Tenth annual report [1929]

DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA
1929
STEIN PRINTING COMPANY STATE PRINTERS ATLANTA, GA.

I.

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved August 16, 1919.
TENTH ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1929.
DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended August 14, 1920; August 21, 1922; August 13, 1924; August 26, 1925 and August 25, 1927. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907.
A. B. MOBLEY, Superintendent of Banks.

IV

DEPARTMENT OF BANKI:\G

DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA

December ~H. 19~9.
To THE HoNORABLb L. G. HARD.\IAN, Governor, State of Georgia, Atlanta, Ga.
Dear Sir:
As required in Sections 15 and 16 of Article ~of the Banking Law, I have the honor to submit herewith, this, the tenth annual report of the Department of Banking for the year ending December 31, 19~9.
This report consists of the following exhibits and schedules:
1. Exhibit "A", Official Roster of the Department of Banking.
2. Exhibit "B", a statement of the receipts and disbursements of the Department for the year 19~9.
3. Exhibits "C", "D", "E", "~"", "G", ''H", "I", "J", "K", "L", "M", covering miscellaneous applications relative to charter amendments, charter renewals, mergers, voluntary liquidations, surrender of charttrs, etc.
4. Exhibit "N", a list of branch banks now in operation.
5. Exhibit "0", a condensed statement showing the disposition of banks during the year 1929.
6. Exhibit "P", a list of banks and branches that are members of the Federal Reserve System.
7. Exhibit "Q", a list of Small Loan Companies under the supervision of the Superintendent of Banks during the year 1929.
8. Exhibit "R", a list of Credit Vnions under the supervision of the Department of Banking as of December 31, 1929.

TE:\TH A~Nl'AL REPOHT

v

9. Exhibit "S", abstract of reports showing condition of 329 banks and 16 branches as of December 31, 1929, with a comparatiYe statement of 353 banks and 18 branches as of December 31, 1928.
10. Exhibit "T", abstract of reports showing condition of 76 National banks in Georgia as of December 31, 1929, as reported to this office by the
Comptroller of the Currency of the r nited States.
11. Exhibits "C", "Y" and """' representing a list of banks taken in possession by the Department during the year 1929, a list of banks in liquidation, showing diYidends paid to creditors and remaining funds on hand, and a list of banks the liquidation of which was completed during the year.
In addition to the information as reflected in the exhibits referred to above, the report contains a list of banks in Georgia and the detailed published statement of each bank as of December 31, 192H. This statement gives an itemized report of the assets and liabilities of the bank, the date the bank was chartered, the date it began business and the name of the President and the name of the Cashier of the bank.
In view of the fact that the Legislature of Georgia will not be in session during the current year, I am deferring until my next report such recommendations as I may haw in mind relatiYe to possible changes in the Banking Law.
Assuring you that I appreciate the co-operation receiYed from your office during the year under reYiew, I am, with high regards,
Respectfully,
A. B. MOBLEY,
Superintendent of Banks.

TENTH ANKUAL REPORT

VII

Exhibit "A.'!

DEPARTMENT OF BANKING, STATE OF GEORGIA

OFFICIAL ROSTER
December 31, 1929.

A. B. MOBLEY Superintendent of Banks

W. J. DAVIS Ass't. Superintendent of Banks

EXAMINERS

Name

Address

E. B. Douglass_____________ Talbotton_____________ _ Richard Forrester__________ Montezuma____________ _ C. L. Gruver_______________ Statesboro ____________ _ N. R. Henderson __________ Douglasville___________ _ 0. G. Jackson_____________ Atlanta________________ _
W. D. Lloyd______ ---------_Tallapoosa ___ ---------M. E. Sisk_____ ------- _____ Greensboro ____________ _

Salary
$200.00 200.00 200.00 200.00 200.00 200.00 200.00

OFFICE ASSISTANTS

Name

Position

J. E. Denmark ____________ Chief Clerk___________ _

Miss Annette Johnson ____ Secretary______________ _ Mrs. W. L. Ellis____________ secretary______________ _ Mrs. D. L. Blanton ________ Secretary______________ _

Salan'
$2150.00 150.00 125.00 125.00

Theodore MarshalL_______ Porter_______ -----------

$50.00

Vlll

DEP_\RTMEl\T 01' BANKING

Exhibit "B."

DEPARTMENT OF BANKING, STATE OF GEORGIA

RECEIPTS

Receipts and Disbursements, 1929.

Balance January 1, 1929 _______________________________ $

Examination Fees__________________________ $ 43,393.00

Fines and Penalties_______________________

730.00

Miscellaneous Income______________________

622.53

To 0/D Citizens & Sou. Nat. Bank______

10.00

Total Income for 1929___ __ __ _____ _______ ___ ___ ____ _____

4,543.45 44,755.53

TOTAL_ _________________________________________________________ $ 49,298.98

DISBURSEMENTS
Superintendent's Salary___________________ $ Ass't. Superintendent's Salary___________ _ Traveling Expense, Superintendent_ _____ _ Traveling Expense, Ass 't. Supt. _________ _ Office Assistants' Salaries________________ _ Examiners' Salaries______________________ _ Examiners' Expenses, Traveling __________ _ Printing and Stationery__________________ _ Miscellaneous Office Expense_____________ _

6,000.00 3,600.00
34.96 399.22 3,825.42 16,450.00 12,932.17 1,954.18 1,259.94

Total Expense, 1929_______________________ _

Balance State Treasury Dec. 31, 1929______ _

$ 46,455.89 $ 2,843.09

SMALL LOAN COMPANIES
Receipts and Disbursements, 1929. RECEIPTS
License Fees Collected_____________________________________________ $

4, 949.96

DISBURSEMENTS

Compensation, Licensing OfficiaL _________ $ 4,300.00

Chief Clerk to Licensing OfficiaL ________ _

350.00

I

ncidental

Expe

n

se

_______________________

_
--

-

-

-29-9-.9-6-

-

--

-

-

---$-

-

-4-,9-4-9.-9-6

TK1\TH AK:\TAL REPORT APPLICATIONS FOR CHARTER APPROVED.

IX
Exhibit "C."

NAME OF BANK

LOCATION j CAPITAL

- - - - - - - - - - - - - - - _ _ _ _ _ _ _ I_ _ _ __
Bryan Bank________________ ,AdeL ______ --1$ 25,000.00 Tobacco Belt Trust Co. _____ Lakeland_____ 50,000.00
i - - - - - - - - - - - - - - - - -

APPROVED 1 PERMIT ISSUED
'--------------
2-26-29 4-6-27

Exhibit "D."

APPLICATION TO MERGE APPROVED.

- - - - - -- - - - - - - - - --- - - - - - - - --- - - - - - - - I

NAME OF BANK

I LOCATION I APPROVED I TO BE KNOWN AS

------'-------: ---

Merchants Bank and Citi-

zens Bank________________ McRae________

2-8-29 Merchants & Citizens Bank.

Bank of Candler County

and Citizens Bank _______ Metter________ 2-23-29 Bank of Candler County.

Bank of Valdosta and Citi-
1zens & Sou. Nat. Bank___ Valdosta_____

6-4-29 Citizens & Sou. Nat. Bank.

Macon Savings Bank and ',

:

Georgia Banking Co. _____ ,Macon________ : 7-6-29 Macon Savings Bank.

Greenville Banking Co. and I People's Bank____________ Greenville____ 12-30-29

Greenville Banking Co.

Exhibit "E."

APPLICATIONS TO CHANGE CORPORATE NAME APPROVED.

---'"

--

NAME OF BANK

LOCATION APPROVED TO BE KNOWN AS

The Bank of Rex ___________ Rex __________ Dublin Bank & Trust Co. __ Dublin _______

6-13-29 12-11-29

South Side Atlanta Bank, Atlanta, Ga.
Citizens & Sou. Bank of Dublin.

Exhibit "F."

APPLICATIONS TO INCREASE CAPITAL APPROVED.

--

----

NAME OF BANK

LOCATION APPROVED AMOUNT OF INCREASE

Bank Bank

of of

RCaexn_t_o_n_________________________

Canton_______ Rex __________

2-25-29 6-13-29

$100,000.00 to $150,000.00 15,000.00 to 25,000.00
----------- -----

X

DEPARTMEKT OF BANKING.

Exhibit "G." APPLICATION TO DECREASE CAPITAL APPROVED.

NAME OF BANK

I LOCATION I APPROVED I AMOUNT OF DECREASE

~ank of ~~dosta___________ l Valdosta _____ ! 4-1-29 1. $200,000.00 to $100,000.00

Exhibit "H." APPLICATION FOR RENEWAL OF CHARTER APPROVED.

NAME OF BANK

LOCATION

Bank of Villa Rica. _________ Villa Rica______

DATE OF CHARTER
5-4-1899

DATE APPROVED
4-20-1929

Exhibit "I."

PERMITS TO ENTER VOLUNTARY LIQUIDATION ISSUED.
--

NAME OF BANK

LOCATION DATE

LIQUIDATED By

Bank of Taliaferro__________ Crawfordville___ 9-4-29 Atlanta Commercial Bank __ Atlanta ________ 10-4-29 Bank of College Park_______ College Park____ 1G-23-29 Peachtree Road Commercial
Bank_____________________ Atlanta ________ 11-12-29 People's Bank of East Point. East Point _____ 11-15-29 Atlanta Trust Company ____ Atlanta_________ 12-11-29 LaGrange Savings Bank____ LaGrange ______ 12-14-29

Directors. Atlanta & Lowry Nat. Bank. Fourth National Bank.
Fulton National Bank. Fourth National Bank. Citizens & Sou. Nat. Bank. Directors.

Exhibit "J." APPLICATIONS TO SURRENDER CHARTER APPROVED.

NAME OF BANK

LOCATION

DATE APPROVED

Bank of Apalachee __________________________ Apalachee__________ June 21,1929. Georgia Banking Company __________________ Macon______________ Dec. 2, 1929. People's Bank of East Point _________________ East Point _________ Dec. 10, 1929. Bank of College Park________________________ college Park________ Dec. 10, 1929.
1

TEKTH AKNUAL REPORT

XI

PERMITS TO RESUME BUSINESS ISSUED.

Exhibit "K."

NAME OF BANK

LOCATION

APPROVED

WHEN

SUSPENDED

-~~-~~-~-~ ~-::!-"~~-~-'-!~=-===-==-===-===-==='!-~:;-~~~-!~e------~=-==-==1---i=~-t~-~ -'--g=-~~-=~~--

Citizens Banking Company _______ !Eastman _________ [ 5-24-29

t~t~~

_F_a_n_n_I_n~C--'o--'u=n=t.,-_Y__::B=-ca=n=k===-_-=-=__::-.,-_-=-:_:__::.:-_--='c::B=-:lc::uc::e__::R=I=d="g'=e.:-__::c:_:__::.:-_--=~'~~1_1_-4~-2_9~----'~-

Exhibit "L."

MISCELLANEOUS APPLICATIONS APPROVED.

NAME OF BANK

I LOCATION II APPROVED I

NATURE OF APPLICATION

Mount Vernon Bank_______ Mt. Vernon ___ ! 2-2-29 TodiscontinueBranchat

I

Uvalda.

Moultrie Banking Co. _______ Moultrie______ , 4-1-29 To acquire trust powers.

Georgia Railroad Bank_____ Augusta______ 6-18-29 To acquire trust powers.

Bank of Tifton_____________ Tifton________

7-6-29 To acquire trust powers.

Fourth National Company__ Atlanta_______

1-7-29 To merge with company of

like name and operate

under charter issued by

Superior Court of Ful-

Bank of Rex ________________ Rex_________

ton County. 6-13-29 To change location from

Rex to Lakewood Heights

Atlanta.
-~~~--~~~~~~~~~~~~~~~~~~~~~~~~- ---~~-

Exhibit "M."

BANKS IN VOLUNTARY LIQUIDATION.

December 31, 1929.

NAME OF BANK

LOCATION

DATE APPROVED FOR LIQUIDATION

Bank of Jakin _______________________ Jakin __________________ Feb. 17, 1923.
Bank of Willacoochee________________ Willacoochee____________ May 18, 1925. Farmers Banking Co. ________________ Covington______________ April6, 1925. Jasper County Bank _______________ Monticello______________ April6, 1926.
Farmers Bank_______________________ Vidette_________________ June 28, 1926. Claxton Bank_______________________ Claxton ________________ Nov. 9,1926. Bank of Bostwick____________________ Bostwick_______________ Dec. 2, 1926.
Union Banking Company____________ Monroe_________________ Feb. 12, 1927. Dacula Banking Company___________ Dacula_________________ Feb. 15, 1927. Sharpsburg Banking Co. ____________ Sharpsburg____________ Nov. 12, 1927. Bank of Boston_____________________ Boston_________________ Dec. 31,1927.
Bank of Buckhead__________________ Buckhead______________ July 14, 1927. Bank of Lincolnton _________________ Lincolnton _____________ Feb.lO, 1928. Bank of Stephens___________________ Stephens_______________ Sept. 11,1928. C~mncil Ban~- ______________________ El}.aville________________ -IPen~ng.
Pittard Ban~nng Company_________ --IWmterVIll~- ____________ Pendmg. Bank of Taliaferro___________________ ,CrawfordVIlle__________ -I1Sept. 4, 1929. Atlanta Commercial Bank___________ Atlanta__________ ------IOct. 4, 1929. Peachtree Road Commercial Bank_"c_ Atlanta_________________ ,Nov.l2, 1929. Atlanta Trust Company _____________ Atlanta_________________ !Dec. 11, 1929.
LaGrange Savings Bank----------- LaGrange_ ___________ ,Dec. 14_~_1~29._ _ _ __

XII

DEPARTMENT OF BA~Kii\G

Exhibit "N."
BRANCH BANKS UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKING AS OF DECEMBER 31, 1929

NAME OF BRANCH :LOCATION NAME OF PARENT LOCATION

Brunswick Bank & Trust Co. Arco__________ !Brunswick Bank & Trust Co. _____________________ Brunswick.

Georgia Railroad Bank, 1111 Broad St. __________________ Augusta _____ Georgia Railroad Bank ____ Augusta.

Union Banking Company _____ Broxton______ Union Banking Company_ !Douglas.

Farmers & Merchants Bank___ :Calvary______ Farmers &Merchants Bank Cairo.

Columbus Bank & Trust Co.,

1

14th Street________________ Columbus ____ Columbus Bank & Trust

1 Co. _____________________ Columbus.

Columbus ~ank & Trust Co.,i

'

:

North Highland___________ Columbus____ Columbus Bank & Trust

Co. _____________________ 'Columbus.

Columbus Bank & Trust Co.,

2nd Ave. & 30th St. _______ :Columbus____ jColumbus Bank & Trust

I

I Co. _____________________ iColumbus.

Cor;nelia Bank________________ 'Demorest_____ ICornelia Bank_____________ 1Cornelia. Bank of Buford ______________ Duluth _______ Bank of Buford ___________ .Buford.

Greenville Banking Co. _____ --iGay __________ ]1 Greenville Banking Co. ____ iGreenville.

Brunswick Bank & Trust coyesup__ ---- _- Br~n;~~~k _~-a~~--~- ~r~~t:Brunswick.

Citizens Bank________________ Nahunta___ --!Citizens Bank_____________ ,Folkston.

Union Banking Co. ___________ :Nicholls______ ,Union Banking Co. ________ lpouglas.

Farmers Bank of Pelham _____ ISale City_____ Farmers Bank of Pelham __ IPelham.

Bank of Buford _____________ -,Suwanee_____ 1Bank of Buford ___________ Buford.

Griffin Banking Co. __________ !Williamson___ 1Griffin Banking Co. _______ j1 Griffin.

1

I

I

TEl\TH ANNL'AL REPORT

XIII

Exhibit "0."

DISPOSITION OF STATE BANKS IN GEORGIA DURING THE YEAR 1929.

Banks Banks in operation January 1, 1929__________________________ _ 353 Banks in operation December 31, 1929________________________ - 329

Decrease During Year___ _______ _________________________ _

24

Banks Merged_ ____________________ _________________________ _

6

Citizens Bank, McRae,

Citizens Bank, Metter,

Bank of Valdosta, Valdosta,

Georgia Banking Co., Macon,

People's Bank, Greenville,

Fourth National Company, Atlanta.

Banks Entering Voluntary Liquidation _____________________ _

7

Bank of Taliaferro, Crawfordville,

Atlanta Commercial Bank, Atlanta,

Bank of College Park, College Park,

Peachtree Road Commercial Bank, Atlanta,

People's Bank of East Point, East Point,

Atlanta Trust Company, Atlanta,

LaGrange Savings Bank, LaGrange.

Banks Closed During Year __________________________________ _

17

Farmers Bank, Pulaski,

Lakewood Bank, Atlanta,

Farmers & Merchants Bank, Loganville,

Bank of Henry County, McDonough,

Bank of Maxeys, Maxeys,

Citizens Banking Co., Eastman,

Bank of Bremen, Bremen,

Middle Georgia Bank, Eatonton,

Bank of Weston, Weston,

Bank of Parrott, Parrott,

Bank of Poulan, Poulan,

Bank of Girard, Girard,

People's Bank, Sardis,

Farmers Bank, Glenwood,

Farmers Bank (Branch), Alamo,

Fannin County Bank, Blue Ridge,

Yatesville Banking Co., Yatesville,

Bank of Locust Grove, Locust Grove,

Branches Discontinued During Year Mt. Vernon Bank (Branch), Uvalda______________________ _

Total ________________________________________________ _

30

Banks Opened for Business During Year_ ___________________ _

2

Bryan Bank, Adel,

Tobacco Belt Trust Co., Lakeland,

Banks Reinstated During Year_ _____________________________ _

4

Bank of Preston, Preston,

Bank of Byromville, Byromville,

Citizens Banking Co., Eastman,

Fannin County Bank, Blue Ridge,

Net Decrease Shown Above__________________________ _

24

Branches 18 16 2
1
1 2
2

XIV

DEPARTMENT OF BANKING

Exhibit "P

STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM

Georgia Savings Bank & Trust Co. ______________________ Atlanta

Trust Company of Georgia_______________________________ Atlanta

Citizens Bank & Trust Co. ______________________________ Bainbridge

Brunswick Bank & Trust Co. ____________________________ Brunswick

Peoples Bank____________________________________________ Carrollton

Citizens Bank of Claxton________________________________ Claxton

Northeastern Banking Company_________________________ Commerce

Exchange Bank of Cordele_______________________________ Cordele

Bank of Dawson _________________________________________ Dawson

Bank of Eastman__________________________ . _____________ Eastman

Citizens Banking Company______________________________ Eastman

Farmers & Merchants Bank____________________________ . _Eatonton

Monroe County Bank____________________________________ Forsyth

Bank of Graymont_______________________________________ Graymont

Greenville Banking Co. __________________________________ Greenville

Jackson Banking Company_____________________________ Jackson

Citizens Bank & Trust Co. ______________________________ Jefferson

LaGrange Banking & Trust Co. _________________________ LaGrange

Brand Banking Company________________________________ Lawrenceville

Farmers State Bank_____________________________________ Lincolnton

Farmers & Merchants Bank_______ . ______________________McDonough

Continental Trust Company_____________________________ Macon

Bank of Candler County ________________________________ Metter

Bank of Millen __________________________________________ Millen

Bank of Monroe _________________________________________ Monroe

Farmers Bank___________________________________________ Monroe

Farmers Bank of Pelham ________________________________ Pelham

Bank of PortaL _________________________________________ Portal

Citizens State Bank_____________________________________ Reynolds

Rhine Banking Company______________________________ Rhine

Bank of Sasser________________________________

_Sasser

Citizens Bank & Trust Co. _____________________________ Savannah

Liberty Bank & Trust Co. ______________________________ Savannah

Savannah Bank & Trust Co. ____________________________ Savannah

Bank of Soperton _______________________________________ Soperton

Bank of Statesboro_____________________________________ Statesboro

Central Bank_____________________________________ .. ______ Swainsboro

Bank of Wadley__________________________________________ Wadley

BRANCHES
Brunswick Bank & Trust Co. ________________________ Arco Brunswick Bank & Trust Co. ____________________________ Jesup Greenville Banking Co. _____________________ . ____________ Gay Farmers Bank of Pelham ________________________________ Sale City

TENTH AKKlTAL REPORT

XV

Exhibit "Q."
SMALL LOAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1929.

NAME OF COMPANY

DATE

I I LOCATION

LICENSE ISSUED

Georgia Cash Credit-Corp. ____________________________ ,Athens_________ IJune 1, 1929. Popular Finance Corporation_________________________ Atlanta_________ Jan. 2, 1929. Beneficial Loan Society of Atlanta____________________ Atlanta_________ Jan. 2, 1929. American Discount Company_________________________ Atlanta_________ Jan. 2, 1929. T. C. Adams __________________________________________ Atlanta_________ Jan. 4, 1929. City Investment Company____________________________ Atlanta_________ Jan. 10, 1929. The Master Loan Service, Inc. ________________________ Atlanta_________ Jan. 2, 1929. Georgia Cash Credit Corp. ____________________________ Atlanta_________ !Jan. 2, 1929. Seaboard Security Company___________________________ Atlanta_________ ;Jan. 2, 1929. United Small Loan Corp. _____________________________ Atlanta_________ Jan. 2, 1929.

Southland Loan and Investment Co. _________________ Atlanta_________ Jan. 2, 1929. Thompson Loan Society, Inc. ______ c _________________ Atlanta_________ Jan. 2, 1929. Stone Mountain Loan Company______________________ Atlanta ________ Feb. 7,1929. Southern Security Company _________________________ Atlanta_________ Jan. 2, 1929. Fulton Industrial Corp. ______________________________ Atlanta _________ Jan. 2,1929.
Household Finance Corp. ____________________________ Atlanta_________ Mar. 6,1929. Boone and Moore_____________________________________ Atlanta ________ Mar. 8, 1929.
American Surety Company ___________________________ Atlanta ________ Jan. 2,1929. Security Industrial Corp. _____________________________ Atlanta_________ Jan. 2, 1929.

Fidelity Investment Company___ _________________ Atlanta ________ Jan. 2, 1929. Household Finance Corp_.________ ________________ Atlanta_________ Apr. 11, 1929. S. B. Lassalle____________________ ________________ Atlanta ________ Jan. 2,1929.
Southern Investment Co.________ __________________ Atlanta_________ Jan. 2, 1929. Georgia Finance, Inc. _______________________________ Atlanta_________ Jan. 2, 1929. Hartsfield Company __________________________________ Atlanta_________ Jan. 2, 1929.

Southern and Postal Finance Co. _____________________ Atlanta_________ Jan. 2, 1929.
Peri;>onal Finance Company of Augusta _______________ Augusta ________ ,Jan. 2, 1929. George M. Stanton and Company_____________________ Augusta _______ _IMay 14, 1929. Family Loan Society__________________________________ Augusta ________ 1Jan. 2, 1929. Daily Loan Company _________________________________ Columbus______ Jan. 11, 1929.
Dixie Finance Company _____________________________ Columbus______ Jan. 2, 1929. 1
Personal Finance Company of Columbus .. ____________ Columbus______ Jan. 2, 1929. The Covington Finance Corp. ________________________ Covington ______ May 10, 1929.
Fairfax Loan and Investment Co. _____________________ East Point______ Aug. 5, 1929. Automobile Credit Company__________________________ Jonesboro______ Jan. 2, 1929. Georgia Cash Credit Corp.__ ________________________ LaGrange ______ Mar. 25, 1929.
Beneficial Loan Society of Macon ____________________ Macon __________ Jan. 2, 1929. Citizens Loan Company _____________________________ Macon ___________ Jan. 2, 1929. Bibb Mortgage and Loan Co. ________________________ Macon __________ Jan. 4, 1929. Harris Loan Company ______________________________ Macon __________ Jan. 2,1929.

Commercial Loan and Investment Co. _______________ -jMacon___________ Jan. 2, 1929. The Hartsfield Company _____________________________ Macon __________ Jan. 2, 1929. United Credit Corporation ____________________________ 1Macon __________ Jan. 2, 1929. Equitable Loan Company____________________________ _!Macon __________ IJan. 2, 1929. Georgia Cash Credit Corp. ___________________________ _IMacon __________ 1Jan. 2, 1929. The Co-Operative Loan Co. __________________________ .!Marietta________ Jan. 4, 1929.
Family Finance Company, Inc. _____________________ --!Rome__________ -I June 1, 1929.
Georgia Cash Credit Corp. ___________________________ ,Rome___________ iJune 1, 1929.

Popular Finance Corp._____________________

__Savannah _____ 1Jan. 2,1929.

Family Loan Service, Inc. _____________________________ Savannah______ Jan. 11, 1929.

Nash Loan Company _________________________________ Savannah______ Mar. 4, 1929.

Personal Finance Company of Savannah________ The Motor Contract Collecting Agency_______ Preston Holder Williams_____

_ Savannah______ Jan. 2, 1929. _,Savannah ______ 'June 1, 1929. _Winder_ ________ Sept. 3, 1929.

XVI

DEPA.RTl\IE?\T OP BA~KIKG

Exhibit "R." CREDIT UNIONS UNDER THE SUPERVISION OF
THE DEPARTMENT OF BANKING. As of December 31, 1929.

NAME

LOCATION DATE OF

APPROVAL

Athens Division Credit Union, c/oGeorgia Power co=-IAthens=.:-=-::-:M:ar. 7, 1929:--The Acco Credit Union, P. 0. Box 1133__________________ Atlanta_______ Oct. 17, 1928. Apaco Credit Union, P. 0. Box 1735_____________________ Atlanta _______ Apr. 27, 1928.

Atlanta Public School Teachers Credit Union, c/o Tech 1 High SchooL _______________________________________ 1Atlanta_______ Nov. 16, 1926.

Atlanta Journal Employees Credit Union, c/o Atlanta JournaL ___________________________________________ Atlanta______ Apr. 27, 1928.

Atlanta Legion Credit Union, 201 Bolling Jones Bldg. ___ Atlanta_______ Apr. 10, 1929.

Atlanta Lodge No. l (I. A. & M.) Credit Union, 91 Trinity

Ave._____________ __

________ ----------" ____ Atlanta_______ Aug. 8,1927.

Atl;~~~:e~d~fd:~-~- B .. o~__R_. _c. Credit _u~I~~--:~~-~Atlanta_______ Mar. 14, 1928.

Atlanta Postal Credit Union, P. 0. Box 565 _____________ ,Atlanta_______ Nov. 3,1925.

Atlanta Ry. Postal Clerks Credit Union, 534 Post Office Building_______________________________________ Atlanta_______ Mar. 14, 1928.
A. B. & A. Ry. Credit Union, 26 Cain St., N. W. _________ 1IAtlanta_______ Jan. 14, 1926. Atlantic Steel Credit Union, P. 0. Box 1714_____________ Atlanta_______ Nov. 23, 1926.

Atlanta Western Union Employees Credit Union, 600 Western Union Building_____________________________ Atlanta___ . ___ Mar. 14, 1928.

Circle "W" Credit Union, 426 Marietta St. _____________ Atlanta_______ Aug. 29, 1927.

Elect:ical Workers Credit Union, 212 Trinity Ave., S. W. Atlanta_______ Mar. 14, 1928.

E

x

position Expositi

Cotton on Cott

M on

ills E Mills

m__p_l_o_y__e_e_s__C__re__d_i_t _U__n_i_o_n__,__c_1_o_

A t l a n t a _______

Mar.

26,

1926.

Foote & Davies Credit Union, c/o Foote & Davies Co. ___ Atlanta _______ July 11, 1929. GA-WP General Office Credit Union, 4 Hunter St., S.E. Atlanta_______ July 5, 1928. Georgian-American Credit Union, 84 Marietta St. _______ Atlanta_______ Feb. 3, 1928. Hartford Credit Union, 839 Trust Co. of Ga. Bldg. ______ .Atlanta_______ Aug. 14, 1929.

Public Service Credit Union, Electric Building__________ IAtlanta_______ Dec. 17, 1928. Railroad Credit Union, 220 Palmer Building______ .. _____ Atlanta_______ July 5, 1929.

Right Way Credit Union, 181 West Alabama St. _________ Atlanta_______ Mar. 14, 1928. Rogers Credit Union, 682 Whitehall St., S. W. __________ Atlanta _______ Aug. 12, 1929.

Ruralist Press Credit Union, 713 Glenn St., S. W. ________ 1Atlanta_______ Dec. 7, 1927.

Southeastern Express Credit Union, 50 Pryor St., N. E._ Atlanta ______ Apr. 27, 1928. The Thrift Credit Union, 125 Spring St., S. W._ ____ Atlanta_______ Oct. 22, 1928. Western & Atlantic Credit Union, Route 5, Box 892 _____ Atlanta_______ Mar. 14, 1928. Augusta Division Credit Union, 738 Broad St. _________ Augusta ______ Mar. 9, 1929.

Augusta Federal Employees Credit Union, c/o Post
G~~~~ailroaC:Ccred.ii uD.ioil.-c/o-aeoriiaR:ai-lroa-ci~~: -l~~~~~i~:::: :: g~~: ~~: i~~~:
Lombard Credit Union, 630 11th St. ____________________ Augusta ______ June 29,1927.

King Mill Credit Union, cjo King MilL _________________ 1Augusta ______ June 29, 1927.

Columbus

Postal

Employees

Credit

Union,

c/o

Post

1
1

Office _______________________________________________ jColumbus_____ Dec. 15, 1926.

The G. 0. T. Credit Union, c;o Macon Telegraph Pub. 1 Co. __________________________________________________ ,Macon ________ June 6, 1928.

Public Utilities Credit Union, 179 Cotton Ave. _________ . Macon ________ Feb. 13, 1928.

Federal Employees Credit Union, cjo Post Office________ IMacon ________ Feb. l, 1926.

Floyd County Postal Employees Credit Union, cjo Post Office _______________________________________________ Rome_________ Apr. 9, 1926.

Rome Division Credit Union, 324 Broad St. _____________ Rome_________ Mar. 7, 1929.
Seaboard Employees Credit Union, Room No.2, Union I
Station______________________________________________ Savannah____ Dec. 27,1~

TE:\TII ,\:\:\L\L REPORT

XVII

Exhibit "S."

ABSTRACT OF REPORTS SHOWING CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1929 AND DECEMBER 31, 1928.

-----------=------=---

329 Banks and 353 Banks and

16 Branches as 18 Branches as

of Dec. 31, 1929. of Dec. 31, 1928.

RESOURCES:

Loans and Discounts ________________________ $ 107,220,846.45 $ 121,187,910.98

Certificates of Indebtedness and Bonds and Stocks Owned ______________________ _
Banking House and Lot____ __ _______________ _ Furniture and Fixtures____ ______________ _

16,337,217.34 5,738,094.31 1,221,869.34

23,248,310.13 6,519,483.67 1 ,370, 713.23

Other Real Estate Owned __

5,470,021. 71

5,907,966.43

Cash in Vault and Amounts Due from Approved Reserve Agents________ ____________________ _ 30,012,917.03

32,831,657.00

Checks for Clearing and Due from other banks Cash Items __________________________ _ Overdrafts______________________ ____ _____ _

2,153,295.46
181,069.24 265,965.78

3,094,865.19 226,021.41 298,814.11

Advance on Cotton and Other Co=odities __ _ 2,021,576.18

2,077,310.44

Customers Liability on Letters of Credit and Acceptances _______________________________ _

Profit and Loss _______________________________ _

Other Resources________

__________ _

594,208.91 16,839.00
929,553.73

808,475.20 35,061.86 2,940,078.75

TotaL_

__ $ 172,163,474.48 $ 200,546,668.40

LIABILITIES:

Capital Stock_______________________________ _ $ 20,097,320.00 $ 22,469,340.00

Surplus Fund ________________________________ _ 11,144,518.43

10,524,015.37

Undivided Profits _________________ _

5,509,391.51

7,002,047.90

Reserve Fund ________________________________ _

881,283.36

1,283,475.78

Due to Banks_________________________________ _ 2,972,829.72

10,233,286.19

Dividends Unpaid_______________________ .. ____ _

283,747.20

284,864.24

Cashier's Checks__________ ______________ ___ _ 1,020,540.74

Certified Checks ______________________________ _

113,630.67

Demand Deposits _______________________ _

62,718,702.37

971,047.07 123,917.21 66,836,136.11

Time Certificates of Deposit_ _________________ _ 24,256,119.12 Savings Deposits _________________ . ___________ _ 33,308,348.06

27,959,752.00 36,859,449.16

Letters of Credit and Acceptances Executed for Customers __________________________________ _
Bills Payable__________________________________ _

322,984.64 5,413,820.37

568,563.34 8,267,923.45

Notes and Bills Rediscounted _______________ _ 1,867,685.14 Other Liabilities______________________________ _ 2,252,553.15

2,470,411.35 4,692,439.23

Total ______________________________________ $ 172,163,474.48 $ 200,546,668.40

XVIII

DEPARTMENT OF BANKING

Exhibit "T."

ABSTRACT OF REPORTS SHOWING CONDITION OF 76 NATIONAL BANKS IN GEORGIA AS OF DECEMBER 31, 1929.
(Taken from Report of Comptroller of the Currency.) RESOURCES:

Loans and Discounts _____________________________ ~ ______________ $ 167,425,000.00

Overdrafts_______________________________________________________

265,000.00

U. S. Government Securities Owned_____________________________ 28,942,000.00

Other Bonds, Stocks, Securities, etc., Owned____________________ 11,970,000.00

Customers' Liability Account of Acceptances____________________

232,000.00

Banking House, Furniture and Fixtures_________________________ 7,285,000.00

Other Real Estate Owned________________________________________ 3,821,000.00

Reserve with Federal Reserve Banks_____________________________ 14,496,000.00

Cash in 1Vault___________________________________________________ 4,998,000.00

Due from Banks_________________________________________________ 39,673,000.00

Outside Checks and Other Cash Items___________________________ 1,869,000.00

Redemption Fund and Due from U.S. Treasurer________________

389,000.00

Acceptances of Other Banks and Bills of Exchange or Drafts Sold with Indorsement_ _________________________________________ _
Securities Borrowed ____________________________________________ _ Other Resources________________________________________________ _

682,000.00 268,000.00 453,000.00

Total Resources _____________________________________________ $ 282,768,000.00

LIABILITIES:

Capital Stock Paid In ___________________________________________ $ 19,330,000.00 Surplus__________________________________________________________ _ 15,437,000.00

Undivided Profits-Net_________________________________________ _ 3,723,000.00

Reserves for Dividends, Contingences, etc. _____________________ _

562,000.00

ReUsenrpvaeisd_fo__r_I_n__te__r_e_s_t_, _T__a_x_e_s__a_n__d__O__t_h_e_r__E__x_p_e_n__s_e_s__A_c_c__ru__e_d__a_n_d_

275,000.00

National Bank Notes Outstanding ______________________________ _ 7' 700,000.00

Due to Banks (Including Certified and Cashiers' Checks. and

Cash Letters of Credit and Travelers' Checks Outstanding) __ 39,765,000.00 Demand Deposits _______________________________________________ _ 105' 502,000.00

Time Deposits (Including Postal Savings)_______________________ _ 79,214,000.00 United States Deposits ___ -~ _____________________________________ _ 4,464,000.00

Agreements to Repurchase United States Government or Other

Sec.urities Sold _______________________________________________ _ 2, 940,000.00

Bills Payable and Rediscounts __________________________________ _ 2,638,000.00

Acceptances of Other Banks and Bills of Exchange or Drafts Sold with Indorsement _____________________________________________ _

682,000.00

Acceptances Executed for Customers___________________________ _

189,000.00

AcBcaenptkasn_c_e_s__E_x__e_c_u_t_e_d__b_y__O__t_h_e_r__B_a__n_k_s__f_o_r__A_c_c__o_u_n_t__o_f__R_e_p__o_r_t_in_g_
Securities Borrowed_____________________________________________ _ Other Liabilities________________________________________________ _

43,000.00 268,000.00 36,000.00

Total Liabilities _____________________________________________ $ 282, 768,000 .00

TENTH ANNUAL REPORT

1

STATEMENT

.ng condition at the close of Business December 31, 1929, of the

BANK OF ACWORTH

Acworth, Ga.

As called for by the Superintendent of Banks.

J. DURHAM,

J. E. CARNES,

President.

Cashier.

Jate of Charter: lD-5-1905

Began Business: 1:Z-19-1905

RESOURCES:

Loans and Discounts ______________$ 153,151.99

CeBrotinfidcsataensdoSftoIncdksebotwednneeds._s__a__n_d_

596.86

BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_-_ Other Real Estate owned.________ _ Cash in Vault and amounts due

1,600.71 3,674.51
none

from approved Reserve Agents-- 44,947.01

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

781.06
none
483.06

Advance on Cotton and other

Co=odities----------------------

none

OuCsrteodmiterasnLdlAabclcleltpytaonnceLs_e_t_t_e_r_s__o__f 16,401.85

Profit and LOSS---------------------

none

Other Resources..-------------------- - -no-ne

TotaL.--- __ .--- __ .------------------$ 221,637.05

LIABILITIES:
Capital Stock.----------------------$ SurplUS Fund....--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid..----------------Cashiers Checks-------------------Certified Check&.------------------ TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_-_-_-_-_-_-_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYe~dbl foer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLnladbBllilltlisesR__e_d_i_s_c_o__u_n__te__d_.______ __

25,000 .oo
5,000.00 14,660.58
none none none
1,372.85
none
92,992.61 77,364.50
none
5,246.51
none none none

TotaL. _____________________________ .$ 221.637 .05

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

S. LEMON BANKING CO.

Acworth, Ga.

As called for by the Superintendent of Banks.

ORLANDO AWTREY,

L. M. AWTREY,

President.

Cashier.

Date of Charter: 12-18-1906

Began Business: 1-1-1907

RESOURCES:

Loans and Discounts--------------$ 149,623.47

CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Ba,nking House and Lot-----------

2, 7n0o0 n.oeo

FOuthrneirtRureealaEndstFatiextouwrense-d--.-. _-_-_-_-_-_-_--_

4,844.67 2,250.00

Cash in Vault and amounts due

from approved Reserve Agents-- 23,963.35

Checks for Clearing and Due from

other Banks.---------------------

885.18

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

115.41 l, 191.81

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 5,435.09

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_f_ 11,193.37

Profit and LOSS---------------------
TOothtaeLr .R_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_----.$-

none
- -n-on-e
202,202.35

LIABILITIES:
CS uarppi tlauls SFtuonckd._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--Notes and Bills Rediscounted.___ _ Other Llablllties-------------------

370,,500000..0o0o
3, 755.20
none none none
8H.36
none
78,121.48 72,761.44 4,249.87
none none
5,000.00
none

TotaL_______________________________ $ 202,202.35

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, o.

BANK OF ADAIRSVILLE

Adairsville, Ga.

As called for by the Superintendent of Banks.

H. C. McCUTCHEN,

0. B. BISIJ(

President.

Cashier.

Date of Charter: 3-oH-1899

Began Business: 3-:24-189\

RESOURCES:

Loans and Discounts ..____________ $ 33.733.64

CeBrotinfidcsataensdoSf toIncdkes botwednneeds. _s__a__n_d_ Banking House and Lot__________ _

17.635.31 6,500.00

FOuthrneirtRureealaEndstFatiextouwrense-d--.-. -__-_-_-_-_-_--_

3,240.00 6.916.00

Cash in Vault and amounts due

from aDDroved Reserve Agents-- 42,136.89

Checks for Clearing and Due from

COaovsethhrdeIrrtaeBfmtassn.(_ki_fs_-a_-_n-_y_-_-)--_--_--_--_-_--_--_--_--_-_--_--_--_--_--_--_-__-_

none none 13.08

Advance on Cotton and other

Co=odities.--------------------- 1,887.41

CuCsrteodmiterasnLdiaAbcicleitiY>taonnceLs_e_t_t_e_r_s___o_f

none

Profit and Loss.------------------
TOothtearLR__e_s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

none
-11-2.0n-6o2.n-3e3

LIABILITIES:
CSuair>oiltuals SFtuonckd._______-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-._$
Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS.------------------Demand Dei>osits-----------------Time Certificates of Dei>osit------LSaeevtxtieencrgsustoeDfdeCfDorerodsCiittusas-tn-o-d-m-A-e-rc-s-c_-e_-i_->_-t_-a_-n_-c_-_e--s_ Bills Payable_________________ -----Notes and Bills Rediscounted.... Other LiabilitieS-------------------

25,000.00 none
2.257.48 none none none 603.80 none
70,260.62 13.940.43
none none none none none

TotaL______________________________ $ 112.062.33

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BRYAN BANK

Adel, Ga.

As called for by the Superintendent of Banks.

G. W. BRYAN,

L. M. BRADFORD,

President.

Cashier.

Date of Charter: :2-:28-1929

Began Business: 3-1-19:29

RESOURCES:

Loans and Discounts--------------$ 30.512.79

Certificates Of Indebtedness and

Bonds and Stocks owned.______ _ 40,394.89

Banking House and Lot-----------

1,400.00

FOutrhneirtuRreealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_

500.00 none

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 76,019.05

Checks for Clearing and Due from

CaosthheIrteBmasn..k.s...-.-....-_.-_-_-_-_-_-_-_-_-_-__-_-_--_ Overdrafts (if any) ________________ _

none 1.188.57
none

Advance on Cotton and other

O o = o d i t i e s. . . . . . . - - - - - - - - - - - - - - -

none

OuCsrteodmitearsnLd iAabcicleiit>ytaonnceLs.e.t.t.e_r_s__o_ _f

none

Profit Other

and LOSS--------------- Resources.. . . - - - - - - - - - - -

-

-

none
-no-ne

Total...------------------ $ 150,015.30

LIABILITIES:
Cai>ital Stock.----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS.------------------Demand Dei>ositS-----------------Time Certificates of Dei>osit------Savings Dei>osits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable________________ ------NOothteesr aLniadbBiliitl;ltsesR..e_d__i_s_c_o__u_n_t_e__d_.__._._.

25.000.00 none
2.500.00 none none none
l, 221.07 none
116,512.76 4. 781.47 none none none none none

TO'tal. ---.- ----. --.- - ------ $ 150.015.30

TENTH ANNUAL REPORT

3

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF ADRIAN

Adrian, Ga.

As called for by the Superintendent of Banks.

M. T. RINER,

LOUIS HATCHER,

President.

Cashier.

Date of Charter: 11-20-1911

Began Business: 12-6-1911

RESOURCES:

Loans and Discounts......________ $ 31,849.30

CeBrotinfidcsataensdoSf toI nckdse botwe dnneeds. _s__a__n_d_

none

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate owned.________ _

1413,,,052000000...0oo0oo

Cash in Vault and amounts due

trom avvroved Reserve Agents.. 8,855.11

Checks for Clearing and Due from

COaovsethhrdeIrrtaeBfmtassn.(k.i.fs.a-.-n.-.y-.-).-_.-_.-_.-_.-_.-_.-_._-._-._-__-__-___-__-__-__--__

none none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of Credit and Accevtances..... ______

none

Profit and Loss--------------------

none

TOothtearLR..e.s_o__u_r__c_e_s__-_-_-_______-__-______-$ -610.- ,157871-..9510

LIABILITIES:
CS uarvoi tlauls SFtuoncdk ..-. .-.-.-.-.- -. -. -.-.-.-.-.-.-.-.-.-.-.-.-.-.$ Undivided Profits.................. Reserve Funds...................... Due to Banks...................... . Dividends Unvaid.................. Cashiers Checks------------------ Certified Checks.................... Demand Devosits................... Time Certificates of Devosit..... Savings Devosits------------------Letters ot Credit and Accevtances BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted.... Other Liabilities------------------

25,000.00 6,000.00
290.97 none none none 269.97 none 25,161.09 3,859.88 none none none none none

TotaL.............................$ 60,581.91

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MONTGOMERY COUNTY BANK

Ailey, Ga.

As called for by the Superintendent of Banks.

W. J. PETERSON,

(MISS) MARY SMITH,

President.

Cashier.

Date of Charter: 2-24-1926

Began Business: 3-1-1926

RESOURCES:

Loans and Discounts..............$ 25,399.82

Certificates ot Indebtedness and

~ Bonds and Stocks owned...... 50,000.00

Banking House and Lot........

none

Furniture and Fixtures............

1.00

Other Real Estate owned.........

none

Cash in Vault and amounts due

from avvroved Reserve Agents.. 42,962.86

Checks tor Clearing and Due from

other Banks.......................

none

Cash Items..........................

none

Overdrafts (if anY).................

none

Advance on cotton and other

Co=odities.....................

none

Customers LiabilitY on Letters of

Credit and Accevtances........

none

Profit and Loss..................

none

Other Resources...............- - -no-ne

TotaL......................$ 118,363.68

LIABILITIES:
Cavital Stock.....................$ Surolus Fund..................... Undivided Profits.............. Reserve Funds..................... Due to Banks.................... Dividends Unvaid..----------- CCaesrthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-.-.-.-.-.-.---.-.-.-.-_ Demand Devosits-----------------Time Certificates of Devosit...... Savings Devosits................... Letters ot Credit and Accevtances
executed for Customers.......... Bills PaYable____ .... ------------- .. Notes and Bills Rediscounted..... Other Liabilities...................

15,000.00 5,000.00
475.09 none none 1,500.00 178.85 none 86,139.69 10,070.05 none none none none none

TotaL.............................$ 118.363.68

4

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF ALAPAHA

Alapaha, Ga.

As called for by the Superintendent of Banks.

J. J. PAULK,

J. P. CULPEPPER,

President.

Cashier.

Date of Charter: 3-3-1905

Began Business: 3-25-1905

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdksebotwednneeds._s__a__n_d_ Banking House and Lot__________ _ Furniture and FixtUres___________ _ Other Real Estate owned._________
Cash in Vault and amounts due

110,764.84 3,044.28 4,065.00 1,961.85 9,400.00

from ai>I>roved Reserve Agents..
cChoethckesr fboarnCksl.e.a__r_i_n_g__a_n__d__D__u__e_f_r_o__m_
ash Items__________________________ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
Customers Liability on Letters of

37,811.74 none 15.00 none none

Credit and Accei>tances.._________

none

POrtohfeitr aRnesdouLrcoess.s.__-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-

3n9o3.n7e0

Tota.L______________________________-$ -167-,456-.41

LIABILITIES:
Cai>ita1 Stock.----------------------$ SU!I>lUS FUn<L--------------------Undivided Profits-----------------Reserve FUnds---------------------Due to BankS..---------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Dei>osit.-----Savings DepositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable_____ -----------------Notes and Bills Rediscounted.---Other LiabilitieS-------------------

30,000.00 7,500.00 3,882.21 3,077.25
none none 170.65 none 71,260.98 51,565.32 none none none none none

TotaL------------------------------$ 167,456.41

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

ALBANY TRUST & BANKING COMPANY

Albany, Ga.

As called for by the Superintendent of Banks.

A. P. VASON,

C. L. NEUMAN,

President.

Cashier.

Date of Charter: 6-13-1905

Began Business: 6-1905

RESOURCES:

LIABILITIES:

CLoeBraotninfsidcasantaednsDdoiSfstcoIoncukdnsetbost-we--dn-ne-ed--s.-_s-_-_a-__-n_-d-_$ Banking House and Lot.. ________ _
FOut hr neirt uRreealaEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from ai>I>roved Reserve Agents-Checks for Clearing and Due from
cO~v:~e1rd:~raJflt~s~=(i=f=a=n=:y:):_=_=__=_:_:_:_=_=__=_=_:_:_:_:_
Advance on Cotton and other CuCCsorteomdmmiteaorsndidLtiAieascb-ci-le-iit->Y-t-a-on--cn-e-Ls-.-e_-t_-t_-e_-r_-s_-_-o_--f_
Profit and Loss--------------------Othei Resources.-------------------

433,694.51 none none
2,462.22 none
15,535.78 none none none none none none none

Cai>ital Stock.---------------------- $ SU!I>lUs FUnd.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Dei>osit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.. --------------------Notes and Bills Rediscounted.---Other LiabilitieS..-------------------

-=Tc:-oc::tal=--:--=:-:.:-=:-:.:-=:-:.:_-:.:-:.:.-:.:-=-:.:-=-:.:-=--:.:-=:-:.:_-:.:-:.:-$"---'4"-51:.:'"'69:.:2:.::.5:.:1_-'-----'T"'o=taL ________________________ ... -. _ $

100,000 .oo 20,000.00 8, 735.13 2,324.42
none 194.00 none none none 107,531.54 84,440.12 none none none 128,467.30
451. 692 .51

TENTH ANNUAL REPORT

5

STATEMENT

Showing condition at the close of Business December Sl, 1929, of the

SOUTH GEORGIA TRUST COMPANY

Albany, Ga.

As called for hy the Superintendent of Banks.

DERMOT SHEMWELL,

R. W. GEE,

President.

Sec.-Treas.

Date of Charter: 3-19-19!W

Began Business: 3-flfl-19fl6

RESOURCES:

Loa.ns and Discounts--------------$ 238,387.84 CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 55,167.98

Banking House and Lot-----------

none

FOuthrneirtuRreeaal EndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

2,390.78 11.036.13

0(1Sh in vault and amounts due

from aDDroved Reserve Agents. 52,327.41

Checks for Clearing and Due from

other Banks-------~------------- OOavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

5,093.40 67.13
none

Advance on Cotton and other

Oommodities.--------------------Oustomers L1ab111ty on Letters of

none

Credit and AcceDtances----------

none

Profit Other

and LOSS..--------------------
Resources..--------------------

-

none
-n-on-e

Total...--.-....----------..$ 364,470.67

LIABILITIES:
CaDital Stock.______________________ $ SUunrDdilvUiSdeFduPnr<oLfi-ts--_-__-_-_-_-_-__-____-____-_ Reserve Funds--------------------- Due to Banks----------------------Dividends UnDaid..----------------Cashiers Checks-------------------Certified CheckS..------------------Demand DeDositS...---------------Time Certificates of DeDOSiL.. Savings DeDositS------------------Letters of Credit and AcceDtances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_-_ Notes and Bills Rediscounted.. Other Liab111ties...------------------

200,000.00 50,000.00 25,521.05 60,174.01
none
15.30
none
6,500.00
none none
22,260.31
none none none none

Total--------------------------------S 364,470.67

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MILTON COUNTY BANK

Alpharetta, Ga.

As called for hy the Superintendent of Banks.

T. H. MANNING,

R. D. MANNING,

President.

Cashier.

Date of Charter: 12-5-1910

Began Business: 1-26-1911

RESOURCES:

Loans and Discounts--------------$ 81,460.02 Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Oash in Vault and amounts due

82,,809700500...0oo0oo

from aDDroved Reserve Agents. 41,797.97

Checks for Clearing and Due from

other Banks----------------------

none

Oash Items..------------------------Overdrafts (if anY>----------------AdCvoamncmeodoitnies.C..o. _t_t_o_n____a_nd _o.-t-h-e-.r

113.91
none
35,945.40

Customers L1ab111ty on Letters of

Credit and AcceDtances....

none

- - - - - Profit and LosS---------------------
Other ResourceS..-------------------

none none

Total...---.-------.--------..$ 171,092.30

LIABILITIES:
CaDital Stock.______________________$ SurD1Us Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnDald..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeDositS-----------------Time Certificates of DeDoslt------Savings DeDosits------------------Letters of Credit and Acceotances BielxlsecPuatyeadbfloer__C__u_<_;_t_o_m__e_r-s-------------------Notes and Bills Rediscounted... Other L1ab111ties..............

16,000.00 4,000.00 3,370.95
none none none
1, 795.12
none
124,201.54 21,655.54
none
none none none
69.15

Total..--------------------------$ 171,092.30

6

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF COMMERCE

Americus, Ga.

As called for by the Superintendent of Banks.

FRANK SHEFFIELD,

CHARLES F. CRISP,

President.

Cashier.

Date of Charter: 1Q-13-1891

Began Business: 1-1-1892

RESOURCES:

Loans and Discounts--------------$ 1,092.399.26 Certificates of Indebtedness and

Bonds and Stocks owned.._______ 319,242.43

Banking House and Lot----------- 25,000.00

FOuthrneirtRureealaEndstaFtiextouwrneesd-.-._-_-_-_--_-_-_-_-_-

none
9,500.00

Cash in Vault and amounts due

from ai>Droved Reserve Agents.- 469,834.81

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s___-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

15,155.48
none
.50

AdCvoamncmeodoitnies.C. _o__t_t o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabc!cle!DtytaonncesL..e_t_t_e_r_s__o_ _f

none

Profit and Loss--------------------Other Resources..-------------------

none none

TotaL------------------------------$ 1, 931.132.48

LIABILITIES:

CSuaDroiltuals SFt\olnc{kj._.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$

65,000.00 135,000.00

Undivided ProfitS------------------ 96.131.50

Reserve Funds---------------------Due to BankS----------------------Dividends UnDaicL-----------------

none none none

Cashiers Checks-------------------- 2,248.90

Certified Checks--------------------

none

Demand DeDositS------------------ 1,017.463.39

Time Certificates of DeDosit------- 434.243.30

Savings DeDosits------------------- 181.045.39

BLeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__Ae__rc_sc__e__D____t__a__n__c____es__

none none

Notes and Bills RediscountecL----

none

Other Liab!l!tieS-------------------

none

TotaL ______________________________ $ 1,931.132.48

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF ARLINGTON

Arlington, Ga.

As called for by the Superintendent of Banks.

W. E. BOSTWICK,

W. E. BOSTWICK, JR.

President.

Cashier.

Date of Charter: 1-17-1901

Began Business: 1901

RESOURCES:

Loans and Discounts--------------$ 170,876.73

CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot__________ _

none
5,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_

2,215.00 20,540.69

Cash In Vault and amounts due

from aDDroved Reserve Agents-- 26,449.83

Checks for Olearlng and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

639.05
none none

Advance on Cotton and other

Commodities-------------------- 44,404.42 Oustomers L1ab111ty on Letters of

Credit and Acce.Dtances----------

none

Profit and LOSS---------------------

none

TOothtearLR_e__s_o_u__r_c_e_s_._._-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-$ -27-0.1n-2o5.n-7e2

LIABILiriES:
SCuaDroitlauls SFtuoncdk_.._-_-_-_-_-_-_-_-_-_-_-_-_-________________$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnDai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeDositS-----------------Time Certificates of DeDosiL----LSaevttienrgssoDf eCDreodsiittsa-n--d-A--c--c-e-D--t-a-n--c-e-sBielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liablllties...------------------

50,000.00 13,000.00 6,533.47
none none none
263.18
none
144,809.74 55,519.33
none
none none none none

TotaL---~---------------------------$ 270,125.72

TENTH ANNUAL REPORT

7

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE ASHBURN BANK

Ashburn, Ga.

As called for by the Superintendent of Banks.

C. E. THRASHER,

B. J. GIDDENS,

President.

Cashier.

Date of Charter: 7-3-1900

Began Business: 7-1900

RESOURCES:

Loans and Discounts ______________ $ OeBrotinildcsataensdoSf tIoncdkesbotwednneeds._s__a_,_n_d_ Banking House and Lot__________ _
FOuthrneirtuRreealaEndstFatiextouwrense-d--.-_-__-_-_-_-_-_--_ Cash 1n Vault and amounts due
from approved Reserve Agents.. Ohecks for Olearlng and Due from

139,101.77
none
3,950.41 6,305.82 15,647.59
59,027 .48

other banks-----------------------

307.33

Cash ItelllS-.. -----------------------

330.92

Overdrafts (if an:v>----------------

none

AdCvoamnmceodo1tn1esC..o. _tt_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdlAabclclletp:vtaoncnesL..e_t_t_e_r_s___o_f

none

Profit and LOSS---------------------

none

Other Resources..-----------------

none

----

TotaL-------------------------------$ 224,671.32

LIABILITIES:
CaDltal Stock.----------------------$ Surplus FuncL--------------------Und1vided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks ------------------Certified CheckS--------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Pa:vable_____ ---------- ------- Notes and Bills Rediscounted... Other Liablllties...-----------------

50,000 .oo
25,000.00 15,843.93 4.143.73
none none
893.70
none
80,375.03 42,153.80 6,261.13
none none none none

TotaL.-- _______ -___ -_---------------$ 224,671.32

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE CITIZENS BANK OF ASHBURN

Ashburn, Ga.

As called for by the Superintendent of Banks.

D. H. DAVIS,

K. P. BAKER,

President.

Cashier.

Date of Charter: 7-27-1905

Began Business:10-25-1905

RESOURCES:

Loans and Discounts ______________$ 113,982.63

CeBrotinfidcsataensdoSftoIncdksebotwednneeds._s__a__n_d_ Banking House and Lot___________

351,.040400..6o3o

FOuthrneirtuRreealaEndstaFtiextouwrensed--.-.-_-_-__-_-_-_--_

none
2,140.65

Cash 1n Vault and amounts due from approved Reserve Agents.. 118,009.91

Checks for Oleartng and Due from

other Banks---------------------- 1,082.01

Cash Items..------------------------Overdrafts (if an:v>---------------AdCvoamnmceodoitnies.C..o. _t_t_o_n___a--n-d- __o__t_h-e_-r CuCsrteodmiterasnLdiaAbclclletp:vtaoncneLs..e.t_t_e_r_s__o_ _f

1,003.98
none none none

Profit Other

and LOSS.------------------
Il.esources... . - - - - - - - - - - - - - - - - --

-

none
-no-ne

Total..-----------------------------.$ 272,659.81

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds..--------------------Due to BankS-----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Ored1t and Acceptances
executed for Customers---------Bills PaYable._--------------------Notes and Bills Rediscounted... Other Liablllties...------------------

25,000.00 30,000.00 24,356.00
none
292.46 54.00 709.97 592.00 155,921.27 28,191.35 7,542.76
none none none none

TotaL ______ -_-_-- __ ------------$ 272.659.81

8

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

AMERICAN SAVINGS BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. G. St. AMAND,

PETER F. CLARKE,

President.

Cashier.

Date of Charter: 12-27-1886

Began Business: 1887

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot----------FOuthrneritRureealaEnsdtaFtiextoUwrnees-d-.-_-_-_-_-_-_-_-_-_Oash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from

827,748.78
none
133,119.20 2,275.22 36,364.12
20,931.75

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabccileiptytanocnesL..e_t_t_e_r__s_o_ f_ POrtohfeirt RanedsoLuorcsess-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

4,253.13 1. 795.80
none
none
none none
996.59

Total________________________________$ 1. 027,484 .59

LIABILITIES:
Capital Stock.---------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtifainedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings Deposits------------------LBeieltxltseePrcsuatyoeafdbCfloreer_d_C_i_tu_as_t_no_dm__A_e_rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

200.000.00 100.000.00 22.828.73
7. 791.50
none none none none
5, 700.00 85.854.55 288,469.59
none
150,000.00
none
166,840.22

Total--------------------------------* 1,027.484 .59

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

A. T. WALDEN,

L. D. MILTON,

President.

Cashier.

Date of Charter: 7-16-1921

Began Business: 8-16-1921

RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks tor Clearing and Due from
other Banks---------------------COavsehrdIrtaefitDs s(.i.f--a-n--y-)-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities... ____ ---- ___ ----_--Customers Liability on Letters of
Credit and Acceptances---------Profit and LOSS..-------------------Other Resources..-------------------
TotaL------------------------------ $

122,549.00 78,897.53
none
22,500.00 57,459.94 34,357.40 83,362.76
none none none none none
2,266.99
401,393.62

LIABILITIES:
Capital Stock----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit------Savings DepositS------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other LiabilitieS-------------------

120,000.00
none
21.327.64 7,230.34
none none
630.69 392.26 216,524.98 3,177.04 31,371.76
none none none
738.91

Total--------------------------------S 401,393.62

TENTH ANNUAL REPORT

9

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITY SAVINGS BANK & TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

G. F. WEYMAN,

A. B. CHAPMAN,

Vice-President.

Treasurer.

Date of Charter: 5-!i!0-1919

Began Business: 1-1919

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.------Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Co=odities.--------------------CuCsrteodmitearsnLdiAabcicleitpYtaoncneLs.e_t_t_e__r_s__o_f Profit and LOSS--------------------Other Resources--------------------
Total--------------------------------$

275,434.28 58,107.50
none
482.14 7,099-24 12,870.83
none none
5.87
none none none
24,000.00
377,999.86

LIABILITIES:
Capital Stock.---------------------- $ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-.-_-_-__-_--_ Savings Deposits..----------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted. Other Liabilities..------------------

167,000.00 20,155.80 13,577.31 25,012.75
none none none
300.00 7,101.91 6,673.56 61,303.53
none
73,875.00
none
3,000.00

TotaL------------------------------ $ 377,999.86

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CONTINENTAL TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

JOEL HURT, JR.,

J. L. ROBERSON,

President.

Sec. & Treas.

Date of Charter: 4-8-1913

Began Business: 4-13-1913

RESOURCES:

Loans and Discounts.-------------$ CeBrotinfidcsataensdoSftoIncdkes botwednneeds._s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextoUwrnese-d-.-_-_-_-_-_-_-_-_--_ Oash in Vault and amounts due
from approved Reserve Agents. Ohecks for Olearing and Due from
other Banks.--------------------OOavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Co=odities... _____ --------------
Customers Liability on Letters of Oredit and Acceptances.---------
Profit and LOSS-------------------Other Resources.-------------------

101,383.83 326,470.00
none
590.72 288,000.00 42,132.01
545.76
none none none none none
58,729.71

Total--------------------------------$ 817,852 .03

LIABILITIES:
Capital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS----------------Time Certificates of Deposit... Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc.ep__t_a_n_c__es_ Bills PaYable._--------------------NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n_t_e__d_.___._

500,000.00 125,000.00 10,019.13 57,237-23
none none none none none none none
none
90,000.00
none
35,595-67

Total-------------------------------- $ 817,852.03

10

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

EAST ATLANTA BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

E. F. FINCHER,

M. A. THOMPSON,

President.

