Ninth annual report, 1928

DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA
1928
STEIN PRINTING COMPANY STATE PRINTERS ATLANTA, GA.

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved August 16, 1919.
NINTH ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1928.
DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended August 14, 1920; August .21, 1922; August 13, 1924; August 26, 1925 and August 25, 1927. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907.
A. B. MOBLEY, Superintendent of Banks.

IV

DEPARTMENT OF BANKING

DEPARTMENT OF BANKING STATE OF GEORGIA
ATLANTA.

December 31, 1928.
To THE HoNORABLE L. G. HARDMAN, Governor,
State of Georgia,
Atlanta, Ga.
Dear Sir:
As required in Sections 15 and 16 of Article 2 of the Banking Law, I have the honor to submit herewith, this, the ninth annual report of the Department of Banking for the year ending December 31, 1928.
This report consists of the following schedules and exhibits:
1. Exhibit "A", Official Roster of the Department of Banking.
2. Exhibit "B", a statement of receipts and disbursements of the Department for the year 1928.
3. Exhibits "C", "D", "E", "F", "G", "H", "I", "J", and "K" coverin~
miscellaneous applications relative to charter amendments, applications to merge, renewal of charters, surrender of charters, etc.
4. Exhibit "L", a list of banks in process of voluntary liquidation.
5. Exhibit "M", a list of branch banks now in operation.
6. Exhibit "N", a condensed statement showing the disposition of banks: in Georgia during the year 1928.
7. Exhibit "0", a list of banks and branches that are members of the Federal Reserve System.
8. Exhibits "P", "Q", "R", and "S" representing a list of banks taken possession of by the Department during 1928, a list of banks in liquidation showing dividends paid to creditors and remaining funds on hand, a list of banks the liquidation of which was completed during 1928, and a list of banks concerning which previous reports showed the liquidation completed to whose credit the Department has on hand small balances undistributed.

NINTH ANNUAL REPORT

v

In addition to the above exhibits your attention is respectfully invited to the following schedules:
1. A list of Credit Unions under the supervision of the Department of Banking.
2. A list of Small Loan Companies under the supervision of the Superintendent of Banks.
3. A consolidated statement showing condition of 353 banks and 18 branches as of December 31, 1928 with a comparative statement of 383 banks and 20 branches as of December 31, 1927.
4. A list of banks in Georgia showing in detail the published statement of each bank as of December 31, 1928, this statement giving an itemized report of the assets and liabilities of the bank, the date the bank was chartered, and the date it began business, the name of the president and the name of the cashier of the bank.
5. A consolidated statement showing total assets and liabilities of National banks in Georgia as of December 31, 1928 as reported to this Department by Comptroller of the Currency of the United States.
In accordance with Sub-Section 6 of Section 16 of Article 2 of the Banking Law I am attaching hereto and making a part of this report a separate letter containing such recommendations as to amendments of the Law which, in my opinion, should be given consideration by the General Assembly of Georgia.
With grateful appreciation for your counsel and co-operation during the year under review, I am
Respectfully yours,
A. B. MOBLEY,
Superintendent of Banks.

VI

DEPARTMENT OF BANKING

DEPARTMENT OF BANKING

STATE OF GEORGIA

ATLANTA

December 31, 1928.

HoN. L. G. HARDMAN, Governor, State of Georgia, Atlanta, Georgia.

Dear Sir:
In compliance with Sub-section 6 of Section 16 of Article 2 of the Banking \ Act, I am giving some suggestions for amendment to the laws relating to banking by which the system may be improved and the security of depositors and other creditors increased.
1. Article 1, Section 3 should be amended, defining branch banks, as follows:
''The term branch, as used in this Section, shall be held to include any branch bank, branch office, branch agency, additional office, or any branch place of business located in the State, at which deposits are received, or checks paid, or money lent."
2. Article 6, Section 1 should be amended so that when a bank reduces its capital to make good an impairment that the stockholders of the bank should be liable for twelve months, in the event of failure, up to 100% on the par value of the stock before the reduction.
3. Article 7, Section 19 should be amended to define "unremitted collections" for which a lien is given by Section 34 of Article 19.
4. Article 10, Section 6 should be amended to provide that the Secretary of State in renewing bank charters granted by special act of the General Assembly shall include in such renewal that said charter is being extended subject to all the provisions and requirements of existing laws. This amendment issuggested for the purpose of clarifying the status of legislative charters which have been renewed from time to time.
5. Article 19, Section 1 should provide that the annual meeting of the stockholders of a bank shall be fixed as of a particular date, say, the second Tuesday, or second Friday, in January of each year.

NINTH ANNUAL REPORT

VII

6. Article 19, Section 12 should be amended to specifically provide that loans to firms of officers and directors must be amply secured in the same manner as loans to such persons individually.
7. Article 19, Section 13 should be amended so as to define and limit loans to a municipality, county or other political subdivision of the State on warrants.
8. Article 19, Section 15, dealing with real estate loans, should specifically provide that such loans should not exceed 20% of the bank's capital and unimpaired surplus.
9. Article 19, Section 23, as amended August 25, 1927, which limits the amount a bank may invest in bonds and securities to 25% of its capital and unimpaired surplus, should be amended to provide that a bank may not invest more than 25% of its capital and unimpaired surplus in "any one issue" of investment securities. In other words, I am of the opinion that this limitation as it now exists, works an undue hardship on some of the best banks in the State and should be modified in some way. I am further of the opinion that banks should not invest depositors' funds in foreign bonds without first obtaining the approval of the Superintendent of Banks.
In my annual report of December 31, 1927, I made the following recommendation, which I renew:
"Regulation and supervision covering private banks. It is well known that under the present law there is no supervision or regulation of private banks and bankers. Any individual or partnership with neither character nor capital can open a private bank and solicit deposits from the public and engage in all the varied activities of a bank. This, in my opinion, is unjust, both to the regular banking institutions and to the public as well. The fact that some of these private banks are well managed and entirely solvent does not change the situation. Regulation and supervision would be unnecessary if all banks were capably and honestly administered and were entirely solvent. It is the weak institution and the one that is not properly managed which should be under regulation and whose operations should be supervised.
"In my opinion, the question of the proper regulation of these banks should be given earnest consideration with a view to adopting regulatory measures such as are in force in most of the other states."
"Regulation and Supervision of Trust Companies. The present
situation with regard to trust companies in this State is not at all
satisfactory, either to the trust companies themselves or to the De-

VIII

DEPARTMENT OF BANKING

partment of Banking. The General Assembly, at its last session, adopted an act for the regulation of trust companies which is a step in the right direction, but which leaves much to be desired. This act places all trust companies organized under the General Trust Company Act of 1898 under the supervision of the Superintendent of Banks. The Act as construed by the Attorney General applies to such companies whether they exercise banking powers or not, and regardless of whether they receive deposits or engage in banking business. It also places under the supervision of the Superintendent those trust companies which exist under special acts of the Legislature adopted prior to the amendment of the Constitution in 1892.
"The Act, however, expressly excludes from such supervision, savings and loan companies chartered by the Superior Court. The Attorney General also holds that although the charters of these companies may have been amended by the Secretary of State, as provided by the Act of 1910, they are still not within the purview of the Trust Company Act and are not under the supervision of the Superintendent.
"The Act also requires that trust companies which receive deposits, if they are not already such by the terms of their charters, must have their charters amended so as to come under the terms of the Banking Act. As to such trust companies, the present laws as amended at the last session are perhaps fairly satisfactory, but the situation of trust companies which are under the supervision of the Department and yet who do not receive deposits or transact banking business, is anomalous and not at all satisfactory. Such companies must be subjected to the same examinations and make the same reports as banking institutions, though the character of their business seems to render this altogether unnecessa~.
"The principal difficulty of the present situation, however, is with regard to those corporations which are not banks or trust companies, but which are engaged in similar business directly competing both with banks and trust companies and which are generally regarded by the public as banking institutions. These corporations existing under charters granted by the Superior Courts frequently accept savings deposits in large amounts and to all intents and purposes are banks. They are under no sort of regulation and there are no safeguards whatever thrown around.

NINTH ANNUAL REPORT

IX

"As was said with regard to private banks, some of these institutions are well managed and are entirely solvent, but the fact remains that they are doing business without any supervision whatsoever and with no protection for their depositors or other persons doing business with them. There is no more reason why a bank or a trust company should be regulated than that these institutions should be regulated.
"In my opinion, Georgia needs a comprehensive act regulating trust companies. Our Act of 1898 does not meet the situation. It is not a modern Trust Company Act. The amendment does not make it so. Such an Act should make some provision for the regulation of investment and loan companies which receive savings deposits and carry on business virtually as banks or independent legislation to cover this particular class of corporations should be adopted."
In addition to the above, I suggest the following:
That the laws governing Trust Companies and Banks which have Trust Company powers be amended so as to require such Banks and Trust Companies to segregate all assets held in any fiduciary capacity from their general assets and to keep a separate set of books and records showing in proper detail all transactions engaged in on account of trusts committed to them; and that no bank shall receive in its Trust Department deposits of current funds subject to check or to deposit checks, drafts, bills of exchange or other items for collection or exchange purposes; and that funds deposited or held in trust awaiting investment shall be carried in separate account and shall not be used by the bank or trust company in the conduct of its business unless it shall first set aside in the Trust Department bonds of this State or of the United States, or other securities approved by the Superintendent of Banks, and in the event of the failure of such bank or trust company the owners of the funds held in trust for investment shall have a lien on the bonds or other securities so set apart in addition to their claim against the assets of the bank; and that such banks and trust companies shall be authorized to execute bonds for the protection of trusts when required to do so by the laws of this State; and that the oath required of an executor, administrator, guardian or other fiduciary may be made on behalf of such bank or trust company by the President, VicePresident, Cashier or Trust Officer thereof; and that it shall be unlawful for any trust company or bank having trust powers to lend to any officer, director, or employee any funds held in trust by it, and that any officer, director, or employee making such loan or to whom such loan is made shall be guilty of a felony and subject to a fine not exceeding $5,000.00, or to imprisonment for not more than five years, or to both fine and imprisonment in the discretion of the court.

X

DEPARTMENT OF BANKING

These prov1s1ons are substantially the same as are required of National Banks exercising trust powers under the provisions of the Federal Reserve Act. In my opinion they throw a necessary safeguard around trust funds. At the present time the law does not require that trust funds shall be kept separate or separate books and records kept for trust departments. With the rapid increase in trust business it is desirable that the method of handling such business should be prescribed and that trust estates should be more rigidly safeguarded than they are at present.

Proper support and maintenance of the Department of Banking should provide for competent and efficient supervision. In the exhibit of Income and Expenses, it will be noted that on January 1, 1928, the Department had on hand $3,539.41, and that it had on hand December 31, 1928, $4,343.45, showing a profit in operations of $804.04. I call your attention, however, to the fact that the Income during the year was augumented by unclaimed dividends of closed banks turned over to the Department in the sum of $4,047.98. So that, the Department really operated at a loss during the year 1928 of $3,243.86. The income of the Department proper is derived from the fees charged operating banks, and based upon the resources of the banks. Due to mergers, closing, and reduction of resources, this income constantly has been reducing since 1920, when there were 617 banks in operation with resources almost double the resources of the banks at the present time.

It may be that we will have fewer banks in the future, and yet the efficiency of supervision should not be impaired, and so long as the resources of the Department justify it, I think we should not reduce the number of examiners. I give below the number of banks and examiners for the different years:

Year
1920 1921 1922 1923 1924 1925 1926 1927 1928"" 1929 (March)

No. of Banks
617 596 560 579 579 483 401 383 353 346

No. of Branches
24 22 39 43 45 49 29 20 18 17

No: of Examiners
12 14 14 12 9 9 9 8
8 7

There are certain overhead expenses which are necessary regardless of the number of banks under supervision, if the Department is to be maintained

NINTH ANNUAL REPORT

XI

on an efficient basis. The reduction in the number of the examiners would weaken the efficiency of the Department.
Under the present plan, the banks themselves pay for supervision and the charges made are as high as they should be. My suggestion is that, since the public generally is vitally concerned in an efficient Banking Department, the revenue of the Department should be supplemented by an appropriation out of the State Treasury each year.
To that end, it is suggested that if possible the legislature be prevailed upon at its coming session to put the Department of Banking on an appropriation basis, and appropriate for its operation an annual sum of not less than $65,000.00. This measure might provide that the scale of fees, as now in operation, should be continued and that all fees received by the Department should be turned into the State Treasury. With this appropriation, the salary of the Assistant Superintendent of Banks and the Examiners might be increased to an amount that will be more commensurate with their duties and responsibilities. In my opinion, the Assistant Superintendent of Banks should be paid not exceeding $4800.00 a year and the Examiners should be paid not exceeding $3600.00 per year.

ABM-DLB.

Respectfully, A. B. MGBLEY, Superintendent of Banks.

NINTH ANNUAL REPORT

XIII

Exhibit "A." DEPARTMENT OF BANKING, STATE OF GEORGIA

OFFICIAL ROSTER
December 31, 1928.

A.B. MOBLEY
. Superintendent of Banks
J.E.CAGLE Ass't. Superintendent of Banks

EXAMINERS

Name

Address

Denmark, J. E. ____________ Atlanta _______________ _

Douglass, E. B. ____________ Talbotton_____________ _

Forrester, Richard_____ "___ Montezuma ___________ _ Gruver, C. L. ______________ Statesboro ____________ _

Henderson, N. R. _________ Douglasville___________ _ Jackson, 0. G. ____________ Atlanta _______________ _ Lloyd, W. D. _______________ Tallapoosa ____________ _

Sisk, M. E, ________________ Greensboro ___________ _

Salary
$200.00 200.00 200.00 200.00 200.00 200.00 200.00 200.00

OFFICE ASSISTANTS

Name

Position

Johnson, Miss Annette ____ Secretary______________ _ Bowles, Miss Edith ________ Secretary_____________ _ Conner, Miss Mary ________ Secretary _____________ _

Salary
$137.50 115.00 115.00

Marshall, Theodore ________ Porter_ ________________ _

50.00

XIV

DEPARTMENT OF BANKING

Exhibit "B."

DEPARTMENT OF BANKING, STATE OF GEORGIA

Receipts and Disbursements, 1928.

RECEIPTS:

Balance, Jan. 1, 1928__________________________________ $

Examination Fees _________________________ $ 46,990.50

Fines and Penalties_______________________

510.00

MiscellaPeous Income_____________________

82.23

Unclaimed Dividends, surrendered to Department under order of Court__________ 4,047.90
Total Income for 1928_ ____ __ __ ________ ________ ___ ___ __ _

3,539.41 51,630.63

1C01CAL _________________________________________________________ $ 55,170.04

DISBURSEMENTS:

Superintendent's Salary__________________ $ 6,000.00

Ass't. Superintendent's Salary___________ _ 3,600.00

1Craveling Expense, Superintendent______ _

327.38

1Craveling Expense, Ass't. Supt. __________ _

74.80

Office Assistants' Salaries________________ _ 4,659.44

Examiners' Salaries ______________________ _ 19,046.64

Examiners' Expenses (1Craveling) _________ _ 13,383.64

Printing and Stationery__________________ _ 1,719.75

Miscellaneous Office Expense _____________ _ 1,814.94

-----

1Cotal Disbursements _____________________ _

Balance Cash on hand with W. J. Speer, State 1Creasurer, as of December 31, 1928__


50,626.59 $ 4,543.45

SMALL LOA!N COMPANIES

Receipts and Disbursements, 1928.

RECEIPTS:

LicenseFees ______________________________________________ $

DISBURSEMENTS: Licensing Officials, Compensation____________ $ Chief Clerk___________________________________ Inspection & Supervision____________________

3,150.00 750.00 108.36

4,008.36 4,008.36

"!" - -

'

NINTH ANNUAL REPORT

XV

APPLICATIONS FOR CHARTER APPROVED.

Exhibit "C."

NAME OF BANK

LOCATION CAPITAL APPROVED

Dublin Band&TrustCo. ____ Dublin_______ $ 100,000.00 Granite City Bank __________ Elberton _____ 50,000.00 Geo. D. Warthen Bank______ Sandersville __ 50,000.00 Merchants Trust Co. ________ Valdosta _____ 100,000.00

10--27-28 12-2-27 1-18-28
5-14--28

PERMIT ISSUED
11-1-28 1-3-28 1-20-28 5-19-28

APPLICATION TO MERGE APPROVED.

Exhibit "D."

NAME OF BANK

LOCATION APPROVED TO BE KNOWN AS

Athens Savings Bank and National Bank of AthE-ns __ Athens _______
Merchants & Planters Bank and CitY National Bank___ Griffin_______
Exchange Bank and Citizens & Southern National Bank Savannah____

4-19-28 1-1-28 12-13-28

National Bank of Athens.
City National Bank.
Citizens & Southern Na tional Bank.

Exhibit "E." APPLICATIONS TO CHANGE CORPORATE NAME APPROVED.

NAME OF BANK

LOCATION

City Savings Bank __________ Atlanta ______ Savings Bank of Griffin_____ Griffin_______

DATE

TO BE KNOWN AS

7-31-28 2-3-28

City Savings Bank & Trust Co.
Commercial & Savings Bank.

Exhibit "F." AMENDMENTS TO CHARTERS TO INCREASE CAPITAL APPROVED.

NAME OF BANK

LOCATION

DATE

INCREASED FROM

Citizens Trust Co. __________ Atlanta ______ City Savings Bank__________ Atlanta ______ Griffin Banking Co. _________ Griffin_______ Continental Trust Co. ______ Macon _______

12-28-28 7-31-28 7-31-28 12-18-28 '

$100,000 to $120,000 100,000 to 200,000
100,000 to 150,000 150,000 to 350,000

'"

-

ll

XVI

I
DEPARTMENT OF BANKING

Exhibit "G." AMENDMENTS TO CHARTERS TO DECREASE CAPITAL APPROVED.

NAME OF BANK

LOCATION DATE

Bank of Newton County _____ Covington ____ The Farmers Bank ___________ Monroe ______ Newnan Bank & TruEt Co. __ Newnan ______

4--3-28 2-24--28 6-6-28

DECREASED FROM
$ 80,000 to $ 70,000 150,000 to 100,000 200,000 to 100,000

Exhibit "H." APPLICATION FOR RENEWAL OF CHARTER FOR THIRTY YEARS APPROVED.

NAME OF BANK

LOCATION

Merchants & Mechanics Bank _____________________ Columbus ______
Union Banking Co. __________ Douglas ________ Bank of Rutledge ___________ Rutledge _______ Savannah Bank & Trust Co. Savannah______ Sylvester Banking Co. _______ Sylvester_______ Bank of Unadilla ____________ Unadilla _______

DATE OF CHARTER
Dec. 14, 1871 Dec. 27, 1898 Sept. 24, 1898 Oct. 20, 1898 July 5, 1898 July 5, 1898

DATE APPROVED
May 16, 1928 Nov. 16, 1928 Sept. 20, 1928 Nov. 8, 1928 Apr. 17, 1928 Jan. 26, 1928

Exhibit "I." APPLICATIONS TO SURRENDER CHARTER APPROVED.

NAME OF BANK

LOCATION

DATE APPROVED

Title Guaranty & Trust Co. ________________ Atlanta ______ Aug. 4, 1928. Clermont State Bank_______________________ Clermont_____ Sept. 24, 1928.
Columbus Loan & Banking Co. ____________ Columbus ____ Jan. 26, 1928. Bank of Enigma ____________________________ Enigm:;. ______ Aug. 7, 1928.
Pendergmss Banking Co. ___________________ Pendf'rgrass __ Sept. 6, 1928 Peoples Exchange Bank ____________________ Tennille _____ Aug. 4, 1928 McDuffie Bank_____________________________ Thomson _____ Nov. 10, 1928.

APPLICATIONS DISAPPROVED.

Exhibit "J."

NAME OF BANK

LOCATION

DATE

HANDLED

NATURE OF APPliCATION

Farmers Bank_______________ Naylor_______ 3-14-28 Surrender Charter.

NINTH ANNUAL REPORT MISCELLANEOUS APPLICATIONS.

XVII
Exhibit "K."

NAME OF BANK

LOCATION

DATE

HANDLED

City Savings Bank __________ Atlanta ______ Empire Trust Co. ____________ AtlaPta ______

7-31-28 7-3-28

Savannah Bank & Trust Co. Savannah____ 11-8-28

NATURE OF APPLICATION AND DISPOSITION
To acquire trust powers. To acquire banking
powers. Amend charter by includ-
ing therein provisions of Sec. 2, Art. 19 of the Banking Laws of Georgia and by striking from charter all provisions conflicting therewith.

BANKS IN VOLUNTARY LIQUIDATION. (FIFTEEN)

Exhibit "L."

NAME OF BANK

LOCATION

DATE APPROVED

Bank of Jakin __________________ . ________ Jakin ________ Feb. 17, 1923.
Bank of Willacoochee _____________________ Willacoochee __ May 18, 1925. Farmers Banking Co. _____________________ Covington____ April6, 1925.
Jasper County Bank_____________________ Monticello ____ April6, 1926. Farmers Bank ___________________________ Vidette _______ June 28, 1926.
Claxton Bank ____________________________ Claxton______ Nov. 9, 1926. Bank of Bostwick ________________________ Bostwick_____ Dec. 2, 1926.
Union Banking Co. ______________________ Monroe _______ Feb. 12, 1927. Dacula Banking Co. ______________________ Dacula _______ Feb. 15, 1927.
Sharpsburg Banking Co. _________________ Sharpsburg __ Nov. 12, 1927. Bank of Boston__________________________ Boston _______ Dec. 31, 1927.
Bank of Buckhead _______________________ Buckhead____ July 14, 1927. Bank of Lincolnton ______________________ Lincolnton ___ Feb. 10, 1928. Bank of Stephens ________________________ Stephens ____ Sept. 11, 1928.
Pendergrass Banking Co. _________________ Pendergrass __ May 15, 1928. Council Bank ____________________________ Ellaville ______ Approval pending. Pittard Banking Co. _____________________ Winterville ___ Approval pending.

XVIII

DEPARTMENT OF BANKING

Exhibit "M." BRANCH BANKS UNDER THE SUPERVISION OF THE DEPARTMENT
OF BANKING.

NAME OF BRANCH

LOCATION NAME OF PARENT AND LOCATION

Farmers Bank~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Alamo~~~~--~~ Farmers Bank, Glenwood. Brunswick Bank & Trust Co., (Arco Br.) ~ Brunswick___ Brunswick Bank & Trust Co.,
Brunswick. Georgia Railroad Bank, llll Broad St. __ ~ Augusta _____ Georgia Railroad Bank,
Augusta. Union Banking Company~ _______________ Broxton~ __ ~~_ Union Banking Co., Douglas,
Ga. Farmers & Merchants Bank ________ ~ _____ Calvary __ ~ ___ Farmers & Merchants Bank,
Cairo, Ga. Columbus Bank & Trust Co., 14th St.
Branch___________ ~-~~~_~ ___ ~- _____ ~_~ __ Columbus ____ Columbus Bank & Trust Co.,
Columbus, Ga. Columbus Bank & Trust Co., N. Highland
Branch ________________________________ Columbus ____ Columbus Bank & Trust Co.,
Columbus, Ga. Columbus Bank & Trust Co., 2nd Ave. &
30th St------------------------------~~ Columbus ____ Columbus Bank & Trust Co., Columbus, Ga.
Cornelia Bank____________________________ Demorest_____ Cornelia Bank, Cornelia, Ga. Bank of Buford __ ~-~~~~ __ ~_~-~-~-~ _______ Duluth ______ Bank of Buford, Buford, Ga. Greenville Banking Company ____________ ~ GaY-----~---- Greenville Banking Co.,
Greenville, Ga. Brunswick Bank & Trust Co. ____________ JesuP--~----- Brunswick Bank & Trust Co.,
Brunswick, Ga. Citizens Bank___ ~ ________________________ Nahunta _____ Citizens Bank, Folkston, Ga. Union Banking Company ________________ Nichols ____ ~_ Union Banking Co., Douglas,
Ga. Farmers Bank of Pelham _________________ Sale City____ ~ Farmers Bank, PE-lham, Ga. Bank of Buford __________________________ Suwanee _____ Bank of Buford, Buford, Ga. Mt. Vernon Bank_________________________ Uvalda __ ~---- Mt. Vernon Bank, Mt. Ver-
non, Ga. Griffin Banking Company _______________ Williamson ___ Griffin Banking Co., Griffin,
Ga.

NINTH ANNUAL REPORT

XIX

Exhibit "N."

DISPOSITION OF STATE BANKS IN GEORGIA

DURING THE YEAR, 1928.

Banks Branches

Banks in operation January 1, 1928_ _________________ ___ __ ____ 383

20

Banks in operation December 31, 1928 ___________________________3_5_3_ _ _ _ 18

Decrease During Year_____________________________________ 30

2

Banks Merged_________________________________________________

4

1

Athens Savings Bank, Athens,

Merchants & Planters Bank, Griffin,

Exchange Bank, Savannah,

Exchange Bank, (Branch) Savan.1ah,

Farmers & Citizens Bank, Buchanan.

Banks Surrendering Charters .. __________________________

2

Pendergrass Banking Company, PendE-rgrass,

People's Exchange Bank, Tennille.

Banks Entering Voluntary Liquidation_______________________

5

Bank of Lincolnton, Lincolnton,

Bank of Stephens, Stephens,

Council Bank, Ellaville,

Pittard Banking Company, Winterville,

Bank of Buckhead, Buckhead.

Banks Closed During Year_ __________________________________ _ 23

1

Sparks-Adel Banking Company, Adel,

Douglasville Banking Company, Douglasville,

Douglasville Banking Company, (Branch) Winston,

Wage Earners Savings Bank, Savannah,

Farmers Bank, Naylor,

Peoples Bank, Soperton,

Cadwell Banking Company, Cadwell,

Bank of Baconton, Baconton,

First Bank of Cook County, Adel,

Bank of Hahira, Hahira,

Farmers State Bank, Hahira,

Hogansville Banking Company, Hog::msville,

Bank of Norman Park, Norman Park,

Farmers Bank, Byron,

Citizens Bank, Fort Valley,

Citizens Banking Company, Culloden

*Bank of Preston, Preston,

*Bank of Byromville, Byromville,

Bank of Bradley, Bradley,

Farmers & Merchants Bank, Gordon,

Bank of Metter, Metter,

Lilly Banking Company, Lilly,

Planters Bank, Americus,

Temple Banking Company, Temple.

Total ___________________________________________________ _ 34

2

Banks Opened for Business During Year_ _____________ -_______

4

Dublin Bank & Trust Company, Dublin,

Granite City Bank, Elberton,

Geo. D. Warthen Bank, Sandersville,

Merchants Trust Company, Valdosta.

Net Decrease Shown Above_____________ ------------ ______ _ 30

2

*Reinstated January, 1929.

XX

DEPARTMENT OF BANKING

Exhibit "0."
STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM.
Atlanta Trust Company_________________________________ Atlanta Georgia Savings Bank & Trust Co. ______________________ Atlanta Trust Company of Georgia ______________________________ Atlanta Citizens Bank & Trust Co. ______________________________ Bainbridge Brunswick Bank & Trust Co. ___________________________Brunswick Peoples Bank ___________________________________________ carrollton Citizens Bank of Claxton________________________________ Claxton Northeastern Banking Company________________________ commerce Exchange Bank of Cordele ______________________________ Cordele Bank of Dawson______________________________________ --Dawson Bank of Eastman ______________________________________ -Eastman Citizens Banking Company ____________________________ -Eastman Farmers & Merchants Bank_________________________ ----Eatonton Middle Georgia Bank____________________________________ Eatonton Monroe County Bank __________________________________ -Forsyth Bank of Graymont _____________________________________ -Graymont
Greenville Banking Company __________________________ -Greenville Peoples Bank ___________________________________________ Greenville Bank of Hoschton _____________________________________ -Hoschton
Jackson Banking Company _____________________________ Jackson Citizens Bank & Trust Co. ______________________________ Jefferson LaGrange Banking & Trust Co. _________________________ LaGrange Brand Banking Company ______________________________ -Lawrenceville Farmers State Bank __________________________________ --Lincolnton Bank of Henry County __________________________________ McDonough Farmers & Merchants Bank ____________________________ -McDonough Continental Trust Company ____________________________ Macon Bank of Candler County ________________________________Metter The Citizen Bank _______________________________________Metter Bank of Millen __________________________________________Millen Bank of Monroe _________________________________________ Monroe Farmers Bank___________________________________________Monroe Farmers Bank of Pelham _______________________________ -Pelham Bank of PortaL _________________________________________ Portal Citizens Stat~:> Bank____________________________________Reynolds Rhine Banking Company ________________________________Rhine Peoples Bank ___________________________________________ Sardis Bank of Sasser __________________________________________ Sasser Citizens Bank & Trust Co. _______ . ______________________ savanrah Liberty Bank & Trust Co. _______________________________ Savannah Savannah Bank & Trust Co. ____________________________ savannah Bank of Soperton _______________________________________ Soperton Bank of Statesboro _____________________________________ Statesboro Central Bank ___________________________________________ Swainsboro Bank of Toccoa_ ________ _______________________________Toccoa Bank of Wadley _________________________________________ Wadley

BRANCHES
Brunswick Bank & Trust Co. ___________________________ Arco Greenville Banking Company ___________________________ Gay Brunswick Bank & Trust Co. ___________________________ Jesup Farmers Bank of Pelham ________________________________ Sale City

NINTH ANNUAL REPORT

XXI

CREDIT UNIONS UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKING. As of December 31, 1928.

NAME

LOCATION DATE OF APPROVAL

A. B. & A. Railway Credit Union _________________________ Atlanta ______ Jan. 14, 1926. The Acco Credit Union___________________________________ Atlanta ______ Oct. 17, 1928. Apaco Credit Union ______________________________________ Atlanta ______ Apr. 27, 1928.
Atlanta Ry. Postal Clerk's Credit Union__________________ Atlanta ______ Mar.14, 1928. Atlanta City Employees' Credlt Union ____________________ Atlanta ______ Aug. 21,1928.
Atlanta Journal Employees' Credit Union ________________ Atlanta ______ Apr. 27, 1928. Atlanta Lodge 522 B. of R. C. Clerk's Credit Union _______ Atlanta ______ Mar. 14, 1928. Atlanta Lodge No.1 (I. A. & M.) Credit Union ____________ At~anta ______ Aug. 8, 1927. Atlanta Postal Credit Union ______________________________ Atlanta ______ Nov. 3, 1925.
Atlanta Public School Teachers' Credit Union ____________ Atlanta ______ Nov. 16,1926. Atlantic Steel Company Credit Union ____________________ Atlanta ______ Nov. 23,1926.
Atlanta Western Union Employees' Credit Union _________ Atlanta ______ Mar. 14, 1928. Circle "W" Credit Union _________________________________ Atlanta ______ Aug. 29, 1927. The Electrical Workers' Credit Union _____________________ Atlanta ______ Mar. 14, 1928. Exposition Cotton Mill Employees' Credit Union__________ Atlanta ______ Mar. 26, 1928. Fulton Lodge No. 204, B. of R. C. Credit Union __________ Atlanta ______ Mar. 14, 1928. GA-WP General Credit Union ____________________________ Atlanta ______ July 5, 1928. Georgian-American Credit Union _________________________ Atlanta ______ Feb. 3, 1928.
Georgia Lodge No. 102, B. of R. C. Credit Union __________ Atlanta ______ Mar. 14, 1928. The Jacobs Credit Union ________________________________ Atlanta ______ Dec. 27, 1928.
McAdoo Lodge NJ. 256, B. of R. C. Credit Union __________ Atlanta ______ Mar.14, 1928. Public Service Credit Union______________________________ Atlanta ______ Dec.17, 1928. Red Seal Credit Union ___________________________________ Atlanta ______ Mar. 14, 1928. Right Way Credit Union__________________________________ Atlanta ______ Mar.14, 1928. Ruralist Press Credit Union ______________________________ Atlanta ______ Dec. 7,1927. The S. A. L. Employees' Credit Union ____________________ Atlanta ______ Apr. 27,1928. The Statehouse Employees' Credit Union ________________ Atlanta ______ May 3, 1928. Southeastern Express Credit Union ______________________ Atlanta ______ Apr. 27,1928. The Thrift Credit Union _________________________________ Atlanta ______ Oct. 22, 1928. The Unionists Credit Union______________________________ Atlanta ______ Apr. 27,1928.
Western and Atlantic Credit Union_______________________ Atlanta ______ Mar. 14, l 928. Augusta Federal Employees' Credit Union_________________ Augusta _____ Dec. 27, 1928. Georgia Railroad Credit Union ___________________________ Augusta _____ Dec. 28, 1928. King Mill Credit Union __________________________________ Augusta _____ June 29,1927. Lombard Credit Union ___________________________________ Augusta _____ June 29,1927. Columbus Postal Employees' Credit Union _______________ Columbus ____ Dec. 15,1926. The G. 0. T. Credit Union _______________________________ Macon _______ June 6,1928. The Hub Credit Union___________________________________ Macon _______ June 6,1928.
Macon Federal Employees' Credit Union __________________ Macon _______ Feb.1, 1926. Public Utilities Credit Union_____________________________ Macon _______ Feb. 13, 1928. Floyd County Postal Employees' Credit Union ___________ Rome ________ Apr. 9,1926. Federal Credit Union ____________________________________ Savannah____ Dec.17, 1925.
Railway Clerk's Co-Operative Credit Union _______________ Savannah____ Dec. 27,1928.

XXII

DEPARTMENT OF BANKING
SMALL LOAN COMPANIES UNDER THE SUPERVISiON OF THE DEPARTMENT OF BANKING. During the Year, 1928.

NAME OF COMPANY

LOCATION

DATE LICENSE
ISSUED

Popular Finance Corporation ____________________________ Atlanta ______ Jan. 3,1928.
Beneficial Loan Society of Atlanta ________________________ Atlanta ______ Jan. 3, 1928. AmE-rican Discount Corporation __________________________ Atlanta ______ Jan. 6, 1928. T. C. Adams _____________________________________________ Atlanta ______ Jan. 5, 1929. City Investment Company________________________________ Atlanta ______ Jan. 6, 1928.
The Master Loan Service, Inc. ____________________________ Atlanta ______ Jan.3, 1928. Georgia Cash Credit Corp. _______________________________ Atlanta ______ June 7,1928. Seaboard Securities Co., Inc. _____________________________ Atlanta ______ Jan. 4, 1928. United Small Loan Corporation __________________________ Atlanta ______ Jan. 3, 1928.
Southland Loan & Investment Co. _______________________ Atlanta ______ Jan. 3, 1928. Thompson Loan Society__________________________________ Atlanta ______ July 5, 1928.
Stone Mountain Loan Co. ________________________________ Atlanta ______ Aug. 14, 1928. Southern Security Co. ___________________________________ Atlanta ______ Jan. 24, 1928. Fulton Industrial Corporation ___________________________ Atlanta ______ Jan. 6, 1928. Hartsfield Loan & Savings Co. ___________________________ Atlanta ______ Jan.3, 1928. Hartsfield Company ______________________________________ Atlanta ______ Apr. 2, 1928.
Commonwealth Loan & Savings Co. ______________________ Atlanta ______ Jan. 3, 1928. Trustees Loan & Savings Co. _____________________________ Atlanta ______ Jan.3, 1928. American Security Co., Inc. ______________________________ Atlanta ______ Oct. 19, 1928. Security Industrial Corp. _________________________________ Atlanta ______ Jan. 3, 1928. Fidelity Investment Co. __________________________________ Atlanta ______ Jan. 3, 1928. Thomas & Company______________________________________ Atlanta ______ Jan.24, 1928. S. B. LaSalle _____________________________________________ Atlanta ______ Jan. 16, 1928.
Railroad Loan Company__________________________________ Atlanta ______ Jan. 3, 1928. Fidelity Discount Company ______________________________ Atlanta ______ Jan. 24, 1928. Southern Investment Company __________________________ Atlanta ______ Jan. 4, 1928. Georgia Finance, Inc. ____________________________________ Atlanta ______ Jan. 3, 1928.
Piedmont Security Company, Inc. _______________________ Atlanta ______ Mar.l, 1928. Southern Postal Finance Co. _____________________________ Atlanta ______ Nov. 3, 1928. C. G. Mathis _____________________________________________ Atlanta ______ Jan. 24,1928. Family Lol'n Society______________________________________ Augusta _____ Mar. 13, 1928.
Personal Finance Co. of Augusta_______ ________________ Augusta _____ Jan. 3, 1928. Personal Finance Co. _____________________________________ Columbus ____ May 11, 1928. Dixie Finance Co., Inc. ___________________________________ Columbus ____ Jan. 3,1928. Automobile Credit Company _____________________________ Jonesboro ____ Oct. 1, 1928. Beneficial Loan Society of Macon_________________________ Macon________ Jan. 3,1928. The Citizens Loan Company _____________________________ Macon _______ Jan. 3, 1928. Bibb Mortgage & Loan Co. _______________________________ Macon _______ May 19, 1928. Harris Loan Company ____________________________________ Macon _______ June 18, 1928. Souther Loan Company __________________________________ Macon _______ June 20, 1928. Commercial Loan & Investment Co. ______________________ Macon _______ July 2, 1928.
The Hartsfield CompanY-----------------------------~--- Macon _______ Sept. 1,1928. United Credit Corporation _______________________________ Macon_~------ Jan.24, 1928. Equitable Loan Company ________________________________ Macon _______ Apr. 4,1928. Georgia Cash Credit Corp. _______________________________ Macon ________ Dec. 1, 1928. Co-Operative Loan Company _____________________________ Marietta ______ Jan. 10, 1928. Popular Finance Corporation_____________________________ Savannah____ Jan. 3, 1928.
Personal Finance Co. of Savannah _______________________ Savannah____ Jan. 3, 1928. The Citizens Security Co. ________________________________ Thomasville__ Sept.1, 1928.

NINTH ANNUAL REPORT

XXIII

CONSOLIDATED REPORT OF CONDITION OF STATE BANKS IN

GEORGIA AS OF DECEMBER 31, 1927, AND DECEMBER 31, 1928.

383 Banks and 353 Banks and 20 Branches as 18 Branches as of Dec. 31, 1927. of Dec. 31, 1928.

RESOURCES:
Loans and Di~counts _________________________ $
Certificates of Indebtedness and Stocks and Bonds _____________________________________ _
Banking House and Lot______________________ _ Furniture and Fixtures ______________________ _ Other Real Estate ____________________________ _ Cash and Due from Reserve Agents __________ _ Checks for Clearing and Due from Other Banks Cash Items ___________________________________ _ Overdrafts __________________________________ _
Advance on Cotton and Other Commodities __ _ Customers Liability on Letters of Credit and
Acceptances ________________________________ _ Profit and Loss ______________________________ _ Other Resources _____________________________ _

126,413,429.02$
18,586,0ll.52 6,447,794.13 1,515,317.27 6,198,728.45
35,732,366.29 2,916,050.25
209,128.37 228,337.04 2,618,169.38
373,407.41 74,759.21
1,346,381.01

121,187,910.98
23,248,310.13 6,519,483.67 1,370,713.23 5, 907,966.43 32,831,657.00 3,094,865.19
226,021.41 298,814.ll 2,077,310.44
808,475.20 35,061.86 2,940,(178.75

~otal______________________________________ $ 202,659,879.35$ 200,546,668.40

LIABILITIES:
Capital Stock _________________________________ $ Surplus Fund _______________________________ _ Undivided Profits ____________________________ _ Reserve Funds ______________________________ _ Due to Banks ________________________________ _ Dividends Unpaid____________________________ _ Cashier's Checks _____________________________ _ Certified Checks _____________________________ _ Demand Deposits ____________________________ _ Time Certificates of Deposit __________________ _ Savings Deposits _____________________________ _ Letters of Credit and Accept!l.nces ____________ _ Bills Payable _________________________________ _ Rediscounts __________________________________ _ Other Liabilities _____________________________ _
~otal ______________________________________ $

23,432,295.00$ ll,017,877.35 6,529,877.92 1,233,940.88 9,392,851.17
278,230.72 1,086,667.58
189,238.92 72,203,196.37 29,761,459.38 37,893,999.26
271,805.07 5,275,770.83 1,442,940.51 2,649,728.39
202,659,879.35$

22,469,340.00 10,524,015.37 7,002,047.90 1,283,475.78 10,233,286.19
284,864.24 971,047.07 123,917.21 66,836,136.ll 27,959,752.00 36,859,449.16 568,563.34 8,267,923.45 2,470,411.35 4,692,439.23
200. 546. 668.40

XXIV

DEPARTMENT OF BANKING

CONSOLIDATED STATEMENT SHOWING CONDITION OF 81 NATIONAL

BANKS IN GEORGIA AS .OF DECEMBER 31, 1928.

(Taken from Report of Comptroller of Currency.)

RESOURCES:
Loans and Discounts________________________________________________ $ Overdrafts _________________________________________________________ _
U. S. Government Securit~es Owned _______________________________ _ Other Bonds, Stocks, Securities, etc., Owned_______________________ _ Customers' Liability Account of Acceptances _______________________ _ Banking House, Furniture and Fixtures ___________________________ _ Other Real Estate Owned__________________________________________ _
Reserve with Federal Reserve Bank__________ -----------------------Cash in Vault ______________________________________________________ _ Amount Due from Banks and Trust Companies ____________________ _ Outside Checks and Other Cash Items _____________________________ Redemption Fund and Due from U. S. Treasurer_ __________________ _ Acceptance of Other Banks and Bills of Exchange or Drafts Sold with
Endorsement___________________________________________________ Securities Borrowed________________________________________________ Other Assets _______________________________________________________ _

164,007,000.00 356,000.00
28,399,000.00 16,157,000.00
228,000.00 7,104,000.00 2,948,000.00 11,627,000.00 5,899,000.00 45,690,000.00 1,981,000.00
385,000.00
8,000.00 208,000.00 214,000.00

Total Resources ________________________________________ - ----$ 285,211,000.00

LIABILITIES
Capital Stock Paid in _______________________________________________ $ Surplus ____________________________________________________________ _ Undivided Profits-Net ____________________________________________ _ Reserves for Dividends, Contingencies, etc. ________________________ _ Reserves for Interest, Taxes and Other Expenses Accrued and Unpaid National Bank Notes Outstanding _________________________________ _ Due to Banks (including Certified and Cashiers' Checks, and Cash
Letters of Credit and Travelers' Checks Outstanding) __________ _ Demand Deposits __________________________________________________ _ Time Deposits (including Postal Savings) ___________________________ _ United States Deposits ____________________________________________ Bills Payable and Rediscounts ___________________________________ --Acceptances of Other Banks and Bills of Exchange or Drafts Sold
with Endorsement_____________________________________________ -Acceptances executed for Customers _______________________________ Securities Borrowed ______________________________________________ - _Other Liabilities____________________________________________________ _
Total Liabilities _____________________________________________ $

18,255,000.00 13,039,000.00 5,225,000.00
360,000.00 571,000.00 7,635,000.00
38,502,000.00 107,681,000.00 86,102,000.00
4,906,000.00 2,444,000.00
8,000.00 228,000.00 208,000.00 47,000.00
285,211,000.00

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ACWORTH

Acworth, Ga.

As called for by the Superintendent of Banks.

A. J. DURHA"}I,

J. E. CAR~ES,

President.

Cashier.

Date of Charter: 10-31-1905

Began Business: 12-19-1905

RESOURCES:
Loans and Discounts______________ $ CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.. _______ _ Cash in Vault and amounts due
from approved Reserve Agents-Choethckesr fboarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__t_t_o_n____a_n__d___o__t_h_e_r Customers LiabilitY on Letters of
Credit and Acceptances--------- Profit and LOSS--------------------Other Resources.-------------------
TotaL _____________________________ .$

154,075.67 596.86
1,600.71 3,674.51
none 66,262.52 1,125.27
none 229.96 none 6,815.50 none none 234,381.00

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund----------------------Undivided Profits-------------- ___ _ Reserve Funds---------------------DDiuveidtoenBdas nUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_
Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers_________ _ Bills PaYable_________ --------------Notes and Bills Rediscounted____ _ Other Liabilities___________ ---------

25,000.00 5,000.00 11,809.23
none none none 429.76 none 112,421.57 79,720.44 none none none none none

TotaL _________ _

_________ $ 234,381.00

STATEMENT

Showing condition at the close-of Business December 31, 1928, of the

S. LEMON BANKING CO.

Acworth, Ga.

As called for by the Superintendent of Banks.

ORLANDO AWTREY,

LEMO~ ~f. AWTREY,

President.

Cashier.

Date of Charter: 12-18-1906

Began Business: 1-1-1907

RESOURCES:

LIABILITIES:

----Loans

-----------------and Di~counts ______________ $

-

-----142,092.91

-

-

-

-

-C-a-p-it-al-S-to-c-k-__-__-__-__

,

___________-__-_ $-

-

------
30,000.00

Certificates of Indebtedness and

Surplus Fund __ --- ----------------

7,500.00

Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

none 2,700.00 4,844.67 2,912.24

RUensdeirvviedFedunPdrosf_it_s______________-_-_-_-_-_-_-_-_-_--_ Due to Banks_______________ _ Dividends Unpaid_________________ _

4,229.85 none none none

Cash in Vault and amounts due from approved Reserve Agents._
Checks for Clearing and Due from

43,451.66

CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_------Demand Deposits__________________ _

3,942.53 none
100,293.92

CaosthheItreBmasn__k_s_-_-__-_-_-_-_-_-_-_-_----------------------Overdrafts (if any) ________________ _

!,287. 08 none 756.10

Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances

79,011.48 2,396.70

Advance on Cotton and other

executed for Customers. ________ _

none

Commodities___ ----_----------_- __

none

Bills Payable __ ---------------------

none

Customers LiabilitY on Letters of Credit and Acceptances.------- __ 14,320.23

Notes and Bills Rediscounted____ _ Other Liabilities___________________ _

none none

Profit and Loss---------------------

none

Other Resources-------------------- 15,009.55

TotaL. __ ---_-----------------------$ 227,374.48

TotaL _______________ --

227' 3.74.48

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ADAIRSVILLE

Adairsville, Ga.

As called for by the Superintendent of Banks.

H. C. McCUTCHEX,

0. B. BISHOP,

President.

Cashier.

Date of Charter: 3-21-1899

Began Business: 3-24-1899

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned....... . BFuarnnkiitnugreHaonudseFaixntdurLeos_t_._._._._._._._._._. ._ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k.s...-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ . AdCvoamnmceodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances......... Profit and Loss--------------------Other Resources.-------------------
TotaL. ____________ . ________________ $

44,448.62 6,453. 75 6,500.00 3,240.00 6,916.00 71,707.51
none none
8.81 5,321.46
none none none 144,596.15

LIABILITIES:
Capital Stock.....................$ Surplus Fund...................... . Undivided Profits................. Reserve Funds..................... Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocksist.s._._._._._._._._._._._._._.__._._._.._ Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances B ielxl sePcuatyeadbfloer__C__u_s__t o__m__e_r_s_._.__. _._._._._._. ._ NOothteesr aLniadbBiliiltlisesR..e. d__i_s_c_o__u_n__t_e_d.......... ...

25,000.00 none
1, 790.20 none none none 857.30 none
107,311.48 9,637.17 none none none none none

TotaL ... ___ ---------- .. ---- ........$ 144,596.15

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ADRIAN

Adrian, Ga.

As called for by the Superintendent of Banks.

M. T. RINER,

LOUIS HATCHER,

President.

Cashier.

Date of Charter: 11-20-1911

Began Business: 12-6-1911

RESOUHCES:
Loans and Discounts _____ , ________ $ Certificates of Indebtedness and
Bonds and Stocks owned....... . Banking House and Lot_________ __ Furniture and Fixtures ___________ _ Other Real Estate owned......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k.s_-_-_-_-_-_-__-_-_-_-_-_-_------------------Overdrafts (if any) _______________ __ Advance on cotton and other
Commodities--.-------------------Customers LiabilitY on Letters of
Credit and Acceptances......... . POrtohfeirt aRnedsoLuorcses.s._._._._.__._._._._._._._._._._.__-_- ._._
TotaL ______________________________ $

41,250.86 none
4,000.00 1,500.00 6,400.00 7,668.06
none none none 3,lll.35 none none 2,822.72 66,752.99

LIABILITIES:
Capital Stock.......................$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit...... . Savings DepositS------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._ Notes and Bills Rediscounted... .. Other Liabilities--- .. ---- ... -- .... ..

25,000.00 6,000.00 1,453.96
none none none 77.18 none 29,542.43 4,679.42 none none none none none

TotaL .... _________________________ $ 66,752.99

DEPARTMENT OF BANKING

3

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MONTGOMERY COUNTY BANK

Ailey, Ga.

As called for by the Superintendent of Banks.

W. J. PETERSON,

(MISS) MARY SMITH,

President.

Cashier.

Date of Charter: !t-!t4-!W

Began Business: 3-l-19!t6

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdksebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtRureealaEnsdtaFtiextouwrense-d-_-_-_-_-_-_-_-_-_-_Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and DU:e from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCCsorteomdmmiteoarsdniLdtiieAasbc-ic-l-ie-tpY-t-a-o-n-nc-e-Ls--_e-_t-_t_-e_-_-r_-s_-_-o-_f Profit and Loss--------------------Other ResourceS-------------------TotaL ______________________________ $

25,665.33 40,000.00
none
550.00
none
34,287.94
none none none none none none none
100,503.27

LIABILITIES:
Capital Stock-----------------------$ Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidt oenBdas nUknsp--a-i-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified CheckS-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltessPaaYndabBlei_l_l_s__R-e-d--is--c-o-u-n--te--d-_--__-_--_ Other Liabilities-------------------

15,000.00 3,000.00 2,617.91
none none none none none
71,016.36 8,869.00
none
none none none none

TotaL ______________________________ $ 100,503.27

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ALAPAHA

Alapaha, Ga.

As called for by the Superintendent of Banks.

J. J. PAULK,

J. P. CULPEPPER,

President.

Cashier.

Date of Charter: 1905

Began Business: 1905

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toIncdkesbotwednneeds_s___a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from avvroved Reserve Agents-_ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
CommoditieS---------------------CuCsrteodmiterasnLd iAabcicleiptytaonnceLs _e_t_t_e_r__s__o_f POrtohfeitr aRnedsoLuOrcSeSs_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
'TotaL _____ --_---_---------- _________ $

100,961.84 3,557.09 4,065.00 1,961.85 12,600.00 29,094.63
none none none none none none
309.83 152,550.24

LIABILITIES:
Capital Stock----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeivcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable______ ---_------------Notes and Bills Rediscounted.___ _ Other Liabilities--- --------------

30,000.00 3,500.00 5,257.97 2,000.00
none none
2,819.85
none
35,546.34 73,426.08
none
none none none none

TotaL _______________________________$ 152,550.24

4

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

ALBANY TRUST & BANKING COMPANY

Albany, Ga.

As called for by the Superintendent of Banks.

A. P. VASON,

C. L. NEUMAX,

President.

Cashier.

Date of Charter: 6-1905

Began Business: 6-1905

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other banks.------------------- __ _ COavsehrdIrtaefmtss.(.i.f_a__n-y-)--_-_-____-_-_-_-_--_-_-_-_-_-_-___ Advance on Cotton and other
Commodities........... ____ ------ Customers Liability on Letters of
Credit and Accevtances..--------Profit and LOSS--------------------Other Resources.-------------------
TotaL------------------------------$

447,587.83 none none
3,071.03 1,000.00 9, 764.63
none none none none none none none
461.423.49

LIABILITIES:
Cavital Stock.... ___________________$ Survlus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas nUkns -v-a-i-d- -_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_- -_ CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDSalemvmienaCgnsedrDDteiv feiovc~oaistteistss_o-_-_f-_D-_-_e-_-_v-_o_-s_-i_t-__-__-__-__-__-__-__ Letters of Credit and Accevtances
executed for Customers....... BNOiotlhtlesesrPaLanYiadabbBilliieltl.is-e-sR-_-e_-_d-_-i_s-_c-_-o_-u_-_-n_-t_-e_-d_-__-__-__-__-_-_

100,000.00 20,000.00 6,170.63 1.265.62 None 661.00 none none none 95,224.00 87,041.89
none 20.000.00
none 131,060.35

TotaL ______________________________ $ 461.423.49

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

SOUTH GEORGIA TRUST COMPANY

Albany, Ga.

As called for by the Superintendent of Banks.

DERMOT SHEMWELL,

R. W. GEE,

President.

Sec. & Treas.

Date of Charter: 3-19-1926

Began Business: 3-22-19'l6

RESOURCES:
Loans and Discounts. _____________$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d--.-_-__-_-_-_-_-_--_ Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
CreditandAccevtances---------Profit and LOSS--------------------Other Resources.-------------------
TotaL------------------------------$

256,235.10 none none
2,330.78 949.40
13,815.85
4,993.81 2.91
none none none none 51,532.49
329,860.34

LIABILITIES:
Cavital Stock.... ___________________ $ Survlus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--__Cashiers Checks.. _________________ _ Certified Checks.__________________ _ Demand Devosits__________________ _ TSaimviengCserDtiefvicoastietss _o_f__D__e_v__o_s_i_t_._. _._._._. ._ Letters of Credit and Accevtances
executed for Customers---------Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities____ ---------------

200,000.00 50,000.00 17.175.96 58,208.86
none 15.30 none none none 100.00 4,360.22
none none none none

TotaL ______________________________ $ 329.860.34

DEPARTMENT OF BANKING

5

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MILTON COUNTY BANK

Alpharetta, Ga.

As called for by the Superintendent of Banks.

T. H. MANNING,

R. D. MANNING,

President.

Cashier.

Date of Charter: 1!t-5-1910

Began Business: 1-26-1911

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednende.s_s___a_n_d_ Banking House and Lot_________ __ Furniture and FixtUres__________ __ Other Real Estate owned.________ _ Cash in Vault and amounts due
from avvroved Reserve Agents. Choethckesr fBoarnCklse_a_r_i_n__g_a. _n_d__D__u__e__f_r_o_m_ COavsehrdIrteamftss..(.i.f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.C..o. _t_t_o_n___a__n_d____o_t_h_e__r CuCsrteodmiterasnLdiAabciclietvYtaonnceLs_e_t_t_e__r_s_o__f Profit and Loss____________________ _ Other Resources.. __ . ____ . ____ ------
TotaL.----------------------- ______ $

90,232.53 none
8,000.00 1,000.00
none 55,090.14
none 118.23 none 34,716.18 none none none 189,157.08

LIABILITIES:
SCuarvviltuals SFtuonckd......____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdCs Uhencvkasi.<..L.-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Certified Checks.. __ . __________ . __ __ Demand Devosits-----------------Time Certificates of Devosit.... __ _ Savings Devosits.. ------------- .. -Letters of Credit and Accevtances BielxlsePcuatyeadblfeo.r.. _C_u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_- -__Notes and Bills Rediscounted..... Other Liabilities.... ------. ________ _

16,000.00 4,000.00 2,725.21
none none none 2,880.03 none 140,517:71 23,032.50 none none none none
1.63

TotaL _________ ------------- ______ ..$ 189,157.08

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF COMMERCE

Americus, Ga.

As called for by the Superintendent of Banks.

FRAXK SHEFFIELD,

CHARLES F. CRISP,

President.

Cashier.

Date of Charter: 10-13-1891

Began Business: 1-1-1892

RESOURCES:

Loans and Discounts ______________ $ 1,078,170.84

Certificates of Indebtedness and Bonds and Stocks owned._____ __
Banking House and Lot__________ _ Furniture and Fixtures.. ________ __ Other Real Estate owned... ______ _

288,328.72 25,000.00
None 4,375.00

Cash in vault and amounts due

from avvroved Reserve Agents.. 624,284.89

Checks for Clearing and Due from

CaosthheIrteBmasn..k.s_._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--. Overdrafts (if any) _______________ __

15,323.97 1,639.31
46.02

AdCvoan=coediotinesc__o_t_t_o__n___a__n_d____o_t_h_e__r

3,461.68

CuCsrteodmitearsndLAiacbcielivttyanocneLs_e_t_t_e__r_s__o_f

none

POrtobfeirt TotaL

aRnedsoLuorcsess.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--____________ . __________________ ..

none
$-2-,04-0, 5n-8o0.n-43e

LIABILITIES:

Cavital Stock... __ ------ __________ ..$ 65,000.00

survlus Fund---------------------- 65,000.00

Undivided Profits------------------ 162,513.86

RDeuseertvoeBFaunnkdss.-.-.-_-_-_-__-_-_-_-_-_-_-_--.-_-__-_--. -__Dividends Unvaict.._______________ __

none none none

Cashiers Checks--------------------

626.20

CDeermtiafinedd DCehveocksist.s._-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 1,126,337.77

TSiamviengCserDtiefvicoastietss.o--f-D--e_v__o__s_i_L_-__-_--_-_

491,323.96 129,778.64

Letters of Credit and Accevtances

executed for Qustomers________ __

none

Bills Payable___ ------- ______ -------

none

Notes and Bills Rediscounted.....

none

Other Liabilities....------------------

none

TotaL------------------------------$ 2, 040,580.43

1--

6

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ARLINGTON,

Arlington, Ga.

As called for by the Superintendent of Banks.

W. E. BOSTWICK,

W. E. BOSTWICK, JR.

President.

Cashier.

Date of Charter: 1-1901

Began Business: 1901

RESOURCES:
Loans and Discounts ______________$ CeBrotinfidcsataensdoSftoInckdsebotwendende..s_s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d-.-.-. _-_-_-_-_-_-_--_ Cash in Vault and amounts due
from apiJroved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss _(_i_f__a-n-y- -) -_-_-_-_-_-__-_-_-_-_-_-_-_-_-_- -_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabccieli:tt>ytaonncesL_e__t_te__r_s__o_f POrtohfeirt aRnedsoLuOrcSesS.._-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-__--_
TotaL _______________________________ $

185,435.93 none
2,000.00 2,215.00 24,040.69 31,640.65
none none 1,844.15 30,368.28 none none none 277,544.70

LIABILITIES:
Ca:t>ital Stock ______________________ $
Surplus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand De:t>osits------------------Time Certificates of De:t>osiL----Savings De:t>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc.e.:t_>__ta_n__c_es_ Bills Payable_________ -------------Notes and Bills Rediscounted----Other Liabilities.-------------------

50,000.00 25,000.00 1.427.45
none none none 286.94 none 127,240.35 55,589.96 none none 18,000.00 none none

TotaL _______________________________ $ 277,544.70

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

ASHBURN BANK

Ashburn, Ga.

As called for by the Superintendent of Banks.

C. E. THRASHER,

W. G. SHINGLER,

President.

Cashier.

Date of Charter: 7-1900

Began Business: 7-1900

RESOURCES:

Loans and Discounts ______________ $ 158,384.80

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwnoetd_.__._~_-_-_-_-_-_-_ Furniture and Fixtures___________ _

none 3,755.36 4, 781.92

Other Real Estate owned_________ _ 13,236.50

Cash in Vault and amounts due

from approved Reserve Agents.. 84,202.58

Checks for Clearing and Due from

other Banks_--------------------- 3,820.96

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

410.71 none

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h_~_r_

none

Customers LiabilitY on Letters of

Credit and Acce:t>tances_________ _ Profit and Loss____________________ _

none , none

Other Resources--------------------- - -462-.50

TotaL______________________________ $ 269,055.33

LIABILITIES:
Ca:t>ital Stock______________________ $ Surplus FuncL _____________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:t>aid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifei:ct>atoessitos-f--D--e-p--o-s--it-_-_-_-_-_-_--_ Savings Deposits------------------LBeieltxltseecPrsuatoyefadbCfloreer_d_C_it_u_as_tn_o_dm__A_e_rc_sc__e___p___t__a__n__c____es__ Notes and Bills Rediscounted____ _ Other Liabilities--------------------

50,000.00 25,000.00 11,704.75 3,881.59
none none 895.29 none 121.715.51 49,493.00 6,365.19 none none none none

TotaL _____________________________ $ 269,055.33

DEPARTMENT OF BANKING

7

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE CITIZENS BANK OF ASHBURN

Ashburn, Ga.

As called for by the Superintendent of Banks.

D. H. DAVIS,

K. P. BAKER,

President.

Cashier.

Date of Charter: 7-27-1905

Began Business: 10-25-1905

RESOURCES:
Loans and Discounts-------------$ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ FUrniture and FixtUres___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other bankS----------------------OCvasehrdIrtaefmtss(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmitearsnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s__o_ f_ Profit and Loss..___________________ _
Other Resources-------------------TotaL ______________________________ $

117,349.42 31,440.63 5,000.00
none 2,140.65 59,532.38
335.39 259.19 none 9,237.90 none none none 225,295.56

LIABILITIES:
Capital Stock____ -------- ___________ $ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknSp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks--------'----------Certified Checks-------------------Demand Deposits.-----------------Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e_r_s_________________ __ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e_d__._-_-_--_

25,000.00 30,000.00 21,737,70
none 3,641.66
30.00 983.04 592.00 103,245.9!> 33,913.86 6,151.35 none none none none

TotaL------------------------------$ 225,295.56

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

ATLANTA COMMERCIAL BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

W. B. CHANDLER,

Wm. ARTHUR COOK,

President.

Cashier.

Date of Charter: 5-12-1916

Began Business: 5-15-1916

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn...k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances.--------POrtohfei!t aRnedsoLuOrcSeSs_.._-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_
TotaL _______________________________ $

519,928.86 none
37,106.78 14,324.14 10,830.!)9 107,497.28 20,485.85
53.00 773.10 none none none none 711,049.60

LIABILITIES:
Capital Stock_______________________ $
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid.----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcaotseistso--f--D--e-p-o--s-i-t_-_-_-_-_-_-_Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.. ---------. __________ _ Notes and Bills Rediscounted.___ _ Other Liabilities...... _____________ _

100,000.00 40,000.00
717.67 none 646.84 2,054.00 4, 762.79 309.45 268,586.03 none 243,972.82 none 50,000.00 none none

TotaL-----------------------------$ 711,049.60

8

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

AMERICAN SAVINGS BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

J. G. St. AMAND,

PETER F. CLARKE,

President.

Cashier.

Date of Charter: 1886

Began Business: 1887

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot __________ _ Furniture and Fixtures. __________ _ Other Real Egtate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Co=odities.--------------------CuCsrteodmitearsnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_ Profit and LOSS--------------------Other Resources--------------------
TotaL ______________________________ $

769,008.50
none 133,119.20
2,275.22 32,505.53
38,774.38
3,448.76 373.90 161.63
none
none none 1,292.51 980,959.63

LIABILITIES:
Capital Stock..... __ --------- ________$ Surplus Fund---------------------RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--__Due to Banks______________________ _ Dividends Unpaid_________________ _ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-_-_-_-_-_-_-_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers________ __ Bills Payable_____ -------------- ____ _ Notes and Bills Rediscounted____ _ Other Liabilities.... ______________ __

200,000.00 80,000.00 38,599.32 5 386.43
none none none none none 92,689.07 265,112.76
none 150,000.00
none 149,172.05

TotaL ___ ------ ____________________ .$ 980,959.63

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE ATLANTA TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

A. J. ORME,

P. H. "-I~TER,

President.

Treasurer.

Date of Charter: 8--1 G--191 0

Began Business: 9--1910

RESOURCES:

Loans and Discounts--------------$ 4,255,675.06

Certificates of Indebtedness and

Bonds and Stocks owned______ __ 898,106.51

BF ua rnnkiitnugr eHaonuds eFai xntdu rLeos _t -_-__-_-_-_-_-_-_-_- -_

678,000.00 52,773.04

Other Real Estate owned_________ _ 510,405.19

Cash in Vault and amounts due

from approved Reserve Agents.. 575,651.78

Checks for Clearing and Due from

other Banks---------------------- 709,782.56

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

58,096.22 3,071.99

AdCvoan=coediotniesc__o_t_t_o_n____a_n__d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f Profit and Loss___________________ __ Other Resources.. _________________ _

2.112.09 none
228,210.34

TotaL ______________________________ $ 7, 971,884.78

LIABILITIES:

Capital Stock----------------------$ 1,500,000.00

Surplus F ,m<L----------- ---------- 300,000.00

Undivided Profits------------------ 395,713.66

Reserve Funds---------------------- 2,805.31

Due to BankS.---------------------- 197,166.71

Dividends Unpai<L----------------- 60,293.00

Cashiers Checks-------------------- 49,172.62

Certified Checks-------------------- 12,823.07

Demand Deposits------------------- 3,160,923.60

Time Certificates of Deposit.._____ 70,000.00

Savings Deposits___________________ 1,065,698.95

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__rs----_-__-_-_-_-_--_-_

2,112.09 19,000.00

Notes and Bills Rediscounted____ _ 1,127,953.98

Other.Liabilities......... _____ ... __ _ 8,221.79

TotaL _____________________________ .$ 7,971 ,884. 78

DEPARTMENT OF BANKING

9

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

A. T. WALDEN,

L. D. MILTON,

President.

Cashier.

Date of Charter: 7-16-19~1

Began Business 8-16-19~1

RESOURCES!
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot __________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_AdCvoamncmeodoitniesC__o__t_to__n___a__n__d___o__t_h_e_r C uCsrteodmi te rasnLd iAa bcicleipt ytaoncneLs.e__t _t e__r_s__o_f Profit and Loss____________________ _ Other Resources___________________ _

113,276.12 15,275.71 65,000.00 22,500.00 38,157.62 79.403.24 7,080.61
131.85 none none none none 4,162.82

LIABILITIES:
Capital Stock_______________________$ SUrPlUS Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCaesrthiifeiersd CChheecckkss-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ TSiamvienCgserDtiefpicoastietss_o_f__D__e_p__o_s_i_t_-_-_-_-_-_--_ Letters of Credit and Acceptances
executed for Customers_________ _ Bills Payable_______ -------- _______ _ Notes and Bills Rediscounted____ _ Other Liabilities__________________ _

120,000.00 none
26,498.32 8,600.00
none none 1,143.73 176.75 155,693.17 6,135.54 26,411.96 none none none 328.50

TotaL ______ -_____________________ -~-:_:o$-__~34_,_,4:c_:,9'-'8'-'-7'-9'.:.:_7_--'--____:T::_:o::.-t,..a:-:Lc:c--:_:-.::.c--:_:-.::.c--:_:-::c-:_:-::c-:_:-::.:-:_:-::.:--c:c--:_:-c.:_--:_:-.::.c--:_:-c::-:-.$--'--"'34,_,4"-9' _,8'-'7."'9_.___7

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITY SAVINGS BANK & TRUST CO.

Atlanta, Ga.

As called for by the Superintendent of Banks.

S. T. WEYMAN,

A. B. CHAPMAN,

President.

Treasurer.

Date of Charter: 5-20-1919

Began Business 6-1919

- ------ . - - - - - -

RESOURCES!
Loansand Discounts ______________ $
CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ BFuarnnkiitnugreHaonudseFaixntdurLeost_-_-_-_-_-_-_-_-_-_-_-_ Other Real Estate owned. ________ _ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleiptytaonnceLs_e_t_t_e__r_s__o_f
Profit and LOSS--------------------Other Resources--------------------
TotaL ______________________________ $

238,783.13 54,632.50
none 510.00 5,892.26 19,508.14 none none none. none none none 24,000.00 343,326.03

LIABILITIES:

Capital Stock_______________________ $ -180,000.00

Surplus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCearstihfiieedrCshCechkesc_k__s_-_--_-_-_-_-_--_-_-_-_-_-_--_-_-_-_Demand Deposits___________________

19,191.50 16,807.36 25,077.75
none none nnoonnee none

Time Certificates of Deposit------Savings Deposits------------------LBeieltxltseecPrsuatoyefadbCfloreer_d_C_it_u_sa_t_no_dm__A_e_rc_s_c__e___p___t__a__n___c___e_s_ NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o_u__n_t_e_d__-_--_-_-_

11,018.11 62,911.31
none 25,320.00
none 3,000.00

TotaL ______________________________ $ 343,326.03

10

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CO"[\jTINENTAL TRUST COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

JOEL HURT, JR.,

J. J,. ROBERSON,

President.

Sec. & Treas.

