DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA STEIN PRINTING COMPANY STATE PRINTERS ATLANTA, GA. STATE OF GEORGIA DEPARTMENT OF BANKING Created by Act Approved August 16, 1919. TWELFTH ANNUAL REPORT YEAR ENDING DECEMBER 31, 1931. DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended August 14, 1920; August 21, 1922; August 13, 1924; August 26, 1925; August 25, 1927, and August 27, 1931. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907. W. J. DAVIS, Superintendent of Banks. IV DEPARTl\IE~T OF BANKING DEPARTMENT O:F BANKING STATE OF GEORGI\ ATLANTA December 3I, 1931. To THE HoNORABLE RICHARD B. RussELL, JR., GovERNOR, State of Georgia, Atlanta, Ga. Dear Sir: As required in Sections I 5 and I6 of Article 2 of the Banking Law, I have the honor to submit herewith, this, the I2th annual report of the Department of Banking for the year ending December 31, 1931. This report consists of the following exhibits and schedules: r. Exhibit "A", Official Roster of the Department of Banking. 2. Exhibit "B", a statement of the receipts and disbursements of the Department for the year 193 I. 3 Exhibits "C", "D", "E", "F", "G", "H", "I", "J", "K", covering miscellaneous applications relative to charter amendments, charter renewals, mergers, voluntary liquidations, surrender of charters, etc. 4 Exhibit "L", a list of branch banks now in operation. 5 Exhibit "M", a condensed statement showing the dispo- sition of banks during the year I93 I. 6. Exhibit "N", a list of banks and branches that are members of the Federal Reserve System. TWELFTH ANNUAL REPORT v 7 Exhibit "0", a list of Small Loan Companies under the supervision of the Superintendent of Banks during the year 1931, and Exhibit "P", a list of Credit Unions as of December 31, 1931. 8. Exhibit "Q", abstract of reports showing condition of 257 banks and 12 branches as of December 31, 1931, with a comparative statement of 294 banks and 14 branches as of December JI, I9JO. 9 Exhibit "R", abstract of reports showing condition of 65 National banks in Georgia as of December 31, 1931, as reported to this office by the Comptroller of the Currency of the United States. IO. Exhibits "S", "T" and "U", representing a list of banks taken in possession by the Department during the year I 93 I, a list of banks in liquidation, showing dividends paid to creditors and remaining funds on hand, and a list of banks the liquidation of which was completed during the year. In addition to the information as r'eflected m the exhibits referred to above, the report contains the detailed published statement of each bank as of December 31, 1931. This statement gives an itemized report of the assets and liabilities of the bank, the date the bank was chartered, the date it began business and the name of the President and the name of the Cashier of the bank. Respectfully submitted, W. J. DAVIS, Superintendent of Banks. VI DEPARTMENT OF BANKING Exhibit "A." DEPARTMENT OF BANKING, STATE OF GEORGIA OFFICIAL ROSTER December 31, 1931 W. J. DAVIS Superintendent of Banks EXAMINERS Name Address E. B. Dougla!';S ____________ Talbotton ______________ $ Richard Forrester_________ Montezuma____________ _ C. L Gruver ______________ Statesboro ____________ _ W. D. Lloyd_______________ Tallapooc;a ____________ _ M. E. Sisk________________ Greensboro ____________ _ Salary 200.00 200.00 200.00 200.00 200.00 OFFICE ASSISTANTS Name Position J. E. Denmark ____________ Chief Clerk____________ $ Miss Annette Johnson ___ Secretary______________ _ Mrs. W. L. Ellis ___________ Secretary______________ _ Salary 250.00 150.00 135.00 Theodore MarshalL _______ Porter_ _________________ $ 55.00 TWELFTH ANNUAL REPORT VII Exhibit "B." DEPARTMENT OF BANKING, STATE OF GEORGIA Receipts and Disbursements, 1931. RECEIPTS Balance Jan. 1, 1931. ___________________________ . __________$ Examination Fees_________________________________________ _ Fines and Penalties. _____________________________________ _ Small Loan Fees__________________________________________ _ Miscellaneous Income _____________________________________ _ 727.46 32,537.17 40.00 6,974.98 1,248.89 Total Receipts.. ________________________________________ _ $ 41,528.50 DISBURSEMENTS Superintendent's Salary_________ . ______ . __________________$ Superintendent's Compensation as Licen.:;ing OfficiaL __ _ Asst. Superintendent's Salary, Jan. lc;t to Sept. 24th ___ _ Traveling Expense, Supt._________________ .. __ . ___ ... _____ . Office Assistants' Salaries... _____________________________ _ Examiners' Salaries ______ . ____ . _..... _............ _. _.. _. __ Examiners' Expenses, Traveling. __ ._ .. __ ... _........ _. __ .. Printing and Stationery______________________ ._._. __ ..... . Miscellaneous Office Expense. __ . _________ . _______ ._ .. _._._ 6,000.00 1,200.00 2,640.00 27.75 6,898.00 12,200.00 9,171.24 1,502.67 1,665.27 Total Disbursements .. _.... __ .... __ .. __ ... __ ... _____ . __ _ Balance State Treasurer, Dec. 31, 1931.. _____ .... _______ . __ $ 41,304.93 $ 223.57 VIII DEPARTMENT OF BANKING APPLICATIONS FOR CHARTER APPROVED. Exhibit "C." NAME OF BANK LOCATION CAPITAL APPROVED Citizens Bank_______________ Vienna _______ $ 25,000.00 Coffee County Bank _________ Douglac; ______ 50,000.00 City Bank and Trust Co. ____ Macon ________ 110,000.00 6-23-31 6-18-31 6-26-31 PERMIT ISSUED 6-30-31 7-1-31 7-l-31 Exhibit "D." APPLICATIONS TO INCREASE CAPITAL APPROVED. NAME OF BANK LOCATION APPROVED AMOUNT OF INCREASE Griffin Banking Co. _________ Griffin~------ 3-19-31 $ 150,000.00 to $ 175,000.00 Exhibit "E." APPLICATIONS TO DECREASE CAPITAL APPROVED. NAME OF BANK LOCATION APPROVED AMOUNT OF DECREASE Bank of Lenox_______________ Lenox ________ 10-28-31 $ 30,000.00 to $ 25,000.00 Bank of Camilla_____________ Camilla_______ 11-30-31 50,000.00 to 25,000.00 Exhibit "F." APPLICATIONS FOR RENEWAL OF CHARTER APPROVED. NAME OF BANK LOCATION DATE OF CHARTER Bainbridge State Bank______ Bainbridge_____ Shadburn Banking Co. ______ Buford_________ Bank of Oglethorpe __________ Oglethorpe _____ Bank of Molena______________ Molena_________ Bank of Wadley______________ Wadley _________ Bank of Grantville __________ Grantville______ Citizens Bank_______________ Warrenton______ 2-1-1901 1-23-1901 2-5-1901 10-9-1901 1-29-1902 9-10-1901 4-14-1902 DATE APPROVED 1-12-31 1-23-31 2-10-31 5-8-31 8-12-31 8-29-31 12-23-31 TWELFTH ANNUAL REPORT IX Exhibit "G." PERMITS TO ENTER VOLUNTARY LIQUIDATION ISSUED. NAME OF BANK LOCATION DATE LIQUIDATED BY Farmers & Merchants Bank_ Kite____________ 1-26-31 Directors. Merchants Trust Company __ Valdosta _______ 1-3Q-31 Cit. & Sou. Nat'l. Bank. Bank of Lumpkin County___ Menlo Bank _________________ Dahlonega______ Menlo __________ 2-4-31 Bank of Dahlonega. 2-19-31 Directors. Bank of Ellenwood __________ Ellenwood______ 7-1-31 Directors. Atlanta Savings Bank_______ Atlanta_________ 1Q-13-31 Trust Co. of Ga. South Georgia Trust Co. ____ Albany_________ 12-11-31 Director!='. Peoples Bank________________ Glennville______ 12-24-31 Glennville Bank. Montrose Banking Co. _______ Montrose _______ 12-31-31 Directors. Bank of Statham____________ Statham________ 12-31-31 Directors. Exhibit "H." APPLICATIONS TO SURRENDER CHAB.TER APPROVED. NAME OF BANK LOCATION DATE APPROVED Peachtree Road Commercial Bank ____________ Atlanta____________ _ Bank of Clayton County______________________ Jonesboro _________ _ Alpharetta Bank______________________________ Alpharetta ________ _ Bank of Jakin________________________________ Jakin _____________ _ Bank of Ellenwood ___________________________ Ellenwood_________ _ 1-24-31 2-4-31 4-1Q-31 6-4-31 9-1Q-31 PERMITS TO RESUME BUSINESS ISSUED. Exhibit "I." NAME OF BANK LOCATION S. Lemon Banking Co. _______ Acworth ________ APPROVED 3-10-31 WHEN SUSPENDED 1-2-31 Exhibit "J." APPLICATIONS TO DECREASE CAPITAL DISAPPROVED. NAME OF BANK LOCATION DATE PROPOSED DECREASE Citizens Banking Co. ________ Eastman _____ 2-24-31 $ 100,000.00 to $ 50,000.00 X DEPART.YIENT OF BANKING BANKS IN VOLUNTARY LIQUIDATION. December 31, 1931. Exhibit "K." NAME OF BANK LOCATION DATE APPROVED FOR LIQUIDATION Bank of Willacoochee ________________ Willacoochee ___________ May 18, 1925. Farmers Banking Co. ________________ Covington _____________ April6, 1925. Jasper CountY Bank ________________ Monticello______________ April6, 1926. Farmers Bank _______________________ Vidette _________________ June 28, 1926. Claxton Bank _______________________ Claxton ________________ November 9, 1926. Bank of Bostwick ___________________ Bostwick ______________ December 2,1926. Union Banking Co. _________________ Monroe ________________ February 12,1927. Dacula Banking Co. _________________ Dacula _________________ February 15, 1927. Sharpsburg Banking Co. ____________ Sharpsburg____________ November 12, 1927. Bank of Boston _____________________ Boston_________________ December 31, 1927. Bank of Buckhead __________________ Buckhead______________ July 14, 1927. Bank of Lincolnton _________________ Lincolnton _____________ February 10, 1928. Bank of Stephens___________________ Stephens ______________ September 11, 1928. Council Bank _______________________ Ellaville ________________ Pending. Pittard Banking Co. _________________ Winterville _____________ Pending. Bank of Taliaferro __________________ Crawfordville __________ September 4, 1929. Atlanta Trust Co. ___________________ Atlanta ________________ December 11, 1929. Peoples Bank _______________________ Comer_ ________________ March 31, 1930. Bank of Helen _______________._______ Helen __________________ June 2,1930. Liberty Bank & Trust Co. ___________ Savannah______________ June 9, 1930. Bank of Cave Spring ________________ Cave Spring____________ December 12, 1930. Houston Banking Co. _______________ Perry __________________ December 12, 1930. Farmers & Merchants Bank _________ Kite ___________________ January 26, 1931. Merchants Trust Co. ________________ Valdosta _______________ January 30, 1931. Bank of Lumpkin County___________ Dahlonega _____________ February 4, 1931. Menlo Bank _________________________ Menlo __________________ February 19, 1931. Atlanta Savings Bank_______________ Atlanta ________________ October 13, 1931. South Georgia Trust Co. ____________ Albany_________________ December 11, 1931. People's Bank_______________________ Glennville _____________ December 24, 1931. Montrose Banking Co. _______________ Montrose _______________ December 31, 1931. Bank of Statham____________________ Statham __ ------------- December 31, 1931. TWELFTH ANNUAL REPORT XI BRANCH BANKS AS OF DECEMBER 31, 1931. Exhibit "L." NAME OF BRANCH LOCATION NAME OF PARENT LOCATION Brunswick Bank & Trust Co. Arco _________ Brunswick Bk. & Trust Co. Brunswick. Georgia Railroad Bk. & Tr. Co., llll Broad St. ________ Augusta ____ Georgia Railroad Bank & Trust Co. _______________ Augusta. Farmers and Merchants Bank______________________ Calvary ______ Farmers and Merchants Bank __________________ Cairo. Columbus Bk. & Trust Co., 14th St. ___________________ Columbus____ Columbus Bank & Trust Co. ______________________ Columbus. Columbus Bk. & Trust Co., North Highland ___________ Columbus ____ Columbus Bank & Trust Co. ______ --------------- Columbus. Columbus Bk. & Trust Co., Rankin House ____________ Columbus ____ Columbus Bank & Trust Co. _____________________ Columbus. Cornelia Bank_______________ Demorest _____ Cornelia Bank ____________ Cornelia. Greenville Banking Co. ______ Gay__________ Greenville Banking Co.____ Greenville. Brunswick Bank & Trust Co. Jesup ________ Brunswick Bank & Trust Co. _____________________ Brunswick. Citizens Bank_______________ Nahunta_____ Citizens Bank_____________ Folkston. Farmers Bank of Pelham ____ Sale City_____ Farmers Bank of Pelham __ Pelham. Griffin Banking Co. _________ Williamson ___ Griffin Banking Co. ______ Griffin. XII DEPARTMENT OF BANKING Exhibit "M." DISPOSITION OF STATE BANKS IN GEORGIA DURING THE YEAR 1931. Banks Banks in Operation January 1, 193L _________________________ _ 294 Banks in Operation December 31, 193L _______________________ _ 257 Decrease During Year ____________________________________ _ 37 Banks Entering Voluntary Liquidation_. _____________________ _ 10 Farmers and Merchants Bank, Kite, Bank of Lumpkin County, Dahlonega, Merchants Trust Company, Valdosta, Menlo Bank, Menlo, Bank of Ellenwood, Ellenwood, Atlanta Savings Bank, Atlanta, South Georgia Trust Co., Albany, Peoples Bank, Glennville, Montrose Banking Co., Montrose, Bank of Statham, Statham. Banks Closed During Year_ _________________________________ _ 31 Branches 14 12 2 2 Capital The Planters Bank, White Plains ______________$ 15,000.00 S. Lemon Banking Co., Acworth _____________ _ 30,000.00 Bank of Twin City, Summit__________________ _ 25,000.00 Decatur Bank & Trust Co., Decatur_ _________ _ 100,000.00 Luther William'> Bank & Trust Co., Macon ___ _ 100,000.00 First Bank of Nashville, Nashville __________ c __ 25,000.00 Bank of Homerville, Homerville _______________ _ 15,000.00 Bank of Buford, Buford______________________ _ 25,000.00 (Branches at Duluth and Suwanee.) Bank of Preston, Preston ____________________ _ 15,000.00 Jackson Banking Co., Jackson _______________ _ 50,000.00 Bank of Flovilla, Flovilla _____________________ _ 15,000.00 American Banking Corp., Vienna _____________ _ 75,000.00 Bank of Newton County, Covington__________ _ 70' 000. ()() Citizens Bank and Trust Co., Jefferson ______ _ 96,420.00 LaGrange Banking & Trust Co., LaGrange ___ _ 250,000.00 Farmers and Merchants Bank, Lumber City __ _ 15,000.00 Baldwin State Bank, Baldwin ________________ _ 15,000.00 Bank of Collins, Collins ______________________ _ 15,000.00 Farmers and Merchants Bank, Garfield _______ _ 15,000.00 Vienna State Bank, Vienna __________________ _ 25,000.00 The Home Bank, Tallapoosa__________________ _ 25,000.00 Citizens Banking Company, Eastman_ .. ______ _ 100,000.00 The Planters Bank, Pavo_____________________ _ 15,000.00 The People's Bank, IdeaL ____________________ _ 15,000.00 Bank of Arlington, Arlington _________________ _ 50,000.00 Irwinton Bank, Irwinton _____________________ _ 15,000.00 Citizens Bank, Blakely _______________________ _ 50,000.00 Citizens Bank, Cairo _________________________ _ 50,000.00 Sea Island Bank, Statesboro _________________ _ 50,000.00 American Bank & Trust Co., Cordele _________ _ 150,000.00 Bank of Unadilla, Unadilla ___________________ _ 50,000.00 Tot al _________________________________________________ _- --- -- 41 -- - - - -- - ---2 - - TWELFTH ANNUAL REPORT XIII Exhibit "M."