Cashier.

Date of Charter: 11-11-1910

Began Business: 11-15-1910

RESOURCES:

Loans and DiscountS--------------$ 154,545.96

Oertiticates of Indebtedness and

Bonds and Stocks owned.______ _ Banking House and Lot__________ _

none
10,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Oash in Vault and amounts due

4,579.26 6,803.92

from allvroved Reserve Agents.. 27,045.54

Ohecks tor Olearing and Due from

other Banks---------------------- 4. 901.15

OOavsehrdIrtaefmtss-(i-t--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

173.40
none

AdOvoamncmeodoitniesO__o__t_to__n___a__n_d____o_t_h__e_r CuOsrteodmiterasnLdiAabcicleitl)ytaonnceLs.e_t_t_e_r_s___o_f Profit and Loss..____________________

none none none

- - - - Other Resources..-------------------

none

TotaL. _- ______________ -____ -- _____ .$ 208,049.23

LIABILITIES:
OS uarl)oiltuals SFtuocnkd._____________-_-_-_-_-_-_-_-_-_-_-_-_-_-_. ._$ Undivided Profits-----------------Reserve Funds..-------------------DDiuveidtoenBdsanUknsl-)-a-i-c-L--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Ohecks-------------------Oertitied Ohecks-------------------Demand DevositS-----------------Time Certificates of Dellosit------Savlngs DellositS------------------LBeieltxltseecrPsuatYoefdaObfloreer_d_C_i_tu_as_tn_o_dm__Ae__rc_sc__e___v___t__a__n__c__e__s__ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000 .oo
3,000.00 5.260.44
none none none
2.310.85
none
102,340.14 19.075.89 41.061.91
none
10,000.00
none none

TotaL. __ __________________________ .$ 208,049.23

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

EMPIRE TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

HENRY B. KENNEDY,

G. C. McWHIRTER,

President.

Vice-Pres. & Treas.

Date of Charter: 8-21-1917

Began Business: 8-30-1917

RESOURCES:

Loans and Discounts ______________$ 767,221.07 Oertiticates of Indebtedness and

BaBnoknidnsgaHnoduSsteoacnksdoLwont_e_d__-_-_-_-_-_-_--_

66.940.46
none

Furniture and Fixtures-----------Other Real Estate owned.--------Oash in Vault and amounts due
from avvroved Reserve Agents..

9,620.17 34,124.21
38,726.14

Ohecks for Olearing and Due from OaosthheIrteBmasn..k.s.-.-_-_-_-_-__-_-_-_--------------_-__-_-_--_ Overdrafts (it any) ________________ _ AdOvoamncmeodoitniesO.._o__t_to__n___a__n_d___o__t_h_e_ r,

none none none none

OuOsrteodmiterasnLdiAabcicleivtytanocnesL..e_t_t_e_r_s__o_ _f

none

Profit and Loss---------------------

none

Other Resources-------------------- -9.-007-.85

Total--------------------------------$ 925.639 .90

LIABILITIES:
Oavita1 Stock..---------------------$ Surolus FuncL--------------------Undivided ProfitS-----------------Reserve Funds.-------------------- Due to Banks..--------------------Divldends Uwal<L----------------Oashiers Ohecks-------------------Oertifled Ohecks..------------------Demand DevositS-----------------Time Certificates of Devosit........ Savings Dellosits. __ . __ ------------Letters of Oredit and Accel)tances BielxlsecPuatyeadbfloer__O__u_s_t_o__m_e--r-s-------------------Notes and Bills Rediscounted..... Other Liabilities.... ----------------

200.000.00 28,500.00
597.48 9.500.00
none
4.000.00
none none
57.182.23 3.200.00 403,821.99
none
35,000.00 127.750.00 56.088.20

TotaL..............................$ 925,639 .90

TENTH ANNUAL REPORT

11

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

GEORGIA SAVINGS BANK & TRUST CO.

Atlanta, Ga.

As called for by the Superintendent of Banks.

GEORGE M. BROWN,

JOHN E. OLIVER,

President.

Sec. & Treas.

Date of Charter: 1Q-26-1889

Began Business: 9-1-1899

RESOURCES:

Loans and Discounts............$ 3,086,207.11

Certificates of Indebtedness and

Bonds and Stocks owned...... 1,580,129.25

Banking House and Lot........... 463,056.75

Furniture and Fixtures............ 28,032.23 Other Real Estate owned..________ 75,781.80

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 165,124.66

Checks for Clearing and Due from

other Banks---------------------- 286,020.86

Cash Items... ----------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h_e_ _r

none none none

Customers LiabilitY on Letters of

Credit and Accei>tances.....

none

Profit and LOSS..-------------------Other Resources..-------------------

none none

TotaL. _____________________________ $ 5,684,352.66

LIABILITIES:

Cat>ital Stock..---------------------- $ surolus Fun<L--------------------

550000,,000000..0o0o

Undivided Pro!its-----------------Reserve Funds---------------------Due to Banks..----------------------

83,352.59
none none

Dividends Uni>aid..-----------------

19.00

Cashiers Checks-------------------Certified Checks..-----------------Demand Dei>ositS...-----------------

none none none

Time Certificates of Dei>osiL.. 634,972.79

Savings Det>osits. ------------------ 3,549,995.05 Letters of Credit and Accei>tances

executed for Customers.....

none

Bills Payable...-------------------Notes and Bills Rediscounted.....

none none

Other Liabilities------------------- 416,013.23

TotaL------------------------------$ 5,684,352.66

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

SOUTH SIDE ATLANTA BANK

Lakewood Heights, Atlanta, Ga.

As called for by the Superintendent of Banks.

WALTER ESTES,

E. COWAN,

President.

Cashier.

Date of Charter: 1-31-1912

Began Business: 2-5-1912

RESOURCES:

Loans and Discounts..........$ 38,870.42

Certificates of Indebtedness and

Bonds and Stocks owned......

none

Banking House and Lot......... 2,760.38

Furniture and FixtUres------------ 1.590.12 Other Real Estate owned........ 10.975.62

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 11.830.32

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtsS(.i.f--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on cotton and other

Commodities... . - - - - - - - - - - - - - - - - - - Customers LiabilitY on Letters of
Credit and Accei>tances.......

2,342.97
none

Profit and Loss..........

none

Other - Resources....... - -n-one-

TotaL....--...--..----$ 68,369.83

LIABILITIES:
Oat>ital Stock...--------------------- $ Surolus Fund---------------------Undivided Pro!its-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified Checks..----------------- Demand Dei>OSitS----------------Time Certificates of Dei>osiL.. LSaevttienrgssoDf eCi>reOdSititaSn-d---A--c-c-ei>-t-a-n--c-e-s
executed for Customers.... Bills PaYabltL---------------------Notes and Bills Rediscounted.. Other LiabilitieS------------------

25,000.00 2,000.00
124.22
none none none
5.39
none
29.962.45 6,007.20 2,270.57
none
3,000.00
none none

Total........ $ 68,369.83

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

TRUST COMPANY OF GEORGIA

Atlanta, Ga.

As called for by the Superintendent of Banks.

THOS. K. GLENN,

DAMERON BLACK,

President.

Treasurer.

Date of Charter: 9-21-1891

Began Business: ll-8-1891

RESOURCES:

Loans and Discounts--------------$ 5,075,386.73

Certificates of Indebtedness and

Bonds and Stocks owned.---- 1.711,814.37

Banking House and Lot.-------- 1.095,696.38

Furniture and Fixtures----------

none

Other Real Estate owned._________ 349,534.30

Cash in Vault and amounts due

from avvroved Reserve Agents-- 2, 771.716.31

Checks for Clearing and Due from

other bankS..----------------------

none

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__er_

none

Customers Liability on Letters of

PrCorfeitdaitnadnLdosAs..c_c_e__v_t_a_n_c_e__s_-_--_-_-_-_-_-_-_-

nnoonnee

Other Resources..------------------ ll9.017 .34

TotaL---------------------------$ll, 123,165.43

LIABILITIES:

Cavital Stock.---------$ 2,000,000.00

Surolus Fun<L------------------ 2,ooo,ooo.oo

Undivided Profits------------- 919,382.90

Reserve Funds------------------ 77,789.15

Due to Banks-----------------------

none

Dividends Unvaid...---------------

none

Cashiers Checks------------------ 218,849.66

Certified CheckS..---------------

none

Demand Devosits----------------- 4,970,143.72

Time Certificates of Devosit------ 152,000.00

Savings Deposits---------------

none

LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_

none

Bills PayablB----------------------

none

Notes and Bills Rediscounted...

none

Other LiabilitiBS----------------- 785,000.00

TotaL------------------- $11,123,165.43

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

GEORGIA RAILROAD BANK

Augusta, Ga.

As called for by the Superintendent of Banks.

C. H. PHINIZY,

A. B. KITCHEN,

President.

Cashier.

Date of Charter: ll-15-1892

Began Business: 12-31-1892

RESOURCES:

Loans and Discounts------------$ 9,993,248.81

Certificates of Indebtedness and Bonds and Stocks owned.... 1,122,352.84

Banking House and Lot-.......... 183,293.43 Furniture and Fixtures____________ 21.868.97

Other Real Estate owned.......... 134,233.36

Cash in Vault and amounts due

from approved Reserve Agents.. 1,557,047.03

Checks for Clearing and Due from

other Banks.--------------------- 220,672.18 Cash Items........................... 3, 772.55 Overdrafts (if any)_________________ 82,716.40

Advance on Cotton and other

Co=odities---------------------Customers LiabilitY on Letters of

none

- - - - Credit and Accei>tances. --------
POrtohfeitr RanesdoLurOceSsS.....---.-..--..

none none none

TotaL.------------------------..$13, 319,205 .57

LIABILITIES:

Cavital Stock...... $ 1,000,000.00

Surolus Fund--------------------- 200.000.00

Undivided ProfitS------------------ 535,578.41

Reserve Funds----------------------

none

Due to Banks..---------------------- 942,383.59

Dividends Unvaid....................

none

Cashiers Checks-------------------- 43.342.41

Certified Checks..----------------

3,387.45

Demand Dei>OsitS...----------------- 3,054,532.84 Time Certificates of Devosit........ 1,180,639.85

Savings Devosits................... 4,067,028.70

Letters of Credit and Accevtances

executed for Customers....

none

BNioltlessPaanydabBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.----

2,292,312.32 none

Other Liabilities-..

none

Total.. $13,319,205 .57

TENTH ANNUAL REPORT

13

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

UNION SAVINGS BANK

Augusta, Ga.

As called for by the Superintendent of Banks.

THOS. S. GRAY,

R. M. RILEY,

President.

Cashier.

Date of Charter: 9-19-1891

Began Business: 189!l

RESOURCES:

Loans and Discounts--------------$ 960,079.81

CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot__________ _

213,500.00 100,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-..-.--__-_-_-_-_--_

20,272.97 8,099.01

Cash in Vault and amounts due

from approved Reserve Agents. 112,943.88

Checks for Clearing and Due from

other Banks---------------------Cash ltelllS------------------- -------

26,276.88 4,116.14

Overdrafts (if anYl----------------AdCvoamncmeodoitniesC..o. _t_to__n___a__n_d____o_t_h__e_r

1,371.94 none

Customers LiabilitY on Letters of

Credit and Acceptances.--------

none

Profit and Loss..------------------

none

- - - - Other Resources.------------------- 5,235.68
Total.._____________________$ 1,451, 896 .31

LIABILITIES:
Capital Stock..--------------------- $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Devosits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltles sPaany adbBl Ri l-l s- -R- -e-d- i-s-c- -o-u-n- -te- -d-.-..-.-.-.Other LiabilitieS-------------------

100,000.00 25,000.00 43,604.36
none 18,777 .01
4.00 1,305.13
747.46 512,535.11 41,316.92 608,517.58
none 100,000.00
none 88.74

Total-------------------------------- $ 1,451.896.31

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

AUSTELL BANK

Austell, Ga.

As called for by the Superintendent of Banks.

M. T. BENSON,

C. C. PERKERSON,

President.

Cashier.

Date of Charter: 1-3-1910

Began Business: 1-10-1910

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot.... FOuthrneirtRureealaEndstaFtiextouwrense.d-.-..--__-_-_-_-_-_--_ Cash in Vault and amounts due
from apvroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(.i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc._o_t_t_o__n___a__n_d____o_t_h__e_r
Customers LiabilitY on Letters of PrCorfeitdaitnadnLdosAs_c_c_e__p_t_a_n_c_e__s_--_-_-_-_-_-_-_-_-

122,572.83 none none
2,898.35 5,927.95 36,445.41 1,244.09 1,048.75
592.98 4,075.75
nnoonnee

Other Total.

.R__e_s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-1716- ,,202351-..3254

LIABILITIES:
Capital Stock..--------------------- $ Surolus Fund...--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..---------------- Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit..... Savings Deposits------------------ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Other Liabilities-------------------

25,000.00 5,000.00
none none none none 820.35 none 89,589.56 55,593.44 none none none none 28.00

TotaL-------------------- __ --------- $ 176,031.35

14

DEPARTMENT OF BANKIN"G

STATEMENT

Showing condition at the close of Business Decen1ber 311 1929, of the BAINBRIDGE STATE BANK

Bainbridge, Ga.

As called for by the Superintendent of Banks.

E. J. PERRY,

E. J. PERRY, JR.,

President.

Cashier.

Date of Charter: -1-1901

Began Business: 1891

RESOURCES:

Loans and Discounts ______________$ 533,299 .48

CeBrotinfidcsataensdoSftoIncdksebotwednende.s._s__a__n_d_ 84,620.90

BFUanrnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned--------Cash in Vault and amounts due

11,872.16
72,,510702..0o1o

from ai>I>roved Reserve Agents.. 147,139.76

Checks for Clearing and Due from

C aosthh eIrteBmasn. k. _s,-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_

1,673 .50 2,011.28

Overdrafts (it anYl----------------AdCvoamnmceodoitnies_O_o__t_t_o_n___a__n_d____o_t_h__er_

2,514.61
none

Customers Liab111tY on Letters of

Oredit a,nd Accei>tances----------

none

Profit and Loss.--------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -8081,- ,202240-..8544

LIABILITIES:
Oai>ital Stock-----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks..--------------------Dlvldends Uni>ai<L----------------Oashiers Ohecks-------------------Oertlfied Ohecks-------------------Demand Dei>osits -----------------Time Oertlflcates of Dei>osit.-----Savlngs Dei>osits ____ --- __ ---------L eetxteecr sutoefdOforer dCltuastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable_________ ------- __ ----Notes and Bills Rediscounted.... Other Liabilltles...........-------

12000,,000000..0o0o
81,535.29
none
37.456.10
none
11,898.84
213,20130..o0o0
20,497.74 216,423.57
none
100,000.00
none none

TotaL. ______________________________ $ 801.024.54

STATEMENT

Showing condition at the close of Business Decen1ber 31, 19291 of the THE CITIZENS BANK AND TRUST CO.

Bainbridge, Ga.

As called for by the Superintendent of Banks.

H. L. GANS,

E. F. VICKERS,

President.

Cashier.

Date of Charter: -17-190

Began Business: 1-19-1911

RESOURCES I
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned-------Banking House and Lot----------FOuthrneirtuRreealaEndstFatiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from ai>I>roved Reserve Agents-Checks for Olearing and Due trom CaostheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (it any)________________ _ Advance on Ootton and other
Commodities---------------------CPruOosfrteoitdmaitenradsnLLdoiAasbsc.ic_lel_ti_Y>__ta_on_n_c_e_Ls_.e___t_t__e___r__s___o__ __f
Other Resources------------------
TotaL.-----------------------------$

623,455.74 62,867.83
none
4, 700.45 12,150.00 213,015.18 23,794.52
none
3,850.79 22,600.00
none none none
966,434 .51

LIABILITIES:
Oai>ital Stock..---------------------$ Surolus Fun<L--------------------Undivlded Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid..----------------Cashlers Ohecks-------------------Certlfied Ohecks-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit------Savlngs Dei>OS!tS------------------Letters of Credit and accei>ta.nces
executed for Oustomers---------B!lls Payable_______ ---------------NOothteesr aLniadbBillitlilessR..e_d__i_s_c_o_u__n_t_e_d_._._._._._.

100,000.00 20,000.00 9,381.35
none
669.46 8,000.00 2,619.67
none
363,394.09 171,682.83 243,243.11

no
20,000

n.oeo

27,444.00

none

TotaL. ----------------------- ____ $ 966,434 .51

TENTH ANNUAL REPORT

15

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

DECATUR COLNTY BANK

Bainbridge, Ga.

As called for by the Superintendent of Banks.

l\1. E. KUSSBACJ\f,

FRANK S. JONES,

President.

Cashier.

Date of Charter: 12-26-1905

Began Business: 1-3-1906

RESOURCES:

Loans and Discounts______________ $ 188,242.34

OerttiJGates of Indebtedness and

~onds and Stocks owned.______ _ ~anking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

36,519.75
none none
956.19

Oash in Vault and amounts due

from aooroved Reserve Agents-- 92,131.65

Ohecks for Olearing and Due from

Oaost hh eIrtebmasn..k. _s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Overdrafts (if an.Yl-----------------

none

AdCvoamncmeodointiesO__o_t_t_:o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmitearsnLdiAabcicleitpYta,oncnesL,.e_t_t_e_r__s__o_f

none

Profit a_nd Loss---------------------

none

Other Resources..-------------------- - -no-ne

TotaL.--_-_------- __ --_- __ --- _______ $ 317,849.93

LIABILITIES:
Capital Stock.---------------------- $ Surolus Fund---------------------Undivided Profits----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unoai<L----------------COearsthifleierds OOhheecckkss.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deoosits-----------------Time Certifiootes of Devosit------Savings Deposits------------------LeetxteecrsutoefdOfroerdCit uasntodmAecrcse_:_o_t_a_n_c__e_s_ Bills Payable____ ------------------Notes and Bills Rediscounted... Other Liabilities....------------------

25,000.00 5,000.00 31,997 .33
none none none none none none none
255,852.60
none none none none

TotaL------------------------------- $ 317,849.93

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BALDWIN STATE BANK

Baldwin, Ga.

As called for by the Superintendent of Banks.

W. A. SHORE,

E. C. ADDY,

President.

Cashier.

Date of Charter: 11-7-1907

Began Business: 11-7-1907

RESOURCES:

Loans and Discounts--------------$ 146,320.82

CeBrotinfidcsaatensdoSf toI ncdkes botwe dnneeds._s__a__n_d_

none

Banking House and Lot----------- 3,300.00

FOut hr neirtRu reealaEnsdt aFtiextouwrensed- -. -__-_-_-_-_-_-_- -_

2,098.50 5, 734.30

Oash in Vault and amounts due

from lli>Droved Reserve Agents.. 31,710.87

Checks for Olearing and Due from

other Banks.---------------------

none

OOavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,869.05
none

Adv811lce on Ootton and other

ClCClSortemodmmiteoarsdniLdtiieAasbc-ic-l-ei-ot-yt-a-on--cn-e-sL-.-.e.-t_-t_-e_-r_-s_-_-o_--_t

740.38
none

Profit and Loss---------------------

none

Other TotaL

Re-s_o_u__r_c_e_s_._._-_------_-_-------------------------$-

- -no-ne
191,773.92

LIABILITIES:
Oaoital Stock.______________________ $ Surolus FuncL--------------------Undivided Profits-----------------Reserve Funds..--------------------Due to BankS----------------------Dividends Unoaid..----------------Oashiers Checks-------------------Certified Ohecks-------------------TDiemmeaCnedrDtifeiocaotseistso--f-D--e-p--o-s-i-t-.-_-__-_-_--_ Savings Deoosits------------------ Letters of Oredit and Acceotances
executed for Oustomers--------BNOiotlhltseesPr aaLYniadabbBilllietli.le_ss-R.-.-.e.-.d-.-is--c.-o_-u_-_-n_-t_-e_-_d-_-._.-_.-_--_

15,000.00 15,000.00 6,655.35
none none none
464.99
none
79,416.15 59,237.43
none
none
16,000.00
none none

TotaL------------------------------ $ 191 '773 .92

16

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS BANK

Ball Ground, Ga.

As called for by the Superintendent of Banks.

M. G. HENDRIX,

B. R. JONES,

President.

Cashier.

Date of Charter: 9-28-1926

Began Business: 1Q-1-1926

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot.......... Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due
from ai>I>roved Reserve Agents. Checks for Clearing and Due from
other Banks................ COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Co=odities................... Customers Liability on Letters of
Credit and Accei>tances...... Profit and Loss............... Other Resources..............
TotaL ................. $

50,180.28 35,500.00 1,200.00 1,500.00
none 28,020.27
200.73 none none none rione none none 116,601.28

LIABILITIES:
Cai>ital Stock.............. $ Surolus Fun<L--------------------Undivided Profits............. Reserve Funds................. DDiuveidtoenBdsanUknsi.>.a.i.d...............__.____.._._.___._ Cashiers Checks-------------------Certified Checks............ Demand Deposits............... Time Certificates of Dei>osiL.. Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._.__._._._._.._ Notes and Bills Rediscounted..... Other Liabilities------------------

15,000,00 3,000,00 4,017.46
none none none 321.12 none 65,085.87 29,176.83 none none none none none

Total.................. $ 116,601.28

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF BARWICK

Barwick, Ga.

As called for by the Superintendent of Banks.

D. S. CHAPMAN,

LAWSON HARDY,

President.

Cashier.

Date of Charter: 1-23-1906

Began Business: 2-6-1906

RESOURCES:

LIABILITIES:

Loans and Discounts..........$ 53,066.69 Certificates of Indebtedness and
Bonds and Stocks owned.... 1,000.00

Cai>ital Stock...-------------------- $ 15,000.00

Suro1us Fun<L.--------------------

none

Undivided Profits.............

458.48

Banking House and Lot....... 2,020.26

Reserve Funds----------------------

none

Furniture and Fixtures........ Other Real Estate owned.......

2,932.06 7,719.09

Due to Banks.--------------------Dividends Uni>aid..................

none none

Cash in Vault and amounts due

Cashiers Checks-----------------

775.61

from ai>I>roved Reserve Agents. 7,668.01

Certified Checks...................

none

Checks for Clearing and Due from

Demand Dei>osits............... 37,624.82

other Banks...............

411.15

Time Certificates of Dei>osit..... 16,071.41

COavsehrdIrtaefmtss.(.i.f.a..n.y.).__.__._._._._._.__._._._._._.._

113.06 none

Savings Dei>osits------------------Letters of Credit and Accei>tances

none

Advance on cotton and other Commodities.---------------------
Customers Liability on Letters of

none

BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._._ Notes and Bills Rediscounted.....

none 5,000.00
none

Credit and Accei>tances........

none

Other Liabilities..................

none

Profit and Loss..............

none

Other Resources.........- - -n-on-e

Total........... -------- -cc:..:.cc:..:.c.$--'-74-'-,9'-'3-'-0-".3_2_ _ _T.::..::.ot:..:a:=.L:..::..:=:..:.cc:..::..:_c"--'-'---'-:..:.cc:..::..:c:.._._-_____-'-$__74_,9_3_0_.3~2

TEKTH ANNUAL REPORT

17

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BAXLEY STATE BANK

Baxley, Ga.

As called for by the Superintendent of Banks.

J. W. TIPI'IKS,

C. A. WHITAKER,

President.

Cashier.

Date of Charter: 8-~3-1917

Began Busim~ss: 8-:25-1917

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and B~BnoknidnsgaHnoduSsteoacnkds oLwont_e_d_._._-_-_-_-_-_--_ FUrniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in V(l.ult and amounts due
from approved Reserve Agents.. Checks for Clea.ring and Due from
other Banks.. -------------------COavsehrdIrtaefmtss-(i-f--a-n-;-y-J-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoAmnmceodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and AcceptanceS---------POrtohfeirt 1R1ensdoLurocsess.-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______ -----------------------.$

161.077 .62
8.000.00
none
7,250.00
none
103,878.41
none
6.353.56
none none none none none
286,559 .59

LIABILITIES:
Capital Stock.______________________ $
surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks------------------- CDeermtiafinedd DCehpeocskitss-.-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit....... Sllvings Deposits------------------LeetxteecrsutoefdCfroerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable________________ ------Notes and Bills Rediscounted..... Other Liabilities...-----------------

25,000.00 25,000.00
35.07
none none
37.50 3,984.74
none
214,503.24 4,092.55 13,906 .49
none none none none

TotaL.-----------------------------$ 286,559 .59

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BI ACKSIH~AR BAI'IK

Blackshear, Ga.

As called for by the Superintendent of Banks.

A. P. BHA~TLEY,

P. L. P0:\1EROY,

Pr('sident.

Acting Cashier.

Date of Chartn: 9-11-1891

Began Business: 7-7-1892

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness lind BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_-_-_-__-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned...-------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f-l-l-n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Co=odities..-------------------Customers LiabllrtY on Letters of
Credit and Acceptances..-------POrtohfeirt aRnedsoLuorcseSs-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

1311.573 .06
144.917.75
none
13,010.03 3.904.03
91 '215 .43
47.55
none none none none none none
864,667.85

LIABILITIES:
Capital Stock-----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskiSts-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s__________________ __ NOothteesr aLniadbiBliitliless.R..e_d__is__c_o_u__n_t_e_d_._._._._.._

50,000.00 25,000.00 114,476.64 5,114.77
none none
3,445 .2!)
none
392,444.77 274,186.38
none
none none none none

TotaL ______________________________ $ 864,667.85

18

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE CITIZENS BANK

Blakely, Ga.

As called for by the Superintendent of Banks.

H. C. HADDOCK,

R. 0. WATERS,

President.

Cashier.

Date of Charter: 3-~3-1918

Began Business: 3-1918

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextoUwrneesd--..-.-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------Cash Items-------------------------Overdrafts (if anY>----------------Advance on cotton and other
Commodities---------------------customers LiabilitY on Letters of
CreditandAccei>tances---------Profit and Loss--------------------Other Resources..------------------TotaL ______________________________ $

185.600.56
7,465.64 9,358.20 4. 382.48 7,500.00
77.241.18
7,356.67 137.81 602.28
30,113.48
none none none
329,758.30

LIABILITIES:
Cai>ital Stock..______________________ $
Sumlus Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Uni>ai<L----------------Cashiers Checks-------------------Certified Checks------------------- TDiemmeaCnderDtifeiic>aotessitso-f--D--e-i->-o-s--it-.-..-_-_-_--_ Savings Dei>osits------------------LeetxteecrsutoefdCforerdciut satnodmAercsc_e_i_>_t_a_n__c_es_ Bills Payable._--------------------NOothteesr aLniadbBiliitlilessR..e_d__i_s_c_o_u__n_t_e_d_._.__._._

50,000.00 10,000.00 12.854.73
none none
3.60 9. 717.87
none
212,320.58 12,421.52
none
none none
22.440.00
none

TotaL-------------------------------~ 329.758.30

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FANNIN COUNTY BANK

Blue Ridge, Ga.

As called for by the Superintendent of Banks.

J. M. EATON,

W. J. DE:'\MARK,

President.

Cashier.

Date of Charter: 5-~8-1916

Began Business: 6-6-1916

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned...------BFuarnnkiitnugreHaonudseFaixntdurLeso_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.. ________ _ Cash in Vault and amounts due
from IU>I>roved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
co=odities.--------------------OUcrsetodmitearsnLdiAabcicleiit>YtaoncneLs..e_t_t_e__r_s__o_f POrtohfeirt aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total--------------------------------$

195,729.78
30,675 .oo
20,000.00 7,500.00 14,324.66
95,950.02
none none
32.84
none none
1.010590..5so3
365.372.63

LIABILITIES:
Cai>ital Stock..----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid...----------------Cashiers Checks-------------------Certified Checks-------------------Demand ~posits------------------ TSaimviengCseDrtiefii>coastietss.o__f_D__e_i_>__o_s_i_t-_-_-_-_-_--_ Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted..... Other LiabilitieS...------------------

15.000.00 461.40
none
760.02
none none
2.461.50
none
135,161.04 201.401.14 10,032 .97
none none none
94.56

TotaL ______________________________ $ 365.372.63

TENTH ANNUAL REPORT

19

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE FARMERS BANK

Blythe, Ga.

L. W. DYE,

As called for by the Superintendent of Banks. T. M. NICKLES,

President.

Cashier.

Date of Charter: 8-28-1909

Began Business: 9-1-1909

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoIncdksebotwednneeds__s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from avvroved Reserve Agents-_ Checks tor Clearing and Due from CaosthheIrtebmans_k_s__-_-_-_-_-_-_-_-_-_-_-_-_-_------------------Overdrafts (it any)________________ _ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r CUCsrteodmitearsnLdiAabcicleltvYtanocnesL.,e_t_t_e_r__s_o_ _f Profit and Loss--------------------Other ResourceS..-------------------
TotaL------------------------------$

22,977.78 none
l, 947 .50 1,233.81
none 25,892.68
28.00 none 64.97 none none none none 52,144.74

LIABILITIES:
cavital Stock.______________________$
Surv1us Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Devosits-----------------Time Certiticates of Devosit------LSaevttienrgssoDf eCvroesdiittsa--n--d--A--c-c-e-v--ta--n-c-e--s BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted,___ _ Other LiabilltieS-------------------

15,000.00 5,000.00 4, 784.19
none none 127 .20 122.00 none 22,861.01 1,541.37 2, 708.97 none none none none

TotaL______________________________$ 52,144.74

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MERCHANTS & FARMERS BANK

Boston, Ga.

As called for by the Superintendent of Banks.

JAS. l\1. JO~ES,

J. R. CARTER, JH.,

J'resident.

Cashier.

Date of Charter: 9-14-1891

Began Business: :l-1902

RESOURCES:
Loam and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdkes botwednende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned,________ _ Cash in Vault and amounts due
from avvroved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CUstomers Liab111tY on Letters of
Credit and Acce:Dtances---------Profit and Loss--------------------Other Resources-------------------TotaL ______________________________ $

262,766 .54 none
11,425.90 none
33,255.57 26 '721.47
789.79 560.09 398.82 3,318.09 none none none 339,236 .27

LIABILITIES:
Cavital Stock.----------------------$ Survlus Fund-_-------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unvaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Devosits-----------------Time Certificates of DevosiL----Savings Devosits------------------Letters of Credit and Accevtances
executed for Customers---------BNioltlessPaanydabBleil_l_s-R--e-d--is--c-o-u-n--t-e-d-.-.-__-_--_ Other LiabilitieS-------------------

50,000.00 25,000.00
none none none 2,010.50 3,668.99 none 98,288.05 103,571.52 40,697.21 none 16,000.00 none none

TotaL ______________________________ $ 339,236 :?._7__

20

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE COMMERCIAL BANK

Bowdon, Ga.

As called for by the Superintendent of Banks.

J. A. ~IAKDEVILLE,

M. L. JOHi'>SO:->,

President.

Cashier.

Date of Charter: 9-!i!!i!-19!i!6

Began Business: 9-20-1 9~()

RESOURCES:
Loans and Discounts--------------$ Certi!icates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from ai>I>roved Reserve Agents-Checks for Clearing and Due from CaosthheItreBmas.n._k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamnmceodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r CPruCosrfteoitdmaitenradsnLLdoiAsasbc..ci_le_ii_t>_yt_a_on_cn_e_,_Ls__e___t_t__e___r__s___o__ f__ Other Resources..__________________ _
TotaL ______________________________$

65,617.45
28,000 .oo
none
500.00
none
56,123.45 9,384.50
none
10.62 30,021.29
none none none
189,657.31

LIABILITIES:
Cai>ital Stock..____ ---- __ --------- ___ $ surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidieenrsdCs Uhencik>sa_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Certified Checks-------------------TDiemmeaCnedrDtifeiic>aotessitso-f--D-e-i->-o--si-t-_-_-_-_-_-_--_ SLaevttienrgssoDf eCi>reodsiittsa-n--d--A--c-c-e--i>--t-a-n-c-e--s BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

25.000.00 7,500.00 2.317.32
none none none
4.307.09
none
144.835.01 5.697.89
none
none none none none

TotaL ______________________________$ 189.657.31

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Brewton, Ga.

As called for by the Superintendent of Banks.

.JAS. L. KEEN,

L. l'. KEE:->,

President.

Cashi<'r.

Date of Charter: 5-26-1910

Began Business: 7-(i-]!) I 0

RESOURCES:

LIABILITIES:

- - - - - - - - - - - - - - - - - - - - - - - - - - - --~---

Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoInckdsebotwendende_s_s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeso_t_-_-_-_-_-_-_-_-_-_--_

72,143.56
1.207.15 1.806 .25 2,256.67

SCuair>oiltuals SFtuonckd....________-_-_-_-________________-_-_-_____--_$ RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _

15.000 5,000

..oooo

5' 441.44
none none

Other Real Estate owned..________ _ 8,700.39

Dividends Uni>ai<L-----------------

none

Cash in Vault and amounts due

Cashiers Checks--------------------

848.88

from ai>I>roved Reserve Agents__ 73,433.06 Checks for Clearing and Due from

CDeermtiafinedd DCehie>coksist.s._-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_

none
113,140.23

other Banks----------------------

none

Time Certificates of Dei>osit__ ____ _ 23.056 .02

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
2,311.28

Savings Dei>osits------------------Letters of Credit and accei>tances

none

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_

628.21

executed for Customers---------Bills Payable_____ -------------------

none none

Customers Liability on Letters of

Notes and Bills Rediscounted.----

none

PrCorfeitdaitnadnLdoAssc..c_e_i_>_t_a_n_c_e_s_._.________________ __ Other Resources..__________________ _

none none none

Other Liabilities-------------------

none

TotaL- _____________________________ $ 162,486 .57

TotaL ______________________________ $ 162.486.57

TENTH ANNUAL REPORT

21

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE CITIZENS BANK

Brinson, Ga.

As called for by the Superintendent of Banks.

J .. H. BRIXSOX,

J. B. MILLS,

Pr<:sident.

Cashier.

Date of Charter: 12-17-1910

Began Business: 12-1910

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot........... Furniture and FixtUres...... ____ __ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrtebmasn_k_s__.-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC..o..tt.o..n...a..n.d. __o__t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances.......... Profit and Loss.................... . Other Resources....................
TotaL .............................. $

28.443 .lO none
1. 800.00 1. 998.70 3,500.00 16,271.87
none none 292.51 none none none none 52,306.18

LIABILITIES:
Capital Stock.......................$ surolus Fun<L--------------------RUensdeirvviedFedunPdrosf_i_t_s_._._._._._._.__._._._._._._._._._. ._
Due to Banks----------------------Dividends Unpaid.................. Cashiers Checks.................... Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit...... . Savings Deposits----------------- Letters of Credit and Acceptances BielxlsePcuatYedabfloer__C__u_s_t_o_m___e_r_s_._._._._._._._..__. Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000 .oo
none 650.40 none none none 215.91 none 15,898.89 20,540.98 none none none none none

TotaL----------------------------~ 52,306_.lfj_

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF BROOKLET

Brooklet, Ga.

As called for by the Superintendent of Banks.

J. \Y. ROBERTSOl\,

CARSON L. JOKES,

President.

Cashier.

Date of Charter: 5-10-1907

Began Business: 12-1-190()

RESOURCES:

Loans and Discounts..............$ 59,217.47

Certificates of Indebtedness and

Bonds and Stocks owned........ 1.550.00

Banking House and Lot.... ______ _ Furniture and Fixtures__________ __

1.800.00 1.900.00

Other Real Estate owned.________ _ 10,096.05

Cash in Vault and amounts due

from approved Reserve Agents. 17,764.94

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._._. _.

587 .12 none

Advance on Cotton and other

Commodities..................... .

none

Customers Liability on Letters of

Credit andAcceptances..........

none

Profit Other

and Loss.................... Resources...................

.
.-

-

no
-2,0-70

n.oeo -

TotaL..............................$ 94,985.58

LIABILITIES:
Capital Stock.......................$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds........ -------------Due to BankS.---------------------Dividends Unpaid..----------------Cashiers Checks.................... Certified Checks-------------------Demand DepositS------------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatYeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._..__. Notes and Bills Rediscounted..... Other Liabilities------------------

25,000.00 10,000.00 2,441.63
none none none 673.60 none 40,449.83 14,870.52 none none none none 1,550.00

TotaL..............................$ 94,985.5fl_

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BRUNSWICK BANK & TRUST COMPANY

Brunswick, Ga.

As called for by the Superintendent of Banks.

F. D. AIKEN,

I. M. AIKE!'.",

President.

Cashier.

Date of Charter: 10-7-1889

Began Business: 1889

RESOURCES:

Loans and Discounts ______________ $ 1, 102,795.64

Certificates of Indebtedness and Bonds and Stocks ownecL_______ 358,880.99
Banking House and Lot___________ 40,000.00

Furniture and Fixtures____________ 14,379.34 Other Real Estate ownecL_________ 109,027.52

Cash in Vault and amounts due from ai>I>roved Reserve Agents.. 283,990.03

Choetchkesr fboarnCksle..a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_ 8,853.18

COavsehrdIrtaefmtss.(.I-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC.. _o_t_t_o__n___a__n_d____o_t_h__e _r

8,407.91 221.98
2,454.45

CPruCosrfteoitdmaitenradsnLLdoiAassbc..1c_el_li_t>y_t_a_on_nc_e__sL._.e___t_t__e___r__s_____o__f Other Resources___________________ _

none none
4,607.43

TotaL ______________________________ $ 1,933,618.47

LIABILITIES:
Cai>ital Stock.______________________ $ SUunrid>ilvUiSdeFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Reserve Funds_____________________ _ Due to Banks______________________ _ Dividends Uni>aicL----------------CCaesrthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ TDiemmeaCnderDtifeiic>aotesistso-f--D--e-i>--o-s-i-t-_-_-_-__-_--_ Savings Dei>osits------------------LBeieltxltseePcrusatoyefadCbflroeer_d_Ci_t_u_as_nt_od_m_A_e_c_rc_s_e__i_>____t_a___n__c__e__s__ NOothteesr aLniadbBiliiltlisesR._e_d_i_s_c__o_u_n__te__c_L__._._._

230,000.00 115.000.00
4,895.04 7,233.15 73,839.83 3,487.00 89.610.72
246.84 793,128.35 120,611.14 358,748.97
none
25,000.00 110,117.23
1, 700.20

TotaL------------------------------$ 1, 933.618 .47

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

HARALSON COUNTY BANK

Buchanan, Ga.

As called for by the Superintendent of Banks.

J. L. EAVES.

H. G. RICHARDSO:\',

President.

Cashier.

Date of Charter: 3-3-1909

Began Business: 3-4-1909

RESOURCES:

Loans and Discounts ______________$ 105,638.90

CeBrotinfidcsaatensdoSftoIncdksebotwendenceLs_s__a__n_d_ Banking House and Lot__________ _

none
2,034.00

FOuthrneirtuRreealaEndstFatiextouwrensec-L--_-_-__-_-_-_-_--_

4,140.00 2,185.00

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 154,566.00

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

177 .45 2,580.98

Advance on Cotton and other

Commodities---------------------

none

CuCsrteodmiterasnLdiAabcicleitiY>taonnceLs_e_t_t_e_r_s__o_ _f POrtohfeirt aRnedsoLuorscse..s______________________________________ __
Total _______________________________-$

none none
- -no-ne
271,322.33

LIABILITIES:
C~ital Stock. ______________________$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve FundS..--------------------Due to Banks----------------------Dividends Uni>aicL----------------CCearsthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>ositS-----------------Time Certificates of Dei>osiL----Savings Dei>osits------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable_---------------------Notes and Bills Rediscounted----Other Liab1llties-------------------

40,000.00 15,000.00
626.10
none none
3,200.00 2,005.63
none
180,699.82 29,790.78
none
none none none none

TotaL _______________________________ $ 271.322.33

TENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BUENA VISTA LOAN & SAVINGS BANK

Buena Vista, Ga.

As called for by the Superintendent of Banks.

Wm. C. WOOTEN,

0. H. LEWIS,

President.

Cashier.

Date of Charter: 9-22-1887

Began Business: 1889

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ Cash in Vault and amounts due
from aDDroved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC-_o__t_to__n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabccileiDtytaonnceLs.e..t_t_e_r_s___o_f Profit and Loss--------------------Other Resources..-------------------
Total--_---------- ----------------.$

151,568.90
none
4,246.39 6,658.12 13,018 .ll
71,918.81 2,520.39
none none
6,193.84
none none none
256,124.56

LIABILITIES:
CaDital Stock..___________ -----------$
StirDlUS Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends UnDaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DeDOSitS....----------------Time Certificates of DeDosiL----Savings DeDositS------------------Letters of Credit and AcceDtances
executed for Customers---------BNioltlessPaanyadbBl<ilLls--R--e-d-i-s-c-o--u-n--te--d-.-._-_-_--_ Other Liabilities_____ ---------------

30,000 .oo
40,000.00 3,850.74 2, 717.43
none
6.50 101.47
none
91,983.23 87,465.19
none
none none none none

TotaL. _____________________________ .$ 256,124.56

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF BUFORD

Buford, Ga.

As called for by the Superintendent of Banks.

L. P. PATTILLO,

CARL PERRY,

President.

Cashier.

Date of Charter: 1-20-1893

Began Business: 1893

RESOURCES:

Loans and Discounts--------------$ 246,059.91 CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 67,205.75

Banking House and Lot----------- 36,102.34

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

11,422.99 42,451.22

Cash in Vault and amounts due

from aDDroved Reserve Agents. 30,258.36

Checks for Clearing and Due from

other Banks----------------------

130.12

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

639.73 810.93

AdCvoamncmeodoitnies,c._o_t_t_o__n___a_n__d____o_t_h__e_r 24,725.43

Customers LiabilitY on Letters of Credit and AcceDtances.._________

none

Profit and Loss..--------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -460-,134470-..2468

LIABILITIES:
CaDital Stock.----------------------$ StirDlUS F..m<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnDaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand DeDOSitS....----------------Time Certificates of DeDosiL----Savings DeDositS------------------Letters of Credit and AcceDtances
executed for Customers---------BNiolltsesPaanYdabBliel-ls--R--e-d--is-c--o-u-n--te--d-.-.-__-_--_ Other Liabilities....------------------

25,000.00 10,000.00 1,996.72 30,000.00
none none
866.66 490.93 203,203.99 75,ll0.43 113,478.53
none none none none

Total.. ______________________________ $ 460,147.26

24

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

SHADBURN BANKING CO.

Buford, Ga.

As called for by the Superintendent of Banks.

~IRS. KATE ALLEl'>" SHADBl"Rl\,

E. A. WILBAKKS,

President.

Cashier.

Date of Charter: 1-2:!-1901

Began Business: 2-11-1901

RESOURCES:
Loans and Discounts.. ____________ $ CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ oash in vault and amounts due
from aDDroved Reserve Agents.. Ohecks for Clearing and Due from
other Banks---------------------OOavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Ootton and other
Oommodities.--------------------OOusrteodmitearsndLiAabccileiDtytaonnceLs_e_t_t_e_r_s___o_f POrtohfeitr aRnedsoLuOrcSesS_._.-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_
__'!'otaL ______________________________$

203,027.58
6,014.25
none
4,072.83 35.307.84
12.126.38
5.00 526 .34 1,566.79
31.008.58
none none none
293.655.59

LIABILITIES:
OaDital Stock._________ -------- _____ $
Surolus Fun<L---------------------
Undivided Profits------------------
Reserve Funds----------------------
Due to Banks----------------------Dividends UnDai<L---------------Oashiers Ohecks-------------------Oertified Ohecks-------------------TDiemmeaCnderDtifeiDcaotseistso-f--D--e-D--o-s-i-t-_-_-_-__-_--_ Savings DeDositS------------------Letters of Oredit and AcceDtanoes B!elxlsecPuatyeadbfloer__O__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.---Other Liabilities...------------------

40,000.00 18,000.00 6, 703.88 4,305.61
none none
1.517.85
none
104.754.81 27' 678.16 90.695 .28
none none none none

TotaL ______________________________ $ 293.655.59

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE CITIZENS STATE BANK

Butler, Ga.

As called for by the Superintendent of Banks.

C. II. NEISLER,

L. H. AD.-DIS,

President.

Cashier.

Date of Charter: 9-4-1926

Began Business: 9-4-1926

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdksebotwednneeds. _s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Oash in vault and amounts due
from aDDroved Reserve Agents.. Ohecks for Olearlng and Due from
other Banks---------------------OOavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Oommodities---------------------OuOsrteodmitearsnLdiAabcicleiDtYtaoncnesL..e_t_t_e__r_s__o_f POrtohfeirt aRnesdoLurOceSsS..-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_
TotaL______________________________ $

33,594.44
1.000.00
none
1. 525.00 375.00
52,534.84
549.57
none none
2,513.10
none none none
92.091.95

LIABILITIES:
Os uarDoiltuals SFtuonc<kL. . ._.__-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$
Undivided Profits------------------
RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Dividends UnDaid-----------------Oashiers Ohecks-------------------Oertified OheckS..------------------TDiemmeaCnedrDtifeiDcaOteSsitoSf--D--e-D--o--s-it-_-_-_-_-_-_--_ Savings DeDOSitS------------------BLeieltxltseePcrsuatyoefadbOfloreer_d_O_i_tu_as_t_no_dm__Ae__rcg_c__e__D____t__a__n__c____es__ Notes and Bills Rediscounted.---Other LiabilitieS-------------------

15,000 .oo

3,000.00

571.65

none

no
750

n.oeo

1. 788.30

none

56,568.54

14,413.46

none

none none none none

TotaL ______________________________ $ 92.091.95

TENTH ANNUAL REPORT

25

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF BYROMVILLE

ByromYillc, Ga.

As called for by the Superintendent of Banks.

W. R. GROYES

S. H. BFXTOX,

President.

Cashier.

Date of Charter: 7-19-1920

Regan Business: 7-26-1920

RESOURCES:
Loans and Discounts.. ____________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ FOuthrneirtuRreealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from avvroved Reserve Agents. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamnmceodoitnies.C. _o__t _t o__n___a__n_d____o_t_h__e r_ CuCsrteodmiterasnLdiAabcicleivtytanocnesL..e_t_t_e__r_s__o_f POrtohfeirt aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL-------------------------------$

16,974.97 none
I ,500.00 750 .oo none
12,952 .39 none none 184.79
17,971.09 none none none
50.333.24

LIABILITIES:
Cavital Stock.______________________ $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv-a--id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks------------------ Certified Checks..------------------Demand DeDositS-----------------Time Certificates of DeDosit.-----Savings DeDosits------------------Letters of Credit and AcceDtances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._.__._.

15,000.00 none
l, 727.14 none none none 166.61 none
25,380.56 8,058.93
none none none none none

TotaL ______________________________ $ 50,333.24

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CAIRO BANKING COMPANY

Cairo, Ga.

As called for by the Superintendent of Banks.

0. T. DAYIS,

HENRY HESTER,

President.

Cashier.

Date of Charter: ll-2~l-190:l

Began Business: 11-2~-190~

RESOURCES:

Loans and Discounts--------------$ 301,129 .85

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_

none 5,555.43

FOuthrneirtuRreealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_

4,014.30 none

Cash in Vault and amounts due

from aDDroved Reserve Agents.. 28,906.03

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

8,238.36 3,210.16
none

Advance on Cotton and other

CommoditieS..---------------------

none

Customers Liability on Letters of

Credit and AcceDtances...--------

none

Profit and LOSS-------------------

none

Other Resources.............--------

none

----

TotaL.---------------- -.----.----$ 351,054.13

LIABILITIES:
CaDital Stock....c.. ----------------$ Suro1us Fund.-------------------- Undivided Profits---------------- Reserve Funds------------------- Due to Banks----------------------Dividends UnDaid---------------Cashiers Checks------------------- Certified Checks..-----------------Demand DeDosits----------------- Time Certificates of DeDosit..----- Savings DeDositS------------------Letters of Credit and AcceDtances B ielxl sePc uatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d_._._._.._

35,000.00 7,000.00 2,895.59 5,642.92
none none 1,104.44 none 134,883.83 113,527 .35 none none 10,000.00 41,000.00 none

TotaL. ___ _ ___ .....---------$ 351,054.13

!l6

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS BANK

Cairo, Ga.

As called for by the Superintendent of Banks.

J. B. 'WIGHT,

L. C. POWELL,

President.

Cashier.

Date of Charter: 1!l-3-1903

Began Business: 1-1-1904

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__.._.__._._._._. Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks..---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o-f-
Credit and Acceptances.......... Profit and Loss..-------------------Other Resources......---------------
TotaL------------------------------$

445,955.95
2u1.o,2o5o5..9o8o 145,,020905..8o7o
72,172.28
2,561.70 l, 131.54
104.64
none none none none
573,477.96

LIABILITIES:
Capital Stock.---------------------- $ surolus Fun<L-------------------- Undivided Profits--------------- Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------BLeieltxltseePcrsuatoyeafdbCfloreer_d_C_i_tu_as_t_no_dm__A_e_rc_sc___e__p___t__a__n__c____es__ Notes and Bills Rediscounted..... Other Liabilities------------------

50,000.00 18,000.00 7,601.27
none none none
41.76 6.50 237.295.53 230,532.90
none
none
30,000.00
none none

TotaL------------------------------$ 573.477.96

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Cairo, Ga.

As called for by the Superintendent of Banks.

TJIO}fAS WIGHT,

A. EDWARDS,

President.

Cashier.

Date of Charter: 1Q-7-1910

Began Business: 10-10-1910

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoIncdksebotwednneeds..s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnies.C._o__tt_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearns dLAiacbcielipttyanocnesL_e__tt_e__r_s__o_f Profit and LOSS..-------------------Other Resources..-------------------
TotaL------------------------------$

305,668.72
10,000.00
none
5,885.70 14,686.42
65,922.41
2,ll0.64 3,838.78
680.43
3,890.00
none none none
412,688.10

LIABILITIES:
Capital Stock.---------------------- $ surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DCaivsihdieenrsdsCUhencPkasi_d__.-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand DepositS-----------------Time Certificates of Deposit----- LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e-s-
exec;Ited for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted..... Other LiabilitieS------------------

40,000.00 8,000.00 7,278.05 8,420.90
none none
653.54
none
190,943.25 69,748.74 87,638.62
none none none none

TotaL------------------------------$ 412.683.10

TENTH ANNUAL REPORT

27

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF CAMILLA

Camilla, Ga.

As called for by the Superintendent of Banks.

J. E. BROOKS,

B. H. Hl:RST,

President.

Cashier.

Date of Charter: 11-4-1889

Began Business: 1889

RESOURCES:

Loans and Discounts--------------$ 143,586.99 CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 39,584.28

Banking House and Lot.-....... Furniture and Fixtures.. _________ _ Other Real Estate owned... _______ _

164,,550000..0o0o
29,711.70

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 85,749.43

Checks for Clearing and Due from

C aosthh eItreBmas.n. _k_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _

4,819.62
none none

AdCvoamnmceodoitnies.C..o..t.t.o.n.. _a__n_d____o_t_h__e_r Customers Liability on Letters ot

18,059.28

Credit and Accei>tances.--------

none

POrtohfeirt TotaL

aRnesdoLurOceSs.S._._.-_-_-_____-_-_________
_______________________________ -$

none
- -no-ne
342.511.30

LIABILITIES:
Cai>ital Stock.----------------------$ Sumlus Fund...------------- Undivided Profits------------ Reserve Funds---------------------Due to Banks---------------------- Dividends Uni>aid..---- Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits----------------Time Certificates of Dei>osiL---- Savings Dei>osits---------------- Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-----

50.000 .oo
none
2,651.30
none none none
725.52
none
167,380.16 21,471.31 100,283.01
none none none none

TotaL. _____________________________ $ 342,511.30

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

PLANTERS & CITIZENS BANK

Camilla, Ga.

As called for by the Superintendent of Banks.

G. B. COCHRAN,

E. J. VANK, JR.,

President.

Cashier.

Date of Charter: 5-24-1913

Began Business: 5-24-1913

RESOURCES:

Loans and Discounts--------------$ 128,535.33

Certificates of Indebtedness and BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d__-_-_-_-_-___ Furniture and Fixtures_. __________ Other Real Estate owned..________ _

100 10,000 6,000

...oooooo

none

Cash in Vault and amounts due

from ai>I>roved Reserve Agents-- 34,449.94

Checks for Clearing and Due from

other Banks---------------------- 2,418.17

COavsehrdIrtaefmtss(..if--a-n--y-)-_-_-_-__-_-_-_-_-_-_-_-_-_-___

961.74
none

Advance on Cotton and other

CuCsotommmeords iLtiieasb..i-l-i-t-y--o-n---L--e-t-t-e-r-s--o--t

8,000.00

Credit and Accei>tances..........

none

Profit and Loss.....................

none

Other Total .

.R.e.s.o..u.r.c.e.s.......___.__.__._._._._._._._._._._._-$

- -no-ne
190,465.18

LIABILITIES:
Cai>ital Stock.______________________ $ Surolus Fund........................ Undivided Profits.................. Reserve Funds...................... Due to BankS..---------------------Dividends Uni>aid................... Cashiers Checks.................... Certified Checks------------------- Demand Dei>ositS...----- Time Certificates of Dei>osiL... _. LSaevttienrgssoDf eCir>eodsititaSn-d--accevta-nces BielxlsecPuatYetdi.bfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted... Other Liabilities.......... _. ______

50,000 .oo
none
1,010.03
none none none
3,059.60
none
91,759.90 21,222.99 23,412.66
none none none none

Total.................. _. __ ..........$ 190,465.18

28

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS BANK

Canon, Ga.

As called for by the Superintendent of Banks.

B. F. CHEEK,

M. C. BOWERS,

President.

Cashier.

Date of Charter: 11-11-1919

Began Business: 11-11-1919

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned. ________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheItreBmasn__k_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) _________________ _ ACdvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CPruCosrfteiotdmaitenradsnLLdoiAassbc_ic_le_i_tpy_t_a_on_nc__e_Ls__e___t_t__e___r_s______o__f Other Resources___________________ _
TotaL ______________________________ $

67,117.20
none
3,500.00 2,450.00 3,198.26
17,241.16
none none none
none
none none none
93,506.62

LIABILITIES:
Capital Stock._. ____________________ $
Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp..a--i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified CheckS..------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p-o-s-i-t;-_-_--_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s___________________ __ Notes and Bills Rediscounted.. __ _ Other Liabilities-------------------

25,000.00 1, 250.00 8,310.59
none none none
331.27
none
43,371.18 5,243.58
none
none
10,000.00
none none

TotaL ______________________________ $ 93,506.62

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

RANK OF CANTON

Canton, Ga.

As called for by the Superintendent of Banks.

P. W ..JOKES,

W. S. ELLIOTT,

President.

Cashier.

Date of Charter: 11-17-1892

Regan Business: 12-21-1892

RESOURCES:

Loans and Discounts--------------$ Certificates of Indet>tedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
otherBanks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Oommodities. . . . . . . - - - - - - - - - - - - - - CuOsitiBomdlterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ _f
POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

784,513.38
44,800.00 35,583.00 5,869.00 24,837 .28
410,819.79
2, 761.70 371.67
6,630.93
none
none none
4,202.62

TotaL ______________________________ $ 1,320,389.37

LIABILITIES:
Capital Stock.----------------------$ 3UrplUS Fun<L--------------------Undivided Profits-----------------DReuseertvoeBFaunnkds.s.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid.________________ _ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSiamvienCgserDt!efpicoastietss_o__f_D__e_p__o_s_i_t____________ __ BLeieltlxtseePcrasu.tYoefdaCbfloreer_d_C_it_u_as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted... Other Liabilities...------------------

150,000.00 150,000.00 17,579.57
none
6,728.13
none 1. 716.29
none
572,384.03 254,973.49 167,007.86
none none none none

TotaL ______________________________ $ 1 ,320, 389.37

TENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

ETOWAH BANK

Canton, Ga.

As called for by the Superintendent of Banks.

OLIN FINCHER,

K. A. THOMASOX,

President.

Cashier.

Date of Charter: 1-'2'2-19!27

Began Business: 1-!29-19!27

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ . Banking House and Lot........... Furniture and FixtUres........... Other Real Estate owned.......... Cash in Vault and amounts due
from al.ll.lroved Reserve Agents.. Checks for Clearing and Due from
other Banks.-------------------COav.,<e;rhdIrtaefmtss.(.i.f-a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities....... ___ ......... __ _ CPruCosrfteiotdmaitenradsnLLdoiAassbc_ic_lei_tJ_Y._)_ta_on_n_c_e_Ls_.e___t_t__e___r___s____o_f_ Other Resources___________________ _
TotaL ______________________________ $

123,147.25
47 '702 .96 12,000.00 2,235.00
none
194,222.56
1,558.55 81.37 400.66
none
none none
150.00 381.498 .35

LIABILITIES:
Cal.lital Stock.______________________ $ Surolus Fund... __________________ __ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unl.laid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand Del.losits...----------------Time Certificates of DeJ.)osit....... Savings Del.lo~its------------------ Letters of Credit and AcceJ.)tances
executed for Customers-------Bills Payable.---------------------Notes and Bills Rediscounted.... Other Liabilities-------------------

25,000.00 3. 750.00
721.18 760.00
none
2,000.00 1,647.03
none
237 '729 .43 55' 612 .02 54,278 .69
none none none none

TotaL ______________________________ $ 31ll ,498.35

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE PEOPLES BANK

Carrollton, Ga.

As called for by the Superintendent of Banks.

G. \Y. l<'LEMIKG,

G. C. COOK,

President.

Cashier.

Date of Charter: 11-10-1909

Began Business: 12-1-1909

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.......... . Cash in Vault and amounts due
from aJ.)J.)roved Reserve Agents.. Checks for Clearing and Due from
other Banks...--------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Commodities..-------------------CuCsrteodmiterasnLdiAabcicleitl.YltaoncnesL_e_t_t_e_r_s___of_ Profit and LOSS.-------------------Other Resources..------------------
TotaL---------------- ____ -----------

314,858.62
103,519.06
none
4,800.00 7,613.85
274,782.10
7,954.63 187 .28
none none none none
4,407.07
718,122.61

LIABILITIES:
Cal.lital Stock_______________________ $ SUunrdoilvuids eFduPnrdo.f-i-t-s-_-_-_-_-_-_-_-_-_-_----------------Reserve Funds..................... . Due to Banks....................... Dividends Unl.laid................ .. Cashiers Checks-------------------Certified Checks.................. .. Demand Del.losits_................ . Time Certificates of Del.losit..... .. Savings Del.lositS------------------Letters of Credit and AcceJ.)tances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._.._ Notes and Bills Rediscounted...... Other Liabilities.....................

60,000.00 12.000.00 12.333 .39
none none
604.00 3,675.58
none
470,988 .61 11,803.99 146,717.04
none none none none

TotaL ..............................$ 718,122.61

30

DEPARTMENT OF BANKING

STATEMEl\T

Showing condition at the close of Business December 31, 1929, of the

BANK OF CAVE SPRING

Cave Spring, Ga.

As called for by the Superintendent of Banks.

ALBERT N. TUMLIN,

L. T. ROUNTREE,

President.

Cashier.

Date of Charter: 10-25-1905

Began Business: 12-4-1905

RESOURCES:
Loans and Dlscounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... FOuthrneirtRureealaEnsdtaFtiextouwrense.d..._._._._._._._._. ._ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Accevtances......... . Profit and Loss.................... Other Resources...................
TotaL .............................. $

53,070.43
none
1, 770.00 1,500.00 5,000.00
35,321.42
none none none none none none none
96,661.85

LIABILITIES:
Capital Stock.......................$ Surolus FuncL...................... Undivided Profits.................. Reserve Funds..................... . Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits.................. . Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable....................... . Notes and Bills RediscountecL.... Other Liabilities....................

25,000.00 5,000.00 1, 738.44
none none none
98.98
none
46,032.38 18.792.05
none
none none none none

TotaL..............................$ 96.661.85

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE COMMERCIAL BANK OF CEDARTOWN

Cedartown, Ga.

As called for by the Superintendent of Banks.

H. 0. PITTS,

E. L. HE:\'DEllSOi\,

President.

Cashier.

Date of Charter: 10-16-1889

Began Business: 12-11-1889

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks..................... COavsehrdIrtaefmtss.(.i.f.a.n..y.).._-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Co=odities.--------------------
Customers LiabilitY on Letters of Credit and Acceptances..........
Profit and Loss--------------------Other Resources....----------------

991,602.09
805 .oo
24.252.10
none
25,065 .42
437.343.46
23.753.98 3,380.58 4, 362.33
none none none
6,506.69

TotaL-----------------------------$ 1,517, 071.65

LIABILITIES:
Capital Stock.------------------$ '3urolus Fund.--------------------Undivided Profits-----------------Reserve Funds-------------------- Due to Banks.--------------------Dividends Unpaid.---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits.----------------Time Certificates of Deposit....... Savings Deposits------------------LBeieltxltseePrcsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t_a___n__c__e__s__ Notes and Bills Rediscounted..... Other Liabilities-----------------

140,000 .oo
200,000.00 101,066.40 25,200.00
none
16.00 4,220.85
none
819.293.07
none
227,275.33
none none none none

TotaL----------------------$ 1,517,071.65

TENTH ANNUAL REPORT

31

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Charing, Ga.

As called for by the Superintendent of Banks.

S. GARRETT,

H. G. PYE,

President.

Cashier.

Date of Charter: 9-:21-191:2

Began Business: ll-6-191:2

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned......... Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned........ Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other Banks---------------------Cash Items... ----------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances.. Profit and Loss.-------------------Other Resources.-------------------
TotaL ______________________________ $

38,200.80 9,037.99 1,200.00 2,000.00
none 24,645.93
none none none 12,378.74 none none 337 .70 87,801.16

LIABILITIES:
Capital Stock.... ---------- ____ ....$ Surplus Fund---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_- -, -_-_-__- -_
Dividends UnPai<L----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS------------------Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_._._.__._._._._._ Notes and Bills Rediscounted..... Other LiabilitieS...------------------

15,000.00 9,000.00 1,790.74
none none none 124.93 none 31,179.98 30,705.51 none none none none none

TotaL------------------------------$ 87,801.16

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

COHUTTA BANKING COMPANY

Chatsworth, Ga.