Date of Charter: 4-8-1913

Began Business: 4-12-1913

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d-_-_-_-_-_-_-_-_-_-_Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acce:ptances_. _______ _ Profit and LOSS--------------------Other Resources.-------------------

683,178.83 237,470.00
none 1,275.14
none 5,178.78 13,472.27
none none none none none 101,495.06

LIABILITIES:
Ca:pital Stock_______________________ $ Surolus Fund----------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCeh:epcoksists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits----------- _____ _ Letters of Credit and Acce:ptances BielxlsecPuatYedabfloer..C. _u__s_t_o.m--e_r_s_-_-_-_-_-_-_-_-.-.-. Notes and Bills Rediscounted____ _ Other Liabilities.... _.. ___________ ._

500,000.00 125,000.00 12,296.06 ()3,544.83
none none none none none none none none 225.000.00 none 126.229.19

TotaL. ___________________ c.:_:.:--.=.:--:_:-:_:-c.:_-.:""$'-'l.,_,"-'04"'-2_._0,'-'70"-'.""08..___:__---'T'"'o:.:t"'a~L.::.:-:..o:.:-cc--:.:-:.:-c.:_:.:-cc-:.::.:-:..o::.::--.=.:--:.::.:-c:.-::.::.::-:.:::$_,1"-,04:.::_2'"-"0._-70.,_.0::::8:..

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

EAST ATLANTA BAi"iiK

Atlanta, Ga.

As called for by the Superintendent of Banks.

E. F. FINCHER,

1\f. A. THOMPSOi\,

President.

Cashier.

Date of Charter: 11-11-1910

Began Business: 11-15-1910

RESOURCES:
Loans and Discounts. ____________ .$ C eBrot inf idcsaat ensdoSft oIcnkdse botwendende_s_s___a_n_ d_ BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t -_-__-_-_-_-_-_-_-_- -_ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
CreditandAcceptances _________ _ Profit and LOSS--------------------Other Resources.-------------------
TotaL.. ___________________________ .$

147,993.94 none
10,000.00 4,352.26 5,446. 79 33,496.24 8,204.64
355.35 none none none none none 209,849.22

LIABILITIES:
Ca:pital Stock____ ------- ____________ $ Sur:plus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuVeidtoenBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks.... ---------------TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-:-p-o-s-i-t-_-_-_-__-_--_ SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiol tles sPaanYda bBliel.l-s-R- -e- -d-i-s-c-o- -u-n-t-e-d- -_-_-__- -_ Other Liabilities..------------------

25,000.00 3,000.00 2,104.22
none none none 887.68 none 115,889.39 23,895.55 39,072.38 none none none none

TotaL-------- ______ ---------- ______ $ 209,849.22

DEPARTMENT OF BANKING

11

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

EMPIRE TRUST COMPAl\ Y

Atlanta, Ga.

As called for by the Superintendent of Banks.

DAMERON BLACK,

T. S. LOGA~.

Chairman of Board.

Asst. Treas.

Date of Charter: 8-!21-1917

Began Business: 8-30-1917

RESOURCES:
Loans and Discounts .. ____________ $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot..... _____ _ Furniture and Fixtures-----------Other Real Estate owned.. _______ _ Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks-------------- COavsehrdlrtealfitisS.(-i-f-a--ny-)-_-_-_-__-_-_-__-_-__-_-_-_-_-_ Advance on Cotton and other
Commodities.---------------Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and LOSS.-----------Other Resources.------------
TotaL _________________________ -- ___ $

724,856.96 108,433.99
none 11,058.80 4,830.02 47,140.35
707.22 none 897.94 none none none 10,320.10 908,245.38

LIABILITIES:
CSuarppiltuals SFtuoncdk_._-_-_-.-_-__-_-_-_-_-._-.-.-_-__--.-_-_-.$ Undivided Profits--------------- Reserve Funds---------------------DDiuveidtoenBdsanUknsp.-a-i-d-.-.-_-_-_-_-__-___-__-_-_-___ CTarushsiteDrseCpohseictsk_s_-_-_-__-_-_-_-__-__-_-_-__-_-_-___ Govt. Deposits_.----._ .. ___ .-.- .. Time Certificates of Deposit.----Savings Deposits-------------- Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_____________________ NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e__d_-_-_-__

200,000.00 22,800.66
672.88 13,189.00
none 4,000.00
none 34,339.13 59,000.00 2,400.00 329,737.01
none 20,000.00 155.062.50 67,044.20

TotaL _____ --------- ________________ $ 908,245.38

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FOURTH NATIONAL COMPANY

Atlanta, Ga.

As called for by the Superintendent of Banks.

JNO. K. OTTLEY,

C. A. EVANS,

President.

Sec. & Treas.

Date of Charter: 11-11-1926

Began Business: 1-17-1927

RESOURCES:
Loans and Discounts-------------Certificates of Indebtedness and
Bonds and Stocks owned._______ $ Banking House and Lot... _______ _ FOuthrneirtRureealaEndstFatiextouwrense-d-_-__-_-_-_-__-__ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks------ COavsehrdIrtaefltisiS(i-f-a-ny)_____-__-__-___-_____ Advance on cotton and other
Co=odities------------Customers Liability on Letters of
Credit and Acceptances_._______ _ Profit and Loss.. ------ Other Resources------
TotaL.. _. __________________________ $

none 521' 891.48
none none none 10,951.08 none none none none none none 220,847.53 753,690.09

LIABILITIES:
Capital Stock._________________ .....$ Surplus Fund..-------- Undivided Profits------ Reserve Funds--------- Due to Banks------------ Dividends Unpaid.---Cashiers Checks....-- Certified CheckS.------ Demand Deposits------- Time Certificates of Deposit...... . Savings Deposits--------------- Letters of Credit and Acceptances
executed for Customers--- Bills Payable.... ------- Notes and Bills Rediscounted..... Other Liabilities----------

240,000.00 none
96,222.95 4,152.91
none none none none none none none none none none 413,314.23

TotaL----------------------$ 753,690.09

12

NINTH ANNUAL REPORT

STATEMEl\T

Showing condition at the close of Business December 31, 1928, of the

GEORGIA SAVINGS BANK & TRUST CO.

Atlanta, Ga.

As called for by the Superintendent of Banks.

GEO. :VL BROWN,

J. E. OLIVER,

President.

Sec. & Treas.

Date of Charter: 10-26-1889

Began Business: 9-1-1899

RESOURCES:

Loans and Discounts ______________$ 3,609,857.74

Certificates of Indebtedness and Bonds and Stocks owned_______ _ 1,731,861.23

BFuanrnkiitnugreHaonudseFaixntdurLeos t_-_-_-_-__-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_Overdrafts (if any) ________________ _
Advance on Cotton and other Commodities----------------------
Customers LiabilitY on Letters of Credit and Acceptances_________ _
Profit and Loss____________________ _
Other Resources--------------------

475,056.75 31,066.08 65,765.60 319,909.05 15,228.73
none none none none none none

LIABILITIES:

Capital Stock_______________________ $ 500,000.00

Surplus Fund..--------------------- 450,000.00

Undivided Profits------------------ 90,171.69

Reserve Funds----------------------

none

Due to BankS-----------------------

none

Dividends Unpaid.-----------------

385.00

Cashiers Checks--------------------

none

Certified CheckS--------------------

none

TDiemmeaCnderDtifeipcoasteitsSo--f-D--e-p--o-s-i-t-_-_-_-_-_-_-_

none 974,386.62

Savings Deposits------------------- 3,680,848.24

Letters of Credit and Acceptances

BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_

none none

Notes and Bills Rediscounted.___ _

none

Other Liabilities___ ----------------- 552,953.63

__T_o_t_a_L~~-~-~~~-~-~--~--~-~--~-~--~-~--~-~--~$~6~~24=8~,7~45~~18~~--~T~o~ta=l:~--~-~--~-~--~-~--~-~--~-~--~-~--=-~--=-~--~-~--~-~--~$~6~,2~4~8~,7~45~~18

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

LAKEWOOD BANK

Atlanta, Ga.

As called for by the Superintendent of Banks.

l'ATL S. ETHERIDGE,

P. W. HANCOCK,

President.

Cashier.

Date of Charter: 11-17-1920

Began Business: 12-8-1920

RESOURCES:

Loans and Discounts ______________ $ 137,850.49

CeBrotinfidcsataensdoSf toIncdkes botwednneeds__s__a__n_d_

150.00

BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t -_-_-__-_-_-_-_-_-_- -_

13,500.00 6,360.41

Other Real Estate owned_________ _

none

Cash in Vault and amounts due

from aPProved Reserve Agents-- 11,845.47

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

5,132.55 none

Advance on Cotton and other

Commodities----------------------

none

CuCsrteodmiterasnLdiAabcicleitpYtaonnceLs_e_t_t_e__r_s__o_f

none

Profit and LosS---------------------

none

Other ResourceS-------------------- - - -420-.56

TotaL.-----------------------------$ 175,259.48

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund._____________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid.----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TDiemmeaCnedrDtifeivcoasteitss-o-f--D--e-v--o-s--i-L--__-_-_--_ Savings Devosits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_-_-_ Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

50,000.00 1,000.00
420.93 none none none 1,454.18 160.65 59,003.46 29,495.26 500.00 none 33,225.00 none none

TotaL------------------------------$ 175,259.48

DEPARTMENT OF BANKING'

13

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

PEACHTREE ROAD COMMERCIAL BANK

Atlanta, Ga.

As called for by the 'Superintendent of Banks.

G. P. DONALDSON,

.JNO. S. THOMPSON,

President.

Cashier.

Date of Charter: 11-16-19!l5

Began Business: 11-21-1925

RESOURCES:
Loans and Discounts-------------Certificates of Indebtedness and
Bonds and Stocks owned.------Banking House and Lot----~----- FUrniture and FixtUreS-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due.trom
other banks..---------------------COavsehrdIrtaefmtss-(-If--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamnmceodoitnies.C._o__t_t_o_n____a_n__d___o_t_h__e_r CuCsrteodmitearsnLdiAabcicleitpYtaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources-------------------TotaL ______________________________ $

93,455.55 none none
7,295.41 none
30,525.68 none none none none none none none
131,276.64

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s--it-_-_-_-_-_-_-_Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_.______ __

25,000.00 none
2,692.13 none none none 736.85 none
77.758.82 none
25,088.84 none none none none

TotaL ___________ -------------------$ 131,276.64

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

TRUST COMPANY OF GEORGIA

Atlanta, Ga.

As called for by the Superintendent of Banks.

T. K. GLENN,

DAMERON BLACK,

President.

Treasurer.

Date of Charter: 9-21-1891

Began Business: 11-9-1891

RESOURCES:

Loans and Discounts ______________ $ 8,957;,652.90

CeBrotinfidcsataensdoSftoIncdksebotwednnedes._s__a__n_d_ 5.934.981.93

Banking House and Lot----------- 1,132. 3"45:48

FUrniture and FixtUres------------

none

Other Real Estate owned.--------- 357,921.13

Cash in Vault and amounts due

from approved Reserve Agents-- 472,086.66

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.I-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Advance on Cotton and other Commodities----------------------
Customers Liability on Letters of

none

CreditandAcceptances---------Profit and Loss--------------------Other Resources.-------------------

nene none 52,506.24

TotaL _______ . __ ._ ... _._. __________ .$16, 907,494.34

LIABILITIES:

Capital Stock.______________________ $ 2,000,000.00

Surplus Fund.--------------------- 1,000,000.00 Undivided Profits------------------ 1,714,440.65

Reserve Funds----------------------- 414,452.96 DDiuveidtoenBdsanUknsp-a-id-_--_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_- 6,373, 5n4o5.n67e

Cashiers Checks-------------------- 97,879.33

Certified Checks--------------------

none

Demand Deposits..----------------- 2,284,175. 73

Time Certificates of Deposit_______

none

Savings Deposits------------------Letters of Credit and Acceptances

none

executed for Customers----------

none

BNioltlessPaanydabBleil_l_s-R--e-d--is--c-o-u--n-t-e-d--__-_-_-_-

2,050,000.00 none

Other Liabilities------------------- 973,000.00

TotaL------------------------------$16,907,494.34_

14

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

GEORGIA RAILROAD BANK

Augusta, Ga.

As called for by the Superintendent of Banks.

C. H. PHINIZY,

A. B. KITCHEN,

President.

Cashier.

Date of Charter: 11-15-1892

Began Business: 12-31-1892

RESOURCES:

Loans and Discounts--------------$ 9,708,977.07

Certificates of Indebtedness and

Bonds and Stocks owned_______ _ Banking House and Lot__________ _

1,067,630.14 187,936.98

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_

18,440.30 125,394.66

Cash in vault and amounts due

from a.Pproved Reserve Agents__ 2,294,919.77

Checks for Clearing and Due from

other Banks---------------------- 197,123.40

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,080.61 6,343.73

Advance on Cotton and other

Commodities----------------------

none

Customers Liability on Letters of

Credit and Acceptances.--------- 34,730.83

Profit and LOSS---------------------

none

Other Resources..-------------------

none

LIABILITIES:

Capital Stock______________________ $ 1,000,000.00

Surplus Fund_______________________ 200,000.00

RUensde:irvviedFeudnPdsr_o_f_i_t_s_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_- 400,2n5o9.n72e Due to Banks_______________________ 892,029.48

Dividends Unpaid.-----------------

none

Cashiers Checks-------------------- 29,658.81

Certified Checks-------------------- 12,189.56

Demand DepositS------------------- 3,087,454.08

Time Certificates of Deposit_______ 1,349,669.98

Savings Deposits------------------- 4,311,585.03

LeetxteecrsutoefdCforerdCituastnodmAercsc.e_p__t_a_n_c__es_ 34,730.83

Bills PaYable._____________ ---------- 2,325,000.00

Notes and Bills Rediscounted...

none

Other Liabilities.._.. ---.----- __ .----

none

TotaL ______________________________ $13,6~,577.:.:.4::.::9_ _--=Tc::oc::ta=l::c--::.::c:.:-c:.-::.::-.:.:--::.::-=-=--c:.::.::-.:.::.:.-=-=--c:.-::.::=-=--:.:.-=-=-.:.::.:.-$:::.:1:.::.3c:::'64.:::2:.c,5=-:7.:.7c::.4-=--9

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

UNION SAVINGS BANK

Augusta, Ga.

As called for by the Superintendent of Banks.

Wm. SCHWEIGERT,

THOS. S. GRAY,

President.

Cashier.

Date of Charter: 1891

Began Business: 1892

RESOURCES:

Loans and Discounts--------------$ 1,137,227.77

CeBrotinfidcsataensdoSftoIncdkes botwednneeds__s__a__n_d_ 215,500.00

Banking House and Lot----------- 100,000.00 Furniture and Fixtures------------ 20,171.72 Other Real Estate owned---------- 8,638.23

Cash in Vault and amounts due

from approved Reserve Agents_. 99,023.33

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

16,330.91 10,269.52 2,394.56

Advance on cotton and other

none

Commodities---------------------Customers Liability on Letters of

none

Credit and Acceptances----------

Profit and LOSS--------------------Other Resources..------------------

none 5,235.68

TotaL. ____________________ . ________ $ 1,614, 791.72

LIABILITIES:
Capital Stock___________________ , __ $ Surplus FuncL. ___________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ DCaivsihdieenrsdsCUhencpkasi_d_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LBeieltxltseecPrusatyoefadbCfloreer_d_C_i_ut_sa_t_no_d_m__Ae_r_cs_c._e___p___t__a__n___c___e__s Notes and Bills Rediscounted..... Other LiabilitieS-- __ ... --- _____ .---

100,000.00 25,000.00 64,710.01
none 5,945.39
4.00 1,925.31
475.48 591,159.78 86,579.49 688,992.26
none 50,000.00
none none

TotaL ______________________________ $ 1.614,791.72

DEPARTMENT OF BANKING

15

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

AUSTELL BANK

Austell, Ga.

As called for by the Superintendent of Banks.

M. T. BENSON,

C. C. PERKERSON,

President.

Cashier.

Date of Charter: 1-3-1910

Began Business: 1-10-1910

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o__th__e_r CuCsrteodmitearsnLdiAabcicleitpYtanocnesL..e__t_t_e_r_s__o_f Profit and LOSS--------------------Other Resources--------------------
TotaL ______________________________ $

118,523.63 none none
2 ,898.35 9,651.90 26,921.69 1,482.55
184.51 160.35 9,946.82 none none 202.50 169,972.30

LIABILITIES:
Capital Stock.----------------------$ Surplus FUn<L---------------------Undivided Profits-----------------Reserve FUnds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Time Certificates of Deposit______ _ Savings Deposits __________________ _ L eetxteecr sutoefdCf or er dCi tuas tnodmAe rcsc_e__p_t_a_n_c__e_s Bills Payable______________________ _ Notes and Bills Rediscounted.___ _ Other Liabilities--------------------

25,000.00 5,000.00 2. 733.33
none none none 1,063.55 none 75,730.41 60,412.92 none none none none 32.09

TotaL ______________________________ $ 169.972.30

STATEMENT

Showing condition at the close of Business DccemLer 31, 1928, of the

BAINBRIDGE STATE BANK

Bainbridge, Ga.

As called for by the Superintendent of Banks.

E ..J. PERRY,

E. J. PERRY, JR.,

President.

Cashier.

Date of Charter: 1901

Began Business: 1891

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSftoIncdksebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ FOutrhneirtuRreeaal EndstFatiextouwrense-d--_-_-_-_-_-__-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheItreBmasn_k__s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__t_to__n____a_n__d___o__t_h_e_r Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and LOSS--------------------Other Resources--------------------

600,060.49 54,162.50 12,407.96 3,058.45 7,500.00 146,440.54 33.125.91
none 160.70 none none none none

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund______________________ _
Undivided Profits-----------------_ Reserve FUnds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCaesrthiifeiersd CChheecckkss-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_-_-_ Notes and Bills Rediscounted____ _ Other Liabilit!ies-------------------

100,000.00 20,000.00 83,708.04
none 37,887.37
none 7,250.93
10.00 228,008.86 74,995.12 245,056.23
none 60,000.00
none none

TotaL ______________________________ $ 856.916. 5=-5_ _ _T=o.t.a_.L:_::-::_:-_:_--:.:-.:::-----.:::-_:_--:.:-.:::----:_:-.:::--:_:-.:::----:_:-_:_-----:_:-$'-----"'85--6"-'9,:.::16:::c.:::55"-

r-------

16

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE CITIZENS BANK AND TRUST CO.

Bainbridge, Ga.

As called for by the Superintendent of Banks.

II. B. EHRLICH,

E. F. VICKERS,

President.

Cashier.

Date of Charter: ~-17-19~0

Began Business: ~-17-19~0

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other banks.---------------------COavsehrdItreamftss.(.i.f--a.n-y- .)._-_._._-_-_-_-_._-_-_-_-_-_-_-_-_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and Loss--------------------Other Resources.-------------------
TotaL------------------------------$

653,437.56 47,087.35
none 5,222. 72 6, 750.00 218,353.58 19,961.84
none 2,981.07 4,000.00
none none none 957,794.12

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _ Undivided Profits-----------------Reserve Funds---------------------DDiuveidt oenBdas nUkns -p-a-i-d- -_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_- -_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_____ ------------------. Notes and Bills Rediscounted..... Other Liabilities..-----------------.

100,000.00 20,000.00 4,169.79
none 27.489.35 8,000.00 2,063.15
none 330,706.86 226,579.73 238,785.24
none none none none

TotaL.. _________________________ ... $ 957.794.12

STATEMENT

Showing condition at the close of Business December 31, 1928, of tlu

DECATUR COUNTY BANK

Bainbridge, Ga.

As called for by the Superintendent of Banks.

M. E. NUSSBAUM,

FRA~K S. .lO~ES,

President.

Cashier.

Date of Charter: 1~-~6-1905

Began Business: 1-:3-1906

RESOURCES:

LIABILITIES:

-~~~~~~~~~--,-~~~~~--,--~--,---:~~~~~~~---~~-

Loans and Discounts ______________ $ 184,967.45

Capital Stock_______________________ $ 25,000.00

Certificates of Indebtedness and Bonds and Stocks owned________
Banking House and Lot___________ FOuthrneirtRureealaEndstFatiextouwrneesd-_-_--_-_-_-_-_-_-_-_Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------Cash Items.------------------------Overdrafts (if any)_________________ Advance on Cotton and other
Commodities. . - - - - - - - - - - - - - - - - - - - Customers LiabUity on Letters of
Credit and Acceptances._________ Profit and Loss.-------------------Other Resources.-------------------

36,519.75 none 9n7o6.n34e
93,782.69 none none none
none none none none

Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp.-a-i-d-.-..-.-.--_-_-__-_-_-_-_-_-_-_-_-_-_Cashiers Checks-------------------Certified Checks.------------------Demand Deposits..----------------Time Certificates of Deposit_______ Savings Deposits------------------Letters of Credit and Acceptances
exec.1ted for Customers.--------Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities..... ---------

5.000.00 31.075.26
none nnoonnee none none none none 255.170.97
none none none none

TotaL ______________________________ $ 316,246.23

TotaL ___________ . ___________ ._. ___ .$ 316.246.23

l

DEPARTMENT OF BANKING

17

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BALDWIN STATE BANK

Baldwin, Ga.

As called for by the Superintendent of Banks.

W. A. SHORE,

E. C. ADDY,

President.

Cashier.

Date of Charter: ll-7-1907

Began Business: ll-7-1907

RESOURCES:
Loans and Discounts ______________ $ CBerotinfdicsaatensdoSftoIcnkdseobwtendende..s_s___a_n_ _d Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d--_-_-_-_-_-__-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CCuCsortemodmmiteoardsniLdtiieAasbc--cil-ei-pt-yt-a-on--cn-e-Ls--_e-_t_-t_-e_-r_-_s-_-_o--f_ POrtohfeirt aRnesdoLuOrcSesS_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_
TotaL.------ ____ -------- __________ .$

143,905.45
none
3,300.00 2,098.50 1,841.90
22,863.34
none
991.76
none none none
440.24
none
175,441.19

LIABILITIES:
Capital Stock_______________________ $ SUII>lUS Fund----------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C___u-s_t-o-m__e__r_s-------------__----Notes and Bills Rediscounted____ _ Other Liabilities_______ -------------

15,000.00 15,000.00 5,690.57
none none none
547.10
none
72,502.32 66.701.20
none
none none none none

TotaL ______________________________ $ 175 441.19

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK

Ball Ground, Ga.

As called for by the Superintendent of Banks.

M. G. HENDRIX,

B. R. JO~ES,

President.

Cashier.

Date of Charter: 9-28-1926

Began Business: 10-1-1926

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ OFuthrneritRureealaEnsdtaFtiexotuwrnese-d-_-_-_-_-_-_-_-_-_-_Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitnies_c_o_t_t_o__n___a__n_d____o__t_h_e_r Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and LOSS--------------------Other Resources-------------------TotaL ______________________________ $

56,635.89
25,000.00 1,200.00 1,500.00
none
26,003.37
3,739.07 331.11 14.78
none
none none none
114,424.22

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _ Undivided Profits ... ______________ _ Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities____ -______ ---- ____ _

15,000.00 3,000.00
972.99
none none none
1.508.44
none
62,539.41 31.403.38
none
none none none none

TotaL--------------------------- __ $ 114.424.22

--~---

18

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF BARWICK

Barwick, Ga.

As called for by the Superintendent of Banks.

D. S. CHAPMAN,

LAWSON HARDY,

President.

Cashier.

Date of Charter: 1-~4-1906

Began Business: 2-7-1906

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o__th__e_r CPruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_cn__e_Ls__e___t__t__e___r__s____o__f Other Resources___________________ _
TotaL _______________________________ $

53,625.18 1,000.00 1.636.83 2. 850.15 7. 719.09 5,607.70
none 46.92 none none none none none 72,485.87

LIABILITIES:
Capital Stock-----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCaesrthiifeiersd CChheecckkss.-.-.-_-_-.-_--._--.-----.---_-.---.---. TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_-_-_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__._._._.._

15,000.09 none 183.31 none none none 263.76 none
27,938.49 17,600.31
none none 11,500.00 none none

TotaL ______________________________ $ 72,485.87

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BAXLEY STATE BANK

Baxley, Ga.

As called for by the Superintendent of Banks.

J. W. TIPPINS,

C. A. WHITAKER,

President.

Cashier.

Date of Charter: 8-23-1917

Began Business: 8-25-1917

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSftoIcnkdsebotwednnede_s_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_
Customers LiabilitY on Letters of Credit and Acceptances.. _______ .
Profit and LOSS--------------------Other Resources--------------------
TotaL ______________________________ $

131.621.15 none none
7,950.00 3,229.08 67,072.67
none none none none none none none 209,872.90

LIAFILir!ES:
CSuarppitlauls SFtuonckd._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsSo--f-D---e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits. ___ --------------Letters of Credit and Acceptance BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d________ __

25,000.00 15,000.00
.88 none none 1,250.00 8,644. 72 none 154,769.34 2,152.80 3,055.16 none none none none

TotaL _____________________________ $ 209,872.90

l

DEPARTMENT OF BANKING

19

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BLACKSHEAR BAlNK

Blackshear, Ga.

As called for by the Superintendent of Banks.

A. P. BRANTLEY,

P. L. POMEROY,

President.

Cashier.

Date of Charter: 9-11-1891

Began Business: 7-7-1892

RESOURCES:

Loans and Discounts ______________ $ 490,065.43

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_

144,978.75 none

Furniture and Fixtures------------ 9,604.08

Other Real Estate owne<L--------- 3,443.01

Cash in Vault and amounts due

from aDDroved Reserve Agents.. 209,764.04

Checks for Clearing and Due from

other banks.----------------------

600.87

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and AcceDtances......... .

none

Profit and Loss---------------------

none

- - - - Other Resources--------------------

none

TotaL ______________________________ $ 858,456.18

LIABILITIES:
CaDital Stock-------------------$ Surolus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnDai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeDOSitS------------------Time Certificates of DeDosiL----Savings DeDosits------------------LBeieltxltseecrPsuatoyefadbCfloreer_d_C_i_tu_as_t_no_d_m_A_e_rc_s_c__e__D____t__a__n__c____es__ Notes and Bills Rediscounted-.... Other Liabilities--------------------

50,000.00 25,000.00 104,937.13 3,813. 77
none none 1,767.20 102.15 353,390.69 289,445.24 none none 30,000.00 none none

TotaL ______________________________$ 858,456._18

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK

Blakely, Ga.

As called for by the Superintendent of Banks.

H. C. HADDOCK,

R. 0. WATERS

President.

Cashier.

Date of Charter: 3-23-1918

Began Busin'ess: 3-1918

RESOURCES:
Loam and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwonte_<__L_._.__._._._.._ Furniture and Fixtures ___________ _ Other Real Estate owned.--------Cash in Vault and amounts due
from aDDroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__AdCvoamncmeodointiesC..o..t.to__n___a__n_d____o.t.h.e..r Customers LiabilitY on Letters of PrCorfeitdiatnadndLoAscsc_e_:_D__t_a_n_c_e_s_.__.___._____.____ _ Other Resources..________________ __
TotaL .. ------------- _______________$

154,569.99 12,02l.30 9,358.20 4,382.48 7,500.00 63,866.50 6,221.17
none 2,003.22 15,064.51
none none none 274,987.37

LIABILITIES:
CaDital Stock....... ____ ----------.$ SurDlUs Fund---------------------Undivided Profits-----------------Reserve Funds... -.------.----.----. Due to BankS----------------------Dividends UnDai<L----------------CCearsthiifeiersd CChheecckkss.-.-----_-.-_-_-_-----.---.-.-.------.-. Demand DeDosits-----------------Time Certificates of DeDosiL..... Savings DeDosits------------------Letters of Crlldit and AcceDtances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted..... Other LiabilitieS--------------------

50,000.00 10,000.00 12,326.58
none none
3.60 2,700.09
none 183,481.60 16,475.50
none none none none none

TotaL ______________________________ $ 274,987.37

~0

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FANNIN COUNTY BANK

B;lue Ridge, Ga.

As called for by the Superintendent of Banks.

J. M. EATON,

J. F. HOLDEN,

President.

Cashier.

Date of Charter: 5-~8-1916

Began Business: 6-6-1916

RESOURCES:

Loans and Discounts ______________ $ 293,750.87

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _

3,000.00 21,000.00 9,754.11

Other Real Estate owned.--------- 7,379.49

Cash in Vault and amounts due

from approved Reserve Agents.. 28,116.33

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss_(_i_f-a-n--y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

none 4,347.76
239.81

Advance on Cotton and other

Commodities----------------------

none

Customers Liability on Letters of

Credit and Acceptances----------

none

POrtohfeirt aRnesdoLurOceSsS_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________-$

none none
-367-,588-.37

LIABILITIES:
Capital Stock., _____________________ $ Surplus Fund..____________________ _ RUensdeirvviedeFdu nPdr osf. i_t_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_- -_ Due to Banks----------------------CDaivsihdieenrsdsCUhencPkasi_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------TDSaiemVmienaCgnsedrDDtiefepipcooasstietistss_-o_-_f-_-D_-_-e_-_p-_-o_-s_-_i-t_-__-__-__-___-__--__ Letters of Credit and Acceptances
executed for Customers---------Bills Payable... _______ -------------Notes and Bills Rediscounted____ _ Other Liabilities______ --------------

15,000.00 25,000.00 2,262.52
none none 1,200.00 1,142.76 none 123,622.04 183,142.68 16,218.37 none none none none

TotaL ______________________________ $ 367,588.37

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS BANK

Blythe, Ga.

As called for by the Superintendent of Banks.

L. W. DYE,

T. M. NICKLES,

President.

Cashier.

Date of Charter: 8-~8-1909

Began Business: 9-1-1909

RESOURCES:

Loans !llld Discounts--------------$ 25,171.68

Certificates of Indebtedness and

Bonds and Stocks owned--------

none

Banking House and Lot----------- 1,947.50

Furniture and Fixtures------------ 1,233.81

Other Real Estate owned.---------

none

Cash in Vault and amounts due

from approved Reserve Agents._ 19,364.91

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss.(.i.f-a-n--y-)--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

none 86.04

AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabcicleiptytimonceLs_e_t_t_e_r_s___o_f

none

Profit and LOSS---------------------

none

TOothtearLR..e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -47- ,8n0o3-.n94e

LIABILITIES:
Capital Stock.._____________________ $ Surplus Fund...................... . UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-_-_-_-__-_--_ SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable_________ --------------. Notes and Bills Rediscounted..... Other Liabilities..... ---------------

15,000.00 5,000.00 3,496.08
none none none 18.17 none 21,495.96 989.58 1,774.15 none none none none

TotaL ________ . _____________ ... _____$ 47,803.94

DEPARTMENT OF BANKING

21

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MERCHANTS & FARMERS BANK

Boston, Ga.

As called for by the Superintendent of Banks.

JAS. ~1. JONES,

J. R. CARTER, JR.,

President.

Cashier.

Date of Charter: 9-14-1891

Be~n Business: 3-1902

RESOURCES:

Loa,ns and Discounts..............$ 313,650.27

Certificates of Indebtedness and

Bonds and Stocks owned....... .

none

Banking House and Lot........... 11,425.90

Furniture 11-nd Fixtures........... .

Other ReaiEstate owned......... . 25,672.38

Cash in Vault and amounts due

from approved Reserve Agents.. 36,916.11

Choetchkesr fBoar nCklse.a_r_i_n_g__a:n__d__D__u__e_f_r_o__m_ 2,253.53

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

9(J.77 1,014.80

AdCvoamncmeodoitniesC__o_t_t_o__n___a_n__d____o_t_h__e_r 6,622.32

CUstomers Liability on Letters of

Credit and Acceptances.........

none

Profit and Loss.................... .

none

Other TotaL

.R.e..s.o.u.r.c.e. _s_._._._._._._._._._._._._._._._._._._._.-$

- -no-ne
397,646.08

LIABILITIES:
Capital Stock.......................$ USunrdpivluidseFduPnrdo.f.-it-s-.-.-.-.-.-.-.-.-.--.-.-.-.-.-.-.-.-. Reserve Funds..................... . DDiuveidtoenBdsanUknsp.-a-i-d--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Cashiers Checks.................... Certified Checks................... . TDiemmeaCnedrDtifeipcoasteitss.o.-f-D--e-p--o-s-i-t-.-.-.-.-.-.-. Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable....................... . Notes and Bills Rediscounted.... . Other Liabilities................... .

50,000.00 25,000.00 2,693.19
none none
1,500.00 469.66
none
105,079.03 112,978.00 32,426.20
none
67,500.00
none none

TotaL...............................$ 397,646.08

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

COMMERCIAL BANK

Bowdon, Ga.

As called for by the Superintendent of Banks.

J. A. )IANDEVILLE,

M. L. JOHNSON,

President.

Cashier.

Date of Charter: 9-22-1926

Began Business: 9-2Q-1926

RESOURCES:

Loans and Discounts..............$ 94,193.00 Certificates of Indebtedness and

Bonds and Stocks owned....... . Banking House and Lot... _______ _ Furniture and Fixtures.... _______ _ Other Real Estate owned.. _______ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

43,000.00
none
700.00
none
53,274.17

other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-____ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r

none none
5.61
16,737.78

Customers LiabilitY on Letters of Credit and Acceptances..........
Profit and Loss.................... .

none none

Other Resources................... .- - -no-ne

TotaL------------------------------- 207,910.56

LIABILITIES:
Capital Stock.......................$ Surplus Fund...................... . Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Unpaid................. . Cashiers Checks.................... Certified Checks................... . Demand Deposits.................. . Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__Q_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities................... .

25,000.00 3,000.00 1,953.49
none none none
l, 740.49
none
163,102.83 13,113.75
none
none none none none

TotaL............................... 207,910.56

NINTH ANNUAL REPORT

STA'.rEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF BREMEN

Bremen, Ga.

As called for by the Superintendent of Banks.

JOHN H. SHELNUTT,

J. T. NELSON,

President.

Cashier.

Date of Charter: 3-23-1903

Began Business: 3-25-1903

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_c_L__-_-_-_-_-_--_ Furniture and Fixtures-----------Other Real Estate ownecL--------Cash in VaUlt and amounts due
from aiJproved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleitiY>taonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources.-------------------
TotaL--------------- _______________ $

70,885.02
45.00 2,312.85 4,573.68 19,479.40
23,425.87
none none
951.33
6,152.48
none none
64.55
127,890.18

LIABILITIES:
Cai>ital Stock.______________________ $
SUri>lus FuncL---------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_
Dividends UnPaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeiic>aotesistso-f--D--e-i->-o-s-i-t-_-_-_-_-_-_--_ Savings Dei>OSitS------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities.-------------------

28,800.00 11.000.00 1.796.03
none none
32.00 893.02
none
60,495.87 24,873.26
none
none none none none

TotaL ______________________________$ 127,890.18

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Brewton, Ga.

As called for by the Superintendent of Banks.

JAMES L. KEEN,

L. P. KEE~.

President.

Cashier.

Date of Charter: 5-26-1910

Began Business: 7-6-1910

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate ownecL________ _ Cash in VaUlt and amounts due
from aiJproved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl------------1.---Advance on Cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-tY---o--n--L--e-t-t-e-r-s--o--f
Credit and Accei>tances ___ ----- __ Profit and LOSS--------------------Other Resources--------------------
TotaL ______________________________ $

62,112.75
1,232.15 1,806.25 2,129.17 8,700.39
100,076.60
none
324.90 1,655.18
1,961.98
none none none
179,999.37

LIABILITIES:
Cai>ital Stock.______________________ $
SUri>lus Fund.. -------------------Undivided ProfitS-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Uni>aicL________________ _ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeiic>aotesistso-f--D--e--p-o--s-i-t_-_-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Accei>tances
executed for Customers---------BNioltlessPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n-t-e--d-_-_-__--_ Other Liabilities--------------------

15.000.00 5,000.00 3,948.86
none none none
1,319.14
none
131,686.56 23,044.81
none
none none none none

TotaL ______________________________ $ 179,999.37

l

DEPARTMENT OF BANKING

!.i!3

STATEMENT

Showing condition at the close of Business December 3I, 1928, of the

CITIZENS BANK

Brinson, Ga.

As called for by the Superintendent of Banks.

J. H. BRI~SON,

J. B. MILLS,

President.

Cashier.

Date of Charter: l!.i!-1910

Began Business: 12-1910

RESOURCES:

Loans and Discounts.-------------$ 34,567.88

CeBrotinfidcsaatensdoSftoInckdsebotwendende.s._s__a__n_d_

none

Banking House and Lot----------- 1,800.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_

1,998.70 none

Cash in vault and amounts due

from approved Reserve Agents.. 9,997.20

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 299.19

AdCvoamnmceodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_

none

- - - - POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL _______________________________ $

none none 48,662.97

LIABILITIES:
Capital Stock.... -------------------$ surolus Fun<L.--------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidt oenBdsa nUknsp- -a-i-d- -. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BiellxsePcuatYeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities--------------------

15,000.00
none 510.14 none none none 98.45 none 11,675.88 21,378.50 none none none none none

TotaL-------------------------------$ 48,662.97

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF BROOKLET

Brooklet, Ga.

As called for by the Superintendent of Banks.

J. W. ROBERTSON,

CARSON L. JONES,

President.

Cashier.

Date of Charter: 5-12-1907

Began Business: 12-1906

RESOURCES:

Loans and Discounts ______________$ CeBrotinfidcsataensdoSf toIncdkesbotwednende.s._s__a__n_d_ Banking House and Lot... _______ _

72,681.71
1,550.00 1,800.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

1,900.00
10,096.05 9,283.02

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other

none 538.82 none

Commodities.--------------------Customers Liability on Letters of
Credit and Acceptances__________

none none

Profit and Loss---------------------

none

TOothtearLR_e__s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -1042,-,108343-..1711

LIABILITIES:
Capital Stock_ ______ ----------------$ Surolus Funds--------------------Undivided Profits.... -------------Reserve Fun<L----------------------DDuiveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.. ________ -------------Notes and Bills ~discounted____ _ Other Liabilities--------------------

25,000.00 10,000.00
4,349.97 none none none 610.48
250.00
32,343.79 15,929.47
none
none
12,000.00
none
1,550.00

TotaL_______________________________ $ 102,033.71

24

NINTH ANKUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BRUNSWICK BANK & TRUST COMPANY

Brunswick, Ga.

As called for by the Superintendent of Banks.

F. D. AIKEK,

I. M. AIKEN,

President.

Cashier.

Date of Charter: 1889

Began Business: 1889

RESOURCES:

Loans and Discounts .. ____________$ 1,135,821.53

Certificates of Indebtedness and Bonds and Stocks owned_______ _
Banking House and Lot __________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due

474,838.79 40,000.00 14,015.64
109,648.01

from approved Reserve Agents.- 418,4ll.99

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _

68,290.87 7,846.10
230.65

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

2,853.22

Customers LiabilitY on Letters of
TPOroCtohtrfeaeirtLdRaitne_a_ds_no_Ldu_or_Ac_s_esc_s_c____e____p____t___a___n____c_____e___s________________________________________-$ 2,-2768,,-99nn26oo36-..nn24ee88

LIABILITIES:
Capital Stock_______________________$ Surplus Fund______________________ _
Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocksist.s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers _________ _ Bills Payable_____ ---------- __ ------Notes and Bills Rediscounted____ _ Other Liabilities____ ----------------

230,000.00 103,000.00
6,815.42 9. 715.02 123.539.64 3,490.00 7,543.04 1.286.83 988,869.ll 218,712.52 392,986.65
none 182,000.00
9,000.00 1.965.05

TotaL. _____________________________ $ 2,278,923.28

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

HARALSON COUNTY BANK

Buchanan, Ga.

As called for by the Superintendent of Banks.

J. L. EAVES,

H. G. RICHAHDSO!\',

President.

Cashier.

Date of Charter: 8-3-1909

Began Business: 3-4-1909

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and LOSS-----------'--------Other Resources.-------------------
TotaL _______________________________$

102,861.03
500.00 2,034.00 4,180.00 2,185.00
161,212.94
none none 749.89
none
none none none
273,722.86

LIABILITIES:
CSuarppiltuals SFtuonckd__________________-_-_-_-__-_-_-_-_-_-_-_-_--_$ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--------Demand Deposits__________________ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_ Bills Payable___ ------------ ___ -----Notes and Bills Rediscounted____ _ Other Liabilities...... _. ____ .-------

40,000.00 15,000.00 4.279.87
none none none 160.95 none 173,368.88 40,913.16 none
none none none none

TotaL _______________________________ $ 273.722.86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BUENA VISTA LOAN & SAVINGS BANK

Buena Vista, Ga.

As called for by the Superintendent of Banks.

Wm. C. WOOTEK,

0. H. LEWIS,

President.

Cashier.

Date of Charter: 1889

Began Business: 1889

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned...... .. Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned........ .. Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other banks..................... .. COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._..__. Advance on Cotton and other
Commodities...... ______ ......... . Customers Liability on Letters of
Credit and Accepfances......... . Profit and Loss.................... . Other Resources................... .
Total ...............................$

152,959.38
none 4,246.39 6,658.12 13,271.85
99,683.46
none none none none none none none
276,819.20

LIABILITIES:
Capital Stock.......................$ SUn>lus Fund...................... . Undivided Profits.................. Reserve Funds..................... . Due to Banks...................... . Dividends Unpaid................ .. Cashiers Checks .................. . Certified Checks................... . Demand Deposits.................. . Time Certificates of Deposit..... .. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills PaYable...................... .. Notes and Bills Rediscounted.... . Other Liabilities.................. ..

30,000.00 40,000.00 4,573.14
667.73 none 174.50 241.14 285.62 104,154.43 96,722.64 none
none none none none

TotaL ......... __ . __ .. __ .. __ .. __ ....$ 276,819.20

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF BUFORD

Buford, Ga.

As called for by the Superintendent of Banks.

L. P. P,\TTILLO,

CARL PERRY,

}'resident.

Cashier.

Date of Charter: 189~

Began Business: 1893

RESOUHCES:

Loans and Discounts ..............$ 235,868.69

Certificates of Indebtedness and

Bonds and Stocks owned........ 62,255.75

Banking House and LoJt _________ __ 36,127.34

Furniture and Fixtures ......... .. 11,560.99

Other Real Estate owned.......... 39,341.22

Cash in Vault and amounts due

from approved Reserve Agents.. 82,384.63

Checks for Clea:ring and Due from

other Banks......................

99.30

Cash Items.......... ________ ....... .

718.52

Overdrafts (if any) ________________ _ 1,757.32

Advance on Cotton and other

Commodities...................... 30,266.84

Customers LiabiliW on Letters of

Credit and Acceptances........ ..

none

Profit and Loss.............. -------

none

Other Resources.................. ..- - -no-ne

TotaL .............................. $ 500,380.60

LIABILITIES:
Capital Stock.......................$ Surplus Fund...................... . Undivided Profits.................. Reserve Funds.................... .. Due to Banks..................... .. Dividends Unpaid................ .. Cashiers Checks.................... Certified Checks.................. .. Demand Deposits.... __________ ... .. Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills PaYable...................... Notes and Bills Rediscounted.... . Other Liabilities....................

25,000.00 10,000.00 2,082.49 30,000.00
none none 706.48 none 222,070.39 97,652.23 112,869.01
none none none none

TotaL ........ -------.---- .... --- ...$ 500,380.60

26

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

SHADBURN BANKING CO.

Buford, Ga.

As called for by the Superintendent of Banks.

MRS. KATE ALLEN SHADBURN,

E. A. WILBANKS,

President.

Cashier.

Date of Charter: 1-23-1901

Began Business: 2-11-1901

RESOURCES:

Loans and Discounts..............$ 196,878.56

Certificates of Indebtedness and

Bonds and Stocks owne<L......

none

Banking House and Lot-----------

none

~~t~~tfl~iit~~~ecC::::::::

4,072.83 37.282.59

Cash in Vault and amounts due

from approved Reserve Agents.~ 67,153.49

Checks for Clearing and Due from

CaosthheIrteBmasn..k_s_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__

283.15 1,551.13

Overdrafts (if anYl---------- 1,500.75

Advance on Cotton and other

Commodities.------------------- 7. 713.78

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

POrtohfeirt TotaL

aRnedsoLuorcses.s..-.-.-..--_-_-_-_-__-_-_-_-_-_-_-_-_--_
_______________________________ -$

none
- -no-ne
316,436.28

LIABILITIES:
Capital Stock.......................$ US unrdpivl uids eFduPnrdo.f.-i t-s- -. -. -. -. -. -. -. -. -. -. -. -. -. -. -. -. -. -. Reserve Funds...................... DDiuveidtoenBdas nUkns-p-a-i-d--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Cashiers Checks.................... Certified Checks................... . Demand Deposits.................. . Time Certificates of Deposit...... .
~~Wer~so~~~~\\s aiiii: A:cceilfaiices
BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_._._.__._._._._._. ._ NOothteesr aLniadbBiliitlilessR._e_d__i_s_c_o__u_n_t_e__d_._._._.._

40,000.00 17,000.00 6,676.87 3,844.63
none none 1,591.42 none 118,277.90 32,892.30 96,153.16 none none none none

TotaL. _________ ._. _____________ ..... $ 316.436.28

STATEMENT

Showing condition at the close of Business Dect"mber 31, 1928, of tht"

CITIZENS STATE BANK

Butler, Ga.

As called for by the Superintendent of Banks.

C. H. NEISLER,

L. R. ADA~IS,

President.

Cashier.

Date of Charter: 9-4-1926

Began Business: 9-4-1926

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned....... . Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned......... . Cash in Vault and amounts due
from approved Reserve Agents.. Choethckesr fBoarnCklse.a.r..in..g. _a_n__d__D__u__e__fr_o__m_ COavsehrdIrtaefmtss(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-__-_-_-____ AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances......... . Profit and Loss.................... . Other Resources.................... TotaL ..... _________________________ $

42,213.59 none none
1,525.00 375.00
40,821.76 none none none
2.272.63 none none none
87,207.98

LIABILITIES:
Capital Stock.......................$ Surplus Fun<L..................... . Undivided Profits.............. ---Reserve Funds..................... . Due to Banks----------------------Dividends Unpai<L.---------------CCearsthiifeierds CChheecckkss._._._._._._._._.__._._._._._._._._._. ._ Demand Deposits__________________ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it_._._._._._. _. Letters of Credit and Acceptances
exCuted for Customers......... . Bills P~able_________________ .. ----Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 2,500.00
12.26 none none none 540.68 none 64,406.74 4, 748.30 none none none none none

TotaL------------------------------$ 87.207.98

DEPARTMENT OF BANKING

~7

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CAIRO BANKING CO.

Cairo, Ga.

As called for by the Superintendent of Banks.

0. T. DAVIS,

HENRY HESTER,

President.

Cashier.

Date of Charter: 11-~3-1903

Began Business: 1-1900

RESOURCES:

Loans and Discounts ______________ $ 319,683.28

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures ___________ _

none 5,555.43 4,014.30

Other Real Estate owned--------Cash in Vault and amounts due
from approved Reserve Agents __

none 49,556.55

Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,245.60 none none

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of Credit and Acceptances__________

none

POrtohfeirt aRnesdouLrcoess_s_-_-_-_-_--_-_-_-_-_-_-_-_--_-_-_-_-_-_-

5n0o0.n0e0

TotaL ______________________________-$ -380-,555-.16

LIABILITIES:
CSuarppiltuals SFtuoncdk.._______________________-_-_--_-_-_-_-_-_-___$
Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-__-_-_-_-_--------__-_-_-_-_---_Time Certificates of Deposit______ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_____ -_______ -_________ _ Notes and Bills Rediscounted..___ _ Other Liabilities_______ ------- __ ----

35,000.00 7,000.00 2,875.24 5,142.18
none none 496.87 none 159,650.86 120,390.01 none none none 50,000.00 none

TotaL _______________________________$ 380,555.16

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK

Cairo, Ga.

As called for by the Superintendent of Banks.

H. G. CANNON,

L. C. POWEL~

President.

Cashier.

Date of Charter: 12-3-1903

Began Business: 1-1-1904

RESOURCES!

Loans and Discounts ______________ $ 486,776.17

Certificates of Indebtedness and

B aBnoknidnsgaHnoduSsteoacnksd oLwont _e_d_-__-_-_-_-_-_- -_ Furniture and Fixtures___________ _

15,283.21 11,000.00 3,989.20

Other Real Estate owned_________ _

none

Cash in Vault and amounts due

from approved Reserve Agents-- 145,454.61

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s___-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

11,673.95 757.31 161.46

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

PCruCosrfteiotdmaitenradsnLLdoiAassbc_ic_le_i_tpy_t_a_on_nc__e_Ls__e___t_t__e___r__s_____o__f Other Resources_________________ _
TotaL _______________________________-$

none none
- -no-ne
675,095.91

LIABILITIES:
Capital Stock_______________________ $ Surolus Fund.._____________________ _
RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Due to Banks______________________ _
Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and acceptances
executed for Customers---------Bills Payable________ ---------------Notes and Bills Rediscounted____ _ Other Liabilities--------------------

50,000.00 18,000.00 15,029.77
none none 12.00 379.29 none 276,753.30. 239,921.55 none none 75,000.00 none none

TotaL _______________________________$ 675,095.91

28

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Cairo, Ga.

As called for by the Superintendent of Ba11ks.

THOMAS WIGHT,

A. EDWARDS,

President.

Cashier.

Date of Charter: 10-7-1910

Began Business: 10-10-1910

RESOURCES:

Loans and Discounts ______________ $ 372,419.55

Certificates of Indebtedness and Bonds and Stocks owned______ ,_
Banking House and Lot__________ _ Furniture and Fixtures___________ _

10,000.00 none
5,885.70

Other Real Estate owned.--------- 10,527.00

Cash in Vault and amounts due

from approved Reserve Agents-- 66,661.48

Checks for Clearing and Due from

CaosthheIrtebmans_k_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

2,651.96 1,379.03
336.57

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiaAbciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_

none

POrtohfeirt

aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
-

-

none
-no-ne

TotaL_ ----------------------------- 469.861.29

LIABILITIES:
Capital Stock______________________$ Surplus FUnd..--------------------Undivided Profits-----------------Reserve FUnds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks "-----------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m___er-s------------_-_-__--_ Notes and Bills Rediscounted____ _ Other Liabilities______________ ------

40,000.00 8,000.00 7,846.58 8,258.40 none none 1,927.67 none
238,656.36 76,887.29 88.284.99
none none none none

TotaL ______________________________$ 469,861.29

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF CAMILLA

Camilla, Ga.

As called for by the Superintendent of Banks.

.J. E. BROOKS,

B. H. HURST,

President.

Cashier.

Date of Charter: 1889

Began Business: 1889

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toIncdksebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ----------Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) __________ _ Advance on Cotton and other
Commodities___ ---- __ .. ------.-- .. CuCsrteodmiterasnLdiaAbciclietpYtaonnceLs_e_t_t_e_r_s___of_ Profit and Loss--------------------Other Resources.-------------------
TotaL ___________________________ ___$

159,115.81
37,839.27 14,500.00 6,500.00 22.711.70
69,021.41
2,732.73 none none
3,755.72
none none none 316,176.64

LIABlL!'riES:
Capital Stock_______________________ $ Surplus FUnd______________________ _
Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_------------Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable __ --------------------Notes and Bills Rediscounted.___ _ Other Liabilities_________ ----------_

50,000.00 none
1,399.37 none none none 509.50 none
161,903.83 24,958.06 77,405.88
none none none none

TotaL ____ ------------ _____________ .$ 316,176.64

DEPARTMENT OF BANKING

29

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

PLANTERS & CITIZENS BANK

Camilla, Ga.

As called for by the Superintendent of Banks.

G. B. COCHRAN, President.

,E. J. VANK, JR., Cashier.

Date of Charter: 5-24-1913

Began Business: 5-\!4-1913

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__._-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrense-d-_-_-_-_-_-_-_-_-_-_ Cash in Vault and amounts due
from aiJproved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-__--_ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d___ o--t-h-e--r CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f Profit and LOSS--------------------Other Resources--------------------
TotaL ______________________________$

130,128.00
100.00 10,000.00 6,000.00
none
47,238.39
4,222.08 433.09
none
none
none none none
198,121.56

LIABILITIES:
Capital Stock_______ ------------ ____ $ Surplus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------CCaesrthiifeiersd CChheecckkss.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings DePosits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities___ ----------------_

50,000.00
none
983.27
none none none
1,233.00
none
95,905.96 23,894.48 26.104.85
none none none none

TotaL _____ -------.-- ________________ $ 198,121.56

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS BANK

Canon, Ga.

As called for by the Superintendent of Banks.

B. F. CREE~

M. C. BOWER~

President.

Cashier.

Date of Charter: 11-3-1919

Began Business: 11-3-1919

RE30URCES:

Loans and Discounts--------------$ 66.982.35

CeBrotinfidcsataensdoSf toIncdkes botwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

none
3,500.00 2,450.00
3,198.26

Cash in Vault and amounts due

from approved Reserve Agents__ 19,063.20

Checks for Clearing and Due from

other Banks-------------- _______ _

none

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

59.60
none

AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs_e_t_t_e_r_s___o_f

none

POrtohfeirt aRnedsoLuOrcSesS_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

none none

T

otaL

_______________________________

-$

---
95,253.41

LIABILITIES:
Capital Stock_______________________ $
Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------DDuiveidtoenBdasnUknsi->-a--id--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities_______ -------------

2 5,000.00 1,250.00 5,008.39
none none none
1,312.48
none
53 . 870.92 6,960.54
none
none none none
1.851.08

TotaL _______________________________ $ 95,253.41

l !

30

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

ETOWAH BANK

Canton, Ga.

As called for by the Superintendent of Banks.

OLIN FINCHER,

N. A. THOMASON,

President.

Cashier.

Date of Charter: 1-22-1927

Began Business: 1-29-1927

RESOURCES:
Loans and Discounts ______________$ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot.......... Furniture and Fixtures............ Other Real Estate owned......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn.k..s...-.-.-.-.-.-.-.-_-_-_-_-_-_-_-_-__-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamnmceodoitniesC..o..t.t.o.n. __a__n_d____o_t_h__er_ Customer~ Liability on Letters of
Credit and Acceptances......... . Profit and Loss--------------------Other Resources.-------------------
TotaL . . . ----------~--------. ___ . . __ .$

89,031.62 77,702.96 6,000.00 2,235.00
none 233,143.33
3,219.58 115.64 none none none none 150.00
411,598.13

LIABILITIES:
Capital Stock.______________________$
Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.................. Cashiers Checks.................... Certified Checks................... . Demand Deposits------------------Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers......... Bills PaY~ble...... -------- .. ---- .. -Notes and Bills Rediscounted..... Other Liabilities............. ------.

25,000.00 3,000.00 1,040.75
380.00 none 2,000.00 409.20 none 294,873.19 56,595.38 28,299.61 none none none none

TotaL ..............................$ 411,598.13

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF CANTON

Canton, Ga.

As called for by the Superintendent of Banks.

R. T. JONES,

W. S. ELLIOTT,

President.

Cashier.

Date of Charter: 11-1892

Began Business: 12-21-1892

RESOURCES:

Loans and Discounts .............$ 738,692.55

Certificates of Indebtedness and

Bonds and Stocks owned....... . 294,694.08

Banking House and Lot......... .. 28,573.00

Furniture and Fixtures.......... .. 6,371.00

Other Real Estate owned........ .. 2,302.99

Cash in Vault and amounts due

from approved Reserve Agents.. 516,657.02

Checks for Clearing and Due from

other Banks.................... .. 1,438.80

Cash Items......................... .

181.02

Overdrafts (if any)............... .. 1,983.06

Advance on Cotton and other

Commodities..................... .

none

Customers LiabilitY on Letters of

Credit and Acceptances......... .

none

Profit and Loss................... ..

none

Other Resources................... .- - -40-.00

TotaL.-------------------- .........$ 1,590,933.52

LIABILITIES:
Capital Stock.... ------------- ......$ Surplus Fund..................... .. Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid................ .. Cashiers Checks.................... Certified Checks.......... ---------Demand Deposits................. .. Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and acceptances
executed for Customers.......... Bills Payable....................... . Notes and Bills Rediscounted..... Other Liabilities....................

100,000.00 100,000.00 54,937.06
none 9,618.16
none 2,629.67
none 734,609.64 472,017.00 117' 121.99
none none none none

TotaL ............ ____ .. _...........$ 1,590,933.52

l

DEPARTMENT O-F-B-A-N--K-IN--G-----------------81--

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PEOPLES BANK

Carrollton, Ga.

As called for by the Superintendcn l of Banks.

G. W. FLEMING,

G. C. COOK,

President.

Cashier.

Date of Charter: 11-1909

Began Business: 12-1-1909

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BBanoknidnsgaHnoduSsteoacnksd oLwont_e_d_._._-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrense-d--..--__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fboarnCklse_a_r_i_n__g__a_n__d__D__u_e__f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CPruCosrfteoitdmaitenardsnLLdoiAasbsc_icl_ei_tp_Y_t_w_o_wn__e_Ls__e___t_t__e___r__s____o_ _f_ Other Resources..------------------
TotaL.-----------------------------

254,625.45 303,750.83
none 4,800.00 10.824.95 232,947.33 14,158.83 1,104.23
none none none none 4,407.07 826,618.69

LIABILITIES:
Capital Stock_______________________ $
Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid-----------------Cashiers Checks ------------------ Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------LeetxteecrsuotefdCfroerdCituasntdomAecrcse_p_t_a__n_c_e__s _ Bills Payable_______________________ _ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d-.-.-.-.-.-.

60,000.00 12,000.00 5,714.27
none none 2,400.00 1,104.59 none 551,326.42 25,274.52 168,798.89 none none none none

TotaL ______________________________ $ 826,618.69

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF CAVE SPRING

Cave Spring, Ga.

As ealled for by the Superintendent of Banks.

A.~- TUMLIN,

L. T. ROUNTREE,

President.

Cashier.

Date of Charter: 10-25-1905

Began Business: 12-4-1905

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ FOuthrneirtRureealaEndstFatiextouwrensed--_-_-_-_-_-__-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(-if--a-n--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advamce on Cotton and other
Commodities... ------------------Customers LiabilitY on Letters of
Credit and Acceptances.-------Profit and Loss--------------------Other Resource.s-------------------
TotaL ______________________________ $

76,221.03 none
1.770.00 2,880.00 7,776.86 48,371.48
none none none none none 4,192.77 none 141,212.14

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund.._______ --------------Undivided Profits-----------------Reserve Funds_____ ----------------Due to BankS----------------------Dividends Unpaid-----------------CCearsthifieierds CChheecckkss._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ TDiemmeaCnedrDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted.... Other Liabilities.------------------

25,000.00 25,000.00
none none 246.32 none 834.25 none 68,134.32 21,997.25 none none none none none

TotaL .... _______ . _______________ ... $ 141.212.14

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE COMMERCIAL BANK OF CEDARTOWN

Cedartown, Ga.

As called for by the Superintendent of Banks.

R. 0. PITTS,

E. L. HENDERSON,

President.

Cashier.

Date of Charter: 10-16-1889

Began Business: 12-11-1889

RESOURCEs:

Loans and Discounts.............. $ 1,049,203.66

Certificates of Indebtedness and

Bonds and Stocks owned.........

805.00

Banking House and Lot........... 24,700.40

FUrniture and Fixtures____________

none

Other Real Estate owned.... ______ 25,526.71

Cash in Vault and amounts due

from approved Reserve Agents.. 309,968.77

Checks for Clearing and Due from

CaosthheIrteBmasn.k..s.-.-_-_-_-__-_-_-_--.-.-.-.-.-..--__-_--..--. Overdrafts (if any) ________________ _

21,556.51 5,457.24 9,682.94

Advance on Cotton and other Commodities........ _........ __ .. .

none

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss.. -------------------

none

Other Resources..... ______ ._. _____ . _ _ _n_o_n_e

TotaL _____________________________ $ 1,446,901.23

LIABILITIES:
Capital Stock.... ______ -------- ____ .$ SUunrdpilvui ds eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Reserve FundR---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss-..-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit...... _ Savings Deposits.. ____ ------ __ ----Letters of Credit and Acceptances
executed for Customers.. ______ __ Bills Payable... ----- __________ -----NOothteesr aLniadbBiliiltlisesR__e_d__i_s_c_o__u_nted.....

140,000.00 200,000.00 105,572.55
none 1,645.76 11,200.00 3,753.95
none 769,619.29
none 215,109.68
none none none none

TotaL ..... _________________________ $ 1,446, 901.23

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Charing, Ga.

As called for by the Superintendent of Banks.

S. GARRETT,

H. G. PYE,

President.

Cashier.

Date of Charter: 9-21-1912

Began Business: 11-6-1912

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ . Banking House and Lot----------FOUthrenritRureealaEndstaFtiextouwrense-d-_-.--__-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.... ------------------ Cash Items..... ____ ----------------Overdrafts (if any) .. ___ ...... ___ .. . Advance on cotton and other
Co=odities.. ------------------Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and LOSS--------------------Other Resources--------------------
TotaL. _____________________________ .$

39,277.89 11,427.01 1,200.00 2,000.00
none 24,427.34
none none none 11,094.03 none 337.31 484.35 90,247.93

LIABILITIES:
Capital Stock...... ___________ ...... $ SUunrdpilvuids eFduPnrdo.f.i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Reserve Funds---------------------DD ui vei dt oe nBdas nUkns -p-a-i-d- -_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_- -_ Cashiers Checks.. _________________ _ Certified Checks.. _. ___ ._ .. _. ______ _ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits. _________________ _ L eetxt eecr su toefdCf or er dCi tuas tnodmAe rcsc_e_p__t_a_n_c__e s_ Bills Payable....................... Notes and Bills Rediscounted..... Other Liabilities....... ________ ----.

15,000.00 8,000.00 2,222.95
none none none 179.30 none 32,328.87 32.516.81 none none none none none

TotaL _______________________________$ 90.247.93

DEPARTMENT OF BANKING

38

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

COHUTTA BANKING CO.

Chatsworth, Ga.

As called for by the Superintendent of Banks.

C. N. KING,

T. W. BROOKS,

President.

Cashier.

Date of Charter: 7-17-1905

Began Business: l-!l4-1906

RESOURCES:

Loans and Discounts ______________ $ 118,856.90 CeBrotinfidcsataensdoSftoIncdksebotwednneeds__s__a__n_d_ 2,000.00

Banking House and Lot----------- 1,915.31

FOuthrneirtuRreeaal EndstaFtiextouwrneesc-:-L-_-_-_-_-_-_-_-_--_

3,614. 76 11,439.56

Cash in Vault and amounts due

from avproved Reserve Agents-- 50,234.90

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_ Overdrafts (if any) ________________ _ Advance on Cotton and other

none 187.40 2,283.73

Commodities--------------------Customers LiabilitY on Letters of
Credit and Accevtances__________

6,157.50 none

POrtohfeitr aRnesdouLrcoess_s_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--__-_

535.33 1,368.27

TotaL ______________________________-$ -198-,593-.66

LIABILITIES:
Capital Stock______________________ $ Surplus Fund _____________________ _ Undivided Profits-----------------RDe1seertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_ Dividends Unpai<L----------------CCaesrhtiif~iresd CChheecckkss-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Demand Deposits------------------TSaimviengCserDtiefpicoastietss_o__f_D__e__v_o__s_i_L__-_____. __ Letters of Credit and Acceptances
executed for Customers---------Bills Payable_______ ---------------_ Notes and Bills Rediscounted____ _ Other Liabilities_____ ---------------

15,000.00 3,000.00
none none none none 200.35 none 127,956.97 51,032.62 1,400. 72 none none none none

TotaL _______________________________ $ 198.593.66

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF CHICKAMAUGA

Chickamauga, Ga.

As called for by the Superintendent of Banks.

C. M. PRESTON,

J. C. SHELTON,

President.

Cashier.

Date of Charter: !l-16-1910

Began Business: 5-1Q-1910

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot__________ _ FUrniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-_ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_
Customers LiabilitY on Letters of Credit and Accevtances__________

236,151.31 none
6,500.00 1,500.00 6,520.06 29,035.50 1,909.36
none 179.37 none none

Profit and Loss---------------------

none

Other Resources-----------------_ _4_._61_4_.7_3

TotaL ______________________________ $ 286,410.33

LIABILITIES:
Capital Stock______________________$ Surplus Fund______________________ _
Undivided ProfitS-----------------RDeuseertvoeBFaunnkdss.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ CDaivsihdieenrsdsChUencvkasi_<__L_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.______ ------- _____ _ TDiemmeaCnderDtifeipcoatseitsso--f--D--e-v-o--s-i-t-_-__-_-_-_--_ Savings Deposits.-----------------LBeieltxltseecrPsuatyoefadbCfloreer_d_C_i_tu_sa_t_no_d_m__ea_rc_s_c__e__v____ta____n__c___e_s__ Notes and Bills Rediscounted____ _ Other Liabilities_______ ------- ____ _

50,000.00 12,500.00
257.41 none none none 1,966.03 none 115,197.39 21,332.64 85,156.86 none none none none

TotaL ______________________________ $ 286,410.33

.....-------------------------- --

84

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Chipley, Ga.

As called for by the Superintendent of Banks.

HENRY ZACHRY,

ROY ASKEW,

President.

Cashier.

Date of Charter: 3-22-1909

Began Business: 3-19-1909

RESOURCES:

Loans and Discounts..............$ 59,839.49

Certificates of Indebtedness a.nd

Bonds and Stocks owned....... .

none

Banking House and Lot.......... . 2.600.00

Furniture and Fixtures........... . 4.900.00

Other Real Estate owned......... . 10,700.00

Cash in Vault and amounts due

from approved Reserve Agents.. 31.473.70

Checks tor Clearing and Due from

other banks........ ------

634.15

Cash Items.......... _.............. .

none

Overdrafts (if any) .. ----

-21.90

Advance on Cotton and other

Commodities..................... . 5,944.91

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss.................... .

none

Other Resources.................. ..- - -no-ne

TotaL................. _.............$ 116.114.15

LIABILITIES:
Capital Stock.......................$ Surplus Fund....................... Undivided Profits.................. Reserve E'unds...................... Due to Banks..................... .. Dividends Unpaid................. . Cashiers Checks ................... CDeermtiafinedd DCehpeocksist.s._._._._._._._._._._._._._._.__._._. ._ Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable......... _............. . Notes and Bills Rediscounted..... Other Liabilities....................

25.000.00 none
1.530.46 none none none 684.37 none
65,723.55 22.154.37 1.021.40
none none none none

TotaL...............................$ 116.111.15

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

HABERSHAM BANK

Clarkesville, Ga.

As called for by the Superintendent of Banks.

J. A. ROBERTSON,

W. S. WHITWORTH,

President.

Cashier.

Date of Charter: 1904

Began Business: 1904

RESOURCES:

Loans and Discounts ..............$ 127.783.94

Certificates of Indebtedness and

Bonds and Stocks owned...... .. 42,548.49

Banking House and Lot.......... . 7.500.00

Furniture and Fixtures .......... . 2.762.00

Other Real Estate owned.. _. _____ _ 2,500.00

Cash in Vault and amounts due

from approved Reserve Agents-- 58.259.64

Choetchkesr fBoar nCklsea__r_i_n_g__a_n__d__D__u__e_f_r_o__m_

none

COavsehrdIrtaefmtss(-i-f-a-ny--)-__-_-__-__-_-_-_-___-_-_-_-_

none none

Advance on Cotton and other

Commodities_____ .. -.------ .. ---.-

none

Customers LiabilitY on Letters of

Credit and Acceptances...------

none

POrtohfeitr

aRnedsoLuorcseSs..-.-.-.-.-.-..-.-.-.-.....-.-...-

-

none
-no-ne

TotaL ..............................$ 241.354.07

LIABILITIES:
Capital Stock.......................$ Surplus Fund ..................... . Undivided Profits.................. Reserve Funds.................... .. Due to Banks._.......... _________ __ Dividends Unpaid_________________ _ Cashiers Checks.................... Certified Checks................... . Demand Deposits.... -----------Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable_ ..................... . Notes and Bills Rediscounted..... Other Liabilities................... .

25.000.00 none
5,038.20 none none none 345.48 none
99.110.29 Ul,860.10
none none none none none

TotaL..............................$ 241,354.07

DEPARTMENT OF BANKING

35

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK OF CLAXTON

Claxton, Ga.

As called for by the Superintendent of Banks.

R. R. TIPPINS,

ROY SMITH,

President.

Cashier.

Date of Charter: 1919

Began Business: 1919

RESOURCES:

Loans and Discounts--------------$ 119,821.79

Certificates of Indebtedness and

Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _

2,600.00 8,000.00 4,394.00

Other Real Estate owne<L________ _ 3,950.00

Cash in Vault and amounts due

from approved Reserve Agents-- 47,455.02

Checks for Clearing and Due from

CaosthheIrteBmasn..k_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

2.683.05 none 201.49

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f

none

OPrtohfeirt RanesdoLurocsess-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL

_______________________________-$

---
189.105.35

LIABILITIES:
Capital Stock_____ --------------- ___$ Surplus Fun<L.--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified CheckS--------- __ --------Demand Deposits------------------Time Certificates of Deposit.____ __ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__t_o_m__e__r_s_-_------------_-_-_ Notes and Bills Rediscounted____ _ Other Liabilities--------------------

30,000.00 6,000.00 5,229.62
none none none 2,213.19
6.00 78,744.39 51,904.77 15,007.38
none none none none

TotaL _______________________________ $ 189.105.35

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF CLAYTON

Clayton, Ga.

