans and Discounts.-------------$ 366,936.08

Certificates of Indebtedness and

Bonds and Stocks owned..------- 76,262.50

Banking House and Lot-----------

none

Furniture and Fixtures.----------- 7,065.00

Other Real Estate owned........... 24,935.63

Cash in Vault and amounts due

from approved Reserve Agents.. 144,594.91

Checks tor Clearing and Due from

other Banks---------------------- 28,957.15

COavsehrdIrtaefmtss(.i-f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

374.29 206.47

Advance on Cotton and other

CuCsoto=moedristiLesia..b-ili-t-y--o-n---L-e--tt-e-r-s--o-f

none

Credit and Acceptances----------

none

Profit and LosS---------------------

none

Other Resources--------------------- - -no-ne

TotaL-----------------------------$ 649,332.03

LIABILITIES:
Capital Stock._____________________ ,$ Surplus Eun<L-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks ------------------Certified OheckS..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._._._._.._

50,000.00 10,000.00 26.252.49 l, 913.38 30,568.70 2,008.00
331.37
none
325,117.33 22,152.58 180,988.18
none none none none

TotaL.---------------------------$ 649,332.03

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF GIBSON

Gibson, Ga.

As called for by the Superintendent of Banks.

N.J. GRIFFIN,

E. E. GRIFFIN,

President.

Cashier.

Date of Charter: 11-7-1905

Began Business: 11-27-1905

RESOURCES:
Loans and Discounts.-------------$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot----------Furniture and Fixtures ----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and Loss--------------------Other Resources--------------------
TotaL.-----------------------------$

32,926.68
5,866.60 3,000.00 1,600.00
none
16,762.01
none none
445.06
none none none none
60,600.35

LIABILITIES:
Capital Stock..---------------------$ Surplus Fund.---------------------Undivided Profits-----------------Reserve Funds..--------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_ BNioltlessPaanydabBleil.l_s-R--e-d--i-s-c-o-u-n--t-e-d-.-.-_-__--_ Other LiabilitieS-------------------

15,000.00 3,000.00 2,000.00
none none none
61.00
none
40,539.35
none none
none none none none

TotaL------------------------------$ 60.600.35

50

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE GLENNVILLE BANK

Glennville, Ga.

As called for by the Superintendent of Banks.

W. F. DURRENCE,

J. A. BACON,

President.

Cashier.

Date of Charter: 1-12-1905

Began Business: 1-18-1905

RESOURCES:

Loans and Discounts--------------$ 247,569.99

CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweondte_n_de_._s.__s____a____n__d__

7, 690.00 2,000.00

FOuthrneirtRureealaEnsdtaFtiextoUwrneesd-.-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from a:p:proved Reserve Agents-Checks for Clearing and Due from

2,000.00 17,346.66
18,003.23

other Banks.--------------------COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other

235.75 147.38 553.16

CuCsotmommeOrsdLitiieasb.i.l-i-t-y---o-n---L-e--t-t-e-r-s--o--f Credit and Acce:ptances.._________

none none

Profit and LOSS..-------------------- 1, 314.65
- - - - Other Resources..------------------- 2,242.57
TotaL______________________________$ 299,103.39

LIABILITIES:
Ca:pital Stock.______________________$ Sur:plus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:paid..----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnedrDtifei:cpaotseistSo-f.-D--e-:p--o-s-it-;-..-_-_-_-_-_--_ LSaevttienrgssoDf eC:preodsiitts.a-n--d--A--c-c-e-:-p-t-a-n-c-e--s
executed for Customers---------BNioltlessPaaynadbBlei..ll-s-R--e-d--i-s-c-o-u--n-t-e-d-.-.-------Other LiabilitieS-------------------

60;000.00 12,000.00
none
3,091.77
none none
1, 004.51
none
59,665.12 87,483.06
62.98
none
75,795.95
none none

Total--------------------------------$ 299,103.39

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF GRANTVILLE

Grantville, Ga.

As caJled for by the Superintendent of Banks.

C. S. COLLEY,

C. E. BRASCH,

President

Cashier.

Date of Charter: 9-10-1901

Began Business: 1901

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from a:p:proved Reserve Agents._ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acce:ptances..________ _ Profit and LOSS..-------------------Other Resources.-------------------
TotaL-----------------------------$

100.311.65 100.00
3,000.00
none
9,548.00 9,596.30
172 85
none
800.02
none none none none
123,528.82

LIABILITIES:
Ca:pital Stock.___ ------------------.$
Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:paid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand De:posits-----------------Time Certificates of De:posit -----Savings De:posits------------------Letters of Credit and Acce:ptances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other LiabilitieS-------------------

25,000.00 10,000.00
861.41
none none none
306.17
none
41,691.21 100.00
24,511.04
none
14,944.40 6,114.59
none

TotaL------------------------------$ 123,528.82

THIRTEENTH ANNUAL REPORT

51

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF GRAY

Gray, Ga.

As called for by the Superintendent of Banks.

D. V. CHILDS,

J. L. MERCER,

President.

Cashier.

Date of Charter: 8-23-1909

Began Business: 8-28-1909

RESOURCES:

Loans and Discounts............$ 12,251.40

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot........... 2,497.27

Furniture and Fixtures------------ 1,000.00

Other Real Estate owned.......... 12,544.82

Cash in Vault and amounts due

from approved Reserve Agents.. 9,537.63

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss.--------------------

none

- - - - - Other Resources--------------------

932.44

Total..______________________________$ 38,763.76

LIABILITIES:
Capital Stock.---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends UnPaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------LBeieltxltseePcrsuatyoeafdbCfloraer..d.Ci.tU__as_nt_o_dm__Ae__rcs_c__e__p____t__a__n__c__e__s__ Notes and Bills Rediscounted.. Other Liabilities-------------------

15,000.00
none none none none none
547.14
none
21,536.00 1,600.62
none
none none none none

TotaL.....-----------------------$ 38,763.76

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF GREENSBORO

Greensboro, Ga.

As called for by the Superintendent of Banks.

T. B. RICE,

E. A. KIMBROUGH,

President.

Cashier.

Date of Charter: 10-13-1926

Began Business: 10-14-1926

RESOURCES:

Loans and Discounts..............$ 70,508.09

CeBrotinfidcsataensdoSftoIcnkdsebotwendende_s_s__a__n_d_

none

Banking House and Lot...........

none

Furniture and Fixtures............

328.80

Other Real Estate owned..........

none

Cash in Vault and amounts due

from approved Reserve Agents.. 14,972.67

Checks for Clearing and Due from

other Banks...................... 1,130.03

COavsehrdIrtaefmtss.(.if..a.n..y.).._._._.__._-_-_-_-_-_-_-_-_-_-_-_.

none
14.49

Advance on Cotton and other

Commodities.. . . . . . . . . . . . . . . . . . . . .

none

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources....................- - -n-on-e

TotaL... --- ....... -----------------.$ 86,954.08

LIABILITIES:
Capital Stock..........-------......$ Surplus Fund..--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.................. Cashiers Checks.................... Certified Checks..-----------------Demand Deposits..----------------Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable...... -----------------Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 4,000.00 5,669.71
none none none
1,024.77
none
51,259.60
none none
none none none none

Total....._...-.-.......------------.$ 86,954.08

.. ---------------------------------
----

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

GREENVILLE BANKING CO.

Greenville, Ga.

As called for by the Superintendent of Banks.

J. P. ATKINSON,

W. L. PINKSTON,

President.

Cashier.

Date of Charter: 10-24-1887

Began Business: 1891

RESOURCES:

Loans and Discounts--------------$ 311,lll.95 Certificates of Indebtedness and

Bonds and Stocks owned.... 9,000.00

Banking House and Lot----------- 18,940.00

Furniture and FixtUres------------ 10,000.00

Other Real Estate owned.--------- 63,038.00

Cash in Vault and amounts due

from approved Reserve Agents. 23,838.40

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items..-------------------------

327.07

Overdrafts (if anYl----------------Advance on Cotton and other

569.66

Commodities..--------------------Customers Liability on Letters of

544.84

Credit and Acceptances----------

none

Profit and LOSS..-------------------- l, 553.03

Other Resources..-------------------- - -1-31.-52

Total--------------------------------$ 439,054.47

LIABILITIES:
Capital Stock.______________________$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t.-.-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltles sPaanyadbBlei.l.l.s. R--e--d-i-s-c-o--u-n-t-e--d-.-_-__--_ Other LiabilitieS-------------------

95,000.00 29,000.00
none none none none
133.40
none
94,908.55 93,364.87
none
none
57,677.99 63,838.14
131.52

TotaL-------------------------------$ 439,054.47

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

COMMERCIAL & SAVINGS BANK

Griffin, Ga.

As called for by the Superintendent of Banks.

T. T. BLAKELY,

E. H. GRIFFIN,

President.

Cashier.

Date of Charter: 10-11-1889

Began Business: 1890

RESOURCES:

Loans and Discounts--------------$ 343,756.11 Certificates of Indebtedness and

Bonds and Stocks owned.------- 57,440.00

Banking House and Lot----------- 9,956.00

Furniture and FixtUres------------ 7,430.50

Other Real Estate owned---------- 37,332.99 Cash in Vault and amounts due

from approved Reserve Agents.- 38,761.21

Checks for Clearing and Due from

b~~1~~~~~====================

31,437.93 1,404.84

Overdrafts (if anYl-----------------

537.02

Advance on Cotton and other

Commodities..---------------------

251.39

Customers Liability on Letters of

Credit and Acceptances----------

none

Profit Other

and Loss---------------------
Resources..--------------------

-

none none
--

TotaL-------------------------------$ 528,307.99

LIABILITIES:

Capital Stock----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit------LSaeevtxtieencrgsustoeDfdeCfporoersdCiittusa-s-tno-d-m--Ae-r-cs-c_-e_-p_-_-t_a-_-n_-c_-e_--s_ Bills Payable______________ --------Notes and Bills Rediscounted____ _ Other Liabilities-------------------

100,000.00 25,000.00 11,743.37 3,927.57
none none
846.33
none
224,776.27
none
162,014.45
none none none none

Total--------------------------------$ 528,307.99

THIRTEENTH ANNUAL REPORT

53

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

GRIFFIN BANKING CO.

Griffin, Ga.

As called for by the Superintendent of Banks.

J. P. XICHOLS, JR.

P. E. ARNALL

President.

Cashier.

Date of Charter: 1Q-26-1870

Began Business: 1Q-26-1870

RESOURCES:

Loans and Discounts--------------$ 1, 273,950.25

CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 281,986.77

Banking House and Lot----------- 67,000.00

FOuthrneirtRureealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_

24,839.00 97,103.55

Cash in Vault and amounts due

from approved Reserve Agents.. 129,512.95

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss_(_i_f__a-n-y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

24,687.50 2,092.05 4,340.79

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 22,724.01

CuCsrteodmitearsnLdiAabcicleitpYtaonnceLs_e_t_t_e_r_s__o_f

none

- - - - Profit and LOSS---------------------
Other Resources..------------------

none none

TotaL------------------------------$ 1, 928,236.87

LIABILITIES:

Capital Stock----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit.. Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer.._C_u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other LiabilitieS-------------------

175,000.00 100,000.00
1, 968.61 none none 19.08
4,195.81 1.25
790,673.83 179,223.33 384,146.67
none 293,008.29
none none

TotaL------------------------------$ l, 928,236.87

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

JONES COUNTY BANK

Haddock, Ga.

As called for by the Superintendent of Banks.

T. R. TURNER,

G. A. SMITH

President.

Cashier.~

Date of Charter: 7-14-1905

Began Business: 7-25-1905

RESOURCEs:

Loans and Discounts--------------$ 38,614.84

Certificates of Indebtedness and

Bonds and Stocks owned.....

500.00

Banking House and Lot----------- 1,700.11

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

1,823.11 17,028.00

Cash in Vault and amounts due

from approved Reserve Agents. 3,022.70

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 118.65
2.05

Advance on Cotton and other

Co=odities.---------------------

174.09

Customers LiabilitY on Letters of

Credit and Acceptances.....

none

Profit and Loss..-------------------

none

Other Resources.-------------------- - - -none

Total....---------------------.$ 62,983.55

LIABILITIES:
Capital Stock---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-.-.------..--.--.-.--.--Cashiers Checks-------------------Certified Checks........... Demand DepositS-----------------Time Certificates of Deposit.... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanyadbBlei.l.ls.R. -e-d--i-s-c-o-u--n-t-e-d--.--.-Other Liabilities.......

25,000.00 2,500.00
192.40 1,454.17
none none 61.00 none 11,070.34 9,555.64 none none 11,500.00 1,650.00 none

Total--------------------------------$ 62,983.55

54

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF HAPEVILLE

Hapeville, Ga.

As called for by the Superintendent of Banks.

J. M. DANIEL,

HORACE G. FORT,

President.

Cashier.

Date of Charter: 1-11-1911

Began Business: 1-17-1911

RESOURCES:

Loans and Discounts-------------$ 161,792.34 Certificates of Indebtedness and

Bonds and Stocks owned......

150.00

Banking House and Lot----------- 4, 810.84

FUrniture and Fixtures------------ 4,128.00 Other Real Estate owned......... 23,897.20

Cash in vault and amounts due

from approved Reserve Agents.. 21.857.36

Checks for Clearing and Due from

CaosthheItrelBlJaSn__k_s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _

none
757.85
none

Advance on Cotton and other Commodities...---.--..--. __ . _____

none

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss---------------------

none

- - - - Other Resources--------------------

750.00

TotaL--------------------------$ 218,143.59

LIABILITIES:
Capital Stock...-----------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks...----------------Demand DepositS-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_.____.__._._._ Notes and Bills Rediscounted. Other Liabilities-------------------

15,000.00 5,216.23 4,091.56
none none none
173.11
none
77,971.06 4, 901.41 78,931.51
none
31,858.71
none none

Total.------------------------------$ 218,143.59

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF COLUMBIA COUNTY

Harlem, Ga.

As called for by the Superintendent of Banks.

E. D. CLARY,

L. M. CONNER,

President.

Cashier.

Date of Charter: 11-29-1909

Began Business: 12-13-1909

RESOURCES:

Loans and Discounts..............$ 43,692.62

Certificates of Indebtedness and

Bonds and Stocks owned.... 8,144.00

Banking House and Lot........... 6,000.00

FOUt hrenritRureealaEn dstaFtiextoUwrense.d. .. .__._._._._._._.._

1,800.00 7,148.99

Cash in Vault and amounts due

from approved Reserve Agents.. 12,909.69

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none
65.20

Advance on Cotton and other

Commodities.--------------------Customers Liability on Letters of

none

Credit and Acceptances..........

none

Profit and LOSS---------------------

none

Other Resources.-------------------- - -n-on-e

-T-o-t a-L-. -. .-. --------------------------------------$ - -7-9-,760.50

LIABILITIES:
Capital Stock......$ Surplus Fund--------------------- RUensdeirvviedFeduPndrosf.i.t.s.-.-.-.-.-.-.-.-.-.-.-..-.-.-.-.-.-. Due to Banks....................... Dividends Unpaid.................. Cashiers Checks-------------------Certified Checks..---------------- Demand DepositS----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers....... Bills Payable._-------------------Notes and Bills Rediscounted.. Other Liabilities....................

25,000.00 9,000.00
626.80
none none
28.00 9.25
none
34,536.73 10,559.72
none
none none none none

Total--------------------------$ 79,760.50

THIRTEENTH ANNUAL REPORT

55

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

PLANTERS BANK

Hawkinsville, Ga.

As called for by the Superintendent of Banks.

N. A. JELKS,

C. H. REYNOLDS,

President.

Cashier.

Date of Charter: 2-27-1896

Began Business: 3-1896

RESOURCES:
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot_________ } Furniture and Fixtures_________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from avproved Reserve Agents.. Checks for Clearing and Due from
other Banks._-------------------COavsehrdIrtaefmtss.(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoa=ncoediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmi tearsnLd iAa bciclei tpytaonnceLs _e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources-'------------------
Total--------------------------------$

155,544.19
none
15,000.00 26,861.65 53,159.42 5,210.96
none none
7' 181.76
none none none
262,957.98

LIABILITIES:

Capital Stock-----------------------$ Surplus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks. ___ -----------------Dividend~ UnPaid-----------------Cashiers Checks-------------------Certified Checks-------------------_ Demand Deposits.----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCfroerdCituasntodmAercsc_e_p__ta__n_c_e_s_ Bills Payable._--------------------Notes and Bills Rediscounted----Other Liabilities._-----------------

50,000.00 50,000.00 29,500.00
510.04
none
3,000.00 571.42
none
100,449.79 28,926.73
none
none none none none

Total--------------------------------$ 262,957 _gs

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF HAZLEHURST

Hazlehurst, Ga.

As called for by the Superintendent of Banks.

Z. W. KIRKLAND,

B. B. WOOTEN,

President.

Cashier.

Date of Charter: 10-19-1906

Began Business: 1906

RESOURCES:
Loans and Discounts ______________$ CeBrotinfidcsaatensdoSftoInckdsebotwednneeds_s___a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos.t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned__________ Cash in vault and amounts due
from approved Reserve Agents.Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coed iotni e sC__o_t_t_o__n___a__n_d____o_t_h_e_ _r CuCsrteodmiterasnLdiAabcicleitvytaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss--------------------Other Resources--------------------
Total---------------------------- ____$

18,873.43 2,000.00
none
1,952.50 8,500.00 41,751.69 1,785.76
none none
2, 962.55
none none
220.93
78, 0-16 .86

LIABILITIES:
Capital Stock-----------------------$ Surplus Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TSDaiemvmienagCnsderDDtiefepipcoaostsietissts_o_.-_f-_D-_-_e_-_p-_-o_-s_-_i-t_-__-__-__-__-___--__ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable.---------------------Notes and Bills Rediscounted----Other Liabilities.------------------

15,000.00
none
4,020.72
none none none
393.51 10.00 55,981.06 . 2, 625.56
none
none none none
16.01

Total--------------------------------$ 78;046 .86

.----~---~-----------

-

56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF HIAWASSEE

Hiawassee, Ga.

As called for by the Superintendent of Banks.

J. F. JOHNSON,

W. 0. SPARKS,

President.

Cashier.

Date of Charter: 6-14-1909

Began Business: 7-21-1909

RESOURCES:

Loans and Discounts..........$ 28,192.79

Certificates of Indebtedness and

Bonds and Stocks owne<L....

none

Banking House and Lot..... 1,500.00

Furniture and Fixtures.........

500.00

Other Real Estate owne<L........ 10,800.00

Cash in Vault and amounts due

from approved Reserve Agents. 29,233.12

Checks for Clearing and Due from

other Banks................

none

Cash Items.......................

none

Overdrafts (if any).................

none

Advance on Cotton and other

Commodities---------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances......

none

Profit and Loss......................

none

Other Resources.................- - -no-ne

Total.....................$ 70,225.91

LIABILITIES:
Capital Stock.......$ USunnd>ivluidseFdUPnrdo-f-it-s--.-.-.----.--.----.----.Reserve FUnds......... Due to Banks................ Dividends Unpai<L.......... Cashiers Checks............. Certified Checks.............. Demand Deposits............... Time Certificates of DeposiL... Savings Deposits.............. Letters of Credit and AccePtances BielxlsePcuatyeadbfloer__C__u_s_t_o_l_h__e_r_s_._._._.__._._._.._ Notes and Bills Rediscounte<L... Other Liabilities_..........

15,000.00 5,000.00 8,197.01
none none none none none
29,715.33 12.313.57
none
none none none none

TotaL........$ 70,225.91

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF HILLSBORO

Hillsboro, Ga.

As called for by the Superintendent of Banks.

G. E. FULLERTON,

E. B. McCULLOUGH,

President.

Cashier.

Date of Charter: 8-23-1911.

Began Business: 8-36-1911

RESOURCES:

Loans and Discounts..............$ 41,238.68

Certificates of Indebtedness and

Bonds and Stocks owned....

100.00

Banking House and Lot........ 1,710.00

Furniture and Fixtures.........

800.00

Other Real Estate owne<L....... 7, 783.63

Cash in Vault and amounts due

from approved Reserve Agents. 10,723.48

Checks for Clearing and Due from

other Banks.............

200.00

Cash Items................

none

Overdrafts (if anY).............

none

Advance on Cotton and other

Commodities. . . . . . . . . . . . . . . . . . . . . .

none

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss......................

none

- - - - Other Resources..................... 2, 498.00

TotaL..........$ 65,053.79

LIABILITIES:
Capital Stock...$ Sun>lus FUn<L...... Undivided Profits....... Reserve FUnds...... Due to Banks........... Dividends Unpai<L.... Cashiers Checks.... Certified Checks....... TDiemmeaCnedrDtifeicpaotessitosf--D--eposit.. Savings Deposits............ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__r_s_._.__.._____._ Notes and Bills Rediscounte<L. Other Liabilities......

25,000.00
none
363.44
none none none
17.29
none
12,450.06 27,223.00
none
none none none none

TotaL.$ 65,053.79

THIRTEENTH ANNUAL REPORT

57

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE HINESVILLE BANK

Hinesville, Ga.

As called for by the Superintendent of Banks.

D. F. ~1ARTIN,

T. H. McDOWELL,

President.

Cashier.

Date of Charter: 9-4-1911

Began Business: 11-15-1911

RESOURCES:

Loans and Discounts--------------$ 59,474.07

Certificates of Indebtedness and

Bonds and Stocks ownecL.....

200.00

Banking House and Lot----------- 1,684.70

FUrniture and Fixtures-----------Other Real Estate ownecL--------Cash in Vault and amounts due

2,124.44 2, 800.61

from approved Reserve Agents.. 10,457.45 Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtsS(.i.f--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other

l, 243.89
161.66 78.23

Commodities..--------------------Customers LiabilitY on Letters of
Credit and Acceptances.._________

none none

Profit and LOSS..-------------------- 1, 682.41

TOothtearLR..e_s_o_u--r-c-e-s-.-.-------------------------------------$-

- -182-.54
80, 090 .oo

LIABILITIES:
Capital Stock.__________ ------------$ Surplus Fun<L--------------------URensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
DDuiveidtoenBdsanUknsp-a--id--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted-.... Other LiabilitieS-------------------

15,000.00 6,000.00 4,281.25
none none none
1, 281.18 60.00
41,599.19 11,283.00
none
none none none
585.38

TotaL-------------------------------$ 80,090.00

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF HOSCHTON

Hoschton, Ga.

As called for by the Superintendent of Banks.

H. P. DeLAPERRIERE,

T. H. BAIRD,

President.

Cashier.

Date of Charter: 5-3-1904

Began Business: 5-4-1904

RESOURCES:

Loans and Discounts..............$ 38,835.75

Certificates of Indebtedness and

Bonds and Stocks ownecL.......

none

Banking House and Lot........... l, 700.00

FOUthrenritRureealaEndstaFtiextouwrenesc--L-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due

1,960.79 8,000.00

from approved Reserve Agents.. Checks for Clearing and Due from

4,585.19

other BankS----------------------

33.36

Cash Items..------------------------Overdrafts (if anYl----------------Advance on Cotton and other

1.00
none

Commodities...-------------------Customers LiabilitY on Letters of
Credit and Acceptances...........

none none

Profit and LosS..--------------------

none

- - - - Other Resources...------------------

417.14

TotaL______________________________$ 55,583.23

LIABILITIES:
Capital Stock.......................$ Surplus FuncL..................... Undivided Profits-----------------Reserve Funds...................... DDiuveidt oenBdas nUknsp-a--ic--L-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--. Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable__ --------------------Notes and Bills Rediscounted-.... Other Liabilities ------------------

30,000.00 10,000.00
972.57 837.10
none none none none
6, 220.87 5,002.69
none
none
2,500.00
none none

Total--------------------------------$ 55,583.23

58

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF ILA

Ila, Ga.

As called for by the Superintendent of Banks.

A. S. WESTBROOK,

J. L. THOMPSON,

President.

Cashier.

Date of Charter: 1o-ll-1910

Began Business: 10-15-1910

RESOURCES:

Loans and Discounts--------------$ 26,301.37

Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot----------- 2,000.00

Furniture and FixtUres------------ 1,000.00

Other Real Estate owned..--------- 22,421.66

Cash in Vault and amounts due

from avproved Reserve Agents-- 4,815.03

Checks for Clearing and Due from

other Banks---------------------Cash Items..------------------------Overdrafts (if anYl-----------------

121.66 none 28.00

AdCvoamncmeodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

PrCorfeitdaitnadnLdoAssc..c_e__v_t_a_n_c__e_s_._.-_-_-_-_-_-_-_--_

none 290.55

Other Resources..-------------------- - -n-on-e

Total--------------------------------$ 56,978.27

LIABILITIES:
Capital Stock.---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Devosit------Savings Deposits------------------LeetxteercsutoefdCfroerdCituastnodmAercsc_e_v__ta__n_c_e_s_ Bills Payable______________________ _ Notes and Bills Rediscounted.. Other Liabilities...------------------

15,000.00 18,461.98
none none none none 14.60 none 9,485.75 14,015.94 none none none none none

TotaL-----~-------------------------$ 56,978.27

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

PICKENS COUNTY BANK

Jasper, Ga.