As called for by the Superintendent of Banks.

C. :\. Kir-;G,

T. W. BROOKS,

Presid.,nt.

Cashier.

Date of Chart..r: 7-17-1905

Began Business: 1-24-1906

RESOURCES:
Loans fl.Ild Discounts.........$ Certificates of Indebtedness and
Bonds and Stocks owned......... Banking House and Lot........... Furniture and Fixtures........... Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.................. Cash Items........................ Overdrafts (if any) ................ Advance on cotton and other
Commodities.------------- Customers LiabilitY on Letters of
Credit and Acceptances.... Profit and Loss................ Other Resources..................
TotaL ............................. $

Ill, 852.65 2,000.00 l, 915 .31 4,064.76 6,025.48 ll, 135 .50 none 192.44 80.25 4,472.53 none none 1,452.90
143.191.82

LIABILITIES:
Capital Stock...........$ Surplus Fund................ Undivided Profits..... Reserve Funds............ Due to Banks................ Dividends Unpaid............... Cashiers Checks............ Certified Checks................. Demand Deposits----- Time Certificates of Deposit...... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills PaYable__ .. _................. . Notes and Bills Rediscounted..... Other Liabilities.....................

15,000.00 3,000.00
373 .92 none none none 611.82 none 83' 113.52 28,406.59 l, 525 .97 none 7,000.00 4,160.00 none

TotaL..............................$ 143,191.82

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF CHICKAMAUGA

Chickamauga, Ga.

As called for by the Superintendent of Banks.

C. M. PRESTO:\',

J. C. SHELTON,

President.

Cashier.

Date of Charter: ~-16-1910

Began Business: 5-10-1910

RESOURCES:

CLoeratnifsicaantdesDoist

counts--------------$ Indebtedness and

241,226.22

BaBnoknidnsgaHnoduSsteoacnkds oLwonte__d_._..___._._._.._ Furniture and Fixtures___________ _ Other Real Estate owned..________ _

none 10,000.00 1,500.00 8,541.02

Cash in vault and amounts due

from avvroved Reserve Agents. 34' 286.05 Checks for Clearing and Due from

other banks----------------------Oash Items-------------------------Overdrafts (it a:nY>----------------A dOvoa=n coed iot ine s ,C. _o_t_t_o__n___a__n_d____o_t_h__e _r

630.52 none none none

Oustomers Liabilitac on Letters of Oredlt and Accevtances__________

none

Profit and Loss---------------------

none

Other R,f3sources.....----------------

none

T

ota

L

______________________________

$

-

-2-9-6-,18-3.-81-

LIABILITIES:
oavital Stock_______________________$ Sll!Illus Fund.... __ ... ____________ __ RUensdeirvviedeFduPndrosf.i.t_s__-_-_--------_-_-_-__-_-_-_-_-_-_-- Due to Banks______________________ _
Dividends Un:oaid..----------------OOae.rsthifiieerds OOhheecckkss..-.-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits-----------------Time Certificates of Devosit....... Savings Devosits------------------Letters of Oredit and Accevtances
executed for Oustomers.......... Bills PaYable.... __ -----------------NOothteesr aLniadbiBliitlilessR...e.d..i.s.c.o.u. _n_t_e_d__._._..__.

50.000 ,()() 12.500.00
393.79 none none none 354.86 none 132,819.78 l, 811.96 98.293.42 none none none none

TotaL ______________________________ $ 296.183.81

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Chipley, Ga.

As called for by the Superintendent of Banks.

IIE:\RY ZACHRY,

ROY ASKEW,

President.

Ca,;hier.

Date of Charter: :l-!22-1909

Began Business: 4-19-1909

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot__________ _ Furniture and Fixtures ----------Other Real Estate owned... ______ . Oash in vault and amounts due
from approved Reserve Agents.. Ohecks for Clearing and Due from OaosthheIrteBmasn.k..s.._-_-_-_-_-.-.-.-_-_-_-_-_-__-_--.-.-------Overdrafts (if any) ________________ _ AdCvoamnmceodoitniesC..o__t_to-_n___a._n.d. __o__t_h_e..r Custom'ers LiabiliW on Letters of
Credit and Accevtances.......... Profit and Loss....----------------Other Resources..------------------

52,494.61 none
1420,,,769000000...0oo0oo
15,406 .22 75.00 none 7l .23 none none 62.54 none

LIABILITIES:
cavita1 Stock... ____________________$ Sllrt)1Us Fund........................ RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_-_ Due to Banks----------------------Dividends Unvaid..---------------OCearsthiifeiersd CChheecckkss.-.-_-_-.-.-_-_-_-_-_-_-_-_-_-_-.-.--__Demand Devosits..----------------Time Certificates of Devosit....... Savings DevositS------------------Letters of Credit and Accevtances
executed for Oustomers.......... Bills Payable.. ------------- _______ _ Notes and Bills Rediscounted...... Other Liabilities___________ .... ----

_::T:.:o:.:t=a=L.:c--:.:cc.cc=--c:c=--c:c=--"--=-=--cc--:.:.:c--:.:.::.;__.c--=-==--:.::$__8_6-'-'3, -'-09_._:_60'-----=T.::.c.otaL....--------- ______ .. ___ ......$

25,000.00 none none none none none f,6& .61 none
50,484.29 8, 792.89 1.154.10
none none none 309.71
86. 309 .60

TENTH ANNCAL REPORT

33

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

HABERSHAM BANK

Clarkesville, Ga.

As called for by the Superintendent of Banks.

.J. .\. HOBERTSOX.

W. S. WHITWORTH,

President.

Cashier.

Datt> of Charter: ;j-l~l-1904

Began Business: 1904

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Co=odities---------------------CuCsrteodmiterasnLdiAabcicleiptytanocnesL,.e_t_t_e_r__s__o_f Profit and LosS--------------------Other Resources-------------------TotaL_______________________________ $

142,529.63
32.651.34 7,500.00 2. 762.00 5,500.00
34,860.45
none none none
none
none none none
225.803.42

LIABILITIES:
CSuarppitluals SFtuoncdk_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoastietsS.o..f.-D--e-p--o-s--it-_-_-_-_-_-_--_ Savings Deposits __________________ _ Letters of Credit and Acceptances
executed for Customers---------Bills Payable______ ----------------Notes and Bills Rediscounte<L---Other LiabilitieS....------------------

25,000.00 5.000.00
11.34 none none none 214.37 none 75 '942 .84 119 '634 .87 none
none none none none

TotaL------------------------------- $ 225.803.42

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS HANK OF ClAXTON

Claxton, Ga.

As called for by the Superintendent of Banks.

H. H. TIPPL'\S,

.J. '" COl-:\CIL.

President.

Cashit>r.

Date of Charter: 7-18-1919

Began Business: 9-8-1!)19

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from C aosthh eItreBmas,n. _k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities....... ___ .. ___ -.- .... Customers Liability on Letters of
Credit and Acceptances---------Profit and LOSS--------------------Other Resources..-------------------
TotaL ______________________________ $

113,810.22
16,600.00 8,000.00 4,000.00 3,950.00
52,200 .83
none 117 41 77.25
none
none none none 198,785 .7!

LI.\BILITIES:
Capital Stock......... ____________ ..$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds.... __ --------------.Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities-------------------

30,000.00

5,000.00

2.972.71

497 .53

l

,

no 500

n.oeo

l, 797 .62

none

98,167.03

45,875.89

10.974.93

none none none none

TotaL.-------------------- _____ .... $ 198.785 .7!

:34

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF CLAYTON

Clayton, Ga.

As called for by the Superintendent of Banks.

1. C. DOVER,

T. A. DUCKETT,

President.

Cashier.

Date of Charter: 6-:!0-1904

Began Business: 7-1-1904

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned,.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents __ Choetchkesr fboarnCklse_a__r_in__g__a_n__d__D__u__e_f_r_o__m_
COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_-_-_-_-_-_-_-_-_--_ Other Resources___________________ _

199,881.17
40,400 .oo
4,000.00 1,100.00 2,032.44
132,946.99
1,641.46
none
297.35
none
none none none

LIABILITIES:
Capital Stock.______________________ $ Surolus Fund____________________ __
RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Due to Banks----------------------Dividends Unpaid..----------------CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Demand Deposits________________ __ TSaimvienCgserDtiefpicoastietss_o__f_D__e_i_>__o_s_i_L__._._..__. Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities__ ... _____________ _

25,000.00 10,000.00 8,605.18 5,655.00
none none
1, 369.51
none
150,627.49 181.042.23
none
none none none none

TotaL ______________________________ $ 382,299.41
------ - - - - - - - -

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CLERMONT BANKING CO.

Clermont, Ga.

As called for by the Superintendent of Banks.

.1. :\1. HA YKE~.

W. Y. GRAC\T,

President.

Cashier.

Dat<' of Charter: (i-1:!-191'1

Began Business: 2-191~!

REROURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned,.______ _ Banking House and Lot__________ _ FOUthrenritRureealaEndstaFtiextouwrneesd-.-.-_-_-_-_-_-__-_--_ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 'Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and Loss--------------------Other ResourceS--------------------

38,676.62
none
1, 461.84 1, 956.75 1.250.00
31.211.11
none
24.29 2.61
none
none none none

LIABILITIES:
Cs uari>oiltuals SFtuonc kd________-_-_-_-_-_-_-_-_-_-_-_-_-_-__________$ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--__CDaivsihdieenrsdsCUhencpkasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Check~------------------- Demand Dei>osits-----------------TSaimvienCgserDtiefpicoastietss_o_f__D__e_i_>_o_s_i_t_s__________ __ Letters of Credit and Acceptances
executed for Customers _________ _ Bills Payable __ --------------------Notes and Bills Rediscounted____ _ Other Liabilities___________________ _

-"T'-=o'-=t=al:::-::c:::cc-:::cc-:..:c:.-:..:-c:.::c-:::::c-:::-cc--:..:-cc--:..:-c:.:::-c::-::c-_c::$__7'-'4"-.5:.:8::::3.:.::.2::::2_ _ _T.::.=otaL ______________________________ $

15' 000.00 3,000.00 1, 284.63
none none
900.00 47.30
none
37' 512.31 16.838.98
none
none none none none
7~,_5_83~

TEKTH AKKrAL REPORT

~~5

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

WHITE COUNTY BANK

Cleveland, Ga.

As called for by the Superintendent of Banks.

J. W. II. UNDERWOOD,

F. G. MAUNEY,

President.

Cashier.

Dale of Charter: 9-22-1909

Began Business: 10-4-1909

RESOURCES:

LIABILITIES:

-L oan-s-a-nd=D-i= sco-u:n-ts-__-__-_-__:__-__-__-_-$

-

-----97,802.83

-

-

-

-

cC:a:p-it-a

l-S-t-oc-k:._-__-__-_-__-__-__-__-__-__-_-__-_ $:

-

:--:-:15,000.00

Certificates of Indebtedness and Bonds and Stocks owned._______
Banking House and Lot___________ Furniture and Fixtures____________ Other Real Estate owned..________ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(-if--a-n-y-)-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_AdCvoamnmcoeditoiens___C_o__tt_o__n___a_n_d___o__th__e_r
Customers Liability on Letters of Credit and Acceptances__________
Profit and Loss--------------------Other Resources--------------------

5.444.97 2.026.05 2,775.76 2.616 .Rl
29,197.04
1.430.51 234.54 429.99
none
none none 280.97

Surplus Fun<L--------------------Undivided Profits.----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks ------------------Certified Checks.------------------Demand Deposits------------------Time Certificates of Dei>osit_______ LSaevttienrgssoDf Cepreodsiittsa-n--d--A--c-c-e-p--ta--n-c-e--sBielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted.___ _ Other Liabilities__________________ _

none 1,090.27
none none none l ,331.33 none 49,507.42 65,310.45 none
none 10,000.00
none none

__:I'otaL ______________________________ $ 142.239.47

TotaL ______________________________ $ 142.239.47

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

COCHRAN BANKING CO.

Cochran, Ga.

As called for by the Superintendent of Banks.

.J. 1'. I'K\COCK,

J. E. COOK,

President.

Cashier.

Date of Charter: 3-9-1899

Degan Business: 3-9-1899

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot __________ _ FOuthrneirtuRreealaEndstaFtiextouwrensed--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from aJ;>proved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss_(_i_f__an--y-)--_-_-_-_-_-__-_-_-_-_-_-________ __ Advance on Cotton and other
Co=odities.--------------------CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s___of_ Profit and LOSS--------------------Other Resources--------------------
TotaL. _________ --------------- _____ $

394,680.29

no 5,500

n.oeo

4,831.50

36,478 .51

50,340.31

16.00 362.23 none

284.40

none none l, 157.09

493,650.33

LIABILITIES:
Cai>ital Stock._____ ----------- __ . ___ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve FundS..--------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAecrsce_J_;_>__ta_n__c_es_ Bills Payable._--------------------Notes and Bills Rediscounted.___ _ Other Liabilities--------------------

75,000.00 75,000.00
327.52 6,000.00
none none 62.00 60.00 175,996.89 105,864.42 none
none 55,339.50
none none

TotaL _________ ------------------ ___$ 493,650.33

36

DEPARTMEKT OF BAKKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of tht>

STATE BANK OF COCHRAN

Cochran, Ga.

As called for by the Superintendent of Ban}i;s.

T. W. 'FISHER,

L. S. LEc\CH,

President.

Cashier.

Date of Charter: 1~-21-1921

Began Business: l-5-19~'t

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ FUrniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ C uCsrteodmi te rasnLd iAa bciclei tpytaonnceLs_e_t_t_e_r_s___o_f Profit and Loss____________________ _ Other Resources___________________ _

84,576 .60
15.583.00 3,816.67 2.712.55 6,665.00
43.622.85
none 319.13 none
8,138.63
none none none

LIABILITIES:

C-a-pi-ta

- l S-to-ck-___-__- ___-___-__-___-___-__-__

-~-----
$ 25.000.00

Surplus Fund---------------------- 10.000.00

Undivided Profits------------------ 5.317 .68

DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid_________________ _

none none
270.00

CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

303.00
none

Demand Deposits------------------ 102.818.68

TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it____________ __

17.964.80 3.760.27

Letters of Credit and Acceptances executed for Customers_________ _
Bills Payable_______________________ _

none none

Notes and Bills Rediscounted____ _

none

Other Liabilities__ ------------ ____ _

none

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BA~K OF COLLINS

Collins, Ga.

As called for by the Superintcndent of Banks.

'" II. YEO~IAXS,

J. B. BRE\\'TO);,

President.

Cashier.

Date of Charter: 10-14-190;)

Began Business: 9-1-1905

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ FUrniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents-Choetchkesr fBoarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__er_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f POrtohfeirt RanesdoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL_:==,.-----------------$

44,055.91
3.0n0o0 n.oeo
2,127.84 8,291.89
19,690.12
none .68
128.26
none none none 26.13
77' 320.83

LIABILITIES:
Capital Stock._____________________ .$ surolus Fund_____________________ _
Reserve Funds---------------------DUnudeitvoidBeadnPkrso_f_i_t_s_________-_-_-_-_-_-_-_-_-____-_-_--_ Dividends Unpaid_________________ _ Cashiers Checks___________________ _ Certified Checks..__________________ _ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable_______ -------- ________ _ Notes and Bills Rediscountect_ ___ _ Other Liabilities ------------------

15.000.00 1.250.00 1.129.03 none none none 217 .43 none 31.369.91 28.335.38 none
none none none 19.08

TotaL,-_---------------,------------_$ 77.320.83

TEI\TH ANNUAL REPORT

37

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS BANK

Colquitt, Ga.

As called for by the Superintendent of Banks.

F. E. lTDGE,

G. C. JII\KS,

President.

Cashier.

Date of Charter: 3-24-1924

Began Business: 4-21-192,1

RESOURCES:

-----~--~~~~~~~~~~~

Loans and Discounts ______________ $ 109,748.55

CeBrotinfidcsataensdoSf toIncdkes botwednneeds._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_. _______ _

64,,000802..6oo9
l. 746.00 none

Cash in Vault and amounts due

from approved Reserve Agents.. 60,970.26

Choetchkesr fboarnCksl.e.a__r_in__g__a_n_d___D_u__e__fr_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _

10.00
none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers Liability on Letters of Credit and Acceptances... _______ _

none

Profit and Loss.....................

none

Other Resources-----------------

274.10

_To_t;al=c:--------------------$ 182.831.60

LIABILI riES:
Cat>ital Stock..---------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Uni>aic:L................ . Cashiers Checks ------------------Certified Checks..................... Demand Dei>ositS-----------------Time Certificates of Dei>osit....... Savings Dei>ositS------------------ Letters of Credit and Accei>tances BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_._._._._._._._..__. Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 5,000.00 2,651.50 2.266.73
none none
890.13
none
103,331.04 5.562.75 38,129.45
none none none none

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

COLUMBUS BANK & TRUST CO.

Columbus, Ga.

As called for by the Superintendent of Banks.

W. C. BRADLEY,

H. B. PATTERSOX,

President.

Treasurer.

Date of Charter: 12-24-1888

Began Business: 4-1889

RESOURCES:

Loans and Discounts..............$ 2, 776,092.88

Certificates of Indebtedness and

Bonds and Stocks owned........ 877,472.22

Banking House and Lot........... 166,0U9 .72

Furniture and Fixtures ----------- 49,699.57

Other Real Estate owned..........

3,275.00

Cash in Vault and amounts due

from approved Reserve Agents.. 141,882.92

Checks for Clearing and Due from

other Banks...................... 56,745.66

COavsehr dIrteamf t ss..(.i.f .a. n. .y.). ._.__. _. _. _._._._._._._._._._. .__.

18,117.19
none

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit and Acceptances...........

none

Profit and Loss..... ---------------

none

Other Resources------------------- 16' 125.01

TotaL _______ ----------------------.$ 4, 105.510.17

LIABILITIE":

Cai>ital Stock.......................$ 250,000.00

Surolus Fun<L--------------------- 187,393.00 Undivided ProfitS----------------- 27,207 .65

Reserve Funds---------------------DDiuveidtoenBdsanUknsi>.-a-ic-:-L-.-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_

115,355.31
none
3,821.00

Cashiers Checks--------------------

9.50

Certified Checks--------------------

172.50

Demand Dei>ositS------------------ 420,398.41

Time Certificates of Deposit...... . 424,294.15

Savings Deposits------------------- 2,509,942.52

Letters of Credit and Accei>tances executed for Customers..........

none

Bills PaYable....................... 100,000.00

Notes and Bills Rediscounted..... 66,916.13

Other Liabilities-------------------

none

TotaL------------------------------$ 4,105,510.17

38

DEPARTMEl\T OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE HOME SAVINGS BANK

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

l\1. L. PATTERSO:\", .m.,

President.

Treasurer.

Date of Charter: 12-26-1888

Began Business: 4-1903

RESOURCES:

Loans and Discounts--------------$ 1,093,670.18

C eBrot inf idcsa taensdoSf t oI nc kdse botwendenae._s_s__a__n_d_ Banking House and Lot __________ _

356,560.00 none

FOUthrenritRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

1.863.06 79,443 .46

Cash in vault and amounts due

from approved Reserve Agents.. 66,379.10

Checks for Clearing and Due from

other Banks.--------------------- 9,478.40

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 213.50

AdCvoamncmeodointiesC__o_t_t_o__n___a_n__d____o_t_h_e_ r_

none

Customers LiabilitY on Letters of

Credit and Acceptances__________

none

Profit and Loss_____________________

none

Other Resources..___________________ 15,600.00

'otaL ______________________________ $ 1,623,207.70

LIABILITIES:

Capital Stock.______________________ $ 100,000.00

Surplus FUnd----------------------- 65,000.00

Undivided Profits------------------ 20,682.16

Reserve FUnds---------------------- 12,000.00

DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

no
~.002

n.oeo

CCaesrthiifeiersd CChheecckkss-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Demand Deposits------------------

none

Time Certificates of Deposit______ _ 54,106.51

Savings Deposits------------------- l. 335. 677 .69

Letters of Credit and Acceptances

BielxlsecPuatYeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_

none none

NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_

none 31.739 .34

TotaL ______________________________ $ 1,623.207.70

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

.MERCHANTS & MECHANICS BANK

Columbus, Ga.

J. B. KEY,

As called for by the Superintendent of Banks. J. A. HARLEY,

President.

Cashier.

Date of Charter: 12-14-1871

Began Business: 187'2

RESOlJRCES:

Loans and Discounts--------------$ 2,227,082.91

Certificates of Indebtedness and

Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _

12,546.49 60,000.00 25,000.00

Other Real Estate owned. ________ _

none

Cash in vault and amounts due

from approved Reserve Agents.. 349,560.16

Checks for Clearing and Due from

other Banks---------------------- 71,700.23

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,624 .55 886 .11

Advance on Cotton and other

Commodities---------------------- 141,829.91

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ _f

none

TPOrotohtfeairtLRa_n_e_sd_o_Lu__roc_s_es_s-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-_-_-$ 2,-890.-2nn3oo0-.nn36ee

LIABILITIES:

Capital Stock.______________________ $ 200,000 .oo

Surplus FUncL--------------------- 200,000.00

Undivided Profits------------------ 123,036 .25

RDeuseertvoeBFaUnnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid_________________ _ Cashiers Checks ___________________ _

none
2154,,809001..5o4o
6,283.62

CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

84,350.92 l. 238,790.62

Time Certificates of Deposit______ _ 100,203.15

Savings Deposits------------------- 897,674.26

Letters of Credit and acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s__________________ __

none none

NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d__-_-_-_--_

none none

TotaL ______________________________$ 2,890.230.36

TENTH ANNUAL J{EPORT

39

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MUSCOGEE BANK & TRUST CO.

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

J.KO. W. WILLIS,

President.

Cashier.

Date of Charter: 12-6-1913

Began Business: 1-1914

RESOURCES:

Loans and Discounts--------------$ 799,910.34

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d. _.._._.__._._._

10,785.00
none

FOuthrneirtuRreealaEndstFatiextouwrense-d--.-. -_-__-_-_-_-_--_

13,934.25 36,314.35

Cash in Vault and amounts due

from approved Reserve Agents.. 121,268.83

Checks for Clearing and Due from

other banks----------------------- 27,055.82

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,802.94 776.93

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances---------- 73,595.85

TPOrotohtfeairtLaR_ne__ds_o_Lu_or_c_s_es_s-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-__-_-_-$ 1.-086-,4n83o49-.n.07e10

LIABILITIES:
Capital Stock.................... $ Survlus Fund..---------------------Undivided Profits-----------------Reserve Funds................... Due to Banks...................... Dividends Unpaid............... CCearsthiifeierds CChheecckkss.-.-.-.-.-.-.-.-.-.-.--.-.-.-.-.-.-.-.Demand DepositS-----------------Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__r_s_.__._.__._._.__ Notes and Bills Rediscounted..... Other Liabilities------------------

100,000.00 50,000.00 16,983.47 1.526.36 4.982.32 4,008.00
47.81 801.74
140173,,030603..0oo6
302,576.97
none
60,000.00 25.000.00
194.28

TotaL-----------------------------$ 1.086. 484.01

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE PEOPLES BANK

Comer, Ga.

As called for by the Superintendent of Banks.

W. A. RO\YE,

W. A. STRICKLA:\"D,

President.

Cashier.

Date of Charter: 3-25-1907

Began Business: 3-3-1907

RESOURCES:

Loans and Discounts..............$ 38,969.69

Certificates of Indebtedness and

Bonds and Stocks owned.......

none

Banking House and Lot...........

4,000.00

Furniture and Fixtures............

2,470.00

Other Real Estate owned......... 5,438.16

Cash in Vault and amounts due

from approved Reserve Agents.. 15,732.33

Checks for Clearing and Due from

other Banks....................

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
1,414.73

Advance on Cotton and other

Co=odities------------------

734.42

Customers LiabilitY on Letters of

Credit andAcceptances...

none

Profit and Loss.....................

none

Other TotaJ.

Resources. . . . . . . . . . . . . . . . . . . . _______________________________

-$

- -n-on-e
68,759.33

LIABILITIES:
Capital Stock....-------------------$ Survlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits--------------Time Certificates of Deposit...... Savings DepositS------------------Letters of Credit and Acceptances
executed for Customers........ Bills Payable._-------------------Notes and Bills Rediscounted.... Other Liabilities---------------

25,000.00 2,098.35
370.30
none none none
491.14
none
30,925.07 4,874.47
none
none
5,000.00
none none

TotaL______________________ ---------$ 68,759.33

40

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

NORTHEASTERN BANKIJ\'G CO.

Comn~erce, Ga.

As called for by the Superintendent of Banks.

L. G. HARDlVLU\,

C. J. HOOD,

President.

Cashier.

Date of Charter: S-2.S-189l

Began Business: 1892

RESOURCES:
Loans and DiscOlmts--------------$ CeBrotinfidcsataensdoSf t oI ncdkes botwe dnneeds. _s__a__n_d_ Banking House and Lot__________ _ FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d- -. _-_-_-_-_-_-_-_- -_ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and Loss____________________ _ Other Resources___________________ _
TotaL ______________________________$

274,343.69
148,208.85 5,163.67 2,641.51 21,085.11
106,042.37
15,157.99
none none
62.302.97
none none
l ,231.02 636.177.18

LIABILITIES:

Capita- l- S- t~ o~ ck-_- _- ___- ___- ___- ____-___- ___- __ $Surplus Fund._____________________ _ Undivided Profits _________________ _

-
100,000 65,000
1.392

. . .

00 00 65

Reserve Funds----------------------

4.023.08

DDiuveidteonBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
2,084.00

CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

273.77 7.80

TSDaiemvmienagCnsdeDrDtiefepipcooastisetissts_o_-_-f_-D_-_-e_-_p-_-o_-s_-_i-t_-__-__-__-___-__--__

235,701.48 187,694.40
none

LBeieltxltseePcrsuatoyefadbCflroeer_d_C_it_u_as_tn_o_dm__Ae__rc_sc__e___p___t_a___n__c__e__s__

none
40,000.00

NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e_d__.______ __

none none

TotaL ______________________________ $ 636,177.18

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CONCORD BANKING CO.

Concord, Ga.

As called for by the Superintendent of Banks.

C. T. SMITH,

S. A. KING,

President.

Cashier.

Dak of Charter: i0-29-190~!

Began Business: 11-18-190~!

RESOURCES:

LIABILITIES:

Loans and Discounts .. ____________$ Certificates of Indebtedness and
Bonds and Stocks owned... -- __ . Banking House and Lot.,________ _ FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d- -. _-_-_-_-_-_-_- -_-_ Cash in vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_
COavsehrdIrtaefmtss.(-i-f-a-n--y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_--_-_ Advance on cotton and other
Commodities... ____ ._ .... __ . __ .... Customers LiabilitY on Letters of
Credit and Acceptances_________ _ POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

67,656.97
57,850.00
none
2,500.00 3.000.00 36,492.15
none none
775 .97
none none none none

CSuarppitlauls SFtuonckd._._._._._________-_-_-_-_-_-_-_-_-_-_-_-_.._$
RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-_-_-_-_________ ____
Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskiSts-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit_____ __ Savings Deposits------------------. Letters of Credit and Acceptances
executed for Customers_________ _ Bills Payable.... __________________ __ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d_._._._.._

~--~
TotaL._ .... ___ ._._ .. _. -_--_-_--_-_--_-_--_-_.$___16_8_,2_7_5_.0_9_ _ _T--'o'--t_al_._--_-_-- _________ . _. ____ ....... _..$

22355,,,300000000...0oooo0

none

no
128

n.oeo

189.01

none

77,290.06

37,368 .02

none

none none none none

168,275 .09

TEKTH AKKCAL REPORT

41

STATEMENT Showing condition at the close of Business December 31, 1929, of the
BANK OF CONYERS Conyers, Ga.

As called for by the Superintendent of Banks.

\Y. T. BALDWJ:\,

~1. W. HFLL,

PrE"sident.

Cashier.

])ate of ChartE'r: 1 I-2J- I 90-1

Began B usinPss: I 2- I 9- I !10-1

- - - - - - - - - - - -
RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t _. _._._._._._._._._. ._ Other Real Estate owned.......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamnmceodoitniec,C__o__tt_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss--------------------Other Resources--------------------
TotaL ... ---------------------------$

89,155.86 57' 196.51
none 4, 700.00 ll' 640.45 68,739.59
927 .61 187 .50 none 411.00 none none none 232,958.52

LIABILITIES:

Capital

Stock___-___-__- ___-_____-___-__- __

$

-----
30,000.00

Surplus Fun<L--------------------- 24,200.00

Undivided Profits..................

!,523 .57

Reserve Funds----------------------

none

DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none !,500 .00

CCaesrthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _

l, 219 .85 none
137' 251.64

Time Certificates of Deposit....... 37' 263.46

Savings Deposits...................

none

Letters of Credit and Acceptances

B ielxl se Pc uatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._

none none

NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._._._._.._

none none

TotaL .............. ________________ $ 232,958.52

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF ROCKDALE

Conyers, Ga.

As called for by the Superintendent of Banks.

G. C. SI~IS,

R. H. STILL,

President.

Cashier.

Date of Charter: l0-15-I921

Began Business: 6-1-1901

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtuRreealaEndstFatiextouwrense.d-.-.-_-_-_-_-__-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr BfoarnCklse_a__r_i.n_g__a_n__d__D__u__e__fr-o-m-Cashltems........ __________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances.. ________ _ Profit and Loss____________________ _ Other Resources.------------------TotaL ______________________________ $

175,916.17 25,172.50 6, 700.00
none 10,890.00 7!, 158 .46 2,885.07
none 671.03 4,074.98 none none none 297,468.21

LIABILITIES:
Capital Stock_______________________ $
SUunrdpilvuids eFduPnr<oLfi-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds.--------------------DDui vei dt oe nBdas nUknsp- -a-i-d-.-. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other LiabilitieS-------------------

50,000 50,000

..oooo

986.83

none

!,6n4o4 n.oeo

796.46

none

151,590 .99

42,449.93

none

none none none none

TotaL ______________________________$ 297,468.21

42

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Coolidge, Ga.

As called for by the Superintendent of Banks.

BOYKI:L-; HARRISOl\,

A. P. MEG.UIEE,

President.

Cashier.

Date of Charter: 12-18-1911

Began Business: ll-21}--- I 9ll

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned,.______ _ BFuarnnkiitnugreHaonudseFaixntdurLeos_t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned,.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _
Advance on Cotton and other Commodities----------------------
CuCsrteodmiterasnLd iAabccileiptyta,onnceLs_e_t_t_e_r_s___o_f
POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

101,890.50 none
2,500.00 3,858.32 26,359 .51 18,701.58
none none 19.07 none none none 298 .11

LIABILITIES:
Capital Stock.______________________ $
Surolus Fund....--------------------Undivided Profits----------------- Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.---------------- Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _
~:WefssJ?~~~{; aii<i Xcceiifances
BielxlsePcuatYedabfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

25,000.00 none
51,,240008..3o5o
none none 107.07 none 34,215.02 67,696.65 none
none none none none

TotaL.--_-_- ______________________ :.:-:-:$_1:.:5c:c3'-"6,~27'-'."'09,_ _:__~T~ot..,a=l"'_-"':.:-"':.:-c:c-:.:c:c:.:c:c--=-=c:c--:_:---:-:_:---:-:_:---:-:::--:--:-:-:.$__:1:.o53"',~62:.:7_c.0:-:9_

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

AMERICAN BANK & TRUST CO.

Cordele, Ga.

As called for by the Superintendent of Banks.

J. W. CA:L-;NOl\,

W. G. FLEMI:L-;G,

President.

Cashier.

Date of Charter: l-27-1919

Began Business: 1-29-1919

RESOURCES:

LIABILITIES:

Loans and Discounts ______________ $ 401' 196 .31

Certificates of Indebtedness and Bonds and Stocks owned.______ _
Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

none 28,000.00 4,000.00 34,998.15

Cash in Vault and amounts due

from approved Reserve Agents.. 211' 573 .03

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _

11,810.97 158.84 none

AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h__er_ 30,406.09

Customers LiabilitY on Letters of Credit and Acceptances__________

none

Profit and Loss---------------------

none

Other Resources.-------------------- - -655-.02

Ca:Dital Stock.______________________$
Surplus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------.DTiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsCPauYteadbfloer__C__u_s_t_o__m__e_r_s_-_-_------------_-_
Notes and Bills Rediscounted..... Other Liabilities-------------------

150,000.00 24,000.00
649.83 none none 9,000.00 2,164.39 none 398,993.52 112,027.74 25,962.93
none none none none

_::T:..::O:.::t::::al=::-:.:-:.:.:.:-c:c-:.:c:c-:.:--:-:-:.:.:-:.:.:.:-:-::.:-c:c=-=-c:c--:_:-.:.:-=-=-"'-$__:7:.:.2:::c2cc7:.:98._,.4.:.:l:___ _T=-o::.:t:::a:=:L:.:---:-:-:.:.:-:-::.:-:.:.:.:-:.:.--=-=c:c-=-=c:c:.::--:-:.::.:.:-:.:.:.:-:::-:.:$'-----'-72=2,798 .41

TENTH AKNUAL REPORT

43

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CORDELE BANKING CO.

Cordele, Ga.

As called for by the Superintendent of Banks.

J. II. CHILDS,

S. 0. PARSOXS,

President.

Cashier.

Date of Charter: 5-31-1927

Began Business: 6-15-1927

RESOURCES:

Loans and Discounts ______________$ 34,843.91

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_ Furniture and Fixtures ___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due

none none
5,000.00
none

from approved Reserve Agents.. 14.716.17

Checks for Clearing and Due from

other Banks---------------------- 5,024.75

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

75.00 1.12

Advance on Cotton and other

Commodities---------------------Customers Liability on Letters of

3,180.69

Credit and Acceptances----------

none

Profit and LOSS------------ Other Resources....................

none none

T

otaL.

______________________________ - $

--62,841.64

LIABILITIES:
Capital Stock.......................$ Surplus Fund...................... . Undivided Profits-----------------Reserve Funds---------------- DDuiveidtoenBdsanUknsp.-a-i-d.-..-.-.-..-.-.-.-.-.-.-.-.-.-.-. Cashiers Checks-------------------Certified Checks-------------------Demand Deposits----------------- Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances B ielxl sePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._. .__. NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._.__.

25,000.00 2,500.00 2,997.98
none none none
240.70
none
24,696.81 6,372.30 1,033.85
none none none none

TotaL.... ---------------------------$ 62,841.64

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

EXCHANGE BANK

Cordele, Ga.

As called for by the Superintendent of Banks.

J. J. WILLLHIS,

E. F. TISOX,

President.

Cashier.

Date of Charter: 11-29-1905

Began Business: 1-1-1906

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
c~:~1~~~~~~~~~~~:::::::::::::::::
Overdrafts (if any)________________ _ Advance on cotton and other
Co=odities--------------- Customers LiabilitY on Letters of PrCorfeitdiatnadnLdoAssc.c. e__p_t_a_n_c__e_s_._._._._._._._._.._ Other Resources------------------ TotaL_______________________________ $

389,437.78
6,000 .oo
none
4,370.48 48,017.48
112,050.32
19,605.08 91.15 139 .77
109,581.47
none none
187,203.42
876,496.95

LIABILITIES:
Capital Stock.......................$ Surplus Fl1nds--------------------Undivided ProfitS-----------------Reserve Fun<L---------------------Due to Banks.-------------------- Dividends Unpai<L----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand DepositS-----------------Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances B ielxl secPuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._. .__. NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

100,000.00 100,000.00
9,651.10
none none none
1,214.10 47.00
404,836.14 165,221.41 24,227.20
50,0n0o0 n.oeo
21.300.00
none

TotaL...............................$ 876,496.95

DEl'AHTMEl\T OF BAl\KII\'G
- - - - ---~----- ~---

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CORNELIA BANK

Cmnelia, Ga.

1. E. BAHH,

As called for by the Superintendent of Banks. J. ~1. GILLE~PIE.

President.

Cashier.

Date of Charter: 7-:l-1900

Began Business: H-4-1900

----=-=------------=----~-==~----.-----='---'===------

---- -~------~- - - - - - - - - - .

RESOURCES: -- ------
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks ownecL______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate ownecL________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _
AdCvoamncmeodoitniesC..o__t_to__n___a__n_d____o_t_h__er_
CPruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_nc__eL_s__e___t_t__e___r__s____o_ f__ Other Resources___________________ _

323,755.06
17.523.76 12,500.00 4,380.00 22,967.00
46,658.56
3,839.68 2,616.86
73.66
4,589.06
none none none

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_______ ----------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e__d________ __

40,000.00 15,000.00 14.553.33
none
l, 065.53 11.00
998.79 10.00
213.340.70 153,924.29
none
none none none none

TotaL.---------- ___________________ $ 438.903 .64

TotaL ______________________________ $ 438.903.64

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF COVINGTON & TRUST CO.

Covington, Ga.

As called for by the Superintendent of Banks.

H. H. FOWLEH,

1. E. PHILLIP~.

President.

Cashier.

Date of Charter: 4-10-1901

Began Business: 4-1901

RESOURCES:
Loans and Discounts ______________$ Certificates of Indebtedness and
Bonds and Stocks ownecL______ _ Banking House and Lot__________ _ FOuthrneirtuRreealaEndstFatiextouwrense-d--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss--------------------Other Resources--------------------
TotaL ______________________________ $

226,043.40
478,842.92
none
2,744.00 3,086.97
153,647.79
17,124.09
none none none none none none
881,489 .17

LIABILITIES:
Capital Stock.______________________ $
Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL----------------CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities..------------------

100,000.00 25,000.00 37.199.07
none none
8,000.00 l, 117.17
none
531,416.18 46,840.20 131,916.55
none none none none

TotaL ______________________________ $ 881.489 .17

TENTH ANKUAL REPORT

4.5

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF NEWTON COUNTY

Cmington, Ga.

As called for by the Superintendent of Banks.

T. C. SWA:\:\",

M. G. TlTR:\ER,

President.

Cashier.

Date of Charter: 1-17-1905

Began Business: 2-1-190.5

RESOURCES:

LIABILITIES:

~~~~-
Loans and Discounts. _____________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(-i-f-a--n-y--)-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_-_ AdCvoamncmeodoitniesC_o__t_to__n___a__n_d____o_t_h__er_
Customers Liability on Letters of Credit and Acceptances..________ _
Profit and Loss..___________________ _ Other Resources___________________ _

230.876 .59
6,950.00
none
3,500.00 48.229.75
61.178.40
l. 209 .63 none none
7.250.76
none none none

Capital Stock.______________________ $ Surplus Fund _____________________ _ Undivided Profits _________________ _ Reserve Funds_____________________ _ D 1e to Banks______________________ _ Dividends Unpaid._______________ __
CashiPrs Checks-------------------Certified Checks-------------------Demand Deposits.----------------Time Certificates of DeJ;>osiL----Savings Deposits------------------Letters of Credit and Accei>tances
executed for Customers _________ _ Bills Payable__________ ------------Notes and Bills Rediscounted.__ __ Other Liabilities____ ----------------

TotaL _______________________________ $ 359' 195.13

TotaL _______________________________ $

- - - - - - - - - - - - -

---~----------------

70,000.00
none
15' 683 .41
none none
104 .00 313.00
none
204,650.20 32,984.42 35.460.10
none none none none
359.195.13

STATEMENT

_...;ho \'inc: condition at the close of Business December 31, 1929, of the

THE COMMERCIAL BANK

Crawford, Ga.

As called for by the Superintendent of Banks.

l\1. BLA:\"CHAHD,

E. H. Fl'RCRO:\".

President.

Cashier.

Date of ChartPr: 9-2-1924

Began Business: 9-.5-19t4

RESOURCES:

LIABILITIES:

Loans

and

D

i

s

c

o

u

n

t

s

-

-

-

-

-

-

-

-

-

-

-

--
---$

----
38,778.62

-

-

-C.a.i.>-ita-l S-to-ck-._-___-__-___-__-___-__- ___-__- _ $-

15,000.00

CeBrotinfidcsaatensdoSftoIcnkdsebotwendendes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned,________ _

10,385.00
2,000.00
2,000.00
none

Surplus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1.800.00 l. 645 .14
none none none

Cash in Vault and amounts due

Cashiers Checks--------------------

492 .59

from approved Reserve Agents.. 35,849.86

Certified Checks--------------------

none

Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_

none

TDiemmeaCnderDtifeiic>aotesistSo-f-D--e--p-o--s-i-t-__-_-_-_-_--_

58,222.27 4,424.00

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

134.46 52.00

Savings Deposits------------------Letters of Credit and acceptances

7' 615 .94

Advance on Cotton and other Commodities----------------------
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f

none none

BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted,___ _ Other Liabilities_________________ __

none none none none

POrtohfeirt RanesdoLurOcSesS.._.-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_--_

none none

TotaL_______________________________ $ 89,199.94

Total _______ ----------- ___ -- __ ------.$ 89.199.94

46

DEPARTME~T OF BANKIKG

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF CRAWFORDVILLE

Crawfordville, Ga.

As called for by the Superintendent of Banks.

J:\0. F. HOLDE:\',

GEO. H. ~MITCHELL,

President.

Cashier.

Date of Charter: 2-2-1899

Began Business: 1(}-1-1H98

RESOURCES:

LIABILITIES:

~~--~--~--~----~--------~------------~~-----------------~------

Loans and Discounts ______________ $ 187,085.32

Capital Stock.----------------------$ 25,000.00

Certificates of Indebtedness and

SUI'l>1US FUIHL--------------------- 10,000.00

Bonds and Stocks owned._______ 14,064.85

Undivided Profits------------------

l, 501.40

BFuarnnkiitnugreHaonudseFaixntdurLeost_-_-_--_-_-_-_-_-_-_-_-

2,0n0o7.n77e

RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

none none

Other Real Estate owned.._________ 11,992.50

Dividends Unpaid..-----------------

none

Cash in Vault and amounts due

Cashiers Checks -------------------

865.53

from approved Reserve Agents._ 23,179.43

Certified Checks--------------------

none

Checks for Clearing and Due from

Demand Deposits_________________ _ 91,119.94

other banks_______________________ 6,817.04

Time Certificates of Deposit______ _ 111,660.04

Cash Items-------------------------Overdrafts (if any)_________________

none none

Savings Deposits------------------Letters of Credit and Acceptances

none

AdCvoamnmcoeditoiens___C_o__tt_o__n__a__n_d___o__th__e_r

none

BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s___________________ __

none 5,000.00

Customers LiabilitY on Letters of Credit and Acceptances__________

none

Notes and Bills Rediscounted____ _ Other Liabilities__________________ _

none none

POrtohfeirt aRnesdouLrcoess_s_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-

nnoonnee

Tota.l-------=-~~---~=--=-:____ $ 245,146.9~-"1~--'-----'T=-otal_._,_::,_::_-_--_-_--_--_--_--_--_--:_:-=c_-----~,~~2_45,_1_4_6_.9_1_

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF CUMMING

Cumming, Ga.

As called for by the Superintendent of Banks.

B. H. HOPER,

B. L. REDD,

President.

Cashier.

Date of Charter: 10-11-19().!

Began Business: 10-19-1904

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot__________ _ FOUthineritRureealaEndstaFtiextouwrensed--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss--------------------Other ResourceS-------------------TotaL ______________________________$

57,129.00 11,208.60 8,000.00 4,637.50 8,651.75 74,206.87
209.46 46.50 97.43 none none none 290.00 164.477.11

LIABILITIES.
Capital Stock________ ---- ____ ---- ___ $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits~-----------------Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances B:eUxsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._.______ __

25,000.00 8,000.00
631.53 none none none 16.40 none 109.781.35 21,000.73 none none none none 47.10

TotaL ______________________________ $ 164,477 .n

TENTH ANNL'AL ImPORT

47

----------------------------------------------------------

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

GEORGIA BANK & TRUST C:O.

Cuthbert, Ga.

As called for by the Superintendent of Banks.

F. II. DAVIS,

H. E. GORMLEY,

President.

Cashier.

Dal<' of Charter: 1-1-1917

Began Business: 1-l-1917

RESOURCES:

LIABILITIES:

-------------------------- .-- ------

Loans and Discounts--------------$ 246,108.55

Capital Stock_______________________ $

Certificates of Indebtedness and Bonds and Stocks owned.______ _

8,950.00

Surplus Fun<L--------------------Undivided Profits------------------

Banking House and Lot----------FOltrhmeir.tRureealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_

3,300.00 3,200.00
none

RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid..-----------------

Cash in Vault and amounts due

Cashiers Checks--------------------

from approved Reserve Agents.. 68,618.47

Certified Checks--------------------

Checks for Clearing and Due from other Banks.---------------------

8,013.93

TDiemmeaCnderDtifeipcoatseitsso--f-D--e--p-o-s-i-t-_-_-_-__-_--_

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Commodities----------------------

4, 739.94 1,072 .21
none

Savings Deposits------------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c____e_s_

C uCsrteodmi te rasn Ld iAabcicleitpYtaonnceLs_e_t_t_e__r_s__of_

none

Notes and Bills Rediscounted.___ _ Other LiabilitieS.-------------------

Profit and Loss---------------------

none

Other Resources--------------------

none

50,000.00 11,000.00 2,018.09
none none 120.00 2, 719.33 none 228,428.44 8,630.07 41,087.17
none none none none

TotaL.-------------- _______________ $ 344,003.10 _ _T.=..oc..ctal ______________________________-=-,$ ~~.()()3._10_

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF DAHLONEGA

Dahlonq~;a, Ga.

As called for by the Superintendent of Banks.

J. F. l'HI'ETT,

T. F. CHIUSTIAK,

President.

Cashier.

Date of Charter: 6-~7-191+

Began Business: 5-191+

==~~=----'=---------- ----=-~-~=-=-~----~~-

RESOURCES:

LIABILITIES:

---------------- ------------------------------

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot __________ _
FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Co=odities.---------------------
Customers LiabilitY on Letters of Credit and Acceptances----------
Profit and LOSS--------------------Other Resources.-------------------

87,870.71
3,000.00 2,282.99 l, 824.12
none
24,272.36
13.77 none 90.25
none
none none none

Capital Stock----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------. LBeieltxltseePcrsuatyoefadbCfloreer_d_C_it_u_as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

15,000.00 3,500.00 l, 675 .63
none none none 123.18
5.50 66,441.21 32,608.68
none
none none none none

TotaL ______________________________ $ 119.354.20

TotaL ______________________________ $ 119,354.20

48

DEPAHTMEKT OF BANKIKG

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF LUMPKIN COUNTY

Dahlonega, Ga. As called for hy the Superintendent of Banks.

G. H. MOORE,

.J. S. SPEEIL

President.

Cashicr.

Date of Charter: 11-7-1911

Began Business: 11-l!JII

-------------

RESOURCES: ----
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned _______ _ Banking House and Lot_ ________ __ Furniture and Fixtures............ Other Real Estate owned ________ __ Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks .............. _______ _
COavsehrdIrtaefmtss-(-if--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_
Customers Liability on Letters of Credit and Acceptances_________ _
Profit and Loss ... _________________ _ Other Resources __________________ _ Collections __ .... _... ___ ._ ......... .

74,985.98 16,628.13
none 2,400.00
none 29,723.77
none none none none none none none 50.00

LIABILITIES:

Capital Stock.__

... $

Surplus Fund ----------Undivided Profits ______ __ Reserve Funds ___________ _

Due to Banks .. _.---------------Dividend~ Unpaid ________________ __

Cashiers Checks-------------------Certified Checks__ ................ . Demand Deposits ___ ............. _.

TSaimviengCserDtiefpicoastietss_o__f_D__e_p__o_s_i_t___._._._._. ._

Letters of Credit and Acceptances executed for Customers_________ _
Bills Payable. _____________________ _

Notes and Bills Rediscounted----Other Liabilities_. ________________ _

15.000.00 3.000.00
500.00 none none none 148.02 none 35,093.36 67.972.78 2.073.72 none none none none

TotaL _______________ ......_,_--_--~-_--_$_1_23--',7-'-87--'.8c.:8'-----------=T'-'otaL ............. --------------c_:_.$_ _123_.787 .88

STATEMENT

Showing condition at the close of Business Decen1her 31, 1929, of the

COMMERCIAL BANK

Dallas. Ga.

As called for by the Superintendent of Banks.

J. T. LEE,

H. H!'S;i0:\1,

President.

( 'ashitr.

Date of Charter: 1-28-I!J07

BPgan Business: 2-K--1907

HESOUHCES:

LI.Ul!LITJES:

Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned.Banking House and Lot _________ __ Furniture and Fixtures __________ __ Other Real Estate owned ________ _ Cash in vault and amounts due
from approved Reserve Agents __ Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o_m__
COavsehrdIrtaefmtss _(_if-a--n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_--_-_ AdCvoamncmeodoitniesC..o..t.to__n___a__n_d____o_t_h__er_ Customers Liability on Letters of PrCorfeitdiatnadnLdoAssc_c_e_p__t_a_n_c_e__s_._._._._._._._._.._ Other Resources....

60,097.75 none
l, 750.00 2,300.00
none 61,346.49
514.75 30.33 none l, 372.91 none none none

Capital Stock ____ ..................$ Surplus Fund. -------------------Undivided Profits .................. Reserve Funds ___________ _
DuetoBanks --------------------DCaivsihdieenrsdsCUhencpkasi.d__._._._._._._._._._._._._._._._..__. Certified Checks ___________________ _ Demand Deposits __ ---------------TSaimviengCserDtiefpicoastietss _o_f__D__e_p__o_s_i_t_________ _ Letters of Credit and Acceptances BiellxsePcuatyeadbfloer. _C_u__s_t_o_m__e_r_s_._._._._._._._..__. Notes and Bills Rediscounted--Other Liabilities ____ ......... ..

TotaL ........ ____ __

........$_1_27,4_1:::_2.:=.2:::_3_ _ TotaL ....................... _.....$

25.000.00 none
7.225.25 5,000.00
none 4.00 86.23
none 45,980.15 6.644.73 13.477 .14
none none 23.994 .73 none
127,412.23

TENTH ANNUAL REPORT

49

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF DALTON

Dalton, Ga.

As called for by the Superintendent of Banks.

W. C. MARTI:-J,

JAMES J. COPELAND,

President.

Cashier.

Date of Charter: 11-~1-1911

Began Business: 10-1~-1912

RESOURCEeo:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf t oI nc kdse botwe dnneeds. _s__a__n_d_ Banking House and Lot __________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from aDDroved Reserve Agents._ Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ Customers Liablllty on Letters of
Credit and AcceDtances_________ _ POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

347' 718.28
5,250.00 16,000.00 4.000.00 21.057.32
99,143.81
2,219 .'!9 4,0 3.49
159 .69
none
none none 706 .47
500,268.55

LI.~BILITIES:
CaDital Stock_______________________ $ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsD--a-l-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeierds CChheecckkss.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.-. Demand DeDosits__________________ _ Time Certificates of DeDosit__ ____ _ Savings DeDosits. _________________ _ Letters of Credit and AcceDtances
executed for Customers.. _______ _ Bllls PaY~ble______________________ -NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d________ __

50,000.00 10,000.00 6,942.28
none none 1.500.00 1' 491.40 none 275,498.30 25,045.96 129,790.61
none none none none

TotaL ______________________________ $ 500.2~

STATEMENT

Showing condition at the close of Bu&iness December 31, 1929, of the

HARDWICK BANK & TRUST CO.

Dalton, Ga.

As called for by the Superintendent of Banks.

W. M. HARDWICK,

T. D. RIDLEY,

President.

Cashier.

Date of Charter: ~-17-19~~

Began Business: ~-~0-19~~

RESOURCES:

Loans and Discounts-------------$ 756,630.39

Certificates of Indebtedness and Bonds and Stocks owned_______ _ 321,057.27

BF ua rnnkiitnugr eHaonuds eFai xntdu rLeos _t _-_-_-_-_-_-_-_-_- -__Other Real Estate owned________ __

43,555.50
128.,785108..5oo0

Cash in Vault and amounts due

from aDDroved Reserve Agents.. 218,540.19

Choetchkesr fBoar nCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items.._______________________ __ Overdrafts (if any) _______________ __

14,332.96 none
1,535.34

AdCvoamnmceodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit and Acceptances........ ..

none

Profit and Loss---------------------

none

Other Resources--------------------

none

----
TotaL .. ____________________________ $ 1,377,220.15

LIABILITIES:
CaDital Stock, ______________________ $
SurDlUS Fund---------------------Undivided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------Dividends Unx>ai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehDeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of DeDosit______ _ Savings Deposits..-----------...... Letters of Credit and acceDtances B lelxl se cPuatYe da bfloer__C__u_s__t o__m__e_r_s__._._._._._._._. .__.
Notes and Bllls Rediscounted..... Other Liabilities..... ---------------

100,000.00 185,000.00
8,078.05 none none 225.00
2.681.49 none
543,838.32 172,657 .63 364,739.66
none none none none

TotaL ______________________________ $ l. 377,220.15

50

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF KESTLER

Damascus, Ga.

As called for by the Superintendent of Banks.

H. E. HIGHTOWER,

W. R. PULLE;-.;,

President.

Cashier.

Date of Charter: 11-3-1905

Began Business: 1~-1-1905

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from CaosthheItreBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ AdCvoan=coedlotnlesC__o__tt_o__n___a__n_d____o_t_h__er_ CPruCosrfteoitdmaitenradsnLLdolAasbsc.lc_le_!J_t;y_>_t_oa_nn_c_eL_s__e___t_t__e___r__s____o_ f__ Other Resources.-------------------
TotaL------------------------------$

92,806.55
none
6,000.00 2,500.00
825.00
10,627.31
none none
330.98
582 .81
none none none
113,672.65

LIABILITIES:
Cai>ltal Stock..---------------------$ Surolus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------Dividends Uni>ald..----------------Cashlers Checks-------------------Certified CheckS.------------------Demand DeJ;>ositS...----------------Time Certificates of Dei>osit------Savings Dei>osits------------------BLeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e__J__;_>___t_a___n__c__es__ Notes and Bills Rediscounted...... Other Liabilities...------------------

25,000.00

5,000.00

1,324.24

none

none

none

218.56

no
51,109

n.seo

21,020.05

none

none
10,000.00
none none

TotaL----------------------------- ..$ 113,672 .65

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF' DANIELSVILLE

DanielsYillc, Ga.

As called for by the Superintendent of Banks.

.1. F. HOLDEN,

R. C. GRIFFETH,

President.

Cashier.

Dat<- of CharlC'r: l 'Z-11-1!)07

Began Business: 1-15-1908

RESOURCES:
Loans and Discounts-------------- $ Certificates Of Indebtedness and
Bonds and Stocks owned..------BF ua rnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned..________ _ Cash in Vault and amounts due
from ai>I>roved Reserve Agents-Checks for Clearing and Due from CaosthheItreBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLd iAabcicleiit>taonnceLs.e_t_t_e_r_s___of_ POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL------------------------------- $

55,126 .29
3,000.00 2.000.00 1,000.00
none
61,042 .09
3,082.34 45.20 334.02
none
none none
10,000.00
135,629.94

LIA BILTTIES:
Capital Stock.----------------------$ sUunrdoilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid-----------------Cashlers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeiJc;>atoessitoSf...D--e-i->--o-s--it-.-.-_-_-_-_--_ Savings DeJ;>osits------------------Letters of Credit and Accei>tances
executed for Customers---------Bills Payable________ --------------Notes and Bills Rediscounted...... Other Liabilit4.es...------------------

15,000.00 15,000.00
300.00
none none none
323 .98
none
82,840.89 22,165.07
none
none none none none

Total..--------------.-- ____ --------.$ 135,629.94

TENTH ANNUAL REPOR'J.'

51

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE DARIEN BANK

Darien, Ga.

As called for by the Superintendent of Banks.

C. M. TYSON,

D. E. LANE,

President.

Cashier.

Date of Charter: 1l!-8-1888

Began Business: 1-1889

RESOURCEs:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwendende_s_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owne<L________ _ Cash in Vault and amounts due
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn__k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (it any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Accei>tances..________ _ POrtohfeirt RanedsoLuOrcSeSs_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

103,891.17 34,000.00 2,000.00 1, 700.00 11,857.48 27 '614 .37
362 .80 none 15.43 none none none none 181.441 .25

LIABILITIES:
Cat>ital Stock.______________________ $
SU!I>lUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unt>ai<L----------------Cashiers Checks-------------------Certified CheckS..------------------TDiemmeaCnderDtifeitc>aotesistso-f--D--e-t>--o-s-i-t-_-_-__-_-_--_ Savings Det>osits __________________ _ LeetxteecrsutoerdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable_____ -----------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_-_._._.._

25,000.00 5,000.00 5,692.18
none none l, 002.00 457.47 none 56,930.50 15,498.15 61,860.95 none 10,000.00 none none

TotaL ______________________________ $ 181.441.25

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF DAWSON

Dawson, Ga.

As called for by the Superintendent of Banks.

;\I. C. EDW.\HDS,

C. D. COCKE,

President.

Cashier.

Date of Charter: 6-29-1911

Began Business: 7-1-1911

HESOURCE'l:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L______ _ Banking House and Lot __________ _ Furniture and Fixtures___________ _ Other Real Estate owne<L________ _ Cash in Vault and amounts due
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleiit>YtaoncnesL..e_t_t_e_r_s___o_r Profit and LOSS..-------------------Other Resources--------------------
TotaL------------------------------$

284,167 .29 14,530.91
none none 21,708 .93 39,368.62 8,040.31 none none 67,734.52 none none none 435,550.58

LIABILITIES:
Cai>ita1 Stock_______________________$ USunrdoi1vuids eFduPnr<oLf-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds_____________________ _ Due to Banks______________________ _ Dividends Uni>ai<L----------------CCearsthiifeiersd CChheecckkss.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-____ Demand Dei>osits-----------------Time Certificates of Dei>osiL----Savings Dei>osits------------------LBeieltxltseercPsuatoyefadbCfloreer_d_C_it_u_as_tn_o_dm__Ae__rc_sc__e__i__>__t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d__-______ __

100,000.00 50,000.00 11' 445.86
none 4,394.86
none 48G .70 none H6,737 .99 118,485.17 none none none none 4,000.00

Total________________________________$ 435,550.58

52

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF DEARING

Dearing, Ga.

As called for by the Superintendent of Banks.

D. A. HOWARD,

GEO. L. RODGERS,

President.

Cashier.

Date of Charter: 6-7-1911

Began Business: 6-15-1911

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI nckdse botwe dnneeds. _s__a__n_d_ BFuanrnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other bank&----------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances_________ _ POrtohfeirt aRnedsoLurocsess-_-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL--------------------------"---$

31,844.83
none
1,622.43 2, 720.30 3,100.00
9,565.53
595.10
none none none none none
420.00
49,868.19

LIABILITIES:
Capital Stock..--------------------- $ surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSp-a-i-c-!-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable_______________ -------Notes and Bills Rediscounted____ _ Other Liabilities-------------------

15,000.00 1, 000.00
987 .64
none none none
143 .D7
none
26,918.53 5,818.95
none
none none none none

TotaL------------------------------ $ 49,868.19

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

DECATUR BANK & TRUST CO.

Decatur, Ga.

As called for by the Superintendent of Banks.

J. HOWELL GREEX,

C. M. SANDERS,

President.

Cashier.

Date of Charter: 9-3-1906

Began Business: 11-2-1906

RESOURCES:

Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toI nckdse botwe dnneeds. _s__a__n_d_ Banking House and Lot----------FOut hr neirt Ru reea laEn ds t aFtiex touwr ense-d- -. _-_-_-_-_-_-_-_- -_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaetmts&(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamnmceodoitnies_C_o__t_to__n___a__n_d____o_t_h__e_r
Customers Liability on Letters of Credit and Acceptances_---------
Profit and LOSS--------------------Other Resource&--------------------

964,644.92
13,500.00 60,458.00 3,397.36 44,771.86
81,069.44
5, 785.59 319.42
none
none
none none none

TotaL______________________________ $ 1,173,946.59

LIABILITIES:
Capital Stock.---------------------- $ Survlus Fund-_-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposit&.-----------------Time Certificates of Deposit------Savings DepositS------------------Letters of Credit and Acceotances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_rs--------------------Notes and Bills Rediscounted.... Other LiabilitieS--------------------

100,000.00 75,000.00 8,495.18
none none
12.00 7,994.71
none
572,153 .34 67,673.32 292,618.04

no
50,000

n.oeo

none

none

TotaL------------------------------$ 1.173,946.59

TENTH ANNUAL REPORT

53

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

DEXTER BANKING CO.

Dexter, Ga.

As called for by the Superintendent of Banks.

J. E. NEW,

D. W. KKIGHT,

President.

Cashier.

Date of Charter: 1-18-1904

Began Business: 1904

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owne<L______ _ Banking House and Lot__________ _ FOuthrneirtuRreealaEndstaFtiextouwrnees<--L-_-_-_-_-_-_-_-_--_ Cash 1n vault and amounts due
from ai>I>roved Reserve Agents-Checks for Olearing and Due from OaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiaAbc1c1e1it>ytaonnceLs_e_t_t_e_r_s___o_f Profit and LOSS--------------------Other Resources..-------------------
TotaL-------------------- _________ $

33,985 .96 500.00
2,000.00 1,815.42 5,329.41 65,016.12
none none 14.42 5,353.78 none none 5,077.68 119,092.79

LIABILITIES:
Cai>ital Stock.______________________ $
SUII>1US Fun<L--------------------Undivlded Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dlvldends Uni>ai<L----------------Cashlers Checks-------------------Certified Checks..--------_---------TDiemmeaCnderDtifeiic>aotseistSo..f..D--e--i>--o-s--it-_-_-_-_-_-_--_ Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLn1adb1B1l1ltliessR.._e_d__ls_c__o_u_n__t_e_<_L__-_-_--_

25,000 .oo 5,000 .oo 1, 605 .76 5,000.00
none none 198.98 none 56,397.30 25,890.75 none none none none none

Total-.._____________________________ $ 119,092 .79

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MERCHANTS AND FARMERS BANK

Donalsonville, Ga.

As called for by the Superintendent of Banks.

P. S. CUMMINGS,

E. T. KELLY,

President.

Cashier.

Date of Charter: 9-24-1925

Began Business: 9-24-1925

RESOURCES:
Loans and Discounts-------------certificates of Indebtedness and
Bonds and Stocks owne<L______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owne<L________ _ Cash 1n Vault and amounts due
from ai>I>roved Reserve Agents._ Checks !or Clearing and Due from
other Banks-----------------'----Cash Items..------------------------Overdrafts (if anYl----------------Advance on Cotton and other
CommoditieS..--------------------OuCsrteodmiterasnLdiaAbc1c1e1it>ytaonncesL..e_t_t_e_r_s___o_f Profit and LosS..-------------------Other Resources..-------------------
TotaL------------------------------$

33,441.64 21,360.72 6,000.00 3,421.00
none 72,435 .05
165 .15 65.00 none 47,500.00 none none none 184,388.56

LIABILITIES:
Cai>ital Stock.______________________$
SUII>lus Fun<L--------------------Undivlded Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dlvldends Uni>ai<L----------------Cashlers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeiic>aotseistSo..f..D--e--i>--o-s--it-_-_-_-_-_-_--_ Savings Dei>ositS------------------Letters of Credit and Accei>tances BlelxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_._-_--------------Notes and Bllls Redlscounte<L---Other Liabilities....------------------

50,000 .oo 10,000.00 6,279.31 1, 300 .oo
none none 1,442.12 none 71,701.94 36,399.00 7,266.19 none none none none

TotaL-------------------------------$ 184,388.56

54

DEPARTMENT OF BA~KI~G

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE UNION BANKING CO.

Dou~las, Ga.

As called for by the Superintendent of Banks.

MOSES GRIFFIX,

R. "\'. YEO\IA.\"S,

President.

Cashier.

Date of Charter: 12-27-1H98

Began Business: 1-1899

RESOURCES:

LIABILITIES:

-

-------Loans and

------Discounts

---------.... __________ $

-

-------
490.431.31

-

-

-

-

-C-a-p-i-ta-l

-S-to-c-k-__-_-__-__-_-__-__-__-_-__-__-_-__-_-$

-

-------
100,000 .00

Oertiticates of Indebtedness and

Surplus Fund..--------------------- 23.000.00

Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _

9, 914.88 50,000.00 17,344.58 27,180.17

Undivided Profits-----------------Reserve Funds.--------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

16,321.95
none
51.577 .09 720.00

Cash in Vault and amounts due

Cashiers Checks--------------------

4,077.72

from approved Reserve Agents.. 175,411.13 Checks for Oleartng and Due from

CDeermtiafinedd DOehpeocskists.-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

186.76 410,337 .32

CaosthheIrteBmasn.k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _

62,638.77 269 .58
2,003.80

TSaimviengCserDtiefpicoastietss.o..f_D__e_p__o_s_i_t_._._._._._. _.

133,990.22 65,975 .37

Letters of Credit and Acceptances

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r

992 .18

executed for Oustomers...------Bills Payable... ---------------------

none none

C uCsrteodmi te rasnLd iAa bciclei tpytaonnceLs _e_t_t_e_r_s___o_f

none

NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d_._.__.._

none none

Profit and LOSS---------------------

none

Other Resources.-------------------

none

_'!'c>_taL.------------ _________________ $ 836.186 .43

TotaL. ______________________________ $ 835,186.43

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

DUBLIN BANK AND TRUST CO.

Dublin, Ga.

As called for by the Superintendent of Banks.

V. B. JE.\"KL'\S,

A. F. WILLIS,

President.

Cashier.

Date of Charter: 10-29-1928

Began Business: 11-1-1928

RESOURCES:

LIAPILiriES:

Loans and Discounts ______________ $ Oertiticates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_. _______ _

381,561.10 106,948.45
none
2,211.27
none

CSuarppitluals SFtuoncdk._-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided Profits _________________ _ Reserve Funds---------------------Due to Banks..--------------------Dividends Unpaid------------------

100,000 .oo
none
28,063 .07
none
12' 427 .83
none

Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _
AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
Customers Liability on Letters ot Credit and Acceptances_________ _

77,650.07
7,886.91 586.74 74.87
128.25
none

Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Oustomers..-------B!Ils Payable.... -------------------NOothteesr aLniadbBil!iltlisesR_e_d__i_s_c_o__u_n__te__d_._._._.._

6,300.17 135 .00
387' 652 .60 19,100.00 23' 368.99
none none none none

Profit and LOSS--------------------Other Resources....----------------

none none

=---_-_-._._-_-_-___...--_- _T~o"-t'-'a=l.c..c.cc._-_c.c.cc..cc.c.ccc:.-_-_..ccc.cccc.ccccc:.::.._-c.$_5'-7-'-7'-0''-"47'-._6_6--'----'T=-o=-tc.=a=l. --~ __

._._.$ __577, 047 .66

TENTH ANNUAL REPORT

55

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF DUDLEY

Dudky, Ga.

As called for by the Superintendent of Banks.

H. D ..TOL\'EH,

HLBEHT L. HOG,\X,

President.

CashiPr.

Da tc of Charter: 10-2-1 !!05

Began Business: 11-1 !!05

RESOURCES:
Loans and Discounts_. ____________ $ Certificates of Indebtedness and
Bonds and Stocks owne<L______ _ Banking House and Lot__________ _ Furniture and Fixtures_. _________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from ai>I>roved Reserve Agents._ Choetchkesr fboarnCksle..a__r_in__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ AdCvoa=ncoediotniesC..o..t_to__n___a__n_d____o_t_h.e_r. Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc_c_e_i_>_t_a_n_c_e_s_._.__________________ Other Resources.. _________________ _
~Ot_llL--------- ---------------------$

14' 124.76
none
1 '783 .39 3,015.90
750.00
3,153.80
none
15 .00 285 .11
none
none
599 .62
none
23' 727 .58

LIABILITIES:
CSuair>oiltuals SFtuonckd._._._._._._._._._._._._._____________________$ Undivided Profits-----------------Reserve Funds___________ ----------Due to Bank~---------------------- Dividends Uni>ai<L----------------CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--__Demand Dei>osits___ --------------Time Certificates of Dei>osiL.. __ . Savings Deposits __________________ _ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__r_s____________________ NOothteesr aLniadbBlliiltlisesR__e_d_i_s_c__o_u_n__t_e_d_._._._.._

15,000.00
none none none none none
65.58 none 4,523.91 -1,132.58
none
none none none
5.51

TotaL ____ ._._. ___ . ________________ ._$ 23,727~

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF EASTMAN

Eastman, Ga.

As called for by the Superintendent of Banks.

W. L. JESSUP,

ALBERT E. ROZAR,

President.

Cashit>r.

Date of Charter: 12-28-1918

Began Business: 1-2-1919

RESOURCES:

LIABILITIES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L______ _ Banking House and Lot.. ________ _
FOUthrenritRureealaEndstaFtiextouwrensed--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoar nCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items.. ________________ -------Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities.... _.. _. ____ . __ --- __ ._ Customers LiabilitY on Letters of
Credit and Accei>tances_________ _ POrtohfeitr aRnesdoLurOceSsS..-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_

200,702.85
65,360.50 15 '700 .00 4, 9QO .00 6,100.00
64,740.99
none none
l, 691 .45
23' 215 .23
none none
640.33

Capital Stock_______________________ $ Surplus Fund_____________________ __ Undivided Profits .... ____________ __ Reserve Funds_____________________ _
DDiuveidtoenBdsanUknsp--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Demand Deposits_________________ _ Time Certificates of Deposit .. __ __ Savings Dei>osits. __________ -------Letters of Credit and Acceptances
executed for Customers.. ______ __ Bills Payable.. ____________________ _ Notes and Bills Rediscounted____ _ Other Liabilities_________________ __

TotaL.. _...... __ ._._ ... _. __ .--- _____ $ 383,051 .35

TotaL ______________________________ $

--

-----------

60,000.00 11.000.00 10,511.71
none none none
(;71.70
none
162,804.37 82.515.15
7,570.73
none none 47,977.69 none
383' 051.35

56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZEl'iS BANKING CO.

Eastman, Ga.

As called for by the Superintendent of Banks.

S. C. S:\lYLY,

E. H. WARE.

President.

Cashier.

Date of Charter: 2-8-1900

Began Business: 2-1900

RESOURCES:
Loans and Discounts.............. CeBrotinfidcsataensdoSf toIncdksebotwendenceLs_s__a__n_d_ BF uarnnkiitnugr eHaonuds eFai xntdu rLeos t_-_-_-_-_-__-_-_-_-_- -_ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.------------------- __ COavsehrdIrtaefmtss-(I-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-____ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLdiAabcicleitpYtaoncneLs_e_t_t_e_r__s_o_ _f POrtohfeirt aRnesdoLurOceSsS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

203.766 .27
23,586.93 6, 991.31 2,989.31 22' 898 .99
57' 098.18
none none
l, 198.79
3,603.18
48,000.00
none none
370,132 .96

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------Undivided Profits------------- ___ , Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__ NOothteesr aLniadbB!liitlilesgR_e_d__ls__c_o_u_n__t_e_c_L_______ __

100,000.00
none
13,253 .08
none none none
112.02
none
79,614.99 99,818.78
none
48,000.00 20,000.00 9,334.09
none

TotaL-----------------------------$ 370,132.96

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Eatonton, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTOI\,

W. A. ANDREWS,

President.

Cashier.

Date of Charter: 10-30-1922

Began Business: 11-15-19!22

RESOURCES:
Loans and Discounts------------- $ Certificates of Indebtedness and
Bonds and Stocks ownecL------Banking House and Lot----------FOuthrneirtuRreealaEndstFatiextouwrense-c-L-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items....---------------------Overdrafts (if any)..--------------Advance on Cotton and other
Commodities...................... Customers LiabilitY on Letters of
Credit and Accel)tances.......... Profit and Loss..................... Other Resouroes....................
Total.-------------------------------$

37,117.87
944.38 5,000.00 1,250.00 4, 769.26
45,532.97
1,318.86 38.22
1,680.32
4, 763.90
none
271.29
none
102,637.07

LIABILITIES:
Capital Stock.......................$ SUunrdpilvuids eFduPn<roLf.i.ts.....-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Reserve Funds...................... Due to Banks ...................... Dividends UnDaicL................. Cashiers Checks.................... Certified Checks.................... Demand DepositS-----------------Time Certificates of Dei>osit....... Savings Deposits................... Letters of Credit and Acceptances
executed tor Customers.......... Bills Payable_...................... Notes and Bills RedlscountecL.. Other LiabilitieS-----------------

25,000.00
none none none none none
376.36
none
70,740.20 475.15
none
none
1,500.00 4,595.36
none

Total--------------------------------$ 102,687.07

TENTH ANNUAL REPORT

57

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF EDISON

Edison, Ga.

As called for by the Superintendent of Banks.

L. C. MANRY,

THEDFORD TURNER,

President.

Cashier.

Date of Charter: 9-24-1904

Began Business: I 0-1904

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot... _______ _ FOUthrenritRureealaEndstaFtiextouwrense-d-.-..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from at>proved Reserve Agents.. Checks for Olearing and Due from
other banks..---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnieSC- .o. .t.t.o.n . .a. .n.d ___o_t_h__e_r Customers Liability on Letters of
Credit and Accet>tanCeS---------Profit and LOSS--------------------Other Resources--------------------
Total--------------------------------$

305,977.20
14,926 .46 3,000.00 2,828.30 6,576.48
109,461 .55
292.33 351.81 884 .75
30,832.44
none none none
475,131.32

LIABILITIES:
Cat>ital Stock----------------------- $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unt>aicL---------------Cashiers Checks-------------------Certified CheckS-------------------Demand Det>ositS-----------------Time Certificates of Deposit..-----Savings Det>osits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable____ ------------------Notes and Bills Rediscounted.... Other LiabilitieS-------------------

50,000.00 40,000.00 11,791.56
none none none
1,583.71
none
273,644.75 98,111.30
none
none none none none

Total-------------------------------- $ 475,131.32

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

GRANITE CITY BANK

Elberton, Ga.

As called for by the Superintendent of Banks.

W. 0. JO:\ES,

F. S. FORTSON,

President.

Cashier.

Date of Charter: 12-3-1927

Began Business: 1-3-1928

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont.e.d_._.______________ FUrniture and Fixtures____________ Other Real Estate owned.. ________ _ Cash in Vault and amounts due
from apJ)roved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
CommoditieS---------------------Customers Liability on Letters of
Credit and Acceptances._-------_ Profit and LOSS--------------------Other ResourCeS--------------------
Total--------------------------------$

128,857.10
45,497.68
none
1. 750.00
none
55,093.06
4,066.07 729.84
3,431.43
none none none
500 .oo
239,925.18

LIABILITIES:
Capital Stock_______________________ $
Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------Dividends Unt>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistSo-f-D--e-p-o-s-i-t-;.-._--_-__-_--_ Savings Det>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable._--------------------NOothteesr aLniadbBiliiltl\sesR_e_d__i_s_c_o_u__n_t_e_d_._._._._.._

50,000.00
none
4,489.04
none none none
731.36
none
151.067.06 10,412.02 22,725.70
none none none
500.00

Total-------------------------------- $ 239,925.18

!)R

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF ELLAVILLE

Ellaville, Ga.

As called for by the Superintendent of Banks.

J. II. STEYENS,

H. F. DIXO\",

President.

Cashier.

Dat<- of Charter: 9-10-1910

lkgan Business: 9-1G-HJ10

RESOURCES:
Loans and Discounts--------------$ C eBrot ln! idcsa taensdoSf t oI ncdk se botwe ndende_s_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from apvroved Reserve Agents.. Choethckesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_
COavsehrdIrtaefmtss-(l-!--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r Customers Liab!litY on Letters of
Credit and Accevtances__________ Prot!t and Loss_____________________ Other Resources____________________

56,385.94 22,442 .62 2,844.57
898.00 none 114,738.40 none none none 53,337.78 none none 3.817.38

LIABILITIES:
Cavltal Stock.______________________ $ surolus Fund_____________________ _
Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Time Cert!f!cates of Deposit__ ____ _ Savings Deposits __________________ _ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable________ --------------Notes and Bills Rediscounted____ _ Other Liab!l!ties-------------------

25,000 .00 5,000.00 ll' 169 .49
none none none none none 150,591.93 62,703 .27 none
none none none none

----=T=-=o~ta=l::c--:.:-~--:.:-c::-:.:-c::--:.:-"'--:.:-.:.:--:.:-.:.:--:.::-:.:--~-=-=--~--=-=-:.:.:.:-::::.$______.:2::::5_:_4,'-'4"'64:.:.__.69.___ _T=ot:oa::l:_:--~--=-=-.:.:--:.:-"'--:.:-"'--:.:-"'--:.:-.:.:--:.::-.:.:--:.::-:.:--:.::-:.:--:.::-:_:--c::-$"'------"254.464 .69

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF ELLENWOOD

Ellenwood, (;a.

As called for by the Superintendent of Banks.

G. T. WILLIAMSON,

W. L. WILLIAJ\ISOl\,

President.

Cashier.

Date of Charter: 3-18-1912

Began Business: 3-18-1912

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned _______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Choethckesr fBoar nCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss-(l-!--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabc!clietpYtaonnceLs_e_t_t_e_r_s__o_ f_ PrOfit and LOSS--------------------Other Resources------------------TotaL ______________________________ $

18,844.83 none
1, 750.00 600.00
2,375.00 20,063.60
none 296.72 none 1.060.23 none none none 44,990.38

LIABILITIES:
Cavital Stock_______________________ $
Survlus Fun<L.--------------------Undivided Prot!ts-----------------Reserve Funds---------------------DD!uveidtoenBdsanUknsp--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Cashiers Checks.------------------CDeermt!af!nedd DCehpeocskist-s-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates ot Devosit______ _ Savings Devosits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_ ___ _ Other L!ab!lities-- ----------------

15' 000.00 3,000.00 1, 634 .53
none none none 122.66 none 14,855.82 9.886.46 none none none none 490.91

TotaL ______________________________ $ 14,990.38

TENTH ANNUAL REPORT

.59

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF ELLIJAY

Ellijay, Ga.

As called for by the Superintendent of Banks.

R. L. McCLAIN,

E. T. HUDSOK,

President.

Cashier.

Date of Charter: 5-21-1914

Began Business: 6-1-1914

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned. ________ _ Cash in Vault and amounts due
from aooroved Reserve Agents-Checks for Clearing and Due from C aosthh eItreBmasn_ k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities.--------------------Customers Liability on Letters of
Credit and Acceotance&---------Profit and Los&--------------------Other Resources--------------------
TotaL ______________________________ $

314,159.51
600 .00 none 5,200.00 4,025.00
73,831.14 none none 9 .18 none none none none
397.824.83

LIABILITIES:
Caoital Stock..______________________ $ Surolus Fund_____________________ _
Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unoai<L----------------CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeiocoatseistSo-f--D--e-o--o-s-i-t-_-_-__-_-_--_ Savings Deoosits------------------Letters of Credit and Acceotances
executed for Customers---------BNioltles sPaany adbBl ei l_l-s-R- -e-d- -i-s-c-o- -u-n-t-e-d- -_-_-__- -_ Other Liabilities--------------------

15,000.00 21,000.00
none none none none 3,064.29 603 .60 130,917.18 29,882.68 197' 357 .08
none none none none

TotaL ______________________________ $ 397,824.83

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF ETON

Eton, Ga.

As called for by the Superintendent of Banks.

C. C. KEITH,

H. R. JAMES,

President.

Cashier.

Date of Charter: 5-23-1910

Began Business: 9-1-1910

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.. _____ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned---------Cash in Vault and amounts due
from aooroved Reserve Agents._ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotinesc__o_t_t_o__n___a_n__d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceotances---------Profit and Loss--------------------Other Resources--------------------
TotaL------------------------------$

63,445 .08
700.00 none 2,000.00 3,000.00
62' 753 .09 none none 268 .32 none none none none
132,165.49

LIABILITIES:
Caoital Stock..______________________ $
Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dlvidends Unoai<L----------------CCearsthitfeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deoosits-----------------TSaimviengCserDtiefoicoastietss_o__f_D__e__o_o_s_i_t__-_-_-_-_--_ Letters of Credit and Acceotances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s__________________ __ Notes and Bills Rediscounted.___ _ Other Liablllties-------------------

15,000.00 4,000.00
788.70 none none
4 .80 none none 91 '799 .84 20,573.15 none
none none none none

TotaL-------------------------------$ 132,166.49

60

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FAIRBURN BANKING CO.

Fairburn, Ga.

As called for by the Superintendent of Banks.

J. H. LONGINO,

Y. H. LOKGINO,

President.

Cashier.

Date of Charter: 9-14-1891

Began Business: 190!2

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._.._._._._.__._ FOuthrneirtRureealaEndstaFtiextoUwrneesd--..-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from ai>I>roved Reserve Agents._ Choetchkesr fboarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_ Cash Items-------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLd iAabcicleiti>YtaonnceLs.e_t_t_e__r_s__o_t Profit and LOSS--------------------Other Resources..-------------------
TotaL------------------------------$

111,214.29
10,035 .63 12,500.00 4,000.00 24,913.22
62,413.92
none
690.23
none
885 .27
none none
853.64
227,506.20

LIABILITIES:
Cai>ital Stock__________ -------- ____ .$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>ai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeiic>aotesistSo-t-D--e--i>--o-s-i-t-------------Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s__________________ __ Notes and Bills Rediscounted.. Other Liabilities-------------------

25,000 .oo
5,000.00 2,537.82
none none none
470.30
none
132,711.24 61,786.84
none
none none none none

TotaL..: __________________________ $ 227,506.20

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE FAIRMOUNT BANK

Fairmount, Ga.

As called for by the Superintendent of Banks.

T. W. McHUGH,

R. D. PAYNE,

President.

Cashier.

Date of Charter: 10-27-1913

Began Busines: 11-5-1913

RESOURCES:
Loans and Discounts-------------$ CeBrotinfidcsataensdoSf toInckdsebotwendende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities.... ------------- ___ .. Customers LiabilitY on Letters of
Credit andAccei>tances. --------Profit and LOSS--------------------Other Resources..------------------
TotaL.-----------------------------$

47,463.60
none
4,000.00 1,815 .00
none
30,096.72
265.77 348.44 747.63
1,533 .62
none none
514.30
86,785.08

LIABILITIES:
Cai>ital Stock........$ Surolus Fund... -----------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidt oenBdas nUknSi>--a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthifieierds CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeiic>aotesistSo-f-D--e--i>--o-s--it-.-..-_-_-_--_ Savings Dei>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o-u-n--t-e-d-.-.-__-_--_ Other Liabilities-------------------

15,000 .oo
5,000.00 3, 788.73
none none none
1,485.26
none
46,900.01 11,940.71 2,655.37
none none none
15.00

Total..$ 86,785.08

TENTH ANNUAL REPORT

61

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Fayetteville, Ga.

As called for by the Superintendent of Banks.

C. D. REDWINE,

H. C. HEWELL,

President.

Cashier.

Date of Charter: 2-16-1906

Began Business: 3-13-1906

RESOURCES:

LIABILITIES:

Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknldnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_
FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--. Cash in Vault and amounts due
from ai>I>roved Reserve Agents. Checks for Clearing and Due from C aosthh eItreBmas.n. k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _
Advance on Cotton and other CuCCsroteomdmmiteorasdniLdtiieAasbc.ic-l-ei-tiY>--t-ao-n-nc-e-Ls--_e-_t_-t_-e_-r_-s_-_-o_-f-_
Profit and LOSS-------------------- Other Resources.-------------------

148,852.43
none
2,266.79 3,358.96 18,672 .29
30.905 .27
none 433 .66 14.522 .84
10,050 .00
none 5,142.83
440 .05

Cai>ital Stock.......................$ Surolus Fund..--------------------Undivided Profits----------------- Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit....... Savings Dei>ositS------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_--_-_
Notes and Bills Rediscounted..... Other LiabilitieS-------------------

25,000.00 25.000.00
none none none none
207 .75 none 147,816.88 31.620.49 none
none 5,000.00
none none

-=T-'-o-"ta=l~----_-.ccccccc_c_-c.cc.cc.occc..c..----=----=-cc:cc_c_-$,_-'2-'-34-''-'-64_5_.1_2_ _ _T=.o.c.t'-'a=-L_-.c.cc._-_-cccc''-''-'---'-----_-_--_-_------_-_-----=$_ _ 234. 645 .12

STATEMENT

~howing condition at the close of Business December 31, 1929, of the

BANK OF FINLEYSON

Finleyson, Ga.

As called for by the Superintendent of Banks.

.J. W. COXNER, SR.,

CLARENCE FINLEYSOX,

President.

Cashier.

Date of Charter: 9-20-1910

Regan Business: 9-20-1910

RESOURCES:

Loans and Discounts..............$ 24,860.23

Certificates of Indebtedness and

Bonds and Stocks owned........

none

BF ua nr nkiitnugr eHaonudseFaixntdurLeos _t_. _._._._._._._._._. ._ Other Real Estate owned,________ _

750.00
750.00 3, 772.93

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 19,695 .38

Checks for Clearing and Due from

C aost hheIrteBmasn. _k_s_._._-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_- -__-

624.28 210.00

Overdrafts (if anYl----------------Advance on cotton and other
Commodities.... ______ ...--------_

none
4,918.30

Customers LiabilitY on Letters of

Credit and Accei>tances..........

none

POrtohfeirt

aRnedsoLuOrcSesS.-.-.-.-.-.-.-_-_-_-_--_-_-.-.-.-.--__--_
-

-

none
-n-on-e

TotaL---------------------- ________$ 55,581.12

LIABILITIES:
Oai>ital Stock.______________________$ Surolus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Dei>ositS------------------Time Certificates of Dei>osiL----Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_--_-_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

15,000.00
none
ll ,467 .46
none none none
321.07
none
22,015.65 6, 776.94
none
none none none none

TotaL______________________________ $ 55,581.12

6!2

DEPARTMENT OF BANKING

STATEMENT Showing condition at the clot~e of Business DeceJDber 31, 1929, of the

BANK OF FLOVILLA

Flovilla, Ga.

As called for by the Superintendent of Banks.

F. S. ETHERIDGE,

J. T. GIBSON,

President. Date of Charter: 10-~-1906

Cashier. Began Business: 11-1-1906

RESOURCES:

Loans and Discounts______________ $ 46,636 .22

Certificates of Indebtedness and Bonds and Stocks owned..______ _
Banking House and Lot__________ _

none 2,252.01

FUrniture and Fixtures------------ 1' 133 .49

Other Real Estate owned---------

none

Cash in VaUlt and amounts due

from avvroved Reserve Agents-- 44,231.84

Checks for Clearing and Due from

other Banks---------------------- 1,571.31

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

528.42 66.88

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabciclietvYtaonnceLs_e_t_t_e_r_s__o_ _f

none

Profit and LOSS---------------------

none

Other Resources.-------------------

none

----

TotaL._- __________ ---------- _____ ---$ 96,420.17

LIABILITIES:
Cavital Stock.______________________ $ SUI'I>lUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidleenrsdsChUencvkasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..__________________ _ Demand Devosits -----------------TSaimvlengCseDrtiefvicoastietss_o__f_D__e__v_o__s_i_L__-_-_-_--_ LBeleltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__Ae__rc_sc___e__v___t__a__n__c____es__ NOothteesr aLniadbBilllltlisesR__e_d_i_s_c_o_u__n_t_e_d_._.______ __

15,000 .oo
10,000.00 5,630.16
none none 1,500.00 180.41 none 38,023 .41 26,086.19 none none none none none

TotaL ______________________________ $ 96,420.17

STATEMENT

Showing condition at the close of Business DeceJDber 31, 1929, of the

CITIZENS BANK

Folkston, Ga.

As called for by the Superintendent of Banks.

"'m. :\liZELL, .JH.,

Wm. l\IIZELI~, JIL,

President.

Cashier.

Date of ChartN: 12-11-1911

Began Business: 1-4-1912

RESOURCES:
Loans and Discounts. _____________ $ CeBrotinfidcsataensdoSftoInckdsebotwendendes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from avvroved Reserve Agents._ Checks for Olearlng and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabciclletvYtaonnceLs_e_t_t_e_r__s__o_t Profit and LOSS..--------------------
Other Resources------------------
TotaL.------ __ -- __ ----- ____________ .$

294,042.78 25,125.00
none 2,020.75
none 158' 375 .60
854.10 none none none none none none 480,418.23

LIABILITIES:
CSuarvvi1tauls SFtuonckd._._-_-_-_-_-_-_-_-_-_"_-_-_-_-_-_-_-_-_--_-_$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdleenrsdsCUhencvkasi_d__.-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Devosits-----------------Time Certificates of DevosiL----Savlngs Devoslts------------------BLeleltxltseePcrsuatyoefadbCfloreer__dC_i_tu_sa_t_no_d_m__ea_rc_sc__e___v___t__a__n__c____es__ Notes and Bills Rediscounted..___ _ Other Liabillties....-----------------

15,000.00 13,000.00 21,464.33 15,000.00
none 1,208.40
889 .67 none 198' 822.12 84,718.14 130,315.57 none none none none

TotaL________ --- ___ ---- ___ ---------.$ 480.418.23

TEJ'\TH ANNUAL REPORT

63

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks

.J:\"0. T. STEPHE;\"S,

J. E. PHINAZEE,

President.

Cashier.

Date of Charter: 10-22-1887

Began Business: 1887

RESOURCES:
Loans and Discounts ______________ $ Cert!f~cates of Indebtedness and
Bonds and Stocks owne(L______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate ownecL________ _ Cash in Vault and amounts due
from avvroved Reserve Agents __ Checks for Clearing and Due from CaosthheIrtebmans.k. s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (If any) ________________ _ AdCvoamncmeodointiesC__o_t_t_P__n___a__n_d____o_t_h__e_r
CPruCosrfteiotdmait.enardsnLLd<iAlasbsc_ci_le_iv_ty_ta__,on_n_c_eL_s__e___t_t__e___r__s____o_ __f
Other Resources--------------------
TotaL ______________________________ $

73,820.48
10,590.00 4,500.00 2,770.00 3, 281.00
45,353.06
l, 520.39 119.63
none
29.44
none none none
141,984 .00

LIABILITIES:
Cavital Stock.______________________ $ Suri>lUS Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnvaicL----------------CCaesrtWifeiersd CChheecckkss_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Demand DevositB-----------------Time Cert!fioates of DevosiL----Savings Devosits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

50.000.00 10,000.00 1.467.93 1,084.85
none
2,000.00 54.27
none
77,376 .95
none none
none none none none

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks.

H. H. IL\RDI~.

ROL\:\'D ANDERSOl\,

President.

Cashier.

Date of Charter: 2-17-1920

Began Business: !l-l-19!l0

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks ownecL______ _ Banking House and Lot__________ _ Furniture and Fixtures __________ _ Other Real Estate ownecL ________ _ Cash in Vault and amounts due
from a!Jproved Reserve Agents._ Checks for Clearing and Due from
other Banks.--------------------Cash Items_______ ------------------Overdrafts (If any) ________________ _ AdCvoammmceodoitniesC_o__t_t_o_n___a__n_d____o_t_h__e_r Customers LiabilltY on Letters of
Credit and Acceptances_________ _ Profit and Loss____________________ _
Other Resources.-------------------
TotaL------------------------------$

120,257.45
none none
873 .98 5,000.84
27' 436 .94
2,464.25 277 .20
2,565.87
none
none none
7.581.49
166,458.02

LIABILITfES:
Capital Stock.______________________ $ Surolus Fun(L_____________________ _
RUensdeirvviedeFdunPdros_f_it_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks.._____________________ _ Dividends UnpaicL________________ _ CCearsthifieierds CChheecckkss-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t____________ __ LeetxteecrsutoefdCfroerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable._--------------------Notes and Bills Rediscounted..... Other LiabilitieS...------------------

40,000.00 10,000.00 1 '431.84 6 '706 .83
none none
6,150.62
none
87' 062 .07 15' 106 .66
none
none none none none

TotaL______________________________ $ 166,458.02

64

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE FARMERS BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

R. T. PERSONS,

R ..J. BITTICK,

Presidel)t.

Cashier.

Date of Charter: 3-9-1910

Began Business: 1910

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._..__. Furniture and Fixtures.... _. ____ __ Other Real Estate owned.. _______ _ cash in Vault and amounts due
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from COaovsethhrdeIrrtaeBfmtassn.(.ki.fs_a-_-_n-_y_-)_-_-__-__-__-_-_--_--_-_--_--_--_--_--_-._-._-.-.__.Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Accei>tances.......... Profit and Loss...................... Other Resources.....................
TotaL ______________________________ $

200.143.10
none
3. 992.95 2,493.15
none
74,998.94
725 .!!2
none none
4,150.00
none none none
286,504 .06

LIABILITIES:
Cai>ital Stock................ --- ....$ Surolus FuncL--------------------Undivided ProfitS-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Uni>ai<L----------------Cashiers Checks.................... Certified Checks.................... Demand Dei>ositS-----------------TSaimviengCserDtiefii>coastietss_o__f_D__e_i_>__o_s_i_L__._._._.._ Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... __ Other Liabilities....................

50,000.00 50,000.00
165.75
none none none none none
13 i. 338.31
none none
none none none none

TotaL..............................$ 286,504.06

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MONROE COUNTY BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

W. C. HILL,

C. F. HEAHD,

President.

Cashier.

Date of Charter: 11-~-1908

Began Business: 1908

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... FOuthrneirtRureealaEndstaFtiextouwrense.d.._._._.__._._._._.._ Cash in Vault and amounts due
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn__k_s_-_-__-_-_--------------------------__-_--__Overdrafts (if any) _______________ __ Advance on cotton and other
Co=odities---------------------Oustomers Liability on Letters of
Credit and Accei>tances........... Profit and Loss..................... Other Resources....----------------
TotaL..............................$

168,424.47
I, 650.00
none
I, 000.00 14,212.40
76,942.54
I, 553.92
none none none none none
601.84
264,385.17

LIABILITIES:
CaDital Stock._____ ----------- ......$ surolus FuncL..................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Uni>aid.................. Cashiers Checks-------------------Certified Checks...... --------------Demand Dei>ositS-----------------Time Certificates of Dei>osiL..... Savings Dei>osits------------------Letters of Credit and Accei>tances
executed for Customers.......... Bills PaYable........................ Notes and Bills Rediscounted..... Other Liabilities....................

25,000.00 25,000.00
none none none
2,000.00 450.59
none
100,126.13 11 '229 .48 100,506.46
none none none
72.51

TotaL..............................$ 264,385.17

TENTH ANNUAL REPORT

65

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF FORT GAINES

Fort Gaines, Ga.

As called for by the Superintendent of Banke.

C. W. MORRIS,

W. L. PAULLIN,

President.

Cashier.

Date of Charter: 9-~-1889

Began Business: 1891

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BeB,noknldnsgaHnoduSsteoacnkds oLwonte.,d_._..__._._._._.._ FUrniture and Fixtures.. ______ ---Other Real Estate owned.________ _ Cash 1n V~ult and amounts due
from aDDroved Reserve Agents.. Checks for Olell,!rlng and Due from caosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Ove,a:dratts (if anJ----------------Adcvo.e=.nocediotinesc..o.t_t_o__n___a__n_d____o_t_h__er_ Customers Liab111ty on Letters of
Credit and AcceDtances.________ _ POrtoh!elrt aRnedsoLuOrcSesS.-.-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--__-
TotaL _______ ----------- ____________ $

211.094.07
none none
1,000.00 7,500.00
78.573.30 2.108.73 2,110.00 973.67
55.793.98
none
24.84
none
359,178.59

LIABILITIES:
CaDital Stock._______ ---------------$ surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------cDaisvhidleenrsdsCUhencDksa_id__._.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified checks-------------------DemaJ:ld DeDosits-----------------Tlme Certitlca.tes of DeDosiL----Savlngs DeDosl.ts------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_D__t_a_n_c__es_ Bills Payable_______________ -------NOothteesr aLniadbBilllltlisesR_e_d__is_c__o_u__n_t_e_d_._._._._.._

50,000 35,000

..oooo

1,025.31

none

none

5,000.00

l ,003.41

none

176.732.44

90,417.43

none

none none none none

TotaL ______________________________ $ 359.178.59

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

UNION SAVINCS BANK

Fort Gaines, Ga.

As called for by the Superintendent of Banks.

W. T. CREDILLE,

W. G. GRIMSLEY,

President.

Cashier.

Date of Charter: 7-30-1910

Began Business: 1910

RESOURCES:
Loans and Discounts--------------$ certitlcates of Indebtedness and
Bonds and Stocks owned-------Banking House and Lot.... FOuthrneirtRureealaEnsdtaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash 1n Vault and amounts due
from aDDroved Reserve Agents. Checks for Olearlng and Due from
other Banks.------------------- OOavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoMmlmceodoitniesO..o. _t_t_o_n___a_n_d__ --o-t-h_er Customers LlabilttY on Letters of PrCorfeitdaitnadnLdoAssc.c_e_D__t_'a_n__c_e_s_._.__._.__._.__
Other Resources.-------------------
T o t a L . . ---------------------------$

85,137.86
none none
1. 450.00 4,400.00 14,136.99
349.01
none
541.95 353.64
none none none
106,369.45

LIABILITIES:
CaDital Stock._________ .. -----------$
Surolus Fun<L-------------------- Undivided Profits-------------- Reserve Funds---------------------Due to Banks----------------------Dividends UnDaid..---------------- Cashiers Checks------------------ Certified Checks.------------------Demand DeDosits-----------------Time Certificates of DeDosit------Savlngs DeDosits------------------LeetxteecrsutoefdCforer dCitusatnodmaecrsc_e_D__t_a_n_c__es_ Bills Payable__________ -------- ... Notes and Bills Rediscounted..... Other Liabllities..------------------

27,150.00 5,350.00 1.432.99
none none
25.50 385.88
none
44,475.03 25,550 .05
none
2.0n0o0 n.oeo
none none

TotaL..--------------------------$ 106,369.45

66

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF FORT VALLEY

Fort Valley, Ga.

As called for by the Superintendent of Banks.

F. J. FREDERICK,

H. HUCKABE&

President.

Cashier.

Date of Charter: 10-11-19!24

Began Business: 10-1.5-19'24

RESOURCES:
Loans and Discounts--------------$ CeBrotlntidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from aJ.)J.)roved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Overdrafts (11 anYl----------------Advance on Cotton and other CuCsotommmeorsdiLtiieasb.i-l-i-t-Y--o--n--L--e-t-t-e-r-s--o--f
CreditandAcceJ.)tances---------Proflt and LOSS--------------------Other ResourceS--------------------
TotaL------------------------------$

112,530.26 12' 178.23
none 3,535.15
none 88,912.50 2,545.16
42.50 none 1.398.63 none none none 221.142.43

LIABILITIES:
Ca!.lital Stock._______ ---------------$
Sllri.l1Us Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un!.laid..----------------Cashiers Checks-------------------Certified Checks.------------------ TDiemmeaCnedrDt!teiocoatselstso--f-D--e-o-o--s-it-_-_--__-_-_--_ Savings De!.losits------------------LeetxteecrsutoefdCforerdCitUasntodmAercsc_e_o__t_a_n_c__es_ Bills Payable.---------------------Notes and Bills Rediscounted..---Other Liabilities-------------------

30,000.00 none
3,903.26 none none none
3,315.73 44.25
166,028.24 4,379.85 13,471.10 none none none none

TotaL------------------------------$ 221,142.43

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK Ol<' BEARD COVNTY

Franklin, Ga.

As called for by the Superintendent of Banks.

E. E. LE,YIS,

E. E. LEWIS,

President.

Cashier.

Date of Charter: 10-1-!-1905

Began Business: 10-18-1905

HESOUHCES:
Loans and Discounts______________ $ Cert!ticates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot__________ _ FOut hr neirt uRreea laEn ds tFa tiex touwr ense-d-.-. _-_-_-_-_-_-_-_- -_ Cash in Vault and amounts due
from IU>Droved Reserve Agents-Checks for Clearing and Due from CaosthheItreBmasn._k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r
CUstomers LiabilitY on Letters of Credit and AcceJ.)tanceS----------
Profit and LOSS--------------------Other ResourceS-------------------TotaL ______________________________$

73,604.18 32,586.65 2,844.00 2,900.00 9,420.47 135,428.53
none none none none none none none 256.783.83

LIABILITIES:
Ca!.lital Stock.___ -------------------$
Sllri.l1Us Fund....--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unoaid..----------------Cashiers Checks-------------------Cert!tied Checks-------------------Demand ~J.)ositS.----------------- Time Cert!ticates of DeJ.)osiL----Savings Deoosits------------------Letters of Credit and Acceotances
executed for Customers---------Bills PaYable_______ . _____ ----------Notes and Bills Rediscounted..---Other Liabilities....------------------

25,000.00 16,000.00 3,676.12
none none none 419.82 none 103,097.31 12,081.73 96,508.85 none none none none

TotaL------------------------------$ 256,783.83

TENTH ANNUAL REPORT

67

STATEMENT

Showing condition at the close of' Business December 31, 1929, of' the

THE CITIZENS BANK

Gainesville, Ga.

As called f'or by the Superintendent of' Banks.

JNO. C. PRUTT,

H. S. COHEN,

President.

Cashier.

Dat~ of Charter: 5-19-191:!

Began Business: 6-21-1913

RESOURCES:

Loans and Discounts............$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot........ Furniture and Fixtures........... Other Real Estate owned......... Cash in Vault and amounts due
from aDDroved Reserve Agents. Checks for Clearing and Due from
other banks.---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-:-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers L1ab1Uty on Letters of
Credit and AcceDtances........ Profit and LOSS-------------------- Other Resources....................

541,241.78
60,950.00
none
7.386.88 11.755.50
296,247.19
64,596.48 890.63
6,313.55
116,077.04
none none
12,000.00

TotaL ______________________________ $ 1.117. 459.05

LIABILITIES:
CaDital Stock__________________ ....$
SUIDlUS Fund------------------ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnDaid..----------------CCaesrthiifeiersd CChheecckkss-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand DeDosits-----------------Tlme Certificates of DeDosit.-----Savlngs DeDosits------------------ BLeleltxltseePcrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e__D____t__a__n__c____es__ Notes and Bllls Rediscounted____ _ Other Liabilities.......------------

50,000.00 10,000.00 34,260.32 5,577.23
none
2,000.00 l, 334.86
none
605,374.47 40,t45 .15 368' 267 .02
none none none none

TotaL----------------------$ 1.117, 459 .05

STATEMENT

Showing condition at the close of' Business December 31, 1929, of' the

STATE BANKil\G CO.

Gaincs~ill<, Ga.

As called f'or by the Superintendent of' Banks.

T. E. ATKI~S,

J. H. CURTIS,

President.

Cashier.

Date of Charter: H!-27-1886

Began Business: 1889

RESOURCES:
Loan~ and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------BF uarnnkiltnugr eHaonudseFaixntdurLeos _t_._._._._._._._._._ ._ Other Real Estate owned.________ _ Cash 1n Vault and amounts due
from aDDroved Reserve Agents.. Checks for Clearing and Due from
other Banks............------COavsehrdIrtaefmtss.(.i-t-a-n--y-)--__-_-_-__-_-_-_-_-_._-_-_-_-_--_ Advance on Cotton and other
Commodities..--------~-----------
Customers LlabllitY on Letters of Credit and AccePtances.-----
Profit and Loss.................. Other Resources...................
TotaL..................$

430,446 .05
none none
6,000.00 4,246.60
28' 493.53
2,861.83 45.50
none none none none none
472,093.51

LIABILITIES:
CaDltal Stock....... ___________ $ SlirDlUS Fund.. ------------RUensdeirvviedeFdunPdros.tits.-.---..-..-.--.----...- DDiuveidtoenBdsanUknsD..a-l-d-..-.-.-.-.-.-.-.-..-...-.- Cashiers Checks----------------- Certified CheckS..-----------------Demand DeDosits----------------Time Certificates of DeDosit.-----LSaevttlenrgssoDf eCDreodsiittsa-n--d--A--c--c-e-p--ta--n-c-e--s
executed for Customers--------- Bills Payable.------------ Notes and Bills Rediscounted... Other Liabilities...........

75,000.00 25,000 .00 5,504.86
none none none none none
174,364.63
157,474.02
none

no
34,750

n.oeo

none

none

TotaL............$ 472,093.51

68

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE FARMERS & MERCHANTS BANK

Garfield, Ga.

As called for by the Superintendent of Banke

J. I. AKDERSON,

D. M. CASON,

PrPsidcnt.

Cashier.

Date of Charter: 1-9-19ll

Began Business: !l-14-1 !lll

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoI ncdkse botwe dnneeds. _s__a_n__d_ Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from a:D:Droved Reserve Agents. Ohecks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(_i_f_a-n--y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesO. _o__t_to__n___a__n_d____o_t_h_e_ _r Oustomers Liabllity on Letters of
Oredit and Acce:Dtances...-------Profit and LosS--------------------Other Resources-------------------TotaL ______________________________ $

36,944.45
2,500.00 4,207.48 3,189.46 5,344.77
19,103.29
678 .59 415.63 366 .98
4,381.29
none none none
77.131.94

LIABILITIES:
Ca:Dital Stock..------------------- __ $ Surolus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:Daid.----------------Cashiers Checks-------------------Certliied Checks-------------------Demand De:Dosits-----------------TSaimviengCseDrteif:Dicoastietss_o__f_D__e_:_D__o_s_i_t_._.-_-_-_--_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_:D__t_a_n_c__es_ Bills Payable_____ -----------------Notes and Bills Rediscounted..--Other LiabilitieS--------------------

15,000.00 3.000.00 10.732.51
none none
3\i\.80 216.78
none
28.416.14 17,051.71
none
none none none
2.350.00

TotaL ______________________________ $ 77.131.94

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

RANK OF GIBSOX

Gibson, Ga.

As called for by the Superintendent of Banks.

B. F. WALKER,

E. E. GRIFFIN,

President.

Cashier.

Date of Charter: ll-7-1905

Began Busin('Ss: ll-!27-1905

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned-------Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned---------Cash in Vault and amounts due
from approved Reserve Agents.. Ohecks tor Clearing and Due from
other Banks.--------------------OOavsehrdIrtaefmtss.(_i_f_a--n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Ootton and other OuCsotommmeorsdiLtiiSaSb-i-l-i-ty---o-n---L--e-t-t-e-r-s--o--f
Credit and AcceptanceS---------Profit and LosS--------------------other ResourceS--------------------
Total--------------------------------$

36 '989 .53
none
3,000.00 1,600.00
none
51,837.24
none none
2,597.41
none none none none
96,024.18

LIABILITIES:
Ca:Dital Stock.----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:Daid.----------------Cashiers Checks.------------------Certliied CheckS-------------------Demand De:DositS------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other LiabilitieS--------------------

15,000.00 3,000.00 3,539.39
none none
l, 200.00 596 .77
none
72,688.02
none none
none none none none

Total--------------------------------$ 96.024.18

TENTH ANNUAL REPORT

69

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE GLENNVILLE BANK

Glennville, Ga.

As called for by the Superintendent of Banks.

W. F. Dl:RRENCE,

L. D. DUBBERLY,

Presidrnt.

Cashier.

Date of Charter: 1-12-1905

Began Business: 1-18-1905

RESOURCES:
Loans and Discounts..........$ Certificates of Indebtedness and
Bonds and Stocks owned... Banking House and Lot....... Furniture and Fixtures........ Other Real Estate owned......... Cash in Vault and amounts due
from aDDroved Reserve Agents. Choethckesr fboarnCklse.a__r_in__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers L!ab!l!tY on Letters of
Credit and AcceDtances.......... Profit and Loss................... Other Resources................
TotaL-------------------------------$

215,688.69 none
3,000.00 3,000.00 12,952.39 64,534.25 3,979.11
97 .34 710.11 none none none 6,000.00 309,961.89

LIABILITIES:
CaDital Stock. --------------------$
Surolus Fun<L--------------------Undiv!ded Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Div!dends UnDaid............ Cashiers Checks-------------------Certified Checks.------------------Demand DeDositS-----------------Time Certificates of DeDosit...... Savings DeDosits------------------Letters of Credit and AcceDtances BielxlsePcuatYedabfloer__C__u_s_t_o_m___e_r_s_._.__._._._._._.._ Notes and Bills Rediscounted..... Other Liab!l!ties...-----------------

60,000.00 12,000.00 l, 151.06 2,000.00
none none 14,116.53 none 109,657.06 111,037 .24 none none none none none

TotaL-------------------------------$ 309,961.89

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE PEOPLES BANK

Glennville, Ga.

As called for by the Superintendent of Banks.

S. H. HOWARD,

FELTON BX~KS,

President.

Cashier.

Date of Charter: 8-26-1907

Began Business: 1907

RESOURCES:
Loans and Discounts.............$ Certificates of Indebtedness and
Bonds and Stocks owned....... . Banking House and Lot........... Furniture and Fixtures..... ______ _ Other Real Estate owned.......... Cash in Vault and amounts due
from aDDroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC..o__t_t_o_n___a__n_d____o_t_h__e_r Customers Liability on Letters of PrCorfeitdaitnadndLAocssc.e_D__t_a_n__c_e_s__..___.______ Other Resources............
TotaL..... -------- _________ ...$

83,566.22 1,000.00 8,000.00 3,000.00 7,424.82 5,924.07 1,414.60
177 .48 627 .98 328.05 none none none 111, 463 .22

LIABILITIES:
CaDital Stock..............$ SurDlus Fund.--------------------Und!v!ded Profits-----------------Reserve FundS---------------------Due to Banks.---------------------Div!dends UnDai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeDositS------------------Time Certificates of DeDosit..... Savings DeDosits------------------Letters of Credit and AcceDtances
executed for Customers.......... Bills PaYable.. --------------------Notes and Bills Rediscounted..... Other LiabilitieS--------------------

25,000.00 5,898.56
none 4,444.24
none none 744.41 none 29' 100.56 45,879.64 395 .81 none none none none

Total--------------------------------$ lll ,463.22

70

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF GRANTVILLE

Grantville, Ga.

As called for by the Superintendent of Banks.

C. S. COLLEY,

C. E. BRASCH,

President.

Cashier.

Date of Charter: 9-10-1901

Began Business: 9-1901

RESOURCES:
Loans and Discounts.. ____________ $ Certl!icates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__.._._-_-_-_-_--_ FUrniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from CaosthheItrebmasn..k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamnmceodoitnies.C. _o__t t_o__n___a__n_d____o_t_h__e _r Customers LiabllitY on Letters of
Credit and Accevtances---------Profit and Loss..... ----------------Other Resources... -----------------
T o t a L . . . ---------------------------$

117,933.89 100.00
3,000 .oo
73~ .84 7,811.80 20,162.49
390.15 none 695.63 none none none none 150,830.80

LIABILITIES:
Cavital Stock.______________________ $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS..---------------------Dividends Un:oaid..----------------Cashiers Checks ------------------Certified Checks.------------------Demand Devosits-----------------Time Certificates of De:oosiL----Savings De:oosits------------------LBeieltxltseecPrusatoyefadCbflroeer_d_C_it_u_as_nt_o_dm_A__ec_r_cs_e___:_o___t_a___n__c__e__s__ Notes and Bills Rediscounted----Other Liabllitie~------------------

1205,,000000..0o0o
2,404.70 none none none 358.54 none
68,994.03 5,139.18 19,859.86
none 5,000.00 14,074.49
none

TotaL ______________________________$ 150,830 .so

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF GRAY

Gray, Ga.

As called for by the Superintendent of Banks.

R. H. KINGMAN, SR.,

J. L. ~IERCER,

President.

Cashier.

Date of Charter: 8-23-1909

Began Business: 8-28-1909

RESOURCES:

Loans.and Discounts ______________ $ 29,039.93

CeBrotinfidcsataensdoSftoIncdksebotwendende.s._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ______ . ___ _

none 2,497.27 2,437.68

Other Real Estate owned.. ________ _ 5,704.67

Cash in Vault and amounts due

from a:ovroved Reserve Agents.. 20,388.48

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

none none none

Advance on Cotton and other

Commodities---------------------

none

Customers LiabllitY on Letters of

PrCorfeitdaitnadnLdoAssc..c_e_:_o_t_a_n__c_e_s__-_-_-_-_-_-_-_--_

none none

Other Total

Resources------------------_______________________________

-$

- -no-ne
60,068.03

LIABILITIES:
Ca:oital Stock_______________________$ Survlus Fund_____________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdsS_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_._. Dividends Un:oaid.----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits-----------------Time Certificates of De:oosit ----SaVIngs Devos!ts------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_:_o_t_a_n_c__es_ Bills Payable.---------------------ONothteesr aLniadbBlliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._. _

15,000.00 none none none none none
1,648.17 none
36,963.69 2,456.17
none none 4,000.00 none none

TotaL _______________________________ $ 60,068.03

TENTH ANNUAL REPORT

71

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF GRAYMONT

Graymont, Ga.

As called for by the Superintendent of Banks.

J. M. KEW,

W. 0. COLEMAN,

President.

Cashier.

Date of Charter: 4-27-1901

Began Business: 1901

RESOURCES:
Loans and Discounts______________ $ CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweodnt_ne_de__s.__s____a____n__d__ FUrniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in Valllt and amounts due
from ai>I>roved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities----------------------
Customers Liability on Letters of Credit and Accei>tances----------
Profit and LOSS--------------------Other ResourceS..-------------------
TotaL______________________________ $

31,498.34
750 .oo
5,000.00 3,864.64 9.137.27 6,341.15
95.75 37.50 69.90 52.20 none 697.10 none 57,543.85

LIABILITIES:
Cai>ital Stock..______________________ $
Surolus FUnd---------------------Undivided Profits-----------------Reserve FUnds---------------------Due to BankS----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand Dei>ositS-----------------Time Certificates of Dei>osiL----Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities..------------------

25,000.00 none none none none none
l, 180.03 none
24,667.84 4,860.58
689.50 none none l, 145 .90 none

Total________________________________ $ 57,543.85

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF GREENSBORO

Greensboro, Ga.

As called for by the Superintendent of Banks.

T. B. RICE,

E. A. KIMBROUGH,

President.

Cashier.

Date of Charter: 1Q-13-1926

Began Business: 1Q-14-1926

RESOURCES:
Loans and Discounts--------------$ C eBrot inf idcsa taensdoSf t oI nc dk se botwe dnne eds. _s__a__n_d_ Banking House and Lot----------FOUthrenritRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ Cash in vault and amounts due
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.c. _o_t_t_o__n___a__n_d____o_t_h__e r_ Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e_i_>_t_a_n__c_e_s__________________ __ Other Resources.._________________ _
TotaL ______________________________ $

86,609.62 6,008.22
none 1,315.26
none 22,859.75 1,329.92
none 95.38 none none none none 118,218.15

LIABILITIES:
Cai>ital Stock ______________________ $ Surolus F.m<L--------------------Undivided Profits-----------------Reserve FUnds---------------------Due to BankS----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit.. ____ _ Savings Dei>osits------------------LBeieltxltseePcrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_d_m_A_e_rc_sc__e__i__>__t__a__n___c___es__ Notes and Bills Rediscounted..... Other LiabilitieS-------------------

25,000.00 2,000.00 3,878.19
none none 750.00 l, 709.53 none 84,880.43 none none none none none none

TotaL ______________________________ $ 118,218.15

72

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE GRf~ENVILLE BANKING CO.

Greenville, Ga.

As called for by the Superintendent of Banks.

J. P. ATKIXSOK.

W. L. PI~KSTOX,

President.

Cashier.

Date of Charter: 10-24-1887

Began Business: 1891

RESOURCES:
Loans and Discounts--------------$ Oertl.flcates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__..______._. Furniture and Fixtures-----------Other Real Estate owned---------Oash In Vault and amounts due
from aooroved Reserve Agents-Ohecks for Clearing and Due from OaosthheItreBmas_n_k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Overdrafts (It any)________________ _ AdOvoamncmeodoitnies.C, _o__t _t o__n___a__n_d____o_t_h__e _r
OOusrteodmitearsndLiAabcicUetpYtaoncneLs_e_t_t_e_r__s__o_t
Profit and LoSS--------------------Other Resources--------------------
~otaL------------------------------$

380,516.04 16,840.00 18,940.00 10,000.00 54,386.20 93,449.91
none 532.95 620.51 6,146.39 none none 1,344.09 582,776.09

LIABILITIES:
Caoital Stock... ----------- _____ ...$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dlvidends Unpaid..----------------CCearsthl.ifeiersd CChheecckkss-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _ Savings Deoosits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_. _________ -----------Notes and Bills Rediscounted... Other LiabiUties.............

95,000.00 36,441.94 2,523.43 2,295.11
none none 3,276.29 none 234,998.43 132,670.39 none none 53,350.17 22,220.33 none

TotaL ______________________________ $ 582,776.09

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

COMMERCIAL & SAVJNGS BANK

Griffin, Ga

As called for by the Superintendent of Banks.

B. H. BLAKELY,

E. II. GRIFFIN,

President.

Cashier.

Date of Charter: 10-11-1889

Began Bnsiness: 1890

RESOURCES:

Loans and Discounts ______________ $ 454,824.89

Oertl.ficates of Indebtedness and

Bonds and Stocks owned........ 16,420.00

BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t -_-__-_-_-_-_-_-_- -__-

9,956.00 7,138.00

Other Real Estate owned.. _______ _ 33,497 .oo

Cash In Vault and amounts due

from approved Reserve Agents.. 95,921.46

Checks for Oleartng and Due from

C aosthh eItreBmas.n. _k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_- -_-_

29,895.08 3' 441.61

Overdrafts (It anYl----------------- 3,263.04

Advance on cotton and other

Commodities..---------------------

none

Oustomers LiabiUtY on Letters of

Credit and Acceptances...........

none

Profit and LOSS---------------------

none

TOothtae}r._R_e__s_o_u__rc__e_s_._._--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -6516,- ,810507-..o0o8

LIABILITIES:
Capital Stock--- __ ------------------$
surolus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other LiabiUtles..... ______ ---- ------

100,000 .oo 25,000 .oo 15,682.27
none none 7,000.00 6,175.01 290.00 318,793 .06 none 183,216.74 none none none none

TotaL..... __ ... ____________ ________ $ 656,157.08

TENTH ANNUAL REPORT

73

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

GRIFFIN BANKING CO.

Griffin, Ga.

As called for by the Superintendent of Banks.

J. P. NICHOLS, JR.,

J. N. BELL,

President.

Cashier.

Date of Charter: 10-26-1870

Began Business: 10-26-1870

RESOURCES:

Loans and Discounts..............$ 1,028,352.85

Certificates of Indebtedness and

Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............

2410207,,,044008006...8oo3oo

Other Real Estate owned.......... 38,822 .80

Cash in Vault and amounts due

from approved Reserve Agents.. 185,016.44

Checks for Clearing and Due from

other Banks...................... 63,288.85

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

710.97 2,389.67

Advance on Cotton and other

Commodities...................... 188,179.71

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and LoSS.--------------------

none

Other Resources.-------------------

55.73

TotaL______________________________- $ 1- , 76-6,7- 03 .- 85

LIABILITIES:
Capital Stock..---------------------$ Surplus Fun<L...-----------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks...-------------------Dividends Unpaid.----------------Cashiers Checks.................... Certified CheckS-------------------Demand DevositS...----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable..---------------------Notes and Bills Rediscounted..... Other Liabilities.....................

150,000.00 100,000.00 50,290.33
none none
3,784.50 16,568.55
none
869,653.01 288' 119 .48 288' 287 .98
none none none none

Total................................$ 1, 766,703.85

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

JONES COUNTY BANK

Haddock, Ga.

As called for by the Superintendent of Banks.

T. R. TUR:\ER,

G. A. SMITH,

President.

Cashier.

Date of Charter: 7-4-1905

Began Business: 7-25-1905

RESOURCES:

Loans and Discounts..............$ 53,291.92

Certificates of Indebtedness and

Bonds and Stocks owned........ 7,375.00

Banking House and Lot........... 1, 700 .ll

FUrniture and Fixtures............ Other Real Estate owned..........

210,,383223..olol

Cash in Vault and amounts due

from avvroved Reserve Agents.. 6. 742.57

Checks for Clearing and Due from

other Banks......................

none

COavsehrdIrtaefmtss.(.i.f.a.n..y.)._._._._._._._._._._._._._._._..__.

468.65 64.21

Advance on Cotton and other

CommoditieS----------------------

none

Customers LiabilitY on Letters of

Credit and Accevtances..........

none

Profit and Loss.....................

none

Other Resources....................

none

----

Total.................-.-.--.----.---$ 91,797 .57

LIABILITIES:
Capital Stock.......................$ Surplus Fund....................... Undivided Profits-----------------Reserve Funds......---------......DDiuveidteonBdsanUknsp--a-i-d-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.-. Cashiers Checks-------------------Certified Checks.................... Demand DepositS-----------------Time Certificates of Devosit....... Savings Devosits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills PaYable_...................... Notes and Bills Rediscounted..... Other Liabilities.....................

25,000.00 15,000.00
97.94 456.02
none none
549 .95
none
32,193.02 7,000.64
none
none
56,,500000..0o0o
none

TotaL...............................$ 91,797.57

..

74

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF HAPEVILLE

Hapeville, Ga.

As called for by the Superintendent of Banks.

J. M. DANIEL,

HORACE FORT,

President.

Cashier.

Date of Charter: 1-11-1911

Began Business: 1-17-1911

RESOURCES:
Loans and Discounts--------------$ BCeaBrnotkinfiidncsgaatHensoduoSsfetoIancnkddseboLtweondte_n_de_._s.__s____a____n__d__ FOuthrneirtRureealaEndstaFtiextouwrensed--..-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks..---------------------Cash Items..------------------------Overdrafts (if anYl----------------Advance on Cotton and other CuCsotommmeords iLtiieaSb.i.-li-t-y---o-n---L-e--t-t-e-r-s--o--f
Credit and AcceptanceS---------Profit and Loss..-------------------Other Resources..------------------TotaL------------------------------$

202,574.66 none
4,810.84 5,433.26 16,289.77 35,695.33
none 485.58 none none none none none 265,289 .44

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable________ ------------- __ Notes and Bills Rediscounted..___ _ Other LiabilitieS-------------------

15,000.00 16,250.80 2,188.23
none none none 2,094.45 none 113,168.66 9,947.20 106,640.10 none none none none

TotaL______________________________ $ 265,289.44

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF COLUMBIA COUNTY

Harlem, Ga.

As called for by the Superintendent of Banks.

E. D. CLARY,

L. M. CONKER,

President.

Cashier.

Date of Charter: 11-29-1909

Began Business: 12-13-1909

RESOURCES:

Loans and Discounts ______________ $ 63,816.47

Certificates of Indebtedness and

Bonds and Stocks owned..______ _ 9,900.00

Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

6,000.00 2,104.59 3,295.90

Cash in Vault and amounts due

from approved Reserve Agents__ 42,517.80

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 123.16

AdCvoamncmeodoitnies.C._o__t_to__n___a__n_d____o_t_h__e_r

none

Cuvs1toodmitearns dLAiacbcileiptYtanocnesL.e_t_t_e_r_s__o_f_

none

Profit and LOSS---------------------

none

Other Resources------------------TotaL _____________________________

-
$

-127-,7n5o7-.n9e2

LIABILITIES:
Capital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Leetxteecr.s1toefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNiolltessPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-__--_ Other Liabilities....-----------------

25,000.00 8,250.00 4,001.14
none none 28.00 739.07 none 72,570.98 17,168.73 none none none none none

Total--------------------------------$ 127,757.92

TENTH ANKl' AL REPORT

75

STATEMENT

Showing condition at the close of Business December 31, 1929, of the PLANTERS BA~K Hawkinsville, Ga.
As called for by the Superintendent of Banks.

N. A. JELKS, President.
Date of Charter: 1Hi!7-1896

C. H. REYNOLDS, Cashier.
Began Business: 3-1896

RESOURCES:
Loans and Discounts~-------~--~-~$ Certiticates of Indebtedness and
Bonds and Stocks owned------~ Banking House and Lot.~---~--~- Fumiture and Fixtures~--------~- Other Real Estate owned--------Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks~--------------------Cash Items~---~-------------------Overdrafts(!! anY>-------~-------- Advance on Cotton and other
Commodities~-------------------
Customers Llab!l!ty on Letters of Credit and Acceptances---------
Profit and Loss-------------------Other Resources----~-----------~-TotaL ... --- ____ .. ________ ~ ____ ~ ... ~$

287,039.22
1153,,090800..6o3o
none 14,302.65 135.622 .36 3,833.13
none none 5, 702.84 none none none 475,480.83

LIABILITIES:
Capital Stock~------------~--------$ Survlus Fund --------------------Undivided Prof!ts~--------~------- Reserve Funds--------------------Due to Banks---~-----------~----- Dividends Unpaid----------------Cashiers Checks.................... Certified Checks~----------------- Demand Deposits ----------------Time Certiticates of Deposit~~--- Savings Deposits~---------~-~----- Letters of Credit and acceptances
executed for Customers.......... BNiolltsesPaanyadbBleill-s-R-~e--d-i-s-c-o--u-n-t-e--d--_-_-_-_ Other Liabilities ------------------

50,000.00 50,000.00 43,500.00
647.67 none 6,000.00 1.952.33 none 261.630.95 61,749.88 none none none none none

TotaL.-----~------------------- ....$ 475,480.83

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF HAZLEHURST Hazlehurst, Ga.

As called for by the Superintendent of Banks.

Z. W. KIRKLAND, President.
Date of Charter: 10-19-1906

J. F. MATTHEWS, Cashier.
Began Business: 1906

RESOURCES:
Loans and Discounts~-------------$ Certificates of Indebtedness and
Bonds and Stocks owned------Banking House and Lot~--------- Furniture and Fixtures~---------- Other Real Estate owned------~- Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks~~------------------- COavsehrdIrtaefmtss(-!-!-a--n-y-)--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities~-------------------
Customers Liab!l!ty on Letters of Credit and Acceptances---------
Profit and Loss-------------------Other Resources------------------TotaL .. ~----~ .... ~.~.~~.~.~---~ ___ .$

29,017.33 25,000.00
none
203,,070203..0o0o
48,811.27 37.64 270.50 none none none none 49.30
126.909.04

LIABILITIES:
Capital Stock ______________________$
Survlus Fund --------------------Undivided Profits............. ~---Reserve Funds~~------------------- Due to Banks---------------------Dividends Unpaid----------------Cashiers Checks~------------------ Certified Checks------------------Demand Deposits ----------------Time Certl!icates of Deposit~---- Savings Deposits~-----------------. Letters of Credit and acceptances
executed for Customers.......... Bills PaYable ---------------------Notes and Bills Rediscounted-~- Other Liabilities ------------------

15,000.00 none
1.220.89 none none none
1,289.53 none
100,289.52 none
9,109.10 none none none none

TotaL------------------------------$ 126,909.04

76

DEPARTMENT 0}' BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the THE RANK OF HELEN Helen, Ga.
As called for by the Superintendent of Banks.

JOHN E. MITCHELL, President.
Date of Charter: 7-4-1913

CHAS. W. WHITE, Cashier.
Began Business: 8-1913

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSftoIcnkdsebotwednnedes_s__a__n_d_ Banking House and Lot __________ _ Furniture and Fixtures___________ _ Other Real Estate owned--------Cash in Vault and amounts due
from ai>I>roved Reserve Agents._ Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Advance on Cotton and other
Commodities--------------------Customers Liability on Letters of Credit and Accei>tances --------Profit and Loss-------------------Other Resources-------------------
TotaL. ____________________________ .$

59,872.26 none
3,399.71 1.174.70 2,961.85 22,365.47
none none 214.92 none none none 35.00 90,023.91

LIABILITIES:
Cai>Ital Stock----------------------$ SUunrdoilvuids eFduPnrdof-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Reserve Funds--------------------Due to Banks---------------~----- CDaivsihdieenrsdsCUhenci>kasl_d__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_
Certified Checks------------------TDiemmeaCnderDtifeiic>aotseltss o-f-D--e-i->-o--s-it--_-_-__-_--_ Savings Dei>oslts. __ --- __ ---------- _ LeetxteecrsutoefdCfor er dCi tusatnodmAercsc_e_i_>__ta_n__c_e_s Bills Payable . _. _. __ ....... _...... . Notes and Bills Rediscounted ---Other Liabilities ------------------

15,000 10.000

..oooo

6,551.67

none

none

none

12li.65

none

27,579.17

30,767.42

none

none none none none

TotaL ______________________________$ 90,023.91

STATEMENT

Showing condition at the close of Busin_ess December 31, 1929, of the
BANK OF HIAWASSEE Hiawassee, Ga.

As called for by the Superintendent of Banks.

J. F. JOHNSON, President.
.Date of Charter: 6-14-1909

W. 0. SPARKS, Cashier.
Began Business: 7-21-1909

RESOURCES:

Loans and Discounts ______________$ 33,888.88

Certificates of Indebtedness and

Bonds and Stocks owned ______ _ Banking House and Lot.. ________ _

none 1.500.00

FOuthrneirtRureealaEndstaFtiextouwrense-d---__-_-_-_-_-_-_--_

500.00 10,900.00

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 36,142.06

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_

none 328.28

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-l-i-ty---o-n---L-e--tt-e--rs---o-f

none

Credit and Accei>tances ---------

none

Profit and Loss--------------------

none

Other Resources-------------------

none

TotaL ______________________________- $ -83- ,259- .22

LIABILITIES:
Cai>ital Stock-----------------------$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>ai<L---------------Cashiers Checks-------------------CDeermtiafinedd DCehie>coksists--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Dei>osit.. ____ _ Savings Dei>osits. -----------------LeetxteercsutoefdCfor er dCi tusatnodmAercsc_e_i_>__ta_n__c_e_s Bills Payable______ -----------------Notes and Bills Rediscounted.... Other Liabilities..... __ -------------

15,000.00 5.000.00 6,083.90
none none none 66.41 none 34,740.62 23,368.29 none none none none none

TotaL. ________________ ---------- __ .$ 83,259.22

TENTH ANNUAL REPORT

77

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF HILLSBORO

Hillsboro, Ga.

As called for by the Superintendent of Banks.

G. E. FULLERTON,

E. B. McCULLOUGH,

President.

Cashier.

Date of Charter: 8-23-1911

Began Business: 8-30-1911

RESOURCES:

LIABILITIES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toI ncdkes botwe dnneeds. _s__a__n_d_
Banking House and Lot----------Furniture and Fixtures----------- Other Real Estate owned..--------Cash in Vault and amounts due
from ai>proved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl---------------Advance on Cotton and other
Commod!ties.--------------------Customers LiabilltY on Letters of
Credit and AcceptanceS---------Profit and LOSS--------------------Other ResourceS--------------------

49,788.72 72,822.14 1,710.00
800.00 2.000.00 11,533 .54 1,000.00
none none none none none none

Cat>ital Stock.________ --------------$
Sun>lus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------CCaesrthiifeiersd CChheecckkss-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TDiemmeaCnedrDtifeitc>aotseistSo-f--D--e-p-o--s-it-_--_-_-_-_-_--_ Savings Depo<;its------------------Letters of Credit and Acceptances
executed for Customers---------Bllls Payable_---------------------Notes and Bills Rediscounted..---Other Liabilities-------------------

25,000.00 none 485 .15 none none none 40.79 none
24,532.46 ' 89,596 .00
none none none none none

-=--:.:-:.:-:.:-:.:-:.:- -=--:.:-.:.:-:.:-:.:-:.:-:.:-_"'_ __,T"'ot""a,lo::--:.:-.:.:-

-::-c::c-

$'--_,1:-o39,_,,~65"-'4'-'-.4'-'0c.___,___T"'-o"'t""a,_L:.:-:..:--:.:-:..:--:.:-:..:_-"'_-::-:.::--::-c::c--:.:-.:.:-:.:-:..:--:.:-:..:-:.:-::..:--:.::-.,_,$'-..::13""9"'6, 54.41J_

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE HINESVILLE BANK

Hinesville, Ga.

As called for by the Superintendent of Banks.

D. F. :MARTE\,

T. II. J\IC'DOWELL,

President.

Cashier.

Date of Charter: 9--4-1911

Began Business: 11-15-1911

RESOURCES:

Loans and Discounts______________ $ 74,871.65

CeBrotinfidcsataensdoSftoIncdkes botwednneeds._s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in vault and amounts due

none 1, 982.00 2,499.32
none

from ai>I>roved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash ItemS-------------------------Overdrafts (if anY>----------------Advance on cotton a.nd other

27' 523.91 2,192.90
none 248.90

Commod!t16S---------------------Customers Liabillt:v on Letters of

none

Credit and AcceptanceS----------

none

Profit and LOSS---------------------

none

Other ResourceS--------------------- - -109-.45

Tota.L-------------------------------$ 109,428.13

LIABILITIES:
Capital Stock.----------------------$ Sun>lus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------CDaivshidieenrsdCs hUewckasid__._.-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Certified CheckS-------------------TDiemmeaCnedrDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PayablEL---------------------Notes and Bills Rediscounted..---Other LiabilltieS--------------------

15,000.00 6,000.00 3,579.41
none none none 945.91 60.00 64,476.46 19,366.35 none none none none none

Total------------_._---___ ----____---$ 109,428.13

78

DEPARTMENT OF BANKING

STATEME!\T

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF HOMERVILLE

Homerville, Ga.

As called for by the Superintendent of Banks.

W. Y. 1\IrSGROYE,

G. A. GIBBS,

President.

Cashier.

Date of Charter: 5-6-1903

Began Business: 7-3-1903

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSftoIncdkes botwendende.s._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash In Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiaAbcicleit;Y;,taonnceLs.e_t_t_e_r_s___o_f POrtohfeirt RanedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

214,131.42 350.00
11,000.00 8,069.89 3,098.80 40,748.13 1,480.27 l' 750 .35
none none none 1,815.65 none

LIABILITIES:
Capital Stock-----------------------$ Surolus Fund....--------------------Undivlded Profits-----------------Reserve Funds---------------------Due to BankS..---------------------Divldends Unpaid..---------------- Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable-----------------------Notes and Bills Rediscounted...... Other Liabilities-------------------

-=T'-"oe":tal=--:.:.:.::.::-.:.:-:.:'-'-:.:-'-'-:.:-'-'-:.:--=-=-.:.:-:_:-.:.:-:.::.:.:-:.:-'-'-:.::-::$~__.2::::8::c2c:44.:.:4c:.5,-_,l:____,____T=ot,a_,l=--:.:--=---. ________ . ____ . _. ______ .. $

15,000 .oo
30.00!l .00 none none none 45.00
1,110.34 2.20
85,236.69 115,086 .53 15,963.75
none 20,000.00
none none
282,444 .51

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CLIJ\'CII COUJ\'TY BANK

Homenille, Ga.

As called for by the Superintendent of Banks.

GEO. -:\1. DA2\JE,

W. C. 'YOOTE~,

President.

Cushier.

Date of Charter: 9-2-1919

BC'gan Business: !l-10-1919

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot__________ _ FUrniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash In Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmas.n._k_s_._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (If any) ________________ _ Advance on Cotton and other
Co=odities..--------------------CuCsrteodmitearsnLdiAabcicleiptytaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss--------------------Other Resources.....----------------
TotaL------------------------------$

71,069.78 none
2, 946.23 3,000.00 3,482.87 24,015.42 7,250.31
53.35 750.40 none none
6.61 none 112,574 .97

LIA UILIT rES:
Capital Stock.----------------------$ Surolus Fun<L---------------------Undivided Profits-----------------Reserve FUnds---------------------Due to Banks----------------------Dividends UnPaid~---------------- CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Demand Deposits~----------------- Time Certificates of Deposit.... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_--_-_ Notes and Bills Rediscounted.. Other Liabilities------------------

18,000 .oo
none none none none 16.00 506.37 none 35,493.17 35' 850.86 14,148.72 none none none 8,559.85

TotaL_______________________________$ 112 ,574.97

TENTH ANNUAL REPORT

79

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF HOSCHTON

Hosehton, Ga.

As called for by the Superintendent of Banks.

H. P. DeLAPERRIERE,

B. F. WILSON,

President.

Cashier.

Date of Charter: 5-~3-1904

Began Business: 5-4-1904

RESOURCES:
Loans and Discounts.............$ Oertif!cates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned........ .. Oash In Vault and amounts due
from approved Reserve Agents.. Ohecks for Olearlng and Due from
other Banks.--------------------OOavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._-_-_-_--_ Advance on Ootton and other
Commodities..................... . Oustomers LiabilitY on Letters of
Oredit and Acceptances.......... Profit and Loss..................... Other Resources....................
TotaL..............................$

39,575.10 none
1, 700 .oo 2,095.50 10,000.00 42,831.58
none 19 .oo none none none none 1,593.65 97,814.83

LIABILITIES:
Oapital Stock.............. --------.$ Surplus Fund---------------------Undivided Profits.................. Reserve Funds...................... Due to Banks...................... . Dividends Unpaid................ .. Oashiers Ohecks.................... Oertified Ohecks... ____ ............ . Demand Deposits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Oredit and Acceptances
executed for Oustomers.......... Bills Payable_________ ............ .. Notes and Bills Rediscounted.... . Other Liabilities.......... -------- ..

30,000.00 12,000.00
326 .39 329 .47 none 2,400.00 203 .02 none 47,517.25 4,976.68 none none none none 62.02

Total................................ $ 97,814.83

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

PEOPLES BAJ\'K

Ideal, Ga.

As called for by the Superintendent of Banks

.J. W. r-.iELSOK,

MAGGIE CHILDS,

President.

Cashier.

DatP of Charter: 3-26-l9iW

Began Business: 3-1920

RESOURCES:

LIABILITIES:

Loans e,nd Discounts..............$ Oertif!cates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Oash In Vault and amounts due
from approved Reserve Agents.. Ohecks for Clearing and Due from
other Banks...................... Oash Items...... ---------------- .... Overdrafts (if anYl----------------Advance on cotton and other
C o m m o d i t i e s. . . . . . . . . . . . . . . . . . . . . . OUstomers Liabilit~ on Letters of
Oredit and Acceptances........... Profit and Loss...................... Other Resources....................

36,596 .36 200 .oo
2,376.50 3,001.28
61.42 8,468.96
none 85 .oo 3.20 8,366.22 none none none