-Continued. Banks Opened for Business During Year______________________ 3 Citizens Bank, Vienna, Coffee County Bank, Douglas, City Bank and Trust Co., Macon. Banks Reinstated During Year__ ______________________________ 1 S. Lemon Banking Co., Acworth. Net Decrease Shown Above ___________________________ _ 37 2 Exhibit "N." STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM. Georgia Savings Bank and Trust Co. _______________________ Atlanta Trust Company of Georgia__________________________________ Atlanta Citizens Bank and Trust Co. _______________________________ Bainbridge Brunswick Bank and Trust Co. ____________________________ Brunswick Peoples Bank ______________________________________________ Carrollton Citizens Bank of Claxton___________________________________ Claxton Columbus Bank and Trust Co. _____________________________ Columbus Northeastern Banking Co. __________________________________ Commerce Bank of Dawson____________________________________________ Dawson Bank of Eastman___________________________________________ Eastman Greenville Banking Co. _____________________________________ Greenville Brand Banking Company___________________________________ Lawrenceville Farmers State Bank ________________________________________ Lincolnton Bank of Millen _____________________________________________ Millen Bank of Monroe ____________________________________ -- ______ Monroe Farmers Bank ______________________________________________ Monroe Farmers Bank of Pelham ___________________________________ Pelham Citizens State Bank________________________________________ Reynolds Rhine Banking Co. _________________________________________ Rhine Bank of Sasser_ ____________________________________________ Sasser Citizens Bank and Trust Co. _______________________________ Savannah Savannah Bank and Trust Co. _____________________________ Savannah Bank of Soperton __________________________________________ Soperton Bank of Statesboro_________________________________________ Statesboro Central Bank_______________________________________________ Swainsboro BRANCHES Brunswick Bank and Trust Company __ ----------- _________ Arco Columbus Bank and Trust Co., Fourteenth St. ____________ Columbus Columbus Bank and Trust Co., N. Highland_______________ Columbus Columbus Bank and Trust Co., Rankin House _____________ Columbus Greenville Banking Co._____________________________________ Gay Brunswick Bank and Trust Co. ____________________________ Jesup Farmers Bank of Pelham ___________________________________ Sale City XIY DEPARTMENT OF BANKING Exhibit "0." SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1931. NAME OF COMPANY LOCATION DATE LICENSE ISSUED Consolidated Loan and Finance Co. ________________ Albany _________ Jan. 9,1931. Southern Loan Company____________________________ Albany _________ Jan. 8, 1931. Franklin Plan of Ga., Inc. ___________________________ Athens_________ June 1, 1931. Georgia Cash Credit Corp. ___________________________ Athens_________ Jan. 2, 1931. Motor Finance Company _____________________________ Athens_________ Jan. 2, 1931. T. C. Adams_________________________________________ Atlanta_________ Jan. 7, 1931. American Discount Company of Ga. _________________ Atlanta _________ Jan. 2, 1931. American Security Company_________________________ Atlanta_________ Jan. 2, 1931. Bailey-Harris Company ______________________________ Atlanta_________ Jan. 2, 1931. City Investment Company____________________________ Atlanta_________ Jan. 5, 1931. Community Finance Company ______________________ Atlanta_________ Oct. 13, 1931. Consolidated Loan and Savings Co. _________________ Atlanta_________ Jan. 2, 1931. FidelitY Investment Company _______________________ Atlanta_________ Jan. 2, 1931. Finance Acceptance Co. of Ga. ______________________ Atlanta_________ Jan. 2, 1931. Franklin Plan of Ga., Inc. __________________________ Atlanta_________ June 1, 1931. Fulton Industrial Company _________________________ Atlanta ________ Jan. 9,1931. Fulton Loan Service No.3, Inc. ______________________ Atlanta_________ Jan. 2, 1931. Georgia Acceptance Co. ______________________________ Atlanta_________ Oct. 6, 1931. Georgia Cash Credit Corp. ___________________________ Atlanta_________ Jan. 2, 1931. Georgia Finance, Inc. ________________________________ Atlanta_________ Jan. 2, 1931. Hart'lfield Company_________________________________ Atlanta_________ Jan. 2, 1931. Home Finance Service____________ __________ Atlanta _________ Sept. 25, 1931. Household Finance Corp. ___________________________ Atlanta ________ Jan. 2, 1931. Household Finance Corp. ____________________________ Atlanta_________ Jan. 2, 1931. Legal Security Company_____________________________ Atlanta_________ Jan. 6, 1931. Master Loan Service, Inc. ____________________________ Atlanta_________ Jan. 2, 1931. Mechanics Loan & Savings Co. ______________________ Atlanta_________ Jan. 2, 1931. PerRonal Finance Co. of Atlanta _____________________ Atlanta_________ Jan. 2, 1931. Personal Loan Service, Inc. __________________________ Atlanta_________ Jan. 2, 1931. Quaker Savings Association _________________________ Atlanta ________ Jan. 2. 1931. Seaboard Security Company_________________________ Atlanta_________ Jan. 2, 1931. Southern and Potal Finance Co. ____________________ Atlanta_________ Jan. 9, 1931. Southern Auto Finance Co. ________________._________ Atlanta_________ Oct. 8, 1931. Southern Security Company, Inc. ___________________ Atlanta_________ Jan. 2, 1931. Southland Loan & Investment Co. __________________ Atlanta_________ Jan. 2, 1931. Stone Mountain Loan Company_____________________ Atlanta_________ Jan. 2, 1931. United Small Loan Corp. ____________________________ Atlanta_________ Jan. 2, 1931. Family Loan Society_________________________________ Augusta ________ Jan. 2, 1931. Personal Finance Co. of Augusta____________________ Augusta ________ Jan. 2, 1931. Daily Loan Company ________________________________ ColumbU';_ _____ Jan. 2, 1931. Per,;onal Finance Co. of Columbus __________________ Columbus______ Jan. 2, 1931. Dixie Finance Company _____________________________ Columbus______ Jan. 2, 1931. Covington Finance Corporation _____________________ Covington ______ Jan. 5, 1931. Whitfield Loan & Finance Co. _______________________ Dalton _________ Jan. 2, 1931. United Small Loan Corporation______________________ Decatur ________ Sept. 1, 1931. United Small Loan Corporation______________________ Eac;t Point______ Jan. 2, 1931. Motor Finance Company _____________________________ Gainesville_____ Jan. 2, 1931. Southern Loan Company___________ ~ ________________ Griffin _________ Jan. 2, 1931. Franklin Plan of Ga., Inc.___________________________ LaGrange ______ June 1, 1931. Georgia Cash Credit Corp. ___________________________ LaGrange ______ Jan. 2, 1931. TWELFTH AKNUAL REPORT XV Exhibit "0."-Continued. SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1931. NAME OF COMPANY LOCATION DATE LICENSE ISSUED Home Finance Company_____________________________ McRae __________ Sept. 25, 1931. Commercial Loan & Investment Co. __________________ Macon __________ Jan. 2, 1931. Equitable Loan Company ____________________________ Macon __________ Jan. 2, 1931. Franklin Plan of Georgia, Inc. _______________________ Macon ___________ June 1, 1931. Georgia Cash Credit Corp. ___________________________ Macon __________ Jan. 2, 1931. Georgia Finance Co. _________________________________ Macon __________ Jan. 2, 1931. Georgia Motor Finance Co. ___________________________ Macon __________ Oct. 2, 1931. Harris Loan Company _______________________________ Macon __________ Jan. 2, 1931. Hartsfield Co., Inc. __________________________________ Macon __________ Jan. 2, 1931. Personal Finance Co. of Macon ______________________ Macon __________ Jan. 2, 1931. The Citizens Loan Co. _______________________________ Macon __________ Jan. 2, 1931. Co-operative Loan Co. _______________________________ Marietta________ Jan. 29, 1931. United Small Loan Corp. ____________________________ Marietta________ Jan. 2, 1931. Interstate Loan Company____________________________ Moultrie ________ March 19, 1931. Family Finance Company ____________________________ Rome ___________ Jan. 2, 193l. Franklin Plan of Ga., Inc. ___________________________ Rome ___________ June 1, 1931. Georgia Cash Credit Corp. ___________________________ Rome __________ Jan. 2, 1931. Investors Loan Corp. ________________________________ Savannah ______ Jan. 2, 1931. Motor Contract Collecting Agency ___________________ Savannah______ Jan. 2, 1931. Mutual Finance Co., Inc. ____________________________ Savannah______ Nov. 4, 1931. Nash Loan Company ________________________________ Savannah______ Jan. 2, 1931. Personal Finance Co. oi Savannah __________________ Savannah______ Jan. 2, 1931. Quaker Savings Association _________________________ Savannah______ Nov. 19, 1931. Southern Investment Company _____________________ Thomasville ____ Jan. 21,1931. Industrial Loan Company ___________________________ Valdosta _______ Jan. 2, 1931. Valdosta Loan & Savings Co. _______________________ Valdosta _______ Jan. 17, 1931. United Small Loan Corp. ____________________________ Waycross _______ Jan. 2. 1931. Preston Holder Williams _____________________________ Winder_ ________ Jan. 7, 1931. xn DEPAHT:\IE~T OF RANKING Exhibit "P." CREDIT UNIONS AS OF DECEMBER 31, 1931. NAME STREET ADDRESS LOCATION Alma Exchange Credit Union ______________________________________ Alma Athen'S Division Credit Union ___________ Care of Georgia Power Co. Athens A. B. & A. Railway Credit Union ________ 26 Cain St. _______________ Atlanta Acco Credit Union ______________________ 194 Elliott St., S. W. ______ Atlanta Apaco Credit Union _____________________ 225 Moore St. _____________ Atlanta Atlanta Journal Employees Credit Union Journal Bldg. ____________ Atlanta Atlanta Lodge 522 B. of R. R. Clerks Cr. Union _________________________________ 724 Terminal Bldg. _______ Atlanta Atlanta Lodge No. 1 (I. A. & M.) Credit Union _________________________________ 91 Trinity Ave., S. W. _____ Atlanta Atlanta Postal Credit Union _____________ 242 Post Office Bldg. _____ Atlanta Atlanta Ry. Postal Clerks Cr. Union _____ 534 Post Office Bldg. _____ Atlanta Atlanta Steel Credit Union ______________ 16th and Mecaslin Sts., N. W. __________________ Atlanta Atlanta Teachers' Ass'n. Credit Union __ Care of Tech High SchooL Atlanta Atlanta Western Union Employees Credit Union _________________________________ 419 Western Union Bldg.__ Atlanta Circle "W" Credit Union ________________ 426 Marietta St. __________ Atlanta Constitution Employees' Credit Union___ Care of Atlanta Constitution ____________________ Atlanta Electrical Workers Credit Union _________ 212 Trinity Ave., S. W. ____ Atlanta Exposition Cotton Mill Employees Credit Union _________________________________ 794 Marietta St. __________ Atlanta Foote & Davies Credit Union ____________ Capital and Milton Ave. __ Atlanta Fulton Teachers' Credit Union __________ 524 Court House _________ Atlanta G. A.-W. P. General Credit Union _______ 4 Hunter St., S. E. _______ Atlanta Georgian-American Credit Union _________ 84 Marietta St. ___________ Atlanta Hartford Credit Union __________________ 839 Tr. Co. of Ga. Bldg. ___ Atlanta R. E. A. Employees Credit Union ________ 89 Luckie St. _____________ Atlanta Railroad Credit Union __________________ 23 Peachtree Arcade ______ Atlanta Right Way Credit Union _________________ l81 Alabama St., S. W. ____ Atlanta Rogers Credit Union ____________________ 682 Whitehall St. _________ Atlanta Ruralist Press Credit Union _____________ 713 Glenn St. ____________ Atlanta Southeastern Express Credit Union _____ 50 Pryor St. ______________ Atlanta The Thrift Credit Union ________________ 125 Spring St. ____________ Atlanta Western & Atlantic Credit Union ________ Route 5, Box 892 _________ Atlanta Augusta Federal Employees Credit Union Federal Bldg. _____________ Augusta Georgia Railroad Credit Union __________ Care of Georgia Railroad __ Augusta King Mill Credit Union __________________ Care of King MilL _______ Augusta Lombard Credit Union _____________ ~- ___ 631 Eleventh St. __________ Augusta Columbus Postal Employees Cr. Union ___ Post Office _______________ Columbus The Federal Employees Credit Union ____ Property Office___________ Fort McPherson Federal Employees Credit Union_________ Post Office _______________ Macon Hapgrade Credit Union _________________ Broadway at Pine ________ Macon Floyd County Postal Emp. Credit Union Post Office _______________ Rome Rome Division Credit Union ____________ 324 Broad St. _____________ Rome Savannah Federal Credit Union _________ Care of U. S. Engineer Office __________________ Savannah Seaboard Employees' Credit Union ______ Room 2, Union Station ___ Savannah Trainmen's Credit Union ________________ lOB East Taylor St. _______ Savannah Tift Company Fed. Emp. Credit Union ___ Post Office _______________ Tifton Valdosta Postal Employees' Cr. Union ___ Post Office _______________ Valdosta TWELFTH ANl\'TAL REPORT XVII Exhibit "Q." ABSTRACT OF REPORTS OF THE CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1931, WITH COMPARATIVE STATEMENT AS OF DECEMBER 31, 1930. 257 Banks and 12 Branches as of Dec. 31, 1931. RESOURCES: Loans and Discounts _______________________ $ 79,044,791.51 Certificates of Indebtedness and Bonds and Stocks O~ned ____________________________ _ Banking House and Lot ______________________ _ Furniture and Fixtures ______________________ _ Other Real Estate O~ned _____________________ _ 14,383,033.32 4,492,329.14 968,849.83 5,141,054.25 Cash in Vaults and Amounts Due from Approved Reserve Agents ___________________ _ 18,075,563.16 Checks for Clearing and Due from Other Banks Cash Items ___________________________________ _ Overdrafts (if any) ____________________________ _ 975,427.54 193,820.91 77' 131.15 Advance on Cotton and other Commodities ___ _ 729,986.89 Customers Liability on Letters of Credit and Acceptances __________ .. ___________________ _ Profit and Loss ______________________________ _ Other Resources_____ ________________________ _ 1,028,191.60 34,244.39 1,081,664.91 TOTALS_________________________________ $ 126,226,088.60 294 Banks and 14 Branches as of Dec. 31, 1930. $ 91,947,279.62 13,091,818.14 4,789,831.52 1,091,116.19 5' 309' 055.43 22,726,695.61 1 '991 ,641.51 197,561.05 107,819.85 839,071.21 1'839' 441. 81 31,054.92 816,440.95 $ 144,778,827.81 LIABILITIES: Capital Stock _________________________________ $ Surplus Fund _______________________________ _ Undivided Profits ____________________________ _ Reserve Funds _______________________________ _ Due to Banks ________________________________ _ Dividends Unpaid____________________________ _ Cashiers Checks_ ____ _______________________ _ Certified Checks _____________________________ _ Demand Deposits ____________________________ _ Time Certificates of Deposits _________________ _ Savings Deposits _____________________________ _ Letters of Credit and Acceptances Executed for Customers _______________________________ _ Bills Payable _________________________________ _ Notes and Bills Rediscounted ________________ _ Other Liabilities _____________________________ _ 16,707,400.00 9,457,954.79 4,377,699.53 1,818,987.45 1,675,051.22 115,356.74 590,026.83 28,944.43 37,769,730.39 22,747,569.90 22,974,858.22 953,040.72 4,794,243.79 1,401,643.33 813,581.26 TOTALS__________________________________$ 126,226,088. 60 $ 18,583,820.00 10,577,453.28 5,296,613.46 2,029,384.38 3,976,297.71 198,106.55 648,799.61 251,648.11 46,872,574.96 21' 116,272.79 27,949,038.35 1,722,005.81 2,852,525.53 1,675,330.53 1,028,956.54 $ 144,778,827.81 XVIII DEPARTMENT OF BAKKING Exhibit "R." ABSTRACT OF REPORTS SHOWING CONDITION OF 65 NATIONAL BANKS IN GEORGIA AS OF DECEMBER 31, 1931. (Taken from Report of Comptroller of the Currency) RESOURCES: Loans and Discounts (Including Rediscounts) ____________________ $ 113,915,000.00 Overdrafts________________________________________________________ 128,000.00 U.S. Government Securities Owned_______________________________ 38,046,000.00 Other Bonds, Stocks, Securities, etc., Owned______________________ 23,409,000.00 Customers' LiabilitY Account of Acceptances______________________ 1,022,000.00 Banking House, Furniture and Fixtures__________________________ 8,865,000.00 Other Real Estate Owned__________________________________________ 5,053,000.00 Reserve with Federal Reserve Banks_______________________________ 8, 735,000.00 Cash in Vault_ ____________________________________________________ 4, 626, 000. 