Third annual report [1922]

DEPARTmENT OF BANKIN~
STATE 9. ~EOR~lJl
ATLANTA
1922

I' STATE CAPITOL, ATLANTA,

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved August 16, 1919
THIRD ANNUAL REPORT
YEAR ENDING DECEMBER 30, 1922
DEPART11ENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended in 1920, approved August 14, 1920. Prior to that time the In. stitutions now under supervision of .the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907.
T. R. BENNETT,
SUPERINTENDENT OF BANKS.

4

THIRD ANNUAL REPORT

OFFICIAL ROSTER
December 30, 1922

T. R. BENNETT, Superintendent of Banks.

E. A. THOMPSON, .Assistant Superintendent of Banks.

EXAMINERS

Name Allen, H.

s__________________S_a_l_a_r_y$P20e0r.0M0 onth

Cagle, Joseph E.___________________ 200.00

Douglas, E. B.____________________ 200.00

Edge, J. H._______________________ 200.00

Gunby, R. B.--------------------- 200.00 Hollinshead, J. S. _________________ 200.00

Kincaid, B. J.--------------------- 200.00 Kitchen, A. B ______________________ 200.00 Lloyd, W. D. ______________________ 200.00 "McRae, L. W. _____________________ 200.00 Sasser, J. B. ______________________ 200.00 Searcy, P. C.______________________ 200.00

Smith, Oscie --------------------- 200.00 .Stubbs, E. A.--------------------- 200.00

OFFICE ASSISTANTS

Name

Salary Per Month

Douglas, P. M.____________________$166.67

Johnson, Miss Annette_____________ 125.00

McLennan, Miss Adelaide__________ 115.00

Webb, Miss Ruby------------------ 115.00 Webb, Miss Ruth__________________ ,115.00 Dill, Miss Lucile___________________ 110.00

Peek, Miss Nellie May-------------- 85.00 Hutchinson, Miss ~osephine________ 85.00

,.

DEPARTMENT OF BANKING

;)

DEPARTMENT OF BANKING, STATE O:B' GEORGIA,
ATLANTA.

HoN. THOS. w .. HARDWICK, Governor,
State of Georgia, Atlanta, Ga.

December 30, r1922.

Dear Sir:

In compliance with Sections 15 and 16 of Article 2 of the Banking Act approved August 16, 1919, effective January 1, 1920, I have the honor to submit herewith for your consideration this, the Third Annual Report of the Department of Banking of the State of Georgia.
The compilation contained in this volume is m1ade on the basis of call for statement of condition December 29, 1922, and exhibits the financial condition of five hundred and ninety-nine state banks and trust coni panies, including thirty-nine branches, and as information, I beg to advise as to trust companies only those having banking powers and privileges, and chartered through the Becretary of State, are under supervision of this Department.
It is interesting to note that in spite of the period of depressi9n through which Georgia has just emerged that there is over $100,000.00 increase in capital invested, $1,759,652.34 in the surplus of banks, and $418,687.68 in undivided profits and the total resources of banks $280,521,375.71, an increase over the same period last year of over $14,000,000.00 and in addition thereto conversions already approved that will increase the total assets of state banks and trust companies over $20,000,000.00, making a total of over three hundred million dollars.

6

THIRD ANNUAL REPORT

A careful perusal of this report showing increase in deposits which are distributed among six hundred and forty thousand six hundred and twenty accounts reflects renewed confidence and the ability of the State to quickly recover from any temporary period of depression. Also, the decrea.-;e in bills payable and rediscounts of over forty-five per cent. shows the conservative policy that is being pursued.
It will also be found that during the year, eighteen institutions have been merged, liquidated or re-instated without loss to any creditor, a compliment to the modern banking code under which we are operating.
One of the requirements of the Law is that the Executive of this Department submit for consideration such amendments as to him may seem good in order to protect banks and their patrons in every consistent way. Therefore, the following are regarded as good and I recommend them :
Amend the following sections :
Article I, Section J.-Limit number of branches and adjust directorate.
Article J.-Adjust fees for examinations of the larger institutions. Article 7.-Provide some record or notice of possession m clerk's office of the county where bank is located.
Section I9.-Merge Sub-Section 5 with Sub-Section 7, and make contents of Sub-Section 4 the first in order of payment, and insert clearing section to construe certain obligations now included in Sub-Section 6.
Article B.-Provide that bank and trust company charters may be perpetual, but subject to other limitations of this Article.
Section 6.-Provide for a large directorate for institution having capital of $1,000,000.00 or more.
Article I9, Section 27.-Establish reserve cities. Article 20.-Correct Section 34 declared unconstitutional by Supreme Court.
A careful analysis of the schedules of this volume will give a deep insight into the activities of Georgia Banks and the real improvement that is shown in the data.

Respectfully submitted,

T. R. BENNETT, Superintendent of Banks.

DEPARTMENT OF BANKING

7

DEPARTMENT OF BANKING, STATE OF GEORGIA Condensed .Statement of Receipts and Disbursements From January 1st, 1922 to December 31st, 1922.

Receipts:

Balance on hand January 1st, 1922________________$4.336.65

Fees Collected -----------------------$58,553.79 Refunds from banks in process of
Liquidation ---------------------- 10,5;}9.11 Refunds from Advances on expense

account ------------------------- 1,018.46

Total Receipts -----------------------

70,131.36

$74,468.01

Disb1trsements:
Salaries ---------------------------------------$44,109.87 Expenses of Examiners-------------------------- 21,925.77 Miscellaneous Traveling Expenses ---------------- 1,197.06 Office Maintenance ----------------------------- 4,261.47

Detail Cash Balance on Dec. 31, 1922.

$71,494.17 2,975.84

$74,468.01

8

THIRD ANNUAL REPORT

BANKS IN POSSESSION OF THE SUPERINTENDENT OF BANKS.
(Fifty-one)

NAME OF BANK Atlanta State Savings Bank Union Banking Company Bank of Ambrose Citizens Bank Merchants Bank Commercial City Bank Baxley Banking Company Citizens Bank Farmers Bank Farmers & Merchants Bank
Bank of Benevolenee
Farmers Bank Bank of. Buckhead (Re-instated) Bank of Chamblee Farmers & Merchants Bank Farmers & Merchants Bank Citizens Bank Bank of Dallas Bank of Dublin
Farmers & Citizens Bank Farmers & Merchants Bank Citizens Bank Bank of Eatonton Bank of Gillsville Bank of Godfrey Peoples Bank Peoples Bank Evans County Bank Banks County Bank (Re-instated ) Jesup Banking Company
and Branch (Screven State Bank) Bank of Lilburn
Liberty Banking Company Morgan County Bank Merchants & Miners State Bank Marietta Trust & Banking Co.

LOCATION Atlanta Alamo Ambro8e Alston Augusta Americus Baxley Blackshear Bronwood Berlin Benevolenee Bowman Buckhead Chamblee Cumming Clyo Douglas Dallas Dublin Dawsonville Eastman Eatonton Eatonton Gillsville Godfrey Gordon Hamilton Hagan Homer
Jesup Screven Lilburn Ludowici Madison Copperhill Marietta

(Continued)

DATE CLOSED

Jan. Sept.

14, 1922 17, 1921

Nov. 16, 1921

Dec.

13, 1921

Oct.

27, 1921

Jan.

3, 1921

May 26, 1922

Dec. 27, 1921

Feb. Nm. April

25, 1922 16, 1921 5, 1921

l\Iay

25, 1921

June 27, 1922

l\Iar.

1, 1922

Jan.

7, 1922

Jan. 20, 1921

Nm.

3, 1921

Dec.

2, 1920

Nov. 19, 1920

Jan. 11, 1921

Jan. 30, 1922

,Tan. 12, 1922

Sept. 17, 1921

Dec. 14, 1922

Feb.

7, 1921

Aug.

3, 1921

Oct.

21, 1920

,Tan.

1, 1921

June 10, 1922

Nov. Nov. De<'. Oct. Dec. Nov. Feb.

29, 1920 29, 1920 11, 1922 31, 1921 9, 1922 12, 1921 4, 1922

DEPARTMENT OF BANKING

NAME OF BANK
Bank of l\fauk Peoples Bank Bank of Mansfield (Re-instated) Berrien County Bank Exchange Bank Citizens Bank Odum Banking Co. Bank of Rockledge Peoples Bank Peoples Bank Commercial Bank American Bank & Trust Co. Oglethorpe Savings & Trust Co. Bank of Shady Dale Bank of Eman.uel Bank of Sparta Stone Mountain Bank Jefferson County Bank Citizens Bank

LOCATION
Mauk Mansfield Mansfield Nashville Oakfield Ocilla Odum Rockledge Rebecca Savannah Savannah Savannah Savannah Shady Dale
Swains~boro
Sparta Stone }Iountain Wadley Waverly Hall

9

DATE CLOSED

Oct. Jan. Jan. Dec. Dec. Oct. ::\Tov. Jan. .Jan. Dec. Dec. Oct. Feb. Oet. Nov. April April Dee. ,Jan.

16, 1920 11, 1921 7, 1922 8, 1920 12, 1921 24, 1921 18, 1920 24, 1922 17, 1921 20, 1921 17, 1921 27, 1921 18, 1922 3, 1921 18, 1921 25, 1921 25, 1921 3, 1921 8, 1921

10

THIRD ANNUAL REPORT

BANKS RE-INSTATED BY THE SUPERINTENDENT OF BANKS.
(Eighteen)

NAME OF BANK
Bank of Buckhead Bank of Bowdon Merchants & Planters Bank Bank of Cobbtown Cordele Bank. & Trust Co. (Merged), Carrollton Bank Dacula Banking Company Hawkinsville Bk. & Trust Co. (Merged) Banks County Bank Lithonia Banking Company Bank of Milltown Bank of Mansfield Lewis Banking Co. (Merged) Farmers Bank Farmers State Bank Exchange Ban;;: Planters Bank Farmers & Merchants Bank (Merged)

LOCATION
Buckhead Bowdon Bowdon Cobbtown Cordele Carrollton Dacula Hawkinsville Homer Lithonia Milltown Mansfield Montezuma Nichols Register Springfield Stillmore Tallapoosa

DATE RE-INSTATED

Dec. April July l\Iarch Oct. March Feb. Sept. Aug. April May July July June March Sept. Sept. Aug.

1, 1922 4, 1922 1, i922 24, 1922 10, 1922 3, 1922 23, 1922 9, 1922 14, 1922 15, 1922 4, 1922 1, 1922 17, 1922 26, 1922 24, 1922 2, 1922 14, 1922 19, 1922

DEPARTMENT OF BANKii\'G

ll

TOTAL DIVIDENDS PAID TO CREDITORS OF BANKS IN POSSESSION OF THE SUPERINTENDENT OF BANKS.
EXCLUDING COLLECTIONS MADE ON PLEDGED COLLATERAL BY LIQUIDATING AGENTS.


NAME OF BANK
Atlanta State Savings Bank Union Banking Company Bank of Ambrose Mercha.nts Bank ~Commercial City Bank Baxley Banking Company Citizens Bank Farmers Bank
Farmers & Merchants Bank Bank of Benevolence Farmers Bank Farmers & Merchants Bank Farmers & Merchants Bank Citizens Bank Bank of Dallas Bank of Dublin Farmers & Citizens Bank Farmers & Merchants Bank Citizens Bank Bank of Eatonton Bank of Godfrev Peoples Bank Peoples Bank Evans County Bank Jesup Banking Company Liberty Banking Company Merchants & Miners State Bank Marietta Trust & Banking Co. Bank of Mauk Peoples Bank Berrien County Bank Citizens Bank
Odum Banking Company Peoples Bank Peoples Bank Commercial Bank American Bank & Trust Co. Oglethorpe Savings & Trust Co. Bank of Shady Dale Bank of Emanuel Bank of Sparta Stone Mountain Bank Jefferson County Bank Citizens Bank

LOC~HIO~
Atlanta Alamo Ambrose Augusta Americus Baxlev Black~hear Bronwood Berlin Beneyo]ence Bowman Cumming Clyo -
Douglas Dallas Dublin Dawsomi lie E.astman Eatonton Eatonton Godfrev Gordm; Hamilton Hagan ,Jesup L.udowici Copperhill Marietta Mauk Mansfield NashYille Ocilla Odum Rebecca Savannah Savannah Savannah Savannah Shady Dale Swainsboro Sparta Stone ~Iountain Wadlev Waver.ly Hall

AMT. PAID
$ 2,087.43 3,364,96 2,409.18
425,924.71 1,043.07
18,452.44 20,457.59
60,00 15,880.90
1,148.19
3,~61.06
1,244.81 3,025.61 17,138.53 10,934.44
590.05 15,574.04 42,349.58
413.87 6,028.76 3,689.26 3,826.04 4,676.55 21,049.42 5,833.13
99,37 7,288.41 216,395.26
743.20 6,543.90 3,405.79 1,145,28 5,492.75
760.93. 65,454.07 216,214.08 71,611.27 88,807,77 5,452.76 7,745.31 5,026.87 7,798.76 1,059.07 8,546.12

12

THIRD ANNUAL REPORT

STATEMENT OF BANKS IN POSSESSION OF THIS D~ARTMENT FOR LIQUIDATION OR RESUMPTION

STATEMENT Showing Condition of Business DecembeD 29, 1922

of the



BANK OF ROCKLEDGE

Adrain, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---- CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) -----~~-- Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------------------$

LIABILITIES:

19,787.48 none none none
none
none none 1,000.00 500.00 none
none
none
240.92 1.48
none
none none 142.45
none 4.56
none none 24,686.81

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of :Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Gredit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

46,363.70 1 Total _ ------- ----- --- __$

15,000.00 none none 38.02 none
431.44 none none
5,068.80 none
3,707.84 none none
118.46 none
15,530.21
none
none
none
none
none
none
none none none
6,468.90
46,363.70

DEPARTMENT OF BANKING

l ;'>:)

STATEMENT Showing Condition of Business December 29, 1922
of the
UNION BANKING CO. Alamo, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ____ _:____ _ Advances on commodities other
tl)an cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------------------$

LIABILITIES:

17,885.00 none none none
none
none none none none none
none
222.62
none none
none
none none none 93.84
none none
none 1,486.95 8,030.47
27,718.88

Capital Stock Paid in ________ $ Amounts reserved" for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit ______
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total __________________________ $

15,000.00 none none
132.22 none none none none
1,472.27 none
1,548.00 none hone 28.00 none
8,637.39
none
none
none
none
none
none
none none none
900.00
27,78.88

14

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
CITIZENS BANK Alston, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from othe,r banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Adtvhaanncceos totonnc_o_m__m_o:_d__it_i_e_s_o__th__e_r Other assets not included above Profit and Loss ---------------
Total --------------------------$

36,511.50 none none none
none
none none 2,000.00 863.50 1,000.00
none
44.19
none none
none
none none none none
none none
none none 6,841.80
47,263.99

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e-, -t-o--B-a-n--k-s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

15,000.00 none none none none none none none
2,993.42 none
1,952.06 none none
202.70 none
23,975.92
none
none
none
none
none
none
none none none"
none 3,139.89
47,263.99

DEPARTMENT OF BANKING

15

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF AMBROSE Ambrose, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 5,281.59

Demand Loans --------------Loans Secured by Real Estate_

2,598.35 9.16

United States Bonds ---------Municipal, Drainage District ,. ,

none

and State of Georgia Bonds__

none

Stock in the Federal Reserve .

Bank ----------------------Other Stocks and Bonds ------

none 1,500.00

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _

1,558.50 none
1,200.00

Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State --------

none 7 45,95

Due from Approved Reserve Agents out of this State ----
Currency ---------------------Due from other banks in this

none none

State -----------------------Due from other banks in other

none

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

none none none

Other checks and cash items__

300.00

- Customers liability on letters

of credit and acceptances __

Overdrafts-(if any) ----------

Advances on commodities other

than cotton ----------------Other assets not included above

none none

Profit and Loss --------------- 27,073.07

,Total ----------------------- $ 40,236.32

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------~ Individual Deposits Subject to
Check ~-------------------- Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank _____________ _: ___
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted Swtiathte o__th__e_r___B_a_n_:k__s___in____t_h_is_
Notes and Bills Rediscounted with other Banks in other
States --------------------~
Certificates of Deposit for Borrowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
.Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------'-------------- $

15,000.00 none none
1,277.76 none
1,022.57 none none
13,782.82 none
4,237.92 none none none none
2,307. 71
none
none
none
none
none
none
none none 2,500.00
107.54
40,236.32

16

THIRD ANNUAL REPORT

SMTEMENT Showing Condition of Business December 29, 1922
of the
COMMERCIAL CITY BANK Americus, Ga.

RESOURCE.S:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other. banks in other
States' -----~--------------- Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------------------$

57,585.00 none none none
none
none none none none none
none
2,547.16
none 122.32
none
none none none none
none 730.81
none 11,525.77 51,717.46
124,228.52

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thts
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with othe,r Banks in: other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------$

50,000.00 none
10,000.00 2,117.00 none 4,854.36 none none
2"7,380.94 none
13,475.54 none 25.60
2, 775.26 none
153.05
none
none
none
none
none
none
none none none
13,446.77
124,228.52,

DEPARTMENT OF BANKING

17

STATEMENT Showing Condition of Business December 29, 1922
of the
ATLANTA STATE SAVINGS BANK Atlanta, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------" Due from Approved Reserve
Agents in this State ______ .,_ Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
D uSet aftreo m- - -o-t-h-e- -r -b- -a-n-k-s- -i-n- -o-t-h- e- -r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

89,048.10 none
151,439.09 none
none
none 13,121.33
none 3,500.00 32,000.00
none
609.05
none 179.37
375.61:
none none 1,006.91 none
none 305.30
9 205.50 98:893.60

Total --------------------------$ 399,683.86

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------IndCihveicdkual__:D__e_p_o_s_i_t_s__S_u__b_j_e_c_t__to_
Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------ __________________$

29,824.00 none none none 1.50 none none none
52,658.03 none
123,708.02 128,091.84
none 735.51 426.75
55,522.84
none
none
none
none
none
none
none none none
8, 715.37
399,683.86

18

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
MERCHANTS BANK Augusta, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

634,348.86 none
7 4,179.99 none
none
none 25,430.50 44,000.00
2, 705.80 171,872.44
none
none
none 354.27
13,714.92
221.39 none none
1,232.50
none 1,090.25
none none 118,623.27

Total -----------------------$ 1,087,774.19

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --~ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
Swtiathte o__th_ _e:_r___B_a_n_k__s___in____th__i&_

200,000.00 none
250,000.00 20,486.73
33.60 3,356.44 1,600.86
none
251,953.23 none
54,307.14 180,831.45
none 559.16 214.09
none
none
none
none
none

Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

none
none
none 5,225.23
none
119,206.26

Total

--$ 1,087,774.19

DEPARTMENT OF BANKING

19

STATEMENT Showing Condition of Business December 29, 1922
of the
BAXLEY BANKING COMPANY Baxley, .Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans ------------- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------------------$

224,902.00 6,796.37 none none
none
none none 10,522.33 2,804.12 72,889.7-0
none 113.46
none none
6,694.17
none none none 70.82
none none
none 536.63 7,331.28
332,660.88

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------------------$

25,000.00 none
5,210.38 none none
6,600.68 none none
9,474.19 none
161,102.40 none none
559.67 29.50
65,976.01
4,202.70
none
none
18,535.60
none
none
none none
35,969.75
332,660.88

THIRD ANNUAL REPORT
STATEMENT Showing Condition of Business Decemlfer 29. 1922
of the
BANK OF BENEVOLENCE Benevolence, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from othe,r banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------. Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------------------$

LIABILITIES:

9,771.05 none none none
none
none none 4,328.01 1,937.39 none
none
500.61
none none
none
none 643.23
none none
none 80.76
none 1,232.17 1,268.56
19,761.78

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e-l-;-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------

Total

--- --$

15,000.00 none none
409.18 none none none none
982.20 none 30.94 none none none
600.7 4 none
300.00
86.55
none
none
none
none
none
none none none
2,352.17
19,761.78

DEPARTMENT OF BANKING

21

STATEMENT Showing Condition of Business December 29, '1922
of the
FARMERS AND MERCHANTS BANK Berlin, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this :!!tate -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton _:_______________ _ Other assets not included above Profit and Loss ---------------
Total ------------------------$

LIABILITIES:

15,089.89 none none none
none
none 315.00 500.00 800.00
none
none
10,232.48
none none
none
none 648.57
none 149.19
none none
none none 8,312.29
36,452.47

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits -~---------- Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Ban;<s in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total _ ------- ---- ------$

15,000.0() none none
628./S none none none none
5,016.22 none
7,566.01 none none 15.51 none none none
none
none
none
none
none
none
none none none
36,452.47

22

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
CITIZENS BANK Blackshear, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r--b-a-n-k-s--i-n--o--th--e-r
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total ------------------------$

56,763.64 none
19,245.59 none
none
none 14,022.16
3,000.00 1,627.00
none
none
4,665.65
none 19.71 none
none
none 46.00
none 2,459.07
none 7,748.12 5,426.83
115,023.77

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------~-----
Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

17,000.00 none none none none none none none
37,919.04 none
37,401.83 none none
2,666.32 none
4,871.27
none
none
none
none
none
none
none none 14,022.16
1,143.15
115,023.77

DEPARTMENT OF BANKING

23

STATEMENT Showing Condition of Business December 29, 1922
of the
FARMERS BANK Bowman, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Res&rve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

85,893.44 none none none
none
none 1,888.67 3,836.00 3,565.00
none
none
179.42
330.79 none
none
none none none none
none 82.56
none 28,882.04

Total --------------------------$ 124,657.92

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e--d-e-r-a-l--R--e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiafit.e_sate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total _______________________$

19,300.00 none none none none
446.16 none none
37,066.20 none
31,061.24 none none 33.00 none
25,810.54
none
none
none
5,776.97
none
none
none none none
5,163.81
124,657.92

24

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
FARMERS BANK Bronwood, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve OtBhaenr kSto-c-k-s---a-n-d--B--o-n-d-s--_-_-_-_-_-_Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any). ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

65,837.33 none
25,959.91 none
none
none none 2,500.00 2,500.00 none
none
none
none 29.78
none
none none none
none none
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks -------------r
Certified Checks Bills Payable to B;~k~-j:;;_-thl;
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
With Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
.above -----------------------

96,827.02 Total ----------- ___ __ _

$

25,000.00 none none
7,807.59 none none none none
2,033.51 none
38,073.34 none
643.09 276.30
none
9,353.90
12,848.79
none
none
none
none
none
none 790.50
none
none
96,827.02

-------------------D-E-PA-R-T-M-E-N-T -O-F-B-A-N-K-IN-G----------------- 25
STATEMENT . Showing Condition of Business December "29, 1922
of the
BANK OF CHAMBLEE Chamblee, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds _________.: Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ----------------~---- Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total -------------------------$

LIABILITIES:

55,451.77 2,415.08 16,300.67 none
none
none 500.00 8,000.00 2,960.34 5,350.00
none
67.08
none none
504.25
none none none 1,052.66
none 79.02
none 1,973.92 3,198.73
97,853.52

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ----'--------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total ___ _

--- ___ $

25,000.00 none none none none none none none
21,383.57 none
3, 780.08 11,820.98
300.00 none none
33,674.24
none
none
none
none
none
none
none none none
1,894.65
97,853.52

26

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
FARMERS AND MERCHANTS BANK Clyo, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Deficit ------------------------

29,287.58 none
none
none
none none 1,796.00 1,525.00 none
none
151.95
none none
3,694. 72
none none none none
none none
none 3,143.31 22,664.12

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Derru!.nd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounte.d
with other Banks in this State ------~---------------Notes and Bills Rediscounted with other Banks in other States -------------------~- Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total ----------------------- $ 62,262.68 Total ---------------------

$

15,000.00 none none none nOne
219.86 none none
26,876.49 none
2,988.34 none none
113.00 none
8,034.99
none
none
none
none
none
none
none none none
9,030.00
62,262.68

DEPARTMENT OF BANKING

27

STATEMENT Showing Condition of Business December 29, 1922
of the
FARMERS AND MERCHANTS BANK Cumming, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
D uSet aftreo m- - -o-t-h-e- -r -b- -a-n-k-s- -i-n- -o- t-h- e- -r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Qther assets not included above Profit and Loss ---------------

221,599.92 none, non.e none
none
none 500.00 7 500.00 3;056.36 20,544.00
none
212.57
none 3,424.07
none
none none none 761.84
none 502.05
none 481.68 8,379.08

Total ___________;..___________ $ 266,961.57

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund --------~------ Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed -----~------ Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none none
4,953.55 none none none none
19,503.16 none
177,698.70 none none
2,971.98 none
3,314.17
4,500.00
none
none
15,493.80
none
none
none none none
13,526.21
266,961.57

28

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF DALLAS Dallas, Ga.

RESOURCES:

Time Loans and Discounts____ $

Demand Loans --------------Loans Secured by Real Estate.
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__
Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other ;Real Estate Owned ____ _
Due from Federal Reserve

Bank ----------------------Due from Approved Reserve

Agents in this State -------Due from Approved Reserve

Agents out of this State ----

Currency ---------------------Due from other banks in this

DuSetaftreo

--------------------~--m other banks in other

States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances --
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

111,233.25 none none none
none
none 47,500.00
none 47.50 none
none
none
3,866.45 12.77
268.27
none none none 1,60S.67
none 255.11
none none 46,863.95

Total -----------------------$ 211,655.97

LIABILITIES:
Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States. Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills 'Rediscounted
with Federal Reserve Bank. Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Otahbeorvelia_b_i_l_i_ti_e_s___n_o__t __i_n_c:.l_u_d_e_d_
Total ------------------------$

40,900.00 none
4,252.52 2,536.78
none 2,156.22
none none
30,156.23 none
21,500.05 68,361.93
none 4,385.30
none
none
9,965.76
none
none
none
none
none
none none none
27,441.18
211,655.97

DEPARTMENT OF BANKING

29

STATEMENT Showing Condition of Business December 29, 1922
of the
FARMERS AND CITIZENS BANK Dawsonvillle, Ga.

RESOURCES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds :.__________
Municipal, Drainage District and State of Georgia Bonds__
Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ______ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in tl1is
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton -~-------------- Other assets not included above Profit and Loss ---------------

320,189.67 none none none
none
none none 1,500.00 2,970.70 750.50
none
5,920.67
none 203.68
7,232.76
none none none none
none 5,053.14
none
10,792.04

Total --------------------------$ 354,613.16

LIABILITIES:

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savingfl Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------ __ __ __ ________ $

25,000.00 none
5,000.00 none none none none none
140,812.03 none
131,899.72 none none
3,255.05 1,082.50
43,070.56
2,143.30
none
none
none
none
none
none none none
2,350.00
354,613.16

30

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
CITIZENS BANK Douglas, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $

Demand Loans ------------- Loans Secured by Real Estate_

United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__
Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures -------
Other Real Estate Owned ----Due from Federal Reserve

Bank ----------------------Due from Approved Reserve

Agents in this State -------Due from Approved Reserve
Agents out of this State ----

Currency ---------------------Due from other banks in this

DuSetaftreo

--------------~--------m other banks in other

States '---------------------Advances on Cotton ----------Checks for Clearing House ___ _
Other checks and cash items__
Customers liability on letters of credit and acceptances __

Overdrafts-(if any) ---------Advances on commodities other

than cotton ----------------Other assets not included above

Profit and Loss ---------------

141,324.82 none none none
none
none 235.00 30,000.00 3,565. 73 2,500.00
none
none
11,281.56
none 41.17
none
none none none 175.52
none none
none 650.23 69,760.44

Total ----------------------~ 259,358.95

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank~
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none none none none none none none
63,587.72 90,699.36
none 20,566.08
none none none
13,194.62
1,858.78
none
none
none
none
none
none none rione
19,627.91

Total ---------------------- --$ 259,358.95

DEPARTl\IENT OF BANKING

31

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF DUBLIN Dublin, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal,' Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------~ Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers lial;>ility on letters
of credit and acceptances __
Overdrafts-Of any) ---------Advances on commodities other
than cotton ----,------------Other assets not included above Profit and Loss ---------------

93,095.46 none none none
none
none none 20,158.05 4, 786.30 1,341.82
none
none
none 227.51
948.73
_none none none
740.75
none 1,082.12
none none none 30,416.21'

Total -------------------------$ 151,796.95

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes. and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money--------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
1,100.00 4,763.97
none none none 1,789.02
35,061.73 none
19,055.47 none
7,989.80 641.58 260.00
51,137.03
none
none
none
none
none
none
none none none
4,998.35

Total --------------------------$ 151,796.955

32

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
MERCHANTS AN FARMERS BANK Eastman, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included al\ove
Profit and Loss ---------------

126,347.83 none
17,668.76 none
none
none 415.00 12 000.00 1:650.00 17,750.00
none
none
none 39.36
2,919.47
none none none none
none 111.06
none 3,678.42 46,622.18

Total ---------------------$ 228,202.08

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total __________:____________ __$

50,000.00 none none none none none none none
25,274.94 none
83,436.38 none
23,139.39 none none
4,886.13
none
12,650.34
none
none
none
none
none none none
28,814.90
228,202.08

DEPARTMENT OF BANKING

33

STATEMENT' Showing Condition of Business December 29, 1922
of the
CITIZENS BANK Eatonton, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

94,709.72 1,fi6n.72 none none
none
none none none 1,850.00 none
none
531.45
none 132.55
407.09
none none none 21.79
none 14.17
none none 11,060.53

Total -------------------------$ 110,394.02

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
With Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none none none none none none none
21,037.86 none
14,743.17 56.80
647.75 309.63
9.98
29,242.21
none
none
none
15,145.63
none
none
none none none
4,200.99

Total -------------------------$ 110,394,02

34

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF EATONTON Eatonton, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ .$
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----"'Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

217,629.84 none none none
none
none 1,300.00
none none 350.00
none
3,002.37
none 77.45
none
none none none 20.60
none none
none 984.00 15,907.56

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsaya--b-le---t-o--F--e-d-e-r-a-l~-R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

25,000.00 none
50,000.00 none none
18,488.20 none none
36,268.82 none
27,971.06 none none
1,963.42 none
71,953.62
none
none
none
6,589.83
none
none
none none none

above -----------------------

none

Total --------------------------$ 239,271.82 Total --------------------------$ 239,271.82

DEPARTMENT OF BANKING

35

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF GILLSVILLE Gilllsville, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans -------.-------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in oti1er
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Oveqlrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total -----------------------$

LIABILITIES:

49,698.63 none none none
none
none none 1,250.00 560.00 none
none
2,690.35
none 156.87
213.88
none none none 32.85
none none
none 70.30 27,299.27
81,972.15

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!ude\1
above -----------------------
Total --------------- _ _____$

15,000.00 none none none none none none none
16,594.34 none
13 064.27 none nof\e
1,111.64 none
21,842.65
13,405.25
none
none
none
none
none
none none none
954.00
81,972.15

THE GENERAL LIBRARY THE UNIVERS~TY OF GEORGIA
ATHENS, GEORGlA

36

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF GODFREY Godfrey, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cas:1 items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total -------------------------- $

LIABILITIES:

46,418.56 none none none
none
none none 1,250.00 1,200.00 none
none
1, 724.55
none .25
211.72
4.49 none none none
none
11011
non~
none 29,938.91

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --.Due to Banks' in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills, Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

80,748.48 Total --------------------------$

15,000.00 none none
24,845.10 none none none none
10,636.50 none
2,260.10 none none 90.00 none
22,056.78
none
none
none
none
none
none
none none none
5,860.00
80,7 48.48

DEPARTMENT OF BANKING

37

STATEMENT Showing Condition of Business December 29, 1922
of the
PEOPLES BANK Gordon, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
Stat~------------------------
Due from other banks in other States ----------------------
Advances on Cotton ----------Checks forClearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total ----------------------- ~

LIABILITIES:

71,529.88 none 39.36 none
none
none none 3,000.00 2817.00 2.'715.63
none
3,812.10
none none
51.73
none none none
5.00
none 222.19
none 300.00 4,794.59

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money _________:._________
Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r-a-l-~R--e-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

20,000.00 none none
935.86 none none none none
3, 729.84 none
27.999.24 none none 89.96 none
'29,401.05
none
none
none
none
none
none
none none none
7,092.17

89,248.12 Total ------ _

--$ 89,248.12

38

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
EVANS COUNTY BANK Hagan, Ga.

RESOURCES:
Time Loans and Discounts $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ StoBcaknkin__t_h_e___F_e_d_e_r_a_l___R_e_s_e_r_v_:e_ Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank -----------'-----------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- - b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o--th--e-r--b-a-n-k-s--i-n--o--th--e-r
States --------------------~
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---7 -----------
Total --------------------------$

16,733.64 none none none
none
none none 2,100.00 2,050.00 none
none
305.27
none none
1,544.49
none none none none
none 17.34
none none 2,249.26
25,000.00

LIABILITIES:
Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Biils Rediscounted with Federal Reserve Bank_
Notes and Biils Rediscounted with other Banks in this State -----------------------
Notes and Biiis Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------------ __ _

25,000.00 none none none none none none none
none none none none none none none
none
none
none
none
none
none
none
none none none
none
25,000.00

DEPARTMENT OF BANKING

39

STATEMENT Showing Condition of Business December 29, 1922
of the
PEOPLES BANK Hamilton, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State _.;.__
Currency -------------------Due from other banks in this
DuSetaftreom---o-t-h-e-r--b-a-n--k-s--in--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letter9
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

40,503.97 1,934.85 7,031.29 none
none
none none none 2,604.90 none
none
816.76
none none
none
none 2,854.44
none 101.58
none 145.22
none none 3,608. 72

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid -----------Due to Banks in this State ___ Due to Banks in other States__
Cail Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to 'Banks in this
B iSl ltsa tPea-y-a-b-l-e- -t o- -B- -a-n-k-s- -i n- -o- -t h- -e-r
B!SJltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes a.nd Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other States.---------------------Certificates of Deposit for Burrowed Money -------------Liability on Letters of C'redit and Acceptances -----------Reserve for Interest and Taxes Ilonds Borrowed ------------Other liabilities not included
above ---------------------'-

15,000.00 none none none none 89.99 none
5,000.00
1,590.64 none
6,225.88 none none none none
.23,259.27
none
none
none
1,000.00
none
none
none none none
7,435.95

Total ----------------------=~==5=9=,6=0=1=7. =3==T=o=t=al=-=--~-~-~-=--=-=-=--~-=-~-=--=-~-=--=-=-=--~$~=5==9=::c'=:60=:1=:.7=:3=:

40

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
JESUP BANKING CO. Jesup, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in tbe Federal Reserve
Bank -=---------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank -----------------~-----
Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

134,307.95 none none 87.90
none
none 25,000.00
7,200.00 none 50.00
none
none
none 451.92
926.95
765.99 none none
1,360.37
none 6, 783.54
none 3,141.63 5.133.27

Total -------------------------- $ 185,209.52

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

25,000.00 none
20,000.00 13,176.36
none none none none
42,847.89 none
24,515.16 1,943.91 5,295.78 1,143.33 none
28,106.05
none
none
none
none
none
none
none none none
23,181.04

Total ----------------------

185,209.52

DEPARTMENT OF BANKING

41

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF LILBURN Lilburn, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve CuArrgeennctys o__u_t.:_o_f__th__is__S__ta__te__-_-_-_-_ Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total -------------------------- $

LIABILITIES:

70,511.33 6.80
13,922 26 none
none
none
none 1,543.40 2,551.80
none
none
97.16
none 8.05
none
none none none l 03.03
none none
none none 22'.42
88,766.25

Capital Stock Paid in ________ $
Amounts reserved- for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certi:lcatcs cf De?osit Time Certiflcate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checl;s ------------Certified Checks -------------Bills Payable to Banks in. tl1is
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ----~------- Other liabilities not included
above ----------~------------
Total --------------------------$

25,000.00 none
793.25 none none none none none
1,918. 72 none
34,020.94 none noue none none
17,176.22
6,894.29
none
none
none
none
none
none none none
2,962.8&
88,766.25

42

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
LIBERTY BANKING COMPANY Ludowici, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage- District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
D uSet aftreo m- - -o-t-h-e- -r -b- -a-n-k-s- -i-n- -o-t-h- e- -r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Profit and Loss ---------------

90 268.72 (035.03 none none
none
none 4,500.00 4,000.00 1,315.86 16,063.75
none
none
607.65 none none none
870.53
none none none 189.95
none 284.78
none 1,250.85 4,464.52

Total -----------------$ 127,851.64

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank. Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none none none none
1,87 4.02 none none
22,936.79 none
33,846.72 2,819.32 none 1,068.56 none
40,000.00
none
none
none
none
none
none
none none 306.23
none
127,851.64

DEPARTMENT OF BANKING

43

STATEMENT Showing Condition of Business Decemper 29, 1922
of the
MERCHANTS AND MINERS STATE BANK McCaysville, Ga.

RESOURCES:

LIABILITIES:

--------~---------------------------------

-------------

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__
Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____

17,<9j.30 none none none
none
none none 2,906.38 2,047.99 none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money ----------------Individual Deposits Subject to
Check ---------------------Derrmnd Certificates of Deposit Time Certificate of Deposit ___

15,000.00 none none none none none none none
6,719.56 none
6,600.21

Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from ot;1er bani<s in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing I~ouse ___ _ Other checks and cas:1 items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

none
2,513.39
none none
none
none none none none
none 56.36
none none 4,743.53

Savings Deposits -----------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States --------------------Bills Payable to Federal Reo
serve Bank ---------------Xotes and Bills Rediscounted
with Federal Reserve Bank_ Xotes and Bills Rediscounted
with other Banks in this
State ----------------------Xotes and Bills Rediscounted
with other Banks in other
States --------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes

none none none none none none none none
none
none none none none

Bonds Borrowed ------------Other liabilities uot included

none

above -----------------------

1,442.18

Total --------------------- $ 29,761.95 Total ------------------ ----$ 29,761.95

44

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
MORGAN COUNTY BANK Madison, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ---------------------- Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

81,076.92 1, 799.12
16,736.29 none
none
1,500.00 none
4 000.00
1:ooo.oo
17,199.44
none
25.92
37.01 17.28
122.63
none none none none
none none
none 25.63 817.27

Total --------------

$ 124,357.51

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none none none none
440.37 none none
6,993.08 none
7,518.60 5 600.23 1;186.87
none none
2,683.03
4,500.00
none
43,988.48
none
none
none
none none none
1,446.85

Total ------ ------

$ 124,357.51

DEPARTMENT OF BANKING

45

STATEMENT Showing Condition of Business December 29, 1922
of the
PEOPLES :QANK Mansfield, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ----7 -0ther Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r States ----------------------
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------------$

93,987.62 3 550.00
15:116.42 none
none
none none none 4,353.16 none
none
1,819.78
none none
2,040.78
none none none 199.48
none 1,298. ~2
none 584.92 4,982.69
127,943.67

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States-Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds oii Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State ----------------------
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------'-
Liability on Letters of Credit .and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------------------$

25,000.00 none none none none none none none
21,570.35 none
4,4 79.44 none none
682.48 none
64,519.10
none
none
none
1,232.63
none
none
none none none
10,459.67
127,943.67

45

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
MARIETTA TRUST AND BANKING CO. Marietta, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $

Demand Loans --------------Loans Secured by Real Estate_

United States Bonds ---------Municipal, Drainage District

and State of Georgia Bonds__

Stock in the Federal Reserve

Bank -----------------------

Other St Banking

ocks an House

d Bonds ________

:.::_~~~~=

Furniture and Fixtures ______ _

Other Real Estate Owned Due from Federal Reserv;----

Bank ----------------------Due from Approved ReserVe
Agents in this State -------Due from Approved Reserve
Agents out of this State ____

Currency ---------------------Due from other banks in this

State -----------------------Due from other banks in other

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
. than cotton ----------------Other assets not included above Profit and Loss ---------------

131,813.12 none none none
none
nolle 8,675.00
none none 4,550.00
none
none
none none
20,690.02
none none none 2,246.61
none 511.86
none none 221,233.89

Total --------------------------~ 839,720.50

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid _:____________
Due to Banks in this State __ _ Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to

Check ---------------------Denmnd Certificates of Deposit Time Certificate of Deposit ___

Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-e--r

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

States ---------------------Certificates of Deposit for Bor-

rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Other

Borrowed liabilities

~~t--i-;;.;-l;d;d

above -----------------------

Total ____

$

100,000.00 none none
8,186.72 36.00 33.54 none none
217,717.59 none
2,040.60 none none 52.71 none
none
none
none
none
none
none
none
none none none
61,653.34
839,720.50

DEPARTMENT OF BANKING

47

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF MAUK Mauk, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ----------
Advances on commodities other than cotton -----------------
Other assets not included above Profit and Loss ---------------.
Total ____________.:___________ $

40,672.40 none none none
none
none none 1,870.00 1,978.47 none
none
448.18
none none
none
none none none 355.27
none 2,123.59
none 25,145.56
72,643.47

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------De:nm.nd Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Ba,nk -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of C'redit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

15,000.00 none
1, 767.05 none none none none none
20,944.95 8,240.98 none none none 121.98 none
7,751.73
none
none
none
none
none
none
none 1,278.99
none
17,487.79
72,643.47

48

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BERRIEN COUNTY BANK Nashville, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other cheeks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------------------$

LIABILITIES:

29,327.26 none none none none none none
5,914.95 4,490.36 7,375.83
none
1,982. 70 none
386.00
81.37 none none none none
none none none
57,150.94

Capital Stock Paid in --------$
Amounts reserved for branches

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _
Due to Banks in other States__

Call Money -----------------Individual Deposits SubJect to

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bilrs Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

States ---------------------Bills Payable to Federal Re-

serve Ba Notes and

nkBill;-:R-;d"i;,;-.;-~;:;t;d

with Federal Reserve Bank

Notes and Bills Rediscounted

with other Banks in this

State ----------------------::-<otes and Bills Rediscounted
with other Banks in other

States ---------------------Certificates of Deposit for Bor-

rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Other

Borrowed liabilities

;:;~t--l~~l~d;d

above -----------------------

Total

---$

25,000.00 none none none none none none none
7,27 4.98 none
9,220.36 none none 65.68 none
6,221. 72
none
none
none
none
none
none
none none none
9,368.20
57,150.94

DEPARTMENT OF BANKING

49

STATEMENT Showing Condition of Business December 29, 1922
of the
EXCHANGE BANK Oakfield, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans ------------- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------------$

LIABILITIES:

27,043.0?none none none
none
none none 3,250.00 1,800.00 none
.none
168.78
none 357.00
192.77
none none
none none none none
294.65 5,369.96
38,476.23

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits _______:. _____
Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

15,000.00 none none
126.74 none none none none
4,638.23 none
13,131.55 243.23 none none none none
none
none
none
none
none
none
4,575.53
none none none 760.95
38,476.23

50

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
THE CITIZENS BANK Ocilla, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____$
Demand Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate. Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(!! any) ---------Advances on commodities other
than cotton ----------------Other assets not Included above
Profit and Loss ---------------

152,818.03 none none none
none
none none 9,700.00 9,300.00 1,027.76
none
none
none none
none
none none none none
none none
none
4,233.21 14,093.91

Total -------------------------- ~ 191,172.91

Capital Stock Paid In --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks In other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

78,000.00 none none none none
59,440.01 none none
9,572.55 none
38,240.39 321.95 486.35 38.46 none
none
none
none
3,500.00
none
none
none
none none none
1,573.20
191,172.91

DEPARTMENT OF BANKING

51

STATEMENT Showing Condition of Business December 29, .1922
of the
ODUM BANKING CO. Odum, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------OBathnekrinSgtoHckosusaend_.:_B__o_n_d_s__-_-_-_-__--_ Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency --------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total

LIABILITIES:

45,763.93 none none
1,00.00
none
none none 4,000.00 none 5,000.00
none
396.14
none none
none
none none none 260.36
none 5,934. 73
none none 12,471.64

Capital Stock Paid i:1 --------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___
Due to Banks in other States--
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks b this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------~otes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------Notes and Bills Rediscounted
with other Banks in other

CeSr

ttiaftiecsate-s--o-f-

-D--e-p-o-s-i-t

---for

-B--o-r--

rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

15,300.00 none none none none
5,143.91 none none
26,373.87 none
18,580.16 none none 58.32 none
8,270.54
none
none
none
none
none
none
none none none
200.00

73,926.80 Total --------------------------$ 73,926.80

52

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
PEOPLES BANK Rebecca, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--i-s DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total -------------------------- $

LIABILITIES:

30,308.79 none none none
none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid -------------' Due to Banks in this State ___ Due to Banks in other States__

none none 2,300.00 1,57K55 none
none
2,810.99
none none

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

none
none none none 55.75
none 9,876.59

B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and BlJJs Rediscounted
with other Banks in this
State ----------------------Notes and Bills' Rediscounted
with other Banks in other

none
28.97 2,214.91

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above ----------------------
49,17 4.55 I Total -----------------------$

15,000.00 none none
13,511.70 none none none none
3,072.19 none
175.00 none none 75.93 none
17,281.26
none
none
none
none
none
none
none none none
58.47
49,174.55

DEPARTMENT OF BANKING
STATEMENT Showing Condition of Business December 29, 1922
of the
THE PEOPLES BANK Savannah, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts---~$ 1,043,028.58

Demand Loans ------------- Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District

78,846.86 none
3,552.29

and State of Georgia Bonds__ Stock in the Federal Reserve

none

Bank ----------------------Other Stocks and Bonds ------

none 88,356.74

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve

none 18,000.00 2,622. 75

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ____.:__________________

3,329.65
451.89 21.34

Due from other banks in this

State -----------------------Due from other banks in other

none

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

none none 957.01

Other checks and cash items__

9,349.50

Customers liability on letters

of credit and acceptances __

none

Overdrafts-(if any) --------~ Advances on commodities other

1, 756.58

than cotton ----------------Other assets not included above

none none

Profit and Loss ---------------

Total ------ _

___ --$ 1,250,273.19

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__ Call Money ~---------------- Individual Deposits Subject to
Check ---------------------Demand Certifirates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this.
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e-se.rve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
'with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 none
50,000.00 5,631.04
none none none none
234,783.65 91,553.29 none
549,002.18 none none none
103,548.01
79,441.74
none
none
none
none
none
none none none
36,313.37

Total

$ 1,250,273.19

.54

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
COMMERCIAL BANK Savannah, Ga.

RESOURCES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ----~---- Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------:jl'urniture and Fixtures ------Otiier Real Estate Owned __:__ _ Due from Federal Reserve
Bank ----------------------~ Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
D uSet aftreo m- - -o-t-h-e- -r -b- -a-n-k-s- -i-n- -o- t-h- -e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

542,026.58 109,249.06
none 3,300.00
none
none 200.00 none 28,899.03 44,799.23
none
15,449.88
none 471.94
3,421.61
none none none none
none 8,839.05
none
10,726.97

Total ------------------------$ 767,383.35

LIABILITIES:

Capital Stock Paid in --------$
Amounts resllrved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted With Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liabilit-y on Letters of Credit and Acceptances ______:______ ,
Reserve for Interest and Taxes Bonds .Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 none none
48 714.14 ' 8.00 none none none
184,159.36 none
26,144.51 239,035.50
none none none
25,464.68
none
none
none
none
none
none
none none none
53,857.16

Total ------------------------ $ 767,383.35

DEPARTMENT OF BANKING

55

STATEMENT Showing Condition of Business December 29, 1922
of the
AMERICAN BANK AND TRUST CO. Savannah, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonjls__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of, credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss --------------

432,864.91 44,803.24 none none
none
6 400.00 3:900.00 187,489.49 13,024.32
none
none
9,770.56
none 188.42
136.23
1,517.45 none none
376.10
none 4,218.24
none 1,507.31
926.91

Total -------------~---$ 707,123.18

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to

200,000.00 none none none
115.00 5,307.60
130.84 none

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ---
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in thrs

119,074.04 none
2,433.50 177,140.66
none 292.49
none

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

50,500.00

B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e--

41,578.70

serve Bank ----------------Notes and Bills Rediscounted

none

with Federal Reserve Bank_ 105,850.44

Notes and Bills Rediscounted

wStiathte o__th;__e_r__B__a_n__k_s___i_n___t_h_i_s _ Notes and Bills Rediscounted

none

with other Banks in other

none

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--

rowed Money -------------Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

none none none

above ----------------------

4,699.18

Total --------------

_ _$ 707,123.18

56

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
OGLETHORPE SAVINGS AND TRUST CO. Savannah, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

178,178.66 108,807.69 591,653.97
569.08
none
none 455,020.0()
none 2,025.00 71,111.80
none
35,351.53
none 433.68
none
none none
!lOne
2,191.12
1one 15,529.87
none 22,491.68

Total ------------------------$ 1,483,364.08

Capital Stock raid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in. this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and B1lls Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ___________.:__
Otahbeorvelia_b_i_l_i_ti_e_s___n_o__t __i_n_c: _l_u_d_e_d_

250,000.00 none
150,000.00 68,403.57 9.00 none 951.20 none
none 19 500.00 246:746.16 667,052.53 33,921.47
none none
none
none
none
none
20,520.84
none
none
none none none
26,259.31

Total --------------------------$ 1,483, 364.08

DEPARTI\IENT OF BANKING

57

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF SHADY DALE Shady Dale, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds __:.________ Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of thls State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdraf'ts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------------------$

LIABILITIES:

72,871.42 none none none
none
none none 1,750.00
1,1~7.50
none
none
3,220.56
none none
none
none none none
9.77 none none
none 1,732.30 6,057.55
86,839.10

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ N'otes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total '--------------- _________ $

25,000.00 none
15,000.00 271.61 none none none none
5,974.12 none
4,300.84 none none none none
6,660. 72
14,448.43
none
none
none
none
none
none none none
15,183.38
86,839.10

58

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF SPARTA Sparta, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage- District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------~----- Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ------~-- Advances on commodities other
than cotton ----------------Other assets not included above Deficit ------------------------
Total ------------------------$

66,274.75 none none none
none
none 9,660.00
none none none
none
none
none none
13,733.36
none none none none
none 897.16
none none 98,458.41
189,023.68

LIABILITIES:
Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money ~---------------- Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l e- - -t-o- - F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money --------------
Liability on Letters of C'redit and Acceptances ------------
Reserve for Interest and Taxes Bonds -Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none none none none
7,189.84 117.27 none
83,960.79 none
39,139.10 8, 769.07 none none none
18,292.09
4,565.47
none
none
none
none
none
none none none
1,990.05
189,023.68

DEPARTMENT OF BANKING

59

STATEMENT Showing Condition of Business December 29, 1922
of the
STONE MOUNTAIN BANK Stone Mountain, Ga.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ StoBcaknkin__t_h:_e___F_e_d_e__ra_l___R_e_s_e_r_v_e_
Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------~-----------------$

LIABILITIES:

69,650.68 none none none
none
none none none none none
none
346.04
none 150.39
none
none none none none
none 498.32
none none 13,799.20
84,444.63

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Denmnd Certificates of Deposit Time Certificate of Deposit--Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks In this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-:l1- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not Included
above -----------------------
Total -------------------------- $

15,000.00 none
10,462.27 1,500.00 none none none none
22,830.96 19,552.25
none none none none none
none
none
none
none
none
none
none
none none none
1,837.40
84,444.63

60

THIRD ANNUAL REPORT

STATEMENT Showing "Condition of Business December 29, 1922
of the
BANK OF EMANUEL Swainsboro, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ----~---- Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

107,692.28 7,663.87 none none
none
none 446.38 37,500.00 3,000.00 9,400.00
none
none
none none
2,039.41
none none none 677.76
none 382.57
none 19.291.77
5,105.97

Total ----------------------- $ 193,200.01

Capital Stock Paid in ------- $ Amounts reserved for branche~: Surplus Fund ----------------L'ndivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __
Savings Deposits ------------CTarushsiterF'sunCdhsecokns D_e_p_:o,_s_it__-_-_-_-_--
Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o-B--a-n-k--s-i-n--o-t-h-e--r BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a~l--R--e-
serve Bank ______________ :.__
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances __________:,_
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

39,246.86 none none none none
1,024.85 none none
22,333.68 none
32,293.17 290.73 none
2,767.10 none
39,903.03
none
none
none
none
none
none
none
none
55,340.59

Total ------------------------ $ 193,200.01

DEPARTMENT OF BANKING

61

STATEMENT Showing Condition of Business December 29, 1922
of the
JEFFERSON COUNTY BANK Wadley, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____$
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------

120,923.24 none none none
none
none 450.00 6,333.00
none none
none
7,263.31
none none
none
none none none 414.92
none none 1,135. 71 none
330.00 45,037.88

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certi:-:catcs of Dc:JOsit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Chec:~s ------------Certified Checks -------------Bills Payable to Ban;.;s in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

30,000.00 none none none none none none none
32,516.31 none
36,565.81 none none
2,036.83 none
68,664.61
none
none
none
none
none
none
none none none
12,104.50

~-::=.:---------:-----------=--=--=:=$ =1=8=1,8=8=8.0=6==T=o=ta=l =--=--=--=-=--=--=--=-=--=--=--=-=--=-$==1=8=1,8=8=8.0=6

62

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
CITIZENS BANK Waverly Hall, Ga.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checkll_ for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ---------------
Total --------------- --------- $

29,617.87 none none none
none
none none 1,984.51 2,293.14 none
none
2,980.87
none 21.90
28.40
none none none 731.17
none 689.19
none
3, 7 40.00 17,160.28
59,247.33

Capital Stock Paid in ________$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual J)eposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State~----------------------
Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank. Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -. o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above --~--------------------
Total ------- _______________$

15,800.00 none none
488.41 none none none none
23,436.61 none
8,006.62 none none
1,083.10 none
none
none
none
none
none
none
none
none none none
12,432.59
59,247.33

DEPARTMENT OF BANKING

63

AMENDMENTS TO CHARTERS GRANTED TO INCREASE CAPITAL DURING THE YEAR 1922.

(NINE)

NAME OF BANK

LOCATION

DATE

APPROVED

AMOUNT OF INCREASE

Planters Bank ........... Americus . .... Arril :l,

...... Georgia State Bank

Atlanta Oet. 0 21,

...... Atlanta Trust Co .......... Atlanta

~Ich. 22,

...... Bank of West End ....... Atlanta ...... July 21,

Farmers & Merchants Bk... Chipley

Jan. 17,

Farmers Bank ............ Crawford .... Jan. 22,
Dublin & J.aurens Bank .. Dublin ....... Oct. 26,

Bank of Campbell Co ..... Fairburn ..... Nov. 13, Bank of Newborn . ~ ...... Newborn . . . . . . April 14,

1922 From 1922 From 1922 From 1922 From 1922 From 1922 From 1922 From 1922 From 1922! From

$ 50,000 to $ 100,000
250,000 to 500,000 1,300,000 to 1,500,000
25,000 to 325,000 25,000 to 50,000 i\0,000 to 100,000 100,000 to 150,000
100,000 to 200,000 25,000 to 50,000

AMENDMENTS TO CHARTERS GRANTED TO DECREASE CAPITAL STOCK.

NAME OF BANK

(FOUR)

LOCATION

DATE APPROVED

AMOUNT OF DECREASE

Effingham County Bank ... Guyton ........Jan. 28, 1922 From $ 25,000 to $ 15,000

Bank of Harrison ........ Harrison ..... !May 24, 1922 From
Crawford Co. Bank ....... Roberta ...... Feb. 14, 1922 From
Bank of Shiloh .......... ~hiloh ....... jNov. 13, 1922 From

25,000 to 25,000 to 25,000 to

15,000 15,000 15,000

-AMENDMENTS GRANTED TO CHANGE CORPORATE NAME. (ONE)

NAME OF BANK

LOCATION

DATE APPROVED

Bank of West End ...... Atlanta ...... .July 21, 1922

TO BE KNOWN Fourth State Bank
'

AMENDMENTS TO CHAR'rERS CHANGING PAR VALUE OF

STOCK AND REDUCING NUMBER OF SHARES.

NAME OF BANK

1----------- LOCATION

DATE ! APPROVED

Exchange Bank .......... Springfield .... Dec. 13, 1922 Value of shares increased , from $60.00 to $100.00 par value; number of shares re-
I duced from 250 to 150.

64

THIRD ANNUAL REPORT

RENEWAL OF CHARTERS GRANTED. (SEVEN)

~AM~ OF .BANK

I DATE
LOCATION . APPROVED

I eJ:e~rgla R~1lroad Bank ... Augu~ta ...... . June 25, Hl22
1 {mwn Savmgs Bank ...... Augusta ...... Mav 24, 1922

Bank of Buford . . . . . . . . . . . 1Buford . . . . . . . 1\De~. 23, 1922

Blackshear Bank ......... Blackshear .... April 17, 1922

Bank of Canton .......... Canton ....... Sept. 14, 1922

Bank of Elberton ........ Elberton ..... iDPc. 29, l!l22

Bank of Commerce ........ Summerville .. :Nov. 13, 1922

PERIOD Thirty y~~r~.

CHARTERS GRANTED IN YEAR 1922.

(SIX)

NAME OF BANK

LOCATION

Empire Bank ............ Americus ..... $ ..... Georgia State Bank Atlanta 0 0 .
Hardwick Bk. & Trust Co .. Dalton 0
Farmers & :Merchants Bank. Eatonton 0.
..... Georgia Banking Co ....... Macon 0.
Citizens State Bank ....... Reynolds

CAPITAL I
STOCK
50,000.00 250,000.00 100,000.00
25,000.00 50,000.00 15,000.00

DATE APPROVED

March 18, May, 12, Feb. 10, Oct. 26, Aug. 1!l, Sept. 8,

1922 1922 1!l22 Hl22 1922 Hl23

STATE BANKS AND TRUST COMPANIES MERGED
(TWELVE)

NAME OF BANK

LOCATION

DATE

NATURE OF ACTION

Commercial Bank ........ Athens ....... Mch. 1,

Farmers & }ferchants Bank. Hartwell ..... Dec. 12,

Bank of Tallap<"!osa ...... Tallapoosa .... Aug. 1H,

Georgia. State Bank ...... Atlanta

Dec. 6,

Georgia State Bank ....... Atlanta

.. . , Georgia State Bank . . . Atlanta Nov. 0 0 9,

...... Georgia State Bank Atlanta 0 0

Sept. !l,

. .. (lporgia State Bank .... .. Atlanta . . . Dec. 15,

.... G-eorgia State Bank

.. Atlanta .July 0 3,

Georgia State Bank Atlanta 0 . . . . . . Sept. 9,

... Oeorgia State Bank

...

Atlanta

oct. 1
......

H,

1
Lt>wis Banking Company ... Ylontezuma . . /July 17,

1!l22 1H22 1922 1H22
1922 1922 1!l22 19.22 l!l22 1H22 1()22

Merged with Peoples Bank,
Athens, Ga. Merged with 1st National
Bank. Merged with Farmers and
Merchants Bank. Mt>rged with Bank of Monte-
zuma. Merged with Bank of Monte-
zuma. Merged with F. & M. Douglas-
ville. Merged with Hawkinsville B. & T. Merged with ~ierchant and Planters Bank, Bowdon, Ga. Merged with Bank of Omega. Merged with Planters Bank, Hogansville. Merged with Cordele Bank &
Trust Co. l\[erged with Citizens National Bank, Montezuma.

BANKS AND TRUST COMPANTES UNDER THE SUPERVISION

OF THE DEPAR'fMENT OF BANKING

(560)

NAME OF BANK

LOC.A!TION

OHARTERED

Bank of Abbeville-------------------- Abbeville -------------------------Oct. Bank of Acworth ------------------- A<\worth --------------------------Oct.
S. Lemon Banking Co. ---------------A \Worth ---------------------------Dec. Bank of Adairsville ----------------A lairsville ------------------------March
Bank gf A del -----------------------A lei ------------------------------Nov. First Bank of Cook County ___ -------A .lei ------------------------- _____ ,June Bank of Adrian -------------------- A(lrian ----- _______________________ Nov.

6, 31,
18, '21,
:lO,
3,
20,

1904 1905
1906 1899 1901 1919 1911

Bank of Alapaha ------------------- Alpaha ----------------------------March Albany Trust & Banking Co. -------- A 'bany ----- -----------------------June

4, 1905 1905

Alma State Bank --------------- ___ Alma -----------------------------April

19l!l

The Alpharetta Bank --------------- A '.pharetta ------------------------Nov.

2!l, 1918

Milton County Bank ----------------Alpharetta ------------------------Dec. Bank of Commerce -----------------A ner~cus --------------------------Oct.

!'i, 1910 13, 1891

Empire Bank of Americus -----------A mencus --------------------------March 18, 1922

Plant~rs Bank of Americus __________ A nericus --------------------------

18!l1

Bank of Apa~achee ------------------A _m_lachee -------------------------Aug.

26, 1!l19

Bank of Arlmgton ------------------A lmgton -------------------------Jan.

17, 1!l01

Bank of Arnoldsville ---------------A. noldsville -----------------------Oct.
Ashburn Bank --------------------- _ A::hburn ---------------------~----July

13, 1919 3, 1900

The Citizens Bank of Ashburn -------A lhburn --------------------------July

27, 190!'i

Turner County Bank ---------------- A >hburn --------------------------Feb.

1912

American State Bank _____ ----------Athens ----------------------------Dec.

2, 1902

The Athens Savings Bank -----------Athens ----------------------------

1885

Commercial Bank of Athens ---------Athens ----------------------------

1893

American Savings Bank ______________ Atlanta ---------------------------Dec.

27, 1886

Atlanta Commercial Bank -----------Atlanta ---------------------------May

12, 1916

Atlanta Trust Company -------------Atlanta ---------------------------Aug.

19, 1910

Citizens Trust Co. ------------------Atlanta ---------------------------Aug.

15, 1921

City Savings Bank -----------------Atlanta _--------------------------Mav

20, 1919

Colonial Trust Co. ------------------Atlanta _--------------------------Oct:

22, 1912

East Atlanta Bank -----------------Atlanta _--------------------------Nov.

15, 1910

Farmers & Traders Bank ------------Atlanta _--------------------------Sept.

1900

Georgia Savings Bank & Trust Oo. ____ Atlanta _--------------------------Oct.

26, 1889

Georgia State Bank -----------------Atlanta ___________________________May

12, 1922

The Lakewood Bank ________________ Atlanta - __________________________Nov.

17, 1920

BEGAN BUSINESS

Oct.

25, 1904

Dec.

1!l, 1905

Jan.

1, 11l07

March 24, 1899

1901

,June 10, 1!l1!l

Dec.

7, 1!)11

April .June April Nov.

1, 1!!05 1905 1919
29, 1918

.Jan. Jan. March

26, 1911 1892
20, 1922 18!l2

24, 191!l 1901

Sept. 29, 1!!19

.July 14, 1900

Oct. March .Jan.

25, 190!'i 1912
2, 1903 1892

1893

1887

May Sept.

15, 1916 1910

Aug. .June
Oct.

] 7, 1921 6, 1!!19 24, 1912

.March Oct, Sept. May Dec.

15, 1911 1900
1, 1899 15, 1922
8, 1920

NAME OF BANK

LOCATION

CHARTERED

Trust Company of Georgia __________ Atlanta ---------------------------Sept. 21, 1891

Georgia Railroad Bank _______________ Augusta ---------------------------Nov. Union 'Savings Bank ---~------------Augusta ---------------------------Sept.

I5, 1892 22, 189I

Austell Bank -----------------------Austell ----------------------------Jan.

3, I910

Bank of Baconton--------------------Baconton -------------------------Bainbridge State Bank --------------Bainbridge ________________________ ]<'eb. Decatur County Bank --------------- Bv~bridge _-----------------------Dec. Citizens Bank & Trust Co. ----------Bainbridge ________________________ Feb.

1907 I, 1901 26 I905 I7: 1920

Baldwin State Bank------------------Baldwin ----------- ________________ Nov. Ball Ground Bank ------------------Ball Ground _______________________May

7, 1907 IO, I9I8

Barnesville Bank.-------------------- Barnesville ------- _________________ Sept. <Citizens Bank________________________ Barnesville ------------------------May
The Bartow Bank ------------------Bartow --------- ___________________ Dec.

8, 1908 7, 1902 II, .1902

Bank of Barwick -------------------Barwick -------- ___________________Jan. Baxley 'State Bank_____ --------------Baxley ______ ---------------~------Aug.

23, I906 27, I917

Bishop Banking Co. -----------------Bishop -----------------------"-----Oct.

I905

'!'he Blaekshear Bank ________________ Blackshear ________________________Sept. 11, I8!J1

The Citizens Bank _______________ ---- Blakely --------------------- ______ March 23, 1918

Fannin County Bank ---------------Blue Ridge ____ --------------------May 28, 1916

The Farmers Bank -----------------Blythe --------------------_-------Aug. 28, 1909

J<'armers Bank of BogarL-------------Bogart ----------------------------Aug. Bank of Boston ---------------------Boston ----------------------------Dec. Merchants & Farmers Bank --------- Bos'ron ----------------------------Sept.

30, 1910 7, 1905
14, 1891

Bank of Bostwick ------------------- Boetwick --------------------------Oct. Bank of Bowdon---------------------Bowdon ---------------------------Oct. Bank of Bowersville__________________ Bcwersville ------------- ___________ Dec.

26, 1911 I4, I905 I4, I906

Bank of Bowman -------------------Bowman ------------------- _______ Feb.
Bank of Bradley--------------------- Bn:dley --------------- ____________Sept. Bank of Bremen________ :_ ______ ------Bremen -----------------_--------~-March Farmers Bank ----------------------Bremen ------- ____________________ ..Aug.

2, 1905 22, 1920 23, 1903 8, 1911

Farmers & Merchants Bank ----------Brewton --------------------------May The Citizens Bank ------------------Brinson -------- ___________________Dec. Bank of Brooklet ------------------Brookle~ __________________________May
The Brooks Bank -------------------Brooks ____________________________ Aug.
Brunswick Bank & Trust Co.---------Brunswick __________________________Sept. Farmers & Citizens Bank ------------Buchanan _________________________ Aug.

26, 1910 I7, 19IO 12, 1907
8, 1907 11, I889
1911

Haralson County Bank --------------Buchanan --------- ________________March 3, 1909

Bank of Buckhead ------------------Burkhead _________________________.July

9, I906

Buena Vista Loan & Savings Bank --- Br:ena Vista ---------- _____________Sept.

1889

BEGAN BUSINESS

189I

Dec.

3I, I892

Jan.

3, I892

Jan.

IO, 19IO

May

I907

Feb.

I, 189I

Dec.
l\Iay Sept. May Jan. Feb. Aug. Dec. July Feb. June Sept. Oct. March March Nov. Oct. Jan. March Oct. March Sept. July Dec. Dec. Sept.
Sept. March Sept. Sept.

19, I9II

I907

10, 19I8

17, I908

7, I922 1, 1903

ti, I906

I9I7

I905 7, I892

I!JI8

li, I916

3, 1909

IO, I9IO

5, I906

I902

I, I911

51',

1905 I907

20ti,'

I905 1920

25, I903

12, I9ll

6, 1910 22, 19IO

1, 1906

I907

I889

I!JII

4, I909

3, 1906

I889

NAME OF BANK

LOCATION

CHARTERED

Bank of Buford ----------------- __ Buford ------------------------- ___ Jan. Shadburn Banking Co. -------~----- Buford ------------------------- ___ Jan. Bank of Bullochvillle ---------------Bullochville _____ --~---------------Aug. The Citizen Bank ------------------- Bullochville ----- __________________Oct. Butler Banking Co. ______ -----------Butler ____________________________May

20, 1893
23, 1901
28, 1905 12, 1920 20, 1912

Taylor C'ounty Bank ----------------Butler --------- ___________________March
Bank of Byronville -----------------Byromville ________________________July Farmers Bank -------~--------------Byron -------------~----------------Dec. Cadwell Banking Co. ----------------Cadwell ----- ______________________Jan. Cairo Banking Co. ------------------Cairo _____________________________Nov.

18, 1919 16, 1920
2, 1909 10, 1910 23, 1903

Citizens Bank ----- __________________ Cairo ---- __ -----------------------Dec. Farmers & Merchants Bank ---------Cairo _____________________________Nov.

3, 1903 7, 1910

Peoples Bank -----------------------Calhoun _____ ---------------------Bank of Camilla---------------------Ca1:1illa ___________________________ Nov. Planters & Citizens Bank -----------r:amilla ___________________________ May

1905 4, 1889 24, 1913

The Canon Bank -------------------Canon ------- ______________________Nov. 25, 1905

Farmers Bank ----------------------Canon ----------------------------Nov. Bank of Canton -------------------Canton ____________________________Sept.

3, Hll9 18, 1922

Bank of Cherokee ------------------Canton ___________________________ ..July

5, 1910

Carlton Bank ----------------- ------Oariton ------ __ --------------------March Hi, 1903 Planters Bank ---------------------Carlton ------- _____________________March 11, 1912
Bank of Franklin County -----------Carnesville ________________________March 16, 1906

Carrollton Bank --------------------Oar"rollton ------------- ____________Dec. Citizens Bank ------------- _________ carrollton ------------- ____________Jan.

26, 1890 26, 1906

The Peoples Bank ------------------Car1ollton ------------- ____________Nov. Bank of Cartersville ----------------Cartersville ________________________Sept.

16, 1909 11, 1895

Bank of Cassville ----------'--------Cassville ------------- _____________May Bank of Cave. Spring ----------------Cave Spring _______________________Oct.

16, 1912 25, 1905

The Commerc1al Bank_______ ---------C:ed:!.rtown ------------- ____________Oct. Farmers & M~rchants Bank --------- Charing ___________________________Sept.

16, 1889 28, 1912

Cohutta Bankmg Co. ----------------Chatsworth --------- _______________July Rank of Chauncey -------------- ----Ohaun,cey ------ ____________________Oct.

17, 1905 11, 1905

Chester Banking Co. ----------------Chester ----------- ________________March

1909

Bank of Chickamauga --------------Chieamauga _______________________ Feb. 16, 1910

Farmers & Merchants Bank ---------Chipley ------------- ______________March 22, 1909 Habersham Bank -------------------Clarkesville _______________________May 13, 1904

Citizens Bank of Claxton _____________ C:Jnxton ------------- ______________ ,July The Claxton Bank __________________ I(':I:txton ----------------------- ____ April Bank of Clayton -------------------Clayton ___________________________June

18, 1919 24, 1903 30, 1904

BEGAN BUSINESS

Feb.

1, 1893

Feb.

11, 1901

Oct.

21, 1905

Oct.

20, 1920

May 24, 1921

April 16, 1919

July 26, 1920

Jan.

3, 1910

Feb.

15, 1910

Nov. 23, 1903

Jan.

1; 1904

Nov. 10, 1910

1905

Jan.

2, 1890

Jan. Del'.
March Dec. March .Jan. Feb. Dec. Sept. .June .Nov. Dec. Nov. Jan. Oct. April May April
Sept. July July

1905 29, 1920
1892
1910 15, 1903 11, 1911 20, 1906
1891 10, 1906
1, 1909 12, 1895
3, 1912
7, 1905 11, 1889 6, 1912 24, 1906
1905 1, 1909 2, 1910
19, 1909 1903
8, 1919 1903
1, 1904

NAME OF BANK

LOCATION

CHARTERED

Clermont Banking Co. --------------Clermont --------------------------June

I912

Clermont State Bank --------------- Clerm9_nt --------------------------Oct. Farmers & Merchants Bank --------Cleveland ----------- ______________Oct.

1920 16, I9I3

White County Bank ----------------Clenland -------------------------Sept 22, I909

Farmers Bank ----------------------Climax ----------------------------Oct.

8, I9I2

Bank of Cobbtown ------------------Cobbtown -------------------------Nov. 30, I906

Citizens Bank ----------------------Cochran ---------------------------Dec. 3I, l9I2

Cochran Banking Co. ----------------Cochran ---------------------------March 9, I899

Slate Bank of Cochran --------------Cochran --------------------------Madison County Bank ---------------Colbert ----------------------------Oct. Bank of College Park --------------College Park ----------------------Nov. Bank of Collins ___ -----------------Collins ----------------------------Oct. Colquitt Exchange Bank ------------Colquitt ___ ------------------------Feb. Columbus Loan & Bkg. Co. __________ Columbus --------------------------May Columbus Savings Bk. & Trust Co. ____ Columbus --------------------------Dec.
The Home Savings Bank ------------Columbus --------------------------Dec. Merchants & Mechanics Bank _______ Columbus --------------------------Dec.
Muscogee Bank --------------------- Colnmbus --------------------------Dec. Phoenix Bank ____ -------------- ____ Columbus --------------------------Sept. Comer Bank -----------------------_Comer -----_-----------------------Jan. The Peoples Bank ------------------Comer ______ -----------------------March Commerce Bank & Trust Co. ---------Commerce _________________________.Sept.
Northeastern Banking Co. -----------Commerce ------------------------Concord Banking Co. ---------------Concord ---------------------------Oct. Bank of Conyers -------------------Conyers ---------------------------Nov. Bank of Rockdale ----------- ------- Convers ---------------------------Oct. Farmers & Merchants Bank ----------Coolidge ___ ------------------------Dec.
.American Bank & Trust Co. --------Cordele ---------------------------- J'an. Citizens Bank _____ -----------------(;ordele __ --------------------------Sept. E'l:change Bank ---------------------Cordele ---------------------.:.------.Nov. C0rnelia Bank ---------------------- C'ornelia ---------------------------July Bank of Covington ------------------Covington -------------------------April Bank of Newton County ------------ "ovington __________________________ .Jan.
Farmers Banking Co. ----------- _--- Cov:ngton -------------------------April Farmers Bank of Crawford __________ Crawford --------------------------Jan. Bank of Crawfordville________________ crawfornville ----------------------Feb
Bank of Taliaferro -----------.,.------ lh:nvfordville ----------------------Nov. Bank of Culloden ------------------- Cullonen --------------------------Oct. Merchants & Planters --------------- Cullonen --------------------------.Dec. Bank of Cumming --------------- __ Cumming ----------- _______________,Oct.

15, I9I9

IO, I9IO

4, lg05

2I, I9I7

29, 19I4

24, ISSS

3I, ISSS

I9. I87I

20, I913

I005

23, I900

25, I907

9'

I9I9 I892

29, I903

25, 1904

I5, I89I

IS, IOll

28, 1919

II, 1809

29, I905

3, I900

10, IOOI

I7, I905

23, 1920

28, I922

23, I899

IS, I907

IO, I897

4, I904

1904

BEGAN BUSINESS

Feb.

I9I3

Nov.

I, I920

Nov.

I9I3

Oct.

4, I909

Oct.

I3, Hll2

Oct.

6, I906

Oct.

2I, 1912

March 9, 189!1

Jan.

5, I922

Aug. 28, I9I9

Nov. IO, I9IO

Sept.

l, I905

June

I, I9I7

June

I, I!JI4

April

I889

April

I!J03

Oct.

3, is72

Jan.

I9I4

Nov.

I!J05

Feb.

2, I900

March 2, I!J07

Oct.

I, I9I!l

Jan.

I892

Nov. IS, I903

Dec.

I9, I904

June

I90I

Nov. 20, I9ll

Jan.

29, I9I9

Sept. II, I899

Jan.

I, I906

Aug.

4, I900

I90I

Feb.

I, I905

May

4, I920

Sept. 20, I9ll

Oct.

I, I898

Jan.

I, I908

Oct.

20, I897

Jan.

5, I905

Oct.

I904

NAME OF BANK

LOCATION

CHARTERED

Bank of Cusseta -----~--------------Cusseta ----------------------------~ay

2, 1907

Bank of Cuthbert -------------------Cuthbert --------------------------Sept. 27, 1887

Georgia Bank & Trust Co. -----------Cuthbert --------------------------Jan

1, 1917

Dacula Banking Co. -----------------Dacula ----------------------------
B'lnk of Dahlonega -----------------Dahlonega ------------------------May

1909 28, 1914

Bank of Lumpkin County ------------ Dal:lonega ------------------------
Commercial Bank -------------------Dallas -----------------------------Jan.

1911 28, 1907

'fhe Bank of Dalton -----------------Dalton ----------------------------Nov

26, 1911

Hardwick Bank & Trust Co. ---------Dalton ----------------------------Feb.

17, 1922

Rtnk of Kestler --------------------Damascus -------------------------Nov

3, 1905

Bank of Danielsville ----------------Danielsville -----------------------De~

11, .1907

Bank of Danville -------------------Danville ---------------------------Aug.

19, 1905

The Darien Bank -------------------Darien ------------ __ --------------Dec.

1888

Merchants & Farmers Bank ---------Davisboro ---------------------~---Nov.

4, 1905

Planters, State Bank ----------------Davisboro -------------------------Oct.

7, 1911

Bank of Dawson -------------------Dawson ---------------------------.June

29, 1911

'l'he First State Bank ---------------Dawson ---------------------------Aug. 27, 1887

Bank of Dearing -------------------Dearing ---------------------------June

7, 1911

Decatur Bank & Trust Co. -----------Decatur ---------------------------Sept.

3, 1906

The Dexter Banking Co. ------------Dexter ___ --------------------------,Jan.

18, 1904

Bank of Doerun --------------------Doerun -----------------------------June

6, 1902

Farmers Bank ----------------------Doerun ----------------------------Nov.

18, 1909

Bank of Donalsonville --------------Donalsonville ----------------------Jan.

7, 1903

Planters Bank ----------------------Donalsonville ------------ __________ .June

12, 1915

The Union Banking Co. ------------- Do;;glas ~------------_-------------Dec.

1898

Douglasville Banking Co. ------------ Dmll!;las_v_il_le____-_-_-_-_-_-_-_-_-_-_-_-_-____________________ DJuecly. Bank of Dov.er-----------------------Dever

Dnblin & Laurens Bank -------------Dublin ------------~---------------

Southern Exchange Bank ------------Dublin Bank of Dudley --------------------Dudley Bank of Duluth --------------------Duluth

________ --------------------Nov. ____________________________ oct. ____________________________ .Nov.

li'armers Bank of

& Merchants Bank ---------Duluth E'astman ___________ - --------Eastman

------------- _______________,Nov. ____________ ______________ Dec.

TFBChaaiterinzmkeMenrosisdf dBE&laeansMGkt ieenProgcorhgiCnaiaotn.tB-s--a--Bn---k-a--n----k------------------------------------EEE-aEaas'tastotmtonntatPoononnin-t-----------------------------------------------~------------------------------------------------------OFFDceeetbbc....

The Bank of Edison ----------------Edison -----------------------------
Bank of Elberton -------------------Elberton __ --------------------'-----Jan.

1889 5, 1912
1899
11, 1914
1905 10, 1910 29, 1910 28, 1918 8, 1901 28, 1906
1890 13, 1922
1904
16, 1893

Elberton Loan & Savings Bank ------Elberton __ -------------------------Dee.

24, 1886

BEGAN BUSINESS

June

1907

Nov.

1, 1890

Jan.

2, 1917

Sept. 27, 1909

June

1, 1914

1911

Feb.

8, 1907

Oct.

21, 1912

Feb. 20, 1922

Nov.

3, 1905

Jan. Aug.

' 15 '

1908 1905

Jan.

1889

Nov.

1905 t::'

Oct. July Sept.

1911 1, 1911 2, 1887

1:'1
..,>"C
::>:l

June Nov.

15, 1911 2, 1906

~
..,1:'1
21

1904

May

10, 1902

0
"j

Nov. 13, 1909

Feb. July Jan.
April

3, 1903 22, 1915
1899
7, 1891

t:C
>
~ ~
i
~

July

1912

Aug. 31, 1922

Oct.

15, 1914

Nov.

1905

Nov.

1, 1904

Feb.

1, 1911

Jan.

2, 1919

Feb.

1901

Feb.

19, 1906

Feb.

1891

Nov. 15, 1922

Oct.

1904

1893 1887

~

NAME OF BANK

LOCATION

CHARTERED

Bank of Ellaville _______ -------------Ellaville ---------------------------Sept. 10, 1910

The Council Bank -------------------Ellaville ---------------------------Dec.

5, 1917

Bunk Bank

of of

Ellenton Ellenwood

------------------ E1lenton -----------------Ellenwood

----------------------~-------------------------.-A-Muagr.ch

31, 1911 18, 1912

The Bank of Ellijay ----------------Ellijay_ --------- ___________________May 21, 1914

Bank of Enigma---------------------Enigma ---------------------------March 20, 1920
Bank of Eton ---------------------- Eton ------------------------------May 23, 1910 Bank of Campbell County ------------Fairburn ----------- ________________ Nov. 16, 1911

Fairburn Banking Co. --------------Fairburn ---------------------------

FTahremeFrasir&mo~netrcBhaanntks

----------------Fairmount ------- __________________ Oct. Bank ----------Fayetteville --------------- ________Feb.

Bank of Fmleyson _________ ----------Finleyson ---------- _______________Sept.

1891 27, 1913
16, 1906 10, 1910

Bank of Floville -------------------_Floville ---------------------------Oct. Bank of Flowery Branch ------------Flowery Branch ___________________Aug.

2, 1906 10, 1904

The Citizens Bank of Folkston ------Folkston --------------------- _____Dec. Bank of Forsyth --------------------Forsyth ---------_------------------Oct. Citizens Bank of Forsyth -----------Forsyth ____________________________ Feb.

11, 1911 22, 1887 17, 1920

Farmers Bank ----------------------Forsyth --------- ___________________ March

MTho~nrBoaenkCo~ufntFyorBt aGnka.m-e-s-

------------Forsy ------------Fort

th ____________________________Nov. Gaines ----------------- _______ Sept.

Umon Savmgs Bank ---------------Fort Gaines -----------------_------July

Citizens Bank of Fort Valley --------Fort Valley ----------- _____________.Tan.

The Exchange Bank------------------Fort Valley ----------- _____________ Dec.

The Bank of Heard County ---------Fr:mklin ___________________________ Oct.