~~~~~-

Oapital Stock.......................$ Surplus Fund..................... .. Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Oashiers Ohecks.................... Oertified Ohecks.................. .. Demand Deposits................... Time Certificates of Deposit.......

15' 000.00 3,000.00
940.68 none none none 327 .88 none 28,331.30 1,559.08

Savings Deposits...................

none

Letters of Oredit and Acceptances BielxlsePcuatYedabfloer__O__u_s_t_o_m__e__r_s_._._._._._._._..__.

none 10,000.00

Notes and Bills Rediscounted..... Other Liabilities....................

none none

=,-- .. __ Total............................ _c:_-_$_5_9.~.94'--~~T=-=-otaL..:_--_--_--._.._, ~----_--_--_-

$ 59, 158 .94

80

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF ILA

Ila, Ga.

As called for by the Superintendent of Banks.

A. S. WESTBROOK,

J. L. TIIOl\IPSON,

President.

Cashier.

Date of Charter: 10-11-1910

Began Business: 10-15-1910

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot __________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents. Choetchkesr fboarnCklse_a_r_i_n__g__a_n__d__D__u_e__f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
PO~t1hIe~r~nR~ensfoou~~rc-e~s~_~_~_~_~__~_~_~_~__~_:_:_:__:_:_:_::_
TotaL-------------------------------$

51,689 .29 none
2. 487.42 l, 615 .80
17' 466 .oo
l, 335 .fi4 14,862.40
none 72.00 none none none none 89,528 .55

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L---------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidt oenBdas nUknso- -o-i-d- -. .-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ CCae.rsthifieiersd CChheecckkss_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Accevt11nces BielxlsePcua.tYedabfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__t_e_d________ __

15,000 .oo
10,000.00 15' 328.87
none none none 29 .31 none
2fi.2c18 .23 22' 922 .14
none
none none none none

TotaL.. __________________________ ---=---=-$--'-89'-''-'-528 .55

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

IRWINTON BANK

Irwinton, Ga.

As called for by the Superintendent of Banks.

GEO. H. CARSWELL,

.K. H. BACON,

President.

Cashier.

Date of Charter: 2-17-1911

Began Business: 2-1911

RESOURCES:

LIABILITIES:

--Loans

----------and Discounts ______________ $

----
83,702.65

-

-

C-a- pit-al

S-to-ck.-___-______________-___- __

$-

-15-,00- 0 .o- o

Certificates of Indebtedness and Bonds and Stocks owned.______ _
Banking House and LoJt__________ _

500.00 2,500.00

SUunrdpivluidseFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds_____________________ _

3,000.00 3,690.24
none

FOuthrneirtuRreealaEndstaFtiextouwrensed--_-_-_-_-__-_-_-_--_

l, 740.50 11' 180.93

DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_

none 108.00

Cash in Vault and amounts due

Cashiers Checks--------------------

767 .87

from approved Reserve Agents.. Checks for Clea:ring and Due from

30,872.78

CDeermtiafinedd DCehpeocskist_s________________-_-_-_-_-_-__-_-_-_--_

none 80,248.17

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_

none none

TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it____________ __

29,833.06 none

Overdrafts (if any) ________________ _ 2,150.48

Letters of Credit and Acceptances

AdCvoamncmeodoitniesC__o_t_t_o__n___a_n__d____o_t_h_e_ r_

none

executed for Customers---------Bills Payable.----------------------

none none

CuCsrteodmitearsnLdiAabcicleitpNtaonnceLs_e_t_t_e_r_s___o_f

none

NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e_d__._._._.._

none none

POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL-------------------------------$ 132,647.34

TotaL ______________________________ .$ 132,647.34

TENTH ANNUAL REPORT

81

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

JACKSON BANKING CO.

Jackson, Ga.

As called for by the Superintendent of Banks.

F. S. ETHERIDGE,

L. P. McKIBBEN,

President.

Cashier.

Date of Charter: 1'2-15-1888

Began Business: 1'2-15-1888

RESOURCES:

Loans and Discounts ______________ $ 156,287 .55

Certificates of Indebtedness and

Bonds and Stocks owne<L....... 57' 761.86

BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t _-_-_-_-_-_-_-_-_-_- -_

8,631.76 3,035.56

Other Real Estate owne<L..------- 23,244.08

Cash in vault and amounts due

from approved Reserve Agents.. 19,674.26

Checks for Clearing and Due from

other Banks----------------------

3,024.54

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

105 .46 .24

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CPruCosrfteiotdmaitenradsnLLdoiAassbc_ic_le_ip_ty_ta__no_cn_e_s_L,_.e___t_t__e___r__s_____o__f

21,638.27 none

Other Resources.-------------------

1, 436.29

----

TotaL...---------------------------$ 294,839.87

LIABILITIES:
CSuarppitlaulsSFtuoncckL--.-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ $ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCearsthiifeierds CChheecckkss-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable______________________ _ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__t_e_d_._._._.._

100,000.00 20,000.00 2, 988.48
none 25,000.00
none 988.77 none 65,191.16 10,894.71 33 '761.34 21' 638.27 5,500.00 8,877.14 none

TotaL..... ------------------------- $ 294,839.87

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

PICKENS COUNTY BANK

Jasper, Ga.

As called for by the Superintendent of Banks.

R. L. McCLAIN,

S. C. McCLAIN,

President.

Cashier.

Date of -Charter: 7-10-19~9

Began Business: 6-1909

RESOURCES:

Loans and Discounts...........$ 312,256.70

Certificates of Indebtedness and

Bonds and Stocks owne<L..

none

Banking House and Lot......... 6,925.00

Furniture and Fixtures...........

819.50

Other Real Estate owne<L........ .

4,311.74

Cash in Vault and amounts due

from approved Reserve Agents.. 76,352.03

Checks for Clearing and Due from

other Banks.---------------------

2,619.19

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__-

none 45.95

Advance on Cotton and other

C o m m o d i t i e s. . . . . . . . . . . . . . . . . . . . . .

none

Customers Liability on Letters of

Credit and Acceptances........ ..

none

Profit and Loss.....................

none

Other Resources.................... TotaL ______________________________

-
$

-403-,3n3o0-.n1e1

LIABILITIES:
Capital Stock......................$ Surplus FuncL..................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... CDeermtiafinedd DCehpeocskist.s._... .__._._._._._._._._._._._._..__. Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers..........
~~i~i:~~b~tls-iiediScoliiife<L::::
Other Liabilities...... ------ ........

15,000.00 23,000.00
none none 5,605.28 1,200.00 402.00
2.50 171,000.94 35,846.84 151' 272.55
none none none none

TotaL.............................. $ 403,330.11

82

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS BANK & TRUST CO.

Jefferson, Ga.

As called for by the Superintendent of Banks.

T. S. JOHNSON,

S. C. MORRISON,

President.

Cashier.

Date of Charter: SHlS-1920

Began Business: 3-4-1920

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsaatensdoSftoInckdsebotwenden<eLs.s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owne<L........ . Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from CaosthheItrebmasn..k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters o! PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_._._._._._._._._. _.
Other Resources....----------------TotaL ______________________________ $

203,632.49
39,243.88 10,000.00 3,843.52 14,616.47
45,894.86
1,565.96 956.65
4,630.33
794.21
9,039.07
none none
334,217.44

LIABILITIES:
Capital Stock.______________________ $ survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks...--------------------Dividends Unpai<L----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Devosit....... Savings Devosits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__t_e_d_._._._.._

9174,,070700..0oo0
3,469.55
none none
526.60 1, 944.70
none
126,582.94 39,568.20
none
7,457.54
none
42,897.91
none

TotaL ______________________________ $ 334,217.44

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

f'ARMERS & l\IERCIIA~TS BANK

jeffersonville, Ga.

As called for by the Superintendent of Banks.

W. H. l\lcCRARY,

R. :\. HARRISO~,

President.

Cashier.

Date of Charter: 7-2-t-1911

lkgan Business: R-1 911

------------=-=.c======

RESOUHCES:

LIABILITIES:

------------------ -----------------------

Loans and Discounts .. ____________ $ 31,736.02 Certificates of Indebtedness and

Capital Stock_______________________ $ survlus Fund_____________________ .

15,000.00 500.00

BaBnoknidnsgaHnoduSsetoacnkds oLwonte_<__L_._._.__._._. ._ Furniture and Fixtures __________ _ Other Real Estate owne<L________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

none
3,100.00 1, 967.50 3,285.00
21,907.74

Undivided Profits-----------------RDeuseertvoe BFaunnkdss.-. -_-_-_-_-__- _-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends Unpai<L.. ______________ _ Cashiers Checks__________________ __ Certified Checks___________________ _ Demand Deposits________________ __

3,007.12
none none none
398 .93
none
38,715' 62

other Banks----------------------

997 .30

Time Certificates of Deposits..... . 6,776.89

COavsehrdIrtaefmtss-(i-f--a-,-n-y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

926.09 338.91

Savings Deposits------------------Letters of Credit and Acceptances

none

AdCvoamncmeodoitniesC..o..t.to..n. __a. n__d____o_t_h__er

none

executed for Customers.......... Bills Payable.. ---------------------

none none

Customers LiabilitY on Letters of

Notes and Bills Rediscounted.... .

none

Credit and Acceptances..________ _

none

Other Liabilities________ . __ .. __ .. ..

none

Profit and Loss.... ----------------

none

Other Resources...-----------------

140.00

Tota~~-----------------------------$ 64,398.56

TotaL ______________________________ $ 64,398.56

TENTH ANNUAL REPORT

83

STATEMENT

Showing condition at the close of Business Decen:tber 31, 1929. of the

THE FARMERS BANK

Jenkinsburg, Ga.

As called for by the Superintendent of Banks.

H. G. ASBURY,

H. C. CHILDS,

President.

Cashier.

Date of Charter: 1-3-1910

Began Business: 1-1910

RESOURCES:
Loans and Discounts.-------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L______ _ Banking House and Lot._________ _ FOUthmeritRuieealaEndstaFtiextouwrneesd.-_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss.(.i.f-a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Advance on Cotton and other
Commodities. . - - - - - - - - - - - - - - - - - - C uCsrteodmi te rasnLd iAa bciclei tpyt aonnc eLs_e_t_t_e_r_s___o_f Profit and Loss____________________ _
Other Resources--------------------

12,225.75 none
1.500.00 1,519.56 1.000.00 21.416.62
50.31 5.00 2.39 none none none none

LIABILITIES:
Capital Stock.______________________ $
USunrdpivluids eFduPnr<oLfi-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks ------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-J-)-o-s-it-_-_--__-_-_--_ Savings Deposits------------------Letters of Credit and AcceJ)tances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities-------------------

15,000.00 none
4,665.58 none none none none none
18,054.05 none none none none none none

_..Tc:-o::otal=--:.:cc-:.:cc--:.:::.:-:.:-::.:--:.:-:.:--:.:-:.:--:.:--:.:-::.:-:.:-::.:-:.:::.:--:.:-,.,$_ _::.3~7,~7~19c.:.6~3~_._-~T~ot~a~l::.:--:.:-.:.::.:--:.:-::.:--:.:-cc--:.:-::.:--:.::-::.:--:.:-::.:-:.::-::.:--:.:-:.:-:.:-:.:-:.:$"---_37, 719 .63

STATEMENT

Showing condition at the close of Business Decen:tber 31, 1929, of the

BANK OF CLAYTON COUNTY

Joneshorc, Ga.

As called for by the Superintendent of Banks.

0. J. COOGLER,

L. l\1. KING,

President.

Cashier.

Date of Charter: 10-10-1908

BC'gan Business: 10-27-1908

RESOURCES:
Loans and Discounts. _____________ $ Certificates of Indebtedness and
Bonds and Stocks owne<L______ _ Banking House and Lot __________ _ Furniture and Fixtures ---------Other Real Estate owne<L________ _ Cash in Vault and amounts due
from approved Reserve Agents-Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoa=ncoediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of
Credit and Acceptances..________ _ POrtohfeirt aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________$

56.737 .28 1,000.00 3,000.00 2,000.00 9,473.85 41,987.17
139.58 74.26 none none none none none 114,412.14

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds..--------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers _________ _ Bills Payable.. --------------------NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n__te__d________ __

25,000.00 4,000.00
353.73 320.00 none none 27.50 none 46,195 .69 none 38,515.22 none none none none

TotaL ______________________________ $ 114,412.14

84

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of tht>

BANK OF JONESBORO

Jonesboro, Ga.

As called for by the Superintendent of Banks.

A. C. BLALOCK,

J. B. PULLIAM,

President.

Cashier.

Date of Charter: 10-6-1903

Began Business: 11-7-190:3

RESOURCES:
Loans and Discounts--------------$ C eBrot inf idcsa taensdoSf t oI nc kdse botwe dnneeds__s__a__n_d_ Ba.nking House and Lot__________ _ Furniture and FixtUres___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s___o_f Profit and Loss--------------------Other Resources-------------------TotaL ______________________________ $

160,160.47 10,101.88 1,500.00 1,000.00 62,067.44 109,225.90
560.42 776.22 1,289.56 none none none none 346,681.89

LIABILITIES:
Capital Stock.______________________ $
Surplus FuncL--------------------RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp--a-i-d---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits __________________ _ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities--------

2255,,000000..0o0o
54.49 none none none 202.20 none 296,425 .20 none none none none none none

TotaL------------------------------$ 346,681.89

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMEHS & MERCHANTS BANK

Junction City, Ga.

As called for by the Superintendent of Banks.

C. W. MOORE,

W. A. BLYTHE,

President.

Cashier.

Date of Charter: 3-23-1912

Began Business: 4-3-1912

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned-..... Banking House and Lot..-........ FUrniture and Fixtures........... Other Real Estate owned-......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks----------- COavsehrdIrtaefmtss(.i.f.-a-n--y-)-_-_-_-_-_-_-_-___-_______ AdCvoamnmceodoitnies.c. _o_t_t_o__n___a__n_d____o_t_h__e r_ Customers LiabilitY on Letters of
Credit and Acceptances...... Profit and Loss................ Other Resources...-----
TotaL...........................$

46,644.03 4,387.00 1,050.00 l, 350.00
none 27,119.46
552.22 162.50 none 5,300.50 none none none 86,565.71

LIABILITIES:
Capital Stock.. _____________________ $ Surplus Fund_. ___________________ _
Reserve Funds----------------- Undivided Profits-----------------DDiuveidtoenBdsa.Unnkpsa-i-d-_--_-_-_-__-_-_-__________ CCaesrthiifeiersd CChheecckkss.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcaotseistso-f-D--e-p--o-s-i-t.______ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s__to__m__e_r_s__-_-_-_-____-_ Notes and Bills Rediscounted-.. _. Other Liabilities ..........

15,000.00 15,000.00 l, 165.41 1,623.00
none none 211.76 none 31' 663.24 21,902.30 none none none none none

Total.......................$ 86,565.71

TENTH ANNUAL REPORT

85

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

KENNESAW STATE BANK

Kennesaw, Ga.

As called for by the Superintendent of Banks.

J. G. LEWIS,

L. C. CHALKER,

President.

Cashier.

Date of Charter: 4-~0-1910

Began Business: 3-1910

RESOURCES:

Loans and Discounts--------------$ 51.498.44

CeBrotinfidcsataensdoSf toIncdksebotwendende_s_s__a__n_d_ Banking House and Lot__________ _

3,5n0o0 n.oeo

FOuthrneirtRureealaEndstaFtiextouwrense-d-_-_-_-_-_-_-_-_-_--_

2,222.68
none

Cash in Vault and amounts due

from approved Reserve Agents __ 10,639.24

Checks for Clearing and Due !rom

CaosthheIrtebmans_k_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none none none

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of

Credit and Acceptances.,________ _

none

Profit and LOSS---------------------

none

Other Resources.------------------TotaL. ______________________________

-$

- -no-ne
67,860.36

LIADILI:riES:
Capital Stock..---------------------$ SUIIJlUS Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------Dividends Unpai<L----------------Cashiers Checks ------------------Certified Checks.---------------- TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p-o-s-i-t-.,-_--__-_-_--_ Savings DepositS------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_____ -----------------Notes and Bills Rediscounte<L---Other Liablliti6S-------------------

20,000 .oo
none
5,373.68
none none none
20.41
none
14,073.09 28,393.18
none
none none none none

Total--------------------------------$ 67,860.36

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

STATE BANK OF KINGSLAND

Kingsland, Ga.

As called for by the Superintendent of Banks.

S. C. SHEFFIELD,

F. T. TILLER,

President.

Cashier.

Date of Charter: 11-~6-19Hl

Began Business: Hl-10-191~

RESOURCES:
Loans and Discounts______________ $ CeBrotinfidcsaatensdoSftoInckdsebotwenden<eLs_s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtuRreealaEndstaFtiextouwrensed-_-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due !rom CaosthheIrteBmasn,_k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Co=odities--------------------- CuCsrteodmiterasnLdiAabciclietpYtaonnceLs,e_t_t_e_r__s__o_f POrtohfeirt aRnedsoLuorcsess-,-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________$

57,839.92
none
32,,480000..0o0o
2,245.14
41,289.86
none
60.00 55.94
none none none none
107,690.86

LIABILITIES:
Capital Stock.______________________$
SUIIJlUS Fun<L-------------------- Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanYdabBliel_ls--R--e-d-i-s-c--o-u-n--te--d-_--__-_--_ Other Liabilities-------------------

15,000.00 5,000.00 4,865.32
none none none
309.84
none
62,860.64 2,120.00 17,530.52
none none none
4.54

TotaL------------------------------$ 107,690.86

86

DEPARTMEI\T OF RANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Kite, Ga.

As called for by the Superinterulent of Banks.

J. M. ,JOIJNSON',

W. S. KIGHT,

PrPsident.

Cashier.

Date of Charter: 4-29-1927

Regan Business: 5-2-1927

RESOURCES:
Loans and Discounts .. ____________$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiaAbciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss--------------------Other Resoarces..------------------
TotaL-------------------------------$

15,509 .87
none 2,000.00 2,162.15
none
12,435 .99
157.79 none none
none
none none none
32,265.80

LIABILITIES:
Capital Stock..---------------------$ surolus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdsa nUknsp- -a-i-d- -. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_._._._._..__. Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

15,000 .oo
none 374.18 none none none 197.88 none
15,789958..7oo4
none none none none none

TotaL _______________________________$ 32,265.80

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF LAFAYETTE

LaFayette, Ga.

As called for by the Superintendent of Banks.

W. A. ENLOE,

J. M. PATTON',

President.

Cashier.

Date of Charter: 11-13-1889

Began Business: 1899

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and Loss--------------------Other Resources..------------------
TotaL------------------------------$

397,035.43
11,000.00 28,545.17 5, 764.59 41,890.25
211 '043 .84
none none 23.31
3,400.00
none none 3,632.06
702,334.65

LIABILITIES:
CSuarpoiltuals SFtuoncdk..-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ Undivided Profits _________________ _ Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and acceptances
executed for Customers---------Bills Payable----------------------NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o__u_n_t_e__d_._._._.._

60,000.00 60,000.00 13,965.49 1' 671.21
none none 2,520.47 none 320,098.50 143,591.67 100,487.31
none none none none

TotaL ______________________________$ 702,334.65

TENTH ANl\UAL ImPORT

fl7

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

WALKER COUNTY BANK

LaFayette, Ga.

As called for by the Superintendent of Banks.

W. C. l\JARTJK,

C. C. GILBERT,

President.

Cashier.

Date of Charter: 10-22-1913

Began Business: 11-1-1913

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L______ _ Banking House and Lot__________ _ Furniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitpYtanocnesL.,e_t_t_e_r_s___of_ POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

172,949.51
4,857.42 18,371.44 3,282.17 4,478.40
19,533.64
3' 758 .69 35.80
none
10,929 .92
none none none
238,196 .99

LIABILITIES:
Capital Stock.______________________ $
Surolus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_--------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_________ __

25,000.00 6,000.00 2,429.90
none none
2,000.00 2,965.17
none
79,916 .63 92,672.16 25 '701.69
none none none
1,511.44

TotaL------------------------------$ 238,196.99

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE LAGRANGE BANKING & TRUST CO.

LaGrange, Ga.

As called for by the Superintendent of Banks.

J. E. DUKSON, JR.,

F. S. TATUM,

President.

Cashier.

Date of Charter: 12-11-1871

Began Business: 1871

RESOURCES!

Loans and Discounts ______________ $ 1,753,981.79

Certificates of Indebtedness and

Bonds and Stocks owne<L______ _ Banking House and Lot__________ _

162,186.24 69,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_

6,521.77 260,921.70

Cash in Vault and amounts due

from approved Reserve Agents.- 230,488.42 Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

5,890.65 17' 193.47 4,963.64

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of Credit andAcceptances.---------
Profit and LOSS--------------------Other Resources--------------------

none none
16,557 .62

TotaL ____________ ------------------ $2,527,705.30

LIABILITIES:
Capital Stock.______________________ $
SUrPlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_ Bills Payable_.-------------------Notes and Bills Rediscounte<L--- Other Liabilities-------------------

250,000 .oo
340,000.00 4,257.25
none none
281.00 7,970.17
5.00 929,208.64 82,563.40 570,675 .37
none none
342,744.47
none

TotaL ______________________________ $ 2,527, 705.30

88

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of th("

FAR'VIERS & MERCHANTS BANK

Lakeland, Ga.

As called for by the Superintendent of Banks.

W. L. MILLER,

W. C. ll..\XKS,

Pr~sident.

Cashier.

Da!P of Charter: 4-18-1907

BPgan Business: 1907

RESOURCES:

Loans and Discounts ______________ $ 117,212.43

Certificates of Indebtedness and

Bonds and Stocks owned........

2,850.00

BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_

2,167.00 3,434.99

Other Real Estate owned.________ _ ll '391.04

Cash in Vault and amounts due

from approved Reserve Agents.. 46,516 .83

Checks for Clearing and Due from

other Banks----------------------

7.97

COavsehrdIrtaefmtss.(.i-f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

170.40
none

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of Credit and Acceptances.________ _

none

Profit and LOSS---------------------

none

Other Resources...----------------TotaL. _____________________________ .

$-

- -no-ne
183,750.66

LIABILITIES:
Capital Stock.____________________ -.$ survlus Fun<L--------------------Undivided Profits-----------------DReuseertvoeBFaunnkdss.-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid...--------------CCaesrthiifeiersd CChheecckkss-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseitsso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LBeieltxltseePcrsuatYoefadbCfloreer_d_C_i_tu_as_tn_o_d_m_A_e_rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 5,000.00 1,900.74
none none
66.00 12,121.97
none
95,672.39 39,217.19 4, 772.37
none none none none

TotaL _______________________________ $ 183,750.66

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE TOBACCO BELT TRUST CO.

I.akeland, Ga.

As called for by the Superintendent of Banks.

E. D. RIVERS,

R. C. FREEMAN,

President.

Cashier.

Date of Charter: 4-6-1927

Began Business: 3-25-1929

RESOURCES:
Loans and Discounts... ___________$ Certificates of Indebtedness and
Bonds and Stocks owned.. _____ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._..________________-_-_-_-_-_-_-_._-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotinesc__o_t_t_o__n___a_n__d____o_t_h__e_r
CuCsrteodmiterasnLdiAabcicleitiY>taonnceLs.e_t_t_e_r_s___o_f Profit and LOSS--------------------Other Resources..------------------
TotaL ______________________________ $

2,081.84
59,800 .oo
none none
2.221.22
none none none none none none none none
64,103.06

LIABILITIES:
Capital Stock.______________________ $ survlus Fund_____________________ _ RUensdeirvviedFedunPdrosf_i_t_s_._._._-___________________________ __
Due to Banks----------------------Dividends Unpai<L.---------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable______ ----------------Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

50,000.00
none
10,416.35
none none none none none none none none
none
3,686.71
none none

TotaL ______________________________ $ 64,103.06

TENTH ANNUAL REPORT

89

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

LAKE PARK BANK

Lake Park, Ga.

As called for by the Superintendent of Banks.

EWELL BROWN,

E. W. MASON,

President.

Cashier.

Date of Charter: 1-22-1906

Began Business: 3-1906

RESOURCES:

Loans and Discounts______________ $ 33,011.06

Certificates of Indebtedness and Bonds and Stocks owned..______ _
Banking House and Lot__________ _ Fltrniture and Fixtures___________ _ Other Real Estate owned.... ______ _

1,310.00 2,000.00 1,500.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 12,254.53

Checks for Clearing and Due from

COavosethhrdeIrtrea!BfItlasSn-(.ki.fs_a-__-n_-y---)---_--_--_--_--_--_-_-_--_--_--_--_-__-___-__-__--__

none none
17.08

Advance on Cotton and other Co=odities-.. ___________ --------

none

CuCsrteodmiterasnLd iAa bcicleipt ytaoncnesL_e_t_t_e_r_s__o_ _f Profit and Loss... __________________ _

none none

Other TotaL

_R__e_s_o_u__r_c_e_s_._._-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- -no-ne
50,092.67

LIABILITIES:
Capital Stock_______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other Liabilities....------------------

15,000.00 4,500.00 1,287.17
none none none
10.83
none
23.527.17 2,267.50
none
none
3,500.00
none none

TotaL. _________________________ ----.$ 50,092.67

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BHAND BANKING CO.

Lawrenceville, Ga.

As called for by the Superintendent of Banks.

C. H. BRAND,

G. C. ~IONTGOMERY,

President.

Cashier.

Date of Charter: 6-2-1905

Began Business: 7-17-1905

RESOURCES:

Loans and Discounts.-------------$ CeBrotinfidcsataensdoSf toI ncdkse botwe dnende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned... _______ _ Cash in Vault and amounts due

324,007.04
102,119.42
none
2,800.00 30,227 .07

from approved Reserve Agents.. Checks for Clearing and Due from
other Banks_________ ------------CovaesrhdIrtea!fItlsS-(.i.f.a__n_y__)___________-_-_-_-_-_-_-_-_-_-_--_

517.478.68
none
445 .51 242 .08

AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__e_r 15,951.39

Customers Liability on Letters of Credit and Acceptances.._________

none

POrtohfeirt aRnesdouLrcoess.s._-_-_-_-_--_-_-_-_-_-_-_-_--_-_-_-_-_-_-

none
5,400.93

To

ta

L

..

____________________________ - $

--998,672.12

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------RUensdeirvviedeFduPndrosf_i_t_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Due to Banks---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-__-_-_-_-_ Savings Deposits------------------Letters of Credit and Acceptances BjelxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Other Liabilities....-----------------

50,000 .oo
50,000.00 55,451.26
none none none
97.25
none
464,093 .56
none
379,030.05
none none none none

TotaL. _________________ -------------$ 998,672.12

90

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF LEARY

Leary, Ga.

As called for by the Superintendent of Banks.

W. D ..JORDAN,

:\JRS. R. E. WILKI:\SON,

President.

Cashier.

Date of ChBrter: G-22-1909

Began Business: !l-1909

RESOURCES:
Loans and Discounts ______________$ C eBrot inf idcsa taensdoSf t oI nc kdse botwe dnneeds__s__a__n_d_ Banking House and Lot. _________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Accepta,nces.......... POrtohfeirt aRnedsoLuorcses.s._._._-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_
TotaJ. _______________________________ $

23,510.43
none
5,000.00 1, 766.10
none
40,194.59
185.25
none
233 .90
5,741.07
none none none
76,631.34

Ll ,\BILITIES:
Capital Stock--------------- ________$ SUunrdpivluidseFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits__________________ _ Time Certificates of Deposit______ _
f~i'~r~~~~&and Acceptances
BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e_d_________ __

15,000 5,000

..o0o0

53.90

none

none

none

15 .16

none

47,806.73

8, 755.55

none

none none none none

Tota1 ________________________________ $ 76,631.34

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF LENOX

Lenox, Ga.

As called for by the Superintendent of Banks.

J. D. ROBINSON,

A. M. '\'JLLLUIS,

President.

Cashier.

Date of Charter: G-20-1!!07

Began Business: G-!i!5-1907

HESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Check;; for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Overdrafts (if anYl----------------Advance on cotton and other
Commodities---------------------CuCsrteodmitearsnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f Profit and Loss....----------------Other Resources.-------------------

71,900.93
none
500.00 1,000.00 19,752.19
67' 102 .42
5,844.07
none
128.56
107.20
none none none

LIABILITIES:
Capital Stock.----------------------$ US unrdpivl uids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_------------- -- -Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it____________ __ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s____________________ Notes and Bills Rediscounted..... Other Liabilities-------------------

--"T..:.o.:.ta:=l_-_--_-_-_____c.cc-=-----_--_-_--_-_-_____-._.-_-_--'-$_1_66-',_33:_5_.3_7_ _ _T_o_t_.a_L_. ------------------- _.. ----. _$

30,000.00 6,000.00 5' 121.53
none none
1.200 .00 59.46
none
77.542 .69 46.411.69
none
none none none none
166, 335 .37

TENTH ANNUAL REPORT

91

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF LESLIE

Leslie, Ga.

As called for by the Superintendent of Banks.

E. L. WILSON,

W. T. ANDERSOJ'\,

President.

Cashier.

Date of Charter: 2-4-1905

Began Business: 1905

RESOURCES:

LIABILITIES:

Loans and Discounts ______________ $ 78,411.54

Capital Stoc]L______________________ $ 25,000.00

Certificates of Indebtedness and Bonds and Stocks owned.______ _
Banking House and Lot __________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

none 4,850.00 3.150.00 2. 711.32

Surplus FuncL--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.-----------------

25,000 .00 8 '756 .35
none none none

Cash in Vault and amounts due

Cashiers Checks--------------------

51.39

from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Overdrafts (if any) ________________ _

83,659.62 264.80 7.35 none

Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances

none 98,283 .41 18,246.16
none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

2,282.68

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

C uCsrteodmi te rasnLdiAa bcicl ietpYtaonnceLs_e_t_t_e_r_s__o_ f_

none

Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

none none

Profit and LOSS---------------------

none

Other Resources--------------------

none

Tot

aL

_______________________________ - $

---
175,33.,_7".3"-l_

_.__.'!'"o._.t.al.'=-"-'--c:c-c_:--c:c--:..:-:.::--:.:-:.::--:.:-.=:--:.:-.=:--:.:-.=:--:.:-.=:--:.:-=.:--:.:-:..:--:o:$_c-ol7c'_5'-",3""37'-'.::c31:._

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS STATE BANK

Lincolnton, Ga.

As called for by the Superintendent of Banks.

JAS. H. ll~)YKIN,

H. B. PITT,

President.

Cashier.

Date of Charter: 9-26-1911

Began Business: 12-2-1911

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.--------Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodiotines_c_o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources------------------TotaL ______________________________ $

135,676 .63 23,934.24 l, 710.00 1,440.00 3, 062 .06 62,882.53 2,004.61
459 .95 none 24,619 .50 none none none 255,789.52

LIABILITIES:
Capital Stock_____ ------------ ______ $ Surplus Funds--------------------Undivided ProfitS-----------------Reserve Fund----------------------Due to Banks----------------------Dividends Unpaid.----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-----_--..----TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__r_s__________________ __ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 15,000.00 2,000.00 1,575.93
none 2,000.00
461.65 none 140,890.16 68,861.78 none none none none none

TotaL ______________________________ $ 255,789 .52

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

LITHONIA BANKING CO.

Lithonia, Ga.

As called for by the Superintendent of Banks.

R. H. TRIBBLE,

JKO. DeJ. TURNER,

President.

Cashier.

Date of Charter: 12-21-1903

Began Business: 1903

RESOURCES:
Loans and Discounts. _____________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures.. _________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any)________________ _ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLd iAa bcci leipt ytanocnesL..e_t_t_e_r_s___o_f Profit and Loss.-------------------Other Resources...------------------
TotaL ______________________________ $

55,349.66
none
3, 708.80 2,974.39 8,471.14
10,937.16
233.85
none none
1,119.10
none
480.40 1,971.89 85,246.39

LIABILITIES:
Csuarpoiltuals SFtuonckd______________________________________________$ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_
Dividends Unpaid..----------------CCaesrthiifeiersd CChheecckkss-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ LBeieltxltseecPrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t_a___n__c__e__s__ Notes and Bills Rediscounted..____ Other Liabilities-------------------

25,000.00 700.00
none none none none
1.500.00
none
39,237.24 16,930.42 1,878.73
none none none none

TotaL.-----------------------------$ 85,246 .39

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE PEOPLES BANK

Hthonia, Ga.

As called for by the Superintendent of Banks.

A. J. ALMAND,

I. ~L STARR,

President.

Cashier.

Date of Charter: 8-26-1910

Began Business: 1910

RESOURCES:
Loans and Discounts. _____________ $ Certificates of Indebtedness and BaBnokn!dnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of PrCorfeitdiatnadnLdoAssc_c_e__p_t_a_n_c__e_s_-_-_-_-_-_-_-_-_--_
Other Resources-------------------TotaL _______________________________ $

53,994.09
473,,590808..8o2o 11,,156050..0o0o
84,877.09
none none none none none none none
193,025.00

LIABILITIES:
Capital Stock.______________________ $ surolus Fund....--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 20,000.00 7,060.00
none none
2,500.00 280.40
none
87,403.88 39,262.73 11,517.99
none none none none

TotaL_______________ ... _______ .-.- ..$ 193,025 .oo

TENTH ANNUAL REPORT

93

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

LOGANVILLE BANKING CO.

Loganville, Ga.

As called for by the Superintendent of Banks.

J. R. TUCK,

MARY BROOKS,

President.

Cashier.

Date of Charter: 2-1-1902

Began Business: 3-24-190\?

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toIncdkes botwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other PCruCCosrofteiomtdmaimtenoradsdnLiLdtoiiAesassbc_-ic_-le_-i_pt-_y-t_a-_-no_-cn_-e_-s_L-__-e_-__t-_t_-_e__-_r_-_s_-__-__o--__t Other Resources.__________________ _
TotaL _____ -------- _________________ $

62,987.07
24,400.00 1,400.00 1,800.00 31.142.58
53,991.33
1.00
none none
1.074.78
none none
1,449.62 178, 246 .38

LIABILITIES:
CS uarppi tlauls SFtuonc kd-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_- -_$ Undivided PrOfitS-----------------Reserve Funds---------------------D 1e to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified CheckS.------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------BLeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 6,500.00 5,677.89
none none none
225 .15
none
46.811.31 94,032.03
none
none none none none

TotaL ______________________________ $ 178,246.38

STATEMENT

~howing condition at the close of Business December 31, 1929, of the

LOVEJOY BANKING CO.

Lovejoy, Ga.

As called for by the Superintendent of Banks.

R. L. DICKSON,

G. P. BABB,

Yice- President.

Cashier.

Date of Charter: 2-20-1909

Began Business: 1909

RESOURCES:

Loans and Discounts ______________$ 46.185.44

CeBrotinfidcsaatensdoSftoIcnkdsebotwendendes__s__a__n_d_

none

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_

11.,495000..0oo0
6,237.31

Cash in Vault and amounts due

from approved Reserve Agents.. 4.256.13

Checks for Clearing and Due from

other Banks----------------------

272.42

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

161.10
none

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

PrCorfeitdaitnadnLdoAssc.c__e_p_t_a_n_c__e_s__________________ __ Other Resources___________________ _
T o t a L _______________________________ -$

none none
- -n-one
60,462.40

LIABILITIES:
Capital Stock.. --------------------$
Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds... ------------------Due to Banks..--------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities..------------------

15,000.00 10,000.00 5,618.09
none none none
97.84
none
20,014.69 2. 731.78
none
7,0n0o0 n.oeo
none none

TotaL.. ___ -_______________________ -_$ 60,462.40

94

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF LULA

Lula, Ga.

As called for by the Superintendent of Banks.

S. B. CARTER,

E. F. WHITWORTH,

President.

Cashier.

Date of Charter: 12-4-1904

Began Business: 12-4-1904

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSftoInckdsebotwendende.s..s__a__n_d_ Banking House and Lot----------FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d- -. _-_-_-_-_-_-_-_- -_ Cash in vault and amounts due
from approved Reserve Agents-_ Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___o_f Profit and Loss...----------------Other Resources..------------------

32,093.20
5,850 .oo
2.000.00 3,494.25
none 51.011 80
none 327.05 none none none none none

LIABILITIES:
Capital Stock..---------------------$ SUrPlUS Fund---------------------Undivided Profits-----------------Reserve Funds.--------------------DDiuveidtoenBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss.-..-c--_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------LBeieltxltseePrcsuaotyefadCbfrloeer_d_Ci_t_ua_s_nt_do__mA__ec_rc_se___p___t_a___n__c___e___s __ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._.___.

-=T-=o:.:ta=l=-:.:::..:-:.::-:..:-:.::--:_:-::::-:..:::::-:_:-:.:-:_:-.:::-:.::-:..:-.0,-:..:-:.:::..:---=-$"----~94~,_._77'-"6"'.3::::0~_.__----'T.:::o_..t--::-aL _______________________________ $

15,000.00 none
2,039.78 none none none 166.62 none
64,243.19 13,326.71
none none none none none
94,776.30

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

F'ARMERS & MERCHANTS BANK

Lun1hcr City, Ga.

As called for by the Superintendent of Banks.

D. C. :.IcLK\1\,

W. E. DA WSO~.

President.

Cas birr.

Date of Clwrlcr: 8-7-1914

Began Business: 4-:20-19:!-S

RESOURCES:
Loans and Discounts ______________ $ C eBrot inf idcsa taensdoSf t oI nc dk se botwe dnneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ----------Other Real Estate owned---------Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash ItemS-------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f Profit and Loss--------------------Other Resources.------------------TotaL_______________________________ $

23.784 .56 none
7,162 .83 2,950.00 9,582.36 20,952.38
none none none none none none 3,990.34 68,422.47

LIABILITIES.
Capital Stock_______________________ $
Surplus Fund---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid.________________ _ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ BNiolltsesPaanyadbBleil_l_s-R--e--d-i-s-c-o--u-n-t-e-d--.-_-__--_ Other Liabilities-------------------

15.000.00 none 631.98 none none none 193 .15 none
43,380.35 9,216.99
none none none none none

TotaL-------------------------------$ 68,422.47

TENTH ANNUAL REPORT

95

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS STATE BANK

Lumpkin, Ga.

As called for by the Superintendent of Banks.

E. L. CARTER,

A. T. FORT,

President.

Cashier.

Date of Charter: 10-!21-1911

Began Business: 12-1911

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoIncdkes botwendende..s._s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstFatiextouwrense-c-L-.-.--_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.-------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotinesc__o_t_t_o_n____a_n__d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleiptytaonnceLs_e_t_t_e__r_s_o_ f_ POrtohfeirt RanedsoLurocsess-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

80,715.49
15,200.00 6,000.00
61,,875133..8o0o
43,619.40 2,581.16 1' 121.06
none 15,241.80
none none none

LIABILITIES:
Capital Stock.______________________$
Survlus FU.n<L--------------------Undivided Profits-----------------Reserve FUnds---------------------Due to Banks----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of DeposiL----Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountecL___ _ Other LiabilitieS-------------------

--=T-"ot"'accl'-----_-_--_-_--_-_--_-_--_-_--_-_--_-_-_c::..:_c::..:.::.$.:...__::1.::.73'-',_04-"5_.7--'l_ _ _T_oc..ctc._a_L_._--_--_-_--_-_-- _______ . _. -------- ..$

28,000 10,000

..oooo

12,870.51

none

none

75.00

1,168.04

none

92,264.71

22,144.24

6,523.21

none none none none

173. 045 .71

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

LUTHERSVILLE BANKING CO.

I.uthersyille, Ga.

As called for by the Superintendent of Banks.

E. l'. IIUllST,

L. W. 1\lcKOON,

l'resi<lent.

Cashier.

Date of Charter: R-ll-190.5

Began Business: 8-3-1906

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks ownecL....... Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextouwrense-c-L--. _-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks.---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Co=odities. -------------------Customers LiabilitY on Letters of
Credit and Acceptances... ______ _ Profit and Loss--------------------Other Resources.-------------------
TotaL-------------------------------$

48,734.78 none
1,700.00 850.00
8,159.00 6,747.56
20.55 none 850.02 320.72 none none none 67,382.63

LIABILITIES:
Capital Stock,______________________ $
Survlus FU.n<L--------------------Undivided ProfitS-----------------Reserve FU.nds..-------------------DDiuveidtoenBdsanUknsp-a--ic--L-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s__________________ __ Notes and Bills RediscountecL.. Other Liabilities-------------------

25,000 11,000

..oooo

2,661.10

none

none

none

85.26

none

24,975 .65

3,660.62

none

none none none none

TotaL------------------------------$ 67,382.63

9!i

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

TOOMBS COUNTY BANK

Lyons, Ga.

As called for by the Superintendent of Banks.

W. A. McNATT,

W. T. CHIKA,

President.

Cashier.

Date of Charter: 12-22-1905

Began Business: 1-5-1906

RESOURCES:
Loans and Discounts. _____________$ Certificates of Indebtedness and
Bonds and Stocks owned__ .. ___ _ Banking House and Lot__________ _ Fumiture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from COavosethhrdeIrrtaeBfmtassn.(k.i.fs-a.-.-n--y---)--___-__.-_-___-__-__-__-__-__-__-__-__-__-__-_--_-_ AdCvoa=ncoediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
Customers Liability on Letters of Credit and Acceptances _________ _
Profit and Loss.. __________________ _ Other Resources___________________ _

159,420.65 995 .00
9,000.00 2,859.98 7,184.45 42,987 .85
336.09 71.50 3.19 none none
80,0n0o0 n.oeo

LIABILITIES:
Capital Stock____________ ._. ____ - __ .$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.... -----------------CDiavsihdieenrsd~ChUencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks__________________ __ Demand Deposits.. ---------------TS ai mv ien gCse rDt iefpi coastiet ss _o__f_D__e__p_o_s_i_t_._._._._. .__. Letters of Credit and Acceptances
executed for Customers________ __ Bills Payable.. ___ --------------- __ . Notes and Bills Rediscounted..... Other Liabilities __ --------------- __

_T.::...:co.c:tal=--=-:.:c:c-c:-:cc:.-:cc:.-::.:c:c::.:c:c--::.:c:c-::.:::.c:.:c:c:.:c:c-:.:c-=-$.....c3:.:c02::-'c:.85:.::8cc.7:.:l~_ _T:::.::_ot=aL____-_--_-_--_-_-______________________ $

30,000.00 6,000.00
85.86 none none none 104.58 none 101,691.32 81,597.22 3,379.73 none none none 80,000.00
302, 858 .7l

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

lVIcDonough, Ga.

As called for by the Superintendent of Banks.

H. J. TURNER,

II. C. HIGHTOWER,

President.

Cashier.

Date of Charter: 3-8-1911

Began Business: 3-8-1911

RESOURCES:
Loans and Discounts. _____________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._-_-_-_-_--_ Fumiture and Fixtures.__________ _ Other Real Estate owned_________ _ Cash in vault and amounts due
from approved Reserve Agents._ Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o_m__ COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC..o. t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of
Credit and Acceptances________ __ Profit and Loss___________________ __ Other Resources.. _------------ ____ _
Total ________________________________ $

105,837 .57 27,294.79 3,800.00 2,300.00 33,321.31 4,683.65
none 206.82 none 784.83 none 2,090.12 none 180,319.09

LIABILITIES:
Capital Stock..... __________________$ SUunrdpilvuids eFduPnrdo.f.it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Reserve Funds.. ___________________ _ Due to Banks .. __ -----------------DCaivsihdieenrsdsCUhencpkasi.d. _._._-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Certified Checks..... ______________ _ Demand Deposits-----------------Time Certificates of Deposit ______ _ Savings Deposits ________ --------- __ Letters of Credit and Acceptances
executed for Customers________ __ Bills Payable.. ------------ _____ -- __ Notes and Bills Rediscounted___ __ Other Liabilities._-----------------

50,000 .oo
15,901.12 none none none none 479.55 none
72,779.50 15,682.44 4,058.04
none 2,000.00 19,418.44
none

TotaL _______ -----------------------$ 180,319.09

TEXTH Al\l\TAL REPORT

97

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE l\1ERCIIA~TS & CITIZENS BANK

l\leRaf>, Ga.

As called for by the Superintendent of Banks.

0. F. :\1<-HAE,

0. F. ?lldL\E,

President.

Cashier.

Date of Charter: :l-28-J H:W

Began Business: 2-Q:l-JH'.!H

RESOURCES:
Loans and Discounts.-----------$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Ba,nking House and Lot__________ _ FUrniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsahrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvo.amncm'eodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Accei.>tances......... .. POrtohfeitr aRnedsoLuorcsess.-_-__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
TotaL ______________________________ $

LIABILITIES:

--
267,335.15

-

-

-C-a-i.>-ita-l S-to-c-k_-___-___________________

$

Surplus Fund....---------------------

], 150.00

Undivided Profits------------------

7,000.00

Reserve Funds----------------------

3,000.00

Due to Banks-----------------------

20,206.48

Dividends Unpaid.-----------------

Cashiers Checks--------------------

67.470.97

Certified Checks.-------------------

987 .42

TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__--__-

], 990 .84 2,103.92

Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers_________ _

15.486.33

Bills Payable_____________ ----------

Notes and Bills Rediscounted.----

none

Other Liabilities-------------------

none

none

386,731.11

TotaL------------------------------$

1550.,000000..0o0o

6.835.46

none

no 485

n.oeo

2,393.58

none

235,942.83

76,074.24

none

none none none none

386.731.11

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CONTI"iENTAL TRl'ST CO.

:\lacon, Ga.

As called for by the Superintendent of Banks.

H. A. ?IIcCOHD,

C. E. NEWTOX, .JR.

President.

Secretary & Treasurer.

Date of Charter: 12-~20-1890

Began Business: !J-1 901

RESOURCES:

Loans and Discounts ______________ $ 3,295,174.50

CeBrotinfidcsaatensdoSftoIcnkdsebotwendendes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.. _______ _

372,268.44 250,000.00
6,177.29 48,983 .66

Cash in vault and amounts due

from approved Reserve Agents.. 744,744.32

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

35,105 .18 3,516.03
418.08

Advance on Cotton and other

C.ommodities. . - - - - - - - - - - - - - - - - - - - Customers LiabilitY on Letters of

none

Credit and Acceptances----------

none

POrtohfeirt aRnesdoLurOceSsS..-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

none 6,169.70

Totll.!-c------------------------------$ 4, 762,557 .20

LIABILITIES:

Capital Stock_______________________ $ Surplus Fund....---------------------

350,000 150,000

..oooo

RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--__Due to Banks______________________ _ Dividends Unpaid________________ __

53,745.30 31,920.42 618,043.57 10,500.00

CCearsthiifeierds CChheecckkss-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _

24,501.11 539.87
1. 878,479.94

Time Certificates of Deposit------- 489,734.41

Savings Deposits------------------- 1,155. 092 .58

Letters of Credit and acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted.....

none

Other Liabilities-------------------

none

TotaL______________________________ $ 4, 762.557 .2_o_

98

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

LUTHER WILLIAMS BANK AND TRUST CO.

