Eleventh annual report [1930]

DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA
STEIN PRINTING COMPANY STATE PRINTERS ATLANTA. GA.

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved
August 16, 1919.
ELEVENTH ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1930.
DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended August 14, 1920; August 21, 1922; August 13, 1924; August 26, 1925 and August 25, 1927. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907.
A. B. MOBLEY, Superintendent of Banks.

IV

DEPARTMENT OF BANKING

DEPARTMENT OF BANKING STATE OF GEORGIA

ATLANTA

December JI, I930.

L. To THE HoNoRABLE

G. HARDMAN, GovERNOR,

State of Georgia,

Atlanta, Ga. Dear Sir:

As required in Sections I 5 and I6 of Article 2 of the Banking Law, I have the honor to submit herewith, this, the I Ith annual report of the Department of Banking for the year ending December JI, I9JO.
This report consists of the following exhibits and schedules:

I. Exhibit "A", Official Roster of the Department of Banking.

2. Exhibit "B", a statement of the receipts and disbursements of the Department for the year I9JO.
3 Exhibits "C", "D", "E", "F", "G", "H", "I", "]", "K", "L", "M", covering miscellaneous applications relative to charter amendments, charter renewals, mergers, voluntary liquidations, surrender of charters, etc.

4 Exhibit "N", a list of branch banks now in operation.
5 Exhibit "0", a condensed statement showing the dispo-
sition of banks during the year I9JO.
6. Exhibit "P", a list of banks and branches that are members of the Federal Reserve System.

ELEVE~TH A~~U AL REPORT

v

7. Exhibit "Q", a list of Small Loan Companies under the supervision of the Superintendent of Banks during the year I930.

8. Exhibit "R", abstract of reports showing condition of 294 banks and I4 branches as of December 3I, I930, with a comparative statement of 329 banks and I6 branches as of December 3I, I929.
9 Exhibit "S", abstract of reports showing condition of 7I National banks in Georgia as of December 3 I, I 930, as reported to this office by the Comptroller of the Currency of the United States.

Io. Exhibits "T", "U" and "V", representing a list of banks taken in possession by the Department during the year I930, a list of banks in liquidation, showing dividends paid to creditors and remaining funds on hand, and a list of banks the liquidation of which was completed during the year.

In addition to the information as reflected in the exhibits referred to above, the report contains the detailed published statement of each bank as of December 3r, I930. This statement gives an itemized report of the assets and liabilities of the bank, the date the bank was chartered, the date it began business and the name of the President and the name of the Cashier of the bank.

The report also gives a detailed statement of each credit union
as of December 3I, I930, showing a$sets and liabilities, date of charter an:d names of officers of each uni~n.

In a separate communication I am making some suggestions for amendment to the laws relating to banking by which the system may be improved and the security to the depositors and other creditors increased.
Respectfully submitted,
A. B. MOBLEY,
Superintendent of Banks.

VI

DEPARTMENT OF BA~KING

DEPARTMENT OF BANKING

STATE OF GEORGIA

ATLANTA

December JI, I930.
To THE HoNORABLE L. G. HARDMAN, Governor,
State of Georgia,
Atlanta, Ga.
Dear Sir:
In compliance with paragraph 6 of Section I6 of Article 2 of the Banking Law, I am giving some suggestions for amendment to the laws relating to banks, credit unions, and small loan companies by which our financial system may be strengthened and the interests of the public better safeguarded.
When the present Banking Law was enacted in August, I9I9, effective Jan. I, I 920, it was thought to be one of the best banking laws of any state in the union. In fact, the best features of the banking laws of all the other states and of the National Banking Act were incorporated in it. Our law has been amended from time to time since. The present law and amendments, however, were not made retroactive. Our bankers and those who have given the matter study realize that the bad banking practiced prior to Jan. I, I920 had sown many of the seeds of trouble which we have been reaping for the past ten years. Then, too, at that time inflation was at its height and deflation has been on since. The banks were adjusting themselves normally to the problems of liquidations, and but for the Bankers Trust Company debacle of I926, when more than one hundred of its affiliated banks closed within two weeks, breaking down the confidence of the people in our banks generally, conditions would not have been so unfavorable.

ELEVENTH ANNUAL REPqRT

VII

At the beginning of the year 1930 steady improvement in the banking situation was apparent and very few failures occurred in the first six months of the year, but during the fall, due to low prices of farm products, poor collections, abnormal decline in deposits, pressure brought to bear upon banks to liquidate their bills payable, inability to renew or secure extension of them, and the epidemic of bank failures in adjoining states, a number of banks were forced to close.

Under our law a bank is defined to be insolvent when it cannot meet its demands in the ordinary course of business. A bank finds itself in a precarious position when its creditors demand cash settlement and it cannot collect from its debtors cash on demand.
If for any of a number of reasons, sound or otherwise, the public decides to deny the bank its confidence there is nothing for it to do but close its doors, even though it may be solvent.

The lot of the banker in sections dependent largely upon agricultural prosperity has been difficult. If a community is in distress its bank cannot escape the consequences. The fact that such a large proportion of banks that have failed were of small capital does not indicate that they failed because of a lack of capital. Most of them, at least, had sufficient capital for the business they were undertaking to do. If they had had a larger capital they could not have employed it profitably or safely in the community which they undertook to serve.
Does the failure of a bank with capital of less than one hundred thousand dollars indicate that the day of small banks is over? That all of our resources are to be concentrated in the city banks and that the country banks-are to die? I do not think so, for I do not believe that the smaller towns in Georgia are either dead or dying. There is no need at the present time for the number of banks which we had in 1920, but there are, all over Georgia, plenty of good small towns which have sufficient business to support a bank and which are entitled to banking facilities. In these towns, a wide-awake, well managed bank cannot only survive but can make good profit for its stockholders; many of them

VIII

DEPARTMENT OF BANKING

are doing so. It has been suggested that the day of the independent small bank is over, that chain banks or branch banks or both will in the near future take the place of the independently owned and managed banks. In my opinion, this would be most unfortunate. A bank should be owned by the people whom it serves if it would perform its best service for its community. It should be a community institution, responsive to the needs of the community, interested in building up the community and fostering its local enterprise. An independent bank in the small community serves a distinctive purpose. It should be continued and it is entitled to receive and should have the full support of the community in which it is located. With this support and with good management and modern methods a bank in a small town can and will succeed. As an example of this, there is one town in Georgia of less than three thousand population which supports four banks and all of them are making money.
The fact that so many of these smaller banks have closed does not mean that there is no place for them. They have been on the firing line. They have borne the brunt of a long, hard campaign. It is the private in the ranks who goes down rather than the General in the rear. The casualties in a war are in the advance guard, the picket line, and not in the support and reserve. If th<> front line advances, the support and reserve advance. If the front line retreats, the support and reserve must retreat. It is said that the large banks have succeeded and are making large profits, piling up great surpluses, but let us not forget that the small banks have been supporting the large banks during the years. There is a greater need today in Georgia for small banks than large ones.
Under our banking law, a bank is required to carry as a legal
reserve r 5% of its checking deposits and 5% of its time deposits,
on the theory that such a reserve will take care of normal demands but under abnormal conditions such as have existed for
several years in Georgia, a reserve of even so% of deposits has
been found in some cases to be inadequate to meet the demands of nervous and frightened depositors. As a result the banks of our State, especially in agricultural communities, have been unable to function as they were intended to function, liquida-

ELEVENTH AKNUAL REPORT

IX

tion has been forced and loans have been denied those who needed them and deserved them. This has only aggravated the depression existing. If the economic pressure were relieved it would relieve the banking pressure.
The following suggestions are respectfully submitted:
I. Article I, Section 3 should be amended, defining branch banks as follows:

"The term branch, as used in this section, shall be held to include any branch bank, branch office, branch agency, additional office, or any branch place of business located in the State, at which deposits are received, or checks paid, or money lent."
2. Article 6, Section I should be amended so that when a bank reduces its capital to make good an impairment that the stockholders of the bank should be liable for twelve months, in the event of failure, up to IOo% on the par value of the stock before the reduction.

3 Article 7, Section I4 should be amended by striking out said section in its entirety in order that there may be uniformity of method in filing claims.

4 Article 7, Section I9 prescribing the order of paying debts of insolvent banks should be amended in the following particulars:
(a) To provide that cashier's checks and bank exchange drafts purchased for cash or with check on the bank shall rank with depositors.
(b) To provide that taxes accruing after closing shall be payable in the order of taxes due at the time of closing.
(c) To specifically provide that deposits due the State of Georgia, counties or municipalities shall rank as common deposits and payable on the same basis as other deposits.

X

DEPARTMENT OF BANKING

5. Article 10, Section 6 should be amended to provide that the Secretary of State in renewing ba.nk charters granted by special act of the General Assembly shall include in such renewal that said charter is being extended subject to all the provisions and requirements of existing laws. This amendment is suggested for the purpose of clarifying the status of legislative charters which have been renewed from time to time.

6. Article 19, Section 12 should be amended to specifically provide that loans to firms of officers and directors must be amply secured in the same manner as loans to such persons individually.
7 Article 19, Section IJ should be amended so as to define and limit loans to a municipality, county or other political subdivision of the State and the discount of warrants issued by them.
8. Article 19, Section 15, dealing with real estate loans, should specifically provide that such loans should not exceed 2o% of the bank's capital and unimpaired surplus.
9 Article 19, Section 23, as amended August 25, 1927, which limits the amount a bank may invest in bonds and securities to 25% of its capital and unimpaired surplus, should be amended to provide that a bank may not invest more than 25% of its capital and unimpaired surplus in "any one issue" of investment secunties. In other words, I am of the opinion that this limitation as it now exists, works an undue hardship on some of the best banks in the State and should be modified in some way. I am further of the opinion that banks should not invest depositors' funds in foreign bonds without first obtaining the approval of the Superintendent of Banks.
10. In my annual reports of December JI, 1927 and 1928, I made the following recommendations, which I renew:
Regulation and Supervision of Trust Companies. In my opinion there should be a comprehensive trust company act passed. The present situation with regard to trust companies in this State is not at all satisfactory, either to the trust companies themselves or to the Department of Banking. The Gen-

ELEVENTH ANNUAL REPORT

XI

eral Assembly, at its 1927 session, adopted an act for the regulation of trust companies which is a step in the right direction, but which leaves much to be desired. This act places all trust companies organized under the General Trust Company Act of r898 under the supervision of the Superintendent of Banks. The Act as construed by the Attorney-General applies to such companies whether they exercise banking powers or not, and regardless of whether they receive deposits or engage in banking business. It also places under the supervision of the Superintendent those trust companies which exist under special acts of the legislature adopted prior to the amendment of the Constitution in 1892.

The principal difficulty of the present situation, however, is with regard to those corporations which are not banks or trust companies, but which are engaged in similar business directly competing both with banks and trust companies and which are generally regarded by the public as banking institutions. These corporations existing under charters granted by the Superior Courts frequently accept savings deposits in large amounts and to all intents and purposes are banks. They are under no sort of regulation and there are no safeguards whatever thrown around them.
In my opinion, Georgia needs a comprehensive act regulating trust companies. Our act of I 898 does not meet the situation. It is not a modern Trust Company Act. The amendment does not make it so. Such an Act should make some provision for the regulation of investment and loan companies which receive savings deposits and carry on business virtually as banks or independent legislation to cover this particular class of corporations should be adopted.

In addition to the above, I suggest the following:
That the laws governing Trust Companies and Banks which have Trust Company powers be amended so as to require such Banks and Trust Companies to segregate all assets held in any fiduciary capacity from their general assets and to keep a separate set of books and records showing in proper detail all transactions

XII

DEPARTMENT OF BANKING

engaged in on account of trusts committed to them; and that no bank shall receive in its Trust Department deposits of current funds subject to check or to deposit checks, dr~fts, bills of exchange or other items for collection or exchange purposes; and that funds deposited or held in trust awaiting investment shall be carried in separate account and shall not be used by the bank or trust company in the conduct of its business unless it shall first set aside in the Trust Department bonds of this State or of the United States, or other securities approved by the Superintendent of Banks, and in the event of the failure of such bank or trust company the owners of the funds held in trust for investment shall have a lien on the bonds or other securities so set apart in addition to their claim against the assets of the bank; and that such banks. and trust companies shall be authorized to execute bonds for the protection of trusts when required to do so by the laws of this State; and that the oath required of an executor, administrator, guardian or other fiduciary may be made on behalf of such bank or trust company by the President, Vice-President, Cashier or Trust Officer thereof; and that it shall be unlawful for any trust company or bank having trust powers to lend to any officer, director, or employee any funds held in trust by it, and that any officer, director, or employee making such loan or to whom such loan is made shall be guilty of a felony and subject to a fine not exceeding $5,ooo.oo, or to imprisonment for not more than five years, or to both fine and imprisonment in the discretion of the court.

These provisions are substantially the same as are required of National Banks exercising trust powers under the provisions of the Federal Reserve Act. In my opinion they throw a necessary safeguard around trust funds. At the present time the law does not require that trust funds shall be kept separate or separate books and records kept for trust departments. With the rapid increase in trust business it is desirable that the method of handling such business should be prescribed and that trust estates should be more rigidly safeguarded than they are at present.

I I. Proper support and maintenance of the Department of Banking should provide for competent and efficient supervision.

ELEVENTH ANNUAL REPORT

XIII

You will note from Exhibit "B", a statement of receipts and disbursements for the year 1930, that the receipts for the year, including small loan fees of $6,o8J.J5, were $47,436.70 and the disbursements were $46,709.24, leaving cash on hand at the end of the year $727.46.
The income of the Department proper is derived from the fees charged operating banks, and based upon the resources of the banks. The minimum fee charged a bank is $2o.oo and the maximum is $5oo.oo. Due to mergers, closing, and reduction of resources, this income has been constantly reducing since 1920, when there were 617 banks in operation with resources more than double the resources of the banks at the present time. There are certain overhead expenses which are necessary regardless of the number of banks under supervision, if the Department is to be maintained on an efficient basis. Under the present plan the banks themselves pay for supervision and the charges made are as high as they should be. It is suggested that the Department be put on a straight appropriation basis.
12. The Legislature in 1927 passed an amendment prohibiting the establishment of branch banks. At the session in 1929 some of the sponsors of this amendment felt that they had gone too far in this respect and a movement was started to permit branch banking again. The sentiment, however, against branch banking growing out of the Bankers Trust Company debacle back in 1926, when more than one hundred banks closed within two weeks, was so strong the bill to allow branch banking received very little support. A number of the officers of the larger banks who desired to engage in branch banking were very active in the effort to amend the law and permit the establishment of branches. It was found, however, that even if Georgia should permit branch banking no National Bank nor State Bank which was a member of the Federal Reserve System, would be able to engage in branch banking because it was forbidden by the Federal Reserve Act except in cities of certain population and within the city of the parent bank. I desire to call your attention to the fact that there is pending in Congress a bill to permit National banks to engage in branch banking without regard to State laws. If the next Congress, which meets in December, should

XIV

DEPARTMENT OF BANKING

pass such legislation, the State banks in Georgia would be at a disadvantage and this disadvantage could not be relieved until the convening of the Legislature in 1933. I am frank to say that I am open-minded on the question of branch banking. I do not believe Congress will pass a law permitting National banks to operate branch banks within states which by law prohibit State banks from operating branch banks. Branch banking under certain restrictions should be permitted. There are a number of small towns in the State which have no banking facilities which could be afforded to them if branch banking were permitted.
13. That Section IO of the Credit Union Law be amended by requiring all credit unions to pay to the Department fees for examination in the same manner that fees are now paid by the banks. Such fees should be fixed on a graduating scale, depending on the resources of the credit unions.

14. Section IO of the Small Loan Law of Georgia should be amended to provide that all licensees under the law shall be required to submit annual reports of condition to the Licensing Official on such forms and under such conditions as he may prescribe.
Respectfully,
A. B. MOBLEY,

Superintendent of Banks.

TENTH ANNUAL REPORT

XV

Exhibit "A." DEPARTMENT OF BANKING, STATE OF GEORGIA
OFFICIAL ROSTER
December 31, 1930.

A.B. MOBLEY Superintendent of Banks

W. J. DAVIS Ass't. Superintendent of Banks

EXAMINERS

Name

Address

E. B. Douglass_____________ Talbotton______________ $

Richard Forrester__________Montezuma____ --------C. L. Gruver_______________ Statesboro ____________ _

0. G. Jackson_____________Atlanta________________ _

W. D. Lloyd________________Tallapoosa_-----------M. E. Sisk_________________ Qreensboro ____________ _

Salary
200.00 200.00 200.00 200.00 200.00 200.00

OFFICE ASSISTANTS

Name

Position

J. E. Denmark ____________ Chief Clerk____________ $ Miss Annette Johnson ____ Secretary______________ _ Mrs. W. L. Ellis____________ secretary______________ _

Salary
250.00 150.00 135.00

Theodore Marshall_________Porter___ --------------- $

55.00

XVI

DEPARTMENT OF BANKING

Exhibit "B."
DEPARTMENT OF BANKING, STATE OF GEORGIA Receipts and Disbursements, 1930.

RECEIPTS

Balance Jan. 1, 1930________________________ _

$ 2,843.09

Examination Fees ___________________________ $ 37,660.00

Fines and Penalties ________________________ _

200.00

Small Loan Fees ____________________________ _ 6,083.35

Miscellaneous Income ______________________ _

650.26

T()tal Income for 1930------------------------

44,593.61

TOTAL

__________________________________

_-

-

---

-

--

-

--

-

---

-

--

-
$

47,436.70

DISBURSEMENTS
Superintendent's Salary ____________________ $
Superintendent's Compensation as Licensing Official _______________________ _
Asst. Superintendent's Salary _____________ _ Traveling Expense, Superintendent_ _______ _ Traveling Expense, Ass't. Superintendent__ _ Office Assistants, Salaries__________________ _ Examiners, Salaries_________________________ _ Examiners' Expenses, Traveling ____________ _ Printing and Stationery____________________ _ Miscellaneous Office Expense_______________ _ Total Expense 1930 _________________________ _ To Cover 0 /D 1929_________________________ _

6,000.00
1,200.00 3,600.00
455.28 313.92 7,026.25 14,400.00 10,852.15 1,587.08 1,264.56

$46,699.24 10.00 $ 46,709.24

Balance State Treasurer Dec. 31, 1930_______ _

$ 727.46

--~~
1

ELEVENTH ANNUAL REPORT APPLICATIONS FOR CHARTER APPROVED.

XVII
Exhibit "C."

NAME OF BANK

LOCATION CAPITAL APPROVED

Metter Banking Co. ______ Metter _______ $ 25,000.00

7-21-30

PERMIT ISSUED
7-26-30

APPLICATIONS TO MERGE APPROVED.

Exhibit "D."

NAME OF BANK

LOCATION APPROVED TO BE KNOWN AS

Bank of Graymont and Peo- Graymont____ ple's Bank ________________ Summit______
Continental Trust Co. and Macon National Bank____ Macon ________

6-24-30 9-2-30

Bank of Twin City, Summit.
First Nat. Bank & Trust Co., in Macon.

Exhibit "E." APPLICATIONS TO CHANGE CORPORATE NAME APPROVED.

NAME OF BANK

LOCATION APPROVED TO BE KNOWN AS

Thomaston Banking Co. _____ Thomaston___

Merchants and Bk. of South

Mechanics Macon _____

M a c o n ________

Sylvania Banking Co. _______ Sylvania _____ Lithonia Banking Co. _______ Lithonia _____ Georgia Railroad Ba'nk ______ Augusta _____

CiCtyo.S_a_v__in__g_s_B__a_n__k_a__n_d__T_r_u__s_t Atlanta ______

2-1-30 2-6-30 2-17-30 7-2-30 11-18--30
11-21-30

Citizens & Southern Bank.
Merchants & Mechanics Bank.
Bank of Screven County. Citizens and Contractors
Bank. Georgia Railroad Bk. &
Trust Co.
City Bank and Trust Co.

Exhibit "F." APPLICATIONS TO INCREASE CAPITAL APPROVED.

NAME OF BANK

LOCATION APPROVED AMOUNT OF INCREASE.

Liberty Bank and Trust Co._ Savannah____ Sylvania Banking Company_ Sylvania _____ Citizens Bank_______________ Marietta______ ColCuom. _b_u_s__B__a_n_k__a__n_d__T__r_u_s_t__ Columbus____

1-13--30 2-17-30 5--10-30
6-4-30

$ 300,000.00 to $ 600,000.00 25,000.00 to 50,000.00 50,000.00 to 100,000.00
250,000.00 to 850,000.00

XVIII

DEPARTMENT OF BANKING

Exhibit "G."

APPLICATIONS TO DECREASE CAPITAL APPROVED.

NAME OF BANK

I
LOCATION APPROVED AMOUNT OF DECREASE.

Jackson Banking Company__ Jackson _____ Bank of TignalL ____________ TignalL ______ The Farmers Bank__________ Palmetto _____ The Bank of Quitman _______ Quitman_____ Bank of Forsyth_____________ Forsyth ______

2-17-30 3--4-30 4-8-30 5--23--30
12--17-30

$ 100,000.00 to $ 50,000.00 50,000.00 to 25,000.00 35,000.00 to 25,000.00 165,000.00 to 100,000.00 50,000.00 to 30,000.00

Exhibit "H." APPLICATIONS FOR RENEWAL OF CHARTER APPROVED.

NAME OF BANK

LOCATION

DATE OF CHARTER

DATE APPROVED

Tennille Banking Co. ________ Tennille________ Citizens Banking Co. ________ Eastman _______ Griffin Banking Co. _________ Griffin _________ Cornelia Bank_______________ Cornelia________ Rockmart Bank _____________ Rockmart ______ Atlanta Savings Bank_______ Atlanta _________ The Citizens Bank __________ Swainsboro ____ Roswell Bank _______________ RoswelL ________ Sea Island Bank ____________ Statesboro _____ The Mount Vernon Bank____ Mt. Vernon _____ The Crawford County Bank_ Roberta ________

4-4-1900 2-8-1900 1G-26--1870 7-3-1900 1G-3Q-1900 12-27-1890 11-1G-1900 3--11-1901
3--11-1901 12-21-1900
1-7-1901

2--17-1930 2-17-1930 4-3G-1930 5--21-1930 7-23--1930
8-1-1930 9--2G-1930 1G-15--1930 ll-12--1930 ll-12-1930 12-24-1930

Exhibit "I." PERMITS TO ENTER VOLUNTARY LIQUIDATION ISSUED.

NAME OF BANK

LOCATION DATE

LIQillDATED BY

Bank of Leary_______________ Leary __________ 1-23--30

Union Savings Bank ________ Fort Gaines ____ 3--5--30

People's Bank_______________ Comer_ _________ 3--31-30

Bank of Helen _______________ Helen __________ 6--2-30

Citizens Bank_______________ Marietta________ 5--27-30

Liberty Bank and Trust Co. Savannah______ 6--9-30

Bank of Cave Spring ________ Cave Spring____ Houston Banking Co. _______ Perry___________

12-12-30 12-12-30

Bank of Clayton County_____ Jonesboro______ 12-31-30

Directors.
First Nat. Bank, Ft. Gaines. Directors. Directors. Converted to National Bank. Converted to National Bank.
Directors. Perry Loan & Savings Bank.
Bank of Jonesboro.

Exhibit "J."

APPLICATIONS TO SURRENDER CHARTER APPROVED.

NAME OF BANK

LOCATION

Bank of Leary________________________________ Leary _____________ _
LaGrange Savings Bank______________________ LaGrange _________ _ Union Savings Bank_________________________ Fort Gaines _______ _ Citizens Bank________________________________ Marietta___________ _ Atlanta Commercial Bank ____________________ Atlanta ___________ _

DATE APPROVED
2-13--30 3--13--30 3--17-30 6--3G-30 1Q-2G-30

ELEVENTH ANNUAL REPORT PERMITS TO RESUME BUSINESS ISSUED.

XIX
Exhibit "K."

NAME OF BANK

LOCATION

APPROVED

WHEN SUSPENDED

Lithonia Banking Co. as Citizens and Contractors Bank _____________________ Lithonia _______
Farmers and Merchants Bank____________________ _ Summerville____

7-14-30 6-18--30

3-12-30 5-30-30

NAME OF BANK

MISCELLANEOUS

LOCATION

DATE

Exhibit "L."
I
NATURE OF DISPOSITION

Atlanta Savings Bank_______ Atlanta _____ -Merchants and Mechanics
Bank______________________ Macon.. _________

6-26-30 9-2-30

Jurisdiction assumed.
Application to increase capital disapproved, the bank having suspended on 8-30-30.

BANKS IN VOLUNTARY LIQUIDATION. December 31, 1930.

]i:xhibit "M."

NAME OF BANK

LOCATION

DATE APPROVED FOR LIQUIDATION

Bank of Jakin ______________________ Jakin __________________ Feb. 17, 1923.
Bank of Willacoochee________________ Willacoochee ___________ May 18, 1925. Farmers Banking Co. ________________ Covington______________ April 6, 1925. Jasper County Bank________________ Monticello______________ April6, 1926. Farmers Bank_______________________ Vidette_________________ June 28, 1926. Claxton Bank_______________________ Claxton ________________ Nov. 9, 1926. Bank of Bostwick___________________ Bostwick_______________ Dec. 2, 1926. Union Banking Co. __________________ Monroe_________________ Feb. 12, 1927. Dacula Banking Co. _________________ Dacula _________________ Feb. 15, 1927. Sharpsburg Banking Co. ____________ Sharpsburg____________ Nov. 12, 1927. Bank of Boston _____________________ Boston_________________ Dec. 31, 1927.
Bank of Buckhead __________________ Buckhead______________ July 14, 1927. Bank of Lincolnton _________________ Lincolnton _____________ Feb. 10, 1928. Bank of Stephens___________________ Stephens ______________ Sept. 11, 1928. Council Bank _______________________ Ellaville ________________ Pending.
Pittard Banking Co. _________________ Winterville _____________ Pending. Bank of Taliaferro ___________________ Crawfordville___________ Sept. 4, 1929.
Peachtree Road Commercial Bank___ Atlanta_--------------- Nov. 12, 1929. Atlanta Trust Company_____________ Atlanta ________________ Dec. 11, 1929. People's Bank_______________________ Comer_ _________________ March 31, 1930. Bank of Helen_______________________ Helen __________________ June 2, 1930.
LibertY Bank & Trust Co. ___________ Savannah______________ June 9, 1930. Bank of Cave Spring________________ Cave Spring____________ December 12, 1930. Houston Banking Co. _______________ Perry___________________ December 12, 1930. Bank of Clayton County ____________ Jonesboro______________ December 31,1930.

XX

DEPARTMENT OF BANKING

BRANCH BANKS AS OF DECEMBER 31, 1930. Exhibit "N."

NAME OF BRANCH. LOCATION NAME OF PARENT LOCATION

Brunswick Bank and Trust Co. ________________________ Arco _________ Brunswick Bk. & Trust Co. Brunswick.

Georgia Railroad Bk. & Tr.

Co., 1111 Broad St. _________ Augusta _____ Georgia Railroad Bank &

Farmers and Merchants

Trust Co. ________________ Augusta.

Bank______________________ Calvary_______ Farmers and Merchants

Bank____________________ Cairo.

Columbus Bk. & Trust Co., 14th St. ___________________ Columbus____ Columbus Bank & Trust Co. ______________________ Columbus.

Columbus Bk. & Trust Co., North Highland ___________ Columbus____ Columbus Bank & Trust Co. ______________________ Columbus.



Columbus Bk. & Trust Co., Rankin House ____________ Columbus____ Columbus Bank & Trust

Co. ______________________ Columbus.

Cornelia Bank_______________ Demorest_____ Cornelia Bank____________ Cornelia. Bank of Buford _____________ Duluth_______ Bank of Buford___________ Buford. Greenville Banking Co. ______ Gay __________ Greenville Banking Co.____ Greenville.
Brunswick Bank & Trust Co. Jesup ________ Brunswick Bank & Trust Co. ______________________ Brunswick.

Citizens Bank_______________ Nahunta_____ Citizens Bank_____________ Folkston.

Farmers Bank of Pelham____ Sale City_____ Farmers Bank of Pelham_ Pelha,m. Bank of Buford_____________ Suwanee_____ Bank of Buford ___________ Buford. Griffin Banking Co. _______ Williamson ___ Griffin Banking Co.______ Griffin.

j 1
I
i

ELEVENTH ANNUAL REPORT

XXI

Exhibit "0."

DISPOSITION OJ' STATE BANKS IN GEORGIA DURING THE YEAR 193(1.

Banks Banks in Operation January 1, 1930__________ ~- ______________ _ 329 Banks in Operation December 31, 1930________________________ _ 294

Branches
16 14

Decrease During Year_____________________________________ 35

2

Banks Eliminated by Merger___________________________________

2

Bank of Graymont, Graymont } as Bank of Twin City. { People's Bank, Summit

Continental Trust Co., Macon.

Banks Entering Voluntary Liquidation________________________

9

Bank of Leary, Leary,

Union Savings Bank, Fort Gaines,

People's Bank, Comer,

Bank of Helen, Helen,

Citizens Bank, Marietta (Took National Charter),

Liberty Bank & Trust Co., Savannah, (Took National Charter),

Bank of Cave Spring, Cave Spring,

Houston Banking Co., Perry,

Bank of Clayton CountY, Jonesboro.

Banks Closed During Year____________________________________ 28

2

Capital

Farmers & Merchants Bank, McDonough ______ $ 50,000.00

Bank of Crawfordville, Crawfordville__________ 25,000.00

Salzburger Bank, Pineora_ _____ ____ ___________ 25,000.00

Exchange Bank of Cordele, Cordele____________ 100,000.00

Lithonia Banking Co., Lithonia_______________ 25,000.00

Bank of Scotland, Scotland___________________ 25,000.00

Bank of Candler County, Metter______________ 25,000.00

State Banking Company, Gainesville__________ 75,000.00

Farmers and Merchants Bank, Summerville____ 25,000.00

Merchants and Mechanics Bank, Macon_______ 25,000.00

Commercial Bank, Dallas______________________ 25,000.00

The Cochran Banking Co., Cochran___________ 75,000.00

Citizens-Floyd Bank & Trust Co., Rome_______ 100,000.00

Bank of Martin, Martin_______________________ 16,000.00

Farmers & Merchants Bank, Toccoa___________ 50,000.00

Southern Banking Co., Pearson_______________ 15,000.00

Bank of Barwick, Barwick_____________________ 15,000.00

Bank of Warwick, warwick_____________________ 25,000.00

Union Banking Co., Douglas__________________ 100,000.00

Union Banking Co. (Branch) Broxton ________ _

Union Banking Co. (Branch) Nicholls ________ _

Toombs County Bank, Lyons_________________ 30,000.00

Citizens Bank of Ray City, Ray City___________ 25,000.00

City Bank and Trust Co., Atlanta_____________ 167,000.00

Bank of Dearing, Dearing_____________________ 15,000.00

The Citizens Bank, Waynesboro_______________ 25,000.00

Union Savings Bank, Augusta________________ 100,000.00

Bank of Mt. Airy, Mt. Airy_____________________ 15,000.00

White County Bank, Cleveland________________ 15,000.00

------------------ Merchants and Farmers Bank, Boston_________ 50,000.00

Total__________________________________________________ 39

2

XXII

DEPARTMENT OF BANKING

Exhibit "0. "-Continued.

Banks Opened for Business During Year______________________

2

Atlanta Savings Bank, Atlanta (Jurisdiction Assumed),

Metter Banking Company, Metter,

Banks Reinstated During Year________________________________

2

Lithonia Banking Company, Lithonia,

(Reinstated as Citizens & Contractors Bank)

Farmers and Merchants Bank, Summerville,

Net Decrease Shown Above___________________________ _ 35

2

Exhibit "P."
STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM
Georgia Savings Bank & Trust Co. ___________________________ Atlanta Trust Company of Georgia ___________________________________ Atlanta Citizens Bank & Trust Co. ___________________________________ Bainbridge Brunswick Bank & Trust Co. _________________________________ Brunswick Peoples Bank_________________________________________________ Carrollton Citizens Bank of Claxton_____________________________________ Claxton Columbus Bank & Trust Co. _________________________________ Columbus Northeastern Banking Company______________________________ Commerce Bank of Dawson______________________________________________ Dawson Bank of Eastman_____________________________________________ Eastman Citizens Banking Company___________________________________ Eastman Farmers & Merchants Bank___________________________________ Eatonton Greenville Banking Co. _______________________________________ Greenville Jackson Banking Company__________________________________ Jackson Citizens Bank & Trust Co. ___________________________________ Jefferson LaGrange Banking & Trust Co. ______________________________ LaGrange Brand Banking Company ____________________________________ Lawrenceville Farmers State Bank__________________________________________ Lincolnton Bank of Millen _______________________________________________ Millen Bank of Monroe ______________________________________________Monroe Farmers Bank________________________________________________Monroe Farmers Bank of Pelham_____________________________________ Pelham Citizens State Bank__________________________________________ Reynolds Rhine Banking Company_____________________________________ Rhine Bank of Sasser_ ______________________________________________ Sasser Citizens Bank & Trust Co. ___________________________________ Savannah Savannah Bank & Trust Co. _________________________________ Savannah Bank of Soperton ____________________________________________ Soperton Bank of Statesboro___________________________________________ Statesboro Central Bank_________________________________________________ Swainsboro Bank of Wadley________________._______________________________ Wadley
BRANCHES
Brunswick Bank & Trust Co. ________________________________ Arco Columbus Bank & Trust Co. Fourteenth St. _________________ Columbus Columbus Bank & Trust Co. N. Highland____________________ Columbus Columbus Bank & Trust Co. Rankin House__________________ Columbus Brunswick Bank & Trust Co. _________________________________ Jesup Greenville Banking Co. _______________________________________ Gay Farmers Bank of Pelham _____________________________________ Sale City

ELEVENTH ANNUAL REPORT

XXIII

Exhibit "Q."

SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1930.

NAME OF COMPANY

LOCATION

DATE LICENSE ISSUED

General Loan & Finance Company __________________ Albany_________ June 18, 1930 Industrial Loan & Finance Corp. ____________________ Albany_________ July 15, 1930. Georgia Cash Credit Corporation____________________ Athens _________ Jan. 2, 1930. T. C. Adams _________________________________________ Atlanta ________ Jan. 10, 1930. American Discount Company ________________________ Atlanta ________ Jan. 2, 1930. American Security Company_________________________ Atlanta ________ Jan. 2, 1930. Bailey-Harris Company ______________________________ Atlanta ________ June 18, 1930. Beneficial Loan Society of Atlanta ___________________ Atlanta ________ Jan. 2, 1930. City Investment Company___________________________ Atlanta ________ Jan. 6, 1930.
Consolidated Loan & Savings Company _____________ Atlanta ________ Jan. 6, 1930. Fidelity Investment Company _______________________ Atlanta ________ Jan. 4, 1930.
Finance Acceptance Company of Georgia ____________ Atlanta ________ June 14, 1930. Fulton Industrial Company _________________________ Atlanta ________ Jan. 2, 1930. Fulton Loan Service No.3, Inc. ______________________ Atlanta ________ Jan. 2, 1930. Georgia Finance, Inc. ________________________________ Atlanta ________ Jan. 2, 1930. Georgia Finance Company___________________________ Atlanta ________ Feb. 13, 1930. Georgia Cash Credit Corporation____________________ Atlanta ________ Jan. 2, 1930. Hartsfield Company, Inc. ____________________________ Atlanta ________ Jan. 2, 1930. Household Finance Corporation_____________________ Atlanta ________ Jan. 2, 1930. Household Finance Corporation_____________________ Atlanta ________ Jan. 2, 1930. S. B. LaSalle __________ _____________________________ Atlanta ________ Jan. 2, 1930.
Legal Security Company_____________________________ Atlanta ________ Nov.19, 1930. Master Loan Service, Inc. ____________________________ Atlanta ________ Jan. 2, 1930. Mechanics Loan & Savings Co. ______________________ Atlanta ________ Mar. 1, 1930. Personal Loan Service, Inc. __________________________ Atlanta ________ Oct. 6, 1930. Quaker Savings Association _________________________ Atlanta ________ July 2, 1930. Seaboard Security Company_________________________ Atlanta ________ Jan. 2, 1930. Southern Investment Company _____________________ Atlanta ________ Jan. 11, 1930. Southern & Postal Finance Co. ______________________ Atlanta ________ Jan. 10, 1930. Southern Security Company ________________________ Atlanta ________ Jan. 2, 1930.
Southland Loan & Investment Company ____________ Atlanta ________ Jan. 2, 1930. Stone Mountain Loan Company_____________________ Atlanta ________ Jan. 8, 1930. United Small Loan Corporation _____________________ Atlanta ________ Jan. 2, 1930. Family Loan Society_________________________________ Augusta _______ Jan. 2, 1930. George M. Stanton & Company______________________ Augusta _______ Jan. 15, 1930.
Personal Finance Company of Augusta ______________ Augusta _______ Jan. 2, 1930. Daily Loan Company ________________________________ Columbus______ Jan. 2, 1930.
Dixie Finance Company _____________________________ Columbus______ Jan. 2, 1930. Personal Finance Company of Columbus ____________ Columbus ______ Jan. 2, 1930. Covington Finance Corporation _____________________ Covington______ Jan. 3, 1930. Whitfield Loan & Finance Co. _______________________ Dalton _________ Oct. 15, 1930. Fairfax Loan & Investment Co. ______________________ East Point_ ____ Jan. 31, 1930. United Small Loan Corporation _____________________ East Point_ ____ Oct. 22, 1930.

XXIV

DEPARTMENT OF BANKING

Exhibit "Q."-Continued.
SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1930.

NAME OF COMPANY

LOCATION

DATE LICENSE ISSUED

Motor Finance Company_____________________________ Gainesville _____ Apr. 11, 1930. Southern Loan Company____________________________ Griffin_________ Jan. 9, 1930. Automobile Credit Company_________________________ Jonesboro______ Jan. 3, 1930. Georgia Cash Credit Corporation ____________________ LaGrange ______ Jan. 2, 1930. J. H. Harris _________________________________________ LaGrange ______ June 16, 1930.
Beneficial Loan Society of Macon____________________ Macon _________ Jan. 2,1930.
Citizens Loan Company----------------------------- Macon__________ Jan. 2, 1930. Commercial Loan & Investment Company ___________ Macon _________ Jan. 6, 1930. Equitable Loan Company ___________________________ Macon _________ Jan. 2, 1930.
Georgia Cash Credit Corporation____________________ Macon _________ Jan. 2, 1930. Georgia Finance Company___________________________ Macon _________ Jan. 24,1930. Harris Loan Company_______________________________ Macon _________ Jan. 3, 1930. Hartsfield Company, Inc. ____________________________ Macon _________ Jan. 2, 1930.
The Co-Operative Loan Company____________________ Marietta ________ Jan. 29, 1930. United Small Loan Corporation _____________________ Marietta________ Nov. 12, 1930. Family Finance Company, Inc. ______________________ Rome __________ Jan. 2, 1930. Georgia Cash Credit Corporation ____________________ Rome___________ Jan. 2, 1930. Family Loan Service, Inc. ___________________________ Savannah______ Jan. 2, 1930.
Investors Loan Corporation of Savannah ____________ Savannah ______ Nov. 24, 1930. Motor Contract Collecting Agency ___________________ Savann~h______ Jan. 3, 1930.
Nash Loan Company-------------------------------- Savannah______ Jan. 2, 1930. Personal Finance Company of Savannah ____________ Savannah______ Jan. 2, 1930. Southern Investment Company _____________________ Thomasville____ Jan. 10, 1930. Industrial Loan Company of Valdosta_______________ Valdosta _______ Apr. 9, 1930. Valdosta Loan & Savings Co. ________________________ Valdosta _______ Mar. 1, 1930. United Small Loan Corporation _____________________ Waycross _______ Nov. 12, 1930. Preston Holder Williams _____________________________ Winder_________ Jan. 3, 1930.

1

ELEVENTH ANNUAL REPORT

XXV

Exhibit "R."
ABSTRACT OF REPORTS SHOWING CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1930 AND DECEMBER 31, 1929.

294 Banks and

14 Branches as

of Dec. 31, 1930.

RESOURCES: Loans and Discounts __________________________ $ 91,947,279.62

Certificates of Indebtedness and Bonds and Stocks Owned____________________________ _
Banking House and Lot______________________ _ Furniture and Fixtures _______________________ _ Other Real Estate Owned_____________________ _

13,091,818.14 4,789,831.52 1,091,116.19
5,309,055.43.

Cash in Vault and Amounts Due from Ap-

proved Reserve Agents ____________________ _ 22,726,695.61

Checks for Clearing and Due from other Banks Cash Items ___________________________________ _ Overdrafts ____________________________________ _

1'991' 641.51 197,561.05 107,819.85

Advance on Cotton and Other Commodities __

839,071.21

CustAocmceerpstaLnciaebsi_l_i_ty__o__n__L__e_t_te_r_s__o__f_C__r_e_d_i_t__a_n_d_ Profit and Loss _______________________________ _ Other Resources ______________________________ _

1,839 ,441. 81 31,054.92 816,440.95

TOTALS __________________________________ $ 144,778,827.81

329 Banks and 16 Branches as of Dec. 31, 1929.
$ 107,220,846.45
16,337,217.34 5,738,094.31 1,221,869.34 5,470,021. 71
30,012,917.03 2,153,295.46
181,069.24 265,965.78 2,021,576.18
594,208.91 16,839.00 929,553.73
$ 172,163,474.48

LIABILITIES: Capital Stock _________________________________ $ Surplus Fund________________________________ _
Undivided Profits ____________________________ _ Reserve Funds _______________________________ _ Due to Banks ________________________________ _ Dividends Unpaid____________________________ _ Cashiers Checks ______________________________ _ Certified Checks _____________________________ _ Demand Deposits _____________________________ _ Time Certificates of Deposit __________________ _ Savings Deposits _____________________________ _
Letters of Credit and Acceptances Executed for Customers ________________________________ _
Bills Payable _________________________________ _
Notes and Bills Rediscounted ________________ _ Other Liabilities ______________________________ _

18,583,820.00 10,577,453.28 5,296,613.46 2,029,384.38 3,976,297.71
198,106.55 648,799.61 251,648.11 46,872,574.96 21' 116,272.79 27,949,038.35
1,722,005.81 2,852,525.73 1,675,330.53 1,028,956.54

Totals _____________________________________ $ 144,778,827.81

$ 20,097,320.00 11,144,518.43 5,509,391.51 881,283.36 2,972,829.72 283,747.20 1,020,540.74 113,630.67 62,718,702.37 24,256,119.12 33,308,348.06
322,984.64 5,413,820.37 1,867,685.14 2,252,553.15
$ 172,163,474.48

XXVI

DEPARTMENT OF BANKING

Exhibit "S."
ANSTRACT OF REPORTS SHOWING CONDITION OF 71 NATIONAL BANKS IN GEORGIA AS OF DECEMBER 31, 1930. (Taken from Report of Comptroller of the Cu~ency)

RESOURCES: Loans and Discounts (Including Rediscounts) ___________________ $ Overdrafts _______________________________________________________ _
U.S. Government Securities Owned_____________________________ _
Other Bonds, Stocks, Securities, etc., Owned ____________________ _ Customers' Liability Account of Acceptances ____________________ _ Banking House, Furniture & Fixtures ___________________________ _ Other Real Estate Owned________________________________________ _ Reserve with Federal Reserve Banks _____________________________ _ Cash in vault ___________________________________________________ _ Due from Banks _________________________________________________ _
Outside Checks and Other Cash Items __________________________ _ Redemption Fund and Due from U.S. Treasurer_ ______________ _
Acceptances of Other Banks and Bills of Exchange or Drafts Sold with Indorsement __________________________________________ - -
Securities Borrowed ____________________________________________ _
Other Resources _________________________________________________ _

147,703,000.00 92,000.00
24,941,000.00 20,883,000.00
903,000.00 8,891,000.00 3,358,000.00 12,986,000.00 8,122,000.00 44,542,000.00 1,475,000.00
374,000.00
2,604,000.00 343,000.00 420,000.00

TotalResources ______________________________________________ $ 277,637,000.00

LIABILITIES: Capital Stock Paid In ____________________________________________ $ Surplus _________________________________________________________ _ Undivided Profits-Net___________________________________________ _ Reserves for Dividends, Contingencies, etc. ______________________ _ ReseUrvnepsaifdor__I_n_t_e_r_e_s_t_,__T_a_x__e_s_, _a_n__d__O__t_h_e_r__E_x_p__e_n_s_e_s__a_c_c_r_u__e_d__a_n_d__ _
National Bank Notes Outstanding_______________________________ _ Due to Banks (Including Certified and Cashiers' Checks and Cash
Letters of Credit and Traveling Checks Outstanding) _______ _ Demand Deposits ________________________________________________ _ Time Deposits (Including Postal Savings) _______________________ _ United States Deposits __________________________________________ _
AgreSeomlde_n_t_s_t_o__R_e__p_u_r_c_h__a_s_e__U_.__S_._G__o_v__e_r_n_m__e_n_t__o_r_O__t_h_e_r__S_e_c__u_r_it_i_e_s_ Bills Payable and Rediscounts __________________________________ _
Acceptances of Other Banks and Bills of Exchange or Drafts sold with Indorsement ___________________________________________ _
Acceptances Executed for Customers ___________________________ _ Acceptances Executed by Other Banks for Account of Reporting
Banks ________________________________________ -- __ - - - ---- - --- Securities Borrowed _____________________________________________ _ Other Liabilities _______________________________________________ - --

19,305,000.00 14,787,000.00 3,274,000.00
623,000.00
433,000.00 7,490,000.00
39,459,000.00 96,809,000.00 82,448,000.00
7,702,000.00
None 1,447,000.00
2,604,000.00 862,000.00
41,000.00 343,000.00 10,000.00

Total Liabilities ______________________________________________ $ 277, 637, 000. 00

ELEVENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF ACWORTH

Acworth, Ga.

As called for by the Superintendent of Banks.

A. J. DURHAM,

J. E. CARNE~

President.

Cashier.

Date of Charter: 10-31-1905

Began Business: 12-19-1905

RESOURCES:

Loans and Discounts-------------- $ 113,968.90

Certificates of Indebtedness and

B aB, noknidnsgaHn oduSsteoacnk sd oLwonte__<_L__._-_-_--_-_-_ Fli.rniture and Fixtures___________ _

none 1,600.71 3,e74 .51

Other Real Estate owned.________ _ 3, 750.27

Cash in Vault and amounts due

from approved Reserve Agents-- 38,297.31

Checks for Clearing and Due from

other Banks----------------------

330.20

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

200.00 37.67

Adv.ance on Cotton and other

Commodities...--------------------

none

CuCsrteodmitearsnLdiAabcicleitpYtanocnesL..e_t_t_e_r__s__o_f

6,196.67

Profit and Loss--------------------

none

Other Resources--------------------

616.98

TotaL ______________________________ $ le8,673.22

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund_____________________ _ RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Due to Banks..-------------------- Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocksist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSiamvienCgserDtiefpicoasrtetss_o__f_D__e__p_o_s__it____________ __ Letters of Credit and Acceptances
executed for Customers---------Bills PaYable__ --------------------NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n_t_e__d_._._.__

25,000.00 5,000.00 13,926.45 1,078.53
none none 584.75 none 53.196.63 58,852.19 none 6,196.67 4,838.00 none none

TotaL ______________________________ $ 168,673.22

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

S. LEMON BANKING CO.

Acworth, Ga.

As called for by the Superintendnt of Banks

ORLANDO AWTREY,

L. M. AWTREY,

President.

Cashier.

Date of Charter: 12-18-1906

Began Business: 1-1-1907

RESOURCES:

Loans and Discounts-------------- $ 135,922.44

Certificates of Indebtedness and Bonds and Stocks owned_______ _
Banking House and Lot__________ _ Fli.rniture and Fixtures___________ _

2CD.OO 2,700.00 4,844.67

Other Real Estate owned.________ _ 2,250.00

Cash in Vault and amounts due

from approved Reserve Agents-- 8,549.71

Checks for Clearing and Due from

COavosethhrdeIrrtaeBfmtassn_(_ki_fs_a._-_n-_y---)---_--_--_--_--_--_--_--_--_-__-___-___-__-_--_----_

103.66 777.39 899.72

Advance on cotton and other

Commodities----------------------

202.88

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ f_ 6,368.49

Profit Other

and Loss..--------------------
ResourceS..--------------------

-

none
-19-.65

TotaL ______________________________ $ 162,838.61

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund---------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _ Dividends Unpaid.________________ _ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ TSaimviengCserDtiefpicoastietss_o__f_D__e_p__o_s_i_t_-_-_-_-_-_--_ Letters of Credit and acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__ed: _i_s_c_o_u__n_t_e__d_.______ __

30,000.00 7,500.00 1' 111.01
none none none 223.50 none 33,458.20 64,898.06 2,246.59
5, 768.49 17,500.00
none 132 .76

TotaL------------------------------ $ 162,838.61

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF ADAIRSVILLE

Adairsville, Ga.

As called for by the Superintendent of Banks.

H. C. McCUTCHEN,

0. B. BISHOP,

President.

Cashier.

Date of Charter: 3-:!1-1899

Began Business: 3-~4-1899

RESOURCES:

Loans and Discounts............. $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__..__._._._._.._ Furniture and Fixtures___________ _ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__er_
Customers LiabilitY on Letters of Credit and Acceptances .........
Profit and Loss--------------------Other Resources.------------------Total. _______________________________ $

23,705.62
13.585.00 5,000.00 2.810.00
none
34.994.98
none none none
268.27
none none
404.75 80.768.62

LIABILITIES:
Capital Stock.______________________ $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------CCearsthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand D,eposits._________________ _ Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatYeadbfloer._C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliitlilessR_e__d_i_s_c_o__u_n__te__d_._._._.._

25.000.00
none
580.36
none none none
433.58
none
43,466.81 11,287.87
none
none none none none

TotaL------------------------------ $ 80.768.62

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BRYAN BANK

Adel, Ga.

As called for by the Superintendent of Banks.

G. W. BRYA~

L. M. BRADFOR~

President.

Cashier.

Date of Charter: ~-~7-19~9

Began Business: 3-1-19~9

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._.__._._._.._ Furniture and Fixtures___________ _ Other Real Estate owned.......... Cash in Vault and amounts due
from &.DProved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_
Customers LiabilitY on Letters of Credit and Acceptances..........
OPrtohfeirt RanesdoLuOrcSesS.-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_

45,233.73
36,402.76 1,600.00
500.00
none
53,824.91
none
9,108.22
none
none
none none none

TotaL------------------------------ $ 146,669.62

LIABILITIES:

Capital Stock... ____________________ $ 25,000.00

Surolus Fund----------------------

none

Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid.-----------------

6,436.04
none none none

Cashiers Checks-------------------Certified Checks--------------------

645.81
none

Demand Deposits------------------ 105,762.13

Time Certificates of Deposit....... 8,825.64

Savings Deposits-------------------

none

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted.....

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 146.669.62

ELEVENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF ADRIAN

Adrian, Ga.

As called for by the Superintendent of Banks.

M. T. RIKER,

LOUIS HATCHER,

President.

Cashier.

Date of Charter: 11-20-1911

Began Business: 12-6-1911

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_ Furniture and FixtUres.. _________ _ other Real Estate owned..________ _

29,996.18 none
4,000.00 1.500.00 13,200.00

Cash in Vault and amounts due from approved Reserve Agents.
Checks for Clearing and Due from other banks-----------------------
COavsehrdIrtaefmtss.(.if..a. n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Co=odities.---------------------
Customers Liability on Letters of Credit and Acceptances.._________

9.550 59 none none none 171.68 none

Profit and LosS..-------------------Other Resources-------------------

none 1.177.50

TotaL ______________________________~ $ ~ 59~ ,595- .95

LIABILITIES:

Capital Stock....-------------------- $ Surplus Fund....-------------------Undivided Profits-----------------Reserve Funds..-------------------DDiuveidtoenBdsanUknsp..a.i-d-.-.-. -_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings DepositS------------------BLeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c__e__s__ Notes and Bills Rediscounted...... Other Liabilities...------------------

25.000 00 6,000.00
345.73 none none none 158.81 none 14,520.11 13,571.30 none none none none none

TotaL_______________________________ $ 59,595.95

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MONTGOMERY COUNTY BANK

Ailey, Ga.

As called for by the Superintendent of Banks.

W. J. PETERSOK,

(MISS) MARY SMITH,

President.

Cashier.

Date of Charter: 2-24-:W

Began Business: 3-1-1926

RESOURCES:

Loan~ and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures........... Other Real Estate owned........... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _
Advance on Cotton and other Co=odities.---------------------
CuCsrteodmitearnsdLAiacbcielipttYanocnesL_e_t_t_e__r_s_o_ f_
POrtohfeirt aRnedsoLurOceSsS..-.-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_

29,766.30 34,470.00
none 1.00
none 47,337.26
none lO.OD
.73 none none none none

TotaL..---------------------------- $ lll,585.29

LIABILITIES:
Capital Stock..______________________ $ Surplus Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS..---------------------Dividends UnPaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit.-----Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.. --------------------NOothteesr aLniadbBiliiltlisesR_e_d__is__c_o_u__n_t_e_d_._._.__._.

15.000.00 5,000.00
855.00 none none 1.550.00 76.85 none 79,837.22 9,266.22 none none none none none

TotaL...--------------------------- $ 111,585.29

4

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31,.1930, of the

BANK OF ALAPAHA

Alapaha, Ga.

As called for by the Superintendent of Banks.

J. J. PAULK,

J. P. CULPEPPER,

President

Cashier.

Date of Charter: 3-3-1905

Began Business: 3-25-1905

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoInckdsebotwednende.s._s__a__n_d_ Banking House and Lot__________ _ FOut hr neirtRu reea laEn ds t aFtiextouwrense-d-.-. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from COavosethhrdeIrtraeBfltlalsSn(-ki-f-s-a---n---y--)---_--_---_--__--_--_--_--_--_--_--_-__-___-__-__--__
Advance on Cotton and other Commoditie&.---------------------
Customers Liability on Letters of Credit and Acceptance&---------
Profit and LOSS--------------------Other Resource&-------------------

80,406.26
8,059.23 4,065.00 2.000.00 9,550.00
69 988.71
none
26.50
none
none
none none none

TotaL------------------------------ $ 174,095.70

LIABILITIES:
Capital Stock_______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkds_s-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid..________________ _ Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s__________________ __ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d_._.______ __

30,000.00 10,000.00 4,038.96 3.206.65
none none
230.56 50.00 74,659.08 51,910.45
none
none none none none

TotaL------------------------------ $ 174,095.70

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

ALBANY TRUST & BANKING COMPANY

Albany, Ga.

As caHcd for by the Superintendent of Banks.

A. P. VASON,

C. L. NEl:l\1AN,

President.

Cashier.

Date of Charter: 6-13-1905

Began Business: 6-1905

RESOURCES:

Loans and Discounts-------------- $ 425,609.69

Certificates of Indebtedness and

Bonds and Stocks owned_______ _ Banking House and Lot__________ _

none none

FOuthrneirtuRreealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

1, 853.41 13,091.31

Cash in Vault and amounts due

from approved Reserve Agents-- 17,259.89

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none none none

Advance on Cotton and other

Commodities---------------------Customers Liability on Letters of

none

Credit and Acceptances----------

none

POrtohfeirt aRnesdoLurOceSsS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL------------------------------ $ 457,814.30

LIABILITIES:

Capital Stock.---------------------- $ 100,000.00

Surplus Fun<L--------------------- 20,000.00

Undivided Profits------------------ 10,748.77

Reserve Funds---------------------Due to Banks-----------------------

126,568.94
none

Dividends Unpai<L----------------CCaesrthiifeiersd CChheecckkss-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

463.75
n'lne none

TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_

none
90,426.78

Savings Deposits------------------- 109,606.06

Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted..___ _

none

Other LiabilitieS-------------------

none

TotaL------------------------------ $ 457,814.30

ELEVEKTH ANNUAL REPORT

5

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

SOUTH GEORGIA TRUST COMPANY

Albany, Ga.

As called for by the Superintendent of Banks.

DERMOT SHEMWELL,

R. W. GEE,

President.

Sec.-Treas.

Date of Charter: 3-19-Z6

Began Business: 3-22-1926

RESOURCES:

Loans and Discounts-------------- $ 175.273.43 Certificates of Indebtedness and

Bonds and Stocks owned..------- 190.000.00

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstaFtiextoUwrneesd--..-_-_-_-_-_-_-_-_--_

750.00 24.379.88

Cash in Vault and amounts due from approved Reserve Agents..

3.377.15

Checks for Clearing and Due from

other banks-----------------------

324.34

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

55.00
none

Advance on Cotton and other

CuCsoto=moedristiLesia.-b-i-l-i-ty--o--n--L--e-t-te--r-s-o--f Credit and Acceptances...-------
Profit and LOSS--------------------Other Resources--------------------

none none none none

TotaL------------------------------ $ 394,159.80

LIABILITIES:

Capital Stock.._____________________ $ Surplus Fund.... ___________________ _

200.000.00 50,000.00

Undivided Profits------------------ 30,983.87

Reserve Funds---------------------DDiuveidtoenBdsanUknsp-a--id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

39,550.55
none
15.30

Cashiers Checks--------------------

none

Certified Checks.------------------- 13,600.00

TDSiaemvmienagCnsedrDDtiefepipcoaostsietissts_o_-_f-_-D_-_-e_-p_-_-o_-s_-i_-t_-__-__-__-___-__--__

none none
38,010.08

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none
22.000.00

Notes and Bills Rediscounted......

none

Other Liabilities-------------------

none

TotaL..--------------------------- $ 394,159.80

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MILTON COUNTY BANK

Alpharetta, Ga.

As called for by the Superintendent of Banks.

T. H. MAKNING,

R. D. MANNING,

President.

Cashier.

Date of Charter: 12-5-1910

Began Business: 1-26-1911

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned..------BFuarnnkiitnugreHaonudseFaixntUd rLeos_t_-_-_-_-_-_-_-_-_-_--_

69.099.56
none
8.000.00 900.00

Other Real Estate owned.... ------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other

6,535.00 22.119.19
none
42.02
none

CuCsoto=moderistiLesia.-b-i-li-t-Y--o--n--L--e-t-te--r-s-o--f

9.215.16

Credit and Acceptances----------

none

Profit Other

and LOSS---------------------
ResourceS.--------------------

-

none
-no-ne

Total-------------------------------- $ 115,910.93

LIABILITIES:
Capital Stock. ______________________ $ Surplus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaaYndabBleil.l.s-R--e-d--i-s-c-o-u-n--t-e-d-.-.-__-_--_ Other Liabilities-------------------

16,000.00 4,000.00 3,695.60
none none none
1.604.10
none
62.706.02 21.155.21
none
none
5,000.00
1. 750.00 none

Total-------------------------------- $ 115,910.93

6

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the BANK OF COMMERCE

Americus, Ga.

As called for by the Superintendent of Banks.

FRANK SHEFFIELD,

CHARLES F. CRISP,

President.

Cashier.

Date of Charter: 10-18-1891

Began Business: 1-2-1892

RESOURCES:

Loans and Discounts------------- $ 776.757.28

CeBrotinfidcsataensdoSf toIncdkes botwednende.s. _s__a__n_d_ Banking House and Lot__________ _ FUrniture and Fixtures___________ _ Other Real Estate owned..________ _

426.810.33 20,000.00 5.000.00 15.472.00

Cash in Vault and amounts due

from approved Reserve Agents .. 470,066.76

Checks for Clearing and Due from

other Banks. --------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

24.659.12
none
8.62

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s__o_ _f

none

OPrtohfeitr aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__-

none none

TotaL ______________________________ $ l, 738.774 .ll

LIABILITIES:

Capital Stock.______________________ $ 65,000.00

Surplus Fund---------------------- 135,000.00

Undivided Profits------------------ 106,539.29

Reserve FUnds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Cashiers Checks ------------------Certified Checks..-------------------

9,919.61
none

TDiemmeaCnderDtifeipcoatseitsso--f-D--e--p-o-s-i-t-_-_-_-_-__--_

861,471.29 375,134.40

Savings Deposits------------------BLeieltxltseecPrusatyoeafdbCflroeer_d_C_it_u_as_nt_o_dm__Ae_c_r_sc__e__p___t_a____n__c__e__s__ Notes and Bills Rediscounted..___ _

185 '709 .52
none none none

Other Liabilitie'>-------------------

none

TotaL______________________________$ l, 738, 774.ll

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF ARLINGTON

Arlington, Ga.