As called for by the Superintendent of Banks.

J. C. DOVER,

T. A. DUCKETT,

President.

Cashier.

Date of Charter: 6-30-1904

Began Business: 7-1-1904

RESOURCES:

LIABILITIES:

Loans and Discounts--------------$ 228.219.20

Certificates of Indebtedness and

Bonds and Stocks owned_______ _ Banking House and Lot__________ _

33,350.00 4,000.00

Furniture and Fixtures___________ _ 1.100.00

Other Real Estate owned_________ _ 2,032A4

Cash in Vault and amounts due

from approved Reserve Agents __ 158,271.27

Choetchkesr fBoarnCklse_a_r_i_n__g__a_n__d__D__u_e__f_r_o__m_ 1,600.00

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 427.56

AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit and Acceptances_________ _

none

POrtohfeirt

aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
-

-

none
-no-ne

TotaL ______________________________ $ ~29.000.47

Capital Stock____ -------------- _____ $ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-----_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Cashiers Checks-------------------Certified Checks--------------- ____ _ Demand Deposits------------------Time Certificates of Deposit_____ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable_____ ------------------Notes and Bills Rediscounted____ _ Other Liabilities... __ -_------ ____ ---

25,000.00 10.000.00 6,097.94 6,588.89
none none 1.322.06 none 177,888.08 202,103.50 none none none none none

TotaL ______________________________$ 429,000.47

------------

TH t_ L. [.:. -
THE GENERAL LIBRARY T E UNiVL:fL i \'
THE UNIVERSITY OF GEORGI~
STATE LIBRARY GIFT 1938
ATHENS, GEORGIA

86

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CLERMONT BANKING CO

Clermont, Ga.

As called fm; by the Superintendent of Banks.

J. M. HAYNES,

W. V. GRANT,

President.

Cashier.

Date of Charter: 6-1912

Began Business: 2-1918

RESOURCES:
Loans and Discounts.... __________$ Certificates of Indebtedness and BBanoknidnsgaHnoduSsteoacknsdoLwont_e_d_._._._.__._._. ._ FOuthrneirtRureealaEnsdtaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of P rCorfei tdaitnadnLdoAssc.c_e__p_t_a_n_c__e_s_._._._._._._._._. ._
Other Resources-------------------TotaL ______________________________$

27,509.34
none
1.461.34 1,956.75 1,250.00
63,534.23
535.02 20.61 19.59
none
none none none
96,317.38

LIABILITIES:
CS uarppi tlauls SFtuoncdk....-. _-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_S Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdsanUknsp--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits------------------Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_._.__._._._._._._. ._ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d_._._._.._

15,000.00 3,000.00
953.65
none none
909.00 247.47
none
55,867.68 20,339.58
none
none none none none

TotaL ______________________________$ 96,317.38

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

WHITE COUNTY BANK

Cleveland, Ga.

As called for by the Superintendent of Banks.

J. W. H.UNDERWOO~

F. G. MAUNE~

President.

Cashier.

Date of Charter: 9-22-1909

Began Business: 10-4-1909

RESOURCES:

Loans and Discounts.............. $ 109,535.47

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_.__._._._._._. ._

6,294.97 2,026.05

Furniture and Fixtures-----------Other Real Estate owned......... .

2,775.76 1,620.00

Cash in vault and amounts due

from approved Reserve Agents.. 55,133.17

Checks for Clearing and Due from

COaovsethhrdeIrrtaeBfmtassn.(k.if.s.a-.-.n--y---)---_--_--_--_--_--_--_--__--_--_--_--_--_~-_--_----_

634.24
145.82 399.61

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

none

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss.--------------------

none

TOothtearLR__e_s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -178-,935338-..1276

LIABILITIES:
Capital Stock_______________________ $ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p-o--s-i-t-.-.-.-..-.--_ LSaevttienrgssoDf eCproesdiitts-a-n--d--a-c--c-e-p-t-a--n-c-e-sBiel xl es cP utae~ dbfJoer_C__u__s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_-_-_ Notes and Bills Rediscounted..... Other Liabilities....----------------

15,COO.OO
none
1,257.32
none none none
2.129.74
none
63,217.23 97,348.97
none
none none none none

TotaL------------------------------- 178,953.26

DEPARTMENT OF BANKING

37

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

COCHRAN BANKING CO.

Cochran, Ga.

As called for by the Superintendent of Banks.

J. P. PEACOCK,

J. E. COOK,

President.

Cashier.

Date of Charter: 3-9-1899

Began Business: 3-9-1899

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and "'Bonds and Stocks owned..______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs.e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources-------------------TotaL _______________________________$

428,963.74 none
5,500.00 4,831.50 36,478.51 68,914.90
none 3,000.07
none 1,821.67
none none 11,569.87 558,380.26

LIABILITIES:
Capital Stock_______________________$ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other Liabilities--------------------

75,000.00 75,000.00 1,079.75 6,823.11
none 3,750.00
585.00 70.00 215,350.02 159,979.13 none none 20,743.25 none none

TotaL ______________________________ $ 558.380.26

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

STATE BANK OF COCHRAN

Cochran, Ga.

As called for by the Superintendent of Banks.

T. W. FISHER,

L. S. LEACH,

President.

Cashier.

Date of Charter: 12---21-1921

Began Business: 1-5-1922

RESOURCES:

Loans and Discounts--------------$ 81,910.83

CeBrotinfidcsataensdoSf toI ncdkse botwe dnneeds_s___a__n_d_ Banking House and Lot__________ _

9,000.00 3,816.67

Furniture and Fixtures ----------- 2,712.55

Other Real Estate owned---------- 6,500.00

Cash in Vault and amounts due

from approved Reserve Agents-- 27,535.64

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,858.79 165.00 none

Advance on Cotton and other

Commodities---------------------- 2,731.93

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.e_t_t_e_r_s__o_ _f Profit and Loss____________________ _

none none

Other TotaL

_R_e__s_o_u__r_c_e_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-l36,-2naoL-n41e

LIABILITIES:
Capital Stock_______________________$
Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_ BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-.-_-__--_ Other LiabilitiBS-------------------

25,000.00 10,000.00 4.676.39
none
1n7o7 .noeo
685.74 none 70,424.01 22,094.75 3,173.52 none none none none

TotaL __ ----------------- ___________ $ 136,231.41

38

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF COLLEGE PARK

College Park, Ga.

As called for by the Superintendent of Banks.

G. F. LONGINO, JR.,

F. W. COOPER,

President.

Cashier.

Date of Charter: 11-10-1910

Began Business: 11-10-1910

RESOURCES:

Loans and Discounts ..............$ 268,289.21

Certificates of Indebtedness and

Bonds and Stocks owned...... ..

none

Banking House and Lot........... 10,344.85

FUrniture and Fixtures............ 2,739.34

Other Real Estate owned.......... 6.378.81

Cash in vault and amounts due

from approved Reserve Agents.. 139,039.22

Checks for Clearing and Due from

other Banks......................

none

Cash Items........................ ..

346.89

Overdrafts (if any) ................ ..

none

Advance on Cotton and other

Commodities..................... .

none

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss.................... .

none

Other Resources.................. ..- - -123-.40

TotaL ..............................$ 427,261.72

LIABILITIES:
Capital Stock.......................$ Surplus Fund...................... . Undivided Profits................ .. Reserve Funds.................... .. Due to Banks................ __ .... . Dividends Unpaid.................. Cashiers Checks.................... Certified Checks................... . Demand Deposits................... Time Certificates of Deposit....... Savings Deposits .................. . Letters of Credit and Acceptances
executed for Customers........ .. Bills Payable.... __ ... _............. . Notes and Bills Rediscounted.... . Other Liabilities....................

25.000.00 25.000.00 4,050.43
none none
6,250.00 611.75 8.13
235.339.67
none
131.001.74
none none none none

TotaL ..............................$ 427,261.72

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF COLLINS

Collins, Ga.

As called for by the Superintendent of Banks.

W. H. YEOMANS,

J. D. BREWTON,

President.

Cashier.

Date of Charter: 10-14-1905

Began Business: 9-1-1905

RESOURCES:

Loans and Discounts..............$ 49,432.60

Certificates of Inde\Jtedness and

Bonds and Stocks owned....... .

none

Banking House and Lot........... 3,000.00

Furniture and Fixtures............ 2.046.34

Other Real Estate owned......... . 10,364.89

Cash in Vault and amounts due

from approved Reserve Agents.. 10,984.57

Checks for Clearing and Due from

other Banks..... __ .. _........ _.. __

none

Cash Items.......... -............ __ _

none

overdrafts (if any) ............... ..

19.05

Advance on cotton and other

Commodities. . . . . . . . . . . . . . . . . . . . . .

none

Customers LiabilitY on Letters of

Crcedit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources....................- - -454-.90

TotaL ..............................$ 76,302.35

LIABILI1'1ES:
Capital Stock.......................$ 3urplus Fund...................... . Undivided Profits.......-...-...... Reserve Funds..................... . Due to Banks....................... Dividends Unpaid................. . Cashiers Checks.................... Certified Checks.................. .. Demand Deposits................... Time Certificates of Deposit...... . Savings Deposits................. .. Letters of Credit and Acceptances
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted.... . Other Liabilities....................

15,000.00 1,250.00 1,197.57
none none none
398.17
none
25,673.65 32,774.15
none
none none none
8.81

TotaL_______________________________ $ 76.302.35

DEPARTMENT OF BANKING

39

STATEMENT

Showing condition at the close of Business December 31, I928, of the

CITIZENS BANK

Colquitt, Ga.

As called for by the Superintendent of Banks.

F. E. FUDGE,

G. C. JINKS,

President.

Cashier.

Date of Charter: 3-~4-19~4

Began Business: 4-~1-19~4

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Ba,nking House and LoL ________ _ FUrniture and Fixtures___________ _ Other Real E.state owned_________ _ Cash in V<tult and amounts due
from approved Reserve Agents-Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Ove.rdrafts (if any) ________________ _
AdCv,o<mtncm'eodoitniesC__o__t_to--n___a__n_d____o_t_h-e--r
CuCsrteodmitearsnLdiAabciclietvYtaonnceLs_e_t_t_e_r__s__o_f
Profit and Loss-------------------Other Resources--------------------

81,225.71 none none 750.00 none
48,209.47 20,973.56
none none 8,422.00 none none none

TotaL------------------------------$ 159,580.74

LIABILITIES:
Capital Stock________________ ------_$ Surplus Fund______________________ _ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCearsthifiieerds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dema.nd Deposits__________________ _ Time Certificates of DevosiL ____ _ Savings Devosits __ ----- _--------- __ Letters of Credit and Accevtances
executed for Customers_________ _ Bills PaYable_______ ------- __ -------Notes and Bills Rediscounted____ _ Other Liabilities___________________ _

25,(XX).00 5,(XX).00 1,088.38 2,569.11
none 600.00 3,221.86 none
82,464.64
16,171.18 23,465.57
none none none none

TotaL. _____________________________ $ 159,580.74

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

COLUMBUS BANK & TRUST COMPANY

Columbus, Ga.

As called for by the Superintendent of Banks.

W. C. BRADLEY,

H. B. PATTERSON,

President.

Treasurer.

Date of Charter: 1~-4-1888

Began Business: 4-1889

RESOURCES:

Loans and Discounts--------------$ 2,679,615.90

CeBrotinfidcsaatensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _

1,117,970.90 166,099.72 45,110.91

Other Real Estate owned.________ _ 3,900.00

Cash in Vault and amounts due

from avvroved Reserve Agents-- 256,096.02

Checks for Clearing and Due from

other Banks---------------------- 18,354.16

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamnmceodiotines,_C_o__t_to__n___a__n_d____o_t_h__e_r

non~

CuCsrteodmiterasnLdiAabcicleivtYtanocnesL,_e_t_t_e_r_s__o_ _f

none

Profit and LOSS---------------------

none

Other Resources-------------------- 13,944.77

TotaL------------------------------$ 4,301,092.38

LIABILITIES:

Capital Stock ______________________$ 250,(XX).00

Reserve for branches-------------- 61,048.48

Surplus Fund----------------------- 138,951.52

Undivided Profits------------------ 45,904.44

Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencvkasi_d__.-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ Demand Deposits._________________ _

41,224.5Z none 80.00
1,943.51 none
404,087.61

TSaimvienCgserDtiefpicoastietss_o__f_D__e_v__o_s_i_t_-_-_-_-_-_--_

596,166.90 2,661,685.40

Letters of Credit and accevtances

executed for Customers----------

none

Bills PaYable------------------------ 100'(XX).00

NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e__d_._.____ __

none none

40

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE HOME SAVINGS BANK

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

M. L. PAITERSON, JR.,

President. Date of Charter: 12-1888

Treasurer. Began Business: 4-1903

RESOURCES:

Loans and Discounts _____________ _ 1,270,080.72

CeBrotinfidcsataensdoSftoInckdsebotwendenc:eLs_s__a__n_d_ Banking House and Lot__________ _

379,622.50
none

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_

1,123.95 72,555.96

Cash in Vault and amounts due

from aD:Droved Reserve Agents __ 52,306.98

Choetchkesr fboarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_ Cash Items..________________________ _ Overdrafts (if any) ________________ _

6,148.37
none
273.00

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabccilei:tDytaonnceLs_e_t_t_e_r_s__o_ f_

none

POrtohfeirt RanedsoLuOrcSesS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_

none
16,200.81

TotaL ______________________________$ 1, 798,312.29

LIABILITIES:

CSua:rDoiltuals SFtuonckd________________-_-_-_-_-_-_-_-_-_-_-_________$

100,000.00 65,000.00

Undivided Profits------------------ 20,225.08

Reserve Funds---------------------- 12,100.00

DDiuveidteonBdsanUkns:-D-a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
4.002.00

CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

none none

TDiemmeaCnderDtifei:cDaotessitSof--D--e-:-D--o-s-i-t-_-__-_-_-_--_

none
44,146.27

Savings De:Dosits_ ------------------ 1,445,002.74

LeetxteecrsutoefdCfroerdCituasntodmAecrcse_:D__t_a_n_c__e_s_

none

BNOiotlhtlesesrPaLanyiadabbBilleii_lt_li_se_s_R_-_e-_-d_-_i-s_-_c-_o-_-u_-_n-_t-_e_-_d-_-__-__-___--__

60,000.00
none
47,816.20

TotaL_------ _______________________$ 1,798,312.29

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MERCHANTS & MECHANICS BANK

Columbus, Ga.

As called for by the Superintendent of Banks.

J. B. KEY,

J. A. HARLEY,

President.

Cashier.

Date of Charter: 1871

Began Business: 1872

RESOURCES:

Loans and Discounts--------------$ 1,997,667.26 Certificates of Indebtedness and
Bonds and Stocks owned._______ 44,162.29 Banking House and Lot___________ 60,000.00

Furniture and Fixtures ----------Other Real Estate owned.--------Cash in Vault and amounts due

25,000.00
none

from a:DI>roved Reserve Agents-- 250,709.96

Checks for Clearing and Due from

other Banks---------------------- 74,712.41

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1, 792.04 343.25

Advance on Cotton and other Commodities_____ -----------------
Customers Liability on Letters of Credit and Acce:Dtances__________

247,176.93
none

POrtohfeitr aRnesdouLrcoess_s_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-

nnoonnee

TotaL------------------------------S 2, 701,564.14

LIABILITIES:

Csua:rDoiltuals SFtuocnkd_.___________________-_-_--_-_-_-________-_- -_S

200,000.00 200,000.00

Undivided Profits------------------ 95,903.43

Reserve Funds----------------------

none

Due to Banks----------------------- 33,526.72

Dividends Un:Daid..----------------- 16,000.00

Cashiers Checks-------------------- 4,849.58

Certified CheckS--------------------

32.42

Demand De:DositS.------------------ 1,129,054.93

Time Certificates of De:DosiL----- 90,692.43

Savings De:Dosits------------------- 931,504.63

LeetxteecrsutoefdCforerdCituastnodmAercsc_e_:_D_t_a_n__c_es_

none

BNioltlessPaanydabBleil_l_s-R--e-d--i-s-c-o-u--n-t-e-d----_-__--_

none none

Other Liabilities-------------------

none

TotaL------------------------------S 2,701,564.14

DEPARTMENT OF BANKING

41

STATEMENT

Showing condition at the close of Business D;ecember 31, 1928, of the

MUSCOGEE BANK AND TRUST COMPANY

Columbus, Ga.

As called for by the Superintendent of Banks.

RHODES BROWNE,

JOHN W. WILLIS,

President.

Cashier

Date of Charter: 12-1913

Began Business: 1-1914

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_
CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_
Profit and LOSS--------------------Other Resources--------------------

798,598.11 8,428.50 none 14,472.20 28,304.35
140,023.37 52,115.85 2,945.04
313.27 none none none 33.24

TotaL _______ ------- ___ ---------- ___$ 1, 045,233.93

LIABILITIES:
Cai>ital Stock_______________________$
Sllri>lUs Fun<L__ -------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>ai<L----------------CCaesrthiifeiersd CChheecckkss-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Demand Dei>osits__________________ _ Time Certificates of Dei>osit------Savings Dei>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t,a_n_c__es_ Bills Payable________ ---------------Notes and Bills Rediscounte<L___ _ Other Liabilities_____ ---------------

100,000.00 50,000.00 13,133.13
944.94 none 4,008.00 587.32 3,836.34 410,507.35 93,770.00 368,446.85 none none none none

TotaL ______________________________$ 1,045,233.93

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PEOPLES BANK

Comer, Ga.

As called for by the Superintendent of Banks.

W. A. ROWE,

W. H. STRICKLAND,

President.

Cashier

Date of Charter: 3-25-1907

Began Business: 3-3-1907

RESOURCES:

Loans and Discounts ______________ $ 36,231.23

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_ Furniture and Fixtures___________ _

none 4,000.00 2,470.00

Other Real Estate owne<L--------- 4, 729.63

Cash in Vault and amounts due

from ai>I>roved Reserve Agents-- 22,877.15

Checks for Clearing and Due from

other Banks----------------------- 1,530.00

COavsehrdIrtaefmtss_(_i_f_a__n_y_ )--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

8.00 520.40

AdCvo.amnmceodoitnies_c_o_t_t_o__n___a__n_d____o_t_h__e_r

4,239.14

Customers Liability on Letters of

PrCorfeitdaitnadnLdoAssc_c_e_i>__t_a_n_c_e_g___________________ __

none none

- - - - Other Resources--------------------

none

TotaL _______________________________$ 76,605.55

LIABILITIES:
Cai>ital Stock.______________________ $ Sllri>lUs Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Ba.nks----------------------CDaivsihdieenrsdsCUhencik>sa_i_<_L__-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.__________________ _ Demand Dei>osits.----------------- Time Certificates of Dei>osiL----Savings Dei>osits------------------Letters of Credit and Acceptances B.UexlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_<__L__.___.

25,000.00 5,000.00
637.18 none none none 707.22 none 42,078.61 3,182,54 none none none none none

TotaL _______________________________$ 76,605.55

42

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Bus,ness December 31, 1928, of the

NORTHEASTERN BANKING CO.

Commerce, Ga.

As called for by the Superintendent of Banks.

L. G. HARDMAN,

C. J. HOOD,

President.

Cashier.

Date of Charter: 1891

Began Business: 1892

RESOURCES:

Loans and Discounts ______________ $ 268,481.59

Certificates of Indebtedness and Bonds and Stocks owned_______ _
Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

133,798.47 5,080.92 3,032.42 30,870.20

Cash in Vault and amounts due

from approved Reserve Agents.. 119,160.52

Checks for Clearing and Due from

CaosthheIrteBmasn.-k_s_._-_-_-_-_-_-_-_-__----------------_-_---__Overdrafts (if any) ________________ _

10,164.94 none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a_n__d____o_t_h__er_ 133,256.94

Customers Liability on Letters of Credit and Acceptances__________

none

Profit an<J Loss---------------------

none

TOothtearLR_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -7014.-,194962-..8855

LIABILITIES:

Capital Surplus

SFtuonckd________-_-_-_-_-________________-_--_________$

Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdas nUkns-p-a-i-d--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_

CDCeaersmthiaifeinerdsd DCChehpeeocckskisst--s--_--_--_--_--_--_--_--_-___-___-__-__-__-_--_--_--_----_ Time Certificates of Deposit______ _

Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u__s_t-o-m--e--rs__-_-_-_------_-__--_ Notes and Bills Rediscounted____ _ Other Liabilities_____________ --- ___ _

100,000.00 65,000.00
382.61 4,436.94
none 3,000.00
386.28 32.80 334,179.88 197,574.34 none none none none none

TotaL-------------------------------$ 704,992.85

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CONCORD BANKING CO.

Concord, Ga.

As called for by the Superintendent of Banks.

C. T. SMITH,

S. A. KING,

President.

Cashier.

Date of Charter: 10-29-1903

Began Business: 11-17-1903

RESOURCES:

Loans and Discounts ______________ $ 69,009.67

Certificates of Indebtedness and

Bonds and Stocks owned_______ _ 50,850.00

Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

none 2,500.00 2,500.00

Cash in Vault and amounts due

from approved Reserve Agents._ 44,838.60

Checks for Clearing and Due from

c~JR"iie~~~~::::::::::::::::::::::
Overdrafts (if any) ________________ _

none none 363.20

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of Credit and Acceptances_________ _

none

Profit and LOSS--------------------

none

- - - - Other Resources..... _- ........ __ ...

none

TotaL......... _------- ...... ----- ...$ 170,061.47

LIABILITIES:
Capital Stock-----------------------$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-_-_-__-_--__Savings Deposits------------------Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m___e_rs--------------------Notes and Bills Rediscounted____ _ Other Liabilities--------------------

25,000.00 25,000.00 3,300.00
None none 264 00 87.93 none 76,168.78 40,240.76 none none none none none

TotaL-------------------------------$ 170,061.47

l

DEPARTMENT OF BANKING

43

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF CONYERS

Conyers, Ga.

As called for by the Superintendent of Banks.

W. T. BALDWIN,

M. W. HULL,

President.

Cashier.

Date of Charter: 11-~5-1904

Began Business: 12-19-1904

RESOURCES:

Loans and Discounts .... __________ $ 80.356.06

Certificates of Indebtedness and

Bonds and Stocks owned....... . 97,215.01

Banking House and Lot __________ _ Furniture and Fixtures___________ _

none 4,700.00

Other Real Estate owned_________ _ 9,143.51

Cash in Vault and amounts due

from approved Reserve Agents-- 89,535.15

Checks for Clearing and Due from

CaosthheIrtebmasn_k_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

2,176.51 226.19 none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ 2,174.81

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_

none

POrtohfeitr TotaL

aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
_______________________________-$

none
- -no-ne
2~5.527.24

LIABILITIES:
Capital Stock ___________ ---- _______$ Surplus Fund______________________ _ RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _ Dividends Unpaid_________________ _ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcoatseitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers_________ _ Bills Payable_______________________ _ NOothteesr aLniadbBiliiltlisesR__e_d__i_s_c_o__u_n__te-d- _.______ __

30,000.00 20,000.00 2,817.29 1,200.00
none 1,500.00
749.86 none 184,922.56
44,337.53
none
none none none non,e

TotaL _______________________________ $ 285,527.24

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ROCKDALE

Conyers, Ga.

As called for by the Superintendent of Banks.

G. C. SIMS,

R. H. STILL,

President.

Cashier.

Date of Charter: 10-15-1921

Began Business: 6-1901

RESOURCES:

Loans and Discounts ______________ $ 189,803.79

Certificates of Indebtedness and

Bonds and Stocks owned-------- 20,658.19 Banking House and Lot_________ }

Furniture and Fixtures ________ _

6,700.00

Other Real Estate owned_________ _ 12,440.00

Cash in Vault and amounts due

from approved Reserve Agents-_ 100,797.01

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

6,039.48 none 366.46

Advance on Cotton and other

Commodities---------------------- 8,473.84

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f

none

POrtohfeirt

aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
-

-

none
-no-ne

TotaL _________ --------- ____________ $ 345,278.77

LIABILITIES:
Capital Stock----------------------SUunrdpivluidseFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds. _______ --_----- _____ _ DDuiveidtoenBdsanUkns-p-a-i-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TS ai mv ienCg se rDt iefpi coastiet ss _o_f__D__e_p__o_s_i_t_s_________-_L eetxt eercsutoefdCf or erdCi tuas tnodmAe rcsc_e_p__t a__n_c_e_ s_ BNioltlessPaanydabBleil_l_s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-__--_ Other Liabilities--------------------

50,000.00 50,000.00
none 2,600.%
none 1,420.00
2,065.64
none 195,806.30 43,386.78
none
none none none none

TotaL ______________________________$ 845,278.77

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Coolidge, Ga.

As called for by the Superintendent of Banks.

BOYKIN HARRISON,

A. P. MEGAHEE.

President.

Cashier.

Date of Charter: 12-18-1911

Began Business. 12-20-1911

RESOURCES:

Loans and Discounts ______________$ 102,624.40

CeBrotinfidcsataensdoSf toIncdkes botwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and FixtUres___________ _ Other Real Estate owned..________ _

none 2,500.00 4,073.32 26,316.93

Cash in Vault and amounts due

from a:Dproved Reserve Agents-_ 12,774.63

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(.i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 6.63

Advance on Cotton and other

Commodities---------------------- 1,143.61

Customers Liability on Letters of

Credit and Acce:DtanceS----------

none

POrtohfeirt aRnesdouLrcoess_S_-_-_-_-_-_--_-_-_-_-_-_-_--_-_-_-_-_-_- 1,5n2o3.n11e

TotaL ______________________________-$ -151-,162-.63

LIABILITIES:
Ca:Dital Stock.______________________ $ Surolus Fund.._____________________ _ Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUkns:-D-a--id--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------LBeieltxltseecrPsuatoyefadbCfloreer_d_C_i_tu_as__tno_d_m_A_e_rc_sc___e__:D____t__a__n__c____es__ Notes and Bills Rediscounted----Other Liabilities--------------------

25,000.00 none
4,200.57 1,000.00
none none 172.38 none 36,584.15 70,205.53 none none 14,000.00 none none

TotaL_______________________________ $ 151,162.63

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

AMERICAN BANK & TRUST CO.

Cordele, Ga.

As called for by the Superintendent of Banks.

J. W. CANNON,

E. A. VINSON,

President.

Cashier.

Date of Charter 1-27-1919

Began Business: 1-29-1919

RESOURCES:

Loans and Discounts ______________$ 389,048.96

CeBrotinfidcsataensdoSf toIncdkes botwednende.s. _s__a__n_d_

none

Banking House and Lot----------- 28,000.00

Furniture and Fixtures------------ 4,000.00

Other Real Estate owned..--------- 38,345.80

Cash in Vault and amounts due

from a:DI>roved Reserve Agents._ 192,052.40

Checks for Clearing and Due from

other BankS----------------------- 10,285.46

COavsehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 2,698.85

Advance on cotton and other

CommoditieS---------------------- 4,598.75

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit and Loss---------------------

none

- - - - Other ResourceS-------------------- 1,400.00
TotaL ______________________________$ 670,430.22

LIABILITIES:
Capital Stock.----------------------$ Surolus Fund....--------------------Reserve Funds---------------------Undivided Profits ____ -------------Due to Banks----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS------------------Time Certificates of Deposit------Savings De:Dosits------------------Letters of Credit and Acceptances BielxlsecPuatYedabfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other Liabilities ------------------

150,000.00 21,000.00 2.759.92
none none none 2,708.66 none 332,279.39 125,404.76 36,277.49 none none none none

TotaL------------------------------- 670,430.~

l

DEPARTMENT OF BANKING

45

STATEMENT

Showing condition at the close of Business December 3I, 1928, of the

CORDELE BANKING CO.

Cordele, Ga.

As called for by the Superintendent of Banks.

J. H. CHILDS,

S. 0. PARSONS,

President.

Cashier.

Date of Charter: 5-30-1927

Began Business: 6-15-1927

RESOURCES:

Loans and Discounts ..............$ 28,574.13

Certificates of Indebtedness and

Bonds and Stocks owned....... .

none

BFuarnnkiitnugreHaonudseFaixntdurLeos_t_._._._._._._._._._. ._

none 5,000.00

Other Real Estate owned_________ _

none

Cash in Vault and amounts due

from avvroved Reserve Agents.. 28,972.32

Checks for Clearing and Due from

other Banks.--------------------- 9,lll.95

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

Commodities---------------------- 2,067.79

Customers LiabilitY on Letters of

Credit and Accevtances......... .

none

Profit and LOSS---------------------

none

Other TotaL

_R_e__s_o_u__r_c_e_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-

- -no-ne
73,726.19

LIABILITIES:
Cavital Stock.... --------------- __ ..$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds.--------------------DDiuveidtoenBdsanUknsv--a-i-d--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks.. ___ . __ ...... _____ _ TDiemmeaCnderDtifeivcoasteitss.o.f..D..e. v--o-s-i-t-_-_-_-__-_--_ Savings Devosits ....... -----------LeetxteecrsutoefdCfor er dCi tuastnodmAercsc_e_v__t_a_n_c__es_ Bills Payable...... ___ ._ ... ---------_ Notes and Bills Rediscounted____ _ Other Liabilities--------------------

25,000.00 2,500.00 3,014.58
none none none 871.89 none 35,730.30 5,845.19 764.23 none none none none

TotaL _______________________________ $ 73,726.19

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

EXCHANGE BANK

Cordele, Ga.

As called for by the Superintendent of Banks.

J. J. WILLIAMS,

E. F. TISON,

President.

Cashier.

Date of Charter: 11-29-1905

Began Business: 1-1-1906

RESOURCES:
Loans and Discounts..............$ CeBrtoinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot __________ _ Furniture and Fixtures_. _________ _ Other Real Estate owned. ________ _ Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities_________ -----------Customers LiabilitY on Letters of
Credit and Accevtances---------Profit and LOSS--------------------Other Resources------------------TotaL ____________________________ ..$

387,091.44 6,000.00 none 4,650.00 40,623.78
132,370.05 21,125.65
none 109.34 137,566.05 100,080.00 none 122,100.82 951,717.13

LIABILITIF.S:
Cavital Stock_______________________ $
Surolus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid......-----------CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.
TDiemmeaCnedrDtifeivcoatseitsso--f--D--e-v-o--s-i-t-_-__-_-_-_--_ Savings Devosits. -----------------LeetxteercsutoefdCforerdCituastnodmaecrsc.e.v_t_a__n_c_e_s_ Bills Payable._____________ ---------NOothteesr aLniadbBiliitllisesR__e_d__i_s_c_o__u_n_t_e__d_._._..._.

100,000.00 100,000.00
5,126.67 none none none
1,981.47 none
428,168.78 187,639.15 23,721.06 100,080.00
none 5,000.00
none

TotaL ______________________________$ 951,717.13

r I

46

NINTH ANr-.:l!AL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CORNELIA BANK

Cornelia, Ga.

As called for by the Superintendent of Banks.

J. E. BARR,

J. M. GILLESPIE,

President.

Cashier.

Date of Charter: 7-3-1900

Began Business: 8-4-1900

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned....... . Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... . Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from
other banks...................... . Cash Items......................... . Overdrafts (if anY)................ . Advance on Cotton and other
Commodities..................... . C.1stomers Liability on Letters of
Credit and Acceptances......... . Profit and Loss..................... . Other Resources....................

347,343.27 17,523.76 12,500.00 4,380.00 19,942.00 83,705.76
222.43 12.45 2,646.08 13,704.09 none none none

TotaL ..............................$ 501,979.84

LIABILITIES:
Capital Stock.......................$ Surolus Fund...................... . Undivided Profits................. Reserve Funds...................... Due to Banks...................... . Dividends Unpaid................. . Cashiers Checks ................... Certified Checks................... . Demand Deposits.................. . Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances
executed for Customers......... Bills PaYable....................... . Notes and Bills Rediscounted.... . Oth~r Liabilities................... .

40,000.00 15,000.00 15,992.90 6,000.00 4,101.86
11.00 1,643.91
10.00 222.936.47 196,283.70
none none none none none

TotaL ..............................$ 501,979.84

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF COVINGTON & TRUST CO

Covington, Ga.

As called for by the Superintendent of Banks.

R. R. FOWLER,

J. E. PHILIPS,

President.

Cashier.

Date of Charter: 4-10-1901

Began Business: 4-1ll01

RESOURCES:

Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned....... . Banking House and Lot........... Furniture and Fixtures .......... . Other Real Estate owned......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items ........................ . Overdrafts (if any). ............... . Advance on Cotton and other
Commodities .................... . Customers Liability on Letters of
Credit and Acceptances ........ . Profit and Loss.................... . Other Resources................... .

165,336.11 576,861.85
none 3,048.30 3,086.97 199,358.39 23,959.21
none none none none none none

TotaL ..............................$ 971.650.83

LIABILITIES:
Capital Stock.......................$ Sti.n>lus Fund....................... . Undivided Profits.................. Reserve Funds..................... . Due to Banks...................... . Dividends Unpaid................. . Cashiers Checks.................... Certified Checks................... . Demand Deposits.................. . Time Certificates of Deposit ...... SaVings Deposits ................... . Letters of Credit and Acceptances
executed for Customers.......... Bills Payable....................... Notes and Bills Rediscounted..... Other Liabilities.................. ..

100,000.00. 25,000.00 27,375.73
none none 8,000.00 2,928.88 none 604,083.00 49.009.48 155,253.74 none none none none

Tot~L ..............................$ 971,650.83

DEPARTMENT OF BANKiNG

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF NEWTON COUNTY

Covington, Ga.

As called for by the Superintendent of Banks.

T. C. SWANN,

M. G. TURNER,

President.

Cashier.

Date of Charter: 1-17-1905

Began Business: 2-1-1905

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures______ -----Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances_________ _ POrtohfeitr aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL______________________________

221,325.55 4,300.00 none 3,500.00 48,229.75
145,664.06 1,083.83 31.25 none 9,964.61 none none 4,770.47
439.369.52

LIABILITIES:
Capital Stock______________________ .$ Sum1us Fund______________________ _ Undivided Profits-----------------RDeuseertvoe BFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_- -_ CDaivsihdieenrsdsCUhencpkasi_d_._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ CDeermtiafinedd DCehpeocskist.s._._._-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ TSaimviengCserDtiefpicoastietss. o__f-D--e_p__o_s_i_t_-_-_-_-_-_--. LBeieltxltseePrcsuatoyefadCbflroeer_d_Ci_t_u_as_tn_o_d_m_A_e_rc_s_c__e__p____t _a___n__c___e_ s__ Notes and Bills Rediscounted..... Other Liabilities___________ ---------

70,000.00 none
11,759.34 none none 104.00 586.62 none
287,397.52 35,122.51 34,154.10
none none none 245.43

TotaL _____________________________ $ 439,369.52

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

COMMERCIAL BANK

Crawford, Ga.

As called for by the Superintendent of Banks.

M. BLANCHARD,

E. H. FURCRON,

President.

Cashier.

Date of Charter: 9-2-1924

Began Business: 9-2-1924

RESOURCES:

Loans and Discounts--------------$ 32,768.37

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont _e_d__-_-_-_-_-_-_--_ Furniture and Fixtures ___________ _

10,385.00 2,000.00 2,116.93

Other Real Estate owned_________ _

none

Cash in Vault and amounts due

from approved Reserve Agents.. 32,619.79

Choetchkesr fBoar nCklse_a_r_i_n__g__a_n__d__D__u_e__f_r_o__m_ Cash Items_________________________ _ Overdrafts (if any) _______________ _

154.69 none 42.35

AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h__er.

none

Customers LiabilitY on Letters of

Credit and Acceptances.. _______ _ Profit and Loss____________________ _

none none

- - - - Other Resources.. -----------------

none

TotaL. ______________________________ $ 80,087.13

LIAB lLIT!ES:
Capital Stock_______________________ $
USunrdpivluidseFduPnrdo-f-i-t-s-_-_-_-_-_-__-_-_-_----------------Reserve Funds_____________________ _ Due to Banks______________________ _ Dividends Unpaid_________________ _ CCaesrthiifeiersd CChheecckkss.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable_______________________ _ Notes and Bills Rediscounted____ _ Other Liabilities... ____________ -----

15,000.00 1,000.00 1,554.65
none none none 1,083.07 none 50,601.78 5,753.14 5,094.49 none none none none

TotaL _______________________________$ 80.087.13

48

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF CRAWFORDVILLE

Crawfordville, Ga.

As called for by the Superintendent of Banks.

JNO. F. HOLDEN,

GEO. H. MITCHELL,

President.

Cashier.

Date of Charter: 2-2-1899

Began Business: 10-1-1898

RESOURCES:

Loans and Discounts..............$ 190,171.89

Certificates of Indebtedness and

Bonds and Stocks owned........ 13,112.95

Banking House and Lot........... Furniture and Fixtures............

none
2,007.77

Other Real Estate owned.......... 4,035.00

Cash in Vault and amounts due

from approved Reserve Agents.. 43,055.85

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss.(.if..a--n-y-)--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_

3.556.94
none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_ Profit and Loss____________________ _

none none

- - - - Other Resources--------------------

none

TotaL-------------------------------$ 255,940.40

LIABILITIES:
CS uarppi tlauls SFtuonckd......_._.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.$
Undivided Profits.................. Reserve Funds.................... .. Due to Banks...................... . CDaivshidieenrsdsCUhencpkasi.d........._._._._._._._._._._._._._.._ Certified Checks.......... _________ _ Demand Deposits.................. . Time Certificates of Deposit.. ... .. Savings Deposits.... --------------. Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.............. _______ .. . Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 10,000.00 1,803.91
none none none
589.04
none
84,871.06 133,676.39
none
none none none none

TotaL. ________ ....... --------------- 255,940.40

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF TALIAFERRO

Crawfordville, Ga.

As called for by the Superintendent of Banks.

JNO. F. HOLDEN,

S. W. WYNN,

President.

Cashier.

Date of Charter: 12-18-1907

Began Business: 1-1-1908

RESOURCES:

Loans and Discounts..............$ 48,013.46

Certificates of Indebtedness and

Bonds and Stocks owned........

Banking House and Lot........... 5,892.87

Furniture and Fixtures........... . 1, 992.40

Other Real Estate owned......... . 9,534.25

Cash in vault and amounts due

from approved Reserve Agents.. 1,031.83

Checks for Clearing and Due from

other Banks...... ----------- .....

none

Cash Items... -- ............ -- .... -..

none

Overdrafts (if any)-- ..... __ ....... .

none

Advance on Cotton and other

Commodities----------------------

none

Customers Liability on Letters of

Credit and Acceptances..........

none

Profit and Loss..................... 4, 762.61

Other Resources................... .- - -no-ne

TotaL...............................$ 71,227.42

LIABILITIES:
Capital Stock.......................$ Surplus Fund....................... Undivided Profits... ----------- .... Reserve Funds...... ----- .......... . Due to Banks.......... __ .......... . Dividends Unpaid................. . CCearsthiifeiersd CChheecckkss.........__-_-_-_-_-_-_--.-.-_-_-.-.-_-_ Demand Deposits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and acceptances
executed for Customers.......... Bills Payable............ __ .. ______ __ Notes and Bills Rediscounted..... Other Liabilities... . ...............

40,000.00 8,000.00
none none none none none none
1,851.00 21,376.33
none
none none none none

TotaL...............................$ 71,227.42

NINTH ANNUAL REPORT

49

STATEMENT Showing condition at the close of Business December 31, 1928, of the

B. R. ROPER, President.
Date of Charter:

BANK OF CUlVI!\IING

Cummin~?:, Ga.

As called for by the Superintendent of Banks.

B. L. REDD,

Cashier.

10-11-1904

Began Business: 10-11-1904

RESOLTRCES:

Loans and Discounts. _____________ $ 51,680.30

Certificates of Indebtedness and

Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _

17,290.99 8,000.00 4,637.50

Other Real Estate owned.________ _

9,817.47

Cash in vault and amounts due

from avproved Reserve Agents.. 72,777.41

Checks for Clearing and Due from

other Banks----------------------

869.44

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_.._

171.22 359.11

Advance on Cotton and other

Commodities---------------------Customers Liability on Lettersof

none

Credit and Accevtances__________

none

POrtohfeirt aRnesdouLrcoess_s_._-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-

none
290.CO

TotaL ______________________________

$

--165.893.44

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _
Undivided ProfitS----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid_________________ _
Cashiers Checks-------------------CDeermtiafinedd DCehpeocski&ts._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_------------------Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 8,000.00
537.07 none none none 2,163.07 none 110,911.33 19,281.97 none
none none none none

TotaL _______________________________ $ 165,893.44

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

GEORGIA BANK & TRUST CO.

Cuthbert, Ga.

As called for by the Superintendent of Banks.

F. H. DAYIS,

H. E. GORMLEY,

President.

Cashier.

Date of Charter: 1-1-1917

Began Business: 1-'2-1917

RESOl:RCES:

Loans and Discounts-------------- $ 212,727.94

Certificates of Indebtedness and Bonds and Stocks owned_______ _
Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

14,485.50 3,300.00 3,200.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 126,312.33

Check5 for Clearing and Due from

other Banks----------------------

3,395.68

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,087.14 35.27

AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r

5,403.59

Customers Liability on Letters of Credit and Acceptances_________ _

none

POrtohfeirt RanesdoLurOcSesS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_

TotaL ______________________________

-
$

none
- -no-ne
369.947.45

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _ Undivided Profits _________________ _ Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits------------------Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable___________ ------------Notes and Bills Rediscounted. ___ _ Other Liabilities____ --------------

50,000.00 11,000.00
57.61
none none
2,000.00 2,283.61
none
258,356.15 10,464.43 35,785.65
none none none

TotaL ______________________________ $ 369,947.45

50

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF DAHLONEGA

Dahlonega, Ga.

As called for by the Superintendent of Banks.

J. F. PRUETT,

T. F. CHRISTIAN,

President.

Cashier.

Date of Charter: 1914

Began Business: 1914

RESOURCES:
Loans and Discounts............ $ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot.......... FUrniture and Fixtures........... Other Real Estate owned........ Cash in Vault and amounts due
from EU>Proved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f.a..n.y..)._._._._._._.__.___._._._._._._ Advance on Cotton and other
Commodities.................... Customers LiabilitY on Letters of
Credit and Acce:otances......... Profit and Loss................ Other Resources...........
TotaL............................... $

LIABILITIES:

77,965.51 none
2,282.99 1,824.12
none 19,074.52
176.40 none 37.71 none none none none

Ca:oital Stock.............$ Sur:olus Fund.............. Undivided Profits......... Reserve Funds............... Due to Banks............... Dividends Unpaid........ Cashiers Checks............. Certified Checks............ Demand D;e:oosits............... Time Certificates of De:oosit..... Savings De:oosits ............... Letters of Credit and Acce:otances
executed for Customers........ Bills Payable..................... Notes and Bills Rediscounted.. Other Liabilities-------------------

15,000.00 2,200.00 1,407.29
none none none 15.25
5.50 45,147.53 37,535.68
none none none none none

101,361:.:.2:::.5_-'--=T..:::ot,..a.,l:.:-c:.:~-:.:-c.:::-~:.:-~:.:c.:::~-=-=-c.::::.::.::.:.:.:c.:::~-:.:-$'--.:::10co1.>.::,3:.:::61:..:::.:25:..

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

"'-

BANK OF LUMPKIN COUNTY

Dahlonega, Ga.

As called for by the Superintendent of Banks.

G. H. MOORE,

J. S. SPEER,

President.

Cashier.

Date of Charter: 11-1911

Began Business: 11-1911

RESOURCES:

LIABILITIES:

Loans and Discounts............. $ 77,712.15

Ca:oital Stock.................$ 15,000.00

Certificates of Indebtedness and

Sur:olus Fund................. 3,000.00

Bonds and Stocks owned.

4,500.00

Undivided Profits............

648.34

Banking House and Lot........

none

Reserve Funds..................

none

Furniture and Fixtures.......

2,400.00

Due to Banks...................

none

Other Real Estate owned.........

none

Dividends Un:oaid............

none

Cash in Vault and amounts due

Cashiers Checks..................

24.75

from a:oproved Reserve Agents.. 67,766.57

Certified Checks....................

none

Checks for Clearing and Due from

Demand De:oosits------------------ 64,540.86

'

other Banks.--------------------COavsehrdIrtaefmtss.(.i.f-a-n-Y--)-.-.---.-..-.-.-.-.-.-.-.-.--.--

none none none

Time Certificates of De:oosit..... Savings De:oosits................... Letters of Credit and Acceptances

67,884.70 1,280.07

Advance on cotton and other

executed for Customers........

none

Commodities.....................

none

Bills Payable-----------------------

none

Customers LiabilitY on Letters of

Notes and Bills Rediscounted...

none

Credit and Acce:otances......... .

none

Other Liabilities.................

none

Profit and Loss....................

none

Other Resources...................

none

TotaL. .............................. $ 152,378.72

Total................................$ 152,378.72

NINTH ANNUAL REPORT

51

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

COMMERCIAL BANK

Dallas, Ga.

As called for by the Superintendent of Banks.

J. T. LEE,

R. RUSSOM,

President.

Cashier.

Date of Charter: 1-28-1907

Began Business: 2-8-1907

RESOURCES:

Loans and Discounts-------------- $ 75,764.72 Certificates of Indebtedness and

Bonds and Stocks ownecl-------

none

Banking House and Lot-----------

1,750.00

Furniture and Fixtures------------

2,300.00

Other Real Estate ownecL---------

none

Cash in Vault and amounts due

from approved Reserve Agents.. 41,620.45

Checks for Clearing and Due from

other bankS..----------------------

406.20

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

314.47 none

Advance on Cotton and other

Co=odities---------------------CuCsrteodmitearsnLdiAabccileiptytanocnesL.,e_t_t_e__r_s__o_f

7,018.91 none

Profit and LOSS---------------------

none

Other TotaL

Resources.------------------_______________________________

-,

- -no-ne
129,174.75

LIABILITIES:
Capital Stock----------------------$ Surplus Funcl.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaicl----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Depo~its------------------ Letters of Credit and Acceptances
executed for Customers---------Bills Payable.---------------------Notes and Bills RediscountecL---Other Liabilities-------------------

25,000.00 none
8,616.12 5,000.00
none 4.00
297.79 none 45,804.14 35,351.81 9,100.89 none none none none

TotaL-------------~---------------$ 129,174.75

STATEMENT Showing condition at the close of Business December 31, 1928, of the
THE BANK OF DALTON Dalton, Ga.
As called for by the Superintendent of Banks.

W. C. MAR'IlN, President.
Date of Charter: 11-26-1911

JAMES J. COPELAND, Cashier.
Began Business: 10-12-1912

RESOURCES:

Loans and Discounts-------------$ 312,053.99

Certificates of Indebtedness and

Bonds and Stocks ownecL------

5,550.00

Banking House and Lot----------- 16,000.00

FOuthrneirtuRreealaEndstFatiextouwrense-c-L--_-_-__-_-_-_-_--_

4,000.00 22,044.32

Cash in Vault and amounts due

from approved Reserve Agents.. 41,369.79

Checks for Clearing and Due from

other Banks----------------------

5,209.27

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

5,828.03 174.93

Advance on Cotton and other

CuCsoto=moedristiLesia..b-i-l-i-t-y--o-n-L--e-t-t-e-r-so--f

none

Credit and Acceptances.--------

none

Profit and LOSS-------------------

none

Other Resources..----------------TotaL ______________________________

-$

-4113- .,368188-..4870

LIABILITIES:
Capital Stock------------------ $ Surplus Fund.-------------------- Undivided Profits-----------------Reserve Funds------------------Due to BankS..--------------------Dividends Unpaicl----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS..-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.-------------------- Notes and Bills RediscountecL---Other LiabilitieS------------------

50,000.00 10,000.00 8,143.13
none none 1,500.00 1,747.11 none 124,906.98 6,142.24 156,679.34 none 54,500.00 none none

TotaL----------------------------$ 413,618.80

52

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

HARDWICK BANK & TRUST CO.

Dalton, Ga.

As called for by the Superintendent of Banks.

W. M. HARDWICK,

T. D. RIDLEY,

President.

Cashier.

Date of Charter: 2-17-1922

Began Business: 2-20-1922

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned..------BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-_-__-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
Customers LiabilitY on Letters of Credit and Acceptances----------
Profit and LosS--------------------Other Resources.-------------------

781,642.39
280,247.93 44,672.31 2,229.66 15,750.00
389,513.90
2,622.83
none
3,083.05
none
none none none

TotaL ______________________________ $ 1.519,762.07

LIABILITIES:
Capital Stock ______________________$
Surplus Func:L--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit-------
~~i'~sJ~r~~fa:n.ct:A.cceiltances
BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

100,000.00 175,000.00
80.61
none none
450.00 1,825.34
none
747,854.88 143,812.36 350,738.88
none none none none

TotaL.. _____________________ -- _____$ 1, 519,762.07

STATEMENT

Showing condition at the close of Business DecemLer 31, 1928, of'the

BANK OF KESTLER

Damascus, Ga.

As called for by the Superintendent of Banks.

H. E. HIGHTOWER,

W. R. PULLEN,

President.

Cashier.

Date of Charter: 11-3-1905

Began Business: 12-1-1905

RESOURCES:

Loans and Discounts-------------- $ 67,100.45

Certificates of Indebtedness and

Bonds and Stocks owned,______ _

none

FBuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned,________ _

6,000.00 2,500.00
825.00

Cash in Vault and amounts due

from approved Reserve Agents-- 16,617.11

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

100.00
none
115.22

Advance on Cotton and other

Commodities----------------------

2,151.03

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

POrtohfeirt

aRnedsoLuOrcSesS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_
-

-

none
-no-ne

TotaL-------------------------------$ 95,408.81

LIABILITIES:
Capital Stock---------------------- 2 Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.~--------------- Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatsei.stso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m--e-r-s--------------------Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 5,000.00 1,956.76
none none none
355.03
none
45,816.45 17,280.57
none
none none none none

TotaL-------------------------------$ 95,408.81

NINTH ANNUAL REPORT

53

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF DANIELSVILLE

DaniclsYille, Ga.

As called for by the Superintendent of Banks.

J. F. HOLDEN,

R. C. GRIFFETH,

President.

Cashier.

Date of Charter: 12-11-1907

Began Business: 1-15-1908

RESOURCES:

Loans and Discounts.------------- $ 58,345.08

C eBrot inf idcsa taensdoSf t oI nc kdse botwe dnneeds__s__a__n_d_

3,000.00

Banking House and Lot.. ________ _

2,000.00

Furniture and Fixtures... ________ _ Other Real Estate owned_________ _

l, 000.00
none

Cash in vault and amounts due

from approved Reserve Agents.. 92,072.32

Checks for Clearing and Due from

other Banks.---------------------

1,001.39

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
394.51

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit and Acceptances......... .

none

Profit and LOSS---------------------

none

Other Resources.------------------TotaL. _____________________________

-$

- -no-ne
157,813.30

LIABILITIES:
Capital Stock.. _____________________ $ Surplus Fund...____________________ _ URensdeirvviedFe du nPdr osf. _i t_s_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_- -_
Due to Banks----------------------Dividends Unpaid-----------------CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers... ______ _ Bills Payable..... __________ --------Notes and Bills Rediscounted____ _ Other Liabilities.-------------------

15,000.00 15,000.00
300.00
none none none
132.50
none
104,465.66 22,915.14
none
none none none none

TotaL------------------------------$ 157,813.30

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE DARIEN BANK

Darien ,Ga.

As called for by the Superintendent of Banks.

C. M. TYSON,

D. E. LANE,

President.

Cashier.

Date of Charter: 12-1888

Began Business: 1-1889

RESOURCES:
Loans and Discounts.-------------$ Certificates of Indebtedness and
Bonds and Stocks owned..______ _ Banking House and Lot... _______ _ FOuthrneirtRureealaEndstaFitxetourwesn-e-d-_~_-_-_-_-_-_-_-_-_ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Commodities..-------------------Customers LiabilitY on Letters of
Credit and Acceptances_________ _ Profit and LOSS--------------------Other Resources.-------------------
TotaL ______________________________ $

102,971.14
40,000 .oo
2,000.00 1,000.00 11,857.48
40,688.16
189.98
none
6.59
none
none none none
198,713.35

LIABILITIES:
Capital Stock.. _____________________ $ Surplus Fund.._____________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_____________ ----------Notes and Bills Rediscounted...--Other Liabilities-------------------

25,000.00 5,000.00 5,238.03
none none
1,007.00 570.98
none
71,678.86 17,210.55 73,007.93
none none none none

TotaL.. ____________________________ $ 198,713.35

54

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF DAWSON

Dawson, Ga.

As called for by the Superintendent of Banks.

M. C. EDWARDS,

C. D. COCKE,

President.

Cashier.

Date of Charter: 6-29-1911

Began Business: 7-1-1911

RESOURCES:

Loans and Discounts. _____________ $ 395,264.93 Certificates of Indebtedness and
Bonds and Stocks owned.______ _ 4,500.00

Banking House and Lot-----------

none

FOuthrneirtRureealaEndstaFtiextoUwrnese-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due

none 18,142.94

from aovroved Reserve Agents.. Checks for Clearing and Due from

53,261.48

other banks----------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

6,547.54 none none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ PCruCosrfteiotdmaitenardsnLLdoiAasbsc_icl_ei_tv_Y_ta__no_cn_e_sL___e_._t_t__e____r__s___o_ f__

46,558.71 none none

Other Resources------------------- - - -no-ne

TotaL------------------------------- $ 524,275.60

LIABILITIES:
Capital Stock..--------------------- $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivshidieenrsdsCuhencvkasi<__L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso-f--D--e-v--o-s-i-t-.-. _-_-_-_--_ Savings Devosits------------------LBeieltxltseercPsuatoyefadbCfloreer_d_C_i_tu_as__tno_d_m_A_e_rc_s_c__e__p____ta____n__c__e__s__ Notes and Bills Rediscounted..... Other Liabilities.-------------------

100,000.00 50.000.00 11.313.76
none 2,721.52
none 396.39 478.48 158.458.82 141.367.18 none
none none 59.539.45 none

TotaL. ______________________________ $ 524.275.60

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF DEARING

Dearing, Ga.

As called for by the Superintendent of Banks.

D. A. HOWARD,

GEO. L. RODGERS,

President.

Cashier.

Date of Charter: 6-7-1911

Began Business: 6-l5-l9ll

RESOURCES:

Loans and Discounts--------------$ 36,550.62

CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot._________ _ Furniture and FixtUres___________ _ Other Real Estate owned.________ _

none 1,622.43 2, 720.30 3,100.00

Cash in vault and amounts due

from approved Reserve Agents.. 11,075.56

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

411.00 none

Advance on Cotton and other

CCusotmommeordsiLtiieasb--il-i-t-y--o--n--L--e-t-t-e-r-s--o--f

none

Credit and Acceptances.---------

none

Profit and Loss---------------------

none

- - - - Other Resources.-------------------

none

TotaL------------------------------- $ 55,479.91

LIABILITIES:
Capital Stock. ______________________ $ SurPlUS Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Devosit....... LSaeevtxtieencrgsustoeDfdeCfporoersdCiittusa-s-tn-od-m--Ae-r-cs-c-_e_-p_-_-t_-a_-n_-c_-_e--s_ Bills Payable._--------------------NOothteesr aLniadbBiliitllisesR__e_d_i_s_c__o_u_n__te__d_._._._._

15,000.00 2,293.64 1,312.27
none none none 100.21 none 20,816.89 10,956.90 none none 5,000.00 none none

TotaL-------------------------------$ 55,479.91

NINTH ANNUAL REPORT

55

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

DECATUR BANK & TRUST CO.

Decatur, Ga.

As called for by the Superintendent of Banks.

J. HOWELL GREEN,

C. M. SANDERS,

President.

Cashier.

Date of Charter: 9-3-1906

Began Business: 11-2-1906

RESOURCES:

Loans and Discounts.............. $ 1,013,292.87

Certificates of Indebtedness and

Bonds and Stocks owned........

1,000.00

Banking House and Lot...........

none

Furniture and Fixtures............

4,513.24

Other Real Estate owned......... . 41,914.87

Cash in Vault and amounts due

from avproved Reserve Agents.. 143,246.35

Checks for Clearing and Due from

COavosethhrdeIrrtaeBfmtassn.(ki.f.s.a..-n.-y.-.-).-_.-_.-_.-_.-_.-_.-_._-._-._-._-._-._-._-._-._-.-._

24,019.61 1.219.43
none

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb.i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

none

Credit and Acceptances..........

none

Profit and Loss.................... .

none

Other Resources................... . 60.458.00

TotaL.............................. $ 1,289,664.37

LIABILITIES:
Capital Stock..................... $ Surplus Fund....................... Undivided Profits................. Reserve Funds..................... . Due to Banks....................... Dividends Unvaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits-----------------Time Certificates of Deposit...... . Savings Deposits ................... Letters of Credit and Acceptances
executed for Customers......... . Bills Payable____ ------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__te__d_._._._.._

100,000.00 75,000.00 6,950.18
none none none
3,725.69
none
665,247.91 70,615.98 318,124.61
none
50,000.00
none none

TotaL.............................. $ 1,289,664.37

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE DEXTER BANKING CO.

Dexter, Ga.

As called for by the Superintendent of Banks.

J. E. NEW,

D. W. KNIGHT,

President.

Cashier.

Date of Charter: 1904

Began Business: 1904

RESOURCES:

Loans and Discounts.............. $ 46,497.94

Certificates of Indebtedness and

Bonds and Stocks owned....... . 35,400.00

Banking House and Lot..........

2,000.00

Furniture and Fixtures............

1,815.42

Other Real Estate owned..........

2,571.51

Cash in Vault and amounts due

from approved Reserve Agents.. 45,796.75

Checks for Clearing and Due from

other Banks......................

5,917.03

COavsehrdIrtaefmtss.(.if..a.n..y.).._._._._._._._._._._._._._.___._

none
147.87

Advance on Cotton and other

Commodities....................

2.248.59

Customers Liability on Letters of

Credit and Accevtances..........

none

Profit and Loss....................

none

- - - - Other Resources...................

none

Total...... _________________________ $ 142.395.11

LIABILITIES:
Cavital Stock...................... $
R~~e~sae.r:vJeWFr~u:nfditsi.l..=.=.=.=.=..=.=.==.=.=.=..==.=.=.=.
Due to Banks.................... Dividends Unvaid.................. Cashiers Checks................... Certified Checks.................... TDiemmeaCnedrDtifeivcaotseistso-f--D--e-v--o-s-i-t-.-..-.-.-.--. Savings Devosits................... Letters of Credit and Accevtances
executed for Customers........ Bills PaYable........................ Notes and Bills Rediscounted.... Other Liabilities...................

25,000.00 5,000.00 5,317.64
none none
24.00 134.73
none
70,516.03 36,402.71
none
none none none none

TotaL........................... $ 142.395.11

56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

;\fERCHANTS AND FARMERS BANK

Donalsonville, Ga.

As called for by the Superintendent of Banks.

P. S. Cr:.\1:\IIXGS,

E. T. KELLY,

President.

Cashier.

Date of Charter: 9-Q.J,-1925

Began Business: 9-24-1925

RESOURCES:

LIABILITIES:

----------------------------------------~

Loans and Discounts.............. $ 68,661.92

Capital Stock....................... $

Certificates of Indebtedness and

Surplus Fund........ ______________ _

Bonds and Stocks owned....... . Banking House and Lot...........

23,368.72 6,000.00

RUensdeirvviedFedunPdrosf.i.t.s....._._._._._._._._._._._._._._. _._.

Furniture and Fixtures............

3,421.00

Due to Banks----------------------

Other Real Estate owned......... ..

none

Dividends Unpaid...................

Cash in Vault and amounts due

Cashiers Checks....................

from approved Reserve Agents.. 105,908.26

Certified Checks.................. ..

Checks for Clearing and Due from

Demand Deposits................. ..

other banks...................... .

581.58

Time Certificates of Deposit.......

Cash Items..........................

2.75

Savings Deposits...................

Overdrafts (if any) ................ .

none

Letters of Credit and Acceptances

Advance on Cotton and other Commodities............. __ ...... .

none

BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__._._._._._._._..__.

Customers LiabilitY on Letters of

Notes and Bills Rediscounted... ..

Credit and Acceptances....... __ .

none

Other Liabilities.................. ..

Profit and Loss.....................

none

Other Resources....................

3,477.23

TotaL .............................. $ 211,421.46

TotaL.............................. $

50,000.00 10,000.00 6,699.48 2,408.00
none none 1,085.00 none 104,551.66 26,386.62 10,290.70 none none none none
211,421.46

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE U,"liON BANKING CO.

Douglas, Ga.

As called for by the Superintendent of Banks.

JNO. R. SLATEH,

R. N. YEOMAXS,

President.

Cashier.

Date of Charter: 12-1898

Began Business: 1-1899

RESOURCES:

Loans and Discounts .............. $ 507,785.32

Certificates of Indebtedness and

Bonds and Stocks owned.........

4,189.91

Banking House and Lot........... 50,000.00

Furniture and Fixtures............ 17,344.58

Other Real Estate owned........ .. 26,854.85

Cash in Vault and amounts due

from approved Reserve Agents.. 135,330.91

Checks for Clearing and Due from

other Banks.--------------------- 27,263.90

Cash Items........................ ..

382.93

Overdrafts (if any) .................

3,784.12

Advance on Cotton and other

Commodities..................... .

4,683.03

Customers LiabilitY on Letters of

CreditandAcceptances ........ ..

none

Profit and Loss.....................

none

Other Resources................... .

none

-------

TotaL............................... $ 777,619.55

LIABILITIES:
Capital Stock....................... $ Surplus Fund...................... URensdeirvviedFe du nPdr osf.i.t.s. .. .. .. .. _. _. _._._._._._._._._._. .__. Due to Banks....................... CDai vsihdieenr sd sCUh encpkasi.d. ........ .__. _. _._._._._._._._._._. ._ Certified Checks................. ,_ Demand Deposits................... Time Certificates of Deposit..... .. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities___________________ _

100,000.00 23,000.00 10,540.90
none 10,920.55
760.00 4,986.80
none 367,011.70 156,536.50 53,863.10
none 40,000.00 10,000.00
none

TotaL .............................. $ 777,619.55

NINTH ANNUAl. REPORT

57

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

DUBLIN BANK AND TRUST CO.

Dublin, Ga.

As called for by the Superintendent of Banks.

V. B. JEXKIKS,

C. U. SMITH,

President.

Cashier.

Date of Charter: 10-29-1928

Began Business: ll-1-1928

RESOL:RCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_-_Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other banks-------------- ________ _ COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances---------POrtohfeirt aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

153,928.70 60,081.26
none 1,874.52
none 236,587.39 10,736.80
563.23 308.71 none none none 128.24 464,208.85

LIABILITIES:
Capital Stock.______________________ $ SUunrdpilvuids eFduPnrdo..f.i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable___________ ------------Notes and Bills Rediscounted..___ _ Other Liabilities--------------------

100,000.00 none
16,925.72 none
27,526.36 none none 50.00
315,789.15 1,500.00 2.417.62 none none none none

TotaL ______________________________ $ 464.208.85

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF DUDLEY

Dudley, Ga.

As called for by the Superintendent of Banks.

H. D. JOI~ER,

ROBERT L. HOGAN,

President.

Cashier.

Date of Charter: 10-190.5

Began Business: ll-1905

RESOURCES:

LIABILITIES:

Loans and Discounts--------------$ 13,870.14

Certificates of Indebtedness and

BBanoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_

none 1,783.39

OFuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-_-__-_-_-_--_

3,015.90 200.00

Cash in Vault and amounts due

from approved Reserve Agents--

6,151.22

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none 310.00 254.64

AdCvoamncmeodoitniesC__o__t_to.n___a__n_d____o_t_h__e_r

none

Customers Liab\lity on Letters of

Credit and Acceptances----------

none

Profit and LOSS---------------------

56.74

Other Resources--------------------

none

----

Capital Stock.______________________ $ Surplus Fund _____________________ _
Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Dividends Unpaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
exec.1ted for Customers---------BNioltles sPaanyda bBl ei l_l_s-R- -e- -d-i-s-c-o- -u-n-t-e-d- -_-__-_- -_ Other Liabilities--------------------

15,000.00 none none none none none 65.70 none
7,611.07 2,965.26
none none none none none

TotaL __ .-- _____________ --=---:.:-.::..--_-_-_______$'--_2:.:5...:.,6:.:4=-2.c:0.:.3---=T:.:o..:.ta=1:.:.-:.:.:.:-=-----..c:-..:-:..:.:-.::.-:.:..-...-:..-.::.-:.:..:-:..:-:.:-.::..:.-_-:.:$_.::2.:..5'c::642.=..:..03=--

58

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF EASTMAN

Eastman, Ga.

As called for by the Superintendent of Banks.

W. L. JESSUP,

ALBERT E. ROZAR,

President.

Cashier.

Date of Charter: 12-28-1918

Began Business: 1-2-1919

RESOURCES:

Loans and Discounts ______________ $ 193,321.23

CeBrtoinfidcsataensdoSf toI nckdse botwe dnneeds. .s__a__n_d_ Banking House and Lot__________ _ Furniture and FixtUres ___________ _ Other Real Estate owned.. _______ _

64,101.62 15,700.00 4,900.00 6,100.00

Cash in Vault and amounts due

from approved Reserve Agents. 37,966.69

Checks for Clearing and Due from

CaosthheIrteBmasn...k.s.-.-.-.-.-.-.-.-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Overdrafts (if any) ________________ _

none none none

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

6,367.87

Customers LiabilitY on Letters of

PrCorfeitdaitnadnLdoAssc.c..e.p.t.a_n__c_e_s_-_-_-_-_-_-_-_-_--_ Other Resources.... _______________ _
-

none none
-7,-884-.48

TotaL..----------------------------$ 336,341.89

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund....--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaaynadbBlei.ll-s-R--e-d--i-s-c-o-u--n-t-e-d-.-.-.-.---Other Liabilities.....---------------

60,000.00 11,000.00 7,490.3&
none none none 616.24 none ll2,315.0S 35,673.31 11,613.16none none none 47,633.74

TotaL------------------------------ $ 336,341.89

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANKING CO.

Eastman, Ga.

As called for by the Superintendent of Banks.

C. H. PEACOCK,

E. H. WARE,

President.

Cashier.

Date of Charter: 2-8-1901

Began Business: 2-1901

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamncmeodoitniesc._o_t_t_o__n___a__n_d____o_t_h__e_r
Customers Liability on Letters of Credit and Acceptances.---------
Profit and LOSS..-------------------Other Resources--------------------

406,967.37 108,187.64
7,703.15 6,498.42 26,983.47 60,472.44
none none 1,497.42 22,927.67 none none none

TotaL-----------------------"------$ 641,237.58

LIABILITIES:
Capital Stock.---------------------- $ Surplus Fund---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks....---------------Demand DepositS-----------------Time Certificates of Deposit -----Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other Liabilities....----------------

100,000.00 20,000.00 19,008.32 2,069. 77
none none 1,242.11 none 275,681.64 104,693.43 none none 10,000.00 108,542.31 none

TotaL-------------------------------$ 641.237.58

NINTH ANNUAL REPORT

59

STATEMEl"iT

Showing condition at the close of Business December 31, 1928, of the

PEOPLES BANK OF EAST POINT

East Point, Ga.

As called for by the Superintendent of Ranks.

T. F. GUFFIN,

W. E. HENSLEE,

President.

Cashier.

Date of ChaJJter: 12-20-1926

Began Business: 12-20-1926

RESOURCES:

Loans and Discounts------------ $ 127,713.50

Certificates of Indebtedness and

Bonds and Stocks owned..------ 25,946.19

Banking House and Lot.....-----

none

Furniture and Fixtures............

320.00

Other Real Estate owned......... .

none

Cash in Vault and amounts due

from approved Reserve Agents.. 39,675.35

Checks for Clearing and Due from

other Banks.....------------

1,592.16

Cash Items..--------------

none

Overdrafts (if anYl---------

none

Advance on Cotton and other

Commodities..... ----------

none

Customers LiabilitY on Letters of

Credit and Acceptances... -------

none

Profit and LOSS---------------------

none

Other TotaL

Resources... ---------------_______________________________

-$

- -no-ne
195,247.20

LIABILITIES:
CSuarppitlauls SFtuoncdk.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$ Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid..---------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits..----------------Time Certificates of Deposit..----Savings Deposits------------------LBeieltxltseercPsuatoyefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t_a___n__c__e__s__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__te__d_._-_-_--_

25,000.00 2,500.00 4,081.24
none none none 2,820.36 70.00 149,307.18 none 11,313.31 none none none 154.61

TotaL------------------------------ $ 195,247.20

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Eatonton, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON,

W. A. ANDREWS,

President.