00 Due from Banks____ _______________________________________________ 36, 539, 000. 00 Outside Checks and Other Cash Items____________________________ 724,000.00 Redemption Fund and Due from U.S. Treasurer__________________ 349,000.00 Acceptances of Other Banks and Bills of Exchange or Drafts Sold with Indorsement_ ___________________________________________ _ Securities Borrowed ______________________________________________ _ OthE>r Resources ____________________________________________ - ____ _ 650,000.00 218,000.00 496,000.00 Total __________________________________________________________ $ 242,775,000.00 LIABILITIES: Capital Stock Paid In ______________________________________________$ Surplus ____________ " __________________________________ c _________ _ Undivided Profits-Net ___________________________________________ _ Reserves for Dividend<;, Contingencies, etc. ______________________ _ Reserves for Intere<>t, Taxes and Other Expenses Accrued and Unpaid ______________________________________________________ _ National Bank Notes Outstanding _______________________________ _ Due to Banks (Including Certified and Cashiers' Checks, and Cash Letters of Credit and Travelers' Checks Outstanding _________ _ Demand Deposits ________________________________________________ _ Time Deposits (Including Postal Savings) ________________________ _ U. S. Deposits ____________________________________________________ _ AgreSeomlden__ts__t_o__R__e_p_u_r_c_h__a_s_e__U_.__S_.__G__o_v_e_r_n_m__e_n__t _o_r__O__t_h_e_r__S_e_c_u__r_it_i_es_ Bills Payable and Rediscounts ____________________________________ _ Acceptances of Other Banks and Bills of Exchange or Drafts Sold with Indorsement ____________________________________________ . Acceptances Executed for Customers _____________________________ _ Acceptances Executed by Other Banks for Account of Reporting Banks _______________________________________________________ _ Securities Borrowed ______________________________________________ _ Other Liabilities _________________________________________________ _ 18,720,000.00 12,667,000.00 2,814,000.00 2,115,000.00 451,000.00 6,948,000.00 30,070,000.00 81,906,000.00 77,442,000.00 2,008,000.00 3,131,000.00 2,546,000.00 650,000.00 1,010,000.00 12,000.00 218,000.00 67,000.00 TotaL ________________________________________________________$ 242,775,000.00 TWELFTH ANNUAL REPORT STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF ACWORTH Acworth, Ga. As called for by the Superintendent of Banks. A. J. DURHAM, J. E. CARNES, President. Cashier. Date of Charter: 10-31-1905 Began Business: 12-19-1905 RESOURCES: Loans and Discounts ______________ $ CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ Ba,nking House and Lot__________ _ FOUthrenritRureealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabcicleiptytaonnceLs_e_t_t_e_r_s__o_ _f POrtohfeitr aRnedsoLuorcses.s._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ 93,984,23 none 1,600,71 3,490,79 6, 666.27 28,929.48 492.96 31.67 483.70 none 1.683.38 none 616.98 TotaL.-----------------------------$ 137,983.17 LIABILITIES: Capital Stock.---------------------$ SUunrdpilvuids eFduPnrtances..... Profit and LOSS----------- Other Resources------------------- TotaL------------------------------$ 14.653.17 none 5.000.00 2,810.00 1,916.35 47.398.60 none none none none none none 404.75 72.182.87 LIABILITIES: Capital Stock......----------------$ suro1us FunaicL----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmemCnedrDtifeiic>aotseistso-f--D--e-i->--o-s-i-t_-_-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Accei>tances executed for Customers---------Bills PaYable________ --------- __ ----Notes and Bills Rediscounted____ _ Other Liabilities..------------------ 25,000.00 none 393.08 none none none 27.75 none 3D, 713.41 16,048.63 none none none none none TotaL------------------------------$ 72.182.87 STATEMENT Showing condition at the close of Business December 31, 1931, of the THE BRYAN BANK Adel, Ga. As called for by the Superintendent of Banks. G. W. BRYAN, J. B. SASSER, President, Cashier. Date of Charter: ~-27-19~9 Began Business: 3-1-1929 RESOURCES: Loans and Discounts--------------$ 30,881.56 Certificates of Indebtedness and Bonds and Stocks ownecL....... 47.207.76 Banking House and Lot----------- 1.600.00 Furniture and Fixtures............ Other Real Estate owned_________ _ 500.00 none Cash in vault and amounts due from a PI>roved Reserve Agents.. 45.395.07 Checks for Clearing and Due from other Banks.--------------------- 2.244.71 COavsehrdIrteamftss..(.i.f.a. .n.y. )__-_-_-_-_-_-_-_-_-_-_-_-_-_-_._. ._ - 38.52 none Advance on Cotton and other Commodities.--------------------- 796.52 Customers LiabilitY on Letters of Credit and Accei>tances..--------- none POrtohfeirt aRnesdoLurocseSs.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ - - none -n-on-e TotaL.. __ ._..--..--._._..--.-......-$ 128.664.14 LIABILITIES: Cai>ital Stock.----------------------$ Suro1us Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks...--------------------Dividends Uni>aicL----------------Cashiers Checks-------------------Certified Checks.....---------------TDiemmeaCn derDtifeiic>aotseistSo-f--D-e--i>--o-s-i-t-.-. _-_-_-_--_ Savings Dei>osits.. ----------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ BNioltlessPaanyadbBleil.l.s-R--e-d--i-s-c-o-u-n--t-e-d-_--__-_--_ Other Liabilities...----------------- 25,000.00 1. 250.00 4. 730.09 none none none 284.61 none 84.189.62 13,209.82 none none none none none Total-------------------------.------$ 128.664.14 TWELFTH ANNUAL REPORT 3 STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF ADRIAN Adrian, Ga. As called for by the Superintendent of Banks. M. T. RI~ER, LOUIS HATCHER, President. Cashier. Date of Charter: ll-20-1911 Began Business: 12-6-1911 RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and Bonds and Stocks owned........ Banking House and Lot----------Furniture and Fixtures.......... other Real Estate owned.......... Cash in Vault and amounts due from approved Reserve Agents. Choetchkesr fBora nCklesa__r_in__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of Credit and Acceptances.......... POrtohfeirt aRnedsoLuorcsess.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TotaL------------------------------$ none 4,000.00 1,500.00 6, 500.00 3,549.40 none none none none none none ], 177.50 50,894.95 LIABILITIES: Capital Stock......................$ Surplus Fun---------------AdCvoan=coediotinesC._o__t_t_o_n___a__n_d____o_t_h__er_ 9,083.16 none 12.25 none CuCsrteodmitearsndLAiacbcileiptYtanocnesL.e_t_t_e_r_s__o_ f_ none Profit and LOSS--------------------- none - - - - Other Resources...---------------- none TotaL ----------------$ l, 669,480.09 LIABILITIES: Capital Stock.----------------------$ SUunrdpilvuids eFduPnrdo.f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_- -_ Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances executed for Customers---------BNioltlessPaanyadbBleil.l.s-R--e--d-i-s-c-o-u--n-t-e-d--..-.-.Other Liabilities....---------------- 65,000.00 135,000.00 111,780.58 none none none 3,665.48 none 775,511.13 382,914.71 195,608.19 none none none none Total--------------------------------$ 1, 669,480.09 6 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the ASHBURN BANK Ashburn, Ga. As called for by the Superintendent of Banks. C. E. THRASHER, R. H. GREEN, President. Cashier. Date of Charter: 7-3-1900 Began Business: 7-1900 RESOURCES: Loans and Discounts.-------------$ C eBrot inf idcsa taensdoSf t oI nc kdse botwendende.s. _s__a__n_d_ Banking House and Lot----------FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d-.-. _-_-_-_-_-_-_-_- -_ Cash in vault and amounts due from approved Reserve Agents ... Checks for Clearing and Due from other Banks.. --------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CPruCCosrofteoimtdmmiatenoraddsniLLtdioieAasssb.c..-.ic_-le_-i_t-py_-t_-a_on_-nc_-_e_-Ls_-_e_-__t-_t_-_e__-_r_-_s_-__-__o__f Other Resources-------------------- TotaL ______________________________$ 117,509.67 none none 6, 410.32 17,200.00 15,442.93 32.89 88.20 none none none none none 156,684.01 LIABILITIES: CS uarppi tlauls SFtuonc kd.____________________________________________$ RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Due to Banks.._____________________ _ Dividends Unpaid-----------------Cashiers Checks ------------------Certified Checks...-----------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------BLieeltxltseePcrusatyoeafdbCflroeer_d_C_i t_u_as_nt_o_dm__A_e_cr_sc__e__p___t__a___n__c___e_ s__ Notes and Bills Rediscounted...... Other LiabilitieS...------------------ 50.000.00 25,000.00 6,050.61 4,168.37 none none 362.84 none 33,926.88 26,259.00 2' 594.81 none 8, 321.50 none none TotaL------------------------------$ 156,684.01 STATEMENT Showing condition at the close of Business December 31, 1931, of the D. H. DAVIS, President. Date of Charter: THE CITIZENS BANK OF ASHBURN Ashburn, Ga. As called for by the Superintendent of Banks. K. P. BAKER, Cashier. 7-~7-1905 Began Business: 10-25-1905 RESOURCES: Loans and Discounts ..------------$ 96,257' 18 CeBrotinfidcsataensdoSf t oI ncdkes botwe dnende.s. _s__a__n_d_ none Banking House and Lot----------- 5,000.00 FOuthrneirtRureealaEndstFatiextouwrensed--_-_-_-_-__-_-_-_--_ none 2,140.65 Cash in Vault and amounts due from approved Reserve Agents.. _ 30,724.80 Checks for Clearing and Due from other Banks---------------------- 130.36 COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ 704.38 none Advance on Cotton and other CuCCsroteo=dmiotedarsintLdieiAasbc-ic-le-i-pt-yt-a-on-nc-e-L-s-.e-_t-_t-_e_-_r-_s-_-_o--_f 4,152.18 none Profit and LosS..-------------------- none Other Resources -------------------- - -n-on-e Total --------------------------$ 139,109.55 LIABILITIES: Capital Stock.....------------------$ SurplUs Funita1 Stock.. _____ --------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------CDaivshidieenrsdsChUencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.._______ , __________ _ Demand DepositS-----------------Time Certificates of Det>OsiL----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_t_>_t_a_n_c__es_ Bills Payable______________________ _ NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e_d__.____ 200,000.00 100,000.00 35,711.94 3,603.55 none none none none 1. 222.19 50,863.96 198,348.45 none 150,000.00 none 118,165.94 TotaL------------------------------$ 857,916.03 STATEMENT Showing condition at the close of Business December 31, 1931, of the CITIZENS TRUST COMPANY Atlanta, Ga. As called for by the Superintendent of Banks. A. T. WALDEN, L. D. MILTON, President. Cashier. Date of Charter: 7-21-1921 Began Business: 8-21-1921 RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknldnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and Fixtures. __________ _ Other Real Estate owned.--------Cash in Vault and amounts due from approved Reserve .Agents. Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnies.c.o t_t_o__n- - -a- n__d____o-t-h-e__r Customers LiabilitY on Letters of Credit and Accet>tances..--------Profit and Loss--------------------Other Resources.------------------- TotaL-----------------------------$ 74,346.86 64,587.63 none 22,500.00 60,787.65 24,716.12 none none none none none none 2,295.69 249,233.95 LIABILITIES: Cat>ital Stock----------------------$ Surolus FunosiL----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAeCrsO_O__I_>_t_a_n_c_es_ Bills Payable----------------------Notes and Bills Rediscounted.... Other Liabilities...------------------ 120,000.00 none 5,013.40 10,377.49 none none 459.52 214.25 69,385.27 802.41 42,981.61 none none none none TotaL-------------------------------$ 249,233.95 8 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the CONTINENTAL TRUST COMPANY Atlanta, Ga. As called for by the Superintendent of Banks. JOEL Hl!RT, JR. J. L. ROBERSON, President. Sec. & Treas. Date of Charter: 4-8-1913 Began Business: 4-13-1913 RESOURCES: Loans and Discounts______________$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due from apvroved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------Cash Items.....--------------------Overdrafts (if anY>----------------Advance on Cotton and other CuCsotmommeords iLtiieasb.-i-li-t-y--o--n--L--e-t-t-e-r-s--o--f Credit and Acceptances--------Profit and Loss..-------------------Other Resources-------------------- Total.-------------------------------$ 116,352.37 none none 205.75 360,838.00 16,399.36 none none none none none none 348,253.49 842,048.97 LIABILITIES: Cavital Stock..---------------------$ Sumlus Fun----------------- 1, 945.19 none Advance on Cotton and other CuCsotommmeorsdiLtiieaSb-il-i-t-Y---o-n---L--e-t-t-e-r-s--o--f none Credit and Acceptances.......... none Profit and Loss--------------------- none TOothtaeLr R-e-s-o-u--r-c-e-s--.-------------------------------------$-5,-098-,5n0o4-.n8e9 LIABILITIES: Capital Stock.......................$ 500,000.00 Surplus Funtances.... POrtohfeirt aRnedsoLurocsess....___________________ T o t a L _______________________________ $ 101,804.44 none none 2,898.35 8, 733.36 15,869.16 1,270.49 329.83 46.62 3,588.64 none none 15.66 134,556.55 LIABILITIES: CSuair>piltualsSFtuonckd........_._._.__.__.__.__.___.____._. $ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv--a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists.._._-_--_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Time Certificates of Dei>osit....... Savings Deposits------------------Letters of Credit and Accei>tances BielxlsecPuatyeodabfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._.._ NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n__te__d_.____ 25,000.00 none none none none none 364.76 1, 700.00 63,472.79 39,664.93 4,335.33 none none none 18.74 TotaL...............................$ 134,556.55 1:2 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the E. J. PERRY, President. Date of Charter: BAINBRIDGE STATE BANK Bainbridge, Ga. As called for by the Superintendent of Banks. E. J. PERRY, JR., Cashier. 2-1-1901 Began Business: 1899 RESOURCES: Loans and Discounts..............$ 352,411.86 Certlficates of Indebtedness and Bonds and Stocks owned....... 67,134.83 Banking House and Lot----------Furniture and Fixtures...... -----Other Real Estate owned......... Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from 10,800.66 693.57 2,000.00 162,936.26 CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other 872.87 171.91 247.54 CuCsotommmeorsdiLtiieasb.i-l-i-tY---o--n--L--e-t-t-e-r-s--o--f Credit and Acceptances.._________ 8, 544.81 none POrtohfeirt aRnesdouLrcoess.S__.-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_- none 3, 288.35 To t aL ________________ --------------$- ---- 609, 102.66 LIABILITIES: Capital Stock..---------------------$ SurPlus Fund..--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeipcoatseitsSo..f--D--e-p-o--s-i-t-.-..----.-. Savings Depo~its------------------ Letters of Credit and Acceptances executed for Customers---------Bills payable.