As called for by the Superintendent of Banks.

W. E. BOSTWICK,

W. E. BOSTWICK, JR.

President.

Cashier.

Date of Charter: l-17-1901

Began Business: 1901

RESOURCES:

Loans and Discounts-------------- $ 167.667.67

CeBrotinfidcsaatensdoSftoInckdsebotwendende..s_s__a__n_d_

none

Banking House and Lot----------- 5,000.00

FOuthrneirtRureealaEndstaFtiextouwrensed-.-.-_-_-_-_-__-_-_--_

2.215.00 20,772.69

Cash in Vault and amounts due

from approved Reserve Agents-- 17,932.44

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

177.43 96.90
306.49

Advance on Cotton and other

Commodities--------------------Customers LiabilitY on Letters of

4,635.85

PrCorfeitdaitnadnLdoAss.c.c__e_p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_

none none

Other Resources--------------------- - -9-.78

TotaL------------------------------ $ 218,814.25

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund....--------------------Undivided Profits-----------------Reserve FundS---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit..----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAecrsc.e:p__ta__n_c_e_s_ BNiolltessPaanyadbBleil.l_s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-__--_ Other Liabilities-------------------

50,000.00 15,000.00
71.69
none none none
118.91
none
92,861.29 60,762.36
none
none none none none

TotaL------------------------------ $ 218,814.25

ELEVENTH ANNUAL REPORT

7

STATEMENT

Showing condition at the close of Bu;;iness December 31, 1930, of the

ASHBURN BANK

Ashburn, Ga.

As called for by the Superintendent of Banks.

C. E. THRASHER,

R. H. GREEN,

President.

Cashier.

Date of Charter: 7-3-1900

Began Business: 7-1900

RESOURCES:

Loans and Discounts-------------- $ 127,064.90

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_--_

none none

FOuthrneirtuRreealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

6,380.82 16,500.00

Cash in Valll.t and amounts due

from approved Reserve Agents-- 38,388.81 Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r

876.60
none none
1.520.86

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_

none

Profit and Loss---------------------

none

Other Resources...------------------- - -no-ne

TotaL------------------------------ $ 190,731.99

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------CDaivsihdieenrsdsChUencpkasi_<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------BLieeltxltseePcrsuaytoeafdbClfeor..er..d_Ci_tu__as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

50,000.00 25,000.00 10,649.17 5,079.97
none none
831.31
none
60,566.66 34,049.60
4,555.28
none none none none

TotaL------------------------------ $ 190,731 99

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK OF ASHBURN

Ashburn, Ga.

As called for by the Superintendent of Banks.

D. H. DAVIS,

K. P. BAKER,

President.

Cashier.

Date of Charter: 7-27-1905

Began Business: 10-25-1905

RESOURCES:

Loans and Discounts-------------- $ 105,610.03

Certificates of Indebtedness and

Bonds and Stocks owne<L------- 31,183.44

Banking House and Lot----------- 5,000.00

Furniture and Fixtures------------

none

Other Real Estate owned..--------- 2,140.65

Cash in Vault and amounts due

from approved Reserve Agents-- 71,375.93

Checks for Clearing and Due from

other Banks----------------------

106.52

Cash Item&.------------------------Overdrafts (if anYl-----------------

397.10
none

Advance on cotton and other

Co=oditie&.---------------------

none

Customers Liability on Letters of

- - - - Credit and Acceptances..---------
Profit and LOSS--------------------Other Resources.-------------------

none none none

Total-------------------------------- $ 215,813.67

LIABILITIES:

SCuarppiltuals SFtuoncdk.,._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $

25,000.00 30,000.00

Undivided ProfitS------------------ 23,737.93

Reserve Funds---------------------- 2,500.00

Due to Banks..----------------------

725.26

Dividends Unpai<L-----------------

84.00

Cashiers Checks--------------------

260.66

Certified Checks..-------------------

592.00

Demand DepositS------------------ 103,102.59

Time Certificates of Deposit------- 22.181.09

Savings Deposits------------------Letters of Credit and Acceptances

7,630.14

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted.,_.

none

Other LiabilitieS-------------------

none

Total------------------------------- $ 215,813 .67



8

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

AMERICAN SAVINGS BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. G. St. AMAND,

PETER F. CLARKE,

President.

Cashier.

Date of Charter: 12-27-1886

Began Business: 1887

RESOURCES:

Loans and Discounts-------------- $ 764,522 12

CBeaBrnotkinfiidncsagtaHensoduoSsfetoIancnkddseboLtweondte_n_de_._s.__s____a____n__d__ Furniture and FixtUres___________ _ Other Real Estate owned..________ _

none
133,119.20
2.275.22 33,929.51

Cash in Vault and amounts due

from apiJroved Reserve Agents.. 39,754.94

Checks for Clearing and Due from

CaosthheIrteBmasn..k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

1,712.79 1,347.40
199.50

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit and AcceiJtances-.....

none

Profit and LoSS---------------------

none

Other Resources.------------------- 3,066.82

Total-------------------------------- $ 979,927.50

LIABILITIES:

CSuarppiltuals SFtuoncdk_.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $ Undivided Profits _________________ _

200,000.00 lOO,OCO.OO 35,088.82

RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid... _______________ _ Cashiers Checks___________________ _

146.247.72
none none none

Certified Checks--------------------

none

TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_

3,412.25 88,898.31

BLSaeielvtxltsieenPrcgsuastoyeDfadbeCfploreoer_sd_Ci_it_tus_a-s_-t_no-_d-_m-_-A_e-_r-c_s-c__-_e_-_p_-__-t__a-__-n__-c__-__e--s__ Notes and Bills Rediscounted..___ _

255,675.27
none
150,000.00
none

Other LiabilitieS-------------------

605.13

TotaL------------------------------ $ 979,927.50

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

ATLANTA SAVINGS BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

THOS. K. GLENN,

W. T. PERKERSON,

President.

Treasurer.

Date of Charter: 12-27-1890

Began Business: 1892

RESOURCES:

Loans and Discounts-------------- $ 720,555.78

Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot-----------

none

FOuthrneritRureealaEnsdtaFtiextoUwrneesd--..-_-_-_-_-_-_-_-_--_

none
4,867.34

Cash in Vault and amounts due

from aiJproved Reserve Agents.. 3,369.26

Checks for Clearing and Due from

other Banks.--------------------Cash Items..-------------------------

none none

Overdrafts (if anYl-----------------

25.16

Advance on cotton and other

Commodities----------------------

none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e__tt_e__r_s_o_ _f

none

Profit and LOSS..--------------------

none

Other Resources..-------------------- -6- ,171-.72

Total------------------------------- $ 734,989.26

LIABILITIES:

Capital Stock.______________________ $ Surplus Fund...._____________________

lOO,OCO .00 100,000.00

Undivided Profits------------------ 191,763.71

Reserve Funds---------------------- 38,520.47

Due to Banks----------------------Dividends Unpai<L-----------------

250,532.36
none

Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------

2,375.00
none none

Time Certificates of Deposit------- 50,000.00

LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s

889.20

executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted....

none none none

Other Liabilities-------------------

908.52

TotaL----------------------------- $ 734.989.26



ELEVEKTH ANNUAL REPORT

9

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

A. T. WALDEN,

L: D. MILTON,

President.

Cashier.

Date of Charter: 7-16-1921

Began Business: 8-16-1921

RESOURCES:

Loans and Discounts-------------- $ 154,383.46 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_

65,464.04
none

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

22,500.00 44,647.42

Cash in Vault and amounts due from approved Reserve Agents.- 53,569.14

Check..q for Clearing and Due from

other Banks---------------------Cash Items-------------------------Overdrafts (if anYl-----------------

722 .78
none none

Advance on Cotton and other

Commodities----------------------

none

CuCsrteodmiterasnLdiAabciclietpYtanocnesL..e_t_t_e_r__s__of_

none

Profit and Loss..--------------------

none

Other Resources..-------------------- - -2,4-00.-69

TotaL------------------------------ $ 343,687.53

LIABILITIES:

Capital Stock.______________________ $ 120,000.00

Surplus Fun<L---------------------

none

Undivided Profits------------------ 20,144.85

Reserve Funds---------------------- 7,598.58

Due to Banks-----------------------

none

Dividends Unpaid..-----------------

none

CCaesrthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _

395.06
691.13 157.387.29
1,538.83

Savings Deposits------------------- 35.931.79

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._.______ __

none none none none

TotaL ______________________________ $ 343,687.53

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CONTINENTAL TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

JOEL HURT, JR.

J. L. ROBERSON,

President.

Sec. & Treas.

Date of Charter: 4-8-1913

Began Business: 4-13-1913

RESOURCES:

Loans and Discounts-------------- $ 104,951.83

Certificates of Indebtedness and Bonds and Stocks owned..-------
Banking House and Lot-----------

326,470 .co
none

Furniture and Fixtures------------

322.11

Other Real Estate owned..--------- 283,000.00

Cash in Vault and amounts due

from approved Reserve Agents.. 8,385.61

Checks for Clearing and Due from

other Banks---------------------Cash Items.------------------------Overdrafts (if anYl-----------------

none none none

AdCvoamncmeodoitnies.C..o._t_t_o_n__ -a- _n_d____o_t_h__e_r

none

Customers Liability on Letters of

Credit and AcceiJtanceS..---------
Profit and Loss...-------------------
Other Resources..-------------------

none none
67,974.40

Total------------------------------- $ 796,103.95

LIABILITIES:

Capital Stock.______________________ $ 500,000.00

Surplus Fund..---------------------- 125,0CO.OO

Undivided Profits------------------ 27,769.36

Reserve Funds---------------------- 53,931.00

DDuiveidtoenBdsanUknsp--a-i-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Cashiers Checks--------------------

none

Certified Checks..-------------------

none

TDiemmeaCnderDtifeiicJaotseistSo..f.-D--e-p--o-s--i-t_-_-_-_-_-_--_

none none

Savings Deposits-------------------

none

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _

none
70,000.00
none

Other LiabilitieS------------------- 19,403.59

TotaL------------------------------ $ 796,103.95

10

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

EAST ATLANTA BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

E. F. FINCHER,

M. A. THOMPSON,

President.

Cashier.

Date of Charter: 11-11-1910

Began Business: 11-15-1910

RESOURCES:

Loans and Discounts-------------- $ 132,156.57

CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot__________ _

5,000.00 10,000.00

FOuthrneirtuRreealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_

4,579.26 8,901.14

Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from

52,251.55

other Banks..---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Co=odities.--------------------Customers Liability on Letters of
Credit and AcceptanceS---------Profit and LosS..-------------------Other ResourceS..-------------------

2.386.33 362.00
none
none
none none none

---~

TotaL------------------------------ $ 215,636.85

LIABILITIES:

Capital Stock.______________________ $ 25,000.00

Surplus Fun<L--------------------- 3,000.00

Undivided Profits------------------ 2,463.10

Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L-----------------

none none none

Cashiers Checks--------------------

228.58

Certified Checks--------------------

none

Demand DepositS....----------------- 126,523.24

Time Certificates of Deposit------- 22,916.78

Savings Deposits------------------- 35,505.15

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted.....

none

Other LiabilitieS....------------------

none

TotaL------------------------------ $ 215,636.85

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

EMPIRE TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

HENRY B. KENNEDY,

G. C. McWHIRTER,

President.

Vice-Pres. & Treas.

Date of Charter: 8-21-1917

Began Business: 8-30-1917

RESOURCES:

Loans and Discounts-------------- $ 733,688.63 Certificates of Indebtedness and

Bonds and Stocks owned.------- 68,408.83

Banking House and Lot-----------

none

Furniture and FixtUres------------ 10,063.13

Other Real Estate owned.--------- 40,714.41

Cash in Vault and amounts due

from approved Reserve Agents. 80,380.71

Checks for Clearing and Due from

other Banks.---------------------

none

Cash Items.... ----------------------Overdrafts (if anYl-----------------

1,048.17
none

Advance on Cotton and other

Co=oditieS..---------------------

none

Customers LiabilitY on Letters of

Cr6dit and Accevtances. --------Profit and LOSS..--------------------

none none

Other Resources-------------------- -6,-406-.17

TotaL------------------------------ $ 940,710.05

LIABILITIES:

Capital Stock---------------------- $ 200,000.00

Surplus Fund---------------------- 33,600.00

Undivided Profits------------------

70.53

Reserve Funds---------------------- 39,368.26

Due to Banks..----------------------

none

Dividends Unpaid.----------------- 4,000.00

Cashiers Checks-------------------- 14,539.28

Certified Checks..-----------------._

190.27

Demand DepositS....----------------- 103,696.24

Time Certificates of Deposit------- 3,050.00

Savings Deposits------------------- 434,545.47

Letters of Credit and Acceptances

executed for Customers..........

none

BNiolltessPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-.-.-.

30,000.00 77,650.00

Other Liabilities-------------------

none

Total-------------------------------- $ 940,710 .05

ELEVENTH ANNUAL REPORT

11

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

GEORGIA SAVINGS BANK & TRUST CO.

Atlanta, Ga.

As called for by the Superintendent of Banks.

GEORGE M. BROWK,

JOHN E. OLIVER,

President.

Sec. & Treas.

Date of Charter: 10-26-1889

Began Business: 9-1-1899

RESOURCES:

Loans and Discounts ______________ $ 2,816,512.54

CBeBarnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweodnt_en_de_._s.__s____a____n__d__

1,522,681.22 451,056.75

FOUt hrenritRureealaEn ds t aFtiextouwrense-d-.-. _-_-_-_-_-_-_-_--_

24,998.38 77,788.77

Cash in Vault and amounts due

from approved Reserve Agents-- 182,977.98

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss_(_i_f_a_ n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

750,705.14
none none

AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ f_

none

POrtohfeirt aRnesdoLurOceSsS..._._--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_--_

none none

TotaL------------------------------$ 5,826,720.78

LIABILITIES:

Capital Stock.------------------- ___ $ 500,000.00

SUunrdvilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

500,000.00 83,777.45

RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid..________________ _

354,548.03
none
75.00

CCaesrthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t____________ __

none none none
1,169,640.89 3,218,386.24

LBeieltxltseePrcsuatyoefadbCfloree_r_dC_i_tu__sa_tno__dm__ae_cr_s_c__e__p____ta____n__c__e__s__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._.______ __

none none none
293.17

Total-------------------------------.$ 5,826,720.78

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

SOUTH SIDE ATLANTA BANK

Lakewood Heights, Atlanta, Ga.

As called fpr by the Superintendent of Banks.

WALTER ESTES,

E. C. COWAN,

President.

Cashier.

Date of Charter: 1-31-1912

Began Business: 2-5-19H!

RESOURCES:

Loans and Discounts-------------- $ 4C,2f3.46

CeBrotinfidcsataensdosftoIcnkdsebotwednnedes__s__a__n_d_

none

Banking House and Lot----------- 9,195.50

Furniture and Fixtures---------- 1,833.12

Other Real Estate owned..-------- 10,173.07

Cash in Vault and amounts due

from approved Reserve Agents. 6,096.20

Checks for Clearing and Due from

other Banks.----------------

none

Cash Item&.------------------------Overdrafts (if any)----------------

107.46
none

AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h_e_r_ 1,173.99

CuCsrteodmiterasnLd iAabccileiptytanocnesL..e_t_t_e_r_s___o_f

none

- - - - Profit and LOSS..--------------------
Other Resource&.-------------------

none none

TotaL------------------------------ $ 68,842.80

LIABILITIES:

Capital Stock.---------------------- $ SUrPlUS Fund...--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid...---------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_------------------NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o_u__n_t_e_d_._.________

25,000.00 500.00 68.20
none none none
1,048.69
none
25,897.20 2,803.45 8,577.26
none none none
4,950.00

TotaL------------------------------ $ f8,842.80

12

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, I930, of the

TRUST COMPANY OF GEORGIA

Atlanta, Ga.

As called for by the Superintendent of Banks.

THOS. K. GLENN,

DAMERON BLACK,

President.

Treasurer.

Date of Charter: 9-21-1891

Began Business: 11-8-1891

RESOURCES:

Loans and Discmmts .. ____________$ 9,855,066.28

CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 180,287.50

Banking House and Lot----------- 1,056,843.38

FUrniture and Fixtures------------

none

Other Real Estate owne<L--------- 449,346.31 Cash in vault and amounts due
from approved Reserve Agents.. 557,456.20

Checks for Clearing and Due from

other Banks---------------------Cash Items-------------------------Overdrafts (if anYl------------------

none none none

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances_________ _ 1.518,000.00

Profit and LOSS---------------------

none

Other Resources.------------------- 41.649.04

TotaL ____________ .--------------_ ..$13,658, 648.71

LIABILITIES:

Capital Stock.----------------------$ 2.0CO,OOO .00 Surplus Fund....--------------------- 2,00C,GOO .00 Undivided Profits------------------ 962,592.01
Reserve Funds---------------------- 347,502 .oo
DDiuveidtoenBdsanUknsp.a.i-d-.-._-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_- 2,423,2n9o6.n11e

Cashiers Checks-------------------- 42,242.89

Certified Checks-------------------- 25.285.29

Demand Deposits------------------ 3,603:563.95

Time Certificates of Deposit.......

none

Savings Deposits------------------Letters of Credit. and Acceptances

none

BielxlsePcauytaebdlef_o_r__C__u_s_t_o_m__e_r_s_._-_--_-_-_-_-_-_- 1,518,0n0o0.n00e

Notes and Bills Rediscounted.....

none

Other Liabilities------------------- 736,166.46

TotaL.. ------------------- _________$13, 658,648 .71

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

GEORGIA RAILROAD BANK & TRUST CO.

Augusta, Ga.

As called for by the Superintendent of Banks.

C. H. PHINIZY,

A. B. KITCHEN,

President.

Cashier.

Date of Charter: 11-15-1892

Began Business: 12-31-1892

RESOURCES:

Loans and Discounts ______________ $ 7,558,359.78

Certificates of Indebtedness and

Bonds and Stocks owned..------ 1,103,479.12

Banking House and Lot----------- 178,649.87

Furniture and Fixtures.----------- 21,307.40

Other Real Estate owne<L--------- 170,920.23

Cash in vault and amounts due

from approved Reserve Agents.. 1.536,138 09

Checks for Clearing and Due from

other Banks---------------------- 157,837.13

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,673.99 3,592.50

Advance on cotton and other Commodities...--------------------
Customers Liability on Letters of

none

C~dit and Acce:vtances...-------- 24,975.00

Profit and Loss..--------------------

none

Other Resources...------------------

none

Total.... ---------- __________________$10, 756.933 .11

LIABILITIES:

Ca:vital Stock.______________________ $ 1,000,000 .oo

U3unrdpivluidseFduPnro<fLits-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_-_-

200,000 .oo
554,468.52

Reserve Funds----------------------

33 .oo

Due to BankS..---------------------- 836,792.18

Dividends Un:vai<L-----------------

none

Cashiers Checks-------------------- 145,059.10

Certified CheckS..------------------- 148,783.29

TDiemmeaCnedrDtifei:cvaotseistSo..f..D--e--:-v-o-s--it-.-_-_-_-_-_-_-

2,420,626.32 1,060,793.44

Savings De:vosits------------------- 3, 765,402.26 Letters of Credit and Acce:vtances
executed for Customers__________ 24,975.00 Bills Pa..vable....______________________ 600,000.00

Notes and Bills Rediscounted.....

none

Other Liabilities-------------------

none

TotaL------------------- ___________$10, 756,933 .11

ELEVENTH ANNUAL REPORT

13

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

AUSTELL BANK

Austell, Ga.

As called for by the Superintendent of Banks.

M. T. BEKSON,

C. C. PERKERSON,

President.

Cashier.

Date of Charter: 1-3-1910

Began Business: 1-10-1910

RESOURCES:

Loans and Discounts ______________ $ ll7 ,421.87

CeBrotinfidcsataensdoSf toI ncdkse botwe dnneeds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _

none none
2,898 35 10,650.76

Cash in Vault and amounts due

from approved Reserve Agents.. 14,220 18

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _

103.40 523.23
3.03

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

3.92

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ f_

none

POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,887.52 4.465 55

TotaL______________________________ $ 152.177.81

LIABILITIES:
Capital Stock._____________________ _ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Depo~its------------------ Letters of Credit and Acceptances
executed for Customers-------BNioltlessPaanYdabBliel.l-s-R--e-d--i-s-c-o-u--n-t-e-d--_-_-__--_ Other Liabilities-------------------

25,000.00 5,00C .00
none none none none
1,218.07
none
72,E53 .30 42,124.05
none
none
3,300.00 2.849.59
32.80

TotaL------------------------------ $ 152,177.81

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BAINBRIDGE STATE BANK

Bainbridge, Ga.

As called for by the Superintenden! of Banks.

E ..J. PEHRY,

E. J. PERRY, JR.,

President.

Cashier.

Date of Charter: 5!-1-1901

Began Business: 1899

RESOURCES:

Loans and Discmmts-------------- $ 455,846.06

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.-__-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned..________ _

79,200.73 11,336.36
1,558.79 2,000.00

Cash in Vault and amounts due

from approved Reserve Agents.. 131,840.04

Checks for Clearing and Due from

other Banks---------------------- 2,360.23

Cash Items--------------------------

208.31

Overdrafts (if anYl-----------------

484.30

AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h_e_ r_

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f

none

POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
8,220.84

TotaL------------------------------ $ 693,055.66

LIABII,ITIES:

Capital Stock.______________________ $ 100,000 00

Surplus Fund---------------------- 20,000.00

URensdeirvviedeFduPndrosf_i_t_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

80,391.44
none

Due to Banks----------------------Dividends Unpai<L----------------CCaesrthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _

17,550.11
none
10,844.97 10.00
158,017.91

Time Certificates of Deposit______ _ 61,457.00

Savings Deposits------------------- 214,784.23 Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none
30.000.00

NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d_._.______ __

none none

TotaL------------------------------ $ 693,055.66

14

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK AND TRUST CO.

Bainbridge, Ga.

As called for by the Superintendent of Banks.

H. L. GANS,

E. F. VICKERS,

President.

Cashier.

Date of Charter: ~-17-19~0

Began Business: 1~-19-1911

RESOURCES:

Loans and Discounts-------------- $ 581,812 98

Certificates of Indebtedness and

Bonds and Stocks owned..______ _ Banking House and Lot__________ _

44,029.95
none

Furniture and Fixtures------------ 4,230.00

Other Real Estate owned..--------- 11,610.00

Cash in Vault and amounts due

from approved Reserve Agents.. 121,438.89

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _

24,170.39
none
2,537.51

Advance on Cotton and other

Co=odities---------------------- 43' 159.35

CuCsrteodmiterasnLdiAabcicleitvYtanocnesL..e_t_t_e_r_s___of_

none

Profit and LOSS--------------------Other Resources..-------------------

none none

TotaL------------------------------ $ 832,989.07

LIABILITIES:

Capital Stock.---------------------- $ 100,000.00

Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..-----------------

20,000.00 8,599.31
none
3,382.12
none

CCearsthiifeiersd CChheecckkss-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--,_-

3,410.85
none

Demand Deposits------------------ 265,001.99

Time Certificates of Deposit------- 153,131.07

Savings DepositS------------------- 220,751.70

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_-_

none
9,000 00

Notes and Bills Rediscounted...... 49,712.03

Other Liabilities..------------------

none

TotaL---------------------------- $ 832,989.07

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

DECATUR COUNTY BANK

Bainbridge, Ga.

As called for by the Superintendent of Banks.

M. E. NUSSBAUM,

FRANK S. JONES,

President.

Cashier.

Date of Charter: 1~-~6-1905

Began Business:1-3-1906

RESOURCES:

Loans and Discounts-------------- $ 167,061.47

Certificates of Indebtedness and

Bonds and Stocks owned..______ _ 36,519.75

Banking House and Lot-----------

none

FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d-.-. _-_-_-_-_-_-_-_- -_

none
990.45

Cash in Vault and amounts due

from approved Reserve Agents.. 83,741.46

Checks for Clearing and Due from

C aosthh eIrteBmas.n. _k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_- -_ Overdrafts (if any) ________________ _

none none none

Advance on Cotton and other

Co=oditieS..---------------------

none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e_r_s___o_f

none

POrtohfeirt aRnesdoLurocseSs_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL ______________________________ $ 288,313.13

LIABILITIES:

Capital Stock.---------------------- $ 25.000.00 Surplus Fun<L--------------------- 5,000.00

Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-__-_-_-_--_

30,446.77
none none none none none none none

Savings Deposits------------------- 227,866.36

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted.....

none

Other Liabilities-------------------

none

TotaL------------------------------------
$ 288,313.13

ELEVENTH ANNUAL REPORT

15

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BALDWIN STATE BANK

Baldwin, Ga.

As called for by the Superintendent of Banks.

W. A. SHORE,

E. C. ADDY,

President.

Cashier.

Date of Charter: 11-7-1907

Began Business: 11-7-1907

RESOURCES:

Loans and Discounts-------------- $ 132,947.52

Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot----------- 3,300 .UO

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

2,098.50 5,696.50

Cash in Vault and amounts due

from approved Reserve Agents-- 19,318.86

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,512.20
none

AdCvoamncmeodointiesC__o_t_t_o__n___a_n__d____o_t_h_e_ r_

none

Customers LiabilitY on Letters of

Credit and Acceptances..________ _

none

Profit and LOSS---------------------

none

Other Resources..-------------------

none

TotaL------------------------------ $ 164,873 58

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------RUDenusdeeirtvvoiedBeFdaunnPkdrsos_f__i__t__s__-__-__-__-__-__-__-__-___-__-___-__-__-__-__-__-__--__ Dividends Unpaid..________________ _ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LBeieltxltseercPsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted..---Other Liabilities-------------------

15,000.00 15,000.00 2,461.83
none none none
1,077.40 65.00
67,865.45 51,317.41
none
none
12,086.49
none none

TotaL------------------------------- $ 164.873.58

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Ball Ground, Ga.

As called for by the Superintendent of Banks.

M. G. HENDRIX,

B. R. JONES,

President.

Cashier.

Date of Charter: 9-!tS-19:26

Began Business: 1Q-1-19!t6

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLd iAabcicleiptytanocnesL..e_t_t_e_r__s__o_f Profit and Loss--------------------Other Resources--------------------

50,431.13
30.000.00 1,200.00 1,500.00
none
22,077.08
165 62
none
40.78
none none none none

TotaL------------------------------- $ 105.414.61

LIABILITIES:

Capital Stock.---------------------- $ SUunrdpilvuids eFduPnr<oLfi-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Reserve Funds---------------------DDuiveidt oenBdas nUknsp--a-i-d-.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-_-_-_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d_._.______ __

15,000.00 3,000.00 5,357.95
none none none
872.20
none
53,570.07 27,614.39
none
none none none none

TotaL ______________________________ $ 105,414.61

16

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, 1930, of the

BAXLEY STATE BANK

Baxley, Ga.

As called for by the Superintendent of Banks.

J. W. TIPPINS,

C. E. MOORE,

President.

Cashier.

Date of Charter: 8-23-1917

Began Business: 8-25-1917

RESOURCES:

Loans and Discounts-------------- $ 142,412.92

CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 3,000.00

Banking House and Lot-----------

none

FOUthrenritRureealaEndstaFtiextoUwrneesd--..-_-_-_-_-_-_-_-_--_

6, 714.00
none

Cash in Vault and amounts due

from approved Reserve Agents. 44,403.78

Checks for Clearing and Due frOm

other Banks----------------------

none

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers Liabilit:y: on Letters of

Pr~iT~~~nlo~~-~~~~~~-~=========

none none

Other ResourceS..-------------------

none

TotaL------------------------------ $ 196,530.70

LIABILITIES:

Capital Stock..---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpai<L----------------Cashiers Checl<s ------------------Certified Checks------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNOiotlhtlesesPr aaL,niyadabbBilleii_ltli_se.sR-_-_e-_d_-i_-s_-c_-o_-u_-_-n_-t_-e_-d_-._-._-__-___--__

25,000.00 32,500.00
32.74
none none
640.00 2,011.94
none
90,815.72 1,959.65 3,570.65
none
35,000.00 5,000.00
none

TotaL------------------------------ $ 196,530.70

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BLACKSHEAR BANK

Blackshear, Ga.

As called for by the Superintendent of Banks.

A. P. BRANTLEY,

P. L. POMEROY,

President.

Cashier.

Date of Charter: 9-11-1891

Began Business: 7-7-1892

RESOt:RCES:

Loans and Discounts ______________ $ 470,364.47

Certificates of Indebtedness and

Bonds and Stocks owned..______ _ Banking House and LoJt__________ _

144,886.25
none

FOUthrenritRureealaEndstaFtiextouwrensed--_-_-_-_-_-__-_-_--_

13,647.03 2,488.01

Cash in Vault and amounts due

from approved Reserve Agents-- 143,218.17

Checks for Clea:ring and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamnmceodoitnies.C. _o__t_t o__n___a__n_d____o_t_h__e r_

none

CuCsrteodmi~t rasnLd iAabcicleiptotaonnceLs_e_t_t_e_r_s___of_

none

POrtohfeitr aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

none
127.15

TotaL------------------------------ $ 774,731.08

LIABILITIES:

Capital Stock_______________________ $ 50,000.00

Surplus Fun<L--------------------- 25,000.00

Undivided Profits------------------ 124,790.75

Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L-----------------

6,479.47
none none

Cashiers Checks-------------------- 2,528.85

Certified Checks-------------------- 2,593.45

TDiemmeaCnedrDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-__-_-_--_

318,454.95 244,883.61

Savings Deposits------------------Letters of Credit and Acceptances

none

executed for Customers---------BNiolltessPaanyadbBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d-.-.-_-__--_

none none none

Other Liabilities-------------------

none

TotaL-------------------------- ____ $ 774,731.08

ELEVENTH ANNUAL REPORT

17

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Blakely, Ga.

As called for by the Superintendent of Banks.

H. C. HADDOCK,

R. 0. WATERS,

President.

Cashier.

Date of Charter: 3-9?3-1918

Began Business: 3-1918

RESOURCES:

Loans and Discounts-------------- $ 112,877.35

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._.____________ __ Furniture and Fixtures___________ _ Other Real Estate owned..________ _

1,796.27 9,358.20 4,382.48 7,800.00

Cash in Vault and amounts due

from approved Reserve Agents __ 55,676.18

Checks for Clearing and Due from

other Banks---------------------- 2.508.58

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

166.80 1.095.75

AdCvoamncmeodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__e_r 4,202 40

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f

none

POrtohfeitr aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL------------------------------ $ 199,864.01

LIABILITIES:

Capital Stock______________________ $ 50,000.00

Surplus Fun<L---------------------

none

Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

1.785 47
none none

CDaivsihdieenrsdsCUhencpkasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..__________________ _

3.60 904.72
none

Demand Deposits------------------ 137.961.65 Time Certificates of Deposit__ ----- 9,208.57

Savings Deposits------------------Letters of Credit and Acceptances

none

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted..___ _

none

Other Liabilities-----------_-------

none

TotaL ______________________________ $ 199,864.01

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FANNIN COUNTY BANK

Blue Ridge, Ga.

As called for by the Superintendent of Banks.

J. M. EATON,

W. J. DENMARK,

President.

Cashier.

Date of Charter: 5-28-1916

Began Business: 6-6-1916

RESOURCES:

Loans and Discounts-------------- $ 153,548.67 Certificates of Indebtedness and

Bonds and Stocks owned..------- 37,351.52

FBUa nr nkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned..________ _

20,00C .00 7,500.00 15,438.29

Cash in Vault and amounts due

from approved Reserve Agents-- 90,390.15

Checks for Clearing and Due from other Banks______ ------- ___ -------

none

COavsehrdIrtaefmts&(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamncme6doitniesc__o_t_t_o_n____a_n__d____o_t_h__e_r

none

CPruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ei_tp_Y_ta__no_cn_e_s_L._.e___t_t__e___r__s_____o__f

none none

Other Resources..-------------------

77.52

TotaL ______________________________ $ 324,306.15

LIABILITIES:

Capital Stock______________________ $ Surplus FuncL____________________ _

15,000.00 3,0CO .00

RUensdeirvviedeFduPndrosf_i_t_s_________-_-_-_-_-_-_-_-__-_-_-_-_--_

7,034.48
none

Due to Banks----------------------Dividends Unpaid...----------------

none none

CCearsthifieierds CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

],418.69 6.00

TSDaiemvmienagCnsdeDrDtiefepipcooastsietisstS_o_-_f-_-D_-_-e_-_p-_-o_-s_-_i-t_-__-__-___-__-__--__

146,252.95 141.246.07 10.308.74

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_

none none

ONothteesr aLniadbBiliitlilessR__e_d_i_s_c_o__u_n_t_e_d__..________

none
39.22

TotaL ______________________________ $ 324,306.15

IS

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS BANK

Blythe, Richmond County, Ga.

As called for by the Superintendent of Banks.

L. W. DYE,

T. M. NICKLES,

President.

Cashier.

Date of Charter: 8-28-1909

Began Business: 9-1-1909

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSf toIncdksebotwednneeds. _s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEnsdtaFtiextoUwrnese-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsroteo=dmoitedraistniLdesiAa.-bc-ic-lie-t-pY-t-ao-n-nc-e-Ls-_-e_-t_-t_e-_-r_s-_-_o_--_f POrtohfeirt aRnesdouLrOceSsS_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

28,916.53
none
1,947.50 1,000.00
none
8,996.94
none none
60.28
none none none none
40,921.25

LIABILITIES:
Capital Stock.______________________ $ Surplus FuncL--------------------URensdeirvviedeFduPndrosf_i_t_s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_
DDiuveidteonBdsanUknSp-a--i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ CDeermtiafinedd DCehpeocskists-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e_d__.______ __

15.000.00 10,000.00 1,634.55
none none none
14.00
none
10,780.13 364.38
3,128.19
none none none none

TotaL------------------------------ $ 40,921.25

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

COMMERCIAL BANK

Bowdon, Ga.

As called for by the Superintendent of Banks.

J. A. MANDEVILLE,

M. L. JOHNSON,

President.

Cashier.

Date of Charter: 9-22-1926

Began Business: 9-20-1926

RESOURCES:

Loans and Discounts-------------- ~ 22,626.03 Certificates of Indebtedness and

Bonds and Stocks owneci..------Banking House and Lot----------FOut hr neirt Ru reealaEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from
other Banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

28,000.00
none
200.00
none
37,309.49
none none
7.45

AdCvoamncmeodoitnies_c_o_t_t_o__n___a__n_d____o_t_h__er_ 12.218.79

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e__r_s__o_f

none

POrtohfeitr aRnesdoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

-----

TotaL------------------------------ $ 100,361.76

LIABILITIES:
Capital Stock.______________________ $
Surplus FuncL--------------------Undivided Profits---------------- __ Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------BLeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_t_no_dm__A_e_rc_sc___e__p___t__a__n__c____es__ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 lO,COO.OO -2.293.71
none none none
741.84
none
55,256.33 7,069.88
none
none none none none

TotaL------------------------------ $ 100,361.76

ELEVENTH ANNUAL REPORT

19

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Brewton, Ga.

As called for by the Superintendent of Banks.

JAMES L. KEEN,

L. P. KEEN,

President.

Cashier.

Date of Charter: 5-26-1910

Began Business: 7-6-1910

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned... _____ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents..
c~ib~ ~~~~~-~~-~~~-~~~~
COavsehrdIrtaefmtss.-(-if--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_~_-__--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
Customers Liability on Letters of Credit and Acceptances..... _____ _
Profit and Loss.-------------------Other Resources--------------------

66,302.39
1,207.15 1,806.25 2,256.67 8, 700.39
71,676.75
none none
3,144.40
1,058.06
none none none

TotaL------------------------------ $ 156,152.06

LIABILUIES:

Capital Stock.______________________ $ Surplus Fund.... ___________________ _

15,000.00 5,000 00

Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.....-------------

4,546.12
none none none

Cashiers Checks ------------------Certified Check&..------------------

355.02
none

Demand Deposits------------------ 105,398.65

Time Certificates of Deposit...... 25,852.27

Savings Deposits------------------LeetxteecrsutoefdCfroerdCituasntodmAecrcse_p__t_a_n_c__e_s_

none none

BNiolltessPaaYndabBlei.l.l.s..R-e-d--i-s-c-o-u--n-t-e-d-.-.-.-.-.-.

none none

Other Liabilities-------------------

none

TotaL.----------------------------- $ 156.152.06

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Brinson, Ga.

As called for by the Superintendent of Banks.

J. H. BRINSON,

R.O. HARDIN,

President.

Cashier.

Date of Charter: 12-17-1910

Began Business: 12-1910

RESOURCEo:

Loans and Discounts-------------- $ 26.236.67 Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot----------- 1,800.00

Furniture and Fixtures ----------Other Real Estate owned..---------

1,998.70
none

Ca.sh 1n Vault and amounts due from approved Reserve Agents..

9,332.11

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmts&(.if--a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on Cotton and other

Commoditie&.--------------------Customers Liability on Letters of

none

Credit and Acceptances----------

none

Profit Other

and LOSS---------------------
Resource&.--------------------

-

none
-no-ne

TotaL... ---------------------------- $ 39,367.48

LIABILITIES:

Capital Stock...------------------- $ Surplus Fund.....------------------Undivided Profits-----------------Reserve Funds...------------------DDiuveidteonBdsanUksn.p..a.i.d-.-.-.-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit....... SLaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--t-a-n-c-e--s
executed for Customers---------Bills PaYable....------------------Notes and Bills Rediscounted...... Other Liabilities-------------------

15,000.00
none
228.75
none none none
ll.85
none
16,495.68 7,631.20
none
none none none none

TotaL.------------------------------ $ 39,367.48

20

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, I930, of the

BANK OF BROOKLET

Brooklet, Ga.

As called for by the Superintendent of Banks.

J. W. ROBERTSON,

CARSOK L. JONES,

President.

Cashier.

Date of Charter: 5-10-1907

Began Business: 12-l-1906

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot----------FOut hr neirtRu reealaEn ds tFa tiextouwrense-d-.-. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks____ -----------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and AcceptanceS---------Profit and LOSS--------------------Other ResourceS--------------------
TotaL------------------------------ $

64,258.84
1,000.00 1,800 oc 1.900.00 10.096.05
10,087.76
none
348.73
none
none none none none
89,491.38

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseist so- -f-D- -e-p- -o-s-i-t-.-. _-_-_-_- -_ Savings DepositS------------------LBeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_t_no_dm__Ae__rc_sc___e___p__t__a__n__c____es__
Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

25,000.00 10,000.00 3,291.77
none none none
283.26
none
34,198.51 '15, 717.84
none
none none none
1.000.00

TotaL ______________________________ $ 89,491 38

STATEMENT

Showing condition at the close of Business December 3I, I930, of the

BRUNSWICK BANK & TRUST COMPANY

Brunswick, Ga.

As called for by the Superintendent of Banks.

F. D. AIKEN,

I. M. AIKEN,

President.

Cashier.

Date of Charter: 10-7-1889

Began Business: 1889

RESOURCES:

Loans and Discounts ______________ $ 918,042.58

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_

312.921.71 4G.OOO.OO

FOut hr neirtRu reea laEn ds t Fa tiextouwrense-d-.-. -__-_-_-_-_-_-_--_

15,790.40 91,077.55

Cash in Vault and amounts due

from approved Reserve Agents.. 213,085.65

Checks for Clearing and Due from

other Banks---------------------- 14,744.70

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

5,e55 .60 20.91

AdCvoan=coediotinesC._o__t_t_o_n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit andAcceptances. --------Profit and LOSS---------------------

none none

Other Resources-------------------- 2,987.20

TotaL------------------------ ______ $ 1, 614, 326 .30

LIABILITIES:
Capital Stock._________________ -----$ Surplus Fund---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e_p__t_a_n_c_e_ s_ Bills Payable._--------------------Notes and Bills Rediscounted..---Other Liabilities-------------------

230,0CO.OO 117,000.00
8,450.54 8,233.15 23,857.68 3,487.00 ll, 790.96
244.17 720,415.76 83.184.33 313,360.46
none none
94,302.25
none

TotaL______________________________ $ 1, 614,326.30

ELEVENTH ANNUAL REPORT

21

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

HARALSON,COUNTY BANK

Buchanan, Ga.

As called for by the Superintendent of Banks.

J. L. EAVES,

H. G. RICHARDSON,

President.

Cashier.

Date of Charter: 3-3-1909

Began Business: 3-4-1909

RESOURCES:

Loans and Discounts-------------- $ 96,337.00

Certificates of Indebtedness and

Bonds and Stocks owned.. _____ _

837.30

Banking House and Lot----------- 1,800.00

Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn_k__s_____________-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

3,000.00 2.000.00
69.103.86
none
122.06

Overdrafts (if anYl----------------AdCvoa=ncoed iot ine sC. _o__t_t o__n___a__n_d____o_t_h__e _r

622.52
none

Customers LiabilitY on Letters of Credit and Acceptances_________ _

none

Profit Other

and Loss---------------------
Resources.--------------------

-

none
-no-ne

TotaL.----------------------------- $ 173.822.74

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid.----------------Cashiers Checks ------------------Certified Check&..-----------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------BLeieltxltseePcrsuatoYefdaCbflroeer_d_Ci_t_ua_s_nt_od_m_A__ec_rc_s_e__p___t__a__n__c____e__s__ Notes and Bills Rediscounted.___ _ Other Liabilities..------------------

40,000.00 15.000.00
900.95
none none
3,200.00 291.25
none
92.195.67 22,234.87
none
none none none none

TotaL ______________________________ $ 173,822.74

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BUENA VISTA LOAN & SAVINGS BANK

Buena Vista, Ga.

As called for by the Superintendent of Banks.

Wm. C. WOOTEN,

0. H. LEWIS,

President.

Cashier.

Date of Charter: 9-22-1887

Began Business: 1889

RESOURCES:

Loans and Discounts ______________ $ 126,854.57

Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_

none
4.246.39

Furniture and Fixtures ----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents..

6,658.12 12,845.91
52,896.35

Checks for Clearing and Due from CaosthheItreBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ AOdCvveoar=dnrcoaedftistoi(neifs_aC._no_Y_t_t>_o_-n_-_-_-a_-_-n-_d-_-_-_-_o-_-t_-h_-_e--_r

none none none
5,117.03

Customers LiabilitY on Letters of

Credit and Acceptance&.--------Profit and Loss---------------------

none none

- - - - Other Resource&.------------------- 2,520.39

Total-------------------------------- $ 211.138.76

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L-------------------- Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Check"-------------------Demand DepositS-----------------Time Certificates of Deposits-----LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s
executed for Customers---------BNiolltsesPaanyadbBleil_l_s--R-e--d-i-s-c-o--u-n-t-e-d--.-_-__--_ Other LiabilitieS-------------------

30,000.00 40,000.00 2.878.29 3,116.94
none none
1.383. 76 251.28
69,635.06 63,873.43
none
none none none none

TotaL------------------------------ $ 211.138.76

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF BUFORD

Buford, Ga.

As called for by the Superintendent of Banks.

L. P. PATTILLO,

CARL PERRY

President.

Cashier.

Date of Charter: 1-20-1893

Began Business: 1893

RESOURCES:

Loans and Discounts-------------- $ 170,185.48

CeBrotinfidcsataensdoSf toIncdkesbotwednnede.s._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.. ________ _

58,005.75 36,102.34
11,422.99 40,916.03

Cash in Vault and amounts due

from approved Reserve Agents.. 20,463.98

Checks for Clearing and Due from

other Banks----------------------

246.51

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

296.47 2, 718.47

Advance on Cotton and other

Commodities---------------------- 9, 971.97

Customers Liability on Letters of

PrCorfeitdaitnadnLdoAssc_c__e_p_t_a_n__c_e_s__-_-_-_-_-_-_-_--_ Other Resources___________________ _

none none none

TotaL------------------------------ $ 350,329.99

LIABILITIES:

CSuarppitlaulsSFtuoncdk_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $

25,000.00 6,000.00

Undivided Profits------------------

506.39

Reserve Funds---------------------- 30,000.00

DDuiveidt oenBdas nUknsp--a-i-d-.-. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Cashiers Checks--------------------

702.86

CDeermtiafinedd DCehpeocskists-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSiamviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t____________ __

none
107,256.95 66,724.10 84,139.69

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none
30,000.00

NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d________ __

none none

Total------------------------------- 350,329.99

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

SHADBURN BANKING CO.

Buford, Ga.

As called for by the Superintendent of Banks.

MRS. KATE ALLEN SHADBURN,

E. A. WILBAKKS,

President.

Cashier.

Date of Charter: 1-23-1901

Began Business: 2-11-1901

RESOURCES:

Loans and Discounts-------------- $ 172,447.39

CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweodnt_en_de_._s.__s____a____n__d__

2',038.50
none

Furniture and Fixtures___________ _ 4,072.83

Other Real Estate owned..________ _ 38,510.75

Cash in Vault and amounts due from approved Reserve Agents.. 22,046.12

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,725.17 197.51
1.109.53

AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r 8,626.79

Customers Liability on Letters of Credit and Acceptances__________

none

Profit and Loss---------------------

none

- - - - Other Resources..------------------- 2,494.00
TotaL_______________________________ $ 254,268.59

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsP--a-i-d-.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified Checks...... __ ------------TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable______ ----------------Notes and Bills Rediscounted...... Other Liabilities-------------------

40,000.00 l8,COO.OO 4,257.41 4,347.83
none none
273.54
none
76,719.60 27,128.51 83,541.70
none none none none

TotaL------------------------------ $ 254,268.59

ELEVENTH ANNUAL REPORT

23

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS STATE BANK

Butler, Ga.

As called for by the Superintendent of Banks.

J. '" EDWARDS,

L. R. ADAMS,

President.

Cashier.

Date of Charter: 9-4-19!26

Began Business: 9-4-1926

RESOURCES!

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks.. -------------------COavsehrdIrtaefmtss.(.i.f.a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamncmeodoitniesC..o__t_to__n___a__n_d____o_t_h__er_
Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_ Other Resources___________________ _

15,851.32
none none
1,445.00 375.00
40,772.24
none none none
6,395.10
none none none

TotaL.----------------------------- $ 64,838.66

LIABILITIES!

Capital Stock..--------------------- $
Surplus Fun<L---------------------
Undivided Profits-----------------Reserve Funds.--------------------DDiuveidtoenBdsanUknsp..a--id--.-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks ------------------Certified Checks-------------------TDSiaemvmienaCgnsedrDDtiefepipcooastsietissts_o_-_-f_-D_-_-e_-_p-_-o_-s_-i_-t_-__-__-__-__-___--__ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ ONothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_.______ __

15,000.00 3,000.00
421.54
none none none
682.66
none
43,548.04 2,186.42
none
none none none none

TotaL ______________________________ $ 64,838.66

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF BYROMVILLE

Byromville, Ga.

As called for by the Superintendent of Banks.

W. R. GROVES,

S. H. BUXTON,

President.

Cashier.

Date of Charter: 7-19-1920

Began Business: 7-26-1920

RESOURCES!

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and Fixtures ----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f.a--n-y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities--------------------Customers Liability on Letters of
Credit and Acceptances.--------Profit and LOSS--------------------Other Resources.-------------------
TotaL.----------------------------- $

18,294.14 1,500.00
none
750.00
none
22,563.81
none none
36.73 934.56
none none none
44,079.24

LIABILITIES:

Capital Stock.---------------------- $
Surplus Fun<L---------------------
Undivided Profits------------------
Reserve Funds.---------------------
Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits-----------------Time Certificates of Deposit------Savings DepositS------------------LeetxteercsutoefdCfroerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNOiotlhtlesesPr aLanyiaadbbiBllieitli.el.ss-.R-..-.e-_-d_-_i-_s-_c-_o_-_-u_-n_-t_-e_-_d-_-._-___-__--__

15,000.00
none
1,076.83 250.90
none none
280.20
none
22,405.15 5,066.16
none
none none none none

Total-------------------------------- $ 44,079.24

24

DEPARTMENT OF BANKIKG

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CAIRO BANKING COMPANY

Cairo, Ga.

As called for by the Superintendent of Banks.

0. T. DAVIS,

HENRY HESTER,

President.

Cashier.

Date of Charter: 11-23-1903

Began Business: 11-23-1903

RESOURCES:

Loans and Discounts ______________ $ 234,634.11

Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot----------- 5, 555.43

FOuthrneirtRureealaEnsdtaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_

5,564.30
none

Cash in Vault and amounts due

from approved Reserve Agents-_ 29,656 20

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,641.46
none none

Advance on Cotton and other

Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s___o_f

none
3,580.CO

Profit and LOSS---------------------

none

Other Resources.-------------------- - -n-on-e

TotaL------------------------------ $ 280,631.50

LIABILITIES:

Capital Stock.---------------------- $ 35,COO.OO

Surolus Fun<L--------------------- 7,000.00

Undivided Profits------------------ 2,867.54

Reserve Funds---------------------- 5,779.58

Due to Banks-----------------------

none

Dividends Unpai<L-----------------

none

Cashiers Checks -------------------

151.60

Certified Checks--------------------

none

TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_-_-_-_-__--_

99,070.59 107,182.19

Savings Deposits-------------------

none

LBeieltxltseecPr suatoyefadCbflroeer_d_Ci_t_ua_s_nt_od_m_A__ec_rc_se___p___t__a__n__c___e___s __

3,580.00 20,000.00

Notes and Bills Rediscounted.___ _

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 280,631.50

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Cairo, Ga.

As called for by the Superintendent of Banks.

J. B. WIGHT,

T. A. POWELL,

President.

Cashier,

Date of Charter: 12-3-1903

Began Business: 1-1-1904

RESOURCES:

Loans and Discounts ______________ $ 376,155.16

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsteoacnksd oLwont_e_d_-_-_-_-_-_-_-_-_

none
15,000.00

Furniture and Fixtures ----------Other Real Estate owned---------Cash in Vault and amounts due
from approved Reserve Agents..

4,295.87 22,500.00
52,394.22

Checks for Clearing and Due from

other Banks---------------------Cash Items...----------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities..--------------------Customers LiabilitY on Letters of

5,211.88
none
491.89
none

Credit and Acceptances---------- 12,848.00

Profit and LOSS---------------------

none

Other Resources.-------------------- - -no-ne

TotaL------------------------------ $ 488,897.02

LIABILITIES

Capital Stock.---------------------- $ 50,000.00

Surolus Fun<L--------------------- 10,000.00

Undivided Profits------------------ 12,482.80

Reserve Funds---------------------Due to Banks-----------------------

none none

Dividends Unpai<L-----------------

160.00

Cashiers Checks-------------------- 1, 761.86

Certified Checks--------------------

19.00

Demand DepositS.------------------ 193,705.59

Time Certificates of Deposit------- 205,767.77

Savings Deposits-------------------

none

Letters of Credit and Acceptances

executed for Customers----------

none

Bills PaYable__ --------------------- 15,000.00

Notes and Bills Rediscounted..----

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 488,897.02

ELEVENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Cairo, Ga.

As called for by the Superintendent of Banks.

THOMAS WIGHT,

A. EDWARDS,

President.

Cashier.

Date of Charter: 1()-7-1910

Began Business: 10-1()-1910

RESOURCES:

Loans and Discounts.............. $ 303,059.48

Certificates of Indebtedness and

Bonds and Stocks owned........ 10,000.00

Banking House and Lot:........

none

Furniture and Fixtures............ 5,885.70

Other Real Estate owned.......... 14,686.42

Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from

45,841.97

other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

7,143.47 1,306.22
none

CuCsoto=moedristiLesia.-b-i-li-t-Y--o--n--L--e-t-te--r-s-o--f

none

Credit and Acceptances----------

none

Profit Other

and LOSS---------------------
Resources.--------------------

-

none
-n-on-e

TotaL------------------------------ $ 387,923.26

LIABILITIES:

Capital Stock.______________________ $ 40,000.00

Surplus Fun<L--------------------- 8,000.00

URensdeirvviedeFduPndrosf_i_t_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

7' 394.44 8,420.90

Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Deposits_________________ _

none none
542.43
none
174,824.18

Time Certificates of Deposit______ _ 56,783.36

Savings Deposits------------------- 91,957.95

LeetxteecrsutoefdCforerdCituastnodmAercsc.e_p__t_a_n_c__es_

none

Bills Payable________ ---------------

none

Notes and Bills Rediscounted....

none

Other Liabilities-------------------

none

TotaL....------------------------- $ 387,923.26

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF CAMILLA

Camilla, Ga.

As called for by the Superintendent of Banks.

J. E. BROOKS,

President.

Cashier.

Date of Charter: 11-4-1889

Began Business: 1889

RESOURCES:

Loans and Discounts-------------- $ 149,882.79 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

34,326.53 l6,500.CO 6,500.00 24,194.16
88,694.95

CaosthheItreBmasn__k_s_-__-_-_-_-_--------------------------------Overdrafts (if anYl----------------Advance on cotton and other

4,433.46
none none

Co=odities.--------------------- 4,850.55

Customers LiabilitY on Letters of

Credit and Acceptances...

none

Profit and Loss..........

none

Other Resources-------------------- - -no-ne

TotaL------------------------------- $ 329,382.44

LIABILITIES:

Capital Stock----------------------- $ 50,000.00

Surplus Fund----------------------

none

Undivided Profits.... -------------- 3,393.17

Reserve Funds______ ----------------

none

Due to Banks.----------------------

none

Dividends Unpaid..-----------------

none

Cashiers Checks-------------------- 1,116.94

CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
156,386.88

Time Certificates of Deposit______ _ 18,297.68

Savings Deposits------------------- 100,187.82

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e_d__.____.

none none

Total-------------------------------- $ 329,382.44

26

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

PLANTERS & CITIZENS BANK

Camilla, Ga.

As called for by the Superintendent of Banks.

G. B. COCHRAN,

E ..T. YANN, JR.

President.

Cashier.

Date of Charter: 5-24-1913

Began Business: 5-24-1913

RESOURCES:

Loans and Discounts-------------- $ 119,384.03

Certificates of Indebtedness and

Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures. __________ _ Other Real Estate owned_________ _

16,934.93 10,000.00 6,000.00
none

Cash in Vault and amounts due

from a:oproved Reserve Agents.. 53,454.70

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

3,186.70 1,124.21
none

Advance on Cotton and other

Co=odities---------------------- 14,622.17

CuCsrteodmitearsndLiAabcicleiptytaonnceLs_e_t_t_e_r_s__o_ f_

none

Profit and LOSS---------------------

none

Other Resources--------------------- - -no-ne

TotaL------------------------------ $ 224,706.74

LIABILITIES:

Capital Stock..______________________ $ 50,000.00

Surplus Fun<L---------------------

none

Undivided Profits----------- ____ _ 2,871.54

Reserve Funds----------------------

none

DDiuveidtoenBdsanUknsp--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

CCearsthiifeiersd CChheecckkss-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

181.11
none

Demand Deposits------------------ 123,253.97

Time Certificates of Deposit------- 21,863.19

Savings Deposits------------------- 26,536.93

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n__te__d_.________

none none

TotaL______________________________ $ 224.706.74

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS BANK

Canon, Ga.

As called for by the Superintendent of Banks.

B. F. CHEEK,

M. C. BOWERS,

President.

Cashier.

Date of Charter: 11-3-1919

Began Business: 11-11-1919

RESOURCES:

Loans and Discounts-------------- $ 44,034.44

CeBrotinfidcsataensdoSf toI ncdkes botwe dnneeds._s__a__n_d_

none

BF ua nr nkiitnugr eHaonuds eFaixntdurLeos _t -_-__-_-_-_-_-_-_-_- -_ Other Real Estate owned.________ _

2,500.00 1,500.00 3,198.26

Cash in Vault and amounts due

from approved Reserve Agents.. 6,537.85

Checks for Clearing and Due from

other Banks.--------------------Cash Items..... ___ ------------------Overdrafts (if anYl----------------

none none none

Advance on Cotton and other

CuCsoto=moderistieL&ia.b-i-l-i-t-y--o-n---L-e--tt-e--rs--o--f

none

Credit and Acceptances----------

none

Profit and LOSS..--------------------

none

Other Resources--------------------- - -no-ne

Total-------------------------------- $ 57,770.55

LIABILITIES:

SCuarppiltuals SFtuoncdk....-.-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__- $ Undivided Profits.................. Reserve Funds...................... Due to Banks---------------------Dividends Unpaid.---------------- Cashiers Checks-------------------Certified Checks-------------------Demand DePOsitS-----------------Time Certificates of Deposit------ Savings Deposits------------------ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._..__. Notes and Bills Rediscounted..... Other Liabilities_..................

25,000.00 1,250.00 2,453.51
none none none
540.56
none
17,524.73 4,501.75
none
none
6,500.00
none none

TotaL------------------------------- $ 57,770.55

ELEVENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF CANTON

Canton, Ga.

As called for by the Superintendent of Banks.

P. W. JONES,

W. S. ELLIOTT,

President.

Cashier.

Date of Charter: 11-17-1892

Began Business: 12-21-1892

RESOURCES:

Loans and Discounts ______________ $ 671,064.37

Certificates of Indebtedness and

Bonds and Stocks owned.______ _ Banking House and Lot__________ _

80,862.50 34.756.00

FOuthrneirtuRreealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

5,367.00 23,837.28
384,248.77

CaosthheIrteBmasn_k_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Overdrafts (if any) ________________ _ AdCvoa=ncoed i toine s .C. _o__t _t o__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f Profit and Loss____________________ _ Other Resources..__________________ _

2,313.19 266.89
2,836.45
none
none none
15.00

TotaL ______________________________ $ 1,205,567.45

LIABILITIES:

CSuarpoitlauls SFtuonckcL.______--_-_-_-______________-_-_-_-_-_-_--_$
RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_
DDiuveidt oenBdsa nUknsp- -a-i-d- -. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Cashiers Checks-------------------Certified Checks______ -------------Demand Deposits-----------------Time Certificates of Deposit---- __ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers_________ _ Bills Payable_________________ -- __ --Notes and Bills Rediscounted..... Other Liabilities_______ ------------

150,000.00 150,000.00 22,174.49
none
3,000.00
none
682.52
none
537,034.58 252,685.99 89,989.87
none none none none

TotaL ______________________________ $ 1,205,567.45

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

ETOWAH BANK

Canton, Ga.

As called for by the Superintendent of Banks.

OLIN FINCHER,

N. A. THOMASON,

President.

Cashier.

Date of Charter: 1-22-1927

Began Business: 1-!W-1927

RESOURCES:

Loans and Discounts-------------- $ 117,593.56

Certificates of Indebtedness and

Bonds and Stocks owned.______ _ 29,031.41

BF uarnnkiitnugr eHaonuds eFaixntdurLeos _t -_-__-_-_-_-_-_-_- -__Other Real Estate owned.. ______ __

12,000.00 2,235.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 191.121.71

Checks for Clearing and Due from

other Banks---------------------- 1. 747.67

COavsehrdIrtaefmtss.(.i.f_a__n_y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_--__-

none
358.48

Advance on Cotton and other

Co=odities----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit and Loss---------------------

none

Other Resources....-----------------_ _ _1_5_0_.o_o

TotaL------------------------------- $ 354,237.83

LIABILirlES:

Capital Stock.______________________ $ Surolus FuncL. ___________________ _

25,000.00 4,500.00

Undivided Profits------------------

802 .Ol

Reserve Funds---------------------Due to Banks-----------------------

1,000.00
none

Dividends Unpai<L----------------- 1,250.00

Cashiers Checks-------------------Certified Checks--------------------

2,292.11
none

Demand Deposits------------------ 223,984.53 Time Certificates of Deposit------- 57,328.40

Savings Deposits------------------- 38,080.78 Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m-e--r-s--------------------

none none

Notes and Bills Rediscounted.....

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 354,237.83

28

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

PEOPLES BANK

Carrollton, Ga.

As called for by the Superintendent of Banks.

G. W. FLEMING,

G. C. COOK,

President.

Cashier.

Date of Charter: 11-10-1909

Began Business: 12-1-1909

RESOURCES!