Cashier.

Date of Charter: 10-30-1922

Began Business: 11-15-1922

RESOURCES:

Loans and Discounts------------- $ 38,647.16

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and Fixtures.. _________ _ Other Real Estate owned.________ _

750.00 5,000.00 1,250.00 4, 769.22

Cash in Vault and amounts due

from approved Reserve Agents.. 22,994.18

Checks for Clearing and Due from

other Banks----------------------

989.47

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

106.88 153.35

AdCvoamncmeodoitnies.C..o. _t_to__n___a__n_d____o_t_h__e_r

5,779.84

Customers LiabilitY on Letters of

Credit and Acceptances... -------

none

- - - - Profit and Loss..... -----------------
Other Resources....-----------------

none none

TotaL... --------------------------- $ 80,440.14

LIABILITIES:
CSuarppitlauls SFtuoncdk.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss.o.-f-D- -e-p- -o-s-i-t-.----_- -. -. -_ Savings Deposits------------------BLeieltxltseePcrsuatoyefadbCfloreer_d_C_i_tu_as_tn_o_dm__A_e_rc_sc_.e_._p___t__a__n__c____es__ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

25,000.00 none 233.98 none none none
2,658.80 none
49,072.21 975.15 none none none
2,500.00 none

TotaL------------------------------- $ 80,440.14

r

60

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE MIDDLE GEORGIA BANK

Eatonton, Ga.

As called for by the Superintendent of Banks.

BENJ. W. Hl:XT,

E. W. INGRAM,

President.

Cashier.

Date of Charter: 12-1890

Began Business: 2-1891

RESOURCES:

Loans and Discormts. _____________ $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.. _______ _ Cash in vault and amormts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
AdCvoamncmeodointiesC..o..tt_o__n___a__n_d____o_t_h__er_
CCusrteodmitearsndLiAabcicleitpYtaoncneLs_e_t_t_e__r_s__o_f
Profit and LOSS--------------------Other Resources-------------------

141,977.94 3,450.00 none none 55,880.87 45,565.52 5, 785.60 none 1,860.94 none none none none

TotaL------------------------------$ 254,520.87

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund._____________________ _ Undivided Profits .. _______________ _ Reserve Frmds.--------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TCraushstieDrsepCohseictsk_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Govt. Deposits_____________________ _ Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable_________ --------------Notes and Bills Rediscounted..... Other Liabilities-------------------

50,000.00 none
6,575.04 none none 60.25
1,448.53 none
174,102.29 4,377.29 none none none 17,957.47 none

TotaL ______________________________ $ 254,520.87

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF EDISON

Edison, Ga.

As called for by the Superintendent of Banks.

L. C. MANRY,

THEDFORD TURXER,

President.

Cashier.

Date of Charter: 1904

Began Business: 10-4-1904

RESOURCES:

Loans and Discormts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _
Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amormts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn..k.s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _
Advance on cotton and other Commodities----------------------
Customers Liability on Letters of Credit and Acceptances...........
POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

309,817.60 none
3,000.00 2,785.50 7,680.03 88,542.08
733.79 561.42 98.06 25,411.01 none none none

TotaL------------------------------ $ 438,629.49

LIABILITIES:
Capital Stock.______________________ $
Surplus Frmd...... -----------------Undivided Profits-----------------Reserve Frmds---------------------DDiuveidtoenBdas nUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatYeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_--__Notes and Bills Rediscormted..... Other Liabilities-------------------

50,000.00 37,500.00 7,757.24 2,000.00
none none 727.61 none 169,329.54 81,811.05 none none 45,000.00 44,504.05 none

TotaL------------------------------$ 438,629.49

NINTH ANNUAL REPORT

61

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

GRANITE CITY BANK

Elberton, Ga.

As called for by the Superintendent of Banks.

W. 0. JONES,

F. S. FORTSON,

President.

Cashier.

Date of Charter: 11-1927

Began Business: 1-3-1928

RESOURCES:

Loans and Discounts--------------$ C eBrot inf idcsa taensdoSf t oI ncdk se botwe ndende.s. _s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrtebmans_k_s_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _
AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r
CuCsrteodmitearsnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _f
POrtohfeirt RanesdoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

145,129.40 54,126.60
none 1,750.00
none 67,175.52 2,079.48
none 786.17 none none none none

TotaL------------------------------$ 271,047.17

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits----------- -----Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._._.._

47,720.00 none
2.035.21 none none none 341.39 none
193.605.62 11,777.45 15,567.50
none none none none

TotaL------------------------------$ 271,047.17

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ELLAVILLE

Ellaville, Ga.

As called for by the Superintendent of Banks.

J. H. STEVE~S,

H. F. DIXON,

President.

Cashier.

Date of Charth: 9-10-1910

Began Business: 9-16-1910

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned......... BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__er_ C uCsrteodmi tearns dLAi acbciel ipttYa nocne sL_e_t_t_e__r_s__of_ Profit and Loss____________________ _ Other Resources--------------------
TotaL ______________________________ $

70,072.02 30.686.88 2,844.57
840.00 none 77,085.92 14,747.29 none none 62.471.57 none none none 258,756.25

LIABILITIES:
Capital Stock_______________________ $
Surplus Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p-o-s-i-t-_-_-_-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers_________ _ Bills Payable._--------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._._._._.._

25.000.00 5.000.00 11,669.35
none none none none none 143,004.17 74,082.73 none none none none none

TotaL------------------------------ $ 258.756.25

1

6!l

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ELLENWOOD

Ellenwood, Ga.

As called for by the Superintendent of Banks.

G. T. WILLIAMSON,

W. L. WILLIAMSON,

President.

Cashier.

Date of Charter: 3-18-1912

Began Business: 3-18-1912

RESOURCES:

Loans and Discounts.............. $ 18,921.14

CeBrotinfidcsataensdoSf toIncdkes botwednneeds. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _

none
2,000.00 850.00

Other Real Estate owne<L--------Cash in Vault and amounts due

3,928.00

from approved Reserve Agents.. 23,116.19

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

200.07
none

AdCvoamncmeodoitniesC. _o__t_t _o_n___a__n_d____o_t_h__e_r

3,002.66

Customers Liability on Letters of

PrCorfeitdaitnadnLdoAss_cc__e_p_t_a_n__c_e_s_._-_-_-_-_-_-_-_--_

none none

Other Resources.------------------- - - -no-ne

TotaL-------------------------------$ 52,018.06

LIABILITIES:
Capital Stock.---------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer.. _C_u__s_t_o_m__e_r_s___________________ __ Notes and Bills Rediscounted..... Other LiabilitieS-------------------

15,000.00 3,000.00 2.477.63
none none none
190.00
none
17,352.26 13,092.73
none
none none none
905.44

TotaL------------------------------- $ 52,018.06

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF ELLIJAY

Ellijay, Ga.

As called for by the Superintendent _of Banks.

SAM TATE,

E. T. HUDSON,

President.

Cashier.

Date of Charter: 5-21-1914

Began Business: 6-14-1914

RESOURCES:

Loans and Discounts--------------$ 330,086.89

CeBrotinfidcsataensdoSf toInckdsebotwednnedes. _s__a__n_d_ Banking House and Lot__________ _

11,850.00
none

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_

5,850.00 3,180.00

Cash in Vault and amounts due

from approved Reserve Agents. 57,218.06

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

97.15
none
357.17

Advance on Cotton and other

Commodities---------------------CPruCosrfteoitdmaitenradsnLLdoiaAsbsc.ic_li_et_pY_t_a_on_n_c_e_Ls_.e___t_t__e___r__s_____o_f_

none none none

Other Resources.------------------- - - -no-ne

Total--------------------------------$ 408,639.27

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 18,650.00
none none none none
1,056.44 564.81
143,959.73 43,764.85 185,623.44
none none none none

TotaL------------------------------$ 408,639.27

l

NINTH ANNUAL REPORT

68

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ETON

Eton, Ga.

As called for by the Superintendent of Banks.

C. C. KEITH,

H. R. JAMES,

President.

Cashier.

Date of Charter: 5-flS-1910

Began Business: 9-1-1910

RESOURCES:

Loans and Discounts.............. $ 55,838.08

Certificates of Indebtedness and

Bonds and Stocks owneeL.......

700.00

Banking House and Lot...........

none

Furniture and Fixtures............

2,000.00

Other Real Estate owned........ ..

4,500.00

Cash in vault and amounts due

from approved Reserve Agents.. 25,589.34

Checks for Clearing and Due from

other Banks......................

none

Cash Items..........................

none

Overdrafts (if any).................

595.76

AdCvoan=coediotniesC..o. _t_t.o.n___a__n_d____o_t_h.e..r

none

'Customers Liability on Letters of

none

Credit and Acceptances........ ..

none

POrtohfeirt TotaL

aRnedsoLuorcses.s._._._._._._._._._._._._.__._._._._..__. _______________ . . . . . . . . . . . . . . . .

-
$

212.80
- -no-ne
89,435.98

LIABILITIES:
Capital Stock....................... $ SurPlUS Fund ...................... Undivided Profits.................. Reserve Funds...... ___ ............. Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits................... Time Certificates of Deposit..... .. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other Liabilities....................

15,000.00 4,000.00
none none none
4.80 none none 31,425.22 39,005.96 none none none none none

TotaL.................,.............. $ 89,435.98

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FAIRBURN BANKING CO.

Fairburn, Ga.

As called for by the Superintendent of Banks.

J. H. LONGINO,

Y. H. LONGINO,

President.

Cashier.

Date of Charter: 1891

Began Business: 1902

RESOURCES:

Loans and Discounts .............. $ 114,156.90

Certificates of Indebtedness and

Bonds and Stocks ownecL....... 30,082.78

Banking House and Lot........... 12,500.00

Furniture and Fixtures.. __ ........ 4,000.00

Other Real Estate owne<L.. ------- 11,581.14

Cash in vault and amounts due

from approved Reserve Agents.. 44,855.91

Choetchkesr fBoarnCklse.a.r.i.n.g. _a.n._d__D__u__e.f.r.o.m..

251.70

COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._._.._

322.98 none

.AC-dvoa=ncoediotinesc..o.t.t.o..n___a_n__d____o_t_h__er_

1,554.22

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources.................... - - -no-ne

TotaL............................... $ 219,305.63

LIABILITIES:
Capital Stock ...................... $ surolus F.m<L..................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable........................ Notes and Bills RediscountecL.... Other Liabilities....................

25,000.00 5,000.00 6,566.54
none none none 672.98 none 113,880.80 68,185.31 none none none none none

TotaL............................... $ 219,305.63

64

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE FAIRMOUNT BANK

Fairmount, Ga.

As called for by the Superintendent of Banks.

T. W. McHUGH,

R. D. PA Y~E.

President.

Cashier.

Date of Charter: 10-27-191:3

Began Business: 11-5-191S

RESOURCES:
Loans and Discounts.-------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d_._._-_-_-_-_-_--_ FOutrhneirtuRreealanEdstFatiextouwrense-d--_-_-_-_-_-__-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks..---------------------COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_ Profit and LOSS--------------------Other Resources-------------------TotaL ______________________________ $

44,077.89
none
4,000.00 l, 775.00
none
49,842.92
none
33.79 354.14
4,686.68
none none
857.~7
105,627.69

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _
Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-___-_-_--_ Notes and Bills Rediscounted..___ _ Other Liabilities--------------------

15,000.00 5,000.00 3,315.41
817.54
none none
358.31 45.00 53,330.59 25,9d5.52 1 '760.32
none none none
15.00

TotaL------------------------------$ 105,627.69

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Fayetteville, Ga.

As called for by the Superintendent of Banks.

C. D. REDWINE,

H. C. HEWELL,

President.

Cashier.

Date of Charter: 2-16-190(i

Began Business: !~-l!l-190(i

RESOURCES:

Loans and Discounts--------------$ 136,069.33

Certificates of Indebtedness and

Bonds and Stocks owned..______ _ Banking House and Lot__________ _

45.00 2.266.79

FOuthrneirtRureealaEndstaFtiextouwrense-d-_-_-_-_-_-_-_-_-_--_

3,358.96 20,994.79

Cash in Vault and amounts due

from approved Reserve Agents.. 47,823.80

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ______ : _________ _

none
123.58
10,316.35

Advance on Cotton and other

Commodities----------------------

5,331.67

Customers Liability on Letters of

Credit and Acceptances----------

none

Profit and LOSS---------------------

2,014.07

Other Resources-------------------- - -1,-465-.00
TotaL______________________________ $ 229,809.34

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.-----------.--------- Notes and Bills Rediscounted...... Other Liabilities..------------------

25,000.00 25,000.00
none none none none
36.56
none
147,669.58 32,103.25
none
none none none none

TotaL-------------------------------$ 229,809.34

NINTH ANNUAL REPORT

65

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF FINLEYSON

Finleyson, Ga.

As called for by the Superintendent of Banks.

J. W. COMER, SR.,

CLARENCE FINLEYSON,

President.

Cashier.

Date of Charter: 9-20-1910

Began Business: 9-20-1910

RESOURCES:

Loans and Discounts.-------------$ 23,738.13 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

none
750.00 750.00 4,572.93

Cash in Vault and amounts due from approved Reserve Agents.. 22,641.04

Choethckesr fboarnCklse_a_r_i_n__g__a_n__d__D__u_e__f_r_o__m_

5.00

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

210.00
none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

7,645.46

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_

none

Profit Other

and LOSS--------------------Resources.-------------------

-

-

none
-n-one

TotaL-------------------------------$ 60,312.56

LIABILI:riES:
Capital Stock.______________________ $ Surplus Fund----------------------RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp--a-i-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks ------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanydabBlei.l.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-.-.-. Other Liabilities-------------------

15,000.00
none
11,023.06
none none none
2,048.69
none
27,722.04 4,518.77
none
none none none none

TotaL-------------------------------$ 60,312.56

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF FLOVILLA

Flovilla, Ga.

As called for by the Superintendent of Banks.

F. S. ETHERIDGE,

J. T. GIBSON,

President.

Cashier.

Date of Charter: 10-2-1906

Began Business: 11-1-1906

RESOURCES:

Loans and Discounts--------------$ 46,691.58

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__._.-__-_-_-_--_

2,020.00 2,252.01

FOuthrneirtRureealaEndstaFtiextouwrensed--_-_-_-_-__-_-_-_--_

1,133.49
none

Cash in Vault and amounts due

from approved Reserve Agents.. 44,669.22

Checks for Clearing and Due from

other Banks.---------------------

5,194.71

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

230.68 46.09

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances---------Profit and Loss---------------------

none none

Other Resources..------------------TotaL. ______________________________

-$

- -no-ne
102,237.78

LIAB;L!TIES:
Capital Stock_______________________$ Surplus Fund______________________ _
Undivided ProfitS-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t____________ __ Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanYdabBliel_ls.-R--e-d--i-s-c-o-u--n-t-e-d--.-_-__--_ Other Liabilities-------------------

15,000.00 10,000.00 7,023.34
none none none
141.86
none
41,452.75 28,619.83
none
none none none none

TotaL-------------------------------$ 102,237.78

66

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, 1928, of the

THE CITIZENS BANK

Folkston and Nahunta, Ga.

As called for by the Superintendent of Banks.

Wm. MIZELL, SR.,

Wm. MIZELL, JR.,

President.

Cashier.

Date of Charter: H!-11-1911

Began Business: 1-4-1912

RESOURCES:

Loans and Discounts ______________ $ 341,389.85

Certificates of Indebtedness and

Bonds and Stocks owned_______ _ Banking House and Lot__________ _

16,825.00 none

Furniture and Fixtures ___________ _ 3,214.83

Other Real Estate owne<L________ _ 3,500.00

Cash in vault and amounts due

from approved Reserve Agents__ 173,691.82

Checks for Clearing and Due from

other Banks_---------------------

945.20

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoan=coediotniesC__o__tt_o__n___a__n_d____o_t_h__e_r

none

.Customers Liability on Letters of

PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n_c__e_s_-_-_-_-_-_-_-_-_--_

none none

Other Resources-------------------- - - -no-ne

TotaL-------------------------------$ 539,566.70

LIABILITIES:
Capital Stock______________________ $ Surplus Fund______________________ _
RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _ Dividends Unpai<L________________ _
Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__t_e_d_________ __

30,000.00 3,000.00 28,288.17
none none 1,208.40 3,296. 70 none 250,075.70 91,281.16 132,416.57 none none none none

TotaL _______________________________$ 539,566.70

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks.

JNO. F. STEPHENS,

J. E. PHINAZEE,

President.

Cashier.

Date of Charter: 1886

Began Business: 1886

RESOURCES:

Loans and Discounts--------------$ 85,727.04

Certificates of Indebtedness and

,BBanoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_

100.00 4,500.00

FOuthrneirtuRreealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_

2,770.00 3.409.00

Cash in Vault and amounts due

from approved Reserve Agents-- 72.010.31

Checks for Clearing and Due from other Banks----------------------
COavsehr.dIrtaefmtss-(-if--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,973.25 869.30 none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r

78.64

Customers Liability on Letters of Credit and Acceptances__________

none

Profit and Loss---------------------

none

Other Resources-------------------- - - -30-.50
TotaL..... _________________ $ 171.468.04

LIABILITIES:
Capital Stock______________________$ Surplus Fund______________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to Banks.-------------------Dividends Unpaid.----------------Cashiers Checks------------------ Certified Checks---------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-__-_-_-_-_--_ Notes and Bills Rediscounte<L... Other Liabilities----------------

50,000.00 10,000.00 1,776.29 1,022.17
none none 613.95 none 108,055.63 none none none none none none

TotaL-------------------------------$ 171,468.04

l

NINTH ANNUAL REPORT

67

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK OF FORSYTH

Forsyth, Ga.

As called for by the Superintendent of Banks.

H. H. HARDIN,

ROLAND ANDERSON,

President.

Cashier.

Date of Charter: 2-17-1920

Began Business: 3-1-1920

RESOURCES:

Loans and Disconnts-------------- $ 93,390.32

Certificates of Indebtedness and

Bonds and Stocks owned..------- 20,000.00

Banking House and Lot-----------

none

Furniture and Fixtures------------

1,112.21

Other Real Estate owned..---------

6,030.81

Cash in vault and amounts due

from approved Reserve Agents-- 26,635.23

Checks for Clearing and Due from

CaosthheIrtebmasn_k. _s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

2,119.09 none
2,004.38

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of

Credit and Acceptances_________ _

none

Profit Other

and LOSS--------------------Resources--------------------

-

-

none
-no-ne

TotaL-------------------------------$ 151,292.04

LIABILITIES:
Ca:oital Stock._____ -----------------$
Sur:olus Fund..---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS..------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acce:otances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Redisconnted..___ _ Other Liabilities-------------------

40,000.00 10,000.00 1,431.84 4,395.72
none none 749.98 none 77,666.75 17,047.75 none none none none none

TotaL_______________________________ $ 151,292.04

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

R. T. PERSONS,

R. J. BITTICK,

President.

Cashier.

Date of Charter: 1910

Began Business: 1910

RESOURCES:

Loans and Disconnts-------------- $ 209,907.04 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d_._._-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amonnts due
from approved Reserve Agents--

none 3,992.95 2,493.15
none 65,874.40

Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,282.80 none none

AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

6,031.67

Customers Liability on Letters of

Credit and Acceptances_---------

none

Profit Other

and LOSS--------------------Resources--------------------

-

-

none
-no-ne

Total--------------------------------$ 289,582.01

LIABILITIES:
Ca:oital Stock.___ ----------- ________ $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheCkS-------------------TDiemmeaCnedrDtifeipcoasteitsSo--f-D--e--p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------Letters of Credit and Acce:otances
executed for Customers---------BNioltlessPaanydabBleil_l_s-R--e-d--is-c--o-n-n-t-e-c--t.-.-_-__--_ Other Liabilities-------------------

50,000.00 50,000.00
75.00 none none none none none 189,507.01 none none none none none none

TotaL------------------------------$ 289,582.01

68

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MONROE COUNTY BANK

Forsyth, Ga.

As called for by the Superintendent of Banks.

W. C. HILL,

CHARNER W. HILL,

President.

Cashier.

Date of Charter: 11-2-1908

Began Business: 10-19-1908

RESOURCES:

Loans and D!sconnts.............. $ 201,076.39

Certificates of Indebtedness and

Bonds and Stocks owned........ .

1,650.00

Banking House and Lot...........

none

Furniture and Fixtures------------

1,000.00

Other Real Estate owned--------- 12,453.05

Cash in Vault and amonnts due

from approved Reserve Agents. 57,845.85

Checks for Clearing and Due from

other Banks----------------------

1,288.04

COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

90.00 none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

POrtohfeirt aRnesdoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

TotaL

______________________________

-
$

none
-275-,624430-..4769

LIABILITIES:
Capital Stock...... ______________ ._.$ Surplus Fund----------------------Undivided Profits-----------------Reserve FWlds---------------------Due to Banks----------------------CDaivshidieenrsdsChUencpkasi.d. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ Demand Deposits------------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer..C..u..s.t.o.m_-e- r.s. -__-_--..--_-._--._Notes and Bills Redisconnted...... Other Liabilities..------------------

25,000.00 25.000.00
none none none none 5,012.50 none 105.769.61 10.824.28 103,868.73 none none none 168.67

TotaL ______________________________$ 275.643.79

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF FORT GAINES

Fort Gaines, Ga.

As called for by the Superintendent of Banks.

C. W. MORRIS,

W. L. PAULLIN,

President.

Cashier.

Date of Charter: 1889

Began Business: 1891

RESOURCES:

Loans and Disconnts. _____________ $ 204,637.44

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsteoacnksdoLwont.e_d__-_-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

none none 1,000.00 7,500.00

Cash in Vault and amounts due

from approved Reserve Agents. 100,697.08

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 120.18 1,149.47

Advance on Cotton and other

Co=odities---------------------Customers LiabilitY on Letters of

50,543.92

Credit and Acceptances.---------

none

PrOofthitearnRdesLouorcsess-_-_-_-_--_-_-_-_-_-_-_-_--_-_-_-_-_-_TotaL ______________________________

-$

-3773,-,95n27o42-..n89e45

LIABILITIES:
Capital Stock_______________________ $ Sur:olus FWld..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliitlilessR._e_d__i_s_c_o_n__n_t_e_d_._._._._._

50,000.00 35,000.00 5,129.48
none none 5.000.00 473.90 none 177,596.85 100.323.71 none none none none 49.00

TotaL-------------------------------$ 373.572.94

NINTH ANNUAL REPORT

69

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

UNION SAVINGS BANK

Fort Gaines, Ga.

As called for by the Superintendent of Banks.

W. T. CREDILLE,

W. G. GRIMSLEY,

President.

Cashier.

Date of Charter: 7-30-1910

Began Business: 1910

RESOURCES:

Loans and Discounts-------------- $ 88,809.90 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_d__-_-_-_-_-_-_--_ FUrniture and Fixtures.. _________ _ Other Real Estate owned.________ _

none none
1,450.00 3,905.00

Cash in Vault and amounts due

from approved Reserve Agents.. 24,480.95

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2.336.18
none
551.75

AdCvoamncmeodoitnies_C.o__t_t_o_n___a__n_d____o_t_h__er_

none

CPruCosrfteiotdmaitenradsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_nc__e_Ls__e___t_t__e___r__s____o_ f__

none none

Other Resources.------------------T o t a L _______________________________

-$

- -no-ne
121,533.78

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund----------------------Undivided Ptofits-----------------Reserve Funds---------------------DDuiveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits------------------TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable____ -------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_

27,150.00 5,350.00 2,186.24
none none
22.50 199.26
none
57,762.70 28,863.08
none
none none none none

TotaL _______________________________$ 121,533.78

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF FORT VALLEY

Fort Valley, Ga.

As called for by the Superintendent of Banks.

W. R. EDWARDS,

H. HUCKABEE,

Vice-President.

Cashier.

Date of Charter: 10-11-1924

Began Business: 10-15-1924

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSf toIncdksebotwednneeds__s__a__n_d_ Banking House and Lot. _________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in vault and amounts due

77,474.66
none none
3,535.15
none

from approved Reserve Agents.. 77,076.53

Checks for Clearing and Due from

other Banks----------------------

2,750.93

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

891.55
none

Advance on Cotton and other

Commodities---------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_

none none

POrtohfeirt

aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
-

-

none
-no-ne

TotaL-------------------------------$ 161.728.82

LIABILITIES:

Capital Stock.----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits------------------TSiamviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ BLeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c___e_s__ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u__n_t_e_d__-_-_-_--_

30,000.00
none
1,437.24
none none none
2,137.94 127.73
117.549.03 10,476.88
none
none none none none

TotaL _______________________________$ 161.728.82

70

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF HEARD COUNTY

Franklin, Ga.

As called for by the Superintendent of Banks.

E. E. LEWIS,

E. E. LEWIS,

President.

Cashier.

Date of Charter: 10-14-1905

Began Business: 10-18-1905

RESOURCES:

Loans and Discounts-------------- $ 86,078.56

CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

20.490.00 2,844.00 2,900.00 9,420.47

Cash in Vault and amounts due

from ap:proved Reserve Agents.. 147,236.01

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabciclei:tpytaonnceLs_e_t_t_e_r_s__o_ f_

none

Profit and LOSS---------------------

none

Other Resources--------------------

none

----

TotaL-------------------------------$ 268,969.04

LIABILITIES:
Ca:pital Stock.______________________ $ Surolus Fund.._____________________ _
Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_:_p_t_a_n_c__es_ Bills Payable_______________________ _ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d________ __

25,000.00 16,000.00 5,601.30
none none 48.00 266.32 none
!14.~04.15
12,261.75 94,887.52
none none none none

TotaL. ______________________________ $ 268,969.04

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE CITIZENS BANK

Gainesville, Ga.

As called for by the Superintendent of Banks.

J. C. PRUITT,

BATTLE SPARKS,

President.

Cashier.

Date of Charter: 5-19-1913

Began Business: 6-3-1923

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------FOut hr neirt uRreea laEn ds t aFtiex touwr ense-d-.-. _-_-_-_-_-_-_-_- -_ Cash in Vault and amounts due
from a:p:proved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h__e_r
CuCsrteodmiterasnLdiAabciclei:tpytaonnceLs_e_t_t_e_r_s__o_ f_
Profit and LOSS---------------- Other Resources.-------------------

548,347.60 65,950.00
none 7,000.00 12,000.00 379,717.24 46,292.12
437.27 4,397.60 107,428.03
none none none

TotaL------------------------------$ 1,171,569.86

LIABILITIES:
Caoital Stock.______________________$ US unrdoivl uids eFduPnrdosf-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__- _- -_ Reserve Fund..______________________ _ Due to Banks----------------------Dividends Un:t>ai<L----------------CCaesrthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of De:t>osit...... Savings Deposits------------------Letters of Credit and Acce:ptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR_e_d__i_s_c_o_u__n_t_e_d_._._._._.._

50,000.00 10,000.00 33,932.04 10,933.09 31,836.03 2,040.00 1,494.26
none 612,827.95 22,966.53 395,539.96
none none none none

TotaL. _______ .. ---- __________ .$ 1,171, 569.86

NINTH ANNUAL REPORT

71

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE STATE BANKING CO.

Gainesville, Ga.

As called for by the Superintendent of Banks.

T. E. ATKINS,

J. H. CURTIS,

President.

Cashier.

Date of Charter: 1888

Began Business: 1889

RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other RealEstate owned. ________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a_n__d____o_t_h__er_ CuCsrteodmiterasnLdiAabccileiptyta,onnceLs_e_t_t_e_r_s__o_ _f Profit and LOSS------------- Other Resources-------------------TotaL..____________________________ $

413,252.51
none none
6,000.00 4,246.60
48,218.68
12,146.41 964.63
none
6,355.68
none none none none
491,184.51