9, 1910 2, 1908
2, 1889
30, 1910 10, 1910
28, 1888 14, 1905

The Peoples Bank ------------------Frm1klin ----------------- __________ Aug. The Citizens Bank -----------------Gainesville _____________________.____June

18, 1906 1913

State Farm

erBsa&nkMinegrcChoa.nt-s--B--a-n-k--------------------G-Ga~irnfeisevldille_________________-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-Jan

.

1888 9, 1911

The Bank of Gibson --------------- __ Gibson ------- _-------------------B.mk of Girard ------------------- __ Gira!'d ____ .:________________________April
}'urmers & Merchants Bank ---------Girard _____________________________ Aug.
The Glennville Bank ------- _________ GJer.nville _________________________Jan.

1905 27, 1906
10, 1920
18, 1905

The Peoples Bank ------------------Glennville -------------------------Aug. The Farmers Bank -----------------Glenwood __________________________Nov. F.trmers & Merchants. Bank _________ Gordon ____________________________,June Bank of Gough _--~-----------------Gough ------- ______________________Jan.

26, 1907 5, 1906 10, 1919
22, 1910

B.mk of Grantville -----------------Grantville -----_-------------------July

1, 1901

MBaenrkchaonftsG&rayFar-m--e-r-s--B~a-n-k---------------------G-Grraanyt

v

ille -------------------------1\Iarch ______________________________ Aug.

15, 1919 23, 1909

BEGAN BUSINESS

Sept. 16, 1922

Jan.

2, 1918

Sept. 25, 1911

March 18, 1912

June

1, 1914

March 22, 1920

Sept.

1, 1910

Nov. 27, 1911

Nov.

1902 5, 1913

March 13, 1906

Sept. Nov. Aug.

1910 1, 1906 15, 1904

Jan.

4, 1912

Oct.

22, 1887

March 2, 1920

April

1910

Oct.

19, 1908

.July

1890 30, 1910

Dec.

1, 1909

Oct. Sept. June
Feb. Nov. .July Oct. Jan. Sept. Nov. July Feb. July May Aug.

18, 1905 5, 1906
1913 1889 16, 1911 27, 1905 30, 1906
9, 1920 18, 1905
1, 1907 10, 1906
1919 3, 1910
1901 22, 1919 28, 1909

NAME OF BANK

LOCATION

CHARTERED

Bank of Graymont ------------------iiraymount ____________,____________April 27, 1901

Bank of Grayson -------------------Grayson ---------------------------July The Greenville Banking Co ---------Greenville -------------------------Oct.

11, 1906 10, 1887

Peoples Bank ----------------------Greenville -------------------------Aug. Griffin Banking Co. -----------------Griffin ____________________________Oct. Merchants & Planters Bank --------Griffin --------------------~-------Feb. Savings Bank of Griffin ------------Griffin ------------~---------------Oct. Effingham County Bank ------------Guyton ------- _____________________ March

17, 1905 26, 1870
28, 1876 11, 1889
1904

Jones County Bank ----------------- Hadd,ock _________________________ ..July 14, 1905

Bank of Hahira ----- _--------------Hahira -------- ____________________Jan.
The Citizens Bank of Hahira --------Hahira -------- ____________________ Nov. Bank of Hamilton ------------------Hamilton __________________________Jan.

22, 1906 1913
18, 1905

Bank of Hampton ------------------Hampton --------- _________________ Dec. 17, 1902

Bank of Hapeville -----------------Hapeville --------------------------Jan. Bank of Columbia County ----------Harlem -------- ____________________Nov.

11, 1911 29, 1909

Bank of Harrison ___ ---------------- H::arison ------------- _____________March 12, 1906 The Hartwell Bank _____ ------------Hartwell --------- ___________,______Aug. 23, 1887

Planters Bank ----------------------Hawkinsville --------------- _______ Feb. 27, 1896

Bank of Hazlehmst ----------------Hazlehurst ------------------------Oct. Bank of Helen ----------------------Helen _____________________________July

1906 4, 1913

Citizens' Bank ___ -------------------Helena ---------- __________________Aug. Bank of Hiwassee ______ ------------Hiwassee ------- ___________________June Bank of Hillsboro ------------------Hillsboro __________________________Aug.

1905 15, 1909 23, 1911

The Hinesville Bank ----------------Hi:r:esville --------- ________________ Sept.

4, 1911

Bank of Hiram _----.:.--------------Hiram --------------- _____________March 5, 1907 Hogansviiiie Banking Co. -----------Hogansville ------- ________________April 6, 1904

Banks County Bank ---------------Homer ----------------- ____________Nov. The Bank of Homerville _____________ Homerville -------------------- _____May Clinch County Bank ----------------Homerville _________________________Sept.

25, 1910 6, 1903 2, 1919

Bank of Hoschton -------------------Hoschton --------------- ___________ May

3;, 1904

The Peoples Bank ___________,. ______ Ideal --------- _____________________March 26, 1920

Bank of Ila ----- ___________________ Illy --------------------------------Oct. Seminole Bank --------------------- Tron City __________________________June Irwinton Bank_______________________Irwinton ------------------~--------Feb.

11, 1910 17, 1921
1911

The Bank of Irwinville ______________ Irwinville -------_-----------------Oct. Farmers & Merchants Bank _________ Jackson ___________________________July Jackson Banking Co. _______________ Jackson ___________________________Dec.

1906 24, 1919
1888

Bank of Jakin _______________________ Jakin ------- ______________________Sept. 27, 1912

Pickens County Bank _______________ Jasper -----------------------------6061

.\rnr

BEGAN BUSINESS

May

5, 1901

Aug. Aug.

30,-1"906 1891

Sept. Oct.

27, 1905 26, 1870

July

1, 1889

1890

March

1904

July 25, 1905

Feb.

15, 1906

Feb.

1914

1905

Oct.

1, 1902

Jan. 17, 1911

Dec.

13, 1909

March 27, 1906

.1887

March

1896

Oct.

1906

July

4, 1913

Oct.

1905

July 21, 1909

Aug. 30, 1911

Nov. 15, 1911

1907

April 21, 1904

Dec.

29, 1910

May

6, 1903

Sept. 10, 1919

May

4, 1904

March 30, 1920

Oct.

15, 1910

July

2, 1921

Feb.

1911

Oct.

1906

Aug. 29, 1919

Dec.

1888

Oct.

4, 1912

June

1909

NAME OF BANK

LOCATION

CHARTERED

Farmers & Merchants Bank _________ Jeffersonville ______________________July

1911

Twiggs County Bank ________________ Jeffersonville ----------------------Dec. The Farmers Bank __________________ Jenkinsburg -----------------------Jan.

14, 1903 3, 1910

Bank of C'layton C:ounty _____________ Jonesboro -------------------------Oct.

10, 1908

Bank of Jonesboro --------- _________ Jonesboro -------------------------Oct.

6, 1903

Farmers & Merchants Bank _________ Junction City ----------------------March 23, 1912

Kennesaw State Bank _______________ Kennesaw -------------------------April 20, 1910

State Bank of Kingsland ___________ Kingsland -------------------------Nov. The Bank of Kingston ______________ Kingston --------------------_1"-----May

1912 19, 1904

Citizens Bank ----------------------Kite -------------------------------Sept. Bank of LaFayette _________________ LaFayette -------------------------

11, 1906 1889

Walker County Bank ----------------LaFayette ___ ----------------------Oct Bank of LaGrange ------------------LaGrange _________________________Dec. The LaGrange Bkg. & Trust Co. ----LaGrange _________________________ Dec.

22, 1913 29, 1890
11, I87l

LaGrange Savings Bank -------------LaGrange _________________________Dec.

1905

Lake Park Bank --------------------Lake Park --------- ________________ Jan. Bank of Lavonia -------------------Lavonia --------------~------------July The Brand Banking Co. -------------Lawrenceville ------- ______________ June
Bank of Leary ---------------------Leary ----------~-------- __________June Bank of Leesburg_______________ -----Leesburg ___________________________May

22, I906
20, 1898 2, 1905
22, I909 20, I90i

Bank of LenOX----------- -----------Lenox ------------- ________________June The Bank of Leslie -----------------Leslie _____________________________Feb.
Bank of Lexington -----------------Lexington _________________________Feb,

20, I907 4, 190:3
1896

Oglethorpe County Bank ------------Lexington _________________________May The Lil.Jy Banking Co. ---------------Lilly ______________________________ July

I905 30, 1919

Bank of Lincolnton -----------------Lincolnton ________________________April 23, I905

Farmers State Bank ----------------Lincolnton ----------- _____________ Sept. 26, I911

I ithonia Banking Co. --------------- Litl:onia ---------------------------Dec. The Peoples Bank ------------------Lithonia ---------------------------Aug. Bank of Locust Grove ---------------Loc~st Grove ______________________Aug.

2I, 1903
26, 1910 25, 1902

Citizens Bank ----------------------Locust Grove ------------- _________ Sept. Farmers & Merchants Bank ----------Loganville _________________________April Loganville Banking Co. ___ ----------Loganville -------------_-----~-----Feb. Bank of Louisville -----------------Louisville -------- __ ----------------O~t. Lovejoy Banking Co. ---------------Lovejoy ___________________________Feb.
Bank of Lovett _-------------_------Lovett ____________________________Nov.

I, I9IO I906
1, I902 1891
20, I909 29, I911

The Citizens Bank -----------------Ludowici ------------- _____________.July Bank of Lula ---------- ------------Lula _______________________________De~. Farmers & Merchants Bank ----------Lumber City ______________________Aug.

25, I909 I904
7, 19I4

BEGAN BUSINESS ---1

Aug.

I911

1\:1

Dec.

14, I903

Jan.

19IO

Oct.

27, 1908

Nov.

7, 1903

April

3, I9I2

April

I910

Dec.

10, I912

1.904

Aug.

3, I906

July

1889

Nov.

1, 19I3

Jan.

I, I884

1871 >-3

Dec.

1, 1905 :II

March July July

I906 I898 I7, I905

"l;l
>:...:

Sept. .July

I909 9, I907

c>:.:.:.::

June

25, 1907

1:"'

Feb.

4, I905 :::0

Feb.

I896

i:'l 'tl

Aug. Aug.

1905 1, I9I9

0
:..:.0,

April

3, I905

Dec.

2, I911

Nov.

2, 1903

Sept.

I, I910

Aug.

1902

Sept.

1, 19IO

1906

March 24, 1902

July

3, I893

Jan.

I909

Oct.

ll, I9ll

Oct.

I909

Dec.

I904

Aug. 10, I9I4

NAME OF BANK

LOCATION

CHARTERED

Farmers State Bank ________________ Lumpkin --------------------------Oct.

1911

Luthersville Banking Co. ____________ Luthersville -----------------------Oct.

II, 1905

Bank of Lyerly _____________________ Lyerly ----------------------------Sept. 16, 1904

Toombs County Bank --------- ______ Lyons -----------------------------Dec. 22, The Bank of Henry County __________ McDonough -----------------------June 23, Farmers & Merchants Bank __________ McDonough -----------------------March 8, Citizens Bank of McRae _____________ McRae ----------------------------March 21,
The Merchants Bank ________________ McHae ----------------------------April 16, Macon Savings Bank ___ ---------- ___ Macon ----~-----------------------March 4, 'Ihe Georgia Banking Co. ____________ Macon ----------------------------Aug. 10,

1905 1896 l9ll l!J06 1000
1874 1922

Merchants & Mechanics Savings Bk. __ Maem ----------------------------Jan. Bank of Madison --------- __________ Madison --------------------------Bank of Manchester ------------- ___ Mar chester ------------------~-----Jan. The State Bank ____________________ Manchester ------------------------June Bank of Mansfield ___________________ Mar sfield -------------------------Sept.

17, 1910
1888 28, HllO 15, 1014
23, 1005

Merehants and Farmers Bank _________ MaJietta --------------------------,Tune The Citizens Bank___________________ Marshallville -----------------------Dec.

16, l9ll 1906

Georgia Banking Co. _________________ Manhallville -----------------------Sept. ~ank of Martin ______________________Martin ----------------------------Oct.
Bank of Maxeys _____________________ Maxeys ---------------------------Feh.

][), 1910 2, HJ07 22, 1007

Citizens Bank___ --------------------- Maxeys ---------------------------June Maysville Bank______________________ Maysville -------------------------Dec

4, 1910 10, 19 I !J

Bank of Meansville __________________Meansville -------- -----------------Mal:ch
~~:~ ~~ ~!~~~======================!::~1: ====~~======================~~:;.
Commercial Bank ______ -------------- Met calf ---------------------------July Bank of Metter______________________ Metter ----------------------------March

I, l!Jll
S, ~~g:
3, 1916 4, 1904

Bank of Candler_ ________ ------------ M ettcr ----------------------------Oct The Citizens Bank___________________ Metter -------_--------------------Dec.

2, 1920 20, 1919

Bank of Midville ___________________ Midville ---------------------------May 27, 1904

Farmers & .Merchants Bank ---------Midville ---------------------------March _ 1913

Bank of Milan____________ - ----------Milan --------------------------- ___ Dec.

5, 1906

F:xchange Bank --------------------Milledgeville ----------------------

Merchants & Farmers Bank ---------Milledgeville ----------------------March

The Milledgeville Banking C'o-------Milledgeville ----------------------Oct.

B~haenkFaorfmeMrsillBena_n_k__-_-_-_-_-_-_-_-_--------------------MMiillnleenr
B]J armers and Merchants Bank---------Milltow ank of Molena --------------------Molena

-----------------------------Jan.
n--------------------~----------~--~--~--~--~--~--~--~-----~-----------------------JOAcuptrn.iel

1903 _ 1898
1874 4, 1893
23, 1911 18, 1807
7, 1901

BEGAN BUSINESS

Dec.

19ll

Aug.

3, 1906

Oct.

1904

Jan.

5, 1906

July

1, 1896

March 8, 1911

June

3, 1906

April 23, 1900

Jan. 18, 1875

Sept.

5, 1922

Jan.

3, 1910

Jan.

1, 1890

Feb.

1, 1910

July 15, 1914

Oct.

10, 1905

July 15, 1911

Jan.

l, 1907

Sept. 27, 1910

Oct.

11, 1907

April 10, 1907

Nov.

3, 1910

April April

2, 1910 1, 1911

June

19.Q3

Aug.

1004

July 22. 1916

March 23, 1904

Jan.

2, 1921

Dec. 20, 1919

1904

Feb. Oct. June

1913 1906 1, 1903

March Oct.

1898 1884

March 1, 1893 Aug. 15. 1911

July

1, 1907

1901

NAME OF BANK

LOC.NTION

CHARTERED

Bank of Monroe ____________________ Monroe ----------------------------Dec. 30, 1890

The Farmers Bank ------------------Monroe ----------------------------Dec. Union Banking Co. ------------------Monroe ____________________________August
Jasper County Bank ----------------Moilticello --------- ________________ Feb.. Montrose Banking Co. ______________Montrose ---------------------------Sept. Moreland Banking Co. ______________Mor,(lland --------- _________________ Nov. Bank of Morgan ____________________ Morgan ____________________________Oct.

2, 1905 17, 1912
5, 1898 4, 1911 1, 1905 99, 1911

The Citizens Bank __________________ Moultrie ---------------------------Nov. Moultrie Banking Co. ______________ Moultrie --------- __________________ May

1900 1896

Bank of Mt. Airy -------------------Mt Airy ----------- _________________ July
The Mount Vernon Bank ------------Mt. Vernon ------------------------Dec. The First Bank of Nashville --------Nashville ___________________________ Feb. The Farmers Bank ------'------------Naylor ----------~-----------------Dec. Bank of Newborn -------------------Newborn ___________________________ Nov.

20, 1911 2,1, 1900 10, 1917
2, 1907 10. 1903

Bank of Newington ___ --------------Newington -------------------------July

7, 1919

Newnan Bank & Trust Co. -----------Newnan ___________________________Nov, 11, 1889

Baker County Bank -----------------Newton ----------------------------Oct.

The Farmers Bank __________________ Nicholls --------------------------The Bank of Norcross _______________ Norcross ___________________________ Dec.

Bank of Gwinnett

.____________ Norcross __________________________ _July

Bank of Norristown _________________ Norristown ________________________ June

Bank of Norman Park ______________ Norman Park ______________________ March

4, 1906 1920 '
12, 1903 31. 1911
9, :$21
24, 1906

Bank of Ochlochnee ----- ____________ Ochlochnee -------------------------Oct. Bank of Oglethorpe _________________Oglethorpe ----------- ______________ Feb.
Macon County Bank ________________ Oglethorpe -------------------------Oct.
Peoples Bank --------------------- __ Oliver -----------------------------June Bank of Palmetto -------------------Palmetto __________________________Sept. The Farmers Bank __________________ Pall1letto __________________________June

19, 1906 5, 1901
6, 1906
13, 1906 26, 1904 29, 1918

Bank of Parrot ------------------- __ Parrot -----------------------------Jan. The Planters Bank of Parrot ________ Parrot -----------------------------Aug.
The Patterson Bank -----------------Patterson -------- ________________ ,__ June

215, 1906 12, 1912
19, 1907

Bank of Pavo --------------- -------Pavo ------------- _----------------- Aug. The Planters Bank ------------------Pavo -------------------------------March Pearson Banking Co. ___ -------------Pearson ----------------------------Sept. Farmers Bank of Pelham ------------Pelham ----------- _________________ Aug. Pendergrass Banking Co. ------------Pendergrass _______________________ Sept.
Houston Banking Co. _______________ Perry ------------------------------April Perry Loan & Savings Bank ---------Perry ______________________________ Aug.

1903 12, 1912 19, 1900 19. 1902 29, 1905
14, 1905 20, 1889

Bank of Pinehurst ------------------Pinehurst --------------------------Jan.

1, 1908

BEGAN BUSINESS

April 2, 1891

Jan.

1, 1906

Sept.. 12, 1912

Feb.

5, 1898

Oct. 24, 1911

Nov.

1, 1905

Nov. 15, 1911

Nov. 13, 1900

May

1896

Aug.

5, 1911

Jan. 24. 1901

March 1, 1917

Jan. 15, 1908

1903

Aug. 13, 1919

April 20, 1920

Oct. 15, 190ti

March 1. 1920

Feb.

1, 1904

Aug. . 3, 1911

June 12, 1921

April 23, 1906

Nov.

1906

Feb.

8, 19Q1

Jan.

6, 1907

Sept. 1, 1906

Oct.

1, 1904

July 10, 1918

March 13, 1906

Sept. 25. 1912

1907

1903

March 25, 1912

Oct.

1, 1906

Sept. 1, 1902

Oet.

5, 1905

June

5, 1905

1889

1904

NAME OF BANK

LOCATION

CHARTERED

Salzburger Bank -------'-- ___________ Pineora ----------------------------Feb. 15, 1915

Bank of Pineview __________________ Pineview --------------------------March

1904

Pitts Banking Co. ------------------Pitts -------------_----------------June 21. 1906

Plains Bank ------------------------Plains -------_---------------------Feb. 15, 1902

Bank of Plainville ------------------Plainville -------------------------Aug. The Bank of Portal _________________ Portal -----------------------------May

21, 1912 21, 1910

Bank of Poulon --------- ___________ Poulon -----------------------------July 22, 1903

Bank of Powder Springs -----------_Powder Springs --------------------Jan.

3, 1905

Bank of Preston -------------------_Preston ----------------------------Oct.

1906

Farmers Bank ----------------------Pulaski ----------------------------Oct. The Bank of Quitman _______________ Quitman ---------------------------Dec.

5, 1912 31, 1888

The Citizens Bank of Ray City ______ Ray C.lty --------------------------April 28, 1911

Farmers & Merchants Bank __________ Rebecca --------------------------- Vareh 215, 1918

Bank of Reidsville --------------- __ Reidsville --------- _________________ Nov.

6, 1912

The Tattnall Bank _________________ Reidsville -------------------------.Sept. 14. 1900

The Farmers State Bank --------- ___ Register -------------.------------ ..March 11, 1912

Rentz Banking Co. ------------------Rentz -----------------------------May

2,

RBRThheaiyennnkeoCloiBdtfisazneRBnkeasixnngSk-it-naC-tgoe-.-C-B-o--a.--n---k---------------------------------------------------_RR-_ ReRheeyi~~nnneool-Id--d--ss---------------------------__--------------------------------------------------------~-------..--.--..-_-JJRFaueenlpb.yt..

Peoples Bank of Richland ___________ Richland Bank of Ringgold -------------------Ringgold

-_-_~_-_-_-__-_-----

----------------- r, n. _________________ Aug.

8, 1922
26, 1913
30, 1912 11. 1918 ill, 1921 24, 1904

Bank of Roberta -------------------Roberta ----------------------------'Tan. Crawford County Bank -------------Roberta --------- ___________________.Tan.

6, 1911 7, 1901

Bank of Rochelle -------------------Rochelle ----------- ________________March 15, 1905

1 0 Bb~a~nzk!o~fc~R~:o~ctky

~FH~o~rdm~------------------------------R-RoocckkymarFto

rd --

------------------------May -----------------------Oct.

Floyd

County

Bank

--------------Rome -----------------Rome

------------~-------:-_-------------------------------------.Tan.

1907
1900 1889 8, 1917

Bank of Roopville ------------------Roopville--------------------------- Nov.

5, 1912

Citizens Bank of Roswell ------------Roswell ----------------------------Nov. 24, 1910 Roswell Bank -----------------------Roswell --------- ___________________March 1, 1901

The Farmers Bank -----------------Royston ---------------------------July

Royston Bank of Bankk of

Bank -RCuatmldedeg~e

-C--o---u--n---t-y-----_--_--_--_--_--_- _-- -_--_--__-__R__ SRutot.lyesMdt oganreys-------------------l-.----------------------_~_,-__-__-__-__-__-__-__-__-__-__SSNeepoptvt...

Ban of Sale C1ty -----------------_Sale City ----------- _______________April

The Citizens Bank ------------------Sandersville ---------~--------Dec.

11, 1907 7, 1901
24, 1898 16. 1911
1918
2, 1905

BEGAN BUSINESS

Feb. 16, 1915

May

1904

June

1906

Jan. 22, 1902

Sept.

1, 1912

July 30, 1910

July 25. 1903

Jan. 23, 1905

Oct.

1906

Oct.

8, 1912

Dec. 31, 1888

Aug. 14, 1911

Feb. 13, 1918

Jan.

3, 1913

Oct.

22, 1900

May Sept. March Feb. May Jan. Jan. Jan. Feb. March July Oct. Jan. Jan. Dec. Dec.
Oct. Nov.
Dec. May Jan.

5, 1914 11, 1922
6, 1913 5. 1912 22, 1918 31, 1890 1, 1890 20, 1911 1, 1901 15, 1905
1907 1900 1, 1904 8, 1917 1912 1, 1910 1901 1, 1907 7. 1901 1898 6, 1911 1918
1, 1906

NAME OF BANK

LOC.AJTION

CHARTERED 'Iii' BEGAN BUSINESS

The Peoples Bank ------------------~ardis -----------------------------June Bank of Sasser ------- --------------~asser ----------------------------The Citizens & Southern Bank -------Savannah --------- _________________Sept.

8, 1911 .
1905 f
22, 1887 1.

Aug. Jan. Sept.

15, I911 1905 I887

The Citizens T'rust Co.----------------Savannah --------------------------May: Exchange Bank ---------------------Sa.-annah __________________________Jan. Ga. Saate Savings Assoeiation ------Savannah __________________________ July

22i, 1006 18, 29, 1909

June March Aug.

I, 1906 12, 1906
4, 1909

Liberty Bank & Trust Co. -----------Savannah --------- _________________ Dec. 18, 18899

Savannah Bank. & T'rust Co. ---------Savannah __________________________ March

1869

Wage Earners Savings Bank ---------Savannah __________________________ Oct.

29, 1915

Feb. Aug. Jan.

10, 1890 I869
3, I916

Bank of Scotland -------------------Scotland ------------- ______________March 13, 1912

Scott Banking Co. ------------------Scott --------- _____________________Feb.

5, 1906

Farmers & Merchants Bank ----------Senoia --------- ____________________ March 2, 1874

JunP

6, I912 I906

Citizens Bank ----------------------Shady Dale ------------------------Feb. Bank of Sharon --------------------Sharon --------------- ______________ Aug.

6, 1920 29, 1904

April 12, I920

Sharpsburg Banking Co. -------------Sharpsburg ________________________,Sept.
Shellman Banking Co. --------------Shellman --------------- ___________ Dec Bank of Shilo ------------ ----------Shilo ____ _-_________________________ Sept.
Bank of Siloam --------------------Siloam -----------------------------Oct. Bank of Smithville -----------------Smithville ------- __________________ March Bank of Smyrna --------------------Smyrna ____________________________ Jan. The Walton County Bank ------------Social Circle _______________________ Sept. The Bank of Soperton ---------------Soperton ------------- ______________ July
Peoples Bank of Soperton -----------Soperton ---------------------------Dec. Bank of Sparks --------------------Sparks ----------- __________________ Jan. Sparta Savings Bank -----:----------Sparta ------- ______________________ Dec. The Exchange Bank of Sprmgfield----Springfield ----------- _____________ Dec. Bank of Stapleton ------------------Stapleton ------------- _____________ Aug. Bank of StatesborO---- --------------Statesboro ------------- ____________ Oct.
Sea Island Bank --------------------Statesboro -------------------------March Bank of Statham -------------------Statham ----------- ________________ March
Bank of Stephens -------------------Stephens -----------_---------------Oct. Planters Bank ----------------------Stillmore -----------------------~---Jan. Bank of Stockbridge ---------------Stockbridge ________________________ Sept.
Granite Bank -----------------------Stone Mountain ------------- _______ Aug. Bank of Commerce-------------------SummerviiiP ------------------- ____ Oct. Chattooga County Bank--------------SummerviiiP ------------------- ____.Nov. The Peoples Bank ------------------Summit --------------- _____________.Sept.
The Central Bank ------------------Swainsboro -------------------------Oct. The .Citizens Bank ------------------Swainsboro ----------- ______________ Nov.

29, 19ll 4, 1890
7, 1911 1904
25, 1903 10, 1911
1905 16. 1906 27, 1905 10, 1910 I6, 1907 30, I907 15. I9I8 6, 189I ll, 1901 30, I904 25, 1911
3, I919 4, 1906
31, 19ll
21, 189I 1905
I3, 1904 27, 1920
10, I900

Oct. Sept. Oct. Sept.
March Oct. June March Jan. Feb. .Tan. Oct. Jan. March April Oct. Jan. Oct. Sept. Sept. Jan. Sept. Nov. Nov.

3. I911 I, I890 7, 1911
1904 1903 20, I911 I905 1903 5, 1906 12, I9IO 15, I908 I, I908 1, 1918 I, 1894 16. I901 4, 1904 25, 1911 4, 1919 24, 1906 5, 1911 1, 1891 I, ]906 20, 1904
9, 1920
10, 1900

NAME OF BANK

LOC.AJTION

CHART.ERED

E'xchange Bank ------------- ________Sycamore --------------------------March The Planters Bank __________________Sycamore --------------------------May Sylvania Banking Co. ---------------~ylvania ---------------------------April Farmers & Merchants Bank __________ Sylves~er --------------------------Aug.
Sylvester Banking Co. ______________Sylvester ------------- 1------------July Bank of Talbotton ------------------Talbotton --------------------------Aug.
Peoples Bank -----------------------Talbotton --------------::-----------Dec. Bank of T'allapoosa------------- _____Tallapoosa -------------------------Aug. Bank of Taylorsville ----------------Taylorsville --------- _______________June
Farmers State Bank ________________ Temple ----------------------------March

18, 1918 13. 1914
10, 1911 2, 1911
1898
16, 1906 3, 1890 31, 1908 6, 1905
1911

Temple Banking C'o. ----------------Temple ----------------- ___________Sept. 25, 1903

Farmers & Merchants Bank ----------Tennille ---------------------------Oct. Peoples Exchange Bank ------------Tennille ----------------------------Dec. Tennille Banking Co. ---------------Tennille ----------------------------April }}'lnk of Thomaston_____ ------------- t Thoma~ on ------- __________________Dec. Farmers & Merchants Bank ---------Thomaston _________________________ March Upson Banking & Trust Co. ---------'.rhomaston ____________________ ____Dec. Bank of Thomasville ----------------Thomasville ____________________7 ____Sept.

10, 1894 2!!, 1908
4, 1900 11. 1910
8, 1893 19, 1888 27, 1887

Citizens Banking & Trust Co --------Thomasville ------------------------Dec. The Peoples Savings Bank -----------Thomasville ------------------------Oct. Bank of Thoms.on -------------------Tifton -----------------------------July The McDuffie Bank -----------------Thomson ---------------------------Aug. Thomson City 'Bank ----------------Thomson ----------------------- ____ April 'rhe Bank of Tifton __________________Thomson ----------------------- ____ Oct.

1890 22, 1906 18, 1891
1906
15, 1915 10, 1891

The Bank of Tignall ----------------Tignall ----------------------------July Farmers Bank ~---------------------Tignall ------------- _______________Oct.

1909 5, 1920

Peoples Bank :.-----:-----------7----.-Tignall ------------- _______________ Dec.

Bank of Farmers

&ToMcecro~aha-n,t--s--B--a-n-k--

---------Toccoa ---------Toccoa

-----------------------------.:\:ug. _____________________________ Jan.

16. 1913 1911
18, 1906

Wilkinson C:ounty Bank -------------Toomsboro ----------- ______________July Bank of Trion ----------------------Trion ---------- ____________________ Oct. Bank of Tucker_________________ -----Tucker __ -------- __________________ Oct.
Turin Banking Co. ------------------Turin ----- _________________________ Nov. Bank of Ty Ty ---------------------Ty.Ty _____________________________ Sept. Bank of Unadilla ----------,---------Unadilla ___________________________July
Commercial Bank -------------------Unadilla ----- ______________________ Aug. Bank of Union Point ---------------Union Point _________________________ May

16, 1907 16., 1912 29, 1919
1905 13, 1910
5, 1898 ] 907
15, 1911

The Farmers Bank --------,-:---------Union Point_ ____ -------------------- Sept. 6, \1911

The Ashley Trust Co. ___ _: ___________ Valdosta ---------------------------March

1913

BEGAN BUSINESS

March 18. 1918

May

2, 1914

May

1911

Sept.

1, 1911

July

7, 1898

Dec.

1, 1906

Jan. 13, 1891

Sept.

9, 1908

June 13, 1905

March 3, 1912

Oet.

1, 1903

1894

.Jan. 13, 1909

April 4, 1900

Jan.

1, 1911

Jan.
Jan. Dec. July Aug. May
Aug. Oct. Jarr. Sept. Jan. July Dec. Dec. July Sept. July Aug. May Sept. April

25, 1900 1888 1891
1, 1906 18, 1891
1906 11, 1915
1896 1909 28, 1920 27, 1914 1911 20, 1906 16. 1907 17, 1912 30, 19l9 1905 1910 5, .'1898 1907 1911 6, 1911 1913

NAME OF BANK

LOCATION

CHARTERED

Bank of Valdosta ------------------Valdosta ---------------------------April 12, 1920

The Citizens Bank of Valdosta ------Valdosta ---------------------------Dec. Exchange Bank --------------------- Valdo;ta --------- __________________ July

1, 1890 1912

The Merchants Bank of Valdosta ----Valdosta ---------------------------Dec. The Citizens Bank of Vidalia --------Vidalia ------------- _______________ April
The Farmers Bank -----------------Vidette ------- _____________________Nov.

26, 1888 19, 1901
7, 1910

American Banking Corporation ------Vienna ------------- ________________Feb. 17, 1917

Bank of Vienna --------------------Vienna ------------- ________________ Aug. 26, 1889

Dooly Savings Bank ----------------Vienna -----------------------------'Sept. Vienna State Bank ------------------Vienna ------------- ________________ Dec. Bank of Villa Rica ------------------Villa Rica _________________________May
Merchants & Planters Bank ---------Villa Rica _________________________ April Citizens Bank _,;. _________________ ---Waco --------------- _______________Sept.

25, 1905 29, 1920 14, 1899
1907
1'5, 1914

Bank of Wadley --------------------Wadley ----- _______________________ Jan. 29. 1902

Citizens Bank ----------------------Warrenton ---------------------- ___April 14, 1902

Planters & Merchants Bank ----------Warrenton ---------------------- ___ April Farmers & Merchants Bank ---------Warthen ------------------- ________ Oct. Bank of Warwick -------------------Warwick ------------- ______________ Nov.

13, 1907 30, 1911 28, 1910

Washington Exchange Bank ---------Washington ----------------- _______ Dec.

1888

Wasliington Loan & Banking Co. ---- W:.:.shington ------------------------

1889

Oconee County Bank ----------------Watkinsville -----------------------Oct. 17, 1904

Commercial Bank -------------------Waycross ----------------------.----Oct. Bank of Waynesboro ----------------Waynesboro ________________________ Dec.

15, 1918 1892

Citizens Bank ----------------------Waynesboro -------------. __________ Feb.

2, 1898

Waynesboro 'Savings Bank ----------Waynesboro ________________________March 6, i911

Citizens Bank ----------------------West Point ------------------------Feb. 17, 1-917

Bank of Weston --------------------Weston ----------------------------May Merchants & Planters Bank ---------Whigham ------------~-------------June Hank of White Plains---------------- W<hite Plains --------- _____________ _June

6, 1913
18, 1918 11, 1904

The Planters Bank -----------------White Plains -------- _______________ April 9, 1919

Whitesburg Banking Co. ------------Whitesburg ------------------ ______ Sept. 11, 1907

Bank of Willacoochee ---------------Willacoochee ------------------- ___ Dec. 21. 1900

Merchants & Farmers Bank ---------Willacoochee ----------------------=May Bank of Williamson ----------------Wiilliamson _________________________Nov.

1906 5, 1912

Farmers Bank ---------------------Winder -------------- ______________ Feb. 28, 1914 North Ga. Trust & Banking Co. ------Winder ____________________________ April 22, 1915

Pittard Banking Co. ----------------Winterville ----------- _____________ Jan.

9, 1911

Peoples Bank -----------------------Woodbury ------------- _____________ July

7, 1907

'l'Le Woodbury Banking Co. ----------Woodbury --------------------------Oct.

1892

BEGAN BUSINESS

April 27, 1920

Jan.

1891

'Sept.

1912

Dec. 26, 1888

April 19, 1901

Jan.

7, 1911

Feb.

213, 1917

Sept.

1889

Oct. 16. 1905

Jan.

4, 1921

May

1899

May

1, 1907

Nov. 10, 1914

April 14, 1902

Dec.
Jan. Jan. May Oct. Oct. Dec. Feb. March March
March June July April
Nov. March Aug. Dec. March
April
Jan.
Sept. Sept.

1911 3, 1911 1, 1889 1, 1895
1904 30, 1918
1892 2, 1898
1911 15. 1917 30, 1913 18, 1918
7, 1904 26, 1919 18, 1907
1901 1906 9, 1912 31, 1914
22, 1915
16, 1911
1907 29. 1902

NAME OF BANK

LOCATION

CHARTERED

Citizens Bank & Trust Co. --- ________ Jefferson ______ --------------------Feb.

10, 1920

The Farmers Bank------------------- Woodcliff -------------_------------Aug. 26, 1912

Woodland Bank --------------------Woodland --------------------------Nov. 17, 1907

Bank -of Woodstock ----------------Woodstock -------------------------Oct. Woolsey Bank ~---------------------Woolsey ---------------------------Aug. Citizens Bank ----------------------Wrens ~----------------------------Oct.

10, 1905 21, 1907
1907

Wrens Bank ------------------------Wrens -----------------------------March 20, 1916

Bank of Wrightsville ---------------Wrightsville -----------------------Feb.

16. 1897

Bxchange Bank of Wrightsville ------Wrightsville -----------------------Dec. '1 he Farmers Bank ------------------Wrightsville ______ -----------------April

20, 1909 28, 1919

Yatesville Banking Co. --------------Yatesville --------------------------Dec. Bank of Zebulon _____________________ zebulon ----------------------------March Farmers Bank ----------- ___________Zebulon _______ ---------------------Aug.

18, 1906 18, 1905 22, 1919

BEGAN BUSINESS

March 4, 1920

Sept

9, 1912

Nov. 25, 1907

Oct.

10, 1905

Oct.

7, 1907

Oct.

197

March 28, 1916

Feb.. 16, i897

Dec. 13, 1909

July 15, 1919

Aug. 28, 1906

Jan. Oct.

31, 1905 1. 1919

I
I
I
1-l '\C

BRANCHES OF BANKS AND TRUST COMPANIES UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKING (THIRTY-NINE)

NAME OF BANK

LOCATION

NAME OF BANK

LOCATIO:\'

Farmers Bank ......................... Alamo Brunswick Bank and Trust Co. . .......... Arco Citizens and Southern Bank ............. Atlanta Citizens and Southern Bank ............. Augusta Bank of Louisville . . . . . . . . . . . . . . . . . . . . . . Avera Union Banking Co. . ................... Broxton Farmers & Merchants Bank .............. Calvary
Cornelia Bank ............ . Demorest Greenville Banking Company ............ Gay Brunswick Bank and Trust Co. . ......... Jesup Citizens and Southern Bank ............. Macon Citizens Bank .......................... Morven Peoples Bank .......................... Omaha Commercial Bank ....................... Pinehurst Liberty Street Branch, C. & S............ Savannah Exchange Bank Branch ................. Savannah Bank of Buford ....................... Suwanee Mount Vernon Bank .................... Uvalda Douglasville Banking Company ......... Winston Georgia State Bank .................... Baxley

Georgia State Bank .................... Bronwood Georgia State Bank .................... Ocilla Georgia State Bank .................... Richland Georgia State Bank .................... Douglas Georgia State Bank .................... Omega Georgia State Bank .................... Hawkinsville Georgia State Bank .................... Hoganville Georgia State Bank .................... Cumming Georgia State Bank . . . . . . . ............ Cordele Georgia State Bank .................... Bowdon Georgia State Bank .................... Montezuma Georgia State Bank .................... Chatsworth Georgia State Bank .................... Douglasville Citizens arid Southern, Central Office ..... Atlanta Citizens and Southern, Mitchell St. . ... Atlanta Citizens and tlouthern, Tenth St.......... Atlanta American State Bank, Broad tlt. Office ... Athens Georgia State Bank .................... Dublin Citizens Trust Co. Branch .............. Savannah

----------------------~D~E~P~A~R~T~M~E~N~T~O~F~B~A~N~K~I~N~G~----------~------81

STATEMENT OF NATIONAL BANKS IN GEORGIA Showing Condition at the Close of Business

Dec. 29, 1922
(98)

RESOURCES

Loans and Discou?-t.s (including notes and bills rediscounted)----------$115,378,000.00

U. S. Govt. Securities Owned----------------------------------------- 20,060,000.00 Other Bonds, Stocks, Securities, etc. _____ ------------------------------ 3,942.000.00

Banking House, Furniture and Fixtures------------------------------- 4,847,000.00

Other Real Estate Owned--------------------------------------------- 1,183,000.00 Lawful Reserve with Federal Reserve Bank--------------------------- 8,139,000.00 Cash in Vault and Due from National Banks-------------------------- 13,203,000.00

Due from State Banks and T'rust Companies ___ ------------------------ 6,616,000.00 Items in Process of Collection with Federal Resmve Bank______________ 5,375,000.00

Exchanges for Clearing House _________ ------------------------------Checks on Other Banks in Same Place_______________ -----------------

174,500.00 266,000.00

Other Checks and Cash Items_____________ --------------------------Custome1s Liability Acct. of Acceptances_____________________________

119,500.00 954,000.00

s. Overdrafts ---- ---------------------------------------------------- __
Redemption Fund and Due from U. Treasurer_______________________

262,000.00 525,000.00

Other Assets ________ ------------------------ _____ --o----- -------------

56,000.00

$183,746,000.00

LIABILITIES

Capital Stock Paid In------------------------------------------------$ 14,648,000.00

Surplus Fund_____ -------------------------- .. -------------- .. ------- !1,938,000.00 Undivided Profits__________________ ----------------------------------- 4,965,000.00

Due to Federal Reserve Bank-----------------------------------------

37,000.00

Due to National Banks_________________ ------------------------------ 7,727,000.00

Due to State Banks and Trust Companies------------------------------ 13,204,000.00 Demand Deposits___ -------- ______ --------- _____________ -------- ____ -.. 73,395,000.00

Time Deposits ___ ----------------------------------------------------- 37,626,000.00

U. S. Deposits------------------------------------------------------- 1,330,tl00.00 Cashiers Checks Outstanding________________ -------------------------- 433,000.00

Certified Checks ___ -----------------------------------------------..--- 213,000.00 National Bank Notes Outstanding______________ ---------------------- 10,432,000.00
U. S. Government Securities Borrowed________________________________ 167,000.00

Bills Payable-_--------------------------------------------------____ 1,838,000.00 Notes Re-discounted________________ ---------------------------------- 4,691,000.00

Liability on Letters of Credit and Acceptances __ ---------------------- 1,026,000.00

Other Liabilities------------------------------------------------------

76,000.00

$183,7 46,000.00

82

THIRD ANNUAL REPORT

COMBINED STATEMENT OF STATE BANKS, TRUST COMPANIES AND NATIONAL BANKS

;;g;1 STATE BANKS AND TRUS'T COMPANIES, INCLUDING 39 BRANCHES, AND 98 NATIONAL BANKS, SHOWING CONDITION DEC. 29, 1922

RESOURCES (National Banks Given in Thousands of Dollars)

Loans and Discounts-------------------------------------------------$303,060,167.34
Overdrafts ----------------------------------------------------------- 722,529.28 U. S. Bonds and Securities Owned------------------------------------ 24,236,896.95 Other Stocks and Bonds---------------------------------------------- 15,072,461.94 Banking House and Furniture and Fixtures---------------------------- 13,709,231.96 Other Real E'state Owned______________ ------------------------------- 4,445,063.03 Cash in Vaults and Due from Banks----------------------------------- 75,345,923.21 Checks and Cash Items----------------------------------------------- 6,684,934.97 Advances on Commodities-------------------------------------------- 4,365,946.49 Customers Liability Account Acceptances----------------------------- 6,961,572.32
Other Resources__ ---------------------------------------------------- 9,523,417.90 Profit and Loss----------------_-------------------------------------- 139,430.32.

LIABILITIES

$464,267,575.71

Cap,ital Stock Paid In-----------------------------------------------$ 46,610,301.00

Surplus Fund____ ----------------------------------------------------- 28,653,414.92 Undivided Profits-------------------------------------~-------------- 12,266,698.90

Dividends Unpaid______ -_-------------------------------------------- 146,463.42

Due to Banks __ ------------------------------------------------------ 40,802,365.06

Certified Checks------------------------------------------------------ 718,829.33

Cashiers Checks------------------------------------------------------- 1,541,900.34

Deposits Subject to Check-------------------------------------------- 161,612,142.78

Time Deposits-------------------------------------------------------- 116,243,099.65 Demand and Certificates of Deposits-------------.--------------------- 2,771,489.53

U. S. Deposits------------------------------------------------------- 1,330,000.00

Certificates of Deposit Representing Borrowed MoneY------------------

60,500.00

Trust Deposits ____ ---------------------------------------------------- 2,029,983.21 Bills Payable___________________ -------------------------------------- 17,286,725.53

Re-discounts --------------------------------------------------------- 11,291,365.64 I.dability on Letters of Credit and Acceptances------------------------ 6,018,897.44

Reserve for Interest and Taxes_____ ---------------------------------- 782,166.51

National Bank Notes Outstanding------------------------------------- 10,432,000.00

Bonds and Securities Borrowed--------------------------------------- 663,150.00

Other Resources------------------------------------------------------ 3,006,082.45

$464,267,575.71

DEPARTMENT OF BANKING

83

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF ABBEVILLE Abbeville, Ga.

President, W. C. OLIVER

Vice-President, C. C. FULGHAM

Cashier, T. M. COOK

RESOURCES:

LIABILlTlES

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts--(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

64,698.44 17,362.00 103,000.00
none
none
none 2,215.52 2,592.80 5,113.92 16,135.60
none
7,809.00
38,179.52 8,227.07
38.25
none 4,082.32
none 56.00
none 520.40
332.87 3,190.40

Total -------------------- $ 273,549.11

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none'
5,000.00 4,100;61
750.00 2,125.17
none none
163,247.40 none
43.669.48 548.31 none
1,116.48 none
5,000.00
none
19,000.00
none
1,300.00
none
none
none 2,691.66
none
none

Total -------------------------- $ 273,549.11

84'

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF ACWORTH Acworth, Ga.

President, A. J. DURHAM

Vice-President, R. L. McMILLAN

Cashier, J. E. CARNES

RESOURCES:

LIABII.ITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock iJl the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--Q-t-h-e-r--b--a-n-k-s--i-n---th--is-
State ------------------------ , Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

76,986.47 7,883.50
26,491.01 297.86
none
none none 1,600.71 3,578.19
none
none 26,003.74
12,857.45 5,019.36
3,537.98
none none 844.70 none
15,646.67 475.62
none

Total ------------- -------- ~ 181,223.26

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Mm~ey -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabillties not included
;:Lbove -----------------------
Total ------------------------- ~

25,000.00 . none
5,000.00 7,195.46
none none none none
71,615.01 none
71,946.12 none none
461.35 none
none
none
none
none
none
none
none none none
5.32
181,223.26

DEPARTMENT OF BANKING

85

STATEMENT Showing Condition of Business December 29; 1922
of the
S. LEMON BANKING CO. Acworth, Ga.

President, ORLANDO AWTREY

Vice-President, JAS. W. McMILLAK

Cashier, LEMON M. AWTREY

RESOURCES:

LIA)3ILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

103,313.80 7 42.13
20,584.68 none
none
none 780.00 2,500.00 4,016. 71 6, 750.00
none
6,137.60
10,095.38 7,205.90
none
4,530.71 none
510.76 none
none 124.09
none 11.53

Total ---------------------- $ 167,303.~9

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this BiSlltsatPea-y-a-b-l-e~-t-o--B-a-n--k-s-I-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not Included
above ----------------------
Total ------------------------$

30,000.00 none
10,000.00 4,815.83 none none none none
71,447.41 none
50,848.78 none none
191.27 none
none
none
none
none
none
none
none
none none none
none
167,303.29

86

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF ADAIRSVILLE Adairsville, Ga.

President, JOE P. BOWDOIN

Vice-President, E. D. VEACH

Cashier, 0. B. BISHOP

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ---------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--I-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House.---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

104,385.47 17,997.18 37,595.89 none
none
none 450.00 3,178.00 4,300.00 2,819.20
none
9,168.36
10,393.47 7,474.58
86.72
none 1,938.63
none 10.89
none none
none 3, 737.60

Total ------

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank ---------'--------
Notes and Bills Rediscounted with Federal Reserve BaniL.
Notes and Bills Rediscounted with other Banks in this
State -------"---------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
~$

25,000.00 none
25,000.00 10,417.68
none none none 5,000.00
74,219.21 none
63,402.53 none none
496.57 none
none
none
none
none
none
none
none
none none none
none
203,535.99

DEPARTMENT OF BANKING

87

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF ADEL Adel, Ga.

President, M. T. SHAW

Vice-President W. B. WILKI!}S

Cashier, W. J. McCRANIE

RESOURCES:

LIA BILITII~:3:

Time Loans and Discounts____ $ 118,821.19

Demand Loans --------------Loans Secured by Real Estate_

24,415.11 77,570.01

United States Bonds ---------Municipal, Drainage District ,.

none

and State of Georgia Bonds__

none

Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds ------

none none

Banking House --,------------

3,500.00

Furniture and Fixtures ------Other Real Estate Owned _____

3,000.00 10,293.78

Due from Federal Reserve

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------- 22,499.96

Due from Approved Reserve

Agents out of this State ---- 10,965.96

CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is- ' 11,001.01

DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r

none

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

none none 1,906.05

Other checks and cash items__

none

Customers liability on letters

of credit and acceptances __

none

Overdrafts-(if any) ----------

none

Advances on commodities other

than cotton ----------------Other assets not included above

none 1,322.89

Total -------------------------$ 285,295.96

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y a- b- -l e- - -t o- - -F-e-d-e- r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total ------------------$

25,000.00 none
28,000.00 4,716.81 none none none none
83,470.27 none
118,138.13 none none
970.75 none
5,000.00
10,000.00
none
none
none
none
none
none none none
10,000.00
285,295.96

88

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
FIRST BANK OF COOK COUNTY Adel, Ga.

President, C. C. GIDDENS

Vice-President, J. S. WILKES, H. L. PARRISH Cashier, J. E. PI'l'TS

RESOURCES:

LIABILI'J.'IES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total _________..:.___________ $

246,037.91 26,461.27 80,059.47
7,000.00
none
none 450.00 4,792.00 4,200.00
none
none
26,710.41
2,914.32 8,152.79

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

none
none 7,658.45
476.45 none
none 5,671.45

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
With other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above -----------------------
I 419,984.52 ' Total -------------------------- $

50,000.00 none
10,000.00 3, 799.28 none none none none
174,662.88
none 121,121.27
1,604.54 3,191.28 1,018.60
none 30,000.00
15,000.00
none
none
9,586.67 none
none
none
none none none
none
419,984.52

DEPARTMENT OF BANKING

89

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF ADRIAN Adrian, Ga.

President, L. 0. BENTON

Vice-P1rsidents, G. E. YOUMANS, S. H. LYNCH

Cashier, R. G. HUTCHESON

RESOURCES:

LIABILI"r IES:

Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
A.g"ents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and l'J,cceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

86,438.69 none none none
none
none none 4,000.00 620.00 none
none
29,178.18
none 5, 788.51 9,700.00
none none none none
none none
none 7,061.27

Total ------------------$ 142,786.65

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Biiis Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------'-------------
Total ------------------------$

25,000.00 none
3,000.00 none none none 12.83
none
78,591.68 none
35,718.66 none none
493.48
none
none
none
none
none
none
none
none none none
none
142,786.65

90

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF ALAPAHA Alapaha, Ga.

President, G. A. PAULK

Vice-President, M. J. McMILLAN Cashier, F. T. TILLER

RESOURCES:

L TA BILI'l'IF~S:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency -------------------Due from other banks in this
D uSet aftreo m- - -o-t-h-e-r- -b-a-n-k-s- -i-n- -o-t -h-e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton-----------------Other assets not included above

146,494.43 80.00
18,013.57 none
none
none 5, 790.00 4,500.00 2,190.00
500.00
none
16,335.84
893.75 3,888.87
36,869.23
15,000.00 none
100.00 none
none none
none none

Total -------------------------- $ 250,655.6?

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

30,000.00 none
20,900.00 8,210.86 none none none none
55,375.01 none
135,528.56 none none
641.26
none
none
none
none
none
none
none
none none none
none

Total -------------------------- $ 250,655.69

DEPARTMENT OF BANKING

91

--------~-----------------------------------------------------------

STATEMENT

Showing Condition of Business December 29, 1922

of the
ALBANY TRUST & BANKING COMPANY Albany, Ga.

President, A. P. VASON

Cashier, C. L. NEUMAN

RESOURCES:

LIABILITlJ~S:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

52,236.69 5,913.91
84,329.98 none
none
none none 13,045.58 5,7 46.53 13,284.68
10,167.59
none
none 208.87
none
none none 199.55 4,550.13
none none
none 2.595.24

Total ------------------------ $ 192,278.75

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
.CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------$

100,000.00 none
25,000.00 2,145.91 none none none none
none none 19,450.00 13,254.12 none 1.00 40.00
10,000.00
none
none
none
none
none
none
none none none
22,387.72
192.278.75

92

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Businest December 29, 1922
of the
ALMA STATE BANK Alma. Ga.

President, E. S. STRICKLAND

Viee-President, C. L. SIBLEY

Cashier, FRED EWING

RESOURCES:

LI.\.BlLl'l'lES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal' Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------,-----------------$

72,119.69 670.00
3,423.00 none
none
none none none 4,350.49 8,755.50
none
2,453.93
6, 762.47 5, 725.28

Capital Stock Paid in -------Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
DeCmhaencdk C-e-r-t-i-f-ic-a-t-e-s--o-f--D--e-p-o-s-i-t Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks _:___________
Certified Checks ----------'---Bills Payable to Banks in thts
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

51.23
2, 773.40 452.00 none none none none none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

194.65 6,657.46 .

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

114,389.10 [ Total ------------------------$

15,000.00 none none
970.16 none none none
25,500.00
52,626.27 none
19,114.97 none none
1,177. 70 none
none
none
none
none
none
none
none
none
nonA none none
114,389.1 o

DEPARTMENT OF BANKING

93

STATEMENT Showing Condition of Business December 29, 1922
of the
THE ALPHARETTA BANK Alpharetta, Ga.

President, I. 0. TEASLEY

Vice-President, R. C. NESLIER

Cashier, F. L. WILLIAMS

RESOURCES:

LI.Yl!Il.ITIE:-3

Time Loans and Discounts____ $ Demand Loans -------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking Rouse --------------Furniture and Fixtures ----,-Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing Rouse ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on comll'lodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

26,260.91 3,054.55 8,093.00 none
none
none none none 1,670.40 800.00
none
6,544.49
62.40 2,644.11
none
none 1,528.25
10 4.18 252.94
none 53.42
none 401.26
51,469.91

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

15,000.00 none none
3, 714.44 none none none none
19,508.63 none
13,223.19 none none 23.65 none
none
none
none
none
none
none
none
none none none
none
51,469.91

94

THIRD ANNUAL REPORT

STATEMENT
ilhowing Condition of Business December 29, 1922 of the
MILTON COUNTY BANK Alpharetta, Ga.

President, T. H. MANNINn-

Vice-President, C. E. MADDOX

Cashier, R. D. MANNING-

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ---------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------- Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnr coym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------)

87,020.67 12,618.27 18,784.30
none
none
none 3.000.00
none 1,000.00 6,233.00
none
23,223.10
7,540.15 8,203.11
12,500.00
none 2,279.44
none 57.99
none none
none 3,293.00
185,753.03

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------1

16,000.00 none
8,000.00 7,698.32
none none none none
91,560.21 none
61,953.59 none none
540.91 none
none
none
none
none
none
none
none
none none none
none
185,753.03

DEPARTMENT OF BANKING

95

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF COMMERCE Americus, Sumter County, Ga.

Presioent, l'RANK SHEFFIELD

Vice-President, JOHN SHEFFIELD

Cashier, LEE HUDSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts-~--$
Demand Loans ------------- Loans Secured by Real Estate_ United States Bonds -----~--- Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym --o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

327,890.51 111,552.07 167,865.72
86,970.93
26,000.00
nont> 42,427.00 20,000.00
none 9,768.22
none
149,112.86
45,302.24 42,634.45
1,027.70
15,869.58 none
1,510.04 2,638.72
none 443.22
none none

Total ---------------------$ 1,051,013.26

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Ba11.k_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

,65,000.00 none
65,000.00 72,583.4 7
none 4,262.93
none none
505,018.12 11,057.10
241,903.20 none
82,422.44 3, 766.00 none
none
none
none
none
none
none
none
none none none
none

Total -------------------------$ 1,051,013.26

96

THIRD ANNUAL REPORT

STATEMEN'r Showing Condition of Business December 29, 1922
of the
EMPIRE BANK OF AMERICUS Americus, Ga.

President, G. R. ELLIS

Vice-President, H. L. MIZE Cashier, JOE M. BRYAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

87,485.86 none none none
none
none none none 544.58 none
none
30,382.81
36,911.19 13.476.73
265.99
720.00 10,607.61 7,794.26
none
none none
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable t() Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

188,189.03, Total --------------------------$

50,000.00 none none
2,124.52 none
1,268.43 none none
115,873.18 none
15,816.78 3,106.12 none none none
none
none
none
none
none
none
none
none none none
none
188,189.03

DEPARTMENT OF BANKING

97

STATEMENT Showing Condition of Business December 29, 1922
of the
PLANTERS BANK OF AMERICUS Americus, Ga.

President, L. G. COUNCIL,

Vice-President, C. M. COUNCIL

Cashier, C. M. COUNCIL

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftero. m---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

996,348.76 77,911.34
none, none
none
none 2,250.00 21,961.34
none 6,198.51
none
9,252.36
48,857.20 49,787.00
7,527.54
none 373,507.03
5,861.31 475.26
none 4.96
none none

Total -----------------------$ 1,599,942.61

Capital Stock Paid in --------$ Amounts reserved for. branches
Surplus Fund ----------------Undivided Prpfits ------------Dividends Unpaid ------------Du'e to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Denmnd Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 none
200,000.00 27,953.83
none 62,817.84 11,489.50
none
619,416.29 7,669.17
250,242.98 121,358.44
3,994.56 none none
45,000.00
150,000.00
"llone
none
none
none
none
none none none
none

Total --------------------------$ 1,599,942.61

98 --------------------T-H-I-R-D-A-N-N-U-A-L-R-E-P-O-R-T--------------------

STATEMENT Showing Condition of Business December 29, 1922
of the
B.ANX OF APALACREE Apa.lachee, Ga.

President, H. A. DAVIS

Vice-President, R. R. SHOCKLEY Cashier, W. F. TROOT1S

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds --------- Municipal, Drainage. District
and State of Georgia Bonds __ Stock in the Federal ' Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

34,038.62 none
10,941.35 none
none
none none 4,328.96 1,997.20 none
none
1,324.67
none 573.34
none
none none none 34.25
none 678.3 7
1,117.14 546.54

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and 7'axes Bonds Borrowed ------------Other liabilities not included
above ----------------------

Total ------------------------- $ 55,581.44 Total --------------------------$
====-=-=-=====-=-=-==-=--~============~--

25,000.00 none
500.00 none none none none
non~
9,044.44 none
7,500.00 none none
287.00 none
13,250.00
none
none
none
none
none
none
none none none
none
55,581.44

DEPARTMENT OF BANKING

91)

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF ARLINGTON Arlington, Ga.

President, W. E. BOSTROM Vice-Presidents, R. F. BOSTR.OM, I. M. JOHNSON Cashier, W. E. BOSTROM, SR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage :District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
thart cotton ----------------Other assets not included above

192,399.91 8,101.40 none none
none
none none 2,000.00 1,615.00 12,921.98
none
31,212.34
11,102.53 6,385.50
none
none 49,038.29
1,097.93 none
none 3,182.21
none none

Total ---------------------;----$ 319,057.09

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ______
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ------~--------------- Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
25,000.00 25,310.18
none none none none
142,499.63 none
38,973.11 none none
2,274.17 none
15,000.00
20,000.00
none
none
none
none
none
none none none
none

Total --------------------------$ 319.057.09

100

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF ARNOLDSVILLE Arnoldsville, Ga.

President, L. C. WHITE

Vice-President, T. M. DUNOAN

Cashier, W. L. PRICKETT

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking. House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ____ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

LIABILITIES:

25,412.18 200.00
3,119.05 none
none.
none 500.00 4,050.00 2,898.85
none
none
2,453. 79
794.29 1,091.36
none
none 107.69
59.60 55.00
none none
80.25 3,957 08

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bi!Is Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ------- ---------------

44,779.14 Total --------------------------$

15,000.00 none none none none none none none
25,812.14 2,000.00 1,967.00 none none none none
none
none
none
none
none
none
none
none none none none
44,779.14

DEPARTMENT OF BANKING

101

.STATEMENT Showing Condition of Business December 29, 1922
of the
ASHBURN BANK Ashb~ Ga.

President, W. A. SHINGLER, (Deepased)

Viee-President, G. B. GORDAY

Cashier, J. S. JOHNSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States' ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------.Advances on commodities other
than cotton ----------------Other assets not included above

68,412.29 32,446.90 60,986.01
none
none
none 900.00 3,086.34 1,101.34 40,000.00
none
24,595.09
2,767.17 12,957.85
none-
none none 184.83 331.71
none none
none 219.76

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bapk ----------------Notes and :~;!ills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
50,000.00 5,989.47 none none none none
64,171.92 625.00
40,519.70 5,971. 72
29,823.94 71'0.08 none
none
none
none
none
none
none
none
none 177.46 none
none

Total -------------------------- $ 247,989.2~ Total ------------------------- $ 247,989.29

l02

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
THE CITIZENS BANK OF ASHBURN Ashburn, Ga.

President, D. H. DAVIS

Vice-President, W. A. MURRAY Cashier, K. P. BAKER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve Agents in this State -------Due from Approved Reserve
Agents out of this State ____
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
D uSet aftreo m- - -o-t-h-e- -r -b- -a-n-k-s- -i-n- -o-t-h- e- -r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters . of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

81,018.62 10,796.91
8,733.95 none
none
none none 5,000.00 none 3,000.00
none
24,898.01
2,550.13 13,032.24
none
none 15,407.10
255.42 none
none none
5,542.53 none

Total ---------------------- $ 170,234.91

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y a- -b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
30,000.00 5,672.02. none none none none
67,135.R5 none
33,157.91 964.R6
6,580.22 1,652.05
none
none
none
none
none
none
none
none
none none none
none

Total ------------------------- $ 170,234.91

DEPARTMENT OF BANKING

103

STATEMENT Showing Condition of Business December 29, 1922
of the
TURNER COUNTY BANK Ashburn, Ga..

President, G. C. McKENZIE

Vice-President, E. W. CONEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 49,119.77

Demand Loans --------------Loans Secured by Real Estate_

17,963.33 6,633.30

United States Bonds ----------

none

Municipal, Drainage District Q ;i< ! t :;

and State of Georgia Bonds__

none

Stock in the Federal Reserve
Bank ----------------------Other St6cks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____

none none 10,000.00 3,729.69 16,953.82

Due from Federal Reserve

Bank -----------------------

9,562.05

Due from Approved Reserve iT)HI 1: ..;

Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency --------------------Due from other banks in this

2, 708.25
none 4,090.13

State ----------------------- 13,480.29
Due from other banks in other '"1m . Ll ' ~ ~

'States ---------------------Advances on Cotton ----------Checks for Clearing House ____

none none 82.14

Other checks and cash items__

23.35

Customers liability on letters of credit and acceptances __

none

Overdrafts-(if any) ----------

none

Advances on commodities other fi ~ ~! ;;_: i! !~

than cotton ----------------Other assets not included above

none 8,375.22

Total ----------------------$ 142,721.34

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

25,000.00 none
25,000.00 none none none none

Call Money -----------------Individual Deposits Subject to
Check -~------------------- Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

42,000.00
16,449.54 none
14,046.70 none
1,247.60 127.50 none

State -----------------------Bills Payable to Banks in other

5,000.00

States ---------------------Bills Payable to Federal Re-

none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this ~tate ----------------------Notes and Bills Rediscounted with other Banks in other

none none
1,850.00

States ---------------------Certificates of Deposit for Bor-

none

rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes

12,000.00
none none

Bonds Borrowed ------------Other liabilities not included
above -----------------------

none none

$ Total ________________________:__ 142,721.34

104

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
AMERICAN STATE BANK Athens, Ga..

President, JOHN J. WILKINS C. ERWIN

Vice-Presidents, W, C. JORDAN, HOWELL Cashier, G. R. DAV]S

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House __________.:.____
Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom-~-o-t-h-e--r-b--a-n-k-s--i-n--o--th--er
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

545,741.63 1,300.00
49,100.00 none
none
3,600.00 1,820.00 23,647.80 15,266.96 3,980.43
30,659.41
31,444.92
none none
none
none none 3, 786.72 369.25
none 470.84
none 55.00

Total -------------------------- $ 711,242.96

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check _____________________..:
Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------BiSlltsatPe a_y_a_b_l_e__t_o__B__a_n_k: _s__in___th__is_
Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted Swtiathte o__th__e_r___B_a_n_:k__s___in____t_h_is_
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 none
20,000.00 32,990.67
56.00 7,291.08
none none
301,805.29 none
46,595.00 200,799.11
none 11,671.76
34.05
none
none
none
none
none
none
none
none none none
rione

Total ------------------------- $ 711,242.96

DEPARTMENT OF BANKING

105

STATEMENT Showing Condition of Business December 29, 1922
of the
THE ATHENS SAVINGS BANK Athens, Ga.

President, MYER STERN

Vice-President, M. G. MICHAEL Cashier, G. A. MELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans ----------,----Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

968,112.95 4,500.00 none
187,450.00
none
none none 21,073.03 800.60 19,847.39
none
145,896.08
22,893.11 31,226.25
none
none none 38,404.52 302.95
none 5,150.82
none 1,792.00

Total -------...;.-------------$ 1,447,449.70

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in otter
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 none
200,000.00 79,812.67 none 11,878.24 none none
414,293.91 none
94,109.07 297,141.81
none none none
250,000.00
none
none
none
none
none
none
none none none
214.00

Total -----------------~---~--~'-$ 1,447,449.71

JOG

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
COMMERCIAL BANK OF ATHENS Athens, Ga.

President, H. H. GORDON, JR. J. H. DOZIER

Vice-Presidents, J. E. TALMA3-E, JR., Cashier. J. E. PATMAN

RESOURCES:

LIABILITHJS:

Time Loans and Discounts____ $ 1,114,811.81

Demand Loans --------------Loans Secured by Real Estate_

none none

United States Bonds ----------

none

Municipal, Drainage District -Hiiil.' 1

and State of Georgia Bonds__

none

Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve Bank -~---------------------
Due from Approved Reserve

7,500.00 4,165.00 33,475.68 11,598,07 3,904.63
46,727.93

Agents in this State -------Due from Approved Reserve

none

Agents out of this State ---- 22,609.61

CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-

21,892.78
iJ ~I

DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r

none

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _
Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts--(if any) ---------Advances on commodities other

none none 19,183.05 none
90,016.44 4,148.45

than cotton ----------------Other assets not included above

none 49.00

Total --------------------$ 1,379,982.45

Capital Stock Paid in --------$
ASumrpoluunstsFruensderv__e_d:__f_o_r__b_r_a_n_c_h__es_
Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSSllttsaattPeeas-y-a-_b-_l_-e-_:-_t-o_-_-B_-_a-_n-_-k_-s_-_i-_n-_-_o-_-th_-_-e-_r
Bills Payable to Federal Reserve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ---------------------Notes and Bills Rediscounted
with other Banks in other
-states ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed -----------Other liabilitles not included
above

200,000.00 none
50,000.00 49,7 42.01
903.00 none none none
425,088.73 none
143,783.03 264,098.11
none 4,268.49
813.94
20,000.00
none
none
221,285.14
none
none
none
none none none
none

Total --------------------$ 1,379,982.45

DEPARTMENT OF BANKING

107

------------------------------~

STATEMENT Showilig Condition of Business December 29, 1922
of the
AMERICAN SAVINGS BANK Atlanta, Ga.

President, T. G. ST. AMAND

Vice-President, ROBT. M. CLAYTON

Cashier, PETER F. CLARKE

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ _ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------1-
Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------.:...------------------$

none 5,000.00 607,471.71
none
none none none 131,000.00 2,920.02 17,495.66
none
31,152.41
none 3,815.14
none
none none 1,505.36 739.77
none 309.91
none none
801,409.98

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

200,000.00 none
40,000.00 9,168.20 3,500.00 none none none
none 113,374.48
none 197,793.44
none none none
80,000.00
none
none
none
none
none
none
none 3,500.00
none
154,073.86

':Fotal -------'----------'------- 801,409.98

108

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
ATLANTA COMMERCIAL BANK
Atlanta, Ga.

President, W. B. CHANDLER

Vice-President, H. B. DAVIN

Vice-President and Cashier, HOWARD PARRISH

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checlts for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

201,753.84 5,111.16 6,270.64 none
none
none none 8,000.00 3,498.39 12,948.18
14,769.89
6, 722.43
none 10,084.07
none
609.00 none none
2,469. 75
none 31.84
none none

Total ---------------- $ 272,259.19

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

50,000.00 none
10,000.00 2,152.08 52.00 1,999.66 none none
87,705.05 none none
43,004.72 none
2,220.68 125.00
5o,ooo,oo
25,000.00
none
none
none
none
none
none none none
none
272,259.19

DEPARTMENT OF BANKING

109

STATEMENT

Showing Condition of Business December 29, 1922

of the
ATLANTA TRUST CO. Atlanta., Ga.

President, E. R. BLACK

Vice-Presidents, ,s. McGAUGHEY, A. J.

OR.ME, CHAS. H. BLACK, Secty., J. B. WHEAT

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 2,516,182.58

Demand Loans ------------- _ 230,997.43 Loans Secured by Real Estate_ 725,373.62

United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____
Due from Federal Reserve

40,992.85
none
51,000.00 866,220.90 See Stocks' 59,308.51
89,046.38

Bank ----------------------- 27 3, 697. 85 Due from Approved Reserve

Agents in this State -------Due from Approved Reserve

17,888.69

Agents out of this State ---- 173,7 41.18

Currency ---------------------Due from other banks in this

75,543.30

State ------------------------ 120,300.65 Due from other banks in other

States --------------------Advances on Cotton ----------Checks for Clearing House ___ _
Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other

none none 58,961.90 4,485.46
none1,260.24

than cotton -----------------

none

Other assets not included above 223,249.39

Capital Stock Paid in ________$ 1,500,000.00

Amounts reserved for branches

none

Surplus Fund ----------------- 200,000.00

Undivided Profits ------------- 133,928.65

Dividends Unpaid ------------Due to Banks in this State ___

238.00 61,592.65

Due to Banks in other States__

none

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_

1,494,471.40 none
120,801.82 915,483.16
61,853.50 24,420.58
9,441.45
none
93,200.00
none
723,516.26

Notes and Bills Rediscounted

with other Banks in this Stat.e ----------------------Notes and Bills Rediscounted

none

with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above ----------------------

146,383.72
none
none 14,417.94
'none
28,501.89

Total ---------------- 5,528,250.93 Total -------------------------' 5,528,250.93

llO

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
CITIZENS TRUST CO. Atlanta, Ga.

President, H. C. DUGAS

Vice-President, DR. A. M. WILLIAMS

Cashier, DR. W. F. BODDIE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency --------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r States ~---------------------
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and casb items__ Customers liability on letters
of credit and acceptances -Overdrafts-(!f any) ---,------Advances on commodities other
than cotton ----------------Other assets not included above

398,924.32 none
140.670.97 550.00
none
none none 168,432.53 26,870.14 none none
204.83
none 7,189.11 64,926.78
26,899.26 none none
6,808.22
none 235.41
none 52,535.72
894,247.29

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ---------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-le---t-o--F--e-d-e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in othjlr
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money -------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

250,000.00 none
257,431.10 17,321.95 none none none none
185,962.57 none
19,440.34 124,116."36
3, 733.07 737.45 492.28
none
none
none
none
35,800.00
none
none
none none none
12.17
894,247.29

DEPARTMENT OF BANKING

Ill

STATEMENT

Showing Condition of Business December 29, 1922

of the

CITY SAVINGS BANK Atlanta, Ga.

President, S. T. ~WEYMAN

Vice-President, W. B. GIBSON

Treasurer, A. B. CHAPMAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock In the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ---------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

949.oo
none 148,818.23
none
none
none none none none none
none
none
none
7,464.40
none none none none none none none
none 96.00

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thfs
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o--F--e-d-e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

84,000.00 none none
37,852.07 none none none none
none none none 8,570.H2 none none none
9,000.00
none
none
none
none
none
none
none 17,905.24
none
none

Total ----------------------- $ 157,328.13 Tota.l -------------------- $ 157,328.13

112

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
COLONIAL TRUST CO. Atlanta, Ga.

President, J. S. SLICER

Vice-President, JOS.C. WILLIAMS

Cashier, T. J. NORMAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ _ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Resarve
Bank ------------------'----Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Ban"k ----------------------Due from Approved Reserve
Agents in this State _______.:_ Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on -commodities other
than cotton ----------------Other assets not included above
Total ---------------------- $

none none 365,136.91 none
none none none none 1,082. 77 1, 788.62
none
6,160.52
3,022.19 3,855.61
none
none none 4,856.99 none
none 126.08
none 31.50
386,061.19

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ----------------------- $

161,800.00 none
1'4,000.00 27,783.57
none none none none
85,072.39 none
4,450.00 27,108.07
none none none
10,000.00
40,000.00
none
none
none
none
none
none none none
15,847.16
386,061.19

DEPARTMENT OF BANKING

113

STATEMENT Showing Condition of Business December 29, 1922
of the
EAST ATLANTA BANK Atlanta, Ga.

President, L. L. MARBUT

Vice-President, W. H. McCLAIN

Cashier, R. C. BILLINGS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bahk ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnr coym - -- o- -t h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States- ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

82,095.05 none
4,032.85 none
none
none none 9, 795.00 3,140.00 1,481.03 none 11,133.57
none 6,166.60
none
none none 1,244.82 none
none 170.46
none none
119,259.38

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities- not included
above -----------------------
Total -------------------------$

25,000.00 none
7,175.00 2,307.60
none none none none
63,314.55 none
5,991.00 15,048.64
none 422.59
none
none
none
none
none
none
none
none
none none none
none
119,259.38

114

THIRD ANNUAL REPORT

STATEMENT
Showing Condition of Business December 29, 1922
of the
FARMERS&TRADERSBANK Atlanta, Ga.

President, W.- D. MANLEY

Vice-Presidents, J. R.. SMTH and P. J. BAKEH

Cashier, L. T. CARTER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans _______.:.______ _
Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

485,272.58 28,959.58 none none
none
none 36,910.00 21,125.62
3,367.20 36,098.63
none
40,143.89
958.89 23,422.35
22,116.49
2,912.17 none
26,683.66 292.50
none 5,214.39
none 3,530.95

Total ---------------------- ~ 737,008.90

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call M<Jney -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ---------:---Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

25,000.00 none
15,000.00 3,558.92 none 7,775.22 8,584.86
261,500.00
194,024.~1
41,42,5.00 44,072.15 97,209.85
none 18,480.68
377.41
none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--

20,000.00

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none none

State ----------------------Notes and Bills Rediscounted
with other Banks in other

none

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--

none

rowed Money --------------Liability on Letters of Credit

none

and Acceptances ------------

none

Reserve for Interest and Taxes

none

Bonds Borrowed -------------

none

Other liabilities not included

- - - - - - above ----------------------,.-

none

Total --------------------------$ 737,008.90

DEPARTMENT OF BANKING

115

REPORT OF THE

GEORGIA STATE BANK AND ITS BRANCHES
(Consolidated)

Atlanta, Ga.
Showing Condition of Business December 29, 1922

AS CALLED FOR BY THE SUPERINTENDENT OF BANKS

President, W. D. MANLEY

Vice-President, L. R. ADAM8

Cashier, JNO. D. RUSSELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 1,296.332.43 Capital Stock Paid in -------- ~ 165,000.00 Demand Loans --------------- 20,485.62 Amounts reserved for branches 335,000.00

Loans Secured by Real Estate_

none Surplus Fund ----------------

none

United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _

5,000.00
none
none 210,308.00
32,150.00 28,348.96 15,211.37

Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
DeCmhaencdk C-e-r-t-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t Time Certificate of Deposit ---

19,699.08 none none none
298,500.80
778,948.36 18,579.89
415,891.85

Due from Federal ReservE!' Bank -----------------------
Due from Approved Reserve

Savings Deposits ------------none Trust Funds on Deposit ------
Cashier's Checks -------------

13,192.77 nOne
9,357.86

Agents in this State -------- 341,626.46 Certified Checks --------------

Due from Approved Reserve

Bills Payable to Banks in this

100.00

Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State-----------------------Due from other banks in other
States -------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__

30,741.96 82,153.93
79,938.74
26,000.00 25,361.44
none 2,461.13

State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

73,178.35 none
28,940.29 none

Customers liability on letters of credit and acceptances --

State ----------------------none Notes and Bills Rediscounted

53,895.89

Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

620.73
none 13,543.57

with other Banks in other C eSr ttiaftiecsa t e-s--o-f--D-~e-p-o-s-i-t-f-o--r -B--o-r-
rowed Money -------------Liability on Letters of Credit

none none

and Acceptances ------------

none

Reserve for Interest and Taxes

none

Bonds Borrowed ------------Other liabilities not included

5,000.00 none

above ---------------------- ----,-___.,...-,

Total-------------------$ 2,210,284.34. T.otal ---~---.:.---~$2;210",284.34

ll6

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
GEORGIA SAVINGS BANK & TRUST CO. Atlanta, Ga.

President, GEORGE M. BROWN

Vice-Presidents, JNO. W. GRANT, W. S.

WITHAM, JR. Cashier, JOSEPH E. BOSTON

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ _

none

Demand Loans --------------- 17,000.00

Loans Secured by Real Estate_ 1,938,920.40

United States Bonds ----------

3,000.00

Municipal, Drainage District

and State of Georgia Bonds__

none

Stock in the Federal Reserve

Bank ----------------------- 19,500.00 Other Stocks and Bonds ------ 451,122.77

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _

290,000.00 50,539.11 3,194. 70

Due from Federal Reserve

Bank ----------------------Due from Approved Reserve

51,551.14

Agents in this State -------- 70,895.08

Due from Approved Reserve Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-

2,859. 70 22,912.22

DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r States ----------------------
Advances on Cotton ----------Checks for Clearing House ___ _

none
none none 3,093.85

Other checks and cash items__

none

Customers liability on letters of credit and acceptances __
Overdrafts-(if any) ----------

none none

Advances on commodities other than cotton -----------------
Other assets not included above

none 15.64

Total -------------------$ 2,924,604.16

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to

500,000.00 none
175,000.00 128,399.39
4.00 none
none none

. Check ----------------------

none

l:Jenmnd Certificates of Deposit

none

Time Certificate of Deposit ___ 327,137.81

Savings Deposits ------------- 1,385,704.89

Trust Funds on Deposit ------

none

Cashier's Checks -------------

none

Certified Checks -------------Bills Payable to Banks in this

none

State -----------------------Bills Payable to Banks in other

none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--

none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks In this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------

none none
none
none none none 407,727.47 none 631.05

Total -------------------------- 2,924,604.61

DEPARTMENT OF BANKING

117

STATEMENT Showing Condition of Business December 29, 1922
of the
THE LAKEWOOD BANK Atlanta, Ga.

President, HOWARD PARRISH

Vice-President, W. M. MITCHAM

Cashier, P. W. HANCOCK

RESOURCHS:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ StoBcaknkin__t_h_e___F_e_d_e_r_a_l_:_R__e_s_e_r_v_e_
Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due. from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State-----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------- $

49,999.42 5,537.04 1,678.95 none
none
none none none 3, 702.96 none
none 2,509.87
1,162.18 3,880.84
none
none none 322,38 179.,39
none none
none none
68,973.03

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-le---t-o--F--e-d-e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
NoStteastean-d---B--il-l-s--R--e-d-i-s-c-o-u-n-t-e-dwith other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of C'redit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------$

25,000.00 none
2,000.00 586.17 none nohe none none
19,041.67 none none
5,223.09 none
122.10 none
2,000.00
15,000.00
none
none
none
none
none none none none
none
68,973.03

ll8

THIRD ANNUAL REPORT

STATEMENT
Showing Condition of Business December 29, 1922 of the
TRUST COMPANY OF GEORGIA Atlanta, Ga.

President, THOS. K. GLENN

Vice-Presidents, W. C. WARDLAW,

J. J. GOODRUM, JR. Treasurer, GEO. B. PENDLETON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____$ 1,440,598.92 Capital Stock Paid in --------$ 1,000,000.00

Demand Loans -------------- 3,531,849.42 Amounts reserved for branches

none

Loans Secured by Real Estate_ 170,415.66 Surplus Fund ---------------- 1,500,000.00

United States Bonds ---------- 179,824.10 Undivided Profits ------------- 426,157.36

Municipal, Drainage District and State of Georgia Bonds__
Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ------

none
75,000.00 1,14:.,047.10

Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to

371.00 32,652.82 32,277.41
none

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve

991,500.00 none none
267,089.24

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -------------

2,449,825.03 149,497.07 162,579.13
1,151,436.37 172,172.31 2,448. 74

Agents in this State -------Due from Approved Reserve

54,332.39 Certified Checks -------------Bills Payable to Banks in this

none

Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b-a-n- k- -s- -i n- - -t -h-i sD uSet aftreo m- - -o-t-h-e-r- -b-a-n- -k-s- -i n- - o- -t h- -e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ____

74,768.02 32,219.90
none
29,561.02 none
39,891.27

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted

none none none none

Other checks and cash items__

242.70

with other Banks in this

Customers liability on letters of credit and acceptances __

State ----------------------8,000.00 Notes and Bills Rediscounted

none

Overdrafts-(if any) ----------

175.82

with other Banks in other

Advances on commodities other than cotton -----------------

none CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--

none

Other assets not included above 686,038.84

rowed Money ---------------

none

Liability on Letters of Credit

/

and Acceptances ------------

8,000.00

Reserve for Interest and Taxes 22,042.46

Bonds Borrowed ------------- 200,000.00

Other liabilities not included above ----------------------- 1,415,094. 70

Total -----"'----------------$ 8,724,554.40 Total --------------------------$ 8,724,554.40

DEPARTMENT' OF BANKING

119

STATEMENT Showing Cqndition of Business December 29, 1922
of the
GEORGIA RAILROAD BANK Augusta, Ga.

President, JAS. W. PHINEY MARTIN

Vice-Presidents, JOHN PHINEY, EDWARD Cashier, HUGH H. SEXON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 4,908,659. 79

Demand Loans ---------~----- 1,171,349.23

Loans Secured by Real Estate_

none

United States Bonds ---------- 484,548.75 Municipal, Drainage. District

and State of Georgia Bonds__

none

Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _

none 160,575.00 . 99,576.97
none 76,200.00

Due from Federal Reserve Bank --------~-------------
Due from Approved Reserve

none

Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

462,301.24
527,884.27 271,166.99
1,269.07
148,005.57 626,272.33 123,441.12

Other checks and cash items__ 147,767.06

Customers liability on letters of credit and acceptances __
Overdrafts-(if any) '----------

none 118,582.94

Advances on commodities other than cotton -----------------
Other assets not included above

none none

Total -----------------------$ 9,327,600.33

Capital Stock Paid in ________ $ 1,000,000.00

Amounts reserved for branches

none

Surplus Fund -----------------
.Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___

200,000.00 153,183.15
none 167,222.06

Due to Banks in other States__ 294,195.59

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------- 2,724,357.14

Demand Certificates of Deposit

none

Time Certificate of Deposit --- 347,883.88 .