Loa.ns and Discounts-------------- $ 329,643.01

CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 2,980.00

Banking House and Lot-----------

none

Furniture and Fixtures------------ 4,800 00

Other Real Estate owne<L--------- 4,340.90

Cash in Vault and amounts due

from approved Reserve Agents.. 198,359.23

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

153.71
none

Advance on Cotton and other

Co=odities.---------------------

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f

none

POrtohfeirt aRnedsoLuOrcSesS.-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_- {

none
2,217.54

262,025.89

TotaL.----------------------------- $ 804,520.38

LIABILITIES:

Capital Stock.______________________ $ 60,000.00

Surplus Fund---------------------- 12,000.00

Undivided Profits------------------ 8,071.73

Reserve Funds----------------------

192.00

Due to Banks-----------------------

none

Dividends Unpai<L-----------------

412.00

CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

3,476.13
none

Demand DepositS------------------ 464,774.03

Time Certificates of Deposit------- 86,075.90

Savings Deposits------------------- 169' 518.59

LBeieltxltseecrPsuatoyefadbCfloreer_d_C_i_tu_as_t_no_d_m_A_e_rc_sc_._e__p___t__a__n__c____es__

none none

Notes and Bills Rediscounted..----

none

Other Liabilities..------------------

none

TotaL------------------------------ $ 804,520.38

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

COMMERCIAL BANK OF CEDARTOWN

Cedartown, Ga.

As called for by the Superintendent of Banks.

R. 0. PITTS,

E. L. HENDERSON,

President.

Cashier.

Date of Charter: lQ-16-1889

Began Business:l2-11-1889

RESOURCES!

Loans and Discounts--------------$ 900,512.64

Certificates of Indebtedness and

Bonds and Stocks owne<L-------

805.00

Banking House and Lot----------- 22,697.92

Furniture and Fixtures------------

none

Other Real Estate owne<L--------- 25,065.42

Cash in Vault and amounts due

from approved Reserve Agents.. 250,507.22

Checks for Clearing and Due from

other Banks---------------------- 3,118.37

Cash Items.------------------------- 1,253.83

Overdrafts (if anYl----------------- 4,384.90

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of

Credit and AcceiJtances.---------

none

TPOrotohtfeaitrLaR_n_e_ds_o_Lu_O_r_cS_e_Ss_.-_.-__-__-__-__-__-__-__-__-_-_-__-__-__-__-__-__-__-__-_-_-$ 1,-2146.,-85n50o16-..n96e99

LIABILITIES:
Capital Stock.______________________$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UniJaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforer dCiut ~atnodmeArcsc_e__p_t_a_n_c__e_s Bills PaYable____ "-----------------Notes and Bills Rediscounte<L---Other LiabilitieS-------------------

140,000.00 200,000.00 107,898.75
none none
11,200.00 1,893.52
none
547,024.76
none
206,834.96
none none none none

Total--------------------------------$ 1.214,851.99

ELEVENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Charing, Ga.

As called for by the Superintendent of Banks.

S. GARRETT,

H. G. PYE,

President.

Cashier.

Date of Charter: 9-21-1912

Began Business: 11-6-1912

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSf toInckdsebotwednneeds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures__________ __ Other Real Estate owned.________ _ Cash in Vault and amounts due
flom approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(.i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and LOSS..-------------------Other Resources..-------------------

35,543.02
6,171.00 1,200.00 2.000.00 1,092.86
34,852.92
14 80
none none
10,813.90
none none none

TotaL------------------------------- $ 91,688.50

LIABILITIES:
Capital Stock----------------------Surplus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpal<L----------------CCearsthifieierds CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-_ Other Liabilities.......... -----------

15,000.00 9,000.00 1, 922.95
none none none
44.36
none
33,055 22 32,665.97
none
none none none none

TotaL. _____________________________ _ 91,688.50

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

COHUTTA BANKING COMPANY

Chatsworth, Ga.

As called for by the Superintendent of Banks.

C. N. KING,

T. W. BROOKS,

President.

Cashier.

Date of Charter: 7-17-1905

Began Business: 1-5-1906

RESOURCES:

CLoeBraotninfsidcasantaednsdDoiSfstcoIoncukdnsetbost-we-d-n-ne-ed--s.-_s_-_-a_-_n-_-d-_ $ Banking House and Lot__________ _ Furniture and Fixtures.. ________ __ Other Real Estate owned.________ _ Cash in vault and amounts due

96,599.55
l,COO.OO 1,915.31 4,064.76 ll' 506.05

from approved Reserve Agents.. 4,096.69

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__-

4,924.02 30.79 704.40

Advance on Cotton and other

Co=odities..--------------------- 3,625.33

Customers Liability on Letters of

Credit and Accei>tances. ---------

none

POrtohfeirt

RanesdoLurOceSsS..-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_
-

-

none
-1,5-36.-45

TotaL------------------------------ $ 130,003.35

LIABILITIES:

Cai>ital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnPai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-i->-o--s-it-.-.-__-_-_--_ Savings Deposits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable____________ ----------Notes and Bills Rediscounted...-Other Liabilities... -----------------

15,000.00 3,000.00 1,414.74
none none none
294.84
none
55,330.53 19,966.06 1' 121.38
none
33,875.80
none none

TotaL------------------------------ $ 130,003.35

30

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF CHICKAMAUGA

Chickamauga, Ga.

As called for by the Superintendent of Banks.

C. ~f. PRESTON,

J. C. SHELTON,

President. Date of Charter: 2-10-1910

Cashier. Began Business: 5-1Q-1910

RESOURCES:

Loans and Discounts-------------- $ 229,254.00

CeBrotinfidcsaatensdoSftoInckdsebotwendende_s_s__a__n_d_

none

BFuarnnkiitnugreHaonudseFaixntdurLeos.t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _

10.000.00
2,970.00 18,792.40

Oash in Vault and amounts due

from approved Reserve Agents._ 36,966.98 Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r CPruCosrfteoitdmaitenardsnLLdoiAassbc..ic_lie_t_pY_t_a_on_nc__e_Ls__e___t_t__e___r__s_____o__f

20.36
none none none none none

Other Resources..-------------------

none

TotaL ______________________________ $ 298,003.74

LIABILITIES:

Capital Stock.______________________ $ 50,000.00

Surplus Fund.--------------------- 12,500.00

Undivided Profits------------------

338.51

Reserve Funds----------------------

none

Due to Banks-----------------------

none

Dividends Unpai<L-----------------

none

CCearsthiifeiersd CChheecckkss_-__-_-_--------------------------__--_

921.54
none

TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s--it-_-_-_-_-__--_

110.069.03 15,800 36

Savings Deposits------------------- 108,374.30 Letters of Credit and Acceptances

BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d___________

none none none none

TotaL------------------------------ $ 298,003.74

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Chipley, Ga.

As called for by the Superintendent of Banks.

HENRY ZACHRY,

ROY ASKEW,

President.

Cashier.

Date of Charter: 3-22-1909

Began Business: 4-19-1909

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and B aBnoknidnsgaHnoduSsteoacnksd oLwonte_d________________ __ FOuthrneirtRureealaEndstaFtiextouwrensed-_--_-__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheItreBmas.n._k_s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ AdCvoammmceodoitniesC. _o__t_to__n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabcicleitpYtanocnesL,.e_t_t_e__r_s__o_f Profit and Loss--------------------Other Resources..-------------------
TotaL____________ ------------------- $

37,599.38
none
2,600.00 4,900.00 16.666.66
12,996.80
69.60
none
96.07
2,381.61
none
238.12
none
77,548.24

LIABILIT. ES:

Capital Stock.---------------------- $ surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------CCaesrthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSDaiemvmienagCnsderDDtiefepipcoaostsietissts_o_-_-f_-D_-_-e_-_p-_-o_-s_-i_-t_-__-__-__-__-___--__ Letters of Credit and Acceptances
executed for Customers---------BNOiotlhltesesPr aaLnyiaadbbBilleiitl.il-es-s-R,-_-e_-d_-_i-_s-_c-_o-_u-_-_n-_t-_e-_d_-__-_-__-___--__

25,000.00
none none none none none
586.92
none
37,013.19 8,552.89 2,645.24
none none
3,750.00
none

TotaL------------------------------ $ 77,548.24

ELEVENTH ANNUAL REPORT

31

STATEMENT

Showing condition at the close of Bu8iness December 31, 1930, of the

HABERSHAM BANK

Clarkesville, Ga.

As called for by the Superintendent of Banks.

J. A. ROBERTSON,

W. S. WHITWORTH,

President.

Cashier.

Date of Charter: 5-13-1904

Began Business: 1904

RESOURCES:

Loans and Discounts-------------- $ 130,675.39

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_--_

1,200.00 10.000.00

FOut hr neirt uRreea la nEds tFa tiex touwr ense-d- -. _-_-_-_-_-_-_-_- -_

2.762.00 2,500.00

Cash in Vault and amounts due

from approved Reserve Agents.. 57,552.54

Checks for Clearing and Due from

CaosthheIrteBmas.n. k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none none none

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f

none

POrtohfeitr aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL.----------------------------- $ 204,689.93

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsSo-f--D--e-p--o-s-i-t-_-_-_-_-_-_-_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNioltlsesPaanyda bBl eil_l_s__ R- -e-d- -i-s-c-o-u- -n-t-e-d- -.-_-__- -_ Other Liabilities-------------------

25.000.00 5,000.00 967.61
none none none
100.98
none
81,928.33 84.193.01
none
none
7.500.00
none none

TotaL------------------------------ $ 204.689.93

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK OF CLAXTON

Claxton, Ga.

As called for by the Superintendent of Banks.

R. R. TIPPINS,

R. R. TIPPINS,

President.

Cashier.

Date of Charter: 7-18-1919

Began Business: 9-8-1919

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsaatensdoSftoIcnkdsebotwednendes__s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f POrtohfeirt aRnedsoLuorcsess--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

92.565.42
1.1CO .00 8,166.21 3,600.00 5,276.71
35,182.52
351.85 5.00
128.76
none
none none
110.00

TotaL------------------------------ $ 146.486.47

LIABILITIES:
SCuarppiltuals SFtuonckd._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------BLeieltxltseercPsuatoyefadbCfloreer_d_C_i_tu_s_a_tno__dm__ae_cr_s_c__e__p____ta____n__c____es__ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

30,000.00 6,000.00 2,487.14
none none none
766.12
none
57,768.72 40,501.51 8,940.77
none none none
22.21

TotaL---------------------------- __ $ 146.486.47

32

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF CLAYTON

Clayton, Ga.

As called for by the Superintendent of Banks.

J. C. DOVER,

T. A. DL'CKETT,

President.

Cashier.

Date of Charter: 6-30-1904

Began Business: 7-1-1904

RESOURCES:

Loans and Discounts-------------- $ 165,009.45

CeBrotinfidcsataensdoSf toI ncdkse botwe dnneeds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

20,5(]0.00
4,000.00 1,100.00 2,032 44

Cash in Vault and amounts due

from approved Reserve Agents.. 113,565.74

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,641.46
none
435.68

Advance on Cotton and other

Co=odities.---------------------

none

CuCsrteodmiterasnLdiAabcicleiptytaoncnesL_e_t_t_e_r_s__o_ f_

none

Profit and LOSS--------------------Other ResourceS--------------------

none none

TotaL------------------------------ $ 308,284.77

LIABILITIES:

Capital Stock.---------------------- ~ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit------LBSaeielvtxltiseencPrgsuastoyeDfadebCfploreoer_sd_Ci_it_tus_a-s_-tn_-o_d-m_-_-A_e-_r-c_s-c_-__e_-_p_-__-t__a-__-n__-c__-__e-s-__
Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 10,000.00 10,014.70 2,980.00
none none
287.09
none
114,473.53 145,529.45
none
none none none none

TotaL------------------------------ $ 308,284.77

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CLERMONT BANKING CO.

Clermont, Ga.

As called for by the Superintendent of Banks.

J. M. HAYNES,

W. V. GRANT,

President.

Cashier.

Date of Charter: 6-13-1912

Began Business: 2-1913

RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
CommoditieS---------------------Customers LiabilttY on Letters of
Credit and AcceptanceS---------Profit and LOSS--------------------Other Resources.------------------TotaL------------------------------ $

32,555.98
none
1,461.84 1, 956.75 1,250.00
14,416.51
none
315.92 33.89
none
none none none
51.990.89

LIABILITIES:
Capital Stock.______________________ $
Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other LiabilitieS-------------------

15,000.00 3,000.00 2,221.53
none none
3.6() 73.45
none
16,154.66 15,537.65
none
none none none none

TotaL------------------------------ $ 51,990.89

ELEVENTH ANNUAL REPORT

83

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

STATE BANK OF COCHRAN

Cochran, Ga.

As called for by the Superintendent of Banks.

T. W. FISHER,

L. S. LEACH,

President.

Cashier.

Date of Charter: 12-21-1921

Began Business: 1-5-1922

RESOURCES:

Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned........ BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.... -----------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities----------------------
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r__s__o_f
Profit and Loss....----------------Other Resources... -----------------

83.829 86
31,538.00 3,816.67 2, 712.55 7,547.59
65,964.38
none none none
49.93
none none none

TotaL _________ -------------------- $ 195,458.98

LIABILITIES:

Capital Stock.---------------------- $ 25.000.00

Surplus Fund---------------------- lO,COO .00

Undivided Profits------------------ 5,685.97

Reserve Funds---------------------Due to Banks-----------------------

none none

Dividends Unpaid.-----------------

355.00

CCaesrthiifeiersd CChheecckkss.-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _

467.82
none
127.755.43

Time Certificates of Deposit------- 22,151.90

Savings Deposits------------------- 4,042.86

BLeieltxltseecPrsuatoyefadCbflroeer_d_Ci_t_ua_s_nt_od_m_A__ec_rc_s_e._p.__t__a__n___c___e__s__

none none

NOothteesr aLniadbBiliitlilessR...e_d__i_s_c_o__u_n_t_e_d__._._._.._

none none

TotaL ______________________________ $ 195,458.98

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF COLLINS

Collins, Ga.

As called for by the Superintendent of Banks.

W. H. YEOMANS,

J. B. BREWTON,

President.

Cashier.

Date of Charter: 10-14-1905

Began Business: 9-1-1905

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__._-_-_-_-_-_--_ FOut hr neirtRu reea laEn ds t aFtiextouwrensed- -. -__-_-_-_-_-_-_- -_ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_
COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e.t_t_e_r_s___of_ Profit and Loss--------------------Other Resources--------------------
TotaL..---------------------------- $

44,532.50
20.00 3,000.00 2,127 .84 6,000.00
3, 998.69
66.58
none
48.50
none
none none
290.74
60,084.85

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid.________________ _ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_._._-_-_-_--_ Letters of Credit and Acceptances
executed for Customers_________ _ Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 1.250.00
152.29
none none none
431.60
none
14,285.61 26,958.40
none
none
2,000.00
none
6.95

TotaL ______________________________ $ 60,084.85

34

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Colquitt, Ga.

As called for by the Superintendent of Banks.

F. E. FUDGE,

G. C. JINKS,

President.

Cashier.

Date of Charter: 3-24-1924

Began Business: 4-21-1924

RESOURCES:

Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned........ BFuarnnkiitnugreHaonudseFaixntdurLeso_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned,________ _ Cash in Vault and amounts due
from approved Reserve Agents.. CChaoestchhkeIsrtefBmoarsnC_k_l_se_.a_._r._i._n._g._._a._.n_._d._._D____u____e__f__r__o____m__ Overdrafts (if any) ____ .. __________ _
ACdvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e.t.t.e_r_s___o_f POrtohfeitr aRnedsoLuorcses.s..._._._._._-__-_-_-_-_-_-_-_-_-_-_-_--_

82.847.92
7,135.46 4,000.00 1,696.00
none
54,274.99
none none none
1,500.00
none none
276.19

TotaL______________________________ $ 151,730.56

LIABILITIES:
Capital Stock_______________________ $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--..-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.-. Cashiers Checks-------------------Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit.... _.. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers---------Bills Payable.---------------------NOothteesr aLniadbBiliitlilessR..e__d_i_s_c_o__u_n__te__d_._._._.._

25.000.00 5,000.00 4,20C.OO 3,554.02
none
160.00 779.21
none
73,730.63 3,476.00 35,830.70
none none none none

TotaL ______________________________ $ 151,730.56

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

COLUMBUS BANK & TRUST CO.

Columbus, Ga.

As called for by the Superintendent of Banks.

W. C. BRADLEY,

JAS. A. LEWIS,

President.

Cashier.

Date of Charter: l!i!-24-1888

Began Business: 4-1889

RESOURCES:

Loans and Discounts ..............$ 5,698,375.59

Certificates of Indebtedness and

Bonds and Stocks owned........ 1,006,768.75

Banking House and Lot----------- 443,443 90

Furniture and Fixtures............ 98,521.26

Other Real Estate owned.......... 3,275.00

Cash in Vault and amounts due

from approved Reserve Agents.. 967,284.20

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--.-.-__- 24681,,831209..4071

Overdrafts (if any) _____________ .. __

none

Advance on cotton and other Commodities... ______ .--.--.------
Customers LiabilitY on Letters of Credit and Acceptances..........
Profit and Loss.-------------------Other Resources.-------------------

none none none none

TotaL ____________________________ ,$ 8,527,808.18

LIABILITIES:

Capital Stock.______________________ $ 850,000.00

Surolus FUnd---------------------- 650,000.00

RUensdeirvviedFedunPdr.oqf_i_t_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--__--

253,687.50 :5,308.88

Due to Banks----------------------- 80,906.02

Dividends Unpaid.-----------------

409.50

CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.-.

11,131.71 2,050.83

Demand Deposits--------------- .. - 2,348,375.59 Time Certificates of Deposit------ 1,657, 677.47

Savings Deposits------------------- 2,518,260.68

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloe_i _C__u_s_t_o_m___e_r_s_._._._._._._._._. ._

none none

NOothteesr aLniadbBiliitlilessR..e_d__i_s_c_o__u_n__te__d_._._._.._

none none

TotaL ______________________________ $ 8, 527,808.18

ELEVENTH ANNUAL REPORT

35

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

HOME SAVINGS BANK

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

M. L. PATTERSON, JR.

President.

Treasurer.

Date of Charter: 12-26-1888

Began Business: 4-1903

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks ownecL______ _ Banking House and Lot__________ _ Furnitme and Fixtmes___________ _ Other Real Estate ownecL________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _
Advance on Cotton and other Commodities----------------------
PCruCosrfteiotdmaitenradsnLLdoiAassbc_ic_le_i_tpy_t_a_on_nc__e_Ls__e___t_t__e___r__s____o_ __f Other Resomces___________________ _

986,818.32
328,658.50
none
1.990.30 87,612.26
48,442.63
7,166.92 5.388 82
none none
none none
14,993.00

TotaL------------------------------$ l, 481,070.75

LIABILITIES:

Capital Stoc]L______________________ $ lCO,OOO .00

Surplus Fun<L--------------------- 65,000.00

Undivided Profits------------------ 16,055.79

Reserve Funds---------------------DDiuveidtoenBdsanUknSp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

11,000.00
none
4,058.00

Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------

none none none

Time Certificates of Deposit-------

7,992.12

Savings Deposits------------------- 1,239,784.22

BLieeltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c___e_s__

none
30,000.00

NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o_u__n_t_e_c_L_______ __

none
7,180.62

TotaL ______________________________$ 1,481.070.75

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MERCHANTS & MECHANICS BANK

Columbus, Ga.

As called for by the Superintendent of Banks.

J. B. KEY,

J. A. HARLEY,

President.

Cashier.

Date of Charter: 12-14-1871

Began Business: 1872

RESOURCES:

Loans and Discounts ______________ $ 2,020,633.77

Certificates of Indebtedness and Bonds and Stocks owned_______ _
Banking House and Lot__________ _ Furnitme and Fixtures ___________ _ Other Real Estate owned_________ _

175,601.13 fO,COO .00 25,000 .00
none

Cash in Vault and amounts due

from approved Reserve Agents-- 532,348.92

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

72,523.54
4,045.89 611.37

Advance on Cotton and other

Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f

21 '945 .58
none

PrOfit and LOSS--------------------Other Resomces--------------------

none none

TotaL ______________________________ $ 2, 912,710.20

LIABILITIES:

Capital Stoc)L______ --------------- _$ 200.000.00

Surplus Fun<L--------------------- 200,000.00

Undivided Profits------------------ 144,512.84

Reserve Funds----------------------

none

DDiuveidtoenBdsanUknsp-a--ic--L-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

8,171.22 14,000.00

Cashiers Checks-------------------- 13.231.63

Certified Checks-------------------- 47,181.42

Demand Deposits..------------------ 1.194,880.38 Time Certificates of Deposit------- 264.725.54

Savings DepositS------------------- 826,007.17

Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s__________________ __

none none

Notes and Bills Rediscounted..___ _

none

Other Liabilities.__ ----------------

none

TotaL ______________________________ $ 2, 912.710.20

-1

THE GENERAL LIBRARY

i

THE UNIVERSITY OF CCORGIA

ATHEI'!S, GEORGIA

36

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MUSCOGEE BANK & TRUST CO.

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

JKO. W. WILLIS,

President.

Cashier.

Date of Charter: 12-6-1913

Began Business: 1-1914

RESOURCES:

Loans and Discounts.............. $ 768,687.12

Certificates of Indebtedness and

Bonds and Stocks ownecL...... . 9, 785.00

Banking House and Lot...........

none

Furnituie and FixtUres............ 13,181.95

Other Real Estate ownecL....... .. 29,300.00

Cash in Vault and amounts due

from approved Reserve Agents.. 78,951.23

Checks for Clearing and Due from

other Banks...................... 16,303.41

Cash Items.......................... 1,343.02

Overdrafts (if any) ............... ..

788.94

Advance on Cotton and other

Co=odities.. . . . . . . . . . . . . . . . . . . . .

none

Customers Liability on Letters of

Credit and Acceptances......... . 49,234.69

Profit and Loss.....................

none

Other Resources.................... 1,341.52

TotaL............................... $ 968,916.88

LIABILITIES:

Capital Stock....................... $ 100,000.00

Surplus Fund...................... . 50,000.00

Undivided Profits.................. 16,161.72

Reserve Funds...................... 1,250.00

Due to Banks..................... ..

none

Dividends UnpaicL................. 4,000.00

Cashiers Checks.................... 2.323.64

Certified Checks.................. ..

106.00

Demand Deposits------------------ 327.188.19

Time Certificates of Deposit..... .. 95.700.00

Savings Deposits................... 278,206.37

Letters of Credit and Acceptances

executed for Customers..........

none

Bills Payable........................ 45,000.00

Notes and Bills Rediscounted..... 48,587.50

Other Liabilities....................

393.46

Total................................ $ 968,916.88

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

NORTHEASTERN BANKING CO

Commerce, Ga.

As called for by the Superintendent of Banks.

L. G. HARDMAN,

C. J. HOOD,

President.

Cashier.

Date of Charter: 8-25-1891

Began Business: 1892

RESOURCES:

Loans and Discounts.............. $ 216,156.78

Certificates of Indebtedness and

Bonds and Stocks ownecL....... 57.929.40

Banking House and Lot...........

5,034.60

Furniture and FixtUres............

2,744.00

Other Real Estate ownecL....... .. 23,804.32

Cash in Vault and amounts due

from approved Reserve Agents.. 144,140.19

Checks for Clearing and Due from

other Banks...................... 4,982.53

Cash Items..........................

none

Overdrafts (if any) .................

none

Advance on cotton and other

Co=odities.................... .. 29,832.97

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources....................

