Twelfth annual report [1931]

DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA
STEIN PRINTING COMPANY STATE PRINTERS ATLANTA, GA.

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved
August 16, 1919.
TWELFTH ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1931.
DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended August 14, 1920; August 21, 1922; August 13, 1924; August 26, 1925; August 25, 1927, and August 27, 1931. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907.
W. J. DAVIS, Superintendent of Banks.

IV

DEPARTl\IE~T OF BANKING

DEPARTMENT O:F BANKING STATE OF GEORGI\ ATLANTA December 3I, 1931.

To THE HoNORABLE RICHARD B. RussELL, JR., GovERNOR,

State of Georgia,
Atlanta, Ga.
Dear Sir:
As required in Sections I 5 and I6 of Article 2 of the Banking Law, I have the honor to submit herewith, this, the I2th annual report of the Department of Banking for the year ending December 31, 1931.
This report consists of the following exhibits and schedules:
r. Exhibit "A", Official Roster of the Department of Banking.
2. Exhibit "B", a statement of the receipts and disbursements of the Department for the year 193 I.
3 Exhibits "C", "D", "E", "F", "G", "H", "I", "J", "K",
covering miscellaneous applications relative to charter amendments, charter renewals, mergers, voluntary liquidations, surrender of charters, etc.
4 Exhibit "L", a list of branch banks now in operation.
5 Exhibit "M", a condensed statement showing the dispo-
sition of banks during the year I93 I.
6. Exhibit "N", a list of banks and branches that are members of the Federal Reserve System.

TWELFTH ANNUAL REPORT

v

7 Exhibit "0", a list of Small Loan Companies under the supervision of the Superintendent of Banks during the year 1931, and Exhibit "P", a list of Credit Unions as of December 31, 1931.

8. Exhibit "Q", abstract of reports showing condition of 257 banks and 12 branches as of December 31, 1931, with a comparative statement of 294 banks and 14 branches as of December
JI, I9JO.
9 Exhibit "R", abstract of reports showing condition of 65 National banks in Georgia as of December 31, 1931, as reported to this office by the Comptroller of the Currency of the United States.

IO. Exhibits "S", "T" and "U", representing a list of banks taken in possession by the Department during the year I 93 I, a list of banks in liquidation, showing dividends paid to creditors and remaining funds on hand, and a list of banks the liquidation of which was completed during the year.

In addition to the information as r'eflected m the exhibits referred to above, the report contains the detailed published statement of each bank as of December 31, 1931. This statement gives an itemized report of the assets and liabilities of the bank, the date the bank was chartered, the date it began business and the name of the President and the name of the Cashier of the bank.
Respectfully submitted,
W. J. DAVIS,

Superintendent of Banks.

VI

DEPARTMENT OF BANKING

Exhibit "A." DEPARTMENT OF BANKING, STATE OF GEORGIA
OFFICIAL ROSTER
December 31, 1931

W. J. DAVIS Superintendent of Banks

EXAMINERS

Name

Address

E. B. Dougla!';S ____________ Talbotton ______________ $ Richard Forrester_________ Montezuma____________ _ C. L Gruver ______________ Statesboro ____________ _ W. D. Lloyd_______________ Tallapooc;a ____________ _ M. E. Sisk________________ Greensboro ____________ _

Salary
200.00 200.00 200.00 200.00 200.00

OFFICE ASSISTANTS

Name

Position

J. E. Denmark ____________ Chief Clerk____________ $ Miss Annette Johnson ___ Secretary______________ _ Mrs. W. L. Ellis ___________ Secretary______________ _

Salary
250.00 150.00 135.00

Theodore MarshalL _______ Porter_ _________________ $

55.00

TWELFTH ANNUAL REPORT

VII

Exhibit "B."

DEPARTMENT OF BANKING, STATE OF GEORGIA Receipts and Disbursements, 1931.

RECEIPTS
Balance Jan. 1, 1931. ___________________________ . __________$ Examination Fees_________________________________________ _ Fines and Penalties. _____________________________________ _ Small Loan Fees__________________________________________ _ Miscellaneous Income _____________________________________ _

727.46 32,537.17
40.00 6,974.98
1,248.89

Total Receipts.. ________________________________________ _

$ 41,528.50

DISBURSEMENTS
Superintendent's Salary_________ . ______ . __________________$ Superintendent's Compensation as Licen.:;ing OfficiaL __ _ Asst. Superintendent's Salary, Jan. lc;t to Sept. 24th ___ _ Traveling Expense, Supt._________________ .. __ . ___ ... _____ . Office Assistants' Salaries... _____________________________ _ Examiners' Salaries ______ . ____ . _..... _............ _. _.. _. __ Examiners' Expenses, Traveling. __ ._ .. __ ... _........ _. __ .. Printing and Stationery______________________ ._._. __ ..... . Miscellaneous Office Expense. __ . _________ . _______ ._ .. _._._

6,000.00
1,200.00 2,640.00
27.75 6,898.00
12,200.00 9,171.24 1,502.67 1,665.27

Total Disbursements .. _.... __ .... __ .. __ ... __ ... _____ . __ _ Balance State Treasurer, Dec. 31, 1931.. _____ .... _______ . __

$ 41,304.93 $ 223.57

VIII

DEPARTMENT OF BANKING

APPLICATIONS FOR CHARTER APPROVED.

Exhibit "C."

NAME OF BANK

LOCATION CAPITAL APPROVED

Citizens Bank_______________ Vienna _______ $ 25,000.00

Coffee County Bank _________ Douglac; ______

50,000.00

City Bank and Trust Co. ____ Macon ________ 110,000.00

6-23-31 6-18-31 6-26-31

PERMIT ISSUED
6-30-31 7-1-31 7-l-31

Exhibit "D." APPLICATIONS TO INCREASE CAPITAL APPROVED.

NAME OF BANK

LOCATION APPROVED AMOUNT OF INCREASE

Griffin Banking Co. _________ Griffin~------ 3-19-31 $ 150,000.00 to $ 175,000.00

Exhibit "E." APPLICATIONS TO DECREASE CAPITAL APPROVED.

NAME OF BANK

LOCATION APPROVED AMOUNT OF DECREASE

Bank of Lenox_______________ Lenox ________ 10-28-31 $ 30,000.00 to $ 25,000.00

Bank of Camilla_____________ Camilla_______ 11-30-31

50,000.00 to 25,000.00

Exhibit "F." APPLICATIONS FOR RENEWAL OF CHARTER APPROVED.

NAME OF BANK

LOCATION DATE OF CHARTER

Bainbridge State Bank______ Bainbridge_____ Shadburn Banking Co. ______ Buford_________ Bank of Oglethorpe __________ Oglethorpe _____ Bank of Molena______________ Molena_________ Bank of Wadley______________ Wadley _________
Bank of Grantville __________ Grantville______ Citizens Bank_______________ Warrenton______

2-1-1901
1-23-1901 2-5-1901 10-9-1901 1-29-1902 9-10-1901
4-14-1902

DATE APPROVED
1-12-31 1-23-31 2-10-31 5-8-31 8-12-31 8-29-31 12-23-31

TWELFTH ANNUAL REPORT

IX

Exhibit "G." PERMITS TO ENTER VOLUNTARY LIQUIDATION ISSUED.

NAME OF BANK

LOCATION DATE

LIQUIDATED BY

Farmers & Merchants Bank_ Kite____________ 1-26-31 Directors.

Merchants Trust Company __ Valdosta _______ 1-3Q-31 Cit. & Sou. Nat'l. Bank.

Bank of Lumpkin County___ Menlo Bank _________________

Dahlonega______ Menlo __________

2-4-31 Bank of Dahlonega. 2-19-31 Directors.

Bank of Ellenwood __________ Ellenwood______ 7-1-31 Directors.

Atlanta Savings Bank_______ Atlanta_________ 1Q-13-31 Trust Co. of Ga.

South Georgia Trust Co. ____ Albany_________ 12-11-31 Director!='.

Peoples Bank________________ Glennville______ 12-24-31 Glennville Bank.

Montrose Banking Co. _______ Montrose _______ 12-31-31 Directors.

Bank of Statham____________ Statham________ 12-31-31 Directors.

Exhibit "H." APPLICATIONS TO SURRENDER CHAB.TER APPROVED.

NAME OF BANK

LOCATION

DATE APPROVED

Peachtree Road Commercial Bank ____________ Atlanta____________ _ Bank of Clayton County______________________ Jonesboro _________ _ Alpharetta Bank______________________________ Alpharetta ________ _
Bank of Jakin________________________________ Jakin _____________ _ Bank of Ellenwood ___________________________ Ellenwood_________ _

1-24-31 2-4-31 4-1Q-31 6-4-31 9-1Q-31

PERMITS TO RESUME BUSINESS ISSUED.

Exhibit "I."

NAME OF BANK

LOCATION

S. Lemon Banking Co. _______ Acworth ________

APPROVED 3-10-31

WHEN SUSPENDED
1-2-31

Exhibit "J." APPLICATIONS TO DECREASE CAPITAL DISAPPROVED.

NAME OF BANK

LOCATION

DATE

PROPOSED DECREASE

Citizens Banking Co. ________ Eastman _____ 2-24-31 $ 100,000.00 to $ 50,000.00

X

DEPART.YIENT OF BANKING

BANKS IN VOLUNTARY LIQUIDATION. December 31, 1931.

Exhibit "K."

NAME OF BANK

LOCATION

DATE APPROVED FOR LIQUIDATION

Bank of Willacoochee ________________ Willacoochee ___________ May 18, 1925. Farmers Banking Co. ________________ Covington _____________ April6, 1925.
Jasper CountY Bank ________________ Monticello______________ April6, 1926. Farmers Bank _______________________ Vidette _________________ June 28, 1926. Claxton Bank _______________________ Claxton ________________ November 9, 1926.
Bank of Bostwick ___________________ Bostwick ______________ December 2,1926. Union Banking Co. _________________ Monroe ________________ February 12,1927.
Dacula Banking Co. _________________ Dacula _________________ February 15, 1927. Sharpsburg Banking Co. ____________ Sharpsburg____________ November 12, 1927. Bank of Boston _____________________ Boston_________________ December 31, 1927.
Bank of Buckhead __________________ Buckhead______________ July 14, 1927. Bank of Lincolnton _________________ Lincolnton _____________ February 10, 1928. Bank of Stephens___________________ Stephens ______________ September 11, 1928. Council Bank _______________________ Ellaville ________________ Pending.
Pittard Banking Co. _________________ Winterville _____________ Pending. Bank of Taliaferro __________________ Crawfordville __________ September 4, 1929. Atlanta Trust Co. ___________________ Atlanta ________________ December 11, 1929. Peoples Bank _______________________ Comer_ ________________ March 31, 1930. Bank of Helen _______________._______ Helen __________________ June 2,1930.
Liberty Bank & Trust Co. ___________ Savannah______________ June 9, 1930. Bank of Cave Spring ________________ Cave Spring____________ December 12, 1930.
Houston Banking Co. _______________ Perry __________________ December 12, 1930.
Farmers & Merchants Bank _________ Kite ___________________ January 26, 1931. Merchants Trust Co. ________________ Valdosta _______________ January 30, 1931.
Bank of Lumpkin County___________ Dahlonega _____________ February 4, 1931. Menlo Bank _________________________ Menlo __________________ February 19, 1931.
Atlanta Savings Bank_______________ Atlanta ________________ October 13, 1931.
South Georgia Trust Co. ____________ Albany_________________ December 11, 1931. People's Bank_______________________ Glennville _____________ December 24, 1931. Montrose Banking Co. _______________ Montrose _______________ December 31, 1931.
Bank of Statham____________________ Statham __ ------------- December 31, 1931.

TWELFTH ANNUAL REPORT

XI

BRANCH BANKS AS OF DECEMBER 31, 1931.

Exhibit "L."

NAME OF BRANCH

LOCATION NAME OF PARENT LOCATION

Brunswick Bank & Trust Co. Arco _________ Brunswick Bk. & Trust Co. Brunswick. Georgia Railroad Bk. & Tr.
Co., llll Broad St. ________ Augusta ____ Georgia Railroad Bank & Trust Co. _______________ Augusta.
Farmers and Merchants Bank______________________ Calvary ______ Farmers and Merchants Bank __________________ Cairo.
Columbus Bk. & Trust Co., 14th St. ___________________ Columbus____ Columbus Bank & Trust Co. ______________________ Columbus.
Columbus Bk. & Trust Co., North Highland ___________ Columbus ____ Columbus Bank & Trust
Co. ______ --------------- Columbus. Columbus Bk. & Trust Co.,
Rankin House ____________ Columbus ____ Columbus Bank & Trust Co. _____________________ Columbus.
Cornelia Bank_______________ Demorest _____ Cornelia Bank ____________ Cornelia. Greenville Banking Co. ______ Gay__________ Greenville Banking Co.____ Greenville. Brunswick Bank & Trust Co. Jesup ________ Brunswick Bank & Trust
Co. _____________________ Brunswick. Citizens Bank_______________ Nahunta_____ Citizens Bank_____________ Folkston.
Farmers Bank of Pelham ____ Sale City_____ Farmers Bank of Pelham __ Pelham. Griffin Banking Co. _________ Williamson ___ Griffin Banking Co. ______ Griffin.

XII

DEPARTMENT OF BANKING

Exhibit "M."

DISPOSITION OF STATE BANKS IN GEORGIA DURING THE YEAR 1931.
Banks
Banks in Operation January 1, 193L _________________________ _ 294 Banks in Operation December 31, 193L _______________________ _ 257
Decrease During Year ____________________________________ _ 37 Banks Entering Voluntary Liquidation_. _____________________ _ 10
Farmers and Merchants Bank, Kite, Bank of Lumpkin County, Dahlonega, Merchants Trust Company, Valdosta, Menlo Bank, Menlo, Bank of Ellenwood, Ellenwood, Atlanta Savings Bank, Atlanta, South Georgia Trust Co., Albany, Peoples Bank, Glennville, Montrose Banking Co., Montrose, Bank of Statham, Statham. Banks Closed During Year_ _________________________________ _ 31

Branches 14 12 2
2

Capital

The Planters Bank, White Plains ______________$ 15,000.00

S. Lemon Banking Co., Acworth _____________ _ 30,000.00

Bank of Twin City, Summit__________________ _ 25,000.00

Decatur Bank & Trust Co., Decatur_ _________ _ 100,000.00

Luther William'> Bank & Trust Co., Macon ___ _ 100,000.00

First Bank of Nashville, Nashville __________ c __ 25,000.00

Bank of Homerville, Homerville _______________ _ 15,000.00 Bank of Buford, Buford______________________ _ 25,000.00

(Branches at Duluth and Suwanee.) Bank of Preston, Preston ____________________ _ 15,000.00

Jackson Banking Co., Jackson _______________ _ 50,000.00

Bank of Flovilla, Flovilla _____________________ _ 15,000.00

American Banking Corp., Vienna _____________ _ 75,000.00

Bank of Newton County, Covington__________ _ 70' 000. ()()

Citizens Bank and Trust Co., Jefferson ______ _ 96,420.00

LaGrange Banking & Trust Co., LaGrange ___ _ 250,000.00

Farmers and Merchants Bank, Lumber City __ _ 15,000.00 Baldwin State Bank, Baldwin ________________ _ 15,000.00 Bank of Collins, Collins ______________________ _ 15,000.00

Farmers and Merchants Bank, Garfield _______ _ 15,000.00

Vienna State Bank, Vienna __________________ _ 25,000.00

The Home Bank, Tallapoosa__________________ _ 25,000.00

Citizens Banking Company, Eastman_ .. ______ _ 100,000.00 The Planters Bank, Pavo_____________________ _ 15,000.00

The People's Bank, IdeaL ____________________ _ 15,000.00

Bank of Arlington, Arlington _________________ _ 50,000.00 Irwinton Bank, Irwinton _____________________ _ 15,000.00

Citizens Bank, Blakely _______________________ _ 50,000.00

Citizens Bank, Cairo _________________________ _ 50,000.00

Sea Island Bank, Statesboro _________________ _ 50,000.00

American Bank & Trust Co., Cordele _________ _ 150,000.00

Bank of Unadilla, Unadilla ___________________ _ 50,000.00

Tot

al

_________________________________________________

_-

---

--
41

--

-

-

-

--

-

---2

-

-

TWELFTH ANNUAL REPORT

XIII

Exhibit "M."-Continued.

Banks Opened for Business During Year______________________

3

Citizens Bank, Vienna,

Coffee County Bank, Douglas,

City Bank and Trust Co., Macon. Banks Reinstated During Year__ ______________________________ 1

S. Lemon Banking Co., Acworth.

Net Decrease Shown Above ___________________________ _ 37

2

Exhibit "N."
STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM.
Georgia Savings Bank and Trust Co. _______________________ Atlanta Trust Company of Georgia__________________________________ Atlanta Citizens Bank and Trust Co. _______________________________ Bainbridge Brunswick Bank and Trust Co. ____________________________ Brunswick Peoples Bank ______________________________________________ Carrollton Citizens Bank of Claxton___________________________________ Claxton Columbus Bank and Trust Co. _____________________________ Columbus Northeastern Banking Co. __________________________________ Commerce Bank of Dawson____________________________________________ Dawson Bank of Eastman___________________________________________ Eastman Greenville Banking Co. _____________________________________ Greenville Brand Banking Company___________________________________ Lawrenceville Farmers State Bank ________________________________________ Lincolnton Bank of Millen _____________________________________________ Millen Bank of Monroe ____________________________________ -- ______ Monroe Farmers Bank ______________________________________________ Monroe Farmers Bank of Pelham ___________________________________ Pelham Citizens State Bank________________________________________ Reynolds Rhine Banking Co. _________________________________________ Rhine Bank of Sasser_ ____________________________________________ Sasser Citizens Bank and Trust Co. _______________________________ Savannah Savannah Bank and Trust Co. _____________________________ Savannah Bank of Soperton __________________________________________ Soperton Bank of Statesboro_________________________________________ Statesboro Central Bank_______________________________________________ Swainsboro
BRANCHES
Brunswick Bank and Trust Company __ ----------- _________ Arco Columbus Bank and Trust Co., Fourteenth St. ____________ Columbus Columbus Bank and Trust Co., N. Highland_______________ Columbus Columbus Bank and Trust Co., Rankin House _____________ Columbus Greenville Banking Co._____________________________________ Gay Brunswick Bank and Trust Co. ____________________________ Jesup Farmers Bank of Pelham ___________________________________ Sale City

XIY

DEPARTMENT OF BANKING

Exhibit "0."
SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1931.

NAME OF COMPANY

LOCATION

DATE LICENSE ISSUED

Consolidated Loan and Finance Co. ________________ Albany _________ Jan. 9,1931.

Southern Loan Company____________________________ Albany _________ Jan. 8, 1931.

Franklin Plan of Ga., Inc. ___________________________ Athens_________ June 1, 1931.

Georgia Cash Credit Corp. ___________________________ Athens_________ Jan. 2, 1931.

Motor Finance Company _____________________________ Athens_________ Jan. 2, 1931.

T. C. Adams_________________________________________ Atlanta_________ Jan. 7, 1931.

American Discount Company of Ga. _________________ Atlanta _________ Jan. 2, 1931.

American Security Company_________________________ Atlanta_________ Jan. 2, 1931.

Bailey-Harris Company ______________________________ Atlanta_________ Jan. 2, 1931.

City Investment Company____________________________ Atlanta_________ Jan. 5, 1931.

Community Finance Company ______________________ Atlanta_________ Oct. 13, 1931.

Consolidated Loan and Savings Co. _________________ Atlanta_________ Jan. 2, 1931.

FidelitY Investment Company _______________________ Atlanta_________ Jan. 2, 1931.

Finance Acceptance Co. of Ga. ______________________ Atlanta_________ Jan. 2, 1931.

Franklin Plan of Ga., Inc. __________________________ Atlanta_________ June 1, 1931.

Fulton Industrial Company _________________________ Atlanta ________ Jan. 9,1931.

Fulton Loan Service No.3, Inc. ______________________ Atlanta_________ Jan. 2, 1931.

Georgia Acceptance Co. ______________________________ Atlanta_________ Oct. 6, 1931.

Georgia Cash Credit Corp. ___________________________ Atlanta_________ Jan. 2, 1931.

Georgia Finance, Inc. ________________________________ Atlanta_________ Jan. 2, 1931.

Hart'lfield Company_________________________________ Atlanta_________ Jan. 2, 1931.

Home Finance Service____________

__________ Atlanta _________ Sept. 25, 1931.

Household Finance Corp. ___________________________ Atlanta ________ Jan. 2, 1931.

Household Finance Corp. ____________________________ Atlanta_________ Jan. 2, 1931.

Legal Security Company_____________________________ Atlanta_________ Jan. 6, 1931.

Master Loan Service, Inc. ____________________________ Atlanta_________ Jan. 2, 1931.

Mechanics Loan & Savings Co. ______________________ Atlanta_________ Jan. 2, 1931.

PerRonal Finance Co. of Atlanta _____________________ Atlanta_________ Jan. 2, 1931.

Personal Loan Service, Inc. __________________________ Atlanta_________ Jan. 2, 1931.

Quaker Savings Association _________________________ Atlanta ________ Jan. 2. 1931.

Seaboard Security Company_________________________ Atlanta_________ Jan. 2, 1931.

Southern and Potal Finance Co. ____________________ Atlanta_________ Jan. 9, 1931.

Southern Auto Finance Co. ________________._________ Atlanta_________ Oct. 8, 1931.

Southern Security Company, Inc. ___________________ Atlanta_________ Jan. 2, 1931.

Southland Loan & Investment Co. __________________ Atlanta_________ Jan. 2, 1931.

Stone Mountain Loan Company_____________________ Atlanta_________ Jan. 2, 1931.

United Small Loan Corp. ____________________________ Atlanta_________ Jan. 2, 1931.

Family Loan Society_________________________________ Augusta ________ Jan. 2, 1931.

Personal Finance Co. of Augusta____________________ Augusta ________ Jan. 2, 1931.

Daily Loan Company ________________________________ ColumbU';_ _____ Jan. 2, 1931.

Per,;onal Finance Co. of Columbus __________________ Columbus______ Jan. 2, 1931.

Dixie Finance Company _____________________________ Columbus______ Jan. 2, 1931.

Covington Finance Corporation _____________________ Covington ______ Jan. 5, 1931.

Whitfield Loan & Finance Co. _______________________ Dalton _________ Jan. 2, 1931.

United Small Loan Corporation______________________ Decatur ________ Sept. 1, 1931.

United Small Loan Corporation______________________ Eac;t Point______ Jan. 2, 1931.

Motor Finance Company _____________________________ Gainesville_____ Jan. 2, 1931.

Southern Loan Company___________ ~ ________________ Griffin _________ Jan. 2, 1931.

Franklin Plan of Ga., Inc.___________________________ LaGrange ______ June 1, 1931.

Georgia Cash Credit Corp. ___________________________ LaGrange ______ Jan. 2, 1931.

TWELFTH AKNUAL REPORT

XV

Exhibit "0."-Continued.
SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1931.

NAME OF COMPANY

LOCATION

DATE LICENSE ISSUED

Home Finance Company_____________________________ McRae __________ Sept. 25, 1931.
Commercial Loan & Investment Co. __________________ Macon __________ Jan. 2, 1931. Equitable Loan Company ____________________________ Macon __________ Jan. 2, 1931.
Franklin Plan of Georgia, Inc. _______________________ Macon ___________ June 1, 1931. Georgia Cash Credit Corp. ___________________________ Macon __________ Jan. 2, 1931. Georgia Finance Co. _________________________________ Macon __________ Jan. 2, 1931.
Georgia Motor Finance Co. ___________________________ Macon __________ Oct. 2, 1931. Harris Loan Company _______________________________ Macon __________ Jan. 2, 1931. Hartsfield Co., Inc. __________________________________ Macon __________ Jan. 2, 1931.
Personal Finance Co. of Macon ______________________ Macon __________ Jan. 2, 1931. The Citizens Loan Co. _______________________________ Macon __________ Jan. 2, 1931.
Co-operative Loan Co. _______________________________ Marietta________ Jan. 29, 1931. United Small Loan Corp. ____________________________ Marietta________ Jan. 2, 1931. Interstate Loan Company____________________________ Moultrie ________ March 19, 1931. Family Finance Company ____________________________ Rome ___________ Jan. 2, 193l. Franklin Plan of Ga., Inc. ___________________________ Rome ___________ June 1, 1931. Georgia Cash Credit Corp. ___________________________ Rome __________ Jan. 2, 1931.
Investors Loan Corp. ________________________________ Savannah ______ Jan. 2, 1931.
Motor Contract Collecting Agency ___________________ Savannah______ Jan. 2, 1931. Mutual Finance Co., Inc. ____________________________ Savannah______ Nov. 4, 1931. Nash Loan Company ________________________________ Savannah______ Jan. 2, 1931.
Personal Finance Co. oi Savannah __________________ Savannah______ Jan. 2, 1931.
Quaker Savings Association _________________________ Savannah______ Nov. 19, 1931.
Southern Investment Company _____________________ Thomasville ____ Jan. 21,1931. Industrial Loan Company ___________________________ Valdosta _______ Jan. 2, 1931.
Valdosta Loan & Savings Co. _______________________ Valdosta _______ Jan. 17, 1931. United Small Loan Corp. ____________________________ Waycross _______ Jan. 2. 1931. Preston Holder Williams _____________________________ Winder_ ________ Jan. 7, 1931.

xn

DEPAHT:\IE~T OF RANKING

Exhibit "P." CREDIT UNIONS AS OF DECEMBER 31, 1931.

NAME

STREET ADDRESS

LOCATION

Alma Exchange Credit Union ______________________________________ Alma
Athen'S Division Credit Union ___________ Care of Georgia Power Co. Athens A. B. & A. Railway Credit Union ________ 26 Cain St. _______________ Atlanta Acco Credit Union ______________________ 194 Elliott St., S. W. ______ Atlanta Apaco Credit Union _____________________ 225 Moore St. _____________ Atlanta
Atlanta Journal Employees Credit Union Journal Bldg. ____________ Atlanta Atlanta Lodge 522 B. of R. R. Clerks Cr.
Union _________________________________ 724 Terminal Bldg. _______ Atlanta
Atlanta Lodge No. 1 (I. A. & M.) Credit Union _________________________________ 91 Trinity Ave., S. W. _____ Atlanta
Atlanta Postal Credit Union _____________ 242 Post Office Bldg. _____ Atlanta Atlanta Ry. Postal Clerks Cr. Union _____ 534 Post Office Bldg. _____ Atlanta Atlanta Steel Credit Union ______________ 16th and Mecaslin Sts.,
N. W. __________________ Atlanta
Atlanta Teachers' Ass'n. Credit Union __ Care of Tech High SchooL Atlanta Atlanta Western Union Employees Credit
Union _________________________________ 419 Western Union Bldg.__ Atlanta Circle "W" Credit Union ________________ 426 Marietta St. __________ Atlanta
Constitution Employees' Credit Union___ Care of Atlanta Constitution ____________________ Atlanta
Electrical Workers Credit Union _________ 212 Trinity Ave., S. W. ____ Atlanta Exposition Cotton Mill Employees Credit
Union _________________________________ 794 Marietta St. __________ Atlanta
Foote & Davies Credit Union ____________ Capital and Milton Ave. __ Atlanta Fulton Teachers' Credit Union __________ 524 Court House _________ Atlanta G. A.-W. P. General Credit Union _______ 4 Hunter St., S. E. _______ Atlanta Georgian-American Credit Union _________ 84 Marietta St. ___________ Atlanta Hartford Credit Union __________________ 839 Tr. Co. of Ga. Bldg. ___ Atlanta R. E. A. Employees Credit Union ________ 89 Luckie St. _____________ Atlanta Railroad Credit Union __________________ 23 Peachtree Arcade ______ Atlanta Right Way Credit Union _________________ l81 Alabama St., S. W. ____ Atlanta Rogers Credit Union ____________________ 682 Whitehall St. _________ Atlanta Ruralist Press Credit Union _____________ 713 Glenn St. ____________ Atlanta Southeastern Express Credit Union _____ 50 Pryor St. ______________ Atlanta The Thrift Credit Union ________________ 125 Spring St. ____________ Atlanta Western & Atlantic Credit Union ________ Route 5, Box 892 _________ Atlanta Augusta Federal Employees Credit Union Federal Bldg. _____________ Augusta Georgia Railroad Credit Union __________ Care of Georgia Railroad __ Augusta King Mill Credit Union __________________ Care of King MilL _______ Augusta Lombard Credit Union _____________ ~- ___ 631 Eleventh St. __________ Augusta Columbus Postal Employees Cr. Union ___ Post Office _______________ Columbus The Federal Employees Credit Union ____ Property Office___________ Fort McPherson Federal Employees Credit Union_________ Post Office _______________ Macon Hapgrade Credit Union _________________ Broadway at Pine ________ Macon Floyd County Postal Emp. Credit Union Post Office _______________ Rome Rome Division Credit Union ____________ 324 Broad St. _____________ Rome
Savannah Federal Credit Union _________ Care of U. S. Engineer Office __________________ Savannah
Seaboard Employees' Credit Union ______ Room 2, Union Station ___ Savannah Trainmen's Credit Union ________________ lOB East Taylor St. _______ Savannah Tift Company Fed. Emp. Credit Union ___ Post Office _______________ Tifton Valdosta Postal Employees' Cr. Union ___ Post Office _______________ Valdosta

TWELFTH ANl\'TAL REPORT

XVII

Exhibit "Q."
ABSTRACT OF REPORTS OF THE CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1931, WITH COMPARATIVE STATEMENT AS OF DECEMBER 31, 1930.

257 Banks and

12 Branches as

of Dec. 31, 1931.

RESOURCES:

Loans and Discounts _______________________ $ 79,044,791.51

Certificates of Indebtedness and Bonds and Stocks O~ned ____________________________ _
Banking House and Lot ______________________ _ Furniture and Fixtures ______________________ _ Other Real Estate O~ned _____________________ _

14,383,033.32
4,492,329.14 968,849.83
5,141,054.25

Cash in Vaults and Amounts Due from Approved Reserve Agents ___________________ _ 18,075,563.16

Checks for Clearing and Due from Other Banks Cash Items ___________________________________ _ Overdrafts (if any) ____________________________ _

975,427.54 193,820.91
77' 131.15

Advance on Cotton and other Commodities ___ _

729,986.89

Customers Liability on Letters of Credit and Acceptances __________ .. ___________________ _
Profit and Loss ______________________________ _
Other Resources_____ ________________________ _

1,028,191.60 34,244.39
1,081,664.91

TOTALS_________________________________ $ 126,226,088.60

294 Banks and 14 Branches as of Dec. 31, 1930.
$ 91,947,279.62
13,091,818.14 4,789,831.52 1,091,116.19 5' 309' 055.43
22,726,695.61 1 '991 ,641.51
197,561.05 107,819.85 839,071.21
1'839' 441. 81 31,054.92 816,440.95
$ 144,778,827.81

LIABILITIES: Capital Stock _________________________________ $ Surplus Fund _______________________________ _ Undivided Profits ____________________________ _ Reserve Funds _______________________________ _ Due to Banks ________________________________ _ Dividends Unpaid____________________________ _ Cashiers Checks_ ____ _______________________ _ Certified Checks _____________________________ _ Demand Deposits ____________________________ _
Time Certificates of Deposits _________________ _ Savings Deposits _____________________________ _
Letters of Credit and Acceptances Executed for Customers _______________________________ _
Bills Payable _________________________________ _
Notes and Bills Rediscounted ________________ _ Other Liabilities _____________________________ _

16,707,400.00 9,457,954.79 4,377,699.53 1,818,987.45 1,675,051.22
115,356.74 590,026.83 28,944.43 37,769,730.39 22,747,569.90 22,974,858.22
953,040.72 4,794,243.79 1,401,643.33
813,581.26

TOTALS__________________________________$ 126,226,088. 60

$ 18,583,820.00 10,577,453.28 5,296,613.46 2,029,384.38 3,976,297.71 198,106.55 648,799.61 251,648.11 46,872,574.96 21' 116,272.79 27,949,038.35
1,722,005.81 2,852,525.53 1,675,330.53 1,028,956.54
$ 144,778,827.81

XVIII

DEPARTMENT OF BAKKING

Exhibit "R."
ABSTRACT OF REPORTS SHOWING CONDITION OF 65 NATIONAL BANKS IN GEORGIA AS OF DECEMBER 31, 1931. (Taken from Report of Comptroller of the Currency)

RESOURCES:

Loans and Discounts (Including Rediscounts) ____________________ $ 113,915,000.00

Overdrafts________________________________________________________

128,000.00

U.S. Government Securities Owned_______________________________ 38,046,000.00

Other Bonds, Stocks, Securities, etc., Owned______________________ 23,409,000.00

Customers' LiabilitY Account of Acceptances______________________ 1,022,000.00 Banking House, Furniture and Fixtures__________________________ 8,865,000.00

Other Real Estate Owned__________________________________________ 5,053,000.00

Reserve with Federal Reserve Banks_______________________________ 8, 735,000.00 Cash in Vault_ ____________________________________________________ 4, 626, 000. 00

Due from Banks____ _______________________________________________ 36, 539, 000. 00

Outside Checks and Other Cash Items____________________________

724,000.00

Redemption Fund and Due from U.S. Treasurer__________________

349,000.00

Acceptances of Other Banks and Bills of Exchange or Drafts Sold with Indorsement_ ___________________________________________ _
Securities Borrowed ______________________________________________ _ OthE>r Resources ____________________________________________ - ____ _

650,000.00 218,000.00 496,000.00

Total __________________________________________________________ $ 242,775,000.00

LIABILITIES: Capital Stock Paid In ______________________________________________$ Surplus ____________ " __________________________________ c _________ _ Undivided Profits-Net ___________________________________________ _ Reserves for Dividend<;, Contingencies, etc. ______________________ _ Reserves for Intere<>t, Taxes and Other Expenses Accrued and Unpaid ______________________________________________________ _ National Bank Notes Outstanding _______________________________ _ Due to Banks (Including Certified and Cashiers' Checks, and Cash Letters of Credit and Travelers' Checks Outstanding _________ _ Demand Deposits ________________________________________________ _ Time Deposits (Including Postal Savings) ________________________ _ U. S. Deposits ____________________________________________________ _
AgreSeomlden__ts__t_o__R__e_p_u_r_c_h__a_s_e__U_.__S_.__G__o_v_e_r_n_m__e_n__t _o_r__O__t_h_e_r__S_e_c_u__r_it_i_es_
Bills Payable and Rediscounts ____________________________________ _
Acceptances of Other Banks and Bills of Exchange or Drafts Sold with Indorsement ____________________________________________ .
Acceptances Executed for Customers _____________________________ _ Acceptances Executed by Other Banks for Account of Reporting
Banks _______________________________________________________ _ Securities Borrowed ______________________________________________ _ Other Liabilities _________________________________________________ _

18,720,000.00 12,667,000.00
2,814,000.00 2,115,000.00
451,000.00 6,948,000.00
30,070,000.00 81,906,000.00 77,442,000.00 2,008,000.00
3,131,000.00 2,546,000.00
650,000.00 1,010,000.00
12,000.00 218,000.00 67,000.00

TotaL ________________________________________________________$ 242,775,000.00

TWELFTH ANNUAL REPORT

STATEMENT Showing condition at the close of Business December 31, 1931, of the

BANK OF ACWORTH

Acworth, Ga.

As called for by the Superintendent of Banks.

A. J. DURHAM,

J. E. CARNES,

President.

Cashier.

Date of Charter: 10-31-1905

Began Business: 12-19-1905

RESOURCES:

Loans and Discounts ______________ $ CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ Ba,nking House and Lot__________ _ FOUthrenritRureealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
CuCsrteodmitearsnLdiAabcicleiptytaonnceLs_e_t_t_e_r_s__o_ _f POrtohfeitr aRnedsoLuorcses.s._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_

93,984,23
none
1,600,71 3,490,79 6, 666.27
28,929.48
492.96 31.67
483.70
none
1.683.38
none
616.98

TotaL.-----------------------------$ 137,983.17

LIABILITIES:
Capital Stock.---------------------$ SUunrdpilvuids eFduPnr<oLfi-t-s- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L---------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSiamviengCserDtifeipcao+si;tess_o__f_D__e__p_o_s__it____________ __ LBeieltxltseePrcsuatYoefdaCbfloreer_d_C_it_u_as_nt_o_dm__A_e_rc_sc__e___p___t_a___n__c__e__s_. Notes and Bills Rediscounted... Other Liabilities-------------------

25,000.00 5,000.00 11' 851.04 1, 078.53
none none
113.72
none
18,729.24 4!l, 210.64
none
none none none none

TotaL. _____________________________$ 137,983.17

STATEMENT Showing condition at the close of Business December 31, 1931, of the

S. LEMON BANKING CO.

Acworth, Ga.

As called for by the Superintendent of Banks.

G. W. McMILLAN,

LEMON M. AWTREY,

President.

Cashier.

Date of Charter: 12-18-1906

Began Business: 1-1-1907

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_-_-__-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___of_ Profit and Loss.___________________ _ Other Resources.-------------------
TotaL ___ ------------------------ ___$

87,916.08
none
2,500.00 3,00Q.OO 10,486.18
18,170.04
1,431.10
none none
2, 500.00
none none
!\08. 79
126, 512.19

LIABILITIES:
Capital Stock----------------------$ SUunrdpilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_- -_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-.-__--_ TSaimviengCserDtiefpicoastietss_o__f_D__e_p__o_s_i_t_-_-_-_-_-_--_ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e__d_-_-_-_--_

30,000.00
none
2.110.34 165.00
none none
so. 72
none
25,763.04 67,994.35
393.73
none none none none

TotaL_____________________________ .$ 126. 512, 19

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

BANK OF ADAIRSVILLE

Adairsville, Ga.

As called for by the Superintendent of Banks.

H. C. 1\IcCUTCHEN,

0. B. BISHOP,

President.

Cashier.

Date of Charter: 3-SH-1899

Began Business: 3-~4-1899

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks ownecL...... . Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate ownecL......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Accei>tances..... Profit and LOSS----------- Other Resources-------------------
TotaL------------------------------$

14.653.17 none
5.000.00 2,810.00 1,916.35 47.398.60
none none none none none none 404.75 72.182.87

LIABILITIES:
Capital Stock......----------------$
suro1us Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aicL----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmemCnedrDtifeiic>aotseistso-f--D--e-i->--o-s-i-t_-_-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Accei>tances
executed for Customers---------Bills PaYable________ --------- __ ----Notes and Bills Rediscounted____ _ Other Liabilities..------------------

25,000.00 none 393.08 none none none 27.75 none
3D, 713.41 16,048.63
none none none none none

TotaL------------------------------$ 72.182.87

STATEMENT Showing condition at the close of Business December 31, 1931, of the

THE BRYAN BANK

Adel, Ga.

As called for by the Superintendent of Banks.

G. W. BRYAN,

J. B. SASSER,

President,

Cashier.

Date of Charter: ~-27-19~9

Began Business: 3-1-1929

RESOURCES:

Loans and Discounts--------------$ 30,881.56

Certificates of Indebtedness and

Bonds and Stocks ownecL....... 47.207.76

Banking House and Lot----------- 1.600.00

Furniture and Fixtures............ Other Real Estate owned_________ _

500.00 none

Cash in vault and amounts due

from a PI>roved Reserve Agents.. 45.395.07

Checks for Clearing and Due from

other Banks.--------------------- 2.244.71

COavsehrdIrteamftss..(.i.f.a. .n.y. )__-_-_-_-_-_-_-_-_-_-_-_-_-_-_._. ._

- 38.52 none

Advance on Cotton and other

Commodities.---------------------

796.52

Customers LiabilitY on Letters of

Credit and Accei>tances..---------

none

POrtohfeirt

aRnesdoLurocseSs.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
-

-

none
-n-on-e

TotaL.. __ ._..--..--._._..--.-......-$ 128.664.14

LIABILITIES:
Cai>ital Stock.----------------------$ Suro1us Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks...--------------------Dividends Uni>aicL----------------Cashiers Checks-------------------Certified Checks.....---------------TDiemmeaCn derDtifeiic>aotseistSo-f--D-e--i>--o-s-i-t-.-. _-_-_-_--_ Savings Dei>osits.. ----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ BNioltlessPaanyadbBleil.l.s-R--e-d--i-s-c-o-u-n--t-e-d-_--__-_--_ Other Liabilities...-----------------

25,000.00 1. 250.00 4. 730.09
none none none 284.61 none 84.189.62 13,209.82 none none none none none

Total-------------------------.------$ 128.664.14

TWELFTH ANNUAL REPORT

3

STATEMENT Showing condition at the close of Business December 31, 1931, of the

BANK OF ADRIAN

Adrian, Ga.

As called for by the Superintendent of Banks.

M. T. RI~ER,

LOUIS HATCHER,

President.

Cashier.

Date of Charter: ll-20-1911

Began Business: 12-6-1911

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot----------Furniture and Fixtures.......... other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents. Choetchkesr fBora nCklesa__r_in__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances.......... POrtohfeirt aRnedsoLuorcsess.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL------------------------------$

none
4,000.00 1,500.00 6, 500.00
3,549.40
none none none none none none
], 177.50
50,894.95

LIABILITIES:
Capital Stock......................$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--..-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.-. CCaesrthiifeiersd CChheecckkss.--. -. -. -.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-_-__--_ LSaevttienrgssoDf eCproedsiittsa--n-d--A--c--c-e-p--ta--n-c-e-sBielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._.__.__._.._ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 1,000.00 3,027. 71
none none none
75.87
none
11,300.11 8, 232.16
none
none
2, 259.10
none none

TotaL-----------------------------.$ 50, 894.95

STATEMENT Showing condition at the close of Business December 31, 1931, of the

MONTGOMERY COUNTY BANK

Ailey, Ga.

As called for by the Superintendent of Banks.

W. J. PETERSON,

(MISS) MARY SMITH,

President.

Cashier.

Date of Charter: 2-24-1926

Began Business: 3-1-1926

RESOURCES:
Loan~ and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot......... Furniture and Fixtures.......... Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances.--------Profit and Loss.................... Other Resources............
TotaL------------------------------$

3i' 358.85
6, 500.00
none
1.00 1, 379.35
4], 573.29
none none
.10
l, 250.29
none none
57.30
88,120.18

LIABILITIES:
Capital Stock.............$ USunrdpivluidseFduPnrdo-f.i-t-s-.----.---.-.-.-.--.---.-.Reserve Funds............... Due to Banks............... Dividends UnPaid............ Cashiers Checks..... Certified Checks............. TDiemmeaCnedrDtifeicpaotessitosf--D-e-vosit.. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers........ Bills Payable................... Notes and Bills Rediscounted... Other Liabilities.........

15.000.00 5,000.00 1, 165.00
none none
1,300.00 65.25
none
59,380.66 6,.209.27
none
none none none none

TotaL............$ 88.120.18

4

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

J. J. PAULK, President.
Date of Charter:

BANK OF ALAPAHA

Alapaha, Ga.

As called for by the Superintendent of Banks.

J. P. CULPEPPER,

Cashier.

3-3-1905

Began Business: 3-25-190.5

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot----------OFuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks----------------------
COavsehrdIrtaefltlslS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamnmceodoitnies_C_o__t_t_o_n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e_r_s___o_f POrtohfeitr aRnedsoLuOrcSeSs_--_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_
TotaL ____ --------------------------$

79,131.55
2, 635.61 4,065.00 2,000.00 9,550.00
32,648. 7l
none none none none
none none none
130, 030.87

LIABILITIES:
CSuarppiltuals SFtuonckd______________________-_-_-_-_-_-_-_-_-_-____$ RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-.-_-_-__-_--_ Savings Deposits------------------Letters of Credit an{! Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other Liabilities-------------------

30,000.00 12.500.00
316.73 7, 750.45
none none
98.00
none
37,176,73 42.188.96
none
none none none none

TotaL-------------------------------$ 130, 030.87

STATEMENT Showing condition at the close of Business December 31, 193!, of the

A. P. VASON, President.
.Date of Charter:

ALBANY TRUST & BANKING COMPANY

Albany, Ga.

As called for by the Superintendent of Banks.

C. L. NEUMA!\,

Cashier.

6-13-1905

Began Business: 6-1905

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot___________ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLd iAabcicleiptytaonnceLs _e_t_t_e_r_s__o_ _f POrtohfeirt aRnesdoLurocseSs_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL__ ----------------------------$

396,280.59
none none
1,294.60 13,172.98
17' 060.71 1. 588.05
none none none none none none
429, 396.93

LIABILITIES:
SCuarppiltuals SFtuonckd.___________-_-___________-_-_-_-_-_-_-_-_--_$
RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LBeieltxltseePcrsuatyoeafdbCfloerer__dC_i_tu_sa_t_no_d_m_A_e_rc_sc___e__p___t__a__n__c___e_s__ NOothteesr aLniadbBiliitlilessR__e_d_i_s_c_o__u_n__te__d_.______ __

100,000.00 20,000.00 13,624.25 123,968.09
none
5.000.00
none none none
88,038.10 78,766.49
none none none none

TotaL------------------------ _______ $ 42n. 396.93

TWELFTH ANNUAL REPORT

5

STATEMENT Showing condition at the close of Business December 31, 1931, of the

MILTON COUNTY BANK

Alpharetta, Ga.

As called for by the Superintendent of Banks.

T. H. MANNING,

R. D. MANNING,

President.

Cashier.

Date of Charter: 12-5-1910

Began Business: 1-26-1911

RESOURCES!

CLeoratnifsicaantedsDoifscIonudnetbst-e--d-n-e--s-s--a--n-d-$ Bonds and Stocks owned.........
Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks.. -------------------Cash Items...... ____ ----------------Overdrafts (if anYl----------------Advance on Cotton and other CUCsot=omodeirtsiLesia..b-i-l-i-tY---o--n--L-e--tt-e--rs--o--f
Credit and Acceptances........ POrtohfeirt aRnesdoLurOceSsS..-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_

60,451.95
8,483.24 8,000.00
900.00 4,000.00
8,618.66
none
122.38
none
11.287.38
none none none

Total--------------------------------$ 101,863.61

LIABILITIES:
Capital Stock...........$ Sur:vlus Fun<L-------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other Liabilities.......

16,000.00 4,000.00 3,518. 71
none none none
400.36
none
57,946.26 12,735.92
none
none
7,250.00
none
12.36

Total...--.-------...$ 101.863.61

STATEMENT Showing condition at the close of Business December 31, 1931, of the

BANK OF COMMERCE

Americus, Ga.

As called for by the Superintendent of Banks.