---------------------Notes and Bills Rediscounted... Other Liabilities------------------- 100,000.00 20,000.00 75,322.49 none 17,165.47 none 2, 766.68 none 170,606.34 31,735.67 191,506.01 none none none none TotaL.------.----------------------.$ 609,102.66 STATEMENT Showing condition at the close of Business December 31, 1931, of the THE CITIZENS BANK AND TRUST CO. Bainbridge, Ga. As called for by the Superintendent of Banks. H. L. GANS, E. F. VICKERS, President. Cashier. Date of Charter: 2-17-1920 Began Business: 12-19-1911 RESOURCES: Loans and Discounts--------------$ 544,106.81 CeBrotinfidcsataensdoSftoInckdsebotwednneeds..s__a__n_d_ 47,877.89 Banking House and Lot----------- none FOuthrneirtuRreealaEndstFatiextouwrense-d--.-. -__-_-_-_-_-_--_ 3,800.00 12,405.00 Cash in Vault and amounts due from approved Reserve Agents-- 97,828.79 Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss(.i.f. -a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ 5,349.93 none 3, 980.71 AdCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h__er_ 77,174.05 CuCsrteodmiterasnLdiAa bciclei tpytaonnceLs_e_t_t_e_r_s__o_ f_ none POrtohfeirt RanedsoLurocseSs-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ - - none -n-on-e TotaL-------------------------------$ 792,523.18 LIABILITIES: Capital Stock..---------------------$ SurPlUS FuniaD.ces BielxlsecPuat.evdabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other Liabilities------------------- 25.GOO.OO 5,000.00 30,368.95 none none none none none none none 210,004.21 none none none none Total-------------------------------$ 270, 373.16 STATEMENT Showing condition at the close of Business December 31, 1931, of the CITIZENS BANK Ball Ground, Ga. As called for by the Superintendent of Banks. M. G. HENDRIX, B. R. JONES, President. Cashier. Date of Charter: 9-28-1926 Began Business: 10-1-19'!6 RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and Bonds and Stocks owned........ BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ Cash in Vault and amounts due from apvroved Reserve Agents.. Checks for Clearing and Due from C aosthh eItreBmasn.. k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitnies.c..o. t_t_o__n___a_._n_d____o_t_h_e_ r_ CuCsrteodmiterasnLdiAabciclietvYtanocnesL..e_t_t_e_r_s___o_f POrtohfeirt aRnesdoLurOceSsS..-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_ Tota.L .. ----------------------------$ 54,470.53 25,000.00 ], 200.00 1,250.00 none 16,161.06 none none 80.88 none none none none 98,162.47 LIABILITIES: Cavital Stock..---------------------$ SUunrdvilvuids eFdUPnrdo.f.-it-s--__-_-_-_-_-_-_--------------------Reserve Funds---------------------DDiuveidtoenBdsanUknSp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Devosit....... Savings Deposits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities------------------- 15,000.00 5,000.00 3, 934.53 none none none 305 '21 none 50,702.99 23,219.74 none none none none none TotaL------------------ ____________ $ 98,162.47 14 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the BAXLEY STATE BANK Baxley, Ga. As called for by the Superintendent of Banks. J. "\Y. TIPPINS, C. E. MOORE, President. Cashier. Date of Charter: 8-23-1917 Began Business: 8-25-1917 RESOURCES: Loans and Discounts...-----------$ Certificates of Indebtedness and Bonds and Stocks owned........ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o__tt_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters ot Credit and Accevtances........ POrtohfeirt aRnedsoLurocsess._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 128,486.62 3,000.00 4. anooon.oeo 2,000.00 34,828.13 none none none none none none none TotaL......------------------------$ 172,314.75 LIABILITIES: CSuarppiltuals SFtuoncdk._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_._._._._._._-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ DiVidends Unpaid...---------------Cashiers Checks....---------------Certified Checks-------------------Demand De:oosits-----------------Time Certificates of De:oosiL... Savings De:oosits------------------Letters of Credit and Acce:otances executed for Customers---------Bi!is Payable..... __ . _____ ----------Notes and Bills Rediscounted... Other LiabilitieS------------------- 25,000.00 27,500.00 532.47 none none 1. 007.50 5,727.16 none 42,397.82 19,658.40 2,034.95 none 48,456.45 none none TotaL------------------------------$ 172.314.75 STATEMENT Showing condition at the close of Business December 31, 1931, of the THE BLACKSHEAR BANK Blackshear, Ga. As called for by the Superintendent of Banks. A. P. BRANTLEY, P. L. POMEROY, President. Cashier. Date of Charter: 9-11-1891 Began Business: 7-7-1892 RESOURCES: Loans and Discounts............$ Certificates of Indebtedness and Bonds and Stocks owned...... Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due from a:o:oroved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h__e_r Customers Liability on Letters of Credit and Acceptances.......... Profit and LOSS..-------------------Other Resource3..------------------- TotaL------------------------------$ 121.538.94 none none 13,858.77 7,268.15 134,098.37 none none none none none none 53.50 576,817.73 LIABILITIES: CSua:ropiltuals SFtuoncdk_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits...---------------Time Certificates of De:oosit....... SaVings De:oosits ...---------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e__:__o__t__a__n__c____es__ Notes and Bills Rediscounted..... Other LiabilitieS------------------- 50,000.00 25,000.00 69,636.61 6,941.43 none none 4,453. 75 41.00 180,176.99 215,567.95 none none 25,000.00 none none TotaL------------------------------$ 576,817.73 TWELFTH ANNUAL REPORT 15 STATEMENT Showing condition at the close of Busine!ls December 31, 1931, of the J. M. EATON, President. Date of Charter: FANNIN COUNTY BANK Blue Ridge, Ga. As called for by the Superintendent of Banks. W. J. DENMARK, Cashier. 5-28-1916 Began Business: 6-6-1916 RESOURCES: Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI nckdse botwe dnende.s. _s__a__n_d_ Banking House and Lot__________ _ OFuthrneirtRureealaEnsdtaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other C uCsot ommmeords iLtiieasb..i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f Credit and Acceptances---------OPrtohfeirt aRnesdoLurocseSs.....-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_--_ 134,944.92 17' 096.39 19,000.00 7,000.00 20,409.74 58,765.51 none none none none none none none TotaL-------------------------------$ 257, 216.56 LIABILITIES: Capital Stock.----------------------$ Surplus Eund...--------------------Undivided Profits-----------------Reserve Fnnds---------------------DDiuveidteonBdsanUknsp--a-id--.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS..------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e--p-o-s-i-t-.-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_____ Other Liabilities....------------------ 15,000.00 5,000.00 3,914.19 none none none 3,293.53 none 97',376.20 116,850.02 15, 764.63 none none none 17.99 TotaL------------------------ ______ $ 257, 216.56 STATEMENT Showing condition at the close of Business December 31, 1931, of the L. W. DYE, President. Date of Charter: THE FARMERS BANK Blythe, Ga. As called for by the Superintendent of Banks. T. M. NICKLES, Cashier. 8-!l8-1909 Began Business: 9-1-1909 RESOURCES: Loans 1:\Ild Discounts--------------$ CeBrotinfidcsataensdoSf toI ncdkes botwe dnende.s._s__a__n_d_ Banking House and Lot----------FOuthrneirtuRreealaEndstFatiextouwrense-d-.-..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on cotton and other Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpYtaoncnesL..e.t.t_e_r_s___of_ Profit and Loss--------------------Other Resources-------------------- TotaL.----------------------------.$ 49,191.50 none 1, 947.50 1, 000.00 285.55 6,272.84 none 115.00 29.81 16.00 none. none none 58, 858.20 LIABILITIES: Capital Stock.----------------------$ Surplus Fnn----------------Advance on Cotton and other 1,403.98 none Commodities---------------------- none Customers LiabilitY on Letters of Credit and Acceptances........... none Profit and Loss--------------------- none TOothtearLRe..s.o-u--r-c-e-s----------------------------------------$- - -40-.00 365,036.70 LIABILITIES: Capital Stock.---------------------.$ Surplus Fund---------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Unpaid..----------------Cashiers Checks-------------------Certified CheckS..------------------Demand Deposits-----------------Time Certificates of Deposits-----SaVings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable.---------------------Notes and Bills Rediscounted.. Other LiabilitieS------------------ 40,000.00 8, 000.00 6, 473.83 8, 420.90 none none 544.22 36.00 172.227.05 31,428.16 77,906.54 none 20,000.00 none none TotaL-------------------------------$ 365,0R6.70 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the J. E. BROOKS, President. Date of Charter: BANK OF CAMILLA Camilla, Ga. As called for by the Superintendent of Banks. J.E. BROOKS, Cashier. 11-4-1889 Began Business: 1889 RESOURCES: CLoeBraotninfsidcasantadensDdoiSfstcoIoncukdnsetbsot-we--dn-en-de-.-s.-_s-_-_a-_-_n-_d-_$ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_ Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--f Credit and Acceptances --------Profit and LOSS--------------------Other Resources.------------------- TotaL------------------------------$ 97,272.22 29,887.03 16,500.00 6,500.00 30,000.00 71,943.19 1,108.11 none none 1,939.50 none none none 255,150.05 LIABILITIES: Capital Stock.______________________ $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpald..----------------CCearsthifieierds CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseistso..f--D--e-p-o-s-i-t-_-_--__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatYeadbfloer__C__u_s_t_o__m_ e- -r-s-------------------Notes and Bills Rediscounted..___ _ Other Liabilities------------------- 25,000.00 none 825.22 none none none 364.43 none 142,952.30 7, 776.66 78,231.44 none none none none TotaL------------------------------$ 255,150.05 STATEMENT Showing condition at the close of Business December 31, 1931, of the PLANTERS & CITIZENS BANK Camilla, Ga. As called for by the Superintendent of Banks. G. B. COCHRAN, E. J. VANN, JR. President. Cashier. Date of Charter: 5-~4-1913 Began Business: 5-24-1913 RESOURCES: Loans and Discounts--------------$ 92,941.34 Certificates of Indebtedness and Bonds and Stocks owned..------- 4, 751.95 Banking House and Lot----------- 10,000.00 FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ 6,000.00 8,097.37 Cash in Vault and amounts due from approved Reserve Agents.. 20,817.30 Checks for Clearing and Due from other Banks---------------------- 996.03 COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 116.60 none Advance on Cotton and other Commodities---------------------Customers Liability on Letters o! none Credit and Accei>tances---------- none Profit and Loss--------------------- none Other Total. _R__e_s_o_u__r_c_e_S__-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -144-,589744-..1710 LIABILITIES: Cai>ital Stock----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeiic>aotessitso-f--D--e-i->-o-s-i-t-.-._-_-_-_--_ BLSaieelvtlxtsieenPcrgsuastyoeDafdbeCfilor>eer_od_Cs_ii_tut_sas_-tn_-o_-dm_-_-A_e--_rc-_sc-__e-__-i__>-__-t__-a__-n__-_c_-__e-s-__ Notes and Bills Rediscounted..____ Other Liabilities------------------- 50,000.00 none 562.99 none none none 419.95 none 56,982.46 20,898.36 15,730.94 none none none none TotaL-------------------------------$ 144,594.70 TWELFTH ANNUAL REPORT STATEMENT Showing condition at the close of Business December 31, 1931, of the B. F. CHEEK, President. Date of Charter: FARMERS BANK Canon, Ga. As called for by the Superintendent of Banks. M. C. BOWERS, Cashier. 11-3-1919 Began Business: 11-11-1919 RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__c_L_._.__._._._.._ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_--__Cash in vault and amounts due from approved Reserve Agents __ Checks for Clearing and Due from CaosthheIrteBmasn._k_s_._._-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbc-i-cl-ei-tp-yt-a-o-n-nc-e-Ls--_e-_t_-t_-e_-r_-s_-_-o-_-_f Profit and LOSS--------------------Other Resources.------------------- T o t a L . . . . --------------------------$ 33,185.14 none 2,500.00 1,500.00 7,306.12 3, 877.86 none none none none none none none 48, 369.12 LIABILITIES: CS uarppi tlauls SFtuoncdk...-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_$ Undivided Profits-----------------DReuseertvoeBFaunnkdss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends UnpaicL----------------CCearsthiifeiersd CChheecckkss.-.-.---------------------_-_-_-__-_--_ Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_--_-_ Notes and Bills RediscountecL.... Other Liabilities------------------- 25,000.00 1,250.00 575.81 none none none 368.56 none 16,357.18 4,817.57 none none none none none TotaL-----------------------------$ 48.369.12 STATEMENT Showing condition at the close of Business December 31, 1931, of the R. T. JONES, President. Date of Charter: BANK OF CANTON Canton, Ga. As called for by the Superintendent of Banks. W. S. ELLIOTT, Cashier. 11-17-189~ Began Business: 1~-~1-189~ RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_c_L__-_-_-_-_-_--_ FOuthrneirtRureealaEndstFatiextouwrensed--.-_-__-_-_-_-_-_--_ Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks.--------------------COavsehrdIrtaefmtss.(.i.f.a..n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Co=odities.--------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s__o_ _f Profit and LOSS--------------------Other Resources...----------------- 564,745.01 253,862.50 33,929.00 4,865.00 42,237.28 261,997.47 3,980.12 127.64 872.31 none none none none TotaL-------------------------------$ 1, 166,616.33 LIABILITIES: Capital Stock.______________________ $ Surplus Fund......------- __ -------Undivided Profits-----------------Reserve FundS---------------------DDuiveidteonBdsanUknsp-a--ic-L--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ Letters of Credit and Acceptances executed for Customers---------Bills Payable.. --------------------Notes and Bills RediscountecL.... Other LiabilitieS------------------- 150,000.00 150,000.00 26,228.00 none none none 1,211.92 none 418,744.96 336,079.36 84,352.09 none none none none TotaL ______________________________$ 1.166,616.33 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the ETOWAH BANK Canton, Ga. As called for by the Superintendent of Banks. OLIN FINCHER, N. A. THOMASON, President. Cashier. Date of Charter: l-i~-19i7 Began Business: 1-i9-19i7 RESOURCES: Loans and Discounts...........$ 131 '715 .60 Certificates of Indebtedness and Bonds and Stocks owned... 7,659.03 Banking House and Lot..... 12,000.00 Furniture and FixtUres..... 2,235.00 Other Real Estate owned... _______ _ none Cash in vault and amounts due from approved Reserve Agents.. 150,351.60 Checks for Clearing and Due from other Banks---- 930.68 COavsehrdIrtaefmtss(.i.f--a-n-y--)-_-_-_-_-_-__-_-________--_ none 454.71 AdCvoamnmceodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__e_r none Customers LiabilitY on Letters of Credit and Acceptances.......... none Profit and Loss...................... none - - - - Other Resources..................... 150.00 Total......$ 305, 496.62 LIABILITIES: Capital Stock.....$ Surplus Funtances executed for Customers---------BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--.