1,740.01

~~~-

TotaL............................... $ 486,364.80

LIABILITIES:
Capital Stock....................... Surplus Fund....................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends UnpaicL................. Cashiers Checks.................... Certified Checks.................. .. Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable........................ Notes and Bills RediscountecL.... Other Liabilities-------------------

100,000.00 65,000.00
262.11 3,526.41
none 4,(40.00 1,101.70
12.80 206,781.97 105,639.81
none
none none none none

TotaL............................... $ 486,364.80

ELEVENTH ANNUAL REPORT

37

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CONCORD BANKING CO.

Concord, Ga.

As called for by the Superintendent of Banks.

C. T. SMITH,

S. A. KING,

President.

Cashier

Date of Charter: 10-29-1903

Began Business: 11-18-1903

RESOURCES:

Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due

64,179.16
45,000.00
none
2,500.00 1 '183 .68

from approved Reserve Agents.. 36.334.50

Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none none none

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of

none

Credit and Acceptances----------

none

Profit and Loss... ------------------

none

Other Resources..------------------- - -n-on-e

TotaL------------------------------ $ 149,197.34

LIABILITIES:

Capital Stock....----------------- $ Surplus Fun<L--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Unpai<L---------------Cashiers Checks-------------------Certified Checks...----------------Demand Deposits-----------------Time Certificates of Deposit------SaVings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer..C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 25,000.00 l, 000.00
none none
216.00 70.72
none
63,202.21 34.708.41
none
none none none none

TotaL...--------------------------- $ 149,197.34

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF CONYERS

Conyers, Ga.

As called for by the Superintendent of Banks.

W. T. BALDWIN,

M. W. HULL,

President.

Cashier.

Date of Charter: 11-5-1904

Began Business: 12-19-1904

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned....... BFuarnnkiitnugreHaonudseFaixntdurLeso_t_-_-_-_-_-_-_-_-_-_-_Other Real Estate owned..-------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks....-----------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h__er_ Customers. LiabilitY on Letters of
Credit and Acceptances........ Profit and LOSS--------------------Other Resources..------------------

71,731.97
38,497.34 4, 700.00
none
8, 700.00
58,537.06
1,847.23 867.50
none
566.30
none none none

TotaL.----------------------------- $ 185,447.90

LIABILITIES:

Capital Stock......----------------- $ Surplus FuncL....----------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Unpai<L----------------Cashiers Checks-------------------Certified Checks...----------------Demand DepositS-----------------Time Certificates of Deposit------SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers...... Bills Payable__________ ------------Notes and Bills Rediscounted.. Other Liabilities-------------------

30.000.00 20,000.00 1,788.05
none none
1.500.00 293.60
none
99,335.66 32,530.59
none
none none none none

TotaL------------------------------- $ 185,447.90

88

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF ROCKDALE

Conyers, Ga.

As called for by the Superintendent of Banks.

G. C. SIMS,

R. H. STILL,

President.

Cashier.

Date of Charter: 10-15-1921

Began Business: 6-1-1901

RESOURCES:

Loans and Discounts-------------- $ 151,303.55

Certificates of Indebtedness and Bonds and Stocks owned.._____ _ 17,047.50

BFuarnnkiitnugreHaonudseFaixntUd rLeso_t_-_-_-_-_-_-_-_-_-_-_Other Real Estate owned.________ _

6,700.00
none
9.140.00

Cash in Vault and amounts due

from approved Reserve Agents-- 64,579.78

Checks for Clearing and Due from

other Banks---- ____ -------------- 1,136.75

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
1,197.72

AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r

5,457.08

Customers LiabilitY on Letters of

Credit and AcceptanceS----------

none

Profit and LOSS---------------------

none

Other Resources-------------------

none

TotaL------------------------------ $ 256,562.38

LIABILITIES:
CSuarppitlauls SFtuoncckL__. ________________________________________ Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistSo-f--D--e-p-o--s-i-t-------__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounte<L---Other LiabilitieS------------------

50,000 00 50,000.00
none
87.01
none
390.00 333.10
none
118,392.33 37,359.94
none
none none none none

Total-------------------------------- $ 256,562.38

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Coolidge, Ga.

As called for by the Superintendent of Banks.

BOYKIN HARRISON,

A. P. MEGAHEE,

President,

Cashier.

Date of Charter: 12-18-1911

Began Business: 11-20-1911

RESOURCES:

Loans and Discounts-------------- $ 88,744.23

CeBrotinfidcsataensdoSf toInckdsebotwednneeds._s__a__n_d_

none

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextoUwrnese-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from

2,500.00 3,673.32 25,543.92
13,078.95

other Banks----------------------

50.00

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

70.46 3.80

Advance on Cotton and other

CuCsoto=moderitsieLsi.a.b--i-li-t-y--o--n--L-e--tt-e--rs--o--f

1, 712.83

Credit and Acceptances----------

none

POrtohfeirt aRnedsoLuOrcSesS_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

-----

Total------------------------------- $ 135,377.51

LIABILITIES:

Capital Stock---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_
Bills Payable __ --------------------Notes and Bills Rediscounted.---Other Liabilities------------------

25,000.00
none
5,468.38 500.00
none none
166.00
none
36,098.54 64,144.59
none
none
4,000.00
none none

Total-------------------------------- $ 135,377.51

ELEVENTH ANNUAL REPORT

39

STATEMENT

Showing condition at the close of Basiness December 31, 1930, of the

AMERICAN BANK & TRUST CO.

Cordele, Ga.

As called for by the Superintendent of Banks.

J. W. CANNON,

W. G. FLEMING,

President.

Cashier.

Date of Charter: 1-27-1919

Began Business: 1-29-1919

RESOURCES:

Loans and Discounts. _____________ $ 342,617.48

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _

none 28,000.00 4,000.00

Other Real Estate owned_________ _ 38,587.25

Cash in Vault and amounts due

from approved Reserve Agents.. 117,019.53

Checks for Clearing and Due from

other Banks.. -------------------- 3,477.33

COavsehrdIrtaefmtss.(.if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

185.55 none

Advance on Cotton and other

Co=odities.--------------------- 27' 318.63

Customers Liability on Letters of

Credit and Acceptances...------

none

Profit and LOSS---------------------

none

Other Resources...-----------------

920.02

Total-------------------------------- $ 562,125.79

LIABILITIES:

Capital Stock... -------------------- $ Surolus Fund.. -------------------Undivided ProfitS-----------------

150,000.00 24,000.00
543.17

Reserve Funds----------------------

none

Due to Banks.... ------------------

none

Dividend~ Unpaid------------------

none

Cashiers Checks-------------------- 4,647.35

Certified Checks.-------------------

10.00

Demand Deposits.. ---------------- 262,488.41

Time Certificates of Deposit...... 57,695.19

Savings Deposits------------------- 12,741.67

Letters of Credit and Acceptances

executed for Customers----------

none

Bills Payable.. --------------------- 50,000.00

Notes and Bills Rediscounted.....

none

Other Liabilities.. -----------------

none

TotaL . ---------------------------- $ 562,125.79

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CORDELE BANKING CO.

Cordele, Ga.

As called for by the Superintendent of Banks.

J. H. CHILDS,

S. 0. PARSONS,

President.

Cashier.

Date of Charter: 5-31-1927

Began Business: 6-15-1927

RESOURCES:

Loans and Discounts ... ___________ $ 55,749.82

Certificates of Indebtedness and

Bonds and Stocks owned-------BF ua rnnkiitnugr eHaonuds eFai xntdu rLeos t. -_-__- _-_-_-_-_-_-_- -_

none
5,0n0o0 n.ceo

Other Real Estate owned..-------Cash in Vault and amounts due
from approved Reserve Agents ..

none 51,034.78

Checks for Clearing and Due from

other Banks.. -------------------COavsehr dIrtaefmt ss .(.if- -a-n- -y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

4,184.84 213.00 14.98

AdCvoan=coediotniesC..o..tt_o__n___a__n_d____o_t_h__e_r 1,702.65

Customers Liability on Letters of

P rCorfei td ai tnadnLdoAssc.c.e. _p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_- -_

none none

- - - - Other Resources.-------------------

none

Total-------------------------------- $ 117,900.07

LIABILITIES;

Capital Stock..... ------------------ $ Surolus Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.... -----------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDt i feipcoast ei tss .o.f -D- -e-p- -o-s-i-t-_-_-_-__-_- -_
Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers....... Bills Payable.---------------------Notes and Bills Rediscounted..... Other Liabilities.. -----------------

25,000.00 2,500.00 4,519.45
none none none 177.13 none 67,211.57 16,242.04 2,249.88 none none none none

Total-------------------------------- $ 117,900.07

40

DEPARTMENT OF BANKIKG

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CORNELIA BANK

Cornelia, Ga.

As called for by the Superintendent of Banks.

J. E. BARR,

J. M. GILLESPIE,

President.

Cashier.

Date of Charter: 7-3-1900

Began Business-8-4-1900

RESOURCES:

Loans and Discounts-------------- $ 276,245.43

Certificates of Indebtedness and

Bonds and Stocks owned.______ _ Banking House and Lot__________ _

5,098.19 12,500.CO

FOuthrneirtuRreealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ 340,,936870..0o0c

Cash in Vault and amounts due

from approved Reserve Agents.. 77,394.32

Checks for Clearing and Due from

other Banks---------------------- 3,042.14

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,441.97 43.66

Advance on Cotton and other

Commodities--------------------CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e__r_s__o_f

5,720.55
none

Profit and LosS--------------------Other Resources.-------------------

none none

TotaL: ______________________________ $ 416,833.26

LIABILITIES:

Capital Stock.______________________ $ Surolus Fund _____________________ _

40,000.CO 15,000.00

Undivided Profits------------------ 16,276.64

Reserve Funds----------------------

none

DDiuveidtoenBdsanUknSp--a-i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
11.00

CCaesrhtiifPiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _

249.21 10.00 225,237.36 110,049 .G5

Savings Deposits------------------Letters of Credit and Acceptances

none

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none
10,000.00

NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_.______ __

none none

TotaL______________________________ $ 416,833 26

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF COVINGTON & TRUST CO.

Covington, Ga.

As called for by the Superintendent of Banks.

R. R. FOWLER,

J. E. PHILIPS,

President.

Cashier.

Date of Charter: 4-lQ-1901

Began Business: 4-1901

RESOURCES:

Loans and Discounts-------------CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_

$

202,186.82 440,789.64

Banking House and Lot__________ _

none

FOUthrenritRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

2,47C .00 3,086.97

Cash in Vault and amounts due from approved Reserve Agents.. 151,344.83

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

10,505.80
none none

AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e__r_s__o_f

none

Profit Other

and LOSS---------------------
Resources.--------------------

-

none
-no-ne

TotaL------------------------------ $ 810,384.11

LIABILITIES:

Capital Stock.---------------------- $ 100,000.00

Surolus Fun<L--------------------- 25,000.00

Undivided Profits------------------ 43,910.30

Reserve Funds---------------------Due to Banks..---------------------

none none

Dividends Unpaid------------------ 8,000.00

CCearsthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,970.13
none

TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

458,771.50 42,504.58

Savings Deposits------------------- 130,227.60

Letters of Credit and acceptances

executed for Customers---------Bills Payable________ ---------------

none none

Notes and Bills Rediscounted.....

none

Other LiabilitieS-------------------

none

TotaL------------------------------ $ 810,384.11

ELEVENTH ANNUAL REPORT

41

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF NEWTON COUNTY

Covington, Ga.

As called for by the Superintendent of Banks.

T. C. SWANX,

M. G.TURNE&

President.

Vice-Pres. & Cashier.

Date of Charter 1-17-1905

Began Business: ~-1-1905

RESOURCES:

Loans and Discounts-------------- $ 182,993.48

Certificates of Indebtedness and

Bonds and Stocks owned.. _____ _

4GO.OO

Banking House and Lot__________ _

none

Furniture and FixtUres___________ _ 3,500.CO

Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents..

52,C01.61 48,544.23

Checks for Clearing and Due from

other Banks---------------------COavaehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,259.36
none none

Advance on Cotton and other

CommoditieS---------------------- 9,074.63

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___o_f

none

Profit and LosS---------------------

none

Other Resources.------------------- 7,994.39

-----

TotaL------------------------------ $ 305,767.70

LIABILITIES:

Capital Stock.______________________ $ 70,000.00

Surplus Fun<L---------------------

none

Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Dividends Unpaid.________________ _

7,045.02
none none
104.00

Cashiers Checks--------------------

300.85

CDeermtiafinedd DCehpeocskists--_-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _

none
167,334.91 31,064.55

Savings Deposits------------------- 29.916.77

LBeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c__e__s__

none none

Notes and Bills Rediscounted.....

none

Other Liabilities-------------------

1.60

TotaL------------------------------ $ 305,767.70

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

COMMERCIAL BANK

Crawford, Ga.

As called for by the Superintendent of Banks.

M. BLANCHARD

E. H. FURCRON,

President.

Cashier.

Date of Charter: 9-2-1924

Began Business: 9-5-1924

RESOURCES:

Loans and Discounts-------------- $ 34,720.20

Certificates of Indebtedness and

Bonds and Stocks owne<L-------

none

Banking House and Lot----------- 2,000.00

Furniture and Fixtures------------ 1,900.00

Other Real Estate owne<L..-------

none

Cash in Vault and amounts due

from approved Reserve Agents.. 36,036.29

Checks for Clearing and Due from

other Banks..---------------------

none

Cash Items--------------------------

270.93

Overdrafts (if anYl-----------------

7.01

Advance on cotton and other

Co=odities... -------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances..-------

none

Profit and Loss..-------------------

none

Other Resources.-------------------___n_o_n_e

TotaL.... --------------------------- $ 74,934.43

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L-------------------Reserve Funds---------------------Undivided Profits.... -------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskiSts-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------LBeieltxltseecPrsuatyoeafdbCfloreer_d_C_i_tu_as_t_no_dm__A_e_rc_sc___e__p___t__a__n__c____es__ Notes and Bills Rediscounted.___ _ Other Liabilities ------------------

15,000.00 2,500.00 1,599.22
none none
24.00 927.46
none
48,651.30 4,054.04 2,178.41
none none none none

Total-------------------------------- $ 74,934.43

42

DEPARTMENT OF BAKKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF CUMMING

Cumming, Ga.

As called for by the Superintendent of Banks.

B. P. ROPER

B. L. REDD,

President.

Cashier.

Date of Charter: 10-11-1904

Began Business: 10-19-1904

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Du<J from
other Banks.... -----------------COavsehrdIrtaefmtss.(.i.f.a..n.y.). -_-__-_-_-_-_-_-_-_-_-_-_-_-_--__AdCvoan=coed iot ine sC. _o__t _t o__n___a__n_d____o_t_h__e r_
Customers LiabilitY on Letters of Credit and Acceptances..........
Profit and Loss..................... Other Resources........ _.......... .

41,977.42
7,917.95 8,000.00 4,637.50 8,651.75
30,449.04
97.18 55.56 179.59
none
none none
290.00

TotaL------------------------------ $ 102,255.99

LIABILITIES:

Capital Stock....................... $ Surolus Fund....................... Undivided Profits-----------------Reserve Funds--------------------- Due to Banks----------------------Dividends Unpaid................ .. Cashiers Checks.................... CDeermtiafinedd DCehpeocskist.s._._-_-_-_-_-_-_-_-______________ ____
Time Certificates of Deposit....... Savings Deposits_.................. Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m..e.r.s...................._ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d_._._._.._

25.000.00 3,000.00
722.60
none none none
448.97
none
55,083.49 18,000.93
none
none none none none

TotaL.............................. $ 102.255.99

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

GEORGIA BANK & TRUST CO.

Cuthbert, Ga.

As called for by the Superintendent of Banks.

F. H. DAVIS,

R. E. GORMLEY,

President.

Cashier.

Date of Charter: 1-1-1917

Began Business: 1-1-1917

RESOURCES:

Loans and Discounts-------------- $ 187,050.01

Certificates of Indebtedness and

Bonds and Stocks owned....... . 9,050.00

Banking House and Lot----------- 3,300.00

Furniture and Fixtures............ 3,200 00

Other Real Estate owned.......... 4,520.00

Cash in Vault and amounts due

from approved Reserve Agents.. 80,285.08

Checks for Clearing and Due from

other Banks...................... 1,826.00

Cash Items..........................

427.14

Overdrafts (if any)................ .

64.56

Advance on Cotton and other

Co=odities.......---------------

none

Customers LiabilitY on Letters of

Credit andAcceptances.---------

none

Profit and Loss.....................

none

Other Resources....................- - -no-ne

TotaL.............................. $ 289,722.79

LIABILITIES:

Capitalstock....................... $ SUunrdpilvuids eFduPnrdo.f.i.t s -. -. -. -. -. -. -. -. -. -. -. -. -. -. -. -. -.-. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities_..................

50.000.00 ll,COO.OO 2,635.63
none none
184.00 748.31
none
181,106.25 8,604.31 35.444.29
none none none none

TotaL.----------------------------- $ 289,722.79

ELEVEI'ITH ANNUAL REPORT

43

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF DAHLONEGA

Dahlonega, Ga.

As called for by the Superintendent of Banks.

J. F. PRUETT,

T. F. CHRISTIAN,

President.

Cashier.

Date of Charter: 5-27-1914

Began Business: 5-1914

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._.____________ __ Furniture and FixtUres___________ _
Other Real Estate owned--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(-i-f-a--n-y--)-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities----------------------
CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s___o_f
POrtohfeitr aRnesdoLurOceSsS..-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_

80,947.46 9,000.00 2,282.99 1,710.65
none 21,510.46
57.15 none 38.84 none none none none

TotaL------------------------------ $ 115,547.55

LIABILITIES:
Capital Stock_______________________ $ Surplus Fun<L--------------------RDUeunsedeirtvvoiedBFeadunnPkdrsos_f__i__t__s__-__-__-__-__-__-__-___-___-__-__-__-__-__-__-__-__--__ CDaivsihdieenrsdsCUhencpkasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LBeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c___e_s__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d_._.______ __

15,000.00 5,000.00
922.59 none none none
3.00 67.80 60,381.39 34,173 .27 none none none none none

TotaL------------------------------ $ 115,547.55

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF LUMPKIN COUNTY

Dahlonega, Ga.

As called for by the Superintendent of Banks

G. H. MOORE,

J. S. SPEER,

President.

Cashier.

Date of Charter: 11-7-1911

Began Business: 11-1911

RESOURCES:

Loans and Discounts.------------- $ 67,522.97

CeBrotinfidcsaatensdoSftoIcnkdsebowtendende_s_s__a__n_d_ Banking House and Lot___________

12,500.00 none

FOuthrneirtRureealaEndstaFtiextouwrense-d-..-_-_-_-_-_-_-_-_--_

2.400.00 none

Cash in Vault and amounts due from approved Reserve Agents.. 25,608.54

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss_(_i_f_a_ n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on Cotton and other

Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f

none none

Profit Other

and LOSS---------------------
Resources..--------------------

-

none
-no-ne

TotaL------------------------------ $ 108,031.51

LIABILITIES:

Capital Stock.--------------------- $ Suro1us Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C_u_s_t__o_m_e_r_s_-_-_~__-_-_-_-_-_-_-_ NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o_u__n_t_e_d_._.________

15,000.00 3,000.00
329.72 none none none 84.50 none 27.114.45 59,135.35 3.367.49 none none none none

TotaL------------------------------- $ 108,031.51

44

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, I930, of the

BANK OF DALTON

Dalton, Ga.

As called for by the Superintendent of Banks.

W. C. MARTIN,

JAMES J. COPELAND,

President.

Cashier.

Date of Charter: 11-'i!l-1911

Began Business: 1()-l'i!-1912

RESOURCES:

Loans and Discounts.------------ $ 286,042.80

CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other RealEstate owned.________ _

5,200.00 16,000.00 4,000.00 21,057.32

Cash in Vault and amounts due

from approved Reserve Agents.. 70,981.49

Checks for Clearing and Due from

other Banks---------------------- 1,928.44

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,570.61 138.39

AdCvoamncmeodointiesC__o_t_t_o__n___a_n__d____o_t_h__er_

none

Customers Liability on Letters of

Credit and Accepta,nces.---------

none

Profit and Loss.--------------------

none

Other Resources.-------------------

400.00

TotaL.----------------------------- $ 408,319.05

LIABILITIES:

Capital Stock.---------------------- $ 50,000.00

Surolus Fund....--------------------- 10,000.00

Undivided ProfitS-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_-_

5,624.43
none none

Dividends Unpai<L-----------------

none

Cashiers Checks--------------------

643.99

Certified Checks--------------------

none

TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

200,901.81 26,173.33

Savings Deposits------------------- 114,975.49 Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted.....

none

Other LiabilitieS-------------------

none

TotaL ______________________________ $ 408,319.05

STATEMENT

Showing condition at the close of Business December 3I, I930, of the

HARDWICK BANK & TRUST CO

Dalton, Ga.

As called for by the Superintendent of Banks.

T. D. RIDLEY,

L. Z. SPECK,

President.

Cashier.

Date of Charter: 2-17-1922

Began Business: 2-20-1922

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from CaosthheItreBmasn__k_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Overdrafts (if any)_---------------AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___o_f Profit and Loss--------------------Other Resources--------------------

677,180.36
317,625.43 43,555.50 3,962.00 18,750.00
123,829.67
3, 788.38
none
715.15
none
none none none

TotaL------------------------------$ l, 189,406.49

LIABILITIES:
Capital Stock_________________: _____ $ Surplus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPua:t:evdabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities-------------------

100,000.00 200,000.00
3,925.76
none none
960.00 1.407.76
none
345,354.47 134,062.74 348,695.76
none
55,000.00
none none

TotaL------------------------------$ 1,189,406 .49

ELEVENTH ANNUAL REPORT

45

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF KESTLER

Damascus, Ga.

As called for by the Superintendent of Banks.

H. E. HIGHTOWER,

W. R. PULLEN,

President.

Cashier.

Date of Charter: 11-3-1905

Began Business: 12-1-1905

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._.__._._._.._ Furniture and Fixtures. __________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approvPd Re~erve Agents .. Checks for Clearing and Due from
other Banks --------------------COavsehrdIrtaefmtss.(.i.f.a--n-y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Co=odities.... ------------------
CuCsrteodmitearsnLd iAabcicleiotytaonnceLs.e._tt_e__r_s__of_
Profit and LOSS--------------------Other Resources--------------------

49,557.94
none 6,COO.OO
2,500.00 1,900.00
18.437.86
none none
250.97
3,333.55
none none none

TotaL------------------------------- $ 81.980.32

LIABILITIES:
SCuarppiltuals SFtuonckd._._.________________________________________ $
RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits----------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities------------------

25.000.00 5,000.00 1,403.34
none none none
120.35
none
35,180.85 15,275.78
none
none none none none

TotaL------------------------------ $ 81.980.32

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF DANIELSVILLE

Danielsville, Ga.

As called for by the Superintendent of Banks.

G. 0. GRIFFETH,

R. C. GRIFFETH,

Vice-President.

Cashier.

Date of Charter: H!-11-1907

Began Business: 1-15-1908

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<__L_-_-_-_-_-_--_
FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_-_Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f.a--n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities----------------------
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f
POrtohfeirt aRnedsoLuOrcSesS.-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_

53,862.16
2,900.00 2,000.00 1,000.00
none
30,753.08
11' 332.49 48 00 71.31
none
none none none

TotaL------------------------------ $ 101,967.04

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund_____________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LBeieltxltseePrcsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c___e_s__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

15,000.00 15,000.00
875.00
none none none
84.22
none
56,333.87 14.673.95
none
none none none none

TotaL------------------------------ $ 101.967.04

46

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

DARIEN BANK

Darien, Ga.

As called for by the Superintendent of Banks.

C. M. TYSON,

D. E LANE,

President.

Cashier.

Date of Charter: 1-8-1888

Began Business: 1-1889

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSf toIncdksebotwednneeds._s__a__n_d_ Banking House and Lot__________ _
FOuthrneirtuRreealaEndstFatiextouwrense-d-.-.-__-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _
Advance on cotton and other Commodities----------------------
Customers Liability on Letters of Credit and Acceptances----------
Profit and LOSS-------------------~ Other Resources.-------------------

98,317.58
31,000.00 2.000 00 l. 700.00 11,857.48
18,449.93
1.347.65
none
69.38
none none none none

TotaL------------------------------ $ 164,742.02

LIABILITIES:
Capital Stock.______________________ $
surplus Fund...--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_-_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other LiabilitieS-------------------

25,000.00 5,000.00 7. 301.58
none none
1.000.00 83.88
none
50,045.83 14,546.05 46,764.68
none
15,000.00
none none

TotaL------------------------------ $ 164.742.02

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF DAWSON

Dawson, Ga.

As called for by the Superintendent of Banks.

M. C. EDWARDS,

J. M. McNULTY,

President.

Cashier.

Date of Charter: 6-9-1911

Began Business: 7-1-1911

RESOURCES:

Loans and Discounts-------------- $ 318,087.65 Certificates of Indebtedness and
Bonds and Stocks owned_______ _ 30,658.90

Banking House and Lot-----------

none

FOUt hrenri tRu reea laEn ds t aFtiex touwr ense-d-.-. _-_-_-_-_-_-_-_- -_

1.455.00 4,944.50

Cash in Vault and amounts due

from approved Reserve Agents.. 33,895.12

Checks for Clearing and Due from

other Banks----------------------Cash Items-------------------------Overdrafts (if anYl-----------------

11.239.07
none none

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ 37,011.58

Customers LiabilitY on Letters of . Credit and Acceptances_________ _

none

POrtohfeirt aRnedsoLuOrcSesS_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_--_

153.28
none

TotaL ______________________________ $ 437,445.10

LIABILITIES:

Capital Stock.______________________ $ 100,000.00

Surplus Fund...--------------------- 50,0CO.OO

Undivided ProfitS------------------ 14,681.04

RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_

none
3,449.81

Dividends Unpaid..-----------------

60.00

Cashiers Checks--------------------

756.87

Certified CheckS--------------------

66.00

TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_

139,617.21 84.707.71

Savings Deposits-------------------

none

Letters of Credit and acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted..___ _ 44,106.46

Other LiabilitieS-------------------

none

TotaL------------------------------ $ 437,445.10

ELEVENTH ANNUAL REPORT

47

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

DECATI;R BANK & TRUST CO.

Decatur, Ga.

As called for by the Superintendent of Banks.

J. HOWELL GREEN,

C. M. SANDERS,

President.

Cashier.

Date of Charter: 9-3-1906

Began Business: 11-!2-1906

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items.......................... Overdrafts (if anY)................. Advance on Cotton and other
Commodities...................... Customers Liability on Letters of
Credit and Acceptances........... Profit and Loss..................... Other Resources....................

818,902.96
19.781.53 none
4, 738.86 73,059.66
129.760.12
20,019.43 1,061.22
none
none
none none 80,458.00

TotaL..............................$1,147,781.78

LIABILITIES:

Capital Stock.......................$ Surplus Fund........................ Undivided Profits.................. Reserve Funds---------------------Due to Banks...................... . Dividends Unpaid.......-----------Cashiers Checks.................... Certified Checks.................... Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable...................... .. Notes and Bills Rediscounted...... Other Liabilities-------------------

100,000.00 75,000.00 5,043.90
none none
8.00 9,475.67
none 595,781.54 42,860.44 239,612.23
none 80,000.00
none none

TotaL..............................$ 1,147,781.78

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

DEXTER BANKING CO.

Dexter, Ga.

As called for by the Superintendent of Banks.

J. E. NEW,

D. W. KNIGHT,

President.

Cashier.

Date of Charter: 1-18-1904

Began Business: 1904

RESOURCES:

Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned......... Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... . Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... COavsehr dIrtaefmt ss.(.if. .a.n. .y.). .__. _. _. _. _._._._._._._._._._. ._._ Advance on Cotton and other
Commodities..................... . Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss.................... . Other Resources....................

44,584.65
1' 800.00 2,000.00 1.815.42 5,732.83
40,661.30
none none 93.97
5,742.22
none none 2,223.28

TotaL .............................. $ 104,653.67

LIABILITIES:

Capital Stock....................... $ Surplus Fund........................ Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid................... Cashiers Checks.................... Certified Checks................... . Demand Deposits.................. . Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other Liabilities................... .

25,000.00 5,000.00 4,377.84 2, 976.35
none none 179.65 none 42,124.14 24,995.69 none
none none none none

TotaL.............................. $ 104.653.67

48

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MERCHANTS AND FARMERS BANK

Donaldsonville, Ga.

As called for by the Superintendent of Banks.

P. S. CUMMINGS,

E. T. KELLY,

President.

Cashier.

Date of Charter: 9-~4-19!Z5

Began Business: 9-24-1925

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents.. Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e__f_ro__m_ Cash Items..________________________ _ Overdrafts (if any) ________________ _ AdCvoan=coediotinesc__o_t_t_o__n___a_n__d____o_t_h__er_
Customers LiabilitY on Letters of Credit and AcceptanceS----------
Profit and LOSS--------------------Other Resources.-------------------

89,357.85
34.584.82 6.000.00 3,421.00
none
66,302.55
none none none
none
none none none

TotaL------------------------------ $ 199,e8e .22

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------CCearsthiifeiersd CChheecckkss.-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable___ -------------------Notes and Bills Rediscounted----Other Liabilities..... ______ ---------

50,000.00 10,000.00 6,457.32 1,650.00
none none
2,210.72
none
76.003.22 46,267.84 7.077.12
none none none none

TotaL ______________________________ $ 199,666.22

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS AND SOUTHERN BANK OF DUBLIN

Dublin, Ga.

As called for by the Superintendent of Banks.

V. B. JENKINS,

C. U. SMITH,

President.

Vice-Pres. and Cashier.

Date of Charter: 10-!W-1928

Began Business: 11-1-1928

RESOURCES:

Loans and Discounts-------------- $ 18e. 743.59

Certificates of Indebtedness and

Bonds and Stocks owne<L------- 234,106.55

Banking House and Lot...........

none

Furniture and Fixtures............ 2,454.93

Other Real Estate owne<L....... ..

none

Cash in Vault and amounts due

from approved Reserve Agents.. 213,740.99

Checks for Clearing and Due from

other Banks.--------------------- 5,656.52

COavsehrdIrtaefmtss.(.i.f -a-n- -y-)- -__-_-_-_-_-_-_-_-_-_-_-_-_-_- -__-

1,489.62 50.00

Advance on Cotton and other

Commodities.... __ ....... --._--- ..

99.81

Customers Liability on Letters of

PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_.________________ __

none none

Other Resources.... __ . __ .... _____ ..

588.40

TotaL______________________________ $ 644,930.41

LIABILITIES:

Capital Stock... ____________________ $ 100,000.00

Surplus Fund---------------------- 20.000.00 Undivided Profits------------------ 11,954.38

RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

550.00 35,824.26

Dividends Unpai<L-----------------

none

CCaesrthiifeiersd CChheecckkss-..-.-.-.-.-.-.-.-.-.-.-.-_--._--.-.-.-_

4,544.41 423.09

Demand Deposits------------------ 426,876.20

Time Certificates of Deposit.~---- 12.267.76

Savings Deposits------------------- 31,940.31

Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o.m. .e. r_s__-_-_-_-_-_- ---- -.-.

none none

Notes and Bills Rediscounte<L....

none

Other Liabilities--------- ...... -- ..

550.00

TotaL ______________________________ $ 644,930.41

ELEVENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF DUDLEY.

Dudley, Ga.

As called for by the Superintendent of Banks.

H. D. JOINER,

RUBERT L. HOGAN,

President.

Cashier.

Date of Charter: 1Q-2-1905

Began Business: 11-1905

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfdicsaatensdoSftoInckdsebotwednnede.s_s__a__n_d_ Ba,nking House and Lot__________ _ FUrniture and Fixtures ___________ _ Other Real Estate owned.. _______ _ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Oleruring and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoa=ncoediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s___of_ POrtohfeirt aRnedsoLuorcsess.-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

10,675.60 none
1,783.39 3,015.90
750.00 2,906.66
none none 58.56 none none 673.77 none l9,8e3.88

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund.._____________________ _ Undivided Profits _________________ _ Reserve Funds_____________________ _
Due to Banks----------------------Dividends Unpaid..----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__TDiemmeaCnedrtDifeicpaoJs;eitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------BLeieltxltseePcrsuatyoefadbCfloreer_d_C_it_u_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n_t_e_d__-_-_-_--_

15,000.00 none none none none none 85.47 none
2. 770.37 2,008.04
none none none none none

TotaL ______________________________ $ 19.863.88

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF EASTMAN

Eastman, Ga.

As called for by the Superintendent of Banks.

W. L. JESSUP,

ALBERT E. ROZAR,

President.

Cashier.

Date of Charter: 12-28-1918

Began Business: 1-2-1919

RESOURCES:

Loans and Discounts-------------- $ 278,379.16 CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ 57,566.85 Banking House and Lot__________ _ 15,700.00 FUrniture and Fixtures___________ _ 4.900.00 Other Real Estate owned..________ _ 4,600.CO

Cash in vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

32,518.70 536.05 none
1,332.25

AdCvoa=ncoediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 6,904.34

Customers LiabilitY on Letters of

Credit and Acceptances---------- 5,072.39

Profit Other

and Loss--------------------Resource&.--------------------

-

none none
--

TotaL------------------------------ $ 407,509.74

LIABILITIES:

Capital Stock.______________________ $ 60,000.00

Surplus Fun<L--------------------RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_

11,000.00 8,606.96
none

DDiuveidtoenBdsanUknsp--a-i-d-.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

CCearsthiifeierds CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _

51C. 76 none lll,611.75

TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it____________ __

80,334.20 9,694.12

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_

none 10,000.00

ONothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d__.._-_-_--_

115,751.95 none

TotaL ______________________________ $ 407,509.74

50

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANKING CO.

Eastman, Ga.

As called for by the Superintendent of Banks.

S. C. SMYLY,

E. H. WARE,

President.

Cashier.

Date of Charter: 2-8-1900

Began Business: 2-1900

RESOURCES:

Loans and Discounts-------------- $ 264,549.66

CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ 25,333.99

Banking House and Lot----------- 6,991.31

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_

2,989.31 16,254.79

Cash in Vault and amounts due

from approved Reserve Agents.- 28,705.51

Checks for Clearing and Due from

other Banks---------------------Cash Items.-------------------------

none none

Overdraits (if anYl----------------- 2,336.08

Advance on Cotton and other

Commodities----------------------

none

Customers Liability on Letters of

Credit and Acceptances---------

none

Profit and Loss---------------------

none

Other Resources...----------------- 1, 724.45

LIABILITIES:

Capital Stock..--------------------- $ 100,000.00

SurPlUS Fun<L---------------------

none

UndiVided Profits------------------ 15,126.56

Reserve Funds----------------------

none

DDiuVeidtoenBdsanUkns.p.a.-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Cashiers Checks--------------------

36.15

Certified Checks--------------------

none

TDiemmeaCnedrDtifeipcoasteitsSo--f-D---e-p-o--s-i-t-.-.-. _-_-_--_

52,845.52 64,677.89

Savings Deposits-------------------

none

Letters of Credit and Acceptances

executed for Customers----------

none

Bills Payable_____ ------------------- 61,624.51

Notes and Bills Rediscounted... 54,574.47

Other LiabilitieS-------------------

none

TotaL------------------------------ $ 348,885.10

TotaL------------------------------- $ 348,885.10

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Eatonton, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON,

W. A. ANDREWS,

President.

Cashier.

Date of Charter: lo-3o-1922

Began Business: 11-15-1922

RESOURCES:

Loans and Discounts-------------- $ 32,383.29

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_

853.00 5,000.00

FOuthrneirtuRreealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_

1,250.00 4,472.40

Cash in Vault and amounts due from IIJ>Proved Reserve Agents..
Checks for Clearing and Due from

21,426.98

other Banks.--------------------- 2,174.77

Cash IteiDS--------------------------

125.00

Overdrafts (if anYl-----------------

22.74

Advance on Cotton and other

CommoditieS----------------------

878.48

Customers LiabilitY on Letters of

Credit and Acceptances..--------Profit and LOSS---------------------
Other Resources..--------------------

-

none none
-no-ne

TotaL------------------------------- $ 68,586.66

LIABILITIES:

Capital Stock.---------------------- $ SurPlus Fund---------------------UndiVided Profits-----------------Reserve Funds---------------------Due to BankS----------------------DiVidends UnpaicL----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_
LSaevttienrgssoDf eCproesdiittSa--n-d--A--c--c-e-p--ta--n-c-e-sexecuted for Customers----------
BNioltlessPaanYdabBliel.l-s-R--e-d--i-s-c-o-u--n-t-e-d--.-__-_--_ Other LiabilitieS-------------------

25,000.00
none
220.28
none none none
6.10
none
48,C24.00 386.33
none
none none none none

TotaL------------------------------- $ 68,586.66

ELEVENTH ANNUAL REPORT

51

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF EDISON

Edison, Ga.

As called for by the Superintendent of Banks.

L. C. MANRY,

THEDFORD TURNER,

President.

Cashier.

Date of Charter: 9--~4-1904

Began Business: 1Q-1904

RESOURCES:

Loans and Discounts------------- $ 377,473.15 Certificates of Indebtedness and

Bonds and Stocks owned..------Banking House and Lot----------Furniture and FixtUres-----------other Real Estate owned...--------

none 3,000.00 2,750.00 4,162.ll

Cash in Vault and amounts due

from avvroved Reserve Agents. 102,122.21

Checks for Clearing and Due from

other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

285.30 316.84 866.58

CuCsotommmeorsdiLtiieasb..i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f 22,622.12

Credit and Accevtances...--------

none

Profit Other

and LoSS---------------------
- Resources..------------------

-

none
-no-ne

TotaL.----------------------------- $ 513,598.31

LIABILITIES:

Cavital Stock.______________________ $ 50,000.00

Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unvai<L----------------Cashiers Checks--------------------

46,000.00 6,906.28
none none none l,ll0.79

Certified Checks-------------------Demand Devosits-----------------Time Certificates of Devosit-------

none 166,943.89 87,296.80

Savings Devosits-------------------

none

LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_

none

Bills Payable__________ -------------

none

NOothteesr aLniadbBiliiltlisesR_e_d__is__c_o_u_n__t_e_d_._._._._._

155,340.55 none

TotaL..--------------------------- $ 513,598.31

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

GRANITE CITY BANK

Elberton, Ga.

As called for by the Superintendent of Banks.

W. 0. JONES,

F. S. FORTSON,

President.

Cashier.

Date of Charter:

1~-3-19~7

Began Business: 1-3-19~8

RESOURCES:

Loan~ and Discounts-------------- $ lll.672.55

Certificates of Indebtedness and

BBanoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_

14.166.68 none

Furniture and Fixtures----------- 1,750.00

Other Real Estate owne<L.--------

none

Cash in Vault and amounts due

from avvroved Reserve Agents. 26,580.07

Checks for Clearing and Due from

COavosethhrdeIrrtaeBfmtassn_(k_if_s_a-__-n_-y---)--_--_--_--_--_-_--_--_--_--_--_--_--_--_--_--_----_

2,222.47 674.35 502.88

Advance on Cotton and other

CommoditieS.---------------------

none

Customers LiabilitY on Letters of

Credit and AcceDtances. -------- _ Profit and Loss---------------------
Other Resources..--------------------

-

none none
-333-.00

Total-------------------------------- $ 157.902.00

LIABILITIES:
Capital Stock.---------------------- $ Survlus Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends uwai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Devosits..----------------Time Certificates of Devosit------Savings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ BNioltlessPaanydabBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-_-__--_ Other Liabilities-------------------

50,000.00 none
5.050.20 none none none 243.63 none
73.087.76 10,337.41 18,850.00
none none none 333.00

TotaL.---------------------------- $ 157,902.00

52

DEPARTENT OF BANKING

STATEMENT

Showing condition at the dose of Business December 31, 1930, of the

BANK OF ELLAVILLE

Ellaville, Ga.

As called for by the Superintendent of Banks.

J. H. STEVENS,

H. F. DIXON,

President.

Cashier.

Date of Charter: 9-10-1910

Began Business: 9-16-1910

RESOURCES:

Loans and Discounts-------------- $ 45,199.87 CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 13,518.98

BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_

2.8,44.57 898.00

Other Real Estate owned..---------

none

Cash in Vault and amounts due

from aDDroved Reserve Agents-- 109,634.14

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h__er_ 22,749.52

CuCsrteodmiterasnLd iAabcicleitoytaonnceLs.e_t_t_e_r_s__o_ f_

none

Profit and LOSS..--------------------

none

Other Resource&.------------------- 3,817.38

TotaL ______________________________ $ 198,662.46

LIABILITIES:

CaDital Stock.---------------------- $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidt oenBdas nUknsD..-a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------CDeermtiafinedd DCehDeocskists-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of DeDosi1;______ _ Savings DeDositS------------------Letters of Credit and AcceDtances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
NOothteesr aLniadbBiliiltlisesR__e_d_l_s_c_o_u__n_t_e_d_._._._._--_

25,000.00 5,000.00 12.519.62
none none none none none
109,880.61 46,262.23
none
none none none none

TotaL------------------------------ $ 198,662.46

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF ELLENWOOD

Ellenwood, Ga.

As called for by the Superin1endent of Banks.

G. T. WILLIAMSON,

W. L. WILLIAMSOK,

President.

Cashier.

Date of Charter: 3-18-1912

Began Business: 3-18-1912

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsaatensd oSftoIcnkdseobwtendende_s_s__a__n_d_ Banking House and Lot___________ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from aDDroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrteamftss..(.i.f_a__n_y_ )- -_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ AdCvoan=coediotniesC__o__t_to__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabcicleitDYtanocnesL..e__tt_e__r_s__o_f
POrtohfeirt aRnesdoLurocse&s...-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

18,418.77
none
1,600.00 600.00
2.100.00
20,987.62
none
65.34
none
530.38
none none none

TotaL.. ____ ------------------------- $ 44,302.11

LIABILITIES:

CaDital Stock.---------------------- $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnDaid..----------------CCaesrthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDSaiemvmienagCnsderDDtiefeDiDcoaostisetsist_so_-_f-_-D_-_-e_-D_-_-o_-_s-_i-t_-__-__-__-___-__--__ Letters of Credit and AcceDtances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted...--Other Liabilities-------------------

15,000.00 3,000.00 1,005.50
none none none
29.95
none
20,575.64 4,594.40
none
none none none
96.62

TotaL ______________________________ $ 44,302.11

ELEVENTH ANNUAL REPORT

53

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF ELLIJAY

Ellijay, Ga.

As called for by the Superintendent of Banks.

R. L. :\fcCLAIN,

E. T. HUDSON,

President.

Cashier.

Date of Charter. 5-21-1914

Began Business: 6-1-1914

RESOURCES:

Loans and Discounts-------------- $ 258,459.33

CeBrotinfidcsataensdoSftoIncdkes botwendenceLs_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _

603.67 none 5,200.00

Other Real Estate ownecL________ _ 4,025.00

Cash in Vault and amounts due

from approved Reserve Agents__ 75,409.82

Checks for Clearing and Due from

other Banks.. --------------------

none

COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 299.51

AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances..---------

none

Profit and Loss---------------------

none

Other Resources..-------------------

none

TotaL ______________________________ $ 343,997.33

LIABILITIES:

Capital Stock.______________________ $ Surplus FuncL..____________________ _

15,000.00 21.000.00

Undivided Profits------------------

none

RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends UnpaicL ________________ _

none none none

Cashiers Checks--------------------

808.96

CDeermtiafinedd DCehpeocskists.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

21.04 113,369.50

Time Certificates of Deposit______ _ 26,871.20

Savings DepositS------------------- 146,936.63

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none 20,000.00

Notes and Bills RediscountecL___ _

none

Other Liabilities--------------------

none

TotaL ______________________________ $ 343,997.33

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF ETON

Eton, Ga.

As called for by the Superintendent of Banks.

C. C. KEITH,

H. R. JAMES,

President.

Cashier.

Date of Charter: 5-23-1910

Began Business: 9-1-1910

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks ownecL______ _ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate ownecL--------Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-i-f-a--n-y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoa=ncoed i toine s .C. _o__t t_o__n___a__n_d____o_t_h__e r_
Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc..c_e_p__ta__n_c_e_s____-_-_-_-_-_-_-_--_ Other Resources..__________________ _

55,357.37 700.00 none
2,000.00 3,000.00 59,275.63
none 85.81 140.05 none none none none

TotaL------------------------------ $ 120,558.86

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss..-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends UnpaicL________________ _ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _
f~~r~o~~r~~f; aD.Ci A.ccevtances executed for Customers---------Bills Payable._--------------------Notes and Bills RediscountecL___ _ Other Liabilities-------------------

l5,000.CO 4.000.00
229.84 none none
4.80 none none 76.000.48 25,323.74 none none none none none

TotaL------------------------------ $ 120,ii58.86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, 1930, of the

FAIRBURN BANKING CO.

Fairburn, Ga.

As called for by the Superintendent of Banks.

J. H. LONGINO,

Y. H. LONGINO,

President.

Cashier.

Date of Charter: 9-14-1891

Began Business: 1902

RESOURCES:

Loans and Discounts-------------- $ 106,974.04

Certificates of Indebtedness and

Bonds and Stocks ownecL------Banking House and Lot-----------

499.17 12,500.00

FOuthrneirtRureealaEndstaFtiextouwrensec--L-_-_-_-_-_-_-_-_--_

4,000.00 24,913.22

Cash in Vault and amounts due from approved Reserve .Agents..
Checks for Clearing and Due from other Banks. ---------------------
COavsehrdIrtaefmtss .(-I-f -a-n- -y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

39,362.68 none 74.70 none

AdCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and AcceptanOOS.--------Profit and LosS---------------------
Other Resources..-------------------

-

none none
-4-20.-01

TotaL------------------------------ $ 188,743.82

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L---------------------
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks ------------------Certified Checks.------------------Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilitie'l--------------------

25,000.00 5,000.00 3,302.76
none none none 879.89 none 97,747.93 56,521.69 none none none none 291.55

TotaL------------------------------- $ 188,743.82

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE FAIRMOUNT BANK

Fairmount, Ga.

As called for by the Superintendent of Banks.

T. W. McHUGH,

J. W. DYER,

President.

Cashier.

Date of Charter: 1Q-27-1913

Began Business: 11-5-1913

RESOURCES:

Loans and Discounts-------------- $ CBeaBrnotkinfiidncsgataeHnsoduoSsfetoIancndkdseboLtweodnt_ne_de__s.__s____a____n__d__
FOuthrneirtRureealaEndstaFtiextouwrensed--.-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve .Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-If--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities---------------------
Customers Liability on Letters of Credit and Acceptances----------
Profit and LOSS--------------------Other Resources--------------------

38,637.93 none
4,495.15 1,815.00
350.00 11,103.87
none none 92.89 none none none 32.26

Total------------------------------- $ 56,527.10

LIABILITIES:

Capital Surplus

SFtuonc<k-L-------------------------------------------

$

RUensdeirvviedFeduPndrosf.-it-s------------------------------------

Due to BankS-----------------------

Dividends Unvaid.-----------------

Cashiers Checks--------------------

Certified Checks.-------------------

TDiemmeaCnderDtifeipcoasteitsSo--f-D--e--p-o--s-i-t-_-_-__-_-_--_

Savings Deposits------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_p__t_a_n_c_e_ s_

Bills Payable._--------------------Notes and Bills RediscountecL---Other Liabilities-------------------

15,000.00 5,000.00 1,029.59
none none none 198.11 none 24,420.68 9,617.37 1,246.35 none none none 15.00

TotaL------------------------------ $ 56,527.10

ELEVENTH ANNUAL REPORT

55

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Fayetteville, Ga.

As called for by the Superintendent of Banks.

C. D. REDWINE,

H. C. HEWELL,

President.

Cashier.

Date of Charter: !l-16-1906

Began Business: 3-13-1906

RESOURCES:

Loans and Discounts... $ 138,642.39

Certificates of Indebtedness and

Bonds and Stocks owned......

none

Banking House and Lot........ 2,266.79

FUrniture and Fixtures........... 3,358.96

Other Real Estate owned......... 23,025.51

Cash in Vault and amounts due

from approved Reserve Agents.. 25,118.03

Checks for Clearing and Due from

other Banks.-------------------- 1,914.22

COavsehrdIrtaefmtss.(.if..a.n..y.). -_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_

2,964.79 1,719.14

Advance on Cotton and other

CuCsoto=moedristiLeisa.b--il-i-t-Y--o--n--L-e--tt-e-r-s--o--f

4,935.04

Credit and Acceptances.........

none

Profit and Loss.................. 6,806.51

Other Resources...........- - -579-.89

Total........... $ 211,331.27

LIABILITIES:

Cai>ital Stock..... $ 25,000.00

SU!I>lUS Fund ........ 15,000.00

Undivided Profits......

none

Reserve Funds..............

none

DUe to Banks...............

none

Dividends Uni>aid........

none

Cashiers Checks..............

295,04

Certified Checks....

none

Demand Deposits.............. 126,268.92

Time Certificates of Dei>osit..... 26,767.31

Savings Dei>osits...............

none

Letters of Credit and Accei>tances

BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._.._._.______

none
18,000.00

Notes and Bills Rediscounted.

none

Other Liabilities_.....

none

Total....... $ 211,331.27

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF FINLEYSON

Finleyson, Ga.

As called for by the Superintendent of Banks.

J. W. CONNER, SR.,

CLARENCE FINLEYSON,

President.

Cashier.

Date of Charter: 9-!l0-1910

Began Business: 9-!lQ-1910

RESOURCES:

Loans and Discounts.... $ 24,113.48

Certificates of Indebtedness and

Bonds and Stocks owned..

none

Banking House and Lot...

750.00

FUrniture and Fixtures...

750.00

Other Real Estate owned...... 3, 772.93

Cash in Vault and amounts due

from ai>I>roved Reserve Agents. 20,954.17

Checks for Clearing and Due from

other Banks....

none

Cash Items.......

433.53

Overdrafts (if any)..

none

Advance on cotton and other

Co=odities..... 5,325.45

Customers Liability on Letters ot

Credit and Accei>tances.

none

Profit and Loss.

none

Other - Resources. - -n-on-e

Total- $ 56,099.56

LIABILITIES:

Cai>ital Stock. $ SU!I>lUS Fund...... Undivided Profits . Reserve Funds.. Due to Banks..... Dividends Uni>aid.... Cashiers Checks.. Certified Checks.... Demand Dei>osits.... Time Certificates of Dei>osit. Savings Dei>Osits.... Letters of Credit and Accei>tances
executed for Customers. Bills Payable-... Notes and Bills Rediscounted.. Other Liabilities-

15,000.00
none
11,184.16
none none none
91.64
none
23,645.23 6,178.53
none
none none none none

Total- $ 56,099 .56

56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF FLOVILLA

Flovilla, Ga.

As called for by the Superintendent of Banks.

F. S. ETHERIDGE,

J. T. GIBSON,

President.

Cashier.

Date of Charter: 10-2-1906

Began Business: 11-1-1906

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _
Advance on Cotton and other Commodities.. . . . . . . - - - - - - - - - - - - - - -
CCusrteodmitearsnLdiAabcicleitvYtaonnceLs_et_t_e__r_s_o_ _f Profit and Loss.....--------------Other Resources...---------------
TotaL------------------------------ $

36,626.94 none
2,252.01 1,133.49
none 39.744.56
none 693.24
5 25 none none none none 80,455.49

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp.-a-i-d--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s_--_-_-_-_-_-_-_-_-:-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings Deposits------------------BLeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_sa_t_no_dm__A_e_rc_sc___e__p___t__a__n__c____e__s Notes and Bills Rediscounted.... Other LiabilitieS....------------------

15.000.00 10,000.00 5,799.60
none none none 45.92 none 25.403.24. 24.206.73 none none none none none

TotaL ________________ : _____________ $ 80,455.49

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Folkston, Ga.

As called for by the Superintendent of Banks.

Wm. MIZELL, JR.

J. H. WRENCH,

President.

Cashier.

Date of Charter: 12-11-1911

Began Business: 1-4-191~

RESOURCES:

Loans and Discounts-------------- $ 282,645.07

CeBrtoinfidcsataensdoSf toIncdksebotwednneeds._s__a__n_d_ 31,200.00

Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

none 2,020.75
none

Cash in Vault and amounts due

from approved Reserve Agents.. 118,765.72

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

165.37 72.75 none

Advance on cotton and other

Commodities----------------------

none

Customers Liability on Letters of Credit and Acceptances_________ _

none

Profit and LOSS--------------------Other Resources.-------------------

none none

TotaL.----------------------------- $ 434,869.66

LIABILITIES:

Capital Stock..--------------------- $ 15,000.00

Surolus Fun<L--------------------- 13,000.00

Undivided Profits-----------------Reserve Funds---------------------Due to Banks-----------------------

22.483.91 15,000.00
none

Dividends Unpaid------------------

8.40

Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit.......

812.89 none 154,692.06 85,284.57

Savings Deposits------------------- 128,587.83

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted....

none

Other Liabilities....------------------

none

TotaL ______________________________ $ 434.869.66

ELEVENTH ANNUAL REPORT

57

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks.

JNO. T. STEPHEXS.

J. E. PHINAZEE,

President.

Cashier.

Date of Charter: 10-22-1887

Began Business: 1887

RESOURCES!

Loans and Discounts.------------- $ Certificates of Indebtedness and BaBnokn!dnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_
FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash In Vault and amounts due
from approved Reserve Agents.Checkq for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Co=odities.---------------------
CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r__s__of_
Profit and Loss--------------------Other Resource&.-------------------

58,413.98
10,C94.00 3,750.00 l,5CO.OO 2,114.82
35,805.66
1,939.52 220.82
none
208.89
none none none

TotaL------------------------------ $ 114,047.69

LIABILITIES:
Capital Stock ______________________ $
Surplus FuncL---------------------
Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp-a--id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocski&ts._-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings DepositS------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d__.._._-_--_

30,000 .oc
10,000.00 2,029.04
none none none
770.00
none
71,248.65
none none
none none none none

TotaL ______________________________ $ 114.047.69

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks.

H. H. HARDIN,

ROLAND ANDERSON,

President.

Cashier.

Date of Charter: 2-17-1920

Began Business: 3-1-1920

RESOURCES:

Loans and Discounts-------------- $ 70,836.23 Certificates of Indebtedness and

BaBnokn!dnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned..________ _

9,960.30
none
835.75 8,G05.63

Cash In Vault and amounts due from approved Reserve Agents.. 49,311.20

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

236.21
87.76 364.75

Advance on Cotton -and other

Commodities----------------------

none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL,_e_t_t_e_r_s___o_f

none

Profit Other

and LOSS---------------------
Resources---------------------

-

none
-no-ne

TotaL------------------------------ $ 139,637.83

LIABILITIES:

CSuarppitluals SFtuoncckl_--.-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ $
Undivided Profits------------------
Reserve Funds----------------------
DDuiveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e_p__o_s_it_______________ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s____________________ ONothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d_._.________

40,000.00 lO,OCO.OO 1,818.69
none none none
15.50
none
74,683.42 13,120.22
none
none none none none

Total-------------------------------- $ 139,637.83

58

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

R. T. PERSONS,

R. J. BITTICK,

President.

Cashier.

Date of Charter: 3-9-1910

Began Business: 1910

RESOURCES:

Loans and Discounts-------------- $ 213,193.36 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_

none
3,992.95

FOuthrneirtRureealaEnsdtaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

2,493.15
none

Cash in Vault and amounts due

from approved Reserve Agents-- 82,784.57

Checks for Clearing and Due from

other Ban.kS----------------------COavsehrdIrteamftss..(.i.f-a--n-y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1.173.71 none none

Advance on Cotton and other

Commodities---------------------CuCsrteodmitearsnLdiAabcicleiptytaoncneLs_e_t_t_e_r_s__o_f_

2,900.00
none

Profit and LOSS--------------------Other Resources..-------------------

none none

TotaL------------------------------ $ 306,537.74

LIABILITIES:

Capital Stock..---------------------- $ 50,COO.OO

Surplus FuncL--------------------- 50,000.00

Undivided Profits----------------~

310.22

Reserve Funds----------------------

none

Due to Banks..----------------------

none

Dividends Unpaid...-----------------

none

Cashiers Checks--------------------

none

Certified Checks..-------------------

none

Demand DepositS------------------ 206,227.52

Time Certificates of Deposit-------

none

Savings Deposits-------------------

none

Letters of Credit and Acceptances

executed for Customers----------

none

BNioltlessPaanyadbBleil-l-s--R-e--d-i-s-c-o-u--n-t-e-d-.-.-_-__--_

none none

Other Liabilities-------------------

none

Total-------------------------------- $ 306,537.74

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MONROE COUNTY BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

W. C. HILL,

C. F. HEARD,

President.

Cashier.

Date of Charter: 11-2-1908

Began Business: 1Q-15-1908

RESOURCES:

Loans and Discounts-------------- $ 158,656.35 Certificates of Indebtedness and

Bonds and Stocks owned..------Banking Hol.!Se and Lot-----------

none none

Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents--

1,000.00 12,899.69
74,616.09

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

477.82
none none

Advance on Cotton and other

Commodities..---------------------

none

Customers Liability on Letters of

C16dit and Acceptances.---------

none

Profit and LOSS..--------------------

none

Other Resources-------------------- - -l, 7-84.-98

TotaL----------------------------- $ 249,434.93

LIABILITIES:

Capital Stock..---------------------- $ Surplus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Ban.kS----------------------Dividends Unpaid...----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit-----Savings Deposits------------------Letters of Credit and ACOOI>tances
executed for Customers---------Bills Payable.---------------------Notes and Bills Rediscounted..---Other Liabilities-------------------

25,000.00 25,000.00
none none none
2,000.00 340.67
none
94,856.79 9,000.00 92,744.62
none none none
492.85

ELEVENTH ANNUAL REPORT

59

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF FORT GAINES

Fort Gaines, Ga.

As called for by the Superintendent of Banks.

W. L. PAULLIN,

W. G. WHIDDON,

President.

Cashier.

Date of Charter: 9-~-1889

Began Business: 1891

RESOURCES:

Loans and Discounts ______________ $ 229,589.15

CeBrotinfidcsataensdoSftoIncdkesbotwednende_s_s__a__n_d_ 1.000.00

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstFatiextoUwrneesd--..-_-_-_-_-_-_-_-_--_

2,000.00 9,800.00

Cash in Vault and amounts due

from approved Reserve Agents.. 54.329.28

Checks for Clearing and Due from

C aosthh eItreBmas.n. _k_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) _________________

none 209.56
627.26

AdCvoa=ncoeditoines_C_o__t_to__n___a__n_d____o_t_h_e_r_ 24.753.07

PCruCosrfteiotdmiatenradsnLLdoiAsasbc..ic_le_i_pt_yt_a_no_cn_e_sL___e__t__t__e__r__s____o___f_

none none

Other Resources....------------------ 5.500.12

Total-------------------------------- $ 327,808.44

LIABILITIES:

Capital Stock.--------------------- $ 50,000.00

Surplus Fund..---------------------- 35,000.00

Undivided Profits------------------

61.94

Reserve Funds----------------------

none

Due to Banks-----------------------

none

Dividends Unpaid..----------------- 2.500.00

Cashiers Checks--------------------

43.89

CDeermtiafinedd DCehpeocskiSts-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
141.381.83

Time Certificates of Deposit------- 86,255.03

Savings Deposits-------------------

none

LeetxteecrsutoefdCforer dCituasntodmAercsc_e_p__ta__n_c_e_s_ Bills Payable______________________ _ Notes and Bills Rediscounted..___ _

none none
12,565.75

Other Liabilities_.-----------------

none

TotaL.------------------------------ $ 327,808.44

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF FORT VALLEY

Fort Valley, Ga.

As called for by the Superintendent of Banks.

F. J. FREDERICK,

H. HUCKABEE,

President.

Cashier.

Date of Charter: 1o-11-19~4

Began Business: 1o-15-19~4

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextoUwrneesd--_-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoa=ncoeditoines_C_o__t_t_o_n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabcicleiptytaoncnesL_e_t_t_e_r_s__o__f
POrtohfeirt RanesdouLrocSesS_.._-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_

98,684.24
30.720.70
none
3,180.15
none
78,448.87
1,782.64 35.00
none
451.06
none none none

Total------------------------------- $ 213.302.66

LIABILITIES:

Capital Stock..------------------- $ 30,000.00

Surolus Fund...--------------------

none

Undivided Profits---------------- 6,769.09

Reserve Funds---------------------Due to BankS-----------------------

none none

Dividends Unpaid..----------------

none

Cashiers Checks-------------------- 1,600.87

Certified CheckS--------------------

none

Demand Deposits------------------ 150,323.01

Time Certificates of Deposit------- 4,474.99

Savings Deposits------------------- 20,134.70

Letters of Credit and Acceptances

executed for Customers----------

none

Bills PB.Y6ble-----------------------

none

Notes and Bills Redlscounted..----

none

Other LiabilitieS-.-------------

none

TotaL------------------ $ 213,302.66

60

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF HEARD COUNTY

Franklin, Ga

As called for by the Superintendent of Banks.

E. E. LEWIS,

E. E. LEWIS,

President.

Cashier.

Date of Charter: 10-14-1905

Began Business 10-18-1905

RESOURCES:

Loans and Discounts-------------- $ C eBrot inf idcsa taensd oSf t oI nc kdse botwe dnne de s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned. ________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if any)-----------------AdCvoa=ncoediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f
POrtohfeirt aRnedsoLuorcseSs-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

83,844.16 20 636.65 2,844.00 2,900.00 8,478.97 82,025.98
none 1,278 04
none none none none none

TotaL------------------------------ $ 202.007.80

LIABILITIES:
Capital Stock______________________ $ Surolus Fun<L.. __________________ _
Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid._______________ __ Cashiers Checks__________________ __ Certified Checks___________________ _ Demand Deposits_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------LBeieltxltseePrcsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_d_m_A_e_rc_sc__e___p___t_a___n__c__e__s__ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 12.000 00 2.016.86
none none none 296.50 none 60,811.35 3,894.50 97,988.59 none none none none

TotaL------------------------------ $ 202,007.80

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Gainesville, Ga.

As called for by the Superintendent of Banks.

J. H. HOSCH,

R. A. BRICE,

President.

Asst. Cashier.

Date of Charter: 5-19-1913

Began Business: 6-2-1913

RESOURCES:

Loans and Discounts-------------- $ 472,819.11

Certificates of Indebtedness and Bonds and Stocks owned. ______ _ 70,712.50

BFuarnnkiitnugreHaonudseFaixntdurLeost_-_-_-_-_-_-__-_-_--_-_

none 7,380.68

Other Real Estate owned.________ _ 12,955.50

Cash in vault and amounts due

from approved Reserve Agents-- 168.013 39

Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e__fr_o__m_ 33,062.95

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

74548 l, 025.30

Advance on cotton and other

Commodities---------------------- 58.320.12

Customers Liability on Letters of

C~dit and Acceptances----------

none

Profit and LOSS---------------------

none

Other Resources--------------------

none

TotaL------------------------------ $ 825,G35.03

LIABILITIES:

Capital Stock---------------------- $ 50,000.00

U3unrdoivluidseFduPnr<oLfi-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds_____________________ _

10,000.00 34,260.32 5, 151.48

DDiuveidtoenBdas nUknSp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

5,356.88 2.000.00

CCaesrthiifeierds CChheecckkss.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Demand Deposits__________________ _

864.38 none 433,126.84

Time Certificates of Deposit______ _ Savings Deposits _________________ __

20,886.99 263,385.14

BLeieltxltseePcrsuat.oevfdaCbfloreer_d_C_i_tu_as_t_no_d_m_A_e_rc_s_c__e__p____t__a__n__c____e_s_

none . none

Notes and Bills Rediscounted.....

none

Other Liabilities------- __ ----------

none

TotaL ______________________________ $ 825,035.03

ELEVENTH ANNUAL REPORT

61

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Garfield, Ga.

As called for by the Superintendent of Banks.

J. I. ANDERSON,,

D. M. CASON,

President.

Cashier.

Date of Charter: 1-9-,1911

Began Business: 2-14-191l

RESOURCES!

Loans and Discounts-------------- $ CeBrotinfidcsataensd-osftoIcnkdsebotwednneeds._s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtuRreealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CPruCosrfteiotdmaitenradsnLLdoiAassbc..ic_lei_tp_Y_ta__no_cn_e_s_L._.e___t_t__e___r__s_____o__f Other Resources..__________________ _
TotaL______________________________ $

31.765.61
l, 700.00 4,207.48 3,189.46 7, 681.41
17,322.93
613.54 126.18 70.11
3,545.93
none none none
70.282.65

LIABILITIES:
Capital Stock.______________________ $ Surolus Fun<L.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidieenrsdsCUhencpkasi:<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Depo~its------------------ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_es BNioltlessPaanYdabBliel.l-s-R--e-d--i-s-c-o-u--n-t-e-d--.-__-_--_ Other Liabilities-------------------

15.000.00 3,000.00 9.755.80
none none
4.80 229.28
none
25,084.00 15,658.77
none
none none none
1,550.00

TotaL------------------------------ $ 70,282.65

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF GIBSON

Gibson, Ga

As called for by the Superintendent of Banks.

B. F. WALKER,

E. E. GRIFFI~.

President.

Cashier.

Date of Charter: 11-7-1905

Began Business: 11-27-1905

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheItreBmasn..k__S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Overdrafts (if anYl----------------AdCvoa=ncoeditoines.c._o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e_p__t_a_n_c_e__&__.-_-_-_-_-_-_-_--_
Other Resources....-----------------
TotaL------------------------------ $

38,813.39
none
3,000.00 1,600.00
none
39,377.69
none none
2,943.16
none none none none
85,734.24

LIABILITIES:
Capital Stock.______________________ $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..-----------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

15.000.00 3.000 00 2, 931.54
none none
1.180.80 37.50
none
63.584.40
none none
none none none none

TotaL------------------------------ $ 85,734.24

6~

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE GLENNVILLE BANK

Glennville, Ga.

As called for by the Superintendent of Banks.

W. F. DURRENCE,

L. D. DUBBERLY,

President.

Cashier.

Date of Charter: 1-1i-1905

Began Business: 1-18-1905

RESOURCES:

Loans and Discounts-------------- $ 2C3,194.99 Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot----------- 2.5CO.OO

Furniture and Fixtmes------------ 2,500.00

Other Real Estate owned..--------- 15,665.00 Cash in Vault and amounts due

from approved Reserve Agents-- 45,489.17

Checks for Clearing and Due from

other Banks_---------------------

81.61

Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

210.00 806.91

CPruCCosrofteiomtdmamitenoradsdniLLdtioieAasssbc-.ci-_le-_i:-_tD-_y-_t-a_o-n_-n_c-_e-_Ls-_.-.e__-_t_-t__-e__-_r_-_s_-__-o__--__t

none none
4,864.81

Other ResoUices..-------------------

none

Total-------------------------------- $ 275,312.49

LIABILITIES:

Caoital Stock.---------------------- $ 60,000.00

Surolus Fund---------------------Undivided Profits------------------

12,000.00
none

Reserve Funds---------------------DDiuveidteonBdsanUknso..a-i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,000.00
none none

Cashiers Checks-------------------Certified Checks..-------------------

16,339.07
none

Demand DeoositS------------------ 73,606.11

Time Certificates of Deoosit------- 111,367.31

Savings Deposits-------------------

none

Letters of Credit and Acceotances

executed for Customers---------

none

Bills Payable----------------------Notes and Bills Rediscounte<L----

none none

Other LiabilitieS-------------------

none

Total-------------------------------- $ 275,312.49

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE PEOPLES BANK

Glennville, Ga.

As called for by the Superintendent of Banks.

S. H. HOWARD,

FELTON BANKS,

President.

Cashier.

Date of Charter: 8-26-1907

Began Business: 1907

RESOURCES:

Loans and Discounts-------------- $ 78.294.31 Certificates of Indebtedness and

Bonds and Stocks owne<L------Banking House and Lot-----------

s.c7o5o0..o0o0

FOUthienritRmeealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_

2,500.00 13,924.82

Cash in Vault and amounts due

from approved Reserve Agents-- 9,170.39

Checks for Clearing and Due from

C aost hh eIrteBmas.n. k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _

383.74 265.44 469.53

Advance on Cotton and other Commodities..---------------------
Customers LiabilitY on Letters of Credit and Acceptances..---------

none none

POrtohfeirt

aRnesdoLmocseSs...._-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
-

-

396.87
-no-ne

TotaL------------------------------ $ 114,155.10

LIABILITIES:

Caoital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..------------------Demand Deoosits------------------Time Certificates of DeposiL----Savings Deposits------------------Letters of Credit and Acceotances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other LiabilitieS-------------------

25,000.00 5,000.00
none none none none
l.Cl7 .70
none
43,900.64 38,984.37
252.39
none none none none

Total-------------------------------- $ 114,155.10

ELEVENTH ANNUAL REPORT

68

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF GRANTVILLE

Grantville, Ga.

As called for by the Superintendent of Banks.

C. S. COLLEY,

C. E. BRASCH,

President.

Cashier.

Date of Charter: 9-1o-1901

Began Business: 1901

RESOURCES:

Loans and Discounts-------------- $ 104,321.48 Certificates of Indebtedness and

Bonds and Stocks owned..-------

100.00

Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextoUwrneesd--..-_-_-_-_-_-_-_-_--_

3,000.CO 424.91
5,811.80

Cash in Vault and amounts due from approved Reserve Agents-- 14,289.02

Checks for Clearing and Due from

CaosthheIrteBmansk_s_-_-_-_-__-_-_-_-_-_-_-_-__-_~_-_-_-_-_-_-_-_-_ Overdrafts (If any) ________________ _

505.16
none
781.51

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f Credit and Accevtances.__________

none none

OPrtohfeirt aRnesdouLrcoeSs_S_._.-_-_-_-_--_-_-_-_--_-_-_-_--_-_-_-_-

none
53.13

TotaL ______________________________-$ -129-,287-.01

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends UnvaicL---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------SaVings Deposits------------------LBeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__ NOothteesr aLniadbBiliitllisesR_e_d__i_s_c_o_u__n_t_e_d__.._-_-_--_

25,000.00 10,000.00 2,472.88
none none none
135.00
none
61,008.35 1,692.18 19,929.11
none
5,000.00 4,049.49
none

Total-------------------------------- $ 129,287.01

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF GRAY

Gray, Ga.

As called for by the Superintendent of Banks.

D. V. CHILDS,

J. L. MERCER,

President.

Cashier.

Date of Charter: 8-!!3-1909

Began Business: 8-!!8-1909

RESOURCES:

Loans !\Ild Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsteoacnksd oLwont_e_d_._._-_-_-_-_-_--_ OFuthrneirtRureealaEndstaFtiextoUwrneesd--..-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_
Overdrafts (if anYl----------------AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e_r_s___o_f Profit and Loss--------------------Other Resources..------------------TotaL ______________________________ $

19,182.15
none
2,497.27 1,000.00 7,744.67
17,311.14
none none none none
none none none
47,735.23

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------UndiVided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------SaVings Deposits------------------LBeieltxltseecPrsuatoyefadbCfloreer_d_C_it_u_as_tn_o_dm__Ae__rc_sc__e___v___t_a___n__c__e__s__ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d_._.______ __

15,000.00
none
80.80
none none none
144.27
none
3fj,682 .45 1,827.71
none
none none none none

TotaL------------------------------ $ 47,735.23

64

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF GREENSBORO

Greensboro, Ga.

As called for by the Superintendent of Banks.

T. B. RICE,

E. A. KIMBROCGH,

President.

Cashier.

Date of Charter: 1G-13-1926

Began Business: 10-14-1926

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.._______ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve AgentsChecks for Clearing and Due from

65,365.11 2,008 22
none
986.44
none
23.889.90

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h_e_ r_
CuCsrteodmiterasnLdiAabcicleiptlt[aoncnesL..e_t_t_e_r_s___of_ Profit and LOSS--------------------Other Resources..-------------------

2, 716.95
none
23.72
none none none none

~---

TotaL------------------------------ $ 94,990.34

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas nUknsn--a-i-d-.-. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers ChecKs ------------------Certified Choc'{S-------------------TDiemmeaCnedrDtifeipcoatoeistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings DepositS------------------BLeieltxltseePcrsuat,oyefdaCbflroeer_d_Ci_t_u_as_nt_o_dm__A_e_cr_sc__e__p____t_a___n__c___e_s__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__t_e_d________ __

25,000.00 3,000.00 4,812.34
none none
750.CO 465.18
none
60 952.82
none none
none none none none

TotaL------------------------------ $ 94,990.34

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

GREENVILLE BANKING CO.

Greenville, Ga.

As called for by the Superintendent of Banks.

J. P. ATKINSON,

W. L. PIXKSTOK,

President.

Cashier.

Date of Charter: 10-24-1887

Began Business: 1891

RESOURCES:

Loans and Discounts ______________ $ 330,437.53

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwoJnt_e_<_L__-_-_-_-_-_--_

14,000.00 18,940.00

FOUthrneritRureealaEndstFatiextouwrensed--_-_-_-_-__-_-_-_--_

10,000.00 55,243.29

Cash in Vault and amounts due

from approved Reserve Agents-- 82,811.53

Checks for Clearing and Due from

other Banks----------------------

337.91

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

642.32 1.026.54

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 3,968.97

CPruCosrfteiotdmaitenardsnLLdoiAasbsc_ic_lie_t_pN_t_a_on_nc__e_Ls__e___t_t__e___r__s_____of__ Other Resources___________________ _

none none
369.37

TotaL------------------------------ $ 517,777.46

LIABILITIES:

Capital Stock----------------------- $ 95,000.00

Surplus Fund---------------------- 36,441.94

Undivided Profits------------------ 4,324.88

Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L-----------------

2,783.51
none none

CCearsthiifeiersd CChheecckkss-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

603.71
none

TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

199,983.76 117,708.66

Savings Deposits-------------------

none

Letters of Credit and Acceptances

executed for Customers----------

none

Bills Payable._--------------------- 13,651.90

NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__<_L__-_-_--_

47,279.10
none

TotaL------------------------------ $ 517,777.46

ELEVENTH ANNUAL REPORT

65

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

COMMERCIAL & SAVINGS BANK

Griffin, Ga.

As called for by the Superintendent of Banks.

T. T. BLAKELY,

E. H. GRIFFIN,

President.

Cashier.

Date of Charter: 10-11-1889

Began Business: 1890

RESOURCES:

Loans and Discounts-------------- $ 400.049.94

CeBrotinfidcsataensdoSftoInckdsebotwednende.s._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _

17,120 .co
9,956.00 7,180.50

Other Real Estate owned..________ _ 35,832.99

Cash in Vault and amounts due

from approved Reserve Agents.. 71,890.45

Checks for Clearing and Due from

other Banks---------------------- 9,242.34

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,888.73 805.40

Advance on Cotton and other

CommoditieS..---------------------

none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e__r_s__o_f

none

Profit and LOSS..--------------------

none

Other Resources-------------------- 1,800 00

TotaL------------------------------ $ 555,766.35

LIABILITIES:

Capital Stock.______________________ $ 100,000.00

Surolus Fun<L--------------------- 25,000.00

Undivided Profits------------------ 14,546.56

RDeuseertvoeBFaunnkdss_._._._._._-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

none
338.97

Dividends Unpaid..----------------- 4,0CO.OO

Cashiers Checks--------------------

374.05

Certified Checks.... -----------------

386.00

Demand Deposits------------------ 233.224.45

Time Certificates of Deposit...... .

none

Savings Deposits..----------------- 177,896.32

Letters of Credit and Accei>tances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

ONothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d_._._._._.._

none none

TotaL ______________________________ $ 555,766.35

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

GRIFFIN BANKING CO.

Griff:n, Ga.

As called for by the Superintendent of Banks.

J. P. NICHOLS, JR.

P. E. ARNALL,

President.

Cashier.

Date of Charter: 10-26-1870

Began Business: 10-26-1870

RESOURCES:

Loans and Discounts ..............$ 1,977 ,6~0 .09

Certificates of Indebtedness and

Bonds and Stocks owned......... 357,533.61

BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t_._._._._._._._._. .__.

42,000 00 28,590 .49

Other Real Estate owned.._______ __ 142,022.55

Cash in Vault and amounts due

from approved Reserve Agents.. 212,893.33

Checks for Clearing and Due from

other Banks----------------------- 17,420.92

COavsehrdIrtaefmtss_(_i_f-a--n-y.).._._._._._.__-_--__._._-_-_-_-_--_

1, 243.56 2,890.70

Advance on cotton and other Commodities... ___ . __ ...... -- ____ _ 18,086.08

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o__f Profit and Loss___________________ __

none none

Other Resources.... _...... __ .. ____ __ 3,500.00

TotaL ______________________________ $ 2, 803,871.33

LIABILITIES:

CSuarpoitlauls SFtuonc<k.L...._-_-_-_-_-_-_-_-_-_-_-_-_-____._._._.._$

150,000.00 100,000.00

RUensdeirvviedeFduPndrosf_i_t_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-._ Due to Banks______________________ _

38,693.69 270,218.93
none

Dividends Uni>aid.................. 5,928.50

Cashiers Checks-------------------- 13,036.52

Certified Checks.... ----------- __ ...

117.92

Demand Dei>osits----------------- 1, 012,541.71

Time Certificates of Dei>osit....... 352,562.86

Savings Deposits------------------- 710,644.86 Letters of Credit and Accei>tances

B ielxl secPuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._

none none

Notes and Bills Rediscounted...... 80,126.34

Other Liabilities...................... 70,000.00

TotaL ______________________________ $ 2,803. 871.33

66

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

JONES COUNTY BANK

Haddock, Ga.

As called for by the Superintendent of Banks.

T. R. TURNER,

G. A. SMITH,

President.

Cashier.

Date of Charter: 7-14-1905

Began Business: 7-25-1905

RESOURCES:

Loans and Discounts-------------Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._.._ FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d- -. _-_-_-_-_-_-_-_- -_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources--------------------
TotaL----------------------------- $

40,844.88
7,375.00 1,7CO.ll 1,823.11 18,328.00
4, 973.65
none none none none none none none
75,044.75

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L----------------Undivided Profits--------------- Reserve Funds---------------------DDiuveidteonBdsanUknsp..a-i-d--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it____________ __ Letters of Credit and Acceptances B ielxl secPuatyeadbfloer__C__u_s__t o__m__e_r_s_._.__. _._._._._._. ._ Notes and Bills Rediscounted.___ _ Other Liabilities.... ---------------

25,000.00 5,000.00 2,517.39
456.02
none none
152.51
none
22,49G .97 8,408.64
none
none
9,869.22 1,150.00
none

TotaL ______________________________ $ 75,044.75

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF HAPEVILLE

Hapeville, Ga

As called for by the Superintendent of Banks.

J. M. DANIEL,

HORACE FORT,

President.

Cashier.

Date of Charter: 1-11-1911

Began Business: 1-17-1911

RESOURCES:

Loans and Discounts-------------- $ 199,314.20

Certificates of Indebtedness and

Bonds and Stocks owned.______ _

none

Banking House and Lot__________ _ Furniture and Fixtures___________ _

4,810.84 4,128.00

Other Real Estate owned.________ _ 13.784.95

Cash in Vault and amounts due

from approved Reserve Agents.. 32,240.63

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

537.46
none

Advance on cotton and other

CommoditieS----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances........

none

Profit and LOSS.------------ Other Resources....---------

none none

TotaL------------------------ $ 254,816.08

LIABILITIES:

Capital Stock.______________________ $ 15,000.00

Surolus Fund------------------ 11,053.86

Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL...--------------

2,537.17
none none none

Cashiers Checks-------------------Certified Checks--------------------

2,144.06
none

TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-.-.--_-__--_

100.916 .59 7,707.20

Savings Deposits------------------- 115,457.20

LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_

none

Bills Payable____ ------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

none none none

TotaL------------------------------ $ 254,816.08

ELEVENTH ANNUAL REPORT

67

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF COLUMBIA COUNTY

Harlem, Ga.

As called for by the Superintendent of Banks.

E. D. CLARY,

L. M. CONNER,

President.

Cashier.

Date of Charter: 11-29-1909

Began Business: 12-13-1909

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_
CuCsrteodmitearsnLdiAabcicleiptytanocnesL.,e_t_t_e_r_s___o_f
Profit and Loss--------------------Other Resources-------------------

53,928.04 9,900.03 6,000.00 2,104.59 7,186.49 25,926.01
none 109.08 47.24 none none none none

TotaL------------------------------ $ 105,201.45

LIABILil'IES:
Capital Stock.______________________ $ Surplus Fund...--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks ------------------Certified Checks..------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-i->-o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other Liabilities-------------------

25,000.00 9,000.00 3,490.39
none none 63.00 130.99 none 51,962.04 15,555.03 none none none none none

TotaL----------------------------- $ l05,2Gl.45

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

PLANTERS BANK

Hawkinsville, Ga.

As called for by the Superintendent of Banks.

N. A. JELKS,

C. H. REYNOLDS,

President.

Cashier.

Date of Charter: -7-1896

Began Business: 3-1896

RESOURCES:

Loans and Discounts-------------- $ 169,524.27

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_

none 15,000.00

Furniture and Fixtures -----------

none

Other Real Estate owned...-------- 24,29C .31

Cash in Vault and amounts due

from approved Reserve Agents. 163,060.15

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

6,381.05 none none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ 20,054.08

CuCsrteodmitearsnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss____________________ _ Other Resources..__________________ _

none none none

TotaL------------------------------ $ 398,3C9 .86

LIABILITIES:

Cai>ital Stock..______________________ $ 5C,OOO .00

Surplus Fund..---------------------- 50,000.00

Undivided Profits------------------ 44,000.00

Reserve Funds----------------------

423.39

DDiuveidtoenBdsanUknsp--a-i-d-.-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 6,000.0G

Cashiers Checks-------------------- 3, 728.63

Certified Checks..-------------------

none

TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_

199,337.18 44' 820.66

Savings DePosits-------------------

none

Letters of Credit and Acceptances

executed for Customers_________ _

none

BNioltlessPaanydabBleil_l_s-R--e-d--is--c-o-u-n--t-e-d-.-.-_-__--_

none none

Other Liabilities-------------------

none

TotaL. --------------------------- $ 398,309.86

68

DEPARTMENT OF BANKING

STATEMEI\T

Showing condition at the close of Business DeceJUber 31, 1930, of the

BANK OF HAZLEHURST

Hazlehurst, Ga.

As called for by the Superintendent of Banks.

Z. W. KIRKLAND,

J. F. MATTHEWS,

President.

Cashier.

Date of Charter: 10-19-1906

Began Bu5iness: 1906

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot__________ _ Furniture and Fixtures...________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_________-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--__Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o__tt_o__n___a__n_d__ __o_t_h__e_r CuCsrteodmiterasnLdiAabcicleiptytanocnesL_e_t_t_e_r__s_o__f Profit and Loss____________________ _
Other Resources-------------------TotaL ______________________________ $

14,238 26
2,000.00
none
2,COO.OO 8,500.00
66,899 24
25.00 361.11
none none none none
267.83 94,291.44

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d________ __

15,000.00
none
24.04
none none none
348.15
none
71,263.05 7,388.37
none
none none none
267.83

TotaL------------------------------ $ 94,291.44

STATEMENT

Showing condition at the close of Business DeeeJUber 31, 1930, of the

BANK OF HJAWASSEE

Hiawassee, Ga.

As called for by the Superintendent of Banks.

J. F. JOHNSON,

W. 0. SPARKS,

President.

Cashier.

Date of Charter: 6-14-1909

Began Business: 7-21-1909

RESOURCES:

Loans and Discounts-------------- $ 35,047.16

CeBrotinfidcsataensdoSftoIcnkdsebotwendende.s._s__a__n_d_

none

Banking House and Lot----------- 1,500.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

50C .00 10.900.00

Cash in Vault and amounts due

from approved Reserve Agents.. 39, C02 .43

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

PrCorfeitdaitnadndLAoscsc_e__p_t_a_n__c_e_s__-_-_-_-_-_-_-_-_--_

none none

TOothtearLR_e__s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $

none
--86,949.59

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltsesPaanyadbBleil.l_s--R-e-d--i-s-c-o-u-n--t-e-d-.-.-_-__--_ Other Liabilities-------------------

15,000.00 5,000.00 7,043.69
none none none
333.91
none
41,867.42 17' 704.57
none
none none none none

TotaL ______________________________ $ 86,949.59

ELEVENTH ANNUAL REPORT

69

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF HILLSBORO

Hillsboro, Ga.

As called for by the Superintendent of Banke.

G. E. FULLERTON,

E. B. McCULLOUGH,

President.

Cashier.

Date of Charter: 8-23-1911.

Began Business: 8-30-1911

RESOURCES:

Loans and Discounts-------------Certificates of Indebtedness and

$

Bonds and Stocks owned........

Ba]J.king House and Lot...........

Furniture and Fixtures............

Other Real Estate owned..........

Cash in Vault and amounts due

from approved Reserve Agents ..

Checks for Clearing and Due from

other Banks...... ----------------

COavsehrdIrtaefmtss.(.if..a..n.y.)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

Advance on Cotton and other Commodities..... ------------------
Customers LiabilitY on Letters of Credit and Acceptances..........

Profit and Loss....-----------------Other Resources..------------------

43,333.82
72,822.14 1,71C.OO
800.00 7,783.63
6,532.73
200.00
none none
none
none none none

TotaL..---------------------------- $ 133.182.32

LIABILITIES:

Capital Stock.......---------------- $ Surplus Fund.........---------------UndiVided Profits-----------------DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ DiVidends Unpaid..----------------Cashiers Checks ------------------Certified Checks-------------------Demand Deposits....---------------Time Certificates of Deposit.-----LSaeVttienrgssoDf Cepreodsiittsa-n--d--A--c-c-e-p--ta--n-c-e-s-BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities.....----------------

25,000.00
none
2,045.37
none none none
17.29
none
20,693.66 85,426.00
none
none none none none

TotaL...--------------------------- $ 133,182.32

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE HINESVILLE BANK

Hinesville, Ga.

As called for by the Superintendent of Banks.

D. F. MARTIN,

T. H. McDOWELL,

President.

Cashier.

Date of Charter: 9-4-1911

Began Business: 11-15-1911

RESOURCES:

Loans and Discounts............. $ 72,028.35

Certificates of Indebtedness and

Bonds and Stocks owned......

none

Banking House and Lot........... 1.882.90

FOuthrneirtRureealaEndstaFtiextouwrensed--..--.-.-.-.-.-.-.-.

2,374.36
none

Cash in Vault and amounts due

from approved Reserve Agents.. 13,224.72

Checks for Clearing and Due from

other Banks....-----------------Cash Items--------------------------

1,034.19
none

Overdrafts (if anYl-----------------

100.33

Advance on Cotton and other

Commodities... . . - - - - - - - - - - - - - - - - - Customers LiabilitY on Letters of

none

Credit and Acceptances...........

none

Profit and LOSS---------------------

157.50

TOothtearLR__e.s.o__u_r__c_e_s__.._._._._._._.._._._._._._.._._._._._.-$

- -354-.18
91,156.53

LIABILITIES:

Capital Stock....................... $ Surplus Fund.........---- ......... .. UndiVided Profits.................. Reserve Funds........ ____.......... . Due to Banks----------------------DiVidends Unpaid..----------------CCearsthiifeiersd CChheecckk<s;...._._.__._._._._._._._._._._._._._._.._ Demand Deposits.................. .. Time Certificates of Deposits...... SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.. --------------------NOothteesr aLniadbBiliitlilessR__e_d_i_s_c__o_u_n__t_e_d_._._..__.

15,000.00 6,000.CO 3,633.62
none none none
1,278.60 60.00
49,136.81 16,047.50
none
none none none none

TotaL------------------------------- $ 91,156.53

70

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF HOMERVILLE

Homerville, Ga.

As called for by the Superintendent of Banks.

W. V. MUSGROVE,

G. A. GIBBS,

President.

Cashier.

Date of Charter: 5-6-1903

Began Business: 7-3-1930

RESOURCES:

Loans and Discounts-------------- $ 119,440.19

CeBrotinfidcsataensdoSf toInckdsebotwednneeds__s__a__n_d_

350.00

Banking House and Lot----------- 11,000.00

FOuthrneirtuRreealaEndstaFtiextouwrense-d--_-_-_-_-__-_-_-_--_

8,069 89 7 ,(\98 .80

Cash in Vault and amounts due from approved Reserve Agents..

5,931.55

Checks for Clearing and Due trom other Banks----------------------
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none
502.55

Advance on Cotton and other CuCCsroteomdmmiteorasdniLdtiieAasbc.i-cl-ei-tp-yt-a-o-n-nc-e-Ls--.e_-t_-t_-e_-r_-s_-_-_o--f_

none none

Profit Other

and LOSS---------------------
Resources---------------------

-

none
-no-ne

TotaL------------------------------ $ 152,392.98

LIABILITIES:

Capital Stock--------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDSiaemvmienagCnsderDDtiefepipcoaostsietissts_o_-_-f_-D_-_-e_-_p-_-o_-s_-i_-t_-__-__-__-___-__--__ BLeieltlxtseePcrsuatyoefadbCfloreer_d_C_i_tu_as_t_no_dm__A_e_rc_sc___e__p___t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d_.__._.._

15,000.00 10,000.00
46.27
none
n~ne
45.00 346.30
2.20 46,085.58 54,543.6 9,823.97
none
16,500.00
none none

TotaL------------------------------ $ 152,392.98

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CLINCH COUNTY BANK

Homerville, Ga.

As called for by the Superintendent of Banks.

H. G. HUEY AND P.R. LEE,

W. C. WOOTEN,

Vice-Presidents.

Cashier.

Date of Charter: 9-2-1919

Began Business: 9-1(}-1919

RESOURCES:

Loans and Discounts-------------- $ 56,093.86

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_

none
2,946.23

Furniture and Fixtures------------ 3,000.00

Other Real Estate owned.--------- 3,482.87

Cash in Vault and amounts due

from approved Reserve Agents.. 25,652.73

Checks for Clearing and Due from

other Banks----------------------

789.53

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

77.00 298.70

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit Other

and LOSS---------------------
Resources.-------------------

-

306.42
-no-ne

Total-------------------------------- $ 92,647.34

LIABILITIES:

Capital Stock---------------------- $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.....------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskiSts-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit.... Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ BNiolltsesPaanyadbBleil-l-s--R--e-d-i-s-c-o--u-n--te--d-.-.---. Other Liabilities-------------------

18,000.00
none none none none
16.00 467.33
none
34,583.64 24,526.23 13,174.71
none none none
1,879.43

TotaL---------------------- $ 92,647.34

ELEVENTH ANNUAL REPORT

71

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF HOSCHTON

Hoschton, Ga.

As called for by the Superintendent of Banks.

H. P. DeLAPERRIERE,

B. F. WILSON,

President.

Cashier.

Date of Charter: 5-3-1904

Began Business: 5-4-1904

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSf toInckdsebotwendende.s. _s__a__n_d_ Banking House and Lot__________ _ FUrniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

42.151.84
none
1,700.00 1,960.79 10,000.00
7,175.75

CaosthheIrteBmasn.k__s_._._-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

192 20 30.20
none

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit and Loss---------------------

none

Other Resources.------------------- 2,522.60

----

TotaL------------------------------ $ 65,733.38

LIABILITIES:

Capital Stock.---------------------- $ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------CCearsthifieierds CChheecckkss.-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LBeieltxltseecrPsuatoyefadCbflroeer_d_Ci_t_ua_s_nt_od_m_A__ec_rc_se___p___t__a__n__c___e___s__ Notes and Bills Rediscounted...... Other Liabilities-------------------

30,000.00 12,000.00 1,588.83
883.40
none none
1.49 none 18,189.82 3,069.84 none
none none none none

TotaL------------------------------ $ 65,733.38

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE PEOPLES BANK

Ideal, Ga.

As called for by the Superintendent of Banks.

J. W. NELSON,

MAGGIE CHILDS,

President.

Cashier.

Date of Charter: 3-!!6-19!!0

Began Business: 3-19!l0

RESOURCES:

Loans and Discounts ______________ $ 38,615.34

Certificates of Indebtedness and

Bonds and Stocks owned..-------

200.00

Banking House and Lot----------- 2,376.50

FUrniture and Fixtures ----------Other Real Estate owned....------Cash in Vault and amounts due

2,825.00 1,067.41

from approved Reserve Agents.. 4,036.97

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none ll4.C9
1.40

AdCvoamncmeodointiesC..o. _t_t_o-n- __a__n_d__ o__t_h-e-_r

none

Customers LiabilitY on Letters of Credit and AcceptanceS----------

none

Profit and LOSS--------------------- 2,225.83
Other Resources....------------------ - -n-one

TotaL------------------------------- $ 51,462.54

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund.... ___________________ _ Undivided Profits-----------------Reserve Funds..--------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits-----------------Time Certificates of Deposit.-----Savings Deposits..----------------Letters of Credit and Acceptances
executed for Customers....... Bills Payable._--------------------Notes and Bills Rediscounted... Other Liabilities..------------------

135,.o0c0o0..o0o0
none none none none
447.54
none
12,703.93 6,923.48
none
none
12,736.36 651.23
none

TotaL------------------------------- $ 51,462.54

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF ILA

Ila, Ga.

As called for by the Superintendent of Banks.

A. S. WESTBROOK,

J. L. THOMPSON,

President.

Cashier.

Date of Charter: 1Q-11-1910

Began Business: 10-15-1910

RESOURCES:

Loans and Discounts-------------- $ 41' 726.06

CeBrotinfidcsataensdoSftoInckdsebotwendenceLs_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate ownecL________ _

none
2,487.42 l, 615.80 19,975.52

Cash in vault and amounts due

from approved Reserve Agents-- 1,389.47

Checks for Clearing and Due from

other Banks---------------------- 10,577.53

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,000.0G 43.00

Advance on Cotton and other

CommoditieS----------------------

none

Customers Liability on Letters of

Credit and Acceptances---------Profit and LosS---------------------

2n4o0 nceo

Other Resources--------------------- - -no-ne

TotaL _____ ------ __ ------------------ $ 79,054.80

LIABILITIES:
Capital Stock_______________________ $ Surplus FuncL____________________ _
Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdsanUknsp--a-id--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Demand Deposits____ : ____________ _ TSiamviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t____________ __ LBeieltxltseecPrsuatoyefadCbflroeer_d_Ci_t_ua_s_nt_od_m_A__ec_rc_se___p___t__a__n__c__e____s __ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_c_L__-_-_--_

15,000.00 22,814.33 1, ll3.85
none none none
426.43
none
19,958.20 19,741.99
none
none none none none

TotaL_______________________________ $ 79,054.80

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

IRWINTON BANK

Irwinton, Ga.

As called for by the Superintendent of Banks.

GEO. H. CARSWELL,

N. H. BACON,

President.

Cashier.

Date of Charter: 2-17-1911

Began Business: 2-1911

RESOURCES:

Loans and Discounts-------------- $ 78.229.42

CeBrotinfidcsataensdoSf toInckdsebotwendenceLs_s__a__n_d_ Banking House and Lot__________ _

500.00 2,5CO .00

Furniture and Fixtures ----------Other Real Estate owned---------Cash in Vault and amounts due
from approved Reserve Agents--

1,740.50 8,684.01
22,980.70

Checks for Clearing and Due from other Banks.---------------------
COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2.50 none 1,768.80

AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit Other

and LOSS---------------------
Resource&---------------------

-

none
-n-on-e

TotaL------------------------------ $ 116.405.93

LIABILITIES;

CSuarppiltualsSFtuoncckL--_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ $
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Demand DepositS------------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNiolltsesPaanyadbBleil.l.s-R--e-d--is--c-o-u-n--t-e-c-L--.-.--. Other Liabilities-------------------

15,000.00 3,000.00 1,980.90
none none
lOE.OO 3,104.99
none
69,448.89 23,763.15
none
none none none none

TotaL ______________________________ $ 116.405.93

ELEVENTH ANNUAL REPORT

73

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

JACKSON BANKING CO.

Jackson, Ga.

As called for by the Superintendent of Banks

F. S. ETHERIDGE.

L. P. McKIBBEN,

President.

Cashier.

Date of Charter: 12-15-1888

Began Business: 12-15-1888

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owne<L.-----Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCCsroteo=dmiotedrasintLdieiAasb.c.ic-l-ei-pt-yt-a-on-nc--eL-s-_e-_t-_t-_e-_r-_s-__-o_--f_
Profit and LOSS--------------------Other Resources--------------------

92,f86.92
36,299.79 8,655.76 3,035.56 24,f82.37
24,669.C5
103.01
none none
none
21,299.08 1,203.01 l, 777.93

TotaL ______________________________ $ 214,412.48

LIABILITIES:
Capital Stock.______________________ $ surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit...... LSaevttienrgssoDf eCproedsiittsa--n-d---A--c-c-e-p--ta--n-c-e--s
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

5C,OOO.OO 10,000.00
none none
25,COO.OO
none
47.07
none
67,534.64 9 ,4e6.98 22,'783.70
21.299.08
none
8,301.01
none

TotaL....-------------------------- $ 214,412.48

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

PICKENS COUNTY BANK

Jasper, Ga.

As called for by the Superintendent of Banks.

R. L. McCLAIN,

LOIS M. STANCIL,

President.

Assistant Cashier.

Date of Charter: 7-1o-1909

Began Business: 6-1909

RESOURCES:

Loans and Discounts-------------- $ 297,670.13 Certificates of Indebtedness and

Bonds and Stocks owne<L------

none

Banking House and Lot----------- 6,925.CO

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due

892.30 5,849.15

from approved Reserve Agents.. 99,309.07 Checks for Clearing and Due from

other Banks.--------------------Cash Items... ____ ------------------Overdrafts (if anYl----------------Advance on cotton and other

3,091.50
none
30.57

CuCsoto=moedristiLesia.-b-i-l-it-y--o--n--L--e-t-te--rs--o--t

none

Credit and AcceiJtances..-----Profit and Loss.--------------------

none none

. Other Resources -------------------- - -2-58.-71

TotaL----------------------------- $ 414,026.43

LIABILITIES:

CaiJital Stock----------------------- $ 15,00G.OO

Surolus Fund---------------------- 24,000.00

Undivided Profits.... --------------

none

Reserve Funds---------------------Due to BankS-----------------------

none none

Dividends Unpai<L----------------- 1,200.00

Cashiers Checks-------------------- 7,134.65

Certified CheckS--------------------

none

Demand DeiJositS------------------ 200,519.44 Time Certificates of DeiJosiL. 27,293.51

Savings Deposits------------------- 138,878.83 Letters of Credit and AcceiJtances

executed for Customers----------

none

Bills PaYable----------------------NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d_._.__.._

none none none

Total-------------------------------- $ 414.028.43

74

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK & TRUST CO.

Jefferson, Ga.

As called for by the Superintendent of Banks.

T. S. JOHNSON,

S. C. MORRISON,

President.

Cashier

Date of Charter: 2-28-1920

Began Business: 3-4-1920

RESOURCES:

Loans and Discounts-------------- $ 220,340.58

CeBrotinfidcsataensdoSf t oI nc dk se botwendende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ___________ _

29,082.21 10,000.00 3,843.52

Other Real Estate owned..________ _ 16,881.05

Cash in vault and amounts due

from approved Reserve Agents__ 31.610.57

Checks for Clearing and Due from

other Banks---------------------- 3,052.83

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,101.42 4,785.15

Advance on Cotton and other

Commodities---------------------- 2.440.89

Customers LiabilitY on Letters of

Credit and Acceptances_________ _

none

Profit and LOSS---------------------

none

Other Resources--------------------

none

TotaL------------------------------ $ 324,138.22

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L--------------------URensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_________ __ DDiuveidt oenBdas nUknsp- -a-i-d-.-. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ CCearsthiifeiersd CChheecckkss-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_. _______________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers________ __ Bills Payable___________ ---- __ -----NOothteesr aLniadbBiliiltlisesR_e_d__is__c_o_u_n__t_e_d_._._._._.._

96,420.00 17,000 00 4,206.05
none none 499.40 930.72 none 88,790.43 31,982.75 none 14.717.19 none 69,591.68 none

TotaL ______________________________ $ 324,138.22

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Jeffersonville, Ga.

As called for by the Superintendent of Banks

W. W. HOWELL,

R. A. HARRISON,

President.

Cashier.

Date of Charter: 7-24-1911

Began Business: 8-1911

RESOURCES:

Loans and Discounts-------------- $ 36,948.94

CeBrotinfidcsataensdoSftoIncdkes botwednneeds._s__a__n_d_ Banking House and Lot__________ _

none 3,100.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

1,967.50 2,250.00

Cash in Vault and amounts due

from approved Reserve Agents-- 8,644.30

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,607.11 1,476.08
407.65

AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h__er_ 1,882.55

CuCsrteodmitearsnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f

none

Profit and LOSS---------------------

none

Other Resources--------------------- - -n-on-e

Total-------------------------------- $ 58,284.13

LIABILITIES:

Capital Stock.---------------------- $ 15,000.00

Surolus Fun<L---------------------

500.00

Undivided Profits------------------

568.87

Reserve Funds----------------------

none

