Second annual report [1921]

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved August 16, 1919
SECOND ANNUAL REPORT
YF..AR ENDING
DECEMBER 31, 1921.
DEPARTMENT ESTABLISHED. An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and e:ITective January 1, 1920. AlEo amended in 1920, approved August 14, 1920. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907.
T. R. BENNETT,
SUPERINTENDENT OF J3ANKS.
Foote & Davies Co., Atlanta 1922

OFFICIAL ROSTER
December 31, 1921.

T. R. BENNETT, Superintendent of Banks.

E. A. THOMPSON, Assistant Superintendent of Banks.

EXAMINERS.

NAME

SALARY PER MONTH

Allen, H. S.................. $200.00

Cagle, Joseph E.. . . . . . . . . . . . . 200.00

Douglass, E. B.. . . . . . . . . . . . . . 200.00 Edge, J. H .................. 200.00

Gunby, R. B.. . . . . . . . . . . . . . . . 200.00

Hollinshead, J. S............. 200.00 Kincaid, B.J................ 200.00

Kitchen, A. B. . . . . . . . . . . . . . . . 200.00

Lloyd, W. D.. . . . . . . . . . . . . . . . 200.00

McRae, L. W... . . . . . . . . . . . . . . 200.00

Sasser, J. B.. . . . . . . . . . . . . . . . . 200.00

Searcy, P. C................. 200.00

Smith, Oscie . . . . . . . . .. . . . . . . . 200.00

Stubbs, E: A.. . . . . . . . . . . . . . . . 200.00

NAME

SALARY PER MONTH.

Johnson, Miss Annette ........ $125.00 McLennan, Miss Adelaide. . . . . . 115.00 Dill, Miss Lucile ............. 110.00

Peek, Miss Nellie Mae. . . . . . . . 80.00 Hutchinson, lliiss JDsephine. . . . 85.00

December 31, 19l1.
Ron. Thos. W. Hardwick, Governor, State of Georgia, Atlanta. Dear Sir:-
As is required under Sections 15 and 16 of Article 2 of the Banking Act a~proved August 16th, 1919, effective January lst, 1920, I have the honor to submit wtlh for your consideration this the second Annual Report of the Department of Banking of the State of Georgia.
The first reading of this volume might indicate unusual financial disaster among soao of the Banking Institutions of tho State but a carefnl pernsal of its ontents will show that the perioa of depression thrn which we have been passing simply broumbt about temporary embarrassment and that ~~any banks which have come into possession ol this Department for arljustment are found solvent; illustrating this is the number of banks which were temporarily closed and that have been re-inst&ted and in addition to these, the affairs of others in course of adjustment so that they can resume in dae tim<.
I am very glad to say that the financial atmosphere is clearing rapidly in Georgia and that soon we will have forgotten the strenu&a~days that we have exp~rienced.all thru the whole country as the natural post-war result.
I desire also to c.onuend the officialsand stockholders of the ~~any banks that have been and will be reinstated for their earnest co-operation and financial sacrifices In order to save their communities heavy losses and now that th~ storm clouds are disappearing, the splendid banlcs of Georgia will continue their work of reconstruction in a determtned way.
One of the duties devolving on me under the Law in making up this report, is to advise such chan~es as may be deemed wise to protect the clientele of Geor~ia Banks, therefore, I suggest the following amen~ents to the Law in ordor to correct tnconsistencies found as well as to better protect the people who patronize banks: Amend the following Sections:
Article 1, Section 3. - RQquire branch banks to set aside capital instead of surplus for capitalization ef branches, and loan limit apply on such capital.
Section 4.- Prohibit private banks using words''bank'', ''banker'' or "banking'',
Article 2, Section 12. - Repeal third paragraph limiting expenses in office, the Department being liaoited by its i.ncome,
Section 16. - Repeal requirements that last examination of banks be included in annual report, only require statement of condition as shown by last call made in the year. This lo avoid extraordinary expense.
Section 21. - (Repeal) Making bond of Superintendent liable only for dotalcation. This is section taken from another act, but I do not think intended as written.
Article 7, Section 7 - Provide broader power for adjustments. Section 19. - Adjust or.der of paying debts so as to better protect individual depositors; also make provisions for securing creditors proving claims in same manner as is provided for in the National Bank Act. Section 20. - If for s~ecial reason Superintendent does not deem wise to make d!t:~sment within ninety days, provtde that he will not lose right to do so at a later

Article 8. - Provide authority for Superintendent to disapprove organisation of banks, In the original draft of the Banking Act this was included, but stricken.

Article 8, Section I. ,.. Provide that stock certificates issued shall b.e receipted for on stub by parties in whose name stock is issued and signatures required.

' Articie 13, Section 4.-Provide that capital of merged banks may be combined

without amendment by the Su~erintendent of Banlcs issuing certificate to the Secretary of

State for record. The Law 1s not definite.

.

Article 19, Section 5. - Provide same penalties for failure to make report by Directors as those in Section 5 of Article 4, Also let penalties attach forviolattons of Sections8 and 9. Also readjust Section 9 so as to define duties of cashier and require Directors to notify Department of anf changes in of fleers immediately after any resignation or dismissal. Also amend so that audtt may be made by accountants approved by the Superintendent of Banks, properly sworn to and copy 'delivered to t" Department of Banking.
Article 19, Section 10.-Provide that amount of bond of officers be subject to approval of Superintendent of Banks.

Section 13. -Readjust loan limit of banks.

Section 18. - Provide that .one officer and one bonded employee sign stubs of certificate of deposit as well as certificate itself.

~espectfully submitted, T.Jt. Beaett,

SUPERINI'ENDENT OF BANKS.

6

PI!IANCIAL STATEMEM' DEPARTJ1ENI' OF BANKING DECEIIBER 31, 1921

'RECEIPt'S:

Balaneo on hand January 1, 1921______________ _ Fees from regnlar ex8lll1nations_______________ _ Fees from special examinations _______________ _ Froa Small Loan Lieonse-~-------------------

$

838494 61 286 53
1 950 00 1 351 75

Fines (for delaying reports>-----------------Refunds froa Banks in course of Liquidation__ _

220 00 6 525 87

Total roeoipts for year 192L------------ $ 79,719,09

DISBURSEMENTS:

Salari----------~--------Travelling expoase---~------

$

48 24

062 569

36 91

Pr0111iums oa Bonds------------

370 61

laeidental Expense---------- 2 379 56

Total Disbursements--------------------------- $ 75,382.44

Balanee on hand December 31, 1921________ 4,336.65

TOTAL------------------------------- $ 79,719.09

7

DEPARTMENT 1W BANKING

BANKS CHARTEIUD SINCE JANUARY 1, 1921.

{FOIR)

MAllE OF BANK

LOCATI<JI

DATE APPROVPJl

Citizens Trust Co------------------ Atlanta________ August 15, 192L_______ $250,()(1(),00

Citizens Bank_______________________ Dallas--------- Jlay 4, 1921____________ 25,000.00

Seaino1e Bank_______________________ Iron City______ June 15, 1921-- ------- 15,000.00

State Bank-------------------------- Cochran________ Dec. 19, 1921---------- 25,000.00

BANKS IN POSSESSION OF THE SVPERINTENDM IW BANKS YEAR ENDING DECEJIBER 31, 1921,

NAliE OF BANK

LOCATI<Ji

Union Bankins Company________ --------- Alaao____ ---------------.---------CCoitmizmeenrcsiaBl aCn1kt_y__B__an_k_:_.__________________________________ AAlllsetroinc_u_s___________-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

)BlaenrkchoafntAs mBbarnokse__________________________-_-_-_-----------_-_- AAluagburosstea_________-_-_-_-_-_---------_-_-_-----------------------

!Bank of Faraers

&BeJnleevrcohlennnctes

____________ ------Bank ______________

Benevolenc-----'-----------------~-
Berlin-----------------------------

Citizens Bank_________________________ Blackshear-------------------------

)lerchants & Planters Bank_____________ Bowdon-----------------------------

FCaarrmroerlsltoBnanBk_a_n_k_____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- B Ca_rrno_l_lt_o_ n----------------------~---------------------------

FBaanrmk eorfs &CoMbbetorcwhna_n_t_s_B--an-k--__-_-_-_-_-_-_-_-_-_-_-_-_- CCloybob-to-w-n--_-_-_-_-_-_-_-_-_-_-_-_-_-_~_-_-_-_-_-_-_-_-_-_-_-_-_

Cordele Bank &Trust Co, ______________ Cordel----------------------------

Dacula Banking Company________________ Da~la----------------------------Citisens Bank_________________________ Dougla----------------------------

BFaanrkaeorfs &EaCtointitzoenn__s_B__a_n_k______________________________ DEaatwonstoonn_v_i_l_le__-_--_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-

B~:an~k!eo~fo~G:to;d-f8r;e;Y;c-:--:-:-:-:-:-:--:-:-:-:-:-:--:-:-:-:-:-:- ~G:o!~d:f:r::Y:-:-:-:-:-:-:--:-:-:-:-:-:--:-:-:-:-:-:-:--:-:-:-:-:-
Hawkinsville Bk. & Trust Co. __________ HaWkinsville----------------------Liberty Banking Company___ ------------ Ludowici_-------------------------Peo~les Bank_________ .---------------- Mansfield--------------------------
::;ch:!t!ill~i::rs-si;i;-8;&k::::::::: =!~!;~ii8;-o;:(c;rrerhiii;r8&&:J:
~~!:i:B:==~========================= g~ili!!~========~================== Peoples Bank__________________________ Rebecca____________________________
Farmers State Ban~------------------- Register __________________________ _ Alllorican Bank & Trust Co. _____________ Savannah__________________________ _
~:~!~:i!~n~;nk:::::~::::::::::::::::: ~::::::t:::::::::::::::::::::::::::
Bank of Sha~ Dale____________________ Shad{ Dal-------------------------
B~~an~k~:o~f:SB&a:r:=a-:-:-:-:-:-:-:-::-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-: ~Sfpia~r~a!!-:-~-~-:--:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-
BSatonnkeoMf oEumnataniunelB__a_n_k___________-_-_-_-_-_-_-_-_-_-_-_-_-_- SSwtoanienslblooruon_t_a_i_n__________ -------------------------------FJearfmfeerrsso&n MCoeurnchtyanBtsanBk_an_k__-_-_-_-_-_-_-_-_-_-__-_-_- TWaaldlalpeYoo--s-a--------------------------------------------------Citizens Bank------------------------ Waverly Hall-----------------------

DATE CLOSED: 9-17-21 1-3-21 1:)-13-21 11-16-21 1o-27-21 4-5-21 ll-16-21 1:)-27-21 ll-29-21 5-25-21 1-4-21 1-2o-21 1o-1o-21 1:)-1:)-21 ll-17-21 11-3-21 1-11-21 9-17-21 2-'7-21 &-3-21 1-1-21 lo-2&-21 lo-31-21 1-11-21 1:)-23-21 11-1:)-21 ll-5-21 1:)-12-21 1o-24-21 1-17-21 1:)-16-21 1o-31-21 1:r2o-21 1:)-17-21 1o-3-21 4-25-21 11-2:)-21 l:r1o-21 4-25-21 11-1&-21 11-3-21 1>3-21
1-&-21

SECOND ANNUAL REPffiT STATE.Ilill\'T OF llANliS IN POSSE&i ION OF TillS DEPARTMENT Fffi LIQUIDATION
CR RESUMPTION.

Ex81lliner 's Report. IJNION BAN KING CO. - ALA!Iil, GA,

At Close of Business December 31,1921.

Prosident-L.O.Benton, VicePresident-J .A.Hinson. J .A:Hinson, Liquidating Agt".

Directors-L.O.Benton, J .A.Hinson, J .,\lcRae Cleaents, I.Idelsont

D.W .Watson,

Date of Charter November 20th, 1919.

Began Bus1ness November 1st, 1919.

~SOlRCES

LIABILITIES.

Tiae Loan&----------------------- $ 24,924 09 Capital Stock-------------------- $ 15,000 00

De~~&nd Loans---------------------

Surplus Fund---------------------

Lonna on Real Estah-------------

Und1Vided Profih----------------

OIJntbpearid~eSatlocEks.t.a-t-e--O--l-rn--a-d--------------------

1,400 00 Due Unpaid Dividends------------Due to Banks in This State-------

Furniture and Fi:ttnres .---------

Due to Banks in other States.

Stocka and Bonds Other Than. U.S. or State of Georgia-------

~:~s~;:e~;bi;~tt;ch;~k:::::::: 2,418 35

United States and Stah of Oa.

Deaand ~ertificates of Deposits--

CDuuBerroefnrnd.c.y-_-A----p-_p_-ro_-v_-_e-d_-_-J--:--e--s--er-_v_-e_-_-A----g--e--n-_t_-s_-.

Cashier s Checks----------------Certified Checl<s----------------Saving;s Defoaits-----------------

1,145 36

Due Fro. Other Banks-------------

422 Tiae Certi icates of Deposit----- 1,548 00

Checks for C!earinf House..

Trust Funds on D~posit----------

Cash lteas {lrregu ar) -----------

93 84 Certificates of Jfaposit Repre-

Advances on Cotton---------------

sentiag Borrowed Money---------

Custoer 's Liabi 1ity on Letters

Bills Payable-------------------- 13,119 24

of Credit and Acceptances.

Rediscounts----------------------

Advances on Over Drafts

O(Itfhear nCyo)n-a-o-d--it-i-e-s-----

other Resourcea ------------~---

Liability on Letters of Credit 1 60 and Acceptances----------------
Reserve For Interest and Taxes

3 98

~:ltt B:::~i~~~~~~~~~~~~ : : : : : : : : :

8446 other Liabilities---------------8,270 92

1,544 20

Total-------------------------- $ 34,779 13 Total-------------------------- $ 34,779 13
CmLII.ERCIAL CITY BANK- AMER.ICVS, <lA.

At Close of Badness Deceaber 31,1921.

Pr. . i d e n Date of Charter

Vice-President-

Bradley Bogg, Liquidating Agent. Began Business

~SO tReES

~:...J~:;;:::::::::::::::::::::
BLoaannksiJIoInBRouesael _E__s_ta__te______________

other Real Estate Owued----------

Farnitare and Fixtare----------Stocka and Bonds other Than

U.S,or State of Oeorgia-------\!Ditad States and State of <Ia.

T

Bonds----
,R,Beaaeit~

-

-S-o-q>-t-

,-_-_--_:.______._-_-____-_-___.

_

Currency.-------_ ______________

, _ lrom~l*ik of Co~~merce------- CCaiasehcbItef"o"r C(IlreraergiauglaHr)o_u__s__-_--_-_-_-_-_-

A4vaaces oa Cotton--------------C..t-r's Liability on Letters
of Credit and Acceptances.
any)------------- Mvanc.... oth... c-odities---
Orer Drafts (U PhiH &: Leu : .

LIABILITIES

None

Capital Stock------------'-------Surplas Faad--------------------Uadlvided Profits----------------

$ SOAOOO 00 None

None

Due Unpaid Dividends-------------

None

Due to Banks in This State-------

None

Due to Banks in Other States..

Call Xoner-----------------------

Deposita Subl"ect to Check--------

Deaaad Certi icates of Deposits

Cashier's Checks----------------673 43 Certified Checks-----------------

703 25

331 63 TSaiaveinCgsorDtieficoastietss-o--f--D-e-p-o--s-it-----Trust Faads on Deposit-----------
4,359 13 Certificates of Deposit Repre-

13,182 76

senting Borrowed Money---------

Bills Payable. to Baaks----------RL ieadbiislci toya aotns -L-e- -t t-e-r-s- -o- -f - -C-r-e-d- -i t- - - -

20,183 26

l, 787 52 and Acceptances---------------28,604 81 Reserve For Interest and Taxes---

Other Liabilities---------------- 4,411 22

Tetal--~-----------------------$ 107,509 80 Total-------------------------- $107,509 80

SECO!Cl ANN\hL REPORT

9

ExaMiner's ~aport.

CITIZENS BAN!f OF ALSTON, OA,

At Close of BusineiS Decomber 31,1921'.

President-E.s .Martin,

Vice-President-W .H .Hatcher,

Cashier-I.S.Brannon,

Directors-E,S.Martin, D.W .Martin, J .Y ,Alartin,

J.E.Braswell, T.A.Clifton,

W.H.Hatcher,.

Date of Charter September 19, 1911.

Hogan Business November 1911.

~SOIReES

LIABILITIES.

Time Loans----------------------- $ 12,091 20 Capital Stock-------------------- $ 15,000 00

h---------- ------ Dellllnd Loan---------------------

Surplus Fund---------------------

Loans on ~aal Estat-"----------- 24,423 30 Undtvided Profi

Banking House-------------------Other ~aal Estate Olmed----------

2,000 00 Due Unpaid Dividends-------------
1,ggg gg Due to Banks in This State-------

Furniture and Fixtures-----------

Due to Banks in Other States-----

Stouc.kss.

and Bonds Other Than or State of Georgia-------

United States and State of Oa.

~:~~t:e~;bj;~t-t;-Ch;~k:::::::: 3,007 57
De~ Certificates of Deposits--

Bonds-----------~--------------

Cashier's Checks-----------------

202 70

Due from Approved r:eserve Agents.

Certified Checks-----------------

Currency-------------------------

26 62 Savings Defoaits-----------------

Due Fro. other Banks-------------

Tlae Certi icates of Deposit----- 1,952" 06

Checks for Claarinf Hous--------

7 00 Trus.t Funds on Deposit-----------

Cash Items (Irregu ar) -----------

10 57 Certificates of JJeposit Repre-

Advances on Cotton---------------

sentiwg Borrowed Money---------

Customer's Liability on Letters of Credit and Acceptances------
any)------------- Advances on Other Co.modities----
Over Drafts (If

Billa Payable-------------------RLieadbiis1c1toyunonts-L-e-t-t-e-r-s--o--f --C-r-e-d-l-t---14 15 and Acceptances----------------

23,975 92

other Resources------------------

~eserve For Interest and Taxes---

Profit & Loss-------------------- 6,841 80 other Liabilities---------------- 3,139 89

Total--------------------------$ 47,278 14 Total---------------~---------- $ 47,278 14

BANIf OF AMB!{OSE, OA. At Close of Business December 31, 1921.

PresidentDirectorsDate of Charter

Vice-President Began Business

Cashier-

~SOIReES

LIABILITIES

Time Loan--~-------------------- $ 41,414 49 Capital Stock-------------------- $ 15,000 00

Demand Loans--------------------- ---------- Surplus FIDld---------------------' - - - - -

Leans on Real Estate------------- ---------- U.dtvided Profits---------------- ----------

Banking Hous-------------------- 1,500 00 Due Unpaid Dividends------------- ----------

other ~al Estate Owned.--------- 1,200 00 Savlbgs Bank &Trust Co.--------- 1,022 57

Furniture and Fixtures-"---------- 1,558 50 Due to Banks in thb State..----- --------

Stocks and Bonds other than

DIIe to Banks in Other States----- ----------

U.S, or State of Oeorgia------- ---------- Preferred Clais----------------- 1,402 88

WunariteSdavSintgastesstaamnapSst-a-t-e---o-f--O-a-.----

9 16 ~:~!.~::e~;bj;~t-t;-ch;~t:::::::: "14:3i6-i4

Bonds--------------:----------- ---------- Demand Certificates of Deposits-- ----------

------- Department of Banking------------ 1,541 66 Cashier's Checks-----------------

366 30

Due from Approved Reserve Agents~

Certified Checks----------------- ----------

1;;-;;:p;;;;:::::::::::::: ----736-ii7 D11e From Bank-------------------
t~~l~~{

20 113 Savings Deposits----------------- -------Time Certilicate of Deposit------ 4,237 92 Bonds borrowed------------------- 2,500 00

Dua from. other Banks-...----------- ------- Trust Funds on Deposit----------- ----------

Checks for Clearing House-------- ---------- Certificates of De~sit ~pre-

Cash Items (Irregular)-----------

497 71 senting Borrowed Money--------- ----------

Advance on Cotton---------------"' ------- Bills Payable-------------------- 13,189 90

Customer's Liability on Letters

Rediscoqnts---------------------- ----------

of Credit and Acceptances------ ---------- Liability on Lotters of Credit

Advance on other Co'!llllodities----- -------- and Acceptances---------------- --------

Over Drafts (If anyJ------------"'

114 43 Reserve for Interest and Taxes---

428 96

Other Resources------------------

150 00 other Liabilities Accts Payable--

110 89

Profit. & Loss-------------------- 3,832 91

Total-------------------------- $52,575 56 Total-----~-----~-------------"' $52,575 56

10

SBCONI AIOOlU. REI'Oa

Exaaiaer's ~aport.

AIEQ;IIANfS BANK - AUGUSIA, GA. At close of business December 31, 1921.

President-Albert S. Hatch. Vice-President~W.H.Barrett,E.E.Rosborough. Cashier-B.H. Ellison

Directors-W.H. 6arrett,L.L.Arrington,W.A. Lee, J.C. Amr,iC.C.Black,Jr., Henry C. &ro~,

J.L. Hankinson, W.!l. Bell, At.B. Edwards, Ablledge Lockhart, E.E. Rosborough,

W.P. White, Albert s. Hatch,

Date of charter-

Began Business-

RESOtRCES

LIABILITIES.

Tie Loans----------------------~$

Capital Stock--------------------$2QO.OOO 00

Deund Loan--------------------- 1,415,031 09 Surflus Fund--------------------- 136,.272 30

Loans on Real Estate-------------

Und vided Profits---------------- ----------

Bankins Bouse-------------------- 44,000 00 Due Un~id Dividends-------------

42 00

Other Real Estate Owned---------- 49,854 59 Due to Banks in This State------- 4,844 37

Furniture and Fixtures----------- 2,955 80 Due to Banks in other States----- 2,397 95

Stouc.ks.s

and Bonds Other ThaD or State of Georgia-------

United States and State of Oa.

Bond Due fr.. CDuaesbF.arn~d

-A~-D--P-hr-O-YI-t~-.d.-s-_F-_--_e-s_-e_-r-_v-e_-_-A_-_g--_e-_n-_t-s_--
Other Banks-------------

Call Money----------------------- ---------

123,244 38 Deposits Subject to Check-------- 684,510 97

~

Deiuuld ~ertilicates of Deposits-- ----------

--~~----- Cashier s Checks----------------- 2,271 57

113,363
6,~1
1:~6

2505

Certified Checks----------------Savings Defosits-----------------

27Tie Certi icates of Deposit-----

3,256 375,525
9G,642

29 68 31

Checks for Claarinf Bouse-------- --..,----- Tru! Funds on D~osit----------- 82,934 19

Cash It (Irregu ar)----------- ---------- Certtficates of lfeposit Repre-

Advances on Cotton--------------- ---------- seating Borrowed Money--------- ----------

Custoaer's Liability on Letters

Bills Payable------------------- 149,252 12

of Credit and Acceptances...... ------- Red iscounh---------------------- 16 753 53

Advances On other c-oditiU---- ---------Liability On Letters of Credit



OVer Drafts (If auyl------------- 1,301 52 and Acceptances---------------- ---------

other Resources------------------ --------- Reserve For Interest and Tax--- ---------

Protest Fees---------------------

18 other Liabilities------------------------

Accts. Payable------------------ 3,703 12

Total--------------------------$1,757,406 40 Tota1-------------------------~1,757,406 40

BANK OF BENEVOLENCE - BENEVOLENCE, GA.

PresidentDirectors-

At close of business Derembor 31, 1921. Vice President-

Cashier-

te . f CJaarteRESOtRCES

LIABILITIES

Tie Loan----------------------- $ 12,390 76 Capital Stock-------------------- $ 15,000 00

Dand Loans---------------------

Surplus Fnnd---------------------

Loans on Real Estate-------------

Undtvided Profih----------------

212 66

Banking Bouse-------------------other geal Estate Owned----------

Due Unpaid Dividends------------4,328 01 Due to Banks in This State-------

Furniture aad Fixtures----------Stocks and Bonds Other Than
U.S.or State of Georgia. UnBitoenddsS_t.a__te_s __an-d--S-_tat-e--o-f__O__a_. __ _
Due froa Approved Reserve Agents. Currency------------------------BNaantk.PoafrkCBukthb--e-r-t-------------------------------Cash Ites (Irregularl-----------

1,937 39 Due to Banks in Other States-----
--------. Call Money----------------------Deposita Subl'ect to Check-------Demand Certi icates of Deposits-Cashier's Checks-----------------
---------- 3,005 57 Certified Checks----------------Savings Deposits----------------28 92 TI.e Certificates of Deposit----134 55 Trust Funds on Deposit----------Certificates of Deposit Repre-

2",394 13
----6-0-0--7-4
30 94

Advances en Cotton--------------Customer's Liability oa Letters
of Credit and Acceptances-----AdYaaces on Other Comaoditie----

643 23 senting Borrowed Money--------Bills Payable-------------------RLeidaibsicloiutyut son--L--e-t-te--rs-of-C--re.-d-i.t- --

2,541 50

Over Drafts (If anyl------------Other Resource------------------

86 83 41().18

and Acceptances---------------Reserve For Interest and Taxes---

other Liabilities----------------

Amt. collected from Stockholders

Assessment--------------------- 2,185 47

Total-------------------------- $ 22,965 44 Total-------------------------- $ 22,965 44

11

Exaaiaer' s Itaport , FAJalERS & A\E2::11MflS BANK - BIJ{LIN, GA,

At close of business December 31, 1921.

President-G.W. Aldcraaa. Vice-President-W.F.Humphreys. Asst. Cashier-J.F.Alderman,

Directors-G.W. Alderman, W.F. Humphreys, C.ll. Burney, l.J, Croft, J.ll. Croft,J.C, Lewis,

J.C. Morse, J,W, Short

Date of Charter-September 27, 1910.

Began Business-September 27,1910

~SOtRCES

LIABILITIES.

~ie Loan&----------------------- $ 33,290 92 Capital Stock-------------------- $ 15,000 00

Deaand Loans--------------------Loans on Real Estate-------------

300 00 ~f!~:.:~;iii;::::::::::::::::

Banking Bouse-------------------Other Real Estate Olmed----------

500 00 DDuuee tUompBaaidnkDs iivnidTehnisdsS-t-a--te--_-_-_-_-_-_--_

Furniture and Fixture----------St ockl and Bonds Other Thaa UnUit.eSd. oSrtaStetasteandofSGtaetoergoifaO--a-.----

800 00 Due to Banks in other States-----
315 00 ~~s~t=8~;bj;~tt;-Ch;~k:::::::: 10,916 76
Deaand Certificates of Deposits--

Bond-------------------------Due fr~ Approved ~eserve Agents.

Cashier's Checks----------------Certified Checks-----------------

391 51

Currency-------------------------

Savings Defosits-----------------

Duo Fr011 Other Banks------------CCahsehckIstofaosr C(IlreraerginuglaHr)o_u__s_e_-_--_-_-_-_-_Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptaaces------
any)------------- Advances on Other c...oditios----
OVer Drafts (If

111 85 Tiae Certi icates of Deposit----Trust Funds on Deposit----------
288 69 Certificates of Jreposit Repre6,264 99 senting Borr01<ed Money-~-------
Bills Payable-------------------Rediscounts--------------------Liability on Letters of Credit
and Acceptances----------------

15,131 99 29 09
8,500 00

other Resources------------------

Reserve For Interest and Taxes---

1142 01

Department of Banking------------ 4,426 72 other Liabilities---------------- 1, 726 75

Profit and Loss------------------ 5,371 08

Liquidation Exp-----------------

568 86

Total-------------------------- $ 52,238 11 Total~------------------------ $ 52,238 11

CITIZ&~S BANK - BLACKSh~~. GA.

At close of business Decaber 31, 1921,

President-A.J. Directors-W.U.

ASltereikcsk, laCn.ds..

Vice..President-W.N. Brown. Davis, A.B. Walker, A.J. Strickland,

Cashier-H.H. B.H. Jones, w.N,

Jones. Brown

Date of Charter-october 9, 1905

Began Business-January 5, 1906

RESOIRCES

LIABILITIES

Tiae Loans-------------------- $147,788 82 Deaand Loans-------------------==

Loans on Real Estate-------------

Banking Uous-------------------other Real Estate Owned----------

2,580 59

SFtaorcnkisiu1r1e11danBdonFdsixottuhreersT--h-a-n------- 3,255 22

U.S,or State of Georgia-------United States and State of Oa

Bonds----------------------:__ _ Due from Approved Reserve Agents-

~.ooo oo

Currency-----------------------Due froa other Banks-------------

CACahdsoThcaknlscteeafaosernc-Cle-oa-tr-ti-ongn~--H~---o-u----s--e-----------------------
Custoaer's Liability on Letters

1,365 04

of Credit and Acceptances------

AdYances on 'other Co.moditie----

OOvtherarD~rsaofutsrce(Ist--a-n-y--)M--i-o-e---------------Profit and Loss-------------~--

3,803:'19 6,602.36 1,685 89

Capital Stock--------------------

Surplus Fund--------------------Undtvided Profits----------------

Due Unpaid Dividends------------Due to Banks in This Stat-------

Due to Banks ia Other,States-----

Call MoneY----------------------Deposits Subject to Check-------Deaand Certificates of Deposits--

Cashier's Checks-----------------

Certified Check-----------------

~SiaaveinCgso

Defosits--- rti icates of

------------Deposit-----

rust Funds on Deposit----------Certificates of Deposit Repre-

senting Borro1f8d Aloney---------

Bi lis Payable--------------------

RLieadbiislcitoyunotns-L-e--tt-e-r-s---o-f--C-r-e--d-i-t - --

and Acceptances---------------Reserve For Interest and Taxes---

other Liabilities----------------

$ 17,0JO 00
2,00G 00 175 90
75,985 00 8,547 L6
555 00 52,878 52
39,'))0 00
127 00

Borrowed Boads------------------

Total-------------------------- $201,768 58 Total-------------------------- $201,768 58

12

SECONI ANNU\L REP1JU

EXlllliner 's Report AIE~IIANTS & PLAN1'1~{S BANK - BOWDOi'l, IJA,

At clo so of business December 31, 192!

Presidont-G.W. Burson.

Vice-Presidont-I.i!.P.Beck.

Cashier-W.G. Brown

Directors-G.W. Barson~ W.G. Brown, I.tl.i'. Be<ik, J,i!, Barr, H.J. Reaves.

Date of Charter-August 30, 1911

~egan Business..SepteJaber 15, 1911.

IU!SOlRCES

LIABILITIES.

Tiae Loana----------------------- $304,~34 73 Capital Stock-------------------- $ so,ryJQ 00

Deaand Loan--------------------- ---------- Surplus Fund--------------------- 10,820 75

Loana on Real Estat------------- --------- Undnided Profita---------------- ----------

Banking Bouse-------------------- 12,191 40 Due IDpaid Dividends------------- ---------

Other Real Estate Owned---------Furniture and Fixtures-----------

---5-,4-0--4-3-6-

DDuuee ttoo BBaannkkss iinn TobthiaerSStatatte--s----------

--------------------

Stocks and Bonds Other Than u.s. or state of Oeorgia-------

----------

~:~.~i!e~;bi;~i-i;-cj;;~k::::::::

-87~959-77

Uaited States and State of Oa.

Demand Certificates of Deposits-- ---------

Bond-------------------------Dae f~~ Approved ~eserve Agents-

-------------------

Cashier's Certified

CChheeckcsk-s------~--------------------------

-------------------

Currency-------------------------

437 92 Savings Defoaits----------------- 7,228 46

Due Fro. Other Baaks------------- 1,695 35 Tiae Certi icates of Deposit----- 37,835 47

Cbecks for Clearing Boas-------Casb Iteas (Irregalarl-----------

-----7-05---17-

TCreurstti

fFicuandtes

s

onof

D~posit-----------
lfeposit Repre-

----------

Advances on Cotton---------------

senting Borrowed Money--------- ---------

Castoaer's Liability on Letters

Bi 11s Payable-------------------- 119,178 62

any)------------- of Credit and Acceptances------
Advancea on Other Coaaodities----

------------------

RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-a- - -

----------

Over Drafts (If

2, ~22 46 and Acceptances---------------- --------

Other Resoarces------------------ --------- Reserve For Interest and Taxes--Dep of llanking------------------ 1,457 12 other Liabilities----------------

1,193 61

3oo0

Profit an!! I.e.. ------------------ 1,585 08 Preferred Claims----------------- 16,256 22

Total-------------------------- $330,.533 59 Total-------------------------- tl30 .533 59

FAR!lliliS ilANI( - BOllMAN, GA,

PresidentDiroctors-

At cl_ose of business December 31, 1921.

Vice-President-

Cashier-

Date of CharterRESOlRCES

LIABILITIES

Tiae Loans-----------------------$ 96,799 30 Deaand Loans--------------------- --------

Loans on Real Estate------------- ---------Banking Bouse-------------------- 3,836 00 other Real Estate Owned---------- -------Furniture and Fixtures----------- 3,565 00 Stocka and Bonds other Than

UnUit.eSd.oSr tSatteasteanodf

GSteaotergoiaf

-----
Oa.

-

--

---------

DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-- 1,8S8to8 l6l7

Currency------------------------- -------Due From State Bankiq" Dept.---- 71 173 07 Checl<s for Clearing Bous-------- ------Caah !teas (Irregular)----------- ----------

ACduvaatnocaeesr'senLCiaobtitlointy--o-n---L-e--tt-e-r-s--- ----------

of Credit and Acceptances------ ---------

Advances on other Ca.aodities---- ----------

Over Drafts (If anyl------------Other ~esource------------------

97 99 6,634 06

Profit and L----------------- 16,472 08

Capital Stock-------------------Surplus Fand--------------------Undtvided Profits---------------Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other Statea-----
Call Money----------------------Deposits Sabl"ect to.Check-------Deaand Certi icates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defosit----------------Tiae Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Aloney--------Bills Payable-------------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s---
and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities----------------
Assessment on Stook--------------

995 69
33 00 31,061 24
33,929 41 8,486 78 159 97 2,600 37

Total-------------------------- $136,976 38 Total-------------------------- $136,976 38

SECOHI AIOOP.L REPIIU

1.3

Examiner' a ~eport , BANK OF COBBTO'IN - COBBTOIVN, Ot\,

At Close of Business Deceaber 31, 1921.

Pruident-G.W .Mulling, Vice-Presidents-C.W.~oger,, J,E,Coleman, Cashier-

Directors F.H,Alnlling, J ,Colema11, R.T .Collins, J .Al.Alnlling, E.P.Sikes, B.F .Co1mrt,

J.H.Olisson, E,A.Thrift.

Date of Charter-November 20, 1906

Began Business October 1, 1906.

RJ!SO(RCES

LIABILITIES.

N88 gg Tiae Loan-----------------------
Dell8nd Loan--------------------Loans on Real Estate-------------

$ J)5,526 575
1 , 775

75 00 71

Capital Stock-------------------- $ 1
:.:if!~~e:~;iii;:::::::::::::::: 7;.499 41

Banking House-------------------Other Real Estate Owned----------

2N:~ oo

Due Unpaid Dividends------------Due to Banks in This State-------

None None

Furniture and Fixtures----------- 3,050 00 Due to Beaks in other States----- None

Stocks and Bonds Other Than U.S. or State of Oeorgia-------
United States and State of Oa.

None

~:~sf;:e~;bj;~t-to-Ch;~k::::::::
De~ Certificates of Deposits--

None t5N!~~ 41

DnBe ofrnod.SA--p-p-r-o-v-e-d--F---e-s-e-rv--e--A-g--e-n-t-s--

None None

Cashier's Checks----------------Certified Checks-----------------

~~~~ 31

Currency------------------------Due Froa other Banks------------Checks for Clearing House-------Cash Items (Irregular)----------Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances------

None None
A=None 9t None

Savings Defosits----------------Tiae Certi icates of Deposit----Trust Fuads on Deposit----------Certificates of trepoait Repre-
sentisg Borrowed Money--------Bills Payable--------------------
~ediacouats----------------------

None 27~:~ 19
54 None
4~:!

Advances on Other Co-oditiU---- None ~eserve for Interest and Taxes--- }joae

oOtVheerrDRreasftosur(oIuf D~~e-p-t.--o-f-B,-k-i-n-g--.:

None 437 03

other Liabilities----------------

463 70

Cash on hand---------------------

88 63

Profit and Los------------------

718 53

Total-------------------------- $75,220 56 Total-------------------------- $75,220 56

C~ELE BANK & TRUST CO, - C~ELE, Ot\,

At Cloae of BUsiness Dec-mber 31, 1921,

PresidentDirectorsDate of Charter

Vice President-

CashierHagan Business

RJ!SO~ES

LIABILITIES

TU.. Loans----------------------- $137,656 10 Capital Stock-------------------- $100,000 00

Deaand Loans---------------------

Surplus Fund---------------------

Loans on Real Estate-------------

Undivided Profits----------------

Banking House-------------------other Real Estate Owned----------

Due Unpaid Dividends------------Due to Baaks ia This State-------

Furniture and Fixtures----------- 15,752 98 Due to Banks in Other States-----

Stocks a.nd Bonds other Than U.S,or State of Georgia--------

Call Honer----------------------Deposits Subl"ect to Cbeck--------

27,391 59

United States and State of Oa. DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

--------- Deaand Carti icates of Deposits--
Cashier's Checks-----------------

85153

Certified Checks-----------------

Currency------------------------Due froa other Hanks-------------

Savings Deposits----------------Tiae Certificates of Deposit-----

919 96 12,048 94

Checks for Clearing Hous--------

Trust Funds on Deposit-----------

Cash-Iteaa (Irregularl----------- 1,973 82 Certificates of Deposit Rpre-

Advances en Cotton---------------

sentiag Borrowed Money----"----

Custoaer's Liability oa Letters

Bills Payabl--------------------

ef Credit and Acceptaace------

~ediscount----------------------

Adv&nces on other Coaaodities----

Liability on Letters of Credits

OotVheer rD~reasfotusrc(eIsf.

1 (

\ftYl------------Slatioaa'"7}-----

6685 and Acceptances---------------2,000 00 Reserve For Iaterest and Taxes---

Profl~ & Loss-------------------- 6,807 45 other Liabilities---------------- 2,563 19

Total----------------------- $1671 275 21 Tetal-------------------------- $167,275 21

14

EDiliaer 's ltepert CARROLLTOO BANK (in process of liquidation),CA!m<U.TON,GA.

At close of business Dec. 31, 1921.

President-c.H. Stewart. Vice-President-

Cashier-H.L.Kingobery.

Directors-c.H. Stewart J.L. Kaylor, G.A. Bogan, B.F. Boyki~t> C.K. Roop J.P.Bradley

Date of Charter Dec. 2/,, 1890. Began Business Jan. 15, 181. Suspend:<! buiness Jan.3,1921.

RI!SOIRCES

LIABILITIES.

=--== Tie Loans----------------------- ----------
De.and Loan--------------------- $552,099 27 Loans on Real Estate------------- ----------

Capital Stock--------------------
~f!i'~e:~;iit;::::::::::::::::

$1001000

00

Banking Bouse-------------------- ---------- Due Uapaid Dividends-------------

393 00

Other Real Estate Olmed---------- 25,000 00 Due to Banks iu This State-------

~~~~!ura!aaB!n~!~~:;-Tb;;------
vnYi!a s~a~!!t:Olfs?:;~g!;aa:---

6 1605 41 4' 945 00

Due to Banks in other States----Call MoneY----------------------Deposits Sublect to Check-------Da8and Certificates of Deposits--

156,648 06 12,276 82

DuBe ofrn.d_-A-p-p-r-o-v-e-d--l-':-e-a-e-r-v-e--A-g--e-n-t-s-.

-------------------

Cashier's Checks----------------Certified Checks-----------------

677 36
559 83

-------- CDuurereFnrCcIyII--D-e-p-t-.-o-f-B--a~-n-k-i-u--g-.-..-.-.-.-..-. -1-4-,-9-1-0--1-0 TSiaaveinCgserDtieficoastietss-o--f-D--e--p-o-s-i-t---------- 79,510 13

Checks lor Clearing Bouse-------- -------- Trust Funds on D_eposit-----------

cash Iteas (Irregular)------~----

60 22 Certilicates of lfepooit Repre-

Oi~a~Re\ources--------~-------~ 4,600 00 oenting Borr01red Money---------

Cust Clller 1 Liab i 1ity OD Let tars .

Bi Us Payable-------------------- 168,117 95

Ad:!.~::d!! o:~e~cc~::~t:;;::::
OVer Drafts (If u;yl-------------

-------- Rediscount---------------------- - - - - - Liability on Letters of Credit_-
1.877 09 and Acceptances----------------

Prelit & Loss---------~---------

51,638 01 Reserve For Interest and Taxes--other Liabilities----------------

Stockholders Assessment----------

Total-------------------------- $6611735 10 Total-------------------------- $661,735 10

FARJIERS

& AIERCHANTS

BANK 1

CLYO 1

GA.

At close of business Dec. 31, 1921.

President-W .T. Greene. Vice Presidents-S.T .Metzger O.M.Horgan. Liquidating Ageat-W.t Oreeae

Directors-W.T. Greene, S.T. Met"fer, O.M. Morgan, tJ.L. Elzey, G.A. Metzger., J.lf.Deckinger,

W.B. Futrell.

Date of Charter Jan. 28 1914.

Be an Business Jan. 28 1914

RESOIRCES

LIABILITIES

Tiae Loans----------------------Deaand Loans---------------------

$

30,~~:

===--= Loans on Real Estate------------- 4,760 73

Banking House-------------------- 1,796 00

------- g:: ===== other Real Estate. Olmed----------

Capital Stock-------------------- $ 15,000 00
t!:if!i'~e:nn~;iii;:::::::::::::::: r:PB!!k~il!d~:t:st;t;:::::::

Furnitare and Fixtures----------- 1,525 00 Due to Banks in Other States----- - - - - -

Stocks ~d Bonds other Than

Call Moner-----------------~----- - - - - - - -

U.S,or State of Oeorgia-------Uaited States and State of Oa. DuBe olrnCIdIIs-A-p-p-r-c-rv-e-d--R--e-s-e-r-v-e--A--g-e-n-h---

Deposits Subl"ect to Check-------- _33_,_8_76__4_9

Deaand Certi icates of Deposits--

Cashier's Checks-----------------

113 00

151 _95 Certified Checks----------------- --------

Citiaeas &Sou Baak---.------.--

Carreacy-------------------------

Dtle froa Dept :of Bllnking---------

Ciaeo;b for Clearing Beas-----

Cash It. .a(lrre~lar)__..-------

Aih-cea,ea C.tton--.-----------

Caster s L!altili\y oa Letters

ef Credit D4 Acctpt~U~Ces-----.

Mnaces ea
Onr'Draft~

Q\IiJfleAr Ca7o)--d--l-i-l--------

Deflc1t----~-----------------.-

Expeasea~-----------------

SaTings Defosits----------------- -------Tiae Corti icates of Deposit----- 2,988 34

6,921 15

Trust Funds on Deposit----------Certificates of Deposit Repre-

----------

senting Borro,..d Money--------- -------

Bills Payable-------------------- 17,212 36

RLeiadbiislcitoyuaotns-L-e--tt-e-r-s--o--f--C-r-e-d--it-$--- -----~---

and Acceptances---------------- ---------

Reserve For Interest and Taxes---

406 66

22,939 24 2.033 30

other Liabilities---------------Assusments collected------------

219 86 4,980 00

Tetal-------------------------- $ 70,796 71 Total--------------------------$ 70,796 71

15

Exaainer' s Report , DACUlA BANKING CO., DACUlA, GA,

At close of business Dec, 31, 1921,

PresidentDirectorsDate of Charter

Vice-President~

Began Bus ine ss

Cashier-

~OW:ES

LIABILITIES.

Ti Loans----------------------- $ 72,159 90 Capital Stock-------------------- $ 25,000 00

Deaand Loans--------------------Loans on Real Estate-------------

3 000 00 3:097 52

~f!~:e:u~;iii;::::::::::::::::

5 000 00
17:506 31

BFotuahnrenkriintRugreBealoanEudssetFa-ti-ex--tO-u-rw-e-ns-e----d----------------------------

1,500 00 Due Ua~id Dividends------------Due to Banks in This State-------
2,138 56 Due to Banks in other States-----

StoUc.kSs. aonrdSBtaotnedsoof tGheerorTghiaan_______ Uaited States and State of On.

Call Money----------------------Deposits Subject to Check-------Demand Certificates of Deposits--

DuBe ofrnodasA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-CDuuerrFern.c. yo-t-h-e-r--B-a-n--k-s-. &---D-e-p--t.-o-f--B-kChecks for Clearinf Hoas-------Cash Iteas (lrrega ar)-----------

- - - - - 7,100 00 Cashier's Checks-----------------

600 81 12,241 77

Certified Checks----------------TSaiaveingC&erDtiriocastietss--o-f--D-e--p-o-s-i-t----------

Trust Funds on D!lposlt-----------

Certificates of Jreposit Repre-

--4-,0-7-2 -8-4

ACduTstnonmceesr'sonLCiaobtitlointy--o-n---L-e-t-t-e-r-s---
Ad:!n~::d!! ~:.~cc~:~iir;;::::

sentiag Borrowed Honer---------
------ Bills Payable-------------------- 27,819 82
RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e--d-i-t-, --

- - - - - Onr Drafts (If aay). neared~---\. 3,732 98 and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

other Liabilities---------------- 5,790 18

Tetal-------------------------- $106,623 04 Total-------------------------- $106 623 04

CITIZENS BANK, DOUGLAS GA.

At close of buslaess Dec. 31, 1921,

President-B. lirkland. VlcePresideat-w.c:. Pattersoa.

Cashier-w.c. Wooten.

Dlrectors~.D. Dickersoa! E.L, C.R. Taaner, Warren T nner,

Tanner& J.B. D r

lf,C. alne

P y,

aBtt.eEr.soVia~0keWrs.F,.

Sibbett! H. Kirk1aad, E.L. Or ntluun.

M.F.Brice,

Date of Charter D_ec. 26 1901,

Be an Business Jan. 14 19CQ.

RESOW:ES

LIABJ,.LITIES

Tlaa Loans----------------------- $162 509 69

Daaand Loans--------------------Loans on Real Estate-------------

421'!3'0060

33 18

Botahnekr i1eBaloEassta-t-e--O--W--n--e-d-------------------

320'500000

00 00

Furniture and Fixtures---------'-- 3'565 73

Stocks ud Bonds other Than



u.s,or State of Georgi--------

235 00

Uaihd States and State of Ga.

DuBe ofnr.d.-A-p-p--rc-r-n-d--R--e-s-e-r-v-e-i-A-g--e-n-ta--- -----~---

Currency------------------------Due froa other Banks-------------

Checks for c;1earing Boas-------- - - - - -

Cash Iteas (Irregular)-----------

381 08

Adyances en Cotton--------------Caatoaer's Liability on Letter&

of Credit and AcceptaRcs------

----- Aoh'ancea on
Over Drafts

.'Cbacc~--------
.(tf aayl-~-----------

other Researc------------------

45,416 43 720 32

State Banking Dept.-------------- 2 332 80 Prof it A Loss-------------------- 58:274 28

Capital Stock-------------------Surplus Fund--------------------Undivided Profits---------------Due Unpaid Dividends------------Due to Banks iR This State------Due to Banks ia Other States----CDaelploMsitos nSeuYb-ie--c-t--to---C--h-e-c--k---------------Deiaad Certificates of Dpoaits-Ca8hier's Checks----------------Certified Checks----------------TSataveinCgserDtiericatets--o-f--D--e-p-o-s-i-t---------Trust Funds OR Deposit----------Certificates_ of Diposlt Repre-
sontiag Borrowed Moaey-------Bllb Payabl-------------------RLieadb1i lsictoyaDORtsL--e-t-t-e-r-s--o-f-C--r-e-d-i-t----
RfV and Acceptaacos---------------~or ~.............-...........,..... other Liabilities----------------

$5o,ooo oo
204 72 65,619 66

. . Tetal--------------------------$ 353 576 59

Total--------------------------$353,576 59

16 PresidentDirectorsDate of Charter

SBCOlll ANHU\L REPIIQ'

EXllllliner 'a Report FAR!!ERS & CITIZENS BANK - DAIVSONVILU:, OA,

At Close of Business

Vice-PresidentBegan Business

Cashier-

IU!SOlRCES

LIABILITIES.

Tiae Loans----------------------- $355,374 30 Capital Stock-------------------- $ 25,000 00

Deaand Loans---------------------

Surplus Fund--------------------- 5,000 00

Loans on Real Estate-------------

Undivided Profits----------------

BOathnekrinRg eBalouEsseta-t-e--O--w-n-e-d-----.-.--.---

1,500 00 Due Umpaid Dividends------------1,000 00 Due to Banks in This Stat-----~

Furniture and Fixture----------

Stouc.sk.s

and Bonds Other Than or State of Qeorgia

United states and State of Oa.

3,500 00 CDuaellt.olloBneaynk_s___in__O__t_h_e_r__S_t_a_t_e_s_____ Deposits Subject to Check-------- 153,166 00 Demand Certificates of Deposits--

DnBa ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-.

Cashier's Checks----------------- 3~255 05 Certified Chocks----------------- 1,082 50

Currency-------------------------

14 00 Savings Drosits-----------------

Due Froa Other Banks------------Checks for Clearing Bouse.

Ti Corti icates of Deposit----- 134,951 97 Trust Funds on Deposit----------- 2,400 00

Cash Ite11s {lrregnlar)

70 00 Certificates of Ireposit Repre-

Advances on Cotton

senting Borrowed .lloney---------

Cust0111er's Liability on Letters

Bills Payabl-~------------------ 69,950 00

of Credit and Acceptances-----Advances on Other Co.modities

RLieadbiialcitoyunonts-L-e-t-t-e-r-a--o-f---C-r-e-d--it----

Over Drafts (If any)-------------

and Acceptances----------------

other Resources------------------ 15,735 33 Reserve For Interest and Taxes--- 15,905 82

Profit & Loss-------------------- 44,014 08 other Liabilities---------------- 10,000 00

Department of Banking------------ 13,018 01 Stock Holders Assessment

3,490 00

Total-------------------------- $434,225 72 Total-------------------------- $434,225 72

BANK OF EATIIITIII, EATU'!Til'l, OA,

At Close of Business De~embor 31, 1921.

PresidentDirectorsDate of Charter

Vl e a - P r e s i d e n t -

CashierBogan Business

IU!SOlRCES

LIABILITIES

Tiae Loans----------------------- $283;094 36 Capital Stock------------------- $ 25,000 00

Deaand Loans---------------------

Surplus Fund---~---------------- 50,000 00

Loans on Real Estate------------ oBtahnekrinRg eBaloEusstea-t-e--O--w-n-e-d---.-.-.---.---

gg ---------- 5,~~

Undtvided Profits---------------Due Unpaid Dividends------------Due to Banks in This State.. 19,855 24

Fnrnitnre and Fixtnres 1,500 00 Due to Banks in Other States ..

Stocks aad Bonds other Than U.S,or State of Georgia.
United States and State of Oa.

1 1:,300 00 ~:~!.~;:~;b~;~i:t;-cj;;~i:::::::: 41,519 86 Deiand Corti icates of Deposits

Bonds.----.---- -----------.

Cashier's Checks----------------- 1,057 58

Duo froa Approved Reserve Agents.

935 95 Certified Checks-----------------

Currency------------------------Due froa other Banks-------------

53 58 TSUav.einCgsorDtiricaittes--o-f--D--e-p-o-s-i-t .-----.

Chocks for Clearing Bouse

Trust Funds on Deposit-----------

Cash !teas (Irregular) .

720 60 Certificates of Deposit Repre-

AdTances on Cotton---------------

senting Borrowed Money---------

Custoaer's Liability on Letters

Bills Payable-------------------- 115,436 07

of Credit and Acceptances-----AdTances on other Coaaoditios

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it---- 6,589 83

Over Drafts (If any)

and Acceptances----;-----------

PotrhoefrltRaensdotnor.c.e_s_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-

3,367 55 Reserve For Interest and Taxes--3,191 86 Other Liabilities----------------

439 34 1,125 22

' Total-------------------------- $300,013 90 Total-------------------------- $300,013 90

PresidentDirectorsDate of Charter

17

E:xa~~~iaar '1 Report , Bt\NK OF OWFREY - OOOF'REY, <JA,

Vice-President Began Business

Cashier-

RESOIRCES

LIABILITIES.

--------------------------~~--~-+--------------------------------
Tiae Loans----------------------- $ 14,626 31 Capital Stock-------------------- $ 15,000 00 Deaand Loan----~---------------- ---------- Surplus Fund--------------------Loans on Real Estate------------- ---------- Undtvidad Profits----------------

Banking Boase-------------------- ---------- Due Unpaid Dividends------------Other Real Estate Owned---------- 1,250 00 Due to Banks in This State-------

Furniture and Fixtures----------- 1,200 00 Due to Banks in other States-----

StU~~ ~s::~~o~t~~r~------ ---------- ~!~s~t!~;bj;~t-t;-Ch;~k:::::::: 12,107 59

---------- United States and State of Ga.

Deiiaand Certilicates of Deposits--

Bonds-------------------------- --------- Cashier's Checks-----------------

9000

Due lroa Approved Reserve Agents- ---------- Certified Checks-----------------

CurrencY-------------------------

25 Savings Defosits-----------------

-.-------- Daa Froa other Bank-------------

216 21 Tiae Certi icates of Deposit----- 2,582 97

Checks lor Clearing Boas-------- ---------- Trust Funds on Deposit-----------

Cash Ites (Irregular)----------- ---------- Certificates of lfeposit Repre-

Advances on Cotton--------------- ---------- sentiag Borrowed Money---------

Customer's Liabilty on Letters

Bills Payable-------------------- 24,493 15

of Credit and Acceptances------ ---------- Rediscoants----------------------

4dvances on Over Drafts

o(tIhfe&r 1c1-)o')d--i--t-i-n-----------

-------------------

Liability on Letters of Credit and Acceptances----------------

other Resources------------------ ---------- Reserve For Interest and Taxes--Department of Banking------------ 4,934 66 other Liabilities---------------- 24,747 76
Profit & Loss-------------------- 2,029 40 Stockholders Assessment---------~ 5,200 00

Total-------------------------- $ 84,256 83 Total-------------------------- $84,256 83

PEOPLES Bt\N K OF O(WOO", <lA ,

At Close of Business Daceuber 31,1921.

PresidentDirectorsDate of Charter

Vice-Pl'esideat-

CashierBosineso Bogan

RESOIRCES

LIABILITIES

Ti.. Loans----------------------- $ 83,567 71 Capital Stock-------------------- $ 20,000 00

Deaaad Loans---------------------

Surplus Fand---------------------

Loans on Real Estate-------------

Undtvided Profits----------------

Banking Boase-------------------- 3,000 00 Due Unpaid Dividends-------------

othar Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 3,005 00 Due to Banks in Other States-----

Stocks and Bonds other Than

Call MoneY-----------------------

U.S,or State of United Statu and

GSteaotergoiaf -a--a-.----

Deposits Subject to Check-------Deaand Certificates of Deposits--

4,463 66

DnBa ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

975 00 Cashier's Checks----------------Certified Checks-----------------

104,96

Currency-Ciih. T.R.BanneU--------

181 52 Savings Defosits-----------------

Dae lroa Other Banks-------------

46 ~9 Tlae Certi icates of Deposit----- 31,159 13

Checks for Clearing Bou--------

Trust Funds on Deposit-----------

Cash !teas (lrregalarl-----------

500 Certificates of Deposit Repre-

Advances an Cotton---------------

senting Borrowed Money---------

Castoaer 's Liability on tatters af Credit and Acceptaaces------
aoyl------------- Advancea on Other c-oditias----
Over Drafts (If

Bills Payable-------------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e--d-i-t-, -222 19 and Acceptances----------------

38,409 13

Other Resources------------------ 2,040 63 Reserve For Interest and Taxes---

24 10

Profit & Less-------------------- 2,714 53 Other Liabilities---------------- 1,597 49

Total---k---------------------- $ 95,758 47 Total-------------------------- $95,758 47

18

SllCOND ANNUAL REPm

Exaainor' s Report.

EVANS COUNTY BANir

BAGAN, GA.

At close of business Doc; 31, 1921.

Prelidant-

Yice-Prosideat-

Cashier-

Dlroctors-11.0. Tippoas Liquidating Agent If.T. Stubbs, Aut.

Date of Charter

Bogan Basi no ss

RI!SOIRCES

LIABILITIES

- - - - - - Tina Loans----------------------- $ 41,844 86 Capital Stocl<-------------------- $ 25 000 00

D...nd Loans---------------------

Surplus Fund--------------------- --'---

Loans on Real Estate-------------

Uadlvided Profits---------------- -------

Ownod---------- - - - - Ballking House--------------------
oFSttahorcenkritsRarae1oa1dlaBaEdosntFadstiexOtathreers-th--a-a--u-.-s-.--

2,100 00 Duo Unpaid Dividends------------- - - - -

2,050 ()() DGuoa. t_o__H__i_b_e_r_n_i_a__B_a_n_k:S_a_v__an__n_a_h:___

341 29

Due to B111 ks in Other States----- - - - - - -

or State of Georgia------------United States and State of Ga.

~:~!jf::s;b,.;;ii~-cb;;k:::::::: ::-_:::::::

Bonds--------------------------Due Iron Approved Reserve Agents S11J1t. Banks, Atlanta, Ga.------Carrency------------------------Due froa First Natio118l Bank
CChelacxkstofa3rGCale.-a-r-in--g--H--o-a-s-o------!--------

305 27
----- 10,023 56

D..aad ~orti !cates of Deposits-Cashier a Chocks----------------Certified Chocks----------------Savings Deposits----------------~ Tiao Certificates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Represen-