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _
Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-__-_-_-_--_
~~~!ss o~tfr~~ltand.-Accili)taiices
executed for Customers_________ _ Bills Payable_____________ ----------Notes and Bills Redtscounted..... Other Liabilities--------------------

75,000.00 25,000.00 7,730.97
none none none none
2,000.00 218,608.64 162,844.90
none
none none none none

TotaL ... ___________________________$ 491,184.51

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Garfield, Ga.

As called for by the Superintendent of Banks.

J. I. ANDERSON,

D. M. CASON,

President.

Cashier.

Date of Charter: 1-9-1911

Began Business: 2-14-1911

RESOURCES:

Loans and Discounts--------------$ 47,736.35

Certificates of Indebtedness and

Bonds and Stocks owned........ 3 ,650.00

Banking House and Lot...........

4,207.48

Furniture and Fixtures............

3,189.46

Other Real Estate owned... ______ _ 2,572.77

Cash in Vault and amounts due

from approved Reserve Agents.. 13,663.88

Check.~ for Clearing and Due from

other Banks.......................

568.07

Cash Items... _____ ...... _...........

?.83.30

Overdrafts (if any) .................

1,619.06

Advance on cotton and other

co=odities___ ........ -- ........ .

6,628.14

Customers LiabilitY on Letters of

Credit and Acceptances......... .

none

Profit and Loss.....................

none

Other Resources.................... - - -no-ne

Total................................ $ 83,118.51

LIABILITIES:
Capital Stock..---------------------$ US unrdpivl uids eFduPnr<oLfi-t-s-_-_-_-_-_-_-_-_-_-_- -- -------------DReuseertvoeBFaunnkdss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Unpaid................. . Cashiers Checks.................... Certified Checks.................... Demand Deposits------------------Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills PaiY,able........................ Notes and Bills Rediscounted..... Other Liabilities ...................

15,000.00 3,000.00 9,313.93
none none
360.00 681.48
none
31,968.9!"> 20,294.15-
none
none none. none
2,500.00<

Total...............-........----....$ 83,118.61

72

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF GIBSON

Gibson, Ga.

As called for by the Superintendent of Banks.

B. F. WALKER,

E. E. GRIFFIN,

President.

Cashier.

Date of Charter: 11-7-1905

Began Business: 11-27-1905

RESOURCES:

Loans and Discounts .............. $ 35,910.42

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot...........

3,000.00

FOuthrneirtuRreealaEndstFatiextouwrense.d....__._._._._._._. ._

1j600.00
none

Cash in Vault and amounts due

from approved Reserve Agents. 50,275.49

Choetchkesr fboarnCklse_a_r_i_n__g__a_n__d__D__u_e__f_r_o__m_

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
3,650.47

Advance on Cotton and other

Commodities----------------------

none

CuCsrteodmiterasnLdiaAbcilcite;<p,t'aonnceLs_e_t_t_e_r_s___o_f

none

Profit and Loss.--------------------

none

Other Resources.------------------TotaL. ______________________________

-$

- -n-one
94,436.38

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund.______________________
RUensdeirvviedeFdunPdrosf_i_t_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _ Dividends Unpai<L----------------CaJshiers Checks ------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoasteitss.o.-f-D--e--p-o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------BLieeltxltseePcrusatoyefadCbflroeer_d_C_it_u_as_n_to_d_m_A_e_cr_s_c_.e__p____ta____n__c____es__ Notes and Bills Rediscounted..... Other Liabilities.-------------------

15,000.00 3,000.00 4,752.15
none none none
233.83
none
71,450.40
none none
none none none none

TotaL-------------------------------$ 94,436.38

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF GIRARD

Girard, Ga.

As called for by the Superintendent of Banks.

L. B. ROYAL,

C. G. CHRISTIAN,

President.

Cashier.

Date of Charter: 4-27-1906

Began Business: 7-30-1906

RESOURCES:

Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _

49,982.44
2,525.00 3,000.00

FOuthrneirtRureealaEndstaFtiextouwrensed--..-_-_-_-_-_-_-_--_

2,500.00 10,250.00

Cash in Vault and amounts due from approved Reserve Agents..
Checks for CleaTing and Due from

17,344.16

other Banks.--------------------cbavsehrdIrtaefmtss.(-if--a-n--y-)-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

43.78
none none

Advance on Cotton and other

Commodities---------------------Customers LiabilitN on Letters of
Credit and Acceptances__________

none none

Profit and Loss---------------------

none

O.ther Resources-------------------TotaL ______________________________

-
$

-4,-715-.43
90,360.81

LIABILITIES:
Capital Stock_______________________$ Surplus Fund______________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit....... Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc.e_p__t_a_n_c__es_ Bills PaYable,---------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 3,000.00 1,699.96 1,287.86
none none
798.36
none
43,550.21 19,524.42
none
none
5,500.00
none none

TotaL------------------------------- 90,360.81

NINTH ANNUAL REPORT

73

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE GLENNVILLE BANK

Glennville, Ga.



As called for by the Superintendent of Banks.

W. F. DCRRENCE,

L. D. DUBBERLY,

President.

Cashier.

Date of Charter: 1-12-1905

Began Business: 1-18-1905

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.i.f_a__n_y__) _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLd iAa bcicleipt ytaonnceLs_e_t_t_e_r__s__o_f
Profit and Loss--------------------Other Resources--------------------
TotaL. ______________________________ $

225 '961. 70
none
3,500.00 3,500.00 14,177.39
53,972.27
3.945.14 809.08 335.34
none
none
4,417.15 26.97
310,645.04

LIABILITIES:
Capital Stock-----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceotances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities--------------------

60,000.00 12,000.00
none
1,500.00
none none
16,996.56
none
102,413.88 117,734.60
none
none none none none

TotaL_______________________________$ 310,645.04

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

PEOPLES BANK

Glennville, Ga.

As called for by the Superintendent of Banks.

J. C. BEASLEY,

FELTO~ BANKS,

President.

Cashier.

Date of Charter: 1907

Began Business: 1907

RESOURCES:

Loans ~nd Discounts ______________ $ 90,042.08

CeBrotinfidcsataensdoSf toIncdkes botwednneeds__s__a__n_d_ Banking House and Lot__________ _

1.300.00 8,000.00

FOut hr neirtRu reea laEn ds t aFtiextouwrense-d--. -_-__-_-_-_-_-_--_

3,000.00 6,047.86

Cash in Vault and amounts due

from aooroved Reserve Agents.. 17,744.89

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_

789.89 142.50

~J~~<i[~tsogf ~~fion-a.nci--otlier

472.13

Commodities_____________________ _

none

CuCsrteodmiterasnLdiAabciclietyo_taonnceLs_e_t_t_e_r_s__o_ f_

none

Profit and Loss--------------------Other Resources..------------------TotaL. _______________________ -- __ --.

-
$

none
- -no-ne
127,539.35

LIABILITIES:
CSuaropiltuals SFtuonckd._._._._._-_-_-_-_-_-____________-_--____-____$ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUkns-o-a-i-d--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist.s._._____________-_-_-_-__-_-_-_-_-_--_ Time Certificates of Deoosit______ _ Savings Deposits------------------Letters of Credit. and Acceotances
executed for Customers---------Bills PaYable________ ---------------Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 4,345.78
none
5,000.00
none none
1,580.34
none
55,673.05 35,097.35
842.83
none none none none

TotaL _______________________________ $ 127,539.35

74

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE FARMERS BANK

Glenwood, Ga.

J. F. COOK,

As called for by the Superintendent of Banks. W. J. FUTRAL,

President.

Cashier.

Date of Cha.rter: 11-5-1906

Began Business: 11-10-1906

RESOURCES:

Loans and Discounts ______________ $ 113,080.29

Certif~cates of Indebtedness and

B.onds and Stocks owned.______ _

350.00

Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from

6,300.00 3,858.62 13,169.03
25,325.73

CaosthheIrtebmans_k_s_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoamncmeodointiesC__o_t_w___n___a__n_d___o__t_h__e_r
Customers LiabilitY on Letters of Credit and AcceiJta,nces__________
Profit &nd Loss_____________________

4,436.58. 483.08 802.31
none
none
4,303.25

Other Resources-------------------- - - -543-.50

TotaL------------------------------.$ 172,652.39

LIABILITIES:
CSuairJpiltualsSFtuonckd...-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ $ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks ------------------CDeermtiafinedd DCehpeocskist-s-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Time Certificates of DeiJosiL----Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable___________ ------------Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

30,000.00 30,000.00
none none none none
565.84
none
69,968.05 22,118.50
none
none
20,000.00
none none

TotaL-------------------------------$ 172,652.39

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF GRANTVILLE

Grantville, Ga.

As called for by the Superintendent of Banks.

C. S. COLLEY,

C. E. BRASCH,

President.

Cashier.

Date of Charter: 7-1901

Began Business 7-1901

RESOURCES:

Loans and Discounts--------------$ 102,713.71

Certificates of Indebtedness and

Bonds and Stocks owned.______ _ Banking House and Lot__________ _

100.00 3,000.00

OF ut hr ne ri tRu reealaEnsdt aFtiextouwrensed- -. -_-__-_-_-_-_-_- -_ Cash in Vault and amounts due

1,047.64 11,311.80

from apiJroved Reserve Agents-Checks for Clearing and Due from

21,771.12

CaosthheItreBmas.n._k_s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

15.00
none
156.81

AdCvoammcmeodointiesC_o__t_to__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of Credit and AcceiJtances.._________

none

Profit and Loss---------------------

none

Other Resources..------------------TotaL ______________________________

-$

-140-,13406-..0008

LIABILITIES:

Capital Stock.----------------------$ 25,000.00

SuriJlus Fun<L---------------------- 10,000.00

Undivided Profits------------------

4,062.89

Reserve Funds---------------------DDiuveidteonBdsanUknsi-J-a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

Cashiers Checks--------------------

384.36

Certified Checks--------------------

none

TDiemmeaCnedrDtifeiicJaotseistso-f--D--e--iJ-o--s-i-t-_-__-_-_-_--_

50,130.98 5,564.18

Savings DeiJositS------------------- 25,929.18

Letters of Credit and AcceiJtances

executed for Customers----------

none I

Bills Payable._---------------------

5,000.00 I

----~ Notes and Bills Rediscounted.----
Other Liabilities--------------------

14,074.49 I
none 1

TotaL------------------------------$ 140,146.08

NINTH ANNUAL REPORT

75

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF GRAY

Gray, Ga.

As called for by the Superintendent of Banks.

R. H. KINGMAN, SR.,

J. L. MERCER,

President.

Cashier.

Date of Charter: 8-~3-1909

Began Business: 8-~8-1909

RESOURCES:

Loans and Discounts--------------$ C eBrot inf idcsa taensdoSf t oI nc kdse botwe dnneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-_

31,078.95 none
2,497.27 2,437.68 5, 704.67 21,413.64

Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e__f_r_o_m_

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__t_to__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Credit and Acceptances__________

none none none none

Profit and LOSS---------------------

527.09

Other Resources-------------------- _ _ _n_o_n_e

TotaL------------------------------- $ 63,659.30

LIABILITIES:
Capital Stock-----------------------$ Surplus Fund----------------------Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid-----------------CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-__-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__t_e_d_.______ __

15,000.00 none none none none none 492.80 none
35,485.88 4.680.62
none none 8,000.00 none none

TotaL_______________________________$ 63.659.30

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF GRAYMONT

Graymont, Ga.

As called for by the Superintendent of Banks.

E. L. SMITH,

W. 0. COLEMAN,

President.

Cashier.

Date of Charter: 1901

Began Business: 1901

RESOURCES:

Loans and Discounts--------------$ 31,949.94

CeBrotinfidcsataensdoSftoInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _

1,810.00 5,216.09 3,864.64 9,137.27

Cash in Vault and amounts due

from approved Reserve Agents--

9,333.74

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

727.74 41.50 377.43

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

678.19

Customers LiabilitY on Letters of Credit and Acceptances__________

none

Profit and LOSS---------------------

1,801.14

Other Resources-------------------- _ _ _n_o_n_e

TotaL-------------------------------$ 64.937.68

LIABILiriES:
Capital Stock______________________ .$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D-e--p-o-s-i-t-_-_-_-_-_-_--_ Savings Deposits __________________ _ Letters of Credit and Acceptanc BielxlsePcuatyeadbfloer__C__u_s__t_o_m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

25,000.00 none 956.68 none none none 321.64 none
22,897.11 10,581.41
952.81 none none 4,205.23 22.80

TotaL_______________________________ $ 64,937.68

76

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF GREENSBORO

Greensboro, Ga.

As called for by the Superintendent of Banks.

T. B. RICE,

E. A. KIMBROUGH,

President.

Cashier.

Date of Charter: 10-13-1926

Began Business: 1Q-14-1926

RESOURCES:

Loans and Discounts--------------$ 61,412.00

CeBrotinfidcsataensdoSf toI nckdse botwe dnnede s. _s__a__n_d_ Banking House and Lot__________ _

6,008.22
none

FOuthrneirtuRreealaEndstaFtiextouwrense-d--_-_-_-__-_-_-_-_--_

1,644.08
none

Cash in Vault and amounts due

from approved Reserve Agents __ 31,765.61

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Overdrafts (if any) ________________ _

52.00
none
1.67

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers Liability on Letters of

PrCorfeitdiatnadnLdoAssc.c. e__p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_ Other Resources___________________ _
TotaL_______________________________ -$

none none
- -no-ne
100,883.58

LIABILITIES:
Capital Stock_______________________ $ Surplus FuncL____________________ _ RUensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitss-o-f--D--e-p-o--s-i-t-.-__-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.. ________ -------------Notes and Bills Rediscounted.... Other Liabilities-------------------

25,000.00 1,000.00 2,250.96
none none
750.00 4,175.32
none
67,707.30
none none
none none none none

TotaL. ______________________________$ 100,883.58

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE GREENVILLE BANKING CO.

Greenville, Ga.

As called for by the Superintendent of Banks.

R. J. ATKINSON,

W. L. PINKSTON,

President.

Cashier.

Date of Charter: 1887

Began Business: 1891

RE30URCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and IBI< BanoknidnsgaHnoduSsetoacnksd oLwont_e_d__._._._._._._.._ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from aoproved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r
Customers LiabilitY on Letters of PrCorfeitdaitnadnLdoAssc_c_e__v_t_a_n__c_e_s_._-_-_-_-_-_-_-_--_ Other Resources.__________________ _

281,119.75
9,950.00 17,692.74 10,200.00 63,281.95
83,895.97
474.46 207.28 499.20
2,103.41
none none none

TotaL------------------------------$ 469,424.76

LIABILITIES:
Capital Stock_______________________$ Surplus FuncL____________________ _ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unoaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS------------------Time Certificates of Devosit....... Savings DepositS------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfleo.r..C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.....
Other Liabilities................... .

65,000.00 58,000.00 1,595.36 2,824.69
none none
1,084.89
none
194,383.25 110,000.25
none
none
5,000.00 31,536.32
none

TotaL ______________________________$ 469,424.76

NINTH ANNUAL REPORT

77

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

PEOPLES BANK

Greenville, Ga.

As called for by the Superintendent of Banks.

H. W. HILL, JR.,

MRS. H. W. HILL, JR.,

President.

Cashier.

Date of Charter: 8-1905

Began Business: 9-1905

RESOURCES:

Loans and Discounts--------------$ 160,538.69

CeBrotinfidcsataensdoSf toI nckdse botwe dnneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

1,840.00 1,940.00 1,084.02
5,008.00

Cash in Vault and amounts due

from approved Reserve Agents.. 22,110.79

Checks for Clearing and Due from

other Banks.---------------------

248.48

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

259.40
none

ACdvoamnmceodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r

3,434.35

CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_

none

POrtohfeirt TotaL

aRnedsoLuOrcSesS_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_
_______________________________ -$

none
- -no-ne
196,463.73

LIABILITIES:
Capital Stock_______________________ $
Surplus Fund..----------------------
Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUkns-p-a-i-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ CCDeaersmthiafieinerdds DCChehpeeocckksisst_-s_-__-__-__-__-__-__-__-__-__-__-__-___-_--_--_--_--_----_ Time Certificates of Deposit______ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYI).ble_______ --------- ___ ----Notes and Bills Rediscounted..... Other Liabilities____ ----------------

30,000.00 27.606.17 9,365.56
none none none
298.56
none
71,809.65 38,493.44
none
none none
18,890.35
none

TotaL _______________________________ $ 196,463.73

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

COMMERCIAL & SAVINGS BANK

Griffin, Ga.

As called for by the Superintendent of Banks.

B. R. BLAKELY,

E. H. GRIFJ<'IJ'\,

President.

Cashier.

Date of Charter: 1889

Began Business: 1890

RESOURCES:

Loans and Discounts-------------Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

454,212.81
13,220.00 10,159.00 7,152.26 33,889.00

Cash in Vault and amounts due

from approved Reserve Agents.. 78,904.27

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

10,495.05 2,633. 72 1,716.98

Advance on Cotton and other

Commodities---------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_

none none

Profit and LOSS---------------------

none

Other Resources.------------------- - - -no-ne

TotaL-------------------------------$ 612,383.09

LIABILITIES:
Capital Stock._____________________ .$ Surplus Fund... ___________________ _
RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _
Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and acceptances BielxlsecPuatYedabfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities--------------------

100,000.00 25,000.00 14,596.25
none none
7,000.00 5,891.81
none
256,191.34 203,703.69
none
none none none none

TotaL _______________________________ $ 612,383.09

78

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business Dece~nber 31, 1928, of the

GRIFFIN BANKING CO.

Griffin, Ga.

As called for by the Superintendent of Banks.

J. P. NICHOLLS, JR.,

J. N. BELL,

President.

Cashier.

Date of Charter: 10-26-1870

Began BuMiness: 1{)--26-1870

RESOURCES:

Loans and Discounts-------------- $ 982,823.72

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_

198,821.68 42,000.00

FOuthrneirtuRreealaEndstFatiextouwrense-d--.-_-__-_-_-_-_-_--_

9,950.00 38,299.58

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 319,419.03

Checks for Clearing and Due from

other banks----------------------- 82,290.18

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

621.30 2,713.58

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r 110,822.60

Customers Liability on Letters of

none

Credit and Accei>tances----------

none

Profit and Loss---------------------

none

Other Resources-------------------TotaL ______________________________

- - -214-.59
$ 1,787,976.26

LIABILITIES:
Cai>ital Stock.______________________ $ USunrid>ilvUiSdeFduPnrcoLf-it-s--.-.-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidtoenBdsanUknsi->-a-J-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks.------------------TDiemmeaCnedrDtifeiic>aotseistSo-f--D--e-i->-o--s-i-t-..-_-_-_-_--_ Savings Dei>ositS------------------LBeieltxltseecrPsuatoyefadbCfloreer_d_C_i_tu_as__tno_d_m_A_e_cr_s_c__e__i__>__t__a__n__c____es__ Notes and Bills Rediscounted..... Other Liabilities-------------------

150,000.00 100,000.00 55,243.48
none
1,087.16 7,512.00 7,471.28
none
900,930.49 269,108.56 296,623.29
none none none none

TotaL------------------------------$ 1,787,976.26

STATEMENT

Showing condition at the close of Business DeceJDher 31, 1928, of the

JONES COUNTY BANK

Haddock, Ga.

As called for by the Superintendent of Banks.

T. R. TURNER,

G. A. SMITH,

President.

Cashier.

Date of Charter: 7-14-1905

Began Business: 7-25-1905

RESOURCES:

Loans and Discounts--------------$ 64,110.64 Certificates of Indebtedness and

Bonds and Stocks owned.-------

545.00

Banking House and Lot-----------

1,700.11

Furniture and Fixtures------------

1,823.11

Other Real Estate owned.--------- 19,932.00

Cash in Vault and amounts due

from ai>I>roved Reserve Agents..

9,839.80

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,120.39
none
13.73

Advance on Cotton and other

Commodities.--------------------CuCsrteodmitearnsdLAicacbeixl>ittyanocnesL.e..tt_e__r_s__o_f

none none

Profit Other

and LOSS--------------------Resources.-------------------

-

-

none
-no-ne

TotaL-------------------------------$ 99,084.78

LIABILITIES:
Cai>ital Stock.______________________$ Surolus l!i.Ind---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsi->-a--id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit.-----Savings Dei>ositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n__c_es_ BNOiotlhtlesesrPaLanYiadabbBilliietl-iles--sR-.-.e_-d_-_-i_-s_-c_-o_-_u-_-n_-_t-e_-_d-_-._-._-._-.-._

25,000.00 15,000.00 2,585.84
456.02
none none
261.85
none
32,312.43 10,468.64
none
none
13,000.00
none none

TotaL-------------------------------$ 99,084.78

l

NINTH ANNUAL REPORT

79

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF HAPEVILLE

Hapeville, Ga.

As called for by the Superintendent of Banks.

J. M. DANIEL,

HORACE FORT,

President.

Cashier.

Date of Charter: 1-11-1911

Began Business: 1-17-1911

RESOURCES:

Loans and Discounts--------------$ 226,968.03

Certificates of Indebtedness and

Bonds and Stocks owned........ Banking House and Lot________ , __

none
4,810.84

Furniture and Fixtures------------

5,045.76

Other Real Estate owned.......... 14,756.89

Cash in Vault and amounts due

from approved Reserve Agents.. 36,608.46

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

768.80
none

AdCvoamncmeodoitniesC..o. _t_to__n___a__n_d____o_t_h__e.r

none

Customers Liability on Letters of

Credit and Acceptances________ __

none

Profit and Loss.. ______________ -----

none

Other TotaL

Resources.. ________________ __ ______________________________ .

-$

- -no-ne
288,958.78

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund... __________________ __ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_-_ CCearsthiifeiersd CChheecckkss-..-.-.-_-_-_-_-_-_-_-_-_-_-_-_-____ ____ Demand Deposits.... ______________ _ Time Certificates of Deposit....... Savings Deposits.... --------------_ Letters of Credit and Acceptances
executed for Customers________ __ Bills Payable.... ________________ ---NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._._..__.

15,000.00 17,561.62 2,685.49
none none none
1,380.67
none
115,379.85 9,868.80
127,082.35
none none none none

TotaL... ________________ ------------ $ 288,958.78

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF COLUMBIA COUNTY

Harlem, Ga.

As called for by the Superintendent of Banks.

E. D. CLAR~

L. M. CONNE&

President.

Cashier.

Date of Charter: 11-29-1909

Began Business: 12-13-1909

RESOURCES:

Loans and Discounts-------------- $ 56,604.15

Certificates of Indebtedness and

Bonds and Stocks owned.______ _

none

Banking House and Lot----------Furniture and Fixtures__________ __ Other Real Estate owned________ __

6,000.00 2,104.59 4,063.34

Cash in Vault and amounts due from approved Reserve Agents..

59,858.73

Choetchkesr fBoar nCklse-a-r_i_n_g__a_n__d__D__u__e_f-r-o_m_ -

none

COavsehrdIrtaefmtss.(.if..a..n_y_)--_-_-_-_-_-_-______-_------------AdCvoan=coed!otniesc__o_t_t_o_n____a_n__d____o_t_h__er_

181.85 434.21
none

Customers LiabilitY on Letters of Credit and Acceptances________ __

none

POrtohfeirt

aRnedsoLuorcsess-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
-

-

none
-no-ne

TotaL.... --------------------------- $ 129,246.87

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund_____________________ __ Undivided Profits_________________ _ Reserve Funds---------------------DDiuveidteonBdsanUkns-p-a-i-d--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--__CCearsthiifeiersd CChheecckkss--------------_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits------------------TSaimviengCserDtiefpicoastietss _o_f__D__e_p__o_s_i_t_._._._._._. ._ Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_._.__._._._._._.._._ NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e__d_._..--_-_

25,000.00 6,500.00 4,581.44
none none
28.00 238.29
none
72,905.59 19,993.55
none
none none none none

TotaL ______________________________ $ 129,246.87

80

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

PLANTERS BANK

Hawkinsville, Ga.

As called for by the Superintendent of Banks.

N. A. JELKS,

C. H. REYNOLDS,

President.

Cashier.

Date of Charter: 2-27-1896

Began Business: 3-1896

RESOURCES:

Loans and Discounts ______________ $ 208,692.36

CeBrotinfidcsataensdoSftoInckdsebotwednnede.s_s__a__n_d_ 10,021.88

Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

15,000.00 none
15,264.31

Cash in Vault and amounts due

from approved Reserve Agents.. 203,742.82

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Overdrafts (if any) ________________ _

34,608.75 none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r 30,571.17

Customers Liability on Letters of

Credit and Acceptances----------

none

Profit and LOSS---------------------

none

Other Resources.------------------- - - -no-ne

TotaL-------------------------------$ 517,901.29

LIABILITIES:
Capital Stock... ____________________ $ Surplus Fund______________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_d_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ _ TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits _________________ __ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_------------------NOothteesr aLniadbBiliitlilessR__e_d__is__c_o_u__n_t_e__d_.______ __

50,000,00 50,000.00 43,500.00
662.77 none 6,000.00 6,197.11 353.90 282,276.21 78.911.30 none none none none none

TotaL-------------------------------$ 517.901.29

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF HAZLEHURST

Hazlehurst, Ga.

As called for by the Superintendent of Banks.

Z. W. IORKLAND,

J. F. MATTHEWS,

President.

Cashier.

Date of Charter: 10-19-1906

Began Business: 1906

RESOURCES:

Loans and Discounts ______________ $ 53,547.67

Certificates of Indebtedness and Bonds and Stocks owned.______ _

none

Banking House and Lot----------FOUthrenritRureealaEnsdtaFtiexotuwrense-d-.-_-_-_-_-_-_-_-_-_-

none 3,723.00 23,751.72

Cash in Vault and amounts due

from approved Reserve Agents.. 72,778.97

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

855.67 566.27 none

AdCvoamncmeodoitniesc__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of Credit and Acceptances__________

none

Profit and LOSS---------------------

1,626.63

Other Resources-------------------TotaL ______________________________

-$

-157-,687299-..5447

LIABILITIES:
Capital Stock.._____________________ $ Surplus Fund______________________ _
URensdeirvviedFedunPdrosf_i_t_s_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
DDiuveidtoenBdsanUknsP--a-i-d--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_______ ----------------Notes and Bills Rediscounted.___ _ Other Liabilities--------------------

15,000.00 none none none none none
3,349.98 7.00
79,811.01 59,507.38
none none none none
4.10

TotaL-------------------------------$ 157,679.47

NINTH ANNUAL REPORT

81

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF HELEN

Helen, Ga.

As called for by the Superintendent of Banks.

JOHN E. :\IITCHELI.,

M. J. WILLIAMS,

President.

Cashier.

Date of Charter: 7-4-191:3

Began Business: 8-13-1913

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and
Bonds and Stocks owned........ BFuarnnkiitnugreHaonudseFaixntdurLeos.t-..-.--__-_-_-_-_-_--_ Other Real Estate owned_________ _ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banl{S. -------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLd iAa bciclei tpytaonnceLs_e_t_t_e_r_s___o_f Profit anrl LOSS--------------------Other Resources.-----------------TotaL. ______________________________ $

86.443.94
none
3.~99.71
1.174.70 3,311.85
40.321.48
1.219.12 4.00
61.60
none
none none
22.60
135.959.00

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _ Undivided Profits-----------------Reserve Funds.--------------------DDiuveidtoenBdas nUkns-p-a-i-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss-.-..-.-.-.-.-.-.--_-_-__-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit------Savings Deposits..............----Letters of Credit and Acceptances
executed for Customers.....----Bills Payable........ __ .. _...... ----Notes and Bills Rediscounted..... Other Liabilities....... ____________ -

15,000.00 10,000.0.0
6,235.81
none none
20.00 99.20
none
31,828.79 72,745.20
none
none none none none

TotaL _________________________ .....$ 135.959.00

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF HIAWASSEE

Hiawassee, Ga.

As called for by the Superintendent of Banks.

J. F ..JOHNSOl\",

W. 0. SPARKS,

President.

Cashier.

Date of Charter: 6-14-1909

Began Business: 7-~1-1909

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

44,658.53
none
1.500.00 500.00
10,900.00

Cash in vault and amounts due

from approved Reserve Agents.. 44,032.69

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers Liability on Letters of

Credit and Acceptances.... ------

none

Profit and Loss---------------------

none

Other

Resources--------------------

-

-

none
--

TotaL.... ---------------------------$ 101.591.22

LIABILITIES:
Capital Stock_______________________ $
Surplus Fun<L---------------------Undivided Profits-----------------DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid.________________ _ CCaesrthiifeierds CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ TSaimviengCserDtiefpicoastietss.o..f.D. _e_p__o_s_i_t_-_-_-_-_-_--_ Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities--------------------

15,000.00 5.000.00 5.965.73
none none none
322.57
none
26,836.44 48.466.4&
none
none none none none

TotaL. ______________________________ $ 101.591.22

1

82

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF HILLSBORO

Hillsboro, Ga.

As called for by the Superintendent of Banks.

G. E. FuLLERTON,

E. B. McCULLOUGH,

President.

Cashier.

Date of Charter: 8-23-1911

Began Business: 9-30-1911

RESOURCES:

Loans and Discounts.............. $ 51,987.32

Certificates of Indebtedness and

Bonds and Stocks owned........ 77,578.21

lla,nking House and Lot...........

1,710.00

FUrniture and Fixtures............

800.00

Other Real Estate owned......... .

2,000.00

Cash in Vl;l.ult and amounts due

from a.D.Droved Reserve Agents.. 16,212.08

Checks for Clea;ring and Due from

other Banks......................

1,000.00

Cash Items......................... .

none

Ov8rdrafts (if an}') .................

none

Adv~nee on Cotton and other

Commodities. .................... .

none

Customers LiabilitY on Letters of

Credit and Acce.Dtances..........

none

Profit and Loss ....................

none

Other Resources....................

none

----

TotaL............................... $ 151,287.61

LIABILITIES:
Ca.t>ital Stock.......................$ Surolus Fund...................... . Undivided Profits.................. Reserve Funds...................... Due to Banks...................... . Dividends Un.t>aid................. . Cashiers Checks.................... Certified Checks................... . Dema.nd De.t>osits.................. . Time Certificates of De.t>osit....... Savings De.t>osits .................. . Letters of Credit and Acce.Dtances
executed for Customers.......... Bills PaYable....................... . Notes and Bills Rediscounted.... . Other Liabilities....................

25,000.00 none 217.77 none none none 17.29 none
36,705.55 89,347.00
none none none none none

TotaL...............................$ 151,287.61

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE HINESVILLE BANK

HinesYille, Ga.

As called for by the Superintendent of Banks.

D. F. MARTIN,

T. H. McDOWELL,

President.

Cashier.

Date of Charter: 9-4-1911

Began Business: 11-15-1911

RESOURCES:

Loans and Discounts .............. $ 79,823.75

-Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot...........

1,982.00

Furniture and Fixtures............

2,447.32

Other Real Estate owned......... .

none

-Cash in Vault and amounts due

from a.D.Droved Reserve Agents.. 27,988.37

Checks for Clearing and Due from

other Banks......................

1,645.67

OCva es hr dIrtaefmt ss.(.if. .a.n. .y.). _. _. _._._._._._._._._._._._._._. ._

none 148.73

Advance on Cotton and other

Commodities....... _.... _........ .

none

Customers LiabilitY on Letters of

Credit and Acce.t>tances..........

none

Profit and Loss.....................

none

Other Resources.................... - - -109-.45

TotaL.............................. $ 114,145.29

LIABILITIES:
Ca.t>ital Stock.......................$ Reserve for branches .............. SUr.t>lUS Fund...................... . Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Un.t>aid.................. Cashiers Checks.................... Certified Checks.................... Demand De.t>osits_................. Time Certificates of De.t>osit...... . Savings De.t>osits................... Letters of Credit and acc.Dtances BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities_..................

15,000.00 6,000.00 2,479.43
none none none 1,311.95 60.00 75,883.31 13,170.60 none none none none none 240.00

TotaL...............................$ 114,145.29

NINTH ANNUAL REPORT

88

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF HOMERVILLE

Homerville, Ga.

As called for by the Superintendent of Banks.

W. V. :MUSGROVE,

G. A. GIBBS,

President.

Cashier.

Date of Charter: 5-6-1903

Began Business: 7-3-1903

RESOURCES:

Loans and Discounts .. ____________ $ 308,113.90

Certificates of Indeb.tedness a,nd

Bonds and Stocks 6wned.-------

350.00

FBuarnnkiitnugreHaonudseFaixntdurLeos_t_._._._-_-_-_-_-_-_--_

11,000.00 8,069.89

Other Real Estate owned..--------

2,098.80

Cash in Vault and amounts due

from approved Reserve Agents._ Checks tor Clearing and Due from

60,457.66

other banks----------------------COavsehrdIrteamftss..(_i_f_a__n_y__) -_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_

none
1,976. 75
5,521.96

Advance on Cotton and other

CuCsoto=moedrsitLieiasb..i-l-i-t-y--o-n--L--e-t-t-e-r-s--o--f

none

Credit and Acceptances..-------Profit and Loss.....................

none none

Other Resources-------------------- - - -no-ne

TotaL.......... -------------------- $ 397,588.96

LIABILITIES:
Capital Stock.......................$ Surplus Fund........................ Undivided Profits.................. Reserve Funds...................... Due to Banks...................... . Dividends Unpaid.................. CCaesrthiifeiersd CChheecckkss..-.-.-.-.--.-.-.-.-.-.-.-.-.-.-.-.-.-. Demand Deposits..----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities....................

15.000.00 30,000.00 1,443.53
none none none
320.18 2.20
126,427.05 168,465.63 19,930.37
none
36,000.00
none none

TotaL. ______________________________ $ 397.588.96

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CLINCH COUNTY BANK

Homerville, Ga.

As called for by the Superintendent of Banks.

G. M. DAME,

W. C. WOOTEN,

President.

Cashier.

Date of Charter: 9-2-1919

Began Business: 9-10-1919

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._. ._ FOuthrneirtuRreealaEndstFatiextouwrensed--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Choethckesr fBoarnCklse_a_r_i_n_g__a_n__d__D__u__e_f_r_o__m_ Cash Items...... ___________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesC..o..t.t.o.n___a__n_d____o_t_h__er_ CPruCosrfteiotdmaitenradsnLLdoiaAsbsc_icl_ie_t_pY_t_a_on_nc__eL_s__e___t_t__e___r__s___o__ f__ Other Resources.-------------------
TotaL------------------------------$

103,062.84
none
2,446.23 3,142.24 3,482.87
15,368.04
3' 125.40 450.50
1,225.59
none
none
400.42
none
132,704.13

LIABILITIES:
Capital Stock.......................$ Surplus Fund...................... . Undivided Profits.................. Reserve Funds...------------------DDuiveidtoenBdsanUknsp..a-i-d--.-. -_-_-_-__-_-_-_-_-_-_-_-_-_--_-_ Cashiers Checks............ -------Certified Checks...... -------------Demand Deposits................. .. Time Certificates of Deposit....... Savings Deposits................... LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable.-------------------- Notes and Bills Rediscounted..... Other Liabilities................... .

18,000.00
none none none none
16.00 843.56
none
44,676.63 46,650.44 13,357.50
none
5,000.00 4,160.00
none

TotaL..............................$ 132,704.13

84

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF HOSCHTON

Hoschton, Ga.

As called for by the Superintendent of Banks.

H. P. DeLAPERRIERE,

B. F. WILSON,

President.

Cashier.

Date of Charter: 5-~l-1904

Began Business: 5-4-1904

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from a:t>:t>roved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------Cash Items.......................... Overdrafts (if any)................. Advance on Cotton and other
Commodities--------------------Customers LiabilitY on Letters of
Credit and Accevtances........ .. Profit and LOSS-------------------- Other Resources......... _......... _
TotaL.............................. $

37,139.50
1,350.00 1, 700.00 2,095.50 10,000.00
41,060.67
none none none
none
none none
2,007.00
95,352.67

LIABILITIES:
Cavital Stock.....----.............. Surolus Fund....................... Undivided Profits.................. Reserve Funds... -------------- ... .. D 1e to Banks..................... .. Dividends Un:t>ai<L............... .. CashiPrs Checks-------------------CDeermtiafinedd DCehveocskist-s-..-.-.---_-.-.-.-.-.--_-.-.-.-.-. .... Time Certificates of Devosit... _.. . Savings Devosits------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_._._.__._._._._._.._ Notes and Bills Rediscounted... .. Other Liabilities............ --- .....

30,000.00 12,000.00
93.97
none none
1,800.00 27.55
none
4l ,332.08 9,199.07
none
none none none
900.00

TotaL ______________________________$ 95.353.67

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PEOPLES BANK

Ideal, Ga.

As called for by the Superintendent of Banl,s.

J. W. NELSON,

H. R. P.\RK,

President.

Cashier.

Date of Charter: 3-1920

Began Business: 3-1920

RESOURCES:

Loans and Discounts-------------- $ 35,980.59

Certificates of Indebtedness and

Bonds and Stocks owned........

200.00

Banking House and Lot...........

2,376.50

Furniture and Fixtures........: ...

3,001.28

Other Real Estate owned________ __

none

Cash in Vault and amounts due

from apvroved Reserve Agents.. 19,763.38

Checks for Clearing and Due from

CaosthheIrteBmasn..k.s_-__-_-_-_-_-.-.--__-_-_-_-_---------------- Overdrafts (if any) ________________ _

none none none

AdCvoamncmeodoitniesC__o__t_t_o_n__ .a_.n_d__ .o..t.h.e..r

1,864.19

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and LOSS---------------------

none

Other Resources.................. - - -no-ne

TotaL.. ------ ___ ..... _-----_ ........ $ 63,185.94

LIABILITIES:
Cavital Stock.______________________ $ Surplus Fund----------------------Undivided Profits----------------- Reserve Funds... _---- .............. Due to Banl{S.---------------------Dividends Unpaid.................. Cashiers Checks-------------------Certified Checks............ _- .. ---_ Demand Deposits------------------Time Certificates of Deposit...... .
~V:!ss ~~~~rf'anci-acceiltaiices
BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_--_-_ Notes and Bills Rediscounted..... Other Liabilities........... -__ ......

15,000.00 3,000.00 1,438.94
none none none
150.29
none
19,105.13 4,491.58
none
none
20,000.00
none none

TotaL..... __________ ----. __ ... ---- ..$ 63,1E5.94

NINTH ANNUAL REPORT

85

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF ILA

Ila, Ga.

As called for by the Superintendent of Banks.

A. S. WESTBROOK,

J. L. THOMPSON,

President.

Cashier.

Date of Charter: 10-11-1910

Began Business: 10-15-1910

RESOURCES:

Loans and Discounts-------------- $ 58,744.67

CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_

none

Banking House and Lot-----------

2,487.42

OFuthrneritRureealaEnsdtaFtiextouwrensed--..-_-_-_-_-_-_-_-_--_

1.615.80 17,000.00

Cash in Vault and amounts due

from approved Reserve Agents--

1,504.34

Checks for Clearing and Due from

other Banks---------------------- 28,422.35

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 43.00

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabcicleitpYtanocnesL..e_t_t_e_r_s___of_

none

Profit and Loss..--------------------

none

Other TotaL

Resources-------------------_______________________________

-
$

- -no-ne
109,817.58

LIAJIILITIES:
Capital Stock.______________________ $ Surolus Fund______________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------- Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers-----~---BNioltles sPaanyda bBl eil_l__s_ R- -e-d- -i-s-c-o- -u-n-t-e-d- -_-_-__- -_ Other Liabilities--------------------

15,000.00 10,000.00 14,984.46
none none 1,408.59 55.56 none 41,778.04 26,590.93 none none none none none

TotaL_______________________________$ 109.817.58

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

IRWINTON BANK

Irwinton, Ga.

As called for by the Superintendent of Banks.

GEO. H. CARSWELL,

N- H. BACON,

President.

Cashier.

Date of Charter: 2-1911

Began Business: 2-1911

RESOURCES:

Loans and Discounts-------------- $ 87,910.72

CeBrotinfidcsataensdoSftoInckdsebotwednnedes__s__a__n_d_ Banking House and Lot__________ _

575.00 2,500.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_

1,740.50 8,680.93

Cash in Vault and amounts due

from approved Reserve Agents-- 48,304.28

Checks for Clearing and Due from

other Banks_--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none 675.81

AdCvoa=ncoediotinesC__o__t_to__n___a__n_d____o_t_h__er_

none

Customers Liability on Letters of

Credit and Acceptances---------

none

Profit and Loss---------------------

none

Other Resources-------------------TotaL ______________________________

-$

-150-,518979-..0840

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund_____________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseitsso--f--D--e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------LeetxteecrsutoefdCfor er dCi tusatnodmaecrsc_e_p__ta__n_c_e_ s_ Bills Paynble___ -____ --- __________ --Notes and Bills Rediscounted..---Other Liabilities.-------------------

15,000.00 3,000.00 2,191.39
none none 108.00 320.31 none 73,420.08 36,547.26 none none 20,000.00 none none

TotaL_______________________________ $ 150,587.04

86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

JACKSON BANKING CO.

Jackson, Ga.

As called for by the Superintendent of Banks.

F. S. ETHERIDGE,

L. P. McKIBBEN,

President.

Cashier.

Date of Charter: 12-15-1888

Began Business: 12-15-1888

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._._. FOuthrneirtuRreealaEndstaFtiextouwrense-d--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents .. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ _t POrtohfeitr aRnedsoLuOrcSesS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

183,624.35
53,281.18 7,643.29 2,957.41 24,083.83
29,683.22
2,509.94
none
91.20
none
none none
1,673.14 305,547.56

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund._____________________ _
RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-__-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e_d__._._._.._

100.000.00 20.000.00 7.281.40
none
25,000.00
none
405.38
none
92.173.60 14,378.83 43.306.25
none none
3,002.10
none

TotaL _____________________________ .$ 305.547.56

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

PICKENS COUNTY BANK

Jasper, Ga.

As called for by the Superintendent of Banks.

R. L. McCLAI~,

8. C. McCLAIN,

President.

Cashier.

Date of Charter: 7-1909

Began Business: 6-1909

RESOURCES:
Loans and Discounts_. ___________ _ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__._-_-_-_-_---} Furniture and Fixtures ________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if a,ny) ________________ _ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h_e_ r_ CuCsrteodmiterasnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s__o_ f_
POrtohfeitr aRnedsoLuOrcSeSs_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_

282,299.71
9,365.01 5, 775.00 1,335.00 4,311.74
99,992.26
2,446.38
none
35.51
none
none none
85.00

TotaL.-----------------------------$ 405,645.61

LIABILITIES:
Capital Stock_______________________$ Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnpaicL----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposits...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

15.000.00 20,000.00
none none
1,477.98 1,200.00 2,505.75
50.00 191,693.00 28.040.63 145,678.25
none none none none

TotaL ______________________________ $ 405,645.61

NINTH ANNUAL REPORT

87

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK AND TRUST CO.

Jefferson, Ga.

As called for by the Superintendent of Banks.

T. S. JOHNSON,

HOMER HAXCOCK,

President.

Cashier.

Date of Charter: 2-28-1920

Began Business: 3-4-1920

RESOURCES:

Loans and Discounts--------------$ 206,472.20 Certificates of Indebtedness and
Bonds and Stocks owned________ 39,580.26

Banking House and Lot___________ 10,000.00

FUrniture and Fixtures____________

3,843.52

Other Real Estate owned__________

9,000.00

Cash in vault and amounts due

from approved Reserve Agents__ 70,147.57

Checks for Clearing and Due from

other Banks----------------------

2, 707.32

COavsehrdIrtaefmtss(-i-f-a-n-y-)-_-_-_-_-_-_-_--_-_-_-_-_-_-__-_-_--_

24,,807860..6785

Advance on Cotton and other Commodities______________________

6,228. 77

Customers Liability on Letters of Credit and Acceptances__________

36,207.38

POrtohfeirt aRnesdouLrcoess_s_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--__

n5o0.n0e0

----

TotaL_. __ .. _. ___ .... __ ._-_ ... __ . ___ $ 39l.l94. 45

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _ Undivided Profits _________________ _ Reserve Funds_____________________ _ Due to Banks______________________ _ Dividends Unpaid_________________ _ CCearsthiifeierds CChheecckkss_-_-_-_-_-_-_-_-_-_-.-_-_-.-_---_-.-.-.Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__ _C._u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted____ _ Other Liabilities___________________ _

94,770.00 15,400.00 6.407.49
none none 302.60 1.213.61 none 180,076.23 56,817.14 none 36,207.38 none none none

TotaL _______________________________ $ 3~l.l94.45

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

.Jeffersonville, Ga.

As called for by the Superintendent of Banks.

W. H. McCRARY,

R. A. HARRISON.

President.

Cashier.

Date of Charter: 7-24-1911

Began Business: 8-1911

RESOURCES:

Loans and Discounts ______________ $ 34,453.48

c~~g~:~~d oJt~~;~~~~~--~~-~
Banking House and Lot,.. _______ _

none 3,100.00

FUrniture and Fixtures___________ _ 1.967.50

Other Real Estate owned.________ _ 2,535.00

Cash in vault and amounts due

from approved Reserve Agents.. 14,496.25

Checks for Clearing and Due from

other Banks-----------------------

1.126.74

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

926.09 154.28

Advance on cotton and other

Commodities..--------------------

714.51

Customers Liability on Letters of

Cl"j)dit and Acceptances.. ______ __

none

Profit and LOSS---------------------

none

Other ltesources.------------------- - - -no-ne

TotaL-----------------------------$ 59,473.85

LIABILITIES:
Capital Stock-----------------------$ U3 unrdpi vl ui ds eFduPnr<oLf-i -t s- -_-_-_-_-_-_-_-_-_-_----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskiSts._--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__ Time Certificates of Deposit...... Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcurute.vdabfloer..C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_--_-_ Notes and Bills Rediscounted___ __ Other Liabilities_. ________________ _

15,000.00 500.00
2 '783. 7'T none none none 400.26 none
34,827.55. 5,962.27
none none none none none

TotaL_______________________________ $ 59,473.85

88

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE FARMERS BANK

,Jenkinsburg, Ga.

As called for by the Superintendent of Banks.

B. F. AKIN,

H. C. CHILDS,

President.

Cashier.

Date of Charter: 1-1910

Began Business: 1-1910

RESOURCES:

Loans and Discounts.............. $ 8,332.48

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot...........

1,500.00

Furniture and Fixtures............

1,848.56

Other Real Estate owned..........

3,989.29

Cash in Vault and amounts due

from approved Reserve Agents.. 16,412.19

Checks for Clearing and Due from

other Banks......................

none

CB.Ilh Items......................... .

none

Overdrafts (if anY).................

none

Advance on Cotton and other

CuCsotommmeorsdiLtiiaebs.i-li-t-Y---o-n--L-e--t-ters-o--f

1,789.55

Credit and Acceptances..........

none

Profit and Loss.....................

none

other TotaL

Resources..... ................

.............. . _______________

-
$

- -no-ne
33,872.07

LIABILITIES:
Capital Stock.......................$ Surolus Fund...................... . Undivided Profits.................. RDeuseertvoe BFaunnkds.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. -. -. .-.-.-.-. Dividends Unpaid................ .. Cashiers Checks.................... Certified Checks.................. .. TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__t_o_m__e__r_s_------------------Notes and Bills Rediscounted.... . Other Liabilities....................

15,000.00
none
331.00
none none none
8.68
none
18,525.39 7.00
none
none none none none

TotaL------------------------$ 33,872.07

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF CLAYTON COUNTY

Jonesboro, Ga.

As called for by the Superintendent of Banks.

0. J. COOGLER,

L. M. KING,

President.

Cashier.

Date of Charter; 10-10-1908

Began Business: 10-27-1908

RESOURCES:

Loans and Discounts ______________ $ 64,429.97

Certificates of Indebtedness and

Bonds and Stocks owned....... . 17,000.00

Banking House and Lot...........

3,000.00

Furniture and Fixtures............

2,000.00

Other Real Estate owned.--------- 11,673.85

Cash in Vault and amounts due

from approved Reserve Agents.. 26,890.09

Checks for Clearing and Due from

CaosthheItreBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Overdrafts (if any) ________________ _

284.17 27.71
none

Advance on cotton e.nd other

Commodities.------------------Customers LiabilitY on Letters of

none

PrCorfeitdaitnadnLdoAssc.c..e.p.t.a_n__c_e_s_-_-_-_-_-_-_-_--__-

none none

Other Resources.................. .. - - -no-ne

Tota,l................................ $ 125,255.79

LIABILITIES:
Capital Stock.......................$ SUunrdpilvuids eFduPnrdo-f-i-t-s-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. -. -. Reserve FUnds..................... . DDiuveidtoenBdsanUkns-p-a-i-d--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Cashiers Checks.................... Certified Checks................... . TDiemmeaCnedrDtifeipcoatseitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s_._._.__._._._._._. ._ NOothteesr aLniadbBiliiltlisesR..e.d..i.s_c_o__u_n_t_e__d_._._._.._

25,000.00 7,000.00 554.51
none none none
6.50
none
45,409.21
none
46,965.57
none none none
320.00

TotaL-------------------------$ 125,255.79

NINTH ANNUAL REPORT

S9

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF JONESBORO

Jonesboro, Ga.

As called for by the Superintendent of Banks.

A. C. BLALOCK,

.J. B. PIJLLIAM,

President.

Cashier.

Date of Charter: 1(}-6-1903

Began Business: 11.-7-1903

RESOURCES:

Loans and Discounts.-------------$ 97,568.13

Certificates of Indebtedness and

Bonds and Stocks owned_______ _ Banking House and Lot__________ _

10,666.88 1,500.00

Furniture and Fixtures___________ _ 1,000.00

Other Real Estate owned_________ _ 60,391.27

Cash in Vault and amounts due

from approved Reserve Agents.. 135,363.91

Checks for Olearing and Due from

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_

58.69 685.87

Overdrafts (if any) ________________ _

573.55

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

1,091.13

Customers Liability on Letters of

Credit and Acceptances________ __

none

POrtohfeitr aRnedsoLuorcses_s____._._._._._._._.____. _____._.___..__.

none none

----

TotaL.. _________________ ------------ $ 308,899.43

LIABILITIES:
Capital Stock_______________________$
SUunrdoilvui ds eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -__Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeipcoatseitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits------------------_ LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable_____ ---------- ________ _ Notes and Bills Rediscounted..___ _ Other Liabilities-------------------

25,000.00 25,000.00
23.92 none none none 903.69 none 257,971.82 none none none none none none

TotaL _______________________________ $ 308,899.43

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Junction City, Ga.

As called for by the Superintendent of Banks.

C. W. 'MOOHE,

W. A. BLYTHE,

President.

Cashier.

Date of Charter: !l-~!l-191~

Began Business: 4-!l-191~

RESOB'RCES:

Loans and Discounts ______________ $ 47,014.35

CeBrotinfidcsataensdoSftoIcnkdsebotwendendes__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

5,430.14 1,100.00 1,500.00
400.00

Cash in Vault and amounts due

from approved Reserve Agents.. 32,478.55

Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss.(_i_f__an--y-)--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,900.93 none none

Advance on Cotton and other Commodities----------------------
Customers Liability on Letters of Credit and Acceptances__________

2,035.00 none

Profit and Loss--------------------Other Resources____________________

none 2.00

----
TotaL ______________________________ $ 91,860.97

LIABILITIES:
Capital Stock._______ . ______ .... ____$ Surplus Fund______________________ _ Undivided Profits ________________ __ Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Demand Deposits------------------TSaimVienCgseDrtiefpicoastietss_o__f_D__e__p_o_s__it_._._._._._.._ Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m..e.r.s............-.-.-.--. Notes and Bills Rediscounted...... Other Liabilities-- ----------------

15,000.00 15,000.00
671.08 1,933.00
none none 463.25 none 33,617.18 25,176.46 none none none none none

TotaL...... ---------- .. ---.--------.$ 91,860.97

1

90

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

KENNESAW STATE BANK

Kennesaw, Ga.

As called for by the Superintendent of Banks.

J. G. LEWIS,

L. C. CHALKER,.

President.

Cashier.

Date of !=harter: 4-20-1910

Regan Business: 3-1910

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont _e_<_L__-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC..o__t_to__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabciclietvYtaonnceLs_e_t_t_e_r_s___of_ Profit and LOSS--------------------Other Resources--------------------
TotaL------------------------------$

57,396.37
none
3,500.00 2,222.68
none
11 '731.67
none none
182.15
none none none none
75,032.87

LIABILITIES:
Capital Stock_____________________ ..$
Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks___________________ _ Certified Checks.... ___ . ___ ._._._._. Demand Deposits------------------Time Certificates of Der>osit------Savings Deposits------------------Letters of Credit and Accer>tances BielxlsecPuatyeadbfloer__C__u_s__t_o_m__e__r_s_------------------NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d_._._._.._

20,000.00
none
5,688.21
none none none
16.75
none
22,028.89 27,299.02
none
none none none none

TotaL ______________________________$ 75,032.87

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

STATE BANK OF KINGSLAND

Kingsland, Ga.

As called for by the Superintendent of Banks.

W. B. GODI.EY,

T. F. TILLEH,

President.

Cashier.

Date of Charter: 11-1912

Began Business: 12-10-1912

RESOURCES:

Loans and Discounts--------------$ 58,987.82

Certificates of Indebtedness and Bonds and Stocks owned_______ _

3,980.00

BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t -__-_-_-_-_-_-_-_-_- -_ Other Real Estate owned_________ _

3,800.00 2,400.00
2.629.43

Cash in Vault and amounts due

from approved Reserve Agents.. 34,199.96

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,147.48
none
16.75

Advance on Cotton and other

Co=odities.--------------------Customers LiabilitY on Letters of

none

Credit and AcceptanceS----------

none

Profit and Loss---------------------

none

Other Resources-------------------- - - -no-ne

TotaL------------------------------- $ 107,161.44

J,IABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Der>osits_________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities--------------------

15,000.00 5,000.00 3,676.81
none none none
2,333.23
none
58,514.09 2,350.00 20,167.33
nona none none
119.98

TotaL... ---- __ ---- ..... ____ --_._- ...$ 107,161.44

KINTH ANKlJAL REPORT

91

STATEMENT

. Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Kite, Ga.

As called for by the Superintendent of Banks.

J. M. JOHNSON,

W. M. ANDERSON,

President.

Cashier.

Date of Charter: 4-29-1927

Began Business: 5-2-1 9'27

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toIncdkesbotwednnedes._s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from C aost hh eIrt ebma ns_k_s_-_-_-_-_-_-_-_-_-__- _- _-_-_-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r C.lStomers Liability on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n__c_e_s__________________ __
Other Resources.-------------------
TotaL ______________________________ $

17.067.43 none
2,000.00 2.162.15
none 8,099.67
376.19 none none none none 438.37 none :l0,143.8l

LIABILITIES:
Capital Stock.______________________ $ Surolus Fund______________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-----------------Cashiers Checks ------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoasteitss-o-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits __________________ _ Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_------------------NOothtle!sr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n__t_e_d________ __

15,000.00 none none none none none 190.01 none
14,563.75 390.05 none none none none none

TotaL-----------------------------.$ 30,143.81

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF LAFAYETTE

LaFayette, Ga.

As called for by the Superintendent of Banks.

W. A. ENLOE,

J. M. PATTON,

President.

Cashier.

Date of Charter: 1889

Began Business: 1899

RESOURCES:

Loans and Discounts-------------- $ 412,331.68

Certificates of Indebtedness and

Bonds and Stocks owned.______ _ Banking House and Lot __________ _

12,500.00 26,561.28

FOuthrneirtRureeaal nEdstFatiextouwrensed--.-__-_-_-_-_-_-_--_

5,764.59 40,115.62

Cash in Vault and amounts due

from approved Reserve Agents.. 195,409.83

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_

4,827.47 3,803.45
14.81

Advance on Cotton and other

Co=odities --------------------CuCsrteodmiterasnLdiAabciclietpYtaonnceLs e__t_t_e_r_s__o_ f_

12,925.73 none

POrtohfeitr aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-__

none none

----

TotaL------------------------------- $ 714.254.46

LIABILITIES:
Ca,pital Stock_______________________$ Surolu~ Fund_____________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_ DiVidends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits------------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted----Other Liabilities-------------------

60,000.00 60,000.00 15,897.69 5,635.09
none none 2,700.47 none 357,468.33 160,378.32 52,174.56 none none none none

TotPL.- --. ___ ---- ............. -.. -..$ 714.254.46

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

WALKER COUNTY BANK

LaFayette, Ga.

As called for by the Superintendent of Banks.

W. C. MARTIN,

C. C. GILBERT,

President.

Cashier.

Date of Charter: 10-191~~

Began Business: 11-1-1913

RESOURCES:

Loans and Discounts--------------$ 174,558.67

Certificates of Indebtedness and

Bonds and Stocks owned. ______ _ Banking House and Lot__________ _ Furniture and FixtUres___________ _ Other Real Estate owned.________ _

5,357.42 18,371.44 3,282.17 4,478.65

Cash in Vault and amounts due

from a1mroved Reserve Agents.. 59,710.20

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-______ __ Overdrafts (if any) ________________ _

7,047.78
none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

3,586.86

CuCsrteodmitearsnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_

none

POrtohfeirt TotaL

aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
_______________________________ -$

none
- -no-ne
276,393.19

LIABILITIES:
Capital Stock_______________________ $ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------CCearsthifieierds CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_________ --------------NOothteesr aLniadbBiliiltlisesR__e_d__is__c_o_u__n_t_e__d________ __

25,000.00 5,000.00 3,647.40
none none none
1,188.99
none
100,476.72 102,894.05 35,276.93
none none none
2,909.10

TotaL _______________________________ $ 276,393.19

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE LAGRANGE BANKING AND TRUST CO.

LaGrange, Ga.

As called for by the Superintendent of Banks.

J. E. DlJNSOX, JR.,

F. S. TATCM,

President.

Cashier.

Date of Charter: 1871

Began Business: 1871

RESOURCES:

Loans and Discounts ______________ $ 1,905,515.39

Certificates of Indebtedness and Bonds and Stocks ownect._ ______ _
Banking House and Lot__________ _

132,523.00 48,000.00

Furniture and Fixtures------------

3,081.50

Other Real Estate owned.________ _ 252,674.75

Cash in Vault and amounts due

from approved Reserve Agents._ 346,713.24

Checks for Clearing and Due from

other Banks.... ----------- ______ _ 5,023. 70

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

12,972.86 82,320.88

AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_

none

Profit and LOSS---------------------

none

Other Resources-------------------- 25,065.20

TotaL------------------------------$ 2.813,890.52

LIABILITIES:
Capital Stock.----------------------$ SUunrdpilvuids eFduPnrdo.f. -i -t s- -_-__-_-_-_-_-_-_-_-_-_- -------- -.-. Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.-----------Cashiers Checks----------------- Certified Checks-------------------Demand Deposits... __ .------.-.---Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e_r__s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities..------------------

250,000.00 410,000.00 15,283.51
none none
381.00 12,178.65
5.00 952,937.63 &,006.00 7.9,206.36
none
150,000.00 211,892.37
none

TotaL-------------------------$ 2,813,890.52

NINTH ANNUAL REPORT

93

STATEMENT

Showing condition at the close of Business December 31, 1928, of tht>

LAGRANGE SAVINGS BANK

LaGrange, Ga.

As called for by the Superintendent of Banks.

H. D. GLANTOJ\'",

R. C. KEY,

President.

Cashier.

Date of Charter: 12-1906

Began Business: 12-1906

RESOURCES:

Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toI nckdse botwe dnneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in vault and amounts due
from avproved Reserve Agents.. Checks for Clearing and Due from
other Banks. ____ ---------------- COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r
CPruCosrfteiotdmiatenradsnLLdoiAassbc_ic_le_i_vty_t_a_on_nc__eL_s__e___t_t__e___r__s_____o__f
Other Resources--------------------

659.192.91
793,501.33
none none
158,601.59
4.663.54
355.58 72.64
none none none none
2,397.33

TotaL ______________________________ $ 1,618,784.92

LIABILITIES:
Cavital Stock._____ ------- __ ---- ____ $ Surplus Fund----------------------RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDiuveidteonBdsanUkns-p-a-i-d--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeierds CChheecckkss-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits__________________ _ Time Certificates of Devosit______ _ Savings Deposits __________________ _ Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_----------------Notes and Bills Rediscounted----Other Liabilities--------------------

25,000.00 150,000.00 99,128.31 71,582.78 18,526.71
none none none none
359,867.87 874,606.55
none
20,000.00
none
72.70

TotaL ______________________________ $ 1,618,784.92

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

J"akeland, Ga.

As called for by the Superintendent of Banks.

W. L. MILLER,

W. C. BANKS,

President.

Cashier.

Date of Charter: 4-18-1907

Began Business: 1907

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwednneeds__s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned.________ _ Cash in vault and amounts due
from avproved Reserve Agents.. Checks for Clearing and Due from
other Banks----------------------Cash Items-------------------------Overdrafts (if anYl----------------AdCvoan=coediotniesc__o_t_t_o__n___a_n__d____o_t_h__er_
Customers LiabilitY on Letters of Credit and Acceotances.---------
Profit and LOSS--------------------Other Resources.-------------------
TotaL _______________________________ $

126,484.00
3,750.00 2,167.00 3,434.99 12,375.92
27,615.05
173.34 195.89
none
none
none none none
176,196.19

LIABILITIE3:
Caoital Stock.______________________ $ Surplus Fund_____________________ _
Reserve Funds---------------------DUnudeitvoidBeadnPkrso_f_i_t_s_._-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_ Dividends Unoaid_________________ _ CCaesrthiifeiersd CChheecckkss-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits__________________ _ Time Certificates of Devosit.-----Savings Devosits------------------Letters of Credit and Acceotances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted..... Other Liabilities ------------------

25,003.00 5,003.00
758.31
none none
66.00 12,061.82
none
85,864.08 38,395.19 4,925.45
none none
4,125.34
none

TotaL _______________________________ $ 176,196.~

94

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business D;ecemher 31, 1928, of the

LAKE PARK BANK

Lake Park, Ga.

As called for by the Superintendent of Banks.

EWELL BROWN,

E. W. MASON,

President.

Cashier

Date of Charter: 1-22-1906

Began Business: 3-1906

RESOURCES:

Loans and Discounts--------------$ 36,944.10

CeBrotinfidcsataensdoSftoInckdsebotwednende.s..s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

1,410.00 2,000.00 1,500.00
none

Cash in Vault and amounts due

from approved Reserve Agents__

4,354.13

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss(-i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
9.59

AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_

none

POrtohfeirt aRnedsoLurocsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

TotaL

_______________________________

- $

--46,217.82

LIABILITIES:
Capital Stock______________________ $ surolus Fund.._____________________ _ Undivided Profits-----------------Reserve Funds---------------------DDiuveidteonBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------TDSaiemvmienagCnsdeDrDtiefepipcooastsietistss_o-_-_f-_-D_-_-e_-_p-_o-_-s_-i_-t_-__-__-___-__-__--__ Letters of Credit and Acceptances
executed for Customers---------BNOiotlhtlesesrPaLanyiaadbbBilleiilt-li-se-s-R_-_-e_-d_-_i-s_-_c-_-o_-u_-_-n_-t_-e_-_d-_-___-__-__-__

15,000.00 4,500.00 1,282.54
none none none
115.93
none
15,869.35 2,950.00
none
none
6,500.00
none none

TotaL-------------------------------$ 46,217.82

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BRAND BANKING CO,

Lawrenceville, Ga.

As called for by the Superintendent of Banks.

C. H. BRAND,

G. C. MONTGOMERY,

President.

Cashier

Date of Charter: 6-2-1905

Began Business: 7-17-1905

RESOURCES:

Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toI ncdkse botwe dnnede s__s__a__n_d_ BF uarnnkiitnugr eHaonuds eFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned..________ _ Cash in Vault and amounts due
from apvroved Reserve Agents._ Checks for Clearing and Due from COaovsethhrdeIrtraeBfmtassn_(k_i_fs_-a_-_n-_-y_-_)-__-__-_--_--_--_--_--_--_--_--_--_--_--_--_--_----_
AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__e_r CPruCosrfteiotdmaitenradsnLLdoiAasbsc_cil_ei_vt_tYa_;_r_o:l_Cn__e_Ls._.e___t_t__e___r___s____o__f
Other Resources..-------------------

267 '721.01
288,346.39
none
2,800.00 34,752.29
443,039.87
none
7,172.39 350.00
8,095.14
none none none

TotaL------------------------------$ 1,052,277.09

LIABILITIES:

CSuarvoitlauls

Stock______________________
FUIJ.cj_ ____________________

.$ _

Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..----------------Cashiers Checks-------------------CDeermtiafinedd DCehveocskists-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Devosit.. ____ _ Savings Devosits.. ____ ------------Letters of Credit and Accevtances B,eilxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_

NOothteesr aLniadbiBliitilelss.R...e_d__i_s_c_o_u__n_t_e_d_._._._._.._

50,000.00 50,000.00 50,833.24
none none none
223.98
none
499,769.31
none
401,450.56
none none none none

TotaL ______________________________ $ l ,052,277.09

NINTH ANNUAL REPORT

95

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF LEARY

Leary, Ga.

As called for by the Superintendent of Banks.

W. D. JORDAN,

B. B. SHEPARD,

President.

Cashier.

Date of Charter: 6-1909

Began Business: 9-1909

RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-__-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss-(-if--a-n--y-)--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmiterasnLdiAabccilei]t;y)taonnceLs_e_t_t_e_r_s___o_f POrtohfeirt aRnedsoLuOrcSesS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_
TotaL------------------------------$

20,248.64
none
4 '931.64 3,892.08 7,942.38
9.862.80
297.94
none
460.64
11,063.29
none none
74.50
58,773.91

LIABILITIES:
CaDital Stock.______________________$
Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks ------------------Certified Checks-------------------Demand DeDosits------------------Time Certificates of DeDosit------Savings DeDosits------------------LeetxteecrsutoefdCfroerdCit uasntodmAecrcse_D__t_a_n_c_e__s _ Bills Payable_______________________ _ NOothteesr aLniadbBiliiltlisesR__e_d_i_s__c_o_u__n_t_e_d__.______ __

15,000.00 3,000.00
626.56
none none none
93.70
none
26,679.84 8,795.75
none
none
4,553.95
none
24.11

TotaL ______________________________$ 58,773.91

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF LENOX

Lenox, Ga.

As called for by the Superintendent of Banks.

J. D. ROBI:-.ISON,

A. M. WILLIAMS,

President.

Cashier.

Date of Charter: 6-20-1907

Began Business: 6-25-1907

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_

95,999.47
none
500.00

FOuthrneirtRureealaEndstaFtiextouwrensed--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from aD];)roved Reserve Agents._ Checks for Clearing and Due from

1,000.00 7,112.13
47,354.50

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_

259.17
none
40.52
none

CuCsrteodmiterasnLdiAabcicleit]Y;)taonnceLs_e_t_t_e_r_s___o_f

none

Profit and LOSS---------------------

none

Other Resources--------------------

none

----

TotaL-------------------------------$ 152,265.79

LIABILITIES.
CSuaDroiltuals SFtuonc(kL--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DeDosits..----------------Time Certificates of De];)osit------Savings DeDosits------------------Letters of Credit and Acce];)tances
executed for Customers---------Bills Payable.---------------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_._-_-_--_

30,000.00 6,000.00 8,203.35
none none none
36.98
none
70,922.87 37,102.59
none
none none none none

TotaL _______________________________ $ 152,265.79

96

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928. of the

THE BANK OF LESLIE

Leslie, Ga.

As called for by the Superintendent of Banks.

E. L. WILSO"-',

W. T. ANDERSON,

President.

Cashier,

Date of Charter: 190,5

Began Business: 1905

RESOURCES:
Loans and Discounts. _____________ $ CeBrotinfidcsataensdoSftoIncdksebotwednende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents __ Checks for Clearing and Due from
other bankS----------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_ Other Resources___________________ _
TotaL ______________________________ $

105,710.20
none
5,000.00 3,500.00 2,711.32
72,902.69
260.7R
none none
2,009.22
none none none
192,094.21

LIABILITIES:
Capital Stock_______________________$ Surplus Fund______________________ _
Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_------TDiemmeaCnedrDtifeipcoatseitss-o-f--D--e-p-o--s-i-t-_-_-__-_-_--_ Savings Deposits_:________________ _ Letters of Credit and Acceptances
executed for Customers---------Bills Payable________ ---------------ONothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__t_e_d_._.______ __

25,000.00 c5,000.00 7,064.39
none none none
965.80
none
115,009.90 19,054.12
none
none none none none

TotaL ______________________________ $ 192.094.21

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

LOGANVILLE BANKING CO.

Loganville, Ga.

As called for by the Superintendent of Banks.

A. ~1. BROOKS,

MARY BROOKS,

President.

Cashier.

Date of Charter: Z-1-UJO:l

Began Business: ~l-\!4-190\!

RESOURCES:

Loans and Discounts ______________ $ 82,494.40

Certificates of Indebtedness and Bonds and Stocks owned_______ _
Banking House and Lot __________ _ Furniture and Fixtures __________ _ Other Real Estate owned_________ _

28,400.00 1,400.00 1,800.00 26,893.24

Cash in Vault and amounts due

from approved Reserve Agents.. 66,447.10

Choethckesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e__fr_o__m_ Cash Items_________________________ _ Overdrafts (if any) ________________ _

215.06 348.75
none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

343.83

Customers Liability on Letters of

PrCorfeitdaitnadnLdosAs..c_c_e__p_t_a_n_c_e__s_-_--_-_-_-_-_-_-_-

nnoonnee

Other Resources____________________

1,166.43

Tot

aL

______________________________

$

--209.508.81

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund______________________ _ RUensdeirvviedeFdunPdrosf_i_t_s_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_
Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ Time Certificates of Deposit__ -___ _ Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_ BNioltles sPaanyda bBl ei l.l-s- -R- -e-d-i-s-c-o- -u-n- -t e- -d-_-_-__- -_ Other Liabilities--------------------

25,000.00 12,500.00 3,418.92
none none none
81.31
none
69,651.24 g4,857 .34
none
none none none
4,000.00

TotaL. ______________________________ $ 209,508.81

NINTH ANNUAL REPORT

97

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS STATE BANK

Lincolnton, Ga.

As called for by the Superintendent of Banks.

JAS. H. BOYKIN,

M. R. STEPHENS,

President.

Cashier.

Date of Charter: 9-11-1911

Began Business: 12-2-1911

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot.......... Furniture and FixtUres............ Other Real Estate owned......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------CovaesrhdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.--------------------Customers LiabilitY on Letters of
Creditand Acceptances.--------Profit and Loss.................. Other Resources.................

150,209.11
8,871.74 1,800.00 1,600.00 7,213.75
100,640.40
none
775.05
none
7,855.13
none none none

TotaL...---------------------------$ 278,965.18

LIABILITIES:
Capital Stock...................... $ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds--------------------
DDiuveidteonBdsanUknsp..a-i-d-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.
Cashiers Checks.................. Certified Checks.................... . Demand Deposits---------------- Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities....................

25,000.00 15,000.00 2,000.00 2,565.57
none
2,000.00 1.061.24
none
130,357.92 100,980.45
none
none none none none

TotaL..-------------------------$ 278,965.18

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

LITHONIA BANKING CO.

Lithonia, Ga.

As called for by the Superintendent of Banks.

R. H. TRIBBLE,

JNO. De J. TURNER,

President.

Cashier.

Date of Charter: 1903

Began Business: 1903

RESOURCES:

Loans and Discounts.............. $ 57,858.81

Certificates of Indebtedness and

Bonds and Stocks owned.........

50.00

Banking House and Lot...........

3,500.00

Furniture and FixtUres........... .

2,974.39

Other Real Estate owned...........

8,471.14

Cash in VaUlt and amounts due

from a.pproved Reserve Agents.. 14,111.22

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

290.14
none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

1.275.27

Customers LiabilitY on Letters of

Credit and Acceptances........ ..

none

Profit and Loss.....................

110.66

Other Resources..................... - - -no-ne

TotaL. _____________ ----------------- $ 88,641.63

LIABILITIES:
Capital Stock.......................$ Surplus Fund....................... Undivided Profits.................. Reserve Funds---------------------DDiuveidtoenBdasnUknsp--a-i-d-.-..-.-.-.-.-.-.-.-.-.--.-.-.-.-.-.-. Cashiers Checks.................... Certified Checks.... _......... _..... . Demand . ~posits .................. Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable......... ------------- .. Notes and Bills Rediscounted..... Other Liabilities... ................. .

25,000.00 655.83 845.90
none none none
242.27
none
41,906.24 17,482.89 2,508.50
none none none none

TotaL.. _._ ....................... -..$ 88,641.63

9R

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PEOPLES BANK

Lithonia, Ga.

As called for by the Superintendent of Banks.

A. J. ALMAND',

I. M. STARR,

President.

Cashier.

Date of Charter: 1910

Began Business: 1910

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toIncdkes botwednende.s. _s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d-.-..-.--_-_-__-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(.i.f -a-n- -y-)- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Advance on cotton and other CuCsotommmeorsdiLtiieasb-i-l-i-tY---o--n--L--e-t-t-e-r-s--o--f
Credit and Acceptances---------Profit and LOSS--------------------Other Resources-------------------TotaL ______________________________ $

54,2/34.70
40,994.74 7.500.00 2,000.00 2.200.00
94,012.12
none none none
none
none none none
200,941.56

LIABILITIES:
Capital Stock.-------------------$ Surplus Fund---------------------Undivided Profits--------------- Reserve Funds-------------------- Due to Banks.------------------ Dividends Unpaid..---------------Cashiers Checks-------------------Certified Checks-------------------TDSaiemvmienagCnsderDDtiefepipcooastsietissts_o-_-_f-_D-_-_e-__-p_-o_-s_-_i-t_-._-._-._-._-.-.__-. L eetxteecr sutoefdCforer dCitusatnodmAercsc_e_p__t_a_n_c__e_s Bills Payable______________________ _ Notes and Bills Rediscounted...... Other Liabilities...... ---------------

25,000.00 20,000.00 6.250.00
none none
2,500.00 1,470.00
none
110,917.81 29,020.35 5.783.40
none none none none

TotaL------------------------------$ 200,941.56

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF LOCUST GROVE

Locust Grove, Ga.

As called for by the Superintendent of Banks.

C. V. WILLIAMS,

C. B. PLEXICO,

President.

Cashier.

Date of Charter: 1902

Began Business: 1902

RESOURCES:

Loans and Discounts--------------$ 85,532.85

CeBrotinfidcsataensdoSf toInckdsebotwednende.s. _s__a__n_d_

none

Banking House and Lot-----------

7,200.00

FOuthrneirtRureealaEnsdtaFtiextouwrense-d--__-_-_-_-_-_-_-_--_

2,960.00 1.238.06

Cash in Vault and amounts due

from approved Reserve Agents.. 24.175.49

Checks for Clearing and Due from

other bankS-----------------------

5,327.61

Cash Items--------------------------

548.35

AOdvveardnrcaeftson(if aCnoYttlo--n---a-n--d---o--t-h-e--r

191.46

CuCsotommmeords iLtiiCabSi.l-i-t-Y---o--n--L--e-t-t-e-r-s--o--f 11,501.94

Credit and Acceptances.--------

none

Profit and Loss.--------------------

none

Other Resources.-----------------TotaL ______________________________

-$

-1410- ,.619762-..5?60

LIABILITIES:
Capital Stock..--------------------- $ Surplus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit...... Savings Depo~its------------------ Letters of Credit and Acceptances
executed for Customers......... Bills Payable.--------------------- Notes and Bills Rediscounted...... Other Liabilities-------------------

25,000.00 5,000.00 2,075.51
none none
56.00 300.75
none
61,594.82 46,145.18
none
none none none none

TotaL-----------------------------$ 140,172.26

NINTH ANNUAL REPORT

99

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Loganville, Ga.

As called for by the Superintendent of Banks.

W. S. CARTER,

H. K. FORRESTER,

President.

Cashier.

Date of Charter: 4-4-1906

Began Business: 4-11-1906

RESOURCES:

Loans and Discounts--------------$ 24.319.98 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.c_L__-_-_-_-_-_--_

none
3,600.00

FOuthrneirtRureealaEndstaFtiextoUwrneesc-t-_-_-_-_-_-_-_-_-_--_

2,000.00 9,418.50

Cash in Vault and amounts due

from approved Reserve Agents..

6,796.44

Checks for Clearing and Due from

other banks-----------------------

586.38

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

58.93
none

Advance on Cotton and other

Commodities..--------------------Customers LiabilitY on Letters of

230.35

Credit and Acceptances----------

none

Profit and LOSS---------------------

none

Other Resources-------------------- - - -no-ne

TotaL-------------------------------$ 47,010.58

LIABILITIES:
Capital Stock.______________________ $ Surolus FuncL---------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp-a--ic-L--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS..------------------Demand Deposits..----------------Time Certificates of Deposit___ ._._ Savings Deposits----------- -----Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_c_L_______ __

15,000.00
none
1,106.91
none none none
66.75
none
25.000.63 5,095.63
740.66
none none none none

TotaL-------------------------------$ 47,010.58

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

LOVEJOY BANKING CO.

I.ovejoy, Ga.

As called for by the Superintendent of Banks.

S. D. CRAWFORD,

G. P. BABB,

President.

Cashier.

Date of Charter: 2-20-1909

Began Business: 1909

RESOURCES:

Loans and Discounts-------------$ 50,160.60

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_c_L__-_-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owne(L________ _

none
1,450.00
1.900.00 6,850.00

Cash in Vault and amounts due

from approved Reserve Agents.. 21,888.73

Checks for Clearing and Due from

other Banks----------------------

647.28

COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

Commodities..---------------------

none

Customers LiabilitY on Letters of

CreditandAcceptances----------

none

Profit Other

and LOSS--------------------Resources..-------------------

-

-

none
-no-ne

TotaL____ -------- __ -----.----------_ $ 82,896.61

LIABILITIES:
Capital Stock.--------------------- $ Surplus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends UnpaicL----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills RediscountecL---Other Liabilities-------------------

15,000.00 10,000.00 9,434.26
none none none
492.22
none
36,173.94 11,796.19
none
none none none none

TotaL-------------------------------$ 82,896.61

100

})EPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF LULA

Lula, Ga.

As called for by the Superintendent of Banks.

S. S. CARTER,

E. F. WHITWORTH,

President.

Cashier.

Date of Charter: 1~-!W-1904

Began Business: 1~-1904

RESOURCES:

Loans and Discounts-------------- $ 25,330.72 Certificates of Indebtedness and

Bonds and Stocks ownecL.....

5,350.00

Banking House and Lot.........

2,000.00

Furniture and Fixtures.........

3,494.25

Other Real Estate owned.........

none

Cash in Vault and amounts due

from avvroved Reserve Agents.. 44,303.21

Checks for Clearing and Due from

other Banks----------------------

none

Cash Items------------------------Overdrafts (if anYl-----------------

263.56
none

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit and Accevtances........

none

- - - - Profit and LOSS.--------------------
Other Resources-------------------TotaL_______________________________ $

none none
80,741.74

LIABILITIES:
Cavital Stock.----------------------$ Survlus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unvai<L----------------CCearsthifieierds CChheecckkss.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrDtifeivcoasteitss.o..f-D---e-v-o--s-i-t-.-.-.-.-.-.-. Savings Devosits...---------------LBeieltxltseePcrsuatYoefdaCbfloreer_d_C_it_u_as_tn_o_dm__A_e_rc_sc__e___v___t__a__n__c___e_s__ Notes and Bills Rediscounted.... Other Liabilities..... ---------------

15,000.00
none
2,007.22
none none none
95.56
none
51,447.08 12,191.88
none
none none none none

TotaL-------------------------------$ 80,741.74

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Lumber City; Ga.

As called for by the Superintendent of Banks.

D. C. McLEAN,

W. E. DAWSON,

President.

Cashier.

Date of Charter: 8-7-1914

Began Business: 4-~Q-19~5

RESOURCES:

Loans and Discounts-------------- $ 25.706.27 Certificates of Indebtedness and

Bonds and Stocks owned......

none

Banking House and Lot.........

7,162.33

Furniture and Fixtures--..__ ._..

2,950.00

Other Real Estate owned......... .

9,371.31

Cash in Vault and amounts due

from avvroved Reserve Agents. 34,501.26

Checks for Clearing and Due from

CaosthheIrteBmasn.k_s_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Overdrafts (if anY>-----------------

none

Advance on Cotton and other

Commodities.---------------------

none

Customers LiabilitY on Letters of

Credit and Accevtances..........

none

Profit and Loss.--------------------

none

Other TotaL

Resources-------------------_______________________________

-$

-80-,698943-..8141

LIABILITIES:
Cavital Stock.------------------- $ Survlus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unvaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand DevositS...----------------Time Certificates of Devosit...... Savings Devosits...---------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o_m__e__r_s_._..___..__.___ Notes and Bills Rediscounted..... Other Liabilities..... -------------

15,000.00
none
1,092.88
none none none
722.97
none
39,552.70 9,31ti.26
none
none
15,000.00
none none

TotaL-------------------------------$ 80,684.&

NINTH ANNUAL REPORT

101

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS STATE BANK

Lumpkin, Ga.

As called for by the Superintendent of Banks.

E. L. CARTER,

A. T. FORT,

President.

Cashier.

Date of Charter: 10-21-11

Began Business: 12-1911

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d-.-._-_-_-_-_-_-_-_--_ Cash in Valllt and amounts due
from avvroved Reserve Agents._ Checks for Clearing and Due from CaosthheItreBmas.n._k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _ Advance on Cotton and other CuCCsorteomdmmiteoarsdniLdtiieAasbc-ic-l-iet-vY-t-a-on--nc-e-Ls--_e-_t_-t_-e_-r_-s_-_-o_--_f Profit and LOSS--------------------Other Resources..------------------TotaL.____________________________ $

106,962.18
5,000.00 6,000.00 6,853.80 1,779.00
25,009.78
1,172.33 340.12
2,533.77
15,033.67
none none
12,610.16
133,294.81

LIABILITIES:
Cavital Stock.----------------------$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS..---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoasteitsSo...f.-D--e-p--o-s--it-.-.-.-.-.--.-. Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Other Liabilities...------------------

28,000.00 10,000.00 2,067.03 13,980.92
none none
5,704.89
none
73,715.27 39,145.42 6,181.28
none
4,500.00
none none

TotaL-------------------------------$ 133,294.81

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

LUTHERSVIJ.,LE BANKING CO.

Luthersville, Ga.

As called for by the Superintendent of Banks.

E. P. HURST,

L. W. McKOON,

President.

Cashier.

Date of Charter: 8-11-1905

Began Business: 8-3-1906

RESOURCES:

Loans and Discounts--------------$ 49,130.58 Certificates of Indebtedness and

Bonds and Stocks owned........ .

45.00

Banking House and Lot----------

1,700.00

FOut hr neirtRu reealaEn ds t aFtiextouwrense-d-.-. _-_-_-_-_-_-_-_--_

850.00 9,159.00

Cash in Vault and amounts due

from approved Reserve Agents..

5,255.06

Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

80.00
none
360.85

Advance on cotton and other

Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances.......... .

4,380.12
none

Profit and LosS..--------------------

none

- - - - Other Resources.-------------------

none

TotaL-------------------------------$ 70,960.61

LIABILITIES:
CSuarpoiltuals SFtuo.ncdk..-.-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other Liabilities-------------------

25,000.00 11,000.00 1,911.39
none none none
204.40
none
27,843.54 4,001.28
none
none
1,000.00
none none

TotaL-------------------------------$ 70,960.61

102

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

TOOMBS COUNTY BANK

Lyons, Ga.

As called for by the Superintendent of Banks.

W. A. McNATT,

W. T. CHINA,

President.

Cashier.

Date of Charter: 12-22-1905

Began Business: 1-5-1906

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toIncdkes botwednneeds. _s__a__n_d_ Banking House and Lot__________ _ FOuthrneirtuRreealanEdstFatiextouwrense-d--.-_-__-_-_-_-_-_--_ Cash in vault and amounts due
from approved Reserve Agents-_ Checks for Clearing and Due from
other bankS..---------------------COavsehrdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers LiabilitY on Letters of
Credit and Acceptances..--------Profit and LosS..-------------------Other Resources..-------------------
TotaL.........--------------- $

178,194.58
7,100.86 9,000.00 3,119.98 6,334.18
28,081.21
1,346.23 36.75
none
none
none none
152,000.00
385,213.79

LIABILITIES:
Capital Stock.. --------------------$
Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS..---------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e_r_s____________-_-_--_ NOothteesr aLniadbBiliitlilessR_e__d_i_s_c_o__u_n__te__d_._._._.._

30,000.00 9,000.00 1,643.24
none none none
180.38
none
lll,918.40 72.539.76 2,932.01
none
5,000.00
none
152,000.00

TotaL------------------------------- $ 385,213.79

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MACON SAVINGS BANK

Macon, Ga.

As called for by the Superintendent of Banks.

JESSE B. HART,

C. C. CUNNINGHAM,

President.

Cashier.

Date of Charter: 3-4-1874

Began Business: 1-18-1875

RESOURCES:

Loans and Discounts ______________ $ 634,501.10 Certificates of Indebtedness and
Bonds and Stocks owned........ 59,645.41

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned_________ _

31,000.00 5,612.95 27,845.22

Cash in vault and amounts due from approved Reserve Agents--
Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other CuCsotommmeorsdiLtiieaSb.i.l-i-t-Y---o-n---L--e-t-t-e-r-s--o--f
Credit and Acceptances__________

73,994.12
none none none none none none

Profit and Loss---------------------

none

Other Resources-------------------- - -6,-412-.90

Total------------------------------- $ 889,011.70

LIABILITIES:
CaPital Stock.______________________ $ Surplus Fund-_-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks--------------------- Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso--f-D--e--p-o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNiolltsesPaanydabBleil_l_s-R--e--d-i-s-c-o--u-n-t-e-d--.-_-__--_ Other Liabilities...------------------

50,000.00 100,000.00
2,933.46 62,897.00
none
2,000.00 2,292.20
none
1,000.00 73,396.37 469,492.67
none
125,000.00
none none

TotaL.............. $ 889,011.70

DEPARTMENT OF BANKING

103

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CONTINENTAL TRUST CO.

Macon, Ga.

As called for by the Superintendent of Banks.

R. A. McCORD.

C. E. NEWTOX, JR.,

President.

Sec. & Treas.

Date of Charter: 1't-2G-1890

Began Business: 9-1901

RESOURCES:

Loans and Discounts--------------$ 2,231,897.85

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwonte__<_L__-_-_-_-_-_--_

538,788.79 250,000.00

Furniture and Fixtures------------

4,943.27

Other Real Estate owne<L--------- 52,936.47

Cash in Vault and amounts due

from approved Reserve Agents-- 1.046,050.80

Checks for Clearing and Due from

other Banks---------------------- 248,812.55

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

5,628.05 741.34

AdCvoamnmceodoitnies.C. _o__t _t o__n___a__n_d____o_t_h__e r_

none

Customers LiabilitY on Letters of

Credit and Acceptances..--------- 12,100.00

Profit and LOSS..--------------------

none

Other Resources..-------------------

2,234.67

----

TotaL------------------------------ $ 4,394,183. 79

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_

150,000.00 50,000.00 11,646.07 7,120.64 913,777.78: 4,500.00 56,381.14 2,548.60 1.851.342 .25 429,625.63

Savings Deposits------------------- 605,141.68

Letters of Credit and Acceptances executed for Customers----------
BNOiotlhtlesesPr aLanyiaadbbBilleiil_tli-se-sR-_-_e-_d-_-i_s-_c-_o-_-u_-n_-_t-e_-_d-_,-__-_-__-___--__

12,100.00 none none
300,000.00

TotaL------------------------------$ 4,394,183.79

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MERCHANTS AND MECHANICS SAVINGS BANK

Macon, Ga.

As called for by the Superintendent of Banks.

T. W. HAWKES,

EDMUND R. MORGAN,

President.

Cashier.

Date of Charter: 1-17-1910

Began Business: 1-3-1910

RESOURCES:

Loans and Discounts--------------$ 200,339.85

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_

1,500.00 none

Furniture and Fixtures------------

269.05

Other Real Estate owne<L---------

5,414.81

Cash in Vault and amounts due

from approved Reserve Agents-_ 11,775.53

Checks for Clearing and Due from

other Banks----------------------

1,922.71

COavsehrdIrtaefmtsS(-i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on cotton and other

CommoditieS----------------------

none

Customers Liability on Letters of

Credit and Acceptances..---------

none

Profit and LOSS..--------------------

none

Other Resources..------------------- - - -no-ne

TotaL-------------------------------$ 221,221.95

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS..------------------Demand Deposits-----------------Time Certificates of Deposit-----Savings Deposits---------------- __ _ Letters of Credit and Acceptances
executed for Customers_________ _ BNiol tles sPaany adbBl ei_l l_s__R-e-d- -is-c-o- -u-n-t-e-d- -,_- -__-_- -_ Other Liabilities-------------------

25,000.00 15,000.00 1,595.49
none 5,081.31 1,500.00 1,131.66
none 50,369.80 12,731.45 68.812.24
none 40,000.00
none none

TotaL------------------------------- $ 221,221.95

104

NINTH ANNUAL REPORT

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE GEORGIA BANKING CO.

Macon, Ga.

As called for by the Superintendent of Banks.

R. W. CROCKETT,

W. E. BOZEMAN,

President.

Cashier.

Date of Charter: 8-19-1922

Began Business: 9-5-192:l

RESOURCES:

CLoeratnifsicaantdesDoifscIonudnetbste--d-n-e--s-s--a--n-d- $ Bonds and Stocks owned..-------
Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owne<L--------Cash in Vault and amounts due
from approved Reserve .Agents.. Checks for Clearing and Due from
other Banks---------------------CovaesrhdIrtaefmtss(-i-f--a-n-y--)-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.... __ -------- __ ------_ CuCsrteodmiterasnLdiAabcicleiptytanocnesL..e__tt_e__r_s__o_f Profit and LOSS..-------------------Other Resources..-------------------

185,893.29 16,896.11
none 5,585. 75
none 31,892.28 1,907.69
793.33 258.65 none none none none

TotaL.-----------------------------$ 243,227.10

LIABILITIES:
Capital Stock..---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnedrDtifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanyadbBlei.l.l.s..R--e--d-i-s-c-o--u-n--t-e-d--.--.-.-. Other Liabilities-------------------

50,000.00 none
10,000.00 none none none
1,726.93 none
74,122.38 4,872.79 95,005.00
none 7,500.00
none none

TotaL------------------------------$ 243,227.10

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

LUTHER WILLIAMS BANK AND TRUST CO.

Macon, Ga.

As called for by the Superintendent of Banks.

LUTHER WILLIAMS,

HOWARD V. WILLIAMS,

President.

Cashier.

Date of Charter: 6-28-1924

Began Business: 7-1-19:l4

RESOURCES:

Loans and Discounts-------------- $ 1,613,651.02

CeBrotinfidcsataensdoSftoInckdsebotwednneeds..s__a__n_d_

3,060.65

Banking House and Lot----------- 51,160.00

FOuthrneirtRureealaEndstaFtiextoUwrnese-d-.-_-_-_-_-_-_-_-_--_

14,626.36 39,329.91

Cash in Vault and amounts due

from approved Reserve .Agents. 303,009.36

Checks for Clearing and Due from

other Banks---------------------- 21,642.52

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,113.79 553.43

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb.i.l-i-t-Y---o-n---L--e-t-t-e-r-s--o--f

none

Credit and Acceptances..--------Profit and LOSS---------------------

none none

Other Resources..------------------- - -6,-182-.16

TotaL------------------------------$ 2,055,329.40

LIABILITIES:
Capital Stock..---------------------- $ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..---------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable----------------------Notes and Bills Rediscounted.. Other LiabilitieS-------------------

100,000.00 55,000.00 48,976.31
none 28,326.03
50.00 30,706.68
762.40 615,477.59 182,718.14 868,312.25
none 125,000.00
none none

TotaL------------------------------- $ 2,055,329.40

DEPARTMENT OF BANKING

105

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF HENRY COUNTY

McDonough, Ga.

As called for by the Superintendent of Banks.

JNO. G. PULLIN,

CLARENCE ELLIOTT,

President.

Cashier.

Date of Charter 6-23-1896

Began Business: 7-1-1896

RESOURCES:

Loans and Discounts.------------ $ CeBrotinfidcsataensdoSf toIncdksebotwednende.s. _s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash In Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities----------------------
Customers Liability on Letters of Credit and AcceptanceS----------
Profit and LOSS--------------------Other Resources.-------------------

248,222.46 7,632.64 3,126.94 4,873.06 1,977.44 15,426.40 none 2,456.97 none none none none 913.64

TotaL------------------------------- $ 284,629.55

LIABILITIES:
Capital Stock.----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s
executed for Customers---------Bills Payabl1L---------------------Notes and Bills Rediscounted..... Other LiabilitieS-------------------

50,000.00 12,000.00 3,264.25
none none none 2,266.54 none 78,814.99 40,204.99 none none 60,090.44 37,988.34 none

TotaL------------------------------$ 284,629.55

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE FARMERS AND MERCHANTS BANK

McDonough, Ga.

As called for by the Superintendent of Banks.

H. J. TURNER,

H. C. HIGHTOWER,

President.

Cashier.

Date of Charter: 3-8-1911

Began Business: 3-8-1911

RESOURCES:
Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoIncdksebotwendende.s._s__a__n_d_ Banking House and Lot----------FOuthrneirtRureealaEndstFatiextouwrense-d-.-..-.-_-_-_-_-_-_--_ Cash In Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleitpytaonnceLs.et.t_e_r_s__o_ _f Profit and LOSS--------------------Other Resources.-------------------

134,877.56 27,39!i.79 3,800.00 2,300.00 32,101.31 21,134.66
none 2,282.32
none 6,458.34
none none none

Total--------------------------------$ 230,349.98

LIABILITIES:
Capital Stock.----------------------$ Surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings DepositS------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills Payable_____ ------------- __ --Notes and Bills Rediscounted..... Other Liabilities-------------------

50,000.00 25,000.00
318.03 none 1,099.00 none 281.00 none 96,564.17 34,379.61 4,659.42 none none 18,048.75 none

TotaL------------------------------ $ 230,349.98

106

NINTH ANNUAL REPORT

STATEME!\T

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK OF McRAE

McRae, Ga.

As called for by the Superintendent of Ranks.

J. F. COOK,

.J. F. COOK,

President.

Cashier.

Date of Charter: 3-1-1906

Began Business: 6-3-1906

RESOURCES:

Loans and Discounts--------------$ 144.255.84

CeBrotinfidcsataensdoSf toIncdkesbotwednneeds._s__a__n_d_

none

' FBuarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate owned.________ _

3,000.00 4,072.92
23,919.13

Cash in Vault and amounts due

from approved Reserve Agents.. 22,765.65

Checks for Clearing and Due from

other Banks.---------------------

165.00

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
315.ll

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

292.42

Credit and Acceptances----------

none

POrtohfeirt TotaL

RanesdoLuOrcSesS_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_
_______________________________ -$

none
- -no-ne
198,786.07

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund._____________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeivcoatseistSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

50,000.00' 7,615.20
5,243.9:~
none none none
554.65
none
69,974.62 56,397.67
none
none
9,000.00
none none

TotaL------------------------------- $ 198,786.07

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE MERCHANTS BANK

McRae, Ga.

As called for by the Superintendent of Banks.

0. F. McRAE,

0. F. McRAE,

President.

Cashier.

Date of Charter: 4-16-1900

Began Business: 4-19-1900

RESOURCES:

Loans and Discounts--------------$ 189,673.97

CeBrotinfidcsataensdoSf toIncdkes botwednneeds. _s__a__n_d_ Banking House and Lot__________ _

80.00 7,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

3,000.00 19,280.11

Cash in Vault and amounts due

from approved Reserve Agents.. 51,249.92

Checks for Clearing and Due from

other Banks----------------------

3,381.12

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,947.65 1,213.23

Advance on Cotton and other

Commodities.--------------------- 53,546.66 Customers Liability on Letters of

Credit and AcceptanceS----------

none

Profit Other

and LosS--------------------Resources.-------------------

-

-

none
-no-ne

TotaL-------------------------------$ 330,372.66

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsso--f--D--e-p-o--s-i-t-_-__-_-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other Liabilities-------------------

50,000.00 15,000.00
5,275.3~
none none none
975.65
none
192,407.51 49,214.12
none
none
17,500.00
none none

TotaL.----------------------- _______ $ 330,372.66

NINTH ANNUAL REPORT

107

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF MADISON

Madison, Ga.

As called for by the Superintendent of Banks.

W. P. BEARDEN,

E. G. ATKINSON,

President.

Cashier.

Date of Charter: 12-8-1888

Began Business: 1-1-1890

RESOURCES:

Loans and Discounts______________ $ 136,700.14

Certificates of Indebtedness and

Bonds and Stocks owned......... 200,378.75

Banking House and Lot..........

7,500.00

FOuthrneirtRureealaEnsdtaFtiextouwrneesd--..-.-.-.-_-_-_-_-_-_-

2,008 00 37,598.20

Cash in Vault and amounts due

from aJ>proved Reserve Agents 54,421.29

Checks for Clearing and Due from

other Banks.---------------------

61.87

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
487.84

Advance on Cotton and other

Co=odities---------------------Customers LiabilitY on Lettersof

502.69

Credit and Accei>tances... _____ _

none

Profit and LOSS------------------

none

Other Resources.. ----------------- - - -no-ne

TotaL--------------------------$ 439,658.78

LIABILITIES:
Cai>ital Stock..-----------------$ Surplus Fund..-------------------- Undivided ProfitS-----------------Reserve Funds.------------------- Due to Banks----------------------Dividends Unpaid.....------------ Cashiers Checks-------------------Certified Checks-------------------Demand Dei>ositS-----------------Time Certificates of Dei>osit..____ _ Savings Dei>ositS------------------Letters of Credit and Acceptances B ielxl sePcuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._ Notes and Bills Rediscounted...... Other Liabilities------------------

100,000.00 75,000.00
511.60 none none 830.00 756.43 none 1Z3,783.77 23,050.05 115,726.93 none none none none

TotaL.-----------------------------$ 439,658.78

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF MANCHESTER

Manchester, Ga.

As called for by the Superintendent of Banks.

C. V. TRUITT,

D. H. SMITH,

President.

Cashier.

Date of Charter: 1-28-1910

Began Business: 2-2-1910

RESOURCES:

Loans and Discounts--------------$ 354,083.39 Certificates of Indebtedness and
Bonds and Stocks owned....... 13,137.00

Banking House and Lot........ 10,916.10

Furniture and Fixtures.........

none

Other Real Estate owned...........

3,967.08

Cash in Vault and amounts due from approved Reserve Agents. 160,148.40

Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_
Overdrafts (if any) ________________ _

38.00 1,759.98
932.73

Advance on Cotton and other. CommoditieS.--------------------
Customers Liability on Letters of Credit and Acceptances.... _____ _

5,246.37 none

Profit and LOSS.---------------

none

Other Resources.---------------- - - -52-.33

TotaL------------------------------$ 550,281.38

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid.----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeiic>aotseitss.o.-f-D--e-i->-o-s-i-t-.-.-.-.-..-. Savings DepositS------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloe.r._C_u__s_t_o_m__e__rs__._._._._._._._._. ._ Notes and Bills Rediscounted...... Other Liabilities.... --------------

50,000.00 50,000.00 18,465.77
none none 2,520.00 3,986.70 216.42 188,025.64 56,696.89 167,359.76 none none none 13,010.20

Total......... ------------------$ 550,281.38

108

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, I928, of the

THE CITIZENS BANK

Marietta, Ga.

As called for by the Superintendent of Banks.

J. R. FOWLER,

FRED LEGG,

President.

Cashier.

Date of Charter: 1-21-1924

Began Business: 2-2-1924

RESOURCES:

Loans and Discounts-------------- $ 430,549.31

Certificates of Indebtedness and

Bonds and Stocks owned..-------

9,755.17

Banking House and Lot-----------

none

FUrniture and Fixtures------------

6,300.00

Other Real Estate owned..---------

none

Cash in Vault and amounts due

from approved Reserve Agents-- 79,198.G9

Checks for Clearing and Due_from

other bankS..----------------------

8,651.78

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,208.32 none

AdCvoa=ncoeditoines.C._o__t_to__n___a__n_d____o_t_h__e_r

none

Customers LiabilitY on Letters of

Credit and Acceptances----------

none

Profit and LOSS---------------------

none

Other Resources-------------------- - - -no-ne

TotaL-------------------------------$ 535,662.67

LIABILITIES:
Capital Stock.---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other LiabilitieS-------------------

50,000.00 20,000.00 3,706.85
none none 4,000.00
~330.46
193.99 341,076.02
5,158.67 lll,196.68
none none none none

TotaL-------------------------------$ 535,662.67

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MERCHANTS & FARMERS BANK

Marietta, Ga.

As called for by the Superintendent of Banks.

G. F. HAGOOD,

W. E. SCHILLING,

President.

Cashier.

Date of Charter: 6-15-1911

Began Business: 7-15-1911

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and
Bonds and Stocks owned,______ _ BF Ua nr nkiitnugr eHaonuds eFaixntdurLeos _t -_-__-_-_-_-_-_-_-_- -_ Other Real Estate owned..________ _ Cash in Vault and amounts due
from approved Reserve Agents__ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
CreditandAcceptances---------Profit and LOSS--------------------Other Resources..-------------------
TotaL------------------------------$

331,207.19 21,161.31 30,000.00 5,000.00 34,576.97 110,770.10 6,442.48 1,119.80
none none none none none 540,277.85

LIABILITIES:
Capital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable __ --------------------Notes and Bills Rediscounted..---Other Liabilities-------------------

50,000.00 8,500.00 7,319.89 3,434.00
none 44.00 1,005.79 none 329,129.64 1,650.00 139,194.53 none none none none

TotaL------------------------------$ 540,277.85

1

NINTH ANNUAL REPORT

109

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

GEORGIA BANKING COMPANY

Marshallville, Ga.

As called for by the Superintendent of Banks.

J. C. WALKER,

C. W. KINMAN,

President.

Cashier.

Date of Charter: 9-19-1910

Began Business: 9-27-1910

RESOURCES:
Loans and Discounts............. $ Certificates of Indebtedness and
Bonds and Stocks owned......... Banking House and Lot.......... Furniture and FixtUres........... Other Real Estate owned........... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks..................... Cash Items......................... Overdrafts (if anY)................. Advance on Cotton and other
Commodities..................... Customers LiabilitY on Letters of
Credit and Acceptances......... Profit and Loss................... Other Resources.................... TotaL............................ $

84,749.78 100.00
2,400.00 1,800.00 5,760.98 16,291.10
368.89 none none none none none none 111,470.75

LIABILITIES:
Capital Stock..................... $ Surplus Fun<L.................... Undivided Profits................ Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid......------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnedrDtifeipcoatseistso--f-D--e-p--o-s-i-t-.-.-.-.--.-. Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities.....................

30,000.00 6,000.00 4,871.02
none none none 124.89 none 28,109.81 100.00 42,265.03 none none none none

TotaL------------------------------$ 111,470.75

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE CITIZENS BANK

Marshallville, Ga.

As called for by the Superintendent of Banks.

C. C. HASLAM,

C. C. HASLAM,

President.

Cashier.

Date of Charter: 12-24-06

Began Business: 1-1-1907

RESOURCES:

LIABILITIES:

Loans and Discounts........ $ 118,707.74 Certificates of Indebtedness and

SCuarppiltuals SFtuoncdk.__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_$

18,000.00 30,000.00

Bonds and Stocks owned........ 21.400.00 Banking House and Lot......... 4,278.00

Undivided ProfitS-----------------Reserve Funds----------------------

14,807.83 none

Furniture and FixtUres........... Other Real Estate owned....._____ _

2,395.00 4,051.02

Due to Banks----------------------Dividends Unpaid..-----------------

2,637.92 234.00

Cash in Vault and amounts due from approved Reserve Agents.. 44,957.65

Cashiers Checks-------------------Certified Checks--------------------

552.15 none

Checks for Clearing and Due from

Demand DepositS------------------ 81,925.32

CaosthheIrteBmasn._k_s_._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

220.09 none 39.60

Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and Acceptances

522.96 47,368.92

Advance on Cotton and other

exec~ted for Customers........

none

Commodities.--------------------Customers LiabUity on Letters of

none

Bills Payable.. --------------------Notes and Bills Rediscounted......

none none

Credit and Acceptances.---------

none

Other Liabilities...------------------

none

Profit and LOSS---------------------

none

Other Resources.------------------- - - -no-ne

TotaL......... --------------------------- $--1-9-6,0-4-9.1-0-----T-ot-a-L-----------------------------------------------$---19-6,-04-9.1-0--

l I

110

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF MARTIN

Martin, Ga.

As called for by the Superintendent of Banks.

G. N. STOVALL,

T. H. STOVALL,

President.

Cashier.

Date of Charter: 1Q-2-1907

Beg!ln Busjiiess: 10-11-1907

RESOURCES:

Loans and Discounts--------------$ 55,102.47 Certificates of Indebtedness and

Bonds and Stocks owned....... . Banking House and Lot...........

322.19
none

FOUthrenritRureealaEnsdtaFtiextouwrense-d-.-.-.-.-.-.-.-.-.-.-

2,251.60 4,543.65

Cash in Vault and amounts due

from approved Reserve Agents.. 35,590.85 Checks for Clearing and Due from

other bankS.----------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_

203.75 36.42
7,306.81

CCusrteodmitearsn dL iAa bcci leipt ytaoncneLs_e_t_t_e_r_s__o_ f_

none

Profit and LOSS---------------------

none

Other Resources..... --------------- - - -no-ne

TotaL-------------------------------$ 105,357.74

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u.s_t_o_m. _e__r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliitlilessR__e_d_i_s_c__o_u_n__te__d_._._._._

16,000.00 4,000.00
787.28
none none none
642.42 2,000.00 59,691.01 22.237.03
none
none none none none

TotaL-------------------------------$ 105.357.74

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF MAXEYS

Maxeys, Ga.

As called for by the Superintendent of Banks.

W. T. BRIGHTWELL,

GEO. P. BELL,

President.

Cashier.

Date of Charter: 2-22-1907

Began Business: 4-10-1907

RESOURCES:

Loans and Discounts--------------$ 33,394.29

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnksd oLwont_e_d__.._._._.__._. ._ FUrniture and Fixtures___________ _

890.79
none
1,825.00

Other Real Estate owned..........

none

Cash in Vault and amounts due

from approved Reserve Agents..

1,017.73

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none
2.50 8.50

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit andAcceptances----------

none

Profit and Loss......---------------

798.81

Other Resources.....--------------TotaL ______________________________

-$

-38-,127313-..0457

LIABILITIES:
Capital Stock... ____________________ $ Surplus Fund... -----------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_d__.-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ Certified Checks___________________ _ Demand DepositS-----------------Time Certificates of Deposit....... LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s
executed for Customers.......... Bills Payable.. --------------------Notes and Bills Rediscounted..... Other LiabilitieS-------------------

15,000.00 750.00
none none none none
47.12
none
10.782.63 7,744.28
none
none
3,847.04
none none

TotaL------------------------------- $ 38,171.07

NINTH ANNUAL REPORT

111

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF MEANSVILLE

Meansville, Ga.

As called for by the Superintendent of Banks.

U. L. TAYLOR,

H. G. LANGFORD,

President.

Cashier.

Date of Charter: 3-1-1911

Began Business: 4-1-1911

RESOURCES!

Loans and Discounts--------------$ 93,210.96

Certificates of Indebtedness and

Bonds and Stocks oWiie<L. _____ _ Banking House and Lot. _________ _ Furniture and Fixtures___________ _

2,343.61 1,750.00 2,250.00

Other Real Estate owned_________ _ 2,500.00

Cash in Vault and amounts due

from approved Reserve Agents.. 15,645.10

Checks for Clearing and Due from

other Banks.------------------

none

COavsehrdIrtaefmtss-(if--a-n-y-)--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

Co=odities..................... .

548.87

Customers LiabilitY on Letters of

Credit and Acceptances......... .

none

Profit and Loss.................... .

none

Other Resources................... .

none

TotaL

_______________________________

$

--118,248.54

LIABILITIES!
Capital Stock....................... $ Surplus Fund....................... Undivided Profits-----------------RDeuseertvoeBFaunnkdss.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Unpaid-----------------Cashiers Checks.................... Certified Checks................... . Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s_._._.__. _._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities................... .

25,000.00 10,000.00 2,521.76
none none none
222.96
none
41,851.63 20,878.90 17,773.29
none none none none

TotaL............................... $ 118,248.54

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF MEIGS

Meigs, Ga.

As called for by the Superintendent of Banks.

J. K. CARTER,

DUNCA~ BICKLEY,

President.

Cashier.

Date of Charter: 5-8-1903

Began Business: 6-1903

RESOURCES!

Loans and Discounts.............. $ 156,831.59

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot..........

5, 725.00

Furniture and Fixtures............

2,813.50

Other Real Estate owned......... . 24,114.97

Cash in Vault and amounts due

from approved Reserve Agents.. 40,215.12

Checks for Clearing and Due from

other Banks.....................

none

COavsehrdIrtaefmtss.(.i.f.a.n..y.)._._._._._._._._._._._._._._._._. ._

641.02 25.01

Advance on cotton and other

Co=odities.--------------------Customers LiabilitY on Letters of

none

Credit and Acceptances..........

none

Profit and Loss---------------------

none

Other Resources.................... - - -501-.86

TotaL.............................. $ 230,868.07

LIABILITIES!
Capital Stock....................... $ Surplus Fund....................... Undivided Profits.................. Reserve Funds...................... Due to Banks...................... . Dividends Unpaid................. . Cashiers Checks-------------------Certified Checks................... . Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities-------------------

75,000.00 20,000.00 1,406.14
none none none
2,468.35 6.00
75,651.48 56,336.10
none
none none none none

Total................................ $ 230.868,07

112

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, I928, of the

MENLO BANK

Menlo, Ga.

As called for by the Superintendent of Banks.

BENJAMIN D. RIEGEL,

R. L. RAMEY,

President.

Cashier.

Date of Charter: 10-18-1926

Began Business: 10-16-1926

RESOURCES:

Loans and Discounts-------------- $ 48,983.27

Certificates of Indebtedness and

Bonds and Stocks owned........

7,000.00

Banking House and Lot-----------

3,900.00

FOuthrneirtuRreealaEndstFatiextouwrense.d......_._._._.__._._

none none

Cash in Vault and amounts due

from avproved Reserve Agents.. 38,664.62

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Advance on Cotton and other

Commodities----------------------

none

Customers LiabilitY on Letters of

Credit and Acceptances......... .

none

Profit and LOSS---------------------

none

Other Resources.------------------- - - -no-ne

TotaL-------------------------------$ 97,547.89

LIABILITIES:
sCuarvoiltuals SFtuoncdk.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-$ Undivided Profits-----'-----------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__rs__._._. _. _. _. _. _. _. ._ Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 3,000.00 2,735.29
251.68 none none 130.29 none 59,450.90 16,979.73 none none none none

TotaL------------------------------$ 97,547.89

STATEMENT

Showing condition at the close of Business December 31, I928, of the

BANK OF CANDLER COUNTY

Metter, Ga.

As called for by the Superintendent of Banks.

T. H. KIRKLAND,

P. Q. COLLINS,

President.

Cashier.

Date of Charter: 10-2-1920

Began Business: 1-2-1921

RESOURCES:

Loans and Discounts-------------- $ 133,611.54 Certificates of Indebtedness and

Bonds and Stocks owned..... 1,050.00

Banking House and Lot.......

1.00

Furniture and Fixtures........... Other Real Estate owned........

8,206.34 2,599.82

Cash in Vault and amounts due

from avvroved Reserve Agents.. 50,513.52

Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_

4,642. 76

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,423.54 166.90

Advance on cotton and other Commodities.---------------------
Oustomers Liability on Letters of

5,792.95

Credit and AcceptanceS-.....

none

Profit Other

and LOSS--------------------ResourceS-------------------

-

-

none
-no-ne

TotaL---------------------------- $ 209,008.37

LIABILITIES:
Cavital Stock.---------------------$ surolus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DevositS---------------- Time Certificates of Deposit--"-- Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers......... Bills Payable____ ------------------Notes and Bills Rediscounted..... Other LiabilitieS-------------------

25,000.00 4,000.00 2,418.44
none none none 2,248.29 none 90,958.83 73,272.35
11,110.46
none none none none

TotaL------------------------------$ 209,008.37

NINTH ANNUAL REPORT

113

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE CITIZENS BANK

Metter, Ga.

As called for by the Superintendent of Banks.

A. J. BIRD,

C. G. McLEAN,

President.

Cashier.

Date of Charter: 1~-~0-1910

Began Business: 1~-20-1910

RESOURCES:

Loans and Discounts-------------- $ 171,955.86 Certificates of Indebtedness and

Bonds and Stocks owned...... 1,565.00

Banking House and Lot..... 19.271.02

Furniture and Fixtures........... 3.852.34

Other Real Estate owned....------ 9,758.56

Cash in Vault and amounts due

from a:o:oroved Reserve Agents.. 20,115.87

Checks for Clearing and Due from

other Banks..-------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

6,573.30 251.2([ 50.76

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb.i.l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

1,058.81

Credit and Acce:otances........

none

Profit and LOSS---------------------

none

Other Resources-------------------- - - -no-ne

TotaL------------------------------$ 234,452.72

LIABILITIES:
Ca:oita1 Stock.______________________ $ Surolus Fun<L--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Un:oaid...... -----------Cashiers Checks-------------------Certified Checks-------------------Demand De:oosits-----------------Time Certificates of De:oosit....... SaVings De:oosits------------------Letters of Credit and Acce:otances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities.................

30,000.00 20,000.00 3,495.69
none none none 1,814.86 none 72,998.79 73,291.95 2,277.64 none 20,000.00 10,573.79 none

TotaL .... -------------------------- $ 234,452.72

STATEMENT

Showing condition at the close of Business December 31,1928, of the

BANK OF MILAN

Milan, Ga.

As called for by the Superintendent of Banks.

J. M. COOK,

W. C. McCRANIE,

President.

Cashier.

Date of Charter: 1~-5-1906

Began Business: 1906

RESOURCES:

Loans and Discounts-------------- $ 64,454.68 Certificates of Indebtedness and

Bonds and Stocks owned.....

none

Banking House and Lot.......... 11,564.00

Furniture and Fixtures........... Other Real Estate owned..........

2,800.00 2,200.00

Cash in Vault and amounts due from a:o:oroved Reserve Agents.
Checks for Clearing and Due from CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

34,705.96 18.40 none

Overdrafts (if anYl-----------------

none

Advance on Cotton and other

CuCsotommmeordsiLtieiasb..i-l-i-ty---o-n---L-e-t-t-e-r-s--o--t 11,478.57

Credit and Acce:otances.........

none

Profit Other

and LOSS--------------------Resources--------------------

-

-

none
-250-.00

TotaL------------------------------$ 127,471.61

LIABILITIES:
Ca:oital Stock.______________________ $ surolus Fun<L--------------------UndiVided Profits-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Un:Daid..... ------------Cashiers Checks-------------------Certified Checks-------------------Demand De:oosits-----------------Time Certificates of De:oosit....... SaVings De:oosits------------------Letters of Credit and Acce:otances BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._._._._._. ._ Notes and Bills Rediscounted..... Other Liabilities--------------------

30.000.00 6.000.00
109.64 none none 656.00 l. 706.86 none 51,792.37 37,206.74 none none none none none

Total--------------------------------$ 12!,471.61

1

114

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

EXCHANGE BANK

Milledgeville, Ga.

As called for by the Superintendent of Banks.

OTTO M. CONN,

H. G. BANKS,

President.

Cashier.

Date of Charter: 5-20-1903

Began Business: 1903

RESOURCES:
Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(.1.1.a.n..y.).._._._._.__._._._._._._._._._._. ._ Advance on Cotton and other
Commodities.. . . . . . . . . . . . . . . . . . . . . Customers Liability on Letters of
Credit and Accevtances.......... Profit and Loss..................... Other Resources................... .
TotaL.. ------------- ............ ____ $

598,211.88
none none
6,513.11 18,094.55 90,233.39 12,842.14
33.50 1, 774.94 3,687.62
none none
66,405.42 797,796.55

LIABILITIES:
Cavital Stock.......................$ Survlus FuncL..................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unvaid.................. Cashiers Checks.................... Certified Checks.................... Demand DevositS-----------------Time Certi1icates of Devosit....... Savings Devosits................... Letters of Credit and Accevtances
executed for CUstomers.......... Bills PaYable___ .................. .. Notes and Bills Rediscounted..... Other Liabilities-------------------

100,000.00 75,000.00 22,729.04 4,698.11
none
466.00 2,813.13
none
592,090.27
none none
none none none none

TotaL...............................$ 797,796.55

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MERCHANTS AND FARMERS BANK

Milledgeville, Ga.

As called for by the Superintendent of Banks.

JNO. T. ALLEN,

L. C. HALL,

President.

Cashier.

Date of Charter: 3-22-1898

Began Business: 3-1898

RESOURCES:

Loans and Discounts.............. $ 317,734.74

Certificates of Indebtedness and

Bonds and Stocks owned........ 13,143.71

Banking House and Lot...........

9,000.00

Furniture and Fixtures............

5,109.64

Other Real Estate owned......... . 38,861.68

Cash in Vault and amounts due

from avvroved Reserve Agents.. 33,977.87

Checks for Clearing and Due from

CaosthheIrteBmasn..k.s.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.

3,895.50 529.03

Overdrafts (if anY)................ .

390.82

Advance on cotton and other

Commodities.................... ..

none

Customers LiabilitY on Letters or

Credit and Accevtances..........

none

Profit and Loss.....................

none

Other Resources.................... TotaL... ___________________________

-$

-422-,390570-..8790

LIABILITIES:
Cavital Stock.... -----...--.-- .....$ Survlus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unvaid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Devosits-----------------Time Certificates of De:vosit..... Savings De:vosits------------------Letters or Credit and Acce:vtances BielxlsecPuatyeadbfloer_C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other Liabilities-------------------

80,000.00 80,000.00 12,414.97 21,402.97
21.70
none
540.71
none
228,513.44 57.00
none
none none none none

TotaL------------------------------$ 422,950.79

NINTH ANNUAL REPORT

115

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE MILLEDGEVILLE BANKING COMPANY

Milledgeville, Ga.

As called for by the Superintendent of Banks.

MILLER S. BELL,

MILLER R. BELL,

President.

Asst. Cashier.

Date of Charter: 9-13-1874

Began Business: 10-13-1884

RESOURCES:

Loans and Discounts--------------$ 575,711.42

Certificates of Indebtedness and

Bonds and Stocks owned..... 133,700.00

Banking House and Lot..........

3,451.63

Furniture and Fixtures...........

1.00

Other Real Estate owned..........

7,372.00

Cash in Vault and amounts due

from aiJIJroved Reserve Agents.. 268.272.26

Checks for Clearing and Due from

aO~v~e~r~d:r~a~f~ts~~(=if=a=n==y=)=_=__=_=_=_=__=_=_=_=__=_=_=_=_

11,963.72
none
193.38

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

Customers Liability on Letters of

Credit and AcceiJtances.........

none

Profit and Loss...................

none

Other Resources.................. - - -no-ne

TotaL......................... $ 1,000,665.41

LIABILITIES:
CaiJital Stock......................$ Suri>lus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UniJai<L----------------Cashiers Checks................ Certified Checks................... TDlemmeaCnderDtifeiicJaotseistSo.f.-D--e--iJ-o--s-i-t.-.-.-.-.-.-Savings DeiJosits------------------Letters of Credit and AcceiJtances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

50,000.00 100,000.00 20,256.31 26.456.14
none
614.00 2,913.20
none
800.425.76
none none
none none none none

TotaL.. ----------------------------$ 1.000,665.41

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF MILLEN

Millen, Ga.

As called for by the Superintendent of Banks.

J. P. APPLEWHITE,

W. H. SHEPPARD, JR.,

President.

Cashier.

Date of Charter: 1-4-1893

Began Business: 3-1-1893

RESOURCES:

Loans and Discounts ______________ $ 267,442.46

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.__._._._._._

13,565.00 16,919.34

Furniture and Fixtures------------

5,775.95

Other Real Estate owne<L--------Cash in Vault and amounts due

4, 700.00

from aiJIJroved Reserve Agents. 261,660.33

Checks for Clearing and Due from

other Banks---------------------Cash Items.------------------------Overdrafts (if anYl----------------Advance on Cotton and other

5,464.37
none none

CuCsotommmeorsdiLtlieasb..il.i-t-Y---o-n--L--e-t-t-e-r-s--o-t-

none

Credit andAcceiJtances....

none

Profit and Loss..-------------------

none

Other Resources.------------------- - - -no-ne

TotaL.-----------------------------$ 575,527.45

LIABILITI-ES-: - - - - - -

CaiJital Stock..... _-----------------$ 50,000.00

SUII>lus Fund---------------- 50,000.00

Undivided Profits------------------ 9,694.10

RDeuseertvoeBFaunnkdss.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

none none

Dividends UniJai<L-----------------

none

Cashiers Checks-------------------- 1,151.95

Certified Checks--------------------

none

Demand DeiJosits------------------ 282,463.02

Time Certificates ot DeiJosit......

none

Savings DeiJosits. ___ --------------- 182,218.38

Letters of Credit and AcceJ;Jtances

executed for Customers----------

none

Bills Payable.. --------------------Notes and Bills Rediscounted...

none none

Other Liabilities-------------------

none

TotaL..----------------------------$ 575,527.45

116

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF MOLENA

Molena, Ga.

As called for by the Superintendent of Banks. J. W. CAPEL,

A. F. GILL,

President.

Cashier.

Date of Charter: 10-7-1901

Began Business: 1Q-7-1901

RESOURCES:

Loans and Discounts------------- $ 52,182.67

Certificates of Indebtedness and

Bonds and Stocks owned..-------

26.00

Banklng House and Lot----------

1,706.99

FouthrneJr.tRureealaEndstFatiextouwrense-d--.-__-_-_-_-_-_-_--_

2,414.27 1,450.00

Cash in Vault and amounts due

from avvroved Reserve Agents. 7' 999.31

Checks for Clearing and Due from

CaosthheIrtebmans.k_s_._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any)________________ _

none
154.67 114.03

Advance on Cotton and other

Commodities.--------------------- 32,740.23

Oustomers LiabilitY on Letters of

Credit and Accevtances----------

none

Profit and Loss---------------------

none

Other Resources.------------------Total----------- ____________________ .

-$

- -n-one
98,787.17

LIABILITIES:
Cavital Stock._______________ -------$ Survlus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDlemmeaCnedrDtifeivcaotseistso--f-D--e-i->--o-s-i-t.-.-.-_-__--_ Savings Dei>osits------------------Letters of Credit and Accevtances
executed for Customers---------BNioltles sPaanyda bBl eil-l-s- -R-e- -d-i-s-c-o- -u-n-t-e-d- -.-. .-- . Other LiabilitieS-.----------------

15,000.00
none
1,720.51
none none none
361.42
none
37,386.00 30,966.58
none
none
13,000.00
none
352.66

Total..------------------------------$ 98,787.17

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF MONROE

Monroe, Ga.

As called for by the Superintendent of Banks.

J. R. RADFORD,

J.P. ADAMS,

President.

Cashier.

Date of Charter: 12-30-1890

Began Business: 4-2-1891

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned..------Banklng House and Lot----------Furniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from CaostheItreBmas_n_k_s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commoditles.--------------------Oustomers LiabilitY on Letters of
Credit andAcce:tltances. --------Profit and LOSS--------------------Other Resources.-------------------

392,222.72
93,150.00
none
2,500.00 29,299.11
191,935.62
6,246.26 739.18
none
56,827.07
none none
63,495.31

TotaL------------------------------$ 836,415.27

LIABILITIES:
Cai>ital stock.---------------------.$ Survlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Devosits-----------------Time Certificates of Devosit.-----Savings Dei>osits------------------Letters of OrOOit and Accei>tances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted.. Other LiabllitieS-------------------

150,000.00 75,000.00 19,460.95 4,506.74
none
7,638.00 995.3,1 512.07
480,796.75 70,277.97 27,227.48
none none none none

Total.. ------- _________ . ____________$ 836,415.27

NINTH ANNUAL REPORT

117

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE FARMERS BANK

Monroe, Ga.

As called for by the Superintendent of Banks.

J. M. NEWELL,

C. R. BRADFORD,

President.

Cashier.

Date of Charter: 12-2-1905

Began Business: 1-1-1906

RESOURCES:
Loans and Discounts..____________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsteoacnksd oLwont_e_d_._._-_-_-_-_-_--_ OFuthrneirtRureealaEndstaFtiextoUwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from COaovstehhrdeIrtreaBfmtassn_(k_i_fs_a._-_n--y---)---_--_--_--_--_--_--_--_--__--_--_--_--_--_-___--__ Advance on Cotton and other CPruCCosorfteiomtdmmaitenoardsdniLLdtioieAasssbc-.i-c_l-e_i-_pt-_yt-_a-_o-n_-nc_-_e-L_s-_-_e_-__t-_t_-_e__-_r_-_s_-__-o__--__t
Other Resources.-------------------

376,121.35
188,938.44
none
6,624.00 29,465.29
153,055.96
1,273.07 131.24
none
5,206.22
none none
44,146.00

TotaJ___ ----------------------------- $ 804,961.57

LIABILITIES:
Capital Stock.______________________ $ Survlus Fund._____________________ _
Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p-o--s-i-t.-.-.-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted----Other LiabilitieS.-------------------

100,000.00 30,000.00 13,901.39
none none none
38.05 356.18 507,812.52 35,94li.07 77,608.36
none none none
39,300.00

TotaL------------------------------$ 804,961.57

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MONTROSE BANKING COMPANY

Montrose, Ga.

As called for by the Superintendent of Banks.

W. G. THOMPSON,

JIM BRADLEY,

President.

Cashier.

Date of Charter: 9-4-1911

Began Business: 9-4-1911

RESOURCES:

Loans !Pld Discounts-------------- $ 29,830.34 Certificates of Indebtedness and

Bonds and Stocks owned.---- Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned..--------Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from

266.75 2,500.00 2,524.78
none
9,714.07

other Banks.--------------------Cash Items...---------------------Overdxafts (it anYl----------------Advance on cotton and other CuCsotommmeorsdiLtiieaSbi-l-i-t-i:-_--o--n--L--e-t-t-e-r-s--o--t
Credit and Acceptances..........

1,336.39 318.41 55.37
none
none

Profit and LosS.-------------------Other Resources.-------------------

none
158.96

--~-

TotaL------------------------------$ 46,705.07

LIABILITIES:
Capital Stock._____ ------------- ____$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable..._____ ----------------Notes and Bills Rediscounted....-Other LiabilitieS-------------------

15,000.00
none
18.24
none none none
92.27
none
22,759.39 8,835.17
none
none none none none

Total--------------------------------$ 46,705.07

ll8

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Busine88 December 31, 1928, of the

THE CITIZENS BANK

Morven, Ga.

As called for by the Superintendent of Banks.

R. C. LESTER, SR.,

B. T. HARRIS,

President.

Cashier.

Date of Charter: ~-1~-19~7

Began Business: !l-:ll-19!l7

RESOURCES:

Loans and Discounts--------------$ 30,283.02

CeBrotinfidcsataensdoSf toIncdkes botwednnedes. _s__a__n_d_

none

Banking House and Lot-----------

1,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_

1,800.00
none

Cash in vault and amounts due

from at>r>roved Reserve Agents.

3,024.66

Checks for Clearing and Due from

other banks-----------------------

67.95

COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

144.36 77.41

Advance on Cotton and other commodiltieg___ _._____ ~------------

7,593.29

CuCsrteodmitearsnLdiaAbcicl1erti>"t.aoncnegL_e_t_t_e_r_s__o_ _f

none

Profit and LOSS---------------------

none

Other ~sourceS-------------------Total------------------ ______________

-
$

- -no-ne
43,990.69

LIABILITIES:
0S!U!-IrI>>liUtaSl SFtuonck(L.__________________-_-_-_-_-_-_--_-_-_-_-_-_$
Undivided Profits-----------------Reserve Funds---------------------Due to Ba.nks..---------------------Dividends Unooid.----------------Calshiers Checks ------------------Certified CheCkS-------------------TDiemmeaCnderDtifeirc>aotessitso-f--D-e-r->-o--s-it-_-_-_-_-_-_--_ LSaevttienrgssoDf Cerr>eodsiittas-n-d---A--c-c-e-r->--ta--n-c-e-sBielxlsePcuat;yedabfloer..C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes 11.nd Bills Rediscounted----Other Liabilities-------------------

15,000.00
none
1,419.15
none none none
289.31
none
14,589.47 4,247.61
195.15
none
8,250.00
none none

TotaL-------------------------------$ 43,990.69

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MOULTRIE BANKING CO.

Moultrie, Ga.

As called for by the Superintendent of Banks.

W. C. VEREEN,

M. L. LEE,

President.

Cashier.

Date of Charter: 7-8-1896

Began Business: 1896

RESOURCES:

Loans and Discounts--------------$ 1.993,130.05

Certificates of Indebtedness and

Bonds and Stocks owned.______ _ Banking House and Loll;__________ _

10,855.00 77,918.02

FOuthrneirtRureealaEndstaFtiextouwrensed--._-_-_-_-_-_-_-_--_

25,082.10 125,683.21

Cash in Vault and amounts due

from approved Reserve Agents.. 259,089.15

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_________ __ Overdrafts (if any) ________________ _

37,050.56 6,194.08
7.69

Advance on Cotton and other

Commodities---------------------CuCsrtoemdi-tearsnLd iAabcicleiWptaonnceLs_e_t_t_e_r_s___of_

70,443.70
none

TPOrotohtfeaitrLaR_n_e_ds_o_Lu_O_rc_S_e_Ss__-__-__-__-__-__-__-_-__-__-__-_-__-__-__-__-__-__-__-__-_-_-$ 2,-605,-4nn5oo3-.nn5ee6

LIABILITIES:
Cat>ital Stock._______________ -------$
Sur:plus Fun<L--------------------Undivided Profits-----------------Reserve FundS-..------------------Due to Banks----------------------Dividends Un:t>aid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifei:cta>toessitosf--D--e-:-p-o--s-i-t_-_-_-_-_-_--_ Savings De:posits------------------Letters of Credit and Acce:ptances
executed for Customers---------Bills PaY!!.ble. _--------------------Notes and Bills Rediscounted... Other LiabilitieS--------------------

200,000.00 250,000.00 13,485.50 17,036.99
none none
7,734.19 100.00
917,779.97 783,179.68 292,347.55
none none none
2,416.68

TotaL. _______ ----------------- _____ $ 2, 605,453.56

NINTH ANNUAL REPORT

119

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF MT. AIRY

Mt. Airy, Ga.

As called for by the Superintendent of Banks.

C. GRESHAM,

R.I. THOMPSON,

President.

Cashier.

Date of Charter: 7-!W-1911

Began Business: 8-1911

RESOURCES:

Loans and Discounts.----------- $ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot..........

32,136.19
none
2,017.77

Furniture and Fixtures-----------Other Real Estate owned.--------Cash in vault and amounts due
from approved Reserve Agents..

2,070.00
none
6,636.46

Checks for Clearing and Due from

CaosthheIrteBmasn..k_s__-_-_-__-_-_-__-_-_-_-_-_-__-_-_-_-_-_-_ Overdrafts (if any) ________________ _

230.89 1.069.11
none

Advance on Cotton and other

Commodities---------------------Customers Liability on Letters of
Credit and Acceptances.,_________

770.91
none

Protit and LOSS---------------------

1,190.51

Other Resources..------------------- - - -721-.69

TotaL------------------------------ $ 46,842.53

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund..--------------------Undivided Profit -----------------Reserve Funds---------------------Due to BankS..---------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks..------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlseP cuatye~dbl foer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities--------------------

15,000.00
none none none none none
39.29
none
17,083.41 14,719.83
none
none none none none

TotaL_______________________________$ 46,842.53

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE MOUNT VERNON BANK

Mount Vernon, Ga.

As called for by the Superintendent of Banks.

WILLIE T. McARTHUR,

W. A. PETERSON,

President.

Cashier.

Date of Charter: 12-SH-1900

Began Business: 1-~4-1901

RESOURCES:
Loans and Discounts-------------$ Certllicates of Indebtedness and
Bonds and Stocks owned.------Ba,nking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-_-_-_-_-_-_-_-_-_-_ Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss.(-i-f-a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances........ POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL------------------------------$

155,972.25
37,700.00 5,962.80 2,377.43 9,089.96
134,210.76
none
75.00 6.81
none
none none none
345,395.01

LIABILITIES:
Capital Stock.----------------------$ Surplus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------- Dividends Unpaid.----------------Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_--_ Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

15,000.00 30,000.00 15,389.46 15,000.00
none
1,500.00 1.104.95
none
166,041.75 70,659.55 30,699.30
none none none none

Total--------------------------------$ 345,395.01

1

H!O

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE FIRST BANK OF NASHVILLE

Nashville, Ga.

As called for by the Superintendent of Banks.

L. A. CARTER,

J. W. E. POWELL,

President.

Cashier.

Date of Charter: 2-10-1917

Began Business: 3-1-1917

RESOURCES:

Loans and Discounts--------------$ 446,524.43

CeBrotinfidcsataensdoSf toIncdkes botwednende.s. _s__a__n_d_

none

Banking House and Lot----------FUrniture and FixtUres-----------Other Real Estate owned--------Cash in vault and amounts due

2,811.15 2,512.18 12,201.48

from ai>I>roved Reserve Agents.. 79,869.87

Checks for Clearing and Due from

other Banks---------------------cash Items..----------------------Overdrafts (If anYl----------------Advance on Cotton and other

4,321.67 51.45
3,975.95

OucCsroteomdmmiteoarsdniLdt!ieAasbc.l.cl-ei-ti->Y-t-a-on-n-c-e-Ls-.-e..-t_-t_-e_-r_-_s-_-o_--_t

none none

- - - - Profit and LosS---------------------
Other Resources...------------------

none none

TotaL------------------------------ $ 552,268.18

LIABILITIES:
CSUaiI>I>itlaU1s SFtuoncdk....._.__-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$
Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Uni>aid..----------------cashiers checks-------------------Certified CheckS-------------------Demand Dei>OSitS-----------------Time Certificates of Dei>osit...... LBSaeielvtxltiseencPrgsuastYoeDfdaeCbfilo>reer_od_sC_ii_ttus_as_-tn-_o-_d-m_-_A-e_-_rc-_s-c_-_e_-_i_-_>__-t__-a__-n__-c__-_e_--s__ Notes and Bills Rediscounted.... Other Liabllities...... -------- __ ---

25,000.00 40,000.00
2,803.62
none none 136.00 5,495.74 64.95 164,533.29 297,727.04 none none none 16,537.54 none

TotaL------------------- ___________$ 552,268.18

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE UNITED BANKING CO.

Nashville, Ga.

As called for by the Superintendent of Banks.

E. P. ROSE,

}!. L. HOWARD,

President.

Cashier.

Date of Charter: 7-1924

Began Business: 7-15-1924

RESOURCES:

Loans and Discounts-------------- $ 104,703.86 Certificates of Indebtedness and

Bonds and Stocks owned-------Banking House and Lot----------Furniture and FixtUres-----------other Real Estate owned..---------

none 4,882.27 2,790.00
none

Cash in Vault and amounts due from avi>roved Reserve Agents. 17,547.81

Checks for Clearing and Due from

other Banks---------------------Cash Items...-----------------------Overdrafts (If allYl----------------Advance on Cotton and other

1,233.03 none
1,935.52

OuCsotommmeorsdiLtiieasb-l-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

none

Credit and Accevtances..---------

none

Profit and LOSS--------------------Other Resources..-----------------

-

-

none
-no-ne

Total--------------------------------$ 133,092.49

LIABILITIES:
Cai>ita1 Stock.______________________$ SUII>lUS Fund......----------------Undivided ProfitS-----------------DReuseertvoeBFaunnkds.s.-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid..----------------Cashiers Checks-------------------Certified CheckS-------------------Demand Dei>osits-----------------Time Certificates of Dei>osit------Sav!ngs Dei>ositS------------------Letters of Credit and accevtances
executed for Oustomers---------Bills PaYablEL---------------------Notes and Bills Red!scounted..---Other Liabllit!es..........

25,000.00 4,000.00 3,946.15
none none none 283.34 none 55,407.95 44,455.05 none none none none none

Total--------------------------------S 183,092.49

l

NINTH ANNUAL REPORT

121

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF NEWINGTON

Newington, Ga.

As called for by the Superintendent of Banks.

FRANK H. CONNOR,

FRED E. WILLIAMS,

President.

Cashier.

Date of Charter: 7-7-1919

Began Business: 8-14-1919

RESOURCES:

Loans and Discounts-------------- $ 8,307.64

CeBrotinfidcsataensdoSf toIncdkes botwednnedes. _s__a__n_d_

3,200.00

BFuarnnkiitnugreHaonudseFaixntdurLeos_t_-_-_-_-_-_-_-_-_-_--_ Other Real Estate ownecL. ________

2,479.38 1,639.40 1,279.21

Cash in Vault and amounts due

from avvroved Reserve Agents.. 17,155.37

Checks for Clearing and Due from

COaovsethhrdeIrrtaebfmtasns_(k_iSf__-a_-n_-_y-_-)_-__-__-__-__-__-_--_--_--_--_--_--_--_--_--_--_----_

8.500.54 none 1.05

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

none

Credit and Accevtances..---------

none

Profit and LOSS---------------------

none

Other Resources..------------------- - - -no-ne

Tota.L---- _-- _----------------------- $ 42,562.59

LIABILITIES:
Cavital Stock.----------------------$ Surv1us FUnd---------------------Undivided ProfitS-----------------Reserve FUnds---------------------Due to BankS----------------------Dividends UnvaicL----------------Cashiers Checks ------------------Certified CheckS..-----------------Demand DevositS-----------------Time Certificates of Devos1L----LSaevttienrgssoDf Cevreodsiittsa. n__d--A--c-c-e--v-t-a-n-c-e--s BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other LiabilitieS-------------------

15,000.00 none
1,768.52 none none none 174.72 none
19,396.52 6.210.23
12.60 none none none none

Total-------------------------------- $ 42,562.59

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

NEWNAN BANK & TRUST CO.

Newnan, Ga.

As called for by the Superintendent of Banks.

H. 0. ARNALL, Jr.,

H. W. ARNALL,

President.

Cashier.

Date of Charter: 11-11-1889

Began Business: 1894

RESOURCES:
Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoIncdksebotwednnede-s_s__a__n_d_ Banking House and Lot---------- FOut hr neirtRu reealaEn ds t aFtiextouwrensed-.-.-. _-_-_-_-_-_-_--_ Oash in Vault and amounts due
from avvroved Reserve Agents Ohecks for Oleartng and Due from
other Banks---------------------Cash Items..------------------------ Overdrafts (if anY>----------------ACdvoamnmceodoitnies.C..o.t_t_o_n__ a _nd ___o_t_her CuOsrteodmitearsnLdiAabcicleivtytaoncneLs..e.t_t_e_r_s__o_ _f Profit and LOSS..------------------Other Resources..------------------
Total--------------------------- $

579,241.52 1,100.00 none 7,500.00 none 96,233.87 9,399.32 174.51 807.88 none none none 1,041.05
695,498.15

LIABILITIES:
Oavital Stock.--------------------$ Survlus FUn<L-------------------- Undivided Profits---------------Reserve FUnds..--------------------Due to BankS..-------------------Dividends Unvai<L--------------Oashiers Checks-------------------Certified Ohecks..------------------ Demand DevositS------------------Time Certificates of Devosit------Savings Devosits------------------ Letters of Credit and Accevtances
executed for Customers---------Bills PaYable._--------------------Notes and Bills Rediscounted. Other LiabilltieS--------------------

100,000.00 50,000.00 25,233.64
none none 957.00 3,228.57 none 318,279.37 63,031.11 74,068.46 none 60,000.00 none 700.00

Total _________ ______ ___ ---- __ .$ 695,498.15

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BAKER COUNTY BANK

Newton, Ga.

As called for by the Superintendent of Banks.

J. C. ODOM,

J. H. HALL,

President.

Cashier.

Date of Charter: 10-4-1906

Began Business: 10-15-1906

RESOURCES:

Loans and Discounts______________ $ 72,146.03 certificates of Indebtedness and

Bonds and Stocks owned...... 17,210.27

Banking House and Lot-----------

2,785.64

FOuthrneirtuRreealaEndstaFtiextouwrense-d-.-.-.--.-.-.-.-.-.-.

3,047.61 1,040.00

Cash in Vault and amounts due

from avvroved Reserve Agents._ Checks for Olearing and Due from

44,113.41

COaovsethhrdeIrrtaeBfmtassn.(.ki.fs.a-_-_n--y---)---_--_--_--_-__-___-__-__--_--_--_--_---_--_--_-_-_

9,858.68 40.87
none

Advance on Cotton and other

CCCusortemodmmiteoardsniLdti!eAasbc..cl-le-!v-t-tya-n-o-c-ne-s-L.-_-e_-t_-t_-e_-r_-s_-_-o_--_t

none none

Profit Other

and LOSS--------------------Resources..-------------------

-

-

none
-no-ne

TotaL-------------------------------$ 150,242.51

LIABILITIES:
cavital Stock.______________________ $
Survlus Fun<L---------------------
Undiv!ded Prot!tS------------------
Reserve Funds----------------------
Due to Banks----------------------DiVidends Unvaid..----------------Cash!ers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeivcoasteitsSo..f.-D--e--v-o--s-i-L--.-.-.-.--. SaVings Devosits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other L!abil!ties-------------------

25,000.00 25,000.00 9,991.20
none none none
190.20
none
74.477.55 15,583.56
none
none none none none

TotaL-------------------------------$ 150,242.51

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BkNK OF NORCROSS

Norcross, Ga.

As called for by the Superintendent of Banks.

A. A. .JOHNSON,

C. A. McDANIEL,

President.

Cashier.

Date of Charter: 12-12-1903

Began Business: 2-1-1904

RESOURCES:

Loans and Discounts ______________ $ 72,436.16

Certificates of Indebtedness and

Bonds and Stocks owned......

none

Banking House and Lot-----------

2,000.00

Furniture and Fixtures-----------Other Real Estate owned........

1,675.00
none

Cash in Vault and amounts due

trom avvroved Reserve Agents.. 88,331.85

Checks for Clearing and Due from

other Banks----------------------

11.40

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1.50
none

Advance on cotton and other

CucsotmommeordsitLi!easb-1-1-1--ty---o-n--L--e--tt-e--rs--o--t 19,091.53

Credit and Accevtances.--------POrtohte!rt aRnesdoLurOceSsS..-.-.-.-.-.-_-_-_--_-_-_-_-_-_-_-_-_-_--_

none none none

----

TotaL............................... $ 183,547.44

LIABILITIES:
Cavital Stock............. ------ ____$
Survlus Fund----------------------
UndiVided Profits------------------
Reserve Funds----------------------
Due to Banks---------------------- Dividends Unvaid..----------------Cash!ers Checks.------------------ Certified Checks.................... Demand Devosits_.......-.-..----. Time certificates of DevosiL.... SaVings Devosits. _----------------Letters of Credit and Accevtances
executed for Customers.......... Bills Payable....... ----- .... ------- Notes and Bills Rediscounted..... Other Liabil!ties.....................

30,000.00 6,000.00 1,486.72
none none
2,100.00 143.71
none
113,632.91> 13,972.80 16,211.23
none none none none

TotaL....... _-------------------.- ..$ 183,547.44

NINTH ANNUAL REPORT

123

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF OCHLOCKNEE

Ochlocknee, Ga.

As called for by the Superintendent of Banks.

W. H. WURST,

A. E. SPEER,

President.

Cashier.

Date of Charter: 1Q-19-1906

Began Business: 11-1906

RESOURCES:

Loans and Discounts............ $ 50,359.99

Certificates of Indebtedness and

Bonds and Stocks owned.......

none

Banking House and Lot.........

2,144.70

Furniture and Fixtures.........

2,500.00

Other Real Estate owned..........

2,776.87

Cash in Vault and amounts due

from approved Reserve Agents. 13,195.25

Checks for Clearing and Due from

CaosthheIrteBmasn..k.s...-.-.-.-..-.-.-.-.-.--.-.--.-.-.--.-.--

none none

Overdrafts (if anY)..............

none

Advance on Cotton and other

Commodities.....................

1,178.35

Customers LiabilitY on Letters of

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources.................... - - -125-.oo

Total............................... $ 72,280.66

LIABILITIES:
Capital Stock....................... $ Surplus Fun<L.................... Undivided Profits.................. Reserve Funds................... Due to Banks...................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks................... TDiemmeaCnedrDtifeicpaotessitosf--D-eposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable_..................... Notes and Bills Rediscounted..... Other Liabilities....................

15,000.00 622.49
none none none none
637.77
none
24,439.17 24,073.43 4,507.80
none
3,000.00
none none

TotaL............................... $ 72,280.66

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF OGLETHORPE

Oglethorpe, Ga.

As called for by the Superintendent of Banks.

A. N. ENGLISH,

W. E. WILBURN,

President.

Cashier.

Date of Charter: 2-1-1901

Began Business: 2-7-1901

RESOURCES:

Loans and Discounts........... $ 48,643.99

Certificates of Indebtedness and

Bonds and Stocks owned.....

none

Banking House and Lot..........

1,500.00

Furniture and FixtUres..........

none

Other Real Estate owned.......... 10,437.97

Cash in Vault and amounts due

from approved Reserve Agents. 73,662.67

Checks for Clearing and Due from

CaosthheIrteBmasn..k..s.-.-..-.................

60.66
none

Overdrafts (if any)................

34.86

Advance on cotton and other

Co=odities................... 16,379.28

Customers LiabilitY on Letters of

Credit and Acceptances.......

none

Profit and Loss................

none

Other Resources................... - - -no-ne

TotaL.......................... $ 150,719.43

LIABILITIES:
Capital Stock..................... $ Sumlus Fun<L.................... Undivided Profits.................. Reserve Funds.................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................. Certified Checks................... . Demand Deposits---............... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable____ .................. . Notes and Bills Rediscounted.... Other Liabilities.................

15,000.00 10,000.00 11,606.87
none none none
28.59
none
82,565.90 31,518.07
none
none none none none

TotaL............................... $ 150,719.43

1~4

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS BANK

Palmetto, Ga.

As called for by the Superintendent of Banks.

J. H. BALLARD,

B. HUDSON,

President.

Cashier.

Date of Charter: 6-29-1918

Began Business: 7-10,..-1918

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ FOuthrneirtuRreeaal EndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ C~sh in Vault and amounts due
from aDDroved Reserve Agents Checks for Clearing and Due from
other Banks-------~-------------Cash Items_____ ------------------ __ _ Overdrafts (if anYl----------------Advance on Cotton and other
CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--t
Credit and AcceDtanceS--------- Profit and LOSS--------------------Other Resources--------------------
Total______ ----------------------- $

64.409.08 26,433.78 6.324.79 2.226.97 13,415.40 7,194.52
787.23 none none none none none 2,616.87 123,408.64

LIABILITIES:
CSuarDDilUtaSl SFtuoncdk...-.-----.-.---.----.----.-.---.$ Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UnDaid.----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeiDcaotseistSo..f.-D--e-D--o--s-i-t.-.-----Savings DeDosits------------------Letters of Credit and AcceDtances
executed for Customers... BNioltlessPaanydabBleil_l_s-R--e-d--i-s-c-o-u--n-t-e-d--.---Other Liabilities......

35,000.00 7,000.00
583.36 none none none 17.67 none 61,474.78 19.332.83 none none none none none

Total--------------------------------$ 123,408.64

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF PARRO'IT

Parrott, Ga.

As called for by the Superintendent of Banks.

S. J. CARTER,

ROY PINKSTON,

President.

Cashier.

Date of Charter: 1-25-1906

Began Business: 3-3-1906

RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned... Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from aDDroved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------Cash Items-------------------------Overdrafts (if anYl----------------AdCvoamncmeodointiesC.otto_n___a__n_d__ ._o.t_h.e__r
Customers Liability on Letters ot
Credit and AcceDtances.... Profit and LOSS--------------------Other ResourceS.------------------Total--------------------------------$

91,901.53 none
2,000.00 1,150.00 8,434.78 9,447.10
553.58 14.00 1.444.33 3,262.35 none 1,811.16 1,396.60 121,415.43

LIABILITIES:
CaDital Stock.----------------------$ SurDlUS Fund....... Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends UnDaid. Cashiers Checks-------------------Certified CheckS-------------------Demand DeDositS...----------------Time Certificates of DeDOsit.. Savings DeDosits------------------Letters of Credit and AcceDtances BielxlsecPuatyeadbfleo.r..C__u__s_t_o_m__e_r_s_.__________ Notes and Bills Rediscounted.. Other Liabilities.........

15,000.00 4,.500.00
none none none none 460.78 none 53,936.55 23.253.60 none none 17,500.00 6,764.50 none

Total.... ------- . ------------ ...$ 121 ,415.43

l

NINTH ANNUAL REPORT

1~5

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PATTERSON BANK

Patterson, Ga.

As called for by the Superintendent of Banks.

J. M. THOMAS,

ROMA THOMAS,

President.

Cashier.

Date of Charter: 6-19-1907

Began Business: 6-19-1907

RESOURCES!
Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owne<L------Banking House'and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d-.-__-_-_-_-_-_-_--_ Cash in vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdlrtaefmtss(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------CuCsrteodmitearsnLdiAabcicleivtyta,onnceLs_e_t_t_e_r_s__o_ _f Profit and Loss.___________________ _ Other Resources..............
T o t a L . . --------------------------$

76,897.91 none
2,430.00 l,31L80
none 33,217.26
23.25 none none none none none none 113,880.22

LIABILITIES:
Cavital Stock.......... ---- ...$ Sur];)lus Fun<L----------------- Undivided Profits-----------------Reserve Funds--------------------- Due to Banks..--------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DevositS.-----------------Time Certificates of De];)osiL-----
~~We~s o~'lfJ~lfan<iXooei>tanoos
BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounte<L.. Other Liabilities-------------------

15,000.00 5,100.00 4.906.04
none none
8.00 29.76 none 59,828.53 29,007.89 none none none none none

TotaL-------------------------------$ 113,880.22

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

PLANTERS BANK

Pavo, Ga.

As called for by the Superintendent of Banks.

B. 0. WOOD,

CHAS. H. EVERETT,

President.

Cashier.

Date of Charter: 3-1~-1912

Began Business: 3-~5-191~

RESOURCES:

Loans and Discounts--------------$ 51,125.10

Certificates of Indebtedness and

Bonds and Stocks owned...

none

Banking House and Lot-----------

5,000.00

FOuthrneirtRureealaEnsdtaFtiextouwrense-d--._-_-_-_-_-_-_-_--_

2,550.00 4.292.64

Cash in vault and amounts due

from avvroved Reserve Agents.

4.743.62

Checks for Clearing and Due from

CaosthheIrteBmas.n._k_s__.._._-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none 36.27 117.69

AdCvoamncmeodoitniesc._o_t_t_o__n___a_n__d____o_t_h__e_r

none

Customers Liab1litY on Letters of

PrCorfeitdaitnadnLdoAssc.c_e__v_t_a_n_c__e_s_._._._.__.__._._

none none

Other Resources..------------------- - - -no-ne

Total... ----------------------------- $ 67,865.32

LIABILITIES:
Cavital Stock.....------------.$ Sllri>lus Fun<L.............. Undivided Profits-----------------Reserve Funds........... Due to Banks----------------------Dividends Unvai<L---------------- CCearsthifieierds CChheeeckkss.-.---.-_-_-__-_-_-_-_-_-_-_____ Demand DevositS...--------------- Time Certificates of De:Dosit.-----Savings Devosits------------------Letters of Credit and Accevtances BielxlsP cu~ta eb d l f oer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_- -_ Notes and Bills Rediscounted.... Other Liabilities-------------------

15,000.00 none
1,174.86 none none none 492.88 none
27,821.86 20,875.72
none none none 2.500.00 none

TotaL _______________________________$ 67,865.32

126

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

SOUTHERN BANKING CO.

Pearson, Ga.

As called for by the Superintendent of Banks.

HENRY CORBITT,

WILEY M. SUMNER,

President.

Cashier.

Date of Charter: 2-21-1925

Began Business: 2-24-1925

RESOURCES:

Loa.ns and Discounts--------------$ 24,909.42

Oertti,icates of Indebtedness and

Bonds and Stocks owned--------

none

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-_-__-_-_-_-_-_-_-_--_ Other Real Estate owned-. _______ _

2,100.00 2,225.00
none

Oash in Vault and amounts due

from aiJIJroved Reserve Agents.. 25,387.25

Checks for Clearing a.nd Due from

CaosthheIrtebmasn..k_s__.._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
2,459.79

Overdrafts (if awl-----------------

1,813.32

Advance on Cotj;pn a.nd other

Commodities----------------------

none

CCusrteodmitearsndLiAacbcieliiJtyta,onnceLs.e.t_t_e__r_s__o_f

none

POrtohfeitr Tata}.

_Ra_ensdoLurocse&s....-.-.--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
_______________________________ -$

none
- -no-ne
58,894.78

LIABILITIES:
CaiJital Stock.---------------------- $ SuriJlus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends UniJai<L----------------CCearsthifleierds CChheecckkss_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Demand DeiJositS-----------------Time Certificates of DeiJosiL----Savings DeiJosits------------------Letters of Credit and Accevta.nces
executed for Customers---------Bills PaYable____ ---- __ ------------ONothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n__te__d_-_._.__

15,000.00
none
825.91
none none none
415.22
none
38,823.98 3,775.49
none
none none none
54.18

TotaL-------------------------------$ 58,894.78

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS BANK OF PELHAM

Pelham, Ga.

As called for by the Superintendent of Banks.

F. D. HOLLIS,

J. R. PAYNE,

President.

Cashier.

Date of Charter: 8-25-1902

Began Business: 9-1-1902

RESOURCES:
Loans a.nd Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned-______ _ Ba.nking House and Lot----------FOut hr neirtRu reealaE.nsdt aFtiextouwrensed----. -_-__-_-_-_-_--_ Cash in Vault and amounts due
from a:piJroved Reserve Agents.. Checks for Clearing and Due from CaosthheItreBmasn.._k_s_._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advamce on Cotton and other CuCCsorteomdmmiteorasdniLdtiieAasbci-cl-ei-it-Jy-ta-o-n-nc-e-Ls-.-.e-.t_-t_-e_-r_-s_-_-o_--f_ Profit and LOSS--------------------Other Resource&.-------------------
Total.------------------------------- $

304,691.74
52,177.00 8,200.00 2,547.32 45,309.01
87,914.47
1,808.42
none
104.21
none
none none
76,900.00
579,652.17

LIABILITIES:

CaiJital Stock.---------------------- $ Surolus Fund---------------------Undivided Profits-----------------Reserve Fund&.--------------------Due to Bank&.---------------------CDaivsihdieenrsdsCUhencikJasi_<__L_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks:__________________ _ TSDaiemvmienagCnsedDrDtiefeiiJicoJaostisetisst_so_-_f-_-D_-_-e_-i_-J_-o_-s_-i_t-_.-._.-_.-_.-_.-_.--_ Letters of Credit and AcceiJta.nces
executed for Customers---------Bills PaYable.. --------------------Notes and Bills Rediscounted-.... Other Liabilities...------------------

100,000.00 50,000.00 6,322.70 1,951.44
none
150.00 3,555.98
none
180,084.81 70,303.30 90,383.94
none none none
76,900.00

TotaL.. ---- __ ----------------------- $ 579,652.17

NINTH ANNUAL REPORT

127

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

HOUSTON BANKING CO.

Perry, Ga.

As called for by the Superintendent of Banks.

S. A. K"CNN,

H. T. GILBERT,

President.

Cashier.

Date of Charter: 4-14-1905

Began Business: 1905

RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_d__-_-_-_-_-_-_--_ Furniture and Fixtures.. _________ _ Other Real Estate owned.--------Cash in Vault and amounts due
from a:o:oroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acce:otances.--------Profit and LOSS--------------------Other ResourceS.-------------------
TotaL------------------------------$

139,537.59
11,800.00 4,500.00 2,894.00
none
45,720.14
3,420.70 850.00
none
6,841.47
none
23.74 9,000.00
224,587.64

LIABILITIES:
Ca:oital Stock.----------------------$ Sur:olus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:oai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand De:oosits------------------Time Certificates of De:oosit------Savings De:oosits------------------Letters of Credit and Acce:otances BielxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c__o_u_n__t_e_d_._._._._.

25,000.00 7,500.00 2,120.41
none none none
494.99
none
96,777.66 70,300.00 22,394.58
none none none none

TotaL.-----------------------------$ 224,587.64

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

PERRY LOAN & SAVINGS BANK

Perry, Ga.

As called for by the Superintendent of Banks.

R. L. CATER,

C. E. ANDREW,

President.

Cashier.

Date of Chartt>r: 1889

Began Business: 1889

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_ Furniture and Fixtures-----------Other Real Estate owned.. -------Cash in Vault and amounts due
from a:o:oroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities.------------------Customers Liability on Letters of
Credit and Acce:otances.--------Protit and LOSS-------------------- Other Resources-------------------
TotaL------------------------------- $

101.383.03
none
5,000.00 2,500.00
none
85,066.52
997.96
none
9.21
11,461.82
none
3,000.00
none
209.418.54

LIABILI riES:
Ca:oital Stock.______________________ $
Sur:olus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Un:oaid-----------------Cashiers Checks-------------------Certified Checks.------------------ TDiemmeaCnedrDtifei:coaotseistSo.f.-D--e-:-o-o--s-i-t_-_-_-_-_-_--_ Savings De:oosits------------------BLeieltxltseePcrsuatyoeafdbCfloreer__dC_i_tu_sa_t_no_dm__A_e_rc_sc__e__:__o__t__a__n__c____es__ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00 27,500.00 2,480.50
none none
2,500.00 730.66
none
108,614.10 11,392.00 31,201.28
none none none none

TotaL. _____________________________$ 209.418.54

l

1~8

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF PINEHURST

Pinehurst, Ga.

As called for by the Superintendent of Banks.

J. L. LEE,

A. M. WILSON,

President.

Cashier.

Date of Charter: 1-1-1908

Began Business: As private Bank 1904

RESOURCES:

Loans and Discounts--------------$ 77,375.17

Certificates of Indebtedness and

Bonds and Stocks owned........

none

FBuarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_- -_

1,500.00 2,500.00

Other Real Estate owned.---------

none

Oash in Vault and amounts due

from avvroved Reserve Agents.. 29,858.99

Checks for Olearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

297.60
none none

Advance on Cotton and other

Commodities---------------------CuCsrteodmiterasnLdiAabclcleltvytaonnceLs.e.t.t_e_r_s__o_ _f

15,075.41
none

Profit Other TotaL

and Loss--------------------Resources-------------------_______________________________

-$

none
- -no-ne
126,607.17

LIABILITIES:
Oavital Stock..... __ ---------- ....$ Surv1us FUnd----------------------Undivided Profits-----------------Reserve FUnds---------------------Due to Banks----------------------Dividends Unpaid.----------------Oashiers Checks-------------------Certified Checks-------------------Demand Deposits......-------------Time Certificates of DevosiL----Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers........ Bills Payable_.--------------------Notes and Bills Rediscounted.... Other Liablllties-------------------

25,000.00 25,000.00 1,250.00
none none none 188.01 none
53,827.16 21,342.00
none
none none none none

Total...-....----------------------$ 126,607.17

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

SALZBURGER BANK

Pineora, Ga.

As called for by the Superintendent of Banks.

W. R. FETZER,

R. L. ELKINS,

President.

Cashier.

Date of Charter: 2-13-1915

Began Business: 2-16-1915

RESOURCES:

Loans and Discounts-------------- $ 59,362.85 Certificates of Indebtedness and

Bonds and Stocks owned.......

35.00

Banking House and Lot-----------

2,950.00

Furniture and Fixtures-----------Other Real Estate owned........

1,920.00 13,122.04

Cash in Vault and amounts due

from avvroved Reserve Agents.. Checks for Clearing and Due from

50,915.13

other Banks----------------------

5.52

Cash Items--------------------------

.61

Overdrafts (if anYl-----------------

487.20

Advance on cotton and other

Commoditles.... ------------------

none

Oustomers Liablllty on Letters of

Credit and Accevtances.......

none

Profit Other

and LOSS--------------------Resources-------------------

-

-

none
-no-ne

Total....... ------------------------- $ 128,798.35

LIABILITIES:
Caoital Stock.______________________ $ Survlus Funds------------------- . Undivided Profits.... -------------Reserve FUn<L---------------------DDiuveidtoenBdsanUknsv--a-i-d--._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Devosit...... . Savings Devosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_v__t_a_n_c_e_s_ Bills PaYable----------------------Notes and Bills Rediscounted.... Other Liabilities-------------------

25,000.00 172.48 464.60
none none none none none
60,835.27 8,363.21 19,877.89
none
14,000.00
none 84.90

Total..-.... -.----------------------.$ 128,798.85

NINTH ANNUAL REPORT

H!9

STA:rEMENT

Showing condition at the close of Business December 31, 1928, of tht>

PITTS BANKING CO.

Pitts, Ga.

As called for by the Superintendent of Banks.

L. 0. BENTON,

A. C. SHELL,

President.

Cashier.

Date of Charter: 6-2-1906

Began Business: 6-1906

RESOURCES:

Loans and Discounts .............. $ 35,939.34 Certificates of Indebtedness and

Bonds and Stocks owned...... Banking House and Lot........... Furniture and Fixtures........... Other Real Estate owned.......... Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.................... COavsehrdIrtaemftss..(.i.f.a..n.y..)._._._._._.___._.__._._._._._.._ Advance on Cotton and other
Commodities..................... .

none
450.00 1,000.00 9,000.00
none
77,665.07
none none none

Customers LiabilitY on Letters of

Credit and Accevtances.......... .

none

Profit and Loss....................

none

- - - - Other Resources....................

none

Total-------------------------------- $ 124,054.41

LIABILITIES:
Cavital Stock................$ Surv1us Fun<L.................. Undivided Profits-----------------Reserve Funds..................... . Due to Banks....................... . Dividends Unvaid................. Cashiers Checks.................... Certified Checks................... . TDiemmeaCnedrDtifeivcaotseistso--f-D--e-v--o-s-i-t-.-.-.-.-.-.-. Savings Devosits................... Letters of Credit and Accevtances
executed for Customers.......... Bills Payable----------------------Notes and Bills Rediscounted... Other Liabilities......................

25,000.00 4,000.00
13.15
350.00
none none
168.61
none
35,332.71 9,189.94
none
none none none none

TotaL............................$ 124,054.41

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF PORTAL

Portal, Ga.

As called for by the Superintendent of Banks.

A. A. TURNER,

R. H. KINGERY,

President.

Cashier.

Date of Charter: 5-21-10

Began Business: 7-30-10

RESOURCES:

Loans and Discounts............. $ 83,135.59

Certificates of Indebtedness and

Bonds and Stocks owned.......

2,400.00

Banking House and Lot.........

3.500.00

Furniture and Fixtures............

2,500.00

Other Real Estate owned..........

7,473.40

Cash in Vault and amounts due

from avvroved Reserve Agents.. 10,793.~1

Checks for Clearing and Due from

other Banks........................ .

185.39

COavsehrdIrtaefmtss.(.if..a.n..y.).._._.___.__._._._._._._._._._.._

50.00 121.71

Advance on cotton and other

Commodities...................... .

none

Customers LiabilitY on Letters of

Credit and Accevtances..........

none

Profit and Loss....................

none

Other TotaL

Resources.................. ______________________________

._-

- -no-ne
110,209.30

LIABILITIES:
Cavital Stock.......................$ SRuesrevrlvues FFuunndds-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. -. -. -. Undivided Profits.... -------------Due to Banks....................... . Dividends Unvaid.................. CCaesrthiifeiersd CChheecckkss....-.-.-.-.-.--. -. -.-.-.-.-.-.-.-.-.-.-. Demand Devosits.................... . Time Certificates of Devosit...... . Savings Devosits------------------Letters of Credit and Accevtances
executed for Customers.......... Bills PaYable........................ Notes and Bills Rediscounted..... Other Liabilities ------------------

25,000.00
none
1,333.72
none none none
631.30
none
?1,456.76 36,755.56
non!'
none
10,000.00 15,001.96
30.00

TotaL...............................$ 110,209.30

130

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF POULAN

Poulan, Ga.

As called for by the Superintendent of Banks.

W. I. WILLIS,

H. L. GARY,

President.

Cashier.

Date of Charter: 7-22-1903

Began Business: 7-25-1903

RESOURCES:
Loans and Discounts .............. $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... COavsehrdIrtaefmtss.(.if. .a.n. .y.). .__. _._._._._._._._._._._._._._. _. Advance on Cotton and other
Commodities....... -------------Customers Liability on Letters of
Credit and Acceptances......... . Profit and Loss................... .. Other Resources....................
T o t a L . --------------------------$

57,214.97
none
2,500.00 2,969.52 2,925.29
8,024.47
none none none
none
none
1,560.60 838.90
76,033.75

LIABILITIES:
Capital Stock.......................$ SUunrdoivluidseFduPnrdo.f.-it-s-.-.-..-.-.-.-..-.-.-..-.-.-.-.-. Reserve Funds...................... DDiuveidteonBdsanUknsp..a-i-d--...-.-.-.-.-.-.-..-.-.-..-.-.. Cashiers Checks--------------Certified CheckS.-----------------Demand Deposits-----------------Time Certificates of Deposit...... . Savings Deposits----------------- Letters of Credit and Accevtances
executed for Customers...------Bills Payable... -------------------- Notes and Bills Rediscounted.... Other Liabilities................... .

15,000.00 2,000.00
none none none none
603.20
none
25,927.28 11,953.27
none
none
20,550.00
none none

TotaL------------------------------$ 76,033.75

STATEMENT

Showing condition at the close of Busiitess December 31, 1928, of the

FARMERS BANK

Pulaski, Ga.

As called for by the Superintendent of Banks.

L. H. KINGERY,

J. A. GARDNER,

Preside[]t.

Cashier.

Date of Charter: 10-3-1912

Began Business: 1(}-8-1912

RESOURCES:
Loans and Discounts..............$ Certificates of Indebtedness and B aBnoknidnsgaHnoduSsteoacknsdoLwont e__d_._._._._.___. ._ Furniture and Fixtures........... Other Real Estate owned......... . Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss(.-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Advance on Cotton and other
Commodities.------------------Customers LiabilitY on Letters of
Credit and Accevtances.......... Profit and Loss......-------------Other Resources-------------------
T o t a L . ---------------------------$

45,387.68
none
1,450.00 1,098.27 4,500.00
3,695.13
none none none none none none none
56,131.08

LIABILITIES:
Cavital Stock.......... ------ __ ....$ Surolus Fund---------------------Undivided Profits-----------------Reserve Funds.-------------------DDiuveidtoenBdsanUknsp..a-i-d--..-.-.-.-.--.-.-.-.-.-.-.-.-.-.-.-. Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Devosit------Savings Deposits------------------Letters of Credit and accevtances
executed for Customers.......... Bills Payable_... --------- _____ ----Notes and Bills Rediscounted.... Other Liabilities..................

25,000.00
none
4,443.77
none none none
319.07
none
9,800.18 9,068.06
none
none
7.500.00
none none

TotaL....--------------------$ 56.131.08

NINTH ANNUAL REPORT

131

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF QUITMAN

Quitman, Ga.

As called for by the Superintendent of Banks.

S. S. ROUNTREE,

H. W. STUBBS,

President.

Cashier.

Date of Charter: 12-31-1888

Began Business: 12-31-1888

RESOURCES:

Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures-----------Other Real Estate owned.. -------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances---------POrtohfeitr aRnedsoLuOrcSesS.._-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_

802,582.68
30,000.00 16,543.54 7,997.98 10,250.87
135,684.97
10,798.29
none
24.93
18,335.86
none none none

TotaL.-----------------------------$ 1,022,219.12

LIABILITIES:
CSuarppiltuals sFtoucnkd..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_$ Undivided Profits-----------------Reserve Funds---------------------Due to BankS.--------------------- Dividends Unpaid...........------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits----------------- Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable....................... . Notes and Bills Rediscounted..... Other Liabilities....................

165,000.00 100,000.00 14,244.18 15,671.09
1,086.17
none
6,511.87
none
275,639.65 152,831.52 291.234.64
none none none none

TotaL..............................$ 1.022.219.12

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE CITIZENS BANK OF RAY CITY

Ray City, Ga.

As called for by the Superintendent of Banks.

G. W. VARN,

.JNO. D. LUKE,

President.

Cashier.

Date of Charter: 4-28-1911

Began Business: 8-14-1911

RESOURCES:

Loans and Discounts.............. $ 114.545.13

Certificates of Indebtedness and

Bonds and Stocks owned.......

none

Banking House and Lot.........

2,500.00

Furniture and Fixtures............

3,827.00

Other Real Estate owned..........

7,700.00

Cash in Vault and amounts due

from approved Reserve Agents.. 15,3!\3.49

Checks for Clearing and Due from

other Banks---------------------COavsehrdlrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,917.50
none
748.51

AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__e_r

1, 779.41

CUstomers Liability on Letters ot Credit and Acceptances..........

none

Profit and Loss--------------------

none

Other Resources.------------------ - -1.-046-.51

TotaL.-----------------------------$ 149,457.55

LIABILITIES:
CSuarppiltuals SFtuonc<k.L..._._._._._._._._._._._._._._._._._._._.._$ Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.-.-.-. Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and acceptances
executed for Customers.. ------- Bills PaYtible.... ----------------- . NOothteesr aLniadbBiliiltlisesR_e__d_i_s_c_o__u_n_t_e__d_._._._.._

25,000.00 5,000.00 31.57
none none none
920.07 38.00 46,129.72 69,338.19
none
none
3,000.00
none none

Total--------------------------------$ 149,457.55

132

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE TATTNALL BANK

Reidsville, Ga.

As called for by the Superintendent of Banks.

J. V. KELLEY,

J. E. NEWTON,

President.

Cashier.

Date of Charter: 9-14-1900

Began Business: 1Q-22-1900

RESOURCES:

Loans and Discounts-------------- $ 215,070.32 Certificates of Indebtedness and

Bonds and Stocks owned........ FBuarnnkiitnugr eHaonudseFaixntdurLeos _t_._._._._._._._._._. ._ Other Real Estate owned..........

76,400.00 5,000.00 1,7.64.10 6,213.86

Cash in Vault and amounts due

from avvroved Reserve Agents.. 26.407.38

Checks for Clearing and Due from

OCavosethhrdeIrrtaeBfmtassn_(k_if_s_a-_-n_-_y-_)-__-__-__-_-_--_--_--_--_-_--_--_--_--_--_--_--_----_

none
1,9_69.16 76.91

Advance on Cotton and other Commodities... ______ .... ----- .. --

none

Customers LiabilitY on Letters of

Credit and Accevtances.......... Profit and Loss.....................

none none

Other Resources.................... - - -no-ne

Total--------------------------------$ 332,881.73

LIABILITIES:
CS uarvvi tlauls SFtuonc<k.L......... .. .. .-.--_-_-_-_-_-_-_-__________. $ Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unvai<L----------------CCaesrWtifeiersd CChheecckkss-..-.-_-_-_-_-.-.-_-_-_-_-.-.-.--.-.-.-. Demand Devosits-----------------Time Certificates of Devosit....... Savings Devosits..... ---- __ -------Letters of Credit and Accevtances
executed for Customers.......... Bills Payable... ____________ --------Notes and Bills Rediscounted..... Other LiabilitieS-------------------

50,000.00 10,000.00 9,875.12
none none none
6,095.96 12.00
84,691.95 42,478.78 40,121.05
none none none
89,606.87

TotaL ______________________________ $ 332,881.73

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

RENTZ BANKING CO.

Rentz, Ga.

As called for by the Superintendent of Banks.

0. D. BARRON,

THERON WOODARD,

President.

Cashler.

Date of Charter: 5-3-1914

Began Business: 5-5-1914

RESOURCES:
Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont.e.d__._._._._._._.._ Furniture and Fixtures.._________ _ Other Real Estate owned. ________ _ Cash in Vault and amounts due
from avvroved Reserve Agents.. CChaoesthchkeIsrtefBmoarsnC_k_l_se_.a_._.r._in____g____a___n__-d_-_-D_-_-u_-_e._.f_-r_.o___m_ __ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesc. _o_t_t_o__n___a__n_d____o_t_h__e r_ Customers Liability on Letters of
Credit and Accevtances.......... Profit and Loss.................... . Other Resources.................... Total._______________________________ $

48,152.85
none
1,850.00 1,350.00
940.17
2,776.76
14,073.53 425.38
2.394.08
2,360.93
none none none
74,323.70

LIABILITIES:
Cavital Stock...... _________________$ SUunrdvilvuidseFduPnr<oLfi-t-s-.-.-.-.-_-_-_-_-_-_-_-_-.----------Reserve Funds......__..__________.. Due to Banks----------------------CDaivsWideenrsdsCUhencvkasi.<. _L__--.-.-_-_-_-_-_-_-_-_-_-_-_-_--. Certified CheckS-------------------Demand DevositS-----------------Time Certificates of Devosit....... Savings Devosits.. __ ------ ________ . Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities........ -----_ .. __ __

15,000.00 5,000.00 7,340.12
763.42
none none none none
33,714.75 7,505.41
none
none
5,000.00
none none

Total................................$ 74,323.70

NINTH ANNUAL REPORT

133

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF REX

Rex, Ga.

As called for by the Superintendent of Banks.

WALTER ESTES,

E. COWAN,

President.

Cashier.

Date of Charter: 1-31-1912

Began Business: 2-5-1912

RESOURCES:

Loans and Discounts.............. $ 31,928.99

Oertificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot...........

1,500.00

Furniture and Fixtures...........

1,500.00

Other Real Estate owned..........

6,817.79

Oash in Vault and amounts due

from aDI>roved Reserve Agents..

5,128.63

Ohecks for Olearlng and Due from

other banks........................

none

OOavsehrdIrtaefmtss.(-i-f-a-n--y-)--_-_-_-_-_-_-__-_-_-_-_-_-______ __

30.55
none

Advance on Cotton and other

Commodities.---------------------

,,184.80

Oustomers Liability on Letters of

Credit and AcceDtances.......

none

Profit and LosS---------------------

none

Other Resources.------------------- - - -no-ne

TotaL........ --------------------$ 51,090.76

LIABILITIES:
Cat>ital Stock.............. ---------$
Surt>lUs Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks ------------------Certified CheckS-------------------TDiemmeaCnedrtDifeipcaotseistso-f--D--e-p--o-s-i-t-..---.-.-..LSaevttienrgssoDf Cepreodsiittsa-;n--d-A--c--c-e-p--ta--n-c-e-s
executed for Customers.......... Bills PaYable........................ Notes and Bills Rediscounted..... Other LiabilitieS-----------------

15,000.00
4,000.00
483.45
none none none
2.80 none 25.260.63 6,343.88 none none none none none

TotaL------------------------------$ 51,090.76

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE CITIZENS STATE BANK

Reynolds, Ga.

As called for by the Superintendent of Banks.

C. H. NEISLER,

J. H. NEISLER,

President.

Cashier.

Date of Charter: 9-8-1922

Began Business: 9-8-19'l2

RESOURCES:

Loans and Discounts..............$ 40,585.07

Certificates of Indebtedness and

Bonds and Stocks owned........ 1,400.00

Banking House and Lot........... 7,000.00

FUrniture and Fixtures ........... 1,587.00

Other Real Estate owned..........

none

Cash in Vault and amounts due

from approved Reserve Agents.. 14,528.44

Checks for Clearing and Due from

other Banks.--------------------- 3,609.36

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__-

264.96
none

Advance on Cotton and other

CuCsotommmeorsdiLtiieasb-i-l-i-t-y--o--n--L--e-t-t-e-r-s--o--f

4,986.04

Credit and Acceptances...._.....

none

Profit and Loss.....................

none

Other N.esources....................- - -no-ne

TotaL...............................$ 73,960.8'1

LIABILITIES:
Capital Stock.......................$ Surt>lUS Fund....................... Undivided Profits-----------------Reserve Funds...-----------------DDiuveidteonBdsanUknSp-a--i-d-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--. C&shiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills PaYable....................... Notes and Bills Rediscounted.... Other Liabilities....................

25,000.00 5,000.00
44.09
none
3,000.00
none
109.75
none
23,982.96 16,178.59
645.48
none none none none

TotaL...............................$ 73,960.8'1

134

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

RICHLAND BANKING CO.

Richland, Ga.

As called for by the Superintendent of Banks.

W. H. STRICKLAND,

E. W. PARISH,

President.

Cashier.

Date of Charter: 10-13-1927

Began Business: 10-15-1927

RESOURCES:

Loans and Discounts.------------- $ 65,975.66

Certificates of Indebtedness and

Bonds and Stocks owned........

2,671. 79

Banking House and Lot...........

4,164.00

Furniture and Fixtures............

1,980 00

Other Real Estate owned......... .

none

Cash in Vault and amounts due

from approved Reserve Agents .. 33,925.00

Checks for Clearing and Due from

other banks........ __ ............ .

279.73

COavsehr dIrtaefmt ss.(.if. .a.n. .y.). _. _. _._._._._._._._._._._._._. .__.

57.62 none

Advance on Cotton and other

Commodities..................... .

none

CUstomers Liability on Letters ot

Credit and Acceptances..........

none

Profit and Loss.....................

none

Other Resources..................... - - -100-.22

TotaL .............................. $ 109, 104.02

LIABILITIES:
Capital Stock..... __ ................$ Surplus Fund....................... UndiVided Profits .................. Reserve Funds...................... Due to Banks..................... .. DiVidends Unpaid.................. Cashiers Checks ................... Certified Checks.................... Demand Devosits................... Time Certificates of Deposit....... SaVings Devosits.... __ ............. Letters of Credit and Accevtances
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other Liabilities....................

40,000.00 none none none none none
1,730.80 none
53,410.78 none
13,944.07 none none none 18.37

TotaL.............. __ ..... _..... ___ .$ 109,104.02

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

RHINE BANKING CO.

Rhine, Ga.

As called for by the Superintendent of Banks.

R. E. P\)NDER,

J. C. WILLIAMS,

President.

Cashier.

Date of Charter: 7-11-1918

Began Business: 7-1918

RESOURCES:

Loans and Discounts .............. $ 42,724.72

Certificates of Indebtedness and

Bonds and Stocks owned....... . 21,150.00

Banking House and Lot...........

none

Furniture and Fixtures ...........

2,933.18

Other Real Estate owned..........

6,500.00

Cash in Vault and amounts due

from apvroved Reserve Agents.. 42,672.52

Checks for Clearing and Due from

other Banks......................

none

COavsehrdIrtaefmtss.(.if..a.n..y.)._._._._._._._._._._._._._._._..__.

none none

Advance on Cotton and other

Commodities........... __ ......... .

l, 777.30

Customers LiabilitY on Letters of

Credit and Accevtances...........

none

Profit and Loss......................

none

Other Resources.....................

none

----

TotaL............................... $ 117,757.72

LIABILITIES:
Cavital Stock.......................$ Surplus Fund_..................... Undivided Profits.................. Reserve Funds.. ..................... Due to Banks....................... DiVidends Unvaid................... Cashiers Checks.................... Certified Checks..................... Demand Devosits................... Time Certificates of Deposits...... Savings Devosits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.. --------------------Notes and Bills Rediscounted..... Other Liabilities....................

25,000.00 6,000.00
152.75 none none none 138.50 none 54,271.86 32,194.61 none none none none none

TotaL...............................$ 117,757.72

NINTH ANNUAL REPORT

135

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF RINGGOLD

Ringgold, Ga.

As called for by the Superintendent of Banks.

:;\f. W. MURPHY,

OLEN N. MERRITT,

President.

Cashier.

Date of Charter: 8-24-04

Began Business: 8-1904

RESOURCES:

LIABILITIES:

Loans and Discounts......- ..- ...- ..- . $--6- 2,4-34- .0- 8 ---C-a- vi- ta- l S- to- ck- ..- ...- ..- ...- ..- ..- ...- ..- ...- .$--2- 5,0~ 00~ .00~

Certificates of Indebtedness and

Survlus Fund.......................

none

Bonds and Stocks owned....... . 16,776.66

Undivided Profits.................. 3,083.31

Banking House and Lot...........

2,140.00

Reserve Funds......................

none

Furniture and Fixtures............

2,175.00

Due to Banks....................... 1.600.00

Other Real Estate owned..........

3,900.00

Dividends Unvaid..................

none

Cash in Vault and amounts due

Cashiers Checks....................

967.78

from avvroved Reserve Agents.. 59,887.76

Certified Checks....................

none

Checks for Clearing and Due from

Demand Devosits..... .. . . .. . . . .. .. . 83,808.39

other Banks......................

none

Time Certificates of Devosit....... 28,754.26

Cash Items......................... .

90.39

Savings Devosits................... 4, 583. 57

Overdrafts (if any)................ .

1,049.88

Letters of Credit and Accevtances

Advance on Cotton and other

executed for Customers..........

none

Commodities..................... .

1,657.86

Bills PaYable....................... .

none

Customers Liability on Letters of

Notes and Bills Rediscounted.....

none

Credit and Accevtances......... .

none

Other Liabilities .................. . 2,364.32

Profit and Loss.....................

none

Other Resources................... .

none

TotaL.............................. $ 150.111.63

TotaL..............................$ 150,lll.63

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CRAWFORD COUNTY BANK

Roberta, Ga.

As called for by the Superintendent of Banks.

ROBT. E. AVERA,

F. E. BENTLEY,

President.

Cashier.

Date of Charter: 1-7-1901

Began Business: 1-8-1901

RESOURCES:

Loans and Discounts.............. $ 65,024.56

Certificates of Indebtedness and

Bonds and Stocks owned........

none

Banking House and Lot...........

2,435.54

Furniture and Fixtures............

1,420.00

Other Real Estate owned..........

1,388.40

Cash in Vault and amounts due

from avvroved Reserve Agents.. 30,176.76

Checks for Clearing and Due from

other Banks......................

1,249.81

Cash Items..........................

166.70

Overdrafts (if any) .................

17.98

Advance on Cotton and other

Commodities. . . . . . . . . . . . . . . . . . . . . .

808.89

Customers Liability on Letters of

Credit and Accevtances......... .

none

Profit and Loss.....................

none

Other Resources.................... - - -no-ne

TotaL............................... $ 102,688.64

LIABILITIES:
Cavital Stock.......................$ Surolus Fund_..................... Undivided Profits.................. Reserve Funds..................... Due to Banks....................... Dividends Unvaid...............-.. Cashiers Checks.................... Certified Checks................... . Demand Devosits................... Time Certificates of Devosit...... . Savings Deposits................... Letters of Credit and accevtances
executed for Customers......... Bills PaYable........................ Notes and Bills Rediscounted.... Other Liabilities_................

15,000.00 6,000.00
468.71
none none none
251.66
none
52,468.92 19,499.35
none
none
9,000.00
none none

TotaL.............................$ 102,688.64

136

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE ROCKMART BANK

Rockmart, Ga.

As called for by the Superintendent of Banks.

S.D. LEE,

H. P. FAMBRO,

President.

Cashier.

Date of Charter: 10-3Q--1900

Began Business: 10-1900

RESOURCES:

Loans and Discounts-------------Certificates of Indebtedness and

$

Bonds and Stocks owned... _____ _

FBUanrnkiitnugreHaonudseFaixntdurLeos_t_._.._.___._._._._._

Other Real Estate owned..........

Cash In Vault and amounts due

129,345.63 13,476.74 9,750.00 3,468.38 6, 731.00

from ai>I>roved Reserve Agents. 99,291.70 Checks for Clearing and Due from

other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

4,228.39 none 601.40

Advance on Cotton and other

Commodities--------------------Customers LiabilitY on Letters of
Credit and Accevtances.._._______

none none

POrtohfeitr aRnesdoLurocseSs...._--_-_--_-_-_--_-_-_--_-_--_-_-_--________nn_oo_nn_ee

TotaL------------------------------$ 266,893.24

LIABILITIES:
Oavital Stock...... -----------------$
SUri>lus FUnd---------------------Undivided Profits-----------------Reserve FUnds---------------------D 1e to Banks----------------------Dividends Unvaid..----------------Oashiers Checks-------------------Certified Checks.....---------------TDiemmeaCnedrDtifeiic>aotesistso-f--D--e-i->-o-s-i-t-..-.---.-.-.-. Savings Dei>osits------------------Letters of Credit and Accei>tances BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._._.__._._.._ Notes and Bills Rediscounted... Other Liabilities.....................

30,000.00 none
10,657.89 927.56 none none 220.59 none
92,467.01 25,472.13 107,148.06
none none none none

TotaL----------------------- .......$ 266,893.24

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS-FLOYD BANK AND TRUST CO.

Rome, Ga.

As called for by the Superintendent of Banks.

G. C. BYARS,

G. C. BYARS,

Vice President.

Cashier.

Date of Charter: 1-22-1924

Began Business: 1-~~-19~4

RESOURCES:

Loans and Discounts--------------$ 507,313.06 Certificates of Indebtedness and

Bonds and Stocks owned....... 16,891.20

Banking House and Lot.........

none

FUrniture and Fixtures............

3,556.82

Other Real Estate owned.......... 13,657.65

Cash In Vault and amounts due

from avvroved Reserve Agents.. 67,703.23

Checks for Clearing and Due from

other Banks................ 36,363.81

COavsehrdIrtaefmtss(.i-f-a--n-Y-)--..-.--.-.--.---..-..

none 1,730.63

Advance on Cotton and other

CuCsotommmeorsdiLtiieaSb.i.l-i-t-y--o--n--L-e--t-t-e-r-s-o--f

none

Credit and Accei>tances...........

none

Profit and LOSS..--------------------

none

Other Resources............. _ _ _n_o_n_e

Total..................... $ 647,216.40

LIABILITIES l
Cavital Stock......-------- ....$ SU!I>lUS FUnd....----------Undivided Profits-----------------Reserve FUnds-------------------- DDiuveidtoenBdsanUknsi>--a-id-.-.-...-..--.-..-.-.--.-CCearsthiifeierds CChheecckkss..-.-.-.-.--.--.-.-.--.-.-.--.--.-Demand Dei>osits................. Time Certificates of Dei>osit..... Savings Dei>ositS----------------- Letters of Credit and accei>tances BielxlsecPuatyeadbfloer_C__u__s_t_o_m__e_r_s_.___.__._.__._.._ Notes and Bills Rediscounted... Other Liabilities...............

100,000.00 20,000.00
200.16 none none 7,000.00 7,536.89
5.00 361,902.58
2,788.55 117,783.22
none 20,000.00 10,000.00
none

TotaL..........$ 647,216.40

NINTH ANNUAL REPORT

137

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK

Roswell, Ga.

As called for by the Superintendent of Banks.

H. P. CARPENTER,

C. C. FOWLER,

President.

Cashier.

Date of Charter: ll-24-1910

Began Business: 12-1-1910

RESOURCES:

Loans and Discounts--------------$ CBeaBrnotkinfiidncsgataHensoduoSsfetoIancnkddseboLtweodnt _ne_ed__s.__s____a____n__d__

89,999.18 100.00 none

FOut hr neirtRu reea laEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_

2,090.48 7,869.50

Cash in Vault and amounts due

from approved Reserve Agents.. 41,460.46

Checks for Clearing and Due from

other banks----------------------COavsehrdIrtaefmtss.(.i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2.446.48 142.68 492.69

Advance on Cotton and other

Commodities---------------------Customers Liability on Letters of

2,023.53

Credit and AcceptanceS----------

none

Profit and LOSS---------------------

none

Other Resources.------------------- - - -no-ne

TotaL------------------------------ $ 146,625.00

LIABILITIES:
Capital Stock.___ -------------------$
Surolus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvai<L----------------Cashiers Checks ------------------Certified CheckS-------------------TDiemmeaCnderDtifeivcoasteitsSo-.f.-D--e--v-o--s-i-t_-_-_-_-_-_--_ LSaeevtxtieencrgsustoeDfdCefvroeordsCiittusa-sn-t-od-m-A-e-cr-cs-e-_v_-_-ta_-_-n_-c_-e_-_-s-_ Bills PayablEL---------------------Notes and Bills Redlscounted..---Other Liabilities-------------------

21,000.00 4,200.00 4,426.03
none none none
713.71
none 64,692.59 51,364.27
none
none none none 228.40

TotaL----------------------- __ ----.$ 146,625.00

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

ROSWELL BANK

Roswell, Ga.

As called for by the Superintendent of Banks.

C. C. FOSTER,

J. H. FOSTER,

President.

Cashier.

Date of Charter: 3-ll-1901

Began Business: 3-1901

RESOURCES:

LOans and Discounts--------------$ 215,781.58

Certificates of Indebtedness and

Bonds and Stocks owned..------- 70,000.00

Banking House and Lot----------

none

Furniture and Fixtures ----------Other Real Estate owned..---------

1,254.53 none

Cash in Vault and amounts due

from avvroved Reserve Agents.. 97,272.68

Checks for Clearing and Due from

other Banks----------------------

153.38

COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

449.73 453.36

Advance on Cotton and other

Commodities..--------------------Customers LiabilitY on Letters of

1,228.76

Credit and Accevtances.--------

none

Profit and LOSS---------------------

none

Other Resources.------------------- - - -no-ne

Total.. ----------------------------- $ 386,594.02

LIABILITIES,
Cavital Stock._____ -----------------$
Surplus FuncL--------------------Undivided Profits-----------------Reserve FundS---------------------Due to Banks----------------------Dividends unvai<L----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DevositS.-----------------Time Certificates of Devosit------Savings Devosits------------------Letters of Credit and Accevtances
executed for Customers---------Bills PaYable._--------------------Notes and Bills Redlscounted..---Other LiabilitieS-..------------------

25,000.00 25,000.00 24,258.40
17,50 1,858.03
6.00 352.56 none 219,207.53 90,275.39 none none none none 118.61

TotaL------------------------------$ 386,594.02

138

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE FARMERS BANK

Royston, Ga.

As called for by the Superintendent of Banks.

SAM BOWERS,

C. C. FAIN,

President.

Cashier.

Date of Charter: 7-11-1907

Began Business: 10-1-1907

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._._._._._._. ._ Furniture and Fixtures_. _________ _ Other Real Estate owned.......... Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoan=coediotniesC__o_t_t_o__n___a__n_d____o_t_h__e_r CuCsrteodmiterasnLdiAabciclietvYtaonnceLs.e_t_t_e_r_s___o_f POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

169,359.93 42,257.50 5,150.00 4,553.31 20,250.00 55,601.11 50,800.00
none none 13,970.60 none none 116.00 362,058.45

LIABILITIES:
Cavital Stock_______________________$
Surolus Fund----------------------Undivided Profits-----------------Reserve Fund~--------------------- DDiuveidteonBdsanUknSD--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks............... ----Certified CheCkS-------------------Demand Devosits.-----------------Time Certificates of Devosit....... Savings Devosits..----------------Letters of Credit and Accevtances BielxlsecPuatYedabfloer__C__u_s_t_o__m__e_r_s__-_-_-_-_----------Notes and Bills Rediscounted..... Other Liabilities--------------------

50,000.00 10,000.00
6.68 none none
8.00 269.96 none 271,952.81 29,821.00 none none none none none

TotaL--------------------------- ...$ 362,058.45

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF RUTLEDGE

Rutledge, Ga.

As called for by the Superintendent of Banks.

R. W. WALLACE,

W. T. ROBERTS,

President.

Cashier.

Date of Charter: 9-24-1898

Began Business: 1898

RESOURCES:

Loans and Discounts ______________ $ 57,888.04

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__..__._._._..__. Furniture and Fixtures___________ _

1,494.43 1,000.00
600.00

Other Real Estate owned.--------- 4,217.94

Cash in Vault and amounts due

from avvroved Reserve Agents.. 35,398.62

Checks for Clearing and Due from

CaosthheItreBmasn.k__s_._.._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

520.34 48.52 none

AdCvoamncmeodoitniesc..o.t.t_o__n. __a_._n_d____o_t.h-e-.r 11,971.28

Customers Liability on Letters of

Credit and Accevtances.........

none

Profit Other

and Loss--------------------Resources.-------------------

-

-

none
-no-ne

Total-------------------------------- $ 113,139.17

LIABILITIES:
Cavital Stock.______________________ $ Survlus Fund---------------------Undivided Profits........ __ -------Reserve Funds---------------------Due to BankS----------------------Dividends Unvaid.----------------CCaesrthiifeiersd CChheecckkss-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits..----------------Time Certificates of Devosit....... Savings Devosits------------------Letters of Credit and Accevtances
executed for Customers---------Bills Payable-----------------------Notes and Bills Rediscounted..... Other Liabilities..------------------

25,000.00 5,000.00 1,993.78
none none none 181.82 none 73,783.51 3,200.00 3,980.06 none none none none

TotaL-------------------------------$ 113,139.17

NINTH ANNUAL REPORT

139

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF CAMDEN COUNTY

St. Marys, Ga.

As called for by the Superintendent of Banks.

G. W. BRANDON,

R. W. HOFF,

President.

Cashier.

Date of Charter: 9-16-11

Began Business: 12-6-11

R,ESOURCES:

Loans and Discounts-------------- $ C eBrot inf idcsa taensdoSf t oI ncdkes botwe dnneeds. _s__a__n_d_ Banking House and Lot__________ _
FOuthrneirtRureealaEndstaFtiextouwrense.d..._._._._._._._._. ._ Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other banks----------------------COavsehrdIrtaefmtss.(.i.f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_.

62,379.89 279.81
3,688.53 2,787.08
none 21,639.20
24.00 50.20 128.82

AdCvoamncmeodointiesC__o_t_t_o__n___a_n__d____o_t_h__e_r

none

C.IStomers LiabilitY on Letters of

Credit and Accevtances..........

none

Profit and Loss.....................

none

Other Resources....................

200.63

----

TotaL------------------------------$ 91.178.16

LIABILITIES:
Cavital Stock.......................$ Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Unvaid................... Cashiers Checks ------------------Certified Checks-------------------Demand Devosits-----------------Time Certificates of DevosiL----Savings Devosits------------------LBeieltxltseePcrusatyoefadCbflroeer_d_C_i_tu_as_nt_o_dm_A__ec_r_cs__e__v___t_a____n__c__e__s__ Notes and Bills Rediscounted..... Other LiabilitieS...------------------

15,000.00 10,000.00
25.44 none none none 109.57 none 41,351.04 5,265.49 14,426.62 none none 5,000.00 none

TotaL _______________________________$ 91,178.16

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

GEO. D. WARTHEN BANK

Sandersville, Ga.

As called for by the Superintendent of Banks.

C. FINDLAY IRWIN,

R. S. HARRELL,

President.

Cashier.

Date of Charter: 1-20-1928

Began Business: 1-20-1928

RESOURCES:

Loans and Discounts-------------- $ 357,934.65

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._.__._._._._

97,788.12 none

FOuthrneirtRureealanEdstFatixetouwrensed--.-__-_-_-_-_-_-_--_

1.00 none

Cash in Vault and amounts due

from avvroved Reserve Agents.. 86,396.38

Checks for Clearing and Due from

other Banks.--------------------- 13,296.01

COavsehrdIrtaefmtss.-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_~_-__-_--_

none 18,576.36

Advance on Cotton and other

Commodities---------------------

none

Customers Liability on Letters of

Credit and Accevtances........

none

Profit and Loss..................

none

Other Resources.................. 1,388,329.16

TotaL------------------------------ $ 1,962,321.68

LIABILITIES:

C~Wital Stock-----------------------$ Suro1us Fun<L--------------------Undivided ProfitS------------------

50,000.00 25,000.00 1,843.64

Reserve Funds.---------------------

none

Due to Banks......................

none

Dividends Uwaid..................

none

cashiers Checks-------------------- 2,786.56

Certified Checks.-------------------

75.00

Demand Devosits------------------ 283,651.91

Time certificates of Devosit....... 211,034.57

Savings Devosits-------------------

none

Letters of credit and Accevtances

executed for Customers..........

none

Bills Payable.. ---------------- ____ _

none

Notes and Bills Rediscounted.....

none

Other Liabilities------------------- 1,387,930.00

Toti'L .............................. $ 1,962,321.68

140

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PEOPLES BANK

Sardis, Ga.

As called for by the Superintendent of Banks.

W. D. BELL,

WILLARD E. BELL,

President.

Cashier.

Date of Charter: 6-8-1911

Began Business: 8-1-1911

RESOURCES:

Loans and Discounts-------------Certificates of Indebtedness and

$

65,725.35

Bonds and Stocks owned.------Banking House and Lot........

950.00 4,500.00

FUrniture and Fixtures........... Other Real Estate owne<L......... Cash in Vault and amounts due

none
1,663.50

from avvroved Reserve Agents..

5,302.62

Checks for Clearing and Due from other Banks......................
COavsehrdIrteamftss..(.i.f.a..n.y.).._._._._._._._._.__._._._._._._._

none none
141.46

AdCvoamnmceodoitnies.C..o..t.to..n...a__n_d____o_t_h__e_r

4,000.00

Customers Liability on Letters of

Credit and Accevtances......... .

none

Profit and Loss..................

none

Other Resources..................... - - -no-ne

TotaL-------------------------------$ 82.282.93

LIABILITIES:
Cavital Stock................... $ Survlus FUn<L--------------------URensdeirvviedeFdUPndros.f.its.-.-.-.-.-.-.--.-.-.-.-.-..-.-.-.-Due to BankS..---------------------Dividends Unvai<L---------------- Cashiers Checks.------------------Certified Checks..------------------Demand DevositS-----------------Time Certificates of Devosit..... Savings Devosits.... --------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_._._._-_-_-_-_-_--_ Notes and Bills Rediscounted.. Other LiabilitieS-------------------

25,000.00 6,000.00 10,517.14
none none none
2,394.57
none
20,715.73 2,627.14
none
none
5,500.00 9,528.33
none

TotaL...... ----- .... ---------------- $ 82,282.93

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF SASSER

Sasser, Ga.

As called for by the Superintendent of Banks.

C. C. BRIM,

B. H. HILL,

President.

Cashier.

Date of Charter: 1-15-1905

Began Business: 1905

RESOURCES:

Loans and Discounts.............. $ 79,667.82

Certificates of Indebtedness and

Bonds and Stocks owned......

2,350.00

Banking House and Lot..........

2,000.00

FUrniture and Fixtures.----------Other Real Estate owned.........

I;8oo.oo none

Cash in Vault and amounts due

from avvroved Reserve Agents.. 28,016.95

Checks for Clearing and Due from

other Banks...--------------------Cash Items......... --------- .... ---Overdrafts (if any)...............

none none
23.90

Adv.ance on cotton and other

Commodities...................

5,935.03

Customers LiabilitY on Letters of

Credit and Accevta,nces........

none

Profit and Loss..................

none

- - - - other Resources.................

none

TotaL...... ---------------- ....... $ 119,813.70

LIABILITIES:
CS uarvvi lt ua ls SFtUonc<kL.. .. .. ..... .......-.-.-.-.-.-.-.-.---.:.S
Undivided Profits........... RDeuseertvoeBFMUlnkds.s.-.-.-.--.-.-.------.--.---..-.-. Dividends Unvai<L.......... Cashiers Checks.............. Certified Checks............ Demand Devosits---------------- Time Certificates of Devosit......
~~~~s cPt~r~~fim<i"Acooiiiailoos
executed for Customers....... B,ills PaYable____ ------ .......... Notes and Bills Rediscounted.... Other Liabilities................