Savings Deposits ------------- 3,879,231.14

Trust Funds on Deposit ------

none

Cashier's Checks -------------

3,449.88

Certified Checks -------------Bills Payable to Banks in this

8,077.49

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r

none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

550,000.00 none none

State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

none
none
none
none none none
none

Total --------------------------$ 9,327,600.33

120

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
UNION SAVINGS BANK Augusta, Ga.

President, Wm. SCHWEIGHT

Vice-President and Cashier, THOS. S. GRAY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 9,948,307.50

Demand Loans --------------- 176,262.82 Loans Secured by Real Estate_ 130,000.00

United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__

96,850.00 96,000.00

Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _
Other Real Estate Owned ----Due from Federal Reserve

none 16,169.13 100,000.00 13,639.74
3,407. 72

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnr coym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States. --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

50,069.20
21,532.1'3 53,024.66
9,520.94
none none 18,265.88 2,496.26
none 4,099.13
none 12,000.30

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -------~---- Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money .:._________________
Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of C'redit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

100,000.00 none
25,000.00 67,017.50
3,248.00 none none none
599,272.01 52,053.80 55,917.37
720,084.82 none
3,586.28 2,465.63
none
123,000.00
none
none
none
none
none
none none none
none

Total --------------------$ 1,751,645.41 Total-------------------$ 1,751,645.41

DEPARTMENT OF BANKING

121

STATEMENT Showing Condition of Business December 29, 1922
of the
AUSTELL BANK Austell, Ga.

President, C. F. BEN,SON

Vice-President, J. D. PERKERSON

Cashier, A. PE,RKEIR'SON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans ------------- _ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this D uSet aftreo m- - -o-t-h-e- -r -b- -a-n-k-s- -i-n- -o- t-h- -e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

LIABILITIES:

61,560.78 6,650.00 none none
none none none none 2,155.15 none
none
3,452.06
9o.:n
5,677.46
none
none 1,076.13
107.60 26.50
none 502.24
none none
81,298.23

Capital Stock Paid .in ________$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified -Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money ---------------. Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

22,520.00 none
4,534.66 1,351.76
none none none none
26,541.61 57_1.37
20,488.18 none none
290.65 none
5,000.00
none
none
none
none
none
none
none
none none
none
81,298.23

122

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BACONTON Baconton, Ga.

President, R. P. JACKSON Vice-Presidents, J.D. FRAZEIER, R. M. TILLER Cashier, E. A. McCOLLUM

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------. Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve

105,229.38 none none none
none

'Bank ---------"-------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve

none 225.00 2,000.00 3,500.00 3,431l.41
I . ~'!l'
none

Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this

2,851.67
131.15 2,811.89

DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r

none

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdraft~(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

non~
none 142.17
none
none
4~5.15
none 3,638.90

Total -------------------------- $ 124,394.72

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabllities not inc!uded
above -----------------------
Total ------- ------------------ $

15,000.00 none
1,400.00 464.54 none none none
15,500.00
23,390.43 none
42,942.11 none none
926.34 none
none
3,000.0()
none
none
21, 771.31)
none
none
none none none
none
124,394.72

DEPARTMENT OF BANKING

STATEMENT Showing Condition of Business December 29, 1922
of the
BAINBRIDGE STATE BANK Bainbridge, Ga.

President, E. J. PERRY

Vice-President, J. W. CALLAHAN Cashier, J. J. WALTERS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House --~ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not Included above
Total --------------------------~

518,344.48 3,897.51
209,943.63 9,043.36
none none 1,620.00 16,170.00 6,762.99 none
none 120,851.15
62,990.72 26,183.97
255.00
none none 1,173.26 18,207.69
none 1,100.15
none 104.34
996,648.25

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted , with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------$

100,000.00 none
20,000.00 109,848.41
none 4,316.96 15,043.14
none
457,777.15 69.34
108,503.88 153,264.76
none 24,496.61
3,528.00
none
none
none
none
none
none
none
none none none
none
996,648.25

124

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
DECATUR COUNTY BANK Bainbridge, Ga.

President, M. E. NUSSBAUM

Vice-Presidents, R. F. WHEAT, FRANK

S. JONES, Cashier, FR.ANK S. JONES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House -------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

94,238.69 2,200. 76
53,449.40 none
none
none 36,519.75
none none none
none
42,818.95
none none
none
none none none
110ll8
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
5,000.00 22,502.51
none none none none
none none 19,532.98 157,183.81 none 8.25 none
none
none
none
none
none
none
none
none none none
none

Total ------------------------- $ 229,227.55 Total ------------- ------------- $ 229,227.55

DEPARTMENT OF BANKING

125

STATEMENT Showing Condition of Business December 29, 1922
of the
CITIZENS BANK & TRUST CO. Bainbridge, Ga..

President, H. B. EHRLICH

Vice-Presidents, H. L. GANS, MAX KWILICKI

Cashier, E. T. VICKERS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

175,000.00 18,492.21
429,822.26 42,400.00
none
3,600.00 none none
4,957.41 none
24,272.21
9,254.44
3,250.45 16,778.13
5,420.71
50.33 none 18,566.22 none
none 962.22
none 69.70

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed oney --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc! uded
above -----------------------

752,896.29 i Total --------------------------$

100,000.00 none
20,000.00 26,588.89
none 12,756.39
none none
178,125.07 none
142,699.46 134,495.67
none 1,285.62
none
none
8,400.00
20,000.00
57,568.40
14,010.67
none
none
none 36,950.00
16.12
752,896.29

-

126

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BALDWIN STATE BANK Baldwin, Ga.

President, W. A. SHORE

Vice-President, B. W. GRANT Cashier, E. C. CODEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------:Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r--b-a-n-k~s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

132,344.53 275.00 none none
none
none 500.00 3,300.00 2,098.50
none
none
8,142. 76
9,224.29 5,337.78
none
none 152.58
none 344.78
none 462.19
none none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -------.,----------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Ba11ks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ------.----------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total -------------------------- $ 162,182.41 Total -----------------------

15,000.00 none none
16,388.84 none none none none
59,371.88 none
37,906.24 none none none 46.55
none
none
none
33,468.90
none
none
none
none none none
none
162,182.41

DEPARTMENT OF BANKING

127

STATEMENT Showing Condition of Business December 29, 1922
of the
BALL GROUND BANK Ball Ground, Ga.

President, R. M. THOMPSON

Vice-Presidents, T. W. PRICE, H. H.

HARDIN, Cashier, MISS GEORGIA PRATHER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ------------------- ____ OBathnekrinSgtoHckosusaend__B__o_n::_d_s__-_-_-_-_-_-_ Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom--~o-t-h--e-r-b--a-n-k-s--i-n--o--th--er
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

94,642.61 1,171.00 none none
none
none none 3,500.00 3,350.27 none none
8,948.44
2,117.53 4,293.53
none
none none 272.34 none
none 411.85
none 11,065.00
129,772.57

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Danks in other
States --------------------~ Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------
Total --------------------------$

15,000.00 none
5,000.00 3,427.16
none none none none
75,020.95 none
26,758.42 3,523.29 none 1,042.75 none
none
none
none
none
none
none
none
none none none
none
129,772.57

128

THIRD ANNUAL REPORT

STATEMENT
Showing Condition of Business December 29, 1922 of the
BARNESVILLE BANK Barnesville, Ga.

President, A. H. ENGLISH

VicePresident, JNO. G. BUSH

Cashier, E. LANGFORD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate OWned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency --------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

144,515.90 1,440.00
30,401.04 16,150.00
none
1,800.00 675.00 none
3,500.00 none
6,317.96
4,469.29
1,620.82 3,919.21
none
none 1,636.68 1,408. 71
270.73
none 467.73
none 191.79

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank.
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
10,000.00 2,318.29 8.00 none none none
55,353.47 none
5,000.00 47,516.36
none 378.40
none
5,000.00
5,000.00
none
38,215.34
none
none
none
none none none
none

Total ------------------------- $ 218,789.86 Total ----~--------------------$ 218,789.86

DEPARTMENT OF-BANKING

129

STATEMENT Showing Condition of Business December 29, 1922
of the
CITIZENS BANK Barnesville, Ga.

President, B. H. HARDY

Vice-Presidents, D. L. ANDERSON, RILEY

SUMMERS, Cashier, M.P. OWEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

200,003.03 none none none
none
2,550.00 5,452.40 7,000.00 2,558.48 11,305.00
13,765.26
14,825.28
4,417.84 7,803.84
none
none none 673.22 none
none 346.84
none none

Total ------------------------ $ 270,701.49

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

50,000.00 none
35,000.00 14,021.09
none none none none
73,166.60 none
44,751.51 none none
115.70 450.10
7,000.00
10,000.00
none
36,196.49
none
none
none
none none none
none
270,701.49

130

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
THE BARTOW BANK Bartow, Ga.

President, T. Y. SMITH

Vice-Presidents, W. L. HARVEY, W. C. EVANS Cashier, J. R. MURPHY

RESOURCES;

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - - O- -t h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and casi4 items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

111,828.88 5,000.00 2,808.98 none
none
I
1,200.00 4,155.00 4,241. 76 6,468.86
none
9,427.39
29,530.46
2,361.65 7,702.51
5,000.00
none none 202.00 none
none 865.70
none 3,692.60

Total ------------------------ $ 194,485.79

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this BiSlltsatPea-y~a-b-l-e--to---B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y a- -b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- ~

25,000.00 none
15,000.00 10,246.S2
none 1,164.27
none none
82,159.28 none
56,350.78 none none
1,564. 64 none
none
none
3,000.00
none
none
none
none
none none none
none
194,485,79

DEPARTMENT OF BANKING

131

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BARWICK Barwick, Ga.

'resident, D. S. CHAPMAN

Vice-President, E. D. BARROW

Cashier, LA:WiSON HARDY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans -------------~ Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Geor.gia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items.. Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

57,531.91 2,287.82
17,000.00 none none
none none 1,636.83 2,805.15 none
none 4,753.01
4,487.80 3,591.89
none none 219.51 none 56.16
none none
none 3,683. 70
98,053.78

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks jn this State --Due to Banks in 'other States Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank. Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Bank in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other. liabilities not inc! uded
above -----------------------
Total -----------------------$

15,000.00 none
5,000.00 1,205.98
12.00 none none 10,000.00
29,073.68 none
29,860.43 none none
401.69 none
none
none
7,500.00
none
none
none
none
none none none
none
98,053.78

132

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BAXLEY STATE BANK Baxley, Ga.

President, J. W. TIPPIN-8 iWATSON,

Vice-Presidents, J. M. JOINE:R, WADE H. Cashier, C. A. WHITAKER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bond$__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------$

37,481.53 none
31,965-31
none none none none none 7,000.00 4,080.77 none
22,702.52 2,423.24
10,532.29
none
none none 607.fi8 124.81 none none
none none
116,918.05

Capital Stock Paid in -------Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-ra--l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

'16,200.00 none none
3,674.65 none none none none
58,046.06 4,714.47 7,069.00 none
21,266.60 947.27 none
none
none
none
none
5,000.00
none
none
none none none
none
116,918.05

DEPARTMENT OF BANKING

133

STATEMENT Showing Condition of Business December 29, 1922
of the
BISHO,P BANKING CO. Bishop, Ga.

'resident, S. B. PORTER

Vice-President, J. J. JOHNS

Cashier, H. BREEDLOVE

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ _
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due :l'rom Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym---o--th-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

104,731.69 9,352.72 42,772.90 none none none
none 600.00 1,680.00 1,420.00
none
none
5,256.38
,87 4.92 2,053.66
none
none 3,599.37
none 184.95
none none
none none

Capital Stock Paid in -------Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes a.nd Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

25,000.00 none
12,000.00 5,817.28 none none none none
44,318.25 none
25,394.56 none none 3.50 none
25,000.00
5,000.00
30,000.00
none
none
none
none
none none none
none

Total ---------------------- $ 172,533.59 Total -------------------------- $ 172,533.59

134 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-T-H-IR-D-

-AN-N-U-A-L-R-E-PO-R-T-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

STATEMENT Showing Condition of Business December 29, 1922
of the
THE BLACKSHEAR BANK Blackshear, Ga.

President, A. P. BRANTLEY

Vice-President, B. D. BRANTLEY

Cashier, M. C. McALPIN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from othe.r banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

136,737.88 65,750.15 149,280.76
none
none
none 675.00
none 2,751.00
none
none
179,408.48
17,660.61 19,900.93
none
none none none 88.40
none none
none none

Capital Stock Paid in ------- $ Amounts reserved for branch!ll: Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check --------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
10,000.00 61,782.35
none none none none
273,280.57 none
175,966.45 none none
1,223.04 1.00
none
none
none
none
none
none
none
none none none
none

Total ------------------------ $ 572,225.41 Total ----------------------- $ 572,225.41

DEPARTMENT OF BANKING

135

STATEMENT Showing Condition of Business December 29, 1922
of the
THE CITIZENS BANK Bealsely, Ga.

'resident, W. H. FLOWE'RS

Vice-Presidents, W. M. SUTTON, J. J. HAYES

Cashier, R. 0. WATERS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ------~-------------- Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

144,803.55 12,186.94 55,207.65 550.00
none
none none 9, 700.00 3,135.00 7,500.00 none
46,460.26
39,313.42 16,566.52
162.10
none 56,556.58'
1,944.19 416.01
none 623.35
none 3,369.40
398,494.97

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States-Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
Cesrttai ftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

50,000.00 none
10,000.00 5,206.95
3.60 none none none
314,010.20 none
7,191.01 none none
12,083.21 none
none
none
none
none
none
none
none
none none none
none
398,494.97

136

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
FANNIN COUNTY BANK Blue Ridge, Ga.

President, J. M. EA:TON

Vice-President, J. B. CHASTAIN Cashier, J. F. HIOLDEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

122,007.85 3,686.69
57,220.01 none
8,400.00
none none none 3,850.00 3, 700.00
none
16,902.11
7,462.73 14,450.66
none
none none none 2,526.69
none 222.76
512.55 340.50

Total -------------------------- $ 241,282.55

capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check --------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

15,000.00 none
12,500.00 5, 791.49 none 98.78 none none
82,305.60 none
54,171.80 none
69,576.17 1,627.45
none
none
none
none
none
none
none
none
none none none
211.26
241,282.55

DEPARTMENT OF BANKING

137

STATEMENT Showing Condition of Business December 29, 1922
of the
THE FARMERS BANK Blythe, Ga.

President, IY. G. FORD. Vice-Presidents, F. H. TURNER, A. M. CLARK, L. W. DYE. Cashier, P. W. REE'SE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

26,827.78 365.00
3,640.54 6,649.12
none none 1,503.95 1,947.50 1,116.34 none none
none
none 3,193.95
5,092.66
5,607.29 none
250.39 353.12
none none
none 50.00
56,597.64

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with' Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total _________________:_________ $

15,000.00 none
5,000.00 1;522.25
none none none none
26,605.0t none
7,207.39 none none
1,262.96 none
none
none
none
none
none
none
none
none none none
none
56,597.64

138

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
FARMERS BANK Of BOGART Bogart, Ga.

President, L. 0. BENTON

Vice-President, W. A. NUNNALLY

Cashier, J. M. COMER

RESOURCES:

LIABILITIES:

Time Loans and Discounts~$ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned Due from Federal Reserv~----
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States'< ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

76,455.88 27 4.00
29,639.26 none
none
none none 1,000.00 1,623.47 none
none
1,594. 'n
229.84 1,836.02
610.30
none none 551.09 none
none none
none none

Total --------------------- $ 113,814.57

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __'._ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Othe.r liabilities not included
above -----------------------

25,000.00 none
5,000.00 3,790.62
none none none none
18,536.77 none
8,388.29 none none
134.55 none
9,000.00
9,500.00
none
none
none
none
none
none none none
34,464.34

Total --------------------------$ 113,814.57

DEPARTMENT OF BANKING

139

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BOSTON Boston, Ga.

President, H. R. NOBLES

Vice-President, ED COOK

Cashier, S. L. ROGERS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate.
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-'b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

124,901.08 5,320.76 none 1,500.00
none
900.00 none
6,909.54 2,795.16 1,170.00
7,921.59
2,490.05
1,828.90 5,538.76
72.46
none none 1,359.64 none
none 102.78
8,474.15 1,216.97

'l"otal ------ _ ___ -------$ 172,501.84

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due toBanks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
'serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
5,000.00 none none none none none
38,971.03 none
63,766,71 21,580.73
none 76.27 none
none
none
none
18,107.10
none
none
none
none none none
none
172,501.84

140

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
MERCHANTS AND FARMERS BANK Boston, Ga..

President, JAS. M. JONES

Vice-President, JAS. A. MALLETTE

Cashier, J. R. CARTER, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym --O--th-e-r--b--a-n-k-s--'i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------$

264,545.98 10,358.33 none 2,021.70 none none none 10,000.00 none 5, 719.29
none
32,709.14
9,101.30 13,024.48
none
none none 395.10 895.26
none none
7,213.90 none
355,984.48

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in ofher States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h--e-r
BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted Swtiathte o__t:h__e_r___B_a_n__k_s___in____t_h_is_
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------$

50,000.00 none
25,000.00 22,005.72
36.00 none none none
124,984.90 none
94,879.70 28,005.16
none 1,073.00
none
none
10,000.00
none
none
none
none
none
none none none
none
355,984.48

DEPARTMENT OF BANKING

141

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF' BOSTWICK Bostwick, Ga.

President, J. M. PRESTON

Vice-President, L. V. ALM4-ND

Cashier, H. S. KAYLOR

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve .
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e-r--b-a-n--k-s--in---o-th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------- $

20,657.54 908.54
23,367.64 none
none
none none 2, 782.15 1,883.20 1,380.20
none
2,764.72
none 2,369.89
299.13
none none none 13.90
none 130.11
none 500.00

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in othe-r
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money -------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

57,057.02 Total -------------------- $

15,000.00 none none
1,936.62 none none none none
15,085.87 none
9,734.34 none
893.69 3.50 3.00
4,900.00
4,000.00
none
none
none
none
none
none none none
500.00
57,057.02

142

THIRD ANNUAL REPORT

STATEMENT Showing .Condition of Business December 29, 1922
of the
BANK OF BOWDON Bowdon, Ga.

President, A. E. FLEMING

Vice-President, J. B. FOWLER

Cashier, M. L. JOHNSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

155,259.46 1,550.00
87,510.20 650.00 none none none
2,750.00 2, 770.00 3,279.92
none
30,776.65 10,165.27
7,304.81
none
none 1,204.11
304.92 none
none 839.01
none 175.00
304,539.35

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o--F--e-d-e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes lind Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

50,000.00 none
10,000.00 6,708.48
none none none none
90,314.32 4,897.85
101,582.92 none none
1,788.94 none
none
none
39,246.84
none
none
none
none
none none none
none
304,539.35

DEPARTMENT OF BANKING

143

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BOWERSVILLE Bowersville, Ga.

President, JAS. A. ESTES

Vice-President, R. L. GAINE~

Cashier, L. H. RIDGEWAY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ------ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ---- Due from Federal Reserve
Bank ----------------------Due from .Approved Reserve
Agents in this State -------Due from .Approved Reserve
.Agents out of this State ---Currency ---------------------Due from other banks in this DuSSettaafttreeosm--_-_o-_t-_h-_e-_-r_-_-b_-a_-n_-k_-_s-_-i_-n_-_-o_--t_:h-_-e_-r_
.Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------.Advances on commodities other
than cotton ----------------pther assets not included above
Total ----------------------- $

47,386.72 none
7,442.00 1,000.00
none
900.00 none
1,743.00 2,739.70 2,758.00
5,677.63
13,515.59
3,194.53 1,996.85
none
none none none none
none none
none none

Capital Stock Paid in --------$
.Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit -Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and .Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

88,354.02 Total -------------'------------- $

25,000.00 none
5,000.00 1,027.53
none none none none
51,998.40 none
2,592.42 none none
424.35 none
none
none
none
2,311.32
none
none
none
none none none
none
88,354.02

144

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BOWMAN Bowman, Ga.

P1esident, L. W. HENDRICK

Vice-President, W. A. TEASLEY

Cashier, C. E. TEASLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptapces __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

86,874.52 21,375.23 28,720.73 4,592.48
none
1,350.00 450.00
4,018.49 2,395.00 5,586.80
9,832. 78
46,253.30
9,067.17 8,787.23
10,579.49
8,942.92 24,491.13
50.00 31.00
none 749.08
none 583.65

Total---'"'----------~-----$ 274,728.00

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------- Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank Notes and Bills Rediscounted
with other Banks in this
N.oStteastean-d---B-i-l-l-s--R--e-d-i-s-c-o-u-n-t-e-dwith other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

35,000.00 none
10,000.00 21,818.26
none none none none
120,118.76 86,224.57 none 1,065. 71 none 500.70 none
none
none
none
nona
none
none
none
none none none
none
274,728.00

DEPARTMENT OF BANKING

145

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BRADLEY Bradley, Ga.

President, A. L. HARRIS

Vice-President, M. H. MULLIGAN Cashier, J. G. GRIFFIN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------~----- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

12,821.76 125.00
5,834.50 none
none
none none 4,310.65 1,320. 71 none
none
2,142.47
121.55 2,240.50
none
none none none 127.50
none 14.77
none 1, 423.78

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund __________..:_____ _
Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bi!ls Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
s(lrve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances --~-------- Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

30,483.19 Total -------------------------- $

15,000.00 none none none none none none none
9, 761.41 none
484.38 none
237.40 none none
5,000.00
none
none
none
none
none
none
none none none
none
30,483.19

146

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BREMEN Bremen, Ga.

President, W. H. WILLIAMSON

Vice-Presidents, S. S. COPELAND, JOHN

H. SHEIJNUTT Cashier, W. L. LONG

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federa.l Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

105,896.82 1,522.85 none none
none
none 450.00 2,000.00 2,691.45 1,500.00
none
28,876.37
none 4,672.50
none
none 234.76
none none
none 57.91
none none

Total -------------------------- $ 147,902.66

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
a.nd Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

40,000.00 none
10,000.00 7,213.63
none none none none
51,379.00 none
21,742.87 none none
529.43 none
. 15,000.00
none
none
none
none
none
none
none none none
2,037.73

Total ------------------------- $ 147,902.66

DEPARTMENT OF BANKING

147

STATEMENT Showing Condition of Business December 29, 1922
of the
FARMERS BANK Bremen, Ga.

President, J. P. BOATRIGHT

Vice-President, E. C. WILSON

Cashier, W. A. DUNCAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------'-$

63,725.91 none none none
none
none none 2,170.25 1,823.07 3,976.60
none
13,l32.98
3,174.53 7,216.08
none
none none none 50.00
none 135.84
none none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y a- -b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

95,405.26 Total -------------------------- $

17,600.00 none
4,000.00 3,528.24
none none none none
39,567.49 none
25,578.41 none none
131.12 none
none
none
5,000.00
none
none
none
none
none none none
none
95,405.26

148

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
FARMERS & MERCHANTS BANK Brewton, Ga.

President, JAS. L. KIEN

Vice-President, J. H. CURL Cashier, L. P. KEEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------" Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b~-a-n-k-s--i-n--o--th--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------$

40,839.95 5,473.01
28,564.67 none none
none 956.90 1,756.25 2,031.17
none none
8,204.36 4,136.52
631.67
none
none 3,139.18
none 453.01
none 762.65
none none
96,949.34

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ----------------------- $

15,000.00 none
5,000.00 5,533.12
none none none none
38,651.29 none
7,614.19 none none
150.7 4 none
none
none
25,000.00
none
none
none
none
none none
- none
96,949.34

DEPARTMENT OF BANKING

149

STATEMENT Showing Condition of Business December 29, 1922
of the
THE CITIZENS BANK Brinson, Ga.

President, J. H. BRINSON

Vice-President, H. H. BRINSON

Cashier, 0. J. ROUNTREE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------- Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States- ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(!f any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------- $

16,542.64 none
17,417.45 none
nur.~,e
none 180.00 2,000.00 2,223. 70
none none
3,205.35
2, 776.38 1,825.46
none none none none none
none 346.47
none none
46,517.45

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other CeSrttiaftiecsate-s--o-f--D--e~p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------ $

15,000.00 none none
2,815.39 none none none none
12,413.01 none
15,797.24 none none
491.81 none
none
none
none
none
none
none
none
none none none
none
46,517.45

150

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BROOKLET Brooklet, Ga.

President, J. W. ROBERTSON

Vice-President, R. H. WARNOCK

Cashier, W. C. CROMLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans __________ _:___ _ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House -------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States'. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

46,939.50 600.00
25,804.18 none none
none none 1,921.65 1',250.00 none none
14,940.16
943.94 1,449.39
none none none none 412.79
none none
none none
94,261.61

Capital Stock Paid in -------- $ Amounts reserved for branches

Surplus Fund ----------------Undivided Profits -------~-'--- Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

Savings. Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

State -----------------------Bills Payable to Banks in other

States ---------------------Bills Payable to Federal Re-

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------Notes and Bills Rediscounted

with other Banks in other

CeSrttiaftiecsa

------------------~-- tes of Deposit for Bor-

rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------

Total -------------------------- $

25,000.00 none
5,000.00 1,042.08
none none none none
37,684.61 none
24,725.40 none none
809.52 none
none
none
none
none
none
none
none
none none none
none
94,261.61

DEPARTMENT OF BANKING

151

STATEMENT Showing Condition of Business Decembe'r 29, 1922
of the
THE BROOKS BANK Brooks,_ Ga.

President, K. B. BANKS

VicePresident, F. M. SCOTT Cashier, I. A. SCOT'T

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym ---o--th-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ----------------------' Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------- __ $

37,768.57 . 761.43 27,597.14
none none
no..n. e none ],470.00 1,400.00 none
none
2,137.55 199.11
1,163.48 none none none none none
none none
nont none
72,497.28

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __.:_ Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------
Certified Checks -------------Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------Notes and Bills Rediscounted
with other Banks in other

C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--

rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Other

Borrowed liabilities

~~t--i-;~j~~d;d

above -----------------------

Total

$

15,000.00 none
3,000.00 3,883.35
none none none none
12,062.24 none
13,161.65 none none 12.60 none
22,427.44
2,950.00
none
none
none
none
none
none none none
none
72,497.28

152

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BRUNSWICK BANK AND TRUST COMPANY Brunswick, Ga.

President, F. D. AIKEN

Vice-Presidents, L. H. HAYM, PAUL E. TWITTY Cashier, I. M. AIKEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not in.cluded above

833,800.57 277,259.38 126,613.30 241,001.75
24,900.00
9,900.00 147,710.00
22,000.00 12,427.58 37,989.82
93,028.59
111,963.62
44,872.87 73,966.03
2,352.52
none 16,377.66
1,433.24 19,118.01
none 858.26
none 46,687.29

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
witJ::> Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

190,000.00 40,000.00
100,000.00 22,078.80 76.00 71,026.19 9,974.33 none
983,381.96 48,952.01
292,094.07 286,110.97
none 29,895.12
671.04
none
none
70,000.00
none
none
none
none
none none none
none

Total --------------------=-----:.$ 2,1'44,260.49 Total ------------------------$ 2,144,260.49

DEPARTMENl' OF BANKING

153

STATEMENT Showing Condition of Business December 29, 1922
of the
FARMERS & CITIZENS BANK Buchanan, Ga.

President, W. C. MOORE

Vice-President, W. J. SPEIGHTS

Cashier, W. S. McCLELLAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash Items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

47,533.09 753.19
6,589. 7~ 1,400.00
none none none 2,345.87 2,000.00 none
none
161,580.23
1,120.54 1,283.09
none
none none none 6,000.00 none 259.91
none none
230,865.64

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid -----~------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Cl"edlt and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------~

15,000.00 none
3,000.00 6,444.81
none none none none
193,036.43 none
13,374.35 none none none 10.05
none
none
none
none
none
none
none
none none none
none
230,865.64

154

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
HARALSON COUNTY BANK Buchanan, Ga.

President, J. L. EAVES

Vice-President, WALTER MATTHEWS

Cashier, H. G. RICHARDSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in th!s State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

56,103.88 2,403.00 8,477.08 500.00 none none none 2,034.00 -2,700.00 none
none
33,011.78
11,484.91 5,672.95
none
none none none none none 1,186.15
none none
123,573.75

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and !!'axes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

15,000.00 none
3,000.00 19,321.96
none none none none
55,679.15 none
17,772.91 none
12,205.95 593.78 none
none
none
none
none
none
none
none
none none none-
none
123,573.75

DEPARTMENT OF BANKING

155

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BUCKHEAD Buckhead, Ga.

President, J. HULME MORGAN

Vice-President, H. C. McWHORTER

Cashier, B. P. TE:A'SLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
. Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from -other banks in this
State-----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liab\lity on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

30,936.67 1,507.05
13,676.50 none none none none
1,485.24 2,593.84
none
none
7,395.12
323.76 2,554.96
none
none none none none
none none none 976.97
61,450.11

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund --------------~- Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Ban~s in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -~--- Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
B iSl ltsa tPea-y-a-b-l-e- -t o- -B- -a-n-k-s- -i -n- o- -t h- -e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State -----------------"-----Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s--i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total

-----$

25,000.00 none
8,000.00 none none none none none
5,410.04 none
11,368.35 none none 21.98 none
7,581.21
4,000.00
none
none
none
none
none
none none none
68.53
61,450.11

156

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BUENA VISTA LOAN & SAVINGS BANK Buena Vista, Ga.

President, Wm. C. WOOTEN

VicePresidents, J. S. ROGERS, CHAS.

W. LOWE Cashier, E. B. REESE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans ------------- Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank -------------.,---------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve.
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ------------------"--Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

149,028.7 4 10,093.92
2,821.07 500.00
none
none 945.00 4,170.24 2,876.28 450.00
none
50,584.12
16,020.84 10,335.37
none
none 50,338.45
1,206.04 550.80
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

30,000.00 none
4o,ooo.oo
8,622:23 124.50 none none none
114,150.19 none
94,715.18 none none
808.77 none
11,500.00
none
none
none
none
none
none
none none none
none

Total ------------------------- $ 299,920.87 Total -------------------------- $ 299,920.87

DEPARTMENT OF BANKING

157

STATEMEN'r Showing Condition of Business December 29, 1922
of the
BANK OF BUFORD Buford, Ga.

President, L. P. P ATTILW

Vice-President EDW. FLOR

Cashier, CARL PERRY

RESOURCES:

LIABILI'l' IES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) _____:____ _
Advances on commodities other
than cotton ----------------Other assets not included above

139,451.91 19.65
37,788.35 16,400.00
none
none 28,725.00
1,886.35 1,633.13 3,146.83
none
20,548.39
1,661.65 4,545.96
1,881.85
none 901.56 453.96 633.07
none none
none 15,000.00

Total ------------------------ $ 274,677.66

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------~ Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this'
State ----------------------Notes and Bills Rediscounted
With other Banks in other States ------~-------------- Certificates of Deposit for Borrowed Money --------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
25,000.00 32,955.34
996.00 20,257.30
none none
106,590.29 none
46,171.80 17,323.56
none 208.37 175.00
none
none
none
none
none
none
none
none none none
none
274,677.66

158

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
SHADBURN BANKING CO. Buford, Ga.

President, W. B. SHADBURN

Vice..President, J. LOSS SHADBURN

Cashier, T. C. SHADBURN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------~ Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------~ Other assets not included above

72,298.64
4,~20.50
56,861.51 19,094.00
none
none 9,162.50
none 3,032.33 6,026.85
none
49,913.57
426.44 12,744.79
none
none none none 420.47
none 543.88
none none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ---'---------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

40,000.00 none
16,000.00 552.98 8.00 none none none
115,165.50 none
45,192.54 16,186.54
none 915.07
1.16
none
none
none
none
none
none
none
none none none
1,423.69

Total ------------------------- $ 235,445.48 Total --------------------------$ 235,445.48

DEPARTMENT OF BANKING

159

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BULLOCHVILLE Bullochville, Ga.

President, A. C. DUNN

Vice-President, H. E. BULLOCH Cashier, W', B. PERSONS

RESOURCES:

LIABILl'l'TES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House _______ _:______ _ Furniture and Fixtures ------Other Real EstatE! Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total __;_______________________ $

41,005.07 8,848.08 38,487.48
none
none
none none 1,800.00 2,328.00 none
none
1,027.22
none 2,356.17
none
none none none none
none none
none 2,080.80

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thts
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank ---------------:;;-:
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in' other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

97,932.82 Total ------------------------~

25,000.00 none
5,083.35 6,364.06 none none none none
22,807.52 none
7, 706.33 5,407.33
none 1.00
none
25,563.23
none
none
none
none
none
none
none none none
none
97,932.82

160

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
THE CITIZENS BANK Bullochville, Ga.

President, R. W. DANIEL

Vice-President, 0. A. RIEHLE Cashier, E. H. BOYD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by 'Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Resa.rve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States' ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------~

52,746.94 1,259.82 8,980.95 150.00
none
none none none 3,575.99 none
none
2,195.48
none 626.30

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

1,687.00
2,756.75 none none none
none 779.83

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none 6.17

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

74,765.23. Total ------------------------$

15,000.00 none none none none none none
13,500.00
17,568.59 63.08
13,590.37 none none 43.19 none
none
none
15,000.00
none
none
none
none
none none none
none
74,765.23

DEPARTMENT OF BANKING

161

STATEMENT
Showing Condition of Business December 29, 1922 of the
BUTLER BANKING CO. Butler, Ga.

President, R. A,. HENTON

Vice-President, R. A. SCANCHET'l'

Cashier, 0. G. McCANT

RESOURCES:

LIABILIT LES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------- , Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---~urrency ---------------------Due from other banks in this
State -----~----------------- Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ ~ustomers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

Total _ -------

------$

63,503.37 none
20,431.80 none
none
none none 3,000.00 3,864.62 none
none
29,570.38
471.51 5,127.19
none
none 73.10 254.56 none none 39.27
301.58 39.75
126,677.13

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__ .
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit _____ _
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State --------~--------------Dills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none none
5,669.65 none none none none
74,985.16 none
20,815.93 none none
206.39 none
none
none
none
none
none
none
none
none none none
none
126,677.13

162

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
TAYLOR COUNTY BANK Butler, Ga.

President, W. W. EDWARDS

VicePresident, ELI GARRET'l'

Cashier, V. I. BUTT

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ---~- Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from .Approved Reserve
Agents in this State -------Due from Approved Reserve
.Agents out of this State ----
CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

69,589.69 10,502.50 30,710.27
none
none
none 4,500.00
none 3,550.00 8,152.38
none
683.61
178.43 4,387.15
737.50
8,500.00 6, 799.19
190.46 none
680.19 718.00
none 6,864.11

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e-:-.
serve Bank ----------------Notes and Bills Rediscount~d
With Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -,-------------Liability on Letters of Credit
and .Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00 none none none none none no!_le none
51,985.57 20,000.00 38,678.09
none none 369.55 none
none
none
none
none
none
none
none
none none none
none

Total ----------------------- $ 126,033.21 Total -------------------------- $ 126,033.21

DEPARTMENT OF BANKING

163

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF BYROMVILLE Byromville, Ga.

President, E. B. DAVIS

Vice-President, J. D. LEISTER Cashier, S. H. BUXTON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

14,872.64 1,528. 73 4,000.00 none
none
none none 1,500.00 1,000.00 none
none
1,875.84
' 461.20 3,322.88

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

8,180.32
3,000.00 none 17.61 none
none 52.22

B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with othe.r Banks in other

none CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--

none

rowed Money --------------

Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included
39,811.441 To:::ve-~~~--~~~~~~~~~--~~~--- $

15,000.00 none none
475.59 none none none none
21,040.10
2,166.83 none none
378.92 none
none
none
none
none
none
none
none
none 750.00
none none
39,811.44

164

THIRD ANNUAL REPORT

STATRMENT Showing Condition of Business December 29, 1922
of the

FARMERS BANK Byron, Ga.

President, JEFF D. HARDISON

Vice-President, C. H. JACKSON

Cashier, JNO. H. LAW.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 35,184.98

Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ------

10,925.78 none
none
none none

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____
Due from Federal Reserve

1, 700.00 1,000.00
none

Bank ----------------------Due from Approved Reserve

none

Agents in this State --------

2,951.88

Due from Approved Reserve.-::rT.!'Itil ilillf

Agents out of this State ----

3,547.68

Currency ---------------------Due from other banks in this

2,125.30

DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __

none
none none 69.26 471.28
5.25

Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

37.61
none 1,974.35

Total ------- ------------$ 59,993.37

Capital Stock Paid in ________ $ Amounts rese1:ved for branches Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- -F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none none none none none none none
20,972.68 none
3,496.90 none
523.79 none none
10,000.00
none
none
none
none
none
none
none none none
none
59,993.37

DEPARTMENT OF BANKING

165

STATEMENT Showing Condition of Business December 29, 1922
of the

CALDWELL BANKING CO. Caldwell, Ga.

President, J. A. BURCH

Vice.President, H. R. BEDINGJriELD Cashier, H. H. BURCH

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

36,957.51 2,862.30 none none
none
none 225.00 4,500.00 3,814.70 4,905.61
none
2,392.88
1,213.37 1,478.66
none
none 239.86
none 87.55
none 430.81
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money ----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits -----------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States -------------------Bills Payable to Federal R~
serve Bank ---------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States --------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total ------------------------- $ 59,108.25 Total -------------------------- $

25,000.00 none
1,500.00 407.08 none none none none
15,111.96 none
4,561.93 none none 27.28 none
2,500.00
10,000.00
none
none
none
none
none
none none none
none
59,108.25

166

THIRD ANNUAL REPORT

STATEMENT
Showing Condition of Business December 29, 1922
of the
CAIRO BANKING CO. Cwiro, Ga..

President, 0. T. DAVIS

Cashier, HENRY HESTER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ '!'
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------~ OtherReal Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency _________,:____________
Due from other banks in this
State -----------------------Due from other banks in other
AdSvtaatn(lcse: s-o-n--C--o-tt-o-n--_-_-.::-_-_-_-_-_-__--_
Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

245,437.43 26,710.19
191,310.65 none
none
none none 5,555.43 2,986.80 none
none
32,753.86
10,263.79 16,664.31
none
none none 2,274.12 none
42,906.30 none
none 500.00

Total -------------------$ 577,362.88

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Divi,d.ends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual De;:>osits su;;ject to
Chec !;c ---------------------Demand Certi~eates c.f l)e)us:t '1~ i1 i, e Certi:lc:l to of DeJOSi t ___
Sa .-ings J)cpo.s.: ts ------------Tl>:st run~...1s on DCJJC'.::>~t -----Cashier's Chec::s ------------CeJ ULeJ C~1ec~-.s -------------Bills l'ayable to Ban:;::3 i::1 this
State -----------------------:Cills .Payable to ~:lnks ia other
Stutes ---------------------Bills Payable to Federal Re-
serve Bank ----------------~otes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

35,000.00 none
7,000.00 30,071.26
none none none none
111,867.~17
23,410.56 184,626.11
none 13,084.28
1,209.79 1,406.00
35,000.00
50,000.00
none
none
27,600.00
12,126.67
none
42,906.30 2,054.54 none
none

Total ------------------------$ 577,362.88

DEPARTMENT OF BANKING

167

STATEMENT Showing Condition of Business December 29, 1922
of the
CITIZENS BANK Cairo, Ga.

President, H. G. CANNON

Vice-President, K. P. WIGHT
Cashier, W. H. SEARCY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in tbe Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
' Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ . Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

321,625.95 none
150,0(}0.00 6,050.00
none none none none 12,000.00 3,650.00 none none none
30,337.65
2,299.04 16,897.97
304.57
none none 2,331.66 none
none 88.86
16,898.00 none

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ---------.-------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit -Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ------------------~--- Notes and Bills Rediscounted with other Banks in other States --------------------~ Certificates of Deposit for Borrowed Money --------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ---------------------

50,000.00 none
18,000.00 15,826.29
12.00 none none none
257,918.28 none
218,430.62 none none
2,295.51 1.00
none
none
none
none
none
none
none
none none none
none

Total ----------------------------$~=5=62= ,48=3.7=0 ==To=ta=l -=--=--=--=--=--=-----------~--=--= $ ~5=62=,48=3.= 70

168

THIRD ANNUAL REPORT

Report of the

FARMERS AND MERCHANTS BANK AND ITS BRANCH (Consolidated) Cairo, Ga.
Showing Condition at Close of Business December 29, 1922
As Called for by the Superintendent of Banks

President, THOMAS WIGHT

Vice-Presidents, L, 0. MAXWEI"L, J. A. POWELL Cashier, J. E. FORSYTH.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans ----..---------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

327,214.62 32,693.04 none 3,250.00
none
none none none 4,934.00 7, 771.49
none
40,351.97
23,057.96 19,357.05
none
none 294.63 2,245.73 2,101.99
none 247.16
none 11,584.00

Total ------------------ $ 475,103.64

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y a- -b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

40,000.00 15,000.00
none 18,087.40
60.00 none none none
222,810.96 none
126,409.41 64,216.15 none :!,519.72 none
none
none
none
none
none
none
none
none none noni3
none
475,103.64

DEPARTMENT OF BANKING

169

STATEMENT Showing Condition of Business December 29, 1922
of the
PEOPLES BANK Calhoun, Ga.

President, W. L. HINES

Cashier, B. W. BLACKMON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 3R9,454.66

Demand Loans --------------Loans Secured by Real Estate_

none none

United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__

none none

Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds ------

2.550.00 5,040.00

Banking House ---------------

4,R50.39

Furniture and Fixtures -------

6,192.89

Other Real Estate Owned _____

3,160.00

Due from Federal Reserve f' r I i

Bank ------------------------ 15,0~5.46

Due from Approved Reserve

Agents in this State --------

0,028.65

Due from Approved Reserve

Agents out of this State ---- 21,456.04

Currency ---------------------- 11,149.74

Due from other banks in this

State ------------------------ 45,776.50 Due from other banks in other' "- I '

States ---------------------Advances on Cotton ----------Checks for Clearing House ____

12,000.00 18,448.71
:!,400.61

Other checks and cash items__

2,496.92

Customers liability on letters

of credit and acceptances __

8,295.32

Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

none
1,180.94 2,377.60

Total ------------------------$ 581,953.83

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

61,000.00 none
11,000.00 7,574.16 18.00 none none none
252,929.18 none
236,210.61 none none none none
none
none
none
13,221.88
none
none
none
none none none
none

Total --------------------------$ _581,953.83

170

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF CAMILLA Camilla, Ga.

President, W. L. BUTLER

Vice-Presidents, J. P. McREE, MISS LAURA

BENNETT,JAS.L.PALMER Cashier, J. J. WICKER.

RESOURCElS:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federa.l Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this Sta.te ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

459,369.04 715A6 none none
none
3,000.00 1,350.00
none 6,500.00 1,176.20
14,672.02
36,032.01
783.94 21,016.57
1,288.&1
none none 6,132.78 8,117.99
45,250.00 6,336.33
none none

Total ------------------------$ 611,740.96

Capital Stock Pa.id in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State Due to Banks in other States__
Call Money -----------------Individua.l Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -----------------------$

50,000.00 none
50,000.00 18,085.54
none none none none
159,777.68 none
86,028.22 35,184.20
none 2,599.29
149.17
none
10,000.00
none
107,408.80
52,508.05
none
none
40,00CI.OO none none
none
611,740.95

DEPARTMENT OF BANKING

171

STATEMENT Showing Condition of Business December 29, 1922

ef the

PLANTERS CITIZENS Camilla, Ga.

President, G. B. COCHRAN

Cashier, A. J. PINSON.

Vice-President, G. B. BAGGS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ !j; Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----~ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included ablilve
Total ------------------$

150,008.96 23,469.85 54,963.92 400.00
none
none none 5,64 7.14 5,065.84 none
none
16,524.98
1,034.48 13,154.18
none
10,000.00 1,407.00 6.010.60 none
none 1,322.02
none 1!3.13

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

289,092.10 I Total -------------------------

50,000.00 none
3,005.31 5,262.89
864.01 none none none
117,913.71 1,500.00
68,175.22 16,199.02-
none 1,128.32
none
25,000.00
none
none
none
none
none
none
-none nQlle none
43.62
289,092.10

172

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

THE CANON BANK Canon, Ga..

President, 0. B. MENEES

W. T. CARTLEDGE.

Vice-President, J. C. BOWERS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 96,249.51

Demand Loa.ns --------------Loans Secured by Real Estate_

none none

United States Bonds ---------Municipal, Drainage. District

none

and State of Georgia Bonds__

none

Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve

1,150.00 450.00
1,000.00 1,500.00 5,060.00

Bank ----------------------Due from Approved Reserve

909.22

Agents in this State -------Due from Approved Reserve

936.22

Agents out of this State ----

264.18

CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-

1,724.36

DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r

none

States ----------------------

none

Advances on Cotton -----------

none

Checks for Clearing House ----

none

Other checks and cash items__

237.83

Customers of credit

liability on letters and acceptances __

-;: -.

i'l

none

Overdrafts-(if any) ----------

none

Advances on commodities other

than cotton ----------------Other assets not included above

none 628.00

Total ------------$ 110,109.32

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r -rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
12,500.00 1,863.63 none none none none
3,454.46 none
1,466.40 none none
290.51 none
none
2,789.00
none
61,745.32
1,000.00
none
none
none none none
none

Total --------------------------$ 110,109.32

DEPARTMENT OF BANKING

173

STATEMENT Sllowing Condition of Business December 29, 1922

of the

FARMERS BANK Canon, Ga.

President, S. E. VANDIVER

Vice-President, W. P. TURMAN Cashier, W. G. BOWEN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ------------- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ---------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

78,301.79 939.00
3,525.00 none none
800.00 225.00 3,500.00 2,450.00
none
6,649.14
8,909.88
none 2,831.48
none
none none none 16.44
none none
none none
108,147.73

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills It-ediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
1,250.00 1,781.26
none none none none
30,550.31 none
7,569.35 none none
1,017.81 none
none
none
none
40,979.00
none
none
none
none none none
none
108,147.73

174

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

ef the

BANK OF CANTON Canton, Ga.

President, R. T. JONES B. F. CRISLER,

Vice-Presidents, SAM TATE, P. W. JONES, Cashier, Wm. GALT;

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans -------------. Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainag-e District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

320,356.86 109,353.96
none 28,261.00
none
none none 2,500.00 4,425. 75 none
none
320,771.61
36,826.73 23,151.80
20,000.00
none 2, 785.30 4,912.43
572.28
none 2,394.84
none none

Total --------------------------$ 876,312.56

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States_. Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in thrs
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
CeSrrottiwaftieecdsateM-s-o-on-f-e-yD--e_-_p-_o-_s-_i-_t-_f-_o_-r-:_-_B-__-o_-r_--
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------- ------------
Total -----------------------$

100,000.00 none
50,000.00 41,553.12
none none none none
373,744.38 none
245,546.79 57,966.58 6,718.98 782.71 none
none
none
none
none
none
none
none
none none none
none
876,312.56

DEPARTMENT OF BANKING

175

STATEMENT Showing Condition of Business December 29, 1922-

of the

BANlt OF CHEROKEE Canton, Ga..

President, GUS COGGINS

Vice-Presidents, E. E. FIELD, B. F. COGGINS Cashier, N. A. THOMASON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, Distr.ict
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ----------------~---- Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------,Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

212,841.21 24,998.67 17,765.45 none
none
none 3,000.00 4,500.00 2,500.00
none
none
35,146.61
12,386.12 7,861.83
none
3,440.95 none none
135.00
none 1,427.71
none none

Total ---------------$ 326,003.55

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

50,000.00 none
30,000.00 4,463.89 none none none none
180,083.02 none
49,596.75 11,668.24
none 191.65
none

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

none none none
none
none none none none none none

Total -----------------------$ 326,003.55

176

THIRD ANNUAL REPORT

BTATE1!4ENT Showing Condition of Business December 29, 1922

of the

CARLTON BANK Carlton, Ga.

President, J. D. LONG

Cashier, F. D. SMITH.

Vice-President, F. D. SMITH

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Res<Jrve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---. Currency ----------------------
Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ---------------Other assets not included above

90,401.00 5,384.43 7,589.94 none
995.00
none none 2,405.19 4,561.77 7,903.33
none
35,560-36
8,153.02 3, 795.26
5,000.00
none none 1,375.57 none
none 1,275.62
none 3,800.68

Total -------------------------- $ 178,201.17

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits __________;___
Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
With other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
TotiU --------------------------$

25,000.00 none
10,000.00 8,350.43 none none none none
76,315.25 none
58,230.95 none none
304.54 none
none
none
none
none
none
none
none
none non f) none
none
178,201.17

DEPARTMENT OF BANKING

177

STATEllllENT Showing Condition of Busin December 29, 1922

of the

PLANTERS BANK Carlton, Ga.

Presiden~, L. H. EBERHARDT EBERHARDT

Vice-Presidents, J. T. STEVENS, A. H. Acting Cashier, J. A. GLENN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Totar ___________________\..____ $

70,922.87 none none none
none
850.00 none
1, 700.00 1,844.90
none
4,167.49
1,987.59
none 936.22
none
none none 251.61 none
none 59.04
none 2,088.14
84,807.86

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits -----------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -------------~---------
Total --------------------------$

25,000.0() none
3,000.00 none none none none none
12,025.11 '6,554.05 23,783.75
none none
5.ba none
7,500.00.
6,939.95.
none
none
none.
none
none
none
none none none
84,807 .se.

178

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF FRANKLIN COUNTY Carnesville, Ga.

President, DR. B. T. SMITH

Vice-President, 0. S. STRICKLAND Cashier, L. F. LENHARDT.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds -----r----
Municipal, Drainage District and State of Georgia Bonds__
Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve CuArrgeennctys o:.__u_t__o_f_t_h_i_s__S__ta_t_e__-_-_-_-_
Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

70,542.45 5,369.26
20,908.43 none
none
none none 800.00 2,222.50 17,000.00
none
30,986.34
195.51 2,914.64
none
none 2,205.40
none 1,488.51
none 718.98
2,298.28 6,898.49

Total --------------------$ 164,548.79

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

Total ---------------

$

25,000.00 none none
1,077.41 10.00 none none none
77,056.73 none
7,985.27 none none
3,219.38 none
18,800.00
15,900.00
none
15,500.00
nnne
none
none
none none none
none
164,548.79

DEPARTMENT UF BANKING

179

STATEMENT Showing Condition of Business December 29, 1922

of the

President, C. E. ROOP

CARROLLTON BANK Carrollton, Ga.
Vice-Presidents, M. M. HALLUM, B. F. BOYKIN Cashier, W. H. PICKETT, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

246,734.42 7,593.59
135,803.51 1,120.00
none
none 2,950.00
none 6,875.00 20,000.00
none
55,378.65
7,311.50 8,756.50
none
none none 127.12 none
none 10.31
none 3,548.60

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -~--------------------- Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

100,000.00 none none
37,367.21 none none none none
60,070.90 3,100.00
206,013.93 7,889.48 none 297.64 512.99
42,208.68
38,635.38
none
none
none
none
none
none none none
112.99

Total ------------------- $ 496,209.20 Total ------------------- _ $ 496,209.20

180

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

President, A. K. SNEAD

of the
CITIZENS BANK Carrollton, Ga.
Vice-President, LEWIS S. SIMS Cashier, GRADY COLE.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
aiid Sta.te of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -----'--Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

502,097.34 none none none
none
none none none 5,000.00 15,897.50
none
28,709.69
35,963.25 9,110.07
none
none none 1,918.55 none
none none
none none

Total --------------------$ 598,696.40

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Deirul.nd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes a.nd Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ----------------------$

50,000.00 none
30,000.00 6,894.95 none none none none
201,925.59 none
7,712.17 87,293.95
none 1,989.39
none
19,000.00
92,000.00
101,880.35
none
none
none
nonfl
none none none
none
598,696.40

DEPARTMENT OF BANKING

181

STATEMENT Showing Condition of Business December 29, 1922
of the

THE PEOPLES BANK Carrollton, Ga.

President, G. W. FLEMING

Vice-President, H. J. GOODWYN Cashier, G. C. COOK.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------"''Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------$

214,160.63 1,901.45
69,635.67 none
none
2, 700.00 none
2,300.00 5,985.00 5,140.10
16,072.50
23,190.30
2,693.87 6,328.01

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------"Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r

none
843.63 43,106.18
1,687.09 312.02
none none

B iSl ltsa t ePsa y-a-b-l -e- -t-o- -F- -e-d-e-r-a-l- -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none 84.11

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Otlo.er liabilities not included
above ----------------------

396,140.56 Total -----------------------$

60,000.00 none
30,000.00 6,708.54 none none none none
184,918.40 9,000.00
11,765.20 63,019.71
none 1,681.79
none
none
none
none
29,043.23
none
none
none
none none none
3.69
396,140.56

182

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF cARTERSVILLE

Cartersville, Ga.

President, J. W. VAUGHAN

Vice-President, J. J. HILL

Cashiers, V. P. and C. M. MILAM.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

437,654.93 3, 790.98
16,959.28 15,900.00
none
4,800.00 2,025.00
none 8,043.34 8,514.00
32,054.14
23,891.68
24,881.79 17,016.14
none
none none 1,567.69 7,938.30
none none
none 860.00

Total -------------------------- $ 605,897.27

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------..: Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 :hone
60,000.00 11,849.27
none none none none
265,336.65 none
64,199.01 85,842.61
none 1,158.05
8.17
none
none
none
17,503.51
none
none
none
none none none
none

Total ------------------------- $ 605,897.27

DEPARTMENT OF BANKING

183

STATEMENT
Showing Condition of Business December 29, 1922

of the

BANK OF CASSVILLE Cassville, Ga.

President, J. B. CRAWFORD

Vice-Presidents, G. W. BATTLE, W. D. PITTARD Cashier, W. C. LANE.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances oh commodities other
than cotton ----------------Other assets not included above
Total ----------------------$

28,966.66 54.51
5,057.02 none
none
none none 1,741.13 1,586.67 2,000.00
none
none
7,285.09 2,200.55
2,500.00
none none none none
none none
120.00 4,100.72
55,612.35

Capital Stock Paid in --------$ 15,000.00

Amounts reserved for branches

none

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States:.._
Call Money -----------------Individual Deposits Subject to

250.00 298.08
none none none 7,000.00

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ---
Savings Deposits ------------Trust Funds on Deposit ------

12,541.46 none
20,479.06 none none

Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

43.75 none

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none none none
none

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--

none

rowed Money --------------Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

none none none
none

Total __________________ $$ 55,612.35

184

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

ot the

BANK OF CAVE SPRING Cave Spring, Ga.

President, A. N. TUMLIN

Vice-President, B. T. WILLIAMS Cashier, J, F. HIGHT.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -~--- Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

119,974.01 none
28,234.60 none
none
1, 500.00 none
1,775.80 2,884.21 1,000.00
27,218.19
2,405.05
1,182.40 10,383.91
150.00
none none none 78.40
none 102.32
none 6,854.99

Total -------------------------$ 203,743.88

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y a- -b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and TaJ~Ces Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
25,000.00 4,647.32 none none none
15,000.00
80,930.31 none
53,007.16 none none
159.09
none
none
none
none
none
ll0ll8
none
none
none
none
none

Total --------------------- __$ 203,743.88

DEPARTMENT OF BANKING

185

STATEMENT Showing Condition of Business December 29, 1922
of the

THE COMMERCIAL BANK OF CEDARTOWN Cedartown, Ga.

President, R. 0. PITTS

Viee-Presidents, A. W. STUBBS, A. E. YOUNG Cashier, E. L. HENDERSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans ------------- _ Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other .Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State _______ _:
Due from Approved Reserve Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _
Other checks and cash items __ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

748,704.92 33,137.92 95,195.79 14,750.00
none
none 4,050.00 34,043.77
none 21,616.10
none
146,494.23
169,249.98 17,937.35
none
none none 1,443.54 551.37
none 3,952.72
none none

Total------------------ __$ 1,291,127.69

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

140,000.0() none
140,000.00 157,826.50
164.00 704.11
none none
581,078.11 194,200.34
none 110,405.34
none 2,:138.83 1,110.46
none
none
none
none
none
none
none
none none 13,300.00
none

Total ---------

- _____$ 1,291,127.69

186

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

FARMERS AND MERCHANTS BANK Charing, Ga.

President, L. L. PURVIS

Vice-President, R. 0. ROGERS Cashier, A. M. HALLEY

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------~- $

LIABILITIES:

24,168.97 1,792.65 none none
none
none none 1,335.82 2,155.96 none
none
10,721.14
none 2,313.84
2,008.43
none 5,704.04
none none
none none
none 1,917.95

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Che~ks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

52,118.RO I Total ---------------------- $

15,000.00 none
402.00 4,360.58
none none none none
17,115.46 none
15,180.28 none none 60.48 none
none
none
-none
none
none
none
none
none none none
none
52,118.80

DEPARTMENT OF BANKING

187

STATEMENT Showing Condition of Business December 29, 1922

of the

President, C. N. KING

COHUTTA BANKING CO. Chatsworth, Ga.
Vice-Presidents, J. L. COLE, R. NOEL STEED Cashier, T. W. BROOKS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

114,377.93 1,384.00
37,256.68 none
none
none none 1,915.31 3,011.46 10,751.54
none
19,417.51
3,776.10 4,661.95
none
none 14,538.11
none none
none 3,759.26
none 8,054.30

Total -------------------------- 1\ 217,904.15

Capital Stock Paid .in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check --------------------~ Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc! uded
above ----------------------

15,000.00 none
3,000.00 none none none none none
107,618.75 none
75,466.97 none
16,429.33 118.15 275.00
none
none
none
none
none
none
none none none
2.95

Total ---------"'------------- $ 217,904.15

188

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF CHAUNCEY Chauncey, Ga.

President, .J. J. CADWELL

Vice-Presidents, B. N. BUSSEY, M. WILLIAMS Cashier, G. L. WARREN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States. --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

99,914.78 1,536.50
27,297.11 none
none
none 6,500.00 3,699.40 3,190.66 1,321.13
none
3,9a4.44
3,351.56 2,612.89
none
none 1,:172.78
none 229.75
none 1,230.10
none :1,697.10

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none none
9,625.32 none none none
42,000.00
32,591.38 10,000.00 28,749,35
none none 50.35 31.14
none
none
none
none
11,840.66
none
none
none none none
none

Total------------------------$ 159,888.20 I Total-------------------------$ 159,888.20

DEPARTMENT OF BANKING

189

STATEMENT SllowiDg Condition of Business December 29, 1922

of the

CHESTER BANKING CO. Chester, Ga.

President, D. A. BURCH

Vice-President, J. F. F. FORDHAM Cashier, P. M. BURCH.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and Sta.te of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ <;ustomers liability on letters
of credit and acceptances __ Overdrafts--(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

41,748.33 1,601.05
22,477.90 none
none
none none 3,586.40 1,725.00 5,990.24
none
8,349.08
438.51 3,395.83
92.69 none 702.02 1,418.'{4 9.59
none none
none none
91,535.38

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money -------------..:::::
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest aJJ.d Taxes Bonds Borrowed ------------Other liabilities not. included
above -----------------------
Total ---------------------- $

22,800.00 none none
466.55 none none none none
49,074.15 none
14,042.89 none none
151.79 none
5,000.00
none
none
none
none
none
none
none none none
i none
91,535.38

190

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF CHICKAMAUGA Chickamauga, Ga.

President, C. M. PRESTEN

Vice-Presidents, W. E. TOMLINSON, TOM W. LEE Cashier, C. DUNAWAY.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

223,426.62 none none none
none
none none 6,500.00 1,500.00 none
none
none
26,364.89 15,030.05
none
none none none 469.61
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivide.d Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certific-ate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
17,500.00 4,163.92 none none none none
131,455.79 none
3,305.00 91,860.43
none 6.03 none
none
none
none
none
none
none
none none none
none

Total -----------------------$ 273,291.17 I Total --------------------------$ 273,291.17

DEPARTMENT OF BANKING

191

STATEllllENT Showing Condition-of Business December 29, 1922
of the

FARMERS AND MERCHANTS BANK
Chipley, <n.

President, W. B. WISDOM

Vice-President, A. C. JENKINS Cashier, ROY AIKEN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans ---------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due .from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

199,643.16 2,190.03
61,038.94 none
none
1,800.00 450.00
3,000.00 5,582.00 33,648.99
9,7:17.49
11,478.84
4,953.18 11,218.89
none
none 1,196.99
918.22 none
none 63.81
120.00 3,644.10

'llotal ----------------- $ 354,507.14

Capital Stock Paid in ----~--- '\l Amounts reserved for branches Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual~Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this BiS!ltsatPea-y-a-b-l-e--t-o--B-a~n--k-s--in--o--th--er
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------
Total --------------------------$

50,000.00 none
10,000.00 none 58.00 none none
34,500.00
56,636.40 9,000.00
59,033.77 17,125.35 37,391.26
988.74 none
6,500.00
21,000.00
none
44,348.62
7,925.00
none
none
none none none
none
354,507.14

192

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

HABERSHAM BANK Clarkesville, Ga.

President, DR. J. K. BURNS JACKSON

Vice-Presidents, J. A. ROBERTSON, J. B. Cashier, F. M. REEVES.

HFSOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House ---------~---- Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other bank13 in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

145,998.61 4,810.00
28,606.31 none
none
1,050.00 none
4,200.00 2,545.00 2,540.00
18,451.64
28,049.91
6,149.49 6, 727.88
39,000.00
20,500.f\O none
40<).81; noae
no1e none
none 3,413.00

Total ------------------$ 312,448.70

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l e- - -t-o- - F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------- Other liabilities not included
above -----------------------

25,000.00 none
10,000.00 3,013.92 none none none none
122,608.33 10,000.00
141,082.12 none none
744.33 none
none
none
none
none
none
none
none
none none none
none

Total ----------------------- _ $ 312,448.70

DEPARTMENT OF BANKING

193

STATEMENT Showing Condition of Business December 29, 1922

of the

CITIZENS BANK OF CLAXTON Claxton, Ga.

President, R. R. TIPPINS

Vice-President, C. M. RUSHING, JR. Cashier, M. LANGFORD.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank -----~----------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

69,823.44 1,133.64
24,393.55 none
none
1,000.00 none
8,235.45 4,523.34
none
5,657.16
18,095.29
1,235.18 5,058.77
none
none none 311.58 none
none 205.27
none none
139,672.67

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks- in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

30,000.00 none
3,000.00 2,703.17
none none none none
52,335.12 none
28,234.87 none,
15,462.65 484.54 none
none
none
noAe
7,452.32
none
none
none
none none none
none
139,672.67

194

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

THE CLAXTON BANK Claxton, Ga.

President, C. S. GRICE

Vice-Presidents, E. BULLOCK, N. A. THAGGARD Cashier, PAUL B. LEWIS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters.
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

131,470.78 none
55,481.90 2,375.50
none
none 100.00 6,000.00 2,122.19
none
none
115,331.62
193.47 1, 725.08
none
none none 2,683.15 none
none 96.16
none none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks ------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
15,000.00 16,986.40
none none none none
45,846.21 none
159,627.52 none
29,431.54 643.18 45.00
none
none
none
none
none
none
none
none none none
none

Total ------------------------ $ 317,579.85 1 Total --------------------------$ 317,579.85

DEPARTMENT OF BANKING

195

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF CL4YTON Clayton, Ga.

President, J. C. DOVER

Cashier, T. A. DUCKETT.

Vice-President, W. S. LONG

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
D uSet aftreo m- - -o-t-h-e-r- -b-a-n- -k-s- -i n- - o- -t h- -e-r States --------------~-----
Advances on Cotton ----------Checj{s for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts--(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

183,753.30 13,600.00 11,022.32 none
none none none 4,545.00 1,600.00 1,400.00 none
none
47,544.41
6,716.69 16,609.22
13,500.00
2,500.00 none none none
none 137.62
none 3,697.60

Total ----------------------- $ 306,626.16

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money --------'---------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bill& Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-se~ve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State -------------'---------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 one
15,000.00 4,917.11 none none none none
131,526.44 none
125,798.58 none none
4,384.03 none
none
none
none
none
none
none
none
none none none
none

Total ---------------------$ 306,626.16 -

196

THIRD ANNUAL REPORT

STATEMENT
Showing Condition of Business December 29, 1922

of the

CLERMONT BANKNIG COMPANY Clermont, Ga.

President, J. M. HAYNES

Vice-President, H. M. GAILEY Cashier, W. V. GRANT.

RESOURCES:

LIABILITIES:

-------------

-------------~-------------------------------

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds.---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds' -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out-of this State ----
Currency ---------------------Due :(rom other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

28,915.27 3,126.32 none none
none
none none 1,461.84 1,956. 75 none
none
29,329.97
5,044.62 1,844.89
none
none none none 168.74
none 22.84
none 110.78

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

150,000.00 none
500.00 720.20
none none none none
38,860.66 3,774.08 9,347.68 none none none 3, 779.40
none
none
none
none
none
none
none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities not included

none

above -----------------------

none

Total ---------------------~-=:-=:-=:--=$==7=:1=,9=:8=:2=.0=2==T=:o=t=a=:l=:_=_=_=_=:_=--=:=-=-=--=-=:_=_=_:_=:_=_=:_=:--=-=-=$==:7=:1=,9=8=:2=.0=2

DEPARTMENT OF BANKING

197

STATEMENT Showing Condition of Business December 29, 1922

of the

CLERMONT STATE BANK Clermont, Ga..

President, 0. E. FLOYD

Cashier, LOLA NIX.

Vice-President, F. M. HULSEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

4,77'7.43 316.00 none none
none
none none 4,330.59 2,051.26 none
none
none
none 1,575 .. 94
none
none none none none
none 29.78
none 3,228.42

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
.Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thts
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other States --------~---~-------- Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ------- ---------------

16,041.00 none none none none none none none
.98 none 260.00 none none 7.44 none
none
none
none
none
none
none
none
none none none
none

========== Total -------------------------;; 16,309.42 Total ------------------------$ 16,309.42 Clermont State Bank is in the process of Liquidation

198

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

FARMERS AND MERCHANTS BANK Cleveland, Ga.

President, H. A. JARRARD BARRETT

Vice-Presidents, C. H. EDWARDS, J. B. R.
Cashier, W. L. NORTON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) _______:_ __
Advances on commodities other
than cotton ----------------Other assets not included above

72,994.43 552.19
24,300.00 none
none
none none 2,004.92 2,755.79 2,900.00
none
11,453.83
2,059.34 3,845.09
344.00
none none 699.53 364.53
none 1.12
none none

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ CDaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t.a:._te__s____
Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bill51 Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00 none
3,000.00 1,010.27
4.00 none none none
55,023.35 none
28,557.13 4,509.65 none 80.05 none
2,500.00
1,500.00
10,000.00
none
3,090.32
none
none
none none none
none

Total ------------------------- $ 124,274.77 Total --------------------------$ 124,274.77

DEPARTMENT OF BANKING

199

STATEMENT Showing Condition of Business December 29, 1922

of the

WIDTE COUNTY BANK Cleveland, Ga..

President, .A. M. DEAN TELFORD

Vice-Presidents, J. W. H. UNDERWOOD, J. H. Cashier, F. G. MAUNEY.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans ------------- Loans Secured by Real Estate_ United States Bonds --------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

104,986.26 1,381.24
16,158.79 1,000.00
none
none none 2,026.05 2,393.26 2,215.00
none
32,923.14
2,304.75 9,634.79
17,500.00
10,500.00 none
1,243.112 381.97
none 140.78
none 3,892.56

Total -----------------------$ 208,682.31

Capital Stock Paid in -------- Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above ----------------------
Total -----------------------$

15,000.00 none
5,000.00 3,512.33
none none none none
88,010.66 none
97,128.97 none none 30.35 none
none
none
none
none
none
none
none
none none none
none
208,682.31

200

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

FARMERS BANK Climax, Ga.

President, P. H. TRULOCK

Vice-Presidents, F. C. HERRIN, A. S. CUREY Cashier, W. B..JOHNSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking- House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from Qther banks in this
DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States: --------------------Advances on Cotto101 ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts--(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

128,049.25 3,589.75 none none
none
none none 2,500.00 800.00 none
none
4,605.31
5,782.44 6,812.99
none
none none none none
none 351.50
1,384.86 .40

Total ----------------------- $ 153,876.10

Capital Stock Palil in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other Iiabilitieil not included
above -----------------------

25,000.00 none
15,000.00 3,598.11 2,000.00 none none none
60,209.62 none
24,894.04 none none
3,174.773 none
20.000.00
none
none
none
none
none
none
none
none
none

Total --------------------------$ 153,876.10

DEPARTMENT OF BANKING

201

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF COBBTOWN Cobbtown, Ga.

President, ,J. H. GLISSON

Vice-Presidents, C. W. ROGERS, R. G. WILKES Ca.shier, D. E FLANDERS.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ------------'----------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------~-----------
Advances on Cotton ----------Checks for Clearing House ___ _ 'Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

LIABILITIES:

44,222.88 1,334.47 4, 769.21 none
none
none none 2,000.00 3,135.00 none
none
8.439.79
none 2,243.65
none none none 156.66 270.71
none none
none none
66,572.37

Capital Stock Paid in -------- ~ Amounts reserved for branches Surplus Fund _____:___________ _
Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
ElSlitsatePsay-a-b-l-e--J-;o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes a.nd Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc! uded
above -----------------------
Total ---------------------- __ $

15,000.00 none
3,000.00 3,096.31
none none none nona
10,822.60 none
20,882.63 none
1,000.45 987.71 none
1,634.51
none
none
10,000.00
none
none
none none none
148.16
66,572.37

202

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

CITIZENS BANK Cochran, Ga.

President, J. A. FISHER

Cashier, L. S. LEACH.

Vice-President, J. S. NELMS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency --------------------Due from other banks in this
State ---------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ____ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ ov~drafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

165,909.60 none none none
none
none none none none 16,831.17
none
none
none none
1,625.88
none none none none
none none
none 18,766.71

Total -------------------$ 203,133.36

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject .to
DeCmhaencdk C-e-r-t-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
B iSl ltsa tPea-y-a-b-l-e- -t o- -B- -a-n-k-s- -i n- -o- -t h- e- -r
B iSl ltsa t ePsa y -a-b-l e- - -t-o- -F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ---------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

25,000.00 none
5,000.00 4,177.81
none none none 160,000.00
none none none none none none none
4,266.22
none
none
none
3,566.12
none
none
none none none
1,123.21

Total ------------ ____$ 203,133.36

DEPARTMENT OF BANKING

203

STATEMENT

of the

Showing Condition of Business December 29, :922

COCHRAN BANKING CO. Cochran, Ga.

President, J. P. PEACOCK

Vice-President, W. 0. PEACOCK Cashier, J. A. WALKER.

RESOURCES:

LIABILITIES: .

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States BonQ.s ---------Municipal, Drainage District
and State of Georgia BonO.s __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

374,307.64 18,975.06 59,129.66 none
none
none 1,665.00 6,000.00 2,700.00
none
none
68,560.27
8,424.42 25,189.52
10,013.97
none 3, 703.00
none 227.02
none none
none none

Total ------~-------~~------- $ 578,895.56

Capital Stock Paid in Amounts reserved for

b-r-a-n7c-h--e-s$

Surplus Fund -----------------

Undivided Profits -------------

Dividends Unpaid ------------Due to Banks in this State ___

Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits _______ :::_____

Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

State -----------------------Bills Payable to Banks in other

States ---------------------Bills Payable to Federal Re-

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State _____________________ _:_

Notes and Bills Rediscounted with other Banks in other

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above -----------------------

75,000.00 none
50,000.00 58,316.59
none none none none
254,738.70 1, 711.92
109,810.70 none
22,836.91 750.02 1.00
'none
none
none
none
none
none
none
none 5,729.72
none
none

Total -------~------------------ '!l 578,895.56

204

THIRD ANNUAL REPORT

STATEMENT

of the

Showing Condition of Business December 29, 1922
STATE BANK OF COCHRAN Cochran, Ga.

President, J. S. HELMS

Vice-President, J. R. PORTER Cashier, L. S. LEACH.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

60,824.78 8,052.82
47,316.13 none
none
none none 3,707.36 2,572.55 none
none
10,651.31
2,509.39 3,714.18
none
none 1,764.39
50.00 none
none none
none 1,393.23

Total -------------------------- $ 142,556.14

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ DCaulel tMo oBnaenyks__i_n__o_t_h_e_r__S_t_a_t_e_s_.:___
Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------
Total --------------------------$

25,000.0tl none none none none none none
14,000.00
63,033.25 1,055.25
22,598.32 none none
869.32 none
none
none
none
none
none
none
16,000.00
none none none
none
142,556.14

DEPARTMENT OF BANKING

205

STATEMENT Showing Condition of Business December 29, 1922

of the

MADISON COUNTY BANK Colbert, Ga.

President, J. K. GHOLSTON

Vice-President, H. H. HART

Cashier, J. L. WILLIAMS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ____ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------'---------- $

88,158.74 474.19
24,788.53 none
none
none none 2,205.00 1,250.00 none none none
5,949.31
4,501.40 3,405.29
none
none none none none
none 137.02
none 3,144.36
134,013.84

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
DeCmhaencdk C-e-r-t-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total --------------

$

15,000.00 none
3,000.00 none 16.00
357.90 none
46,500.00
26,118.01
15,644.94 none none 90.68 none
5,000.00
17,000.00
none
none
5,286.31
none
none none none none none
none
134.,013.84

206

THIRD ANNUAL REPORT

STATEMENT

of the

Showing Condition of Business December 29, 1922
BANK OF COLLEGE PARK College Park, Ga.

President, J. H. LONGINO

Vice-President, W. S. COX

Cashier, G. F. LONGINO, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------------- _ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank -----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of tpis State ____ CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Ovet:drafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------- --$

126,322.11 22,973.89 none 2,250.00
none
none 1,000.00 11,663.41 2,493.63 4,416.31
none
38,556.56 none
5,067.56
none
none none none 670.46
none none
none 1,849.24
218,263.17

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o-B--a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on ;Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

Total --------------------

$

25,000.00 none
10,000.00 9,473.98 none none none none
118,086.96 8,849.18 none
44,952.14 1,198.46 702.45 none
none
none
none
none
none
none
none
none
none
none
218,263.17

DEPARTMENT OF BANKING

207

STATEMENT
Showing Condition of Business December 29, 1922

of the

President, L. 0. BENTON

BANK OF COLLINS Collins, Ga.
Vice-President, J. J. KENNEDY Cashier, J. L. MERCER.

RESOURCES:

LIABILITIES:

Time Loans and Discounts.. $ 36,839.33

Demand Loans --------------Loans Secured by Real Estate_

490.00 20,556.39

United States Bonds -----'------

none

Municipal, Drainage District

and State of Georgia Bonds__

none

Stock in the Federal Reserve f- , ;p J 1

I ~:

Bank -----------------------

none

Other Stocks and Bonds ------

1,250.00

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _

1,500.00 1, 700.00
none

Due from Federal Reserve Bank -----------------------
Due from Approved Reserve

I 1, none
I

Agents in this State --------

8,882.12

Due from Approved Reserve --1

Agents out of this State ---- 13,487.60

Currency ----------------------

6,392.93

Due from other banks in this .,. ''1: ., ,

State------------------------- - none

Due from other banks in other

States ---------------------
Advances on Cotton ----------Checks for Clearing House ---Other checks and cash itenis__

none none 57.59 2,780.45

Customers liability on letters

of credit and acceptances --

none

Overdrafts-(if any) ---------Advances on commodities other

none

Otthhearnacssoetttoann-o-t-i-n-c-l-u-d-e-d--a-b-o-v-e-

none 1,241.35

Total ------ --

--$ 95,177.76

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
DeCmhaencdk C-e-r-t-i-f-ic-a-t-e-s--o-f--D--e-p-o-s-i-t Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liab!llties not included
above ---------------------

Total

$

25,000.00 none
1,250.00 none none none none none
45,999.11 none
22,475.19 none none
453.46 none
none
none
none
none
none
none
none
none none none
none
95,177.76

208

THIRD ANNUAL REPORT

STATEMENT

of the

Showing Condition of Business December 29, 1922

COLQUITT EXCHANGE BANK Colquitt, Ga.

President, CHAS. C. BUSH

Cashier, J. M. MILLER.

Vice-President, R. W. GROW

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds --------'-Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

39,875.36 9,949.83 99.25 none
none
none none 3,249.25 2,685.00 none
none
21,115.32
51.64 4,076.05

Capital Stoc!r Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks' ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

50.00
4,500.00 745.35 86.10 1.52
none none
none 7,250.01

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

93,734.68 Total --------------------------$

25,000.00 none none none none none none none
46,2'12.25 none
20,717.72 1,603.33 none 140.38 1.00
none
none
none
none
none
none
none
none none none
none
93,734.68

DEPARTMENT OF BANKING

209

STATEMENT

of the

Showing Condition of Business December 29, 1922

COLUMBUS LOAN AND BANKING CO. Columbus, Ga.

President, T A. WILLIAMS

Vice-President, J. B. EVERIDGE

Cashier, J. STACY JONES.

RESOURoCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

161,250.00 46,274.99 64,088.55 3,000.00
none
none 450.00
none 7,639.68
none
none
15,064.65
4,484.22 6,610.68
none
none none 2,361.26 748.62
none none
none none

Total ------------------------ $ 311,972.65

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit. Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total -------------------------$

50,000.00 none
10,000.0~0
7,159.30 none none none none
123,787.67 1,000.00
15,818.50 89,101.92
none none none
5,000.00
10,000.00
none
none
none
none
none
none none none
105.26
311,972.65

210

THIRD ANNUAL REPORT

STATEMENT

of the

Showing Condition of Business December 29, 1922

COLUMBUS SAVINGS BANK AND TRUST COMPANY Columbus, Ga.

President, W. C. BRADLEY

Vice-Presidents, H. B. CROWELL, GEO. C. BATES

Treasurer, H. B. PATTERSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank --------~-------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

465,920.25 541,924.76 282,481.67 144,850.00
33,500.00
none 916,000.00 136,978.67
21,610.92 5,000.00
none
24,402.91
20,511.55 5,000.00
none
10,283.69 none none 12.52
none none
none 12,346.63

Capital Stock Paid in ________$ 250,000.00

Amounts reserved for branches
Surplus Fund --------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___

none 185,000.00
9,028.79
8.00
none

Due to Banks in other States__

none

Call Money -----------------Individual Deposits Subject to

none

DeCmhaencdk C-e-r-t-i-f-ic-a-t-e-s--o-f--D--e-p-o-s-i-t

182,438,98 none

Time Certificate of Deposit --- 56,384.84

Savings Deposits ------------- 1,937,962.96

Trust Funds on Deposit ------

none

Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

none none

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-e--r

none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--

none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_

none none

Notes and Bills Rediscounted

with other Banks in this

State ----------------------Notes and Bills Rediscounted

none

with other Banks in other

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--

none

rowed Money -------------Liability on Letters of Credit
and Acceptances ___:_________

none none

Reserve for Interest and Taxes

none

Bonds Borrowed ------------Other liabilities not included

none

above

none

Total --------------- $2,620,823.57 Total ---------------

$2,620,823.57

DEPARTMENT OF BANKING

211

STATEMENT

of the
Showing Condition of Business December 29, 1922

THE HOME SAVINGS BANK Columbus, Ga.

President, RHODES BROWNE

Vice-President, Wm. B. LANGDON

Treasurer, M. L. PATTERSON, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States --------~------------ Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

484,573.40 49,179.39
275,809.00 47,505.36
7,960.00
none 401,501.00
none 1,000.00 1,500.00
none
11,187.18
25,986.36 4,209.20
none
none none none none
none none
none 9,535.73

Total -----------------------: $1,319,946.61

Capital Stock Paid in ________ $ 50,000.00

Amounts reserved for branches

none

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___

25,000.00 18,672.74
none none

Due to Banks in other States__

none

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------Demand Certificates of Deposit Time Certificafe of Deposit ___

hone
none 4,399.00

Savings Deposits ------------- 1,211,282.64

Trust Funds on Deposit ------

none

Cashier's Checks -------------

none

Certified Checks -------------Bills Payable to Banks in this

none

State -----------------------Bills Payable to Banks in other

none

States ---------------------Bills Payable to Federal Re-

none

serve Bank ----------------Notes and Bills Rediscounted

none

with Federal Reserve Bank_

none

Notes and Bills Rediscounted

with other Banks in this

State ----------------------Notes and Bills Rediscounted

none

with other Banks in other

States ---------------------Certificates of Deposit for Bor-

none

rowed Money --------------Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities not included

none

above ----------------------- 10,592.23

Total -------------------------- $1,319,946.61

212

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

MERCHANTS AND MECHANICS BANK Columbus, Ga.

President, J. B. KEY

Vice-Presidents, S. B. HATCHER, JNO. T. ELLI~ Cashier, J. A. HARLEY.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
;than cotton ----------------Other assets not included above

937,670.59 440,110.20 180,101.10
none
none
none 39,211.00 63,131.99 32,675.00
2,825.38
none
102,040.69
29,747.17 45,294.78
845.72
9,298.10 124,827.55
14,072.72 5,107.64
504,066.79 2,874.01
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

200,000.00 none
200,000.00 48,226.92 none 4,209.78 28,849.81 none
613,794.09 152,544.67
66,743.44 588,983.47
none 1,472.96
8.50
75,000.00
50,000.00
none
none
none
none
none
504,066.79 none none
none

Total ..:------------------------- $2,533,900.43 Total ----------------------- $2,533,900.43

DEPARTMENT OF BANKING

213

---- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

STATEMENT

of the

Showing Condition of Business December 29, 1922

MUSCOGEE UNK Columbus, Ga.