9,001 31 ---------------
-1~~:_9_3

Cash lteaa (Irrogalar)-----------

ting Borrowed Money------------- - - - -

AdTaaciS oa.Cot to---------------Castoaer' 1 Liab i U ty oa Lotto rs

~~~=~ 1 !.a~h!~c~o!:~~:i;;::::

~or Drafts (if other Roaourco

s

aayl-Protit

-&--L-o-s-s---

-

17 37 783 47

Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credit
and Acceptances----------------Reserve for Interest and Taxes... Other Llabllitlu----------------

11,800 00 ----
--------------

Total-------------------------- $57,124 53 Total------------------------~- $57,124 53

UAWKINSYILLE BANK AND TRUST CO., UAWKINSYILLE, GA,

At close of basiaess Dec. 31 1921.

Presidont-E.J. Beary. Vlco-Pruldellt-B.F .lawson.

Cashier-Jno.H.Caldwoll.

Dlrectora-E.J.Beary, Jao.H. Caldwoll, H.F. Lawsoa, D.E. Daggaa, L.A. J'ordan.

Data of Charter A11gast 26, 1872.

Bigaa Basinosa Aag. 26, 1872.

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $153,907 14 Capital Stock-------------------D..and Loan--------------------- 29,131 27 Sarplas Faad---------------------

Bou-------------------- - - - - - Loa11a on Real Eatat------------- - - - - - Uadlvided Profits----------------

Botahnekr i1aal Estate O....ad ..:._______

Duo Uapnid Dividonds------------26,~ Dao to Banks ia This State-------

Parnitaro and Fixtares-----------

Dao to l!a'nks in other States-----

Stocka a11d Bonds other Thall U.S.or State of Oeorgia--------

,ooo Call Money-----------------~----
17 00 Deposits Sablect to Chock--------

Uaited states and State of Oa.

Deaaad Corti icatos of Deposits--

Bonda----.------------------- __

100 ()() Cashier's Checks-----------------

Due fr Appr""d Ruano Agents. - - - - - - Certified Chocks-----------------

Carrancy-------------------------

156 85 SaTinga Dofosits-----------------

Dae fr other Bonk-------------

52 12 Tlae eerti icatea of Deposit-----

C:hecb lor Cleariag Hou-------- - - - - Trust ~ttads on Doposit-----------

. Cash Iteaa {Irregalar) --------- .2!:~-~ CertiHcates of Deposit Rpre

AdTancea en Cotton---------------

.sentiag Borro""d Money---------

Caat-r'a Liability 011 Letters

Billa Payable--------------------

of Credit and Acceptances------ ----- Rediscounts----------------------

any)------------- - - - - - AdTa~~coa on Qthor c-oclitiea---- ------ Liability on Letters of Credit

PD~rooprfairDtt.arf<eaafuttssoaf(~IBf-allk--h-lg----------------------

and Acceptanco--------------354,,503390 0726 RotehseerrvoLiFaobr iTliatiioels--~--------------------------

45 00 230
-7-4-,9-1-3 -1-8
57.061 94 16,951 85

Total-------------------------- $268,081 80 .Total-------------------------- $268,081 80

19

Exa~~~iner 's liteport ,
LIBERTY BANKING co. - LIDOrYICI, <lA,

At Close of Business December 31,1921

President Directors_ Date of Charter

Vice-President-

Cashief" Began Business

ltESOtRCES

LIABILITIES.

Tiae Loans----------------------Deaand Loans---------------------

$

76,087 3 817

66 53

Capital Stock-------------------Surplus Fund---------------------

Loans on Jteal Estate------------- 16:912 80 Undvided Profits----------------

Banking Bouse-------------------- 4 000 00 Due Ua~id Dividends-------------

Other ~eal Estate Owned---------- 16:063 75 Due to Banks in This State-------

Furniture and Fixtures----------- 1,625 86 Due to Banks in other States-----

Stouc.sk.s

and Bonds Other Than or State of Georgia-------

4,500 00

Call Money----------------------Deposits Subject to Check--------

United States and State of aa.

Daaand Certificates of Deposits--

BondS--------------------------

50 00 Cashier's Checks-----------------

Due froa Approved Y-eserve Agents-

Certified Checks-----------------

Currency------------------------Due Froa Other Banks-------------

100 Savings Defosits----------------614 90 Tiae Certi icates of Deposit-----

Checks for Clearing Bouse--------

Trust Funds on D~posit----------

Cash Items (Irregular)-----------

279 82 Certificates of Jreposit Repre-

Advances on Cotton---------------

sentiag Borrowed Money---------

Customer's Liability on Letters

Bills Payable--------------------

of Credit and Acceptances------

ltediscounts----------------------

anyl------------- Advances on Other Coaaodities----
Qver Drafts (If other ~esource------------------

Liability on Letters of Credit. 356 56 and Acceptances---------------769 75 Reserve For Interest and Taxes---

State Banking Dept.--------------

751 17 other Liabilities-------,--------

Profit & Loss-------------------- 2,150 89

40,000 00 344 02

Total-------------------------- $127,981 69 Total-------------------------- $127,981 69

AlOPLES BANK - .MANSFIElD, <lA,

At Close of Business December 3l,t,l921,

President-N .Z.Anderson,

Vice-Preidont- C.C. Lunsford.

Cashier-J,E.Barwell,

Directors...,~ .Z.Anderson,

C,C,Lunsford,_ F.B.Franklin,

W,O.Biggers,

S.R.S.ith, R.L.Epps, E.B,Adams, Jut C. Bays,

Date of Charter March 17, 1910.

Bagan Basiness March 1910.

ltESOtRCES

LIABILITIES

Tiae Loan----------------------- $126,023 73

Deaand Loans--------------------- ---------Loans on lteal Estate------------- ----------

BFotuahnrenkriintuRgreBealoanEudssteFa-ti-ex-t-uO-r-ew-s-n:-e&-d---B--'k---i-n--c---R---a--e-

-----59-4--9-24,353 16

Stocks and Bonds other Than

U.S,or State of United States and

Georgi State of

--a-a-.---

-

----------

Bond-------------------------- ----------

Due lroa Approved Reserve Agents-

22 20

Currency-------------------------

57 04

Due from other Bank------------- 6,475 25

Checks for Cleariag Bouse-------- ----------

Cash !teas (Irregular)-----------

173 12

ACduvaatnocaeesr'esnLCiaobtitlointy---o-n--L-e--tt-e-r-s--- ----------

of Credit and Acceptances------
Advances on other c...odities----
Over Drafts (If anyl------------other Resources-----------------LSotassteanBdanGlcaining ADceipt.t__--_-_-_-_-_-_-_-_-_-_-_-_-

-------------------
--1-,-2-98--8-2 7,898 86 3,342 03

Capital Stock-------------------- $ 25,000 00
~:df!~:.:un~;(ii;::::::::::::::::

Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----
Call Money----------------------Deposits Subl"ect to Check-------Deaand Certi icates of Deposits--
Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tiae Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Money--------Bills Payable-------------------ltediscounts---------------------Liability on Letters of Credit
and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities---------------Capitol Stock Assessment. Account-

-2-7-,6-1-3--5-0 682 48 5,597 05 79,770 36
2,480 83 1,394 91 7,700 00

Total------------------------- $150,239 13 Total-------------------------- $150,239 13

~~--------------------------~~~o~m~~~~~RE~~~~------------------------Exaainer 's Report
TilE BANK OF MILLTIMN - AI.ILLTIMN, OA,

At Close of Business Deceaber 211 1921.

President-J ,F ,Lo,.is,

Vice-Pruidenh-bt ,ll,C .tee, 2nd R..L.Patten,

~. ireoto~s-E.J.C&rter~ T,J,Crua,

Bo~son Col""""' Lgd. B,J,O Brian, R..Sl.pson,

AgJo.nBt., S~rickland,

S,I,Watson,

late of Clarter llarcn 5, 1905,

Began Business March S, 1905

R.ESOIRCES

LIABILITIES.

riae Loan&----------------------- $ 70,192 93 Capital Stock-------------------- $ 25,000 00

DLoeaananadoLn oRaenal-E--s-t-a-t-e--------------------------- --4-4-,3-1-2---49- ~f!i:.:~;iii;::::::::::::::::

Banking Boa-------------------- 31 500 00 Due Umpaid DiTidends-------------

64 00

Qther Real Estate O.Oed---------- 4,100 00 Due to Banks in This Stat-------

Fnrnitnre and Fixtnres----------- 1,240 00 Due to Banks in Other States-----

Siocks and Bonds other Tbaa

Call Money-----------------------

--------- IJnUit.eSd, SortaStetasteanodfSGtaetoergofiaO--a-.----

----------

Deposits Subject to Cbeck-------Deaand Certificates of Deposits--

25,876 12

DnBe ofrneadA-p--p-ro--v-e-d--R-e--se--rv-e---A-g--e-n-t-s-.

------~

Cashier's Checks----------------Certified Checks-----------------

563 47

Currency-------------------------

SaTings Droits-----------------

Due Froa other Banks------------- ------ Tiae Certi icates of Deposit----- 100,750 67

Checks lor Clearing Boas-------- ---------- Trust Funds on D~posit----------

Cash lteaa (Irregelar) -----------

947 70 Certificates of .lfeposit Repre-

CAdnTsatnac.eesr'osnLCiaobtitloi&ty--o-n--L--e-t-t-e-r-s---

----------

senting Borrowed Honey--------Bills Payable--"'-----------------

23 682 09

of Credit and Acceptances----- .------ Rediscounts---------------------- 4:161 37

AdTances oa other Coa.oditie---- --------- Liability on Letters of Credit

any)------------- -------- 1oO.tYRhe.er8roDRurenasefottustrc((eRIfe-a-it-t-ed--J.~.;-_-_-_-_-_-_-_-_-_-_-
tLiidbeelrittyyBBonodnd(B-y-~--c-a-t-e-d-)------------"------

---2-,4-4-6--4-8-
to,ooo oo
5 000 00

and Acceptancea.Drafts Outstd,. Reserve For Interest and Taxes--other Liabilities---------------~ Liberty Bend, Hypocated----------

1,271 29 1,140 28
s,ooo 00

r?ofit & Loss Acct.-------------- 43!743 61

Tetal-------------------------- $187;~ Total----------~--------------- $187,509 29

~S & UNER.S STATE BANK- J&aCAYSVILL&, OA, P.O.Copperhill,Tenn.
At Clese of Business Deceaber 31,1921.

fhsldont-E .W.cha.,.....,

Vice- Presidont-c .D .McCay,

Cashier- H, L.Or i..,.y,

RDlarteectoofrs-CEh,Wart,eCrhaApuagaunn1

C,D.KcCay, 28, 1916,

Thos, J.Bicks,

H.B.Vanaant, R..P,AI.cCarterL Began Business N&Tellber 1, 1Yl6,

R.ESOIRCES

LIABILITIES

Tlae Loan----------------------- $ 33,275 97 Deaand Loan--------------------- ---------Loans en Real Estate------------- --------Bank11 Boa-------------------- 2,906 38 other eal Estate Owaed---------- ---------S'.tronciktsurlle,lldanBdonFdsixottahrers-u=ara-n------- 2,047 99 DaUlt,eSd.oSr tSatteasteanodf OSteaotergoiaf -O--a-.---- ----------
0B. ofrneda-A-p--p-r-o-n-d--R--e-s-e--rn---A-g--e-n-t-s-- ---9-,0-1-2--5-0Ctarrency------------------------- ------Dae fr other Banks------------- -------Checks for Cleariac Boa-------- ---------cask It... (Irre&Ular)----------- ----------

Capital Stock----------"'-------- $ 15 000 00

SU~ulrpTliudsedFuPnrdo-f-i-t-s---------------------------------

- - '- - - - ----------

Due Unpaid Dividends------------- --------

Dne to Banks in This State------- --------

~D=u~e!.t~o::Ba~n;kbsJ-i;n~io-tih;e-rCbS;;tka:t:e:s:-:-:-:-:-

-------
-io:264--s;

Deiand Certi icates of Deposits-Cashier's Checks----------------Certiliad Chock----------------TSaiaTeinCgserDtiericaitetsa--o-f--D--e-p-o-s-i-t---------Trust Funds on Deposit----------Certificates of Deposit Repre-

----------

----------

----------

----------

1071,473605

23 04

aayJ------------- .. cAI.Y.&ta-cres'aenLCiaebtitlolt:-r--o-n--L-e--tt-e-r-s--ef Credit and Acceptance-----AIYancea on Qther Cp.aoditie---~OnrrrDRreasfotasrc.(eIsf -------------~----
e it A Los--------------------

--------- -------------------
546 50 418 59 2,442 18

senting Borrowed Money--------Bills Payabl-------------------RLieadbiislciotyuRontsL--e-t-t-e-r-s--o-f--C--r-e-d--i-t;---
and Acceptances---------------ReserTe For Interest and Taxes--other Liabilities----------------

------------------------------------------
7,200 01

Tefal------------------------- $ 500650 11 Tetal------------------------- $ 601650 11

2'
Exuiaer 's Report

THE F~ BANK - NICHOLS, GA.

At close of business Dec..ber 31, 1921.

President-W.G Meeks.

Vice..President-J. A. Davis.

Cashier-Z.W. Kirkll!ll<-.

Directors-W.G. Meeks, H. Altman, Norman Gillis, E. Burkutt, Eliasmoore,Jr.,D.B. Meeks,

E.L. Grantham, Jack Burkett.

Date of Charter-

BeiZan Business-

RI!SO{RCES

LIABILITIES.

ti Loans----------------------- $131,304 99 DLoeaaannsdoLn oRaena&l E--s-t-a--te---------------------------- -------------------Banking Bouse-------------------- 12,000 00 Other Real Estate Owned---------- 9,850 00 Furniture and Fixture----------- 4,993 50 Stocks and Bonds other Than Unuit.esd. SortasttuateandofSGtaetoergoif&O--a-.---- ----------

DuBe ofrnod.-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-- ----1-9-9--6-2-
~r~~~-n;;~;t;;il:oi-aank1ac::: ----i7~-o7

Checks for Clearing Bous-------- ----------

Cash Itaas (Irregular)-----------

574 75

ACudsvtan~ceers'sonLCiaobtitlointy--o-n---L-e-t-t-e-r-s--- ----------

Ad:!n~::d!! ~:e~c~:!:4~i:;;:::: ::::::::::

OVer Drafts (If aayl-------------

79 06

other Profit

RanadsoLurrc-----------------------------------

575 00 210215 18

Capital Stock-------------------- $ 25,000 or.
:..:ir!~~e:"i:;;ii;:::::::::::::::: :::::::.::~

Due Uapaid Dividends------------- ---------Due to Banks in This State------- 1,409 81 Due to Banks in other States----- ---------
~:;;s~t=~;bj;;i-i;-Ch;;i:::::::: -19;242~5

Deaand tertilicatas of Deposits-- ----------

Cashier a Checks----------------- 1,033 74

Certified Checks----------------- ----------

TSiamvieD&CerDtiericoastiatss-o--f-D--e--p-o-s-i-t---------- -6--8-,i-8-0--6-1-

'CBoanrdtsifBitoatrersowofedD-e-p--o-s-it--R--e-p-r-e------

200 00

sentlag Borrowed Money--------- ----------

Bills Payable-------------------- 52,403 81

RLieadbiislcitoyunonts-L-e--tt-e-r-s--o--f--C-r-e-d--it-s--- 11,869 2C

and Acceptances---------------- ---------~

Reserve For Interest and Taxes---

775 OC

other Liabilities---------------- 855 5&

Total-------------------------- $180,970 17 Total-~------------------------ $180 970 17

EliCIIANGE BA.NK - GAKFIEIJl, GA.

At close of business Dec..ber 31,19210

President-J.E. Ca.pbell.

Vice..President-J.T. Ross.

Cashior-J.A. Goree<"

Diractors-JJJ. Caapbell,J.T. Ross, T.S. Davis, D.J. Dnpree,Sr., C.L. Ball

Date of Charter-Novoaber 22nd, 1911.

Bagan Bnsinass-1911

RI!SOtRCES

LIABILITIES

Ti Loan-----------------~----- $ 27,668 85 Daaand Loan--------------------- ---------Loans on Real Estate------------- 3,555 80 Banking Houa-------------------- 3,250 00 other Real Estate Owned---------- ----------
Furniture aad nxtures----------- J,800 00
Stocks and Bondli other Thaa U.S,or State of Oaorgia-------- ----------
Uaitad States and State of Oa.
DuBa ofnr.d.-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-. -----4-95--0-5-
~r;;::!liei;&..ta.a..t"eri!&Okrai::: --- 774-86
Chocks for CieariftK Haus-------- ---------Cash Iteas (Irregular)----------- ---------Advances an Cotton-----~-------- ---------Custoaer's Liability on Letters
of Credit and Acceptances------ -------Advances on other c-oditias---- --------
Ootvheer rDRraefstos u(rIcfesa-n--y-)--------------------------- -----2-94---6-5
Prifjt and Loss------------------- 3,790 06

Capital Stock--------------------$ 15,000 00
~~f!~~e:nn~;iii;:::::::::::::::: :::.-::~_::
Due Unpaid Divideads------------- ---------Due to Banks in This Stat------- --------Due to Banks in Other Statu----- -------Call MonY----------------------- -----Deposits Subl"ect ta Check-------- 4,669 ~~ Deiiand Certi icatu of Deposits-- ---------. Cashier's Checks----------------- ------Cartif iod Checks----------------- -------Savings Deposits----------------- .243 21 TiMe Certilicates of Deposit----- 13,131 sri Trust Funds on Deposit----------- ------. Certificates of Diposlt Rpre-
sentiag Borrowed Money--------- ---------Bills Payable-------------------- 7,888 23 RLeiadbiislcitoyaaotns-L-e--tt-e-r-s--o--f--C-r-e-d--it-s--- ---------ReasnedrvAe cFcoerpItnatnecreess-t--a-n-d--T--a-x-e--s------ ----3-3-6--6-0Other Liabilltlu---------------- 359 91

Total--------------------------$ 41,629 27 Tatal--------------------------$ 41,629 21

22

SB:OND ANNUAL RI!PORI'

THE CITIZENS BANK - OCilLA, GA.

At close of business December 31, 1921

President-

Vice-President.

Cashier-

W.l..Pierce,Liquidating Agent.

Date of Charter-

Began Business-

RESOIJJP;S

LIABILITIES

Notes in Bank--------------------$ 52,773 51 Notes in Cit. & Sou.Sav. --------- 72,002 73

Capital Stock ------------------- $ 78,000 00 Surplus Fund--------------------- ----------

Notes in Fitzgerald-------------- 13,477 74 Due Uapaid Dividends------------- ----------

Banking House-------------------- 9,700 00 Due to Banks in This State------- -------

Other ~eal Estate Owned----------

572 90 Due ta Banks in Other States----- ---------

Furnitara aad Fixtures----------- 9,300 00 Call 1\oney----------------------- ---------

Re-Discounts--------------------- 3,500 00 Deposits subject to Cheek-------- 11,375 63

Notes in Fitzgerald Nat.Hy------ 1,575 00 Demand Certificates of Deposit--- 39,884 48

Notes in Tifton------------------ 3, 973 39 Cashier's Checks-----------------

38 46

Notes with Attorne7-------------~ 10,259 84 Certified Checks----------------- - - - - -

D!Partaent of Baakng------------

413 87 Savi~s Deposits-----------------

361 60

it----------- --------- Liquidating Expanses------------- 1,291 28 Time Certilieates of Deposit----- ----------

Dae from Ot:her Banks------------Cheeks for Cle.ariag Bouse------

----------
~-----

CTreurst

it

f

iFcuantdes s oon f

Depos De~osit

~pre-

Cash ltems(Irregularl-----------

153 63 senting Borrowed Money---------- ---------

CAdavsataoen.a.ro'ns CLoiatbtoilai-ty---o-n--L-e--tt-e-r-s--govthfeerCrDr~ersdaoifuttrsac(neldfs-Aa-n-cy-cl-e--p---t-a--n---c-~e--s-------------------

-------------------
55 37 8,142 20

Bills Payable-------------------LRieadbiislcitoyunontsL--e-t-t-e-r-s--o-f--C--r-e-d-i-t----
and Acceptances---------------Reserve for Interest and Taxes---

65,390 39 3,500 00 ---------
7 07

Profit and Loss------------------ 13,050 84 other Liabilities---------------- 1,684 67

Total-------------------------- $200,242 30 Total-------------------------- $200,242 30

At close of business

1921.

PresidedDirectors-

Viee..Presideat-

Cashier-

Date of Charter-
RESO~ES

Be an BusinessLIABILITIES

Time Loans----------------------D..aad Loans--------------------Loans on ~eal Eatate-------------

$ 36,537 34
-----~

Capital Stock--------------------
~~f!1:e~un~;iit;::::::::::::::::

$ 15,000 00

llaDkiJI& Bous------------------other Real Estate Owned----------

Due Unpaid Dividends------------Due to Banks in This State-------

Furniture and Fixtares----------- 1,578 55 Due to Banks in Other Stat-----

Stecks and Bonds other Than

Call Honey-----------------------

U.S,or State of Uaihd States aad

OSteaotergoiaf -a--a-.----

Deposita Subl"ect to Check-------Deiaad Certi icates of Deposits--

b~~Be ofrn01d1-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-a--

Cashier's Checks-----------------

198

Certified Checks-----------------

Carrency------------------------Dae fr.. other Banks-------------

Savings Deposits----------------TU.e Certificates of Deposit-----

17500

Ckecks for Clearias Boaa--------

Trust Funds on Deposit-----------

Cash. Iteu (Irregalar)-----------

55 75 Certificates of Deposit ~pre-

~ces oa Cetton---------------

aentiag Borrowed Money---------

Castomer's Liability oa Letters

Billa Payable-------------------- 22,521 83

ef Credit and Acooptaaces------

anyl------------- &tvancea oa other Cemmodities----

Otrer otlle

rDRreaaf~tsce(sI-f-----------------

RLeiadbisilciotyaDontaL--e-t-t-e-r-s--o-f--C--r-e-d--it-s--9,816 59 ReasnedrvAe cFcoerpItnantecreess-t--a-n-d--T--a-x-e--s------

DP!rtmeat of BDakina---------Prelit aad Loss------------------

1. 728 11 611 13

other Liabilities---------------Stockbolders Assssment~---------

155 45 (0.680 (10

Tetal-------------------------- $ 52,693 41 Tetal-------------------------- $ 52,693 41

23

Euaiaer' a Report. FAm!ER.S STATE BANK ... REGISTER. GA.

At c1me ol business December 31, 1921.

President-S.L. Nonie.

Vice-President-J.S. IU.ruts.

Cashier-

Directors- U.n. Olliff, K.E. Watson, S .L. )lenie, H. V. Fraiilil~n. Jaaes !Uggs~

Date o I Charter- !larch 11, 1912

Began l>usiness-Aprll 4, 1912

RESOIRCES

LIABILITIES.

Tiae Loans----------------------- $ 54,711 24 Capital Stock-------------------- $ 12,132 96

Deaand Loan--------------------Loana on Real Estat-------------

~r!:d.:ape;iii;:::::::::::::::: ::::::::::

Banking Bouae-----------------

Due IDpaid Dividends------------- - - - - - -

Other Real Estate O!med----------

Due to Banks in This Stat------- --------

Furniture and Fixtures-----------

Stouc.sk.s

and Bonds other ThaD or State ol Oeorgla-------

United States and State ol Oa,

900 ()() Due to Banks in other States----- - - - - -
1,000 00 ~:;.!s~;:~;bj;~t-t;-cj;;~i;:::::::: -9.720-84 Deioand ~ertilicates ol Deposits-- - - - - -

DuBe olrn.d.s-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

Cashier a Checks-----------------

794 33

Certified Checks----------------- ----------

Currency------------------------Due Fr other Banks-------------

8'52 TSaiaveinCgsorDtiriocastietss--o-l--D-e--p-o-s-i-t---------- -1-7,0-91-0-8

Chocks lor Clearinf House--------

Trust Funds on Deposit-----------

11 05

Cash Iteas (Irregu arl-----------

206 54 Certificates of lfepoait Repre-

Advances on Cotton--------------CustOiler'a Liability on Lottora

senting Borro.ed Honey--------- -------Bills Payable-------------------- 15,564 66

any)------------- Ad:!n~~:d!! ~:.~c~~::i::;;::::

LRieadbiislcitoyunonts-L-e-t-t-e-r-s--o--l-C--r-e-d--it-.-. -- --------

Over Drafts (If

- - - - - and Acceptances---------------- - - - - - -

other Resources------------------

Reserve For Interest aad Tu---

418 50

DPureofIirtomanldi eLpto. sosl--B--a-n-.k-i-n-g-,-C-a-s-h-.-.-.-.

325 68 other Liabiliti.....------------- 1,643 03 224 47

Total-------------------------- $ 57,376 45 Total-------------------------- $ 57.376 ~

.UIERICAN BAl'IK AND TRUSf CO.... SAVANNAH, GA.

At close ol business Dee..ber 31,1921

President-

Viee-President-

JJla\"e'\.\0'(.\';.~fer Lloyd, baainer in Charge,

CashierBtasiaesa Began.

RESOIRCES

LIABILITIES

- - -..-n. Ti Loan----------------------~

Capital Stock-------------------- $200.000 00

Dand Loan--------------------- $819,457 83 Surplus Fuad---------------------

BLoaannksingoaHRoeuasel_E__s_t_a_t_e_-_-_-_-_-_-_-_-_-_-_-_-_-

187,489 49

Undvided Profits---------------Due Unpaid Divideads----.---------

383 115 00

other Real Estate O!med---------- -------- Due to Banks ia This Stat------- 15,064 86

Furniture and Fixtures----------- 13,727 32 Due to Banks ia Other States-----

Stocks and Bonds other Than

Call Honey--~-------------------

130 84

U.S,or State of Georgia-------- 10,300 00 Deposits Subl"ect to Check-------- 111,039 54

War Saving st..pa----------------

904 61 Deiiand Corti lcatu ol Dpeaih--

Cashier'a Chocks-----------------

Due lr Approved Reserve Agent&.

Certified Cheoka-----------------

Currencr-------------------------

106,73 Savlnga Depoalts-----------------

Du lr other Bank------------- 4,105 19 Tiae Certificates of Deposit-----

Departaent of iJanl<ing----------- 32,928 60 Trust Funds oa Deposit-----------

Caah I~oas (Irregular)----------- 1,534 77 Certificates of Deposit Rpre-

Advancea en Cotton---------------

aeatiag Borrowed Money---------

Cuatoaer's Liability on Letters

Billa Payable-------------------- 155,562 52

ef Credit Advances on

aQntdhoAr ccc.e.p.toadnicteis----------

RLeiadbiislciotyunotns-L-e-t-t-e-r-s--o--f--C-r-e-d--it---- 331,322 12

Ovor Drafts (If anyl------------ 5,756 80 eaol Acceptances----------------

other Resources------------------ 1,645 89 Reserve For Iatereat and Toea---

other Liabilities---------------- 1,827 99

Total--------------------------~.Of7,957 23 Total--------------------------$1,077,957 23

24

SECOIIl ANNUU. REPilU

Exaaiaer 's ~aport. C01:!!ERCIAL BANK OF SAVANNAH, GA.

At close of business Dec. 31, 1921.

President..J .H.H. Entol~~an. Vice-Prosident-U.H.llcl.nws

Cashier-Julius Morgan.

Directors-J.L. Budreau, W..R, Dancy, J.H.H. Enteboan,A.H.EntelWln, C.H. Konneman,

I.C Date

o.Hf eClmhlayr1t

O
er

.T
S

.Me I ept.

nto 2,

s

h._U.
1~2.

.

.

McUlWS,

J .ll. Quint.. W.Woledge. Began ousiness

RESOIRCES

LIABILITIES.

Time Loan&---------------------- $903,226 36

Demand Loan-------------------- 216,668 85 Loans on ~ea1 Estate--...--------- --------

Banking House---------- ..---------

Other Real Estate 01med----------

Furniture and Fixtures-----------

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

United States and State of Oa.

DuBe ofrnomdSA-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

69,520 89

2911,119090

00
03

200 00

---------

Currencr------------------------Due From other Banks-------------

Checks for Ctearinf Rous-------- ----------

Cash Items (Irregu ar) ---------- 3;565 69

Advances on Cotton--------------- - - - - CustGI!Ier 's Liabilih on I.etters

of Credit and Acceptances------ ---------

Advances on OVer Drafts

O(Itfhear nCyo).-a-o--d-i-t-ie--s--------

------13,555 96

other ~esources------------------ ----------

Capital Stock-------------------- hoo,ooo 00
Surplus Fund--------------------- 15,000 00

Undivided Prolih---------------- 45,684 21

Due Unpaid Dividends-------------

8 00

Due to Banks in This Stat------- 16,516 69

Due to Banks in other States----- -----------

~:~~~i:e~;bj;~t-t;-Ch;~k:::::::: 316,778"05

De-.nd Certificates of Deposits-- 12,450 00

Cashier's Checks----------------- -------Certified Checks----------------- 2 786 88

Savings Defosits----------------- 447:386 62 Time Certi icates of Deposit----- 26,379 24

Trust Funds Certificates

onofDl0fpeopossiitt--R--e-p-r-e---

--

----------

senting Borrowed Money--------- --------Bills Payable-------------------- _2_6_1_,_2_44 30

RLieadbiislciotyunonts-L-e--tt-e-r-s--o--f--C-r-e-d--it----

and Acceptances---------------- ---------

Reserve For Interest and Tax---

267 33

other Liabilities---------------- ---------

Collections unremitted----------- 2,127 68

Total-------------------------$1,21"6,68900 Total------------------------.$1,2461689 00

THE PEOPLES BANK, SAVANNAH, GA.

At close of business Doc. 31, 1922.

Prosidout-T.J. McElliu, Jr. Vico.Prosident-A.E. Pierce.

Cashior-A.E. Pierce.

DirectorsW. .H.Se iglor, W.S. Godley, Arthur W. Solomon, F.11. Oliver IY .H. Wright Ameen

Thomas, J.lf. Hester, R.S. Reldj J.D. Si8111f Max Blnmenthol, Jno.F.'Carneyf T.J.JI.cEllla Jr.

A.E.Pierce. Date of Charter an. 29 19 0. Began Business Fob. 1 910.

''

RESOIRCES

LIABILITIES

Tie Loans---------------------$1,683,174 31 Doaand Loans--------------------- 80,104 27

Capital Surplus

Stock--------------------$ Fund---------------------

1

05001

000
000

00 00

Loans on Real Estate------~------ ---------- Undlvided Profits---------------- 43'005 42

Banking House-------------------- -------- Due Unpaid Dividends------------- _ !_ __

other R,oal Estate Olmed---------- -------- Duo to Banks in This State------- ---------

265,635 81 ~r.;:~!u~/:~~!x~~:;-n;;;----- 201000 oo U.S.or State of Georgia-------- 10.,350 00

Dna to Banks in other States----- -------
~:~~~~i:~;i;j;~t-t;"cj;;~k::::::::

UnBiteenddsS_t-a-t-e-s__a_n_d__S__t_a_te___o_f_O__a_. ___ .

Demand Certificates of Deposits-- -------3,552 29 Cashier's Checks----------------- 2,449 75

Due from Approved Reserve Agonta. Cnrrency-------------------------

54,~~~

Certified Checks-----------------

634 21

Savings Deposits----------------- 654,314 28

Due from other Banks-------------

160 00 Time Certilicates of Deposit----- 95,553 20

Checks for Clearing House-------- 1 339 62 Trust Funds on Deposit----------.;. ---------

------- Cash ltes (lrregular)----------- 13:61338 Certificates of Diposit Repre-

Advances en Cotton---------------

senting Borrowed Money--------- --------

Custoaer's Liability on Letters

Bills Payable-------------------- 762,338 89

of Credit and Acceptances------ -------Advances on other c-odities---- -------

~Leidaibsiclointynto-n--L-e-t-t-e-r-s--o-f--C-r-e-d-i-t-.-- --------

--------- Over Drafts (If anyl------------- 2,435 88 and Acceptance---------------- -------

other R,osourcos------------------

R.esorvo For Interest and Taxes--- ----------

M Dne lroa Clearing Hous---------- 3,045 37 other Liabilitlea---------------- - - - - - -

T.R.Bennott Supt.of Banks-------Cash Short---~-------------------

9,6:J

Total-----------------------Jl 1,973,931 56 Tetal------------------------~1,973,931 56

Exuiaer 'a Repert , BANK OF SHADY DALE - SHADY DAlE, GA,

At close of business B.eeeber 31, 1921.

President-L.O. Bd.f.u.

Viee-President-W. J. Tucker,

Cashier-

Directors-W.J. Tucker, Eugene Benton, F.E. CooK JI;.Ct!ahley,_ J,N, Spears,

Uate of Charter-

uegaa Buslness-

Rl!SOIRCES

LIABILITIES.

tie Loans----------------------- $ 80,168 39
DBLoaeaannaknsidnognLuoR.a.e.na.ls_-E_-_-s_-t_-a_-t_-e-_--_--_--_--_--_--_--_--_--_--_--_---_-

Capital Stock-------------------- $ 25,000 00
s.arrlas Fond--------------------- 1s,ooo oo
Und vided Profits---------------- - - - - -

1, 750 00 Due lil~id Dividends------------- - - - -

Other Real Estate Ollned----------

Due to Banks in This Stat-------

Furniture and Fixtures----------- 1, '250 00 Dne to Banks in other States----- - - - - -

Stocks and Bonds Other Than

Call llloneY----------------------- -----

U.S. or State of Georgia-------

Depeslts Snb;ect to Check-------- 1~5 06

United Statu and State of Oa.

Deiuuld ~erti icahs of Depeslts-- - - - -

DuBe olrnodaA--p-p-r-o-v-e-d--P-.-e-s-e-r-v-e--A--g-e-n-t-s-.

Cashier s Checks-----------------

161 85

Certified Checks----------------- -------

Currency-------------------------

Sevi~~~ts nefoaits----------------- - - -

CDuheecFksrolaoor tCheler aBrianng kBso--u-s-e-----------------

Tiae Certi icates of Depealt----- 6,517 28

Trust Fonda on D!IPOsit-----------

1 6&

Cash It (Irregular)---------Advances on Cotton---------------

Y--------- ----- 9 77 Certl fieates of Jropoalt RepreaentlJIC Borr1Jlr8d Jlo..

CustGIIer's Liability on Letters

Billa Payabl-------------------- 9,652 49

of Credit and Acceptances------

OUtr Coatrqtul LlallilUio- 26,610 68

any)------------- Advances on other c-oditlu----
Over Drafts (If

Liability oa Letters of Credits ud Acceptances---------------- __ __ -;;

other Roaource------------------ 1,842 80 Reserve For Interest aad Taxes---

1- 4.,

Department of Banking-----------Liquidating Expense-----------

1,049 72 892 49

other Llabilitloa---- ----------Checks upaid------ ------------

_ _ _ _;;..
:JT n

Profit &Loss-------------------- 2,815 42

Total-------------------------- $ 89,878 59 Total-------------------------- $ 89,878 59

BANK OF SPARTA - SPARI'A, GA.

At close of busiaess Dec..ber 31, 1921

PresidentDirectorsDate oI Charter-

RESOIRCES

Tiae Loans----------------------- $ 32,302 92

~uity in Rea1 Estate Owned------ 2,500 00

Farniture and Fixtures---------- i,570 00

Stocks and Bonds----------------- 9,660 00

Over Drafts--------------------

897 16

Cash with State Banking Dept.---- 10,029 64

Cash with Sparta Savings Bank---- 3,046 31

Profit and Loss------------------ 82,926 99

fi LIABILITIES
Due to Banks i 11 this State------- $ 7,189 Deposltl subject to cheek---- 83,246

ashier a Checks-------------

111 4

SaTings Deposits--------------- 8,5!1916

Tlae Certllieates of De~sit---- 39,13P 10

Christmas Savings Accouat--------

16P 51

Due On Account approved claba

Liberty Loan Bonas------------- 2,803 04

Accounts Payable---------------- 1,613 37

Total------------------------- $142,933 02 Total------------------~------ $142,933 02

26

Exaaiaer 's ~port EXCHANGE BANK - SffilNOFIEID, OA.

At Close of Business December 31,1921.

President-J .W .Reiser,

Vice-President-J.M,Onann, Liq.~ebi:-J,Mac Marchman,

Directors-B.K.Shearouse,

W,C,Reiser, J C.Bowers ODann,

.I.

HOe.Ala.Rlya1nn,

R.E,Shearouse,

C.E.Frayel'lauth,

Date of Charter December 1907.

Began Business January 1, 1908,

Rf;SOlRCES

LIABILITIES.

Tiae Loan----------------------- $113,161 59 Capital Stock-------------------- $ 15,120 00

Deaand Loans---------------------

Surplus Fund--------------------- 2,731 72

Loaas on Real Estate-------------

Undvided Profits----------------

324 00

Banking Bouse-------------------Other Real Estate OWned----------

2,~~ ~

Due Uftpaid Dividends------------Due to Banks in This State_______

-------------------

Furniture and Fixtures----------Stocks and Bonds Other Thaa
u.s. or State of Georgia-------

1,688 76 Due to Banks in other States----- ----------
~!!!s~t=e~;b-~;~t-t;-Ch;~k:::::::: -;i;869--66

United states and State of Oa.

De-.nd Certi icates of Deposits-- ----------

Bo.ds--------------------------

Cashier's Checks-----------------

318 73

Due froa Approved J;:eserve AgentsCurrency------------------------Due Froa Other Banks-------------

422 83 9 85

Certified Checks----------------Savings Defosits----------------Tiae Certi icates of Deposit-----

---------24,508 50 19,722 57

Checks for Clearinf Bouse--------

Trust Funds on Deposit----------- -----------

Cash !teas (Irregn ar)-----------

Certificates of lfeposit Repre-

Advances on Cotton---------------

senting Borrowed Money--------- ----------

Custo.er's Liability on Letters of Credit and Acceptances------

Bills Payable-------------------- ---------Rediscounts---------------------- 31,500 00

Advances oa Other C~odities---

Liability on Letters of Credits

OVer Drafts (If any)------------- 1,203 57 and Acceptances---------------- ----------

Profit-& Loss~------------------ 7,338 62 Reserve For Interest and Taxes--- ---------

T.R.Bennett, Supt. of Banks------

727 27 other Liabilities---------------- 11,432 81

Total-------------------------- $127,527 99 Total------------------~------- $127,527 99

PLAIITER,S ili\NK - STILL\lORE, OA.

At Close of Business December 31,1921.

President-J.M.Yeomans,

Vice-Presidont-L.B.Brown,

Cashier-Frank II.Oreer,

Directors-J.M.Yeoaans, L.B.Br..,..., W.R.Bradley,

Alex Hugh, .:.u.Heath,

Morris Popkin,

W.J.E"VIUls,

Date of Charter June 3, 1919,

Bagan Business June 3, 1919.

RESC.lRCES

LIABILITIES

Tiae Loans----------------------- $120,783 24 Capital Stock.------------------- $<25,000 00

Deaand Loans--------------------- 10,_406 87 Surplus Fuad--------------------Loans on Real Estate------------- None Undvided Profits----------------

1A:~~ oo

Banking House-------------------- 8,500 00 Due Unpaid Dividends------------- None

other Real Estate Owaed---------Furniture and Fixtures-----------

2,400 00 Due to Banks in This State------4,000 00 Due to Banks in Other States-----

13~:: 50

Stocks a,nd Bonds other Than

Call MoneY----------------------- None

U,S.or State of Georgia-------United States and State of Oa,

None

Deposita Subl'ect to Check-------Deiand Corti icates of Deposits--

16~!: 53

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

None None

Cashier's Checks----------------Certified Checks-----------------

946 15 None

Currency-------------------------

88 09 SaTing Deposits----------------- None

Due froa other Banks------------- None Tiae Certificates of Deposit----- 50,333 71

Checks for Clearing House-------Cash lteas (Irregalarl----------Advances ea Cotton---------------

sN:!None Trust Funds on Deposit-----------

10

Certificates of Deposit Representing Borrowed Money---------

2,144 28 !lose

Customer's Liability on Lettera

of Credit Advances on

aoutdheAr ccc.e.p.toadnicteis----------

None None

Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits

41~~: 69

OVer Drafts (If anyl------------other Resources-----------------Profit & Loss--------------------

Nene

and Acceptances----------------

7,983 72 Reserve For Interest and Taxes---

2,523 54 other Liabilities----------------

Bonds Borrowed-------------------

None

None

31,,180809

83 00

Total-------------------------- $162,327 69 Total-------------~------------ $162,327 69

27

Exulaer 'a Report , THE STOOE MOUNTAIN BANK, STOOE A!OUNTAIN,GA.

At close of business Dec, 31, 1921,

President-J,F.McCurdy, Vice President-J.J. Griffin.

Cashier-

Directors-J.F, McCurdy, J.J, Grlffia, P,W,Derick, B.H. Davis, T.J. c..pbeU, J.S.Rankia,

W.S. McCurdy.

Date of Charter

Begaa Business

RESOIRCES

LIABILITIES.

------ Tie Loan-----------------------
De.and Loan--------------------Loans on Real Estate-------------

$83,416 49

Capital Stock--------------------
~..:if!i4.~~;flt;::::::::::::::::

$ 15 000 00 10:462 27 1,500 00

- - - - - - Banking Bouse-------------------- 2,000 00 Due Un~id Dividends-------------

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 2,000 00 Due to Banks"in other States-----

Stocks and Bonds Other Than

Call Money-----------------------

U.S. or State of Oaorgia-------

Deposits Subject to Check-------- 29,130 17

United States and State of Oa.
DuBe ofrn.d_sA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-CDuuerrFer0n11cty"-.R--,-S-e-!-)-n-e-t-t.-&-S-u-p-t-.-o-f-.-B-a-n-k- s

-------- De-.nd Certificates of Deposits-- 22,552 25
Cashier's Checks-----------------

179 02

Certified Checks----------------Savings Defosits-----------------

2,198 21 Tie Certi icates of Deposit-----

Checks for Clearing uouse--------

Trust Funds on D_eposlt-----------

Cash It (Irregular)-----------

Certificates of Jfeposit Repre-

Advances on Cotton--------------Custoaer'a Liability on Letters

senting Borrowed Money--------Bills Payable-------------------- 19,947 36

of Credit and Acceptances-----Advances on other co..odities----

Rediscounts---------------------Liability on Letters of Credits

~~ftfrgfl:ss~~-~;:::::::::::::

498 32 10,427 96

and Acceptances---------------Reserve For Interest and Taxes---

2!X> 55

other Liabilities----------------

First Assessment 20%------------- 1,837 40

Total-------------------------- $100,720 00 Total-------------------------- $100,120 00

BANK <F EMANUEL 1 SlrAINSBCRO, GA.

At close of business Dec, 31 1 1921,

President-Jesse Thompson, Vice-President-J.L.Carmichael, Cashier-W.H. Proctor,

Directors-Jesse Thompsonf J.L,Carmicheel, W.H. Proctorf Arthur Jordan, Arthur Thompson,

John N. Yeomans, L.P. oumans, M.H. Blount, Geo, B. oungblood.

Date of Charter MArch 22 1905,

Began Business A ril 3 1905.

RESOIRCES

LIABILITIES

Ti Loans----------------------Deaand Loans--------------------- $161,857 87

Loans on Real Estate-------------

Banking Boas-------------------- 34,480 51 other Real Estate Owned---------- 12,077 52

Furniture and Fixtures---------- 8,767 83 Stocks and Bonds other Than

U,S,or State of Georgia--------

603 96

United States and State of Oa,

DuBe ofrnoda-A--t-la--a-t-a--N--l-l-tl-o--u-l-------------- -----2-5-7--4-4

Curreacy--~----------------------

16 51

------- Due froa Baaldag Dtpt ---------- 1,172 08
Checks for Cleariag Bouse--------

Cash Iteaa (Irregular)----------Advancea Cotton---------------

~~~~

Caatoaer'a Liability oa Letters

of Credit aDd Acceptaacea------ -------

anyl------------- Advances OD other C-oditias---- -----

Over Drafts (If

4 046 83

other Reaource------------------ 3:405 38

P.rofit & Loss----------------..---- 5,040 82

Capital Stock--------------------
~=~r!i4.~un~;rii;::::::::::::::::

$-50~100~0 ~00

Due Uapaid Dividends------------- ------,

1 Due to Banks in This State-------
Due to BaBka ia Other States-----
~:~~.~;:~;b:;~i-t;-ch;~k::::::::

8701 365728

49 61

-;9,8ss-i0

De.and Certi icates of Deposits-- --------

Cashier' a Checks----------------- 2, 761 43

Certified Checks----------------- ---------Savlags Deposit----------------- --------Tiae Certificates of Deposit--~-- 31,861 00

Trust Faads oa Deposit---~------- --------Certificates of Deposit Repre-

sentiag Borro""d Money--------- ------

Bills Payable-------------------- 99,868 79

Rediscounts---------------------- --------Liability on Letters of Credits

and Acceptaaces---------------- --------

Reserve For Interest and Taxes---

261 75

other Liabilities---------------- 3 1 668 46 Bonds Borrowed------------------- 710 67

Total--------------------------$2401 048 30 Total--------------------------$240,048 30

28 President-
Directors-
Date of Charter

SECOMl ANNIAL REPIIU

Exaainer's Report. FAruE RS & AlillCIIANfS BANK, TAlLAPOOSA, GA.

At close of business Dec. 31, 1921.

Vice President-

G,L,Warron,Li<ptidating Agent.

Bank closed November 2, 1921.

Beg an Business

RESOtRCES

LIABILITIES.

Tiae Loan----------------------- $144,264 21 Capital Stock-------------------- $25,000 00

Deaand Loan--------------------- ---------- Surplus Fund--------------------- ----------

Loans on Real Estate------------- ------- Undvided Profits---------------- __6__,561_3_5_

Banking Boas-------------------- 4,500 00 Due Umpaid Dividends-------------

Other ~eal Estate Owned-------~-- ---------- Due to Banks in This Stat-------

38 61

Furniture and Fixtures----------- 2,565 00 Due to Banks in other States----- ----------

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

------~--

~:~s~t=8~;bj;~t-t;-Ch;~k::::::::

-2-o-,826!5,0

United States and State of Oa.

De-.nd Certificates of Deposits-- ----------

Bo;.~s-------------------------- ---------- Cashier's Checks-----------------

695 38

Due froa Approved P-eserve Agents- ---------- Certified Checks----------------- ----------

Currency------------------------- ---------- Savings Defosits----------------- 1,098 88

Due Froa Other Banks------------- -------- Tiae Certi icates of Deposit----- 10,831 91

Checks for Clearing Boase-------- ---------- Trust Funds on D~p.osit----------- -------

Cash Iteas (Irregular)-----------

178 75 Certificates of Jreposit ~pre-

Advances on Cotton_______________ ---------- senting Borrowed Money--------- ----------

Castoaer's Liability on Letters

Bills Payable-------------------- 72,986 52

any)------------- ---------- Ad~!n;~:d!! at:e~cc:~:~i!:;;:::: :::::::::: RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s--- --------

Over Drafts (If

and Acceptances--------------- ----------

Other Resources------------------ ---------- Reserve For Interest and Taxes--- ---------

IteJI in Transit------------------

77 50 other Liabilities---------------- 13,553 91

Departntent of Banking---------..

7 60

Total-------------------------- $151,593 06 Total-------------------------- $151,593 06

JEFt'ERS<N COUNTY BANK, WADLEY, GA.

At close of business Dec. 31, 1921,

President-G,H, Williams, Vice President-R.B. Porter.

B.P.Teasley Liquidating Agt.

Directors- G.H.Wi lliam~..t..R.B. Date of Charter Oct. but.

Porter '

J .N.RobersonB~gDan.llB. uMsiiullcss:

lf.C .l'.ario:.. Oct. 1907.

RESOmtES

LIABILITIES

TDieaaeandLoLaonan-------------------------------------------- $1_3__8! 4_7_1___44_

Capital Stock-------------------- $15,000 00 Surplus Fund---------------------

Loans on Real Estat------------- ---------- Undivided Profits----------------

Banking Bouse-------------------- 3,650 00 Due Unpaid Dividends-------------

-~~~~~-~ other Real Estate Owned---------- ---------- Due to Banks in This State------- 5 007 20

Furniture and Fixtures----------- 3,284 78 Due to Banks in Other States-----

Stocks and Bonds Other Tban

Call .lloner-----------------------

U.S.or State of Georgia-------United States and State of Oa.

----------

Deposits Subl"ect to Cbeck-------Deaand Certi icates of Deposits--

2~!~~!~

-------- Du:B~eraof:~nf~d-!s-:-in-ft-i-o--g---r-g~---~D-~k-~---~---~--~------~--!---~--~---~--~--:--
r:... ------- rg;sg.,r!:s-~--~::::::::==.

----------
-_-___3~_0349__-_-43_49-
780 00

Cashier's Checks----------------Certified Checks----------------SaYings Defosits----------------Tiae Certi icates of Deposit----Trust Funds on Deposit-----------

Cash Iteas (Irregular)-----------

421 92 Certificates of Deposit Repre-

1,023 31 31,160 99

EC:aqs>teonaseers's-.L--i-ab -ilit-y--o-n--L-e-t-t-e-r-s--

291 85 senting Borro1f8d Aloney-------Bills Payable--------------------

of C PI'of ii.

re
&,

dLitosasn-d--A-coc,_ep..t-a"n-c-e-s-----------

---------37,589 63

RL ei adbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t- - - -

anyl------------- Over Drafts (If

1,135 71 and Acceptances----------------

----T--- Reserve For I~tereat and Taxes---

Other Liabilities---------------- 26,017 79.

Total--------------------------$186,069 16 Total-------------------------- $186,069 16

SEC!Ml ANNUAL ImPORT,

29..

Examiner's Ro port.

CITIZENS BANK - WAVERLY HALL. GA.

At Close of Business December 31.1921,

Prosident-R.L.Baldwln,

Vice-Presidont-C,F,Smith, H.H.A!oultrie Li'!uidating Agt,

Diroctors-Q,L,Baldwin,

C.F .Smith

L,IV .Stanford, T, J .Amos Jolin !!oultrie

H,H.A!oultrio. G ,P.Stanford.

Date of Charter September 13th. 1909.



Bogan Business September 1909.

RESOUR.CES

LIABILITIES

TU.e Loans----------------------- $ 33.330 28 Capital Stock-------------------- $ 15.800 00

Demand Loans---------------------

Surplus Fund---------------------

Loans on Real Estate------------Banking Hous--------------------

1,984 51

DUumod1Uvnid~eidd

Profits---------------Dividands-------------

.othor Real Estate Owned----------

Due to Banks in fhls State-------

Furniture and Fixtures----------- 2.343 14 Duo to Banl<s in other States-----

Stocks and Bonds other than

Call Money-----------------------

U.S. or State of Georgia-------

Deposits Subject to Chock-------- 26.710 57

United States and State of Ga.

Demand Certificates of Deposits--

Bonds--------------------------

Cashier's Chocks----------------- 1,274 03

Duo from ApprOTod Reserve Agents-

Certified Chocks-----------------

CurrenCY------------------------Hanover Nat'l Bank---------------

16 90 Savings Defosits----------------36 01 Tima Corti icates of Deposit-----

9.413 so

Due from other Banks-------------

Trust Funds on Deposit-----------.

--------- ~C~a:sh!:!.tBe~a~si~~(.I~r~rfot~a-ru);-;-;-;-:-:-:-:-:-:-::

4.902 55 Certificates of Deposit Repre-

senting Borrowed M~Y--------

815 69 Bllls Payable

~2.500 00

Advanceson Cotton----------------

Loss At '1 Bk, Dal. 1950 76

549 24

Customer's Liability on Letters

Rediscounts------------------_---

of Credit and AccoptancoC------

Liability on Letters of Credit

Advancos on Other Commodities---Over Drafts (If anyl-------------

and Acceptances---------------689 19 Reserve for Interest and Taxes---

264 97

other Resources------------------

Stockholders Assessments--------- 4.624 70

Profit & Loss-------------------- 17.494 63 Other Liabi lit ios---------------- 2.915 79

Total-------------------------- $ 61.612 80 Total-------------------~------ $ 61.612 80

30
DlVIDl'MlS PAID TO CREI!ITOR.S OF BANKS IN POSSESSION OF THE SUPER.INTt:NilENT OF BANKS,

Union Banllcing Company. Commercial City Bank.
Alerchants Bank.
Bank of Ambrose. Citizens Bank Fal'l!ers Bank. Famers & Alerchan ts Bank.
Aierchants A: Planters Bank.
Bank of Benevolence. Carro 11 ton Bank. Bank of Cobbtown. Fal'l!ers & Merchants Bank.
Cordele Bank &Trust Company.
Dacula Banl<il~g C001pany. Bank of Dallas. Banlc of Dublin.
Farmers & Citizens Bank.
Citizens Bank. Bank of Eatonton. Peoples Bank. Bank of God frey. Evans County Bank. Hawkinsville Bank & Trust Company. Peoples Bank. Jesup Banking Company. Liberty Banking C1111 pany. Peoples Bank. Lewis Banking Company. !lank of Alauk. Bank of Milltown. Merchants & )liners State Bank. Berrien County Bank Famers Bank. Citieens Bank. Exchange Bank. Odum Banking Coapaay. Peoples Bank, t'an.ers State Bank,
American Bank &Trust Company.
Peoples Bank.

Alamo. Americus.
Aug~~sta.
Ambrose. Alston. Bo\lDian. Berlin. Bowdon. Benevolence Carro 11 ton. Cobbtown. Clyo. Cordele. Dacula. Dallas. Dublin. Dawsonvi lie. Douglas. Eatonton. Gordon. Godfrey. Hagan, llawkinsville. Hamilton. Jesup. Ludowici. Mansfield. lion tez1111a. Aiauk. Alill town. Copperhill,Tennessee.
Nashville. Nicholls. Ocilla. Oakfield. Odum. Rebecca. Register. Savannah. Savannah.

$ 737.70
6,249.10 86,521.50
726.30 41.33
1,810. 73 580.34 907.09 472.55
25,656.16 2,647.48 12,527.01 434.41 5,094.95 41,942.01 18,626.28 21,791.15 1,380.49 1,363.26 1,243.18 6,389.77 846.92 1,396.24 753.61 6,515.29 406.16 2,134.61 52, 7U5.52 5,574.37 152.40 1,125.89 17,379.24 834.11 1,414.51 361.88 1,387.93 1,086.74 57.73 9,052.98 630.00

DIVIDENDS PAID TO C~ITURS ot' BANl(S IN POSSESSION OF TilE SUI?El(INTEND~T OF llANKS. (CllJVfiNUED.)

commercial Bank. Bank of Shady Dale. Bank 01 Sparta. Exchange Bank. Planters Bank. Stone Mountain Bank Bank of Eluanuel. Famers & Morchants Bank. Jefferson County Bank. Citizens !lank.

Savannah. Shady Dale. Sparta. Springfield. Stillmore. Stone }!ountain Swu.insbo ro. Tallapoosa. Wadley. Waverly Hall

3l
$ 1,570.10 892.49
7,153.40 903.40 93.82
4,906.16 1, 445.92
35.81 291.31 9,136.84

~--------------------------------------------------------~

1921 BANKS RE-INSTATED BY
THE SIPiiRINTENDENT OF BANKS (26)

lWIE OF BANK

LOCATION

DATE <PENH!

~--------------------------+-------------------------------~---------------

Butler Bealdag Co.--------------- Batler----------------------------

E!~;.i:::::::::::::::::::::::::: Baxley BaaklDg Co---------------
Baxley State Baak---------------Faraers Baak---------------------

Faraers .llaaklag Co.------------'Faraers A Jlercliaah Baak---------

&.i!ti~~::::::::::::::::::::::::::

Jierchaah AFaraers llaak--------- Eastu&---------------------------

ABCBaelia1frlklonshgeoabfaaasGharBaCAayo-Faa-aka-rt--ya-~e-B-r--s-a--a-B--k-a---a-----k------------------------------------
Buk of La'.fl'encevllle------------

Eatontoa-------------------------Oray-----------------------------Orantvlll------------------------
oL.aywtoren-c--e-Y--ll-l-e-----------------------------------------

Baak of Luapkla------------------ LaapklD--

Baak of Lllllara------------------ Lllllar&---------------------------

Bank of Jlorga------------------Jiorgaa Coaaty Baak---------------

::df:!;::::::::::::::::::::::::::~

Baali: of Glfiaaett----------------- Norcross-------------------------~

Baak of Norrllton--------------- Norr l ston--------------------

Bank of NeWborn------------------ Newbor---------------------------

Baak-------------------- Bank of Pavo--------------------- Pavo------------------------------

Cftlseas

Roswell---------------------------

Baak of Slallola------------------Syhaala Baaklag Co.-------------

Shllola---------------------------'Sylvaal--------------------------

rar.ors Baak-------------------- Ualoa Polat-----------------------

Plaatars Baak-------------------- lllalte Plalas---------------------

Cltlzeas Bank-------------------- wreas-----------------------------

5-24-21 7-1-21 1-28-21 8-22-21 8-1-21 3-5-21 6-2-21 3-lo-21 8-1-21 2-19-21 3-1-21 7-5-21 2-28-21 6-9-21 9-22-21
4-12-21 7-7-21 5-5-21 .8-21-21 3-2-21
3~21
4-12-21 lQ-18-21 5-15-21 3-8-21 lo-21-21

SECOOD ANNII!L REPORT.

33

AAIOOAIENTS TO CHARTERS OIWITID TO INC~EASE CAPITAL D!RING THE YEAR 1921.

(El<IIT)

NAME OF BANK

LOCATHN

DATE APH~OVID

AJlOOO OF INC~E

Fanaers & Merchants Bank Atlanta Trust Co.------Bruns..-ick Bk. and Tr.Co. Peoples Bank-----------Commer&ial Bank--------Southern Exchange Bank-Bank ot Harrison--------
Bani< o1 Walton County

Girard-------- Apr. 16, 1921. Atlanta------- Aug. 5, 1921-Brunswick----- Logislative--Calhoun------- Alch. 1, 1921-Cedartomt----- Apr. 1, 1921-Dublin-------- Alch. 3; 1921-Harrison------ Increased fru
surplus. Social Circle- Alay 3, 1921.--

Froa $ 20,000 00 to $ 25,000 00

Froa 1,000,000 00 to 1,300,000 00

Fr.,. 100,000 00 to 150 000 00

From

60,000 00 to

75:ooo oo

Froa Froa

100 000 00 to
50:000 00 to

140 000 10o:ooo

0oo0

Fr.,.

15,000 00 to

25,000 00

From

501 000 00 to 125,000 00

AAIEND>I.ENTS TO CHARTERS DEC~EASING

CAPITAL STOCK

(TWENTY NINE)

NAAIE OF BANK

LOCATI!II

DATE APPROVID

AJlOOO OF INC~EASE

Ution Banking Co.-----------
::;;:~sB:O~~n~~:~::::::::::
Bani< of Cassville----------Fanaers & AI. Bank----------Bank of Dover--------------Bank of Ellenton-----------Bank of Gough--------------Citizens Bank--------------Planters Bank---------------
~=r~os:!k.~~:::::::::::
Bani< of Loary---------------
Bank of Lola----------------
Farmers State Bank.--------Bank of Newington----------Bank of NorristOmt---------Banlr of Parrott------------Bani< of Plainsville---------
Bank of Poulan--------------
Farmers &Mer. Bank---------
Scott Banking Co.----------Bani< of Smyrna-------------Exchange Bank--------------Citizens Bank--------------Farmers Bank---------------Farmers & ,\ler. Bani<--------Farmors Bank--------------Exchange Bank---------------

AllliiiO-- ------------Baxley-------------Berlin-------------Cassville----------Charring-----------Dover------ ...... ---- ......... Ellenton-----------Gough--------------Helena-------------Hogansvi lie---------
Homer ...... ------------Jenldnsburg--------Leart---------------
Lula--------- ------Lumpkin------------New1ngton----------Norr isto1m. ...... ------ ...... Parrott------------plainsvi lle---------
oulan-------------~ebocca------- _----Scott------ __ -------
S.yrna---- ---------s:rcw.:~re-- ---------V1dalia------------Videth-------------
Warthen----------- --
~!lrfi! h::::::::::::

Jan. 3, 1921--- Froa 25 to 15 thousand

Dec. 14, 1921-- Fr011 60 to 35 thousftftd

Jan. 4, 1921--- Froa 25 to 15 thousand

Aich. 12, 1921-- Froa 25 to 15 thouaMd

Nov. ll 1921--- 'Froa 25 to 15 thousand

Junlt 1 , 1921-.; Froa 25 to 15 thousand

Jan. Apr.

321:,

,

1921-1921-

-

Froa 25 to 15 thousand Fr011 25 tli 15 thousand

Jan. 3; 1921--- Froa 25 to 15 thousand

~~h.4251~~~::

From 25 to 15 thousand Froa 25 to 15 thousand

Juno 4.t 1921---- Froa 30 to'l5 thousand

Juno :l6 1 1921-Nov. 26, 1921--

Froa 25 to 15 thousand Fr..,. 25 to 15 thousand

Feb. 13, 1921-- Froa 25 to 15 thousand

Aiay 30, 1921--- Froa 25 to 15 thousand

t i:::~ ~~~~== June 96 1921---

From 25 to 15 thousand From 25 to 15 thousand

From 25 to 15 thousand

Fob. 4f 1921--- Froa 25 to 15 thousand

Apr. 2 , 1921-- From 25 to 15 thousand

June 10, 1921-- Fro 25 to 15 thous8jld

Sep. 29, 1921-~ Froa 25 to 16,300 01

Apr 18, 1921-- Fr..,. 25 to 15 thousand

Apr. 4, 1921--- From 50 to 40 thouaaad

Jan. 16, 1921-- From 25 to 15 thouaaad

M.ch. 2, 1921--- Froa 25 to 15 thousand

Dec. l.t 1921 .;.; From 25 to 15 thousand

Nov. 1<:1, 1921-- From 25 to 15 thousand

AllENDAIENTS GAANTID TO CHANGE CO~~TE NAME (!liE)

NAAIE OF BANK

LOCATI~

CoiDIDercial-Savings Bani<----- Da lias-------------

DATE APIROVID

TO BE II!!IMN AS

Sept. 1, 1921-- Co-ercial Bank.

SECOND ANNUAL REPORT

RENElfAL OF CHARTERS GRANTED

(SIX)

1W1E Of BANK

LOCATION

DATE APffiCNED

Plaater
:B:a;a:kt~o~f

s:c:B.~.a~.e~a~rkc~-:e-:--:--:----:--:--:--:---:--:--:--:--

Aaericus-------------------
A~:a;;e;r~ic::u:s:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:-:-:-

Aug ,16, 1921
M~=a~y~9fg:192~1~~

&ilk of Statesboro---------- Statesboro---~------------- Sept. 2, 1921

Baal< of Th-.soa------------- Th-.son-------,------------- )!ch, 24, 1921

PERIOD
Thirty years Thirty years Thirty years Thirty years Thirty years Thirty years

STATE BANKS AND TRUST C<JIPANitS liERGED

TEN

IWIE IF BANK

LOCATION

DATE

Elbert Couaty Baak----- Elbertoa--------------'-- Oct ,31, 1~1

Baal< of Social Circle-- Social Circle-----------

Baal< of Vidalia-------- Vidalia----------------rc. B. & T. Co.------ Savannah---------------Baal< of Cedartowo------ Cedartown--------------- Feb, 9, 1921

Baal< of Chipley-------- Chipley----------------- Dec, 1, 1921

Balik of Crawl ord------- Crawl ord---------------- Jan. 28, 1921

Citbeus Bank---------- Dub 1in------------------ Verbally

hff Davis Bkg. Co, Bazlehnrst-------------- Verbally

&Ilk of Richland------- Richland---------------- Feb. 23, 1921

NATURE <F ACTION

Mareed witb Bank of

El erton,

)!erged with Bk,of Walton

Co.

M~rged with Citizens Bk.

llerged Jlered

with with

cN.a..tli.oBnka,loBf k.

Ce arto1m.

Jler15ed with F.& AI. Bk.

Ch1pley,

Merged with Far~ners IJ<,

Crawford.

Me :led with Sou,Exc .Bk.

Du lin.

)!erged with Bk,of Hazle-

hurst.

Merged lfith Peoples Bk.

Richland,

BANKS VOLUNTARILY LIQUIDATED

1!W1E IF BANK

Tl'IO I.o;:ATION

Farkas Trust Co Albany---------------Georgia B. & T. Co,---- Albany----------------

DATE LIQUIDATION BEGAN.
July 13f 1921
May 4, 921

UNCI.A IMED DJi>S
None None

BANK AND TI(UST CO!IPANIES UNDm THE sUPmVISION

OF THE llEPAR.I'AlENT OF IWIKI NG.

(596)

l.OCATION

CAPITAL

Bank of Abbeville------------------ Abbeville--------------------------

Faraers llank----------------------- Abbeville --------------------------

Bank of Acworth--------------------- A;wort "---------------------------

S. Lemon Banking Canpany----------- Acworth ---------------------------Bank of Adairavlle---------------- Adairsville ------------------------

Benk of Adel------------------------ Adel ------------------------------first Bank ol Cook County-------- Adel ------------------------------

Bank of Adrian---------------------j Adrian --------------------------Bank of Alapaha------------------- Alapaha --------------------------Albany l'rusl and Benkiug Co.------- Albany -----------------------------

Exchange Bank---------------------Alma State Bank--------------------

A~lllmlaaqy------------------------------------------------------~-----

Alpharetta uank-------------------- Alpharetta ------------------------

Milton County Bank----------------- Alpharetta -------------------------

Bank of Commerce------------------- Americus ---------------------------

Planters Bank----------------------
~B:eatk =o~f A~~p!a~ila!c:ihieie;-:-:-:--:-:-:-:-:-:-:--:-:-:-:-:-

A!A;pm!a!el~raiacch!u:eseii-i--;--:--:--:--:--:--:--:--:--:--:--:--:--:--:--:---:--:--:--:--:-~:--:--:--:-

$ 15,000 00
23,800 00 25,000 00 30,000 00 25,000 00 25,000 00 50,000 00 25,000 00 30,000 00 100,000 00 57,200 00 15,000 00 15,000 00 16,000 00 65,000 00 50,000 00
gg 2~5:,g0g0g0 00

Ashburn Benk----------------------- Ashburn ---------------------------- 5010000 00

CTuitrinzeernCs oBunatnykB--a-n-k----------------------------------- AAsshhbbuurrnn --------------------------------------------------------

25,000 00 25,000 00

Ao.erican State Bank---------------- Athens --------------------------- 100,000 00

Athens Savings Benk---------------- Athens ----------------------------- 50,000 00

CPeoo.p.elercs iaBlanBka-n-k----------------------------------------- AAtthheennss -------------------------------------------------------

100,000 00 100,000 00

AAmtlaernictaanCoS.a.veinrgcsiaBl aBnakn-k------------------------ AAttllaannttaa ---------------------------------------------------- 20500,U,0O0O0 0000

Atlanta State Savings Bank--------- Atlanta --------------------------- 29,179 00 Atlanta Trust Co.------------------ Atlanta -------------------------- 1,000,000 00

Ban.k of Central

Wlleas~t1E& nTdru--s-t -C--o-r-p--------------------

Atlanta -------------------------- 25,000 00 Atlanta ---------------------------- 1,000,000 00

City Savings Bank----------------- Atlanta ---------------------------- 82,000 00

CEoaslot nAiatllaTntrausBtaCnko-s-p-a--n-y-------------------~-----

Atlanta ---------------------------Atlanta ----------------------------

146,400 00 25,000 00

BBrruonoskws icBkenBken-k--&--T-r-u-s-t--C--o------------------- BBrrouonkssw--ic--k--------------------------------------------------

15,000 00 150,000 00

Faraers &Citizens Bank------------ Buchanan --------------------------

Haralson County Bank--------------- Buchanan --------------------------

~BaVnkiosf tllauckLohaen&&d-S-v-g--. --B-e--n-k---------------

Buckhead -------------------------Buena Vista ------------------------

15,000 00 15,000 00 25,000 00 30,000 00

&nK .,_ Buford -------------------- Buford ----------------------------- 25,000 00

Oct.
~i:
Dec. Ale h. Nov. Julie Nov.
Mch.
Jane, Dec. Apr. NOv. Dec. Oct. Oct. Au< Jan. Oct. July July Feb. Dec.
Sept. May Dec. May Jane
tt:
: tNov.
Nov.
Aug.
Sept.
~f:
Jaly Sept. Jan.

6, 1904 8, 1919 31 1905 18, 1906 23, 1899 30, 1901 3, 1919 20, 1911 4, 1905
1905 18, 1890
1, 1920 29, 1918
5, 1910 13, 1891 13, 1891 26, 1919 17, 1901 13, 1919 3, 1900 27, 1905 20, 1912 2, 1902
1887 29, 11)91 21, 1912 27, 1886 12, 1916 30, 19'13 19, 1910 12, 1915 28, 1905 19, 1920 22, 1912 15, 1910
8, 1907 11, 1889 8, 1911 3, 1909 9, 1906 22, 1887
20, 1893

BEGAN BUS !NESS

Oct. July Dec. Jan, Mch. June Dec. Apr. June Feb. Nov. Jan. Jan :;ept. Sept. July Oct. Mdl. Jan,

25, 1904

15, 1919

19, 1905

1, 1907

24, 1899

to,

1901 l91J1

7, J91l

1 1905

1905

1893

26, 1919

30, 1918

26 1911

1892

1892

24, 1919

1901

27, 1919

14, 1900

25, 1905

12, 1912

2 1903

1892

May
May
~:~t.
Mcli, Feb.
JIUIO
Oct. Nov Sept.
:;ept Mcli. Sept. Sept. Feb.

22, 1912 1887
15, 1916 1, 1913
1910 26, 1915
6, 1906 5, 1920 24, 1912 15, 1910
1907 1889 6 1911 3, 1909 3, 1906 1889
1893

lWIE OF BAlOt

w;.\TIOJI

CAI"lT.AL

Skadbura Baakl-c Coapaay-------------- Buteed----------------------------- 40ooooo

Baak of BulloebTllla------------------ Ballochvlll----------------------Citlaeas Baak------------------------- Ballochvllle----------------------

25:ooo oo 15,000 00

Batlar Tayler

Bc.a.a.ktlyaaJBCaoaakp-a--a-y--------------------------------

Batler----------------------------Batlr-----------------------------

BFaa~.aarosf B~reoaavkl-l-l-e------------------------------------------- 8Byyrrooav--l-ll-e---------------------------------------------------

15,000 00 15,000 00 25,000 00 15,000 00

eaaw.l1 B&akiaa Co.------------------~ Cadwell----------------------------

Cairo Baakiaa Coapaay-----------------
CFaitriaaearassaaBdaIaakr-c-h-a-a--ts--B--a--a-k------------------------

CCaaiirroo-----------------------------------------------------------
Calro------------------------------

Paeplap Baak-------------------------- Calhoaa----------------------------

Baak o Caallla----------------------- Caailla----------------------------

Plaaters & Cltlaaas Baak-------------- Caailla---------------------------~

25,000 00

35,000 00

50 000 25:ooo

0oo0

55,000 00

~m~

Faraars Baak-------------------------- Cano------------------------------ 25:000 00

Caaoa Baak---------------------------- Caao------------------------------ 25,000 00

Baak of Caatoa------------------------ caatoa----------------------------- 100,000 00

~~~ Baak of Cherokee---------------------- Caatoa-----------------------------
Carltoa Balik-------------------------'- Carltoa---------------------------~

BPalaakatoefsFBraanakkli-a--C--o-u--a-t-y------------------------------ CCaarralteosav-i-l-l-a------------------------------------------------

25:ooo oo 25,000 00

Cltlaaas BaRk.------------------------ Carrollton------------------------Peoples Beak-------------------------- Carrollton-------------------------

50,000 00 60 000 00

Baak of Cartersville-----------------'- Cartersv i 11----------------------Baak of Cassville--------------------- Cassville--------------------------

1oo:ooo oo 15,000 00

~.:!e;!i~fvA.!&r!~ced;~t;;D:::::::::: g:~:r~t:!~::::::::::::::::::::::::

25,000 00 100,000 00

Baak of Chaable---------------------- Chaablee--------------------------Faraers &Kerchaats Baak-------------- Charing----------------------------

25,000 00 15 000 00

Baak of Chatsworth---~---------------- Chatsworth------------------------ 23:666 68

Cohutta Baakiag Compaay--------------- C~stsworth---------------------~--- 15,000 00

Ci11 Tr. Co.---------------------- Atlaata---------------------------Faraera aad Traders BaRk-------------- Atianta----------------------------

250,000 00 25,000 00

m 0.. Svgs. Baak & Trust Co.------------ Atiaata---------------------------- soo,ooo 00

Lakawood Baak------------------------- Atlaata---------------------------- 25,000 00

Trast Coapaayof Georgia-------------Angusta Slvln2s Bank------------------
G~:e.y:erlill!.R1!a:i:lr1o~a-d~~B::a:n:k:-:-:-:-:--:-:-:-:-:-:--:-:-:-:-

Atlaata---------------------------Angusta----------------------------
A!~a:!g1uis:t:a:-:-:-:-:-:-:--:-:-:-:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:-

'oooooo 000'000 '1oo'ooo
15:000

oooo
00 oo oo

Baak of Baconton---------------------- Baconton--------------------------- 15,000 00

Bainbridge State Bank----------------- Bainbridge------------------------- 100,000 00

Decatur County Bank------------------- Bainbridge------------------------Citlaeas Bank & Trust Co.------------- Bainbridge-------------------------

25,000 1oo,ooo

0o0o

Baldwin State Bank-------------------- Baldwin---------------------------- 15,000 00

~~~ Ball Ground Bank---------------------- Ball Ground------------------------

Baraesvllle Baak---------------------- Barnesville-----------------------Ci~iaaas Baak------------------------- Barnesville ----------------------Bartow Baak--------------------------- Bartow-----------------------------

50'ooo oo 25:ooo oo

....... i.,:
::L.
Dec. July Jaa. Nov. Dec. Nov. Nov. Nov. Sept. Nov. Nov. Nov, July Kch. Kch. .llch. Jaa. Nov. Sapt,
~{.
Oct. Oct. Sept. AJu~.y Aag.
Se~t.
Oc. Nov.
5.:1~
Nov. Sept. Jan. Apr. Feb Dec. Nov. Nov. May Sept ilay Dec.

CHARTERED

2l :~

12' 1920

20' 1912

3' 1919

2' 1909

19' 1920

5' 1910

23' 3' 7'

1903 1903 1910

3' 1905

4' 1889

24' 3'

1904 1919

25' 17'

1905 1892

5'

1910 1903

g.:~

u:27' 1906 i909 11, 1895
~g. -1:/i

16' 1889

31: 1917
n28, 1912 :~

15: 1921 25 1900

26: 1889 17 1920 21: 1891 14, 1879

15 1892 22: 1891 3, 1910 23, 1907
1, 1901 26 19ai 11: 1911
7 1907 18: 1918 14, 1908

7. 1902

11, 1902

BEOAN BUSINESS

"<>'-

On.

21, ~~

Oct.

20, 1920

Apr, Jaa.

1~,

1919 1910

July

26' 1920

Feb. Nov.

ll: lf8

Jaa.

2' 1904

Nov.

26: 1910

1905

Jaa.

2, 1890

Jaa.
Dec. July Kch. Dec. Hch Feb. Dec. Sept. June
NoT.
Dec. Oct. Nov.
Jan. Aag.

28, 1920

1905

22, 1892

20, 1920

15, 190:3

11, 1911

22, 1906

~ 1906 1909 12' 1895

3' 1912

7' 1905

11' 1889

31' 1917

6'
'

1912 1907

24, 1906

16, 1921

Sept. Dec. Dec. Jan. Jan.
~L.

1, 1899 8, 1920
1891 1882
.3! 11889922
20' 1910 1907
1, 1901

Dec.
hSe1p{ May Jaa,

19,

1911 1907

10, 1918

17, 1908

7, 1902

1, 1903

NAME OF BANK

LO:ATION

CAPITAL

Baak of Barwick----------------------- Barwick---------------------------- $ 15,000 00

Bazley JBliasxhloepy

BBSaatnanktkieinn~Bg aCCaoolmmr.pp..aa-nn--yy-------------------------------------------------

Baxley-------------:---------------
~=~=~-::::::::::::::::::::::::::::

60,000 00 16,200 00 25,000 00

Blackshear Bank----------------------Citisens Bank------------------------Fannin County Bank--------------------

Blackshear ------------------------
BBlluaekeRlrtd-g--e-------------------------------------------------

50,000 00 50,000 00 15,000 00

!:ii~!::::::::::::::::::::::::::::: Farmers Bank--------------------------
Farmers Bank-------------------------Bank of Boston------------------------

15,000 00 25,000 00 25,000 00

Merebanta & Farmers Bank-------------- Boston-----------------------------

Bank Bank Bank Banlt Barak Bank

of of of of of of

ostwiek---------------------Bowdon----------------------B<nrsvi lle------------------Bowman------------------------
~::!:~:::::::::::::::::::::::

BBBooowswdtwoneicrk-s-v--i--l--l-e-------------------------------------------------------------------:Bo~1:>1:1!1a:n~_-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-

50,000 15,000

00 00

50,000 00

25,000 00

35,000 00

15,000 00

40,000 00

Fanaers Fa01ers

BanadnAkl-e-re-l-t-a-n-ts--B--a-n--k------------------------

Citizens Bank-------------------------

Farmers Ba~--------------------------

Bank of Brookle1----------------------

Bank o I Chauncey---------------------

Chester Banking Company---------------

BBBrrreeimnwsetoonnn----------------------------------------------------------------------------------
Bronwood --------------------------
gB:r~o~o~kYl_e:t :-:-:-:-:-:-:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:-:-:-:-

17,600 00 15,000 00 15,000 00 25,000 00 25,000 00 25,000 00 22,800 00

Bank of Cbiekaiaufa------------------Farmers & Merehan s Bank-------------Habershaa Hank-----------------------Claxton Bank-------------------------Citizens Bank---------------------~--Bank of Clayton-----------------------
f:~~:t ~::t!nfta~k:~~~:::::::::::::::

Chickamauga -----------------------
CCClhlaaixprtlkoensyv--i--l--le------------------------------------------------------------------------
Claxton --------------------------CCllearymtoonnt - ---------------------------------------------------

Farmers &llerehants Bank-------------White Countk Bank---------------------

Clermont -------------------------Cleveland ------------------------Cleveland -------------------------

CCFoai tneibnzreearnns sBBBaannakn-in-kg-.--C--o--~--a--n-- y--------------------------------------------------

CCloimcahxra-n------------------------------------------------------Cochran----------------------------

15,000 00 25,000 00 25,000 00 50,000 00 30,000 00 25,000 00 15,0()0 00 30,000 00 15,000 00 15,000 00 25,000 00 25,000 00 75,000 00

BBaannkk ooff CCoolllelignesP--a-r-------------------------------------- CCoolllelignesP--a-r-k----------------------------------------------

25,000 00 25,000 00

Ma4j.son County Bank------------------Colquitt Ew:ehange Bank---------------Coluabns Savin~s B.& T. Co----------Columbus Loan Banking Co----------Ho.. Savinfs Bank--------------------.llerehants Aleebanics Bank------------
------------------------- lPlhuosceon1gxeeBBanaknk------------------------------------------------~-

Colbert ---------------------------

CCoolluqaubiatst Co1uabns Coluabus C.,luabus Co1UIIbnl

---------------------------------------------------------------------------------------------------------------------------------

Coluabns

------------------------ Comer Bank---------------------------- Coaer

------------------------------------------------------- Peoples Bank-------------------------- COller

15,000 00 25,000 00 250,000 00 50,000 00 50,000 00 200,000 00 50,000 00 39,200 00 25,000 00 25,000 00

CiiAl(l' ERJlD

Jaa. Alch.
Aa~~:.
Oet. Se&t. Ale May Aug. Aug. Dee.
Se~t.
oOeet.
Dee. Feb.
~t!
Aug.
~De-e.
~r.
ocl.
Me h. Feb. Meh. Meh. Apr. July June June Oct. Oet.
Se~t
Oc Dec. .Mch. Nov. Oct. Oct. Feb. Dee. May Dec. Aug. Dee. Nov. Jan. Jich.

23, 1906

24, 1902

23, 1917

2, 1905

11, 1891

23, 1918

29, 1916

28, 1909

30, 1910

7, 1905

14, 1891

26, 1911

16, 1905

14, 1906

2, 1905

23, 1920

23, 1903

8, 1911

26, 1910

17, 1910

30, 1913

12, 1907 11, 1905

26, 1909

10, 1910

22, 1909

15, 1904

24, 1903

18, 1919

30, 1904

13, 1912

27, 1920

16, 1913

22, 1909

8, 1912

31, 1912

8, .1899

10, 1910

14, 1905

15, 1919

21, 1917

24, 1888

29, 1914

31, 1888

25, 1872

6, 1913

1905

~:

1900 1907

BllOAN BUSINESS

Feb.

6, 1906

Meh.