25,000.00 32,500.00 4,284.82
none none none
153.87
none
52,701.37 5,173.64
none
none none none none

TotaL......... _........--..-..-.$ 119,813.70

NINTH ANNUAL REPORT

141

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK & TRUST COMPANY

Savannah, Ga.

As called for by the Superintendent of Banks.

HUGO I. FRANK,

PAUL T. JONES,

President.

Cashier.

Date of Charter: 5-2~1906

Began Business: 6-1-1906

RESOURCES:

Loans and Discounts--------------$ 1.385,220.30 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.._-_-_-_-_-_--_

32,138.33
none

Furniture and FixtUres----------- Other Real Estate owned........__ Oash in Vault and amounts due
from ai>I>roved Reserve Agents.. Ohecks for Olearing and Due from

10,494.41 166,702.07
255,812.58

OoasthheIrteBznasn.k__s_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Ootton and other OuOsotommmerosdLitiiaebsi.l.i-t-y--o-n--L-ettersof PrOorfeitdaitnadnLdoAssc.c..ei.>.t_a_n__c_e_s_._._._.._._._._._.

2,376.31
none
4,436.09
none nnoonnee

Other Resources._..................___2,_509_.7_7

Total.__ .... ------- _________$ 1. 859,689.86

LIABILITIES:
Oavital Stock...........____________ $ Surt>lUS Fund..----- Undivided Profits---- Reserve Funds..------- DDiuveidt oenBdsa nUkns:.t>. a-id- -. -_-_-__- _-_-_-_-_-_-_-_-_-_-_-_- -_ OOaesrthiifeiersd OOhheecckkss.-.-.-.-.-.-.-.-_-_-_-_-_-_-_-_-_-_--_-_ TDiemmeaCnderDtifeivcoatseistso--f-D--e-v--o-s--iL----------- Savings Devosits------------------LBeieltxltseecrPsuatoyefadbOfloreer_d_O_it_u_as_nt_o_dm__A_e_rc_sc__e___v___t_a___n__c___e_s__ NOothteesr aLniadbBiliiltlisesR..e.d..is..c_o_u__n_t_e_d_._._-_-_--_

300,000.00 75,000.00 15,221.97
none
17,544.37 243.00
14,965.36 20,986.17 593,552.99 48,111.20 448,742.66
none
175,000.00 150,322.14
none

Total... ____ .... ________ .... ___ . ___ .$ 1, 859,689.86

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

GEORGIA STATE SAVINGS ASSOCIATION

Savannah, Ga.

As called for by the Superintendent of Banks.

HENRY BLUN,

F. C. BUSH,

President.

Sec. and Treas.

Date of Charter: 7-29-1909

Began Business: 8-4-1909

RESOURCES:

Loans and Discounts.............. $ 5,086,912.28

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_._._._.__._._._

900,837.92 75,000.00

Furniture and Fixtures____ .......

1.00

Other Real Estate owned..--------- 186,475.35

Oash in Vault and amounts due

from avvroved Reserve Agents.. 1,283,642.85

Ohecks for Olearing and Due from

OaosthheIrteBmasn__k_s_-_-__-_-_-_-_-_____-_-_-_-_-_-__-_--__Overdrafts (if any) ________________ _

5,680.57 865.81
none

Advance on Ootton and other

OuOsotommmerosdLitiiaebsi.l-i-t-y--o-n---L-e-ttersof

none

Oredit and Accei>tances..........

none

Profit and Loss....................

none

Other Resources...................

912.33

TotaL----- $ 7,540,328.11

LIABILITIES:

Oavital Stock................$ 325,000.00

Surt>lUS Fund.... _..............-.. 325,000.00

Undivided Profits----- 442,292.94

Reserve Funds----------- DDiuveidteonBdsanUknsv-a-i-d-.-.-.-...........--__-__

109,779.76
none none

Oashiers Ohecks.............______ _

900.85

Oertified Ohecks...............-....

none

Demand Det>osits...................

none

Time Certificates of Det>osit.---- 3,830,433.84

Savings Det>osits.------------------ 2,490,506.22

Letters of Oredit and accei>tances

BielxlsecPuatyeadbfloer__O__u__s_to__m__e_r_s_.___._._._._._._.._

none none

Notes and Bills Rediscounted.....

none

Other Liabilities................... 16,414.50

Total... _____________________________ $ 7,540,328.11

142

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

LIBERTY BANK AND TRUST CO.

Savannah, Ga.

As called for by the Superintendent of Banks.

HENRY BLUN,

C. A. McCARTHY,

President.

Vice-Pres. & Cashier

Date of Charter: 12-18-1889

Began Business: 2-10-1890

RESOURCES:

Loans and Discounts.-------------$ 3,683,217.88

Certificates of Indebtedness and

Bonds and Stocks owned..______ 814,715.94

Ba,nking House and Lot___________ 590.136.29

Fti.rniture and Fixtures____________

none

Other Real Estate owned..________ 114,419.60

Cash in V~ult and amounts due

from approved Reserve Agents-- 953,694.33

Checks for Ole!llring and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Ove,rdrafts (if anyJ ________________ _

237,106.75 411.00
4, 728.41

AdCvo~mc'meodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCsrteodmitearsnLdiaAbcicleitpYtanocnesL..e_t_t_e_r__s__o_f

none

Profit and LOSS-------------------

none

Other Resources-------------------- 12,474.54

TotaL------------------------------ 6,410,904.'74

LIABILITIES:

Capital Stock._________ -------------$ 300,000.00

suro1us Fun<L--------------------Undivided Profits------------------

350,000.00
286,388.16

Reserve Funds---------------------Due to BankS..---------------------Dividends Unpaid------------------

none 1,037,188.24
1,987.50

Cashiers Checks-------------------- 43,707.14

Certified Checks-------------------TDiemmBe .C,!ledrDtifeipcoatseitsso--f-D--e-p--o-s-i-t-.-_-_-__-_--_

6,988.19 1,620,595.86
317,022.99

Savings Deposits------------------- 1,847,026.66 Letters of Credit and Acceptances

BielxlsePcauYteadbf1oer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_

none
600,000.00

Notes and Bills Rediscounted....

none

Other Liabilities--------------------

none

TotaL------------------------------$ 6,410,904. 74

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

SAVANNAH BANK AND TRUST COMPANY

Savannah, Ga.

As called for by the Superintendent of Banks.

ANTO~ P. WRIGHT,

J. H. THOMPSON,

President.

Cashier.

Date of Charter: 3-4-1869

Began Business: 7-1869

RESOURCES:

Loans and Discounts--------------$ 3,068,064.79

CeBrotinfidcsaatensdoSftoIcnkdsebotwendende_s_s__a__n_d_ 65,362.75

Banking House and Lot----------- 538,477.84

FOut hr neirtRu reea la:nEdstFatiex touwr ense-d- -. _-_-_-_-_-_-_-_- -_

none 272,484.23

Cash in Vault and amounts due

from approved Reserve Agents.. 882,166.86

Checks for Olearing and Due from

other Banks---------------------COavsehrdIrtaefmtsS(..i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 1, 781.60 1,623.91

Advlllllce on Cotton and other

Commodities...-------------------Customers LiabilltY on Letters of

none

Credit and Acceptll.nces........... 542,130.50

Profit and Loss---------------------

none

other Resources..-------------------

none

TotaL------------------------------$ 5,372,092.48

LIABILITll;S:

Capital Stock.__________ -----------$ 700,000.00

SU!IllUS Fund.---------------------- 200,000.00

Undivided ProfitS------------------ 25,523.40

Reserve Funds---------------------Due to Banks-----------------------

none 325,704.79

Dividends Unpaid.-----------------

none

Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist.s._-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_-_

190,211.40 10,996.59 1,472,176.68

Time Certificates of Deposit....... 88,192.77

Savings Deposits------------------- 1,366,625.06 Letters of Credit and acceptances
executed for CUstomers.......... 383,333.04

Bills Payable----------------------Notes and Bills Rediscounted.....

300,000.00
261,680.04

Other Liabilities..................... 47,848.71

TotaL... _________________________ ..$ 5,372,092.48

NINTH ANNUAL REPORT

143

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF SCOTLAND

Scotland, Ga.

As called for by the Superintendent of Banks.

E. H. HERMANN,

D. R. WILCOX,

President.

Cashier.

Date of Charter: 3-3-1912

Began Business: 6-6-1912

RESOURCES:

Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot......... Furniture and Fixtures............ Other Real Estate owned......... . Cash in vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks..................... COavsehrdIrtaefmtss(.i.f.a..n.y.).._._._._._._._._._._._._._._._._._._ Advance on Cotton and other
C o m m o d i t i e s. . . . . . . . . . . . . . . . . . . . . . Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss.................. Other Resomces....................

116,802.18 167.75
3,459.56 2,884.04 8,856.01 36,626.58
540.00 122.64 934.51 none none none 85.24

TotaL... ---------------------------$ 170,478.51

LIABILITIES:
Capital Stock......................$ SUII>1us Fun<L.................... Undivided Profits................. Reserve Funds..................... Due to Banks....................... Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... Demand Deposits.................. . Time Certificates of Deposit..... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers......... Bills Payable....................... . Notes and Bills Rediscounted.... Other Liabilities...................

25,000.00 5,000.00 9,726.97
none none none 117.73 none 53,623.37 30,573.40 none none 46,437.04 none none

TotaL ... ---------------------------$ 170,478.51

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS AND MERCHANTS BANK

Senoia, Ga.

As called for by the Superintendent of Banks.

R. L. HARDY,

II. G. HUTCHINSON,

President.

Cashier.

Date of Charter: 3-2-1874

Began Business: 1889

RESO,URCES:

Loans and Discounts .............. $ 206,985.17

Certificates of lnd~Jptedness and

Bonds and Stocks owned...... 18,925.00

Banking House and Lot.........

1,400.00

FumitUie and Fixtmes..........

none

Oth.er Real Estate owned........ 18,000.00

Cash in Vault and amounts due

from approved Reserve Agents. 52,695.34

Checks for Clearing and Due from

other Banks...................

none

Cash Items........................

none

Overdrafts (if any)...............

459.24

Advance on cotton and other

Commodities...................

5,245. 71

Customers LiabilitY on Letters of

C~dtt and Acceptances.......

none

Profit and Loss...............

none

Other Resotirces............ - - -no-ne

TotaL....................... $ 303,710.46

LIABILITIES:
Capital Stock...................$ 3UII>lus Fun<L.................... Undivided Profits................. Reserve Funds................. Due to Banks...................... . Dividends Unpaid.................. Cashiers Checks.................... Certified Checks.................... . Demand Deposits................... . Time Certificates of Deposit....... S&vings Dei>osits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Pru.vable........................ Notes and Bills Rediscounted..... Other Liabilities.....................

50,000.00 50,000.00 11,904.90
none none 4,124.00 1,673.18 none 94,533.49 91,474.89 none none none none none

TotaL...............................$ 303,710.46

144

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK

Shady Dale, Ga.

As called for by the Superintendent of Banke.

H. C. PERRY,

0. H. BANKS,

President.

Cashier.

Date of Charter: 2-6-1920

Began Business: 4-1~-19l!O

RESOURCES:

Loans and Discounts-------------- $ 40,928.64 Certificates of Indebtedness and

Bonds and Stocks owned..------Banking House and Lot-----------

none none

FOut hr neirtRu reea laEn ds t aFtiextouwrense-d-.-. _-_-_-_-_-_-_-_--_

5,000.00 2,000.00

Cash in vault and amounts due

from avvroved Reserve Agents..

4,940.36

Checks for Clearing and Due from

other banks----------------------Cash Items..------------------------Overdrafts (if anYl----------------AdCvoamnmceodoitnies.C,_o__t_to__n___a__n_d____o_t_h__e_r

none none none none

Customers LiabilitY on Letters ot

Credit and Accevtances..--------Profit and LosS..-------------------Other Resources.-------------------

-

-

none none
-no-ne

TotaL-------------------------------$ 52,869.00

LIADILITIES:
Cavital Stocl:_______________________ $ Surolus Fund____ ------------------Undivided Profits-----------------Reserve Fund3---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks ------------------Certified Checl's-------------------TDiemmeaCnedrtDifeivco~t3eistso--f-D---e-v-o--s-i-t-_-__-_-_-_--_ Savings Devosits------------------Letters of Credit and Accevtances BielxlsecPuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..---Other Liabilities-------------------

20,000.00 5,000.00 1,315.57
none none none
270.99
none
17,912.41 6,370.03
none
none
2,000.00
none none

TotaL-------------------------------$ 52,869.00

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF SHARON

Sharon, Ga.

As called for by the Superintendent of Banke.

J. W. FALLIN,

0. G. STONE,

President.

Ca&hier.

Date of Charter: 8-29-1904

Began Business: 1904

RESOURCES:

Loans and Discounts--------------$ 73,888.86 Certificates of Indebtedness and

Bonds and Stocks owne<L------Banking House and Lot-----------

2,000.00
none

Furniture and Fixtures ----------Other Real Estate owne<L---------

735.00
none

Oash in Vault and amounts due

from avvroved Reserve Agents.. 78,295.98

Checks for Clearing and Due from other Banks----------------------
Cash Items-------------------------Overdrafts (if anYl----------------Advance on Cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabcicleitvYtanocnesL.,e_t_t_e_r_s__o_ f_

none none
692.11
none none

Profit and LOSS..--------------------

none

Other Resources.------------------- - - -no-ne

TotaL-------------------------------$ 155,611.75

LIABILJ,TIES:
Cavital Stock.______________________$ Surolus Fun<L____________________ _
Undivided Profits-----------------Reserve Funds..--------------------Due to BankS..---------------------CDaivshidieenrsdCs hUeUckI>sa__id__._.-_-_-_-_-_-_-_--_-_-_-_-_-_-_--_
Certified Checks-----------------TDiemmeaCnderDtifeivcoatseitsSo-f--D--e-v--o-s-i-t-_-_-_-__-_--_
~~m-:;s ll~~r:fr~anci:Acceviaiicies
executed for Customers_________ _ BNioltlessPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e-d--.-_-__--_ Other LiabilitieS-------------------

15,000.00 23,000.00 9,288.05
none none none none none
81,001.28 27,322.42
none
none none none none

TotaL_______________________________ $ 155,611.75

NINTH ANNUAL REPORT

145

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

SHELLMAN BANKING CO.

Shellman, Ga.

As called for by the Superintendent of Banks,

W. J. OLIVER,

THOS. R. ARTHUR,

President.

Cashier.

Date of Charter: 12-4-1890

Began Business: 9-1-1890

RESOURCES:

LIABILITIES:

Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned...... .. Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in vault and amounts due
from approved Reserve Agents.. Checks for Ciearing and Due from
other Banks...................... Cash Items.......................... Overdrafts (if any) ____ ............ . Advance on Cotton and other
Commodities..................... . Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss.................... . Other Resources....................

106,532.80 5,045.00 6,000.00 3,00C.OO none 20,458.60 278.20 122.34 U80.79 13.193.91 none none none

Capital Stock.................... $ Surplus Fund....................... Undivided Profits.................. Reserve Funds...................... Due to Banks...................... . Dividends Unpaid................ .. Cashiers Checks.................... Certified Checks.................. .. Demand Deposits................... Time Certificates of Deposit....... Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable...................... .. Notes and Bills Rediscounted..... Other Liabilities....................

25.000.00 33,000.00
36.36 none none 2,000.00 2,090.19 none 62.188.96 21,596.13 none none 10,000.00 none none

_TotaL..~---'-''-"='.-"-=~c=:c:.."-$-'1=-55:..:.::.:91:.:1.:.:.6:.:4_ __:T::.:o:..:t=al:.:-.:::--:.::.:.:--:.::.:.:--:.:::..:--:.:::..:--:.::--:.:c:::--:.:c:::--:.::.:.:--:.::::..:--:.:::..:--:..:$'--.::.l5:..:5:c.,9:.:1c:.l.:.::64.:....

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF SILOAM

Siloam, Ga.

As called for by the Superintendent of Banks.

JNO. F. HOLDEr\,

W. M. REYNOLDS,

President.

Cashier.

Date of Charter: 10-18-1904

Began Business: 9-1904

RESOURCES:
Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items.......................... Overdrafts (if any)................. Advance on Cotton and other
Commodities.............. _...... . Customers Liability on Letters of
Credit and Acceptances.......... Profit and Loss................... .. Other Resources.................... TotaL.............................. $

33,406.19 10,000.00 2.500.00 1,500.00 4.892.81 35.662.23
330.60 none 41.10 none none none none 88,332.93

LIABILITIICS:
Capital Stock....................... $ Surplus Fund....................... Undivided Profits.................. RDeuseertvoeBFaunnkdss..............._._._._._._._._._._._._._. .__. Dividends Unpaid.................. CCaesrthiifeiersd CChheecckkss......_._._._._._._._._._._._._._._._. ._ Demand Deposits................... Time Certificates of Deposit..... .. Savings Deposits................... Letters of Credit and Acceptances
executed for Customers.......... Bills Payable........................ Notes and Bills Rediscounted..... Other Liabilities....................

15,000.00 10,000.00 9, 764.64
none none 32.20 none none 31,257.38 22,278.71 none none none none none

TotaL.............................. $ 88,332.93

146

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, 1928, of the

SOCIAL CIRCLE BANK

Social Circle, Ga.

As called for by the Superintendent of Banks.

F. S. ETHRIDGE,

W. S. McKIBBEN,

President.

Cashier.

Date of Charter: 12-:ll-1923

Began Business: 3-8-1924

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ Banking House and Lot__________ _

67,099.97
8,000.00 3,500.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-._-_-_-_-_-_-_-_--_

2,137.00
none

Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from

45.591.85

COavosethhrdeIrrtaebfmta.s~n-(k-i-sf--a--n----y--)---_--_--_-_--_--_--_--_--_--_--_--_--_--_--_--_----_ AdCvoamncmeodoitnies.C._o__tt_o__n___a__n_d____o_t_h__e_r

none none
1.99 16,728.04

Customers Liability on Letters of

Credit and Acceptances..--------- 59,978.67

Profit and Loss---------------------

none

Other Resources------------------- - - -no-ne

TotaL-------------------------------$ 203,037.52

LIABILITIES:
Capital Stock.______________________ $
Surolus Fun<L--------------------Undivided Profits-----------------RDeuseertvoeBFaunnkds.s.-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid..----------------Cashiers Checks-------------------Certified CheckS..------------------Demand DepositS....----------------Time Certificates of Deposit------SaVings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..___ _ Other Uabilities....------------------

25,000.00
none
3.037.11
none none none
1.766.24 518.00
157,039.08 9,132.00 6.545.09
none none none none

TotaL-------------------------------$ 203,037.52

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF SOPERTON

Soperton, Ga.

As called for by the Superintendent of Banks.

N. L. GII,LJS, SR.,

,J. E. HALL,

President.

Cashier.

Datp of Charter: 7-16-1906

Began Business: 1903

RESOURCES:

Loans and Discounts--------------$ 212,445.10

Certificates of Indebtedness and Bonds and Stocks owned..______ _
Banking House and Lot__________ _

26,708.75 14,000.00

FOuthrneirtRureealaEndstaFitextourwe~n-e-d-_-_-_-_-_-_-_-_-_-_

4,490.00 28,237.27

Cash in Vault and amounts due

from approved Reserve Agents.. 52,689.75

Checks for Clearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

107.50 458.22

Advance on Cotton and other

Commodities---------------------Customers Liability on Letters of

7,617.38

CreditandAcceptances----------

none

Profit and Loss---------------------

none

Other Resources.-------------------

391.99

TotaL

______________________________

- $

--347,145.96

LIABILITIES:
Capital Stock.______________________ $
Surolus Fund.--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------CCearsthiifeiersd CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------BNioltlessPaanydabBleil.l_s-R--e-d--i-s-c-o-u-n--t-e-d-.-.-_-__--_ Other Liabilities-------------------

25,000.00 25,000.00
944.79
none none
2,024.00 861.12
none
110,979.26 146,463.51 21.173.28
none none none
14.700.00

TotaL-------------------------------$ 347.145.96

NINTH ANNUAL REPORT

147

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE EXCHANGE BANK

Springfield, Ga.

As called for by the Superintendent of Banks.

J. W. TEBEAC,

.J. M. MARCHMAN,

President.

Cashier.

Date of Charter: 12-31-1907

Began Business: 1-1-1908

RESOURCES:
Loans and Discounts-------------- $ CeBrotinfidcsataensdoSf toIncdksebotwednneeds__s__a__n_d_ Banking House and Lot----------Furniture and FixtUres-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other banks----------------------Cash Items-------------------------AOdCvveoarmdnrcmaefotdsoit(niief saC_n_o_Yt_t_lo_-_-n_-_-_-a_-_n-_-d_-_-_-_o-_-t_-h_-_e--_r PCrUCosrfteiotdmaitneardsnLLdoiAasbsc_ic_lei_tp_Y_ta__no_cn_e_s_L._.e___t_t__e___r___s____o_f_ Other Resources..-------------------
TotaL------------------------------ $

63,994.99
16,598.08 2,800.00 1,000.00
none
9,374.62
377.09
none
355.69
none none none none 94,500.47

LIABILITIES:
Capital Stock---------------------- $ Surplus Fund.---------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits----------- -----LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c_e_s_ Bills PaYable____________ ----------Notes and Bills Rediscounted.___ _ Other Liabilities-------------------

15,000.00
none
1,040.61
none none none
250.00
none
37,311.86 17,0&7.68 23,810.32
none none none none

TotaL------------------------------$ 94.500.47

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF STAPLETON

Stapleton, Ga.

As called for by the Superintendent of Banks-

J. C. KILGORE,

J. C. KILGORE,

President.

Cashier.

Date of Charter: 8-l.5-!91S

Began B11siness: 10-l-191S

.,
RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.------Banking House and Lot----------FOuthrneirtRureealaEndstaFtiextouwrense-d--_-_-_-_-__-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks _______ --------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and Loss--------------------Other Resources..-------------------
TotaL------------------------------$

38,181.34
12.60 2,400.00 2.932-00 3,088.00
32,973.97
none none
86.28
none none none none
79,674.19

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund-_-------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable __ --------------------Notes and Bills Rediscounted.---Other Liabilities_______ ------------

15,000.00 3,000.00
349.01
none none none
18.10
none
46.873.22 13,176.12
none
none none none
1,257.74

TotaL------------------------------$ 79,674.19

148

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF STATESBORO

Statesboro, Ga.

As called for by the Supel'intendent of Banks.

S. C. GROOYER,

.J. 0. JOHNSTO:'\,

President.

Cashier.

Date of Charter: 10-6-1891

Began Business: 1-1-1894

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot __________ _ Furniture and Fixtures__________ _ Other Real Estate owned.________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other bankS----------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsnLdiAabcicleiptytaonnceLs_e_t_t_e_r_s___of_ POrtohfeitr aRnesdouLrOceSs,S_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_
_'!'otaL_______________________________ $

549,959.92
139,015.00 42,000.00 15,250.85 22,512.48
86.746.01
6. 749.19 551.87 144.03
none
none none none
862,929.35

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund._____________________ _ Undivided Profits ..... ___________ __ DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_______________________ Dividends Unpaid.... ____________ __ Cashiers Checks___________________ _ Certified Checks...... --- __________ _ Demand Deposits__________________ _ Time Certificates of Deposit.. ____ _ Savings Deposits...... ____________ _ Letters of Credit and Acceptances
executed for Customers ________ __ Bills Payable_________________ __ __ Notes and Bills Rediscounted __ __ Other Liabilities....... ___________ __

100,000.00 75,000.00 13,759.51 14,237.92 2,448.95
720.00 1,321. 73
none
229,293.96 426,147.28
none
none none none none

TotaL.------------------------- ____ $ 862,929.35

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

SEA ISLAND BANK

Statesboro, Ga.

As called for by the Supel'intendent of Banks.

H. F. DOXALD:'\0:\',

.J. G. WATSO:\',

President.

Cashier.

Date of Charter: :l-11-1901

Bt>gan Business: 1901

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned._____ __ Banking House and Lot__________ _ Furniture and Fixtures.. _.. _____ __ Other Real Estate owned________ __ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_
CuCsrteodmitearns dLAiacbcielipttyanocnesL.e_t_t_e_r_s___of_ Profit and Loss____________________ _ Other Resources.. _______________ . __

569,184.73
2.880.00 37,500.00 9,908.10 12,646.07
34,021.14
none
653.42 423.54
none
none none
1,348.12

TotaL------------------------------$ 668,565.12

LIABILITIES:
Capital Stock... ____________________ $ Surplus Fund _____________________ _ Undivided Profits-----------------RDeuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid----------------- Cashiers Checks----------- _______ __ Certified Checks.... ______________ __ Demand Deposits_________________ _ Time Certificates of Deposit....... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable.----------.----------Notes and Bills Rediscounted..... Other Liabilities.------------------

50,000.00 75,000.00 1, 937.55 5, 741.43
none none
1, 720.63
none
168,806.95 292,611.73
17,042.25
none
55,154.58
none
550.00

TotaL------------------------------$ 668,565.12

!'\1:\"TH ANNUAL REPORT

149

STATEMENT

Showins condition at the close of Business December 31, 1928, of the

BANK OF STATHAM

Statham, Ga.

As called for by the Superintendent of Banks.

J. F. HUI-t~O:\".

E. L. ROSS,

President.

Cashier.

Date of Chart<'r: :l-!lO-l!lO~

Began Business: 4-4-1904

RESOURCES:
Loans and Discounts--------------$ CeBrotinfidcsataensdoSf toInckdsebotwendende.s._s__a__n_d_ Banking House and Lot.... ______ _ Furniture and Fixtures..... ______ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.----------------COavsehrdIrtaefmtss.(.i.f.a..n.y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__--_ Advance on Cotton and other
Commodities... --.--.----.--- ____ _ Customers LiabilitY on Letters of
Credit and Acceptances---------Profit and Loss.-------------------Other Resources.-------------------
TotaL.-----------------------------$

93,636.79 1,550.00 1,900.00 3,085.00 28,514.20 7' 129.86
none none 36.11 708.53 none none none 136,560.49

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks....... ------------Demand Deposits-----------------Time Certificates of Deposit...... . Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.---------------------Notes and Bills Rediscounted...... Other Liabilities-------------------

25,000.00 none
3,839.87 none none none 100.88 none
25,042.64 79,027.10
none none none 3,550.00 none

TotaL------------------------------$ 136,560.49

STATEMENT

Showing eondition at the close of Business December 31, 1928, of the

GRANITE BANK

Stone J\lountain, Ga.

As called for by the Superintendent of Banks.

W. T. M"C11{1)\",

DEA~ RHODES,

President.

Cashier.

Date of Charter: H-!ll-1911

Began Busimss: 9-5-1911

HESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lot........... FOuthrneirtRureealaEndstaFtiextouwrense-d--.-..-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc._o_t_t_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances......... . Profit and LOSS.-------------------Other Resources.-------------------
TotaL------------------------------ $

112,506.81 10,491.56 1,882.81 2,790.51 20,244.08 74,848.91 1,982.02
none 155 '90 none none none none 224;902.60

LIABILITIES:
Capital Stock..---------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks...----------------Demand DepositS-----------------Time Certificates of Deposit-----Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_._._._._._._._._._ Notes and Bills Rediscounted...... Other Liabilities.................

15,000.00 20,000.00
239.49 15,000.00
none none 18.73 none 118,022.83 29,294.09 27,327.46 none none none none

TotaL------------------------------$ 224,902.60

150

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PEOPLES BANK

Summit, Ga.

As called for by the Superintendent of Banks.

J. LEONARD ROUNTREE,

R. W. DURDEN,

President.

Cashier.

Date of Charter: 9-13-1904

Began Business: 1904

RESOURCES:
Loans and Discounts. _____________ $ Certificates of Indebtedness and
Bonds and Stocks owned..------BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned..--------Cash in Vault and amounts due
from apiJroved Reserve Agents-Checks for Clearing and Due from CaosthheItreBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Overdrafts (if anYl----------------Advance on cotton and other CuCsotommmeorsdiLtiieasb-i-l-it-Y---o--n--L--e-t-t-e-r-s--o--f
Credit and Accei>tances---------Profit and Loss--------------------Other Resources--------------------
TotaL-------------------------------$

114,344.64
none
6,527.56 4,088.89 11,442.87
11,942.19
293.12
none none none none none
1,250.00
149,889.27

LIABILITIES:
Cai>ital Stock... --- __ ------ _________ $ Stiri>lUs FUnd----------------------Undivided ProfitS-----------------Reserve FUnds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Dei>osiL----Savings Dei>OSitS------------------LeetxteecrsutoefdCforer dCituastnodmAercsc_e_i_>_t_a_n__c_es_ Bills Payable______ -------- ___ -----Notes and Bills Rediscounted.___ _ Other LiabilitieS.-------------------

25,000.00 2,000.00 1.617.93
none none none
153.61
none
37.815.78 82,051.95
none
none none none
1.250.00

TotaL ______________________________ $ 149,889.27

STATEMENT

Showtng condition at the close of Business December 31, 1928, of the

CHATTOOGA COUNTY BANK

Summerville, Ga.

As called for by the Superintendent of Banks.

JNO. D. TAYLOR

B. W. FARRAR

President.

Cashier.

Date of Charter: ll-!25-1905

Began Business: 1-1-1906

RESOURCES:

Loans and Discounts-------------- $ 311,348.12 Certificates of Indebtedness and

Bonds and Stocks owne<L------- 15,000.00

BF uarnnkiitnugr eHaonudseFaixntdurLeos _t_-_-_-_-_-_-_-_-_-_--_

10,649.99 7,591.79

Other Real Estate owne<L--------- 13,317.08

Cash in Vault and amounts due

from approved Reserve Agents._ 121,644.15

Checks for Clearing and Due from

other banks.---------------------- 16,358.60

Cash Items--------------------------

101.95

Overdrafts (if anYl-----------------

8,868.97

Advance on Cotton and other

Commodities---------------------- 26,848.26 Customers Liability on Letters of

Credit and Accei>tances.---------

none

Profit and Loss---------------------

none

Other Resources-------------------T o t a L ______________________________

-$

-531-.816491-..9010

LIABILITIES:
Cai>ital Stock.----------------------$ Stiri>lUS FUn<L---------------------Undivided Profits-----------------Reserve FUnds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeiic>aotseistSo..f..D--e--i>--o-s--it-_-_-_-_-_-_--_ Savings Depo<;its------------------Letters of Credit and Accei>tances
executed for Customers---------BNioltlessPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n-t-e-d--.-_-__--_ Other LiabilitieS....------------------

30,000.00 28,000.00 9,930.86 1,119.97
none none 500.96 none
387,893.83 30,085.73 14,338.56
none none
30,000.00
none

TotaL_______________________________ $ 531,869.91

NINTH ANNUAL REPORT

151

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Summerville, Ga.

As called for by the Superintendent of Banks.

S. C. MARTIN,

.J. H. EDGE,

President.

Cashier.

Date of Charter: i!-5-19\!6

Began Business: i!-6-19i!6

RESOURCES:

Loans and Discounts-------------- $ 175,660.70

CeBrotinfidcsataensdoSf toInckdsebotwednneeds. _s__a__n_d_ Banking House and Lot__________ _

36,379.57 8,452.67

FOut hr neirtRu reealaEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_

5,590.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 121.027.08

Checks for Clearing and Due from

C aost hh eIrteBmasn. _k_s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_- -_ Overdrafts (if any) ________________ _

4,095.48
none
2. 715.57

Advance on Cotton and other

Commodities---------------------PCruCosrfteiotdmaitenardsnLLdoiAasbsc_icl_ie_t_pY_t_a_on_nc__eL_s_.e___t_t__e___r___s____of__

none none none

Other Resources.------------------T o t a L _______________________________

-$

- -no-ne
353,921.07

LIABILITIES:
Capital Stock..--------------------Surplus Fund.---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks.------------------TDiemmeaCnderDtifeipcoasteitsSo..f.-D--e--p-o--s-i-t_-_-_-_-_-_--_ Savings Deposits------------------LeetxteercsutoefdCforer dCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable... ________ ------------Notes and Bills Rediscounted.___ _ Other Liabilities____ ---------------

25,000.00 2,000.00 1,100.97
none none
64.00 1,802.25
none
195,346.58 128,607.27
none
none none none none

TotaL-------------------------------$ 353,921.07

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE CENTRAL BANK

Swainsboro, Ga.

As called for by the Superintendent of Banks.

R. A. FLANDERS,

W. W. FLANDERS,

President.

Cashier.

Date of Charter: 9-\!7-1920

Began Business: 11-9-1920

RESOURCES:
CLoeBraotninfsidcasantadensDdoiSfstcoIoncukdnsetbostw-e-dn--ne-ed-s_-_s-_-_-a_-_n-_-d_-$ BF ua rnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate owned... ______ _ Cash in Vault and amounts due
from approved Reserve Agents._ Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance <?~ co);ton and other
Commod1t1es.. . . . . . . . . . . . . . . . . . . . . Customers Liability on Letters of
Credit and Acceptances---------Profit and LOSS--------------------Other Resources.-------------------
Total--------------------------------$

122,233.17 1,200.00
none
4,000.00 3, 901.87 78,947.40 11,225.69
none none none none none none
221,508.13

LIABILITIES:
Capital Stock.______________________ $
Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatYedabfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities.................

25,000.00 15,000.00 7,991.30
none none
750.00 13,663.44
none
146,266.91 12,636.48
none
none none none none

TotaL------------------------------$ 221,508.13

15~

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE CITIZENS BANK

Swainsboro, Ga.

As called for by the Superintendent of Banks.

J. R. COLEMAK,

OTIS G. PRICE,

President.

Cashier.

Date of Charter: 11-l0-1900

Began Business: 1900

RESOURCES:
Loans and Discounts--------------$ C eBr ot inf idcsa taensdoSf t oI nc dk se botwe dnne eds. _s__a__n_d_ BF uarnnkiitnugr eHaonuds eFai xntdu rLeos _t _-_-_-_-_-_-_-_-_-_- -_ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents-Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er_ CuCsrteodmitearsndLiAabccileiptytaonnceLs_e_t_t_e__r_s__o_f OPrtohfeirt RanesdouLrocsess....-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ______________________________ $

397,663.96 1.000.00 none 2,475.00 13.200.00
195,436.99 7,626.03 none none 6,208.25 none none none
623,610.23

LIABILITIES:
Capital Stock----------------------$ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdas nUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCaesrthiifeiersd CChheecckkss-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrtDifeipcaotseistso--f-D--e-p--o-s-i-t-_-_-_-_-__--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers_________ _ Bills Payable_____________ ----------Notes and Bills Rediscounted____ _ Other Liabilities____ ------ ________ _

25,000.00 50,000.00
none 2,554.67
none 7,500.00 1.658.09
none 425.139.28 l!l, 758.19
none none none none none

TotaL------------------------------$ 623,610.23

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

EXCHANGE BANK

Sycamore, Ga.

As called for by the Superintendent of Banks.

0. W. SMITH.

Y. J. STOVER,

President.

Cashier.

Date of Charter: S-1R-191R

Began Business: 1918

RESOURCES:

Loans and Discounts--------------$ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.____________ __

6,102.45 none
3,500.00

FOuthrneirtRureealaEndstaFtiextouwrense-d--_-__-_-_-_-_-_-_--_

2,646.00 none

Oash in Vault and amounts due from approved Reserve Agents--
Checks for Clearing and Due from

46,090.01

other Banks---------------------OOavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none
.78

Advance on cotton and other Commodities----------------------
Customers LiabilitY on Letters of

281.82

Credit and Acceptances----------

none

Profit and Los&.--------------------

163.13

Other Resources-------------------- - -5,-021-.00

Total--------------------------------$ 63,805.19

LIABILITIES:
Capital Stock----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks..------------------TDiemmeaCnderDtifeipcoatseitsSo-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s__________________ __ Notes and Bills Rediscounted.___ _ Other LiabilitieS-------------------

15,000.00 none none none none none 603.60 none
35,857.28 12.344.31
none none none none none

TotaL-------------------------------$ 63,805.19

NINTH ANNUAL REPORT

153

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

SYLVANIA BANKING COMPANY

Sylvania, Ga.

As called for by the Superintendent of Banks.

J. :\. MILLS,

P.\liL RI\ !ERE,

President.

Cashier.

Date of Chartn: 4-10-l!lll

Began Business: 5-1 !lll

RF:SOUR('ES:
Loans and Discounts. _____________ $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned......... . Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other banks..... ----------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-.-.--_-__-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities... __________ --------CuCsrteodmitearsnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s__o_ f_ POrtohfeitr aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL. _____________________________ $

123.328.40
16,172.94 none
3.868.28 1,829.62
52,270.96
6.770.95 93.86 none none
none none none 204,335.01

LIABILITIES:
Capital Stock.______________________ $ USunrdpilvuids eFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDuiveidtoenBdsanUkns-p-a-i-d--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskist.s._._-_-_____-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits.------------------. Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_t_o_m___e_rs------------__------Notes and Bills Rediscounted____ _ Other Liabilities______________ -----

25,000.00 5,000.00 5,879.83
none none none 493.99 none 126,994.18 17,685.73 23,281.28
none none none none

TotaL------------------------------$ 204.335.01

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

SYLVESTER BANKING COMPANY

Sylvester, Ga.

As called for by the Superintendent of Banks.

T. C. JEFFORDS,

J. H. WESTBERRY, SR.,

President.

Cashier.

DaL' of Charter: 7-5-1898

Began Business: 7-1898

RESOLTRCE":

Loans and Discounts--------------$ 203,776.06

Certificates of Indebtedness and Bonds and Stocks owned_______ _ 54,000.00

BF ua rnnkiitnugr eHaonuds eFai xntdu rLeos t_-_-_-__-_-_-_-_-_-_- -_ Other Real Estate owned.. _______ _

11,000.00 6,000.00
49,821.11

Cash in Vault and amounts due

from approved Reserve Agents.. 160,415.26

Checks for Clearing and Due from

other Banks.................. 27,785.75

Cash Items..........................

none

Overdrafts (if anY) ................ .

none

Advance on Cotton and other

Commodities..................... .

none

Customers Liabtllty on Letters of

CreditandAcceptances ........ ..

none

Profit and Loss..................... .

none

- - - - Other Resources.....................

none

TotaL............................... $ 512,798.18

LIABILITIES:
Capital Stock....................... $ Surplus Fund...................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unpaid.................. CCaesrthiifeiersd CChheecckkss_....._._._._._._._._._._._._._._._._. ._ Demand Deposits-----------------Time Certificates of Deposit...... . Savings Deposits................... Letters of Credit and Acceptances
exec~ted for Customers........ .. Bills Payable....................... Notes and Bills Rediscounted..... Other Liabilities....................

100,000.00 none
30,214.26 l, 128.53 none 1,503.00 1,364.96 none
278,341.06 100,246.37
none
none none none none

Total................................ $ 512,798.18

154

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF TALBOTTON

Talbotton, Ga.

As called for by the Superintendent of Banks.

R. G. JOHDAX,

J. W. JORDAN,

President.

Cashier.

Date of Charter: 8-16-1906

Began Business: 1~-1-1906

RESOURCES:

Loans and Discounts--------------$ 223,638.43 CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ 10,200.00

Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d--_-__-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fboarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(.i.f_a__n_y__)___________-_-_-_-_-_-_-_-_-____ __ AdCvoamnmceodoitnies_C_o__t_to__n___a__n_d____o_t_h__e_r
CuCsrteodmitearsnLd iAacbcielpittyanocens_L._e_t_te_r_s__o_f

9,691.10 4,107.57 20,200.29 58,945.33 3,691.28
none 25.00 1.281.32 none

POrtohfeirt aRnesdouLrcoess_S_._-_-_-_-_--_-_-_-_-_-_-_-_--_-_-_-_-_-

5,1n6o4.n21e

TotaL ______________________________ -$ -336-,944-.53

LIABILITIES:
Capital Stock.----------------------$ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Un:paid.----------------Cashiers Checks-------------------Certified CheckS-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t-o-m--e--r-s----_-_-_------_-__Notes and Bills Rediscounted... Other LiabilitieS-------------------

25,000.00 25,000.00 1,185.26
none none none 484.49 none 105,000.56 170.274.22 none none 10,000.00 none none

TotaL-------------------------------$ 336,944.53

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PEOPLES BANK

Talbotton, Ga.

As called for by the Superintendent of Banks.

T. H. PERSONS,

FANNIE MAHONE,

President. Date of Charter: 1!2-3~1890

Cashier. Began Business: 1-13-1891

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned.______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

99,643.88 36,000.00 4,063.27 1,402.25
581.32

Cash in Vault and amounts due

from approved Reserve Agents.. 53,740.57

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other

222.23 none none

Commodities---------------------Customers LiabilitY on Letters of

none

Credit and Acceptances.---------

none

Profit and Loss---------------------

none

- - - - Other Resources--------------------

171.79

TotaL------------------------------ $ 195,825.31

LIABILITIES:
Capital Stock.______________________ $ Surplus Fund.... -----------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks.------------------Demand DepositS-----------------Time Certificates of Deposit...... Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable._--------------------Notes and Bills Rediscounted.. Other Liabilities-------------------

25,000.00 15,000.00 9,112.72
none none 15.00 157.67 none 63,213.30 83,326.62 none none none none none

TotaL-------------------------------$ 195,825.31

NINTH ANNUAL REPORT

155

STATEMEI\T

Showing condition at the close of Business December 31, 1928, of the

HOME BANK

Tallapoosa, Ga.

As called for by the Superintendent of Banks.

R. L. HEFFI~GTON,

W. G. ADSMOND,

President.

Cashier.

Date of Charter: 6-29-1926

Began Business: 7-11-1926

RESOURCES:

Loans and Discounts-------------- $ 57,123.33 CeBrotinfidcsataensdoSftoInckdsebotwendende.s._s__a__n_d_ 38,577.24

Banking House and Lot-----------

4.000.01

FOUthrenritRureealaEndstaFtiextouwrense-d-.-..-.-_-_-_-_-_-_--_

3,000.00
none

Cash in Vault and amounts due

from approved Reserve Agents.. 13.016.16

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if any) ________________ _

2.459.70
none
21.83

Advance on Cotton and other

CuCCsorteomdmmiteorasdniLdtiieAaSbc-ic-l-ei-tv-yt-a-on--nc-e-Ls-_-e_-t_-t_-e_-r_-s_-_-o_--f_

none none

POrtohfeirt TotaL

aRnedsoLuorcsess-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
_______________________________ -$

none
- -no-ne
118.198.27

LIABILITIES:
Cavital Stock.----------------------$ SUunrdpilvuids eFduPnrdo..f.i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnedrDtifeipcoatseitss-o-f--D--e-v-o--s-i-t-_-_-__-_-_--_ Savings Devosits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Other Liabilities-------------------

25.000.00
none
2.409.36
none none none
91.06
none
85,760.41
none
4.937.44
none none none none

TotaL-------------------------------$ 118.198.27

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF TAYLORSVILLE

Taylorsville, Ga.

As called for by the Superintendent of Banks.

J. I. HARRIS,

M. A. PERRY,

President.

Cashier.

Date of Charter: 6-5-1905

Began Business: 6-1~3-1905

RESOURCES:

Loans and Discounts-------------- $ 121.513.12

CeBrotinfidcsataensdoSf toI ncdkse botwendende.s. _s__a__n_d_

none

Banking House and Lot-----------

1,400.00

FUrniture and Fixtures-----------Other Real Estate owned..--------Cash in Vault and amounts due

2.451.12
none

from apvroved Reserve Agents.. Checks for Clearing and Due from

26.118.84

other Banks---------------------Cash ItemS-------------------------Overdrafts (if anYl----------------Advance on Cotton and other

none none none

Co=oditieS---------------------CuCsrteodmiterasnLdiAabcicleitvytaonnceLs.e.t.t_e_r_s___o_f

none none

Profit and LOSS---------------------

none

Other Resources-------------------- - - -no-ne

Total-------------------------------- $ 151.483.08

LIABILITIES:
Capital Stock.---------------------- $ Surplus Fund..---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Devosits.-----------------Time Certificates of Devosit------Savings Devosits------------------Letters of Credit and Accevtances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other Liabilities-------------------

25,000.00 5,000.00 3,691.21
none none none
210.29
none
86,600.33 30,981.25
none
none none none none

TotaL------------------------------- $ 151,483-0S

156

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

TENNILLE BANKING CO.

Tennille, Ga.

As called for by the Superintendent of Banks.

D. E. Me:\1.\~TER,

H. L. SII.\;\l'\0:\,

President.

Cashier.

Dat< of Chart<r: -t-4-1!)()0

Began Business: -t-4-1900

RESOURCES:
Loans and Discounts ______________ $ CeBrotinfidcsataensdoSf toI nckdse botwendende.s. _s__a__n_d_ Banking House and Lot__________ _ Furniture and Fixtures ___________ _ Other Real Estate owned_________ _ Cash in Vault and amounts due
from approved Reserve Agents __ Choetchkesr fboarnCklse_a_r_i_n__g__a_n__d__D__u__e_f_r_o__m_ COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ Customers Liability on Letters of PrCorfeitdaitnadnLdoAssc_c_e__p_t_a_n__c_e_s_-_-_-_-_-_-_-_-_--_ Other Resources..__________________ _

182.861.48
59,468.50
none
2,969.30 6,428. 75
88,644.29
8,200.68 1,200.50 2,039.84
none
none none none

TotaL------------------------------$ 351,813.34

LIABILITIES:
Capital Stock______ ---------- _______ $ SUunrdpivluidseFduPnrdo-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid____ ------------Cashiers Checks------------------CDeermtiafinedd DCehpeocskist_s__________-_-_-_-_-_-_-__-_-_-_-_-_--_ Time Certificates of Deposit______ _ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable_______ ----------------Notes and Bills Rediscounted...... Other Liabilities-- ..-_.--_--.-- .. -.

30,000.00 6,000.00 10,568.91
none none
2,400.00 386.68
none
210.979.70 79,221.49 12.256.56
none none none none

TotaL _____________________________ .$ 351,813.34

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THOMASTON BANKING CO.

Thon1aston, Ga.

As called for by the Superintendent of Banks.

R. E. HIGHTOWER, .JR.,

.J. C .JO:'\ES, JH.,

President.

Cashier.

Date of Charter: 1-18-19l!6

Began Business: 1-18- I 9-!(i

RESOURCES:

Loans and Discounts. _____________ $ 916,374.51

Certificates of Indebtedness and Bonds and Stocks owned..______ _

none

Banking House and Lot.......... . 24,937.83

Furniture and Fixtures-----------

6,139.14

Other Real Estate owned.......... . 81,402.03

Cash in Vault and amounts due

from approved Reserve Agents.. 183,814.98

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Overdrafts (if a,ny) ________________ _

2,675.84
none none

AdCvoamncmeodoitniesC..o. _t_t_o_n___a__n_d_ ..o__t_h.e..r

none

Customers LiabilitY on Letters of

PrCorfeitdaitnadnLdoAssc_c_e_p__ta__n_c_e_s_._._._._._._._._._.._

none none

Other Resources..--..... __ . __ .. __ .. - - -no-ne

TotaL------------------------------$ 1,235,344.33

LIABILITIES:
Capital Stock.__________________ ....$ Suro1us Fund---------------------Undivided Profits-----------------Reserve FundS..--------------------DDiuveidtoenBdsanUknsp--a-id--.-..-.-_-_-_-_-_-_-_-_-_-_-_-_-_--__CCaesrthiifeiersd CChheecckkss.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand DepositS...----------------Time Certificates of Deposits...... Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers.......... Bills Payable.. --------------------Notes and Bills Rediscounted...... Other Liabilities.................. ..