As called 'for by the Superintendent of Banks.

R. L. McCLAIN,

LYMAN PARSONS,

President.

Cashier.

Date of Charter: 7-1o-1909

Began Business: 7-1909

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e_d__._._-_-_-_-_--_ Furniture and Fixtures____________ Other Real Estate owned---------Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances---------Profit and Loss--------------------Other Resources--------------------
Total--------------------------------$

245,161.02 10,343.75 6, 925.00 2,475.00 6,854.65 29,703.99
462.00 none 2, 522.31 none none none 1,185.53 305,633.25

LIABILITIES:

Capital Stock-----------------------$ Surplus Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit ________ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers----------
BNiolltsesPaaynadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-__--_ Other Liabilities._-----------------

15,000.00 20,000.00
none 2,140.23
none 88.00 566.58 none 115,551.63 8,603.82 117,182.99 none 20,000.00 6,500.00 none

TotaL------------------------------$ 305,633.25

THIRTEENTH ANNUAL REPORT

59

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE FARMERS BANK

Jenkinsburg, Ga.

As called for by the Superintendent of Banks.

H. G. ASBURY,

H. C. CHILDS,

President.

Cashier.

Date of Charter: 1-3-1910

Began Business: 1-1910

RESOURCES:

Loans and Discounts--------------$ 28,352.00

Certificates of Indebtedness and

Bond~ and Stocks ownecL...

none

Banking House and Lot....... 1,500.00

FOuthrneirtuRreealaEndstaFtiextoUwrneesc-L--_-_-_-_-_-_-_-_--_

1,534.56 1.800.00

Cash in Vault and amounts due

from approved Reserve Agents.. 17,321.33

Checks for Clearing and Due from

other Banks---------------------Cash Items_______ -------------------

none 8.00

Overdrafts (if anYl-----------------

none

Advance on Cotton and other

Commodities.---------------------

469.46

Oustomers LiabilitY on Letters of

Credit andAcceptances.---------

none

Profit and Loss......----------------

none

- - - - - Other Resources....----------------- 3, 219.88

Total--------------------------------$ 54,205.23

LIABILITIES:
Capital Stock..---------------------$ Surplus Fund. __ ------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS------------------Time Certificates of Deposit.... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.---------------------Notes and Bills Rediscounted.. Other LiabilitieS--------------------

15,000.00 4,000.00 1.627.38
none none none none none 33,577.85 none none none none none none

Total-------------------------------$ 54,205.23

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF JONESBORO

Jonesboro, Ga.

As called for by the Superintendent of Banks.

A. C. BLALOCK,

J. B. PULLIAM,

President.

Cashier.

Date of Charter: 1G-6-1903

Began Business: 11-7-1903

RESOURCES:

Loans and Discounts--------------$ 148,302.63 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwonte__c_L_._.__._._._.._

22,101.88 1, 500.00

Furniture and FixtUres------------ 3,000.00

Other Real Estate owned--------- 56,474.90 Cash in Vault and amount~ due

from approved Reserve Agents.. 33,178.03

Checks for Clearing and Due from

other Banks---------------------Cash Items-----------------------Overdrafts (if anYl--------------Advance on Cotton and other

69.44 472.35 990.89

Co=odities---------------------CuCsrteodmiterasncLl iAabcicleitpYtaoncnesL_e_t_t_e_r_s__o_f_

2,071.48 none

Profit and LOSS------------------

none

Other Resources....------------------ - -n-on-e

TotaL------------------------------$ 268,161.60

LIABILITIES:

Capital Stock.----------------------$ SUunrdpilvuisdeFduPn<roLf-it-s--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_-_
Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ STaimviengCserDtiefpicoastietss_o__f_D__e_p__o_s_i_t____________ __ Leextetecrusteodf fCorreCdiutsatonmd eArsc_c_e_p__t_a_n_c_e_s_ BNOiotlhltseesPr aaLnyiaadbbBilleii_lt_li_se_sR-_-_e-_d-_-i_-s_-c_-o_-_u-_-n_-_t-e_-_d-_-._-__-___--__

25,000.00 25,000.00
164.72 none none none
114.64
none 171.612 .76
none 46,269.48
none none none none

TotaL------------------------------$ 268,161.60

60

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS & MERCHANTS BANK

Junction City, Ga.

As called for by the Superintendent of Banks.

C. W. MOORE,

W. A. BLYTHE,

President.

Cashier.

Date of Charter: 3-23-1912

Began Business: 4-3-1912

RESOURCES:

Loans and Discounts.-------------$ 34,589.13

Certificates of Indebtedness and

Bonds and Stocks owned... Banking House and Lot..

31.,000304..7o6o

Furniture and Fixtures-----------Other Real Estate owned......

1, 200.00 824.88

Cash in Vault and amounts due

from avvroved Reserve Agents.. 13,012.91

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.if..a. n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 28.82 none

AdCvoamnmceodoitnies.C..o..t_t_o_n___a. _n_d. __o.the.r

37.00

Customers Liability on Letters of

Credit and Accevtances...........

none

Profit and LosS..--------------------

none

Other Resources.....-------------- - -3. 5-60.-60

TotaL.........$ 57, 288 .10

LIABILITIES:
Cavital Stock.......$ survlus Fun.<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unvaid.....-----------CCearsthiifeiersd CChheecckkss..-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.-.-.-.-. Demand DevositS-----------------Time Certificates of DevosiL. Savings Devosits-----------------Letters of Credit and Accevtances
executed for Customers.......... Bills Payable_____________ ---------Notes and Bills Rediscounted.. Other LiabilitieS-------------------

15,000.00 15,000.00 1,494.93
none none none
3.85 none 15,797.72 9, 973.64 none none none none 17.96

TotaL-------------------------------$ 57,288.10

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

KENNESAW STATE BANK

Kennesaw, Ga.

As called for by the Superintendent of Banks.

J. G. LEWIS,

L. C. CHALKER,

President.

Cashier.

Date of Charter: 4-20-1910

Began Business: 3-1910

RESOURCES:

Loans and Discounts--------------$ 39,015.20

Certificates of Indebtedness and

Bonds and Stocks owned......

none

Banking House and Lot......... 3,500.00

Furniture lj.nd Fixtures..... 2,222.68

Other Real Estate owned....... 2,739.00

Cash in Vault and amounts due

from avvroved Reserve Agents 3,588.37

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none 12.31

AdCvoamncmeodoitniesC..o..t.ton__ .a__n.d. __ot_h__e_r

none

Customers Liability on Letters of

Credit and Accevw,nces....

none

Profit and Loss.......

none

Other - Resources...------------------ - -n-on-e

TotaL...............................$ 51.077.56

LIABILITIES:
Cavital Stock........................$ SUunrdvilvuids eFduPnr<oLf-i t-s-.-.-.-.-.-.-.-.-.-.-.-.- .- .- .- -. -. .Reserve Funds...................... Due to Banks........................ Dividends Unvaid................... Cashiers Checks.................... Certified Checks..................... Demand Devosits.................... Time Certificates of Devosit....... Savings Devosits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted...... Other Liabilities.....................

20,000.00 none
1,289.60 none none none 86.30 none
5,669.59 19,032.07
none none 5,000.00 none none

TotaL...............................$ 51,077.56

THIRTEENTH ANNUAL REPORT

61

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

STATE BANK OF KINGSLAND

Kingsland, Ga.

As called for by the Superintendent of Banks.

S. C. SHEFFIELD,

F. T. TILLER,

President.

Cashier.

Date of Charter: 11-iW-1912

Began Business: 1'!-10-1912

RESOURCES:
Loans and Discounts--------------$ CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweondt_en_de_._s.__s____a____n__d__ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from C aosthh eItreBmas.n. k__s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitnies.c._o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiptytaoncnesL..e_t_t_e_r_s___o_f Profit and LOSS..-------------------Other Resources--------------------
TotaL __ -----------------------------$

36,997.73
none
2,500.00 1, 900.00 1, 800.00
25,873.74
none none
2.65
none none none
35.00
69, 109.12

LIABILITIES:
Capital Stock..---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-v--o-s-i-t-.-.-.-_-__--_ SLaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsCPButieYdabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 7,500.00 2,829.76
none none none
20.00
none
35,358.97
none
8, 394.51
none none none
5.88

Total..------------------------------$ 69,109.12

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF LAFAYETTE

LaFayette, Ga.

As called for by the Superintendent of Banks.

W. A. ENLOE,

J. M. PATTOX,

President.

Cashier.

Date of Charter: 11-13-1889

Began Business: 1899

RESOURCES:

Loans and Discounts.-------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._..___._._._._ FOuthrneirtuRreealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Re~erve Agents.. Check~ for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsorteomdmmiteoradsniLdtiieAasbc..ic-le-it-pY-t-a-no-c-ne--sL-..-e_-t_-t_-e_-r_-s_-_-o_--f_ Profit and Loss____________________ _ Other Resources.-------------------
Total--------------------------------$

421,109.38
15,284.61 28,790.22 9,611.31 67,050.74
47,033.52
5,936.29
none none none none none none
594,816.07

LIABILITIES:

Capital Stock.---------------------.$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso-f--D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LBeieltxltseePcrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__
Notes and Bills Rediscounted____ _ Other Liabilities-------------------

85,000.00 42,500.00 7,793.10
none none none
7,934.19
none
207,676.78 145,293.16 98,618.84
none none none none

TotaL ______________________________$ 594,816.07

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS & MERCHANTS BANK

Lakeland, Ga.

As called for by the Superintendent of Banks.

W. L. MILLER,

W. C. BANKS,

President.

Cashier.

Date of Charter: 4-18-1907

Began Business: 1907

RESOURCES:
Loans and Discounts............$ Certificates of Indebtedness and
Bonds and Stocks owned... Banking House and Lot..... Furniture and Fixtures...... Other Real Estate owned....... Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------Cash Items...... ------------------Overdrafts (If anY>----------------Advance on Cotton and other
Commodities. . . . . . . . -- . . . . - - - . Customers Liability on Letters of
Credit and Accevtances.... Profit and Loss............ Other Resources......-------------TotaL------------------------------$

82,120.47
1,000.00 2.167.00 3,091.49 15,096.89
10,151.12
none
246.51
none
none none none
409.38
114.282.86

LIABILITIES:
Cavital Stock.....$ survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid...-----------CCaesrthiifeiersd CChheecckkss.-.---.-.-.---.---.----.--.-.Demand DevositS-----------------Time Certificates of Deposit.. SaVings Devosits------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer.._C_u__s_t_o_m__e__r_s______.___._ Notes and Bills Rediscounted. Other Liabilities------------------

25,000.00 1,000.00 1,092.81
none none
66.00 194.38
none
40,452.29 17,144.31 2, 922.01
none
26,411.06
none none

TotaL------------------------------$ 114,282 .86

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE TOBACCO BELT TRUST COMPANY

Lakeland, Ga.

As called for by the Superintendent of Banks.

E. D. RIVERS,

GERTRUDE LILES,

President.

Cashier.

Date of Charter: 4-6-1927

Began Business: 3-25-1929

RESOURCES:

Loans and Discounts............$

none

Certificates of Indebtedness and

Bonds and Stocks owned...... 60,000.00

Banking House and Lot.........

none

Furniture and Fixtures............

none

Other Real Estate owned.......... 4,303.06

Cash in Vault and amounts due

from avvroved Reserve Agents..

none

Checks for Clearing and Due from

other Banks.................

none

COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._._._

none none

Advance on Cotton and other

Commodities......................

none

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss....................

none

Other Resources...................

none

----

TotaL..............................$ 64,303.06

LIABILITIES:
Cavital Stock..................$ Survlus Fun<L.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified Checks.------------------Demand Devosits---------------- Time Certificates of Devosit...... . Savings Devosits......------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable__ --------------------Notes and Bills Rediscounted..... Other Liabilities....................

50,000.00
none
10,616.35
none none none none none none none none none
3, 686.71
none none

Total..............................$ 64,303.06

THIRTEENTH ANNUAL REPORT

63

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

LAKE PARK BANK

Lake Park, Ga.

As called for by the Superintendent of Banks.

EWELL BROWN,

E. W. MASON,

President.

Cashier.

Date of Charter: 1-22-1906

Began Business: 3-1906

RESOURCES:

Loans and Discounts--------------$ 26,566.17

Certificates of Indebtedness and

Bonds and Stocks owned-------- 1.010.00

Banking House and Lot----------- 2,000.00

FOuthrneirtRureealaEndstFatiextouwrenes<--L-_-_-_-_-_-_-_-_--_

1.500.00 2, 645.86

Cash in Vault and amounts due

from avvroved Reserve Agents-- 8,913.31

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

15.50 none

AdCvoamncmeodoitniesC__o__t_to__n___a__n__d--o--t-h-e--r

none

CuCsrteodmiterasnLdiAabciclietvYtanocnesL..e_t_t_e_r_s___o_f

none

Profit and LosS---------------------

none

TOothtaeLr .R--e-s-o-u--r-c_e_s_-_-_-_-------------------------------.-$-

- -no-ne
42,650.84

l-IABILITIES:
Cavital Stock..----------------------$ Survlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DevositS-----------------Time Certificates of Devosit------Savings Devosits------------------LBeieltxltseePrcsuatoyefadbCfloreer_d_C_i_tu_sa_t_no_d_m_A_e_rc_sc__e___v___t__a__n__c___e_s__ Notes and Bills Rediscounted_____ Other LiabilitieS-------------------

15.000.00 3, 770.21
92.49 none none none 51.00 none 13,138.35 1,818.10 none none 8, 780.69 none none

TotaL.----------------------------.$ 42.650.84

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BRAND BANKING CO.

Lawrenceville, Ga.

As called for by the Superintendent of Banks.

C. H. BRAND,

G. C. MONTGOMERY,

President,

Cashier.

Date of Charter: 6-2-1905

Began Business: 7-17-1905

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e__d_-_-_-_-_-__--_ Furniture and Fixtures____________ Other Real Estate owned--------Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks_--------------------COavsehrdIrtaefmtss(-i-f--a-n-y-)--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmerosdiLtiiaebs-i-li-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and Accevtances --------Profit and Loss-------------------Other Resources-------------------
TotaL------------------------------$

323,010.50 85,460.24
none 2,800.00 27,326.85 121,496.69
none 7,257.67
422.01 8,184.25
none none 1.150.00 577,108.21

LIABILITIES:

Capital Stock----------------------$ SUunrdvilvuids eFduPnrdof-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds--------------------Due to Banks---------------------Dividends Unpaid----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits ----------------Time Certificates of Devosit -----Savings Deposits------------------Leetxteecrsutoefd Cforer dCitusatnodmAercsc_e_v__t_a_n_c__es_ Bills Payable ---------------------Notes and Bills Rediscounted--Other Liabilities ------------------

50,000.00 50,000.00 37,170.84 8,904.25
none none 190.24 none 190,654.90 none 240,187.98 none none none none

TotaL ______________________________$ 577,108.21

64

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF LENOX

Lenox, Ga.

As called for by the Superintendent of Banks.

J. D. ROBINSON,

R. E. SEARS,

President.

Cashier.

Date of Charter: 6-20-1907

Began Business: 6-25-1907

RESOURCES:
Loans and Discounts______________$ Certificates of Indebtedness and
Bonds and Stocks owned ------BFuanrnkiitnugreHaonudseFaixntdurLeos_t-_-_-__-_-_-_-_-_-_--_ Other Real Estate owned --------Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Advance on Cotton and other
Commodities--------------------Customers Liability on Letters of
Credit and Acceptances --------Profit and Loss -------------------Other Resources -------------------
TotaL. ------------------------ ____$

65,510.76 none
1,000.00 1,000.00
none 6,097.98
none none
9.31 none none none none 73, 618 .05

LIABILITIES:
Capital Stock ----------------------$
Surplus Fund --------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------Dividends Unpaid ----------------Cashiers Checks-------------------Certified Checks ------------------Demand Deposits ----------------Time Certificates of Deposit -----Savings DepositS------------------LeetxteercsutoefdCforer dCitusatnodmAercsc_e__p_t_a_n_c__es_ BNiolltsesPaanyadbBleill-s-R--e--d-i-s-c-o--u-n--t-e-d--------Other Liabilities ------------------

25,000.00 6,000.00 1,458.93
none none none 305.00 none 22.769.86 6,074.79 none none 12,000.16 none
9.31

TotaL------------------------------$ 73,618.05

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF LESLIE

Leslie, Ga.

As called for by the Superintendent of Banks.

E. L. WILSON,

W. T. ANDERSON,

President.

Cashier.

Date of Charter: 2-4-1905

Began Business: 1905

RESOURCES:

Loans and Discounts______________$ 94,568.50

Certificates of Indebtedness and

Bonds and Stocks owned-------

none

Banking House and Lot----------- 4, 700.00

Furniture and Fixtures------------ 3,000.00

Other Real Estate owned---------

none

Cash in Vault and amounts due

from approved Reserve Agents. 19,193.98

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

3.04 225.76 none

Advance on Cotton and other

Commodities---------------------

158.03

Customers Liability on Letters of

Credit and Acceptances ---------

none

Profit and Loss--------------------

none

Other Resources-------------------- - -n-on-e

Total. ___-_-----------_-------------.$ 121,849.31

LIABILITIES:
Capital Stock----------------------$ Surplus Fund --------------------Undivided Profits-----------------Reserve Funds --------------------Due to Banks---------------------Dividends Unpaid----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits ----------------Time Certificates of Deposit -----Savings Deposits------------------LeetxteecrsutoefdCfor er dCi tusatnodmAercsc_e_p__t_a_n_c__es_ BNiolltsesPaanyadbBleill-s-R--e--d-i-s-c-o--u-n--t-e-d--------Other Liabilities ------------------

25,000.00 25,000.00 2, 792.68
none none none 742.97 none 30,383.70 18,929.96 none none 19,000.00 none none

TotaL_---_-_------------------------$ 121,849.31

THIRTEENTH ANNUAL REPORT

65

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS STATE BANK

Lincolnton, Ga.

As called for by the Superintendent of Banks.

JAS. H. BOYKIN,

H. B. PITT,

President.

Cashier.

Date of Charter: 9-~6-1911

Began Business: 1~-Q-1911

RESOURCES:

Loans and Discounts-------------$ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Ba,nking House and Lot__________ _

76,404.86
17,684.50 1,450.00

FOUthrenritRureealaEndstFatiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due

800.00 4.400.00

from a:o:oroved Reserve Agents-- 26,927.82 Checks for Clearing and Due from

CaosthheItreBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvo,a=ncoediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none
304.93 225.39
8,895.89

Customers LiabilitY on Letters of Credit and Acce:otances.._________

none

Profit and Loss--------------------

none

Other Resources..-------------------- - -888-.67

TotaL------------------------------$ 137.982.06

LIABILITIES:
Ca:oital Stock.----------------------$ Sur:olus Fun<L-------------------- Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:oaid..----------------Cashiers Checks------------------- Certified Checks..------------------Dema.nd De:oositS-----------------Time Certificates of De:oosiL----Sa.vings De:oosl.ts------------------LeetxteecrsutoefdCforerdCituasntodmAercsc_e_:_o_t_a_n_c__es_ BillsPayable______________________ _ Notes and Bills Rediscounted,.___ _ Other LiabilitieS-------------------

25,000.00 15,000.00 2,000.00 2,277.74
none
2,000.00 175.48
none
50,324.33 41,204.51
none
none none none none

TotaL-------------------------------$ 137,982.06

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE PEOPLES BANK

Lithonia, Ga.

As called for by the Superintendent of Banks.

I. M. STARR,

I. M. STARR,

President.

Cashier.

Date of Charter: 8-26-1910

Began Business: 1910

RESOURCES:

Loans and Discounts--------------$ 47,011.69

CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ 31.241.07

Banking House and Lot----------- 7,500.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

1,500.00 1,815.00

Cash in Vault and amounts due

from a:o:oroved Reserve Agents.. 51,545.33

Checks for Clearing and Due from

other Banks---------------------- 2,136.88

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

Co=odities...--------------------

none

CuCsrteodmitearsnLdiAabcicleit:oYtaoncnesL..e_t_t_e_r_s___o_f

none

Profit and LosS---------------------
TOothtaeLr .R_e__s_o_u__r_c_e_s_._._-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.- $

none
- -no-ne
142,749.97

LIABILITIES:
Ca:oital Stock.__________________ ---.$ Sur:olus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Un:oaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand De:oositS-----------------Time Certificates of De:oosit------Savings De:oosits------------------Letters of Credit and Acce:otances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Redlscounted..---Other Liabilities-------------------

25,000.00 20.000.00 8,631.25
none none
1.000.00 197.15
none
50,552.37 29.822.40 7,546.80
none none none none

TotaL._----------------------------.$ 142.749.97

66

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF LULA

Lula, Ga.

As ca'led for by the Superintendent of Banks.

S B. CARTER,

E. F. WHITWORTH,

President.

Cashier.

Date of Charter: 12-4-1904

Began Business: 12-4-1904

RESOURCES:

CLoeratnifsicaantdesDoifscIonudnetbst-e--d-n-e--s-s--a--n-d-$ 7,138.56

Bonds and Stocks owned..------Banking House and Lot----------FouthrneirtRureealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_
Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from other Banks----------------------
Cash Items..------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-tY---o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances.........

4,000.00 2,556.16 3,494.25 1,968.05 10,467.34
none 57.41 none 4,321.46 none

Profit and Loss.--------------------

none

Other Resources.------------------_ _ _n_o_n_e

TotaL......__ . _____________________ .$ 34,003.23

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------CDaivsihdieenrsdCs Uhencpkasi.<..L.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Certified Checks-------------------Demand D;eposits.-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer._C__u__s_t_o_m__e_r_s__.____._.__.__ Notes and Bills Rediscounted... Other LiabilitieS-------------------

15,000.00 1,000.00
920.38 none none none
8.74 none 16.439.11 635.00 none none none none none

Total-------------------------------$ 34,003.23

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS STATE BANK

Lumpkin, Ga.

As called for by the Superintendent of Banks.

E. L. CARTER,

A. T. FORT,

President.

Cashier.

Date of Charter: 1Q-21-1911

Began Business: 12-1911

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.... Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieaSb-i-li-t-Y---o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances.... Profit and LOSS--------------------Other Resources..------------------
Total----------------------------$

86,107.53 40,813.03 6,000.00 6,853.80 5,326.75 23,742.54 1,891.54
460.22 none 10,164.56 none none none 181,359.97

LIABILITIES:
Capital Stock.---------------------$ Surplus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeoositS----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanydabBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.---.Other Liabilities...------------------

28,000.00 12,000.00 10,115.33
none none none 114.53 none 87,156.15 17.315.65 5,059.20 none 15,749.11 5,850.00 none

Total--------------------------------$ 181,359.97

THIRTEENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

LUTHERSVILLE BANKING CO.

Luthersville, Ga.

As called for by the Superintendent of Banks.

E. C. NORRIS,

L. W. McKOON,

President.

Cashier.

Date of Charter: 8-11-1905

Began Business: 8-3-1906

RESOURCES:
Loans and Discormts--------------$ CeBrotinfidcsaatensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot___________ FouthrneirtRureealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amormts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsroteomdmmiteoarsdniLdtiieAasbc.i.c-lel-it->Y-t-a-on-c-n-e-sL-..-e_-t_-t_-e_-_r-_s-_-_o--_f Profit and Loss....----------------Other Resources..-------------------
TotaL-------------------------------$

31,600.10 none
1, 700.00 850.00
10,582.61 3, 921.43
none none 134.13 970.16 none none none 49,758.43

LIABILITIES:
Cai>ital Stock.----------------------$ Suri>IUS FWl<L--------------------UndiVided Profits-----------------Reserve Frmds---------------------Due to Banks..---------------------DiVidends UnPaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits-----------------Time Certificates of Deposit------SaVings Dei>osits------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscormted.___ _ Other Liabilities...------------------

25,000.00 6,347.14
none 451.54 none none 39.96 none 11,759.49 1,174.39 none none 4,985.91 none none

Total--------------------------------$ 49,758.43

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE MERCHANTS & CITIZENS BANK

McRae, Ga.