24, 1902

Alr

25, 1917

1905

July

7, 1892

Meh

28, 1918

June

6, 1916

~~~~

1 1909 10, 1910

Meh.

5, 1906

Meh.

1902

oNeovt..

1, 1911 5, 1920

Jan.

1, 1907

!oleeht..

6, 1905 20, 1920

Meh.

25, 1903

Sept.

12, 1911

!lay

26, 1910

Dee.

~2 1910

May

5, 1913

Dec.

1, 1906

Nov.

1905

Apr.

1. 1909

Jlily

2, 1910

Apr.

19 11109

1903

SJeu~l

{

1903 8, 1919

Ju y

1, 1904

Feb.

1, 1913

Nov.

1, 1920

Nov.

8, 1913

oct.

1909 15, 1912

Oct.

21, 1912

Meh

8, 1899

.Itch.

10, 1910

ASneap.t.

1, 1905 28, 1919

June

1. 1917

Apr.

1889

June

1, 1914

April

1903

1872

Jan.

2, 1914

Nov.

1905

Feb

2, 11100

Meh.

2, 1907

w
"'

MAllE OF &NK

LOCATION

CAPITAL

Co..erce Baak &Trust Co--

Northeaster. Baaklng Coapaay----

Coacord BaakingCo.,aay---------------

Baak of Bank'of

C~con

kdrs-----------------ale---------------

Faraors &Merchants Bank---------

Aaerican Bank &Trast Co--------------

Citisens Baak--------------------------

eeoo.. ..ee rrccae

-----------------------------------------------

Concord -----------------------

Conyers Coa{irs

----------~--------------------------------

co; idgo ------------------------

CCoorrddeellee -------------------------

$

100.000 100.000
25,000 30,000 50,000 25,000 150,000 25,000

00 00 00 00 00 00 00 00

------------------------- Exchaaye Baak -------------------------
CBoaarkneol f aCBoanvkin--g-t-on----------------------Bank of Newton Coaaty---------------

CCoorrdneellei a- ----------------- - ---------- - ----- -CCoovvinigntgonto-n-------------------------------------------

Far.ers Faraers Bank of

BankingCoapaay---------------Bank------------------- Crawfordville------.---------

Covington --------------CCrraawwffoorrddv-i-l-le---------------------

100,000 00,

40,000 100,000

o0u0

80,000 00

30,000 00

25,000 00

25,000 00

------------------- Bank of Taliafar,ft--------..---------- Crawfordville -------------------

:::::::::::::::-_::::::::: 88 MBBBFaaaaenaanrkkkocheooQraffsfntCC~s,Mu&s.ellsmrJeidl~aetanan-n-te--t-s--r-s--B--B--a-n-a-kn---k---------------------------------------------------------------
Gllaaa. kBoaafkC&utThbraesrtt C--o---------------------

Culloden ------------------------
Cg:a1:l:o~d~en ------------------------
Cuattta ------------------------CCuutthhbbeerrtt -----------------------

40,000 00 25,000 00 15,000 00 25,000 00 2155,,0000'>0 0 50,000 00 48,300 00

------------------------ BBaannkk

ooff

D~ ahln one~C-o-aa-1-y--------------------

Dahlone,aa Daloga

-----------------------

----

-

!laik------ Citlzeu
Commercial

Haak------~-----------------

Baak of Dalton------------------------

Dallas------

--

DDaalllatos n--------------------------------------------------

15,000 00

1s.ooo 2s.ooo

oo oo

25,000 00

50.000 00

Bank Bank

of of

Kestler Daniel

s-v--i-l-l-e------------------------

D. D

.aanciues ls--v-i-l-l-e----------------------------

MDBaaearrkicehnoafnBtDsa&a.an~kvl.-i'-ll-!l:-e;-s----B----a----n--k---------------------------

Dinville,-------- DDaarvieinsb-o-r-o----------------------------------

25.000 00 15,000 00
15.ooo oo
25,000 00 25,000 00

Planter Bank of

sDSawtastoen..

. . .k.-.-.-.-.-.-. -.

-. .-.-.-. . ...-...

First State Bank-----------------------

DBaenckatoufr DBaenkar&ia''rIu-st:o-----------------

DeKalb County Bank-----------

Dexter Banking Co-PanY------

DDDDDDDaaaeeeewwvaccxsriaastosioettnnbnurgorr--r-o-----------------------------------------------------------------------------------------------------------------------------------------

15,000 00

100,000 00

so.ooo
u~ooo

o0o0

100,000 00

25,000 00

25,000 00

Baak Baak--------------- Baak of Doerun----------------
Faraers Bank--------------------------Bank ooff.DDoonaalas1oadvsiollenv-i-l-l-e---------------~--------

DDooeerurau-n---------------------------------------DDoonnaladlasOoDnY:rilillel.e.-..-.-.-.-.-..-.-_-.-.-_-_____.,.

PDUlwaaioagntleaBrsavani 1k1inegBCaon~k1nnyg--C-o-m--p-a-n-y-------------~-

Donaldsonville---------- DDoouuggllaassv-i -11-e----------------------------

40.000 00 25.000 00 15.,000, 00 100,000 00
~0o0o0o 0000
50,000 00

Far.ers Bank of

&DoMveerrc-h-a-n-ts--s-an:k----------

Douglasville ---------- Dover----------------------------

Southern Exchange Ban ----------Dublin -------

25.000 00 15,000 00 so.ooo 00

C~ERE!l

Sept.
Oct. Nov. Oct. Doc. Jan. Sopt.
...Nov.
Jaly 1tr Apr. sFee gt Jan. Oct. Dec. Oct. Nov. Alay
. ,.$ept.
Jaa Alay Nov.
Jan. Nov. Nov. Dec. D~e-c. Nov. Oct. June Aug. Jane Sept Aag. Jan. June
......Nov,
Jane
Jaa. Dec. Dec.
A~,
July Nov.

9, 1919

1892

29, 1903

1, 1904

15, 1891

18, 1911

27, 1919

11. 1899

29, 1905

3, 1900

10, 1901

17, 1905

23, 1920

,9, 1911

23, 1899

1, 1908

11, 1897

4, 1904

11, 1904

16, 1911

2> 1907

29, 1887

1, 1917

27. 1914

1. 1911

" 1921
28. 1907

26. 1911

3, 1905

11. 1907

19, 1905

8, 1888

4. 1905

7, 1911

29, 1911

27. 1887

7, 1911

ua..

1906 1911

18. 1904

6. 1902

13. 1909

12, 1915

1. 1!103

l2o/.

1915 1898

1889

4. 1907

5. 1912

11 1914

BEGAN BUSINESS

wm

Sept. Jan. Nov. Dec. JIUie Nov. Jan.
Jan. Sept.
Jan Alay O::c.ert Jan Oct Dec Oct. Nov. June Nov. Jan. Jane
Jaae Feb Oct. Nov. Jan. Oct. Jan. Nov. Oct Jul{ Sep June Nov. Sept.
Alay Nov. July
Feb July Feb. Apr. llay Aug. Nov.

9, 1919 1, 1892 18, 1903 19, 1904
1901 20, 1911 28, 1919
1899 2, 1906
1900 1901 30, 1905 4, 1920 22, 1911 1, 1898 1, 1908 21, 1897 4, 1904 1904 16, 1911 1907 1, 1890 2, 1917 1, 1914 1911 IS. 1921 8, 1907 21, 1912 3, 1905 15, 1908 1, 1905 23, 1889 1905 12, 1911 1, 1911 21, 1887 15, 1911 1906 11, 1911 f904 10, 1902 9, 1909 22. 1915
m; 2. 1!103
2~.
7, 1891 1. 1907 8, 1912 11, 1914

IWIE OF BANK

LOCATION

CAPITAL

-------------- -------------- Bank of
Bank of Pknaers

Dudle~-----------------------
D&Aluletrc-h-a-n-ts--B--a-n--k-------------------------

R:~!;&-:::::::::::::::::::::::::::::
Duluth

$

15,000 25,000 15,0()1}

00 00 00

Bank of Eastman----------------------
~!!~:::~.B:~!~e;:mg::k:::::::::::::
Bank of East Point-------------------

EEEEaaaassssttttmmmPaaannnoi---n---t------------------------------------------------------------------------------

----------------------- Citisens Bank-----------------------
Middle Georgia Bank------------------

Eatonton Eatonton

-------------------------------------~--------------

------------------------- -------------------- BBaannkk ooff EEldbiseornton---------------------- EEdlbiseornton----------------------------
Elbert County Bank ------------------ Elberton ------------------------l>lberton Loan & Savings Bank--------- Elberton--------------------------

60,000 00

100,000 00

50,000 00

35,000 25,000

00
oo

50,000 00

50,000 00

100,000 00

60,000 00

75,000 00

CBaon.k.,coifl
------------------------- Bank of
Bank of
------------------ Bank of

BEEEallllnlleeaknnvw-tioo-lonl-de-----------------------------------------------------------
Ellijay----------------------

EEllllaavviillilee --------------------------

Ellenton Ellenwoo

d -----------------------------------------------------

Bank
~~!~;~:::::::::::::::::::::::::::: Bank

of of

~~!f"~_::::::::::::::::::::::

25,000 00 30,000 00 15,000 00 15,000 00 15,000 00 15,000 00 15,0VO 00

Bank of c...,pbell County-------------- Fairburn -------------------------- 100,000 00

Fairburn Baokiog Company -----------Fail'llount Bank ---------------------Far11ors & Merchants Bank ------------
~~ ~~ ~i:!ir~:n::::::::::::::::::::

Fairburn --------------------------Fail'llouot --------------------------
~Fia:y!emt:tne_v:il:l:e::-:-:-:-:-:-:--:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-

34,120 00 15,000 00 25,000 00 15,000 00 15,000 00

Bank of Flowery Branch--------------- Flowery Branch ---------------------
!~~~~~ :;~~~~~~~~~~~~~~~~~~~~~~~ CBaitnikzeonfsFBoanrkxh-------------------------------------------- Folkston ---------------------------
CMFaiotnniarzoeeernsCslolBaunankty-B----a--n-k---------------------------------------------------------

25,000 00 15,000 00 50,000 00 80,000 00 50,000 00 25,000 00

----------------------------------------- ------------------------ Bank of Fort Gaines
Union Savings Bank

----------------

FFoorrtt

GGaaiinneess

-----------------------

50,000 00 27,150,00

Citizens Bank

Fort Valley ----------------------- 100,000 00

Exchaofe Bank Bank o Hoard

---------------------County ---------------

Fort Valley --------------------Franklin ---------------------------

Peo('lel Bank ------------------------ Franklin --------------------------

C~!i:t!u:ern:-s&kB~a:n~kc~-:-:-t-:-n-i-;-;-k---:-:-:-:-:---_-::-:-:-:-:-

Gainesville Gainesville

--------------------------------------------

Bank of
---------------------- Bank of
Bank of
---------------------------- Fal'llers

Gibson

Gillsville -----------------

4G: ilrlaerrdcll-a-a-ts-

-

------Baak---

---------------

GGGiaiblrslfosienvlid-ll-e---------------------~-----------------------------------------------------GGiirraarrdd ------------------------

50,000 00 25,000 00 25,000 00 50,000 00 75,~00 00 15,000 00 15,000 00 15,000 ()() 15,000 00 20,000 00

OloDOTll! Bank ------------------- Glennville -------------------------

Peoples '-"

aak Ba*

--------------------------------------------

GGlleennwnovoidlle-------------------------~-------------------------

60,000 00 25,000 00 30,000 ()()

CIIAJUilRED

Oct. 2,

Nov. 12,

Nov. 29,

Dec. Feb.

2s8.,

Feb. 27,

Feb 28,

Oct. 8,

Dec. 4,

Sept. 24,

Jan. 16,

Det. 21,

Dec 24,

Sept. 10

Dec. 5,

tt~t

31, 18,

M~L.

21, 20,

May 23,

Nov. 16,

Dec. 28,

Oct. 12,

Feb 16,

Se~t. 20,

Oc 2,

Aug. 4,

Doc. 12,

Oct. 22,

Feb. 2,

Alch. 9,

Nov. 2,

Se~t. 2,

Joy 30,

DJaenc.

8, 28,

Oct. 14,

Aug. 18,
May 19,

Dec. 27,

Jan. 9,

Nov 7,

Sept. 6,

Apr. 27,

~Jan

10, 12,

Aug. 26,

Nov 5,

1905 1910 1910 1918 1910 1904 1906 1917
1890 1904 1893 1P19 1886 1910 1917 1911 1912 1914 1920
1910' 1911 1904 1913 1906 1910 1906 1904 1911 1887 1920 1910 1908 1889 1910 1910 1888 1905 1906 1920 1886 1911 1905 1911 1906 1920 1905 1907 1906

Bt:GAN BUSINESS

Nov

.1, 1905

Nov.

1, 1904

Feb.

1, 1911

Jan.

2, 1919

Feb.

10, 1901

Ale b .

4, 1895

Feb

19, 1906

Oct

1, 1917

Feb.

1891

Oct.

1904

1893

Feb.

7, 1920

Dec.

24, 1886

Sert.

16, 1910

Jan.

2, 1918

i~&~

25, 1911 18, 1912

June

1, 1914

A!ch.

22, 1920

Sept.

1, 1910

Nov.

27, 1911

1902

Nov.

5, 1913

Alar ..

13, 1906

Sept.

1910

Nov.

1, 1906

Aug.

15, 1904

Jan.

4, 1912

Oct.

22, 1887

Feb

24, 1920

Apr.

1910

Oct

19, 11108

1891

Ang

15, 1910

Dec.

1, 1909

Dec.

28, 1888

Oct

18, 1905

Sept.

5. 1906

June

2,

1913

1888

Feb.

16, 19ll

Nov.

27, 1905

Oct.

10, 1911

July

30, 1906

Oct

9, 1920

Jan

15, 1905

Sept Nov

1, 1907 10, 1906

~

NAME OF IIANK

~TION

CAPITAL

Far.ers & Merchants Bank ------------Bank of Ooagh -----------------------Merchants & Farmers Bank ----------Bank of Grantville ------------------Bank of Gray -------------------------

Gordon --------------------------- ~ 17,000 00
Gough -----------'--------------- 15,000 00 Grantville ------------------- 25,000 00 Grantville ---------------------- 25,000 00 Gray ---------------------------- 25,000 00

Bank of Graymont -------------------- Gray.ont ------------------------Bank of Grayson ----------------------- Grayson ------------------------Greenville Banking Company------------ Greenville ----------------------Peoples Bank ------------------------- Greenville ----------------------Grilfin Banking Company--------------- Griffin -------------------------.ll.erchants & Planters Bank ------------- Griffin --------------------------

25,000 00 40,000 00 65,000 00 30,000 00 100,000 00 100,000 00

Savings Bank of Griffin -------------- Griffin -------------------------

Effingha. County Bank ----------------- Gayton --------------------------Jones Count{ Bank---------------------- Haadock --------------------------

Bank of Citisea

sBBaaha~ra-------------------------------------------------

Hahira Hahira

---------------------------------------------------

Bank of llaailtoa ---------------------- Haailton ----------------------Bank of Hampton----------------------- Hampton -------------------------Bank of Hapeville -------------------- Hapeville ---------------------Bank of Colaabia County---------------- Harlem ------------------------

100,000 00 25,000 00 25,000 00
35,000 ou
25,000 00 16,200 00 25,000 00. 15,000 00 25,000 00

BFaanrakeorsf &HaMrreirscohnan-ts--B--a-n--k--------------------------- HHaarrrtiwsoenll-------------------------------------------------- 12050,,000000 0000

Hartwell Bank ------------------------- Hartwell ------------------------Planters Bank------------------------- Ha\'ikinsville ------------------~ of Haselharat ------------------ Haselharst ---------------------

Bank of Helen------------------------- Helen ------------------------

Citisens Bank ----------------------- Helena --------------------------

Bank of Hiawassee --------------------- Hiawassee --------------------Bank of Dillsboro-------------------- Hillsboro ----------------------

HinesvilA Bank----------------------- Hinesville ----------------------

Bank of ir. .------------------------Hogansville Banking Company------------

HHoirg8an1s1v1il-le------------------------------~------------

60,000 00 50,000 00
15,000 00 15,000 00
15,000 00 15,000 00 25,000 00 15,000 00 15,000 00 25,000 00

Planters Bank ------------------------- Jlogansville ---------------------BBlallnikksoCf oHunotymBearnvkil-l-e--------------------------------------- HHoommeerrv-i-l-le--------------------------------------------Clinch County Bank---------~-------- Homerville--------------------

15,000 00 1155,,000000 0000 18,000 00

Bank of Hoschton --------------------- Hoschton ------------------------ 30,000 00

PBeanokploesf BIlaank------------------------------------------------- IIdlaea-l ----------------------------------------------------- 1155,,000000 0000

Seminole Bank ------------------------ Iron City ------------------------ 15,000 00 Irwinton Bank ------------------------ Irwinton ------------------------- 15,000 00

Bank of Irwinville ------------------- Irwinville --------------------- 25,000 00 sar.ers & Merchants Bank -------------- Jackson ------------------------- 125,000 00 .ackson Banking Company---------------- Jackson------------------------- 100,000 00 Bank of Jakin-------------~----------- Jakin--------------------------- 24,600 00

PCiictkizeenns sCBoaunnkty&BTanrkaa-t

----------------Co--------------

Jasper ------------------------Jefferson ------------------------

15,000 00 87,750 00

Far.ers &Merchants Bank ------------- Jeffersonville ---------------- 19,920 00

June 10,

Jan. 22,

.Mch 11,

July i,

Aug. 23,

Apr. 27,

July 11,

Oct. 24,

~:f:

17, 26,

Feb 28,

Oet. 11,

Apr. 8,

July 14,

Jan. 22,

Dec. 16,

Jan 18,

Dec. 17,

Jan. ll,

Nov. 29,

Alch. 12,

Jan. 13,

~:f:

23, 27,

Oct. 19,

July Oct.

42.

~ 14,

Aag; 23,

i:&~

4, 5,

Apr. 6,

May 13,

Nov. 25,

)lay

6,

:ii.Sept. 2, 3, 26,

Oct 11,

Jane 17,

Feb. 17,

Oct. 25,

July 24,

Dec. 15,

sJueryt

27, 10,

Feb. 10,

July 24,

1919 1910 1919 1901 1909 1901 1906 1889 1905 1870 1876 1889 1904 1905 1906 1912 1905 1902 19ll 1909 1906 1900 1889 1896 1906 1913 1905 1909 1911 1911 1907 1904 1915 1910 1903 1919 1904 1920 1910 1921 1911 1906 1919 1888 1912 1909 1920 19ll

BEGAN BUSINESS

::t~
May July
Aug.
!lay Aug.
Sel)t. Oel. July

19, 1919 3, 1910 21, 1919
1901 28, 1909
5, 1901 30, 1906
1891 27, 1905 26, 1870
1, 1889 1891

July Feb Feb. Jan
Oct.
Jan. Dee. .Mch. Feb.
Me h .
Oct.
July Oeh July Aug. Nov.
Apr. May Sept May Sept
tr..
Oct.
July Feb.
Oct.
Aug Dee. Sept. Jane Aleh Aug.

25, 1905

15, 1906

1, 1913

18, 1905

1, 1902

17, 1911

13, 1909

27, 1906

1, 1900

1887

1~6

19, 19(16

4, 1913

2, 1905

21, 1909

31, 1911

15, 1911

1907

21, 1904

15, 1920

1, 1910

6, 1903

10, 1919

4, 30,

t~

15, 1910

2, 1921

1911

25, 1906

29, 1920

1888

27, 1912

23, 1909

4, 1920

1, 1911

NAME OF BANK

LOCATION

CAPITAL

BOOAN BUSINESS

Twiggs CountyBaak___________________ Jeffersonville----------------------

Farmers Bank------------------------ Jenkinsburg.------------------------

88 0 MBaenrkchoafntCs l&ayFtoanrmCerosuBntaYn-k--------------------------- ~snp~u__r_o-~_----------------------------------------------------

Jlank of JonesborO-------------------~ Jonesboro.--------------------------

~armers &Merchants Bank------------- Junction City-----------------------

Kennesaw State Bank------------------ Kennesaw----------------------------

Stat, Bank of Kingsland-------------Bank of Kingston---------------------

KKKii~nntgges."lta__no_nd-_:_._--_-_:_-__::_:__:_-_-_-_:_:_:_::_:_:_:__:_-_ _:_-__:_-__::_

Citizens Ban~-----------------------

Bank of LaFayette-------------------- LaFayette---------------------------

Walker County Bank------------------- LaFayette---------------------------

Bank of LaGrange

La0rang Bankigg

e&--T-r-u-s-t--~-0----------------------

LaOrange---------------------------LaGrange----------------------------

LaGrange Savings Bank---------------- LaOrange----------------------Lake Park Bank----------------------- Lake Park---------------------------

Bank of Lavonia---------------------- Lavonia----------------------------Bankoflawrenceville----------------- Lawrenceville----------------------Brand Banking CoapanY---------------- Lawrenceville----------------------Bank of LearY---------------------- Leary------------------------------Bank of Leesburg--------------------- Leasburg---------------------------Bank of LenoX------------------------ LenOX------------------------------Bank of Leslie----------------------- Leslie-----------------------------Bank of Lexington-------------------- Lexington-------------------------~lathorpe County Bank-------------~- Lexington---------------------------

Bank of Lilburn------------------- Lilburn,-------------------------

Lilly Banking CompanY---------------- LillY------------------------------

Bank of Lincolnton------------------- Lirtcofnton--------------------------

Farmers State Bank------------------- Lincolnton--------------------------

~L&it~ho:n:ia~~B=a;ntkinog;;C;;o:m::p:a:n:Y:-:-:-:-:--:-:-:-:--:-:-

Lithonia----------------------------
t!!::tia;;;;::::::::::::::::::::::::

CFLaoirtgmiazenervnsisl&leBMaBenarakck-ihn-a_-gn-t-C1-_o-m-B-pa-an-n-yk-_--_--_---_--_--_--_--_---_--_--_--

Locust Gr~-----------------------JL~g oagnavnll vlie ll__-,_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

25,000,00

15,000,00

2255,Q,0O0O0 0000

25,000 00

15,000 00

20,000 00

15,000 00

15,000 00

15,000
6o,ooo
~2o5'o0o0o0

00
o0o0
00

2so:ooo 00

25,000 00 15,000 00

40,000 00

s2o5,,0o0oo0
15, 000

00 0000

15,000 00

30,000 00

25,000 OQ

25,000 00

25,000 00

25,000 00

15,000 00

25,000 00

25,000 00

~2~5:,080808

00
gg

29,400 00 2255,,000000 0000

Dec,
Jan,
SOctept.. Oct. Mch. Apr. Nov. May Sept. Nov. Oct. Dec. Dec. Dec. Jan. July Sept. Jane Jane
A~y
June Feb, Feb. May Aug, .luly Apr. Sept. Nov.
:i:
Sept. AFepbr.,

14, 1903

3, 1910

190,, 11990078

6, 1903

23, 1912

20, 1910

26, 1912

19, 1904

11, 1906

13, 1889

22, 29,

11899103

11, 1871

13, 1906 22, 1906

20, 1898

189i

2, 1905

22, 1909

30, 1907

20, 1907

4, 1905

24, 1896

s, 1905

9, 1911

30, 1919'

22, 1905

26, 1911

~~: 1l9~0~3

1s11,,,

1910 11990062

Dec. Jan. OOcctt.. Nov. Apr. Apr. Dec,
Aug. July Nov. Dec.
Dec. Mch. JuE Se Ju y June July June Feb, Feb, Aug. Sept. Aug. Apr Dec.
!N:o~v:.
Sept. Mar.

14 1903 1 1910

29I,, 11990078 7, 19DG 3, 1912 1910 10, 1912 1904

3, 1906

1899

291,,

1913 1890

1871

1, 6,

1906 1906

1898

1897

17, 1905

1909

9, 1907

25, 1907

4, 1905

24, 1896

1905

2, 1911 1, 1919 3, 1905 2, 11990131
~~: 1~

1910 24, 11990062

Bank of Louisville . -----------------l~uisville-------------------------- 25,000 00

Oct.

2, 1891

July

5, 1893

Lovejoy Banking CompanY-------------- LoveiOY----------------------------- 15,000 00

Feb.

Bank ol Lovett----------------------- Loveit------------------------------ 15,000 00

Nov.

20, 1909 29, 1911

0~uvly

3, 1909 29, 1911

Citizens Bank------------------------ Ludowoci---------------------------- 25,000 00

July

25, 1909

Oct.

1909

Bank of Lula.------------------------ Lula-------------------------------Farmers & Merchants Bank------------- Lumber City-------------------------

15,000 1s,ooo

~ 00

Farmers State Bank------------------- Lwapkin----------------------------- 15, 000 ~

0DA~e1lc., ~~

20, 1904 7, 1914 21, 1911

Dec, Aug.. Dec.

14, 1904 10, 1'914
1911

Luthersville Banldag Company--------- Luthersville------------------------ 25,000 00 Bank of L~IY----------------------- Lyerly.~---------------------------- 15,000 00

Oct. Sept.

11, 1905 26, 1904

Aug. Sept.

3, 11990064

Toombs County Bank------------------ Lyons------------------------------- 301 000 00

Dec.

22, 1905

Jan.

5, 1906

_cBF_iaa_trn_mik_me_ore_fsn_a&H_B_eMan_nr_eykr_c-_Ch-_a-o_n-u_t-sn-__-t_B-Y_a-_n---k_--~_---_---_-----_----_----_---_---_---_----_---_-----LlMMl_.c_ccR_DDa_eoo_-nn_-_oo--uu_-gg_-hh_-_-----_---_---_------_---_----_----_---_---_----_----_------_---_---_---_-----_---_---_---_-----_-~_l_o5s_o0o_:,o_0oo0o_o0_o _00o_00o_

_-

L__

June Alcb. _M_c_h___

_

___

23, 1896 8, 1911 ___2_1_,_1_906___

___

L_ _

July Alar. __J_uu__

___

_

___

_

1, 8, _3_,_

1896 1911 _1_90__6

_

_

_ __j~

NAME OF BANK

LOCATION

CAPITAL

1 BIDk------------------ ~choannStasviBna~nBka--n-k----------------------------------------
J:rchants & echanics Svgs Bk-------

~:n:k~o~~ff

cM M. .aa.dtniscohne-s-t-e-r----------

--------------------------

Co--------------- MBSDateanrrkticeehotaBtfnaat.snMTk&ar-n. -Fs&-fai-le'Bl-lldl-iel-rl--s--B----a--n----k----------------------------------------

Citizens Bank-------------------------

Georgia danking Company---------------

Bank of .Martin -----------------------
~t.:!.~=:k.:::::::::::::::::::::::

Mc:Rae --------------------------Macon --------------------------.Macon ----------------------------Madison -------------------------Madison ---------------------------
l)MM.MM!!aaaaananrnrcricissehehfhtiteeettassaallttdleev--rri---l-----le----------------------------------------------------------------------------------------------------------------------------------------
Marshallville --------------------Alart in ----------------------------

$ 50,000
!10,000 25,000 100,000 50,000 50,000 16,000 25,000 75,000 50,000 18,000 3o,ooo 15,300 15,000 15,000

00 00 00 00 00 00 00 M
00 00
00
co
00 00 00

n:;:~ili;=::::::::::::::::::::::::: .BBBMaaainnatkkkysooovfiffll..MeMlleeeBniaafnonsskv-i--l--le-------------------------------------------------------------

------------------------ CBoanmkmoefrcM ial eBt taenkr --- -------------------------------------------

Bauk of Citizen Bank of Farmers Bank of

Candler Co-------------------
s Bank ---------------------- 1M&\iAidllavenirlc-lhe-a-n--t-s----B---a-n--k-------------------------------------------

Exchange Bonk-------------------------

Meansville ------------------------
MMMMAA~MA:l!Heiieie!edldtttflatvcttlvt:neeieeaidlrrrlll---gflee------e-------v---------i --------1----------1--------e---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

15.ooo 00 15,020 00 91,840 00 15,000 00 15,000 00 25,000 00 25,000 00 30,000 00 25,000 00 15,000 00 30,000 00 75,000 00

--------------------------- M~!e!rlch~afn"tMsti&i:FnaBrm~~e~r~s~=B-a:n~k::-:-:-:-:-:-:-:-:-:-:-:-:-

Alilledgeville Ali lledgeville

----------------------------------------

Fana.era
Fanaers

B&anMk e-r-c-h-a-n-t-s-B--a-nk---_,-..-_-_-_-_-_-__-_-_--.

MlMliilUlnleelnrt------------------------------------------------------------------------------------

Bank Bank

of of

.Mlloolennraoe-----------------------------------------------

Faraer~ Bank -------------------------

Molena A!onroe Alonroe

--------------------------------------------------------

Union anking Company ----------------

Bank o Jaarer

fCMouonntte~zuBmaank-----

-

---------

---------------------

Aion rose Ban ing Company -------------

Monroe ---------------------------Montezuma ------------------------.Monticello -----------------------Alon trose --------------------------

80,000 00 50,000 00 50,000 00 25,000 00 15,oro 00 15,000 00 300,000 00 100,000 00 60,000 00 25,000 00 25,000 00 15,000 00

Moreland Banking Company ------------Bank of !!organ -----------------------
i;-=::=:::::::::::::::::::: CMiotiuzletrnies SBaannkki-~--C--o-m--p-a-n-y--------------------------::::::::::::::::::: ')~:t0:e~:~t ~~k
Hot Bank of Nashville
-------------- t'anoers Bank -------------------------

~Mt:o~rfe:la~nd --------------------------
!!oul trio -------------------------Alount A~ry ------------------------
MNNaoayusnlhotvril-leo--rn--u--n-------------------------------------------------------------------

25,0tXJ 00 20,000 00 100,000 00 200,000 00 15,000 00 15,000 00 25,000 00 15,000 00

CIIAIU el(IID

Me:h. 13, Itch 2, Jan. 11, Dec. 26, !lay 4, Jan. 28, June 15, Sept. 25,. Sept 8, June 16, Nov 11, Se\t. 19, Oc 2, Feb. 22, Jane 4, Dec. 10, Mch 1, Alar 8, Ju y 29, July 3, Alch 4, Oct. 2,
:L.Dec. 20, 27, 17, Doc 5, May 20, Jan Oct. Jan. 4, June 23, Apr. 18, llct. 7, Dec 30, Dec 2, Aug. 17, Apr. 10, Feb 5, Sept 4, Nov. 25, Oct 14, !!ch 13,
ruiY 20,
Dec, 21, Feb, 10, Dec. 2,

1900 1874 1910 1888 1899 1910 1914 1905 1891 1911 1906 }910
1907 1907 1910 1919 1911 1903 1904 1916 1904 1920 1910 1904 1913 1906 1903 1898 18l4 1893 1911 1907 1901 1890 1905 1912 1918 1898 1911 1905 1911 1900 1896 1911 19(;0 1918 1907

BWAN BUSI NESS

0

Mch. JIIQ Jan Jan
~:l.
July Oct. !Jtuary Jan
~~~~
Apr. Nov. Apr; Apr. une Auf, Ju y Alch. Jan Dec.
Feb. Oct. Juno !lch. Oct. Aich AJuuyy
Apr Jan Sept
~:I:.
Oct Dec. Nov Alclt
Aug. Jan !lch Jan.

13, 1900

17, 1875

3, 1910

3, 1890

1899

1, 1910

15, 1914

10, 1905

2, 1892

15, 1911

1, 1907

26, 1910

11, 1907

10, 1907

3, 1910

1, 1920

1, 1911

1903

1, 1904

22, 1916

23, 1904

3, 1921

20, 1910

1904

1913

1~6

1, 1903

1898

1884

1, 1893

15

1911

1, 1907

1901

2, 1891

1, 1906

1912

1, 1919
s. 1898

24, 1911

1, 1905

15, 1911

13, 1900

1896

8, 1911

24, 1901

1, 1917

15, 1908

IWIE OF BANK

LOCATION

CAPITAL

Baak of Newborn----------------------- Newborn----------------------------

Bank of Newington--------------------- Newington--------------------------

BNeawkenarnCBoaunnkty&BTarnukst-

Co-----------------------------------

Bank Bank

ooff

Gwiaaett---------------------Nercross----------------------

Bank Bank Bank

of of of

Norristown-------------------Norman Park------------------Ochlochnee--------------------

Newnan-----------------------------
NNNeoowrrcctroroons-s-ss---------------------------------------------------------------------------------
Norristown------------------------Norman Park-----------------------Ochlochaee-------------------------

Bank of Ogletho~e-------------------- Oglethorpe-------------------------

Macon Coua~ Be --------------------- 8f:::~~~~~:::::::::::::::::::::::::

PBae:&Ioefs Bank of

OBa.g--------------------------------------------------Palmetto----------------------

~~!!!;:::::::::::::::::::::::::::

Farmers Bank-------------------------- PalMetto---------------------------

Bank of '-rrott----------------------- Parrott----------------------------

Planters Bank------------------------- Parrott----------------------------

Patterson Bank------------------------ Patterson--------------------------

BPalnakntoefrsPBavanok---------------------------------------------------

Pavo------------------------------Pavo-------------------------------

Pears~a Banking Company--------------- Pear so----------------------------

Farmers Bank-------------------------- Pelham-----------------------------

!i~~f~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Pendergrass Banking Co.---------------
Houston Banking Co.------------------Perry Loan &Savings Bank-------------

Bank of Pinehurst---------------------

Salzburger Bank----------------------- Pine ora----------------------------

Bank of Pineview---------------------- Pineview---------------------------

Pitts Banking Conpany----------------- Pitts------------------------------

Plains Bank--------------------------- Plains-----------------------------

Bank of Plainville-------------------- Plainville-------------------------

Bank Bank Bank

of of
of

Portal-----------------------Poulan-----------------------Powder Springs----------------

Portal----------------------------Poulan----------------------------Powder Springs---------------------

Bank of Farmers

PrestoD-----------------------Bank--------------------------

Preston---------------------------Pnlaski----------------------------

Bank of Qui tllllln--------------------- -- Quitman----------------------------

Citizens Bank------------------------Farmers &Merckants Bank-------------

~:b.~:!::::::::::::::::::::::::::::

Bank. of Reidsville-------------------- Reidsville-------------------------

Tattaa11 Bank------------------------ Reidsville-------------------------

Rentz Banking Com~any------~---------- Rentz------------------------------

Reynolds Banking ompany----------Bank of ReX---------------------------

~:~~~~~:::::::::::::::::::::::::::

Rhine Banking C010pany----------------- Rhine------------------------------

Pe:&les Bank-------------------------- Richland---------------------------

Ba Bank

of of

Ringgold---------------------Roberta-----------------------

~~b~~~!~:::::::::::::::::::::::::::

25,000 00 15,000 00 400,000 00

25,000 00
~~~~

1s:ooo oo
25,000 00

15,000 00 15,000 00 15,000 00 22,500 00 15,000 00 25,000 00 35,000 00 15,000 00 25,000 00

~m~

ts;ooo oo

30 000 too;ooo

o0o0

~~m~

23'150 2s;ooo

0oo0

25 000 I5:ooo

o0o0

25,000 00

50,000 00 15,000 00 15,000 00

15,000 00 25,000 00

l~~~

165:000 00 25,000 00

15,000 00 15,000 00 50,000 00 15,000 00 25,000 00 15,000 00 25,000 00

35,000 00 25,000 00 IS,OOO 00

Nov. Jnly May Oct. July Dec. .Mch. .Me h. Oct. Feb Oct. July Oct. Sept. Juno Jan. Aug. June
.Me h . Sept. Aug. Sept. Apr, Ang. Jan. Feb, Apr. June Feb, Aug. .May A..g. Jan. Oct. Jlch. Dec. Apr. Mch. Nov.
~pt.
Feb. Jan. July Alay Aug. Jan,

CIIART~ED

~~.

1903 1919

31' 1920

4' 1906

31' 1911

12' 1903

31' 1913

23' 1906

19' 1906

s' 1901

16' 1906

13' 1906

9' 1912

4' 1904

29' 1918

25' 1906

2' 1912

19: 1907

1903,

12. 1912

19, 1906

25, 1902

29, 1905

14, 1905

2~,

1889 1908

IS' 1915

13' 1904

2' 1906

IS' 1902

21' 1912

21' 1910

22' 1903

3' 1905

27' 1906

3' 1912 26 1 1888

28' 1911 25 1 1918

6' 1912

14' 1900

2' 1914

26' 1913

30' 1912

11' 1918

.22' 1905

26' 2'

1904 1911

BOOAN BUSINESS

Aug. Apr. Oct. FAe::f
~orv.. Feb. Oct. Sept. Oct. July Me h. Sept. Apr. Alch. Oct. Sept. Sept. June
Feb. Apr. June Jan, sJuoryt. July Jan. Oct. .Mch. Dec.
:::&:
Jan. Oct,
~t
Feb. July Aug. Jan. Jan

15, 1919 20, 1920 IS, 1906 3, 1911
1, 1904

23, 1906

1905

8, 1901

1906

1906

1912

~~

1904 1918

3' 1906

25: 1912

1907

2~'

1903 1912

I' 1906

.I' 1902
29' 1905 s' 1905

1889

1904

16, 1915

4, 1904

1906

22, 1902

~ 1912 1910 25' 1903

23: 1905

1906

3~'

1912 1888

14' 1911

13' 1918 3' 1913

22' 1900

s' 1914

3' s'

1913 1912

11' 1918

.18' 1905
I' 1890 2' 1911

w~

lWlE OF BANK

LOCATION

CAPITAL

Crawford County Bank----------------- Roberta-----------------------------

Bank of Roche 11--------------------- Rochelle----------------------------

llank of ~ockleda:e--------------------- ~ecldedo'e~--------------------

llank of Rockyford-------------------- Rockyiord---------------------------

Rockmart Bank------------------------ Rockmart----------------------------

Citizens Bank------------------------ Roa--------------------------------

Floyd County Bank-------------------- Roa--------------------------------

Bank of Roopville-------------------- Roopville---------------------------

Roswell Bank------------------------- Roswell-----------------------------

Citizens Bank------------------------ Roswell-----------------------------

Farmers Bank------------------------- Ro~ton----------------------------

Royston Bank------------------------- Royston-----------------------------

Bank of Ratledge--------------------- Rutledge----------------------------

Bank of Stockbridge------------------ Stockbridge-------------------------

Granite Bank------------------------- Stone Mountain----------------------

Bank of Commerce--------------------- Sammerville-------------------------

Chattooga County Bank---------------- Sammervllle-------------------------

P~oples Bank------------------------- Sa.mit------------------------------

Central Bank------------------------- Swainsboro--------------------------

::::::::::::::::::::::::::: Citizens Bank------------------------ Swainsboro--------------------------

~=~~:~:

~~~=~~:::::::::::::::::::::::::::::

15,000 00 25_000 00
1s,ooo oo
~~~~
5o;ooo oo 50,000 00 15,000 00 25,000 00
~~~~
6o;ooo oo so,ooo 00 60,000 00 15,000 00
~~~~
25:000 00 25 000 00 24:100 00
~~~~~

Sylvania Banking Co.----------------- Sylvania----------------------------/ 25 000 00

?armors &Merchants Bank-------------Sylvester--------------------------- 42:000 00

:Sylvester Banking Company------------ Syhester----------------~---------- 100,000 00

Bank of Talbotton-------------------- Talbotton--------------------------- 25 000 00

Peoples Bank------------------------- Talbottoa..-------------------------- 25:000 00

Bank of Tallapoosa------------------- Tallapoosa-------------------------- 25 000 00

Bank of Taylorsville----------------- Taylorsvill------------------------ 25:000 00

Farmyrs State Bank------------------- Temple-----------------------------Temp e Banking Coapany--------------- T..pte------- --------------------Farmers & Merchants Bank------------- Tennille---------------------------

25,000 00 45,000 00 25,000 00

Peoples Exchange Bank---------------- Teanille---------------------------Tennille Banking Company------------- Tennille----------------------------

gg.~~

Bank of Thomaston-------------------- Thomaston--------------------------- 25:000 00

Farmers &Merchants Bank------------- Thomaston--------------------------upson Bkg, & Trust Co.--------------- Thomaston---------------------------

~~~~

Bank of Thoaasvi lie------------------ Thomasville------------------------Citizens Bank &Trost Co.------------ Thomasville-------------------------

1sooo;o0o0o0

oo 00

Peoples Savias Bank----------------- Thomasville------------------------Bank of Th..son---------------------- Thoason-----------------------------

2so5:000000

00 00

McDnffie Bank------------------------ Thomson----------------------------- 25:000 00

Thomson City Bank-------------------- Thomson----------------------------- 25,000 00

Bank of Tifton----------------------- Tifton------------------------------

Bank of Tignall---------------------- Tignall-----------------------------

Farmers Bank------------------------- Tignall-----------------------------

P4Dples Bank------------------------- Tigaall-----------------------------

Bank of Farmers

T&oMcecrochaa-n-t-s--B--a-n-k---------------------------

Toccoa-----------------------------Toccoa------------------------------

1s0o0,000000

00 00

15;000 oo

ss2oo5,,,oo0oo0oo0

00 00 00

CIIART~ED

Jan. Mch, Jnly
lf:[;
Nov, Jan, Nov, Mch.
Nov,
July Nov, Sept, Sept.
~f~
Nov.
~f~
Nov,
Mch, May Apr. Aug, J'u1y Aag. Dec, Aug, Jane Nov,
~f~
Dec. Apr. Dec, Mch. Dec, Sept. Dec. Oct. Jnly Aag. Apr, Oct. July Oct. Dec, Jnly Jan.

7 1901

z1a5, :

19ffi 1912

sf~~

t; 1889 8, 1919
~ :~~

24: 1910

i~, ~~I

24: 1898
~ ~~
21: 1891
~3 ~~
27: 1920 10 1900 18: 1918 la.. 1914 10, 1911
s:2 1911 1898 16 1906 a; 1890 aA, ~~

w:22: 1912
25 1903 1894
u:29' 1908 4 1900 1910
1~' llli
27: 1887 30, 1890 22, t~

22, 1906

19, 1915

10, 1891

~

1909 1920

16: 191a

1911

8, 1906

BEGAN BUSINESS

Feb, Alch,

lt~

1901 1905

.haly

a; 1907

Oct,

at, 1900

Jan,

1, 1904

Jan,

8, i917

Dec, Oct.
Nov.
Oct. Aug, Sopt. Jan. Sept.
Nov,
Nov, Mch, May Mav Sept, July Dec, Jan. Sept. Jane Jlch, Oct.
Jan, Apr, Dec,
Jan, Jsueryt Dec, July Aug, May
AO:c:f,, Jan, Sept. Jan.

1901 1, 1910 I, 1907 7, 1901
1898 24, 1904 al, 1911
t 1891 1906 20' 1904 8' 1920 10' 1900 18' 1918 2: 1\114
-1911 1. 1911
7, 1898 1 1906 la: 1891 9, i908 1a, 1905
1 ~~ ' 1894 1a, 1909
1900
11"' 1910
al, 1900 27, 1887 1, 1891
1, 1906 i891 1906
11, 1915 1896 1909
28, 1920 27, 1914
1911 20, 1906

NAME OF BANK

LO:ATt~

CAPITAL

Wi1kinoon Coanty Bank---------------- Tooasboro--------------------------Bank of Trion------------------------ Trion-------------------------------

25,<Xl0 00 25 ,oco ()()

Bank of Caaden Coanty---------------Bank of Sale City-------------------Citi&ens Bank------------------------

s~:t!.:Me~a.r!:rfi--i-;-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-:-

~~l:f
Chathaa

Bank------------------------BSaanskse&rT--r-o-s-t--C--o-.--------------------------

Sardis-----------------------------S a s s e r - - - - - - - - - - - - - - - - - - .. - - - - - - - Savannah----------------------------

15,oco ro
~~gj
25'oco oo 2s:oco oo soo,ooo oo

Chathaa Savimgs & Loan Co.----------- Savannah---------------------------- 500,000 ()()

Citizens Cith:ens Exch::fe Ga.Sta e

&southern Bank------------Trust Co.------------------Bank-----------------------Savings Bank----------------

Savannah---------------------------Savannah---------------------------Savannah---------------------------Savannah----------------------------

2o~o'ocmo o~o
325:oco oo

Liberty B~k & Trust Co.------------- SalUnnah---------------------------- 300 OOG 00

Oglethorpe Svgs. & Trust Co.--------- Savannah---------------------------- 25o:oco oo

&; Savannah Bank & Trust Co.------------
Wage Earners Savings Bank------------

Savannah---------------------------Savannah----------------------------

7~m

BaRk of Scotland--------------------- Scotland----------------------------

Scott Banking Co.-------------------- Scott-------------------------------

Farmers &Merchants Bank------------- Senoia------------------------------

BCalntkiseonf sSBhaarnokn-----------------------------------------------

Shady Dale-------------------------Sharon------------------------------

Shar~urfiaBanki~ Company----------- Sba!sburg-------------------------

25:ooo oo
~151<X~l0 ~00
I5:oro oo 15,<Xl0 00

She! n nking ompany------------- She! man---------------------------Bank of Shiloh----------------------- Shiloh------------------------------

~~m~

Bank Bank

of of

Siloam----------------------Saithville-------------------

Siloam-----------------------------Saithville--------------------------

15:ooo oo 25 <XlO 00

Bank of Smyrna----------------------- Sayrna-----------------------------Watton County Bank------------------- Social Circle-----------------------

16:300 00 5o,oco ()()

~~~i;~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Bank of Soperton---------------------
Pe;lles Bailk------------------------Ba of Spark----------------------Sparta Savi~s Bank------------------

1~~ gj
24:910 ()() 25,000 ()()

Bank of Stat eton--------------------

15,<Xl0 00

Bank of Sta esboro------------------- Stafesboro--------------------------

Sea Bank

IoslfanSdtaBthaanmk--------------------------------------------

Statesboro-------------------------Statbaa-----------------------------

~g~~ 4o:oro oo

Bank Bank

of of

Ste&hens--------------------Tnc er-----------------------

~!:&~~~~::::::::::::::::::::::::::::

1t Turin Banki~ Company----------------
Bank of Ty-----------------------Bank of nadilla---------------------

TUTuynr1ian1d-i--l--l--a--------------------------------------------------------------------------~--------

COIIUIIercia1 Bank---------------------- Unadilla----------------------------

15 <XlO ()() 15 :oco ()() 15,000 ()() 25,000 ()() 50,000 00 5o,oco..oo

. Bank of Union Point------------------ Union Point-------------------------
Farmers Bank------------------------- Union Point------------------------Ashley Trust Company----------------- Valdosta---------------------------Bank of Valdosta.-------------------- Valdosta----------------------------

25,000 00 15, 00
J~~~

Citizens Bank------------------------ Valdoste---------------------------- 150,000 ()()

CHARTERED

Jn1y Oct. Sept. Apr. Dec. Jane Jan.
Se~t.
SJuep{ A!ay Jan. July Dec. Dec. Mch. Oct. .M.cb. Feb. .M.ch. Feb. Aug. Sept. Dec.
Se~t.
Oc. .M.ch. Jan. sert. Jn y Dec. Jan. Dec.
~,:
Alch. Alch. Oct. Oct. Nov. Jsueryt Aug. !lay
i~&~
.M.ch.
Dec.

1~, 16 1

1907 1912 1911

15' 1918

2' 1905

.8' 1911
15' 1905 30' 1879

1885

22, 1887

22, 1906

18, 1906

29, 1909

18, 1889

~~.

1886 1869

29' 1915

13' 1912

5' 1906

2' 1874

6' 1920

29' 29'

~m

4' 1890

7' 215811
10'

1911 1904 1903 1911

25' 1905

16' 1906

27' 1905

10: 1910

16, 1907

~~.

1918 1891

11' 1901

30' 1904

25' 1911

29' 1919

25' 1905

13' 1910

5' 1898

5' 1907

15' 1911

6' 1911

1172:'

1913 1920

I, 1890

BEGAN 81.5 INESS

July

16, 1907

Dec.

17, 1912

Dec.

5, 1911

~l:L.
Aug.

. 1918

lJ

1906 1911

Jan.

1905

Apr

1902

1878

1888

June
.M.ch. AFe~.

1906
.J 1906
4' 1909
w: 1890

Dec.

1886

Alcb.

4, 1869

Jan.

3, 1916

June

6, 1912

1906

Apr.

12, 1920

Oct. Sept. Jan. Sept.
Mch. Oct. Jane Mch. Jan. Feb. Oct. Jan. Alch. Apr. Oct. Dec. SJenj'>l{
Aug. A!ay Sept. Apr. Apr Jan.

3, 1911

1, 1890 1, 1912

1904

1903

20, 1911

1905

~ 1903



12 15

1 1

1906 1910 1908

1' 1918

1' 1874

16' 4'

t~

25 1 1911

30' 1919 i' 1905

13: 1910

1898

1907

1911

6, 1911

1913

Z1, 1920

1891

_,. 'n
--

NAME OF BANK

LOCATION

CAPITAL

Exchange Bank..----------------------Merchants Bank..---------------------Citizens Bani<-----------------------Farmers Bank..-----------------------American Banking Corporation---------

VVViaadlladdo1iosatsa..t._.a__-__-__-__-__-__-__--_--_--_--_---_-__-__-__-__-__-_--_--_--_--_--_--_--_--_-Vidett ----- _______________ --- _____ Vienna..------- _____________________

Bank of Vienna..---------------------Dooly Savings Bank..------------------

VV iieennnna&_.-_- _- _- _____-_-_- _- _- -_-__________-_-_-_- ________________

Vienna State Bank-------------------- Vienna-----------------------------

Bank of Villa Rica------------------- Villa Rica..------------------------

Merchants & Planters Bank------------ Villa Rica_------ _____ ------------_

Citizens Bank.----------------------- WacO-------------------------------

Bank of WadleY----------------------Citizens Bani<------------------------

~=~~~t~~:::::::::::::::::::::::::

PFalarmnteersrs&aMnderMchearcnhtsanBtsanBk..a_n_k__-_-_--_-_-_-_-_-_- W Waartrhreenn..t_o_n__-_------------------_-_-_--_-_-_-_-_-_-_-_-_-_-_-

Bani< of Warwick---------------------- lfami clc..- ---- ---- -- ----------------
~:~r.t~!i5;::::::::::::::::::::::: Washington Exchange Bank-------------
Washington Loan & Bkg. Co----------Oconee County Bank..------------------

i;H~I~m~~~mH~~~~~~~~~~~~~~~~~ Co0111ercial Bank..---------------------
Bank of Waynesboro-------------------
Bank..------------- Citizens Bank..-----------------------
Waynesboro Savings

Citizens Bank..-----------------------

Bani< of Weston------B-a-n-k-.-.-_-_-_-_-_-_-_-_-_-_-_- Wes to"---------- ____ ---------------

Merchants & Planters Bank of White Plain-----------------

~f~~~;i~;:::::::::::::::::::::::

Planters Bani<------------------------ White Plain-----------------------

WBhainkteosfbu~l l lBaacnokoic~ e Ce _o_m__p_a_n_y__- -_-_-_-_- -_-_-_-_-

Whi tesbu~-------- ----------------Willacooc ee-----------------------

Merchants & Farmers Bank..------------ Wi !lacoochee___________ ------------

Banlt of Farmers

W Banikll..i_a_m__s_o_n__--_-_-_-_-_-_-_--------------------

North Ga. Trust & Bkg. Co.------------

Wi 11 iamson..------ ---- ___ ---- ___ ---1Vinder----------- __ -----~------- --lVind e r---------- _____ ---- ____ --- ___

Pittard Banl<ing---------------------- Winterville____ ------ ___ -----------

~~~~~i~~:::::::::::::::::::::::::: Peosles Bank.._________---------------

Woo bury Banking Company-------------

Farmers Banlr..-----------------------WBaonio<dloanfdWBooadnsit<oc--k-----------------_-_-_--_-_-_-_-_-_-_-_-_-

Woodland----- __________________---_ Woodstocl<---- ---- _____________ -- ___

~i~~=~.B~:!k:::::::::::::::::::::::: ~~~!:~:::::::::::::::::::::::::::::

WBarneknsoBf aWnrki.g.h--ts-v--il-l-e-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-

Wren---------------------- -------Wrightsville____ ----- __ ------------

~~~:~eB~~~:::::::::::::::::::::::: W Wrriigghhttssvviillllee_-_---------_---_-_----_-_-_-__-_-_-_-_-_---_-

Yatesville Banldng Company----------- Yatesville------------------------Bank of Zebulon---------------------- Zebulon---------------------------Farmers Bank------------------------- Zebulon----------------------------

100,000..00 100,000 00 49,300 00 15,000 00 75,000 00 50,000 00 25,000 00 25,000 00 50..000 00 50,000 00 15,000 00 25,000 00 50,000 00 25,000 00 15,000 00 25,000 00 100,000 00 50,000 00 37,500 00 50,000 00 50,000 00 25,000 00 15,000 00 100,000 00 15,000 00 15,000 00 25,000 00 15,000 00 15,000 00 25,000 00 18,000 00 15,000 00
50,000 00 200,000 00
25,000 00 15,000 00 23,400 00 25,000 00 15,000 00 25,000 00 15,000 00 15",000 00 15,000 00 25,000 00 35,000 00 47,000 00 17,500 00
25,000 00 27,000 00

CHAJ<'ffi~D

July 30, 1912

Dec. 26, 1888

~r. v.

19, 1901 17, 1910

Feb. 17, 1917

Aug. 26, 1889

Sept. 25, 1905

Dec.

7, 1920

May

4, 1899

~r. 25, 1907

Sept. 15, 1914

Jan. 29, 1902

Apr. 14, 1902

Apr. 13, 1907

Oct. 30, 1911

Nov. 28, 1910

Dec.

1888

Mocayt.

1890 17, 1904

Oct. 15, 1918

Dec. 16, 1890

Feb.

2, 1898

Mch.

6, 1911

Feb. 17, 1917

May

6, 1913

June 18, 1918

June 11, 1904

Apr.

9, 1919

Sept. 11, 1907

Dec. 21, 1900

~lay

26, 1906

Nov.

5, 1912

Feb. 28, 1914

Apr. 22, 1915

Jan.

9, 1911

July

7, 1907

Oct.

1902

Aug. 26, 1912

Nev. 17, 1907

Nov. 13, 1905

~~:

21, 1907 1, 1907

Mch. 20, 1916

Feb. 16, 1897

Dec. 20, 1909

~r.

28, 1919

Dec. 18, 1906

Mch. 18, 1905

Aug. 22, 1919

...
0'-
BEGAN BUSINESS

Sept. Dec.
~r.
Jan. Feb.
Sefi Oc Jan. May ~r.
v.

1, 1912 26, 1888 19, 1901
7, 1911 23, 1917
1889 16, 1905 4, 1921
1899 30, 1907 10, 1914

Apr.
Dec. Jan. Jan. May Oct. Oct.
Feb. Mch. Mch. Mch. June July ~r.
ov. Mch. Aug. Dec. Mch. Apr. Jan.
~~~~-
Sept. Nov. Nov. oct. Oct. Mch. Feb. Dec. July Aug. Jan. Oct.

14, 1902
.u, 1911
1, 1911 1, 1889 1, 1895
1904 31, 1918
1892 2, 1898 6, 1911 15, 1917 20, 1913 18, 1918 8, 1904 26, 1919 18, 1907 18, 1901
1906 9, 1912 31, 1914 22, 1915 16, 1911
1907 1902 9, 1912 25, 1907 15, 1905 1, 1907 1, 1907 28, 1916 16, 1897 13, 1909 15, 1919 28, 1906 31, 1905 1, 1919

BRANCHES OF BANKS AND TRUST C<Y.IPANI~ UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKI!'li
(TwaiTY-TMl)

LOCATION

BFarlu'lnllseursickBaBaakak--&--T--r-.-C-o-.-_-_-_-_-_-_-_-

Alamo------------------------_ Arco-------------------------

Central Bk. & Tr. Co.---------

Mitchell St. Branch----------- Atlanta----------------------

Central Bank & Trust Co.------

l~t. Branch----------------- Atlanta----------------------

Cltz & Sou. Bk.-~------------- Atlanta----------------------

Citz & Sou. Bk.--------------Bank of Louisville------------

1~~=~~::::::::::::::::::::::

Union~. Co.---------------Faraers ~Mer. Bk.-----------Cornelia Bank-----------------

Broxton----------------------
~:!~:;;:::::::::::::::::::::

GBCrriutenzes.nwv&iiclSkloeBuB. k&Bk.T;C_. _oC__.o-_-_.--_--_--_--_--_--_--_--_--

Gay--------------------------
~~:~::::::::::::::::::::::::

Citizens Bank----------------Peoples Bank-----------------CLiobael.rtBy aSntk. -B-r-a-n-c-h---C-.&---S--.----------
~~ha:feB:t~d~~~~~~::::::::::
CRlethorpe S.& T. Co.---------
Ml. Vernon Bank---------------
Douglasville Banking Co.------

!Iorve n. --.-.----- ---- -------CPiinnaheah--u-r-s-t--------------------------------------Savannah---------------------
SSauvwaannnaehe-------------------------------------------
Thomasville-----------------Uvalda----------------------Winston----------------------

CAPITAL !:IIPLOYED
$ 15,000 00 15,<XJO 00
50,000 00
6~~~
125;000 oo
15,000 00 15,000 00 15,000 00 15,000 00
~~~~
125;000 oo
15,000 ()() 15,<XJO 00 16,000 00 25,<Xl0 00 50,000 00 15,000 <XI 25,000 00 15,<XJO 00 15,000 00

PARENT BANK

LOCATION

Famers Bank--~----------- Glenwood--------------------Brunswick Bk. & Tr. Co.------- Brunswick--------------------

Central Bk. & Tr. Corp.------- Atlanta-----------------------

Central Bk. & Tr. Corp-------- Atlanta-----------------------

Citz. &Son. Bk.-------------- Savannah----------------------

Citz &Sou. Bk.--------------- Savannah----------------------

Bank of Lonisville-----------Union ~. Co.---------------Famer a & Jler. Bk. ------------

Louisville-------------------
g:~!~~:::::::::::::::::::::::

Cornelia Bank----------------- Cornelia----------------------

Greenville Bkg. Co.----------- Greenville--------------------

Brunswick Bk. & Tr. Co------- Brunswick---------------------

Citz. & Sou. Bank------------- ~avannah---------------------

Citizens Bank----------------- Hahira------------------------

Peoples Bank------------------ Richland----------------------

Commercial Bank--------------- Unadill&----------------------

Citz. & Son. Bank------------- Savannah----------------------

~~ha:feB:;::d:::::::::::::::: Oe;lethorpe s. & T. Co.--------

Savannah---------------------Buford-----------------------Savannah----------------------

Jil. Vernon Bank--------------- It. Vernon-------------------

Douglasville Banking Co.------ Douglasvill------------------

48
COO"SOLIDATED STATEhlENT OF STATE BANI!S & TRUST CQ\lPANIES. OF <EOI<QIA AS OF DECEhlBER 31, 1921.

RESOURCES

Time Loans.------------_-- ____________________ --- ___________________________ _
Deoaand Loans-----------------------_-------_--_---------------- __ ---- ___ -----
Rea 1 Etate Loan------ ----------------------------------- ______________ -----
United States and State of Georgia Bends------------------------------------Other Stocks and Bonds---------------------_---------------------------------
~:n~t;;r~0~d-Fl;t~~;;:::::::::::::::::::::::::::::::::::::::::::::::::::::::
Other Real Estate___ --------------------------------------------------------Due from Banks in this State------------------------------------------------Due fr0111 Banks in Other States-----------------------------------------------
Cash in Vau1ts--- ------------------------------------------------------------
Advance on Commodities------------------------------------------------------Cash and Cash It ems------------- ..__________ ---------------------------------COuVsetrodmraelrtss' .L--i-a-b-i-l-it-y--o-n--L--e_t_te__rs__o__f _C__r_e_d-i-t _a_n_d__A--c-c-e--p-t_a_n_c-e-s--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_
Other Resources-------------------------------------------------------------Profit and Loss--------------------------------------------------------------

$139,172,598 11 23,256 112 79 31, 187;740 14 5,119,464 87 9,083,716 38 4,850,751 21 2,260,419 33 2,015,735 04 21,063,875 64 9,402 831 18 5,291,957 17 3,400,076 28 3 609 553 06 3:217:253 94 400,150 62
3,080,081 76 85,659 00

Total------------------------------------------------------------------- $266,497,976 52

LIABILITIES

Capita 1 Stock--------------- __ ---------_----- __ -------- ___ -- __ -----_--_------ $ 31,862,200 68

~f!~:.:~;iit;::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::

14,955,762 58 6,883,011 22

8!!i~:n~~Pi! 4 thi;-si;i;:::::::::::::::::::::::::::::::::::::::::::::::::::

392,338 79 9,504,251 68

Due to Banks in Other States-------------------------------------------------

2,114,584 74

r.~~7:~~!~~~~~11~~~~l~~=l~~~l~~~~~~~~~~~~l~~~~~~~~~~l~~~~~ll~~l~ 1 579 489 34 73:917:877 54 2,527,648 32 29,042,203 71 44 854,922 87 1;237,000 64

855,175 58

Cart i I i ed Che cl<s-------------- ----------------------------------------------Certificates of Deposit lor Borro..-ed !loney-----------------------------------

~g~~ gA

:!;Ji.~~~!~::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::

21,678;610 03 18,853,795,55

Liability on Letters of Credit----------------------------------------------" 2,960,254 82

Reserve lor Interest and Taxes-----------------------------------------------

725,958 49

Other Liabi 1it ies---------- --------------------------------------------------

1,621,893 03

Total------------------------------------------------------------------- $266,497,976 52

BANK STATEMENTS
1921

SECOND AlOOIAL RJ!P(RT

51

Exaainer 's Report

BANK Cl' ABilEVIUE - ABBEVILLE, GA,

At Close of Busineos August 20~ 1921,

President-If.c , OHrer.

Vice Pres identll,.f'Jl,cook,. C.c .Fu.._, Cashler-r Jll..Cook,

Directors-lf,C.Oliver, T,}1, Cook, C.C. Fulgluw, tr.A. Keen, c.F. J'ord,

Date of &barter

B~~au Business

RESOIRCES

LIABILITIES

Ttae Loans--------------------;__ $184 663 22 Capital Stock--------------------$ 25,QOOOD

D...nd Loans--------------------- 7:98i 54 SurplUs Fund--------------------- 5 00000

BoLatobnanaksrlR~obeHaRloeEualssteEa-t-se-t-aO-t-ew---n---e---d----------------------------
~r~t!~:daB:n~!x~~=:-tb;;-~:s:
or State of Georgia-------~----United States and State of Ga,

~2,,553929

50 80

UndlvWed Profits---------------6ue Unpaid Dividends-------------

5,951 85 Dee to Banks in tbls State------

5' 113 92 ~:r.t~o~~~-~~-~~~-~~~~~~:::::

2,100.00 Devosits Sabl'ect to Check-------Deaaad Carti icates of Deposits--

2'715 08
'sso 00
-----
~-s-oo--co
26:052 91 5,500 00

Bonds---------------------------

Dee f r011 Approved Reserve Agents.

Currency-------------------------

DCbue~-kFsranfoor t

bar Banks------------Clearing House------.;

Cash Iteas (Irregular)-----------

Advance ya Cotton----------------

Customer s Liability on Letters

of Credit and Acceptances-----

Advances on otber CiouH>cllties----

~r Drafts (If any)-------------

--------- Caabier's Cheoks----------------6,641 69 Certified Checks----------------s.!~ 83 Savings~e~osits----------------- 25 Ttaa Cart it icat as. of Deposit----58 78 'l'i'ust Funds on Deposit----------'476 83 Certificates of Deposit Represen-
--'---- Nag Borrowed Jloney.-----------Bills Payable--------------------
-..-~ Rediscounts---------------------------- Liability on Letters of Credit
404 90 and Acceptances-----------------

2,233 83 ----
390 26 56,926 If --------54,400 00 2,500 00 ---------

Other Resources------------------ -------- Reserve for Tax----------------

Cllttoo Account-------------------

384 51 Other Liabilities Deposits after

Mutual Fire Fund-----------------

120 00 close---------------------------

Depositors Guarantee Fund-------- 3,~1~ 55 Reserve for Depreciation_____ _

363 26 19 00
2,068 12'

Suspense Account-----------------

~ 66

Cash Sbort-----------------------

1 81

Total-------------------------- 226 518 63 Total-------------------------- 22~ 518 63

FARMERS BANK - ABBEVIU.E, GA. At Close of Business July 2, 1921,

President-oscar Cannon,

VicPresidentsO.F. ~xson- R.P.Brown. Casbier-Paal Grabaa.

Diractors-J,Q,Wilson, A.L. EYitt, L,C, Goodin, R,T, Ford,

Date of Charter-August 81 1919.

Began Basioess July 18, 1919,

RESOIRCES

LIABILITIES

Tiae Loans-----------------------$ 47,125 42 Capital Stoek---~---------------- $ 23,800 00

Deaand Loans--------------------Loans .on Real Estate-~-----------

-

-8-1-2-2-5-

77 --

Su~plas Fuad------------~--------
Uadlv ided Profits----------------

--------812 26

Banki~ House-------------------otber Real Estate Owned----------

6

1

371 689

70 36

.Due Dna

Uapai4 prvidends------------to Bank$ ia This State-------

-------

~r~L!u~:da::~!x~:~::-ib;;-u:s:

1,992 90

Dna to Bank& in Other States----Call }IoneY---~-------------------

------------

or State of Georgia------------- - - - - - Deposits Subject to Cheek-------- _1,~

United States and State ot Ga.

Deaand Carti icates of Deposits--

Bonds----------~----------------
~::r!~:;-~~~~~~~-~~~~~~-~~~~~=
Due fr011 Other Banks-------------

--6-,--~-g--~-
-----

Cashier's Checks----------------Certified Cheeks----------------STalvaein&CserDtlalipeoastletss-o-f--D--e-p-o--s-it------

363 70 -------
8,840 25

Checks for c;loarlng House-------- - - - - - - Truat Faads on Deposit-----------

Cash Items (Irregolar)-----------

283 00 CerHf iclltea of Deposit Repre-

Advance on Cotton---------------- 4,752 96 senting Borrowed 1\oaey----------

Castoaer's Liability on Letters

Billa Payable-------------------- 36,500 00

of Credit and Acceptances------- ------- Rediscounts---------------------

Advances on other Co~~aodities---- - - - - - - Liability on Letters of Credit

Orer Drafts (If any)-------------

406 14 and Acceptances----------------- - - - - - -

otber Resources------------------ --------- Raserre for Interest and Taxes---

Other Liabilities---------------Cash Long-----------------------

16 47

Total--------------------------$ 77,663 93 Total-------------------------- $ 77 663 93

52

SECOI'Il AliNU\L ~MT.

Exaainer'a ~port.

At Close of Business August 24, 1922.

Fresideut-B.M. Williaas,

Vice P.resident~.L.XcMillan,

CashiorJ.E. Carnes.

Direcwto.rHs-.BK.Mp,.Ww.ioll.iaOarso, ga~n..L.McXillan, J.E.Carnu, A,J.Xorgan, A,J.Darhaa, E..ll;Bailey,

Date of Char\er-october 31, 1905.

Began Business Deceaber 19, 1905.

Jtj!SOII{CES

LJABILITIES

Tiae Loans----------------------- $124,398 85 Capital Steck-------------------- $ 25,000 00

D-nd Loans---------------------

Loans on ~al Eatate-------------

O3atnhkerin~ g H1e

uso-"Estate

----------------Ownod---------

-

938 89 Surplus Fund---------------------

~1-,6-00-7-1

OndlTided Profits---------------Due Unf>!id DiTidends-------------

Duo to Banks in This Stat-------

5,000 00 5,526 95 -------------

FSateronkistnraondanBdenFdaixOtnthrer-t-h-a-n------U.S. or State of Ooorgia-------

Duo to Banks in Other States----- ----------
~~s~:;;bj;~i-i;-ch;;k:::::::: -;4:65;-37

lDitod States and State of Qa,

Dand Certificates of Deposits-- - - - - -

DuoBofra.d.-A-p-p-r-o-T-o-d--~-o-s-e-r--y-o--A-g--e-n-t-s--

Cashier's Checks-----------------

223 23

Certified Checks----------------- ------

DCuuerrfreonacyO-t-h-e-r--B--a-n-k--s--------------------------

TSaiaTein~2esrDteiploiscaittesa--o~-f-.D--e-p-o-s-1--ts-------- -7--0-,0-0-0--1-4-

Chocks for Clearing Rtu-------Cash Its (IrrogularJ-----------

Trust Funds on Deposit----------- -------Certificates of Do~ait ~pre-

------ ACdnTsta.nc.oor'ns CLioatbtoilnit-y--o-n---L-e--tt-e-r-s--of Credit and Accoptancos-----AdTances on Other co-diti----

senting Borrowed Honey--------- --------

23,251 44

Billa Payable--------------------
~odiscon&ts----------------------
Liability on Letters of Credit

20,000 00 ----------

OTer Drafts (If any)------------Other ~sources------------------

s3a3a2

89 56

and ACceptanceS---------------ReaorTe For Interest and Taxes---

------...-------

Other Liabilities----------------

949 73

Total-------------------------- $171;352 42 Total-------------------------- $171,325 42

S.LEIION BI\NKIIl CO,, ACWOIU'Il, QA,

At Close ef Business July 8, 1921.

President-orlando Awtrey,

Vice Freaident-<1.W.Melli llan,

CashierLoaoa X.Awtrey,

Dir

e

ctorsJas.

oWrl..allncXdoi11Aanw,trCey.~1;,AOd,aWa~.JlclWli1,J1la.ln'l,ebbL, e!oJo.nLX.N.Aicwhtorelys.,

CJl,Lningood,

Roy S.Tippln,

Date of Chartor-Decellber 18, lw6.

Bogan Business January 1, 1907,

LIABILITIES

Tiao Loans----------------------Deaand Loaas--~-----------------Loana on ~eal Eatat------------Banki,House-------------------Other oal Estate Owned---------Furniture and Fixtnr----------Stocka and Bonds Other Than
u.s. or State of Ooorgia-------
Uaitod States and State of Oa,
Bonds-------------------------~
Dlle froa Apprond ~osoryo AgentsCurrency------------------------Duo Froa Other Banks------------Chocks for Cloariag Hous-------Caah It..s (Irregular>----------AdTanco oa Cotton---------------cuatoaor'a Liability o' Letters
of Credit and Accoptanc-----AdTancoa on Other co-ditis---OOTthoor rD~rasfotusrcUesf --a-n-y-)--------------------------

151,923 77 1,685 59 4,016 71 5,595 00 11,392 86 4,667 06 119 70 194 46
411 04 6 76

Capital Stoc~------------------Surflua Fund--------------------Ond Tided Profits---------------Due Unf!id DiTidends------------Due to Banks in This State------Due to Banks.ia Other States----Call MoneY----------------------Deposits SubJect to Check-------Doaand Certificates of Deposits-Cashier's Chocks----------------Certified Checks----------------Sayings Deposits----------------Tine Certificates of Deposit----Trust Funds on Deposit----------Certificates of De~sit ~opre-
aouting Borrowed Money--------Bills P.ayab1-------------------~
~discounts---------------------~
Liability on Lottora of Credit end Accoptances-~-------------
RoserTo For Interest and Taxes--Other Liabilities.BondaBorrowod--

30,000 00 15,000 00 2,860 56
40,933 65 41 73
42,777 01 36,500 00 10,000 00 4)0 00

Total-------------------------- $182,512 95 Total-------------------------- $182,512 95

53

Exaainer's Report.

THE BANK OF ADAIRSVILLE - ADAIRSVILLE, GA,

President-J.P.Bowdoin,

Vice-President-E. D. Veach.

Cashier-O.H.Bishop.

Directors-J.P.Bowdoin, E.D.Veach, O.B.qishop, N.C. Anderson, R.L. Franklin, M.P.Gainea,

B. E. Lewis.'

Date of Charter-March 23, 1899.

Began Basiness-Harch 24, 1899.

LIABILITIES

t'ime Loans----------------------- $;11~,479 86 Demand Loans--------------------- 9,767 92 Loans on Real Estate------------- ---------

Capital Stock-------------------- $ 25,000 00
SUunrd~1lvuisdedFUPrnodf-i-t-s---------------------------------- 2156,,080206 0809

Banking House-------------------- 3,260 00 Due Unpaid Dividends------------- ---------

Other Real Estate Owned---------~ -------- Due to Banks in This State------- --------

"SFtuorcnkistuarnedanBdonFdsixOtuthreers-th--a-n--u-.-s-.--

4,500 00 Due to Banks in Other States---- ---------Call Money----------------------- &,000 00

or State of Georgia-------------

450 00 Deposits Subject to Check-------- 81,932 60

United States and State of Ga.

Deaand Certificates of Deposits-- 5,000 00

Bonds--------------------------- 9,300 00 Cashier's Checks---------~-------

175 4J

Due fro Approved Reserve Agents- 7,263 94 Certified Checks----------------- --------

Currency------------------------- 4,436 89 Savings Deposits----------------- ------Due froa Other Banks------------- 4,050 82 Tiae Certilicates of Deposit----- 64,425 92

Checks for Clearing House-------- --------- Trust Funds on Deposit----------- - - - - - -

Cash Items (Irregularl----------- 4,037 27 Certificates of Deposit Represeat-

CAudvsatonemeero'us CLoiatbtoilnit-y---o-n--L-e--tt-e-r-s---

-------

ing Borrowed Money-------------Bills Payable--------------------

-------40,000 00

of Credit and Acceptances------Advances on Other C~mmodities----

-----------------

RLieadbiislcitoyunonts-L-e--tt-e-r-s--o-f--C--r-e-d--it----

----------

Over Drafts (If anyl------------Other ~sources------------------

130 59 ---------

and Acceptances----------------Reserve For Interest a.nd Taxes---

----------------

Dep. Guarantee Fund-------------- 3,518 55 Other Liabilities--------------- ---------

Mut.Fire Insurance Fnnd----------

120 00

ReveJllle St111Dps-------------------

45 00

Total-------------------------- $267,360 84 Total-------------------------- $267,360 84

BANK OF ADEL - ADEL, GA, At close of business July.25, 1921.

President-M.T, Shaw.

Vice-President-W.B. Wilkes-A.D.Wiseman. Cashler-W.J.Mceranie.

Directors-H. T. Shaw, W.B.Wilkes, A.D. \Vis""' W. J.Ak:Cranie, A.D. Shaw, A.D .Cebb,

J,T. Daughtry,

Date of Charter

Began Business

RESOIJQ:;ES

LIABILITIES

Time Loans---------------------- $171,077 18 Deaand Loans--------------------- 25,505 59 Loans on Real Estate------------- 74,964 47

Banking House------------------_:Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than U.S.

3,500 00 3,472 37 3,000 00

or State of Georgia------------ ------United States and State of Ga.

DBueonfrdcsa--A-p-p-r-o-v-e-d---~-s-e-r-v--e--A--g-e-n-t-s-- -1-6-,-94-9--6-J

Currency------------------------Due from Other Banks-------------

7,991 78
682 so

Checks for Clearing H~use-------

672 74

Cash lteas (Irregularl-- -------- ------ACudvstaonmceer~tst CLoiatbtoilnit-y---o-n--L-e--tt-e-r-s--- ----------

of Credit and Acceptances------- ---------Advances on Other CoDIIIodities---- -"------

Over Drafts (If any)------------- ----------

Other.Resonrces ----------------- 1,349 59

Capital Stock-------------------- $ 25,000 00

Surflus Fund------------------ 28,000 00

Uod1vided Profits----------------

45 72

Due Unpaid Dividends------------- - - - - - -

Due to Banks in This State-------

Due to Banks in Other States----- - - - - -

Call Money----Deposits Subl'eet

--to

-C-h-e-c-k------------~-----

---rz-.0-6-8 -;.a-s

Deaand Certi !cates of Deposits-- 1,659 81

Cashier's Checks----------------Certified Checks-----------------

885 .40

Savings Deposits----------------- ----Time CertiHcat.es of Deposit----- lo.l,.tlt 00

Trust Funds on lleposi t--------- 49,769 07

Certificates of Deposit Represalt-

iog Borrowed Aloney------------- - - - - -

Bills Payable-------------------- 52,000 00

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f-C--r-e-d--it---- - - - - - -

~asnedrv4ec

cept FOr

a I

nces----------------nterest and Taxes---

-------------

Other Liabillties---------------- -----

Total-------------------------- $3QP,lG5 85 Total-------------------------- $3o9,165 85

SECOND ANNUAL RIRRT

Exaainer's Report. THE FIRST BANK OF COOK COONTY, ADEL, GA.
At Close of Business July 21, 1921.

Praddeot-c.c .Giddens.

Vice Preddent~.L.Parrhll J .S.lfilkes. Cashier-.J .E.Pitts.

Diractors-c.c .GiddensA B.L. Parrish, J .s. Wilkes, J .E. Pftts, J .s. ,JoiUis, ltl, Castleberry.

Date of Charte..-.June " 1910.

Began Business June 10, 1910,

RESOIRCES

LIAB IL rr IES

Time Loans----------------------- $288,150 14 Capi~al Stock-------------------- $ 50,000 00

Demand Loan--------------------- 46,165 71 Surplus Fund--------------------- 10,000 00

Loans on Real Estate------------- 52,794 92 Undivided Profits----------------

783 69

Banking Bouse------------------- 4,200 00 Due Unpaid Dividends-------------

880 00

other Real Estate Owned---------Furniture and Fixtures---~-------

---------4,792 00

Due to Banks in This State------Due to Banks in other States.....

----------

Stocks and Bonds other Than U.S.

Call .M.oney--:--------------------

or State of Georgia-------------

350 00 Deposits SubJect to Check-------- 201,465 70

United States and State of Ga.

Deiiland Certificates of Deposits-- 5,697 SO

Bonds--------------------------- 13 090 00 Cashier's Checks-----------------

460 93

- - - - - Due fr0111 ApproYed Reserve Agent..
Currency-------------------------

79:343 89 6,575 33

Certified Checks----------------Savings Depoalts-----------------

2 072 40

Due fr other Banks-------------

Tl.ae Certificates of Deposit----- 127:834 29

Checks for Clearing Boose--------

283 64 Trust Fonds on Deposit----------- 36,207 80

Cash Jteas (lrregular)-----------

146 15 Certificates of Deposit Represent-

JCA'iyl.su.aaeer 'sonLCiaobttiolinty---o-n--L-e--tt-e-r-s--of Credit and Acceptances-------

---------

ing Borrowed .Money------------RBeidlilsacoPuan~tbsl~e-----------------------------------------

---50 000 00 14:032 54

Ac!Tances oa Qther CC~~aodities----

Liability on Letters of Credit

O.er Drafts (If any)------------- 3,543 07 and Acc!Ptances-----------------

other Resources------------------ - - - - Raserve For Interest and Tax--- - - - - - -

other Liabiilti----------------

Total------------------------- $499,434 85 Total-------------------------- $499,434 85

BANK OF ADRIAN, ADRIAN, GA, At Close of Business Ang,l,i92i,

Pruidaot-L.O, Benton.

Vha PrasldHt~-G.E.You.ans. S.B.Lyuch, Cashier R.G.Butchesoa.

Director.. L,O,Beaton...G,E,Y-na,l!i,B.Lyuch, R.G .Batohuoa, J, Bro1111 Butcllinson, Jaaaa

Date of Ch arWteo~oNdes,y,L.2u0,-.M1.o9y1e 1.J ,8, Bailey,

Began Business Dec. 7,1911.

RESOIRCES

LIABILrr I ES

Tl.ae Loans----------------------- $127,374 89 Capital Stock--------------------$ 25,000 00

Deaand Loans--------------------- 7,600 39 Sarplus Fond--------------------- 3,000 00

Loans on' Real Estate-------------

Undivided Profits---------------- 1,444 90

Banking Boase--other Real Estate

-O--l-l-l-le--d.------------------

Furniture and Fixtures-----------

4,000 00 Due Uapaid Dill'idands------------- - - - Due to Banks in This State------- - - - -
670 00 Due to Banks in other States----- -------

Stocks and Bonds other f.baa

Call .M.oaey----------------------~ - - - -

U.S. or State of Georgia.------- - - - - - - Deposits Sub,'act to Check-------- 42.529 48

Vatted States and State of Ga.

Daad Carti icates of Deposits-- - - - -

Bouds---------------------------

Cashier' Checks-----------------

495 26

lhle fr Approved Reserve Agenh- 4.255 70 Cart if ted Checks----------------- - - - -

Currency------------------------- 2.293 82 Savings Deposits----------------- - - - - -

Due fr.., other Banks------------- 9,700 00 Tl.ae Cart if icatas of Deposit----" 39,834 83

Cnecks for Clearing Hous-------Cash lteas (lrragular)-----------

Trust Fonds oa D~osi t----------- - - - - 923 24 Certificates of Deposit Repra-

A.dTanca oa Cottoa---------------Custoaer's Liability on Letters
of Credit and Acceptances-----~ Ac!Taaces oa other c....odities----

BsialnlstiaPgi~Bblorr-o-w-e-d--H--o-n-e-y~----------------"- 3590:00~0~0 Radiscoauts---------------------Liability oa Letters of Credit

O.er Drafts (If any)------------- - - - - and Acceptances-----------------

other Resources-----------------

10 43 Reserve for Interest and Taxes--~

other Liabilities----------------

27400

Total-------------------------- $156,828 47 Total-------------------------- $156,828 47

55,

Euaiaer 'a Report.

THE F~li'S BANK, ALAIIO, GA.

At Close of Business Sept.l9, 1921.

President-J, F. Cook.

Vice-Prcsident-Il.S. Calhoun.

Cashier-If. II. Pope.

Directors-J, F. Cook, Thomas Kent, B.S. Calhoun, Daniel Pope, If. E. Currie,

Date of Charter-November 5th,l906.

Began Business- Septe01ber ht, 1916,

RESOIRCES

LIABILITIES.

Tiae Loans----------------------- $ 46,668 92 Capital Stock-------------------- $ 15,000 00

Deaand Loans--------------------- 2,322 97 Sarflus Fund--------------------- ----------

Loans on Real Estate------------- 12,098 93 IJDd vlded Profits---------------- ----------

Banking House-------------------Other Real Estate Omed---------Farniture and Fixtures-----------

3,000 00
--i;4i9"oo

Due Oapaid Dividends------------Due to Banks in This State------Due to Banks in other Staiea-----

"ij;8i5"68
-- -----

Stocks and Benda Other Thaa U.S. or State of Qeorgi-------
Uuited Statu and State of Oa.

~:~.~;:e~;bj;;ii;-<:i;;;i::::::::
_____ ...___ _ Deiland ~ertilicates ol Deposita

-j2;&iiiijii
----

DuBe efrnodaSA-p-p--ro-v--e-d--R-e-s-e-r-v--e--A-g--e-n-t-s-.

Cashier a Checks----------------- 1,766 53 530 84 Certified Checks---------------- ----------

Currency----------------------..:-Due Froa other Banks-------------

7, 638 58 14,536 43

S.YlDJI:a Defosits-----------------Tiae Corti icat..- ol Deposit-----

--7;727"30

Checks lor Clearinf Hous--------

414 85 Trust FlUids oa posit----------- 2,191 06

Caah Iteas (Irrega ar)-----------

559 40 Certificates of Jfeposit Repre-

Advances on Cotton--------------Custoaer's Liability on Letters

seatiag Borrond Jloaey------Bills Payable--------------------

"i7;ooooo

Ad;!n~~:d!!
Onr Drafts

o(:I:I.~aca~y:)-!-:-~-i-i-:-;-;-:-:-:-:-

lLteiadbiislcitoyaaotns-L-e--tt-e-r-s--o--l -C--r-e-d-i-t--- ---------and Acceptances---------------- ----------

other Resources------------------

Reserve For Interest and Taxes--- ----------

Current Checks-------------------

other Liabi1ities---------------- ----------

Profit and Loss------------------

Cash Long------------------------

267 G

Total-------------------- $ 90 358 79 Total-------------------------- $ ~318 79,

SECONl ANNU\L R~

Exaaiaer's Report, BA.NK OF AIA~liA, AIAWIA, <lA.

At Close of Business Ochbu 11, 1921,

1\'esidut-<l.A.Paalk,

Vice 1\'asident-Al.J .Mc.lliltaa,

Cashier..F ,T .Tillar.

Directora-<l.A.Paalk, M..J.McMillan, F.T ,Tiller, E.D.Oaskins, J.J. Paulk.

Date of Cbarter-ldarch 4, 1905.

Bogan Bnsinasa April 1, 1905.

RESO~CES

LIABILITIES

Tiae Loans----------------------- $122,308 02

Jl1oiWIII Loans--------------------- 21,000 00

Loans oa Real Estate------------- ---------

Baa.ki.ag H.oas------,--------~---

41500 00

Other Real Estate Owned----------

500 00

Far~iture and Fixtures---~----~--

2,~65 00

Sto41ks and BsA4s Other Than

u.s. uDit.,t

or State of Statu and

SOtaetoergoifa-a-a-.----

17,620 00

Boacls.------------------------))v .lr Approved Resan Agents.:
Currency--------------------~---
D~e fr. . Other Banks------------CChaeshcksItafaars C(Ilreraargiunlg11Hr}a_a_se____~_-_-_-.;-_

3,987 ::!3 35,137 85 5,833 81 --------- - - -29-8- -88-

AdTance aa Cotten------------ 21,487 09 Castoaar's Liability oa Lotten.of

Credit and Acceptances--------' -------A4Tancas oa Other co. .oditi---- --------

OOtrhaerrDlrlaefstosar(cIeIs-a-n--y-)------------------~-------

-----------------

Currant Debit---------------

869 17

Capital Stock-------------------- $ 30,000 00

Sni"t>las Fund--------------------- 20,000 00

Undnided Profits---------------- 8,024 73

Due Unpaid Dividends-------------

Due to Banks in This State-------

Due toBanks in other States-----

Call .lloney-------------~--------

Deposits Subject to Check-------- 45,731 95

Deaand Certificates of Deposits--

Cashier's Checks-----------------

120 88

Certified Checks-----------------

361 87

SaYings Derits-----------------

Tiae Certi icates of Deposit----- 130,376 31

Trast Funds on Deposit-----------

Certil icates of. De~sit Repre-

soonting Borro11"ed Aloney---------

Bills Payabl<--------------------

RLeiadibsicloituyntosnL-e-t-te--rs--o-f--C--r-e-d-i-t ---
. and Acceptances--------------- Reserve For Interest and Taxes--Other Liabilitiu,Cash LOng-----Currant Credits-----------------

66 990 65

Total------------------------ $235,607 05 Total-------------------------- $235,607 05 AUIANY TRUST & BA.NKIIl CO., AUIANY, <JA.

At Closl of Business Septber 10, 1921.