1\lacon, Ga.

As called for by the Superintendent of Banks.

LTJTHER WILUAMS,

HOWARD Y. WILLIAMS,

President.

Cashier.

Date of Charter: 6-28-1924

Began Business: 7-1-1924

RESOURCES:

Loans and Discounts........ $ 1,579,971.55

Certificates of Indebtedness and

Bonds and Stocks owned.... 121,331.18

Banking House and Lot..... 51' 160.00

Furniture and FixtUres......... 14,626.56

Other Real Estate owned....... 65,700.79

Cash in Vault and amounts due

from approved Reserve Agents.. 343, 700 .88

Checks for Clearing and Due from

other Banks........... 30,984.48

Cash Items................... 2,080.56

Overdrafts (if any) .......... 1,187.92

Advance on Cotton and other

Co=odities...................

none

Customers LiabilitY on Letters of

CreditandAcceptances..........

none

Profit and Loss.....................

none

Other Resources....................

1,545.56

TotaL ...... $ 2,212,289.48

LIABILITIES:
Capital Stock........ $ SUunrdoilvuids eFduPnrdo.f.its...---.----.--.-.------Reserve Funds.......... Due to Banks........... Dividends Unpaid............ Cashiers Checks............. Certified Checks........... Demand Deposits-----------------Time Certificates of Deposit... Savings Deposits..--------- Letters of Credit and Acceptances
executed for Customers... Bills Payable................... Notes and Bills Rediscounted.. Other Liabilities_

100,000.00 60,000.00 44,959.62
none 10,000.00
37.50 22,860.00
431.00 816,029.65 187,470.30 970,501.41
none none none none

Total. $ 2,212, 289.48

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MACON SAVINGS BANK

J\lacon, Ga.

As called for by the Superintendent of Banks.

JESSE B. HAHT,

C. C. CTJ~XINGHAM,

President.

Cashier.

Date of Charter: :l-4-187-J,

Began Business: 1-18-1875

- - - RESOURCES: LIABILITIES: ----~~-~~-----~---~-----------~~--~

Loans and Discounts............. $ 664,355.96

Capital Stock........... $ 50,000.00

Certificates of Indebtedness and

Surplus Fun<L............ 100,000.00

Bonds and Stocks owned....... . 85,392.78

Undivided Profits........... 8, 747.55

Banking House and Lot..... _____ _ 3l,OOQ .00

Reserve Funds.................. 5,000.00

Furniture and Fixtures.......... 5,680.45 Other Real Estate owned.________ _ 33,180.24

Due to Banks----------------------Dividends Unpaid............

none 2,000.00

Cash in Vault and amounts due

Cashiers Checks........... 7,894.03

from a..pproved Reserve Agents.. 45,170.48

Certified Checks.........

none

Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss.(-if--a-n--y-)__-_-_-_-_-_-_-__-_-_-_-_-_-_--_

none none none

Demand Deposits..--- Time Certificates of Deposit Savings Deposits------------------Letters of Credit and Acceptances

2.693.80 100,731.87 543,234.84

Advance on Cotton and other

executed for Customers.........

none

Co=odities.... -----------------Customers LiabilitY on Letters of

none

Bills Payable_____ ------------------Notes and Bills Rediscounted...

none none

Credit and Acceptances......... .

none

Other Liabilities....----------------- 50,806.02

Profit and LOSS--------- Other Resources..................

none 6,328.20

Total--------------------.::c-:.::::::-:.::::::-$"---.:..87:.::1:.:.,1:.:08=-l-=-l~_.___~T:.:o:.:t=a=L=-:.:::::::.::::c:.::=:.::=-=-=--=-=-=-:.::.::::.::.::::.::::c:.:::.::.::$_8:..:7.:::.1:..:,1-=-0B:....-=-ll=--

TENTH ANNUAL REPORT

99

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MERCHANTS & MECHANICS SAVINGS BANK OF SOUTH MACON

!VIacon, Ga.

As called for by the Superintendent of Banks.

T. W. HAWKES,

EDMT~D R. MORGAK,

President.

Cashier.

Date of Charter: 1-17-1910

Began Business: 1-3-1910

RESOURCES:
Loans and Discounts-----------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._.__._._._.._ Furniture and FixtUres............ other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents. Choetchkesr fboarnCklse.a.r.i.n..g..a.n..d__D__u_e__f_r_o_m__ Cash Items..................-------Overdrafts (if any)................. Advance on Cotton and other
Commodities. . . . . . . . . . . . . . . . . . . . . . Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and Loss.............-------Other Resources.------------------TotaL....._________________________ $

185,037.69
5,000.00
none
620.90 5,414.81
10,125.14
213.70 135.75
none
none
none none none
206,547.99

LIABILITIES:
Capital Stock.---------------------$ Surolus Fund...-------------------- Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-.-.-.-.-.-..--_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid.................. Cashiers Checks-------------------Certified Checks.------------------ Demand DepositS-----------------Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable_...................... Notes and Bills Rediscounted..... Other Liabilities....................

25,000.00
15,000.00 1,494.25
none
6,868.21
1.500.00 587.50
none
63,623.26 23,774.48 57,700.29
none
11,000.00
none none

TotaL............................... $ 206.547.99

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF MADISON

Madison, Ga.

As called for by the Superintendent of Banks.

W. I'. BEARDEX,

E. G..\TKIXSOX,

President.

Cashier.

Date of Charter: 1:2-!W-1888

Began Business: 1-1-1890

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot..--------Furniture and Fixtures............ Other Real Estate owned.-------- Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks----------- COavsehrdIrtaefmtss-li-f--a-n-y--)-_-_-_-_-_-_-_-_-.-.-.-.-.-.-.-.--. Advance on Cotton and other CuCsotommmeorsdLitiiaebsi.l-i-t-Y-o--n--L-e-tterso--f
Credit and Acceptances.......... Profit and Loss--------------------Other Resources....................
TotaL .............................. $

182,430.16
149,871.25 7,500.00 2,008.00 37 '302 .59
34,637 .41
1,050.28
none
749.06
3,654.49
none none none
419.203.24

LIABILITIES:
Capital Stock.......................$ Surplus Fund..-------------------Undivided ProfitS-----------------Reserve Funds...................... DDuiveidt oenBdas nUknSP--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-. Demand Deposits-----------------Time Certificates of Deposit....... Savings DepositS------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._ Notes and Bills Rediscounted.... Other Liabilities....................

100,000.00 75,000.00
512 .!3
none none
480.00 12,256.62
none
122,350.87 18,801.87 89,801.75
none none none none

TotaL...............................$ 419,203.24

100

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of Bu~i.ness December 31, 1929, of the

BANK OF l\IA~CHESTER

:\lanchcslcr, Ga.

As called for by the Superintendent of Banks.

C. Y. TRUTT,

D. 11. :-'MITif,

President.

Cashier.

Date of Charter: 1-28-1910

Began Busintss: '2-':?-1910

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

375,439.70
57,737.90 10,711.93
none
3,280.63
107,369.16
4,498.18 421.74 259.71
2' 765 .00
none none
4,481.69 566,965 .64

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund...____________________ _
RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--__Due to Banks----------------------Dividends Unpaid...---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------TSaimviengCserDtiefpicoastietss_o__f_D__e_p__o_s_i_t_.._._._._._.._ Letters of Credit and Acceptances
executed for Customers________ __ Bills Payable____ ------------------NOothteesr aLniadbiBliitliless.R_e_d__i_s_c_o__u_n_t_e__d_.______ __

50,000.00 50.000.00 27' 787 .94
none none
2.505.00 2,972.70
141.95 201.874.11 60,733 .56 157' 940 .18
none none none
13.010.20

TotaL ______________________________ $ 566.965.64

STATElVl:ENT

Showing condition at the close of Business December 31, 1929, of the

THE CITIZENS BA~K

Marietta, Ga.

As called for by the Superintendent of Banks.

.J. n. vowum,

FHED LE(;<;,

President.

Cashier.

Dat< of Charter: 1-~21-19'24

lkgan Business: '2-\!-19':?4

RESOURCES:

Loans and Discounts--------------$ 356,573.96

Certificates of Indebtedness and Bonds and Stocks owned_______ _
Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

8,045.00
none
5,826.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 72,346.45

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any)_: ______________ _

4,066.66 335.14
none

Advance on Cotton and other

C o = o d i t i e s.. -------------------C uCsrteodmi te ar snLd iAa bcicleipt ytaonnceLs _e_t_t_e_r__s__o_f

none none

Profit and Loss---------------------

none

Other Resources--------------------

none

Tota_L

______________________________ - $

--447,193.21

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund...____________________ _
Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_
Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCserDtiefpicoastietss_o__f_D__e_p__o_s_i_t_-_-_-_-_-_--_ Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u_s__t_o_m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities-------------------

50,000.00 25.000.00 2.319.52
n~ne
none
2.000.00 59.60 335.50
261.669.17 17.807.89 88.001.53
none none none none

TotaL------------------------------$ 447.193.21 -----------

TENTH ANNUAL REPORT

101

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

.MERCHANTS & FARMERS BANK

Madella, Ga.

As called for by the Superintendent of Banks.

G. F. HAGOOD,

W. E. SCHILLIN'G,

President.

Cashier.

Date of Charter: 6-L;-1911

Began Business: 7-15-1911

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures__________ __ Other Real Estate owned.________ _ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss.(.i.f-a-n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Co=odities... ___ . _--- ____ - _---- _ Customers LiabilitY on Letters of
Credit and Acceptances________ __ Profit and Loss--------------------Other Resources...-----------------
TotaL _______ ------------ ___________ $

305,565.80
3105,,080406..3o1o
5,000.00 33,801.97
132.654.42
3,697.37 1,889 .80
none
none
none none none
528,455.67

LIABILITIES:
Capital Stock..... __ ------ __ ------ __ $ Surplus Fun<L---------------------Undivided ProfitS-----------------Reserve Funds.... ______ -------- __ __ Due to Banks.. ________ -- ----------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit..____ _ Savings Deposits.. ----------------Letters of Credit and Accevtances
executed for Customers---------Bills PaYable_______ ----------------Notes and Bills Rediscounted..... Other Liabilities________ ------ __ ----

50,000.00 8,500.00 8,585.17 4,324.00
none 44.00 1,124.05 292.84 309,713.81 700.00 145,171.80
none none none none

TotaL ____________________________ .. $ 528,455 .67

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE CITIZENS BANK

Marshallville, Ga.

As called for by the Superintendent of Banks.

C. C. H;\SL-\.:\1,

C. C. HASLA:\,

Pre,idPnt.

Cashier.

Vat e of Chartt>r: 1'2-24-1906

Began Business: 1-1-1907

RESOURCES:

LIABILITIES:

-L-o-a-ns

a-n-d-

D- -i s-c-o-u n-t-s

-__-__-_-__-__-_-__-__-$-

-

-------
109,852.35

-

-

-

-

-

------------------------Capital Stock.---------------------$

-

---
18,000

.oo

CeBrotinfidcsataensdoSf toIncdksebotwednneeds._s__a__n_d_ Banking House and Lot__________ _

21,400 .oo
4,191.00

Surplus Fund-----------------Undivided Profits-----------------Reserve Funds----------------------

30,000 .oo
16,978.38 205.32

OFuthrneirtRureealaEnsdtaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

2,175.00 10,798.41

Due to Banks.---------------------Dividends Unpaid.-----------------

none 144.00

Cash in Vault and amounts due

Cashiers Checks--------------------

493.50

from approved Reserve Agents.. 42,147.54

Certified Checks.-------------------

none

Checks for Clearing and Due from

other Banks----------------------

384.03

Cash Items... -------------------- .. Overdrafts (if anYl-----------------

no 15

n.oes

Advance on Cotton and other

Co=oditieS----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances.--------.

none

Profit and LOSS-------------------

none

Other ResourceS--------------------- - -no-ne

Demand DepositS....----------------Time Certificates of Devosit_______ Savings Deposits------------------Letters of Credit and Accevtances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted.....
Other Liabilities......---------------

74,034.38 3, 744.03 47,363.80
none none none none

Total--------------------------------$ 190,963.41

Total------------------------------$ 190,963 .41_

102

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

GEORGIA BANKING COMPANY

Marshalhille, Ga.

As called for by the Superintendent of Banks

.J. C. WALKER,

C. W. KI.'\MA:'I<,

President.

Cashier.

Date of Charter: 9-19-1910

Began Business: 9-'t7-1910

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._.__._._._.._ Furniture and Fixtures__________ __ Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss.(.i.f-a--n-y_)______-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC._o__t_to__n___a__n_d____o_t_h__e_r Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc.c__e_p_t_a_n__c_e_s_._-_-_-_-_-_-_--__Other Resources___________________ _
_'!'<>taL ______________________________ $

73,670.91
5,050.00 2,400.00 1,800.00 8,260.98
8,956.10
5 .oo
none none
none
none none none
100, 142 .99

LIABILITIES:
Capital Stock.______________________ $
SUunrdpilvuids eFduPnrdo.f. i-t-s- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L--------------- CCaesrthiifeiersd CChheecckkss.-.-.-_-_-_-__-_-_-_--------------_-___ Demand Deposits-----------------TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_._._._._.._._ Letters of Credit and Acceptances
executed for Customers________ __ Bills Payable____ ------------------Notes and Bills Rediscounted..... Other Liabilities_____ --------------

30,000.00 6,000.00 5.028.92 1.000.00
none none
517 .15
none
13.312.76
none
31.284.16
none
10,000.00
none
3,000.00

TotaL ______________________________ $ 100.142.99

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF MARTIN

~fartin, Ga.

As called for by the Superintendent of Banks.

C. C. KNOX,

T. H. STOVALL,

President.

Cashier.

Date of Charter: 10-2-1907

Began Business: 10-11-1907

RESOURCES:

Loans and Discounts ______________ $ 63,163.48

Certificates of Indebtedness and

Bonds and Stocks owned.. _____ _ 2,030.00

Banking House and Lot-----------

none

Furniture and Fixtures ----------- 2,251.60

Other Real Estate owne<L--------- 10,259.65

Cash in Vault and amounts due

from approved Reserve Agents.. 7,227.62

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

368.66 66.40

Advance on Cotton and other

Commodities--------------------- 1,859.42

Customers LiabilitY on Letters of

P rCorfei tdaitnadnLdoAssc.c__e_p_t_a_n__c_e_s_._._.._._._._._. .__.

none none

- - - - Other Resources..------------------

none

Total _________ --------------- .......$ 87,226.83

LIABILITIES:
Csuarpoi1tuasl SFtuoncdk........--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$
RUensdeirvviedFedunPdros.f.i.ts_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------Dividends Unpai<L----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-.-.-.-.-.-.-. Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.---------------------Notes and Bills Rediscounted..... Other Liabilities.....---------------

16,000.00 4,000.00 2.268.34
none none none
669.81
none
37,457.13 26,658.00
none
none none none
173.55

TotaL._....._....--_-.--.--------.-.$ 87.226.83

TENTH ANNUAL REPORT

103

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF MEANSVILLE

Meansville, Ga.

As called for by the Superintendent of Banks.

U. L. TAYLOR,

H. G. LANGFORD,

President.

Cashier.

Date of Charter: 3-1-1911

Began Business: 4-1-1911

RESOURCES:

Loans and Discounts ______________ $ 108,289.80

CeBrotinfidcsataensdoSftoInckdsebotwednende.s..s__a__n_d_

303.69

Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

1. 750.00 2,250.00 4,500.00

Cash in Vault and amounts due

from approved Reserve Agents.. 11,134.83

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

274.73 none 26.14

Advance on Cotton and other

Co=odities.---------------------

488.98

Customers LiabilitY on Letters of

Credit and AcceptanceS---------- 4,232.04

Profit and LOSS---------------------

none

Other Resources.-------------------- - -no-ne

TotaL-------------------------------$ 133,250.21

LIABILITIES l
Capital Stock.----------------------$ Surplus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS------------------Time Certificates of Det>osit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable____ ------------------Notes and Bills Rediscounted..---Other Liabilities-------------------

25,000.00 10,000.00 1,361.12
none none none 615.22 none 40,520.71 20,809.63 17,811.49 none 12,900.00 4,232.04 none

TotaL-------------------------------$ 133,250.21

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF MEIGS

Meigs, Ga.

As called for by the Superintendent of Banks.

J. N. CARTER,

DUNCAN BICKLEY,

President.

Cashier.

Date of Charter: 5-8-1903

Began Business: 6-1903

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.. Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents

156,368.99 13,696.64 5,725.00 2,813.50 23,280.00 33,701.22

Checks for Clearing and Due from

other Banks---------------------Cash Items.------------------------Overdrafts (if anYl----------------Advance on cotton and other CuCsoto=moderistiLeSia-b--il-i-t-y--o--n--L-e--tt-e-r-s--o--f
Credit and Acceptances..........

none 2,039.90
9.96 none none

Profit and LosS.--------------------

none

Other - ResourceS.------------------- - -785-.73

Total-------------------------------$ 238,420.94

LIABILITIES:
Cat>ital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS------------------Time Certificates of Deposit------Savings Det>ositS------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted.... Other Liabilities....-----------------

75,000 .oo
20,000.00 608.95 none none 20.00
1,443.54 none
85,557.37 55,791.08
none none none none none

Total--------------------------------$ 238,420.94

104

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MENLO BANK

Menlo, Ga.

As called for by the Superintendent of Banks.

BE~.JAMIN D. RIEGEL,

R. L. RAMEY,

President.

Cashier.

Date of Charter: 10-IH-19!2!i

Began Business: 10-16-19~6

------

-~------~---

RESOURCES:
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r
CuCsrteodmitearsnLdiAabcicleitpYtanocnesL..e_t_t_e__r_s_o_ f_ Profit and Loss--------------------Other Resources.-------------------

LUBIL!T!ES:

51,598.17 ---- Ca- pi- ta- l S- to- ck- . __- ___- __- ___- __- ___- ___- __- __ $~~1~ 5,- 000- .0- 0

Surolus Fun<L---------------------- 3,000.00

7.000.00
none

Undivided Profits-----------------Reserve Funds----------------------

4,653.36 284.41

2,700.00

Due to Banks-----------------------

none

none

Dividends Unpai<L-----------------

none

27 '764 .35

CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

490.32
none

none none

TSDaiemvmienagCnsderDDtiefepipcoaostisetissts_o_-_f-_-D_-_-e_-p_-_-o_-s_-i_-t_-__-__-__-___-__--__

46,645.60 18,988.83
none

none

Letters of Credit and Acceptances

none

BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounte<L.---

none

none none

Other LiabilitieS-------------------

none

none

_1'<>ta1--------------------------------$ 89.062.52

T

o

t

a

L

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

--

--------' 8 -~~--

9-,0-62.5-2-

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

RANK OF CANDLER COl'"'TY

Jllttter, Ga.

As called for by the Superintendent of Banks.

T. H. KIHKLAND,

1'. Q. COLLI~S.

President.

Cashier.

Date of Charter: 10-~-191!0

Began Business: 1-3-1921

RESOURCES:

Loans and Discounts--------------$ 209,797.25 CeBrotlntldcsataensdoSftoIncdkesbotwednneeds._s__a__n_d_ 9,531.00

Banking House and Lot----------OFuthrneirtRureealaEnsdtaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_

19,471.02 12,058.68 12.212.12

Cash in vault and amounts due from approved Reserve Agents.. 50,436.08

Checks for Clearing and Due from

other Banks---------------------Cash Items..------------------------Overdratts (if anY>----------------AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__e_r

4,135.21 17.12
none
4,802.69

Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_._.-_-_-_-_-_-_-_--_

none none

Other ResouroeS-------------------

none

~---

Total--------------------------------$ 322,461.17

LIABILITIES:
CSuarppiltuals SFtuonckd._..______--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------DeiOOnd Deposits-----------------Time Certificates of Deposit------SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounte<L---Other Liabiliti8S------------------

25,000.00 25,000.00 3,472.98
none none none
2,247.90
none
193,130 .64 41,639.76
none
none
29,200.00 2, 769.89
none

TotaL-------------------------------S 322,461.17

TENTH ANNUAL REPORT

105

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF MILAN

J\lilan, Ga.

As called for by the Superintendent of Banks.

.J. M. COOK,

W. C. :McCRANIE,

President.

Cashier.

Date of Charter: l2-;5-190ti

Began Business: 190ti

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from aooroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceotances..-------POrtohfeitr aRnedsoLuOrcSesS.-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $
------

62,606.37

none
11,564.00 2,800.00
2.200.00

52' 756 .85

161.44
none none

2,942.36

none

no
250

n.oeo

135,281.02

LIABILITIES:
Csuarooiltuals SFtuoncdk..........______________._._._._____._.________$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidieenrsdsCUhencokasi_d_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------Demand Deoosits-----------------Time Certificates of DeoosiL----Savings Deoosits------------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_it_u_as_tn_o_dm__Ae__rc_sc__e___o___t__a__n__c___e__s_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d__.._._._.._

30,000.00 6,000.00
307.35
none none none
1, 762.78
none
64,047.79 33,163.10
none
none none none none

TotaL _____________ -----------------$ 135,281.02

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

EXCHANGE BANK

Milledgl'Yitle, Ga.

As called for by the Superintendent of Banl<s.

OTTO :\f. CO.\"K,

If. (;. BANKS,

President.

Cashier.

D"IP of Charter: 5-20-l!l05

Began Business: 6-190~{

RESOURCES:

Loans and Discounts ______________ $ 527,295.49

Certificates of Indebtedness and

BaBnoknldnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures___________ _

79,649.39
none
6,763.11

Other Real Estate owned...-------- 20,239.70

Cash in Vault and amounts due

from aooroved Reserve Agents.. 75,684.08

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrteamftss..(.i.f-a--n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

12,801.17
none
2,480.38

Advance on Cotton and other

Commodities.--------------------- 1,376.81

Customers LiabilitY on Letters of

Credit and Acceotances..--------

none

POrtohfe!rt aRnedsoLuorcsess-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL_______________________________-$

none
- -no-ne
726,290.13

LIABILITIES:
Caoital Stock.._____________________ $ Surolus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unoaid..----------------Cashiers Checks-------------------Certified Checks.------------------Demand Deoosits-----------------Time Certificates of Devosit------Savings Deoosits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_.__._.___.__._ Notes and Bills Rediscounted.... Other Liabilities__ -----------------

100,000.00 75,000.00 25,129 .18 5,349.42
none
706.00 760.88
none
519,344.65
none none
none none none none

TotaL.__--------------------------$ 726,290.13

106

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business Dece~nber 31, 1929, of the

THE MERCHANTS AND FARMERS BANK

:\lilledgeville, Ga.

As ca.lled for by the Superintendent of Banks.

JNO. T. ALLEN,

L. C. HALL,

President.

Cashier.

Date of Charter: :l-22-1898

Began Business: 3-1898

RESOURCES:

Loans and Discounts-------------$ 317,493.93 Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot----------- 9,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

5,109.64 34,660.65

Cash in Vault and amounts due

from approved Reserve Agents.. 122,930.99

Checks for Clearing and Due from

other banks.---------------------- 3,244.01

Cash Items... _---------------------Overdrafts (if anYl----------------Advance on Cotton and other

65.93 2,421.96

CuCsoto=moedristLieisa.b.i.l.i.t.y--o-n--L--e-t-t-e-r-s--o-f-

none

Credit and Acceptances...

none

Profit and LOSS.-------------------

none

- - - - Other Resources..----------------

none

_'!'otal.. ___ . _____ -----. _____ . _____ . $ 494,927.11

LIABILITIES:
Capital Stock.----------------------$ survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Deposit...... LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s
executed for Customers---------Bills Payable_____ -----------------Notes and Bills Rediscounted. Other Liabilities-------------------

80.000.00 80,000.00 5,533.16 28,118.80
none none
2.042.29
none
299,175.86 57.00
none
none none none none

TotaL-------------------------------$ 494.927.11

STATEMENT

Showing condition at the close of Business Dece~nber 31, 1929, of the

THE MILLEDGEVILLE BANKING COMPANY

Milledgeville, Ga.

As called for by the Superintendent of Banks.

:\HLLER S. BELL,

MILLER R. BELL,

President.

Asst. Cashier.

Date of Charter: 9-13-1874

Began Business: 10-1:3-1884

RESOURCES:
Loans and Discounts.. __________ $ Certificates of Indebtedness and
Bonds and Stocks owned.... Banking House and Lot.... Furniture and Fixtures-----------Other Real Estate owned........ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from CaosthheIrteBmasn._k_s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Overdrafts (if anYl----------------Advance on Cotton and other
CuCsoto=moedristiLesia.-b-i-l-it-y--o--n--L-e--tt-e-r-s--o-t-
Oredit and Acceptances.--------Profit and Loss.-------------------Other Resources-------------------

721,510.40
153,800.00 3,283.19
12,6421..0o0o
175,406.42
2,428.47
none
499.71
none none none none

TotaL-----------------------------$ 1.069,571.19

LIABILITIES:
Capital Stock..--------------------- $ survlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidt oenBdas nUknsp--a-i-d--.--.--_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Deposit-----Savings Deposits------------------Letters of Credit and Acceptances
execJ.ted for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted.. Other Liabilities..

50,000.00 100,000.00 23,283.89
23,572.70
none
430.00 4,664.00
none
867,620.60
none none
none none none none

Total-------------------------------- $ 1,069.571.19

TENTH ANNUAL REPORT

107

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF MILLEN

Millen, Ga.

As called for by the Superintendent of Banks.

J. P. APPLE""HITE,

W. H. SHEPPARD, JR.,

President.

Cashier.

Date of Charter: 1-4-189~3

Began Business: 1-1-1893

RESOURCES:

Loans and Discounts--------------$ 229,905.18

Certificates of Indebtedness and Bonds and Stocks owned..-------

13,495 .oo

BF ua nr nkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned. ________ _

16,526.07
45,,642456..5o3o

Cash in Vault and amounts due from approved Reserve Agents 289,713.27

Checks for Clearing and Due from

other Banks_--------------------COavsehrdIrtaefmtss_(_i_f_a__n_y_)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

4,419.03
none none

Advance on Cotton and other

CuCsoto=moderistiLesi.a.b--il-i-t-y--o-n---L-e--tt-e-r-s--o--t

none

Credit and Acceptances----------

none

POrtohfeirt

RanesdoLurocsess....-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
-

-

none
-no-ne

TotaL. ___________ ------- __ ---------.$ 564,130.08

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCaesrthiifeiersd CChheecckkss-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits...._________________ Time Certificates of Deposit______ _ Savings Deposits------------------BLeieltxltseePcrsuatyoeafdbCfloerer__dC_i_tu_s_a_tno__dm__ea_rc_s_c__e__p____ta____n__c__e__s__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

50,000.00 50,000.00 8,980.67
none none none
482.93
none
297,146.79
none
157,519.69
none none none none

TotaL _______________________________$ 564,130.08

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF MOLENA

:Molena, Ga.

As called for by the Superintendent of Banks.

W. 0. JORDAK,

A. F. GILL,

President.

Cashier.

Date of Charter: Jo-7-1901

Began Business: 1Q-1901

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _

53,545.39
none
l, 706.99

FOuthrneirtuRreealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

2,414.27 1,450.00

Cash in Vault and amounts due from approved Reserve Agents._

4,373.19

Checks for Clearing and Due from

other Banks.---------------------

28.26

COavsehrdIrteamftss..(.i.f.a..n-y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

814.72 403.22

Advance on Cotton and other

Co=odities...-------------------CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s__o__f
Profit and LoSS--------------------- Other Resources..-------------------

5,861.04
none none
- -no-ne

TotaL-------------------------------$ 70,597.08

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and acceptances
executed for Customers--------- BNioltlessPaanYd'BB.billles-R--e--d-i-s-c--o-u--n-t-e--c-L--- Other Liabilities---------------

15,000.00 1,500.00 1,301.22
680.84
none none
197.72
none
20,961.43 25,955.87
none
none
5,000.00
none none

TotaL--------------------------$ 70,597 .OS

lOR -----------------

DEPARTMENT

O--F--B-A-N--K-I-N-G------------------------

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF MONROE

l\lonroe, Ga.

As called for by the Superintendent of Banks

.J. H. HADFOHD,

.J. P. ADA:\IS,

President.

Cashier.

Date of Charter: 1'2-~J0-1890

Began Business: 4-2-1891

------ ==c=..c====
RESOI'RCES:
Loang and Discmmts. _____________ $ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned..... _____ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(_i_f__a_n_y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of
Credit and Acceptances_________ _ Profit and Loss___________________ __
Other Resources..------------------
__'!'<JtaL ... ___________________________ $

375,980.23
102,900 .oo
9,000.00 2,500.00 14,465.55
249,596.74
3,541.64 150.39
none
34 '194 .55
none none
55' 770.06 848.099 .16

_ _ _ _______ LIABILITIES: ..

-

Capital Stock_______________________ $ 150,000.()()

Surplus FUncL--------------------Undivided Profits------------------

75,000.00 24,597.66

Reserve Funds----------------------

7,122.64

Due to Banks-----------------------

none

Dividends Unpaid..-----------------

9,000.00

Cashiers Checks--------------------

263.89

CDeermtiafinedd DCehpeocskist.s.___._________._._-_-_-_-_-_-_-_._.._

12.07 427,569.21

Time Certificates of Deposit....... 71,790.15

Savings Deposits------------------- 29,893.54

Letters of Credit and Acceptances executed for Customers _________ _

none

Bills Payable________ ---------------

none

Notes and Bills Rediscounted......

none

Other Liabilities------------------- 52,800.00

TotaL ______________________________ $ 848,099.16

STATEMENT

Showing condition at the close of Business DeceDlber 31, 1929, of the

THE FARMERS RA"'K

~lonroe, Ga.

As called for by the Superintendent of Banks

J. "vi. XOWELL.

C. H. BRADFORD,

Pnsident.

Cashier.

Date of Charter: 12-2-l!HJ,;

Began Business: 1-1-1906

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsaatensdoSftoIncdkes botwendende.s._s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeos_t-_-_-__-_-_-_-_-_-_--_ Other Real Estate owned.._______ __ Cash in Vault and amounts due
!rom approved Reserve Agents.. Checks for Clearing and Due from CaosthheItreBmasn.k__s______________-_-_-_-_-_-_-_-_-_-_-_-_-_- ____ Overdrafts (if any) _______________ __
Advance on cotton and other Commodities.. . . . . . . . . . . . . . . . . . . . .
Customers Liability on Letters of Crodit and Acceptances..........
Profit and LOSS--------------------Other Resources-------------------
TotaL._ ..... _. __ .. ____ .-- ___ ._. __ .--$

350,769.69
177,105.48
none
5,887.00 13,706.25
155,568.93
1,891.76 155.65
none
3,235.50
none none
38,079.09
746,399.35

LIAD!LITIES:
Capital Stock..---------------------$ 3urvlus FuncL-------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskiSts.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Accevtances
executed for Customers---------Bills Paaable----------------------Notes and Bills Rediscounted.... Other Liabilities..------------------

100,000 .oo
30,000.00 14,479.03
none none none 60.85
105.00 438,941.55 33,737.72 9~.275 .20
none none none
33,800.00

TotaL. ----_-------.----... __ .. ___ .$ 746,399.35

TENTH ANl'\l'AL REPORT

109

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MONTROSE BANKING CO.

1\lontrose, Ga.

As called for by the Superintendent of Banks.

,Y. G. TII0:\11':-;0x.

I. X. :\IEAD<rw:-;..m ..

Presid<'nt. Date of Charter: ~l-4-1911

Cashier. Began BusinP:;s: 9-4-l!lll

--------

RESOURCES:

LI.~BILITIES:

----

-----

Loans and Discounts ............. $ 25,846.17

Capital Stock.................. $ 15.000.00

Certificates of Indebtedness and Bonds and Stocks owned......
Banking House and Lot....... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _
Advance on Cotton and other Co=odities----------------------
Customers LiabilitY on Letters of Credit and Acceptances..........
Profit and Loss.....................

246 .75 2,500.00 2,524.78
none 6' 122 .57
418.00 658 .35 573.14 none none 543.01

Surplus Fund........--------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit.......
Savings Deposits..----------------Letters of Credit and Acceptances
executed for Customers..........
Bills Payable.---------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

none none none none none 1.151.86 none 14.705.84 5. 772.16 none
none 3,000.00
none none

Other Resources.-------------------

197.09

_ . = = c = - - - - - ~----------
__'!'Q_tal... ___________________________ $ 39.629 .86._---'-_T=ot.,..al....

$_ __Jl9 .629 .86

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

Tim CITIZENS BANK

J\lonen, Ga.

As called for by the Superintendent of Banks.

H. C. LESTER, :-;R.,

B. T. H,\JUU:-;,

President.

CashiPr.

Date of Charter: 2-12-19'27

Began Business: 2-21-llh!T

======== --------=---=-=-=----_-____ - - - - -

RESOL;RCES:

LI.\.Ulf,ITIES:

Loans and Discounts.............$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.... _____ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks..--------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on cotton and other Commodities----------------------
Customers LiabilitY on Letters of Credit and Acceptances........
POrtohfeirt aRnedsoLuorcses.s.....--.----.--.---------.-.

25,434.01 none
1 '000 .00 l, 880 .00
none 6,903.39
none none 65.04 5. 769 .67 none none none

Capital Stock.______________________ $
Surplus Fund----------------------Undivided Profits........ ---------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks.................... CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._____._.__.._
Notes and Bills Rediscounted..... Other Liabilities.............

15,000.00 none 12.15 none none none 206 .25 none
22.207.68 3.393.25
232.78
none none none none

Tota.L..-----------------------------$ 41,052.11

TotaL. ............... $ 41.052 .!!___

110

DEPARTMENT OF BANKING

STATEMEI"iT

Showing condition at the close of Business December 31, 1929, of the

MOULTRIE BANKING CO.

Moultrie, Ga.

As called for by the Superintendent of Banks.

W. C. VEREEK,

l\I. L. LEE,

President.

Cashier.

Date of Charter: 7-8-1896

Began Business: 1896

RESOURCES:

Loans and Discounts ______________ $ 1,980,192.22

Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures-----------Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents.

512.173.75 77.918.02 25,447.80
none 206,438.51

Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

31,677.51 2,057.82
459.92

Advance on Cotton and other
CuCsotommmeorsdiLtiieasb-i-l-i-tY---o--n--L--e-t-t-e-r-s--o--t
Credit and Accel)tances.....

42,308.82 none

Profit and Loss.------------------Other Resources.-------------------

none none

LIABILITIES:

Capital Stock.----------------------$ 200,000.00

Surolus Fund...--------------------- 300,000.00

Undivided Profits------------------ 21,761.87

Reserve Funds---------------------- 21 ,Oll .51

Due to Banks.----------------------

none

Dividends Unpaid..----------------- 64,000.00

Cashiers Checks-------------------- ll ,125.64

Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e-:-o-o-s-i-t-_-_-_-_-__--_

627.64 1,086,287.16
813,402.85

Savings Deposits------------------- 357,459.28

Letters of Credit and Acce:otances

BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_._-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted..

none

Other Liabilities------------------- 2,998.42

TotaL------------------------------$-"2'-',8"-78"',.c67'-'4cc.3'-'7--'---T=-o"-t"'a"'1.".'-=cc::."'""c::"-'-'"":..:;"'-:..:;=-:;.:.-c.ccc"'-"'""cc"-'-'""'-""-'-'""="~-$'--2.~8~78"-.6_7_4_.3~7

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BA!"iK OF MT. AIRY

1\It. Airy, Ga.

As called for by the Superintendent of Banks.

C. (;RESHAl\J,

H. I. TII011PSOX,

President.

Cashier.

Date" of Charter: 7-20-1911

Began Business: 8-1911

RESOURCES:

LIABILITIES:

--------------- ----------

Loans and Discounts--------------$ 33,668.40

Capital Stock.----------------------$

Certificates of Indebtedness and

surolus FuncL----------------------

BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._..____._.__ Furniture and Fixtures ___________ _

none 2,017.77 2,070.00

Undivided Profits-----------------Reserve Funds---------------------Due to Banks.----------------------

Other Real Estate owned.......... .

none

Dividends Unpaid.-----------------

Cash in vault and amounts due

Cashiers Checks--------------------

from approved Reserve Agents.. 3,743.58

Certified Checks--------------------

Checks for Clearing and Due from

Demand Deposits... ----------------

other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

318200..0o0o
none

Time Certificates of De:oosit...... Savings Deposits------------------Letters of Credit and Acceptances

Advance on Cotton and other Commodities.---------------------

680 .40

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

Customers LiabilitY on Letters of

Notes and Bills Rediscounted...

Credit and Acceptances----------

none

Other Liabilities..------------------

POrtohfeitr aRnedsoLuOrcSeSs.-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_

none 120.00

TotaL.. ----------------------------$ 42,800.15

TotaL------------------------------.$

15,000.00 none 290.40 none none none 147 .10 none
1142,,534193..6o5o
none none 500.00 none none
42,800 .15

TENTH ANNUAL REPORT

Ill

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE MOUNT VERNON BANK

Mount Vernon, Ga.

As called for by the Superintendent of Banks.

WILLIE T. McAHTHUR,

W. A. PETERSO~.

President.

Cashier.

Date of Charter: 12-21-1900

Began Business: 1-24-1901

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned...... Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items.......................... Overdrafts (if any) .......... ______ _ Advance on Cotton and other
C o m m o d i t i e s. . . . . . . . . . . . . . . . . . . . . . Customers LiabilitY on Letters of
Credit and Accei>tances.......... Profit and Loss..................... Other Resources...................... Total.., _____________________________ $

131,165.11 47 '700 .00 6,010.88 2,216.36 10,507.33 111,667.96
none none 23.99 none none none 34.90 309,326.53

LIABILITIES:
Cai>ital Stock....................... $ Surolus Fun<L..................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Uni>ai<L................. Cashiers Checks.................... Certified Checks................... . Demand Dei>osits-................. Time Certificates of Dei>osit....... Savings Dei>osits ................... Letters of Credit and Accei>tances
executed for Customers.......... Bills PaYable-...................... Notes and Bills Rediscounted..... Other Liabilities......................

15,000.00 45,000.00 15,428.96
none none 1,500.00 1,013.78 none 102,823.02 92,581.16 35,979.61 none none none none

TotaL-------------------------------$ 309,326.53

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE FIRST BANK OF NASHVILLE

NashYille, Ga.

As called for by the Superintendent of Banks.

L. A. L\HTEH,

.J. W. E. POWELL,

!'resident.

Cashier.

Dal<' of Charter: 2-10-1917

Began Business: 3-1-1917

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from ai>I>roved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items.......................... Overdrafts (if anY) ................. AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Accei>tances.......... Profit and Loss..................... Other Resources.................... TotaL _____________________ , _______ $

424,680.02 none
2,811.15 2,512.18 15' 620.54 41,235.00 5,457.09
171.43 1, 239 .60 15,909 .58
none none none 509,636.59

LIABILITIES:
Cai>ital Stock.......................$ Sumlus Fund_..................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Uni>ai<L.... , ............ Cashiers Checks.................... Certified Checks.................... Demand Deposits_................. Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m__e__r_s_._................. Notes and Bills Rediscounted..... Other Liabilities.................... ..

25,000.00 40,000.00 3,249.67
none none 112.00 442.79 none 139,100.60 291,824.86 none none 9,906.67 none none

TotaL.............................. $ 509,636.59

]]2

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE UNITED BANKING CO.

Nashville, Ga.

As called for by the Superintendent of Banks.

E. P. ROSE,

l'. L. 110\\iAfW,

PresidPnt.

Cashi.,r.

Date of Charter: 7-10-1024

Began Business: 7- 15--1!1~4

= = = = = = _ _ -~------_--_-_- ~_-_------- -~--~-

RESOGHCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot __________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in vault and amounts due
from approved Reserve Agents. Choethckesr fboarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC..o__t_to__n___a__n_d____o_t_h__e_r Customers Liabilit){ on LettErs of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_ Other Resources___________________ _
TotaL ___ ------------------------- __ $

105,288.21 none
4,585.00 2,500.00
none 60,456.74 1,442 13
none 943 .08 none none none none 175,215 .16

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund...--------------------Undivided ProfitS-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid..________________ _
Cashiers Checks ------------------Certified Checks------------------TDiemmeaCnedrtDifeipcaotsEitsSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Leetxteecrus toefdCfroerdiCLuasntodmAecrsc_e_p__ta__n_c__es_ Bills PaYable_____ -----------------Notes a.nd Bills Rediscounted..___ _ Other Liabilities-------------------

25,000.00 6.000.00 3.816.63
none none none 185 .54 none 88,431.43 51.781.56 none
none none none none

TotaL ______________________________ $ 175.215 .16

STATEl\IEl'OT

Showing condition at the close of Business December 31, 1929, of the

BANK OF NEWJNGTOl'O

Newington, Ga.

As called for by the Superintendent of Banks.

}'lL\:\K H. CO:'\!\OH.

ST.\:\TOl'\ B. LEE,

l'rPsidenl.

Cashier.

IhtP of ChartPr: 7-7-1!11!1

lkgan Business: ~-1~-191!)

---- ---=---c_-_-_-_-_--==------------=----===---'-c----- -- -_-_-_-__- _ .__ - - - - - -

HF:SOUHCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot__________ _ FOut rhneirt uRreea laEn ds tFa tiex touwr ensed-_- -. -_-_-__-_-_-_- -_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.-------------------Custom'ers LiabiliW on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n__c_e_s_._-_-_-_-_-_-_-_--_ Other Resources___________________ _
TotaL. ______________________________ $

12.209.16
3,000.00 2,479.38 !,639 .40 1,279.21
10,701.15
none none none
none
none none none
31,308.30

LL\.B!LITJES:
Csuarppiltuals SFtuonckd____________-_-_-_-_-_-_-_-_-_________________$ Undivided Profits _________________ _ Reserve Funds_____________________ _ DDuiveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------_ TDSaiemvmienagCnsderDDtiefepipcooasstietistss_-o_-_f-_-D_-_-e_-_p-_o-_-s_-i_-t_-__-__-___-__-__--__ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e__s Bills Payable. __ -------------------Notes and Bills Rediscounted...... Other Liabilities__________ ---------

15,000.00 none
3.038.66 none none none 40.50 none
9,147.13 4,069.41
12.60
none none none none

TotaL.. _______ --- __ -----------------$ 31,308.30

TEXTJI AXl\UAL REPORT

ll:l

STA TEI\IENT Showing condition at the close of Business December 31, 1929, of the
XEWNAN BANK & TRUST CO.

As called for by the Superintendent of Banks.

II. C. AHX.\LL..JR.,

H. "' .\HX.\11,

President.

Cashier.

lcate of Clwrtu: 11-11-lt\H!l

Began Busirwss: 18!l4

RESOURCES:
Loans and Discounts_. ____________ $ CeBrotinfidcsataensdoSf toIncdksebotwednneeds__s__a__n_d_ Banking House and Lot_________ __ Furniture and Firtures ___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents __ Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e__fr_o__m_
COavsehrdIrtaefmtss_(_i_f_a__n_y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------C uCsrteodmi te rasnLd iAa bcci leipt ytanocnesL__e t_t_e_r_s___o _f POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

538,997 .78 l, 100.00 none 7,500.00 none 68,969.67
3' 119 .37 79.90 880.60 none none none
l, 216 .38

LIABILITIES:
CSuarppitluals SFtuonckd,_______________-_-_-_-_-_-__-_-_-_-_-_-_--_-_$
Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUkns-p-a-i-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks______ -------------_ Demand Deposits _________________ _ Time Certificates of Deposit__ ____ _ Savings Deposits. _________________ _ Letters of Credit and Acceptances
executed for Customers _________ _ Bills PaYable_____ ------------------Notes and Bills Rediscounted... ___ _ Other Liabilities..------------------

100,000.00 50,000.00 23 '785 .94
none none 716 .00 2. 712 .28 none 283.914.75 50,001.02 70,133.71
none 40,000.00
none 600 .00

TotaL______ _______________________ $ 621. 863 .70

STATEl\IENT

Showing condition at the close of Business December 31, 1929, of the

BAKER COUNTY BANK

Ntwton, Ga.

As calletl for by the Superintendent of Banks.

.J. C. OJ)O~J,

.J. H. IL\LL,

l'nsidcn t.

( 'ashi<'r.

Datt' of Charter: 10-4-J!)()(i

Begau Business: Ht-J.j-J!l~Hi

RESOt:RCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned _______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-__-_-_-_-_-_-_----------------Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances---------POrtohfeirt aRnedsoLuorcsess--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL _____________________________ .$

64,291.20 3,300.33 2, 990.65 2. 764.82 1,040.00 80,869 .06 3,926.85
none none none none none none 159,182.91

LIABILITIES:
Capital Stock, ______________________ $ Surplus Fund__. ___________________ _
Undivided Profits_----- __ ---------RDeuseertvoeBFaunnkdss_-_-_-_-____________________-_-_-_-_-_-_-_--_ CDaivshidieenrsdsChUencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ CDeermtiafinedd DCehpeocskist.s._._._-_-_-_-_-_-_-_-_-_-_-_-__-______ Time Certificates of Deposit______ _ Savings Deposits ________________ --Letters of Credit and acceptances
executed for Customers ________ __ Bills Payable________ ---------------Notes and Bills Rediscounted____ _ Other Liabilities___ , ______________ _

25,000.00 25,000.00 8.825.75
none none 2.000.00 122.20 none 80,290.95 17,944 .Ol none none none none none

TotaL _____________________________ $ 15!l, 182 .91

114

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF NORCROSS

Norcross, Ga.

As called for by the Superintendent of Banks.

A. A. JOHNSO~,

C. A. ~fcDA:\'IEL,

President.

Cashier.

Date of Charh'r: 12-12-1903

Began Business: 2-1-1904

RESOURCES:

LIABILITIES:

Loans

and

D

is

counts.

____-_-__-__-__-_-_

-
$

-

-

------
56,640.54

-

-

-

-

-C- -a p-i-t a-l-S-t-o-c

-lc-_-__-__-_-__-__-_-__-__-_-__-__-_-$-

-

-
30,000.00

Certificates of Indebtedness and

Surplus Fun<L---------------------

6,000.00

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_ Furniture and Fixtures ___________ _ Other Real Estate owned..________ _

none
6,619.75
2,127.18
none

Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L-----------------

5,043.14
none none none

Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from

83' 152.26

CCaesrthiifeiersd CChheecckkss-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _

7. 284.40
none
94,895.33

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Overdrafts (if any) ________________ _
AdCvoamncmeodointiesC__o__tt_o__n___a__n_d____o_t_h__er_

101.00
none none
25,730.79

Time Certificates of DeposiL----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable__________________ -----

13.837 .85 17,310.80
none none

Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n__c_e_s_-_-_-_-_-_-_-_--_-_ Other Resources___________________ _

none none none

NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d________ __

none none

__'!'cJ_taL-=-::co-=-:.==c.c_---$ 174,371.52

TotaL ______________________________ $ 174.371.52

STATEMENT

Showing condition at the close of Business DecemLer 31, 1929, of the

BANK OF OCHLOCIINEE

Ochloehnee, Ga.

As called for hy the Superintendent of Banks.

" II. "TRST, President.

A. E. SPEER, Cashier.

Da tc of Charter: 10-19-190G

lkgan Business: 1l-190(i

RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_ Furniture and Fixtures ___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ f_ Profit and Loss--------------------Other Resources.-------------------
TotaL------------------------------- $

59,562 .09
none
2.000.00 2.500.00 2,700.00 18,039 .54
73.72
none none
none none none
125.00 85,000.35

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s__________________ __ NOothteesr aLniadbBiliiltlisesR_e_d__is_c__o_u_n__t_e_d_._.______ __

15.000.00 925.00 439.74
none none
24.00 114.13 130.00 34,640.57 25,772.14 7,954.77
none none none none

TotaL ______________________________ $___ 85 .ooo .35

TENTH ANNUAL REPORT

115

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF OGLETHORPE

Oglethorpe, Ga.

As called for by the Superintendent of Banks.

T. B. 2\iORGA!\,

W. E. WILBl'R:'\,

President.

Cashier.

Dat<' of Charter: 2-1-1901

Began Business: 2-8-1901

RESOURCES:
Loans and Discounts. _____________ $ Certificates of Indebtedness and
Bonds and Stocks ownecL______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate ownecL________ _ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_
POrtohfeirt aRnesdoLurocsess-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

46 '716 .50
l, 100.00 1,500.00
none 11,000.00
80,834.55
none none 195 .86
15,972.42
none none none

_'!'otaL.,----------------------------- $ 157,319 .33

LIABILITIES:
CSuarppitlauls SFtuoncdk._--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_$ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable______________________ _ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_c_L_______ __

15,000.00 10,000.00 8,549.87
none none none 24.01 none 112.494.54 11,250.91 none
none none none none

TotaL ______________________________ $ 157,319.33

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS BANK

Palmetto, Ga.

As called for by the Superintendent of Banks.

J. Jl. IHLLAHD,

B. Hl'DSO!\,

}'resident.

Cashier.

Dal<' of Charter: (i-29-191H

Began Business: 7-10-19JH

RE30URCES:

LIABILITIES:

------------
Loans and Discounts ______________ $ Certificates of Indebtedness and

---61,153 .58

-

-C- ap- ital- Sto-ck- ____- ____- ___- ____- ____- ___- _ $ Surplus Fund._____________________ _

----
35,000.00 7,000.00

Bonds and Stocks ownecL______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate ownecL________ _

9,092.00 6,324.79 2,226.97 13,115.40

Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L-----------------

2,197.06 none none none

Cash in Vault and amounts due from approved Reserve Agents .. 29' 514 .53

CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

462.85 none

Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2' 756.60 none none

TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances

62,777 .80 16,746.16
none

AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r

none

BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s___o_f

none

Notes and Bills Rediscounted____ _ Other LiabilitieS....-----------------

none none

Profit and Loss---------------------

none

TOothtearLR_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$- -124- ,1n8o3-.n8e7

TotaL ______________________________ $ 124,183.87

------

116

DEPARTMENT OF RA~KI~G

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE PATTERSON BAJ\'K

Palterson, Ga.

As called for by the Superintendent of Banks.

J. J\1. TIIO?IIAS,

HOJ\L\ THOM.b,

President.

('ashier.

Date of Charter: 6-19-1907

Began Business: fi-l!l-l!l07

RESOURCES:
Loans and Discounts .. ____________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_d__-_-_-_-_-_-_--_ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and Loss____________________ _
Other Resources.-------------------

74.690.31
none 2.430.00 1.180.62 3. 998.49
69.370.18
none liS .40 none
none
none none none

LL\BILITIES:
Csuarppiltuals SFtuonckd._._._._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-______$ RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Due to Banks______________________ _ Dividends Unpaid....--------------Cashiers Checks-------------------Certified Checks.------------- _____ _ Demand Deposits------------------Time Certificates of Deposit... -- .. Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable... _____ .... _______ -.. __ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__t_e_d_._._._.._

l'i.OOO .00 5.100.00 5.022.29
100.00 none
6.00 858 .29 none 9G .:l67 .90 :2!). 983 .52 none
none none none none

TotaL ... ---------------------------$ 151.738.00

STATEMENT

Showing condition at the close of Business Deecmhcr 31, 1929, of the

PLANTERS BANK

Pavo, Ga.

As called for by the Superintendent of Banlis.

H ..J. ALDEIC\IAX,

CHAS. II. E\EltETT,

President.

Date of Charta: :l-12-1912

Bt>gan Business: :;~-~:;- 1\l 1'Z

----ec-ce-__ - _ _ _ ---~----

~_-_-~_-_-_-_==------=-~-----_-

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned.._____ __ Banking House and Lot__________ _ Furniture and Fixtures __________ __ Other Real Estate owned________ __ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e__fr_o_m__ Cash Items.... ________________ -- __ __ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities... __ ... _---- ________ . Customers LiabilitY on Letters of PrCorreitdiatnadnLdoAssc_c_e__p_t_a_n_c__e_s_._._-_-_-_-_-_-_--_
Other Resources--------------------

45.316 .39
none 5,000.00 2,589.30 3,837.36
11 '627 .67
}75 .76 none 178 .08
none
none none none

LL\. PILI l.'IES:
Capital Stock.______________________ $ Surplus Fund_____________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ CDaivshidieenrsdsCUhencpkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Certified Checks.... ______________ __ Demand Deposits------------------Time Certificates of Deposit....... Savings Deposits ______ -------- ____ _ Letters of Credit and Acceptances
executed for Customers________ __ Bills Payable.... ____ ---------- ____ __ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._..__.

15,000.00 none
2.301.84 none none none 168.15 none
27' 904.17 .23. 350.40
none
none none none none

Total---~-:c=-==.:._-$_ _~8. 724 .56_ _ _T_otaL-:.,_-_-_--_--_-:_:_cc_--_-_--_--~=---~~---_--__ $___ 68.724 .56

TEl\TH ANl\UAL REPORT

117

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

SOUTHERN BANKING CO.

P<'arson, Ga.

As called for by the Superintendent of Banks.

IIEl\HY CORBITT.

WILEY :\f. Slll\ll\ER,

!'resident.

Cashier.

Date of Charter: 2-21-19'2;3

Began Business: 2-24-1925

RESOURCES:

LIABILITIES:

~ L- oa- ns - an- d D~ is cou- nt- s __- ___- ___- ___- ___- $ - 3- 6,3- 10.- 04 --- C- ap- ita- l S- toc- k._- ___- ___- ___- ___- ____ ___ __ - $ - 1- 5,0- 00.0- 0

Certificates of Indebtedness and Bonds and Stocks owned.______ _
Banking House and Lot__________ _ Furniture and Fixtures___________ _

none
2,100.00 2.225.00

Surplus Fund---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkds_s-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_

none
1,066 .01
none none

Other Real Estate owned.________ _

none

Dividends Unpaid------------------

none

Cash in vault and amounts due

Cashiers Checks--------------------

174.86

from approved Reserve Agents.. 30,362.52

Certified Checks--------------------

none

Checks for Clearing and Due from

Demand Deposits------------------- 54,303.91

other Banks.---------------------

none

Time Certificates of Deposit______ _ l, 737 .78

COavsehrdIrtaefmtss .(.i.f _a__n_y_ )- -_-__-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

811.79 599 .76

Savings Deposits------------------Letters of Credit and Acceptances

none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Customers LiabilitY on Letters of

Notes and Bills Rediscounted.....

none

Credit and Acceptances_________ _

none

Other Liabilities.-------------------

126 .55

POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL .. ____________________________ $ 72,409.11

TotaL _______________________________ $ 72,409 .11~

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS BANK OF PELHAM

Pelham, Ga.

As called for by the Superintendent of Banks.

F. D. HOLLIS,

.J. R. PA Yl\E,

President.

Cashier.

Date of Charter: 8-25-1902

Began Business: 9-1-1902

RESOURCES:
Loane and Discounts ______________ $ CeBrotinfidcsataensdoSf toInckdsebotwednneeds._s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--..-.-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiaAbciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f Profit and LosS--------------------Other Resources.-------------------
TotaL ______________________________ $

298,808.17
33,892.34 8,050.00 2,371.37 40, 198.81
90,356 .04
2,314.63
none
321.60
none
51,028.73
none
28,500.00 555,841.69

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid----------------Caehiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------BLeieltxltseercPsuatYoefdabCfloreer_d_C_i_tu_sa_t_no_dm__Ae__rc_sc___e___p__t__a__n___c___e_s_ Notes and Bills Rediscounted.---Other Liabilities-------------------

100,000.00 50,000.00 6,458.21 1,000 .00
none
150.00 l, 095 .52
3.00 232,179.21
28,727 .25 107,728.50
none none none
28,500.00

TotaL------------------------------$ 555,841.69

118

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

HOUSTON BANKING CO.

Perry, Ga.

As called for by the Superintendent of Banks.

S. A. 1\'Ul\K,

W. V. Tl'GGLE,

President.

Cashit>r.

Date of Charter: 4-14-1905

lhgan Busini'ss: 190.5

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._.._ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fboarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_
Cash Items..... ______ .... ----------Overdrafts (if any)...... _..... __ ... AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss..................... Other Resources....................

110,043.84
15,000.00 5,000.00 2,894.00
none
37,658.33
2,404.17 6,225.87
none
8,256.62
none none none

TotaL.............................. $ 187,482.83

LIABILITIES:
Capital Stock....................... $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.................. Cashiers Checks.................... CDeermtiafinedd DCehpeocskist.s._. .-.--_-_-_-_-______________._--_-_ Time Certificates of Deposit....... Sa;ings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable_.. _____ --------- ...... Notes and Bills Rediscounted..... Other Liabilities....................

2!7i,,O5O0O0..OoOo
3,106.25
none none none
318.44
none
70,503 .38 5g,550 .00 21.50.!.76
none none none none

TotaL------------------------------~ ld7 .482 .83

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

PERRY LOAN & SAVINGS HANK

Perry, Ga.

As called for by the Superintendent of Banks.

R. L. CATER,

C. E. A:\'DRE\\',

President.

Cashier.

Date of Charter: 8-!i/0-1989

Began Business: IS89

RESOURCES:

Loans and Discounts..............$ 93,252.87

Certificates of Indebtedness and

Bonds and Stocks owned........ 40,100.00

Banking House and Lot........... 5,000.00

Furniture and Fixtures............

2,500.00

Other Real Estate owned..........

none

Cash in Vault and amounts due

from approved Reserve Agents.. 65,802.44

Checks for Clearing and Due from

other Banks...................... 1,513.17

COavsehrdIrtaefmtss.(.if..a.n..y.).._._._.__-_-_-_-_-_-_-_-_-_-_--__-

none 2.72

AdCvoan=coediotniesC__o_t_t_o__n___a_n__d____o_t_h__er_

2.983.27

Customers Liability on Letters of

Credit and Acceptances.---------

none

Profit and Loss.....................

3,000.00

Other Resources.................... - - -no-ne

TotaL..............................$ 214,154.47

LIABILITIES:
Capital Stock..... ------------------$
Surplus Fund.... -----------------Undivided Profits-----------------Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand DepositS-----------------Time Certificates of Deposit..... .. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities....................

25,000.00 27,500.00
1.486.74
none none
2,000.00 6,726.35
none
11107,,452833..o8o4
23.-434.54
none none none none

TotaL..............................$ 214,154 -~

TENTH ANNUAL REPORT

119

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF PINEHURST

Pinehurst, Ga.

As called for by the Superintendent of Banks

J. L. LEE,

A. M. WILSON,

President.

Cashier.

Date of Charter: 1-1-1908

Began Business: As private Bank 1904

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indeb.tedness and
Bonds and Stocks ownect..______ _ Banking House and Lot__________ _ FOuthrneirtuRreealaEndstFatiextouwrense-d-.-.-__-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents Choetchkesr fboarnCksle..a__r_in__g__a_n__d__D__u__e_f_r_o__m_
COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances.________ _ POrtohfeitr aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL _________ --------------------$

80,262.69 none
1,500.00 2,500.00
none 24,498.61 1,385.70
none none 48,130.34 none none none 158,277.34

LIABILITIES:
Capital Stock..---------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Bank.----------------------Dividends Unpaid..----------------Cashiers Checks ------------------Certified Checks-------------------TDiemmeaCnedrtDifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Other Liabilities-------------------

25,000.00 25,000.00 l, 250.00
none none 2.000.00 1,153 .02 none 56,177.32 17' 697.00 none
30,0n00on.oeo
none none

TotaL------------------------------$__158.277 .3i_

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

SALZBURGER BANK

Pineora, Ga.

As called for by the Superintendent of Banks.

" .. R. VETZEH,

R. L. ELKIXS,

President.

Cashier.

Date of Charter: 2-1:!-1915

Began Business: 2-Hi-1915

RESOURCES:

Loans and Discounts ______________ $ 56,374.80

Certificates of Indebtedness and Bonds and Stocks owned..______ _
Banking House and Lot__________ _

none 2,950.00

FOuthrneirtRureealaEndstaFtiextouwrensed-.-._-_-_-_-_-_-_-_--_

1, 920.00 14,444.53

Cash in Vault and amounts due

from approved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_

56' 138.57 55.33

COavsehrdIrtaefmtss_(_i_f__a-n-y-)--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_

none 110.91

AdCvoa=ncoediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
Customers LiabilitY on Letters ot
Credit and Acceptances._________

none none

Profit and LOSS---------------------

334.27

TOothtearLR__e_s_o_u__r_c_e_s_._._.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -132-,528578-..3965

LIABILITIES:
Capital Stock.______ ----------------$
Surplus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable.---------------------Notes and Bills Rediscounted...... Other Liabilities-------------------

25,000.00 172.48 none none none none none none
70,608.63 4,365.06 17,270.44
none 15,000.00
none 170.75

TotaL------------------------------$ 132,587.36

120

DEPARTMEN'T OF BAKKIKG

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

PITTS BANKII\G CO.

Pitts, Ga.

As called for by the Superintendent of Banks.

L. 0. BE:\TO:\.

,\. C. SHELL,

l'resi(knt.

Cashier.

Date of Charter: (i-~-190G

Began Busin<'ss: ll-190(i

RESOllRCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf t oI nc kdse botwe dnneeds. _s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeso_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and LOSS--------------------Other Resources.-------------------
-T- ota-L.- -----------------------------$

48,930.83
none 450.00 l, 000.00 8,000.00
102,862.20
none none none
3.987 .68 none none none
165,230.71

LIABILITIES:
Capital Stock.---------------------- $ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ SaVings Deposits------------------BLeieltxltseecPrsuatoyefadbCfloreer_d_C_it_u_as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted____ _ Other LiabilitieS--------------------

25,000.00 5,000.00 1,699.65
500.00 none none l ,645.52 none 121,985.30 9,400.24 none
none none none none

TotaL-------------------------------$ 165,230.71 ------------

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF PORTAL

Portal, Ga.