Due to Banks-----------------------

none

Dividends UnPai<L-----------------

none

Cashiers Checks--------------------

581.23

Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p-o--s-i-t.-.-._-_-_-_--_

none 34,404.27 7,229.76

Savings DepositS-------------------

none

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounte<L---Other Liabilities...------------------

none

none none

1

none

'
j

Total-------------------------------. $ 58,284.13
1

ELEVENTH ANNUAL REPORT

75

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE FARMERS BANK

Jenkinsburg, Ga.

As called for by the Superintendent of Banks.

H. G. ASBURY,

H. C. CHILDS,

President.

Cashier.

Date of Charter: 1-3-1910

Began Business: 1-1910

RESOURCES:

Loans and Discounts-------------- $ 7.420.94

Certificates of Indebtedness and Bonds and Stocks owned..______ _
Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned..________ _

none 1.500.00 1,534.56 1,000.00

Cash in Vault and amounts due

from approved Reserve Agents-- 24,274.14

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Overdrafts (if any) ________________ _

none none none

Advance on Cotton and other

Co=odities---------------------CuCsrteodmiterasnLd iAa bcci leipt ytanocnesL_e_t_t_e_r__s__o_f

18,395.13 none

Profit and LOSS--------------------Other Resources.-------------------

none none

-----

TotaL___ ---------------------------- $ f4,l24.77

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------Dividends Unpaid...---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances. BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d__.._-_-_--_

l5,0CO 00 1.500 .co 4,746.59
none none none none none 32,878.18 none none none none none none

TotaL. ____________ ------------------ $ 54,124.77

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF JONESBORO

Jonesboro, Ga.

As called for by the Superintendent of Banks.

A. C. BLALOCK,

J. B. PULLIAM,

President.

Cashier.

Date of Charter: 10-6-1903

Began Business: 11-7-1903

RESOURCES:

Loans and Discounts-------------- $ 123,481.41

CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures____________ Other Real Estate owned..________ _

10,101.88 1,500.00 1,000.00 57,391.27

Cash in Vault and amounts due

from approved Reserve Agents. 79,934.42

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss_(_if__a__n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

164.49 486.62 602.30

Advance on Cotton and other

Co=odities----------------------

272.87

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f

none

Profit and LOSS--------------------Other Resources.-------------------

none 14,520.00

Total-------------------------------- $ 289,455.26

LIABILiriES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid...---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit-------

25,000.00 25,000.00
56.15 none none 3,000.00 2,840.12 none 233,558.99 none

Savings Deposits-------------------

none

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m-e--r-s--------------------

none none

Notes and Bills Rediscounted..____

none

Other LiabilitieS-------------------

none

Total-------------------------------- $ 289,455.26

76

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Junction City, Ga.

As called for by the Superintendent of Banks.

C. W. MOORE,

W. A. BLYTHE,

President.

Cashier.

Date of Charter: 3-23-1912

Began Business: 4-3-1912

RESOURCES:

Loa,ns and Discounts-------------- $ 36,795.67

CeBrotinfidcsataensdoSf toInckdsebotwednneeds. _s__a__n_d_ Banking House and Lot___________

3,894.18 1,000.00

FOut hr neirt uRreealaEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents--

1,200.00
none
24,154 .1e

Checks for Clearing and Due from other Banks----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

125.00
none

Advance on Cotton and other

Co=odities.--------------------Customers LiabilitY on Letters of
Credit and Acceptances__________

444 25
none

POrtohfeitr aRnesdouLrcoess_s_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-

none
4,292.99

-----

TotaL------------------------------ $ 71,906.25

LIABILITIES:

Capital Stock.---------------------- $ SUunrdpilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_- -_
Reserve Funds---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ TSaimviengCserDtiefpicoastietss_o__f_D__e_p__o_s_i_t____________ __ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliitlilessR._e_d__i_s_c_o_u__n_t_e__d_.______ __

15,000.00 15,000.00
638.96 1,500.00
none none
173.81
none
24,641.47 14 ,94e .91
none
none none none
5.10

TotaL-------------- ____________ ----- $ 71.906.25

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

KENNESAW STATE BANK

Kennesaw, Ga.

As called for by the Superintendent of Banks.

J. G. LEWIS,

L. C. CHALKER,

President.

Cashier.

Date of Charter: 4-20-1910

Began Business: 3-1910

RESOURCES:

Loans and Discounts-------------- $ 45,674.20

Certificates of Indebtedness and

Bonds and Stocks owned.______ _

none

Banking House and Lot----------- 3,500.CO

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

2,222.68 2. 739.00

Cash 1n Vault and amounts due from approved Reserve Agents--
Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss.(.i_f__a_n-y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

2,281.66
none none none

Advance on Cotton and other

Co=oditieS.---------------------

none

Customers Liability on Letters of

Credit and Acceptances.--------Profit and LoSS---------------------
Other Resources.--------------------

-

none none
-n-on-e

TotaL------------------------------- $ 56,417.54

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted..---Other LiabilitieS-------------------

20,000.00
none
2, 871.36
none none none
lO.CO
none
6,454.80 25,081.38
none
none
2,000.00
none none

Total-------------------------------- $ 56,417.54

ELEVENTH ANNUAL REPORT

77

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

STATE BANK OF KINGSLAND

Kingsland, Ga.

As called for by the Superintendent of Banks.

S. C. SHEFFIELD,

F. T. TILLER,

President.

Cashier.

Date of Charter: 11-26-1912

Began Business: 12-10-1912

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toI ncdkes botwe dnneeds. _s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtuRreealanEdstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e_r_s__o_ f_ Profit and Loss.... ----------------Other Resources... -----------------
TotaL..----------------------------- $

45,856.27
none
3,000.00 2,2CO .00 1,800.00
34,091.44
none
94.84
none none none none none
R7 ,042 55

LIABILITIES:
Capital Stock..____________________ _ Surplus Fun<L. ___________________ _ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteercsutoefdCf or er dCi tuas tnodmAe rcsc_e_p__t_a_n_c_e_s_ Bills Payable________ --------------Notes and Bills Rediscounted.... Other LiabilitieS-------------------

15,000.00 5,000.00 5,003.08
none none none
189 78
none
47' 554.42 500 00
13,795.27
none none none none

TotaL------------------------------- 87,042.55

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Kite, Ga.

As called for by the Superintendent of Banks.

J. M. JOHNSON,

W. S. KIGHT,

President.

Cashier.

Date of Charter: 4-29-1927

Began Business: 5-2-1927

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... FOuthrneirtuRreealaEndstaFtiextouwrense-d-_-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities... _____ ... _____ --.--Customers LiabilitY on Letters of
Credit and Acceptances.--------Profit and Loss--------------------Othei Resources--------------------
TotaL------------------------------ $

12,13e.26
none
2,COO 00 2,162 15
none
5,907.03
124 .G7
none none none none none none
22.329.51

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund.--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit------Savings DepositS------------------Letters of Credit and Acceptances BiellxsePcuatyeadbfloer__C__u_s_t_o__m__e_rs--------------------Notes and Bills Rediscounte<L ... Other Liabilities--------------------

15,000.00
none
113 41
none none none
290.40
none
6,165.70 760 00
none
none none none none

TotaL------------------------------ $ 22,329.51

78

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF LAFAYETTE

LaFayette, Ga.

As called for by the Superintendent of Banks.

C. M. PRESTON,

J. M. PATTON,

President.

Cashier.

Date of Charter: 11-13-1889

Began Business: 1899

RESOURCES:

Loa.ns and Discounts ______________ $ 388,304.62

Certificates of Indebtedness and

Bonds and Stocks owned.______ _ 10 000 .CO

Banking House and Lot-------- 28 790 22

Furniture and Fixtures......... 5,834.59

Other Real Estate owned.. _______ _ 35,688.12

Cash in Vault and amounts due

from approved Reserve Agents .. 147,184.02

Checks for Clearing and Due from

CaosthheIrteBmas_n.k_s_______-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Overdrafts (if any) ________________ _

none none 19.05

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers Liability on Letters of

PrCorfeitdaitnadnLdoAssc_c_e_p__ta__,n__c_e_s__________________ __ Other Resources.__________________ _

none none none

TotaL............................ $ Cl5,820 .62

LIABILITIES:

Cavital Stock.......... $ 60,00C .CO

SUunrdvivluidseFduPnrdo.f-its-...-.....-..

60,000.00 9,e28.34

Reserve Funds...............

none

Due to Banks.......................

none

Dividends UniJai<L-----------------

none

Cashiers Checks ----------------

808.83

Certified Checks--------------------

none

Demand Deposits---- 269.754.35

Time Certificates of Devosit....... l2l,9e6 .82

Savings Deposits.................. 93,662.28

Letters of Credit and Accevtances

BielxlsePcuatYeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._

none none

NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

none none

TotaL............ $ 615,820.62

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

WALKER COUNTY BANK

LaFayette, Ga.

As called for by the Superintendent of Banks.

" C. ::\IARTIN,

C. C. GILBERT,

President.

Cashier.

Date of Charter: 10-22-1913

Began Bnsiness: 11-1-1913

RESOURCES:

Loans and Discounts .............. $ 138,779.13

Certificates of Indebtedness and Bonds and Stocks owned........

4,390.00

Banking House and Lot......... .. 18,371.44

Furniture and Fixtures ........... Other Real Estate owned..........

3,282.17 7,693.84

Cash in Vault and amounts due

from avproved Reserve Agents.. 30,823 20

Checks for Clearing and Due from other Banks.---------------------
Cash Items..........................

2,534.12 none

Overdrafts (if any).................

none

AdCvoammmceodoitniesC..o__t_t_o_n___a__n_d____o_t_h_e__r

none

Customers LiabilitY on Letters of

Credit and Acceptances........

none

Profit and Loss---------------------

none

Other Resources................... .

99 .06

----

TotaL.............................. $ 206,572.96

LIABILIT :ES:

Capital Stock....................... $ Surplus FuncL..................... Undivided Profits.................. Reserve Funds..................... . Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... CDeermtiafinedd DCehpeocskists-_-_-_-_-_-_-_--_-_-_-_-_-__-_-__-_
Time Certificates of Deposit..... .. Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable._------------------- Notes and Bills Rediscounted..... Other LiabilitieS------------------

25,000.00 10,000.00
679 76 none none 2,000.00 335.44 none 71,433.27 64' 333.54 31,207.36 none none none 1;583.59

TotaL.............................. $ 206,572.96

ELEVENTH ANNUAL REPORT

79

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE LAGRANGE BANKING & TRUST CO.

LaGrange, Ga.

As called for by the Superintendent of Banks.

J. E. DFNSON, JR.,

F. S. TATUM,

President.

Cashier.

Date of Charter: 12-11-1871

Began Business: 1871

RESOURCES:

Loans and Discounts.-------------$ 1,643.309.50

Certificates of Indebtedness and Bonds and Stocks owned... _____ _
Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

274.898 80 69,000.00.
6,521. 77 287,101.04

Cash in Vault and amounts due

from approved Reserve Agents._ 234.575 96

Checks for Clearing and Due from

other Banks---------------------- 5,568 50

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

12,418 02 6,909.10

Advance on Cotton and other

Commodities---------------------CuCsrteodmi terasnLd iAa bciclei tpytaonnceLs_e_t_t_e_r_s___of_

none none

Profit and Loss---------------------

none

Other Resources.------------------- 15,594.63

TotaL ______________________________ $ 2, 555.897.32

LIABILITIES:
Capital Stock.__________ ------------$
SUunrdpilvuids eFduPnr<oLf i.t-s- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_- -_ Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable________ ---------- _____ _ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d________ __

250,000.00 330,000.00
8,697.29
none none
18l.CO 12,226.40
5.00 783,298.74 56,509.38 566,519.65
none
100,000.00 448.459.86
none

TotaL ______________________________ $ 2. 555,897.32

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Lal<eland, Ga.

As called for by the Superintendent of Banks.

W. L. l\IILLEH.,

W. C. BAXKS,

President.

Cashier.

Da tc of Charter: 4-18-1907

Began Business: 1907

RESOURCES:

Loans and Discounts-------------- $ 106,477.92

CeBrotinfidcsaatensdoSftoIcnkdsebotwendendes__s__a__n_d_ Banking House and Lot __________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

2,250.00 2.167 00 3,434 99 14,584 32

Cash in Vault and amounts due

from approved Reserve Agents-- 21,756.25

Choetchkesr fBoar nCklse.a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_

345.51

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

85.48
none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

nons

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_

none

POrtohfeirt RanedsoLuorcsess--_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_

none none

TotaL------------------------------ $ 151,103.47

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fund...--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdas nUkns-p-a-i-d--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d__.._-_-_--_

25,000.CO 5,COO 00 1,677.61
none none
65.00 331.38
none
75,027.65 38,874.05 5,126.78
none none none none

Total----- __ ------------------------_ $ 151.103.47

80

DEPARTMENT OF BA~KI~G

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE TOBACCO BELT TRUST COMPANY

Lakeland, Ga.

As called for by the Superintendent of Banks.

E. D. RIVERS,

R. C. FREEMA~,

President.

Cashier.

Date of Charter: 4-6-1927

Began Business: 3-25-1929

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned......... Banking House and Lot.......... Furniture and-Fixtures............ Other Real Estate owned.......... . Cash in Vault and amounts due
flom approved Reserve Agents. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if anYl----------------Advance on Cotton and other
Co=odities.--------------------Customers Liability on Letters of
Credit and Acceptances......... . Profit and Loss.................... Other Resources.................... .
TotaL......................... $

none
59,800.00
none none
4,303.06
none none none none none none none none
64,103.06

LIABILITIES:

CSuarpoiltuals SFtuoncdk........_.___._.__._._._._._._._._._._._._.._ $
Undivided Profits-----------------. Reserve Funds----------------------
Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks.................... CDeermtiafinedd DCehpeocskists.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit...... . LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities------------------

50,000.00
none
10,416.35
none none none none none none none none
none
3,686.71
none none

TotaL------------------------------ $ 64,103.06

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

LAKE PARK BANK

Lake Park, Ga.

As called for by the Superintendent o: Banks.

EWELL BROWN,

E. W. MASON,

President.

Ca~hier.

Date of Charter: 1-!l'l-1906

Began Business: 3-1906

RESOURCES:

Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned......... Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn.k..s.-.-.-.-.-.-.-.-.-.-.-.-.-.-..-.-.-.---.-.-. Overdrafts (if any)................. Advance on Cotton and other
Commodities..................... . Customers Liability on Letters of
Credit and Acceptances........... Profit and Loss...................... Other Resources....................

30,528.93
1,210 00 2,000.00 1,500.00
329.50
e. 202.40
none none
11.87
none
none none none

TotaL------------------------------ $ 41,782.70

LIABILITIES:
Capital Stock______________________ _ Surplus Fun<L--------------------Undivided Profits.................. Reserve Funds---------------------DDiuveidtoenBdsanUknp--a-id--..-.-.-.-.-.-.-.-.-.-.--.-.-.-.-.-.-. Cashiers Checks.................... Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities..------------------

15,000.CO 4,500.00 1,207.75
none none none
80.15
none
14,788.80 2,206.00
none
none
4,COO.GO
none none

TataL------------------------------ $ 41.782.70

ELEVENTH ANNUAL REPORT

81

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BRAND BANKING CO.

Lawrenceville, Ga.

As called for by the Superintendent of Banks.

C. H. BRAND,

G. C. MONTGOMERY,

President,

Cashier.

Date of Charter: 6-'2-1905

Began Business: 7-17-1905

RESOURCES!

Loans and Discounts ______________ $ 331,496.94

Certificates of Indebtedness and

Bonds and Stocks owned...------ 130,992.69

FBuarnnkiitnugr eHaonudseFaixntdurLeos _t-_-__-_-_-_-_-_-_-_--_ Other Real Estate owned..________ _

none 2,8CO .00 27,925.28

Cash in Vault and amounts due

from apvroved Reserve Agents.. 291,002.67

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items-------------------------- 4,144.19

Overdrafts (if anYl-----------------

386.37

Advance on Cotton and other

Commodities---------------------- 9,782.77

CuCsrteodmiterasnLdiAabcicleitvYtanocnesL..e_t_t_e_r__s__o_f

none

Profit and Loss..--------------------

none

Other Resources-------------------- 2,517.46

TotaL------------------------------ $ 8C1,C48.37

LIABILITIES:

Cavital Stock.______________________ $ 50,0CO.OO

Survlus Fund---------------------- 50,0CC .00

Undivided Profits------------------ 57' 916.87

RDeuseertvoeBFanukn.d~-s---_-_-_-_-_-_-_-__-_-_-_-_-_-_-_---------_Dividends Unvaid..________________ _

none none none

CCaesrthiifeiersd CChheecckkss..-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

847.83
none

Demand Devosits------------------ 283,439.19

TSiamviengCserDtiefvicoastietss.o..f.D..e__v_o__s_i_L__._._._.._

none 358,844.48

Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s________________ ____

none none

Notes and Bills Rediscounted...... Other Liabilities--- ____ -- ________ __

none none

TotaL______________________________ $ 801,048.37

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF LENOX

Lenox, Ga.

As called for by the Superintendent of Banks.

J. D. ROBIKSON,

A. M. WILLIAMS,

President.

Cashier.

Date of Charter: 6-20-1907

Began Business: 6-25-1907

RESOURCES!

Loans and Discounts-------------- $ 73,019.49

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._..__._._._._.._

none 500 00

FOuthrneirtRureealaEndstaFtiextouwrensed-.-.-__-_-_-_-_-_-_--_ Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from

1,000.CO 21,319.85 38,930.39

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1.924 03 75.00 49.58

Advance on Cotton and other

Commodities----------------------

56.98

CuCsrteodmiterasnLdiaAbciclietpYtaonnceLs_e_t_t_e_r_s__o__f Profit and Loss____________: ______ __

none none

Other

Resources---------------------

-

none
--

TotaL------------------------------ $ 136.875.32

LIABILITIES:
Cavital Stock_______________________ $ USunrdvivluidseFduPnr<oLf-it-s--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Reserve Funds.. ____________________ _ Due to Banks..____________________ __ Dividends Unpaid..________________ _ Cashiers Checks-------------------CDeermtiafinedd DCehveocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of DevosiL----Savings Devosits ______ ------------Letters of Credit and Accevtances
executed for Customers---------Bills Payable. __ -------------------Notes and Bills Rediscounted...... Other Liabilities___________ --------

30,00C.OO 6,000.00
40.61 none none 1,200.00 98.61 150.00 53,056.06 46,330.04 none none none none none

TotaL ______________________________ $ 136,875.32

82

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BANK OF LESLIE

Leslie, Ga.

As called for by the Superintendent of Banks.

E. L. WILSON,

W. T. ANDERSON,

President.

Cashier

Date of Charter: !i!-4-1905

Began Business: 1905

RESOURCES:

Loans and Discounts-------------- $ CeBrtoinfidcsataensdoSf t oI ncdkes botwe dnende.s._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-i-f-a--n_y__) -_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r
CuCsrteodmitearsnLdiaAbcicleitpYtaoncnesL_e_t_t_e_r_s__o_ f_
POrtohfeirt aRnedsoLuorcseSs-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

73,614.86 none
4,7GC .CO 3,0CO .00
none 65,8C9.03
18.9? 1.50 none none none none none

TotaL------------------------------ $ 147,144.37

LIABILITIES:

Capital StoclL--------------------- $ surolus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings DepositS------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanydabBleil.l-s--R--e-d-i-s-c-o-u--n-t-e-d-.-.-_-__--_ Other Liabilities-------------------

25,COO.OO 25,0CO.OO 9,435.54
none none 40.CO 115.63 none 70.852.50 16,700.70 none norte none none none

TotaL ______________________________ $ 147.144.37

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS STATE BANK

Lincolnton, Ga.

As called for by the Superintendent of Banks.

JAS. H. BOYKIN,

H. B. PITT,

President.

Cashier.

Date of Charter: 9-26-1911

Began Business: 12-2-1911

RESOURCES:

Loans and Discounts-------------- $ 106,779.88

Certificates of Indebtedness and

Bonds and Stocks owned..______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _

l6,l50.CO
11.,625500..0o0c
1,800.00

Cash in Vault and amounts due

from approved Reserve Agents-Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

44. 723.C9 7,044.57
527.55 none

AdCvoa=ncoeditoines_c_o_t_t_o__n___a__n_d____o_t_h__e_r 10,267.04

CPruCosrfteiotdmaitenardsnLLdoiAsasbc_ic_le_ip_t_yt_a_no_cn_e_s_L__e___t__t_e____r__s____o__f Other Resources___________________ _

none none none

----

TotaL------------------------------ $ 190.192.73

LIABILITIES:

Capital Stock..--------------------- $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit-----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable______________________ _ Notes and Bills Rediscounted..---Other Liabilities..------------------

25,0CO.OO 15,000.00 2,000.00 2,317.66
none 2. 000.00
278.50 none 75,579.71 53.016.86 none none l5,00C.OO none none

TotaL------------------------------ $ 190.192.73

ELEVENTH ANNUAL REPORT

88

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS & CONTRACTORS BANK

Lithonia, Ga.



As called for by the Superintendent of Banks.

R. H. TRIBBLE,

JNO. DEJ. TURNER,

President.

Cashier.

Date of Charter: 7-14-1930

Began Business: 7-14-1930

RESOURCES:

Loans and Discounts------------- $ 38,62C.03 Certificates of Indebtedness and

BFuaBrnonkniitdnusgraeHnaodnudSsetFoaicXnktdsuorLewosn_t__e__d___._.__-__-__-__-__-__--__ Other Real Estate owned,________ _ Cash in Vault and amounts due

5,000.00
3,5CO.OO 1,500.CO 2,200.00

from approved Reserve Agents.. 24,451.94 Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances__________

239.47
none none none none

POrtohfeirt aRnesdouLrcoess_s_-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-__-_-

none
10.00

TotaL ______________________________-$ -75- ,521-.44

LIABILITIES:

Capital Stock.---------------- $ Surplus Fun<L--------------Undivided ProfitS-------------- Reserve Funds------------------- Due to BankS.-------------------- CDaivsihdieenrsdsCUhencpkasi_d_._._-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Certified Checks___________________ _
Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. __ _ Other Liabilities--------------

25,000.00
none
2,273.63
none none none
58.39
none
28,557.66 18,475.13 1,156.63
none none none none

TotaL. _________ -------------- __ $ 75,521.44

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE PEOPLES BANK

Lithonia, Ga.

As called for by the Superintendent of Banks.

A. J. ALMAND,

I. M. STARR,

Prescdent.

Cashier.

Date of Charter: 8-26-1910

Began Business: 1910

RESOURCES:

Loans and Discounts ______________ $ 59,358.47

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_-_-__-_-_-_-_--_ Furniture and Fixtures___________ _

28,808.82 7,500.00 1,500.00

Other Real Estate owned..------- 1,165.00

Cash in Vault and amounts due

from approved Reserve Agents.. 63,350.67

Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_

415.03

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_

none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e_r_s___o_f

none

- - - - PrOfit and Loss---------------------
Other Resources-------------------

none none

TotaL ______________________________ $ 162,097.99

LIABILITIES:
Capital Stock----------------------- $ Surplus Fun<L-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------LBeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c__e__s__ Notes and Bills Rediscounted.... Other LiabilitieS-.------- __ ------

25,000.00 20,000.00 7,655.00
none none
2,000.00 1,226.75
none
59,877.84 34,321.03 12,017.37
none none none none

TotaL.---------------------------- $ 162,097.99

84

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

LOGANVILLE BANKING CO.

Loganville, Ga.

As called for by the Superintendent of Banks.

W. T. BROOKS,

MARY BROOKS,

President.

Cashier.

Date of Chart!r: !l-l-190!l

Began Business: 3-24-1902

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
trom apvroved Reserve Agents. Checks for Clearing and Due from CaosthheItreBmasn.._k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_
Overdrafts (if anYl----------------AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__er_
CuCsrteodmitearsnLdiAabcicleitvYtanocnesL..e_t_t_e_r_s__o_ f_ Profit and Loss..___________________ _ Other Resources..__________________ _

37,434.65 24,40C.OO 1,400.00 1,800.00 33,542.58 30,262.86
147.30 74.00 none 3,216.07 none none 1,529.62

TotaL------------------------------- $ 133,807.08

LIABILITIES:
Cavita1 Stock.______________________ $
Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks...--------------------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskitss.....-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings Devosits------------------L eetxt eecr sutoefdCf or er dCi tuas tnodmAe rcsc_e_v__t_a_n_c__es_ Bills Payable.._______ ---------------Notes and Bills Rediscounted____ _ Other Liabilities-------------------

25,000.00 none
2,893.98 200 00 none none 250.34 none
32,025.01 73,437.75
none none none none none

TotaL------------------------------ $ 133,807.08

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

LOVEJOY BANKING COMPANY

Lo ejoy, Ga.

As called for by the Superintendent of Banks.

R. L. DICKSON,

G. P BABB,

President.

Cashier.

Date of Charter: 2-!W-1909

Began Business: 1909

RESOURCES:

Loans and Discounts-------------- $ 38,004.82

Certificates of Indebtedness and

Bonds and Stocks owned..______ _

none

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-..-_-_-_-_-_-_-_--_

1,450.00 1,900 00 6, 237.31

Cash in Vault and amounts due

from avvroved Reserve Agents._ 3,059.57

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrteamftss..(.if-a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

500.00 267.52 none

AdCvoamncmeodoitnies.c._o_t_t_o__n___a_n__d____o_t_h__er_

none

Customers Liability on Letters of

Credit and Accevtances----------

none

Profit and LOSS---------------------

none

Other

Resources..--------------------

-

none
--

TotaL------------------------------- $ 51,419.22

LIABILITIES:
Capital Stock.______________________ $ Surolus Fun<L____________________ _ RUensdeirvviedeFduPndrosf_i_t_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Devosits------------------BLeieltxltseePcrsuatyoeafdbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c___e_s__ Notes and Bills Rediscounted..___ _ Other Liabilities...._________________ _

15,000.00 10,000.00
258.77 none none none 102.09 none 14,508.36 850.00 none none 10,7(0.00 none none

TotaL----------------- ___ ------ _____ $ 51.419.22

ELEVENTH ANNUAL REPORT

85

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF LULA

Lula, Ga.

As called for by the Superintendent of Banks.

S. B. CARTER,

E. F. WHITWORTH,

President.

Cashier.

Date of Charter: 12-4-1904

Began Business: 12-4-1904

RESOURCES:

Loans and Discounts-------------- $ 23,537.92 CeBrotinfidcsataensdoSftoInckdsebotwednende.s._s__a__n_d_ 9,000 00

BF ua rnnkiitnugr eHaonudseFaixntdurLeos _t-_-__-_-_-_-_-_-_-_--_ Other Real Estate owned..________ _

2,556.16 3,494.25
none

Cash in Vault and amounts due from approved Reserve Agents-- 16,536.79

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

270.85
none

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-l-i-tY---o--n--L--e-t-t-e-r-s--o--f

8C0.63

Credit and Acceptances---------

none

Profit and LOSS..--------------------

none

Other Resources..-------------------- - -no-ne

TotaL------------------------------- $ 56,196.f0

LIABILITIES:
Capital Stock.____ , _________________ $ Surplus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrtDifeipcaotseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

15,000.00 1,000.00 1,233.73
none none none
446 00
none
35,158.13 3,358.74
none
none none none none

Total-------------------------------- $ 56,196.60

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Lumber City, Ga

As called for by the Superintendent of Banks.

D. C. McLEAN,

W. E. DAWSON,

President.

Cashier.

Date of Charter: 8-7-1914

Began Business: 4-j!Q-1925

RESOURCES:

Loans and Discounts-------------- $ 22,455.17

CeBrotinfidcsataensdoSf toI nckdse botwe dnneeds._s__a__n_d_

none

Banking House and Lot----------- 7,162.83

Furniture and Fixtures------------ 2,950.CO

Other Real Estate owned..-------- 9,793.36

Cash in Vault and amounts due

from approved Reserve Agents-- 5,599.90

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrteamftss..(_i_f-a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on cotton and other

Commodities----------------------

none

Customers Liability on Letters of

Credit and Acceptances..--------

none

Profit and LoSS..-----------

none

Other Resources...--------- -2,-779-.94

Total---------------------- $ 50,741.20

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------- Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_.__-_____-_ Notes and Bills Rediscounted..___ _
Other Liabilities--------

15,000.00
none
323.39
none none none
23.00
none
27,224.84 8,169.97
none
none none none none

Total__________________ $ 50,741.20

86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, 1930, of the

FARMERS STATE BANK

Lumpkin, Ga.

As called for by the Superintendent of Banks.

E. L. CARTER,

A. T. FORT,

President.

Cashier.

Date of Charter: 10-21-1911

Began Business: 1911

RESOURCES:

Loans and Discounts-------------- $ 80,527.08 Certificates of Indebtednes~ and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and FixtUres____________ Other Real Estate owned..________ _

20,243.59 6,0(.0.00
6,853.80 8,395.00

Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from

21,131.18

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2.114.28 372.57
1,356.93

Advance on Cotton and other

Commodities---------------------- 23,530.62

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL.,e_t_t_e_r_s__o_ f_

none

Profit Other

and LOSS---------------------
Resources--------------------

-

none
-no-ne

Total------------------------------- $ 170,525.C5

LIABILITIES:

Capital Stock---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS..---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p-o-s-i-t-_-_-_-_-_-_--_ Savings Depo~its ..----------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted..____ Other Liabiliti6S------------------

28,000.00 12,000.00 12,509.42
none none
285.00 575.51
none
88,924.41 17,624.11 4,95e .60
none none
5,65C.OO
none

Total----------- $ 170,525.05

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

LUTHERSVILLE BANKING CO.

Luthersville, Ga.

As called for by the Superintendent of Banks.

E. C. NORRIS,

L. W. McKOON,

President.

Cashier.

Date of Charter: 8-11-1901}

Began Business: 8-3-1906

RESOURCES:

Loans and Discounts-------------- $ 43,271.17

Certificates of Indebtedness and

Bonds and Stocks owned...------

none

BFuanrnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.. ________ _

1,700.00 850 .CO
7,10G.OO

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 6,830.32

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none
291.59

Advance on Cotton and other

Commodities.... __ .---------------- 2,578.58

Customers LiabilitY on Letters of

- - - - Credit and Accei>tances----------
Profit and LOSS..-------------------Other ResourceS-------------------

none none none

Total------------------------------- $ (2,621.66

LIABILITIES:

Cai>ital Stock---------------------- $ 25,000.00

Surplus Fund.--------------------Undivided Profits------------------

11,000.00
none

Reserve Funds----------------------

none

Due to Banks-----------------------

none

Dividends Unpaid..-----------------

1.500 co

Cashiers Checks--------------------

145.35

Certified Checks..-------------------

none

TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-i->-o-s-i-t-_-_-_-_-__--_

21,214.65 3, 761.66

Savings Deposits-------------------

none

Letters of Credit and Accei>tances

executed for Customers----------

none

BNiolltessPaanyadbBleil.l_s--R-e-d--i-s-c-o-u--n-t-e-d-.-.-_-__--_

none none

Other LiabilitieS-------------------

none

J

Total------------------------------- $ 62,621.66

l

ELEVENTH ANNUAL REPORT

87

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MERCHANTS & CITIZENS BANK

McRae, Ga.

As called for by the Superintendent of Banks.

0. F. McRAE,

0. F. McRAE,

President.

Cashier.

Date of Charter: 3-28-1929

Began Business: 2-23-1929

RESOURCES:

Loans and Discounts ______________ $ 188,594.74

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures____________

7,oncoo.noeo
3,000.00

Other Real Estate owned---------- 23,040.27

Cash in Vault and amounts due

from aovroved Reserve Agents .. 43,199.37

Checks for Clearing and Due from

other Banks..-------------------

440.33

Cash Items-------------------- 1,004.04

Overdrafts (if anYl------------ Advance on Cotton and other

463.49

CuCCsroteo=dmoitedraisntiLdeisAa.b-ci-cl-ei-tv-yt-a-on-nc-eL-s-e__t_t_e-_r-_s_-_o_-f_

2,196.89
none

Profit and LOSS----------------- Other Resources...----------

none none

TotaL............. $ 268,939.13

LIABILITIES:

Caoital Stock---------------- $ 50,COO.OO

Survlus Fund._---------- 15,000.00

Undivided Profits..----------- 5,104.37

Reserve Funds---------------

none

Due to Banks.------------------.

none

Dividend~ Unpaid.------------

none

Cashiers Checks----------- ----Certified Checks---------------

3,955.41
none

Demand Deposits.. -------------- 147,979.50

Time Certificates of Deoosit.------ 46,899.85

Savings Deposits----------------

none

Letters of Credit and Accevtances

executed for Customers.......

none

Bills Payable._--------------- Notes and Bills Rediscounted----

none none

Other Liabilities __ ---------

none

Total--------------------- $ 268,939.13

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

LUTHER WILLIAMS BANK AND TRUST CO.

Macon, Ga.

As called for hy the Superintendent of Banks.

LUTHER WILLIAMS,

H. V. WILLIAMS,

President.

Cashier.

Date of Charter: 6-28-1924

Began Business: 7-1-1924

RESOURCES:

Loans and Discounts..........$ 1,533,017.96

Certificates of Indebtedness and

Bonds and Stocks owned----- 138,658.76

Banking House and Lot........... 51,160.00

Furniture and Fixtures............ 14,626.56

Other Real Estate owned.......... 49,810.38

Cash in Vault and amounts due

from avoroved Reserve Agents.. 147,525.37

Checks for Clearing and Due from

other Banks._--------COavsehrdIrtaefmts s(-if--a-ny)-..--.-.-.---------

1.75
none none

Advance on Cotton and other

Co=odities................

none

Customers Liability on Letters of

Credit and Acceotances....

120.CO

Profit and Loss........

none

- - - - Other Resources...... 8,901.99

Total..-------$ 1.943,822.77

LIABILITIES:

Capital Stock..... ---------------..$ Survlus Fund __ -------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks._-_---------------- Dividends Unoaid.----------------Cashiers Checks....... Certified Checks...----------------Demand Deoosits. _---------------Time Certificates of Deposit------LSaevttienrgssoDf eCoroesdiitts .an.-d--A--c-c-e-o--t-a-n-c-e--s
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted.... Other Liabilities._-----------

100,000.00 65,000.00 38,976.28
none
27,537.30 27.50
17,699.55 2,615.33 610,652.29 195,402.43 885,720.43
120.00
none none
71.61

Total.. -----------------$ 1,943,822.77

88

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MACON SAVINGS BANK

Macon, Ga.

As called for by the Superintendent of Banks.

JESSE B. HART,

C. C. CUNNINGHAM,

President.

Cashier.

Date of Charter: 3-4-1874

Began Business: 1-18-1875

RESOURCES:

Loans and Discounts-------------- $ 599,584.50

CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 153,159.67

BF ua rnnkiitnugr eHaonudseFaixntdurLeos _t-_-_-_-__-_-_-_-_-_--_ Other Real Estate owned..________ _

31,000.00 5,E80.45 38,526.43

Cash in Vault and amounts due

from approved Reserve Agents-- 81,212.58

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none
5.15

Advance on Cotton and other

CPruCCosrfoteio=tdmaiotendradsintLLdieoiAasssbc.-.ic-_le-_ip-_ty-_t_-a_-no_-cn_-e_-s_L-._-.e_-__-t_t_-_e_-__r-___s-__-__o--__f

none none none

Other Resources..------------------- 6,390.07

TotaL------------------------------ $ 915,558.85

LIABILITIES:

Capital Stock.______________________ $ Surplus Fund _____________________ _

50,000.00 lOO,COO.OO

RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Due to Banks______________________ _

5,985.73 48,203.79
none

CDaivshidieenrsdsChUencpkasi_d__.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,000.00 10,513.68

Certified Checks--------------------

none

TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_

8,0CO.OO 77,823.75

Savings Deposits------------------- 613,031.90

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted..____

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 915,558.85

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF MADISON

Madison, Ga.

As called for by the Superintendent of Banks.

W. P. BEARDEN,

E. G. ATKINSON,

President.

Cashier.

Date of Charter: 1~-~6-1888

Began Business: 1-1-1890

RESOURCES:

Loans and Discounts-------------- $ 161,701.05 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_-_-_-__-_-_-_--_

131,216.25 7,500.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

2,141.95 32,040.71

Cash in Vault and amounts due

from approved Reserve Agents.. 25,490.56

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrteamftss..(.i.f_a_ n--y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_

1,972.63
none
98.29

Advance on Cotton and other

Co=odities..--------------------- 7,196.93

Customers LiabilitY on Letters of

Credit and Acceptances..-------

none

Profit Other

and LOSS..--------------------
- Resources..-------------------

-

none
-no-ne

Total-------------------------------- $ 369.358.37

LIABILITIES:
Capital Stock...-----------------$
SurplUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks...--------------------DiVidends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..____ Other Liabilities...------------------

100,000.00 75,000.00
580.19
none none
535.00 399.24
none
95,214.62 17,593.50 80,085.82
none none none none

Total------------------------------- $ 369,358.37

ELEVENTH ANNUAL REPORT

89

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF MANCHESTER

Manchester, Ga.

As called for by the Superintendent of Banks.

C. V. TRCITT,

D. H. SMITH,

President.

Cashier.

Date of Charter: 1-28-1910

Began Business: 2-2-1910

RESOURCES:

Loans and Discounts ______________ $ 255,534.33

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_

91,189 .30 10,107.76

FOUthrenritRureealaEndstaFtiextoUwrnese-d-.-_-_-_-_-_-_-_-_--_

none
3,280 .e3

Cash in Vault and amounts due

from approved Reserve Agents.. 136,190.68

Checks for Clearing and Due from

other Banks----------------------

681.45

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1.146.33 635.89

AdCvoa=ncoediot!nesC__o__tt_o__n___a__n_d____o_t_h__e_r

843.67

CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r__s__o_f

none

Profit and Loss---------------------

none

O

ther

Resources...-------------------

-

none ---

TotaL------------------------------ $ 499,e!0.04

LIABILITIES:

Capital Stock..______________________ $ 50,000.00

Surplus Fun<L--------------------- 50,000.00

Undivided Profits------------------ 33,968.41

Reserve Funds..-------------------. DDiuveidtoenBdsanUknSp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__-

14,972.56
none
2.535.00

CCearsthifieierds CChheecckkss.-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__-

962.64 489.45

Demand Deposits------------------ 167,864.68

TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it_._._._._._._.

43,500.39 135,316.91

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer..C.. u__s_t_o_m__e__rs__._._._._._._._._. ._

none none

Notes and Bills Rediscounted.....

none

Other Liabilities----- ____ .. --------

none

TotaL------------------------------- $ 499,610.04

STATEMENT

Showing condition at the close of Business Dect;.mber 31, 1930, of the

MERCHANTS & FARMERS BANK

Marietta, Ga.

As called for by the Superintendent of Banks.

G. F. HAGOOD,

W. E. SCHILLING,

President.

Cashier.

Date of Charter: 6-15-1911

Began Business: 7-15-1911

RESOURCES:

Loans and Discounts.............. $ 194,585.38

Certificates of Indebtedness and

Bonds and Stocks owned........ 20,681.57

Banking House and Lot........... 30,000.00

FUrniture and Fixtures............ 5,000.00

Other Real Estate owned.......... 29,279.26

Cash in Vault and amounts due

from approved Reserve Agents.. 82,183.41

Checks for Clearing and Due from

CaosthheIrteBmasn_k_s__.._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

3,161.99 328.87
none

AdCvoa=ncoeditoines.c._o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers Liability on Letters of

Credit and Acceptances...........

none

Profit and Loss...................... 4,667.25

Other Resources.....................

none

TotaL------------------------------ $ 369,887.73

LIABILITIES:

Capital Stock..______________________ $ 50,000.00

uSunrdpivluidseFduPnr<oLfi-t-s-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-

8,500.00
none

Reserve Funds---------------------- 11,213.00

Due to Banks----------------------- 10,000.00

DiVidends Unpaid..-----------------

44.00

Cashiers Checks--------------------

710.88

Certified Checks..-------------------

none

Demand DepositS------------------ 188,050.51

Time Certificates of Deposit.......

700.00

Savings Deposits------------------- 100,669.34

Letters of Credit and Acceptances

BielxlsecPuatYedabfloer__C__u_s_t_o_m__e__r_s_._._._._._._._..__.

none none

Notes and Bills Rediscounted.....

none

Other Liabilities ------------------

none

TotaL------------------------------- $ 369,887.73

90

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE CITIZENS BANK

Marshallville, Ga.

As called for by the Superintendent of Banks.

C. C. HASLAM,

C. C. HASLAM,

President.

Cashier.

Date of Charter: 12-24-1906

Began Business: 1-1-1907

RESOURCES:

Loans and Discounts-------------- $ 98,957.16

Certificates of Indebtedness and

Bonds and Stocks owned........ 31.750 00

Banking House and Lot........... 4,104.00

Furniture and Fixtures............ 1,955.00

Other Real Estate owned.......... 13,219.41

Cash in Vault and amounts due

from approved Reserve Agents. 21,982.79

Checks for Clearing and Due from

other Banks.... -----------------COavsehrdIrtaefmtss.(.if..a. n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

247.19
none
88.94

Advance on Cotton and other CommoditieS----------------------
Customers LiabilitY on Letters of

'-~e

Credit and Acceptances...........

none'

Profit and LOSS--------------------

none

Other ResourceS..------------------

nQnQ.

TotaL----------------------------- $ 172.304.49

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers........ Bills Payable________ --------------Notes and Bills Rediscounted.. Other LiabilitieS...------------------

18,000.00 30,000.00 18,202.62
214.86
none
102.00 248.88
none
53,836.73 3,365.73 48,333.67
none none none none

TotaL'----------------------------- $ 172,304.49

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

GEORGIA BANKING COMPANY

Marshallville, Ga.

As called for by the Superintendent of Banks.

J. C. WALKER,

C. W. KINMAN,

President.

Cashier.

Date of Charter: 9-19-1910

Began Business: 9-27-1910

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.... Banking House and Lot........ Furniture and Fixtures............ Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anY>----------------Advance on Cotton and other CuCsotmommeordsitLieias.b..i.li-t-Y---o-n--L--e-t-t-e-r-s--o-f-
Credit and Acceptances.-------Profit and LoSS--------------------Other Resources..-------------------
Total.. $

57,443.39
none
2,400.00 1,800.00 ll,063.98
9,180.34
100.77 125.00
none
none
none none none
82,ll3.48

LIABILITIES:

Capital Stock.......... $ Surplus Fund.......... Undivided Profits............. Reserve Funds......... Due to Banks.............. Dividends Unpaid........... Cashiers Checks......... Certified Checks.......... Demand Deposits................ Time Certificates of Deposit...... Savings Deposits.............. Letters of Credit and Acceptances
executed for Customers..... BNiolltsesPaanyadbBleil.l.sRed-i-s-c-o-u-nted.-. Other Liabilities........

30,000.00 6,000.00 3,869.71
none none none
7.50
none
13,361.31
none
19,874.96
none
9,000.00
none none

TotaL. $ 82.ll3.48

ELEVENTH ANNUAL REPORT

91

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF MEANSVILLE

Meansville, Ga.

As called for by the Superintendent of Banks.

U. L. TAYLOR,

H. G. LANGFORD,

President.

Cashier.

Date of Charter: 3-1-1911

Began Business: 4-1-1911

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks ownecL....... Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items.------------------------Overdrafts (if anY>----------------AdCvoan=coed iotni e sC__o_t_t_o__n___a_n__d____o_t_h_e_ r_
Customers Liability on Letters of Credit and Acceptances----------
Profit and LOSS--------------------Other Resources--------------------

88,745.64
none
1.750.03 2,250.00 2,5CO.OO
19,338.02
none none none
1,588.89
none none none

TotaL.----------------------------- $ 116,172.55

LIABILITIES:
Capital Stock_______________________ $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL.---------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._.__.._ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_c_L__.__.._

25,000.00 10,000.00 1, 515.67
none none none
72.40
none
34,028.96 22,637.72 22,917.80
none none none none

TotaL------------------------------ $ 116,172.55

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF MEIGS

Meigs, Ga.

As called for by the Superintendent of Banks.

J. N. CARTER,

DUNCAN BICKLEY,

President.

Cashier.

Date of Charter: 5-8-1903

Began Business: 6-1903

RESOURCES:

Loans and Discounts ______________ $ 152,058.30

Certificates of Indebtedness and

Bonds and Stocks owned.....

none

Banking House and Lot----------- 5, 725.00

Furniture and Fixtures----------- Other Real Estate ownecL.... Cash in VaUlt and amounts due
from approved Reserve Agents..

2.813.50 19.700.00
32.669.11

Checks for Clearing and Due from

other Banks.---------------------

12.29

Cash Items.------------------------Overdrafts (if anYl----------------Advance on Cotton and other

248.48 12.70

CuCsoto=moedristiLesia.-b-i-l-it-y--o--n--L--e-t-te--rs--o--f

none

Credit and Acceptances..........

none

Profit and LOSS.--------------------

none

TOothtearLR_e__s_o_u__r_c_e_s_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -213-,633967-..4024

LIABILITIES:

Capital Stock.---------------------- $ surolus Fun<L--------------------Undivided Profits------------------
Reserve Funds----------------------
Due to Banks.---------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers..... BNioltlesspaaynadbBlei.l.l.s..R.e-d--is--c-o-u-n--te--c-L-.-.-.-Other Liabilities...-----------------

75,000.00 20,000.00
713.67
none none
30.00 1,265.02
20.45 62,C05.12 48,210.71 6.391.45
none none none none

TotaL------------------------------ $ 213,636.42

92

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MENLO BANK

Menlo, Ga.

As called for by the Superintendent of Banks.

BEKJAMIN D. RIEGEL,

R. L. RAMEY,

President.

Cashier.

Date of Charter: 1D-18-1926

Began Business: 10-16-1926

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks o\vned..______ _ BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other RealEstate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities----------------------
CuCsrteodmiterasnLdiAabcicleiptyta,onnceLs_e_t_t_e_r_s___o_f
Profit and Loss--------------------Other Resources..-------------------

42,963.28
none
2,500.00
none none
13,475.81
none none none none none none none

TotaL------------------------------ $ 58.939.09

LIABILITIES:

Capital Stock----------------------- $ Surplus Fun<L--------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
Due to Banks..---------------------Dividends UnPai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Devosits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

15,000.00 3,000.00 5,187.23
166.05
none none
12.00
none
27,250 .2C 8,323.61
none
none none none none

TotaL------------------------------ $ 58,939.09

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

METTER BANKING COMPANY

Metter, Ga.

As called for by the Superintendent of Banks.

H. A. KENNARD,

P. Q. COLLINS,

President.

Cashier.

Date of Charter: 7-25-1930

Began Business: 7-26-1930

RESOURCES:

Loans and Discounts-------------- $ 38,444.83

CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_

none

Banking House and Lot-----------

none

FOuthrneirtRureealaEnsdtaFtLeJ{ojw;unreesd-.-_-_-_--_-_-_-_-_--_ Cash in Vault and amounts due

640.45
none

from approved Reserve Agents__ 71,713.67

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__er_ 7,883.07

Customers LiabilitY on Letters of

Credit and Acceptances..---------

none

Profit and Loss---------------------

none

Other Resources--------------------- - -no-ne

TotaL------------------------------ $ 118,682.02

LIABILITIES:

CSuarppiltuals SFtoucnk.L.--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatwedabfloer__C_u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other Liabilities-------------------

25,000.00
none
606.06
none none none
571.00
none
92,504.96
none none none none none none

Total-------------------------------- $ 118,682.02

ELEVENTH ANNUAL REPORT

93

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF MILAN

Milan, Ga.

As called for by the Superintendent of Banks.

J. M. COOK,

W. C. McCRANIE,

President.

Cashier.

Date of Charter: H!-5-1906

Began Business: 1906

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<__L_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owne<L________ _ Cash 1n Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from CaosthheIrteBmasn__k_s__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other CuCsotmommeordsitLieisa_bi-l-i-t-y--o-n---L-e--tt-e--rs--o--f PrCorfeitdaitnadnLdoAss.c.c__e_p_t_a_n__c_e_s_._.-_-_-_-_-_-_-_--_
Other Resources..-------------------

55,355.91
none
11,564.00 2,800.CO 2,600.00
27,144.27
244.46
none none
2,693.31
none none none

TotaL------------------------------- $ 102,401.95

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaiVshidieernsdsCUhencpkasi_<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..__________________ _ TDiemmeaCnderDtifeipcoatseistso--f-D--e-p-o--s-it-_-_--_-__-_--_ SaVings Deposits------------------_ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities-------------------

30,0CO .00 3,800 00
50.92
none none
40.00 298.71
none
36,489.95 31,722.37
none
none none none none

TotaL------------------------------ $ 102,401.95

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

EXCHANGE BANK

Milledgeville, Ga.

As called for by the Superintendent of Banks.

OTTO M. CONN,

H. G. BANKS,

President.

Cashier.

Date of Charter: 5-:W-1905

Began Business: 6-1903

RESOURCES:

Loans and Discounts-------------- $ 517,563.64 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont _e_<_L__-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owne<L________ _

61, E89 .48
none
7,211 11
21,344.50

Cash in Vault and amounts due

from approved Reserve Agents-- 140,21(' .41

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

11,309 03
none
1,339.37

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 2,589.74

CPruCosrfteiotdmaitenradsnLLdoiAassbc..ic_li_et_pY_t_a_on_n_c_e_Ls__e___t_t__e___r__s_____o__f

none none

Other Resources..-------------------

367.12

TotaL------------------------------ $ 763,630.40

LIABILITIES:

Capital Stock.______________________ $ 100 000.00

Surplus Fun<L--------------------- 75,000.00

Undivided Profits------------------ 27' 871.44

Reserve Funds---------------------Due to Banks-----------------------

6,414.73
none

CDaiVshidieernsdsCUhencpkasi_<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _

286.00 946 67
none

TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

553, lll.56
none

SaVings Deposits-------------------

none

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted____ _

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 763,630.40

94

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE MERCHANTS & FARMERS BANK

Milledgeville, Ga.

As called for by the Superintendent of Banks.

MARION H. ALLEN,

L. C. HALL,

President.

Cashier.

Date of Charter: 3-22-1898

Began Business: 3-1898

RESOURCES:

Loans and Discounts-------------- $ 366,963.32 CeBrotinfidcsataensdoSftoIncdksebotwendenceLs_s__a__n_d_ 9,725.42

BFuarnnkiitnugreHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate ownecL________ _ Cash in Vault and amounts due

8,840.00 5,109.e4 30,449.25

from approved Reserve Agents__ 76,016 82

Checks for Clearing and Due from

other Banks---------------------- 7,865.39

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

28.00 1.187. 29

Advance on cotton and other

CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-ei-pt-yt-a-o-n-nc-e-Ls--_e-_t-_t_-e_-_r-_-s_-o_--f_

none none

Profit Other

and LOSS---------------------
Resources---------------------

-

none
-no-ne

TotaL------------------------------ $ 506,185.13

LIABILITIES:

Capital Stock.______________________ $ 80,000.00

Surplus FUn<L--------------------- 80,000.00

Undivided Profits------------------ 23,985 45

Reserve FUnds---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_

7,403.44
none none

Cashiers Checks-------------------Certified Checks--------------------

403.70
none

Demand Deposits------------------ 314,335.54

Time Certificates of Deposit-------

57 00

Savings Deposits------------------Letters of Credit and Acceptances

none

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills RediscountecL----

none

Other LiabilitieS-------------------

none

TotaL------------------------------ $ 506,185.13

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE MILLEDGEVILLE BANKING COMPANY

Milledgeville, Ga.

As called for by the Superintendent of Banks.

:\HLLER S. BELL,

MILLER R. BELL,

President.

Asst. Cashier.

Date of Charter: 9-13-1874

Began Business: 10-13-1884

RESOURCES:

Loans and Discounts-------------- $ 707' 267.81

CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ 22.950.00

Banking House and Lot----------- 3,114.75

FOuthrneirtRureealaEndstaFtiextouwrensec--L-_-_-_-_-_-_-_-_--_

1.00 17,792.00

Cash in Vault and amounts due

from approved Reserve Agents-- 342,704.13

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,295.77
none
104.92

Advance on Cotton and other

Co=odities----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances..---------

none

POrtohfeirt aRnedsoLurocsess.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL ______________________________ $ 1,096,230.38

LIABILITIES:

Capital Stock.----------------------$ Surplus FUn<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills RediscountecL___ _ Other Liabilities-'--_----------------

50,000.00 100,000.00 33,531.77 22,000.00
none
494.00 3,276.23
none
886,928.38
none none
none none none none

TotaL ______________________________ $ 1,096,230.38

ELEVENTH ANNUAL REPORT

95

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF MILLEN

Millen, Ga. A~ called for by the Superintendent of Banks.

J. P. APPLEWHITE,

W. II. SHEPPARD, JR.,

President,

Cashier.

Date of Charter: 1-4-1893

Began Busin!'ss: 3-1-1893

RESOURCES:

Loans and Discounts-------------- $ 253,842.28

Certificates of Indebtedness and

Bonds and Stocks owned........ 13,495.00

Banking House and Lot__________ _ Furniture and Fixtures__________ __

16.000.00 5,000.00

Other Real Estate owned.......... 4,350.00

Cash in Vault and amounts due

from approved Reserve Agents.. 207,825.99

Checks for Clearing and Due from

other Banks ______ .... ____ ..--.... 2,308.85

COavsehrdIrtaefmtss .(.i-f-a- n- -y-)- -_-_-__-_-_-_-_-_-_-_-_-_-_-_-_- -_

none none

Advance on Cotton and other

Commodities... _____ ---. __ -------.

none

C uCsrteodmi te rasnLd iAa bciclei tpytaonnceLs_e_t_t_e_r_s__o__f

none

Profit and Loss---------------------

none

Other Resources.-------------------

none

TotaL------------------------------- $ 502,822.12

LIABILITIES:

Capital Stock.______________________ $ 50.000 00

Surplus Fun<L--------------------- 50,000.00

Undivided Profits------------------ 11.430.25

Reserve Funds----------------------

none

Due to Banks-----------------------

none

Dividends Unpai<L-----------------

none

Cashiers Checks--------------------

305.54

CDeermtiafinedd DCehpeocskist.s._._-_----__-_-_-_----_-_-_-__._._...

none 235,896.ll

Time Certificates of Deoosit.......

none

Savings Deoosits.. ----------------- 155,190.22

Letters of Credit and Acceotances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m-e--r-s-----__-_-_-_-_--_-_

none none

Notes and Bills Rediscounted____ _

none

Other LiabilitieS-------------------

none

Total-- ______________________________ $ 502,822.12

STATE!\lENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF MOLENA

Molena, Ga.

As called for by the Superintendent of Banks.

W. 0. JORDAN.

R H. FLETCHER

!'resident.

Cashier.

Date of Charter: 10-7-1901

Began Business: 3-1899

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_-_Furniture and Fixtures___________ _
Other Real Estate owne<L.. ------Cash in Vault and amounts due
from aooroved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f-a--n-y_)______________-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities----------------------
Customers Liability on Letters of Credit and Acceotances..........
Profit and LOSS--------------------Other Resources....-- __ ... _---- ....

47,960.05
none 1, 706.99 2.414.27 1,450.00
4,312.17
none 21.49 48.00
5,087.91
none none 326.83

Total.------------------------------- $ 63,327.71

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds....------------.----Due to Banks----------------------Dividends Unpai<L---------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceotances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._..-.-.-.Notes and Bills Rediscounted..... Other Liabilities------..----------

15,000.00 2,500.00
545.21 none none none ll.98 none 16,011.01 29,178.67 none
none none none 80.84

TotaL....------------------------- $ 63,327.71

96

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF MONROE

J\lonnw, Ga.

As called for by the Superintendent of Banks.

J. lL RADFORD,

J. P. ADA~IS,

President.

Cashier.

Date of Charter: 12-:l0-1890

Began Business: 4-2-18!)1

RE30URCES:

Loans and Discounts-------------- $ 306,146.58

Certificates of Indebtedness and Bonds and Stocks owned.______ _ 120,152.00

Banking House and Lot----------- 9,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

2,500.00 25,380.55

Cash in Vault and amounts due

from approved Reserve Agents-- 116,375.43

Checks for Clearing and Due from

CaosthheItreBmasn..k__S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

1,239 64 232.81
none

AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h_e_ r_ 35,e19.83

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f

none

Profit and Loss---------------------

none

Other Resources-------------------- 66,451.63

TotaL------------------------------ $ 683,098.47

LIABILITIES:

Capital Stock..---------------------- $ 150,000.00

Surplus Fund---------------------- 75,000.00

Undivided Profits------------------ 26,620 02

Res()rve Funds---------------------Due to Banks----------------------Dividends Unpaid------------------

7,046.81
none
9,006.00

Cashiers Checks--------------------

74.93

Certified Checks..-------------------

12.07

Demand Deposits------------------ 274,100.91 Time Certificates of Deposit------- 47.940.80

Savings DepositS------------------- 27,146.93 Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _

none none none

Other Liabilities------------------- 66.150.00

TotaL ______________________________ $ 683,098.47

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE FARMERS BANK

'Monroe, Ga.

As called for by the Superintendent of Banks.

,J. l\1. NOWELL,

C. R. BRADFORD,

President.

Cashier.

Date of Charter: 12-2-1905

Began Business: 1-1-1906

RESOURCES:

Loans and Discounts-------------- $ 176,183.41

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<__L_-_-_-_-_-_--_

176,717.63
none

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

5,150.00 13.706.25

Cash in Vault and amounts due

from approved Reserve Agents-- 158,814.84

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

852 85 8 48

Overdrafts (if anY>----------------AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

none
434.96

CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s___of_

none

Profit and LOSS---------------------

none

Other Resources..------------------- 23,040.31

TotaL------------------------------ $ 554,908.73

LIABILITIES:

CSuarppitlaulsSFtuonck;L..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $

100,000.00 30,000.00

Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L-----------------

12,318.04
none none none

Cashiers Checks--------------------

113.55

Certified CheckS..-------------------

114.16

TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-.-.-_-__-_--_

240 827 41 25,303.68

Savings DepositS------------------- 126,931.89

Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__t_e_d________ __

none
19,300.00

TotaL ______________________________ $ 554,908.73

ELEVENTH ANNUAL REPORT

97

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MONTROSE BANKING CO.

Montrose, Ga.

As called for by the Superintendent of Banks.

W. G. THOMPSON,

I. N. MEADOWS, JR.,

President.

Cashier.

Date of Charter: 9-4-19ll

Began Business: 9-4-1911

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsaatensdoSftoInckdsebotwendende.s..s__a__n_d_ Ba,nking House and Lot__________ _ FUrniture and Fixtures___________ _ Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clewring and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-J-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvo.amnmceodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
Customers LiabilitY on Letters of Credit and Acceptances..---------
POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

18,719.38
24e .75 2,500 00 2,524.78
none
11,695.16
none
10.51 28.80
189.73
none none
187 99

TotaL------------------------------- $ 36,103.10

LIABILITIES:
Capital Stock.______________________ $ SUrPlUS Fun<L--------------------Undivided ProfitS-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid..----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcoasteitsSo-f--D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LBeieltxltseePcrsuatoyefadbCfloreer_d_C_it_u_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._._

15,000.00
none
827.92
none none none none none
9,536.64 3,574.41
none
none
7,164.13
none none

TotaL.... --------------------------- $ 36,103.10

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE CITIZENS BANK

Morven, Ga.

As called for by the Superintendent of Banks.

R. C. LESTER, SR.,

B. T. HARRIS,

President.

Cashier.

Date of Charter: 2-12-1927

Began Business: 2-21-1927

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_-_-_-__-_-_-_--_ FUrniture and Fixtures___________ _ Other Real Estate owned...-------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other CuCsotommmeords iLtiiea&bi.l-i-t-Y---o-n---L--e-t-t-e-r-s--o--f PrCorfeitdaitnadnLdoAssc..c_e__p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_ Other Resources.. __________________ _

24,374 23
none
1,000 00 1,880.00
none
4.one.73
none none
173.92
970.26
none none none

TotaL.----------------------------- $ 32.405.14

LIABILITIES:
Capital Stock.______________________ $ SUrPlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCae.rsthifiieerds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Demand Deposits_________________ _ Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._._

15,000 00
none
74.83
none none none
355.47
none
13.886.14 3,073.77
14.93
none none none none

TotaL------------------------------ $ 32,405.14

98

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MOULTRIE BANKING CO.

Moultrie, Ga.

As called for by the Superintendent of Banks.

W. C. VEREEN,

M. L. LEE,

President.

Cashier.

Date of Charter: 7-8-1896

Began Business: 1896

RESOURCES:

Loans and Discounts--------------$ l,f58,211.32 Certificates of Indebtedness and

Bonds and Stocks owned......... 126.932.47

Banking House and Lot----------- 81.016.80

Furniture and FixtUres-----------Other Real Estate owned__________

none none

Cash in Vault and amounts due from approved Reserve Agents.. 533,285.17
Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

28.588.25 6. 714.81
205.22

Advance on Cotton and other Commodities----------------------
Customers Liability on Letters of

438.98

Credit and Acceptances---------

none

Profit and LOSS---------------------

none

Other ResourceS--------------------

none

----

Total--------------------------------$ 2,435,393 .02

LIABILITIES:

Capital Stock.------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand D,eposits.._________________ _ Time Certificates of Deposit______ _
Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted..... Other Liabilities_------------------

200,000.00 300,000.00 17,418.20
none none 24,000.00 7,972.97 110.00 891,006.27
..... 718,358.60
275,562.75 none none none 9f4.23

TotaL. ____________________ . __ --- ___$ 2, 435,393 .02

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE MOUNT VERNON BAl'iK

Mount Vernon, Ga.

As called for by the Superintendent of Banks.

D. A. McRAE,

W. A. PETERSON,

President.

Cashier.

Date of Charter: 12-21-1900

Began Business: 1-24-1901

RESOURCES:

Loans and Discounts-------------- $ 123.259.10

Certificates of Indebtedness and

Bonds and Stocks owned..______ _ Banking House and Lot__________ _

49,915.40 3,429.33

Furniture and Fixtures___________ _ 2.077.97

Other Real Estate owned..________ _ 12,604.69

Cash in Vault and amounts due

from IUJptoved Reserve Agents.. 88,454.63

Checks for Clearing and Due from

CaosthheItreBmas.n._k_s_._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none none 59.63

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of

Credit and AcceptanceS----------

none

Profit and LOSS---------------------

none

Other ResourceS--------------------

none

TotaL------------------------------ $ 279,800.75

LIABILITIES:
Capital Stock.._____________________ $ Surplus Fund.. -------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted...... Other LiabilitieS-------------------

15,000.00 45,000.00 15,636.36
none none 1,200.00 822.48 none 82,974.51 86,380.86 32,786.54 none none none none

TotaL------------------------------ $ 279,800.75

ELEVENTH ANNUAL REPORT

99

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE FIRST BANK OF NASHVILLE

NashYille, Ga.

As called for by the Superintendent of Banks.

L. A. CARTER,

J. W. E. POWELL,

President.

Cashier.

Date of Charter: 2-10-1917

Began Business: 3-1-1917

RESOURCES:

Loans and Discounts______________$ Certificates of Indebtedness and BaBnolnddnsgaHnoduSsteoacnksd oLwont_e_d_._._-_-_-_-_-_--_
FouthrneirtRuBrea1aEndstaFtiextoUwrnese-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsroteomdmmiteoarsdniLdtiieAasbc-ci-le-i-pt-yt-a-no-c-n-e-sL-..-e_-t_-t_-e_-_r-_s-_-o_--_f
POrtohfeirt RanedsoLuOrcSeSs.-.-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_

361,152.63
none
2,811.15 2,614.68 21.628.92
35,906.15
2,404.89 45.50 309.80
7,436.50
none none none

TotaL------------------------------ $ 434,310.22

LIABILITIES~

CSuarpoiltuals SFtuoncdk...-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $

25,000.00 40,000.00

Undivided Profits------------------ 5,333.14

Reserve Funds---------------------Due to Banks-----------------------

2.000.00
none

Dividends Unpai<L-----------------

112.00

Cashiers Checks-------------------Certified Checks--------------------

777.74
none

Demand Deposits------------------ 100,167.73

Time Certificates of Deposit------- 260.919.61

Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_

none none

Bills Payable________ ---------------

none

Notes and Bills Rediscounted.___ _

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 434,310.22

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE UNITED BANKING CO.

NashYille, Ga.

As called for by the Superintendent of Banks.

E. P. ROSE,

P. L. HOWARD,

President.

Cashier.

Date of Charter: 7-10-1924

Began Business: 7-15-1924

RESOURCES:

Loam and Discounts-------------- $ CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheItreBmas.n._k_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc..c_e_p__t_a_n_c__e_s_-_-_-_-_-_-_-_-_--_ Other Resources..._________________ _

97' 779.30
none
4,585.00 2,995.00
260.77
48,510.28
489.55
none none
2,375.27
none none none

TotaL------------------------------ $ 156,995.17

LIABILITIES:

Capital Stock.---------------------- $ surolus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Bank&.---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS..------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_
BNiolltsesPaanyadbBleil.l_s--R-e--d-i-s-c-o--u-n-t-e--d-.-_-_-_-_ Other Liabilities-------------------

25,000.00 6,000.00 3,606.31
none none none
374.92
none
66,716.75 55,297.19
none
none none none none

TotaL ______________________________ $ 156,995.17

100

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF NEWINGTON

Newington, Ga.

As called for by the Superintendent of Banks.

FRANK H. CONI\OR,

STAKTON B. LEE,

President.

Cashier.

Date of Charter: 7-7-1919

Began Business: 8-14-1919

RESOURCES:

Loans and Discounts.------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.------Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextoUwrenSed--.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from ax>Proved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefltlslS(-if--a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities...______ ------------Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc.c__e_p_t_a_n__c_e_o__.-_-_-_-_-_-_-_--_ Other Resources.-------------------
TotaL------------------------------ $

7,005.39
2,800.00 2 479.38 1,639.40 2.779.21
11,778.42
none
2,600 .OJ
none none
none none none
31,081.80

LIABILITIES:

CSuarpoitlauls

SFtuoncckL.-_-_-_-_-_-_-_-_-_-_-

-----------
~----------

$

Undivided Profits------------------

Reserve Funds---------------------DDiuveidt oenBdas nUkns.p.a--i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable________ --------------NOothteesr aLniadbBiliiltlisesR__e_d_l_s_c_o__u_n__te__d_._-_-_--_

15,000.00
none
3,416.40
none none none
271.71
none
8,697.29 3,683.80
12.60
none none none none

Total..------------------------------- $ 31.081.80

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

NEWNAN BANK & TRUST CO.

Newnan, Ga.

As called for by the Superintendent of Banks.

H. C. ARNALL, JR.,

H. W. ARNALL,

President.

Cashier.

Date of Charter: 11-11-1889

Began Business: 1894

RESOURCES:

Loans and Discounts-------------- $ 244,469.30

CBeaBrnotkinfiidncsgaatHensoduoSsfteoIacnnkdsdeboLwteondt_en_de___s__s____a____n__d__

none none

FOuthrneirtuRreealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_

none none

Cash in vault and amounts due

from approved Reserve Agents.. 25,726.57

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none none
45 64

Advance on Cotton and other

Commodities----------------------

none

PCruCosrfteiotdmaitenradsnLLdoiAasbsc.ic_l_eit_pY_t_a_on_cn__e_Ls_._e__t__t_e____r__s____o__f Other Resources.__________________ _

none none none

TotaL------------------------------ $ 270,241.51

LIABILITIES:

Capital Stock.---------------------- $ 100,000.00

Surolus FuncL---------------------

none

Undivided Profits------------------

387.55

Reserve Funds---------------------Due to Banks-----------------------

none none

Dividends Unpai<L-----------------

68.00

Cashiers Checks--------------------

none

Certified Checks...------------------

none

TDSaiemvmienagCnsedDrDtiefepipcooastisetissts_o_-_-f_-D_-_-e_-_-p_-o_-s_-_i-t_-__-__-__-__-___--__

19,785.96
none none

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none
150,000.00

NOothteesr aLniadbBiliiltlisesR_e_d__l_s_c_o__u-n-t-e-d--.-_-__--_

none none

TotaL------------------------------ $ 270,241.51

ELEVENTH ANNUAL REPORT

101

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BAKER COUNTY BANK

Newton, Ga.

As called for by the Superintendent of Banks.

J. C. ODOM,

J. H. HALL,

President.

Cashier.

Date of Charter: 1G-4-1906

Began Business: 1G-15-1906

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot__________ _ Furniture and FixtUres-----------Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.. -------------------COavsehrdIrtaefmtss.(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities..--------------------
Customers Liability on Letters of Credit and Acceptances.....
Profit and LOSS--------------------Other Resources.-------------------

74,666.41
11,108.52 2,945.15 2,420.22 1,040 00
39,912.01
3,935 85 210.54
2,643.79
none
none none none

Total-------------------------------- $ 138,882.49

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other Liabilities..------------------

25,000.00 25,COO.OO 11,892.92
none none none
57.80
none
61,121.26 15,810.51
none
none none none none

Total-------------------------------- $ 138,882.49

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BANK OF NORCROSS

Norcross, Ga.

As called for by the Superintendent of Banks.

A. A. JOHNSON,

C. A. McDANIEL,

President.

Cashier.

Date of Charter: 1~-1~-19'03

Began Business: ~-1-1904

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owne<L------FBuarnnkiitnugreHaonudseFaixntdurLeos.t_-_-_-_-_-_-_-_-_-_--_
Other Real Estate owned...-------Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------Cash Items..------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesC.ot.t-o-n---a. _n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances.---------
Profit and Loss..--------------------
Other Resources.-------------------

44,846.49
1,559.77 6,839.93 2,127.18 1,090.41
75,687.83
305.73 9.85
none
11,637.72
none none none

Total-------------------------------- $ 144,104.91

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid...---------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounte<L---Other Liabilities..------------------

30,000.00 6,000.00 4,636.76
none none none
45.45
none
75,525.14 11,720.37 16,177.19
none none none none

Total----------------------~--- $ 144,104.91

10~

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF OCHLOCHNEE

Ochlochnee, Ga.

As called for by the Superintendent of Banks.

W. H. WURST,

A. E. SPEER,

President.

Cashier.

Date of Charter: 1D-19-1906

Began Business: 11-1906

RESOURCES:

Loans and Discounts-------------- $ 42,521.70 CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 5,835.09

Banking House and Lot----------- 2,000.00

FOut hr neirtRu reealaEn ds t aFtiextouwrense-d-.-. _-_-_-_-_-_-_-_--_

2,500.00 7,400.00

Cash in Vault and amounts due from approved Reserve Agents._ 10,310.41

Checks for Clearing and Due from

other Banks..--------------------Cash Items-------------------------Overdrafts (if anYl----------------AdCvoa=ncoediotines.C._o__t_to__n___a__n_d____o_t_h__e_r

10.000.00
none none
3,021.43

Customers Liability on Letters of

Credit and Acceptance&.--------

none

Profit Other

and LOSS..----------------
Resources..----------------

-

none
-no-ne

TotaL------------------------------- $ 83,588.63

LIABILITIES:
Capital Stock.______________________ $
Surolus Fun<L--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to BankS----------------------DiVidends Unpaid..---------------- CCaesrthiifeierds CChheecckkss..-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcoatseistso-f--D--e-p--o-s-i-t.-_--__-_-_--_ SaVings Deposits------------------ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..____ Other LiabilitieS-------------------

15,000.00 1,150.00
43.58
none none
4.00 17.96
none
31,825.58 28,942.84 6,604.67
none none none none

TotaL------------------------------- $ 83,588.63

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF OGLETHORPE

Oglethorpe, Ga.

As called for by the Superintendent of Banks.

T. H. MORGAN,

W. E. WILBURN,

President.

Cashier.

Date of Charter: ~-1-1901

Began Business: ~-8-1901

RESOURCES:

Loans and Discounts______________ $ 49,303.99

CeBrotinfidcsataensdoSf toIncdksebotwendende.s. _s__a__n_d_ Banking House and Lot__________ _

1 '100.00 1,500.00

Furniture and Fixtures ----------Other Real Estate owned...--------Cash in Vault and amounts due

none
11,535.00

from apiJroved Reserve Agents-Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

54,464.81
none none
46.34

Advance on Cotton and other

Co=odities --------------------- 8,114.56

Customers LiabilitY on Letters of

Credit and AcCCI>tances.---------

none

Profit Other

and LOSS..--------------------
Resources.--------------------

-

none none
--

TotaL------------------------------ $ 126,064.70

LIABILITIES:

Ca.I>ital stock.---------------------- $ Surolus Fun<L--------------------UndiVided Profits-----------------Reserve Funds..--------------------Due to Banks----------------------CDaiVshidieernsdsCuhewcakisd_._._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Certified Checks..------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-i->-o-s-i-t-_-_-_-_-__--_ . LSaeeVtxtieencrgsustoeDfdeCfio>rerodCsiitutSas-tno-d-m--Ae--rc-sc-_-e_-p_-_t-_a-_n-_-c_-e_-s-_ Bills Payable._--------------------Notes and Bills Rediscounted...---Other Liabilities.-------------------

15,000.00 10,000.00 1,581.69 1,100.00
none none
97.40
none
88,196.97 9,983.64
none
none none none
105.00

Total-------------------------------- $ 126,064.70

ELEVENTH ANNUAL REPORT

103

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS BANK

Palmetto, Ga.

As called for by the Superintendent of Banks.

J. H. BALLARD,

B. HUDSON,

President.

Cashier.

Date of Charter: 6-:29-1918

Began Business: 7-10-1918

RESOURCES:

Loans and Discounts-------------- $ 46,845.17

CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweondtE_nJ_e<__sL_s____a____n__d__

9,004.00 6. 324.79

FOuthrneirtuRreealaEndstaFtiextoUwrnese-d-_-_-_-_-_-_-_-_-_--_

2,000 00 8,415.40

Cash in Valllt and amounts due

from approved Reserve Agents-- 8, 713.47

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

982.38
none none

Advance on Cotton and other

Co=oditieS----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit Other

and LOSS---------------------
ResourceS---------------------

-

none
-n-on-e

TotaL------------------------------- $ 82,285.21

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit... Savings Deposits------------------Leetxteecrsutoefd Cforer dCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable...--------------------Notes and Bills Rediscounted.. Other Liabilities--------------------

25,000.00
none
1,464.46
none none none
803.60
none
39,457.65 15,559.50
none
none none none none

Total-------------------------------- $ 82,285.21

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE PATTERSON BANK

Patterson, Ga.

As called for by the Superintendent of Banks.

J. M. THOMAS,

ROMA THOMAS,

President.

Cashier.

Date of Charter: 6-19-1907

Began Business: 6-19-1907

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)_--,-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on cotton and other CuCsoto=moedristiBLiSa-b-i-l-i-t-y--o-n---L-e-t-t-e-r-s--o--f
Credit and Acceptances.... Profit and LOSS---------- Other Resources..-------------------

70,187.16
none
2,430.00 1,062.CO 3,998.49
26,960.65
45.77
none
6.86
none
none none none

Total------------------------------- $ 104,690.93

LIABILITIES:

Capital Stock.--------------.-------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSP--a-i-d-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit... Savings Deposits------------------BLeieltxltseePrcsuatyoeafdbCfloreer_d_Ci_t_u_as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c___e_s__ Notes and Bills Rediscounted.. Other Liabilities....-----------------

15,000.00 5,100.00 4,377.97
400.00
none none
37.28
none
40,609.53 39,166.15
none
none none none none

Total-------------------------------- $ 104,690.93

104

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

PLANTERS BANK

Pavo, Ga.

As called for by the Superintendent of Banks.

B. 0. WOOD,

R. B. ALDERMAN,

President.

Cashier.

Date of Charter: 3-l!Z-19l!l

Began Business: 3-!l5-19l!l

RESOURCES:

LOans and Discounts-------------- $ 39,848.65

Certificates of Indebtedness and

Bonds and Stocks ownecL-------

none

Banking House and Lot----------- 5,000.00

FOUthrneritRureealaEnsdtFatiextoUwrneesc-L--_-_-_-_-_-_-_-_--_

2.589.30 6,543.66

Cash in Vault and amounts due

from approved Reserve Agents. 2,601.94

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtae!itisiS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

68.08
19.26 15.30

Advance on Cotton and other

CuCsotmommeords iLtiieasb..i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--t

none

Credit and Acceptances....--------

none

Profit Other

and LOSS--------------------
Resources....-------------------

-

none
-no-ne

Total-------------------------------- $ 56,686.19

LIABILITIES:

CSuarpoiltuals SFtuoncdk...-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $
Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------CDaivsihdieenrsdsCUhencPkasi_c_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Deposits..----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanyadbBlEilLls--R--e-d-i-s-c--o-u-n--t-e-d----..--Other Liabilities..------------------

15,000.00 3,000.00
336.26
none none none
433.87
none
15,405.45 19,510.61
none
none
3,000.00
none none

TotaL.----------------------------- $ 56,686.19

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS BANK OF PELHAM

Pelham, Ga.

As called for by the Superintendent of Banks.

F. D. HOLLIS,

J. R. PAYNE,

President.

Cashier.

Date of Charter: 8-!l5-190!l

Began Business: 9-l-190!l

RESOURCES:

Loans and Discounts-------------- $ 281,793.09 Certificates of Indebtedness and
Bonds and Stocks ownecL... 39,952.55

Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate ownecL--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

7,900.00 2,233.87 38,521.55
130,265.05

other Banks---------------------COavsehrdIrtaefitisiS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

14,411.62
none
179.32

Advance on cotton and other Commodities...----- _____ .-------.

none

Customers LiabilitY on Letters of

Credit and Acceptances..---------

none

Profit and LOSS---------------------

none

- - - - Other Resources------------------- 5,500.00

Total------------------------------- $ 520,757.05

LIABILITIES:

CSuarppitlaulsSFtuoncdk..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $

10C ,000.00 50,000.00

Undivided Profits-----------------Reserve Funds--------------------Due to Banks-----------------------

6,011.85
none none

Dividends UnpaicL-----------------

150.00

Cashiers Checks--------------------

680.23

Certified Checks--------------------

3.00

TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_

230,171.62 14,613.97

Savings Deposits------------------- 113,626.38 Letters of Credit and Acceptances

executed for Customers......

none

Bills PayablEL ____ ---------------Notes and Bills Rediscounted-.

none none

Other Liabilities..------------------ 5,500.00

Total-------------------------------- $ 520,757.05

ELEVENTH ANNUAL REPORT

105

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

PERRY LOAN & SAVINGS BANK

Perry, Ga.

As called for by the Superintendent of Banks.

R. L. CATER,

C. E. ANDREW,

President.

Cashier.

Date of Charter: 8-!tQ-1889

Began Business: 1889

RESOURCES:

Loans and Discounts-------------- $ 140,459.54

CeBrotinfidcsataensdoSf toInckdsebotwendende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and FixtUres___________ _ Other Real Estate owned..________ _

40,100.00 5,000.00 2,500.00
none

Cash in Vault and amounts due from approved Reserve Agents.
Checks for Clearing and Due from

59,801.67

other Banks---------------------CovaesrhdIrtaefmtss(-i-f-a--n-y--)-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

846.72
none
43.27

AdCvoamncmeodointiesC._o__t_t_o_n: __a__n_d____o_t_h__e_r 5,118.95

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.e_t_t_e__r_s__o_f

none

Profit Other

and LOSS---------------------
Resources.--------------------

-

3,000.00
-n-on-e

TotaL------------------------------ $ 256,870.15

LIABILITIES:

Capital Stock.---------------------- $ 25,000.00

Surplus Fun<L--------------------- 27,500.00

Undivided Profits------------------ 2,277.09

Reserve Funds----------------------

none

Due to BankS-----------------------

none

Dividends UnpaicL-----------------

none

Cashiers Checks-------------------- 5,160.02

Certified Checks--------------------

none

TDSiaemvmienagCnsdeDrDtiefepipcooastsietissts_o_-_-f_-D_-_-e_-_p-_-o_-s_-i_-t_-__-__-__-__-___--__

143,561.55 16,870.00
36,501.49

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

NOothteesr aLniadbBiliitlilessR..e__d_i_s_c_o_u__n_t_e_d_._.________

none none

TotaL------------------------------ $ 25E,870.15

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF PINEHURST

Pinehurst, Ga.

As called for by the Superintendent of Banks.

J. L. LEE,

A. M. WILSON,

President.

Cashier.

Date of Charter: 1-1-1908

Began Business: As private Bank 1904

RESOURCES:

Loans and Discounts-------------- $ 74,010.05

Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot----------- 1,500.00

Furniture and FixtUres-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents

2,5CO.OO
none
15,034.04

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss(-i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC..o. _t_t_o.n___a__n_d____o-t-h-e--r

394.58
none none
8,605.54

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.e_t_t_e_r_s__o_ _f

none

Profit Other

and LoSS---------------------
Resources..-----------------

-

none none ---

Total---------------------------- S 102,044.21

LIABILITIES:
Capital Stock.______________________ $ Surplus FuncL---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers... BNOiotlhltseesPr aLayniaadbbBilleii.tl.il.es-s-R.-.-e_-d_-_i-_s-_c-_o-_-u_-_n-_-t_e-_-d_-._-._.-_.-_--_

25,000.00 25,000.00 1.304.54
none none none
249.96
none
40.210.71 10,279.00
none
none none none none

TotaL------------------------------- $ 102,044.21

106

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

PITTS BANKING CO.

Pitts, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON,

A. C. SHELL,

President.

Cashier.

Date of Charter: 6-!l-1906

Began Business: 6-1906

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot...... FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

39,796.31 none 450.00
1,000.00 8,000.00

Cash in Vault and amounts due from approved Reserve Agents.. 107,653.52

Checks for Clearing and Due from

other Banks..---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h__e_r

none none none 7,071.25

CuCsrteodmiterasnLdiAabcicleiptytaoncneLs.e..t_t_e_r_s__o_f_

none

Profit Other

and LOSS..--------------------
Resources..--------------------

-

none
-no-ne

Total-------------------------------- $ 163,971.08

LIABILITIES:

Capital Stock.______________________ $ 25.000.00

SurPlUS Fun<L-------------------- Undivided Profits------------------

5.000.00 2, 745.21

Reserve Funds----------------------

500.00

Due to Banks..----------------------

none

Dividends Unpaid------------------

none

Cashiers Checks--------------------

863.60

Certified Checks.-------------------

none

TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_

121,169.43 8,692.84

Savings Deposits-------------------

none

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

NOothteesr aLniadbBiliiltlisesR_e_d__is_c__o_u__n_t_e_d_._._.__._

none none

TotaL------------------------------ $ 163,971.08

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF PORTAL

Portal, Ga.

As called for by the Superintendent of Banks.

A. A. TURNER,

R. H. KINGERY,

President.

Cashier.

Date of Charter: 5-!l1-1910

Began Business: 7-30-1910

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned..------BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned..________ _

38,756.08 1.000.00 3,500.00 2,500.00 10,087.11

Cash in Vault and amounts due from approved Reserve Agents.

3,398.48

Checks for Clearing and Due from

other Banks.--------------------Cash Items..------------------------overdrafts (if anYl----------------Advance on Cotton and other
Commodities... . . . . . - - - - - - - - - - - - - - Customers LiabilitY on Letters of
Or6ditandAcceptances..........

none 102.97 216.21 none none

Profit and LosS..-------------------- 3,095.22
Other Resources-------------------- -1,-250-.00

TotaL.....------------------------- $ 63,906.07

LIABILITIES:

Capital Stock....................... $ SurPlUS Fund.----------------- Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp..a-i-d-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-. Cashiers Checks-------------------Certified Checks..................... Demand DepositS-----------------Time Certificates of Deposit-. Savings Deposits.........: .... Letters of Credit and Acceptances
executed for Customers.......... BNOiotlhltesesrPaLanyiaadbbBilleiilt.li.se-sR-_-e-_d-_-_i_-s_-c_-o_-u_-_n-_-t_-e_-d_-._-._-._-._-.-._

25,000.00 none none none none none 393.56 none
2, 796.85 25,387.05
none none 10,328.61 none none

Total-------------------------------- $ 63,906.07

ELEVENTH ANNUAL REPORT

107

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF PRESTON

Preston, Ga.

As called for by the Superintendent of Banks.

J. F. LUNSFORD,

N. E. BULLOCK,

President.

Cashier.

Date of Charter: 10-!i!7-1906

Began Business: 10-1906

RESOURCES:

Loans and Discounts-------------- $ 47,687.73

Certificates of Indebtedness and

Bonds and Stocks owned....-----

none

Banking House and Lot---------- 2,000.00

FOmthneirtuRreealaEndstaFtiextoUwrnese-d-.-.-.-.-.-.-.-.-.--. Cash in Vault and amounts due

2,000.00
none

from approved Reserve Agents.. 9,901.78

Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefltlslS(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

none none
622.09

Advance on Cotton and other

CuCsotommmeords iLtiieasb..i.l.i-t-y--o-n---L-e-t-t-e-r-s--o--f

3,096.99

Credit and Acceptances.---------

none

Profit Other

and LoSS---------------------
Resources..-------------------

-

none
-no-ne

TotaL------------------------------- $ 65,308.59

LIABILITIES:

Capital Stock..--------------------- $ Surplus Fund.........---------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------CDaivshidieenrsdCs Uhencpkasi.d. _._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Certified Checks.._________________ _ Demand Deposits_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s__________________ __ NOothteesr aLniadbBiliiltlisesR_e_d__is_c__o_u_n__t_e_<_L__-_-_--_

15,0GO 00
none
2, 788.95 50.94
none none
708.24
none
36,751.47 5,185.77 823.22
none
4,000.00
none none

TotaL ________ ----------------------- $ e5,308 .59

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BANK OF QUITMAN

Quitman, Ga.

As called for by the Superintendent of Banks.

S. S. ROUNTREE,

H. W. STUBBS,

President.

Cashier.

Date of Charter: 1!i!-!i!6-18~8

Began Business: 1!i!-~7-1888

RESOURCES:

Loans and Discounts-------------- $ 416,893.e3

Certificates of Indebtedness and

Bonds and Stocks owned.------- 170,880.76

Banking House and Lot----------- 16,543.54

Furniture and FixtUres------------ 8,456.26

Other Real Estate owned..--------- 13,281.21

Cash in vault and amounts due

from approved Reserve Agents. 204,070.51

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefltlslS(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

19,577.87 304.69

Advance on Cotton and other

Commodities...------ _________ ---- 2,286.94

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.e_t_t_e_r_s__o__f

none

Profit Other

and LoSS--------------------Resources.--------------------

-

none none
--

TotaL------------------------------ $ 852.295.41

LIABILITIES:

Capital Stock.---------------------- $ 100,000.00

US unrdpivl uids eFduPnr<oLf i-t-s-.-.--.----:-_-_-_-_-_-_-_-_-_- -_

92,563.53
none

Reserve Funds---------------------- 13.126.59

DDiuveidtoenBdsanUknSi-J-a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Cashiers Checks--------------------

784.44

Certified Checks.-------------------

none

Demand Deposits------------------ 216,601.14

Time Certificates of DeiJosit..----- 17,667 06

Savings Deposits------------------- 411,552.65

Letters of Credit and Acceptances

executed for Customers----------

none

Bills PaYable____ -----------------

none

Notes and Bills Rediscounted.----

none

Other Liabilities-------------------

none

TotaL------------------------------- $ 852,295.41

108

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE TATTNALL BANK

Reidsville, Ga.

As called for by the Superintendent of Banks.

J. V. KELLEY,

J. E. NEWTON,

President.

Cashier.

Date of Charter: 9-14-1900

Began Business: lQ-~~-1900

RESOURCES:

Loans and Discounts-------------- $ 171,762.80

Certificates of Indetltedness and

Bonds and Stocks owned...------

none

Banking House and Lot----------- 5,000 00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

1.176.24 9,518.06

Cash in Vault and amounts due

from apvroved Reserve Agents.. 22.049.56

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

92.86 304.37

AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of

PrCorfeitdaitnadnLdoAssc..c__e_p_t_a_n_c__e_s_._.-_-_-_-_-_-_-_--_

none none

Other Resources..------------------- 49,550.00

TotaL....-------------------------- $ 259,453.89

LIABILITIES:
Cavital Stock.______________________ $
SU!I>lUS Fund.......--------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ D!lmand DevositS-----------------. Time Certificates of Devosit------Savings Depo~itS------------------ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_es BNOiotlhltseesrPaLanyiaadbbBilleiilt.li-se-s-R_-_-e_-d_-i_-s_-c_-o_-_u-_-n_-t_-e_-d_-_.-._--_--_----_

50,000.00 10,000.00 8.459.30
none none none
2,717.42 13.50
58.217.19 53,035.62 27,460.86
none none none
49,550.00

TotaL.------------------------- $ 259,453.89

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

RENTZ BANKING CO.

Rentz, Ga.

As called for by the Superintendent of Banks.

0. D. BARRON,

THERON WOODARD,

President,

Cashier.

Date of Charter: 5-~-1914

Began Business: 5-5-1914

RESOURCES:

Loans and Discounts-------------Certificates of Indebtedness and

$

41,574.35

BaBnoknidnsgaHnoduSsetoacnksd oLimotl_e_d__.._-_-_-_-_-_--_

none
1,850.00

FOut hr neirtRu reealaEn ds t aFtiextouwrense-d-.-.-. _-_-_-_-_-_-_--_

1,350.00 940.17

Cash in Vault and amounts due

from apvroved Reserve Agents.. 3,730.51

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss(.i.f. -a-n-y--)-_-_-_-_-_-_________-_-_-_-_-_-_-_-_

450.18 46.78

Advance on Cotton and other

CuCsoto=moedristiLesia--b-i-l-it-y--o--n--L--e-t-te--rs--o--f

1,484.38

Credit and Accevtances.....

none

- - - - Profit and Loss....---------------
Other Resources..----------------

none none

TotaL------------------------------- $ 51,426.37

LIABILITIES:

Cavital Stock..---------------------- $ SU!I>lus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unvaid....--------------CCaesrthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand DepositS-----------------Time Certificates of Deposit------Savings DepositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__ta__n_c_e_s_ Bills Payable___________ -----------NOothteesr aLniadbBiliiltliseRs_ed__i_s_c_o_u__n_t_e_d_._._._._.._

15,000.00 5,000.00 7,671.97 1,403.42
none none none none
14. 7f6.52 7,584.46
none
none none none none

TotaL------------------------------- $ 51.426.37

ELEVENTH ANNUAL REPORT

109

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE CITIZENS STATE BANK

Reynolds, Ga.

As called for by the Superintendent of Banks.

C. H. NEISLER,

J. H. NEISLER,

President.

Cashier.

Date of Charter: 9-8-19!i!2

Began Business: 9-8-1922

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned._______ Banking House and Lot__________ _ Furniture and Fixtures____________ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmas.n._k_s__.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on cotton and other
Co=odities.--------------------CuCsIt!o3mditearsnLdiAabcicleiptytaonnceLs.e_t_t_e_r__s__o_f
POrtohfeirt RanedsoLuorcseSs-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

39,179 52
900.00 7,000.00 1,587.00 1,500.00
13.726.94
1,154.12 131.67
none
6,816.71
none none
100 00

TotaL------------------------------- $ 72,095 96

LIABILITIES:

Capital Stock.---------------------- $ 3urplus Fun<L--------------------Undivlded Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------CCearsthiifeierds CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TDiemmeaCnderDtifeipcoasteitsSo-f--D--e-p-o--s-i-t.-.-.-__-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__e_s Bills Pasable_______ ---------------Notes and Bills Rediscounted... Other Liabilities_________ ----------

25,00C.OO 5,000 00 681.96
none
4,629.75
none
69.70
none
20,685.25 13,704.63 2,324.67
none none none none

Total-------------------------------- $ 72,095.96

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

RHINE BANKING CO.

Rhine, Ga.

As called for by the Superintendent of Banks.

R. E. PONDER,

J. C. WILLIAMS,

President.

Cashier.

Date of Charter: 7-ll-1918

Began Business: 5-22-1918

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other BankS---------------------Cash Items._______ -----------------Overdrafts (if=>----------------Advance on cotton and other CuCCsroteo=dmoitedraistniLdesiAa.-bc-ic-le-it-py-t-ao-n-nc-e-Ls-.-e_-t_-t_e-_-r_-s_-__o--_f
Profit and LOSS--------------------Other Resources.-------------------

55,933.32
950.00
none
2.893.18 8,oor. .oo 59,400.95
none none none
2, 555.11
none none none

TotaL------------------------------ $ 129,732.56

LIABILITIES:
Capital Stock.______________________ $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS.--------------------Dividends Unpaid..---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s-------------------Notes and Bllls Rediscounted.___ _ Other Liabilities_____________ ------

25, coo .00 6.000 00 2,571.99
none none none
21.80
none
58,872.45 37,266.32
none
none none none none

TotaL------------------------------- $ 129,732.56

110

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

RICHLAND BANKING CO.

Richland, Ga.

As called for by the Superintendent of Banks.

E. W. PARISH,

L. B. SEWELL,

President.

Cashier.

Date of Charter: 10-13-19!l7

Began Business: 10-15-19!l7

RESOURCES:

Loans and Discounts------------- $ 53,035.86

C~Beo rtnifdicsataensdoSf toInckdsebotwendenceLs_s__a__n_d_ Banking House and Lot__________ _

8,176.09 4,715.00

FOuthrneirtRureealaEndstaFtiextoUwineesc-L--_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
cO~v;e~rld~r~a;f~ts~~(=if==a=n=y=)=_=__=_=_=_=__=_=_=_=__=_=_=_=_
AdCvoamncmeodointiesC__o__tt_o__n___a__n_d____o_t_h__e_r
CPruCosrfteiotdmaitenradsnLLdoiAassbc.ic_le_i_pt_yt_a_no_cn_e_s_L__e___t_t__e___r__s____o_ __f

2,155.00
none
23,141.74
687 31 53.83
none
1,717.10
none none

Other Resources..-----------------

none

----

TotaL------------------------------- $ 93,681.73

LIABILITIES:
Capital Stock..._____________________ $ Surplus Fund---------------------RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Due to BankS----------------------Dividends Unpaid..--------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS....----------------Tlme Certificates of Deposit------LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e-sBielxlsecPuatyeadbfloer__C__u_s__t_o_m__e__r_s_-_-_-_-_----------Notes and Bills Rediscounted.---Other Liabilities.....---------------

40,000.00 1,000.00 1,300.13
none
5,251.25 12.00 643.42
none
35,243.91
none
10,146.63
none none none
84.39

Total-------------------------------- $ 93,681.73

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF RINGGOLD

Ringgold, Ga.

As called for by the Superintendent of Banks.

M. W. MuRPHY,

OLEN N. MERRITT,

President.

Cashier.

Date of Charter: 8-~4-1904

Began Business: 8-1904

RESOURCES:

Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toInckdsebotwednende,s. _s__a__n_d_ Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextouwrense-d-,-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from Caosthh eIrteBmas.n. k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__er_
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f
POrtohfeirt aRnedsoLurocseSs._._--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

56,608.75
13,410.00 2,140.00 2,221.50 8,750.00
44,884.71
none
61.21 450.16
none
none none
574.61

TotaL------------------------------ $ 129,100.94

LIABILITIES:

Capital Stock..---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss.o.-f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00
none
5,448.95
none
1,600.00 286.00 235.68
none
66,164.85 23,455.17 6,910.29
none none none none

TotaL------------------------------ $ 129,100.94

ELEVENTH ANNUAL REPORT

111

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CRAWFORD COUNTY BANK

Roberta, Ga.

As called for by the Superintendent of Banks.

ROBT. E. AVER~

F. E. BENTLE~

President.

Cashier.

Date of Charter: 1-7-1901

Began Business: 1-8-1901

RESOURCES:

Loans and Discounts ______________ $ 38,363.26

CeBrotinfidcsataensdoSf toI ncdkse botwendende.s. _s__a__n_d_

none

Banking House and Lot----------- 2,435.54

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

1,420.00 7,988.40

Cash in Vault and amounts due from approved Reserve Agents--
Checks for Clearing and Due from

24,805.76

other Banks----------------------

456.28

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a_n__d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceotances.._________

644.13 191.58
2.342.68
none

OPrtohfeirt aRnesdouLrcoess_s_.._-_--_-_-_-_-_-_--_-_-_-_-_--_-_-_-_-

none
999.01

----

TotaL------------------------------- $ 79,646.62

LIABILITIES:

Caoital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeiocoasteitsSo-f--D--e-o--o-s-i-t-_-_-_-_-__--_ Savings Deoosits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted..---Other LiabilitieS-------------------

15,000 00 3,000.00 5,184.21
none none none
499.51
none
36,769.29 19' 193.61
none
none none none none

TotaL------------------------------- $ 79,646.62

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE ROCKMART BANK

Rockmart, Ga.

As called for by the Superintendent of Banks.

S.D. LEE,

H. P. FAMBRO,

President.

Cashier.

Date of Charter: 10-30-1900

Began Business: 10-30-1900

RESOURCES:

Loans g.nd Discounts ______________ $ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot----------FOuthrneirtuRreealaEndstFatiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabciclietpYtaoncnesL..e_t_t_e_r_s___o_f
Profit and Loss--------------------Other Resources--------------------

98,212.43
none
9, 750.00 3,468.38 3,100.00
63,454.29
none
41.75 207.72
none
none none none

TotaL------------------------------ $ 178,234.57

LIABILITIES:
Caoita.J. Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso-f--D--e-o--o-s-i-t_--.-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other LiabilitieS-------------------

30,000.00
none
14,809.55 95.16
none none
1,161.74
none
49,905.75 4, 758.00 52,504.37
none
25.000.00
none none

TotaL------------------------------ $ 178,234.5

112

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Roswell, Ga.

As called for by the Superintendent of Banks.

H. P. CARPENTER,

C. C. FOWLER,

President.

Cashier.

Date of Charter: 11-24-1910

Began Business: 12-1-1910

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned........ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaef:mtss(.i.f.-a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities...................... Customers Liabili~ on Letters of
Credit and Acceptances........... Profit and LOSS--------------------Other Resources..-------------------
TotaL------------------------------ $

88,099.27
100 00
none
2,090.48 14,494.59
11,352.13
60.01 380.42 350.62
945 99
none none none
97,873.51

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund.....--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas nUknsp. -a-i-d-.-.-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Cashiers Checks ------------------Certified Checks------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuat,yedabfloer__C__u_s_t_o_m___e_r_s__._._._._._._._.._ Notes and Bills Rediscounted...... Other Liabilities-------------------

21,000.00 4,200.00
556.34
none none none
870.26
none
35,887.33 35,353.27
none
none none none
6.31

TotaL------------------------------ $ 97.873.51

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

ROSWELL BANK

Roswell, Ga.

As called for by the Superintendent of Banks.

J. H. FOSTER,

C. G. WEBB,

President

Cashier.

Date of Charter: 3-11-1901

Began Business: 3-1901

RESOURCES:

Loans and Discounts ______________ $ 228,929.49

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._.._.__._._._.._

2,150.00
none

FOuthrneirtuRreealaEndstaFtiextouwrensed-.-.-_-_-__-_-_-_-_--_

975.75
none

Cash in Vault and amounts due

from approved Reserve Agents-- 104.907 69

Choethckesr fBoar nCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Oash Items..________________________ _ Overdrafts (if any) ________________ _

504 58 397.17 475.71

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_

none

CuCsrteodmitearsnLdiAabcicliet:pDtanocnesL..e_t_t_e_r_s___of_

none

Profit and Loss--------------------Other Resources--------------------

none none

TotaL------------------------------ $ 338,340.39

LIABILITIES:

Capital Stock----------------------- $ 25,000.00

Surplus Fund.....--------------------- 25,000.00

Undivided Profits-----------------Reserve Funds---------------------Due to Banks-----------------------

28,810.11
none none

Dividends Unpaid..-----------------

18.00

Cashiers Checks-------------------Certified Checks--------------------

49.61
none

TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

199.199.33 60,263.34

Savings Deposits-------------------

none

LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_

none

BNiolltessPaanyadbBleil_l.s--R-e--d-i-s-c-o-u--n-t-e-d-.-.-.-.-.-.

none none

Other Liabilities------------ ____ ....

none

TotaL--------------------------- $ 338,340.3

ELEVENTH ANNUAL REPORT

113

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE FARMERS BANK

Royston, Ga.

As called for by the Superintendent of Banks.

SAM BOWERS,

C. C. FAIN,

President.

Cashier.

Date of Charter: 7-11-1907

Began Business: 10-1-1907

RESOURCES:

Loans and Discounts-------------- $ 135,186.30

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__._-_-_-_-_-_--_

16,751.92 7,650 00

OFuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

5,443.50 23.670 86

Cash in vault and amounts due

from approved Reserve Agents.. 18,924.79

Checks for Clearing and Due from

other Banks---------------------Cash Items--------------------------

none none

Overdrafts (if anYl-----------------

none

Advance on Cotton and other

CommoditieS----------------------

none

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f

none

Profit and LOSS---------------------

none

Other Resources..-------------------

62.25

TotaL------------------------------ $ 207,689.62

LIABILITIES:

Capital Stock.______________________ $ 50.000.00

Sumlus Fun<L--------------------- 10,000 00

Undivided Profits-----------------Reserve Funds---------------------Due to Banks-----------------------

499 .47 none none

Dividends Unpaid.-----------------

28.00

Cashiers Checks-------------------Certified Checks--------------------

927.52
none

TDiemmeaCnderDtifeipcaotseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_

180.428.35 11,361 00

Savings Deposits------------------Letters of Credit and Acceptances

none

BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_

none
6,000.00

Notes and Bills Rediscounted.---- 7,050.00

Other Liabilities------------------- 1,395.28

TotaL-------------------------- $ 207,689.62

STATEMENT

Showing condition ~t the close of Business December 31, 1930, of the

BANK OF RUTLEDGE

Rutledge, Ga.

As called for by the Superintendent of Banks.

R. W. WALLACE,

W. T. ROBERTS,

President.

Cashier.

Date of Charter: 9-!M-1898

Began Bus ness: 10-1-1898

RESOURCES:

Loans and Discounts----------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_-_ FUrniture and Fixtures___________ _
Other Real Estate owned.-------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks..-------------------- COavsehrdIrtaefmtsS(.i.f--a-n--y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-__ Advance on cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-iet-pY-t-a-no--cn-e-sL-.-.e_-t_-t_-e_-r_-s_-_-o_--f_ Profit and LosS--------------------Other Resources-------------------

54,130.00
none
1,000.00 EOO.OO
8,692.94
9,369.18
278.93 53.42
none
3,714.58
none none none