As called for by the Superintendent of Banks.

0. F. McRAE,

0. F. McRAE,

President.

Cashier.

Date of Charter: 3-28-1929

Began Business: 2-23-1929

RESOURCES:

Loan~ and Discormts-------------$ 136,058.24 Certificates of Indebtedness and

Bonds and Stocks owned.------- 1.395.61

Banking House and Lot----------- 7,000.00

Furniture and FixtUres------------ 3,000.00

Other Real Estate owned.--------- 24,531.98

Cash in VaUlt and amormts due

from ai>I>roved Reserve Agents.. 24,577.89

Checks for Clearing and Due from

other Banks----------------------

321.64

Cash Items..-------------------------

710.20

Overdrafts (if anYl-----------------

30.02

Advance on Cotton and other

Commodities..--------------------- 3, 733.25

Customers LiabilitY on Letters of

Credit and Acceptances.---------

none

- - - - Profit and LOSS---------------------
Other Resources..-------------------

none none

TotaL------------------------------$ 201, 358.33

LIABILITIES:
Cai>ital Stock.----------------------$ surolus Frmd---------------------UndiVided Profits-----------------Reserve Frmds---------------------Due to Banks..---------------------DiVidends Uni>aid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeiic>aotesistSo-f-D--e--i>--o-s-i-t-_-_-_-__-_--_ LSaeVttienrgssoDf eCi>reodsiitts.a-n--d--A--c-c-e-p--t-a-n-c-e--s
executed for Customers---------BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o-r-m--t-e-d--.-__-_--_ Other Liabilities-------------------

50,000.00 10,000.00 1, 701.19
none none none 1,117.90 none 73,066.20 16,775.94 none none 48,697.60 none none

TotaL_______ -----------------------$ 201,358 .83

68

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITY BANK & TRUST CO.

Macon, Ga.

As called for by the Superintendent of Banks.

T. RAD TURNER,

GUYTON G. ABNEY,

President.

Cashier.

Date of Charter: 6-29--1931

Began Business: 7-2-1931

RESOURCES:

Loans and Discounts.....$ Certificates of Indebtedness and
Bonds and Stocks owned.... Banking House and Lot..... Furniture and FixtUres......... Other Real Estate owned........ Cash in Vault and amounts due
from api>roved Reserve .Agents. Checks for Clearing and Due from
other Banks.--------------------Cash Items............... Overdrafts (if anY>----------------Advance on Cotton and other
Commodities............... Customers Liability on Letters of
Credit and Acceptances....... Profit and Loss............ Other Resources..............

706,983.85 184,142.05 39,200.00
4,640.00 62,151.79 278,644.97
188.30 2,985.17
none none none none 6,558.41

TotaL.............$ 1,285,494.54

LIABILITIES:

Cai>ital Stock........$ Suri>lUS Fund....... Undivided Profits..... Reserve Funds............ Due to Banks......... Dividends Uwaid........... Cashiers Checks.------------------Certified Checks-------------------Demand Dei>osits................ Time Certificates of Dei>osit.... Savings Deposits------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_._.__.______
Notes and Bills Rediscounted.. Other LiabilitieS-------------------

110,000.00 50,000.00 15,887.04
none 96,454.37
35.00 15,982.39
11.25 233,281.17 668,905.67 94,937.65
none none none none

TotaL.......... ----- ......$ 1, 285,494.54

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

MACON SAVINGS BANK

Macon, Ga.

As called for by the Superintendent of Banks.

JESSE B. HART,

C. C. CUNNINGHAM,

President.

Cashier.

Date of Charter: 3-4-1874

Began Business: 1-18-1875

RESOURCES:

Loans and Discounts........$ Certificates of Indebtedness and
Bonds and Stocks owned Banking House and Lot..... Furniture and FixtUres....... Other Real Estate owned......... Cash in vault and amounts due
from ai>I>roved Reserve .Agents. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f..a.ny)___._.________._.__.__ Advance on Cotton and other
Commodities................... Customers Liability on Letters of
Credit and Accei>tances...... Profit and Loss........... Other Resources.....
Total......... __ .... __ .$

445,416.07 153,413.02 49,000.00
6,644.40 43,152.72 32,294.61
none none none none none none 13,777.48 743,698.30

LIABILITIES:

Cai>1ta1 Stock...........$ Suri>lUS Fund........... Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------Dividends Uni>aid........... Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits......... Time Certificates of Deposit.. Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloe_r_C__u_s_t_o__m__e_r_s_.______.__._.
Notes and Bills Rediscounted..... Other LiabilitieS-------------------

50,000.00 50,000.00 4,031.14 58,291.10
none 750.00 1,572.96 none none 77,014.98 427,928.52 none 74,0!19 .89 none
9.71

Total.......... ------- ......$ 743, 698.30

THIRTEENTH ANNUAL REPORT

69

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF MADISON

Madison, Ga.

As called for by the Superintendent of Banks.

W. P. BEARDEN,

E. G. ATKINSON,

President.

Cashier.

Date of Charter: 12-26-1888

Began Business: 1-1-1890

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextoUwrneesd-.-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from avvroved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBlllaSn--k-s_._.--------------__-_--------------_-_-__--_ Overdrafts (if anYl----------------Advance on Cotton and other
Commodities..--------------------CuCsrteodmiterasnLdiAabciclietvYtaonnceLs_e_t_t_e_r_s__o_ _f
Profit and LOSS..-------------------Other Resources..-------------------
TotaL---- __ ------------------ _______$

115,980.88 lll,OOO .11
7,500.00 2,141.95 32,880.71 14,179.21 2,568.50
none 152.55 6,062.16 none none none 292, 466 .07

LIABILITIES:

Cavital Stock-----------------------$ surv1us Fund..---------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidtoenBdsanUklsll.l.a-i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeivcoatseistSo-f--D--e-v--o-s-i-t-.-_-__-_-_--_ Savings Devosits---------- _-------LeetxteecrsutoefdCforerdCitUasntodmAercsc_e_v__t_a_n_c__es_ Bills PayablEL--------------------- Notes and Bills Rediscounted... Other Liabilities-------------------

100,000.00 25,000.00
602.06 50,000.00
none none 406.00 none 63,349.34 11.327.35 41.781.32 none none none none

TotaL------------------------------$ 292,466.07

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF MANCHESTER

Manchester, Ga.

As called for by the Superintendent of Banks.

C. V. TRUITT,

L. M. BRADFORD,

President.

Cashier.

Date of Charter: 1-28-1910

Began Business: 2-2-1910

RESOURCES:

Loans and Discounts--------------$ 190,442.20

CeBrtoinfidcsataensdoSf toIncdkesbotwednende.s._s__a__n_d_ Banking House and Lot_________ }

93,767.79 8, 938.88

FOuthrneirtRureealaEndstaFtiextouwrenSed--..-_-_-_-_-_-_-_-_ _ 3,280.63

Cash in Vault and amounts due

from avvroved Reserve Agents-_ 97,801.26

Checks for Clearing and Due from

other Banks---------------------Cash ItelllS--- __ --------------------Overdrafts (if anYl----------------AdCvoamncmeodoitnies.C..o. _t_t.o_n__ .a--n-d____o_t_h__e.r

481.25 8, 930.67
588.01 500.00

Customers LiabilitY on Letters of

- - - - Credit and Accevtances. ---------
Profit and LoSS..-------------------Other Resources..-------------------

none none none

TotaL-------------------------------$ 404,730.64

LIABILITIES:

Cavital Stock-----------------------$ survlus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidtoenBdasnkUs.n.l-l-a-id--..---~----.---.-.-_-_-_-_-_ Cashiers Checks-------------------Certified Checks..------------------DTiemmeaCnderDtifeivcoatseitsSo-f--D--e-v--o-s-i-t-.-__-_-_-_--_ Savings Devosits------------------Letters of Credit and Accevtances
executed for Customers---------Bills Payable.---------------------Notes and Bills Rediscounted... Other LiabilitieS-------------------

50.000.00 50,000.00 34,629.46 15,582.93
none 4,000.00 1,579.70
none 147,571 .21 14,412.56 86,954.78
none none none none

Total-------------------------------$ 404,730.64

70

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

MERCHANTS & FARMERS BANK

Marietta, Ga.

As called for by the Superintendent of Banks.

G. F. HAGOOD,

J. D. CORN,

President.

Cashier.

Date of Charter: 6-15-1911

Began Business: 7-15-1911

RESOURCES:

LOans and Discounts--------------$ 119,300.59

Certificates of Indebtedness and

Bonds and Stocks owned... 46,550.50

Banking House and Lot----------- 30,000.00 Furniture and FixtUres....... 5,000.00

Other Real Estate owned...... 31,779.26

Cash in Vault and amounts due

from avvroved Reserve Agents.. 27,213.92

Checks for Clearing and Due from

other Banks.--------------------Cash Items.------------------------Overdrafts (If anY>----------------Advance on Cotton and other

1,277.25 164.62 none

CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

none

Credit and Accevtances...

none

Profit and LOss........

none

Other Resources..------------------- - -no-ne

TotaL------------------------------$ 261, 286.14

LIABILITIES:
Cavital Stock._.____________________$ SU!"Il1US Fund......... Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv.a.-i-d-.--------- Cashiers Checks Certified Checks..... Demand Devosits........ Time Certificates of Devosit... LSaevttienrgssoDf eCvroesdiittsa-n--d--A--ccev--ta--n-c-e--s BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s__________. Notes and Bills Rediscounted.. Other Liabilities.....

50,000.00 8,500.00 3,175.24
none none none 349.48 202.87 121,480.39 700.00 51,989.41 none 20,000.00 4,888.75 none

TotaL------------------------------$ 261,286.14

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE CITIZENS BANK

Marshallville, Ga.

As called for by the Superintendent of Banks.

C. C. HASLAM,

C. C. HASLAM,

President.

Cashier.

Date of Charter: 12-24-1906

Began Business: 1-1-1907

RESOURCES:

LOans and Discounts........$ 85,068.07

Certificates of Indebtedness and

Bonds and Stocks owned... 12,100.00

Banking House and Lot.... 3,930.00

Furniture and FixtUres 1,515.00

Other Real Estate owned....... 8,395.74

Cash in Vault and amounts due

from avvroved Reserve Agents. 8,500.40

Checks for Clearing and Due from

other Banks..

90.17

Cash Items........

none

Overdrafts (If any)

74.73

Advance on Cotton and other

Commodities .......

none

Customers Liability on Letters of

Credit and Accevtances...

none

Profit and Loss..

none

Other Resources ......

764.34

----

Total .$ 120,438.45

LIABILITIES:
Ca.vital Stock..$ SUl"IllUS Fund... Undivided Profits.. Reserve Funds... Due to Banks... Dividends Unvaid.... Cashiers Checks. Certified Checks.... Demand DevositS..----------------Time Certificates of Devosit.. ----SaVIngs Devosits------------------Letters of Credit and Accevtances
executed for Customers.. Bills Payable...... Notes and Bills Rediscounted.. Other Liabilities-------------------

18,000.00 30,000.00 13,400.86
none none 1,800.00 99.75 none 24,887.21 621.09 26,629.54 none
~.000.00
none none

Total....$ 120, 438.45

THIRTEENTH ANNUAL REPORT

71

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

GEORGIA BANKING COMPANY

Marshallville, Ga.

As called for by the Superintendent of Banks.

J. C. WALKER,

C. W. KINMAN,

President.

Cashier.

Date of Charter~ 9-19-1910

Began Business: 9-~7-1910

RESOURCES:

Loans and Discounts--------------$ 51,648.39

CeBrotinfidcsataensdoSftoInckdsebotwednneeds..s__a__n_d_

none

BFOiatlhnrnekriitnRugreeaHlaoEnudssteaFtaiexntodUwLrenosetd-."-.----------------------------

2,400.00 1,800.00 11,826.80

Cash in Vault and amounts due

from a:o:oroved Reserve Agents-- 4,941.76

Checks for Clearing and Due from

other Banks----------------------

23.00

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

Commodities....--------------- ___ -

none

Customers Liability on Letters of

Credit and Accei>tances.---------

none

Profit and LosS.--------------------

none

- - - - Other ResourceS--------------------

292.20

TotaL______________________________$ 72,931.65

LIABILITIES:
Ca:oita1 Stock.----------------------$ SUri>lus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Un:oai<L----------------Cashiers Checks-------------------Certified Checks..------------------Demand De:oosits-----------------Time Certificates of De:oosit.-----Savings De:oosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_:_o_t_a_n_c__es_ BNiolltessPaaYndabBl4ilLls--R--e--d-i-s-c-o-u--n-t-e-d--.-.--Other Liabilities..-------------------

30,000.00 6,000.00
441.30
none none none
802.06
none
11,422.93
none
19,765.36
none
4,500.00
none none

TotaL-------------------------------$ 72,931.65

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF MEANSVILLE

Meansville, Ga.

As called for by the Superintendent of Banks.

U. L. TAYLOR,

H. G. LANGFORD,

President.

Cashier.

Date of Charter: 3-1-19Il

Began Business: 4-1-19Il

RESOURCES:

Loans and Discounts--------------$ 99,275.78

Certificates of Indebtedness and

Bonds and Stocks owned. 1,043.30

FBOUathnrenkriitnRugreeaHlaoEnudssteFataiexntodUwrLenoestd----.-_--_--_--_--_--_--_--_----_

1, 750.00 2,250.00 4,710.73

Cash in Vault and amounts due

from a:o:oroved Reserve Agents. 7,103.77

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

.Advance on Cotton and other

CuCsotommmeordsitLieisa.b.i.li-ty---o-n--L--e-t-t-e-r-s--o--f

5,665.21

Credit and Acce:otances..........

none

- - - - Profit and LOSS.-------------------
Other Resources.-------------------

none none

Total--------------------------------$ 121,798.79

LIABILITIES:
Ca:oital Stock.----------------------$ SUunrid>ilvUiSdeFduPnr<ofLit-s-.-----. Reserve Funds---------------------Due to BankS----------------------Dividends Un:oai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand De:oositS....----------------Time Certificates of De:oosit. LSaevttienrgssoDf eC:oreodsiittsa-n--d--A--c-c--e-p-t-a--n-c-e--s
executed for Ou<stomers. BNiolltessPaanYdabBliel-ls--R--e-d--i-s-c-o-u--n-t-e-d--.---.Other LiabilitieS-------------------

25,000.00 10,000.00 1,410.07 1,500.00
none none
53.96
none
24,945.84 18,014.42 23,776.49
none
12,098.01 5,000.00
none

Total--------------------------------$ 121,798.79

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF MEIGS

Meigs, Ga.

As called for by the Superintendent of Banks.

DUNCAN BICKLEY, President.

----------------------------Cashier.

Date of Charter: 5-8-1903

Began Business: 6-1903

RESOURCES:

Loans and Discounts...$ 115,603.11

Certificates of Indebtedness and

BFuaBrnonkniitdnusgraeHnaodnudSsetFoaicxnktUds orLewosnt--e--d---.-.--.----.--.-------.
Other Real Estate ownecL--------Oash in Vault and amounts due

none 5, 725.00 2,813.50 20,168.35

from avvroved Reserve Agents 34,453.13

Checks for Clearing and Due from

other Banks---------------------Cash Items..------------------------Overdrafts (if a.IlYl----------------Advance on Cotton and other

602.32 41.00 37.97

CCusotmommeordsiLtiieasb..i-l-i-t-y--o--n--L-e--t-t-e-r-s--o--f

none

Credit and Accevtances.

none

Profit and Loss...

none

- - - - Other Resources..

974.38

Total--------------------------------S 180, 418.76

LIABILITIES:
Cavital Stock----------------------S 8urD1us Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Uwaid.----------------CCearsthiifeiersd CChheecckkss..--.----------------.--
TDiemmeaCnedrDtifeivcoatseitsso..t--D--e-v--o-s-i-t-.------
Savings Devosits------------------ Letters of Credit and Accevtances
executed for Customers Bills Payable.......... Notes and Bills Rediscounted. Other Liabilities...------------------

75,000.00 19,519.01
none none none none 801.74 none 35,623.65 49,474.36 none none none none none

Total.-------------------------$ 180,418.76

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF MILAN

Milan, Ga.

As called for by the Superintendent of Banks.

J. M. COOK,

D. R. NEWTON,

President.

Cashier.

Date of Charter: 12-5-1906

Began Business: 1906

RESOURCES:

Loans and Discounts..$ 39,112.51

Certificates of Indebtedness and

Bonds and Stocks owned.

none

Banking House and Lot----------- 11,564.00

Furniture and Fixtures 2,800.00

Other Real Estate owned... 10,036.59

Cash in Vault and amounts due

from avvroved Reserve Agents 11,499.07

Checks for Clearing and Due from

other Banks.--------------------

none

Cash Items..--------------------- Overdrafts (if anYl-----------------

none none

Advance on Cotton and other

Commodities..---------------------

68.85

Customers Liability on Letters of

Credit and AccevtanOOS--------

none

- - - - - Profit and LOSS.-------------------
Other Resources.-------------------

695.89 none

Total------------------------$ 75,776.91

LIABILITIES l
Cavital Stock.----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkws..a--i-d-.-----------------CCearsthifieierds CChheecckkss..-------------------Demand Devosits..----------------Time Certificates of Devosit. Savings Devosits------------------Letters of Credit and Acceptances
executed for Customers Bills Payable...--------------------Notes and Bills Rediscounted. Other Liabilities...

30,000.00 1,200.00
58.79 none none none 628.45 none 11,760.84 19,609.42 none none 12,519.41 none none

TotaL------------------------$ 75,776.91

THIRTEENTH ANNUAL REPORT

73

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

EXCHANGE BANK

Milledgeville, Ga.

As called for by the Superintendent of Banks.

OTTO M. CONN,

H. G. BANKS,

President.

Cashier.

Date of Charter: 5-2Q-1903

Began Business: 6-1903

RESOURCES:

Loans and Discounts--------------$ 438,965.28 Certificates of Indebtedness and

Bonds and Stocks owned.------- 79,346.65

Banking House and Lot-----------

none

Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from

1,395.61 24,917.84 65,861.27

other Banks---------------------- 6,982.32

Cash Items------------------------AOdvveardncraeftson(if aCnoYttlo--n---a-n--d---o--t-h-e--r

243.45 1,630.42

CuCsotommmeorsdiLtiieaSb-i-l-i-ty---o--n--L--e-t-t-e-r-s--o--f Credit and Accevtances_________

907.89 none

Profit and Loss.--------------------

none

Other Resources.-------------------___1._0_23_._22

Total--------------------------------$ 621,273.95

LIABILITIES:

Cavital Stock.----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnvaicL----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Devosit------Savtngg Devosits------------------Letters of Credit and Accevtances
executed for Customers---------Bills Payable...--------------------Notes and Bills Rediscounted.---Other Liabilities..------------------

100,000.00 75,000.00 21,836.27
none none 508.00 1,368.17 none 200,489.83 222,071.68 none none none none none

Total--------------------------------$ 621,273.95

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE MERCHANTS & FARMERS BANK

Milledgeville, Ga.

As called for by the Superintendent of Banks.

MARION H. ALLEN,

L. C. HALL,

President.

Cashier.

Date of Charter: 3-22-1898

Began Business: 1898

RESOURCES:

Loans and Discounts--------------$ 304,644.94

Certificates of Indebtedness and

Bonds and Stocks owned.------- 8,500.00

Banking House and Lot----------- 8,520.00

Furniture and Fixtures------------ 5,109.64

Other Real Estate owned.--------- 43,743.08

Cash in Vault and amounts due

from avvroved Reserve Agents. 51,772.31

Checks for Clearing and Due from

other Banks---------------------- 1,469.03

Cash Items--------------------------

24.93

Overdrafts (if anYl----------------- 1,069.67

Advance on Cotton and other

CommoditieS----------------------

none

CUstomers Liability on Letters of

Credit and Accevtances.---------

none

Profit and LoSS---------------------

none

Other Resources.-------------------_ _ _n_o_n_e

Total--------------------------------$ 424,853.60

LIABILITIES:

Cavital Stock.----------------------$ Survlus FuncL---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UwaicL----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Dewsits-----------------Time Certificates of Devosit------Savings Devosits------------------LeetxteecrsutoefdCforerdCitUasntodmAercsc_e_v__t_a_n_c_e_s_ BNioltlessPaanyadbBleil.l.s--R--e-d--i-s-c-o-u--n-t-e-d--.-------Other Liabilities..------------------

8800,,000000..0o0o
17,456.78 7,403.44
none none 254.69 none 104,699.59 135,039.10 none none none none none

Total--------------------------------$ 424, 853.60

74

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE MILLEDGEVILLE BANKING COMPANY

Milledgeville, Ga.

As called for by the Superintendent of Banks.

MILLERS. BELL,

MILLER R. BELL,

President.

Asst. Cashier.

Date of Charter: 9-13-1874

Began Business: ll-13-1884

RESOURCES:

Loans and Discounts--------------$ 636,262.78

Certificates of Indebtedness and

Bonds and Stocks owned. 75,000.00

Banking House and Lot.. 2, 777.87

Furniture and FixtUres.

1.00

Other Real Estate owned.... 22,859.00

Cash in Vault and amounts due

from a:o:oroved Reserve Agents. 294,969.71

Checks for Clearing and Due from

other Banks. 4,846.17

COavsehrdIrtaefmts

s.-
(if

-a-n-y--)...--

none 339.74

Advance on Cotton and other

Commodities.--------------

none

Oustomers LiabllitY on Letters of

Credit and Acce:otances.

none

Profit and Loss....

none

Other - Resources...... - -n-on-e

Total.$ 1,037,056.27

LIABILITIES:

Ca:oita1 Stock.$ SUrD1us Fund... UndiVided Profits Reserve Funds. Due to Banks...... DiVidends Un:oaid.. Cashiers Checks.. Certified Checks... Demand De:oosits.... Time Certificates of De:oosit.. Savings De:oosits.... Letters of Credit and Acce:otances
executed for CUstomers Bills Payable........ Notes and Bills Rediscounted. Other Liabilities... _.

50,000.00 100,000.00 40,186.40 17,500.00
none 726.00 4,413.36 none 824,230.51 none none none none none none

Total-------------$ 1,037,056.27

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF MILLEN

Millen, Ga.

As called for by the Superintendent of Banks.

J.P. APPLEWHITE,

W. H. SHEPPARD, JR.,

President,

Cashier.

Date of Charter: 1-4-1893

Began Business: 3-1-1893

RESOURCES:

Loans and Discounts.$ 227,294.78

Certificates of Indebtedness and Bonds and Stocks owned. 19,608.29

Banking House and Lot. 15,000.00

FOuthrneirtRureealaEndstFatiexotUwrneesd-.--..

4, 750.00 16,089.07

Cash in Vault and amounts due

from a:ovroved Reserve Agents 86,502.83

Checks for Clearing and Due from other Banks--

2,869.34

COavsehrdIrtaefmts s(.if--a-ny-)-

none none

Advance on Cotton and other

CuCsotommmerosdLitiiaebsi.l.i-t-y-on-Le--tt-erso-f

28.19

CreditandAcce:otances..........

none

Profit and Loss.--------------------

none

Other Resources -------------------_ _ _n_o_n_e

Total.----.-------------------------$ 372,142.50

LIABILITIES:

Ca:oital Stock..$ SUl'DlUS Fund. UndiVided Profits Reserve Funds Due to Banks. _. Dividends Unvaid. Cashiers Checks Certified Checks. Demand De:oosits--- Time Certificates of De:oosit.. Savings De:oosits Letters of Credit and Acoevtances
executed for Customers Bills Payable. Notes and Bills Rediscounted. Other Liabilities..

50,000.00 50,000.00 8,317.85
none none none 387.95 none 131,896.23 none 131,540.47 none none none none

TotaL----------------------------$ 372,142 .50

THIRTEENTH ANNUAL REPORT

75

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF MOLENA

Molena, Ga.

As called for by the Superintendent of Banks.

W. 0. JORDAN,

R. H. FLETCHER,

President.

Cashier.

Date of Charter: 1Q-7-1901

Began Business: 3-1899

RESOURCES:

Loans and Discounts....$ 33,602.00

Certificates of Indebtedness and

Bonds and Stocks owned.

none

Banking House and Lot l, 700.00

FUrniture and FixtUres.. 2,400.00

Other Real Estate owned.... 2,615.00

Cash tn Vault and amounts due

from aDDroVed Reserve Agents 4,940.97

Checks for Clearing and Due from

other Banks.

none

Cash Items......

15.14

Overdrafts (if any)..