1\'esidentA.P. Vason, Vlce F\'uld~ta-S,B,Br..a U,Starae, P.W .Joaes,_ CashlI"J>,lf .Janes,

Directors-J .S.Davis, A.P.Vason, S.B.Bro,.-n P.w .Jones J .A.Davis, u.W ,Siaon,

S.R.deJarnatte" K.B.Hodgas, C.M.Shackelford, C.lf.Tilt, Leonard Farkas, J.C.Keaton,

.B.Haley, J.-.Patterson, W.C.Danham.

Datu of Charter-June 1905.

Bogan Business 1905.

RESO~ES

LIABILITIES

Tiae Loaas-------------------- $162,385 80

D...acl Leans--------------------- 16 733 20
Loans on Real Estah~------------ 152:589 00

Banking Bous-------------------- 13,045 58

OFutlr!nerituRreealanEdstpitxa tuOrwesned_-_-_-_-_--_-_-_-_-

3,280 33 5,235 03

Stocks and Boncls Other Than

U.s. or State of Oeorgia______ _

Capital Stock-------------------- $100,000 00

Surl'lus Fund--------------------~ 25,000 00

DUuned1UvRid~eidd-PDri'ovliidtesn-d-s---------------------------

7,539 70 ----------

Due to Banks in This Stat------Dae to Banks in Other States-----

-~------------------

g:~~~::e!;j;j;~;:-;:;Ch;~k:::::::: -86:o3ii-38

nels.----.-------------------- United States and State of Oa.
DCuuBersrlernocayA--p-p--ro--v_edR__e_s_e_rv_e__A__g_e_n_t_s_. Dne Fro Other Banks-------------
1----------- Checks lor Clearing H~ase-------
Cash It (Irregular

10,215 05
--5-,-41-1--3-1 2 690 63 7:177 95

Deaand Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Deposits----------------Time Certi1icates of Deposit-----
Trust Funds on Deposit----------Certificates of Deposit Repre-

---------1,340 68 40 00
60,408 90 27,325 00
----------

AclTance on Cotton---------------Casteaer's Liability on Letters
of Credit and Acceptances-----Advances on Other Coamedities----
Over Drafts (If .anyl-------------
other Resources-----------------Cash Shori---------------------Inwvranca Accouni---------------Transit Account------------------

302 77 316 58 1,012 84

senting Berrned Kaney-------Biils Payable-------------------Rediscounts---------------------Liability on Letters of Credit
and Acceptances---------------~ Reserve For Interest and Taxes--Other Liabilities---------------Unearned Interest----------------

-------25,000 00 8, 750 00
---------------------------
38,953 41

Total------------------------- $380,396 07 Total-------------------------- $380,396 07

SECONl ANNU\L REI'Oa

57

Exuiner 'a Report , THE EXCIIANOE !lANK, AlBANY, GA.

At Close of Business Aug.l7,1921.

PresidentS,B. Brown, Vice President- A,IY, Muse,

Cnshier-W.C.Scovill.

Directors-S.B.Brown, A.W. E.II.Kalmon, S.

BM.Luispe,pe\It,tC, ,JS.cDo.vPi9lpl,e,J.RP.,CGi.uRuialpeiyo,uA~,;C.~.R!..SGhalcekaetlofnor, d,L.JC.H.loi,fTmiaHye. r

'

Date of Charter-Dec, 18,1890.

Began Business 1893,

RESOURCES

LIABILITIES

Tiae Loans----------------------Demand Loans--------------------Loans on Real Estate------------Banking House-------------------other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than U.S.
or State of Geotgia.-----------UBnoitnedd sS--t-a-t-e-s- _a_n_d__S__ta__te___o_f _G_ -a-. --_
Due from Approved Reserve Agents. Correney- ----- -- _____ --- ____ -----
Due from Other Banks------------Checks for Clearing llouse-------Cash Items (Irregular)----------Advance on Cotton---------------Customer's Liability on Letters
of Credit and Acceptances------Advances on Other Commodities. Over Drafts (If any)------------other ~esources------------------

21,210 1a
59,100 00
~~~~ ~
------ 13:966 31 4,~g ~~ 19,826 29
1,3~g ~~ 1,187 14

Capital Stock-------------------$ 57,200 00

Surplus Fund--------------------- 57,200 00 Und1vided Prof its--------~------- 58 053 18

Du Unpaid Dividends------------- - - '- - -

Due to Bani<S in This State------- - - - - -

Due to Banks in Other States----- - - - - - - -

Call Aloney----------------------- ------

Deposits Subf'ect to Check-------- _169_,_93224

Demand Certi icates of Deposits--

Cashier's Checks-----------------

409 i3

Certified Checks----------------- -------

Savings Deposits----------------- 63,766 00

Time Certificates of Deposit----- --------

Trust Funds on Deposit----------- 154,329 4S

Certificates of Deposit Represent

ing Borrowed )Ioney-------~----- - - - - - -

Bi Us Payable.------------------- -------

Rediscounh------------------- 60,0ZO 00 Liability on Letters of Credit

and Acceptances----------------- --------

RescrTe For Interest and Taxes--- - - - - -

Other Liabilities---------------- --------

Total--------------------- $620,912 58 Total-------------------------- $620,912 58

58

SI!CO!IIl ANNU\L REI'Im'

EDJ~~iner 's Itepert AJJIA STATE llii.NK, ALMA, GA.

At Close of Business hly 30, 1921.

President-E.S. Strickland. Vice President-

Cashier-Fred Ewing.

Directors-E.S.Strickland, C.L.Sibley, J.E. Pirkle, A.M,Swift, J.T.Taylor, Fred Ewing Sallie

Mae Johnson aild Bankers Trust Co. ,Atlanta,

'

Date of Charter

Began Bus ine sa

RESOURCES

LIABILITIES

Time Loan._----------~----------Demand Loans---------------------

$

8

4

1

285 37

27 00

Loans on lteal Estate------------- ----------

Banking House-------~------------ - - - - - - -

other Real Estate Owned---------- ------

~i::~!u~:da:~n~!x~~:;-Th;;------ 41244 24

U,S, or State of Georgia------- -------United States and State of Ga.

DBueonfrodms--A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-sCurrency------------------------Due Fr.,. other Banks------------Checks for Clearing House-------Cash Items (Irregular)----------Advance on Cotton---------------Customer's Liability on Letters
of Credit and Acceptances------Advances on Qther Commodities---Over Drafts (If any)------------other Resources-----------------Depositors Guara1dee Fund-------CLaosshs Sfrh.o..rOt-p-e-r-a-t-io--a-_-_-_-_-_-_-_-_-_-_-_-_-_--_

--4--9-5-8--4-0-

2:674 01

517 95

11

275 746

08 80

--------

-------------
698 94 --------
2,739 ~

402

Capital Stock-------------------.- $ 15,000 00

Surplus Fund.-------------------- -----

Undlvided Prof Its---------------- - - - - -

Due Unpaid Dividends------------- -------Due to Banks in This State~------ - - - -

Due to Banks Ia other States----- - - - - - -

Call Mo Deposits

ney-------Subject to

-C-h-e-c-k--~---------------

9 500 00 26:749 48

~~:i!r~:r~~e!~:~~~-~~-~~~~~~~~== 6,:~ ~

Certified Checks----------------- --------Savings Deposit----------------- ---------Time Certificates of Deposit----- 7 974 14 Trust Funds on Deposit------------ ---1 ---Certificates of Deposit Represent
ing Borrowed Money------------- - - - Bills Payable-------------------- 28 ()()() 00 Rediscounts---------------------- 5:163 95 Liability on Let tors of Credit
and Acceptances-------------- -- - - - - - Reserve for Interest and Taxes--Other Liabilities---------------- -----Deposits since yesterday--------- 2 1629 51

Total-------------------------- $102,181 36 Total-------------------------- $102,181 36

ALPIIARETTA BANK, ALPIIARETTA, GA.

At Close of Business July 14,1921,

President-l,O,Teadey,

Vice l'resihnt- It.C.JHsbet,

Cllshier.F .L. Williami,

Directors-f,O, Teasley.. R.C. Nisbet, Jno, l. Teasley, J ,H.Cowart, R .L. Hewell.

Date of Charter, Nov, ~9, 1918,

Began Business Nov, 29,1918,

RESOURCES

LIABILITES

Time Loans----------------------Demand Loans---------------------

$
-

-46--1

135 ---

-

84 --

Capital Stock------------------- $
Surplus Fued--------------------- -

1,500 00

:::::::::: Loans on Real Estate-------------
8:&!!~e:iu:t;t;-o;;;d::::::::::

----------

Undtvided Profits---------------Due Unpaid Dividends------------Dae to Banks in This State-------

--3--13-6-8--3-2-

SFtuorcnkistuarnedanBdonFdsixottuhreers-th--a-n--u--.s-.--

1,670 40 Due to Banl<s in other States----- --------Call Jloney----------------------- ------

or State of Georgia------------- ---------- Deposits Sablact to Check-------- 9,582 98

United States and State of Ga.

Demand Certif !cates of Deposits-- -------

DBueonfrodms--A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s--

450 00 Cashier's Checks-----------------

13 75

3,209 70 Certified Checks----------------- ---------

Currency-------------------------

750 35 Savings Defosits----------------- -----

Due frca Other Banks------------- - - - - - - Time Corti icates of Deposit----- 11,165 30

Chocks for Clearing House--------

42 58 Trust Fands on Deposit---------- - - - - -

Cash Items (Irregalar)-----------

156 21 Certificates of Deposit Represen-

Advance on Cot ton--------------..- - - - - - - ting Borrowed Jloney------------- --------

Customer's Liability on Letters

Bills Payable-------------------- 13,500 00

of Credit and Acceptances------- ---------- ltediscounts---------------------- -------Advances on Other Commodities---- --------~ Liability on Letters of Credit

Over Drafts (If any)-------------

170 21 and Acceptances----------------- ---------

other ~esources------------------ -------- Reserve FOr Inter..t and Taxes--- - - - - - - -

Current Checks------------------Cash Short----------------------Transit Account------------------

83 69 5 50

other Liabilities--------------Cnrrent Deposit-----------------

----137 64

93 51

Total-------------------------- $ 52,167-99 Total-------------------------- $ 52,767 99

SECO!tl ANNU\L REPIRT

59

Exuiaer 'a ~aport

MILTON COUNTY BANK - ALPHARETTA, GA,

At Close of Busines July 13,1921,

President-Gao. D. Rucker, Vice Presidents -c.E.11addox, I.o. Teasley, Cashior-R.D.llanning

Directors..(leo.D. Rucker, C.E.Maddox, l.O,Teas1ey, G.H. Manning, J.J.Ruckor, G,H.lValker,

R.D. Maaning ,

Date of Charter December 5, 1910,

Bagan Business January ~6, 1911.

RESOWCES

LIABILITIES

Time Loans----------------------- $183,554 15 Capital Stock-------------------- $ 16,1)00 00

g:: Demand Loans---------------------
Loans on Real Estate------------Banking House--------------------

------------------

suryulu!:s=1Fdupnnid!-f-~-:-;-d-;-:-:--:-:-:-:-:-:-:-:-:-:-:-

~~8 ~00~0~0~0

other Real Estate Owned---------- 6,433 00 Due to Banks in This State------- -------

FStuorcnkistuarnedanBdonFdsixottuhreers-th--a-n--u-.-s-.--
or State of Georgia-------------

1,000 00 Due to Banks in other States----- - - - - -
~:;!s~t:"l;bj;;t-t;-cb;;k:::::::: 3~:~ ~

United States and State of Ga.

Demand ~ertlf icates of Deposits-- ------

DBueo nf dr - -A-p-p-r-o-v-e-d- -R- -e-s-e-r-v-e- -A-g-e-n-t-s-c-.

- 8-,3-22-3-2

Cashier s Checks----------------cart if ied Checks-----------------

66 79 ----

Currency------------------------- 2,236 86 Savings Deyosih----------------- - - - -

Due fr.. other banks------------- - - - - - Ti.. Certi icates of Deposit----- _79_,58_8_8_0

Checks for Clearing House-------Cash Items (Irragular}-----------

35 25

2so7

Trust Funds on Deposit----------Certificates of Deposit Represen-

Advance oa Cotton---------------'- - - - - - - ting Borrowed MoneY------------- - - - - - -

Customer's Liability on t.tters

Bills Payable-------------------- 37,500 00

of Credit and Acceptance------- -------- Rediscounts---------------------~ 15,500 00

Advances on other Coi!IIRodities---- - - - - - Liability ou Letters of Credit

Over Drafts (If any}------------- - - - - and Acceptances----------------- --------

other Resources------------------ - - - - - Reserve For Interest and Taxes--- ---------

Current Checks-------------------

54 20 Other Liabilities---------------- - - - - - -

Depositors Guarantee Fund-------- 3,238 95 Current Deposits-----------------

63 20

Total-------------------------- $207,900 25 Total-------------------------- $207,900 25

60

Exaainer's Report. TilE BANK OF COMAlmCE - AMl!lUCUSfGEOI(G lA.

President-Frank Sheffield.

Vice-President-JehnSheffield. Cashier-Lee Hudson

Directors-Frank Sheffield, Lee Hudson, John Sheffield, Charles g. Crisp.

Date of Charter-October 13, 1891.

Began Business-January, 1892.

LIABILITIES

Time Loans----------------------- $344,788 95 Capital Stock--------------------$ 65,000 00

Demand Loans--------------------Loans on Real Estate-------------

94,503 47 96,057 45

SUundryvluidsedFuPrnodf-i-t-s--------------------~-------------

6553,,080404 0210

Ollatnhl<eirn<~reaHloEusstea-t-e--O--w--n-e-d--------------------

20,000 00 ----------

Dne Unpaid Dividends------------Due to Banks in This State-------

-----------------

454;-sas-37 SFtuorcnkisturaendanBdonFdsixottultreer st-h-a-n---U--.S-.--
u~i t~:~tat!so:::ig~~.;t;-;;-o;;~---

---------55' 552 00

Due to Banks in Other Statos-----
~:~!.~~:e~~b]~t-t;-cb;~k::::::::
Demand Certificates of Deposit---

470 49 7,377 35

Bonds--------------------------- 97,903 81 Cashier's Checks-----------------

504 76

Due from Approved R.eserve AgentsCurrency-------------------------

160,861 16 31,101 79

Certified Checks----------------Savings Deposits-----------------

------------------

Due From Other Banks Transits---- 54.060 26 Time Certificates of Deposit----- 210,809 92

Checks for Clearing House-------- 4,073 00 Trast FUnds on Deposit----------- 22,641 30

Cash items (Irregularl----------- 2,941 19 Certificates of Deposit ~presen-

Advance on Cotton---------------- ---------- ting Borrowed Money------------- ----------

Customer:s Liability on Letters of Credit aud Acceptances-------

-------

BRea~lil ss cPouanytas-h-l--------- -- -----------------------------

---------61,610 00

Advances on Other COmmodities---- -------- Liability on Letters ol Credit.

Over Drafts (II anyl-------------

292 53 and Acceptances----------------- --------

Other Resources------------------ ---------- Reserve FOr Interest and Taxes--- ----------

Other Liabilities---------------- ----------

Dne to the Clearing tlous--------

332 87

Cash Long------------------------

9 34

Emergency FUnd------------------- ~.ooo 00

Total-------------------------- $962,135 61 Total-------------------------- $962,135 61

'fHE PLANTERS HAlt{ - MIERICUS, GIDI(GIA. At close of business October 1st, 1921.

Presidcnt-L.G. Cotmcil.

Vice-President~.M. Council.

Cashier- C.M. Council.

Directors-L.G. Council, H.S. Council, C.J. Lewis, C.AI. Council, E.B. Council, R..t. Perry,

C. E. Ansley.

Date of Charter-October 13, 1891.

Began Business-February 21, 1892.

RESOU~ES

LIABILITIES

Time Loans----------------------- $652,541 96 Demand Loans--------------------- 185,226 50 Loans on Real Estate------------- 157,189 68 Bankin~ House-------------------- 20,000 00 Other l(eal Estate Owned---------- 6,198 51 Furniture and Fixtures----------- 1,961 34 Stocks and. Bonds Other Than U.S.

or State 9f Georgia------------- 2,250 00 United States and State of Ga.

Bonds-------------------------Due from Approved Reserve Agents_

32,300 00

Currency------------------------Due from Other Banks------------CChasehcksItefmosr C(IlreraerginuglaHr)o_u_s_e__--_-_-_-_-_-_Advance on Cotton---------------Customer's Liability on Letters

21,700 66 55,524 43 56,954 33 4,133 46 3l3.7-l6 87

ol Credit and Acceptances ------ --------Advances on Other Cqmmodities---- ----------

Over Drafts (II any/------------- ---------Other Resources----------------- --------Current Checks------------------- 87,107 75 Transit Account------------------ 18,102 11

Capital Stock-------------------- $ 50,000 00

Surl'lus Fund-------------------- 150,000 00

DUuned1Uvnid~eiddPDroivfiitdse-n-d--s-------------------------

93,393 34 ---------

Due to Banks in This Stat------- 44,995 61

Due to Banks in Other States----- 3,331 29

~:~.~:~~bj;~t-~-ch;~k:::::::: 399;-928-77

Demand Certificates on Deposit--- -------Cashier's Checks----------------- 3,891 27

Certified Checks----------------- ---------Savings Deposits----------------- 97,558 94 Time Certificates of Deposit----- 198,003 68

Trust Funds on Deposit----------- 34,376 69 Certificates of Deposit Represen-

ting Borrowed Money------------- 37,000 00 Bills Payable-------------------- 360,000 00

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--l-C--r-e-d--it---- --------

and Acceptances----------------- -------~serve For Interest and Taxes--- ----------

Other Liabilities---------------- ----------

Unentered Deposits--------------- 141,274 24

Cash Long-----------------------

673 77

Total-------------------------$1,614,427 60 Total-------------------------$1~14,427 60

SEC)IItl ANNU\L REroRT.

61

EXIIIIIiner 's Report.

BANK OF APALACIIEE

At Close of Business July 13, 1921.

DFirreescidteonrts-~R..1Wf..WaWllaallcaac,e,'Q..'Q..

Vice Fresident-R.R.Shockley Shockley, C.A .Killbrough, li.A.Dav1s,

Cashier-W.F.Travis, W.M,Stovall, W.F,Travis~

B.A. Shockley,

Date of Charter August 26, 1919.

Began Business September 24, 1919

RESOIRCES

LiABILITIES

Time Loan-----------------------1 Deaand Loans--------------------Loans on Real Estat------------Banking House-------------------Other ~al Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than
U.S. or State of Georgia------United States and State of of Oa.

50,695 45 1,541 96 4,328 96 1,997 20

DuBe ofrnod.s-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s--

-------- Currency-------------------------
Due Froa Other Banks------------Checks for Clearing House--------

482 45 1,190 21

Cash Iteas (IrtegularJ-----------

108 42

Advance on Cotton---------------Custoaer's Liability on Letters

Ad!!n~~:d!! Ot~e~c~:~:~i;~;;::::

Over Drafts (If.any)~-----------

445 28

Other Resources------------------

Capital Stock-------------------- $ 25,000 00

Surplus. Fund---------------------

500 00

Undtvided Profits----------------

295 92

Due Unpaid Dividends------------- ----------

Due to Banks in This Stat------- ---------Due to Banks in Other States----- ----------

~:!!s~:~;bj;~t-t;-Ch;~k:::::::: --7:111-21

Demand Certificates of Deposits-- ----------

Cashier's Checks----------------- ---------Certified Checks----------------- ---------Savings Deposits----------------- ---------Time Certilicates of Deposit----- 7,835 29

CTreursttifFicuandtessoonf DDeeppoossiitt-R--e-p-r-e------ ----------

senting . Borrowe<l Money-------- --------Bills Payable-------------------- 19,852 85

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it---- ----------

and Acceptances---------------- ---------Reserve. For Interest and Tax--- ----------

Other Liabilities---------------- ----------

Cash Long------------------------

194 66

Total--------------------------$ 60,789 93 Total--------------------------$ 60,789 93

BANK OF ARLINJI'ON, ARLII'liTON, CIA.,

At Close of Business August 26, 192-1.

Fresident-w ,E,Bost.,..ick, Vice Prnident-R.H ,Bast....ick, o.w ,Harrison, Cashier W.E.Bost....ick,Jr.

Direptors-w.E.BostwickJ. R.H.Bost.,..ick, O,W,Harrison, B,W,Fortson, CJf, Siraons,

Date



J .Jl, of C

Johnson, Y,n harter January

.

1F7u, dlgw!1

l

J ,

.A.

Highto-.rer,

Began Business 1901.

RESOIRCES

LIABILITIES

Time Loani-----------------------$ 227,676 49 Capital Stock-------------------- $ 50,000 00

Deaand Loans--------------------Loans on Real Estate-------------

14,494 08
---------~

~~r!r~e:u~;iri;::::::::::::::::

25,000 00 22,633 08

Banking House-------------------- 2,000 00 Due Unpaid Dividends------------~

other Real Estate Owned---------- 11,040 73 Due to Banks in This State-------

Furaiture and Fixtures----------- 1,615 00 Due te Banks in Other States-----

Stocks and Bonds Other Than

Call Money------~----------------

U.S. or State of Georgia------- ---------- Deposits Subl'ect to Check-------- 100,713 59

United States and State of Oa.

Demand Certi icates of Deposits--

Du~~~:;-Ap;;;;;d-R;;;r;;-Ag;;t;:

~:g~

~-

Cashier's Certified

Checks----------------Checks-----------------

1,697 84

Currency------------------~------ 3,700 65 Savings Deposits-----------------

DCuheecFksroafoor thCelreaBrianng kHso-u-s-e-_-_--_-_-_-_-_-_-

---------204 55

Time Certificates of Deposit----Trust Funds on Dposit-----------

24,965 05

Cash Items (Irregularl-----------

282 00 Certificates of Ue~sit Repre-

Advance on Cotton---------------- ---------- senting Borro.,..ed Money---------

Customer's Liability on Letters

Bills Payable-------------------- 84,000 00

of Credit and Acceptances-----Advances on Other Commodities----

-------------------

RL ieadbiislci toyu nont s -L-e- -t t-e-r-s- -o- -f - -C-r-e-d- -i t- - - -

Over Drafts (If anyl------------other Resources------------------

12,764 92 14 17

and Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

Total--------------------------$ 309,009 56 Total--------------------------$ 309,009'56

62

Slit:OND ANNUAL REFOIU

Examiner's Report.

BANK OF ARNOWSVILLE - AWJWSVIILE, GA. At the elose of business November 4, 1921

President- L.C. White.

Vice-President-T.M. Duncan.

Cashier-W.L. Prickett.

Dire Date

cto of

rs-L.C. Charte

rW-ohcittoe1b

T.Al. er 13,

Duncan, 1919.

L,ft,

Harris,

N.U.

Wise, E.L. Bray. Bogan Business-September

29,

1919

IU:SOU~ES

LlAB ILl TIES

Time Loans..--------------------- $ 22,567 05 Capital Stock------------------ $ 15,000 00

Demand Loans--------------------- ---------- Surplus Fund--------------------- - - - - - -

Loans on Real Estate------------- 5,121 92 Undivided Profits---------------- ----------

Banking'House-------------------Other Real Estate Owned---------

4,050 00 ----------

g~: :Pa!:k~ir!d~:t:-st;;;::~::::

::::::::::

Furniture Stocks and

anBdonFdsixottuhreers-th--a-n--U-.-s-.-

-

2, 973 85 Due to Banks in Other States----- ---------Call Money--------------------- 12,500 00

or State of Georgi-------------

500 00 Deposits Subject to Check------- 11,241 94

Unitod States and State of Ga.

Demand Certificates of Deposit--- ----------

DBueofnrodms-A--p-p-r-o-v-e-d--R-e-s-e-r-v-e--A--g-e-n-t-s-.

-------4,227 54

Cashier's Checks----------------Certified Checks-----------------

94 74 -------

Currency------------------------Due from Other Banks-------------

1,935 79 937 13

TSiamveinCgserDtielipcoastietss-o-f--D--e-p--o-s-i-t----------

--3--,2-0-8---15-

Checks for Clearing House------- ---------- Trust Funds on Deposit----------- --------

Cash Items lirregular)-----------

73 67 Certificates of Deposit Represen-

Advance on Cotton--------------Customer's Liability on Letters

663 60 ting Borrowed )Ioney------------ ------Bills Payable-------------------- 3,000 00

of Credit and Acceptances------- - - - - - - Rediscounts--------------------- 3,776 51

Advances on Other Commodities---- ---------- Liability on Letters ol Credit

Over Drafts (If anyl------------- ------- and Acceptances.--------------- ----------

Other Resources----------------- 2,832 30 Reserve For interest and Taxes--- ----------

Profit Loss---------------------~ 2,938 49 Other Liabilities---------------- --------

Total------------------------- $ 48,821 34 Total.-------------------------.$ 48,821 34

ASDBUWI BANK - ASHBUWI, GA. At the close of business September 14,1921

'President-W.A. Shingler.

Vice-President-G.B. Gorday. Cashier-J.S. Johnson

Direciors-W.A, Shingler, J.S. Shin~ler, W.G. Shingler, M.S. Cantey, G.B. Gorday,

Geo. T. Betts, J.s. Jolinson.

Date of Charter-July 3, 1900.

Began Business-July 14, 1900.

LIABILITIES

Time Loans----------------------- $187,864 50 Capital Stock--------------------$ 50,000 00

Demand Loans-------------------- 13,105 60 Surplus Fund-------------------- 50,000 00

Loans on Real Estate------------- -------- Undivided Profits---------------- 8,211 91

Banking House------------------- 3, 763 86 Due Unpaid Dividends------------- ---------

Other Real Estate Owned---------- 35,000 00 Due to Baru<s of This State-------

SO 28

Furniture and Fixtures----------- 4,536 9.2 Due to Banks in Other States----- ---------
S!~~tat:."'o~oa::r~1~~~-:~-~:~:- 900 oo ~:~!.~1:es~;j;;ii;-ci;;~k:::::::: -8~2-iii

United States and State of Ga.

Demand.<tertificates of Deposits.. 1,1n 00

Bonds--------~------------------

267 53 Cashier s Checks.---------------- 4,726 72

Due from Approved Reserve Agents. 33,593 84 Certified Checks----------------- ----------

Currency------------------------- 11,588 14 Savings Deposits----------------- ----------

Due From Other Banks------------- ------- Time Certilicates of Deposit----- 45,648 96

Checks for Clearing House--------

274 25 Trust Funds on Deposit----------- ----------

Cash Items (Irregular)---------- 6,813 02 Certificates of Ueposit Represen-

Advance 9n Cot ton---------------- -------- ting Borrowed lloney------------- 10,000 00

Customer s Liability on Letters of

Bills Payable-------------------- 35,506 64

ACdrveadnciet sanodn AOtchceerpCtaonncueoso-d-i-t-i-e-s-------- --------------- LRieadbiislcitoyunontsL--e-t-t-e-r-s--o-f--C--r-e-d--it---- --------

Over Drafts {if anyl-------------

50 and Acceptances----------------- ----------

Other Resources---------------- ------- Reserve For Interest and Taxes... J,313 33

Cash Short-----------------------

15 25 Other Liabilities---------------- -------

~eserve for Depreciation--------- 3,558 56

Total--------------------------$ 97,7~~ 41 Total--------------------------$ 297,723 41

SECOND ANNUAL REPOO

63

Exlllllinor' s Report,

THE CITIZENS BANK OF ASIIBtlffl - ASHBURN ,OA,

At Close of Business July 11,1921,

Presidellt-D.H. Davis. Vice Presldent-W.A. Murray,

Caaltior-E.W.Coney.

Dlrectors-A.J, Davis J .A.Com.er, J .n.Pate, R.Paulk, IV .L.Story, E.W ,Coney,

Date of t:harter-July'27 1905,

Began Business Oct. 25 1905.

RESOIRCES

LIABlLJ'l: IES

Tiae Loans----------------------Deaand Loans---------------------

$108,074 7 1 ~70

51' 57

Capital Sarplus

Stock--------------------$ Fund---------------------

25 1QOO~ 30,000 00

Loans oa Real Estate------------ ---------- Undivided Profits---------------- 6,486 73

gg ~~!~e:iu~:t;i;-o;;;d:::::::::: 3:~

Due Uapaid Dividends-------------

72 00

Due to Banks in This State------- - - - - -

SFtaorcnklstuarnedaBadonFdsixottuhreersT--h-a-n------U.s. or State ef GeorgIa.-------

-----------------

Due to Banks In Other States---
~:;!.~::'1;i;j;~t-t~-cb;~k::::::::

-----40.91174

Ualted States and State of Ga.

Demand ~ertlf icates of Deposits-- - - - - - -

DBueoafrdoms--A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-a-t-s-.

--5--,4-6-0--5-9-

Cashier s Checks----------------Certified Check!----------------

377 78 ----

~r:::lo;h;;-&;i;:::::::::::::
Checks for Clear lag House--------

~!~~
644 17

Saviags Deposits----------------Time Certil icates of Deposit----Trust Fands on Depoiit-----------

-----131950--17

Cash !teas (Irregular)----------- ~~ Certificates of Deposit Represen-

Advaace oa Cotton----------------

tlag Borrowed Money------------ - - - - -

Castoaer's Liability oa Letters

Bills Payable-------------------- 25,000 00

<>f Credit and Acceptaaces------Advances oa other c-odities----

----------------

RLeiadbisilciotyunotns-L-e--tt-e-r-s--o--f --C-r-e-d--i-ts---

----

Over Drafts (If aay)------------other Resources------------------

51268 71 -------

and Acceptances----------------Reserve for Interest and Taxes---

-------

other Liabilities---------------- -------

Total-------------------------- $141,798 42 Total-------------------------- $141,798 42

TURNER COUNTY BANK-ASHBURN,GA.

At Close of Business Aug.25,1921,

President~.S.Shiagler, Vice Presidents-c.F.Shingler G.C.McKenzie. Cashier-R.R.Shingler.

Directors~.F.Cantey, C.F. Shingler, C.E,Thrasher, W.J.Turner, J.S.Shingler, G.C.McKinzie,

R.I. Shingler, G.E. ReahBrdt, R.R. Shingler,

Date of Charter-Feb. 20, 1912.

Began Business

RESOIRCES

LIABILITIES

Time Loan----------------------Deman~ Loans---------------------

$

92,399 15,000

98 00

Capital Stock--------------------$ 25,00000 Surplus Fuad--------------------- 25,000 00

Loans oa Real Estate-------------

Uadivided Profits---------------- ----------

Banking House-------------------- 10,000 00 Due Uapaid Dividends------------- - - - - -

other Real Estate Owood----------

Furaiture and Fixtureo----Stocks and Bonds other then

-u--.s-.--

or State of Georgia------------ Uaited States and State of Ga.

Boads--------------------------Due fr Approved Reserve Ageats.

Carreacy------------------------Due fraa Other Baaks-------------

15 000 00 3:729 69 ------1,091721 8797 -------

Due to Banks in This State------- - - - - - Due to Banks in other States----- - - - - - -

Call 1\oaey----------------------- 28,500 00

Deposits Subject to Chock-------- 19,990 11

Daaand Certificates of Deposits-Cashier's Checks-----------------

_ 53:0500~-0~0

Certified Checks-----------------

STiamveingCserDtielpicoastietss-o-f--D--e-p-o-s-i-t-_--_-_--__-_-2-_o_-,c-_a_-3-_-2-o-

Checks for Clearing House--------

378 93 Trust Funds oa Deposit-----------

Cash Items \Irregalar)-----------

43 50 Certificate~ of Deposit Represen-

Advaace oa Cotton---------------Custoaer's Liability on Letters of Credit and Acceptances------Advances oa other Comaodltles----

----------------------

tiog Borro""d }Ioney------------Bills Payable--------------------
Rediscounts~---------------------
Liability on Letters of Credits

-----35,500 00
3,000 00

Over Drafts (If aay)------------- - - - - - - aad Acceptances---------------- - - - - - -

other Resources------------------ - - - - - - Reserve for Interest and Taxes--- - - - -

Bankers Trust Co.---------------Depositors Guaraatee Fuad--------

161575 36 Other Liabilities---------------- -------3,161 95 I

Prof it and Loss------------------ 1,198 84 1

Tota 1-------------------------..$ 165,538 91 I Total-------------------------- $165,538 91

SEC<lffi ANNUAL REP<RT.

Exaainer's Report.

AAIERICAN STATE BANK- ATIIENS,GA.

At Close of Business Sept. 13, 1921.

President-J .J .Wilkins. Vice Presidents-H.C.Erwio,W.C.Jordao. Ceshier-R.IY.Sizer.

Directors-AIJL.G..sF..N.EiGdcwhoaoor.ldtse~onnifu.sJH. ..WNi.eSkaeirthso, oJ,asA.InYd.rMeworMto.nS,oulales,.TW..STh.eBlrbiagnhet~lIYl,.HJ.J.oTo.ePsfttCa.rHd.B' rand '

Date of Charter.

Began Business

RESOURCES

LJABILTI IES

Tiae Loans----------------------- $473,8(12 06 Capital Stock-------------------- $100,000 00

Demand Loans--------------------- 8,500 00 Surplus Fund--------------------- 20,000 00

-------- Loans oo Real Estate------------- 30,039 80 Und1vided Profits---------------- 31,321 24

Banking House--------------------

Due Unpaid Dividends-------------

16 00

other Real Estate Owned---------- 18,878 23 Due to Banks in This State------- 3,421 66

i20,o7713 SFtuorcnkistuarnedanBdonFdsixottuhreersT--h-a-n--u-.-s-.-or State of Georgia-------------

12,906 46 Due to Banks in Other States----- - - - - -
5,420 00 ~~!Jt:"S;bl;;;:-;:~-ci;;~k::::::::

United States and State of Ga. DBueonfrdomS-A--P-I'-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s--

~Z~ ~

~~~~P~:r~~o!t::~~-~~~~~~~~~::
Certif iod Chocks-----------------

2,~ ~
17 40

Currency------------------------Due from Other Banks------------Checks for Clearing House-------Cash Items (Jrregular)-----------

10:521 35 Savings Deposits----------------- 209,174 05

l~m ~~

Time Cert ilica teo of Deposit----Trust Funds on Deposit-----------

_?.!~~--15_

'327 29 Certificates of Deposit Represen-

ACudsvtaonmceer

yn a

CLioatbtoilnit-y--o-n---L-e-t-t-e-r-s---

tbtg Borrowed Jloney------------- - - - Bills Payable-------------------- 36,650 00

of Credit and Acceptances------Advances on Other Colllltoditios----

Rediscounts---------------------- 106,084 40 Liability on Letters of Credit

Over Drafts (If any)------------ether Resources Cash Short-------

J,5ii ~~

and Acceptances----------------Reserve For Interest and Taxes---

----------

Revenue St~s------------------ Revenue Stamp Short--------------

28 84 1 16

Other Liabilities----------------

-----

Transit Acct.--------------------

71 34

Vault Door---------------------- 1,164 46

Total-------------------------- $637,428 53 Total--------------------------$ 637,428 53

THE ATHENS SAVINGS BANK, ATHENS, GA.

At Close of Business Dec.20, 1921.

President-Aiyer Stern. Vice President-M..G. Michael.

Cashier-G.A.llell.

Directors-Aiyer Sternf Jl.G.Michael, G.A.!Iell~Sidney Baley, Aaron Cohea,. L.F. Edwards,

J.A. Hunn cott, J.A. Hunnicutt, Jr. Dupt!ee Hunnicutt, T.S.ll!ell, F.A.Lipsc~,

IY.F. Bradshaw, Jr.

Date of Charter- 1891.

Bogan Business

RESOURCES

LIABILTIIES

Time Loans----------------------- $991,321 25 Capital Stock Paid in---~-------- $ 50,000 00

Demand Loan9--------------------Overdrafts lif any)--------------

4 800 00 12:856 66

Surplus Food--------------------Uodlvided Profits less amount

200,000 00

Uoitvd States Bonds-------------- 195,742 00 paid for lnterest,taxes,and

8& other Stocks and Bonds-----------
~~l~r~0==~-iiii;;;;:::::::::::

---------
21 '~~

current expenses---------------Dividends Unpaid----------------Due to Banks In this State-------

1531464 81 ----_s_,l70 14_

other Real Estate Owned---------- 20 195 58 Due to Banks in Other States'----Due fr011 App1'oved Reserve Agents- 134:305 92 IndiTidoal Beposi ts Subject to

Due from Other Banks------------Currency------------------------Advances on cotton---------------

----------
~~~

DC. . .haoedc kC-e-r-t-i-f-i-c-a-t-e-s-o- -f - -D-e- p- -o-s-i-t-s---- -Time Certificates of Deposit-----

299,333-~
63,434 26

- - - - - Cheeks for Clearing House-------- 19,348 63 Savings Deposit ----------------'- 275,532 95

Other Checks and Cash Items------

351 31 Cashier's Checks-----------------

U.S. Bonds to Secure Circulation-- - - - - - Certified Checks----------------- -------

Redemption Fund------------------ - - - - - - Bills Parble Including Certifi-

Customers Liability on Letters

cates o Deposit Representing

of Credit. and .tcceptance------Other assets not included above--

-------'62 67

:Money Borrowed-----------------Notes and Bills Rediscounted----'-

375,000 00 ------

Reserved for Accrued Taxes------- --------
====--= Reserve for Accrued .nterest oo
c~~:~!~i~;::::::::::::::::::::::

Total--------------------------$-1,-~-;5-76-

-1 42

OLti=a~briAl~i~t!yC!oini~L~e:t;t-e;r;si-o{f;;Cjr;edd;idt-,~~

----------

the abov-----------------------

640 66

Total---------------~-------- ..$1,422 ,576 42

SI!CON> ANNUAL W!Rlln'.

Exaainor'a ~aport.

COMMERCIAL BANK, AmENS, OA.

~t Close of Business November 9, 1921.

President-H Director!l

.1R1..nO. uOdoorad'o, nJ,

r. Jr

.

,

J.E.Tahaadge,

_Cashier-J.E. Pat. .a,
A.C. Enria, J.E.Pataaa, A.O.IIancock,

~lpu Bullock, Eric Sis Ed. Johnson.

~ESO~ES

LIABILITIES

Tiae Loans-----------------------'$ 563,177 99

D..and Loan--------------------- 22,688 99

Loans on ~eal Estate-------------- 18,000 00

Banking lions-------------------- 12,558 65

Other Real Estate Owned---------- -----

~;!~~!~~a~~!~~=~-ib;i------ 2,250 00

u.s; or State of Oeorgi&------- 11,068 08

United States and State of Oa.

Bonds--.;----------~------------

Dae froa Approved ~nerve Agents. - - - - - -

Cur Duo

rFerno ac yO- t-h-e- -r -B- -a-n-k------------ ---------------~-

15 886 14 57:700 57

Checks for Clearing Hoas-------~ 9,9.58 67

Cash Iteaa (Irregular>----------- 11,488 16

Advance on Cotto---------------- ----------

Caatoaer'a Liabiliiy on Letters

of Credit and Acceptance------ 53,048 90

Advances OD Other co. .oditie---- ---------

Over Drafts (If anyl------------- - - - - - Other ~osources----------------- ---------Transit Account------------------ 1 385 57

Deferred Credit Accoant---------- 28:627 00

~esorve Staap-------------------

30.00

oo _ Capital Stock-------------------- $100,000 00
s..rrlaa -Fund--------------------~- 20,000 DUnude vUindfe!idd.PDriovifdietsn-d-s---:_--_-_-_-_-_-_-_-_-_- 35,512069'3008

Due to Banks 1n This Stat------- -------

Due to Banks in Other States----- --------Call ~ney~----------------------- ---------Deposita Sabf"oct to Check-----~-- 339,483 30

Doaaad Corti icatn of Depoliih-- - - - - -

Cashier's Checks-----------------

95 2S

Certified Checks-----------------

430 30

Savings Deposit---------------~ 59,592 ,5

Tiae Certificates of Deposit----- 30,503 13

Trust Funds on Deposit----------- --------

Certificates of De~sit ~pr-

aenting Borrood Honer---------

Bills Payable-------------------~ 105,000 00

~ediscoanta---------------------- 116,999 11

Liability on Letters of Credit

and Acceptancu-----------~---- - - - - - - ~eaerve For Interest and Taxu--- - - - - - - -

Other Liabilities---------------- ---------

Cash-----------------------------

129 95

Total------~-------------------$ 807 868 67 Total--------------------------$ 807,868 67

PEOPLES Bo\NK, ATHENS, OA. At Close of Business Deceaber 19, 1921.

Preaident-S .Bornateia,

Vice Pruidont-J .H.Duior;

- Cashier-J .II .Habert,

Directora-S.Bornsteia, J.B.Dosier, O.H.Arnold, A.II.Daviaon, H.H.IIintoa,

~.s. Crane, Abe Joel, J.D. Tribble.

Date of Charter

~SO~ES

Loaa-------------------- so Tiae Loan----------------------~ 456,603 41

Deoaand Leans on

~enl

Eatat-------------

10,971

Banking Boase--------------------

Otber.~eal Estate Owned----------

Furniture and Fixtures----------- '" 3,700 00

Stouc.ks.s aonrdSBtaontedsoOf tOheororTghiaan______ _ 8,795 00

United States and State of Oa.

Bonda---------------------- __ _ 40 000 00

Dae froa Approved ~osorve _Agents. 19:832 57

Carroncr----------------~-------- 15,*'11 44

Daa Froa Other Banka--~---------

12 00

Chocka for Clearing B_oase~------ Cash Iteas (Irregular>----------~

4,::~ }1

Advance on Cotton----------------

Customer's Liability on Letters

of Credit and Acceptance-----

anyl------------ Advancea on Other Coa.oditie--~
Ovor Drafts (II Othor ~esoarc------------------

911 89 J9. 00

Capital Stock------------------ $100,'000 00

SUanrdf1lvuiadedFanPdr-o-f7it-s----~----~---'-"-----------------

35,000 00 32,005 39

Due Unl'!ld Dividends-------------

24 00

Duo to Banko in. This State_______ ------Dna to Banks in Other Stahs--~-- --~--Call AlonaY-----------------~----- - - - - - Deposits Sab;ect to .Check------- 1~7 ,651 U

Deaand: Corti icatea of Deposits.... - - - - - -

Cashier'a Checks----.-----------. -655 65

Cartif led Cbecks-------------;o--. ----Savings Deposits---------~--' 113,3~ 49 Tiae Certilicatea-, of Deposit----- 82, 7C>2:- 76

Trast-Fands on Deposit---------- - - - Cet"tificates of D~sit ~pr-

aenting Borrowed Money--------- --------

Bills Payabl---------------- 30,000 00

==== 'Rediscounts--....- .....- ...- ....._..____....,... --- - -
Lial>ility on Letters llf Cre<lit .
~.!~rv!c~:ti:i:;;;t~~.i-r;i;;:::

otltor LiabiHtiu-----c-----~---

10 32

Total-------------------------- $ 561,510 72 Total------------------------~-$ 561,510 72

66

Sti:OND ANl\UAL (.JlPOIJ

Examiner's R.eport.

AAIERICAN SAVINGS BANK,- ATLANTA, GA. At the close of business November 19, 1921.

President-J.G. St. Amand.

Vice-President,.

Cashter-Peter F. Clark.

Cirectors-J.G. St. Amand, Peter F. Clark, Robt. Clayton, E. lY. Butler, WI!. F. Francis,

J.H. Bass, W.A. Simpson.

Date of Charter-December 27, 1886.

Be

1887.

LIABILITIES

Time Loans---------------------- $------ Capital Stock Paid In------------ $200,000 00

D...and IA>ans------------------ S,ll36 00 Amount reserved for branches----- -------

Leans secured by Real Estate----- 586,734 06

United States BOnds------------ ---------

Other Stocks and Bonds-------- ---------
fih-------------- Banl:ing House-------------- 131,000 00 Sur~lus Fund~--------------------
Furniture and Fixtures-------- 1,500 00 Unchvided Pro Other Real Estate Owned--------- 14,952 35 Dividends Unpaid-----------------

36,000 00 7,333 71

Due fro banks in this State----- ------- Due to Banks in this State-------

Due from Baaks in other States--- 22,323 51 Due to Banks in other States-----

Currency-----------------------Advances on Cotton-------------

1,641 17 ------

~:~~v~::lD;p;;itsS;bj;;tt;--

Advances on other Commodities---- - - - - - - Chec~-------------------------

~~~~c~:Ck~1::~~.:oi::,;;;:::..":::

t:~~ 8~

Demand Certificates of Doposit--Ti- Certificates of Deposit----

77,719 25

Customers Liability on Letters of

Savings D~osih--------------- 251,582 06

IZ1redit and &.;ceptances----------- - - - - - Trust Funds on Deposit Cashier's

Over Drafts llf anyl-----~-----

215 97 Chacks.:.----------------------

Other assets uot included abeve--

6 00 Certified Checks---------------

Bills Parable-------------------- 110,000 ()()

Ne tes ani! BillJ Rediscounted Cer-

tificates of lieposit for Borrow-

ed Money.-------------------~

-----1 Liability on Letters of Credit

Total-------------------------$ 771,854 19 and Acceptances-----------------

Reserve for Interest and Taxes---

Other Liabilities not included in
above--------------------------- 89,219 17

Total------------------------$771,854 19

ATlANTA COA1J.lli~IAL BANK- ATLANTA, GA. At close of businofss October 17, 1921.

PresidentW.B. Chandler.

V.P. & Cashier-Uoward Parrish.

D

ire

ctors

-W

.B. C T.w.

hGanildslterra,pH, .BF..JD. aCvhisa,pUpoeWleaardr.~

Parrish, L.O. Nichols, T.J. Lowe, V.B. Moore,

F.s. E.L.

Hall, W.AI. Etheridge, Brooks, T.A. Dry,

C.N. Davis, W.. A. Cook, H.M. Pearman.

Date of Charter-

Began llasiness-

LIAUILIT IES

Loans-------------------- Ti.Jie

$229,869 90 Capital Stock-------------------- $ 50,000 00

Dnaad Loans------------------- 4,070 00 Loans on ~eal Estate----------- -------

Surplus Fund------------------Undivided Profits---------------

10,000 00 1,701 77

Banking House------------------- -------- Due Unpaid Dividends------------

68 00

Other Ral!l Estate Owned----------

500 00 Due to Banks in This State------- --------

:87;854-79 Furniture and Fixture-----------
Stocks and llonds Other Than U.S. or State of Georgi------------

3,348 12 ------

Due to Banks in Other States-----
~:~s~:e~;b#7;;t;.;-Ch;~k::::::::.

------.-

United States and State of Ga.

D-nd <ferti icates of Deposit--- ------

DBueonfrdos--A-pp-r-o-v-e-d -R-e-s-e-rv-e--A-g-e-n-ts--

-2-4,7-76-4-1

Cashier 1 Checks---------~------Corti lied Checks----------------

1,887 68 25 00

Currency------------------------ 9,863 69 Savings Deposits---------------Due fro Other Banks------------- - - - - - - Time Certificates of Deposit-----

367,,2~l706

09 00

Checks for Clearing House-------Cash lteas (Irregular)-----------

674 36 607 81

Trust Funds oft Deposit---------Certificates of llopos it J::epreaen-

------

Adftllce on Cotton------------Custor 's Liability on Letters
. aad Credit and Acceptances----Advance on Other Comdities----

------
---------

ting llorrowed !Ioney------------Bills payable-----------------Rediscounts-------------------Liability on Letters of Credit

-------80,000 00
---------

Onr Drafts (If aayl------------Other Ruo,..oes ..Caoh Short----Collections---:-------------------

36 72 and Acceptances---------------- --------8 38 Reserve For Interest and Taxes--- ---------
. 1,057 94 Other Liabilities---------------- ---------

Total-----------------------$ 274,813 33 Total-------------------------$ 274,813 83

SECOND ANNUAL REPORI'

67

Examiner's Report. ATLANTA STATE SAVINGS BANK - ATLANTA, GA.

At Close of Business Nov .23, 19.31.

Prasident-J .0. Ross. Vice President

Cashier-If .J .Shaw.

Directors-J .O.Ross, J .c.a> ss, Wm.Driscall~ lf.J .Shaw, H.J .Th0111as, Pearl J .Th-s, B.L.

Terrill, C.R .llanin, A.E. WeeKs.

Date of Charter.

Began Business

RESOURCES

LIABILITIES

Tiae Loans----------------------- $307,418 57 Capital Stock-------------------- $ 29,824 00

Denand LoWQs--------------------- -------- Sarflus Fund--------------------- 2,314 00

Loans on Real Estate------------- - - - - - Und vided Profits---------------- 1,117 9.2

Banking Hone-------------------- ---------- Due Unpaid Dividends-------------

Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds other Tbon U.s. or State of Georgia--------------

23911

980 500

27 00

6,917 53

Dna to Banks in This State------Due to Banks in other States-----
~:~!.fi:"~;b~7;;tt;-cb;;k::::::::

1 50 20 78 70,oo9 81

United States and State of Ga.

Demand ~erti icates of Deposits--

DBueoInrdosn--A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

---------------

Cashier s Checks---------------Certified ChackS----------------o.

106 53 503 23

Currency------------------------Dna from other Banks-------------

3 3

,0758911

88 32

savings Defosits----------------Tl Cart i icates ~ Depos iti-----

103,341 03 81,%0 9.2

Checks for Clearing House--------

789 40 Trust Funds on Deposit-----------

Cash Items (Irregular)-----------

944 78 Certificates of Deposit R.presen-

CAdavsatoncaeervns CLioatbtoilnit-y---o-n--L-e--tt-e-r-s---

------

ti~
Bills

BPaoyrraobwloed--M~-o--n-e-y------------------------

19,086 .U

___ of Credit and Acceptances------
Advances on Other Cta~~~odities----

------------

~i:~ii:t;t:~-i;!i;;;-;;-c;;dii

Over Drafts (If any)-------------

284 90 and Acceptances----------------- - - - -

Other Resources------------------ - - - - Reserve for Interest and Taxes---

873 25

og:thre~r~~L~-ia~~b:i~li~t~i~e~s:.-:-:-:-:-:-:-:--:-:-:-:-:-:- -4-7,-~:-:-~-

Total------------------------~~ 357,208 65 Total.------------------------~ 357,208 65 ATLANTA TRUST CO.- ATLANTA,GA.

At Close of Business Dec. 5, 1921.

President-Eugene R. Black. Vice Presidant-SRowderll McGaughy. Cashiur-Jno.B.Wheat.

D

irectors-I Claude

van E. Alle Douthit., C.

Ln ,. ECl yheaas,.UF.B.Sl.aEctk~er~i ne e a

R. Black, Arnold Boyles, F.Phlnsy Calhoun, S.N.Evins, Robt.L. Fore.aR, J.W.Go1dsnlth,Jr.,

J.M. Hoxsey, Robt.P.Jones, Morris, Snoflde~n McGaughy,

R.T.JonesA W.W.Orr, n

i

l

.~.Kingf
lups Ph

Geo.W.Littl sy, J.Russel

e l

,

Geo.S. Lowndes Porter,O.F.Will

1sJ. a

o

.

Date of Cbirter

Began Bastne ss

RESOIRCES

I

LIABILITIES

Time Loans--------------------Deaand Loan-------------------

$1,710,~58
57 692

B6 14

. Capital Surrlus

SFtuoncdk-------------------------------------

$1,118,300 60 150,000 00

Loans oa Real Estat---------- 109'840 64 Undtvided Proflti-------------- 121,659 03

Banking Boase------------------ ----'---- Due Uupaid Dividends-----------

304 00

other Real Estate Owned-------FSutronckitsuarendaBnd0nFdisx0tarthaers-T-ha--n-----

536 1 665 49,146

88 01

Due
1IDue

to to

Banks Banks

in in

This State----other States---

-----78,644 80

Call Money---------------------

---

U.S. or State of Georgia------- 701,981 83 !Deposits Sabl"ect to Check------ 709, 771 96

United States and State of Ga.

i Deaand Corti !cates of Deposits 25 ,000 00

Bonds------------------------Due froa Approved Reserve

80,234

91

!1cCaesrhtiifeire'ds

Checks--------------Checks---------------

II 542 53 3:717 46

c~~:!!y::::::::::::::::::::::: 2~:~I~ ~ ~~i:!~!r~ii:!!:;-~;-n;i;;ii::: 4~:~ ~

Due froa Other Banks----------Checks for ~tearing House-----Cash Iteas \Irregular)--------Advance oa Cotton-------------Castoner's Liability on Letters
of Credit and Ar.ceptancs-----

----------54,309 14
~~
-----------

Trust Funds on Deposit--------Certificates of Deposit Repre-
sentiog Borrowed Money-------Bills Payable-----------------Rediscounts-------------------Liability on Letters of Credit

4i,449 08 ----------
175,830 03 726,003 11.3

Advances on Other Commodities-- ---------- aad Acceptances--------------- ---------

Over Drafts (If any)-----------

383 59 Reserve For Interest and Taxes- 16,302 32

Other Resoar~es---------------- 196 500 26 other Liabilities--------------

84,243 02

Fara Loans--------------------- 442:146 28

Total------------------------$3 777 125 85 Total------------------------$ 3, 777,125 85

68

SECON> ANNU\L RERlln'.

Examiner's Report.

!lt\NK OF WEST EN> - ATLANrA, OA.

At Close of Business Novenber 22, 1922.

Prasideat-stewart Withaa, Directors-Stewart WithaaL R.J.Barge,
J,W,S'-aona, B.T.Kilpatrick, Date of Charter

B.C.Stanton,

T

.w

Cashi .Anderson,

e

r

-H.T Roy

.Kilpatr Dorsey 1

i

c

k

,

Began Business

RESO(l(CES

LIABILITIES

Tiae Loans----------------------- $174,368 52 DeiiiUid Loans--------------------- 1,450 00

Loans on Real Estate------------- --------

Banking Boas-------------------- 6 1681 00 Other Real Estate O.Uad---------- ---------Furniture andFixtares----------- 3,916 00 Stacks and Bonds Other Then

UaUit.eSd. oSrtaStetsateandofSOtaetoergoif&O--a-.---- ----------

Bond--------------------------

872 00

fr011 Approved Reserve Agents- 16,121 93

-t.....ency------------------------- 18,804 68

DUe Fr .Checks

foOr tChelreaBrianng kBso-a------------------~-

------~---
6,366 72

Cash Iteas (Irregular)----------- 1,203 37

AdYance oa Cotton---------------- ---------Castoaar's Liability on Letters

of Credit and Acceptances------ --------

Advances On Other Co..oditiaS---- ---------

Over Drafts (If any)------------- ---------

Other Resources-----------------~

597 05

Depositor's Oaarantae------------ 3 175 00 Call Honey----------------------~ 5 1000 00

Capital Stock-------------------- $ 25,000 00

Surrlas Fund--------------------Undnided 1\-ofih--------------Due Un~id Dividends-------------

6 1 600 00 208 17 6 00

Due to Banks in This State------- ---------

Due to Banks in Other States----- ----------
~:!!s~=~;bj;~t-t;-cj;;~k:::::::: ii2,822-84

Deaand Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Deposits----------------Tiae Certificates of Deposit-----

----------

725 97

20 00

82 3

1,885727

89 98

Trust Funds on Deposit----------- -------Certificates of Deposit Repre-

senting Borrowed Aionay--------- --------

Bi lis Payable-----------.--------- ------Rediscounts---------------------- --------Liability on Letters of Credits

and Acceptances---------------- -------Reserve For Interest and Taxes--- --------

Other Liabilities---------------- ---------

Deposit since closing------------ 5,823 11

Cash Long------------------------

125 31

Total-------------------------- $238,562 27 Total--------------------------$ 238,562 27

CENI'RAL !lt\NK & TRUST CORP. - ATI.ANrA, OA.

At Close of Business November 30, 1921.

President-As& a. Candler, Vice President.-Asa.O.Candler,Jno S.Owans, Walter T,Candiar,

Caahie...Carl H.Lowis

Directors-Henry C.Baint- Carl H.Lowis, A.J,Stitt, Ffoville.McWborter, Thos.I.Aiiller,

Eugene T.Johnson, L.B.Parris.

Data af C!tarhr

Began Business

RESO(l(CES

LiABILITIES

Tiae Loans--------------------- $7,006,807 31 Daaalld Loans------------------- 826,299 70 Loans on Real Estat----------- 759,594 00

Banking lloase------------------

Other Real Estate Ownad--------

6,730 77

FStaourcn.ksi.stuoarnerdSanBtdaonteFdsioxOftutOhreeerosr-Tg-hi-aa-n_-_-_-_-_-

57,362 91 364,525 66

uaitad States and State of Oa.

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e------- 481,150 00

Agents----------------------Carrency-----------------------

1,132,477 63 86,034 98

jlae Froa Other Banl<s----------- 662,700 24

tCbaeschksItefaosr C(Ilreraerginuglalrl)o_a_s_e_-_-_-_-_-_-

212,204 73 3,265 85

Advaace en Cotton-------------cu~r's Liability on Letters

efC red it and Acceptances---- 150,000 00

------------ Advances on Other Commodities--
OOtvheer r)Rt'~3o.afrhce(sI-f-a--n-y-l---------------------

172 22 296,674 28

Capital Stock-----------------Surplus-----------------------Und1vided Profits -----------Due Un~id Divideads-----------

$1,100,000 00 500,000 00
ill~~

Dae to Banks in This State----- 510' 556 00

Due to Banks in Other Stats--- 1s9;sos 10

~!~s~::~;bj;~t-t;-cb;~k:::::: 3,885,480 98

Demaad Certificates of Deposits

1,000 00

Cashier's Checks---------------

3,847 84

Certified Checks--------------- 10,472 52

Savings DepoJits-------------- 3,793,175 78

Tima Certificates of Deposit--- 48,751 09

Trust Funds on Daposit~-------

94,321 26

Cartif~catas of .Depo~it Repre-

senting Borroc&taney~---~-

Bi ttsl Payable---.---"--------- 480,000 00

RLiaadbisilciotyanotns--L-e--tt-e--r-s-o-} -C--r-e-d-i-t-s 923,500 00

and Acceptances------~------

150,000 00

Rasarvo. For Interest and Taxes- 86,700 75

Other Liabilities-------------- 50,000 00

Total------------------------$12,029,000 28 Total--------,---------------$12,029,000 28

SB:OND ANNUAL REPOO-

Eiaminer 's Re;>o rt.

CITIZEN'S TRUST CO. - ATLANTA, OA. At close of business November 23, 1921.

President-H.C. Dugas. Vice IT.esideros:.. R.S.Willis,W.H.King. Cashier-R.L. Isaacs.

Directors-H.E. Perry, H.C.Hudson,W.F. Boddie, A.AI. Wilkins, R.S. Williams T.J. Walker,

A.M. Gordon, J.M. Freeman, R.E. Jones, I.W. Young, Chas.H.Brown, G.E. j&wstill,

R.L. Isaacs, A.D. Hamilton, B.C. Dugas, W.H. King, J.A. Robinson, T.J. Ferguson.

Date of Charter-

Began Business-

RESOU2:ES

LIABILITIES

Time Loans----------------------- $216,348 20 Capital Stock-------------------- $250,000 00

Demand Loans--------------------- -------- Surplus Fund--------------------- 96,730 00

Loans on !Zeal Estate------------- - - - - - - Undivided Profits--------------

Banking House-------------------- 145,000 00 Due UnP!id Dividends-------------

Other Re~l Estate Owned----------

747 69 Due to Banks in This State-------

Furniture and Futures----------- 21,026 10 Due to Banks in Other Statu--- - - - - - -

Stocks and Bonds Other than u.s.

Call Money------------------- -------

or State of Georgia-------------

550 00 Deposits Subject to Check-------- 114,368 94

United States and State of Ga.

Demand Certificates of Deposit---

Bonds----------------------- --- --------- Cashier's Checks----------------- 1,027 92

Due from Approved Reserve Agents- ----------- Certified Checks-----------------

469 $7

Currency------------------------- 3,798 07 Savings lieposits----------------- 376,656 34

Due From Other Banks------------- 222,148 24 Time Certilicates of Deposit----- 3,300 Ob

Checks for Clearing House-------- 4,290 39 Trust Funds on Deposit-----------

Cash Items (Irregular)-----------

49 40 Certificates of lieposit Represaqt-

Advance on Cotton----Customer's Liability on

-L-e-t-t-e-r-s---I-

--------

ing Borrowed !Ioney------------Bills Payable------------------

----

Credit and Acccpta~~:es---------Advances on Other Commodities----

-----------------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f-,--C-r-e-d--it----

-------

Over Drafts (If any)-------------

108 76 and Acceptances-----------------

Other !Zesour~es------------------ ---------- Reserve For Interest and Tans--- --------

Reat Estate Dept---------------- 5,250 00 Other 'Liabilities---------------- 153,270 00

Profit & Loss------------------- 38,120 54 Deps not entered---------------Cash Long------------------------

467 59 147 03

Total--------------------------$ 657,437 39 Total--------------------------$ 657,457 39

THI> Cil'Y SAYINGS HANK - ATLANTA, GEOR.GIA. At the close of business Noveaber 4, 1921.

President-S.T. Weyman

Vice-President-W.B. Gibson. Sac. &Treasurer-A.B. Chapman.

Directors-S. T. WeJIIIBn, W.B. Gibsm, A.B. Chapman, G.W. Connors,_

Date of Charter- May 20, 1919.

Began Dusiness Jane 6, 1919.

LIABILITIES

Ti.. Loans----------------------- $ 2,411 01 Capital Stock-------------------- $100,000 00,

Demand Loeas--------------------Loans on Real Estate-------------

9,000 00 160,264 92

Surplus ..Fundi.-----------------Undivided Profits----------------

----23,746 68

:::::::::: ~~~~e:iu~:t;i;-o;;;d::::::::::

~ UnP!id Dividends------------Due to Banks in This State-------

:::::::::: SFtuorcnkist uarned anBdondFsi iOt uthreers -T-h-a-n- -U- .-S-.- Or State of Georgi&-------------

-------------------

Due to Banks in Other Stetea-----
~:;!s~:es;bj;~i-t;-Ch;~k::::::::

------

United States ani state of Ga.

Deiaands Certlf !cates of Deposits- ----------

DBueonfrdosa--A-p-p-r-o-T-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s--

---2-,5-5-1-

--54

Cashier's Checks----------------Certified Checks-----------------

-------------

Currency------------------------- ---------- Savings Deposits----------------- 17,856 59

Due froa Other Banks------------- -------- Time Certificates of Deposit----- - - - - - -

Checks for Cash Items

C(llreraergiunfaHrlo-u-s-e----------------

--------------------

Trust Funds on Deposit----------- -------Certificates of Deposit Represent-

Advance yn Cotton----------------, -------Customer s Liability on Letters

ing llo rrowed Money------------Hills Payable--------------------

----35,000

-o-0

of Credit and Acceptances------- -------- Rediscounts---------------------- ----------

Advances on Qther COmmodities---- ---------- Liability on Letters of Credit

over Drafts (If anyl------------- 1,553 90 and Acceptances----------------- ----------

Otller Ruoarces---------------- -------- Reserve for Interest and Toes--- ----------

Capt tal :Stock Unpaid------------- 18,000 00 Other Liabilities---------------- --------

Unearned Interest---------------- 17,178 10

Total--------------------------$ 193,781 37 Total-------------------------- $193,781 37.

70

SS::OND ANNUAL R.EPORT

Exaainer's Report.

THE COLONlAL TR.UST CO,.,. ATLANrA, GA.

At the close of business November 5, 1921.

President;J,S. Slicer.Ylce Presldeat~.A.SmythetJos.C.Williams,J.U.Williams,

Secy.& Tres- .J, Norman.

Direlltors-J.S. Slicer, J.C. WilliBils, R..A. Smythe, J.H. Williams, T.J. Norman, G.R.. Boughton,

Date of Char~~~t~~2':f!las.

Began Business-

R.ESO~ES

LIABILITIES

Fund-------------------- Ti1118 Loans----------------------- $264,766 33 Capital Stock Paid In------------ $148,700 00

Deaand Loan4--------------------Overdrafts (if anyl--------------

25,673 27 116 83

SUunrdJ1?vluidsed Profits less amount pam

6,500 00

United States .Bonds------------- ------- for interest,taxes, and current

Other Stacks and O.ds--------- -------- eXJ?enses------------------------ :2.4,037 1~

Banking Bouse-------------------- -------- Div1dends Unpaid----------------- ----------

OF ut hrenri t uRr.eeal anEds tFa tiex tOuwr ense-d- -------------------

1,089 86 Due to Banks in this State------- 4,408 55 3,505 97 Due to Banks in other States----- - - - -

Due From Approved R.eserve Agents- 19,600 14 Individual Deposits Subject to

------ Dae fro Other Banks-------------
Currency-------------------------

-------3,605 06

DCemhaendc kC-e-r-t-i-f-i-c-a-t-e-s-o- -f - D- -e-p-o-s-i-t.-,.-_-_-_-

60,231 9:J

Ad.,...nce on cotton---------------- - - - - - - Time Certificates ol. Deposit-----

640 00

Checks for Clearing Bouse--------

529 53 Savings Deposits----------------- 22,053 93

Other Checks nud Cash items------

104 04 Cashier's Checks---------------- - - - - -

U.S.Bonds to Secure Circulation-~depti,pn Fund-----------------

-------------

Certified Checks----------------Bills payable including Certifi-

------

Customers Liability on Letters of

cates of Deposit representing

Credit. and-.A.cceptaace----------Other Assets not included abeve--

------52 25

N:;::ya!dr~i~:-;;:di;~;;;t;d::::

~~~~~

R.eserve for Acc:ned tllxes-------- - - - - R.eserve for Accrued Interest on

Deposits-----------------------Circulation--------------------- ------Liability on Letters of Credits

---------- Total-------------------------- $319,043 28 oih:r~~:t1~i:;-;;t-i;~i;d;d-i;

the above----------------------- 6,066 81

Total-------------------------- $319,043 28

EAST ATLANTA BANK - ATLANTA, GA, At the close of business Oct~er 20,1921.

President-L.L. Directors-L.L.

Marbut, Marbut,

W.ll.

McClaVini,cec-.Pcr.esCidaebnilt,-

E.A.

)l.inor,

Cashier-R..~. Billings, G.W .Marbut, J.F. Carroll,

E.~. Fenchel, R..C. Billings.

Date of Charter-

Began Business-

LIABILIT IllS

Tie Loans----------------------- $ 83,376 24 Capital Stock-------------------- $ 25,000 00

Demand Loans------------------- ------- SurJ?lns Fund-------------------- 5,500 00

Loans on R.eal Estate------------ ------- Und1vidod Profits---------------- 1,624 52

Banking Bouse-------------------- 9,795 00 Duo UnP!id Dividends------------- ----------

Other Real Estate Owned--------- -------- Due to Banks in This State------- ---------

Furniture and Fixtures--------- 2,740 00 Due to Banks in Other States----- --------

Stocks and Bonds Other Than U.S. or State of Geoi'J!:ia-------------

--------

~:~s~t~e~~bj;~~t;-Ch;~k::::::::

-so;943-80

Vni ted States anaState of Ga,

Demand Certificates of Deposit--- ----------

DBuoofnrodms--A-p-p-r-o-v-e-d--R--.e-s-e-r-v-e--A-g--e-n-ts-_-

--8--,8-0-7--4-0-

Cashier's Checks----------------Certified Checks--------- -------

89 18 ----------

Currency------------------------ 7,131 92 Savings Deposits----------------- 22,384 29

Due From Other Banks------------- --------- Time Certil icates of Deposit----- 6,010 10

Checks for <;tearing House--------

335 89 Trust Funds on Deposit----------- ---------

Cash Items (Irregular)-----------

935 45 Certificates of Jl.eposit Represe""

CAudvstaonmceero'ns CLioatbtoilnit-y--o-n---L-e-t-t-e-r-s---

----------

ting Borrowed Aloney------------Bills Payable--------------------

-------------------

4--------- of Credit and Acceptances------- -------- Rediscounts---------------------- 2,000 00

Advances on Other Commodities----

Liability on Letters of Credits

0vor Drafts (If anyl------------- ' 507 48 and Acceptances---------------- ----------

Other Resonrcos------------------ ---------- R.eservo For interest and Taxes--- ----------

Other Liabilities---------------- ----------

Cash Long------------------------

77 49

fetal----- ------------------ ~-11"1"'3,...--.62"'9;:-::;:3-::-8-l Total-------------------------- ~1 .629 IR

SECOND ANNUAL REP<RT

71

Exaai nor 's Report
THE FARIIJiRS & TRADmS BANK; ATLANI'A, GA.

At Close of Business Noveaber 10,1921.

RES ClJRCES

LIABILITIES

Time Loans----------------------- $471,744 16
~=:~ .~'R::i-ii;i;i;::::::::::::: ~~~~~

Ilanking llous-------------------Other Real Estate Owned----------
~~~:~!u~da~n:!x~~:;-ih;;-u:s:-

21,125 62 36,098 63
2,338 20

or Stato of Georgia------------Unitecl States and State of Ga. Bonds--------------------------Due from Approved Reserve AgentsCurrency----_--------------- ____ _

36,585 00 ------

Due from other Ilanl<S------------Checl<s lor Clearin~ House-------Cash Items (Irregular)----------Advanco on Cotton---------------CustOino r' s Liability on Letters

of Credit and Acceptance------Advances on Other Conuuodi ties---Over Drafts (If any)------------other Resourcos-----------------Transit Account------------------
~gl~u~tu~atl~~F~irGe~rItn:s!u~ra~noc~e=~F~u:i:td:-:-:-:--:-:-
Life Insurance Policy------------

----------------
3,161 27 ------
18,460 63
32,'4g1~0 ~95
1,340 00

Capital Stock-------------------- $ 25,000 00

Surplus fund-------------------- 15,000 00

Und1vided Profits----------------

57 48

Due Unpaid Dividends--~---------- - - - -

~= !: ::: 1: 6~~:rs~~!:;;::::: 17,09~

Call ~Ioney----------------------Deposits Sab;ect to Check--------

~!7343:035040

00 37

~:':~'i~r~=r~~.~~!~~~-~~-~~~~~~~~:: 1~'~ ~

V-Pros' Checks------------------Savings Deposits----------------Time Certificates of Deposit-----
Trust Fuuds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Jloney----------

4'673 54 103:759 81 _32,7_04_ _15
_ _ _ _.,

Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits
and Acceptances----------------Reserve For Interest and Taxes--other Liabilities---------------Cash Long------------------------

112,500 00
--------------------
81 62

Total-------------------------- $741,239 85 Total-------------------------- $741,239 85

GA,SAVINGS BK.& 'm.CO.-ATLANTA,GA.

At Close of Business Nov.l9,1921.

President~eo. Al.Brown Vice President

S.cy. 1: Tru~t.Jas.E.Boston.

Directors~eo.M. Brown~ W.Stewart 1Yithaa_.Jr. Jno.IV,Orant" Jas.E.Hoston,Arnold Broyles,

Dr .E .Hates Hlock,Jno .L. Lyo ,lf .uarrell Latimor ,r.lijah A.Bro..,,F .J .Coo ledge ,Frank

llawkins,II.)I,Pat torsoa.

Date of Charter

Began Business

RESOURCES

LIABILITIIS

Time Loans--------------------- $1,250,021 32

Dernnnd Loans-------------------

11,768 28

Capital Stock------------------ $
Surplus Fund-------------------

5t50o0:o0o0o0 0oo0

::::::::::: &:: Loans on Real Estat----------- ----------- Undivided Proli ts--------------

~~~::~a~i"E~t;t;-o;;;J::::::::

~~PA!~k~ii~d~i!t!-st:;t:;:::::

138,~ ~

~~~~!~:da::n~!x~~:;-Th;;----
U.S.or State of Georgia------United States and State of Ga. Bonds------_-----------------_ Due from Approved Resor:ve :\gents
Currency----------------------Due frw Other Ilanl<S----------Checks for Ctearing House-----Cash Items (Irregular)--------Advance on Cot ton-------------Customer's Liability on Letters
Ad!a~~:!i!na~~h!~cc~:~~:i;;::
Over Drafts (If any)----------Other Resourcl!ls---------------liar Savin~s Stamps-------------

50,564 II

Duo to Banks in Other States--Call lloney---------------------

857,636 16 Deposit$ Subject to Check------

Demand Certif ica tos of Deposits

92,777 32 Cashier's Checl<S---------------

108,145 83 Certif iod Checks---------------

_!2?.~--~

Savings lloposit --------------Time \:ortificates of Deposits--

Trust Funds on Deposit---------

Certificates of Deposit Repre-

senting Borrowed Jloney--------

Ili IIs Payable------------------

Rediscounts-------------------::::::::::: Liability on Let tars of Credits

32 27 and Acc~ptances--------------

------ Resorvo for Interest and Tax-

15 61- othor Liabilities--------------

Other Liabilities--------------

Unearned Int.------------------

Oash Long----------------------

I ,237,081 92
------- 185,272 ()5_
64 01 123 85 180,8:~ ~

Tot a 1----------------------- ~ ,391 1 899 21 Total------------------------ $2,391,89 2.1

72

SECOl(l ANNUA.L REAlln'

Exaainer's ~eport.

UIIEWOOO BANK - ATLANI'A, OA..

At Close of Business October IS, 1921.

l'lresldentooftonrd Parrish,

VIce l'lresident-1'1 .M..Jlltchaa,

Cashier N.W. Hancock,

Directors-Howard W.,B,Jliller,

PaCri.Fsh.llAloodWyL.,M..Jl.lWtc.Mh~.1cnlllPl,aWas.H, ancAoc.Ok,.RhoWd.Eu,.

E

stes, Dan Oolppor, W.Y.Nor.an, Clail.s.

Kruger,

Paul s.Etheridgo, s.s. Uibbs.

Date of Charter

Began Bualneu

RESOlll.CES

Tlao Loan-------------------

Doaand L Lean, on

o~aoanls

-E--s-t-a-t----------:~.-.----------

Bankiag House------------------

Otlter l{eal Estate Oomed--------

Farnitaro and Flxtaru---------

Stocks and Benda Other Than

U.S. or State of Oeorgia-----

tllited Statu and State of Ga.

DuBo oI rnodas-A-p-p-r-o-T-e-d---~-e-s-o--r-v-e-------

Agonts----------------------Carrency----------------------Duo Froa Other Banks----------Checks lor Clearing llouse------ Cash lteas (Irregular)--------AdTanco on Cotton-------------Custoaer's.Liability on Letters
Ad!!u~::d!! O~e~c~:~::~~:;;::

OTor Drafts (II any)----------other ~osoarcos--------------- Cash Short---------.------------

LIABILITIES

$41,473 72 Capital Stock------------------ $25,000 00

3,912 04 ~f!~~.~~;iit;::::::::::::::

721 51

Due Vn~id DiTidendC-----------

Due to Banks in This Stat-----

3,641 86 Due to Banks in Other States--- -~----

- - - Call Manor---------------------
Deposits Subject to Check-----Deaand Certificates of DepositCashier's Checks--------------

20,932 40 147 10

- Cortif ied Checks--------------5,466 66 SaTings Deposits---------------

4,946 49

2,085 22 Tiae Certificates of Deposit---

Trust Funds on Depoait---------

464 79 Certif icates of DeP!!sU ~opra.-

518 20 senting Borrowed Money-------

Bills Payable------------------

5,000 00

l{ediscounts-------------------Liability on Letters of Credits

and Acceptances------------~eserTe For Interest and Taxes-

Other Liabilities Deposit-----

940 10

125 II

Total------------------------ $ 57,687 60 Total------------------------ $57 687 60

T~IJST CO, OF OA.., ATLANTA, OA,

At Close of Business Deceaber 13, 1921.

l'lraaldeatof!. Woodruff, Vice Preasidents-lf.C .Wardla..-, n.Ooddard, J ,H.Nannally,

Treas.- Oeo. B.Pandleton,

Directors- ~obt. C,Alston W.C.Bredley J ,B,Caapbell, W.E.Chapin, J .W .Con..-ay

J.H.Nanally, Thos, A.Painet C.R.Wlnship, l'lii;J.DaTia, Saauel C,Dobbs, .r,li,Ooddard,

Leo Hagan, Jas.E.Dickoy, Jno,E .MarJl!ty, J.Carroll Payne, E.Woodruff, T.P.Hi~~~~~an,

Uarotcl.-ntrsch, E.U. IIIHD, S.A.Lynch, Henry W.Miller, Brooks Morgan,

Dat.

c.,A..,Wickorahaa, 01 -.hartor-

Jt,\f .woodruff.