FRANK SHEFFIELD,

CHARLES F. CRISP,

President.

Cashier.

Date of Charter: 10-13-1891

Began Business: 1-2-1892

RESOURCES!

Loans and Discounts--------------$ 756,265.25 Certificates of Indebtedness and

Bonds and Stocks owned... 382,993.83

Banking House and Lot----------- 20,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-___

5,000.00 15,472.00

Cash in Vault and amounts due

from approved Reserve Agents. 480,653.60

Checks for Clearing and Due from

other Banks---------------------Cash Items.... ----------------------Overdrafts (if anY>---------------AdCvoan=coediotinesC._o__t_t_o_n___a__n_d____o_t_h__er_

9,083.16
none
12.25
none

CuCsrteodmitearsndLAiacbcileiptYtanocnesL.e_t_t_e_r_s__o_ f_

none

Profit and LOSS---------------------

none

- - - - Other Resources...----------------

none

TotaL ----------------$ l, 669,480.09

LIABILITIES:

Capital Stock.----------------------$ SUunrdpilvuids eFduPnrdo.f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_- -_ Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanyadbBleil.l.s-R--e--d-i-s-c-o-u--n-t-e-d--..-.-.Other Liabilities....----------------

65,000.00 135,000.00 111,780.58
none none none
3,665.48
none
775,511.13 382,914.71 195,608.19
none none none none

Total--------------------------------$ 1, 669,480.09

6

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

ASHBURN BANK

Ashburn, Ga.

As called for by the Superintendent of Banks.

C. E. THRASHER,

R. H. GREEN,

President.

Cashier.

Date of Charter: 7-3-1900

Began Business: 7-1900

RESOURCES:

Loans and Discounts.-------------$ C eBrot inf idcsa taensdoSf t oI nc kdse botwendende.s. _s__a__n_d_ Banking House and Lot----------FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d-.-. _-_-_-_-_-_-_-_- -_ Cash in vault and amounts due
from approved Reserve Agents ... Checks for Clearing and Due from
other Banks.. --------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other CPruCCosrofteoimtdmmiatenoraddsniLLtdioieAasssb.c..-.ic_-le_-i_t-py_-t_-a_on_-nc_-_e_-Ls_-_e_-__t-_t_-_e__-_r_-_s_-__-__o__f
Other Resources--------------------
TotaL ______________________________$

117,509.67 none none
6, 410.32 17,200.00 15,442.93
32.89 88.20 none none none none none 156,684.01

LIABILITIES:
CS uarppi tlauls SFtuonc kd.____________________________________________$
RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Due to Banks.._____________________ _ Dividends Unpaid-----------------Cashiers Checks ------------------Certified Checks...-----------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------BLieeltxltseePcrusatyoeafdbCflroeer_d_C_i t_u_as_nt_o_dm__A_e_cr_sc__e__p___t__a___n__c___e_ s__ Notes and Bills Rediscounted...... Other LiabilitieS...------------------

50.000.00 25,000.00 6,050.61 4,168.37
none none 362.84 none 33,926.88 26,259.00 2' 594.81 none 8, 321.50 none none

TotaL------------------------------$ 156,684.01

STATEMENT Showing condition at the close of Business December 31, 1931, of the

D. H. DAVIS, President.
Date of Charter:

THE CITIZENS BANK OF ASHBURN

Ashburn, Ga.

As called for by the Superintendent of Banks.

K. P. BAKER,

Cashier.

7-~7-1905

Began Business: 10-25-1905

RESOURCES:

Loans and Discounts ..------------$ 96,257' 18

CeBrotinfidcsataensdoSf t oI ncdkes botwe dnende.s. _s__a__n_d_

none

Banking House and Lot----------- 5,000.00

FOuthrneirtRureealaEndstFatiextouwrensed--_-_-_-_-__-_-_-_--_

none 2,140.65

Cash in Vault and amounts due

from approved Reserve Agents.. _ 30,724.80

Checks for Clearing and Due from

other Banks----------------------

130.36

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

704.38 none

Advance on Cotton and other

CuCCsroteo=dmiotedarsintLdieiAasbc-ic-le-i-pt-yt-a-on-nc-e-L-s-.e-_t-_t-_e_-_r-_s-_-_o--_f

4,152.18 none

Profit and LosS..--------------------

none

Other Resources -------------------- - -n-on-e

Total --------------------------$ 139,109.55

LIABILITIES:
Capital Stock.....------------------$ SurplUs Fun<L....-----------------Undivided Profits-----------------Reserve Funds.....-----------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e-p--o-s-i-t---_-__-_--_ Savings Deposits---------- -------Letters of Credit and Acceptances
executed for Customers______ ---Bills Payable____ ------------------Notes and Bills Rediscounted. Other Liabilities------------- _____ _

25,000.00 30,000.00 15,378.78
none 506.74 114.00 637.16 592.00 46,079.11 15,222.11 5,579.65 none none none none

Total--------------------------------$ 139,109.55

TWELFTH ANNUAL REPORT

7

STATEMENT Showing condition at the close of Business December 31, 1931, of the

AMERICAN SAVINGS BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. G. St. AMAND,

EUGENE G. WEBB,

President.

Asst. Cashier.

Date of Charter: 12-27-1886

Began Business: 1887

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real E~tate owned.--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and Loss.. ------------------Other Resources..-------------------
TotaL------------------------------$

656,322.06 none
133,119.20 3, 325.22 35, 759.79 23,170.82 974.07 217.00 none none none none 5,027.87
857,916.03

LIABILITIES:

Cat>ita1 Stock.. _____ --------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------CDaivshidieenrsdsChUencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.._______ , __________ _
Demand DepositS-----------------Time Certificates of Det>OsiL----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_t_>_t_a_n_c__es_ Bills Payable______________________ _
NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e_d__.____

200,000.00 100,000.00 35,711.94
3,603.55 none none none none
1. 222.19 50,863.96 198,348.45
none 150,000.00
none 118,165.94

TotaL------------------------------$ 857,916.03

STATEMENT Showing condition at the close of Business December 31, 1931, of the

CITIZENS TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

A. T. WALDEN,

L. D. MILTON,

President.

Cashier.

Date of Charter: 7-21-1921

Began Business: 8-21-1921

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknldnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and Fixtures. __________ _ Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve .Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnies.c.o t_t_o__n- - -a- n__d____o-t-h-e__r Customers LiabilitY on Letters of
Credit and Accet>tances..--------Profit and Loss--------------------Other Resources.-------------------
TotaL-----------------------------$

74,346.86 64,587.63
none 22,500.00 60,787.65 24,716.12
none none none none none none 2,295.69 249,233.95

LIABILITIES:

Cat>ital Stock----------------------$ Surolus Fun<L.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid-----------------Cashier.; Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Det>osiL----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAeCrsO_O__I_>_t_a_n_c_es_
Bills Payable----------------------Notes and Bills Rediscounted.... Other Liabilities...------------------

120,000.00 none
5,013.40 10,377.49
none none 459.52 214.25 69,385.27 802.41 42,981.61 none none none none

TotaL-------------------------------$ 249,233.95

8

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

CONTINENTAL TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

JOEL Hl!RT, JR.

J. L. ROBERSON,

President.

Sec. & Treas.

Date of Charter: 4-8-1913

Began Business: 4-13-1913

RESOURCES:
Loans and Discounts______________$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items.....--------------------Overdrafts (if anY>----------------Advance on Cotton and other CuCsotmommeords iLtiieasb.-i-li-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances--------Profit and Loss..-------------------Other Resources--------------------
Total.-------------------------------$

116,352.37
none none
205.75 360,838.00
16,399.36
none none none none none none
348,253.49
842,048.97

LIABILITIES:

Cavital Stock..---------------------$ Sumlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeivcaotseistso--f-D--e-p--o-s-i-t-.-_-__-_-_--_ Savings Deposits. ___ --------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted..---Other Liabilities..------------------

500,000.00 125,000.00 26,924.06 59,349.59
none none none none none none none
none
125,000.00 5, 775.32
none

Total--------------------------------$ 842,048.97

STATEMENT Showing condition at the close of Business December 31, 1931, of the

EAST ATLANTA BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

E. F. FINCHER,

M. A. THOMPSON,

President.

Cashier.

Date of Charter: 11-11-1910

Began Business: 11-15-1910

RESOURCES:

Loans and Discounts--------------$ 129,076.86 CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 10,123.60

Banking House and Lot----------- 10,000.00

FOuthrneritRureealaEnsdtaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

4,579.26 8, 901.14
28,987.17

other Banks---------------------COavsehrdIrtealfltlsS-(.i.f-a--n-y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other

none
454.97
none

Commodities---------------------Customers Liability on Letters of

none

Credit and Acceptances.---------

none

Profit and LOSS---------------------

none

Other Resources--------------------- - -n-on-e

Total--------------------------------$ 192,123.00

LIABILITIES:

Cavital Stock.----------------------$ Sumlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Accevtances
executed for Customers---------Bills Payable______ ----------------Notes and Bills Rediscounted..---Other Liabilities..------------------

25,000.00 3,000.00 1,117.16
none none none
902.63
none
100,752.01 21,834.10 34,517.10
none
5,000.00
none none

Total.-------------------------------$ 192,123.00

. TWELFTH ANNUAL REPORT

9

STATEMENT Showing condition at the close of Business December 31, 1931, of the

EMPIRE TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

HENRY B. KENNEDY,

G. C. McWHIRTER,

President.

Vice-Pres. & Treas.

Date of Charter: 8-:ll-1917

Began Business: 8-30-1917

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........ Furniture and FixtUres........... Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities.--------------------Customers Liability on Letters of
Credit and Acceptances...... Profit and LOSS--------------------Other Resources.------------------TotaL..............................$

555,953.44
113,758.46
none
8,943.33 52,298.57
60,062.47
none
334.57 14.17
none
none none
20,617.52
811,982.53

LIABILITIES:

CSuarppi tlauls SFtuoncckL.--.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided Profits.----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks................... Demand DepositS-----------------Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills PaYable----------------------Notes and Bills Rediscounted..... Other Liabilities_..................

200,000.00 37,500.00
656.61 23,412.97
none none none none
147,447.82 8,359.60
317,455.53
none
60,000.00 17,150.00
none

TotaL.......-----------------------$ 811,982.53

STATEMENT Showing condition at the close of Business December 31, 1931, of the

GEORGIA SAVINGS BANK & TRUST CO.

Atlanta, Ga.

As called for by the Superintendent of Banks.

GEORGE M. BROWN,

JOHN E. OLIVER,

President.

Sec. & Treas.

Date of Charter: 10-26-1889

Began Business: 9-1-1899

RESOURCES:

Loans and Discounts..............$ 2, 386,450.70

Certificates of Indebtedness and

Bonds and Stocks owned........ 1,440,341.28

Banking House and Lot---------- 456,306.75

Furniture and Fixtures------------ 22,847.53 Other Real Estate owned.......... 160,004.55

Cash in Vault and amounts due

from approved Reserve Agents.. 620, 982.24

Checks for Clearing and Due from

other Banks---------------------- 9,626.65

Cash Items------------------------ Overdrafts (if anY>-----------------

1, 945.19
none

Advance on Cotton and other

CuCsotommmeorsdiLtiieaSb-il-i-t-Y---o-n---L--e-t-t-e-r-s--o--f

none

Credit and Acceptances..........

none

Profit and Loss---------------------

none

TOothtaeLr R-e-s-o-u--r-c-e-s--.-------------------------------------$-5,-098-,5n0o4-.n8e9

LIABILITIES:

Capital Stock.......................$ 500,000.00

Surplus Fun<L--------------------- 500,000.00

Undivided Profits------------------ 66,217.15

Reserve Funds---------------------

none

DDiuveidteonBdsanUknsp--a-i-d-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.

none
24.00

Cashiers Checks....................

none

Certified Checks....................

none

Demand Deposits------------------

none

Time Certificates of Deposit....... 298,089.23

Savings Deposits------------------- 2, 959,136.68 Letters of Credit and Acceptances

executed for Customers..........

none

Bills PaYable----------------------- 500,000.00

Notes and Bills Rediscounted.....

none

Other Liabilities------------------- 275,037.83

Total................................$ 5, 098,504.89

10

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

SOUTH SIDE ATLANTA BANK

Lakewood Heights, Atlanta, Ga.

As called for by the Superintendent of Banks.

WALTER ESTES,

E. COWAN,

President.

Cashier.

Date of Charter: 1-31-1912

Began Business: 2-5-1912

RESOURCES:
Loans and Discounts--------------$ C eBrot inf idcsa taensdoSf t oI nc kdse botwendende.s._s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_--__Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks----------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLdiAabccileiptytanocnesL..e_t_t_e_r_s__o_f_ POrtohfeitr aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL------------------------------$

47,297.47 none
8, 920.50 1,833.12 10,608.81 '9,469.33
995.94 none none 2, 615.18 none none none 81,740.35

LIABILITIES:
SCuarppiltuals SFtuoncckL.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-._$ Undivided ProfitS-----------------Reserve Funds---------------------~ Due to BankS----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit.-----Savings Deposits------------------BLeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_t_no_dm__A_e_rc_sc__e___p___t__a__n__c___e_s__ Notes and Bills Redlscounted..---Other Liabilities-------------------

25.000.00 500.00 350.18 none none none
l, 407.24 none
30,931.76 2.905.45 ll, 245.72
none 5.000.00
none 4,400.00

TotaL------------------------------$ 81.740.35

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

TRUST COMPANY OF GEORGIA

Atlanta, Ga.

As called for by the Superintendent of Banks.

H. WARNER MARTIN,

DAMERON BLACK,

President.

Treasurer.

Date of Charter: 9-21-1891

Began Business: 11-8-1891

RESOURCES:

Loans and Discounts--------------$11, 484,712.56

Certificates of Indebtedness and

Bonds and Stocks owned.._______ 1, 999,175.09

Banking House and Lot___________ 1,017,990.38

Furniture and Fixtures____________

none

Other Real Estate owned.._________ 520,459.12

Cash in Vault and amounts due

from approved Reserve Agents.. 2,069,439.32

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

55,313.23 none

AdCvoan=coediotniesC__o__tt_o__n___a__n_d_ -o--t-h-e--r

none

Customers LiabUitY on Letters of

Credit and Acceptances.--------- 650,000.00

Profit and LOSS..--------------------

none

Other Resources------------------- 87,709.20

TotaL. ____________ -------- ---------$17, 884, 798.90

LIABILITIES:

Capital Stock..---------------------$ 2,ooo,ooo.oo

Surplus Fund---------------------- 2.ooo,ooo.oo

Undivided ProfitS------------------ l, 005,818.79

Reserve Funds---------------------- 721,317.32

Due to Banks----------------------- 517,183.06

Dividends Unpaid..-----------------

none

Cashiers Checks.------------------- 214,565.81

Certified Checks--------------------

12.00

Demand Deposits------------------ 4.616, 775.65

Time Certificates of Deposit.------ 6,ooo,ooo.oo

Savings Deposits------------------- 115,295.84

LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ 650,000.00

Bills Payable.---------------------Notes and Bills Rediscounted..

none none

Other LiabllitiEis..------------------ 43,830.43

TotaL-------------------------------$17, 884, 798.90

TWELFTH ANNUAL REPORT

11

STATEMENT Showing condition at the close of Business December 31, 1931, of the

GEORGIA RAILROAD BANK & TRUST CO.

Augusta, Ga.

As called for by the Superintendent of Banks.

C. H. PHINIZY,

A. B. KITCHEN,

President.

Cashier.

Date of Charter: 11-15-189~

Began Business: 1~-31-189~

RESOURCES:

Loans and Discounts............. $ 7, 161.767.67

Certificates of Indebtedness and

Bonds and Stocks owned......... 1,345,116.26

Banking House and Lot....... 174,005.31

FUrniture and Fixtures............ 18,810.23

Other Real Estate owned.......... 227' 067.55

Cash in Vault and amounts due

from approved Reserve Agents.. 927,500.45

Checks for Clearing and Due from

other Banks.--------------------- 160,872.12

COavsehrdIrtaefmtss.(.if..a.n..y.). -_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

7,313.66 l, 678.94

Advance on Cotton and other

Commodities..................... .

none

Customers LiabilitY on Letters of

Credit and Acceptances........ 27, 756.77

Profit and Loss.................

none

Other Resources...........

none

TotaL....................$10, 051, 889.96

LIABILITIES:

Capital Stock.............$ 1, ooo, 000. oo

Surplus Fund........................ 200.000.00

Undivided Profits.................. 475,727.49

Reserve Funds......................

none

Due to Banks........................ 715,450.33

Dividends Unpaid...................

none

Cashiers Checks.................... 29.681.19

Certified Checks..................... 3, 326.86

Demand Deposits................ 2.244,369.58

Time Certificates of Deposit....... 701.623.57

Savings Deposits................... 3, -!03, 954.17

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_._._._._._._._._. ._

27,756.77 l, 250,000.00

Notes and Bills Rediscounted......

none

Other Liabilities__ ..... ------- .....

none

TotaL...........................$10. 051,889.96

STATEMENT Showing condition at the close of Business December 31, 1931, of the

AUSTELL BANK

Austell, Ga.

As called for by the Superintendent of Banks.

M. T. BENSON,

C. C. PERKERSON,

President.

Cashier.

Date of Charter: 1-3-1910

Began Business: l-1o-1910

RESOURCES:

Loans and Discounts.............$ Certificates of Indebtedness and
Bonds and Stocks owned..... Banking House and Lot...... Furniture and Fixtures....... Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k.s....-.-.-.----------.--.-----Overdrafts (if any)............. Advance on Cotton and other
Commodities.................. Customers Liability on Letters of
Cred1t and Accei>tances.... POrtohfeirt aRnedsoLurocsess....___________________ T o t a L _______________________________ $

101,804.44
none none
2,898.35 8, 733.36
15,869.16
1,270.49 329.83 46.62
3,588.64
none none
15.66
134,556.55

LIABILITIES:
CSuair>piltualsSFtuonckd........_._._.__.__.__.__.___.____._. $ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv--a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists.._._-_--_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Time Certificates of Dei>osit....... Savings Deposits------------------Letters of Credit and Accei>tances BielxlsecPuatyeodabfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._.._ NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n__te__d_.____

25,000.00
none none none none none
364.76 1, 700.00 63,472.79 39,664.93 4,335.33
none none none
18.74

TotaL...............................$ 134,556.55

1:2

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

E. J. PERRY, President.
Date of Charter:

BAINBRIDGE STATE BANK

Bainbridge, Ga.

As called for by the Superintendent of Banks.

E. J. PERRY, JR.,

Cashier.

2-1-1901

Began Business: 1899

RESOURCES:

Loans and Discounts..............$ 352,411.86

Certlficates of Indebtedness and Bonds and Stocks owned....... 67,134.83

Banking House and Lot----------Furniture and Fixtures...... -----Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

10,800.66 693.57
2,000.00
162,936.26

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other

872.87 171.91 247.54

CuCsotommmeorsdiLtiieasb.i-l-i-tY---o--n--L--e-t-t-e-r-s--o--f Credit and Acceptances.._________

8, 544.81
none

POrtohfeirt aRnesdouLrcoess.S__.-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_-

none
3, 288.35

To

t

aL

________________

--------------$-

----
609, 102.66

LIABILITIES:

Capital Stock..---------------------$ SurPlus Fund..--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeipcoatseitsSo..f--D--e-p-o--s-i-t-.-..----.-. Savings Depo~its------------------ Letters of Credit and Acceptances
executed for Customers---------Bills payable.---------------------Notes and Bills Rediscounted... Other Liabilities-------------------

100,000.00 20,000.00 75,322.49
none
17,165.47
none
2, 766.68
none
170,606.34 31,735.67 191,506.01
none none none none

TotaL.------.----------------------.$ 609,102.66

STATEMENT Showing condition at the close of Business December 31, 1931, of the

THE CITIZENS BANK AND TRUST CO.

Bainbridge, Ga.

As called for by the Superintendent of Banks.

H. L. GANS,

E. F. VICKERS,

President.

Cashier.

Date of Charter: 2-17-1920

Began Business: 12-19-1911

RESOURCES:

Loans and Discounts--------------$ 544,106.81

CeBrotinfidcsataensdoSftoInckdsebotwednneeds..s__a__n_d_ 47,877.89

Banking House and Lot-----------

none

FOuthrneirtuRreealaEndstFatiextouwrense-d--.-. -__-_-_-_-_-_--_

3,800.00 12,405.00

Cash in Vault and amounts due

from approved Reserve Agents-- 97,828.79

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss(.i.f. -a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_

5,349.93
none
3, 980.71

AdCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h__er_ 77,174.05

CuCsrteodmiterasnLdiAa bciclei tpytaonnceLs_e_t_t_e_r_s__o_ f_

none

POrtohfeirt

RanedsoLurocseSs-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
-

-

none
-n-on-e

TotaL-------------------------------$ 792,523.18

LIABILITIES:

Capital Stock..---------------------$ SurPlUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS..----------------Time Certificates of Deposit...... Savings Deposits------------------BLeieltxltseePcrsuatyoefadbCfloree_rd_C_i_tu_as_t_no_d_m_A_e_rc_sc__e___p___t_a___n__c___e_s__ Notes and Bills Rediscounted... Other Liabilities-------------------

100,000.00 20,000.00 6, 578.98
none
3,262.91
none
1,329.34
none
199,558.74 136,837.46 183,216.44
none
22,250.00 119,489.31
none

TotaL.-.------.------. __ --... ____ .$ 792,523.18

TWELFTH ANNUAL REPORT

13

STATEMENT Showing condition at the close of Business December 31, 1931, of the

DECATUR COUNTY BANK

Bainbridge, Ga.

As called for by the Superintendent of Banks.

M. E. NUSSBAUM,

FRANKS. JONES,

President.

Cashier.

Date of Charter: 12-26-1905

Began Business:1-3-1906

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf t oI ncdkes botwe dnnede s. _s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.... ------------- _____ _ cOavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on cotton and other commodities...--------------------
CuCsIt!oSmditearsnLdiAabciclietvYtaonnceLs.e_t_t_e_r__s__o_f Profit and LOSS--------------------Other Resources...-----------------TotaL ______________________________ $

173,937.44 36,519.75
none none
959.45 58,956.52
none none none none none none none
270,373.16

LIABILITIES:

C3uavrvitlaulsSFtlolnck<.L------------------------------------------$
Undivided Profits-----------------Reserve FUnds---------------------DDiuveidteonBdsanUknsv-a-i-<-L--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehveocskiSts-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Devosit.......
~:~~so?~~~&a.n.21 A.cooi>iaD.ces
BielxlsecPuat.evdabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other Liabilities-------------------

25.GOO.OO 5,000.00 30,368.95
none none none none none none none
210,004.21
none none none none

Total-------------------------------$ 270, 373.16

STATEMENT Showing condition at the close of Business December 31, 1931, of the

CITIZENS BANK

Ball Ground, Ga.

As called for by the Superintendent of Banks.

M. G. HENDRIX,

B. R. JONES,

President.

Cashier.

Date of Charter: 9-28-1926

Began Business: 10-1-19'!6

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from C aosthh eItreBmasn.. k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitnies.c..o. t_t_o__n___a_._n_d____o_t_h_e_ r_ CuCsrteodmiterasnLdiAabciclietvYtanocnesL..e_t_t_e_r_s___o_f POrtohfeirt aRnesdoLurOceSsS..-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_
Tota.L .. ----------------------------$

54,470.53
25,000.00 ], 200.00 1,250.00
none
16,161.06
none none
80.88
none
none none none
98,162.47

LIABILITIES:
Cavital Stock..---------------------$ SUunrdvilvuids eFdUPnrdo.f.-it-s--__-_-_-_-_-_-_--------------------Reserve Funds---------------------DDiuveidtoenBdsanUknSp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Devosit....... Savings Deposits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 5,000.00 3, 934.53
none none none
305 '21
none
50,702.99 23,219.74
none
none none none none

TotaL------------------ ____________ $ 98,162.47

14

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

BAXLEY STATE BANK

Baxley, Ga.

As called for by the Superintendent of Banks.

J. "\Y. TIPPINS,

C. E. MOORE,

President.

Cashier.

Date of Charter: 8-23-1917

Began Business: 8-25-1917

RESOURCES:

Loans and Discounts...-----------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o__tt_o__n___a__n_d____o_t_h__er_
Customers Liability on Letters ot
Credit and Accevtances........ POrtohfeirt aRnedsoLurocsess._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

128,486.62 3,000.00
4. anooon.oeo
2,000.00 34,828.13
none none none none none none none

TotaL......------------------------$ 172,314.75

LIABILITIES:
CSuarppiltuals SFtuoncdk._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_._._._._._._-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ DiVidends Unpaid...---------------Cashiers Checks....---------------Certified Checks-------------------Demand De:oosits-----------------Time Certificates of De:oosiL... Savings De:oosits------------------Letters of Credit and Acce:otances
executed for Customers---------Bi!is Payable..... __ . _____ ----------Notes and Bills Rediscounted... Other LiabilitieS-------------------

25,000.00 27,500.00
532.47
none none
1. 007.50 5,727.16
none
42,397.82 19,658.40 2,034.95
none
48,456.45
none none

TotaL------------------------------$ 172.314.75

STATEMENT Showing condition at the close of Business December 31, 1931, of the

THE BLACKSHEAR BANK

Blackshear, Ga.

As called for by the Superintendent of Banks.

A. P. BRANTLEY,

P. L. POMEROY,

President.

Cashier.

Date of Charter: 9-11-1891

Began Business: 7-7-1892

RESOURCES:

Loans and Discounts............$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from a:o:oroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances.......... Profit and LOSS..-------------------Other Resource3..-------------------
TotaL------------------------------$

121.538.94
none none
13,858.77 7,268.15
134,098.37
none none none none none none
53.50
576,817.73

LIABILITIES:

CSua:ropiltuals SFtuoncdk_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits...---------------Time Certificates of De:oosit....... SaVings De:oosits ...---------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e__:__o__t__a__n__c____es__ Notes and Bills Rediscounted..... Other LiabilitieS-------------------

50,000.00 25,000.00 69,636.61
6,941.43
none none
4,453. 75 41.00
180,176.99 215,567.95
none
none
25,000.00
none none

TotaL------------------------------$ 576,817.73

TWELFTH ANNUAL REPORT

15

STATEMENT Showing condition at the close of Busine!ls December 31, 1931, of the

J. M. EATON, President.
Date of Charter:

FANNIN COUNTY BANK

Blue Ridge, Ga.

As called for by the Superintendent of Banks.

W. J. DENMARK,

Cashier.

5-28-1916

Began Business: 6-6-1916

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI nckdse botwe dnende.s. _s__a__n_d_ Banking House and Lot__________ _
OFuthrneirtRureealaEnsdtaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other C uCsot ommmeords iLtiieasb..i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances---------OPrtohfeirt aRnesdoLurocseSs.....-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_--_

134,944.92 17' 096.39 19,000.00 7,000.00 20,409.74 58,765.51
none none none none none none none

TotaL-------------------------------$ 257, 216.56

LIABILITIES:
Capital Stock.----------------------$ Surplus Eund...--------------------Undivided Profits-----------------Reserve Fnnds---------------------DDiuveidteonBdsanUknsp--a-id--.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS..------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e--p-o-s-i-t-.-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_____ Other Liabilities....------------------

15,000.00 5,000.00 3,914.19
none none none 3,293.53 none 97',376.20 116,850.02 15, 764.63 none none none 17.99

TotaL------------------------ ______ $ 257, 216.56

STATEMENT Showing condition at the close of Business December 31, 1931, of the

L. W. DYE, President.
Date of Charter:

THE FARMERS BANK

Blythe, Ga.

As called for by the Superintendent of Banks.

T. M. NICKLES,

Cashier.

8-!l8-1909

Began Business: 9-1-1909

RESOURCES:
Loans 1:\Ild Discounts--------------$ CeBrotinfidcsataensdoSf toI ncdkes botwe dnende.s._s__a__n_d_ Banking House and Lot----------FOuthrneirtuRreealaEndstFatiextouwrense-d-.-..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpYtaoncnesL..e.t.t_e_r_s___of_ Profit and Loss--------------------Other Resources--------------------
TotaL.----------------------------.$

49,191.50 none
1, 947.50 1, 000.00
285.55 6,272.84
none 115.00 29.81 16.00 none. none none 58, 858.20

LIABILITIES:
Capital Stock.----------------------$ Surplus Fnn<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNioltlessPaanYdabBliel-ls--R--e-d--is-c--o-u-n--t-e-d-.-.-..--Other Liabilities....------------------

15,000.00 10,000.00 2, 615.36
none none none 146.57 none 7, 958.44 220.44 3,417.39 none 19,500.00 none none

Total-------------------------------.$ 58, 858.20

16

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 3I, 1931, of the

THE COMMERCIAL BANK

Bowdon, Ga.

As called for by the Superintendent of Banks.

J. A. MANDEVILLE,

M. L. JOHNSON,

President.

Cashier.

Date of Charter: 9-!l2-1926

Began Business: 9-20-1926

RESOURCES:

Loans and Discounts--------------$ 35,293.97 CeBrotinfidcsataensdoSftoInckdsebotwednneeds..s__a__n_d_ 28,000.00

Banking House and Lot----------Furniture and Fixtures..........

5,000.00
none

Other Real Estate owned..........

none

Cash in vault and amounts due from approved Reserve Agents- 23,725.83

Checks for Clearing and Due from

other Banks...................... Cash Items..------------------------
~J~~<i[~ft~gt ~~rion--and.--otiier

none none
19.54

Commodities. . . . . . . . . . . . . . . . . . . . . .

570.28

Customers Liabiliti: on Letters of Credit and Accevtances..........
Profit and Loss.....................

none none

Other Resources....................

none

-----

TotaL................... __ .$ 92,609.62

LIABILITIES:
Cavital Stock............$ Surplus Fund................ Undivided Profits.................. Reserve Funds................ Due to Banks................. Dividends UnDaid............. CCearsthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. TDiemmeaCnedrDtifeipcoatseistso--f-D--e-v--o-s-i-t-.-.-.-.-.-.-. Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuat,yedabfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities....................

25,000.00 10.000.00 2.437.04
none none none
1,852.94
none
48,991.42 4,328.22
none
none none none none

Total................................$ 92.609.62

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Brewton, Ga.

As called for by the Superintendent of Banks.

JAMES L. KEEN,

L. P. KEEN,

President.

Cashier.

Date of Charter: 5-26-1910

Began Business: 7-6-1910

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned.... ___ _ Banking House and Lot........... Furniture and Fixtures -- Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clea:ring and Due from caosthheIrteBmasn__k_s_-__-_-_-_-_-_-_-_-_-__-_-_-________ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities. . - - - - - - - Customers LiabiliW on Letters of
Credit and Acceptances.......... Profit and Loss........ ------- Other Resources................... .

70,177.01
1, 312.05 l, 806.25 ?-,256.67 8, 700.39
61,375.02
none none
2, 558.82
1,219.90
none none none

TotaL ..............................$ 119,406.14

LIABILITIES:
Capital Stock.......................$ SUunrdpivluidseFduPnrdo-f-i-t-s-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Reserve Funds...................... DDiuveidtoenBdsanUknsp--a-i-d--..-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-. CCearsthifieierds CChheecckkss.-.-.-..-.-.-.-.-.-.......-... Demand Deposits_______ ........... Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. _. Notes and Bills Rediscounted..... Other Liabilities....................

15,000.00

5,000.00

5. 352.21

none

none

none

5.98

wa.

none
821.64

14,216.31

none

none none none noDe

TotaL..............................$ 149.!03.14

TWELFTH ANNUAL REPORT

17

STATEMENT Showing condition at the close of Business December 31, 1931, of the

THE CITIZENS BANK

Brinson, Ga.

As called for by the Superintendent of Banks.

J. H. BRINSON,

R. 0. HARDIN,

President.

Cashier.

Date of Charter: 12-17-1910

Began Business: 12-1910

RESOURCES:

Loans and Discounts-------------$ CeBrotinfidcsaatensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _

23,556.69
none
1,800.00 l, 998.70
none

Cash in vault and amounts due

from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------OCavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
CommoditieS---------------------Customers LiabilitY on Letters of
Credit and Acceptances__________

5,356.50
none none none none none

Profit and Loss---------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_._._-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -33-,032186-..4354

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable____ ------------------Notes and Bills Rediscounted..---Other Liabilities-------------------

15,000.00
none none none none none
11.50
none
8, 925.64 9,091.20
none
none none none none

TotaL---- _____________________ -----_$ 33.028.34

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF BROOKLET

Brooklet, Ga.

As called for by the Superintendent of Banks.

J. W. ROBERTSON,

CARSON L. JONES,

President.

Cashier.

Date of Charter: 5-10-1907

Began Business: 12-1-1906

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoIncdksebotwendende.s._s__a__n_d_ Banking House and Lot----------FOUthrenritRureealaEnsdtaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks----------------------COavsehrdIrtaefmtss_(_i_f-a--n_y-)-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-___ AdCvo.amncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s___of_ Profit and Loss--------------------Other Resources--------------------
TotaL------------------------------$

55,n2.53
none
1.800.00 1,500.00 10,096.05
2. 443.95
none none none none none
1. anooo.nooe
72,152.53

LIABILITIES:
Capital Stock.______________________$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds--------------------- Due to Ba.nks--------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

25,000.00 10.000.00 1.196.81
none none none
236.81
none
17,426.27 12,292.64
none
none
5,000.00
none l. 000.00

TotaL------------------------------$ 72.152.53

18

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

THE BRUNSWICK BANK & TRUST COMPANY

Brunswick, Ga.

As called for by the Superintendent of Banks.

F. D. AIKEN,

I. M. AIKEN,

President.

Cashier.

Date of Charter: 10-7-1889

Began Business: 1889

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI ncdkse botwendende.s. _s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss_(_i_f_a__n_y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Co=odities---------------------
Customers LiabilitY on Letters of Credit and AcceptanceS----------
Profit and Loss--------------------Other ResourceS-------------------

751,876.86
483,397.37 40,000.00 15,196.75 95,351.40
170,237.81
4, 989.36 3, 971. 7l
12.05
none
none none
854.70

Total--------------------------------$ I. 565,888.01

LIABILITIES:
Capital Stock.______________________$ Surolus Fun<L--------------------Undivided Profits----------------- Reserve Funds---------------------DDiuveidteonBdsanUknsp..a.i-d-.-.--.-.--.-.--.-.-.-.--.---.-.-. CCaesrthiifeierds CChheecckkss..-.-.--.-.-.-.-.--.---.-.-..-.-.-.-Demand Deposits-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m__e__r_s_._.___.___._._ Notes and Bills Rediscounted.... Other Liabilities...........

230,000.00 ll8.ooo.oo
7,920.13 9,233.15 71,988.29 2,337.00 4,872.19
628.45 494,3ll.74 69,535.45 260, 428.ll
none
190,000.00 1()6. 633. 50
none

TotaL------------------------------$ 1, 565, 888.01

STATEMENT Showing condition at the close of Business December 31, 1931, of the

J. L. EAVES, President.
Date of Charter:

HARALSON COUNTY BANK

Buchanan, Ga.

As called for by the Superintendent of Banks.

H. G. RICHARDSON,

Cashier.

8-8-1909

Began Business: 8-4-'1909

RESOURCES:

Loans and Discounts ..............$ 86,353.16

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot........... 1,800.00

FOutrhneirtuRreealaEndstFatiextouwrense-d-.-..-.--__-_-_-_-_--_

2,900.00 2,000.00

Cash in Vault and amounts due

from approved Reserve Agents.. 60,473.83

Checks for Clearing and Due from

other Banks-----------------------

none

COavsehrdIrteamftss..(.i.f-a-n--y-)-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

100.24 744.73

Advance on cotton and other

Co=odities......................

none

Customers LiabilitY on Letters of

Credit and Acceptances...........

none

Profit and Loss......................

none

Other

Resources..-------------------

-

none
--

TotaL.. ----..--.-----........... __ ..$ 154.371.96

LIABILITIES:
Capital Stock..---------------------$ Surolus Fun<L--------------------Undivided Profits---------------- __ Reserve Funds---------------------Due to Banks...--------------------Dividends Unpaid....----------Cashiers Checks-------------------Certified Checks---------------- .. __ Demand DepositS-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable__________ ------------Notes and Bills Rediscounted...... Other Liabilities------------------

40,000.00 15,000.00 2, 775.13
none none none
303.13
none
80,268.30 16,025.40
none
none none none none

Total--------------------------------$ 154,371.96

TWELFTH ANNUAL REPORT

19

STATEMENT Showing condition at the close of Business December 31, 1931, of the

BUENA VISTA LOAN & SAVINGS BANK

Buena Vista, Ga.

As called for by the Superintendent of Banks.

Wm. C. WOOTEN,

0. H. LEWIS,

President.

Cashier.

Date of Charter: 9-~~-1887

Began Business: 1889

RESOURCES:

Loans and Discounts ______________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_
FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

121,878.19
none
4,246.39 6,658.12 13.544.71
33,908.23

, other Banks---------------------COavsehrdIrtaefmtss_(_i_f_a-n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other

173.87
none none

Co=odities---------------------- 12,373.32

Customers Liability on Letters of

Credit and Acctances__________

none

Profit and Loss.-------------------Other Resources-------------------

none
2. 016.32

TotaL_____ -~-------------------------$-19_4_7,-99-.1-5

LIABILiriES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid..----------------Cashiers Checks ------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of DeposiL----Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_____ Other LiabilitieS-------------------

30,000.00 40,000.00 1, 775.89 2,921.69
none none
197.62
none
54,870.53 45,033.42
none
none
20,000.00
none none

Total..--------------_-- _____ ------.$ 194,799.15

STATEMENT Showing condition at the close of Business December 31, 1931, of the

SHADBURN BANKING CO.

Buford, Ga.

As called for by the Superintendent of Banks.

MRS. KATE ALLEN SHADBURN,

E. A. WILBANKS,

President.

Cashier.

Date of Charter: 1-23-1901

Began Business: 2-11-1901

RESOURCES:

Loans and Discounts--------------$ 161,261.94 Certificates of Indebtedness and

Bonds and Stocks owned..------Banking House and Lot-----------

3, 976.25
none

FOuthrneirtRureealaEndstFatiextouwrensed--.-_-__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(_i_f__a-n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.C. _o__t_t o__n___a__n_d____o_t_h__e r_
Customers LiabilitY on Letters of Credit and Acceptances__________

4,072.83 38,510.75
53,016.53
none
97.19 564.46
7,558.95
none

Profit and Loss---------------------

none

Other Total.

.R__e_s_o_u__r_c_e_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-2721-,, 4595-42..0900-

L 1ABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds..--------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of DeposiL----Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable._--------------------Notes and Bills Rediscounted. Other Liabilities-------------------

40.000.00 18,000.00 3, 934.46 4,347.83
none none
289.25
none
114,184.65 14,007.36 76,789.35
none none none none

TotaL-------------------------------$ 271,552.90

20

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

THE CITIZENS STATE BANK

Butler, Ga.

As called for by the Superintendent of Banks.

J. W. EDWARDS,

L. R. ADAMS,

President. Date of Charter: 9-4-19~6

Cashier. Began Business: 9-4-19~6

RESOURCES:

Loans and Discounts--------------$ 21,410.07 Certificates of Indebtedness and

Bonds and Stocks owned.........

none

Banking House and Lot-----------

none

FOuthrneirtRureealanEdstFatiextouwrense-d--_-_-_-__-_-_-_--__Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

1,488.00 375.00
14,314.59

other Banks.... __ ---------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC..o. _t_to__n___a__n_d____o_t_h__e_r

254.70
none none
7, 647.58

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit Other

and Loss---------------------
Resources---------------------

-

none
-no-ne

TotaL-------------------------------$ 45,489.94

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL.---------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__--__Savings Deposits------------------LeetxteercsutoefdCforer dCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable______________________ _ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._._.___.

15,000.00 5,000.00
180.41
none none none
362.08
none
23,649.04 1, 298.41.
none
none none none none

TotaL.----------------------------$ 45,489.94

STATEMENT Showing condition at the close of Business December 31, 1931, of the

J. D. LESTER, President.
Date of Charter:

BANK OF BYROMVILLE

Byromville, Ga.

As called for by the Superintendent of Banks.

S. H. BUXTON,

Cashier.

7-19-1920

Began Business: 7-26-1920

RESOURCES:

Loans and Discounts...-----------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwonte_c__L_._._.__._..__.

31,938.39
none
1,500.00

FOuthrneirtRureealaEndstaFtiextouwrense-c-L-_-_-_-_-_-_-_-_--_

750.CO
none

Cash in Vault and amounts due from approved Reserve Agents..

7.012.21

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__-

none none
10.13

AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__e_r 2, 511.27

Customers Liability on Letters of

Credit andAcceptances.---------

none

Profit and Loss---------------------

none

Other Resources--------------------- - -no-ne

Total.. _..___ -...--.-.------------$ 43,722.00

LIABILITIES:
Capital Stock.______________________$ Surplus Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits.. __ --------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable._--------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 500.00
1,364.08
none none none
68.11
none
15,222.96 6,566.85
none
none
5,000.00
none none

TotaL.... __ .. _____ -- ____ . __ ... ____ $ 43,722.00

TWELFTH ANNUAL REPORT

~1

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CAIRO BANKING COMPANY

Cairo, Ga.

As called for by the Superintendent of Banks.

0. T. DAVIS,

HENRY HESTER,

President.

Cashier.

Date of Charter: 11-23-1903

Began Business: 11-23-1903

RESOURCES:

Loans and Discounts--------------$ CBeaBrnotkinfiidncsgaatHensoduoSsfetoIancnkddseboLtweondte_n_de_._s.__s____a____n__d__ FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(.i.f--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabciclietpYtaoncnesL..e_t_t_e_r_s__o_ _f Profit and LoSS--------------------Other Resources..-------------------
Total--------------------------------$

197.611.61
none
5,555.43 5, 745.60
none
54,756.10 4,822.44
none none none
3, 926.86
none none
272, 418.06

LIABILITIES:
Capital Stock...------------------$
Surplus Fund---------------------UndiVided Profits-----------------Reserve Funds---------------------DDiuVeidtoenBdasnUknSp..a-i-d-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks ------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanYdabBlEillLs-R--e--d-i-s-c-o--u-n-t-e--d-.-.--.-.-. Other LiabilitieS-------------------

35,000.00 10.000.00
197.00 6,058.32
none none
165.60
none
131,735.30 85,334.96
none
3, 926.88
none none none

TotaL------------------------------$ 272, 418.06

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Cairo, Ga.

As called for by the Superintendent of Banks.

THOMAS WIGHT,

A. EDWARDS,

President.

Cashier.

Date of Charter: 1Q-7-1910

Began Business: 1Q-1Q-1910

RESOURCES:

Loans and Discounts--------------$ 260,732.21

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_

10,000.00
none

FOuthrneirtuRreealaEndstaFtiextouwrensed-.-.-_-_-_-__-_-_-_--_

5,885.70 23,844.98

Cash in Vault and amounts due

from approved Reserve Agents.. 62,718.27

Checks for Clearing and Due from

other Banks----------------------

411.56

Cash Items-------------------------Overdrafts (if a.nY>----------------Advance on Cotton and other

1,403.98
none

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances...........

none

Profit and Loss---------------------

none

TOothtearLRe..s.o-u--r-c-e-s----------------------------------------$-

- -40-.00
365,036.70

LIABILITIES:

Capital Stock.---------------------.$ Surplus Fund---------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Unpaid..----------------Cashiers Checks-------------------Certified CheckS..------------------Demand Deposits-----------------Time Certificates of Deposits-----SaVings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable.---------------------Notes and Bills Rediscounted.. Other LiabilitieS------------------

40,000.00 8, 000.00 6, 473.83 8, 420.90
none none
544.22 36.00 172.227.05 31,428.16 77,906.54
none
20,000.00
none none

TotaL-------------------------------$ 365,0R6.70

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

J. E. BROOKS,
President. Date of Charter:

BANK OF CAMILLA

Camilla, Ga.

As called for by the Superintendent of Banks.

J.E. BROOKS,

Cashier.

11-4-1889

Began Business: 1889

RESOURCES:

CLoeBraotninfsidcasantadensDdoiSfstcoIoncukdnsetbsot-we--dn-en-de-.-s.-_s-_-_a-_-_n-_d-_$ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances --------Profit and LOSS--------------------Other Resources.-------------------
TotaL------------------------------$

97,272.22
29,887.03 16,500.00
6,500.00 30,000.00
71,943.19
1,108.11
none none
1,939.50
none none none
255,150.05

LIABILITIES:
Capital Stock.______________________ $
Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpald..----------------CCearsthifieierds CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseistso..f--D--e-p-o-s-i-t-_-_--__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatYeadbfloer__C__u_s_t_o__m_ e- -r-s-------------------Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

25,000.00
none
825.22
none none none
364.43
none
142,952.30 7, 776.66 78,231.44
none none none none

TotaL------------------------------$ 255,150.05

STATEMENT Showing condition at the close of Business December 31, 1931, of the

PLANTERS & CITIZENS BANK

Camilla, Ga.

As called for by the Superintendent of Banks.

G. B. COCHRAN,

E. J. VANN, JR.

President.

Cashier.

Date of Charter: 5-~4-1913

Began Business: 5-24-1913

RESOURCES:

Loans and Discounts--------------$ 92,941.34 Certificates of Indebtedness and

Bonds and Stocks owned..------- 4, 751.95

Banking House and Lot----------- 10,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_

6,000.00 8,097.37

Cash in Vault and amounts due

from approved Reserve Agents.. 20,817.30

Checks for Clearing and Due from

other Banks----------------------

996.03

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

116.60
none

Advance on Cotton and other

Commodities---------------------Customers Liability on Letters o!

none

Credit and Accei>tances----------

none

Profit and Loss---------------------

none

Other Total.

_R__e_s_o_u__r_c_e_S__-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-144-,589744-..1710

LIABILITIES:
Cai>ital Stock----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeiic>aotessitso-f--D--e-i->-o-s-i-t-.-._-_-_-_--_ BLSaieelvtlxtsieenPcrgsuastyoeDafdbeCfilor>eer_od_Cs_ii_tut_sas_-tn_-o_-dm_-_-A_e--_rc-_sc-__e-__-i__>-__-t__-a__-n__-_c_-__e-s-__ Notes and Bills Rediscounted..____ Other Liabilities-------------------

50,000.00
none
562.99
none none none
419.95
none
56,982.46 20,898.36 15,730.94
none none none none

TotaL-------------------------------$ 144,594.70

TWELFTH ANNUAL REPORT

STATEMENT Showing condition at the close of Business December 31, 1931, of the

B. F. CHEEK, President.
Date of Charter:

FARMERS BANK

Canon, Ga.