6.32

Advance on Cotton and other

Commodities........... 6,527.84

Customers Liability on Letters of

Credit and AcceDtances...........

none

Profit and Loss......................

none

Other Resources.....................

527.33

----

TotaL....$ 52,534.60

LIABILITIES:
CaDital Stock.$ Surolus Fund... Undivided Profits. Reserve Funds Due to Banks.. Dividends Unpaid. Cashiers Checks Certified Checks.. Demand Dosits... Time Certificates of DeDosit.. Savings Deposits. Letters of Credit and AcceDtances
executed for Customers Bills Payable... Notes and Bills Rediscounted. Other Liabilities...

15,000.00 1,000.00
430.91 none none none
2.85 none 6,837.18 21,185.36 none none 8,078.30 none none

Total---------------$ 52,534.60

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF MONROE

Monroe, Ga.

As called for by the Superintendent of Banks.

J. R. RADFORD,

J. P. ADAMS,

President.

Cashier.

Date of Charter: 12-SQ-1890

Began Business: 4-2-1891

RESOURCES:

Loans and Discounts...$ Certificates of Indebtedness and
Bonds and Stocks owned Banking House and Lot Furniture and Fixtures. Other Real Estate owned.......... Cash tn vault and amounts due
from aDDroved Reserve Agents Checks for Clearing and Due from CaosthheIrteBmas.n.ks---------- Overdrafts (if any)..... Advance on Cotton and other
Commodities... . . . . . . . . . . . . . . . . . . . . Customers Liability on Letters of
Credit and ACC81>tances... Profit and Loss.. Other Resources..

261,047.38 100,640.00
9,000.00 2,500.00 40,581.55 65,471.53 1,059.96
none none 9,530.13 none none 67,900.00

TotaL.$ 557,780.55

LIABILITIES:

CaDita1 Stock.$ Suro1us Fund... RUensdeirvviedFedunPdrosfits-----------.-------
DDiuveidtoenBdsanUknsD.a.-id--..-- CCaesrthiifeiersd CChheecckkss.---.------- Demand D8l>OSits................... Time Certificates of DeDosit. Savings Deposits................... Letters of Credit and ACCel)tances
executed for Customers Bills Pa.Y'ab1e... Notes and Bills Rediscounted. Other Liabilities-

150,000.00 75,000.00 21,488.80 16,300.00
none 18.00 222.42 52.33 187,827.39 18,759.44 20,212.17 none none none 67,900.00

Total$ 557,780.55

76

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE FARMERS BANK

Monroe, Ga.

As called for by the Superintendent of Banks.

J. M. NOWELL,

C. R. BRADFORD,

President.

Cashier.

Date of Charter: 12-2-1905

Began Business: 1-1-1906

RESOURCES:

LOans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..-------
BFOuathrnnekiritnuRgreeaHlaoEnudssteFataiexntodUwrLenOesdt---.--.---------------------------
Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss.(.i.f-a--n-y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsroteomdmmiteorasdniLdtiieAasbc.ic-l-ei-tpY-t-a-no--cn-e-sL-.-.e_-t_-t_-e_-r_-s_-_-_o--_f Profit and LOsS--------------------Other Resources..-------------------
TotaL-------------------------------S

131.110.65
138,992.70
none
3,676.00 16,587.87
94,465.54
779.54 44.13
none none none none
10,764.00
396,420 .43

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Fund.<~---------------------Due to Banks.--------------------Dividends Unvaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Depo<;itS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e.-s BNiolltessPaanyadbBlei.ll-s-R--e--d-i-s-c-o-u--n-t-e-d--.-.--Other Liabilities-------------------

100,000.00 30,000.00 1,566.23
none none none
224.50 52.75 173,516.91 16,506.40 66,453.64
none none none
8,100.00

TotaL------------------------------S 396,420.43

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE CITIZENS BANK

Morven, Ga.

As called for by the Superintendent of Banks.

R. C. LESTER, SR.,

B. T. HARRIS,

President.

Cashier.

Date of Charter: 2-12-1927

Began Business: 2-21-1927

RESOURCES:

LOans and Discounts--------------S 23,535.2'7

Certificates of Indebtedness and

Bonds and Stocks_owned..-------

none

Banking House and Lot----------- 1,000.00

Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due

1,880.00
none

from approved Reserve Agents. 1, 911.13

Checks for Clearing and Due from

other Banks.---------------------

218.36

COavsehrdIrtaefmtss(.i.f..a.n-y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__--_

18.95 57.30

Advance on Cotton and other

CuCCsorteomdmmiteoradsniLtdieiAasb.c.ic.le-i-pty-t-a-no-cn-e-sL-...e-_-t_t-_e-_r-_s_-_-o_--_f

97.44
none

Profit and LOSS---------------------

363.78

Other - Resources..------------------- - -no-ne

Total------------------------------S 29,082 .23

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds----------------------
DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
=sCashiers Checks--------------------
Certified Checks.------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-.-..----.-
executcePdr~f~o~riiCiuiCsitoi\mOeOirsii__i_i_a_i_i_c_e_s_
Bills Payable____ ------------------Notes and Bills Rediscounted... Other Liabilities-------------------

15,000.00
none none none none none
47.76
none
5, 512.40 2,822.13
9.93
none
5,690.01
none none

TotaL-------------------------------S 29,082.23

THIRTEENTH ANNUAL REPORT

77

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

MOULTRIE BANKING CO.

Moultrie, Ga.

As called for by the Superintendent of Banks.

W. C. VEREEN,

M. L. LEE,

President.

Cashier.

Date of Charter: 7-8-1896

Began Business: 1896

RESOURCES:

Loans and Discounts--------------$ 1,483,026.89 Certificates of Indebtedness and

Bonds and Stocks owned........ 165,154.56

Banking House and Lot----------- 68,033.40

FOUthrneritRureealaEndstFatiextouwrneesd-.-_-_-_-_-_--_-_-_-_-

5, 862.70 37,259.88

Cash in Vault and amounts due

from approved Reserve Agents.. 304,142.29

ChoethcekrsBfoanr kCsl-e.a,_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items..________________________ _ Overdrafts (If any) _________________

10,976.34 15,418.70
376.46

Advance on Cotton and other

CuCsotmommeordsitLieisa.b..i.l-i-t-y--o-n---L-e--tt-e--r-s-o--f Cl'!edit and Acceptances.._________

2,549.30
none

Profit and LOSS..--------------------

none

Other Resources..-------------------

none

Totai--------------------------------$ 2, 092, BOO .52

LIABILITIES:

Capital Stock.----------------------$ Survlus Fun<L--------------------Undivided Profits.----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p-o--s-i-t.-.-.---.-.-
~~o9~~san'dA.creiifaiices
executed for Customers---------Bills Pa.va.ble____ . -----------------Notes and Bills Rediscounted... Other LiabilitieS-------------------

200,000.00 300,000.00 22,538.87
none none none
5. 591.26 694.00
759,122.22 544,254.07 260.600.10
none none none none

TotaL------------------------------$ 2.092, 800.52

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE MOUNT VERNON BANK

Mount Vernon, Ga.

As called for by the Superintendent of Banks.

D. A. McRAE,

W. A. PETERSON.

President.

Cashier.

Date of Charter: 1~-~1-1900

Began Business: 1-~4-1901

RESOURCES:

Loans and Discounts--------------$ 107,028.32

Certificates of Indebtedness and

Bonds and Stocks owned........ 49,317.10

Banking House and Lot----------- 3,114.63

FOuthrneirtRureealaEnsdtaFtiextouwrense-d--..-_-_-_-_-_-_-_--_

1,387.69 12.098.18

Cash in Vault and amounts due

from approved Reserve Agents.. 36,884.15

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrteamftss..(.i.f-a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
14.35

AdCvoamnmceodoitniesC.._o_t_t_o__n___a_n__d____o_t_h__er_ 2,950.73

CuCsrteodmitearsnLdiAabcicleiptytaonnceLs_e_t_t_e_r_s___o_f

none

Profit and LOSS---------------------

none

- - - - Other Resources..-------------------

173.61

Tota.I--- ---.-------------------------$ 213,418.76

LIABILITIES:
Capital Stock.______________________$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------CDaivsihdieenrsdsCUhencpkasi_<__L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..__________________ _ Demand Deposits-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.--------Bills Payable________ --------------Notes and Bills Rediscounted..... Other Liabilities...-----------------

15.000.00 45,000.00 3, 703.03 4, 567.38
none none
383.32
none
51,237.05 71,167.27 21.910.71
none none none none

TotaL------------------------- _____$ 213,418.76

78

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE UNITED BANKING CO.

Nashville, Ga.

As called for by the Superintendent of Banks.

P. H. ASKEW,

P. L. HOWARD,

President.

Cashier.

Date of Charter: 7-1Q--1924

Began Business: 7-15-1924

RESOURCES:

Loans and Discounts--------------$ 75,036.79 Certificates of Indebtedness and

Bonds and Stocks owned.------- 10,000.00

Banking House and Lot----------- 4,000.00

Furniture and Fixtures------------ 2,500.00

Other Real Estate owned.---------

260.77

Cash in Vault and amounts due

from approved Reserve Agents.. 19,060.70

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss(-i-f-a--n-y--)-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

14.02
none none

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb..i-l-i-t-y--o-n---L--e-t-t-e-r-s--o--f

4,148.50

Credit and Accei>tanceS.---------

none

Profit Other

and LOSS---------------------
Resources.--------------------

-

none
-no-ne

TotaL-------------------------------$ 115,020.78

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund..--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-.-_-__-_-_--_ Savings Deposits.-----------------Letters of Credit and Acceptances
executed for Customers--------- BNioltlessPaanyadbBleil-l-s--R--e-d--ls--c-o-u--n-t-e-d--.-------Other Liabilities-------------------

25.000.00 4,000.00
98.76 2,000.00
none none
1,685.74
none
61,714.88 17,807.79
none
none
502.74 2,210.87
none

TotaL. _____________________________ .$ 115,020.78

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF NEWINGTON

Newington, Ga.

As called for by the Superintendent of Banks.

J. A. MILLS,

STANTON B. LEE,

President.

Cashier.

Date of Charter: 7-7-1919

Began Business: 8-14-1919

RESOURCES:

Loans and Discounts--------------$ 6,116.54

Certificates of Inuebtedness and

Bonds and Stocks owned.------- 2,400.00

Banking House and Lot----------- 2.479.38

Furniture and Fixtures------------ 1,639.40

Other Real Estate owned.--------- 2, 779.21

Cash in Vault and amounts due

from approved Reserve Agents 5,606.02

Checks for Clearing and Due from

other Banks----------------------

none

Cash ItemS--------------------------

none

AOdvveardnrcaeftson(if

RnYl----------------Cotton and other

none

CUCsotmommeorsdiLtiieasb..i-l-i-ty---o-n---L--e-t-t-e-r-s--o--f

none

Credit and AcceptanceS----------

none

- - - - Profit and LoSS---------------------
Other Resources.-------------------

none none

TotaL-------------------------------$ 21,020.55

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Uni>aid.----------------Cashiers Checks----------~-------- Certified Checks..------------------Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------LeetxteercsutoefdCforerdCitUasntodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable----------------------Notes and Bills Rediscounted.---Other LiabilitieS-------------------

15,000.00
none
473.58
none none none
7.81
none
2, 724.21 2,802.35
12.60
none none none none

TotaL-------------------------------$ 21,020.55

THIRTEENTH ANNUAL REPORT

79

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BAKER COUNTY BANK

Newton, Ga.

As called for by the Superintendent of Banks.

J. C. ODOM,

J. H. HALL,

President.

Cashier.

Date of Charter: 1Q-4-1906

Began Business: 1Q-15-1906

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoIncdkesbotwednneeds._s__a__n_d_ Banldng House and Lot----------OFuthrneirtRureealaEndstaFtiextoUwrnese-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f.an..y.)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.--------------------Customers LiabilitY on Letters of
Credit and Acceptances........ Profit and LosS--------------------Other Resources..------------------
TotaL------------------------------$

73,935.95 2,540.42 2, 944.15 2,426.66 1,040.00 21,526.01
961.78 20.00 none none none none none 105,394 .97

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------UndiVided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------DiVidends UnPai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable....---------------------Notes and Bills Rediscounted.... Other Liabilities..-------------------

25,000.00 25,000.00 5,041.98
none none none 48.21 none 36,322.49 5,149.56 none none 8,832.73 none none

TotaL------------------------------$ 105,394.97

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF NORCROSS

Norcross, Ga.

As called for by the Superintendent of Banks.

A. A. JOHNSON,

C. A. McDANIEL,

President.

Cashier.

Date of Charter: 1~-1~-19"03

Began Business: ~-1-1904

RESOURCES:

Loans and Discounts--------------$ 53,305.73

Certificates of Indebtedness and

Bonds and Stocks owned...

250.00

BFuarnnlditnugreHaonudseFaixntUd rLeost-----------------------
Other Real Estate owned. --------

6,842.43 2,291.42
none

Cash in Vault and amounts due

from approved Reserve Agents. 46,989.02

Checks for Clearing and Due from

other Banks---------------------Cash Items.------------------------Overdrafts (if anYl-----------------

322.58 none none

Advance on Cotton and other

CuCsotommmeordsiLtiieasb..ili.t-Y---o-n--L--e-t-t-e-r-s--o--f 15,515.96

Credit and Acceptances......

none

- - - - - Profit and Loss---------------------
Other Resources.-------------------

none none

Total--------------------------------$ 125,517.14

LIABILITIES:
Capital Stock.______________________$
Surplus Fun<L--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to BankS----------------------DiVidends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_
~~o~~~ancl"A.C:CEiiiiances
BielxlsePcuaYteadblfeo..r..C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities-------------------

30,000.00 6,000.00 4, 714.21
none none none 22.34 none 59,591.44 10,985.49 14,203.66 none none none none

TotaL-------------------------------$ 125,517.14

80

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF OCHLOCHNEE

Ochlochnee, Ga.

As called for by the Superintendent of Banks.

W. H. WURST,

A. E. SPEER,

President.

Cashier.

Date of Charter: 1G-19-1906

Began Business: 11-1906

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot..... Furniture and FixtUres.. __ .... Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks----------------------
C~Ja~sihc;It[e~mts~.g.t. -~-o--i-i-----a-.--n-<-I-----o--i-i-i-e-r-
Commodilties. . . . . . . . . . . . . . . . . . . . . . Customers Liabilit~ on Letters of
Credit and Acceptances........... POrtlo:}feirt aRnesdoLurOceSsS..._.-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_--_-_ Total-------------------------------$

25,075.91 1, 954.00 2,000.00 2,500.00 7,829.82 6,004.23
none 51.29 none none none none none 45,415 .25

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid............. Cashiers Checks ------------------Certified Checks ------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuat,eydabfloer__C__u_s_t_o_m___e_r_s_.__--.--.__._ Notes and Bills Rediscounted... Other LiabilitieS----------------- .

15,000.00 666.73 none 250.00 none none 320.91 none
7, 020.79 13,675.47 6, 731.35
none 1, 750.00
none none

TotaL. ______ ---------------------$ 45,415.25

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF OGLETHORPE

Oglethorpe, Ga.

As called for by the Superintendent of Banks.

T. H. MORGAN,

W. E. WILBURN,

President.

Cashier.

Date of Charter: 2-1-1901

Began Business: 2-8-1901

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned.... Banking House and Lot........... FOuthrneirtRureeaal EndstFatiextouwrensed--.-.-.-.-.-.-.-.-.-. Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clea:ring and Due from Oo~vosethrhdeIrrtaeBfmtasSn(.ki.f-s-a.--n---y--)----_--_--_-_--_--_--_--_--_--_--_--_--_--_--_--_-_ Advance on Cotton and other
Commodities.... ------------------Customers LiabilitN on Letters of
Credit and Acceptances........ Profit and Loss...................... Other Resources--------------------
TotaL..............................$

51,313.33 none
1,500.00 none
17,936.67 35,689.27
none none 13.99 1,230.07 none none none 107,683.33

LIABILITIES:
Capital Stock.......................$ Surplus Fund.-............. Undivided Profits.................. Reserve Funds...................... . Due to Banks....................... Dividends Unpaid.......... CCearsthiifeierds CChheecckkss....-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Demand Deposits-----------------Time certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers........ BNioltlessPaaYn~dblBei.ll-s--R-e--d-i-s-c-o--u-n-t-e-d--.----. Other Liabilities-------------------

15,000.00 10.000.00
364.97 1, 979.46
none none
4.59 none 64,125.07 16,209.24 none none none none none

TotaL... ---------------- _____ ....$ 107,683 .83

THIRTEENTH ANNUAL REPORT

81

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS BANK

Palmetto, Ga.

As called for by the Superintendent of Banks.

J. H. BALLARD,

B. HUDSON,

President.

Cashier.

Date of Charter: 6-~9-1918

Began Business: 7-10-1918

RESOURCES:

Loans and Discounts-------------$ 35,221.44 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_

9,284.00 6,324.79

FOuthrneirtuRreealanEdstaFtiextoUwrnese-d---_-_-_-_-_-_-_-_--_

2,000.00 4, 915.40

Cash In Vault and amounts due

from approved Reserve Agents-- 18,502.91

Checks for Clearing and Due from

COavosethhrdeIrtreaBmftass.n.(_ki_fs_a-__-n_-y_-_)---_--_--_--_--_--_-_--_--_-_--_--_--_--_--_--_----_

120.84
none none

AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabcicleitvYtanocnesL_e_t_t_e_r_s___o_f

none

- - - - Profit and Loss---------------------
Other Resources--------------------

none none

TotaL-- ______ ------------ __ --------$ 76, 369 .38

LIABILITIES:
Cavital Stock.----------------------$ survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeivcoatseistso--f-D--e-v--o-s-i-t-_-_-_-_-__--_ Savings Devosits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted-___ _ Other Liabilities-------------------

25,000.00
none
2,591.97
none none none
6.00
none
33,389.18 15,382.23
none
none none none none

TotaL ______________________________$ 76,369.38

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE PATTERSON BANK

Patterson, Ga.

As called for by the Superintendent of Banks.

J. M. THOMAS, SR.,

ROMA THOMAS,

President.

Cashier.

Date of Charter: 6-19-1907

Began Business: 6-19-1907

RESOURCES:

Loans and Discounts--------------$ 66,355.80

CeBrotinfidcsaatensdoSftoIcnkdseobwtendende_s_s__a__n_d_

none

Ba,nking House and Lot----------- 2,430.00

Furniture and Fixtures------------

900.00

Other Real Estate owne<L--------- 6, 538.30

Cash In Vault and amounts due

from apvroved Reserve Agents-- 13,867.96

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items..-------------------------

none

Overdrafts (if anYl-----------------

5.57

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabcicleitvYtanocnesL..e_t_t_e_r_s__o_ _f

none

Profit and Loss---------------------

none

Other - Resources-------------------- - -no-ne

TotaL--------- ___-_----------------_$ 90,097.63

LIABILITIES:
Cavital Stock.----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvai<L----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Accevtances
executed for Customers---------BNioltlessPaanydabBlBil-l-s-R--e--d-i-s-c-o--u-n--t-e-d----__-_--_ Other Liabilities-------------------

15,000.00 5,500.00 7,424.40
none none none
79.19
none
21,080.51 20,515.49
none
none
20,498.04
none none

Total-- _______ -----------------------$ 90,097.63

82

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS BANK OF PELHAM

Pelham, Ga.

As called for by the Superintendent of Banks.

F. D. HOLLIS,

J. R. PAYNE,

President.

Cashier.

Date of Charter: 8-25-1902

Began Business: 9-1-1902

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI ncdkse botwe dnnede s. _s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from a:t>:t>roved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other OuCCsorteomdmmiteorasdniLdtiieAasbc.ci-le-i:-tt->y-t-ao-n-nc-e-Ls-_-e_-t_-t_-e_-r_-_s-_-_o--_f POrtohfeirt aRnesdoLurOceSsS_._.-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_--_

251,789.60 14,084.38 7, 900.00 1, 988.45 27,617.84 45,434.43 2, 762.22
none 77.24 none none none 1,350.00

TotaL------------------------------$ 353, 004.16

LIABILITIES:
Ca:t>ital Stock.______________________$ Sur:t>lus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Un:t>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand De:t>ositS-----------------Time Certificates of De:t>osiL----Savings De:t>osits------------ ------BLeieltxltseecPrsuatYoefdabCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e__:_t_>____ta__n____c__es__ Notes and Bills Rediscounted.... Other Liabilities-------------------

100,000.00 50,000.00
357.87 none none 94.00 505.55
3.00 108,116.17
2,619.39 89,958.18
none none none 1,350.00

TotaL ______________________________$ 353,004.16

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

PERRY LOAN & SAVINGS BANK

Perry, Ga.

As called for by the Superintendent of Banks.

R. L. CATER,

C. E. ANDREW,

President.

Cashier.

Date of Charter: 8-2Q-1889

Began Business: 1889

RESOURCES:
LOans and Discounts. _____________$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtuRreealaEndstFatiextouwrense-d--.------.--.Cash in Vault and amounts due
from a:t>:t>roved Reserve Agents. Checks for Clearing and Due from C aosth eItreBmas_n.k__s_-_-_-_-_-_-_-__ -__-___-____-__-_-_
AOdvveardnrcaeftson(if aCnoYttlo-n--an-d--o-t-h-e--r CuCsotommmeorsdLitiiaebs.i-l-it-y--o--n--L--e-t-t-ers-of
Credit and Acce:t>tances....... Profit and LOSS..---------------Other ResourCElS-------------
TotaL ... $

77,456.50 20,000.00 10,000.00 2,500.00 10,000.00 49,403.58 1,045.55
none 7.26
292.71 none none 125.00 170,830.60

LIABILITIES:
Ca:t>ital Stock.----------------------$ Sur:t>lUS Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS..---------------------Dividends Un:t>aid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand De:t>OSitS...----------------Time Certificates of De:t>osit------Savings De:t>osits------------------Letters of Credit and Acce:t>tances BielxlsecPuatyeadbfloer_C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other Liabilit!l.es...------------------

25,000.00 27,500.00 2, 851.01
none none none 1,035.28 none 82,175.34 11,350.00 20,918.17 none none none
.80

Total------------------------$ 170, 830 .60

THIRTEENTH ANNUAL REPORT

83

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF PINEHURST

Pinehurst, Ga.

As called for by the Superintendent of Banks.

J. L. LEE,

A. M. WILSON,

President.

Cashier.

Date of Charter: 1-1-1908

Began Business: As private Bank 1904

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot----------FOut hr neirtRu reealaEn ds t aFtiextouwrense-d-.-. _-_-_-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotinesC._o__t_t_o_n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances...... Profit and Loss--------------------Other Resources--------------------
TotaL------------------------------$

54,955.68
none
1,500.00 2,500.00
none
1,515.72
546.36 15.48
none none none none
130.39
61,163.63

LIABILITIES:
Capital Stock................$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L.---------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-.-.--.--.- Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._.__._.__._._ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d_._._.__._

25,000.00 5,000.00
none none none none
150.00
none
5,227.84 5,400.00
none
none
19,385.79 1,000.00
none

TotaL............. ------- .....$ 61, 163 .63

STATEMENT

Showing condition at the close of Business December 3I, 1932, of the

PITTS BANKING CO.

Pitts, Ga.

As called for by the Superintendent of Banks.

L 0. BENTON,

A. C. SHELL,

President.

Cashier.

Date of Charter: 6-2-1906

Began Business: 6-1906

RESOURCES:

Loans and Discounts.........$ Certificates of Indebtedness and
Bonds and Stocks owned..... BFuanrnkiitnugreHaonudseFaixntdUrLeos_t_.___._.___.___. Other Real Estate owned.......... Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
othPr Banks.....----------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Adv_ance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances........ Profit and Loss--------------------Other Resources.-------------------
TotaL...................$

44,378.44
6,700.00 450.00
1.000.00 6,000.00
40,650.41
none none none
3,510.82
none none none
102,689.67

LIABILITIES:
Capital Stock..........$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas .Unknsp.a.-i-d-.-.--.---.-----.-. .--.-.--Cashiers Checks-------------------Certified Checks.----------------Demand DepositS..---------------- Time Certificates of Deposit... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatYedabtloer.._C_u__s_t_o_m__e__rs__.__.__._._..___ Notes and Bills Rediscounted... Other Liabilities-------------------

25.000.00 5,000.00
271.05
none none
255.00 29.36
none
67,119.42 5,014.84
none
none none none none

TotaL....----.-.------.-----.$ 102,689.67

84

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF QUITMAN

Quitman, Ga.

As called for by the Superintendent of Banks.