President, J. M. MURRAH

Vice-President, S. J. McMATH

Cashier, J. DOUGLAS NEILL.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank -----------------'-----Due from Approved Reserve
Agents in this State -------Due - from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

175,066.67 31,183.72
102,732.36 none
none
non-e 18,900.00
none 6,500.00
none
none
19,315:51
4,892.43 14,447.59
252.58
10.00 none 1,215.69 6,670.42
none none
none none

l'otal -----------------------$.-- 382,186.97

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and BUls Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in otrer
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed -----------Other liabilities not included
above -----------------------
Total --------------------------$

50,000.00 none
15,000.00 29,032.73
none none none none
128,272.36 1,100.00 none
158,645.88 none 60.00 76.00
none
none
none
none
none
none
none
none none none
none
382,186.97

214

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

PHOENIX BANK Columbus, Ga.

President, R. P. SPENCER, JR.

Cashier, CHAS. W. CAMPBELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

202,554.36 38,047.83 57,873.48 2,971.40
none
none 1,175.00
none 5,094.85 13,500.00
none
15,360.07
9,166.48 7, 705.97
none
none none 2.019.46 4,512.15
none none
none none

Total --------------------- $ 359,981.05

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due -to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

39,200.00 none
10,800.00 3,724.61 none 950.30 none none
125,814.13 none
2,000.00 167,068.85
none 270.09 153.07
none
10,000.00
none
none
none
none
none
none none none
none
359,981.05

DEPARTMENT OF BANKING

215

STATEMENT Showing Condition of Business December 29, 1922

of the

COMER BANK Comer, Ga.

President, J. K. GHOLSTON

Vice-President, GEO. W. WHITEHEAD

Cashier, W. E. HENSLEE.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 160,224.72

Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __

7,800.75 34,936.56
none
none

Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds ------

none 2,550.00

Banking House ---------------

18.40

Furniture and Fixtures -------

2,504.18

Other Real Estate Owned ----- 22,385.44

Due from Federal Reserve !~ri ;,, '! i

Bank -----------------------

none

Due from Approved Reserve

Agents in this State --------

2,932.54

Due from Approved Reserve Agents out of this State ----

1,763.48

Currency ---------------------Due from other banks in this

3,429.08

DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r

none

States ---------------------Advances on Cotton ----------Checks for Clearing House ----

none 265.89
n~ne

Other checks and cash items__

81.15

Customers liability on letters of credit and acceptances __

none

Overdrafts-(if any) ---------Advances on commodities other

601.71

than cotton ----------------Other assets not included above

none 3,692.60

Total -------------,....-------- $ 245,008.10

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits -------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B1S1ltsa t ePsa y a- -b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and' Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liab1litles not included
above ---------------------
Total ---------------------~

25,000.00 none
25,000.00 8,725.94 12.00 none none
24,000.00
52,980.74 none
28,248.44 7, 795.82 none 245.16 none
32,500.00
7;ooo.oo
25,000.00
none
8,500.00
none
none
none none none
none
245,008.10

216

THIRD ANNUAL REPORT

STATEMENT

of the Showing C!'ondition of Business December 29, 1922
THE PEOPLES BANK Comer, Ga.

President, W. A. ROWE

Cashier, C. V. RIDGWAY.

Vice-President, D. P. MOON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------other Real Estate Owned ____ _ DuBeanfkrom___F_e__d_e_r_a_l__R_e_s_e_r_v:_e____ _ Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym --o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States, ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items_:.. Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

45,077.62 22,926.31 14,321.14
none
none
none 1,575.00 4,000.00 2,470.00 2,123.00
none
18,467.99
6,877.23 3,999.37
none
none none none 192.29
none 201.14
no:ne 1,282.22
123,513.31

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to. Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------- -------------$

25,000.00 none
17,000.00 none none none none none
53,878.25 none
27,291.32 none none
343.74 none
none
none
none
none
none
none
none
none none none
none
123,513.31

DEPARTMENT OF BANKING

217

STATEMENT Showing Condition of Business December 29, 1922

of the

COMMERCE BANK AND TRUST CO. Commerce, Ga.

Presid-ent, R. C. NIX

Vice-Presidents, W. B. BURNS, M. T. SANDERS Cashier, 0. WALTON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 165,096.18

D-emand Loans --------------Loans Secured by Real Estate_

1,035.33 22,433.45

United States Bonds ---------Municipal, Drainage District

none

and State of Georgia Bonds__

none

Stock in the Federal R-eserve

Bank ----------------------Other Stocks and Bonds ------

3,000.00 none

Banking' House --------------Furniture and Fixtures _______

19,290.57 8,830.70

Other Real Estate Owned _____

none

Due from Federal Reserve

Bank ----------------------Due from Approved Reserve

4,598.74

Agents in this State --------

6,573.56

Due from Approved Reserve

Agents out of this State----

612.41

Currency ---------------~----- Due from other banks in this

6,861.81

DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r

758.41

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

none none 693.51

Other checks and cash items__

106.73

Customers liability on letters of credit and acceptances __
Overdrafts-(if any) ----------

none none

Advances on commodities other than cotton -----------------
Other assets not included above

none none

Total ------------------------- $ 239,891.40

Capital Stock Paid in --------$
Amounts reserved for branch-es Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check --------------~------ Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States -----------~---------
Certificates of Deposit for Borrowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------

100,000.00 none none
4,268.60 none none none none
41,916.76 none
6,196.56 none none
351.59 none
none
15,688.63
none
71,469.26
none
none
none
none none none
none

Total -------------------------- i' 239,891.40

218

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

NORTHEASTERN BANKING CO. Commerce, Ga..

President, L. G. HARDMAN

Vice-President, W. G. HARBER Cashier, C. J. HOOD.

RESOURCES:

LiABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking Ho.use ---~---------- Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

187,621.88 none
100,714.95 75,754.00
none
4,800.00 1,330.00 5,000.00 3,255.00 12,341.99
30,473.37
30,934.72
44,619.05 8,330.70
none
none 56, 777.63
1,043.86 10.03
none none
none no:ne

Total ------------------------- '!l 563,007.08

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- -F- -e-d-e-r-a-l- -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other States -~------------------- Certificates of Deposit for Borrowed Money --------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 none
60,000.00 1,804.16 5,000.00 none none none
2'17,624.26 none
160,364.87 none
13,823.58 78.84 23.50
none
none
none
none
none
none
none
none 4,282.87
none
5.00

Total -------------------------$ 563,007.08

DEPARTMENT OF BANKING

219

STATEMENT Showing Condition of Business December 29, 1922

of the

President, C. T. SMITH

CONCO:R.D BANKING CO. Concord, Ga.
Vice-President, G. E. STRICKLAND Cashier, S. A. KING.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------.Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assltts not included above

40,165.00 16,769.80 33,716.52 17,756.72
,_r~M .,.."'
none
none 675.00
none 2,500.00
none
none
89,988.27
15,202.49 2,860.18
none
none none none none
none 170.95
none none

Total --------------------'--;; 219,804.93

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ---------'---Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
20,000.00 12,023.23
none none none none
141,001.46 none
21,509.07 none none
271.17 none.
none
none
none
none
none
none
none
none none none
none
219,804.93

220

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF CONYERS Conyers, Ga.

President, W. THARPE BALDWIN Cashier, M. W. HULL.

Vice-President, R. L. HUFF

RESOURCES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------. Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r .
AdSvtaantecses-o-n--C--o-t-to--n-_-_-_-.: _-_-_-_-_-_-_-_Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

165,100.64 2, 751.26 none none
none
none none none 4,050.00 12,246.62
none
29,331.51
13,419.18 14,066.60
none
none none 2,539.37 322.27
none none
none none

Total -------------------------- $ 243,827.45

LIABILITIES:

Capital Stock Paid in --------$ 30,000.00

Amounts reserved for branches

none

Surplus Fund ----------------- 30,000.00

Undivided Profits -------------

5,299.76

Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

none none none

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

139,187.60 none
39,274.53

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-

none none 65.56 none
none
none

serve Bank ----------------Notes and Bills Rediscounted

none

with Federal Reserve Bank_

none

Notes and Bills Rediscounted

with other Banks in this

State ----------------------Notes and Bills Rediscounted

none

with other Banks in other

States ---------------------Certificates of Deposit for Bor-

none

rowed Money --------------- Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities not included

none

above -----------------------

none

Total --------------------------$ 243,827.45

DEPARTMENT OF BANKING

221

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF ROCKDALE Conyers, Ga.

President, C. B. HUDSON

Cashier, G. C. SIMS.

Vice-President, R. D. HEWLETT

RESOURCES:

LIABILITIES:

Tillie Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Otb,tlr assets not included above

160,434.10 10,000.30 none none
none
none 1,350.00 3,500.00
none 20,000.00
none
17,855.82
8,481.18 2,302.12
none
none 24,880.35
1,055.35 none
none none
none 1,058.09

Total -----------------------$ 250,917.31

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_:-_-_-__-_-_-_-
Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ---------------------- $

50,000.00 none
50,000.00 7,718.76. none none none none
93,790.29 none
49,216.66 none none
191.60 none
none
none
none
none
none
none
none
none none none
none
250,917.31

222

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

FARMERS AND MERCHANTS BANK Coolidge, Ga.

President, BOYKIN HARRISON
Cashier, 0. S. MONCRIEF.

Vice-President, E. GIBSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

33,971.99 3,275.91
150,000.00 750.00
none
none none 2;500.00 4,323.32 4,597.72
none
8,097.65
2,723.58 4,734.40
2,230.41
808.63 none none
365.00
none none
none 5,503.92

Total ------------------- $ 223,882.53

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPeaY--.a-b--le--t-o--B-a-n--k-s-i-n--o--th--e-r BiSlltsatePsay-a-b-le---t-o--F--e-d-e-r-a-l~-R--e-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,060.00 none none
25,464.93 none none none none
49,219.92 none
113,942.56 nOne none
255.12
J:!-008
5,000.00
5,000.00
none
none
none
none
none
none none none
none

Total ------------------------- 'j; 223,882.53

DEPARTMENT OF BANKING

223

STAT~
Showing Condition of Business December 29, 1922

of the

AMERICAN BANK AND TRUST CO. Cordele, Ga.

President, J. W. CANNON BOATRIGHT

Vice-Presidents, J. H. CHURCHWELL, F. G. Cashier, E. A. VINSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States. --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

241,373.44 106,783.96
85,252.1!! none
none
none 5,868.00 28,000.00 4,000.00 8,284.19
none
53,346.39
78,326.31 34,818.61
3,422.38
none 100,824.30
2,441.13 none
none 995.17
1,042.76 none

Total -------------------------- $ 754,778.83

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Chooks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o~r--B--o-r-
rowed Money --------------Liability on Letters of Credit
and Acceptances ------------ ' Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

150,000.00 none
17,000.00 2,585.04 6,000.00
17,222.52 none none
307,374.92 12,481.41
205,923.07 33,178.27 none 3,013.60 none
none
none
none
none
none
none
none
none none none
none

Total -------------------------- $ 754,778.83

224

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

President, J. :M. HUNT

CITIZENS BANK Cordele, Ga.
Vice-P~esideJi.t, R. E. HARRIS Cashier, R. V. WARE.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
.Agents in this State -------Due from Approved Reserve
.Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
" of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

127,733.54 17,093.35 31,064.13 100.00
none none 270.00 none 2,461.47 none none
15,308.07
1,283.48 9,744.51
none
none none 3,343.25 none
none none
2,568.18 none
210,969.96

Capital Stock Paid in -------- $ Amounts reserved for branches ..Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxe~ Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
15,000.00 6,117.21 none none none none
108,664.26 none
27,487.46 none none
2,511.03 50.00
15,000.00
none
none
none
11,140.00
none
none
none none none
none
210,969.96

DEPARTMENT OF BANKING

225

STATEMENT Showing Condition of Business December 29, 1922

of the

EXCHANGE BANK Cordele, Ga..

President, J. J. WILLIAMS Cashier, E. F. TISON.

Vice-President, S. A. ROYAL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Bankfng House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve '
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ------,---------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

240,170.83 31,842.75
236,212.63 500.00
none
6,000.00 1,350.00
none 2,500.00 31,504.00
15,820.41
18,316.96
10,374.15 21,049.29
1,145.72
1,056.05 103,848.30
12,678.56 none
125,000.00 804.91
2,147.08 none

Total -------------------------- ~ 862,321.64

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State. -------------------~-- Notes and Bills Rediscounted with other Banks in othe,r
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

100,000.00 none
100,000.00 13,628.56 none 1,101.27 none none
286,217.93 8,000.00
129,799.62 25,431.38 37,070.70 424.70 26.81
none
none
none
35,620.67
none
none
none
125,000.00 none none
none
862,321.64

226

THIRD ANNUAL REPORT

REPORT OF TBE

CORNELIA BANK AND ITS BRANCH
(Consolidated)

Cornelia, Ga.
Showing Condition of Business December 29, 1922

AS CALLED FOR BY THE SUPERINTENDENT OF BANKS

President, J. E. BARR

Vice-President, EDWARD FLOR

Cashier, CLIFF C. KniSEY.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due, from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - -, o- t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
D' uSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States' --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

146,807.12 20,987.16
128,038.45 3,119.46
none
none 8,234.54 4,000.00 2,000.00
none
none
36,229.22
9,910.80 13,092.33
20,123.84
20.00 12,432.14
884.12 1,212.80
none none
none 18,553.55

Total ----------------------$ 425,645.53

Capital Stock Paid in ________$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Jnd!vidual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.0L) 15,000.00 10,000.00 22,842.79
none 20,637.19
none none
145,489.15 none
183,925.02 none none
1,502.91 17.47
none
none
none
none
none
none
none
none 1,231.00
none
none

Total ------

$ 425,645.53

DEPARTMENT OF BANKING

227

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF COVINGTON Covington, Ga.

President, R. R. FOWLER

Vice-President, J. L. STEPHENSON Cashier, J. E. PHILIPS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ ~
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

134,453.01 24,160.48
113,863.00 11,650.00
none
none 1,550.00
none 4,475.20 1,492.26
none
158,180.41
22,229.46 12,223.01

.Capital Stock Paid in --------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid -----~------ Due to Banks in this State --Due to Banks in other States__ Call Money ________.:_________ _
Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r

none none
2,835.14 1,183.41
none none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none

State ----------------------Notes and Bills Rediscounted

none with othe.r Banks in other

171.60 none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

100,000.00 none
25,000.00 20,790.68
none none none none
275,844.18 none
37,786.83 25,327.69
none 3,717.60
none
none
none
none
none
none
none
none
none none none
none

Total -----~--------------------$ 488,466.98 Total -------------------------$ 488,466.98

228

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF NEWTON COUNTY Covington, Ga.

President, M. G. TURNER

Vice-President, C. H. WHITE Cashier, J. W. HARWELL.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ------------"---------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ---- Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------ ------- ---------$

423,334.84 1,837.86 none none none
none 1,350.00
none 4,173.53 12,727.40
none 32,931.38
15,360.94
15,016.51 5.60
none
11,615.66 2,051.05 155.25 none
none
none 2,484.80
523,044.82

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------- -----$

80,000.00 none
20,000.00 4,092.54 112.00 none none none
258,489.93 none
54,938.39 34,884.81
none 527.15
none
54,000.00
16,000.00
none
none
none
none
none
none none none
none
523,044.82

DEPARTMENT OF BANKING

229

STATEMENT
of the
Showing Condition of Business December 29, 1922
FARMERS BANKING CO. Covington, Ga.

President, J. B. ROBINSON

Cashier, H. L. HITCHCOCK

RESOURCES:
Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainag-e District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State. -----------------------Due from other banks-in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------,------------------$

LIABILITIES:

17,606.87 10,143.11
3,864.64 150.00
none
none none none 5,000.00 1,250.00
none
1,072.35
none 1,368.20
none
none none 493.38 91.95
none none
none 904.85

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks' in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
Swtiathte o__th__e_r___B_a_n__k_s___i_n_:._t_h_i_s
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

41,945.35 Total -------------------------- $

30,000.00 none none
458.04 none none none none
9,.736.03 none
1,260.88 389.00 none none none
none
none
none
none
101.40
none
none
none none none
none
41,945.35

230

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the
FA.RMERS BANK OF CRAWFORD Crawford, Ga.

President, JAS. F. SHEHAM

Vice.Presidents, E. 0. NEALE, J. A. ROLAND Cashier, H T. O'NEAL.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

470,594.90 911.30
52,000.00 none
none
4,500.00 450.00
4,200.00 5,099.u>: 2 250.00
7,504.65
12,168.63
6,038.06 11,593.06
nona
none none 3, 742.36 none
none none
none 4,499.72

* Total ------------------------- 580,699.95

Capital Stock Paid in ------- $ Amounts reserved for branchee Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check __________ _:___________
Demand Certificates of Deposit Time Certificate of Deposit __
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States -------------------Bills Payable to Federal Re.-
serve Bank ----------------Notes and Bills Rediscounted ,
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------ $

100,000.00 none
50,000.00 none none none none none
46,492.51 none
100,205.80 none none
10,688.93 none
3,000.00
56,000.00
none
74,450.83
1,764.63
none
none
none none 138,697.25
none
580,699.95

DEPARTMENT OF BANKING

231

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF CR.AWFORDVILLE Crawfordville, Ga.

President, JNO. F. HALDEN

Vice-President, JAS. A. KENDRICK

Cashier, GEO. H. MITCHELL.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------- Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Res<Jrve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

89,908.99 7,020.50
82,584.83 nOne
ndne none none ndne 2,007.77 3,283.27
none
19,812.58
4,746.36 7,613.47
18,873.00
none none 1,007.01 none
none none
none 3,425.15
240,282.93

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit..--Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rooiscounted
Swtiathte o_t:h__e_r___B_a_n_k__s___i_n___t_h_is_
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total --------------------------$

25,000.00 none
40,000.00 2,599.96 none none none none
48,147.25none
97,512.58 none none 23.14 none
27,000.00
none
none
none
none
none
none
none none none
none
240,282.93

232

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF TALIAFERRO Crawfardville, Ga.

President, JNO. F. HOLDER

Cashier, S. W. WYNN.

Vice-President, W. W. BIRD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 54,175.48 Capitar Stock Paid in --------$ 40,000.00

Demand Loans --------------Loans Secured by Real Estate_

25,000.00 Amounts reserved for branches 43,000.00 Surplus Fund -----------------

none 8,000.00

United States Bonds ----------

none Undivided Profits -------------

2,048.26

Municipal, Drainage District

Dividends Unpaid -------------

22.50

and State of Georgia Bonds__

none Due to Banks in this State ___

none

Stock in the Federal Reserve Bank -----------------------

Due to Banks in other States__ none Call Money ------------------

none none

Other Stocks and Bonds ------

none Individual Deposits Subject to

Banking House ---------------

5,892.87 Check ---------------------- 37,871.55

Furniture and Fixtures -------

1,648.40 Demand Certificates of Deposit

none

Other Real Estate Owned ____ _

9,609.71 Time Certificate of Deposit ___ 53,202.37

Due from Federal Reserve

Savings Deposits -------------

none

Bank ----------------------Due from Approved Reserve

none Trust Funds on Deposit -----Cashier's Checks -------------

' none
187.38

Agents in this State -------- 11,602.83 Certified Checks --------------

none

Due from Approved Reserve

Bills Payable to Banks in this

Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

5,789.06 7,113.71
none
none none none

State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable t.o Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted

none none none none

Other checks and cash items __

none with other Banks in this

Customers liability on letters of credit and acceptances --

State ----------------------none Notes and Bills Rediscounted

none

Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

none
none none

with other Banks in other States -------------~------- Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

none none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities not included

none

above -----------------------

none

Total ------------------------- 'jl 141,332.06 Total __________________________$ 141,332.06

DEPARTMENT OF BANKING

233

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF CULLODE:Df Culloden, Ga.

President, R. L. DICKEY

Vice-Presidents, B. H. CLEMENTS, H. D. FINCHER Cashier, E S. WINN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ---------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Fe~deral Reserve
Bank ---------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------$

62,122.76 23,197.06 15,000.00.
2,000.00
none
225.00 none
2,000.00 3,428.63
none
none
none
none 2,160.63
8,240.94
none none none none
none 82.12
none 987.57
119,444.71

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other l!abjlities not included
above -----------------------
Total ---------------------$

25,000.00 none
25,000.00 1,060.63 Bone none none none
20,111.91 none
34,247.17 none none
25.~0
none
4,000.00
none
10,000.00
none
none
none
none
none none none
none
119,444.71

234

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business ~ecember 29, 1922

Gf the

MERCHANTS AND PLANTERS BANK Culloden, Ga.

President, R. H. HOLMES

Vice-President, 0. J. JOHNSON Cashier, F. P. SULLIVAN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage- District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Resocve
Agents out of this State ---Currency ---------------------Due from -other banks in this
State -----------------------Due from other banks in other
States' ---------------------Ad,vances on Cotton ----------.Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------'ll

80,558.65 g,711.22 3,087.20 none
none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

none 225.00 950.00 2,174.10 1,300.00

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _

none
20,750.14
356.37 1,492.42

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

none none
263.18 15.72

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bi)ls Rediscounted 2,115.24 with other Banks in other

States ---------------------none Certificates of Deposit for Bornone rowed Money ---------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

121,999.24 Total --------------------------$

15,000.00 none
15,000.00 6,341.06 none none none none
40,060.54 none
30,611.87 none none
242.43 none
none
none
14,743.34
none
none
none
none
none none none
none
121,999.24

DEPARTMENT OF BANKING

235

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF CUMMING Cumming, Ga.

President, S. H. ALLEN

Cashier, K. A. KEMP

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------- Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve

128,338.57 21,869.11 none none
none

Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve ,
Bank ----------------------- . '" Due from Approved Reserve

none
none 7,500.00 3,303.20 7,595.72
-..r..r: none

Agents in this State -------Due from Approved Reserve

53,699.34

Agents out of this State -~-

6,104.59

Currency ---------------------Due from other banks in this

5,124.79

State -----------------------Due from other banks in other

2,353.94

States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__
Customers liability on letters of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other

none none none 2,795.47
none 2,098.81

than cotton ----------------Other assets not included above

none 34,336.79

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve. Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.~0
none 25,ooo:oo.
2,515.59
no:n:~
none none none
153,078:99, none
51,237 ,9:> none none
292.8p. none
none
18,000.,9,0;
non~
none
none
none
none none none
none

'l:'otal ------ ------- ----- __ $ 275,120.33 . Total --------------------------$ 275,120:;13

236

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

President, C. C. MINTER

BANK OF CUSSETA Cusseta, Ga.
Vice-President, 0. C. STEPHENS Cashier, W. A. GAYLER.

RESOURCES:

LIABILITIES :

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from, Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency --------------------Due from {)ther banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------- $

95,799.45 7,430.78 none 3,100.00
none
none 1,500.00 2,300.00 2, 700.00
none none
17,316.83
10,114.76 5,494.58
18,000.00
2,000.00 none none none
none none
none 3,613.90
169,370.30

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check --'-------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--to--B--a-n-k--s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ----------------------$

15,000.00 none
5,000.00 4,783.20
100.00 none none none
51,274.44 none
12,088.06 81,004.97
none 119.63
none
none
none
none
none
none
none
none
none none none
none
169,370.30

DEPARTMENT OF BANKING

237

STATEMENT Showing Condition of Business December 29, 1_922

of the

BANK OF CUTHBERT Cuthbert, Ga.

President, E. C. TEEL

Vice-Presidents, N. :\f. WEAVER, E. R. WARD Cat~hier, H. L. HILL.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United S.tates Bonds -------~- Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ---------------------- Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State, -----------------------Due from other banks in other
States ---------------------~ Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(!! any) ---------~ Advances on commodities other
than cotton ----------------~ Other assets not included above

226,786.48 16,500.00 2,9,213.23 4,117.00
none
none 1,310.00 4, 769.00 4,769 (JI)
UOPf~
none
34,579.84
8,202.11 10,303.79
446.11
1, 793.27 19,383.52
890.98 693.24
none 354.72
none 1,636.95

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in thrs
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

50,000.00 none
12,000.00 0,259.9G none 500.71 442.0:-
llOUd
258,563.19 none
11,271.24 none none
309.67 575.70
none
10,000.00
none
none
15,556.68
none
none
none none none
none

Total -----------------------~ 365,749.24 Total ---------------------- S 365,749.24

238

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

GEORGIA BANK AND TRUST CO. Cuthbert, Ga.

President, F. H. DAVIS

Cashier,. P. M. REID.

Vice-President, W. J. WADE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Ot~:~~t~~k~:-;_-,;d-n;,~d;-~~~~~=
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

144,479.99 4,138.70
28,946.42 19,200.00
none
none 23,000.00
2,800.00 2,780.00
none
ncnn
3,587A2
744.48 13,528.1\2
none nonf"
19,705.45
11,382.95 4,131.29
none none
none 3,896.19

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits -------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------~ Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thts
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other States.---------------------Certificates of Deposit for Borrowed Money --------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

48,300.00 none
9,6GO.OO 5,5..13.7'3
no.ae none none none
157,416.41 none
21,204.84 38,882.64
none 1,310.77
none
none
none
none
none
none
none
none
none none none
none

Total ------------------------ $ 282,321.41 Total -------------------------$ 282,321.41

DEPARTMENT OF BANKING

239

STATEMENT Showing Condition of Business December 29, 1922

of the

DACULA BANKING CO. D.a.cula., Ga..

President, C. R. WARE

Viee.President, DR. B. V. WILSON Cashier, J. G. HOOD.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States -------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other asflete not included above
Total ---------------------- $

LIABILITIES:

66,454.40 none
1,633.77 none none
none 900.00
none 1,500.00 2,138.56
none
2,719.06 9,860.62
1,965.56
2,880.17 none none
none none none 70.70
none 3.17
none none
90,126.01

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States
Call Money -----------------Individual Deposits Subject to
Check ----~---------------- Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this BiSlltsatPea-y-a-b~l-e--t-o--B-a-n--k-s--in--o--th--er
BiSlltsatePsay-a-b-le---t-o--F--e-d-e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money -------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total -----------------------$

25,000.00 none
5,000.00 20,450.37
none none none none
25,858.19 none
7,817.45 none none none none
none
6,000.00
none
none
none
none
none
none none none
none
90,126.01

240

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF DAHLONEGA Dahlonega, Ga.

President, J. M. BROOKSHER

Vice-President, W. B. TOWNSEND

Cashier, T. F. JACKSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ ~ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Munio.tpal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---!. Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------- $

28,824.32 2,500.00
12,889.27 100.00
none
none none 2,282.99 1,279.05 none
none
14,216.50
1,140.86 8,267.82
none
none none none none
none none
none
non~

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __.:_ Savings Deposits ------------Trust Funds on Deposit ---.,-Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-I-n--o--th-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks In this
State- ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

71,500.81 Total

15,000.00 none
1,305.63 844.26 none none none none
27,894.82 none
26,343.96 none none
112.14 none
none.
none
none
none
none
none
none
none none none
none
71,500.81

DEPARTMENT OF BANKING

241

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF LUMPKIN COUNTY Dahlonega., Ga..

President, R. C. ME.ADERS

Vice-Presidents, G. H. MOORE, W. H. JONES Cashier, J. S. SPEER.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency----------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

71,079.50 1 Capital Stock Paid in -------- $ 5,965.56 Amounts reserved for branches

8,687.75 Surplus Fund ----------------none Undivided Profits ----~-------

Dividends Unpaid -------------

none Due to Banks in this State --Due to Banks in other States__

none Call Money -----------------none Individual Deposits Subject to

none Check ---------------------2,464.00 Demand Certifi.cates of Deposit

1,790.00 Time Certificate of Deposit ---

Savings Deposits ------------none Trust Funds on Deposit ----'--

Cashier's Chec!<s ------------36,957.92 Certified Checks --------------
Bills Payable to Banks in thts

1,549.19 4,811.88

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

States ---------------------150.00 Bills Payable to Federal Re-

9.67 none none none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none

State ----------------------Notes and Bills Rediscounted

none with other Banks in other

none 4,247.70

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------

15,000.00 none
3,000.00 848.18 none none none none
56,668.80 none
60,005.11 1,640.20 none 547.10 3.75
none
none
none
none
none
none
none
none none none
none

Total ------------------------ s 137,713.14 Total ------------------------- S J_37,713.14

242

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

President, W. F. MEEK

COMMERCIAL BANK Dallas, Ga.
Vice-President, W. H. HANSARD Cashier, D. E. PINKSTON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ ~ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ---~--Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ 'll

130,175.98 5,742.38
13,507.72 none
none
none 45,242.61
1,929.75 3,070.46 6,114.08
none
28,943.60
1,611.19 7,231.85

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o-t-h-e--r

1,686.81)
none 15,255.13
432.50 none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----~----------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this

State ----------------------none Notes and Bills Rediscounted 142.68 With other Banks in other

1,948.72 none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

263,035.40 Total --------------------------$

25,000.00 none
7,500.00 4,475.98
4.00" none none 59,000.00
86,654.71 none
34,337.73 34,861.84
none 696.59
none
10,000.00
none
none
none
504.55
none
none
none none none
Bone
263,035.40

DEPARTMENT OF BANKING

243

STATEMENT Showing Condition of Business December 29, 1922

of the

THE BANK OF DALTON DaJton, Ga.

President, W. C. MARTIN

Vice-President, E. P. DAVIS

Cashier, JAMES J. COPELAND.

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ ~$
Demand Loans -------------- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Fe\leral Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __
Overdrafts-(!! any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

146,487.36 5,858.74
60,528.00 450.00
none
none 51,645.00 16,000.00
4,000.00 11,930.67
none
4,600.60
10,858.32 6,238.15
none
none none 654.04 1,781.76
none 189.69
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money ------------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
5,000.00 8, 787.52
12.00 none none none
125,454.35 none
7,969.01 123,498.59
none 500.86
none
none
none
none
none
none
none
none
none none
DOJ18
none

Total----------------$ 321,222.33 Total --------------------------$ 321,222.33

244

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 2~, 1922

of the

RARDWIOK BANK AND TRUST 00. Dalton, Ga.

President, W. M. HARDWICK

Vice-Presidents, G. L. HARDWIGK, E. D. WALTER

Cashier, T. D. RIDLEY.

RESOURCES:

LIABILITIES:

-----------------------------------------------

~----------------

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ______

337,877 .141 Capital Stock Paid in ________ $ 38,620.64 Amounts reserved for branches 42,173.68 Surplus Fund ----------------none Undivided Profits ------------Dividends Unpaid ------------none Due to Banks in this State ___ Due to Banks in other States__ none Call Money -----------------359,283.93 Individual Deposits Subject to

100,000.00 none
50,000.00 14,926.66
3,800.00 1,508.08
none none

Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve

7,000.00 Check ---------------------2,843.20 Demand Certificates of Deposit
1,750.00 I Time Certificate of Deposit ___
Savings Deposits ------------none Trust Funds on Deposit ------
Cashier's Checks ------------17,134.70 Certified Checks --------------
Bills Payable to Banks in this

589,342.50 none
84,608.19
138,628.50
none 705.78
none

Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ------~-------------- Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__

30,979.72 BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------8,627.461 Bills Payable to Federal Re-
serve Bank ----------------608.94 Notes and Bills Rediscounted
none with Federal Reserve Bank_ 771.17 Notes and Bills Rediscounted
none with other Banks in this

none none none
none

Customers liability on letters of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

none 503.52
none none

State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

none
5,000.00 none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities' not included
above -----------------------

none none

Total -------------------------$ 988,519.71 Total --------:-:--,---------------$ 988,519.71

DEPARTMENT OF BANKING

245

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF KESTLER Damascus, Ga.

President, H. E. HIGHTOWER HIGHTOWER

Vice-Presidents, P. H. KEATON, J. A. Cashier, W. R. PULLEN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------~ Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
'l'otal ------------------------- $

20,867 .981' Capital Stock Paid in --------$ 19,783.19 Amounts reserved for branches
32,640.77 Surplus Fund ----------------none Undivided Profits ------------Dividends Unpaid ------------none Due to Banks in this State ___ Due to Banks in other States__

none none 6,510.44 2.810.30 1,727.98
none
31,252.79
8,882.60 4,642.27

Call Money -----------------Individual Deposits Subject to
Check --------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r

States ---------------------142.50 Bills Payable to Federal Re-

none none none 6.00

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 41.31 with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

25,000.00 none
5,000.00 2,008.56
none none none none
. 61,826.51 none
33,226.47 none none
2,246.59 none
none
none
none
none
none
none
none
none none none
none

129,308.13 Total.-------------~------------$ 129,308.13

246

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF DANIELSVILLE Danielsville, Ga.

President, J. F. HOLDEN

Vice-President, GEO. 0. GRIFFETH Cashier, R. C. GRIFFETH.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Otl:)er Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
DuSetaftero, m---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

57,197.39 none none
7,000.00
none
none 450.00 2,375.28 1,365.25
none
none
56,351.32
4,095.77 4,968.55
none
none
none 811.41
46.41 none 198.06
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l e- - -t o- - -F-e-d- e- r-a-l- -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00 none
15,000.00 398.37 none none none none
92,454.22 none
11,942.44 none none 64.41 none
none
none
none
none
none
none
none
none none none
none

Total ------------------------ $ 134,859.44 Total ------------------------- $ 134,859.44

DEPARTMENT OF BANKING

247

STATEMENT Showing Condition of Business December 29, 1922

ot the

BA,NK OF DANVILLE Danville, Ga.

President, H. L. D. HUGHES

Vice-President, G. E. CHAPMAN

Cashier, C. R. FAULK.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State ---------------~------- Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

74,580.60 12,647.99 31,775.56
none
none
none 4,635.00 1,000.00 1,313.50
none
none
4,399.63
4,017.77 6,491.19
27,000.00
7,500.00 508.00 479.00 none
none none
none 5,179.83

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ---------------Urtdivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y -a-b-l -e- -t-o- -F- -e-d-e-r-a-l- -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Biiis Rediscounted
with other Banks in this
State ----------------------Notes and Biiis Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

181,528.07 1 Total ------------------------$

15,000.00 none
5,000.00 29,859.03
none none none none
74,341.15 none
57,327.89 none none none none
none
none
none
none
none
none
none
none none none
none
181,528.07

248

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

President, C. M. TYSON

THE DARIEN BANK Darien, Ga.

Cashier, D. E. LANE.

Vice-President, J. G. FORBES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------OtherStocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federa.l Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States. ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

75,599.77 28,481.96 26,388.34
"none
none
none none 2,000.00 1,000.00 3,600.00 none
4,807.38
1,014.34 7,546.32
none
none none none 175.62
none 141 08
16,028.81 15.00
166,798.62

Capital Stock Paid in'--------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

25,000.00 none
5,000.00 7,506.08
none 1,602.40
none none
42,031.36 none
4,567.50 59,647.32 13,002.41
915.36 none
none
none
none
none
'none
none
none
none none none
7,526.19
166,798.62

DEPARTMENT OF BANKING

249

STATEMENT. Showing Condition of Business December 29, 1922

of the

MERCHANTS AN FARMERS BANK. Davisboro, Ga.

President, C. W. KITCHENS

Vice-Presidents, C. T. MORRIS, W. C. WILSON

Cashier, I. W. .ARNOLD.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United .States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above Profit and Loss ___c__________ _
Total --------------------------$

41,931.73 11,122.62 13,293.04
none
none
nOne 1,100.00 2,500.00 4,501.46
none
none
21,490.67
3,471.45 4,940.26
none
none none 557.6b 732.20
none none
none none 315.53
105,956.64

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

Total ----------

-- -$

25,000.00. none
5,000.00 none none none none none
34,647.96 none
25,452.83 none none
2,082.84 nonv
none
none
13,773.01
none
none
none
none
none none nore
none
105,966.64

250

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

PLANTERS STATE BANK Davisboro, Ga.

President, J. W. ALDRED

Vice-President, R. L. DOWNS Cashier, J. E. DANIEL.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____.$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States. ---------------------Advances on Cotton ----------Checksfor Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

22,917.21 3,131.50 3,500.00 none
none
none 450.00 2,500.00 2,554.11
none
none
22,375.30
5,435.72 2,613.22
none
none 20,705.18
938.2!3 none
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of De;:>osit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
" B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

87,120.47 Total -------------------------- $

15,000.00 none
15,000.00 .1.594.29 none none none none
47,901.76 none
6,884.9\J none none
739.43 none
none
none
none
none
none
none
none
none none none
none
87,120.47

DEPARTMENT OF BANKING

251

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF DAWSON Dawson, Ga.

President, M. C. EDWARDS

Cashier, C. D. COCKE.

Vice-President, J. P. PERRY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------$

206,305.84 9,696.26
34,682.12 1,650.00
none
4,150.00 675.00 none none none
14,729.70
7,042.79
6,972.66 10,450.67
200.00
none 59,961.14
3,333.78 none
none none
none none
359,859.96

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
states ~--------------------
Certificates of Deposit for Borrowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

100,000.00 none
38,000.00 6,559.71 none
17,092.91 none none
147,235.56
none 49,239.48
none none 1,732.30
none
none
none
none
none
none
none
none none none
none
359,859.9()

252

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

THE FIRST STATE BANK

Dawson, Ga.

President, W . .A. BALDWIN

Cashier, E. J. P .ACE

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Munici-pal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Curr7ncy ---------------------Due from other banks in this
State -----------------------Due from other banks in other,
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

144,002.83 4,824.44 none none
none
1,400.00 none none none
23,320.11

Capital Stock Paid in -------- $ Amounts reserved for branches
USunrdpilvuids eFduPndrof-i-ts---__-_-_-_-_-_-_-_-:_-_-_-_
Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

none
5,432.50
4,637.80 10,611.46

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

none
none none 2,171.73 none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted none with other Banks in other

none CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-none rowed Money ---------------
Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
I above -----------------------

50,000.00 none
50,000.00 13,545.01
none 1,184.67
none none
51,803.75 none
16,495.36 none none
371.78 none
none
10,000.00
none
none
none
none
none
none none none
3,000.00

Total -----.--------------------- $ 196,400.87 Total --------------------------: 196,400.87

DEPARTMENT OF BANKING

253

STATEMENT Showing Condition of Business December 29; 1922
ot the

BANK OF DEARING Dearing, Ga.

President, FRED J. HOWARD
PRINTUP

Vice-Presidents, S. M. HAYWOOD, B. R. Cashier, D. A. HOWARD.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ CDuurerefnrcoym --o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------- $

LIABILITIES:

54,763.21 none none none
none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __

none/ Call Money -----------------none1 Individual Deposits Subject to
1,622.431 Check ---------------------2, 712.80 Demand Certificates of Deposit
none Time Certificate of Deposit ___
Savings Deposits ------------3,368.75 Trust Funds on Deposit ------
Cashier's Checks -----------384.67 Certified Checks --------------
Bills Payable to Banks in this
none State -----------------------1,960.7<3 Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

none none none 536.30

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State -----------------------
none! Notes and Bills Rediscounted
42.52 With other Banks in other

none 75.00

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above ---------------------.:.-

65,466.46 Total ------------------------$

15,000.00 none
5,000.00 2,365.85
none none none none
15,638.00 none
7,004.81 none none
7.ao
none
5,000.00
4,200.00
11,250.00
none
none
none-
none
none none none
none
65,466.46

254

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

DECATUR BANK AND TRUST CO. Decatur, Ga.

President, J. HOWELL GREEN CHRISTIE

Vice-Presidents, W. H. WEEKES, S. R. Cashier, C. M. SANDERS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ------------------~---Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from Other banks in this
DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters , of credit and acceptances __
Overdrafts-(i{ any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

807,409.83 12,464.29 57,658.47 1,000.00
none
none 11,850.00
none 7,003.49 27,951.87
none
30,290.19
14,517 .G6 24.951.70
1,076.2~
none none 892.63 none
none
none none 3,649.45

Capital Stock Paid in -------- ~ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check --------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes a.nd Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

100,000.00 none
65,000.00 12,769.26
72.00 none none none
510,583.75 none
93,120.92 214,038.64
none 5,131.29
none
none
none
none
none
none
none
none
none none none
none

Total --------------------~---~~ $1,000,715.86 Total _________________.:.________ $1,000,715.86

DEPARTMENT OF BANKING

255

STATEMENT Showing Condition of Business December 29, 1922

of the

THE DEXTER BANKING 00. Dexter, Ga..

President, J. E. NEW

Vice-President, U. G. B. HOGAN Cashier, D. W. KNIGHT.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------~ Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items __ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total-------------------------$

41,213.02 4,894.97 8,484.76
12,900.00
none
none none 2,000.00 1, 735.42 none
none
36,300.57
13,009.46 2,527.27
3,749.14
none 4,221.62
none none
none 101.63
none none

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r--
rowed Money -------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

131,137.8G I Total --------------------------$

25,000.00 none
5,000.00 9,241.65
none none no no none
58,419.25 none
33,467.21 none none 9.75 none
none
none
none
none
none
none
none
none none none
none
131,137.86

256

THIRD ANNUAL REPORT

STATEMENT Sllowing Condition of Business December 29, 1922

of the

BANK OF DOERUN Doerun, Ga.

President, G. W. McWHITE

Vice-President, P. B. WATKINS Cashier, W. M. SMITH.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House ____:__________ _ Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State, -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

92,565.89 Capital Stock Paid in -------- $ none Amounts reserved for branches none Surplus Fund ----------------none Undivided Profits ------------Dividends Unpaid ------------none Due to Banks in this State __ _ Due to Banks in other States__
none Call Money -----------------7,500.00 Individual Deposits Subject to
1,500.00 Check ---------------------1,500.0{) Demand Certificates of Deposit 1-6,945.66 Time Certificate of Deposit ___
Savings Deposits ------------none Trust Funds on Deposit ------
Cashier's Checks ------------S,919.98 Certified Checks --------------
Bills Payable to 'Banks in this
2,438.S7 State -----------------------6,317.23 Bills Payable to Banks in other

none
none 1, 350.71
884.05 501.68

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none ::"<otes and Bills Rediscounted 432.97 with other Banks in other

none 187.62

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

40,000.00 none
6,000.00 2,456.54
none none none none
34,262.63 none
35,279.31 none none 45.68 none
5,000.00
none
15,000.00
none
none
none
none
none none none
none

Total -------------------------- $ 138,044.16

DEPARTMENT OF BANKING

257

STATEMENT Showing Condition of Business December 29, 1922

of the

President, J. P. MYERS

FARMERS BANK Doerun, Ga..

Cashier, R. L. FREE.

Vice-President, E. L. BACON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from Other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

70,949.01 1,115.58
48,000.00 none
none
none none 2,253.00 2,714.07 2,500.00
none
20,177 .8~
3,811.75 6,024.55
2,024.60
none none 469.50 none
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 no.ne
5,000.00 9,014.22 2,025.00
none none none
62,791.02 none
40,911.52 none none
298.19 none
15;000.00
none
none
none
none
none
none
none none none
none

Total ------------------------- $ 160,039.95 Total ------------------------- $ 160,039.95

258

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29,-1922

of the

BANK OF DONALSONVILLE Donalsonville, Ga.

J: President, T. SHINGLER, SR.

Vice-President, THOS. CHASON

Cashier, W. H. VANLANDINGHAM.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------- Checks for Clearing House ___ _ Other checks- and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ____________.:_____
Other assets not included above

633,633.56 15,130.12 none 8,241.30
5,750.00
4,500.00 none
5, 710.49 5,105.65
none
25,593.11
8,534.54
4,479.46 10,365.45
none
14,488.29 4,083.94 610.76 3,478.63
none none
none 12,254.8fJ

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes a.nd Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money _____.:_________
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------

100,000.00 none
50,000.00 35,257.22
536.00 none none none
222,267.26 none
77,537.28 :uone none
22,567.13 1,289.00
none
none
none
103,887.7S
none
none
none
none
3,389.1 u
145,229.33
none

Total ---------------------- <p 761,960.13 Total --------------------------$ 761,960.13

DEPARTMENT OF BANKING

259

Report ot the

UNION BANKING COMPANY, DOUGLAS, GEORGIA AND ITS BRANCH
(Consolidated)
Showing Condition at Close of Busin!)ss December 29, 1922

As Called for by the Superintendent of Banks

President, T. S. PRICE GRIFFIN, J. L. SHELTON,

Vice-Presidents, J. W. QUINCEY, MOSES Cashier, R. N. YOEMANS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 456,181.8;l

Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve

7,392.30
74,392.30
71,400.00
-'"'11 L.&- I \ none

Bank ----------------------Other Stocks and Bonils ------

none
21,929.9~

Banking House --------------Furniture and Fixtures ------'Other Real Estate Owned ____ _
Due from Federal Reserve

50,000.00 15,064.88 29,504.32

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__

16,214.36
6,631.10 19,075.83
1,967.43
none none 7,990.92 275.00

Customers liability on letters of credit and acceptances __

none

Overdrafts-(if any) --"'------.A:dvances on commodities other

12.40

than cotton ----------------Other assets not included above

none none

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ------------'---------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with .other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 15,000.00 50,000.00 10,774.99 168.00 711.47 none none
334,253.83 none
121,998.6~
27,084.87 3,067.44 4,307.44 200.00
30,000.00
79,865.92
no:1e
none
none
none
none
none none 15,600.00
none

Total --------------------- $ 778,032.65 Total --------------------------$ 778,032.65

260

THIRD ANNUAL REPORT

Report of the

DOUGLASVILLE BANKING COMPANY, DOUGLASVILLE GEORGIA AND ITS BRANCH
(Consolidated) Showing Condition of Business December 29, 1922

As Called for by the Superintendent of Banks

President, J. T. DUNCAN
GEER

Vice-Presidents, A. W. McLARTY, M. E. Cashier, G T. McLARTY.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Fed!lral Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
'Jilotal -------------------$

403,920.68 none
58,400.00 247.26
none
3,800.00 900.00
12,337.85 6,025.00
10,237.15
14,355.43
13,269.9Q
5,056.44 7,048.25
none
none 17,915.96
none none
none none
880.00 14,527.97
569,421.89

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

60,000.00 15,000.00 51,500.00 11,004.G7
20.00 none none none
129,827 .5G none
157,240.5.5 9,872.81 none 1,286.06 none
2,000.00
8,000.00
none
56,848.65
none
66,483.68
none
none none none
337.8H
569,421.89

DEPARTMENT OF BANKING

261

STATEMENT

Showing Condition of Business December 29, 1922

of the

PLANTERS BANK Donalsonville, Ga.

President, J. L. DICKENS

Vice-President, JNO. I. SPOON Cashier, 0. L. CARALON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other ba,nks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

80,890.07 165.00
15,718.62 none
none
none none 3,306.70 2,085.9:) none
none
none
none
4,425.~9
4,063.31
2,809.15 none none 49.85
none none
none 5,547.50

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ------------2---------
Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

119,061.44 Total ------------------------ :;;

15,000.00 none
5,000.00 none none none none no no
55,357.38 none
34,039.54 none none
285.23 none
9,379.29
none
none
none
none
none
none
none none none
none
119,061.44

262

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF DOVER Dover, Ga.

President, W. A. WILSON

Vice-President, W. M. HOWARD

Cashier, D. 0. McDONQUED.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State ------------~---------- Due from other banks in other
States' --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks :;l.nd cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

34,346.50 225.00
4,100.00 none
none
none 300.00 2,507.23 1,179.71 4,119.97
none
3,093.26
1,345.04 2,803.08
none
none none 28.27 450.00.
none 8.96
none 26.20

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit _____ _
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o-B--a-n-k--s-i-n--o-t-h-e-r-
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ---------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

54,533.22 Total --------------------------;;

15,000.00 none
2,000.00 none none none none none
14,684.64 none
10,624.48 none none none none
8,038.13
4,185.97
none
none
none
none
none
none none none
none
54,533.22

DEPARTMENT OF BANKING

263

STATEMENT S1lowing Condition of Business December 29, 1922
of the

DUBLIN AND LAURENS BANK Dublin, Ga.

President, C. W. BRANTLEY, SR. BARTON

Vice-Presidents, T. V. SANDERS, JNO. J. Cashier, M. A. ROGERS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from othe.r banks in this
State ------------~---------- Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

263,494.03 3,734.11
265,259.81 none
none
none 2,200.00 65,000.00 5,000.00 21,900.00
none
47,790.57
5,075.68 2,588.59
11,723.11
none 9,551.91
178.40 236.59
none 85.53
1;161.48 93.75

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ___ ...:_________
Due to Banks in this State ___ Due to. Banks in other States__
Call Money -----------------Individual Deposits Subject to
.Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks fn this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

100,000.00 none
9,912.48 12,479.26
6.00 506,319.68
none none
64,265.30 none
3,049.77 none none
839.51 201.56
8,000.00
none
none
none
none
none
none
none none none
none

Total ------------------------ 'll 705,073.56 Total ---------------------- $ 705,073.56

264

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

SOUTHERN EXCHANGE BANK Dublin, Ga.

President, F. B. REINS WITHERINGTON

Vice-Presidents, Wm. C. THOMPSON, J. H. Cashier, B. B. FORDHAM.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bon.ds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ---------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

632,994.47 7,908.36
47,328.36 none
none
3,050.00 12,218.87 23,000.00
9,885.43 10,160.67
37,031.24
27,762.05
12,226.56 21,955.50
589.39
none 612.63 957.28 188.72
none none
none 30,522.08

Capital Stock Paid in --------$ - lOO,OOO.OO

Amounts reserved for branches

none

Surplus Fund -----------------

1,000.00

Undivided Profits -------------

6,111.13

Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

none 17,100.19
none

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r BiSlltsatePsay-a-b-l-e--t-o-~-F-e-d--e-r-a-l--R--e-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

355,186.84
non~
131,075.49 4,535.02 none 587.09 382.15
36,000.00
7,500.00
none
96,471.25

State ----------------------Notes and Bills Rediscounted
with other Banks in other

10,750.00

C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--

8,135.83

rowed Money --------------Liability on Letters of Credit

58,198.40

and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

none none none

above ---------------------- 45,358.22

Total -------------------- $ 878,391.61 Total -------------------------- $ 878,391.61

DEPARTMENT OF BANKING

265

STATEMENT Showing Condition of Business December 29, 1922

of the

President, J. A. HOGAN

BANK OF DUDLEY Dudley, Ga.
Vice-President, R. J. CHAPPELL Cashler, R. L. SUMMER.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans ------------- _ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any') ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

LIABILITIES:

10,848.43 6,019.33 none none
none
none none 1,783.39 3,015.90 none
none
2, 733.01
3,244.49 2,034.87
none
none none none 286.25
none 2,627.38
none 2,216.76

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

34,809.81 Total -------------------------- $

15,000.00 none none none none none none none
10,083.96 1,514.13 8,040.23 none none 171.49 none
none
none
none
none
none
none
none
none none none
none
34,809.81

266

THIRD ANNUAL REPORT

- - - - - - - - - - - - - - - - - - - - - - - - - - - ------ --

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF DULUTH Duluth, Ga.

President. L. P. PATTILLO

Cashier, D. W. WILSON.

Vice-President, J. W. KNOX

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Reai Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency --------------------Due from other banks in this
DuSetaftreom---o-t-h-e-r--b-a-n--k-s--in--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities otl].er
than cotton ----------------Other assets .not included above

126,822.37 none
13,250.50 none
none
none 495.00 2,078.00 2,500.00 3,500.00
none
26,008.14
2,041.53 2,670.32
none
none 2,334.84
none 53.67
none none
none 639.05

- - - - - $ Total ----------

182,393.42

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
B1SlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r States ---------------------
Bills Payable to Federal Reserve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
15,500.00 none none
2,154.10 none none
72,526.44 none
52,623.36 none none
247.24 none
none
none
14,342.28
none
none
none
none
none none none
none
182,393.42

DEPARTMENT OF BANKING

267

---~ - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

STATEMENT Showing Condition of Business December 29, 1922

ef the

FARMERS AND MERCHANTS BANK Duluth, Ga.

President, A. R. DANFORTH

Vice-President, L. E. PAYNE

Cashier, H .J. COLEMAN.

RESOURCES:

LIAIHLITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------~ Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------D uSet aftreosm_ _o_t_h_e_r_ _b_a: _n_k_ _s _i_n_ _o_ _t h_ _e_r
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

72,946.58 1,278.90 none none
none
none none 1, 704.40 632.48 none
none
3, 701.84
none 4,574.80
none
none none 135.83 none
none none
none 41.61)

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Biiis Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Biils Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------

85,016.52 Total ----------------------- $

15,000.00 none
5,000.00 none none none none none
20,445.91 none
29,797.71 none none
150.00 none
none
none
14,622.90
none
none
none
none
none none none
none
85,016.52



268

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF EASTMAN Eastman, .Ga.

President, W. L. JESSUP NICHOLSON,U.ANDERSON

Vice-Presidents, C. C. HOSFORD, J. S. Cashier, JETER A. HARRELL.

RESOURCES:

LIABILITIE!S:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States' ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities, other
than cotton ----------------Other assets not included above
Total ---------------------$

213,575.99 none none none
11,607.82
2,200.00 3,000.00 14,500.00 3,642.50
none
27,644.96
3,921.35
2,9<>0.58 9,569.18
none none 88,636.79 6,945.66 none
none none
none none
388,204.8,3

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilltili!S' not included
above -----------------------
Total --------------------------$

60,000.00 none
13,000.00 12,458.26
none none none none
182,797.47 none
86,426.31 none none
3,324.86 none
none
none
none
30,197.93
none
none
none
none none none
none
388,204.83



DEPARTMENT OF BANKING

269

STATEMENT Showing Condition of Business December 29, 1922

of the

CITIZENS BANKING CO. Eastman, Ga.

President, C. H. PEACOCK

Vice-President, T. H. EDWARDS Cashier, E. H. V\7ARE.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out' of this State ____
Currency ---------------------Due from other banks in this
State ----------~------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

281,244.58 10,512.13 83,135.30 6,302.80
none
3,600.00 1,350.00 7,703.15 5,469.42 20,538.02
27,104.36
35,175.23
12,053.78 9,662.67
none
5,000.00 67,329.48
703.93 4,480.03
none none
none 59,012.32

Capital Stock Paid in --------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

100,000.00 none
20,000.00 33,566.95
none none none none
286,983.24' none
142,571.14 none none
2, 730.36 none
none
none
none
15,025.51
35,000.00
none
none
none none none
none

Total -------------------- $ 635,877.20 Total -----------------------$ 635,877.20

270

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF EAST POINT East Point, Ga.

President, R. F. THOMPSON

Cashier, B. B. B.AKER.

Vice-President, F. J. .ALLEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
';l'otal -------------------$

176,163.37 35,495.04 16 481.55 886.00
none
none 7,950.00 4,903.58 3,516.38
none
none
15,026.41
2,888.33 16,737.25
44,237.92
5,015.00 none none
2,018.50
none 3,629. 70
none ... none
334,949.03

Capital Stock Paid in ________$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ---~-------- Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with othe.r Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ----------------------$

35,000.00 none
10,000.00 10,074.92
10.00 none none none
151,056.66 none
9,673.61 107,575.20
11,558.6<1 none none
none
non~
none
none
none
none
none none none
none
334,949.03

DEPARTMENT OF BANKING

271

STATEMENT Showing Condition of Business December 29, 1922
of tlte

THE MIDDLE GEORGIA BANK Eatonton, Ga.

President, BENJ. W. HUNT

Vice-President, P. P. EZELL

Cashier, E. W. INGRAM.

RESOURCES:

LIABILITIES;

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks arid Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federa.l Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------

139,261.26 8,955.26
229,312.88 none
2,500.00
3,000.00 none none none none
21,665.43
45,758.11
12,263.74 12,052.87
none
none none 12,206.98 1,647.58
none 793.54
none none
489,417.65

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks _:__________ _
Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -------------..---------
Total -------------------------$

50,000.00 none
50,000.00 5,684.87 56.75 none none none
195,330.40 none
81,062.18 none
46,640.79 891.31 44.67
12,751.68
none
24,000.00
7,700.00
7,500.00
7,755.00
none
none none none
none
489,417.65

272

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

FARMERS AND MERCHANTS BANK Eatonton, Ga.

President, L. 0. BENTON

Vice.President, J. N. HAWKINS Cashier, W. A. ANDREWS.

--------------R- ESOURCES-: ---------

Time Loans and Discounts___ _
Demand Loans --------------Loans Secured by Real Estate-
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve

none none none none
none

Bank ----------------------- $ Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve

750.00 none
5,000.00 1,250.00
none

Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this

2,536.38
4,668.26
23,300.05 3,090.30

State -----------------------Due from other banks in other

6,041.22

States ---------------------Advances on Cotton ----------Checks for Clearing House----Other checks and cash items__
Customers liability on letters of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other

none none none 174.38
none none

than cotton ----------------Other assets not included ab9ve

none 584.91

Total -----------------$ 47,395.50

LIABILITIES:
Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with' other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

25,000.00 none none none none none none none
22,285.64 none none none none
109.86 none
none
none
none
none
none
none
nonp,
none none none
none
47,395.50

DEPARTMENT OF BANKING

273

STATEMENT Showing Condition of Business December 29, 1922

of the

THE BANK OF EDISON_ Edison, Ga.

President, L. C. MANRY

Vice-President, HENRY TURNER Cashier, S. A. SOLOMON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing Howe ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

94,637.55 25,613.62 113,749.26
none
none
none 1,063.00 3,000.00 1,800.00
none
none
31,998.99
14,884.85
8,740.76 193.03
none 46,541.74
none 153.77
none none none
none 45.92

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor~
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ---------------------

50,000.00 none
30,000.00 6,871. 73 none none none none
232,676.41 none
22,261.00 none none
613.35 none
none
none
none
none
none
none
none
none none none
none

Total ---------------------- $ 342,422.49 Total ------------------------- $ 342,422.49

274

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

President, W. 0. JONES

of the
BANK OF ELBEB.TON Elberton, Ga..
Vice-Presidents, T. 0. TABOR, C. 0. BROWN Cashier, W. E. BATES.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------$

447,462.93 27,991.62 14,650.00 none
none
none 2,475.00 30,487.69 21,204.95 8,912.68
none
34,221.13
9,402.39 21,796.37
none
none 11,414.30
726.52 4,479.77
none 577.71
none none
635,803.06

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due .to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to

100,000.00
none 25,000.00 11,886.78
none none none none

Check ---------------------Demand Certificates Df Deposit Time Certiflcate of Deposit ___
Savings Deposits ------------Trust Funds on Depos~t _____ _
Cashier's C~1e.c~rs ------------Certified Checks -------------Bills Payable to Ban;,s in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank -~-------------- Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

356,806.21 none
56,354.81 52,802.08
none 2,935.42
none
none
20,000.00
none
none

State ----------------------Notes and Bills Rediscounted
with other Banks in other States --------------~------Certificates of Deposit for Bor-

10,000.00 none

rowed Money -------------Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

none none none
17.76

$ Total -----------------------

635,803.06

DEPARTMENT OF BANKING

275

STATEMENT Showing Condition of Business December 29, 1922

ef the

ELBERTON LOAN AND SAVINGS BANK Elberton, Ga.

President, Z. C. HAYES

Vice-President, G. L. A. ALMOND Cashier, Z. C. HAYES.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House _____: _________ Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isD uSet aftreo m- -.-o-t-h-e- -r - b- -a-n-k-s- -i-n- -o- -t h- -e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

266,898.17 3,832.75
16,643.72 100.00
6,000.00
none 900.00
none 9,000.00
none
18,996.31
none
none 9,376.89
91.75
390.85
9,214.36 841.60
2,680.38 none
232.09 none
none
345,198.87

Capital Stock .Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed. ------------Other liabilities not included
above -----------------------
Total ------------------------$

75,000.00 none
15,000.00 26,142.86
114.00 none none none
86,671.56 none
23,117.26 63,848.12 47,051.79
82.28 671.00
7,500.00
none
none
none
none
none
none
none none none
none
345,i98.87

276

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the
BANK OF ELLAVILLE Ellaville, Ga.

President, J. H. STEVENS

Vice-President, A. C. MURRAY Cashier, H. F. DIXON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federa.J. Reserve
Bank ---------------------:.Due from Approved Reserve
Agents in this State -------Due from ,Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ---------------Other assets not included above

54,778.221 Capital Stock Paid in --------$
7,500.00 Amounts reserved for branches none Surplus Fund ----------------none Undivided Profits ------------Dividends Unpaid ------------none Due to Banks in this State __ _ Due to Banks in other States__

none 5,990.00 2,995.52 2, 725.41
none
none
24,234.91

Call Money -----------------Individual Deposits i:\ubject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit _____ _
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

35,181.15 State -----------------------13,170.83 Bills Payable to Banks in other

States ---------------------25,000.00 Bills Payable to Federal Re-

serve Bank -----------------

13,000.00 Notes and Bills Rediscounted

62,612.34

with Federal Reserve Bank_

none Notes and Bills Rediscounted

none I

with other Banks in this State ----------------~------

none Notes and Bills Rediscounted

none with other Banks in other

States ---------------------none Certificates of Deposit for Bor-

3,312.78

rowed Money ---------------

Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

25,000.00 none
5,000.00 none none none none none
178,847.28
none 32,532.40
none none none
none
none
none
none
none
none
none
none none none
none

Total ----------------------- $ 250.501.16 Total --------------------------$ 250,501.16

DEPARTMENT OF BANKING

277

STATEMENT Showing Condition of Business December 29, 1922
of the
THE COUNCIL BANK Ellaville, Ga.

President, J. M. COUNCIL

Vice-President, J. M. COUNCIL Cashier, J. C. RAINEY.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from -other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-,-(if any) ---------Advances on commodities other
than cotton ---------------Other assets not included above

22,076.52 15,224.94
3,753.12 none
none
none none none none none
none
none
none 3,435.01
5,194.76
236.35 11,902.18
1,940.32 1,846.26
none 302.50
none none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks --~-------- Certified Checks -------------Bills Payable to Banks in this
State --------------------~--
Bills Payable to Banks in other
States ---------------------.Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Fedentl Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with othe-r Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

30,000.00 none none
2,320.20 none no;w none none
33,591.76 none none none none none none
none
nene
none
none
none
none
none
none
none none none

c=T::co::ct=a=l =-=-=--::c-=_=:c_=_=--=-::c-=-=-==::c-::c--::c-::c-::c-::c--::c-::c$'==6::c5,=-9'-1-1_9. -"6-_T_o_ta_l_-_--_-_-_-_-_--_-_-_-_-_--_-_-_--_--=-=-=-=--=-::c$'==65,911.96

278

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF ELLENTON Ellenton, Ga.

President, J. I. BAKER

Cashier, L. '1'. ROUNTREE.

Vice-President, JOE BAKER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advance's on commodities other
than cotton ----------------Other assets not included above
Total -------------------- $

12,947.29 none
22,500.0') none
none
none none 1,600.00 1,500.00 467.86
none
368.23
169.98 714.68
none
410.00 102.67
none 59.55
none 1,687.38
5,131.65 none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certifjcate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

47,659.29 Total ------------------------ $

15,000.00 none
3,000.00 !19.70 none none none none
9,687.39 nonB
11,200.00 none none
172.20 none
7,000.00
1,500.1}0
none
none
none
none
none
none none none
none
47,659.29

DEPARTMENT OF BANKING

279

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF ELLENWOOD
Ellenwood, Ga.

President, G. T. WILLIAMSON

Vice-President, W. R. WHITAKER

Cashier, E. COWAN.

HESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of. this State ---Currency ---------------------Due from othe.r banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------ $

LIABILITIES:

I 25,670.01 Capital Stock Paid in --------$ none Amounts reserved for branches
8, 719.52 Surplus Fund ----------------49.42 Undivided Profits ------------

Dividends Unpaid ------------none Due to Banks in this State ___
Due to Banks in other States__

none
none 2,000.00
850.00 4,000.00

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

none
11,842.17
none 1,300.24

Savings Deposits ------------Trust Funds on Deposit -----Cashier's ~hecks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

none
none 673.88
none 183.82
none .71

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills .Rediscounted
with other Banks in other

none 15.00

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------.Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------
I 55,304.77 Total ---------------- ___ _ $

15,000.00 none
8,700.00 1,137.14
none none none none
20,410.84
7,638.23 none none
212.25 206.31
none
none
none
none
none
none
none
none none none
none
55,304.77

280

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

THE BANK OF ELLIJAY Ellijay, Ga.

President, SAM TATE

Vice.President, R. L. McCLAIN Cashier, E. T. HUDSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets n.ot included above
Total --------------------$

187,826.99 none
10,039.92 6,297.12
none
none 6,025.00
none 2,063.70
none
none
35,416.91
10,294.40 10,500.66
none
none
none none none none none none
none 1,000.00
269,464.70

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total -------------------- $

15,000.00 none
3,200.00 3,604.40
none none none none
87,194.34 none
121,292.35 none
38,578.91 454.05 140.65
none
none
none
none
none
none
none
none none none
none
269,464.70

DEPARTMENT OF BANKING

281

STATEMENT Showing Condition of Business December 29, 1922

of the

President, E. F. BUSSEY

BANK OF ENIGMA Enigma, Ga.
Vice-President, A. N. DEAN Cashier, P. P. WILLIAMS.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in. this
State -----~-----------------
Due from other banks in other States ----------------------
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ---------------Other assets not included above
Total ------------------------- $

LIABILITIES:

21,232.85 5,500.00 none none
none
none none 2,034.87 1,140.00 none
none
1,;140.59
2,935.26 2,706.59
2,000.~0
none none
~one
none
none none
none 3,235.50

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -~--- Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e~-t-o--B-a-n--k-s--in--o--th--er
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ---------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

42,025.()6 Total ------------------------ $

15,000.00 none none none none none none
4,000.00
17,896.96 none
5,046.34 none none 82.36 none
none
none
none
none
none
none
none
none none none
none
42,025.66

282

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

President, C. C. KEITH

BANK OF ETON Eton, Ga.

Cashier, H. R. JAMES.

Vice-President, S. A. BROWN

RESOVRCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State __ _:_ .Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h-e--r
States -------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

32,978.01 128.27
21,264.52 2,950.00
none
none none none 2,000.00 none
none
34,412.42
34.41 3, 766.51
none
none 1,880.64
nona 44.25
none 469.44
none none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit -Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r BiSlltsatePsay-a-b-l-e--t-o~--F-e-d--e-r-a-l--R--e-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

99,928.47 Total ------------------------- $

15,000,00 none
3,359.67 177.40 14.40 none nona none
49,637.77 none
37,739.23 none none none none
none
none
none
none
none
none
none
none none none
none
99,928.47

DEPARTMENT OF BANKING

283

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF CAMPBELL COUNTY Fairburn, Ga.

PreBidEllll.t, C. R. HARVEY

Vice-Presidents, J. L. BRASSELL, J. A. JONES Cashier, H. W. JONES.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demana Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton --------------~- Other assets not included above

392,501.84 7,887.64
104,606.46 100.00 none none
none 1,350.00 20,000.00 3,042.00
none
53,98~50
2,142.09
none 5,019.32
none
none 2,535.62
none 1,886.12
none none
12,444.76 17,613.10

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Dep"osits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
B iSl ltsa tPea-y-a-b-l-e- -t -o- B- -a-n- k- -s-i-n- -o-t-h-e- r-
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

150,000.00 none
27,500.00 13,810.87
none none none none
180,991.93 none
37,250.78 none none
272.02 none
50,000.00
6,000.00
159,239.85
none
none
none
none
none none none
none

T=o=ta=l=-=--=-~=-=--=--=-=--=--=-=--=--=-=--=-=~ =6=2=5,=06=5.=45= Total --------------------------$ 625,065.45

284

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

FAIRBURN BANKING CO. Fairburn, Ga.

President, J. H. LONGINO

Vice-President, L. M. HOBGOOD

Cashier, GEO. EDMONDSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------------~ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency .:-----,--------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

101,678.05 4,584.22
45,070.34 3,200.00 none none 6,225.00
18,436.06 7,370.87 3,287.86 none
11,107.74 360.27
2,161. 77 none none
5,303.06
345.97 none
325.09
none none
209,455.~0

Capital Stock Paid in -------- c
.Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in thiS. State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in thrs
State -----------------------Bills Payable to Banks in other
States -------~----------- Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -----------------------$

46,240.00 none none
9,236.88 none none none none
81,082.52 none
72,854.34 none none 41.56 none
none
none
none
none
none
none
none
none none none
none
209,455.30

DEPARTMENT OF BANKING

285

STATEMENT Showing Condition of Business December 29, 1922
of the

THE FAIR MOUNT BANK Fair Mount, Ga.

President, MRS. EDNA F. TATE

Vice-President, DR. R. L. ROGERS

Cashier, MAUDE ERWIN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States ;Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------" Due from Approved Reserve
Agents in this State --.-----Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

73,047.09 4,599.39
12,820.61 650.00
none none 225.00 2,000.00 1,700.00 2,000.00 none
17,279.42 none
9,507.16
5,000.00
500.00 none
141.35 83.28 none
170.90
none 3,532.05
133,205.35

Capital Stock Pa!d in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liablliti'es not included
above -----------------------
Total -------------------------$

15,000.00 none
7,500.00 2,940.36
none none none none
63,556.93
none
43,331.23 none
490.41 265.87
none
none
none
none
none
none
none
none
none none none
120.55
133,205.35

286

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

FARMERS AND MERCHANTS BANK Fayetteville, Ga.

President, J. W. WISE

Vice-President, W. W. REDWINE Cashier, C. D. REDWINE.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------~

96,371.19 17,295.73 49,594.17
3.,850.00 none
none 450.00 2,266.79 3,256.46 3,240.00
none
16,735.00
3,272.30 2,255.32
578.21 none
15,334.53 1,224.97 198.62 none 5,949.38
none none
221,872.67

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

State -----------------------Bills Payable to Banks in other

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

States ---------------------Certificates of Deposit for Bor-

rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------

Total __

--- - ------$

25,000.00 none
25,000.00 4,452.29 20.00 none none none
111,937.72 none
31,033.05 none none
974.61 355.00
20,000.00
none
none
none
none
none
none
none none 3,100.00
none
221,872.67

DEPARTMENT OF BANKING

287

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF FINLEYSON Finleyson, Ga.

President, J. W. CONNER, SR. E. FINLEYSON

Vice-Presidents, R. L. SCARBOROUGH, W. Cashier, CLARENCE FINLEYSON.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans -------------- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

LIABILITIES:

15,927.27 none
10,908.06 none
none
none none 12,000.00 1,400.00 none
none
3,022.03
894.22 1,477.10
none
none 5,992.18
none none
none none
none 66.57

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank _____ _: ___________
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

40,887.43 Total --------------------------$

15,000.00 none none
10,682.04 none none none none
11,277.26 none
613.80 none none
314.33 none
3,000.00
none
none
none
none
none
none
none none none
none
40,887.43

288

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

THE BANK OF FLOVILLA Floville, Ga.

President, F. S. ETHERIDGE

Vice-President, B. A. WRIGHT

Cashier, J. T. GIBSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---t-h-i-s
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

40,164.96 3,996.25 4,482.39 2,000.00
none
none 225.00 1,125.00 1,399.36 1,219.85
none
6,764.93
1,637.07 2,149.57
5,000.00
none
none 940.10
none 6.78
none 20,000.00

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
. State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

91,111.26 Total ------------------------$

15,000.00 none
10,000.00 2,893.72 none none none none
31,281.69 none
31,825.25 none none
110.60
none
none
none
none
none
none
none
none
none none none
none
91,111.26

DEPARTMENT OF BANKING

289

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF FLOWERY BRANCH Flowery Branch, Ga..

President, L. 0. BENTON

Cashier, C. 0. WALLIS.

Vice-President, J. H. DAVIS

RESOURCES:

LIABILIT lES:

Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
l'otal ------------------------ $

66,247.48 384.45 none none
none
none none 2,800.00 2,148.25 4,000.00
none
1,554.37
59.88 1,261.10
none
none none 707.33 71.66 ]'I I none none
none 2,148.30
81.372.82

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposi~ -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in otter
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
2,500.00 none none none none none
5,853.04 none
7,171.58 none
334.70 37.50 none
13,500.00
none
24,676.00
none
2,300.00
none none
none none none
81,372.82

290

THIRD ANNUAL REPORT

------------------------------------.- - -

STATEMENT Showing Condition of Business December 29, 1922
of the

THE CITIZENS BANK OF FOLKSTON Folkston, Ga..

President, WILLIAM MIZELL, SR

Vice-President, B. G. McDONALD

Cashier, WILLIAM MIZELL, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States. --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

47,675.24 3,042.07
42,365.07 5,000.00
17,500.00
none none none 2,690.31 325.00
none
50,788.75
none 6,416.04
none
none none
124.99' none ill ODe none
none 136.68
176,041.45

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

15,000.00 none
3,000.00 11,131.16
3.60 none none none
91,303.82 none
22,151.25 32.542.64
none 908.78
none
none
none
none
none
none
none
none
none none no no
none
176,041.45

DEPARTMENT OF BANKING

291

STATEMENT Showing Condition of Business December 29, 1922
&:! the

BANK OF FORSYTH Forsyth, Ga.

President, R. B. STEPHENS

Vice-President, J. J. COTER, SR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------~ Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdraft.s-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

57,084.27 23,019.64 30,565.19 10,000.00
6,225.00
none none 4,588.56 2, 761.31 5,510.13
none
26,106.55
13,242.37 8,301.58
7.75
none none 272.81 none
none none
none none
157,119.97

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-~e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bi!Is Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------ $

50,000.00 none
15,000.00 4,579.71
none none no:ae none
87,461.56 none none none none 78.70 none
none
none
none
none
none
none
none
none none none
none
157.119.97

292

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

CITIZENS BANK OF FORSYTH Forsyth, Ga.

President, H. H. HARDIN M.ANR~ P. R. CH.APM.AN

Vice-Presidents, H. E. NEWTON, B. H. Cashier, ROLAND .ANDERSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real- Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
. Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

71,982.721 Capital Stock Paid in -------- $ 57,256.20 Amounts reserved for branches
none Surplus Fund ----------------none Undivided Profits -------------
Dividends Unpaid ------------none Due to Banks in this State ___
Due to Banks in other States__

none 11,000.00
none 1,902.40
none

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

none
none
none 3,915.32

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

States ---------------------25,784.72 Bills Payable to Federal Re-

1,223.09 none none
3,623.06

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 413.53 with other Banks in other

none CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-none rowed Money ---------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

177,101.04 Total --------------------------$

80,000.00 none
20,000.00 7,254.76 none none none none
64.284.58 none
4,979.00 none none
. 582.70 none
none
none
none
none
none
none
none
none none none
none
177,101.04

DEPARTMENT OF BANKING

293

STATEMENT

of the

Showing Condition of Business December 29, 1922

FARMERS BANK Forsyth, Ga.

President, R. T. PERSONS

Vice-President, R. C. BROOKS Cashier, R. J. BITTICK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United. States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other StockS' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
.Agents in this State -------Due from Approved Reserve
.Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------.Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

66,270.27 125,084.87
none none
none
none none 3,992.95 2.493.15 none
none
21,724.14
9,358.14 12,744.85
none
none none 3,189.24 none
none 2,038.51
none none
246,896.12

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l e- - -t-o- -F- -e-d-e-r-a-l- -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

50,000.00 none
50,000.00 932.21 none none none none
145,963.91
none none none none none
none
none
none
none
none
none
none
none none none
none

$ Total ------------------------

246,896.12

294

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

President, W. C. HILL

MONROE COUNTY BANK Forsyth, Ga.
Vice-President, C. B. HOLLIS Cashier, CHARNER W. HILL.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ----~---- Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency --------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

93,359.17 18,913.22 101,280.28
none
none
1,650.00 2,155.00
none 1,000.00 5,442.97
11,946.66
20,691.29
1,521.54 5,060.26
none
none 5,000.00 1,882.29
126.79
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money --------------
Liability on Letters of credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
30,000.00 12,074.83
none none none none
90,522.18 none
9,768.52 82,164.68
none 1.395.72
none
none
none
none
13,540.45
4,800.00
none
none
none 526.38
none
236.71

Total --------------------- $ 270,029.47 Total -------------------------$ 270,029.47

DEPARTMENT OF BANKING

295

STATEMENT Showing Condition of Business December 29, 1922
o:f the

THE BANK OF FORT GAINES Fort Gaines, Ga.

President, C. W. MORRIS

Vice-President, W. L. PAULLIN Cashier, W. L. PAULLIN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

111,829.14 18,940.76 21,860.50 none
none
none none none 1,422.40 none
none
46,264.91
37,328.01 11,052.85
none
none 54,883.80
4, 762.50 468.38
none 1,563.72
none 188.58

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
35,000.00 12,963.05
none 3,891.16
56.13 none
171,678.07 none
34,909.51 none none
2,067.63 none
none
none none none
none
none
none none
none none none
none

Total ------------------------- $ 310,565.55 Total -------..---------------.:.$ 310,565.55

296

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

UNION SAVINGS BANK Fort Gaines, Ga.

President, B. F. PEARCE

Vice-President, W. T. CREDILLE Cashier, W. G. GRIMSLEY.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total _______:._:_______________ $

31,816.10 650.00
21,560.00 none
none
none none none 1,632.38 3,975.82
none
13,640.74
5,112.27 2,212.54
none
none 288.15 2,067.73
none
none 14.82
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities, not included
above -----------------------

82,970.55 Total --------------------------$

27,150.00 none
4,000.00 3,487.80
none none none none
33,742.23 none
14,400.80 none none
189.72 none
none
none
none
none
none
none
none
none none none
none
82,970.55

DEPARTMENT OF BANKING

297

STATEMENT

of the
Showing Condition of Business December 29, 1922

CITIZENS BANK OF FORT VALLEY Fort Valley, Ga.

President, A. J. EVANS

Vice-Presidents, L. L. BROWN, C. E. MARTIN Cashier, B. H. FINCHER.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------,------------Due from' Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is- ,
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

628,416.23 739.99
none
2,000.00
1,000.00
none
2',025.00 45,000.00
4,025.92 286.87
none
30,719.44
53,620.62 24,753.29
17,098.02
none
93.41 3,310.88 3,573.85
none none
none 2,082.28

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject til
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and l3ills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not incI uded
above -----------------------

100,000.00
none
50,196.72 23,404.31
20.00 39.77
none none
298,987.64 none
119,200.59 46,452.99 6,000.00 711.04 1,732.74
25,000.00
50,000.00
97,000.00
none
none
none
none
none none none
none

Total ------------------------ $ 818,745.80 Total --------------------------$ 818,745.80

298

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of tho

THE EXCHANGE BANK Fort Valley, Ga.

President, W. C. WRIGHT

Vice-Presidents, V. L. BROWN, W. M. WRIGHT Cashier, S. B. BROWN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--I-n--o--th--e-r States ----------------------
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------$

425,867.67 none none
none
none
none none none 4,929.32 none
none
39,411.82
711.22 6,718.77
none
none 20.12 10,664.65 906.78
none none
none none
489,230.35

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Indlviilual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit. -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
Bisltlas tPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks In other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not Included
above ----------------------
Total ----------------------$

50,000.00 none
25,000.00 11,075.02
none none none none
194,504.71 none
98,647.57 none none
561.67 127.50
35,000.00
35,000.00
39,313.88
none
none
none
none
none none none
none
489,230.35

DEPARTMENT OF BANKING

299

STATEMENT Showing Condition of Business December 29, 1922

ot the

THE BANK OF HEARD CO. Franklin, Ga.

President, F. S. LOFTIN

Cashier, E. E. LEWIS.

Vice-President, E. E. LEWIS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------- $

102,238.82 8,038.25
10,146.32 7,450.00
none none 450.00 2,844.00 2,000.00 4,765.65
58,391.50
5,221.38
none 7,856.80
none
none none none none
none none
none none
209,402.72

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total --------------------$

25,000.00 none
23,000.00 5,990.61 none none none none
94,415.53 none
15,021.00 41,505.36
4,387.15 83.07 none
none
none
none
none
none
none
none
none none none
none
209,402.72

300

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the
THE PEOPLES BANK Franklin, Ga..

President, G. A. ADAMS

Vice-President, A. J. JACKSON Cashier, W. D. HAMMOND.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------<'>ther Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------:-- $

LIABILITIES:

55,618.75 9,250.60 6,456. 72
none
none
none none 2,000.00 1,706.71 4,750.00
. none
8,365.01
33.99 3,963.37
none
none none none none
none 77.94 none
none

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------~ Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

92,196.09 Total --------------------------$

25,000.00 none
7,000.00 1,910.84
20.00 none
none none
44,158.19
none
4,107.06 none none
none none
10,000.00
none
none
none
none
none
none
none none none
none
92,196.09

DEPARTMENT OF BANKING

301

STATEMENT Showing Condition of Business December 29, 1922

of the

President, J. C. PRUITT

THE CITIZENS BANK Gainesville, Ga.
Vice-Presidents, C. L. NEWTON, J. N. ROGERS Cashier, C. S. REID.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 469,895.88

Demand Loans --------------Loans Secured by Real Estate_

26,366.87 none

United States Bonds ---------Municipal, Drainage District

40,000.00

and State of Georgia Bonds__

none

Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds ------

none none

Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned ____ _

none 5,476.49 4,000.00

Due from Federal Reserve

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------- 158,224.71 Due from Approved Reserve

Agents out of this State ---- 69,027.23

Currency ---------------------Due from other banks in this

26,381.61

State -----------------------Due from other banks in other

214.66

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

none
49,357.96 5,352.34

Other checks and cash items__ - 2,186.83

Customers liability on letters

of credit and acceptances __

none

Overdrafts-(if any) ---------Advances on commodities other

none

than cotton ----------------Other assets not included above

none none

Total ------------------------- $ 856.484.58

Capital Stock Paid in -------- ~ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total -----------------$

50,000.00 none
10,000.00 39,653.98
none 9,476.59
none none
427,508.82 3,655.00 1,800.00
311,716.50 none
2,243.70 225.00
none
none
none
none
none
none
none
none 204.99
none
none
856,484.58

302

THIRD ANNUAL REPORT

STATEMENT

of the

Showing Condition of Business December 29, 1922

STATE BANKING CO. Gainesville, Ga.