As called for by the Superintendent of Banks.

M. C. BOWERS,

Cashier.

11-3-1919

Began Business: 11-11-1919

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__c_L_._.__._._._.._ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_--__Cash in vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from CaosthheIrteBmasn._k_s_._._-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbc-i-cl-ei-tp-yt-a-o-n-nc-e-Ls--_e-_t_-t_-e_-r_-s_-_-o-_-_f Profit and LOSS--------------------Other Resources.-------------------
T o t a L . . . . --------------------------$

33,185.14
none
2,500.00 1,500.00 7,306.12
3, 877.86
none none none none none none none
48, 369.12

LIABILITIES:
CS uarppi tlauls SFtuoncdk...-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_$ Undivided Profits-----------------DReuseertvoeBFaunnkdss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends UnpaicL----------------CCearsthiifeiersd CChheecckkss.-.-.---------------------_-_-_-__-_--_ Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_--_-_ Notes and Bills RediscountecL.... Other Liabilities-------------------

25,000.00 1,250.00
575.81
none none none
368.56
none
16,357.18 4,817.57
none
none none none none

TotaL-----------------------------$ 48.369.12

STATEMENT Showing condition at the close of Business December 31, 1931, of the

R. T. JONES, President.
Date of Charter:

BANK OF CANTON

Canton, Ga.

As called for by the Superintendent of Banks.

W. S. ELLIOTT,

Cashier.

11-17-189~

Began Business: 1~-~1-189~

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_c_L__-_-_-_-_-_--_
FOuthrneirtRureealaEndstFatiextouwrensed--.-_-__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f.a..n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Co=odities.--------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s__o_ _f Profit and LOSS--------------------Other Resources...-----------------

564,745.01
253,862.50 33,929.00 4,865.00 42,237.28
261,997.47
3,980.12 127.64 872.31
none
none none none

TotaL-------------------------------$ 1, 166,616.33

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund......------- __ -------Undivided Profits-----------------Reserve FundS---------------------DDuiveidteonBdsanUknsp-a--ic-L--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ Letters of Credit and Acceptances
executed for Customers---------Bills Payable.. --------------------Notes and Bills RediscountecL.... Other LiabilitieS-------------------

150,000.00 150,000.00 26,228.00
none none none
1,211.92
none
418,744.96 336,079.36 84,352.09
none none none none

TotaL ______________________________$ 1.166,616.33

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

ETOWAH BANK

Canton, Ga.

As called for by the Superintendent of Banks.

OLIN FINCHER,

N. A. THOMASON,

President.

Cashier.

Date of Charter: l-i~-19i7

Began Business: 1-i9-19i7

RESOURCES:

Loans and Discounts...........$ 131 '715 .60

Certificates of Indebtedness and

Bonds and Stocks owned... 7,659.03

Banking House and Lot..... 12,000.00

Furniture and FixtUres..... 2,235.00

Other Real Estate owned... _______ _

none

Cash in vault and amounts due

from approved Reserve Agents.. 150,351.60

Checks for Clearing and Due from

other Banks----

930.68

COavsehrdIrtaefmtss(.i.f--a-n-y--)-_-_-_-_-_-__-_-________--_

none 454.71

AdCvoamnmceodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss......................

none

- - - - Other Resources.....................

150.00

Total......$ 305, 496.62

LIABILITIES:

Capital Stock.....$ Surplus Fun<L.......... Undivided Profits..... Reserve Funds............ Due to Banks----------------------Dividends Unpaid..........
CCaesrthiifeiersd CChheecckkss..-.-..------.-.-.-.---.-..----. Demand Deposits-----------------Time Certificates of Deposit. Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers...... Bills payable---------------------- Notes and Bills Rediscounted. Other Liabilities.......

25,000.00 5,000.00 2,000.47 1,000.00
none none 1,243.95 none 201,410.85 37,780.39 32,060.96 none none none none

TotaL...........$ 305,496.62

STATEMENT Showing condition at the close of Business December 31, 1931, of the

G. C. COOK,
President. Date of Charter:

THE PEOPLES BANK

Carrollton, Ga.

As called for by the Superintendent of Banks.

G. C. COOK,

Cashier.

11-IQ-1909

Began Business: 12-1-1909

RESOURCES:

Loans and Discounts..........$ Certificates of Indebtedness and
Bonds and Stocks owned..... Banking House and Lot.... Furniture and Fixtures ..... Other Real Estate owned.. _______ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks........ Cash Items--------------- Overdrafts (if anYl------------Advance on Cotton and other
Commodities. . . - - - - - - - - - - - - - - - Customers Liability on Letters of
Credit and Acceptances.... Profit and Loss........ Other Resources...
TotaL..........$

318,473.80 8,044.90 none 4, 800.00 7,898.87 68,502.54 none 194.89 none none none none
279,431.77 687,346.77

LIABILITIES:

Capital Stock.........$ Surplus Fun<L........ Undivided Profits...... Reserve Funds........ Due to Banks............. Dividends Unpaid......... Cashiers Checks....... Certified Checks...... Demand Deposits...----------------Time Certificates of Deposit.... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers... Bills Payable.---------------------Notes and Bills Rediscounted.. Other Liabilities.....

60,000.00 12,000.00 6,360.82
none none none 2, 302.03 none 341.854.35 48,822.07 118,034.65 none 58,600.00 39,372.85 none

Total..........$ 687,346.77

TWELFTH ANKUAL REPORT

'25

STATEMENT Showing condition at the close of Business December 31, 1931, of the

R. 0. PITTS, President.
Date of Charter:

THE COMMERCIAL BANK OF CEDARTOWN

Cedartown, Ga.

As called for by the Superintendent of Banks.

W. A. COLQUITT,

Cashier.

1o-16-1889

Began Business:12-11-1889

RESOURCES:

Loans and Discounts--------------$ 886,338.87

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<__L_-_-_-_-_-_--_

5,400.00 23.085.59

Furniture and Fixtures------------

none

Other Real Estate owne<L--------- 22,334.20

Cash in Vault and amounts due

from approved Reserve Agents.. 158,369.43

Checks for Clearing and Due from

other Banks---------------------- 11,902.06

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

427.02 5, 282.59

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of

Credit and AcceptanceS----------

none

Profit and LOSS---------------------

none

Other Resources--------------------- - -3,2-05.-36

TotaL______ -------------- __________$ 1,116, 345.12

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp-a-i-d-,-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------BLeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t_a___n__c___e_s__ Notes and Bills Rediscounte<L---Other Liabilities-------------------

140,000.00 200,000.00 83,505.69
none none
11,264.00 3,075.57
none
487,510.92
none
190,988.94
none none none none

TotaL------------------------------$ 1,116, 345.12

STATEMENT Showing condition at the close of Business December 31, 1931, of the

S. GARRETT, President.
Date of Charter:

FARMERS & MERCHANTS BANK

Charing, Ga.

As called for by the Superintendent of Banks.

H. G. PYE,

Cashier.

9-21-1912

Began Business: 11-6-1912

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L-----BFuarnnkiitnugreHaonudseFaixntUd rLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss_i_i_f_a__n_y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and AcceptanceS---------Profit and Loss--------------------Other Resources.-------------------
Total--------------------------------$

31,430.82
5,105.55 1.200.00 2,000.00 4,378. 72
20,214.10
214.R4 116.76
none
12,551.15
none
4,815.42
none
82,027.36

LIABILITIES:
Capital Stock-----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounte<L Other Liabilities-------------------

15,000.00 9,000.00 1,436.61
none none
27.00 102.46
none
22,322.73 34,138.56
none
none none none none

Total--------------------------------$ 82,027.36

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

C. N. KING, President.
Date of Charter:

COHUTTA BANKING COMPANY

Chatsworth, Ga.

As called for by the Superintendent of Banks.

T. W. BROOKS,

Cashier.

7-17-1905

Began Business: 1-24-1906

RESOURCES:

Loans and Discounts-------------$ CeBrotinfidcsataensdoSf toInckdsebotwendenceLs_s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrneesc-L--_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items... ----------------------Overdrafts (if an:vl----------------Advance on Cotton and other CuCCsroteomdmmiteorasdniLdtiieAasbc-ic-l-ei-tpY-t-a-no-c-n-e-sL-_-e_-t_-t_-e_-r_-_s-_-o_--_f Profit and Loss--------------------Other Resources-------------------
TotaL------------------------------$

87,852.91
500.00 1, 915.31 4,064.76 9,676.81
16,329.69
none
317.19 1, 273.37
1, 022.68
none none
1,619.94
124,582.66

LIABILITIES:
Capital Stock... _____________________$
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSp-a-i-c-L--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountecL___ _ Other Liabilities-------------------

15,000.00 3,000.00
306.79
none none none
2,466.17
none
69,003.30 11,384.88
975.52
none
20,000.00 1,546.00
none

TotaL------------------------------$ 124, 582.66

STATEMENT Showing condition at the close of Business December 31, 1931, of the

BANK OF CHICKAMAUGA

Chickamauga, Ga.

As called for by the Superintendent of Banks.

C. M. PRESTON,

MERCER CLEMENTSON,

President.

Cashier.

Date of Charter: !l-1Q-1910

Began Business: 5-1Q-1910

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks ownecL------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrenesc--L-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrteamftss_(_i_f_a__n_y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--. Advance on Cotton and other
CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--t
Credit and Acceptances---------Profit and LOSS--------------------Other Resources.-------------------
Total--------------------------------$

189,656.33
11,513.17 10,000.00 2, 970.00 18,392.40
21,074.92
29.50
none none none none none none
253,636 .32

LIABILITIES:
Capital Stock..----------------------$ Surplus Func:L--------------------Undivided Profits----------------- Reserve Funds---------------------Due to Banks ---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings DepositS------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable____ ------------------Notes and Bills Rediscounted.. Other LiabilitieS-------------------

50,000.00 12,500.00 2, 132.35
none none none
413.20
none
72,980.91 16,050.36 99,529.50
none none none none

Total--------------------------------$ 253, 536.32

TWELFTH ANNUAL REPORT

't7

STATEMENT Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Chipley, Ga.

As called for by the Superintendent of Banks.

HENRY ZACHRY,

ROY ASKEW,

President.

Cashier.

Date of Charter: 3-'t't-1909

Began Business: 4-19-1909

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items..-----------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances... ______ _ Profit and LOSS--------------------Other Resources--------------------
TotaL------------------------------$

34, 519.62
none
2,600.00 4, 900.00 16,736.46
30,549.32
none none
22.44
none
none none
290.00
89,617.84

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_____ ------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00
none
134.30
none none none
970.16
none
47' 337.36 7. 069.64 3, 856.38
none
2,000.00 3,250.00
none

TotaL------------------------------$ 89,617.84

STATEMENT Showing condition at the close of Business December 31, 1931, of the

HABERSHAM BANK

Clarkesville, Ga.

As called for by the Superintendent of Banks.

W. R. ASBURY,

W. S. WHITWORTH,

President.

Cashier.

Date of Charter: 5-13-1904

Began Business: 1904

RESOURCES:

Loans and Discounts--------------$ lll,428.12

CeBrotinfidcsataensdoSf toInckdsebotwednende.s. _s__a__n_d_

none

Banking House and Lot----------- 10,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-..-_-_-_-_-_-_-_--_

2, 762.00 4, 200.00

Cash in Vault and amounts due

from approved Reserve Agents.. 48,512.65

Checks for Clearing and Due from

other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

none none none

Commodities---------------------CuCsrteodmiterasnLdiAabcicleiptytaoncnesL_e.t_t_e_r_s___o_f

none none

Profit Other

and LOSS---------------------
Resources.--------------------

-

none
-no-ne

Total--------------------------------$ 176,902.77

LIABILiriES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable______ ----------------Notes and Bills Rediscounted..... Other LiabilitieS-------------------

25,000.00 5,000.00 2, 594.01
none none none
390.94
none
77,531.45 66,386.37
none
none none none none

TotaL-------------------------------$ 176,902.77

28

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Business December 31, 1931, of the

CITIZENS BANK OF CLAXTON

Claxton, Ga.

As called for by the Superintendent of Banks.

R. R. TIPPINS,

R. R. TIPPINS,

President.

Cashier.

Date of Charter: 7-18-1919

Began Business: 9-8-1919

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------FUrniture and FixtUres-----------Other Real Estate owned---------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from COaovsethhrdeIrrtaeBfmtassn_(k_if_s_a-_-_n-_y_--)---_--_--_--_--_--_--_--_--_--_--_-_-_--_--_--_----_ Advance on Cotton and other CuCsotommmeorsdiLtiieaSb.i.l-i-t-Y---o-n---L--e-t-t-e-r-s--o--f
Credit and AcceptanceS---------Profit and LOSS--------------------Other Resources..-------------------
TotaL------------------------------$

76,900.54
1,100.00 8,166.21 3,600.00 9,825.24
14,683.01
247.65
none
183.07
110.00
none none
86.20
114,901.92

LIABILITIES:
Capital Stock.----------------------$ Surplus FuncL--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to BankS----------------------DiVidends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p-o--s-it-.-.------. SaVings Deposits------------------Letters of Credit and Accei>tances
executed for Customers---------BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--.---Other LiabilitieS..-------------------

30,000.00 6,000.00 1,471.66
none none none
392.39
none
39,792.84 29,072.03 8,173.00
none none none none

Total--------------------------------$ 114,901.92

STATEMENT Showing condition at the close of Business December 31, 1931, of the

BANK OF CLAYTON

Clayton, Ga.

As called for by the Superintendent of Banks.

J. C. DOVER,

T. A. DUCKETT,

President.

Cashier.

Date of Charter: 6-3Q-1904

Began Business: 7-1-1904

RESOURCES:

Loans and Discounts--------------$ 135,105.38

CeBrotinfidcsataensdoSf toInckdsebotwednnede-s_s__a__n_d_ Banking House and Lot__________ _

24.500.00 4,000.00

FOuthrneirtuRreealaEndstFatiextouwrense-d---_-_-_-_-_-_-_-_--_

1,100.00 4, 732.44

Cash in Vault and amounts due

from approved Reserve Agents. 137,387.82

Checks for Clearing and Due from

other Banks---------------------Cash ItemS-------------------------Overdrafts (if anY>----------------AdCvoamncmeodointiesC__o_ -t-t-o_n___a__n-d- ___o_t_h-_e-r

555.41 120.77 240.39
none

Customers Liability on Letters of

Credit and Accei>tances----------

none

Profit and Loss---------------------

none

Other Resources-------------------- - -no-ne

Total--------------------------------$ 307,742.21

LIABILITIES:

Capital Stock.----------------------$ Suri>lUS FuncL--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to BankS----------------------DiVidends Uni>aid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand Dei>ositB------------------Time Certificates of Dei>osit------LSaeeVtxtieencrgsustoeDfdeCfporoersdCiittussa--tno--dm--Ae-r-cs-c_-e_-i_->_-t_-a_-n_-_c-_e-_-s Bills PayablEL---------------------NOothteesr aLniadbBiliitlilessR...e.d__i_s_c_o_u__n_t_e_d__-____

25,000.00 10,000.00 9, 744.40 1,500.00
none none
l, 371.65
none
138,648.82 121,477.34
none
none none none none

TotaL-------------------------------$ 307.742.21

TWELFTH ANNUAL REPORT

29

STATEMENT Showing condition at the close of Business December 31, 1931, of the

CLERMONT BANKING CO.

Clermont, Ga.

As called for by the Superintendent of Banks.

J. M. HAYNES,

W. V. GRANT,

President.

Cashier.

Date of Charter: 6-13-19Hl

Began Business: 2-1913

RESOURCES:
Loans and Discounts.............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.___._._._.._ FOuthrneirtRureealaEndstaFtiextouwrense-d--..-.-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities.--------------------Customers Liability on Letters of
Credit and Acceptances......... Profit and Loss--------------------Other Resources.-------------------
Total.------------------------------$

22,667.00
4,000.00 1,461.84 l. 924.25 1,250.00
15,798.98
none
49.63 16.78
none
none none none
47,168.48

LIABILITIES:
Cai>ital Stock..---------------------$
Surplus Fun<L---------------------
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits-----------------'Dl.me Certificates of Dei>osit....... Savings Deposits------------------Letters of Credit and Accei>tances
executed for Customers...... Bills Payable----------------------Notes and Bills Rediscounted.... Other LiabilitiCS-------r----------

15,000.00 3, 000.00 1, 326.76
none none
3.60 73.80
none
13,171.42 14,592.90
none
none none none none

Total--------------------------------$ 47,168.48

STATEMENT Showing condition at the close of Business December 31, 1931, of the

STATE BANK OF COCHRAN

Cochran, Ga.

As called for by the Superintendent of Banks.

T. W. FISHER,

L. S. LEACH,

President.

Cashier.

Date of Charter: 12-21-1921

Began Business: 1-5-1922

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..... Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_
Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from other Banks----------------------
Cash Items...----------------------Overdrafts (if anYl----------------Advan on Cotton and other
CommoditieS---------------------Customers Liability on Letters of
Credit and Accei>tances. --------POrtohfeiit aRnedsoLuOrcSeSs.-.-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_

79,377.33
45,424.20 3,816.67 2, 712.55 7,547.59
37,450.70
none none none
1,725.77
none none none

Total.-------------------------------$ 178,054.81

LIABILITIES:

Capital Stock.... ------------------$ SUunrdpilvuisdeFduPnrdo-f-i-t-s-_-_-_-_-_-__-_---------------------
Reserve Funds--------------------Due to Banks ---------------------Dividends Unpaid----------------CCaesrthiifeiersdCChheecckkss-_-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits. ________________ _ Time Certificates of Deposit _____ _ Savings Deposits.. ________________ _
Letters of Credit and Acceptances executed for Customers..........
Bills Payable.. _____ . __ ....... _____ _ Notes and Bills Rediscounted.... Other Liabilities........... ---- .. __

25,000.00 10,000,00 3,162.49
700.00
none
260.00 373.96
none
125,664.44 10,241.70 2,652.22
none none none none

Total ________ .. _____________________$ 178.054.81

30

DEPARTMENT OF BANKING

STATEMENT Showing condition at the dose of Business December 31, 1931, of the

CITIZENS BANK

Colquitt, Ga.

As called for by the Superintendent of Banks.

F. E. FUDGE,

G. C. JINKS,

President.

Cashier.

Date of Charter: 3-1!4-191!4

Began Business: 4-1!1-191!4

RESOURCES:

Loans and Discounts--------------$ 70,702.19

CeBrotinfidcsaatensdoSftoInckdsebotwednnede.s_s__a__n_d_ 5, 738.65

Banking House and Lot----------- 4,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

1,696.00
none

Cash in Vault and amounts due

from approved Reserve Agents .. 28.430.51

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items...-----------------------

none

Overdrafts (if allYl-----------------

none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r 18,428.65

CuCsrteodmitearsnLd iAabcicleitpYtaonnoeLs_e_t_t_e_r_s__o_ _f

none

POrtohfeitr aRnedsoLuorcseSs-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL._________ ---------------------$-

none
-128,-9n9o6-.noeo

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund. --------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------DiVidends Unpai<L----------------Cashlers Checks ------------------Certified Checks-------------------Demand Devosits-----------------Time Certificates of Deposit.... SaVings Deposits------------------LeetxteecrsutoefdCfroerdCituasntodmAecrcse_p__t_a_n_c__e_s_ Bills PaYable___ . __ ------. __ -------Notes and Bills Rediscounted... Other Liabilities-------------------

25,000.00 5,000.00 5,000.00 4,988.56
none none
30.74
none
52,820.59 521.00
35,635.11
none none none none

Total--------------------------------$ 128, 996.00

STATEMENT Showing condition at the close of Business December 31, 1931, of the

COLUMBUS BANK & TRUST CO.

Columbus, Ga.

As called for by the Superintendent of Banks.

W. C. BRADLEY,

JAS. A. LEWIS,

President.

Cashier.

Date of Charter: 11!-1!4-1888

Began Business: 4-1889

RESOURCES:

Loans and Discounts.-------------$ 5,140,935.24

CeBrtoinfidcsataensdoSftoIncdksebotwednneeds._s__a__n_d_ Banking House and Lot__________ _

l, 145.970.88 443,443.90

FOutrhneirtuRreealaEndstFatiextouwrensed--.-_-_-_-_-_-__-_--_ Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from

100,138.26 25,940.68
929,372.72

other Banks---------------------- 113,209.96 OCvasehrdIrtaefmtss(..if--a-n-y-)-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_- 55,7n5o2.n2e7

AdCvoam,ncmeodoitniesC.o__t_t_o_n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances....

none none

Profit and Loss--------------------Other Resources.-------------------

none none

TotaL______________________________$ 7, 954,763.91

LIABILITTEB:

Oavital Stock.----------------------$ 850,000.00

Surplus Fun<L--------------------- 650,000.00

UndiVided Profits------------------ 213,837.75

Reserve Funds.--------------------- 198,050.95

Due to Banks.---------------------- 67,975.16

DiVidends Unpaid.------------

397.50

Cashiers Checks-------------------- 10,799.14

Certified Checks--------------------

611.58

Demand Deposits------------------ 2,0R2,3.59.56

Time Certificates of Deposit------- 1,485,997.21

SaVings Deposits------------------- 2, 394,735.06

Letters of Credit and Accevtances

executed for Customers----------

none

BNioltlessPaa:nvdabBleil.l_s-R--e-d--i-s-c-o-u--n-t-e-d--.----.

none none

Other LiabilitieS-------------------

none

TotaL.______________________________ $ 7.954, 763.91

TWELFTH ANNUAL REPORT

31

STATEMENT Showing condition at the close of Business December 31, 1931, of the

HOME SAVINGS BANK

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

H. I. SMITH,

President.

Treasurer.

Date of Charter: 1!l-!l6-1888

Began Business: 4-1903

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdkes botwednende.s._s__a__n_d_
Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamnmcoeditoiens___C_o__tt_o__n___a_n_d___o__th__e_r CuCsrteodmiterasnLdiAabcicleiptYtanocens..L__e_tt_e_r_s__o_f Profit and Loss--------------------Other Resources.-------------------

742,845.60
331,030.00
none
4, 369.81 78,504. 7l
45,585.79
4,617.54
none none none nnoonnee none
16,018.42

TotaL------------------------------$ 1, 222,971.87

LIABILITIES:

Capital Stock..----------------------$ 100,000.00

Surplus Fun<L--------------------- 65,000.00

Undivided ProfitS------------------ 6,529.88

Reserve Funds---------------------- 8,598.75

Due to BankS-----------------------

none

Dividends Unpaid..----------------- 3,006.00

Cashiers Checks--------------------

none

Certified CheckS--------------------

none

TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_-_-_-_-_-_-_

none
1,368.70

Savings Deposits------------_------ 1,011,820.22

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_

none
20,000.00

Notes and Bills Rediscounted..----

none

Other Liabilities-------------------

6.6~8.32

TotaL------------------------------$ 1. 222. 971.87

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

MERCHANTS & MECHANICS BANK

Columbus, Ga.

As called for by the Superintendent of Banks.

J. B. KEY,

J. A. HARLEY,

President.

Cashier.

Date of Charter: l!l-14-1871

Began Business: 187!l

RESOURCES:

Loans and Discounts--------------$ 1. 710,787.57 Certificates of Indebtedness and
Bonds and Stocks owned________ 215,450.14

Banking House and Lot----------Furniture and Fixtures____________

60,000.00 25,000.00

Other Real Estate owned.._________ 4, 801.66

Cash in vault and amounts due

from approved Reserve Agents.. 264,211.60

Checks for Clearing and Due from

other Banks.--------------------- 78,347.29

Cash Items..------------------------_

956.29

Overdrafts (if anYl----------------- 2,014.77 AdCvoan=coediotniesC__o_t_t_o__n___a_n__d____o_t_h_e_r_. 20,643.73

CuCsrteodmi terasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ f_

none

POrtohfeirt RanedsoLuorcseSs-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL-------------------------- ____ $ 2, 382, 213.05

LIABILITIES:

Capital Stock..----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit--.----Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s__to__m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities------------------

200,000.00 200,000.00 114,045.84 25,000.00
6,559.78 10,000.00 6,060.95 13,791.30 863,995.05 200,212.78 742,547.35
none none none none

Total-------------------------------.$ 2. 382,213.05

32

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

MUSCOGEE BANK & TRUST CO.

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

JNO. W. WILLIS,

President.

Cashier.

Date of Charter: Hl-6-1913

Began Business: 1-1914

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoIncdksebotwendende.s._s__a__n_d_ BFuanrnkiitnugreHaonudseFaixntdurLeost_-_-_-_-_-__-_-_-_-_--_ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anY>----------------Advance on Cotton and other CUCsotmommeorsdiLtiieasb..i-l-i-ty---o-n---L--e-t-t-e-r-s--o--f
Credit and Acceptances---------Profit and LOSS..-------------------Other Resources..-------------------
TotaL.-----------------------------$

619,140.40
21,090.00
none
12,500.00 30,400.00
94,263.30
17,049.16 747.68 424.06
none
49,407.23
none none
845,021.83

LIABILITIES:

Capital Stock..............$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Casbiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable________ --------------_ Notes and Bills Rediscounted.... Other Liabilities-------------------

100,000.00 50,000.00 12,628.56
600.00
a,onooq.nooe
2, 765.111 56.99
334.804.59 35,000.00 261,166.50
none
45,000.00
none none

Total----------------------$ 845.021.83

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

NORTHEASTERN BANKING CO

Commerce, Ga.

As called for by the Superintendent of Banks.

L. G. HARDMAN,

C. J. HOOD,

President.

Cashier.

Date of Charter: 8-25-1891

Began Business: 1892

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot---------- FOuthrneirtuRreealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items.------------------------Overdrafts (if anY>----------------Advance on Cotton and other CUCsotmommeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances..--------Profit and LOSS..---------------Other Resources--------------------
T o t a L ----------- . . -----.-----$

211,715.06
99,758.39 5,034.60 2,469.60 37,639.61
57,570.77
5,410.00
none none
28,290.18
none none
3, 736.50
451,674.71

LIABILITIES:
Capital Stock..____________________ $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS..---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------NOothteesr aLniadbiBliiJlalsesR__e_d_i_s_c_o_u__n_t_e_d_._._._._.._

100,000.00 65,000.00
531.14 . 2, 767.40
none
1,916.00 1,434.51
19.30 174,581.26 75,425.10
none
none
20,000.00 10.000.00
none

Total----------------$ 451.674.71

TWELFTH ANNUAL REPORT

ss

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CONCORD BANKING CO.

Concord, Ga.

As called for by the Superintendent of Banks.

C. T. SMITH,

S. A. KING,

President.

Cashier.

Date of Charter: 10-!l9-1903

Began Business: 11-18-1908

RESOURCES:

Loans and Discounts..........$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot..... Furniture and Fixtures..... Other Real Estate owned......... Cash in Vault and amounts due
from ai>vroved Reserve Agents. Checks for Clearing and Due from
other Banks............. Cash Items..................... Overdrafts (I! any)............... Advance on cotton and other
Commodities.................... Customers Liability on Letters of
Credit and Accel)tances........ Profit and Loss............. Other Resources..........

51,523.09
40,000.00
none
2, 500.00 7,795.43
28,376.01
none none
.35
none none none none

TotaL..........$ 130,194.88

LIABILITIES:
Ca1>ital Stock.........$ Surolus FuncL................ Undivided Profits........ Reserve Funds..... Due to Banks.......... Dividends Uni>aid......... Cashiers Checks .......... Certified Checks............ Demand Del)osits.................. Time Certificates of DevosiL... Savings D6Dosits............... Letters of Credit and Accevtances
executed for Customers..... Bills Payable.................. Notes and Bills Rediscounted.... Other Liabilities---------

25,000.00 20,000.00 2, 565.53
none none none
71.34
none
49,782.72 32. 775.2g
none
none none none none

Total--------------------------------$ 130, 19-1.88

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF CONYERS

Conyers, Ga.

As called for by the Superintendent of Banks.

W. T. BALDWIN,

M. W. HULL,

President.

Cashier.

Date of Charter: 11-25-1904

Began Business: 1~-19-1904

RESOURCES:

Loans and Discounts...........$ 73,293.86

Certificates of Indebtedness and

Bonds and Stocks owned....... 39,328.52

Banking House and Lot.......

none

Furniture and Fixtures ......... 4, 700.00

Other Real Estate owned.......... . 8, 700.00

Cash in Vault and a.mounts due

from avvroved Reserve Agents.. 37,499.81

Checks for Clearing and Due from

other Banks................. 2,186.14

Cash Items.....................

399.90

Overdrafts (if any) ................

none

Advance on Cotton and other

Commodities..................... . 1. 245.59

Customers Liability on Letters of

Credit and Accevtances.........

none

Profit and Loss.................

none

Other Resources..............- - -no-ne

Total............:..........$ 167.353.82

LIABILITIES:
Cavital Stock..............$ Survlus Fund................. Undivided Profits............... Reserve Funds................. Due to Banks.................... Dividends UnvaicL............. Cashiers Checks.................. Certified Checks.................. Demand Devosits_............... Time Certificates of Devosit...... Savings Devosits.................. Letters of Credit and Accevtances
executed for Customers........ Bills Payable...................... Notes and Bills Rediscounted..... Other Liabilities-------..........

30,000.00 15,000.00 2,245.14
none none
750.00 84.00
none
96,476.62 22,798.06
none
none none none none

TotaL....................$ 167.353.82

34

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF ROCKDALE

Conyers, Ga.

As called for by the Superintendent of Banks.

G. C. SIMS,

R. H. STILL,

President.

Cashier.

Date of Charter: IG-15-1891

Began Business: 6-1-1901

RESOURCES I
Loans and Discounts.------------$
Certificates of Indebtedness and . Bonds and Stocks owned.... Banking House and Lot-----------l FOuthrneirtRureealaEnsdtaFtiextoUwrenesd--..-.-.-.---.-.---.1 Oash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.-------------------Oash ItelllS-------------------------Overdrafts (if anY>----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances... Profit and LOSS.-------------------Other Resources..... Total. .... $

138,318.97 2,075.00 6, 700.00 8,640.00 53,633.34 2,194.58 none 1,351.10 2.540.0% none none none

LIABILITIES:
Capital Stock....$ Surplus FuntL------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss..---.-.---------.--.---- Dividends Unva!cL------------ Cashiers Checks.-----------------Certified Checks..----------------Demand DepositS-----------------Time Certificates of Deposit.. LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--t-a-n-c-e--s
executed for Customers---------Bills Payable.---------------------Notes and Bills Rediscounted... Other Liabilities------------------

50,000.00 50,000.00
126.9V none none 912.00 1,175.50 none 82,483.83 30,755.50 none none none none none

Total-----------------------$ 215,453.01

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Coolidge, Ga.

As called for by the Superintendent of Banks.

BOYKIN HARRISON,

A. P. MEGAHEE,

President.

Cashier.

Date of Charter: 12-18-1911

Began Business: ll-2G-19ll

RESOURCES:

Loans and Discounts----"-------1 Certificates of Indebtedness and
Bonds and Stocks owned.. Banking House and Lot..... FUrniture and Fixtures..... Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks.------------------Oash ItelllS------------------------Overdrafts (if anY>----------------AdCvoamncmeodoitniesc..o_t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of
Credit and Accevtances.. Profit and Loss. Other Resources.

90,008.35 none
2.500.00 3,673.32 19,060.28 7,009.65
none none none 930.76 none none none

TotaL---------------------1 123,182.36

LIABILITIES:
Oavital Stock......$ Surplus Fund------------------Undivided Profits------------------
RDDeiuvseeidrtvoeenBdFsaunUnkdnssp-.-a---i-d---.---.---------------------------.--
Cashiers Checks---------------Certified Ohecks.----------------Demand DevositB--------------- Time Certificates of Devosit. Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers Bills Payable........... Notes and Bills Rediscounted.. Other LiabilitieS-

25,000.00 none
4,678.42 none none none 164.00 none
28,550.57 54,789.37
none none 10,000.00 none none

Total..$ 123,182.38

TWELFTH ANNUAL REPORT

35

STATEMENT

Showing condition at the close of Business Dece:mber 31, 1931, of the

CORDELE BANKING CO.

Cordele, Ga.

As called for by the Superintendent of Banks.

J. H. CHILDS,

S. 0. PARSONS,

President.

Cashier.

Date of Charter: 5-31-19~7

Began Business: 6-15-19~7

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._..__._____ Furniture and Fixtures___________ _ Other Real Estate owned..--------Cash in Vault and amounts due
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f.a--n-y-)--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb..i-l-i-ty---o-n---L--e-t-t-e-r-s--o--f
Credit and Accet>tances..-------Profit and LOSS--------------------Other Resources..-------------------
TotaL..... __ ___ . ___ . ____ .... _. $

57,176.05
none none
5,000.00
none
67,265.04
10.729.08 375.00 8.25
359.17
none none none
140.912.59

LIABILITIES:
Cat>ital Stock.______________________$ SU!I>lus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unt>aid.....------------Cashiers Checks-------------------Certified Checks-------------------Demand Det>osits-----------------Time Certificates of Det>osiL.. SLaevttienrgssoDf eCt>reodsiitts.a-n--d--A--c-c-e-t->-t-a-n-c-e--s BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._.___.__.___ Notes and Bills Rediscounted... Other Liabilities-------------------

25,000.00 2,500.00 3, 721.13
none none none
781.18
none
100,033.29 7,606.89 1,270.10
none none none none

TotaL------------------------------$ 140,912.59

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CORNELIA BANK

Cornelia, Ga.

As called for by the Superintendent of Banks.

J. E. BARR,

J. M. GILLESPIE,

President.

Cashier.

Date of Charter: 7-3-1900

Began Business-8-4-1900

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned-------Banking House and Lot----------Furniture and Fixtures..--------Other Real Estate owned..--------Cash in Vault and amounts due
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtealfltlsS-(.i.f.a. n__y_)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-____ Advance on Cotton and other
CommoditieS..--------------------Customers LiabilitY on Letters of
Credit and Accet>tances...-------PrOfit and LOSS..------------------Other Resources------------------
TotaL------------------------------$

252,631.62
10,308.66 12,500.00 4,380.00 33,046.80
54,250.39
678.87 364.96
none
3,608.81
none none none
371,770.11

LIABILITIES:
Cat>ital Stock.______________________$ SU!I>lus FuncL..___________________ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unt>aid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Det>ositS-----------------Time Certificates of Det>osit------Savings Det>osits------------------Letters of Credit and Accet>tances
executed for Customers---------Bills Payable____ ------------------Notes and Bills Rediscounted.. Other Liabilities------------------

40,000.00 15,000.00 18,343.61
none none
11.00 733.91 10.00 217,676.99 76,994.60
none
none none
3,000.00
none

TotaL.---------------------------$ 371,770.11

86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF COVINGTON & TRUST CO.

Covington, Ga.

As calJed for by the Superintendent of Banks.

R. R. FOWLER,

J. E. PHILIPS,

President.

Cashier.

Date of Charter: 4-4-1901

Began Business: 4-1901

RESOURCES:

Loans and Discounts...___________$
CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweodnt_ne_ed__s._.s____a____n__d__ Furniture and FixtUres.__________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other Banks--------------------Cash Items.------------------------AOdvveardnrcaeftso(nif aCnoYtt>o-n---a--n--d---o--t-h-e-r OUCostmommeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o-f
Credit and Acceptances.... POrtohfeirt aRnedsoLuOrcSesS.._-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_

191,538.39
415,523.27
none
2,223.00 3,086.97
238,654.20
15,807.49
none none none none none none

Total-------------------------------$ 866, 833.32

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks...--------------------Dividends Unpai<L---------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS------------------Time Certificates of Deposit------LSaeevtxtieencrgsustoeDfdeCfporoersdCiittUsa-s-nt-od-m--Ae-r-cs-c_-e_-p_-_-t_a-_-n_-c_-e_-s-_ BNiolltessPaanyadbBleil.l-s--R--e-d--is--c-o-u--n-t-e-d--.---.-. Other Liabilities------------------

100,000.00 25,000.00 45,701.99
none none
8,000.00 1,373.77
none
5o6,ooo.oa 25,587.00 105,170.53
none none nons none

Total-------------------------------$ 866. 833.32

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE COMMERCIAL BANK

Crawford, Ga.

As called for by the Superintendent of Banks.

M. BLANCHARD,

E. H. FURCRON,

President.

Cashier.

Date of Charter: 9-2-1924

Began Business: 9-5-19:24

RESOURCES:

Loans and Discounts..____________$ 32,857.78

Certificates of Indebtedness and

Bonds and Stocks owned.------- 1,040.00

BFuanrnkiitnugreHaonudseFaixntUd rLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _

2,000.00 1,900.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 19,267.09

Checks for Clearing and Due from

other Banks---------------------Cash Items_______ -------------------

none
205.93

Overdrafts (if anYl-----------------

30.30

Advance on cotton and other

CommoditieS---------------------Customers LiabilitY on Letters of

4,091.93

Credit and Acceptances----------

none

Profit Other

and LOSS---------------------
Resources.------------------

-

none
-no-ne

TotaL---------------------------$ 61,393.03

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other LiabilitieS--------------------

15,000.0() 3,000.00 1,392.56
none none
28.00 204.23
none
37,413.42 3,243.27 1, ll1.55
none none none none

TotaL_______________________________ $ 61.393.03

TWELFTH ANNUAL REPORT

37

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF CUMMING

Cumming, Ga.

As called for by the Superintendent of Banks.

B. P. ROPER,

B. L. REDD,

President.

Cashier.

Date of Charter: 1Q-ll-1904

Began Business: 1Q-19-1904

RESOURCES:

Loans and Discounts.........$ 37,155.02

Certificates of Indebtedness and

Bonds and Stocks owned....... 2,569.31

Banking House and Lot......... 8,000.00

Furniture and FixtUres........ 5,045.50

Other Real Estate owned...... 8,651.75

Cash in Vault and amounts due

from aiJproved Reserve Agents. 24,523.36

Checks for Clearing and Due from

other Banks----------------------

190.80

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

193.35 189.85

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit and AcceiJtances_________

none

Profit and Loss..____________________

none

Other Resources..___________________

315.29

TotaL_______________________ --------$- -8-6, 8-34.-23

LIABILITIES:
CaiJital Stock......$ SuriJlUS Fund........................ Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends UniJaid.................. Cashiers Checks.................... Certified Checks.................... Demand DeiJosits-----------------TSaimviengCserDtiefiiJcoastietss_o__f_D__e_i_J_o_s__it_.__._._._._ Letters of Credit and AcceiJtances
executed for Customers.......... Bills Payable--------------------- NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

25,000.00 2,000.00
81.30 none none none 176.80 none 38,774.12 20,802.01 none none none none none

TotaL...............................$ 86,834.23

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

GEORGIA BANK & TRUST CO.

Cuthbert, Ga.

As called for by the Superintendent of Banks.

F. H. DAVIS,

President.

Cashier.

Date of Charter: 1-1-1917

Began Business: 1-2-1917

RESOURCES:

Loans and Discounts..............$ 195,921.79

Certificates of Indebtedness and

Bonds and Stocks owned......... 9,100.00

Banking House and Lot........... 3, 300.00

Furniture and Fixtures............ 3,200.00

Other Real Estate owned......... . 4,040.00

Cash in Vault and amounts due

from aiJIJroved Reserve Agents.. 20,565.92

Checks for Clearing and Due from

other Banks......................

515.80

COavsehr dIrteamf tss..(.i.f.a. .n.y.). _. _. _._._._._._._._._._._._._._. ._

162.59 66.50

AdCvoamnmceodoitnies.c._o_t_t_o__n___a_n__d____o_t_h__er_

1,683,74

Customers Liability on Letters of

Credit and AcceiJtances...........

none

Profit and Loss....

none

Other Resources....------------------- - -no-ne

TotaL...............................$ 238,556.34

LIABILITIES:

Capital Stock....... ----- ...........$ SuriJlUS Fund........................ Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid.................. Cashiers Checks.................... Certified Checks..................... Demand DeiJosits..................... Time Certificates of DeiJosit........ Savings Deposits..----------------Letters of Credit and AcceiJtances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._..__.
Notes and Bills Rediscounted..... Other Liabilities......................

50,000.00 11,000.00 3, 323.51
none none 184.00 995.78 none 130,961.57 3, 237.00 28,248.98 none 10,000.00 605.50 none

Total--------------------------------$ 238,556.34

38

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF DAHLONEGA

Dahlonega, Ga.

As called for by the Superintendent of Banks.

J. F. PRUETT,

J. F. SANDERS,

President.

Cashier.

Date of Charter: 5-!27-1914

Began Business: 5-19H

RESOURCES:

Loans and Discounts..-----------$ Certificates of Indebtedness and
Bonds and Stocks owned.. Banking House and Lot----------FOUthrenritRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks.--------------------Cash Items..------------------------Overdrafts (If anY>----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb..i-l-i-t-y--o-n---L--e-t-t-e-r-s--o--f
Credit and Acceptances..--------POrtohfeirt aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

105,668.52
39,000.00 2,500.00 2.000.00 1,695.50
64,454.48
none none none
none
none none none

Total-------------------------------$ 215, 318.50

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Ba.nks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit.. SLaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e-sBielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities------------------

15,000.00 5,000.00 3,014.96
none none none
71.04
none
110,271.62 76,263.67 5,697.21
none none none none

Total--------------------------------$ 215, 318.50

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF DALTON

Dalton, Ga.

As called for by the Superintendent of Banks.

W. C. MARTIN,

JAMES J. COPELAND,

President.

Cashier.

Date of Charter: ll-!21-19ll

Began Business: 1()--1!2-191!2

RESOURCES:
Loans and Discounts ______________$ Certificates of Indebtedness and
Bonds and Stocks owned.. Banking House and Lot----------FUrniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks.--------------------Cash Items-------------------------Overdrafts (If anY>----------------Advance on Cotton and other
Commodities......--- __ -----. ____ . CUstomers Liability on Letters of
Credit and Acceptances.--------Profit and LOSS--------------------Other Resources..----------------
Total--------------------------------$

256,706.94
5, 200.00 16,000.00 4,000.00 23,539.20
92,359.68
1, 708.92 1,569.05
80.89
none
none none none
401,164.68

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund.--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpai<L---------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p-o--s-it-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for customers---------BNiolltsesPaanyadbBleil.l_s__R-e--d-i-s-c-o--u-n-t-e--d-.---- Other Liabilities...------------------

50,000.00 10,000.00 1,934.01
none none
1,000.00 1,439.54
none
162,256.27 2H,916.23 150,608.63
none none none none

Total------------------------------$ 401,164.68

TWELFTH ANNUAL REPORT

39

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

HARDWICK BANK & TRUST CO

Dalton, Ga.

As called for by the Superintendent of Banks.

T. D. RIDLEY,

L. Z. SPECK,

President.

Cashier.

Date of Charter: 2-17-1922

Began Business: 2-2o-1922

RESOURCES:

Loans and Discounts..$ Certificates of Indebtedness and
Bonds and Stocks owned... Banking House and Lot.... Furniture and Fixtures.. Other Real Estate owned...... Oash in Vault and amounts due
from approved Reserve Agents . Ohecks for Clearing and Due from
other Banks..-------------------OOvasehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Ootton and other Commodities...........
Customers Llabllity on Letters of Oredit and Acceptances.---------
Profit and Loss..... Other Resources....

600,128.77 302,407.93 57,000.00
3,170.00 7,069.00 124,288.65 2,609.62
none 209.64 none none none 50,000.00

Total--------------------------------$ 1,146,883.61

LIABILITIES:

Oapltal Stock......$
US unrdpi vl ui ds eFduPnrdo.f.i t-s- .---------------- - Reserve Funds... DDiuveidteondB.anUknsp..a.id_.-.-.--------.---..----- Cashiers Ohecks.... Certified Ohecks..... TDiemmeaCn derDtifeipcoasteitss .o.f-D- -e-p- -o-s-i-t-.-.-. -. .--Savings Deposits....... Letters of Oredit and Acceptances
executed for Customers
BNiolltsesPaanydabBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d-.-.-.-Other Llabllities.. -----------------

100,000.00 200,000.00 10,071.13
none none 876.00 1,645.02 none 351.401.23 88,220.80 344,669.43 none none none 50,000.00

Total...$ 1, 146, 883.61

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF KESTLER

Damascus, Ga.

As called for by the Superintendent of Banks.

H. E. HIGHTOWER,

W. R. PULLEN,

President.

Cashier.

Date of Charter: II-3-1905

Began Business: 12-1-1905

RESOURCES:

Loans and Discounts......$ 56,176.31

Certificates of Indebtedness and

Bonds and Stocks owned--------

none

Banking House and Lot... 6,000.00

Furniture and Firtures... 2,500.00

Other Real Estate owned.--------- 1, 900.00

Oash in Vault and amounts due

from approved Reserve Agents-. 7,720.69

Ohecks for Clearing and Due from

other Banks..--------------------
AOOdvavsehardnIrctaeefmtsos-n(-if--O=-->o-t--t--o---n------a--n----d------o---t--h---e---r

none 71.25 126.59

Commodities. . . --- ....

540.82

Customers Llabllity on Letters of

Oredit and Acceptances.....

none

Profit and Loss....

none

Other

Resources....

.-

-

none
--

Total.$ 75,035.66

LIABILITIES:
Capital Stock.......$ US unrdpi vl ui ds eFduPnrdo.f.i t-s- .--.-----.----- .---- - - Reserve Funds.... Due to Banks..... Dividends Unpaid... Cashiers Ohecks.... Oertlfied Ohecks.... TDiemmeaCnderDtifeipcoasteitss.o.f-D--e-p--o-s-i-t-.-.-.-..--Savings Deposits......... Letters of Oredit and Acceptances
executed for Customers. Bills Payable._--------------------Notes and Bills Rediscounted... Other Llabllities.

25,000.00 5,000.00
604.18 none none none 137.58 none 17,225.12 15,763 0 78 none none 5,000.00 6,305.00 none

Total..$ 75, 035.66

40

DEPARTMENT OF BANKING

STATEMENT

Showing conditio:n at the close of Business December 31, 1931, of the

BANK OF DANIELSVILLE

Danielsville, Ga.

As called for by the Superintendent of Banks.

GEO. 0. GRIFFETH,

R. C. GRIFFETH,

President.

Cashier.