S. S. ROUNTREE,

H. W. STUBBS,

President.

Cashier.

Date of Charter: HHW-1888

Began Business: 12-27-1888

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned... Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextoUwrnese-d-.-.-.-.-.-.-.-.-.-Cash in Vault and amounts due
flom approved Reserve Agents.. Checks for Clearing and Due flom
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.--------------------Customers LiabilitY on Letters of
Credit and Acceptances....... Profit and LOSS--------------------Other Resources..------------------
TotaL------------------------------$

262,358.85
179,611.14 16,000.00 4,000.00 16,791.21
113,251.42
1,352.25 7,466.49
none
9,554.63
none none none
610,385.99

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Deposit..... Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNioltlessPaaYndabBlei.l..l.s.R-e-d--i-s-c-o-u--n-t-e-d--.-..-.-Other LiabilitieS-------------------

100,000.00 37,410.14
none
46,898.19 1,593.76
none
251.99
none
134,362.84
none
289,869.07
none none none none

TotaL------------------------------S 610,385.99

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE TATTNALL BANK

Reidsville, Ga.

As called for by the Superintendent of Banks.

J. V. KELLEY,

J. E. NEWTONl

President.

Cashier.

Date of Charter: 9-14-1900

Began Business: 10-22-1900

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned........ Cash in Vault and amounts due
flom approved Reserve Agents. Checks for Clearing and Due flom
other Banks.---------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities...__ . __ . __...---.--.. CuCsrteodmiterasnLdiAabciolietpYtaonnceLs.e.t.t_e_r__s__o_f Profit and LOSS.-------------------Other Resources..------------------
TotaL.-----------------------------$

137,182.36
none
5,000.00 1,176.24 13,708.27
23,150.71
none
762.92 167.42
none
none none
40.250.00
221,397.92

LIABILITIES:
Capital Stock..---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L.---------------Cashiers Checks-------------------Certified Checks----------------. -Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanYdabBliel.l.s..R--e--d-i-s-c--o-u--n-t-e-d--..---.-. Other Liabilities.-------------------

50,000.00 9,303.29
none none none none
1, 753.44
none
43,527.17 20,779.68 13,107.87
none
42,676.47
none
40,250.00

TotaL.-----------------------------$ 221,397.92

THIRTEENTH ANNUAL REPORT

85

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

RENTZ BANKING CO.

Rentz, Ga.

As called for by the Superintendent of Banks.

0. D. BARRON,

THERON WOODARD,

President.

Cashier.

Date of Charter: 5-2-1914

Began Business: 5-5-1914

RESOURCES:
Loans and Discounts.$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items........................... Overdrafts (if any)................. Advance on Cotton and other
Commodities................ Customers Liab!lity on Letters of
Credit and Acceptances........... Profit and Loss...................... Other Resources.................... TotaL...............................$

51,719.21 none
1,850.00 1.350.00 1.240.17 3,124.61
none 65.32 844.01 3,140.54 none none none 63,333.36

LIABILiriES:
Capital Stock.......................$ Surplus FuncL..................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks ................... Certified Checks..................... Demand Deposits.................... Time Certificates of Devosit....... Savings Devosits................... Letters of Credit and Accevtances
executed for Customers.......... Bills Payable......................... Notes and Bills Rediscounted..... Other Liab!lities.....................

15,000.00 5,000.00 8,444.08 2,043.42
none none none none 7,146.11 9,200.25 none none 16,500.00 none none

TotaL...............................$ 63,333.86

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITIZENS STATE BANK

Reynolds, Ga.

As called for by the Superintendent of Banks.

C. H. NEISLER,

V. L. AULTMAN,

President.

Asst. Cashier.

Date of Charter: 9-8-1922

Began Business: 9-8-1922

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures ........... Other Real Estate owned.......... Ca.<;h in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Ca.<;h Items........................... Overdrafts (if any)................. Advance on Cotton and other
Commodities... . . . . . . . . . . . . . . . . . . . . Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss..................... Other Resources.................... TotaL...............................$

23.048.45 900.00
7,000.00 1,587.00 1.500.00 9. 323.65
162.50 189.52 none 3,553.96 none none 1,157. 78 48,423.06

LIABILITIES:
Capital Stock.......................$ Surplus FuncL..................... Undivided Profits.................. Reserve Funds....................... Due to Banks........................ Dividends Unpaid.................. Cashiers Checks.................... Certified Checks..................... Demand Deposits_................. Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable....................... Notes and Bills Rediscounted..... Other Liab!lities_..................

25,000.00 none 305.91 none none none 89.28 none
15,251.03 7,352.22
424.62 none none none none

Total................................$ 48,423.06

86

DEPARTMENT OF BANKING

STATEMENT

Sho ...ing condition at the close of Business December 31, 1932, of the

RHINE BANKING CO.

Rhine, Ga.

As called for by the Superintendent of Banks.

R. E. PONDER,

J. C. WILLIAMS,

President.

Cashier.

Date of Charter: 7-11-1918

Began Business: 5-22-1918

RESOURCES:

Loans and Discounts..........$ 104,101.70

Certificates of Indebtedness and

Bonds and Stocks owned..

950.00

Banking House and Lot...........

none

Furniture and FixtUres............ 2,893.18

Other Real Estate owned.......... 7,992.30

Cash in Vault and amounts due

from av:oroved Reserve Agents.. 26,880.80

Checks for Clearing and Due from

COaovsetlhrldeIrrtaeBfmtassn.(.ki.fs.a...n...y..)-.-_._-._-._-._-._.-_.-_.-_.-_.-_.-_.-_.-_.-_.-_.-.-_

367.32
none none

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

6,130.32

Credit and Acce:otances.

none

Profit and Loss.....................

none

Other Resources.........------------ - -n-on-e

Total--------------------------------$ 149,315.62

LIABILITIES:
CSuar::ooi1tuals SFtuoncdk........_._._._._._._._._._._._._._._._._._.._$ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns:.o-a--id--.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifei:coaotesistSo-f-D---e-p-o--s-i-t-..------. Savings Devosits------------------Letters of Credit and Acce:otances
executed for Customers.......... BNOiotlhtlesesrpaLanyiaadbbBilleiilt-li-se-s-R.-.-e_-d_-_i-_s-_c-_o-_-_u-_n_-_t-e_-_-d_-._-_-_--_

25,000.00 6,000.00 3,454A4
none none none
40.46
none
77,055.65 37,765.07
none
none none none none

TotaL.------------------------------$ 149,315.62

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

RICHLAND BANKING CO.

Richland, Ga.

As called for by the Superintendent of Banks.

E. W. PARISH,

W. H. STRICKLAND, Jr.,

President.

Cashier.

Date of Charter: JQ-13-1927

Began Business: 1Q-15-1927

RESOURCES:

Loans and Discounts..............$ 50,865.23

Certificates of Indebtedness and

Bonds and Stocks owned. 6,819.43

Banking House and Lot----------- 4,715.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--..-.-.-.-.-.--.-.-.

2,430.00 254.20

Cash in Vault and amounts due

from a:o:oroved Reserve Agents. 12,783.58

Checks for Clearing and Due from

other Banks.---------------------

363.61

Cash Items.------------------------Overdrafts (if anY>----------------AdCvoamncmeodointiesC..o..t_t_o.n__.a.n_d___ .o-t-h-e__r

91.60
none
1,649.51

Customers LiabilitY on Letters of

PrCorfeitdaitnadndLAoscsc.e.:.o.t.a.n..c.e.s...-.-.-.-.-.-.-.-..-

none
459.99

Other - Resources.------------------- - -n-on-e

Total.-----------------------~-------$ 80,432.15

LIABILITIES:
Ca:oita1 Stock.----------------------$ SUunrd:oivluids eFduPnrdo.f.it-S------------------------------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:oai<L----------------CCaesrthiifeiersd CChheecckkss-..-.-.-.-.-.-.-.-.-.-.-.-.--. -.-.-.-.-. Demand De:oositS-----------------Time Certificates of De:oosit. Savings De:oosits------------------Letters of Credit and Acce:otances
executed for Customers.--------BNioltlsespaanyadbBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--.---. Other Liabilities....---------

40,000.00 2,000.00
none none
5,156.97 12.00
1,953.56
none
20,208.63
none
5,195.09
none
4,821.50 1,000.00
84.40

Total--------------------------------$ 80,432.15

THIRTEENTH ANNUAL REPORT

87

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF RINGGOLD

Ringgold, Ga.

As called for by the Superintendent of Banks.

M. W. MURPHY,

OLEN N. MERRITT,

President.

Cashier.

Date of Charter: 8-24-1904

Began Business: 8-1904

RESOURCES:

Loans.l!nd Discounts--------------$ 56.729.32

CerBtoifnidcis..a~nsdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

8,610.00 2.140.00 2.221.50 9.000.00

Cash in Vault and amounts due

from approved Reserve Agents.. 17,790.32

Checks for Clearing and Due from

other Banks----------------------

478.15

Cash Items.------------------------Overdrafts (if anY>-----------------

57.31 571.93

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb.i.l.i-t-Y---o--n--L--e-t-t-e-r-s--o--t

308.60

Credit and Acceptances..---------

none

Profit and LosS.--------------------

none

- - - - - Other Resources.-------------------

474.61

TotaL______________________________ $ 98, 381.74

LIABILITIES:
Capital Stock.------------------...$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unoai<L----------------Cashiers Checks ------------------Certified Checks.--.----------------Demand DepositS-----------------Time Certificates of Deposit.... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C_u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilit:les-------------------

25.000.00 2, 909.24
none none 1,600.00
6.00
296.28
none 37,750.42 11.574.56 5,245.24
none 14,000.00
none none

Total--------------------------------$ 98,381.74

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CRAWFORD COUNTY BANK

Roberta, Ga.

As called for by the Superintendent of Banks.

ROBT. E. AVERA,

F. E. BENTLEY,

President.

Cashier.

Date of Charter: 1-7-1901

Began Business: 1-8-1901

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------Furniture and FiXtures ----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------AOdvveardnrcaeftso(nif aCnoYttlo--n---a-n--d---o--t-h-e--r
Commodities...______ --._-----_--Customers LiabilitY on Letters of
Credit and Acceptances..--------Profit and LOSS-------------------- Other Resources.------------------TotaL------------------------------$

25,668.64 none
2. 435.54 l. 420.00 7, 968.40 10,791.24
none 475.17
8.25 237.32 none none 299.21 49,323.77

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks ---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates ot DepositS-----Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.---------------------Notes and Bills Rediscounted..---Other LiabilitieS-------------------

15,000.00 3,000.00
878.72 none none none 130.65 none 16,514.87 8,908.11 none none 4 . 891.42 none none

Totu.l-------------------------------$ 49, 323.77

88

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business DeceJDber 31, 1932, of the

THE ROCKMART BANK

RockiDart, Ga.

As called for by the Superintendent of Banks.

S.D. LEE,

H. P. FAMBRO,

President.

Cashier.

Date of Charter: 1Q-3Q-1900

Began Business: 1Q-3Q-1900

RESOURCES:

Loans and Discounts.-------------$ Certificates of Indebtedness and
Bonds and Stocks owned.-------
BFOuathrnnekiritnuRgreeaHlaoEnudssteFataiexntodUwrLenosetd----.-.--_--_--_--_--_--_--_----_
Cash in Vault and amounts due from ai>I>roved Reserve Agents
Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss.(.i-f-a-n--y)-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Advance on Cotton and other
Commodities... ___ ---.--. CUstomers Liability on Letters of
PrCorfeitdaitnadnLdoAscsc.-e-i->-t-a-n-c--e-s-------------------
Other Resources.-------------------
TotaL------------------------------S

68,600.59
15,495.00 9,750.00 3,468.38 2,550.00
60,533.68
none none
8.91
none none none
186.25
160.592.81

LIABILITIES:
Cai>ital Stock----------------------S Surnlus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Ba.nks..---------------------Dividends Uni>aid.----------------Cashiers Checks-------------------CDeermtiafinedd DCehi>eOcksists....-.--.-.----.--.--.-.-.----- Time Certificates of Dewsit... Savings Dei>Osits-----------------Letters of Credit and Accei>tances BielxlsePcuayteadblfeo.r.._C_u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities-...

!~.wo.oo ."\
none
14,131.23 113.33
none none
319.42
none
60,570.62 4,900.00 50,558.21
none none none none

Total--------------------------------S 160,592 .81

STATEMENT

Showing condition at the close of Business DeceJDber 31, 1932, of the

ROSWELL BANK

Roswell, Ga.

As called for by the Superintendent of Banks.

J. H. FOSTER,

C. G. WEBB,

President.

Cashier.

Date of Charter: 3-11-1901

Began Business: 3-1901

RESOURCES:

Loans and Discounts...$ Certificates of Indebtedness and
Bonds and Stocks owned.------Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned.--------Cash in Vault and amounts due
from ai>I>roved Reserve Agents Checks for Clearing and Due from
other Banks----------------------
CAOadvsvehardnIrctaeefmtsos(.n-if--aC-l-ol-Yt-t-lo----n------a--n----d------o----t--h---e---r
CuCsotommmeorsdiLtiieasb..il.i-t-y--o-n--L--e--tte.r-s--o--f Credit and Accei>tances..
Profit and LoSS..-------------------Other Resources.-------------------

155,530.53
2,250.00
none
725.77
none
45,649.76
331.58 648.53 619.31
64.64
none none
190.70

Total--------------------------------S 206,010.82

LIABILITIES:
Cai>ital Stock.----------------------$ Surt>lus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Ba.nks..---------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand Dei>osits----------------Time Certificates of Dei>osit..-----LSaevttienrgssoDf eCi>reodsiittSa-n--d--A--c-c-e-i->--ta--n-c-e--s
executed for Customers.. Bills Payable----------------------Notes and Bills Rediscounted. Other Liabilities-...

25,000.00 25,000.00 23,668.29
none none
16.00 88.19
none
85,325.90 46,903.56
none
none none none
8.88

Total--------------------------------S 206,010 .82

THIRTEENTH ANNUAL REPORT

89

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

ffiE FARMERS BANK

Royston, Ga.

As called for by the Superintendent of Banks.

B. H. HOLBROOK,

C. C. FAIN,

Vice-President.

Cashier.

Date of Charter: 7-11-1907

Began Business: 1Q-l-1907

RESOURCES:

Loans and Discounts--------------$ 100,495.34

Certificates of Indebtedness and

Bonds and Stocks owned..------- 12,488.30

Banking House and Lot----------- 7,650.00

Furniture and Fixtures------------ 5,443.50

Other Real Estate owned..--------- 17,612.99

Cash in Vault and amounts due

from ai>I>roved Reserve Agents_- 16,999.55

Checks for Clearing and Due from

other Banks. ------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on Cotton and other

Commodities.--------------------- 1,030.63

" CuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs.e_t_t_e_r__s__o_f

none

- - - - Profit and LOSS---------------------
Other Resources.-------------------

none 777.50

TotaL-------------------~----------$ 162,497.81

LIABILITIES:

Cai>ital SUXI>lus

SFtuocnk<..L-------------------------------------------$

Undivided Profits------------------

Reserve Funds----------------------

Due to BankS-----------------------

Dividends Uni>aid.-----------------

Cashiers Checks -------------------

Certified Checks.-------------------

Demand Dei>osits------------------

Time Certificates of Dei>osiL-----

Savings Dei>osits-------------------

Letters of Credit and Accei>tances

executed for Customers----------

BNOiotlhtlesesrPaLanyiaadbbiB1liEitlilLess-R,-_-e-_-d_-_i-_s-_c-_o-_-_u-_n-_-t_-e_-_d-_-.__-__-__--__

50.000.00 10.000.00 1,374.12
none none 18.00 566.85 none 43.410.71 7.162.89 none none 48,520.60 none 1,444.64

TotaL------------------------------$ 162,497.81

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF RUfLEDGE

Rutledge, Ga.

As called for by the Superintendent of Banks.

R. W. WALLACE,

W. T. ROBERTS,

President.

Cashier.

Date of Charter: 9-24-1898

Began Business: 10-1-1898

RESOURCES:

Loans and Discounts--------------$ 53,026.69

Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot----------- 1,000.00

FOuthrneirtRureealaEndstaFtiextouwrensed--._-_-_-_-_-_-_-_--_

600.00 8,692.94

Cash in vault and amounts due

from ai>I>roved Reserve Agents-- 5,090.62

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

6.92 7.50 none

AdCvoamncmeodoitniesC..o _t_t-o-n---a__n_d____o_t_h-e--r

2,444.44

CuCsrteodmiterasnLd iAa bcicleiit>ytaonnceLs.e_t_t_e_r_s__o_ _f

none

- - - - Profit and LOSS---------------------
Other Resources.------------------

none none

TotaL-------------------------------$ 70,869.11

LIABILITIES:
CSUaXi>I>iltUaSl SFtuocnk<..L-------------------------------------------$ RUensdeirvviedFeduPnrdosf.i-t-s-------------------------------------
Due to Banks..---------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified Checks------------------TDiemmeaCnderDtifeiic>aotseistSo-f-D--e-i->-o-s-i-t-_-_-_-_-_-_--_ Savings Det>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ BNOiotlhtlesesrPaLanyiadabbBilleiilt.li-se-s-R_--e_-_d-_i-_s-_c-_o-_-_u-_n_-t_-e_-_d-_-._-__-___--__

25,000.00 5,000.00 4.267.65 1,000.00
none none 31.94 none 24,766.15 400.00 4,403.37 none 6,000.00 none none

TotaL ________ --------------------.$ 70,869.11

90

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF CAMDEN COUNTY

St. Marys, Ga.

As called for by the Superintendent of Banks.

J. R. BACHLOTT,

S. E. BRANDON,

Vice-President.

Cashier

Date of Charter: 9-16-1911

Began Business: 1~-6-1911

RESOURCES:

Loans and Discounts--------------$ 37,437.92

Certificates of Indebtedness and

Bonds and Stocks owned.-------

none

Banking House and Lot----------- 3,500.00

FOUthrenritRureealaEndstaFtiextoUwrnese-d-.-_-_-_-_-_-_-_-_--_

2,500.00 150.00

Cash in Vault and amounts due

from approved Reserve Agents.. 4,792.40

Checks for Clearing and Due from

other Banks---------------------Cash ItelllS-------------------------Overdrafts (if anYl-----------------

534.17
none none

Advance on Cotton and other

CommoditieS..---------------------

none

Customers Liability on Letters of

Credit and Acceptances...--------

none

Profit and LOSS..--------------------

none

Other Resources..-------------------.____no_n_e

TotaL------------------------------$ 48, 914.49

LIABILITIES:
Capital Stock.----------------------$ Surplus FUn<L--------------------Undivided Profits-----------------Reserve FUnds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks ------------------Certified Checks..------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-..----- Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers... BNioltlessPBay.lladbBlei.l.ls.R..e. d--i-s-c-o-u--n-t-e-d--.--.-Other ntabilities.........

15,000.00 5,732.88
none none none none
28.88
none
14,536.07 300.00
13,316.66
none none none none

TotaL----------------,-------------$ 48,914.49

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

GEO. D. WARTHEN BANK

Sandersville, Ga.

As called for by the Superintendent of Banks.

C. FINDLAY IRWIN,

R. S. HARRELL,

President.

Cashier.

Date of Charter: 1-~Q-19~8

Began Business: 1-~Q-19~8

RESOURCES:

Loans and Discounts--------------$ 344,177.71 Certificates of Indebtedness and

Bonds and Stocks owned.------- 42,772.47

Banking House and Lot-----------

none

FOuthrneirtuRreealaEndstFatiextouwrensed--.---.------

1.00 384.90

Cash in Vault and amounts due from approved Reserve Agents
Checks for Clearing and Due from

82,047.14

other Banks---------------------Cash ItelllS-.-----------------------Overdrafts (if anYl----------------Advance on Cotton and other

8,890.17
none
1,182.03

Commodities..--------------------CUStomers Liability on Letters of

l, 743.46

Credit and Acceptances..---------

none

Profit and LosS..--------------------

none

- - - - - Other Resources...------------------ 2, 242 .06

Total--------------------------------$ 488,440.94

LIABILITIES:

Capital Stock.:$ Surplus FUn<L--------------------Undivided ProfitS-----------------Reserve FUnds..--------------------Due to Banks....--------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS.-----------------Time Certificates of Deposit.. Savings Deposits------------------Letters of Credit and Acceptances
executed for CUStomers---------BNioltlessPaaYndabBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.---Other Liabilities...------------------

50,000.00 50,000.00 10,685.80
none none none
1,274.34 100.00
260,810.13 81,570.67
none
none
29,000.00
none none

Total--------------------------------$ 483,440.94

THIRTEENTH ANNUAL REPORT

91

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF SASSER

Sasser, Ga.

As called for by the Superintendent of Banks.

T. E. MILLER,

B. H. HILL,

President.

Cashier.

Date of Charter: 1-15-1905

Began Business: 1905

RESOURCES:

Loans and Discounts-------------$ 95,451.64 Certificates of Indebtedness and

Bonds and Stocks owned..------- 1, 750.00

BFOuathrnnekiritnRugreeHalaoEnusdsteaFtaiexntoduwrLenose.td--...-_-_-_-_.-_-_-_--_

2.000.00 1,800.00 1, 713.82

Cash in Vault and amounts due

from a:o:oroved Reserve Agents. 7,616.18

Checks for Clearing and Due from

other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

89.57
none
3.Q4

Commodities---------------------CuCsrteodmitearsnLdiAabcicleit:oYtaoncneLs.,e_t_t_e_r_s__o_ _f

95.46
none

Profit Other

and LOSS..----
Resources.--------------------

-

none
-n-on-e

Total--------------------------------$ 110,519.71

LIABILITIES:
Ca:oital Stock.----------------------$ Sur:olus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:oaid..----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifei:coaotseistSo..f..D--e--:o--o-s-i-t-..-.-----.SLaevttienrgssoDf eC:oreodsiitts.a-n--d--A--c-c-e-:-o-t-a-n-c-e--s
executed for Customers... BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-.--.-Other Liabilities-------------------

25,000.00 28,000.00 3,525.77
none none none
22.80
none
22.275.61 5, 330.47
none
none none
26,365.06
none

Total--------------------------------$ 110,519.71

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITIZENS BANK & TRUST COMPANY

Savannah, Ga.

As called for by the Superintendent of Banks.

HUGO I. FRANK,

PAUL T. JONES,

President.

Cashier.

Date of Charter: 5-22-1906

Began Business: 6-1-1906

RESOURCES:

Loans and Discounts--------------$ 873,549.42 Certificates of Indebtedness and

Bonds and Stocks owned. 34,424.13

Banking House and Lot.

none

Furniture and Fixtures.. 9, 464.41

Other Real Estate owned. 185,162.62

Cash in Vault and amounts due

from a:o:oroved Reserve Agents.. 109,124.76

Checks for Clearing and Due from

other Banks---------------------Cash Items...----------------------AOdvveardnrcaeftso(nif CanoYttlo-n----a-n--d---o--t-h-e--r

14,981.66
none
157.65

Commodities... . __ . . . . ------
Customers Liability on Letters ot

none

Credit and Acce:otances............

none

Profit and Loss......................

none

- - - - - Other Resoll!ces-------------------

154.55

Total________________________________$ 1, 227.019 .20

LIABILITIES:

CaDital Stock-----------------------$ Sur:olus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Un:oaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehDeOcSkitss.....-.---.-----------.---Time Certificates of De:oosit.. Savings DeDositS------------------Letters of Credit and Acce:otances
executed for Customers. BNiolltessPaanYdabBlial.l.s--R--e-d-i-s-c--o-u--n-t-e-d--.---Other Liabilities....

300,000.00 75,000.00 13,832.40
361.33 20,024.23
727.50 3,916.38
557.71 322,826.83 30,464.16 287,710.78
none
55,000.00 116,593.30
4.58

Total--------------------------------$ 1, 227,019.20

9!i!

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

GEORGIA STATE SAVINGS ASSOCIATION

_Savannah, Ga.

As called for by the Superintendent of Banks.

HENRY BLUN,

F. C. BUSH,

President.

Sec. & Treas.

Date of Charter: 7-!i!9-1909

Began Business: 8-4-1909

RESOURCES:

Loans and Discounts.......$ 4,522,329.86

Certificates of Indebtedness and

Bonds and Stocks owned........ 801,731.03

Banking House and Lot........... 115,000.00

Furniture and Fixtures............

1.00

other Real Estate owned.......... 288,286.21

Cash in Vault and amounts due

from avvroved Reserve Agents.. 531.178.38

Checks for Clearing and Due from

other Banks............ 1.126.72

Cash Items...............