~~~~

TotaL------------------- $ 77.839.05

LIABILITIES:

Capital Stock...------------------- $ Sumlus Fun<L------------------- Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS---------------- Time Certificates of Deposit...... Savings Deposits------------------ Letters of Credit and Acceptances BlelxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-___-_-_--_ Notes and Bills Rediscounted.---Other LiabilitieS-----------------

25,000.00 5,00C.OO 3,291.30 l,OCO.OO
none none
117.28
none
34,205.82 2,400.00 6,824.65
none none none none

TotaL--------------------------- $ 77,839.05

114

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BANK OF CAMDEN COUNTY

St. Marys, Ga.

As called for by the Superintendent of Banks.

G. W. BRANDON,

S. E. BRANDON,

President.

Cashier.

Date of Charter: 9-16-1911

Began Business: 1~-6-1911

RESOURCES:

Loans and Discounts-------------- $ 41' 427.07

Certificates of Indebtedness and

Bonds and Stocks owne<L______ _

none

BF uarnnkiitnugr eHaonuds eFaixntdurLeos _t -_-__-_-_-_-_-_-_-_- -_ Other Real Estate owned_________ _

3,688.53 2,787.08
none

Cash in Vault and amounts due

from approved Reserve Agents.. 9,536.55

Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

C o = o d i t i e s .. - - - - - - - - - - - - - - - - - - - -

none

CuCsrteodmiterasnLdiAabccileiptytanocnesL..e_t_t_e_r_s___o_f Profit and Loss..___________________ _

none none

TOothtearLR__e_s_o_u__r_c_e_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- -no-ne
57,439.23

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidieenrsdsCUhencpkasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------BLeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__ NOothteesr aLniadbiBliitliless.R..e_d__i_s_c_o_u__n_t_e_d_________ __

15,000.00 3,979.62
none none none none
10.00
none
20,544 00 2,300.00 15,605.61
none none none none

TotaL ______________________________ $ 57,439.23

STATEMENT

Showing condition at the close of Busipess December 31, 1930, of the GEO. D. WARTHEN BANK.

Sandersville, Ga.

As called for by the Superintendent of Banks.

C. FINDLAY IRWIN,

R. S. HARRELL,

President.

Cashier.

Date of Charter: 1-~o-1928

Began Business: 1-2Q-19~8

RESOURCES:

Loans and Discounts-------------- $ 330,640.58

Certificates of Indebtedness and

Bonds and Stocks owned_______ _ Banking House and I.ot__________ _ Furniture and Fixtures___________ _

75,000.00
none
1.00

Other Real Estate owne<L________ _

none

Cash in Vault and amounts due

from approved Reserve Agents .. 163,050.75

Checks for Clearing and Due from

other Banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

9,137.59
none
10,327.98

AdCvoa=ncoed i toine s . c. _o_t_t_o__n___a__n_d____o_t_h__e r_

none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e__r_s__o_f

none

POrtohfeirt RanesdoLurocse&s..._--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
454.09

TotaL------------------------------ $ 588,611.99

LIABILITIES:

Capital Stock.______________________ $ Surplus Fund_____________________ _

50,000.00 50,000.00

RUensdeirvviedFedunPdrosf_i_t_s_________-_-__-_-_-_-_-_-_-_-_-_-_--_

10.147 .57
none

Due to Banks-----------------------

none

Dividends Unpai<L.. --------------- 5,000.00

Cashiers Checks-------------------- 1.125.84

Certified Checks---------------- --

89.65

TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

358,843.91 113,405.02

Savings Deposits-------------------

none

BLeieltxltseePcrsuatyoeafdbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__

none none

Notes and Bills Rediscounted____ _

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 588,611.99

ELEVENTH ANNUAL REPORT

115

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF SASSER

Sasser, Ga.

As called for by the Superintendent of Banks.

C. C. BRIM,

B. H. HILL,

President.

Cashier.

Date of Charter: 1-15-1905

Began Business: 1905

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from COavosethhrdeIrtraeBfmtsasn_(_kif_s_a_-_n-_-y_-)----_-_--_--_--_-_--_--_--_--_--_--_--_--_--_--_----_
AdCvoa=ncoediotniesC__o__tt_o__n___a__n_d____o_t_h__er_
Customers Liability on Letters of Credit and Acceptances...
Profit and Loss........ Other Resources.........

88,328.80
2,250.00 2,000.00 1,800.00 1, 901.90
28,149.47
none
168 26 .51
none
none none none

~---
TotaL............... $ 124,598.94

LIABILil'IES:

Capital Stock.---------------------- $ Surplus Fund.................... Undivided Profits.............. Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid....------------Cashiers Checks ------------------Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_.__._._._._._._._
Notes and Bills Rediscounted... Other Liabilities.....

25,000.00 32,500.00 3. 731.35
none none none
803.00
none
57,628.01 4,936.58
none
none none none none

TotaL...------------------------- $ 124,598.94

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK & TRUST COMPANY

Savannah, Ga.

As called for by the Superintendent of Banks.

HUGO I. FRANK,

PAUL T. JONES,

President.

Cashier.

Date of Charter: 5-~2-1906

Began Business: 6-1-1906

RESOURCES:

Loans and Discounts.............$ 1,165,090.93

Certificates of Indebtedness and

Bonds and Stocks owned........ 30,976.55

Banking House and Lot___________

none

Furniture and Fixtures ----------Other Real Estate owned._________

9,464 41 174,702 07

Cash in Vault and amounts due

from approved Reserve Agents.. 203,151.42

Checks for Clearing and Due from

other Banks---------------------- 41.975.19

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
6,537.29

AdCvoa=ncoed iotni e sC__o_t_t_o__n___a__n_d____o_t_h_e_ r_

none

Customers LiabilitY on Letters of

Credit and Acceptances........

none

Profit and Loss.........

none

Other Resources.---------------

392.88

TotaL..............................$ 1,632,290.74

LIABILITIES:

Capital Stock.......................$ Surplus Fund........................ Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bilis PaYable.---------------------Notes and Bills Rediscounted..... Other Liabilities-..................

300,0CO.OO 75,000.00 17,926.19
278.99 23 950.40
378.00 14,437.32
869 39 603,485.75 34,914.16 410,943.56
none none
150,106.98
none

Total................................$ 1.632,290.74

116

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE GEORGIA STATE SAVINGS ASSOCIATION

Savannah, Ga.

As called for by the Superintendent of Banks.

HENRY BLUN,

F. C. BUSH,

President.

Sec. & Treas.

Date of Charter: 7-29-1909

Began Business: 8-4-1909

RESOURCES:

Loans and Discounts..............$ 5,127,500.00

Certificates of Indebtedness and

Bonds and Stocks owned......... 984,595.30

Banking House and Lot..........: 105,123.19

Furniture and Fixtures..........

1.00

Othe Real Estate owned.......... . 234,136.51

Cash in Vault and amounts due

from approved Reserve Agents.. 688,970.68

Checks for Clearing and Due from

other Banks.... ------------------ 4,023 07

COavsehrdIrtaefmtss.(.i-f-a-n--y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_

1.138.87 none

Advance on Cotton and other

Co=odities.---------------------

none

Customers Liability on Letters of

Credit and Acceptances.....

none

Profit and LOSS---------------

none

Other Resources..-------------------

772.32

TotaL------------------------------$ 7, 146,260.94

LIABILITIES:

Capital Stock.......................$ 325,000.00

Surplus Fund........................ 325,000.00

Undivided Profits................ .. 429, 75C .21

Reserve Funds.......... ------------ 108,276.70

Due to Banks-----------------------

none

Dividends Unpaid...................

none

Cashiers Checks--------------------

517.33

Certified Checks.................... .

none

Demand Deposits------------------

none

Time Certificates of Deposit....... 3,672,455.99

Savings Deposits------------------- 2,269,795.21

Letters of Credit and Acceptances

B ielxl sePcuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._

none none

Notes and Bills Rediscounted......

none

Other Liabilities------------------- 15,465.50

TotaL..............................$ 7, 146,260.94

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

SAVANNAH BANK & TRUST COMPANY

Savannah, Ga.

As called for by the Superintendent of Banks.

ANTON P. WRIGHT,

J. H. THOMPSON,

President.

Cashier.

Date of Charter: 3-4-1869

Began Business: 7-1869

RESOURCES:

Loans and Discounts..............$ 2,438, 775.57

Certificates of Indebtedness and

Bonds and Stocks owned......... 63,752.75

Banking House and Lot........... 538,477.84

Furniture and Fixtures...........

none

Other Real Estate owned......... 281,756.54

Cash in Vault and amounts due

from approved Reserve Agents.. 461,942.45

Checks for Clearing and Due from

other Banks...................... 114,743.11

COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._._._. .

9,519.95 618.82

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit andAcceptances.......... 191,747.49

Profit and Loss.....................

none

Other Resources....................

none

Total................................$ 4,101,334.52

LIABILITIES:

Capital Stock....................... $ 7GO,OOO .CO

SUunrdpilvui ds eFduPnrdo.f.i t-s-.- .- -. -. -. -. -. -. -.-.-.-.-.-.-.-.-.-.

200,000.00 34,649.67

Reserve Funds......................

none

Due to Banks....................... l24,048.e4

Dividends Unpaid...................

none

Cashiers Checks.................... 78,336.15

Certified Checks.................... 1,912.36

Demand Deposits----------------- 1,084,998.07

Time Certificates of Deposit....... 131,500.00

Savings Deposits------------------- 1,006,945.46

Letters of Credit and Acceptances

executed for Customers.......... 127,349.38

Bills PaYable.---------------------- 450,COO.CO

Notes and Bills Rediscounted...... 161,594.79

Other Liabilities-------------------

none

TotaL..............................$ 4,101,334.52

ELEVENTH ANNUAL REPORT

117

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Senoia, Ga.

As called for by the Superintendent of Banks

R. L. HARDY,

H. G. HUTCHINSON,

President.

Cashier.

Date of Charter: 3-2-1874

Began Business: 1889

RESOURCES:

Loans and Discounts-------------- $ 193,233.51

Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._..___.__._._.

16,180 .co
1,400.00

FOuthrneirtuRreealaEndstaFtiextoUwrneesd--..-_-_-_-_-_-_-_-_--_

none
9,500.00

Cash in Vault and amounts due

from approved Reserve Agents .. 34,707.15

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrteamftss..(.i.f-a--n-y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

297.68 397.68

AdCvoamnmceodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r

942.87

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss..___________________ _ Other Resources..__________________ _

none none
4,379.64

TotaL------------------------------ $ 261,038.53

LIABILITIES:

CSuaproitlaulsSFtuoncdk....._.__._-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ $
UndiVided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------DiVidends Unpaid..----------------Cashiers Checks ------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteits&o.f.-D--e-v--o-s-i-t_--_-_-_-_-_--_ SaVings Devosits..----------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Other Liabilities-------------------

50,000.00 50,000.00 7. 788.04
none none
4,144.00 1,078.38
none
70,427.48 77,600.63
none
none none none none

TotaL______________________________ $ 261,038.53

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Shady Dale, Ga.

As called for by the Superintendent of Banks.

H. C. PERRY,

0. H. BANKS,

President

Cashier.

Date of Charter: 2-6-1920

Began Business: 4-12-1920

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._._-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrensed-.-.-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-,n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsoto=moedristiLesia--b-i-l-it-y--o--n--L-e--t-te--rs--o--f llo Credit and Accevtances..... Profit and LOSS--------------------Other Resources--------------------
TotaL------------------------------- $

28,090.84
none none
5,000.00 3,688.88
6,069.70
none
40.36
none
none none none
230.95
43,120.73

LIABILITIES:

Capital Stock.---------------------- $ Surolus Fun<L--------------------UndiVided Profits-----------------Reserve Funds..--------------------Due to Banks----------------------DiVidends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand Devosit&..----------------Time Certificates of Deposits...... SaVings Devosits..----------------Letters of Credit and Accevtances
executed for Customers---------BNioltlessPaanyadbBleil.l.s-R--e-d--i-s-c-o-u-n--t-e-d-.-.---.Other Liabilities....-----------------

20,0CO.OO 4,000.00
35.81
none none none
233.80
none
6,830.16 7,006.96
none
none
5,014.00
none none

Total------------------------------- $ 43,120.73

118

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF SHARON

Sharon, Ga.

As called for by the Superintendent of Banks.

J. W. FALLIN,

0. G. STONE,

President

Cashier.

Date of Charter: 8-!29-1904

Began Business: 1904

RESOURCES:

Loans and Discounts-------------CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_

$

BF uarnnkiitnugr eHaonudseFaixntdurLeso_t____________________ __

78,384.46 3,079.72
none
735.00

Other Real Estate owne<L--------Cash in Vault and amounts due

none

from approved Reserve Agents.. 51,272.50

Checks for Clearing and Due from

C aosth eIrteBmasn._k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_- -_ Overdrafts (if any) ________________ _

none none
314.26

Advance on Cotton and other

Cucsot=omodeirtsieLsi-a-b-i-l-i-ty--o--n--L--e-t-te--r-s-o--f

none

Credit and Acceptances ---------

none

Profit Other

and LOSS---------------------
Resources.--------------------

-

none
-no-ne

TotaL------------------------------ $ 133,785.94

LIABILITIES:
Capital Stock.______________________ $ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer.._C__u_s_t_o_m___e_r_s_------------------Notes and Bills Rediscounted.... Other Liabilities..------------------

15,000.00 23,000.00 9, 703.49
none none none none none
51.991.33 34,091.12
none
none none none none

TotaL------------------------------- $ 133,785.94

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

SHELLMAN BANKING CO.

Shellman, Ga.

As called for by the Superintendent of Banks.

J. M. WOOTEN,

THOS. R. ARTHUR,

Vice-President.

Cashier.

Date of Charter: l!l-4-1890

Began Business: 9-1-1890

RESOURCES:

Loans and Discounts-------------- $ 102,788.60

Certificates of Indebtedness and

Bonds and Stocks owned..______ Banking House and Lot___________

none
6,000.00

Furniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from

3,000.00
none
14,285.98

other Banks---------------------Cash IteiDS-------------------------Overdrafts (if allYl----------------Advance on Cotton and other

770.10 68.EO 647.95

Commodities---------------------- 4,035.41

CUstomers Liability on Letters of

Credit and Acceptances---------

none

Profit Other

and LOSS---------------------
ResourceS.--------------------

-

none
-no-ne

Total-------------------------------- $ 131.646.64

LIABILITIES:
Capital Stock.______________________ $ survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit Savings Deposits------------------BLeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c___e_s__ Notes and Bills Rediscounted. Other LiabilitieS-------------------

25,000.00 33,000.00
659.64
none none
2,000.00 304.11
none
49,173.05 16,509.84
none
none
5,000.00
none none

Total------------------------------- $ 131,646.64

ELEVENTH ANNUAL REPORT

ll9

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF SILOAM

Siloam, Ga.

As called for by the Superintendent of Banks.

JNO. F. HOLDEN,

W. M. REYNOLDS,

President.

Cashier.