Date of Charter: 1~-ll:-1907

Began Business: 1-15-1908

RESOURCES:
Loans and Discounts..........................$ Certificates of Indebtedness and
Bonds and Stocks owned.......... Banking House and Lot................. FUrniture and Fixtures.................... Other Real Estate owned................. Cash in Vault and amounts due
from avvroved Reserve Agents... Checks for Clearing and Due from
other Banks......................................... Cash Items.................................................. Overdrafts (if anY) .................................. Advance on Cotton and other
Commodities ........................................ Customers Liability on Letters of
Credit and Accevtances.................... Profit and Loss........................................ Other Resources.................................. .. T o t a L ..................................................... $

51,034.06 3,000.00 2,000.00 1,000.00
900.00 27' 513.56 11,704.87
none 479.01 none none none none 97,631.50

LIABILITIES:
Cavital Stock....................................$ Survlus FUnd_................................... Undivided Profits.............................. Reserve FUnds...................................... Due to Banks........................................ Dividends Unvaid................................. Cashiers Checks...................................... Certified Checks...................................... Demand Devosits_............................... Time Certificates of Devosit............. Savings Devosits.................................... Letters of Credit and Accevtances
executed for Customers............... Bills Payable_______ .............................. Notes and Bills Rediscounted....... Other Liabilities____ ............................

15,000.00 15,000.00 1,000.00
none none none 145.97 none 50,342.39 16,143.14 none none none none none

TotaL..........................................................$ 97, 631. 50

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE DARIEN BANK

Darien, Ga.

As called for by the Superintendent of Banks.

C. M. TYSON,

D. E. LANE,

President.

Cashier.

Date of Charter: H!-8-1888

Began Business: 1-1889

RESOURCES:

Loans and Discounts............................$ Certificates of Indebtedness and
Bonds and Stocks owned............... Banking House and Lot..................... Furniture and Fixtures....................... Other Real Estate owned................... Cash in Vault and amounts due
from avvroved Reserve Agents.... Checks for Clearing and Due from
other Banks............................................ Cash Items................................................... Overdrafts (if any) .................................. Advance on Cotton and other
Commodities.. ....................................... .. Customers LiabilitY on Letters of
Credit and Accevtances................... Profit and Loss............................ Other Resources--.................... TotaL.............................................$

80,832.42 28,000.00 2,000.00 1, 700.00 12,533.48 20,692.80
none none
6.50 none none none none 145,765.20

LIABILITIES:
Cavital Stock.........................................$ Surv1us FUnd......................................... Undivided Profits................................ Reserve FUnds....................................... Due to Banks............................................ Dividends Unvaid................................. Cashiers Checks............................ Certified Checks.............................. Demand Devosits_................................ Time CeJ:tificates of Devosit_......... Savings Devosits...................................... Letters of Credit and Accevtances
executed for Customers.................. Bills Payable-........................................... Notes and Bills Rediscounted......... Other Liabilities.....................................

25,000.00 5,000.00 5, 942.40
none none 1,000.00 78.92 none 46,134.22 14,117.25 48,492.41 none none none none

Total..............................................$ 145,765.20

TWELFTH ANNUAL REPORT

41

:...

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF DAWSON

Dawson, Ga.

As called for by the Superintendent of Banks.

M. C. EDWARDS,

C. G. McLENDON,

President.

Asst. Cashier.

Date of Charter: 6-!Z9-1911

Began Business: 7-1-1911

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextoUwrense-d-.-.-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks------------------~--COavsehrdIrtaefmtss.(.i.f_a__n_y__)_____-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CPruCCosorfteiomtdmmaitenoradsdniLLdtioieAassbsc-.i-c_l-i_e-t_pY-_-t_a-_o-n_-n_c-_e-_L-s_-.e_.-_t_-t__-e__-_r_-_s_-__-o__--_f_
Other Resources..------------------

330,738.39 29,058.90
none
1,455.00 8,158.50 51,689.22 1,556.71
none none
14,716.00
none none none

TotaL. _____________________________ $ 437,372.72

LIABILITIES:

Capital Stock.----------------------$ survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Ba:nks...--------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s__to__m__e_r_s_._.__. ____________ __
Notes and Bills Rediscounted.... Other Liabilities-------------------

100,000.00 50,000.00
682.95
none
543.00
none
233.50
none
114,173.53 51,102.80
none
none
17,666.67 102,970.27
none

TotaL------------------------------$ 437,372.72

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE DEXTER BANKING CO.

Dexter, Ga.

As called for by the Superintendent of Banks.

J. E. NEW,

D. W. KNIGHT,

President.

Cashier.

Date of Charter: 1-18-1904

Began Business: 1904

RESOURCES:
CLoeratnifsicaantdesDoifscIonudnetbst-e--d-n-e--s-s--a--n-d-$ Bonds and Stocks owned......
Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items... ___ -------------------Overdrafts (if anYl----------------Advance on cotton and other CuCsotommmeorsdiLtiieaSb-i-li-t-Y---o--n--L--e-t-t-e-r-s--o--t
Credit and Acceptances...... Profit and LOSS--------------------Other Resources..-----------------
TotaL . ----------------------------$

46,709.87
1,800.00 2,000.00 1,815.42 6,420.62
18,125.58
none none
99.56
1,600.47
none none
1,474.71
80,046.23

LIABILITIES:
Capital Stock..... __________________ $ surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseistSo-t--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------LBeieltxltseecrPsuatYoefdabCfloreer..dC_i_tu__as_tn_o_dm__Ae__rcs_c_.e_.p_.__t_a___n__c__e__s__ Notes and Bills Rediscounted.... Other Liabilities ------------------

25,000.00 5,000.00 4,373.92 2, 976.35
none none
32.53
none
20,349.56 22,313.87
none
none none none none

TotaL------------------------------$ 80,046.23

42

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

MERCHANTS AND FARMERS BANK

Donaldsonville, Ga.

As called for by the Superintendent of Banks.

P. S. CUMMINGS,

E. T. KELLY,

President.

Cashier.

Date of Charter: 9-24-1925

Began Business: 9-24-1925

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items..----------------------Overdrafts (if anYl----------------Advance on Cotton and other
CuCCsortemodmmiteoardsnitdLieiAsa..bcci.le.i.ptyt.aon.nc.-e-Ls-_e-_t-_t-_e-_r-_s-_-_o_--t_
Profit and LosS--------------------Other Resources..-------------------

70,928.68 62,606.95 6,000.00 3,421.00
none 71.296.73 3, 985.52
none none none none none none

Total--------------------------------$ 218. 238.88

LIABILITIES:
Capital Stock..---------------------$ SUrplus Fund---------------------UndiVided Profits-----------------Reserve Funds---------------------DDiuVeitdoenBdasnUkns-p-a-i-d--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p-o--s-it-_--_-__-_-_--_ SaVings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted. Other LiabilitieS-------------------

50.000.00 10,000.00 2, 549.03 1.164.00
none 4, 000.00 2, e82.26
none 98,022.73 42.800.00 7, 020.86
none none none none

Total---"----------------------------$ 218,238.88

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

COFFEE COUNTY BANK

Douglas, Ga.

As called for by the Superintendent of Banks.

C. L. LOTT,

H. L. SHANNON,

President.

Cashier.

Date of Charter: 6-19-1931

Began Business: 7-1-1931

RESOURCES:

Loans and Discounts.-------------$ 18,623.04

CeBrotinfidcsataensdoSftoIncdkesbotwednneeds_s___a__n_d_ 60,000.00

Banking House and Lot-----------

none

FOuthrneirtRureealaEnsdtaFtiextouwrense-d--_-_-_-__-_-_-_-_--_

none none

Cash in Vault and amounts due

from approved Reserve Agents._ 75,233.28

Checks for Clearing and Due from

other Banks---------------------Cash Items--------------------------

8,339.08 302.83

Overdrafts (if anYl-----------------

none

AdCvoamncmeodoitniesC__o_t_t_o__n___a_n__d____o_t_h_e_ r_

467.97

Customers Liability on Letters of

Credit and Acceptances----------

none

Profit and LOSS---------------------

none

Other Resources.-------------------- - -n-on-e

Total.... -------------------------- ..$ 162,966.20

LIABILITIES:
Capital Stock..---------------------$
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------DTiemmeaCnedrDtifeipcoatseist.o.f-D--e--p-o-s-i-t-_-_-_-_-__----Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable._--------------------Notes and Bills Rediscounted.... Other Liabilities.------------------

50,000.00 10,000.00
713.16 none none none 2,555.66 none 90,095.13 7,293.28 2,308.97 none none none none

Total... ------------------------ _____$ 162,966.20

TWELFTH ANNUAL REPORT

43

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITIZENS AND SOUTHERN BANK OF DUBLIN

Dublin, Ga.

As called for by the Superintendent of Banks.

V. B. JENKINS,

C. U. SMITH,

President.

Vice-Pres. and Cashier.

Date of Charter: 10-~9-19~8

Began Business: 11-1-19~8

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned. BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_
Other Real Estate owned.------Cash in Vault and amounts due
from ai>I>roved Reserve Agents. Checks for Olearing and Due from
other Banks---------------------Cash Items.--------------------Overdrafts (if anY>---------Advance on Cotton and other
Commodities.---_--- ____ --.----Customers LiabilitY on Letters of
Credit and Accei>tances. --------Profit and LOSS.-------------------Other Resources.------------------

248,365.57 243,096.55
none 2,509.93
none 94,759.94 6,234.81
128.73 17.40 366.45 none none 589.07

Total--------------------------------$ 596,068.45

LIABILITIES:

Cai>ital Stock...$ SUln.ldl1ilvluidseFdUPnrdo.fits- Reserve FUnds Due to Banks..... Dividends Uni>aid. Cashiers Checks.. Certified Checks. Demand Dei>osits_.. Time Certificates of Dei>osit.. Savings Dei>osits......... Letters of Credit and Accei>tances
executed for Customers. Bills Payable._--------------- Notes and Bills Rediscounted. Other Liab111ties_

100,000.00 20,000.00 16,779.43
900.28 13,593.96
none 3,010.94
73.00 413,706.17 10,963.84 16,490.83
none none none 550.00

Total--------------------------------$ 596,068.45

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF DUDLEY

Dudley, Ga.

As called for by the Superintendent of Banks.

H. D. JOINER,

RUBERT L. HOGAN,

President.

Cashier.

Date of Charter: 1o-~-1905

Began Business: 11-1905

RESOURCES:
Loans and Discounts..$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds..s__a__n_d_ Banking House and Lot-------~-- Furniture and Fixtures-----------Other Real Estate owned--------Cash in Vault and amounts due
from ai>I>roved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------Cash Items.---------------------Overdrafts (if anY>----------------Advance on Cotton and other
Commodities.. ____ _._------ __ _ Customers LiabilitY on Letters of
Credit and Accei>tances.. Profit and Loss.. Other Resources.-----------------
TotaL ---------------------_.$

10,941.72 none
I, 783.39 3,015.90
750.00 2,273.18
none none 289.11 none none none none 19, 053.30

LIABILITIES:
CSuari>i>itlauls SFtuonckd__________-_-_-_-_____-_-_-_-_-_-_-_________ ._$ Undivided Profits _________________ _ RDeuseertvoeBFaunnkdss_____________-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-----------------CCearsthiifeiersd CChheecckkss.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits __________________ _ Letters of Credit and Acceptances executed for Customers__________ _ Bills Payable.... ___________________ _ Notes and Bills Rediscounted..... Other Liabilities... _____ -----------_

15,000.00 none 660.23 none none none 59.48 none
2, 615.28 718.31 none none none none none

Total.. ________________ ------------ ..$ 19,053.30

44

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF EASTMAN

Eastman, Ga.

As called for by the Superintendent of Banks.

W. L. JESSUP,

GEO. D. MULLIS,

President.

Cashier.

Date of Charter: liiHlS-1918

Began Business: 1-~-1919

RESOURCES:

Loans and Discounts--------------$ 212,416.32

Certificates of Indebtedness and

Bonds and Stocks owned-------- 39,241.94

Banking House and Lot----------- 15,700.00

Furniture and Fixtures-----------Other Real Estate owned.....

4, 900.00 5,100.00

Cash in Vault and amounts due

from at>t>roved Reserve Agents.. 33,961.92

Checks for Clearing and Due from

other Banks---------------------- 2,112.47

COavsehrdIrtaefmtss.(.if..a. -n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_

1, 225.83 9.96

AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabcicleitt>YtaoncnesL_e_t_t_e_r_s__o_ _f

none

Profit and LosS---------------------

none

Other

Resources---------------------

-

none
---

TotaL-------------------------------$ 314,668.44

LIA BILl TIES:
Cat>ital Stock----------------------$ surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unt>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Det>ositS-----------------Time Certificates of Det>osit------LSaevttienrgssoDf eCproesdiitts-a-n--d--A--c-c-e-t->-t-a-n-c-e--s
executed for Customers---------Bills Payable.... __ -----------------Notes and Bills Rediscounted... Other LiabilitieS-------------------

60,000.00 6,000.00 2,370.34
none none none
129.10
none
62,275.34 90,464.51 3,026.68
none
27,985.10 62,417.37
none

TotaL. _____________________ . ____ ..$ 314,668.44

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Eatonton, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTO~

W. A. ANDREW~

President.

Cashier.

Date of Charter: 1G-3G-192~

Began Business: 11-15-192~

RESOURCES:

Loans and Discounts--------------$ 33,305.79 Certificates of Indebtedness and
Bonds and Stocks owned.. _____ _ 2,500.00

Banking House and Lot----------- 5,000.00

~~~~t~~f~~t:~~e~:::::::::

1,250.00 7,175.41

Cash in Vault and amounts due

from at>t>roved Reserve Agents.. 20,164.87

Checks for Clearing and Due from

other Banks----------------------

534.99

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

249.41 24.58

Advance on Cotton and other

CuCCsroteo=dmoitderaistniLedSiaA-b-ci-cl-let-t'>-Y-ta-o,-n-nc-e-Ls-.-e_-t_-t_e-_-_r-_s_-_o--_f

428.00
none

Profit and Loss..-------------------

none

Other Resources..------------------- - -no-ne

Total--------------------------------$ 70,633.05

LIABILITIES:
Cat>ital Stock.----------------------$ SUri>lUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSt>--a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeitc>aotesistSo-f-D--e--t>--o-s-i-t-__-_-_-_-_--_ Savings Det>osits------------------Letters of Credit and Acceptances BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other LiabilitieS-------------------

25,000.00
none
169.83
none none none
457.04
none
38,834.83 135.15
none
none
2,500.00 3,536.20
none

TotaL. _____________________ .------.$ 70,633.05

TWELFTH ANNUAL REPORT

45

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF EDISON

Edison, Ga.

As called for by the Superintendent of Banks.

L. C. MANRY,

THEDFORD TURNER,

President.

Cashier.

Date of Charter: 9-1!4-1904

Began Business: 1G-1904

RESOURCES:

LOans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks..--------------------. cOavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc..o.t.t.o. _n___a_n__d____o_t_h__e_r customers Liability on Letters of
Credit and Acceptances..... Profit and LOSS.---------- Other Resources.-------------------
TotaL .. ---------------------------$

345,321.38
none
3,000.00 2,500.00 4,162.11
40,516.26
261.02 220.21 313.79
11,826.20
none none none
408, 120.97

LIABILITIES:

Capital Stock.---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..---------------Cashlers Checks-------------------Certified Checks............ TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-.-..---.-.-. Savings Deposits... --------------Letters of Credit and Acceptances
executed for Customers........ BNiolltsesPaanJYdaBbillel-s-R--e--d-i-s-c--o-u-n--t-e-d--.--.-.-. Other Liabilities-------------------

50.000.00 26,000.00 5,311.87
none none none
512.69
none
100,705.31 91,044.26
none
none
40,741.66 93,775.18
none

TotaL------------------------------$ 408,120.97

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

GRANITE CITY BANK

Elberton, Ga.

As called for by the Superintendent of Banks.

JOHN T. HEARD,

F. S. FORTSON,

President.

Cashier.

Date of Charter: 1!i!-3-19!i!7

Began Business: 1-3-191!8

RESOURCES:

Loans and Discounts.............$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot........ FOuthrneirtuRreealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------Cash Items-------------------------Overdrafts (if anY>----------------Advance on Cotton and other
CuCsotommmeorsdiLtiieaSb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--t
Credit and Acceptances......... Profit and LOsS--------------------Other Resources.------------------TotaL.-----------------------------$

117,192.93 36,500.00
none
1, 750.00
none
34,668.34 2, 889.33
none
34.83
none none none
520.03
193, 555 .46

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_- -: -_-__- -_
Dividends Unpaid....------------CCaesrthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it_._._._._..__. LBeieltxltseecrPsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._.__._

50,000.00
none
5, 944.51
none none none
5,082.82
none
108.907.27 8,102.30 15,518.56
none none none none

TotaL-------------------------- ....$ 193.555.46

46

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF ELLAVILLE

Ellaville, Ga.

As called for by the Superintendent of Banks.

J. H. STEVENS,

H. F. DIXON,

President.

Cashier.

Date of Charter: 9-1Q-1910

Began Business: 9-16-1910

RESOURCES!

Loans and Discounts.-------------$ Certificates of Indebtedness and
Bon:is and Stocks owne<L------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from COaovsethhrdeIrrtaeBfmtassn.(.ki.fs_a-_-_n-_y_-_)-_-__-__-__-_-_.--_--_-_--_--_-_--_--_--_--_--_----_ AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabciclietpYtanocnesL..e_t_t_e_r_s___o_f Profit and LOSS--------------------Other ResourceS..-------------------
TotaL..............................$

68,521.64
3,086.89 2,844.57
898.00
none
50,847.30
3, 378.64
none none
31,425.25
none none
1,171.86
162,174.15

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns.p.a--i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-.-.-.-.-.-.-. Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_--_-_ Notes and Bills Rediscounted..... Other LiabilitieS..------------------

25,000.00 5,000.00 9,064.89
none none none none none
73.600.91 39,508.35
none
none
10,000.00
none none

------
Total--------------------------------$ 162.174.15

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF ELLIJAY

Ellijay, Ga.

As called for by the Superintendent of Banks.

R. L. McCLAIN,

E. T. HUDSON,

President.

Cashier.

Date of Charter. 5-21-1914

Began Business: 6-1-1914

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot----------FOuthrneirtuRreealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts dUe
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on cotton and other
Commodities.--------------------Customers LiabilitY on Letters of
Credit and Acceptances........... Profit and LOSS..-------------------Other Resources.......--------------
Total--------------------------------$

236,083.93
8,853.43
none
5,200.00 4.025.00
51.817.44
none none
lll.30
none none none none
306, 091.10

LIABILITIES:

Capital Stock.......................$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdasnUkns-p-a-i-d--..-.-.-.-.-.--.-.-.-.-.-.-.-.-.-.-. Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e-p--o-s-i-t-_-_-_-__--__Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable...---------------------Notes and Bills Rediscounted..... Other Liabilities....................

15,000.00 21.000.00
none none none none
10.549.28 47.91
103.824.88 29.598.80 126,070.23
none none none none

TotaL------------------------------$ 306,091.10

TWELFTH AKNUAL REPORT

47

STATEMENT

Showing condition at the close of Business December 31, 1931, ofthe

BANK OF ETON

Eton, Ga.

As called for by the Superintendent of Banks.

C. C. KEITH,

H. R. JAMES,

President.

Cashier.

Date of Charter: 5-~3-1910

Began Business: 9-1-1910

RESOURCES:
Loans and Discounts........$ Certificates of Indebtedness and
Bonds and Stocks owned.... Banking House and Lot....... FUrniture and Fixtures...... Other Real Estate owned....... Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks........... Cash Items.................... Overdrafts (if any)................ Advance on Cotton and other
Commodities. . . . . . . . . . . . . . . . . . . . . . Customers LiabilitY on Letters of
Credit and Acceptances.......... Profit and Loss............... Other Resources.--- TotaL ................ $

48,742.65
700.00
none
2,000.00 3,000.00 34,595.97
none none
188.23 788.51
none none
996.75 91,012.11

LIABILITIES:
Capital Stock..........$ Surplus Fund.............. Undivitied Profits... Reserve Funds............ Due to Banks............. Dividends Unpaid............ Cashiers Checks........... Certified Checks............. Demand Deposits-----------------Time Certificates of Deposit..... Savings Deposits------------- Letters of Credit and Acceptances
executed for Customers......... BNioltlessPaanydabBliell-s--R-e-d-i-sco-unted..-.-. Other LiabilitieS-..

15,000.00 4,000.00
85.37
none none
4.80
none none
45,884.59 26,037.35
none
none none none none

TotaL.......$ 91,012.11

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FAIRBURN BANKING CO.

Fairburn, Ga.

As called for by the Superintendent of Banks.

J. H. LONGINO,

Y. H. LONGINO,

President.

Cashier.

Date of Charter: 9-14-1891

Began Business: 190~

RESOURCES:

Loans and Discounts...........$ Certificates of Indebtedness and
Bonds and Stocks owned ------Banking House and Lot........... FUrniture and Fixtures........... Other Real Estate owned--------Oash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks................ Cash Items--------- AOdvveardnrcaeftso(nif aCnoYttlo--n-a--nd---o-t-h--e-r CuCsotommmeorsdiLtiieasb-i-li-t-y---o-n--L--e-t-t-e-r-s--o--f
Credit and Acceptances .... POrtohfeirt RanedsoLurocsess-.--_-. _-....-.-
TotaL .................. $

76,965.57
5, 775.00 12,5JO.OO 4,000.00 23,642.31
46,073.51
none
22.31
none
none
none none
417.08
169,395.78

LIABILITIES :
Capital Stock ----------------$
USUndrpivluids eFduPnrdof-it-s-.-.-.-.-.--.-.-.-.-.-.-.-.-... Reserve Funds------------- Due to Banks---------- CDaivsihdieenrsdsCUhencpkasi.d.....--.--.-.--.--..- Certified Checks--------Demand Deposits -----------Time Certificates of Deposit ... LSaevttienrgssoDf eCproesdiitts.a-n--d-a--c-c-e-p--ta--n-c-e-s-
executed for Customers....... BNiolltsesPaanyadbBleillsRed-i-s-c-o-u-n--te-d--.-. Other Liabilities -----------------

25,000.00 5, 000.00 3,167.02
none none none
877.73 57.70 89,376.17 45,917.16
none
none none none none

TotaL .........................$ 169,395.78

48

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FAIRMOUNT BANK

Fairmount, Ga.

As called for by the Superintendent of Banks.

T. W. McHUGH,

J. W. DYER,

President.

Cashier.

Date of Charter: 1G-~7-1913

Began Business: 11-5-1913

RESOURCES:
Loans and Discounts______________$ Certificates of Indebtedness and
Bonds and Stocks owned------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned--------Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Cleartng and Due from
other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities--------------------Customers L1ab1llty on Letters of
Credit and Accevtances --------Profit and Loss-------------------Other Resources------------------TotaL ______________________________$

33,070.53 none
4,495.15 1,815.00
350.00 10,195.52
none none 29.09 none none none 29.26 49,984.55

LIABILITIES:
Cavital Stock ----------------------$
US unrdvilvuids eFduPnrdof-it-s- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_- -_ Reserve Funds---------------------Due to Banks---------------------CDaivshidieenrsdCs Uhencvkasi_d__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks ------------------Demand Devosits ----------------Time Certificates of Devosit ------
~~~s olf~i'~iran-ct-iiccevtances
executed for Customers_________ _ BNiolltsespaaynadbBleill-s-R--e--d-i-s-c-o--u-n-t-e-d---__-_--_ Other Liab111t1es ------------------

15,000.00 5,000.00
70.94 none none none 133.72 none 24,310.95 3,212.36 2. 241.58 none none none 15.00

Total.-------------------------------$ 49,984.55

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Fayetteville, Ga.

As called for by the Superintendent of Banks.

C. D. REDWINE,

H. C. HEWELL,

President.

Cashier.

Date of Charter: j!-16-1906

Began Business: 3-13-1906

RESOURCES:
Loans and Discounts______________ $ Certificates of Indebtedness and
Bonds and Stocks owned------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned--------Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks_--------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities--------------------Customers Liability on Letters of
Credit and Accevtances --------Profit and Loss-------------------Other Resources------------------TotaL ______________________________ $

136,652.03 none
2,266.79 3, 358.96 23,925.72 15,516.11
none 358.18 1,845.07 2, 394.20 none 1, 419.58 440.05 188,176.69

LIABILITIES:

Cavital Stock----------------------$ SUunrdoilvuids eFduPnrdof-it-s- -_-_-_-_-__- _-_-_-_-_-_-_-_-_-_-_- -_
Reserve Funds --------------------Due to Banks---------------------Dividends Unvaid ----------------Cashiers Checks-------------------Certified Checks------------------Demand DeiJosits ----------------TSiamvienCgserDtiefvicoastietss_o__f_D__e__v_o_s_i_t__-_-_-_-_--_ LeetxteecrsutoefdCforer dCitusatnodmAercsc_e_i_J_t_a_n_c__es_ BNiolltsesPaanyadbBleill-s-R--e--d-i-s-c-o--u-n-t-e-d---_-__--_ Other Liabilities ------------------

25.000.00 3,096.78
none none none none 531.87 none 114,775.22 23,184.97 none none 21,587.85 none none

TotaL---------------- ______________ $ 188,176.69

TWELFTH ANNUAL REPORT

49

STATEMENT

Showing condition at the clos~ of Business December 31, 1931, of the

BANK OF FINLEYSON

Finleyson, Ga.

As called for by the Superintendent of Banks.

J. W. CONNER, SR.,

CLARENCE FINLEYSON,

President.

Cashier.

Date of Charter: 9-!W-1910

Began Business: 9-2Q-1910

RESOURCES:

Loans and Discounts............$ Certificates of Indebtedness and
Bonds and Stocks owned...... Ba,nking House and Lot......... FUrniture and Fixtures.......... Other Real Estate owned..........

24,956.90
none
750.00 750.00 3, 772.93

Cash in Vault and amounts due from approved Reserve Agents.. 11,268.60

Checks for Oleaa:ing and Due from

other Banks.--------------------COavsehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Adv,e.nce on Cotton and other

788.68 433.53
none

CuCsotommmeorsdiLtiieasb..i.l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

1,247.84

Credit and Acceptances......

none

Profit and Loss--------------------

none

Other Resources.-------------------- - -no-ne

TotaL------------------------------$ 43,968.48

LIABILITIES:
Capital Stock._______________ ------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS....----------------Time Certificafes of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers..... Bills Pay'able________ --------------NOothteesr aLniadbiBliitlielss.R...e_d__i_s_c_o_u__n_t_e_d__.__._._

15,000.00
none
10,064.51
none none none
59.04
none
13,114.28 5, 730.65
none
none none none none

TotaL------------------------------$ 43,968.48

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITIZENS BANK

Folkston, Ga.

As called for by the Superintendent of Banks.

Wm. MIZELL, JR.

J. H. WRE~CH,

President.

Cashier.

Date of Charter: 12-11-1911

Began Business: 1-4-1912

RESOURCES:

Loans and Discounts--------------$ 252,180.57 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_._._.___.__.._ Furniture and Fixtures___________ _

40,850.00
none
2,340.75

Other Real Estate owned..........

none

Cash in Vault and amounts due

from approved Reserve Agents.. 124,009.68

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

54.23
none none

Advance on Cotton and other

Commodities..-------------------Customers LiabilitY on Letters of

none

Credit and Acceptances...

none

Profit and Loss....

none

Other Resources.......- - -n-on-e

TotaL... __ ..$ 419,435.23

LIABILITH.:S:

Capital Stock...........$ Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS....----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_.___.___.__.._ Notes and Bills Rediscounted.... Other Liabilities-------------------

15,000.00 15,000.00 15,330.00 15,000.00
none
8.40 1,837.17
none
118,541.85 78,995.33 159,722.48
none none none none

TotaL............$ 419, 435.23

50

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks.

J:t\0. T. STEPHENS,

J. E. PHINAZEE,

President.

Cashier.

Date of Charter: lG-22-1887

Began Business: 1887

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwendende.s._s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from armroved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and Accei>tances--------Profit and LOSS--------------------Other Resources--------------------
TotaL------------------------------$

60,119.76 100.00
3, 750.00 l, 500.00 4,953.58 18,625 0 77 4, 340.52
84.73 none 379.84 none none none 93,854.20

LIABILITIES:
Cai>ital Stock.______________________ $ Surolus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..----------------Cashiers Checks-----------~------- Certified Checks-------------------Demand D,et>osits------------------Time Certificates of Dei>osit------Savings Dei>osits------------------LBeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__i__>__t__a__n__c____es__ Notes and Bills Rediscounted..---Other Liabilities.------------------

30,000.00 10,000.00
489.53 none none none 663.45 none 52,701.22 none none none none none none

TotaL-------------------------------$ 93, 854.20

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITIZENS BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks.

H. H. HARDIN,

ROLAND ANDERSON,

President.

Cashier.

Date of Charter: 2-17-1920

Began Business: 3-1-1920

RESOURCES:

Loans and Discounts ______________$ 70,644.01

Certificates of Indebtedness and

Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

33,746.26 none 889.62
8, 614.28

Cash in Vault and amounts due

from approved Reserve Agents-- 13,636.7l

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

260.34 none 1,063.54

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabccileiit>ytaoncnegL_e_t_t_e__r_s__o_f

none

Profit Other

and LOSS---------------------
Resources---------------------

-

none
-no-ne

TotaL------------------------------$ 128,854.76

LIABILITIES:
Cat>ital Stock._______________ ------_$ Suro1us Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit------Savings Dei>ositS------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ BNOiotlhltesesrPaLanyiaadbbBilleiitl_il_es-sR-_-e-_d-_-_i-_s-_c_-o_-u_-_n-_-t_-e_-d_-._-._-__-___--__

40,000.00 10,000.00 4, 020.46
none none none none 38.00 65,175.69 9, 620.61 none none none none none

Total--------------------------------$ 128,854.76

TWELFTH ANNUAL REPORT

51

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE FARMERS BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

R. T. PERSONS,

R. J. BITTICK,

President.

Cashier.

Date of Charter: 3-9-1910

Began Business: 1910

RESOURCES:

Loans and Discounts..........$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot........ Fw:niture and FixtUres...... other Real Estate owned......... Cash in Vault and amounts due
from a:t>:t>roved Reserve Agents.. Checks for Clearing and Due from
other Banks............... Cash Items..................... Overdrafts (if anY)............... Advance on Cotton and other
Commodities.------------------- Customers LiabilitY on Letters of
Credit and Acce:t>tances... Profit and Loss........... Other Resources-... Total................$

167,167.41
none
3,992.95 2,493.15
none
67,474.13
826.52
none none none none none none
241,954.16

LIABILITIES:

Ca:t>ital Stock.................$ Sur:t>lus Fund................. UndiVided Profits............... Reserve Funds................... Due to Banks..................... DiVidends Un:t>aid............. Cashiers Checks.......... Certified Checks................ Demand De:t>OSitS--- ....... Time Certificates of De:t>osit...... SaVings De:t>osits.................. Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._.___.____._ Notes and Bills Rediscounted.. Other Liabilities........

50,000.00 50,000.00
94.76
none none none none none
141.859.40
none none
none none none none

Total................$ 241,954.16

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

MONROE COUNTY BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

W. C. HILl,

C. F. HEARD,

President.

Cashier.

Date of Charter: 11-2-1908

Began Business: 1G-15-1908

RESOURCES:

Loan~ and Discounts............$ 151,110.32

Certificates of Indebtedness and

Bonds and Stocks owned........ 3,132.35

Banking House and Lot...........

none

Furniture and Fixtures............ 1,000.00

Other Real Estate owned......... 11,609.05

Cash in Vault and amounts due

from avproved Reserve Agents.. 44,576.24

Checks for Clearing and Due from

other Banks......................

151.85

COavsehrdIrtaefmtss-(i-f--a-n--y-)-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.

none none

Advance on Cotton and other

Commodities..................... .

none

Customers LiabilitY on Letters of

Credit andAccei>tances..........

none

Profit and Loss.....................

none

Other Resources.................... 1. 420.95

-----

Total....................$ 213,000.76

LIABILITIES:
Ca:t>ital Stock...........$ Surolus Fund................ UndiVided Profits........... Reserve Funds................. Due to Banks.................. Dividends Un:t>aid.......... Cashiers Checks............ Certified Checks........... TDiemmeaCnderDtifei:cta>toessiotsf-D--e-:-t>-os-it.-.... SaVings Deposits................... Letters of Credit and Acce:t>tances
executed for Customers..... Bills Payable.................... Notes and Bills Rediscounted.... Other Liabilities................

25,000.00 25,000.00
none none none
2,000.00 326.27
none
70,017.20 8,900.00 80,596.77
none none none
1,160.52

Total.......................$ 213,000.76

5!t

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF FORT GAINES

Fort Gaines, Ga.

As called for by the Superintendent of Banks.

W. L. PAULLIN,

W. G. WHIDDON,

President.

Cashier.

Date of Charter: 9-!t-1889

Began Business: 1891

RESOURCES:

Loans and Discounts--------------$ 238,416.55

Certificates of Indebtedness and

Bonds and Stocks owned...

none

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstFatiextoUwrneesd-.-.-.-.-.-.--.-.-.--.

2,000.00 15,300.12

Cash in Vault and amounts due

from avvroved Reserve Agents.. 28,117.41

Checks for Clearing and Due from

other Banks---------------------Cash Items..-------------------------

none 1,317.99

Overdrafts (if anY>-----------------

259.67

AdCvoamnmceodoitnies.C..o. _t_t_o_n___a__n.d__ .o__t-h-e..r

7,666.79

OUstomers Liability on Letters of

Credit and Accevtances...........

none

Profit an<l LOSS..-------------------- 5, 035.08

Other ResourceS-------------------_ _ _n_o_n_e

TotaL------------------------------$ 298,113.61

LIABILITIES:
Cavital Stock..---------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas nUknsv..a-i-d--..-.-.-.---.--.----.-.-.-. -. .-CCaesrthiifeiersd CChheecckkss,.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeivcoatseistSo-f--D--e-v--o-s--i-L----.-.Savings Devosits------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._________. Notes and Bills Rediscounted.... Other LiabilitieS-------------------

50,000.00 15,000.00 1.872.00
none none none 183.61 none 87,644.00 74,863.34 none none 51,100.00 17,450.66 none

TotaL-------------------------------$ 298,113.61

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF FORT VALLEY

Fort Valley, Ga.

As called for by the Superintendent of Banks.

W. E. GREEN~

H. HUCKABE~

President.

Vice-Pres. & Cashier.

Date of Charter: 1o-ll-19!t4

Began Business: 1o-15-19:i!4

RESOURCES:

Loans and Discounts......$ 84,688.76

Certificates of Indebtedness and

Bonds and Stocks owned... 28,583.82

Banking House and Lot---------FOuthrneirtRureealaEndstFatiextouwrense-d-.-._-_-_-_-_-_-_-_--_

none 2,830.15
none

Cash in Vault and amounts due

from avvroved Reserve Agents.. 73,494.82

Checks for Clearing and Due from

other Banks---------------------Cash Items.... ----------------------Overdrafts (if anY>----------------Advance on Cotton and other

1,359.05 2.66
none

CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

none

Credit and Accevtances...........

none

POrtohfeirt aRnesdouLrcoeSs..S__.._-_-_--_-_-_-_-_--_-_-_-_-_--_-_-_-_-

nnoonnee

TotaL._______________________- $ -19-0,9- 59.- 26

LIABILITIES:

Cavita1 Stock.______________________$ 30,000.00

Survlus Fun<L--------------------Undivided Profits------------------

none 10,428.30

Reserve Funds---------------------Due to Banks...---------------------

none none

Dividends Unvaid............

none

Cashiers Checks--------------------

978.66

Certified Checks-------------------Demand DevositS------------------

68.47 122,192.95

Time Certificates of Devosit....... 4,962.06

Savings Devosits------------------- 22,328.82

Letters of Credit and Accevtances

BielxlsePcuatyeadbfloe_r_C__u_s_t_o__m__e_r_s_._._-_-________ -__-

none none

Notes and Bills Rediscounted......

none

Other LiabilitieS-------------------

none

Total--------------------------------$ 190,959.26

TWELFTH ANNUAL REPORT

53

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF HEARD COUNTY

Franklin, Ga.

As called for by the Superintendent of Banks.

E. E. LEWIS,

E. E. LEWIS,

President.

Cashier.

Date of Charter: 1Q-14-1905

Began Business: 1Q-18-1905

RESOURCEs:
Loans and Discounts______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and FixtUres-----------Other Real Estate owned.--------Cash in Vault and amounts due
from aiJIJroved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items..------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities................... CuCsrteodmitearsnLdiAabcicleiit>YtaoncnesL..ette_r_s__o_ f_ Profit and LOSS...------------------Other Resources..-------------------
Total.-------------------------------$

82,909.95
44,236.65 2,844.00 2,900.00 8,478.97
46,927.90
none none none
none none none none
188,297.47

LIABILITIES:
CaiJital Stock.----------------------$ Stiri>lUS Fund....-------- Undivided Profits-----------------Reserve Funds---------------------Due to Banks.......----------------Dividends UniJaid..----------------Cashiers Checks-------------------Certified Checks...----------------Demand DeiJositS-----------------Time Certificates of DeiJosiL... Savings DeiJosits------------------Letters of Credit and AcceiJtances BielxlsePcuatyeadbfloer_.C..u.st.o.m..e..rs....-.-..-.---.-. Notes and Bills Rediscounted... Other Liabiliti6S-------------------

25,000.00 5, 000.00 2, 236.77
none none none
58.50
none
65,426.84 4, 274.06 86,301.30
none none none none

Total--------------------------------$ 188,297.47

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE CITIZENS BANK

Gainesville, Ga.

As called for by the Superintendent of Banks.

J. H. HOSCH,

R. A. BRICE,

President.

Asst. Cashier.

Date of Charter: 5-19-1913

Began Business: 6-2-1913

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot.... FOuthrneirtRureealaEnsdtaFtiextouwrensed..--.-..----.--. Cash in Vault and amounts due
from aiJIJroved Reserve Agents.. Checks for Clearing and Due from
other Banks................. Cash Items....................AOdvveardnrcaeftso(nif aCnoYttlo--n---a-n--d---o--t-h-e--r
Commodities..- . . . . . . . . . . . -- . . . Customers Liability on Letters of
Credit and Accei>tances. --------Profit ana Loss..------------------Other Resources..-------------------
Total--------------------------------$

397,935.57
105,262.50
none
7,000.00 18,028.20
153,558.97
7' 019.16 66.69 525.60
5,296.88
none none none
694, 693.57

LIABILITIES:

CaiJital Stock....------------------$ Stiri>lUS Fund.-----------Undivided Profits-----------------Reserve Funds---------------------Due to Banks....-----------------Dividends UniJai<L----------------Cashiers Checks-------------------Certified Checks...-----------------TDiemmeaCnderDtifeiicJaotseistSo-f--D--e-i-J-o-s-i-t-..---.--.-. Savings DeiJosits............ Letters of Credit and Accei>tances
executed for Customers---------BNiolltes sPaaynadbBlei.ll.s. R--e--d-i-s-c-o--u-n-t-e-d--.-.--Other Liabilities_........___

50,000.00 10,000.00 26,833.07
none
6, 582.73 2,000.00
898.32 114.61 379,704.33 14,769.61 203,790.90
none none none none

TotaL.-----------------------------$ 694, 693.57

54

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF GIBSON

Gibson, Ga

As called for by the Superintendent of Banks.

B. F. WALKER,

E. E. GRIFFIN,

President.

Cashier.

Date of Charter: 11-7-1905

Began Business: 11-27-1905

RESOURCES:
Loans and Discounts.. ____________ $ CeBrotinfidcsataensdoSf toIncdkes botwednneeds._s__a__n_d_ BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate ownecl..--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheItreBmas.n._k_s_._-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Co=odities..--------------------CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r__s__o_f Profit and LOSS--------------------Other Resources--------------------
TotaL-------------------------------S

32,641.82
5,866.60 3, 000.00 1,600.00
none
21,239.44
none none
2,059.90
none none none none
66,407.76

LIABILITIES:
Capital Stock.______________________$
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp..a.i-d--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks ------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ LSaevttienrgssoDf eCproesdiittsa--n-d--A--c-c--e-p-t-a--n-c-e--s BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other LiabilitieS-------------------

15,000.00 3,000.00 3,097.17
none none
1,180.80 59.78
none
44,070.01
none none
none none none none

TotaL.------------------------------$ 66,407.75

STATEMENT

Showing condition at the close of Business December 31, I931, of the

THE GLENNVILLE BANK

Glennville, Ga.

As called for by the Superintendent of Banks.

W. F. DURRENCE,

J. A. BACON,

President.

Cashier.

Date of Charter: 1-12-1905

Began Business: 1-18-1905

RESOURCES:

Loans and Discounts--------------$ 250,466.47

Certificates of Indebtedness and

Bonds and Stocks ownecl..------- 8,500.00

Banking House and Lot----------- 2, 250.00

FOuthrneirtuRreealaEndstFatiextouwrensed-.-.-_-_-__-_-_-_-_--_

2, 250.00 16,815.00

Cash in Vault and amounts due

from approved Reserve Agents.. 34,692.83

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_

130.00 215.45

Advance on Cotton and other

Commodities ---------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances ---------

none

Profit Other Total

and LosS---------------------
R. -e-s-o--u-r-c-e--s-.-------------------------------------$-

5,250.79
- -no-ne
320,570.54

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve FundS---------------------DDuiveidtoenBdsanukwsa--i-c-l-.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits---------- -------Letters of Credit and Acceptances
executed for Customers...... ---Bills Payable____ ------------------Notes and Bills Rediscounted..... Other Liabilities----------------- __

60,000.00 12,000.00
none
1,000.00
none none
2, 728.36
none
92, 167.47 104,988.92
185.79
none none
47,500.00
none

TotaL-------------------------------$ 320,570.54

TWELFTH ANNUAL REPORT

55

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF GRANTVILLE

Grantville, Ga.

As called for by the Superintendent of Banks.

C. S. COLLEY,

C. E. BRASCH,

President.

Cashier.

Date of Charter: 9-10-1901

Began Business: 1901

RESOURCES:
Loans and Discounts______________ $ Certificates of Indebtedness and B aBnoknidnsg aHnoduSsetoacnkds -oLwont _e_d_._._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real E~tate owned...-------Cash in Valll.t and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources..------------------T o t a L ______________________________ $

109,795.39
100.00 3, 000.00
none
6, 598.00
15,228.33
745.42
none
652.34
none none none none
136,120.48

LIABILITIES:
Capital Stock.----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p-o--s-it-_-_--__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities..-----------------

25,000.00 10,000.00 3,423.84
none none none
891.13
none
59,049.96 100.00
18,590.96
none
12. 95Q.OO 6,114.59
none

TotaL______________________________ $ 136,120.48

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF GRAY

Gray, Ga.

As called for by the Superintendent of Banks.

D. V. CHILDS,

J. L. MERCER,

President.

Cashier.

Date of Charter: 8-23-1909

Began Business: 8-28-1909

RESOURCES:
CLoeBraotninfsidcasantadensDdoiSfstcoIoncukdnsetbsot-we--nd-en-de-.-s.-_s-_-_a-_-_n-_d-_$ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned...-------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other CuCsotommmeorsdiLtiieaSb.i.l-i-t-Y---o-n---L-e--t-t-e-r-s--o--t
Credit and Acceptances---------Profit and Loss--------------------Other Resources..-------------------
TotaL-------------------------$

15,591.94
none
2, 497.27 1,000.00 12,544.82
7,174.44
none none none none none none none
38,808.47

LIABILITIES:
Capital Stock_______________________$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS------------------Time Certificates of DeDosit------Savings DeDositS------------------Letters of Credit and AcceDtances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Other LiabilitieS----------

15,000.00
none
73.66
none none none
145.00
none
22,117.49 1,472,32
none none none none none

Total-------------$ 38,808.47

56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF GREENSBORO

Greensboro, Ga.

As called for by the Superintendent of Banks.

T. B. RICE,

E. A. KIMBROUGH,

President.

Cashier.

Date of Charter: 1G-13-19~6

Began Business: 1Q-14-19~6

RESOURCES:
CLoeBraotninfsidcasantaednsDdoiSfstcoIoncukdnsetbost-we-d-n-ne-de--s._-s_-_-a_-_-n_-d._$ Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned........ Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------Cash Items.------------------------Overdrafts (if=>----------------Advance on Cotton and other OUCCosretmodmmiteoardsniIdtiJeAasb.c.ic.l-ei-vt-lt-'a-on-cn--e-Ls-_e-_-t_t-_e-_-r_s-_-_o--_t Profit and LoSS--------------------Other Resources--------------------
Total-------------------------------$

59,325.06 2,008.22
none
657.62
none
24,242.81 1,223.18
none
29.40
none none none none
87.486.29

LIABILITIES:
Cavital Stock.------------- _________$ Survlus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeivcoatseistSo-f--D--e-v--o-s-i-t-.-. -__-_-_--_ Savings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable______________________ _ Notes and Bills Rediscounted.. Other LiabilitieS-------------------

25,000.00 4,000.00 4, 788.08
none none
750.00 960.51
none
51,987.70
none none
none none none none

TotaL------------------------------$ 87, 486.29

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

GREENVILLE BANKING CO.

Greenville, Ga.

As called for by the Superintendent of Banks.

J. P. ATKINSON,

W. L. PINKSTON,

President.

Cashier.

Date of Charter: 10-~4-1887

Began Business: 1891

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.------Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f-a-n-.Y--l---------------------------------Advance on cotton and other OUCsotmommeorsdiLtiieasb.-il-i-t-y--o--n--L--e-t-t-e--r-s-o--t
Credit and Acceptances.--------Profit and LoSS--------------------Other Resources-------------------
Total---------------------------$

341,490.69
14,000.00 18,940.00 10,000.00 53,049.90
33,889.18
none
430.04 656.52
237.05
none none none
472, 693.38

LIABILITIES:

Capital Stock.------------------S Survlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvai<L---------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit... Savings Devosits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted.... Other Liabilities-----------------

95,000.00 36,441.94
981.98 2,309.89
none none
108.58
none
130,146.15 105,127.98
none
none
7,276.98 95,299.88
none

Total----------------------------$ 472, 693.38

TWELFTH ANNUAL REPORT

57

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

COMMERCIAL & SAVINGS BANK

Griffin, Ga.

As called for by the Superintendent of Banks.

T. T. BLAKELY,

E. H. GRIFFIN,

President.

Cashier.