451.20

Overdrafts (if any)..........

none

Advance on Cotton and otber

Commodities.................

none

Customers Liability on Letters of

Credit and Accevtances.....

none

Profit and Loss......

none

Other Resources....... 2,138.58

Total....$ 6. 262,242 .98

LIABILITIES:

Cavita1 Stock......$ 325,000.00

Survlus Fund......... 325,000.00

Undivided Profits.. 313,016.45

Reserve Funds.. 114,743.70

Due to Banks......

none

Dividends Unvaid.....

88.00

Cashiers Checks.........

154.00

Certified Checks........

none

Demand Devosits.............

none

Time Certificates of Devosit.. 3, 257.048 .82

Savings Devosits......... 1, 897,299.43

Letters of Credit and Accevtances

executed for Customers..

none

Bills Payable.................

none

Notes and Bills Rediscounted.

none

Other Liabilities.......... 29,892.58

Total...$ 6, 262,242.98

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

SAVANNAH BANK & TRUST COMPANY

Savannah, Ga.

As called for by the Superintendent of Banks.

JNO. J. CORNELL,

JOS. H. THOMPSON,

President.

Cashier.

Date of Charter: 3-4-1869

Began Business: 7-1-1869/

RESOURCES:

Loans and Discounts......$ 2,163,761.79

Certificates of Indebtedness and

Bonds and Stocks owned..... 104.651.78

Banking House and Lot.... 538,477.84

Furniture and Fixtures.......

none

Other Real Estate owned......... 288,491.83

Cash in Vault and amounts due

from avvroved Reserve Agents.. 336,529.99

Checks for Clearing and Due from

CaosthheIrteBmasn..k.s....-.-.-.---.------.--------.-.

56,494.42 2,443.13

Overdrafts (if any)..

5,574.43

Advance on Cotton and other

Commodities...........

none

Customers Liability on Letters of

Credit and Accevtances.... 28,719.80

Profit and Loss......

none

Other Resources....

none

Total....$ 3, 525,145 .01

LIABILITIES:

Cavital Stock.......$ 700,000.00

Survlus Fund........ 200,000.00

Undivided Profits... 11,549.10

Reserve Funds......

nonE

DDiuveidteonBdsanUknsv-a-i-d--..------.--.--------~

40,655.0;
nont

Cashiers Checks.... 2,708.20

Certified Checks.. 1,225.60

Demand Devosits...... 1,045,310.47

Time Certificates of Devosit.... 61,973.98

Savings Devoslts...... 659,646.51

Letters of Credit and Accevtances

executed for Customers.. 24,098.94

Bllis Payable_..... 551,096.05

Notes and Bills Rediscounted... 226,681.12

Other Liabilities....

none

Total..$ 3,525,145.01

THIRTEENTH ANNUAL REPORT

98

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS & MERCHANTS BANK

Senoia, Ga.

As called for by the Superintendent of Banks.

R. L. HARDY,

R. W. FREEMAN,

President

Cashier.

Date of Charter: 3-2-1874

Began Business: 1889

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ BF uarnnkiitnugr eHaonudseFaixntdurLeos _t____________________ __ Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from COaovsethhrdeIrrtaeBfmtassn_(k_if_s_-a_-_n-_y_--)---_--_--_--_--_--_--_--_-_--_--_--_-_--_--_--_----_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s___o_f Profit and Loss--------------------Other Resources--------------------
TotaL------------ _________________ ;$

146,170.44
16,720.00 1,400.00
none
14,103.75
12,130.29
none
98.93 51.01
none none none
1, 779.03 192, 453 .45

LIABILITIES:
Capital Stock----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities_. _____________ ----

50,000.00 20,000.00 1,106.74
none none
144.00 635.34
none
40,215.34 45,938.27
none
none
34,413.76
none none

TotaL _________ ---------------------$ 192, 453.45

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITIZENS BANK

Shady Dale, Ga.

As called for by the Superintendent of Banks.

J. H. YOUNG,

0. H. BANKS,

President

Cashier.

Date of Charter: 2-6-1920

Began Business: 4-12-1920

RESOURCES:

LIABILITIES:

Loans and Discounts______________ $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s__o_ _f Profit and LOSS--------------------Other Resources--------------------

25,215.16
none none
5,000.00 4,099.57
2,058.03
none
102.03
none
none
none none
384.77

Capital Stock----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltessPaanydabBleil_l_s_ R--e-.d-i-s-c-o--u-n-t-e--d-.-_-__--_
Other Liabiliti6S-------------------

- T-o-t-aL-----------------------------------------------$ - -3-6-,85-9-.56- - - - -T-o-taL-------------------------------$

20,000.00 1,750.00 4.82
none none none
208.61
none
5,521.62 4, 737.26
none none
1,300.00 3,337.25
none
36,859.56

94.

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF SHARON

Sharon, Ga.

As called for by the Superintendent of Banks.

J. W. FALLIN,

0. G. STONE,

President.

Cashier.

Date of Charter: 8-29-1904.

Began Business: 1904.

RESOURCES:

Loans and Discounts--------------$ 80,825.89

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_

2,000.00
none

FOuthrneirtuRreeaal EndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

735.00
none

Cash in Vault and amounts due

from avvroved Reserve Agents-- 15,333.39

Checks for Clearing and Due from

other Banks---------------------Cash Items--------------------------

none none

Overdrafts (if anYl----------------Advance on Cotton and other

218.12

CommoditieS---------------------CuCsrteodmitearsnLd iAabcicleitvytaonnceLs_e_t_t_e_r_s__o_ _f

none none

Profit Other

and LOSS---------------------
Resources..--------------------

-

none
-no-ne

Total--------------------------------$ 99,112.40

LIABILITIES:
Cavital Stock----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Casbiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Devosit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PayablEL---------------------Notes and Bills Rediscounted..---Other Liabilities..-------------------

15.000.00 23,000.00 6,818.46
none none none none none
31,220.99 20,072.95
none
none none none
3,000.00

TotaL-------------------------------$ 99,112.40

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF SILOAM

Siloam, Ga.

As called for by the Superintendent of Banks.

JAS. B_ DOLVIN,

W. M. REYNOLDS,

Vice-President-

Cashier.

Date of Charter: 1Q-18-1904

Began Business: 9-1904

RESOURCES:
CLeoratnifsicaantedsDoifscIonudnetbst-e--d-n--e-s-s--a--n-d-$ Bonds and Stocks owned..-------
Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents-_ Checks for Clearing and Due from
other Banks---------------------Cash ItemS-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and AcceptanceS---------Profit and LOSS..-------------------Other Resources..------------------TotaL-------------------------------$

29,782.80
none
2,500.00 1,500.00 6,149.05
25,025.20
1,061.78
none
22.08
none none none none
66,040 .91

LIABILITIES:
Capital Stock-----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid.----------------ca.~biers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p-o--s-it-_--_-__-_-_--_ LSaevttienrgssoDf eCproesdiitts-a-n--d--A--c-c-e-p--t-a-n-c-e--s
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted.---Other LiabilitieS-------------------

15,000.00 10,000.00 8, 793.31
none none
39.40
none none
32,208.20
none none
none none none none

TotaL------------------------------$ 66,040.91

THIRTEENTH ANNUAL REPORT

95

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

SOCIAL CIRCLE BANK

Social Circle, Ga.

As called for by the Superintendent of Banks.

W. B. SPEARMAN,

W. S. McKIBBEN,

President.

Cashier.

Date of Charter: 12-31-1923

Began Business: 3-8-1924

RESOURCES:
Loans and Discounts...........$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__.._.___._._.._ FUrniture and Fixtures___________ _ Other Real Estate owned......... Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items... ----------------------Overdrafts (if anY>----------------AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources.-------------------
TotaL__________ .. ------------------$

26,633.11 6,567.20 3,500.00 2,000.00
none
32,081.97
none none none
11,795.09
none none
177.00 82,754.37

LIABILITIES:
Capital Stock.---------------------.$ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit------LSaevttienrgssoDf eCproesdiittsa--n--d--A--c-c-e-p--t-a-n-c-e--s
executed for Customers---------BNioltlessPaanydabBleil-l-s--R-e-d--is-c--o-u-n-t-e-c-t-_--__-_--_ Other LiabilitieS-.------------------

25,000.00 1,250.00
19.08
none none
1.250.00 293.45
none
45,584.02 2,087.38 7,270.44
none none none none

TotaL------------------------------$ 82,754.37

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF SOPERTON

Soperton, Ga.

As called for by the Superintendent of Banks.

N. L. GILLIS, SR.,

J. E. HALL,

President.

Cashier.

Date of Charter: 6-16-1906

Began Business: 6-1903

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwendencet_s_s__a__n_d_ Banking Rouse and Lot.......... Furniture and Fixtures.......... Other Real Estate owned......... Cash in Vault and amounts due
from apiJroved Reserve Agents.. Checks for Clearing and Duefrom
other Banks---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__er_ CuCsrteodmitearsndLAiacbcileiptYtanocneLs.e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Othei Resources.-------------------
TotaL.-----------------------------$

169,008.25
12,784.41 14,000.00 4,490.00 27,486.33
25,162.55
45.47 12.46 307.15
2,071.24
none none
l. 214.64
256,582 .50

LIABILITIES:
Capital Stock----------------------$ Surplus Fund....------------- Undivided Profits-----------------Reserve Funds--------------------Due to Banks----------------Dividends UnPaid----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits-----------------Time Certificates of Deposit -----LSaevttienrgssoDf eC:rt>edoistitasn--d--A--c-c-e-p-tan-ces
executed for Customers.......... BNioltlessPaanydabBleil.l-s--R--e-d--i-s-c-o-u--n-t-e-d--.-.--. Other Liabilities...................

25,000.00 17,500.00
none none none none
159.84
none
53,574.71 83,208.04 5,587.72
none none
26,571.99 44,980.20

Total -------------------------------$ 256,582.50

96

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, 1932, of the

THE EXCHANGE BANK OF SPRINGFIELD

Springfield, Ga.

As called for by the Superintendent of Banks.

J. W. TEBEAU,

J. M. MARCHMAN,

President.

Cashier.

Date of Charter: 12-31-1907

Began Business: 1-1-1908

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsaatensdoSftoInckdsebotwendende..s_s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrteamftss..(_i_f_a__n_y__) -_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsorteomdmmiteoardsniLdtiieAasbc..ic-lei-tp-Y-t-a-,on--nc-e-Ls-_-e_-t_-t_-e_-r_-s_-_-o_--_f Profit and LosS..-------------------Other Resources..-------------------
TotaL------------------------------$

61,659.91 6,163.51 2,800.00 1,000.00
none 32,500.62
none 1, 705.18
none none none none none 105,829.22

LIABILITIES:
Capital stock.______________________$ Surplus Fund.--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to BankS..---------------------DiVidends UnpaicL----------------Cashlers Checks ------------------Certified Checks..------------------Demand DepositS-----------------Time Certifica.tes of Deposit..-----SaVings Deposits------------------LBeieltxltseePcrsuaotyefadCbflroeer_d_Ci_t_ua_s_nt_od_m_A__ec_rc_se___p___t_a___n__c__e____s__ Notes and Bills Rediscounted.... Other LiabilitieS-------------------

15,000.00 7,500.00 2,000.49
none none none 389.70 none 52,343.51 9,539.07 19,056.45 none none none none

TotaL-------------------------------$ 105, 829.22

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF STAPLETON

Stapleton, Ga.

As called for by the Superintendent of Banks.

J. C. KILGORE,

J. C. KILGORE,

President.

Cashier.

Date of Charter: 9-24-1906

Began Business: 1906

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsteoacnk~d oLwont_e_d_._.____________ __ FOuthrneirtRureealaEndstaFtiextouwrensed-.-.-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheItreBmas.n._k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if anY>----------------Advamce on Cotton and other
Commodities.--------------------CuCsrteodmiterasnLdiAa bcicleipt ytanocnesL.e. _t_t_e_r_s__o_ _f Profit and Loss.------------------Other Resources..------------------TotaL ______________________________$

37,740.15 205.53
2,400.00 2,800.00 3,088.00 4,421.09
none none 90.64 none none none none 50,745.41

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------UndiVided Profits-----------------Reserve Funds..--------------------DDiuVeidtoenBdsanUkns.p.a--i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted.... Other Liabilities...------------------

15,000.00 4,000.00
875.37 none none none 146.91 none 19,424.72 8,498.41 none none 2,800.00 none none

TotaL.-----------------------------$ 50,745.41

THIRTEENTH ANNUAL REPORT

97

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CHATIOOGA COUNTY BANK

Summerville, Ga.

As called for by the Superintendent of Banks.

JNO. D. TAYLOR,

B. W. FARRAR,

President.

Cashier.

Date of Charter; 11-25-1905

Began Business: 1-1-1906

RESOURCES:

CLoeratnifsicaantdesDoifscIonudnetbs-te--d-n--e-s-s--a--n-d-$ 165,325.04 Bonds and Stocks owned..... 19.030.50

Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.......... .

10.647.99 7,626.79 12,908.21

Cash in Vault and amounts due from approved Reserve Agents.. 19,072.40

Checks for Clearing and Due from other Banks----------------------
Cash Items------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances.._________

1,887.75 922.23
2,517.17 1, 966.71
none

- - - - POrtohfeirt aRnesdouLrcoess.s._-_-_-_-_--_-_-_-_-_-_-_-_--_-_-_-_-_-_-

2, 7n7o0.n67e

TotaL ______________________________$ 244,675.46

LIABILITIES:
Capital Stock.----------------------$ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds--------------------- Due to Banks..-------------------Dividends UnPaid.....---------Cashiers Checks-------------------Certified CheckS..-----------TDiemmeaCnedrDtifeipcoasteitsSo..f..-D--e-p--o-s-i-t-_-_-_-_-_-_-_ Savings Deposits------------------ LeetxteecrsutoefdCfor er dCi tusatnodmAercsc_e__p_t_a_n_c__es_ BNOiotlhltseesPr aLayniaadbbi1lBiEtiileLlss-.-..R-.-_e-_-d_-_i-s_-_c-_o-_-u_-_n-_-t_-e_-d_-_-__-__-_-__

30,000.00 30,000.00
none none none none 343.06 none 97,659.64 17,739.40 12,858.90 none 56,074.46 none none

TotaL-------------------------------$ 244,675.46

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

FARMERS & MERCHANTS BANK

Summerville, Ga.

As called for by the Superintendent of Banks.

C. P. THOMPSON,

D. L. McWHORTER,

President.

Cashier.

Date of Charter: 2-5-1926

Began Business: 2-6-1926

RESOURCES:

CLoeBraotninfsidcasantadensDdoiSfstcoIoncukdnsetbost-we--nd-en-d-e.-s.-_s-_-_a-_-_n-_d-_$ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in VaUlt and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items.------------------------AOdCvveoarmdnrcmaeoftdsoitn(iiefsa.C.n_o_Y_t_t>o_-_n-_-_-_-a_-_n-_-d_-_-_-_o-_-t_-h_-_e--_r Customers Liability on Letters of
Credit and Acceptances..--------Profit and LOSS--------------------Other Resources.-------------------
Total--------------------------------$

77,582.43 23.791.24 7,500.00
none 4,940.00 30,352.50
none none none none none none 16,982.75 161,148.92

LIABILITIES:
Capital Stock.----------------------$ suro1us FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payab1EL---------------------Notes and Bills Rediscounted..... Other LiabilitieS....------------------

25,000.00 2,200.00 1,625.30 17,488.30
none none 237.10 none 77,082.59 37,515.63 none none none none none

TotaL ____ --------------------- _____$ 161, 148 .92

98

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE CENTRAL BANK

Swainsboro, Ga.

As called for by the Superintendent of Banks.

R. A. FLANDERS,

W. W. FLANDERS,

President.

Cashier.

Date of Charter: 9-27-1920

Began Business: 11-9-1920

RESOURCES:
Loans and Discounts. _____________$ CeBrtoinfidcsataensdoSf toIncdkesbotwednneeds._s__a__n_d_ Banking House and Lot__________ _ FOUthrenritRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from ai>proved Reserve Agents.. Checks for Clearing and Due from
other Banks..--------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotinesC__o_t_t_o__n___a_n__d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Accei>tances..-------Profit and Loss............ Other Resources.-------------~-----
TotaL------------------------------$

64,103.12
1,200.00
none
3,000.00 5,202.00
37.738.71
1,113.13 540.60
none
23,614.10
none none none
136.511.66

LIABILITIES:
Cat>ital Stock.----------------------$ SUunrdoilvuids eFduPnr<oLf i-t-s-.-.--.-----.--- --. ---.--. Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Deposit..... Savings Det>osits------------------Letters of Credit and Acceptances
executed for Customers.... Bills Payable_____________ ---------Notes and Bills Rediscounted.. Other LiabilitieS-------------------

25.000.00 15,000.00 6. 721.47
none none none
138.12
none
62.018.62 2. 214.62
none
none none
25.418.83
none

TotaL.-----------------------------$ 136.511.66

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE CITIZENS BANK OF SWAINSBORO

Swainsboro, Ga.

As called for by the Superintendent of Banks.

J. R. COLEMAN,

OTIS G. PRICE,

President.

Cashier.

Date of Charter: 11-1Q--1900

Began Business: 1900

RESOURCES:

Loans and Discounts........$ 281,312.76

Certificates of Indebtedness and

Bonds and Stocks owned... 6,157.81

Banking House and Lot....

none

Furniture and Fixtures..... 2,075.00

Other Real Estate owned..... 49.800.00

Cash in Vault and amounts due

from ai>proved Reserve Agents.. 31,327.01

Checks for Clearing and Due from

other Banks.---------------------

502.00

Cash Items..-----------------------AOdvveardnrcaeftso(nif aCnoYtt>o-n----a-n--d---o--t-h-e--r

269.02
none

Cucsot=omodeirtsieLsi.a-b-i-l-i-t-y--o-n--L--e-t-t-e-r-s-o--f

none

Credit and Accei>tances......

none

Profit and Loss.......

none

- - - - Other Resources.-------------------

none

Total--------------------------------$ 371.443.60

LIABILITIES:
Capital Stock.....$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSt>--a-i-d-.--------.--------.-.- Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers..... Bills Payable----------------------Notes and Bills Rediscounted... Other LiabilitieS-------------------

25.000.00 40,000.00 2. 714.63
none none
1,500.00 584.47
none
202,024.95 89,619.55
none
none
10,000.00
none none

Total$ 371,443.60

THIRTEENTH ANNUAL REPORT

99

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE EXCHANGE BANK

Sycamore, Ga.

As called for by the Superintendent of Banks.

0. W. SMITH,

JOHN A. SMITH,

President.

Cashier.

Date of Charter: 3-18-1918

Began Business: 1918

RESOURCES:

Loans and Discounts.-------------$ 8,290.35

Certlficates of Indet>,tedness and

Bonds and Stocks 6wnecL...... .

none

Banking House and Lot......... 3,500.00

Furniture and Fixtures-----------Other Real Estate ownecL.........

2,656.00 2.300.31

Cash in Vault and amounts due

from apvroved Reserve Agents._ 9, 814.50

Checks for Clearing and Due from

other Banks.... ------------------

none

COavsehrdIrteaifitlSs -(.i.f__a.n-y-)--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_

none none

AdCvoa=nOcediotines.C..o..t_t_o_n___a__n_d____o_t_h__e_r 1,861.74

Customers Liability on Letters of

Credit and Acceptances......

none

Profit and Loss...............

311.35

Other Resources..............- - -n-on-e

TotaL..........................$ 28,734.25

LIABILITIES:
Ca1>ital Stock..........$ Survlus FuncL............... UndiVided Profits.............. Reserve Funds................ Due to Banks................... DiVidends Uni>aicL.......... Cashiers Checks -------------- Certified Checks....------------- Demand Devosits--------------- Time Certificates of Devosit..... SaVings Devosits------------------Letters of Credit and Accevtances BielxlsePcuatYedabfloer__C__u_s_t_o_m__e__r_s_._.__._.__._._._ Notes and Bills RediscountecL... Other Liabilities................

15,000.00
none none
500.00
none none none
4.35 6,692.89 6,537.01
none
none none none none

TotaL.. _... _.......$ 28,734.25

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF SCREVEN COUNTY

Sylvania, Ga.

As called for by the Superintendent of Banks.

J. A. MILLS,

JOHN A. MILLS, JR.,

President.

Cashier.

Date of Charter: 4-1Q-1911

Began Business: 5-1-1911

RESOURCES:

Loans and Discounts.......$ Certlficates of Indebtedness and
Bonds and Stocks ownecL... Banking House and Lot........ Furniture and Fixtures ........ Other Real Estate ownecL........ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks.................. Cash IteiilS-.................. Overdrafts (if any)............ Advance on Cotton and other
Commodities.................... Customers Liability on Letters of
Credit and Accevtances...... Profit and Loss............... Other Resources........... TotaL.......$

184,459.41 44,536.87
none
6,000.00 9, 788.56 37,854.29
1.304.16 845.85
none none none none
293.33
285,082.47

LIABILITIES:

Cavital Stock.......$ Surplus Fund........... UndiVided Profits........... Reserve Funds............... Due to Banks.................. DiVidends Uni>aicL............. Cashiers Checks.............. Certified Checks................ Demand Devosits............... Time Certificates of Devosit..... SaVings Devosits.............. Letters of Credit and Accevtances
executed for Customers....... Bills Payable.. --------------------Notes and Bills RediscountecL.. Other Liabilities.........

50.000.00 10,000.00 21,829.81
none none none
323.08
none
100,615.99 20,609.23 28,178.42
none
53,525.94
none none

TotaL....$ 285,082.47

100

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

SYLVESTER BANKING COMPANY

Sylvester, Ga.

As called for by the Superintendent of Banks.

T. C JEFFORDS,

J. H. WESTBERRY, SR.,

President.

Cashier.

Date of Charter: 7-5-1898

Began Business: 7-1898

RESOURCES:

Loans and Discounts--------------$ 133,682.84

Certificates of Indebtedness and

Bonds and Stocks ownecL-------

none

Banking House and Lot----------- 6,000.00

Furniture and Fixtures------------ 2,500.00

Other Real Estate ownecL---------

none

Cash in Vault and amounts due

from approved Reserve Agents-- 121,874.87

Checks for Clearing and Due from

other Banks---------------------Cash Items..-------------------------

210.21 none

Overdrafts (if anYl-----------------

none

Advance on Cotton and other

CommoditieS---------------------- 3, 933.06

CuCsrteodmitearsnLdiAabcicleitpYtanocnesL_e_t_t_e_r_s__o__f

none

POrtohfeitr

aRnesdoLurOceSsS_-.-.-.-.-.-.-_-_--_-_-_-_-_-_-_-_-_--, -

-

-

none
-no-ne

TotaL............--.----------$ 268,200.98

LIABILITIES:
Capital Stock........--------------$
SilrPlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS---------------------- Dividends Unpaid-----------------CCearsthiifeiersd CChheecckkSs--_-_-_-_-_-_-_-,--.-.-.-.-.-.-.--.-.-. Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.---------------------Notes and Bills Rediscounted-.... Other Liabilities......................

50,000.00 25,000.00 2,512.93
none none none 162.45 none 146,609.68 43,915.92 none none none none none

TotaL____ ._._... _. ___ . _____________$ 268,200.98

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF TALBOTTON

Talbotton, Ga.

As called for by the Superintendent of Banks.

R. G. JORDAN,

J. W. JORDAN,

President.

Cashier.

Date of Charter: 8-16-1906

Began Business: 12-1-1906

RESOURCES:

Loans and Discounts ..____________ $ 163,292.72

Certificates of Indebtedness and Bonds and Stocks ownecL.. _.. __

none

Banking House and Lot----------- 9, 691.10

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-_-__-_-_-_--_

4, 756.72 23,703.66

Cash in Vault and amounts due

from approved Reserve Agents-- 11,812.49

Choethckesr fBoarnCklse.a.r.i.n.g..a..n,d__D__u__e_f_r_o__m_ 2,296.30

Cash Items..------------------------Overdrafts (if anYl-----------------

none 45.40

Advance on Cotton and other

CuCsotmommeordsitLieiSab-.i.li-t-Y--o-n--L-e-t-te-r-s--of

none

Credit and Acceptances_.........

none

Profit and LOSS-.................... 5, 716.00

Other Resources_...................- -3,-115- .61

TotaL------------------............$ 224,430 .oo

LIABILITIES:
Capital Stock.........______________$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------CDaivsihdieenrsdsCUhencpkasi.c.L..-.-.-.-.-.-.-.-.-_-_-_-_-_-_-_--_ Certified CheckS-................--Demand DepositS-----------------Time Certificates of Deposit -----LSeatvteinr<g;soDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_._._._._._._._..__. Notes and Bills Rediscounted-.... Other Liabilities....------------------

25,000.00 25.000.00
none none none none none none 36,272.81 132,157.19 none none 6,000.00 none none

TotaL..-...------------------------$ 224,430.00

THIRTEENTH ANNUAL REPORT

101

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE PEOPLES BANK

Talbotton, Ga.