President, T. E. ATKINS

Cashier, W. R. WINBURN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------- $

271,210.13 6,238.15
23,250.00 864.00
none
none none none 5,100.00 none
none
14,305.43
11,170.04 8,567.61
none
none
11,292.57 5,519.21 4,680.35
none none
none 5,099.28
367,296.77

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y a- -b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other .liabilities not included
above ----------------------
Total ---------------------$

75,000.00 none
30,000.00 9,117.85 none none none none
149,415.02
none
88,597.88 none
none none
166.02
10,000.00
5,000.00
none
none
none
none
none
none none none
none
367,2D6.77

DEPARTMENT OF BANKING

303

STATEMENT

of the

Showing Condition of Business December 29, 1922

FARMERS AND MERCHANTS BANK Garfield, Ga.

President. J. A. CHAPMAN

VicePresident, H. H. STEWART Cashier, D. M. CASON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in tllis
State. -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

31,925.881 none
15,588.25 5,150.00
non~
none
nt>ne 4,207.48 3,189.46
none
none
2,801.02
5,173.85 1,990.22
none
none none 175.00 20.33
none none
none 93.19

Capital Stock Paid in -------- ~ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ---------------'-Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above --------------------

70,314.68 Total ------------------------- ~

15,000.00 none
3,000.00 5,557.05
none none none none
28,299.77 none
13,280.62 none none
427.24 none
none
4,750.00
none
none
none
none
none
none none none
none
70,314.68

304

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

THE BANK OF GIBSON Gibson, Ga.

President, W. H. FERGUSON

Vice-President. B. F. WALKER

Cashier, E. E. GRIFFIN.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts--(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

LIABILITIES:

20,799.32 317.80
24,536.21 1,000.00
4,970.00
none none
3,000.00 1,633.51
none
none
34,679.83
none 3,964.79
none
none none none none
none
36.53
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State -------~-------------- Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

94,937.99 Total -------------------------- $

15,000.00 none
1,500.00 3,370.04
none none none none
74,878.55 none
none none none
189.40
none
none
none
none
none
none
none
none
none notte none
none
94,937.99

DEPARTMENT OF BANKING

305

STATEMENT

of tlte

Showing Condition of Business December 29, 1922

BANK OF GIRARD Girard, Ga.

President, W. V. STEPHENS

Vice-Presidents, DR. L. B. ROYAL, W. P. SANDER8

Cashier, W. V. STEPHENS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

53,684.16 10,375.25 31,350.00
none
none
none
225.00 1,800.00 2,200.00 3,250.00
none
37,686.42
5,227.07 9,618.03
none
none none none 5.50
none
none none

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00
none
3,00.00 18,667.95
110.00 none
none none
60,725.57 55,001.40
none none none 2,916.57 none
none
none
none
none
none
none
none
none none none
none

Total ------------------- 'jl 155,421.43 Total -------------------------'ll 155,421.43

306

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

FARMERS AND MERCHANTS BANK Girard, Ga.

President, J. F. ODO:M

Vice-Presidents, GEO. D. PERRY, J. B. HEATH Cashier, J. C. WRIGHT.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking- House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from Other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

LIABILITIES:

31,619.79 1,907.65
16,964.84 none
none
800.00 180.00 4, 790.29 2,725.75
none
2,809.78
1,336.44
270.68 1,000.18
none
none none
100.00 none none none none none
64,505.40

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances ___________.._
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,00.00 none
1;000.00 635.63
none none none none
15,728.40 none
12,100,00 none none
333.93 none
none
none
none
9,707.44
none
none
none
none none none
none
64,505.40

DEPARTMENT OF BANKING

307

STATEMENT Showing Condition of Business December 29, 1922

of the

THE GLENNVILLE BANK

Glennville, Ga.

President, W. F. DURRENCE

Vice-President, C. W. KICKLIGHTER

C~hier, J. A. JONES.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__

171,856.41 13,505.72 58,467.70 none
none

Stock in the Federal Reserve

Bank -----------------------

none

Other Stocks and Bonds ------

none

Banking House ---------------

3,600.00

Furniture and Fixtures -------

4,636.00

Other Real Estate Owned ____ _ 19,390.00

Due from Federal Reserve

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------- 28,793.70

Due from Approved Reserve

Agents out of this State ----

9,531.86

Currency ----------------------

7,674.18

Due from other banks in this

State --------~--------------Due from other banks in other'!'

'\F.r:

none
.~i

States: ---------------------Advances on Cotton ----------Checks for Clearing House ____

none none 9,610.91

Other checks and cash items__

none

Customers liability on lettersV~li'J!J"III1!1'1"

of credit and acceptances __ - none

Overdrafts-Of any) ---------Advances on commodities other

none

than cotton ----------------Other assets not included above

none 300.00

Total --------------------- $ 327,366.48

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

60,000.00 none
9,500.00 4,226.78
none none none none
115,066.37 none
136,008.70 none none
1,564.63 none
1,000.00
none
none,
none
none
none
none
none none none-
none
327,366.48

308

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

THE PEOPLES BANK Glennville, Ga.

President, S. H. HOWARD

Vice-President, S. J. KICKLIGHTER

Cashier, R. D. EASTERLING.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

125,341.17 3,266.28
22,349.99 none
none
none none 8,132.19 2,400.00 none
none
21,690.59
1,655.39 4,588.88
none
none none 51.05 50.00
none 879.67
none none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------O.ther liabilities not included
above ------- ---------------

25,000.00 none
12,500.00 1,593.70 none none none none
52,174.98 none
50,191.10 none none
3,945.43 none
10,000.00
none
none
none
none
none
none
none none none
35,000.00

Total -------------------- $ 190,405.21 Total -----------------------$ 190,405.21

DEPARTMENT OF BANKING

309

Report of
THE FARMERS BANK, GLENWOOD, GA. AND ITS BRANCHES
(Consolidated)

Showing Condition of Business December 29, 1922

As Called for by the Superintendent of Banks

President, J. F. COOK

Vice-Presidents, B. S. CALHOUN, C. M. JORDON

Cashier, W. J. FUTRAL.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r States ---------------------
Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

46,427.73 5,511.16
27,421.69 1,350.00
none
none none 3,300.00 1,296. 79 none
none
27,017.74
2,594.56 3,431.93

Capital Stock Paid in --------$
Amounts reserved for branch~
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

18,504.92

States ---------------------Bills Payable to Federal Re-

none 575.00
none 195.28
none none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State --~------------------- Notes and Bills Rediscounted with other Banks in other

34.45 2,482.85

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above -----------------------
140,144.10 I Total --------------------------$

15,000.00 none
44,000.00 none none none none none
57,665.01 none
21,590.54 none none
1,888.55 none
none
none
none
none
none
none
none
none none none
none
140,144.10

310

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

F.A.RMERS AND MERCHANTS BANK Gordon, Ga.

President, I. B. STINSON

Vice-Presidents, SOL ISENBERG, D. C. KINGREY Cashier, F. S. ENGLISH.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loa!ls --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------DuSetaftreosm__o_t_h_e_r__b_a_n_k__s_i_n__o_.t:.h__e_r
Advances on Cotton ----------Checks for Clearing House ____ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------~

48,018.27 3,050.00
27,209.85
none
none
none
225.00 3,000.00 3,433.50 2,167.21
none none
16,274.15
950.18 11,087.91
13,358.45
3,528.00 none none
144.39
none none
none
3,885.12
136,332.08

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------ Other liabilities not included
above ----------------------
Total ---------------------~

17,000.00 none
2,000.00 554.54
none none none
4,500.00
69,458.07
none
41,708.26
none none
1,110.21
none
none
none
non~
none
none
none
none
none none none
none
136,332.08

DEPARTMENT OF BANKING

311

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF GOUGH Gough, Ga.

President, A. M. TORBIT

Vice-President, C. W. KITCHEN Cashier, E. M. :MANNING.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------$

23,778.62 973.68
24,105.65 none
none
none none 2,134.76 3,624.56 none
none
17 4.03
5.60 802.06
none
none none none 330.69
none none
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

55,869.65 Total ---------------------

$

15,000.00 none
400.00 2,969.53
none 621.78
none none
3,039.46 none
5,207.19 none none
176.51 none
10,243.56
3,500.00
14,711.62
none
none
none
none
none none none
none
55,869.65

312

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF GRANTVILLE Grantvillle, Ga.

President, C. S. CALLEY

Vice-President, W. A. BOHANNON Cashier, J A. LATIMER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r AdSvtaantecses -o-n--C--o-t-to-n--_-_-_-_-_-_-_-_-_-:-_-_ Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------- $

107,006.86 40,129.68 23,385.23 100.00
none
none none 3,000.00 1,409.55 none
none
5,289.42
3,568.37 2,562.48
none
none none 933.96 none
none 121.91
57.50 none

Capital Stock Paid in -------- ~; Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

187,564.961 Total ------------------------ $

25,000.00 10,000.00
2,787.80 none none none none none
112,414.07
2, 782.09 none none
581.00 none
27,000.00
7,000.00
none
none
none
none
none
none none none
none
187,564.96

DEPARTMENT OF BANKING

313

STATEMENT Showing Condition of Business December 29, 1922
of the

MERCHANTS AND FARMERS BANK Grantville, Ga.

President, H. F. BAXTER

Cashier, F. T. MEACHAM.

Vice-President, W . .A. POST

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United' States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and' acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

LIABILITIES:

10,225.31 7,124.51
12,336.50 none
none
none none none 3,138.16 none
none
2,335.09

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ---------.-------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this

539.18 BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

none
none none none 111.60
none none
none 6.089.34

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Gredit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------~-----

41,908.56 I Total --------------------$

25,000.00 10,000.00
none none none none none none
14,209.45
none none none none none
none
none
none
none
none
none
none
none none none
2,699.11
41,908.56

314

THIRD ANNUAL REPORT

STATEMENT
/
Showing Condition of Business December 29, 1922

of the

BANK OF GRAY Gray, Ga.

President, W. W. MOORE

Vice-President, D. V. CHILDS

Cashier, J. H. WHITEHURST.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approv-ed- Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

LIABILITIES:

34,231.41 1,367.88
21,561.25 none
none
none none 2,341.07 2,437.68 none
none
23,811.02
none .4.511.49
none
none none 340.72 3.00
none none
none none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Pr-ofits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subj"ect to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

90,605.52 Total --------------------------$

25,000.00 none none
2,000.00 none none none none
49,794.76 none
8,771.40 none none 32.50 none
5,000.00
none
none
none
none
none
none
none none none
none
90,605.52

DEPARTMENT OF BANKING

315

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF GRAYMONT Graymont, Ga.

President, JOEL A. DURDEN

Cashier, W. E. GRAY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e-r--b-a-n-k--s-i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

60,765.32 300.00
77,496.50 531.26
none
1,050.00 2,000.00 5,216.09 2,827.14 3,168.10
11,158.99
none
111.69 4,567.36
none
none none none 1,197.21
none none
none 108,346.26

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank -----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
10,000.00 12,019.71
none 4,379.87
none none
35,333.72 none
21,203.65 none none
2,919.07 none
16,000.00
15,000.00
none
87,379.90
none
none
none
none none none
49,500.00

Total -------------------------- $ 278,735.92 Total --------------------------$ 278,735.92

316

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF GRAYSON Grayson, Ga.

President, W. T. ROBERTS

Vice-Presidents, T. A. PATE, J. A. JACOBS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ------------- _ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r States -----------------------
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton _________ _: _______ Other assets not included above
Total ---------------------$

113,438.44 5,793.81 2,117.42
none
none
1,500.00 none
2,000.00 2,831.60 3,013.33
2,116.27
1.013.0!1
103.51 3, 769.47
none
none 1,129.13
none 597.19
none none
none
711.51
140,134.77

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances ------------ Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------------------$

40,000.00 none
10,000.00 none
none none none none
18,104.64 none
9,143.07 1,093.54 1,601.58 1,244.33
none
none
none
7,128.03
51,814.53
none
none
none
none none none
5.05
140,134.77

DEPARTMENT OF BANKING

317

Report of the
GREENVILLE BANKING COMPANY, GREENVILLE, GEORGIA, AND ITS BRANCH
(Consolidated) Showing Condition of Business December 29, 1922

.As Called for by the Superintendent of Banks

President, R. J . .ATKINSON

Vice-President, J. L. RENDER

Cashier, W. L. PINKSTON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Appro'ved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

177,023.84 873.52
241,910.31 none
none
4,950.00 none
19,000.00 11,700.00
5,000.00
27,103.04
66,951.20
22,845.20 10,180.18
225.83 none
16,949.17 447.67 366.58
none 51.53 none none
605,578.07

Capital Stock Paid in.--------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
B iSl ltsa tPe a-y-a-b-l-e- -t o- -B- -a-n-k-s- -i-n- -o-t h- -e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above --------------------
Total ------------------------$

65,000.00 none
100,000.00 33,743.88 none 4 92.44 none none
214,885.14 none
51,628.09 none none
654.63 none
40,000.00
20,000.00
25,000.00
51,794.04
none
none
none
none 2,379.85
none
none
605,578.07

318

THIRD ANNUAL REPORT

STATEMENT
of the

Showing Condition of Business December 29, 1922

PEOPLES BANK Greenville, Ga.

President, H. W. HILL

Vice-Presidents, A. F. HILL, N. F. CULPEPPER
Cashier, H. '\Y HILL, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from -other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

84,711.32 650.22
32,405.02 797.18
none
1,750.00 900.00
1,940.00 450.00 none
11,064.78
22,537.21
5,880.40 8, 776.88
-' none
none 6,342.84
116.21 366.27
none none
none none
178,688.33

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------,--------------
Total --------------------------$

30,000.00 none
27,606.17 9,294.95 none none none none
89,421.97 none
21,405.47 none none
959.77 none
none
none
none
none
none
none
none
none
none
vone
178,688.33

DEPARTMENT OF BANKING

319

STATEMENT Showing Condition of Business December 29, 1922
of the

GRIFFIN BANKING CO. Griffin, Ga.

President, J. P. NICHOLS

Vice-President, B. R. BLAKELY Cashier, E. C. SMITH.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ ill
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(!f any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

574,701.331 Capital Stock Paid in --------$ 16,172,40 Amounts reserved for branches none Surplus Fund ----------------none Undivided Profits -------------

Dividends Unpaid ------------none Due to Banks in this State ___

Due to Banks in other States__

none Call Mo:1ey -----------------37,776.00 Individual Deposits Subject to

10,000.00

Check ----------------------

2, 700.000 Demand Certificates of Deposit

8,039.53 Time Certificate of Deposit ---

Savings Deposits ------------none Trust Funds on Deposit ------

Cashier's Checks ------------28,249.67 Certified Checks --------------
Bills Payable to Banks in this

34,567.38 22,112.78

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

none

States ---------------------Bills Payable to Federal Re-

none 6,698.68 6,625.37 10,703.88

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 336.41 with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------'

100,000.00 none
50,000.00 78,023.10
none none none none
331,856.78 103,253.89
none
55,089.04 none
358.09
none
none
40,000.00
none
none
none
none
none
none
none
102.53

Total -------------------------- $ 758,683,43 Total ------------------------ $ 758,683.43

320

THIRD ANNUAL REPORT

STATEMENT

Sho.wing Condition of Business December 29, 1922

of the

MERCHANTS AND PLANTERS BANK Griffin, Ga.

President, J. C. BROOKS

Cashier, 0. S. TYUS.

Vice-President, J. S. TYUS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------------~ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

475,401.38 14,735.65 none 26,041.00
none
none 37,225.00 19,500.00 3,564.44 65,760.98
none
6,483.53
38,913.28 15,782.95
none
none 763.63 18,705.64
67.76
none 1,997.71
none none
724,942.95

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
B iSl ltsa t ePsa y a- -b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

100,000.00 none
100,000.00 11,611.61 none none none none
243,819.46 160,962.93
none none none 3,540.39 none
none
55,000.00
50,000.00
none
none
none
none
none
none
6.56
724,942.95

DEPARTMENT OF BANKING

321

STATEMENT of the

Showing Condition of Business December 29, 1922

SAVINGS BANK OF GRIFFIN Griffin, Ga.

President, B. R. BLAKELY

Vice-President, J. H. SMITH Cashier, E. H. GRIFFIN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ ~$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Resa.rve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------$

293,867.38 89,142.92 none 17,100.00
none
none 15,665.00 12,125.00
9,645.00 13,386.00
none
19,070.R4
3,614.98 14,505.35
none ~ none
none 4,422.05 3,067.62
none 1,144.58
none none
496,756.22

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ~----------- Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Barik Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances Reserve for Interest-;;,dT~;;:~;
Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

100,000.00 none
25,000.00 21,567.21
none none none none
84,538.85 42,133.93
none 166,324.59
none 5,822.71
none
15,000.00
none
none
none
30,368.93
6,000.00
none
none none none
none
496,756.22

322

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business ~ecember 29, 1922
of the

EFFINGHAM COUNTY BANK Guyton, Ga.

President, B. P. POWERS

Vice-President, J. M. GNANN

Cashier, THOS. SHEAROUSE.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------,Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

LIABILITIES:

43,538.641 Capital Stock Paid in --------$
none Amounts reserved for branches 29,841.68 Surplus Fund -----------------
none Undivided Profits ------------Dividends Unpaid -------------
none Due to Banks in this State ___ Due to Banks in other States__

none Call Money -----------------none Individual Deposits Subject to

4,000.00 5,075.00 9,917.63
none
173.09
45.31 1, 759.47

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State ------~---------------- Bills Payable to Banks in other

65.25
none none none 55.72
none 252.14

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-2,832.67 rowed. Money ---------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

97,556.60 , Total --------------------------$

15,000.00 none
1,250.00 none none none none none
18,865.95
4,132.23 36,649.90 2,794.58 1,463.94
none
17,400.00
none
none
none
none
none
none
none
none
none
97,556.60

DEPARTMENT OF BANKING

323

STATEMENT

Showing Condition of Business December 29, 1922

of the

JONES COUNTY BANK Haddock, Ga.

President, T. R. TURNER

Vice-President, R. H. KINGMAN Cashier, S. A. SMITH-

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States ,Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

25,535.86 102,337.21
none none
none
none 450.00 1,590.11 1,803.11 1,391.94
110ne
15,623.70
none none
none
none 178.87
none 175.65
none 20.26
none none

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Chec*s -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total -------------------------$ 149,106.71 Total -------------------------$

25,000.00 non'
15,000.00 14,005.42
104.00 none none none
62,007.65 1,000.00
11,504.07 none none
1,254.00 none
none
none
none
none
none
18,775.55
none
none 456.02
none
none
149,106.71

324

THIRD ANNUAL REPORT

REPORT OF THE

CITIZENS BANK OF HAHIRA, HAHmA, GA. AND ITS BRANCH
(Consolidated) Showing Condition of Business December 29, 1922

As Called for by the Superintendent of Banks

President, J. W. COPPAGE (Acting)

Cashier, D. K. HOLLIS

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on , letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities oth.er
than cotton ----------------Other assets not included above
Total ------------------------- $

LIABILITIES:

35,441.31 1,160.37
20,954.94 none
none
none none none 3,530.00 3,080.04
none
none
721.34 2,213.20
25.00
none 4,000.46
444.91 none
none none
none 18,890.20

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with othe.r Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

94,461.27 Total -------------------------- $

15,000.00 15,000.00
none 502.85
none 11,551.32
none 10,500.00
30,903.24 7,000.00 3,951.71 none none 52.65 none
none
none
none
none
none
none
none
none none none
none
94,461.27

DEPARTMENT OF BANKING

325

STATEMENT Showing Condition of Business December 29, 1922
ef the

BANK OF HAHIRA Hahira, Ga.

President, W. H. OVERSTREET

Vice President, W. H. McKINNON

Cashier, 0. BEATY.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____.$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ______ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h-e--r
States. --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ " Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------- $

135,046.98 1,557.00
74,180.62 none
none none none 1,882.75 1,401.44 1,356.84
none
8,951.70
5,223.41 4,213.27
none
20.00 1,768.75
41.84 none
none none
1,183.97 none
236,828.57

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l e- - -t-o- -F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------------------ $

35,000.00 none
10,000.00 22,319.69
none none none none
80,326.53 492.87
83,61.64 none none 87.84 none
5,000.00
none
none
none
none
none
none
none none none
none 236,828.57

326

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

President, C. H. COOK

BANK OF HAMILTON Hamilton, Ga.
Vice-Presidents, J. H. MOBLEY, J. F. C. WILLIAMS Cashier, R. B. MANNING.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ---~--Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

70,579.78 2,401.79
20,734.86 none
none
none 3,000.00 1,686.16 2,800.54 16,238.07
none
2,091.66
3,577.68 4,656.81
6,500.00
none none 136.72 816.38
none none
none 5,106.19
140,326.G4

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

16,200.00 none
3,240.00 none none none none none
52,241.64 none
68,638.50 none none 6.50 none
none
none
none
none
none
none
none
none none none
none
140,326.64

DEPARTMENT OF BANKING

327

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF HAMPTON Hampton, Ga.

President, W. P. WILSON

Vice-President, D. J. ARNOLD Cashier, J. 0. RUTHERFORD.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United 'states Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters ' of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

124,291.65 none
115,985.18 none
none
none 16,580.00
none 1,200.00 11,950.00
none
19,145.00
7,077.67 7,394.24
1,757.51
none none none 4,231.61
none none
none 8,385.88

Capital Stock Paid in _.:__~----$ 25,000.00

Amounts reserved for branches

none

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Inaividual Deposits Subject to

30,000.00
25,115.30 none none none none

Check ---------------------DermJ.nd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

84,470.29 none
133,134.90 none
none
278.25 none

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r

20,000.00

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--

none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this

none none

State ----------------------Notes and Bills Rediscounted
with other Banks in other

none /

States ---------------------Certificates of Deposit for Bor-

none

rowed Money --------------Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

none none none

above ------------------------ -

none

Total -------------------------- $ 317,998.74 Total __________________________$ 317,998.74

328

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ot the

BANK OF HAPEVILLE Hapeville, Ga.

President, J. M. DANIEL

Cashier, ZACK ADAMSON.

Vice-President, 0. C. KIDD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State. -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on com,modities other
than cotton ----------------, Other assets not included above
Total --------------------------$

97,880.02 1,315.17
33,012.72 200.84
itone
npne none 2,673.64 2,950.55 6,516.00
none
7,291.43
2, 761.19 2,995.36

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

none
none none none 206.62
none 242.25

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none none

C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above ----------------------

158,045.79 Total ------------------------~

15,000.00
14,000.00 2,535.00 none none none none
105,398.89 none
8,495.00 9,151.80 1,853.39 1,306.47
305.24
none
none
none
none
none
none
none
none none none
none
158,045.79

DEPARTMENT OF BANKING

329

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF COLUMBIA COUNTY Harlem, Ga.

President, E. D. CLARY

Vice-President, J. T. BARNSLEY Cashier, W. S. LAZENBY.

RESOUROES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------DuSetaftreom____o_t_h_e_r__b__a_n_k_s___in___t_h_is_
Due from other banks in other States ----------------------
Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----~------------------ $

83,469.47 2,246.71
21,092.43 none none none none
6,000.00 2,104.59
none none none none 6,272.38 41,393.02 4,639.02 none 165.18 none 325.71 none none
167,708.51

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ---------~-- Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted - with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances _________.:___
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ----------~-------------- $

25,000.00 none
9,902.60 4,536.37
none none none none
89,644.97 none
23,288.77 none
none
315.80 none
15,000.00
none
none
none
none
none
none
none none none
none
167,708.51

330

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF HARRISON Harrison, Ga.

President, WILEY SMITH

Vice-President, DR. E. S. PEACOCK

-,,I

Cashier, JOHN S. HARRISON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) -------~- Advances on commodities other
than cotton ----------------Other assets not included above
-----$ Total ---------

10,214.38 none
5,205.71 none
none
none
1,962.00 2,067.65
none
none
2,744.02
none none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

none
none none none none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank Notes and Bills Rediscounted
with other BaQ.ks in this

none NoStteastean-d---B--il-l-s--R--e-d-i-s-c-o-u-n--te-d15.79 with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------

22,209.55 Total --------------------------$

15,000.00 none
1,000.00 986.00 none
2,872.58 none none
1,580.60 none
732.07 none none 38.30 none
none
none
none
none
none
none
none
none none none
none
22,209.55

DEPARTMENT OF BANKING

331

STATEMENT Showing Condition of Busines~ December 29, 1922

of tJae

THE HARTWELL BANK Hartwell, Ga.

President, D. C. ALFORD

Vice-President. M. M. NORMAN Cashier, R. C. THORNTON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

318,715.87 5,026.95
19,538.58 none
none

Capital Stock Paid in --------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits --------~--- Dividends Unpaid ------------Due to Banks in this State ___
Due to Banks in other States--

2,700.00 Call Money -----------------2,215.00 Individual Deposits Subject to
6,979.00 Check ---------------------3,975.93 Demand Certificates of Deposit
none Time Certificate of Deposit ___ Savings Deposits -------------
16,584.79 Trust Funds on Deposit -----Cashier's Checks -------------
13,958.72 Certified Checks -------------Bills Payable to Banks in this

1,582.84 State -----------------------9,202.70 Bills Payable to Banks in other

85.19
487.16 23,738.51
2,029.72 347.58
none 654.02

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none 614.17

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

428,430.73 Total --------------------------$

60,000.00 none
30,000.00 23,865.38
none none none none
225,955.44 none
66,175.99 5,782.04
10,023.05 1,121.12 none
4,384.18
none
none
none
none
none
none
none none none
1,123.53
428,430.73

332

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

President, N. A. JELKS

PLANTERS BANK
Hawkinsville, Ga.
Vice-President, W. N. PARSONS
Cashier, C. H. REYNOLDS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------$

139,849.58 29,994.72 28,617.22 none
none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

none none 15,000.00 none 2,137.10
none
116,685.85

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -----------~- Bills Payable to Banks in this

108,210.81 24,127.15

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

735.00
25.00 25,657.81
191.10 none

B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none NoStteastean-d---B--il-l-s--R--e-d-i-s-c-o-u-n-t-e-dnone with other Banks in other

none CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-none ' rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

491,231.34 Total --------------------------$

50,000.00 none
50,000.00 53,276.14
none none none none
195,242.97 7,264.92
117,978.83 none
9,859.80 1,639.83
none
none
none
none
none
none
none
none
none none none
5,968.85
491,231.34

DEPARTMENT OF BANKING

333

STATEMENT
Showing Condition of Business necember 29, 1922
of the

BANK OF HAZLEHURST

Hazlehurst, Ga.

President, T. H. WEATHERLY

Vice-President, Z. W. KIRKLAND

Cashier, J. F MATTHEWS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ----~--------- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------$

217,461.23 none none none
none none none 4,940.42 2,346.69 7,487.16
none
4,624.70
1,341.12 9,045.83
6,196.43
none none 1,378.81 454.23
none none none 10,906.09
266,182.71

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State ----------=-------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -----------~----------$

15,000.00 none
3,000.00 none none none none
12,500.00
115,468.13 none
117,906.68 none none
2,307.90 none
none
none
none
none
none
none
none
none none nona
nona
266,182.71

334

THIRD ANNUAL REPORT

STATEMENT
Showing Condition of Business December 29, 1922 ef the

BANK OF HELEN Helen, Ga.

President, JNO. E. MITCHELL

Vice-President, W. A. WHITE

Cashier, M. J. WILLIAMS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ StoBcaknkin__t_h_e___F_e_d_e_r_a_l___R_e_s_e_r_v:._e_ Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Re.,erve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-ri-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House -~- Other checks and cash ttems__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Otber assets not included above
Total ------------------------$

30,660.96 15,361.02 14,811.83
3,500.00
none
none none 3,250.00 835.43 1,346.00
none
34,064.43
none 1,657.40
none none none none none none 1.20
none none
105,488.27

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Che_9k ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted wit!). Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------ $

15,000.00 none
3,000.00 5,236.73
60.00 none none none
40,100.22 none
41,861.32 none none none
230.00
none
none
none
none
none
none
none
none none nbne
none
105,488.27

DEPARTMENT OF BANKING

335

S'lA'lBIIIBNT Showing Condition of Business December 29, 1922
of the

Vresident, 0. W. TURNER

CITIZENS BANK Helena, Ga.
Cashier, J. T. WEST.

Vice-President, R. L. CLARK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loa.ns --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and Sta.te of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federa.l Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this Sta.te ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

42,484.47 450.00 none none
none none 1,950.00 2,350.71 2,000.00 3,718.52 none
3,845.15
582.04 3,341.45
ndne none none 526.83 126.02
none 8.01
non!!. 142.69
61,525.89

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in tbis
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------------------- $

15,000.00 none none none none none none none
26,007.02 none
17,667.76 nolle none
368.43 none
none
2,482.68
none
none
none
none
none
none none none
none none 61,525.89

336

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ot the

BANK OF HIAWASSEE Hiawassee, Ga.

President, J. F. JOHNSON

Vice-Presidents, J. J. KIMSEY, J. M. RICE Cashier, W. 0. SPARKS.

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans ---------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from .Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks a~d cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Otber assets not included above

:Jotal

-$

153,299.33 none
7,000.00 none
none
none none none none none
none
10,343.64
2,217.00 4,364.39
6,436.60
none none none none none none
none none
183,660.96

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l e- - -t o- - -F-e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes a.nd Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with otber Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total _ ------------ ___$

15,000.00 none
5,000.00 6,354.90
none
none
none none
37,915.02
119,339.94 none none 51.10 none
none
none
none
none
none
none
none
none non.e none
none
183,660.96

DEPARTMENT OF BANKING

337

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF IDLLSBORO IDllsboro, Ga.

President, J, T. G.ARLAND

Vice-President, J. H. BARRON

Cashier, E. B. McCULLOUGH.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve.
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

54,088.94 15,455.20
none none
none
none 'none 1,860.00 1,400.00 none
none
80,012.08
20,043.23 4,648.63
5,360.83
none none none 219.50
none none
none none

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demra.nd Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-le---t-o--F--e-d-e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

25,000.00 none
10,000.00 3,061.88 none none none none
40,943.82 none
103,561.67 none none
521.04 none
none
none
none
none
none
none
none
none none none
none

Total ----------------------- $ 183,088.41 Total ------~-----------------$ 183,088.41

338

THIRD ANNUAL REPORT

..

STATEMENT

Showing Condition of Business December 29, 1922 ot the

THE mNESVILLE BANK Hinesville, Ga..

President, D. F. MAR.TIN

Vice President, J. G. RYAN Cashier, GEO. H. KEEN.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bond!3 ---------Municipal, Drainage< District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from. other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other 'l.ssets not included above
Total --------------$

LIABILITIES:

52,619 ..59 none none none
none
none none 3,000.00 1,765.04 none
none
6,976.65
728.42 3,735.95
none
none none none
3,771.91 none
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

68,861.61 Total ---------------------- -$

15,000.00
none none
6,691.91 none
none none
none
29,946.54
none
17,021.35 none none
201.81 none
none
none
none
none
none
none
none
none none none
none
68,861.61

DEPARTMENT OF BANKING

339

STATEMENT Showing Condition of Business December 29, 1922

of the

President, W. W. HUNT

BANK OF HIRAM Hiram, Ga.
Cashier, W. C. LEAKE.

Vice-President, J. S. PARIS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State _______ _ Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

63,084.93 3,496.08 none none
none
none none 1,900.00 2,287.70 2,196.02
none
2,639.31
none 2,243.32
964.52
250.00 2,587.15
121.05 none
none 11.98
none 1,714.94

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

83,497.00 Total -------------------------$

15,000.00 none
10,000.00 2,310.72 4.80 1,500.00 5,000.00 none
19,628.89 2,500.00 8,671.86
10,460.21 none
420.52 none
6,000.00
none
none
none
2,000.00
none
none
none none none
none
83,497.00

340

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

HOGANSVILLE BANKING CO., Hogansville, Ga.

President, J. F. ASKEW

Vice-President, W. E. JOHNSON Cashier, W. E. JOHNSON.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District ' and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House ~------------- Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r~b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------$

115,344.88 3,708.13
49,034.36 51.00
none none none none 3,000.00 456.74
none
5,395.29
147.35 9,871.50
none
none 2,321.68
none 778.18
none 406.25
1,952.76 271.80
192,739.92

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
41,000.00 4,964.12 none none none none
56,571.05
7,666.52 none none none none
32,638.73
24,500.00
none
none
399.50
none
none
none
none
none
192,739.92

DEPARTMENT OF BANKING

341

STATEMENT Showing Condition of Business December 29, 1922
of the

BANKS COUNTY BANK Homer, Ga.

President, R. T. THOMPSON

Vice-President, J. S. JOLLY

Cashier, W. S. WHITWORTH.

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------$

60,793.29 611.00
9,134.14 none
none
none none 2,500.00 1,850.00 none
none
36,348.93
529.12 1,253.97
none
none none none none
none none
none none

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--sene Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------~------

113,020.45 Total --------------------$

15,000.00 none none
2,809.41 none none none none
47,441.79 none
37,674.89 none :none 94.37 none
5,000.00
5,000.00
none
none
none
none
none
none none none
none
113,020.45

342

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE BANK OF HOMERVILLE
Homerville, Ga.

President, R. G. DICKERSON

Cashier, G. A. GIBBS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ 'il Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage- District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agerlts in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnr coym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -l s-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r States. ----------------------
Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
- - - - - $ Total ______...:____

147,779.65 8,998.66
82,006.57 4,450.00
none
none none 1,717.62 2,340.74 none none
38,764.46
23,775.66 6,432.70
none
none none 4,977.70 none
none none
none none
321,243.76

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit _____ _
cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
4
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes ~onds Borrowed ------------Other liabilities not included
above -----------------------
Total --------~.:__:_______________ $

15,000.00 none
30,000.00 3,828.61 none none none none
113,875.02 none
135,526.75 22,329.90 none 683.48 none
none
none
none
none
none
none
none
none none none
none
321,243.76

DEPARTMENT OF BANKING

343

STATEMENT Showing Condition of Business December 29, 1922

of the

CLINCH COUNTY BANK Homerville, Ga.

President, J. F. DAUGARTY

Vice-Presidents, P. R LEE, H. G. HUEY

Cashier, W. C. WOOTEN.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

Total

$

27,173.90 none
9,503.65 none
none
none none 2,446.23 3,010.54 1,755.00
none
3,057.86
none 3,988.08
9,639.06
none none 631.95 34.00
none none
none 13,595.29
7 4,836.56

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits -------------
Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certili.cates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ________.:. ____

Certified Checks -------------Bills Payable. to Banks in this

State -----------------------Bills Payable to Banks in other

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total

______ $

18,000.00 none
1,200.00 none 16.00 none none none
25,710.52 none
22,036,94 14.90
7,190.75 666.45 none
none
none
none
none
none
none
.none
none none none
none
74,835.56

344

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ef the

BANK OF HOSCHTON Hoschton, Ga.

President, H. P. DE:LAPERREERE

Vice President, W. M. SMITH, H. J. LOTT

Cashier, B. F. WILSON.

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ----~-Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from -other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th-~e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------$

LIABILITIES:

17,716.48 none
26,578.13 none
none
1,350.00 none
1, 700.00 2,010.50
none
2,176.22
12,095.36
403.14 1,968.16
1, 715.38
none none none 27.83
none none
none none

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------L!ab!lity on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
apove ----------------------

67,741.20 Total _ ------- ------ ----- __$

30,000.00 none
15,000.00 1,734.44 none none none none
18,064.45
2,174.63 none none
767.68 none
none
none
none
none
none
none
none
none none none
none
67,741.20

DEPARTMENT OF BANKING

345

STATEMENT Showing Condition of Business December 29, 1922

ot the

THE PEOPLES BANK Ideal, Ga.

President, A. M. PARK

Cashier, H. R. LANE.

Vice-President, J. H. KELLY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal -Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

47,547.03 ' Capital Stock Paid in ________ $

778.06 Amounts reserved for branches

11,541.06 323.57
none

Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__

none Call Money -----------------225.00 Individual Depo.sits Subject to

2,425.00 Check ---------------------2,744.78 Demand Certificates of Deposit

none Time Certificate of Deposit ---

Savings Deposits ------------none Trust Funds on Deposit ------

Cashier's Checks -------------
16,220.21 Certified Checks -------------Bills Payable to Banks in this

4,094.51 6,933.35

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

none BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---

none 1,782.72
none none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none 1,358.80
1,538.48 1,592.56

State ----------------------Notes and Bills Rediscounted
with other Banks in other CeSrttiaftiecsate-s--o-f--D--e-p-o-s~i-t-f-o-r--B--o-r-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not inCluded

above -----------------------

99,105.13 Total ------------------------- $

15,000.00 none
10,000.00 none none none none none
53,155.45 7,000.00
13,684.74 none none
264.94 none
none
none
none
none
none
none
none
none none none
none
99,105.13

346

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF ILA Ila, Ga.

President, A. S. WESTBROOK

Vice President, J. H. HENLEY

Cashier, J. L. THOMPSON

l~E...:;OURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------ $

24,813.90 none
33,000.00 none
none
none none 2,487.42 1,615.80 none
none
none
none 3.122.22
7,176.15
4,579.84 none none none
none 34.00
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
abo,re -----------------------

76,829.33 Total -------------------------$

15,000,00 none
10,000.00 9,207.90 none none none none
32,238.57 none
10,369.86 none none 13.00 none
none
none
none
none
none
none
none
none nene none
none
76,829.33

DEPARTl\fENT OF BANKING

347

-- -----------

STATEMENT Showing Condition of Business December 29, 1922
of the

President, I. STRICKLAND

SEMINOLE BANK Iron City, Ga.
Vice Presidents, A. J. GREENE, C. P. WESTER Cashier, C. P. WESTER

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in -this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

LIABILITIES:

9,872.87 825.87
2,210.62 none
none
none none 3,500.00 1,468.00 none
none
5,157.76
3,794.56 5,945.28
217.75
none none none 3.75
none 36 41
none
1,392.33

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable- to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-ra--l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

34,425.20 Total -------------------------- $

15,000.00 none none none none none none none
11,837.49 none
5,135.86 327.62 none 973.29 none
none
none
none
none
none
none
none
none none none
1,150.94
34,425.20

348

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

. IRWINTON BANK Irwinton, Ga.

President, GEO. H. COR8\VELL

Vic.e President, J. M. HALL

Cashier, N. H. BACON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

67,984.68 none
33,000.00 500.00
none
none none none 4,173.00 none
none
21,093.97
4,402.23 2,352.23
5,838.33
none -none none 212.95
none 481.80
none 3,711.41

Capital Stock Paid in ________$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----'------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State --------~-------------Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

15,000.00 none
3,000.00 1,947.40
24.00 none none none
30,296.40 4,000.00
36,787.89 none
26,450.99 3,208.66 none
none
none
23,035.26
none
none
none
none
none none none
none

Total ----------------------- $ 143,750.60 Total -------------------------- $ 143,750.60

DEPARTMENT OF BANKING

349

STATEMENT

Showing Condition of Business December 29, 1922

of the

THE BANK OF IRWINVILLE Irwinville, Ga.

President, J. B. GLEMEN'fS

Vice President, WM. R. BOWEN

Cashier, BENNIE LAURENCE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

40,279.42 14,000.00 33,655.04
none
none
none none 1,379.02 2,596.16 360.00
none
none
none 2,052.34
10,764.20
3,858.18 none none
310.44
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Unjlivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills R-ediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
10,000.00 8,054.25 none none
non~
none
31,211.84 none
5,434.42 24,489.48
none 64.81 none
5,000.00 none none
none
none
none
none
none
none none none
none

Total ------ ----------------- $ 109,254.80 Total -------------------------- $ 109,254.80

350

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ot the

FARMERS & ME.ROHANTS BANK Jackson, Ga.
President, J. H. OORMIOHEAL Vice Presiden.ts, GEO. E. MAI,LET, S. P. NICHOLS Cashier, 0. T. BEAUOAMP

REJSOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ---------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------0-ther Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

284,251.51 13,876.59 none 400.00
90.68 none 1,80,0.00 5,899.94 4,756.71 none
none
79,910.22
80,205.71 7,316.44 none
355.68 23,580.27
2,243.86 336.02
82,207.1 none
none none
587,139.96

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of C'redit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included.
above -----------------------
Total --------------------------$

125,000.00 none
9,500.00 11,825.47
none none none none
218,417.24 2,335.00
81,437.23 -none none
407.31' 56,010.70
none
none
none
none
none
none
none
82,207.01 none none
none
587,139.96

DEPARTMENT OF BANKING

351

STATEMENT Showing Condition of Business December 29, 1922
ot the

JACKSON BANKING 00., Jackson, Ga.

President, F. S. ETHERIDGE

Vice President, J. B. SETTLE

Cashier, L. P. MCKIBBEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $' 173,726.55

Demand Loans -------------~-

26,137.86

Loans Secured by Real Estate_ 24,876.56

United States Bonds ---------Municipal, Drainage District

none

and State of Georgia Bonds__

none

Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds ------

3,600.00 10,265.99

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____

3,539.04 2,160.84
none

Due from Federal Reserve '

Bank ----------------------Due from Approved Reserve

8,525.41

Agents in this State -------- 22,252.76

Due from Approved Reserve Agents out of this State ____

1,941.44

Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

7,273.51
4,206.36
7,273.51 none none

Other checks and cash items__

38.22

Customers liability on letters

of credit and acceptances __

none

Overdrafts-Of any) ----------

25.88

Advances on commodities other

than cotton ----------------Other assets not included above

none 17.69

Total -----------------------$ 288,588.09

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bi)ls Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks i.n this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total -----------------------$

100,000.00 none
20,000.00 12,280.19
none none none none
68,263.02 1,507.33
39,782.36 40,660.38
3,843.48 2,251.33
none
none
none
none none
none
none
none,
none none none
none
288,588.09

352

THIRD ANNUAL REPORT

STATEMENT of the
Showing Condition of Business December 29, 1922

BANK OF JAKIN Jakin, Ga.

President, J. S. SHERMAN

Vice President, E. C. SMITH Cashier, R. G. LUKE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th-e--r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------ $

29,646.38 1.435.22 6,220.50 1,500.00
none
none 200.00 3,000.00 2,119.39
none
none
3,964.57
279.47 2,751.10
4.47
none none 1,238.11 none
none none
913.89 none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Denm.nd Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ---~-------- Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reser-ve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money ________ _:______
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

53,273.10 Total --------------------------$

24,600.0 none none
1,748.28 none none none nona
26,111.10 none
720.03
none none
93.69 none
none
none
none
none
none
none
nona
none none none
none
53,273.10

DEPARTMENT OF BANKING

353

------- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

STATEMENT Showing Condition of Business December 29, 1922
of the

PICKENS COUNTY BANK Jasper, Ga.

President, SAM TATE

Vice President, R. S. McCLAI~ Cashier, W. C. WARLICK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ------~-- Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----DuBeanfkrom___F:,e__d_e_r_a_l__R_e_s_e_r_v_e____ _
Due from Approved Reserve Agents in this State --------
Due from Approved Reserve Agents out of this State ____
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

128,527.72 3,495.00 3,351.31 none
none
none 15,510.00
2,695.00 3,126.5L) 3,408.19
none
46,572.40
7,960.72 11,131.36

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money ----------------1Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savin.gs Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

States ---------------------2,500.00 Bills Payable to Federal Re-

none none none
4.00

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 198.64 with other Banks in other

none

I

States ---------------------Certificates of Deposit for Bor-

none rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed -------------
I Other liabilities not included above -----------------------

15,000.06 7,395.66 5,000.00 2,112.12 none none none none
96,470.81 none
68,709.81 none
31,795.44 2,005.00 none
nona
none
none
none
non-e
none
none
none none none
none

Total ----------------------- $ 228,488.84 Total --------------------------$ 228,488.84

354

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

CITIZENS BANK & TRUST CO., Jefferson, Ga.

P1esident, T. S. JOHNSON

Vice President, S. V. WILHITJ<~

Cashier, HOMER HANCOCK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ---------------Other assets not included above
Total -------------------------$

264,916.11 ! Capital Stock Paid in -------- $ none ! Amounts reserved for branches
none Surplus Fund ----------------1 Undivided Profits -------------
::::1 Dividends Unpaid ------------Due to Banks in this State __ _
Due to Banks in other States__

2,950.00 1 Call Money ------------------

900.00 Individual Deposits Subject to

5,000,00

Check ----------------------

3,659.52 Demand Certificates of Deposit

none Time Certificate of Deposit ___

Savings Deposits ------------7,227.32 Trust Funds on Deposit ------

Cashier's Checks ------------2,531.23 Certified Checks --------------
Bills Payable to Banks in this

361.53 State -----------------------3,712.67 Bills Payable to Banks in other

none
none none none 1,493.21
none 3,006.21
none 644.42

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills RC'discounted
with Federal Reserve Dank_ )<otes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Eediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------

-----$ 296,402.22 Total --------------------

93,710.00 none
5,000.00 7,074.48
90.80 none none none
101,940.65
9,983.42 none none
414.50 none
none
none
none
none
78,188.37
none
none
none none none
none
2 96,402.28

DEPARTMENT.OF BANKING

355

STATEMENT

Showing Condition of Business December 29, 1922
of th&

FARMERS & MERCHANTS BANK

Jeffersonville, Ga.

President, w:. B. GET'TYS

Vice President, J. I. MERCER Cashier, W. E. HOYLE

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank --------~-------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State. -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------- 'S

LIABILITIES:

45,758.59 4,666.33 none none none none none 3,100.00 1,967.50 2,535.00
none
14,541.29
1,398.17 3,408,10
none
none none none 450.00
none none
none 1,055.38
78,880.36

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-__-_--_:_-_-
Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total _ ___ ____ ------ ------$

20,000.00
none none none none none none
44,135.69 none
11,189.31 none none
211.11 none
none none none
3,344.25
none
none
none
none
none none none
none
78,880.36

356

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

TWIGGS COUNTY BANK Jeffersonville, Ga.

President, J. C. SHANNON

Vice Presidents, S. E. JUXES, D. S. FAULK

Cashier, BAKER R. JONES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage DistriCt
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Rliserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - -o-t-h-e-. r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

102,983.02 I Capital Stock Paid in --------$
11,405.38 Amounts reserved for branches
50,971.93 Surplus Fund ----------------none Undivided Profits ------------Dividends Unpaid ------------none Due to Banks in this State --Due to Banks in other States__

none 16,764.00
2,000.00 2,350.00 10,500.00
none
12,667.71
6,400.73 6,975.16

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Tiine Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

States ---------------------17,000.00 Bills Payable to Federal Re-

4,000.00 329.97 140.39 none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 278.55 with other Banks in other

States ---------------------2,263.591' Certificates of Deposit for Bor3,692.60 rowed Money ---------------
Liability on Letters of credit
and Acceptances -----------Reserve for Interest and Taxes
I Bonds Borrowed -------------
i Other liabilities not included
I above -----------------------

25,000.01) . none
10,000.00 17,259.44
none none none none
90,478.22' 2,756.01)
103,935.02 none none
1,294.35 none
none
none
none
none
none
none
none
none none none
none

Total ------------------------ $ 250,723.031 Total -------------------------- $ 250.723.03

DEPARTMENT OF BANKING

357

STATEMENT Showing Condition of Business December 29, 1922
of the

President, B. F. AKI~

THE FARMERS BANK Jenkinsburg, Ga.
Vice President, J. M. BANKSTON Cashier, W. D. COMPTON, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ StoBcaknkin__t_h_e___F_e_d:_e_r_a_l___R_e_s_e_r_v_e_
Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Rea1 Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
.Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

21,41 ~.58 none none none
none
none none 1,500.00 1,848.56 none
none
2,732.62
2,294.00 1,767.80
none
none none none none
none 151.63
none 1,135.23

Capital Stock Paid in -------- ~ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---~-----------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

:12,846.42 Total -------------------------$

15,000.00 none
3,000.00 none none none none none
11,885.19 none
2,907.23 none none 56.00
none
none
none
none
none
none
non~
none
none none none
none
32,848.42

358

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

BANK OF CLAYTON COUNTY Jonesboro, Ga.

President, :G. Z. GILBERT

Vice .President, J. 0 .. HIGHTOWER Cashier, L. M. KING

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned ____ _ Due from Federal ~1eserve
Bank ----------------------Due from Approvetl Reser;e
Agents in this Sta':e -------Due from Approved Res2rv.o
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Du() from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ O.verdrafts-(if any) ---------Advance's on commodities other
than cotton ----------------Other assets not included above
Total

57,592.50 none
60,251.35 none
none

Capital Stock Paid in -------- ~ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__

none none 3,000.00 2,000.00 581,85
none
16,699.11
3,828.41 6,566.62

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

none
none none 130.00 185.51

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

.State ----------------------none Notes and Bills Rediscounted none with other Banks in other

States ---------------------none Certificates of Deposit for Bor-
none rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed -------------
I Other liabilities not included above ----------------------

1 "!) 0' 8'>'"V".u";)1 Total ------------------------ ~

25,000.00 none
14,000.00 7,34l.S:J none none none none
83,906.80 none
6,585.82 . 62,642.06
none 315.65
none
no Be
none
none
none
none
none
none
none
1,04~.19
none
none
lfiO,R35.35

DEPARTMENT OF BANKING

359

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF JONESBORO Jonesboro, Ga.

President, A. C. BLALOCK

Vice President, CLAUD H. HUTCHESON

Cashier, J. B. PULLIAM

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State, -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances' __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- 8

R5,977.90 22,87:!.12 97,164.35
374.55
2G,438.64 none
675.00 1,500.00 1,000.00 13,224.66
none
41,047.21
17,862.50 10,290,48
none
none 2.332.61 1,273.24 1,516.01
none 397.03
none none
:12 ;;, 94 7.30

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-,:-_-__-_-_-_-
Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money ________ _:______
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities' not included
above -----------------------
Total _____________,;____________ $

25,000.00 none
25,000.00 13,040.32
none none none none
181,035.60 none none none
49,495.35 376.03 none
30,000.00
none
none
none
none
none
none
none none none
none
32 3, 947.30

360

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

FARMERS & MERCHANTS BANK Junction City, Ga.

President, C. W. MOORE

Vice Presidents, R. L. McBRYDE, \VM. M. BROWN

Cashier, W. E. GREENE, JR.

RESQURCES:

LIABILITIES:

Time Loans and Discounts____ .,_
Demand Loans ------------- Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -------------~--------- Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

21,882.61 2,073.30
15,339.76 6,985.58
none
none 135.00 1,407.40 1,651.14
none
none
28,939.54
none 3,599.38
5,000.00
none 4,465.00
none 604.21
none 8.75
none 768.98

Capital Stock Paid in -------- ~ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed MoneY --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest aRd Taxes
Bonds Borrowed ------------Other liabilities not included
.above ----------------------

15,000,00 none
8,500.00 1,921.82
none none none none
36,174.19 none
30.484.21 none none
780.4~
none
none
none
none
none
none
none
none
none none none
none

Total -----------------------~r====9'=2.=8=G=o=.6=5===T==o=t~a=l=--~-=-=-=-=-=~=--=-=-=-=-=-=-=-=-=-=--=-=-=-=-=-=$====g=z=.s~6=0=.=6=5-

DEPARTMENT OF BANKING

361

-------------------------------------- ---

STATEMENT

Showing Condition of Business December 29, 1922

of the

KENNESAW STATE BANK
Kennesaw, Ga.

President, J. G. LEWIS

Cashier, R. RUSSOM

Vice President, B. H. HILL

_ _ _ _ _ _ _ _ _ _ _R_ESOUR~CE~S~:_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _~L~I=A~B~I=L~I=T=I=E=S~:_ _ _ _ _ _ _ _ _ __ _ _

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------:Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve CuArrgeennctys o__u_t__o_f__th__is__S__t:a_t_e__-_-_-_-_ Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ___.______ _ Advances on commodities other
than cotton ----------------Other assets not included above
Total -~--------------~---------$

46,491.93 2,483.02
19,043.41
none
none
none none 3,500.00 1,950.02 none
none
none
2,246.41 5,167.11
none
none none none 208.74
none 50.75
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances,-----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabili tie:!! not inc! uded
above -----------------------

81,141.39 Total -------------------------- $

20,000.00
none none
2,468.75 none none
none none
18,796.78
none
21,288.56
none none
87.30
none
18,500.00
none
none
none
none
none
none
none none none
none
81,141.39

362

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

STATE BANK OF KINGSLAND Kingsland, Ga.

President, W. B. GODLEY

Vice President, J. H. GROSS Cashier, C. A. PERRY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

80,529.61 none none none
none
none none 4,000.00 2,500.00 847.02
none
none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

13,264.37 5,607.10

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

340.05 BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------none Notes and Bills Rediscounted none with Federal Reserve Bank_
none I Notes and Bills Rediscounted
753.831' with other Banks in this State -----------------------
none Notes and Bills Rediscounted
177.46 with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------

108,019.44 Total -----------------------$

15,000.00 none
5,000.00 4,469.14
6.00 none none none
55,097.39 none
4,388.68 23,322.69
none 735.54
none
none
none
none
none
~one
- none
none
none none none
none
108,019.44

DEPARTMENT OF BANKING

363

STATEMENT Showing Condition of Business December 29, 1922
of the

THE BANK OF KINGSTON Kingston, Ga.

President, S. l. SHEATS

Vice Presidents, 0. M. BUTLER, C. G. CHRISTIAN Cashier, H. L. HARGIS

RESCCRCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

85,269.53 none none none
none
none none 10,200.00 3,800.00 6,643.74
none
3,815.30 10,457.22
3,413.83
none
none none :359.42 none
hone none
none 2,4 72.59
126,431.63

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ---------------------- $

15,000.00 none
3,000.00 none none none none
42,500.00.
27,751.77 none
29,154.51 none none 25.35 none
none
9,000.00
none
none
none
none
none
none none none
none
126,431.63

364

THIRD ANNUAL REPORT

STATEMENT

Sllowing Condition of Business December 29, 1922

ot the

CITIZENS BANK Kite, Ga.

President, D. C. 'HARRISON

Vice President, J. E. CLARK

Cashier, J. S. STEPHENSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve , Bank --------------,--------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Otller assets not included above
Total--------~---------$

65,566.85 180.30
14,490.37 4,150.00
none
none 1,725,00 2,289.20 4,252.05 12,228.36
none
14,104.30
4, 721.69 3,897.26

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------~----- Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

54.50
3,535.90 1,328.67
196.45 none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none

State ----------------------Notes and Bills Rediscounted

60.30 with other Banks in other

States ---------------------394.68 Certificates of Deposit for Bor2,955.24 rowed Money ---------------
Liability on Letters of Credit
and Acceptances -----------.Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above ,.----------------------

136,131,12 Total --------------------------$

15,000.00 none
3,000.00 350.25 none none none none
51,109.72 6,000.00
56,177.93' none none
343.22 none
none
none
none
none
none
ncne
none
none none 4,150.00
none
136,131.12

DEPARTMENT OF BANKING

365

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF LAFAYETTE LaFayette, Ga.

President, J. E. PATTON

Yice Presidents, P. D. FORTUNE, D. W. HERNDON Cashier, J. W. MASSEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loa.ns ---------'----~ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------OJher Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State --'-----Due from Approved Reserve
Agents out of this State ---Currency --------------------Due from other banks in. this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

307,611.72 17,463.99
123,550.60 none none none
6,600.00 26,165.48
4,754.42 15,597,45
none
33,402.20
113,935.02 18,320.60
none
none none none 1,960.74
none none none 418.00
669,780.22

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
::>rotes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabiliti'es not included
above -----------------------
Total -------------------------- $

60,000.00 none
60,000.00 22,349.52
none none none none
323,935.61 49,860.20 70,467.16 29,583.45 50,526,30 3,055.23 none
none
none
none
none
none
none
none
none none none
2.75 none 669,780.22

366

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

WALKER COUNTY BANK LaFayette, Ga.

President, W. C. MARTIN

Vice President, J. E. ROSSER Cashier, C. C. GILJ3ERT

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------------'-Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and casl1 items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
;'otal --------------$

64,865.59 639.23
29,422.72 none
none none none 11,000.00 1,991.6{i 2,562.54
none
375.18
17,375.10 16,090.08
none none none 548.66 1,104.93
none .78
none none
145,976.47

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -------------Certified Checks --------------Bills Payable to Banks in thfs
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
_States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ---------------------- --$

25,000.00 none
1,999.29 671.39 none none none none
68,495.07 none
38,939.53 6,669.75 none 4,201.44 none
none
none
none
none
none
none
none
none none none
none
145,976.47

DEPARTMENT OF BANKING

367

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF LAGRANGE LaGrange, Ga.

President, R. L. RENDER

Vice President, H. P. PARK Cashier, E. M. RENDER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State. of Georgia Bonds~ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------~ $

86,216.81 11,212.78 48,376.13
4,000.00
none
none 3,843.63 9,935.50 1,189.40 4,619.84
none
none
none 2,972.96
2,433.41
330.89 none
222.82 none
none none
none none
175,354.17

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks --------------. Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable t.o Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

50,000.00 none none
5,163,40 120.00 none none none
37,209.89 none none
68,976.76 none
1.475.66 none
4,500.00
3,500.00
none
none
none
none
none
none 408.46 4,000.00
none
175,354.17

368

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Busi:ijess December 29, 1922
of the

THE LAGRANGE BANKING & TRUST CO., LaGrange, Ga.
President, J. E. DUNSON, JR. Vice Presidents, ROBT. HUTCHINSON, A H. CARY and W. 8. DUNSON Cashier, G. H. CROSSLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 2,i62,810.04

Demand Loans --------------- 156,625.65 Loans Secured by Real Estate_ 657,326.43

United States Bonds ----------
Municipal, Drainage District and State of Georgia Bonds__

50,000.00 none

Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _

27,000.00 77,109.44
48,000.00 none
48,821.05

Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _

61,582.65 19,530.41 36, 735.06

Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__

24,684.14
none
none none 1,287.45 18,548.92

Customers liability on letters of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ---------~------ Other assets not included above

none 17,381.80
none 12,150.00

Total -------------------------$ 3,419,593.04

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money ----------------~ Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

250,000.00 none
G50,000.00 158,863.71
45.00 108.06
none none
539,483.12 88,500.00
155,183.30 550,109.38
none 4,963.74

State -----------------------Bills Payable to Banks in other

35,000.00

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-- 325,000.00

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
Swtiathte o__th__e_r___B_a_n_k__s___in_:___t_h_is_
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

154,000.00 458,336.73
none
none none none none 50,000.00 none

Total -------------------------$ 3,419,593.04

DEPARTMENT OF BANKING

369

STATEMENT Showing Condition of Business December 29, 1922
of the

LAGRANGE SAVINGS BANK LaGrange, Ga.
President, ELY R. CALLAWAY Vire Presidents, C. V. TRUITT, H. D. GLANTON Cashier, L. H. ADAMS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States' --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

184,912.70 Capital Stock Paid in --------$

12,643.41 Amounts reserved for branches

310,456.02 Surplus j<'und -----------------

25,244.19 Undivided Profits -------------

Dividends Unpaid ------------55,751.60 Due to Banks in this State ___

Due to Banks in other States__

none Call Money -----------------217,891.20 Individual Deposits Subject to

none Check --------------------1,000.00 Demand Certificates of Deposit

34,507.25 Time Certificate of Deposit ---

Savings Deposits -------------

none Trust Funds on Deposit -----.Cashier's Checks -------------

none Certified Checks --------------

Bills Payable to Banks in this

13,961.47 673.70

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r

States --------------~------

none

Bills Payable to Federal Reserve Bank ___ _: ____________ _

none
none none 374.60
none none
none 170,935.62

Xotes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above -----------------------

25,000.00 none
72,250.00 26,729.06
none none none none
none
294,716.70 581,618,66
none none none
none
none
none
none
none
none
none
none 565.54
none
27,471.80

Total --------------- ------- $ 1,028,351.76 Total _

-- - ___ $ 1,028,351.76

370

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

LAKE PARK BANK Lake Park, Ga.

President, EWELL BROWN

Vice President, J. K. WHITE

Cashier, E. W. MASON

RESOURCES:

LIABILITIES:

-----------------------------------------------

Time Loans and Discounts____ $
Demand- Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainag-e District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve CuArrgeennctys o__u_t__o_f_t_h__is__S__t_a_te__-_-_:-_-_
Due from other banks in this
State, -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

20,596.52 2,845.81
19,782.80 2,040.00
none
none none 2,000.00 1,500.00 n'one
none
10,406.08
4, 720.09 2,131.78
none
none none none 115.75
none 16.27
none none

Capital Stock Pal'd in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00 none
4,500.00 674.64 none none none none
33,033.41 none
5,565.00 none
738.66 543.39
none
none
none
6,100.00
none
none
none
none
none
none none none

Total ------------------------$ 66,155.10 Total --------------------------$ 66,155.10

DEPARTMENT OF BANKING

371

STATEMENT Showing Condition of Business December 29, 1922
ot the

President, \\'. S. HALEY

BANK OF LAVONIA Lavonia, Ga.
Viee President, 0. D. CANKO"" Cashier, G. H. PRUITT

li~SOURUES:

LIABILITIES:

Time Loans and Discounts.. $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due frOin Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------$

127,846.85 6,830.00 9,065.90 none
none
1,800.00 675.00
22,777.31 4,455.64 none
9,062.61
14,466.21
2,106.42 4,295.46
none
none 5,394.37
725.74 955.87
none 747.76
none none
211,205.14

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate o.f Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ---------------------$

40,000.00 none
20,000.00 3.945.90 50.00 9,527.54 none none
87,058.67 none
21,316.35 3,588.22 none 718.46 none
25,000.00
none
none
none
none
none
none
none none none
none
211,205.14

372

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

THE Bl_tAND BANKING CO., Lawrenceville, Ga.

President, L. M. BRAND

Vice President, W. H. POWELL

Cashier, G. C. MONTGOMERY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ----------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this DuSetaftreom---o--th--e-r--b-a-n-k--s--in---o-t-h-e-r-
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ~-----------------$

45,625.22 81,929.92 144,795.02
none
none
3,000.00 none none
2,500.00 none
24,246.36 191,969.17
9,645.87 17,323.15 20,045.07
none none none 3,092.41
none 48.09
none 50,000.00
594,220.28

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with F_'ederal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------- ----- _$

50,000.00 none
50,000.00 25,448.68
none none none none
255,011.77 none none
173,037.55 none
722.28 none
none
none
none
none
none
none
none
none none none
40,000.00
594.220.28

DEPARTMENT OF BANKING

373

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF LEARY Leary, Ga.

President, HARPER DANIEL Vice Presidents, G. W. COLLEY, N. B. JOHNSON

Cashier, J. M. LAZENBY

RESOURCES:
Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and bash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

35,025.15 2,460.87
10,726.70 none
none
none 117.25 3,726.22 3,144.98
none
none
10,944.22
4,500.05 12,613.16
1,358.76
none 6,985.23
none 99.08
no~e
271.98
2,502.26 32.45

..

LIABILITIES:

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------Notes and Bills Rediscounted
with other Banks in other

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above -----------------------

Total ------------------------$ 94,508.36 Total -------------------------- $

15,000.00 none
3,000.00 2,226.32
none none none none
52,892.90 none
20,953.05 none none
436.09 none
none
none
none
none
none
none
none
none none none
none
94,508.36

374

THIRD ANNUAL REPORT

STATEMENT of the

Showing Condition of Business December 29, 1922

BANK OF LEESBURG Leesburg, Ga.

President, G. A. NESBITH

Vice Presidents, 0. W. STATHAM, J. W. LYON Cashier, T. C. THARP

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal ResBrve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total------------------------$

124,429.97 663.50
16,670.94 none
none
none 3,270.00 2,471.27 2,825.00 2,593.80
none
10,048.79

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certiticates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

840.07 State -----------------------8,485.71 Bills Payable to Banks in other

none
none 293.67
none 660.46
none 187.01
none 3,774A6

B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttaifbiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above -----------------------

177,214.65 Total -------------------------$

15,000.00 none
5,000.00 3,912.30
none none nona 44,000.00
59.002.63 none
16,134.67 none none
10,071.17 11.25
none
7,000.00
none
none
6,582.63
none
10,500.00
none none none
none
177,214.65

DEPARTMENT OF BANKIC'IG

375

STATEMENT Sho7T:ng Condition of Business December 29. 1922
of the

BANK OF LENOX Lenox, Ga.

President, J. D. ROBINSON

Vice President, M. J. L. GRINER

Cashier, A. M. WILLIAMS

RJDIOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

68,128.12 50.00
21,431.32 none
none
none none 900.00 900.00 none
none
2,605.81
4,959.94 3,019.11
none
none 352.77 328.62
none
none none
1,830.80 none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ________ .: ___ _
Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ---------------::-<otes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States -----------------~---
Certificates of Deposit for Borrowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

30,000.00 none
7,000.00 5, 793.97 1,200.00
none none no:ue
3,194.76 1,000.00 26.924.25
none none 647.51 none
none
nona
none
none
none ____
none
none
none none none
none

l'otal -------------------=--=--=--=$==10=4,5=06=.4=9 =T=o=ta=l -=--=--=--=--=--=--=--=--=--=--=---=--=$==10=4,=50=6.4=9

376

THIRD AKNUAL REPORT

STATEMENT
Showing Condition of Business December 29, 1922
/
of the

THE BANK OF LESLIE Leslie, Ga.

President, E. L. WILSON

Vice President, E. B. WALLACE

Cashier, W. T. ANDERSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------~ Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------$

129,567.99 5,959.37 none nOne
none none
1,000.00 4,171.36 3,196.80 1,800.00
none
22,057.19
1,914.40 5,930.76
10,751.88
8,572.60 none none
314.99
none none
none 120.00
195,357.34

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
With other Banks in othe-r
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------------------ $

25,000.00 none
20,000.00 8,874.84 none none none none
132,814.02 none
7,852.97_ none none
815.51 none
none
none
none
none
none
none
none
none none none
none
195,357.34

DEPART~ENT OF BANKING

377

STATEMENT of the

Showing Condition of Business December 29, 1922

BANK OF LEXINGTON Lexington, Ga.

President, T. E. W A'fKI~S

Vic-e President, C. R. CRAWFORH Cashier, W. A. CHILDS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House _____________ ..:_ Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from . Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ ~

62,795.12 240.00
19,940.89 none
. none
none 3,200.00 8,455.05 4,505.20 5,489.43
none
6, 778.75
1,426.68 1,438.10
775.86
] ,000.00 1,621.17
346.30
none 147.81
none 13,120.80

Capital Stock Paid in --------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds oh Deposit -----Cashier's Checks ------------Certifitld Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------"Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
10,000.00 none
144.00 none none none
46,484.18 none
24,714.98 none none 38.00 none
5,000.00
none
none
none
800.00
none
nond
none none none
19,100.00

131,281.16 Total ----------------:c:=-=-:-.=--=-=.-~-~-:;;-:::-~$===1=3=:.1.:.,2_8_1_.~1~6

378

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

OGLETHORPE COUNTY BANK Lexington, Ga.

President, JOEL CLODD

Vice President, G. A. BOWERS Cashier, W. K. HOWARD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances -Overdrafts-Of any) ---------Advances on commodities other . than cotton -------~--------
Other assets not included above
Total --------------------$

2o0,439.so I Capital Stock Paid in -------- $ 15,864.35 1 Amounts reserved for branches 16,858.46 , Surplus Fund ----------------
none Undivided Profits ------------Dividends Unpaid -------------
none Due to Banks in this State ___ Due to Banks in other States__

1,500.00 675.00
4,000.00 1,000.00 6,257.20
12,697.71
10,913.76
81.78 4,097.15

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ---
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

none
none none 1,471.99 34:3.39

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 881.63 with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

277,081.81 i Total -------------------------$

25,000.00 none
25,000.00 2,923.13 25.80 8,300.00 none none
90,003.73 none
36,499.29 none none
252.62 8.50
none
49,171.02
none
39,897.72
none
none
none
none none none
none
277,081.81

DEPARTMENT OF BANKING

379

STATEMENT

Showing Condition of Business December 29, 1922
of the

THE LILLY BANKING CO., Lilly. Ga.

Pnsidcnt, J. A. LILLY

Vice President, W. T. RICKS Cashier, JO~ MORGAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured byReal Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ____ _: ____ _
Advances on commodities other
than cotton ----------------Other assets not included above

26,132.63 740.00 none 104.57
none
none none 1,823.00 2,215.50 3,460.40
none
6,971.72
2, 765.38 1,124.55
none
none 6,102.06
9.57 none
none 6.0il
none 65.00

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State --------------------~--
Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00 none none
550.40 none none none none
28,690.49 none
4,238.74 none none
620.78 none
2,420.00
none
none
none
none
none
none
none none none
none

Total ---------------------=-=-=-=<!;,:,==5=10::,.=52=0=.=4=1=T=o=ta=-l=-=-=-=--=-=-=-=-=-=--=-~-~-=:::-;-;--~-;;-;;-~-;-;--~$==5;1;;,;5;2o;~4;1

380

THIRD ANNUAL REPORT

STATEMENT
\
Showing Condition of Business December 29, 1922
of the

BANK OF LINCOLNTON Lincolnton, Ga.

President, BENJ. FORTSON

Vice President, A. W. BURCH

Cashier, B. R. COLLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total-----------------$

71,440.45
none 28.600.00
none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ----'--------Dividends Unpaid ___ .::_________

none Due to Banks in this State ___ Due to Banks in other States__

none Call Money -----------------none Individual Deposits Subject to

1,244.07 Check ---------------------2,222.81 Demand Certificates of Deposit 3,3.50.000 I Time Certificate of Deposit ___

Savings Deposits -------------
none I Trust Funds on Deposit ------

6,876.6f;

i

Cashier's Checks ------------Certified Checks --------------

Bills Payable to Banks in this

4,!J75.4R ' 5,802.48

State -----------------------Bills Payable to Banks in other

none
none 500.00 660.66 211.50

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none

State ----------------------Notes and Bills Rediscounted

56.69 with other Banks in other

none 282.75

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
:Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

126,22:!.55 Total -------------------------- $

25,000.0(\
5,000.00 1,281.05
16.0U none none none
34,075.71 none
22,224.76 none
7,908.89 991.72 7.82
I:l,500.00
10,500.00
none
none
none
none
none
none none none
5,717 60
126,223.55

DEPARTMENT OF BANKING

381

STATEMENT Showing Condition of Business December 29, 1922
ot the

FARMERS STATE BANK Lincolnton, Ga.

President, JAS. H. BOYKIN T. J. LEVERETT

Vice Presidents, Dr. W. B. CRAWFORD Cashier, H B. PITT

RESOURCES:

LIABILITIES:

Time. Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

95,436.93 1.662.91
32,935.84 783.77 none
1,200.00 none
2,199.05 1,838.50 2,778.75
8,940.02
40,873.72
2,531.92 7,502.36
none
none 4,373.36
349.22 1,027.58
none none none 927.$3
205,360.96

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l e- - -t-o- - F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C_eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total ---------------------$

25,000,00 none
15,000.00 2,108.43 none none none
93,979.91 none
57,269.48 none
11,604.05 399.09 none
none
none
none
none
none
none
none
none none none
none
205,360.96

382

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the
LITHONIA BANKING CO., Lithonia, Ga.
President, J. K. DAVIDSON Vice Presidents, R. H. TRIBBLE, A. W. HOWARD
Cashier, H. H. DANIEL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking- House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

71,158.07 none
22,686.38 none
none
none 270.00 3,500.00 2,000.00 5,456.85
none
12,303.79 none
975.29 6,461.13
none
none 602.98
51.60 14.19
none none
none 1,375.19
1~6,Rfi5.47

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00
none 5,000,00 1,120.73
none none none
21,820.12 none
67,220.83 518.77 none
1,086.99
5,000.00
none
none
none
none
none
none
none none none ss.o:;
126,855.47

DEPARTMENT OF BANKING

383

STATEMENT Showing Condition of Business December 29, 1922

of the

THE PEOPLES BANK Lithonia, Ga.

President, A. J. ALMOND

Vice President, W. R. WATSON Cashier, I. M. STARR

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, DrainagE!' District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

59,407.58 6,223.86
15,555.00 3,449.25
none
none none 7,500.00 2,100.00 none
none
17,794.89
5,144.54 4,622.55
none
none 5,383.87
none none
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in tllis
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

127,181.54 ' Total ---------------------

$

25,000.00 none
5,000.00 14,147.48
none none none none
51,813.00 none
28,292.47 2,737.22 none 191.37 none
none
none
none
none
none
none
none
none none none
none
127,181.54

384

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

President, B. T. KIGHT

of the
BANK OF LOVETT Lovett, Ga.
Vice President, B. B. KIGHT Cashier, T. F. THOMAS

RESOUROES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ------. Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ DuBeanfkrom___F_e__d_e_r_a:l___R_e_s_e_r_v_e____ _ Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banl{S in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

LIABILITIES:

I
39,178.881 Capital Stock Paid in ________ $ 426.80 Amounts reserved for branches
8,443.99 ' Surplus Fund -----------------
none Undivided Profits ------------Dividends Unpaid -------------
none Due to Banks in this State __ _ Due to Banks in other States __

none 45.00 2,202.84 2,399.94 3,754.80

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

none 2,015.35

Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

18.29 State -----------------------394.57 Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

serve Bank ----------------none Notes and Bills Rediscounted none with Federal Reserve Bank_ none Notes and Bills Rediscounted
none with other Banks in this
State ----------------------none Notes and Bills Rediscounted 288.45 with other Banks in other

States ---------------------none Certificates of Deposit for Bor2,714.70 rowed Money ---------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

61,883.65 Total ------------- ------------- $

15,000.00 none
3,000.00 none none none none none
10,038.11 none
7, 700.00 38.00 none
357.54 none
11,500.00
4,250.00
none
10,000.00
-none
none
none
none none norle
none
61,883.65

DEPARTMENT OF BANKING

385

---------------------------------------

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF LULA Lula, Ga.

President, S. S. CARTER

Vice President, C. R. SIMMONS

Cashier, E. W. WHITWORTH

:RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton -------'---Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- ~

90,847.91 none none
11,'760.00
none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits -------------
Dividends Unpaid ----------+--
Due to Banks in this State __ _ Due to Banks in other States__

none 4,500.00 1,250.00 2,849.01
none
none
13,633.16

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

4,747.69 State -----------------------4,698.46 Bills Payable to Banks in other

8,500.00
4.000.00 none none 16.00

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 21.87 with other Banks in other

States ---------------------none. Certificates of Deposit for Bor-
3,692.60 rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not inc!uded

above -----------------------

150,516.70 Total -------------------------$

15,000.00 none none none
10,000.00 1,463.21 none none
58,596.19 none
65,162.41 none none
294.89 none
none
none
none
none
none
none
none
none none none
none
150;516.70

386

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

CITIZENS BANK Ludowici, Ga.

.President, E. B. RBIES

Vice President, H. P. RIMES

Cashier, R. D. EAS'fERLING

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real EstateUnited States Bonds --------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ------------,----------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--,o--th-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States' ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

101,522.02 3,665.10 none none
none
none 1,040.00 6,412.79
none none
none
1,616.45
473.62 4,506.49
none
none none 284.57 209.97
none 42.10
none 233.02
120,006.13

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Mo!ley -----------------Individual Deposits Subject to
Check ---------------------DermJ.nd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State ---~------------------- Bills Payable to Banks in other BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r~a-l--R--e-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed -----~------ Other liabilities not included
above -----------------------
Total ___________________:_______ $

25,000.00 none none
100.00 none none none none
35,398.84 none
31,216.28 none none
865.98 125.03
27,300.00
none
none
none
none
none
none
none none none
none
120,006.13

DEPARTMENT OF BANKING

387

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF,LOOUST GROVE Locust Grove, Ga.

President, G. V. WILLIAMS

Vice President, A. G. COMBS

Cashier, E. P. PLEXICO

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage- District
and State of Georgia Bonds__ :Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ---- Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reser-ve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

79,128.04 225.00
13,140.06 none
none
900.00 675.00 4,819.23 1,944.46
none
4,761.94
13,238.80
none 1,255.95
none
none 3,927.05
835.22 393.20
none 250.75
none none

Total --------------------------$ 125,494.70

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

25,000.00
5,000.00 15,859.11
8.00 none none 5,000.00
54,746.07 none
19,768.25 none none
113.27 none
none
none
none
none
none
none
rione
none none mme
none
125,494.70

388

THIRD ANNUAL REPORT

STATEliiiENT Showing Condition of Business December 29, 1922
of the

CITIZENS BANK Locust Grove, Ga.

President, J. L. GARDNER

Cashier, W. E. PARR

Vice President,W. I. PARR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and :F-ixtures ------- Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve , Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other Jissets not included above

51,418.13 i Capital Stdck Paid in --------$

none\ Amounts reserved for branches

44,8~8~!! ,

Surplus Fund ----------------Undivided Profits -------------

Dividends Unpaid -------------

none Due to Banks in this State ___ 1 Due to Banks in other States__

none none 2,700.00 1,525.00 none
none
1,971.15

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

2,339.46 930.11
none
none none 413.38 1,185.17
none none
none 2,769.50

State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Biiis Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other'
States ---------------------Certificates of Deposit for Bor.
rowed Money --------------Liability on Letters of Credit -

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

30,000.0(} none
6,000.00 4,649.94
none none none none
37,284.09 none
6,645.25 none none 57.17 none
4,000.00
none
19,786.51
none
none
none
none
none none none
1,727.28

Total----------------$ 110,150.24, Total--------------- ___ __$ 110,150.24

DEPARTMENT OF BANKING

389

STATEMENT Showing Condition of Business December 29, 1922
ot the

LOVEJOY BANKING CO. Lovejoy, G{a.

President, S. D. CRA \\'FORD

Vice President, J. W. FIELDS

Cashier, G. P. BOBB

R.b;SOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from othElr banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------.,..--------$

LIABILITIES:

43,172.21 i Capital Stock Paid in --------$
none Amounts reserved for branches 18,030.89 Surplus Fund -----------------
none Undivided Profits ------------Dividends Unpaid -------------
none Due to Banks in this State __ _ Due to Banks in other States__

none none 1,450.00 1,900.00 none
none
3,772.23

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Fun<ls on Deposit ______
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

188.691 1,617.01

State -----------------------Bills Payable to Banks in other

none
no~ne
nQDe 515.R4 837.66

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State -----------------------

none Xotes and Bills Rediscounted

165.96

with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowe<l Money --------------Liability on Letters of Credit

and Acceptances ------------

Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

71,650.49 ] Total --------------------------$

15,000.00 none
10,000.00 8,865.56 none none none none
18,429.72 none
9,398.71 none none
456.50 none
9,500.00 none
none
none
none
none
none
none none none
none
71,650.49

390

THIRD ANNUAL REPORT

STAT~

Showing Condition of Business December 29, 1922

of the

BANK OF LOUISVILLE Louisville, Ga.

President, W. L. PHILLIPS

Vice President, L. R. FAJUEH

Cashier, R. S. F AMER

RESOURCES:

LIABILITIES:

Time Loans and Dlscoun ts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in tbe Federal Heserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------DuSetaftreo_m___o_t_h_e_r__b__a_n_k_s__i_n_:__t_h_is_ Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) _________ _ Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

309,245.33 11,360.43 55,445.70 none
none
2,400.00 1,080.00 26,546.23
none 4,242.00
none
18,957.73
582.39 3, 736.31
15,871.00
none 10,820.83
1,135.25 none
36,500.00 83.68
none 52,478.13
550,485.01

Capital Stock Paid in ________$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------~----------------- $

25,000 ..00 15,000.00 40,000.00
1,054.00 80.77
34,508.65 30,500.00
none
120,418.86
none
55,105.88 7,584.48
39,575.39 766.62 none
40,000.00
7,000.00
none
none
none none none
ao,5oo.o
none none
22,000.00
550.485.01

DEPARTMENT OF BANKING

391

STATEMENT Showing Condition of Business December 29, 1922
ef the

FARMERS & MERCHANTS BANK Loganville, Ga.

Presidt>ut, L. 0. f>E:'\TOX

Vice Presidents, D. N. HODGES, W. S. CARTER

Cashier, W. S. McKIBBEN

RE:>OURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bbnds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from. other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total

46,573.94 none
25,938.10 2,350.00
none
none none 3,600.00 2,482.50 7,143.53
none
8,118.23
4,781.42 1,714.91
none
1,220.43 123.05 none none
none 96
40.00 5.47

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ------------..---Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Bani's in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

104,092.57 Total ----

25,000.00 none none
1,734.91 none
671.31 none none
36,851.80 none
14,858.84 none none
134.88 none
none
none
none
none
none
none
none
none none none
24,840.83
104,092.57

392

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

LOGANVILLE BANKING CO. Loganville, Ga.
President, A. M. BROOKS W. T. BROOKS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ - Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letter"
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

87,587.98 none
49,602.20 34,200.00
none
none 10,000.00
1,400.00 none
1,500.00
none
13,180.71
n.one 3,405.85
none
none none 1,082.80 none
none none
none none

Capital Stock Paid in---------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in otb.er States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------DetnJand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States -----~---------------
Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with othe.r Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
25,000.00 1,632.36 none none none none
50,517.57 none
89,790.44 none none 19.17 none
none
none
none
none
none
none
none
none none none
10,000.00

Total --------------------------$ 201,959.54 Total -------------------------- $ 201,959.54

DEPARTMENT OF BANKING

393

STATEMENT Showing Condition of Business December 29, 1922
of the

FARMERS & MERCHANTS BANK Lumber City; Ga.