---Other LiabilitieS..------------------- 30,000.00 6,000.00 1,471.66 none none none 392.39 none 39,792.84 29,072.03 8,173.00 none none none none Total--------------------------------$ 114,901.92 STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF CLAYTON Clayton, Ga. As called for by the Superintendent of Banks. J. C. DOVER, T. A. DUCKETT, President. Cashier. Date of Charter: 6-3Q-1904 Began Business: 7-1-1904 RESOURCES: Loans and Discounts--------------$ 135,105.38 CeBrotinfidcsataensdoSf toInckdsebotwednnede-s_s__a__n_d_ Banking House and Lot__________ _ 24.500.00 4,000.00 FOuthrneirtuRreealaEndstFatiextouwrense-d---_-_-_-_-_-_-_-_--_ 1,100.00 4, 732.44 Cash in Vault and amounts due from approved Reserve Agents. 137,387.82 Checks for Clearing and Due from other Banks---------------------Cash ItemS-------------------------Overdrafts (if anY>----------------AdCvoamncmeodointiesC__o_ -t-t-o_n___a__n-d- ___o_t_h-_e-r 555.41 120.77 240.39 none Customers Liability on Letters of Credit and Accei>tances---------- none Profit and Loss--------------------- none Other Resources-------------------- - -no-ne Total--------------------------------$ 307,742.21 LIABILITIES: Capital Stock.----------------------$ Suri>lUS FuncL--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to BankS----------------------DiVidends Uni>aid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand Dei>ositB------------------Time Certificates of Dei>osit------LSaeeVtxtieencrgsustoeDfdeCfporoersdCiittussa--tno--dm--Ae-r-cs-c_-e_-i_->_-t_-a_-n_-_c-_e-_-s Bills PayablEL---------------------NOothteesr aLniadbBiliitlilessR...e.d__i_s_c_o_u__n_t_e_d__-____ 25,000.00 10,000.00 9, 744.40 1,500.00 none none l, 371.65 none 138,648.82 121,477.34 none none none none none TotaL-------------------------------$ 307.742.21 TWELFTH ANNUAL REPORT 29 STATEMENT Showing condition at the close of Business December 31, 1931, of the CLERMONT BANKING CO. Clermont, Ga. As called for by the Superintendent of Banks. J. M. HAYNES, W. V. GRANT, President. Cashier. Date of Charter: 6-13-19Hl Began Business: 2-1913 RESOURCES: Loans and Discounts.............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.___._._._.._ FOuthrneirtRureealaEndstaFtiextouwrense-d--..-.-_-_-_-_-_-_--_ Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other Commodities.--------------------Customers Liability on Letters of Credit and Acceptances......... Profit and Loss--------------------Other Resources.------------------- Total.------------------------------$ 22,667.00 4,000.00 1,461.84 l. 924.25 1,250.00 15,798.98 none 49.63 16.78 none none none none 47,168.48 LIABILITIES: Cai>ital Stock..---------------------$ Surplus Funaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits-----------------'Dl.me Certificates of Dei>osit....... Savings Deposits------------------Letters of Credit and Accei>tances executed for Customers...... Bills Payable----------------------Notes and Bills Rediscounted.... Other LiabilitiCS-------r---------- 15,000.00 3, 000.00 1, 326.76 none none 3.60 73.80 none 13,171.42 14,592.90 none none none none none Total--------------------------------$ 47,168.48 STATEMENT Showing condition at the close of Business December 31, 1931, of the STATE BANK OF COCHRAN Cochran, Ga. As called for by the Superintendent of Banks. T. W. FISHER, L. S. LEACH, President. Cashier. Date of Charter: 12-21-1921 Began Business: 1-5-1922 RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and Bonds and Stocks owned..... Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------- Cash Items...----------------------Overdrafts (if anYl----------------Advan on Cotton and other CommoditieS---------------------Customers Liability on Letters of Credit and Accei>tances. --------POrtohfeiit aRnedsoLuOrcSeSs.-.-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_ 79,377.33 45,424.20 3,816.67 2, 712.55 7,547.59 37,450.70 none none none 1,725.77 none none none Total.-------------------------------$ 178,054.81 LIABILITIES: Capital Stock.... ------------------$ SUunrdpilvuisdeFduPnrdo-f-i-t-s-_-_-_-_-_-__-_--------------------- Reserve Funds--------------------Due to Banks ---------------------Dividends Unpaid----------------CCaesrthiifeiersdCChheecckkss-_-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits. ________________ _ Time Certificates of Deposit _____ _ Savings Deposits.. ________________ _ Letters of Credit and Acceptances executed for Customers.......... Bills Payable.. _____ . __ ....... _____ _ Notes and Bills Rediscounted.... Other Liabilities........... ---- .. __ 25,000.00 10,000,00 3,162.49 700.00 none 260.00 373.96 none 125,664.44 10,241.70 2,652.22 none none none none Total ________ .. _____________________$ 178.054.81 30 DEPARTMENT OF BANKING STATEMENT Showing condition at the dose of Business December 31, 1931, of the CITIZENS BANK Colquitt, Ga. As called for by the Superintendent of Banks. F. E. FUDGE, G. C. JINKS, President. Cashier. Date of Charter: 3-1!4-191!4 Began Business: 4-1!1-191!4 RESOURCES: Loans and Discounts--------------$ 70,702.19 CeBrotinfidcsaatensdoSftoInckdsebotwednnede.s_s__a__n_d_ 5, 738.65 Banking House and Lot----------- 4,000.00 FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ 1,696.00 none Cash in Vault and amounts due from approved Reserve Agents .. 28.430.51 Checks for Clearing and Due from other Banks---------------------- none Cash Items...----------------------- none Overdrafts (if allYl----------------- none AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r 18,428.65 CuCsrteodmitearsnLd iAabcicleitpYtaonnoeLs_e_t_t_e_r_s__o_ _f none POrtohfeitr aRnedsoLuorcseSs-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TotaL._________ ---------------------$- none -128,-9n9o6-.noeo LIABILITIES: Capital Stock.----------------------$ Surplus Fund. --------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------DiVidends Unpai----------------Advance on Cotton and other CUCsotmommeorsdiLtiieasb..i-l-i-ty---o-n---L--e-t-t-e-r-s--o--f Credit and Acceptances---------Profit and LOSS..-------------------Other Resources..------------------- TotaL.-----------------------------$ 619,140.40 21,090.00 none 12,500.00 30,400.00 94,263.30 17,049.16 747.68 424.06 none 49,407.23 none none 845,021.83 LIABILITIES: Capital Stock..............$ Surolus Fun----------------Advance on Cotton and other CUCsotmommeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f Credit and Acceptances..--------Profit and LOSS..---------------Other Resources-------------------- T o t a L ----------- . . -----.-----$ 211,715.06 99,758.39 5,034.60 2,469.60 37,639.61 57,570.77 5,410.00 none none 28,290.18 none none 3, 736.50 451,674.71 LIABILITIES: Capital Stock..____________________ $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS..---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances executed for Customers---------Bills Payable----------------------NOothteesr aLniadbiBliiJlalsesR__e_d_i_s_c_o_u__n_t_e_d_._._._._.._ 100,000.00 65,000.00 531.14 . 2, 767.40 none 1,916.00 1,434.51 19.30 174,581.26 75,425.10 none none 20,000.00 10.000.00 none Total----------------$ 451.674.71 TWELFTH ANNUAL REPORT ss STATEMENT Showing condition at the close of Business December 31, 1931, of the CONCORD BANKING CO. Concord, Ga. As called for by the Superintendent of Banks. C. T. SMITH, S. A. KING, President. Cashier. Date of Charter: 10-!l9-1903 Began Business: 11-18-1908 RESOURCES: Loans and Discounts..........$ Certificates of Indebtedness and Bonds and Stocks owned...... Banking House and Lot..... Furniture and Fixtures..... Other Real Estate owned......... Cash in Vault and amounts due from ai>vroved Reserve Agents. Checks for Clearing and Due from other Banks............. Cash Items..................... Overdrafts (I! any)............... Advance on cotton and other Commodities.................... Customers Liability on Letters of Credit and Accel)tances........ Profit and Loss............. Other Resources.......... 51,523.09 40,000.00 none 2, 500.00 7,795.43 28,376.01 none none .35 none none none none TotaL..........$ 130,194.88 LIABILITIES: Ca1>ital Stock.........$ Surolus FuncL................ Undivided Profits........ Reserve Funds..... Due to Banks.......... Dividends Uni>aid......... Cashiers Checks .......... Certified Checks............ Demand Del)osits.................. Time Certificates of DevosiL... Savings D6Dosits............... Letters of Credit and Accevtances executed for Customers..... Bills Payable.................. Notes and Bills Rediscounted.... Other Liabilities--------- 25,000.00 20,000.00 2, 565.53 none none none 71.34 none 49,782.72 32. 775.2g none none none none none Total--------------------------------$ 130, 19-1.88 STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF CONYERS Conyers, Ga. As called for by the Superintendent of Banks. W. T. BALDWIN, M. W. HULL, President. Cashier. Date of Charter: 11-25-1904 Began Business: 1~-19-1904 RESOURCES: Loans and Discounts...........$ 73,293.86 Certificates of Indebtedness and Bonds and Stocks owned....... 39,328.52 Banking House and Lot....... none Furniture and Fixtures ......... 4, 700.00 Other Real Estate owned.......... . 8, 700.00 Cash in Vault and a.mounts due from avvroved Reserve Agents.. 37,499.81 Checks for Clearing and Due from other Banks................. 2,186.14 Cash Items..................... 399.90 Overdrafts (if any) ................ none Advance on Cotton and other Commodities..................... . 1. 245.59 Customers Liability on Letters of Credit and Accevtances......... none Profit and Loss................. none Other Resources..............- - -no-ne Total............:..........$ 167.353.82 LIABILITIES: Cavital Stock..............$ Survlus Fund................. Undivided Profits............... Reserve Funds................. Due to Banks.................... Dividends UnvaicL............. Cashiers Checks.................. Certified Checks.................. Demand Devosits_............... Time Certificates of Devosit...... Savings Devosits.................. Letters of Credit and Accevtances executed for Customers........ Bills Payable...................... Notes and Bills Rediscounted..... Other Liabilities-------.......... 30,000.00 15,000.00 2,245.14 none none 750.00 84.00 none 96,476.62 22,798.06 none none none none none TotaL....................$ 167.353.82 34 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF ROCKDALE Conyers, Ga. As called for by the Superintendent of Banks. G. C. SIMS, R. H. STILL, President. Cashier. Date of Charter: IG-15-1891 Began Business: 6-1-1901 RESOURCES I Loans and Discounts.------------$ Certificates of Indebtedness and . Bonds and Stocks owned.... Banking House and Lot-----------l FOuthrneirtRureealaEnsdtaFtiextoUwrenesd--..-.-.-.---.-.---.1 Oash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks.-------------------Oash ItelllS-------------------------Overdrafts (if anY>----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f Credit and Acceptances... Profit and LOSS.-------------------Other Resources..... Total. .... $ 138,318.97 2,075.00 6, 700.00 8,640.00 53,633.34 2,194.58 none 1,351.10 2.540.0% none none none LIABILITIES: Capital Stock....$ Surplus FuntL------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss..---.-.---------.--.---- Dividends Unva!cL------------ Cashiers Checks.-----------------Certified Checks..----------------Demand DepositS-----------------Time Certificates of Deposit.. LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--t-a-n-c-e--s executed for Customers---------Bills Payable.---------------------Notes and Bills Rediscounted... Other Liabilities------------------ 50,000.00 50,000.00 126.9V none none 912.00 1,175.50 none 82,483.83 30,755.50 none none none none none Total-----------------------$ 215,453.01 STATEMENT Showing condition at the close of Business December 31, 1931, of the FARMERS & MERCHANTS BANK Coolidge, Ga. As called for by the Superintendent of Banks. BOYKIN HARRISON, A. P. MEGAHEE, President. Cashier. Date of Charter: 12-18-1911 Began Business: ll-2G-19ll RESOURCES: Loans and Discounts----"-------1 Certificates of Indebtedness and Bonds and Stocks owned.. Banking House and Lot..... FUrniture and Fixtures..... Other Real Estate owned......... Cash in Vault and amounts due from approved Reserve Agents. Checks for Clearing and Due from other Banks.------------------Oash ItelllS------------------------Overdrafts (if anY>----------------AdCvoamncmeodoitniesc..o_t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of Credit and Accevtances.. Profit and Loss. Other Resources. 90,008.35 none 2.500.00 3,673.32 19,060.28 7,009.65 none none none 930.76 none none none TotaL---------------------1 123,182.36 LIABILITIES: Oavital Stock......$ Surplus Fund------------------Undivided Profits------------------ RDDeiuvseeidrtvoeenBdFsaunUnkdnssp-.-a---i-d---.---.---------------------------.-- Cashiers Checks---------------Certified Ohecks.----------------Demand DevositB--------------- Time Certificates of Devosit. Savings Deposits------------------Letters of Credit and Acceptances executed for Customers Bills Payable........... Notes and Bills Rediscounted.. Other LiabilitieS- 25,000.00 none 4,678.42 none none none 164.00 none 28,550.57 54,789.37 none none 10,000.00 none none Total..$ 123,182.38 TWELFTH ANNUAL REPORT 35 STATEMENT Showing condition at the close of Business Dece:mber 31, 1931, of the CORDELE BANKING CO. Cordele, Ga. As called for by the Superintendent of Banks. J. H. CHILDS, S. 0. PARSONS, President. Cashier. Date of Charter: 5-31-19~7 Began Business: 6-15-19~7 RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._..__._____ Furniture and Fixtures___________ _ Other Real Estate owned..--------Cash in Vault and amounts due from ai>I>roved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss.(.i.f.a--n-y-)--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb..i-l-i-ty---o-n---L--e-t-t-e-r-s--o--f Credit and Accet>tances..-------Profit and LOSS--------------------Other Resources..------------------- TotaL..... __ ___ . ___ . ____ .... _. $ 57,176.05 none none 5,000.00 none 67,265.04 10.729.08 375.00 8.25 359.17 none none none 140.912.59 LIABILITIES: Cat>ital Stock.______________________$ SU!I>lus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unt>aid.....------------Cashiers Checks-------------------Certified Checks-------------------Demand Det>osits-----------------Time Certificates of Det>osiL.. SLaevttienrgssoDf eCt>reodsiitts.a-n--d--A--c-c-e-t->-t-a-n-c-e--s BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._.___.__.___ Notes and Bills Rediscounted... Other Liabilities------------------- 25,000.00 2,500.00 3, 721.13 none none none 781.18 none 100,033.29 7,606.89 1,270.10 none none none none TotaL------------------------------$ 140,912.59 STATEMENT Showing condition at the close of Business December 31, 1931, of the CORNELIA BANK Cornelia, Ga. As called for by the Superintendent of Banks. J. E. BARR, J. M. GILLESPIE, President. Cashier. Date of Charter: 7-3-1900 Began Business-8-4-1900 RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and Bonds and Stocks owned-------Banking House and Lot----------Furniture and Fixtures..--------Other Real Estate owned..--------Cash in Vault and amounts due from ai>I>roved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------COavsehrdIrtealfltlsS-(.i.f.a. n__y_)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-____ Advance on Cotton and other CommoditieS..