Be Bullaeu

~Olll.CES

LIABILITIES

Tiae Laa111------------------~-- $885,248 39 Capital Stock------------------ t,ooo,ooo oo

Dand Loan------------------- 461,842 03 Surplus Fund------------------- 1,500,000 00

Loaas on l{eal Estat----------- 124,626 98 Und1Vided Prollh~------------ 341,807 53

Banking Rouse-----------~------ 536,424 89 Due Un~id DiTideods-----------

192 00

other Ileal Estate O..Ued-------- 121,485 37 Due to Banks in This State-----

Furniture and Fixture--------- ------------ Due to Banks in Other States--- 441,948 61

Stacks and Bonds Other Thaa

Call Money---------------------

U.S, or State of ueorgia_____ ------------ Deposits Subject to Check------ 338,739 43

ITII1b4 Statu and State of Qa,
Beads------------------------' he f 1'8111 Apprned lte..rTe

766,6;f9 52

Demand Certificates of D8 posit Cashier's Checks---------------

Certified Checks---------------

---------- Agents---------------------- ----------- Sayings Deposih---------------

4,066 24 904,904 56

(lll'rency---------------------- _ 14,188 25 Tiae Certificates of Deposit--- 282,793 95

0.. Froa Other Baaks----------- 157,226 36 Trust Funds on Deposit---------

Ciaecks for Cleari~~g Uoaa----Casla Items (Irregular>--------CAdaaTt,ati~ilero'ns CLoitatbonil-i-ty--o-a--L--e~t-t-e-r's
' ~~~A!! ~.~c~:!:::;1;;:: Onr Drafta {U aa:r>-----------

. ~~~
------------
:::::::-_::::
------------

CesretniftiincgateBsor-roof,.eDde~!sIointeyR. .e:_p_r_e_-_
Billa Payable------------------
~ediscounts--------------------
Liability on Letters of Credita and Acceptances--------------
~eaerye For Interest and Taxes-

1,300 00 1,000 00
---:2-9-,-28-1--2-4

83 Other lteiOiircos................
~:.~;pt~:::::::::::::::::::

431,159 98
t,933,o~A

Other Liabilities--------------' Dept. Checl<s------------~----- Laou Par. Cart-----------------

501,300 46 2,904 85 62,297 39

Lll~!baelrtEystBllohnDdSe-p-t-----------------------'--------

24,838 32 Trust Dept-------------------370 750 00

189,688 61

Total------------------------ $5,829,924 87 Total------------------------ $5,829,924 87

SS:::OND ANNUAL REPOJ<f

73

Examiner' 1 .Report.

AOOUSTA SAVIIJS BANK - AOOUSTA, GA. At the close of business September 29, 1921.

Presideai-P.E. May,

Vice-President-Thos. g. Wright, Cashier-J.G. Weigle

Directors- P.E. May, Thos. g. Wright, J.G. Weigle, Chas. E. Brown, Chas. D. Carr, F.L.Fuller,

J.W. Levy, E.J. Lyon, A.H. Merry, E.A. Pendleton, lloses Slushy.

Date of Charter-October 14, 1879.

Began Business- 1882

Tiae Loans--------------------- $ Demand Loans------------------Loan on geai Estate-----------Banking House-----------------Other ~al Estate Owned-------- Furniture and Fixtures--------Stocks and Bonds Othar Than U.S.
or State of Georgia----------United States and State of Ga DBueonfrdoms--A-p-p-r-o-v-e-d--g--e-s-e-r-v-e--A-g--e-n-ts
Bank..:--------- Currency-----------------------
Due from Other Checks for Clear intt'll~use -----Cash Ites (Irregulari--------Advance on Cotton-'-----------Custo ... rs Liability on Letters
of Credit and Acceptances---Advance on Other ~odities-- Over Drafts (If anyi----------Other gesources--------------

921,777 49 15,476 50 47,660 00 2,162 59 3,000 00 52,120 00 68,242 40 19,775 79
----- 12,202 71 1,996 31 172 00
29 31

LIABILITIES
Capital Stock------------------ $ Surplus Fond------------------Undivided Profits-------------Due Unpaid Dividends----------Due to Banks in this State----Due to Banks in Other States---
~:~s~~eS;bj~i-i;-Ch;~k::::::
Demand ~ertilicates of Deposit_ Cashier s Checks--------------Certified Checks--------------Savings Deposits--------------Time Certificates of Deposit--Trust Fnnds on De~sit-------~ Certificates of Deposit gepre-
senting Borrowed Money-----Bills Payable---------------RLeiadbiislciotyunonts-L-e--tt-e-r-s--o--f-C--r-e-d--i-t gaensdervAeccfoerptIanntceerse-s-t--a-n-d--T--a-x-e-sOther Liabilities-------------

too;ooo oo
20,000 00 29,636 68
59 45
850 970,7n 51
22.P3S 3l 443 59

Total----------------------- $1,143.1 455 10 Total-----------------------$ 1,143,455 10
THE GEORGIA AAlL~AD BANK - AUGUSTA, GID~IA. At tho close of business October 1&.1921.

President-Jacob Phinizy,

Vice Presidents-John Phinizy, S&JaUel Martin,. W.A. Latimer,

. Cashior-11.11. Samn.

Directors,.Jacob Phinizf W.A. Latimer, Fiel.ing B.D. McDaniel, S.A. Fortson, Albert

WB.alVlaocne1W lClllhp,a

rles II. Samuel

Phinizy, John Phinizy, Alartin, J.P.Mnll!erin,

W.J.Jlollingsnurth, Coles Phinizy, W.B. Wbite, Frank H. Barrett.

Date of Charter-November 15, 1892.

Began Business-December 31, 1892.

LIABILITIES

Tiae Loans--------------------- $6,586,740 35 Demand Loans---~-------------- 744,910 32 Loans secured by Real Estate___ 625,000 00

Capital Stock Paid In---------- $1,000,000 00 Aaount reserved for branches___ - - - - - -

United States Bonds----------- 6i,672 00

Other Stocks and Bonds--------'- 93,572 00

Banking House------------------ 96,862 64

Furniture and Fixtures---------
&::Other ~eal Estate Owned-------~~:: ~~~~v~~nf:~~~~:~~:~:

Currency---------------------

Advances on Cotton------------Advances on Liberty Bonds-----

Checks for Clearing House------

Other Checks and Cash Items----

Customer's liability on Letters

of Credit Overdrafts

and (If

A~ncrcle-p-t-a-n-c~e-s---------

Other assets not Included above

Items in Transit-------------

Current Checks---------------

Cash Short--------------------Over &Short-------------------

--------95,500 00
1,3~;~g-~
246,633 81 ---------
698 01 166,258 72 161,552 33
42,857 64 73,670 00
176 42 197 01 2,022 93

fits------------ Surplus Fund-------------------
Undivided Pro Dividends Unpaid--------------Due to Banks in this State----Due to Banks in Other State---CInadllivMiduoanleyD-e-p-o--si-t-s--S-u--b-je-c-t--t-o--
Dcemhaencd kC- -e-r-t-i f- -i c- -a-t-- -o-f- -D-e-p-o-s-i- ~- -..Tiae Certificates of Deposit--Savings Deposits--------------
~~:1.~~~h!c~~:~~~::::::::::
Certified Checks--------------NBoiltelss aPnaayBabillles--~-a---d-i-s-c-o-u-nt-e-d-_-_Certificates of Deposit for

200,000 00 213.447 34 186,569 46 164,916 77
2,535,492 15 416,968 16
3,561,117 75 84,7.26 49 5,947 92 1,380 20
1,950,000 00

Total------------------------$10,344,488 95 LSioarbroiwlietyd onMLoneettYer-s---o-f--C--r-e-d--it-and Acceptances -------------~serve for Interest and Taxes-

....., ______ _

Other Liabilities not included

in the above------------------
- - - - - Due to the clearing llouse ------ 23,922 71 Total------------------------$10,344,488 95

SECONl ANNU\L REJ?QU'

Exui~~er 'a Report ,

UNION SAVINGS BANK - AUGUSTA, GA,

President-WM.Schweigert. Vice President-!.~. Gray. Cnshler-T.S. Gray,

Directors-lVm,Schwe!gert, T.S,Gray, .X.Dorr,J.P,)lulherin, G.C.Blancherd, Carter Burdell,

P.H.Rice Boinlre Phinhy;c.Henry Cohen,

Date of Charter 1891,

Began Business Jan.3, 1892,

RESOIRCES

LIABILITIES

Time Loans--------------------- $1,155,075 78 Capital Stock----------------- $

~::do~0~!Zi-E;t;t;:::::::::::

~!~~~

Su~lus Fund------------------Undtvide4 Prdfits--------------

Banking Rouse------------------ 100,000 00 Due Unpaid Dividends-----------

other Real Estate Owned--------

5,240 06 Due to Banks in This State-----

~t~~~!a~:da~:~!x~'t~:~-T~;;----

11,727 04

Due to Banks in Other States--Call Money---------------------

U.s. or State of Georgia------ 115,169 13 Deposits Sub/ect to Cboc~----

United Statos and State of

DeiiiBnd Certi icates of Deposit

DGuea

.fBromon

dAsp-p-r-o-v-e-d-

---------
Reserv~

-A-g--e-n-ts

57 700 00 Cashier's Checks--------------28:242 06 Certified Checks---------------

- - - - - Currency-----------------------
Due from other Banks-----------

43,964 95 Savings Deposits--------------Time Cart il icate sof Deposit----

Checks for Clearing House------ 20,461 36 Trust Funds on Deposit---------

Cash Items lirregular)--------Advance vn Cotton-------------Customer s Liability on Letters
of Credit and Acceptances----Advances on other COIWllodi ties--

------ 1,905 94 Certificates of Deposit Representing Borrowed Money--------

Bills Payable------------------

-----------

RLeidaibsicloiutynt on--L--e-t-te-r-s--o-f--C--r-e-d-i-ts-

------ 115,000 ()()

Over Drafts (If any)-----------

and Acceptances---------------

other Resources----------------

Reserve for Interest and Taxes-

Transit account----------------

Other Liabilities--------------

Revenue Stamps-----------------

War S.s. -----------------------

Total------------------------ $1,667,220 33 Total------------------------ $1,667,220 33

AUSTELL BANK, AUSTELL, GA.

At Close of Bnsiness July 9 1921. 1

President-<:.F .Benson. Vice l!resident-J .D. Perkerson.

Cashil>l'-C.C.Perkerson.

Directors-<:.F.Benson, J.D.Perkerson, J.B.Ramphries, R.M,Brown, L,G,Garrett, M,T,Beason,

Date a! Charter Jan, 3,1910.

Began Bnsiness Jan,lO,l9iO.~

RESOURCES

LIABILITIES

Time Loans--------------------- $ Deoaand Loans-------------------
------- Loans on Real Estate----------g:: ~~;~e~iuE:t;t;-o;;;d::::::::

56 834 75 7:136 7l

Capital Surplus

Stock-----------------Fund-------------------

$

15 000 ()() _ _ 4:534~

Undivided Profits------------

~~"3,!dnk~ii~d~~1:-si;i;:::::

Furniture and Fixtures--------Stocks and Bonds other Than U.S .or State of G.orgia------United States and State of Ga, DBueofnrodms.-A-p-p--ro-v-e-d--R--e-s-e-r-v-e-------
Agents-----------------------Currency----------------------Due from Other Banks----------Checks for Clearing Hous-----Cash Items lirregular)-------- CAduvsatcnnceer 9ns CLioatbtoilnit-y--o-n---L-e--tt-e-r-s-
of Crefit and Acceptances----Advance on Other Commodities--Over Drafts (If any)----------other Resource&----------------

2,155 15 Due to Banks in other States--Call A!oneY-----------------~ Deposits Subject to Check----Dand Certificates of Deposits
7,312 20 Cashior's Checks--------------Certified Checks---------------
7,579 55 Savings Deroslts-------------3.621 78 Time Certificates of Deposit--
Trust Funds on Deposit--------101 62 Certif icataa of Deposit Repre62 12 senting Borrowed Money--------
Bills Payable-----------------Rediscounts-------------------Liability on Letters of Credits
and Acceptances--------------18 60 Reserve for Interest and Taxes 14 42 other Liabilities--------------

------ 30,961 46 ------ 7,500 ()()
453 06

Total------------------------ $ 84 1836 90

Total--------------------- $ 84,836 90

StX:OND ANJI UAL l<tl'ORT

75

E.J:aminer' s R.eport.
BANK OF BACONfON - BACoNfON, GA. At close of business August 18, 1921.

Frealdeat~.P.Jacksoa, Dlrectors~.P.Jacksoa,
Date of Charter-

Vlca Proaidents~.K.Tillr, J.D.Frazior, Cashior~E.A.McCallua, J.D.Fraalor, L.C.Fl. .ing, ~.A.Tillar,
Begaa Business-

LIABILITIES

Tille Loans---------------------- $ 70,061 39 Demand Loans------------------- 4,871 60 Loans on ~eal Estate------------- 2,250 00 Hankin~ House------------------ 2,COO 00 Other ~eat Estate Owned-------- 1,696 00 Furniture and Fixtures--------- 3,500 00 Stocks and Bonds Other Than U.S.

or State of Georgia------------United States and State of Ga.

225 00

DBueofnrodms-A--p-p-ro-v-e-d--~-e-s-e-r-v-e--A--g-e-n-t-s-- ------------------

Currency-----------------------Dna from Other Banks------------Checks fer Clearing House-------

1,117 41 2,513 48
131 72

Cash Items tlrregular) ----------

6 17

CAudvsatoncmeero'sn CLoiatbtoilnit-y--o-n--L--e-t-te-r-s--- ---------

of Credit and Acceptances------ -------Advance on Other Commodities----- ---------

Over Drafts (if anyl-------------

706 49

Cash Short----------------------Collections----------------------

1 00 25 00

Jndpents----------------------Jllutual Fire Fund----------------Depositors Guarantee Fund--------

998 70 120 00 3,439 85

Profit and Less----------------- 1,968 45

Capital Stock------------------- $ 15,000 00

Surl'lus Fund------------------- 1,400 00 Undtvided Profits---------------- ----------

Due Unpaid Dividends------------ ---------Due to Banks in This State------- ---------

Due to Banks in Other States----- ---------Call lloney----------------------- 15,500 00 Depo sits Subject to Chck--------- 17,081 80

Demand Certificates of Deposit--- 12,904 33

Cashier's Checks----------------

486 12

Certified Checks---------------- ---------

Savings Deposits---------------- --------Time Certi1ieates of Deposit----- 13,013 51

Trust Funds on Dep~it-----------Certificates of Deposit ~?~sea-

207 20

ting Borrowed Money------------ -------

Bills Payable-------------------- 18,000 00

~ediscounts----------------------
~lability on Letters of Credit

2,000 08

and Acceptances----------------- -------~serve For Interest and Taxes--- -------

Other Liabilities-------------- ----------

Deposits after close-------------

39 30

Total------------------------ $ 95,632 26 Total--------------------------$ 95y632 26

THE BAINBRIDGE STATE BANI - BAINBRILGE, GOO~ lA. At the close of business August 25, 1921.

President-E.J.Perry. Directors- L.E. Fenn,

E. J. VP'ienrryJlreJs~ll\d1.eaStisii-iJD,Woas,,CaGlolardhoana,ChLas,Eon,F,MrD. j.

C:aahler-J.J.Walhrs. Will is, J. W. Callahan,

J.M. Laing, ~.B. Coleaan.

Date of Charter-February 1, 1901

Began Business- 1891

LIABILITIES

Time Loans----------------------- $483,653 19 Capital Stock-------------------- $100,000 00

Demand Loans--------------------- 79,882 55 Surl'lus Fund--------------------- 20,000 00 Loans on ~eat Estate------------- 190,309 51 Undtvided Profits---------------- 97,815 15

Banking Honse-------------------- 16,705 00 Due Unpaid Dividends------------- ---------Othe~ Real Estate Owned---------- ---------- Due to Barn~ in This State------- 1,070 84

Furniture and Fixtures----------- 6, 755 15 Due to Banks in Other States----- 14,601 88

Stocks and Bonds other Than U.S.
U:it~~a~tat!so::~g~~;;;-;;-6;:---

1,620 00 ~:~.~t:~;b];~i-t;-cb;~k:::::::: 258;76~o

Demand Certificates of Dcp~it----

74 44

Bonds--------------------------- 12,026 93 Cashier's Checks----------------- 1,016 24

Due from Approved Reserve Agents-
Currency---------------~-------

86,351 50 Certified Checks-----------------

58 00

13,317 50 Savin~s Deposits----------------- 143,538 83

Due from Other Banks------------- ---------- Tim~ ~ertilicates of Veposit----- 61,461 63

Checks for Clearing llouse-------- 2,283 26 Trust Funds on Deposit----------- 97,033 14

Cash Items. (Irregularl----------- 1,500 00 Certificates of Deposit ~epresen-

CAudsvtaonmceerpsnLCioatbtiolnity--o-n--L-e-t-t-e-r-s-o--f

--------

ting llorre,,.,d Aloney------------Bills Payable-------------------~

--------100,000 00

Credit and Acceptances---------- ---------Advance on Other Col{lmodities----- ---------

~Leidaibsicloiutynt

s--------~-------------
on Letters of Credit

------

Over Drafts If anyl-------------

619 04 and Acceptances---------------- --------

Other ~esources---------------- ---------- ~eserve for Interest and Taxes--- ----------

~avenue Stamps-------------------

12 21 Other Liabilities--------------- ----------

Sundry Banks--------------------

458 70 Cash Long-----------------------

58 19

Total------------------------ $895,494 54 Total-------------------------- $895;,494 54

SEj:ON> ANNIJ.o\L Rll~.

Exaainer's Report.

DECATIR COUNfY BANK, BAINBIUOOE, OA.

At Close of Business August 29, 1921.

President-M.E. Nu&Sbaam,

Vice President~.F, Wheat,

Cashier Frank-S. Jones,

Directors-M.E,NussbaUM, R.F. Wheat, Frank S.Jones, A.B.Belcher, L.A.Friedaan,

D.T. Sutherland, Date of Charter December 26, 1905,

Bee-n Baaineas 1905.

RESOmcES
Tiae Loans--------------------Daaand Loans------------------Loans on Real Estate---------Banking Bouse-----------------Other Real Estate Owned-------Furniture and Fixtures--------StoUc.kSs, aonrdSBtaentedaoof thOeerorTghiaan_____ United States and State of Oa, DuBe oI rnedas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e-------
Agents----------------------Currency----------------------Due froa Other Banks----------Checks lor Clearing Bouse-----Cash Items (Irregularl------~- Advance on Cotton.------------Custoaer's Liability on Letters
of Credit and Acceptances---Advances on Other Coamodities-Ovar Drafts (II any)----------Other Resources----------------

LIABILITIES
$110,084,83 Capital Stock-----------------5,458 01 Surplus.Fund------------------50,000 00 Undlvided ~of its-------------Due Unf!id Dividends----------Due to Banks in This State----Due to Banks in Other States--Call Money--------------------36,519 75 Deposits Subl"ect to Check-----Deiand ~arti icates of Deposits Cashier s Checks--------------Certified Checks--------------Savings Deposits--------------Time Certificates of Deposit--11,273 93 Trust Funds on Deposit--------Certificates of Deposit R~presenting Borrowed Money------Billa Fayeble-----------------RLeiadbiislcitoyunotns-L-e--tt-e-r-s---o-f--C-r-e--d-i-tsand Acceptances-------------Reserve For Interest and TaxesT Other Liabilities--------------

$ 25,000 00
5 000 00 20:873 46 137,024 75 25,438 31

Total------------------------ $213,336 52 Total------------------------ $213,336 52 CITIZENS BANK & TRUST - BAINBRIOOE, OA. At Close of Business October 25, 1921,

Preaident-B,B. Erlick, Vice Presidents-B.L.Oans, Max KwilokJ, Cashier-E.F.Vickers,

Directors.H.B, Ertle~ H.L. Gans~ Max J.ll.Eaanuel, H,n,Martin, L.all,

KJw.Bi1.JEckrih1ck,H.D.Trawiek,

J.C,Ilale,

Date of Charter

Bagan Business

Tiae Loans--------------------Demand Loans------------------Loans on Real Estate----~------' Banking Boas------------------' other Real Estate O..Oad-------Furniture and Fixtures--------Stocks and Bonds Other Than
U.S, or State of Oeorgia----Uaited States and State of DuOe af,roBaoAnpdpsr-o-v-e-d--R--o-s-e-tT--e-------
Agant-----------------------
DCnuarraFnrocya o--th--e-r-B--a-n-k--s--------------------Checks for Clearing House-----Cosh Iteas (Irregularl--------Advance on Cotton--------~---- Cuatoaer's Liability on Letters
of Credit and Acceptances---Advances on Other Commodities . Over Drafts (If anyl----------other Resources---------------Transit Acct------------------'

LIABILITIES

$477,961 44 Capital Stock------------------ $100,000 00

26,107 20 107,173 40

~~!~~e~un~;iii;::::::::::::::

~g:~~ ~

DDuuee UtonpBa_aidnkDs iivnidTehnids sS--t-a-t-e----------- -_-__-.-.;...-__-_-__

.,200 00 Dna to Banks ia other Statu--- --------
3,600 00 ~:;!s~:~;b~~;;tt;-Ch;;k:::::: "-159~72

Daaand Certi icates of Depeaits ---------

45,550 00 Cashier's Checks---------------

1,143 71

Certified Checks--------------- ------46 243 68 Savings Deposits--------------- 112,181 68 13:243 16 Tiaa Certilicatas of Deposits-- 193,070 90

1,334 81

Trust Certi

fFicunadtes sonaaD8Dpaopso1altt-

-------Repre-

'-

---------

22,812 79 senting Borrowed .lloney------- - - - - - - -

Bills Payable------------------ 49 000 00

RLeiadbiislciotyunotns-L-e--tt-e-r-s---o-f--C-r-e--d-i-t-

67:618 01

tin-------------- ReasnedrvAe cFcoerpItnantecreess-t--a-n-d--T--a-x-e--s-- ----5-0-2-,7-4

other Lilli> ill Bonds Borrowed-----------------

371,,016530 0306

Cash Long----------------------

323 97

Total------------------------ 'f54,299 23 Total------------------------ 754,299 23

SECOND ANNUAL REPOO.

77

Examiner's Report.

BALDWIN SfATE BANK, BALDWIN ,GA.

At Close of Business Jul1 23, 1921.

President-w.A.Sitore. Vice President-B.W,Grant.

Cashier-E.C.Addy.



Directors-lf ..A.Sitore, Date of Charter

B.lf.

Grant 1E.C.Addr,

Krs.T .C.Chandler Began Business '

lf.L.Shore, .an<l

H.E.Jiamlin,

R~OORC~

LIABILITI~

~!:u!ft:!;;::::::::::::::::::::: $~!~~

Loans on Real Estate------------Bankiug House-------------------Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds other Than
U.S or State of Georgia--------United States and State of Ga.
Bonds.-------------------------Due fi'OII Approved Reserve AgentsCurrencr------------------------Due froa other llanks------------Chocks fer Clearing House-------Cesh Items (Irregular)----------Advance yn Cotton---------------Cust~er s Liabilitr on Letters
of wedit and Acceptances------Advance on Olhar C01111odities----Over Drafts lif anr)------------other Resources------------------

---3,300 00
----2,098 50

500 00

-------

-----

3 6

0699918

56 03

1:798 i5

713 52

-----

--------
111 02 2,047 21

Capital Stock-------------------- $ 15,000 00
Surplus Fund--------------------- -~-Undivided Profits---------------- 9,093 61 Due Un~id Dividends------------- - - - Due to Banks in This State------- ------Due to Banks in other States----- -------
~:~!s~t:es;i;-~;~t-t~-cb;~k:::::::: 4~:~ ~

D-nd ,Cert flcates of DepositsCashier, s Chocks----------------Certified Checks---------------Savings Deposits----------------Time Certllicates of Deposit----Trust Funds on Dopusit'---------Certificates of rreposit Represen-
ting Borrowed Jloner------~-----
:!~: :c~:rt!~~::::::::::::::::::::

---357 35
-----------
3.9!~~
-----.
46 ,5co3-

Liabilltr on Letters of Credits and Acceptances-----------------
Reserve for Interest and Taxes--Other Liabilities---------------Cash LoDg------------------------

---------
4,376 62 43 12

44 Tot a 1------------------ -------'- $158,621 44 Total.------------------------- $158,621

BAU. GROUND BANK - BAU. GROUND, GA.

At Close of Business Sept.19, 1921.

Presi.eat-R .Jl.Th..,pson, Vice Presidents.H.H.IIardin, T.If .Price. Ceshier ..Hss Georgi.a Prather.

Directors-R.Jl. Thoapson, H.H. Hardin, T.lf. Price, G.C. JlcClaal

Date of Charter Mar 18, 1912,

Began Business Ju 1 10,1918.

RESOIRC~

LJABILITI~

TDlemmeandLoLaoDanSs------------------------------------------ $1020,,981096 0434

Loans on Real Estate------------ - - - - - -

Banking House-------------------- 3,500 00

other Real Estate Owned--------- --------Furniture and Fixtures----------- 3,350 27

Stocks and Boads other Than U.S,

or State of Georgia------------United States aqd State of Ga.

Bonds-------------------------- -----Due f1'011 Approved Reserve Agents" 7,185 22

Currencr------------------------Due froa other Banks------------Checks for Clearing House------- Cesh Items (Irregular)----------
Advance fD Cotton----------------
Customer s Liability on Letters

3,41M 07 2 500 00 1:177 74
112 09 ------

of Credit and Acceptances------- - - - -

Advances on Qther C011111odltles---- --------

Over Drafts lif any)------------- 6 175 12

other Resources----------------- 3:627 21

~ita1 Stock-------------------$ surf1as Fund'-------~------------

DUnude vUindpeadidPDrolHvltdse..n..d-s-----------------------

Jlae to Banks in This State------- - - - - - - -

Due to Banks . in other Ste te s----- - - - - - -

Call Moner---------------------Deposits ~ublect to Check------- DeiiiiU1d Cart II icates of Deposit Cashier's Chocks----------------

77,0s7 5S
33,210 01 694 17

Certified Chocks.--------------- ----.-

Savings Deposits---------------

569 46

Time Cert1ficates of Deposit---- -----Truo't Funds on Deposit----------- - - - - - Certificates of rrepasit Represen-

ting BorroW8d Jloney.------------ - - Bills Payable------------------"- -----

RLeldalbsicloiutrntson--L--e-t-te-r-s-.-o-f--C-r-e-d-i-ts--- - - - - - -

aad. Acceptances .,.--------------- ------Reserve for Interest and Taxes--., - - - - Other Liabilltie~---------------- _2~154 17

Total------------------------- $134,757 19 Total.------------------------.. $134,757 19

78

SECOND ANNUAL REP<RT.

Examiner's Report.

BARNESVIlLE BANK-BARNESVIlLE, GA.

At Close of Business Nov. 16, 1921.

President-A.H. English. Vice President

Cashier-E.LanSf ord.

Direetors-A.H,Engllsh, J .G.Busla,. E.Laogford, W.A.Prout, J ,)!.Anderson, I.lf.Butler, B.H.

Hardy, J .L. Milner, n.F .Reeves.



Date of Charter.

Began Business

RI!SOURCES

LIABILITY ES

Time Loans----------------------- $186,744 30 Capital Stock-------------------- $ 50,000 00

Demand Loans---------------------

810 28 Surplus Fund---------------------

Loans on Real Estate------------- ---------- Undivided Profits----------------

101

000 603

00 56

~~!~e~lu~:i;i;-~;d::::::::::

::::::::::

Due Unpaid Dividends------------Due to Banks in This State-------

------------------

Furniture and Fixtures----------- 3.,500 00 Due to Bonks in Other States----- -------

Stocks and Bonds Other Than U.s. or 'State of GeOIIJtiB---------

2,475 00 ~~~s~~:e~;bj;~t-t;-cb;;k:::::::: ~5,124 13

United States and State of Ga.

Demand Certificates c1; Deposits-

Bonds--------------------------- 16,150 00 Cashier's Checks-----------------

2 ,2~ 09

00 33

Due frdll App.,aved Reserve Agents 3,651 44 Certified Cheeks----------------'- - - - - -

Curroncy----------~------------- 4,463 78 Savings Defosits----------------- ~~--~

Due from Other Banks------------Cheeks for qearing House--------

3,t'i~ ~ TTirmuestCFourntdi s ieoanteDs~oosfit D_e_p_o__s_it_-_-_-_-_- - - - - - - -

Cash Items Orregular )----------

445 94 Certificates of Deposit Repre-

Advance yu Cotton---------------- 4,329 84 senting Borrowed Money---------- -------

Customer s Liability on Letters

Bills PayabJ-------------------- 25,000 00

of Credit and Acceptances------- ---------- Rediscount~---------------------Advances on Other C""""odi ties---- - - - - - - - Liability on Letters o-f Credits

65 1 944 53

::::::_-::: Over Drafts (If any)-------------
Other Resources------------------

156 36 ------

R::~~:c;~ai!t!;;;t-;;d-T;;;;:::

Cks.~.since closiqg-------------

54 85 Other Liab i lltie s----------- ----- -------

Casb Short-----------------------

160 12 Deps.since closing---------------

216 42

Total-------------------------- $227,104 92 Total-------------------------- $227,104 92

CITIZENS BANK - BARNESV IILE, GA.

At Close of Busineu July 20, 1921.

President-L.A.Colller, Vice Presidents-o .L.Aaderson,Riley SUIIIIllers. Cashier-If Jl,lfarren.

D

i

r

e

c

t

o

r

s

-

L.A.Colli LeSueur.

eJr.1\

IV .M.Warr V,Stocks,

en, D.L.Anderson, P.H.IIardy, E.R-

Rile ble,

y S1Dl1Rterl A.L .I\ii s

,

J

.A! M.

.Means F.Coch

, r

C.E. an, J

S.Dng.Sgsu1

W.A th,

.

V .O,JiarshbtU'Ih

Date of Charter -

Began Business

RESOURCES

LIABILITES

Time Loans----------------------- $247,808 90
~~o~0R:!i"i;t;i;::::::::::::: ~~~~

Banking Honse-------------------other Real Estate Owned---------Farniture and Fixtures----------Stocks and Bonds other Than u.s.
or State of Georgia------------United States and State of Ga. .
n::nt;~-App;~;;dR;;;;:;;-Ai;~i;:.

1,638 44 4 830 00 2 1558 48
' 7 0 725 00
~:t: ~

Currency------------------------Due from Other Danl<s.JL----------Checks for Clearing llouse-------Cash Items (Irregular)----------Advance on Cotton---------------Customer's Liability on Letters
of Credi't and Acceptances------Advances oa other C011111odities---Over Drafts \If any).---------other Resources------------------

s:156 71 ------------
628 70 --------
-------------
100 66 5 420 32
1

Capital Stock--------------------$ 50,000 00 Surplus Fund--------------------- 35,000 00 Undivided Profits---------------- 13,688 03

Dole Unpaid Dividends.----------- - - - - - Due to Bahks in This State------- - - - - Due to Bnnl1s in Other Statas----- - - - - -
~:~!s~~:~;b/:;~t-t~-Ch;;k:::::::: -95;771-57

DeiiBnd Corti icates of Deposits--
Cashier's Checks----------------Certified Checl<s-----------------
savings oro its----------------'" Time Corti icates of Deposits----
Trust Funds oa Deposit----------Certificates of Deposit Rerre-
senti~ llorrowed Money---------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits
R::!r!:c:~a~~t!r;;i-;;d-f;;;;:::

-----736 32 130 10
----61,742 10
-----
-----91 500 00 6:752 63
:::_-:::::::

Other Liabilities---------------- -.-----

Cash Long-------.-----------------

6 13

Total------------------------- $55,326 88 Total-------------------------- $355 1326 88

SECOND ANNUAL ~ORr

Examiner's R.eport.
lAA'l'OW BANK - BAI{fO\V, GA.
At the close of business November 3, 1921.

Presidont-T. Y. Diroctors-T. Y.

Smith. Smith,

W. L.

HanVneicye, ..wPr.ecs.

identEvans,

H.E.

Futral,

Cashier- J. R Murphy. \V, J. Frost, J.R. ~lurphy,

L. P. Evans.

Date of Charter-

Began Business-

RESOU~ES

LIABILITIES

Tie Loans----------------------- $181,900 58 Capital Stock--------------------$ 25,000 60

D011and Loans--------------------- 4,087 14 Surl'lus Fund--------------------- 10,000 00

Lo.as on Real Estate------------- ---------- Und1vided Profits---------------- 13,628 37

Banidng House----- -------------- 4,241 76 Duo Unpaid Dividends------------- -----~~

Other Reat Estate Owned---------- --------- Duo to Banks in This f,tate------- -------

Furniture and Fixtures----------- 6,218 86 Due to Banks in Other States----- ---------

Stocks and Bonds Cther Than U.S.

Call !loner----------------------- 10,000 00

or State of Georgia------------- 5,255 00 Deposits Subject to Check-------- 45,946 95

United States and State of Ga.

Demand Certificates of Deposit--- --------

--6.474-ti Bonds---------------------------
Duo from Approved 1\oserve A~nts-

Cashier's Checks-----------------

746 95

Certified Checks----------------- ---------

Currency------------------------- 4,328 91 Savings Deposits---------------- -------

Due from Other Banks------------- 6,520 49 Ti.., Certificates of Deposit----- 65,172 71

Checks for Clearing House--------

283 60 Trust Funds on Deposit----------- --------

Cash Items . Orregular) ---------- 2,516 85 Certificates of IJeposit Represent

Advance on Cotton---------------- 21,288 47 ing Borrowed l".oney------------- -------

Customer's Liability on Letters

Bills Payable-------------------- 13,000 00

of Credit and Acceptances------- 19,000 00 Rediscounts---------------------- 64,747 81

Advances on 0 the r COmmodities---- - - - - - - Liability on Letters of Credit

Over Drafts (If anyl------------- 1,536 05 and Acceptances------------

19,000 00

Other Resources------------------ -------- Reserve For interest and Taxes--- --------

f~~F~~:ri:!~F::d~::::_-::::::::

3,518 55 Other Liabilities---------------120 00

48 18

Total-------------------------- $267,290 ~7 Total-------------------------- $267,290 97
BANK OF BA~VICK - BARWICK, GA.
At close of business July 13, 1920

President-D.S. Chapman.

Vice-President- E.D. Barrow. Cashier-Lawson Hardy.

Diroctors-D.S.Cba~an, E.D. Barrow, J.W, A!assey, B.F. Massey, G.\\'. Holloway, C.Al. Massey,

J, A. Pope

Date of Charter- Jamtary 23, 1906 .

Began Business-February 6; 1906.

Time Loans----------------------Demand Loe ns--------------------Loans on Iteal Estate-----------Banking House------------------Other Rea 1 Estate Owned-..:-------Furniture and Fixtures----------Stocks and Bonds Other Than U.S.
or State of Georgia------------United States and Sta e of Ga.
Bonds--------------------------Due from Approved Reserve Agents-
Currency------------------------Due fr1m Other Banks------------Checks for Cl!laring House-------Cash Items (Irregularl---------Advance on Cotton---------------Customer's Liability on Letters
of Credit and AcceptanceS------Advance on Otber Commodities----Over Drafts (If anyl------------Other Resources------------------

LIABILITIES

78,821 25 Capital Stock------------------- $ 15,000 00

365 08 Surplus Funds-------------------- 5,000 00

14,000 00 1,636 83

DUuned lUv indpeadidPCr oifviitds e-n-d-s------------------------

1,146 77 12 00

Due to Banks in this State--~---- - - - - - -

2,590 15 Dtr to Banks in Other states----- - - - - -

jct Call MoneY----------------------- 16,500 00

Deposits Spb

to Check-------- 34,153 55

g:~i~r~:r~~.~~=~~~-~!-~~~~~~~::: ----215-75

14,822 55 Corti fied Checks----------------- ---------
1,569 14 ~i;!ne!r~m~~::;-;;-n;p.;;it::::: -:n;-;2j-1(i

137 25 Trust Funds on ll:Posit----------- --------185 16 Certificates of Deposit Represent1,074 51 . ing Borrowed A!oney------------- 7,500 00
Bills Payable-------------------- 12,000 00

Rediscounts---------------------- -----Liability on Letters of Credit

3,649 25

RaensderAv~ccfeopr

tances------Interest and

--------Taxes---

-----------------

Other Liabilities-------------------------

Total-------------------------- $118,851 17 Total-------------------------- $118,851 17

80

SECONl ANNUA.L ~EFOJ.

Exa.iner's ~aport.

BAXLEY BANiaiD CQII.pANY, BAXLEY, OA,

At Close of Business September 6,1921,

President-P.H. Co.as, Yil)e Pr..identa-J,O.Rill'll, R.,E,Ju'll Cashier-.J,O.HIIl'lllon,

Directors-P.H.Coaast D.Jl.Orah-, D.J.Johnson, I{.K.J.,...., A.J.Johnson, If .L.Veal,

J,O,Harmon, J,lf,JohnsonL F.lf.Collina,

Date of Charter March 24, 190~.

Began Bnsineu October 1897,

~SO~CES

LIABILITIES

Time Loans--------------------Deaand Loans~-----------------Loans on ~al Estate----------Banking Hous----------------Other l{eal Estate Owned-------Furniture and Fixtures--------stllcks and Bonds Other Than
u.s.or State of oeorgi-----United States and State of Oa. DuBa ofrnoda-A-p-p--ro-v-e-d--~--s-e-r-v--e-------
Agents----------------------Currency----------------------Due Froa Other Banks----------Checks for Clear~ng House-----Cash Iteas (Irregular)--------~ Advance on cotton-------------Custoaer's Liability on Letters
of Credit and Acceptances---Advances on Other Commodities-Over Drafts (If anyl----------Other ~esources--------------- Profit and Los----------------

$ 255,304 14 6 836 37

soo n:851 04

8

00

47:361 52

4,826 45

150 00
------ 5 986 73 18:448 79 36 52

176 85 20,107 40

Capital Stock------------------
~:if!::e:~;iit:;::::::::::::::
Due Unpaid Dividends----------Due to Banks in This State----Due to Banks in Otber States--Call Money--------------------Deposits SubJect to Check-----Demand Certificates of Deposits Cashier's C~>ks-------------- Cert i fled (.;reeks--------------Savings Deposits--------------Tiae Certificates of Deposits-Trust Funds on Deposit--------Certificates of Deposit ~epr~
seating Borrowed Ioaey------Billa Payable-----------------RLeiadbisilciotyunotns-L-e--tt-e-r-s---o-f--C-r-e--d-i-ts-
and Acceptances-------------Reserve For Interest and TaxesOther Liabilities-------------Cash Long---------------------Bank of Alaa Certf, unpaid-----

------- $ 60,000 00

16,934 60

1,748 29

s4o9

240,692 07

27.14 5,958 51

Total----------------------- 439,585 81 Total----------------------- 439,585 81

BAXLEY STATE BANK, BAXLEY, OA.

At Close of Business October 5, 1921.

PreaidentJ ;W, TippinS~- Vice Presidata-IY ,H .lfatsont J .Al.Jelar

Cashier-C.A,lfhitaker

Directors-Mrs. Dora Jo~~r~t J,M, llae~ C.A.Wbi aker, W,U,Ifatson, D.D,Daea,

J.W. Tippens, H,C,Hc~rackea.

Date of Charter August 23, 1917,

Began Business

~SO~ES

Time Loans--------------------Deaand Loan---~--~-----------BLoananksinganH~Oeuasle _E_s_t_a_t_e__-_-_-_-_-_-_-_-_-_-~~

Other Real Estate Owned-------Furuitire and Fixtures~------- Stocka and Bonds Other Thaa
U.S. or State of O.orgia----Uaited States and State of Oa,
DUBe afrnodasA--p-p-r-o-v-e-d--R--e-s-e-r-v-e-------
e:r.:!;:::::::::::::::::::::::
Due Froa Other Banks---------- ACCahfvaehacnkscIetefaoosar cC(oIlretrtaoergninu_g_la_H_r)_o__u____s____--_-__-__.-_.;

eust011er ' Liability on Letters

of Credit and Acceptaacea----

ldvances oa Ovor Drafts

O(Itfhearncyo).~-.-o-d-i-t-l-e-----

othor ~esources----------------

Profit aad LOss---------------~

LIABILITIES

$ 63,622 23 Capital Stock-~------~--------- $ 16,200 00
------..,... 50 Oil ~:~!~:;rp;;flt;:::::::::::::: 3,240 00 Due Un~ld Dividends-----------

Duo to Baaks ia This State-----' 70 00 Due to Banks ia Other Statu---

14,163 42 6,391 57
17 69

Call Money--------------------Deposits Sab;ect to Check------
~::b~r~:r~~e!k:~~=-~~-~~~~~~=
Certified Checks--------------Savhtg:s DopOslh--------------Tiae Certificates of Dopaslts-Trust Fuads on Deposit--------~ Certificates of De~sit ~epre-

---3-8-,8-6-9--9~4
---3-,6-1-5-6-7 ---27-,5-6-7-9-9

383 24 sentiag Borrowed Money------~

------- Billa Payable------------------
~odiscouata-----'--------------

11,000 00

Lia6ility Letters of CracHta

and Acceptances-------------~eaern For Iaterest and Taxoa.

Gthor Liabilities------------- 2,865 35

Total.--------~---:---------~ $ 94,493 60 Total------------------------ $ 94,493 60

SEC!.IItl ANNU\L Jijl~,

81

EX811iner' s Report.

BISHOP 8.\NKINO CO BISHOP, OA,

At ClOse of Business July 25,1921.

President-S.B. F9rter,

Vice Presideot-J,J, Johns

Cashier-H. BreedlOya,

Directora-S.B.PGrter' J ,J. Johns, II,BreedlOTe, O.JI,Aranch, 0,8 .Arnold

Date of Charter Octo er 2, 1905.

Bagan Business Dac. .r 1905.

RESO~ES

LIABILITIES

Tiae Loans--------------------- $ DL.o.an.nsdonLoRaenal-E--s-ta--te--_-_-_-_-_-_-_-_-_-_--_ Banlting House _________________ _ Other Real Estate Owned _____ _

144,918 68 13,813 84

Capital Stock------------------

Surflus Fund-------------------

Uad
Due

vUind~eid d

Profits-------------Dividends-----------

FStuoUrcn.kSis.tuaornerdSanBtdaotneFdsioxfOtutOhreeerosr-Tg-hi-aa-n_-_-_-_-_-

1,420 00

Due to Banks in This State----Due to Beaks 'in Other States

Call MoneY---------------------

United States and State of Oa.

DuBe ofrn.,d.A--p-p-rO--y-a-d--R-e-s-e-r-v-e--
c~~::!;:::::::::::::::::::::::

CDuheecFksroaforOtChelreaBrianngkHs-o-u-s-e-_-_-_-_-_-_-

Cash ltoas Advance on

C(oItrtroeng~u--la-r-)-----------------

Custoaer'a Liability on Letters

of Credit and Acceptances

Advances on Other COMmodities

OOvthererDJrtaesf toaurc(aI fs a nyl-_-_-_-_-_-_-_-_-_-_

6,658 33
----1-,5-11-80-62-72 154 33 5,518 35

Depoaits.Subject to Check-----Deaand Certificates of Deposits Cashier's Cbecks--------------Cert lflad Checks-------------TSUav.einCgse rDt ie fi coastiet ss - -o-f- -D-e- p- -o-s-it--- - Trust Funds on Deposit--------Certificates of De~sit Jtapre~ BistehatiPnagyaBbolerr_o_w_e_d__M__o__n_e_y_-_-_--_-_-_-
lLteiadbiislciotyaaotns-L--e-t-te--rs---o-n--C-r-e--d-i-tsand Acceptances-------------
Reserve For Interest and Taxes.

------33,006 84 671 81
--5-3,-00-0-0-0

Other Liabilities-------------

17 91

Total------------------------ $ 175,692 42 Total------------------------$ BlACKSHEAR 8.\NK - BlACKSHEAR, <lo\,

1750692 42

At Close of Business Aagnst 3, 1921.

President-A ,P,Brantley,

Cashier-ll,Co .llcA1pin

Directors-A.P.Brantley, Pres., B,D,Brantley, Vice-Pres. J. T. Braatley, Jno, 1. Strlcklaad,

A.P.Davis, AI.C.Alpin, J.H.Doaaidlfon, Mba Adeline Packer.

Date of Charter

Bagan Business

Jij!SOURCES
Tiae LPan--------------------DLoeaannsdoLn oRaena&l E--s-t-a-t-e-_-_--_-_-_-_-_-_-_-_--_
BOathnekrinRg eHaloEusstea-t-e--O--w-n-e-d-_-_-_-_-_-_-_-_Furniture and Fixtures______ _ Stocks and Boads Other Than
U.S,or State of Oeorgia. United States and State or Oa. DuBe OfrnodaSA--p-p-ro--v-e-d--R--e-s-e-rv--e------CuArrgenecnyts----------_-_-_-_-_-_-_-_-_-_-_-_--_
CDuheecfkrsoarorOtChelreaBriannfkHso--u-se--_-_-_-_-_-_C.ash Iteas (Irregn ar) --------Advances on cotton------------~ Custoaer'a Liability oa Letters
of Credit and Acceptances---Advances oa other C-Odities OOvtheer rDRreasfot surc(eI sf a nyl---.--.-----Cash Short---------------------

LIABILITIES

Capital Stock---------------- $ 50,000 00
~f!~~.~tul~oiii;:::::::::::::: ~~::: :

Due Un~id Dividends-------- - - - - Due to Banks i.n Tbla Stat----- - - - - - Due to Banks in Other States--..; --.-----

Call M.onY--------------------- -----Deposita Subject to Check------ 189,611 53 D..and Certificates of Deposita 33,351 07

Cashier's Checks---------------'

1 49

Certified Checks---------------

17 ,0

TSiaaveinCgserDtiefipcoastietss-o-f--D--e--p-o-s--it-.-.-. - -147-,5-G1-1-3

Trust Funds oa Depaait-------- Certificates of De~aita Repre-

17,775 95

seatiag Borropd Aloaey------- ------

Bills Payable--------------- -----RLeiadbiislcitoyunoatsL--e-t-t-e-r-s--e-f--C--r-edi-ts - - - - - -

and Acceptancu------------- -----Reserve For Interest aed Tuu. - - - - - -

4 70 Other Liabllitiaa-------------- - - - - - - -

Total-----------------------~ $ 500,437 31 Total----------------------

82

Examiner's ~eport.

CITIZEN'S BANK - BLAKELY, GA. At tba close of business August 9, 1921.

President-ll.H. Flowers. Directors- W.H. Flowers,

J.J.

HaVyeies,e..Jf.O're. siBdreindtg-eJs.,J.cH.sa.yeMs. ialletoCn,asWhi.Te.r-BJa<m.O..oeWk, aHte.rCs,.

Haddock

J<.O. Waters, W.M. Su-ttles.

Date of Charter-

Began Business-

LIABILITIES

Tiae Loans---------~------------- $209,034 93 Capital Stock-------------------$ 50,000 00

Deaand Loans-------------------- 91 745 85 Surplus Fun~-------------------- 101 000 00

Leaaa on Ileal Estate------------ - - - - Uadlvided Profits--------------- 2,301 25

Banking House------------------- 9,700 00 Due Unpaid Dividends------------Other l{Hl Estate Owned-------- - - - - - Due to Bank~ in This State------

3 117

6n 0

Furniture and Fixtures---------- 2,587 20 Due to Banks in Other State---- --~----

Stocks aad Bonds Other ThM U.S.

Call Money---------------------- --------

or State of Ga----------------- -------- Depo*its Subl'ect to Check-------- 124,799 25

United States 8lld State of Ga.

Deanlld ~erti icates of Deposit--- --------

Bonds-------------------------

250 00 Cashier s Cheeks----------------

989 63

Due from Approved ~serYe Ageat- 12,988 37 Certified Checks----------------- ---------

------ Currency-------------------------
Duo lroa Other Banks--------

8,696 69 SaYings Deposits----------------- - - - - Tiae Certificates of Deposit..... 4,925 55

Checks for Clearing Bonsa--------

131 46 Trust Funds on Deposit----------- - - - - -

Cash Ite. . (Irregnlar)---------~ 2,466 82 Certificates of De;>~ o!t ~epresent-

AdYance 9n Cotton---------------- 3,523 92 -ing Borrowed )toney-------------

Castoaer s Liability on Letters

Bills Payahl-------------------- 60,000 00

of Credit and Acceptance-------Adftnces on Qtber -coaaod itiu----

-----------

~ediscounts-----
Liability on Lett

e--rs-

-o--f -C--r-e-d-i-t -

-

-

71 000 00

OYer Drafts \II anyl-------------

567 66 and Acceptonees----------------- ---------

Other 1\esources------------------ - - - - - 1\esorYe for Interest and Taxes--- ----------

Cash Short-----------------------

104 65 Other Liabilities------,------- ----------

Collection Acct.----------------

339 45

--To~t- al------ ------------------- -------- -------~~-26-01~1- 37-0~0 ---To-t-a-l-----------------------------~~ FANNIN COUNTY BANK - BLUE ~IDGE, GA, At the close of business S.pteaber 16.1921.

President-J .I,' l!aton.

Vice..f'resident-J.B, Chastaia. Cashier-J.F. Bolden,

Directors-J .I. l!aton, J.B. Chastain, J.F. Bolden, \Ill. Butt, Jas ~. JkKinney, &ani Tate,

G.A. Phillips.

Date o I Charter- llay 29, 1916.

Bogaa Businesa-Jannary 71 191&.

LIABILITIES

Tiae Lonas---------------- $182,336 Of Capital Stock-------------------- $ 15,000 00

Deaaad Laoas------------------- 311 059 24 Snrplus FUad--------------------- 10,000 00 Loans on 1\eal Estate----------- - - - - - - UndlYided Profits------------ 3,734 73

~=::nft.!i;:i;t;o;;;d::::::-_:::

--3;70o--oo

Duo Ull(l!\id Dhideads----------Due to Banks in This State------

------115 56

138,476-06 r.raituro and Fixture
Stocks aad Bonds Other

sT-h-an--u--.s-.-

-

or State of Georgia-----------

3, 750 00 Due to Banks in Other States---- - - - - - -
~:;!s~~~;b~-;~tt;-cb;~k::::::::

United States ud State of Ga.

De.and Certi icates of Deposit--- -------

Bends-------------------- 8,350 00 Cashier's Checks---------------- 5,248 86

Daa fro ApproYad ReserYe Agents- 24.648 59 Certified Checks---------------- - - - - -

Currency--------------------- 12,771 611 Savings Deposits----------------- - - - - - -

Duo froa Other Banks----------- - - - - TLoe Certificates of Deposit----- 86,568 9.3

Checks for Clearing Hqase------- - - - - - Trust Funds on Deposit---------- - - - - - -

Cash lteaa Urregnlarl----------

382 69 Certificates of Deposit ~present-

AdYance on Cotton------------- ------- ing Borrowed Money.---------- - - - - - -

Cnstor's Liability on Letters of

Bills Payable-------------------- 171 500 00

Credit and Acceptances-----Adftacas o& Qther Ct'l'l'odltias----

----------

1L\ieadbiislcitoynoilntsL--e-t-te--r-s--o-f--C-r-e- d-i-t -a-n-d - - - - -

OYer Drafts Uf anyl-----------

79 51 __ .cc4ptanc&&-------------------

Otllar Resonreas-----------------

551 43 RosarYe For Interest aad Taxes--- -------

Other Liabilities---------------

Total-----------------------$276,644 U Total-----------------------$ 276,644 1

SECOND ANNUAL R1!R1rr.

83

Exaainer1s Report,

FJIRlii;RS BANK BLYTBE, GA

At Close of Bualae.. Dec,l3, 1921.

Preaid ont..W.o .Ford, Yice Pre aid onhl" .H.Taraer A.ll,CiarklL.lf.Dye.Cuhhr-P ,If.Reese,

Directors-w.O,Ford, F.H.Taraer A.JI.Ciark L.lf.nye J .L.R cker E.B.R.,.ill O,H,J'allller,

Date of Charter Aug.28,1909.

Begaa'Buslnus



IS 000 00
s:ooo 00

14,924 34 -f,088 50
89 13

Total-----------------------~$ 54,544 09

FARMERS BANK - BOOART GA. At Close of Business Jaly 23,J921.

President-L.O,Benton, Vlce-Presiden'"'lf.A.Nunnally. Cuhle.-J .C.Cooper.

DirectorsL.O.Benton, W.A.Nnnnally, J,J,Onnter, J,P,N.Baugh, J.T.Dickens,Earl Orlffltll,

J .C .Cooper,

Date of Charter Aug.30,19IO;

Bagan Dulness Oct.IO,l910.

RESOURCES

LIABILITIES

Tiae Loan---------------------Demand Loans---------------------

$1280 775

56

Captial Surplus

Stock-------------------Fund.------------------

$
.

255,,0ro00o

00 00

Loans on Real Estate------------- - - - - Uudlvlded Prof its..Banking Hoase-------------------- I 000 00 Due U"!''lill Dividends-------------

5 05715

15 00

Other Real Estate Owned---------'- - - ' - - - Dne to Banks in This State....... - - - -

Fnrnituro and Fixtures----------Stocks and Bonds other Than U.S.

I 1 623 47 Dna to Banks in other Stataa..... - - Call )louey-----------------------

or State of Georgia - - - - - Deposits Subject to Check--------

United States and State of Ga.

Deilaad Cert if !cates of Deposi h--

260539 79

Boads---------------------------

Cashier '1 Checks---------------

2<B 41

Dae froa ApprOYed Reserve Agents. 7 051 79 Cert if led Checks.----------------

Cnrrency-------------------------

295 98 Sav Ill Deposih---------------

Due froa other Banks------------- - - - - Tille l:ertif !cates of Deposit..... Checks for Clearing ftpase-------- - - - - Trust Funds on Deposlt---------

11 0518 ~7_

Cash Iteas (Irregalat)-----------

149 35 Certificates of Deposl t Repruea-t-

Advanco ?n Cotton----------------

- ing Borrond Jloaey - - - -

Custoaer s Liability on Letters of Credit and Acceptances-------

Bills Pa,-b1-------------------RedIscounts-------------------

650000 00

- - -1- 2-7 - - Advances on Other Ca.aodities
Over Drafts (If auy)------------other Resonrcn-----------------

Liability on Letters of Credits
R:~~..!:c:~i:;:;;;:t-;;.ir;;;;:::
other Liabilities................

57 20

Total-------------------------.$ 1380897 42 Total-------------------------..$138 897 42

84 Enai ner' a Report
BANK <F BOST<fi - BOSTON. GA.

At Close of Business Oct,:ll'l. 1921,

Presldent-B.R.Nobles, Vice-Preaident-Ed.Cook. Ceshiar-S.L. Rogers.

Directors-B.R.Nobles.cEd.Cook T.lf.Lawis A,J.JicKlnnon. J.IY.Taylor. A.C.lllilllgan. J.C.

Beverly, w.Y.Cochran,

Date of Charter.

Began Business.

RESOIRCES

LIABILrr IES

Tlae Loans~--~------------------ $ 19 242 86 Daaaad Loaas--------------------- 4727 24

Capital Surplus

Stock-------------------Fund---------------------

$

2ss..oooooo

oo
00

BLaonanksingoaBRoaesaet-.-E--s-ta--te------------------------~-

62776 28 Uadtvided Profits---------------- ----6600 00 Dae Unpaid Dividaads------------- - - - - - -

other Real Estate Owlld--------- - - - - - - Due to Banks ia This Stat------ ---------

SFatoroclbtaaraadanBdoo.dFslxoit1ba1rl"T.h..a.n...u...s.....
or State of Georgia-------------

2540 00 Dae to Banks in other States----- - - - - -
900 00 ~~!.~i:~;bj;~t-t;-cb;~:::::::: -aJ:-sis--aa

Uaited Stat.. and State of Ga, Bonds--------------------------

1 sao oo

Da-nd ~erUf icates of Deposit -Cash:er Checks.----------------

-----965 83

DCuaedrfeercy..A..p.p..r.o_n_d__R__e_s_e_r_n__A__g_e_a_t_s_-

u:817 59 Certified Checks---------------- ----3.160 02 Savings Deposits----------------- 22411 13

Due fr other Banks-------------

Tille Certll !cates of Deposit----- 68.829 54

Checks for ~laariag. Bouse--------

Trust Funds on Deposit---------- ------

Cash It lrragalar )----------Ad-.aaca oa ottoa----------------

Certificates of Deposit Repraaenti~ Borrowed Money---------- --------

Castoaar'a 'Liability oa Letters

Bills Payable-------------------- 8 000 00

of Credit and Accaptaaces------- - - - - - Rediscounts---------------------- 16:859 47

Aclvaace oa other c-od lti -----
OOPYrthoerefrlDt~r~aaoafotds~,oL{aoIf-s-aa--a--y---)~---------------------------------------

----

Liability on Letters of Credita aad Acceptances----------------Reserve for Interest aad Taxes--other Liabilities----------------

--------------
110 29

Casll Short-----------------------

'Fotai:-------------:-----------$ i80004 59 Total--------------------------$ 180.004 59

IERCBANI'S & FARJIERS BANK BOSTON.GA. At Close of Buliaesa l!'lY 14.1921.

Presldeat-Jas.Jl.Jones. Vier Pruideat-fas,A Jlallette CashlerJas A Jlallette.

Di rectors-Jas,Jl,J ones.Jas.A,Iallette. Jos,C .Adaaa. IY.R .Forster' ,A.Hora.A.C JHlligan.

J.J.Parraaore, .

Date of Charter Sapt.l4 1891 1

Bagaa Business Jlarch 1902,

RESOIRCES

LIABILlf IES

Tt.e Loans----------------------- $281 385 26 Capital Stock-----------------.--- $ so.ooo 00

Owned---------- ------- Daaand Loans---------------------
Loans on Real Estate-------------

-2-6'' 64~7 -47

Surplus Fund--------------------Uadlvided Profits----------------

Baaking Bouse &Fixtures--------- to.aoo 00 Due Uapaid Dividaads-------------

25,000 00 24,439 65
372 00

other Real Estate

Due to Ba* ia 'This State------ - - - - - -

Furaiture andFixtures.---------- -------- Dae to Banks in other States----- - - - - -

i13:DJ9-;6 Stocks aad,Bonds Other Than U.S.or State of Georgia---------

2.ooo oo ~~!~i:~;bj;~t-t;-Ch;~k::::::::

United States and Stale of Ga.

Deund Certlf icatea of Deposit-- ------

Bonds--------------------------- 16.432 24 Cashier's Cllecl<a.------ ---------- 2 .s90 22

Dna f r Approved Reserve Ageoh- 32,123 21 Certified Check---------------- - - - - - -

Curreacy------------------------Due fr .. other Baaks------------'-

..!.!_422 ~

Saviags Deposits----------------Ti""' Certilicates of Deposit-----

39.688 43 130.870 90

It Checka fo~ Cteari~ House--------

137 96 Trust Fuads on Deposit----------- - - - - - -

Cash

elrregular )-----------

Advance oa. otton----------------

526 72 -------

Certificates of Deposit Represent ing Borrowed Money------------- - - - - -

Casioaer's iabllHy en lAitera

Bi tls Payable-------------------- --------

of Credit aad Accepaaca------AdYaaoes oa other Co.modities----

-2-.52-0 - 95

RLeidahbcilaiutynt on--L--e-t-te--rs--o--f -C--r-e-d-i-t-s--

~lr Drafts (If aay)------------- 1,063 94 and Acceptances-~--~------------

other.Reaources------------------ -..:..--- Reserve for Interest a ad Taxes--- -------

tt-aaalt Accoaat--------"-.-~.---- 5,439 98 other Liabilities--------------- - - - - - -

Total~--,------~-----------~---$ 386,000 66 Total-------"':------'-~-------$ 386 .ooo 66

Exa.iner's ~port.

BANK OF BOSTWICK - BOSIWICK, GA, At the close ol business July 13,1921,

President-J.A!. Preston.

Vice..President-J.L,N. Alollll. Cashier-B.S. Raylor.

Directors-J.M. Preston, L,N, Almolld, ll.G, Adams, W,)l, F&llbro'ugh, M.T, Nunnally, P.B.Snel~~

U.S. Raylor,

Date ol Charter-October 26, 1911.

Began Business-November 1, 1911,

LIABIL IT lES

TU.e Loans--------------------- $ 57,683 95 Capital Stock------------------- $ 15,000 00

Demand Lo,..ti-------------------Loans on Real Estate-----------

110 00 -------

SUunrdptlvuidsed!UPD~r-o--f-i-t-s-----------------------------

25,,030602 0700

Banking House------------------- 2,849 15 Due Unpaid Dividends------------

72 00

Other Real Estate Owned---------- -------- Due to Baaks ia This State----- ---------

Furniture and Fixtures---Stocks and Bonds Other Than

-u--.s-.--

UonriteSdt a:t;et aot ef sGallll- -S-t-a-t-e- -o-f- -G- a-.- - - -

1,883 20 ------

Due to Banks in Other States----

Call MoneY-------------------

Deposits Subl'ect to D.aad Cer~i icates

Check-----of bel"'sit---

---------1-4,0-92-~ -
1,000 00

Bonds.-------------------------- 1,000 00 Cashier's becks----------------

136 97

Due from Approved Reserve Agents. 4,914 21 Certified Checks---------------

1 00

Currency-----------------------Due lroa Other Banks------------

827 41 ------

STaiaveinCgserDt.ieploicsai ttaes--o-f--D--e-p-o-s-i-t---------

13,675 o4

Checks lor Clearing Hquse--------

84 25 Pablic Fullds on Deposit--------- 13,074 32

Cash !teas (Irregular1-----------

9620 Certificates of Deposit Represent

A4vance on Cotton.-------------Customer's Liability on Letters
ol Credit and Accepta~~:es------

------------

lag Berrowed M.oney-----------Bills Payable-----------------Rediscounts--------------------

----4,000 00 1,000 00,

Advances oa Qther Cq-odiths---- - - - - - - Liability on Letters of Credit

Over Drafts {II anyl------------Other Resources---------------

2 78 ------

~-:!r!~c;r~~::;;;i;;ii;;;;_~

:::::::-~

Revenue Stamps----------------

2200 Other Liabilities-------------

59 06

Total---------------------,--- r-jii, R3 15 Total----------------------$ 6 ,473 lS
!lANK OF BOI\IlON - BOWDON, GA, At close of. business July 26,1921.

P r a a l d a a t A . E , F l. .i . g .

Vlca Prasidaat~.B.Fowlar,

Cashior-H.L,Johaaoa.

Dlrectors-A,F .Fllllllill&, J .B,FowlerJ K.L.Johasoa. H.F ,lfilsoa, L.F .SenU, lllJohaaoa

G.Jf. TraJ'loa, J ,R,K. Carter ,1f,Barr011_. C.L, AdusoaA- J ,B. Kooro~ A.E.Fleal~

Date ol Charter-

uegaa Baslnase-

LIABILITIES

Ti.e Loans-------------------- $343,339 30 Capital Stock-------------------- $ 501 000 00

D..aad Loaas-------------------- -------- Surplus FUnd------------------- 19,000 00