President, R. H. HALL

Viee P1esident, E. T. DAVIS Cashier, 0. F. McEACHIN

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ------~-------------- Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checl<s for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

29,039.231 Capital Stock Paid in ________ $

6,256.03 Amounts reserved for branches

24,955.94 Surplus Fund ----------------none Undivided Profits -------------

Dividends Unpaid ------------none Due to Banks in this State ___

Due to Banks in ot11er States__

none Call Money -----------------none Individual Deposits Subject to

9,950.00

Check ----------------------

Demand Certificates of Deposit

5,076.59 Time Certificate of Deposit ---

Savings Deposits ------------none Trust Funds on Deposit ------

Cashier's Checks ------------20,517.17 Certified Checks --------------

Bills Payable to Banks in this

2,544.92 6,929.63

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

11,400.00
none none none 696.38
none none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in oth0r

none none

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above --------------------

117,365.89 Total ----------------------- $

15,000.00 none none
2,521. 70 none none none none
59,155.04 none
40,088.42 none none
600.73 none
none
none
none
none
none
none
none
none none none
none
117,365.89

394

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
or the

FARMERS STATE BANK Lumpkin, Ga.

President, E. L. CARTER

Vice President, W. G. WORTHINGTON Cashier, A. F. FORT, JR.

RESOURCES:

LIABILITIES:

-Time Loans and Discounts___ _
Demand Loans ---------------$
Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------'"------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due' from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

253,951.68
none
none
none none none 3,325.64 none
none
50,948.03
22,713.60 11,768.54
none
none 24,837.85
2,167.43 1,363.50
none 653.21
none 9,398.95

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00 none
7,500.00 5,900.21
none none none 15,000.00
210,719.92 none
99,743.28 8,664.39 none 1,026.63 none
5,000.00
none
12,500.00
none
none
none
none
none none none
74.00

Total --------------~--=-=--=--=-=--=$==3=81=,1=28=.4=3 ==To=t=al=-=--=-=--=--=-=--=--=--=-=--=--=-=--=-$===38=1,=12=8.=43=

DEPARTMENT OF BANKING

395

STATEMENT
of the

Showing Condition of Business December 29, 1922

LUTHERSVILLE BANKING CO. Luthersville, Ga.

President, J. 0. XORRIS

Viee President, JAMES W. TAYLOR Cashie1, M. C. COLLEY

RESOURCES: .

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds -.--------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State _______ _ Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

56,587.07 . Capital Stock Paid in --------$ 4,730.15 Amounts reserved for branches

25,480.45 Surplus Fund ----------------none Undivided Profits -------------

Dividends Unpaid ------------none Due to Banks in this State ___
Due to Banks in other States__

none Call Money -----------------680.~0 Individual Deposits Subject to

1,700.00

Check ----------------------

850.00 Demand Certificates of Deposit

5,000.00 Tinie Certificate of Deposit ___

Savings Deposits ------------none Trust Funds on Deposit ------

Cashier's Checks -------------

9,160.21 Certified Checks -------------Bills Payable to Banks in this

803.39 State -----------------------1,883.56' Bills Payable to Banks in other

States ---------------------54.48 Bills Payable to Federal Re-

none 1,627.12 1,4R5.04
none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted none with other Banks in other

none none

States ---------------------!2ertificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

25,000.00 none
28,000.00 1,641.46 none none none none
21,735.70 none
8,614.69 none none 33.65 none
4,000.00
none
none
none
3,876.00
none
none
none none none
17,119.97

110,021.47 Total ------- ------------------- $ 110,021.47

396

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF LYERLY Lylerly, Ga.

!resident, J. L. POLLOCK

Vice President, B. F. SHAMBLIN Cashier, H. S. CARSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ---------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures -------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total-----------------$

103,598.84 7,787.82 7,286.71 750.00
none
none none 2,122.24 2,501.61 none
none
none
13,872.09 6,713.97

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

none BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--

none none none none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none 1

State ----------------------Notes and Bills Rediscounted

26.07 with other Banks in other

States ---------------------none Certificates of Deposit for Bor-

3, 799.2'0

rowed Money ---------------

Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed -------------

I Other liabilities not included

above -----------------------

..

I

148,458.55 1 Total -------------------------- $

15,000.00 none
7,500.00 167.78 20.00 none none
5,000.00
53,316.56 none
55,012.77 none
3,542.49 248.95 none
none
5,000.00
none
none
3,650.00
none
J!One
none none none
none
148,458.55

OF DEPARTMENT

BANKING

397

STATEMENT Showing Condition of Business December 29, 1922

ot the

TOOMBS COUNTY BANK Lyons, Ga.

President, W. A. McXATT

Vice Pxesident, R. L. PAGB' Cashier, W. T. CHINA

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

107,560.14 26,357.00 24,734.14 none
none
none 450.00 9,100.00 2,500.00 4,887.79
none
J 9,617.48
ll,227.15 7.348.64
33,757.12
none none 657.74
27.9~
none 11.04
none 61.07

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit "'"-Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------- Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

30,000.00 none
7,000.00 4,362.11
none none none none
90,607.72 2,000.00
9l,R40.14 2,207.17
13,789.79. 1,390.36 none
none
none
none
none
none
none
none
none none none
none

Total ------------------------ $ 24~.197.29 Total ------------------------ $ 243,197.29

398

THIRD ANNpAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE BANK OF HENRY COUNTY McDonough, Ga.

President, P. W. PULLIN

Vice President, H. J. COPELA:~,jD

Cashier, E. W. COPELAND

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Res<Jrve
Bank ----------------------Due from Approv<Jd Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

105,727.25 17,721.57 69,249.25 none
none
2,400.00 1,080.00 3,606.45 5,849.45
none
10,993.45
none
none 1,759.91
18,377.47
1,001.04 none none
3,388.38 none 69.38
none 25.84
241,249.44

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

50,000.00 none
30,000.00 14,278.34
none 316.33
none none
62,063.59 none
25,623.05 none none 69.86 none
4,000.00
none
none
31!,898.27
none
16,000.00
none
none none none
none
241,249.44

DEPARTMENT OF BANKING

399

STATEMENT Showing Condition of Business December 29, 1922
ot the

FARMERS AND MERCHANTS BANK McDonough, Ga.

President, H. J. TURNER

Vice President, W. D. TARPLEY

Cashier, H. C. HIGHTOWER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

132,284.24 6,713.06
86,733.04 none
none
3,400.00 1,440.00 3,800.00 2,300.00
none
5,194.79
4,122.21
516.66 2,200.56
none
none 817.02
none 1,189.14
none none
none none

Capital Stock Paid in ------- $ Amounts reserved for branchee Surplus Fund ----------------"Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check --------------------Derrmnd Certificates of Deposit Time Certificate of Deposit __ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills P~able to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e-.-serve Bank -----------------
Notes imd Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted Swtiathte o__th__e_r___B_a_n__k_s_ _:i_n____t_h_is_
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities -..,ut included
above -----------------------

100,000.00 none
12,350.0 1,448.89
none none none none
49,727.93 none
20,835.8'1 none none
88o.9r none
none
10,000.00
none
55,467.111
none
none
none
none nene none
none

Total ------------------------- $ 250,710.72 Total ------------------------ $ 250,710.72

400

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

CITIZENS BANK OF McRAE McRae, Ga.

President, J. F. COOK

Viee Presidents, T. J. SMITH, E. D. GRAHAM Cashier, J. F. COOK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 120,161.47 Capital Stock Paid in -------- $ 50,000.00

Demand Loans ---------------

5,428.64 Amounts reserved for branches

none

Loans Secured by Real Estate_ 53,890.34 Surplus Fund ----------------- 24,404.15

United States Bonds ----------

none Undivided Profits -------------

8,060.68

Municipal, Drainage District

.Dividends Unpaid -------------

none

and State of Georgia Bonds__

none Due to Banks in this State ___

none

' Stock in the Federal Reserve

Due to Banks in other States_.:.

none

Bank -----------------------

none Call Money ------------------

none

Other Stocks and Bonds ------

3,900.00 Individual Deposits Subject to

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve

2,500.00 2,657.67 12,480.26
none
40,262.72

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits -----------Trust Funds on Deposit ------
Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this

95,501.64 none
82,897.46 none none
583.63 none

Agents out of this State ---Currency ---------------------Due from other ban::s in this
State -----------------------Due from other banks in ot:1cr
States ---------------------Advances on Cotton ----------Checks for Clearing f~ouce ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

2,586.07 11,273.60
none
none 4,457.79
128.34 522.69
none 44.02
1,153.95 none

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Dank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

none none none none
none
none none

and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

none none none
none

Total ----------------$ 261,447.56 'l'otal ---------------------$ 261,447.56

DEPARTMENT OF BANKING

401

STATEMENT Showing Condition of Business December 29, 1922

of the

THE MERCHANTS BANK McRae, Ga.

President, 0. F. McRAE

Vice President, C. A. RYALS Cashier, 0. F. McRAE

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ St<~ck in the Federal Reserve
Bank ----------------------Other Stocl<s and Bonds -----Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Heserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

113,366.10 9,876.93
87,560.00 27,650.00
none
none 2,010.00 7,000.00 3,000.00 16,569.46
none
23,817.90
1,912.04 8,563.22
none
none 31,662.19
1,440.25 968.19
none 326.74
1,272.20 none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits _____ :::______ _
Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in_ this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
15,000.00 5,677.17 none none none none
148,675.50 17,300.10 86,455.40 none none none 3,887.05
1o,ooo.oo
none
none
none
none
none
none
none none none
none

Total --------------------------$ 336,995.22 To~al -------------------------- ~ 336,995.22

402

THIRD ANNUAL REPORT

S'l'ATEMENT

Showing Condition of Business December 29, 1922

of the

MACON SAVINGS BANK Macon, Ga.

President, JESSE B. HART

Vice President, J. W. CANNO~

Cashier, M. SOLOMON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House, --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Res,erve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State, -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------- $

145,845.00 . Capital Stock Paid in --------$
15,842.48 Amounts reserved for branches
434,102.48 Surplus Fund -----------------
9,878.25 Undivided Profits -------------
Dividends Unpaid ------------none Due to Banks in this State
Due to Banks in other States__

none 7,464.29 37,600.00 1,111.50 11,906.74
none
58,604.83
14,793.59 10,757.88

Call Money -----------------Individual Deposits Subject to
Check ---------------------Deill<l.nd Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e-r-

States ---------------------none Bills Payable to Federal Re-

1,123.58 none none none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted none with other Banks in other

none

States ---------------------Certificates of Deposit for Bor-

none rowed Money ---------------

Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------

749,030.62 Total --------------------------$

50,000.00 none
75,000.00 49,020.95
none none none none
none 1,652.41 163,258.17 388,319.05
none 1,780.04
none
20,000.00
none
none
none
no1;1e
none
none
none none none
none
749,030.62

DEPARTMENT OF BANKING

403

STATEMENT Showing Condition of Business December 29, 1922
of the

THE GEORGIA BANKING CO. Macon, Ga.

President, R. \V. CROCKETT

Vice President, W. C. TURPIN, SR.

Cashier, W. E. BOZEMAN

RESOUROES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
"Cnited States Bonds ---------:\Iuni<l'ipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank ------------------'-----Due from Approved Reserve
Agents in this State -------Due from Approved Reserve ,
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State, -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

40,046.47 3,100.00 3,700.00
20,816.54
none
none none none 5,235.75 none
19,664.34
2,685.55
none 3,184.66

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r

none
none none 1,608.50 none

B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted none with other Banks in other

States ---------------------none Certificates of Deposit for Bor1,133.88 rowed Money ---------------
Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
I above -----------------------

Total -------------------------$ 101,175.69 Total __:________________________ $

50,000.00 none none none none
10,000.00 none none
25,047.73 none
5,700.00 10,422.96
none 11.00 none
none
none
none
none
none
none
none
none none none
none
101,175.69

404

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

MERCHANTS AND MECHANICS SAVINGS BANK Macon, Ga.

President, W. T. MORGAN

Vice President, W. A. TAYLOR

Cashier, T. W. HAWKES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
Scate -----~-----------------Due frorn other banks in other
Sta~es ---------------------Acivances on Cotton ----------C~lecks for Clearing House ___ _ Other checks and cash items __ Customers lia!Jilii.y on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------- $

68,117.40 800.00
115,982.29 12,900.00
none
none 1,155.00
none 186.55 219.67
none
none
1,524.11 13,606.22
9,819.13
none none 923.28 none
none none
none 28,700.00
253,933.65

Capital Stock Paid in -------- $ Amounts reserved for branches

Surplus Fund ----------------Undivided Profits -------------

Dividends Unpaid ------------Due to Banks in this State ___

Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to

Check ---------------------Demand Certificates of Deposit
Time Certificate of Deposit ___

Savings Deposits ------------Trust Funds on Deposit ------

Cashier's Certified

Checks Checks

--------~-----------------

Bills Payable to Banks in this

B iSl ltsa tPea-y-a-b-l-e- -t -o- -B-a-n- -k-s- i-n- -o- -t h- -e-r

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------- Notes and Bills Rediscounted
with other Banks in other

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total --------------------------$

25,000.00 none
15,000.00 4,085.06 none 2,175.12 none none
49,594.83
none 62,956.17 65,233.66
none 1,188.81
none
none
none
none
none
none
none
none none 28,700.00
none
253,933.65

DEPARTMENT OF BANKING

405

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF MADISON Madison, Ga..
President, LEE TRAMMELL Cashier, E. G. ATKINSO""

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- '!l

160,892.8811 Capital Stock Paid in ________ $ 100,000.00 19,080.51 Amounts reserved for branches

19,349.07 none
none
5,250.00 84,714.69

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to

75,000.00 872.25
170.00 none none none

7,500.00

Check ----------------------

2,008.00 Demand Certificates of Deposit

37,622.51 Time Certificate of Deposit ___

129,959.37 none
15,343.32

Savings Deposits ------------- 107,751.15

12,225.78 Trust Funds on Deposit ------

none

47,451.99
5,823.12 15,812.61

Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this -
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

784.93 none
none

none BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--

none

serve Bank ----------------none Notes and Bills Rediscounted

none

8,957.25 with Federal Reserve Bank_

none

865.08 Notes and Bills Rediscounted

759.16 with other Banks in this

State ----------------------none Notes and Bills Rediscounted

none

none with other Banks in other

States ---------------------none Certificates of Deposit for Bor-

none

1,568.37

rowed Money ---------------

Liability on Letters of credit

none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities not included

none

above -----------------------

none

429,881.02 Total -------------------------$ 429,881.02

406

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF MANCHESTER Manchester, Ga.

President, C. V. TRUITT

Vice President, J. S. PETER;:> Cashier, D. H. SMITH

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Est<tte_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve CuArrgeennctys o__u_t__o_f_t_h__is__S__ta__te__-_-.:_-__Due from other banks in t11is
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------'---------------- $

269,839.13 ' Capital Stock Paid in -------- $ 10,765.33 Amounts reserved for branches
none SurpluS' Fund ----------------none Undivided Profits -------------
Dividends Unpaid ------------none Due to Banks in this State ___
Due to Banks in other States__

none 900.00 9,908.75 .5,297.91 400.00
none
95,191.61

Call Money -----------------Individual Deposits Sufuject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

4,189.26 State -----------------------10,047.83 Bills Payable to Banks in other

none
none none none 1,611.76
none 651.68

B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ NOtes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in othe,r

States ---------------------none Certificates of Deposit for Bor-
5.00 rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
408,808.261 To:::v_~-~~~~~~~~~~~~~~~~~~~~~~~ ~

50,000.00 none
25,000.00 23,428.32
none none none none
169,024.45 none
47,959.97 63,018.26
5,109.88 1,545.84
297.49
none
none
none
none
none
none
none
none 1,000.00
none
22,424.05
408,808.26

DEPARTMENT OF BANKING

407

STATEMENT Showing Condition of Business December 29, 1922
ef the

THE STATE BANK Manchester, Ga.

President, W. E. SMITH

Vice President, J. W. PERRY Cashier, GEO. R. HELTON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 113,788.91

Demand Loans ---------------

475.00

Loans Secured by Real Estate_ 72,083.62

United States Bonds ----------

none

Municipal, Drainage District t"l: _ii" jl .;

and State of Georgia Bonds__ none

Stock in the Federal Reserve

Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____
Due from Federal Reserve

none
100.00 3,107.05 3,500.00 8,255.36

Bank ----------------------Due from Approved Reserve

llQlll~

Agents in this State -------Due from Approved Reserve

3,146.55

Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__

143.01 3,742.24
none
none none 531.00 none

Customers liability on letters of credit and acceptances --
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

none 6.70
none 2,900.70

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates. of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

16,000.00 none
4,000.00 1,270.71
none none none none
135,093.93 none
14,166.43 24,401.87
none 878.83
none
12,500.00
none
none
none
none
3,468.37
none
none none' none
none

Total -----------------=--= ---=--= $ =21=1,7=80= .14=T=ot=al=--= ---= ---=--= ---=--= ---= ---=--= --$=~21~ 1,7~ 80.~ 14

403

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF MANSFIELD Mansfield, Ga.

President, J. M. HURST

Yiee President, E. L. ALMAND

Cashier, JOE S. MeGAR!'I'Y

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------::\Iunicipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

78,094.2~
none
25,800.56
none none none
2,000.00 1,800.00 3,112.50
none
10,573.29
none
8,081.68 none
none
399.68
none
698.09
none none none
600.00
126,160.0:1

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ______.:._________ _
Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o-B--a-n-k--s-i-n--o-t-h-e-r-
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 noue
none
13,054.01
none none none none
8,236.41
none
58,645.93
none none
1,187.28
none
19,936.40
none
none
none
none
none
none
none none none
1,000.00
126,160.03

DEPARTMENT OF BANKING

409

STATEMENT Showing Condition of Business December 29, 1922
of the

MERCHANTS & FARMERS BANK Marietta, Ga.

President, R. E. Br'fLER

Virp l'r<'sidents, R. A. HlLL, E. R. HUNT

Cashier, \\". E. SCHILI,T='TG

RES9URCES:
-------~
Time Loans and Discounts____ $ Demand Loans -------------~ _ Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------c;H:cks for Clearing House ---Other checks and cash item~- Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

166,580.41 42,760.09 39,216.39 none
none
none 4,975.00
none 4,746.33 5,439.46
none
55,372.13
28,350.73 8,481.09
325.05
none none U,2R5.50
~fl.50
none none
none 218.69

LIABILITIES:
Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit ______
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
B iSl ltsa tPea-y-a-b-l-e- -t -o- -B-a-n- -k-s-i-n- -o-t-h-e- r-
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R~-e-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included.
above -----------------------

50,000.00 none
5,000.00 7,023.85
none none none none
247,216.67 none
76'0.00 39,243.05
none 493.80
none
none
20,000.00
none
none
none
none
none
none none none
none

Total ------------------------- 'i :;Gn, 7'\7.n7 Total --------------------------$ H69, 737.37

410

THIRD ANNUAL REPORT

STATEMENT

of the

Showing Condition of Business December 29, 1922

THE CITIZENS BANK Marsha.llvi:lle, Ga.

!'"resident, J. W. FREDERIOH

Vice President, I. F. MURPH

Cashier, C. C. HASLAM

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States' ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

64,534.22 250.00
41,752.47 21, 400.00
none
none none
4,800.00 2, 700.00
none
none
65,507.08
15.58R.56 8,061.68
none
none none 2fl0.83 4,6BfJ.59
none none
none none
229,519.38

Capital Stock Pa{d in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes ani! Bills Reiliscounteil
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
ani! Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ---~-------- Other liabilities not included
above ----------------------
Total ----------------------- ~

18,000.00 none
30,000.00 16,620.66
none none none none
130,424.44 none 60.00
24,814.28
none
GOO.OO none
none
none
none
none
none
none
none
none none none
nont~
229,519.38

DEPARTMENT OF BANKING

411

STATEMENT

Showing Condition of Business December 29, 1922 of the

GEORGIA BANKING CO. Marshallville, Ga.

President, J. C'. WALKER

Viee President, T. S. TAYLOR

Cashier, H. DEAN WAGONER

RESOURCES:

LiABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

72,985.38 5,076.00
14,760.00 7,500.00
none

Capital Stock Paid in --------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__

none none 2,462.96 2,213.15 none
none
19,074.03

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks --------~---- Bills Payable to Banks in this

5,472.77 State -----------------------4,963.98 Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

serve Bank ----------------none Notes and Bills Rediscounted

none with Federal Reserve Bank_

3,407.66 Notes and Bills Rediscounted

none with other Banks in this

1

none

I

State ----------------------Notes and Bills Rediscounted

none with other Banks in other

none 4.22

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed -------------
I Other liabilities not included
above -----------------------

137,920.151 Total

_______ $

30,000.00 none
6,000.00 5,243.78
none none none none
52,872.71 none none
23,416.42 none
373.24 none
20,000.00
none
none
none
none
none
none none none
14.00
137,920,15

412

THIRD ANNUAL REPORT

STA'fEMENT Showing Condition of Business December 29, 1922
of the

BANK OF MARTIN Martin, Ga.

Presilleut, W. A. MITCHELL

Vice Presillent, GEO. N. STOVALI~

Cashier, P. D. LANDRUM

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents irr this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------;,;

LIABILITIES:

51,508.:::16 6,077.44
none none
none
none 270.00
none 1,310.04 2,085.93
none
13,373.51
1,392.9D 1,285.44
none
none none none 781.73
none 92.71
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in thfs State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State _____________:.________ _
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

78,178.15 Total ------------------------- $

15,300.00 none
5,000.00 238.93 none none none none
46,247.73 none
11,328.60 none none 62.89 none
none
none
none
none
none
none
none
none none none
none 78,178.15

DEPARTMENT OF BANKING

413

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF MAXEYS Maxeys, Ga.
President, W. T. BRIGHTWELL Cashier, GEO. P. BELL

RESOURCES:
Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents -in this State -------Due from Approved Reserve
Agents out of this State ___ _ CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

LIABILITIES:

58,617.51
none
1,273.75 none
none
700.00
none
1,825.00
none
none
3,352.05
2,494.23 1,459.13
none
none none none
85.35
none 38.4{)
none
374.35

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit ______
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonas Borrowed ------------Other liabilities not included
above ----------------------

70,219.77 Total --------------------------$

15,000.00 none
10,000.00 949.39
none none none none
15,404.73
14,049.47 none
none
8.90
none
3,000.00
3,000.00
8,807.28
none
none
none
none
none none none none
70,219.77

414

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

CITIZENS BANK Maxeys, Ga.

President, S. D. DURHAM

Vice President, H. G. MAXEY Cashier, F. L. SPARKS

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

LIABILITIES:

63,564.14 351.13 800.85 none
none
none none 1,601.60 2,006.65 6.348.84
none
907.63
906.53 619.80
none
none none 53.55 34.00
none none,
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for l'nterest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

76,294.72 1 Total --------------------------$

15,000.00 none
3,000.00 5,230.08
none none none none
7,829.87
12,681.61
none none none none
none
13,690.97
none
none
none
none
none
none none none
18,862.19
76,294.72

DEPARTMENT OF BANKING

415

STATEMENT Showing Condition of Business December 29, 1922
of the

MAYSVILLE BANK Maysville, Ga.

President, J. M. EBERHART

Vice President, G. 0. CASTELLAW

Cashier, M. .A!. THOMPSON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due fJ>Om Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States. --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdratts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
- - - - - $ Total -----------

LIABILITIES:

56,894.67 440.90
7,355.56 none
none
none none
~.8oo.oo
2,314.44 200.00
none
2, 738.92
none 1,678.71
none
11,254.40 781.23 51.50
none 1,497.93
7,038.93

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
abo,re -----------------------

96,047.19 Total ------------------------- $

15,00.00 none none none none none none
55,000.00
10,573.62 none
12,211.51 262.06 none none none
none
3,000.00
none
none
none
none
none
none none none
none
96,04 7.19

416

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF MEANSVILLE Meansville, Ga.

President, U. L. TAYLOR

Vice Presitlent, J. W. HOLLOWAY

Cashier, H. G. LANGFORD

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------M.unicipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ------------~---------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

LIABILITIES:

48,767.891 Capital Stock Paid in -------- $ none Amounts reserved for branches
21.228.89 Surplus Fund ----------------50.00 Undivided Profits -------~.,!___ _
Dividends Unpaid ------------none Due to Banks in this State ___
Due to Banks in other States__

none none 1,750.00 2,250.00 none
none
6,362.64

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this

5,085.44 2,671.99

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

none
none 3,679.87
none
224.90
none none

B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-117.13 rowed Money ---------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

91,188.75 Total --------------------------$

21,540.00 none
10,000.00 3,433.36 none none none none
23,959.06 none
32,034.63 none none
221.70 none
Tit)rte
none
none
none
none
none
none
none none none
none
91,188.75

DEPARTMENT OF BANKING

417

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF MEIGS Meigs, Ga.

President, J. N. CARTER

Vice President, M. WILKES

Cashier, DUNCAN BICKLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts:___ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds----------Municipal, Drainage- District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Resa.rve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ---------~Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------$

121,946.26 1,140.95
76,860.17 3,300.00
none
none 900.00 5,725.00 1,622.76
none
none
29,303.14 none
16,606.79 6,550.18
none
none none 255.85 122.45
589.31 35.46
none none
264,958.32

Capital Stock Paid in ________ $ Amount!! reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in thrs
State -----------------------Bills Payable to Banks in other
States --------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t -f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------- -$

100,000.00 none
20,000.00 258.92 33.00 none none none
83,617.37 none
48,527.40 none
6,415.23 2,218.09
none
none
none
nene
none
none
none
none
589.31 none
3,300.00
none
264,958.32

418

THIRD ANNUAL REPORT

STATEMENT

SJI.owing Condition of Business December 29, 1922

ot the

BANK OF MENLO Menlo, Ga.

President, J. C. CHAMBLER

Vice President, 0. D. WYAT'r

Cashier, HUGH McGUKIN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

122,758.86 none none none
none
none 3,000.00 2,500.00 2,625.00
none
none
none
4,255.54 5,575.08
none
none none none none
none 380.07
none 3,692.66

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

144,787.21 Total --------------------------$

15,000.00 none
3,000.00 5,444.50
none none none 9,000.00
47,183.38 none
44,665.79 none none none
413.54
none
none
none
none
none
2,080.00
none
none none none
18,000.00
144,787.21

DEPARTMENT OF BANKING

419

STATEMENT Showing Condition of Business December 29, 1922
of the

COMMERCIAL BANK Metcalfe, Ga.

President, J. W. HORNE

Vice Presidents, H. C. COPELAND, G. F. HICKS

Cashier, J. TRUMAN HOLLAND

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------~----- Furniture and Fixtur-es ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

34,094.89 1,750.00 8,443.85 none none
none none 1,227.76 938.95 none none
15,931.48
578.85 1,998.84
none
none none none none
none none none 25,000.00
89,964.62

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ---------~--Trust Funds on Deposit _____ _
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ____________ :._____________ $

15,000.00 none
7,500.00 1,637.64
none none none none
50,436.03 none
1,351.25 14,002.14
none none 37.56
none
none
none
none
none
none
none
none none none
none
89,964.62

420

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF METTER Metter, Ga.

President, W. D. KENNEDY

Vice President, J. T. TRAPNELL

Cashier, L. H. SEWELL

RJIISOUROE:S:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included abGve
Total -------------------$

204,413.18 750.00
24,342.50 1,100.00
none
none
4,015.00 19,000.00
7,000.58 2,836.60
none
12,657.36
5,015.38 11,247.87
none
none
23,174.11 2,170.43 58.66
none 38.00
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and B!Hs Rediscounted
with other Banks in this
State ----------------------Xot-es and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

317,819.671 Total --------------------------$

25,000.00
none
25,000.00 11,954.31
none 2,000.00 21,000.00
none
114,878.11
none
107,899.93 none none none
1,687.32
none
none
none
none
7,800.00
none
none
none none
600.00
none
317,819.67

DEPARTMENT OF BANKING

421

STATEMENT BhowiDg Condition of Business December 29, 1922

of the

BANK OF CANDLER COUNTY
Metter, Ga.

P1esiclent, GEO. L. WILLIAMS

Vice President, J. L. NEVIL

Cashier, P. Q. Collins

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------------~ Loans Secured by Real Estate_ "United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from othHr banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

73,328.36 none
2, 722.50 none
none
7 50.00 none none
8,041.34 none
3,248.13
5,962.15
non~
5,280.84
none
none 4,892.66
981.09 14.35
none none
none none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Chooks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none none
4,311.46 none none none none
36,656.57 none
6,409.68 22,873.76
none 2,161.92
none
none
none
none
nonf
none
none
none
none 7,808.03
none
none

'Botal -------------- $ 105,221.42 Total -------------------------- $ 105,221.42

422

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

President, A. J. BIRD

THE CITIZENS BANK Metter, Ga.
Vice Presidents, GED. VV. WATSON, W. E. SIMMON.:>
Cashier, C. G McLEAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____.$
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

90,455.94 697.95
54,700.94 200.00
none
1,500.00 675.00
19,271.02 3,852.34 7,062.89
5,814.94
8,890.17
none 4,001.80
none
none none 604.20 none
none none
1,362.62 119.21

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Lett&rs of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

30,000.00 none
20,000.00 8,118.43 none none none none
54,183.73 none
45,690.82 none none
906.62 none
10,000.00
none
none
30,309.42
none
none
none
none none none
none

Total ------------------------- $ 199,209.02 Total --------------------------$ 199,209.02

DEPARTMENT OF BANKING

423

STATEMENT Showing Condition of Business December 29, 1~2
of the

BANK OF MIDVILLE Midville, Ga.

President, L V. BENTO)l"

Vice President, R. M. MUIWHREE

Cashier, H. H. WILBURN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

34,479.04 4, 760.00
18,589.79 none
none none none
1,500,00 none
4,500.00
none
11,775.16
9,721.47 5,136.07
none
none
37,441.42 1,225.28 449.99
none
4,526.62
251.65
none
134,356.49

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States_.:.
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------$

25,000.00 none
10,000.00 13,640.49
610.00 none
none none
50,974.24 7,000.00
22,776.23 none none
4,355.53 none
none
none
none
none
none
none
none
none none none
none
134,356.49

424

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

F.ARl.VJE.RiS & MERCHANTS BANK Midville, Ga.

President, W. A. LAW

Vice President, S. A. JONES Cashier, J. B. THUR.MAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------*

41,643.02 459.55 none none
none
none none 5,000.00 3,500.00 9,658.78
none
12,834.08
5,601.61 4,690.68
11,000.00
4,000.00 1,559.29
305.66 none
none 894.65
none 8,515.46
104.662.78

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banl<s in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Lette'rs of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

15,000.00 none
10,000.00 3,378.12 16.00 none none none
43,050.99 none
32,821.61 none none
396.06 none
none
none
none
none
none
none
none
none none none
none
104,662.78

DEPARTMENT OF BANKING

425

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF MILAN Milan, Ga.
President, L. 0. BENTON Cashier, R. G. CHAMBERS

Vice President, M:. COOK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------$

60,804.49 7,569.87 none none
none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

none 14,000.00 11,564.00
2,800.00 2,000.00
none
32,461.62
16,658.59 6,326.54

Call Money -----------------Individual Deposits Subject to
Check ---------------------DeimJ.nd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

none 9,244.61
477.74 306.5i

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted none with other Banks in other

351.64 none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not inc!uded

above ----------------------

I 164,565.61 Total --------------------------$

30,000.00 none
6,000.00 1,434.61
none none none none
64,332.19 none
56,251.07 none
6,176.44 371.30 none
none
none
none
none
none
none
none
none none none
none
164,565.61

426

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

President, JOHN CONN

EXCHANGE BANK Milledg~ville, Ga.
Vice President,H. D. ALLEN Cashier, 0. WARTON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

252,584.39 32,076.27
125,000.00 12,450.00
none
none 4,000.00
none 4,435.03 3,969.59
none
25,210.73
12,667.15 8,992.82 none
none 917.45 2,141.22
27.33 none 6,373.52
224.28 27,428.10
518,497.88

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -----------------------$

75,000.00 50,000.00
none 28,972.81
714.00 none none none
151,765.76 none none
209,700.73 none
655.46 152.73
none
none
none
none
none
none
none
none none none
1,536.34
518,497.88

DEPARTMENT OF BANKING

427

STATEMENT Showing Condition of Business December 29, 1922
of the

MERCHANTS & FARMERS BANK Milledgeville, Ga.

President, JNO. T. ALLEN

Cashier, L. 0. HALL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans ------------- Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved ReserYe
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in tllis
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

254,386.75 4,775.69
111,000.00 none
none
none none none 2,906.\il 5,286.60
15,359.28
5,868.63
1,846.84 6,062.48
none
none none 1,306.00 156.01
none 668.90
none none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------~ Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------- Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

80,000.00
none
80,000.00 42,406.07
none none none none
206,983.90 none 57.00 none none none
177.12
none
none
DODI:!
none
ndne
none
none
none none none
none

Total --------------------------$ 409,624.09 Total -----------------------$ 409,624.09

.

428

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE MILLEDGEVILLE BANKING COMPANY Milledgevillle, Ga.

President, MILLER S. BELL

Vice President, D. S. SANFORD

Cashier, CHAS. M. DAVIS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------$

391,357.66 87,324.26 none 15,800.00
5,000.00
none none 7,807.39 none 950.00
none
163,914.11
25,489.81 18,533.04
283.30 none none
1,596.41 none
none 705.45
none 834.00
719,595.43

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other States -----------~--------- Certificates of Deposit for Borrowed Money --------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

50,000.00 none
100,000.00 42,199.02 574.00 none none none
516,650.91
none
none none 2,224.96 none
none
none
none
none
none
none
none
none none none
7,946.54
719,595.43

DEPARTMENT OF BANKING

429

STATEMENT Showing Condition at Close of Busin!)ss December 29, 1922

BANK OF MILLEN Millen, Ga.
President, J. P. APPLEWHITE Vice Presidents, R. G. DANIEL, I. 0. PARKER Cashier, J. F. BATES

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other AdSvtaantecses -o-n--C--o-t-to--n--__-_--.:._-_-_-_-_-_--_ Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
- - - - $ Total ------------

145,537.68 5,718.32
61,139.02 42,745.00
none
3,000.00 675.00
20,563.75 11,755.39
none
32,920.40
100,094.51
27,760.82 18,209.20
none
none 36,683.41
3,876.01 none
none none
none none
510,678.51

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable tG Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances _______:____ _
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total -------------------------- $

50,000.00 none
50,000.00 9,494.06 none none none none
243,329.68 36,880.29 none
114,400.12 none
2,139.77 none
none
none
none
none
none
none
none
nona 4,434.59
none
none
510,678.51

430

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE FARMERS BANK Milner, Ga.

President, L. 0. BENTON

Vice President, S. J. CHILDERS

Cashier, G. P. WHEELERS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from othe,r banks in this
State -----------------------Due from other banks in other
States' ---------------------Advances on Cotton -~--------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Otil& assets not included above
Total -------------------$

85,723.62 586.10
21,931.96 none
none
none 225.00 1,600.00 1,832.00
none
3,311.68
143.62
none 1,580.99
210.56
none none 211.75 156.76
none 87.81
none 5,591.21
123,193.06

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks __.:.__________ _
Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------ $

25,000.00 none
5,000.00 none none none none none
27,285.76 none
24,560.02 none none 69.68 none
9,000.00
none
28,256.01
none
1,399.35
none
none
none none none
2,622.24
123,193.06

DEPARTMENT OF BANKING

431

STATEMEN'l' Showing Condition of Business December 29, 1922
of the

FARMERS AND MERCHANTS BANK Milltown, Ga.

President, M. C. LEE

Vice Presidents, R. L. iPATTON, W. L. MILLER Cashier, W. C. BANKS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Fe.dera.l Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

200,786.96 none none none
none
none 3,000.00 2,167.00 3,947.49 8,850.01
none
10,406.84
13,352.79 4,556.27
5,000.00 none
7,384.10 none
390.57
none none
none 6,783.13
266,625.16

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -------~---- DividenP,s Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
sene Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ---------------------- $

25,000.00 none
525.45 2,381.10
30,00 none none none
35,726.06 none
183,784.49 560.00 none 959.62 none
17,500.00
none
none
none
none
none
none
none none none
158.44
266,625.16

432

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF MOLENA Molena, Ga.

President, Z. LAWRENCE

Vice President, W. 0. JORDAN Cashier, J. C. WILKES

- - - - - - - - - - - - - - R E S O U R C E S :

LIABILITIES:

----------~-----------------------------

Time Loans and Discounts____ $ 31,954.79 Capital Stock Paid in ________ $ 15,000.00

Demand Loans --------------Loans Secured by Real Estate_

335.00 Amounts reserved for branches 18,171.46 Surplus Fund -----------------

none 3,000.00

United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _

none
none
none 4,725.00

Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to

2,779.00 8.00
none none 4,000.00

Banking House ---------------
Furniture and Fixtures ------Other Real Estate Owned ____ _

1,693.90

Check ----------------------

2,209.28 Demand Certificates of Deposit

none Time Certificate of Deposit ---

34,268.42 none
20,888.95

Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances --

none
2,351.09
1,350.57 2,282.00
205.91
none 9,845.91
12H.67 1,160.56
none

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted

none none 138.05 none
none none
none none
none

Overdrafts-(if any) ----------

100.68 with other Banks in other

Advances on commodities other
than cotton ----------------Other assets not included above

none 3,572.60

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

none none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities not included

none

above ---------------------..:...

none

Total ------------------------- $ 80,082.42 Total -------------------------- $ 80,082.42

DEPARTMENT OF BANKING

433

STATEMENT
Showing Condition of Business December 29, 1922 ot the

BANK OF MONROE Monroe, Ga.

President, B. S. WALKER

Vice President, J. R. RADFORD

Cashier, J. R. RADFORD

RESOURCES:

LIABILIT LES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

297,290.37 5,636.98
268,088.36 3,444.00
none
11,250.00 300.00 none
2,500.00 3,842.25
37,147.24
25,180.65
5,846.65 7,110.13
none
none 45,002.80
3,388.62 129.62
none none
none 41,300.00

Capital Stock Paid in ________$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

300,000.00 none
75,000.00 4,019.96 363.00 none none none
204,909.64 . 39,427.49
40,923.09 none
39,308.54 2,440.53 U.07
I
none
none
none
none
none
none
none
none 9, 729.52
none
41,323.83

Tetal ------------------------- $ 757,457.67 Total --------------------------$ 757,457.67

434

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE FA.RMERS BANK Monroe, Ga.
President, J. M. NOWELL Vice Presidents, H. M. ARNOLD, A. B. MOBLEY Cashier, C. R. BRADFORD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank -------'---------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

132,788.34 5,976.92
91,247.88 107,700.00
none
5,400.00 none none
4,347.50 13,921.95
38,319.82
43,306.88
32,405.80 8,366.16
none
none 3,774.78
14.27 341.09
none none
none 41,529.46

Capital Stock Paid in --------$
Amounts reserved for branches surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Cb.ecks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-~-s--i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

150,000.00 none
30,000.00 9,473.15 none none none none
234,519.17 152.78
54,026.89 9,668.93 none 2,265.68 184.25
none
none
none
none
none
none
none
none none none
39,150.00

Total ------------------------ $ 529,440.85 Total -------------------------- $ 529,440.85

DEPARTMENT OF BANKING

435

STATEMENT Showing Condition of Business December 29, 1922
of the

UNION BANKING CO. Monroe, Ga.

President, J. E. WRIGHT

Vice President, W. K. SWANN Cashier, H. D. SPIVEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House ------------~-Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

108,504.58 1,il36.07
54,008.37 none
none
2,400.00 none
4,500.00 3,500.00
none
7,523.56
5,823.57
6,071.47 2,038.45
none
none none 124.07 420.00
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
-Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

196,250.14 Total ----------------------$

60,000.00 none
20,000.00 7,430.47 none 2,500.00 none none
56,551.11 none
20,464.80 none none
1,648.11 1,000.00
none
none
26,655.65
none
none
none
none
none none none
none
196,250.14

436

THIRD ANNUAL REPORT

STATEMENT

ShoWing Condition of Business December 29, 1922

of the

JASPER COUNTY BANK Monticello, Ga.

President, H. P. BENTON

Vice President, J. T. BENTON

Cashier, G. W. CORNWELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

87,997.44 8, 794.97
22,858.63 none
none none 675.00 2,800.00 2,964.58 5,423.66
none
65,703.03
27,731.90 11,490.65
1,750.00
none none 550.20 26.50
none 365.15
none 1,714.52
240,846.23

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
25,000.00 8,784.97 none none none none
126,953.93 none
53,247.33 none none
1,860.00 none
none
none
none
none
none
none
none
none none none
none
240,846.211

DEPARTMENT OF BANKING

437

STATEMENT of the

Showing Condition of Business December 29, 1922

MONTROSE BANKING COMPANY Montrose, Ga.

President, G. N. ROSS

Vice President, W. G. THOMPSON Cashier, W1 S. WILLIAMS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Mun'cipal, Drainage Districf!
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States' ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities' other
than cotton ----------------Other assets not included above
Total ------------------------ $

20,545.59 150.00 none none
none
none 225.00 2,500.00 2,487.55
none
none
6,321.85
3,627.17 1,715.70
32.24
none none none 975.50
none 25.24
none none

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Sayings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thi's
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -~----- ---------------

38,605.85 Total ------------------------$

15,000.00 none none
713.91 none none none none
15,178.25 none
2,5~5.50
none none 240.83 none
none
none
4,877.36
none
_none
none
none
none none none
none
38,65.85

438

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

President, J. P. CAMP

MOR:E;LAND BANKING CO. Moreland, Ga.
Vice President, E'. M. CAMP Cashier, D. C. OWEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State. -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

95,428.76 631.86
15,749.92 none
none
none none none 664.40 none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

Savings Deposits ------------none Trust Funds on Deposit ------

Cashier's Checks -------------

6,849.01 .. Certified Checks --------------

Bills Payable to Banks in this

2,684.21 1,653.56

1
1

State -----------------------Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

none none none none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 5,224.25 with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not inc!uded

above -----------------------

128,885.97 . Total --------------------------$

25,000.00
5,000.00 16,512.76
none none none none
28,645.04 none
6,086.77 none none
1,047.30 none
18,814.46
5,000.00
22,779.64
none
none
none
none
none none none
none
128,885.97

DEPARTMENT OF BANKING

439

STATEMENT

of the

Showing Condition of Business December 29, 1922

BANK OF MORGAN
Morgan, Ga.

President, S. L. MONROE

Cashier, Z. T. ROBI~S

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------- $

34,968.75
18,585.11 none
none
none 2,364.00 3,428.00 2,209.40 2,504.18
none
11,324.34
230.68 3,125.48
none
none 233.87
none 208.47
none 1,035.05
55.87 none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-le---t-o--F--e-d-e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

80,273.20 Total ------------------------ $

20,000.00 none none none none none none none
47,435.26 none
3,714.41 none none
123.53 none
9,000.00 none none
none
none
none
none
none
none none none
none
80,273.20

440

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ot the

THE CITIZENS BANK Moultrie, Ga..
President, W. H. BARBER Vice Presidents, D. A. AUTREY, P. M. MORRISON Cashier, W S. STOKES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _

1
775,539.481

Capital

Stock

Paid

in

--------$

31,825.60 Amounts reserved for branches

3oo,ooo.oo I Surplus Fund -----------------

21.000.00 I Undivided Profits -------------
Dividends Unpaid ------------none Due to Banks in this State __ _
Due to Banks in other States__

none Call Money ----------------~

5,037.50 Individual Deposits Subject to

none Check ---------------------9,000.00 Demand Certificates of Deposit

35,494.91 Time Certificate of Deposit ___

100,000.00
100,000.00 41.044.22 none 24,004.07 none none
467,008.58 UO,ll8.56
33,611.68

Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __

Savings Deposits ------------none) Trust Funds on Deposit ------
Cashier's Checks ------------112,294.62 Certified Checks --------------
Bills Payable to Banks in this 31,486.32 State -----------------------27,600.28 Bills Payable to Banks in other
I States ----------------------
none Bills Payable to Federal Reserve Bank -~--------------
2,287.84 Notes and Bills Rediscounted 4,224.30 with Federal Reserve Bank_
none Notes and Bills Rediscounted none with other Banks in this
State ----------------------none Notes and Bills Rediscounted

none none 2,563.61 100.24 20,000.00
85,000.00 none none
26,000.00

Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

854.42
6,250.71 846.00

with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit

none none

and Acceptances -----------Reserve for Interest and Taxes

none 25,000.00

Bonds Borrowed ------------Other liabilities not included

21,000.00

above -----------------------

8,211.02

Total --------------------------$ 1,363,741.98 I Total --------------------------$ 1,363,741.98

DEPARTMENT OF BANKING

441

STATEMENT Showing Condition of Business December 29, 1922
ot the

MOULTRIE BANKING COMPANY Moultrie, Ga..

President, W. C. VEREEN

Vice Presidents, F. R. PIDCOCK, G. F. TAYLOR Cashier, M. L. LEE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 1,516,565.00

Demand Loans ------------- Loans Secured by Real Estate_

36,051.70

United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__
Stock in the Federal Reserve

none none

Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Apprqved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other

none
none 21,412.59 20,030.79
none
59,652.84
47,877.48 36,183.33
1,845.84
none 73,746.87
8,527.88 none
none 3,569.90

than cotton ----------------Other assets not included above

none none

Total -------------------------$ 1,826,319.22

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------DetmJ.nd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------~eserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

200,000.00 none
225,000.00 66,765.78 none none none none
714,593.51 4,302.50
574,061.81 41,495.62 none none 100.00
none
none
none
none
none
none
none
none none none
none

Total --------------------------$ 1,826,319.22

442

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF MT. AIRY Mt. Airy, Ga.

President, C. GUSHA:N

Vice President, A. L. KENLSEY Cashier, R. F. PAYNE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from. Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any)_ ---------Advances on commodities other
than cotton ----------------Other assets not included above-
Total ------------------------ $

25,027.20 Capital Stock Paid in --------$ none I Amounts reserved for branches
5,122.00 Surplus Fund ----------------none Undivided Profits ------------Dividends Unpaid ------------..none Due to Banks in this State __ _ Due to Banks in other States__

none Call Money -----------------none Individual Deposits Subject to

2,017.77 2,070.00
none
none
2,407.56

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

none 1,590.11

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

none
none none none 483.01
none none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

States ---------------------none Certificates of Deposit for Bor-

631.01 rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

39,348.66 Total --------------------------$

15,000.00 none none none none none none none
10,189.82 none
14,033.07 none none none
125.77
none
none
none
none
none
none
none
none none none
none
39,348.66

DEPARTMENT OF BANKING

443

Report of

MOUNT VERNON BANK, MOUNT VERNON, GA. AND ITS BRANCHES (Consolidated)
Showing Condition of Business December 29, 1922

As Called for by the Superintendent of Banks

!>resident, WILLIE T. McARTHUR

Vice President, D. A. McRAE

Cashier, W. A. PETERSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Reai Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

81,738.78 5,477.50
51,522.81 22,150.00
none
none none 4,300.90 1,333.18 2,618.97
none
88,120.59
9,665.96 6,402.83
none
none none none none
none 36.15
27.70 15,000.00
288,395.37

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

15,000.00 15,000.00 25,000.00
8,057.09 none none none none
70,647.30 31,067.50 77,201.86 25,034.38 20,983.88
403.36 none
none
none
none
none
none
none
none
none none none
none
288,395.37

444

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

THE FIRST BANK OF NASHVILLE Nashville, Ga.

President, L. A. CARTER

Vice President, A. W. P ATTERSO~

Cashier, J. W. E. POWELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans' Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State, -----------------------Due from other banks in other
States' ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- ffi

248,517.491 Capital Stock Paid in -------- $ 6,507.74 Amounts reserved for branches
42,047.83 Surplus Fund ----------------none Undivided Profits ------------Dividends Unpaid ------------none Due to Bal}ks in this State __ _ Due to Banks in other States__
none Call Money -----------------455.33 Individual Deposits Subject to 2,740.73 Check ---------------------5,403.48 Demand Certificates of Deposit 5,308.84 Time Certificate of Deposit ___

none
76,505.60
9,418.49 9,542.98

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
B iSl ltsa tPea-y-a-b-l-e- -t -o- -B-a-n- -k-s-i-n- -o- t-h- e- -r

none
none 54,323.30
4, 702.23 81.50
none 1, 729.62

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

2,496.82 1,600.00

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

471,381.98 i Total --------------------------$

25,000.00 none
25,000.00 9,939.55 92.00 none none none
107,725.49
268,246.48 none
31,357.29 3,830.93 none
none
none
none
none
none
none
none
none 190.24
none
none
471,381.98

DEPARTMENT OF BANKING

445

STATEMENT Showing Condition of Business December 29, 1922
of the

THE FARMERS BANK Naylor, Ga.
President, J. P. CARTER Vice Presidents, 0. F. WETHERINGTON, PERRYMAN CARTER, G. J. ROBINSON Cashier, H. D. ROBINSON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real- Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

LIABILITIES:

39,466.89
none 2,000.00
none
none none 1,606.88 2,040.95 244.21
none
22,521.25
1,284.37 1,954.88
none
none none 262.17 none
none 657.34
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ________:.__:___
Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

72,038.94 Total ------------------------- $

15,000.00 none
3,000.00 8,659.08
none none none none
12,453.89 none
32,678.32 none none
247.65 none
none
none
none
none
Hone
none
none
none none none
none
72,038.94

446

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF NEWBORN Newborn, Ga.

President, L. 0. BENTON

Vice 1Presidents, G. H. DAVIS, J. M. LOYD Cashier, R. T. SIMS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks anll Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities othet"
than cotton ----------------Other assets not included above

89,6oo.oo 1 Capital Stock Paid in --------' 2,528.551 Amounts reserved for branches
80,006.76 Surplus Fund -----------------
none Undivided Profits ------------Dividends Unpaid -----------~-
none Due to Banks in this State ___ Due to Banks in other States__

none Call Money -----------------none Individual Deposits Subject to

1,400.00

Check ---------------------

1,900.00 Demand Certificates of Deposit

none Time Certificate of Deposit ---

Savings Deposits ------------none Tt"ust Funds on Deposit _____ _

1,727.01
86.52 1,973.81

Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
B iSl ltsa tPea-y-a-b-l-e- -t-o- -B-a-n- -k-s- -i n- -o- -t h- -e-r

none
none none none none
none none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none 25.00

C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of C'J:"edit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
15,000.00 2,823.84 none none none none
5,719.32
55,502.56 none none none none
37,890.50
12,308.43
none
none
none
none
none
none none none
none

Total ------------------------$ 179,247.65 Total -------------------------- $ 179,247.65

DEPARTMENT OF BANKING

447

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF NEWINGTON Newingto:n, Ga.

President, P. R. KITTLES

Vice Presidents, F. H. CONNER, C. A. WOODS

Cashier, G. C. RUSSELL

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------MuniGipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton -----,-----------Other assets not included above
Total --------------------- $

LIABILITIES:

9,370.30 none
3,100.00 4,650.00
none
none. 4,500.00
none 1,500.00
none
none
12,728.19
8, 768.91 2,090.21
none
none none 74.92 56.00
none 33.06
none 590.43

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other Iiabilities not inc!uded
above -----------------------

15,000.00 none none none none none none none
25,940.45 none
/ 5,550.48 655.50 none 315.59 none
none
none
none
none
none
none
none
none none none
none

47,462.02 Total ------------------------- $ 47,462.02

448

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

NEWNAN BANK & TRUST COMPANY Newna.n, Ga.
President, A. H. FREEMAN Vice Presidents, T. M. GOODRUM, H. C. ARNALL, JR., C C. McKNIGHT Cashier, H. W. ARNALL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r States ----------------------
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

555,838.14 42,724.36
160,233.60 14,950.00
none
2,250.00 none none
7,479.44 5,875.79
none
70,155.24
26,394.46 17,171.37
48.14
none none 977.92 none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund -----------------. Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 164.33 with other Banks in other

none none

C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

904,262.79 Total -------------------------'>

400,000.00 none
100,000.00 15,603.27 32.00 1,772.21 none none
312,718.56 50,891.74 none 23,245.01 none none none
none
none
none
.none
none
none
none
none none none
none
904,262.79

DEPARTMENT OF BANKING

449

STATEMENT of the

Showing Condition of Business December 29, 1922

BAKER COUNTY BANK Newton, Ga.

President, J. A. BOWERS

Vice President, J. C. ODOM Cashier, .J. H. HALL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ---------"-Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

58,509.06 10,834.46
none none
none
none none 3,002.50 2,895.09 none
none
38,335.16
14,002.09 3, 751.50
none
none none none 155.00 none none
none none
131,484.86

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

25,000.00 none
6,000.00 18,720.95
2,000.00 none none none
74,144.32 none
4,308.05 none none
1,311.54 none
none
none
none
none
none
none
none
none none none
none
131,484.86

450

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE FARMERS BANK Nicholls, Ga.
President, W. G. MEEKS Vice Presidents, E. A. MEEKS (Active), H. ALTMAN Cashier, PAUL GRAHAM

BESOUROES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in .other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

66,689.94 none
40,297.58 none
none
none none 5, 723.00 2,193.50 19,075.00
none
2,178.85
none 3,381.68
none
none
none 1,457.17
none 968.84
none 550.00

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPeay--a-b-l-e- -t-o--B-a-n-k--s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none none
343.17 none none none none
12,939.96
61,184.84 none none none notte
29,525.76
4,597.06
none
none
8,924.77
none
none
none none none
none

Total -------------------------- $ 142,515.56 Total ------------------~------- $ 142,515.56

DEPARTMENT OF BANKING

451

STATEMENT

Showing Condition of Business December 29, 1922

of the

THE BANK OF NORCROSS Norcross, Ga.

President, A. A. JOHNSON

Vice President, C. A. McDANIEL

Cashier, P. W. SUMMERON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocksand Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

57,699.78 3,616.71 950.00 none
none
none none 1,350.00 2,025.00 none none
47,294.74
728.58 7,151.87
none
19.46 13,598.85
77.45 none
none 147.39
none none
134,658.83

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in otrer
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

30,000.00
6,000.00 3,708.91
none none none none
69,956.19 none
18,835.38 none
5,724.48 434.87 none
none
none
none
none
none
none
none
none none none
none
134,659.83

452

THIRD ANNUAL REPORT

STATE:MENT Showing Condition of Business December 29, 1922

of the

BANK OF GWINNETT Norcross, Ga.

President, S. T. McELROY

Vice President, J. W. HAYNIE Cashier, W. L. RAY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from -other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

103,733.93
23,774.63 none
none
none none 3,333. 70 3,381.43 none
none
1, 781.25
none 571.98
10.11
1,000.00 none none none
none none
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities' not included
above -----------------------

23,200.00 none
2,000.00 922.30 none none none none
8,339.31 none
65,344.14 none none
221.67 none
37,559.61
none
none
none
none
none
none
none none none
none

Total -------------------- $ 137,587.03 Total -------------------------- $ 137,587.03

DEPARTMENT OF BANKING

453

STATEMENT Showing Condition of Business December 29, 1922

ot the

BANK OF NORRISTOWN NoiTistown, Ga.

President, JOHN N. YOUMANS

Vice President, A. L. HORTON

Cashier, C. J. MANSO~

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in' this
State -----------------------Due from other banks in other
States, --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any)---------Advances on commodities other
than cotton ----------------- Other assets not included above
Total -------------------------- $

LIABILITIES:

16,536.20 1,012.46 3,531,20 none
none
none none 1,615.60 1,829.58 6,604.55
none
7,199.16
162.81 1,724.09
7.75
none none none 596.06
none none
none 4,462.30
45,28L76

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State Due to Banks' in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of DeJ?osit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with othe,r Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest aBd Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------ ------------------$

15,000.00 none
4,444.88 none none none none none
14,699.90
3,092.99 none none 25.08 none
none
none
3,621,13
none
none
none-
none
none none none
4,397.78
45,281,76

454

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF NORMAN PARK Nonnan Park, Ga.

President, M. D. NORMAN,

Vice President, R. L. NORMAl\"

Cashier, 0. F. CREECH

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ______ Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ---------------Other assets not included above
Total -----------------------=-- $

71,592.81 none
85,763.49 none none
none 675.00 3,000.00 2,331.95
none
none
6,621.51
1,861.13 4,460.08
none
none none 1,240.82 none
none none
none none
177,546.79

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with othe.r Banks in other
States ---------------------Certificates Qf Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------$

25,000.00 none
25,000.00 17,599.51
none none none none
46,340.83 none none
36,361.73 none none
439.57
none
none
none
none
none
25,000.00
none
none 1,805.15
none
none
177,546.79

DEPARTMENT OF BANKING

455

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF OCHLOCHNEE Ochlochnee, Ga..

President, A. SINGLETARY

Vice President, D. B. ANDERSON"

Cashie~, A. W. SPIER

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved R<Oserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

LIABILITIES:

52,634.31 3,290.00 9,460.00 none
none
none 3,000.00 2,144.70 2,000.00
none
none
12,507.33
1,986.92 3,049.69
none
none none none none
none none
none 3,649.45

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit _, __
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

93,722.40 Total --------------------------$

15,000.00 none
5,000.00 1,340.76
none none none none
24,924.87 none
27,138.68 10,009.69
none 536.72
none
9, 771.68
none
none
none
none
none
none
none none none
none
93,722.40

456

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the
BANK OF OGLETHORPE
Oglethorpe, Ga.
President, W. H. STEWART, SR. Vice Presidents, H. W. SHEALY, D. P. COOGLE Cashier, W E. WILBURN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ________ _:_ Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

16,108.70 none
35,118.97 none
none
none 4,250.00 1,600.00
100.00 none none
15,531.12
16,397.26 11,105.96
10,000.00
none none none none
none 179.53
none none
110,396.54

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y a- -b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------- -------------$

15,000.00
10,000.00
~.391.65
none none none none
50,640.88 none
26,364.01 none none none none
none
none
none
none
none
none
none
none none none
none
110,396.54

DEPARTMENT OF BANKING

457

STATEMENT of the

Showing Condition of Business December 29, 1922

MACON COUNTY BANK Oglethorpe, Ga.

President, L. E. SHEALEY

Vice President, T. C. WEBB Cashier, W. A. BOLES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from ot11er banks in other
States', ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

34,123.40 270.54
21,290.16 none
none
none none 2, 737.18 2,383.47 2,619.62
none
5,737.73
1,007.95 2,004.03
110.00 none
42,599.24 661.12 none
none 52.21
120.00 4,663.30
123,341.71

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Che<:ks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
With Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ------..,---------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

15,000.00 none none 82.76 8.00 none none
18,000.00
74,193.42 none
13.~68.32
none none 189.21 none
12,500.00
none
none
none
none
none
none
none none none
none
123,341.71'

458

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

ot the

PEOPLES BANK Oliver, Ga.

President, 0. H. MARSH

Vice Presidents, W. J. QUANTOCK, H. E. EZELL Cashier,J. I. MARSH

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in tbe Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

Total ------

$

53153.37 1,942.84 18,372.31
none
none none 450.00 1,650.00 900.00 none
none 12,609.46
8,876.60 9,738.65
360.00
none none 424.20 none
none 119.55
none
108,596.98

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund -----~---------- Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total ___

-- ___ $

22,500.00
3,000.00 307.83 9.00 none none none
47,298.70
34,591.81 none none none none
889.64
none
none
none
none
none
none
none none none
none
108,596.98

DEPARTMENT OF BANKING

459

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF PALMETTO Palmetto, Ga.

President, T. P. BULLARD

Vice President, J. C. WATKINS

Cashier, W. A. SWIANN

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ :.$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ------Other Real .Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
~otal -----------------------$

53,079.34 6,598.56 6,143.00 none
none none 92,383.00 6,000.00 2,157.28 1,500.00
15,046.35
7,121.55 none
2,078.48
none
none none none none
none none none 11,320.60
203,428.16

Capital Stock Paid in --------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable. to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed Other liabilities ;;:~t--i-;,--,;-1-,;d;d
above -----------------------

Total ------------ __

---$

25,000.00 none none
1,952.91 none none none
106,500.00
40,981.06 10,000.00 19,106.92
none none none 287.27
none
none
none
none
none
none
none
none none none
none
203,428.16

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ot the

THE FARMERS BANK Palmetto, Ga.

President, L. 0. BENTON

Vice Presidents, R. D. TATUM, J. H. BALLARD Cashier, B. HUDSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------------- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this.State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r States ----------------------
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------$

49,881.15 9,065.00
20,846.80 1,000.00
none
none 7,000.00 6,324.79 1,780.42 1,500.00
none
29,451.25
2,001.20 3,206.53
none
none 27,517.89
353.84 none
none none
none 72.94

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------

160,001.81 Total ---------------------------$

35,000.00 none
7,000.00 none 44.00 none none none
80,091.67 none
37,765.14 none none
101.00 none
none
none
none
none
none
none
none
none none none
none
160,001.81

DEPARTMENT OF BANKING

461

STATEMENT Showing Condition of Business December 29, 1922
of the

President, S J. CARTER

BANK OF PARROTT Pa.ITott, Ga.
Vice President, OHAS. F. OXFORD Cashier, ROY PINKSTON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

57,544.75 5,279.10
15,594.94 none
none
none none 2,254.94 885.10 635.00
none
16,090.15
8,006.94 3,316.44
12,000.00
8,000.00 1,541.55 1,553.99
none
none none 1,837.21 none 120.00
134.660.11

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------~-----------
Total -------------------------$

15,000.00 none
3,000.00 2,643.58
160.00 none none none
65,644.89 none
48,151.67 none none none 59.97
none
none
none
none
none
none
none
none none none
none
134,660.11

462

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

THE PLANTERS BANK OF PARROTT Parrott, Ga.

President, J. W. TILLEY

Vice President, H. A. COOK

Cashier, OLLIE B. BALCH

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ~-----Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due, from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------- Advances on commodities other
than cotton ----------------Other 'lssets not included above
Total ------------------$

16,540.08 14,835.05 34,869.31 14,300.00
none
none 450.00 3,449.59 3,865.60 5,635.53
none
15,553.87
6,684.16 2,241.34
none
none 169,119.59
91.40 none
none none
none 34,055.86
321,691.38

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ----------'--Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit _____ _
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total

--$

25,000.00 none
11,517.21 9,172.19 none none none none
217,365.71 none
56,172.49 none none
716.39 none
none
none
none
none
none
none
none
none none none
1,797.39
321,691.38

DEPARTMENT OF BANKING

463

STATEMENT

Showing Condition of Business December 29, 1922

of the

THE PATTERSON BANK Patterson, Ga.

President, DR. G. L. DAVIS

Vice President, ROMA THOMAS

Cashier, B. C. WALKER

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this DuSetaftreom---o--th--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

48,220.90 none
9,355.06 none
none
none none 2, 700.00 1,619.50 none
none
18,879.66
1,910.08 2,815.43
none
none none none none
none 219.12
none none

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Dennnd Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

85,719.75 Total ------------------------- $

15,000.00 none
6,000.00 1,335.40
none none none none
43,908.62 none
19,350.72 none none
125.01 none
none
none
none
none
none
none
none
none none none
none
85,719.75

464

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

President, J. F. HARRIS

BANK OF PAVO Pavo, Ga.
Vice President, B. 0. WOOD Cashier, H. C. FORD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ------~-------------- Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

93,394.02 none
65,000.00 none
none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__

none none 2,100.67
2,948.37 none

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

none
8,479.89
143.84 2,853.51

Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks -------------
Certified Checks -------------Bills Payable to Banks in this
State -------------~---------
Bills Payable to Banks in other

2,545.03
none 491.12
none 271.92

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
With Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 217.96 with other Banks in other

States ---------------------1,017.91 Certificates of Deposit for Bor-

3,010.03 rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

$ 182,474.27 I Total __________________________

33,100.00 none
10,000.00 12,854.93
none none none none
44,917.46 none
44,575.11 none none
1,626.25 none
none
30,000.00
none
none
5,400.52
none
none
none none none
none
182,474.27

DEPARTMENT OF BANKING

465

STATEMENT Showing Condition of Business December 29, 1922
of the

TQ PLANTERS BANK Pavo, Ga.

President, J. B. WILLIAMS

Vice President, J. T. SHERROD

Cashier, H. HUCKABEE

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ 0Yerdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

LIABILITIES:

24,587.73 1,887.73
20,925.49 100.00
none
none
5,071.45 3,000.00
none
none
11,141.44
805.35 2,812.50
none
none none 681.41 none
none 1,507.93
none 4,668.63

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivide!f Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks' in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

77,189.66 Total --------------------------$

15,000.00 none none none none none none
24,441.74 10,000.00 26,709.43
none none none 1,038.49 none
none
none
none
none
none
none
none
none none none
none
77,189.66

466

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
o:t the

PEARSON BANKING CO. Pearson Atkinson, Ga.

President, H. P. SMITH

Vice President, J. 0. WIDTE Cashier, W. J. TYLER

RllliiOURCJilS:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ----------------------. Due from other banks in this
State -------------~--------- Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

114,873.01 6,796.61
78,820.68 500.00
none
none none 1,985.75 4,375.12 5,533.72
none
7,160.25
752.92 4,234.37
40.00
none none 1,205.81 517.63
none none
none 49.77

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ----------'--Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills R'ediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ------~-------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

30,000.00 none
15,000.00 8,858.64 none none none none
64,082.30 none
56,249.77 none none
583.92 none
50,000.00
none
1,107.91
none
none
none
none
none 963.10
none
none

Total ------------------------- $ 226,845.64 Total -----~-------------------- $ 226,845.64

DEPARTMENT OF BANKING

467

STATEMEN':r Showing Condition of Business December 29, 1922
of the

FARMERS BANK OF PELHAM Pelham, Ga.

President, THOS. P. HINMAN

Vice President, B. A. OURR Y

Cashier, 0. R. PAYNE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability On letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton -----------------
Other assets not included above

425,300.09 13,904.59 32,712.63 none
none
none 1,950.00
none 1,627.50 10,168.67
none
59,791.19
24,300.67 11,192.62
none
917.88 none
2,239.05 none none
none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 none
50,000.00 14,144.28
3,050.00 none none none
219,727.20 48,445.19 none 71,788.06 none none 1,948.16 none none
75,000.00
none
none
none
none
none
none none none
none

Total --------------------- $ 584,102.89 Total --------------------------$ 584,102.89

468

THIRD ANNUAL REPORT

STATE:MENT

Showing Condition of Business December 29, 1922

of the

PENDERGRASS BANKING CO. Pendergrass, Ga.

President, P. J .. ROBERTS

Vice President, J. H. A. SIMONS

Cashier, GUY ROBERTS

RESOURCES:
Time Loans and Discounts___ _ Demand Loans --------------Loans Secured by Rea] Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in. the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due -from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------$

LIABILITIES:

26,910.68 Capital Stock Paid in --------$
none Amounts reserved for branches

25,597.95 Surplus Fund -----------------

none Undivided Profits -------------

Dividends Unpaid -------------

none

-Due to Banks in this State __ _ Due to Banks in other States __

900.00 405.00 1,500.00 2,800.00 8,107.00
782.3~
978.70
none 2,291.69

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r

16.81
none 2,138.97
none none
none 99.92

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve :Sank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

States ---------------------none Certificates of Deposit for Bornone rowed Money --------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ----r--------
Other liabilities not included

above -----------------------

72,529.02 Total ------------------------ $

25,000.00 none
4,000.00 3,247.90
8.00 none none none
15,153.60 none
13,785.83 none none 29.88 none
none
10,000.00
1,303.81
none
none
none
none
none none none
none
72,529.02

DEPARTMENT OF BANKING

469

STATEMENT
of the
Showing Condition of Business December 29, 1922

HOUSTON BANKING CO. Perry, Ga.

President, J. H. DAVIS

Vice President, A. A. SMOAK Cashier, S. S. OROW'ELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

42,822.45 3,224.78
14,525.07 11,800.00
none
none 1,087.61 3,211.68 3,015.64 2,853.50
none
7,546.66
344.94 5,914.86
114.77
none 18,580.04
2,689.97 300.00
none 11.13
none 2,696.96

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e-~t-o--B-a-n--k-s-i-n--o--th--er
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------- Other liabilities not included

above -----------------------

$ Total ----------------------- 1~0,740.06 Total ---------------------$

25,000.00 none
5,000.00 1,422.13
none none none none
69,402.60 none
11,814.48 none
2,937.92 162.93 none
5,000.00
none
none
none
none
none
none
none none none
none
120,740.06

470

THIRD ANNUAL REPORT

STATEMENT

.As Called for by the Superintendent of Banks

of tlle

PERRY LOAN & SAVINGS BANK Perry, Ga.

President, R. L. CATER

Vice President, FRED M. HOUSER Cashier, L. F. CA'l.'ER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------~ Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances. __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

63,607.24 none
7,835.52 31,340.40
none
none none 5,000.00 2,500.00 4,000.00
none
68,021.00
5,586.30 8,440.73

Capital Stock Paid in --------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

none

States ---------------------Bills Payable to Federal Re-

none 34,009.82
none 2,698.46
none 4.29

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

States ---------------------3,399.31 , Certificates of Deposit for Bor-
none rowed Money --------------Liability on Letters of C'redit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

236,443.07 Total -------------------------$

25,000.00 none
27,500.00 4,890.24 none 54.24 none none
89,697.42 none
16,305.00 18,876.37 38,874.67
5,245.13 none
10,000.00
none
none
none
none
none
none
none none none
none
236,443.07 .

DEPARTMENT OF BANKING

471

STATEMENT Showing Condition of Business December 29, 1922
of the

President, J. L. LEE

BANK OF PINEHURST Pinehurst, Ga.
Vice President, C. A. THOMPSON Cashier, A. M. WILSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank --------------------- Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State, -----------------------Due from other banks in other
States ---------------------~ Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------~ Other assets not included above

85,054.09 1,028.00 none none
none
none 400.00 1,250.00 2,650.00 625.00
none
37,598.27
8,179.44 5,489.36
2,346.32
none 8,516.86
none 353.69
none none
none none

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks' in other States__
Call Money -----------------Individual Deposits Subject to
DeCmhaencdk C-e-r-t-i-f-ic-a-t-e-s--o-f--D--e-p-o-s-i-t Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
25,000.00 8,000.00 2,434.62 none none none
70,328.35 none
22,362.50 none none
365.56 none
none
none
none
none
none
none
none
none none none
none

Total ----------------------$ 153,491.03 1 Total -------'-------------$ 153,491.03

472

THffiD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

SALZBURGER BANK Pineora, Ga.

President, R. L. ELKINS

Vice Presidents, D. H. DIXON, F. C. ZITTRAUER Cashier, J. K. WILSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other'
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other as:oets not included above
~otal ------------$

60,939.71 10,550.02
8,272.49 754.00
none
none 360.00 2,950.00 1,755.00 125.00
none
36,544.20
none 6,385.92
1,058.46
none none
618.22
none 505.43
none 60.31

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on. Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

130,878.761 Total ---------------------- __$

25,000.00 none
2,600.00 259.64 35.00 none none none
64,324.42 none
3, 770.84 21,644.32
none none none
5, 763.57
none
7,480.97
none
none
none
none
none none none
none
130,878.76

DEPARTMENT OF BANKING

473

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF PINEVIEW Pineview, Ga.

President, L. ,J. MORGAK

Vice President, JAMES FAIRCLOTH Cashier, A. REGISTER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ------------- _ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Ove.rdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

72,010.04 3,120.13
10,169.02 none
2,000.00
none none 1,000.00 2,516.25 11,295.21
none
2,305.83
2,553.90 3,486.15
none
none 1,125.12
none 185.00
none none none 3,692.61
115,459.26

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in. other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i--n--o--th--e-r
States ---------~------------
Bills Payable to Federal Reserve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------$

15,000.00 none none none
12,785.30 none .none
38.500.00
24,479.99 10,000.00
7,416.13 none none
1,577.84 none
none
4,000.00
none
none
1,700.00
none
none
none none none
none
115,459.26

474.

THIRD ANNUAL REPORT

STA'rEMENT Showing Condition of Business December 29, 1922
of the

PIT'TS BANKING CO. Pitts, Ga.

President, L. 0. BEXTOX

Vice President, JAS. :M. KING Cashier, A. 0. SHELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking Rouse --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approve:l Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances '-Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

61,051.68 none none none none none
none 5,515.00
450.00 960.00 4,671.99
none
9,148.97
11,508.20 3,791.63
none
none none none 151.24
none none
none 214.32
97,463.0B

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
15,000.00 8,438.01 1,000.00 none none none
38,740.30 none
8,952.04 none none
332.68 none
none
none
none
none
none
none
none
none none none
none
97,463.03

DEPARTMENT OF BANKING

475

STATEMENT

Showing Condition of Business December 29, 1922

of the

PLAINS BANK Plains, Ga.

President, R. S. OLIVER

Vice President, J. A. MeDONALD Cashier, W. L. THOMAS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures _______ Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out Of this State ---Currency ---------------------Due from other banks in this D uSet aftreo m- - -o-t-h-e- -r -b- -a-n-k-s- -i-n- -o- t-h- e- -r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash Items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ---------------Other assets not included above
Total -'-----------------------$

155,454.11 15,984.27
197,942.00 2,148.20
none
2,550.00 none
5,979.36 none
1,445.62 9,907.87 35,173.37
1,359.32 13,081.57
872.50
none none none none
none 872.22
none none
442,770.41

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------'Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time"Certificate of Deposit -Savings Deposits ----'--------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ---------------------- $

50,000.00 none
35,000.00 22,425.19
none none none none none 214,855.36 17,519.68 102,970.18 none none none none
none
none
none
none
none
none
none
none none none
none
442,770.41

476

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ot the

BANK OF PLAINVILLE Plainville, Ga.
President, W. E. DELLINGER Vice Presidents, C. W. MARTIN, M .H. HAMMOND Cashier, C. R. CLONTS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this .State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
l'otal ------------------------ $

59,957.72 none none none
none
none 200.00 2,103.53 1,961.70 3,350.00
none
2,353.03
837.61 2,150.83
none
2,000.00 none none none
465.74
none 3,325.05

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Denmnd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rooiscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

78,705.21 Total ----------------------- $

15,000.00 none none
697.43 none none none
3,000.00
11,335.98 none
38,334.36 none none none
370.44
2,000.00
none
7,967.00 nona none
none
none
none
none none none
none
78,705.21

DEPARTMENT OF BANKING

477

STATEMENT

Showing Condition of Business December 29, 1922

of the

THE BANK OF PORTAL Portal, Ga.

President, A. A. TURNER

Vice President, W. S. FINCH

Cashier, R. H. KINGERY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers Iillbi!ity on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------$

75,289.12 730.91
15,549.95 none
none
800.00 2,525.00 3,500.00 2,829.09 1,125.00
9,564.32
16,993.60
114.78 2,584.64
none
none 253.50
none 91.12 none 104.73
none none
132,055.76

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-_-_-__-_-_-_-.-:_ Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above
Total -------------------------$

25,000.00 none
1,250.00 3,162.09
none none. none none
69,265.45 none
20,582.77 none none none
474.45
none
none
none
12,304.00
none
none
none
none none none
17.00
132,055.76

478

THIRD ANNUAL REPORT

STATEli/IENT

S'llowing Condition of Business December 29, 1922

ot the

President, W. I. WILLIS

BANK OF POULON Poulon, Ga.
Vice Presidents, F. M. KIMBLE, D. F. SUMMER Cashier, H. L. GARY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------, Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------$

58,621.80 none
22,575.00 500.00
none
none 725.00 2,500.00 2,969.52
none
none
7,495.61
4,004.20 1,893.78
none none none none none none
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

101,284.91 Total --------------------------$

15,000.00 none
5,000.00 121.81 none none none none
35,432.65 none
30,036.61 none none
693.84 none
none
15,000.00
none
none
none
none
none
none none none
none
101,284.91

DEPARTMENT OF BANKING

479

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF POWDER SPRINGS Powder Springs, Ga.

President, S. E. SMITH

Vice President, M. J. FLORENCE Cashier, J. B. OGLESBY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans ------------- Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

166,828.77 72.08 none
100.00
none
none 1,270.00 1,400.00 2,000.00 20,083.73
none
4,653.69
6,803.76 1,967.10
3,638.55
noae 3,985.68
none 1,368.05
none 2.88
none 9,540.31

Total --------------------------$ 223,714.60

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ---------.---Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable. to Banks in this BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th-~er
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc! uded
above -----------------------
Total --------------------------$

25,000.00 none
12,500.00 1,562.53 none none none
37,500.00
43,868.40 none
56,501.26 1,193.88 none 623.03 none
none
4,000.00
21,965.50
none
15,250.00
none
none
none none 3, 750.00
none
223,714.60

480

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of tho

BANK OF PRESTON Preston, Ga.

President, J. F. LUNSFORD

Vice President, C. C. TRACY

Cashier, N. E. BULLOCH

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank --------~-------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------- $

37,634.64 2,982.34 5, 780.00 none
none
none none 2,440.50 2,942.61 2,166.51
none
9,452.65
7,934.38 2,514.42
none
none 9,123.64
none none
none 45.68
none 4,933.45

Capital Stock Paid in --------$ Amounts reserved fof branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thts
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

87,950.82 Total --------------------------$

15,000.00 none
500.00 none none none none none
43,500.04 none
23,728.65 none
4,932.13 290.00 none
none
none
none
none
none
none
none
none none none
none
87,950.82

DEPARTMENT OF BANKING

481

STATEMENT

Showing Condition of Business December 29, 1922

of the

President, L. H. KINGERY

FARMERS BANK PulMki, Ga.

Cashier, J. A. GARDNER

RESOURCES:
Time Loans and Discounts____ $ Demand Loans ------~------- Loans Secured by Real Estate_ united States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

LIABILITIES:

30,998.03 689.00
18,364.63 none none
none 5,005.00 1,450.00 1,098.27
none
none
3,873.90
7,728.24 1,656.52
none
none none none none
none none
none none
70,863.59

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States-Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Note!> and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ----------------------$

25,000.00 none none
678.85 none none none none
25,031.36 none
19,898.09 none none
255.29 none
none
none
none
none
none
none
none
none none none
none
70,863.59

482

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE BANK OF QUITMAN Quitman, Ga.

President, SAML. S. ROUNTREE

Vice President, H. W. STUBBS

Cashier, H. W. S'l'UBBS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Resene
Agents in this State -------Due .from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit a.nd acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

701,449.84 63,204.57 none 15,526.60
none
none 2,250.00 16,543.54 6,411.00 1,250.00
none
41,824.67
97,824.67 22,565.74
none none 2,515.65 17,461.27 none
none 48.97
9,192.77 89.28
998,158.57

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks .-------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k--s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes a.nd Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

165,000.00 none
100,000.00 33,577.97 none 2,419.76 none none
273,971.21 none
213,838.64 202,283.47
none 1,087.71 1,070.00
none
none
none
none
none
none
none
none 4,909.81
none
none
998,158.57

DEPARTMENT OF BANKING

483

STATEMENT Showing Condition of Business December 29, 1922
of the

THE CITIZENS BANK OF RAY CITY Ray City, Ga.

President, G. W. VARN

Vice President, J. H. SWINDLE Cashier, JNO. D. LUKE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States -~------------------- Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
!'otal -~------------------------ $

103,845.84 2,223.34
47,455.00 none none
none 3,200.00 2, 792.51 2,846.41 7,598.25
none
6,354.95
1,508.64 3,893.80
none
none 1,391.67
389.39 . 697.87
none none
61.08 none
184,258.69

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted With other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
5,000.00 4,062.97
576.00 none none none
36,118.61 5,986.89 70,733.74
none 25.00 873.50 none
none
none
35,881.98
none
none
none
none
none none none
none
184,258.69

484

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ot the

FARMERS & MERCHANTS BANK Rebecca, Ga.

President, S. S. YOUNG, SR.

Vice President, C. S. McCALL

Cashier, J. H. CHILDS

RESOURCES:
Time Loans and Discounts____ !J; Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CurrencY---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------$

LIABILITIES:

37,259.58
1,639.78 none
none
none 225.00 3,401.02 3, 722.50 11,749.19
none
4,076.22
543.26 2,817.04
20,000.00
2,910.60 360.63 354.18 none
none none
none 4.00

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not .included
above -----------------------

89,063.00 Total --------------------------$

15,000.00 none
5,000.00 2,688.73
none none none 5,000.00
37,789.25 4,000.00
18,916.16 none none
668.86 none
none
none
none
none
none
none
none
none none none
none
89,063.00

DEPARTMENT OF BANKING

485

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF REIDSVILLE Reidsville, Ga.

President, R. J. ROGERS

Vice President, L. P. CONLY, S. B. McCALL Cashier, W. G. MAUK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking- House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------- $

79,225.08
6,105.95 31,108.72
none

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid __._ _________ _

-none Due to Banks in this State ___ Due to Banks in other States__

none none 4,884.64 1,123.62 none
none
none

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

8,002.58 1,908.92

State -----------------------Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

none none 851.11 none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted none with other Banks in other

States ---------------------none Certificates of Deposit for Bor-

3,312.35 rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included
136,522.97 ITo:::~~-~~~~~~~~~~~~~~~~~~~~~~~$

15,000.00 none
3,000.00 6,917.61
none none none 4,500.00
35,308.46 8,000.00
40,445.54 13,803.31
none 458.49
none
none
9,000.00
none
none
none
none
none
none 89.56 none
none
136,522.97

486

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

THE TATTNALL BANK Reidsville, Ga.

President, J. V. KELL-EY

Vice President, E. C. COLLIXS Cashier, J. E. NEWTON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due. from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from. other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

I
164,730.45 i Capital Stock Paid in -------- ~
4,258.53 Amounts reserved for branches
15,845.68 Surplus Fund ----------------18,151.49 Undivided Profits -------------
Dividends Unpaid ------------none Due to Banks in this State ___
Due to Banks in other States__

none none
5,000.00 1,000.00
none
none
15,674.77
2,829.75 3,296.09

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

none
none
2,567.79 116.20
1,979.29

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 92.66 with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------

50,000.00
none
10,000.00 11,494.51
none none none none
107,815.73
none
19,600.43 31,430.98
none none
5,201.05
none
none
none
none
none
none
none
none none none
none

Total ------------------------ $ 235,542.70 Total -------------------------- $ 235,542.70

DEPARTMENT OF BANKING

487

STATEMENT Showing Condition of Business December 29, 1922

of the

THE FARMERS STATE BANK Register, Ga.