As called for by the Superintendent of Banks.

R. K. PERSONS,

FANNIE MAHONE,

President.

Cashier.

Date of Charter: 12-3-1890

Began Business: 1-13-1891

RESOURCES:

Loans and Discounts.....$ Certificates of Indebtedness and
Bonds and Stocks owned... Banking House and Lot.. Furniture and Fixtures..... Other Real Estate owned....... Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f..a.n..y.)..___.__.__.__.__.______. Advance on Cotton and other
Commodities............ Customers LiabilitY on Letters of
Credit and Acceptances.... Profit and Loss....... Other Resources.....
TotaL.. ----------------------------$

76,062.78 52,000.00 4,063.27 1,402.25
597.21 19,495.68
587.74 40.00 none none none none 375.71 154,624.64

LIABILITIES:
Capital Stock..........$ Surplus Fund......... Undivided Profits...... Reserve Funds...... Due to BankS----------------------Dividends Unpaid........ Cashiers Checks.................... Certified Checks.................... Demand Deposits................... Time Certificates of Deposit.. Savings Deposits.......... Letters of Credit and Acceptances BielxlsePcuatYeadbfloer__C__u_s_t_o_m___e_r_s_____._._._.__ Notes and Bills Rediscounted... Other Liabilities __ -----------------

25,000.00 15,000.00 4,795.74
none none 15.00 200.88 none 46,525.78 63,087.24 none none none none none

TotaL................$ 154,624.64

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF TAYLORSVILLE

Taylorsville, Ga.

As called for by the Superintendent of Banks.

J. I. HARRIS,

M:. A. PERRY,

President.

Cashier.

Date of Charter: 6---5-1905

Began Business: 6-13-1905

RESOURCES:

Loans and Discounts.............$ 50,713.98

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot........... l, 400.00

FUrniture and Fixtures............ 2,200.00

Other Real Estate owned........

none

Cash in Vault and amounts due

from approved Reserve Agents. 12,539.91

Checks for Clearing and Due from other Banks.....:......

none

COavsehrdIrtaefmtss.(.i.f.a..n.y.).._._._._._._.__-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other Commodities................

none

Customers LiabilitY on Letters of

Credit and Acceptances........

none

PrOfit and Loss.......

none

- - - - - Other Resources.......

none

TotaL _____________________________$ 66,853.89

LIABILITIES:
Capital Stock.......$ Surplus Fund..... Undivided Profits.................. RDeuseertvoeBFaunnkdss-.-.-----.--.--..--------.--Dividends Unpaid.......... Cashiers Checks.................... Certified Checks.......... Demand Deposits-----------------Time Certificates of Deposit.... Savings Deposits............... Letters of Credit and Acceptances
executed for Customers........ Bills Payable______ ..... --------Notes and Bills Rediscounted..... Other Liabilities-------------------

25.000.00 5,000.00 6,177.59
none none none
8.25 none 17,488.19 13,179.86 none none none none none

TotaL........................... ___ .$ 86,853.89

102

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business DeceJDber 31, 1932, of the

TENNILLE BANKING CO.

Tennille, Ga.

As called for by the Superintendent of Banks.

J. L. KELLEY,

W. F. MOBLEY,

President.

Cashier.

Date of Charter: 4-4-1900

Began Business: 4-4-1900

RESOURCES:

Loans and Discounts--------------$ 116,905.19

Certificates of Indebtedness and

Bonds and Stocks owned-------- 30,535.85

Banking House and Lot-----------

none

Furniture and Fixtures------------ 2,405.13

Other Real Estate ownecL--------- 6,928.75

Cash in Vault and amounts due

from avvroved Reserve Agents._ 22,058.38

Checks for Clearing and Due from

other Banks---------------------Cash ltems...------------------------

1,468.51
none

AOdvveardnrcaeftso(nIf

anY>----------------Cotton and other

323.36

Commodities..--------------------- 5,363.67

Customers LiabilitY on Letters of

Credit and AccevtanceS..-------

none

Profit Other

and LOSS---------------------
Resources..--------------------

-

none
-n-on-e

TotaL-----------------------------$ 185,938.84

LIABILITIES:
Cavital Stock..---------------------$ Survlus FuncL--------------------UndiVided Profits------------------
RDDeuivseeidrtvoeenBdFsaunUnkdnSsv--a---i-d----.-.--------------------------------------------------
Cashiers Checks------------------- Certified Checks....---------------- Demand DevositS-----------------Time Certificates of Devosit------ SaVings Devosits------------------Letters of Credit and Accevtances B1elxlsePcuatyeadbfloe.r_C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other Liabilities...-----------------

30,000.00 6,000.00 5,878.11 5,257.50
none none
709.26
none
66,470.55 33,773.38 12,980.04
none
24,920.00
none none

TotaL.----------------------------$ 185,988.84

STATEMENT

Showing condition at the close of Business DeceJDber 3I, 1932, of the

CITIZENS AND SOUTHERN BANK

ThoJDaston, Ga.

As called for by the Superintendent of Banks.

JAS. R. ATWATER,

H. W. WHEELESS,

President.

Cashier.

Date of Charter: 1-16-1926

Began Business: 1-16-1926

RESOURCES:

Loans and Discounts--------------$ 344,436.53 Certificates of Indebtedness and

Bonds and Stocks owned--------

none

BFuanrnkiitnugreHaonudseFaixntdurLeost-----------------------

10,000.00 438.45

Other Real Estate ownecL--------- 56,484.00

Cash in Vault and amounts due

from avvroved Reserve Agents. 352,393.01

Checks for Clearing and Due from

other Banks---------------------Cash Items...-----------------------Overdrafts (If anYl----------------Advance on Cotton and other

835.26
none none

Commodities..--------------------Customers Liability on Letters of

370.39

Credit and Accevtances..........

none

- - - - - Profit and LoSS..-------------------
Other Resources..-------------------

none none

Total--------------------------------$ 764,957.64

LIABILITIES:

Cavital Stock.----------------------$ Survlus FuncL-------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..---------------- Cashiers Checks------------------- Certified Checks..------------------Demand DevositS-----------------Time Certificates of Devosit. SaVings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_ Bills Payable....--------------------- NOothteesr aLniadbBiliitlilessR..e..d.i.s.c.o.u..n.t.e.d_._._-_-_--_

100,000.00 25,000.00 2, 731.38 1,796.93
none none
2,433.98
none
378,325.23 188,534.78 66,185.34
none none none none

Total.-------------$ 764,957.64

THIRTEENTH ANNUAL REPORT

103

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

COMMERCIAL BANK

Thomasville, Ga.

As called for by the Superintendent of Banks.

J. W. HORNE,

L. D. FERGUSON,

President.

Cashier.

Date of Charter: 7-3-1916

Began Business: 7-22-1916

RESOURCES:

Loans and Discounts..$ 224,627.41

Certificates of Indebtedness and

Bonds and Stocks owned.... 150,432.76

Banking House and Lot----------- 14,000.00

Furniture and FixtUres------------ 6,000.00 Other Real Estate owned... 13,768.06

Cash in Vault and amounts due

from approved Reserve Agents 152,873.17

Checks for Clearing and Due from

COavosethhrdeIrrtaeBfmtassn.(.ki.fsa--n.-y.-)-.-_.-_-_-_-_-__-._-_-_-_-_-_-_.-_-_--_

9,872.34 none
7.20

Advance on Cotton and other

Commodities---------------------Customers Liability on Letters of

272.43

Credit and Acceptances...

none

Profit and LosS---------------------

none

- - - - Other Resources......

none

TotaL------------------------------$ 571, 853.37

LIABILITIES:

Capital Stock...$ Surplus Fun<L--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Ba.nks..---------------------DiVidends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit. LSaeVttienrgssoDf eCproesdiittsa--n--d--A--c-c-e-p--ta--n-c-e-sBielxlsePcuayteadblfeo..r.._C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities......

50,000.00 15,000.00
5,015.07 none
2, 814.68 none
1,026.92 96.21
368,945.63 5,808.19
123,146.67
none none none none

Total--------------------------------$ 571,853 .37

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

PEOPLES SAVINGS BANK

Thomasville, Ga.

As called for by the Superintendent of Banks.

T. J. BALL,

R. J. McCLENNY,

President.

Cashier.

Date of Charter: 1Q-22-1906

Began Business: 12-1-1906

RESOURCES:

Loans and Discounts--------------$ 214,179.58 Certificates of Indebtedness and

Bonds and Stocks owned.. 50,300.00

Banking House and Lot..

none

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-.--.-.--.---.-.

4, 796.80 13,457.12

Cash in Vault and amounts due

from approved Reserve Agents. 36,610.07

Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefitDsS(i.f--a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

3,035.88 none none

Advance on Cotton and other

Commodities..-------------------Customers Liability on Letters of

none

Credit and Acceptances... Profit and Loss.

none none

Other - Resources.... - -n-on-e

Total-------------------------$ 322,379.45

LIABILITIES:

Capital Stock...---------------------$ SUunrdpiVluisdeFduPnr<oLfi-t-s------------------Reserve Funds---------------------DDiuVeidt oenBdsa.UnknsP.a.-i-d-.-.-. ----------------Cashiers Checks---------------- Certified Checks.------------- Demand Deposits-------------- Time Certificates of Deposit:.. SaVings DePOsits------------------Letters of Credit and Acceptances
executed for Customers. Bills Payable....---------------------Notes and Bills Rediscounted... Other Liabilities..---------------

50,000.00 5,000.00
2,181.58 none none 80.00
120.50
none 151,758.31 23,668.58 89,620.48
none none none none

Total----------------------$ 322,379.45

104

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF THOMSON

Thomson, Ga.

As calJed for by the Superintendent of Banks.

J. E. WILKERSON,

E. C. HAWES,

President.

Cashier.

Date of Charter: 7-18-1891

Began Business: 7-18-1891

RESOURCES:

Loans and Discounts--------------$ 146,980.93

CeBrotinfidcsataensdoSftoInckdsebotwednneeds..s__a__n_d_ 166,988.50

BFuarnnkiitnugreHaonudseFaixntdULreost-----------------------

12,000.00 4,500.00

Other Real Estate owned.--------- 10,424.07

Cash in Vault and amounts due

from ai>I>roved Reserve Agents-- 96

Checks for Clearing and Due from

other Banks---------------------- 3, 477.73

Cash Items..-------------------------

14.62

Overd:rafts (if anYl-----------------

17.30

Advance on Cotton and other

CuCsotommmeords iLtii8aSb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

631.03

- - - - Credit and Accei>tances.---------
Profit and LOSS--------------------other Resources-------------------

none none none

Total--------------------------------$ 441,649.20

LIABILITIES:
Cai>ital Stock.______________________$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeiic>aotesistso-f--D--e-i>--o-s-it-,-_-_-_-_-_-_--_ Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C_U__s__to__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.---Other Liabilities-------------------

50,000.00 50,000.00 19,726.76 15,000.00
none
4,000.00 2,391.39
none
178,115.56 122,415.49
none
none none none none

Total--------------------------------$ 441,649.20

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF TIFTON

Tifton, Ga.

As called for by the Superintendent of Banks.

E. P. BOWEN,

B. H. McLEOD,

President.

Vice-President & Cashier.

Date of Charter: 1Q-1Q-1891

Began Business: 1896

RESOURCES:

Loans and Discounts--------------$ 489,206.08

Certificates of Indebtedness and

Bonds and Stocks owned.------- 160,778.90

Banking House and Lot----------- 29,003.35

Furniture and FixtUres------------

none

Other Real Estate owned.--------- 78,566.27

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.- 154,280.97

Checks for Clearing and Due from

other Banks---------------------- 6,215.01

Cash Items..------------------------Overd:rafts (if anY>-----------------

979.58
none

Advance on Cotton and other

Commoditi8S----------------------

none

CUstomers Liability on Letters of

Credit andAccei>tances----------

none

Profit and LOSS---------------------

none

- - - - Other Resources.-------------------

455.38

Total._______________________________$ 919,485.54

LIABILITIES:

Cai>ital Stock.----------------------$ Surolus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Dei>ositS-----------------Time Certificates of Dei>osiL----Savings Dei>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable._--------------------Notes and Bills Rediscounte<L--Other Liabilities-------------------

100,000.00 150,000.00 67,936.42
none
21,537.55
none
3,912.08 631.48
421,758.87 153,253.76
none
none none none
455.38

Total-------------------------------$ 919,485.54

THIRTEENTH ANNUAL REPORT

105

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF TIGNALL

Tignall, Ga.

As called for by the Superintendent of Banks.

C. D. BOLTON,

L. D. WARE,

President.

Cashier.

Date of Charter: 7-5-1909

Began Business: 8-1909

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned-------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned---------Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other Banks._-------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances------~-- Profit and Loss--------------------Other Resources-------------------Total--------------------------------$

37,467.45 600.00
5,000.00 1.266.25 4,028.62 7,538.01 2.228.48
none 344.14 3,709.68 none none none 62,182.63

LIABILITIES:
Capital Stock-----------------------$ Surplus Fund.--------------------Undivided Profits-----------------Reserve Funds--------------------- Due to Banks.--------------------Dividend. Unpaid-----------------CasWers Checks----------- Certified Checks-------------------TDiemmeaCnderDtifeipcoatseist so. _f -D- -e-p- -o-s-i-t-_-_-_-_-__- -_ LSaevttienrgssoDf Ceproesdiittsa--n-d--A--c--c-e-p-t-a--n-c-e-s-
executed for Customers Bills Payable._-------------------- Notes and Bilis Rediscounted----Other Liabilities__ -----------------

25,000.00 none 209.16 none 113.94 none 152.56 none
18,508.72 5,555.91
none none 9,392.34 3,250.00 none

Total--------------------------------$ 62,182.63

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF TOCCOA

Toccoa, Ga.

As called for by the Superintendent of Banks.

M. CRAWFORD,

J. H. CURTIS,

President.

Cashier.

Date of Charter: 8-1D-1911

Began Business: 9-1-1911

RESOURCES:

Loans and Discounts--------------$ 103,479.29

CeBrotinfidcsaatensdoSftoInckdsebotwednneeds__s__a__n_d_

none

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-_-_-__-_-_--_

5,255.32 32,550.00

Cash in Vault and amounts due

from approved Reserve Agents. 55,404.97

Checks for Clearing and Due from

other Banks._-------------------Cash Items-------------------------Overdrafts (if any>-----------------

1,040.17 1.254.28
none

Advance on Cotton and other

CuCCsroteomdmmiteorasdniLdtiieAasbc-ic-l-ei-tp-yt-a-on--nc-e-Ls--_e-_t-_t_-e_-r_-s_-_-o_--_f

11,038.19 none

Profit and Loss---------------------

none

Other Resources--------------------- - -n-on-e

Total--------------------------------$ 225,222.22

LIABILITIES:

Capital Stock.... ------------------$ SUunrdpivluidseFduPnrdo.f.it-s------------------------------------Reserve Funds---------------------Due to Banks. __ -----------------Dividends Unpaid-----------------CasWers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso.-f-D--e--p-o-s-i-t-_-_-_-_-__--_
Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_
Bills Payable.---------------------Notes and Bills Rediscounted----Other Liabilities-------------------

50,000.00 none 946.87 none none none 277.19 none
143,419.16 13,338.89 17,240.11
none none none none

Total---------------$ 225.222.22

106

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

WILKINSON COUNTY BANK

Toomsboro, Ga.

As called for by the Superintendent of Banks.

F. B. CHAMBERS,

H. E. STEPHENS,

President.

Cashier.

Date of Charter: 7-16---1907

Began Business: 7-16---1907

RESOURCES:

Loans and Discounts........$ 97,600.11

Certificates of Indebtedness and

Bonds and Stocks owned....

60.00

BFUanrnkiitnugreHaonudseFaixntdurLeos_t_._.___.______

none
195.00

Other Real Estate owned........ 18,040.94

Cash in Vault and amounts due

from avproved Reserve Agents 17,381.32

Checks for Clearing and Due from

other Banks----------------------

.21.68

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

12.04 504.44

Advance on Cotton and other

Commodities--------------------Customers Liability on Letters of

none

Credit and Accevtances..........

none

Profit and LoSS.--------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -13-4,13-9893..-8336

LIABILITIES:
Cavital Stock.----------------------$ Survlus FUnd---------------------Undivided ProfitS-----------------Reserve FUnds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit.... LSaeevtxtieencrgsustoeDfdeCfvoroersdCiittus.as-tn-o-dm--Ae-r-cs-c_-e_-v_-_-t_a-_-n_-c_-_e-s_. Bilis Payable.....--------------------Notes and Bills Rediscounted. Other Liabilities...------------------

25,000.00 5,000.00 4,580.02
none none none
83.45
none
79,498.10 5,239.29
none
none
14,798.50
none none

Total--------------------------------$ 134,199.36

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF TRION

Trion, Ga.

As called for by the Superintendent of Banks.

BENJ. D. REIGEL,

GRADY W. COLE,

President.

Cashier.

Date of Charter: 1()-16---1912

Began Business: 12-17-1912

RESOURCES:

Loans and Discounts--------------$ 79,069.32

Certificates of Indebtedness and

Bonds and stocks owned--------
FBOUathnrenkriitnRugreeHaaloEnudssteFataiexntoduwrLenoset-d---.----------------------------

16,844.15
none
1,103.94 1,422.76

Cash in Vault and amounts due

from avproved Reserve Agents 51,151.94

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_

none none none

Advance on Cotton and other

CuCsotommmeordsiLtieiasb.i.l-i-t-y--o-n---L-e-t-t-e-r-s--o--f 12,374.00

Credit and Accevtances...

none

- - - - - Profit and LoSS.--------------------
Other Resources.-------------

none none

Total----------------------------$ 161,966.11

LIABILITIES:
Cavital Stock..$ USUn!dI>ivluids eFdUPnrdo f. .i.t-s-.-- - ---- Reserve FUnds------------DDiuveidteonBdsanUknsp.a--id--.--------- Cashiers Checks--------- Certified Checks..------------ TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p-o-s-i-t-..-.--- Savings Deposits------------------LeetxteercsutoefdCforer dCitusatnodmAercsc_e_v__t_a_n_c_e_s_ Bilis Payable----------------------Notes and Bills Rediscounted. Other Liabillties...----------------

25,000.00 15,000.00 4,939.23
300.61
none none
9,148.35
none
43,765.47 63,580.20
232.25
none none none none

Total.--------------------------$ 161,966.11

THIRTEENTH ANNUAL REPORT

107

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF TUCKER

Tucker, Ga.

As called for by the Superintendent of Banks.

P. K. BURNS,

L. S. BURNS,

President.

Cashier.

Date of Charter: 1Q-29-1919

Began Business: 12-SQ-1919

RESOURCES:

Loans and Discounts......$ 36,097.44

Certificates of Indebtedness and

Bonds and Stocks owned.

none

Banking House and Lot... 2,500.00

Furniture and Fixtures. 1,100.00

Other Real Estate owned.......

none

Cash in Vault and amounts due

from approved Reserve Agents.. 12,066.58

Checks for Clearing and Due from

other Banks..

110.32

Cash Items.......

17.05

Overdrafts (if any)..........

127.59

Advance on Cotton and other

Commodities............

499.02

Customers LiabilitY on Letters of

Credit and Acceptances....

none

Profit and Loss.....

none

Other Resources...- - -n-on-e

Total........$ 53,218.00

LIABILITIES:
Capital Stock......$ Surplus Fund..... Undivided Profits.... Reserve Funds....... Due to Banks............. Dividends UnPaid..... Cashiers Checks.... Certified Checks.. Demand Deposits........ Time Certificates of Deposit. Savings Deposits.............. Letters of Credit and Acceptanoes
executed for Customers.... Bills Payable_............. Notes and Bills Rediscounted. Other Liabilities...

15,000.00 3,000.00 2,827.04
none none none
5.50 none 26,780.21 5,605.25 none none none none none

TotaL......$ 53,218.00

STATEMENT

Showing condition at the close of Business December.31, 1932, of the

BANK OF UNION POINT

Union Point, Ga.

As called for by the Superintendent of Banks.

H. LAMB,

R. A. RHODES,

President.

Cashier.

Date of Charter: 5-15-1911

Began Business: 5-1911

RESOURCES:

Loans and Discounts....$ 95,499.83

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot........... 2, 457.00

Furniture and Fixtures............ 1,040.00

Other Real Estate owned.......... 12, 787.52

Cash in Vault and amounts due

from approved Reserve Agents.. 11,472.05

Checks for Clearing and Due from

other Banks....................... 2, 634.24

Cash Items..........................

none

Overdrafts (if any).................

none

Advance on Cotton and other

Commodities......................

none

Customers Liability on Letters of

Credit and Acceptances...........

none

Profit and Loss.....................

none

- - - - Other Resources.....................

none

TotaL-------------------------------$ 125,890.64

LIABILITIES:
Capital Stock...$ USunrdpivluidseFduPnr<oLfi-t-s-----.--.-----------.RDeuseertvoeBFaunnkds.s..--.---------------- Dividends UnPaid. Cashiers Checks. Certified Checks... Demand Deposits...... Time Certificates of Deposit.. Savings Deposits ... Letters of Credit and Acceptanoes
executed for Customers Bills Payable...... Notes and Bills Rediscounted. Other Liabilities

25,000.00 25,000.00
162.28 1,000.00
none none
593.89
none 73,434.47
700.00 none none none none none

TotaL.$ 125,890.64

108

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE FARMERS BANK

Union Point, Ga.

As called for by the Superintendent of Banks.

E. W. STEWART,

A. J. STEWART,

President.

Cashil'r.

Date of Charter: 9-6-1911

Began Business: 9-6-1911

RESOURCES:

Loans and Discounts______________ $ 37,261.69

Certificates of Indebtedness and

Bonds and Stocks owned.------- 2,064.80

Banking House and Lot----------- 3,000.00

Furniture and FixtUres------------ l, 713.48

Other Real Estate owned.--------- 6, 875.00

Cash in Vault and amounts due

from approved Reserve Agents. 16,054.14

Checks for Clearing and Due from

other Banks---------------------Cash Ite!IlS--------------------------

2,249.98
none

Overdra.fts (if anY>-----------------

36.33

_Advance on Cotton and other

CuCsotommmeords iLtiieasb.i-l-i-t-Y--o--n--L--e-t-t-e-r-s--o--f

none

Credit and Acceptances......

none

:POrtohfeirt

aRnedsoLuOrcSesS...---....-.-.-.-.-.-...-

-

none
-no-ne

Total.................$ 69,255.42

LIABILITIES:
Capital Stock.........$ Surplus Fund........... Undivided Profits...... Reserve Funds.... Due to Banks....... Dividends Unpaid....... Cashiers Checks......... Certified Checks............. Demand Deposits................. Time Certificates of Deposit-... Savings Deposits--------- Letters of Credit and Acceptances
executed for CUStomers.... Bills Payable............... Notes and Bills Rediscounted. Other Liabilities..........

15,000.00
none
2,607.08
none none none
170.69
none
35,430.48 5,829.58 6,217.59
none 4 MO.()()
.cl
.ne

TotaL........ .. $ 69,255.42

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

ASHLEY TRUST CO.

Valdosta, Ga.

As called for by the Superintendent of Banks.

J. Y. BLITCH,

THOS. Y. ASHLEY,

President.

Secretary.

Date of Charter: 3-12-1913

Began Business: 4-13-1913

RESOURCES:

Loans and Discounts...........$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot........... FOuthrneirtRureealaEndstaFtiextouwrense..d._._._._._._._.___ Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other Banks------------ -Cash Items-----------------Overdrafts (if anY>------------Advance on Cotton and other
Commodities----------------Customers Liability on Letters of
Credit and Acceptances........ Profit and Loss....-------- Other Resources....--------
TotaL ..... -----------$

799,889.11
none none none
79,575.67 47,022.33
none none none none none none none
926,487.11

LIABILITIES:

Capital Stock-----------$ US unrdpilvuids eFduPnrdo.f-i-ts-.-.-..-.. -. .--.--..- Reserve Funds------------ Due to Banks--------------Dividends Unpaid--------- Cashiers Checks------------Certified Checks---------- Demand Deposits.. -------------Time Certificates of Deposit...... Savings Deposits..-----------Letters of Credit and Acceptances
executed for Customers..... Bills Payable. __ ------------ Notes and Bills Rediscounted..... Other Liabilities..............