Date of Charter: 10-11-1889

Began Business: 1890

RESOURCES:

Loans and Discounts.... _________ $ 399,591.71

Certificates of Indebtedness and Bonds and Stocks owned..... 37,270.00

Banking House and Lot----------- 9,956.00

FOuthrneirtRureealaEndstFatiextouwrense-d-.-._-_-_-_-_-_-_-_--_

7,180.50 35,832.99

Cash in Vault and amounts due from approved Reserve Agents.. 44,425.88

Checks for Clearing and Due from

other Banks.--------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbc..ci-el-iv-tt-ya-n-oc-e-ns-.-.L_-_-e-_t-_t-e_-r_-s-_-_o-_-f

19,909.77 902.26
1, 852.64
none
none

Profit and LoSS..--------------------

none

TOothtearLR_e__s_o_u__r_c_e_s_._._-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -55-7,12-9775..-3516

LIABILITIES:
Capital Stock..______________________ $ Surplus Fun<L-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..---------------- CCaesrthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits-----------------Time Certificates of Devosit....... LBSaeielvtxltsieencPrgsuastyoeDfadbeCfvloreoer_sd_Ci_it_tuS_as_-t-_no-_d-m_-_A-_e-_rc-_s-c_.-_e.-_v_-__-t__a-__-n__-c__-__e--s__ Notes and Bills Rediscounted..... Other Liabilities...------------------

100,000.00 25,000.00 14,887.62
none none none
1' 025.29 12.00
243,916.78
none
172,355.62
none none none none

TotaL-------------------------------$ 557,197.31

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

GRIFFIN BANKING CO.

Griffin, Ga.

As called for by the Superintendent of Banks.

J. P. NICHOLS, JR.

P. E. ARNALL

President.

Cashier.

Date of Charter: 10-!l6-1870

Began Business: 1Q-ll6-1870

RESOURCES:

Loans and Discounts--------------$ 1,439,434.30

Certificates of Indebtedness and

Bonds and Stocks owned.... 164,161.25

BFOuathrnnekiritnRugreeHalaoEnudssteaFtaiexntoduwrLenose-dt-.-.--.--.-.-.-.--

67,000.00 24",839.00 96,737.19

Cash in Vault and amounts due

from avvroved Reserve Agents.. 166,930.51

Checks for Clearing and Due from

other Banks.--------------------- 30,010.68

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2, 731.53 2,223.14

Advance on Cotton and other

Commodities..--------------------Customers LiabilitY on Letters of

15,854.87

Credit and Accevtances...........

none

Profit and Loss.------------------

none

Other Resouroes...------------- 2,374.20

Total-----------------------------$ 2. 012. 296.67

LIABILITIES:

Cavital Stock......$ 175,000.00

Surplus Fund..--------------------- 100,000.00

Undivided ProfitS----------------- Reserve Funds---------------------Due to Banks..---------------------

23,785.54
none none

Dividends Unvaid..-----------------

19.08

Cashiers Checks-------------------- 2,446.27

Certified Checks..-------------------

96.27

Demand DevositS..----------------- 846,924.92 Time Certificates of Devosit..... 232,339.44

Savings Devosits------------------- 4811,597.65

LeetxteercsutoefdCforerdCituastnodmAercsc.ev__t_a_n_c_e_s_

none

Bills Payabl!L---------------------Notes and Bills Rediscounted......

140,000.00 5,087.50

Other Liabilities...----------------

none

Total-------------------------------$ 2, 012,296.67

58

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

JONES COUNTY BANK

Haddock, G.a.

As called for by the Superintendent of Banks.

T. R. TURNER

G. A. SMITR

President.

Cashier.

Date of Charter: 7-14-1905

Began Business: 7-!25-1905

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwednende.s._s__a__n_d_ Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsoto=moedristiLesia--b-i-l-it-y--o--n--L-e--tt-e-r-s--o--f PrCorfeitdaitnadnLdoAssc.c_e__:o__t_a_n_c_e__s_--_-_-_-_-_-_-_--_ Other Resources.-------------------
Total--------------------------------$

40,370.11
500.00 1, 700.11 1,823.11 17,028.00
4,859.33
none none none
none none none none
66,280.66

LIABILITIES:
Capital Stock.----------------------$ Surplus J<'u.n<L____ ---------------- _ Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Un:oaid-----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-i->-o-s-it-_-_--__-_-_--_ Savings Deposits------------------Letters of Credit and Acce:otances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other LiabilitieS-------------------

25,000.00 2,500.00
621.96 1,454.17
none none none none
15,189.89 11.114.64
none
none
7,DOO.OO 3, 400.00
none

Total--------------------------------$ 66,280.66

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF HAPEVILLE

Hapeville, Ga.

As called for by the Superintendent of Banks.

J. M. DANIEL,

HORACE FORT,

President.

Cashier.

Date of Charter: 1-11-1911

Began Business: 1-17-1911

RESOURCES:

Loans and Discounts--------------$ 185,235.26

Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot----------- 4, 810.84

Furniture and FixtUres------------ 4,128.00

Other Real Estate owned..--------- 14,273.95

Cash in Vault and amounts due

from ap:oroved Reserve Agents __ 18,507.85

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

355.61
none

AdCvoamncmeodoitnies_C_o__t_t_o_n___a__n_d_ -o--t-h-e--r

none

Customers LiabUity on Letters of

Credit and Acce:otances. ---------

none

Profit and LosS--------------------Other Resources-------------------

none none

To

tal.-_-

__

--_-_-

___

-

_______________

$

--227,311.51

LIABILITIES:
Cai>ital Stock.______________________ $ Survlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:oaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand De:oositS-----------------Time Certificates of De:oosit------Savings Deposits------------------Letters of Credit and Acce:otances
executed for Customers---------BNiolltessPaanydabBleil.l-s--R-e--d-i-s-c-o-u--n-t-e-d-.-.-_-__--_ Other LiabilitieS-------------------

15,000.00 1(;,474.46 2.859.11
none none none
195.12 16.00 95,228.83 6,200.54 87,327.45
none
10,000.00
none none

Total--------------------------------$ 227,311.51

TWELFTH ANNUAL REPORT

59

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF COLUMBIA COUNTY

Harlem, Ga.

As called for by the Superintendent of Banks.

E. D. CLARY,

L. M. CONNER,

President.

Cashier.

Date of Charter: 11-29-1909

Began Business: 12-13-1909

RESOURCES:

Loans and Discounts--------------$ 54.876.08 CeBrotinfidcsataensdoSftoInckdsebotwendenceLs_s__a__n_d_ 8,144.00

Banking House and Lot----------- 6, 000.00

FOuthrneirtRureealaEndstaFtiextouwrensec--L-_-_-_-_-_-_-_-_--_

2.104.59 7,186.49

Cash in Vault and amounts due

from approved Reserve Agents-- 16,322.44

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
25.00 68.58

AdCvoamnmceodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit Other

and Loss---------------------
Resources--------------------

-

none
-no-ne

TotaL-------------------------------$ 94,727.18

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Bank&.---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ LBSaeielvtxltsieenPcrgsuastyoeDfadbeCfploreoer_s_dCi_it_tus_a-s_-nt_o-_d-m_-_-A_e-_rc-_s-c__-e__-_p_-__-t_a_-__-n__-c__-e__-s-__ Notes and Bills Rediscounted-. Other LiabilitieS-..------------------

25,000.00 9, 000.00 2.191.54
none none
28.00 194.12
none
47,690.32 10,623.20
none
none none none none

TotaL-------------------------------$ 94,727.18

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

PLANTERS BANK

Hawkinsville, Ga.

As called for by the Superintendent of Banks.

N. A. JELKS,

C. H. REYNOLDS,

President.

Cashier.

Date of Charter: 2-27-1896

Began Business: 3-1896

RESOURCES:

Loans and Discounts--------------$ 180,786.29

CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_

none

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-c-L-.-_-_-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents.

15,000.00
none
24,968.34 94,492.82

Checks for Clearing and Due from

other Banks---------------------Cash Item&.------------------------Overdrafts (if anYl----------------AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h_e_ r_ CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s__o__f

3,290.52
none none
ll,129.68
none

Profit Other

and Loss---------------------
Resources..--------------------

-

none
-no-ne

TotaL-------------------------------$ 329,667.65

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Check&.------------------Demand Devosits-----------------Time Certificates of DeoosiL----LSaevttienrgssoDf eCvroesditist -a-n--d--A--c-c-e-p--t-a-n-c-e--s BielxlsecPuatreedbfioer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other Liabilities-------------------

50,000.00 50,000.00 35,000.00
219.49
none
4,000.00 852.38 228.39
155,706.10 33,661.29
none
none none none none

TotaL-------------------------------$ 329,667.65

60

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF HAZLEHURST

Hazlehurst, Ga.

As called for by the Superintendent of Banks.

Z. W. KIRKLAND,

J. F. MATTHEWS,

President.

Cashier.

Date of Charter: 10-19-1906

Began Business: 1906

RESOURCES:
Loans and Discounts.-------------$ Certificates of Indebtedness and
Bonds and Stocks owned.... Banking House and Lot----------FOUthrenritRureealaEndstFatiextouwrense.d.....___-_-_-_-_--_ Cash in Vault and amounts due
from aiJIJroved Reserve Agents-Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-___ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiitJytaonnceLs.e_t_t_e_r_s___o_f Profit and Loss.___________________ _ Other Resources.------------------TotaL.______________________________ $

13,921.24 11,950.00
none
2,000.00 8,500.00 48,606.48
none
295.94
none
2, 057.43
none none
910.73 88,241.82

LIABILITIES:
CaiJital Stock.....: _________________$ SuriJlUS Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UniJaid...----------Cashiers Checks-------------------Certified CheckS-------------------Demand DeiJQsitS...----------------Time Certificates of DeiJosit.... Savings DeiJo'lits------------------Letters of Credit and AcceiJtances
executed for Customers---------BNioltlessPaanyadbBlei.ll-s-R--e--d-i-s-c-o-u--n-t-e-d--.-.-.-.-. Other Liabilities-------------------

15,000.00
none
2,414.25
none none none
2,272.55 27.68
60,227.59 8, 016.17
none
none none none
283.58

Total--------------------------------$ 88,241.82

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF HIAWASSEE

Hiawassee, Ga.

As called for by the Superintendent of Banks.

J. F. JOHNSON,

W. 0. SPARKS,

President.

Cashier.

Date of Charter: 6-14-1909

Began Business: 7-!l1-1909

RESOURCES:

Loans and Discounts--------------$ 28,175.98 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.___.___._ FUrniture and Fixtures____________

none
1,500.00 500.00

Other Real Estate owned..--------- 10,800.00

Cash in Vault and amounts due

from aiJIJroved Reserve Agents. 39,219.51

Checks for Clearing and Due from

OCvaosethrhdeIrtraeBfmtsasn(.i_kf_s_a-_n-__y-_-)_-__-_-._-._--_--_--_--_--_--_-_--_-_--_--_--_--_----_

none none none

Advance on Cotton and other Commodities... _. _____ ----...__ -.

none

Customers Liability on Letters of

PrCorfeitdaitnadnLdoAssc.O__O__I_>_t_a_n_o_e__s_.-_-_-_--_-_-_--_

none none

Other Resouroes.-------------------- - -no-ne

Total--------------------------------$ 80,195.19

LIABILITIES:
CaiJital Stock.----------------------$ Suri>lUS Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UniJaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DeiJosits.......----------- Time Certificates of Dosit.... BLSaeielvtxltsieenPcrgsuastyoeDafdbCfloreoe_rsd_iC_it_tsu_.as_.t_n-o_-d_m-_-A_e-_Cr-_s-O_-__O-__-_I_-_>__-t__-a__-n__-c__-e-s__ NOothteesr aLni!dl.bBiliitliless.R...e.discou.nt_e_d__.__.__

15.000.00 5,000.00 8.3!>4.21
none none none
278.74
none
37,700.24 13,832.30
none
none none none none

Total------------------------------$ 80,195.49

TWELFTH ANNUAL REPORT

61

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF HILLSBORO

Hillsboro, Ga.

As called for by the Superintendent of Bank!l.

G. E. FULLERTON,

E. B. McCULLOUGH,

President.

Cashier.

Date of Charter: 8-~3-1911.

Began Business: 8-3o-1911

RESOURCES:

Loans and Dlscounts _______ _._____ s 45,945.22

Certificates of Indebtedness and

Bonds and Stocks owne<L-------

none

Banking House and Lot----------- 1, 710.00

FOuthrneirtuRreeaal EndstFatiextoUwrnese-d-.-.-.-.-.-.-.-.-..

800.00 7,783.63

Cash in Vault and amounts due

from aDDroved Reserve Agents.. 12.166.78

Choet hckesr fBoarnOklse.a..r.i.n.g__a_n__d__D__u__e_f_r_o__m_ Cash Items......._________________ __ Overdrafts (if any)________________ _

200.00 3,100.00
none

Adcovamnmceodoitniesc._o_t_t_o__n___a_n__d____o_t_h__e_r

none

OUstomers Liability on Letters of

Cllldit and AcceDtances..........

none

Profit and Loss.....................

none

Other Resources-..................

none

----

TotaL...............................$ 71.705.63

LIABILITIES:
CaDital Stock........................$ U3UnIdDi1vUidSeFduPndro..f..it.s._._._._._._._._._._._._._._._._. .-. Reserve Funds...................... DDiuveidt oenBdas nUknsD..a. .id. .............. .. ._._.__._._._._._. ._ Cashiers Checks.................... CDeermtiafinedd DCehDeocskitss...-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of DeDosit.------
~~oY=~aiiiiA.COOiliaiices
executed for Customers.......... BNioltlessPaanaadbBlei.l.l.s-R--e-d--i-s-c-o-u--n-t-e-d--.-.-.-.-. Other Liabilities......................

25,000.00
none
305.47
none none none
17.29
none
18.636.87 27, 74ti.OO
none
none none none none

TotaL...............................$ 7!, 705.63

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE HINESVILLE BANK

Hinesville, Ga.

As called for by the Superintendent of Banks.

D. F. MARTIN,

T. H. McDOWELL,

President.

Cashier.

Date of Charter: 9-4-1911

Began Business: 11-15-1911

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e..d_._-_-_-_-_-_-_ Furniture and Fixtures___________ _ Other Real Estate owne<L..------Cash in Vault and amounts due
from aDvroved Reserve Agents.. Checks for Clearing and Due from caosthheItreBmasn.k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--__Overdrafts (if any) ________________ _ AdCvoamncmeodoitnies.c._o_t_t_o__n___a_._n_d____o_t_h_e_ r_ Customers LiabilitY on Letters of
Credit and AcceDtances-.------Profit and Loss..................... Other Resources....................
Total--------------------------------$

57,773.69
none I. 783.80
2, 249.40 2,800.61
30,369.64
2, 741.57
none
182.31
none none none
632.95
98,536.97

LIABILITIES:
CaDital Stock........________________ $ SUUnIdDilvUiSdeFduPnrdo.f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Reserve Funds.......--------------
Due to BankS-----------------------
Dividends UnDai<L--------------- CCearsthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Demand DeDositS-----------------Time Certlficates of DeDosit....... Savings DeDosits------------------ Letters of Credit and AcceDtances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities......................

15,000.00 6,000.00 3, 306.65
none none none
. 1,489.74 60.00
58,154.37 14,523.21
none
none none none none

Total................................$ 98,536.97

62

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CLINCH COUNTY BANK

Homerville, Ga.

As called for by the Superintendent of Banks.

H. G. HUEY & P. R. LEE,

W. C. WOOTEN,

Vice- Presidents.

Cashier.

Date of Charter: 1Q-2-1919

Began Business: 1Q-1Q-1919

RESOURCES:
Loans and Discounts--------------~ Certificates of Indeb:tedness and
Bonds and Stocks owned--... Banking House and Lot----------FOUthrenritRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
CuCsotommmeorsdiLtiieaSb.i.-li-t-y---o-n---L--e-t-t-e-r-s--o--t
Credit and Acce:ptances.... Profit and LOSS--------------------Other Resources-------------------
Total..-------------------------------$

49,350.71
none
2,946.23 3,000.00 3,482.87
13,953.94
2,849.97 145.64 100.75
none
none
241.92
none
76, 072.03

LIABILITIES:
Capital Stock....:.________________ $ Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit------LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e-s-
executed for Customers--------- Bills Payable----------------------Notes and Bills Rediscounted.... Other Liabilities-------------------

18,000.00
none none none none
16.00 238.84
none
30,676.46 15.019.67 12,121.06
none none none none

Total--------------------------------$ 76, C72 .03

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF HOSCHTON

Hoschton, Ga..

As called for by the Superintendent of Banks.

H. P. DeLAPERRIERE,

B. F. WILSON,

President.

Cashier.

Date of Charter: 5-3-1904

Began Business: 5-4-1904

RESOURCES:
Loans and Discounts ______________ $ Certificates of Inuebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._.._._._.___ FOUthrenritRureealaEndstFatiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash inVault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items..------------------------Overdrafts (if anYl---------------- AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances---------Profit and LOSS--------------------Other Resources.-------------------
TotaL------------------------------$

38,700.85
none
l, 700.00 1,960.79 10,000.00
8.682.55
none none none none none none
1,6:2.87
62,687.06

LIABILITIES:
Capital Stock.---------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds--------------------- Due to Banks..---------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS------------------Time Certificates of Deposit...... LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other LiabilitieS-------------------

30,000.00 12.000.00
685.28 1, 21!.26
none none none none
13,947.22 4,810.30
none
none none none none

Total--------------------------------$ 62,687.06

TWELFTH ANNUAL REPORT

63

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF ILA

Ila, Ga.

As called for by the Superintendent of Banks.

A. S. WESTBROOK,

J. L. THOMPSON,

President.

Cashier.

Date of Charter: 1G-ll-1910

Began Business: 1G-15-1910

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from ai>vroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrteamftss..(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-tY---o--n--L--e-t-t-e-r-s--o--f
Credit and Accei>tances... OPrtohfeirt aRnedsoLuOrcSeSs_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_
Total--------------------------------$

29,979.71
none
2,000.00 1,000.00 21,491.31 7, 718.97
369.52
none
62.00
none none
1,500.00
none
64, 121.51

LIABILITIES:

Cai>ital Sllri>lUS

SFtuocnkd..-------------------------------------------$

Undivided Profits------------------

Reserve Funds----------------------

Due to BankS-----------------------

Dividends Uni>ai<L-----------------

Cashiers Checks--------------------

Certified CheckS--------------------

Demand Dei>osits------------------

Time Certificates of Dei>osit-------

Savings Dei>osits-------------------

Letters of Credit and Accei>tances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

Notes and Bills Rediscounted.. Other Liabilities-------------------

15.000.00 20.315.71
none none none none
6.66
none
11,202.51 17,396.63
none
none none none none

TotaL------------------------------$ 64,121.51

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

PICKENS COUNTY BANK

Jasper, Ga.

As called for by the Superintendent of Banks.

R. L. McCLAIN,

LYMAN PARSONS,

President.

Cashier.

Date of Charter: 7-1G-1909

Began Business: e-1909

RESOURCES:

~~Ji~~sD~~~~i!ii:iii.ess-an-<1$
Bonds and Stocks owned-------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned---------Cash in vault and amounts due
from apiJroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Accei>tances...-------Profit and LOSS--------------------Other Resources..-------------------
TotaL ______________________________ $

266,029.72
none
6, 925.00 2,475.00 6,099.15
83,219.44
755.46
none
94.72
none none none
153.64 365,782.13

LIABILITIES:

Cai>ital Survlus

SFtuocnkd..--------------------------------------------$

Undivided Profits------------------

Reserve Funds----------------------

Due to Banks-----------------------

Dividends Uni>aid------------------

Cashiers Checks--------------------

Certified Checks..-------------------

TDiemmeaCnedrDtifeiic>aotesistSof--D--e-i->--o-s-i-t-__-_-_-_-_--_

Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

Notes and Bills Rediscounted.....

Other Liabilities-------------------

15,000.00 24,000.00
none
2,000.00
none
1,200.00 15,035.88
none
159,862.56 11,132.17 137' 551.52
none none none none

TotaL------------------------------$ 365,782.13

64

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Jeffersonville, Ga.

As called for by the Superintendent of Banks

W. W. HOWELL,

R. A. HARRISON,

President.

Cashier.

Date of Charter: 7-24-1911

Began Business: 8-1911

RESOURCES:
Loans and Discounts......$ Certificates of Indebtedness and
Bonds and Stocks owned..... Banking House and Lot..... Furniture and Fixtures...... Other Real Estate owned......... Cash in Vault and amounts due
from avvroved Reserve Agents_ Checks for Clearing and Due trom CaosthheIrteBmasn.k..s..........-.-.-.-.-.--.--.--.--~--.-.-.
~J:;:~t~gt ~oil-an<i--otiier
Commodlities..................... Customers Liabiliti' on Letters of
Oredit and Accevtances......... Profit and Loss................... Other Resources................ Total...........$

33,219.92 none
3,100.00 l. 967.50 6, 760.00 11,240.44
466.06 1,491.81
796.87 1, 787.68
none none none 60,830.28

LIABILITIES:
Cavital Stock...$ Survlus Fun<L....... Undivided Profits...... Reserve Funds......... Due to Banks......... Dividends Un:ooid....... Cashiers Checks ........ Certified Checks................. Demand Devosits.............. Time Certificates of Devosit..... Savings Devosits.................. Letters of Credit and Accevtances
executed for Customers....... Bills P&Yable___ ............... Notes and Bills Rediscounted.... Other Liabilities---

15,000.00 500.00 75.73 none none none 995.02 none
37,438.67 6,820.86
none none none none none

TotaL------------------------ $ 60. 830 .28

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE FARMERS BANK

Jenkinsburg, Ga.

As called for by the Superintendent of Banks.

H. G. ASBURY,

H. C. CHILDS,

President.

Cashier.

Date of Charter: 1-3-1910

Began Business: 1-1910

RESOURCES:
Loans and Discounts............$ Certificates of Indebtedness and
Bonds and Stocks owned..... Banking House and Lot....... Furniture and Fixtures ....... Other Real Estate owned........... Cash in Vault and amounts due
from avvroved Reserve Agents. Checks for Clearing and Due from
other Banks.................... Gash Items...................... Overdrafts (if any)................ Advance on Cotton and other
Commodities..................... Customers LiabilitN on Letters of
Credit and Accevtances........ Profit and Loss.................... Other Resources................ TotaL ................. $

41,862.41 none
l. 500.00 1,534.56 1,000.00 9,648.88
114.18 none
1.88 432.94 none none 29.17 56,124.32

LIABILITIES:
Ca:t>ital Stock.................$ Surv1us Fun<L........... Undivided Profits........ Reserve Funds............ Due to Banks............. Dividends Unvaid........... Cashiers Checks.......... Certified Checks.............. Demand Devosits................ Time Certific.ates of Devosit..... Savings Devostts.................. Letters of Credit and Accevtances
executed for Customers.......... Bills PaY;l.ble.................... Notes and Bills Rediscounted.... Other Liabilities............

15,000.00 3,000.00 1,661.40
none none none none none 33,462.92 none none none none none none

Total--------------------------------$ 56,124.32

TWELFTH ANNUAL REPORT

65

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF JONESBORO

Jonesboro, Ga.

As called for by the Superintendent of Banks.

A. C. BLALOCK,

J. B. PULLIAM,

President.

Cashier.

Date of Charter: 10-6-1903

Began Business: 11-7-1903

RESOURCES:

Loans and Discounts--------------$ 165,728.13

CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 22,101.88

Banking House and Lot----------- 1,500.00

Furniture and Fixtures------------ 3,000.00

Other Real Estate owned..--------- 60,874.90

Cash in Vault and amounts due

from approved Reserve Agents.. 57,469.75

Checks for Clearing and Due from

other Banks----------------------

278.08

COavsehrdIrtaefmtsS(-if--a-n--y-)-_-_-_-_-_-_-_-_-_____-____

346.13 1.182.83

AdCvoa=ncoediotinesC._o__t_t_o_n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s__o_ _f

none

Profit and LOSS--------------------

none

Other Resources..--------TotaL_........ _._ .. ___ . __ .

-_-_-__-_-_-_-_--.-$

- -n-on-e
312' <181. 50

LIABILITIES:
Capital Stock.______________________ $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds-------------------- Due to Banks---------------------- Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-.-.-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Other Liabilities-------------------

25,000.00 25,000.00
174.92 none none none 555.40 none 216.115.31 none 15,6:35.87 none none none none

TotaL ___ ._-- ..----...--------..-.-.$ 312,481.50

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Junction City, Ga.

As called for by the Superintendent of Banks.

C. W. MOORE,

W. A. BLYTHE,

President.

Cashier.

Date of Charter: 3-23-1912

Began Business: 4-3-1912

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot----------FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d- -. _-_-_-_-_-_-_-_- -_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.......... ----- _____ ... COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h_e__r CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s___o_f Profit and Loss..__________________ __ Other Resources..------------------
TotaL-----------------------------$

41,618.64 6,947.14 1,000.00 1,200.00
none 13,166.70
none 59.05 none 216.75 none none 3.434.40 67. 6"2 .68

LIABILITIES:
Capital Stock,______________________$ Surplus Fun<L-------------------- Undivided Profits-----------------Reserve Funds---------------------Due to Ba.nks----------------------Dividends Unpaid.---------------- Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-.-.-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m__e__r_s_._._._._._._._. .__. NOothteesr aLniadbBiliitlilessR_e_d__i_s_c_o__u_n_t_e__d_._._..__.

!5.000.00 15.000.00
960.72 l. 200.00
none none
5.00 none 23,213.59 12,2G3.37 none none none none none

TotaL------------------------------$ 67.642.68

66

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

KENNESAW STATE BANK

Kennesaw, Ga.

As called for by the Superintendent of Banks.

J. G. LEWIS,

L. C. CHALKER,

President.

Cashier.

Date of Charter: 4-!W-1910

Began Business: 3-1910

RESOURCES:
Loans and Discounts ______________$ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.--------------------CuCsrteodmiterasnLdiAabcicleiptytaonnceLs_e_t_t_e_r_s__o_ _f POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL------------------------------$

41,939.26
none
3,500.00 2,222.68 2,739.00
2,854.78
none none none none none none none
53,255.72

LIABILITIES:
Capital Stock.----------------------$
Surplus Fun<L---------------------
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNioltlessPaanYdabBliel-ls--R--e-d--is-c--o-u-n--te--d-.-.-__-_--_ Other Liabilities-------------------

20,000.00
none
1,2<0.74
none none none
12.87
none
6,604.81 23,397.30
none none
2,000.00
none none

TotaL------------------------------$ 53,255.72

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

STATE BANK OF KINGSLAND

Kingsland, Ga.

As called for by the Superintendent of Banks

S. C. SHEFFIELD,

F. T. TILLER,

President.

Cashier.

Date of Charter: 11-!26-1912

Began Business: 1!2-10-191!2

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI ncdkse botwendenceLs_s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-c-L-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.... --------------- ___ _ Cash Items-------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e_r__s__o_f POrtohfeirt RanesdoLurOceSsS_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_
TotaL _____________ --------- ________ $

42,602.91
none
2. 700.00 2, 000.00 1, 800.00
28,107.56
none
20.00 .98
none
none none
35.00 77, 266.45

LIABILITIES:
Capital Stock.----------------------$
Surplus Fun<L---------------------
Undivided Profits------------------
Reserve Funds----------------------
Due to Banks----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks----------------. __ Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities.-------------------

!5,000.00 5,000.00 5,601.21
none none none
198.74 501.50 40,452.69
none
10,476.94
none none none
35.37

TotaL ______________________________$ 77,266.45

TWELFTH ANNUAL REPORT

67

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF LAFAYETTE

LaFayette, Ga.

As called for by the Superintendent of Banks.

C. M. PRESTOJ\,

J. :\f. PATTON,

President.

Cashier.

Date of Charter: 11-13-1889

Began Business: 1899

RESOuRCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHrioduSsetoacnksd oLwont_e_d__._-_-_-_-_-_--_ FOut hr neirtRu reealaEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s___o_f POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ___ ---------- ___ --------------$

368,626.78
9,000.00 28,790.22 6,32P.14 37,977.63
67,313.95
13,562.03
none
29.85
none
none none none
531,659 .60

LIABILiriES:

Capital Stock----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks ------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_____ Other Liabilities-------------------

60,000.00 60,000.00 7,696.09
none none none
2, 475.81
none
222,820.82 92, 183.27' 83,483.61
none none none none

TotaL _____ ------------- ____________$ 531, 659.60

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

WALKER COUNTY BANK

LaFayette, Ga.

As called for by the Superintendent of Banks.

W. C. MARTIN,

C. C. GILBERT,

President.

Cashier.

Date of Charter: 10-22-1913

Began Business: 11-1-1913

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrensed--,-__-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.C._o__t_to__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _t Profit and Loss--------------------Other Resources..-------------------
TotaL ______________________________$

125,961.11
4,390.00 18,371.41 3,282.17 11,451.67
14,832.59
1, 993.82
none none
none
none none none
180,282.80

LIABILITIES:

Capital Stock----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.._______ -----------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_.______ __

25,000.00 10,000.00
315.81
none none
2,000.00 984.90
none
52.876.39 52,642.62 25,924.09
none
10,000.00
none
538.99

TotaL------------------------------$ 180,282.80

68

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Lakeland, Ga.

As called for by the Superintendent of Banks.

W. L. MILLER,

W. C. BANKS,

President.

Cashier.

Date of Charter: 4-18-1907

Began Business: 1907

RESOURCES:

Loans and Discounts...........$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from other Banks...................... Cash Items.......................... Overdrafts (if any)................. Advance on Cotton and other
C o = o d i t i e s. . . . . . . . . . . . . . . . . . . . . . Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss..................... Other Resources.................... Total................................$

81,932.44 1,044.06 2,167.00 3, 091.49 15,096.89 21,49G.53
316.67 260.95 none none none none 251.48 125,G57.51

LIABILITIES:
Capital Stock.......................$ Surplus Fund....................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits_................. Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable_...................... Notes and Bills Rediscounted..... Other Liabilities_..................

25.000.00 1,000.00
865.88 none none 66.00 551.09 none 42,585.92 32,125.91 3,452.71 none 20,000.00 none none

TotaL..............................$ 125,657.51

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE TOBACCO BELT TRUST COMPANY

Lakeland, Ga.

As called for by the Superintendent of Banks.

E. D. RIVERS,

GERTRUDE LILES,

President.

Cashier.

Date of Charter: 4-6-1927

Began Business: 3-25-1929

RESOURCES:
Loans and Discounts.............. Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items.......................... Overdrafts (if any) ................ . Advance on Cotton and other
Commodities.................... .. Customers LiabilitY on Letters of
Credit andAcceptances.......... Profit and Loss..................... . Other Resources.................... TotaL...............................$

none 60,000.00
none none 4, 303.06 none none none none none none none none 64,303.06

LIABILITIES:
Capital Stock.......................$ Surplus Fund...................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... CDeermtiafinedd DCehpeocskist.s._._._._._._._._._._._._._._._._._.._ Time Certificates of Deposit....... Savings Deposits------------------ Letters of Credit and Acceptances
executed for Customers.......... Bills Payable....................... Notes and Bills Rediscounted..... Other Liabilities_..................

50,000.00 none
10,616.35 none none none none none none none none none
3,683.71 none none

Total................................$ 64,303.06

TWELFTH ANNUAL REPORT

69

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

LAKE PARK BANK

Lake Park, Ga.

As called for by the Superintendent of Banks.

EWELL BROWN,

E. W. MASON,

President.

Cashier.

Date of Charter: 1-22-1906

Began Business: 3-1906

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owne<L.-------Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheItreBlllaSn-.k.s______________-_-_-_-_--_-_-_-_-_-----------Overdrafts (if any) ________________ _ AdCvoamnmceodoitnies_C_o__t_to__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and Los&.-------------------Other Resource&.-------------------
TotaL------------------------------.$

28,635.59
1,110.00 2,000.00 1, 500.00 l, 811.36
14,474.52
none none
12.86
none
none none none
49, G41.33

LIABILITIES:
Capital Stock______________________$ Surplus FuncL--------------------UndiVided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ DiVidends Unpai<L----------------Cashiers Checks ------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------SaVings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_<_L_______ __

15,000.00 4,5oa.oo 1,076.92
none none none
120.36
none
21,963.75 1,883.30
none
none
5,000.00
none none

TotaL______________________________$ 49,544.33

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BRAND BANKING CO.

Lawrenceville, Ga.

As called for by the Superintendent of Banks.

C. H. BRAND,

G. C. MONTGOMERY,

President,

Cashier.

Date of Charter: 6-2-1905

Began Business: 7-17-1905

RESOURCES:

Loans and Discounts--------------$ Certificates o! Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_ Furniture and Fixtures ----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items------------------------Overdrafts (if a.P.Yl----------------AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_
Customers LiabilitY on Letters of Credit and Acceptances..---------
Profit and Loss--------------------Other Resources--------------------

338,440.69
104,000.00
none
2, 800.00 26,014.10
166,254.61
none
1,203.11 198.64
9,104.12
none none
2,000.00

TotaL.-----------------------------$ . 650,015.27

LIABILITIES:
Capital Stock______________________$ SUunrdpiVluisdeFduPnrcoLf-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Reserve Funds..--------------------Due to Banks---------------------DiVidends Unpai<L----------------Cashiers Checks-------------------Certified Check~------------------- Demand Deposits-----------------Time Certificates of DepositS-----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ BNioltles sPaany adbBl eil.l.s- R- -e-d- -is-c- -o-u-n-t-e-d- -,_- -__-_- -_ Other Liabilities------------------

50,000.00 50,000.00 55,544.75
none none none
40.19
none
229,028.01
none
265,402.32
none none none none

TotaL------------------------------$ 650,015.27.

70

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF LENOX

Lenox, Ga.

As called for by the Superintendent of Banks.

J. D. ROBIKSON,

A. M. WILLIAMS,

President.

Cashier.

Date of Charter: 6-20-1907

Began Business: 6-25-1907

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwednneeds. _s__a__n_d_ Banking House and Lot--------- FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Co=odities---------------------Customers Liability on Letters of
Credit and Acceptances --------POrtohfeirt aRnesdoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
T o t a L . . ____________________________ $

72,532.23
none
l, 000.00 1,000.00
none
17,986.89
595.44
none
7.59
none none none none
93,122.15

LIABILITIES:
Capital Stock... ____________________ $ SUunrdpilvuids eFduPnr<oLfi-t-s-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Reserve Funds---------------------Due to Banks---------------------- Dividends Unpai<L---------------- Cashiers Checks-------------------Certified Checks-------------------TDSiaemvmienagCnsderDDtiefepipcooastsietissts_o-_-_f-_-D_-_-e_-_p-_o-_-s_-_i-t_-__-___-__-__-__--__ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities..------------------

25,000.00 6,000.00 5,428.84
none none none
119.95
none
23,492.84 28,080.52
none
none
5,000.00
none none

TotaL------------------------------$ 93,122.15

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF LESLIE

Leslie, Ga.

As called for by the Superintendent of Banks.

E. L. WILSON,

W. T. ANDERSON,

President.

Cashier

Date of Charter: 2-4-1905

Began Business: 1905

RESOURCES:

Loans and Discounts.-------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.____________ __

86,066.95
none
4, 700.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-__-_

3,000.00
none

Cash in Vault and amounts due

from avvroved Reserve Agents.. 27' 461.71 Checks for Clearing and Due from

other Banks.--------------------

1.84

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

197.00
none

Advance on Cotton and other

Commodities.-------------------

none

Customers Liability on Letters of

Credit and Accevtances..........

none

Profit Other

and Loss---------------------
Resources. . . . . . . . . . . . . . . . . . . .-

-

none
-no-ne

Total--------------------------------$ 121,427.50

LIABILITIES:
Capital Stock_______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified Checks.----------------- TDiemmeaCnderDtifeipcaotseistso--f-D--e-v--o-s-i-t-.-_-__-_--_-_ Savings Deposits------------------Letters of Credit and Accevtances
executed for Customers---------Bills Payable____ ------------------ Notes and Bills Rediscounted..... Other Liabilities------------------

25,000.00 25,000.00 5,485.74
none none none
193.18
none
44,096.39 21,652.19
none
none none none none

TotaL...............................$ 121,427.50

TWELFTH ANNUAL REPORT

71

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS STATE BANK

Lincolnton, Ga.

As called for by the Superintendent of Banks.

JAS. H. BOYKIN,

H. B. PITT,

President.

Cashier.

Date of Charter: 9-26-1911

Began Business: 12-2-1911

RESOURCES:
Loans and Discounts. _____________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks.. -------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r__s__o_f Profit and Loss--------------------Other Resource&.-------------------
TotaL. _---- _- _-------- ______ -------.$

100.259.33
16,150.00 1,550.00 l,OOO.OO 4,000.00
24,125.15
none
222.09 620.57
3, 734.19
none none
888.67
152,550.00

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid..----------------Cashiers Checks------------------Certified Check&.------------------Demand Deposits-----------------Time Certificates of Deposit------SLaevttienrgssoDf Cepreodsiittsa-n--d--A--c-c-e-p--ta--n-c-e--sBielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__r_s__________________ __ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 15,000.00 2,000.00 2, 152.42
none
2,000.00 702.07
none
61,393.99 44,301.52
none
none none none none

TotaL. ___ -----_-_- _____------------.$ 152,550.00

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITIZENS & CONTRACTORS BANK

Lithonia, Ga.

As called for by the Superintendent of Banks.

R. H. TRIBBLE,

W. S. WALKER,

President.

Cashier.

Date of Charter: 7-14-1930

Began Business: 7-14-1930

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrensed--.-_-__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoa=ncoed i toine s .C. _o__t_t o__n___a__n_d____o_t_h_e_ r_ Customers Liability on Letters of
Credit and Acceptances..--------POrtohfeirt aRnesdoLurocse&s..._-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL-------------------------------$

38,035.90
5,000.00 3,500.00 1,500.00 2,200.00
6,520.85
57.75
none none
none
none none
10.00
56,824.50

LIABILITIES l
Capital Stock.______________________$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Fund&.-------------------Due to Banks----------------------Dividends Unpaid..-------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer. _C__u_s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

25,000.00
none
2,536.99
none none none
211.42
none
15,562.76 12,609.56
903.77
none none none none

TotaL-------------------------------$ 56,824.50

72

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE PEOPLES BANK

Lithonia, Ga.

As called for by the Superintendent of Banks.

A. J. ALMAND,

I. M. STARR,

President.

Cashier.

Date of Charter: 8-26-1910

Began Business: 1910

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI nckdse botwe dnnede s. _s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrteamftss..(.i.f_a__n_y__) -_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsroteo=dmoitderaistniLedsiAa..b-ci-cl-ei-tpY-t-a-no-c-ne--sL.-.e-_-t_t-_e-_r-_s_-_-_o--_f Profit and Loss..-------------------Other Resources--------------------
TotaL__________ ------------------ __$

51.6~7.15
29,536.07 >,500.00 1,500.00 1,815.00
60,321.83
2,136.88
none none
none none none none
154, 506.93

LIABILITIES:
Capital Stock.______________________$
Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks ------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_-_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 20,000.00 8,000.00
none none
2, 000.00 391.47
none
56,794.50 30,906.63 11,414.33
none none none none

TotaL------------------------ ______$ 151, f,or, .93

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

LOGANVILLE BANKING CO.

Loganville, Ga.

As called for by the Superintendent of Banks.

W. T. BROOKS,

MARY BROOKS,

President.

Cashier.

Date of Charter: 2-1-1902

Began Business: 3-24-1902

RESOURCES:

Loans and Discounts--------------$ 41,192.64

Certificates of Indebtedness and

Bonds and Stocks owned.------- 19,400.00

Banking House and Lot----------- 1,400.00

Furniture and Fixtures ----------- 1,800.00

Other Real Estate owned---------- 34,642.58

Cash in Vault and amounts due

from apvroved Reserve Agents-- 10,528.90

Checks for Clearing and Due from

other Banks.---------------------

85.45

Cash Items-------------------------Overdrafts (if anY>----------------Advance on Cotton and other

194.57
none

CuCsotommmeorsdiLtiieaSb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

l, 755.01

Credit and Accevtances---------

none

Profit and Loss---------------------

none

Other Resource!?--------------------- -1,-817-.12

Total--- __ --------------------- ______$ 112, 816.27

LIABILITIES:
Cavital Stock.----------------------$ Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds..--------------------Due to Banks---------------------- Dividends Unpaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted..... Other Liabilities...----------------

25,000.00
none
417.55
none none none
43.60
none
14,946.98 72,408.14
none
none none none none

TotaL-----------------------------$ 112,816.27

TWELFTH ANNUAL REPORT

73

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

LOVEJOY BANKING COMPANY

Lmejoy, Ga.

As called for by the Superintendent of Banks.

R. L. DICKSON,

G. P. BABB,

President.

Cashier.

Date of Charter: 2-iW-1909

Began Business: 1909

RESOURCES:

Loans and Discounts-------~------$ 35,056.40

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d_._.____._._._

none
1,450.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

1, 900.00 6,274.83

Cash in Vault and amounts due

from approved Reserve Agents..

360.81

Checks for Clearing and Due from

other Banks.--------------------Cash Items.-------------------------

none none

Overdrafts (if anYl-----------------

none

Advance on Cotton and other

Co=odities.---------------------

none

Customers Liability on Letters of

P~W?;~nlo~~~~~~~:::::::::

none none

O

ther

Resources---------------------

-

none ---

TotaL. __ --.------------------------$ 45,042.04

LIABILITIES:
Capital Stock..---------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable___ -------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 8,036.07
none none
234.08
none
5.40
none
6,853.70 870.00
none
none
14,042.79
none none

TotaL------------------------------$ 45,042.04

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF LULA

Lula, Ga.

As called for by the Superintendent of Banks.

S. B. CARTER,

E. F. WHITWORTH,

President.

Cashier.

Date of Charter: 12-4-1904

Began Business: 12-4-1904

RESOURCES:

Loans and Discounts--------------$ 15,548.39 Certificates of Indebtedness and

Bonds and Stocks owned....... 7,000.00

Banking House and Lot----------- 2,556.16

Furniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due

3,494.25
none

from approved Reserve Agents. 11,799.33

Checks for Clearing and Due from

other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on cotton and other

none
69.57
none

Co=oditie&.--------------------- 1, 789.02

Customers LiabilitY on Letters of

Credit and Acceptances...

none

Profit and LOSS..--------------------

none

- - - - Other Resources -------------------

none

TotaL-------------------------------$ 42,256.72

LIABILITIES:
Capital Stock-----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve FUnds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other LiabilitieS-------------------

15,000.00 1,000.00
132.41
none none none
38.93
none
25,026.41 1,058.97
none
none none none none

TotaL------------------------- .$ 42,256.72

74

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS STATE BANK

Lumpkin, Ga.

As called for by the Superintendent of Banks.

E. L. CARTER,

A. T. FORT, h.

President.

Cashier.

Date of Charter: 10-21-1911

Began Business: 12- -1911

RESOURCES:

Loans and Discounts.-------------$ 103,466.50

CeBrotinfidcsataensdoSftoInckdsebotwendenceLs_s__a__n_d_ 37,167.96

Banking House and Lot----------- 6, 000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-_-_-_-_-_-_-_-_-_--_

6,853.80 2, 775.00

Cash in Vault and amounts due

from approved Reserve Agents-- 32,481.40

Checks for Clearing and Due from

other Banks---------------------- 2,475.55

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

371.82
none

Advance on Cotton and otber

Commodities---------------------- 10,271.74

Customers Liability on Letters of

Credit and Acceptances----------

none

Profit Other TotaL

and Loss.--------------------
_R__e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

none
- -n-on-e
201,863.77

LIABILITIES:

Capital Stock_------------------- __ $ Surplus FuncL.--------------------Undivided Profits-----------------
Reserve Funds----------------------
DDiuveidtoenBdsanUknsp-a--ic--L-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS..------------------Demand DepositS-----------------Time Certificates of Deposit------LSaevttienrgssoDf eCproesdiittsa--n--d--A--c-c-e-p--t-a-n-c-e--s
executed for Customers---------BNiolltessPaanydabBleil-l-s--R-e-d--i-s-c-o-u-n--te--c-L--__-_--_ Other Liabilities-----------,-------

28,000.00 12,000.00 13,381.95
none none none
601.83
none
121,338.92 15,299.03 5,Cl4.30
none none
6,227.74
none

TotaL_____ -- ____ ------ _____ --- ______$ 201,863.77

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

LUTHERSVILLE BANKING CO.

Luthersville, Ga.

As called for by the Superintendent of Banks.

E. C. NORRIS,

L. W. McKOON,

President.

Cashier.

Date of Charter: 8-11-1905

Began Business: 8-3-1906

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__c_L_____________ __

34,455.88
none
l, 700.00

FOuthrneirtRureealaEndstaFtiextouwrense-c-L-_-_-_-_-_-_-_-_--_

850.00 10,582.61

Cash in Vault and amounts due

from approved Reserve Agents-- 2,911.85

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaemftss..(_i_f-a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none
96.60

Advance on Cotton and other

Co=oditieS..--------------------Customers Liability on Letters of

3, 500.95

Credit and Acceptances---------~

none

Profit and LOSS..--------------------

none

Other Resources--------------------- - -n-on-e

TotaL-------------------------------$ 54,097.89

LIABILITIES:

Capital Stock----------------------$ Surplus FuncL.---------------------
RUensdeirvviedFedunPdrosf-i-t-s-------------------------------------
DDiuveidtoenBdsanUknsp-a-i-c-L-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountecL____ Other LiabilitieS-------------------

25,000.00 7,764.55
none
573.00
none none
68.65
none
14,121.16 1,320.53
none
none
5,250.00
none none

Total-------------------------------_$ 54,097.89

TWELFTH ANNUAL REPORT

75

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE MERCHANTS & CITIZENS BANK

McRae, Ga.

As called for by the Superintendent of Banks.

0. F. McRAE,

0. F. McRAE,

President.

Cashier.

Date of Charter: 3-28-1929

Began Business: 2-23-1929

RESOURCES:

Loans and Discounts--------------$ 145,506.90

CeBrotinfidcsataensdoSf toInckdsebotwednneeds. _s__a__n_d_ Banking House and Lot__________ _

350.00 7,000.00

FOuthrneirtuRreealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_

3,000.00 22,564.02

Cash in Vault and amounts due

from approved Reserve Agents.. 21,193.16

Checks for Clearing and Due from

other Banks----------------------

274.75

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

650.23 42.21

Advance on Cotton and other

Commodities---------------------Customers LiabilitY on Letters of

5,156.13

Credit and Acceptances..........

none

Profit Other

and Loss.----------Resources-----------

-

none none
--

Total.._ ......-.-.--.-------------.$ 205,737.40

LIABII,ITIES:
Capital Stock.------------------$ Surplus Fund..---------------- Undivided Profits--------------- Reserve Funds----------------- Due to Banks-------------- Dividends Unpaid.-------- Cashiers Checks-----------Certified Checks--------TDiemmeaCnderDtifeipcaotseistSo-f-D-ep-o-s-i-t-.-.--..--_. Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer._C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities--------------

50,000.00 15,000.00 5,094.89
none none none
1,466.88
none
84,210.86 30,096.77
none
none
19,868.00
none none

Total.. ___ ....... ___ ---. _____ --.-.--$ 205,737.40

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITY BANK & TRUST CO.