President, S. L. ::-<EVIL

Vice President,J. S. RIGGS Cashier, JOHN R. GODBEE

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

LIABILITIES:

26,673.80 none
10,225.43 none
none
none 1, 700.00
none 1,500.00
none
none
8,261.90
3,058.90 3,414.90
none
none none none none
none none
none none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills -Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

54,829.93 Total -----------------------$

15,000.00 none none none
2,230.90 none none none
18,481.55 none
19,021.36 11one none 96.12 none
none
none
none
none
none
none
none
none none none
none
54,829.93

488

THIRD ANNUAL REPORT

STATEM:ENT Showing Condition of Business December 29, 1922
of the
RENTZ BANKING CO. Rentz, Ga.
President, 0. D. BARRON Vice Presidents, W. E. BEDIXGFIELD, II. D. BARRO::i Cashier, THERON WOODARD

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

LIABILITIES:

25,619.92 550.00
3,061.50 none
none
none none 2,500.00 1,796.65 none
none
5,587.40
1,267.85 877.39
478.99
none 3,086.14
none 669.80
none 171.08
none none

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

45,666.72 Total --------------------------$

15,000.00 none
3,000.00 1,498.91
none none none none
18,719.42 none
7,448.39 none none none none
none
none
none
none
none
none
none
none none none
none
45,666.72

DEPARTMENT OF BANKING

489

STATEMENT Showing Condition of Business December 29, 1922
ot the

THE CITIZENS STATE BANK Reynolds, Ga.

President, C. H. NEISLER

Vice President, G. H. GODDARD

Cashier, E. L. ROBINSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts ____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Dreinage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ------------~---------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State' -----------------------Due from other banks in other
States' ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of. credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

18,159.79 none none none
l'lone
none none none 724_,85 none
none
none
8,005.23 4,413.55
none
2,500.00 none
907.91 none
none none
331.04 none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on DBposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

35,042.37 Total --------------------------$

15,000.00 n0ne none
446.75 none
lJjJll
none nc.nc
16,391.49
:tll):l('
3,110.00 14.13 nor;! none 80.00
none
none
none
none
none
none
none
none none none
none
35,042.37

490

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

REYNOLDS BANKING COMPANY Reynolds, Ga.

President, R. A. HINTON

Vice President, W. E. MAR.SHALL

Cashier, L. F. MONTFORT

RESOURCES:

LIABILITIES:

Time Loans and Discounts____$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank -------------,--------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

85,128.43 1,338.60
14,187.71 none
none none 1,508.33 3,500.00 3,812.50 none
none
25,711.12
4,320.51 8,450.46
none
none 5,482.45
145.55
ll0ll('
none 701.70 2,417.16 2,554.02
159,258.54

Capital Stock Paid in ________$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

State -----------------------Bills Payable, to Banks in other

States ---------------------Bills Payable to Federal Re-

serve Bank ----------------Notes and Bills Rediscounted

with Federal Reserve Bank..!

Notes and Bills Rediscounted

with other Banks in this

Stat Notes

ea;;-d:-"Biii;--:R~di.;~~~,-;t;d

with other Banks in other

CerSttiaftiecsat;;;-.;f-D~p~;ft-fo_r_B~;:

rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

j
Total ___ _

_____ $

25,000.00 none
15,000.00 2,038.57
none none
nont~
85,602.09 none
30,281.79
non~
none 236.09
none
none
none
none
none
none
none
1,100.00
none none none
none
159,258.54

DEPARTMENT OF BANKING

491

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF REX Reoc, Ga.

President, J. 0. NORRIS

Vice President, DR. W. C. ESTES

Cashier, W. E. M. DODSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

42,487 .o8] Capital Stock Paid in ________ $
none Amounts reserved for branches 5,139.00 Surplus Fund -----------------
none Undivided Profits ------------Dividends Unpaid -------------
none Due to Banks in this State __ _ Due to Banks ip other States __

none none 1,750.00 1,750.00 13,000.00
none
422.95
951.60 291.10

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banl<s in this
State -----------------------Bills Payable to Banks in other

'"lone
none 784.53 272.43
none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted none with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not inc! uded

above -----------------------

66,848.69 Total --------------------------$

15,000.00 none
15,000.00 1,109.34 none none none none
9,412.15 none
2,050.00 none none 22.70 none
6,500.00
none
17,754.50
none
none
none none none
none none none
none
66,848.69

492

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

RHINE BANKING CO. Rhine, Ga.

President, W. A. WILT'MAN

Vice President, J. J. HARRELL

Cashier, S. J. BROWN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this -state ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

38,503.11 1,175.32 15,774.72
none
none
850.00 none none
2,933.18 6,800.96
3,126.76
4,593,55
366.70 4,046.41
500.00
none 10,389.98
none 306.96
none none
none none
89,367.65

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid -----------Due to Banks in this State Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r BiSlltsatePsaya--b-l-e--t~o---F-e-d--e-r-a-l--R--e--

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------Notes and Bills Rediscounted
with other Banks in other

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above ----------------------

Total

__ $

25,000.00 none
2,500.00 4,387.58
none none none none
38,009.13 none
10,151.89 none none
625.82 none
none
none
none
8,693.23
none
none
none
none none none
none
89,367.65

DEPARTMENT OF BANKING

493

Report of the

PEOPLES BANK, RICHLAND, GA. AND ITS BRANCH
(Consolidated) Showing Condition of Business December 29, 1922 As Called for by the Superintendent of Banks

President, N. C. COFFIN

Vice President, R. J. DIXON Cashier, W. C. DIXON

RESOURCES:

LIABILITIES:

'rime Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ---- Due from Federal Reserve
Bank ---------------------- Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

269,559;40 16,765.44 80,296.31 1,100.00
none
none 3773.00 8,077.00 9,395.79 30,227.58
none
23,233.77
5,107.34 17,571.27

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in .other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --.Savings Deposits --.,----------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

150.00
none 19,104.49
1,549.92 38.99
15,000.00 7,760.89

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
wi~h Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscountlld
with other Banks in other

35,332.99 none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

544,044.18 Total -------------------------$

85,000.00 15,000.00 45,000.00
1,271.85 54.00
13,057.56 none none
151,438.72 none
104,918.61 11,609.41 3,988.77 4,428.93 1.44
9,000.00
19,750.00
64,524.89
none
none
none
none
15,000.00 none none
none
544,044.18

494

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF RINGGOLD Ringgold, Ga.

President, M. W. MUR.PHY

Vice President, W. H. TRUNDLL<; Cashier, J. T. LOYD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due. from Approved Reserve
Agents out of this State ----
Currency ---------------------Du.e from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -~ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

127,097.19 650.48
3,000.00 none
none
none 3, 725.00 2.139.74 2, 780.03
none
none
none
30,245.19 6,318.19
none
none none none 52.30
none 99.52
none 19,737.60

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total -------------------------$ 195,845.24 I Total -------------------------$

25,000.00 none
5,000.00 8,127.84
670.00 none none none
85,767.69 none
31,188.74 14,304.85 25,004.19
781.93 none
none
none
none
none
none
non.e
none
none none none
none
195,845.24

DEPARTMENT OF BANKING

495

STATEMENT ShowiDg Condition of Business December 29, 1922

of the

President, E. L. MeGEE

BANK OF ROBERTA Roberta, Ga.
Vice President, J. E. L. JOHNSON Cashier, J. E. MeGEE

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

LIABILITIES:

37,527.67 895.13 none none
none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

none Call Money -----------------none Individual Deposits Subject to none Check ---------------------1,322.40 Demand Certificates of Deposit none Time Certificate of Deposit ___
Savings Deposits ------------none Trust Funds on Deposit ------
Cashier's. Checks -----------9,978.371 Certified Checks --------------
Bills Payable to Banks in this

1,119.30 State -----------------------5,676.87 Bills Payable to Banks in other

none
none 1,539.85
none none
none 81.37

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

2,610.59 none

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above -----------------------

60,751.55 Total ------------------------$

15,000.00 none
5,000.00 2,417.22
none 126.89
none none
17,465.44 none
19,897.13 none
841.25 3.62 none
none
none
none
none
none
none
none
none none none
none
60,751.55

496

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

et the

CRAWFORD COUNTY BANK Roberta, Ga..

President, R E. AVERA

Vice President, BEN F. WALKER Cashier, W. T. BANKSTON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from Other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

LIABILITIES:

43,926.03 3,280.12 none none
none
none none 2,150.00 1,105.00 none
none
26,645.23
375.25 4,903.49
none
none 4,580.76 1,185.44
55.00
none 36.61
none 706.41

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State --------------------~--
Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

88,949.34 Total ------------------ __ __$

15,000.00 none
6,000.00 none none none none none
24,448.85 none
24,691.99 none
18,590.22 218.28 none
none
none
none
none
none
none
none
none none none
none
88,949.34

DEPARTMENT OF BANKING

497

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF ROCHELLE Rochelle, Ga.

President, H. MASHBURN"

Vice President, J. D. FITZGERALD

Cashier, LEROY G. TIPPINS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

178,685.751 Capital Stock Paid in --------$
none Amounts reserved for branches none Surplus Fund ----------------none Undivided Profits -------------
Dividends Unpaid ------------none Due to Banks in this State ___
Due to Banks in other States~

none none none 2,453.05 1,086.74
none
33,692.14
5,501.15 9,064.30

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

none none 2,389.36 none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted none with other Banks in other

States ---------------------none Certificates of Deposit for Bor107,58 rowed Money ---------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

25,000.00 none
25,000.00 4,005.25 none none none none
131,152.23 none
37,822.59 none none none none
10,000.00
none
none
none
none
none
none
none none none
none

$ 232,980.07 Total -------------------------- 232,980.07

498

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF ROCKY FORD Rocky Ford, Ga.

President, ARTHUR BURKE

Vice President, W. H. PARKER

Cashier, THOMAS PARKER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ---------------------~ Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency --------------------Due from ,other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

101,278.32 none none none
none
none 1,500.00 1,667.79 2,284.26
none
none
35,961.54
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ______
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

8,614.10
none none none none
none none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none 2,000.00

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

153,306.01 . Total -----------------------$

15,000.00 none
15,000.00 1,323.96
22.00 none 5,000.00 none
63,858.52 none
51,398.57 none none
1, 702.96 none
none
none
none
none
none
none
none
none none none
none
153,306.01

DEPARTMENT OF BANKING

499

STATEMENT Showing Condition of Business December 29, 1922

of the

THE ROCKMART BANK Rockmart, Ga.

President, A. H. GRAEFER

Vice Presidents, S. D. LEE, J. A. FAMBRO

Cashier, H. P F AMERO

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

147,394.351 Capital Stock Paid in -------- $

863.881 Amounts reserved for branches 35,150.27 Surplus Fund -----------------

1,000.00 Undivided Profits -------------

Dividends Unpaid -------------

none I Due to Banks in this State __ _

Due to Banks in other States__

none Call Money ------------------

225.00 Individual Deposits Subject to

10,000.00

Check ----------------------

3,745.00 Demand Certificates of Deposit

none Time Certificate of Deposit ___

none
10,960.89
40,556.81 8,880. 72

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thi-s
State -----------------------Bills Payable to Banks in other

1,500.00
2,500.00 81.24
none

States ---------------------BU!s Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in thiS'

State ----------------------none Notes and Bills Rediscounted 280.39 with other Banks in other

none 3,668.49

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above -----------------------

30,000.00 none
10,000.00 5,284.64 36.00 none none none
101,386.40 none
45,641.90 74,287.41
none 170.69
none
none
none
none
none
none
none
none
none none none
none

Total --------------------------$ 266,807.04 Total -------------------------$ 266,807.04

500

THIRD ANNUAL REPOitT

STATEMENT

of the

Showing Condition of Business December 29, 1922

CITIZENS BANK OF ROME Rome, Ga.

President, WILSON M. HARDY

Vice President, J. H. 0 'NEIL f..,

Cashier, W. H. FOSTER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 180,432.92

Demand Loans --------------Loans Secured by Real Estate_

6,063.15 none

United States Bonds ---------Muniooipal, Drainage, District

13,373.22

and State of Georgia Bonds__ ~ Stock in the Federal Reserve

none

Bank ----------------------Other Stocks' and Bonds ------

none 2,027.33

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____
Due from Federal Reserve
Bank ----------r------------
Due from Approved Reserve

28,643.75 2,803.01 6,542.33
none

Agents in this State -------Due from Approved Reserve

14,711.15

Agents out of this State ---- 22,780.01

Currency ---------------------Due from other banks in this

5,507.96

State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------CheckS for Clearing House ___ _

none
none none 1,914.99

Other checks and cash items__

none

Customers liability on letters of credit and acceptances __

none

Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

214.81
none none

Total -----------------------$ 285,014.63

Capital Stock Paid in --------$ 50,000.00

Amounts reserved :!'or branches

none

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Sufuject to

10,000.00 5,851.42 none
none none none

Check ---------------------- 140,941.68

Demand Certificates of Deposit Time Certificate of Deposit ___

784.91 14,458.60

Savings Deposits ------------- 62,968.02

Trust Funds on Deposit ------

none

Cashier's Checks ------------- __

10.00

Certified Checks --------------

none

Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r

none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---

none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
With other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Cl'edit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

none none
none
none none none none none none

Total --------------------------$ 285,014.63

DEPARTMENT OF BANKING

501

STATEMENT Showing Condition of Business December 29, 1922

of the

FLOYD COUNTY BANK Rome, Ga.

President, H. E". KELLEY

Cashier, G. C. BYARS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -'------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State. -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

252,841.48 2,371.67 none
22,400.00
none
none 18,106.15
none 2,003.65 5,200.00
none
16,738.78
4,615.49 16,248.67
45.60
none none 6,441.83 none
none 357.85
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
6,000.00 5,820.17
none none none none
223,942.54 none none
61,373.46 none
235.00 none
none
none
none
none
none
none
none
none none none
none

Total -------------------------- $ 347,317.17 Total -------------------------- $ 347,371.17

.'i02

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF ROOPVILLE Roopville, Ga.

President, J. W. PENTECOST

Vl.ce Presidents, J. T. VEAL, H. J. GOODWYX

Cashier, ROBT. E. DEAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due f];()rn Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -- o- -t h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
.state -----------------------Due from other banks in other
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
------$ Total -------------

55,743.12 744.13
6,425.90
none
none
none none
2,599.48 2,552.50
none
none
1,872.84
574.55 1,314.35
none
none none
536.33
none
none
3,303.21
none 3, 781.27

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ------------ ---Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Che-cks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Dills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills RodiscouP.ted
with Federal Reserve Bank_ Kates and Dills Rediscounted
with other Banks in this
State ----------------------Notes and Dills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ----------- __ Other liabilities not inclttded
above -----------------------

15,000.00 none
5,000.00 none 6.00 none. none
13,000.00
30,689.82 1,050.00 3,980.60 none 302.56 805.42 none
none
none
none
none
none
none
9,500.00
11one none none
113.78

79,448.18 Total ----------------------=-=--=$==79='=4=48=.=1=-8

DEPARTMENT OF BANKING

503

STATEMENT Showing Condition of Business December 29, 1922
of the

CITIZENS BANK OF ROSWELL Roswell, Ga.

President, H. P. CARPENTER

Vice President, C. B. DORRIS

Cashier, C. C. FOWLER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this !State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities pther
than cotton ----------------Other assets not included above
Total ------------------------ $

61,668.75 1,117.97
19,788.85 none
none
none none none 1, 762.32 1,622.68 none 21,844.58 120.11 4,894.85 none none
none 88.58
none 100.54
none 70.80
113,090.03

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ____________:.__________ $

21,000.00 none
2,400.00 8,619.93
none none 744.81 none
34,590.75 none
29,829.05 none none 48.88 none
none
15,856.61
none
none
none
none
none
none none none
none
113,090.03

504

THIRD ANNUAL REPORT

STATEMENT
Showing Condition of Business December 29, 1922

of the

ROSWELL BANK Roswell, Ga.

President, C. C. FOSTER

Vice President, .J. .T. SPALDING Cashie1, .JOE II. FOSTER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ---------~---- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- ~

25,865.83 I Capital Stock Paid in ________ $
9,105.36 1 Amounts reserved for branches
43,495.77 Surplus Fund ----------------6,552.70 Undivided Profits -------------
Dividends Unpaid ------------none Due to Banks in this State ___
Due to Banks in other States__ none Call Money -----------------13,637.50 Individual Deposits Subject to none Check ---------------------635.84 Demand Certificates of Deposit 836.87 Time Certificate of Deposit __ _

none
52,298.24
2,358.62 4,091.68

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

none BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-ra--l --R-e---

none none 1,795.06 339.14

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 39.49 with othe-r Banks in other

none 40,166.80

C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r -rowed Money ---------------
Liability on Letters of C'redit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above -----------------------

201,218.90 Total -------------------------- $

25,000.00 none
-25,000.00 8, 764.68 12.00 none none none
93,631.56
48,243.96 none none
331.31 30.00
none
none
none
none
none
none
none
none 205.39
none
none
201,218.90

DEPARTMENT OF BANKING

505

STATEMENT, Showing Condition of Business December 29, 1922

THE FARMERS BANK Royston, Ga.

President, W:M:. D. BOWERS

Vice President, L. N. McWHORTER Cashier, E. F. RAY

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ pue from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------- Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and aoceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

LIABILITIES:

i 168,582.31 Capital Stock Paid in -------- $
9,211.90 Amounts reserved for branches

22,161.62 Surplus Fund ----------------none Undivided Profits -------------

Dividends Unpaid ------------none Due to Banks in this State ___

Due to Banks in other States__

none Call Money -----------------none Individual Deposits Subject to

4,216.41 Check ---------------------3,159.31 Demand Certificates of Deposit

none Time Certificate of Deposit ---

Savings Deposits ------------none Trust Funds on Deposit ------

Cashier's Checks ------------23,840.13 Certified Checks --------------

Bills Payable to Banks in this

18,650.87 6,141.79

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

151.25
none none 2,395.47 none
none none
none 1,621.01

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not inc!uded
above -----------------------

260,132.07 Total -------------------------$

30,300.00 none none
15,939.69 16.00 none none
15,000.00
150,870.19 none
47,983.89 none none 22.30 none
none
none
none
none
none
none
none
none none none
none
260,132.07

506

THIRD ANNUAL REPORT

S':rATEMENT Showing Condition of Business December 29, 1922

of the

ROYSTON BANK Royston, Ga.

President, LUTHER BOND

Vice President, R. M. TURNEI-t

Cashier, J. FRANK LEE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

270,709.42 I Capital Stock Paid in ________ $
20,701.45 Amounts reserved for branches 14,837.10 Surplus Fund -----------------
none Undivided Profits ------------Dividends Unpaid -------------
none Due to Banks in this State __ _ Due to Banks in other States__

2, 700.00 1,480.00 8,511.50 4,786.71 2,627.00
18,372.24
18,261.11
4,614.44 6,030.46

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

none 11,913.98
1,054.85 256.56

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 1,656.86 with other Banks in other

3,263.08 none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

392,786.76 Total --------------------------$

60,000.00 none
30,000.00 7,731.50 70.00 none none none
183,080.24 none
110,752.00 none none
1,071. 79 none
none
none
none
none
none
none
none
none none none
81.23
392,786.96

DEPARTMENT OF BANKING

507

STATEMENT Showing Condition of Business December 29, 1922
ot the

BANK OF RUTLEDGE Rutledge, Ga.
President, R. W. WALLACE Vice Presidents, M. L. WALLACE, E. C. PONDEH Cashier, THOS. PEACOCK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency --------~------------ Due from -other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Tot~! -------------------------$

33,715.01 6,174.49
74,686.98
none
none none
10,000.00 1,000.00 600.00
13,640.00
none
33,415.46
10,834.05 6,594.96
none
none
279.28 395.99 203.69
none none
none
1,451.89
192,991.80

Capital Stock Paid in ------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States -------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities -t included
above -----------------------
Total ------------------------ $

50,000.00
none
25,000.00
none none none none none
81,571.35
none
34,743.00 1,591.53
none
85.92
none
none
none
none
none
none
none
none
none noo.e none
none
192,991.80

508

THIRD ANNUAL REPORT

Report of the
CITIZENS & SOUTHERN BANK, SAVANNAH GA. AND ITS BRANCHES
(Consolidated) Showing Condition of Business December 29, 1922
As Called for by the Superintendent of Banks

PARENT

President, MILLS B. LANE

Vice Presidents, GORDON L. GROOVER, WM.

MURPHY, W. B. STR.ATFORD

Cashier, W. B. SPANN, JR.

MARIETTA STREET OFFICE, ATLANTA, GA.
President, MILLS B. LANE Vice Presidents, A. M. BERGSTROM, T. C. ERWIN, H. LANE YOUNG Cashier, W. V. CROWLEY

CENTRAL OFFICE, ATLANTA, GA.
President, MILLS B. LANE Vice Presidents, A. M. BERGSTROM, HENRY C. HEINZ, CARL H. LEWIS Cashier, THOS. I. MILLER

MACON, GEORGIA

President, MILLS B. LANE

Vice Presidents, E. C. SCOTT, GEO. B. CLARKE

Cashier, A. E. BIRD, JR.

AUGUSTA, GEORGIA

President, MILLS B.. LANE

Vice President, I. S. FERGUSO~

Cashier, T. G. TARVER

MITCHELL STREET OFFICE, ATLANTA, GA.

Vice President, H. S. COHEN

Cashier, A. J. STITT

TENTH STREET OFFICE, ATLANTA, GA.
Cashier, E. T. JOHNSON
(Continued on Following Page)

DEPARTMENT OF BANKING

509

RESOURCES:

LIABILITIES:

I Time Loans and Discounts____$31,4Z7,886.31 Capital Stock Paid in -------- $2,100,000.00

Demand Loans --------------- 11,527,216.85 Amounts reserved for branches Loans Secured by Real Estate_ 1 563 534 93 Surplus Fund ----------------- 2,500,000.00
United States Bonds ---------- ' zs',o9z:oo Undivided Profits ------------- 457,116.57

Municipal, Drainage District and State of Georgia Bonds__
Stock in the Federal Reserve

Dividends Unpaid ------------- 22,044.00 84,357.50 Due to Banks in this State ___ 10,680,204.80
Due to Banks in other States__ 3,531.475.55

Bank ----------------------- 138,000.00 Call Money -----------------Other Stocks and Bonds ------ 2,280,492.13 Individual Deposits Subject to

none

Banking House --------------Furniture and Fixtures -------
Other Real Estate Owned ----Due from Federal Reserve
Bank ________ __:______________

680,178.14 406,847.75 444,002.69
6,034,394.73

Check ---------------------- 20,804,220.36 Demand Certificates of Deposit 145,985.66 Time Certificate of Deposit ___ 1,508,638.05 Savings Depo~;Jits ------------- 18,719,240.43
Trust Funds on Deposit ------ 81,059.33

Due from Approved Reserve

Cashier's Checks ------------- 180,413.45

Agents in this State --------

none Certified Checks -------------- 379,163.91

Due from Approved Reserve Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other

none 2,145,614.44
5,237,150.44

Bills Payable to Banks in this State ---~--------------------
Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank -----------------

none none none

States ---------------------- 1,907,289.21 Notes and Bills Rediscounted

Advances on Cotton -----------

none with Federal Reserve Bank_ 4,559,400.00

Checks for Clearing House ___ _ 1,850;491.24 Notes and Bi!Is Rediscounted

Other checks and cash items__ 175,911.77 With other Banks in this

Customers liability on letters

State -----------------------

of credit and acceptances __ 4,138,626.75 Notes and Bills Rediscounted

none

Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

28,911.76
none 546,921.96

with other Banks in other States ---------------------Certificates of Deposit for Borrowed Money --------------Liability on Letters of Credit

none none

and Acceptances ------------ 4,138,626.75

Reserve for Interest and Taxes 176,044.76

Bonds Borrowed ------------- 665,000.00 Other liabilities not included

above ---------------------- 594,286.98

Total -----------------------$70,642,920.60 Total

____ $70,642,920.60

510

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF CAlVIDEN COUNTY St. Marys, Ga.

President, C. A. TAYLOR

Vice President, G. W. BRANDON Cashier, J. F. HUGHES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

80,302.381 Capital Stock Paid in -------- $

none none

Amounts reserved for branches Surplus Fund ____________ _: ___ _

4,050.00 Undivided Profits -------------

Dividends Unpaid -------------

none Due to Banks in this State ___

Due to Banks in other States__

none Call Money -----------------Individual Deposits Subject to

3,688.53 2,744.26
none
none
18,435.49

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

198.82 State -----------------------5,561.32 Bills Payable to Banks in other

none
278.85 none none
1,007.29
none 1,005.44
none none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

117,272.38 1 Total ------------------------$

15,000.00 none
10,000.00 1,184.64 none 2,408.43 none none
50,767.58 none
9,625.16 12,152.67
none 1,730.34
none
6,000.00
none
none
none
8,403.56 none none none
none
none none none
none
117,272.38

DEPARTMENT OF BANKING

511

STATEMENT
Showing Condition of Business December 29, 1922
o:t the

BANK OF SALE CITY Sale City, Ga.

President, L. 0. BENTON

Vice President, W. M. SMITH

Cashier, R. B. HENDERSON

RElSOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ------""---------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

LIABILITIES:

13,980.31 none none none
none
none none 425.00 807.80 none
none
3,255.29
none 2,181.92
3,152.72
none none 187.03 none
none none
none 4,397.81

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ---------'---Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes a.nd Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

28,387.88 Total -------------------------- $

15,000.00 4,238.36 none none none none none none
6,468.99 none
1,510.00 none
757.74 136.31
none
none
none
none
none
none
none
none
none none none
276.48
28,387.88

512

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE CITIZENS BANK Sandersville, Ga.

Presirent, W. A. WRAY, JR.

Cashier, H. I. BRIDGES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks .and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

136,959.07 12,787.03 47,779.66 none
none
none 13,000.00
none 5,967.12 1,190.00
non~
8,370.24
1,091.75 1,433.30
none
none none 2,463.05 none
none 3,163.95
none none

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included.
above -----------------------

50,000.00
35,000.00 4,645.26 none none none none
36,059.34 none
8,689.57 none nene
131.00 none
10,000.00
none
89,680.00 none none
none
none
none
none none none
none

Total ------------------------- $ 234,205.17 Total --------------------------$ 234,205.17

DEPARTMENT OF BANKING

513

STATEMENT of the

Showing Condition of Business December 29, 1922

THE PEOPLES BANK Sardis, Ga.

President, W. D. BELL

Vice President, W. W. HILLIS Cashier, M. P. CHANCE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banj<:s in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

41,957.40 813.57
18,733.52 none
none
950.00 none
4,500.00 none none
1,821.73
15,387.07
24.59 4,120.68
none
none none none none
none 1,479.16
none none

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other Stat&s __
Call Money -----------------Individual D&posits Subject to
Check ---------------------Denmnd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
Stat& -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rooiscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
6,000.00 13,006.44
none none none none
31,868.98 none
2,025.21 none none
451.85 none
none
none
none
11,435.24
none
none
none
none none none
none

89,787.72 Total -------------------------- $ 89,787.72

514

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

President, C. C. BRIM

BANK OF SASSER Sasser, Ga..
Vice President, J. C. JOINER Cashier, B. H. HILL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Laa.ns --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and Sta.te of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ---------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States: ---------------------Advances on Cotton ----------Checks. for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------ $

73,442.07 none
8,580.52 5,300.00
none
1,500.00 675.00
2,192.50 4,000.00
none
3,325.86
33,817.74
23,044.36 4,980.03
none none 14,518.90 none none
none 30.27
none none
175,409.25

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills RedisCounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ----------------------$

25,000.00 none
25,000.00 9,969.89 none none none none
107,769.96 none
7,165.88 none none
503.52 none
none
none
no!ne
nqne
. nolle
none
none
none none none
none
175,409.25

DEPARTMENT OF BANKING

515

STATEMENT Showing Condition of Business December 29, 1922
ot the

THE CITIZENS TRUST COMPANY Savannah, Ga..

President, HUGO I. FRANK

Vice President, CHAS. P. ROWLAND

Sec. D. W. ANDREWS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank -----------------------, Other Stocks and Bonds ______
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States -------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

647,785.49 186,362.1)2!
53,090.91 150.00
none
7,500.00 3,375.00 60,000.00 6,972.42
none
36,014.56
46,339.92
26,733.01 15,983.53
63,662.56
1,993.35 none
162.09 27.50
none 392.59
none 12,322.44

Total ---------------------$ 1,168,868.29

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
With Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

200,000.0(}
50,000.00 54,607.54
31.50 none none none
400,819.89 17,557.89 42,625.00 221,573.43
8,100.92 650.70 125.59
none
none
none
157,003.69
none
none
none
none none none
15,772.14

Total ------------------------$ 1,168,868.29

516

THIRD ANNUAL REPORT

Report of
EXCHANGE BANK, SAVANNAH, GA. AND ITS BRANCH (Consolidated)
Showing Condition of Business December 29, 1922 As Called for by the Superintendent of Banks

President, A. J. GARFUNKLE

Vice President, JOHN J. POWERS

Cashier, JOHN J. POWERS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 1,435,969.99

Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__
Stock in the Federal Reserve

279,523.95 59,000.00 2,475.00
none

Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____
Due from Federal Reserve

none 2,250.00
none 168,581.36
32,322.50

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _

111,116.24 90,748.58

Currency ---------------------- 105,492.63 Due from. other banks in this

State -----------------------Due from other banks in other

none

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters

none none none 2,169.73

of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other

none 2,012.17

than cotton ----------------Other assets not included above

none none

Total --------------------------$ 2,291,662.15

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------- Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

200,000.00 none
100,000.00 42,005.32 525.00 83,931.48 none none
874,731.50 155,476.91
5,000.00 821,415.02
none none 2,017.05
none
none
none
none
none
none
none
none 6,559.87
none
none

Total --------------------------$ 2,291,662.15

DEPARTMENT OF BANKING

517

STATEMENT

Showing Condition of Business December 29, 1922

of the

GEOR,GIA STATE .SAVINGS ASSOCIATION Savannah, Ga.

President, HENRY BLUN

Vice Presidents, J. F. BUCKNER HAL H. BACON Sec'ty. E. B. PATRICK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____

none

Demand Loans ---------------$ 22,048.21

Loans Secured by Real Estate_ 3,695,669.84

United States Bonds ---------- 96.450.00

Municipal, Drainage District

and State of Georgia Bonds__

none

Stock in the Federal Reserve

Bank -----------------------

none

Other Stocks and Bonds ------ 10,000.00

Banking House --------------- 75,000.00

Furniture and Fixtures -------

6,312.95

Other Real Estate Owned ----- 48,138.88

Due from Federal Reserve

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------- 794,702.70

Due from Approved Reserve

Agents out of this State ____ 128,701.90

Currency ---------------------Due from other banks in this
State. -----------------------Due from other banks in other

27,639.75 none

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

none none 1,747.40

Other checks and cash items__

820.77

Customers liability on letters

of credit and acceptances __

none

Overdrafts-(if any) ----------

none

Advances on commodities other

than cotton -----------------

none

Other assets not included above

1,236.67

Capital Stock Paid in -------- $ 325,000.00

Amounts reserved for branches

none

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___

325,000.00 263,192.17
none
none

Due to Banks in other States__

none

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------Demand Certificates of Deposit

none

Time Certificate of Deposit ___ 2,386,550.00

Savings Deposits ------------- 1,537,427.47

Trust Funds on Deposit ------

none

Cashier's Checks ------------Certified Checks --------------

930.60 96.19

Bills Payable to Banks in this

State -----------------------Bills Payable to Banks in other

none

States ---------------------Bills Payable to Federal Re-

none

serve Bank ----------------Notes and Bills Rediscounted

none

with Federal Reserve Bank_

none

Notes and Bills Rediscounted

with other Banks in this State --------------------~- Notes and Bills Rediscounted

none

with other Banks in other

States ---------------------Certificates of Deposit for Bor-

none

rowed Money ---------------

none

Liability on Letters of Credit

and Acceptances ------------

none

Reserve for Interest and Taxes 31,773.09.

Bonds Borrowed -------------

none

Other liabilities not included

above ----------------------- 38,599.55

Total ------------------------ $ 4,908569.07 Total --------------------------$ 4,908,569.07

518

THIRD ANNUAL REPORT

STATEMEN'l' Showing Condition of Business December 29, 1922

of the

LIBERTY BANK & TRUST CO. Savannah, Ga.

President, HENRY BLUN

Vice President, HAL H. BACON

Cashier, C. A. M0CARTHY

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$ 1,381,207.49

Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__
Stock in the Federal Reserve

415,998.33 108,872.18
none
none

Bank ----------------------- 19,500.00 Other Stocks and Bonds ------ 745,742.89

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve

250,000.00 none
38,453.73

Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _

145,727.96
84,073.63
295,694.19 80,959.22
101,241.44
none none none

Other checks and cash items__
Customers liability on letters of credit and acceptances __

2,175.37 none

Overdrafts-(if any) ---------Advances on commodities other

3,990.61

than cotton ----------------Other assets not included ab9ve

none 651.04

Capital Stock Paid in -------- $ 300,000.00

Amounts reserved for branches

none

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__

350,000.00 193,715.81
1,153.50 504,202.22
8,840.47

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits __.:__________
Trust Funds on Deposit ------
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

1,261,666.57 33,477.34 50,145.02
934,371.34 none
none
1,247.66

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_

none none none none

Notes and Bills Rediscounted

with other Banks in this

State ----------------------Notes and Bills Rediscounted
with other Banks in other

none

States ---------------------Certificates of Deposit for Bor-
rowed Money -~------------ Liability on Letters of Credit

none none

and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

none none
none

above ----------------------- 35,468.15

Total -------------------$ 3,674,288.08 Total --------------------------$ 3,674,288.08

DEPARTMENT OF BANKING

519

STATEMENT Showing Condition of Business December 29, 1922
of the
SAVANNAH BANK & TRUST COMPANY Savannah, Ga.
President, COURTNEY THORPE Vice Presidents, LEOPOLD ADLER, M. D. P .AJPY Cashier, M. D. P APY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $2,719,639.23

Demand Loans -------------.Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__
Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ------

1,870,812.27 84,000.00 19,870.50
none
42,000.00 394,423.75

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to

700,000.00
none 700,000.00 217,265.81
5.00 850,440.07
40,079.35 none

Banking House --------------- 518,535.55

Furniture and Fixtures -------

none

Other Real Estate Owned -----

9,175.00

Due from Federal Reserve
Bank ----------------------- 248,075.60 Due from Approved Reserve
Agents in this State -------- 242,144.95 Due from Approved Reserve
Agents out of this State ____ -387,701.69

Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__

13 3, 912.59
177,947.88
none none 54,161.17 1,363.04

Check ---------------------- 1,337,106.28 Demand Certificates of Deposit 22,000.00

Time Certificate of Deposit --- 28,694.81

Savings Deposits ------------- 974,004.69

Trust Funds on Deposit ------ 186,108.06

Cashier's Checks ------------- 293,506.06

Certified Checks --------------

5,327.95

Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th~-er

none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-- 1,000,000.00

serve Bank -----------------

none

Notes and Bills Rediscounted

with Federal Reserve Bank_ 1,331,609.32

Notes and Bills Rediscounted

with other Banks in this

Customers liability on letters

State -----------------------

of credit and acceptances __ 895,467.73 Notes and Bills Rediscounted

none

Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

51,490.53
none none

with other Banks in other States ---------------------Certificates of Deposit for Borrowed Money --------------Liability on Letters of Credit

147,313.49 none

and Acceptances -----------Reserve for Interest and Taxes

none 17,250.00

Bonds Borrowed ------------Other liabilities not included

none

above -----------------------

10.59

'B.otal

$ 7,850,721.48 I Total __ _

-- ___:____ $ 7,850,721.48

520

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

WAGE EARNERS SAVINGS BANK Savannah, Ga..

President, L. E. WILLIAMS

Vice President, SOL C. JOHNSO~

Cashier, R. A. HARPER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Resa.rve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -------------~---------
Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ____ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

283,847.77 1 Capital Stock Paid in -------- $ none 1 Amounts reserved for branches
455,854.88 Surplus Fund -----------------
31,000.00 Undivided Profits -------------
Dividends Unpaid ------------none Due to Banks in this State __ _
Due to Banks in other States__

none 160,475.00
86,212.23 10,536.48 29,278.86
none
8, 724.26

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks -------------
Certified Checks -------------Bills Payable to Banks in this

none State -----------------------13,689.33 Bills Payable to Banks in other

none
none
3,957.16 405.51
none none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Xotes and Bills Rediscounted
with Federal Reserve Bank_ Xotes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none 1,534.18

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

50,000.00 none
25,000.00 none
811.20 none none none
none
232,100.00 690,080.48
none 1,150.54
633.78
50,000.00
35,000.00
none
none
none
none
none
none 739.66
none
none

Total --------------------------$ 1,085,515.66 Total --------------------------$ 1,085,515.66

.

DEPARTMENT OF BANKING

521

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF SCOTLAND Scotland, Ga.

President, E. H. HERMAN

Vice President, J. T. ELDER

Cashier, H. G. McALLISTER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) _________ _:
Advances on commodities other
than cotton ----------------Other assets not included above

80,912.77 3,500.00 none
none
none
none none 3,428.91 2,096.76 4,874.85
none
33,310.38
24,777.65 6.86
none
none none
400.64 12.28
none 2,990.44
3, 793.18 none

rota! -------------------------- $ 163,634.'72

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o-B--a-n-k--s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State -y---------------------
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00
none
5,000.00 15,847.83
none none none none
71,642.81
none
46,140.43
none none
3.65
none
none
none
none
none
none
none
none
none none none
none
163,634.72

522

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

SCOTT BANKING OOMPANY Scott, Ga.

President, L. 0. BENTON

Vice President, S. H. LYNCH Cashier, R. R. TEAGLE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ----------Municipal, Drainage- District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------$

41,825.90 1,139.30 4,737.54 none
none none
1,200.00 1,000.00 3,500.00
none 3,169.99
25.97 734.46
none none none none 165.18 none none none 773.15
58,271.49

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Danks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
$ Total -------------------- __

15,000.00 none
3,000.00 none 5.00 none none none
13,443.73 none-
5,109.00 none none
347.90 none
10,691.29
10,674.57
none
:n.one
none
none
none
none none none
none
58,271.49

DEPARTMENT OF BANKING

523

STATBMENT Showing Condition of Business December 29, 1922

of the

FARMERS & MERCHANTS BANK Senoia, Ga.
President, R. L. HARDY Vice Presidents, C. C. McKNIGHT, L. L. HUTCHINSON Cashier, H. G. HUTCHINSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Re.al Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Appro~d Reserve
Agents in this State -------Due. from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ____________...;_________ $

231,245.15 47,683.!>0 none none none none 675.00 1,000.00 none 15,841.00
none 16,369.70
2,366.23 4,269.75
none none 11,366.58 693.18 none none none none
331,510.49

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------- $

50,000.00 none
50,000.00 15,979.61
124.00 none none none
89,038.46 none
75,939.67 none none
428.75 none
47,50(1.00
none
2,500.00
none
none
none
none
none none none
none
331,510.49

524

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

ot the

CITIZENS BANK Shady Dale, Ga.

President, D. N. HARVEY

Vice President, W. W. PERRY Cashier, 0. H. BANKS

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------~-------- $

LIABILITIES:

21,096.98 6,404.94
11,888.41 none none
405.00 none none
7,168.99 1,000.00
none
9,589.00
3,681.78 2,688.90
none
none none none none
none none
none 863.54
65,08'7.54

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individua( Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States --------------------Bills Payable to Federal Re
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------- ------------
Total ----------------------$

30,000.00 none none
249.74 none none none none
16,014.56
18,697.75 none none
125.49
none
none
none
none
none
none
none
none
none none none
none
65,087.54

DEPARTMENT OF BANKING

525

STATEMENT Showing Condition of Business December 29, 1922
ot the

BANK OF SHARON Sharon, Ga.

President, J. W. FALLIN

Vice President, W R. MOORE Cashier, 0. G. STONE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------------~ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency -------------~------- Due from other banks in this DuSetaftero, m---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States' ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton -------'---------Other assets not included above
Total --------------------$

65,850.25 4,125.00
17,126.00 2,000.00
none
none none none 735.00 none
none
33,417.57
1,387.44 3,460.09
none
none 594.26
none none
none none
none none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------C.ertified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

128,695.61 Total --------------------------$

15,000.00 none
23,000.00 13,071.09
none none none none
51,001.87 26,622.65
none none none none none
none
none
none
none
none
none
none
none none none
none
128,695.61

526

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

SHARPSBURG BANKING CO. Sharpsburg, Ga.

President, J. R. COL~

Vice President, J. C. HARRIS Cashier, L. S. McLEAN

RESOURCES:
Time Loans and Discounts___ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

LIABILITIES:

25,668.59 158.86
1,234.68 none
none
none none 1,598.36 1,222.22 none
none
6,131.29
1,281.36 652.88
none
none 776.69
none 17.50
none 343.43
none none

Capital Stock Paid in --------$.
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Fayable to Banics in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
NoStteastean-d---B--il-l-s--R--e-d-i-s-c-o-u-n--te-dwith other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00 none
10,000.00 933.39 none none none none
13,114.99 37.48 none none none none none
none
none
none
none
none
none
none
none none none
none

39,085.86 Total --------- ------------ $ 39,085.86

DEPARTMENT OF BANKING

527

STATBMENT

Showing Condition of Business December 29, 1922

of the

SHELLMAN BANKING CO. Shellman, Ga..

. President, W. J. OLIVER

Vice President, J. M. WOOTEN Cashier, T. R. ARTHUR

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures -----'-Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved. Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts--(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included. above

94,772.60 1,600.00 none 6,167.70
none
none 450.00 6,117.09 3,796.00
none
none
25,611.72
17,436.98 8,858.38
none
none 40,452.13
none 720.75
none 235.94
none none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ----------------~---- Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscolilnted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
25,000.00 2,064.34 noD. a none none none
135,979.21 none
16,645.27 none none none
1,530.47
none
none
none
none
none
none
none
o.;;,..._
none none none
none

Total ----------------------- $ 206,219.29 Total --------------------------$ 206,219.29

528

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF SHILOH Shiloh, Ga.

President, E. B. TRAMMELL

Vice President, W. R. PARKER

Cashier, E. B. TRAMMELL

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency --------------------~Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

LIABILITIES:

42,050.53 1,086.31 none none
none
none none 1,800.00 2,000.00 1,488.61
none
2,328.93
none 267.41
none
none none 927.24 none
none 251.23
none none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ------------------------

52,200.26 Total --------------------------$

15,000.00 none none
452.46 none none none none
6,257.45 none
11,144.56 none none 8.95 none
none
19,336.84
none
none
none
none
none
none none none
none
52,200.26

DEPARTMENT OF BANKING

529

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF SILOAM Siloam, Ga.

President, JNO. F. HOLDEN/

Vice President, JAS. B. DALVIX

Cashier, W .M. REYNOLDS

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------$

LIABILITIES:

44,411.70 none none none
none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

none Call Money -----------------none Individual Deposits Subject to

2,500.00

Check ----------------------

1,500.00 Demand Certificates of Deposit

none Time Certificate of Deposit ___

Savings Deposits -------------

none Trust Funds on Deposit -----Cashier's Checks -------------

17,831.03 1 Certified Checks -------------Bills Payable to Banks in thts

928.51 State -----------------------3,518.68 Bills Payable to Banks in other

States ---------------------15,000.00 Bills Payable to Federal Re-

none none none 28.50

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 163.41 with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above ------ _ ---------------

75,881.83 Total -------------------------$

15,000.00 none
10,000.00 9,953.98 12.00 none none none
27,288.33 none
13,627.52 none none none none
none
none
none
none
none
none
none
none none none
none
75,881.83

530

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF SMITHVILLE Smithville, Ga.

President, W. A. JONES

Vice President, W. BOWEN Cashier, A. P. LANCY

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------- $

LIABILITIES:

27,131.87 8,252.43
24,709.63 none
none
none 4,500.00 2,000.00 2, 752.55 3,640.35
none
4,052.75
1,489.03 3,950.81
5,000.00
none none 123.50 none
none 641.99
none 4,289.60

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------"Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money -~------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

92,544.51 Total -------------------------- $

25,000.00 none
5,000.00 1,564.69
none none none none
41,905.30 none
18,546.74 none none
416.83 none
none
none
none
none
none
none
none
none none none
110.95
92,544.1'>1

DEPARTMENT OF BANKING

531

STATEMENT

Showing Condition of Business December 29, 1922

of tlle

BANK OF SMYRNA Smyrna., Ga..

Preilident, J. GID MORRIS

Vice President, J. D. CARN

Cashier, JNO. S. THOMPSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

132,072.29 205.00
24,311.22 none
none
none 3,000.00 2,409.31 2,733.43
850.00
none
8,609.80
2,174.84 4,479.34
none
none none none 35.40
none none
none 3,404.90

Total ---------------------$ 184,285.53

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in th.is
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------$

16,300.00 none
4,000.00 5,202.84
12.00 none none 22,000.00
46,707.98 none
50,323.07 39,709.64
none 30.00 none
none
none
none
none
none
none
none
none none none
none
184,285.53

532

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE WALTON COUNTY BANK Social Circle, Ga.

President, J. L. NEWTON

Vice Presidents, W. H. STANTON Cashier, H. L. ROWE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State ----------------~------Due from othj'lr banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

295,244.98 none
272,564.50 none
none
5,400.00 none
5,000.00 1,388.55 6,500.00
13,728.13
24,506.87
2,046.55 12,725.94
none
none 8,147.70
none 127.61
none 9.48 none none
647,390.31

Capital Stock Paid in -------- $ 125,00.00

Amounts reserved for branches

none

Surplus Fund ----------------- Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___
Due to Banks in other States__

55,000.00
6,484.78 5,000.00
none none

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------De:nmnd Certificates of Deposit Time Certificate of Deposit ___

125,424.46 563.91
63,294.20

Savings Deposits -------------

none

Trust Funds on Deposit ------

none

Cashier's Checks ------------Certified Checks -------------'Bills Payable to Banks in this

7,994.08 none

State -----------------------Bills Payable to Banks in other

none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_

89,000.00 none
166,119.00

Notes and Bills Rediscounted

with other Banks in this

State ----------------------Notes and Bills Rediscounted

none

with other Banks in other

States ---------------------Certificates of Deposit for Bor-

none

rowed Money --------------Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes

none 3,509.88

Bonds Borrowed ------------Other liabilities not included

none

above -----------------------

none

Total ------------------------- $ 647,390.31

DEPARTMENT OF BANKING

533

STATEMENT Showing Condition of Business December 29, 1922
of the

THE BANK OF SOPERTON Soperton, ,Ga.
President, N. L. GILLIS, SR. Vice Presidents, J. B. O'CONNOR, M. B. GILLIS Cashier, J E. HALL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures --~---Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from Other banks in this
State. -----------------------~ Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

115,901.77 3,270.00
102,467.90 none none
1,500.00 450.00
14,000.00 4,490.00 8,004.90
14,915.25
50,311.30
1, 734.39 6,246.37
none
none 32,532.53
495.00 107.59
none 94.27
226.93 304.00
357,052.20

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
25,000.00 5,958.39 24.00 none none none
134,701.76 none
156,865.24 8,543.55 none 959.26 none
none
none
none
none
none
none
none
none none none
none
357,052.20

534

THIRD ANNUAL REPORT

STATE:IIIIBNT Showing Condition of Business December 29, 1922
of the

PEOPLES BANK OF SOPERTON
Soperton, ,Ga.

President, W. T. McCRIMMON Cashier, R. WARD

Vice President, B. A. R,()WE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and 'Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

71,900.18 3,281.95
39,077.92 1,400.00
none
none 3,225.00 1,650.00 1,625..00
none
none
15,631.80
3,057.85 6,940.57
500.00
5,500.00 none
219.35 none
none 37.61
none 3,687.95
157,735.18

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate o"f Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Lefters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

Total ---------------- __

$

15,000.00 none
3,000.00 891.31 none none none none
79,075.77 none
50,184.07 8,718.76
none 549.00
none
none
none
none
none
none
none
none
none none none
316.27
157,735.18

DEPARTMENT OF BANKING

535

STATBliiENT Showing Condition of Business December 29, 1922
of the

BANK OF SPARKS Sparks, Ga.

Pr!Jsident, S. G. ETHRIDGE

Vice President, J. S. SIMMONS

Cashier, BENJ. F. GARY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ ll6,742.04

Demand Loans --------------Loans Secured by Real Estate.
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__
Stock in the Federal Reserve

9,812.2.3 35,273.32
none
none

Bank ----------------------Other Stocks and Bonds ------

none 360.00

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve

3,300.00 3,825.25
"' 5,240.00
~~;
none

Agents in this State -------Due from Approved Reserve

3,471.13

Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftero m---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__

5,936.00 7,812.15
none
none 9,547.31
none 562.24

Customers liability on letters of credit and acceptances __

none

Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

none
none 1,965.85

Total -------------------------$ 203,847.52

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ____.:________
Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
$ Total -----------------------

25,000.00 none
5,000.00 none none none none none
91,600.81 none
42,791.73 none none
454.98 none
5,000.00
none
none
none
none
none
none
none none none
34,000.00
203,847.52

536

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

SPARTA SAVINGS BANK Sparta, Ga.

President, R. A. GRAVES

ice President, R. E. WHEE'LER, C. S. DUGGAN Cashier, M. G POUND

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

154,651.90 3,302.01
40,713.13 95.80
none
none 405.00
none 2,987.38
700.00
none
2,702.95
none 5,487.57
none
none 6,361.92 2,335.25
367.05
none none
1,158.01 5,787.13

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certiilcates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Cheeks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Otahbeorvelia_b_i_l_i:t_i_e_s___n_o_t___i_n_c_l_u_d_e_d_

25,000.00 none
5,000.00 none none none none none
81,914.60 none
17,006.~1
11,322.32 none
238.15 none
15,369.58
27,477.38
43,726.46
none
none
none
none
none none none
none

Total -------------------------$ 227,055.10 Total --------------------------$ 227,055.10

DEPARTMENT OF BANKING

537

STATEMENT Showing Condition of Business December 29, 1922
of the

THE EXCHANGE BANK OF SPRINGFIELD Springfield, Ga.

President, B. K. SHEAROUSE

Vice President, P. R. KITTLES

Cashier, J. Mac:MARCHMAN

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

LIABILITIES:

65,603.94 none none none
none
none none 2,500.00 1,000.00 475.50
none
none
none 2,743.08
13,786.68
none none none 1,309.02
985.92 none
none 646.47

capital Stock raid ia ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check --------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit _____ _
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------::->rates and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

89,050.51 Total --------------------------$

15,000.00 none none
1,265.39 none none none none
16,362.68 none
55,045.11 none none none none
none
none
none
none
none
none
none
none 63.79 1,313.54
none
89,050.51

538

THIRD ANNUAL REPORT

STATEMENT Showing Condition of BusiDess December 29, 1922
of the

BANK OF STAPLETON Stapleton, Ga.

President, DAVID BENTON

Vice Preside.nt, JAS. STAPLETON

Cashier, J. C. KILGORE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____. $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------- $

36,520.60 10,500.00 14,474.10
1,650.00
none
none none 2,500.00 3,665.00 3,200.00
none
11,340.08
3,345.58 4,234.33
none
none none none none
none 59.33
none 2,958.85

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand CertiD.catcs of Dc;>osit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Chec:<s ------------Certified Cllecks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Lette-rs of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

94,447.87 Total --------------------------$

15,000.00 none
5,000 00 1,960.03
none none none none
49,250.03 none
23,215.66 none none 22.15 none
none
none
none
none
none
none
none
none none none
none
94,447.87

DEPARTMENT OF BANKING

539

STATEMENT Showing Condition of Business December 29, 1922
ot the

BANK OF STATESBORO Statesboro, Ga.

President, S. C. GROOVER

Vi~e President, E. L. SMITH

Cashier, J. 0. JOHNSTON

RESOURCES:

LIABILIT LES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and.Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ~:. _______ _ Advances on commodities other
than cotton ----------------Otb.oc assets not included above
Total --------------------$

268,817.30 20,576.69
111,524.~0
119,930.00 25,825.00 5,250.00
none
30,000.00 5,547.84 9,850.29
40,478.65
none
none 12,873.02
174,600.93
14,200.86 none none
623.83
none 183.42
none 30,000.00

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Dills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve. Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------"-----

870,282.43 I Total ------------------------ $

100,000.00 none
75,000.00 3,890.69 1,186.67 none none none
374,876.69 none
309,842.48 none none
343.60 none
none
none
none
none
none
nd.ne
none
none 5,142.30
none
none
870,282.43

540

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

SEA ISLAND BANK Statesboro, Ga.
President, R. F. DONALDSON Vice President, J. A. BRANNEN, S. L. MOORE Cashier, J. G. WATSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Fe"deral Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from -other banks in this
State -----------------------Due from other banks in other
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------------------- $

320,509.57 65,502.37 73,781.08 24,900.00
25,000.00
none
1,960.00 33,000.00
4,000.00 26,596.21
none
48,212.53
14,545.73 9,493.04
none none none
649.73 502.21
none
135,45
none none
648,787.92

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total __________________________$

50,000.00
none
50,000.00 22,777.21
none none none none
266,533.60 none
195,333.81 17,511.38 none 4,981.92 none
20,000.00
none
none
non"
none
none
none
none none
21,650.00
none
648,787.9:.>

-DEPARTMENT OF BANKING

541

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF STATHAM Statham, Barrow Co., Ga.

President, L. 0. BENTO::'Il'

Vice President, C. B. CHAMBERS Cashier, B. H. GRANT

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ _
Demand Loans ---------------$
Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
'and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State, -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

none 170,807,77
3,518.01 none
3,100.00
none none 1,900.00 2,975.00 2,500.00
none
11,826.07
6,494.00 4,031.95
none
none 4,358.62
none 72.92
none none
none 10,536.14
222,121.48

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other '
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

40,000.00 none
15,000.00 none none none none none
69,.146.50 none
92,974.34 none
4,606.43 88.65 none
none
none
none
none
none
none
none
none none none
5.56

Total --------------------------$ 222,121.48

542

THIRD ANNUAL REPORT

STATBJIIENT Show1Dg Oonditton of Business December 29, 1922
of the

BANK OF STEPHENS Stephens, Ga.

President, JNO. F. HOLDEN

Vice President, W. F. ADKINS

Cashier, M. 0. HOLLIS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 56,802.04

Demand Loans -------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__
Stock in the Federal Reserve

943.31 4,750.73
500,00
none

Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve

none none 1,593.20 2,427.32 9,893.55

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------Due from Approved Reserve

15,626.82

Agents out of this State ___..:._- 398.44

CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-

2,925.98

DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r States ---~-----------------
Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__
Customers liability on letters of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other

none
none none none 65.71
none 51.94

. than cotton ----------------Other asseta not included above

none none

Total ----------------$ 95,979.04

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
~eck ---------------------Denmnd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks ~---~-------- Bills Payable to Banks in this
BiSlltsatPea-y-a~b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total ---------------

-----$

15,000.00 none
10,000.00 542.12 14.40 none none none
27,913.14 none
17,472.21 none none 87.33 none
8,100.00
none
16,849.84
none
none
none
none
none none none
none
95,979.04

DEPARTMENT OF BANKING

543

STATEMENT Showing Condition of Business December 29, 1922
of the

PLANTERS BANK Stillmore, Ga.

President, J. N. YOUMANS

Viee President, L. B. BROWN

Cashier, FRANK H. GREEN

-- Bliii!OUBCIII!I: ------------------L-I-A-B-IL-I-T-I-E-S-: -----------

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve

71,918.70 5,331.06
20,289.93 none
none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__

25,000.00
none none none none none none

Bank ----------------------Other Stocks and Bonds ------

none Call Money -----------------none Individual Deposits Subject to

none

Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _

7,500.00

Check ----------------------

2,000.00 Demand Certificates of Deposit

3,465.00 Time Certificate of Deposit ___

12,677.38 none
50,865.72

Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

none
8,333.89
none 3,068.30
none
none 2,911.97 3,737.56
none
none none
none 255 26

Savings Deposits ------------Trust Funds on Deposit -----CCearsthifiieerd's CChheecckkss _-_-.:_-__-_-_-_-_-_-_-_-_-_
Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsaya--b-le---t-o--F--e-d-e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted wStiathte o__th__e_r___B_a_n_k::._s___in____t_h_i_s
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit

none none
369.2;~
none 39,899.3t
none none none
none
none none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities not included

none-

above -----------------------

none

Total -----------------------$ 12R,811.67 Total ----------------------- i!' 128,811.67

544

THIRD ANNUAL REPORT

STATE.llrmNT Showing Condition of Business December 29, 1922
o:t the

BANK OF STOCKBRIDGE Stockbridge, Ga.

President, 0. J. BOWEN

Vice Presidents, J. G. \VARD, S. C. McWILLIAMS Cashier, C. M. POWER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ------------- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ____ _: ____ _ Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

23il,679.721 Capital Stock Paid in ________ $
5,031.01 Amounts reserved for branches 64,249.67 Surplus Fund -----------------
none Undivided Profits ------------Dividends Unpaid -------------
6,250.00 Due to Banks in this State ___ Due to Banks in other States__

none 1,950.00 1,000.00 1,015.00 15,978.61
none
17,969.30
2,441.81 14,062.12
none 8,500.00
none 12,969.97
none 5.44

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e~r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none

State ----------------------Notes and Bills Rediscounted

none with other Banks in other

698.03 3,703.50

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

389,504.18 Total --------------------------$

60,000.00 none
12,000.00 15,307.56
none none none 37,500.00
113,777.37 none
83,778.37 none none
326.30 none
none
none
66,814.41
none none
none
none
none
none none none
none
389,504.18

DEPARTMENT OF BANKING

545

STATBIIENT

of the

Showing Condition of Business December 29, 1922

GRANITE BANK Stone Mountain, Ga.

President, J. STEVE McCURDY

Vice President, V. R. WILLIAMS

Cashier, DEAN RHODES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve ' Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States' ---------------------Advances on Cotton ----------Checl<s for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

84,615.03 10,269.27 35,740.!H
none none
none none 1,671.\12 2,569.51 6,291.51
none
31,571.63
795.11 11,334.97
none none none none none
none 482.03
none none
185,341.89

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State __ Due to Banks- in other states__
Call Mouey -----------------Individual Deposits Subject to
Check ---------------------Demand eertificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit ----Cashier's Checks ------------Certified Checks --------~---- Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit a,nd Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

Total ---------- __

$

15,000.00 none
20,000.00 49R.54 none none none none
87,953.12 none
36,888.32 16,820.36
none 181.55
none
5,000.00
none
none
none
3,000.00
none
none
none none none
none
185,341.89

546

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ot the

BANK OF COMMERCE Summerville, Ga.

President, C. C. CLEGHORN Cashier, N. K. BITTING

Vice ,President, E. N. Martin

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

114,997.18 1,306.80
57,528.10 7,050.00
none
none none none 2,145.17 559.37
none
998.43
179.97 3,211.89
none
none none 484 67 211.01
none 4 1;94.01
none 4,338.41

Total ----------------------- $ 197,905.01

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund -------------~- Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------BiSlltsatPeasya_b_l_e__to__B__a_n_k__s_i_n__o_t__b:__e_r
Bills Payable to Federal Reserve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in thls
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

20,400.00 none
12,500.00 none none none
391.40 none
65,625.05 none
16,174.93 none none 33.98 none
2,275.00
47,092.60
none
none
none
9,458.35
none
none none none
23,953.70
197,905.01

DEPARTMENT OF BANKING

547

STATEMENT Showing Condition at Close of Busin!)ss December 29, 1922

CHATTOOGA COUNTY BANK
Summerville, Ga.

President, JNO. D. TAYLOR

Vice President, E. S. TAYLOR

Cashier, B. W. FARRAR

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage- District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
(I'otal -----------$

173,471.58 25,754.74 47,809.25 none none
none 5,000.00 10,600.00 6,053.89 5,867.72
none
17,870.52
64,573.87 5,261.35
none
none none 528.66 72.21 none 3,194.51
none 205.54
366,263.34

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-e--r

B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r-~B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------.1

Total

__ $

30,000.00 none
25,000.00 6,152.89 none none none none
120,982.59 none
30,320.49 none
107,683.19 768.68 nons
none
15,000.00
none
none
none
30,356.00
none
none none
none
none
366,263.84

548

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

THE PEOPLES BANK Summit, Ga.

President, J. LEONARD ROUNTREE

Vice Presidents, B. L. ROUNTREE,

C. L. GRUVER Cashier, H. COLEMAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts---,$
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved .Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

147,492.87 261.80 .none none
none
none none 6,527.56 4,088.89 7,006.57
none
5,226.18
449.66 4,323.64
none
none none 740.80 90.00
none none
none none

rotaJ. -----------------------$ 176,207.97

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject t<>
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
NoStteastean-d---B--il-l-s--R--e-d-i-s-c-o-u-n-t-e-dwith other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money -------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total -------------------'-----$

25,000.00 none
5,000.00 7,973.22
none none none none
39,722.64 2,000.00
54,156.14 none none
35:>.!l7 none
16,000.00
10,000.00
none
none
none
none
none
none none .... none
16,000.00
176,207.97

DEPARTMENT OF BANKING

549

STATEMEN'l' Showing Condition of Business December 29, 1922
of the

THE CENTRAL BANK Swainsboro, Ga..

President, J. G. MASON

Vice President, A. S. BRADLEY Cashier, R. A. FL,ANDERS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage- District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ---------------~-----Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------l;)ue from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------'----$

70,908.02 none none none
none
750.00 none none
5,213.64 none
none
none
107,554.31 15,243.40 none none none none none none none
none none
none none
199.669.37

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none none
5,220.85
none none none none
156,323.80 11,993.22 1,131.50 none none none none
none
none
none
none
none
none
none
none none none
none
199,669.37

550

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922 of the

THE CITIZENS BANK Swainsboro, Ga.

President, J. A. OOLEMAN

Vice LPresident, F. C. BRANOX

Cashier, FRANK MITCHELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ------------- Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

130,654.25 12,739.42 3,850.00 35,000.00
none
none none 7,535.S2 1,971.24 802.57
none
110,158.35
5,578.66 17,342.96
none
none 24,619.49
304.88 none
none none none none
350,557.64

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __._ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed -------------Other liabilities not included
above -----------------------
Total ---------------------$

24,100.00 none
30,000.00 7,210.01 none none none none
278,124.49 none
10,223.34 none none
899.80 none
none
none
none
none
none
none
none
none none none
none
350,557.64.

DEPARTMENT OF BANKING

551

STATEMENT

Showing Condition of Business December 29, 1922

of the

EXCHANGE BANK Sycamore, Ga.

President, 0. W. SMITH

Vice President, JNO. T. MOORE Cashier, Y. J. STOVER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

42,268.97 3,068.11 8,546.53 none
none
none none 3,500.00 2,605.00 7,117.98
none
10,547.68
1,101.85 5,059.73
8,00.00
5,500.00 2,903.10
none 35.00
none 77
7,033.05 283.09

Total --------------------$ .107,568;86

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States
Call Money -----------------IndiVidual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks ----------'----Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total --------------------------$

15,000.00 none
3,000.00 none none none none none
65,854.47 none
19,713.19 none ))one
501.20 none
none
none
none
none
none
none
3,500.00
none none none
none
107,568.86

552

THIRD ANNUAL REPORT

STATBMENT of the

Showing Condition of Business December 29, 1922
THE PLANTERS BANK Sycamore, Ga.
President, B. E. SMITH Vice Presidents, C. T. MADDUX, MRS. JANIE FOUNTAIN Cashier, A. J. BILES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ---------------------Other Stocks and Bonds -----Banking Hou~ --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from ()ther banks in this DuSetaftreom---(-)-th--e-r-b--a-n-k-s--i-n--o-t-h-e--r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included abov~
Total ---------------ill

62,039.05 '1,110.42
26,151.50 none
/
none
.none none
.non~
1,500.00 none
none
15,182.43
5,970.53 4,313.22
none
75.00 none 209.98 none
none 493.91
none none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid -----------Due to Banks in this State __ Due to Bank!S' in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other CeSrttiaftiecsate-s--o-f-~D-e-p--o-s-it--f-o-r-B--o-r--
rowed Money -------------Liability on Letters of credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

123,046.04 Total ------------------------$

25,000.00 non&
5,000.00 4,089.85
none none none none
62,920.01 none
9,794.93
non~
none 1,241.25
none
none
none
15,000.00
none
none
none
none
none nene none
none
123,046.04

DEPAR,TMENT OF BANKING

553

STATE'MBNT Showing Condition of Business December 29, 1922

SYLVANIA BANKING CO.. Sylvania, Ga.

President, W. A. MALLORY

Vice Presidents, J. A. MILLS, C. B. PFEIFFER

Cashier, J. V. HALL

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank --------------------~Other Stocks and Bonds -----Banking House ----------.----Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-Of any) ---------Advances on commodities ot:ner
than cotton ----------------Other assets not included above
Total -------------------$

69,816.01 2,476.46
25,379.72
none
none
none none none 2,780.03 3,400.00
22,046.74
4,311.86
none 14,283.88
none none none 537.89 none
none 1,302.58
none 1,324.10
147,659.27

Capital Stock Paid in ________ $
Amounts reserved for branche!l Surplus Fund ---------------Undivided Profits ---------,--Dividends Unpaid ---------,.--Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit ____:__
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this BiSlltsatPea-y-a-b-l-e--t~o--B-a-n--k-s--in--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B-o-:-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00' none
5,000.00
none none none none none
76,911.98 none
24,703.90 6,572.61 7,302.78 2,168.00
none
none
none
none
none
none
none
none none none
none
147,659.27

554

THIRD ANNUAL REPORT

STATEMENT of the

Showing Condition of Business December 29, 1922

FARMERS & MERCHANTS BANK Sylvester, Ga.

President, D. H. POWELL

Vice Presidents, G. W. PRICE, W. C. FOREHAND Cashier, H C. CAMP

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------- Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due .from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b-a-n- k- -s- -i n- - -t -h-i sDuSetaftreom---o-t-h-e-r--b-a-n--k-s-i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Ch'ecks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
.Total ------------------------- $

163,380.30 2,648.64
75,500.00 440.00 none
none none 8,764.62 3,894.10 none
none
16,082.64
7,569.77 4,904.21
11,000.00
4,000.00 5,583.32 1,930.10
nonf none 2,143.98 none 3,552.21
311,393.89

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State __ Due to Banks in other States__
~:~~v~~~Yn;P~;iis--s;;i;j;~t:-t~
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted , with other Banks in this State -------------~--------
Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total ---------------------$

42,000.00 none none
6,723.86 none none none none
99,263.14 none
158,447.00 3,006.81 none 1,953.08 none
none
none
none
none
none
none
none
none none none
none
311,393.89

DEPARTMENT OF BANKING

555

Showing Condition of Business December 29, 1922
of the

SYLVESTER BANKING COMPANY Sylvester, Ga.

President, T. C. JEFFORDS

Vice Presidents, CHAS. H. STRANGWARD,

CHAS. W. HILLHOUSE Cashier, J H. WESTBERRY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds_..: Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal ReSrve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-Of any) ---------Advances on commodities other
than cotton ------~--------- Other assets not included above
Total -----------------------$

113,578.74 11,500.00
191,165.68 none none
none 2,725.0Q 11,000.00 5,000.00 14,500.00
none
145,535.24
19,015.81 16,241.73
none
none 32,493.78
615.75 none none none
4,576.61 none
567,948.34

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check --------------'-------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thts
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted wS tiat ht e s o;t h__e_r__B__a_n_k_s___i n___o__t h__e_r
Certificates of Deposit for Borrowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -----------------------.----$

100,000.00 none
50,000.00 none
765.00 none none none
318,754.12 none
90,184.80 none none
692.65 none
none
none
none
none
none
none
none
none 1,159.15
none
6,392.79
567,948.34

551'i

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF TALBOTTON Talbotton, Ga.

President, R. E. JORDAN

Vice President, A. J. PERRYMAN' Cashier, J. W. JORDAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ~---- Banking House --------------Furniture and Fixtures ------Other :keal Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above,

89,825.84 Capital Stock Paid in ________$

13,624.27 Amounts reserved for branches

80,000.00 Surplus Fund -----------------

1,400.00 Undivided Profits -------------

Dividends Unpaid ------------none Due to Banks in this State __
Due to Banks in other States__

none Call Money -----------------none. Individual Deposits Subject to

9,691.10 3,845.74

DeCmhaencdk C-e-r-t-i-fi-c-a-t-e-s--o-f--D--e-p-o-s-i-t

10,395.:;1 Time Certificate of Deposit ___

Savings Deposits -------------

none Trust Funds on Deposit -----Cashier's Checks -------------

42,230.16 Certified Checks -------------Bills Payable to Banks in this

3,731.73 7,433.52
none
none 988.50
none 2,912.31
none none

B iSl ltsa tPea-y-a-b-l-e- -t o- -B- -a-n-k-s- -i -n- o- -t h- -e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none 5,000.00

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed -------------
IOther liabilities not included above -------------------

Total

--$ ' 266,578.48 Total ----------------------$

25,000.00 none
17,500.00 2,424.04 none none none none
65,344.86 none
150,143.26 none
5, 739.43 426.89 none
none
none
none
none
none
none
none
none none none
none
266,578.48

DEPARTMENT OF BANKING

557

STATEMENT Showing Condition of Business December 29, 1922
of the

PEOPLES BANK Talbotton, Ga..

President, T. H. PERSONS

Vice President, E. R. MATTHEWS

Cashier, A. P. PERSONS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------, Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States. --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------- $

52,437.71 4,697.14
49,257.03 15,000.00
none
none none 4,000.00 1,313.50 none
none
33,572.30
6,880.87 6,272.30
5,442.07
none none none 2,511.75
none none
177.55 575.59
182,137.81

Capital Stock Paid in --------$
Amounts reserved for branches

Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___
Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___

Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

States ---------------------- . Bills Payable to Federal Re-

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this

State ----------------------Notes and Bills Rediscounted

with other Banks in other

CeSrttiaftiecsa

---------~-----------tes of Deposit for Bor-

rowed Money --------------Liability on Letters of C'redit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above ----------------------

Total --------------------------$

25,000.00 none
15,000.00 10,256.60
15.00 5,000.00
none none
55,438.26 none
65,918.38 none
5,414.41 95.16 none
none
none
none
none
none
none
none
none none none
none
182,137.81

558

THIRD ANNUAL REPORT

STATEMEN'.r Showing Condition of Business December 29, 1922
o:r the

BANK OF TALLAPOOSA Tallapoosa, Ga..

President, W W. HE'ATON

Vice President, J. C. TUMLIN Cashier, J. E. DAVIS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from ether banks in this DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commoditie's other
than cotton ----------------Other assets not included above
Total -----------------------$

328,793.02 22,578.74 83,534.34 none none
720.00 1,750.00 5,000.00 5,050.50 7,500.00
none
42.925.32
none 9,138.00
none 1,620.12 5,455.94
none 269.16
none 760.04 3,262.53
none
519,357.76

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Denmnd Certificates of Deposit Time Certificate of. Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ---------------------- $

78,800.00 none
19,700.00 2,270.15 none none none none
143,266.91 1,469.00
94,133.!17 21,952.79
none 3,143.16
293.76
67,000.00
11,418.15
42,800.00
none
7,000.00
none
none
none none none
26,110.17
519,357.76

DEPARTMENT OF BANKING

559

Showing Condition of Business December 29, 1922

ef the

BANK OF TAYLORSVILLE Taylorsville, Ga..

President, W. F. GASTON

Vice President, J. I. HARRIS Cashier, W. M. DORSEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ------------ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b-a-n-k- -s- -i n- - -t -h-i sDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -~~-~--~~-------- $

79,717.41
none none
202.00
none
none 360.00 1,400.00 2,301.12
none none
8,953.33
6,455.99 3,863.33
none
15,703.60 none none none
none none
none 120.00
119,076.78

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's. Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

25,000.00 none
15,000.00 3,136.63 none none none none
46,771.83 none
29,160.82 none none 7.50 none
none
none
none
none
none
none
none
none none none
none
119,076.78

560

THIRD ANNUAL REPORT

ShowiBg Condition of Business December 29, 1922 ot the

FARMERS STATE BANK Temple, Ga.

President, W L. STEDH.AM

Vice President, I. 0. W.ALTON

Cashier, C. P. KEMP

RESOURCES:

LIABILITIES:

Time Loans and Discour~ts____$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve.
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

131,401.90 1,705.72
28,341.00 200.00
none none 750.00 2,531.38 2,872.04 none
none
4,398.50
1,812.53 1,591.43
none
none 180.39
none 166.69
120.00 969.20
none 3,588.21
180,628.99

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
S!Lvings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l e- - -t o- - -F-e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ---------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none
5,000.00 none none none none
39,000.00
27,131.97 13,000.00 11,701.43 19,133.16
none 133.43
none
5,000.00
6,000.00
none
24,482.48
5,000.00
none
none
none 46.52 none
none
180,628.99

DEPARTMENT OF BANKING

561

STATEMENT of the

Showing Condition of Business December 29, 1922

TE!MPLE .BANKING CO. Teni.ple, Ga.

President, W. L. KINNEY

Vice President, G. T. WILLIAMS
Cashier, L. F. WEST

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 169,898.77

Demand Loans --------------Loans Secured by Real Estate_

3,076.04 52,176.89

United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__

none none

Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve

none 6,500.00 4,000.00 3,603.93 6,185.05

Bank ----------------------Due from Approved Reserve

none

Agents in this State -------Due from Approved' Reserve

6,059.28

Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h--e-r

802.77 3,137.89
none

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__

none none none 7.50

Customers liability on letters of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities otherauou
than cotton ----------------Other assets not included above

none 8.39
none none

Total ---------------------$ 255,456.51

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills ,Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

45,000.00 no he
25,000.00 501.1i none none none none
43,598.00 none
42,359.38 5,658.93 none 775.69 none
20,800.00
15,000.00
56,763.40
none
none
none
none
none none none
none
255,456.51

562

THIRD ANNUAL REPORT

Showing Condition of Business December 29, 1922
of the

FARlYfERS & MERCHANTS BANK Tennille; Ga.

President, H. M. FRANKLIN

Vice President, ROBERT DAVIS

Cashier, PAUL SHEPIPARD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from -other banks in this DuSSettaafttreeosm--_-_o-_t-_h-_e-:_-r_-_b-_-a_-n_-k_-_s-_-i_-n_-_-o_-_t-h_-_e-_-r
Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ---------------Other assets not included above
Total ----------------------$

145,717.17 6,422.73
36,752.12 none none none none
7,993.96 3,629.11
385.00
21,809.95
1,514.44
none 3,242.73
356.63
764.63 none
2,538.20 186.05
none 767.87
none none
232,080.62

Capital Stock Paid in ________ $ 25,000.00

Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__

none 5,000.QO 5,853.03
none none none

Call Money -----------------Individual Deposits Subject to

46,500.00

Check ---------------------Demand Certificates of Deposit

52,813.93 none

Time Certificate of Deposit --- 20,300.00

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted

13,682.67 none
179.42 none
none
11,000.00
none

with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this

none

State ----------------------Notes and Bills Rediscounted

11,950.00

With other Banks in other

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--

none

rowed Money --------------Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities not included

none

above ----------------------- 39,801.57

$ Total ---------------------

232,080.62

DEPARTMENT OF BANKING

563

STATEMENT Showing Condition of Business December 29, 1922
of the

PEOPLES EXCHANGE BANK Tennille, Washington Co., Ga.

President, H. M. BASIDNSKI

Vice Presidents, C. V. SMITH, I. A. SMITH

Asst. Cashier, JOE SINQUEFIELD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------$

9,888.97 27,220.27 41,426.97
66.87
none none none none 2,265.00 none
none
118,740.44
3,000.96 4,653.75
none none 50,376.87 100.87 none
none 16.16
none none
257,757.13

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------- $

30,000.00 none
6,000.00 29,267.56
none none none none
174,487.75 none
17,787.70 none none
214.12 none
none
none
none
none
none
none
none
none none none
none
257,757.13

564

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

TENNILLE BANKING CO. Tennille, Ga.

President, D E. McMASTER

Vice President, J. L. KELLEY

Cashier, H. L. SHANNON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House ---~---------- Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

138,092.01 64,488.29 16,783.50 17,500.00
none none 33,000.00 none none 1,000.00
none
22,072.9(}
704.19 4,927.99
137.11
1,184.80 3,025.65
110.99 none
none 266.72
none none
303,294.21

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------- Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
With Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in otrer
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -.,_------------------------$

30,000.00 none
20,000.00 11,527.46
none 378.67
none nona
153,557.02 none
74,976.29 12,574.73
none 280.04
none
none
none
none
none
none
none
none
none none none
none
303,294.21

DEPARTMENT OF BANKING

565

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF THOMASTON Thomaston, Ga.

President, IY. Y. DANIEL

Vice President, L. F. FARLEY Cashier, W. H. DAYTON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ----------~--- Loans Secured by Real Estate_ United States Bonds ------~-- Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approvei Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

69,290.35 15,562.73 31,728.28
none
none none none 1,2o<J.vo 2,533.14 4,559.10
none
2,835.11
1,378.19 8,739.69
none none none 392.29 none none 1.70
none none
138,220.58

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

25,000.00 none
5,000.00 2,839.73
12.00 none none none none 73',192.78 none 32,142.52 none none 33.55 none
none
none
none
none
none
none
none
none none none
none
138,220.58

566

THIRD ANNUAL REPORT

STATEMENT

ShowiDg Condition of Business December 29, 1922

of the

FARMERS & MERCHANTS BANK Thomaston, Ga.

President, W. 0. BRITT

Vice President, A. H. BLACK Cashier, J. A. WALLER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ---------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------. Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

224,699.88 17,413.04 none none
none
none none 8,000.00 1,082.31 2,800.00
none
14,202.03
6,424.68 9,429.38
none
none 3,542.07
none 2,420.89
none 1,001.60
none 90.00
291,1'05.88

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State ------------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes a.nd Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

50,000.00 none
5,000.00 9,126.63
none none none none
110,679.42 none
73,730.06 7,861.94 none 1,707.83 none
23,000.00
10,000.00
none
none
none
none
none
none none none
none
291,105.88

DEPARTMENT OF BANKING

567

STATEMENT Showing Condition of Business December 29, 1922
of the

UPSON BANKING & TRUST CO. Thomaston, Ga.

President, S. Y. PRUITT

Vice President, R. E. CHATFIELD 'Cashier, L. P. DAVIS

RESOUBOES:

' LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds --,---Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

389,382.16 75,995.82 none 1,010.56
none
none 1,080.00 3,000.00 1,500.00
none
none
34,901.57
27,135.39 12,694.18
none
none 16,039.63
1,978.08 610.00
none 4,737.06
none none 25.00

Capital Stock Paid in ________ $ Amounts reserved for braQ.ches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits __:.,__________
Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l e- - -t-o- - F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes a.nd Bills Rediscounted with other Banks in this
Slate ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

50,000.00 none
25,000.00 35,428.27
276.00 none none none
281,754.31 none
176,027.50 none none
1,603.37 none
none
none
none
' none
none
none
none
none none none
none

Total ---------------------- $ 570,089.45 Total ---------------------- $ 570,089.45

568

THIRD ANNUAL REPORT .

STATEMENT Showing Condition of Business December 29, 1922
et the

BANK OF THOMASVILLE Thomasville, Ga.

President, B. H. WRIGHT

Vice J>residents, R. G. FLEETWOOD, R. THOMAS Cashier, P. C. SEARCY

RESOURCES: .

LIABILITIES:

Time Loans and Discounts----* Demand Loans .,-------------Loans Secured by Real Estate_ United States Bonds ---------Municipal; Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures __:,___ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from Other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States. --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not Included above

733,733.26 119,921.12 112,734.20
45,518.71
none
none 12,775.00
9,000.00 6,096.32 2,198.50
none
61,298.27
37,217.13 32,572.12
885.52
none none 9,809.52 1,498.62
none none
none 58,387.21

Total ------------------------$ 1,243,645.50

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ---------------Undivided Profits -----------Dividends Unpaid ------------Due to :Sanks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y -a-b-l -e- -t-o- -F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------

1{)0,000.00 none
50,000.00 49,127.43
none 103,284.43
3,762.41 none
387,503.96 none
97,188.18 277,649.19
none 2,470.01
386.00
40,000.00
85,000.00
none
none
none
none
none
none none none
47,273.89

Total ------------------------$ 1,243,645.50

DEPARTMENT OF BANKING

569

STATEMENT Showing Condition of Business December 29, 1922
of the

CITIZENS BANKING & TRUST CO. Thomasville, Ga..

President, J T. CULPEPPER

Vice President, J H. MERRILL

Cas-~ier, W. J. BOWEN, JR.