Date of Chater: 1o-18-1904

Began Business: 9-1904

RESOURCES:

Loans and Discounts.------------- $ 27,355.35

CeBrotinfidcsataensdoSf toIncdkesbotwednende.s._s__a__n_d_

none

Banking House and Lot----------- 2.500.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

1,500.00 6,149.05

Cash in Vault and amounts due

from approved Reserve Agents.. 43,601.45

Checks for Clearing and Due from

other Banks.. --------------------

599.97

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 7:28

Advance on Cotton and other

Commodities----------------------

none

CuCsrteodmiterasnLd iAabcicleiptytanocnesL..e_t_t_e_r_s__o_ _f

none

POrtohfeirt aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

----

TotaL-------------------.------------ $ 81,713.10

LIABILITIES:

Capital Stock..--------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCearsthifieierds CChheecckkss..-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------BLeieltxltseecrPsuatoyefadCbflroeer_d_Ci_t_ua_s_nt_od_m_A_e_c_rc_se___p___t_a___n__c__e____s __ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._._._._._

15,000.00 10,000.00 9,060.05
none none 39.40 none none 29,715.32 17,898.33 none none none none none

TotaL------------------------------- $ 81,713.10

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

SOCIAL CIRCLE BANK

Social Circle, Ga.

As called for by the Super'ntendent of Banks.

W. B. SPEARMAN,

W. S. McKIBBEN,

Vice-President.

Ca.shier.

Date of Charter: HHH-19~3

Began Business: 3-8-1924

RESOURCES:

Loans and Discounts-------------- $ 53,340.09

Certificates of Indebtedness and

Bonds and Stocks owned..------- 2,120.31

Banking House and Lot----------- 3,500.00

FOuthrneirtuRreealaEndstFatiextouwrensed-.-.-_-__-_-_-_-_-_--_

2,000.00 none

Cash in vault and amounts due

from approved Reserve Agents-- 49,367.87

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items.------------------------Overdrafts (if anYl-----------------

none 9.92

Advance on Cotton and other

Co=odities---------------------- 10,419.72

Customers Liability on Letters of

Credit and Acceptance&.---------

none

- - - - - Profit and LOSS..------------------
Other Resources..-------------------

50.21 none

TotaL----------------------------- $ 120,808.12

LIABILITIES:

Capital Stock..--------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds..--------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted... Other Liabilities...------------------

25,000.00 3,750.00
none none none none 650.94 none 73,882.16 7,744.41 9,780.61 none none none none

TotaL------------------------------ $ 120,808.12

120

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BANK OF SOPERTON

Soperton, Ga.

As called for by the Superintendent of Banks.

N. L. GILLIS, SR.,

J. E. HALL,

President.

Cashier.

Date of Charter: 6-16-1906

Began Business: 6-1903

RESOURCES:

Loans and Discounts-------------- $ 173,933.70 Certificates of Indebtedness and

Bonds and Stocks owned....... 14,042.51

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-_-__-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _

14,000.00 4,490.00 26,964.80

Cash in Vault and amounts due

from approved Reserve Agents.. 37.961.33

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items--------------------------

323.47

Overdrafts (if anYl----------------AdCvoamncmeodoitniesC. _o__t t_o__n___a__n_d____o_t_h__e r_

433.97 4,638.95

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f

none

Profit and Loss---------------------

none

Other Resources--------------------- - -1,1-42.-31

TotaL------------------------------ $ 277,931.04

LIABILITIES:

Capital Stock.______________________ $ 25,000.00

Surplus Fun<L---------------------
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L-----------------

17,500.00 1,036.35
none none
24.00

Cashiers Checks ------------------Certified Checks--------------------

490.65
none

TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

79,870.56 125,434.86

Savings Deposits------------------LBeieltxltseecrPsuatoyefadCbflroeer_d_Ci_t_ua_s_nt_od_m_A__ec_rc_se___p___t_a___n__c__e____s__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_.______ __

13,436.25
none none
6,088.37 9,050.00

TotaL.----------------------------- $ 277,931.04

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE EXCHANGE BANK OF SPRINGFIELD

Springfield, Ga.

As called for by the Superintendent of Banks.

J. W. TEBEAU,

J. M. MARCHMAN,

President.

Cashier.

Date of Charter: 1~-31-1907

Began Business: 1-1-1908

RESOURCES:

Loans and Discounts-------------- $ 65,892.52

Certificates of Indebtedness and

Bonds and Stocks owne<L------- 28,717.56

Banking House and Lot----------- 2,800.00

Furniture and Fixtures ----------Other Real Estate owned----------

l,OOO.CO
none

Cash in Vault and amounts due

from approved Reserve Agents-- 44,543.90

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items.. -----------------------Overdrafts (if anYl-----------------

none none

Advance on Cotton and other

Commodities----------------------

none

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.e_t_t_e_r_s__o_ _f

none

Profit Other

and LOSS---------------------
ResourceS.--------------------

-

none
-no-ne

TotaL------------------------------ $ 142,953.98

LIABILITIES;

Capital Stock.---------------------- $
Surplus Fun<L---------------------
Undivided Profits------------------
Reserve Funds----------------------
Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeipcoasteitsSo--f-D--e--p-o--s-i-t-__-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltessPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-.-_-__--_ Other LiabilitieS-------------------

15,000.CO 4,000.00 1,134.14
none none none
423.70
none
87,525.91 11,847.94 18,022.29
none
5,000.00
none none

TotaL------------------------------ $ 142,953.98

ELEVENTH ANNUAL REPORT

121

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF STAPLETON

Stapleton, Ga.

As called for by the Superintendent of Banks.

J. C. KILGORE,

J. C. KILGORE,

President.

Cashier.

Date of Charter: 9-24-1906

Began Business: 1906

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e_<__L_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate ownecL________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other BankS---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLd iAa bcci leipt ytanocnesL..e_t_t_e_r_s__o_ _f Profit and Loss--------------------Other Resources--------------------
TotaL _____________ ----------~------- $

44,021.79
287.10 2.400.00 2,932.00 3,088.00
31,318.30
none none
203.51
none
none none none
84,250.70

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanyadbBleil-l-s--R-e--d-i-s-c-o-u--n-t-e-d-_--_-__--_ Other Liabilities-------------------

15,000.CO 4,000.00
600.29
none none none
158.66
none
48,896.39 15,595.36
none
none none none none

TotaL------------------------------- $ 84,250.70

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF STATESBORO

Statesboro, Ga.

As called for by the Superintendent of Banks.

S. C. GROOVER,

J. 0. JOHNSTON,

President.

Cashier.

Date of Charter: 1G-6-1891

Began Business: 1-1-1894

RESOURCES:

Loans and Discounts-------------- $ 533,728.28

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_c_L__-_-_-_-_-_--_

60,095.00 42,000.00

Furniture and Fixtures------------ 11,372.38

Other Real Estate ownecL--------- 39,178.03

Cash in Vault and amounts due

from approved Reserve Agents. 76,163.38

Checks for Clearing and Due from

other Banks---------------------- 5,185.76

COavsehrdIrtaefmtss.(.i.f.a--n-y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,235.98 199.50

Advance on cotton and other

CuCsoto=moderistieL&ia.b--il-i-t-y--o--n--L-e--t-te--r"s-o--f

none

Credit and Acceptances..---------

none

Profit and LOSS..-------------------Other Resources.-------------------

none none

TotaL------------------------------ $ 769,158.31

LIABILITIES:

Capital Stock----------------------- $ 100,000.00

Surplus Fund---------------------- 75,COO.OO

Undivided Profits------------------ 12,608.76

Reserve Funds---------------------- 10,282.53

Due to Banks----------------------- 1,806.89

Dividends Unpai<L----------------- 1,710.00

Cashiers Checks-------------------- 3,912.69

Certified Check&.-------------------

none

Demand DepositS------------------ 234,117.87

Time Certificates of Deposit------- 329,719.57

Savings Deposits-------------------

none

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills RediscountecL----

none

Other LiabilitieS-------------------

none

Total-------------------------------- $ 769,158.31

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

SEA ISLAND BANK

Statesboro, Ga.

As called for by the Superintendent of Banks.

R. F. DONALDSON,

J. G. WATSON,

President.

Cashier.

Date of Charter: 3-11-1901

Began Business: 1901

RESOURCES:

Loans and Discounts...... $ 400,879.44

Certificates of Indebtedness and

Bonds and Stocks owned... 2,835.00

Banking House and Lot..... 37,500.00

Furniture and Fixtures..... 9,833.60

Other Real Estate owned....... 10,385.91

Cash in VaUlt and amounts due

from approved Reserve Agents. 45,800.78

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss.(.if..a. -n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_._

1,173.33 510.03

Advance on Cotton and other

Commodities............... 2,420.18

Customers Liability on Letters of

Credit and Acceptances....

none

Profit and Loss......

none

Other Resources_.......- - -no-ne

TotaL........ $ 571,338.27

LIABILITIES:

Capital Stock......... $ 50,000.00

SUrPlUS FuncL....... 75,000.00

Undivided Profits........ 8,818.82

Reserve Funds............ 5, 741.43

Due to Banks.............

none

Dividends Unpaid............

none

Cashiers Checks............... 1,117.40

Certified Checks................

none

Demand Deposits................ 183,7C4 42

Time Certificates of Deposit....... 209,703.58

Savings Deposits------------------- 18,702.82

Letters of Credit and Acceptances

executed for Customers......

none

Bills Payable.................. 20,000.00

Notes and Bills Rediscounted..

none

Other Liabilities........

550.00

TotaL..~--- $ 571,338.27

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF STATHAM

Statham, Ga.

As called for by the Superintendent of Banks.

J. F. BURSON,

E. L. ROSS,

President.

Cashier.

Date of Charter: 3-3Q-1904t

Began Business: 4-4-1904.

RESOURCES:

Loans and Discounts...... $ 52,940.76

Certificates of Indebtedness and

Bonds and Stocks owned....

none

Banking House and Lot... 1,900.00

Furniture and Fixtures...... 3,085.00

Other Real Estate owned........ 7' 939.40

Cash in Vault and amounts due

from approved Reserve Agents. 1,879.55

Checks for Clearing and Due from

other Banks........

114.00

Cash Items...............

230.93

Overdrafts (1f anY)...............

none

Advance on Cotton and other

Commodities.. . . . . . . . -. . . .

470.19

Customers Liability on Letters of

Credit and Accei>tances.

none

Profit and Loss....

none

Other Resources..- - -n-on-e

Total $ 68,559.83

LIABILITIES:
Capital Stock... Surplus FuncL....... Undivided Profits.... Reserve Funds........ Due to Banks........ Dividends UnPaid...... Cashiers Checks.... Certified Checks...... Demand Deposits............ Time Certificates of Deposit.. Savings Deposits........ Letters of Credit and Acceptances
executed for Customers Bills Payable_..... Notes and Bills Rediscounted. Other Liabilities..

25,000.00
none
581.05
none none none
13.41
none
7,276.84 20,838.53
none
none
14,850.00
none none

Total................................ $ 68,559.83

ELEVENTH ANNUAL REPORT

us

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

GRANITE BANK

Stone Mountain, Ga.

As called for by the Superintendent of Banks.

W. T. McCurdy,

DEAN RHODES,

President.

Cashier.

Date of Charter: 8-31-1911

Began Business: 9-5-1911

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.if..a. n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--t
Credit and Acceptances..--------Profit and LOSS--------------------Other Resources..------------------

91,689.16
45.CO 1,882.81 2, 790.51 18,633.48
2l,C24 15
872.60 410.67 417.62
none
none none
400.00

TotaL.----------------------------- $ 138,166.00

LIABILITIES:
Capital Stock. ____________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits.. ----------------Letters of Credit and Acceptances
executed for Customers---------BNiolltsesPaanydabBlei_ll_s__R-e-d--i-s-c-o--u-n-t-e--d-_-_-_-_-_ Other Liabilities..------------------

15,COO.OO 15,000.00
863.09
none none none
142.07
none
57,005.56 23,774.30 20,380.98
none
6,000.00
none none

TotaL..--------------------------- $ 138,166.00

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CHATTOOGA COUNTY BANK

Summerville, Ga.

As called for by the Superintendent of Banks.

JNO. D. TAYLOR,

B. W. FARRAR,

Pres.ident.

Cashier.

Date of Charter: 11-25-1905

Began Busies: 1-1-1906

RESOURCES:

LIABILiriES:

Loans and Discounts-------------- $ 224,645.94

Certificates of Indebt.edness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_

18,000 .co
10,647.99

Furniture and Fixtures------------ 7,626.79

Other Real Estate owned..--------- 12,900.38 Cash in Vault and amounts due

from approved Reserve Agents._ 55,073.07

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

4,872.66
none none

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--t

none

Credit and Acceptances---------Profit and LOSS--------------------Other Resources..-------------------

none none none

Capital Stock.______________________ $ 30,000.00

Surplus Fun<L--------------------- 30,000.00

Undivided Profits------------------ 7,581.85

Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..-----------------

none none none

Cashiers Checks--------------------

113.95

Certified CheckS--------------------

none

Demand DepositS------------------ 194,366.31

Time Certificates of Deposit------- 19,C72.25

Savings Deposits------------------- 17,632.47

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none
35,000.00

Notes and Bills Rediscounted....

none

Other LiabilitieS-------------------

none

----------------------------------- Total-------------------------------- $ 333,766.83

~otal-------------------------------- $ 333,766.83

124

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

FARMERS & MERCHANTS BANK

Summervilie, Ga.

As called for by the Superintendent of Banks.

C. P. THOMPSON,

D. L. McWHORTER,

President.

Cashier.

Date of Charter: 2-5-1926

Began Business: 2-6-1926

RESOURCES:

Loa,ns and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.------Banking House and Lot----------FOUthrenritRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f
Credit and AcceptanceS---------Profit and LOSS--------------------Other Resources.-------------------

81,032.35
23,791.24 7,500.00
none
1,000.00
26,545.09
460.88
none none none none none
23.03

TotaL------------------------------ $ 140,352.59

LIABILITIES:
Capital Stock.______________________ $ SUrPlUS Fun<L--------------------Undivided Profits-----------------Reserve Funds------------------- Due to Banks----------------Dividends Unpaid.-------------Cashiers Checks--------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit.... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers------- Bills Payable----------------------Notes and Bills Rediscounted... Other Liabilities..-----------------

25,000.00
none none none none none
1,141.06
none
86,715.37 25,303.44
none
none none none
2,192.72

TotaL------------------------------ $ 140,352.59

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF TWIN CITY

Summit, Ga.

As called for by the Superintendent of Banks.

J. LEONARD ROUNTREE,

R. W. DURDEN,

President.

Cashier.

Date of Charter: 6-3Q-1930

Began Business: 6-12-1930

RESOURCES:

Loans and Discounts-------------- $ 85,260.43

CeBrotinfidcsataensdoSf toInckdsebotwednneeds. _s__a__n_d_

none

Banking House and Lot----------- 6,527.56

. FOUthrneritRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

4,000.00 8,977.95

Cash in Vault and amounts due

from approved Reserve Agents.. 1,062.53

Checks for Clearing and Due from

other Banks------------------

none

Cash Items-------------------------Overdrafts (if anYl-----------------

535.33
none

Advance on Cotton and other

Co=odities------------------

none

CuCsrteodmiterasnLdiAabcicleiptytaoncnesL..e_t_t_e_r_s___o_f

none

Profit and LosS..------------------

none

Other Resources..------------------- - -no-ne

Total-------------------------- $ 106,363 .so

LIABILITIES:

Capital Stock.------------------- $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds--------------Due to Banks..---------------------Dividends Unpaid-----------------Cashiers Checks----------------- Certified Checks..-----------------Demand DepositS------------- Time Certificates of Deposit.... Savings Deposits------------------Letters of Credit and Acceptances
executed for Cu<>tomers---------Bills Payable----------------- Notes and Bills Rediscounted. Other LiabilitieS-------------------

25,000.00 5,000.00
226.27
none none none
375.83
none
39,069.38 20,228.54
372.65
none
11,800.00 4,291.13
none

Total----------------------------- $ 106,363 .so

ELEVENTH ANNUAL REPORT

125

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE CENTRAL BANK

Swainsboro, Ga.

As called for by the Superintendent of Banks.

R. A. FLANDERS,

W. W. FLANDERS,

President.

Cashier.

Date of Charter: 9-27-1920

Began Business: 11-9-1920

RESOURCES:

Loans and Discounts....__________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__._-_-_-_-_-_--_ FUrniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other CuCsoto=moedristiLesia-b--il-i-t-Y--o--n--L-e--t-te--r-s-o--f
Credit and Acceptances---------Profit and LOSS--------------------Other Resources.-------------------

76,443.27 2,2CO.OO
none
3,200.00 4, 361.87 55,829.79 3,808.65
none
186.25 12,091.82
none none none

TotaL__________ ------------------ $ 158,121.65

LIABILITIES:
Capital Stock.---------------------Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------NOothteesr aLniadbiBlitiilelss_R_e__d_i_s_c_o__u_n_t_e_d__-_-_-_--_

25,000.00 15,000.00 8,288.02
none none none
1,528.86
none
104,811.70 3,493.07
none
none none none none

TotaL------------------------------ $ 158,121.65

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE CITIZENS BANK OF SWAINSBORO

Swainsboro, Ga.

As called for by the Superintendent of Banks.

J. R. COLEMAN,

OTIS G. PRICE,

President.

Cashier.

Date of Charter: 11-10-1930

Began Business: 1900

RESOURCES:

Loans and Discounts-------------- $ 345,729.67 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ FUrniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due

1,000.00
none
2,075.CO
33,280.CO

from approved Reserve Agents.. 123,270.29 Checks for Clearing and Due from

other Banks---------------------- 5 '262 .45

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1, 78C .60
none

Advance on Cotton and other

CommoditieS---------------------Customers Liability on Letters of

none

Credit and Acceotances. --------Profit and Loss--------------------Othei Resources..-------------------

none none none

Total-------------------------------- $ 512,398.01

LIABILITIES:
Caoital Stock._____________ --------Surplus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unoaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DeoositS...----------------Time Certificates of DeoosiL----Savings Deposits------------------Letters of Credit and Acceotances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_rs.-------------------Notes and Bills RediscountecL--Other Liabilities.-------------------

25.000.00 50,000.00
none
2,310.83
none
5,000.00 4,584.42
none
322.002 .ll 103,5C0.65
none
none none none none

TotaL------------------------------ $ 512,398.01

1~6

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

EXCHANGE BANK

Sycamore, Ga.

As called for by the Superintendent of Banks.

0. W. SMITH,

B. N. HANSFORD,

President.

Cashier.

Date of Charter: 3-18-1918

Began Business: 1918

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoInckdsebotwendenceLs_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate ownecL. _______ _ Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabccileipttya,onnceLs..e_t_t_e_r_s__o_ f_ Profit a,nd Los&.-------------------Other ResourceS..------------------TotaL. ______________________________ $

7,198.91
none
3,500.00 2,656.00
none
25,444.94
208 74
none
14.30 3,548.04
none none none
42,570.93

LIABILITIES:
Capital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL----------------Cashiers Checks ------------------CDeermtiafinedd DCehpeocskists-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Dei>osiL----Savings Deposits------------------Letters of Credit and Accei>tances
executed for Customers---------BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o-u--n-t-e-c-L--_-_-_-_ Other LiabilitieS-------------------

15,000 .co
none
1,003 96
none none none
155.62
none
19,249.39 7' 161.96
none
none none none none

TotaL------------------------------ $ 42,570.93

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF SCREVEN COUNTY

Sylvania, Ga.

As called for by the Superintendent of Banks.

J. A. MILLS,

J. B. BROWN,

President.

Cashier.

Date of Charter: 4-lQ-1911

Began Business: 5-1-1911

RESOURCES:

Coans and Discounts-------------- $ 210.103.03

Lertiflcates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnksd oLwonte_c__L_____________ __

24,096 25
none

FOuthrneirtuRreealaEndstFatiextouwrensec-L--_-__-_-_-_-_-_--_

7.139.34 7,313.81

Cash in Vault and amounts due

from approved Reserve Agents.. 116,744.89

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1. 225.07 none

Advamce on Cotton and other

Commodities.---------------------

none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e__r_s__o_f

none

POrtohfeirt aRnesdoLurOceSsS..._.-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_--_

none none

TotaL----------------------------- $ 366,622.39

LIABILITIES:

Capital Stock.______________________ $ 50,000.00

Surplus Fun<L--------------------- 10.000 00

Undivided Profits-----------------Reserve Funds..--------------------DDiuveidtoenBdsanUknSp-a-i-c-L--.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

13,202.13
none none
4,000.00

CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

797 05
none

TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

218,213.86 40,2E2.89

Savings Deposits------------------- 30,146.46 Letters of Credit and Acceptances

executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted.....

none none none

Other Liabilities...------------------

none

TotaL------------------------------ $ 366,622.39

ELEVENTH ANNUAL REPORT

127

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

SYLVESTER BANKING COMPANY

Sylvester, Ga.

As called for by the Superintendent of Banks.

T. C. JEFFORDS,

J. H. WESTBERRY, SR.,

President.

Cashier.

Date of Charter: 7-5-1898

Began Business: 7-1898

RESOURCES:

Loans and Discounts-------------- $ 155,249.89 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_c_L__-_-_-_-_-_--_ Furniture and Fixtures____________ Other Real Estate owned._________

40,770.58 ll,CGO.OO 6,000.00
31,000.00

Cash in Vault and amounts due

from approved Reserve Agents. 187,210.03

Checks for Clearing and Due from

CaosthheIrteBmas_nk__s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_----------_-_ Overdrafts (if any) ________________ _

14,910.47
none none

Advance on Cotton and other

Commodities---------------------CuCsrteodmiterasnLd iAa bciclei pt ytaonnceLs_e_t_t_e_r_s___o_f

1, 728.94
none

Profit and LOSS--------------

none

Other ResourceS.-------------------

none

TotaL...--------------------------- $ 447,869.91

LIABILITIES:

Capital Stock.---------------------- $
Surplus Fun<L---------------------

100,000.00
none

Undivided Profits------------------ 25,000.00

Reserve Funds----------------------
Due to Banks-----------------------

2,854.29
none

Dividends UnpaicL-----------------

none

Cashiers Checks-------------------- 1,559.77

Certified Checks--------------------

none

Demand Deposits------------------ 236,496.89

Time Certificates of Deposit------- 81,958.96

Savings DepositS-------------------

none

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted.____

none

Other Liabilities-------------------

none

TotaL ______________________________ $ 447,869.91

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF TALBOTTON

Talbotton, Ga.

As called for by the Superintendent of Banks.

R. G. JORDAN,

J. W. JORDAN,

President.

Cashier.

Date of Charter: 8-16-1906

Began Business: 12-1-1906

RESOURCES:

Loans and Discounts-------------- $ 197,742.17 Certificates of Indebtedness and

B aBnoknidnsgaHnoduSsteoacknsd oLwont _e_d_-_-__-_-_-_-_- -_ Furniture and Fixtures___________ _ Other Real Estate ownecL________ _

10.000 00 9,691.10
4 '761.72 19,665.41

Cash in Vault and amounts due

from approved Reserve Agents.. 47,453 65

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

3, 902.50
none 10 80

Advance on Cotton and other

Commodities---------------------CuCsrteodmiterasnLdiAabcicleiptytanocnesL_e_t_t_e_r_s__o_ f_

3, 763.50
none

Profit and Loss.--------------------

none

Other Resources-------------------- - -4,1-84.-45

TotaL------------------------------ $ 301.175.30

LIABILITIES:

Capital Stock.---------------------- $ 25,000.00

Surplus FuncL.--------------------- 25,000.00

Undivided Profits------------------ 2,C93.82

RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

none none

Dividends UnpaicL-----------------

none

Cashiers Checks-------------------Certified Checks--------------------

257.06
none

Demand Deposits------------------ 75.34(.93

Time Certificates of Deposit------- 173;483 .49

Savings Deposits-------------------

none

LBeieltxltseecrPsuatyoefadbCfloreer_d_C_i_tu_sa_t_no_dm__A_e_rc_sc___e__p___t__a__n__c____es__

none none

Notes and Bills Rediscounted...

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 301,175.30

128

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE PEOPLES BANK

Talbotton, Ga.

As called for by the Superintendent of Banks.

R. K. PERSONS,

FANl\IE MAHONE,

President.

Cashier.

Date of Charter: 12-3-1890

Began Business: 1-13-1891

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot........ Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o__t_to__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of P rCorfei tdaitnadnLdoAssc.c__e_p_t_a_n__c_e_s_._._._._._._._._. ._ Other Resources..._______________ _

75,035.21
52,000.00 4,063.27 1,402.25 702 21
41,061 59
G77 .28
none none
none
none none
953.11

TotaL------------------------------ $ 175,894.92

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._.__._._.._ Notes and Bills Rediscounted.... Other Liabilities..------------------

25,COO.OO 15.000.00 9,936.67
none none
15.00 454.06
none
6,170.63 59,318.56
none
none none none none

TotaL.----------------------------- $ 175,894.92

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

HOME BANK

Tallapoosa, Ga.

As called for by the Superintendent of Banks.

R. L. HEFFINGTON,

W. G. ADSMOND,

President.

Cashier.

Date of Charter: 6-29-1926

Began Business: 7-1-1926

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot----------Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsoto=moedristiLesia.b--i-li-t-Y--o--n--L--e-t-te--rs--o--f P rCorfei tdaitnadnLdoAssc.c__e_p_t_a_n__c_e_s_._._._._._._._._. ._ Other Resources.-------------------
TotaL------------------------------ $

42,574.77
30,073.64 4,0CC .00 3,000.00
none
9,240.73
none
21.00 49.56
1,685.60
none none none
90,645.30

LIABILITIES:
Capital Stock.........-------------Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._.__._.__._.._ Notes and Bills Rediscounted..... Other Liabilit!les-------------------

25,000.00 2,000.00 558.54
none none none
325.08
none
47,725.72
none
1.035.96
none
14,000.00
none none

TotaL------------------------------ $ 90,645 30

ELEVENTH ANNUAL REPORT

129

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF TAYLORSVILLE

Taylorsville, Ga.

As called for by the Superintendent of Banks.

J. I. HARRIS,

M.A. PERRY,

President.

Cashier.

Date of Charter: 6-5-1905

Began Business: 6-13-1905

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSf tIoncdkesbo.twednnedes._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents-_ Choetchkesr fBoar nCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_
COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances---------POrtohfeitr aRnedsoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

61,927.07
none
1,400.00 2,200.00
none
35,524.62
none none none none none none none

TotaL----------------------------- $ 101,051.69

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _
Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable----------------------Notes and Bills Redlscounted..---Other Liabilities-------------------

25,000.00 5,000.00 6.337.69
none none none
225.00
none
44,816.88 19,672.12
none
none none none none

TotaL------------------------------ $ 101,051.69

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

TENNILLE BANKING CO.

Tennille, Ga.

As called for by the Superintendent of Banks.

D. E. McMASTER,

W. F. MOBLEY,

President.

Asst. Cashier.

Date of Charter: 4-4-1900

Began Business: 4-4-1900

RESOURCES:

Loans and Discounts ______________ $ 118 652 15

CeBrotinfidcsataensdoSf toIncdkes botwednneeds. _s__a__n_d_ Banking House and Lot__________ _

40,301.85
none

FOuthrneirtRureealaEndstaFtiextouwrensed--.-__-_-_-_-_-_-_--_

2,405.13 6,428.75

Cash in Vault and amounts due

from approved Reserve Agents-- 119,320.56

Checks for Clearing and Due from

other Banks_--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,907.56
none
120 27

Advance on Cotton and other

CuCCsorteomdmmiteorasdniLdtiieAasbc-ic-l-ei-tp-yt-a-on--nc-e-Ls--_e_-t_-t_-e_-r_-s_-_-o_--f_

6, 775.83
none

Profit and LOSS--------------------Other Resources..------------~------

none none

TotaL------------------------------ $ 295,922.10

LIABILITIES:

Capital Stock----------------------- $ 30,000.00

Surplus Fund..---------------------- 6,000.00

Undivided Profits------------------ 11,119.11

Reserve Funds..--------------------Due to BankS-----------------------

none none

Dividends Unpaid..----------------- 3,000 00

Cashiers Checks--------------------

257.61

Certified CheckS..-------------------

none

TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_

186,752.18 46,266.22

Savings Deposits------------------- 12,526.98

LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_

none

BNioltlessPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--.-__-_--_

none none

Other LiabilitieS-------------------

none

TotaL ______________________________ $ 295,922.10

130

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS AND SOUTHERN BANK OF THOMASTON

Thomaston, Ga.

As called for by the Superintendent of Banks.

JAS. R. ATWATER,

H. W. WHEELESS,

President.

Cashier.

Date of Charter: 1-16-1926

Began Business: 1-16-1926

RESOURCES:

Loans and Discounts-------------- $ B25.018.72 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_c_L__-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned..________ _

none
25,284.71
6,261.14
81,602.03

Cash in Vault and amounts due

from approved Reserve Agents-- 258,149.16

Checks for Clearing and Due from

CaosthheIrteBmasn.._k_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _

209.29
none none

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmitearsnLdiAabcicleitpYtanocnesL.,e_t_t_e_r__s_o_ _f

none

POrtohfeitr aRnedsoLurOceSsS.,._.-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_--_

none none

TotaL------------------------------ $ 996,525.05

LIABILITIES:

Capital Stock.---------------------- $ 100,000.00

SurPlUS Fun<L--------------------- 25,000.00

Undivided ProfitS------------------ 17,894.16

Reserve Funds---------------------Due to Banks..----------------------

none none

Dividends UnPaid..-----------------

88.00

Cashiers Checks-------------------- 1,745.16

Certified Checks--------------------

54.00

TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_

517,595.75 266,385.40

Savings Deposits------------------- 67,762.58 Letters of Credit and Acceptances

executed for Customers---------BNioltlessPaanyadbBleil.l-s--R--e-d-i-s-c-o-u--n-t-e-d-.-.-_-__--_

none none none

Other LiabilitieS-------------------

none

TotaL------------------------------- $ 996,525.05

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BANK OF THOMASVILLE

Thomasville, Ga.

As called for by the Superintendent of Banks.

R. G. FLEETWOOD,

WILLIAM COPELAND,

President.

Cashier.

Date of Charter: 9-27-1888

Began Business: 1888

RESOURCES:

Loans and Discounts--------------$ 1,641,856.94 Certificates of Indebtedness and

Bonds and Stocks owned..------- 35,900.00 Banking House and Lot----------- 123,803.26

FOuthrneirtRureealaEndstaFtiextouwrneesd-.-._-_-_--_-_-_-_-_-_-

17,547.76 27,961.96

Cash in Vault and amounts due from approved Reserve Agents-- 184,014.25

Checks for Clearing and Due from

other Banks---------------------- 23,474.30

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,076.43 3,300.73

AdCvoamncmeodoitnies.c._o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers Liability on Letters of

Credit and Acceptances----------

none

Profit and LoSS..--------------------

none

Other Resources..-------------------- - -9,4-46.-72

TotaL------------------------------$ 2, 069,382 .35

LIABILITIES:
Capital Stock.______________________$ SurPlUS Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends UnPaid..----------------Cashiers Checks-------------------Certified Checks..----------C-------Demand DepositS-----------------Time Certificates of Deposit -----Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RedlscountecL---Other LiabilitieS-------------------

l50,COO.OO 100,000.00
4,147.07 14,231.81 3,919.52 6,035.00 5,622.62
186.93 659,948.95 222,770.72 667,472.92
none
235,000.00
none
46.81

TotaL ______________________________ $ 2, 069,382 .35

ELEVENTH ANNUAL REPORT

131

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

COMMERCIAL BANK

Thomasville, Ga.

As called for by the Superintendent of Banks.

J. W. HORNE,

L. D. FERGUSON,

President.

Cashier.

Date of Charter: 7-3-1916

Began Business: 7-22-1916

RESOURCES:

Loans and Discounts______________ $ 196,730.74 Certificates of Indebtedness and

Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o_m_ _ Cash Items_________________________ _ Overdrafts (if any)________________ _
AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of

31,478.12 14,400.00
6,70G.OO 1,600.00
24,740.37
1,714.26
none none
none

Credit and Acceptances.........

none

Profit and Loss...-----------------

none

Other Resources..------------------ - -no-ne

TotaL...--------------------------- $ 277,363.49

LIABILITIES:

Capital Stock......---------------- $ 50,COO .00

Surplus Fun<L--------------------- 15,000.00

Undivided Profits------------------ 2,655.25

Reserve Funds----------------------

none

Due to BankS-----------------------

none

Dividends Unpai<L----------------- 2,COO .00

Cashiers Checks-------------------Certified Checks--------------------

694.04
none

Demand DepositS------------------ 65,380.32

Time Certificates of Deposit...... 10,932.55

Savings Deposits------------------- 180,701.33

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s__.__.__..____

none none

Notes and Bills Rediscounted...

none

Other Liabilities-------------------

none

TotaL------------------- $ 277,363.49

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE PEOPLES SAVINGS BANK

Thomasville, Ga.

As called for by the Superintendent of Banks.

T. J. BALL,

R. J. McCLENNY,

President.

Cashier.

Date of Charter: 1Q-22-1906

Began Business: 1Q-1907

RESOURCES:

Loans and Discounts-------------- $ 280,311.65 Certificates of Indebtedness and

Bonds and Stocks owned....... 1,720.00

Banking House and Lot......... Furniture and Fixtures...........

none
4,93R.46

Other Real Estate owned.......... 2,000.00

Cash in Vault and amounts due

from approved Reserve Agents.. 17,583.78

Checks for Clearing and Due from

CaosthheIrteBmasn..k_s_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

693.11
none
318.36

Advance on Cotton and other

Commodities.. . . - - - - - - - - - - - - - - - - - Customers LiabilitY on Letters of

none

Credit and Acceptances.......

none

PrOfit Other

and Loss...------------------
Resources.------------------

-

none
-no-ne

TotaL------------------------------ $ 307,565.36

LIABILITIES:

Capital Stock............... $ 50,000.00

Surplus Fun<L-------------------- 15,000.00

Undivided Profits-----------------Reserve Funds--------------------- DDiuveidtoenBdsanUknsp.-a-i-d--..-.-.-.-.-.-.-.-.-.-------.-.

4,544.87
none none
2,004.00

Cashiers Checks-------------------Certified Checks...----------------

80.15
none

Demand Deposits..----------------- 31,197.14 Time Certificates of Deposit.. 51,837.42

Savings Deposits...---------------- 142,583.42 Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s_.__.___._._._.._

none
lO,OCO.OO

Notes and Bills Rediscounted.

none

Other Liabilities........

318.36

TotaL.. $ 307,565.36

132

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF THOMSON

Thomson, Ga.,

As called for by the Superintendent of Banks.

J. E. WILKERSON,

E. C. HAWES,

President.

Cashier.

Date of Charter: 7-18-1891

Began Business: 7-1891

RESOURCES:

Loans and Discounts-------------- $ 139,983.69 CeBrotinfidcsataensdoSftoIcnkdsebotwednnedes._s__a__n_d_ 153,632.C9

Banking House and Lot----------- 12,000.00

FOuthrneirtRureealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_

4,500.00 11,227.97

Cash in Vault and amounts due

from approved Reserve Agents.. 211.738 84 Checks for Clearing and Due from

other Banks---------------------- 4,668.79

COavsehrdIrtealfltisS-(-i-f_a__n_y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

533 85 144.47

Advance on Cotton and other

CuCCsorteomdmmiteoarsdniLdtiieAasbc..ic-le-ip-t-yt-a-on-cn-e--sL-..-e_-t_-t_-e_-r_-s_-_-o_--f_

142.97
none

Profit and LOSS---------------------

none

Other Resources..-------------------

185.00

TotaL------------------------------ $ 538,757.67

LIABILITIES:

Capital Stock______________________ $ 50,000.CO

Surplus Fun<L--------------------- 50,000.00

Undivided Profits-----------------Reserve Funds---------------------Due to BankS..----------------------

31,362.88
none none

Dividends Unpaid.----------------- 4,000.00

Cashiers Checks-------------------- 1,902 09

Certified Checks--------------------

none

TDiemmeaCnderDtifeipcoasteitsSo...f.-D--e-p--o-s--i-t_-_-_-_-_-_--_

174,281.95 227' 210.75

Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_

none none

BNiolltessPaanyadbBlei-ll-s--R--e-d--is--c-o-u--n-t-e-d--.-__-_--_

none none

Other Liabilities-------------------

none

TotaL------------------------------ $ 538,757.67

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BANK OF TIFTON

Tifton, Ga.

As called for by the Superintendent of Banks.

E. P. BOWEN,

B. H. McLEOD,

President.

Cashier.

Date of Charter: 10-1(}-1891

Began Business: 1896

RESOURCES:

Loans and Discounts-------------- $ 765,739.88 Certificates of Indebtedness and

Bonds and Stocks owned..------- 109,542.86

Banking House and Lot----------- 30,343.35

Furniture and Fixtures------------

none

Other Real Estate owned---------- 64,776.00

Cash in Vault and amounts due

from approved Reserve Agents.. 212,890.19

Checks for Clearing and Due from

other Banks---------------------- 12,099.49

Cash ItelliS---- ___ ------------------ _ 2,536.89

Overdrafts (if anY>-----------------

none

AdCvoamncmeodoitnies.c._o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f

none

TPOrotohtfeairtLRa_ne__ds_o_Lu_o_r_cs_es_s-_-._.-_--_---_--_--_--_--_--_--_--_--_--_--_--_--_--_--_--_---$ l,-197-,9nn2oo8-nn.6ee6

LIABILITIES:

Capital Stock----------------------$ Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e-sBielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_
Notes and Bills Redlscounted..---Other LiabilitieS....------------------

100,000.00 150,000.00 83,403 77
none
53,861.18
none
3, 705.24 364.31
569,273.87 237,320.29
none
none none none none

TotaL______________________________ $ l, 197,928.66

ELEVENTH ANNUAL REPORT

133

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BANK OF TIGNALL

Tignall, Ga.

As called for by the Superintendent of Banks.

C. D. BOLTON,

L. D. WARE,

President.

Cashier.

Date of Charter: 7-5-1909

Began Business: 8-1909

RESOURCES:

Loans and Discounts-------------- $ 49.407.86 Certificates of Indebtedness and

Bonds and Stocks owne<L-------

200.00

Banking House and Lot----------- 5.000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

1.263.75 850.00

Cash in Vault and amounts due

from aiJproved Reserve Agents-- 9.G72.09

Checks for Clearing and Due from

other Banks---------------------Cash Items--------------------------

365.32
none

Overdrafts (if anYl----------------Advance on Cotton and other

428.52

Commodities---------------------CuCsrteodmitearsnLd iAabccileiitJytaonnceLs_e_t_t_e_r_s__o_f

291.81
none

Profit Other

and Loss.--------------------
ResourceS..--------------------

-

none
-n-on-e

TotaL------------------------------- $ 66,879.35

LIABILITIES:
CaiJital Stock..______________________ $ Surolus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends UniJai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeiJosits-----------------Time Certificates of DeiJosit------SaVings DeiJos!ts------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_i_J_t_a_n_c_e_s_ Bills Payable______________ --------_ Notes and Bills Rediscounted.____ Other Liabiliti9S-------------------

.25,000.00
none
1,746.99
none none none
404.55
none
30,477.83 9,249.98
none
none none none none

TotaL------------------------------- $ 66,879.35

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF TOCCOA

Toccoa, Ga.

As called for by the Superintendent of Banks.

M. CRAWFORD,

H. CRAWFORD,

President.

Cashier.

Date of Charter: 8-1Q-1911

Began Business: 9-1-1911

RESOURCES:

Loans and Discounts-------------- $ 142,076.28 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and Fixtures ___________ _ Other Real Estate owned.________ _

19,500.00
none
4, 770.22 36,779.55

Cash in Vault and amounts due

from aiJIJroved Reserve Agents-- 65.285.64

Checks for Clearing and Due from

other Banks---------------------- 3,356.65

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

150.44
none

AdCvoan=coediotinesc__o_t_t_o__n___a__n_d_ , __o_t_h__er_ 16.851.98

OUCsrteodmiterasnLdiAabcicleiitJytaonncesL..e_t_t_e_r_s__o_ _f

none

Profit and LOSS---------------------

none

- - - - Other ResourceS..-------------------

none

Total-------------------------------- $ 288,770.76

LIABILITIES:

Capital Stock..---------------------- $ 50,000.00

Surolus Fun<L--------------------- 10,000.00

Undivided ProfitS------------------ 4,369.07

Reserve Funds----------------------

none

Due to Banks-----------------------

none

Dividends UniJai<L-----------------

none

Cashiers Checks-------------------- 2,611.55

Certified Checks..-------------------

10.00

Demand DepositS------------------ 174,661.02

Time Certificates of Deposit------- 17,588.21

SaVings Deposits------------------- 29,530.91

Letters of Credit and AcceiJtances

executed for Customers----------

none

Bills Payable____ ------------------Notes and Bills Rediscounted.____

none none

Other LiabilitieS-------------------

none

TotaL-------------------------------1.$ 288,770.76

134

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

WILKINSON COUNTY BANK

Toomsboro, Ga.

As _called for by the Superintendent of Banks.

F. B. CHAMBERS,

H. E. STEPHENS,

President.

Cashier.

Date of Charter: 7-16-1907

Began Business: 7-16-1907

RESOURCES:

Loans and Discounts-------------- $ 100,991.09

CeBrotinfidcsataensdoSftoInckdsebotwednneecsLs__a__n_d_ 4,C38 .70

Banking House and Lot-----------

none

FOUthrenritRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_

195.00 7,994.86

Cash in Vault and amounts due

from approved Reserve Agents. 29,257.09

Checks for Clearing and Due from

other Banks---------------------- 9,175.78

COavsehrdIrtaefltlslS(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

20.70 924.96

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r 1,424.73

Customers Liability on Letters of

Credit and Acceptances..---------

none

Profit and Loss---------------------

none

other Resources.-------------------- - -n-on-e

TotaL------------------------------- $ 154,022.91

LIABILITIES:

Capital Stock.---------------------- $ 25,000.00

SurPlUs FuncL--------------------- 5,000.00

UndiVided ProfitS------------------ 3,085.09

Reserve Funds----------------------

none

Due to Banks----------------------DiVidends Unpaid..-----------------

none none

Cashiers Checks-------------------- 1,632.14

Certified Checks..-------------------

none

Demand Deposits------------------ 102,901.80

Time Certificates of Dei>osit..------ 16,403.88

SaVings DepositS-----------~------

none

Letters of Credit and Accei>tances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted..----

none

Other Liabilities------------------

none

Total-------------------------------- $ 154,022.91

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF TRION

Trion, Ga.

As called for by the Superintendent of Banks.

BENJ. D. REIGEL,

GRADY W. COLE,

President.

Cashier.

Date of Charter: 1Q-16-1912

Began Business: 12-17-1912

RESOURCES:

Loans and Discounts-------------- $ 79,743.66

Certificates of Indebtedness and

Bonds and Stocks owned..------- 16,844.15

Banking House and Lot-----------

none

Furniture and Fixtures-----------Other Real Estate owned----------

1,362.90
none

Cash in Vault and amounts due

from ai>I>roved Reserve Agents. 77,912.78

Checks for Clearing and Due from

other Banks.--------------------Cash Items-------------------------Overdrafts (if anYl-----------------

none none none

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o-n---L-e--t-te--r-s--o-f-

1,264.94

Credit and Accei>tances. ---------

none

Profit and LOSS..--------------------

none

Other ResourOOS-------------------_ _ _n_o_n_e

Total-------------------------------- $ 177,128.43

LIABILITIES:

Cai>ital Stock.---------------------- $ SurPlUS Fund.--------------------UndiVided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-c-L--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeiic>aotesistSo-f-D--e-i->--o-s-i-t-__-_-_-_-_--_ SaVings Dei>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c_e_s_ Bills Payable._--------------------Notes and Bills Rediscounted..---Other Liabilities-------------------

25,000.00 15,000.00 1,067.36 1,023.31
none none
824.56
none
80,641.51 53,178.69
393.00
none none none none

Total------------------------------ $ 177, 128.43

ELEVENTH ANNUAL REPORT

135

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF TUCKER

Tucker, Ga.

As called for by the Superintendent of Banks.

P. K. BURNS,

L. S. BURNS,

President.

Cashier.

Date of Charter: 10-29-1919

Began Business: 12-SQ--1919

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoInckdsebotwednneeds_s___a_n__d_ Banking House and Lot___________ Furniture and Fixtures.___________ Other Real Estate owned_________ _

52,462.92
1,000.00 2,500.00 1,800.00
none

Cash in Vault and amounts due

from approved Reserve Agents __ 18,176.37

Checks for Clearing and Due from

C aost h eIrt eBmasn_k__s_____-_-_-_-__-_-_-_-_-_-_-c- -_-__-_-_-_-_- -_ Overdrafts (if any) ________________ _

698.70 44.85 143.38

Advance on Cotton and other

CuCCsorteomdmmiteoradsniLdtiieAasbc-i-cl-ei-tp-y-ta-o-n-nc-e-Ls--_e-_t-_t-_e_-r_-s_-_-o_--_f

none none

Profit and LOSS-------------------

none

Other Resources--------------------- - -no-ne

Total.. ______ ---------- __ -----____ $ 76,826.22

LIABILITIES:

Capital Stock----------------------- $ Surplus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------Dividend~ Unpaid-----------------Cashiers Checks-------------------Certified Checks"------------------TDiemmeaCnderDtifeipcoatseitsso._f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits_-------------- ___ _ Letters of Credit and Acceptances
executed for Customers---------BNiolltsesPaanydabBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d-.-..--. Other Liabilities._---------------~-

15,000.00 3,000.CO 3,149.61
none none
605 00 836.60
none
42,503.76 11 '731.25
none
none none none none

Total-------------------------------- $ 76,826.22

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF UNADILLA

Unadilla, Ga.

As called for by the Superintendent of Banks.

A. R. WARE,

T. E. WOODRUFF,

President.

Cashier.

Date of Charter: 7-5-1898

Began Business: 7-1898

RESOURCES:

Loans and Discounts-------------- $ 145,088.76

Certificates of Indebtedness and

Bonds and Stocks owned.... BF uarnnkiitnugr eHaonuds eFai xntdu rLeos t. -_-__- _-_-_-_-_-_-_- -_ Other Real Estate owned_________ _

131,,000000..0oc0
2,600.00 8,100.00

Cash in Vault and amounts due

from approved Reserve Agents.- 59,023.27

Checks for Clearing and Due from

other Banks._-------------------COavsehrdIrtaefmtss.(.if. -a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

754.85 204.42 265.92

AdCvoamnmceodoitnlesC. _o_ -t-to__n___a.n_d. ___o_t_h-e-r.

1,029.47

CuCsrteodmi terasnLd iAa bciclei tpytaonnceLs _e_t_t_e_r_s__o_ _f

none

Profit and LOSS---------------------

none

Other Resources--------------------- - -no-ne

Total-------------------------------- $ 231,066.69

LIABILITIES:

Capital Stock_______________________ $ 50,000.00

Surplus Fund._-------------------- 10,000.00

Undivided Profits------------------ 5, 723.07

Reserve Funds----------------------

none

Due to Banks----------------------

none

Dividends Unpaid------------------

132.00

Cashiers Checks--------------------

856.49

Certified Checks--------------------

none

TDiemmeaCn de rDt i feipcoa tseist so. _f -D- -e-p- -o-s-i-t-_-_-_-__-_- -_ Savings Deposits. _________________ _

110,730.36 38,624.77
none

LeetxteercsutoefdCfroerdCituastnodmAercsc_e_p__ta__n_c_e_s_

none

Bills Payable._---------------------

none

Notes and Bills Rediscounted..... 15,000.00

Other Liabilities.. -----------------

none

Total-------------------------------- $ 231,066.69

136

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business DeceJDber 31, 1930, of the

BANK OF UNION POINT

Union Point, Ga.

As called for by the Superintendent of Banks.

H. LAMB,

R. A. RHODES,

President.

Cashier.

Date of Charter: 5-15-1911

Began Business: 5-1911

RESOURCES!

Loans and Discounts-------------- $ 116,888.39

CeBrotinfidcsataensdoSf toIncdksebotwednneeds._s__a__n_d_

none

Banking House and Lot----------- 2,580.00

FOUthrenritRureealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_

1.247.00 10,394.44

Cash in Vault and amounts due

from avvroved Reserve Agents.. 31,674.96

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(I-f--a-n-y-.-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1. 747.88 none 20.85

Advance on Cotton and other

Co=odities ---------------------

none

Customers Liability on Letters of

Credit and Accevtances..--------

none

Profit and LosS---------------------

none

Oth!lr Resources--------------------_ _ _n_o_n_e

TotaL------------------------------ $ 164,553.52

LIABILITIES:

OSauvroitlau1sSFtuocnkd._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $

25,000.00 25,000.00

Undivided Profits------------------

202.85

Reserve Funds----------------------

none

Due to Banks----------------------Dividends Unvaid.-----------------

none 1,000.00

CCaesrthlifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_'_-_--_

386.65 none

Demand Deposits------------------ 110,709.45

Time Certificates of Deposit..... 2,205.78

Savings Deposits---'---------------

none

Letters of Credit and Accevtances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted....

none

Other Liabilities-------------------

48.79

TotaL------------------------------ $ 164,553.52

STATEMENT

Showing condition at the close of Business DeceJDber 31, 1930, of the

THE FARMERS BANK

Union Point, Ga.

As called for by the Superintendent of Banks.

B. W. BOYD,

A. J. STEWART,

President.

Cashier.

Date of Charter: 9-6-1911

Began Business: 9-6-1911

RESOURCES!

Loans and Discounts-------------- $ 41,804.84

Certificates of Indebtedness and

Bonds and Stocks owned-------Banking House and Lot----------FUrniture and Fixtures-----------Other Real Estate owned.---------

2,010.50 3,000.00 1,713.48 4,075.00

Cash in Vault and amounts due

from avvroved Reserve Agents.. 15,089.79

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(I-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,296.34 216.00 29.87

Advance on Cotton and other

Co=odities..--------------------

none

Customers Liability on Letters of

Credit and Accevtances.---------

none

Profit and LosS---------------------

none

Other Resources--------------------_ _ _n_on_e

Total-------------------------------- $ 70,235.82

LIABILITIES!

Cavital Stock.---------------------- $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Devosit------Savings Deposits------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities....-----------------

15,000.00 none
2,884.13 none none none 548.19 none
35,779.29 9,692.12 6,382.09
none none none none

TotaL------------------------------- $ 70,235.82

ELEVENTH ANNUAL REPORT

137

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

ASHLEY TRUST CO.

Valdosta, Ga.

As called for by the Superintendent of Banks.

J. Y. BLITCH,

CLARA BURROWS,

President.

Treasurer.

Date of Charter: 3-12-1913

Began Business: 4-1913

Rl\)SOURCES:

Loans and Discounts--------------$ 1,153,718.61 CeBrotinfidcsataensdoSftoInckdsebotwednencels..s__a__n_d_ 5,500.00

Banking House and Lot----------FUrniture and FixtUres------------

none none

Other Real Estate ownecl..-------- 26,263.64

Cash in Vault and amounts due

from approved Reserve Agents.. 50,723.85

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none none none

AdCvoamnmceodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances...--------

none

Profit and Loss---------------------

none

Other Resources..----------------

none

----

TotaL.--------------- .. -------$ 1, 236,206 .10

LIABILITIES:
Capital Stock..._____________________$
surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks...------------------Dividends Unpaicl.----------------Cashiers Checks.---------------- CDeermtiafinedd DCehpeocskists-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__ Time Certificates of Deposit...... LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--t-a-n-c-e--s BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_-_ Notes and Bills Rediscountecl..... Other Liabilities-------------------

100,000.00 35,000.00 277,577.10
none none
4,000.00
none none none
809,753.76
none
none none none
9.875.24

TotaL..--------------- __________$ 1, 236,206 .1

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MERCHANTS TRUST CO.

Valdosta, Ga.

As called for by the Superintendent of Banks.

A. F. WINN,

I. H. TILLMAN,

President.

Cashier.

Date of Charter: 5-15-1928

Began Business: 5-15-1928

RESOURCES:

Loans and Discounts-------------- $ 276,993.72

Certificates of Indebtedness and

Bonds and Stocks ownecl......

none

Banking House and Lot-----------

none

FUrniture and Fixtures------------

none

Other Real Estate ownecl.---------

290.00

Cash in Vault and amounts due

from approved Reserve Agents.. 34,613.10

Checks for Clearing and Due from

other Banks...--------------------Cash Items...-----------------------Overdrafts (if anY>-----------------

none none none

Advance on cotton and other

Commodities... . - - - - - - - - - - - - - - - - - - -

none

Customers LiabilitY on Letters of

Credit and Acceptances...

none

Profit and Loss......

none

Other Resources....- - -n-on-e

TotaL.----------------------------- $ 311,896.82

LIABILITIES:

Capital Stock.______________________ $ 100,000.00

Surolus Fun<L--------------------- 5,00C .00

Undivided Profits------------------ 50,485.92

Reserve Funds----------------------

none

DDiuveidtoenBdsanUknsp.-a-i-c-l-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

CCaesrthiifeiersd CChheecckkss.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-.-_-__-_-_--_

none
41,410.90

Savings Deposits-------------------

none

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s__.---------------

none
115,000.00

Notes and Bills Rediscountecl....

none

Other Liabilities ------------------

none

TotaL.----------------------------- $ 311,896.82

138

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the dose of Business December 31, 1930, of the

AMERICAN BANKING CORPORATION

Vienna, Ga.

As called for by the Superintendent of Banks.

J. N. HARGROVE,

R. D. POWER,

President.

Cashier.

Date of Charter: 2-17-1917

Began Business: 2-23-1917

RESOURCES:

Loans and Discounts...... $ 140,163.10

Oertificates of Indebtedness and

Bonds and Stocks owned..------- 1,100.00

Banking House and Lot----------- 7,000.00

FOuthrneirtRureealaEnsdtaFtiextouwrneesd--..-_-_-_-_-_-_-_-_--_

4, 030.00 16,531.85

Oash in Vault and amounts due

from approved Reserve Agents .. 15,998.80

Ohecks for Olearing and Due from

other Banks----------------------

173.15

Oash Items......--------------------Overdrafts (if anY>-----------------

117.50 347.86

Advance on Ootton and other

Oommodit!es...----------- ------- __ 2,860.04

OOusrteodmitearsndLiAabccileiptytaonnceLs_e_t_t_e_r_s__o_t_

none

Profit and LOSS..--------------------

427.60

Other ResourceS..-------------------

none

TotaL.----------------------------- $ 188,749.90

LIABILITIES:
Oapital Stock..______________________ $
Surolus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------OOearsthifieierds OOhheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Demand Deposits__________________ Time Certificates of Deposit------Savings Deposits------------------LeetxteercsutoefdOforerdOituasntodmAercsc_e_p__ta__n_c_e_s_ Bills Payabl6----------------------Notes and Bills Rediscounted.. Other Liabilities-------------------

75,000.00 6,000 00
none none none none 438.06 none 63,679.31 33,632.53 none none 10,000.00 none none

Total-------------------------------- $ 188,749.90

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

VIENNA STATE BANK

Vienna, Ga.

As called for by the Superintendent of Banks.

W. P. HEARD,

S. F. BIVINS,

President.

Cashier.

Date of Charter: 12-28-1920

Began Business: 1-4-1921

RESOURCES:

Loans and Discounts.-------------$ 58,418.56

Certificates of Indebtedness and

Bonds and Stocks Owned.......

none

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstFatiextouwrense-d--_-_-_-_-__-_-_-_--_

none 2,400.00

Oash in Vault and amounts due

from approved Reserve Agents._ 22,054.10

Ohoetchkesr fBoar nCklse_a_r_i_n_g__a_n__d__D__u_e__f_r_o__m_ 4,050.07

Oash Items--------------------------

175.45

Overdrafts (if anYl-----------------

none

Advance on Ootton and other

Oommodities---------------------- 2,346.02

Oustomers Liability on Letters of

Oredit and Acceptances..........

none

Profit and Loss---------------------

none

Other TotaL

.R. e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-9-0,06-6295..-2000

LIABILITIES:
OSuarppitlauls SFtuonckd-.-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_$ RDUeunsdeeirtvvoiedBFeadunnPkdrsos.f...i_t._s._-__-._.-_.-_.-_.-_._-_-___-_-._-._-._-._.-_-___-__--_. Dividends Unpaid-----------------Oashiers Ohecks-------------------Oertified Ohecks...... ___ ---- ....... Demand Deposit..----------------STaimvienOgserDtiefipcoastietss _o_f_D__e__p_o_s_i_t_-_-_-_-_-_-_--_ L eetxt eecr sutoefdOforer dOituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable. __ -------------------Notes and Bills Rediscounted..__ _ Other Liabilities... ----------------

25,000.00 5,000.00 2, 777.30
none none none 214.09 none 51,092.00 5,985.81 none none none none none

Total.. -- ..... -- ..... _...............$ 90,069.20

ELEVENTH ANNUAL REPORT

139

STATEMENT

~bowing condition at the close of Business December 31, 1930, of the

BANK OF VILLA RICA

Villa Rica, Ga.

As called for by the Superintendent of Banks.

S. 0. FIELDER,

R. R. RICHARDSON,

President.

Cashier.

Date of Charter: 5-4-1899

Began Business: 5-1899

RESOURCES:

Loans and Discounts ............. $ 228,462.06

Certificates of Indebtedness and

Bonds and Stocks owned.......

none

Banking House and Lot.... 4,COO .00

Furniture and Fixtures....... 1,500.00

Other Real Estate owned.......... 21,900.00

Cash in vault and amounts due

from ap:proved Reserve Agents.. 68,403.95

Checks for Clearing and Due from

other Banks---------------------- 1,976.26

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,805.77 none

Advance on Cotton and other

Co=odities.---------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances.---------

none

Profit and Loss...........

none

Other Resources......... 3,237.32

Total.------------------------------- $ 332,285.36

LIABILITIES:

Capital Stock.......... $ 50,000.00

US unrdpivl uids eFduPnrdo.f.it.s-.--- --. - -. .-.-.---.--.----

50,000.CO
1,000.00

RDeuseertvoeBFaunnkdss.-..-.-.-.--.----.--.-.-.-.-.------

9, 746.00 none

Dividends Unpaid..........

none

Cashiers Checks.............

521.75

Certified Checks...........

none

Demand Deposits............... 132,883 25

Time Certificates of Deposit.... 88,134.36

Savings Deposits-------------------

none

Letters of Credit and Acceptances

executed for Customers......

none

Bills Payable.. ---------------------

none

Notes and Bills Rediscounted...

none

Other Liabilities.........

none

TotaL------------------------------ $ 332,285.3

STATEMENT

Showing condition at the close of Business December 31, 1930, of thl"

BANK OF WADLEY

Wadley, Ga.

As called for by the Superintendent of Banks.

S.C. EVANS,

S. D. MANDEVILLE,

President.

Cashier.

Date of Charter: 1-~9-190~

Began Business: 190~

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot.......... Furniture and Fixtures........... Other Real Estate owned-------Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.................. COavsehrdIrtaefmtss(.i-f--a-n-y--)-__-___-__-_-_-__-_-_-_-_-_--_
Advance on Cotton and other Commodities.---------------------
Customers LiabilitY on Letters o! Credit and Acceptances.........
Profit and Loss................... Other Resources...............

66,822.34 1,500.00 3,000.00 3,000.00 14.972.90 30,729.04
none none none none none none none

TotaL............. $ 120,024.28

LIABILITIES:

Capital Stock.................. $ SUlillUs Fund...................... Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdsanUknsp--a-i-d-.-.-.-.-.-.-.-.-.-.-.---.-.-.-.-.-. Cashiers Checks.................... Certified Checks................... Demand Deposits-----------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers...... Bills PaYable___ ------------------- Notes and Bills Rediscounted.... Other Liabilities--------------

25,000.00 25,000.00 4,699.03
460.00 none none 788.59 none 41,008.29 2,847.23 20,221.14 none none none none

TotaL............. $ 120,024.28

140

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK

Warrenton, Ga.

As called for by the Superintendent of Banks.

C. R. FITZPATRICK,

R. F. FOWLER,

President.

Cashier.