--------------------Customers LiabilitY on Letters of Credit and Accet>tances...-------PrOfit and LOSS..------------------Other Resources------------------ TotaL------------------------------$ 252,631.62 10,308.66 12,500.00 4,380.00 33,046.80 54,250.39 678.87 364.96 none 3,608.81 none none none 371,770.11 LIABILITIES: Cat>ital Stock.______________________$ SU!I>lus FuncL..___________________ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unt>aid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Det>ositS-----------------Time Certificates of Det>osit------Savings Det>osits------------------Letters of Credit and Accet>tances executed for Customers---------Bills Payable____ ------------------Notes and Bills Rediscounted.. Other Liabilities------------------ 40,000.00 15,000.00 18,343.61 none none 11.00 733.91 10.00 217,676.99 76,994.60 none none none 3,000.00 none TotaL.---------------------------$ 371,770.11 86 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF COVINGTON & TRUST CO. Covington, Ga. As calJed for by the Superintendent of Banks. R. R. FOWLER, J. E. PHILIPS, President. Cashier. Date of Charter: 4-4-1901 Began Business: 4-1901 RESOURCES: Loans and Discounts...___________$ CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweodnt_ne_ed__s._.s____a____n__d__ Furniture and FixtUres.__________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due from approved Reserve Agents._ Checks for Clearing and Due from other Banks--------------------Cash Items.------------------------AOdvveardnrcaeftso(nif aCnoYtt>o-n---a--n--d---o--t-h-e-r OUCostmommeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o-f Credit and Acceptances.... POrtohfeirt aRnedsoLuOrcSesS.._-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_ 191,538.39 415,523.27 none 2,223.00 3,086.97 238,654.20 15,807.49 none none none none none none Total-------------------------------$ 866, 833.32 LIABILITIES: Capital Stock.----------------------$ Surplus Fun----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb..i-l-i-t-y--o-n---L--e-t-t-e-r-s--o--f Credit and Acceptances..--------POrtohfeirt aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 105,668.52 39,000.00 2,500.00 2.000.00 1,695.50 64,454.48 none none none none none none none Total-------------------------------$ 215, 318.50 LIABILITIES: Capital Stock.----------------------$ Surplus Fun----------------Advance on Cotton and other Commodities......--- __ -----. ____ . CUstomers Liability on Letters of Credit and Acceptances.--------Profit and LOSS--------------------Other Resources..---------------- Total--------------------------------$ 256,706.94 5, 200.00 16,000.00 4,000.00 23,539.20 92,359.68 1, 708.92 1,569.05 80.89 none none none none 401,164.68 LIABILITIES: Capital Stock.______________________ $ Surplus Fund.--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaio-t--t--o---n------a--n----d------o---t--h---e---r none 71.25 126.59 Commodities. . . --- .... 540.82 Customers Llabllity on Letters of Oredit and Acceptances..... none Profit and Loss.... none Other Resources.... .- - none -- Total.$ 75,035.66 LIABILITIES: Capital Stock.......$ US unrdpi vl ui ds eFduPnrdo.f.i t-s- .--.-----.----- .---- - - Reserve Funds.... Due to Banks..... Dividends Unpaid... Cashiers Ohecks.... Oertlfied Ohecks.... TDiemmeaCnderDtifeipcoasteitss.o.f-D--e-p--o-s-i-t-.-.-.-..--Savings Deposits......... Letters of Oredit and Acceptances executed for Customers. Bills Payable._--------------------Notes and Bills Rediscounted... Other Llabllities. 25,000.00 5,000.00 604.18 none none none 137.58 none 17,225.12 15,763 0 78 none none 5,000.00 6,305.00 none Total..$ 75, 035.66 40 DEPARTMENT OF BANKING STATEMENT Showing conditio:n at the close of Business December 31, 1931, of the BANK OF DANIELSVILLE Danielsville, Ga. As called for by the Superintendent of Banks. GEO. 0. GRIFFETH, R. C. GRIFFETH, President. Cashier. Date of Charter: 1~-ll:-1907 Began Business: 1-15-1908 RESOURCES: Loans and Discounts..........................$ Certificates of Indebtedness and Bonds and Stocks owned.......... Banking House and Lot................. FUrniture and Fixtures.................... Other Real Estate owned................. Cash in Vault and amounts due from avvroved Reserve Agents... Checks for Clearing and Due from other Banks......................................... Cash Items.................................................. Overdrafts (if anY) .................................. Advance on Cotton and other Commodities ........................................ Customers Liability on Letters of Credit and Accevtances.................... Profit and Loss........................................ Other Resources.................................. .. T o t a L ..................................................... $ 51,034.06 3,000.00 2,000.00 1,000.00 900.00 27' 513.56 11,704.87 none 479.01 none none none none 97,631.50 LIABILITIES: Cavital Stock....................................$ Survlus FUnd_................................... Undivided Profits.............................. Reserve FUnds...................................... Due to Banks........................................ Dividends Unvaid................................. Cashiers Checks...................................... Certified Checks...................................... Demand Devosits_............................... Time Certificates of Devosit............. Savings Devosits.................................... Letters of Credit and Accevtances executed for Customers............... Bills Payable_______ .............................. Notes and Bills Rediscounted....... Other Liabilities____ ............................ 15,000.00 15,000.00 1,000.00 none none none 145.97 none 50,342.39 16,143.14 none none none none none TotaL..........................................................$ 97, 631. 50 STATEMENT Showing condition at the close of Business December 31, 1931, of the THE DARIEN BANK Darien, Ga. As called for by the Superintendent of Banks. C. M. TYSON, D. E. LANE, President. Cashier. Date of Charter: H!-8-1888 Began Business: 1-1889 RESOURCES: Loans and Discounts............................$ Certificates of Indebtedness and Bonds and Stocks owned............... Banking House and Lot..................... Furniture and Fixtures....................... Other Real Estate owned................... Cash in Vault and amounts due from avvroved Reserve Agents.... Checks for Clearing and Due from other Banks............................................ Cash Items................................................... Overdrafts (if any) .................................. Advance on Cotton and other Commodities.. ....................................... .. Customers LiabilitY on Letters of Credit and Accevtances................... Profit and Loss............................ Other Resources--.................... TotaL.............................................$ 80,832.42 28,000.00 2,000.00 1, 700.00 12,533.48 20,692.80 none none 6.50 none none none none 145,765.20 LIABILITIES: Cavital Stock.........................................$ Surv1us FUnd......................................... Undivided Profits................................ Reserve FUnds....................................... Due to Banks............................................ Dividends Unvaid................................. Cashiers Checks............................ Certified Checks.............................. Demand Devosits_................................ Time CeJ:tificates of Devosit_......... Savings Devosits...................................... Letters of Credit and Accevtances executed for Customers.................. Bills Payable-........................................... Notes and Bills Rediscounted......... Other Liabilities..................................... 25,000.00 5,000.00 5, 942.40 none none 1,000.00 78.92 none 46,134.22 14,117.25 48,492.41 none none none none Total..............................................$ 145,765.20 TWELFTH ANNUAL REPORT 41 :... STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF DAWSON Dawson, Ga. As called for by the Superintendent of Banks. M. C. EDWARDS, C. G. McLENDON, President. Asst. Cashier. Date of Charter: 6-!Z9-1911 Began Business: 7-1-1911 RESOURCES: Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextoUwrense-d-.-.-_-_-_-_-_-_-_--_ Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks------------------~--COavsehrdIrtaefmtss.(.i.f_a__n_y__)_____-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CPruCCosorfteiomtdmmaitenoradsdniLLdtioieAassbsc-.i-c_l-i_e-t_pY-_-t_a-_o-n_-n_c-_e-_L-s_-.e_.-_t_-t__-e__-_r_-_s_-__-o__--_f_ Other Resources..------------------ 330,738.39 29,058.90 none 1,455.00 8,158.50 51,689.22 1,556.71 none none 14,716.00 none none none TotaL. _____________________________ $ 437,372.72 LIABILITIES: Capital Stock.----------------------$ survlus FunI>roved Reserve Agents. Checks for Olearing and Due from other Banks---------------------Cash Items.--------------------Overdrafts (if anY>---------Advance on Cotton and other Commodities.---_--- ____ --.----Customers LiabilitY on Letters of Credit and Accei>tances. --------Profit and LOSS.-------------------Other Resources.------------------ 248,365.57 243,096.55 none 2,509.93 none 94,759.94 6,234.81 128.73 17.40 366.45 none none 589.07 Total--------------------------------$ 596,068.45 LIABILITIES: Cai>ital Stock...$ SUln.ldl1ilvluidseFdUPnrdo.fits- Reserve FUnds Due to Banks..... Dividends Uni>aid. Cashiers Checks.. Certified Checks. Demand Dei>osits_.. Time Certificates of Dei>osit.. Savings Dei>osits......... Letters of Credit and Accei>tances executed for Customers. Bills Payable._--------------- Notes and Bills Rediscounted. Other Liab111ties_ 100,000.00 20,000.00 16,779.43 900.28 13,593.96 none 3,010.94 73.00 413,706.17 10,963.84 16,490.83 none none none 550.00 Total--------------------------------$ 596,068.45 STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF DUDLEY Dudley, Ga. As called for by the Superintendent of Banks. H. D. JOINER, RUBERT L. HOGAN, President. Cashier. Date of Charter: 1o-~-1905 Began Business: 11-1905 RESOURCES: Loans and Discounts..$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds..s__a__n_d_ Banking House and Lot-------~-- Furniture and Fixtures-----------Other Real Estate owned--------Cash in Vault and amounts due from ai>I>roved Reserve Agents. Checks for Clearing and Due from other Banks---------------------Cash Items.---------------------Overdrafts (if anY>----------------Advance on Cotton and other Commodities.. ____ _._------ __ _ Customers LiabilitY on Letters of Credit and Accei>tances.. Profit and Loss.. Other Resources.----------------- TotaL ---------------------_.$ 10,941.72 none I, 783.39 3,015.90 750.00 2,273.18 none none 289.11 none none none none 19, 053.30 LIABILITIES: CSuari>i>itlauls SFtuonckd__________-_-_-_-_____-_-_-_-_-_-_-_________ ._$ Undivided Profits _________________ _ RDeuseertvoeBFaunnkdss_____________-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-----------------CCearsthiifeiersd CChheecckkss.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits __________________ _ Letters of Credit and Acceptances executed for Customers__________ _ Bills Payable.... ___________________ _ Notes and Bills Rediscounted..... Other Liabilities... _____ -----------_ 15,000.00 none 660.23 none none none 59.48 none 2, 615.28 718.31 none none none none none Total.. ________________ ------------ ..$ 19,053.30 44 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF EASTMAN Eastman, Ga. As called for by the Superintendent of Banks. W. L. JESSUP, GEO. D. MULLIS, President. Cashier. Date of Charter: liiHlS-1918 Began Business: 1-~-1919 RESOURCES: Loans and Discounts--------------$ 212,416.32 Certificates of Indebtedness and Bonds and Stocks owned-------- 39,241.94 Banking House and Lot----------- 15,700.00 Furniture and Fixtures-----------Other Real Estate owned..... 4, 900.00 5,100.00 Cash in Vault and amounts due from at>t>roved Reserve Agents.. 33,961.92 Checks for Clearing and Due from other Banks---------------------- 2,112.47 COavsehrdIrtaefmtss.(.if..a. -n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ 1, 225.83 9.96 AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__er_ none CuCsrteodmiterasnLdiAabcicleitt>YtaoncnesL_e_t_t_e_r_s__o_ _f none Profit and LosS--------------------- none Other Resources--------------------- - none --- TotaL-------------------------------$ 314,668.44 LIA BILl TIES: Cat>ital Stock----------------------$ surolus Funaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Det>ositS-----------------Time Certificates of Det>osit------LSaevttienrgssoDf eCproesdiitts-a-n--d--A--c-c-e-t->-t-a-n-c-e--s executed for Customers---------Bills Payable.... __ -----------------Notes and Bills Rediscounted... Other LiabilitieS------------------- 60,000.00 6,000.00 2,370.34 none none none 129.10 none 62,275.34 90,464.51 3,026.68 none 27,985.10 62,417.37 none TotaL. _____________________ . ____ ..$ 314,668.44 STATEMENT Showing condition at the close of Business December 31, 1931, of the FARMERS & MERCHANTS BANK Eatonton, Ga. As called for by the Superintendent of Banks. L. 0. BENTO~ W. A. ANDREW~ President. Cashier. Date of Charter: 1G-3G-192~ Began Business: 11-15-192~ RESOURCES: Loans and Discounts--------------$ 33,305.79 Certificates of Indebtedness and Bonds and Stocks owned.. _____ _ 2,500.00 Banking House and Lot----------- 5,000.00 ~~~~t~~f~~t:~~e~::::::::: 1,250.00 7,175.41 Cash in Vault and amounts due from at>t>roved Reserve Agents.. 20,164.87 Checks for Clearing and Due from other Banks---------------------- 534.99 COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 249.41 24.58 Advance on Cotton and other CuCCsroteo=dmoitderaistniLedSiaA-b-ci-cl-let-t'>-Y-ta-o,-n-nc-e-Ls-.-e_-t_-t_e-_-_r-_s_-_o--_f 428.00 none Profit and Loss..------------------- none Other Resources..------------------- - -no-ne Total--------------------------------$ 70,633.05 LIABILITIES: Cat>ital Stock.----------------------$ SUri>lUS Fun--a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeitc>aotesistSo-f-D--e--t>--o-s-i-t-__-_-_-_-_--_ Savings Det>osits------------------Letters of Credit and Acceptances BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other LiabilitieS------------------- 25,000.00 none 169.83 none none none 457.04 none 38,834.83 135.15 none none 2,500.00 3,536.20 none TotaL. _____________________ .------.$ 70,633.05 TWELFTH ANNUAL REPORT 45 STATEMENT Showing condition at the close of Business December 31, 1931, of the THE BANK OF EDISON Edison, Ga. As called for by the Superintendent of Banks. L. C. MANRY, THEDFORD TURNER, President. Cashier. Date of Charter: 9-1!4-1904 Began Business: 1G-1904 RESOURCES: LOans and Discounts--------------$ Certificates of Indebtedness and Bonds and Stocks owned...... Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned.......... Cash in Vault and amounts due from approved Reserve Agents.. Checks for Clearing and Due from other Banks..--------------------. cOavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc..o.t.t.o. _n___a_n__d____o_t_h__e_r customers Liability on Letters of Credit and Acceptances..... Profit and LOSS.---------- Other Resources.------------------- TotaL .. ---------------------------$ 345,321.38 none 3,000.00 2,500.00 4,162.11 40,516.26 261.02 220.21 313.79 11,826.20 none none none 408, 120.97 LIABILITIES: Capital Stock.