100,000.00 100,000.00 25,678.56
none none
730.00 2,837.37
141.45 668,538.38 297,816.54 39,602.03
none none none none

TotaL................. ----------- ..$ 1,235,344.33

NINTH ANNUAL REPORT

157

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF THOMASVILLE

Thomasville, Ga.

As called for by the Superintendent of Banks.

R. G. FLEETWOOD,

\YILLL\.:\l COPELA:-.10,

President.

Cashier.

Date of Charter: 9-7-1888

Began Business: 1888

RESOURCES:

LIABILITIES:

Loans and Discounts.------------$ 2,126,275.84

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwotn.e. _d_._-_-_-_-_-_-_ Furniture and Fixtures.. _________ _ Other Real Estate owned_________ _

50,475.96 123,803.26 18,595.26 23,916.84

Cash in Vault and amounts due

from approved Reserve Agents.. 251' 851.55

Checks for Clearing and Due from

CaosthheIrteBmasn_k__s_-_-_-__-_-_-_-_-_-_-__._.__-__-__-_- .._ Overdrafts (if any) ________________ _

50,379.29 3,656.33 19,792.13

Advance on Cotton and other

Commodities.-------------------

none

Customers Liability on Lettersof

Credit and Acceptances.---------

none

POrtohfeirt aRnedsoLuOrcSeSs_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

none 8,207.24

Capital Stock.._____________ ......... $ Surplus Fund______________ ........ . URensdeirvviedeFdunPdrso_f.i.ts__-_-_-_-_-_-_-_-_-.-..-.-..-.-.-. DDiuveidtoenBdsanUknsp.-a-i-d_-_-__-_-_-_-_-_-__-..-.-.-..-. CCearsthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-__-__-_....-.. .... Demand Deposits--------- Time Certificates of Deposit...... . Savings Deposits.. ------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable-----------------Notes and Bills Rediscounted..... Other Liabilities________ . ____ . ____ ._

150,000.00 100,000.00 58,233.05
8.581.46 19.055.33
35.00 2.960.52 1,068.35 975,510.58 389 '755.19 831.390.53
none 140.000.00
none 363.69

TotaL------------------------------$ 2,676,953.70

TotaL _____________________________ . $ 2.676,953.70

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - ....---~~~

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

COMMERCIAL BANK

Thomasville, Ga.

As called for by the Superintendent of Banks.

.J. W. IIOR.l\E,

L. D. FERG l'SO\",

President.

Cashier.

Date of Charter: 7-~{-1916

Began Business: 7 l!'!-1916

==================================================~

RESOURCES:

LIABILITIES:

Loans

and

Discounts.-___-__-___-___-__

-
$

---253,080.61

-

-

-

-Ca-pit-al

-St-oc

k-__-___-___-__ .-. __-___-___-_ .-. $-

---50,000.00

Certificates of Indebtedness and Bonds and Stocks owned..______ _ 15,093.00

Surolus Fund------------------- .. Undivided ProfitS------------------

15.000.00 3.G43.85

BFuarnnkiitnugreHaonudseFaixntdurLeos.t_._._._._._._._._._. ._

14,400.00 7,000.00

DReuseertvoeBFaunnkdss-_-_-_-_-_-_-_-_-_-_-__._.__-_--..-.-..-.

996.46 none

Other Real Estate owned...... _.. __

2,598.09

Dividends Unpaid.--------------

4.000.00

Cash in Vault and amounts due

Cashiers Checks.---------------

2,028.41

from approved Reserve Agents.. 29.171.36

Certified Checks---------------

none

Check& for Clearing and Due from

Demand Deposits------------ 96,639.01

other Banks.. ------------------COavsehrdIrtaefmtss.(.i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

3.242.27 none 15.50

Time Certificates of Deposit.-- ... _ 16.976.56 Savings Deposits---------------- 115,916.54 Letters of Credit and Acceptances

AdCvoan=coediotinesC__o__t.t.o_n. _.a__n_d_ . _o. _t_h__e_r

none

executed for Customers........ .. Bills Payable-------------------

none 20.000.00

Customers Liability on Letters of

Notes and Bills Rediscounted.....

none

Credit and Acceptances.---------

none

Other Liab1lities___ -------

none

Profit and LOSS---------------------

none

Other Resources--------------------

none

TotaL ___________ , _________________ $ 324,600.83

TotaL-----------------------------$ 324.600.83

158

UEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

PEOPLES SAVINGS BANK

Thomasville, Ga.

As called for by the Superintendent of Banks.

T. J. BALL,

R. J. McCLENNY,

President.

Cashier.

Date of Charter: 10-22-1906

Began Business: 12-1-1906

RESOURCES:
Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.------------------COavsehrdIrtaefmtss-(i-f--a-n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-__-___ Advance on Cotton and other
Commodities..................... . Customers LiabilitY on Letters of
Credit and Accevtances.......... Profit and Loss.................... . Other Resources................... . TotaL ................ ______________ $

312,118.86 300.00
none
1,503.00
none
30,268.85 5,177.15
none none none none none none
349,367.86

LIABILITIES:
Cavital Stock.......................$ Survlus Fund....................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Unvaid.................. Cashiers Checks.................... Certified Checks................... . Demand Devosits................... Time Certificates of Devosit....... Savings Devosits................... Letters of Credit and Accevtances
executed for Customers.......... Bills Payable_...................... Notes and Bills Rediscounted..... Other Liabilities....................

50,000.00 15,000.00 2,873.47
none none
2,000.00 92.60
none
29,955.19 47,522.83 181,923.77
none
20,000.00
none none

TotaL ..------------------------- ..$ 349,867.86

STATEMENT

Showing condition at the close of Business DecemLer 31, 1928, of the

BANK OF THOMSON

Thomson, Ga.

As called for by the Superintendent of Banks.

J. E. WILKERSO:\',

E. C. HAWES,

President.

Cashier.

Date of Charter: 7-18-1891

Began Business: 7-8-1891

RESOURCES:
Loans and Discounts.............. $ Certificates of Indebtedness and
Bonds and Stocks owned........ Banking House and Lot........... Furniture and Fixtures............ Other Real Estate owned.......... Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks...................... Cash Items......................... . Overdrafts (if anY)............... .. Advance on Cotton and other
Commodities..................... . Customers Liability on Letters of
Credit and Accevtances.......... Profit and Loss..................... Other Resources.................... TotaL.............................. $

126,467.19
224.958.48 14.000.00 4,000.00 12,283.98
250.491.53
3,367.84 19.25 179.27
571.29
none none
3,545.48
639,834.31

LIABILITIES:
Cavital Stock....................... $ surolus Fund...................... . Undivided Profits.................. Res~erve Funds..................... . Du~e to Banks_________ ............. . Dividends Unvaid.................. Cashiers Checks.................... Certified Checks.................. .. TDiemmeaCnderDtifeivcoatseistso--f-D--e--v-o-s..it.-.-.-_-__--_ Savings Devosits ............._____ _ Letters of Credit and Accevtances
executed for Customers.......... Bills Payable....................... . NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n,te_d__._._.._._

50,000.00 50,000.00 27,435.00
none none
5,000.00 2,177.10
none
383,261.91 121,546.19
none
none none none
464.11

TotaL.............................. $ 839,884.31

I

NINTH ANNUAL REPORT

159

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF TIFTON

Tifton, Ga.

As called for by the Superintendent of Banks.

E. I'. BOWEN,

B. H. McLEOD,

President.

Yiee-Pres. and Cashier

Date of Charter: 10-10-1891

Began Business: 1896

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and
Bonds and Stocks owned........ . Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.... ------Oash in Vault and amounts due
from approved Reserve Agents.. Ohecks for Clearing and Due from
other Banks---------------------OCvaeshrdIrtaefmtsS(-I-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC. _o__t _t o__n___a__n_d____o_t_h__e _r CPruCosrfteoitdmaitne<raslnLLdoiAassbc.ic_l_ei_tp_yt_a_on_n_c_e_Ls_.e___t__t_e___r___s____o__f
Other Resources.-----------------

821,117.22
none
39,500.00
none
55,387.50
184,313.82
37,238.67 700.27
none none none none none

TotaL..---------------------------- $ 1.138,257.48

LIABILITIES:
SCuarppitlauls SFtuoncdk...____________________________________________$ Undivided Profits _________________ _ Reserve Funds---------------------DDiuveidtoenBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__CCaesrthiifeiersd CChheecckkss-. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Deposits__________________ _ Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o_m__e__r_s_._._._-_-_-_-_--_-_ Notes and Bills Rediscounted...... Other Liabilities....................

100,000.00 150,000.00 83,037.04
7,816.65 31,277.42
none
8, 705.54 189.66
463,603.14 293,628.03
none
none none none none

TotaL ______________________________ $ 1,138.257.48

STATEMENT

Showing condition at the dose of Business December 31, 1928, of the

THE BANK OF TIGNALL

Ti~nall, Ga.

As called for by the Superintendent of Banks.

BOYCE FICKLEN, .JR.,

L. D. WARE,

President.

Cashier.

Date of Charter: 7-5-1909

Began Business: 8-1909

RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and B aBnoknidnsgaHnoduSsteoacknsd oLwont _e_d_-_-__-_-_-_-_--_ Furniture and Fixtures___________ _ Other Real Estate owned_________ _ Oash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from OaosthheIrteBmasn_k__s_._-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Overdrafts (If any) ________________ _ AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__er_ Customers LiabilitY on Letters of
Credit and Acceptances..-------POrtohfeirt aRnedsoLuOrcSesS.-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--__-
TotaL .. ----------------------------$

77,739.77
none
5,000.00 4,900.00 22,183.75
51,581.10
181.14
none
391.28
4.420.64
none none none
166.397.68

LIABILITIES:
Cai>ital Stock... ____________________ $ Surplus Fun<L---------------------Undivided Profits-----------------Reserve Funds---------------------DDuiveidtoenBdsanUknsp--a-id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehie>cokssit.s_____________________-_-_-_-_-_-_-_--_ TSaimviengCserDtiefii>coastietss.o__f_D__e__p_o__s_it-------------Letters of Credit and acceptances BielxlsecPuatyeadbfloer__C__u__s_t_o_m__e__r_s_-_-_--------------Notes and Bills Rediscounted...... Other Liabilities-------------------

50,000.00 2.500.00
639.65
none none none
547.34
none
68.483.97 44,226.72
none
none none none none

TotaL _______________________ .---- ..$ 166,397.68

r

160

DEPARTMENT OF BANKiNG

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF TOCCOA

Toccoa, Ga.

As called for by the Superintendent of Banks.

M. CRAWFORD,

H. CRAWFORD,

President.

Cashier.

Date of Charter: 8-10-1911

Began Busi!l<',;s: !l--1-1911

RESOURCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks owned_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate ownect_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(I-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC..o__t_t_o_n___a__n__d--o--t-h-e--r CuCsrteodmiterasnLdiAabciclietpYtaonnceLs_e_t_t_e_r_s___of_ Profit and Loss.. __________________ _
Other Resources.-------------------
TotaL ______________________________ $

135,877.37
7,800.00
none
4, 770.22 29,029.97
61,147.84
2,623.99
none none
32,585.70
none none none
273.835.(9

LIABILITIES:
Capital Stock... _____ -----.---------~ Surplus Fund----------------------Undivided Profits-----------------Reserve Fund---------------------Due to Banks----------------------CDaivsihdieenrsdsCUhencpkasi_<_L__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks______ --------- __ --Demand Deposits.... --------------Time Certificates of Deposit. _____ _ Savings Deposits------------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u__s_t_o.m. -e- r.s..--__------_-__-_--_ Notes and Bills Rediscounted_ ___ _ Other Liabilities..... ____------ ____ _

50,000.00 10.000.00 2.319.43
none none none
2,397.88 10.00
157,200.10 25,421.30 26,486.38
none none none none

TotaL. ____________________________ $ 273.835.09

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

FARMERS & MERCHANTS BANK

Toccoa, Ga.

As called for by the Superintendent of Bank~.

E. F :\llTCIIELL,

F. C. GROSS,

President.

Cashier.

DatP of Charter: 1-18-1flO!l

Began Business: l-20-1906

RESOuRCES:
Loans and Discounts ______________ $ Certificates of Indebtedness and
Bonds and Stocks ownect_______ _ Banking House and Lot__________ _ Furniture and Fixtures___________ _ Other Real Estate ownect_________ _ Cash in Vault and amounts due
from approved Reserve Agents.. Choetchkesr fBoarnCklse.a..r_in__g__a_n__d__D__u__e_f-r-o-m-Cash Items.________________________ _ Overdrafts (if any) ________________ _ AdCvoamncmeodoitniesc__o_t_t_o_n____a_n__d____o_t_h__er_
Customers LiabilitY on Letters ot
Credit and Acceptances---------Profit and Loss--------------------Other Resources--------------------

352,526.90
34,036.67 16,000.00 4,500.00 13,988.01
108,917.91
6,075.57 121.84
none
47,806.57
none none none

L!ABILITIEH:
Capital Stock_____________ ._. ______ .$ Surolus Fund---------------------Undivided Profits.------------- ___ _ DReuseertvoeBFaunnkdss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid_________________ _ Cashiers Checks___________________ _ Certified Checks___________________ _ Demand Deposits__________________ _ Time Certificates of Deposit.. ____ _ Savings Deposits------------------BLeieltxltseePcrsuatyoefadbCfloreer_d_C_i_tu_as__tno_d_m__Ae_r_cs_c__e__p____t__a__n__c____es__ Notes and Bills Rediscounte<L.... Other Liabilities------- ___________ _

_T=ot:::al=---=--::-_:_-:.:.:.-:.:.:.-:.:.:..::.::.::-:.::.-:.:.:.-:.:.:.-:.:_:_-:.:.::._--"$-----'5"'83"-''-"97::3:.:...4:..:7_~--'T"-.o:::t:::a=L ______________________________ $

50,000.00 20,000.00
1 '128.66
none none none
1.398.03
none
266,342.16 108,936.75 135,772.87
none none none
395.00
583,973.47

NINTH ANNUAL REPORT

Hll

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

WILKINSON COUNTY BANK

Toomsboro, Ga.

As called for by the Superintendent of Banks.

F. B. CHAMBERS,

H. E. STEPHENS,

President.

Cashier.

Date of Charter: 7-16-1907

Began Business: 7-16-1907

RESOURCES:

Loans and Discounts .. ___________ $ 89,707.91

CBeBarnotkinfiidncsgataHensod.uoSsf teoIancndkdes boLtweodnt _ne_ed_s_. __s____a____n__d__ Furniture and Fixtures___________ _ Other Real Estate owned.________ _

6,000.00
none
195.00
1,738.09

Cash in Vault and amounts due

from approved Reserve Agents.. Checks for Clearing and Due from

59,661.45

other banks..----------------------

1,645.85

Cash Items..-------------------------

14.72

AOdCvveoarmdnmrcaeoftdsoitn(iiefs.Ca.n_o_Y_tt_lo_-_-n_-_-_-a_-_n-_-d_-_-_-_o-_-t_-h_-_e--_r

29.68
none

Customers Liability on Letters of

Credit and Acceptances..---------

none

Profit and LOSS---------------------

none

Other

Resources.-------------------

-

-

none
--

TotaL------------------------------$ 158,892.70

LIABILITIES:
Capital Stock.----------------------$ Survlus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks ------------------Certified Checks..-----------------Demand DepositS-----------------Time Certificates of DeposiL----BLSaieelvtxltiseenPcrgusastyoeDafdebCfplroeoer_sd_Ci_itt_us_a-s_-nt_-o_d-m_-A_-_e-c_r-_cs-_-_e__-p__-_t_-a__-__n-__-c__-e__-s-__ Notes and Bills Rediscounted.. Other Liabilities..------------------

26,000.00 5,000.00
8,147.81 none none none
353.68
none 99,933.12 20,458.09
none
none none none none

TotaL_______________________________$ 158,892.70

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF TRION

Trion, Ga.

As called for by the Superintendent of Banks.

BENJ. D. REIGEL,

GRADY W. COLE,

President.

Cashier.

Date of Charter: 10-16-1912

Began Business: 12-17-1912

RESOURCES:

Loans and Discounts-------------- $ 87,464.43

CeBrotinfidcsataensdoSf toIncdkes botwednnedes. _s__a__n_d_ Banking House and Lot__________ _

9,844.15
none

FOuthrneirtRureealaEndstFatiextouwrensed--.-__-_-_-_-_-_-_--_

1,682.58 none

Cash in Vault and amounts due

from approved Reserve Agents. 79.276.72

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

42.65
none

Advance on Cotton and other

Commodities--------------------- 30,406.87

OuCsrteodmiterasnLdiAabcicleiptytaonnceLs.e_t_t_e_r_s__o_ _f

none

Profit and LoSS---------------------

none

Other Resources.-------------------
Total.--------------------_---------

-
$

- -no-ne
208,717.40

LIABILITIES:
Ca.vital Stock.----------------------$ Survlus Fun<L--------------------Undivided Profits----------------- Reserve FundS---------------------Due to Banks----------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified Checks..-----------------Demand DepositS-----------------Time Certificates of Deposit...... SaVings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable._--------------------Notes and Bills Rediscounted.... Other Liabilities-------------------

2:i,OOO.OO 15,000.00 1,632.97 3,000.00
none none 1,334.26 none
91,483.39
71,055.78
311.00
none none none none

Tot11l-------------------------------- $ 208,717.40

16~

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF TUCKER

Tucker, Ga.

As called for by the Superintendent of Banks.

P. K. BURXS,

L. S. BURNS,

President.

Vice-Pres. & Cashier

Date of Charter: 10-29-1919

Began Business: 12-30-1919

RESOURCES:

Loans and Discounts--------------$ CeBrotinfidcsaatensdoSftoIncdksebotwednneeds..s__a__n_d_ Bll,nki:tlg House and Lot__________ _ FUrniture and Fixtures.__________ _ Other Real Estate owned.________ _

62,388.64
4,500.00 3,000.00 1,800.00
none

Cash in V\l.ult and amounts due

from avvroved Reserve Agents.. 28.197.86

Checks for CleB.Jring and Due from

other Banks----------------------

273.56

Cash Items-------------------------Ov~afts (if an}')----------------AdCvo~mnomoodoitniesC__o_t_t_o__n___a__n_d____o_t_h__e_r

162.47 82.27
none

Customers LiabilitY on Letters of

Credit and Accevtances...........

none

Profit Other

and Loss.-------------------Resources.-------------------

-

-

none none
--

Tot11L------------------------------- $ 100,405.00

LIABILITIES:
Cavital Stock................$ Surv1us Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks---------------------- Dividends Unvaid..----------------Cashiers Checks------------------- Certified Checks....------------TDiemmeaCJledrtDifeicvaoJs;eitsSo..t.-D--e-p--o-s--it-.-.-.-.-.-- Savings Devosits------------------Letters of Credit and Acceptances BielxlsePcauYte'dabfloer..C__u__s_t_o_m__e__r_s__.__.__._.__._ Notes and Bills Rediscounted... Other Liabilities...----------------

15,000.00 3,000.00 2,306.88
none none
750.00 155.28
none
67,llo.64 12,076.20
none
none none none none

TotaL. _________ ... ____ --------------$ 100,405.00

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF UNADILLA

Unadilla, Ga.

As called for by the Superintendent of Banks.

W. B. NICHOLS,

A. R. WARE.

President.

Cashier.

Date of Charter: 7-5:--1898

Began Business: 7-1898

RESOURCES:

Loans and Discounts-------------- $ 182,088.54 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsteoacknsdoLwont_e_d_._._.___._._.._ Furniture and Fixtures___________ _

. 5,000.00
3,000.00 2,600.00

Other Real :Estate owned..---------

8,100.00

Cash in vault and amounts due

from avvroved Reserve Agents_. 60,242.43

Checks for Clearing and Due from

other Banks----------------------

none

COavsehrdltreamftss.(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_

668.17 450.54

AdvMl.ce on Cotton and other

Commodities..__ .. -------.---------

467.38

Customers LiabJ.ll1;Y on Letters of

PrCorfeitdaitnadnLdoAssc..c_e__v_t_a_n__c_e_s_._.___-_-_-_-_--_

none none

Other Resources.......-------------- - - -no-ne

TotaL... ----------------------------$ 262,617.06

LIABILITIBS:
Cavital Stock.______________________$ survlus Fund.... ___________________ _ Undivided Profits-----------------Reserve Funds---------------------Due to Banks--------------'t-------CDaivshidieenrsdsCUhencvkasi_d__.-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..__________________ _ Demand DevositS...----------------Time Certificates of DevosiL----Savings Deposits------------------LBeieltxltseePcrsuatoyefadbCfloreer_d_C_i_tu_sa_t_no_dm__a_e_cr_sc_.e__v____t_a___n__c__e__s__ Notes and Bills Rediscounted..... Other Liabilities...... ---------------

50,000.00 10.000.00 8,222.45
none none none none none
137,203.29 47,191.32
none
none
10,000.00
none none

TotaL. ______________________________ $ 262.617.06

NINTH ANNUAL REPORT

163

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF UNION POINT

Union Point, Ga.

As called for by the Superintendent of Banks.

H. LAMB,

R. A. RHODES,

President.

Cashier.

Date of Charter: 5-15-1911

Began Business: 5-1911

RESOURCES:

Loans and Discounts--------------$ 150,837.24

CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot__________ _

none
2.826.00

FOuthrneirtRureealaEndstFatiextouwrense-d--_-_-_-__-_-_-_-_--_

1.661.00 2,740.00

Cash in Vault and amounts due

from approved Reserve Agents.. 33,110.25

Checks for Clearing and Due from

other Banks---------------------Cash Items--------------------------

1,200.14
none

Overdrafts (if anYl-----------------

41.11

Advance on Cotton and other

Co=odities.--------------------Customers LiabilitY on Letters of

none

Credit and Acceptances---------Profit and Loss--------------------Other Resources.-------------------

-

-

none none
-no-ne

TotaL------------------------------- $ 192,415.74

LIABILITIES:
Capital Stock.---------------------- $ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances , BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Other Liallilities...------------------

25,000.00 25,000.00
81.80
none none
1,000.00 1.273.13
none
137.213.89 2.846.92
none
none none none none

TotaL-------------------------------$ 192,415.74

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE FARMERS BANK

Union Point, Ga.

As called for by the Superintendent of Banks.

B. W. BOYD,

.\. J. STEW.\RT,

President.

Cashier.

Date of Charter: 9-6-1911

Began Business: 9-G-1911

RESOURCES:

Loans and Discounts-------------- $ 48,672.00

CeBrotinfidcsataensdoSf toIncdkes botwednende.s. _s__a__n_d_ Banking House and Lot__________ _

none
3,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-..-_-_-_-_-_-_-_--_

1.713.48 4,075.00

Cash in vault and amounts due

from approved Reserve Agents.. 21,742.98

Choetchkesr fBoarnCklse_a_r_i_n_g__a__n_d__D__u__e_f_r_o__m_

2,623.82

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

112.19 187.46

AdCvoa=ncoediotinesc__o_t_t_o__n___a__n_d____o_t_h__er_

none

CuCsrteodmiterasnLdiAabcicleiit>ytaonnceLs_e_t_t_e_r_s__o_ _f

none

Profit and LosS---------------------

none

Other Resources.------------------TotaL ______________________________

-$

-2-' 16l-.f6
84,288.59

LIABILITIES:
Capital Stock---------------------- $ Surplus Fun<L--------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpaid..----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistSo-f--D--e-i->--o-s-i-L--. -_-__--_ Savings Deposits------------------LeetxteercsutoefdCforerdCituastnodmAercsc_e_p__ta__n_c_e_s_ Bills PaYable________ --------------NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o_u__n_t_e_d_._._._._.._

15,000.00
none
4,436.76
none none none
790.92
none
53,063.29 9,287.20 l. 710.42
none none none none

TotaL------------------------------$ 84,288.59

164

DEPARTME~T OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

ASHLEY TRUST CO.

Valdosta, Ga.

As called for by the Superintendent of Banks.

J. Y. BLITCH,

CLAHA BUHHOWS,

President.

Treasurer.

Date of Charter: :l-1'2-1913

Began Business: 4-1913

RESOURCES:

Loans and Discounts--------------$ 1,431.728.82

Certificates of Indebtedness and

Bonds and Stocks owned........

6,000.00

Banking House and Lot----------

none

Furniture and Fixtures............

none

Other Real Estate owned......... .

650.00

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 97,176.17

Checks for Olearing and Due from

other Banks.---------------------

none

COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AdCvoamncmeodoitniesC__o_t_t_o__n___a__n_d____o_t_h__er.

none

CuCsrteodmiterasnLdiAabcicleiit>ytaoncnesL..e_t_t_e__r_s__of_

none

Profit and LOSS---------------------

none

Other Resources........ -------------

none

TotaL.-----------------------------$ 1.535,554.99

LIABILITIES:
Cat>ital Stock.______________________ $
Surolus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unt>aid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeitc>aotesistso-f--D--e-t>--o-s-i-t-_-_-__-_-_--_ Savings Det>osits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_i_>_t_a_n_c__es_ Bills Payable____ ------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

100,000.00 35,000.00 390,205.51
none none 6,024.00 none none none 999.026.75 none none none none 5,298.73

TotaL-------------------------------$ 1,535,554.99

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF VALDOSTA

Valdosta, Ga.

As called for by the Superintendent of Banks.

E. P. HOSE,

T. C. ASHLEY,

President.

Cashier.

Date of Charter: 4-20-1920

Began Business: 4-21-1920

REROPRCES:

Loans and Discounts.-------------$ 626.511.74 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_

3.500.00 none

FOut hr neirt uRreea laEn ds t aFtiex touwr ense-d- -. _-_-_-_-_-_-_-_- -_

14.226.09 56,435.94

Cash in Vault and amounts due

from ai>I>roved Reserve Agents.. 250.958.36

Checks for Clearing and Due from other Banks----------------------
COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

6,060.58 1.451.55
none

Advance on Cotton and other CommoditieS..---------------------
Customers LiabilitY on Letters of Credit and Accei>tances.._________

none none

Profit and Loss---------------------

none

Other Resources.-------------------

790.00

TotaL ______________________________ - $ - 959- .934- .26

LIABILITIES:
Cat>ital Stock.---------------------- $ Surolus Fund...--------------------Undivided Profits-----------------Reserve Funds----~---------------- Due to Banks----------------------Dividends Unt>aid-----------------Cashiers Checks-------------------Certified Checks.------------------Demand Det>osits-----------------Time Certificates of Dei>Osit..____ _ Savings Det>osits------------------Letters of Credit and Accei>tances BielxlsePcuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR__e_d_i_s_c_o__u_n_t_e_d__.._-_-_--_

200,000.00 5,000.00 8,349.06 7,656.97 11,451.91 none 2,192.44 11.25
392,816.11 125,549.74 156,906.78
none 40,000.00 10,000.00
none

TotaL------------------------------- $ 959.934.26

NINTH ANNUAL REPORT

165

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MERCHANTS TRUST CO.

Valdosta, Ga.

As called for by the Superintendent of Banks.

H. Y. TILLMAK,

A. F. WINN.

President.

Cashier.

Date of Charter: 5-15-19!28

Began Business: 5-15-19!28

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsaatensdoSftoI nckdse botwe dnnede s. _s__a__n_d_ Banking House and Lot----------FOut hr neirtRu reealaEn sdt aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesC._o__t_t_o_n___a__n_d____o_t_h__e_r
CuCsrteodmiterasnLdiAabcicleltpytaonnceLs.e_t_t_e_r_s___of_
Profit and LOSS--------------------Other Resources.-------------------

478,675.32
none none none none
25,055.84
none none none none none none none

TotaL------------------------------- $ 503,731.16

LIABILITIES:

Capital Stock.----------------------$ Surplus Fun<L--------------------Undlvlded Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid-----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcaotseistso-f--D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances B!elxlsecPuatyeadbfloer__C__u_s__to__m__e_r_s__-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted----Other Liabillties-------------------

100.000.00 5.000.00
95,809.62 9,883.60
none
4,000.00
none none none
258,037.94
none
none
31,000.00
none none

TotaL------------------------------$ 503,731.16

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

AMERICAN BANKING CORPORATION

Vienna, Ga.

As called for by the Superintendent of Banks.

J. :\f. HARGROYE,

R. D. POWER,

President.

Cashier.

Date of Charter: !2-17-1917

Began Business: !2-!23-1917

RESOURCES:
Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot__________ _ FOut hr neirtRu reealaEn ds t aFtiextouwrense-d--. _-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents. Checks for Clearing and Due from
other Banks---------------------COavsehrdIrtaefmtss.(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other
Commodities---------------------Customers Liabillty on Letters of
Credit and Acceptances---------Profit and Loss--------------------Other Resources.------------------TotaL ______________________________ $

189,195.30
273.28 7,000.00 4.,030.00 16,695.65
23,084.87
539.88
none
1,055.71
8,699.03
none none none
250.573.67

LIABILITIES:
Capital Stock.______________________ $ Surplus Fun<L--------------------Undivlded Profits-----------------Reserve Funds---------------------DDluveldtoenBdsanUknsp..a-i-d--.-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------Certified Checks-------------------Demand DepositS-----------------Time Certificates of Deposit..... Savings Deposits------------------Letters of Credit and acceptances BielxlsecPuatlelldlbfJoer__C__u_s_t_o_m__e__rs__._.__.__._._..__ Notes and Bills Rediscounted... Other Liabillties-------------------

75,000.00 6,000.00 9,006.73
none none none
1,785.48
none
94,881.42 49,900.04
none
none
14,000.00
none none

TotaL------------------------------$ 250,573.67

166

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

VIENNA STATE BANK

Vienna, Ga.

As called for by the Superintendent of Banks.

W. P. HEARD,

S. F. BIVINS,

President.

Cashier.

Date of Charter: 1!2-!28-1920

Began Business: 1-4-19!21

RESOURCES:

Loans and Discounts-------------- $ 82,664.75

Certificates of Indebtedness and

Bonds and Stocks owned...

none

Banking House and Lot---------- FOuthrneirtRureealaEndstaFtiextoUwrnese-d-.-.-.-.-.-.--.--Cash in Vault and amounts due

none none
2,400.00

from aDDroved Reserve Agents. Checks for Clearing and Due trom

27,399.07

other banks..---------------------

7,595.79

Cash Items....----------------------

none

Overdrafts (if an:v>----------------

1,322.87

Advance on Ootton and other

Commodilties.. . . . . . . .~------------

2,168.27

Customers Liabllitl', on Letters of

Credit and Acceptances..........

none

Profit and LoSS.--------------------

none

Other ~sources..-----------------

625.00

----

Total-------------------------------- $ 124,175.75

LIABILITIES:
Capital Stock.......................$ Surplus Fun<L--------------------UndiVided ProfitS-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknso.-o-i-d-.-._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Calshiers Checks ------------------Certified Checks........---------TDiemmeaCnedrDtifeiDcaotseistso-f--D--e-p--o-s-i-t-.-.-.-.-.-.-. LSaevttienrgssoDf Cepreodsiittsa-n--d--A--c-c--e-p-t-a-.-n-c-e--s
executed for Customers---------Bills PI\Yable.... --------- ____ ------Notes and Bills Rediscounted.. Other Liabilities-------------------

25,000.00 5,000.00 3,035.14
none none none
437.27
none
79,789.25 10,914.09
none
none none none none

Total..---.....----------------------$ 124,175.75

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF VILLA RICA

Villa Rica, Ga.

As called for by the Superintendent of Banks.

S. 0. FIELDER,

R. R. RICHARDSON,

President.

Cashier.

Date of Charter: 5-4-1899

Began Business: 5-1899

RESOURCES:

Loans and Discounts...-----------$ Certificates of Indebtedness and
Bonds and Stocks owned....... Banking House and Lolt----------FOuthrneirtRureealaEndstaFtiextouwrensed--.-.-.-.-.-.-.-.-.-. Cash in Vault and amounts due
from approved Reserve Agents.. Checks for C1ea;ring and Due from
other Banks---------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities.---------------------
CuCsrtoemdi-tearsnLdiAabcicleitpftlaonnceLs_e_t_t_e_r_s___o_f
POrtohfeitr aRnedsoLuorcsess-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

265,414.00
50,000.00 2,500.00 1,500.00 33,200.00
121,520.79
none
2,714.71
none
none
none none
4.072.09

TotaL------------------------------ $ 480,921.59

LIABILITIES:
Capital Stock________________ -------$
Surplus Fun<L--------------------UndiVided Profits-----------------Reserve Funds.--------------------Due to Banks----------------------DiVidends Unpaid..----------------Cashiers Checks-------------------Certified Checks........ ---------Demand Deposits-----------------Time Certificates of Deposit...... . SaVings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills PaYable.. --------------------Notes and Bills Rediscounted..... Other Liabilities-------------------

50,000.00 50,000.00 5,000.00
15.15
none none
2,309.89
none
259,943.61 113,652.94
none
none none none none

TotaL.. ____ ------------------- ..$ 480,921.59

NINTH ANNUAL REPORT

167

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF WADLEY

Wadley, Ga.

As called for hy the Superintendent of Banks.

S. C. EVA:\"S,

S. D. ~IA~DEYILLE,

President.

Cashier.

Date of Charter: HW-190\?

Began Business: 1902

RESOURCES:

Loans and Discounts-------------- $ 79,248.29 Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwonte__d_._.____________ __

1,500.00 3,129.06

Furniture and Fixtures.----------

3,121.39

Other Real Estate owned..--------- 15,622.90

Cash in Vault and amounts due

from approved Reserve Agents-- 27,307.59

Checks for Clearing and Due from

CaosthheIrteBmasn__k_s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) _________________ _

none none none

Advance on Cotton and other

Co=odities.-------------------CuCsrtoemdi.tearsnLdiAabcicleitpytaonnceLs_e_t_t_e_r_s___o_f

518.40
none

Profit Other TotaL

and LOSS---------------- Resources------------------- _______________________________

-$

none
- -no-ne
130,447.63

LIABILITIES:
Capital Stock.-----------------$ Surplus Fun<L--------------------Undivided Profits---------------- Reserve Funds..--------------- DDiuveidteonBdsanUknsp--a-i-d-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderDtifeipcoasteitsso--f--D--e-p-o--s-i-t.-.-.-.-.-.- Savings Deposits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills Payable______________________ _ Notes and Bills Rediscounted..___ _ Other Liabilities.....--------------

25,000.00 25,000.00. 7,439.32
none none none
608.67
none
44,919.40 5,185.18 22,295.06
none none none none

TotaL_______________________________ $ 130,447.63

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK

Warrenton, Ga.

As called for hy the Superintendent of Banks.

C. R. FITZPATRICK,

R. F. FmVLER,

President.

Cashier.

Date of Charter: 4-14-190\?

Began Business: 4-1902

RESOURCES:

Loans and Discounts--------------$ 363,361.75

c~rg~~~doJt~~~~=ci'~--~~~
Banking House and Lot__________ _ Furniture and Fixtures___________ _ Otl:ler Real Estate owned..________ _

87,621.83 7,149.56 2,284.60 7,667.76

Cash in vault and amounts due

from approved Reserve Agents.. 246,718.46

Checks for Clearing and Due from

other Banks-----------------------

3, 571.29

COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none
141.46

ACdvoa=ncoediotinesc__o_t_t_o__n___a__n_d____o_t_h__e_r

none

CuCs~td oi mterasnLdiAabcicleiptytanocnesL..e_t_t_e_r__s__o_f

none

P.TO,.ro.t.oh_tfae_iLrt

aRnedsoLurOceSsS..-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_ _______________________________

-$

none
- -n-on-e
718,516.71

LIABILITIES:
Capital Stock,______________________$
U3unrdpivluidseFduPnr<oLfi-t-s-_-_-_-_-_-_-_-_-_-_------------__--_ Reserve FundS-------------------- DDiuveidtoenBdasnUknSp-a--id--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashiers Checks-------------------CDeermtiafinedd DCehpeocskists--..-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposit... ___ _ S~:~vings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatgeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ NOothteesr aLniadbBiliiltlisesR..e_d__is_c__o_u_n__t_e_d_._._._._._

50,000.00 25,000.00 26,677.47 8, 705.15
none none
2,828.35
none
605,305.74
none none
none none none none

TotaL.. ___________ ._ .. _____________$ 718,516.71

168

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business Dece10ber 31, 1928, of the

BANK OF WARWICK

Warwick, Ga.

As called for by the Superintendent of Banks.

W. M. STORY,

M. L. IVEY,

President.

Cashier.

Date of Charter: 11-28-1910

Began Business: 1-3-1911

RESOURCES:

Loans and Discounts ______________ $ CeBrotinfidcsaatensdoSf toI nckdse botwendende.s. _s__a__n_d_ Banking House and Lot___________

43,077.31
250.00 1.700.00

Furniture and Fixtures------------

2,265.00

Other Real Estate owned...---------

none

Oash in Vault and amounts due

from avvroved Reserve Agents. Ohecks for Olearing and Due from

10,800.74

other Banks----------------------

none

OOavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Ootton and other

92.21 120.53

OuOsotommmeorsdiLtiieasb..i-l-i-ty---o-n--L--e-t-t-e-r-s--o--f

401.14

Oredit and Accevtances----------

none

Profit and Loss---------------------

none

Other Resources-------------------- - -2,-044-.19

Total-------------------------------- $ 60,751.12

LIABILITIES:
Oavital Stock._________ -------------$
Survlus Func:L--------------------Undivlded ProfitS----------------- Reserve Funds---------------------Due to BankS----------------------Dividends Unvaid...----------------Oashiers Ohecks------------------Oertified Ohecks-------------------Demand DevosltS....---------------- Time Certificates of Devosit------Savings Devosits------------------Letters of Oredit and Accevtances BielxlsecPuatYedabfloer__O__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted... Other LiabilitieS....------------------

25.000.00
none
797.86
none none none
696 61)
none
24,097.07 6,159.53
none
none
4.000.00
none none

TotaL.--- _______ -_------_---------$ 60.751.12

STATEMENT

Showing condition at the close of Business Dece10ber 31, 1928, of the

WASHINGTON LOAN AND BANKING CO.

Washington, Ga.

As called for by the Superintendent of Banks.

T. J. BARKSDALE,

T. J. BARKSDALE,

President.

Cashier.

Date of Charter: !l-7-1891

Began Business: 5-1-1895

RESOURCES:

Loans and Discounts-------------- $ CeBrotinfidcsataensdoSf toIncdksebotwednende.s. _s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned---------Oash in Vault and amounts due
from avvroved Reserve Agents.. Ohecks for Olearlng and Due from

174.215.98
115,200.00
none
5.016.00 3,057.00
101, 861). 36

other Banks----------------------

349.31

Oash Items--------------------------

320.77

Overdrafts (if anYl-----------------

16.41

Advance on Ootton and other

Oommoditles.---------------------

none

Oustomers Liability on Letters of

Oredit and Accevtances----------

none

Profit and LOSS--------------------Other Resources--------------------

none none

----

TotaL------------------------------- $ 400,041.83

LIABILITIES:
Oavltal Stock-----------------------$ Surolus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------DiVidends Unvald.----------------Oashiers Ohecks-------------------Oertified Ohecks-------------------Demand DevosltS....----------------Time Certificates of Devoslt..... Savings Devoslts------------------Letters of Oredit and Accevtances BielxlsecPuatyeadbfloer__O__u_s_t_o__m__e_r_s_._-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... Other LiabilitieS....------------------

50,000.00 50,000.00 17,643.97
none none none
1,871. 72
none
197,843.49 64,325.85 18.356.80
none none none none

TotaL. ____ -- ____ ---.-.-.------------$ 400.041.83

NINTH ANNUAL REPORT

169

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

COMMERCIAL BANK

Waycross, Ga.

As called for by the Superintendent of Banks.

K. F. RYMER,

J. M. ~OR~IAN,

President.

Cashier.

Date of Charter: 10-15-191H

Began Business: 10-30-1918

RESOURCES:
Loans and Discounts-------------- $ CeBrotinfidcsataensdoSftoIncdkes botwednneeds._s__a__n_d_ Banking House and Lot----------Furniture and Fixtures-----------Other Real Estate owned.--------Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from CaosthheIrteBmasn.-k-s_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on Cotton and other
Commodities---------------------Customers Liability on Letters of
Credit and Acceptances..________ _ Profit and LOSS--------------------Other Resources-------------------TotaL ______________________________ $

242.130.35 102,950.00
none 5,000.00 1,000.00 137,772.31 12,046.98
489.89 none none none none none 501.389.53

LIABILITIES:
Capital Stock_______________________ $ Surplus Fund----------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoasteitsso--f-D--e--p-o-s-i-t-_-_-_-_-__--_ Savings Deposits ____ --------------Letters of Credit and Acceptances BielxlsePcuatyeadbfloer__C__u_s_t_o_m___e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.---Other Liabilities-------------------

50,000.00 10,000.00 24.350.81 2,232.83
none 2,000.00 1,987.91
none 265,556.28 40,315.76 104,945.94
none none none none

TotaL------------------------ _____ .$ 501.389.53

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF WAYNESBORO

Waynesboro, Ga.

As called for by the Superintendent of Banks.

C. W. SKIN~ER,

DADE DURDEX,

President.

Cashier.

Date of Charter: I \!-16-1 H90

Began Business: 1H91

RESOURCES:
Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__._-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextouwrense-d--._-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AdCvoamncmeodoitniesc__o_t_t_o__n___a_n__d____o_t_h__er_ CuCsrteodmitearsnLdiAabcicleitpYtanocnesL..e_t_t_e_r__s__o_f Profit and LOSS--------------------Other Resources-------------------TotaL. _____________________________ $

265,666.13 6,550.00 none 4, 794.30 23,215.30 42,643.86 21,606.22 none 85.42 none none none 115.50
364,676.73

LIABILITIES!
Capital Stock_______________________ $
Surplus Fund----------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpaid.----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit______ _ Savings Deoosits------------------LeetxteecrsutoefdCforerdCituastnodmAercsc_e_p__t_a_n_c__es_ Bills PaYable_______ ----------------Notes and Bills Rediscounted____ _ Other Liabilities--------------------

50,000.00 35,000.00 6,605.58
none none none 1,418.23 none 119.897.86 1,045.96 150,709.10 none none none none

TotaL ______________________________ $ 364,676.73

170

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK

Waynesboro, Ga.

As called for by the Superintendent of Banks.'

R. C. NEELY,

H. W. BLOUN~

President.

Cashier.

Date of Charter: !l-2-1898

Began Business: 2-1898

RESOURCES:

Loans and Discounts-------------- $ 139,813.12

Certificates of Indebtedness and

Bonds and Stocks owned..-------

none

Banking House and Lot----------- 30,000.00

FouthrneirtRureealaEndstFatiextouwrense.d-.-._-_-_-_-_-_-_-_--_

1,500.00 11 ,993.93

Cash in Vault and amounts due from approved Reserve Agents. 64,553.37

Checks for Clearing and Due from

other banks.---------------------Cash Items-------------------------Overdrafts (if anYl---------------Advance on Cotton and other

none none none

Commodities.--------------------OUCsrteodmitearsnLdiAabccileipttYancoens_L__e_t_te_r_s__o_f

none none

"Profit and Loss.--------------------

none

Other ResourceS.-------------------

5,400.00

TotaL_______________________________ -$ --2-53-,2-6-0-.4-2

LIABILITIES:
Capital Stock.______________________$ Sumlus Fund...--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnderDtifeipcoatseistso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other Liabilities-------------------

25,000.00
none
6,827.16 15,820.00
none
50.00 313.79
none
114,881.09 51,703.35 38,665.03
none none none none

TotaL. _____ . ______________________ .$ 253,260.42

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

CITIZENS BANK & TRUST CO.

West Point, Ga.

As called for by the Superintendent of Banks.

R. B. DIXON,

H. C. SAPP, JR.,

President.

Cashier.

Date of Charter: 2-17-1917

Began Business: 3-15-1917

RESOURCES:

Loan~ and Discounts-------------- $ 1,042,818.03

CeBrotinfidcsataensdoSf toI ncdkes botwe dnende.s._s__a__n_d_ Banking House and Lot__________ _

19,540.00
none

Furniture and Fixtures------------ 12,981.43

Other Real Estate owne<L--------- 36,669.69

Cash in Vault and amounts due

from approved Reserve Agents. 313,137.87

Checks for Clearing and Due from

other Banks----------------------

1,012.00

Cash ItemS-------------------------Overdrafts (if anYl-----------------

2,011.56
none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit andAccevtances----------

none

Profit and Loss--------------------Other Resources.-------------------

none none

TotaL-------------------------------$ 1,428,170.58

LIABILITIES:
Capital Stock----------------------$ Surplus Fund._-------------------Undivided Profits-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeipcoatseitsso--f-D--e-p--o-s-i-t-_-_-_-__-_--_ Savings Deposits------------------Letters of Credit and Acceptances
executed for Customers---------Bills Payable._--------------------Notes and Bills Rediscounted..... Other LiabilitieS-------------------

100,000.00 20,000.00 13,004.47 4,000.00
none
15.00 2,228.1;3 5,300.94 606,991.55 37,596.00 639,004.50
none none none none

TotaL ____________ ------------------$ 1,428, 170.58

NINTH ANNUAL REPORT

171

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF WESTON

Weston, Ga.

As called for by the Superintendent of Banks.

G. W. SIMS,

S. W. ADAMS,

President.

Cashier.

Date of Charter: 5-6-1913

Began Business: 3-26-1913

RESOURCES:

Loans and Discounts.------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_<_L__-_-_-_-_-_--_ FOuthrneirtuRreealaEndstFatiextoUwrense-d-.-.-_-_-_-_-_-_-_--_

136,883.71 3,000.00 1.950.00 1,797.00 4,660.00

Cash in vault and amounts due from a:o:oroved Reserve Agents.
Checks for Clearing and Due from other Banks.---------------------
Cash Items.------------------------Overdrafts (if anYl----------------AdCvoamncmeodoitniesC__o__tt_o__n___a__n_d____o_t_h__e_r

17,768.93 none none none
3,854.53

Customers LiabilitY on Letters of

CreditandAcce:otances----------

none

Profit Other

and LOSS--------------------Resources..-------------------

-

none
-1.-317-.29

TotaL------------------------------ $ 171.251.46

LIABILITIES:
Ca:oital Stock.----------------------$ surolus Fund.--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to BankS----------------------Dividends Un:oai<L----------------Cashiers Checks-------------------Certified Checks..------------------Demand De:oositS....----------------Time Certificates of De:oosit.-----Savings De:oosits------------------Letters of Credit and Acce:otances
executed for Customers---------Bills Payable.. --------------------Notes and Bills Rediscounted.... Other Liabilities....------------------

25,000.00 7,500.00
none none none 64.00 3,148.14 none 98,378.91 28,085.16 823.10 none 8,252.15 none none

Total--------------------------------$ 171,251.46

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MERCHANTS AND PLANTERS BANK

Whigham, Ga.

As called for by the Superintendent of Banks.

T. E. HARDEN',

R. S. KENNEMUR,

President.

Cashier.

Date of Charter: 6-18-1918

Began Business: 6-19-1918

RESOURCES:

LIABILITIES:

Loans and Discounts--------------$ CeBrotinfidcsataensdoSftoInckdsebotwednneeds._s__a__n_d_ Banking House and Lot..________ _

17,882.87 none
3,000.00

FOuthrneirtRureealaEndstaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_

2,000.00 8,120.28

Cash in Vault and amounts due

from EIJ)IJroved Reserve Agents.. 16,058.46

Checks for Clearing and Due from

other Banks.--------------------COavsehrdIrtaefmtss-(-if--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

468,35 none 155.43

Advance on Cotton and other

Commodities---------------------Customers LiabilitY on Letters of

7.065.17

Credit and Acce:otances._________

none

POrtohfeirt aRnedsoLurocsess-.--.---.----..-.-_-_-_-_-_-_-_-_-_- - - -3n1o1-n.4e0

Ca:oital Stock..................$ Sur:olus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks.---------------------Dividends Un:oai<L---------------Cashiers Checks-------------------Certified Checks-------------------Demand D!e:oosits............. Time Certificates of De:oosit.... Savings De:oosits------------------Letters of Credit and Acce:otances
executed for Customers..... Bills PaYable.----------------------Notes and Bills Rediscounte<L---Other Liabilities..------------------

15,000.00 none 611.51 none none none 232.28 none
26,035.17 12,178.00
none none none 1,000.00 none

---'T::..;o:..:t=al==-;;;;;-:;:.-:. :;;;;;-:;:.;;;;;-;;;;;:..:;;;;;:;:.:..:;;;;;:..:;;;;;-:;:.--:. :;;;;;- :;:.-:.:-c.:$:.._....:5:.::.50=5,::..6:.:.96=----'--T=-o::::t::.::a:=:L=.--:..:-;;;;;::.-:.:-;;;;;-:..:;;;;;::.:.:;;;;;::.:.:-;;;;; :. :-;;;;;::.:.:-;;;;;--::.::$:..._55, 056.96

172

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 3I, 1928, of the

WHITESBURG BANKING CO.

Whitesburg, Ga.

As called for by the Superintendent of Banks.

T. W. CAMP,

H. A. JONES,

President.

Cashier.

Date of Charter: 9-11-1907

Regan Business: 11-18-1907

RESOURCES:

Loans and Discounts... ___________ $ 31,475.38

Certificates of Indebtedness and

BaBnoknidnsgaHnoduSsetoacnkds oLwont.e_d__._._._._._._.._ Furniture and Fixtures. __________ _

none
1.500.00 1,600.00

Other Real Estate owned---------

478.09

Cash in Vault and amount~ due

from avvroved Reserve Agents..

7 ,145. 78

Check~ for Clearing and Due from

other Banks---------------------

none

Cash Items.---------------------

none

Overdraft~ (if anYl----------------

none

Advance on Cotton and other

Commodities..... _____ ----------._

none

CuCsrteodmiterasnLdiaAbc!cl!etvYtaonnceLs.e_t_t_e_r_s__o_ _f

none

Profit and Loss.. ------------------

none

Other Resources.----------------- - - -no-ne

TotaL... ------------- _______ -------- $ 42,199.25

LIABILITIEB:
Cavltal Stock______________________ $ Survlus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------DDiuveidtoenBdsanUknsv..a--id--_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ CCearsthiifeiersd CChheecckkss.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Demand Devosits_________________ _ TSaimviengCserDtiefvicoastietss_o__f_D__e__v_o_s__it_._._._._._.._ Letters of Credit and Accevtances BielxlsecPuatyeadbfloer.._C_u__s_t_o_m__e_r_s__._._._._._._._._. ._ NOothteesr aLniadbB!li!ltlisesR..e_d__i_s_c_o__u_n_t_e__d_._._._.._

15,000.00 3.000.00
464.84
none none none
1,208.33
none
22.526.08
none none
none none none none

TotaL---------------------------$ 42.199.25

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PLANTERS BANK

White Plains, Ga.

As called for by the Superintendent of Banks.

C. C. KING,

T. C. KING,

President.

Cashier.

Date of Charter: 4-9-1919

Began Business: 4-'2G-1919

RESOURCES:

Loans and Discounts .... __________ $ 16,644.50

CeBrotinfidcsataensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot..________ _ Furniture and Fixtures___________ _ Other Real Estate owned_________ _

none
2,400.88 2,410.17 1,901.98

Cash in Vault and amounts due from avvroved Reserve Agents..

16,456.67

Checks for Clearing and Due from

CaosthheIrteBmasn..k_s_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

600.25
none none

AdCvoamncmeodoitniesC..o_.t_to__n___a__n_d____o_t_h__er_

none

Customers LiabilitY on Letters of

Credit and Accevtances..--------

none

Profit and LOSS.. -------------------

none

Other Resources..---------------- - - -731-.17

TotaL------------------------------$ 41,145.62

LIA BILlTIES:
Cavltal Stock..---------------------$ Surolus Fund..--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks..--------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Devosits-----------------Time Certificates of Devosit....... Savings Devosits..----------------Letters of Credit and accevtances BielxlsecPuatyeadbfloer.. _C__u_s_t_o_m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounte<L---Other Liabilities....................

15,000.00
none
2,281.02
none none none
478.15
none
22,785.61 600.84
none
none none none none

TotaL-------------------------------$ 41,145.62

NINTH ANNUAL REPORT

173

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

MERCHANTS & FARMERS BANK

Willacoochee, Ga.

As called for by the Superintendent of Banks.

HENRY PAULK,

W. B. LANKFORD,

President.

Cashier.

Date of Charter: 5-26-1906

Began Business: 8-6-1906

RESOURCES:

CLoeBraotninfsidcasantaednsDdoiSfstcoIoncukdnsetbostw.e-dn--ne-de-s._-s_-_-a_-_n-_-d_-$

Banking House and Lot-----------

FOuthrneirtRureealaEndstaFtiextouwrensed--._-_-_-__-_-_-_--_

Cash in Vault and amounts due from approved Reserve Agents.
Checks for Clearing and Due from

other Banks----------------------

Cash Items-----------------------

AOdvveardnrcaeftso(nif

anYl-------------Cotton and other

CuCsotommmeorsdiLtiieasb.il-i-ty--o--n--L--e-t-t-e-r-s--o--f

Credit and Acceptances......-----

Profit and Loss..-----------------Other Resources...---------------

TotaL ..... -.. -----------------$

37,427.48
none
2,400.00 3,020.30 20,763.11
24,241.90
175.78 11.75 377.46
161.65
none none
762.75
89,342.18

LIABILITIES:
CSuarppiltualsSFtuonckd...-.-.-..-.-.-.-_-. -_-__-_-_--.-.-_-__-_-_$ Undivided Profits.................. Reserve Funds---------------Due to Banks..------ .. -------Dividends Unpaid-----------CCaesrthiifeiersd CChheecckkss...._._._._.__._.__-_-__-.-.-__-__--_ Demand Deposits------------Time Certificates of Deposit..----LSaevttienrgssoDf eCproesdiitts.a.n--d--A--cc-e-p--ta-n-c-e-s
executed for Customers.......... Bills Payable........ -----------Notes and Bills Rediscounted.---Other Liabilities.-----------

18,000.00
none
1,944.46 374.51
none none
590.10
none
51,333.48 11.206.35
none
none
5,000.00
none
893.28

TotaL ...... ------------ .. -$ 89,342.18

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE PEOPLES BANK

Winder, Ga.

As called for by the Superintendent of Banks.

J. W. M<'WHORTER,

C. 0. MADDOX,

President.

Cashier.

Date of Charter: 10-29-1926

Began Business: 10-30-1926

RESOURCES:
Loans and Discounts.------------ $ CeBrotinfidcsataensdoSftoIcnkdsebotwendende_s_s__a__n_d_ Banking House and Lot__________ _ FOutrhneirtuRreealaEndstFatiextouwrense-d--_-_-_-__-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from
other Banks----------------Cash Items... ------------------Overdrafts (if anYl-------------Advance on Cotton and other CuCCsroteomdmimteroasndLidtiiAaebsc.ic-leit-pyta-on-nc-eLs-_-e_-t_-t_e_-r_-s__-o_-f_ Profit and Loss...----------------Other Resources.------------------
TotaL---------------------------- $

70,473.16
38,860.00 10,000.00 3,000.00
none
61,958.25
13,003.18
none none
4,368.49
none none none
201,663.08

LIABILITIES:
Capital Stock..---------------$ Surplus Fun<L--..------------Undivided ProfitS-------------Reserve Funds--------- .. -- .. -DDiuveidtoenBdsanUknsp-a-i-d-..-.-..-.-..-.-_.-_-_-_-_-__--_ Cashiers Checks.------------CDeermtiafinedd DCehpeocskist.s._._._._._._._.........._.__._._._. ._ Time Certificates of Deposit------Savings Deposits------------------BLeieltxltseecPrsuatyoefadbCfloreer_d_C_i_tu_sa_t_no__dm__ea_rc_s_c__e__p____ta____n__c___e_s__ Notes and Bills Rediscounted... Other Liabilities..- --------------

25,000.00 2,000.00 2,637.23
none none
2,COO.OO 665.40
none
153.843.93 500.00
14,761.72
none none none
254.80

TotaL ______________________________ $ 201,663.08

174

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE WOODBURY BANKING CO.

Woodbury, Ga.

As called for by the Superintendent of Banks.

J. D. SlJTTOX,

S. P. WILBURN,

President.

Cashier.

Date of Charter: 10-~W-1891

Began Business: 10-1902

RESOURCES:
Loans and Discounts______________ $ CeBrto!fn~dcsataensdoSftoInckdsebotwendencte._s_s__a__n_d_ BF uarnnkiitnugr eHaonudseFaixntdurLeos _t-__-_-_-_-_-_-_-_-_--_ Other Real Estate ownect._________ _ Cash in Vault and amounts due
from aoproved Reserve Agents .. Checks for Clearing and Due from
c~;gi~~~-~-~~~:::::::::::::::::::
Overdrafts (if aiJNl----------------AdOvoamncmeodointiesO__o_t_t_;o__n___a__n_d____o_t_h__e_r Customers Liability on Letters of
Oredit and Accepta,nces__________ OPrtohfeirt aR_ensdouLrcoess.s._-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-

131,321.33
27,246.40
none
3,901.73
none
61,635.69
none
390.99 1,023.00
13,612.92
none none
573.39

TotaL------------------------------- -$-23_9_,7-05-.-45

LIABILITIES:
Oapital Stock----------------------$ Surplus Fund---------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Oashiers Ohecks ------------------Oert!fied Ohecks...-----------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------LeetxteecrsuotefdOfroerdCituasntodmAecrcse_v__ta__n_c_e__s_ Bills Payable_______ ---------------Notes and Bills Rediscounte<L... Other Liabilities....-----------------

23,400.00 10,000.00 14,424.00
none none none
516.15
none
107,579.45 83,785.85
none
none none none none

TotaL-------------------------------$ 239,705.45

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

WOODLAND BANK

Woodland, Ga.

As called for by the Superintendent of Banks.

S. F. WOODALL,

M. H. KING,

President.

Cashier.

Date of Charter: 12-18-1907

Began Business: 12-25-1907

RES01iRCES:

Loans and Discounts--------------$ 61,518.16

CeBrotinfidcsataensdoSftoIncdksebotwendencte._s_s__a__n_d_ Banking House and Lot__________ _

none
2,000.00

FOuthrneirtRureealaEndstaFtiextouwrnees<-L--_-__-_-_-_-_-_--_

1,500.00
none

Cash in Vault and amounts due

from avproved Reserve Agents.. 28,344.62

Ohecks for Clearing and Due from

CaosthheItreBmas.n..k.s_._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _

none
296.39
none

AdOvoamncmeodoitniesO. _o__t_t_o_n___a__n_d____o_t_h__e_r

1,964.61

CuOsrteodmiterasnDd iAabcicleitpYtanocnesL..e_t_t_e_r_s___o_f

none

Profit and Loss---------------------

none

Other Resources..------------------TotaL _______________________________

-$

none
---
95,623.78

LIABILITIES:
Oapital Stock.---------------------$ Surolus FuncL--------------------RUensdeirvviedFedunPdrso..f_it_s_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to BankS----------------------Dividends Unpai<L----------------Oashiers Ohecks-------------------Oertified Ohecks-------------------Demand DepositS-----------------Time Certificates of DeposiL----Savings Deposits------------------Letters of Oredit and Acceptances
executed for Customers---------BNioltlessPaanYdabBliel.l_s-R--e-d-i-s-c-o--u-n-t-e-d-,-_--_-__--_ Other Liabilities...------------------

15,000.00 12,000.00 1,710.67 2,000.00
none none
503.82
none
39,249.52 19,159.77
none
none
6,000.00
none none

TotaL..-----------------------------$ 95,623.78

NINTH ANNUAL REPORT

175

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF WOODSTOCK

Woodstock, Ga.

As called for by the Superintendent of Banks.

J. H. JOHNSTON,

W. L. DuPREE,

President.

Cashier.

Date of Charter: 10-10-1905

Began Business: 10-1905

RESOURCES:

Loans and Discounts............. $ 52,704.75

Certificates of Indebtedness and

Bonds and Stocks owned......

255.00

Banking House and Lot...........

3,168.83

Furniture and Fixtures............

2,430.61

Other Real Estate owned......... .

8.415.05

Cash in vault and amounts due

from ai>I>roved Reserve Agents. 55,922.72

Checks for Clearing and Due from

other Banks..................

none

Cash Items.........................

none

Overdrafts (if any).................

none

Advance on Cotton and other

Commodities. . . . . . . . . . . . . . . . . . . . . .

none

Customers Liability on Letters of

Credit and Accei>tances.........

none

Profit and Loss.................

none

Other Resources................... - - -no-ne

TotaL.............................. $ 122,896.96

LIABILITIES:
Cai>ital Stock.......................$ Suri>lUS Fund........................ Undivided Profit .................. Reserve Funds..................... Due to Banks...................... . Dividends Uni>aid................. . Cashiers Checks.................... Certified Checks................... . Demand Dei>osits.................. . Time Certificates of Dei>osit....... Savings Dei>osits .................. . Letters of Credit and Accei>tances
executed for Customers.......... Bills PaY~b1e....................... . Notes and Bills Rediscounted..... Other Liabilities................... .

25,000.00 16,000.00
937.46
none none none
3,009.00
none
67,494.59 10,455.91
none
none none none none

TotaL..............................$ 122.896.9!\

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

J. H. IWWLA~D,

R. L. KE~T,

President.

Cashier.

Date of Charter: 2-16-1897

Began Business: !2-16-1897

RESOURCES:

Loans and Discounts............. $ 136,917.76

Certificates of Indebtedness and

Bonds and Stocks owned........

1,550.00

Banking House and Lot...........

4,000.00

Furniture and Fixtures............

3,072.00

Other Real Estate owned..........

6,320.14

Cash in Vault and amounts due

from ai>I>roved Reserve Agents. 70,371.15

Checks for Clearing and Due from

other Banks...................... 12,459.98

Cash Items..........................

none

Overdrafts (if anY).................

none

Advance on Cotton and other

Co=odities..................... .

none

Customers LiabilitY on Letters of

Credit and Accei>tances..........

none

Profit and Loss.....................

none

Other Resources................... . - - -no-ne

TotaL............................... $ 234.691.03

LIABILITIES:
Cai>ital Stock.......................$ Suri>lUS Fund....................... Undivided Profits.................. Reserve Funds...................... Due to Banks....................... Dividends Uni>aid.................. Cashiers Checks.................... Certified Checks.................... Demand Dei>osits................... Time Certificates of Dei>osit....... Savings Dei>osits................. .. Letters of Credit and accei>tances
executed for Customers.......... Bills PaYable....................... . Notes and Bills Rediscounted.... . Other Liabilities....................

25,000.00 35,000.00 2,564.4!\
none none none
1,214.34
none
101.357.20 69,555.03
none
none none none none

TotaL...............................$ 234,691.03

176

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

EXCHANGE BANK OF WRIGHTSVILLE

Wrightsville, Ga.

As called for by the Superintendent of Banks.

P. B. BEDIXGFIELD,

E. E. DALEY,

President.

Cashier.

Date of Charter: lQ-20-1909

Began Business: 1Q-13-1909

RESOURCES:

Loans and Discounts-------------- $ Certificates of Indebtedness and BaBnoknidnsgaHnoduSsetoacnkds oLwont_e_d__.____________ __ Furniture and Fixtures.. _________ _ Other Real Estate owned_________ _

137,402.98
19,782.80 6,500.00 3,585.00 1,735.41

Cash in Vault and amounts due from approved Reserve Agents..
Checks for Clearing and Due from

88,314.17

other Banks.--------------------COavsehrdIrtaefmtss-(i-f--a-n--y-)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

13,006.07
none none

AdCvoamncmeodointiesC__o_t_t_o__n___a__n_d____o_t_h__e_r

8,246.49

CCusrteodmitearsndLiAabcicleitpYtanocnesL..e_t_t_e__r_s__o_f

none

Profit and LOSS---------------------

none

Other Resources..------------------- - - -no-ne

TotaL------------------------------- $ 278,572.92

LIABILITIES:

Capital Stock----------------------- $ USunrdpilvuids eFduPnr<oLfi-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------TDiemmeaCnedrDtifeipcoatseistSo-f--D--e-p--o-s-i-t-_-_-__-_-_--_ LSaevttienrgssoDf eCproesdiittsa--n-d---A--c-c-e-p--ta--n-c-e--s BielxlsePcuatyeadbfloer__O__u_s_t_o__m__e_r_s_-_-_-_-_-_-_-_-_--_
NOothteesr aLniadbBiliitlilessR__e_d_i_s_c_o__u_n__te__d_._-_-_--_

35,000.00 35,000.00 8,514.50 4,395.90
none none
318.49
none
166,859.04 28,484.99
none
none none none none

TotaL------------------------------- $ 278,572.92

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

YATESVILLE BANKING COMPANY

Yatesville, Ga.

As called for by the Superintendent of Banks.

T. R. CHATFIELD,

R. D. HIGGI~S,

President.

Cashier.

Date of Charter: 12-18-1906

Began Business: 1906

RESOURCES:

Loans and Discounts-------------- $ 39,053.56

CeBrotinfidcsataensdoSf toIncdksebotwednneeds. _s__a__n_d_

none

Banking House and Lot----------FOuthrneirtRureealaEnsdtaFtiextouwrense-d-.-_-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from approved Reserve Agents.. Checks for Clearing and Due from

2,500.00 1,750.00
666.33
5, 731.63

CaosthheIrteBmasn_k__s_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Overdrafts (if any) ________________ _ Advance on cotton and other
Commodities---------------------Customers Liability on Letters of PrCorfeitdiatnadnLdoAss_c_c_e_p__ta_n__c_e_S_._._-_--_-_-_-_-_-_-

28.40 227.08 203.73
none
none
337.33

Other Resources..------------------TotaL ______________________________

$

-

- -30-1.2-9 50,799.35

LIABILITIES:
Capital Stock----------------------$ Surplus Fun<L--------------------Undivided ProfitS-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unpai<L----------------Cashiers Checks-------------------Certified Checks-------------------Demand Deposits-----------------Time Certificates of Deposit------Savings Deposits------------------Letters of Credit and Acceptances BielxlsecPuatyeadbfloer__C__u_s__to__m__e__r_s_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted..... Other LiabilitieS-------------------

17,500.00 3,500.00
none none none none
118.17
none
13,102.51 16,578.67
none
none none none none

TotaL_______________________________ $ 50.799.35

NINTH ANNUAL REPORT

177

STATEMENT

Showing condition at the close of Business December 31, 1928, of the

THE BANK OF ZEBULON

Zebulon, Ga.

As called for by the Superintendent of Banks.

C. R. GWYN,

J. H. BAKER,

President.

Cashier.

Date of Charter: 3-18-1905

Began Business: 1-31-1905

RESOURCES:

Loans and Discounts.............. $ CeBrtoinfidcsataensdoSf toIncdkesbotwednneeds._s__a__n_d_ Banking House and Lot__________ _
FOuthrneirtRureealaEndstaFtiextouwrense-d--..-_-_-_-_-_-_-_--_ Cash in Vault and amounts due
from avvroved Reserve Agents.. Checks for Clearing and Due from
other Banks.--------------------COavsehrdIrtaefmtsS(-i-f-a--n-y--)-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on cotton and other
Commodities---------------------CuCsrteodmiterasnLdiAabciclietvYtaonnceLs.e.t_t_e_r_s__o_ _f POrtohfeitr aRnedsoLuOrcSesS.-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_

79,649.13
5,924.14 10,000.00 5,076.20 4,114.51
41,144.58
none
573.85 348.62
none
none none none

TotaL-------------------------------$ 146,831.03

LIABILITIES:
Cavital Stock..--------------------- $ Survlus FuncL--------------------Undivided Profits-----------------Reserve Funds---------------------Due to Banks----------------------Dividends Unvai<L----------------Cashiers Checks-------------------Certified CheckS-------------------TDiemmeaCnderDtifeiocoatseistso--f-D--e-v--o-s-i-t-_-_-_-_-__--_ Savings Devosits------------------Letters of Credit and Accevtances
executed for Customers---------Bills Payable______ ----------------Notes and Bills Rediscounted... Other Liabilities-------------------

25,000.00 12,500.00 6,451.22
none none none
397.67
none
62,386.57 26,610.88 13,484.69
none none none none

TotaL------------------------------$ 146,831.03