Loaas on Real Estate----------- - - - - Ulldlvided Profits-------------- 7,110 18

g~~;a~e!lu~:t;t;~-;d:::::::::
Furniture and Fixtures---------Stocks d Bonds Other Than U.'S,

~~~-~
3,996 00

DDuuee tUon~BiadakDs iivDidTehnisdsS--t-a-t-e--.-.-.-..-.-. Due To llanks in Oiher States--Call MoneY.-------------------

---21 312 14
------------

or State of Ga.------------- -------- Diopoattr- Subi'ect to Check------ 127,927 29

Uaitad States and State ol Ga.

Deaind C(ertif cates of DepoSit--:-- 471 402 53

DBueofnrd.,s. -A--p-p-r-o-v-e-d--R-e-s-e-r-v-,e-d--A-g-e-n-1-J

717080 0900

Cashier s Checks------------~---Certified Checks--------------

-----------

Currency---------------------- 2,117 46 Savings Deposih----------------

Duo from Other Banks----------' - - - - - TU.e Certificates ol Deposit..... 21,763 50

Checks for Cash lteas

C{IlreraergianfaHrlo--u-s-e-----------

3, 748 05 Trust Fullds on Deposit---------- --------454 19 Certificates of Deposit Repraseat-

CAu4vstaonmceero'ns CLioatbtiolinty--o-u--L-e-t-t-e-rs--

-------

i~ Borrowed MoneY-----------Bills Payable----------------

------84,500 00

of Credit and Acceptances-----Advances >D O,ther Cfllllllodities---

-----------

~discounts--------------------
Liability on Letters ol Credit

--------

Over Drafts (If anyl------------ 1,484 64 and Acceptances---------'------ - - - - -

Other Resources---------------- --------- Reserve For interut aad Taxes--

Checks on this Bk will clos---

Other Liabllities----------------

Misce llaneous---- --------------

Unreaitted Collectioas----------- 3,606 02

Deposits ~ceived---------------- 1,888 53

Cash LonK -----------------------

51 07

Total----------------------- $365,561 26 Total------------------------- $365,561 26

.. 86
bamiMr 'a Repert.

BANK OF IIOO'ERSVILLE - BOWERSVILlE~. At close of business Septe~er 2, 1921.

Pr..idaat-J.A. Estes

Vic"t"'residen~.L. Gaines.

Cashier- L.U. Ridgeway,

Directors- J,A, Estes, R.L. Gaines, A.D. Billiard, J.T. Bennett, A.N.P. Brown,

J.T. ll'illiaas, T.B. Andrews.

Date of Cbarter-Dec81lber 14,1906.

Begaa Business-Jaauary 1907.

LIABILITIES

Baald1 filii L01111s--------------- $ 81,431 51
Daad Loans------------------ ----Leans oa Real Estate----------- ------

Capital Stock-----------------surflus Fund--------------------lind vided Profits---------------

$

255,,o0o0o0
2,505

0on o 0

Boase-------------- 1, 743 00 Due Unl"':id Dividends----------- - - - - -

Otllar aal Estate Owlled--------- -------- Dae to Banks in This State ------ - - - - - -

Fvaltura aad Firlures----------- 2, 739 70 Due to Baaks in Other States---- - - - -

Stocks ad Bonds other Than U.S.

Call MoneY---------------------- - - - -

or State of Georgia-----------

900 00 Deposits Subject to Check-------- 24,649 76

Uait.d States aad State of Ga.

Deaand ~ertificat'es of Deposit--- - - - - -

Boads--------------------- ---- Cashier a Checks--------------

41 95

Daa froa Approved Reserve Agents. 7,'349 98 Certified Cbecks---------------- --------

Banks----------- ------ Curraacy-------------~-------
Dae froa Other Ciaacks fer C"l...-lnl Bjnse-------

1,033 37 Savinls Deposits---------------- --------

Tiae Certificates of Deposit----- 3,758 20

77 38 Tmst Funds on Deposit-----------

574 26

Casla Iteas (Irregular ----------Adnaca 'n Cotton------------

135 34 -----

C e. lrntgi fBi coarrtoews eodf!lDoae p&oJs i:t"'R-e--p-r-e-s-e-n--t

-------

Caatoaer s Liability on Letters

Bills Payable------------------- 6,000 00

of Credit and Acceptance.s------ - - - - - Rediscounts-------------------- 27,&>1 12

Advances on Qtlaer c....,dities---- - - - - - Liability on Letters of Credit

Over Drafts \If anyl----------

68 and Acceptances--------------- - - - - - -

COat hshe rSRhillollarrct.-.-------------------- -- -- -- --

-

-

-

-3

- 21

Reserve FOr Interest and Taxes--Other Liabilities--------------

-------83 16

~-------------------- $ 95,414 17 Total-------------------------$ 95,414 17

BANK OF 1101\liAN - BOWMAN, GA. At close of badness August 30, 1921.

President~. W.
Directors- L.ll',

;Baadricks. Baadricks, W,A,

Vice-President-W.A, Teaslei. Teasley, T.J, Bewell,Jr,, W. ,

JohnCsoans,hiJe,rA-C, .G!leTe.e,,asley.

J,A, Gilat,

llata of Charter- February 2, 1905.

Began. Business-February 1905

LJABILlT IES

Fund--------------------- Tiaa Lonas-~-------------------- $174,3n 53. Capital Stock------------------- $ 35,000 00

Dead Loans---------------- 22,380 85 Surplus

10,000 00

Loeas on Real Estate---------- - - - - - Undivided Profits---------------- 21,604 01

BOatahkeirnl~aBl oEasst at-e- -O-w- -n-e-d- -- - -----------

,.raitare &ad Fi Stocks and Bonds

:Oa:tthaerraTs-h-a-n--u-.-s-.--

or State of Oeorgia-------------

4,018 49 2,101 69 2,300 00 1,800 00

Due Unpaid Dividends-------------

Due Dne

tto~

Banks Banks

in ia

This State----Other States-----

Call MoneY---Deposits Subject

--to---C-h-e-~-k------------------

40 00 ---------------
47,390 87

Uaiiad States aad State of Ga.

Deaand Certificates of Deposit--- - - - -

Bonds------------------------- 3,865 90 Cashier' Check------------------

475 88

Du froa Approved R!lsarva Agents. 9,231 28 Certified Cbeck----- -----------

10 00

C Duea rfrr oaaaOctyl l e-r-~- -,------------- -----------

5,413 73 ---

Savini& Deposits--------------Tiae Certificates of Deposit-----

----55,462 90

Clled:s fOr Cla&rSI ll!>use-----

253 40 Trust Funds on Deposit---------- 9,119 48

C~avsalaacIatem9ns

\Irregular)---------Cotton--------------

282 65 ----

Certificates of Deposit Represent lng lforrowad Jloney ------------

-------

stoaer s Liability on Letters

Bills Payable---------------- 35,000 00

AdY- af

Cr

ed

it oa

aafd:hoArc:~c!HPitaencsas---------

----------

llediscounh--------------------Liability oil Letters of Credit and

12,735 95

O..r Drafts If aay)__________

887 98 Acceptances------------------- - - - - - -

Otllar Rasoarcas-------------- - - - - - Reserve for Interest and Tax--- - - - - -

Aataal------------------------

120 00 Other Liabilities---------------

189 41

Total----------------------- $227,028 50 Total------------------------ $227,028 50

SECO!tl ANNUAL REI'{0',

87

Exaainer's Report,

FARMERS llANX - BR91EN OA,

At Cleso of Bainoss July 13 1921.

~esident..J.P. Boat~ight, Vice-Presidents-E.C.Wilson, J,W.Wood, Cashier W.A. Danoaa.

Drectors-J.P.Boatrgb.t, E.C.Wilson, J,W,W0 od, W.A.Daacan, K,H.JlcRtaraoa, Q,E.Boll J .Jl.JlcDaniel,

Date of Cha;!er August 1911.

Began Business Septaaber 1911.

RESOIRCES

LIABILITIES

Tiae Loans---------------------

Capital Stock------------------

Deaaud Loans------------------Loans on Real Estate-----------

SliuldrplvluidseFduaPdr-o--f-it-s--------------------------~-

Banking House------------------

Due Unf!id Dividends-----------

Other Real Estate Owned--------

Due to Banks in This State-----

Furniture and Fixtures---------

Due to Baaka in Other states---

StoUc.kSs. aonrdSBtaontedsoOf tGheerorTghiaan____ _

Call lll.oaey----------------Depoaita Sablect to Check-----

United States and Stat~ of Oa.

DeiUllld Cartil icatas of Deposita

Bonds------------------------

Cashier's Checks-------------~

Due froa Approv11d R,uone

Certified Checks---------------

- - - - - - - c~::!;:::::::::::::::::::::::
Due From Other Bauk-----------

1,466 61 Savings D'POsits--------------1,0'{1 02 Tiae Certificates of Deposit---
Trust Funds oa Deposit---------

CCahsehcksItefoasr C(IlreraerginuglaUr)o_u_s_e_-_-_-_-_-_-

287 86 Certificates of Deposit Ropre106 00 seatiag BerrAWOd .lil.oay-------

Advance Custoae

rO'Rs

Cotton-------------Liability on Letters

529 !fJ Bills Payabl-----------------
Rediscounts--------------------

--..:----- of Credit and Acceptances----
Advances on Qther Co.moditiaa

Liability on Letters of Credits and Acceptances--------------

OYer Drafts (If anyl-----------

170 26 Reserve For Iaterest and Taxes-

Other R,asoarces.---------------

230 53 other Liabilities--------------

$ 17.600 00
4,000 00 5.806 25 17,026 36 2,100 00
137 99
31.500 00 225 87

Total------------------------

Total------------------------

llANX OF IREilEN OA,

At Close of Business Aagust 18, 1921.

Preaident-W.H,W\lliaason, Vice Presidents-S.S.Copaland, Jno.B.Shelnutt, Caahior.-.L.Le.c,

Directors-W,B,Willlaason, S.S.Copalaad, Jno,B.Shelnud, O.Y. ftolcCIIIIbe,

'

W.S.Jonas, E.L .Marchllaa,_ J.B.Jones,

Date of Charter February 23, bu3.

Began Business llarcll 25 1903,

UABILinES

Tilll8 Loans--------------------DLoaaannsd oLn oRaenals-E--s-t-a-te--_-_-_-_-_-_-_-_-_-_--_

Banking House-----------------Other Real Estate Owned--------

Furniture and Fixtures--------Stocks and Bonds other Than

U.S. or State of Oeorgia-----
..,...ts UDitad States and State of
DuO aF. rBoAadppsr-o-v-e-d--R--e-s-e-r-v-e-------

CD~urrferouac

y---------------------Other Banks-----------

Checks lor Clearing House------

Cash-Iteas IIrregularl---------

Advance on Cotton-------------Custer' Liability on Letters

of Credit and Acceptances----

Advances on Other Coaaodities

OVer Drafts (If anyl-----------

Other Resource----.------------

$140,_,1 11 Capital Stock--------------------1-2-.-6-0-2--98- SUuardpllvuidseJdu~P-r-o-f-i-t-s--------------------------
2,000 00 Due U.~i4 DiTidend------------------ Due to Banks in This State-----
2,536 45 Due to Banks in other Stat---
450 oo ~!!.~::~;bi;~i-i;-ch;~i::::::
Deaand ~ertilicates of Deposits ----------- Cashier s Chock---------------
9,941 31 /Certified Checks--------------2.269 53 Savina& Deposits------------------------ Tiae Certifies of Deposit------
303 22 Trust Funds on Deposlt--------93 95 Certificates of De~sit Repro-
-------- seating BorrOHd Jloney------Bills Payable------------------
-------- Rediscoaats----------------------------- Liability on Letters of Credit$
73 10 and hcceptancu-------------;, 917 39 Reserve for Interest and Taxes-
other Liabilities--------------

..

40 000 1o'ooo

0o0o

15:597 03

------ 35,428 00 681 10 23.753 916

1,148 94

031 To~al------------------------ $1.71,609

Total------------------------ $171,609 03

88

SECOMI ANNU.\L RE~T

Exaainer's Report.

BANK OF BRADlEY - BRADlEY,GA.

At Close of Business August 6, 1921.

President-A.L. Harris, Directors-A.L.Harris,

X.HVJliuclel-ikPirne,sideRn.Lt-.BM.raHd~llelyi,kinf.F.Bradley~

Cashier-A.A.LeOuin, W.W.Barron, Sr.,

Date lolf.HC.Bhearrrtoera,SapSte.Bab.Heran2g2e,rfo19rd26 J,J,Olawaon,

J.D.Zackry~ H.F .Winters. Began uusiness October 20, 1920.

RESO~ES

LIABILITIES

Tiae Loan--------------------- $ 21,057 83 Capital Stock------------------

De...d Loans------------------Loans oa Real Estate.----------

7 593 33
1:071 so

Surplus Stock-----------------Undnided. Prof its--------------

--------- Beaki1 House------------------
other eal Estate OIIJiad-------Faraitura and Fixtures---------

4,310 65 Due UD~id Dividends----~----- Dne to Banks in This State----
1,294 96 Due to Banks in Other States

Stouc.kss.
UDited

and Bonds other Than

or State of States and

SOtaotoergoifa-a-a-.--

Call Honer--------------------Deposits Subl"ect to Check-----Deaaad Certi icates of Deposits

DuBe efarodas-A-p-p-r-O-T-e-d--R--e-s-e-r-v-e-------

Cashier's Checks--------------Certified Checks---------------

Aceats

Savin~s Defosits---------------

Carrencr----------------------

Tiae Certi icates of Deposit ..

Daa Froa other Beaks-----------

Trust Funds on Deposit---------

Checks. for Cleariag Bouse

Certificates of Deposit Repre-

Cash lteas (Irregalarl---------

senting Borrowed Boner--------

AdT&nca on Cottan-------------CastOMer's Liability 6a Letters
t Credit and Acceptances

Bills Payable-----------------Rediscounts-------------------Liabillty on Letters of Creditl

Advances an Other c-odlties Onr Drafts (If any)

and cceptances-------------2 76 Reaerve For Interest and Taxes-

other ~sources---------------

Other Liabilities-------------~

Cash Short---------------------

446

Profit &Less------------------

879 43

$ 15,000 00
42 162 34 2;175 00
14 61

Tatal------------------------ $ 62 987, 58 Tota1.--------------------- $ 62,987 58

FAR)IERS & ~IANI'S BANK - I!RflVTON, GA,

At Close of Business Jaly 25,1921.

1\-esideatJas L,Keea,

Vice-A-esideat~.T .Bush, J.H.Care

Cashier L.P.Kaan

Dir.ccto.ar.aa-oJayaa.. L,J[eaa, B.T.Bash, J.H.Curly, L.P.Kean, t.B.Joaes, J.H.Brantley,

Data af Charter llay 26, 19l0,

Bopn.Basiness Jaly 6, 1910,

RESO~ES
Tiaa Leans_____________
Deaaad Loaas------------------ Laaaa oa Real Eatat----------Botehaakrinlgl,lBlaloaEsseta-t-e--O--II-J-ie-d--------.-; Fiaraitare ilad Fixtures Stocks aad Bonds other Than
U.S. or State of Oeorgia _. UDBiotenddsS__ta__te_s__a_u_d__S__t_a_te___o_f_O__a_. _
Dae froa Approved Reserve
c:~:!;:::::::::::::::::::::::
One Froa other Benks.---------CIIuks for Claarlac Bn---Cash It"' (Jrraplarl--------
...._.., .. '*"any)----------- pt..---- Ac.4.vta.n.ce.ra'sa CLalta'b-ll-l-ty--e-a--L--e-t-te-rs ~ cr..tt ... c:-..utt--
OotnllrtrD~ra-th(I-f---- __________.:

$ 73,919 04
525 00 8,594 70 1,756 25 2,031 17
270 00 16,400 00 9,519 38
639 09 19 111 157 89
3,739 86

LIABILITIES
Capital Stock------------------
t:df!i:;;jp;;iii;::::::::::::::
Due Un~id Dividends----------Due to Banks in This State Due to Banks in Other States Call MoneY--------------------Deposits Subject to Check-----De&and Certificates of Deposits Cashier's Checks--------------Certified Checks--------------STat.v.ingCserDt1ffiicsaithes---o-f -D--e-p-o-s-i-t --- Trust Funds on Deposit .. Certificates of De~sit Repre-
senting Borrowed Money. Billa Payabl------------------
~ediscouats-------------------
Liability on Letters of Credits and lcceptaaces--------------
Reserve For laterest and Taxes. other Liabilities-------------Cash Long----------------------

$ 15,000 00
5,000 00 2,262 16
15,939 87
-------8-4--2-1
14,635 83 29,703 51 35,000 00
6 55

Total------------------------ $ 117,632 13 Total------------------------ $ 117,632 13

SECOND ANNI!AL REP<RT.

EDllli ner' s Report

CffJZENS BANK -BUNSeN, GA.

At Close of Business July 7, 1921,

President-J .H.Briasoa. Vice-President-H.H.Briasoa. Cashier-A,J .Rouatrn,

Directors-J .H. Brinson, H.H.Brinsoa, P .L,Watts._ W.R .Brown, J .T. Powell,

Date of Charter Dec.l7, 1910,

uegaa Business Dec.22,1910.

RESOIRCES

LIABILITIES

Time Loans----------------------Deaand Loans---------------------

$ -

5-3--1

468 ---

-

10 --

Capital Stock-------------------- $ 15,000 00 Surplus Fund---------------------

g:: Loans on Real Estate------------- ---------- Undivided Profits---------------- ~42 24
g;e~,e~iuli:;;;;o;;;ci:::::::::: 2 0X:~ ~!"~~~i~~d;~:-si;i;::::::: ___::::

Furniture and Fixtures

1 880 70 Due to Banks in other States----- - - - - -

Stocks and Bonds other"ib;;------ '

Call Money----------------------- ---------

UUni'tS8.dorSStattates 0 ao-~.,,Setoarfeia-f--Ga--.---
Bonds--------------------------Due fr Approved Reserve Agents-
~:r;~~-oth;;-a;;k;:::::::::::::

180 00 ------
2,584 28
~t~

DDeeJpIIlonsdlt~Seurbtjiefctic&toteCs hoefcDk-e-p-o--s-i-t-s---Ca~hier s Che~ks----------------Certif led Checks-----------------
~~:!,;:r~I1:!::;-;n;j;;;ri:::::

9,87~-~ 251 44
------2-3-,-269i1

Checks for Clearing Dons-------Cash Iteas (Irregular}----------Advance oa Cotto---------------Custo.er's Liability on Letters
A:!.~:~!n~h!~c~='!dUr;;::::

891 74
===41 14
------

Trust Funds oa D!fosit----------Certificates of Deposit Represent
iag BorrOifed Money------------Bills Payable-------------------I::::m;t:;-t;;i;;;;;-c;;;ii:ii--

----- -1-0-,-~- ---~-

over Drafts (If any)------------Other Resources------------------

164 79 and Acceptances----------------- ---------

Reserve for Iaterest Taxes------- -------

other Liabilities----------------

962 79

Total-------------------------- $63,002 53 Total-------------------------- $63,002 53

FARM.ms BANK - IRONlfOOO, GA.

At Close of Business Oct,ll, 1921,

President-R.E.Bo-a. 'Vice-Prelident-.r .H_,\Uillaa

Cashier ll.N.Childs, Sr.

Directors-R,J!, Bo,......l T.D.lfilliaas, J;L...~I4, B,L.Jiu"1o B,A,J'Wtty, S.B.Dent.,, S.W.

Deaton, D.u.Dill, II.W .Massey.

Date of Charter.

Began Business

RESOIRCES

LlABILIT IES

TDiemmeandLoLaonasn-s------------------------------------------- $1_1__4! _1_3_7__97_

capital Stock-------------------- $ 25,000 00 Surplus Fund--------------------- 10,000 00

Loans on Real Estate------------- -------- Undivided Profits--~------------- 2,899 09

Banking Douse-------------------- 2,500 00 Due Unpaid Dividends------------- - - - - - -

other Real Estate Owned---------Furniture and Fixtures-----------

---------

Due to Banks in This Stat------Due to Banks in other States-----

---------------

Stocks and Bonds Other Than U.S. or State of Georgia------------United States and State of Ga.

Call Money----------------------Deposits Subject to Check--------

_245:79030~-00~

Demand ~ertificates of Deposits

DBueonlrd.,s.--A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-a-t-s--

-- ----- -- -----

Cashier s Checks----------------Certll led Checks.----------------

489 95 ------

Currency------------------------- 1,237 22 Savings Deposits----------------- ---------

Due tr.. other Banks------------- 28,944 63 Tiae Certificates of Deposit----- 21790 15

Checks lor Clearing Dous--------

36 63 Trust Funds on Deposit----------- - - - - - -

Cash !teas (Irregular)----------- - - - - - Certificates of Deposit Repre-

Advance on Cotto---------------- 2,745 42 senting Borro1f8d 1\oney---------~

Custoaer's Liability on Letteri

Bills Payable--------------------

of Credit and Acceptances------Advacces on other C-odltiu----

--------

RLeiadbisilciotyunonts-L-e--tt-e-r-s--o-f---C-r-e-d--i-ts---

477~070708-0409

Orer Dralh (II any)------------- - - - - and Acceptances----------------- - - - - - -

other ResoiU'ces------------------ - - - - - Reserve lor Iaterest and Taxes--- ----------

other Liabilities---------------- ---------

Cash Long------------------------

4 97

Total-------------------------- $152 1 101 87 Total------------------------:- $152,101 87

90

SECOND ANNUAL REPORT.

Exaaiaer's Report.

BANK <J' BROOKIEI' - BROOKLET ,GA.

At Close of Business July 20,1921,

President- Thos.R .Bryan. Vica.Presl.dent-.1 .lf.Robertson. Cashier-If .C .Croaley.

Directors-Thos .R ,Bryan, J .If .Robertson, lf.C.Croaley, R.B.lfarnock,H.E.Knight, D.L.Aldel"llan,

J .N. Shearouse.

Date of Charter

Began Business

RESOURCES

LIABILITIES

Tiae Loans----------------------- $ 84,961 89 Capital Stock-------------------- $ 25,000 00

Deaand Loans-----~--------------Loans on Real Estate-------------

-1-1 18-7

63 -

Snrfl~s Funds-------------------UndlV 1ded Prof it ---~------------

5,000 00 ----

Banking House-------------------- 1,921 6S Due Unpaid Dividends------------- --------

Other Real Estate Owned----------

Due to Banks in This State------- - - - - -

Furniture and Fiitnres----------- 1,250 ()() Due to Banks in Other States----- --------

Stocks and Bonds Other Than

Call MoneY-----------------------

U.S.or State of Georgia--------- - - - - Deposits Snbject to Check-------- 53,009 65

United States and State of Ga.

Deaand ~ertilicates of Deposits-- - - - - - - -

BondS---------------------------

Cashier 1 Checks-----------------

700 26

Due lroa Awroved Resern Agents- 35,025 06 Certif iad Checks.<---------------- - - - -

t:~r:~~-Qib;;-s;;k;:::::::::::::

--~ 1594 11

Savings Deposits----------------Tiae Certilicates of Deposit-----

------21 246 92

Checks lor Clearing Hoase--------

Trust Funds on Deposit-----------

1

Casb Iteas (Irregular)-----------

Certificates of Deposit Repre-

Advance on Cotton---------------- - - - - sentiag Borrowed Money----------

Customer' 1 Liability on Letters of Credit and Acceptances-------

------

~!~~!c:~t~~~::::::::::::::::::::

~~

Advances on other Canmodities---- -------- Liability on Letters of Credits

Over Drafts (II any)-------------

and Acceptances----------------- - - - - -

other Resources------------------

Reserve lor Interest and Taies--- - - - - -

Profit & Loss--------------------

other Liabilities---------------- 2,124 08

Total. -------------------------/1291580 ~ Total-------------------------- /129,580 91 BROOKS .BANK - ~. GA.

At Close of Business Aag.29, 1921.

President-K.B.Banks. Vice-President-F.M.Scott.

Cashier-I.A. Scott.

Directors-K.B.Banks, I.A.Scott, F.M.Scott, Saa Boykin, J.H.Jone!t._lf.H.Scott.

Date of Charter Aug.s, 1907.

Began Business Sept.l~t.

RESOURCES

LUBIUTJES

Time Loans----------------------- $ 85 887 58
g: Demand Loans--------------------- 1'498 57
Leans on Real Estate------------- __!,____

Capital Surplus

Stock-------------------Fund---------------------

$

g.~

Undivided Profits---------------- 6:162 41

- - - - OBatRhekrinRg eHaloEusstea-t-e--O--w--n-e-d--------------------

___1!,4__7_0_0__0

Due Unpaid Dividends------------D1Je to Banks in This State-------

Furniture and Fiitures----------- 1,401 18 Dne to Banks in other States-----

Stocks and Bonds other Than U.S.

Call Honer-----------------------

- - - - or State of Georgi------------'-
United States and State of 6a. Bonds---------------------------

-------------

Deposits Subject to Check--------
g::i:r~=r~~e!~:~~~-~~-~~~~~~~~::

18,201 95 3607

Due from Approved Reserve Agents. ---------- Certified Checks-----------------

Currency-------------------------

724 47 Savings Deposits-----------------

Due fr... other Banks------------- _2,~~-~ Time Certilicates of Deposit-----

Checks for Clearing House--------

Trust Funds on D~osit----------

Cash Items (Irregular)----------- ------- Certif icates of Deposit Represent

Advance on Cotton---------------Customer's Liability on Letters
of Credit and Acceptances-------

332 25 --------

ing Borrowed Money------------Bills Payable-------------------Rediscounts----------------------

Advances on other Commodities---- -------- Liability on Letters of Credits

Over Drafts (If any)------------- --------- and Aeeeptances-----------------

Other Resources'-'-"--------------- ------- Reserve for Interest and T~es--

Other Liabilities----------------

Total------~------------------- $ 94,008 77 Total-------------------------- $ 94 1008 77

SS::OND ANNUAL REI'OIU

9l

Exaainer 's Report.

THE BRUNSWICK .BANK & TRUST CO, - BR.UNSIVICK, GA., At close of business December 31, 1921,

Presidont-F.D. Diredors-F.D.

Aikon, Aiken,

L.ll.

VHiace~-,PrPeasludlenEt.s-TLw.IiIt.tyl,lacJI.I!.

i"a.ol. E.Twitty, Walker, M.J.

Cashier...C.Z. Walker. Welsh, C.A. Taylor,

J.P. Davenport, N". F.aanuel, J.J. Lissner, F.Al. Scarlett, J,B, Abr

Date of Charter- 1889

Began Business-1889

LIABILITIES

Tiae Loans--------------------$ .96S.936 01 Capital Stock------------------ $ 231).000 00

D..and Loans---------------- 157,280 00 Surplus Fund-------------------- 100,000 00

Loans on Real Estato---------- 70,213 65 Und1vided Profits------------- 6,609 24

Banking llous------------------ 22,000 00 Due Unpaid Dividends------------ 4,604 00

Othor Real Estato Ownod-------- 34,461 73 Due to Banks in This State----- 16,895 96

Furniture and Fixtures-------- 11,733 75 Due to Banks in Other States---- 4,469 10

554;145-;6 Stocks and Bonds Other Than US. or State of Georgia---- -----

171,836 13 ~:~!.~:e~;bj;~t-t;-Ch;~k:::::::

Unitod States and State of Oa,

Demand Certificates of Deposit- 39,008 07

DBueofnrdo as -A- -p-p-rov-e-d- -R-e-se-r-v-e -A- -ge-n-t-s

217398,,875402 3000

Cashier's Checks---------------Certified Checks-------------

13,156 94 1,119 26

Currency--------------------- 44,281 42 Savings Deposits--------------- 270,509 35 Due From Other Banks---------- 1, 948 30 Tille Certilicatea of Deposit---- 202,896 04

Checks for <;tearing lions------- 17,826.57 Trust Funds on Depoait---------- -------

Cash lteas (Irregalar) -------- 1,015 87 Certificates of Doposit Repre-

Advance on Cotton----------Custoaor's Liability on Letters

- - - - senting Borrowed Money--------Bills Payable------------------

------292,350 00

of Credit and Acceptances-----Advances on Other COmmodities---

15,000 00 ---------

Rediscounts--------------------Liability on Letters of Credit

163,637 54

Over Drafts (If anyl---------Other Resources----------------

385 23 1,713 49

RaensdervAeccloerptIanntceeress-t--a-n-d---T-a-x-e-s-_-_-

15,000 00 7,823 60

Other Liabilities--------------- 12,000 00

Total-----------------------$1, 934,224 45 Total------------------------$1,934,224 45

FAe\lltS & CITIZENS BANK - BOCHANAN,GA, At close of business Septeaber 8, 1921.

President-w.c. Moore,

Vice-President-W.J, Speights. Cashier-IV.L.McClellan

.Direc tors-W~:~~o~:td~; J: Speights, G.N. :!bore, M. Bullard, J.R. Brown, G.B. Richard,

&, Date of Charter-August 1911.

Began Business-September 6, 1911.

LIABILITIES

Tiae Loans------------------- $ 69,007 26 Capital Stock-------------------.,$ 15,000 00

Deaand Loans------------------Loans on Real Estate-----------

2,393 67 ------

SUuordpllvuidsedFUPrnodf-i-t-s----------------------------------

--9-,-6-i2--9-6

Banking House----------------- 2,345 87 Due Unpaid Dividends------------- --------

Other Real Estate Owned-------- -------- Due to Banks in This State------- --------

Furniture and Fixtures-------Stocks and Bonds Other Than U.S.
UonriteSdt aSt et aot efsGaan, d- -S- -t a- t-e- -o- f- -G- -a.- - - DBueonfrodms--A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-ts-.

2,689 25

-----

140,,500400

00 54

Due to Banks in Other states-----
~:~!sTt~e~~b~~t-t;-Ch;~k:::::::: ~=~h~:r'f:rt~e~f!~~-:~.!:~~~~~:::
Certified Checks-----------------

-----
-;o:616-.J
---31-95
10 OS

Currenc:y--------------------- 1,376 92 Savings Deposits----------------- ----------

Duo from Other S,nks------------ --------- Time Cortilicates of Deposit_____ 17,059 64

Chec:ks for Clear.ng House------

335 68 Trnst Funds on Deposit----------- ---------

Cash !teas (Irregalar)---------

171 20 Certificates of Deposit Repre-

CAudvstaonmc:eervsn CLoiatbtoilnit-y---o-n--L-e--tt-e-r-s-- -------of Credit and Acceptances------ _..______
Advances on Other Commodities-------------

senting Borrowed Money---------Bills Payable-----------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d-i-t----

-----20,500 00 ----------

OYer Drafts (If anyl-----------Other R~-----------------

185 65 and Acceptances----------------- ---------4 89 Reserve FOr Inierest and Taxes___ - - - - - -

Other Liabilities----------------

219 90

Total------------------------ $ 93,050 93 Total-------------------------- $ 93,050 93

92

SE:OND ANNUAL REPORT

Examiner's Report.

IIAR.o\LSON COUNTY BANK - BUCHANAN,GA, At close of business Septlllllber.. 7, 1921.

President-J.L. Eens.

Viee-President-L. W. Strickland. Cashier-H.G.!Uchardson

Direetors-J.L. Eavaa, L.W. Strickland, E.L. Griffith, B.F. Williams, R.H. Partelr,

Walter Matthews, W.O. Strickland.

Date of Charter-March 3, 1909.

Began Business- March 4, 1909

LIABILITIES

Tiae Loans----------------------- $ 83,866 48 Capital Stock-------------------- $ 15,000 00

Dand Loans------------------- 3,769 62 Su~lus Food--------------------- 3,000 00

Loans on Real Estate------------- - - - - - UDdtvided Profits--------------- 17,781 75

Banking House-------------------- 2,034 00 Due URp!id Dividends------------- --------

Other Real Estate Owned---------- ---------- Doe to Banks in This State------ --------

~~!u~:da::n:!x~~~=~-Th;;-u:s:-
or State of Ga.-----------------

2700 00 -------

Doe to Banks in Other States-----
%:~ st!el;b;~-:t;-cb;~::::=::

-----
-15;232--66

United States and State of Ga.

Deaand Certificates of Deposit--- ----------

Bonds-------------------------Due from Approved ~serve Agents-

500 00 Cashier's Cheeks---~------------

30 :U

6,103 91 Certified Cheeks----------------- ----------

Carreacy------------------------ 3,967 96 Savings Deposits---------------- ----------

Due froa Other Banks------------- - - - - Tiae Certilieates of Deposit----- 18,557 25

CCahseheksltefaosr C(IlreraerginuglaHr)o_u_s_e_-_-_-_--_-_-_-

161 14 Trust FUnds on Deposit----------- ------266 16 Certificates oCI)tposit Repre-

Advance on Cotton---------------- ------- centi~ Borrowed Money---------- --------

Cnsto...r.'s Liability on Letters

Bills Payable------------------- 34,000 00

of Credit and Acceptances------- - - - - Rediscounts--------------------- -------

Advaacea on Qther (;91111odities--- ------- Liability on Letters of Credit

Over Drafts Of anyl------------

280 91 and Acceptances----------------- - - - - - -

Other Resources-----------------

108 58 Reserve For Interest and Taxes___ -------

Other Liabilities----------------

156 89

Total-------------------------- $too, 758 76 Total-------------------------- $103,758 76

BANK OF BU:::IIIlEAD - BU:KHEAD, GA, At close of basiaess Jnty 14,1921.

Presideot-J.Ualae Morgao-

Viee-Presideot-R.N. Pirkle. Cashier-S.R. Paschal.

Directors-J. Balae Mor~tan, R.N. Pirkle, IV.B. McRae, A.E. Mewborter,Geo. w. Davis_

H.C.Mewborler, R.R. Treadwell.

Date of Charter-July 9, 1906.

Began Business-September 1906

LIABILITIES

Tiae Loans--------------------- $ 61,471 83 ~ital Stock--------------------$ 25,000 00

Deaaod Loans-------------------

708 60 Surrlos Fund-------------------- 8,000 00

Loans on Real Estate------------- - - - - - - Und vided Profits~------------- 2,008 17

Banking House------------------ 1,485 24 Dae U.~l4 DlYl(eads-------------

28 00

Other Real Estate Owned-- ------- -------- Doe to Banks in This State------- - - - -

Furniture and Fixture Stocks and Bonds Other

sT-h-a-n--u--.s-.--

2,593 84 Due to Banks in other States----- --------Call Money--------------------- ---------

UonritSedtaStetaotefsGanad-S-t-a-t-e--o-f--G-a- ---

----------

Dea>ositt Subject to Cheek------Daod '1rtiUeatea of Deposit---

16,116 87 ----

Bonds-------------------------Due froa Approvad ~serve AgentS"Currency-----------------------Doe fro Other Banks-----------Cheeks for Clearing Hquse-------Cash Iteas \Irregular!----------CAduvstaonmeeer~snLCiaobtitloitny--o-n--L--e-tt-e-r-s--o-f-
Credit and Acceptance-------Advances on Qther C~1111odities----

150 00 6,924 72 2,890 75 ------
8 86 59 50 -------------------------

Cashier's Cheeks---------------Certified Checks---------------Savings Deposits----------------Tiae Certificates ef posit---Trust FUnds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Money--------Bills Payable-----------------
RLeiadibsicloiutynt on--L--e-t-te--rs--o--f -C--r-e-d-i-t ---

79 95 ---------------
6,700 00 2,360 35
-------16,000 00
-----

Over Drafts (If aoyJ -----------Other Resources------------------

-----------------

ReasnedrvAe cFcoerptainncteesre-s-t -a-n-d--T--a-x-e-s------

-----------------

Other Liabilities---------------- ----------

Total-------------------------- $ 76,293 34 Total------------------------- $76,293 34

SECOND ANNUAL REPORr

93

Examiner's ~port.

BUENA VISTA LOAN & SAVINGS BANK - BUENA VISTA, GA.

At Close of Business July 19,1921.

Presldent-W..C.Ilooten. Vic,..Presidents..Chas.lf. Lowe- J .S. Rogers. Cashier E.B. Reese.

Directors. A.C.Duncan, W..C.Wooten, J .S.Rogers, 1f.1Y.Alullcey, J .E.Lowe, Chas.ll.Lo118,

E.B. Reese.

Date of Charter Sept. 1889.

Began Business Sept. 1889.

RESOURCES

LlAB ILITT ES

Tlat Loans---------------------- $196,945 82 Capital Stock--------------------$ 30,000 00

g:: Demand Loans--------------------- 23,309 37
Loans on Real Estate------------- - - - - - Bankiag House-------------------- 2,971 64

Su~luu!s~~Fdpu~n~d!t-:--:-;-d-;-:-:-:-:-:--:-:-:-:-:-:-:-:-

450:0~0~0 0~0

other Real Estate Owned---------- 1,343 85 Due to Banks in This State------- - - - - -

Furniture and Fixtures----------Stocks and Bonds other Than
U.S.or State of Georgia---------

51042 73 945 00

Due to Banks in Other States-----
~:~!s~::el;i;j;~t-t~-Ch;~i;::::::::

------
70,284~

United States and State of Ga.
Bonds---------------------------

------

D~nd ~ertificates of _Deposits-Caabler s Cbeckl.................

-------301 43

Due frail Approved Reserve Agents:.. 34 405 31 Certllled Cheokl-------------

Currency------------------------Due froa Other Banks-------------

1;529 44 -----

TSa!v.lhCserDtinloalttess--o-f--D--e-p--o-s-i-t-.-..-.-.

--7-8-,3-8-1--8-4-

Checks for Clearing House-------Cash Items (Irregular)-----------

49 46 341 09

Trast PWD4 oa Deposlt------- Certificates al Deposit ~pre-

9 07

Advance on Cotton---------------- 4,793 97 seatlas Borrowed &eaey

Customer's Liability on Letters

BUb Pilyable.................... 42,000 00

of Credit and Acceptnaces------- -------- ~e4lsoeuats------~---------Advances on other COIIIllloditieo---- -------- Llablllty oa Letters of Credits

9,333 88

Over Drafts (If any)------------- ------- an .\ooeptances.---------------- - - - - Other Resources------------------ - - - - - - ~sorre for leterest aa4 Tax- -------
other Liabllltles................ ------~esern for Deprecletha......... 2,003 88

Cash Leas------------------------ 10 oo

Total-------------------------- $277,671 68 Total------------------------- $277,677 68

At Close of Business October 3, 1921.

President-L.P.Pettillo. Vice-PresidentEdw Flor Cashier-Carl Per1

DirectorsL.P.Pattillo, Date of Charter 1893.

Edw.Flor,

Carl

P

erry, L.B.Patti Began Business

lFloe1n.

E.ll.Vance, 1, 1893.

.A.Smith, D.W.Illlson.

RESOORCES

LIABILITIES

Time Loans----------------------- $153,716 74 Capital Stock-------------------- $ 25,000 00

Demand Loans--------------------- 1,300 00 Surplus Fund--------------------- 25,000 00

Loans on Real Estate------------- 37,883 27 Undivided Profits---------------- 32,993 44

Banking House-------------------- 1,188 61 Due Unpaid Dividends.------------ - - - -

Other Real Estate Owned---------Furniture and Fixtures-----------

2,560 66 '2,206 91

Due to Banks in This State------Due to Banks in other States----

_23 1690_44

Stocks and Bonds other Than
u~i~drs~!i!: ~!dGS~~f!a~;-o;:--

28' 125 00

~;!.~i:~;bj;~i-t~-ch;~i;::::::::
Demand Certificates of Deposits--

-s-7-,_1_3_-s--06-

Bonds--------------------------- 15 000 00 Cashier's Checks-----------------

307 02

Due from Approved Reserve Agents- 20:427 36 Certif led Checks----------------- - - - - - -

Currency------------------------Due from other Banks-------------

3 904 34
12:579 75

SaviDfS Deposits----------------Time Certificates of Deposit-----

i4 875 54 49:119 58

Checks for Clearing House--------

931 85 Trust Funds on Deposlt-----------

Cash Items (Irregular)-----------

894 59 Certif icates of Deposit Represent-

Advance on Cotton---------------Customer's Liability on Letters

16,974 66

ing Borrowed Money------------~ Bills Payable--------------------

-40-,o-oo_-oo-_

of Credit and Acceptances------- ---------- Rediscounts----------------------

Advances on Other COIIUIIodities---- --------- Liability on Letters of Credits

Over Drafts (If any)------------- - - - - - and Acceptances---------------- ---------

other Resources------------------ ------- Reserve for Interest and Taxes--- --------

other Liabilities---------------

169 72

Total-------------------------- $298,i93 80 Total-------------------------:.. $298,293 80

Euaiaer's Repert. SIIADBI.IRN BAIIJ(INO CO. - BUF(RD,GA.

At Close of Business Aug l, 1921.

President-1Y .B.Shadburn. Vice-l'residentJ .L Shadburn. Cashier-F.C.Shadburn.

Directors-W.B.Shadburn, J.L.Shadburn, L.T.Sudduth, V.H.Aeben, T.J. Perkle.

Date of Charter

Began Business

RESOURCES

LIABILITIES

Time Loans----------------------- $146 909 01 Demand Loans------------------- 4:949 00 Loans on Real Estate------------- 32,000 00

Capital stock--------------------$ 40,coooo
Sur~lus Fund--------------------- 15,000 00 Undtvided Profit---------------- 3,829 22

6s,11861 Banking House-------------------
Other Real Estate Owned---------Fu-niture and Fixture----------Stocks ad Bonds other Than U.S. or State of Georgi--------

-----3,065 25 2,952 ;
-----

Due Unpaid Dividends------------ Due to Banks in This Stat-----Doe to Banks in other Stat-----
~~!sft~es;b#;;eTt~-~h;~k::::::::

8 00 -------

United States and State of Ga.
DBueofnrdosa--A-p-p-r-..-V-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-. Currency.-----------------------Due fr... other Bani<S------------Checks for Clearing House'-------Cash Items (lrregular)-----------

25,994 co
3 306 64 10:657 34
651 41 609 27

Demand ~erti icates of Deposits-- - - - -

Cashier s Checks-----------------

190 44

Certified Checks-----------------

Savings Deposits----------------- 5,507 61

Tiae Certilicates of .Deposit----- _ss,7_9406

Trust Funds on Deposit----------

Certificates of Depesit ~epresent-

Advance .., Cotton---------------Custoaer's Liability oa Letters
of Credit and Acceptaaces-----Adwpce on otber c-....,.oditie----

-------------

ing Borrowed Money-----------Bills Payable--------------------
~ediscounts~---------------------
Liability on Letta~s of Credit,

---40,000 00

Orer Drafts (If any)------------- - - - - - and 4cceptances----------------- - - - - -

Other Resources------------------ 2,5?9 33 ~eserve for Interest and T~--- 1 130 46

Cash-----------------------------

0 07 Other Liabilities---------------- 3:445 19

Total.------------------------- $233,683 65 Total------------------------- $233,683 65

S6:0Nil ANNUAL REPORI'

95

Examiner's Report.

BANK OF BUU..UCHVILUl - BUU.OCHVIU..E,GA, At close of business November 14th, 1921.

President-A.C.Dunn.

Vice-President-

Cashier-Mrs. W.B. Persons.

Directors-A.C. Dunn, H.E. Bulloch, J .M. Barnes, W.Il. Rowten, E.A. Williaas, Mrs.C.A.Bulloch,

N.D.S.stranahan,J!rs. W.B. Persons, H. Iann Talbot.

Date of Charter-

Began Business-

LIABILITIES

Tie Loans----------------------- $ 49,616 25 Capital Stock-------------------$ 25,000 00

Demand Loans--------------------- 7,229 69 Surplus Fund--------------------- 5,083 35

Loans on Real Estate ------------ 32,805 39 Undivided Profits---------------- . 5,228 80

Banking House------------------ 1,800 00 Due Unpaid Dividends------------- ----------

Other Real Estate Owned---------- --------- Dae" to Banks in This State------

99 56

Furniture and Fixtures----------Stocks and Bonds Other Than U.s. or State of Georgia-------------

2,328 00 ----------

~D:u~est~o=eB~a~nbkJs;~itn-tO;t-hCehr ;S~kta:t:e:s:-:-:-:-:-

---;-D-~-i-s---6-8-

United States and State of Ga

Demand <fertificates of Deposit--- --------

Bonds--------------------------

500 00 Cashier s Checks-----------------

119 14

Due fro Approved Reserve Agents-

4 01 Certified Checks----------------- ---------

Currency------------------------ 1,066 87 Savings Deposits----------------- 4,535 78

Due from Other Banks-------------

8 07 Time Certilicates of Deposit----- 3,780 28

Checks for Clearing Hjuse-------- -------- Trust Funds on Deposit----------- ---------

Cash Items (Irregular -----------

25 04 Certificates of De)1osit Repre-

Advance on Cotton---------------- ---------Customer's Liability on Letters of<

nting Borrowed JlonY---------Bills Payable--------------------

--------30,950 00

Credit and Acceptances --------- --------- Rediscounts---------------------- -------

Advances on Other Commodities____ --------- Liability on Letters of Credit

Over Drafts (If anyl-------------

81 58 and Acceptances----------------- --------

Other Resonrces-------------- --- ---------- Reserve FOr Interest and Taxes--- ----------

Other Liabilities---------------- ---------

Deposits since Yesterday---------

52 31

Total------------------------- $ 95,464 90 Total-------------------------- $ 95,464 90

THE CITIZENS BANK - BUU..OCHVILI.E, GA, At close of business July 9, 1921.

President-J.O, Butts.

Vice-President-O.A. Riehle

Cashier- E.ll. Boyd.

Directors-J.O. Butts, O.A. Riehle, W.I. Nunn, C.S. Phillips,H.A. Hadaway, Ben Fowler,

Date of Charter-October 12, 1920.

Began Business-October 20, 1920,

RESOURCES

LIABILITIES

Time Loans---------------------- $ 26,550 49 Capital Stock--------------------$ 15,000 00

Dand Loans--------------------Loans on Real Estate-------------

1,414 27 --------

ll:~f!~~.~u~~~~~t;::::::::::::::::

----28-61

Banking House-------------------- --------- Due Unpaid Dividends------------- --------

Other Real Estate Owned---------- --------- Due to Banks in this Stat------- --------

Furniture and Fixtures----------- 3,167 59 Due to Banl<s in Other States----- ---------

Stocks and Bonds Other Than U.S. UonriteSdtaSt'!taotefsGaand.--S-t-a-t-e--o-f--G-a-----

------

~:;!.~:e~;bj;~t-t;-Ch;~k::::::::
Demand Certificates of Deposit---

-24;67~68
~-------

DBueonfrdoms--A-p-p-r-o-T-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-Currency------------------------Due from Other Banks----------Checks for Clearing House-------Cash Iteas (Irregular)-----------

- 1-2-,-5-3-5- -9-4 2,230 40 4,504 50 121 16
-----

Cashier's Checks---------------"Certified Checks----------------Savings Deposits----------------TU.e Certilicates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

10 50 -----------------
13,639 37 --------

CAdnvsatnocaeero'ns CLoiatbtoilnit-y---o-n--L-e-t-t-e-r-s--of Credit and Acceptances-------
Advance on Oiher Co,modities----OOVtheer rDRraasfotus~c~eIfs-a--n-y-l-------------------------Depositors uarantee Fund-------Cash Short----------------------

-----------------------
98 86 --------
2,702 70 24,25

senting Borrowed Money---------Bills payabl-------------------RLieadbiilcitoynnonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it----
and Acceptances----------------Reservt for Interest and Taxes--Otbe r iabili ties----------------

----------------------------------------------

Total-------------------------- $ 5~1 350 16 Total-------------------------- $ 53,350 16

SECOND ANNIII\L REPOJU,

Examiner's Report.

BUfLER BANKI!Ill CO. - BUfLER. OA. At Close of Business October 3,1921.

.a. Fresident-R.A. Hinton,
DirectorrR.A. Hintont

R.AV.Siccea-nFdrreestitdJenFt-R.APu.SrvcaisndreJtt.f. Heart,

Cashier-J.L. Dent. 1V .J .But fer,

Date !lc~!:t~;n T. .Peebles, R.S. eat

Began Business

RESO~ES

LIABILITIES

Tie Loan---------------------- $ 75,867 72 DeiiUllld Loan--------------------- 5,211 91 Loans en Real Estate------------- 17,629 53 Banking House-------------------- 3,000 00 other Real Estate Owned---------- ---------~r:~~u:!da&!~!x~r~:;-Th;;------ 3.739 64

U.S. or State of Georgia_______ United States and State of Oa. DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-1---
Currency------------------------Duo Froa Other Banks------------Checks for Clearing House-------Cash Ite11s (Irregularl----------ACduvsatoncmeero'ns CLioatbtoilnit-y---o-n--L-e--tt-e-r-s---
Ad:!.~::d!! ~U:e~cc~:~~;:;;::::
Over Drafts (If anyl------------Other Resources------------------

--------
12,205 81
------ 3,746 25 380 87 11 70 ----------
:::-_:::::: 19 85
----------

Capital Stock-------------------Surplus Fund--------------------Undivided Frof its---------------Due UDP!id Dividends------------Due to Banks in This State------Due to Banks in Other States----Call MoneY----------------------Deposits Subject to Check.-------Demand ~ertificates of Deposits-Cashier s Checks----------------Certified Checks----------------Savings ~posits---------------- Tiae Certilicates of Deposit----Trust Funds on Deposit----------Certificates of Dar!sit Repre-
sentiag Borrowed Money--------Bills FB~ble------------------- RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s---
and Acceptances---------------Reserve For Interest and Taxes--other Liabilities----------------

$25,000 00 7.061 91
-4-5,-06-7-8-7 162 42 39,521 08 5,000 00

Total-------------------------- $121,813 28 Total-------------------------- $121 813 28

TilE TAYLOR COOOY BANK - llUfLER, OA.

At Close of Business Septeaber 30.1921.

President-W.W.Edwards, Directors-w.w. Ednrds,
J.F. Posey. Date of Charter

Vice-Fresident-A.H. Sealey. A.H.Sealey, V.I. Butt, A.D .Chapman.
Began Business

V.I. Butt, ,Jarrett.

RESOm<:ES

LIABI L1 TIES

Tille Loan----------------------DIIDIIllld Loan--------------- -----Loans on Real Estate------------Banking House-------------------other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds other Than
u.s. or State of Georgia-------
United States and State of Ga.
DueBofrnodasA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-Currency------------------------Due Froa Other Banks------------Checks for Clearing House-------Cash Items (Irregularl----------Advance on Cotton---------------Custoaer's Liability on Letters
of Credit and Acceptances-----Advances on Other Commodities---Over Drafts (IC any)~------------
~~;rtR::~:~~::::::::::::::::::

$35,048 45 6.540 51 37,423 75 2,214 38 5,905 00 3,500 00 4,500 00 18 665 43 2:125 51 104 00 2,103 08 500 6,024 66
3,625 22 2,831 84

Capital Stock-------------------- $ 15,000 00

Surflus Fund--------------------- ----------

UDdtvided Frofih---------------- ---------Due UnP!id Dividends------------- ---------Due to Banks in This Stat------- ----------

Due to Banks in Other States----- ----------

~:~!sft:e~bj;~t-i;"ch;;k:::::::: -ss:47o-89

Deaand Certificates of Deposits-- 22,773 75

Cashier's Checks----------------- 1,882 83

Certified Checks----------------- ----------

Savings Deyosits----------------- ---------Tille Certi icates of Deposit----- 18,798 25

Trust Funds on Deposit----------Certificates of Deposit Repre-

191 11

senting Borrowed Money--------- ----------

Bills Payable-------------------- 16,500 00

RLeiadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--i-ts--- --------

ReasnedrvAe cFcoerpItnantecreess-t--a-n-d--T--a-x--e-s------ --------------------

Other Liabilities---------------- ----------

Total--------------------------$ 130.616 83 Total-------------------------- $130,6le/ 83

SOCOND ANJIIUAL REPOgi

Ex1111iner' s Report.

FA!<AIERS BANK - BYRIN, GA. At close of business Septeaber 7,1921.

President..C.L. Directors-C. L.

Beteaan. Beteman,

C. H.

Vice-President..C.ll Jackson, S. J. Berron,

.

z.JTac.

kson. Anlt

an,

Cashier-S. J. Herron H. J. Peavy, G.D. Tucker,

J.D. H~dison, G.P. Cline, F.P. Smith.

Date of Charter- December 2, 1909.

Began Business- January 3, 1910

LIABli.IT IES

Tiae Loans----------------------- $ 37,679 23 Capital Stock---------------- $ 25,000 00

Dell&nd Loans---------------------

455 00 Surl'lus Fund------------------- - - - - -

Loans on Real Estate------------- 18,077 93 Undlvided Profits-------------- -------

Banking Honse-------------------- 1, 700 00 Due Unl'!':id Dividends------------ - - - -

Other Real Estate Owned---------- -------- Duo to Banks in This State------- - - - - -

Famitore and Fixtures---------- 1,000 00 Due to Banks in Other States----- - - - -

Stocks and Bonds Other Than U.S. or State of Ga.-----------------

----

~:~s~=e~;bj;~t-t;-Ch;~k::::::-_:

-;8~895-oD

United States and State of Ga.

Bonds------------------------- ------- Deaand Certificates of Deposit---

112 41

Due from Approved Reservei\ Agents - - - - Cashiers Checks------------------

Currency-----------------------

974 64 Certified Checks----------------

Due from Other Bani!$------------- 14,190 07 Savillj!;s Deposito-----------------

Checks for Clearing House-------

126 40 Time Certificates of Deposit----- 10,238 80

Cash Items (Irregularl----------

195 83 Trust Funds on D"''oslt----------

626 30

CAudsvtaonmceer~onLCiaobttiolinty---o-n--L-e--tt-e-r-s-

--of

------

Cortificates of Deposit Representing Borrowed Money----------

Credit and Acceptances---------- -------- Bills Payable--------------------

Advances on Other Co-odities---- - - - - - Redi sconnts---------------------

Over Drafts (If any/------------ 2,658 43 Liability on Letters of Credit

Other Resources--------------- - - - - - - and Acceptances----------------

Profit and Loss---------------

197 75. Reserve For Interest and Taxes---

Other Liabilities---------------- 2,380 38

Cash Long----------------------

231

Total-------------------------- $ 2t,255 28 Total----------------------- $ T/~ 28

BANK OF BYROMVILlE - BYRIMVIILE, GA. At close of business August 27, 1921.

President-E.B. Davis,

Vice.,President-J.D. Lester.

Cashier-S.H. Baltton.

Directors-E.B. Davis, J.D. Lester, ti.l(. Groves, W.F. Reeks, E.E. Hill.

Date of Charter- July 20, 1920

Began Business-July 26, 1920

RESOURCES

LIAHILIT IES

Time Loans----------------------- $ 26,587 99

Delllnd Lo..,s--------------------- 1,335 54

Loans on Real Estate------------- --------

Banking House----------------- -------

Other Real Estate Owned---------- --------

Furniture and Fixtures----------- ------Stocks and Bonds Other Than U.S.

or State of Ga.----------- ---- -------United States and State of Ga.

Bonds--------------------------- ------Due lroa Approved Reserve Agents. 1,858 16

Currency------------------------- 1,722 30

Due from Other Banks-------------

600 92

Checks for Clearing House-------- ----------

Cash Ite11s (Irregular)----------- --------

Advance on Cotton--------------- 1, 769 81 Customer's Liability on Letters

of Credit and Acceptances------- ---------

Advances on Other Cjmmodi ties---- - - - - - -

Over Drafts (If any -------------

10 75

Other Resources------------------ -------

Cq> ital Stock-------------------- $ 1!,(100 00

Surplus Fund------------------ -----

Uadvided Prof its----------------

404 71

Due Ual'!':id Dividends------------- - - - - - -

Due to Banks in This State------- - - - - -

Due to Banks in Other States----- . - - - - - -

E!~!s~=e~;b'j;~t-t;-Ch;~k=::=:: 9;~ ~

Dand Certificates of Deposit--- -----

Cashier's Checks-------------

.51 82

Certified Checks-------------- ----Savings Del'" sits---------------- - - - TiaeOertihcate~ of Deposit----- 1,167 70
Trust Funds on eposit--------- - - - - Certificates of Deposit Repr-
centi~ Borro""d Jlloaey---------- - - - Bills Paynble-------------------- 5,000 00 Redi sconnts---------------------- -----Liability on Letters of Credit

aad Acceptances--------------- ----Reserve for Interest and Taxes--- -----

Other Linbilities---------------- ------

Cash Long-----------------------

29 00

Total---..----------------- ---- $ 33,885 47 Total------------------------ '33,885 47

SECOOD ANNUAL R~T

Ex1Diner's Report,

CADIIELL BANKING CO,- CADIYELL, GA.

At Close of Business July 18,1921,

President- B.R. Bediogfleld. Vice President

Cashler~.A. Burch,

Dlreetors-B.R.Beddloglleldj Pres.,U.C.Barch, J.A.Burch, B.J.Bediogtield, lf.B.Coleman,

D.(.Allgood, R. ,Reginer, H.B.Burch,

DatE of Charter

Began Business

RESOIRCI!S

LIABILITJffi

'Tboa Loans-----------------------$
n. .and Loans---------------~-----

54

1

855 180

18 07

Capital Stock-------------------- $ 25,COO 00 Su~lus Fund--------------------- 5 000 00

Loans on Real Estate-'------------ 3,490 91 Undtvided Prof its---------------- _!.____

8':h!!"le!iE:i;i;-o;;;d::::::::::

..!~~-~

Due UnJ'Illd Dividends------------Due to Banks in This State-------

-----------

Furniture and Fixtures----------- 3,814 70 D'Ile to lla in other States - - - - - -

Stocks and Boads Other ThaD U,S.or State of Georxia---------

225 00 ~:~!s~~:el;i;J;~tt;-c.;;;k:::::::: 1~7~ J~

g::hl:r Ualted StatH and Stah of Ga. Bouds-------------------------- - - - -

~:~~e~k:~~-~~-~~~~~~~~==

62 57

D fr Apprond Reserve Agents. 4 284 63 Certified Checks----------------- - - - - - -

c.. nney------------------------- 1:354 51 Savings Deposits----------------- -------

Due fr other Banks------------- - - - - - - - Time Certificates of Deposit _10_,02_2_~~.

Checks for Cit ariog House--------

195 31 Trust Funds on Deposit-----------

Cash Jtaas l Irregular)----------- - - - - Certlrtcates of Deposit Repre-

==--= Adn-=e on Cotton----------------
Custe:er's Liability on Letters
A:!an~:~!:~~;c~f.!:::i!:;;;::::

11355 67

oentlng Borrowed M.oney..........
~!~~!c~~~~~::::::::::::::::::::

------
~!~~

Liability oa Letters of Credlto

Ow-ar Drafh (If any)------------Othar Res*rch~----~----

242 81 ----

R~~~:c~~aiF.~!;;;t-aad-Tai;;:::

~~:::::

Losses fr operations----------Cash Short-----------------------

1'u28o5

97 53

other Llab1Utlas................

-----

Total-------------------------- $ 75,895 29 Total-------------------------- $ 75,895 29

CAIRO BANKING CO, -CAIRO, GA.

At Close of Business July 28 1 1921,

Prasldaat-o.T, Davis, Vlee...Prasident

Cashier-Henry Ueter,

Dlrectors-o.T.Davls, Henry Bester, .llrs.lfalter Davis.

Date of Charter Nov.23, 1903,

llegan llusineu Nov.23,1903.

RESOlRCES

LIABILITIES

Tn.bo.e.adLoLaonasn--s--------------------------.-,.-.------------

$380,038 35,216

84 11

Cap it at Sa~ las

Stock-----------------Funcl.--------------------

$

357,,CcOoOo

00 00

Loaao oa Real Estah------------llukl1 House.................... other eal Eotate O.,Ued----------

.----5 555 43
- -1 - -

UndiVided Profits------------.---Due Uapald Dividends............. Dw.e to Banks in This State-------

-2-9-1-6-2-8-

8 -

8 -

------

Faraltura and Fixtures .:........ 2,986 80 Dae'to Banks Ia other States - - - - - -

Stocks aud Boads other Than U.s. or State of Georxia-......

-----

~;!s~t:er;b~~;~t-t~-cb;;k::::::::

111:422-09

Ualted States aDd State of Ga,

Deaand Certi lea teo of. Deposits

Bond----------"---------- - - - - - - Cashier's Checks----------------- ~~

Due f r Approved Reserve Agents;.. 52,998 58 Certified Checks-----------------

- - - Carreacy----------~-------------~
Due f r other llanks------------ehecks for Clearlug House ;..

2,898 09 Savings Deposits................. ----------

2,880 03

Time Certificates of Deposit..... Trust Funclo on Deposit-----------

~~!~~

Cash It..s (Irregnlar )-----------

515 55 Certificates of ~eposit Repre-

Advance 9 l!ottoa---------------Custcaer s Liability on Letters
of Credit ancl Acceptances-------

----------

oentlng Borrowed Jloney-------
~!~~:c~:&~~~~::::::::::::::::::::

--------
_:~~~

aay)------------- Advances oa other c-odltles.... - - - - - Liability on Letters of Cra~its

Over .Drat ts (If

alld Acceptances----------------- - - - - -

Other Resour<es------------------

520 48 ~::~r~~:~~~;f~=~~~~~~~::::::::: --~619~

Total-------------------------$ 483,609 91 Total.-------------------------$ 483,609 91

SECOND ANNUAL RllP(RT,

99

Examiner's Report.

CITIZENS BANK - CAIRO, GA.

At Close of Business Aug.IS, 1921.

President-H,G ,Cannon, Vice-President-K .P .lflght. . Cashier-If.H,Searcy.

Directors-H.G.Cannon, Ir.P.Wight_. IY.H.Searcy_..D.T.OliYer, R.C.Beil, P.H.Herri~, lra.Higion,

T.lf. Faircloth A.C.uickey, J.W.Hooth, A.L.Kolleyl J.B.W!ght,

Date of Charter Dec81lber ->, 1903.

Began Business Ju 1 2., IIQ4.

RESOURCES

LIABILITIES

Time Loans----------------------- $366,199 68

Demand Loans--------------------- 109 772 63

Loans on Real Estate---------- ---'-----Banking House-------------------- 14,593 86

Other Real Estate Owned---------- ---------

Furniture and Fixtures----------Stocks and Bonds Other Than

6 1279 74

. U.S.or State of Georgia---------

United States and State of Ga.

Bonds--------------------------Due from ApproYed Reserve Agents-

250 00 41,737 45

------- Curl'ency------------------------:.. 11,773 57
Due from other Banks-------------

rt Checks for Clearing House--------
Cash Items (lrregular)-----------

2n~

Advance on Cotton---------------- ---------Customer's Liability on Letters

of Credit and Acceptances------- ----------

Advances on Other Coounodities---- - - - - - -

OYer Drafts (If any)-------------

9 19

Other Resources------------------

523 97

Capital Stock-------------------- $ 50,000 00 Sur~lus Fund--------------------- 18,000 00 Und1vide~ Pr~f!t---------------- 21,432 10 Due Unp81d DIVIdends------------- --------

Due to Banks in This Stat------- -------Due to Banks in Other States----- --------

~::!.~:=-~;b,~;;t-t~-Ch;;k:::::::: 90,S78-a8

Demand ~erti icates of Deposits-- ---------

Cashier s Checks----------------

320 06

Certified Checks-----------------

88 00

Sayings Deposit----------------- 94 082 09

Time Certilicates of Deposit----- 220:156 55

Trust Funds on DeposH----------- 19,010 27 Certificates of Deposit Repre-

senting Borrowed Jlonr---------- - - - - - -

Bills Payable-------------------- IS 000 00 Rediscounts---------------------- 21:493 90 Liability on Letters of Credits

~nd Acceptance----------------- ---------

Reserve for Depreciation--------- -------Other Liabilities building and

fixtures------------------------ 4 1 769 67

Total--------------------------$ 554,931 54 Total--------------------------$ 554 931 54 THE ~'ARIIIlRS & l!t'RCIIAN'I'S BANK,CAlRO,GEIA & COLVARY.

At Close of Business August 31,1921.

President-Thol!las Wight. Vice..Presidente-L.O.llaxwell ,J .A.Powell. Cashier-J .E.Forsrh

Directors-Thomas Wight, W.A.Walker, Ira Higdoaj W.A.Shlver, J.B.Warneii,L.O,Maxwel ,

A.lf.Miller, C.E.Mauldin, lf.A.Carr, ,A,lfynn. J.A.Powell, Joe Higdon, J.A.Pope,

J .li.Poulk, J .M.Sasse.:.

Date of Charter Noveaber 7, 1910,

Began Qusiness Noveaber, 1910.

RESOURCES

LWJILITIES

Time Loans----------------------- $310,985 79 Capital Stock-------------------- $ 55,000 00

Demand Loans--------------------Leans on Real Estate-------------

136435:0~5 ~0~4

Surplus Fund--------------------Undivided Profits----------------

1,500 00 26,663 46

Banking Douse--------------------

Due Unpaid Dividends-------------

20 00

Other Real Estate Owned---------- 5,702 90 Due to Danks in This State------- - - - - -

Furniture and Fixtures----------Stocl<s and Bonds Other Than

2,000 00 Due to Banks in Other States----- - - - - - Call lloney----------------------- - - - -

u.s.or State of Georgia---------

Deposits Snb/"oct to Check-------- 213,374 70

United States and State of Ga.

Demand Cart I icate 1 of Deposit --

lts----------------- Bonds---------------------------
Due from Approved Reserve Agents.

3 250 00
35:354 ss

Cashier's Checks----------------Certified Checks-~--------------

1,1~ ~

Currency-------------------------Due fr Other Banl<s-------------

10,214 47 95,397 58

STaiYaeinCgserDteifpiocsates of Deposit-----

69 ISS 99 201:852 32

Checks for Clearing Uouse-------Cash Items (lrregular)-----------

1,~~~

Trust Funds 6n Deposit----------Certificates of Deposit Represeni-

19,199 22

Advance on Cotton---------------Customer's Liability on Letters
of Credit and Acceptances------Advances on other Commodities----

Biilnlgs BPaoyrraobwleed----------------------a-------------~RLeida!bsicliotuynotsn--L--e-t-te--rs--o-f--C--r-e-d-i-t-s--

20,000 00
~~~

OYer Drafts (If any)-------------

and Acceptances----------------- ------

othor Resources------------------

Reserve for Interest and Tax--~ ---------

Other Liabilities---------------- 7,139 01

Total------------------------- $ 675 1315 46 Total--------------------------$ 675,315 46

SB:ONil ANNUAL RU'Q~ 100

Exa.iner's Report.

PIDPLES BANK - CALHOUN, GA, At elo$8 of. business Sept..ber 27,1921.

President-W.L. Bines.

Vice-President-

Cashier-B.W. Blackman.

Directors-lf.L,Blaes, F:L,Blcks, B.W.Blackman, lf.O~ Lewis, Clare Ward, Winnie Ward~

Bankers Trnst CoA W.L. Bines, F.L.Hicks, B.W.Blackmao, W.O.Lewis L.Tesie,

B.E.XcGinty, A.L. insen.

Date of Charter

Began Basi ness

LIAR ILIT IES

Tble Loans----------------------- $371,022 63 ~ital Stock-------------------- $ 73,600 00

Dend Loans-------------------- 12,159 90 snrrlus Fund-------------------- 11,000 00

Lonna on Real Estate------------- 50,157 27 Umd vidad Profits---------------- 11,050 26

Banking Dons-------------------- 4,850 39 Dna U11paid Divideads------------- ---------

Other Real Estate Owned---------- 1,000 00 Due to Banks in This State------- 6,179 15

Furniture and Fi Stocks and B011ls

xOttuhrser sT-h-a-n--u--.s-.--

6,192 89 Due to Buks in Other States----- -------Call Money----------------------- 33,000 00

u:i~:a~:a~!.O::~~:;i;-;r-6;:---

2,700 00 Deposits Sub jeet to CheJ;k-------- 120,582 63 Daad Certificates of Dep111 it---

DBueo

alsfrom

-A--p-p-r-o-n-d--

-~-s-e--n-e--

-A--g-e-a-t-s--

7,200 00 Cashier's Cheeks----------------- ---~--- Certified Cheeks---------------- ----------

Curreaey------------------------- 13,775 67 Savings Deposits----------------- ----------

Due Iron Other Baaks----------- 31,447 96 Tina Certilicates of Deposit----- 120,703 98

Chaeks 1.- Cleariof Bouse-------

388 45 Trust Fuads on Deposit----------- ----------

Cash Itens \Irregu ari---------- 4,760 07 Certificates of D"'losit Repre-

Advaoce 'l" CottoD--------------- 21,545 32 senting Borrowed Money---------- 9,000 00

Cast..er s Linbil i ty 011 Letters af Credit and Acceptances ---------

----------

Bills Payable--------------------
~disconDts----------------------

47,500 00 103,481 29

Drafts Advaaees on Qther c.-odities--- ------ Uability On let tars of Credit

OVer

\It uyl---------- 4,308 40 and Acceptances------------------ ----------

Other ~sources----------------

170 77 ~sene Por I11terest &Dd Taxes--- 1,419 07

Trusit Aeet. ------------------

35 00 Other Liabilities----------------

785 68

Depositors Fuad-----------------Oerdon Couaty Warrants-----------

5,508 40 1,111 16

Cash

Long------------------------

31 71

Total--------------------------$ 538,334 27 Total-----------------------$ 538,334 27

BANK OF CAMILLA - CAMILLA, GA~ At elose of business Aagust 23, 1921.

Presideat-W.L, Butler Yl.ce-Presldeats-Lsura Beaaett,J ,P ,JlcRee ..Janes L.Pabler.Cashier-J .J .Wicker.

Direetors-W,L. Butler, J,L. Palner, J.P .lle~e, .II.~. Ietealf, Laura Bennett.

Date of Charter-April 5, 1889.

Bega11 llusiueu-

LIABILITIES

Time Loaas----------------------- $459,135 21 ~ital Stoek-------------------- $ 50,000 00

Demand Leaas--------------------- 6,898 SO Surplus Fund------------------- 50,000 00

Ac:eeptaoces---------------------- 30,250 00 Uudlvided Profits------------- 10,231 50

Baaklng Bous--------------- - - - - - Duo UApaid Dividends------------- ---------

Pnrnitare aad Fixtures----------- 7,000 00 Due to Banks in This Stat------- -------

Other !teal Estate Owaed--------Steeks d Boals Othsr Thau U.S.
or State of Oeol'JI:ia-----------

1,176 20 Duo to Baaks in Other State ----- - - - - - -
4,350 00 ~~ .~:s;;bj;~i-i;-cb;;k:::::::: -82.o4750

Uaited States anaState of Ga.

Denaad <fertilic:atu of Deposit-- -------

rv JllBae oln. rds F- -e-d-e-ra-l-

---l l. .

-

---------BaU:---

-

-------11,337 92

Cashier s Cheeks--------------Certified Cheeks--------------

2,473 83 2,874 17

Cvreac:y---------~------------ 7,301 10 Savings Deposits----------------- 43,434 05

0.. froa Other Banks.------------ 28,366 90 Tina Coriilieates of Dep>sit---- 117,101 35

ari--------- Choc:ks lor Cleari11f House--------
Cash lts \lrregu

3,502 75 2,198 19

CTreurstitfFieluaatdessoon fDDepe>posistit-~-p--r-e-----

--------

CAuds~-r'osa CLioabtitboU-t-y--o-n--L-e-t-t-e-rs---

3,7~ 95 seating Bon-od lloney~-------- - - - - - - Bills Pa~ble------------------- 401000 00

of Credit ...S Aceeptaac:es------ - - - - - - 1118diseODiats--------------------- 170,a!IO 43

AdYD&es oa Qther C9MOdities---- ------- Lbbility Oa Letters of Credit

Over Drafts llf aay1------------ 2,580 21 aod Ac:eeptaoces----------------- ~-

Other Resourc:es---------------- - - - - - - ~sene F'"or luterest - ' Taxes--- - - - - - -

C.llaetioas--------------------

724 90 Other Liabilities--------------- ----------

Total---_;,------------------- $568,552 83 Total------------------------- $568,552 83

SECOND A~L ~EPURT.

101

Exaainer's Report.

PLANTERS AND CITIZENS BANK - CAMILlA. GA.

At Close of Business August 17, 1921,

Bresident-a,B. Cochran, Vice-Presidents-G.B.Baggs, J.E.Collins Cashier-A.J,Pinson,

Directors-<l.B.Cochran, O.B.Baggs, J.E.Collins, A.H.Jones, A.C.Oardner, J.A.Cochran,

T.O.Tyson, Date of Charter

MJa.yE.2B4r,oo1k9s113,

B.H.Jenkins,

R.F.Cochran. Bagan Business May 24, 1913.

RESOIRCES

LIABILITIES

Tiae Loans----------------------- $211,602 32 Capital Stock-------------------- $ 50,000 00

Deaand Loan--------------------- 21,583 34 Surplus Fund--------------------- 4639 63

LBoaannksingonllRonesael__E_s_t_a_t_e_-_-_-_-_-_-_-_-_-_-_-_-_-

- -5.6-47-1-4

Undtvided Profits---------------Due Unf!id Dividends------------

3551 00 106 68

Other Real Estate Owned---------- --------- Due to Banks in This Stat------- - - - Fnrnltare and Fixtures----------- 5,065 84 Dne to Banks in Other State----- --------

Stocks and Bonds Other Than U,S. or State of Oeorgia------"

-------

g:~!s~t="~;bj;~t-t;-Ch;~k::::::::

i06;290-45

United States aad State of Oa,

Delllllnd ~ertillcates of Deposits-- - - - - - -

gg Du:0~~!;-App;;;;4R;;;;;;-Ki;;i;: ~:rgg

Cashier s Checks-----------------

382 63

Certified.Chacks----------------- -----

CurrencY------------------------- 6,086 71 Savings Deposits----------------- 11,241 19 Due Froa Other Bank------------- 2,117 30 Tiae Certificates of Deposit----- 81,319 19

Checks lor Clearing Bouse--------

519 92 Trust Funds on Deposit----------- - - - - - -

Cash Iteas {Irregular)___________ 4963 14 Certificates of De~sit Repre-

ACduvsatnocaearo'ns CLioatbtoilnit-y---o-n--L-e--tt-e-r-s---

-------

senting Barr.,...d Money--------Bills Payable--------------------

-----20,000 00

Ad!!n~~:d!! ~~:e~cc~:~r::;;::::

----8~75

Rediscounts---------------------Liability on Letters of Credits

-------

OYer Drafts (If any)~------------ -------- and Acceptances---------------- - - - - - -

Other Resources------------------ ---------- Reserve For Interest and Taxes--- - - -

Collections----------------------

Other Liabilities---------------- --------

Cash Short-----------------------

Deposits after clos-------------

284 69

Total-------------------------- $276,815 46 Total-------------------------- $276,815 46

FARMERS llt\NK-CANON.

At Close of Business Noveaber 2, 1921.

President-5,E. Vandiver,

Vice-President-w,P,Turner,

Cashier W,O,Bo-.ren,

Directora-S.E,Vandiver, W.P.Turner,

J.F.Bowers,

J.H.Massey, A,J, Owens,

N,J,Ridge-.ray, lV,H,Westaoreland,

Date of Charter Alnrch 11. 1911,

Began Business January 29, 1920.

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $101,703 56 Capital Stock-------------------- $ 25,000 00

Deaand Loans--------------------- --------- Surplus Fund--------------------- 1.000 00 Loans on Real Estat------------- 2.214 12 Undivided Profits---------------- 1,821 25

Banking House-------------------- 3,500 00 Due Unpaid Dividends------------- ---------

Other Real Estate 0-.rned---------- --------- Due to Banks in This State------- - - - - -

Furniture and Fixture-----------

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

United States and State of Oa.

2,450 00 Due to Banks in Other States----- ---------Call ~loner---P------------------- - - - - - Deposits Subject to Check-------- 43.625 80 Deiand Certificates of Deposits-- ---------

DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

--1-0-,8-4-8--.2-8-

Cashior' s Checks----------------Certif ied_Cbecks -----------------

1868 12 --------

CurrencY------------------------Due Fro Other_Banks-------------

2,061 08 --------

TSaiavoingCso rDt ie fi coastiet ss - -o-f - -D-e-p-o-s-i-t------~-.-;-

--7--,4-1-8--4-3-

Checks for Clearing Hous--------

218 32 Trust Funds on Deposit----------- ----------

Cash Iteas (Irregularl-----------

13 01 Certificates of Deposit Repre-

ACduvsatoncmeero'ns CLioatbtoilnit-y---o-n--L-e--tt-e-r-s---

2.526 09 senting Borrowed Money--------- ---------Bills Payable-------------------- 1,500 00

of Credit and Acceptances------" ---------- Rediscounts---------------------- 45,003 00 Advances on Other Commodities---- ---------- Liability on Letters of Credih

OYor Drafts (If anyl-------------

687 14 and Acceptances---------------- ----------

Other Resources~----------------- -------- Reserve For Intorest and Taxes--- ----------

Other Liabilities---------------- --------

Total-------------------------- $127,236 60 Total-------------------------- $127,236 60

102

SECOND ANNUlL REPORT.

Examiner's Report.

CANON BANK - CANIIf QA,

At Close of Business November 4, 1921,

President-O.B. Heules, Diroc~ors-O.B.Heules, W.T.Carlledge,
R.H.BrJ',aa, Date of Charler Noveaber 1905.

J.C,Bowers,

Cashier-O.B,Heules, J ,W. Fowler, W.H.Heules,
Began Business December 1905.

RESOtRCES

LIABILITIES

DTeimaeanLd oLanosans~--------------------------------------- $115,597 63 Leans on Real Estate------------- 2,485 55

Capital Stock-------------------- $ 25,000 00

Surplus Fund--------------------Undtvided Profits----------------

12,500 00 1,715 95

Banking Hous-------------------- 1,000 00 Due Unpaid Dividends-------------

otherReal Estate Owned---------- 4,000 00 Due to Banks in This State-------

Furniture and Fixtures----------- 1,500 00 Due to Banks in Other States-----

Stocks and Bonds other Than u.s. or state of Oeorgia--~---
Unitod States and State of Oa,

Call HoneY-----------------------
-------- 1,600 00 Deposits Subl"ect to Check-------- 12,701 99 Doaand Corti icates of Deposits-~

DCuuBorroefnrnocdyes-A-_p-_p-_r-o_-v_-e_-d_-_-R_-_-e-_s-_e-_r-v_-e_-_-A_-_g-_-e_-n_-t_-s-_-

3 6150 00 Cushier's Checks----------------5:947 31 Certified Checks-----------------

98 10

978 18 Savings Deposits-----------------

Duo Froe other Banks-------------

Tine Certificates of Deposit----- 1,991 00

Checks for Clearing House-----~-

193 30 Trust Funds on Deposit-----------

Cash lteas (lrregular)-----------

153 20 Certificates of De~sit Repre-

Advanceon Cotton---------------- 3,077 59 senting Borrowed Money---------

Custoaer's Liability on Letters

Bills Payable-------------------- 22 650 00

of Credit Advances on

aontdheAr ccc.e.p.toadnicteise-s---------

RLeiadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- 63:525 72

Over Drafts (If any)

and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $140,182 76 Total------------------------- $140,182 76 BANK OF CANTON- CANTON, OA,

At Close of Business Septber 20, 1921.

President-R.T.Jones, Vice-President-San Tate, B.F,Criclor, P.W.Jones, Cashier-Wa,Oalt.

Qlrectors-R.T,Jones, San Tate, a,F,CriclorA P.W.Jone, Wa,Oalt, J,N,Siapson,

J.T.Hoon, H.C.McAfeef ~.E.Johnson, u,B.Johoston, E.O.McCanless,

Date of Charter NOveaber 1 , 1892_.

Bagan Business Deceaber 22, 1892

RESOtRCES

LIABI LITl ES

Time Loans----------------------- $354,236 32 Capital Stock-------------------- $100,000 00

Demand Loan--------------------- 85,302 09 Surplus Fund--------------------- 50,000 00

Loans on Real Estate------------- ---------- Undivided Profits---------------- 32,125 12

Banking House-------------------Other Real Estate.Owned----------

2,500 00 ----------

DDuuee tUonfB!iadnkDs iivnidTehnisdsS--t-a-t-e--.-.-.-.-.-.-.

-6--0-,0-0-0--0-0-

Furniture and Fixtures----------- 4,300 75 Due to Banks,lft Other States ----------

Stocks and Bonds Other Than U.S, or State of Georgia.. ----------

~:~s~:e!;bj;~tt;ch;~k::::::::

884:osr-3i

IMiihd States and State of Oa,

Demand Certificates of Deposits-- 112,942 95

-------- DuBe ofrnodes-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.
CurrenCY-------------------------

28,261
81:6l,,s7s6o3

o0s_e0o

Cashier's Checks----------------Certified Checks-------------~--~ Saviags D,poslts-----------------

----------------67,041 55

Duo Froe Other Banks-------------

Tine Certificates of Deposit----- ----------

Checks for Clearinf House

798 87 Trust Fuads on Deposit----------- ----------

Cash lteas (lrrogn ar)-----------

352 28 Certificates of Deposit Repre-

Advance on Cotton---------------- 6,969 13 sentiag Borrowed Money--------- ----------

Custoaer's Liability on Letters of Credit and Acceptancu..;
Advances on Other C-oditiU----

---------------

Bills Payable-------------------RLieadbiislcitoyunont-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s---

-------------------

Over Drafts (If anyl------------- 1,127 87 and Acceptances---------------- -------

other Resoarces------------------ 6,576 66 Reserve For Interest and Taxes--- ----------

Other Liabilities---------------- 3,571 60

Total------------------------~1,309,738 55 Total------------------------~1,309,738 55

SB:OND ANNUAL Rm>o0'

103

Exaainer 's Report.

BANK OF CBEI{OKEE - CANTON, GA. At close of business Sept..ber 12,1921.

PDrierseiedteonrts~~unss

Coggins. CoJtgins,

E.E.

Vice..PresidenG-E.E. Fields Fields,B.F. Coggins,N.A. f

B.F. CogJtius. h..ason, Olin

FiCn~&hesrb,ierJ-aNs..AQ.uTabrolesso. n.

Date of Charter-July S, 1910.

Began Business- 1910

LIABILITIES

~ Tine Loans---------------------- $243,625 51
Deaand Leans------------------- 27,204 36 Loans on Real l!s1a te--------- - - - -

ital Stock-------------------$ 50,000 00 rplua Fund--------------- 10,000 00 divided Profits---------------- 17,397 22

Banking Honse-------------------- 4,500 00 Due Unpaid Dividends------------ - - - - -

Other Real Estate Owned---------- - - - - Due to Banks in This Stat~..----

Furniture and Fixtures---------- 2,500 00 Due to Beaks in Other States-----

M:= SotorcsktsaatendoBf oQndas. _O__th__e_r _T_h_a_n__u__.s_.__ 3,000 00 ~:~.~t!"l;bj;~;-t;cb;;j;::::::::

~

United States and State of Ga.

D..and CerUiicatea of Deposits--

Bonds-~----------------------- 7,000 00 Cashier's Checks-----------------

139 45

Dae fro Apprond ReserTe Agents. 1, 788 32 Cert if led Checks-----------------

------- Currency------------------------ 5,130 29 Savi&Jts Deposits----------------- 10,986 U

Due fro Other Banks------------

ti.. Certificates of Deposit----- 56,210 98

Checks for Clearing Hqus-------

997 38 Tan Funds on Deposit------------ - - - - -

Casb Ites \Irreguiarl-----------

197 20 Certificates of Deposit Repre-

Advance on Cotton---------------- -------- sentlJ1 Bon-owed Jloney---------- - - - - -

CuatoJBr's Liability on Letters

Bills Piyable------------------- 45,000 00

of Credit and Acceptances------- ------ Rediscounts-------------------- - - -

Advances on Other COIIUIIOdities---- - - - - - Liability on Letters of Credit

Over Drafts \If anyl------------- 1,958 74 and Acc;r,ances---------------- - - - -

s Other ~sources------------------
Fund------------- JDleapl.. GFiuraeraInntese. Fund--------------

~.256763 120

0900

~::~vtiabflt:::~~=~-~~~~~::::

--;:1~

Total------------------------- $301,862 15 Total-------------------------- $301,862 15

CARJ,.T.ON BANK - CARLTON, GA. At close of business August 2, 1921.

Presideat-J.D. Lo&Jt

Vice-President -O.L. Dea~ler.

Cashier- F.D. Smith.

Directors-J.D. Lon, Geo. W. Jloore, J.JI. Tiller, J.C. Jlai'tin, O.L. Delld!Yler.

Date of Charter- .llirch 1903.

Began Business-March l!Kl3.

LIABILrr IES

Tt.. Laona----------------------- $149,053 76 Capital Stock----------------- $ 25,000 00

DeiiUid Loans-------------------- 5,570 03 Surplus Fund------------------ 10,000 00

Loans on Real Estate------------- - - - - Undivided Profits-------------- 11.211 92

Banking House----------------- 2,405 19 Due Unpaid Dividends------------ - -

Other Real Estate Owned--------- - - - - Due to Banks in This State-------

Furniture and Fixtures----------- 4,561 77 Due to Baaks in Oih or Statos----

Stocks and Bonds Other Than U.S. or State of Ga-----------------

1,145 00 %:~s~:eS;bj;;ti;-Ch;;k:::::::_

United States and State of Ga

Deaand Certificates of llepoait---

Boads--------------------------- 2,650 00 Cashier's Checks-----------------

Due froa Approved Reserve Agents- 6,589 01 Certified Cliecks--------------- - - -

- - - - Currency------------------------ 1,894 89 Savings Deposits----------------- - - -

Due from OtJ!er Banks-----------

Tlae Certificates of Deposit---- 43,276 92

1----------- Checks for Clearing House--------
Cash Items (Irregular

491 24 Trust Funds on Deposit----------Certificates of De11 it Repre-

t Advance 'n Cotton--------------
Custoaer s Liability on Letters

------

eatiag Borrowed Jloaey-------B lh Payable--------------------

---:Z.l,OOO 00

of Credit and Acceptances------- . - - - - - - Redi scouts-----------------, 11,500 00

Advance on Other Comaodities----- - - - - - Liability on Letters of Credit

Over Drafys (If any>-------------

22 69 and Acceptances-------------- - - - -

Fund-------------- Other Resources----- ------------
Dep. Guarantee

10 00 3, 626 63

Reserve for Interest and taxes--- - - -

Other Liabil itios---------

167 78

Jlu\ual Fire Fund----------------

120 00

War Saving Sta"'P----------------

78 15

Total-------------------------- $178,218 36 Total------------------------- $178.218 36

l04

SS:OND ANNUAL RtPORT.