---------------------$ Surplus Fun----------------Advance on Cotton and other CuCsotommmeorsdiLtiieaSb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--t Credit and Acceptances......... Profit and LOsS--------------------Other Resources.------------------TotaL.-----------------------------$ 117,192.93 36,500.00 none 1, 750.00 none 34,668.34 2, 889.33 none 34.83 none none none 520.03 193, 555 .46 LIABILITIES: Capital Stock.----------------------$ Surplus Funtances--------Profit and LOSS--------------------Other Resources-------------------- TotaL------------------------------$ 60,119.76 100.00 3, 750.00 l, 500.00 4,953.58 18,625 0 77 4, 340.52 84.73 none 379.84 none none none 93,854.20 LIABILITIES: Cai>ital Stock.______________________ $ Surolus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..----------------Cashiers Checks-----------~------- Certified Checks-------------------Demand D,et>osits------------------Time Certificates of Dei>osit------Savings Dei>osits------------------LBeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__i__>__t__a__n__c____es__ Notes and Bills Rediscounted..---Other Liabilities.------------------ 30,000.00 10,000.00 489.53 none none none 663.45 none 52,701.22 none none none none none none TotaL-------------------------------$ 93, 854.20 STATEMENT Showing condition at the close of Business December 31, 1931, of the CITIZENS BANK OF FORSYTH Forsyth, Ga. As called for by the Superintendent of Banks. H. H. HARDIN, ROLAND ANDERSON, President. Cashier. Date of Charter: 2-17-1920 Began Business: 3-1-1920 RESOURCES: Loans and Discounts ______________$ 70,644.01 Certificates of Indebtedness and Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ 33,746.26 none 889.62 8, 614.28 Cash in Vault and amounts due from approved Reserve Agents-- 13,636.7l Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 260.34 none 1,063.54 AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r none CuCsrteodmiterasnLdiAabccileiit>ytaoncnegL_e_t_t_e__r_s__o_f none Profit Other and LOSS--------------------- Resources--------------------- - none -no-ne TotaL------------------------------$ 128,854.76 LIABILITIES: Cat>ital Stock._______________ ------_$ Suro1us Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit------Savings Dei>ositS------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ BNOiotlhltesesrPaLanyiaadbbBilleiitl_il_es-sR-_-e-_d-_-_i-_s-_c_-o_-u_-_n-_-t_-e_-d_-._-._-__-___--__ 40,000.00 10,000.00 4, 020.46 none none none none 38.00 65,175.69 9, 620.61 none none none none none Total--------------------------------$ 128,854.76 TWELFTH ANNUAL REPORT 51 STATEMENT Showing condition at the close of Business December 31, 1931, of the THE FARMERS BANK Forsyth, Ga. As called for by the Superintendent of Banks. R. T. PERSONS, R. J. BITTICK, President. Cashier. Date of Charter: 3-9-1910 Began Business: 1910 RESOURCES: Loans and Discounts..........$ Certificates of Indebtedness and Bonds and Stocks owned....... Banking House and Lot........ Fw:niture and FixtUres...... other Real Estate owned......... Cash in Vault and amounts due from a:t>:t>roved Reserve Agents.. Checks for Clearing and Due from other Banks............... Cash Items..................... Overdrafts (if anY)............... Advance on Cotton and other Commodities.------------------- Customers LiabilitY on Letters of Credit and Acce:t>tances... Profit and Loss........... Other Resources-... Total................$ 167,167.41 none 3,992.95 2,493.15 none 67,474.13 826.52 none none none none none none 241,954.16 LIABILITIES: Ca:t>ital Stock.................$ Sur:t>lus Fund................. UndiVided Profits............... Reserve Funds................... Due to Banks..................... DiVidends Un:t>aid............. Cashiers Checks.......... Certified Checks................ Demand De:t>OSitS--- ....... Time Certificates of De:t>osit...... SaVings De:t>osits.................. Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._.___.____._ Notes and Bills Rediscounted.. Other Liabilities........ 50,000.00 50,000.00 94.76 none none none none none 141.859.40 none none none none none none Total................$ 241,954.16 STATEMENT Showing condition at the close of Business December 31, 1931, of the MONROE COUNTY BANK Forsyth, Ga. As called for by the Superintendent of Banks. W. C. HILl, C. F. HEARD, President. Cashier. Date of Charter: 11-2-1908 Began Business: 1G-15-1908 RESOURCES: Loan~ and Discounts............$ 151,110.32 Certificates of Indebtedness and Bonds and Stocks owned........ 3,132.35 Banking House and Lot........... none Furniture and Fixtures............ 1,000.00 Other Real Estate owned......... 11,609.05 Cash in Vault and amounts due from avproved Reserve Agents.. 44,576.24 Checks for Clearing and Due from other Banks...................... 151.85 COavsehrdIrtaefmtss-(i-f--a-n--y-)-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-. none none Advance on Cotton and other Commodities..................... . none Customers LiabilitY on Letters of Credit andAccei>tances.......... none Profit and Loss..................... none Other Resources.................... 1. 420.95 ----- Total....................$ 213,000.76 LIABILITIES: Ca:t>ital Stock...........$ Surolus Fund................ UndiVided Profits........... Reserve Funds................. Due to Banks.................. Dividends Un:t>aid.......... Cashiers Checks............ Certified Checks........... TDiemmeaCnderDtifei:cta>toessiotsf-D--e-:-t>-os-it.-.... SaVings Deposits................... Letters of Credit and Acce:t>tances executed for Customers..... Bills Payable.................... Notes and Bills Rediscounted.... Other Liabilities................ 25,000.00 25,000.00 none none none 2,000.00 326.27 none 70,017.20 8,900.00 80,596.77 none none none 1,160.52 Total.......................$ 213,000.76 5!t DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the THE BANK OF FORT GAINES Fort Gaines, Ga. As called for by the Superintendent of Banks. W. L. PAULLIN, W. G. WHIDDON, President. Cashier. Date of Charter: 9-!t-1889 Began Business: 1891 RESOURCES: Loans and Discounts--------------$ 238,416.55 Certificates of Indebtedness and Bonds and Stocks owned... none Banking House and Lot----------- none FOuthrneirtRureealaEndstFatiextoUwrneesd-.-.-.-.-.-.--.-.-.--. 2,000.00 15,300.12 Cash in Vault and amounts due from avvroved Reserve Agents.. 28,117.41 Checks for Clearing and Due from other Banks---------------------Cash Items..------------------------- none 1,317.99 Overdrafts (if anY>----------------- 259.67 AdCvoamnmceodoitnies.C..o. _t_t_o_n___a__n.d__ .o__t-h-e..r 7,666.79 OUstomers Liability on Letters of Credit and Accevtances........... none Profit an----------------Advance on Cotton and other 1,359.05 2.66 none CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f none Credit and Accevtances........... none POrtohfeirt aRnesdouLrcoeSs..S__.._-_-_--_-_-_-_-_--_-_-_-_-_--_-_-_-_- nnoonnee TotaL._______________________- $ -19-0,9- 59.- 26 LIABILITIES: Cavita1 Stock.______________________$ 30,000.00 Survlus FunYtaoncnesL..ette_r_s__o_ f_ Profit and LOSS...------------------Other Resources..------------------- Total.-------------------------------$ 82,909.95 44,236.65 2,844.00 2,900.00 8,478.97 46,927.90 none none none none none none none 188,297.47 LIABILITIES: CaiJital Stock.----------------------$ Stiri>lUS Fund....-------- Undivided Profits-----------------Reserve Funds---------------------Due to Banks.......----------------Dividends UniJaid..----------------Cashiers Checks-------------------Certified Checks...----------------Demand DeiJositS-----------------Time Certificates of DeiJosiL... Savings DeiJosits------------------Letters of Credit and AcceiJtances BielxlsePcuatyeadbfloer_.C..u.st.o.m..e..rs....-.-..-.---.-. Notes and Bills Rediscounted... Other Liabiliti6S------------------- 25,000.00 5, 000.00 2, 236.77 none none none 58.50 none 65,426.84 4, 274.06 86,301.30 none none none none Total--------------------------------$ 188,297.47 STATEMENT Showing condition at the close of Business December 31, 1931, of the THE CITIZENS BANK Gainesville, Ga. As called for by the Superintendent of Banks. J. H. HOSCH, R. A. BRICE, President. Asst. Cashier. Date of Charter: 5-19-1913 Began Business: 6-2-1913 RESOURCES: Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot.... FOuthrneirtRureealaEnsdtaFtiextouwrensed..--.-..----.--. Cash in Vault and amounts due from aiJIJroved Reserve Agents.. Checks for Clearing and Due from other Banks................. Cash Items....................AOdvveardnrcaeftso(nif aCnoYttlo--n---a-n--d---o--t-h-e--r Commodities..- . . . . . . . . . . . -- . . . Customers Liability on Letters of Credit and Accei>tances. --------Profit ana Loss..------------------Other Resources..------------------- Total--------------------------------$ 397,935.57 105,262.50 none 7,000.00 18,028.20 153,558.97 7' 019.16 66.69 525.60 5,296.88 none none none 694, 693.57 LIABILITIES: CaiJital Stock....------------------$ Stiri>lUS Fund.-----------Undivided Profits-----------------Reserve Funds---------------------Due to Banks....-----------------Dividends UniJaitances executed for Customers---------BNiolltes sPaaynadbBlei.ll.s. R--e--d-i-s-c-o--u-n-t-e-d--.-.--Other Liabilities_........___ 50,000.00 10,000.00 26,833.07 none 6, 582.73 2,000.00 898.32 114.61 379,704.33 14,769.61 203,790.90 none none none none TotaL.-----------------------------$ 694, 693.57 54 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF GIBSON Gibson, Ga As called for by the Superintendent of Banks. B. F. WALKER, E. E. GRIFFIN, President. Cashier. Date of Charter: 11-7-1905 Began Business: 11-27-1905 RESOURCES: Loans and Discounts.. ____________ $ CeBrotinfidcsataensdoSf toIncdkes botwednneeds._s__a__n_d_ BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate ownecl..--------Cash in Vault and amounts due from approved Reserve Agents-Checks for Clearing and Due from CaosthheItreBmas.n._k_s_._-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other Co=odities..--------------------CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r__s__o_f Profit and LOSS--------------------Other Resources-------------------- TotaL-------------------------------S 32,641.82 5,866.60 3, 000.00 1,600.00 none 21,239.44 none none 2,059.90 none none none none 66,407.76 LIABILITIES: Capital Stock.______________________$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp..a.i-d--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks ------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ LSaevttienrgssoDf eCproesdiittsa--n-d--A--c-c--e-p-t-a--n-c-e--s BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other LiabilitieS------------------- 15,000.00 3,000.00 3,097.17 none none 1,180.80 59.78 none 44,070.01 none none none none none none TotaL.------------------------------$ 66,407.75 STATEMENT Showing condition at the close of Business December 31, I931, of the THE GLENNVILLE BANK Glennville, Ga. As called for by the Superintendent of Banks. W. F. DURRENCE, J. A. BACON, President. Cashier. Date of Charter: 1-12-1905 Began Business: 1-18-1905 RESOURCES: Loans and Discounts--------------$ 250,466.47 Certificates of Indebtedness and Bonds and Stocks ownecl..------- 8,500.00 Banking House and Lot----------- 2, 250.00 FOuthrneirtuRreealaEndstFatiextouwrensed-.-.-_-_-__-_-_-_-_--_ 2, 250.00 16,815.00 Cash in Vault and amounts due from approved Reserve Agents.. 34,692.83 Checks for Clearing and Due from other Banks---------------------- none COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ 130.00 215.45 Advance on Cotton and other Commodities --------------------- none Customers LiabilitY on Letters of Credit and Acceptances --------- none Profit Other Total and LosS--------------------- R. -e-s-o--u-r-c-e--s-.-------------------------------------$- 5,250.79 - -no-ne 320,570.54 LIABILITIES: Capital Stock.----------------------$ Surplus Fun----------------Advance on Cotton and other OUCCosretmodmmiteoardsniIdtiJeAasb.c.ic.l-ei-vt-lt-'a-on-cn--e-Ls-_e-_-t_t-_e-_-r_s-_-_o--_t Profit and LoSS--------------------Other Resources-------------------- Total-------------------------------$ 59,325.06 2,008.22 none 657.62 none 24,242.81 1,223.18 none 29.40 none none none none 87.486.29 LIABILITIES: Cavital Stock.------------- _________$ Survlus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeivcoatseistSo-f--D--e-v--o-s-i-t-.-. -__-_-_--_ Savings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable______________________ _ Notes and Bills Rediscounted.. Other LiabilitieS------------------- 25,000.00 4,000.00 4, 788.08 none none 750.00 960.51 none 51,987.70 none none none none none none TotaL------------------------------$ 87, 486.29 STATEMENT Showing condition at the close of Business December 31, 1931, of the GREENVILLE BANKING CO. Greenville, Ga. As called for by the Superintendent of Banks. J. P. ATKINSON, W. L. PINKSTON, President. Cashier. Date of Charter: 10-~4-1887 Began Business: 1891 RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and Bonds and Stocks owned.------Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due from apvroved Reserve Agents.. Checks for Clearing and Due from other Banks.--------------------COavsehrdIrtaefmtss.(.i.f-a-n-.Y--l---------------------------------Advance on cotton and other OUCsotmommeorsdiLtiieasb.-il-i-t-y--o--n--L--e-t-t-e--r-s-o--t Credit and Acceptances.--------Profit and LoSS--------------------Other Resources------------------- Total---------------------------$ 341,490.69 14,000.00 18,940.00 10,000.00 53,049.90 33,889.18 none 430.04 656.52 237.05 none none none 472, 693.38 LIABILITIES: Capital Stock.------------------S Survlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvai-o-s-it-_-_--__-_-_--_ Savings Deposits------------------Letters of Credit and Acce:otances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other LiabilitieS------------------- 25,000.00 2,500.00 621.96 1,454.17 none none none none 15,189.89 11.114.64 none none 7,DOO.OO 3, 400.00 none Total--------------------------------$ 66,280.66 STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF HAPEVILLE Hapeville, Ga. As called for by the Superintendent of Banks. J. M. DANIEL, HORACE FORT, President. Cashier. Date of Charter: 1-11-1911 Began Business: 1-17-1911 RESOURCES: Loans and Discounts--------------$ 185,235.26 Certificates of Indebtedness and Bonds and Stocks owned..------- none Banking House and Lot----------- 4, 810.84 Furniture and FixtUres------------ 4,128.00 Other Real Estate owned..--------- 14,273.95 Cash in Vault and amounts due from ap:oroved Reserve Agents __ 18,507.85 Checks for Clearing and Due from other Banks---------------------- none COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 355.61 none AdCvoamncmeodoitnies_C_o__t_t_o_n___a__n_d_ -o--t-h-e--r none Customers LiabUity on Letters of Credit and Acce:otances. --------- none Profit and LosS--------------------Other Resources------------------- none none To tal.-_- __ --_-_- ___ - _______________ $ --227,311.51 LIABILITIES: Cai>ital Stock.______________________ $ Survlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:oaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand De:oositS-----------------Time Certificates of De:oosit------Savings Deposits------------------Letters of Credit and Acce:otances executed for Customers---------BNiolltessPaanydabBleil.l-s--R-e--d-i-s-c-o-u--n-t-e-d-.