Date of Charter: 4-14-1902

Began Business: 4-1902

RESOURCES:

Loans and Discounts-------------- $ 290,878 01

Certificates of Indebtedness and

Bonds and Stocks owned-------- 90,333.45

Banking House and Lot----------- 8,975.44

FOuthrneirtRureealaEndstaFtiextouwrensec--L-_-_-_-_-_-_-_-_--_

5,107.40 7,346.01

Cash in Vault and amounts due from approved Reserve Agents--
Checks for Clearing and Due from other Banks----------------------
COavsehrdIrteamftss..(.i.f-a--n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

274,703.82 1,082.29 6.15 156.64

Advance on Cotton and other

Co=odities.---------------------

73 24

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit Other

and LOSS---------------------
Resources..--------------------

-

none
-no-ne

TotaL------------------------------ $ 678,662.45

LIABILITIES:

Capital Stock.---------------------- $ 50,000.00

Surplus Fun<L--------------------- 25,COO.CO

Undivided Profits------------------ 35,198.09

Reserve Funds---------------------- 6,295.32

Due to BankS-----------------------

none

Dividends UnpaicL-----------------

none

Cashiers Checks-----------------"-- 4, 715.24

Certified Checks..-------------------

none

TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_--__-_-_--_

557,453.80 none

Savings Deposits-------------------

none

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountecL___ _

none none none

Other Liabilities-------------------

none

TotaL------------------------------ $ 678,662.45

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

WASHINGTON LOAN AND BANKING CO.

Washington, Ga.

As called for by the Superintendent of Banks.

T. J. BARKSDALE,

T. J. BARKSDALE,

President.

Cashier.

Date of Charter: 9-7-1891

Began Business: 5-1-1895

RESOURCES:

Loans and Discounts-------------- $ 156,837.83 Certificates of Indebtedness and

Bonds and Stocks ownecL------Banking House and Lot----------Furniture and Fixtures-----------Other Real"Estate ownecL--------Cash in Vault and amounts due

113,900.00 none
5,876.00 lO.OCO.OO

from approved Reserve Agents-- 109,884.91

Checks for Clearing and Due from

other Banks---------------------Cash Items..------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Co=odities.--------------------CuCsrteodmiterasnLdiAabccileiptyta,onnceLs_e_t_t_e_r_s___o_f

none none 74.03 none none

Profit Other

and LOSS---------------------
Resources..--------------------

-

none
-no-ne

TotaL------------------------------ $ 396,572.77

LIABILITIES:

Capital Stock.---------------------- $ 50,000.00

Surplus Fun<L--------------------- 50,000.00

Undivided Profits------------------ 12,447.97

Reserve Funds----------------------

none

Due to Banks-----------------------

280.67

Dividends UnpaicL-----------------

none

Cashiers Checks-------------------- 1,042.14

Certified CheckS--------------------

none

TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

195,627.42 65,911.13

Savings Dosits------------------- 21,263.44

Letters of Credit and Acceptances

BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountecL___ _

none none none

Other Liabilities...------------------

none

TotaL---------------------------- $ 396,572.77

ELEVENTH ANNUAL REPORT

141

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

COMMERCIAL BANK

Waycross, Ga.

As called for by the Superintendent of Banks.

K. F. RYMER,

J. M. NORMAN,

President. Date of Charter: 10-15-1918

Cashier. B~gan Business: 10-30-1918

RESOURCES:

Loans and Discounts-------------- $ 172,843.50

CeBrotinfidcsataensdoSf toI ncdkse botwendende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _

108,632.08
none
4,500.00 1,000.00

Cash in Vault and amounts due

from approved Reserve Agents-- 219,425.49

Checks for Clearing and Due from

other Banks---------------------- 3, 913.49

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

132.10
none

AdCvoamncmeodoitnies.c._o_t_t_o__n___a_n__d____o_t_h__er_

none

CuCsrteodmiterasnLd iAabcicleiptytanocnesL..e_t_t_e_r__s__o_f

none

Profit and LOSS---------------------

none

Other Resources--------------------

none

TotaL------------------------------- $ 510,446.66

LIABILITIES:

Capital Stock---------------------- $ Surplus Fund---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_

50,000.00
10,000.00 31,356.15 3,868.75
none

Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks--------------------

976.00 1,947.86
none

TDiemmeaCnderDtifeipcoasteitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_

280,350.26 14,632.90

Savings Deposits------------------- 117,314.74 Letters of Credit and Acceptances

BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted..----

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 510,446.66

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF WAYNESBORO

Waynesboro, Ga.

As called for by the Superintendent of Banks.

C. W. SKINNER,

C. W. SKINNER, .JR.,

President.

Cashier.

Date of Charter: 1-13-1891

Began Business: 1891

RESOURCES:

Loans and Discounts-------------- $ 162,203.51

CBeBarnotiknfiidncsagtaeHnsoduoSsfetoIancnkddseboLtweodnt_ne_ed_s___s_____a____n__d__ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

none none
3, 927.48 23,283.93

Cash in Vault and amounts due

from approved Reserve Agents-- 59,512.91

Checks for Clearing and Due from

other Banks---------------------Cash Items--------------------------

59.82
none

Overdrafts (if anYl-----------------

none

Advance on Cotton and other

Commoditie&.--------------------CuCsrteodmitearsndLiAabcicleiptYtanocnesL..e_t_t_e__r_s__o_f

none none

Profit and Loss---------------------

none

Other Resources--------------------

none

TotaL______________________________ $ 248.987.65

LIABILITIES:

Capital Stock---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp-a-J-.-d-.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ TSDaiemvmienagCnsdeDrDtiefepipcooastsietistsS_o_-_f-_-D_-_-e_-_p-_-o_-s_-_i-t_-__-__-__-__-__--_ LBeieltxltseecPrsuatoyefadbCfloreer_d_C_it_u_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c___e_s__ Notes and Bills Rediscounted----Other Liabilities-------------------

50,000.00 35,000.00 6,806.37
none none
16.00 291.16
none
71.121.83 800.00
84,952.29
none none none none

TotaL------------------------- ____ $ 248,987.65

142

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

CITIZENS BANK & TRUST CO.

West Point, Ga.

As called for by the Superintendent of Banks.

R. B. DIXON,

H. C. SAPP, JR.,

President.

Cashier.

Date of Charter: 2-17-1917

Began Business: 3-17-1917

RESOURCES:

Loans and Discounts-------------- $ 903,475.56

CeBrotinfidcsataensdoSftoInckdsebotwednende.s._s__a__n_d_ Banking House and Lot___________

20,357.14
none

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

12,877.22 34,519.75

Cash in Vault and amounts due

from approved Reserve Agents-- 263,020.92

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none none none

AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLd iAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f

none

POrtohfeitr RanesdoLurocseSs..,._-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL------------------------------$ 1, 234, 250 .59

LIABILITIES:
Capital Stock.______________________$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS..------------------Demand DepositS....----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._.______ __

100,000.00 25,000.00 16,406.56
5.000.00
none
4,051.00 5,030.02
587.00 595,185.40
5,000.00 477,990.61
none none none none

TotaL_____________ ----------------_$ 1, 234,250 .59

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MERCHANTS AND PLANTERS BANK

Whigham, Ga.

As called for by the Superintendent of Banks.

J. E. HARDEN,

R. S. KENNEMUR,

President.

Cashier.

Date of Charter: 6-18-1918

Began Business: 6-19-1918

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoIncdksebotwednende.s._s__a__n_d_ Banking House and Lot__________ _
FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-(lhecks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other CuCCsroteomdmmiteorasdniLdtiieAasbc-ic-l-ei-toY-t-a-on--nc-e-Ls--_e_-t_-t_-e_-_r-_s-_-o_--_f
POrtohfeirt aRnesdoLurocsess-.,-_-_-_-_-_-_-_-_-----------------------

9,259.39
none
3,000.00 2,000.00 7,382.18
18,005.94
76.00 25.00 20.15
none
none none
387.24

TotaL------------------------------ $ 40,155.90

LIABILITIES:

Capital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-__-_--: -_-_-_-_-_-__-_-_-_-_-_-_-_-_--_
Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e--o-o-s-i-t-_-_-_-_-__--_ Savings Deoosits------------------LBeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___o___t__a__n__c____es__ NOothteesr aLniadbiBliitilelss.R,..e_d__is__c_o_u__n_t_e_d_._.______ __

15,000.00
none
617.62
none none none
493.48
none
18,304.37 5,740.43
none
none none none none

TotaL------------------------------ $ 40,155.90

ELEVENTH ANNUAL REPORT

143

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE PLANTERS BANK

White Plains, Ga.

As called for by the Superintendent of Banks.

C. C. KING,

T. C. KING,

President.

Cashier.

Date of Charter: 4-9---1919

Began Business: 4-26-1919

RESOURCES:

Loans and Discounts.......... $ 15,162.38

Certificates of Indebtedness and

Bonds and Stocks owned....

none

Banking House and Lot........... 2,400.88

FOut hr neirtRu reealaEn ds t aFtiextouwrense.d. .. _._._._._._._._. ._

2,410.17 1,901.98

Cash in Vault and amounts due

from approved Reserve Agents. 4,817.44

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

178.44 739.25

Advance on Cotton and other

C o = o d i t i e s. . . . - - - - - - - - - - - - - - - - - -

none

Customers LiabilitY on Letters of

Credit and Acceotances..........

none

Profit and Loss...------------------

none

TOothtearLR__e_s_o_u__r_c_e__s_.-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -28- ,591010-..3717

LIABILITIES:

Capital Stock....................... $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds...................... Due to Banks---------------------- Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deoosit....... Savings Deposits------------------Letters of Credit and Acceotances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities...-----------------

15,000.00
none
429.43
none none none none none
12,256.04 825.84
none
none none none none

TotaL------------------------------- $ 28,511.31

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

WHITESBURG BANKING CO.

Whitesburg, Ga.

As called for by the Superintendent of Banks.

J. A. MANDEVILLE,

H. A. JONES,

President.

Cashier.

Date of Charter: 9---11-1907

Began Business: 11-18-1907

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e__d_-_-_-__-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned ________ _ Cash in Vault and amounts due
from aooroved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_
Advance on Cotton and other Commodities---------------------
Customers Liability on Letters of Credit and Acceotances ---------
Profit and Loss-------------------Other Resources-------------------

16,373.00
none 1. 500.00
700.00 228.09
6,884.52
none none none
none
none none none

TotaL------------------------------ $ 25,685.61

LIABILITIES:

Caoital Stock---------------------- $ Surolus Fund --------------------Undivided ProfitS-----------------Reserve Funds --------------------Due to Banks---------------------Dividends Unoaid ----------------Cashiers Checks-------------------Certified Checks------------------Demand Deoosits ----------------Time Certificates of Deoosit ----- Savings Deoosits..----------------LeetxteercsutoefdCforer dCitusatnodmearcsc_e_o__t_a_n_c__es_ BNiolltsesPaanyadbBleill-s-R--e--d-i-s-c-o--u-n-t-e--d-.--.-.-. Other Liabilities ------------------

15,000.00 3,000.00 1,171.22
none none none
463.85
none
6,050.54
none none
none none none none

TotaL ...--------------------------- $ 25,685.61

144

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

MERCHANTS & FARMERS BANK

Willacoochee, Ga.

As called for by the Superintendent of Banks.

HENRY PAULK,

PANSY LINDER,

President.

Cashier.

Date of Charter: 5-26-1906

Began Business: 8-6-1906

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwotn_e_d__-_-_-_-_-__--_ Furniture and Fixtures___________ _ Other Real Estate owned,--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y-)--_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Advance on Cotton and other Commodities--------------------Customers Liability on Letters of
Credit and Acceptances--------Profit and Loss-------------------Other Resources-------------------
TotaL------------------------------ $

32,477.14
none
2,400.00 3,035.30 19,616.32
5, 921.21
15.05 20.00 476.89
111.08
none none
607.90
64,680.89

LIABILITIES:

Capital Stock---------------------- $ USunrdpilvuids eFduPnrdof-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
Reserve Funds---------------------Due to Banks---------------------Dividends Unpaid----------------Cashiers Checks-------------------Certified Checks------------------Demand Deposits ----------------Time Certificates of Deposit-----Savings Deposits------------------Leetxteecrsutoefd Cf or er dCi tusatnodmearcsc_e_p__t_a_n_c__es_ BNiolltsesPaanyadbBleill-s-R--e--d-i-s-c-o--u-n-t-e--d--_-__--_ Other Liabilities ------------------

18,000.00
none
1,944.32 842.47
none none
841.48
none
31,593.64 5,458.98
none
none
6,000.00
none none

TotaL ______________________________ $ 64,680.89

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE PEOPLES BANK

Winder, Ga.

As called for by the Superintendent of Banks.

J. W. McWHORTER,

C. 0. MADDOX,

President.

Cashier.

Date of Charter: 10-29-1926

Began Business: 10-30-1926

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned ______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _
Other Real Estate owned--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_
Advance on Cotton and other Commodities---------------------
Customers Liability on Letters of Credit and Acceptances---------
Profit and Loss-------------------Other Resources-------------------

90,639.05
3, 860.00 9,600.00 2,700.00
none
46,792.31
774.07
none none
7,176.28
none none none

TotaL ______________________________ $ 161,541.71

LIABILITIES:

Capital Stock---------------------- $ 25,000.00

USunrdpilvuids eFduPnrdof-it-s--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

5,000.00 4,436.89

Reserve Funds ---------------------

none

Due to Banks----------------------

none

Dividends Unpaid----------------- 2,000.00

Cashiers Checks--------------------

none

Certified Checks-------------------

954.50

Demand Deposits ----------------- 113,050.88

TSaimvienCgserDtiefpicoastietss_o__f_D__e__p_o_s_i_t___________ __

none
11,099.44

LeetxteecrsutoefdCforer dCitusatnodmAercsc_e__p_t_a_n_c__es_

none

BNiolltsesPaaynadbBleill-s-R--e--d-i-s-c-o--u-n-t-e--d--_-__--_

none none

Other Liabilities ------------------

none

TotaL ______________________________ $ 161,541.71

ELEVENTH ANNUAL REPORT

145

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE WOODBURY BANKING CO.

Woodbury, Ga.

As called for by the Superintendent of Banks.

J. E. GRIMSLEY,

S. P. WILBURN,

President.

Cashier.

Date of Charter: 1o--20-1891

Began Business:_ Io--1902

RESOURCES:

Loans and Discounts-------------- $ 123,179.56

Certificates of Indebtedness and

Bonds and Stocks owned ______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _

27 '713.65
none
4,176.73

Other Real Estate owned---------

none

Cash 1n Vault and amounts due

from approved Reserve Agents__ 84,622.31

Checks for Clearing and Due from

other Banks.--------------------- 1,399:94

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_

230.11 680.56

Advance on Cotton and other

Commodities--------------------- 13,373 55 Customers Liability on Letters of

Credit and Acceptances---------

none

Profit and Loss--------------------

none

Other Resources-------------------

87 51

TotaL ______________________________ $ 255,463.92

LIABILITIES:

Capital Stock_______________________ $ 23,400.00 Surplus Fund______________________ _ 10,000.00

RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_- . Due to Banks______________________ _

15,426.37
none none

CDaivsihdieenrsdsChUencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Certified Checks___________________ _

none
1,564.25
none

TDSaiemvmienagCnsderDDtiefepipcooastsietistss_o-_-_f-_-D_-_-e_-_p-_o-_-s_-i_-t_-__-___-__-__-__--__

109,083.31 95,989.99
none

LB1eeltxltseecrPsuatoyefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c____es__

nnoo'""nn"ee"

Notes and B1lls Rediscounted----

none

Other Liabilities-------------------

none

TotaL------------------------------ $ 255,463.92

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

WOODLAND BANK

Woodland, Ga.

As called for by the Superintendent of Banks.

S. F. WOODALL,

M. H. KING,

President.

Cashier.

Date of Charter: ll-18-1907

Began Business: ll-25-1907

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSf toI nckdse botwe dnneeds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_
COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r. CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources-------------------TotaL ______________________________ $

43,419.14
none
2,000.00 I, 500.00 1,965.50
30,084 33
471 35 464.10
none
42.67
none
661.00 290 96 80,899 05

LIABILITIES:
Capital Stock. ______________________ $ Surplus Fund_____________________ _
Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid_________________ _ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabllities-------------------

15,000.00 12,000.00 2,178.52
none none
307.20 94.42
none
35,217.05 16,101.85
none
none none none none

TotaL------------------------------ $ 80,899.05

146

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business Decen~her 31, 1930, of the

BANK OF WOODSTOCK

Woodstock, Ga.

As called for by the Superintendent of Banke.

J. H. JOHNSTON,

W. L. DuPREE,

President.

Cashier.

Date of Charter: 1Q-10-1905

Began Business: 10-1905

RESOURCES:

Loans and Discounts-------------- $ 47,520.89

Certificates of Indebtedness and

Bonds and Stocks owned.....

805.00

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other

3,446.33 2,430.61 7,923.84
12,392.84
none none none

Co=odities..-------------------- 10,000.00

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit and Loss.-------------------

none

Other Resources.-------------------

none

----

TotaL------------------------------- $ 84,519.51

LIABILITIES:

Capital Stock.--------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.-------------------
~eag~J>Ji~~~~t;of-Deiiosit~======
Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 13,000.00
73.24
none none none
16.95 191.53 39,580.62 6,657.17
none
none none none none

TotaL------------------------------- $ 84,519.51

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

R. L. KENT,

H. T. JOHNSON,

President.

Cashier.

Date of Charter: ~-16-1897

Began Business: 2-16-1897

RESOURCES:

Loans and Discounts-------------- $ 124,170.52

Certificates of Indebtedness and

Bonds and Stocks owned........ 27.301.10

Banking House and Lot----------- 4,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--..-.-.-_-_-_-_-_--_

3,539.87 6,224.24

Cash in Vault and amounts due

from approved Reserve Agents.. 39,209.36

Checks for Clearing and Due from

other BankS---------------------- 1,107.43

COavsehrdIrtaefmtss.(.i-f-a-n--y-)--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

82.00 32.16

Advance on cotton and other

Commodities---------------------- 9,839.87

CPruCosrfteiotdmaitenradsnLLdoiAasbsc.ic.l_ei_tpy_t_a_on_nc__e_Ls_.e___t_t__e__r__s____o__ f__

none none

Other Resources--------------------

none

TotaL------------------------------ $ 215,506.55

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund... ___________________ _ Undivided Profits-----------------DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_-_ Dividends Unpaid-----------------CCaesrthiifeiersd CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-----------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

25,000.00 35,000.00 2, 004.12
none none none
272.93
none
94,566.81 58,662.69
none
none none none none

TotaL------------------------------ $ 215,506.55

ELEVENTH ANNUAL REPORT

147

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

EXCHANGE BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

P. B. BEDINGFIELD,

E. E. DALEY,

President.

Cashier.

Date of Charter: 1!l-20-1909

Began Business: 12-13-1909

RESOURCES:

Loans and Discounts-----------~-- $ 144,138.77

Certificates of Indebtedness and Bonds and Stocks owned.______ _
Banking House and Lot__________ _

3,840.66 6,500.00

FOuthrneirtuRreealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_

3.585.00 l, 735.41

Cash in Vault and amounts due

from a1mroved Reserve Agents.. 84,082.33

Checks for Clearing and Due from

other Banks---------------------- 3,198.01

COavesrhQI.treamftss..(i.f-a--n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_

5,380 78

CuCsrteodmiterasnLdiAabcicleiptytaonnceLs_e_t_t_e_r_s___o_f

none

Profit and LOSS---------------------

none

Other Resources..-------------------

none

TotaL------------------------------ $ 252,460.96

LIABILITIES:

Capital Stock..______________________ $ 35,000.00

Suro1us Fun1L--------------------Undiilided Profits------------------

35,000.00 6,179.88

Reserve Funds---------------------- 4,215.20

Due to Banks-----------------------

none

Dividends Unpaid...-----------------

none

CCearsthiifeiersd CChheecckkss.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

144.08 none

TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

158,076.56 13,845.24

Savings Deposits-------------------

none

Letters of Credit and Acceptances

BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted.___ _

none

Other Liabilities-------------------

none

TotaL ______________________________ $ 252,460.96

STATEMENT

Showing condition at the close of Business December 31, 1930, of the

THE BANK OF ZEBULON

Zebulon, Ga.

As called for by the Superintendent of Banks.

C. R. GWYN,

J. J. EDWARDS,

President.

Cashier.

Date of Charter: 3-18-190.5

Began Business: 1-31-1905

RESOURCES:

Loans and Discounts ______________ $ Certificate of Indebtedness and BBanoknidnsgaHnoduSsteoacnksd oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned. ________ _ Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from CaosthheItreBmasn. _k_s_.___-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) _________________ _ AdCvoamnmceodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_
Customers Liability on Letters of Credit and Acceptances. _______ _
Profit and Loss ____________________ _
Other Resources.. _---------------

95,573.52 824.14
5,000.00 2,576.20 4,429.39 21.993.79
none 330.09 162.20 2,074.42 none none none

TotaL------------------------------ $ 132,963.75

LIABILITIES:

Capital Stock_______________________ $
Surolus Fund._-------------------URenstelirvviedFeduPndrosf..it_s_._-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Due to Banks______________________ _
CDaivshidieernsdsCUhencpkasi_d_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Deposits._---------------Time Certificates of Deposit______ _ Savings Deposits __________________ _ Letters of Credit and Acceptances BiellxsePcuatyeadbfloer. C__u_s__to__m__e_r_s___________-_-______ __ Notes and Bills Rediscounted____ _ Other Liabilities._-----------------

25,000.00 5,000.00 8,671.86
none none none 735.49 none 55,696.68 22,571.66 15,288.06 none none none none

Total-------------------------------- $ 132,963.75

148

DEPARTMENT OF BANKING

Statement of condition on December 31, 1930, of the

ALMA EXCHANGE CREDIT UNION

Alma, Ga.

As called for by the Superintendent of Banks.

C. B. RAMSEY,

C. D. GREENWAY,

~. E. JONES,

President.

Vice- P r e s i d e n t .

Treasurer.

Date of Charter: 6-3Q-1930

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned________________ _ Stocks Owned________________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Fwniture and Fixtures________ _ Profit and Loss ______________ _ Other Resources______________ _

2,453.68 none none
4,967.18 9,049.91
none none none

Total ________________________ $ 16,470.77

Capital (Shares Paid In) _______ $ Surplus _____________________ _
Reserve Fund ________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable_________________ _ Other Liabilities______________ _

6,400.00 none none
172.47 3,311.68 6,487.69
none 98.93

Total ________________________ $ 16,470.77

Statement of condition on December 31, 1930, of the

ATHENS DIVISION CREDIT UNION

c/o Ga. Power Company,

Athens, Ga.

As called for by the Superintendent of Banks.

W. A. MATHIS,

ED. L. COWAN,

E. L. EBERHART,

President.

Vice-President.

Treasurer.

Date of Charter: 2-26-1929

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned____________ --- - Stocks Owned________________ _ Cash on hand________________ _ Cash in Banks _______________ _ Furniture and Fixtures________ _ Profit and Loss ______________ _ Other Resources______________ _
TotaL _______________________ $

789.30 none none none 69.68 none none none
858.98

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable _________________ _ Other Liabilities______________ _
Total ________________________ $

766.46 none 9.05 83.47 none none none none
858.98

ELEVENTH ANNUAL REPORT

149

Statement of condition on December 31, 1930, of the

THE ACCO. CREDIT UNION

194 Elliott St., N. W.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

CANNON YOUNG,

F. P. NISBET,

H. A. FUSSELL,

President.

Vice-President.

Treasurer.

Date of Charter: ll-2o-1928

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned________ _________ Stocks Owned_________________ Cash on Hand________________ Cash in Banks________________
Furniture and Fixtures_________ Profit and Loss __________ - ____
Other Resources_______________

6,263.40 none none none
179.77
none none
none

Total ________________________ $ 6,443.17

Capital (Shares Paid In) _______ $
Surplus _____ "------------"--Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable ________________ _ Other Liabilities______________ _

5,570.36 none 71.20
801.61 none none
none none

TotaL ______________________ $ 6,443.17.

Statement of condition on December 31, 1930, of the

APACO CREDIT UNION

225 Moore St., S. E.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. C. SHUTZE,

F. E. CUMMINGS,

GEO. ROERIG,

H. A. MANNING,

President.

Vice-Presidents.

Treasurer.

Date of Charter: 4-3o-1928

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $
Bonds Owned____ ------------Stocks Owned________________ _ Cash on Jland _______________ _ Cash in Banks _______________ _
Furniture and Fixtures________ _ Profit and Loss_- ________ ----Other Resources______________ _

1,066.20 none none
117.00 59.52
none none none

TotaL _____________________ -$ 1,242. 72

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable_________________ _ Other Liabilities______________ _

705.00 none none
337.72 none none
200.00 none

Total________________________ $ 1,242.72

150

DEPARTMENT OF BANKING

Statement of condition on December 31, 1930, of the

ATLANTA, BIRMINGHAM & ATLANTIC RY. EMPLOYEES' CREDIT UNION

26 Cain St., N. W.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. L. EDWARDS,

HARRY HUDDLESTON,

W. E. PASCHALL,

President.

Vice-President.

Treasurer.

Date of Charter: 1-14-1926

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ 58,001.97

Bonds Owned_________________ 5, 669.44

Stocks Owned_________________ 11,350.10

Cash on Hand________________ 200.00

Cash in Banks________________

none

Furniture and Fixtures_________ 834.37

Profit and Loss_______________

none

Other Resources_______________ 7, 445.31

Total ________________________ $ 83,501.19

Capital (Shares Paid In) _______ $ 40,820.00 Surplus______________________ 2,584.00 Reserve Fund_________________ 4,496. 34 Undivided Profits_____________ 4,764.18 Deposits of Members__ ________ 22,320.59 Deposits of Non-Members______ 4, 743.79 Bills Payable_________________ 710.54 Other Liabilities_______________ 3 ,061. 75
Total ________________________ $ 83,501.19

Statement of condition on December 31, 1930, of the

ATLANTA JOURNAL EMPLOYEES' CREDIT UNION

Journal Building, No. Forsyth St.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

F. A. HAPPOLDT,

L. P. BELLAMY,

BEN FRIEDMAN,

President.

Vice-President.

Treasurer.

Date of Charter: 4-27-1928

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned ________________ _ Stocks Owned________________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures________ _
Profit and Loss ___ -----------Other Resources______________ _

2,023.00 none none none
85.53 none none 790.16

Total________________________ $ 2,898.69

SCuarppiltuasl _(_S_h_a_r_e_s_P_a_i_d__I_n_)______________$
Reserve Fund________________ _ Undivided Profits_____________ _ Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable_____________ c ___ _ Other Liabilities______________ _

2,211.95 none none
573.74 113.00
none none none

Total ________________________ $ 2,898.69

ELEVENTH ANNUAL REPORT

151

Statement of condition on December 31, 1930, of the

ATLANTA LODGE NO. 522 B. OF R. R. CLERKS CREDIT UNION

724 Terminal Building,

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. W. WEBSTER,

0. C. ROBBINS,

R .. H. PRESSLY, JR.,

President.

Vice-President.

Treasurer.

Date of Charter: 3-21-1928

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned________________ _ Stocks Owned________________ _ Cash on Hand _______________ _ Cashin Banks _______________ _ Furniture and Fixtures________ _ Profit and Loss ______________ _ Other Resources______________ _
Total ________________________ $

249.15 none none 57.81 none none none none
306.96

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable _________________ _ Other Liabilities______________ _
TotaL ______________________ $

246.00 none 12.59 48.37 none none none none
306.96

Statement of condition on December 31, 1930, of the

ATLANTA POSTAL CREDIT UNION

Post Office Building,

Atlanta, Ga.

As called for by the Superintendent of Banks.

M. G. JOHNSTON,

FRANK WHEELER,

C. M. HARRELL,

President.

Vice-President.

Treasurer.

Date of Charter: 11-3-192.~

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $106,122.58

Bonds Owned_______________ --

none

Stocks Owned_________________ 117.60

Cash on Hand ___________ -----

none

Cash in Banks________________ 9,578. 78

Furniture and Fixtures_________

none

Profit and Loss _____________ --

none

Other Resources_______________

none

Total ________________________ $115,818.96

Capital (Shares Paid In) _______ $102, 742.12

Surplus______________________

none

Reserve Fund__ ---_----_______ 3, 735.94

Undivided Profits_____________ 9,140.30

Deposits of Members__________ 200.60

Deposits of Non-Members______

none

Bills Payable_________________

none

Other Liabilities______________

none

Total ________________________ $115,818.96

15~

DEPARTMENT OF BANKING

Statement of condition on December 31, 1930, of the

ATLANTA PUBLIC SCHOOL TEACHERS' CREDIT UNION

c/o Tech High School,

Atlanta, Ga.

As called for by the Superintendent of Banks.

T. W. CLIFT,

MISS KATE FAVOR,

W. SALEM BROWN,

President.

Vice-President.

Treasurer.

Date of Charter: 11-17-1926

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned________________ _ Stocks Owned________________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures ________ _ Profit and Loss ______________ _ Other Resources______________ _

2,341.55 none none 8.08 93.28 none none 61.67

Total ________________________ $ 2,504.58

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund ________________ _ Undivided Profits_____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable_________________ _ Other Liabilities _____________ _

1,570.42 none
72.02 202.16 53.19 600.00
none 6.79

TotaL ______________________ .$ 2, 504.58

Statement of condition on December 31, 1930, of the

ATLANTA RAILWAY POSTAL CLERKS' CREDIT UNION

530-534 Post Office Building,

Atlanta, Ga.

As called for by the Superintendent of Banks.

JOE. M. BOSWORTH,

E. D. ADAMS,

DELOS OGLETREE,

President.

Vice-President.

Treasurer.

Date of Charter: 3-15-19~8

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ 26,225.10

Bonds Owned_________________

none

Stocks Owned______ -__________

none

Cash on Hand________________ . none

Cash in Banks________________ 2, 119.65

Furniture and Fixtures_________

none

Profit and Loss_______________

none

Other Resources_______________

none

TotaL. __________ ----------.$ 28,344.75

Capital (Shares Paid In) _______ $ 25,688.82

Surplus______________________

none

Reserve Fund_________________ 783.21

Undivided Profits_____________ 1,872.72

Deposits of Members_ _________

none

Deposits of Non-Members______

none

Bills Payable_________________

none

Other Liabilities______________

none

Total________________________ $ 28,344.75

ELEVENTH ANNUAL REPORT

153

Statement of condition on December 31, 1930, of the

ATLANTA WESTERN UNION EMPLOYEES' CREDIT UNION

419 Western Union Building,

Atlanta, Ga.

As called for by the Superintendent of Banks.

W. S. HOLDEN,

J. N. O'FARRELL,

J. R. DELAY,

President.

VicePresident.

Treasurer.

Date of Charter: 3-22-1928

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ 15,388.83

Bonds Owned________________ _

none

Stocks Owned________________ _

none

Cash on Hand _______________ _ 312.35

Cash in Banks_--------------Furniture and Fixtures ________ _ Profit and Loss ______________ _

255.14 25.00 none

Other Resources______________ _

none

Total ________________________ $ 15,981.32

Capital (Shares Paid In) _______ $ 13,055.19

Surplus______________________ 1,392.46

Reserve Fund_________________ 293.90

Undivided Profits_____________ 146.82

Deposits of Members__________ 1 ,045. 70

Deposits of Non-Members______

none

Bills Payable_________________

none

Other Liabilities_______________

47.25

TotaL __ --------- __ ------ ___ $ 15,9S1.32

Statement of condition on December 31, 1930, of the

ATLANTIC STEEL CREDIT UNION

McCaslin St., and Sou. R. R.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

G. E. THRASH,

R. M. LANG,

C. J. VANDEVENTER,

President.

Vice-President.

Treasurer.

Date of Charter: 11-29-1926

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ 25,625.91

Bonds Owned_________________

none

Stocks Owned____________ ---__ 6, 767.75

Cash on Hand __________ ----__ 943.56

Cash in Banks________________ 200.61

Furniture and Fixtures_________

none

Profit and Loss ___ -----------Other Resources_______________

none 331.43

Total ________________________ $ 33,869.26

Capital (Shares Paid In) _______ $ 24,962.13

Surplus______________________

none

Reserve Fund_________________ 3,213.22

Undivided Profits_____________ 1,414.94

Deposits of Members __ -------- 3,278.97

Deposits of Non-Members______

none

Bills Payable_________________ 1,000.00

Other Liabilities_______________

none

Total ________________________ $ 33,869.26

154

DEPARTMENT OF BANKING

Statement of condition on December 31, 1930, of the

CIRCLE "W" CREDIT UNION

426 Marietta St., N. W.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

H. E. COFER,

T. P. KIRKPATRICK,

C. B. BARNES,

President.

Vice-President.

Treasurer.

Date of Charter: 8-31-19~7

RESOURCES:

LIABILITIES:

Loans and Discounts _____ --- __ $ 11,845.80

Bonds Owned_________________

none

Stocks Owned ______ -_-------_

none

Cash on Hand __ -------------Cash in Banks________________

978.22 804.14

Furniture and Fixtures_________

none

Profit and Loss _____ - __ --- --- _

none

Other Resources____________ --_

8. 68

Total ________________________ $ 13,636.84

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund________________ _
Undivided Profits ___ ---------Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _

9,225.00 none
460.45 812.39 629.20
67.12
2,272.03 170.65

Total ________________________ $ 13,636.84

Statement of condition on December 31, 1930, of the

CONSTITUTION EMPLOYEES' CREDIT UNION

c/o Atlanta Constitution,

Atlanta, Ga.

As called for by the Superintendent of Banks.

H. T. MATTHEWS,

T. M. SHADDIX,

ORION T. SMITH,

President.

Vice-President.

Treasurer.

Date of Charter: 3-9-1929

RESOURCES:

LIABILITIES:

Loans and Discounts ______ -- __ $ Bonds Owned_________ ----~--Stocks Owned___________ ------
Cash on Hand ____ -----------Cash in Banks _______ -- __ -----
Furniture and Fixtures--------Profit and Loss ______ --------_
Other Resources ___ - ----------

1,124.00 none none none
300.77 none none 1.50

Total-------~----------------$ 1,426.27

SCuarppiltuasl _(_S_h_a_r_e_s_P_a_i_d__I_n_)______________$
Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities______________ _

1,330.25 none 25.25 64.64 none none none 6.13

Total________________________ $ 1,426.27

ELEVENTH ANNUAL REPORT

155

Statement of condition on December 31, 1930, of the

ELECTRICAL WORKERS' CREDIT UNION

212 Trinity Ave., S. W.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

---------------------------------------President.

J. S. HUGHES, Vice- President. Date of Charter: 3-21-1928

W. L. MARBUT, Treasurer.

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned________________ _ Stocks Owned________________ _ Cash on Hand _______________ _ Cash in Banks _______________ _ Furniture and Fixtures________ _ Profit and Loss ______________ _ Other Resources ______________ _
Total ________________________ $

555.00 none none none 33.53 none none none
588.53

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _
Total ________________________ $

533.50 none none 55.03 none none none none
588.53

Statement of condition on December 31, 1930, of the

EXPOSITION COTTON MILLS EMPLOYEES' CREDIT UNION

c/o Exposition Cotton Mills,

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. C. HARRIS,

EDWIN CHANDLER,

C. J. TURNER,

President.

Vice-President.

Treasurer.

Date of Charter: 3-30-1926

RESOURCES:

LIABILITIES:

Loans and Discounts ___________ $ 353.90

Bonds Owned________________ _

none

Stocks Owned___________ -- ___ _ 10,200.09

Cash on Hand _______________ _

12.41

Cash in Banks_---------------

67.10

Furniture and Fixtures ________ _

none

Profit and Loss _________ -- ___ _ Other Resources______________ _

none 32.40

Total ________________________ $ 10,665.90

Capital (Shares Paid In) _______ $ Surplus _____________________ _
Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable ________________ _ Other Liabilities______________ _

6,822.47
965.73 500.85
none 2,376.85
none none none

Total ________________________ $ 10,665.90

156

DEPARTMENT OF BANKING

Statement of cm:idition on December 31, 1930, of the

THE FEDERAL EMPLOYEES' CREDIT UNION

Property Ofiice, Hq. 4th. C. A.

Fort lVIcPherson, Ga.

As called for by the Superintendent of Banks.

A. D. COUDEN,

L. C. GEORGE,

RALPH STECKEL,

President.

Vice-President.

Treasurer.

Date of Charter: 3-31-1930

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned________________ _ Stocks Owned____________ ----_ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures________ _ Profit and Loss ______________ _
Other Resources______________ _

1,048.45 none none none 52.90 none none 7.18

Total ________________________ $ 1,108.53

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund________________ _
Undivided Profits ____________ _
Deposits of J1.1embers _________ _ Deposits of Non-Members_____ _ Bills Payable_____ : ___________ _
Other Liabilities _____________ _

933.00 none none
18.43 55.00 100.00 none 2.10

Total ________________________ $ 1,108.53

Statement of condition on December 31, 1930, of the

FOOTE & DAVIES CREDIT UNION

Capitol and Milton Ave.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

C. T. BAILEY,

M. F. CHANDLER,

W. G. SHURBUT,

President.

Vice- P r e s i d e n t .

Treasurer.

Date of Charter: 6-14-1929

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned_________ -------Stocks Owned________________ _ Cash on Hand _______________ _ Cash in Banks _______________ _ Furniture and Fixtures__ ---- __ _ Profit and Loss ______ --------Other Resources______________ _
Total ________________________ $

756.67 none none none 31.82 none none none
788.49

SCuarppiltuasl _(_S_h_a_r_e_s_P_a_i_d__I_n_)______________$
Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable_____ -----------Other Liabilities _____ ---------
Total ________________________ $

668.60 none 18.12 72.49 22.77 none none 6.51
788.49

ELEVENTH ANNUAL REPORT

157

Statement of condition on December 31, 1930, of the

FULTON TEACHERS CREDIT UNION

524 Courthouse,

Atlanta, Ga.

As called for by the Superintendent of Ba~ks.

B. D. PURCELL,

MRS. P. D. OSTERHOUT,

WM. 0. SPEER,

President.

Vice-President.

Treasurer.

Date of Charter: 12-2-1930

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned ________________ _ Stocks Owned________________ _ Cash on Hand _______________ _ Cash in Banks _______________ _ Furniture and Fixtures________ _ Profit and Loss ______________ _ Other Resources ______________ _
TotaL _______________________ $

none none none none 92.00 none none none
92.00

Capital (Shares Paid In) _______ $
Surplus---~------------------
Reserve Fund________________ _ Undivided Profits____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable _________ ----_- __ Other Liabilities______________ _
Total ________________________ $

80.00 none none none none none none 12.00
92.00

Statement of condition on December 31, 1930, of the

GA-WP GENERAL OFFICE CREDIT UNION

4 Hunter St., S. E.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

F. E. WATERS,

J. R. MANGHAM,

M. L. CLIFTON,

President.

Vice- President,

Treasurer.

Date of Charter: 8-7-1928

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ 17,506.67

Bonds Owned___ ______________

none

Stock Owned_________________ 1, 000.50

Cash on Hand________________

none

Cash in Banks________________ 250.27

Furniture and Fixtures_________

60. 00

Profit and Loss_______________

none

Other Resources_ _____________

none

Total ________________________ $ 18,817.44

Capital (Shares Paid In) _______ $ 14,762.50

Surplus______________________

none

Reserve Fund__ _______________ 530 .46

Undivided Profits_____________ 3,114.33

Deposits of Members__ ________

none

Deposits of Non-Members______

none

Bills Payable_________________

none

Other Liabilities______________ 410.15

TotaL ______________________ $ 18,817.44

158

DEPARTMENT OF BANKING

Statement of condition on December 31, 1930, of the

GEORGIAN-AMERICAN CREDIT UNION

84 Marietta Street,

Atlanta, Ga.

As called for by the Superintendent of Banks.

___________________ ... _____________

F. R. CONNELL,

E. G. POPE,

President.

Vice-President.

Treasurer.

Date of Charter: 1-13-1928

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned_________________ Stocks Owned_ _______________ Cash on Hand__ ______________
Cash in Banks________________
Furniture and Fixtures.________ Profit and Loss_______________ Other Resources_ _____________

4,316.10 none none none
120.26
none none none

Total ________________________ $ 4,436.36

Capital (Shares Paid In) _______ $ Surplus _____________________ _
Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _

3,508.08 none 82.10
329.93
516.25 none none none

Total ________________________ $ 4,436.36

Statement of condition on December 31, 1930, of the

HARTFORD CREDIT UNION

839 Trust Co. of Ga. Bldg.

Atlanta, Ga.

As called for by the Superintendent of Banks.

C. 8. WHITNER, A. A. ORRENDER & T. A. THOMPSON,

B: H. HILL,

President

Vice-Presidents.

Treasurer.

Date of Charter: 8-!21-1929

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned________________ _ Stocks Owned _______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures________ _ Profit and Loss. _____________ _ Other Resources _____________ _

4,917.00 none none none 12.39 none none none

Total ________________________ $ 4,929.39

Capital (Shares Paid In) ______ .$ Surplus _____________________ _ Reserve Fund ________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable. _______________ _ Other Liabi!ities _____________ _

3,279.00 none 93.19
300.65 1,256.55
none none none

Total ________________________ $ 4,929.39

ELEVENTH ANNUAL REPORT

159

Statement of condition on December 31, 1930, of the

LODGE NO. 1 (1. A. OF M.) CREDIT UNION

91 Trinity Ave., S. W.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

EMMETT L. QUINN,

W. E. CHAMBERS,

PAUL CHIPMAN,

President.

Vice- P r e s i d e n t .

Treasurer.

Date of Charter: 8-11-1927

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned________________ _ Stocks Owned_______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures________ _ Profit and Loss ______________ _ Other Resources _____________ _

1,014.25 none none
232.49 73.95 none none none

Total ________________________ $ 1,320.69

Capital (Shares Paid In) _______ $ Surplus _____________________ _
Reserve Fund_____________ - __ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable ________________ _
Other Liabilities_______ - __ -- __ -

1,177.77 none 85.35 57.57 none none
none none

Total ________________________ $ 1,320.69

Statement of condition on December 31, 1930, of the

PUBLIC SERVICE CREDIT UNION

75 Marietta St.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

,vm S. BERMAN,

R. N. SKEAD,

W. W. DUDLEY,

President.

Vice-President.

Treasurer.

Date of Charter: 8-27-1925

~==========================================

RESOURCES:

LIABILITIES:

sand Discounts __________ $ 15,797.20

,~ Owned_____ ____________

none

.<s Owned________________

none

~~oh on Hand________________ 1,018.75

' Banks_ _______________

none

e and Fixtures_________

none

.nd Loss_ ______________

none

Resources____ ___________

none

.1 ________________________ $ 16,815.95

Capital (Shares Paid In) _______ $ 10,880.91

Surplus______________________ 619.68

Reserve Fund__ _______________ 995.87

Undivided Profits_____________ 1,174.03

Deposits of Members__________ 1,749.08

Deposits of Non-Members______ 821.48

Bills Payable_________________

none

Other Liabilities_______________ 574.90

Total ________________________ $ 16,815.95

160

DEPARTMENT OF BANKING

Statement of condition on December 31, 1930, of the

THE RAILROAD CREDIT UNION

23 Peachtree Arcade,

Atlanta, Ga.

As called for by the Superintendent of Banks.

C. H. GHEESLING,

R. A. BATTLE,

J. L. R. BOYD,

President.

Vice-President.

Treasurer.

Date of Charter: 7-8-1929

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned________________ _ Stocks Owned _______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _ Furniture and Fixtures________ _ Profit and Loss ______________ _ Other Resources _____________ _
Total ___________ ----- ________ $

48.21 none none none 66.02 none none none
114.23

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund ________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable ________________ _ Other Liabilities______________ _
Total ________________________ $

83.10 none none 31.13 nont. none none none
114.23

Statement of condition on Decentbcr 31, 1930, of the

R. E. A. EMPLOYEES' CREDIT UNION

91 Luckie St., S. W.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. E. VARNER,

S. F. PITCHER,

FRANK SPEC!(,'

President.

Vice-President.

Treasurer.

Date of Charter: 5-26-1930

RESOURCES:

LIABILITIES:

Loans and Discounts___________ $ Bonds Owned ________________ _ Stocks Owned _______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures________ _ Profit and Loss ______________ _ Other Resources ______________ _

1,588.00 none none 70.00 37.82 none none
none

Total ________________________ $ 1,695.82

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund ________________ _ l'ndivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _

1,:..u4 -~ 1C. nc 64 ')
nO!
none 250.00
none

Total ________________________ $ 1,695.82

ELEVENTH ANNeAL REPORT

161

Statement of condition on December 31, 1930, of the

RIGHT WAY CREDIT UNION

181 West Alabama St.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. B. BOST,

H. C. MOON,

B. H. COLE,

President.

Vice- P r e s i d e n t .

Treasurer.

Date of Charter: 7-5-1928

RESOURCES:

LIABILITIES:

,oans and Discounts __________ $ donds Owned ________________ _ .Stocks Owned _______________ _ Cash on Hand _______________ _
Cash in Banks_--------------"'.--,;i,ure and Fixtures________ _
and Loss ______________ _ "Resources _____________ _

1,940.00 none
none 39.30 380.11 none
none 6.38

[ _______________________ $ 2,365.79

Capital (Shares Paid In) _______ $ Surplus _____________________ _
Reserve Fund _____ ------ __ ---_ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable ________________ _ Other Liabilities______________ _

2,102.04 none 20.20
243.55 none
none
none
none

Total ________________________ $ 2,365.79

Statement of condition on December 31, 1930, of the

ROGERS CREDIT UNION

682 Whitehall St., S. W.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

C. H. MOORE, }~ ';Sident.

M. H. DODD, Vice-Pre~ident.

LAMAR SHACKLETT, Treasurer.

Date of Charter: 8-13-1929

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ 13,317.52

Bonds Owned_________________

none

3tocks Owned________________

none

Cash on Hand________________ 500.00

Cash in Banks_--------------Frrniture and Fixtures_________

925.23 none

Profit and Loss_______________

none

Other Resources______________ 246.74

Total ________________________ $ 14,989.49

Capita! (Shares Paid In) _______ $ Surplus _____________________ _

7,917.26 none

Reserve Fund________________ _ 473.25

Undivided Profits ____________ _ 652.12

Deposits of Members _________ _ 2,909.34

Deposits of Non-Members_____ _ 2,971.49

Bills Payable ________________ _

none

Other Liabilities _____________ _

66.03

Total _________________________ $ 14,989.49

162

DEPARTMENT OF BANKING

Statement of condition on December 31, 1930, of the

RURALIST CREDIT UNION

713 Glenn St., S. W.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. S. BURTON,

JNO. 0. SCOTT,

J. T. COLLINS,

President.

Vice-President.

Treasurer.

Date of Charter: 12-9-1927

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned________________ _
Stocks Owned _______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures ________ _ Profit and Loss_______________ _
Other Resources_____________ - -

7,996.43 none
98.00 120.35
none
23.25 none none

Total ________________________ $ 8,238.03

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members ________ ,_ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _

5,685.26 643.22 288.32 14.34 476.14 177.33 787.74 165.68

Total ________________________ $ 8,238.03

Statement of condition on December 31, 1930, of the

SOUTHEASTERN EXPRESS CREDIT UNION

50 Pryor St., N. E.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

L. S. JACOBY,

J. T. MATTISON,

C. E. BOSWELL,

President.

Vice-President.

Treasurer.

Date of Charter: 4-30-1928

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ 10,057.83

Bonds Owned_________________

none

Stocks Owned________________ Cash on Hand_ _______________

none none

Cash in Banks_--------------Furniture and Fixtures_____ ____ Profit and Loss_______________

408.79 none none

Other Resources______________

none

Total ________________________ $ 10,466.62

Capital (Shares Paid In) _______ $ Surplus _____________________ _
Reserve Fund ____________ ---_Undivided Profits ____________ _
Deposits of Members __ -------Deposits of Non-Members_____ _ Bills Payable ____________ -_--Other Liabilities _________ - ___ -

8,370.00 none
645.81 75.00 375.81 none 1,000.00 none

Total ________________________ $ 10,466.62

ELEVENTH ANNUAL REPORT

163

Statement of condition on December 31, 1930, of the

THE THRIFT CREDIT UNION

125 Spring St., S. W.,

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. H. WARING,

C. A. GALBRAITH,

F. L. McKINLEY,

President.

Vice-President.

Treasurer.

Date of Charter: 10--16-1928

RESOURCES:

LIABILITIES:

Loans and Discounts ___________ $ 37,274.28

Bonds Owned_________________

none

Stocks Owned________________

none

Cash on Hand__ ______________

none

Cash in Banks________________ 192.97

Furniture and Fixtures_________

none

Profit and Loss_______________

none

Other Resources_ _____________

none

Total ________________________ $ 37,467.25

Capital (Shares Paid In) _______ $ 30,554.82

Surplus______________________

none

Reserve fund_________________ 474.49

Undivided Profits_____________ 2,285.56

Deposits of Members__________ 4,152 .38

Deposits of Non-Members______

none

Bills Payable_________________

none

Other Liabilities______________

none

Total ________________________ $ 37,467.25

Statement of condition on December 31, 1930, of the

WESTERN & ATLANTIC CREDIT UNION

Route 5, Box 892,

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. A. HEYSER,

C. B. IRVIN,

HARRY P. WILHOIT,

President.

Vice-President.

Treasurer.

Date of Charter: 7-25-1928

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned ________________ _ Stocks Owned _______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures ________ _ Profit and Loss ______________ _ Other Resources _____________ _

2,354.80 none
none 219.80 108.08
none none none

Total ________________________ $ 2,682.68

Capital (Shares Paid In) _______ $ Surplus ____________ "________ _ Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _

2,310.37 none 83.76
288.55 none none
none none

TotaL ______________________ $ 2,682. 68

164

DEPARTMENT OF BANKING

Statement of condition on December 31, 1930, of the

AUGUSTA FEDERAL EMPLOYEES CREDIT UNION

Federal Building,

Augusta, Ga.

As called for by the Superintendent of Banks.

JAMES 0. GREENE,

M. W. BOATRIGHT,

E. W. P. BOND,

President.

Vice-President.

Treasurer.

Date of Charter: 12-29-1928

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned_________________ Stocks Owned________________ Cash on Hand________________ Cash in Banks_ _______________
Furniture and Fixtures___ ______ Profit and Loss_______________ Other Resources_______________

2, 522 .00 none none
165.31 none
none none none

Total ________________________ $ 2,687.31

Capital (Shares Paid In) _______ $ Surplus ________ .. ____ _ Reserve Fund________________ _
Undivided Profits ____________ _
Deposits of Members _________ _
Deposits of Non-Members_____ _ Bills Payable ________________ _
Other Liabilities _____________ _

2,250.00 none none
110.78 none none
300.00 26.53

Total ________________________ $ 2,687.31

Statement of condition on December 31, 1930, of the

GEORGIA RAILROAD EMPLOYEES CREDIT UNION

c/o Georgia Railroad

Augusta, Ga.

As called for by the Superintendent of Banks.

0. H. ALTRIDGE,

V. JOHNSON,

W. A. JOHNSTON,

President.

Vice- President.

Treasurer.

Date of Charter: 1-7-1929

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ 34,574.97

Bonds Owned_________________

none

Stocks Owned________________

none

Cash on Hand_ _______________

none

Cash in Banks________________ 3,476.61

Furniture and Fixtures_________

none

Profit and Loss_______________

none

Other Resources_______________

none

Total ________________________ $ 38,051.58

Capital (Shares Paid In) _______ $ 31,944.60

Surplus__ ____________________

none

Reserve Fund_________________ 696.25

Undivided Profits_____________ 5,410. 73

Deposits of Members__________

none

Deposits of Non-Members______

none

Bills Payable___ ______________

none

Other Liabilities_______________

none

Total ________________________ $ 38,051.58

ELEVENTH ANNUAL REPORT

165

Statement of condition on December 31, 1930, of the

KING MILL CREDIT UNION

Goodrich Street,

Augusta, Ga.

As called for by the Superintendent of Banks.

J. C. FRASER,

J. H. POWELL,

WM: E. PALMER,

President.

Vice-President.

Treasurer.

Date of Charter: 6-SQ-1927

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $
Bonds Owned___ -_-- ____ -----Stocks Owned _______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures________ _ Profit and Loss _____ _ Other Resources _____________ _

3,218.30 1,002.50 3,589.16
none
687.73 none
none none

Total ________________________ $ 8,497.69

Capital (Shares Paid In) _______ $ Surplus _____________________ _
Reserve Fund ________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Otlier Liabilities______________ _

6,432.37 446.04 345.75 89.91
1,183.62 none none none

Total ________________________ $ 8,497.69

Statement of condition on December 31, 1930, of the

LOMBARD CREDIT UNION

631 Eleventh St.,

. Augusta, Ga.

As called for by the Superintendent of Banks.

J. G. BELDING,

P. K. TANT,

G. C. BURCH,

President.

Vice-President.

Treasurer.

Date of Charter: 6-SQ-1927

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned________________ _ Stocks Owned _______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _
Furniture and Fixtures________ _ Profit and Loss ______________ _ Other Resources _____________ _

1,739.30 1,000.00
none none
172.89 none
none none

Total ________________________ $ 2,912.19

Capital (Shares Paid In) _______ $ Surplus ____ --_--_--_- ____ - __ _ Reserve Fund________________ _
Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _

2,605.07 none
219.42 87.70 none none none none

Total ________________________ $ 2,912.19

166

DEPARTMEXT OF BAKKING

Statement of condition on December 31, 1930, of the

COLUMBUS POSTAL EMPLOYEES CREDIT UNION

c/o Post Office,

Columbus, Ga.

As called for by the Superintendent of Banks.

H. E. TALBUTT,

W. T. ROBINSON,

L. J. CUMBAAR,

President.

Vice-President.

Treasurer.

Date of Charter: 1-!H-1927

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned__ _______________
Stocks Owned________________ Cash on Hand________________ Cash in Banks________________
Furniture and Fixtures_________ Profit and Loss_______________ Other Resources_______________

1,569.50 none
none none 81.29
none none none

Total ________________________ $ 1,650.79

Capital (Shares Paid In) _______ $ Surplus _____________________ _
Reserve Fund ________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _

1,525.75 none
118.56 6.48 none none none
none

Total ________________________ $ 1,650.79

Statement of condition on December 31, 1930, of the

FEDERAL EMPLOYEES CREDIT UNION

c/o Post Office,

Macon, Ga.

As called for by the Superintendent of Banks.

ERNEST C. MOORE,

WILLIE J. JOHNSON,

FOX D. STEPHENS,

President.

Vice-President.

Treasurer.

Date of Charter: 2-1-1926

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned__ _______________
Stocks Owned________________ Cash on Hand_ _______________
Cash in Banks________________
Furniture and Fixtures_________ Profit and Loss___ ____________ Other Resources_ _____________

6,432.30 none
none none
918.98
none none none

Total ________________________ $ 7,351.28

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable _______________ -Other Liabilities _____________ _

5,651.00 413.94
310.56
975.78 none none none none

Total ________________________ $ 7,351.28

ELEVENTH ANNUAL REPORT

167

Statement of condition on December 31, 1930, of the

G. 0. T. CREDIT UNION

452 Cherry St.,

Macon, Ga.

As called for by the Superintendent of Banks.

MARK ETHRIDGE,

C. J. VANDERCHYS,

SAM T. RAY,

President.

Vice-President.

Treasurer.

Date of Charter: 6-6-19!l8

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned________________ _
Stocks Owned________________ _ Cash on Hand _______________ _
Cash in Banks _______________ _
Furniture and Fixtures________ _ Profit and Loss ______________ _
Other Resources ______________ _

1,991.46 none none
50.34 107.91
none none none

Total ________________________ $ 2,149.71

Capital (Shares Paid In) _______ $ Surplus _____________________ _
Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _

1,948.11 none
58.09 143.51
none none none none

Total ________________________ $ 2,149.71

Statement of condition on December 31, 1930, of the

FLOYD COUNTY POSTAL EMPLOYEES CREDIT UNION

Post Office Building,

Rome, Ga.

As called for by the Superintendent of Banks.

ED. L. KING,

J. W. CURRY,

DONALD BEARD,

President.

Vice-President.

Treasurer.

Date of Charter: 4-1Q-19!l6

RESOURCES:

LIABILITIES:

Loans and Discounts _________ $ Bonds Owned__ _____________ Stocks Owned _______________ _ Cash on Hand _______________ _
Cash in Bank'--- _____________ _
Furniture and Fixtures ________ _ Profit and Loss ______________ _
Other Resources _____________ _

3,697.10 none none
203.96
7.39 none none none

Total ________________________ $ 3,908.45

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund ________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _

3,432.70 none
210.89 264.86
none none none none

TotaL _______________________ $ 3, 908.45 .

168

DEPARTMENT OF BANKU\G

Statement of condition on December 31, 1930, of the

ROME DIVISION CREDIT UNION

324 Broad Street,

Rome, Ga.

As called for by the Superintendent of Banks.

T. S. SLOAN,

H. J. ARNOLD,

M. L. CATHEY,

President.

Vice-President.

Treasurer.

Date of Charter: 3-7-1929

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned _______________ _ Stocks Owned _______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _ Furniture and Fixtures________ _ Profit and Loss _____ _ Other Resources _____________ _
TotaL _______________________ $

835.00 none none none
139.95 none none none
974.95

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund________________ _ Undivided Profits ____________ _ Deposits of Members _________ _ Deposits of Non-M,embers _____ _ Bills Payable ____________ .. ___ _ Other Liabilities _____________ _
TotaL _______________________ $

683.00 none 29.07 35.88 2.00 none
225.00 none
974.95

Statement of condition on December 31, 1930, of the

SEABOARD EMPLOYEES' CREDIT UNION OF SAVANNAH, INC.,

Room No. 2, Savannah Union Station,

Savannah, Ga.

As called for by the Superintendent of Banks.

E. H. ROY,

A. M. ROBERTSON, JR.,

F. W. LEOPOLD,

President.

Vice President.

Treasurer.

Date of Charter: 12-29-1928

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned- _____________ _ Stocks Owned _______________ _ Cash on Hand __________ _ Cash in Banks _______________ _
Furniture and Fixtures _______ _ Profit and Loss ______________ _ Other Resources ____________ _

4,321.86 none none 32.63
942.90 none none none

Total ________________________ $ 5,297.39

Capital (Shares Paid In) _______ $ Surplus___ _________________ _ Reserve Fund _______________ _
Undivided Profits ____________ _
Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable ________________ -
Other Liabilities _____________ _

4,457.50 none
436.50 396.67
none none none 6.72

Total ________________________ $ 5,297.39

ELEVEKTH ANNUAL REPORT

169

Statement of condition on December 31, 1930, of the

TIFT COUNTY FEDERAL EMPLOYEES CREDIT UNION

Post Office Building,

Tifton, Ga.

As called for by the Superintendent of Banks.

B. K. HARDISON,

A. L. ROSS,

H. H. MASSEY,

President.

Vice-President.

Treasurer.

Date of Charter: 5-14-1930

RESOURCES:

LIABILITIES:

Loans and Discounts __________ $ Bonds Owned_ _______________
Stocks Owned_ _______________ Cash on Hand_ _______________ Cash in Banks_ _______________
Furniture and Fixtures_________ Profit and Loss_______________ Other Resources_ _____________

1 ,910. 50 none
none 88. 26 none
none none none

Total ________________________ $ 1,998.76

Capital (Shares Paid In)_ ____ _$ Surplus ____________ _ Reserve Fund _______________ _ Undivided Proiits _________ _ Deposits of Members _________ _ Deposits of Non-Members _____ _ Bills Payable ________________ _ Other Liabilities _____________ _

1, 209.00
none none 91.66 556.10 42.00 100.00 none

Total ________________________ $ 1,998.76

Statement of condition on December 31, 1930, of the

VALDOSTA POSTAL EMPLOYEES CREDIT UNION

c/o Post Office,

Valdosta, Ga.

As called for by the Superintendent of Banks.

WM. STUDSTILL,

J. D. DEAN,

L. H. DEAN,

President.

Vice-President.

Treasurer.

Date of Charter: 3-6-1930

RESpURCES:

LIABILITIES:

Loans and Discounts _________ .$ Bonds Owned ________________ _ Stocks Owned _______________ _ Cash on Hand _______________ _ Cash in Banks _______________ _ Furniture and Fixtures ________ _ Profit and Loss_______________ _ Other Resources _____________ _
Total ________________________ $

647.50 none none none 15.04 none none none
662.54

Capital (Shares Paid In) _______ $ Surplus _____________________ _ Reserve Fund ________________ _ Undivided Profits ____________ _ Deposits of Members ______ _ Deposits of Non-Members_____ _ Bills Payable ________________ _ Other Liabilities _____________ _
Total _______________________ .$

652.50 none none 10.04 none none none none
662.54