Macon, Ga.

As called for by the Superintendent of Banks.

T. RAD TURNER,

GUYTON G. ABNEY,

President.

Cashier.

Date of Charter: 6-29-1931

Began Business: 7-2-1931

RESOURCES:

Loans and Discounts..............$ CeBrotinfidcsataensdoSf toInckdsebotwednneeds..s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtuRreealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_-_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities..------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e.t_t_e_r_s__o__f Profit and Loss--------------------Other Resources-------------------

865,946.34
91,488.90 40,000.00 5,042.50 40,015.47
281,470.59
14,236.60 2,493.11
none
none
none none
6,000.00

TotaL----------------------------$ 1, 346, 693 .51

LIABILiriES:

CaiJital Stock.......................$ SUunrdpilvuids eFduPnrdo..f.i-t-s-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-. Reserve Funds---------------------Due to Banks----------------------Dividends UniJaid......------------Cashiers Checks--------------~---- Certified Checks.------------------ Demand DepositS-----------------Time Certificates of Deposit....... Savings Deposits....--------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

110.000.00 50,000.00 22,168.40 56,451.56 42,735.74
none
1,424.82
none
184,086.18 824,237.92 55,588.89
none none none none

TotaL---------------------- ________$ 1, 346,693.51

76

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

MACON SAVINGS BANK

1\Iacon, Ga.

As called for by the Superintendent of Banks.

JESSE B. HART,

C. C. CUNNINGHAM,

President.

Cashier.

Date of Charter: 3-4-1874

Began Business: 1-18-1875

RESOURCES:

Loans and Discounts.-------------$ CeBrtoinfidcsataensdoSf toIncdksebotwednnede.s..s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextoUwrneesd--.-..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsoto=moedristiLesia.-b-i-l-it-y--o--n--L--e-t-te--r-s-o--f
Credit and Acceptances---------POrtohfeitr aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________$

510,537.61
143,965.41 49,000.00 6,026.40 42,643.81
41,900.08
none none
648.27
none
none none
7,975.62 802,697.20

LIABILITIES:
Capital Stock--------------- _______$ Surplus FuncL--------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...._. Other LiabilitieS..----------------- __

50,000.00 100,000.00
4,558.21 34,773.00 83,000.00
750.00 7,506.14
none none
74,944.07 447,165.78
none none none none

TotaL------------------------------$ 802,697.20

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF MADISON

Madison, Ga.

As called for by the Superintendent of Banks.

W. P. BEARDEN,

E. G. ATKINSON,

President.

Cashier.

Date of Charter: 12-26-1888

Began Business: 1-1-1890

RESOURCES:

Loans and Discounts.-------------$ 155,489.59

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d.._..__._._._._.._

112,086.25 7,500.00

FOuthrneirtuRreealanEdstFatiextouwrense-d-.-.-__-_-_-_-_-_-_--_

2,141.95 32,880.71

Cash in Vault and amounts due

from approved Reserve Agents.. 16,975.58

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

278.25
none
212.32

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-li-t-Y---o--n--L--e-t-t-e-r-s--o--f

4,203.79

Credit and Acceptances----------

none

Profit and Loss---------------------

none

TOothtaeLr .R.-e-s-o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- -no-ne
331,768.44

LIABILITIES:

Capital Stock----------------------$ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdsanUkns-p-a-i-d--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Casl1iers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_.--------------------Notes and Bills Red!scounted....-Other Liabilities--------------------

100,000.00 75,000.00
602.06
none none
21.00 152.86
none
52,628.79 17,634.73 50,729.00
none
35,000.00
none none

TotaL-------------------------------$ 331,768.44

TWELFTH ANNUAL REPORT

77

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF MANCHESTER

:Manchester, Ga.

As called for by the Superintendent of Banks.

C. V. TRUITT,

L. M. BRADFORD,

President.

Cashier.

Date of Charter: 1-~8-1910

Began Business: ~-~-1910

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI nckdse botwendende.s. _s__a__n_d_ BF ua nr nkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Overdrafts (if anYl----------------Advance on Cotton and other CuCCsroteo=dmoitderaistniLedsiAa--bc-ic-le-it-py-t-ao-n-nc-e-Ls-_-e_-t_-t_e-_-r_-s_-_o_--f_ Profit and LOSS..-------------------Other ResourceS--------------------
TotaL.__________ .. ------------------$

248,540.99
78,622.59
none
9, 493.02 3, 280.63
85,146.92
none
4, 727.20 212.82
1,023.70
none none
369.00
431,416.87

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p-o-s-i-t-_-_-_-_-_-_--_ Savings Deposits-"----------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other LiabilitieS-------------------

50,000.00 50,000.00 34,629.46
none none
2,465.00 695.02 331.45
135,200.54 37,167.27 107.917.93
none none none
13,010.20

TotaL ________________ -_------- ______ $ 431,416.87

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

MERCHANTS & FARMERS BANK

Marietta, Ga.

As called for by the Superintendent of Banlis.

G. F. HAGOOD,

W. E. SCHILLING,

President.

Cashier.

Date of Charter: 6-15-1911

Began Business: 7-15-1911

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdksebotwednende.s._s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d-.-.-. _-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances.--------Profit and LOSS--------------------Othel Resources..-------------------
TotaL-------------- _________________ $

158,189.86
41,926.09 30,000.00 5,000.00 29,279.26
38,683.69
49,939.20 401.85
none
none
none
3,108.45
none
356, 528.4.0

LIABILITIES:
Capital Stock ______________________$ Surplus Fund _____________________ _
Undivided Profits-----------------Reserve Funds--------------------Due to Banks---------------------Dividends Unpaid----------------CCaesrhtiifeiersdCChheecckkss-.-_-_-_-_-_-_---_---_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit _____ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C_u__s_t_o_m__e__r_s_-_------------_-_-_ Notes and Bills Rediscounted.... Other Liabilities... ----------------

50,000.00 8,500.00
none
6,163.00 10,000.00
44.00 388.06
none
206.811.30 700.00
73,922.04
none none none none

Total _______________________________ $ 356,528.40

78

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE CITIZENS BANK

Marshallville, Ga.

As called for by the Superintendent of Banks.

C. C. HASLAM,

C. C. HASLAM,

President.

Cashier.

Date of Charter: 12-24-1906

Began Business: 1-1-1907

RESOURCES:

Loans and Discounts--------------$ 98,263.76 Certificates of Indebtedness and

Bonds and Stocks owned........ 21,650.00 Banking House and Lot......... 4,017.00

Furniture and Fixtures........... 1,735.00

Other Real Estate owned.......... . Cash in vault and amounts due

8,250.00

from approved Reserve Agents .. 12,494.90

Checks for Clearing and Due from

other Banks-------------------- COavsehrdIrtaefmtsS(.i.f--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

282.97
none
87.69

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r

24.39

Customers Liability on Letters of

P rCorfei tdiatnadnLdoAssc..c_e_p__ta__,n__c_e_s_._._._._._._._._. ._ Other Resources___________________ _
-

-

none none
-n-on-e

TotaL... _............. __ ..........$ 146,805.71

LIABILITIES:
Capital Stock....................$ Surplus Fund.---------------- URensdeirvviedeFdunPdros.fit.s.-..-.-..-.-.-.-.-.-.-.-.---.-. Due to Banks..................... Dividends UniJaid..----------------Cashiers Checks ---------------- Certified Checks..---------------Demand DeiJositS--------------Time Certificates of DeiJosit...... Savings DeiJositS------------------Letters of Credit and AcceiJtances BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted...... Other Liabilities...................

18.000.00 30,000.00 13,243.72
none none
414.00 401.80
none
31,798.52 592.34
42,355.33
none
10,000.00
none none

Total.........--------...----$ 146,805.71

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

GEORGIA BANKING COMPANY

Marshallville, Ga.

As called for by the Superintendent of Banks.

J. C. WALKER,

C. W. KINMAN,

President.

Cashier.

Date of Charter 9-19-1910

Began Business: 9-27-1910

RESOURCES:

Loans and Discounts.------------$ 55,389.61

Certificates of Indebtedness and

Bonds and Stock~ owned........ .

none

Banking House and Lot........... 2,400.00

Furniture and Fixtures ----------- 1,800.00

Other Real Estate owned.......... . 11,926.30

Cash in vault and amounts due

from apiJroved Reserve Agents.. 5,033.50

Checks for Clearing and Due from

other Banks......................

109.00

Cash Items..----------------------- Overdrafts (if anY>---------------- Advamce on Cotton and other

none none

Commodities... - ______ --------.

none

Customers Liability on Letters of

Credit and AcceiJtances..........

none

Profit and Loss.................

none

Other

Resources.. .

.

.

...

-----

-

-

----

-

-

23.50
--

TotaL......... _.................$ 76,681.91

LIABILITIES:
Capital Stock...................$ Surolus Fun<L.................. Undivided Profits-------------- Reserve Funds................. Due to Banks..................... Dividends Unpaid............... Cashiers Checks................. Certified Checks............... TDiemmeaCnedrDtifeipcaotseistso-f--D--e-p-o--s-it-..-.-.-... Savings Deposits.................. Letters of Credit and Acceptances
executed for Customers......... Bills PaYable.. -------------------Notes and Bills Rediscounted...... Other Liabilities.---------------

30,000.00 6,000.00 1,340.26
none none none
184.71
none
14,137.23
none
20,019.71
none
5,000.00
none none

Total-------------------------$ 76,681.91

TWELFTH ANNUAL REPORT

79

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF MEANSVILLE

Meansville, Ga.

As called for by the Superintendent of Banks.

U. L. TAYLOR,

H. G. LANGFORD,

President.

Cashier.

Date of Charter: 3-1-1911

Began Business: 4-1-1911

RESOURCES:

Loans and Discounts..............$ 93,860.13

Certificates of Indebtedness and

Bonds and Stocks owned........

975.19

Banking House and Lot.......... . 1. 750.00

Furniture and Fixtures............ 2. 250.00

Other Real Estate owned......... . 2. 500.00

Cash in Vault and amounts due

from approved Reserve Agents.. 6. 726.36

Checks for Clearing and Due from

other Banks......................

none

Cash Items..........................

none

Overdrafts (if any).................

none

Advance on Cotton and other

Commodities..................... . 1,859.67

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources....................

none

-----

TotaL...............................$ 109.921.36

LIABILITIES:
Capital Stock.......................$ Surplus Fund....................... Undivided Profits.................. Reserve Funds.................... .. Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... CDeermtiafinedd DCehpeocskists.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__._._._.____________ Notes and Bills Rediscounted..... Other Liabilities-------------------

25.000.00 10.000.00 1.578.58
none none none
40.15
none
33.993.69 18,658.21 20.650.73
none none none none

TotaL-------------------------------$ 109.921.36

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF 1\'iEIGS

Meigs, Ga.

As called for by the Superintendent of Banks.

Dl~NCAN BICKLEY,

H. H. PILCHER,

President.

Cashier.

Date of Charter: 5-8-1903

Began Business: 6-1903

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and B aBnoknidnsgaHnoduSsteoacnk sd oLwont e__d_._._.__._._._. ._ Furniture and Fixtures___________ _ Other Real Estate owned._______ __ Cash in vault and amounts due
from approved Reserve Agents..

122.703.42
none
5, 725.00 2,813.50 20.000.00
55.195.99

Checks for Clearing and Due from

other Banks----------------------

73.55

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__-

13.85 51.44

Advance on Cotton and other

Commodities---------------------Customers LiabilitY on Letters of
Credit and Acce:t>tances__________

none none

Profit and Loss---------------------

none

TOothtearLR..e_s_o__u_r_c_e__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- -5-71.-15
207.147.90

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund----------------------
~~s~~~~~~~~:~~~~==~=~~===~===~===
Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

75.000.00 20.000.00
436.17
none none
3.00 194.83
none
41,724.90 62.125.24 7,663.76
none none none none

TotaL_______________________________$ 207,147.90

80

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

METTER BANKING COMPANY

Metter, Ga.

As called for by the Superintendent of Banks.

H. A. KENNARD.

P. Q. COLLINS,

President.

Cashier.

Date of Charter: 7-25-1930

Began Business: 7-26-1930

RESOURCES:

Loans and Discounts--------------$ 39,599.00

CBeaBrnotkinfiidncsgataHensoduoSsfetoIancndkdseboLtweodnte_n_de_._s.__s____a____n__d__

5,032.81
none

FOuthrneirtuRreealaEndstFatiextouwrense-d-.-.-_-__-_-_-_-_-_--_

715.45
none

Cash in Vault and amounts due

from approved Reserve Agents-- 29,798.73

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

10.00
none none

AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r 13,363.16

CuCsrteodmiterasnLdiAabciclietpYtaoncnesL..e_t_t_e_r_s___o_f

none

POrtohfeirt TotaL

aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
_______________________________ -$

none
- -n-on-e
88,519.15

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits----------------- __ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNioltlessPaaYndabBlei_ll_s__R-e--d-i-s-c-o--u_n_t-e-d--_-_-_-___ Other Liabilities-------------------

25,000.00 900.00
1,290.90
none none none
149.20
none
61,179.05
none none
none none none none

Total-------------------------------_$ 88,519.15

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF MILAN

Milan, Ga.

As called f<?r by the Superintendent of Banks.

J. M. COOK,

W. C. McCRANIE,

President.

Cashier.

Date of Charter: 12-5-1906

Began Business: 1906

RESOURCES:

Loans and Discounts ______________ $ 51.419.47

CeBrotinfidcsataensdoSf toI nckdse botwe dnende.s. _s__a__n_d_ Banking House and Lot__________ _

none
11,564.00

FOuthrneirtuRreealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

2, 800.00 3,510.00

Cash in Vault and amounts due

from approved Reserve Agents-- 12,016.58

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

48.84
none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 1,048.62

CuCsrteodmiterasnLdiAabcicleitpYtaoncnesL.,e_t_t_e_r_s__o_ _f

none

Profit and LOSS---------------------

none

Other TotaL

_R_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

none ----
82,407.51

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable____ ------------- __ ---Notes and Bills Rediscounted____ _ Other Liabiliti.eS-------------------

30,000.00 2,000.00
85.80
none none none
173.47
none
15,194.24 25,554.00
none
none
9, 400.00
none none

TotaL_----------- ________ -_-- _______$ 82,407.51

TWELFTH ANNUAL REPORT

81

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

EXCHANGE BANK

Milledgeville, Ga.

As called for by the Superintendent of Banks.

OTTO M. CONN,

H. G. BANKS,

President.

Cashier.

Date of Charter: 5-20-1903

Began Business: 6-1903

RESOURCES:

Loans and Discounts ______________$ 468,930.54

Certificates of Indebtedness and Bonds and Stocks owned..______ _ 96,700.54

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstFatiextouwrense-d-.-..-.--__-_-_-_-_--_

1,000.00 20,917.84

Cash in Vault and amounts due

from approved Reserve Agents.. 68,554.38

Checks for Clearing and Due from

other Banks---------------------Cash Items........ -------------------

13,897.01
none

Overdrafts (if anY>---------------- AdCvoamncmeodoitniesC.._o__tt_o__n___a__n_d____o_t_h__e_r

1,631.96 2,887.81

Customers LiabilitY on Letters of

Credit and Acceptances.......

none

Profit and Loss.............

none

Other Resources......-------------- - -n-on-e

TotaL...............................$ 674,520.08

LIABILITIES:

Capital Stock..............$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdasnUkn.'pl.a.-id--.-..---.-.-.-.-.-.-.-.-.-.-.-.-.--.-. Cashiers Checks ------------------Certified Checks...-----------------Demand Deposits-----------------Time Certificates of Deposit...... . LSaevttienrgssoDf Cepreodsiittsa-n--d--A--c-c-e-p--t-a-n-c-e--sBielxlsecPuatYedabfloer__C__u_s_t_o_m__e__r_s_._._._._.__._._.._
Notes and Bills Rediscounted..... Other Liabilities....-----------------

100,000.00 75,000.00 27,201.66
none none
400.00 620.89
none
471,297.53
none none
none none none none

TotaL...................$ 674,520.08

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE MERCHANTS & FARMERS BANK

Milledgeville, Ga.

As called for by the Superintendent of Banks.

MARION H. ALLEN,

L. C. HALL,

President.

Cashier.

Date of Charter: 3-22-1898

Began Business: 3-1898

RESOURCES:

Loans and Discounts.-------------$ 324,237.00 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._.__._._.__._

10,000.00 8,680.00

FOuthrneirtuRreealaEndstaFtiextouwrensed-.-.-.-_-__-_-_-_-_--_

5,109.64 41,372.58

Cash in Vault and amounts due

from approved Reserve Agents.. 58,042.97

Checks for Clearing and Due from

other Banks.. -------------------- 4,014.32

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

57.00 653.99

AdCvoamncmeodoitniesC__o_t_t_o__n___a_n__d____o_t_h_e_ r_ 2, 876.46

Customers LiabilitY on Letters of

Credit and Acceptances.........

none

Profit and Loss...................

none

Other Resources---------------- - -n-on-e

TotaL------------------------------$ 455,043.96

LIABILITIES:

Capital Stock.---------------------.$ Surplus Fund...--------------------Undivided Profits-----------------Reserve Funds..--------------------Due to BankS..---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers......... Bills Payable.. --------------------Notes and Bills Rediscounted...... Other Liabilities-------------------

80,000.00 80,000.00 20,248.89 7. 403.44
none none
301.58
none
267,033.05 57.00
none
none none none none

TotaL------------------------------$ 455,043.96

SQ

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE MILLEDGEVILLE BANKING COMPANY

Milledgeville, Ga.

As called for by the Superintendent of Banks.

:YliLLER S BELL,

MILLER R. BELL,

President.

Asst. Cashier.

Date of Charter: 9-13-1874

Began Business: 1D-13-1884

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._.__._._._.._
FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other CuCsotommmeords iLtiieasb-i-l-i-tY---o--n--L--e-t-t-e-r-s--o--f
Credit and AcceptanceS---------Profit and LOSS--------------------Other Resources.-------------------

704,119.63
25,000.00 2,946.31
1.00 17,342.00
291,702.98
none none
422.33
none none none none

TotaL.---------------------- ______ .$ 1, 041, 534.25

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeipcoasteitsSo--f-D--e--p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.---------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

50,000.00 100,000.00 36,105.51 22,000.00
none
382.00 2, 178.78
none
830,867.96
none none
none none none none

TotaL------------------------------$ 1, 041, 534 .25

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF MILLEN

Millen, Ga.

As called for by the Superintendent of Banks.

J.P. APPLEWHITE,

W. H. SHEPPARD, JR.,

President,

Cashier.

Date of Charter: 1-4-1893

Began Business: 3-1-1893

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toI nckdse botwe dnnede s. _s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from COavosethhrdeIrrtaeBfmtassn.(_ki_fs_a-_-_n-_y_-_)-_-__-_-_--_--_--_--_-_--_--_--_--_--_--_--_--_----_ Advance on cotton and other
Commodities.-------------------Customers LiabilitY on Letters of
Credit and AcceptanceS---------Profit and LosS--------------------Other Resources.-------------------
TotaL------------------------------$

331,147 .ll
26,326.70 15,000.00 4, 750.00 6,050.00
47,411.73
1,396.28
none none
690.55
none none none
432,772.37

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit-----Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

50,000.00 50,000.00 10,462.28
none none none
294.32
none
156,293.42
none
150,053.66
none
10,750.00 4, 918.69
none

TotaL ______________________________ $ 432,772.37

TWELFTH ANNUAL REPORT

83

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF MOLENA

Molena, Ga.

As called for by the Superintendent of Banks.

W. 0. JORDAN,

R. H. FLETCHER,

President.

Cashier.

Date of Charter: 1Q-7-1901

Began Business: 3-1899

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI ncdkse botwe dnnede s. _s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances.--------Profit and Loss--------------------Other Resources.-------------------
TotaL.. ------------ __ ----------- ___$

40,252.53
none
1, 700.00 2,400.00 1,615.00
4,137.69
50.90 22.48 20.17
l, 843.46
none none
271.57
52, 313 .80

LIABILITIES:
Capital Stock.__________________ ---.$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c__e__s__ NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n_t_e__d_.______ __

15,000.00 2,500.00
75.19
none none none
23.50
none
10,177.62 22,337.49
none
none
2,200.00
none none

TotaL _____________ -----------------$ 52, 313.80

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF MONROE

Monroe, Ga.

As called for by the Superintendent of Banks.

J. R. RADFORD,

J. P. ADAMS,

President.

Cashier.

Date of Charter: 1!2-30-1890

Began Business: 4-!2-1891

RESOURCES:
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
tram approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmi terasnLd iAa bcicleipt ytaonnceLs_e_t_t_e_r_s___o_f Profit and Los&.-------------------Other Resources--------------------
TotaL. ____________________ -_- ______ .$

310,298.75
98,352.00 9,000.00 2,500.00 40,586.55
57,450.80
3, 373.92 29.03
none
13,170.69
none none
70,786.63
605,548.37

LIABILITIES:
Capital Stock.______________________$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoastiet&s .o.-f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings DepositS------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.____ Other Liabilities-------------------

150,000.00 75,000.00 31,371.00 6,089.62
none
18.00 169.89
14.00 230,652.93 23,220.37 18,512.56
none none none
70,500.00

TotaL_______________________________$ 605,548.37

84

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE FARMERS BANK

Monroe, Ga.

As called for by the Superintendent of Banks.

J. M. NOWELL,

C. R. BRADFORD,

President.

Cashier.

Date of Charter: 12-2-1905

Began Business: 1-1-1906

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned......... BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_._. _. ___._._._._ ._ Other Real Estate owned.......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.--------------------Customers Liability on Letters of
Credit and Acceptances......... Profit and LOSS--------------------Other Resources.-------------------
TotaL______________________________ $

187,029.28
133,755.20
none
4,413.00 15,809.89
74,065.97
229.11 110.71
none
87.80
none none
16,502.00 432, 002.96

LIABILITIES:

Capital Stock----------------- ___ ..$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s___._._._._._.__.._ Notes and Bills Rediscounted...... Other Liabilities-------------------

100,000.00 30,000.00 9, 781.51
none none none
39.75 77.25 170,335.74 24,948.11 83,520.60
none none none
13,300.00

TotaL.----------------------------$ 432, 002.96

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE CITIZENS BANK

Morven, Ga.

As called for by the Superintendent of Banks.

R. C. LESTER, SR.,

B. T. HARRIS,

President.

Cashier.

Date of Charter: 2-12-1927

Began Business: 2-21-1927

RESOURCES:

Loans and Discounts--------------$ 23,581.41

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot----------- 1,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_

1. 880.00 none

Cash in Vault and amounts due

from approved Reserve Agents._ 5, 429.44

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
220.34

AdCvoamncmeodoitniesc._o_t_t_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_

none

Profit and LOSS---------------------

none

Other Resources.-------------------

none

T

ot

a

L

______________________________ - $

--32,111.19

LIABILITIES:
Capital Stock....... ---------- ____ .$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliitlilessR__e_d_i_s_c__o_u_n__t_e_d_._._._.._

15,000.00
none
585.07
none none none
538.57
none
10,068.68 3,059.92
9.93
none
2,849.02
none none

TotaL.-----------------------------$ 32,111.19

TWELFTH ANNUAL REPORT

85

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

MOULTRIE BANKING CO.

Moultrie, Ga.

As called for by the Superintendent of Banks.

W. C. VEREEN,

M. L. LEE,

President.

Cashier.

Date of Charter: 7-8-1896

Began Business: 1896

RESOURCES:

Loans and Discounts..............$ 1,609,356.91

Certificates of Indebtedness and

Bonds and Stocks owned......... 259,154.56

Banking House and Lot........... 69,569.88

Furniture and Fixtures............ 8,169.64

Other Real Estate owned........... 22,991.34

Cash in Vault and amounts due

from approved Reserve Agents.. 167,291.26

Checks for Clearing and Due from

other Banks...................... 38,684.17

Cash Items......................... . 1,090.30

Overdrafts (if any).................

610.47

Advance on Cotton and other

Commodities..................... .

none

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss....................

none

Other Resources.....................

none

TotaL....... _______________________$ 2, 176,918.53

LIABILITIES:

CSuarppitluals SFtuoncdk_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_$
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCaesrthiifeiersd CChheecckkss-.-..-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits.................. Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances B ielxl secPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._, _. ._ Notes and Bills Rediscounted...... Other Liabilities-------------------

200,000.00 300,000.00 22,302.18
none none 24,000.00 5,080.05 185.00 719,325.24 644,589.61 258,323.78
none none none 3,112.67

TotaL------------------------------$ 2, 176,918.53

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE MOUNT VERNON BANK

l\lount Vernon, Ga.

As called for by the Superintendent of Banks.

D. A. McRAE,

W. A. PETERSON,

President.

Cashier.

Date of Charter: 12-21-1900

Began Business: 1-24-1901

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte..d_._._._._._._._._. Furniture and Fixtures... ________ _ Other Real Estate owned........... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Commodities.--------------------Customers LiabilitY on Letters of
Credit and Acceptances..._______ _ Profit and Loss-------------Other Resources..---------------
TotaL------------------------------$

118,242.21
56,892.30 3, 271.98 l, 921.08 12,880.26
48,275.73
none none 13.43
none
none none none
241, 496.99

LIABILITIES:
CSuarppitluals SFtuoncdk_.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeipcaotseistSo-f--D--e-p--o-s-i-t-.-.-..-.-.--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers........._ Bills Payable----------------------Notes and Bills Rediscounted....._ Other Liabilities-------------------

15,000.00 45,000.00 15,052.89
none none none 54.50 none 60,978.22 77,978.54 27,432.84
none none none none

TotaL------------------------------$ 241, 496.99

86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE UNITED BANKING CO.

Nashville, Ga.

As called for by the Superintendent of Banks.

P. H. ASKEW,

P. L. HOWARD,

President.

Cashier.

Date of Charter: 7-10-194

Began Business: 7-15-194

RESOURCES!

Loans and Discounts-------------$ 87,593.67 CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 10,000.00

Banking House and Lot----------- 4,400.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents..

2,800.00 260.77
34,423.98

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmt~s--(-if--a-n-y--)-_-_-_-_-__-_-_-_-_-_-_-_-_-__--_

522.27
none none

Advance on Cotton and other

Co=odities---------------------- 6,504.55

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit and LOSS---------------------

none

Other Resources -------------------

none

----

TotaL-------------------------------$ 146,505.24

LIABILITIES:
Capital Stock_____________________ _ Surolus Fun<L--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-.-.-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

25,000.00 8,000.00 2,913.90
none none none
664.92
none
73,858.82 36,067.60
none
none none none none

Total-------------- __________________ $ 146,505.24

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF NEWINGTON

Newington, Ga.

As called for by the Superintendent of Banks.

C. A. WOODS

STANTON B. LEE,

Vice-President.

Cashier.

Date of Charter: 7-7-1919

Began Business: 8-14-1919

RESOURCES!

Loans and Discounts______________ $ 8,491.02

CeBrotinfidcsataensdoSftoInckdsebotwednende.s._s__a__n_d_ 2,600.00

Banking House and Lot----------- 2,479.38

Furniture and Fixtures------------ 1, 639.40

Other Real Estate owned..--------- 2, 779.21

Cash in Vault and amounts due

from approved Reserve Agents-- 12,300.02

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrteamftss_(_i_f_a__n_y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances.---------

none

Profit and LOSS--------------------TOothtaelr._R__e_s_o_u__r_c_e_s__.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- $

none none ---
30,289.03

LIABILITIES:
Capital Stock----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds----------------------. Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ BNiolltessPaanydabBleil.l_s-R--e-d--i-s-c-o-u-n--t-e-d-.-.-__-_--_ Other LiabilitieS-------------------

15,000.00
none
3, 197.16
none none none
52.72
none
8,249.30 3, 777.25
12.60
none none none none

Total--------------------------------$ 30,289.03

TWELFTH ANNUAL REPORT

87

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

NEWNAN BANK & TRUST CO.

Newnan, Ga.

As called for by the Superintendent of Banks.

H. C. ARNALL, JR.,

T. M. GOODRUM,

President.

Vice-President.

Date of Charter: 11-11-1889

Began Business: ~894

RESOURCES:

Loans and Discounts ______________$ 187,458.65

CeBrotinfidcsataensdoSftoIncdksebotwednneeds_s___a_n__d_ 2,000.00

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_

none none none

Cash in Vault and amounts. due

from approved Reserve Agents_- 3, 753.49

Checks for Clearing and Due from

other Banks-_-------------------COavsehrdIrtaefmtss_(_i_f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of Credit and Acceptances__________

none

Profit and Loss---------------------

none

TOothtaelr__R_e__s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -1946,-,915657-..0282

LIABILITIES:

Capital Stock-----------------------$ Surplus Fund-_-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------Dividend. Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits_----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCfroerdCituasntodmAercsc_e_p__ta__n_c_e_s_
BNiolltsesPaanydabBleil_l_s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-__--_ Other Liabilities-_-----------------

100,000.00 none none
1, 127.22 none 40.00 none none none none none none
95.000.00 none none

Total-- _______________________ -_- ____$ 196,167.22

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BAKER COUNTY BANK

Newton, Ga.

As called for by the Superintendent of Banks.

J. C. ODOM,

J. H. HALL,

President.

Cashier.

Date of Charter: 1Q-4-1906

Began Business: 1Q-15-1906

RESOURCES:

Loans and Discounts ______________$ 77,667.26

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_

6,677.90 2,944.15

Furniture and Fixtures------------ 2,426.66

Other Real Estate owned---------- 1,040.00

Cash in vault and amounts due

from approved Reserve Agents-- 19,710.90

Checks for Clearing and Due from

other Banks __ -------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

961.78 none none

AdCvoamnmceodoitniesC_.o. -t-to__n___a__n-d- ___o_t_h__e_r

none

Customers Liability on Letters of

Credit and Acceptances__________

none

Profit and Loss---------------------

none

Other Resources--------------------- - -n-on-e

Total-------- _________ ------- __ -- ____$ lll,428.65

LIABILITIES:
Capital Stock----------------------$ USunrdpivluidseFduPnrdo-f-i-t-s-_'_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Reserve Funds---------------------Due to Banks-- __ -----------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso._f -D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable __ --------------------Notes and Bills Rediscounted----Other Liabilities-------------------

25,000.00 25,000.00 6,495.91
none none none 66.60 none 45,734.23 9,131.91 none none none none none

Total-------------------------------$ lll,428.65

88

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF NORCROSS

Norcross, Ga.

As called for by the Superintendent of Banks.

A. A. JOHNSON,

C. A. McDANIEL,

President.

Cashier.

Date of Charter: 12-12-19'03

Began Business: 2-1-1904

RESOURCES:

Loans and Discounts ______________$ 49,876.69

Certificates of Indebtedness and

Bonds and Stocks owned.______ _

none

Banking House and Lot----------- 6, 839.93

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

2,168.18 none

Cash in Vault and amounts due

from approved Reserve Agents. 65,759.57

Checks for Clearing and Due from

other Banks.---------------------

183.10

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

217.25 none

Advance on Cotton and other

CuCsoto=moedrsitLieiasb-i-li-t-Y---o-n--L--e-t-t-e-r-s--o--f 10,699.57

Credit and Acceptances._________

none

Profit and Loss.____________________

none

Other Resources____________________

none

----

Total---------------------------$ 135,744.29

LIABILITIES:
CSauprpitlaulsSFtuocnkd.____________________________________________$ Undivided ProfitS-----------------DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BiellxsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_--__NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._..__.

30,000.00 6,000.00 3, 342.33
none none none 153.51 none 69,697.69 11,676.34 14,874.42 none none none none

TotaL------------------------------$ 135,744.29

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF OCHLOCHNEE

Ochlochnee, Ga.

As called for by the Superintendent of Banks.

W. H. WURST,

A. E. SPEER,

President.

Cashier.

Date of Charter: 1Q-19-1906

Began Business: 11-1906

RESOURCES:

Loans and Discounts..............$ 35,963.66

Certificates of Indebtedness and

Bonds and Stocks owned........ 5,929.00

Banking House and Lot........... 2,000.00

Furniture and Fixtures............ 2,500.00

Other Real Estate owned.......... 7,400.00

Cash in Vault and amounts due

from approved Reserve Agents.. 11.166.11

Checks for Clearing and Due from

other Banks----------------------

3.60

Cash Items..........................

none

Overdrafts (if anYl-----------------

none

AdCvoa=ncoediotinesC._o__t_t_o_n___a__n_d____o_t_h_e__r

462.96

Customers Liability on Letters of

Credit and Acceptances..........

none

POrtohfeirt aRnedsoLuorcsess.-..-_-_--_-_-_--_-_-_--_-_-_--_-_-_-_______nn_oo_nn_ee

Total................................$ 65,425.33

LIABILITIES:
Capital Stock.......................$ Surplus FuncL--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit........ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._..__. Notes and Bills Rediscounted... Other Liabilities_-----------------

15,000.00 1,026.39
none none none none 52.79 none 17,603.07 18,789.05 9,954.03 none 3,000.00 none none

Total.-------...-----------------....$ 65,425.33

TWELFTH ANNUAL REPORT

89

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF OGLETHORPE

Oglethorpe, Ga.

As called for by the Superintendent of Banks.

T. H. MORGAN,

W. E. WILBURN,

President.

Cashier.

Date of Charter: 2-1-1901

Began Business: 2-8-1901

RESOURCES:

Loans and Discounts............$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot........ Furniture and FixtUres......... Other Real Estate owned........ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks.................. Cash Items......................... Overdrafts (if any)............... Advance on Cotton and other
Co=odities..................... Customers LiabilitY on Letters of
Credit and Acceptances........ Profit and Loss................. Other Resources..............

51,992.22 2, 700.00 1,500.00
none
17,520.54
43,039.61
none none
2,429.27
113.32
none none none

TotaL.......................$ 119,294.96

LIABILITIES:
Capital Stock..............$ Surplus Fund.................. Undivided Profits............. Reserve Funds...................... Due to Banks.................... Dividends Unpaid................ Cashiers Checks.................. Certified Checks.................... Demand Deposits................. Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers......... Bills Payable__ ................... Notes and Bills Rediscounted..... Other Liabilities_.................

15,000.00 10,000.00
384.37 3,600.00
none none
26.57
none
83,222.66 7' 061.36
none
none none none none

TotaL.........................$ 119,294.96

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS BANK

Palmetto, Ga.

As called for by the Superintendent of Banks.

J. H. BALLARD,

B. HUDSON,

President.

Cashier.

Date of Charter: 6-29-1918

Began Business: 7-10-1918

RESOURCES:

Loans and Discounts...........$ 38,941.79

Certificates of Indebtedness and

Bonds and Stocks owned... 8,916.00

Banking House and Lot....... 6,324.79

Furniture and FixtUres........ 2,000.00

Other Real Estate owned.......... 4,915.40

Cash in Vault and amounts due

from approved Reserve Agents. 8, 763.33

Checks for Clearing and Due from

other Banks...............

62.64

Cash Items..................

none

Overdrafts (if anY)..........

none

Advance on cotton and other

Co=odities....................

none

Customers LiabilitY on Letters o!

Credit and Acceptances....

none

Profit and Loss.........

none

Other Resources...- - -no-ne

TotaL....;.$ 69,923.95

LIABILITIES:
Capital Stock..............$ Surplus Fund...-....... Undivided Profits............... Reserve Funds............. Due to Banks............. Dividends Unpaid............ Cashiers Checks......... Certified Checks........... Demand Deposits.......... Time Certificates of Deposit.... Savings Deposits.............. Letters of Credit and Acceptances
executed for Customers......... Bills Payable____ .............. Notes and Bills Rediscounted... Other Liabilities ....

25,000.00
none
2,618.38
none none none
78.15
none
27,612.16 14,615.26
none
none none none none

TotaL.........$ 69,923.95

90

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE PATTERSON BANK

Patterson, Ga.

As called for by the Superintendent of Banks.

J. M. THOMAS,

ROMA THOMAS,

President.

Cashier.

Date of Charter: 6-19-1907

Began Business: 6-19-1907

RESOURCES:

Loans and Discounts.............$ 68,497.92

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot......... 2, 430.00

Furniture and Fixtures...........

900.00

Other Real Estate owned........... 3, 998.49

Cash in Vault and amounts due

from approved Reserve Agents.. 15,354.59

Checks for Clearing and Due from

other Banks......................

36.45

COavsehrdIrteamftss..(.i.f.a.n..y.)._._._._._._._._._._._._._._._..__.

none
2.83

Advance on Cotton and other

Commodities...................... .

none

Customers LiabilitY on Letters of

Credit and Acceptances.......... .

none

Profit and Loss......................

none

Other Resources.....................

none

----

TotaL...............................$ 91,220.28

LIABILITIES:
Capital Stock........................$ Surplus Fund....................... . Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid................. .. Cashiers Checks.................... CDeermtiafinedd DCehpeocksist.s._._._._._._._._._._._._._._._._._.._ Time Certificates of Deposit....... Savings Deposits................ _.. Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._..__. Notes and Bills Rediscounted...... Other Liabilities....................

15,000.00 5,500.00 5, 927.85
none none none
31.17
none
29.519.57 25,211.69
none
none
10,000.00
none none

Total................................ $ 91,220.28

STATEMENT Showing conditi~n at the close of Business December 31, 1931, of the

FARMERS BANK OF PELHAM

Pelham, Ga.

As called for by the Superintendent of Banks.

F. D. HOLLIS,

J. R. PAYNE,

President.

Cashier.

Date of Charter: 8-25-1902

Began Business: 9-1-1902

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned....... .. Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items.......................... Overdrafts (if any)................. Advance on Cotton and other
Commodities...................... Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss..................... Other Resources.................... TotaL......................... _..$

271,722.26
17,438.11 7,900.00 2,022.22 30,841.70
54,477.12
1,160.30
none
405.66
11,176.65
none none
12,600.00
409,744.02

LIABILITIES:

Capital Stock.......................$ Surplus Fund._-------------------Undivided Profits.................. Reserve Funds------------------~--Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.... ---------- ...... Demand Deposits.................. Time Certificates of Deposit...... .. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.---------------------Notes and Bills Rediscounted..... Other Liabilities... ----------------

100,000.00 50,000.00
964.64
none none
150.00 495.12
3.00 116,397.94
7,285.70 81,687.52
none none
40,160.10 12,600.00

Total........ ------. -- ------- .... -- ..$ 409,744.02

TWELFTH ANNUAL REPORT

91

STATF;MENT

Showing condition at the close of Business December 31, 1931, of the

PERRY LOAN & SAVINGS BANK

Perry, Ga.

As called for by the Superintendent of Banks.

R. L. CATER,

C. E. ANDREW,

President.

Cashier.

Date of Charter: 8-2D-1889

Began Business: 1889

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d. _._._.__._._._.

92,002.74
40,100.00 10.000.00

FOuthrneirtuRreealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from

2,500.00 3,000.00
58,353.45

other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

847.06
none
52.47

Commodities.---------------------

14.82

Customers LiabilitY on Letters of

Credit andAccevtances. ---------

none

Profit and Loss................

none

Other Resources.-------------------- - -no-ne

Total--------------------------------$ 206,870.54

LIABILITIES:

Cavital Stock.----------------------$ SUunrdvilvuids eFduPnrdo.f.i.tS-----------------------------------Reserve Funds---------------------Due to Banks..--------------------Dividends Unvaid..----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Devosit....... SLaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s
executed for Customers.......... BNiolltessPaaYndabBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-.---. Other Liabilities...------------------

25,000.00 27,500.00 3,549.93
none none none
2,461.51
none
108,377.68 13,345.00 26,636.42
none none none none

TotaL-------------------------------$ 206,870.54

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF PINEHURST

Pinehurst, Ga.

As called for by the Superintendent of Banks.

J. L. LEE,

A. M. WILSON,

President.

Cashier.

Date of Charter: 1-1-1908

Began Business: As private Bank 1904

RESOURCES:

Loans and Discounts.......$ 55,705.02

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__.____._._._

none
1, 500.00

Furniture and Fixtures------------ 2,500.00

Other Real Estate owned--------Cash in Vault and amounts due

775.00

from avvroved Reserve Agents. Check~ for Clearing and Due from

4,085.80

other Banks---------------------COavsehrdIrtaefmtss (-if--a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

512.10
none none

AdCvoamncmeodoitniesC..o_.t.t.o.n___a_ .n_d____o_t_h_er

3,243.50

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___o_f

none

Profit Other

and Loss.. -------------------
Resources.--------------------

-

none
-n-on-e

TotaL-------------------------------$ 68,321.42

LIABILITIES:
Cavital Stock.----------------------$ Surolus Fund...--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------STaimviengCserDtiefvicoastietss_o__f_D__e_p__o_s_i_t_._._._._._. ._ Letters of Credit and Acceptances BeixllescPuateydabfoler _C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities....-----------------

25,000.00 5,000.00
none
3,557.09
none none none none
10,735.93 7,569.00
none
none
12,331.90 4,127.50
none

TotaL-------------------------------$ 68,321.42

92

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

PITTS BANKING CO.

Pitts, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON,

A. C. SHELL,

President.

Cashier.

Date of Charter: 6-2-1906

Began Business: 6-1906

RESOURCES:

CLoeBraotninfsidcasanatdensdDoiSfstcoIocnukdnsetbostw-e--nd-en-de--_s-_s-_-_a-_-_n-_d-_$ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss_(_i_f_a_ n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f POrtohfeirt RanedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total--------------------------------$

43,176.55
none
450.00 1,000.00 6,000.00
71,638.28
none none none
6,078.80
none none none
128,343.63

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

25,000.00 5,000.00
22.41 500.00
none none
848.15
none
91,171.26 5, 801.81
none
none none none none

TotaL---------_- __ -----------------.$ 128,343.63

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF PORTAL

Portal, Ga.

As called for by the Superintendent of Banks.

A. A. TURNER

R. H. KINGER~

President.

Cashier.

Date of Charter: 5-21-1910

Began Business: 7-30-1910

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtRureeala"nEdstFatiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss_(_i_f-a--n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC.._o__tt_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Accepta,nce&.--------Profit and Loss--------------------Other Resources..-------------------
Total--------------------------------$

24,672.10
1, 000.00 3,500.00 2,500.00 8,456.02
1,181.79
none
317.84 86.42
none
none
3, 976.84 1,250.00
46,941.01

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m-e--rs--------------------NOothteesr aLniadbBiliitllisesR_e_d__i_s_c_o__u_n_t_e__d_.______ __

25,000.00
none none none none none
178.40
none
361.39 17,370.79
none
none
4,030.43
none none

TotaL------------------------------$ 46,941.01

TWELFTH ANNUAL REPORT

93

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF QUITMAN

Quitman, Ga.

As called for by the Superintendent of Banks.

S. S. ROUNTREE,

,

H. W. STUBBS,

President.

Cashier.

Date of Charter: 12-26-1888

Began Business: 12-27-1888

RESOURCES:
Loans and Discounts______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._.__._._._.._ FOuthrneirtuRreealaEndstaFtiextouwrneesc-t-_-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from avproved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn._k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabciclietvYtaoncnesL..e.t_t_e_r_s___o_f POrtohfeitr aRnedsoLurOceSsS..-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_

284,537.42
i88,636.97 16,543.54 8, 379.52 15,231.21
167,692.40
20,403.69
none
220.81
1,864.57
none none none

TotaL-------------------------------$ 703,510.13

LIABILITIES:

Cavital Stock.----------------------$ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidt oenBdas nUknsv--a-i-c-L--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Casruers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeivcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Devosits------------------Letters of Credit and Accevtances
executed for Customers---------BNiolltsesPaanwdabBliel-l-s-R--e-d--i-s-c-o-u--n-t-e-d--.-------Other Liabilities-------------------

100,000.00 63,093.94
none
25,489.08 4,523.24
none
1,284.32
none
189,232.45
none
319,887.10
none none none none

TotaL ____________________ -__ -______ .$ 703,510.13

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE TATTNALL BANK

Reidsville, Ga.

As called for by the Superintendent of Banks.

J. V. KELLEY,

J. E. NEWTON,

President.

Cashier.

Date of Charter: 9-14-1900

Began Business: 10-22-1900

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwednnede.s_s__a__n_d_ Banking House and Lot..________ _ Furniture and Fixtures...________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsroteomdmmiteoarsdniLdtiieAasbc-ic-l-ei-tpY-t-a-on--cn-e-Ls-_-e_-t_-t_-e_-r_-s_-_-o_--f_ POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL. _____________________________ .$

155,811.28
none
5.000.00 1.176.24 11,855.31
16,603.74
none
1,849.38 193.44
3,869.22
none none
45,350.00
241.708.61

LIABILITIES:
Cavital Stock..---------------------$ USunrdpilvuids eFduPnrcoLf-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Reserve Fund-H---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearstmifeiersd CChheecckkss.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------. Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.---Other Liabilities-------------------

50,000.00 10,000.00 5,809.47
none none none
2,217.97 11.25
40,098.24 36,408.66 17,176.83
none
34,636.19
none
45,350.00

TotaL--------------------------- ____ $ 241,708.61

94

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

RENTZ BANKING CO.

Rentz, Ga.

As called for by the Superintendent of Banks.

0. D. BARRON,

THERON WOODARD,

President,

Cashier.

Date of Charter: 5-2-1914

Began Business: 5-5-1914

RESOURCES:

Loans and Discounts.-------------$ 54,003.67

CeBrotirf:.idcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot__________ _

none
1,850.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

1,350.00 940.17

Cash in Vault and amounts due

from approved Reserve Agents.. 6,134.94

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

290.05 1,083.18

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 3,362.66

CuCsrteodmiterasnLd iAabcicleitpytaonnceLs _e_t_t_e_r_s__o_ _f

none

Profit and Loss---------------------

none

TOothtaeLr .R__e_s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_----$

- -no-ne
69.014.67

LIABILITIES:
Capital Stock..---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdsanUknsp--a-i-d--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks------------------- TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

15.000.00 5,000.00 8,382.66 I. 723.42
none none none none
9, 704.07 9,204.52
none
none
20,000.00
none none

TotaL-------------------------------$ 69,014.67

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE CITIZENS STATE BANK

Reynolds, Ga.

As called for by the Superintendent of Banks.

C. H. KEISLER,

-------------------

President.

Cashier.