As called for by the Superintendent of Banks.

A..\. Tt:Hl\"ER,

R. H. Kil\'GERY,

President.

Cashier.

Dalt' of Charter: 5-21-1910

Began Business: 7-30-1910

RESOURCES:
Loans and Discounts. _____________ $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t _-_-_-_-_-_-_-_-_-_- -_ Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC. _o__t_t o__n___a__n_d____o_t_h__e r_ Customers LiabilitY on Letters of
Credit and Accei>tances- --------POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL------------------------------$

57,940.02
2,400.00 3,500.00 2,500.00 8, 798.44
4,880.89
none none 30.16
l, 491.26
none l, 108.97
none
82,649.74

LIABILITIES:
Capital Stock.----------------------$ SUunrdpilvuisdeFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------CCearsthiifeiersd CChheecckkss-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ SaVings Deposits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable ____________ ----------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__._._._.._

25,000.00 none none
8,800.00 none none 746.87 none
17,421.11 19,809.34
none
none 5,000.00 5,872.42
none

TotaL..-----------------------------$ 82,649.74

TE~TII .\1\KL\L REPORT

121

STATE:\IENT

Showing condition at the close of Business December 31, 1929, of the

BAl'IK OF PRESTON

Pr<'ston, Ga.

As <'ailed for by the Superintendent of Banks.

.J. V. IX~SFOJU>,

:\. E. BCLLOCK,

!'resident.

Cashier.

Da I e of Charter: 10-27-J!H)(J

Began Business: 10-190()

RESOuRCES:

LIABILITIES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ . Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.-------.......------Cash Items.......................... Overdrafts (if any) ________ ......... Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances..-------POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

54,506.74 230.10
2.000.00 2,000.00
none 40.363.75
100.00 none 42.06 7,557.43 none none none

Capital Stock....................... $ Surplus Fund..................... .. Undivided Profits.................. Reserve Funds..................... . Due to Banks....................... Dividends Unpaid................... Cashiers Checks.................... Certified Checks.................. .. Demand Deposits.................. . Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable....................... . Notes and Bills Rediscounted.... . Other Liabilities.................. ..

TotaL....... --.--.---._. ------cc..c.cc_c_$---'l'-'06c.'c:.8c.:OO'-.Oc.:8'----T=O0t,a=l=--cc-=-cccccccc.cc.cc..=.......... __ .... $

15,000.00 none
2,801.10 50.94 none none 137 .08 none
46' 470.27 40,899.34 l, 441.35
none none none none
106, 800 .08

STATEMENT

~howing condition at the close of Business December 31, 1929, of the

THE BANK OF QUITMAN

Quitman, Ga.

As called for by the Superintendent of Banks.

S. S. ROl':\TREE,

II. '" STlJBBS,

President.

Cashier.

Date of Charter: l2-!ll-IR88

Began Business: 12-31-1888

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d_._._-_-_-_-_-_--_ Furniture and Fixtures.....------Other Real Estate owned.......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
c~;~1~J>~~~~::::::::::::::::::::
Overdrafts (if any) ________ ....... .. AdCvoamnmceodoitnies_c_o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Accei>tances..-------Profit and LOSS--------------------Other Resources.-------------------
TotaL .............................. $

683' 113.12 60,150.00 16,543 .54 7,997 .98 10,268.68 165,063.60 35' 209 .88
none 103.45 4,295.88 none none none 982,746.13

LIABILITIES:

Cai>ital Stock....................... $ Surplus FuncL..................... RUensdeirvvied Fe du nPdr osf.i.t.s..... .. .. .. .. ._._.__. _._._._._._._. ._ Due to Banks....................... Dividends Unpai<L----------------Cashiers Checks.................... Certified Checks................... . Demand Deposits................... Time Certificates of DeposiL----Savings Deposits................... Letters of Credit and Acceptances BielxlsePcuatyeadbfloer..C..u..s.t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted...... Other LiabilitieS------------------.

165,000.00 100,000.00
2.998.35 12,449.04 3,341.92
none 990.91 none 274,705.82 126,319.01 296,941.08 none none none none

TotaL....------------.. -----.. -----$ 982,746.13

122

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE CITIZENS BANK OF RAY CITY

Ray City, Ga.

As called for by the Superintendent of Banks.

G. W. YARK,

JKO. D. Ll:KE,

President.

Cashit'r.

Date of Charter: 4-28-1911

Began Business: 8-14-1911

RESOURCES:

Loans and Discounts ______________ $ 95,395.55

Certificates of Indebtedness and

Bonds and Stocks owned....... BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t -_-__-_-_-_-_-_-_-_- -_

none 2,500.00 3,827.00

Other Real Estate owned--------- 10,232.48

Cash in Vault and amount<; due

from approved Reserve Agents.. 19,346 .08

Check<; for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

104.20 5.80
1,200.22

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit and Acceptances.._________

none

Profit and Loss...------------------

none

Other Resources..------------------- -1,-280-.62

Total=--------------------------$ 133,891.95

LIABILITIES:
Capital Stock______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid..---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit...... Savings Deposits------------------LBeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_tn_o_dm__Ae__rc_sc__e___p___t__a__n__c___e_s__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

25.000.00 1. 000.00 1.130.93
none none none 1. 630.29 34.00 51.508.80 53.587 .93 none none none none none

TotaL. ___ .. __ ...------------------$ [;J:l.891.95

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE TATTNALL BA~K

Rddsville, Ga.

As called for by the Superintendent of Banks.

J. Y. KELLEY,

.J. E. KEWTOX,

President.

Ca:<hier.

Date of Charter: 9-1+-1900

Began Business: 10-'!'!-1900

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and B aBnoknidnsgaHnoduSsteoacnk sdoLwont _e_d_._.______. _
FOuthrneirtuRreealaEndstaFtiextouwrense-d--.-. _-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _
Advance on Cotton and other C o = o d i t i e s. . . . - - - - - - - - - - - - - - - - - -
Customers LiabilitY on Letters of Credit and Acceptances..........
Profit and Loss.-------------------Other Resources..-----------------

181.968.34 9,532.50 5,000.00 1,176.24 6,017.37 28,483.15 none 1, 796.74 518.61 15,985.21 none none 49,300.00

LIABILITIES :
Capital Stock_______________________ $
surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..---------------Cashiers Checks-------------------Certified Check&.------------------ Demand Deposits-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and acceptances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted. Other Liabilities....-----------------

50.000 10,000

..oooo

10.054.52

none

none

none

13.935.87

none

98.779.22

36,876.88

31.831.67

none none none 49.300.00

_::T:.::o:::ta=l=-::.::--::.::-:.:.:::.::.:-:.::.:-:::-:::::::.::::.::::.::--:.:-.::$__:2:::99:c:..:.77:.::8:.:.1::6;__;___T=-ot:.:a::.L::-.:::::.:.::.:.:::.:.:::.:::.::.:::.:c::.:.:c::.::.::::.::-::.::$::__-"-;l=99. 778 .16

TENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

RENTZ BANKING CO.

Rentz, Ga.

As called for by the Superintendent of Banks.

0. D. BARHOK,

THEROX WOODAHD,

President.

Cashier.

Date of Charter: 5-2-1914

Began Business: 5-5-19 U

RESOURCES:

Loans and Discounts--------------$ 38,413.53

Certificates of Indebtedness and

Bonds and Stocks owned........

none

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_._._._._._._._._._. ._ Other Real Estate owned_________ _

1,850.00 1,350.00
940.17

Cash in Vault and amounts due

from approved Reserve Agents .. 9, 929.25

Choetchkesr fboarnCklse_a_r_i_n__g__a_n__d__D__u_e__f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _

255 .27 39'2.54 3.265.12

AdCvoamncmeodointiesC__o_t_t_:o__n___a_n__d____o_t_h__er_ 8,ll3.07

CuCsrteodmiterasnLd iAabccileiptyta,onnceLs_e_t_t_e_r_s___of_

none

POrtohfeitr aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

T

o

taL

______________________________

$

--64,508.95

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdsa nUknsp. .a. i-d- -_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_- -_ CasWers Checks ------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-.-.-.-.-.-.-. Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

15' 000.00 5.000.00 6.941.18 1.083.42
none none none none
zg .345 .22 7.139.13
none
none none none none

TotaL.----------------------------$ 54.508.95

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE CITIZENS STATE BANK

Reynolds, Ga.

As called for by the Superintendent of Banks.

C. H. KEISLER,

J. H. 1\EISLEH,

President.

Cashier.

Date of Charier: 9--8-1922

Began Business: 9-S-1 !JQ!i!

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot.......... FOuthrneirtRureealaEndstaFtiextouwrensed--.-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from COaovsethhrdeIrtraeBfmtassn.(.ki.fs.a._-n_-_y-_-)_-__-__-___-__-__-__-__-__--_--_--_--_--_--_--_----_ Adva,nce on Cotton and other
Commodities.--------------------Customers Liability on Letters of
Credit and Acceptances...... POrtohfeirt aRnedsoLuOrcSesS.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-__
TotaL------------------------------$

54,433.98
900.00 7,000.00 l, 587 .00
none
12,549.36
208.42 194.88
none
8,932.11
none none none
85,805.75

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits----------------- Reserve Funds.--------------------Due to BankS----------------------Dividends Unpaid.................. Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit...... LSaevttienrgssoDf eCproesdiittsa--n-d---A-c--c-e-p--ta--n-c-e--s
executed for Customers......... Bills Payable.. --------------------Notes and Bills Rediscounted.... Other Liabilities.............

25,000 .oo
5,000.00 200.05
none
15,000.00 l, 000.00 1,098.88
none
25,046.09 12,319.77 1.140.96
none none none none

TotaL------------------------------$ 85.805.75

124

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

RHINE BANKI!'IG CO.

Hhhw, Ga.

As called for by the Superintendent of Banks.

H. E. PO:'\DEH,

.J. C. WILLL\:\1:-;.

President.

Cashier.

lbtP of Charter: 7-11-1!)]8

Bepan Business: 5-22-1918

RESOURCES:
Loans and Discounts ___ , .. _______ $ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot__________ _ FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d-.-. _-_-_-_-_-_-_-_- -_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks_--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and Loss____________________ _ Other Resources___________________ _
TotaL ______________________________ $

40,262.24 1, 200.00
none 2, 933.18 6,500.00 70,881.13
454.56 none none 8,692.19 none none none 130,923.30

LIABILITIES:
Capital Stock_______________________ $ Surolus Fund_____________________ _
Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCaesrthiifeiersd CChheecckkss-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit______ _ Savings Deposits------------------BLeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_sa_t_no_dm__A_e_rc_sc___e___p__t__a__n__c____es__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__t_e_d________ __

25,000.00 6,000.00 1, 727 .57
none none none 295 .77 none 62,230.49 35,669.47 none none none none none

TotaL ______________________________ $ 130,923.30

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

RICHLAND BANKING CO.

Richland, Ga.

As called for by the Superintendent of Banks.

E. W. l'AHI:-;11.

L. B. SEWELL,

President.

Cashier.

Date of Charter: 10-1 ~l-1927

Began Business: 10-15-19'!7

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ Advance on cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabciclietpYtaoncnesL_e_t_t_e_r_s__o_ f_ POrtohfeirt RanesdoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL_-----------------------------$

60,230.13 4,296.22 4,310.00 1 '930 .00
none 38,738.76 1,269 .66
125 .20 none 443.03 none none none lll ,343.00

LIABILITIES:
Capital Stock_______________________ $ Suro1us Fund_____________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks___ ----------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

40,000.00 none
2,689.01 none none none 967.68 none
52,873.77 none
14,735.32 none none none 77.22

TotaL------------------------------$ 111,343.00

TENTH ANNUAL REPORT

125

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF RINGGOLD

Rin~~old, Ga.

As called for by the Superintendent of Banks.

\l. "' \1T'HPHY,

OLE:\' :\". \IERRITT,

President.

('ashier.

DatP of Charter: 8-24-l!l04

Begnn Busin!'ss: 8-l!HH

RESOURCES:
Loans and Discounts .. ____________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__._._._._._._.._ Furniture and Fixtures.... _______ _ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrtebmasnk..s...-.-.-.-.-.-.-.-_-_-__-_-_-_-_-______ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities..................... Customers LiabilitY on Letters of
Credit and Acceptances....... Profit and Loss-----------Other Resources-----------

66,567.35 11.857 .08 2.140.00 2. 221.50 4.184.26 57.699 .48
170.77 364 .14 I, 481.42 1,020.77 none none 331.59

LIABILITIES:
Capital Stock....................... $ Surplus FLmcL.................... . Undivided Profits.................. Reserve FLmds..................... . Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks-------------------Demand Deposits------------- Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.......------------- Notes and Bi1ls Rediscounted..... Other Liabilities-------

:!5.000 .00 none
~ .805 .43 none
I. 600.00 none
2.1.82
none 87.085 .06 24,1)]6.23 5.250.70
none none none 39.12

TotaL.......................... $ 148.038.36

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CRAWFORD COUNTY BANK

Rol><'rla, Ga.

As called for by the Superintendent of Banks.

HOBT. E. AYEH.\,

F. E. JlE:\TLE'.

President.

Cashi<r.

Date of Charter: 1--7-1!)01

Jlpgan Business: 1-8-l!Hll

RESOFRCES:

LIAiliLITIES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.,........ Cash in Vault and amotmts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks..................... Cash Items......................... . Overdrafts (if any) ................ . Advance on Cotton and other
Commodities..................... . Customers LiabilitY on Letters of
Credit and Acceptances.......... Profit and Loss..................... Other Resources................... .

56,308 .94 none
2,435.54 1,420.00 l, 988.40 28.584.37
655 .51 409 .30 259.04 6,804.17 none none none

Capital Stock....................... $ Surplus Fund...................... Undivided Profits.................. Reserve FLmds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks................... . Demand Deposits_................. Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable....................... Notes and Bills Rediscounted..... Other Liabilities_..................

Iii .000.00 6.000.00
1.831.44 none none none 156.47 none
52.0U .14 23.865.22
none
none none none none

...:T=-o=-t=a=l.=-"-:.:c:c:.:c:c-:.:c:c::.:=::.:=::.::::::.:--="-:.:c:c--:.:c:c:.:$'---....::c98:..:,::.86:::5:..:.2:.:7_ _ _.:-T"'o"'ta~l..--::.:-.--.::.:-.- -.::.:--:.:::.:--::c-.--:.:"'-=-=,.-::.:-. -.::.:--::::.:::c-.:.:...:$'-----"g8,865 .27

1~6

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE ROCKMART BANK

Rockmart, Ga.

As called for by the Superintendent of Banks.

S. D. LEE,

II. P. FA.MBRO,

President.

Cashier.

DaiP of Chart!'r: 10-30-1900

ll!'gan Busin!'SS: 1o-:l0-1900

RESOURCES:

Loans and Discounts------------$ Certificates of Indebtedness and BaBnoln,idnsgaHnoduSsetoacnkds oLwont_e_c_l_._.-_-_-_-_-_-_ Furniture and Fixtures.. _________ _ Other Real Estate owned......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn.k..s.-.-.-.-.-.-.-.-_-_-_-_-__-_-_-_-_-_-_-_--.-. Overdrafts (if any). _______________ _
Advance on Cotton and other Commodities... ---------------
Customers LiabilitY on Letters of Credit and Acceptances.-------
Profit and Loss.. ----------------Other Resources.-------------------
_'!'()taL ......... _____________________ $

105,044 .99
16,897.48 9,750.00 3,468.38 6,406.00
128 '514 .83
616.53 none 3,151.14
none
none none none 273,849.35

LIABILITIES:
Capital Stock_. _____________________ $ Surplus Fund....... _. _______________ _ Undivided Profits.------------ ..... Reserve Funds..... ---------------Due to Banks----------------------Dividends Unpaid.--------------Cashiers Checks-------------------Certified Checks... ----------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers...-----Bills Payable........................ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d_._._._._. ._

30,000.00 none
13,536.72 745 .38 none none 387 .63 none
115,639 .01 15,358 .62 98,181.99
none none none none

TotaL ______________________________ $ 273,849.35

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS-FLOYD BANK AND TRllST CO.

Rome, Ga.

As called for by the Superintendent of Banks.

C. C. BYARS.

l'. B. IL\RBOCH,

President.

Cashier.

Date of Charter: 1-22-1924

B!'gan Business: 1-22-1924

RESOURCES:
Loans and Discounts.....--------- $ Certificates of Indebtedness and
Bonds and Stocks owned........ . Banking House and Lot........... Furniture and Fixtures.. _________ _ Other Real Estate owned.......... . Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks....--------------COavsehrdIrtaefmtss.(.if..a.n..y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_--__Advance on Cotton and other
Commodities.... ----------------Customers Liability on Letters of
Credit and Acceptances.--------Profit and Loss....-----------------Other Resources..-----------------
TotaL.----------------------------- $

498,023.55
21.891.20 none
3,556.82 12,095.12
69,902.33
19' 189.63 none
1 '136 .93
none
none none none
625,795.58

LIABILITIER:
Capital Stock.. _____________________ $ Surplus Fund.......-----------------Undivided Profits-----------------Reserve Funds....-----------------Due to Banks---------------------Dividends Unpaid-----------------Cashiers Checks.------------------Oertified Checks..-----------------Demand DepositS-----------------Time Certificates of Deposit....... Savings DepositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable.._____________________ _ Notes and Bills Rediscounted..... Other Liabilities...------------------

100,000.00 20,000.00 8,995.93 none none none 38,874.64 340.37 330,016.25 2,260.75 105,307.64
none none 20,000.00 none

TotaL..---------------------------$ 625,795.58

TENTH ANNUAL REPORT

127

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS BANK

Roswell, Ga.

As called for by the Superintendent of Banks.

H. 1'. ('ARPEXTER,

C. C. FOWLER,

PrPsident.

Cashier.

Date of Charter: 11-24-1910

Began Business: H'-1-1910

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<__L_._-_-_-_-_--_ Furniture and Fixtures ___________ _ Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of
Credit and Acceptances_________ _ Profit and LOSS--------------------Other Resources.-------------------
TotaL .. ____________________________ $

85,663.11 100.00 none
2.090.48 15' 218 .46 27' 621.47
none 270.24 1' i36 .44 11,590.71 none none none 143,690.88

LIABILITIES:
Capital Stock_______________________ $ Surolus FuncL--------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--__DDiuveidtoenBdas nUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.---------------------Notes and Bills Rediscounted-.... Other Liabilities-------------------

21,000.00 4,200.00 4,888.98
none none none 3,605.11 none 57' 242.14 52' 724.90 none none none none 29.75

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

ROSWELL BANK

Roswell. Ga.

As called for by the Superintendent of Banks.

J. H. FOSTER,

C. G. WEBB,

Pre>'ident.

Cashier.

Date "f Charter: :l-11-1901

Began Business: 3-1901

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont _e_<_L__._-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from approved-Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts iif any) ________________ _ Advance on cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f Profit and Loss--------------------Other Resources--------------------
TotaL... -------------------- _______ $

215,286 .84 none none
1,115.14 none
152,695 .53 1,455 .80 394.03 862.18 none none none none
371,809 .52

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit-----Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 25,000.00 28,001.34
none none
6.00 1,143.97
none 220,579 .38 72,078.83
none none none none none

TotaL ______________________________ $ 371.809.52

128
--~~---~----

DEPARTMENT Ol' BANKI:\G

STATE!\IENT

Showing condition at the close of Business December 31, 1929, of the

THE FARMERS HA:!'\K

Royston. Ga.

As called for by the Superintendent of Banks. S,\:\J BO\YERS,

C. C. F.\1:\,

President.

( 'asiti<r_

Date of Charter: 7-11-1907

Jlpgan Business: 10-l-1!)07

RESOURCES:

LIABILITIES:

--------------------- ------

Loans and Discounts ______________ $ 154.932.95

Capital Stock_______________________ $ ,io.ooo.oo

Certificates of Indebtedness and

Surplus Fund....... ---------------- lll.OOO .00

Bonds and Stocks owned------Banking House and Lot___________

28,582.08 7.650.00

Undivided Profits..---------------Reserve Funds----------------------

none none

Furniture and Fixtures............ Other Real Estate owned..........

5.167.00 19,405.65

Due to Banks...... ----------------Dividends Unpaid__________________

none
2.508.00

Cash in Vault and amounts due from approved Reserve Agents.. 49.395.07

Cashiers Checks-------------------Certified Checks____________________

2.655.62
none

Checks for Clearing and Due from other Banks......................

none

Demand Deposits------------------ 197.944.49 Time Certificates of Deposit....... 20,429.00

Cash Items.......................... Overdrafts (if any)_________________

none none

Savings Deposits------------------Letters of Credit and Acceptances

none

Advance on Cotton and other Commodities...................... 19,857 .84

executed for Customers.......... Bills Payable________________ ...... .

none none

Customers LiabilitY on Letters of

Notes and Bills Rediscounted.....

none

Credit and Acceptances_________

none

Other Liabilities-------------------

l. 5f\O .47

Profit and Loss.....................

none

Other Resources..------------------

106.99

TotaL. ___ ------------------ ........ $ 285,097 .58

STATEMENT Showing condition at the dose of Business Dccclllbcr 31, 1929, of the
llA;.JK OF RUTLEDGE Rutledge, Ga.
As called for by the Superintendent of Banks.

H. '" \YALL\CE, President.
Dale of Charter: 9-24-1898

'" T. ROBERT:-i, ( ':tshi r.
B<:gan Business: l 0--1-l ~\)8

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks _____________ --------COavsehrdIrtaefmtss.(.i.f.a. n_.y.)-_._._._._._._._._._._._._-_._. .__. Advance on Cotton and other
Commodities.... -----------------Customers LiabilitY on Letters of
Credit and Acceptances.......... Profit and Loss................... .. Other Resources-------------------TotaL ... ____________________________ $

--~- - - - - -

55.095.38
none
I, 000.00 600.00
8 692.94
16' 411 .21
648.07 74.04
none
15,303.80
none none none

LL\BI LITIES:

- - - - - ---~~-~--~----

Capital Stock______________________ .$ 25, 000.00

Surplus Fund_____________________ __

5,000.00

Undivided Profits-----------------Reserve Funds------------------- ... DDuiveidtoenBdas nUkns-p-a-i-d--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_

2.490.44
none none none

Cashiers Checks-------------------Certified Checks........ ---- ___ .- ...

4.00
none

Demand Deposits-----------------Time Certificates of Deposit,. ____ _ Savings Deposits ..... ____________ __

55' 415.41 :l,600 .00
6,Hl5 .59

Letters of Credit and Acceptances executed for Customers..........
Bills Payable___ .................. ..

none none

Notes and Bills Rediscounted.....

none

Other Liabilities................. ..

51!0 .00

97,825.44

TotaL ______________________________ $ 97' 825 .44

--------

TENTH A:\"KEU. REPORT

l~!l

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF CAMDEN COUNTY

St. 1\Tarys, Ga.

As called for by the Superintendent of Banks.

G. \Y. BlL\KDOX,

H. \Y. HOFF,

President.

Cashi<:'r.

Date of Chnrtcr: \)-Hi-!!)] 1

Began Business: 1~-G-1911

RESOURCES:

Loans and Discounts ______________ $

Certificates of Indebtedness and

Bond~
Banking

aHnoduSsetoacnkds

oLwont _e_d__.._.__._._._.

._

Furniture and Fixtures............ Other Real Estate owned_________ _

Cash in Vault and amounts due from approved Reserve Agents..
Choetchkesr fBoar nCklse.a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_

Customers Liability on Letters of Credit and Acceptances.......... .
Profit and Loss.. ---------"--------Other Resources--------------------

Total.. ......... _____________________ $

46,061.87
none 3.688.53 2. 787.08
none
10,448 .18
250.53 none none
none
none none none 63,236.19

J,J ABILITIES:
Capital Stock---------------------- $ Surplus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings DepositS------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s_._._.__._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 4.439.61
none none none none 361 .30 none 22,969 .09 2,614.19 17.852 .00
none none none none

TotaL.. -----------------------------$ 63,236.19

STATEI\IENT

Showing condition at the close of Business December 31, 1929, of the

GEO. D. WARTHEN BANK

Sandes, ille, Ca.

As called for by the Superintendent of Banks.

C. Fl:\DLAY llnYIX,

R. S. ll.\HBELL,

President.

Cashin.

Date uf Charter: 1-20-19:ZH

Began Business: 1-'20-l!HH

RESOURCES!
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures........... Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o_m__ COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances........... Profit and Loss..................... Other ResoUrces..................... TotaL. ______________________________ $

433,477.78 84,530.23
none 1.00
none 160,256.91 18,801.04
none 7,459.49
none none none none 704,526.45

LIABILITIES:
Capital Stock.......................$ Surplus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances B ielxl sePc uatyeadbfloer__C__u_s__t o__m__e_r_s_.__. _. _._._._._. .__. NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._..__.

50,000.00 50,000.00 8,106.83
none none 5,000.00 9,301.58 708.65 448,263 .90 133.145.49 none
none none none none

TotaL-------------------- __________ $ 704,526 .45

130

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF SASSER

Sasser, Ga.

As called for by the Superintendent of Banks.

C. C. BRIM,

B. H. HILL,

President.

Cashier.

Date of Charter: ]~]5~1905

Began Business: I 905

RESOuRCES:
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._..__._._._..__. Furniture and Fixtures___________ _ Other Real Estate owned.......... . Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from CaosthheIrtebmans_k_s_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Overdrafts (if any) _______________ __ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_._._._._._._._._. ._ Other Resources.-------------------
TotaL ______________________________ $

83,646.38
2,250.00 2,000.00 1,800.00 1,350.95
54,613 .89
none
50.00 9.61
2, 748.88
none none none
148.469 .71

LIABILITIES:
Capital Stock.----------------------$ surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp.-a-i-d-.-..-.-.--__-_-_-_-_-_-_-_-_-_-_--__Cashiers Checks ------------------Certified Checks................... . Demand Deposits~---------------- Time Certificates of Deposit....... Savings Deposits _____________ -----Letters of Credit and Acceptances
executed for Customers---------Bills Payable....... __ ._._------- ... . Notes and Bills Rediscounted...... Other Liabilities~-._ ... ____ ....... .

25,000.00 32.500.00
2, 970.56
none none none
30.00
none
83,611.10 4,358.05
none
none none none none

TotaL ______________________________ $ 148.469.71

STATEMENT Showing condition at the close of Business December 31, 1929, of the
CITIZENS BANK & TRuST COl\lPANY

Savannah, (;a.

As called for by the Superintendent of Banks.

II{'(;() I. FIU);K.

1'.\l-L T. JO:\E:-i,

President. Dat" of Charter: ;)-2Q-190G

Cashier. Began Business: G-J-J!)(J(J

-------

HEROL:RCES:

Loans and Discounts ______________ $ 1,273,210.74

Certificates of Indebtedness and

Bonds and Stocks owned......... 22,252.00

Banking House and Lot._________ _

none

Furniture and Fixtures ________ . _. 10,494 .41 Other Real Estate owned_________ _ 166,702.07

Cash in Vault and amounts due

from approved Reserve Agents.. 234,029.37

Checks for Clearing and Due from

other Banks.---------------------

8,340.75

Cash Items--------------------------

100.00

Overdrafts (if anYl----------------- l. 445 .23

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit and Acceptances..........

l' 830.00

Profit and Loss---------------------

none

Other Resources...-----------------

1,147.44

TotaL. _____________________________ $ l. 719,552 .01

LIABILITIES:
Capital Stock.------------- _____ .... $ surplus Fund~-------------------- Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdsa nUknsp. -a-i-d-.-. -_-_-_-__-_-_-_-_-_-_-_-_-_-_- -__Cashiers Checks.. ________________ __ Certified Checks____________ -------Demand Deposits-----------------TS ai mv ienCg se rDt iefpi coastiet ss _o_f__D__e_p_o__s_i_t_s_._._._._. ._ Letters of Credit and Acceptances
executed for Customers---------Bills Payable. _____ ----------------Notes and Bills Rediscounted..... Other Liabilities~-- ... ---- .. ----. __

300,000.00 75,000.00 15' 521.72
none
17,945.98 342.00
11,567.96 858.38
554,903.97 53.214.16 408,241.02
l. 830.00 35.000.00 245' 125.82
none

TotaL _____________________________ .$ l. 719.552.01

TENTH ANNUAL REPORT

131

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE GEORGIA STATE SAVINGS ASSOCIATION

Savannah, Ga.

As called for by the Superintendent of Banks.

HEJiiHY BLl_:Jii,

F. C. BUSH,

rrPsidenf.

Sec. & Treas.

Date of Charter: 7-Q9-190!J

Began Business: R-4-1909

RESOURCES:

Loans and Discounts .. ____________ $ 5,240,396.98

Certificates of Indebtedness and

Bonds and Stocks owned.._______ 846.426.88

Banking House and Lot___________ 75,000.00

Furniture and Fixtures____________

1.00

Other Real Estate owned__________ 222,632.99

Cash in Vault and amounts due

from approved Reserve Agents._ 880,690.84

Checks for Clearing and Due from

CaosthheIrtebmasn.k..s.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Overdrafts (if any) _______________ __

3, 766.15 1,303.16
none

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc_c_e_p__t_a_n_c__e_s________________ ____

none none

Other Resources.-------------------

933 .36

TotaL. ____________________________ $ 7,271,151.36

LIABILITIES:

CS uayppi tlauls SFtuo cnkd._._._._._._._._._._._._._._._._._._._._._. ._$

325,000.00 325,000.00

URensdeirvviedeFdnnPdrosf_i_t_s_._-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_ Due to Banks______________________ _

442,794.08 107,642.77
none

Dividends Unpaid..-----------------

none

Cashiers Checks ------------------Certified Checks.... -----------------

none none

Demand Deposits------------------

none

Time Certificates of Deposit....... 3' 823' 892 .51

Savings Deposits.. ----------------- 2,202,756.74

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted......

none

Other Liabilities------------------- 44,065 .26

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

UBERTY BANK & TRt:ST CO.

Sayannah, Ga.

As called for by the Superintendent of Banks.

.J. 1'. IIOCLIH:\:\,

C. A. 1\IcC.\RTHY,

President.

Cashier.

Date of Charter: 1'!-1R-18S9

BPgan BusinPss: Q-10-1890

RESOCRCES:

Loans and Discounts ______________ $ 3. 942,514.24

Certificates of Indebtedness and

Bonds and Stocks owned......... Banking House and Lot __________ _

844.151.27 590,136 .29

Furniture and Fixtures -----------

none

Other Real Estate owned.--------- 139,761.80

Cash in Vault and amonnts due

from approved Reserve Agents.. 678,948.33

Choethckesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o_m__ Cash Items.. _______________________ _ Overdrafts (if any) ________________ _

247,019 .66 6,042.71
8.287.92

Advance on Cotton and other

Commodities... ------------------Customers Liability on Letters of

none

PrCorfeitdaitnadnLdoAssc.c__e_p_t_a_n__c_e_s_._._._._._._._._. ._

none none

Other Resources..------------------ 25,354.00

TotaL. ______________________________ $ 6. 482.216 .22

LIABILITIES:

Capital Stock_______________________ $ Suyplus Fund.... ___________________ _

300,000.00 350,000.00

Undivided Profits------------------ 306,237 .25

Reserve FundS----------------------

none

DDiuveidtoenBdsanUknsp..a-i-d-.-..-.-.-.-.--_-_-__-_-_-_-_-_-_-_--_

772,993.56 l, 714.50

Cashiers Checks.................... 74,518.71

Certified Checks-------------------

4,205.70

Demand Deposits------------------- 1,499,271.59

Time Certificates of Deposit.. ..... 299,527 .36

Savings Deposits------------------- l, 555' 969 .08

LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e__s

none

Bills Payable.. --------------------- 700,000.00 Notes and Bills Rediscounted...... 417,778.47

Other Liabilities------------------- 200,000.00

TotaL ______________________________ $ 6,482,216 .22

182

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of thf'

SAVANNAH BANK & TRUST COMPANY

Sa\'annah, Ga.

As called for by the Superintendent of Banks.

:\~TO:\' P. WRIGHT,

.J. H. THO\Il'SO:\'.

President.

Cashier.

Date of Charter: ~l-4-1869

Began Business: 7-1869

RESOURCES:

Loans and Discounts. ___________ .. $ 2,880,387.01

Certificates of Indebtedness and Bonds and Stocks owned_______ _
Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

64,562.75
538,477.84
none
281,756 .54

Cash in Vault and amounts due

from approved Reserve Agents__ 579,240.50

Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_

7,059.84

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
l, 797 .93

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___o_f 317' 183.28

POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL ______________________________ $ 4, 670,465 .69

LIABILITIES:

Capital Stock,______________________ $ Surplus Fund_____________________ _

700.000.00 200.000.00

Undivided ProfitS------------------ 34' 425 .23

DReuseertvoeBFaunnkdss_._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_ Dividends Unpaid_________________ _

none
265 '586 .36
none

Cashiers Checks-------------------- 44, 1i7 .ll

Certified Checks.. ------------------

3.330.45

Demand Deposits------------------ 1.184.819.08 Time Certificates of Deposit______ _ lll .250.00

Savings Deposits------------------- l, 135' 946 .50

Letters of Credit and Acceptances

executed for Customers---------- 238,812.32

Bills Payable.____ .------------------ 5ii0,000 .00 Notes and Bills Rediscounted. ___ _ 177.997.59

Other Liabilities------------------- 24.181.05

TotaL------------------------------$ 4.670,465.69

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF SCOTLAND

Scotland, Ga.

As called for by the Superintendent of Banks.

E. H. HERMAX~.

D. R. 'YILLCOX,

President.

Cashier.

Date of Charter: :l-~l-1912

Began Business: (i-(i-l!lh!

RESOURCES:
Loans and Discounts ______________ $ C eBrot inf idcsa taensdoSf t oI nc dk se botwe dnne eds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.--------Cash in vault and amounts due
from approved Reserve Agents__ Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e__fr_o__m_
Cash Items-------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and AcceptanceS---------Profit and Loss--------------------Other Resources-------------------TotaL ______________________________ $

87' 356.48
I, 172.05 3,459.56 2, 884.04 3,606.16
25' 188 .96
202.06 240.62 996.40
none
none none
105.54 125, 2ll .87

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund_____________________ _ Reserve Funds. ____________________ _
UDnudeitvoidBeadnPkrso_f_i_t_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid_________________ _
Cashiers Checks-------------------Certified Checks----------- __ ------Demand Deposits-----------------Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers _________ _ Bills Payable_. _____ ------- _______ ._ Notes and Bills Rediscounted.___ _ Other Liabilities ------------------

25,000.00 5,000.00 5' 924 .52 l, 212 .50
none none
2.381.41
none
48,107.08 25' 786 .36
none
none
11,800 .00
none none

TotaL ______________________________ $ 125,211 .87

TEKTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Senoia, Ga.

As called for by the Superintendent of Baks.

H. L. IL\RDY,

H. G. IICTCHIKSOK,

Pn sident.

Cashier.

Date of Charter: ~H2-1SH

Began Bt~siness: 1SS9

RESOURCES:
Loans and Discounts.-------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents._ Choethckesr fboarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r C uCsrteodmi te rasnLd iAa bcicleipt ytanocnesL..e_t_t_e__r_s__o_f Profit and Loss--------------------Other Resources.------------------
TotaL .... --------------------------$

227' 783 .06
18,925 .oo
l, 400.00 none
9,500.00 40,274.96
none 217 .90 812.41 1' 491.23 none none 688.81 301,093.37

LIABILI fiES:
Capital Stock .._____________________ $
Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds... ------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks ------------------Certified Checks....---------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits--------------- Letters of Credit and Accevtances
executed for Customers---------Bills Payable...--------------------Notes and Bills Rediscounted. Other Liabilities-------------------

50,000.00 50,000.00 11,032.91
none none 4,144.00 l, 185 .58 none 97' 570.82 87,160.06 none none none none none

TotaL ______________________________ $ 301,093.37

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS BANK

Shady Dale, Ga.

As called for by the Superintendent of Banks.

II. C. PERRY,

0. H. IL-\.l'\KS,

Fresident.

Ciishier.

])ate of Charter: 2-H-1920

Began Business: 4-12-1!1:!0

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._._.__._._._ Furniture and Fixtures ----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f-a--n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities... ------------------Customers LiabilitY on Letters of
Credit and Acceptances---------POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL-------------------------------$

31' 679 .43 none none
5,000.00 3,500.00 2, 732.63
none none none none none none none 42,912 .06

LIABlLlTJES:
Capital Stock.._____________________ $
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
CCearsthiifeierds CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits.................. . Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.. -----------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

20,000.00 4,000.00
394 .10 none none none 264 .62 none 11 '851.11 5,402.23 none none 1,000.00 none none

TotaL--------------------------$ 42,912.06

134

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF SHARON

Sharon, Ga.

As called for by the Superinteyu{ent of Banks.

J. W. FALLIN,

0. G. STOKE,

President.

CashiPr.

Date of Charter: 8-29-1904

Begnn Business. 1904

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toI nckdse botwe dnnede s. _s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_
Customers LiabilitY on Letters of Credit and Acceptances----------
Profit and Loss--------------------Other Resources.-------------------
TotaL ______________________________ $

69,902.50 2,000.00
7n3o5 n.oeo
none
80,783.26
none none
412.16
none none none none
153,832.92

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund.---------------------Undivided Profits.----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TSDaiemvmienagCnsdeDrDtiefepipcooastisetissts_o_-_-f_-D_-_-e_-_p-_-o_-s_-_i-t_-__-__-__-___-_----_ Letters of Credit and Acceptances BielxlsecPuatYeadbfloer...C_u__s_t_o__m-e- r__s_--------__-----_--Notes and Bills Rediscounted..... Other Liabilities------------------

15.000.00 23.000.00 !J. 416.93
none none none none none
62.341.87 44.074.12
none
none none none none

TotaL------------------------------$ 1:1:3.832.92

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

SHELLMAN BANKING CO.

Shellman, Ga.

As called for by the Supe'rintendent of Banks.

W. J. OLIYER,

THOS. R. ARTIICR,

President.

Cashier.

Date of Charter: 12-4-1890

Began Business: 9-l-1890

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned _______ _ Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___o_f Profit and Loss.. __________________ _
Other Resources..------------------
TotaL------------------------------$

106,852.52
10,000 .oo
6,000.00 3,000.00
none
25,777.02
577.99
none
153.66
6,269.93
none none none
158,631.12

LIABILITIES:
SCuarppiltuals SFtuoncdk...-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and acceptances
executed for Customers---------Bills PaYable----------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._.__._.

3235.,000000..0o0o
1.107.78
none none
2.000.00 465.05
none
74,051.56 23.006.73
none
none none none none

TotaL----------------------------$ 158.631.12

TENTH ANKUAL REPORT

185

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF SILOAM

Siloam, G".

As called for by the Superintendent of Banks.

J:\0. F. HOLDE:\',

W. :\I. REY:\OLDS,

President.

Cashier.

Date of Charter: 1G-18-J90.J,

Began Business: 9-190-1,

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataens doSf toI nckdse botwe dnneeds. _s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ f_ POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

33,272 .25
none
2,500.00 l, 500 .00 6,149.05
48,882.43
2,223.30
none
8.76
none
none none none
94,535.79

LIABILITIES:
Capital Stock.----------------------$ Surplus FUnd.---------------------Undivided Profits-----------------Reserve FUnds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p"-o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

15.000.00 10,000.00 10 518.49
none none
39.40
none none
43,010.41 15,967 .49
none
none none none none

TotaL------------------------------$ 94.535.79

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

SOCIAL CIRCLE BANK

Social Circle, Ga.

As called for by the Superintendent of Banks.

F. S. ETHERIDGE,

W. S. ~IcKIBBEN,

President.

Cashier.

Date of Charter: 12-81-1928

Began Business: :l-8-1924

RESOURCES:

Loans and Discounts ______________ $ 67,539.16

CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_

1,488.21

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t -_-__-_-_-_-_-_-_-_- -_ Other Real Estate owned.________ _

3,500.00 2,000.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 33,317.84

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

995.25
none
36.94

AdCvoamncmeodoitnies.C._o__t_t_o_n___a__n_d____o_t_h__e_r 13,979.63

Customers LiabilitY on Letters of

Credit andAcceptances.... 40,066.45

Profit and Loss---------------------

none

TOothtaeLr .R__e_s_o_u_r_c_e_s_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_---_-_-$

- -no-ne
162,923.48

LIABILITIES:
Capital Stock_____ ----------------_.$
Surplus FUnd.. -------------------Undivided Profits-----------------Reserve FUnds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.---------------------Notes and Bills Rediscounted. Other LiabilitieS....------------------

25,000.00 2,500.00
99.16
none none none
l, 212 .56
none
110,601.81 13,759.96 9, 749.99
none none none none

TotaL-------------------------------$ 162.923.48

DEPARTMENT OF R\l\KI~G

STATEMENT

Showing condition at the close of Business December 31, 1929, of tht"

THE BANK OF SOPERTON

Sopt"rton, Ga.

As called for by the Superintendent of Banks.

.:\. L. GILLIS, STL,

J. E. HALL,

President.

C'ashit'r.

Date of Charter: G-1o-l!lOG

Began Business: (i-190:1

RESOCRCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned......... Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned........... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items........................ .. Overdrafts (if any) ................. Advance on Cotton and other
Co=odities... _. --- .... __ ... --- .. Customers LiabilitY on Letters of
Credit and Acceptances.......... Profit and Loss..................... Other Resources....... ____ ........ . TotaL ...... ------- _______________ $

209,259.65 24,735.00 14,000.00 4.490.00 29,491.58 70,406 .80
56.82 525 .01 229.53 20,991.39 none none 1,192.49 375,378.27

LIABILITIES:
CS ua pr pi tlauls SFtuo cnkd._._._._._._._._._._._._._._._._._._._._. ._._ $ Undivided Profits.. ------------- .. Reserve Funds...................... Due to Banks..................... .. Dividends Unpaid................... Cashiers Checks.................... Certified Checks......... ______ ----Demand Deposits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances B ielxl se cPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ NOothteesr aLniadbBiliiltlisesR__e_d.is__c_o_u_n__t_e_d_._._._._...

25,000.00 25,000.00 2. 264.02
none none none 492.17 none 142.112.62 151,806.74 19,652.72 none none none 9,050.00

TotaL ______________________________ $ 375,378.27

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE EXCHANGE BANK OF SPRINGFIELD

Springfidd, Ga.

As called for by the Superintendent of Banks.

J. W. TEBEAC

.J. J\1. J\lAHCH:\L\N,

Prt'sident.

Cashier.

Datt> of Charter: H-31-1907

Began Business: 1-1-1908

RESOURCES:

LIABILITIES:

-

--------------------Loans and Discounts..............$ Certificates of Indebtedness and

-

----70,708.28

-

-

-

-

-C-ap-i-ta-l S-t-oc-k-._-__-__-__-__-__-__-__-__-__-__-.$surolus Fund_____________________ _

-

-----15' 000.00
none

Bonds and Stocks owned......... 13,964.34

Undivided Profits..................

2,649.65

Banking House and Lot........... Furniture and Fixtures............

2,800.00 1, 000.00

Reserve Funds____________________ __ Due to Banks______________________ _

none none

Other Real Estate owned.. __ .. ___ __

none

Dividends Unpaid...---------------

none

Cash in Vault and amounts due

Cashiers Checks................... . 1,545.67

from approved Reserve Agents.. 27,330.51

Certified Checks....................

none

Checks for Clearing and Due from

Demand Deposits_.. -- .......... __ . 60,384.07

other Banks..---------------------

365 .38

Time Certificates of Deposit.. ... .. 15,749.38

COavsehrdIrtaefmtss.(.i.f.a__n_y_)--_-__-_-_-_-_-_-_-_-_-_-_-_-_--__-

none none

Savings Deposits .................. . 20,839.74 Letters of Credit and Acceptances

Advance on cotton and other Commodities..................... .

none

BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._.._

none none

Customers LiabilitY on Letters of

Notes and Bills Rediscounted......

none

Credit and Acceptances..........

none

Other Liabilities..------------

none

Profit and Loss---------------------

none

Other Resources...-----------------

none

TotaL ___ .. ______ .. _.. ___ .. __ ...... _$ 116 ,16.::..8:.:5.:_1_ ___:T:.:o~ta:::l:::.--:c:.::_--::_c.::_--:.::.::_--:.::.::_--:.:::;:--:.:::c:--.::_--:c:.::_--:.::.::_--:.::.::_--:.:::..$--.:l:::.l6c.:'..::.l68=.:..5:.::1~

TEKTH AKNUAL REPORT

1 ~l7

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF STAPLETON

Stapleton, Ga.

As called for by the Superintendent of Banks.

J. C. KILGOHE,

.J. C. KILGORE,

President.

CashiPr.

Date of Charter: .,H-15-l!llH

Began BusinPss: 10-1-1!118

RESOT.JRCES!
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned,_______ _ Banking House and Lot __________ _ Furniture and Fixtures___________ _ Other Real Estate owned,_________ _ Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks-------------------COavsehrdIrteaifitlsS-(-i-f-a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Co=oditie<:..--------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss..__________________ __
Other Resources--------------------
TotaL ______________________________ $

41.751 .34 136.25
2,400.00 2.932.00 3,088.00 38,215 .52
none none 96.99 none none none none 88,620.10

LIABILITIES:
Capital Stock______ ----------------_$ Surplus Fun<L--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid_________________ _ Cashiers Checks___________________ _ Certified Checks______ ------ __ ---- __ Demand Deposits-----------------Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_______ -------- __ -----Notes and Bills Rediscounted,___ __ Other Liabilities______________ ----_

15,000.00 4,000.00
570.21 none none none 405.19 none 50,729.23 17,915.47 none none none none none

TotaL _________________ ---- ____ --_--_$ 88,620.10

STATEMENT

Showing condition at the close of Business December 31, 1<129, of the

BANK OF STATESBORO

Statesboro, Ga.

As called for by the Superintendent of Banks.

S. C (;ROOYEH,

.J. 0 . .JOHKSTOK,

President.

CashiPr.

Date of Charter: 10-6-1891

Began Business: 1-1-18!14

RESOURCES!
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned._____ __ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owne<L________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks----------------------COavsehrdltreaifitlsS-(-i-f-a_-n-y-)- _________-_-_-_-_____-_-_-_-_--__AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances.._______ __ Profit and Loss____________________ _ Other Resources.._________________ __
TotaL ______________________________ $

527' 203.41 122,480.00 42,000.00 11' 372 .38 36,639.06 80,279.90
2.415.80 2,663.18
371.76
none none none none 825,425 .49

LIABILITIES:
Capital Stock..________ ----- _____ ---_$ Surplus Fun<L--------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-_-_-__-_-_-______ __ Due to Ba.nks_____________________ __ Dividends Unpai<L----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-------------_-_-_-_-_-_--_ Demand Deposits________________ __ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted,___ __ Other Liabilities____________ ---- __ _

100,000.00 75,000.00 15,330.25 10,964.31 5,248.39 2,270.00
966.85 1.10
208,174.55 407' 470.04
none none none none none

TotaL ______________________________ $ 825,425.49

138

DEPARTME~T OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

SEA ISI.AND BANK

Statesboro, Ga.

As called for by the Superintendent of Banks.

H. F. DOKALDSOX,

J. G. WATSO:\,

President.

Cashier.

Date of Charter: 3-11-1901

Began Business: 1901

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toInckdsebotwendende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r CPruCosrfteoitdmaitenradsnLLdoiAassbc_ci_le_ip_tt_a_,_on_nc_e_sL___e_._t_t__e__r__s____o__ __f Other Resources___________________ _
TotaL ______________________________$

503,394.52
8,285.00 37,500.00 9. 908.10 15,382.71
34,899 .33
none
l, 237.87 512 .44
none
none none none
611,119 .97

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund...--------------------URensdeirvviedeFduPndrosf_i_t_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Due to Banks______________________ _
Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_
B~~ie~lxl~sefcPsusatycePadtb~flroe~r_~_Cf__u_as_Dt_o._Cm_i_i_e\_rc_sc_e__i___i__f__a__i__l__c__~s__
Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

50.000.00 75,000.00 4.429.35 5.741.43
none none
2.993.94
none
177.465 .41 25{. 781.27
16.958.57
none
19.200.00
none
4.550.00

TotaL ______________________________$ 611.119.97

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF STATHAM

Statham, Ga.

As called for by the Superintendent of Banks.

J. F. BuRSOX,

E. L. ROSS,

rresidcnt.

Cashier.

Date of Charter: 3-30-1904

Began Business: 4-4-1904

RESOURCES:

Loans and Discounts______________ $ 78,291.51

CeBrotinfidcsataensdoSf toIncdksebotwednende.s._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _

1,550.00
31,,098050..0oo0

Other Real Estate owned..--------- 30,014.20

Cash in Vault and amounts due

from approved Reserve Agents. 7,946.41

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

AdCvoan=coediotniesc__o_t_t_o_n____a_n__d____o_t_h_e_ r_ 2,159.22

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit Other

and Loss---------------------
- Resources.-------------------

-

none
-no-ne

Total ... -----------------------------$ 124,946.34

LIABILITIES:
Capital Stock.______________________ $
S<ll'DlUS Fund...--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e--p-o-s-i-t-_--_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuat;eydabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_----------Notes and Bills Rediscounted.... Other Liabilities-------------------

~5.000 .00
none
180.09
none none none
367 .38
none
21,988.13 75,910.74
none
none
1.500.00
none none

TotaL-__----------------------------$ 124.946.34

TENTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

GRANITE BANK

Stone l\Iountain, Ga.

As called for by the Superintendent of Banks.

"' T. l\1cCTRDY,

DEAN RHODES,

President.

Cashier.

Date of Charter: 8-31-1911

Began Business: 9-5-1911

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Choetchkesr fBoar nCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss_(_i_f__an--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLd iAa bciclei tpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and Loss--------------------Other Resources-------------------TotaL ______________________________ $

100,571.90
10,000.00 1,882.81 2, 790.51 18,633 .48
31,773.27
l' 141.62
none
520.82
none
none none
425 .20 167,739.61

LIABILITIES:
Capital Stock-------------------- __ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCearsthiifeiersd CChheecckkss-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_----Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities-------------------

15,000.00 15,000.00
1.308 .59
none none none
65.05
none
90.156 .65 28,828 .03 17.381.29
none none nf'ne none

TotaL ______________________________ $ 167.739.61

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CHATTOOGA COUNTY BANK

Sunimerville, Ga.

As called for by the Superintendent of Banks.

J~O. D. TAYLOR,

B. W. FARRAR

President.

Cashier.

Dale of Charter: 11-25-1905

Began Business: 1-1-1906

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotinesc__o_t_t_o_n____a_n__d____o_t_h__er_ Customers Liability on Letters of
Credit and Acceptances__________ Profit and Loss--------------------Other Resources-------------------

216,502.72
23,000.00 10,647.99 7,591.79 17,320.61
72,982.34
6,723.65
none
11,286.13
17,942.46
none none
136.05

LIABILITIES:
Capital Stock_______________________ $ Surplus Funds--------------------Undivided ProfitS-----------------Reserve Fun<L---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_----------Notes and Bills Rediscounte<L---Other Liabilities-------------------

30,000.00 30,000.00 6,341.49
l' 191.85 none none 617.28 none
269,890.94 29,924.23 16' 167 .95
none none none none

-=T_.-o..,ta~lc:_:--:.::_-::::-:.:_--:::-"'--:::-.:::--:.:-.:::--:.:-.:::--:.:-:.:--:.::--::.:-:.::--:::-.:::-:.:-.::.:-$,__-=3:::.:84:.c,.::133::_:_7:.:c:4_ ___,T::.:o::.:t:::ao::L::::--:.:-.:::--:.:-.:::--:.:-.:::--:.::-:.:--:.::--::.:-::::--:::-::::--:::-.:::--:::-.:::--:.:-.:::-:.-:$_::.:384:=:1:::3,3 .74

140

DEl'ARTME'\T OF RANKil\G

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Srmmerville, Ga.

As called for by the Superintendent of Banks.

~- C. :\JAHTil\,

.J. H. EDGE,

President.

Cashier.

Date of Charter: Z-5-1952()

Began Busimss: Z-!i-I!).Z(i

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._.._ Furniture and Fixtures............ Other Real Estate owned....... __ . Cash in Vault and amounts due
from approved Reserve Agents.. Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o_m__ Cash Items....... _____ .... _________ _ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities.... _....... __ ....... . Customers LiabilitY on Letters of
Credit and Acceptances.......... Profit and Loss..................... Other Resources................... .
TotlJ.l--------------------------------$

134,186 .50 39,419.57 8,452.67 5,630.00
none 48,186.09 5,651.38
none 2,167.64
none none none none 243,693.85

LIABILITIES:

-----

Capital Stock.......................$ 25,000.00

Surplus Fund............ __ ........ .. 2,000.00

Undivided Profits..................

l, 926 .30

Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..................

none none 64.00

Cashiers Checks.................. .. 1,826.34

CDeermtiafinedd DCehpeocskist.s._....._._._._._._._._._._._._._._. ._

none 157' 169.20

Time Certificates of Deposit....... 55,557.41

Savings Deposits.------------------

none

Letters of Credit and Acceptances

BielxlsecPuatyeadbfloer..C..u__s_t_o_m__e_r_s__._._._._._._._.....

none none

Notes and Bills Rediscounted.....

none

Other Liabilities..... ---------------

150.60

TotaL ...... __ ...... _... __ .. ____ ....$ 243 ,693 .85

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE PEOPLES BANK

Summit, Ga.

As called for by the Superintendent of Banks.

,J. I.EOXAHD ROl"l\"TREE,

R. W. DlJRDE:\,

President.

Cashier.

Date of Charter: 9-1:3-1904

Began Business: 1904

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--__Overdrafts (if any) _______________ __ Advance on Cotton and other
Commodities.... _.. -----_ ........ . Customers LiabilitY on Letters of
Credit and Acceptances.......... Profit and Loss..................... Other Resources.-------------------
TotaL. _____________________________ $

105,048.64 none
6,527.56 4,088.89 11,442.87 14,091.80
492.81 359 .16 none none none none 1' 000.00 143,051.73

LIABILITIES:
Capital Stock....... ________ ------ ..$ Surplus Fund........................ Undivided Profits.................. Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.................. Cashiers Checks.................... Certified Checks......... ------- .... Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable........ ---------- ..... . Notes and Bills Rediscounted..... Other Liabilities........ ----- .. -----

25,000.00 2,000.00 1, 734.83
none none none 527 .94 none 32,016.16 80,772.80 none none none none l, 000.00

TotaL.... __________________________ $ 143,051.73

TENTH ANNUAL REPORT

141

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE CENTRAL BANK

Swainsboro, Ga.

As called for by the Superintendent of Banks.

H ..\. FL.\1\DERS,

\\'. W. l<'LA:\DERS,

President,

Cashi<>r.

Dale of Charter: 9-!27-19!20

Began Business: 11-9-19'20

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owneeL...... . Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owneeL........ . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.................... Cash Items........................ Overdrafts (if anY) ................. Advance on Cotton and other
Commodities ..................... Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss..................... Other Resources.................... TotaL .............................. $

85,373.67 1,200.00
none
4,000.00 4. 361.87 80,452.30
14,526.26
none none none none none none
189.914,10

LIABILITIES:
Capital Stock....................... $ Surplus Fund ...................... Undivided Profits.................. Reserve Funds..................... . D w to Banks...................... . Dividends UnpaicL................. Cashi<>rs Checks................... . Certified Checks................... . Demand Deposits.................. Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountecL.... Other Liabilities..------------------

25.000.00 15.000.00 8.839.72
none none none 377 .93 none
132.786 .91 7. 909 .54
none
none none none none

TotaL--------------------------$ 189.914.10

STATEMENT

:-'howin~ condition at the close of Business December 31, 1929, of the

THE CITIZENS BANK

Swainsboro, Ga.

As called for by the Superintendent of Banls

.J. H. ('OLEMA:\,

OTIS G. PRICE,

President.

Cashi!'r.

Date of Charter: 11-10-1900

Began Business: IHOO

HESOURCE'l!
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot........... Furniture and Fixtures........... Other Real Estate owned......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...------------------ COavsehrdIrtaefmtss.(.if..a.n..y.).._._._._._._._._._._._._._._.___ Advance on Cotton and other
Commodities..................... . Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and Loss.-------------------Other Resources.-----------------
TotaL-------------------------$

356,082.25 l, 000.00
none
2,250.00 23,055.00 237.976.18 3.450.89
none none none none none none
623,814.32

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L... _________________ _
Undivided Profits-----------------Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks................... Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit...... . Savings Deposits .................. Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._
Notes and Bills RediscountecL.... Other Liabilities-------------------

25.000.00 50.000.00
none
1,618 .83
none
10.000.00 5.671.56
none
430.378 .25 101.145.68
none
none none none none

TotaL ___________ ----- ______ . ____ .,_$ 623._8!4_,32_

142

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

EXCHANGE BANK

Sycamore, Ga.

As called for by the Superintendent of Banks.

0. W. SMITH,

B. N. HAKSFORD,

President.

Cashier.

Dal<> of Charter: :J-18-191S

Began Business: 1918

RESOURCES:
Loans and Discounts._,. ___ , _____ $ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-..-_-_-_-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r__s__o_f Profit and Loss____________________ _ Other Resources___________________ _
TotaL _______________________________ $

7,952.16 none
3,500.00 2,646.00
none 15,732.71
565 .68 none 88.78 28,993.70 none none none 59' 479 .03

LIABILITIES:
Capital Stock._, _____ , ____________ $ Surplus FUncL--------------------RUensdeirvviedeFdUPnrdosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Due to Banks----------------------Dividends Unpaid...----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer...C_u__s_t_o_m___e_r_s---------------_-_-_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__t_e_d________ __

15,000.00 none 869 .70 none none none 293.71 none
32,951.28 10,364.34
none
none none none none

TotaL-------------------------------$ 59,479.03

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

SYLVANIA BANKII'iG CO.

Syhania, Ga.

As called for by the Superintendent of Banks.

.J. A. \IILLS,

,J. B. BHO\Y\",

l'r<'sident.

Cashier.

Dalt of Charter: 4-10-1911

Began Business: 5-l-1!lll

RESOURCES:
Loans and Discounts--------------$ C eBrot inf idcsa taensdoSf t oI nc kdse botwe dnneeds__s__a__n_d_ Banking House and Lot----------Furniture and Fixtures ----------Other Real Estate owned---------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s__________________ __ Other Resources.------------------TotaL- ______________________________ $

121,967 .52
ll' 977 .89 none
3,868.28 1,425 .61
59,292.65 none 262 .19 none none none none none
198,794 .14

LIABILITIES,
Capital Stock.______________________ $ Surplus Fund______________________ _ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid...----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCn de rDt i feipcoast ei tss.o. -f-D- -e-p- -o-s-i-t-_-_-_-__-_- -_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers--------.. Bms PaYable._--------------------Notes and Bills Rediscounted...---Other Liabilities-------------------

25,000.00 5,000.00 8,059.56
none none none 863.29 none ll5' 184 .44 15,029.46 29,657 .39
none none none none

TotaL ______________________________ $ 198,794.14

TENTH ANNUAL REPORT

143

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

SYLVESTER BANKING COMPANY

Sylvester, Ga.

As called for by the Superintendent of Banks.

T. C . .JEFI<'OIWS,

.J. H. WESTBERRY, SR.,

President.

Cashier.

Date of Charter: 7-5-1898

Began Business: 7-1898

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures ___________ _ Other Real Estate ownecL________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse.a_r_i_n_g__a__n,d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ Advance on cotton and other
Commodities.--------------------Customers LiabilitY on Letters of
Credit and Acceptances_._______ _ Profit and Loss____________________ _ Other Resources--------------------
TotaL ______________________________ $

204,323.94
50,000.00 11.000.00 6,000.00 28,850.00
184,670.15
10,590.28
none none
8,584.17
none none none
504,018 .54

LIABILITIES:
Capital Stock..______________________ $
Surplus Fun<L---------------------
Undivided Profits------------------
Reserve Funds----------------------
DDiuveidtoenBdas nUkns-p-a-i-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings DePosits------------------L eetxteecr sutoefdCf or er dCi tuas tnodmAe rcsc_e_p__t_a_n_c__e_s Bills Payable___________ -----------NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e_d__._._._.._

100,000.00
none
28,705 .65
none none none
660.06
none
284,886.54 89.766.29
none
none none none none

TotaL.... --------------- ___________ $ 504,018.54

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BA~K OF TALBOTTO"i

Talbotton, Ga.

As called for by the Superintendent of Banlis.

H. <; . JORIH:'\,

.J. W..JOIUHX,

l'r<,;ident.

Cashier.

D:d ,. of Charter: 8-1 G-190(i

Began Business: 1'2-1-190()

RESOUHCES:

------

Loans and Discounts ______________ $ 218,359.96

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.-__-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned________ __

25.000.00 9,691.10
4,511.72 13,353 .4'2

Cash in Vault and amounts due

from approved Reserve Agents .. 45' 254 .04

Checks for Clearing and Due from

CaosthheIrtebmasn.k. _s_._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

4,469.73
none
176 .00

Advance on Cotton and other Commodities. .. ___ ........... ____ _

6,268.55

Customers Liability on Letters of

Credit and Acceptances...-------

none

POrtohfeirt RanedsoLurocses.s._._._._._._._._._.__._._._-_-_-_-_-_--_

none
4,910.89

TotaL ______________________________ $ 331.995.41

LIABILITIES:
Capital Stock_______________________ $ Surplus Fmld_____________________ _ Undivided Profits _________________ _ Reserve Funds____________________ __ Due to Banks... __________________ __ Dividends Unpaid... ______________ _ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it___________ __ Letters of Credit and Acceptances
executed for Customers_________ _ Bills Payable_____________________ __ ONothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__t_e_d_._._..__.