Ex.. iner's geport.

PLANTF;gS BANK - CAIU.T ON GA, At close ol bnsiness July 270 1921,

Presidoat<~"-B Eberhal"dt,

Vieo-Presldent-T.J. Steveas. Cashiar-J.I. Coaer.

Direetora..L,B, Eberhardt. T. J. Stevaas. A.B. Eberlaardt. J.Jl. Coaer.T.C. Aaason0 E.W.Steveaa.

J,C. Matthews.

Date ol CUrter-March 110 1912.

Began Basiness-Dec.ll0 1911

LlABILlTIES

T'- Leans------------------ $161 0 638 74 Capital Stock----------------- $ 250 000 00

Deaaad Leans--------------------

993 00 Surplus Fund--------------------- 30 000 00

Leans oa R.al Estate----------Baakiag Boase--------------------

-

-10

--700

-o-o

Uadnided Profits---------------Dae Ua~id Dividends------------

1. 706 76 ------

other gaal Estate IJwned--------- - - - - Dae to Banks in This State------- -------

Paraitara a stocks aad

ad Pbtaru Boads Other

---Than

-u-.-s-.

-

or State ol Ga----------------

1.844 90 Dae to Banks in Other States----- - - - - -
1.ooo oo ~~!~~t:eS;bj;;t~;-Ch;;k:::::::: -;i:4i~

UDited States and State ol Ga.

Deaand Certilieates ol Deposit-- - - - - -

Bonds------------------------ ----- Cashier's Cheeks----------------

7 20

Due l r Approved b u r n Agonts. 8. 723 52 Certified Cheeks---------------

4 57

Carn~~~:y--------------- -------
Banks---------- ----- D fr Other
Cheeks lor Gloarinf Bqase------
1--------- Cash lteas llrraga ar

lo UIJ. .M SaTiags Depod ts----------------- - - - - Tiae Certilieatas ol Deposit---- 61.707 42
89 05 Trust Funds on D!Po sit----------- ------863 18 Certilieates ol DaJlOslt gepre-

==== Adnaea oa Cot toa-----------
Casto..r's Liability oa Letters

----

senting Borro1Nd Money--------Bills Payable------------------

-6-0-.o-oo- -o-o

_.:~~:~! ~::e!e~:t.,m:;;:::::

~discounts---------------------
Liability on Letters of Credit

60 250 00

Over Draf-ts (U aayl-----------othar ~soarees---------------

22103 and Acceptances---------------- --------349 75 ~sern FOr Interest aad Ta:~es--- - - - - - -

Other Liablllties------------ --- ------

Total----------------------$ 1790 092 21 Total------------------------$ 1790 092 21

BANK OF FAANKLIN COUNTY CAANESVIIJ.E. GA. At close ol bnsinass August 160 1921,

Prasldeat-ll.T. S.!th.

. Viee-Pteside>;tt-A.B. Vickery. Cashier- L.F. Lenhardt.

D

ir

a

e

t

o

r

s

-

B

.

T. S J.F.

.Bttrhow0 nL.

.

P.

Leabardt;

A

B.

Vtekery0

C.S.

Slriekland0

S.F.

Bag.... H.

Data ol Charter-Jiareh 12. 1906,

Bogan llasiness- March 220 1906,

LIABILIT 1ES

Tl.a Leaas--------------------
Deaaad Loans~-------------~---

$1300 340 60 162

31 26

Ca?ital Stock--------------------$ 250 000 00 Surplus Faad--------------------- 50 000 00

Leaas oa goal Estate------------ - - - - - UadlTidad Profits---------------- 2.027 22

Baaking Boase---------------

800 00 Dae Ua~id Dividends-------------

10 00

Other R.al Estate Owned--------- 170 000 00 Dao to Bauks in This State------- - - - - - -

Paraitare aad Fbtares----------Stocks aad Bonds Othei Thaa U.S.

20 222 50 Due to B&nks in Other States----- - - - - - CAll Money--------------------- -----

or State ol Ga.---------------- 7.500 00 Ceposits Subject to Check-------- 44,158 19

United States aad State ol Ga.

Deaaad Certificates ol Deposit--- 100 000 00

Bonds-----------------------Baa lro ApproTed !~.sene Agents.
Banks----------- Carreaey-------------------
Due lroa Other Cheeks lor Claarinf Boase-------Cash Iteas (Irrap arl--------

20 500 00 -------
813 65 120 018 06
130 99 91 53

Calhier's Cheeks----------------Certified Cheeks----------------Snings Deposits---------------Tiae Certificates ol Deposit----Public Funds on Deposit-------Certificates o I Deposit Repre-

350 50 -------------
160 003 13 80 583 79

Ad't'aaee ~n Cotto-----------

358 40 senting Borrowed Money---------- - - - - - -

Castoer s Liability on Letters

Bills Payable------------------ 680 000 00

ol Credit and Aeeeptaaeu------- - - - - gediseoaats---------------------- 2,128 44

AdTaaeos oa Qther Coaaoditios---- - - - - - - Liability on Letters ol Credit

Onr Oralts (II aayl------------ 10 245 75 and Acceptances----------------- ---------

Other R.soareos------------------ - - - - - R.serTe FOr Interest and Tans--- -------

CAsh Short----------------------

76 82 Other Liabilitiu---------------- ----------

Total------------------------- $181 0 261 21 Total-------------------------$ 181 0 261 27

SB:;ONII ANNUAL W'ORT

105

Examiner' a Report,

CITIZENS BANK - CARROlLTON, GA, At close of business July 27,1921.

President-A.K. Snead,

Vice-President-L.S. Sias.

Cashier-Grady Cole,

Directors-A.K. Snead, Lewis S Sims, Grady Cole.

Date of Charter-

Began Business-

RESOIJIP;S

LIABILITIES

~ime Loans----------------------- $545,869 52 Capital Stock-------------------- $ 50,000 00

Demand Loans--------------------Loans on Real Estate-------------

8,000 00 ----------

~:~!i~.~~;rit;::::::::::::::::

30,000 00 1,316 94

g:: Banking House-------------------- ----------
Other Real Estate Owned--------- ----------

~P~~~~ir!d~ht:-st;t;:::::::

Furniture and Fixtures----------- 5,000 00 Dne to Banks in Other States-----

Stocks and Bonds Other Than U.S.

Call Jloney-----------------------

or State of Gao----------------- 1,080 00 Deposits S"bject to Check-------- 83,880 66

United States and State of Ga.

Demand ~ertificates of Deposit---

Bonds--------------------------- ---------- Cashier s Checks---------------Due from Approved ~serve Agents_ 35,137 69 Certified Checks-----------------

439 39

Currency------------------------ 1,819 68 Savings Deposits----------------- 154,027 19

Due From Other Banks------------- -------- Time Certilica tes of Deposit-----

142 50

Checks for ~learing House-------- 1,806 28 Trust Funds on D!Posit-----------

Cash Items \Irregular ---------- 1,094 33 Certificates of Deposit Repre-

CAudvsatoncmeero'ns CLoiatbtoilnit-y--o-n--L--e-t-te--rs---

-------

senting Jorrowed Money--------Bills Payable--------------------

174,000 00

of Credit and Acceptances------ ------- ~discounts---------------------- 105,731 75

Advances on Other Commodities---- - - - - - Liability on Letters of Credit

Over Drat;. (If any)------------- -------- and Acceptances-----------------

Other Resources------------------ ---------- Reserve For Tnterest and Taxes---

Other Liabilities---------------

Long and Short-------------------

269 07

Total--------------------------$ 599,807 50 Total--------------------------$ 599,807 50

PEOPLES BANK - CARROLLTON, GA, At close of business December 15,1921,

President-Goo. Diredors..Oeo.

ww..

Fleming. Fleming,

H.J,

Vice-President-II,J. Goodwyn, G.C. Cook, 1\',J,

Goodwyn. Stewart,

Cashier-G,C. A.J, Baskin,

Cook.

Date of Char~;~: Robinson, W.S. Campbell.

Began Business-

RESOURCES

LIABILITIES

eel--------- -------- 108:962-36 Time Loans----------------------- $302,705 63

Demand Leans--------------------- 12,954 88

Loans on Real Estate------------- 62,112 89

Banking House-------------------- ----------

Other Real Estate Own

Furniture and Fi Stocks and Bonds

xOttuhree~sT--h-a-n--u-.-s-.-

-

5, 985 00

or State of Georgi&------------- 2,700 00

Capital Stock-------------------- $ 60,000 00 Surplus Fund--------------------- 30,000 00 Undivided Profits---------------- 4,398 61 Due Unpaid Dividends------------- ------Dne to Banks in This State------- ------Due to Banks in Other States---- ----------
~:;!si~~e~;b-,-;~t;;-Ch;~k::::::::

United States and State of Ga.

Demand Corti icates of Deposit--- ----------

DBueenfrdoms--A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g-e-n-t-s-~Currency------------------------aOL.eec~FsromfoOr t~hteeraBrianngkHs-9-u--s-e---------------Cash ltes U.-.egular! -----------

-3-6-,-2-0-1--849,765 04
--------1,988 97 1,044 90

Cashier's Checks---------------Certified Checks----------------Savings Deposits----------------Time Certificates of Depo.tt----CTreursttifiFcuantdessonofDDeeppoossiitt--F---e-p-re------

9266 ---------43,850 82
11,196 86 ----------

CAduvsatoncmeero'ns CLioatbtoilnit-y--o-n--L--e-t-te-r-s--of Credit and Acceptance------Advances on Qther C9mmodities----

----------------------

sonting Borrowed Money---------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credit

---------46,000 00 131,578 21

Over Drafts Uf anyl---- -------Other Resources--------------Transit Acct--------------------

---------------
730 90

and Acceptances----------------R..eserve For Interest and Taxes--Other Liabilities---------~------

-------------------------

Cash Long------------------------

110 53

Total--------------------------$ 436,190 05 Total-------------------------- $436,190 05

106

SB:OND ANNUAL ~O)zy.

Examiner's Report.

BANK OF CAI{fERSVIU.E - CAATilR.SVIU.E, GA. At close of bnsiness September 26,1921

President-J.IV. Knight.

Viee-President-J.W. Vaughan.

Cashier.C.M. Milaa.

D 8 0 Daitree iofrCs-hJar.lt~e.r-Knight, J.\1', Vaughan, P.C. Flemister, -R.B. Barris, B. IV. Leak, J,J, Bill,
Began Business-

RESOURCES

LIABILITIES

Time Leans----------------------- $458,280 29 Capital Stock-------------------- $100,000"00

Demand Loans-------------------Loans on Real Estate-------------

6,218 26 15,586 35

SUunrdpivluidsedFuPnrdof--it-s----------------------------------

5102,,080001 0204

Banking House--------------------

Due Un~id Dividends------------- -------

Other Real Estate Owned---------- 8,514 ()() Due to Banks in This State-------

150 00

Furniture and Fixtures--------- 6,702 67 Due to Banks in Other States----- ----------

Stocks and Bonds Other Than U.S. or State of Ga-----------------

6,525 00 ~:~srt:e~~bj;;t-t;-Cb~k:::::::: 235:53o-o7

United States and State of Ga.

Deaan!l eerUficath U Bposlt--- --------

- - - - - DBueofnrodms-A--p-p-r-o-v-e-d--R--e-s-e-r-n--A--g-e-n-ts-_-

31,946 ()() Cashier's Cheeks--------------Certified Cheeks----------------

1,040 27 1,209 45

Currency------------------------ 13,421 71 Savings Deposits----------------- 69,254 22

Due From Other Banks------------- 74,379 27 Tiae Certificates of Deposit----- 54,315 97

Checks for Clearing House-------- 9,559 26 Trust FUnds on Deposit----------- ---------

Cash Items (Irregularl----------- 11,668 44 Certificates of Deposit Repre-

Advanee ~n Cotton--------------Customers Liability on Letters

aenti!!ll Borrowed Jloney--------- --------Bills Payable-------------------- 107,858 00

of Credit and Acceptances------

Rediscounts---------------------- 77,918 64

Advances on Qther Cqmmodities----

Liability on Letters of Credit

Over Drafts ~If anyi------------ 3,289 71 and Acceptances---------------- ---------

Other Resources------------------

Reserve FOr Interest and Taxes--- ---------

Bartow Co Warrantt-------------City of CarterSYille Warrants---Transit Aeet--------------------

1,401 29 Other Liabilities---------------- --------

66,504 77 199 00

Cash---------------------------Christmas Savings Clab-----------

89 40 4,028 76

Total-------------------------- $714,196 02 Total-------------------------- $714,196 02
BANK OF CASSVILLE - CASSVILLE, GA, At close of business August 4, 1921.

Presideut-J.B. Crawford, Vice-Presidents-G.IV. Battle,W.H.Pittard, Cashier-G. J, Storrs,

Directors-J.B, C"rawford, G.W. Battle, \\',11, Pittard, Joe Lipscomb, L.C, Crow, W.B. Quillian,

B.c. Sloan.

Date of Charter-

Began Bnsiness-

RESO~CilS

LIAB ILlT IES

Time Loans-----------------------$ 49,129 66 Capital Stock------------------ $ 15,000 00

Deaand Leans--------------------- 219 42 Surelu.s Fund---------------------

250 oo

Loans on Real Estate------------- -------- Und1Yided Prof its---------------- - - - - - -

Banking House-------------------- 1, 741 I3 Due UnPilid Dhideocls-------------

10 00

Other Real Estate Owned---------- --------- Due to Banks in This State------- -------

FuFniture and Fixtures----------- 'J,564 82 Due to Banks in Other States---- - - - - - -

Stocks aocl Bonds Other Than U.S.

Call Money----------------------- 12,500 00

UonriteSdt aSt et aot ef s0a&nd-S-t-a-t-e---o-f--G-a-.----

-------

Deposits Subject to Check-------Demand Certificates of Deposit--

7,995 52 ----------

DBueofnrdosa-A--p-p-r-o-v-e-d--R-e-s-e-r-v-e--A--g-e-n-t-s--

-

-

---933

-5-8

Cashier's Checks----------------Certified Checks----------------

45 29 ----------

Currency------------------------

93171 Savings Deposits----------------- ----------

Due From Other Banks------------- ------- Time Certificates of Deposit---- 17,758 41

Checks for Clearing Bouse-------- -------- Trust.Funds on Deposit----------- ---------

Cash Items (Irregular)-----------

79 95 Certificates of Deposit ~pre-

CAdu'st'atoncmeero'ns CLoiatbtoilnit-y---o-n--L-e--tt-e-r-s---

----------

senting Borrowed noney---------Bills Payable--------------------

--------7,000 00

of Credit and Accetances------ ------- Rediscounts~--------------------- ----------

Advances on Other ommodities--- --------- Liability on Letters of Credit

OOvtheer rD~reasfotsurc(eIsf-a-n--y---------------------------

------------------

~eansdervAecceFOptr aInncteesr-e-s-t--a-n-d--T-a~x-e-s------

------- ----

~~tFi~:al::~efu~~:::::::::::::

3,169 30 120 ()()

Other Liabilities----------------

--------

Profit and Loss------------------ 2,069 65

Total-------~----------------- :j; 60,559 22 Total--------------------------$ 60,559 22

SB::OND ANNUAL !W'Ola

107

Examiner ~eport,

BANK OF CAVE SP~IIi -CAVE SP~Ii, GA,

At close of business September 29,1921.

President-Albert A, Tumlin, Vice President-

Ca~ier-J,T. Hight,

,

Directors-A.A.Talia, B.T.Williaas, T.R.Snead, J.F.Height,Kate DickersonABankers Tr.

Co,~.s. Carr~ A.C,Fincherf E.W. Ellis, J.C.McGinnisl A.N.Tumlin, A.J.~asey, B.T.

Williaas, T.t<.Snead, A.J. umlin, J.T. Hight, Cu.tod an of the Surety Bonds of

Officers.

Date of Charter

Hagan Business

LIABIL IT IES

Tboe Loans----------------------- $187,768 90 Deaand Loans--------------------- ---------Loans on ~eat Estate------------- 22,044 87 Banking Boas------------------- 1, 775 80 Other Real Estate Owned---------- - - - - - Furniture and Fixtures---------- 2,839 21 Stocks and Bonds Othet Than U.S.
u:it~la~ta;!.G!:dg~~;t;-;1-o;:---

Bonds------------------------Due from Approved ~eserve AgentsCnrrency----------------------Due Fr..., Other Banks------------Checks for Clearing Hjuse------Cash ltes (Irregular ----------.ACduvsatnocmeero'ns CLoiatbtoilnit-y---o-n--L-e--tt-e-r-s---
of Credit and Acceptances-----Advances on Other Commodities---Over Drafts \If anyl-----------Other ~esources----------------Cash Short~--------------------- Transit Acct -----------------

-4-5-,-62-4- -2-5 2,836 95
-----15 00 56806
----------
-------------------
19 15 ------
13 97 150 00

Capital Stock------------------ $ 25,000 00

Surplus Fund--------------------- 25,000 00

Undlvided Profits-------------- 1,086 01

Duo Unl'llid Dividends------------- - - - -

Due to Banks in This State------- - - - - - -

Due to Banks in Other States----- -------

Call Money------------------- 28,500 00 Deposits Subject to Check-------- 66,908 62

Demand Certificates of Deposit--- ---------

Cashier's Checks-----------------

686 23

Certified Checks----------------

100 00

Savings Deposits----------------- ---------Time Certilicates of Deposit----- 47,131 87

Trust Funds on Deposit----------- - - - - Certificates of Deposit ~epre-

senting Borrowed Money---------- --------

Bills Payable-------------------- ---------

~ediscounts---------------------
Liability on Letters of Credit

70,743 43

and Acceptances----------------- ------Reserve FOr Interest and Taxes--- --------

Other Liabilities-------------- ----------

Total------------------------- $265,156 16 Total------------------------ $265,156 16

THE COMII~IAL BANK OF CEDWOWN~- CEDWOWN,OA, At the close of business July 16,1921.

President~.O. Pitts.

Vice-Presidents-A.W. Stubbs, A.E. You>!g. Cashier-E.L.Henderson.

Directors~.o. Pitts, A.W. Stubbs, A.E. Young, E.L. Henderson, J.E. Houseal,W.K. Holmes,

A.C. Cobb, C.W. Peek.

Date of Charter-october 16, 1889.

Began Business-December 11, 1889.

RESO~ES

LlABILITl'ES

Tie Loons--------------------- $1,140,052 14

DBLeoamannkansindgoLnHo~oauasnles-&E-s-F-t.a--t&-e--F---i--x---------------------

27,122 67 --------
l9,95a 74

Other Real Estate Owned-------- 14,766 38

SFtuorcnkistuarnedanBdonFdsixOttuhreer sT-h-a-n--u-.-s-. -------

or State of Ga--------------Unlted States and State of Ga.

4,050 00

DBnaofnrods

-A-p-p-r-o-v-e-d -

-------
~eserve

-A--g-ar-is-

Currency---------------------Dna fro. Other Banks--------Checks for Clearing House------

2,941 75

Cash Items (Irregularl--------Advance ~nCotton------------- Customer s Liability on Letters

9,537 04 170 61

of Credit and Acceptances----Advances on Other COmmodities--

Over Drafts (If anyl----------Other ~sources---------------

Capital Surplus

SI"toUcck-t--------------------------------

$

Undlvided Prof its--------------

Due UnPilid Dividends----------

Due to Banks in This State-----

Due to Banks in Other States---

Call Money---------------------

Deposits Subject to Check------

De.and Certificates of Deposit_

Cashier's Checks---------------

Certified Checks---------------

Savings Deposits--------------Time Certificates of Deposit---

Trust Funds on Deposit---------

CseernttiifnicgaBteosrroowfedDeMpoonseiyt _R__o.u.r_e_-_

Bills Payable------------------
~ediscounts--------------------
Liability on Letters of Credit and Acceptances---------------
~eserve For Interest and Taxes_ Other Liabilities-------------Bond Deposit------------------

140,000 00 100,000 00 212,156 75
614 00 308 39 7,222 63 387,956 65 216,708 78 901 94 134,095 27
115,000 00

To tal-----------------------$ 1,358, 418 08 Total------------------------$ 1,358,418 08

108

SECONl ANNUAL REI'Il{l'.

. Examiner's Report

BANK OF CHAMBLEE - CIWIBLEE GA.

At Close of Business July 28, 1921.

Prosident-IV.D. Wallace,

VicePrvsident-W.A. Eidson

Cashiol'-ll.A. Morris,

Directors-IV .D.Wallace B,T.Sheflie

ld,W.AA..ECi<.Mlsoinnn1 tnhCe.Ptt.,I\Jarrn.

o

ck, J .w ,Walker
D.O.Chesnat.



J .L.Wallace,

U.O.Blanton,

Date of Charter

Began Business

REsomcEs

LIABILITIES

Ti.Joe Loans----------------------- $ Demand Loans--------------------Loans on Real Estate-------------
~~;~n~e~~u~t;t;o~;d::::::::::

Furniture and Fixtures----------Stocks and Bonds Other Than
U.S. or State of Oeorgia------United States and State of Ga.

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

Currency-------------------------

Due From Other Banks-------------

CCahsobckIstfor

Clearing llous-------(Irregalar) -----------

Advance on Cotton----------------

Customer's Liability on Lotters

of Credit and Acceptances------

Advances on Other Commodities----

Over Drafts (If any)-------------

Other Resources------------------

Cash Short----------------------Profit & Loss--------------------

8,000 00 5,350 00 2,964 34

Capital Stoclt-------------------- $ Surplus Fnnd--------------------Undtvided Profits---------------Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----

500 00

Call "lonoy----------------------D!posits Subject to Check--------

Doiand Certificates of Deposita--

175 45 Cashier's Checks-----------------

28 97 Certified Checks-----------------

1,302 20 Savings Deposits-----------------

Time Certificates of Deposit-----

138 19 Trust Funds on Deposit-----------

1,108 24 Certificates of Deposit Repre-

~ senting Borrowed Money---------

nills Payable--------------------

Rediscounts---------------------Liability on Letters of Credits

1,800 ()()

and Acceptances---------------~

1,099 08 Reserve For Interest and Taxes---

40 ll Other Liabi 1ities----------------

3,530 60

70 48 5,155 08
1,083 68

Total-------------------------- $114,720 62 Total-------------------------- $114,720 62

FARMERS & AIERCHANrS BANK - CHARII'i, GA,

At Close of Business October 4, 1921.

President-L.L.Parvis,

Vice-President-R.O.Rogers,

Cashier-A .ll.Halley

Diroctors-L,L.Parvis, R.O.Rogers, S.Garrett B.F .~lontgomery J .B.Stenrt

J.C.IIalley, J,T.Garrett, II.J.Oarrott.

Date of Charter September 28, 1912,

Began Business November 6, 1912

REsomcEs

LIABILITIES

Time Loans----------------------- $ 24,032 29

Demand Loans--------------------- 2,210 22

Loans on Real Estat------------- ---------Banking House-------------------- 1,335 82 Other Real Estate o~~d---------- ----------
~~:~~!u~~daB~n~!x~th:~-Th;;----- 2,155 96

u.s. or State of Georgia------- ----------
United States and State of Ga.

CDuuBorrofernonmdcsy-A---p--p-_r--o--v--e--d---_R-_-_e-_s-_e-_r-v_-_e-_-_A-_-g_-e_-n_-_t-s-_.

1,000 00 6,915 69 1,719 21

Due !'rom Other Bank-------------

25 00

Checl's for Clearing House________ ---------Cash Items (Irregular). __________ ----------

Advance on Cotton---------------- 10,073 76 Customer's Liability on Letters

of Credit and Acceptances------ ----------

Advances on Other Commodities---- ----------

Over Drafts (II any)-------------

154 18

Other Resources------------------

230 41

Capital Stock-------------------- $ 15,000 00

Sur~lus Fund---------------------

121 00

Undtvided Profits---------------- 2,630 13

Duo Unpaid Dividends-------------

Due to &~nks in This State-------

Duo to Banks in Other States-----

Ca 11 ,\lone~----------------------Deposits ubject to Choclt-------- 22,021 24

Demand Depostt-----------------Cashior's Checks-----------------

313 58

Cort if ied Choclu-----------------

Savings Doyosits----------------..: Time Corti icates of Deposit----- 3,766 59

Trust ~unds on Deposit-----------

Certificates of ))jposit Repro

sonting Borro,.od llonoy---------

Bi lls Payable-------------------- 6,000 ()()

Rediscounts----------------------

Liability on Lotters of Credits

and Acceptances----------------

Reserve For Interest and Taxes---

Otbor Liabilities----------------

Total-------------------------- $ 49,852 54 Total-------------------------- $ 49,852 54

SECOMJ ANNll\L ~EPIIU.

109

Examiner's Report. BANK OF CBATSWOOTH, CBATSWlRTH, GA, At Close of Business August 29, 1921,

President-A.J .Keith,

Vice-President-R.ltl,Oradger,

Cashier-J .F ,l'laticins,

Directors~A.J.Keit~! R.ltl.Oudger, J.F.Hal1, Horace Dodd, T.H.KeithL~ J,H,Longhudga,

Date of Charter 1YU7.

Began Business IYU7,

RESO!JZCES

LIABILITIES

Time Loans-----------------------$ 328,451 87

Demand Loan--------------------Loans on ~eal Estate------------Banking Hous-------------------Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than

18,245 72 ----------
2,343 2~ 615 00
3,415 26

U.S. or State of Georgia------- 3,000 00 United States and State of Oa.

Bonds--------------------------

250 00

Due from Approved Reserve Agents. 2,973 00

Currency------------------------Due From Other Banks------------Checks for Clearing House-------Cash Items (Irregular). ________ ~-

3,367 6:i 52 35
624 73 3,982 26

ACduvsatnocmeero'ns CLoiatbtoilnit-y---o-n--L-e--tt-e-r-s--- ----------

of Credit and Acceptances------ ---------Advances on Other Commodities---- ---------Over Drafts (If any)------------- 6,396 88

Other Resources------------------ ----------

Dep. Guarantee Fund-------------- 3,542 75

Susp~nse Account-----------------

508 42

Proltt & Loss-------------------- 3,ll8 52

Capital Stock--------------------$ 23,666 68 Surplus Fund------------~-------

Undnided Profits---------------Due Unpaid Dividends------------Due to Banks in This State

Due to Banks in Other States-----

Call blonev-----Deposits Subject

-t-o- -C-h-e-c-l-<---------~-----

ll5,000 00 36,177 42

Demand Certificates of Deposits-- 10,150 00

Cashier's Checl<S------- ---------- 2,776 86

Cart ified Checlcs-----------------

Savings Defosits----------------Time Certi icates of Deposit----- ll7 ,095 58

Trust Funds on Deposit----------Certificates of Deposit ~pre-

senting Borrowed Money--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits

58,500 ou
17,521 09

and Acceptances---------------Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $380,887 63 Total-------------------------- $380,887 63

CWUTTA BANKII'fi CO. - CHATSWORTH, GA.

At Close of Business November 19, 1921.

President-c .N.I(ing,

.-Presidents-J .L.Cole, R.N. Steed,

Ca shiei'-T.W. Brooks,

Directors-c.N.King, k . ~teed, A.R.Evans, R.P.Hnfstetler, V,C.Pickering,

J ,C .McEntire.

Date of Charter

Began Business

RESOUZCES

LIABILITIES

Time Loans----------------------~$ 101,679 39

Dellllnd Loans--------------------- 6,450 00 Loans on Real Estat------------- 35,488 16

Banking House-------------------- 1,915 31 Other Real Estate Owned---------- 3,527 57

Furniture and Fixtures----------- 2,886 46 Stocks and Bonds Other Than

U.S. or State of ..Ge'!rg.i.a._______ ---------United States and ~tate of Oa.

DuBe ofrnomds-A-p-p-r-o-v-e-d--I-:-e-s-e-r-v-e--A--g-e-n-t-s-.

5,35462

50 63

Currency------------------------- 3,667 40

Due From Other Banks------------- ----------

Checks tor Clearing House-------- ----------

Cash Items (Irregular)-----------

343 55

Advance on Cotton---------------- 9,336 29 Customer's Liability on Letters

Ad:!n~::4!! ~:e~cc:~:~r:i;;:::: ::::::::::

Over Draits (If any)------------- 1,442 85 Other Resources------------------ 2,388 75

Capital Stock--------------------$ 15,000 00

Surplus Fund--------------------- 3,000 00

Undtvided Profits----------------

43 78

Due Un~id Dividends-------------

Due to Banks in This State-------

Due to Banks in Other States-----

Call MoneY-----------------------

Depo~its Subject to Check-------- 55,940 86

--------- Demand Certificates of Deposits--
Cashier's Checks----------------~

442 98

Certified-Checks-----------------

471 20

Savings Deposits-----------------' Tiae Certilicates of Deposit----- 73,016 69

Trust Funds on Deposit-----------

Certificates of Deposit Repre-

senting Borrowed 1\oney---------

Bills Payable-------------------- 14,000 00 Rediscounts---------------------- 12,609 35 Liability on Letters of Credits

and Acceptances----------------

Reserve For Interest and Taxes---

Other Liabi 1ities----------------

Total----"--------------------- $174,524 86 Total--------------------------$ 174,524 "86

110

SECOND ANNUAL RI!PORT

Examiner's Report.

BANK OF CHAUNCEY - CIIAUNCEY, GA. At close of business July 22nd, 1921.

President-J.J. Cadwell.

Viee-Pre.ident-D.N.Bassey .Wi111aas, CashJer-c.t.Jehasoa.

Directors-J.J. Cndwell, C.T. Johnson, C.H. Richardson, 'n.N. Bussey, AI. Williaas

W.B. Bussey, T. Collins.

Date of Charter-

Began Business-

LIABILITIES

Time Loans---------------------- $129,967 87 Capital Stock-------------------- $ 25,000 00

De~~~and Loans-------------------Loans on Real Estate------------

1, 774 81 -----

Surplus Fund--------------------Undlvided Profits----------------

-1-0-,-~ - - -S-'f

Banking House-------------------- 3,813 81 Due UnP!id Dividends------------- ----------

Other Real Estate Owned--------- 1,361 98 Due to Banks in This State------ - - - - - -

Furniture and Fi:rlures.---------- 3, 545 17 Due to Banks in Other States..... - - - - - -

Stocks and Bonds Other Than U.s. or State of Georgia-------------

~~st:e~;;bl:-;~t-t;-CJi;~k:::::::: ~~=~g ~

United States and State of Ga.

Oeaand Certi ieates of Deposit--- 14,012 83

Bonds---------------------~---
Due from Approved Reserve Agents-

--5-,1-3-3 -5-3

Cashier's Chocks----------------Certified Checks-----------------

166 64 ---------

Currency------------------------ 1,256 41 Savings Deposits--------------- --------

Due from Other Banks------------ - - - - - Time Certificates of Deposit----- 20,098 08

Chocks for Clearing Hfuse-------

192 65 Trust Funds on Deposit----------- ---------

Cash Items (Irregular/-----------

765 38 Certificates of Deposit Repre-

Advance ~n Cotton--------------> - - - - - sent!~ Borrowed Money.--------- - - - - - -

Customer s Liability on Letters

Bills Payable-------------------- 24,500 00

of Credit and Aeceptancu------Advances on Qther c,mmodities----

--------------

L~diiasbcioliutnytso-n--L-e-t-te--rs--p-l--C-r-e-d-i-t---

--------

Over Draf;s {If anyl----------- 1,522 20 and Acceptances---------------- - - - - - -

Other Resoureos.;.----------------- - - - - - - Reserve for Interest and Taxes--- ---------

LDoeapnossihteolrds GinuaCraansthee---F-u-n-d-_-_-_-_-_-_-_-_-

142 75 Other Liabilities-------------- - - - 3,523 05

Fire Insurance Fund--------------

120 00

CCaoslhleSchtioornts-------------------------------------------

2250 2 38

Total------------------------- $159,644 49 Total------------------------- $159,644 49

CIIESTER BANKING COAIPANY - CHESTER_GA, At close of business July 18, 1921.

President-D.A. Burch. Viee-Presidonts-J.F. Fordham,J.N. Rolan~

'!er-P.!I. Barch.

Directors-D.A. Barch, J,F. Fordham, J.N. Roland, P.M. Barch, J.R "::..;.au, J.W. Withering-

ton, Alonzo Smith,

Date of Charter-

Bagan Business-

LIABIL !TIES

Time Loans--------------------- $ 79,110 50 Capital Stock------------------- $ 22,800 00

Deaand Loans---------------------

219 44 Sarl'lus Fund-------------------- ---------

Loans on Real Estate---------- -------- Undvided Profits---------------- ---------

Banking House-------------------- 3,500 00 Dna Unpaid Dividends------------ ----------

Other Real Estate Owned---------- ---------- Due to Banks in This State------- - - - - - -

Furniture and Fixtures---------- 1,600 00 Due to Banks in Other States----- ----------

Stod<s and Bonds Othet Than U.S.
u:~ t~~a~tat!sG::~g~t;i;.;tG";:--

-------

~:~s~!e~;bl;~t-t;-Ch;~k-::=:::
Demand Corti ieates of Deposit...

-ii:-67706 343 07

DBueofnrodms-A--p-p-ro-v-e-d--R--e-se-r-v-e!-A--g-e-n-t-s-Currency-----------------------Due from Other Banks------------Checks for <;lear iug ll~use------ Cash Items \Irregalarl-----------

--------1,234 14 807 84
--------341 59
---------

Cashier's Chocks----------------Certified Cheeks----------------Savings Deposits----------------Time Certilieatea of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

204 72 -------------
18,266 66 ----------

CAudvstaonmceero'ns CLioatbtoilnit-y--o-n--L--e-tt-e-r-s---

--------

aDting Borrowed Money---------Bills Payable--------------------

--------34,000 00

of Credit and Acceptances------Advances on Other Commodities----

----------------

RLeidaibsieliotuynotns-L--e-t-te--r-s--o-f--C-r-e-d--it----

------

Over Drafts \If any1------------- --------- and Acceptances----------------- ----------

Other Resources-----------------Collections----------------------
Losses From Operations---------

--------105 47 472 43

Reserve for Interest and Taxes--Other Liabilities---------------Collections----------------------

----------------
100 00

Total-------------------------$ 870391 41 Total-------------------------- $ 87,391 41

SS:O Nil ANNUAL IW'ORl'

lll

Examiner's Report,

BANK OF CHICKAMAUGA - CHICKAMAUGA.GA, At close of business July 28.1921.

President.C.M. Preston. Vice..Presidents-T .w. Lee. IV.E. Tomlinson, Cashier-c. Dunaway,

Directors.C.M. Preston. T.W. Lee. W,E, To~linson. Gordon Lee Lee Bird. E.H. Wyatt. T.P. Hall

J,L, Moore.

Date of Charter-Bebruary 10. 1910.

Began Bnsiness-May 2. 1910.

RESOURCES

LIABILITIES

Tiae Loans----------------------- $195.349 04 Cai>ital Stock------------------- $ 20.100 00

Deaand Loans---------------------

400 00 Surplus Fund-------------------- 15.200 00

Loans on Real Estate------------

UndiVided Profits---------------- 1. 938 19

Banking llouse-----------------~--

Due Unpaid Dividends----------- -~-----

Other Real Estate Owned--------

Due to Banks in This State------- ----------

SFtuorcnkistuarnedaBadonFdsixOtuthreersT--h-a-n--u-.-s-.--
or State of Ga.-----------------

1.738 08 Due to Banks in Other States----- --------
~~!s~~e!~bj;~t-t;-Ch;;k:::::::: ioa:oos-89

United States and State of Ga.

Demand Certificates of Deposit--- 4.277 10

DBueofnr.d..s, -A--p-p-ro-v-e-d--R--e-se-r-v-e--A--g-e-n-t-s--

Cashier1s Checks----------------- -------27.226 34 Certified Checks---------------- -------

Currency------------------------- 8.113 30 Savings Deposits-----~----------- 75.159 02

Due From Other Banks-------------

Time Certilicates of Deposit---- - - - - - -

Checks for CUaring House--------

990 91 Trust Funds on Deposit----------'- -------

Cash Iteas ( lrregular) -----------

140 15 Certificates of Deposit Repre-

Advance on Cotton-------------Customer's Liability on Letters

senting Borrowed Money---------Bills Payable--------------------

--2-0-.0-0-0--o-o-

of Credit and Acceptances-----~dvancos on Qther Comaodities----

Rediscounts--------------------- --- -----Liability on Letters of Credit

Over Drafts (If any>------------- Other Resources-----------------

45 71 3.072 21

R:::r!~cf~~~~t!;;;i-;;d-i;;;;:::

:_-::::::::

Other Liabilities----------------

318 00

Total-------------------------- $239.998 20 Total------------------------ $239.998 20

F~ & ME~HANTS l'ANK - CHIPLEY.GA, At close of business November 9 1921.

President-H.C. Directors-H.C.

Kimbrough. Kimbrough.

John

IVV.ic\el-'hPirtees. idce.nct.-Jiolehnnk, i1n.s.

White. A.H.

CashierHopkins. J,\V,

Roy Askew. Bryant.

J,W. Blaclalon. H.A. Middlebrooks. J,J!. Swint. \V,H, Crawford.

Date of Charter-March 22. 1909.

Began Business- April 19. 1909.

LIABILITIES

Tiae Loans---------------------- $173.249 16 Capital Stock-------~------------$ 25.000 00

Demand Loans--------------------- 4.319 69 Surplus Fund--------------------- 15.000 00

Loans on Real Estate------------- 25.778 71 Undivided Profits--------------- 6.346 38

Banking Douse------------------Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bnds other Than U.S.
or State of Georgi-------------

h------- ------- 2. 548 81 Due Unpaid Dividends-------------

107 00

1.500 00 3.000 00

Due to Banks in This S1a Due to Banks in Other States-----

--------

1.650 00 ~.;!.~~=S~b~~;~t-t~-Ch;~k:::::::: -;i:7io-i6

United States and State of Ga,

Demand Corti icates of Deposit--- ---~-----

DuBe ofrnomdsA-p-p-1-11-v-e-d--R-e-s-e-rv-e--A--g-e-n-t-s--

--1-1-.0-1-9--4-0-

Cashier's Check-----------------Certified Checks-----------------

410 13 ---------

Currency---------------------Due from Other Banks-----------

2.244 73 471 74

Savi'f!:" Deposits-----------------Tiae Certificates of Deposit-----

4.668 02 47,698 95

Check1 for Glearing 89use-------- -------- Trust Funds on Deposit----~------ 5.135 14

Cash lteas (Irregular}----------, 256 32 Certificates of Deposit Repre-

ACduvsatoncmeero'ns CLoiatbtoilnit-y---o-n--L-e-t-t-e-r-s---

-------

senting Borrowed Money--------~~ Bills payable-------------------~

--------39.oc~ 00

of Credit and Acceptances------ -------- gediscounts-------------------~-Advance on Other Commodities----- - - - - - - Liability On Letters of Credit

51.915 66

Over Drafts ( If any>------------

952 88 and Acceptances----------------- ----------

Other Resources----------------

--------

R~tehseerrveLiafobri

Interest and Taxes--1i ties---------------

------------------

Tot..t-------------------------- $226.991 44 Total-------------------------- $226.991 44

112

SECOND.ANN~L REPORT.

ExMiner' s Report.

HABERSHAM BANK - CIARKESVILLE,OA. At Close of Business August 19,1921.

President-J .K.Burnes,

Vice-PresidenhJ .A.Robertson.l J.B.Jacksonf Caahier-F .M..Reeves,

Directors-RJ .oKb.aBrturAnelcsM1 .lllFa.nA. I.Reevu, J .A .Robertson, J .u.Jackson, .II.Sutton,

Data of Charter Alay 13, 1904.

Began Business May 1904.

RESOtw;ES

LIABILITIES

Tiae Loans----------------------- $157,377 75

DLeomanasnd s eLcouar ends -b-y- -R- -e-a-l - -E-s-t-a-t-e-.--- .-United States Bonds--------------

5,248 34 63,491 86

Other Stocks and Bonds----------FBuanrnkiintugrHe oanudseF-i-x-t-u-r-e-s--_-_-_-_-_-_-_-_-_-_-_-

4,182 16 2,422 87

Other Real Estate Owned----------

800 00

Due froa banks in this State.... 25,304 01

Due froa Banks in other States. 8,531 05

Currency------------------------- 5,623 90

Advances on cotton---------------

Advances on other Commodities----

Checks for Clearing !louse--------

other checks and cash iteas------

29 49

Custoaers liability on letters

of credit and acceptances------

Overdrafts (If an:yl--------------

Other assets not tncluded above-- 3,358 95

Profit & Los--------------------

985 07

Capital Stock Paid in-----------Aaount reserved for branches-------------------------------------
Surplus Fund--------------------Undtvided Prof its---------------DDuive idtoendBsanUkns~iind-t-h-i-s--S-t-a-t-e-_-_-_-_-_-_-_ Due to Banks in other States----CI nadl li vAi dlouneayl -D- -e-p-o-s-i-t-s -S- -u-b-j-e-c-t - -t o- - - -
Check--------.----------------Demand Certificate of Deposits--Tiae Certificates of Dpposit----Savings Deposits----------------Trust Funds on Deposit Cashier's
Cheoka--- ------.--- --------Certified Checks----------------Bills Payable-------------------Notes and Bills Re-discounted---Cart ificates of Deposit for
Borrowed MoneY----------------Liability on Letters of Credit,
and Acceptances---------------Reserve for Interest and Taxas--otber Liabilities not included
in the above.------------------

$25,000 00 10,000 00
781 80

Total.-------------------------

Total-------------------------- $277,355 44

niE CLAXTIII IWf)[ - ClAXTON, OA.

At Close of Business July 27, 1921.

President-C .S .Or ice,

Vice-President-E.Bulloclc,

CashierPanl B.Lewis,

DDairteocotof rCs-hCa.rSte.Or rAicper1tl

C.M.Rushing, 1903.

Jr.

E.lullock, N.A.Tha~ard, Began Bu51ness 1903.

RESOIRCES

LIABILITIES

Tiaa Loans----------------------- $189,224 72

Demand Loans--------------------- 12,784 81

Loans on Real Estate------------- 34,023 55

Banking House-------------------- 6,000 00

Other Real Estate Owned---------- ----------

Furniture and Fixtures----------- 2,122 19 Stocks and Bonds Other Than

U.S. or State of Georgia-------

100 00

United States and State of Oa.

DuBe ofrnomds-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s--

2,375 50 23,983 37

Currency------------------~------

3,075 99

Due From Other Banks------------- 3,124 97

Checks for Cleaning H9USB--------

527 36

Cash Items (Irregularl----------

67 09

Advanceon Cotton---------------- ---------Customer's Liability on Letters

of Credit and Acceptances------ ----------

Advances on Other Commodities---- ----------

Over Drafts (If anyl-------------

119 32

Other Resources------------------ --------

Cash Short-----------------------

19 70

Capital Stock-------------------- $ 50,000 00

~:~f!~:e:u~;tit;:::::::::::::::_

15 000 00 17!267 47

Due Un~id Dividends-------------

Due to Banks in This State-------

Due to Banks in other States-----

Call Money-----------------------

------- Deposit Subject to Check--------- 38,597 16
Deiiland Certificates of Deposits--

Cashier's C!Jecks-----------------'

44 95

Certi fied Checks-----------------

Savings Deros its----------------Tiae Certt icates of Deposit~--- 156,617 110

Trust Funds on Deposit-----------

21 59

Certificates of Deposit Repre-

senting Borrowed Aioney---------

Bills Payable--------------------

Rediscounts---------------------Liability on Letters of Credits

and Acceptances---------------Reserve For Interest and Taxes-~

Other Liabi 1ities----------------

TotaL--------------------------- $277,548 57 Total-------------------------- $277,548 57

H)

BxuiMr's lepert, THE CITIZENS BANK OF CLAXTifi, CLAXTifi, OE~IA,

At close of Business Sept..ber 10,1921.

Presidont-R.R. Tippins, Directors-R.R. Tippins,
Date of Ch!:~;rEdwards'

Vice-President-c .Ji, Rushing Jr 'f

Cashiero.J .B.IIreirton

J ,B. Breirton, J.C, MinceyA li .A. haggard, C.JI., Rushing, lr. C.R. Way, W.S. Freeman; ~.s. S.ith,

Began Business

LIABILITIES.

Tiae Loan----------------------- $ 82,321 07

Deaand Loans---------------------

225 00

Loans on Real Estate------------- 17,927 72

- - - - - Banking Rous--------------------
Other Ral Estate Owned---------Furniture and Fixtures~---------

8,235 45 4,~11. 20

Stocks and Bonds other Than

U.S. or State of Georgia 1,000 00 Uoited States and State of Oa.

BondS--------------------------

Due froa Approved Reserve Agents. Currency Dae Froa other Banks Checks for Clearing House

4,428 83 2,104 53 4,684 29 3,534 40

Cash Iteas (Irregalar)----------Advance. on Cotton--------------Castoaer's Liability on Letters

1,122 58

of Credit Advances on

and oth

eAr ccc.e.p.toandcietises

Over Drafh (If any) other Resources------------------

--~.!.!-~!

Current Check------------------ 1,203 53

Capital Sarflus

Stock------------------Fund--------------------

$

330,0oo0o0-

o0o0

Und vided Profits---------------- 2:2i8 ?2

Due lDPilid Dividends----~------- _ _ _._

Due to Banks in This State -----Due to Banks in other States..... - - - -

Call .llonay---------------------- ----Deposita Subject to Check.......... 3l,Ol.3 65 Deiland ~ertllicates of Deposita - - -

Cashier s Checks--------------- 236 40 Certified Checks-------------~-- - - -----
~;!'!!r~:f:!!::;;;n;p;;it::::: "i;671 as

Trust Funds on Deposit------"'-- ' 18. 01 Certificates of Jraposit Repre-

senting Borr-4 .lloY-------Bi Us Payabl----------------.:-...

-lT-,s-oo-o-o

Rdiacounh--------------------' 8,148 '83

Liability on Lettera of Credit

and Acceptances---------------- ----Reserve For Interest and Tuea... -----

other Llabilltlos---------------- ------

&entered Deposits--------------- 4,885 09

Cash Long------------------------

23 52

Total--------------------------$131,616 27 Total--------------------------$131 616 27

BANK OF CL\YTifi, CL\YTifi, OA,

At Close of Baainesa Aagaat 24, 1921.

President-J .c. Donr,

Vice-President-If ,S, Long,

Caahier-T .A. Duckett,

Directors-J,C.Dover, W.S. Long, Date of Charter Je 30, 1904

T,A. Dll<lkett,

CB.Eeg. anCIIBIUnlosniJ1i

a

J, ss

H,Do July

rrickL. 1, 111'14

RESOII(CES

LIABILITIES

Tlae Loans----------------------- $187,047 66 D-d Leans-------------------- 11,800 00

Capital Stock Paid Ia-----------Amot reserved for branchu

$-25-000-0

00 -

--------------------------------- Loans secured ~ Real Estate..... 27 751 65
U.ited States BOnds-------------- 1,204 70 other Stocks and Bonds----------- 4,545 00

Banking House-------------------Furniture and Fiitures----------other Real Estate Owned---------Dna froa Banks in this State..... Duo f roa Banks in other States...

2050 00

1,750 00

-------

52741,

25 08

9 0

41 71

~-f-!-l-~-e-:-"-*---i-i-t-.-;-:-:-:-:-:-:-:-:-:-:-:-:-:-:-::-
Dividends U.~id---------------- Dae to Baaka in this Stat------

- -_ _;___

Currency------------------------ 14,593 88 Due to llaks in ether States----- ------

Advance oa Cotton---------------
Advances on other Co. .odities----

------------

~l:v~:!)o;p;;ii;s;hj;;;;;

Cothheeckrs chfoecr kCs laenadrincgasHh ouas.e.-.-_-_-_-_-_-_-

- - - -2-03- -0-0

Check------------------------Deaand Certificate of Deposits---

139,943 59 -----.

Custoen liabi 1lty on letters of

Tie Certificates of Deposit~--- 146,186 51

credit and acceptances--------- ------ Saviqs Deposits--------------; - - - - -

Overdrafts (If any).-------------

26 39 Trust Fds on Deposit Cashier

other assets not lnclnded abov--

------ 3,638 55 Checks------------------------Certified Checka-~--------------

Bllh Payahle--------------------

Notes and Bills Re-discoanted----

Certiflcatea of Deposit for

u~m:;d o!"r!\;;;;;;c;;.iii;--

Re:::V!c;:~~::;;;;;;.ii;;;;:::

Other Liabilities not inclndod

- - - - - in the abov-------------------
Total------------------------- $335,960 95 Total-------------------~-------- $335,960 95

114

Bxlner's Report.

CLI!IitlllNI' JIKO,CO. - CJ.IlU:JNT GA, At close of baslaess Sept. 3, 1921.

Pruldeat-J.K. !!&Yn

Vica-Pr..ldaat~.M.. Galley.

Cashler-W.V. Grant.

Dlncters-J.K. Baynes, U.K. Galley, W.V. Grant, G.W. Baacl, T.W. Staton,

Dil8 ef Charter-

Began lktslness-

LIABILITfi!S

Tiae Loaas----------------------- $ 46,434 96 Capital Stock-------------------- $ 15,000 00

Bultl, Daad Locs---------------- - - - - Snrplas FUnd---------------------

351 53

Loas on ~a1 Estate-------- - - - - UndlTided Profits---------------

748 30

Boase------------------- 1,461 84 Dna U~ld DiTldends------------- - - - - -

Other eal Estate Ownad----------

Dna to Banks in This State------- - - - - - -

Money---------------------- - - - - - Fvaltare W Pl:rlnres..:-------- 1,956 75 Dae to Bonks In Other States----- - - - - -

Stocb aad Bonds Other Than U.S. or State of Georgia-------------

----

CDaelplosits Sab;eet to Check--------

11,853 71

Uaitacl States aad State of Ga. Boacls-------------------------

- - - - .-

~~r1:r~!~~~~-~~-~~~~~:::

---562~

Dae Froa ApproYad Re..ne Agenb. - - - - - Certified Cheeks--------------- - - - - -

Bub--------- Carreacy----------------------
Dae fr Other

It Claeclls for ~.,..,.. Btase-------

Ch

Irre&"larl----------

1,232 31 SaTing& Deposits---------------- - - - - - 4, 908 16 Tiaoi Certllleates of tlaposlt----- 7,700 67
193 51 Tl'Qt FUnds 011 Deposit---------- - - - - 124 92 Cartifieates of Deposit Repre-

.W...ce C . s t o. .r

9a

ttoa-------------Liability on Lattera

-----

sentig Borrowed Aoney--------Bills p-ayable--------------------

----20,000 00

of Craclit aacl Acc~c&!r------

MY&aeos oa Qther

ditlas----

-------

Rediseounts------..:..-------------Liability on Lottars of Credit

----

.OOtnher rDRraasfotnsrlclefs~a-a-y---------------------~

63 1,414

6762

R:::~e:r~~~;:;;;i-;-aii;i;;:::

::::::::::

Other Liabllltias-------------- 1,574 52

Total-------------------------.$ 57,790 83 Total------------------------$ 57,790 83

CLBlliKJNI' STATE BANK - CLEIIJIONI',GA, At c:loaa of baslneu Aagast lOth. 1921.

Presi~ant-T.J. Cobb.

Vice-President-

Cashler-J.D. Wilson

D

lraeto

rs

-T.rJ..oC. o.bIabB, aTy.,c.J.CB.ilBleerJ,UiPe.tMt-.

Balser, W.J. P t

J.c. taan,

0wi.El.onrlo~r.w

Oakley,

u..

Gaot,

Slate af Charter-

Begaa slness-

LIABILITIES

Leans------------------- Tlae LoiBs-------------------- $ 41,947 03 ~ltal Stock------------------- $ 30,000 00

Daad

2,116 04 Snrplas Pand------------------ - - - -

Baahi, Boas----------------- Laaas oa Jilla1 Estate------------ - - - - - Uadhided Profits--------------- - - - -

other

eal Estate 111rnad-------

- 4-,3-03-9-9

Dae U~ld DiTldeacls-----------Due to Baab ill This State-------

----------------

ShtraaclktsaruadaaBcol nPdsl:ortlhaerraTh-a-a--u-.s-.--
ar State of Gao~l-----------

3,000 81 -----

Dna to Banks in Other States-----
CDaepllosIiotsoSrn-b-;-e-e-t--t-o--C-h-e-~-k-----------------

--------
---7-,3-0--9--03-

Unltact States aacl State of Ga Boncls-------------------------

-------

~~:r1:r~~.!~:~~~-~~-~~~~~:::

s,o:g ~

Jill fr Apprond R.sene Aceah. 5,415 05 Certified Cheeks--------------- --------

tarreacy------------------------- 1,004 46 SaTings Deposits----------------- --------

Du fr Otl!er Baab----------- - - - - Tlae CertiUcatn pf Deposit----- 9,966 99

It ( Chcb fer C1earinf Btu--------

Ca..

lrrap ar I---------

157 50 Trust FUnds on Deposit----------- - - - - 722 72 Certificates of Deposit lepre-

AclTaaee on Cotton-------------C.stoaer's Liability ori Letters

-----

sentl~ Borrowed Money--------Bills Payable------------------

---------8,000 00

af Crecllt aad Acceptuees------- - - - - - R.discoaats--------------------- ------

,&dftacas oa Other C-ditiu---- - - - - ld. .illty on Letters of Credit

Q't'ar Drafts(If "11------------J)ther lillsources Caoh Short-------

493 14 20 74

~!::r!:e;t:~~t!;;;t-;;dT;;;;:::

::::::::::

Callectioa Accoaat------------

93 50 Other Liabllitiu--------------- -------

Praflt aacl Loss------------------ 1,120 74

Tatal-------------------------- $60,395 72 Total----------------------- $60,395 72

115'
Exutiaer' s Jteport.

At Close of Business Aagnst 20, 192>1.

DPirerseicdteonrt-sH-.tA~.

JJ~akr:r~atr~d:.. _

C.

B.

EdwardsV, iJc.aB..P~res

ideat-e. Barrett,

B. Edwards J.IL Glo;..,r,

J.JI.

Cashier-lf. L. Merton. Ad. ., C. J. lleaders

Date of Charter-

Began Business-

LIABILITIES.

T~e Loana $ 98,063 39 Capital Stock-------------------- $ 15,000 00

DLeol1a8n1s1d

Loan on Real

--------------------Estate-------------

714 87 11,743 00

~r!r:e~;iii;::::::::::::::::

3,00000 137 47

BFotsuhnrkenirmitRucreBealoanaEdstFa--tie-x-t-Ou-rw-e-n-s-e---d----------------------------
Stocks and Bonds other Tbaa

--2--,0-0-4---92-
20 555 79

Dna Um~id Dividends------------Due to Banks in This State------Due to Banks in other States----Call Koney----------------~------

UnYi!ci ~Iat!:t:.,:f st;~g!;aa:--

-----------

Depesits Subject to Claeck-------Deiuul4 ~erti icates of Depealh--

DuBe etnr.d.-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-.

----------

Cashier a Checks----------------Certified Checks-----------------

Currency------------------------Due Froa other Banks-------------

Saviags Depoaits------~--------- Time Certificates of Dapoait-----

-ii,-9fi6i
-r;Isrt:I
-'---299"46
41,203 94

Checks for Clearing Bouse--------

Trast Funds on D~sit----------

Cash Jteas (lrregelar)

Certificates of Irepoait Rpr-

AC~nJvaatnocmeAeIr'aonLCiaobtitlointy.-o--n-L-o--tt-e-r-s---

----------

sentiag Borrowed Koney--------Bills Pafabl--------------------

anyl------------- of Credit
Advances on

oantdheAr ccc.e.p.otadnicteiess------

-----------

RLiaadbiialcitoyanonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-a---

~O~v1er[Ds~r!a!ftt~s~~(~I~f::::::::::::::::::

784
------ii-44

and Acceptances---------------Reserve For Interest aacl Tues.-- other Liabilitiaa----------------

-3--9-,-8-U--7-S, , 61

Transit Acct.-------------------

57 00 Carrent Deposits-----------------

Total-------------------------- $124,243 54 Total-------------------------- $124,243 54

lllllm COUN'IT BANK. CLEVELAND, 0A.

At Close of Business Aagust 24,1921.

President-A.M. Dean,

Vice-Preddenta-J.'If.H. Underwood, J.B. Telfoar. Caeltier-F.G.K~

Directors-A.M. Dean, J.'lf. B. Underwood, J, B. Tilford, J. B. Stovall,~ L. Kytle, I. B. Skelt.n,



s. L. Brown, A. B. Henderson.

Date of Charter-

Began Basinesa-

LIABILITIES

DT.i..a.ndLoLaoaan-----------------------------------------

$

97,206 5,000

63 00

Capital Stock------------------ $ 15,000 00 Surplus Fand--------------------- 5, 000 OD

BLoanankain&onBRoueaaelEsta__te______________ other ~aal.Eatate Owuad----------

13,000 OD 2,026 o; 1,810 00

Undivided Profits---------------Due Unpaid Dividends------------Dna to Banks in This Stat-------

4,60'J 52 ------------------

Farniture and Fixtures----------stocks IUid Bonds other Than
U.S,or State of Georgia........

2,393 26 Daa to BsDka ln other States-------------- CDaelploJsiltosnSYub-j-e-c-t--t-e--C--h-e-c--k----------------

---------ao,-7-36"7-ci

United Statu and State of Oa.

Deiaad Certi icatea of Depeaits-- ----i&ci"ii

Bond-------------------------- 21 100 OD Cashier's Checks-----------------

Da froa Approved ~eaene Agents.
CCDuhueerrcekfnrsocyafoor-tCh--el-ar-aB-r-ioa-an--kB-s-o---a--------------------------
Caah Jhu (Irregular)

4;99'288
8,515 06

Certified Chicks----------------TSiallvieiagCaerDtieJ picoastietss-o-f--D--e-p--o-s-i-t----------

343 o; 288

TCreursttifPicanadtaesonofDDeeppeoasiitt-R--e-p-r-e-----

---------
8. 6-,-;.;.;v:;,,;-65
----------

ACudavta.n.c.er''aLCiaobtitliotya.o..a..L..e.t.t.e.r.s...

---------- seotiac Borrowed Honey--------Billa Payab1------------------

-------------------

ef Credit AOdvveranDcersafotas

aQ(nItdfheAarnccye.)e.p.otadaicti---------

other Ruouroea..................

~t:!it~::.o;~~~~~~:::::::

--------------58--26

RLieadbiialcitoyuoantsL--o-tter-&--o-f--C-r-e-d-it-1-1---

2, 657 23
3,~~ ~

aad Acceptanc--------Reserve For Interest and Taxes--other Liabilities----------

----------
----2-,--3-4-(-)-8-7

County 'lfarrenta---------

527 19

Transit Acct.-------------------

65 40

Cash Short.----------------------

6 32

Total---------------------$1441 108 06

Total-----------

116

Euabar'a Report, FAIUIERS BANK, ~LlliAX, &,

.U Close of Basinou ltJIJ27 1921.

PnsiclentP,8, Wat..y, Vico-ProsiclentJI-A .S .Carry, F.C .Borrlna:, Cashio~>-W .B. Johnson,

Directors P.B,Wal..y, W.B. ilohnson, A.o6.Carry, F.C.Berrin&, P.S.Borrina:l

Date of Charter OctoDer 8, 1912.

Began Basinesa October 15, 912.

LIABILITIES.

Loaa--------------------- Tlae t.eau $ 72,245 45 SCuarpfiltaaal SFatnoclck.__--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_- $25,000 00

nLe-aaHa oa Real Estat-------------

635,,040503

73 00

u.ct viclocl Profits----------------

5,000 00 14,159 47

Baak other

i1eBalo&ast-a-te--O--W---D-e-d-------------------

- 2-,8-00- 0-0

Duo Ua~icl Divicleacls------------Duo to Baaks in This State

Farnitare a~ Fixtar----------Stacks ancl 841ncls Other Tbaa
u.Yi!d ~a~!:t:.dfs?:~:a:!;a;:--
Duee .afrcotas-A--p-p-r-n-e-c-l-R--o-s-o-r-v-o--A--g-e-a-h---

1,000 00 9;610 40

Due to Baab ia Other States----CDaepl lesKiotaaoySabj~c-t -t-o--C--h-e-ck--------- Deiuulcl ~ortl icatea of Deposits Cashier 1 Chocks----------------Cortifiocl Chocks----~-----------

------ 3,697 22 775' 05

Blulb------------ Curronc:r-------------------------
It CDuhoocFks.rfoOr tChelor ariag Boas--~----
CACacasls'hltaoacaeofr'soaL(CIiraorbteitploiltLay-r-)o-a--L---e---tt-e--r-s-----of Crocllt aacl Accoptaaces------
Acl'laacos oa Other c-octitl----

- 1-,7-83-5-1 317 582 14
---------

TSlaavoiaCcaorDtiricaittoa--o-f--D--e-p-o-s-it-----Trut Fancla oa D..,oslt Certificates of tropoalt Ropre-
aaat~ Borrewod Koaoy Bills Payabl-------------------JLtoiaclblaicliotayataoaL--e-t-te-r-s--o-f--C-r-e-c-li-t-a--

32,401 39 35,000 00 7,652 00

OOtnhor rDRr aefstos a{r cI f a-a- -:-r-l--------------------------

140 24 aacl Accoptaacoa---------------Roaorvo For Iatereat aacl Taxes

Colloctloa Acct --------------.---

416 41 Other Liabilities----------------

Coat Long------------------------

7292

Total-------------------------- $157,035 05 Total-------------------------- ,157 035 05

CITIZI!IIS BANK, COCIIJI.\N & , At Close of Boalaosa Docoaher 14,1~1,

Presi"--tJ,A. Fisher, Diroctors-J,A.Flahar,

Vico..&oalcleatJ.S. Balas J.S. Bolas, TJf. Fisher, J.t Lllao,

CDas.Eh,ioDr~-~L&.PSA,,

Leach, I.A.Wlllla,

F ,D. Wl.aborly.

Date of Charter Doceabtor 31, 1912

Bopa Ballaeu teiom 21 0 1912.

~a:somcES

LIABILITIES

Tlao Loaa----------------------- $297,613 38 Doaaacl Loans--------------------- 2:2,012 91

Capital Stock------------------Sarplus Faaci-------------------

$25,000 00 5,000 00

Leana oa Real Estate - - - - - - Uaci1Tidocl Profits---------------

BOatahkeiraaR: eBaloEasta-t-e--O--I-I-J-l-e-c-l-.-.-..-.-.-..-.-.

- -30 7-07-3-6

Dae Uapaicl Divicleacls------------Due to Baaks ia This State-------

Faraitare aacl Fixtures Stocks a.acl Boacla Other Thaa

2,572 55

Due to Banks ia other States----Call Money

160,500 00

U.S,or.Stato of Georgia ---------- Deposits Subject to Check 47 017 28

Uaitacl States ancl State of Oa.

Deiancl Corti icatos of Depoaits-- 7,173 00

Du8e 4f1raclsA-p-p--ro-n--c-l-R--e-s-e-r-v-e--A--g--e-a-h--.

-1-6-,-08-7- -67-

Casbier'a Chocks----------------Certified Checks-----------------

324 31

CDauerrferac;Or-t-h-e-r--B--a-a--k-a--.-.-.-.-..-.-.-.-.-.-.-. Chocks for CloariBI: Boase Cash Ihu {Irroplar) Aeaclsvta.ac.o.&r'soaLCiaobttiolity---o-a--L--e-t-te--rs---
of Croclit aacl Aecoptaacoa......
AOoAtrboWrearaQcRoresasfootasarOc{uItfh~e-ar-a-c-y--lo----c--t--i--t--l--o---a--.--.--.--.
Depositors Oaaraatoo Faacl -------

5,439 83 ------
13 39 2,973 80 7,7411 :26
-------------
8,587 25
gg -------3,g~

Saviags Deposits------------ Tiae Certificates of Deposit---- Trast Faacts oa Depoait--------Cortificates of Dipoalt Ropre-
senti~ Borrowed Money.. Bills Payable-------------------RLeiacbliislictoyaaontsL--e-t-t-e-r-s--o-f--C--r-e-c-l-it-a---
aacl Accoptaaces---------------Reserve For Iaterest ancl Taxes--other Liabilities----------------

33,~~~ ?~
.10,000 00 56 500 00 24:605 92
2,169 72

latal Fire Fcl-----------------

frefit A Loss-------------------- 2,441 44

Total-------------------------- $372,437 89 Total-------------------------- $372,437 89

SECOND ANNUAL lliU'OltT

11_7

El:1111inar' s Report.

TilE COCHRAN BANKOO CO. C<lCJIRAN, GA.

At Close of Business NOYa.bar 4,1921.

President-J.P. Peacock.

Vica-President-W.O. Peacock.

Caahi'ar- J ,A. Walker

Directors-J.P, Peacock, W,O, Peacock, W.B. Peacock, J.A. Walker, J.N. Mullis, Jr.,

B. J. Wynne, R,. L. Whipple, J. B, Thampson.

Date of Charter-

Ba an Bosinass-

LIABILITIES.

Time Loana---------------------Da.and Loans------------------Overdrafts-tf any) R/E Loan----

$

388,204 28,590 47,162

21 71 69

United States Bonds------------Other Stocks and Bonds---------Banking J10USL------------~----Furniture and FixturU----------

1,665 00 6,164 92 2,576 20

Other Real Estate Owned--------Due fr.. Approved Reserve Agents

Due from Olher Banks------------

Currencr-----------------------Advances on Cotton--------------

Checks for Claari!J! House.------

Other Checks and Cash Items-----

U.S. Bonds to Secu~e Circulation

CRuedsteommpetriosnliFaubnidli-t-y--o--n--l-e-t-t-e-r-s--o- f

Credit and Acceptances--------Other assets not included above

Capital Stock Paid in------ $ 75,000 00
~i!ide~~iii;-i;;;;;.- so, 000 00

aaouat paid for laterast,

taxes, and current expenses, 58,463 69

~:i~: ~::t;-s"t;"t;:::: -----------

Due to Trost Fnnds--------- --i9;8i7-96

Individual Deposits Subject

to Check.---------------De.and Certificate of Deposits

212,468 5,357

19 71

Ti.. Certificates of Deposit 115,219 38

Savings DepositS-----------Cashier' a Checks-----

- - -2,-4-3-0- -9-2-

Certi lied CheckS-----------

43 00

Bills parable iacliading Cer-

tificates of Deposit repre-

N:::!i:!iaf:is b~:~::::;~;;d 25,ooo oo

Reserve for Accrued TaxeS--- ---------Rsrve for Accroed Interest

LCoiiaracbDuielaiptty~oosnoi-nt-sl--a----t--t-e---n----o--f----C---r--e--d--it

---------------------

o::~r ~f:Clii:r:;;-;,'t-i~~i;.d- -----------

ed ia the above------------

Total--------------------- $ 563 800 8S Ttal--------------------- $ 563,800 85 BANK OF COLLEGE PAAJ4 CCI.LEGE PARK. GA.

At Close of Business July 7, 1921.

President-J, H. Longino.

Vice-President-w.s. Cox.

Cashier-G. F. Longino,Jr.

Directors-J. H. Longino, W,S, Cox, G. F. Longino, Jr., L.A. Niven, 11. B. Lonigno, L.M. Hobgood,

Linton Saith, J.A. Sonrell,

Data of Charter-Nov. loth,l910.

Began Business-Nov. 10th,l910.

RESOIRCES

LIABILITIES

Tiaa Loans----------------------~$ 114,056 75 Capital Stock--------------------$ 25,000 00

Daaand Loans--------------------- 27,742 66 Surplus Fund--------------------- 10,000 00

Loans on Real Estate-------------

Undivided Profits--------------- 4, 484 53

Banking Bons-------------------other Real Estate Owuad----------

10,383 17 Due Unpaid Dividends------------- ---------Due to Banks in This Stat------- ----------

Farnitnra and Fixtures----------- 2,436 02 Due to Banks in Other Statu----- ----------

Stocks IUld Bonds other Than U,S,or State of Oaorgia--------

1,000 ()() ~:!~a~t:e~;b-,.;;'t-i;-Ch;~k:::::::: io4;9oi-39

Unitad Statu and State of Oa.

Deaand Carti icates of Deposits-- 7,573 84

CDuuBerrofernnocdars--A---p--p--r-o--v--e--d_---R--_-e-_s-_e-_rv-_-e_-_-A_-_g-_-e_-n_-t_-s_--

17,500 00 Cashier's Checks-----------------

181 99

18,128 61 3,869 43

Certified Checks----------------Savings Defosits-----------------

---------26,865 25

Due froa other Banks------------Checks for Clearing House-------Cash Iteas (lrregularl-----------

Tlae Certi icates of Deposit----- ---------36 OS CTreursttifFicuantdessonofDDeeppoossiitt-R--e-p-r-e------ ----------

Advancas an Cotton---------------

Customer's Liability on Letters

of Credit Advances on

aontdheAr ccc.e.p.toadnicteis----------

senting Borrowed Money--------Bills Payable--------------------

-1- s,-o-o-o- -0-0-

RLeiadbisilciotrunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- ----------

Over Drafts (If anyl------------other Resources------------------

JJ

18

and Acceptances----------------
~th=~~i~:~~f~:=~~~~-~~~-~~~~:::

----------
--i;i04-2i

Cash long------------------------

74 66

Total--------------------------$195,185 87 Total-------------------------- ~9!\, l8S iff

11.8

Euair ' ~pert.
THE BANK OF COLLINS, COLLINS, OEOROIA. At Close ef Business Jaly 22, 1921,

President-L.O.Benton, Vice-PresidentJ.J.Kennedy,

Cashier-J.L.Mercer

Directors L.O.Benton, L.Williaas, F.Jl.lHlliaas,

W.R.Rewis,

J.J.Kennedy,

W.H.Yeoaana,

D.A.Holland,

Date of Charter October 14, 1905.

Began Business Septeaber 1, 1905.

LIABILITIES.

Tlae Loaa&----------------------- $ 55,902 03 Capital Stock--------------------$ 25,000 00

Baaki1 DLeoaaaundo~a~-a--l--E-s-t-a-t-e-----------------------
~ofth!:e:r!ureB.a:lodEaaas!tOa-:-te!-x-Ot--~w-:-;n---eT-db-;---;---------------------
u.ft!a ;ta~!~t:_:fs~;~c!;a;:--

18,462504 0110
---1-,5--0-0--0-0 1,700 00
2,6so oo

Snrflu Fnnd--------------------DUuned TUimdpeadidPDroiyfiidtse-n-d-s-------------------------DDuuee ttoo BBaannkkss iinn TothhiserSStatatete-s-----------
~:;!~:!~;bj;;ii;ch;;t::::::::
Dllioaad Certilicates of Deposits--

---------___2! _38_1__6_0_ -__-.-,-_-__-_--__-_-
-;;:91~
-------

B Due

oIIn'.d.-A-p--p-r-n-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

--------- Cashier's Checks----------------Certified Checks-----------------

47 82 ---------

CDaaerrrer.a.oro-t-h-e-r-

-------------------Banks-------------

TS.iYaeiDCEserDtiriocastietss--o-f--D-e--p-o-s-i-t---------- -2-8-,-3-7-0--67-

Cheob for Cleariag Boa-------- -------- Trust Fnnds on D~osit----------- ---------

Cash It... (Irregular).----------

143 57 ertificates of treposit Repre-

ACcalysataceesr'sLCiaobtitloity---o-a--L-e--tt-e-r-s---

------- seatiag Borrowed Money--------Bills Pa~ble--------------------

------12,500 00

---------- ef Credit and Acceptances------
AclYances 8D other C...nditiea....

------------------

~Lnidaibaicloiat yntso-n--L-e-t-t-e-r-s -o--f -C--r-e-d-i-t-s--

----------

oOtYheerrD~reasfotusrc{If--~->----------------------------

--------

~uaenrdveAcFcoer

pItnatnecreess-t-

----
and

-T--u--e--s-.-.-.

---------------------

Cert._of Dep. Owned-------------- 10,440 00 other Liabilities---------------- ----------

Cash Long----------------------~-

7 36

Total-------------------------- $ 102,224 69 Total--------------------------$ 102,224 69

MADIS<fi COmTY BANK - COlBERI', OA.

At Close of Basiaess July 30, 1921.

Prasident-J.K,Qhelston,

Vice-Presideat-J.F.Co~ertd___

Cashier-J.L.Wiliiaas,

DirectorsJ .K.Qhobtoa, If .E.Bnslee, B ,O.Bardaan, B .H .....-t, J ,F ,Colllert.

Date ef Charter October 15, 1919.

Bagan Busiaesa Aagnst 28, 1919

~OIRCES

LIABILITIES

Tlae L Deaaad

eLaeannss---------------------------------------~---

Loans oa Real Estate-------------

BotahnekriDRI eBaloEassta-t-e--O--w--u-e-d--------------------

$128,643 10 728 82
2,205 00

Capital Stock--------------------
~f!::.:aa~;flt;::::::::::::::::
Due Uapaid Diyidead------------Dae to Banks ia This State-------

$ 15,000 00 3,000 00 1,7~ ~g

Faraitare and Fixtures----------Stocks a.ad Bonds other ThaD
U.S,or State of Georgia

1;250 00 Due to Banks ia other States----Call MoneY----------------------- 45,500 00 Deposits Subl"ect to Check-------- 17,743 36

UDited States and State of Oa.

Deiumd Certi icatu of Deposits-- 9,000 00

~Bofrnomd-A-p-p-r-o-Y-e-d--R--e-s-e-rv--e--A-g--a-a-t-s-.

Cashier's Checks----------------4,889 10 Certified Checks-----------------

24 60

Csrreacr------------------------Da frQB other Banks-------------

2,133 06 157 10

SaYings Deposits----------------Tine Certiticates of Deposit-----

6,566 14

CCahsehckus .fo.r

CleariDE Boae-------(Irregular)

185 60 Trust Fundi oa Deposit----------98 49 Certificates of Deposit ~pre-

eUun . atc-era' s LCi aebt ti loit y- - --- -L- -e-t -t e- r-s- - -

senting Borrowed Money--------Bills Payable-------------------- 21,500 00

AOoctYhieYeefraraDCc~errsseaodfoatiasrt caQ(nItdfh-e-Aar-n-cc-cy.-e.)-p-.--to-a-d--a-i-ct--ei--se----s----------------
Flre las, Faad-------------------

~ediscoaats----------------------
Liability on Letters of Credits 19 66 and Acceptances----------------
~eserva For Interest and Taxes--120 00 other Liabilities----------------

22,861 77 228 63

Dep. Oaar. FtMd-~---------------ReY. Staaps----------------------

2,7~~ ~

Caah Sherl-----------------------

345

Tetal--------------------------$ 143,264 78 Tetal--------------------------$ 143,264 78

ll9

Exaaiaer 'a Reperi.