Date of Charter: 9-8-1922

Began Business: 9-8-1922

RESOURCES:

Loans and Discounts--------------$ 27,486.08

CeBrotinfidcsataensdoSftoIncdksebotwednnedes._s__a__n_d_

900.00

Banking House and Lot----------- 7,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

1,587.00 1,500.00

Cash in Vault and amounts due

from approved Reserve Agents.. 9, 944.15

Checks for Clearing and Due from

other Banks----------------------

30.54

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

43.21
none

AdCvoan=coediotinesc__o_t_t_o__n___a_n__d____o_t_h__e_r 3,182.64

Customers Liability on Letters of

Credit arid AcceptanceS----------

none

Profit and Loss---------------------

none

TOothtearLR_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -52- ,582540-..8457

LIABILITIES:
Capital Stock...-------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable__ --_----- ___ ---------Notes and Bills Rediscounted.... Other LiabilitieS-------------------

25,000.00 l. 800.00
120.09
none none none
29.85
none
12,628.48 12.476.21
469.84
none none none none

Total.. _____ --_- _________ --_-_- _____ .$ 52,524.47

TWELFTH ANNUAL REPORT

95

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

RHINE BANKI:r\G CO.

Rhine, Ga.

As called for by the Superintendent of Banks.

R. E. PONDER,

J. C. WILLIA~1S,

President.

Cashier.

Date of Charter: 7-11-1918

Began Business: 5-22-1918

RESOURCES:
Loans and Discounts ______________$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f_a__n_y-)--_-_-________-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.... __________ -------Customers LiabilitY on Letters of
Credit and Acceptances.________ _ Profit and LOSS--------------------Other Resources----. __ . __ -_ .. _.-- __
TotaL ______________________________ $

100,007.53 950.00 none
2, 893.18 7,500.00 28,962.97
514.63 16.21 none 4,875.58 none none none 145,720.10

LIABILITIES:
Capital Stock... ------------------ ..$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other LiabilitieS-------------------

25,000.00 6,000.00 4,997.93
none none none 11.80 none 72,554.40 37,155.97 none none none none none

TotaL------------------------------$ 145,720.10

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

RICHLAND BANKING CO.

Richland, Ga.

As called for by the Superintendent of Banks.

E. W. PARISH,

L. B. SEWELL,

President.

Cashier.

Date of Charter: 10-13-1927

Began Business: 10-15-1927

RESOURCES:

Loans and Discounts--------------$ 51.'131.62

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d___-_-_-_-_-_--_

6, 916.09 4, 715.00

Furniture and Fixtures------------ 2,430.00

Other Real Estate owned---------

none

Cash in Vault and amounts due

from approved Reserve Agents. 16.175.28

Checks for Clearing and Due from

other Banks.---------------------

129.71

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_

265.90 none

Advance on Cotton and other

Commodities--------------------- 1,215.79

Customers LiabilitY on Letters of

Credit and Acceptances ---------

none

Profit and Loss--------------------

none

Other Resources-------------------- - -306-.38

TotaL . --------------------------~$ 83,285.77

LIABILITIES:
Capital Stock----------------------$ USunrdpivluidseFduPnrdof-it-s--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds --------------------Due to Banks---------------------Dividends Unpaid----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits ----------------Time Certificates of Deposit -----Savings Deposits------------------Letters of Credit and acceptances
executed for Customers---------Bills Payable ---------------------Notes and Bills Rediscounted---Other Liabilities ------------------

40,000.00 2,000.00
477.31 none 6, 369.69 12.00 780.65 none 26,418.25 none 7,227.87 none none none none

TotaL.. ------------------------ ..$ 83,285.77

96

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF RINGGOLD

Ringgold, Ga.

As called for by the Superintendent of Banks.

M. W. MURPHY,

OLEN N. MERRITT,

President.

Cashier.

Date of Charter: 8-24-1904

Began Business: 8-1904

RESOURCES:

Loans and Discounts.........$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e__d_-_-_-_-_-__--_ Furniture and Fixtures___________ _ Other Real Estate owned-------- Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks............... Cash Items-------------------- Overdrafts (if any) ......... Advance on Cotton and other
Commodities--------------Customers Liability on Letters of
Credit and Acceptances--------Profit and Loss-------------------Other Resources-------------------
TotaL....................$

57,684.85 10,245.55 2,140.00 2, 221.50 9,000.00 30,257.75
239.07 95.56 852.99 none none none 474.61 113,211.88

LIABILITIES:
Capital Stock .......$ SUunrdpilvuisdeFduPnrdof-it-s--.-----..--------.---- Reserve Funds..... Due to Banks ....... Dividends Unpaid ........ Cashiers Checks......... Certified Checks ......... TDiemmeaCnedrDtifeipcoasteitss o-f-D--e-p--o-s-i-t--.----Savings Deposits................... Letters of Credit and acceptances
executed for Customers.... Bills Payable ...................... Notes and Bills Rediscounted .. Other Liabilities ..................

25,000.00 none
3,646.97 none
1,600.00 6.00
1,032.04 none
57,386.86 14,975.51 6,564,50
none 3,000.00
none none

TotaL................$ 113,211.88

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CRAWFORD COUNTY BANK

Roberta, Ga.

As called for by the Superintendent of Banks.

ROBT. E. AVERA,

F. E. BENTLE~

President.

Cashier.

Date of Charter: 1-7-1901

Began Business: 1-8-1901

RESOURCES:
Loans and Discounts-----------$ Certificates of Indebtedness and
Bonds and Stocks owned----Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------Cash Items-----------Overdrafts (if any) ................. Advance on Cotton and other
Commodities --------------------Customers Liability on Letters of
Credit and Acceptances--------Profit and Loss----------------- Other Resources ...................
TotaL..............................$

34,759.82 none
2,435.54 1, 420.00 7,988.40 12,253.40
17.93 656.08 54.17 138.33 none none 299.21 60,022.88

LIABILITIES:
Capital Stock ......................$ Surplus Fund ..................... Undivided Profits.................. Reserve Funds -------------- Due to Banks---------------- Dividends Unpaid-------------Cashiers Checks............... Certified Checks ................ Demand Deposits ----------Time Certificates of Deposit----- Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable -------------- Notes and Bills Rediscounted .... Other Liabilities ------------

15,000.00 3,000.00 2,525.81
none none none 283.56 none 26,758.43 12,455.08 none none none none none

Total...... ------- ...................$ 60, 022.88

TWELFTH ANNUAL REPORT

97

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE ROCKMART BANK

Rockmart, Ga.

As called for by the Superintendent of Banks.

S.D. LEE,

II. P. FAMBRO,

President.

Cashier.

Date of Charter: 1Q-30-1900

Began Business: 10-30-1900

RESOURCES:

Loans and Discounts.............$ 63,929.78

Certificates of Indebtedness and

Bonds and Stocks owned........ 7,500.00

Ba,nking House and Lot.......... 9, 750.00

FUrniture and Fixtures............ 3, 468.38

Other Real Estate owned......... . 3, lOO.OO

Cash in Vault and amounts due

from approved Reserve Agents.. 69,260.72

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
13.55

Adv,ance on Cotton and other

Commodities.---------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances...........

none

Profit and Loss.....................

none

TOothtearLR.e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -15-7,0-4636..-7158

LIABILITIES:
Capital Stock................$ Surplus Fun<L................. UndiVided Profits............... Reserve Funds.................... Due to Banks...................... DiVidends Unpaid................ Cashiers Checks................ Certified Checks.................. TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-.-.-..-.--LSaeVttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--t-a-n-c-e--s BielxlsePcuatYedabfloer__C__u_s.t.o.m..e_r_s_.__._._._._._...... Notes and Bills Rediscounted..... Other Liabilities-------------------

30,000.00
none
13,561.27 76.00
none none
516.34
none
69,755.02 3,800.00 39,357.55
none none none none

TotaL...............................$ 157,066.18

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITIZENS BANK

Roswell, Ga.

As called for by the Superintendent of Banks.

H. P. CARPENTER,

C. C. FOWLER,

President.

Cashier.

Date of Charter: 11-24-1910

Began Business: 12-1-1910

RESOURCES:

Loans and Discounts.............$ 53,193.21

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot...........

none

Furniture and Fixtures............ 2,094.22

Other Real Estate owned.......... 15,532.45

Cash in vault and amounts due

from approved Reserve Agents.. 5,048.64

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

387.05 375.78

Advance on Cotton and other

Commodities.--------------------- 2, 949.27

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss---------------------

909.50

TOothtearLR_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -8-0,5-1066..-4524

LIABILITIES:
Capital Stock....................$ Surplus Fun<L................ Undivided Profits-----------------RDeuseertvoeBFaunnkdss.......-.-.-.-.-.-.-.--.-.-.-.-.-.-.-.-.-.-. Dividends Unpaid................ Cashiers Checks.------------------CDeermtiafinedd DCehpeocskists-_--.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-. Time Certificates of Deposit....... SaVings Deposits................... Letters of Credit and Acceptances BiellxsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._..__. Notes and Bills Rediscounted..... Other Liabilities-------------------

21,000.00 4,200.00
none none
1,278.42
none
114.35
none
25,557.93 22,936.87
none
none none
5,418.97
none

TotaL...............................$ 80,506.54

98

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

ROSWELL BANK

Roswell, Ga.

As called for by the Superintendent of Banks.

J. H. FOSTER,

C. G. WEBB,

President.

Cashier.

Date of Charter: 3-11-1901

Began Business: 3-1901

RESOURCES:

Loans and Discounts..........$ 172,687.29

Certificates of Indebtedness and

Bonds and Stocks owned..... 2, 250.00

Banking House and Lot.......

none

Furniture and Fixtures............

868.76

Other Real Estate owned..........

none

Cash in Vault and amounts due

from axmroved Reserve Agents.. 93,705.70

Checks for Clearing and Due from

other Banks................. 5, 523.09

Cash Items.......................

357.76

Overdrafts (if anY)................

555.08

Advance on Cotton and other

Commodities.....................

none

Customers Liability on Letters of

Credit and Accevtances......

none

Profit and Loss..............

none

Other Resources..............- - -n-on-e

TotaL..................$ 275,947.68

LIABILITIES:

Cavita1 Stock..............$ Survlus Fund............... UndiVided Profits............... Reserve Funds................ Due to Banks...................... DiVidends Uni>aid................ Cashiers Checks..................... Certified Checks................ Dema:nd ~vosits. ................. Time Certificates of Devosit...... Savings Devosits................. Letters of Credit and Accevtances
executed for Customers........ Bills Payable................... Notes and Bills Rediscounted... Other Liabilities............

25,000.00 25,000.00 28,441.06
none none
9.00 89.07
none
135,795.37 61,520.11
none
none none none
93.07

Total..........--------.$ 275,947.68

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE FARMERS BANK

Royston, Ga.

As called for by the Superintendent of Banks.

SAM BOWERS,

C. C. FAIN,

President.

Cashier.

Date of Charter: 7-11-1907

Began Business: 10-1-1907

RESOURCES:

Loans and Discounts...........$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot........ Furniture and FixtUres............ Other Real Estate owned.......... . Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.................... Cash Items......................... Overdrafts (if any)................. Advance on Cotton and other
Commodities..................... . Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss................... Other Resources............... Total..............................$

120,859.16
16,886.92 7,650.00 5, 443.50 18,433.82
13,659.32
none none none
none none none
3,308.45
186,241.17

LIABILITIES:
Cavital Stock.............$ Survlus Fund................ UndiVided Profits.............. Reserve Funds.................... Due to Banks.................. DiVidends Unpaid............... Cashiers Checks................ Certified Checks................ Demand Deposits--------------- Time Certificates of Devosit...... Savings Deposits................... Letters of Credit and Accevtances
executed for Customers......... Bills Payable.. -------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__t_e_d_._.__._.

50,000.00 10,000.00
717.77
none none
28.00 1,062.67
none
85,789.17 5, 892.00
none
none
24,925.00 6, 381.92 1,444,64

Total--------------------$ 186,241.17

TWELFTH ANNUAL REPORT

99

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF RUTLEDGE

Rutledge, Ga.

As called for by the Superintendent of Banks.

R. W. WALLACE,

W. T. ROBERTS,

President.

Cashier.

Date of Charter: 9-24-1898

Began Business: 10-1-1898

RESOURCES:
CLoeBraotninfsidcasantadensDdoiSfstcoIoncudknsetbsot-we--dn-ne-ed--s.-_s-_-_a-_-_n_-d-_$ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CUCCsroteo=dmoitdearistniLdesiAa-b-c-ic-lei-tp-Y-ta-o-n-nc-e-Ls-.-e_-t_-t_e-_-r_-_s-__o--f_ Profit and Loss--------------------Other Resources.------------------TotaL ______________________________$

55,430.99
none
1,000.00 600.00
8,692.94
5, 385.65
105.99 .55
none
1,582.96
none none none
72,799.08

LIABILITIES:
Capital Stock.----------------------$ SUunrdpivluidseFduPnr<oLfi-t-s--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LBeieltxltseecPrsuatoyefadbCfloreer_d_C_it_u_as_tn_o_dm__A_e_rc_sc__e___p___t_a___n__c____es__ NOothteesr aLniadbBiliiltlisesR_e_d__is_c__o_u_n__t_e_<_L__-_-_--_

25.000.00 5,000.00 4,220.60 1,000.00
none none
167.76
none
25,975.53 800.00
4,635.19
none
6,000.00
none none

TotaL------------------------------$ 72,799.08

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF CAMDEN COUNTY

St. Marys, Ga.

As called for by the Superintendent of Banks.

S. C. TOWNSEND,

S. E. BRANDON,

President.

Cashier.

Date of Charter: 9-16-1911

Began Business: 12-6-1911

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------FOuthrneirtuRreealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.--------------------Customers LiabilitY on Letters of PrCorfeitdaitnadndLoAscs.c_e_p__ta__n_c_e__s___-_-_-_-_-_-_-_--_ Other Resources.------------------TotaL ______________________________ $

38,794.78
none
3,688.53 2, 787.08
none
11,013.46
1,353.87
none none none none none none
57,637.72

LIABILITIES:
Capital Stock.----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnPai<L----------------Cashiers Checks-------------------Certified Checks-------------------TSDaiemvmienagCnsderDDtiefepipcoaostsietissts_o_-_-f_-D_-_-e_-p_-_-o_-s_-i_-t__-_-__-__-___-__--__ Letters of Credit and Acceptances
executed for Customers---------BNOiotlhtlesesrPaLanyiadabbBilleiilt.li.se-sR-_-_e-_-d_-i_-s_-c_-o_-_-u_-n_-_t-e_-_d-_-._-._-._.--_

15,000.00 4, 514.01
none none none none
88.92
none
17' 531.38 300.00
20,203.41
none none none none

TotaL. _____________________________$ 57,637.72

100

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

GEO. D. WARTHEN BANK

Sandersville, Ga.

As called for by the Superintendent of Banks.

C. FINDLAY IRWIN,

R. S. HARRELL,

President.

Cashier.

Date of Charter: 1-20-19!28

Began Business: 1-20-1928

RESOURCES:
Loans and Discounts ______________$ CeBrotinfidcsataensdoSf toInckdsebotwednnedes. _s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrteamftss..(.i.f.a. n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsroteomdmmiteorasdniLdtiieAasbc-ci-le-i-pt-yt-a-.on--cn-e-sL-.-.e.-t.-t.-e_-r_-s_-_-_o--_f Profit and LOSS--------------------Other Resources--------------------
TotaL------------------------------$

423,422.24 12,450.00
none
1.00
none
60,610.68 8, 281.87
none
7,067.59 1,039.47
none none
1,236.24 511,109.09

LIABILITIES:
Capital Stock.__________ ------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

50,000.00 50,000.00 10,393.58
none none none
2,599.71 25.00
264,140.12 91,950.68
none
none
45,000.00
none none

TotaL------------------------------$ 514.109.09

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF SASSER

Sasser, Ga.

As called for by the Superintendent of Banks.

C. C. BRIM,

B. H. HILL,

President.

Cashier.

Date of Charter: 1-15-1905

Began Business: 1905

RESOURCES:

Loans and Discounts--------------$ 99,687.51 certificates of Indebtedness and
Bonds and Stocks owned....... 1. 750.00

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

2,000.00 1,800.00 1,713.82
12,702.85

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities"--------------------Cucsrteodmi terasnLd iAabcicleiptytaonnceLs_e_t_t_e_r_s___o_f

645.00
none
42.15
none none

POrtohfeirt aRnesdoLurOceSsS..-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_

3, 500.00
none

-----

Total--------------------------------$ 123,841.33

LIABILITIES:
Capital Stock...--------------------$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposit&.-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliitllisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

25,000.00 32,500.00 2,175.94
none none none
30.00
none
30,024.79 4, 227.77
none
none none
29,882.83
none

TotaL ______________________________ $ 123,841.33

TWELFTH ANNUAL REPORT

101

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITIZENS BANK & TRUST COMPANY

Savannah, Ga.

As called for by the Superintendent of Banks.

HUGO I. FRANK,

PAUL T. JONES,

President.

Cashier.

Date of Charter: 5-22-1906

Began Business: 6-1-1006

RESOURCES:

Loans and Discounts--------$ 1,009,761.27 Certificates of Indebtedness and

Bonds and Stocks owned........ 26,161.63

Banking House and Lot...........

none

Furniture and Fixtures............ 9,464.41 Other Real Estate owned._________ 174,702.07

Cash in Vault and amounts due

from approved Reserve Agents.. 190,747.87

Checks for Clearing and Due from

other Banks.. -------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other

37,400.84
none
119.55

Commodities..-------------------Customers Liability on Letters of

none

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources....................

94.76

Total........... _____________________$ l, 448,452.40

LIABILITIES:

Capital Stock.......................$ Surplus Fund....................... Undivided Profits.................. Reserve Funds.............--------Due to Banks....................... Dividends UnPaid..----------------Cashiers Checks-------------------Certified Checks.................... TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-.-.-.-.-.-.-. Savings Deposits------------------LBeieltxltseecrPsuatYoefdabCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c__e___s_ Notes and Bills Rediscounted..... Other Liabilities....................

300,000.00 75,000.00 16,158.25
336.87 14,681.79
654.00 16,523.98
934.33 485,607.26 34,684.16 356,084.38
none none
147,787.38
none

TotaL------------------------------$ l, 448,452.40

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

GEORGIA STATE SAVINGS ASSOCIATION

Savannah, Ga.

As called for by the Superintendent of Banks.

HE~RY BLUN,

F. C. BUSH,

President.

Sec. & Treas.

Date of Charter: 7-29--1909

Began Business: 8-4-1909

RESOURCES:

Loans and Discounts..............$ 4, 886,543.46

Certificates of Indebtedness and

Bonds and Stocks owned........ 852,926.65

Banking House and Lot........... 115,000.00

Furniture and Fixtures-----------Other Real Estate owned._________

1.00 276,747.01

Cash in Vault and amounts due

from approved Reserve Agents.. 656,077.37

Checks for Clearing and Due from

other Banks.--------------------- 3,814.80

Cash Items-------------------------Overdrafts (if anYl--------------AdCvoamncmeodoitniesC.o.t_t_o_n___a__n_d____o_t_h__e_r

682.62
none none

Customers LiabilitY on Letters of

Credit and Acceptances.--------Profit and Loss.......

none none

Other Resources.... l,lll.72

TotaL.....$ 6, 792,904.63

LIABILITIES:

Capital Stock.----------------------$ 325,000.00

Surplus Fund._-------------------- 325,000.00

Undivided Profits------------------ 414,382.89

Reserve Funds---------------------Due to Banks.----------------------

104,153.05
none

Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS------------------

7274..0oo0
none none

Time Certificates of Deposit... 3, 546,145.44

Savings Deposits------------------- 2,061, 929.95

Letters of Credit and Acceptances

executed for Customers....

none

BNioltlessPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n-t-e-d--..-.-.-.

none none

Other Liabilities..-------------- 15,562.30

TotaL------------------------------$ 6, 792, 90i.63

102

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

SAVANNAH BANK & TRUST COMPANY

Savannah, Ga.

As called for by the Superintendent of Banks.

ANTON P. WRIGHT,

JOS. H. THOMPSON,

President.

Cashier.

Date of Charter: 3-4-1869

Began Business: 7-1-1869

RESOURCES:

Loans and Discounts--------------$ 2, 177,764.57

Certificates of Indebtedness and

Bonds and Stocks owned........ 63,752.75

Banking House and Lot----------- 538,477.84

FOut hr neirtRu reealaEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_

none
276,733.50

Cash in Vault and amounts due

from approved Reserve Agents.. 392,068.66

Checks for Clearing and Due from

other Banks.--------------------- 64,753.12

Cash Items.......------------------- 3,189,93

Overdrafts (if anYl-----------------

930.27

AdCvoa=ncoediotines_C_o__t_to__n___a__n_d____o_t_h__e_r

none

.Customers Liability on Letters of

Credit and Acceptance&.--------- 295,417.34

Profit and Los&.--------------------

none

Other Resources..------------------

none

TotaL------------------------------$ 3, 813,087.98

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Bank&..--------------------Dividends Unpaid.--------------- Cashiers Checks ------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other LiabilitieS-------------------

700,000.00 200,000.00 38,864.85
none
61,384.65
none
76,934,25 3, 224.23 863,218.99 144,112.55 857,130.98
271,357.07 420,000.00 176,860.41
none

TotaL------------------------------$ 3, 813,087.98

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Senoia, Ga.

As called for by the Superintendent of Banks

R. L. HARDY,

H. G. HUTCHINSON,

President.

Cashier.

Date of Charter: 3-2-1874

Began Business: 1889

RESOURCES:

Loans and Discounts..............$ 194,917' 72

Certificates of Indebtedness and

Bonds and Stocks owned....... 16,180.00

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstFatiextouwrensed--.-__-_-_-_-_-_-_--_

1,400.00 9,500.00

Cash in Vault and amounts due

from approved Reserve Agents.. 15,380.02

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

231.06 988,28

Advance on Cotton and other

CuCsoto=moedrsitLieiasb-i-li-t-Y---o-n--L--e-t-t-e-r-s--o--f

1,020,13

Credit and Acceptances..........

none

Profit and Loss---------------------

none

Other Total

_R__e_s_o__u_r_c_e_s__.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-24-21,.82-7536,.-7912

LIABILITIES:
Capital Stock._________ -------------$ Surplus Fund---------------------Undivided Profits----------------- Reserve Fund&.--------------------Due to Banks----------------------Dividends UnPai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit.. ----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ BNiolltessPaanyadbBleil_l_s._R-e--d-i-s-c-o--u-n-t-e-d--_-__-_--_ Other Liabilities-------------------

50,000.00 50,000.00 1,440.44
none none
2,144.00 797.76
none
53,300.32 62,417.03
none
none
21,774.37
none none

Total.----------------------------.--$ 241.873.92

TWELFTH ANNUAL REPORT

103

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITIZENS BANK

Shady Dale, Ga.

As called for by the Superintendent of Banks.

J. H. YOt:'NG,

0. H. BANKS,

President.

Cashier.

Date of Charter: 2-6-19!20

Began Business: 4-12-1920

RESOURCES:

Loans and Discounts ______________ $ 27,489.12

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_

none none

Furniture and Fixtures------------ 5,000.00

Other Real Estate owne<L--------- 3,688.88

Cash in VaLllt and amounts due

from approved Reserve Agents._ 2,316.16

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 23.73 none

Advance on Cotton and other

CuCsotommmeorsdiLtiie!ls.b--i-li-t-y--o--n--L--e-t-t-e-r-s--o--f

none

Credit and Acceptances.---------

none

Profit and LOSS---------------------

97.64

Other Resources..-------------------- - -184-.77

Total...............$ 38, 800.30

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..------------------ Demand Deposits-----------------Time Certificates of Deposit... Savings Deposits ______ ------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer.. _C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounte<L. Other Liabilities--------------------

20,000.00 4,000.00
none none none none 163.68 none 4,814.18 5, 822.44 none none 4, 000.00 none none

TotaL-------------------------$ 38,800.30

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF SHARON

Sharon, Ga.

As called for by the Superintendent of Banks.

J. W. FALLIN,

0. G. STONE,

President.

Cashier.

Date of Charter: 8-29-1904

Began Business: 1904

RESOURCES:

Loans and Discounts--------------$ 84,192.39

Certificates of Indebtedness and

Bonds and Stocks owne<L.... 2,000.00

BF ua rnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate ownect_________ _

none 735.00 none

Cash in Vault and amounts due

from approved Reserve Agents. 30,355.43

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none 416.14

Advance on cotton and other

CommoditieS..---------------------

none

Customers Liability on Letters of

Credit and Acceptances...

none

Profit and LOSS---------------------

none

Other

ResourceS..--------------------

-

none ---

Total--------------------------------$ 117,698.96

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounte<L. Other LiabilitieS-------------------

15,000.00 23,000.00 9,196.81
none none none none none 46,820.87 23,681.28 none none none none none

Total--------------------------------$ 117,698.96

104

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

SHELLMAN BANKING CO.

Shellman, Ga.

As called for by the Superintendent of Banks.

THOS. R. ARTHUR,

J. G. THOMPSON,

President.

Cashier.

Date of Charter. 1'l-4-1890

Began Business: 9-1-1890

RESOURCES:

LOans and Discounts ______________$ 85,652.60

CeBrotinfidcsataensdoSf toIncdkes botwednreide.s..s__a__n_d_

none

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned._________

6,000.00 3,000.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 9,628.28

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none
5, 773.88

Advance on Cotton and other

OuCCsroteo=dmoitdeairtsniedLsiA.a.b-c-ci-le-ipt-yt-a-on--nc-e-Ls-_e--t_-t_e-_-_r_-s_-o_--_f

none none

Profit and LOSS.-------------------- 3,010.46
Other Resources-------------------- - -n-on-e

TotaL.-----------------------------.$ 113,065.22

LIABILITIES:
Capital Stock....____________________$
Surplus Fu.n<L---------------------
Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks------------------TDiemmeaCnedrDtifeipcaotseistSo-f--D--e-p-o--s-it-_--,_-_-_-_--_ Savings Deposits.-----------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable---------------------,Notes and Bills Rediscounted.---Other Liabilities-------------------

25,000.00 33,000.00
659.64
none none none
210.16
none
31,227.52 15,967.90
none
none
5,000.00 2,000.00
none

TotaL-------------------------------$ 113,065.22

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF SILOAM

Siloam, Ga.

As called for by the Superintendent of Banks.

J. F. HOLDEN,

W. M. REYNOLDS,

President.

Cashier.

Date of Chater: 1Q-18-1904

Began Business: 9-1904

RESOURCES:

Loans and Discounts--------------$ 30,728.92

CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_

none

Banking House and Lot----------- 2,500.00

Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due

1,500.00 6,149.05

from approved Reserve Agents. 31,347.14 Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

342.42
none
65.92

Advance on cotton and other

CuCCsroteo=dmoitdearistniLedsiA.a.bc--ci-lei-pt-yt-a-no-c-ne--sL-..-e_-_t-t_e-_-_r-_s_-_o--_f

none none

Profit Other

and LOSS---------------------
Resources--------------------

-

none
-n-on-e

Total-------------------------------$ 72,633.45

LIABILITIES:

Capital Surplus

SFtuo.cnk<.-L------------------------------------------$

Undivided Profits------------------

Reserve Funds----------------------

Due to Banks..----------------------

Dividends Unpaid....----------------

Cashiers Checks--------------------

Certified Checks--------------------

Demand DepositS------------------

Time Certificates of Deposit-------

Savings Deposits-------------------

BLeieltxltseePcrsuatyoeafdbCfloreer_d_C_i_tu_as_t_no_d_m_A_e_rc_sc___e__p___t__a__n__c____es__

Notes and Bills Rediscounted... Other LiabilitieS-------------------

15,000.00 10,000.00 9,168.90
none none
39.40
none none
22,497.87 15,927.28
none
none none none none

Total-------------------------------$ 72,633.45

TWELFTH ANNUAL REPORT

105

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

SOCIAL CIRCLE BANK

Social Circle, Ga.

As called for by the Superintendent of Banks.

W. B. SPEARMAN,

W. S. McKIBBEN,

President.

Cashier.

Date of Charter: 12-31-1923

Began Business: 3-8-1924

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate ownecL--------Cash in Vault and amounts due
from approved Reserve Agents.. Check.q for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and AcceptanceS---------Profit and LOSS--------------------Other Resources-------------------TotaL------------------------------$

45,352.51
10,617.20 3,500.00 2,000.00
none
15,614.06
none none none
9,145.12
none none none
86,228.89

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable... ___ -----------------Notes and Bills Rediscounted.... Other LiabilitieS-------------------

25,000.00
none
1,278.96
none none none
361.49 22.50 44,591.49 4, 012.90 10,961.55
none none none none

TotaL------------------------------$ 86,228.89

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF SOPERTON

Soperton, Ga.

As called for by the Superintendent of Banks.

N. L. GILLIS, SR.,

J. E. HALL,

President.

Cashier.

Date of Charter: 6-16--1906

Began Business: 6-1903

RESOURCES:

Loans and Discounts--------------$ 173,187.51 Certificates of Indebtedness and

Bonds and Stocks owned..------- 12,018.40

Banking House and Lot----------- 14,000.00

Furniture and Fixtures------------ 4,490.00

Other Real Estate ownecL--------- 21,375.65 Cash in Vault and amounts due

from approved Reserve Agents. 19,374.65

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss(-i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

45.47 206.96
949.27

Advance on Cotton and other Commodities...._____ . __ .-------.

1,460.65

Customers LiabilitY on Letters of Credit and Acceptances._________

none

Profit and LOSS.--------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -25-41,,97-0924..-2717

LIABILITIES:

CS uarppi tlauls SFtuoncdk.-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_$
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m--e--r-s-------------------Notes and Bills Rediscounted.____ Other LiabilitieS-------------------

25,000.00 17,500.00
581.98
none none
24.00 613.74
none
57,034.29 102,712.75
9,694.74
none
3,500.00 21,655.56 13,585.71

Total--------------------------------$ 251,902.77

106

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE EXCHANGE BANK OF SPRINGFIELD

Springfield, Ga.

As called for by the Superintendent of Banks.

J. W. TEBEAU,

J. M. MARCHMAN,

President.

Cashier.

Date of Charter: 12-31-1907

Began Business: 1-1-1908

RESOURCES:

Loans and Discounts ______________ $ 58,589.12

CeBrotinfidcsataensdoSftoInckdsebotwednneeds_s___a_n_d_ 12,553.29

Banking House and Lot----------- 2, 800.00

FOuthrneirtuRreealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_

1,000.00
none

Cash in Vault and amounts due from approved Reserve Agents.. 46,227.88

Checks for Clearing and Due from other Banks..----------------------
Cash Items...----------------------AOdvveardnrcaeftso(nif aCnoYttlo--n---a-n--d---o--t-h-e--r CuCCsroteo=dmoitedraistniLdesiAa-b-c-icl-ie-tp-Y-ta-o-n-nc-e-Ls-.e-_-t_-t_e-_-r_-s__-o_--f_

none none none none none

Profit Other

and LosS---------------------
Resources.--------------------

-

none
-n-on-e

TotaL-------------------------------$ 121,170.29

LIABILITIES:
Capital Stock.______________________$ SurPlUS Fund---------------------Undivided Profits.---------------Reserve Funds---------------------Due to Banks...--------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoasteitsSo--f-D--e--p-o-s--it-.-.-._-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable----------------------Notes and Bills Rediscounted.. Other Liabilities-------------------

15,000.00 6,500.00 1,109.08
none none none
215.38
none
71,591.27 10,006.90 16,747.66
none none none none

TotaL-------------------------------$ 121.170.29

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF STAPLETON

Stapleton, Ga.

As called for by the Superintendent of Banks.

J. C. KILGORE,

J. C. KILGORE,

President.

Cashier.

Date of Charter: 9-24-1906

Began Business: 1906

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------OFuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------Cash ItemS-------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCsoto=moedrsitLieiasb..i.l.i.t-y--o-n--L--e-t-t-e-r-s--o--f
Credit and Acceptances---------Profit and LosS------------------Other Resources---------------TotaL----------------------------$

42,895.24
553.78 2,400.00 2, 932.00 3,088.00
10,032.80
none none
79.23
none none none none
61,981.05

LIABILITIES:
Capital Stock..---------------------$ SurPlUS Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted. Other Liabilities-------------------

15,000.00 4, 000.00
615.87
none none none
317.05
none
29,014.35 13,033.78
none
none none none none

TotaL-------------------------------$ 61, 981.05

TWELFTH ANNUAL REPORT

107

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF STATESBORO

Statesboro, Ga.

As called for by the Superintendent of Banks.

S. W. LEWIS,

J. 0. JOHNSTON,

President.

Cashier.

Date of Charter: 1G-6-1891

Began Business: 1-1-1894

RESOURCES:

Loans and Discounts.-------------$ 914,245.70 CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 176,725.48

Banking House and Lot----------- 42,000.00

Furniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

12,187.47 88,427.86
72,347.73
none 1. 769.21
448.28

Co=odities---------------------- 132,444.22

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f

none

Profit Other

and LOSS---------------------
Resources.--------------------

-

none
-n-on-e

TotaL------------------------------$ 1, 440,595.95

LIABILITIES:
Capital Stock.______________________$
Surplus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS.--------------------Dividends Unpai<L----------------CCaesrthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit._____ ; Savings Deposits------------------LeetxteercsutoefdCforer dCituasntodmAercsc_e_p__ta__n_c_e_s_ Bills Payable___ -------------------Notes and Bills Rediscounted.. Other Liabilities_______ ------------

100.000.00 40,000.00 57,912.39 100,000.00
703.62
none
9,889.81
none
273,319.35 378,978.01
7,238.10
none
199,459.01 173,095.66 100,000.00

Total--------------------------------$ 1,440, 595.95

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

GRANITE BANK

Stone Mountain, Ga.

As called for by the Superintendent of Banks.

W. T. McCurdy,

DEAN RHODES,

President.

Cashier.

Date of Charter: 8-31-1911

Began Business: 9-5-1911

RESOURCES:

Loans and Discounts--------------$ 88,490.10

CeBrotinfidcsataensdoSftoInckdsebotwednende.s_s__a__n_d_

45.00

Banking House and Lot----------- 3,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_

2, 790.51 11,704.31

Cash in Vault and amounts due

from approved Reserve Agents.. 30,484.74

Checks for Clearing and Due from

other Banks----------------------

642.16

COavsehrdIrtaefmtss_(_i_f__a-n-y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

327.60 560.11

Advance on Cotton and other

Co=odities.--------------------Customers Liability on Letters of

none

Credit and Acceptances----------

none

Profit and LosS.--------------------

none

TOothtaelr.R__e_s_o__u_r_ces_.--_-_-_-_-_-_-_-_-_--------_-_-$

- -400-.00
138, 444.53

LIABILITIES:
Capital Stock..---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYe'dabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted. Other Liabilities-------------------

15,000.00 15,000.00
867.44
none none none
358.11
none
66,100.48 20,548.82 20,569.68
none none none none

TotaL------------------------------$ 138,444.53

108

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CHATTOOGA COUNTY BANK

Summerville, Ga.

As called for by the Superintendent of Banks.

JNO. D. TAYLOR,

B. W. FARRAR,

President.

Cashier.

Date of Charter: 11-~5-1905

Began Business: 1-1-1906

RESOURCES:

Loans and Discounts--------------$ 192,718.18 Certificates of Indebtedness and
Bonds and Stocks owned_______ _ 19,030.50

Banking House and Lot----------- 10,647.99

FOutrhneirtuRreealaEndstFatiextouwrense-d--.-. -__-_-_-_-_-_--_

7,626.79 12,447.10

Cash in Vault and amounts due

from approved Reserve Agents.. 45,386.69

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,227.34
none none

Adcvoa=noceditoines.C._o__t_to__n___a__n_d____o_t_h__e_r 2,274.40

Customers LiabilitY on Letters of

Credit and AcceptanceS..---------

none

Profit and Loss---------------------

none

Oth Tot

earLR__e_s_o_u__r_c_e_S__.._-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--$

-29-2,74-7145..-7754

LIABILITIES:

Capital Stock.----------------------$ Surplus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit... Savings Depo~its------------------ Letters of Credit and Acceptances
executed for Customers---------Bills Payable..---------------------Notes and Bills Rediscounted.. Other Liabilities-------------------

30,000.00 30,000.00 2,956.08
none none none
394.18
none
135,729.69 55,199.65 15,995.14
none
22,500.00
none none

Total--------------------------------$ 292,774.74

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

FARMERS & MERCHANTS BANK

Summerville, Ga.

As called for by the Superintendent of Banks.

C. P. THOMPSON,

D. L. McWHORTER,

President.

Cashier.

Date of Charter: 2-5-1926

Began Business: 2-6-1926

RESOURCES:

Loans and Discounts--------------$ CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweodnt _ne_ed_s_. __s____a____n__d__ Furniture and Fixtures___________ _ Other Real Estate owned._________

87,970.46
23,791.24 7,500.00
none
2,665.33

Cash in Vault and amounts due

from approved Reserve Agents.. 46,202.19 Checks for Clearing and Due from

other Banks---------------------OCvaeshrdIrtaefmtss.(.i-f--a_n_y-)--_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

1,142.34
none none

AdCvoa=ncoediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLd iAabcicleiptytanocnesL..e_t_t_e_r_s__o_ _f

none none

Profit and Loss..--------------------

none

TOothtearLRe_s_o_u.-r_c.e_s_._._-_-_-_--.-_-.-_-_-_-_-_-.-_--.-_-__--$

-16-,70-9.04-
185, 980.60

LIABILITIES:

CS uarppi tlauls SFtuonc<kL.-.-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_$
Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.------------Cashiers Checks-------------------Certified Checks..-----------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t.-.-.----.LSaeevtxtieenrcgsustoeDfdeCfvoroersdCiittusa-s-tno-d-m-A-er-cs-c-_e-_p_-_-t_a-_-n_-c_-e_-s-_ Bills Payable_________ ------------- NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n__te__d_.____

25,000.00 1,290.94 1,527.35 17,234.30
none none
1,056.25
none
104,982.28 34,889.48
none
none none none none

TotaL----------------------------$ 185, 980.60

TWELFTH ANNUAL REPORT

109

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE CENTRAL BANK

Swainsboro, Ga.

As called for by the Superintendent of Banks.

R. A. FLANDERS,

W. W. FLANDERS,

President.

Cashier.

Date of Charter: 9-27-1920

Began Business: ll-9-19:i!O

RESOURCES:

Loans and Discounts.............$ 74,778.39

Certificates of Indebtedness and

Bonds and Stocks owned..... 1,200.00

Banking House and Lot........

none

Furniture and FixtUres.......... 3,000.00

Other Real Estate owned........ 4, 361.87

Cash in Vault and amounts due

from approved Reserve Agents.. 38,712.31

Checks for Clearing and Due from

other Banks-........... ___ _ 3,225.25

Cash Items..-------------------------

642.31

Overdrafts (if any) ............

none

Advance on cotton and other

Co=oditieS..--------------------- 26,107.32

Customers Liability on Letters of

C~dit and Acceptances.......

none

Profit and Loss...............

none

Other Resources..............

none

-----

TotaL...........................$ 152,027.45

LIABILITIES:
Capital Stock............$ Surplus FuncL............ Undivided Profits............. __ .. Reserve Funds................ Due to Banks.................. Dividends Unpaid............... Cashiers Checks------------------- Certified CheckS-------------------TDiemmeaCnedrDtifeipcaotseistSo-f-D--e-p--o-s-i-t.-.-...
~:~~sc?t~~~\~a.nd.- Xcceiiiaiices executed for Customers...... Bills Pa.Yable________ . ----- ....... Notes and Bills Rediscounted... Other LiabilitieS-......

25,000.00 15,000.00 8,627.98
none none none 203.32 none 68,560.89 2,687.82 none none none 31,947.44 none

TotaL......................$ 152,027.45

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE CITIZENS BANK OF SWAINSBORO

Swainsboro, Ga.

As called for by the Superintendent of Banks.

J. R. COLEMAN,

OTIS G. PRICE,

President.

Cashier.

Date of Charter: 11-10-1900

Began Business: 1900

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bon~and Stocks owned....... . Banking House and Lot.......... Furniture and Fixtures.----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _
AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h__er_
Customers LiabilitY on Letters of Credit and Acceptances.---------
POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

334,804.02 1,000.00 none 2,075.00 33,280.00 46,643.25 729.99 469.65 none none none none none

Total--------------------------------$ 419,001.91

LIABILITIES:
Capital Stock.______________________$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSp..a-i-d--.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__ CCaesrthiifeiersd CChheecckkss._._._._._._._._._._._._.___._._._._._ Demand Deposits__________________ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it_._._._._._._ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 50,000.00
612.34 none none none 2,485,30 none 225,733,35 115.170.92 none none none none none

TotaL------------------------------$ 419,001.91

llO

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE EXCHANGE BANK

Sycamore, Ga.

As called for by the Superintendent of Banks.

0. W. SMITH,

B. N. HANSFORD,

President.

Cashier.

Date of Charter: 3-18-1918

Began Business: 1918

RESOURCES:

Loans and Discounts______________$ 12,532.48

Certificates of Indebtedness and

Bonds and Stocks owned..______ _

none

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

3,500.00 2,656.00
876.30
5, 778.91

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_
CuCsrteodmiterasnLdiAabcicleiptYtanocens_L__e_tt_e_r_s__o_f Profit and Loss_____________________

1,011.55
none
85.05 6,641.94
none
467.73

TOothtearLR__e_s_o_u__r_c_e_s_._._-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -33,-68322-..6560

LIABILITIES:
Capital Stock___ ---------------- ____$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------' Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers--------- BNioltlessPaanydabBleil..l-s-R--e-d--is-c--o-u-n--te-d--..-.-..-. Other Liabilities------------------

15.000.00
none none
500.00
none none
156.17
none
10,243.68 7,732.71
none
none none none none

TotaL--------------------$ 33,632.56

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF SCREVEN COUNTY

Sylvania, Ga.

As called for by the Superintendent of Banks.

J. A. MILLS,

J. B. BROWN,

President.

Cashier.

Date of Charter: 4-10-1911

Began Business: 5-1-1911

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned......... Banking House and Lot........... FOuthrneirtRureealaEndstaFtiextouwrneesd--.,-_-_-__-__-_-_-_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ AdCvoa=ncoeditoines.C,_o__t_to__n___a__n_d____o_t_h__e_r Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc..c__e_p_t_a_n_c__e_s_._._._._._._._._.._ Other Resources-------------------
TotaL-----------------------------$

214,953.77
12,964.90
none
7,139.34 8, 213.81
74,977.40
none
1, 681.59
none none none none none
319,930.81

LIABILITIES:

Capital Stock.---------------------$ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds--------------------- Due to BankS----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted.,___ _ Other Liabilities-------------------

50,000.00 10,000.00
~5-~~~~
none none
662.62
none
128,896.81 27,653.40 24,129.71
none
62,797.97
none none

TotaL-----------------------------.$ 319, 930.81

TWELFTH ANNUAL REPORT

111

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

SYLVESTER BANKING COMPANY

Sylvester, Ga.

As called for by the Superintendent of Banks.

T. C. JEFFORDS,

J. H. WESTBERRY, SR.,

President.

Cashier.

Date of Charter: 7-5-1898

Began Business: 7-1898

RESOURCES:

Loans and Discounts.........$ Certificates of Indebtedness and
Bonds and Stocks owned.------Banking House and Lot----------FUrniture and FixtUres-----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrteaflltlsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 'AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances..... Profit and Loss.-------------------Other Resources.-------------------
TotaL------------------------------$

140,120.51 1,250.00 ll,OOO.OO 6,000.00 26, ll8. 74
143,395.64 none none none
1,779.91 none none none
329, 664.81

LIABILITIES:
Capital Stock._____________________ .$
Suro1us Fun<L---------------------
RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Due to Banks.....: ________________ _ Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable__________ -------- ____ _ NOothteesr aLniadbBiliitlilessR..e_d__i_s_c_o__u_n__te__d_._._._._

100,000.00 none
25,000.00 370.13 none none 555.30 none
153,851.30 49,888.08
none none none none none

TotaL..--------------------------$ 329, 664.81

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF TALBOTTON

Talbotton, Ga.

As called for by the Superintendent of Banks.

R. G. JORDAN,

J. W. JORDAN,

President.

Cashier.

Date of Charter: 8-16-1906

Began Business: 12-1-1906

RESOURCES:

~~:-&i~~sD~c~~~iediiess-ail<i$
BBanoknndgs aHnoduSsetoacnkds oLwont_e_d__.._.__._._._._
FUrniture and FixtUres-----------Otheir Real Estate owned........ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on cotton and other CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances---------Profit and Loss--------------------Other Resources.-------------------

182,367.81 10,000.00 9, 691.10 4, 761.72 19,665.41 27,928.64 4, 551.05
none 20.63 none none none 4, ll5 .61

TotaL------------------------------$ 263,101.97

LIABILITIES:
Capital Stock..---------------------$
Surolus Fun<L---------------------
Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_.__._._._._._._.._ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 25,000.00
173.66 none none none 410.93 none 55,222.35 157,295.03 none none none none none

TotaL....--------------------------$ 263,101.97

112

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE PEOPLES BANK

Talbotton, Ga.

As called for by the Superintendent of Banks.

R. K. PERSONS,

FANNIE MAHONE,

President.

Cashier.

Date of Charter: 12-3-1890

Began Business: 1-13-1891

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot......... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents_ Checks for Clearing and Due from
other Banks................... COavsehrdIrtaefmtss(-i-f-a-n--y-)-_-_-_-_-_-_-_-_-_-__-______ Advance on Cotton and other
Co=odities.--------------------Customers Liabilit:IC on Letters of
Credit and Acceptances_......... Profit and Loss.-------------------Other Resources.------------------
Total.........................$

71,248.89
52,000.00 4,063.27 1,402.25 4, 921.89
20,908.73
740.07 32.50
none
none
none none
384.18
155,701.78

LIABILITIES:
Capital Stock...........$ Surplus Fun<L.............. Undivided Profits............... Reserve Funds.................... Due to Banks_................. Dividends Unpaid.............. Cashiers Checks .................. Certified Checks................... TDiemmeaCnderDtifeipcaotseistso-f--D--e-p-o--s-i-t-..-.-.-... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuat,eydabfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._ Notes and Bills Rediscounted____ _ Other Liabilities-------------------

25,000.00 15,000.00 7,152.76
none none
15.00 528.41
none
53,297.16 54,708.45
none
none none none none

TotaL... _......................$ 155.701.78

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF TAYLORSVILLE

Taylorsville, Ga.

As called for by the Superintendent of Banks.

J. I. HARRIS,

M.A. PERRY,

President.

Cashier.