25,000.00 25,030 .37
none none none none
73.43
none
98,535.09 183,356.52
none
none none none none

TotaL ______________________________ $ __ 331.~5_,41

144

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE PEOPLES BANK

Talbotton, Ga.

As called for by the Superintendent of Banks.

T. lL l'ERSO:\S,

FA:\:\lE 1\1.\HOL\'E,

President.

Cashier.

Date of Charter: 1'2-~l-1 H!JO

Began Busint>ss: l-l~l-IH91

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfdicsataensdoSftoInckdsebotwednneeds_s___a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-_ Checks for Clearing and Due from
other Banks __ -------------------COavsehrdIrtaefmtss-li-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
PCruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ie_tp_Y_t_a_on_nc__eL_s__e___t_t__e___r__s_____of__ Other Resources___________________ _

83,154.33
51.000.00 4,063.27 1. 402 .25
642.67
28.295 .56
336.83 none none
none none none 905.55

LIABILITIES:

Capital Stock_________________ ---- __ $ SUunrdpilvui ds eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_- -_

Reserve Funds----------------------

Due to Ba
Dividend~

nUknsP-

a__i_d-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-

-_

CCaesrthiifeiersd CChheecckkss-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

Demand Deposits __ ---------------Time Certificates of Deposit_ _____ _ Savings Deposits __________________ _

L eetxt ee cr su toefdCf roerdCi tuas tnodmAe rcsc_e_p__t a__n_c_e_ s_

Bills Payable.---------------------Notes and Bills Rediscounted----Other Liabilities __ -----------------

25,000.00 15.000.00 8.666.90
none none 15.00 59 Al none 5!, 989 .59 66,069 .56 none
none none none none

-'!:_atal------- __ -_____________________-_'___-'_-'-$_1...:.69'-'-'-800:..:......4::c6_ _ _T=-o=-t:c:a=-L-"_"'_-:.::-.:._-:.::-.:._-;.::.-::c--..=.-::c:--=---::c:--=---::c:-_::_-_'_-____________$'--_16_9_.8_0_0_.4_6

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

HOME BANK

Tallapoosa, Ga.

As called for by the Superintendent of Banks.

H. L. IIEFFI:\GTO:\,

\V. G. ADS:\10:\D,

President.

Ca.,hitr.

Dalt> of Charter: 6-29-l9iW

B<'gan Business: 7-l-l!lt<i

RESOURCES:
Loans and Discounts ______________$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ FBuarnnkiitnugreHaonudseFaixntdurLeos _t._-_-_-_-_-__-_-_-_--_ Other Real Estate owned---------Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from
other Banks __ -------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of
Credit and Acceptances_________ _ POrtohfeirt RanedsoLuOrcSeSs_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

45,844.32
34,071.23 4,000.00 3,000.00
none
42,502.22
285 .64 92.25 26.32
2,964.88
none none none 132,786.86

LUBILITIES:
Capital Stock______________________ $
SUunrdpilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_
Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Cashiers Checks ___________________ _ CDeermtiafinedd DCehpeocskist_s____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit_ _____ _ Savings Deposits __________________ _ Letters of Credit and Acceptances
executed for Customers_________ _ BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-_ Other Liabilities __ -----------------

25.000.00 2.000.00 1.5:30.04
none none none 5.617.03 none 96.945 .50 none 1. 694 .29
none none none none

TotaL ______________________________ $ 132.786.86

TENTH ANNUAL REPORT

145

STATEMENT

Showing condition at the close of Business December 31, 1929. of the

BANK OF TAYLORSVILLE

Taylorsville, Ga.

As called for by the Superintendent of Banks.

J. I. HARRIS,

M.A. PERRY,

President.

Cashier.

Date of Charter: 6-5-1905

Began Business: 6-13-1905

RESOURCES:

Loans and Discmmts--------------$ 97,243.53

CeBrotinfidcsataensdoSf toIncdksebotwendenceLs_s__a__n_d_

none

Banking House and Lot----------FOut hr neirt uRreealaEn ds t aFtiextouwrense-d--.-. _-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due frOilll

1,400.00 2,200.00
none
33,839.81

c~;~l~~~~~::::::::::::::::::::
Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
Customers Liability on Letters of Credit and Acceptances._________

none none none none none

POrtohfeitr aRnesdouLrcoess,s_._-_-_-_--_-_-_-_-_-_-_-_--_-_-_-_-_-_-

nnoonnee

TotaL ______________________________-$ -134-,683-.34

LIABILITIES:
Cavital Stock..---------------------$
Surplus Fun<L---------------------
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnvaicL----------------Cashiers Checks ------------------Certified CheckS-------------------Demand Deposits-----------------Time Certificates of DevosiL----Savings Devosits----- __ .- ---------Letters of Credit and Acceptances BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills RediscountecL---Other Liabilities-------------------

25,000.00

5,000.00

6,071.10

none

none

none

12.55

no
71.274

.nne

27.325.58

none

none none none none

TotaL-------------------------------$ 134,683.34

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

TENNILLE BANKING CO.

Tennille, Ga.

As called for by the Superintendent of Banks.

D. E. McMASTER,

H. L. SHANNON,

President.

Cashier.

Date of Charter: 4-4-1900

Began Business 4-4-1900

RESOURCES:

Loans and Discounts ______________$ 173,083.09

Certificates of Indebtedness and Bonds and Stocks ownecL. _____ _ 72,996.53

Banking House and Lot-----------

none

FOuthrnerituRreealaEndstaFtiextouwrensed--.-. _-_-_-_-_-_-_--_

2,672.37 6,428.75

Cash in Vault and amounts due

from approved Reserve Agents.. 94,222.13

Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o_m__

2,881.95

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

108.69 316.56

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ 3,566.15

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s___o_f

none

Profit and LOSS---------------------

none

Other Resources--------------------- - -no-ne

TotaL-------------------------------$ 356,276.22

LIABILITIES:
Capital Stock..-'-------------------$
Surplus Fun<L--------------------RUensdeirvviedFedunPdroSf-i-t-s-------------------------------------
Due to BankS----------------------Dividends UnvaicL----------------Cashiers Checks-------------------Certified Checks------------------Demand Devosits-----------------Time Certificates of DevosiL----Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable._--------------------Notes and Bills Rediscounted..... Other LiabilitieS-------------------

30,000.00 6,000.00 10,296.19
none none
3,000.00 1' 410.42
none
246,997.75 45,689.57 12,882.29
none none none none

TotaL.. _____________________________ $ 356,276.22

146

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THOMASTON BANKING CO.

Thomaston, Ga.

As called for by the Superintendent of Banks.

JAS. R. ATWATER,

J. C..JONES, JR.,

President.

Cashier.

Date of Charter: 1-16-1926

Regan Business: 1-16-1926

RESOURCES:

Loans and Discounts. ____________ _ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamncmeodoitniesC..o__t_t_o_n___a__n_d____o_t_h__e_r
Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_._._._._._._._._. _. Other Resources.... _...... _____ ._ ..

865,370.52 none
24,990.21 6,139.14 104,018 .15 288,035.35 3.252.21
none none none none none none

TotaL.. ____________________________ $ 1,291,805.58

LIABILITIES:
Capital Stock.......................$ Surplus Func:L..................... Undivided Profits.................. DReuseertvoeBFaunnkdss._._._._._._._._._._._._._._._._._._._._._. _. Dividends Unpaid.. _______________ _ CCaesrthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s___________________ __ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

100,000 .oo
100,000.00 20,627 .58
none none 40.00 2,404.04 50.00 729,720.89 277,690.49 61.272.58 none none none none

TotaL........ ______________________ $ 1,291,805.58

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF THOMASVILLE

Thomasville, Ga.

As called for by the Superintendent of Banks.

R. G. FLEETWOOD,

WILLIA!\1 COPELAND,

President.

Cashier.

Date of Charter: 9-27-1888

Began Business: 1888

RESOURCES:

Loans and Discounts---------~----$ 1,920,686.09

Certificates of Indebtedness and

Bonds and Stocks owned........ 42,900.00

Banking House and Lot........... 123,803.26

Furniture and Fixtures ----------- 17,559.76

Other Real Estate owned.......... 21.766 .84

Cash in Vault and amounts due

from approved Reserve Agents.. 295,971.43

Checks for Clearing and Due from

other Banks ...................... 26,416.91

COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._._.._

2,315.69 2,816.49

Advance on Cotton and other

C o m m o d i t i e s. . . . . . . . . . . . . . . . . . . . . .

none

Customers LiabilitY on Letters of

Credit and Acceptances_________ _ Profit and Loss____________________ _

none none

Other Resources.------------------- 8,917.62

TotaL ______________________________$ 2,463,154.09

LIABILITIES,
Capital Stock.......................$ Surplus Fun<L..................... Undivided Profits.................. Reserve Funds.................... .. Due to Banks..................... .. Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits................... Time Certificates of Deposit..... .. Savings Deposits................... Letters of Credit and Acceptances BUexlsecPuatyeadbfloer__C_u__s_t_o_m__e_r_s__._._._._._._._..__. Notes and Bills Rediscounted..... Other Liabilities-------------------

150,000 .oo
100,000.00 21.956.47 14,231.81
12,414852..8o3o
4,868.35 144.93
855,549.68 263,916.57 759,584.71
none 280,000.00
none 273.74

TotaL... --------------------c------$ 2,463,154.09

TENTH ANNUAL REPORT .

147

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

COMMERCIAL BANK

Thomasville, Ga.

As called for by the Superintendent of Banks.

J. W. RORKE,

L. D. FERGUSON,

President.

Cashier.

Date of Charter: 7-3-1916

Began Business: 7-~~-1916

RESOURCES:
Loans and Discounts. _____________ $ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-.". _-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other BankS---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.--------------------Customers LiabilitY on Letters of
Credit and Acceptances.. _______ _ Profit and Loss............. _______ _ Other Resources.................. ..
__!cltaL .............................. $

237,043.21
17,032 .oo
14,400.00 7,000.00
800.00 25,580.07 3,363.27
none none none none none none 305,218.55

LIABILITIES:
CaiJital Stock.......................$ Surplus Fund........................ Undivided Profits-----------------Reserve Funds...................... Due to Banks....................... Dividends UniJaid..----------------Cashiers Checks-------------------Certified Checks.................... Demand DeiJositS----------------- Time Certificates of DeiJosit....... Savings Deposits................... Letters of Credit and Acceptances BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted...... Other Liabilities-------------------

50,000.00 15,000.00 3.000.00
449.82 none 2,000.00 311.43 12.00 88,103.62 10,133.00 116,208.68 none 20,000.00 none none

TotaL ..............................$ 305,218.55

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

PEOPLES SAVINGS BANK

Thomasville, Ga.

As called for by the Superintendent of Banks.

T. J. B,\LL,

R. J ..McCLENKY,

President.

Cashier.

Daft' of Charter: 10-~'2-1906

Began Business: 1~-1-1906

RESOURCES:

LIABIJ,ITIES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned......... Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.l-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Advance on cotton and other Commodities.......... ------------
CuCsrteodmiterasnLdiAabcicleitiYJtaonnceLs_e_t_t_e_r_s___o_f Profit and Loss............. _______ _
Other Resources-------------------

308,481.97 400.00 none
1,656.90 2,000.00 13,827 .62 1,082.68
none 1,031.14
none none none none

Capital Stock.......................$ Surplus Funds..................... RUensdeirvviedFeudnPdr.o..f.i.t.S..-.-.-.-.--_-_-_-_-__-_-_-_-_-_-_--_
Due to Banks----------------------Dividends Unpaid..--------------- Cashiers Checks.................... Certified Checks.................... Demand Deposits-----------------Time Certificates of DeiJosit....... Savings Deposits------------------Letters of Credit and Acceptances B ielxl se cPuatYe da bfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._
NOothteesr aLniadbiBliitlielss_R_e_d__is__c_o_u__n_t_e_d_._._._._.._

_ __:T:.:o:.::t.::al:.::::--::c:::--::c::.:--c:.--::.:""--:..::.:::--:..::.:::--::c:::--::c::.:-c:.--::.:c:.--:.::.$-.--:3=2.::.8c::4:::80:.:.3::.:l:___ _T=ot=aL. ___ . _______ . ______ ...... ___ ... $

50,000.00 15,000.00 3,958.02
none none 2,000.00 573.57 none 28,533.73 44,139.81 139,261.74 none 45,000.00 none 13.44
328.480 .31

148

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF THOMSON

Thomson, Ga.

As called for by the Superintendent of Banks.

J. E. WILKERSON,

E. C. HAWES,

President.

Cashier.

Date of Charter: 7-18-1891

Began Business: 7-1891

RESOURCES:

Loans and Discounts......$ 139,627.64

Certificates of Indebtedness and

Bonds and Stocks owned..... 221,468.18

Banking House and Lot... 12,000.00

Furniture and Fixtures.... 4,500.00

Other Real'Estate owned...... 10,183.98

Cash in Vault and amounts due

from approved Reserve Agents 197,235.06

Checks for Clearing and Due from

other Banks.........

906.34

Cash Items............

72.90

Overdrafts (if any) ..........

181.19

Advance on Cotton and other

Commodities............... 1.429.26

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources.....................- -3,-442-.70

Total.........$ 591.049.25

LIABILITIES:
Capital Stock......$ Surr>lus Fund.......... Undivided Profits............ Reserve Funds....... Due to Banks........... Dividends Unpaid....... Cashiers Checks........ Certified Checks........ Demand DePosits.............. Time Certificates of Deposit......
f~~~s o~~~~t;and":Acceiitances
executed for Customers...... Bills Payable______ ......... Notes and Bills Rediscounted.... Other Liabilities............

50,000.00 50,000.00 30,049.59
none none 5,000.00 6,205 .ll none 322,858.41 126,923.88 none none none none 12.26

Total.......----------.$ 591,049.25

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF TIFTON

Tifton, Ga.

As called for by the Superintendent of Banks.

E. P. BOWEN,

B. H. McLEOD,

President.

ViC'e-Pres. and Cashier.

Date of Charter: 10-10-1891

Began Business: 1896

RESOURCES:

Loans and Discounts..........$ Certificates of Indebtedness and
Bonds and Stocks owned.. Banking House and Lot...... Furniture and Fixtures..... Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents Checks for Clearing and Due from
CaosthheIrteBmasn..k.s..-.--..-.-.-..-..-.---..-.--- Overdrafts (if anYl--------------Advance on cotton and other
Commodities................ Customers LiabilitY on Letters of
Credit and Acceptances...... Profit and Loss......... Other Resources...........

814,643.81 none
31,013.35 none
66, ll4 .89 307,452.56 32,692.55
3,142.06 none none none none none

Total - ------------------------$ 1,255,059.22

LIABILITIES!
Capital Stock........$ SUI!llUS Fund........... Undivided Profits......... Reserve Funds............. Due to Banks........... Dividends Unpaid........ Cashiers Checks............. Certified Checks............ Demand Deposits.................. Time Certificates of Deposit..... Savings Deposits.............. Letters of Credit and Acceptances
executed for Customers...... Bills Payable------------ Notes and Bills Rediscounted.. Other Liabilities--------

100,000.00 150,000.00 88,666.34
none 30,343.45
none 6,058.31
215 .00 5ll,435.79 368,340.33
none none none none none

Total.. .............$ 1,255,059.22

TENTH ANNUAL REPORT

149

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF TIGNALL

Tignall, Ga.

As called for by the Superintendent of Banks.

BOYCE FICKLEN, JR.,

L. D. WARE,

President.

Cashier.

Date of Charter: 7-5-1909

Began Business: 8-1909

RESOURCES:

LIABILITIES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d--.-. -__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

63,077.44
55,,050000..0o0o
1,263.75 1.500.00
25,294.94
17.17 100.00 828.02

Capital Stock...-------------------$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances

50,000 .oo
none
200.25
none none none
108.00
none
53,921.15 28,534.66
none



Advance on cotton and other

executed for Customers----------

none

CuCCsroteo=dmiotedrasintLdieiAasb.c.ic-lei-tp-Y-t-a-on-cn-e-sL-_-e-.t-_t-_e_-_r-_s-_-o_--_f Profit and Loss--------------------Other Resources--------------------

182.74
none
25,0n00on.oeo

BNioltlessPaanYdabBliel-ls--R--e-d--i-s-c-o-u--n-t-e-d--.--.-.Other LiabilitieS-------------------

none none none

TotaL ______________________________ $ 127,764.06

TotaL------------------------------$ 127,764.06

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF TOCCOA

Toccoa, Ga.

As called for by the Superintendent of Banks.

M. CRAWFORD,

H. CRAWFORD,

President.

Cashier.

Date of Charter: 8-IQ--1911

Began Business: 9-1-1911

RESOURCES:

Loans and Discounts--------------$ 142,963.40

CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 7,500 .oo

Banking House and Lot-----------

none

OFuthrneirtRureealaEnsdtaFtiextouwrense-d-.-.-.-_-_-_-_-_-_-_-

4, 770.22 29,029.97

Cash in Vault and amounts due

from approved Reserve Agents. 45,381.37

Checks for Clearing and Due from

other bankS--------------------- 3,461.56

Cash Items--------------------------

45.18

Overdrafts (if anYl----------------

none

Advance on Cotton and other

Co=odities.--------------------- 1,349.50

CuCsrteodmitearsnLd iAabciclei:toYtaonnceLs.e._tt_e__r_s__o_f

none

Profit and LOSS---------------------
TOothtaeLr .R _e_s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-.-_-_-_-_-_-_-_-_-_--.$-

none
- -no-ne
234,501.20

LIABILITIES:
Ca:oital Stock...... ------------ __ .$ Surplus Fun<L-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifei:coaotesistso-f--D--e-:-o-o-s-i-t-_-_-__-_-_--_ LBSaeielvtxltiseenPcrgsuastyoeDfadbeCfploreoer_sd_Ci_it_tus_a-s_-tn_o-_d-m_-_A-e_-_rc-_s-c__-e__-_p_-__-t__a-__-n__-c__-__e--s__ Notes and Bills Rediscounted. Other LiabilitieS-------------------

50,000.00 10,000.00 2,589.14
none none none
506.72 10.00 118,767.92 18,932.65 33,694.77
none none none none

TotaL.---..--..........--.--.-......$ 234,501.20

DEPARTMENT OF BANKII\G

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

FARMERS & MERCHANTS BANK

Toccoa, Ga.

As called for by the Superintendent of Banks.

E. E. MITCHELL,

F. C. GROSS,

Presid!'nt.

Cashier.

Date of Charter: 1-18-1906

B!'gan Business: 1-20-1906

RESOURCES:

LIABILITIES:

Loans and Discounts .. ____________ $ 325,523.75

Capital Stock.______________________ $ 50,000.00

CeBrotinfidcsataensdoSftoIncdkes botwendende.s. _s__a__n_d_ Banking House and Lot__________ _

36.496.67 20.000.00

Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds..--------------------

20.000.00 1.283.97 none



Furniture and Fixtures------------ 8,405.00 Other Real Estate owned..--------- 13,988.01

Due to Banks----------------------Dividends Unpaid..-----------------

none none

Cash in Vault and amounts due

Cashiers Checks--------------------

1.162.81

from approved Reserve Agents.- 83,808.65

Certified Checks--------------------

none

Checks for Clearing and Due from other Banks----------------------

7,583.33

TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_

218,173.88 92,299.40

COavsehrdIrtaefmtss.(.i.f.a..n.y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

1.617.10 none

Savings Deposits------------------- 123,250.81 Letters of Credit and Acceptances

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

8. 748.36

BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_.________________ __

none none

Customers LiabilitY on Letters of

Notes and Bills Rediscounted......

none

PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_

none none

Other Liabilities-------------------

none

Other Resources....-----------------

none

TotaL ______________________________$ 506,170.87

TotaL ______________________________ $ 506,170.87

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

WILKINSON COUNTY BANK

Toomsboro, Ga.

As called for by the Superintendent of Banks.

1<'. B. CHA:\IBERS,

II. E. STEPhE~S,

Presid!'nt.

Cashier.

Dat!' of Clwrter: 7-Hi-1907

Began Business: 7-16-1907

RESOURCES:
Loans and Discounts ... ___________$ CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot----------FOuthrneirtuRreealaEndstaFtiextouwrense-d--__-_-_-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents.Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_
Customers LiabilitY on Letters of Credit and Acceptances----------
Profit and Loss--------------------Other Resources..------------------
TotaL __________________-____________$

99,854 .51
6,000 .oo 1n9o5 n.oeo
2,542.47
37' 330.57
8,866.26 70.93 64.56
none
none none none 154,924.30

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds..-------------------DDiuveidtoenBdsanUknsp--a-i-d-.-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ Time Certificates of Deposit...... . Savings DepositS------------------LBeieltxltseecPr suatyoeafdbCfloreer__dC_i_tu_sa_t_no_d_m__ea_rc_sc__e___p___t_a___n__c___e_ s__ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d_._._-_-_--_

25,000.00 5,000.00 3,584.30
none none none 308.84 none 100,810 .37 20,220.79 none
none none none none

_TotaL.-----------------------------$_ 154,924.30

TENTH ANNUAL REPORT

151

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF TRION

Trion, Ga.

As called for by the Superintendent of Banks,

BENJ. D. HEIGEL,

GRADY W. COLE,

President.

Cashier.

Date of Charter: 10-16-1912

Began Business: 12-17-1912

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ FOut hr neirtRu reea laEn ds t aFtiex touwr ense-d- -. _-_-_-_-_-_-_-_- -_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrtebmans_k_s_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and AcceptanceS---------POrtohfeirt aRnesdoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

70,900.54 9,844.15
none
1.514.33
none
103' 122.83
none none none
3, 789.38
none none none
189,171.23

LIABILITIES:
Capital Stock______________________ $
Surplus Fun<L--------------------Undivided Profits-----------------. Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 15.000.00 1,107.92
none none none
277.90
none
70,859 .1B 76,490.23
436.00
none none none none

TotaL ______________________________ $ 189,171.23

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF TUCKER

Tucker, Ga.

As called for by the Superintr:ndent of Banks.

l'. K. Bl'HNS,

L. S. BURNS,

President.

Cashier.

Date of Charter: 10-~9-1919

Began Business: 12-:l0-1919

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks_--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit andAcceptances_--------POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

55,238.15
2,000.00 2,500.00 1,800.00
none
18,405.78
480.18 59.00 272 .82
124 .68
none none none

LIABILITIES:
Capital Stock______________________ $
Surplus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltsesPaanyadbBleil_l_s_ R--e-d--i-s-c-o-u--n-t-e-d--.-_-__--_ Other Liabilities-------------------

15,000.00 3,000.00 2,494.07
none none
820.00 39.48
none
50.014.77 9,512.29
none
none none none none

TotaL ______________________________ $ 80,880.61

15~

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF UNADILLA

Unadilla, Ga.

As called for by the Superintendent of Banks.

A. R. WARE,

A. R. WARE,

President.

Cashier.

Date of Charter: 7-5-1898

Began Business: 7-1898

REBOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and BBonds and Stocks owned.......
anking House and Lot----------Furniture and Fixtures......... other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
c~~ft~~-8_:-~:::::::::::::::::::::
Overdrafts (if any)________________ _ AdCvoamncmeodoitniesC._o__t_to__n___a__n_d____o_t_h__er_
Customers Liability on Letters of PrCofrietdaitnadnLdoAssc.c_e__p_t_a_n_c__e_s_._._._..___._._._ Other Resources....._____________ _

138,393.84
10,000.00 3,000.00
82,,160000..0o0o
57,894.94
none
1,450.55 1,579.26
6,294.32
none none none

TotaL--------------------------------$-2-29-,3-12-.-91

LIABILITIES:
Capital Stock.---------------------.$ Surolus Fun<L--------------------UndiVided Profits-----------------Reserve Funds.........------------Due to BankS.---------------------DiVidends Uwaid.----------------Cashiers Checks ------------------Certified Checks-------------------Demand Deposits...----------------Time Certificates of Deposit....... SaVings Deposits------....------..Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._.._ Notes and Bills Rediscounted..... Other Liabilities............ ----..---

50,000.00 10,000.00 5,540.04
none none
2,000.00
none none
124,842.66 36,930.21
none
none none none none

TotaL..----------------- .. -----.-,_$ 229,312.91

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF UNION POINT

Union Point, Ga.

As called for by the Superintendent of Banks.

H. LAMB,

R. A. RHODES,

President.

Cashier.

Date of Charter: 5-15-1911

Began Business: 5-1911

RESOURCES:

Loans and Discounts ______________ $ 127,495.00

Certificates of Indebtedness and

Bonds and Stocks owned........ Banking House and Lot-----------

2, 7n0o3 n.oeo

FOuthrneirtuRreealaEndstaFtiextouwrense-d-_-_-_-_-_-__-_--_-_

1,454.00 11,284.44

Cash in Vault and amounts due

from approved Reserve Agents.. 34,994.97

Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o_m__

924.28

Cash Items.-------------------------

none

Overdrafts (if anY>-----------------

20.41

Advance on Cotton and other

Commodities. . . . . - - - - - - - - - - - - - - - - -

none

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

none

- - - - Other Resources....................

none

TotaL-........ ____ .------------....$ 178,876.10

LIABILITIES l
CSuaproitlaulsSFtuonckd....._._._._._._.__._._._._._._._._._._._.._._$ UndiVided Profits-----------------Reserve Funds. ............ --------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks.................... Certified Checks.................... Demand DeoositS...----------------Time Certificates of Deposits-----SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... BNioltlessPaaYndabBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d-.-.-.-.. Other Liabilities.....................

25,000.00 25,000.00
561.15
none none
1,000.00 669.25
none
124,677.31 1.919.23
none
none none none
49.16

TotaL......-------.---.... ---....$ 178,876.10

TENTH ANNUAL REPORT

153

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

WE FARMERS BANK

Union Point, Ga.

As called for by the Superintendent of Banks.

B. W. BOYD,

A. J. STEWART,

President.

Cashier.

Date of Charter: 9-6-1911

Began Business: 9-6-1911

RESOURCES:

Loans and Discounts--------------$ 46,838.36 Certificates of Indebtedness and

Bonds and Stocks owned..------- 1.010.50

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_--_

3,000.00 1.713.48

Other Real Estate owned.......... 4,075.00

Cash in Vault and amounts due

from approved Reserve Agents.. 14,801.10

Checks for Clearing and Due from

other Banks.--------------------- 2. 711.42

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

156.49 86.43

Advance on Cotton and other

CuCsoto=moedristiLeisa.b..i.l.i.ty...o.n...L.e-t-t-e-r-s--o--f

none

Credit and Acceptances..........

none

Profit and Loss---------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -74- .3n9o2-.n7e8

LIABILITIES:
Capital Stock.----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid..----------------CCaesrthiifelersd CChheecckkss..-.-.-.-..---..-.-.-....-..-.-. Demand DepositS--------------- Time Certificates of Deposit.... LSaevttienrgssoDf eCproedsiittsa--n-d--A--c-c--e-p-t-a-n-c-es
executed for Customers........ BNioltlessPaanyadbBlei.l.l.s..R..ed-i-s-c-o-u--n-t-e-d-.-.-... Other Liabilities.....-----------

15,000.00
none
2,409.64
none none none
1,180.58
none
41,631.56 9,249.94 4,921.06
none none none none

TotaL------------------- $ 74,392.78

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

ASHLEY TRUST CO.

Valdosta, Ga.

As called for by the Superintendent of Banks.

J. Y. BLITCH,

T. Y. ASHLEY,

President.

Cashier.

Date of Charter: 3-12-1913

Began Business: 4-1913

RESOURCES:

Loans and Discounts...........$ 1,374,664.95

Certificates of Indebtedness and

Bonds and Stocks owned... 5,500.00

Banking House and Lot..

none

Furniture and Fixtures...

none

Other Real Estate owned..--------- 10.441.03

Cash in Vault and amounts due

from approved Reserve Agents. 108,269.77

Checks for Clearing and Due from

CaosthheIrteBmasn...k.s.....--.-.---.

none none

Overdrafts (if any)......

none

Advance on Cotton and other

Commodities............

none

Customers Liability on Letters of

Credit and Acceptances..

none

Profit and Loss....

none

Other Resources.

none

TotaL--------------------$ 1.498,875.75

LIABILITIES:
Capital stock.............$ US unrdoivl uids eFduPnr<ofLit-s-.-.-..-. - -.. ... . Reserve Funds.......... Due to Banks..----------------- Dividends Unpaid--------------- Cashiers Checks-------------------Certified Checks..---------------Demand Deposits-------------Time Certificates of Deposit.. Savings Deposits--------- Letters of Credit and Acceptances
executed for Customers..
~~~J'~~b~II1iiiieCliScoWiiea::===
Other Liabilities..........

100,000.00 35,000.00 357,718.01
none none
6,024.00
none none none
994,473.94
none
none none none
5,659.80

TotaL---------------$ 1,498, 875.75

154

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MERCHANTS TRUST CO.

Valdosta, Ga.

As called for by the Superintendent of Banks.

A. F. WINN,

I. H. TILLMAN,

President.

Cashier.

Date of Charter: 5-15-1928

Began Business: 5-15-1928

RESOURCES:
Loans and Discounts ______________$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__-_-_-_-_-_-_--_ Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from
other Banks .. -------------------COavsehrdIrtaefmtss-!-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities. _____ --._.-- __ ------CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ _f Profit and Loss____________________ _
Other Resources....---------------TotaL ______________________________ $

385,688.65 none none none none
13,974.30 none none none none none none none
399,662.95

LIABILITIES:
Capital Stock_______________________ $ SUunrdpilvuisdeFduPnrdo._fi-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ Reserve Funds---------------------Due to Banks.... -----------------Dividend~ Unpaid-----------------CCearsthiifeiersd CChheecckkss-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--__Demand DePosits.. ---------------TS ai mv ien gCse rDt iefpi coastiet ss _o__f_D__e__p_o_s__i t_._._._._._. _. LBeieltxltseecPrsuatoyefadCbflroeer.d.Ci.tu_a_s_nt_od_m__Ae__cr_sc__e__p___t_a____n__c__e__s__ Notes and Bills Rediscounted..... Other Liabilities.. -----------------

100,000 ,()() 5,000.00 68,791.69 9, 706.54 none none none none none
216,164.72 none none none none none

TotaL ______________________________ $ 399,662.95

STATE~IENT

Showing condition at the close of Business December 31, 1929, of the

AMERICAN BANKING CORPORATION

Vienna, Ga.

As called for by the Superintendent of Banks.

J. K. HARGROYE,

R. D. POWEH,

President.

Cashier.

Date of Charter: 2-17-1917

Began Business: :2-'i!:l-Hll7

RESOeRCES:
Loans and Discounts. _____________ $ Certificates of Indebtedness and
Bonds and Stocks owned__ .. ___ _ Banking House and Lot __________ _ Furniture and Fixtures.. _________ _ Other Real Estate owned---------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.. -------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-:--_-__-_-_-_-_-_--_ AdCvoamncmeodoitniesC. _o_ .t.to__n___a__n_d____o_t_h__er_ Customers Liability on Letters of
Credit and Acceptances _________ _ POrtohfeirt RanedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL _________________________ ___ .$

166,480.42 2,007.99 7,000.00 4,030.00 16,531.85 22,121.95 265.98 none 741.22 18,377.63 none none none
237,557 .04

LIABILITIES:
Capital Stock.... __________________ $
SUunrdpilvuids eFduPnrdo.f.it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds_____________________ _
DDiuveidtoenBdsanUknsp..a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Cashiers Checks __________________ __ Certified Checks...... __ ... ____ --_ .. TSDaiemvmienagCnsderDDtiefepipcooasstieittsss_.o_._f_-D_-_-e_-p_-_-o_-s_-i_-t_-__-__-__-___-_-__-_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable.. -------------- __ ----Notes and Bills Rediscounted----Other Liabilities .. -----------------

75.000.00 6,000.00 3.183.81
none none none l. 209.69 none 108.039.62 44,123.92 none none none none none

TotaL ______________________________ $ 237,557.04

TENTH ANNUAL REPORT

155

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

VIENNA STATE BANK

Vienna, Ga.

As called for by the Superintendent of Banks.

W. P. HEARD,

S. F. BIVINS,

President.

Cashier.

Date of Charter: 12-28-1920

Began Business! 1-4-1921

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoIncdkes botwednende.s._s__a__n_d_ Banking House and Lot----------FOuthmeirtuRreealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities--------------------CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e_t_t_e_r_s__o_ _f Profit and Loss--------------------Other Resources-------------------TotaL ______________________________ $

83,560.51
none none none
2,400.00
21,070.79
5,630.75 601.82 804.60
325 .41
none none
625 .00 115,018.88

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------D 1e to Banks----------------------Dividends Unpaid..----------------CashiPrs Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

255,,000000..0o0o 4,243.97 none none none 261.00 none 71,834.28 8,679.63
none
none none none none

TotaL------------------------- _____ $ 115,018 .88

STATEMENT

..;nowing condition at the close of Business December 31, 1929, of the

BANK OF VILLA RICA

Villa Riea, Ga.

As called for by the Superintendent of Banks.

S. 0. HELDER,

R. R. RICHARDSON,

President.

Cashier.

DatP of Charter: 5-4-1899

Began Business: 5-1899

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_
CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f
Profit and LOSS--------------------Other Resources--------------------

261,449.03
none
2,500.00
219,,750000..0oo0
123,099 .63
2,876.93
none none
15,000.00
none none
2,517.86

TotaL-------~----------------------~ . 438,643.45

LIABILITIES:
Capital Stock.______________________ $
Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp..a.-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified Checks-------------------TSDaiemvmienagCnsedrDDtiefepipcoaostisetissts_o_-_-f_-D_-_-e_-_p-_-o_-s_-i_-t_-__-__-__-___-__--__ Letters of Credit and acceptances BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

50,000.00 50,000.00 10,000.00
114.28
none none
671.26
none
223,028.60 104,829 .31
none
none none none none

TotaL______________________________$ 438,643.45

156

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, 1929, of thl'

BANK OF WADLEY

Wadley, Ga.

As called for by the Superintendent of Banks.

S. C. EVANS,

S. D. MANDEVILLE,

President.

Cashier.

Date of Charter: 1-29-1902

Began Business: 1902

RESOURCES:

Loans and Discounts ______________ $ 76,914.42

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

1,500.00 3,000.00 3,000.00 15,122.90

Cash in vault and amounts due

from approved Reserve Agents.. 36,470.77

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaemftss..(.i.f_a__n_y__)_____-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

CuCCsroteo=dmoitedraistniLdesiAa-b-c-icl-ei-tp-Yt-a-no-c-n-e-sL-..e-_-t_-t_e-_-r__s-_-_o--_f

none none

Profit and Loss---------------------

none

TOothtaeLr .R__e_s_o.u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- -no-ne
136,008.09

LIABILITIES:
CSuarppiltuals SFtuoncckL.______________________-_-_-_-_-_-_-_-_--_._$
Undivided Profits-----------------DReuseertvoeBFaunnkds.s.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_-_
CDaivshidieenrsdsChUencpkasi.d. _.-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_-_ Certified Checks.... ___ ------------_ Demand DepositS-----------------TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it_._._._._._.._ LBeieltxltseePrcsuatoyefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__v____ta____n__c__e__s__ NOothteesr aLniadbBiliitllisesR_e__d_i_s_c_o__u_n__te__d_._._..__.

25,000.00 25,000.00 8,517.58
none none
130.00 1.955.65
none
51,085 .16 3,573.38 20,746.32
none none none none

Total--------------------------------$ 136,008.09

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS BANK

Warrenton, Ga.

As called for by the Superintendent of Banks.

C. R. FITZPATRICK,

R. F. FOWLER,

President.

Cashier.

Date of Charter: 4-14-1902

Began Business: 4-1902

RESOURCES:

Loans and Discounts ______________ $ 373,553.75

Certificates of Indebtedness and

Bonds and Stocks owned._____ __ Banking House and Lot__________ _

58,297.02 8, 975.44

Furniture and Fixtures__________ __ 5,107.40

Other Real Estate owned.________ _ 7,417.76

Cash in vault and amounts due

from approved Reserve Agents.. 307,710.52

Checks for Clearing and Due from

other Banks___________ -----------

806.04

COavsehrdIrtaefmtss-(-i-f-a--n_y_)________-_-_-_-_-_-_-_-_-_-_-_-_--_

none
36.75

AdCvoamnmceodoitnies.c._o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabciclietpYtanocnesL..e_t_t_e_r_s___o_f

none

Profit and Loss..--------------------

none

TOothtaeLr .R__e_s_o_u__r_c_e_s_._._-_-_------------_-_-_-_-.----------.$-

- -no-ne
761.904.68

LIABILITIES:
CS uarppi tlauls SFtuonckc L. ________________-_-_-_-_-_-_-_-_-_-_-_-_. ._$ Reserve Funds---------------------DUunde itvoidBeadnPkrso.._f_i t_s_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_- -__Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks..------------------Demand DepositS-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities ------------------

50,000.00 25,000.00 36,601.25 5,105.38
none none
2. 971.93
none
642,226.12
none none
none none none none

TotaL......$ 761,904.68

TENTH ANNUAL REPORT

157

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF WARWICK

Warwick, Ga.

As called for by the Superintendent of Banks.

W. M. STORY,

M. L. IVEY,

President.

Cashier.

Date of Charter: 11-28-1910

Began Business: 1-3-1911

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednnedes._s__a__n_d_ Banking House and Lot__________ _

45,633.59
none
1.700.00

FOuthrneirtRureealaEnsdtaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from

2,265.00
none
16,991.64

CaosthheItreBmas_n_k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

385.21
none

Overdrafts (if anYl----------------Advance on Cotton and other CuCCsroteo=dmoitderaistnieLdsiAa..bc-ic-le-ip-tY-ta-n-oc-e-ns-_-L_-_e-_-tt-_e-_r-_s-_-_o-_-f

6.79
none none

POrtohfeirt aRnesdouLrcoess_S_._._--_-_-_-_-_-_--_-_-_-_-_-_--_-_-_-_-

none
1,672.54

TotaL______________________________-$ -68- ,654-.77

LIABILITIES:
Capital Stock.______________________$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------BLeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as_t_no_dm__A_e_rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted.___ _ Other Liabilities----------------

25,000.00
none
1,044.81
none none none
502.70
none
28,314.90 6, 792.36
none
7,0n0o0 n.oeo
none none

TotaL.___ -----......--.--.------$ 68,654.77

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

WASHINGTON LOAN AND BANKING CO.

Washington, Ga.

As called for by the SuperinteJ?dent of Banks.

T. J. BARKSDALE,

T. J. BARKSDALE,

President.

Cashier.

Date of Charter: 9-7-1891

Began Business: 5-1-1895

RESOURCES:

Loans and Discounts ______________ $ 146,423.57

Certificates of Indebtedness and Bonds and Stocks owned.______ _ 125,000.00

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

5,016.00 8,057.00

Cash in Vault and amounts due

from approved Reserve Agents-- 94,639.93

Checks for Clearing and Due from

other Banks_____ ---------- 1,208.12

Cash Items..-------------

none

Overdrafts (if anY>--------------

13.41

AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CPruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ei_tp_Y_ta__no_cn_e_s_L._.e___t_t__e___r__s_____o__f

none none

Other Resources..-------------------

none

T

o

ta

L

_______________________________ - $

--380,358.03

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------- Dividends Unpaid.---------------- Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable______________________ _ NOothteesr aLniadbBiliitlilessR__e_d_i_s_c__o_u_n__te__d_.__.__

50,000.00 50,000.00 19.845.55
none none none
510.32
none
172,146.30 62,888.02 24,967.84
none none none none

TotaL_______________________________ $ 380,358.03

158

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of tht"

COMMERCIAL BANK

Waycross, Ga.

As called for by the Superintendent of Banks.

K. F. RYMER,

J. M. NORMA:\",

President.

Cashier.

Date of Charter: 10-15-1918

Began Business: 10-30-1918

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_-_Furniture and Fixtures___________ _ Other Real Estate owned... _______ _ Cash in vault and amounts due
from approved Reserve Agents.. Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_
COavsehrdIrtaefmtss-(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances...... Profit and Loss...----------------Other Resources...-----------------
TotaL ______________ . __ .............$

244,521.74 150,500.00
none 5,000.00 1,000.00 129,497.58 4,572.27
222.98 none none none none none 535, 314 .57

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund... ___________________ __
Undivided Profits----------------- Reserve Funds....... ------------Due to Banks........-------------Dividends Unpaid....---------- Cashiers Checks-------------------Certified Checks...----------------Demand Deposits-----------------Time Certificates of Deposit..._-.. Savings Deposits------------------ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._.__._._.__._
Notes and Bills Rediscounted... Other Liabilities-----------------

50,000.00 10,000.00 29,378.33 3,018.35
none 2,000.00 1,384 .65
none 312,640.22 12' 192 .90 114,700.12
none none none none

TotaL ....-------------------------$ 535,314 .57

STATEMENT

Showi~g condition at the close of Business December 31, 1929, of the

BANK OF WAYNESBORO

Wayncsboro, Ga.

As called for by the Superintendent of Banks.

C. W. SKIKKER,

DADE DURDEN,

President.

Cashier.

Date of Charter: l-13-1891

Began Business: 1891

RESOURCES:
Loans and Discounts ______________$ Certificates of Indebtedness and
Bonds and Stocks owned......... BF ua nr nkiitnugr eHaonuds eFai xntdu rLeos .t.. _. _. _._._._._._._. ._ Other Real Estate owned... _______ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks--------------------- COavsehrdIrtaefmtss-(-if--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_ AdCvoamnmceodoitnies.c..o. t_t_o__n__a__n_d...o_.t.h.e. r_ CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f Profit and LOSS.------------------Other Resources..----------------
TotaL ..----------------------------$

237' 280.19 6,550.00 none 4,314.87 21 '778 .65 15,099.84 59,074.56 none 911.69 none none none 233.25
345,243.05

LIABILITIES:
Capital Stock.......................$ SUunmdilvuisdeFduPnr<oLfi-t-s-_-__-_-_-_-_-_------------------.. Reserve Funds---------------------Due to BankS.--------------------Dividends Unpaid....--------------Cashiers Checks.------------------Certified Checks.......... _......... Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._-_-_-_--_ Notes and Bills Rediscounted...... Other Liabilities-------------------

50,000.00 35,000.00 6,733.59
none none none 918.33 10.00 114,880.56 100.00 137,600.57 none none none none

TotaL______________________________ $ 345,243.05

TENTH ANNUAL REPORT

159

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

CITIZENS BANK

Waynesboro, Ga.

As called for by the Superintendent of Banks.

R. C. KEELY,

H. W. BLOVNT,

Pr..sident.

Cashier.

Date of Charter: 2-2-1898

Began Business: 2-1898

RESOURCES:
Loans and Discounts______________ $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot....------Fumiture and Fixtures........... Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks...................... . COavsehrdIrtaefmtss.-(-if--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_~-_ Advance on Cotton and other
Commodities...................... Customers Liability on Letters of
Credit and Acceptances........... POrtohfeitr aRnedsoLuorcsess--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL .. --------------------$

103,489.20
none
30,000.00 1,500.00 16,195 .93
31,941.44
none none none none none none
5,400.00
188,526.57

LIABILiriES:
Capital Stock ......................$ Surplus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCaesrthiifeiersd CChheecckkss.-.-.-.-.-.-.-.-.-.-_-_-__-_-_--.-.-_-_ Demand Deposits_________________ _ Time Certificates of De:t>Osit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._.._ Notes and Bills Rediscounted..... Other Liabilities____ ------------- ..

25,000.00
none
12,183.53 11,820.00
none
50.00 507 .41
none
83,106.87
none
55,858.76
none none none none

TotaL----------------------------$ 188,526.57

STATEMENT

Showing condition at the close of Business Decembel' 31, 1929, of the

CITIZENS BANK & TRUST CO.

West Point, Ga.

As called for by the S'uperintendent of Banks.

R. H. DIXON,

H. C. SAP~ JR.,

President.

Cashier.

Date of Charter: 2-17-1917

Began Business: 3-17-1917

,
RESOURCES:

LIABILIriES:

Loans and Discounts ..............$ 1,021, 714.79

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__.._-_-_-_-_--__-

17.750.00
none

Furniture and Fixtures ----------- 14,308.02

Other Real Estate owned.......... 36,515.28

Ca.sh in Vault and amounts due

from approved Reserve Agents.. 299,688.85

Checks for Clearing and Due from

CaosthheIrteBmasn..k.s...-.-.-.-.-.-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) _______________ __

6,353.16 473.77
none

Advance on Cotton and other

Commodities... --------- ......... .

none

Customers LiabilitY on Letters of

Credit a.nd Acceptances..........

none

Profit and Loss.....................

none

Other Resources.... __ .... __ .. ____ __

none

TotaL ____ .. ____ ------------------ __ $ 1. 396,803 .8

Capital Stock............. __________ $ Surplus FuncL----------------Undivided Profits-------------Reserve Funds...................... Due to Banks----------------------CDaivs hidieenr sdsCUhencpkasi.d. ._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_-_ Certified Checks._________________ __
Demand Deposits----------------- Time Certificates of Deposit....... Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities___ ... ------------

100,000.00 25,000.00 10,968.44 4,000.00
none
39.00 6,336.81 1,441.48
61923,,060708..6o3o
543,339.51
none none none none

TotaL.. _. __________________________ $ 1,396,803.87

160

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of.the

MERCHANTS AND PLANTERS BANK

Whigham, Ga.

As called for by the Superintendent of Banks.

J. E. HARDEN,

R. S. KENNEMUR,

President.

Cashier.

Date of Charter: 6-18-1918

Began Business: 6-19-1918

RESOURCES:

Loans and Discounts............$ 14,926.54

Certificates of Indebtedness and

Bonds and Stocks owned.......

none

Banking House and Lot.......... 3.000.00

Furniture and Fixtures......... 2,000.00

Other Real Estate owned.......... 7,382.18

Cash in Vault and amounts due

from approved Reserve Agents. 22.289.92

Checks for Clearing and Due from

other Banks.................. 1,932.95

Cash Items.....................

none

Overdrafts (if any)...............

7.69

Advance on Cotton and other

Commodities.....................

none

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

511.22

Other Resources....................- - -249-.41

Total........................$ 52,299.91

LIABILITIES:
Capital Stock.........$ Surplus Fund........... Undivided Profits........ Reserve Funds............... Due to Banks................. Dividends Unpaid....... Cashiers Checks................ Certified Checks............... Demand Deposits_.............. Time Certificates of Deposit....... Savings Deposits................ Letters of Credit and Acceptances
executed for Customers......... Bills Payable_...................... Notes and Bills Rediscounted..... Other Liabilities..............

15.000.00
none none none none none
438.60
none
28.632.14 8.229.17
none
none none none none

Total...................$ 52.299.91

STATEMENT

Showing conditioa at the close of Business December 31, 1929, of the

THE PLANTERS BANK

White Plains, Ga.

As called for by the Superintendent of Banks.

C. C. KING,

T. C. KI!\G,

President.

Cashier.

Date of Charter: 4-9-1919

Began Business: 4-26-1919

RESOURCES:

Loans and Discounts............$ 17.487.67

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot.......... 2,400.88

Furniture and Fixtures......... 2,410.17

Other Real Estate owned.......... 1. 901.98

Cash in Vault and amounts due

from approved Reserve Agents.. 20.422.65

Checks for Clearing and Due from

other Banks.....................

none

Cash Items.........................

none

Overdrafts (if any)...............

none

Advance on Cotton and other

Commodities. . . . . . . . . . . . . . . . . . . . . .

none

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources....................- - -832-.17

TotaL.............................$ 45.455.52

LIABILITIES:
Capital Stock.....................$ Surplus Fund..................... Undivided Profits................. Reserve Funds.................... Due to Banks...................... Dividends Unpaid................ Cashiers Checks.................. Certified Checks................... Demand Deposits_................. Time Certificates of Deposit...... . Savings Deposits.................. Letters of Credit and Acceptances
executed for Customers....... BNioltlessPaanydabBlilel-sRediscount-e-d-.... Other Liabilities_...............

15.000 .oo
none
2.142.23
none none none
170.00
none
27.542.45 600.84
none
none none none none

Total..............................$ 45.455.52

TENTH ANNUAL REPORT

161

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

WHITESBURG BANKING CO.

Whitesburg, Ga.

As called for by the Superintendent of Banks.

CHAS. A. LYLE,

H. A. JONES,

Vice-President.

Cashier.

Date of Charter: 9-11-1907

Began Business: 11-18-1907

RESOURCES:

Loa,ns and Discounts--------------$ 31,829.37 Oertif:icates of Indebtedness and

Bonds and Stocks owned....... Banking House and Lot-----------

1,5n0o0 n.oeo

FOuthrneirtRureealaEndstFatiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents._

1,652.50 228.09
5,183.65

Checks for Clearing and Due from

other banks----------------------COavsehrdIrtaefmtss(-i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on Cott;on and other

CuCCsorteomdmmiteoarsdniLdtiiAeasbc-ci-le-ip-t-tya--,on--cn-e-sL-.-.e_-t_-t_-e_-r_-_s-_-_o--f_

none none

Profit Other

_a.nd LosS..--------------------
Resources...-------------------

-

none
-no-ne

TotaL-------------------------------$ 40,393.61

LIABILITIES:
CSuarppitlaulssFtoucnkd--------------------------------------------$
Undivided ProfitS----------------Reserve Funds----------------------
Due to Banks-----------------------
Dividends Unpaid..----------------Cashiers Checks ------------------Certified CheckS-------------------Demand Devosits-----------------Time Certificates of Devosit... LSaevttienrgssoDf Cevreodsiittsa-n--d--A--c-c-e-v--ta--n-c-e-s--
executed for Customers.... Bills PaYable----------------------Notes and Bills Rediscounted... Other Liabilities..------------------

15,000.00 3,000.00 2,190.41
none none none
127.34
none
20,075.86
none none
none none none none

Total.-------------------------------$ 40,393.61

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

MERCHANTS & FARMERS BANK

Willacoochee, Ga.

As called for by the Superintendent of Banks.

HENRY PAULK,

PANSY LINDER,

President.

Cashier.

Date of Charter: 5-26-1906

Began Business: 8-6-1906

RESOURCES:

Loans a.nd Discounts--------------$ CeBrotinfidcsaatensdoSftoIIc1kdseobwtendendes._s__a__n_d_ Banking House and Lot..________ _

35,267.64
none
2,400.00

FOuthrneirtRureealaEnsdtaFtiextouwrensed--.-__-_-_-_-_-_-_--_

3,035.30 21,732.82

Cash in Vault and amounts due

from approved Reserve Agents.. 20,334.95

Checks for Clearing and Due from

CaosthheItreBmas.n..k.s...-_-_-_-_-_-_-_-_-__-_-_-_-_----------__--_

1,109.58 81.60

AOdvvearmdrcaeftso(nif aCnoYtt>o-n----a-.n--d---o--t-h-e--r

none

Commodities---------------------Customers Liability on Letters of
Credit and Acceptances.._________

none none

Profit and Loss..--------------------

none

- - - - Other Resources..-------------------

641.63

Total..______________________________$ 84,603 .52

LIABILITIES:
Oapital Stock.---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds-------------- DDiuveidteonBdsanUknsv.a.-id-.-..-.---.-.-..-.-.... Cashiers Checks.----------- Certified Checks----------Demand Deposits-------- Time Certificates of Deposit..... LSaevttienrgssoDf eCproesdiitts.an..d--A-c--c-e-v-t-a-nces
executed for Customers.... BNiolltessPaanYdabBliell.s--R--e-d-l-s-c-oim--t-e-d-.-.-. Other Liabilities...-------------

18,000.00
none
2,771.83 400.00
none none
1,626.14
none
54,767.75 6,686.54
none
none none none
352.26

Total.....$ 84,603.52

162

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE PEOPLES BANK

Winder, Ga.

As called for by the Superintendent of Banks.

J. W. McWHORTER,

C. 0. MADDOX,

President.

Cashier.

Date of Charter: 10-29-1926

Began Business: 1()-30-19'i!6

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdkes botwednneeds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures-----------Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fboarnCksl_ea__r_in__g__a_n__d__D__u_e__f_r_o_m__ COavsehrdIrtaefmtss.(.i.f-a--n-y--)-_-__________-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CCusrteodmitearsnLd iAabcicleitoYtaoncneLs _e_t_t_e_r_s__o__f POrtohfeirt aRnedsoLurOcSesS...-.-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--__-
Total__________ ------- ____ ------- ....$

69,674.85
3,860.00 10,000.00 3,000.00
none
77.668.81
l' 162.96
none none
32,182.98
none none none
197,549 .60

LIABILITIES:
Capital Stock.______________________ $ Surolus Fun<L....__...________..__ RUensdeirvviedeFdu nPdrosf. .it.s. -__-.-.--__-_-_-.--. -_-_-_-__-_--.-. Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi.<..L.-_-_-.-.-_-_-.-.-.-.-_-_-_-_--.-. Certified Checks.------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Accevtances
executed for Customers---------BNOiotlhltesesPr aLanyiadabbBilleiilt-li-se-s-R_-e-_-d_-_i-_s-_c-_o_-_-u_-n_-t_-e_-_d---.-.--.---.--.

25,000.00 3,000.00 4,004.89
none none
2,000.00 2,417.65
none
136,874.76 1.150.00
22,604.24
none none none
498.06

Total--------------------------------$ 197,549 .60

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE WOODBURY BANKING CO.

Woodbury, Ga.

As called for by the Superintendent of Banks.

J. E. GRIMSLEY,

S. P. WILBURN,

\'ice-President.

Cashier.

Date of Charter: 10-Q0-1891

Began Business: 1Q-190'i!

RESOURCES:

Loans and Dl$counts ______________ $ CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot.,________ _ Fuiniture and Fixtures ___________ _
Other Real Estate owned.......... Cash in Vault and amounts due _from approved Reserve Agents._

123,893.38 26,576 .15
none
3, 901.73
none
95,324.48

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ AdCvoamncmeodointiesC..o. _t_t_o_n__ .a__n_d._.o__t_h_e_ r_ Customers LiabilitY on Letters of

none none
510.64 13,994.17

PrCorfeitdaitnadndLoAssc__c_e_p_t_a_n__c_e_s_._-_-_-_-_-_-_-_-_-

nnoonnee

- - - - Other Resources.-------------------

477.98

Total--------------------------- ..... $ 264,678 .53

LIABILITIES:
Capital Stock.______________________ $ Surolus Fund... -----------------Undivided Profits-----------------Reserve Funds....--..-- ..--........ DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheCks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.. __ ------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

23,400.00 10,000.00 15,495.58
none none none 1. 254 .SI none
123,826 .91 90,701.23
none
none none none none

Total------------------------------$ 264.,678.63

TENTH ANNUAL REPORT

163

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

WOODLAND BANK

Woodland, Ga.

As called for by the Superintendent of Banks.

S. F. WOODALL,

:\f. H. KING,

President.

Cashier.

D~tte of Charter: 11-18-1907

Began Business: 11-~5-1907

RESOURCES:
Loans and Discounts.............$ Certificates of Indehtedness a.nd
Bonds and Stocks owned........ . Ba.nking House and Lot........... FUrniture and Fixtures-----------Other Real Estate owned........... Cash in Vault and amounts due
trom approved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
CommoditieS---------------------Customers LiabilitY on Letters of
Credit and Accei>tanceS-....... Profit and Loss.................... . Other Resources................... .
TotaL........ ---------------$

48,608.51
23,,020509..3oo6
1,500.00
none
18,584.58
none
240.77
none
1,648.70
none none
40.00
75,881.92

LIABILITIES:
Capital Stock.......................$ SUunrdoivluidseFduPnr<oLfi-t-s-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-. Reserve Funds...................... Due to Bank~----------------------Dividends Unpaid.................. . CCaesrthiifeiersd CChheecckkss.-. -__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits_________________ _ TSaimviengCserDtiefpicoastietss.o__f_D__e_i_>_o__s_it_._._._._._. _. Letters of Credit and Accei>tances BielxlsePcuatYedabfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. .. NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

15,000.00 12,000.00 1,176.74
none none
129.60 212 .12
none
31,752.40 15,611.06
none
none none none none

Total............................$ 75,881.92

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF WOODSTOCK

Woodstock, Ga.

As called for by the Superintendent of Banks.

J. H. JOHNSTON,

W. L. DuPREE,

President.

Cashier.

Date of Charter: 10-10-1905

Began Business: 10-1905

RESOURCES:

Loa.ns and Discounts ...........$ 50,864.32

Certificates of Indebtedness and Bonds and Stocks owned......

805 .oo

Banking House and Lot........... 3,446.33

FUrniture and Fixtures ----------- 2,430.61

Other Real Estate owned........... 8,323.84

Cash in Vault and amounts due

from ai>I>roved Reserve Agents. 20,175.76

Checks for Clearing and Due from

other Banks..................

none

COavsehrdIrtaefmtss.(.i.f-a-n--y-)--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

Commodities..................... .

none

Customers LiabilitY on Letters of

Credit and Aocei>tances.......

none

Profit and Loss.............

none

- - - - Other ResourceS-..............

none

Total........... _.................s 86,045.86

LIABILITIES:
Cai>ital Stock......................$ SUunrdoilvuids eFduPnrdo..f.i-t-s-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--. -. Reserve FundS---------------------DDiuveidtoenBdsanUknSp-a-i-d-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-. Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit...... . Savings Dei>osits................... Letters of Credit and Accei>tances
executed for Customers.......... BNiolltessPaanYdabBliel.l-s-R--e-d--is-c--o-un--te--d-.-..-.-.-.Other Liabilities-------------------

1235,,000000..o0o0
1,022.85
none none none
9.50 191.53 40,135.07 6,686.91
none
none none none none

Total.... _____ ._ .. __ ....... _......$ 86,045.86

164

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

J. H. ROWLAKD,

R. L. KE:\'T,

President.

Cashier.

Date of Charter: 2-16-1897

Began Business: 2-16-1897

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toIncdkes botwednneeds. _s__a__n_d_ Banking House and Lot__________ _ FUrniture and FixtUres-----------Other Real Estate owned--------Cash in Vault and amounts due
from a:t>:t>roved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commoditie&.--------------------CuCsrteodmiterasnLdiAabciclei:ttY>taonnceLs..e_t_t_e_r_s__o_ _f Profit and Loss--------------------Other Resources-------------------TotaL______________________________ $

lll,878 .26 26,550.00 4,000.00 3,363 .87 6,225.94 84,079.80 3,327.40
none none 4,665.37 none none 516.84 244,607.48

LIABILITIES:
Ca:t>ital Stock_______ -------- ___ ---_$ SUunr:dt>ivlUids eFduPnr<oLfi-t-s- -_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Dividends Unpaid.________________ _ CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand De:t>osits -----------------Time Certificates of De:t>OsiL----Savings De:t>osits------------------Letters of Credit and Acce:t>tances BielxlsePcuatYedabfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._-_-_--_

25,000.00 35,000.00 2,010.92
none none none 773 .81 none 120,660.48 61' 162 .27 none none none none none

TotaL------------------------------$ 244,607 .48

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

EXCHANGE BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

P. B. BEDINGFIELD,

E. E. DALEY,

President.

Cashier.

Date of Charter: 12-20-1909

Began Business: 12-13-1909

RESOURCES:
Loans and Discounts______________ $ CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from a:t>:t>roved Reserve Agents-Checks for Clearing and Due from COaovsethhrdeIrrtaeBfmtassn_(k_if_s_a-_-n_-_y-_-)__-__-_-_--_--_--_--_--_-_--_--_--_--_--_--_--_----_ Advance on Cotton and other CuCCsroteo=dmoitedraistniLdesiAa-b-c-icl-ie-tp-Y-ta-o-n-nc-e-Ls-_-e_-t_-t_e-_-r_s-_-_o_--f_ Profit and LOSS---------------------
Other ResourceS------------------
TotaL--_----------- _____ --- __ -------$

177,361.09 24,244.97 6,500.00 3,585.00 1, 735.41 79,230.40 l,Oll.17
none 42.57 ll,425.17 none none none 305,135.78

LIABILITIES:
Ca:t>ital Stock_ ______________________ $ sumlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:t>aicL---------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of DeposiL----Savings Deposits------------------Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e-r-s-------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_.______ __

35,000.00 35,000.00 10,741.64 4, 780.32
none none 217.08 none 202,976.92 16,419.82 none none none none none

TotaL- ____ -- ___ --- __ ----------------$ 305,135.78

TENTH ANNUAL REPORT

165

STATEMENT

Showing condition at the close of Business December 31, 1929, of the

THE BANK OF ZEBULON

Zebulon, Ga.

As called for by the Superintendent of Banks.

C. R. GWYN,

J. J. EDWARDS,

President.

Cashier.

Date of Charter; 3-18-1905

Began Business: 1-31-1905

RESOURCES:
Loans and Discounts. _____________ $ CeBrotinfidcsataensdoSftoInckdsebotwednende.s._s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtuRreealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabcicleitpYtanocnesL_e_t_t_e_r_s___of_ POrtohfeirt aRnesdoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL-------------------------------$

93,524.18
5,924.14 10,000.00 5,076.20 4,429.39
8,626.45
none
868.68 136.95
7,138.65
none none none
135,724.64

LIABILITIES:
Capital Stock.---------------------_$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits-----------------Time Certificates of Deposit------LBSaeielvtxltiseencrPgsuastoyeDfadebCfploreoer_sd_Ci_it_tus_a-s_-tn_-o_d-m_-_-A_e-_r-c_s-c_-_e__-_p_-__-t__a-__-n__-c__-__e--s__ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

25,000.00 12,500.00 7,305.79
none none none
411.46
none
51,331.04 29,304.64 9,871.71
none none none none

TotaL.. _____ ----_----- _____________ .$ 135,724.64