-.-_-__--_ Other LiabilitieS------------------- 15,000.00 1(;,474.46 2.859.11 none none none 195.12 16.00 95,228.83 6,200.54 87,327.45 none 10,000.00 none none Total--------------------------------$ 227,311.51 TWELFTH ANNUAL REPORT 59 STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF COLUMBIA COUNTY Harlem, Ga. As called for by the Superintendent of Banks. E. D. CLARY, L. M. CONNER, President. Cashier. Date of Charter: 11-29-1909 Began Business: 12-13-1909 RESOURCES: Loans and Discounts--------------$ 54.876.08 CeBrotinfidcsataensdoSftoInckdsebotwendenceLs_s__a__n_d_ 8,144.00 Banking House and Lot----------- 6, 000.00 FOuthrneirtRureealaEndstaFtiextouwrensec--L-_-_-_-_-_-_-_-_--_ 2.104.59 7,186.49 Cash in Vault and amounts due from approved Reserve Agents-- 16,322.44 Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ none 25.00 68.58 AdCvoamnmceodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r none Customers LiabilitY on Letters of Credit and Acceptances---------- none Profit Other and Loss--------------------- Resources-------------------- - none -no-ne TotaL-------------------------------$ 94,727.18 LIABILITIES: Capital Stock.----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Bank&.---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ LBSaeielvtxltsieenPcrgsuastyoeDfadbeCfploreoer_s_dCi_it_tus_a-s_-nt_o-_d-m_-_-A_e-_rc-_s-c__-e__-_p_-__-t_a_-__-n__-c__-e__-s-__ Notes and Bills Rediscounted-. Other LiabilitieS-..------------------ 25,000.00 9, 000.00 2.191.54 none none 28.00 194.12 none 47,690.32 10,623.20 none none none none none TotaL-------------------------------$ 94,727.18 STATEMENT Showing condition at the close of Business December 31, 1931, of the PLANTERS BANK Hawkinsville, Ga. As called for by the Superintendent of Banks. N. A. JELKS, C. H. REYNOLDS, President. Cashier. Date of Charter: 2-27-1896 Began Business: 3-1896 RESOURCES: Loans and Discounts--------------$ 180,786.29 CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ none Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-c-L-.-_-_-_-_-_-_-_--_ Cash in vault and amounts due from approved Reserve Agents. 15,000.00 none 24,968.34 94,492.82 Checks for Clearing and Due from other Banks---------------------Cash Item&.------------------------Overdrafts (if anYl----------------AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h_e_ r_ CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s__o__f 3,290.52 none none ll,129.68 none Profit Other and Loss--------------------- Resources..-------------------- - none -no-ne TotaL-------------------------------$ 329,667.65 LIABILITIES: Capital Stock.----------------------$ Surplus Fun_t_a_n_o_e__s_.-_-_-_--_-_-_--_ none none Other Resouroes.-------------------- - -no-ne Total--------------------------------$ 80,195.19 LIABILITIES: CaiJital Stock.----------------------$ Suri>lUS Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UniJaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DeiJosits.......----------- Time Certificates of Dosit.... BLSaeielvtxltsieenPcrgsuastyoeDafdbCfloreoe_rsd_iC_it_tsu_.as_.t_n-o_-d_m-_-A_e-_Cr-_s-O_-__O-__-_I_-_>__-t__-a__-n__-c__-e-s__ NOothteesr aLni!dl.bBiliitliless.R...e.discou.nt_e_d__.__.__ 15.000.00 5,000.00 8.3!>4.21 none none none 278.74 none 37,700.24 13,832.30 none none none none none Total------------------------------$ 80,195.49 TWELFTH ANNUAL REPORT 61 STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF HILLSBORO Hillsboro, Ga. As called for by the Superintendent of Bank!l. G. E. FULLERTON, E. B. McCULLOUGH, President. Cashier. Date of Charter: 8-~3-1911. Began Business: 8-3o-1911 RESOURCES: Loans and Dlscounts _______ _._____ s 45,945.22 Certificates of Indebtedness and Bonds and Stocks ownevroved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------COavsehrdIrteamftss..(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-tY---o--n--L--e-t-t-e-r-s--o--f Credit and Accei>tances... OPrtohfeirt aRnedsoLuOrcSeSs_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_ Total--------------------------------$ 29,979.71 none 2,000.00 1,000.00 21,491.31 7, 718.97 369.52 none 62.00 none none 1,500.00 none 64, 121.51 LIABILITIES: Cai>ital Sllri>lUS SFtuocnkd..-------------------------------------------$ Undivided Profits------------------ Reserve Funds---------------------- Due to BankS----------------------- Dividends Uni>aiosits------------------ Time Certificates of Dei>osit------- Savings Dei>osits------------------- Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities------------------- 15.000.00 20.315.71 none none none none 6.66 none 11,202.51 17,396.63 none none none none none TotaL------------------------------$ 64,121.51 STATEMENT Showing condition at the close of Business December 31, 1931, of the PICKENS COUNTY BANK Jasper, Ga. As called for by the Superintendent of Banks. R. L. McCLAIN, LYMAN PARSONS, President. Cashier. Date of Charter: 7-1G-1909 Began Business: e-1909 RESOURCES: ~~Ji~~sD~~~~i!ii:iii.ess-an-<1$ Bonds and Stocks owned-------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned---------Cash in vault and amounts due from apiJroved Reserve Agents.. Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other Commodities---------------------Customers LiabilitY on Letters of Credit and Accei>tances...-------Profit and LOSS--------------------Other Resources..------------------- TotaL ______________________________ $ 266,029.72 none 6, 925.00 2,475.00 6,099.15 83,219.44 755.46 none 94.72 none none none 153.64 365,782.13 LIABILITIES: Cai>ital Survlus SFtuocnkd..--------------------------------------------$ Undivided Profits------------------ Reserve Funds---------------------- Due to Banks----------------------- Dividends Uni>aid------------------ Cashiers Checks-------------------- Certified Checks..------------------- TDiemmeaCnedrDtifeiic>aotesistSof--D--e-i->--o-s-i-t-__-_-_-_-_--_ Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities------------------- 15,000.00 24,000.00 none 2,000.00 none 1,200.00 15,035.88 none 159,862.56 11,132.17 137' 551.52 none none none none TotaL------------------------------$ 365,782.13 64 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the FARMERS & MERCHANTS BANK Jeffersonville, Ga. As called for by the Superintendent of Banks W. W. HOWELL, R. A. HARRISON, President. Cashier. Date of Charter: 7-24-1911 Began Business: 8-1911 RESOURCES: Loans and Discounts......$ Certificates of Indebtedness and Bonds and Stocks owned..... Banking House and Lot..... Furniture and Fixtures...... Other Real Estate owned......... Cash in Vault and amounts due from avvroved Reserve Agents_ Checks for Clearing and Due trom CaosthheIrteBmasn.k..s..........-.-.-.-.-.--.--.--.--~--.-.-. ~J:;:~t~gt ~oil-anital Stock.................$ Surv1us Fun,500.00 1,500.00 1,815.00 60,321.83 2,136.88 none none none none none none 154, 506.93 LIABILITIES: Capital Stock.______________________$ Surplus Fun----------------Advance on Cotton and other 194.57 none CuCsotommmeorsdiLtiieaSb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f l, 755.01 Credit and Accevtances--------- none Profit and Loss--------------------- none Other Resource!?--------------------- -1,-817-.12 Total--- __ --------------------- ______$ 112, 816.27 LIABILITIES: Cavital Stock.----------------------$ Surplus Fun---------------- Advamce on Cotton and other none none Commodities... - ______ --------. none Customers Liability on Letters of Credit and AcceiJtances.......... none Profit and Loss................. none Other Resources.. . . . ... ----- - - ---- - - 23.50 -- TotaL......... _.................$ 76,681.91 LIABILITIES: Capital Stock...................$ Surolus Funtances__________ none none Profit and Loss--------------------- none TOothtearLR..e_s_o__u_r_c_e__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - -5-71.-15 207.147.90 LIABILITIES: Capital Stock.----------------------$ Surplus Fund---------------------- ~~s~~~~~~~~:~~~~==~=~~===~===~=== Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities------------------- 75.000.00 20.000.00 436.17 none none 3.00 194.83 none 41,724.90 62.125.24 7,663.76 none none none none TotaL_______________________________$ 207,147.90 80 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of Business December 31, 1931, of the METTER BANKING COMPANY Metter, Ga. As called for by the Superintendent of Banks. H. A. KENNARD. P. Q. COLLINS, President. Cashier. Date of Charter: 7-25-1930 Began Business: 7-26-1930 RESOURCES: Loans and Discounts--------------$ 39,599.00 CBeaBrnotkinfiidncsgataHensoduoSsfetoIancndkdseboLtweodnte_n_de_._s.__s____a____n__d__ 5,032.81 none FOuthrneirtuRreealaEndstFatiextouwrense-d-.-.-_-__-_-_-_-_-_--_ 715.45 none Cash in Vault and amounts due from approved Reserve Agents-- 29,798.73 Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 10.00 none none AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r 13,363.16 CuCsrteodmiterasnLdiAabciclietpYtaoncnesL..e_t_t_e_r_s___o_f none POrtohfeirt TotaL aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ _______________________________ -$ none - -n-on-e 88,519.15 LIABILITIES: Capital Stock.----------------------$ Surplus Fun---------------- AdCvoamncmeodoitniesC.._o__tt_o__n___a__n_d____o_t_h__e_r 1,631.96 2,887.81 Customers LiabilitY on Letters of Credit and Acceptances....... none Profit and Loss............. none Other Resources......-------------- - -n-on-e TotaL...............................$ 674,520.08 LIABILITIES: Capital Stock..............$ Surplus Funaid................ Cashiers Checks..................... Certified Checks................ Dema:nd ~vosits. ................. Time Certificates of Devosit...... Savings Devosits................. Letters of Credit and Accevtances executed for Customers........ Bills Payable................... Notes and Bills Rediscounted... Other Liabilities............ 25,000.00 25,000.00 28,441.06 none none 9.00 89.07 none 135,795.37 61,520.11 none none none none 93.07 Total..........--------.$ 275,947.68 STATEMENT Showing condition at the close of Business December 31, 1931, of the THE FARMERS BANK Royston, Ga. As called for by the Superintendent of Banks. SAM BOWERS, C. C. FAIN, President. Cashier. Date of Charter: 7-11-1907 Began Business: 10-1-1907 RESOURCES: Loans and Discounts...........$ Certificates of Indebtedness and Bonds and Stocks owned....... Banking House and Lot........ Furniture and FixtUres............ Other Real Estate owned.......... . Cash in Vault and amounts due from apvroved Reserve Agents.. Checks for Clearing and Due from other Banks.................... Cash Items......................... Overdrafts (if any)................. Advance on Cotton and other Commodities..................... . Customers Liability on Letters of Credit and Acceptances.......... Profit and Loss................... Other Resources............... Total..............................$ 120,859.16 16,886.92 7,650.00 5, 443.50 18,433.82 13,659.32 none none none none none none 3,308.45 186,241.17 LIABILITIES: Cavital Stock.............$ Survlus Fund................ UndiVided Profits.............. Reserve Funds.................... Due to Banks.................. DiVidends Unpaid............... Cashiers Checks................ Certified Checks................ Demand Deposits--------------- Time Certificates of Devosit...... Savings Deposits................... Letters of Credit and Accevtances executed for Customers......... Bills Payable.. -------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__t_e_d_._.__._. 50,000.00 10,000.00 717.77 none none 28.00 1,062.67 none 85,789.17 5, 892.00 none none 24,925.00 6, 381.92 1,444,64 Total--------------------$ 186,241.17 TWELFTH ANNUAL REPORT 99 STATEMENT Showing condition at the close of Business December 31, 1931, of the BANK OF RUTLEDGE Rutledge, Ga. As called for by the Superintendent of Banks. R. W. WALLACE, W. T. ROBERTS, President. Cashier. Date of Charter: 9-24-1898 Began Business: 10-1-1898 RESOURCES: CLoeBraotninfsidcasantadensDdoiSfstcoIoncudknsetbsot-we--dn-ne-ed--s.-_s-_-_a-_-_n_-d-_$ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due from approved Reserve Agents. Checks for Clearing and Due from other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CUCCsroteo=dmoitdearistniLdesiAa-b-c-ic-lei-tp-Y-ta-o-n-nc-e-Ls-.-e_-t_-t_e-_-r_-_s-__o--f_ Profit and Loss--------------------Other Resources.------------------TotaL ______________________________$ 55,430.99 none 1,000.00 600.00 8,692.94 5, 385.65 105.99 .55 none 1,582.96 none none none 72,799.08 LIABILITIES: Capital Stock.----------------------$ SUunrdpivluidseFduPnro_-_n-_-_-_-a_-_n-_-d_-_-_-_o-_-t_-h_-_e--_r Customers Liability on Letters of Credit and Acceptances.._________ 6, 323.23 none none 2,402.34 none Profit and LosS..-------------------Other Resources..------------------- none 858.76 ~~~~ TotaL------------------------------$ 266,303.20 LIABILITIES: Capital Stock._________ -------- _____$ Surplus FuncL____________________ _ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai------------Advance on Cotton and other Commodities---------------------Customers Liability on Letters of Credit and AccePt!Ulces...... Profit and LOSS.----------------Other Resources..------------ TotaL-------------------------$ 42,998.52 none 2,500.00 1,800.00 none 7,710.51 none 145.87 185.40 none none none none 55, 340.30 LIABILITIES: Capital Stock.------------$ Surplus Fun---------------- 8.21 Advance on Cotton and other CuCsotmommeordsitLieisa.b..i.l.i-t-y--o-n---L_e-t-t-e-r-s--o--f none Credit and Acceptances.--------- none Profit and Loss..-------------------- none Other Resources..-------------------_ _ _n_on_e Total--------------------------------$ 403,505.05 LIABILITIES: Cavital Stock..----------------------$ SUrPlUs FunlUS Fund.--------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks ------------------Certified CheckS..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings DepositS------------------LeetxteecrsutoefdCfroerdCituasntodmAecrcse_p__ta__n_c_e__s_ Bills Payable______ ----------------Notes and Bills Rediscounted.... Other LiabilitieS...------------------ 25,000.00 5,000.00 5,024.90 none none 2,000.00 810.88 none 82,833.01 1,125.54 14,392.19 none none none none TotaL.----------------------------.$ 136, 186.52 STATEMENT Showing condition at the close of Business December 31, 1931, of the THE WOODBURY BANKING CO. Woodbury, Ga. As called for by the Superintendent of Banks. J. E. GRIMSLEY, S. P. WILBURN, President. Cas-hier. Date of Charter: 1Q-2Q-1891 Began Business: 10-1902 RESOURCES: Loans and Discounts--------------$ Certificates of Indebtedness and Bonds and Stocks owned. Banking House and Lot----------OFuthrneirtRureealaEndstaFtiextouwrensed--.-_-_-_-__-_-_-_--_ Cash in Vault and amounts due from approved Reserve Agents Checks for Clearing and Due from other Banks.--------------------- Cash Items... ____ ----------------Overdrafts (if anY>----------------Advaw.ce on Cotton and other Commodities--------------------Customers LiabilitY on Letters of Credit and Acceptances.. Profit and LOSS..-------------------Other Resources...----------------- TotaL.......------------------$ 120,021.73 33,086.95 none 4, 176.73 500.00 34,430.65 151.75 723.84 1,000.68 5,351.01 none none none 199,443.34 LIABILITIES: Capital Stock.----------------------$ SUrl>lus Fun