Date of Charter: 6-5-1905

Began Business: 6-13-1905

RESOURCES:

Loans and Discounts ______________$ 54,658.04

Certificates of Indebtedness and

Bonds and Stocks owned._____ __ Banking House and Loll;__________ _

none
1,400.00

FOuthrneirtuRreealaEndstFatiextouwrensed--.-_-__-_-_-_-_--_-_

2, 200.00
none

Cash in Vault and amounts due

from approved Reserve Agents-- 23,076.34

Checks for Clea;ring and Due from

GOaovsethhrdeIrrtaeBfmtassn.(.ki.fs_-a_-_n_-y-.-).-._-._-._-._-._-_.-_.-___-._-._-._-._-._-._-.-.__-.

none none none

AdCvoamncmeodoitniesC__o_ .t-t-o-n___a__n_d...o_.t.h_e._r

none

CuCsrteodmitearsnLdiAabciclietpHtaonnceLs_e_t_t_e_r_s__o__f

none

POrtohfeitr

aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_
-

-

none
-no-ne

TotaL.. ____ .... _.... __ ......... -- ...$ 81,334.38

LIABILITIES:
CSuarppiltuals SFtuonc<kL.-.-.-.-.-.-.-.-.--.-.-.-.-.-.-.-.-.-.-.-.-.$ Undivided Profits.................. Reserve Funds...................... Due to Banks----------------------Dividends Unpaid-----------------CCDeaersmthiaifeinerdsd CDChehepecockksisst._s.__.___.__._.._.._.._.._.._.___._.._..__.._.._.._...._.._ Time Certificates of Deposit_____ __ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable __ --------------------Notes and Bills Rediscounted.._ .. Other Liabilities--------------_.... _

25,000.00 5,000.00 4,093.15
none none none
22.82
none
35,602.61 11,615.80
none
none none none none

TotaL.......................... $ 81.334.38

TWELFTH ANNUAL REPORT

113

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

TENNILLE BANKING CO.

Tennille, Ga.

As called for by the Superintendent of Banks.

D. E. McMASTER,

W. F. MOBLEY,

President.

Cashier.

Date of Charter: 4-4-1900

Began Business: 4-4-1900

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._.__._._._._
FOUt hrenritRureealaEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------OCavsehrdIrtaelfltlsS-(.i.f.an--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_. Advance on Cotton and other
Co=odities..-------------------CuCsrteodmitearsnLdiAabcicleitpYtanocnesL..e_t_t_e_r__s__o_f POrtohfeitr aRnedsoLuOrcSesS.-.-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_

143,538.05 19,673.57
none
2,405.13 6,428.75 23,798.83 2,578.92
none
1,679.61 5,201.12
none none none

TotaL-----------------------------.$ 205,303.98

LIABILITIES:
Capital Stock.. ____________________ $ Surplus Fun<L--------------------RUensdeirvviedFedu nPdr osf. _i t_s_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Due to BankS----------------------CDaivshidieenrsdsCUhencpkasi_d__.-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks....----------------Demand Deposits-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

30,000.00 6,000.00 5,878.11 5,257.50
none none
488.91
none
104,216.44 35,598.17 10,364.85
none
7,500.00
none none

TotaL.....------------------------.$ 205, 303 .98

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITIZENS AND SOUTHERN BANK

Thomaston, Ga.

As called for by the Superintendent of Banks.

JAS. R. ATWATER,

H. W. WHEELESS,

President.

Cashier.

Date of Charter: 1-16-19~6

Began Business: 1-16-1926

RESOURCES:

Loans and Discounts...........$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__..___._.__._ FOUthrenritRureealaEnsdtaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from aPProved Reserve Agents.. Checks for Clearing and Due from
other Banks....... ----------------COavsehrdIrtaefmtss.(.i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoji,=Iloceditoines.c._o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r__s__o_f Profit and LOSS..-------------------Other Resources..-------------------
TotaL ...... -------------------- ..$

638,916.50
none
25,284.71 6,825.84 81,602.03
130,112.85
536.63
none none none none none none
883, 278.56

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits..-----------.---. Reserve Funds--------------------- Due to Ba.nks..--------------------Dividends Unpaid.--------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS..---------------- Time Certificates of Deposit.... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._.__._.__.._ Notes and Bills Rediscounted.. Other LiabilitieS..------------------

100,000.00 25,000.00 12,305.73
285.06
none none
1,513.76 228.25
424,452.88 250,006.08 69,436.80
none none none none

TotaL-------------------------------$ 883,278.56

ll4

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF THOMASVILLE

Thomasville, Ga.

As called for by the Superintendent of Banks.

R. G. FLEETWOOD,

WILLIAM COPELAND,

President.

Cashier .

.Date of Charter: 9-27-1888

Began Business: 1888

RESOURCES:

Loans and Discounts--------------$ 1,337,250.95 Certificates of Indebtedness and
Bonds and Stocks owned..______ _ 53,900.00

Banking House and Lot----------- 123,803.26

FOuthrneirtRureealaEnsdtaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

17,541.76 45,123.81

Cash in Vault and amounts due

from approved Reserve Agents__ 189,938.72

Checks for Clearing and Due from

COaovsethhrdeIrtreaBmftass.n.(.ki.fs_a-_-_n-_y-_-_)_-__-__-__-__-__-_-_-_--_--_--_--_--_--_--_--_----_

14,789.15 12,369.73
2, 753.22

Advance on Cotton and other

CuCCsroteomdmmiteoarsdniLdtiieAasbcic-l-ei-tpY-t-a-no-c-n-e-sL-.-.e_-t_-t_-e_-r_-_s-_-_o--_f

none none

Profit and LOSS..-------------------Other Resources--------------------

none none

TotaL ______________________________$ I. 797,470.60

LIABILITIES:

Capital Stock----------------------$ SUrPlUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------CDaivshidieenrsdsCUhencpkasi_d__.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ BLSaeielvtxltiseenPcrgsuastYoeDfadebCfploreoer_sd_Cii_ttus_a_-s_-tno-_d-_m-_-A_e-_rc-_s-c__-_e_-_p_-__-t__a-__-n__-c__-__e--s__
Notes and Bills Rediscounted..---Other Liabilities--------------------

150,000.00 17,000.00 5,030.85 83,000.00
694.13 35.00 5,358.71 312.62 498,558.14 237,511.17 495,929.65
none
304,000.00
none
40.33

TotaL------------------------------$ 1, 797,470.60

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

COMMERCIAL BANK

Thomasville, Ga.

As called for by the Superintendent of Banks.

J. W. HORNE,

L. D. FERGUSON,

President.

Cashier.

Date of Charter: 7-3-1916

Began Business: 7-22-1916

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdkes botwednende.s. _s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..-------Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks..--------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on cotton and other CommoditieS----------------------
Customers LiabilitY on Letters of Credit and AcceptanceS----------
Profit and Loss--------------------Other Resources..-------------------
TotaL ______________________________ $

188,452.36
86,000.00 14,200.00 6,500.00 1, 500.00
36,052.80
2, 480.90
none none
none
none none none
335,186.06

LIABILITIES:
Capital Stock.______________________$ Surolus Fun<L--------------------Undivided Profits____ -------------Reserve Funds~------------------- Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks----------------. __ Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances Bielxlsecpuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

50,000.00 15,000.00
3, 000.72
none none none
451.15 521.25 114,340.17 17,673.55 134,199.22
none none none none

TotaL------------------------------$ 335,186.06

TWELFTH ANNUAL REPORT

115

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

PEOPLES SAVINGS BANK

Thomasville, Ga.

As called for hy the Superintendent of Banks.

T. J. BALL,

R. J. McCLENNY,

President.

Cashier.

Date of Charter: 1()-...!l!l-1906

Began Business: 1()-...1906

RESOURCES:

Loans and Discounts--------------$ 278,319.21

Certificates of Indebtedness and

Bonds and Stocks owned..------- 1,600.00

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

4,885.21 6,000.00

Cash in Vault and amounts due

from approved Reserve Agents._ 10,516.16

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ Overdrafts (if any) ________________ _

3,155.09
none
237.04

AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__er_

75.00

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.e_t_t_e_r_s__o_ _f

none

Profit and LOSS---------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -3038,- ,478070-..7001

LIABILiriES:

Capital Stock.----------------------$ Surplus FunL-------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks ------------------Certified Checks..------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ LSaevttienrgssoDf Cepreodsiittsa-n--d--A--c-c-e-p--t-a-n-c--e-sBielxlsecPuaYteadblfeo..r.._C_u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

50,000.00 15,000.00 4,953.36
none none
2,030.00 680.96
none
32.775.74 36,940.58 162,407.07
none none none
3, 700.00

TotaL------------------------------$ 308, (87. 71

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF THOMSON

Thomson, Ga.

As called for by the Superintendent of Banks.

J. E. WILKERSON,

E. C. HAWES,

President.

Cashier.

Date of Charter: 7-18-1891

Began Business: 7-1891

RESOURCES:

Loans and Discounts--------------$ 160.750.06 Certificates of Indebtedness and

Bonds and Stocks owned..------- 139,703.47

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrensed-.-._-_-_-_-_-_-_-_--_

lt~~
10,112.82

Cash in Vault and amounts due from approved Reserve Agents.. 140.186.83

Checks for Clearing and Due from

other Banks.--------------------Cash Items.------------------------Overdrafts (if anYl----------------Advance on Cotton and other

602.46
none none

CuCsotommmeorsdiLtiieasb..i-l-i-t-y--o-n---L--e-t-t-e-r-s--o--f

353.89

Credit and Acceptances----------

none

Profit and Loss---------------------

none

Other Resources.-------------------- -1.-017-.08

Total----------------------------- ...$ 469, 226.61

LTABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks..---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

50,000.00 50.000.00 27,010.41 6,COO.OO
none
4,000.00 3,180.01
none
124,708.49 204,292.17
none
none none none
35.53

TotaL------------------------------$ 469. 226.61

ll6

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF TIFfON

Tifton, Ga.

As called for by the Superintendent of Banks.

E. P. BOWEN,

B. H. McLEOD,

President.

Vice-President & Cashier.

Date of Charter: 1Q-1Q-1891

Began Business: 1896

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks... -----------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances---------Profit and Loss--------------------Other Resources.-------------------
Total--------------------------------$

604,751.51
145,303.35 29,673.35
none
70,476.00
126,813.02
16,350.78 1,606.16
none none none none none
994,974.17

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounte<L.... Other Liabilities-------------------

100,000.00 150,000.00 76,033.07
none
26,371.13
none
3,066.37 189.43
453,959.47 185,354.70
none
none none none none

TotaL. _..-_-.-...... -. ________ $ 994,974.17

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF TIGNALL

. Tignall, Ga.

As called for by the Superintendent of Banks.

C. D. BOLTON,

L. D. WARE,

President.

Cashier.

Date of Charter: 7-5-1909

Began Business: 8-1909

RESOURCES:

Loans and Discounts ______________$ 37,498.10

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_<_L__-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate ownect_________ _

none
5,000.00 1, 263.75 6, 072.49

Cash in Vault and amounts due

from approved Reserve Agents.. 7,507.96

Checks for Clearing and Due from

other Banks---------------------- 1, 025.45

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r

161.69

Customers Liability on Letters of

Credit andAcceptances----------

none

POrtohfeirt TotaL

aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
_______________________________ -$

none
- -n-on-e
58,529.44

LIABILITIES:
Capital Stock..... ____ --------------$
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Dne to Banks----------------------Dividends Unpai<L----------------CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted.... Other Liabilities-------------------

25,000.00
none
26.39
none none none
870.48
none
16,493.73 8,138.84
none
none
8,000.00
none none

TotaL ____________________________ .$ 58,529.44

_TWELFTH ANNUAL REPORT

117

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF TOCCOA

Toccoa, Ga.

As called for by the Superintendent of Banks.

M. CRAWFORD,

CLEO HAYES,

President.

Asst. Cashier.

Date of Charter: 8-1Q-1911

Began Business: 9-1-1911

RESOURCES:

Loans and Discounts-----------c--$ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-_ Checks for Clearing and Due from

137.770.87 14,500.00
none
4. 770.22 36,779.55 62,898.23

C aosth eItreBmas.n. _k_s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_- -_
AOdCvveoar=dnrcoaedftistoi(neifs.aC.n_o_Y_t_t>o_-_n-_-_-_-a_-_n-_-d_-_-_-_o-_-t_-h_-_e--_r Customers Liability on Letters of
Credit and Acceptances.._________

6, 323.23
none none
2,402.34
none

Profit and LosS..-------------------Other Resources..-------------------

none
858.76

~~~~

TotaL------------------------------$ 266,303.20

LIABILITIES:
Capital Stock._________ -------- _____$ Surplus FuncL____________________ _ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks ------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ LSaevttienrgssoDf Cepreodsiittsa-n--d--A--c-c-e-p--ta--n-c-e--s-
executed for Customers---------Bills PaYable______ ------------ __ --Notes and Bills Rediscounted..---Other LiabilitieS-------------------

50,000.00 14,000.00
none none none none
821.37 10.00 154,086.98 24,620.10 22,764.75
none none none none

TotaL__ ----- _____________ --- ________$ 266,303.20

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

WILKINSON COUNTY BANK

Toomsboro, Ga.

As called for by the Superintendent of Banks.

F. B. CHAMBERS,

H. E. STEPHENS,

President.

Cashier.

Date of Charter: 7-16-1907

Began Business: 7-16-1907

RESOURCES:

Loans and Discounts--------------$ 103,181.59 Certificates of Indebtedness and

Bonds and Stocks owne<L------Banking House and Lot-----------

none none

FOuthrneirtuRreealaEndstaFtiextouwrensed-.-.-__-_-_-_-_-_-_--_

195.00 11,499.38

Cash in Vault and amounts due from approved Reserve Agents __ 14,078.66

Checks for Clearing and Due from

other Banks---------------------Cash Items--------------------------

406.48
none

Overdrafts (if anYl----------------Advance on Cotton and other

462.11

CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--f

none

Credit and Acceptances..---------

none

Profit and Loss---------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_._._-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -12-9,91-6318..-2020

LIABILITIES:
CS uarppi tlauls SFtuoncckL.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_$ Undivided Profits-----------------Reserve Funds..--------------------Due to Banks.---"-----------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrtDifeipcaotseistso-f--D--e-p-o--s-i-ts--_-__-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_---------------------Notes and Bills Rediscounte<L---Other LiabilitieS-------------------

25,000.00 5,000.00 3,873.13
none none none
164.44
none
83,315.99 12.607.66
none
none none none none

Total--------------------------------$ 129,961.22

118

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business DeceiDber 31, 1931, of the

BANK OF TRION

Trion, Ga.

As called for by the Superintendent of Banks.

BENJ. D. REIGEL,

GRADY W. COLE,

President.

Cashier.

Date of Charter: 1(}--16-1912

Began Business: 12-17-1912

RESOURCES:

Loans and Discounts--------------$ 83,578.79 CeBrotinfidcsataensdoSftoInckdsebotwendenceLs_s__a__n_d_ 16,844.15

Banking House and Lot........

none

Furniture and Fixtures..------- Other Real Estate ownecL-------Cash in Vault and amounts due

1,226.60 2.500.55

from approved Reserve Agents.. 64,286.49

Checks for Clearing and Due from CaosthheIrteBmasn..k.s.-.-.-..-.-.-.--.-.-..--.-..-.--. Overdrafts (if anYl-----------Advance on Cotton and other

none none none

Commodities.------------------- 16,461.90 Customers Liability on Letters of

Credit and Acceptances --------Profit and Loss.......--------------

none none

Other Resources.------------------- - -n-on-e

TotaL--------------------------$ 184,898.48

LIABILITIES:
Capital Stock.-----------$ Surplus Fund...-------------Undivided Profits-----------------Reserve Funds----------------Due to Banks-----------Dividends UnpaicL.-------Cashiers Checks-------------------Certified CheckS.---------------Demand Deposits..-----------------Time CertifiCates of Deposit------Savings Deposits------------------LBeieltxltseePcrsuaytoeafdbClfeor..er..d_Ci_tu__as_tn_o_dm__Ae__rcs_c__e___p___t__a__n__c__e__s__ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 15,000.00 3,G04.99
264.81
none none
6. 209.46
none
73,353.75 61,843.97
221.50
none none none none

TotaL..--.--.-..--...--....-.--...$ 184.898.48

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF TUCKER

Tucker, Ga.

As called for by the Superintendent of Banks.

P. K. BURNS,

L. S. BURNS,

President.

Cashier.

Date of Charter: 1(}--29-1919

Began Business: 12-3(}--1919

RESOURCES:
CLoeratnifsicaantdesDoifscIonudnetbst-e--d-n-e--s-s--a--n-d-$ Bonds and Stocks ownecL-------
Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate ownecL-------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k.s_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if anY>------------Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and AccePt!Ulces...... Profit and LOSS.----------------Other Resources..------------ TotaL-------------------------$

42,998.52
none
2,500.00 1,800.00
none
7,710.51
none
145.87 185.40
none none none none
55, 340.30

LIABILITIES:
Capital Stock.------------$ Surplus Fun<L----------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.------------------Dividends UnpaicL----------------Cashiers Checks----------------- Certified Checks.---------------- Demand Deposits-----------------Time Certificates of Deposit.... LSaevttienrgssoDf eCproedsiittsa-n--dA-cc-e-p-t-a-nc-e--s BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other Liabilities-----------------

15,000.00 3,000.00 3,282.03
none none none
11.30
none
28,503.55 5, 543.42
none
none none none none

TotaL-------------------------$ 55.340.30

TWELFTH ANNUAL REPORT

ll9

STATEMENT

Showing condition at the close of Business Deee~nber 31, 1931, of the

BANK OF UNION POINT

Union Point, Ga.

As called for by the Superintendent of Banks.

H. LAMB,

R. A. RHODES,

President.

Cashier.

Date of Charter: 5-15-1911

Began Business: 5-1911

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_--_ FUrniture and Fixtures___________ _ Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.. -------------------COavsehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities..--------------------CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources..-------------------
TotaL.----------------------- _____ .$

127,687.41
none
2,580.QO l. 247.00 9,769.44
lti, 067.44
2,192.80
none 1i .58 none none none none
159. 561.67

LIABILITIES:
Capital Stock.______________________$
Surplus Fund....---------------------
Undivided Profits-----------------Reserve Funds---------------------Due to Banks...--------------------Dividends Unpaid..----------------Cashiers Checks ------------------Certified Checks..------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ LSaevttienrgssoDf Cepreodsiittsa-n--d--A-c--c-e-p--ta--n-c-e-s-BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other Liabilities____ -----------~---

25,000.00 25,000.00
244.10 1,0!'0.00
none
750.06 2,165.01
none
103,122.60 2, 279.90
none
none none none none

TotaL ______________________________$ 159, 561.67

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE FARMERS BANK

Union Point, Ga.

As called for by the Superintendent of Banks.

E. W. STEWART,

A. J. STEWART,

President.

Cashier.

Date of Charter: 9-G---1911

Began Business: 9-6-1911

RESOURCES:

Loans and Discounts--------------$ 38,036.88 Certificates of Indebtedness and

Bonds and Stocks owned..------- 2,064.80

Banking House and Lot----------FOUthrenritRureealaEndstFatiextouwrensed--..-----------------Cash in Vault and amounts due
from approved Reserve Agents..

3,000.00 l, 713.48 6,475.00
12,546.85

Checks for Clearing and Due from

other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbc-ci-el-ip-tt-ya-n-oc-e-ns-.-.L-_-_e-_t-t_-e_-r-_s-_-_o-_-f

921.26
none
31.70
none
none

Profit and LosS..--------------------

none

Other Resources..-------------------_ _ _n_o_n_e

Total--------------------------------5 64,789.97

LIABILITIES:
Capital Stock..---------------------$
Surplus Fund....---------------------
Undivided Profits------------------
Reserve Funds..---------------------
Due to Banks----------------------Dividends Unpaid..----------------Cashiers Cheeks-------------------Certified Checks------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for CUstomers---------Bills Payable._--------------------NOothteesr aLniadbiBliitlilessR...e_d__i_s_c_o_u__n_t_e_d_._._-_-_--_

15,000.00
none
2,613.84
none none none
191.89
none
36,008.33 5,151.19 5,324.72
none none
500.00
none

TotaL-------------------------------S 64,789.97

120

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

ASHLEY TRUST CO.

Valdosta, Ga.

As call4".d for by the Superintendent of Banks.

J. Y. BLITCH,

CLARA Bt:RROWS,

President.

Treasurer.

Date of Charter: 3-12-1913

Began Business: 4-1913

RESOURCES:

Loans and Discounts............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items..... ________ ------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances.......... Profit and LosS.-------------------Other Resqurces..------------------

915,206.12
none none none
66,529.26 63,288.45
none none none none none none none

TotaL______________________________ $ 1, 045, 023.83

LIABILITIES:

Capital Stock.......................$ Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-. Cashiers Checks ------------------Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_._._._._._._._..__. Notes and Bills Rediscounted..... Other Liabilities_____ --------------

100,000.00 35,000.00 124,038.71 25,000.00
none none none none none
534,954.86
none
none
218,495.22
none
7,535.04

TotaL------------------------------$ 1. 045,023.83

STATEMENT

Showing condition at the dose of Business December 31, 1931, of the

CITIZENS BANK

Vienna, Ga.

As called for by the Superintendent of Banks.

W. B. LEWIS,

J. N. HARGROVE,

President.

Cashier.

Date of Charter: 6-30-1931

Began Business: 7-1-1931

RESOURCES:

Loans and Discounts..............$ 15,310.23

Certificates of Indebtedness and

Bonds and Stocks owned........ 1,303.54

Banking House and Lot........... 5,000.00

Furniture and Fixtures ----------Other Real Estate owned..........

1,000.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 48,302.17

Checks for Clearing and Due from

other Banks---------------------Cash Items..------------------------

2, 574.48
none

Overdrafts (if anYl----------------Advance on Cotton and other

1,148. 79

Commodities.--------------------Customers LiabilitY on Letters of

3,280.88

Credit and Acceptances..........

none

Profit and Loss---------------------

none

Other - Resources.------------------- - - - 347.37

TotaL-------------------------------$ 78,267.46

LIABILITIES;
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS.-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanydabBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d--.-.-.-.-. Other Liabilities..------------------

25,000.00
none none none none none
404.83
none
52,862.63
none none none none none none

TotaL-------------------------------$ 78,267.46

TWELFTH ANNUAL REPORT

121

STATEMENT

Showing condition at the close of Business DeceDlber 31, 1931, of the

BANK OF VILLA RICA

Villa Rica, Ga.

As called for by the Superintendent of Banks.

S. 0. FIELDER,

R. R. RICHARDSON,

President.

Cashier.

Date of Charter: 5-4-1899

Began Business: 5-1899

RESOURCES:

Loans and Discounts...........$ 217,416.54

Certificates of Indebtedness and

Bonds and Stocks owned.:...

none

Banking House and Lot......... 5,000.00

Furniture and Fixtures....... 1,500.00

Other Real Estate owned......... 29,475.00

Cash in Vault and amounts due

from approved Reserve Agents. 43,928.13

Checks for Clearing and Due from

other Banks....................

615.70

Cash Items......... --------------Overdrafts (if any)..............

67.67
none

Advance on Cotton and other

Commodities.....................

none

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources.-------------------- - -3,5-38.-01

TotaL........................$ 301, 541.05

LIABILITIES:

Capital Stock........$ US unrdpilvuids eFduPnr<oLfi-t-s-.-------. --. -.------. -Reserve Funds......... Due to Banks.......... Dividends Unpaid............ Cashiers Checks.............. Certified Checks............... TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-.-.----.Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers... Bills PaYable____ ----------------- . Notes and Bills Rediscounted.. Other LiabilitieS-------------------

50,000.00 50,000.00
none
8,500.00
none none
548.31
none
121,765.66 70,727.08
none
none none none none

TotaL-------------------------------$ 301,541.05

STATEMENT

Showing condition at the close of Business DeceDlher 31, 1931, of th~

BANK OF WADLEY

Wadley, Ga.

As called for by the Superintendent of Banks.

S.C. EVANS,

S.D. MANDEVILLE,

President.

Cashier.

Date of Charter: 1-~9-1902

Began Business: 1902

RESOURCES:

Loans and Discounts.........$ 77,764.64

Certificates of Indebtedness and

Bonds and Stocks owned...

none

Banking House and Lot....... 3,000.00

Furniture and FixtUres....

3,000.00

Other Real Estate owned.... 19,551.51

Cash in Vault and amounts due

from approved Reserve Agents.. 9,006.41

Checks for Clearing and Due from

other Banks.--------------------Cash Items.------------------------Overdrafts (if anYl-----------------

none none none

Advance on Cotton and other

Commodities......

none

Customers LiabilitY on Letters ot

Credit and Acceptances..

none

- - - - Profit and LOSS---------------------
Other Resources.-------------

none none

Total--------------------------------$ 112,322.56

LIABILITIES:
Capital Stock----------------------.$ Surplus Fund---------------------Undivided Profits............ Reserve FundS---------------------Due to Banks.---------------------DiVidends Unpai<L----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Deposit... SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted. Other LiabilitieS-------------------

25,000.00 25,000.00 3,641.98
460.00
none none
315.27
none
17,628.23 1,557.97 19,619.11
none
19,100.00
none none

Total--------------------------------$ 112,322.56

122

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business Decentber 31, 1931, of the

CITIZENS BANK

Warrenton, Ga.

As called for by the Superintendent of Banks.

C. R. FITZPATRICK,

R. F. FOWLER,

President.

Cashier.

Date of Charter: 4-14-1902

Began Business: 4-1902

RESOURCES:

Loans and Discounts--------------$ 228,257.80 Certificates of Indebtedness and
Bonds and Stocks owned..______ _ 88,807.25

Banking House and Lot----------- 8,975.44

FOuthrneirtRureealaEndstaFtiextouwrense-d-_-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due

5,107.40 7,046.01

from approved Reserve Agents.. 250,001.69

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

980.90
none
57.78

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_b__e_r

235.24

Customers Liability on Letters of

Credit and Acceptances.---------

none

Profit and Loss.. -------------------

none

Other Resources.-------------------_ _ _n_o_n_e

TotaL. _____ .. -.- ___ . __ .---. __ -____ .$ 569,469.51

LIABILITIES:

Capital Stock..-------------------..$ SUunrdoilvuids eFduPnr<oLf-i-ts--.:-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDuiveidtoenBdsanUknsp.-a-i-d-.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
CCaesrthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers_________ _ BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o-u--n-t-e-d-.-.-_-__--_ Other Liabilities-------------------

50,000.00 25,000.00 32,881.75 7, 806.38
none none
5,626.81
none
448,154.57
none none
none none none none

TotaL. ___________ :- _________________ $ 569,469.51

STATEMENT

Showing condition at the close of Business Decmnber 31, 1931, of the

WASHINGTON LOAN AND BANKING CO.

Washington, Ga.

As -ealled for by the Superintendent of Banks.

T. J. BARKSDALE,

T. J. BARKSDALE,

President.

Cashier.

Date of Charter: 9---7-1891

Began Business: 5-1-1895

RESOURCES:

Loans and DiscountS--------------$ 167,028.73

Certificates of Indebtedness and

Bonds and Stocks owne<L------- 154,000.00

Banking House and Lot-----------

none

Furniture and Fixtures------------ 6,650.11

Other Real Estate owned..--------- 10.000.00

Cash in Vault and amounts due

from approved Reserve .Agents.. 65,401.80

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items..-------------------------

416.20

Overdrafts (if anY>----------------

8.21

Advance on Cotton and other

CuCsotmommeordsitLieisa.b..i.l.i-t-y--o-n---L_e-t-t-e-r-s--o--f

none

Credit and Acceptances.---------

none

Profit and Loss..--------------------

none

Other Resources..-------------------_ _ _n_on_e

Total--------------------------------$ 403,505.05

LIABILITIES:

Cavital Stock..----------------------$ SUrPlUs Fun<L--------------------Undivided Profits-----------------Resene Funds---------------------- . Due to Banks---------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p-o--s-it-;-.-__-_-_-_--_ LSaeevtxtieencrgsustoeDfdeCfporoersdCiittusa-s-tno-d-m--Ae-r-cs-c_-e_-p_-_-t_a-_-n_-c_-_e--s_ Bills Payable----------------------Notes and Bills Redisoounted.... Other Liabilities...------------------

50,000.00 50,000.00 20,001.49
none
663.30
none
2,0114.11
none
214,418.80 45,568.76 20,788.59
none none none none

Total--------------------------------$ 403,505.05

TWELFTH ANNUAL REPORT

123

STATEMENT

Showing condition at the close of Business DeceDiher 31, 1931, of the

COMMERCIAL BANK

Waycross, Ga.

As called for by the Superintendent of Banks.

L. B. HARRELL,

J. M. NORMAN,

President.

Vice-President & Cashier.

Date of Charter: 1G-15--1918

Began Business: 1G-3G-1918

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.... Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsroteo=dmoitedraistniLedsiAa-b-c-icl-ei-tp-Yt-a-no--cn-e-sL-..-e-t-t_e-_-r_-s_-__o--_f Profit and Loss..-------------------Other Resources--------------------
TotaL------------------------------$

158,659.77
135,532.08 19,771.70 4,500.00 1,000.00
297,648.22
1,870.19 108.00
none
none
none none none
619,089.96

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s_._._.___.__._._.._ Notes and Bills Rediscounted.... Other Liabilities-------------------

50,000.00 10,000.00 32,586.75 4,299.72
none
1,000.00 3,081.49
none
518,122.00
none none
none none none none

TotaL ______________________________$ 619, 089.96

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF WAYNESBORO

Waynesboro, Ga.

As called for by the Superintendent of Banks.

C. W. SKINNER, JR.,

F. M. SKINNER,

President.

Cashier.

Date of Charter: 12-16-1890

Began Business: 1891

RESOURCES:

Loans and Discounts--------------$ 194,249.25

Certificates of Indebtedness and

Bonds and Stocks owned....... Banking House and Lot...._______

none none

Furniture and Fixtures------------ 3,534. 74 Other Real Estate owned........ 23,116.29

Cash in Vault and amounts due

from approved Reserve Agents. 29,600.05

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

5,048.89
none none

Adv11nce on Cotton and other

CuCsoto=moedristiLesia.-b-i-l-it-y--o--n--L--e-t-te--r-s-o--t

none

Credit and Acceptances...

none

Profit and Loss..........

none

Other ResourceS..-------------------- - -n-on-e

TotaL. __ . __ ._. __ ---------.$ 255,549.22

LIABILil'IES:
Capital Stock..---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS------------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltessPaanyadbBlei.l.l.s..R.e..d.is--c-o-u-n--t-e-d-.-.---Other Liabilities..------------------

80,000.00 35.000.00 6,840.93
none none
16.00 M4.88
none
66,442.27
none
66,705.14
none
30,000.00
none none

TotaL------------------------------$ 255,54!t.Z2

124

DEPARTMENT OF BANKIXG

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

CITIZENS BANK & TRUST CO.

West Point, Ga.

As called for by the Superintendent of Banks.

R. B. DIXON,

H. C. SAPP, JR.,

President.

Cashier.

Date of Charter: 2-17-1917

Began Business: 3-17-1917

RESOURCES:

Loans and Discounts .............$ 785,970.08

Certificates of Indebtedness and

Bonds and Stocks owned...... 50,650.59

Banking House and Lot........

none

Furniture and Fixtures.......... 11,589.50

Other Real Estate owned......... 39,412.16

Cash in Vault and amounts due

from approved Reserve Agents. 218,940.86 Checks for Clearing and Due from

other Banks----------------------

513.28

COavsehrdIrtaefmtss-(i-f--a-n--y-)-.-.--.-.---..-.-.---.-..-.---.

2,240.80
none

Advance on Cotton and other

Co=odities.--------------------Customers LiabilitY on Letters of

none

Credit and Acceptances......

none

Profit and Loss.................

none

Other Resources.............- - -no-ne

TotaL...........................$ l, 109,317.27

LIABILITIES:

Capital Stock...................$ Surplus Fund................... Undivided Profits............. Reserve Funds............... DDiuveidtoenBdsanUknsp--a-i-d--.---.-..-.----.-.--..---.--. Cashiers Checks................. CDeermtiafinedd DCehpeocskists--..-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-. Time Certificates of Deposit...... Savings Deposits.................. Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._.._.___ Notes and Bills Rediscounted..... Other Liabilities...-----------------

100,000.00 25,000.00 10,158.75 13,000.00
none
59.00 l, 167.30
282.08 566,095.56
l, 750.00 391,804.58
none none none none

TotaL....................$ 1.109, 317.27

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

MERCHANTS AND PLANTERS BANK

Whigham, Ga.

As called for by the Superintendent of Banks.

J. E. HARDEN,

R. S. KENNEMUR,

President.

Cashier.

Date of Charter: 6-18-1918

Began Business: 6-19-1918

RESOURCES:

Loans and Discounts.............$ 8,820.21

Certificates of Indebtedness and

Bonds and Stocks owned.....

none

Banking House and Lot.......... 3,000.00

Furniture and Fixtures.......... 2,000.00

Other Real Estate owned.......... 5,580.72

Cash in Vault and amounts due

from approved Reserve Agents 14,422.68

Checks for Clearing and Due from

other Banks.---------------------

none

Cash Items......-------------------

210.00

Overdrafts (if anYl-----------------

435.95

Advance on Cotton and other

Co=odities.---------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances....

none

Profit and Loss..

447.48

TOothtaeJr__R_e__s_o_u_r_c__e_s_.__..________________._-$ - -n-on-e

34,917.04

LIABILITIES:
Capital Stock............$ Surplus Fund................ Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp.-a-i-d--.------.--.--.-.-.-.-.-.-.-. Cashiers Checks.......... Certified Checks....... TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-.-.-.-.-..-Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers..... BNioltlessPaanYdabBliel-ls--R--e-d--i-s-c-o-u--n-t-e-d--.-.--Other Liabilities-------------------

15,000.00
none none none none none
119.98
none
14,608.64 5,188.42
none
none none none none

TotaL....$ 34,917.04

TWELFTH ANNUAL REPORT

125

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

WHITESBURG BANKING CO.

Whitesburg, Ga.

As called for by the" Superintendent of Banks.

J. A. MANDEVILLE,

H. A. JONES,

President.

Cashier.

Date of Charter: 9-11-1907

Began Business: 11-18-1907

RESOURCES:

Loans and Discounts--------------$ 14,614.43

CeBrotinfidcsataensdoSf toInckdsebotwednneeds. _s__a__n_d_

none

Banking House and Lot----------- 1,500.00

FOUthrenritRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

700.00 228.09

Cash in Vault and amounts due

from approved Reserve Agents-- 4, 258.12

Checks for Clearing and Due from

other Banks---------------------

12.00

Cash ItemS-------------------------

282.09

Overdrafts (if anYl-----------------

75.69

Advance on Cotton and other

Co=odities---------------------

none

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_

none

Profit and Loss---------------------

none

Other TotaL

_R__e_s_o__u_r_c_e_S..-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-__-_-$

-268,- ,415256-..6057

LIABILITIES:
Capital Stock.--------------- ______ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

15,000.00 3,000.00
455.69
none none none
145.03
none
8,446.98
none none
nonEJc none none
1,078.37

TotaL------------------------------$ 28,126.07

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

MERCHANTS & FARMERS BANK

Willacoochee, Ga.

As called for by the Superintendent of Banks.

HENRY PAULK,

PANSY LINDER,

President.

Cashier.

Date of Charter: 5-26-1906

Began Business: 8-6-1906

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FOUthrenritRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

26,925.99
none
2,400.00 3,035.30 19,210.32

Cash in Vault and amounts due

from approved Reserve Agents-- 5, 773.11

Checks for Clearing and Due from

other Banks----------------

528.39

Cash ItemS--------------------------

76.93

Overdrafts (if anYl----------------

82.02

Advance on Cotton and other

CuCsoto=moedristiLeSia-b-i-l-i-t-y-on-L--e-t-te--r-s-o--f

27.92

Credit and Acceptances---------

none

Profit and Loss---------------------

none

Other ResourceS-------------------- - -645-.16

Total--------------------------------$ 58,705.14

LIABILITIES:
Capital Stock______________________$ Surplus Fund--------------------- Undivided Profits-----------------Reserve Funds--------------------Due to Banks---------------------Dividends Unpaid ----------------Cashiers Checks-------------------Certified Checks------------------TDiemmeaCnedrtDifeicpaotseistso-f--D--e-p-o--s-i-t-_-_-_-_-_--_ Savings Deposits----------------- __ Letters of Credit and Acceptances
executed for Customers---------Bills Payable_________ -------------Notes and Bills Rediscounted___ _ Other Liabilities-------------------

18,000.00
none
1,443.68 412.01}
nonenone
1,116.94
none
9,195.71 17,766.61
none
none
10,701.87
none
68.33

Total----------$ 58,705.14

126

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

TH.E PEOPLES BANK

Winder, Ga.

As called for hy the Superintendent of Banks.

J. W. )llcWHORTER,

C. 0. MADDOX,

President.

Cashier.

Date of Charter: 10-29-1926

Began Business: 1Q-30-1926

RESOURCES:

Loans and Discounts--------------$ CeBrtoinfidcsataensdoSftoIncdksebotwendende.s._s__a__n_d_ FBuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrteamftss..(.i.f_a__n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.--------------------CuCsrteodmitearsnLdiAabcicleiptyta,onnceLs_e_t_t_e_r_s__o_ _f Profit and Loss..___________________ _ Other Resources..__________________ _

75,345.35 3,860.00 9,400.00 2,500.00
none 39,100.63
236.82 none none 5,743.72 none none none

TotaL------------------------------S 136,186.52

LIABILITIES:
Capital stock.______________________$ Suri>lUS Fund.--------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks ------------------Certified CheckS..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings DepositS------------------LeetxteecrsutoefdCfroerdCituasntodmAecrcse_p__ta__n_c_e__s_ Bills Payable______ ----------------Notes and Bills Rediscounted.... Other LiabilitieS...------------------

25,000.00 5,000.00 5,024.90
none none 2,000.00
810.88
none 82,833.01 1,125.54 14,392.19
none none none none

TotaL.----------------------------.$ 136, 186.52

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE WOODBURY BANKING CO.

Woodbury, Ga.

As called for by the Superintendent of Banks.

J. E. GRIMSLEY,

S. P. WILBURN,

President.

Cas-hier.

Date of Charter: 1Q-2Q-1891

Began Business: 10-1902

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned. Banking House and Lot----------OFuthrneirtRureealaEndstaFtiextouwrensed--.-_-_-_-__-_-_-_--_
Cash in Vault and amounts due from approved Reserve Agents
Checks for Clearing and Due from other Banks.---------------------
Cash Items... ____ ----------------Overdrafts (if anY>----------------Advaw.ce on Cotton and other
Commodities--------------------Customers LiabilitY on Letters of
Credit and Acceptances.. Profit and LOSS..-------------------Other Resources...-----------------
TotaL.......------------------$

120,021.73 33,086.95
none 4, 176.73
500.00 34,430.65
151.75 723.84 1,000.68 5,351.01 none none none 199,443.34

LIABILITIES:
Capital Stock.----------------------$ SUrl>lus Fun<L--------------------Undivided Profits-----------------Reserve FundS..--------------------DDiuveidtoenBdsanUknsv..a-i-d--..-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit.. LSaevttienrgssoDf eCoroesdiittsa--n-d--A--c--c-e-p-t-a-n--c-e-s
executed for Oustomers---------BNioltlessPaaYndabBleil.ls-R--e-d--i-s-c-o--u-n--t-e-d-.--- Other Liabilities....-----------------

23,400.00 10,000.00 15,279.14
none none none 1,439.95 none 76,779.01 62,545.24 none none 10,000.00 none none

TotaL------------------------------S 199, 443.34

TWELFTH ANNUAL REPORT

127

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

WOODLAND BANK

Woodland, Ga.

As called for by the Superintendent of Banks.

S. F. WOODALL,

M. H. KING,

President.

Cashier.

Date of Charter: 11-18-1907

Began Business: 11-25-1907

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned....
BFOUathnrenkriitnRugreeHalaoEnudssteFataiexntodUwLrenoestd----.-_--_--_--_--_--_--_--_----_
Cash in vault and amounts due from avvroved Reserve Agents..
Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss(-i-f-a--n-y-)--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-iet-vY-t-a-o-n-nc-e-Ls--.e_-t_-t_-e_-r_-s_-_-o_--f_ Profit and LOSS--------------------Other Resources--------------------
TotaL------------------------------$

45,951.89
none
2,000.00 1,500.00 1,965.50
11,158.44
none
58.76
none
312.42
none
463.50 981.45
64,391.96

LIABILITIES:
Cavital Stock._____ -------------- __ .$ USunrdvilvuids eFduPn<roLf-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidtoenBdsanUknsv-a--id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-----------.--------CDeermtiafinedd DCehpeocskists.._--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ BLSaeielvtxltsieenPcrgsuastyoeDfadbeCfvloreoer_sd_C_iit_tus_-s_a-_tno-_d_-m_-_-Ae_-r_-cs_-c__-e__-__p-__-t__-a__-n__-c__-__e--s__ NOothteesr LaniadbiBliitliless_R_e__d_i_s_c_o__u_n_t_e_d__-_-_--_

15,000.00 12,000.00 2,192.23
none none
153.60 117.87
none
22,426.68 12,501.58
none
none none none none

TotaL------------------------------$ 64,391.96

STATEMENT

Showing condition at the close of ~usiness December 31, 1931, of the

BANK OF WOODSTOCK

Woodstock, Ga.

As called for by the Superintendent of Banks.

J. H. JOHNSTON,

W. L. DuPREE,

President.

Cashier.

Date of Charter: 1G-1Q-1905

Began Business: 10-1905

RESOURCES:
Loa.ns and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------AOdvveardnrcaeftson(if aCRoYttlo-n----a-n--d---o--t-h-e--r CuCCsroteomdmmiteoarsdniLdtiieAasbc-ic-l-iet-pY-t-a-on--nc-e-Ls-.-e_-t_-t_-e_-r_-s_-_-_o--_f Profit and LOSS--------------------Other Resources-------------------Total... ______ --------------- ________$

49,463.25
750.00 3,446.33 2,430.61 6,957.33
18,764.68
none none none none none none
8, 251.11
90,064.31

LIABILITIES:
Capital Stock.----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteondB~S-U--n-p-a-i-d-.-_-_-__-_-_-__-_-_-_-__-_-_-_-_ Cashiers Checks-------------------Certified Checks-------------------Demand Devosits-----------------Time Certificates of Deposit------LSaevttienrgssoDf eCproesdiittsa.-n--d--A--c-c-e-p--t-a-n-c-e--s
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted..---Other Liabilities..----------------

25,000.00 13,000.00
73.24
none none none
9.50 191.53 36,552.97 5,039.51
none
none none none
10,197.56

TotaL------------ __________ ------ __$ 90. 064.31

128

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

R. L. KENT,

H. T. JOHNSON,

President.

Cashier.

Date of Charter: 2-16-1897

Began Business: 2-16-1897

RE30URCES:

Loans and Discounts.-------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__c_L_.__._._._._.._ FOutrhneirtuRreealaEndstaFtiextouwrensec--L-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_
COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a_n__d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and Loss--------------------Other Resources-------------------TotaL ______________________________ $

120,638.57
5, 271.67 4,000.00 3,100.00 8,300.00
16,481.92
878.74
none
165.05
10,894.76
none none none
169,730.71

LIABILITIES:
Capital Stock.___ ------------------.$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit----~- Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountecL---Other LiabilitieS-------------------

25,000.00 30,000.00 1,768.70
none none none
362.11
none
60,041.71 51,905.75
none
none none none
652.44

TotaL------------------------------$ 169,730.71

STATEMENT

Showing condition at the close ofBusiness December 31, 1931, of the

EXCHANGE BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

P. B. BEDINGFIELD,

E. E. DALEY,

President.

Cashier.

Date of Charter: 12-20-1909

Began Business: 12-20-1909

RESOURCES:

Loans and Discounts--------------$ 127,909.31 Certificates of Indebtedness and
Bonds and Stocks ownecL______ _ 20,231.21

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrensec--L-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
cO~v~elr~d~r~a~f~ts~~(i=f=a=n=y=)=_=_=_=__=_=_=__=_=_=_=__=_=_=_
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLd iAabcicleiptytaonnceLg_et_t_e_r_s___o_f POrtohfeirt aRnedsoLuorscse-g--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_~_-_

6,500.00 3,585.00 4, 735.41
23,551.33
824.62
none
28.16
3, 041.00
none none none

Total._______________________________-$-1-90-.-40-6-.0-4

LIABILITIES:
Capital Stock....------------------$
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnpaicL----------------Cashiers Checks------------------ Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountecL---Other Liabilities-------------------

35,000.00 25,000.00 1,238.70 2,670.00
none none
233.29
none
90,018.50 14,245.55
none
none
22,000.00
none none

TotaL. ____________________________ .$ 190,406.04

TWELFTH ANNUAL REPORT

129

STATEMENT

Showing condition at the close of Business December 31, 1931, of the

THE BANK OF ZEBULON

Zebulon, Ga.

As called for by the Superintendent of Banks.

C. R. GWY::\1,

J. J. EDWARDS,

President.

Cashier.

Date of Charter: 3-18-1905

Began Business: 1-31-1905

RESOURCES:

Loans and Discounts ______________$ 87,489.01

CeBrotinfidcsataen dofStoIncdkes botwednneeds_s___a__n_d_ Banking House and Lot_ _________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

none
5,000.00 2,576.20 3,669.39

Cash in Vault and amounts due

from approved Reserve Agents __ 19,451.23

Checks for Clearing and Due from

other Banks._--------------------

none

COavsehrdIrteamftss.(.if_a__n_y__)__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

125.64 286.85

Advance on Cotton and other

Co=odities_____ . ----------------

963.84

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.e_tt_e__r_s__o_f

none

Profit and Loss.--------------------

none

Other - Resources------------------- - -no-ne

Total. ___ ----_-.---------------------$ 119,562.16

LIABILITIES:
Capital Stock_____ --- ____ -----------$
Surplus Fund.. -------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------DSTaiemvmienagCnsdeDrDtiefepipcooasstietistss__o___f_-D_-_-e_-_-p_-o_-s_-i_-t_-__-__-__-___-__--__ Letters of Credit and Acceptances
executed for Customers----------BNiolltsesPaaynadbBleil.l.s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-__--_ Other Liabilities._-----------------

25,000.00 5,000.00 7,507.15
none none none
437.77
none
48,653.69 17,044.83 15,918.72
none none none none

TotaL_--- __________ . _______________ .$ 119.562.16