RESOURCES:

LIABILITIES:

Time Loans and J){scounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ---------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estats Owned ----Due from Fsderal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Cul'rency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------- $

308,701.59 170,830.10
80,009.12 20,950.00
none none i75.00 4,834.60 914.53 none none
67,232.07
61,060.67 47,603.71
none
none none 10,200.00 5,582.57 none none
none 9,939.30
788,533.26

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

Call Money -----------------Individual Deposits SUbject to

Check ---------------------D&mand Certificates of Deposit Time Certificate of Deposit ___

Savings Deposits -------------

Trust Funds on Deposit ------

Cashier's Checks -------------

Certified Checks -------------Bills Payable to Banks in this

BiSlltsatPe

--------------------~-ayable to Banks in other

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------Notes and Bills Rediscounted
with other Banks in other

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included

above ----------------------

Total ---------------------$

50,000.00 none
25,000.00 54,489.62
870.00 none none
none
497,942.72 none
21,714.7'9 117,9.59.43
none none 475.65
none
20,000.00
none
none
none
none
none
none none none
81.05
711,533.26

570

THIRD ANNUAL REPORT

STATEMENT Showf.Dg Condition of Business December 29, 1922

ot the

THE PEOPLES SAVINGS BANK Thomasville, Ga.

President, T. J. BALL

Vice President, JAMES F.EVANS Cashier, R. J. McCLENNY

_ _ _ _ _ _ _ _ _ _ _ _ _R_ESOURCE~S_:_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _~_L_I_A~B_I_L_I_T_I_E_S_:_ _ _ _ _ _ _ _ _ _ _ __

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned --~- Due from Federal Reserve
. Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances ;_
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

195,936.68 none none none
none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

none Call Money -----------------none Individual Deposits Subject to none Check ---------------------907.36 Demand Certificates of Deposit none Time Certificate of Deposit ___
Savings Deposits -------------
none Trust Funds on Deposit -----Cashier's Checks -------------
6,192.06 Certified Checks -------------Bills Payable to Banks in this

1,325.01 3,053.33
none none
257,414.44 none none none
none none

State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none none

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Otahbeorvelia_b_i_l_i_ti_e_s___n_o__t __i_n_c_l_u_d_e_d_:

25,000.00 none
12,500.00 6,306.90 none none none none
21,987.46 no.ne
81,973.17 59,646.91
none
non~
none
none
none
none
none
none
none
none
none none none
none

Total -------------------$ 207,414.44 Total --------------------------$ 207,414.44

DEPARTMENT OF BANKING

571

STATEMENT Showing Condition of Business December 29, 1922

of the

BANK OF THOMSON Thomson, Ga.

President, J. E. WILKERSON

Vice President, J. E. GROVE

Cashier, E. C. HAWES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due "from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------$

139,510.03 17,931.09 25,231.02 75,101.29 none none 14,680.00 7,842.97 3,700.00 9,570.32
none
121,611.94
64,251.74 13,720.36
none
none none 2,247.82 253.17
none none
none none
495,651.75

Capital Stock Paid in ________$ .Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposft -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total ------------------------$

50,000.00 none
50,000.00 26,835.00
-none
none none none
172,380.68 none
192,907.48 none none
3,528.59 none
none
none none
none
none
none
none
none none none
none
495,651.75

572

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

THE McDUFFIE BANK Thomson, Ga.

President, H. T. CLARY

Vice President, W. A. WATSON Cashier, E. M. MILES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock .in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
.Agents in this State -------Due from Approved Reserve
.Agents out of this State ---- Currency ---------------------Due from other .banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items~ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------.Advances on commodities other
than cotton ----------------Other 'lssets not included above
Total --------------------$

58,992.78 180.86
5,999.71 none
none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ---------------Undivided Profits --------'----Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__

none Call Money -----------------none, Individual Deposits Subject to none Check ---------------------753.49 Demand Certificates of Deposit 4,432.84 Time Certificate of Deposit ---

none
1,844.73
431.89 1,848.87

Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th~-er

none
none none 304.83 none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ---------------------none Notes and Bills Rediscounted 14.88 with other Banks in other

none 371.75

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letter-s of Credit
and .Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

75,176.63 Total ------------------------ $

25,000.00 none none
16,580.57 30.00 none none none
19,075.05 none
14,442.92 none none 48.09 none
none
none
none
none
none
none
none
none none none
none
75,176.63

DEPARTl\IENT OF BANKING

573

STATEMENT Showing Condition of Business December 29, 1922
of the

President, J. T. NEAL

THOMSON CITY BANK Thomson, Ga.
Vice President, P. B. JOHNSON Cashier, J. T. NEAL, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------~----- Other asset:! not included above
Total -----------------------$

86,687.37 none none none
none
none 1,993.26
none 3,805.69 1,500.00
none 4,644.27 3,719.10 5,549.56
none
none 437.05 365.49 166.59
none 153.10
none none
109,021.48

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States __
Call Money -----------------I n dCihveicdku a l__D_ _e: _p_o_s_i_t_s__S_u__b_j _e_c_t __t o_
Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this BiSlltsatPea-y-a-b-l-e--to--B--a-n-k-s~-i-n--o-th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money _____________.::,
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00 none none
5,485.63 none none none none
50,222.01 none
18,878.93 none none 55.95 none
none
none
9,378.96
none
none
none
none
none none none
none
109,021.48

574

THIRD ANNUAL REPORT

STATEMENT SJJ.ow1Dg Condition of Business December 29, 1922
I
of the

THE BANK OF TIFTON Tifton, Ga.

President, E. P. BOWEN

Vice Presidents, B. H. McLEOD, W. W. BANKS Cashier, J. F. NeSMIT'H

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------~ Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets-not included above

714,134.19 108,440.50 125,108.00
none
none
none 4,300.00 55,000.00
none 8,800.00
none
58,378.74
15,266.03 40,916.40
2,922.15
none 76,313.35
2,525.98 840.84
none 369.73
1,538.18 none

Total -------------------$ 1,214,854.09

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid :____________ _
Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes :j,nd Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 none
150,000.00 59,637.61 922.50 30,277.15 none none
398,991.06 none
399,022.78 none none
3,206.43 156.56
none
none
none
none
none
33,000.00
none
none 39,640.00
none
none

Total --------------------------$ 1,214,854.09

DEPARTMENT OF BANKING

575

STATEMENT Showing Condition of Business December 29, 1922
e!the

THE BANK OF TIGNALL Tignall, Ga.

President, BOYCE FICKLEN, JR.

Vice President, C. D. BOLTON

Cashier, C. D. BOLTON

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
'DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Ot~er assets not included above

113,401.99 10,675.48 21,511.34 none
none
none 1,000.00 3, 778.67 2,850.00
none
none
5,130.84
2,038.76 6,292.09
none
none 5,810.85
537.97
none 1,652.59
11,800.74 none

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund --'--------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total----------------$ 186,481.32 Total --------------------------$

50,000.00 none
15,000.00 782.32 none none none none
61,088.81 none
37,079.03 none none
857.74 none
none
none
19,173.42
none
2,500.00
none
none
none none none
none
186,481.32

576

'J,'HIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

FARMERS BANK Tignall, Ga.

President, J. J. WILKINSON

Viee President, B. L. WANSLEY

Cashier, L. B. LeROY

RESOURCES:
Time Loans and Discounts____ $ Demand Loans -------------Loans Secured by Real EstateUnited States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bones -----Banking House --------------~ Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------~ Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agen"ts out of this State ---CDuurerefnrcoym--O--th--er--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

LIABILITIES:

8,804.02 none
6,224.68 none
none none none 3,388.56 1,846.57 none
none
1,778.15
none 738.90
none none none 50.29 none
none 42.80
none 233.91
23,107.88

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in thts
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- -F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes a.nd Bills Rediscounted with other Banks In this
State ---------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total -------------------$

15,000.00 none none none none none none none
4,240.78
62.71 none none 236.94 none
1, 750.00
none
none
none
1,817.45
non:e
none
none none none
none
23,107.88

DEPARTMENT OF BANKING

577

STATEMENT As Called for by the Superintendent of Banks
of the

PEOPLES BANK Tignall, Ga.

President, D. S. STANDARD

Vice President, S. A. WARE

Cashier, F. 8. FORTSON

RESOUROES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage, District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States' ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

53, 954.89 none none
12,700.00
none
none non.e 8,002.74 2,436.17 1,946.61
none
9,681.95
3,343.20 3,656.04
5,820.90 none none none
980.07 none
none 558.57
none 1,271.54
104,352.68

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-- ' serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total ------ ---------

$

25,000.00 none
5,000.00 none none none none none
39,529.91 none
27,101.77 none none 21.00 none
none
none
none
none
none
none
none
none none none
7,700.00
104,352.68

578

THIRD ANNUAL REPORT

S1'A1'EliiENT Slr.owing Condition of Business December 29, 1922
ot the

BANK OF TOCCOA Toccoa Ga.

President, E. SCHAEFER

Vice lPresident, W. C. EDWARDS

Cashier, E. C. TEASLEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --'------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commoditieS' other
than cotton ----------------Other assets not included above

171,233.45 959.52
44,488.45 384.21
none
1,800.00 none none
1,989.57 3,408.00
9, 751.48
none
236.47 7,041.52
none
none none 1,052.76 161.42
none none
none 592.87

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to BankS' in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

Total ---------------------- $ 243,099.72 Total -------------- ________ $

50,000.00 none
10,000.00 none none none 42.05 none
98,275.79 none
21,470.43 3,392.44 none 1,215.87 none
none
none
none
58,703.14
none
none
none
none none none
none
243,099.72

DEPARTMENT OF BANKING

579

STATEMENT Showing Condition of Business December 29,.1922

ot the

FARMERS AND MERCHANTS BANK Toccoa Ga.

President, E. E. MITCHELL

Vice Presidents, CLAUDE' BOND, C. H. DANCE

Cashier, T. W. ANDERSON

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts--(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------~------- $

183,484.16 49,410.25 13,677.34 none
none
none 855.00 16,112.00 5,136.07 5,168.19
,none
6,531.35'
589.32 17,808.24

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits -----------'-Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-~in--o--th--e-r

none
none 145,268.86
none 4,376.14
14,678.67 none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

none 22,164.80

C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Mone'y ---------------
Liability on Letters of C'redit and Acceptances ------------
Reserve for Interest and Taxes Bonds .Borrowed ------------Other liabilities not included.
above ---------------------

485,260.39 Total --------------------------$

50,000.00 none
12,500.00 5,481.16 none none none none
241,114.55 none
35,090.97 95,216.62
none 10,857.09
none
35,000.00
none
none
nona
nona
nona
nona
none none none
none
485,260.39

580

THIRD ANNUAL REPORT

STATEMEN'l' Showing Condition of Business December 29, 1922

of the

WILKINSON COUNTY BANK Toomsboro, Ga.

President, F. B. CHAMBERS

Vice President, W. A. HALL

Cashier, H. E. STEPHENS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(lf any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------~

38,126.4:8 14,939.58 25,320.09 15,850.00
none
none none none none 2,050.00
none
27,542.87
1,947.45 5,002.64
none
none none 210.41 none
none none 364.39 none 350.00

Capital Stock Paid in ________$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

131,703.91 Total ---------------------$

25,000.00 none
5,000.00 13,533.06
none none none none
71,154.44 none
16,791.24 none none
225.17 none
none
none
none
none
none
none
none
none none none
none
131,703.91

DEPARTMENT OF BANKING

581

STATEMENT Showing Condition of Business December 29, 1922
et the

BANK OF TRION Trion, Ga.

President, BENJ. D. RIEGEL

Vice Presidents C. B. CAPERTON

Cashier, W. I. BENNETT

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other AdSvtaantecses -o-n--C--o-t-to-n--_-_-_-_-_-_-:-.__-_-_-_Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

94,104.14 none
18,674.86 23,578.15
none none none none 2,020.90 none
none none
33,301.79 7,669.74 none
none none 2,227.41 54.45
none 724.82
none none
182,356.26

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Deman'd Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ---~-------- Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State --------~------------- Notes and Bills Rediscounted with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ~-------------------------$

25,000.00 none
10,000.00 11,919.00
none none none none
73,573.4<1 none
44,159.90 none none
7)03.92 none
10,000.00
none
none
none
none
none
none
none none none
none
182,355.26

582

THIRD ANNUAL REPORT

STATEMBNT

ShowiDg Condition of Business December 29, 1922

of the

President, P. K. BURNS

BANK OF TUCKER Tucker, Ga.
Vice President, J. M. LIVSEY Cashier, L. S. BURNS

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia l;londs__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____
CDuurerefnrcoym--<->-t-h-e-r -b--a-n-k-s--i-n---th--isDuSetaftreom---<->-t-h-e-r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------$

18,928.53 none
10,680.20 none
none
none none 3,160.00 1,984.59 none none
7,154.08
3,798.11 1,674.74
none
none 120.23
73.86 none
none 10.61
none 200.24
47,785.19

LIABILI - TIES: - - - - -

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due_ to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit _____ _
Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00 none none
3,376.45 none none none none
15,221.27 none
14,060.92 none none none
126.55
none
none
none
none
none
none
none
none none none
none

Total --------------------------$ 47,785.19

DEPARTMENT OF BANKING

583

STATEMENT

Showing Condition of Business December 29, 1922

ot the

TURIN BANKING CO. Turin,. Ga.

President, EDGAR DOMINICK

Vice President, G. H. URQUHART

Cashier, F. E. SHELL

RESOURCES:
Time Loans and Discounts____.$ Demand Loans -------------- _ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this D uSet aftreo m- - -o-t-h-e- -r -b- -a-n-k-s- -i-n- -o- -t h- -e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Otherassets not included above
Total --------------------- $

LIABILITIES:

57,819.89 none
7,459.96 none
none

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ---'---------Due to Banks in this State ___ Due to Banks in other States__

none Call Money -----------------405.00 Individual Deposits Subject to

1,665.75 Check ---------------------1,989.75 Demand Certificates of Deposit
none Time Certificate of Deposit ___

Savings Deposits -------------

none ' Trust Funds on Deposit ------

Cashier's Checks -------------

6,649.48 Certified Checks -------------Bills Payable to Banks in this

2,179.56 1,132.42

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r

none

States --------------------Bills Payable to Federal Re-

none
993.98 none none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------none Notes and Bills Rediscounted 407.50 with other Banks in other

States ---------------------none Certificates of Deposit for Bornone rowed Money --------------
Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above ----------------------

80,703.29 Total -------------------------- $

15,000.00 none
17,000.00 3,469.68 90.00 none none none
33,917.95 no:n.e
10,748.22 none none none
477.44
none
none
none
none
none
none
none
none none none
none
80,703.29

584

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

President, J. W. TAYLOR

BANK .OF TY TY Ty Ty, Ga.
Vice President, F. B. PICKETT Cashier, W. M. BARR

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Otll.er Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances _:. Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

LIABILITIES:

48,248.62 none
22,118.15 none
none
none 3,760.00 2,400.00 2,496.10
none
none
457.54
170.59 1, 784.37
none
none none none 311.52
none .80
none 4,023.71

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ~----------------------

85,771.40 Total -------------------------~

25,000.00 none
5,000.00 none none
191.72 none none
10,339.20 none
13,041.74 none
3,157.26 248.18 none
8,000.00
none
20,793.30
none
none
none
none
none none none
none
85,771.40

DEPARTMENT OF BANKING

585

STATB'MENT Showing Condition of Business December 29, 1922
of the

BANK OF UNADILLA Unadilla, Ga.

President, W. B. NICHOLS

Vice President J. R. BARFIELD

Cashier, A. R. WARE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____$ Demand Loans _____________:__ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------~ Due from Approved Reserve
Agents out of this State ____ ~urrency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------!\dvances on Cotton ----------:::hecks for Clearing House ___ _ Jther checks and cash items__ :::ustomers liability on letters
of credit and acceptances __ )verdrafts-(if any) ---------!\dvances on commodities other
than cotton ----------------)ther assets not included above
~otal --------------------------$

109,786.70 18,750,00 12,049.55 4,000,00
none none none 3,000.00 2,600.00 none
none
89,941.16
15,148.91 12,706,08
none
none 1,212.66
none 568.14
none none
none none
269,763.20

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States __
Call Money -----------------Individual Deposits Subject to
Check ---------------------Delllland Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Nofes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -----.:.-------------------$

50,000.00 none
3,000.00 20,351.22
none none none none
153,034.08 none
43,377.90 none none none none
none
none
none
none
none
none
none
none none none
none
269,763.20

.586

THIRD ANNUAL REPORT

Report of the

COMMERCIAL BANK, UNADILLA, Ga.. AND ITS BRANCH
(Consolidated)

Showing Condition of Business December 29, 1922

As Called for by the Superintendent of Banks

President, GHAS. A. HORNE

Vice President, W, C. GRIGGS

Oashier, S. MANUEL, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ---- Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this Stlte ---Currency ---------------------Due from other banks in this DuSetaftreom---o--th--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
T.otal ----------------------$

99,518.39 4,055.43 none none
none none none 3,100.00 10,479.26 2,383.25 2,332.00
none
3,447.04
7,097.77 4,622.68

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ---------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State ------------------------ Bills Payable to Banks in other

none
none none none 1,016.88
none 22.34

B iSl ltsa t ePsa y-a-b-l e- - -t-o- -F- -e-d-e-r-a-l- -R- -e --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

72.46 none

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

138,147.50 Total -------------------------$

34,000.00 16,000.00
none 2,747.70
none none none none
31,587.74 none
21,456.44 none none
195.10 none
none
10,000.00
22,160.52
none
none
none
none
none none none
none
138,147.50

DEPARTMENT OF BANKING

STATEMENT Showing Condition of Business December 29, 1922
of the

President, H. LAMB

BANK OF UNION POINT UDiiO'D. Point, Ga.
Vice President, I. W. IVEY Cashier. R. A. RHODES

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking- House --------------Furniture and Fixtures -----Other Real Estate Owned ----Due from Federa.l Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---O--th--e-r-b--a-n-k-s--I-n--o-t-h-e--r
States. -------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
rotal ---------------------$

67,313.76 66,195.70
none none
none
none none 3,773.68 3,161.37 1,100.00
none
28,002.79
23,496.74 7,147.34
none
none none 201.58 none
none 19.41
none 7.73
200,420.10

Capital Stock Paid in -------- $ 25,000.00

Amounts reserved for branches

none

Surplus Fund ----------------Undivided Profits -------------

25,000.00 3,215.33

Dividends Unpaid ------------Due to Banks In this State ___ Due to Banks in other States__

none
none none

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------- 144,151.90

Demand Certificates of Deposit

none

Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

2,639.70 none none
413.17 none
none

B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- --

none

NosteersveanBdankBi-ll-s---R-e-d-i-s-c-o-u-n--te-d-

none

with Federal Reserve Bank_

none

Notes and Bills Rediscounted

with other Banks in this

State ----------------------Notes and Bills Rediscounted

none

with other Banks In other

CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--

none

rowed Money --------------Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes

none none

Bonds Borrowed ------------Other liabilities not included

none

above ----------------------

none

$ Total ------------------- ____

200,420.10

588

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

et the

THE FARMERS BANK Union Point, Ga..

President, B. W. BOYD

Vice President, T. L. BARNES Cashier, A. J. STEWART

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Munioipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds _____ _ Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

61,073.65 324.04 none none none none none
3,000.00 1, 713.48 3,600.00
none 4,025.68 2,311.13 2,783.75
none
none 406.12 270.65
none 22.98
8.08 125.00
79,664.56

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

15,000.00 none none
3,183.98 none none none none
18,357.88 990.43
9,974.64 219.65 none 155.94 none
29,282.04
2,500.00
none
none
none
none
none
none none none
none
79,664.56

DEPARTMENT OF BANKING

589

STATEMENT Showing Condition of Business December 29, 1922
of the

THE ASHLEY TRUST CO. Valdosta, Ga.
President, J. Y. BLITCH Vice Presidents, C. R. ASHLEY, J. N. BRAY, T. M. SMITH A. S. PENDLETON Sec. A. WINN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other- Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ----------Advances on commodities other
than cotton ----------------Other assets not included above

12,500.00 5,000.00
624,780.72 7,000.00
none
none none nene none
3,560.13
32,790.06
2,589.31
none none

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

none

States ---------------------Bills Payable to Federal Re-

none none none none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none none
none

State ----------------------Notes and Bills Rediscounted
with other Banks in other States -~------------------- Certificates of Deposit for Bor-

1,087.82 rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

100,000.00
none
35,000.00 157,192,68
none none none none
none
383,123.75
none
1,491.61 none
none
none
none
none
none
12,500.00
none
none
none none none
none

-=T=o=ta=l=--=-=-=-=-=-=--=-=-=-=--=-=-=-=--=-=-=-=--=-=-::::$=o:;6o:;89::0:'o:;3~0~8.~0o:;4::!:::T~o;:ta:::O:l~-~-~-~-~-~--='-~-=-=-=--=-~-=--=-=-=-=-=-=-=-::::$==6=89=',308.04

590

THIRD ANNUAL REPORT

STATBli/IEN'.r

Showing Oondition of Business December 29, 1922

of the

BANK OF VALDOSTA Va.ldosta, Ga..

President, E. 'P. ROSE

Vice Presidents, J. R. DASHER, D. G. MALLOY,

A. J. STRICKLAND Cashier, W. F. STATEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans -------------Loans Secured by Real Estate_
United States Bonds ---------unicipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym ---o--th-e-r--b--a-n-k-s--i-n---th--is-
State --------~--------------
Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash Items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

557,592.15 177,954.00
47,659.67 20,949.17
none
none 10,000.00 40,000.00 11,538.71 28,917.70
none
49,246.21
78,942.23 25,013.81
8,344.59
4,031.72 none
4,596.1>7 25,750.79
none none
none 477.06

Total -----------------------$ 1,091,014.48

Capital Stock Paid in --------$ .Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to

200,000.00
none 40,000.00 17,051.24
none 9,031.88
none none

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ------
Cashier's Checks ------'-------Certified Checks -------------Bills Payable to Banks in this

. 437,549.31
none 124,176.70 161,489.58
15.00 828.53
none

State -----------------------Bills Payable to Banks in other

none

BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e--

25,000.00

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

none none

State ----------------------Notes and Bills Rediscounted
with other Banks in other

45,006.92

States ---------------------Certificates of Deposit for Bor-

25,222.50

rowed Money --------------Liability on Letters of Credit

none

and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

none 5,642.82
none

above -----------------------

none

Total ----------------------$ 1,091,014.48

DEPARTMENT OF BANKING

591

STATEMENT ShowiDg Condition of Business December 29, 1922
of the

THE CITIZENS BANK OF VALDOSTA Valdosta., Ga.

President, J. F. LEWIS

Vice Presidents, T. B. CONVERSE, G. W. VARN Cashier, R. D. STEVENS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ 1,653,401.73

Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve

9,523.11 none
500.00
none

Bank ----------------------Other Stocks and Bonds ------
Banking House --------------Furniture and Fixtures -------
Other Real Estate Owned ----Due from Federal Reserve

none 162,956.78
none 4,000.00
none

Bank ----------------------Due from Approved Reserve

14,445.01

Agents in this State -------Due from Approved Reserve
Agents out of this State ____

19,849.88 77,391.01

Currency ---------------------Due from other banks' in this

26,338.85

State -----------------------Due from other banks in other

12,428.37

States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

7,857.34 1,301.89
534.30 1,215.02
none 17,360.51 25,065.22
none none

Total -----------------------$ 2,034.169.02

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ------------..---Undivided 'Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

150,000.00 none
150,000.00 134,152.09
18,000.00 77,340.27 32,500.10
none
378,216.70 none
369,741.51 424,930.85
none 1,423.51
277.33
none
18,000.00
none
none
none
273,542.39
none
none none none
6,444.27

Total --------------------,---$ 2,034,169.02

592

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

o:t the

President, A. C. MIZELL

EXCHANGE BANK Valdosta., Ga.
Vice President, W. A. SIMS Cashier, W. 0. ROBERTS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due fr;om Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency --------------------Due from other banks in this
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r States. ---------------------
Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
------$ Total -------------

243,239.33 516.73
37,387.60 1,283.55
none
3,600.00 100.00 none
8,987.68 482.82
3,864.99
5,433.55
785.73 5,503.41
none
none none 2,132.60 1,614.21 none none
none 1,256.58
316,188.78

Capital Stock Paid in -----~- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States --------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and' Bills Rediscounted
with other Banks in other
States ---------------------Certificates o'f Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

100,000.00 none
18,550.00 1,263.54 3.00 none none none
51,037.97 none
31,912.89 40,932.71
none 673.85
35.00
none
none
none
71,779.82
none
none
none
none none none
none
316,188.78

DEPARTMENT OF BANKING

593

STA.TBMENT Showing Condition of Business December 29, 1922

of the

THE MERCHANTS BANK OF VALDOSTA Valdosta, Ga.
President, H. Y. TILLMAN Vice Presidents, A. F. WINN, JR., E. P. S. DENMARK Cashier, T. I. DENMARK

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans -------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve , Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ----~---- Advances on commodities other
than cotton ----------------Other assets not included above

928,496.02 306,151.15 136,451.60
24,368.30
none
none none 32,719.16 25,321.82 2,775.00
none
none
203,927.59 30,191.81
5,875.75
none none none 3,315.90
none 6,036.78
none none

Total --------------------------$ 1,705,630.88

Capital Stock Paid in ________ $ 200,000.00

Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__

none 40,000.00 47,788.87
none 95,460.19
none

Call Money -----------------Individual Deposits Subject to

none

Check ---------------------Denmnd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit ------

599,801.42 1,448.54
278,189.27 419,348.35
none

Cashier's Checks -------------

1,340.93

Certified Checks -------------Bills Payable to Banks in this

1,285.82

State -----------------------Bills Payable to Banks in other

none

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_

none none none

Notes and Bills Rediscounted

with other Banks in this State ----------------------Notes and Bills Rediscounted

none

with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

none
none
none 20,967.49
none
none

I
Total --------------------------$ 1, 705,630.88

594

THIRD ANNUAL REPORT

STATEMEN'.r Showing Condition of Business December 29, 1922

of the

THE CITIZENS BANK OF VIDALIA Vidalia, Ga.

President, W. T. McARTHUR, SR.

Vice President, JAS. F. DARBY

Cashier, T. G. SELMAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate..: United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
1
than cotton ----------------Other assets not included above

214,391.04 7,343.76
41,718.50 none
none
none 2,600.00 10,000.00 8,433.54 18,308.7
none
41,218.12
none 8,436.68
3,687.95
733.48 none none none
none 231.08
1,515.00 16,824.83

Total ------------------------$ 375,442.73

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
BiSlltsatePsaya--b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------- __ __ --$

40,000.00 none none none none none none
100,500.00
78,184.96 none
103,7 J5.56 10,655.111 none none
5,000.4.4
19,000.00 none none
none
none
18,376.77 none
none
none
none none none
none
375,442.73

DEPARTMENT OF BANKING

595

S'rA'rEMENT Showing Condition of Business December 29, 1922
of the

THE FARMERS BANK Vidette, Ga..

President, W. C. McCARVER

Vice President, C. I. BEL'r

Cashier, H. K. FORRESTER

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds --------~ Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------- Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
'l'otal -------------------------- $

LIABILITIES:

16,236.81 136.85
10,200.00 none
none
none
225.00 2,300.00 1,200.00 4,228.99
none
7,062.32
2,851.98 1,332.80
none
none 105.95
none none
none none
312.62 1, 705.33
47,898.65

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----CCearsthifiieerd's CChheecckkss _-_-_-__-_-_-_-_-.-:_-_-_-_
Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank.
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks iu. other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total -------------------------$

15,000.00 none
3,500.00 none none none none none
13,039.02 none
3,331.40 none none 91.31 none
4,500.00
1,250.00
7,186.92
none
none
none
none
none none none
none
47,898.65

596

THIRD ANNUAL REPORT

STATEMENT

8howtng OoDCiition of Business December 29, 1922

of the

AMERICAN BANKING CORPORATION Vienna, Ga.

President, T. H. GREGORY

Vice President, J. A. PEAVY

Cashier, J. N; HARGROVE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ______ _ Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

85,755.05 1,262.44
37,483.82 2,453.84 none
none none 6,500.00 2,415.00 9,060.00
none
52,393.89
6,472.97 8,672.41
1,069.98
noue none none 147.02
none 171.58
none none
213,858.00

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other States. ----------------------
Certificates of Deposit for Borrowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------------------$

75,000.00 none
5,000.00 12,505.34
none none none none
86,064.13 none
30,347.03 none none none
4,941.50
none
none
none
none
no no
none
none
none none none
none
213,858.00

DEPARTMENT OF BANKING

597

STATEl!IIENT Showing Condition of Business December 29, 1922
of the

BANK OF VIENNA Vienna, Ga.

President,'W. C. HAMILTON

Vice President, W. T. GILBERT

Cashier, W. T. GILBERT, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due .from Approved Reserve
Agents iri this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------.Advances on commodities other
than cotton -----'-----------Other assets not included above

154,895.46 1,496.16 none none
none
none 2,938.00 4,000.00
none 11,456.20
none
38,592.49
32,209.68 13,559.51
"lone
none none 850.82 none
none 406.18
1,491.78 111.19

Total ----------------------$ "361,998.27

Capital Stock Paid in ------- :i' Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States -------------------Bills Payable to Federal Re,..
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State -----------------~----Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities ~.ut included
above -----------------------
J:'otal ------------------------ $

50,000.00 none
50,000.00 1,276.12 none none none none
69,016.80 none
54,008.15
37,127.98 505.80 63.42
none
none
none
none
none
none
none
none none nnne
DQDe
261,998.27

598

THIRD ANNUAL REPORT

ST.A.T'E:MEN'.r

Showing OoDdition of Business December 29, 1922

ef the

DOOLY SAVINGS BANK Vienna, Ga.

President, W. C. HAMILTON

Cashier, W. T. GILBERT, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts_:.__ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h-e--r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------- $

44,040.78 340.00
llfJ:'H.'
DOli~
none
none nr;.nc none none 8,816.31 none 8,638.30 none none
none none none none none none none none
61,835.39

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ______::. _____ _
Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total --------------------------$

25,000.00 none
15,943.98 none none none none It one
none
20,891.41 none none none none
none
none
none
none
none
none
none none none none none
none
61,835.39

DEPARTMENT OF BANKING

599

Showing Condition of :Business December 29, 1922 of the

VIENNA STATE BANK Vienna., Ga.

President, W. P. HEARD

Vice President, 0. L. ARNOLD Cashier, S. l<'. BIVINS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____$ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this D uSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Totai ---------------------- $

39,456.85 8,900.00 3,889.87 none
none
none none none none none
none
6,572.76
5,193.28 3,269.95
none
none 7,669.79 2,015.12
none
none 210.20
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o-B--a-n-k--s-i-n--o-t-h-e-r-
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- --
serve Bank ----------------Note~ and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

77,177.82 Total -------------------------- $

25,000.00 none none
2,040.42 none none none none
36,097.43 none
5,285.72 none none
3754.25 none
5,000.00
none
none
none
none
none
none
none none none
none
77,177.82

600

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF VILLA RICA Villa Rica, Ga.

President, W. B. CANDLER

Vice President, J. N. WILSON

Cashier, S. 0. FIELDER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------8

151,676.70 139,002.17
60,329.70 none none none none
2,500.00 1,500.00 ' 12,.';00.00
none
19,[62.77
9,661.46 5,050.24
none none none 2,326.04 none none none none
404.709.08

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n-k-;-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

50,000.00 none
50,000.00 35,949.53
none none none none
154,741.89 63.90
105,627.20 none
5,470.33 2,598.42
none
none
none
none
none
none
none
none
none 257.81
none
none
404,709.08

DEPARTMENT OF BANKING

601

STATEMENT Showing Condition of Business December 29, 1922
of the

MERCHANTS & PLANTERS BANK Villa Rica, Ga.

President, J. M. MOORE

Vice President, J. H. POPE Cashier, GEO. HARPER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States: ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

97,447.04 2,043.68
39,013.10 none none none none
1,611.31 2,943.55 2,400.00
none
6,466.48
1,229.94
7,442~32
none none 12,050.00 17.62 667.67
none 31.15
none none
173,363.86

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Fund!! on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable t.o Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other States ---------------------~ Certificates of Deposit for Borrowed Money --------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

50,000.00 none
12,500.00 3, 758.20 none none none none
39,496.54 none
16,888.88 none
8,331.55 116.48 none
none
none
none
42,272.21
none
none
none
none none none
none
173,363.86

602

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

President, W. W. HEATON

CITIZENS BANK Waco, Ga.
Vice President, J. W. WORD Cashier, G. L. JACOBS

RESOURCES:

LIADILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ------~---------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---.Currency --------------------Due from Other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------$

70,100.34 1,692.18
41,004.31 8.46
none none none none 3,004.97 350.00
none
2,168.50
none 13,532.54
none
none none none 1,507.60
none none
none 3,971.45
125,540.35

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits __________-___
Trust Funds on Deposit -----Cashier's Checks ____________;.
Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y -a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total ------------------------ $

15,000.00 none
7,500.00 1,604.01
none none none none
12',453.92 6,887.48
22,020.87 1,249.50 none 315.26 none
18,509.31
none
40,000.00
none
none
none
none
none none none
none
125,540.35

DEPARTMENT OF BANKING

603

STATEMENT Showing Condition of Business December 29, 1922
ot the

BANK OF WADLEY Wadley, Ga.

President, S. C. EVANS -

Vice President, J. D. PEACOCK

Cashier, S. D. MANDEVILLE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House ____ .:__________ _ Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State --~---:... Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h-e--r
States' ------~-------------- Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------$

80,050.54 5,549.53
21,358.50 none none
1,500.00 none
9,000.00 4,281.67 1,141.15
10,422.94
42,684.30
3,722.86 7,807.59
9,036.53
11,000.00 9,519.54 none none
none 243.45
none 4,136.47
221,455.07

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit ______ Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R-e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Otahbeorvelia_b_i_l_it_i_e_s__n__o_t__i_n_c:,l_u_d_e_d
Total -------------------------$

25,000.00 none
25,000.00 6,358.25 none none none none
122,686.84 none
22,841.12 8,404.44 none 2,574.55 none
none
none
8,589.87 none none
none
none
none
none none none
none
221,455.07

604

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

CITIZENS BANK Warrenton, Ga.

President, C. R Fitzpatrick

Vice Presidents, E. P. DAVIS, W. E. ENGLISH Cashier, R. F. FOWLER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------:;;

130,447.42 51,621.84 none 22,701.27
none
none 900.00 6,291.62 1,217.34 7,657.21
none
68,616.97
82,435.94 15,466.13
none
none none 126.25
.93
none 137.12
none 1,067.25
388,687.29

Capital Stock Paid in --------$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Denmnd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and' Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -------------------------$

50,000.00 none
25,000.00 15,300.82
none none none none
172,893.38 none none
113,625.69 none
9, 766.35 nona
none
none
none
none
none
none
none none 2,101.05 none
none
388,6817.29

DEPARTMENT OF BANKING

605

STATEMENT Showillg Condition of Business December 29, 1922

of the

PLANTERS & MERCHANTS BANK Warrenton, Ga.

President, G. R. MANER

Vice Presidents, W. L. SHURLEY, WM. M. MOORE Cashier, J. C. EVANS

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ _ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-Of any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

59,674.08 8,396.77
10,874.17 none
none
none 315.00 2,70.00 1,600,00
none
none
21,420.98
6,883.92 6,403.47
none
none 3,046.65
none 1,601.16
none 1,453 ..22
none 580.64
124,950.06

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e--serve Bank -----------------
Notes ana Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of C'redit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ---------------------
Total ---------------------- _$

25,000.00 none
5,000.00 none
1,000.00 none none none
61,655.15 none
2,689.60 none
4,293.25 312.06 none
none
none
25,000.00
none
none
none
none
none none none
none
124,950.06

606

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922

of the

FARMERS & MERCHANTS BANK Warthen, Ga.

President, J. H. HOOKS

Vice President, M. WARTHEN Cashier, T. W. BENSON

RESOURCES:
Time Loans and Discounts____ $ Demand Loans ------------,--Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency --------------------Due from other banks in this DuSetaftreom---o-t-h-e-r--b-a-n--k-s--in--o--th--e-r
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------$

LIABILITIES:

64,318.83 4,054.32 4,137.47 none
none
none 4,620.00 2,500.00 2,662.44
602.75
none
10,822.04
none 3,125.49
none
none ] 54.35
none 327.16
none none
129.00 1,500.00

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------IndCihveicdkual__D__e_p_o_s_i_t_s__S_u__b_j_e_c_t..:t_o_
Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- e- -serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this State -----------------------
Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

98,953.85 Total --------------------

$

15,000.00 none
5,000.00 5,221.23
none none none none
40,026.13 none
6,233.96 none none
249.09 none
18,236.03
4,202.01
none
none none
4,785.40
none
none
none none none
none
98,953.85

DEPARTMENT OF BANKING

607

STATEMENT Showing Condition of Business December 29, 1922
of the

President, A. J. DAVIS

BANK OF WARWICK Warwick, Ga.
Vice President, W. D. ETHERIDGE Cashier, M. L. IVEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate. United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency.. ---------------------Due from Other banks in this
State -----------------------~ Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ----------- ------$

37,839.49 1,006.50 8,434.73 none
none
none none 1, 700.00 2,265.00 1,400.00
none
15,509.63
17,354.33 4,078.23
none
none 691.27
none 16.26
none none
none none

Capital Stock Paid in ________$ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Du!l to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in thts
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

90,295.44 Total ---------------------

$

25,000.00 none
5,000.00 3,823.30
none none none none
47,700.71 none
8,379.02 none none
392.41 none
none
none
none
none
none
none
none
none none none
none
90,295.44

608

THIRD ANNUAL REPORT

Showing Condition of Business December 29, 1922

of the

WASHINGTON EXCHANGE BANK Washington, Ga.

President, J. R. DYSON

Cashier, ALEXANDER IRVIN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ------~--------- Other assets not Included above
Total ------------------------- $

331,672.84 none none
200.00
none
none 2,525.00
none 7,628.75
none
none
14,981.57
6,444.78 7,608.55
none
none none 839.00 none none none
none 926.62
372,827.11

Capital Stock Paid in ________ $
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States -----------~--------- Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

100,000.00 none
30,000.00 none none none none none
89,158.22 none
29,654.01 5,540.68 none 727.97 none
< 39,000.00
18,500.00
none
none
7,800.00
none
none
none none none
52,446.23

Total --------------------------$ 372,827.11

DEPARTMENT OF BANKING

609

STATEMENT Showing Condition of Business December 29, 1922

of the

WASHINGTON LOAN & BANKING COMPANY Washington, Ga.

Vice President, T. J. BARKSDALE

Cashier, T. J. BARKSDALE

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ------------- _ :Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in tbe Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton----------------Other assets not included above
Total ----------------------$

210,418.99 none none
30,000.00
none
500.00 none none
4,285.00 none
none
23,191.17
14,925.97 4,832.:jo6
2,018.79
none 11one none none none none 247.65
none none
290,420.02

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------- Certified Checks -------------Bills Payable to Banks in this
State --------~-------------- Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with otber Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Otber liabilities not included
above -----------------------
Total ------------------------ $

50,000.00 none
50,000.00 20,641.57
none none none none
104,777.06 none
42,711.89 7,289.51 none none none
none
15,000.00
none
none
none
none
none
none none none
none
290,420.03

610

THIRD ANNUAL REPORT

ShowiDg Condition of Business December 29, 1922

of the

OCONEE COUNTY BANK
Watkinsville, Ga.

President, A. W. ASHFORD

Vice President, J. A. JONES

Cashier, C. A. ASHFORD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from. Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clea.ring House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

137,276.73 7,787.35
20,000.00 5,958.96
none
none 2,825.00
none 3,717.45 17,8:>,4.4n
none
23,788.60
7,986.75 2,888.70
84.49
none 479.63
31.00 76.01
none 392.61
none 10,258.50

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money --------'---------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R-e---
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rooiscounted
with other Banks in this
State --------'--------------Notes and Bills Rediscounted
with other Banks in other
States --------------------Certificates of Deposit for Bor-
rowed Money ------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

37,500.00 none
15,000.00 3,338.97 none none none none
l30,883.d5 none
2,200.00 none none none
-128.53
36,480.73
5,500.00
none
none
10,334.19
none
none
none none none
none

Total ------------------------ $ 241,376.37 Total ------------------------- $ 241,376.27

------------------D-E-PA-R-T-M-E-NT--O-F -B-AN-K-I-NG---------------- 611

STATEMENT Showing Condition of Business December 29, 1922
of the

COMMERCIAL BANK Waycross, Ga.

President, L. 0. BENTON

Vice Presidents, K. F. RYMER, P. A. HAY Cashier, J. M. NORMAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from <>ther banks in this
State -----------------------D uSet aftreos m__o_t_h.:e. _r__b_a_n_k_s__i_n__o__t h__e_r
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ------------------------$

136,129.08 36,354.59
~1,300.00
45,378.42
15,565.47
none 1,050.00
none 8,000.00
none
none
27,890.21
22,092.06 31,500.21
none
none none 3,012.56 1,50H.30
none none none none
349,775.90

Capital Stock Paid in' --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------DermJ.nd Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----'-------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l -e- -t-o- -F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total ------------------------ $

50,000.00 none
5,000.00 6,143.68 4,000.00
none none none
189,561.72 none
48,810.92 42,069.09
none 4,190.49
none
none
none
none
none
none
none
none
none none none
none
349,775.90

612

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

BANK OF WAYNESBORO
Waynesboro, Ga.

President, C. W. SKINNER

Vice President, E'. E. CHANCE

cashier, DADE DURDEN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ DuBeanfkrom___F_e__d_e_r_a_l_ _R:_e_s_e_r_v_e____ _
Due from Approved Reserve Agents in this State --------
Due from Approved Reserve Agents out of this State ____
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

196,038.41 113,926.55
none 29,950.00
none
none none none 4,252.83 150.00
none
none
none
~.368. 73
1<).054.34
4,622.34 none
1,108.92
none
none 270.21
none
18,133.76

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in thts
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States --------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------- ------------

50,00000 none
35,000.00 23,316.84
80.00
none none none
110,937.77
none
5,327.72 162,185.02
none
1,028.74 none
none
none
none
none
none
none
none
none none none
none

Total -------------------------- $ 387,876.09 Total ---------------------- $ 387,876.09

DEPARTMENT OF BANKING

613

STATEMENT Showing Condition of Business December 29, 1922
ot the

CITIZENS BANK Waynesboro, Ga.

President, J. H. WHITEHEAD

Cashier, HENRY W. BLOUNT

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate 0\vned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due. from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items __ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------.--- $

134,401.22 61,541.27 46,023.41 none
none
none 2,690.00 21,000.00 3,315.00 13,175.54
none
42,551,44
6,559.22 13,319.01
none
none none none none none none none
none none
344,576.11

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks ____________:._
Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money -----~--------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------$

25,000.00 none
40,000.00 11,337.88
50.00 none none none
260,198.28 3,000.00 none none none 4,983.70 6.25
none
none
none
none
none
none
none
none none none
none
344,576.11

614

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of tht.

WAYNESBORO SAVINGS BANK

Waynesboro, Ga.

President, J. H. WHITEHEAD

Vice President, F. H. BLOUNT

Cashier, S. A. GRAY

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ _
Demand Loans --------------Loans Secured by Real Estate_$ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ -Stock in the Federal Reserve
Bank ----------~-----------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures.------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in tl}is State -----~- Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
Qf credit and acceptances __
Overdrafts-(if any) ----------. Advances on commodities other
than cotton ----------------Other assets not included above

none none 66,432.58 none
none
none 1,405.00
none none 15,469.95
none
20,964.27
none none
17,500.00
none none none none
none none
nonP. none

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money -------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

15,000.00 none
15,000.00 5, 733.12 none none none none
non'3
none 86,038.68
DOllt1
n,no none
DOltd
none
DtflO
lll)ll6
nvne
none
none
none none none
none

Total ------------------------$ 121,771.80 Total ---------------------- $ 121,771.80

DEPARTMENT OF BANKING

615

STATBMBN'l

Showing Condition of Business December 29, 1922

of the

President, J. A. AVARY

CITIZENS BANK West Point, Ga.
Vice Presidents, R. C. FREEMAN, R. B. DIXON Cashier, R. B. DIXON

RESOURCES:

LIABILITIES:

Time Loans and Discounts----$
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States. ------------.--------Advances on Cotton ----------Checks for Clearing House ____ Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

317,736.55 3,400.00 8,872.58 846.00
none
3,600.00 1,620.00
none 6,509.65 1,859.23
15,758.01
5,934.98
8,652.82 26,216.64
none
none none 1,848.19 921.33
none none
none none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y -a-b-l e- - -t-o- -F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank...
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not incI uded
above ----------------------

100,000.00 none
20,000.00 7,965.09 none none none none
182,837.86 none
6,900.00 53,044.95
none 709.86 6,318.22/
none
none
none
none
none 26,000.00
none
none
none none none
none

Total ---------------------$ 403,775.98 Total --------------------------$ 403,775.98

616

THIRD ANNUAL REPORT

STATEMENT of the
Showing Condition of Business December 29, 1922

President, G. W. SIMS

BANK OF .WESTON Weston, Ga. ,
Vice President, M. J. LEVERE'TT Cashier, S. W. ADAMS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i sDuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total ---------------------$

104,628.66 47.00
10,580.75 200.00
none none
50.00 1,950.00 1,800.00 1,380.00
none
27,105.06
5,712.60 3,858.88
none
3,500.00 570.21
1,885.00 901.56
none
768.21
1,275.19 120.00
166,333.18

Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to> Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
With Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--.o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -------------..---------
Total --------------------------$

25,000.00
none
5,000.00 3,402.54
80.00
none none none
56,534.41
none
45,025.39 610.94
none
679.90
none
none
none
none
none
none
none
none
none none none
30,000.00
166,333.18

DEPARTMENT OF BANKING

617

Showing Condition of Business December 29, 1922 of the

MERCHANTS & PLANTERS BANK Whigham, Ga..

President, T. J. MILLS

Vice President, R. S. KENNEMUS Cashier, R. S. KENNEMUS

RESOURCES:
I'ime Loans and Discounts____ $ Demand Loans --------------l.oans Secured by Real Estate_ United States Bonds ---------1-funicipal, Drainage District
and State of Georgia Bonds__ 3tock in the Federal Reserve
Bank ----------------------)ther Stocks- and Bonds -----Banking House --------------8'urniture and Fixtures ------)ther Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in 'this State -------Due from Approved Reserve
Agents out of this State ---~urrency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States- ---------------------<\.dvances on Cotton ----------~hecks for Clearing House ___ _ )ther checks and cash items__ ~ustomers liability on letters
of credit and acceptances __ )verdrafts-(if any) ---------<\.dvances on commodities other
than cotton ----------------)ther assets not included above
rota! ----------------$

LIABILITIES:

I 38,660.50 Capital Stock Paid in ________ $ none Amounts reserved for branches none Surplus Fund ----------------none Undivided Profits ------------Dividends Unpaid ------------none Due to Banks in this State ___ Due to Banks in other States__

none none 4,000.00 3,307.29 none
none
9,260.35

Call Money -----------------I n dCihveicdku a l__D__e_p_o_s_i_t_s__S_u_b_:j._e__c_t __t o_
Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thts

4,876.97 State -----------------------5,731.48 Bills Payable to Banks in other

none
none none none none
norie 67,91

States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other

20,091.31 1,284.80

States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included

above ----------------------

87,280.61 Total ---------------------$

15,000.00 none
1,500.00 689.97 none none none none
51,579.27 none
15,763.77 none none
2,747.60 none
none
none
none
none
none
none
none
none none none
none
87,280.61

618

THIRD ANNUAL REPORT

STATEMENT Showfng Condition of Business December 29, 1922
ot the

BANK OF WmTE PLAINS White Plains, Ga.

President, W. C. DAVIDSON

Cashier, F. A. TAPPIN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank --------~------------- Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------------$

88,756.25 183.13 none 700.00
none
none 225.00 3,500.00 1,660.00
none
none
14,642.54
none 4,050.82
none
none none 154.40 none
none none
none 319.69
114,139.99

Capital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r BiSlltsatePsay-a-b-le---t-o--F--e-d-e-r~a-l--R--e-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

Total -------------------

$

20,000.00 none
2,216.04 4,793.82
none none none none
42,070.74 none
4,750.00 none
471.44 55.80 none
15,250.00
none
24,532.15
none
none
none
none
none none none
none
114,139.99

DEPARTMENT OF BANKING

619

Showing Condition of Business December 29, 1. . of the

President, C. C. KING

THE PLANTERS BANK White Plains, Ga.
Vlee President, C. 0. COPELAN Cashier, T. C. KING

RESOURCES:
Time Loans and Discounts____ $ Demand Loans -------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ----'-----------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton -----------. Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not ihcluded above
Total ---------------------- $

LIABILITIES:

53,386.91 3,177.69 none none none none none 2,400.88 2,410.17 none
none
5,953.36
none 1,349.56
632.32
none none none 4,077.03 none 60.19
none none
73,448.11

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------- Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o-t-h-e--r
B iSl ltsa t ePsa y-a-b-l-e- -t-o- - F- -e-d-e-r-a-l- -R- -e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not illcluded
above ----------------------
Total ---------------------$

15,000.00
none none
3, 721.94 none none. none
none
6,064.64 none
33,621.53 none none 40.00 none
none
none
15,000.00
none
none
none
none
none none none
none
73,448)11

62,0

THIRD ANNUAL REPORT

Show:lq OoDclition of Business December 29, 1922 of the

WHITESBURG BANKING CO. Whitesburg, Ga.

President, W. T. JONES

Vice President, T. W. CAl\!P Cashier, C. B. LASSETTER

RESOURCES:

J,IABILITIES:

Time Loans and Discounts----$ Demand Loans -------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserva
Bank ----------------------Other Stocks' and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
'JJotal --.,.----------$

28,294.21 none
2,319.87
none
none
none none
1,529.70 2,440.18
236.00
none
none
1,261.25 2,857.03
none non" non-d none
81.49 348.77
none none
15.31
none

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Dey>osit Time Certificate of Deposit --Savings Deposits ------------Trust I"unds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills rayable to Bani<s in this
State -----------------------Bills Payable to Banks in other
States --------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and ~ills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Lette-rs of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

39,383.81 Total --------------------------$

15,000.00.
none
10,000.00 1,115.05
none none none none
11,897.96
none none none
864.93 505.87
none
none
none
none
none
none
none
none
none none none
none
39,383.81

DEPARTMENT OF BANKING

621

Showing Condition of Business Decem~er 29, 1922 of the

BANK OF WILLACOOCHEE Willacoochee, Ga.

President, J. E. GASKINS

Vice President, J. A. GASKINS

Cashier, J. A. MeGregory

RESOURCES:

LIABILIT LES:

Time Loans and Discpunts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States. ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------------------$

69,969.00 3,647.47
17,339.55 none
none
none none 5,000.00 1,915.50 61.50
none
7,241.97
32.20 3,455.15

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other

none

B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d- -e-r-a-l - -R- -e-serve Bank __________ _:______

none none 331.24 520.73
none none
none 4,047.71

Notes and Bills Rediscounted with Federal Reserv~ Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

113,562.02 Total --------------------------$

25,000.00 none none
6,094.22 none none none none
28,871.18 none
41,522.38 none none 74.24 none
12,000.00
none
none
none
none
none
none
none none none
nQile
113,562.02

622

THIRD ANNUAL REPORT

ST.A.TBiiBNT Showing Condition of Business December 29, 1922
of the

MERCHANTS & FARMERS BANK Willacoochee, Ga.

President, B. G. OBERRY

Vice President, J. J. VICKERS

Cashier, PANSY LINDER

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans -------~------ Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and Sta.te of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other AdSvtaatnecse: s -o-n--C--o-t-to--n-:--__-_-_-_-_-_-_-_--_ Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------*

58,320.71 2,824.89
--;1.2,890.10 none none
none none 2,400.00 2,951.70 none none
25,702.89
1,000.19 6,146.12
none none none 1,499.89 625.00
none none none 1,136.92
145,498.41

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Depo~it Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks -----------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l --R-e--serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes a.nd Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ----------------------$

18,000.00 none
7,500.00 11,030.02
none none none none
44,666.16 none
63,111.86 none nona
1,074.20 none
none
none
none
none
none
none
none
none
~none
none
116.17
145,498.41

DEPARTMENT OF BANKING

623

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF WILLIAMSON Williamson, Ga.

President, I. B. HOWARD

Vice President,C. A. YARBROUGH

Cashier, P. W. VAUGHN

RESOURCES:

LIABILITIES:

'l'ime Loans and Discounts____ $ 74,888.94

Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve

1,600.00 40,244.79
4,950.00
none

Bank ----------------------Other Stocks and Bonds ------

none 450.00

Banking House --------------Furniture and Fixtures -------
Other Real Estate Owned -----
Due from Federal Reserve

2,076.84 2,455.82
153.00

Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__

2,000.00

iL

1

3,462.83

302.54 1,178.05

none

none 2,026.74
369.50 30.13

Customers liability on letters of credit and acceptances __

none

Overdrafts-(if any) ---------Advances on commodities other

696.47

than cotton ----------------Other assets not included above

270.59 3,893.82

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__

Call Money -----------------Individual Deposits Subject to

Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this

BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r

B iSl ltsa t ePsa y-a-b-l-e- -t-o- - -F-e-d-e-r-.-a-l - -R- e- --
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this

State ----------------------Notes and Bills Rediscounted

with other Banks in other

CeSrttiaftiecsa

---------~-----------
tes of Deposit for Bor-

rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above ---------------------

25,000.00 none
5,000.00 none none none none
5,500.00 28,547.60
none
9,550.15 46,596.91
none 5.40
none
none
none
10,000.00
none
none
none
none
none none none
10,850.00

Total ---------------------- $ 141,050.06 Total ------------------------ $ 141,050.06

624

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ef tlle
FARMERS BANK Winder, Ga.
President, G. H. KILGORE Vice Presidents, JNO. L. HARRIS, JOHN A. TROMPSON Cashier, R. J. SMITH

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage- District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

157,320.30 349.57
21,760.33 none
none
1,800.00 none none
9,217.18 none
7,548.73
2,605.41
1,102.77 3,995.41
none
none none 1,392.94 405.44
none 258.74
none
8000.00

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks --------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

50,000.00 none
8,500.00 2,439.86
none 1,611.77
none none
80,196.82 none
33,348.21 none
8,852.94 14.58 none
none
none
none
23,592.64
none
none
none
none none none
none

Total ------------------- --$ 208,556.82 Total

$ 208,556.82

DEPARTMENT OF BANKING

625

Showing Condition of Business December 29, 1922 ot the

NORTH GEORGIA TRUST & BANKING CO. Winder, Ga.

President, A. A. CAMP

Vice President, J. T. STRANGE Cashier, W. F. HUBBARD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o-t-h-e--r
3tates --------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

644,147.70 3, 792.62
105,040.68 1,100.00
none
6,750.00 1,500.00 19,125.54 21,822.10 11,250.00
3,352.38
6,503.80
2,130.77 4,365.38
821.67
none none 228.00 488,21
none 1,473.22
none none

Capital Stock Paid in ________ $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

200,000.00 none
24,000,00 10,993.41
96,00 7.28 none none
123,125,35 none
28,838.54 10,442.85
9,550.00 25.05 none
33,980.41
43,500,00
none
343,814.84
4,217.12
none
none
none none none
1,301.22

Total ------------------------- $ 833,892.07 Total -------------------------$ 833,892.07

626

THIRD ANNUAL REPORT

STATE.MENT Showing Condition of Business Dece:!llbe~ 29, 1922

of the

PITTARD BANKING COMPANY Winterville, Ga.

President, J. T. PITTARD

Vice President, D. H. WINTER

Cashier, H. F. PITTARD

RESOURCES:
Time Loans and Discounts----$ Demand Loans --------------Loans Secured by. Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advartces on commodities other
than cotton ----------------Other assets not included above
Total ----------------------$

LIABILITIES:

52,276.46 728.48
7,440.47 none
none
1,100.00 495.00 none
2,025.40 40.58
3,518.66
19,558.61
73.99 1,723.22
none
none none none 742.74
none 7.15
none none

Capital Stock Paid In ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__ Call Money --~-------------- Individual Deposits Subje<;t to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----CCearsthifiieerd's CChheecckkss _-_-_-_-_-_-.::-_-_-__-_-_--_
Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s--in--o--th--e-r
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscownted
with Federal Reserve Bank_ Notes and _Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

89,730.76 Total --------------------------$

25,000.00 ll;)ne
11,000.00 5,072.90 none none none none
25,591.72 none
5,370.39 . 72.30 17,526.50
96.95 none
none
none
none
none
none
none
none
none none none
none
89,730.76

DEPARTMENT OF BANKING

627

STATEMENT Showing Condition of Business December 29, 1922
ot the

President, W. J. SMITH

PEOPLES BANK Woodbury, Ga..
Vice President, H. W. CLEMENTS Cashier, J. B. DODD

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans ------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b-a-n- -k-s- -i n- - -t-h-i s-
State -----------------------Due from other banks in other
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ________,__ Advances on commodities other
than cotton ----------------Other assets not included above
Total -----------------$

78,980.88 4,440.00
61,101.86 none none
none 950.00 2,499.04 2,837.50 11,083.85
2,500.00
9,909.77
340.42 8,043.86
none
none none 2,283.78 417.84 none 156.67
171.22 8,762.10
194,478.79

Capital Stock Paid in -------- $ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits -----------Dividends Unpaid ------------Duj:l to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re. serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total ------------------------- $

15,000.00 none
1,000.00 none none none none
83,000.00
54,133.50 10,500.00 30,578.25
none none 267.04 none
none
none
none
none
none
none
none
none none none
none
194,478.79

628

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
ot the

THE WOODBURY BANKING CO. Woodbury, Ga.

President, J. D. SUTTON

Vice President, J. W. WILLIAMS

Cashier, S. P. WILBURN

JUIIOU~I~:~-------------------=L=IA==B=IL~IT~I=E=S~:~-----------

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_
United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _
Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __
Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------O'ttlel" assets not included above

51,895.80 12,681.00 56,211.25
none
none
none none none 3,686.73 none
none
26,918.68
3,293.63 3,533.57
79.00
1,194.33 1,312.35
471.22 none
none none
nOne none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
B iSl ltsa t ePsa y-a-b-l e- - -t-o- - F- -e-d-e-r-a-l- -R- -e--
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other States -----~--------------- Certificates of Deposit for Borrowed Money --------------Liability on Letters of Credit and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

23,400.00 none
10,000.00 11,463.45
none none none none
54,618.24 1,000.00
35,029.33 none
4,429.41 427.58 none
20,909.55 none none
none
none
none
none
none
none none none
none

Total -------------------$ 161,277.56 Total --------------------------$ 161,277.56

DEPARTMENT OF BANKING

629

STATEMENT Showing Condition of Business December 29, 1922
of the

THE FARMERS BANK Woodcliff, Ga.

President, L. 0. BENTON

Vice Presidents, H. H. PARKER, W. H. COHEN Cashier, T. G. HARRIS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---~Duurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--fs-
DuSetaftreom---o-t-h-e--r-b--a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

52,733.59
none none none
none

Capital Stock Paid in --------$
Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__

none none
850..00 1,150.00 6,407.16
none
137.55

Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in thrs

6,958.50 State -----------------------977.68 Bills Payable to Banks in other

States ---------------------none Bills Payable to Federal Re-

none none none none

serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this

State ----------------------none Notes and Bills Rediscounted 11.16 with other Banks in other

States ---------------------none Certificates of Deposit for Bor-

3,831.62 rowed Money --------------Liability on Letters of Credit

and Acceptances -----------Reserve for Interest and Taxes

Bonds Borrowed ------------Other liabilities not included

above -----------------------

25,000.00
none
5,000.00
none none none none none
16,257.57 none
13,289.29
none none
585.35 none
none
12,925.05
none
none
none
none
none
none none none
none

Total -------------------- $ 73,057.26 Total --------------------

$ 73,057.26

630

THIRD ANNUAL REPORT

STAT~

Showing Oonclition of Business December 29, 1922

ef the

WOODLAND BANK Woodland, Ga.

President, S. F. WOODALL

Vice Presidents, W. W. COLLIER, H .. T. WOODALL Cashier, M. N. KING

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ DuBeanfkrom_:.._F_e__d_e_r_a_l__R_e_s_e_r_v_e____ _ Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--isDuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o-t-h-e--r
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances -Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total --------------$

LIABILITIES:

40,071.17 2,080.00 9,206.00 none
none
none none 2,000.00 1,500.00 none
none
17,618.18
2,157.64 2,541.16
none
none 1,056.71
none 35.50
none none
796.50 4.45

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposii Time Certificate of Deposit __:_
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------

79,067.31 Total -------------------------- $

15,000.00 none
10,000.00 1,378.20 none none none none
39,102.38 none
13,409.64 none none
177.09 none
none
none
none
none
none
none
none
none none none
none
79,067.311

DEPARTMENT OF BANKING

631

Showing Condition of Business December 29, 1922 of the

BANK OF WOODSTOCK Woodstock, Ga..

President, J. H. -JOHNSTON

Vice President, S. L. JOHNSTON

Cashier, W. L. DuPRE'E

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $
Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ----
CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
DuSetaftreom---o-t-h--e-r--b-a-n-k-s--i-n--o--th--e-r
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above

32,048.80 1,389.50
15,520.13 2,300.00
600.00
none 540.00 3,168.83 2,080.61
none
none
44,167.52
149.19 5,391.95
none
none 4,507.55
none none
none none
none none

Capital Stock Paid in --------$
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State --Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------

25,000.00 none
14,079.32 2,026.44 none none none none
61,767.56 none
8,873.76 none none
117.00 none
none
none
none
non~
none
none
none
none
none
none

Total ------------------------ $ 111,864.08 Total --------------------------$ 111,864.08

632

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29,'1922
ot the

WOOLSEY BANK Woolsey, Ga.

President, R. P. MINTER

Vice President, C. E. FORTSON Cashier, W. L. BURCH

RESOURCES:
Time Loans a.nd Discounts...___ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

LIABILITIES:

49,003.92 969.06
29,189.15 none
none
none 315.00 1,406.82 1, 798.00 2,045.47
none
none
5,072.46 700.16
none
none none none 45.92
none 89.10
none none
90,635.06

Capital Stock Paid in --------$
Amounts reserved for branche&
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__ Call Money _ _______________o_
7
Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State --------------------~-- Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
__$ Total--------- -------- _

15,000.00 none
3,000.00 8,074.11 1,200.00
none none none
12,209.06 none
21,592.78 none none 38.45 none
5,000.00
none
24,520.66
none
none
none
none
none none none
none
90,635.06

DEPARTMENT OF BANKING

633

S'l'ATEJdXNT Showing Condition of Business December 29, 1922
ot the

CITIZENS BANK Wrens, Ga.

President, G. S. FARMER

Vice Presidents, A. J. HOWARD, T. C. ELLIS

0. G. FLORENCE

J. A. MATTHEWS

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds __: _______ _ Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ____ Currency ---------------------DuSetaftreo_m___o_t_h_e_r__b__a_n_k_s___in___t_h:i_s DuSetaftreosm__o_t_h_e_r_.b.;_a_n_k__s_i_n__o__th__e_r
Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------------$

143,344.73 none none none
none
none none 2,000.00 2,000.00 4,000.00
none
1,094.84
2n.85 1,487.31
27.90
none none none none
none 144.17
none 24.40 282.81

Capital Stock Paid in --------$
Amounts reserved for branchel!l
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Denosit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State ----~------------------ Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r--
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above -----------------------

154,630.01 1 Total ------ _ ------------ $

25,000.00 none
10,000.00 4,828.80 none none none none
19,380.97 none
47,725.79 none none 94.45 none
9,000.00
17,400.00
20,200.00
none
none
1,000.00
none
none none none
none
154,630.01

634

THIRD ANNUAL REPORT

S'l'A'l'EJIEN'l' Showing Condition of Business December 29, 1922

of the

President, ALEX AVERA

WRENS BANK Wrens, Ga.
Vice P1esident, J. M. ADAMS Cashier, R. L. PATRICK

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due. from Approved Reserve
Agents out of this State ____ CDuurerefnrcoym--o-t-h-e-r--b--a-n-k-s--i-n---th--is-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks f6r Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Oth.er assets not included above
Total --------------------- $

97,909.40 387.42 none
none
none
none
3, 750.00 2,000.00 2,200.00 1,050.00
none
10,583.56
1,555.83 6,312.62
none none none none none
none 169.23
none 3,932.37
129,850.43

LIABILITIES:
Capital Stock Paid in ________ $ Amounts reserved for branches Surplus Fund -------'---------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__ Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit --Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
BiSlltsatPea-y-a-b-l-e--t-o--B-a-n--k-s-i-n--o--th--e-r
BiSlltsatePsay-a-b-l-e--t-o---F-e-d--e-r-a-l--R--e-serve Bank -----------------
Notes and Bills Rediscounted with Federal Reserve Bank_
Notes and Bills Rediscounted with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
CeSrttiaftiecsate-s--o-f--D--e-p-o-s-i-t-f-o-r--B--o-r-rowed Money --------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total -----------------------$

15,000.00 none
4,000.00 2,317.07
192.00 none none
16,500.00 none
46,353.58 none
21,007.49 none none
480.29 none
none
4,000.00
20,000.00
none
none
none
none
none none none
none
129,850.43

DEPARTMENT OF BANKING

635

STATEMENT

Showing Condition of Business December 29, 1922
of the

BANK OF WRIGHTSVILLE Wrightsville, Ga.

President, E. A. LOVETT

Vice Presidents, J. lt. ROWLAND, W. 0. TOMPKINS Cashier, R. L. KENT

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage. District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this DuSetaftreom---o-t-h--e-r-b--a-n-k-s--i-n--o--th--e-r
States --------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items_:.. Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------$

145,092.61 19,224.69 62,853.14 32,058.17
none none
450.00 4,000.00 1,959.04
none
none
68,313.46
11,692.08 11,619.91
none
none
48,545.96 2,235.00 268.11
non.e none none none
345,559.03

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit __ _
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State -----------------'-----Notes and Bills Rediscounted
with other Banks in other
C eSr ttiaftiecsa t e-s- -o-f- -D- -e-p-o-s-i-t -f-o-r- -B- -o-r-rowed Money ---------------
Liability on Letters of Credit and Acceptances ------------
Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

25,000.00
none
65,000.00 8,176.12
none none none none
208,511.89
none
38,093.65
none none
777.37
none
none
none
none
none
none
none
none
none none none
none
345,559.03

636

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

EXCHANGE BANK OF WRIGHTSVILLE Wrightsville, Ga.

President, P. B. BEDINGFIELD

Vice President, J. M. MASON

Cashier, E. E. DALEY

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds __ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other asset& not included above
Total -------------------------- $

135,665.59 35,064.43
none
20,000.00
none
none
450.00 9,000.00
none
9,352.55
none
38,614.52
19,453.43 11,829.66
none
none
9,913.40 2,845.77
none
none none
9,156.74
none
301,346.09

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes a.nd Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

35,000.00
40,000.00 5,878.39
none none none none
187,924.99
none
32,131.48
none none
411.23
none
none
none
none
none
none
none
none
none none none
none
301,346.09

DEPARTMENT OF BANKING

637

STATEMENT of the

Showing Condition of Business December 29, 1922

THE FARMERS BANK Wrightsville, Ga.

President, W. H. RALEY

Vice President, R. R. MAR'J'IN Cashier, R. B. BRYAN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned _____ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ___ _ Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Totai -----------------------$

'74,247.73 9,415.35
26,360.65 3,749.47
none
none none 8,500.00 4,896.20 1,055.40
none
19,298.19
2,858.52 4,202.19
none
:none none none 23.70 none none
4,285.42 none
158,892.82

ea,pital Stock Paid in ________ $
Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check --------------------Demand Certificates of Deposit Time Certificate of Deposit __ _ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------- Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above -----------------------
Total --------------------------$

47,000.00 none none
3,476.04 none none none none
51,835.82 none
26,771.18 none none
809.78 none
none
none
29,000.00
none
none
none
none
none none none
none
158,892.82

638

THIRD ANNUAL REPORT

STATEMENT Showing Condition of Business December 29, 1922
of the

YATESVILLE BANKING CO. Yatesville, Ga.

President, P. F. BROWN

Vice President, A. D. WILLIAMS Cashier, R. D. HIGGINS

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ____ _ Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Res~rve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ___ _ Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ----------------Other assets not included above
Total -------------------$

LIABILITIES:

40,460.03 325,00
28.000.00 none
none
none none 2,000.00 1,975.00 none
none
1,449.43
2,072.21 3,601.26
none
none 2,694.85
232.00 228.36
none 154,25
none none

Capital Stock Paid in --------$ Amounts reserved for branches
Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Denmnd Certificates of Deposit Time Certificate of Deposit ___
Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State --------------'---------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other States ---------~----------- Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities not included
above ----------------------

83,192.39 Total ------------------------ $

17,500.00 none
7,500.00 1,140.53
none Bone none none
26,839.15 none
12,798.95 none none
231.00 none
none
none
41,519.98
none
3,030.65
none
none
none none none
none
83,192.39

DEPARTMENT OF BANKING

639

STATEMENT Showing Condition of Business December 29, 1922
of the

BANK OF ZEBULON Zebulon, Ga.

President, W. J. FRANKLIN

Vice President,P. M. SULLIVAN

Cashier, C. R. GWYN

RESOURCES:

LIABILITIES:

Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainage District
and State of Georgia Bonds__ Stock in the Federal Reserve
Batik ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---CDuurer efnrcoym - -o-t-h-e-r- -b- -a-n-k-s- -i-n- - -t h- -i s-
State -----------------------Due from other banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton ---------------Other assets not included above
Total ------------------------$

71,238.43 none
22,300.00 11,000.00
none
1,350.00 1,981.02 17,000.00 5,000.00
none
4,509.53
7,686.12 none
283.98 5,049.57
none
none none none 363.53
none 2,320.02
none 6,311.33
156,393,53

Capital Stock Paid in ________ $ Amounts reserved for branches US unrdpi vl ui ds eFduPn rdo f-i-t-s - -_-_-_-_-_-_-_;-_-__-_-_- -_
Dividends Unpaid ------------Due to Banks in this State ___ Due to Banks in otb.er States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Demand Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checks ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this State ----------------------Notes and Bills Rediscounted with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes Bonds Borrowed ------------Other liabilities not included
above ----------------------
Total -------------------~----$

25,000.00 none
20,000.00 6,014.98 none none none none
62,841.95
26,521.62 none
10,067.42 370.42 none
none
none
none
5,577.13
none
none
none
none none none
none
156,393.53

640

THIRD ANNUAL REPORT

STATEMENT

Showing Condition of Business December 29, 1922

of the

FARMERS BANK Zebulon, Ga.
President, G. D. DOMINICK

Cashier, G. B. RIDLEY

RESOURCES:
Time Loans and Discounts____ $ Demand Loans --------------Loans Secured by Real Estate_ United States Bonds ---------Municipal, Drainag'e District
and State of Georgia Bonds__ Stock in the Federal Reserve
Bank ----------------------Other Stocks and Bonds -----Banking House --------------Furniture and Fixtures ------Other Real Estate Owned ----Due from Federal Reserve
Bank ----------------------Due from Approved Reserve
Agents in this State -------Due from Approved Reserve
Agents out of this State ---Currency ---------------------Due from other banks in this
State -----------------------Due from otl;J.er banks in other
States ---------------------Advances on Cotton ----------Checks for Clearing House ---Other checks and cash items__ Customers liability on letters
of credit and acceptances __ Overdrafts-(if any) ---------Advances on commodities other
than cotton -----------------
Other assets not included above
Total ---------------------$

LIABILITIES:

16,899.23 1,277.02 9,019.14 none
none
none none 4,000.00 1,988.54 none
none
37.52
none none
none
none none none none
none 8.67
none 1,938.92

Capital Stock Paid in -------- $ Amounts reserved for branches Surplus Fund ----------------Undivided Profits ------------Dividends Unpaid ------------Due to Banks in this State __ _ Due to Banks in other States__
Call Money -----------------Individual Deposits Subject to
Check ---------------------Denm.nd Certificates of Deposit Time Certificate of Deposit ___ Savings Deposits ------------Trust Funds on Deposit -----Cashier's Checl<s ------------Certified Checks -------------Bills Payable to Banks in this
State -----------------------Bills Payable to Banks in other
States ---------------------Bills Payable to Federal Re-
serve Bank ----------------Notes and Bills Rediscounted
with Federal Reserve Bank_ Notes and Bills Rediscounted
with other Banks in this
State ----------------------Notes and Bills Rediscounted
with other Banks in other
States ---------------------Certificates of Deposit for Bor-
rowed Money --------------Liability on Letters of Credit
and Acceptances -----------Reserve for Interest and Taxes
Bonds Borrowed ------------Other liabilities' not included
above -----------------------

35,169.04 Total --------------------------$

27,000.00 none
1,000.00 none non none none
789.34
83.93
none none none none none
6,251.74
none
none
none
none
none
none
none none none
44.03
35,169.04

CONSOLIDATED STATEMENT OF STATE BANKS AND TRUST COMPANIES OF GEORGIA AS OF DECEMBER 29, 1922.
(Only Trust Companies having banking powers and privileges under supervision of this Department.)

RESOURCES

Total all State Banks as of Dec,
31' 1921.

Total all State Banks as of Dec.
29,1922.

Decrt>ase Over Dec. 31, 1921.

Increase Over Dec. 31, 1921.

Time Loar:s ________________________ - _________ - ----- _-- ------Demand Loans ______________________________________ --_--- ___ -_ Real Estate Loans ___________________________ -------------- ____ _
United States, Municipal Drainage District, and State of Georgia Bonds ____________ ---- __ --------------------------------------Stock in Federal Reserve Bank__________________________________ _ Other Stocks and Bonds _____________________________________ _ Banking House ____________________ - _________________ ----------Furniture and Fixtures_________________________________________ _ Other Real Estate Owned __________________ ------- _____________ _ Due from Federal Reserve______________________________________ _ Due from Approved Reserve Agents in Georgia ___________________ _ Due from Approved Reserve Agents in Other States _______________ _ Cash in Vault ______________________ ------- ___ ----- __ -------- __ _ Due from Other Banks in Georgia _______________________________ _ Due from Banks in Other States ________________________________ _ Advances on Cotton __________________________ ------- __________ _ Checks for Clearing House _____________________________________ _ Other Checks and Cash Items ___________________________________ _
Customers Liability on Letters of Credit and Acceptances __________ _ Overdrafts ___________________________________________ -----_-_-_ Advances on Other Commodities ________________________________ _ Other Resources_______________________________________________ _
Profit and Loss __ ------- ____ ---------------------- ___ ---------
Total _______________________ ------ _----------------------

$139, 172,5\'8.11 23,256,112.79 31,187,740.14
5' 646' 874.80 498,035.00
8,058,271.45 4,850, 751.21 2,260,419.33 2' 01.5' 735.04 5,685,461. 72 10,311, 7V0.22 7,500,446.11 5,291,957.17 5,066, 623.70 1 '902, 385.07 3,237,802.01 2,935,698.82
673,854.24 3, 217,253.94
400,150.62 162,274.27 3,080,081. 76 85,659.00
$266' 497' 976. 52

$130,681,345.91

$8,491,252.20--------------------

27,404,256.60--------------------

$4,148,143.81

29,596,564.83

1,591,175.31--------------------

4,652,210.90

994,663.90 --------------------

591,350.00 --------------------

93,315.00

10,063' 797.99 --------------------

2,005, 526.54

6,390,266.42--------------------

1,539,515.21

2,471,965.54--------------------

211,546.21

3, 262,063.03 --------------------

1 '246,327. 99

8, 261 '928. 65 -------------- -----

2, 576,466.93

15,795,727.75--------------------

5,483,937.53

7,990,457.56--------------------

490,011.45

6,422,046.51 ----------

1,130,089.34

7,030,434 ~07 -------- ~-- ---------

1 '963 ,81.() .37

1.888,328.67

14,056.40 --------------------

4,035,183.42 ------ -------------

797,381.41

2,772,907.90

162,790.92--------------------

706,027.07--------------------

32,172.83

6,007,572.32 --------------------

2, 790,318.38

460,529.28 --------------

60,378.66

330,763.07 --------------------

168,488.80

3,566,417.90 --------------------

486,336.14

139,430.32 --------------------

53,771.32

$280,521,575.71

$11' 253,938.73

$25,277,537.92

LIABILITIES
Capital Stock _________________________________________________ _ Capital Reserved for Branches __________________________________ _ Surplus Fund _________________________________________________ _ Undivided Profits- _______________ ------- ____________ ----------DDiuvei dteonBd sa nUkns piani dG-e_o-r_g_i_a ______________________-_-_-_-_-_-_-_-_-_-_-_-_-_-_-________-_-_-_-_-_-_-_-_-_- -_ Due to Banks in Other States___________________________________ _ Call Money Due Banks---------------------------~------------ IDnedmivaindduaCl eDrteipfiocsaittessS_u_b__je_c_t_t_o__C__h_e_c__k_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-----_--------__-_-_--_ Time Certificates of Deposit _________ ----- ______________________ _ STarvuisntgFs uDnedps oosn t ,D_e_ p-o- s-i-t ______________-_-_-________- _- _- -_-_-_-________-_-_- _- _______-_- _-_-_-_-_-_-_-_- -_ Cashiers Checks ____ -_- _______________ ----- __ ---- ____ ----------_ Certified Checks __ - __ - _____________ ------- __ ----- _____ --------Bills Payable to Georgia Banks _____ -------- __________ - _________ _ Bills Payable to Banks in Other State------------------------ __ _ Bills Payable to War Finance Corporation and Bills Payable to Fed-
eral Reserve ______________________________________ ----------'Rediscounts Federal Reserve Bank ______________________________ _ Rediscounts Banks in Georgia __________________________________ _ Rediscounts Banks in Other States _______________ ----- __________ _ CLiearbtiifliictiaetsesonofLDetetpeorssiot ffoCrreBdoirtr_o_w_e_d__M__o__n_e_y____-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_ Reserve for Interest and Taxes __________________________________ _ Bonds Borro~red _______________________________________________ _ Other Liabilities_______________________________________________ _
Tctal ____________________________________________________ _

$31,486,200.68 376,000.00
14,955,762.58 6,883,011.22
392,338.79 9' 504' 251.68 2, 714,584.74 1,579,489.34 73,917,877.54 2, 527' 648.32 29,042,203.71 44,854,922.87 1,237,000.64
855,175.58 205,996.91 7,680,134.72 10,959,943.58
3,038, 531.73 14,741,024.28
1, 732,389.62 2, 380,381.65
125,000.00 2,960,254.82
725,958.49 316,071.79 1,305,821.24
$266' 497' 976. 52

$31,406,301.00

$79,899.68--------------------

556,000.00 -------------------16,715,414.92 -------------~------

$180,000.00 1, 759,652.34

7,301,698.90 -------------------

418,687.68

146,463.42

245,875.37 --------------------

13,823,140.44--------------------

4,318,888.76

~ 4,123,935.28 --------------------

1,409,350.54

1,887,289.34--------------------

307,800.00

88' 217' 142.78 --------------------

14' 299' 265.24

2,771,489.53--------------------

243,841.21

30,682,218.60 --------------------

1,640,014.89

47,934,881.05--------------------1

3,079,958.18

2,029,983.21 --------------------

792,982.57

1,108,900.34 --------------------

253,724.76

505,829.33 --------------------

299,832.42

3,177,937.54

4,502,197.18 --------------------

8,403,139.41

2,556,804.17--------------------

3,867,648.58--------------------

829,116.85

5,111 '764. 70

9,629,259.58 --------------------

656,743.31

1,075,646.31--------------------

831,857.63

1,548,524.02--------------------

60,500.00

64,500.00 --------------------

4,992,897.44 --------------------

2' 032,642.62

782,166.51 --------------------

56,208.02

496,150.00--------------------

180,078.21

2,930,082.45 --------------------

1,624,261.21

$280' 521,575.71

$19,702,706.31

$33,726,305.50

DEPOSITORS
SInadviivnigdsu_a_L______________- _________________________________-_-_-_--_-_-_-____-________________ -- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--- -_-_-_-_-_-_-__-_-_-_-_-_-_-_------------------------------_-_---_--------------------_-_-_-__-_-_--Time __________ ---- _-- ____ ----- __ -----------------------------------------------------------------------------------------
TotaL _________________ -- ____ -----------------------------------------------------------------------------------------

391' 658.00 203,971.00
44 '091.00
640,620.00

IMPORTANT COMPARISONS SHOWING CONDITION OF GEORGIA STATE BANKS AT CLOSE OF BUSINESS DECEMBER 29, 1922, AS AGAINST DECEMBER 31, 1921.

Loans and Discounts __________________________________________ _ Bills Payable and Re-discounts __________________________________ _ Overdrafts______ --- _______________ ------_- ___ ------------------
RBielslserPvaeys aHbeleldanOdutRoef-dSistcaotuen-t-s-O--u-t--o-f-S-t-a-t-e-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Deposits _______ - -~--- _____________ ----------- __ ---------------Total Capital ___ ------------ ______ -- _______________ ------- ____ _ Surplus Fund ___ ---- _______________________________ -------- ___ _ Undivided Profits _____________________________________________ _
Reserves (In Vault and with Banksl-----------------------------Reserve Required (15% on Demand Deposits, 5% on Time Deposits)_ Excess Reserve ____ ---------- ______ ----------------_------------

December, 1921
$193,616.451.04 40,532,405.58 400,150.62
9,402,831.18 13,340,325.23
152' 640' 825.57
31 '862' 200.68 14,955,762.58
6,883,011.22
35,758,763.99 17,576,160.04 18,182,503.95

December, 1922

Decrease

Increase

$187,682,167.34

$ 5,934,283.70--------------------

22,049,091.17

18,483,314.41 --------------------

460,529.28 --------------------

$60,378.66

9,878,786.23--------------------

475,955.05

9,234,997.04

4,105,328.19 --------------------

173,250,444.84 --------------------

20,609,619.27

31 '962' 301.00 -------------------16,715,414.92 --------------------
7' 301 '698. 90 ---------- ~---------

100,101.32 1' 759' 652.34
418,687.68

47' 388' 923.21 -------------------21' 101 '011. 52 -------------------26,287' 911.69 --------------------

11,630,259.22 3,524,851.48 8,105,407. 74