100.000.00 35,000.00 71.672.78 9,253.58
none
3,000.00
none none none
388.143.66
none
none
312,865.99
none
6,551.10

Total......--------------$ 926,487.11

THIRTEENTH ANNUAL REPORT

109

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITIZENS BANK

Vienna, Ga.

As called for by the Superintendent of Banks.

W. B. LEWIS,

J. N. HARGROVE,

President.

Cashier.

Date of Charter: 6-30-1931

Began Business: 7-1-1931

RESOURCES:
Loans and Dl~counts ______________$ Certificates of Indebtedness and
Bonds and Stocks owned-------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextoUwrenSe-d-.-_-_-_-_-_-_-_-_-_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Oleartng and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (it any)________________ _ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances.--------Profit and LOSS--------------------Other Resources.-------------------
TotaL------------------------------$

20,732.62 10,377.44 5,000.00 1,000.00
none 13,024.81
48.00 1,024.69
353.44 5, 798.68
none none 706.21 58,065.89

LIABILITIES:
Capital Stock.---------------------$ Surplus Fund... -----------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanyadbBleil.l.s--R-e--d-i-s-c-o-u--n-t-e-d----.---. Other Liabilities..------------------

25,000.00 none 269.49 none none none 308.80 none
32,487.60 none none none none none none

TotaL------------------------------$ 58,065.89

STATEMENT

Showing Condition at the close of Business December 31, 1932, of the

BANK OF VILLA RICA

Villa Rica, Ga.

As called for by the Superintendent of Banks.

S. 0. FIELDER,

R. R. RICHARDSON,

President.

Cashier.

Date of Charter: 5-4-1899

Began Business: 5-1899

RESOURCES:

Loans and Discounts--------------$ 215,432.66 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__..___._.__._ Furniture and FixtUres-----------Other Real Estate owned--------Cash in Vault and amount~ due
from approved Reserve Agents.. Checks for Olearing and Due from
other Banks---------------------Cash Items.------------------------Overdrafts (if anYl----------------AdCvoan=coediotinesC._o__t_to__n___a__n_d____o_t_h__er_

5,000.00 5,000.00 1,500.00 28.700.00 71,781.33 1, 507.92 1,463.59
none none

Customers LiabilitY on Letters of Credit and Acceptances._________

none

Profit and Loss---------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -3334,- ,175782-..9411

LIABILITIES:
Capital Stock.___________ -------- __ .$ Surplus Fund...--------------------Undivided Profits-----------------Reserve FundS---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t____________ __ LBeeixltletsecPrusateoydfabfColrere_Cd__iu_ts_a_ton__md__eA_r_sc___c__e__p____t_a___n__c__e__s__ NOothteesr aLniadbBiliiltlisesR..e_d__i_s_c_o__u_n_t_e__d_._-_-_--_

50,000.00 30,000.00 1,500.00 17,000.00
none none 242.29 none 161,333.67 74,082.45 none none none none none

TotaJ. _______________________________$ 334,158.41

110

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of tbt>

BANK OF WADLEY

Wadley, Ga.

As called for by the Superintendent of Banks.

S.C. EVANS,

S. D. MANDEVILLE,

President.

Cashier.

Date of Charter: 1-~9-1902

Began Business: 190~

RESOURCES:

Loans and Discounts..-----------$ 65.811.12

Certificates of Indebtedness and

Bonds and Stocks owned....

none

Banking House and Lot----------- 3,000.00

Furniture and Fixtures------------ 3,000.00

Other Real Estate owned.--------- 19,551.51

Cash in Vault and amounts due

from approved Reserve Agents.. 8,226.40

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on Cotton and other

Commodities.---------------------

none

Customers Liability on Letters of

Credit and Acceptances....

none

Profit and LOSS---------------------

none

Other Resources.-------------------- - -no-ne

Total..--- __ .--.. -------------$ 99,589.03

LIABILITIES:
CS uairJoiltuals SFtuocnkd....._______________.___.___. $ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSD--a-i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks.------------------Demand DepositS------------------Time Certificates of DeiJosit...... Savings DeDosits------------------Letters of Credit and AcceiJtances
executed for Customers....... Bills payable..... __ ----------------NOothteesr aLniadbBiliitlilessR..e_d__i_s_c_o__u_n_t_e__d_._._._.._

25,000.00 25,000.00
857.16 none none none 725.39 none 12,172.71 1,057.72 17,959.72 none 16,816.33 none none

TotaL-------------------------------$ 99,589.03

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITIZENS BANK

Warrenton, Ga.

As called for by the Superintendent of Banks.

C. R. FITZPATRICK,

R. F. FOWLER,

President.

Cashier.

Date of Charter: 4-14-1902

Began Business: 4-190~

RESOURCES:

Loans and Discounts--------------$ 226,459.87

Certificates of Indebtedness and

Bonds and Stocks owned... 81,968.50

Banking House and Lot--------- 8,975.44

Furniture and Fixtures---------- Other ReafEstate owned.......

5,107.40 7,997.31

Cash in Vault and amounts due

from aDDroved Reserve Agents.. 186,266.70

Checks for Clearing and Due from

other Banks.--------------------Cash Items...----------------------AOdCvveoarmdnrcmaefotdsoin(tiief saC.n_o_Y_t_t>o_-_n-_-_-_a-_-_n-_-d_-_-_-_o-_-t_-h_-_e--_r

380.29 none 50.65 6. 754.21

Customers Liability on Letters of

Credit and AcceiJta,nces..........

none

Profit and LoSS.----------------

none

- - - - Other Resources.------------------

192.75

TotaL$ 524,153.12

LIABILITIES:

CSuarDoi1tuais SFtuocnkd...... ____________________$
Undivided Profits-----------------Reserve Funds------------------ DDuiveidtoenBdsanUknSp-a--id--..-.-----.--------.---.Cashiers Checks-------------------Certified Checks.----------------Demand DeiJositS..----------------Time Certificates of Deposit.. Savings Deposits------------------Letters of Credit and AcceiJtances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_.__._._ -------- Notes and Bilis Rediscounted... Other LiabilitieS-.-----------------

50,000.00 25,000.00 30.417.98 9,801.56
none none 3,265.87 none 405,667 0 71 none none none none none none

TotaL-----------------$ 524,153.12

THIRTEENTH ANNUAL REPORT

lll

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

WASHINGTON LOAN AND BANKING CO.

Washington, Ga.

As called for by the Superintendent of Banks.

T. J. BARKSLALE,

T. J. BARKSDALE,

President.

Cashier.

Date of Charter: 9-7-1891

Began Business: 5-1-1895

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..... Banking House and Lot...... Fumit].lre and FixtUres........... Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items.------------------------Overdrafts (if anY>----------------AdCvoa=ncoeditoines.c._o_t_t_o__n___a_n__d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances......... POrtohfeirt aRnesdoLurOceSsS......-.----.---.-.---------.-.-.
TotaL.-----------------------------$

177,171.47 148,500.00
none
5, 985.00 10,000.00 52,849.57
232.38
none
19.50 6,605.51
none none none
401, 363 .43

LIABILITIES:

Capital Stock----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas nUknsP--a-i-d--..-.-.--.-.-.--.--.----. --.-. CCearsthifieierds CChheecckkss.-.-------------..-.-.-.-.-.-. Demand DepositS-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers...... Bills P!IIYable-................. Notes and Bills Rediscounted.... Other Liabilities-------------------

50,000.00 50,000.00 20,731.53
none none none
235.65
none
201,378.00 58,952.65 20,065.60
none none none none

Total------------------------ .....$ 401, 363.43

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

COMMERCIAL BANK

Waycross, Ga.

As called for by the Superintendent of Banks.

L. B. HARRELL,

J. M. NORMAN,

President.

Vice-President & Cashier.

Date of Charter: 1G-15-1918

Began Business: 1G-3G-1918

RESOURCES:

Loans and Discounts......$ Certificates of Indebtedness and
Bonds and Stocks owned.... BFuarnnkiitnugreHaonudseFaixntdurLeos_t_._._._._._._._._._._ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items..------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Co=odities..--------------------Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc..c_e__p_t_a_n_c_e_s_._._.___.___._._. Other Resources..-------------------
TotaL......$

168,374.43
136,032.08 19,771.70 4,500.00 1,000.00
280,765.51
4,063.68 42.70
none
none
none none
332.67
614,882.77

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------RUensdeirvviedFedunPdr..oqf_i_t_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
DDiuveidtoenBdsanUknsP..-a-i-d-.--.-.-.------.---..----.Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit...... LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsecPuatyeadbfloer__C_U__s_t_o_m__e__r_s_.__._._.__.__._ NOothteesr aLniadbiBliitlilessR...e_d__i_s_c_o__u_n_t_e__d_._.__._

50,000.00 10,000.00 33,584.81 2,926.64
none
1,004.00 2, 786.43
none
514,580.89
none none
none none none none

TotaL. _.. _........-..$ 614,882.77

ll!l

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF WAYNESBORO

Waynesboro, Ga.

As called for by the Superintendent of Banks.

C. W. SKINNER, JR.,

F. M. SKINNER,

President.

Cashier.

Date of Charter: 12-16-1890

Began Business: 1891

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot----------Furniture and Fixtures......... Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f.a. n__y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__er_
Customers Liability on Letters of Credit and Acceptances...........
Profit and Loss................ Other Resources..............

172,456.10
none none
3,534.74 30,931.42
16,026.15
1,178.95
none none none none none none

TotaL........................$ 224,127.36

LIABILITIES:
Capital Stock.......................$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks........................ CDaivsihdieenrsdsCUhencokasi.<..L.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-. Certified Checks....________......... Demand DepositS-----------------Time Certificates of Deposit....... Savings Deposits------------ .... --Letters of Credit and Acceptances
executed for Customers.......... Bills PaYable_____ -----------------Notes and Bills Rediscounted..... Other Liabilities.....................

50,000.00 35,000.00 1, 721.28
none none
16.00 312.58
none
30,154.48
none
46,406.12
none
60,516.90
none none

TotaL------------------------------$ 224,127.36

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

CITIZENS BANK & TRUST CO.

West Point, Ga.

As called for by the Superintendent of Banks.

H. H. GREENE,

H. C. SAPP, JR.,

President.

Cashier.

Date of Charter: 2-17-1917

Began Business: 3-17-1917

RESOURCES:

Loans and Discounts __............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot----------Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrteamftss..(.i.f_a__n_y_)--__-_-_-_-_-_-_-_-_-_-_-_-_-_--__Advance on Cotton and other CuCsotommmeords iLtieias.b.i-l-i-t-y- -o-n- - -L-e- -tt-e- -r-s-o- -f
Credit and Acceptances........... Profit and Loss..................... Other Resources.....................
Total................................$

619,589.88
69,993.79
none
11,457.52 41,783.67
186,628.80
none
1,588.99
none none none none
1,162.03
932,204 .68

LIABILITIES:

Capital Stock.......................$ Surplus FuncL..................... Undivided ProfitS-----------------Reserve Funds.............----..... Due to Banks.--------------------- Dividends Unpaid..........----.... Cashiers Checks...____.......----.. Certified Checks.................... Demand Deposits----------------- Time Certificates of Deposit....... Savings Deposits.--------- ..... ___ . Letters of Credit and Acceptances Bielxlsecpuatyeadbfloer...C.u. _s_t_o_m__e__r_s_-_---------------- Notes and Bills Rediscounted..... Other LiabilitieS-------------------

100,000.00 25,000.00 7' 253.44 2, 697.84
none
62.00 807.07 170.00 383,043.58 2,500.00 330,676.50
none
79,994.25
none none

Total.-------------------------------$ 932,204.68

THIRTEENTH ANNUAL REPORT

113

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

MERCHANTS AND PLANTERS BANK

Whigham, Ga.

As called for by the Superintendent of Banks.

J. E. HARDEN,

R. S. KENNEMUR,

President.

Cashier.

Date of Charter: 6-18-1918

Began Business: 6-19-1918

RESOURCES:

Loans and Discounts--------------$ 8,372.31 Certificates of Indebtedness and

Bonds and Stocks owned-------- 5,000.00

Banking House and Lot----------- 3,000.00

FOUthrenritRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

2,000.00 5,717.75

Cash in Vault and amounts due

flom approved Reserve Agents. 6, 771.53

Checks for Clearing and Due flom

other Banks---------------------COavsehrdIrtaefitnsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

753.82
none
97.10

AdCvoamnmceodoitnies.C._o__t_to__n___a__n_d__ -o--t-h-e--r

none

CuCsrteodmiterasnLdiAabcicleiptytanocnesL,_e_t_t_e_r_s__o_ _f

none

- - - - - Profit and LoSS..--------------------
Other Resources--------------------

536.44
none

TotaL-------------------------------$ 32,248.95

LIABILITIES:

Capital Surplus

SFtUoc.nk<--L-----------------------------------------$

Undivided ProfitS-----------------

Reserve FUnds----------------------

Due to Banks-----------------------

DiVidends Unpaid..-----------------

Cashiers Checks--------------------

Certified Checks--------------------

Demand DepositS....-----------------

Time Certificates of Deposit-------

SaVings Deposits.------------------

LeetxteecrsutoefdCforer dCitusatnodmAercsc_e_p__t_a_n_c_e_ s_

BNioltlessPaanYdabBliel-ls--R--e-d--is-c--o-u-n--te--d-.-.-__-_--_

Other Liabilities....------------------

15,000.00
none none none none none
76.25
none
10,834.10 l, 330.92
none
none none none
5,007.66

TotaL-------------------------------$ 32,248.95

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE PEOPLES BANK

Winder, Ga.

As called for by the Superintendent of Banks.

J. W. McWHORTER,

C. 0. MADDOX,

President.

Cashier.

Date of Charter: 1()-29-1926

Began Business: 1()-3()-1926

RESOURCES:

Loans and Discounts--------------$ 75,874.39

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-__-_-_-_-_-_-

3, 860.00 9,400.00

Furniture and Fixtures--------Other Real Estate owned---------

2,500.00
none

Cash in Vault and amounts due

from approved Reserve Agents 40,279.72

Checks for Clearing and Due flom

other Banks---------------------COavsehrdIrtaefmtss (-i-f-a-n--Y--l---------------------------------Advance on Cotton and other

none none none

CuCsotommmeorsdiLtiieasb-i-l-it-y---o-n--L--e-t-t-e-r-s--o--f

2,871.24

- - - - - Credit and Acceptances ---------
Profit and Loss -------------------Other Resources -------------------

none none none

TotaL-------------------------------$ 134,785.35

LIABILITIES:
Capital Stock ----------------------$
SUunrdpiVluisdeFdUPnrdof-i-ts------------------------------------Reserve FUnds--------------------Due to Banks---------------------DiVidends Unpaid ----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits ----------------Time Certificates of Deposit -----SaVings Deposits------------------LeetxteercsutoefdCforer dCiut satnodmAercsc_e_p__t_a_n_c__es_ Bills Payable ---------------------Notes and Bills Rediscounted ---Other Liabilities ------------------

25,000.00 5,000.00
none
5,578.92
none
1,500.00 2,502.53
none
83,620.03 300.00
11,283.87
none none none none

Total_----------------------------.$ 134,785.35

114

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31. 1932. of the

THE WOODBURY BANKING CO.

Woodbury, Ga.

As called for hy the Superintendent of Banks.

J. E. GRIMSLEY,

S. P. WILBURN,

President.

Cashier.

Date of Charter: 1Q-2Q-1891

Began Business: 1Q-1902

RESOURCES:

Loans and Discounts ______________$ 115,195.30

Certificates of Indebtedness and

Bonds and Stocks owned ------- 33,086.95

Banking House and Lot-----------

none

Furniture and Fixtures------------ 4,176.73

Other Real Estate owned ---------

500.00

Cash in Vault and amounts due

from aporoved Reserve Agents__ 20,468.50

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss (-I-f-a--n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_

281.77 300.92 303.64

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-l-it-y--o--n--L--e-t-t-e-r-s--o--f

8,335.48

Credit and Acceotances ---------

none

- - - - Profit and Loss --------------------
Other Resources -------------------

none none

TotaL-------------------------------$ 182,649.29

LIABILITIES:
Capital Stock----------------------$ Surolus Fund --------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks ---------------------Dividends Unoaid ----------------Cashiers Checks-------------------Certified Checks ------------------Demand Deposits ----------------Time Certificates of Deoosit -----Savings Deoosits------------------LeetxteecrsutoefdCforer dCiut satnodmAercsc_e_o__t_a_n_c__es_ BNiolltsesPaanyadbBleill-s-R--e--d-i-s-c-o--u-n-t-e-d---_-__--_ Other Liabilities ------------------

25,000.00 10,000.00 8,580.78
none none none 306.82 none 73,349.84 45,105.19 none none 10,000.00 10,306.66 none

Total.-------------------------------$ 182,649.29

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

WOODLAND BANK

Woodland, Ga.

As called for by the Superintendent of Banks.

S. F. WOODALL,

M. H. KING,

President.

Cashier.

Date of Charter: 11-18-1907

Began Business: 11-25-1907

RESOURCES:

Loans and Discounts______________$ 45,672.58

Certificates of Indebtedness and

Bonds and Stocks owned ------BFuanrnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_

678.90 2,000.00 1,500.00

Other Real Estate owned --------Cash in Vault and amounts due

1,553.00

from approved Reserve Agents. 9,049.89

Checks for Clearing and Due from

other Banks---------------------Cash Items ------------------------Overdrafts (If anYl----------------Advance on Cotton and other
Commodities--------------------Customers Liability on Letters of

none 31.65 none 321.22

Credit and Acceotances ---------

none

Profit and Loss--------------------

600.00

Other Resources -------------------- - -688-.64

Total--------------------------------$ 62,095 .88

LIABILITIES:
Caoital Stock ----------------------$ Surolus Fund --------------------Undivided Profits-----------------Reserve Funds --------------------Due to Banks ---------------------Dividends Unoaid ----------------Cashiers Checks-------------------Certified Checks ------------------Demand Deoosits ----------------TSiamvienCgserDtiefoicoastietss_o__f_D__e__o_o_s_i_t__-_-_-_-_--_ LeetxteecrsutoefdCfor er dCi tusatnodmAercsc_e_p__t_a_n_c__es_ BNiolltsesPaaYndabBleill-s-R--e--d-i-s-c-o--u-n--t-e-d--------Other Liabilities ------------------

15,000.00 12,000.00 1,435.66
none none none 90.36 none 19,397.62 10,521.24 none none 3,000.00 none 651.00

Total-------------------------------$ 62,095.88

THIRTEENTH ANNUAL REPORT

115

STATEMENT

.ng condition at the close of Business December 31, 1932, of the

BANK OF WOODSTOCK

Woodstock, Ga.

As called for by the Superintendent of Banks.

J. H. JOHNSTON,

W. L. DuPREE,

President.

Cashier.

Date of Charter: 1Q-1Q-1905

Began Business: 1Q-1905

RESOURCES:
Loans and Discounts.____________$ Certificates of Indebtedness and BaB,noln!;dinsgaHnoduSsteoacnkds oLwont_e_d_._._-_-_-_-_-_--_ FUrniture and FixtUres___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clewring and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if aD.Y)----------------Ad1!allce on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances..--------Profit and Loss.----------------- Other ResourceS..-------------------
TotaL------------------------------ .$

46,679.82
5,750.00 3,446.33 2,430.61 6, 763.94
14,631.64
none none none
none
none
274.41 3, 236.15
83,212.90

LIABILITIES:
Capital Stock.----------------------$ SUrplus Fun<L------------------- Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas nUknSp-a--i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks---------------- Certified Checks..------------------DemRJld Deposits-----------------TSiamvienCgserDtiefpiocas1tetss_o__f_D__e__p_o_s__it_-_-_-_-_-_-_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Pay'able..._-- ___ ---- ____ --- ___ _ Notes and Bills Rediscounted.. Other Liabilities...----------------

25,000.00 13,000.00
18.69
none none none
546.50
none
25,475.66 5,000.83
none
none
5,000.00
none
9,169.22

TotaL-------------------------------$ 83,212.90

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

R. L. KENT,

H. T. JOHNSON.

President.

Cashier.

Date of Charter: 2-16-1897

Began Business: 2-16-1897

RESOURCES:

Loans and Discounts--------------$ 98,175.50 Certificates of Indebtedness and

Bonds and Stocks owned-------- 5,600.87

BFuarnnkiitnugreHaonudseFaixntdUrLeos_t-__-_-_-_-_-_-_-_-_--_

4,000.00 3, 141.o7

Other Real Estate owned..--------- 19,048.49

Cash in Vault and amounts due

from approved Reserve Agents. 18,953.63

Checks for Clearing and Due from

other Banks.-------------------- Cash Items.------------------------

269.26
none

Overdrafts (if=>-----------------

61.20

Advance on Cotton and other

Commodities---------------------- 12,811.81

Customers LiabilttY on Letters of

Credit and Acceptances...------Profit and LosS..--------------------
Other Resources...-----------------

-

none none
-n-on-e

Total------------------------$ 162,061.83

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L-------------------Undivided Profits------------Reserve Funds---------------------Due to Banks..--------------------Dividends Unpaid...--------------Cashiers Checks-------------------Certified Checks..------------------Demand Deposits---------------- Time Certificates of Deposit------ LSaevttienrgssoDf eCproesdiitts-a-n--d--A--c-c-e-p--ta--n-c-e--s
executed for Customers---------BNiolltsesPaanYdabBlEillLs-R--e--d-i-s-c-o--u-n--t-e-d--.-__-_--_ Other Liabilities-------------------

25,000.00 25,000.00 3,989.30
none none none
260.70
none
34;912.71 57,899.12
none
none
15,000.00
none none

TotaL-----------------$ 162,061.83

116

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1932, ..

EXCHANGE BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

P. B. BEDINGFIELD,

E. E. DALEY,

President.

Cashier.

Date of Charter: 12-2Q-1909

Began Business: 12-20-1909

RESOURCES:

Loans and Discounts--------------$ 100,098.63

Certificates of Indebtedness and

Bonds and Stocks owned... 7,628.97

Banking House and Lot----------- 6,500.00

Furniture and FixtureS------------ 3,585.00

Other Real Estate owned....... 4, 735.41

Cash in Vault and amounts due

from approved Reserve Agents.. 19,234.35

Checks for Clearing and Due from

li

other Banks---------------------- 1,026.87

COavsehrdIrtae.fmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

123.60 65.46

Advance on Cotton and other

Commodities.............. 3,351.99

Customers Liability on Letters of

Credit and Acceptances.....

none

- - - - - Profit and Loss---------------------
Other Resources.-------------------

none none

TotaL-------------------------------$ 146,350.48

LIABILITIES:
Capital Stock_______________________$ Surplus Fund..._____________________ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand D,evosits......----------Time Certificates of Deposit.. Savings Devosits. ---------- ____ ---Letters of Credit and Acceptances
executed for Customers---------Bills Payable...---------------------Notes and Bills Rediscounted... Other LiabilitieS.------------------

35,000.00 15,000.00 3,684.66 3,680.00
none none
70.53
none
71,352.24 7,563.05
none
none
10,000.00
none none

Total----------.--------------------.$ 146,350.48

STATEMENT

Showing condition at the close of Business December 31, 1932, of the

THE BANK OF ZEBULON

Zebulon, Ga.

As called for by the Superintendent of Banks.

C. R. GWYN,

J. J. EDWARDS,

President.

Cashier.

Date of Charter: 8-18--1905

Began Business: 1-31-1905

RESOURCES:

Loans and Discounts.-------------$ 92,458.39

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.__.___._._.

none
5,000.00

Furniture and Fixtures------------ 2,576.20

Other Real Estate owned....... 3,669.39

Cash in Vault and amounts due

from apvroved Reserve Agents.. 24,822.58

Checks for Clearing and Due from

other Banks.---------------------

none

Cash Items.-------------------------

50.65

Overdrafts (if anYl-----------------

110.64

Advance on Cotton and other

Commodities... __ . __ .------------. 1,100.31

Customers Liability on Letters of

Credit and AcceptanOOS.---------

none

- - - - - Profit and LOSS.------------------
Other Resources.-------------------

none none

Total...-- _________ ___ . _____ .$ 129,788.16

LIABILITIES:
Capital Stock.______________________$ Surplus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unvaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Devosit... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-..-Other LiabilitieS-.------------------

25,000.00 5,000.00 8,001.78
none none none
3,150.92
none
43,026.83 16,106.28 15,483.82
none none
14,013.53
none

Total--------------------------------$ 129,783.16