OOLQUIIT EXCHANGE BANK, CCLQUITT, GA.

At Close of Business August 4,1921.

Prosident-Chas. C. Bush.

Vico-Prosident..R.E. Fu~e.

Cashier-B. F. bwls, Jr.

Directors-Chas. C. Bush, R. E. Fudge, J. W. Bailey, B. F. full, Jr., B. F. Phillips, W.B. Tallo ferro.

Date of Charter-Fob. 21, 1917.

Began Business June 1,1917.

RI!SOIRCES

LIABILITIES.

Tie LoanS-----------------------$-48,122 82

Deund Loan--------------------- 1,141 24

Loana on ~aal Estate------------- ---------

Banking House-------------------- 3,249 25

Other Real Estate Olmed---------- ---------

Furniture and Fixtures----------- 2,685 00

Stocks and Bonds Other Than

---------

u.s. or state of Oeorgia-------

United States and State of Oa.

BondS-------------------------Due froa Approved Reaene Agents. Currency------------------------Due Froa Other Bauksl-----------Chocks for Clearinf House-------Cash It (lrregu ar)----------Advancei on Cotton--------------Customer's Liability on Letters
Ad;!n~~:d!! o::.~c~:::4i:i;;::::

--------------2,265 91
4,288 86 174 62
1,518 82 -----------------

oOtvheerrD~rasfotusrc(eIsf--a-a-y-)--------------------------

-----------------

Collection Acct.-----------------

218 66

Capital Stock--------------------$ 25,000 00

Surflus Fund--------------------- ---------

Und vidad Proflh----------------

991 03

Due Un~id Dividends-------------

Due to Banks ia This State------- - - - -

Due to Banks in other States----- - - - -

Call Moner----------------------- -------

Deposita Subject to Check-------- 3,954 23

Deiuuld ~ertilicates of Deposits--

Cashier s Checks-----------------

212 03

Certified Checks----------------- --------

Savings Drosits----------------- 1,874 35 Tie Cer~i icates of Deposit----- 22,633 54

Trust Funds oa D_eposit-----------

Certificates of Jreposit ~epre-

--------

aantiag Borrend Jloney---------

Bills Payabl-------------------- 9,000 00

~adiseounta---------------------- - - - - - - -

Liability on Letters of Credit

and Acceptances---------------- -------

~..one For Interest and Tues--- ---------

other Liebillties---------------- -----

Total-------------------------- $63,665 18

Total-------------------------- { ~.665 Ul

COLIIIBLS SAVINJS BANK & ~T CO. COLIIIBLS, GA.

At Close of Busineu October 8th, 1921.

President-If. C. Bradley.

Vice-President-H. B. Crowell.

Treasurer-H. B. Pattonon.

Directors-w.c. Brndley, H.B. CrGWell, L.H. Chappell, E.P. Dh...kes, T.E. Golden, blphl'ora

R. C. Jordan, Dan Joseph, Jaa. A. Lnl5, D. A. Turner, H. E. Woodruff.

Date of Charter-Dec. 4th, 1888.

Bogan Business April 1889.

Tie Loans----------------------- $ 690,369 88

De.and Loans--------------------- 406,095 00

zas:ssooo Loans secured by Real Estate.
United States Bonds--------------

Other Stocks and Bonds----------- It 150, 500 00

Banking House-------------------Furniture and Fi:rtures-----------

66,222 63 11,114 61

Other ~eal Estate Ownod..---------

5,000 00

Due fr.. Banks in this Stat-----

28,728 84

Due fro. Banks in other Stat---

23,295 72

Currency-------------------------

5,000 00

Advance_ on Cotton..--------------

Advances on other co. .odities.--.:

Chocks for Clearing House--------

Other checks and cash items------

Custome.,s Liabi 1i ty on letters of

credit and accepfanceS.---------

Overdrafts-( If ~)------------- Other assets not 1ncladed above

Total--------------------------- $ 2,646.974 31

LIABILITIES.
Capital Stock Paid in..---------$-250. 000 00 Amount reserved for branches--- ----------

~~r!i~::~~i~~::::::::::::: i~i:~-~
~:it:n::..~P~!~ii~-s"t;"t;::::: ----~~-~

Due to Banks in other Stat--- ----------
~:,U.,~:J::Jn;;;;i"t';.-s;ij;;"t-t;- ---------

Check------------~------------ 6,307 84

Dell8nd Certificate of Dapedts- ----------

Ti.. Certificates of Deposit

49,642 00

Savings Deposita..------------ 2._1150.346 82 Trust Funds on Deposit Cashier~

Checks--------------------Certified Checks..------------

Bills P"Y.able.---- Notes ana Bills ~a-discounted

Certificates ef Deposit for

borrowed aone:r.------------Liability on letters of Credit

aad Acceptances-------------

Reserve lor Interest and Taxes --------Other Liabilities not included

in the abov----------------- ---------

Tetal..-----------------------~ 646,974 31

120

BxaalMr'a Jteperi. COLIIIBIJS LOAN & BANKINO CO. - COLIIIBIJS, OA.
At Close of Business Aagut 22, 1921.

President- V.A. Cex,

Vlce-Pruldant-A.H.Bickerataff,

Cashie.. T.A.I'Iilliaaa,

Dlractora-Y.A. ~ex, A.H.Bickarataff,~ T.A.I'Iilliaaa, J.W.Blackaan, J.B.Enridge,

T.H.Fork, H.Jullus, J.Jl.nalrd, P.I'I.Aiaasicot,

Date of Charter llay 29, 1914

Began Business June 1, 1914

LIABILITIES.

Tlae. LoaD&----------------------- $242,269 69 Da..nd Loena--------------------- 31,372 34

Capital Stock-------------------Snrflus Fund---------------------

$50,000 00 10,000 00

Loau on ~aal Estate------------- ---------- Uad Tided Profits---------------- 4,134 61

Benkl, Uouaa .------------ ---------- Dna Ua~id DiTidends-------------

17 00

other eal Estate Oned---------- - - - - - - Due to Beaks in Thia State-------

Furniture and Fixtures----------- 3,000 00 Due to Beaks in other Statas-----

Stocka and Benda other Than
uaYi!J ~a~!:t:.:'s~;~g!1a;:--

450 00 ~:~~~!e~;bj;~t-i;-Ch;~k:::::::: 124,288 55
Daiuuld ~ertilicates of Deposits 1,000 00

nu:Ot::;-App;;;;4R;;;;;;-Ag;;i;:

~~ ~

Cashier a Checka----------------Certified Checka-----------------

u... Currency------------------------- 6:152 37 SaTlags Drosits-----------------

Dua Fr.. othar Bank------------- ---------- Tiae Certi lcates of Deposit-----

Checka for Clearing Bouse--------

Trust Funds on D~osit----------

Cash

(Irragalar) -----------

Cartificatea of trapoalt Repre-

ACduTata.n.ceear'aonLCiaobtitlointy--o-n---L-o-t-t-e-r-a---

---------- senting Borrowed Money--------Billa Payable--------------------

50,000 00

Ad:!.~::d!! ~:e!cc:t!::~~~;;:::: :::::::::: RLieadbiislcitoyunonts-L-a-t-t-e-r-a--o--f--C-r-a-d-i-t-l!---

oOtThaarrD~raasfotusrc(eI&f--a-a-y--)-------------------------

----------
20 41

ReaanedrTAe cFcoerpItnataecraess-t--a-n-d--T--n-x---------

other Llabilltlas----------------

54 46

Total---~----------------------$ 325,687 98 Total--------------------------$ 325,687 98

BOO SAVINOS BANK, COLIIIBUS, OA.

At Close of Business October 10, 1921.

Praaidaat~edea llr011J1, Vlce-Preaidenta-H.L.lfilllaas,_ lf~B.LangdOR, Sec.& Treaa .ll.L.PattaraOR,Jr.

Dlractora~odea BrOWR, Date ef ch!,:.l;/,..r'

CH.E..L.WlfeilsltbiaroaoaK1 ,

I'I.B.Lanstdon, l(auben Kyle, M.L.Palteraon, Jr.
Began Buainau

C.I'I.Jlhall, Oeo.A.Paarce,

.

RESO~ES

LIABILITIES

Tbla Loan----------------------Daaand Loans--------------------Loans on Real Eatate-------------

$751,907 48,571

s5o9

Capital Stock-------------------- $ 50 000 00
~~f!~de:ua~;iii;:::::::::::::::: ~~:g~ ~

Beaki, Hou-------------------other eal Estate Oned----------

1,soo oo

Due VDpaid DiTidends-~----------Due to Banks in This State-------

28 SO 18,590 72

Furniture and Fixtures----------Stocks a.nd Benda Other Than
U.S.or State of Oaorgia-------Uaitad States and State of Oa.
DuBa ofrGnIdIA--p-p-r-o--n-d--R--a-a-e-n--a--A--g-e-n-t-s-.
Currency-------------------------

2,000 ..oo
490,018 25 37 952 86 10:193 20
565 98

Due to Banks ia other States---- --------Call MoneY----------------------- ---------Deposita Sub;ect to Check-------- ---------Daiaad Certi icatea of Deposits-- ---------Cashier's Checks----------------- ---------Certified Checks----------------- ---------SaTiaga Droit-----------------1,246,810 68

CDCuahesahckfrauo.afo.oar thC(eIlrreraaBrgiananglakHrs)o-u--se--_-_-_-__-__-__-__-_-_

3,l~ ~ 500 00

Tlae Certi icates of Deposit----TCreurstti fFi cuandt es soaof DDeioppoossiltt -R- -e-p-r-e--- - - -

5,641 22 -----

--------- AC4aTata.nc..a.r'aaaLCiaobtitloity---o-n--L-a--tt-e-r-a--at Cradlt and Acceptaacas-----A4Taacaa oa other c-oditia----
OTar Drafts (If aay)-------------

senting Borrowed Money--------- --------

14,900 00 30 00

Billa Payable-------------------- RLieadbiis1ci toyu nont -L-e- t-t-e-r-a- -o- -f - C- -r-a- -d-l-h- - -
and Acceptances----------------

----------------------------

other Jteaourcaa-------------

Reaea-Te For Interest and Taxes--- ----------

other Liabilities---------------- 2,585 15

Total------------------------~1,361, 704 85 Tetal-------------------------$1,361,704 85

121

&r.ai..r 's Report. MERCHANTS & MECHANICS BANK, COLIBIBUS, OA..

At Close of Business August 12, 1921.

DFirrooscitdoernst~-JJ..BB.. KKeeyt,,

Vice-Frosidont-S.B. Hatcher S.B.Hatcher, O.C.Bullock, Drake 6ullock,

Cashier J.A.Harloy, Arthur Bussey,

B.H.Haraaway, J.B. Iitight,Jr. R.W. Needhaa, Oao.A.Pearc,, E,W, Swift,

Date of Charter 1871.

Began Business 1872.

RJ!SOW:ES

LIABILITIES.

Tiae Loan&----------------------- $965,313 67 Capital Stock-------------------- $200,000 00

Deaand Loan--------------------- 479,383 25 SUrflus Fund--------------------- 200 000 00

Leans on Real Estate------------- ---------- Uad vided Frofits---------------- 28:706 04

g:: !: t : : f! Banking Bou-------------------- 102,246 79 Due Un~id Dividends------------- ----------

Other Real Estate Owned---------FStuorcnkist.uarendanBdeaFdsixottuhreers-T-h-a-n-------
11aYi!.i s;a~!:t:,.:f st;~g!;aa:--

1,626 38 ----------
105,547 80

~~:rs~;!t;;::::: ~:~.~;:e!;t.j;~i-i;-cj;;~t::::::::
Deaand Certilicates of Deposita..

2!~~~
634493-02
127:415 00

Duae efnroda-A--p-p-r-o-v-e-d--R-e-s-e-r-v-e--A--g-e-n-t-s--

12 025 41 119:325 98

Cashier's Checks----------------Certified Checks-----------------

18 00 1 304 79

Currency------------------------Due Froa other Banks-------------

44;721 37 6,576 01

Saviaga Dyosit----------------Tiae Certi icates of Deposit-----

572:297 or 23 347 78

Checks for Clearinf House-------Cash !teas (Irregu arl-----------

38,~~ ~~

Trust Funds on D.ePOit----------Certificates of Ireposit Repre-

122:221 49

ACduvsatnocaeer'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s---

43,032 96 senting Borrewed Money--------- ---------Billa Payable-------------------- ---------

any)------------- Ad;~n~::d!! otfe~c~~:4iit;;:::: :::::::::: RLieadbiislcitoyunonts-I-A-t-t-e-r-a--e-f---C-r-e-d--it-s--- --------

Over Drafts (If

119 62 and Acceptances---------------- ----------

other R..ources.----------------- .-------- Reserve For Interest and Taxes--- --------

other Liabilities---------------- ----------

Total-------------------------$1,919,432 74 Total-------------------------$1,919,432 74

JIUSCOOEE BANK o. COLlltBUS, OA.,

At Close of Business October 12, 1921.

Fresidant-J.M.Murrah, Diractors-JJlJiarrah,

Vice-Fresident.o$. J .McNath, S.JJlcNath, F,V. Reich, E.L.Murrah,

Willard Cooper

Cashier..I .D .Ifaill W.A. Scott 0 T.T. Mlller,

Date of Charter

Began Business

RBSOW:ES

LIABILITIES

Tlae Lean---------------------- $264,325 39

Deaand Loan--------------------- 48,462 96

Leans on Real Eatat------------- ~--------

Botahnekri6R eBaloEnsta-t-e--O--w--n-e-d-------------------- ------------------

Furniture and Fixtures----------- 6,500 00

Stocks IUid Bends other Than

U.S.or State of Georgia-------- 18,900 00

United Statu and State of Oa,

DuBo efrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

4,400 00 10,720 66

Currency-----------------------Due froa other Banks-------------

22,813 82 339 58

Checks for Cleariag House-------- 3,823 74

Cash Iteas (Irregularl-----------

585 39

Advance. ou Cotton--------------- --------

Cuatoaer's Liability Oil utters

of Credit and Acceptaaces------ ----------

Advances oa other C-odities---- ----------

OVer Drafts (If anyl------------ ----------

CoatshherSRh.o.rotu--rc--u---------------------------------- -----2--4-2

Capital Stock-------------------- $ 50,000 00

Surflus Fund--------------------Und vided Frofits----------------

15 25

13o0o8o

oo
24

Due Unpaid Dividend------------- ___!______

Due to Banks in This Stat------- ------Due to Banks ia other States----- --------
~:~!s~t!e!;t,l;;tt;-ci;;;i:::::::: i26,7w-64

g:~i:r~:r~~e!~:~~~-~~-~~~~~~~:: l,~g~ gg

Certified Check-----------------

297 68

Savings Defoaits----------------- ts1,1o4 46

Tlae Corti icates of Deposit----- --------

Trust Funds on Deposit-----------

174 92

Certificates of Deposit Repre-

senting Borrowed Money-------- ---------Billa Payable-------------------- 10,000 00 RLeiadbiislcitoyuaotna-L-e-t-t-e-r-s--o-f---C-r-e--d-i-h--- ----------

and Acceptances---------------- ---------Reserve For Interest aad Taxes--- ----------

other Liabilitie'---------------- ----------

Total-------------------------- $380,873 96 Total-------------------------- $380,873 96

122

SECONl ANNIAL REI'Iln'

E:uaiaer ' & Rapert , RIOENIX BANK - COLUIIBVS, OE~IA,

At Close of Business August 24, 1921.

Aresident-R,P.Spencer, Jr. Directors-R.P,Spencar, Jr., Chas. W.Caapbell,
L.P. Banks. Date of Charter Sept811ber 6, 1905.

Cashie...chas.w. Caapbell, H.C.llcCatchan, E.s. Waddelt,
Began Business Noveber 1905.

RESOIRCES

LIABILITIES.

Tie Loan----------------------- $270,956 95 Capital Stock--------------------

Deaand Loans--------------------Loans on Real Estate-------------

60,485 14 ~f!iM"i:;iii;::::::::::::::::

Banking B.Use-------------------Other ~eal Estate Owned---------Furniture and Fixtures-----------

1531,0so9o4

oo
85

Due Ua~id Dividends------------Due to Banks in This State------Due to Banks in other States-----

Stocks and Bonds other Thu

U.S. Uuited

or State of states and

Oeor State

goifaO--a-.----

1,175 00

Call Moner----------------------Depesits Subject to Check--------

Deaand Certificates of Deposits--

Bonds-------------------------Due lr~ Approved Reserve Agents. Currencr------------------------Daa Fr.. other Banks-------------

5,071 40 Cashier's Checks-----------------

M 23,965 40 Certified Checks-----------------

18,~

Savings Drosits----------------Ti Certi icates of Deposit-----

Checks lor Clearing House-------- 1,177 02 Trust Funds on D_eposit-----------

Cash Itas (Irragnlarl----------- 1,481 74 Certificates of tfaposit ~pre-

Advance on Cotton--------------Cust..er's Liability on Letters

senting Borrowed Money--------Bills Fayable--------------------

of Credit and Acceptances-----Advances on other C._odities----

LRieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d-i-t-1---

Over Drafts (If aayl------------Other ~sources------------------

149 63

ReasnedrvAe cFcoer

pItnatnecreess-t-

----
and

-T--a-x-e-s----

other Liabilities----------------

$39,200 00 10,800 00
4,f~ 3A
952 43
-1-27-,-1-38--9-7 96 60 103 07 158,307 33 10,000 00
50,000 00
286 96

Total-------------------------- $401,143 27 Total-------------------------- $401,143 27
CUllER BANK, CIWER, OA, At Close of Buainasi August 1, 1921.

Aresident-J.K.Oholston,

Vice-President.Oao.W.Whitebead'

CashierOW.E,Henslee,

Directors-J .K.Ohohton,

J .B.llcWborter, Oeo.W .White ead,

W,E.Benslea,

Date of Charter January 23, l900.

Began Business Feb, 2, 1900.

RESOIRCES

LIABILITIES

Tiae Loans----------------------- $250,726 34 Deaaad Loans--------------------- 7,003 00 Loans on Real Estate------------- - - - - - Banking House-------------------- 1,840 00

Capital Stock-------------------S~lus Fund--------------------Undvided Profits---------------Due Unpaid Dividends-------------

$25,000 00

2u5:203060

00 94

4800

other Real Estate Owned---------- -------- Due to Banks in This State-------

Furniture and Fixtures----------- 2,229 18 Dna to Banks in Other States-----

Stocks II,Jld Bonds other Than

Call Money-----------------------

U.S,or State of Georgia-------- 1,500 00 Deposits Sab,ect to Check--------

United Statea and State of Oa.

Deaaad Certi icates of Deposits--

DuBe ofrn.d.-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

-------6,582 58

Cashier's Checks----------------Certified Checks-----------------

Currency------------------------Due fraa other Banks------------Checks for Clearing Bouse--------

2,848 33 Savings Deposits-----------------

688f24 9734

Tiae Certificates of Deposit----Trust Funds on Deposit-----------

126 06 10,758 93 so,r,~ ~

Cash Iteas (Irregalar)-----------

511 51 Certificates of D<oposlt Repre-

Advance an~otton--------------- --------- senting Borrowed Money---------

Custoser'a Liability on Letters

Bills Payable--------------------

of Credit and Acceptaaces-----Advances on other c-odities----

---------------

RL ei adbiislci toyu nont s -L-e- -t t-e-r-s- -o- -f - -C-r-e-d- i-t-$- - -

30,500 00 51,102 01

over Drafts (If anyl-------------
-------- other Resources-----------------3,mg Dep. Ouar. Fund------------------

2,552 35 and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities----------------

848

Fire Ins. Fund-------------------

Total-------------------------- $286.291 41 Total--------------------------$286,291 41

SECOMJ ANNU\L REPCIO'

l2_3

Exuiner' s ~pert.
PEOPLES BANK - C~, GA. At Close of Business July 28, 1921.

Fresident~1.A. Rowe,

VicefFresident-D.P, Moen~

Cashier-C.W.RidgeW&y

Diroctors-W.A.Ro..... , D.P.Moen, c.N.Ridgeny, L.E.Ro~r, J.N.B.ThOIIIpsen

'

Date of Charter March 25 1 1907,

Began Business March 2, 190t,

RESO{RCES

LIABILITIES.

Time Loan----------------------De.and Loans---------------------

$105,852 8,980

84 38

Capital Stock-------------------Surplus Fund---------------------

Loans on Real Estate-------------

Und1Vided Frofih----------------

Banking House-------------------- 4,000 00 Due Unpaid Dividends-------------

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 2,470 00 Due to Banks in other States-----

Stocks and Bends Other Than U.S. or State of Georgia-------

~:;!.~;:e~;bj;~t-t;-Ch;~k::::::::

United States and State of Oa,

Deaand Certificates of Deposits--

DuBe ofnr~dSA-p-p-r-o-v-e-d---R-e-s-e-r-v-e---A-g--e-n-t-s-.

Cashier's Checks----------------12,970 02 Certified Checks-----------------

Currency------------------------Due Fro. Other Bank-------------

2,900 95 Savings Defosits----------------Time Certi icates of Deposit-----

Checks lor Clearing Hous--------

19 82 Trust Funds on Deposit-----------

Cash Items (Irregular)-----------

329 23 Certificates of Ireposit Repre-

Advances on Cotton---------------

senting Borr01red Money---------

Custo.er's Liability on Letters

Bills Payable--------------------

of Credit and Acceptances------

~ediscounts----------------------

any)------------- Advances on Other Com.oditie----
Over Drafts (If Other Resource------------------

Liability on Letters of Credits 150 09 and Acceptances----------------
Reserve For Interest and Taxes---

Other Liabilities----------------

$25,000 00 18,000 00 2, 732 02
8 00
44,272 94 66 03
19,594 34
28,000 00

Total--------------------------$ 137,673 33 Total-------------------------- $!37,673 33

CQ\IAIEJ(CE BANK & TRuST CO, CU\LIIERCE, <L\,

At Close of Business Septeber 6, 1921.

Fresideut-aeo. T. Rice,

Vice-Fresidents-W,B

Directors-Qeo,T.Rice, W,B,Bnrna, M.T.Sanders,

W.B. Rice, T.F.Wri~tL J.W.J,Lord,

.WBCuJ.B(r,naSsxc,toegrMgSi,.nT.si,S,~ha,nRd.eACr.s,~Pi,Rx 11cCeF,a.sHh~ieerr-goo. lWd,alton,

Date of Charter Sep~ember 9, 191Y,

Began Business Septeber 2, 1919.

RESOtRCES

LIABILITIES

Time Loans----------------------- $206,879 24 Demand Loans--------------------- ---------Loans on Real Estat------------- ---------Banldng House-------------------- 19,290 57 Other Real Estate Owned---------- ---------Furniture and Fixtures----------- 18,333 64 Stocks and Bonds Other Than
U.S,or State of Georgia-------- 3,000 00 United States and State of Oa,
Dn~~~!;-App;;;;d-R;;;;;;-Ag;~t;: -us,-1-80-.-;&

Currency-------------------------

Due fr0111 Otl1er Bank-------------

Checks lor Clearing House--------

Cash Items (Irregular)-----------

Advances en Cotton--------------Customer's Liability on Letters

of Credit and Acceptances------

Advances on Over Draft

oth (If

ear nCyC)I-I-II-l-l-o-d-it-i-e-s-------

other Resources------------------

3,745 99 43 04 884 98
1,216 03 ----------
----------
-------------------380 14

Capital Stock-------------------- $100,000 oo
Surplus Fund--------------------- ---------Undvided Profits---------------- 2,888 76 Due Unpaid Dividends------------- ---------Due to Banks in This State------- ---------Due to Banks in Other States----- ----------
~:~~~~;:~;b-~-;~t-t;-Ch;~k:::::::: -;5:27o-95

Demand Carti icates of Deposits-- ----------

Cashier's Checks-----------------

179 72

Certified Checks----------------Savings Defosits----------------Tille Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrowed ~Ioney--------Bills Payable--------------------
~ediscounts----------------------
Liability on Letters of Credits

-------------------
6,821 59 11,433 06 ---------14,000 00 88,355 76

and Acceptances---------------- ---------Reserve For Interest and Taxes--- ----------

Other Liabilities---------------- ----------

Cash Sam-------------------------

4 45

Total-------------------------- $258,954 29 Total------------------------- $.258,954 29

124

Exaainar' a Report.

NOJ.miEAS TERN BANKING CO. CO!.lltiF..R.CE, GA.

At Close of Business September 14,1921.

President-toG. Hardeman.

Vice-President-W.Y. Barber. Cashier-C.J.Bood.

Directora-W. W. Stark, c. D. Stark, A. B. Deadwyler, A. P. R.ica, H.R.. Harber, J. J. Harber.

Date of Charter-

Bagan Business-

Rf;SOIRCES

LIABILITIES.

Tiae Loan&-----------------------$-266,093 13 Capital Stock--------------------$ 100,000 00

~:'::d o~'R:!i-ii;i;i;:::::::::::::

i22;962-47

Surplus Fund--------------------Undivided Profits----------------

60,000 00 6,312 37

Banki1 Bouse--------------------
~~:it0:! 1 a:~t;1;t:::~::::::::::
Stocks and Bonds other Thaa U.S. or State of Qeorgia-------
United states and state of Oa.
DuBe ofrnodaSA-p-p-r-o-v-e-d---R-e-s-e-r-v-e---A-g--e-n-t-s--
Currency------------------------Dna Froa other Banks------------Checks for Clearing Bouse--------

5, 000 00 Due Un~id Dividends-------------

--3;6i5-iiii DDunea ttoo BBaannkkss iinn TothhiserSStatatte--s----------

4,800 00 ~!~s~;:e~;bj;~t-t;-Ch;~k::::::::

Deiiand ~ertilicates of Deposits--

95,956 32 55,787 73 7,476 61

Cashier s Checks----------------~ Certified Checks----------------TSiaaveinCgserDtieficoastiets--o-f--D-e--p-o-s-i-t----------

Trust Funds on D_eposit-----------

-----------------------------
i82;059-33
65,225 66 5 75 7 80
--6-6-,1-2-9---6-5 ----------

Cash Itaas (Irregalarl----------Advances on Cotton--------------Customer's Liability on Letters

Certificates of Ireposit R.epre- ----------

seating Borrowed Money--------Bills Payahl--------------------

ioo;ooo-iiii

Ad!!;.~=:d!! ~:e~cc~!di:i;;:::: :::::::::: LRieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-a-d-i-t-5--- ----------

--------- Over Drafh (If aayl-------------
other R.aaource------------------

---------- and Acceptances------------------------- R.eserve For Interest and Taxa---
other Liabilities----------------

--i;30-2--

-79

Credits since Balance------------ 34,347 81

Drafts since last Balance-------Cash long------------------------

542 90 2 47

Total-------------------------- $6'"'""15=-,-=93-=-=-6-=53=- I Total-------------------------- "'"$6"""'1"'5-,,9"'3"'6_,53,-,

CO'ICORJ) BANKING CO. CO'ICORJl, GA.

At Close of Business July 30,1921.

President-c.T. Saith.

Vice-President-s.E. Strickland.

Directors-~H. STrickland, ~A. Mallory, lJ,J, Coggins.

Cashier-S. A. King.

Date of CharterRf;SOIRCES

Be an BusinessLIABILITIES

Ti.. Loan----------------------- $-

Capital Stock--------------------$ 25,000 00

Deaand Loans---------------------

Surplus Fund--------------------- 20,000 00

Loans on R.aal Estate-------------

Undvided Profits---------------- 9,467 82

Banking Bouse-------------------other R.eal Estate Olmed---------Furniture and Fixtures----------Stocks and Bonds other Than
U.S,or State of Georgia-------United States and State of Oa.
DuBe ofr0n1d1sA--p-p-r-o-v-e-d--R--.e-s-e-r-v-e--A--g-e-n-t-s--
Currency------------------------Due froa other Banks------------CCahsehcksItefaoar C{l_eaOarail~ar)B_:o__u_s_e_-_-_-_-_-_--_-

Due Unpaid Dividends-------------

Due to Banks in This State-------

Due to Banks in Other States-----

675 30,189

00 88

5!~!s~;!e~;b~;~t-t;-Ch;~k:::::::: ~:~i:r~:r~~e~k~~~~-~~-~:!:~:~~::

---------- --2;68i-58 13,611 23

Certified Checks~---------------TSaiaveingCse rDt ie fi coastiet ss - -o-f - -D-e- -p-o-s-i-t----------

278 62 TCreursttifFicuandtessonofDDeeppoossiitt-R--.e-p--re------

----------------------------
76;995_60_
----23_00_
----------2-3-,1-7-4---2-0----------

Advances en Co~ton-------------- Caatoaer's Liability on Letters
of Credit and Acceptances-----Advances on other c...oditie----

senting Borrowed Money---------

_____ ... ___ _

Bills Payable-------------------RL.ieadbiislictoyuonntsL--e-t-t-e-r-s--o-f--C--r-e-d--it----

---------7,500 00
----------

Over Drafts (If anyl------------other R.esources------------------

126 30 R.e::'rv!c~:fti:t::;;t-;;;d-i;i;;::: ::::::::::

Other Liabilities---------------- ----------

Total--------------------------$162,160 62 Total--------------------------$162,160 62

SBCOMl ANNIAL REI'IIn'

125

Exaaiaer 's Jteport.

BANK OF C~S- CINY~S, OA.

At Close of Business August 6, 1921.

~esident-w.T. Bsld!in,

Cashier-N.W. Hill

Dtrectora-W.T.Bsldwtn, ~.L.Huff, I.W.Hull~ H.D. Austin, Miss Nelle Farrill, 3.J.Langford

C.N. Langford, W.V.Aboond, J.T.uibson, T.W.Hicks, D.D.Griaes, J.L.Jackson,

Date of Charter

Began Business

RESOtRCES

LIABILITIES.

Tiae Loans~--------------------- $252,473 62 Capital Stock--------------------

Deaaud Loans--------------------Loans on ~eal Estate-------------

~f!ida~~;iii;::::::::::::::::

Banking Bouse-------------------- 4,050 00 Due Un~id Dividends-------------

other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures-----------

Stouc.ks.s

and Bonds other ThaD or State of Georgia-------

United Statu and State of Oa.

Due to Bunks in other States----Call MoneY----------------------Deposits Subject to Check-------Deaand ~ertilicates of Deposits--

DuBe ofrnCIdII-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-a-u-h---

Cashier s Checks----------------Certified Checks-----------------

Currency------------------------Due Fr other Banks-------------

2 823 95 Savings Defosits--~------------- 30:010 48 Tiae Certi icates of Deposit-----

Checks for Clearinf House-------Cash Iteas (lrregu arl-----------

Trust Funds on D8posit---------232 68 Cart if i'cates of Ireposit Repre-

Advance on Cotton--------------Custoaer's Liability on Letters

senting Borrowed Money--------Bills Payable--------------------

of Credit Advances on

and oth

eAr ccc.e.p.toadnicteies-s---------

RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

oOtVheerrDRreasfotsurc(eIsf.

~l-----------J
\Checks.Regular -

Suspense account-----------------

and Acceptances---------------Reserve For latera~ and Taxes-other Liabilities. \Deposits Req.J

Cash Long------------------------

$30,000 00 41 000 00 10:504 39
400 00
96,625 15 2,634 76
203 43 54,514 34
61,500 00
1,502 14 597

Total-------------------------- $297,890 18 Total-------------------------- $297,890 18

BANK OF ~OCKDAIE - CINY~S, OA.

At Close of Business August 8, 1921.

President-c.E. Reagan, Directors- C.E.Reafanl

R.D. Hewlett,

J.W.Hollinsworth~

G.C. SiaCstashiKerisos .Tc.heSli.aas~urry,

Hyler S i1 , C.B. Hudson, C.l. Turner, W.l'I.Wallace, Jas. H.Iaddox, W.H.Ogletree, O.D.Ialc, J.H.Brooks,

J.Will C011a1t V.C.Alllond,

1

C.C.

Walker,

Date of Chatter

Bag~ Business

RESOtRCES

LIABILITIES

Tboe Loan----------------------- $307,234 32 D..and Loans---------------------

Capital Stock-------------------- $ 50,000 00 Surplus Fund--------------------- 50,'000 00

Loans on Real Estate-------------

Undtvided Profits---------------- 25,769 85

Banking House-------------------other Real Estate Owned----------

3,500 00 Due Unpaid Dividends------------Due to Banks in This Stah-------

40 00

Furniture aud Fixtures-----------

Due to Banks in Other States-----

Stocks lUid Bonds other Than

Call HoneY-----------------------

U.S.or State of Georgia-------- 1,350 00 Deposits Subl"ect to Check-------- 106,845 21

United States and State of Oa.

Deaaud Certi icates of Deposits--

698 04

DuBe ofruod.-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

Cashier s Checks----------------30 840 90 Certified Checks-----------------

215 60

Currency------------------------Due fr011 other Banks-------------

4:070 40 Savings Deposits----------------TiRe Certificates of Deposit-----. 40,974 36

Checks for Clearing Hous--------

Trust Funds on Deposit-----------

Cash Iteas (lrregularl-----------

187 98 Certificates of Deposit Repre-

Advance en Cotton--------------- 12,714 48 senting Borrowed Money---------

Cuatoaer's Liability on Letters

Bills Payable-------------------- 95,500 00

of Credit Advances on

aontdheAr ccc.e.p.toadaicteise-s---------

~ediscounts----------------------
Liability on Letters of Credits

OVer Drafts (If anyl------------- 9,020 70 and Acceptances----------------

Other Resources------------------

Reserve For Interest and Taxes---

Checks since last Balance-------- 2,465 16 Other Liabilities----------------

Deposit since Balance------------

Cash Long------------------------

Total-------------------------- $371,383 94 Total-------------------------- $371,383 9~

126
Euaiaer'a Report. FARMERS & MERCBANTS BANK, 'coOLIDOE, QA,
At Close of Basiaeas Jaly 11,1921.

President-Boykia Barrisoa,

Vice-Presideat-E.Oibsoa.

Cashier-O,S.Aoacrief,

Directors-B411'kia Barrhoa, B.H.O'Noal E. Oibsoa_. A.S.Hutchiasoa, H,H,Brandoa_.

E.R..Br~~ndoa,_ ~oscoe Lake. u,T ,DaTh, nm.Jtdlillaa, A.X.Wahoa; W.A.nustle,

Date of Charter Dee-r 18, 1911.

IIepa Buiiaeu Nnllllher 20. 1911

RI!SOIRCES

Ti Loana"---------------------Deaaud Loan--------------------Loana on ~eal Batat-------------

BFOuathnreknriintRgureBealoanEadstFa--tie-x-tO-u-rw-e-n-s-e--d-----------------------------

SUtnouict.eksd.s

and Bonds other Thaa

SortaStetas

teandof

SGtaetoergofiaQ--a-,---

-


DuBe ofrnoda-A-p--p-r-o-n-d--R--e-s-e-n--e--A-g--e-n-t-s-.

Currency------------------------Due Fr.. other Banks------------Checks for Claarinf Hoas--------

Cash Ites (Irregu ar)----------ACduTsatlnlclleesr'osnLCiaobttilointy--o-n---L-o-t-t-e-r&----

of Credit and Acceptances-----AOdnTranDcersafotns o(tIhI earnCy)o.:a..a_o__d_i_ti___-_-_-_-

other Resource------------------

$42.425 37 - 4.810,06 170,000 00
2 500 00 2:859 47 4,608 79 10,350 00 2?._944 45 i,l543 116
11368 633 83
5,156 0

LIABILITIES. Capital Stock-------------------Sui'flua Fuad--------------------Und vided Profits---------------Due Ua~id DiTidends------------Dne to Banks in This State------Due to Banks in other States----Call iloaey----------------------Deposits Sabject to Check-------DIIiaaad ~erti icates of Depodh-Cashier a Checks----------------Certified Checks----------------TSaiTieREC&orDtiericoastiets--o-f--D-e--p-o-s-i-t---------Traat Funds on D~oslt---------- Certificatea of JJ'epoait Rapre-
aentinc Borrowed iloney--------Bills Payabl--------------------
~ed-iscounts----------------------
Liability oa Letters of Credlta and Acceptaaces----------------
~oserve For Interest and Taxes--other Liabilities----------------

$25.ooo oo
82.179 67 55,000 00
296 43

Total-------------------------- $279.417 58 Total-------------------------- $279,417 58

~ICAII BANK & TRUST CO, - C~EIB, QA,

At Close of Business Septoaber 29, 1921

Preddent-J ,W ,C&IlDoa, Vlco-Prod4nt-F ,Q,Boatrildat~_.F:.,Ciaarohnl~ashier-E.A. VinsoaA

JUrectors-L,O,Boatoa. I,W,Caaoa, F.O,IIeatrlclil..a - l.a.CIIU-ohnn, A.F.Ciiarch... U

)l,J.Albl J,A,'Iiardi J,:ila4o, II,A,f1as1B,a

Dab of Charter Jaaaary 281 191Y,

Bopa 1111alaoaa " 281 1919.

~SOIReES

LIABILITIES

Ti Loaas----------------------- ~0 666 92 Capital Stock------------------ $150,000 00

Deaad Loaas--------------------- 92:610 TIS Surplus Fund--------------------Loans on Real Estate------------- ---------- Undivided Profits---------------Banking Bous-------------------- 28,000 00 Dae Unpaid Dividends-------------

12.000 00 8.326 27

other Real Estate lllllled---------Farnitare and Fixtures----------Stocks and Bonds other Than
U,S,or State of Qeorgia-------United States and State of Qa,

3,209 90 Due to Banks in This State------4,000 00 Due to Banks in Other States-----

19,486 66

Call XoneY-----------------------

15,080 00

Deposits Sabl'ect to Check-------Deiand Certi icates of Deposits--

310,578 12

DuBo ofnrod.s-A-p--p-r-o-n-d--R--e-s-e-r-v-e--A-g--e-n-t-s-Currency------------------------Dae fr.. other Banks------------Checks for Clearing House-------Cash It (Irregular)-----------

---------- Cashier's Checks-----------------

-------- Certified Checks-----------------

31711.

982 506

35 -52

. SaTings Deposlh----------------[TiDe Certificates of Deposlt-----

2.368 61 Traat Funds on Deposit-----------

19,500 18 Certificates of Deposit Repre-

--7-,4-0-4 -0-6 45,081 83 165,107 63
7115 82

AdTaaces on Cotton--------------Caatoaer's Liability on Letters
of Credit and Acceptances-----AdTancea oa other Conaodities----
OotTheer rD~reasfotusrc(eIsf --a-n-y--)------------------------

133,860 10 -------------------
460 79 ----

seating Borrowed Money--------Bills Payable--------------------
~edisconnts----------------------
Liability on Letters of Credit~ and Acceptance---------------
Reserve For Interest and Taxes---

110,000 00

Traasit A_c!i!onnt------------------ 19,448 05 Other Liabilities----------------

Cash Long------------------------

3 78

Total-------------------------- $828,694 17 Total-------------------------- $828,694 17

SECO!Il ANNU\L RI!Piln'

Exaaiaer 'a Itapert

THE CITIZENS BANK OF CORDELE. CmDELE. GA.

At Close of Business July 14,1921,

President-J.M. Hunt.

Vice-President-R.E. Harris,

Cashier-B. T. Ware.

Directors- J.M, Hunt, S.M. Hunt, C, C. Cleveland, J,S, Pate, J. S. Sheppard, R. E. Harris.

Date of Charter-September llth,l899.

Began Business September llth,1899.

RI!SOIRCES

LIABILITIES.

Tie Loan&-----------------------$159,976 82 Demand Loan--------------------- 1,860 56 Loans on Jtaal Estate------------- ---------Banking Boa-------------------- ---------Other l{eal Estate Olmed---------- ---------Furniture and Fixture----------- 2,461 47 Stocks and Bonds Other Than
11nYi~.i s~a~!:t:.:if sr.~~g!;-o;:--- 270 00

DuBe ofnrodms--A--p-p-ro-v-e-d--P- --e-s-e-rv-e--A--g-e-n-t-s-.

300 00 12,388 35

Currency------------------------- 3,378 04

Dna Fr.,. other Banks-------------

231 71

Checks for Clearing Bouse--------

578 06

Cash Items (Irregularl-----------

608 45

ACduvsatoocmeesr'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s--- ----------

Ad!!o~::d!! otge~c~:C:m:;;:::: --i;938-36

Over Drafts (If auy) ------------- ---------Other Resource------------------ ---------Bond Acct.----------------------- 810 00

Capital Stock--------------------$ 25F000 00

Surplus Fund--------------------- 15,000 00

Undvldad Profits---------------- 5,519 23

Due Ua~id Dividends-------------

Due to Banks in This State-------

Due to Banks in other States-----

Call MoneY-----------------------

Deposits Subject to Cbeck-------- 65,625 84

Deiitand Certilicates of Deposits-Cashier's Checks-----------------

-----9-4-4--5-4

Certified Checks-----------------

Savings Deyosits-----------------

Tie Certi icates of Deposit-----

Trust Funds on Deposit-----------

Certificates of tfeposit Repre-

senting Borr01red Money---------

Billa Payable-------------------- 42,500 ()() RLieadbiislcitoyunonts-L-e-t-t-e-r-a--o-f---C-r-e-d-i-t-$--- 10,200 ()()

Ra::~/.cr:~tf.!~:;;;i-;;;i-r;;;;:::

other Liabilities----------------

Total-------------------------- $184,801 82 Total-------------------------- $184,801 ~

EXCIW(JE BANK, CO~ELE, GA.

At Close of Business October 19,1921.

President-J. J. Directors-J. J.
D.J.

Williams. lfilliams, Williams,

S,A. G.C.

:V,0.i~c~e1.PTrSeAs..Bi.d.e.Dnutnsl-lasp.,AJ .~~aDl. W, ffBuSi..;..D, Fu.nRla. pWallCacaes,boi.eTr-.Eo.F,;,eLr:son.
, 1\oya , ..-~. 1 er, lf. H McKenzie.

RI!SOIRCES

us "nessLIABILITIES

.~!::...\0~=----------------------- $328,684 86

L

ans--------------------- 35 289 36

a::=:.on Real Estate-------------
-is-,ooo- othe~ gReBaloEussta--te---O-l-m-e-d-_-_-::::::::
SFtuorcnkst uar.endanBdonFdsi xOt utrheesr -n;;;------

271; 684 86 -00-
2, 700 00

U.S.or State of Oaorgia-------UnBitoenddsS- _ta__te__s-a-n-d- _S_ -ta--te--o- f__0__a: __ _ Due fr... Approved lteserve Agents-
~::r;~~-otb;~-n;----------------
Checi<S lor ClearinngkB-o-u-s-e---------
CAadsvhanIcteseo (CIrortetgonu_la__r_)______::::::::

22,350 110 47,1110 00

~apital Stock--------------------$l arplos Fund--------------------Und1vided Profits-------------

OO too'
'

000 000

00 00

Due Unpaid Dividends----------:::
D~D:uu~ee!.tt~oo::BBeaa~nn;kkbssl:ii;nn;tTO-htth;ise-rCShS;t~atakt:te:-s---_--_--_--_-_--

---i-2-~-2-7-3---7-o ----------
268;79i-56

Deaa~ ~erti icates of Depo;i;;:: gastr s Checks-----------------

--3;032-57

s!riified Checks----------------~iavetnCgserDtiefpicoastietss-o-f--D--e-p--o-s-i-t----------

220,,553080 0950 114,292 57

Cerurts1'fFicaoadtessonofDDeeppoossiitt-R--e-p-r-e------ ----------

Customer's Liability on ~tt;;;--

iso:ooo-oo AdovfanCcersedoiat aOntdheAr ccc.e.p.otadaictiaa------ . .,...,...,ooo 00

Over Drafts (If BJIV)

----

H Other Resources_::-:__:::::::::::::

--1-~-;-?-~----

Bi;inting Borrowed Money--------s Payable--------------------
RLieadbisilciotyunotn-L--e--tt-e--r-s-oi-c;odit;-- 124' 855 58

~:aenrdveA cFeoer pItna ot ecreess-t- -a-n-d- -T- -a-x- e- -s---- -er Liabilities----------------

99,000 00
--9;i9i-34

Total-------------------------$'-004,476 27

Total------------------------$1 ,476 27

128

Euainer 'a Report. BANK OF COVINOTIN - COVINOTIN, OEOI{GIA. At Close of Business August 3, 1921.

President-R.R.Fowler,

Vica-President-J.L.Stephanson,

Cashier-J.E.Phillips

Directors-R.R.Fowler, Data of ChRa.rCte.Or uAinpnr11l

FE.E.W.H. eFaordw,ler1L.WJ..JLa.nCaaalnl,owaTy,~ll.Pl.hLi

.Stephe llips

nson C.A.Sockwall P.w.llodfrey

'

10, 1901.

Began'Baainass '

'

R!!SOIRCES

LIABILITIES.

1,550 00

Capital Stock-------------------- $100,000 00

Sarflus Fund--------------------- 25,ooo oo

Und vided Profits---------------- 11,389 76

Due UDpaid Dividends-------------

80 00

Due to Banks in This State------- ----------

Due to Banks in other Stat----- --------
~!~s~:~;bi;~i-i;-Ch;~k:::::::: 177;-s69-oQ

Deiaand Certilicates of Deposits-- --------

Cashier's Checks----------------- 6,062 99

Certified Checks----------------- --------

Savings Deyosits----------------- 25,664 51

Tiae Certi icates of Deposit----- 45,276 87

Trust Funds on D~posit----------- ---------Certificates of tfepoait Repre-

senting Borrowed Money--------- ----------

Bills Payable-------------------- 901 000 00 RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- --------

and Acceptances---------------- ----------

Reserve For Interest and Tax--- ------other Liabilities.,Carreat lleps.-~ 1,104 11

Total--------------------------

Total-------------------------- $482,147 24

BANK OF NEWTIN CO. - COVINOTIN, <iA..

At Closo of Business October 3, 1921.

Pros idont-!1,0.Tumor, Directors- D.J.Adaas, Date of Cha!i;; Snn,

Vice-Proddant.C.H.White,

Cashior-J .w .Harwell,

O.C.Adaas, W.A.Adaas, J,TJlarris, C.L.Harwoll, J,W,King,

N.S. Turner.

Began Business

RESOIRCES

LIABILITIES

Tiae Loans----------------------- $396,495 81 Capital stock-------------------- $80,000 00

-------- DLoeaaannsdoLn oRaenals-E--s-ta--te--.E--s-t-i-a-a-t-o-d-_-_-_-

7,065 23 150,000 00

Sar~lus Fand--------------------Vnd1vided Profits----------------

Banl<ing House--------------------

Due Uapaid Divideads-------------

other Real Estate Olmed---------- 9,181 82 Daa to Banks in This State-------

20,000 00 7,~:

Furniture and Fixtures----------- 4,148 53 Due to Banks in Other States-----

Stocks and Bonds other Than

Call Money-----------------------

UaBUiot,enSdd,soS_r_tSa__ttea_s_te_a_no_d_f _OS__te_ao_te_rg__oia_f_-O-_-_i-l_.-_-_--_

1,350 00

Deposita Sablact to Chack-------Daiiand Certi icates of Daposi ts--

406,845 33 33,428 94

25,000 00 Cashier'a Checks----------------Due froa Approved Reserve Agents- 66,234 61 Certified Checks-----------------

221 72

Currency------------------------- 13,685 31 Savings Deyosits----------------- 31,081 05

Due froa other Banks-------------

Tiae Certi icates of Depoait----- 54,157 44

Checks for Clearing ftQus--------

593 42 Trast Fund on Deposit-----------

Cash Itaas (lrregular)-----------

114 09 Certificates of Dipoait Repre-

Advancea ea Cotton--------------- 1,060 31 senting Borrowed Money---------

Custoaer's Liability on Letters

Bills Payable-------------------- 60,000 00

of Credit and Accaptance-----Advaacea on other COUiodities----

RL ei adbiislci ot yu nont s -L-e- t-t-e-r-s- - o- -f - -C-r-e-d- -i t-$- - -

OVer Drafts (If aay) ------------othor Rosources-----------------Bibb Mfg. Co.--------------------

and Acceptances---------------Reserve For Interest and Taxes--9,652 49 Other Liabili tiea----------------

Deps. Since Balance--------------

202 49

Cash Long------------------------

7 76

Additional credits---------------

28 00

Total-------------------------- $694,127 62 Total-------------------------- $694,127 62

SECQND ANN11AL REPORT Exa.iner 1s ~aport.

At Close of Business August 15,1921.

President-J. E. Barr.

Vice-President-Edward Flor.

Cashier-Cliff C. IHaey.

Directors-J. E. Barr, Edward Flor, Plumer Duckett, Eva G. Erwin, Oscar E. Flor, A. at. Kitchen,

J.A. Sassor.

Date of Charter-July 3rd, 1900.

Began Badness Aagus t 1900.

RBSOmCES.

LIABILITIES.

Time Loans-----------------------$206,441 84 Demand Loan--------------------- 24,097 42 Loans secured by Real Estate----- 85,565 05

United States Bonds-------------other Stocks and Bonds----------Banking house---------------~---Furniture and Fixtures-----------

3,119 46 8,234 54 4,000 00 2,000 00

Other Real Estate Owned---------- ---------Due from Banks in this State----- 33,903 77 Due from Banks in Other State&--- 1,482 10

Currency------------------------- 7,628 22

Advances on EottoD--------------- ---------Advances on other commodities---- ---------Checks for Clearing House-------- 537 56 Other checks and cash items------ 953 17 Customers liabllitJ on letters of
ored_i.t aDd aooephnoes.. _________ ----------

Overdrafts-( if any)------------- 952 59 Other assets not Included above-- 3,499 50

Capital for Demarest------------- 15,000 00

Capital Stock Paid i&.-----------$25,000 00 A-ount reserved for branches----- ---------Bank of Deorest----------------- 15,000 00

s;;p,;;-;;.;L:::::::::::::::::::: io;ooo-oo-

a..------ Undvided Profits---------------- 20,303 10

Dividends Unpaid-----------------

4 00

lDhauee

tteo

Banks
Beau

in la

OththiserSStatt atea---4-,-16-7--73-

~:Jfvt:::I-o;;;;ii;-~jooi-i;--- 10' 000 00

n-Ckeok-----------------~---------128,996 25 cerUUeate ef Depeslts------

Tie Certificates of' Deposit 181,675 78

STarvuisntgFsuDndespoonsiDtse-p-o-s-i-t--C--a-s-h-i-e-r-'-s ----------

check----------------------- 1,258 36

Certified Checks----------------

10 00

~!!!! ~a~:ii;]R;:di;~;~i;d::: ::::::::::

cLb!e:err;tri~ofiwifce!a4!t!epst~o:~rf:-!D-~-~e-~p--o-~s-~it---~f-~o-~r-~-~-~----

----------
----------

Reserve lor interest and Taxes-- 1,000 00

other liabilites ftot included in

the abev---------------------- ----------

Total--------------------------- $397,415 22

Total------------------------ $397,415 22

COR.NELIA BANK, Dl!ltiO~T BIWICB, DI!MOI5T, GA.

At Close of Business August 17,1921,

President-Edward Flor.

Vic~resident-

Directors-Edward Flor, Oscar E. Flor, Cliff C. KiiiSey.

Date of Charter-1914.

Cashier-J. ~ Barrett. Began Bus ineu-

RI!SO~.

Tie Loan-----------------------$ 61,676 67

LDoemanasnd

sLecouarend

--~

-R--e-a-l-

-E-s-t-a-t-e-_-_-_-_-

-_

20,432 20 6,066 33

United States ilonds-------------Other Stocks and Bonds------~---

Banking Hous ------------ --------

Furniture and Fixtures----------- 580 00

Other Real Estate Owned---------Due from Banl<s in this State..----

-9;395-is

Duo from Banks in other States--- 1,118 89

Currency------------------------- 2,128 59 Ad~ances on Cotton---------------

Advances on other commodities----

Checks for Clearing Bouse--------

nther checks and cash it-----Custome~ liability on letter of

credit an4 acccptances---------Overdrafts-(if &!If)-------------Other assets not 1ncluded above--

Total----------------------------$101, 404 04

LIABILITJES.
Capital Stock Paid in.---------$ 15,000 CO Amount reserved for branches--- ---------

S--u-r-p-l-u-s--F-u-n--d-------------------------------------
Undivided Profit&--------------
g!!i~:n~:nJ:Pi!~hl;-St;t;:::::

359 67

Duo to Banks in other States---
~~~:v~~::r-o;p;~it~-S;bJ;~t-t;- 13,000 00

--------- DCe.bancdkC--a-r-ti-f--ic--a-t-e--o-f--D--e-p-o-s-i-t-s-- 45,342 (17
Tie Certificates of Deposit 27,549 96

STarvuisntgFsuDndespoonsiDtse-p-o-s-i-t--C-a-s-h--ie--r-'s. ---------

Cbeck&-----------------------

152 34

Cortified Checks---------------

Bills Payabl"------------------

Notos and Bills Re-discounted--

Certificates of Deposit for

Lbiaerbrielwitevd oan..~art-t-e-r-s-o-f--C-r-e-d-i-t-- ____..;____

ift4 Aooept..ces---------------

Reserve lor Interest and Taxes-

OltahetrheLiaabbinlit-i-e-s--n-o--t--in--c-lu--d-e-d-

Total-------------------------- $101,404 04

130

Exuiner 's Repert ,

F~S BANKINO CO. - COVINOT(fl, OA.

At Close of Business Dec-bar 1,1921.

Pruidnt-J .B.~obi.Jlsq,

Vice-President1!endel LeTie,

Cashier-H.C.Hitchcock,

Diractors-J.B.~obinson, .Mendel LeTie, E.E. Lansford, J.Al.~ogers, H.T.Hudson,

S.A .Branca, ~as. Strand.

Date ol Charter

Began Business

RESOtRCES

LIABILITIES.

Tiae Loans----------------------- $ 30,897 22 Deaand Loan---------------~----- 2,448 52 Loaas on Real Estate-------------

Banking Boas------------------other Real Estate OWned---------Furniture and Fixtures----------Stocks and Bonds other Thu

5,000 00

u.s. or State of Georgia------United States and State of Oa.

DuBe olrneda-A-p-p-r-o-v-e-d--F---e-a-e-r-v-e--A-g--e-n-t-s-. Currency------------------------Due Froa other Banks------------Checks lor Clearing Dense-------Cash Iteas (Irregular).~--~----- AdTances op Cotton--------------Customer's Liability on Letters

2 ~ 81 1:054 61 1,863 08
153 34 2,097 75

of Credit and Acceptances------
any)------------- Advances on other Coa.oditis----
Over Drafts (II other Resources------------------

79 45

Capital Stock-------------------- $ 30 000 00 Surplus Fund--------------------- ---------Undvided Profits---------------- ---------Due UDpaid Dividends------------- ---------Due to Banks in This State_______ ---------Due to Banks in other States----- ----------
~::,!s~t:e;;i;j;~tt;-Ch;~k:::::::: -13:210"59

Deaand Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------SaTings Defosits----------------Tiae Certi icates of Deposit----Trust Funds on D~posit----------Certificates of tfaposit Repre-
senting Borrowed Money--------Bills Payable-------------------RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

---------79 90

18 83

5o0o

2,554 85

----------

----------------------------

and Acceptances---------------- ---------Reserve For Interest and Taxes--- ---------other Liabilities---------------- ----------

Total------------,------------- $ 45,946 84 Total-------------------------- $45,946 84

FAIOO!RS BANK- CAAWFORD, OA.

At Close of Business Noveaber 7, 1921.

President-J.F.Shehaa,

Cashiepoii,T .0 'Neal

Directors-J.F.Shehaa, J.A.~oland, E.O.Veale, H.T.O'Neal, W.W.Berry, Jno.J,Wilkins,

S. Data

C.Fanet of Cha

r1uVr .N;Epps,

Pat Pace,

C.c .sterns,

A.O.~oland, J .A.Jallell. Began Business

RESOIRCES

LIABILITIEl!

Tiae L Deaand

oLaoanns---------------~----------------------------

$484,354 12,435

20 23

Loans on Real Estate------------- ---------Banking House-------------------- 2,000 00

other Real Estate Owned---------- 4,450 00

Capital Stock-------------------- $ so,ooo 00

-------- Surplus Fund--------------------- 20,000 00

Undlvided Profits----------------

DDuuee tUonpBaaidnkDs iivnidTehniadsS-t-a-t-e--_-_-_-_-_-_-_-

60 00

Furniture and Fixtures----------- 4,816 70 Due to Banks in Other States-----

Stocks and Bonds other Than

Call MoneY----------------------- 2,000 00

U.S.or State of Georgia-------United States and State of Oa.

450 00 Deposits Subl"ect to Check-------- 74,361 61 Demand Certi icates of Deposits--

DuBe olrnodas-A-p-p-r-O-T-e-d--R--a-s-e-rT--e--A--g-e-n-t-s-.

--1-9-,2-7-2--6-1-

Cashier's Checks----------------Certified Checks-----------------

2,464 46

Currency------------------------- 1,432 85 SaTings Defosits----------------Due froa other Banks------------- 1,000 00 Tiae Certi icates of Deposit-----

Checks for Clearing House--------

372 59 Trust Funds on Deposit-----------

Cash Iteas (Irregular)-----------

963 14 Certificates of Deposit Repre-

Advances en Cotton--------------- ---------- senting Borrowed Money---------

Custotaer's Liability on Letters

Bills Payable-------------------- 199,350 75

of Credit and Acceptances------ -------- Rediscounts----------------------

Advances OR Over Drafts

o(Ithf ear nCy..l-.-o-d--i-ti-e--s--------

other Resources------------------

--------------------
----------

Liability on Letters of Credits and Acceptances----------------
Reserve For Interest and Taxes---

47,884 19

Checks paid since closing-------Cash Short----------------------
Profit &Less--------------------

169 06 other Liabilities---------------20 41 Deps. since closing-------------313 58

267 68

Total-------------------------- $532,050 37 Total-------------------------- $532,050 37

SECOMJ ANNU\L REPIIU

131

Examiner's Report

BANK OF CAAWFORDVILI.J!, CAAWFO~VI!LE, GA.

At Close of Business Nov.1,1921.

President-Jno. F. Holden.

Vice-President-James A. Kendrick. Cashier-Geo.H.Mitchell,

Diroctors-Jno. F. Holden, James A. Kendrick, M.F. Griffin.

Date of Charter-February 23,1899.

Began Business-october 1898.

RESOIRCES

LIABILITIES.

Tiae Loans----------------------- $177,408 96 Delllllnd LoaDA--------------------- 3,181 02 Loans on Real Estate------------- 34,895 61

Banking Boase-------------------- ----------

Otber Real Estate 01med----------

308 27

Furniture and Fixtures----------- 2,007 77

Stocks and Bonds Other Than

----------

U.S. or State of Georgia------- ----------

United States and State of Oa.

---------

Du:O~::;-App;~;;dR;;;;;;-Ag;;i;: --6;57o-57

Currency------------------------- 2,281 30

Due Froa Other Banks------------- ----------

Checks for Clearinf House-------- 4,811 20

Cash Items (Irregn ar).__________

84 85

Advances on Cotton--------------- ---------Customer's Liability on Letters

of Credit and Acceptances------ ----------

Advances on Other Co.modities---Over Drafts (If lUIY) ------------Other Resources-----------------County Warrants----------------Special Deposit------------------

---------1, 546 07
---------6,288 83 35,000 00

Capital Stock-------------------- $ 25,000 00
Surplus l'und--------------------- 50,000 00
Und1Vidod Profits---------------- 12,742 82

Due lllpaid Dividends------------Due to Banks in This State------Due to Banks in other States-----
~:~s~t:e~;b~;~t-t;a;;~k::::::::

-----------------
3i;i52-7i

~=~rr:r~l~e!k:~~~-~~-~~~~~~~:: -i;2ii-14

Cartif ied Checl<a----------------- ---------

Savings Derosit----------------- --------n.e Corti icates ol Deposit----- 96, 492 58

Trust Funds on Deposit----------- --------Certificates of u-eposit Repre-

senting Bor:ro1red Money--------- --------Bills Payable-------------------- 55,000 00

Rediscounts---------------------- --------Liability on Letters ol Credits

and Acceptances---------------- ---------

Reserve For Interest and Taxes--- --------other Liabilities---------------- --------Dep.osits since yesterday--------- 3, 785 20

Total-------------------------- $275,384 45 Total--------------------------$ 275,384 45

BANK OF TALIAFEg!(O, CAAWI'Ol(J)VILI.J!, GA.

At Close of Business August 22,1921

President-John F. Holden.

Vice-President.W.W, Bird.

Cahior-S.W. Wynn,

Directors-John F. Holden, W. W. Bird, S. W. Wynn, U.S, Gunn, 0. H. Goluel<e, J .li.Park, J .B.Jacksea,

Date of Charter-1907.

Began Business-

RESOIRCES

LIABILITIES

Tille Loans----------------------- $125,273 86

Demand Loan--------------------- 1, 975 00

Loans on Real Estate------------- ---------Banking Hous-------------------- 5,892 87 other Real Estate 01med---------- 7, 556 65

Furniture and Fixtures----------- 1, 648 40 Stocks and Bonds Other Than

U.S,or State of Georgia-------- ---------United States and State of Oa.

Bonds-------------------------_ ---------Duo froa Approved Reserve Agents. ----------

Currency------------------------- 1,386 79

Due from other Banks------------- 18,437 24

Checl<s for Clearing House--------

49 07

Caah Items (Irregular)-----------

128 92

Advances on Cotton--------------- ---------Customer's Liabi 1ity on Letters

of Credit and Acceptances------ ----------

Advances on Other Commodities---- ----------

Over Drafts (II any)-------------

785 06

other Resources------------------

492 36

Capital Stock-------------------- $
its---------------- Snrflus Fund--~----------------
Undnided Prof Due Unpaid Dividends------------Duo to Banks in This State------Due to Banks in Other States-----
Call .lloney----------------------Deposits Snbl"ect to Check-------Demand Certi icates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defoaih----------------TLBe Certi icates ol Deposit----Trust Funds on Deposit----------Certificates ol Deposit Repre-
senting Borrowed Money--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits
and Acceptances---------------Reserve For Interest and Taxes--Other Liabi litiea----------------

40,000 00 8,000 00 4,832 20
22 50 21,126 90
447 78
30,000 00

Total--------------------------$163,626 22 Total--------------------------$163, 626 22

132

E:DIIiaer' s Report.

BANK OF CULLODm, CULLODI!N,GA.

At Close of Business August 1,1921.

President-~ L. Dickey.

Vice-Presidents-B. H. Clements, II. D. Fincher. Cashier-E. S. Winn.

Directors-It L. Dickey, B. II. Clements, H. D. Fincher.

Date of Charter-

Began Business-

~OlRCES

LIABILITIES.

Ti Loan&-----------------------$104, 102 63 Deaand Loan--------------------- 10,546 25

Loaaa oa Real Estate------------- ---------Bankifti Bouse-------------------- 2,000 00 Other l{eal Estate Olmed---------- ---------Farnitare and Fi:rtarea----------- 3, 428 63 Stocks and Bonds Other Than

u.s. or State of Georgia------United States and State of Oa.

225 00

DuBe olrnoda-A-p--p-ro--v-e-d--R-e-s-e-r-v-e--A--g-en-t-s-- -- -6-, 7--4-0--5-7

Currenc:r------------------------- 2, 152 88

Due Froa other Bank------------- ----------

ar)----------- Checks for Ctaarinf House-------- ----------

Cash Iteas (Irragu

50 77

Advancea on Cotton--------------- ---------Cuatoaer 'a Liability on Lattero

of Credit and Acceptances------ ----------

an:r>------------- Advances on other c...oditias---- -----------

Over Dnlts (II

670 50

other Resources------------------ 548 62

90

Capital Stock--------------------$ 25,000 00 Surplus Fund--------------------- 25,000 00 Uncbvided Profits---------------- 2,590 21

Due &paid Dividends------------- ----------

Due to Banks in This State------- ---------Due to Banks in other States----- ----------
~:~s~;:~;bj;~t-t;-Ch;~k:::::::: -17;669-33

Deiiaand rertificates of Deposits-- - ------Cashier s Check----------------- -- 726 85

Certified Checks----------------- ----------

Savings Drosih----------------Tiae Certi icates of Deposit-----

-33;569-46

Trust Funds on Deposit---------- ---------Certificates of Jfeposit Repre-

aentiag Borrowed Money--------- ---------Billa Payable-------------------- 26,000 00

Red iacount ---------------------- ______ ---Liability on Letters of Credits

' and Acceptances---------------- ----------

Reserve For Interest and Taxes--- ---------other Liabilities---------------- ----------

Total----~-------------------- $130,555 85

Total------------------------- $130,555 85

MERCHANTS &: PLANTE~ BANK, CULLODEN, GA.

At Close of Business December 20, 1921.

President-~ H. Directors-R. H.

Holmes. Holmes,

A. J.

Vice-President-A. J. Johnson. Johnson, C. A. Holmes, W.A. Warshaw,

w.

J.

ZCialslhnieerr,-Fo. P. .

S H.

ullivan. Sullivan,

F. P. Snllivan.

Date of Charter-

Began Business-

RESOlRCES

LIABILITIES

Tiaa Loan-----------------------$ -84, 121 56

Deaand Loan--------------------- 2,566 50

Leans on Real Estate------------- 11,907 00

Banking Bouse--------------------

950 00

other Real Estate Oned---------- ----------

Furniture and Fixtures----------- 2,174 10

Stocks a,nd Bonds Other Than

u.s.or State of Oeorgi--------

225 00

United States and State of Oa.

~~u:"~!.;-.\j;p;:;;;;i-R;;;;:;;-.\jt;;i;: --2;065-6i

Cqrrency------------------------- 1, 628 07

Due froa other Bank------------- ----------

Che~ks for Ctearing House--------

733 26

Cash Iteas (Irregular)----------- ----------

A4Tancu an Cotton--------------- ---------Cuatoaer'a Liability on Letters

of Credit and Acceptance~----- ----------

an:r>------------- A4Tances on Other c-oditi----
Over Drafts (II

--i:955-ro

other Resources------------------ ----------

Cash Short.. ____;. __ ---------------

2 32

Capital Stock--------------------$ 15,000 00

Surplus Fund--------------------- 15,000 00

Undivided Prof ih---------------- 5, 780 38

Due Unpaid Dividends-------------

Due to Banks in This State-------

Due to Banks in.Other States-----

Call MoneY-----------------------

Deposits Subl'ect to Check--------

DeBand Corti icates of Deposito--

Cashier's Checks-----------------

34 00

Certified Checks-----------------

SaYings Deposits-----------------

Tlae Certilicates of Deposit-----

Trust Funds on Deposit-----------

Certificates of Deposit Repre-

senting Borrowed Money--------Bills Payable-------------------- 20,000 00

Rediscounts----------------------

Liability on Letters of Credits

and Acceptances----------------

Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $108,328 45 Total------------------------- $108, 32S 45

SBCO!tl ANNU\L REPIU

_133

E:nainer 's Repert

BAliK OF CIJIII.INO - CIJIII.INO, OA. At Close of Business July 12, 1921.

President-s.H.Aiben, VicePresidents-lllaynard Mashburn, T.J.Pirkle, Cashier-K.A.Keo&p,

Directors-S.H.Alben,

Maynard T.J .Pir

kMlea,shbuCr.n~,1;.

Marcus Mashburn, Pirkle.

Hoaer Hllrrh, L.W.Farrest,

Date of Charter 1904.

Began Business 1904

~SOl.RCES

LIABILITIES.

Tie Loan----------------------- $ln,6so s8 Capital Stock-------------------- $25,000 00

Deaand Loans--------------------- 7,142 18 Surplus Fund--------------------- 25,000 00

Loans on Real Estate-------------

Und1Vided Profits---------------- 1,135 46

Banking House--------------------

Due Unpaid Dividends------------- ----------

other Real Estate Owned----------

Due to Banks in Thia State------- - - - - - -

Furniture and Fixtures-----------

Due to Bunks in Other States----- --------

Stocks and Bonds Other Than U.S. or State of Oeorgin-------

~:~s~t:~;b-1";~t:-i;-ci;;~k:::::::: --J4,9iii-7ii

UnBitoedndSs-ta--te--s--a-n-d--S__t_a_te--o_f__O__n_.__ _

Deoaand Certi icates of Deposita-- -------

Cashier's Checks-----------------

14 81

Due frea Approved Reserve Ageuh-

Certified Checks----------------- --------

Currency------------------------Due Froa Other Banks------------Checks for Clearing House--------

2,159 48
s,~M ~

TSiaveinCgse rDt ie fi coastietss -o- -f -D- -e- -p-o-s-i-t-------- -Trust Funds on D_eposlt-----------

------60,790 48 ---------

Cash Iteas (Irregular)-----------

621 26 Certificates of Ireposit Repre-

Advances on Cotton---------------

senting Borrowed Money--------- -------

Customer's Liability on Letters

Bills Payable-------------------- 67,000 00

of Credit and Acceptances-----Advances on Other Co.aodities----
any)------------- OYer Drafts (If -------- other Resot>ces------------------

RLieadbiislcitoyunont-L-e--tt-e-r-s--o--f--C-r-e-d--it-s--- ---------2,208 40 and Acceptances----------------- ---------
Reserve For Interest and Taxes--- ---------

Current Checks-------------------

67 58 other Liabilities---------------- ----------

Cotmty Warranh------------------ 9,3~ ~i Current Deposits-----------------

385 60

Casla Short-----------------------'

Total-------------------------- $214,237 OS Total-----------------------~-- $214,237 OS

FAmiERS & .I!ER.CIIANTS BAliK - CO!lliNO, OEOROIA.

At Close of Business July 9, 1921.

Prosident-M.W.Webb, Vice-Presidonts-R.L.Bagley, Joel WebbA Asst. Cashier-olin Merritt,

Directors-R.L.Bagley, A.J.Oreen, M,,W.Webb, R.E.Hope, I(.B.Burruss, Roy Strickld,

Joel Webb, W.A.Robbs.

Date of Charter

Bagan Business

RESOl~ES

LIABILITIES

Tie Loans----------------------- $373,611 25

D..aod Loans--------------------- ---------

Loans on Real Estate------------- ----------

Banking House-------------------- 6,500 00

other Real Estate Owned---------- ---------Furniture and Fh:tures----------- 3,056 36 Stocks AAd Bonds other Than

UnBUit.oeSdn.oSdr tSa-t-tea-s-te--an-o-df--GS-t-ea-ot-er-g--oi-af---a---a--.--------

----------
--------

Due fro. Approved Reserve Agents- 12,473 61

Currency------------------------- 2,093 80

Due fro. other Banks------------- ----------

Checks for Clearing House--------

148 49

Cash It (Irregularl----------- 1,610 14

ACduvsatnocaeesr'esnLCiaobtitlointy--o-n---L-e--tt-e-r-s--- ----------

of Credit Advances on

aontdheAr ccc.e.p.toadnicteis----------

-------------------

OYer Drafts (If any)------------- 1,043 33

other Resources------------------ ----------

Carrent Debits-------------------

4085

Cash-----------------------------

900

Capital Stock-------------------Surplus Fund--------------------Undvided Profits---------------Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----
Call HoneY----------------------Deposits Subl'ect to Check-------Deaand Certi icates of Deposits-Cashier's Checks----------------Certified Checks----------------SaTings Derosits----------------Tiae Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Money--------Bills Payable-------------------RLeiadbiislcitoyunont-L-e--tt-e-r-s---o-f--C--re--d-i-h---
and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities---------------Current Credit------------------

$25,000 00 16,000 00 2,027 07 5402
12,184 68 2,342 10
237,467 33
71,385 20 33.886 65
- -239 78

Total-------------------------- $400,586 83 Total-------------------------- $i00,586 83

l34

SECONl ANNU\L REPOzy

Exaaiaer' s Report

BANK OF ClliSETA, ClliSETA, GA.

At Close of Business Oct.8, 1921.

President, -c. C. Minter. Vice-Presidents-C. C. Minter, 0. C. Stephens, W.A. Taylor. Cashier-W.A. Taylo
Diroctors-S. D. McMnrraine, E.M. Lightner.

Date of Charter-

Began Business-

RJ!SODa:ES

Tiae Loan-----------------------$103, 403 95 Deaand Loan--------------------- 7,849 33 Loans on Real Estate------------- 2,414 99 Banking Bouse-------------------- 2,307 25 Other Real Estate Owned---------- _ ___ ___

Furniture and Fixtar----------- -2,30B 95 Stocks and Bonds Other Than
vnYi!a s;a~!:t:nd's?:;~'!;-u;:--- 4' 000 oo

Bond-------------------------- 3, 100 00 Duo frOol Approved Reserve Agents- 12,411 84

Currency------------------------- 4, 495 23

Duo Fr001 other Banks------------- 6, 000 00

Checks for Clearinf House--------

286 53

Cash Itoas (Irregu arl----------- ----------

ACudvata.n.ceesr'aonLCiaobttiolinty--o-n---L-e-t-t-e-r-s--- ----------

of Credit and Acceptances------ ----------

any)------------- --------- Advances on other Coaaoditio---- ----------
Over Drafts (If

other Rosources------------------ ----------

Depositor's Guarantee Fund------- 3, 439 85

Wilhaa Fire Fund-----------------

120 00

LIABILITIES.

Capital Stock--------------------$ 15,000 00

Surplus Fund--------------------- 5,000 00

Undtvlded ProUts---------------- 3,506 87

Duo Unpaid Dividends-------------

50 00

Dna to. Banks in This State------- ----------

Due to Banks in other States----- ---------"
~!!!.~;:e~;bj;~i-i;-cj;;~k:::::::: -25;906-88

Demand Certificates of Deposits-- 5,684 00

Cashier's Check----------------- 399 72

Certified Checks----------------- ---------Savings Drosits----------------- 79,927 44 Tlao Corti icates of Deposit----- 10,476 07 Trust Funds on D~posit----------- 6,186 94 Certificates of Jropodt Repre-

senting Borrowed Money--------- ---------Bills Payable-------------------- ----------

Rediscounts---------------------- ---------Liability on Letters of Credits

and Acceptancea---------------- ----------

Reserve For Intorost and Taxes--- ---------other Liabilities---------------- ----------

Total------:-------------------$152, 137 92

Total-------------------------$152,137 92

BANK OF CUTHBERT, CUTHBERT, GA.

At Close of Business September 7,1921.

President-E. C. Teel.

Vice-President-N.M. Weaver.

Cashier- H.L. Hill.

Direetors-E. C. Teel, G. Y. Moone, E. C. Phillips; W.N. Sutton, R. J. Ward, N.M. Weaver.

Date of Charter-Sept.27, 1889.

Began Business Nov.l, 1890.

RESOIRCES

LIABILITIES

Tiae LOaDS----------------------..$ 220,532 17 Capital Stock-------------------.$ 50,000 00

Doaand Loans--------------------- 23,364 36 Surplus Fund--------------------- 12,000 00

Leans on Real Estate------------- ---------- UndtVided Profits---------------- 2,554 37

Banking House-------------------- 4,769 00 Duo Unpaid Dividends-------------

--4;769"oo other Real Estate Owned----------
Furniture and Fixtures-----------

Duo to Banks in This State------Due to Banks in Other States-----

537 46

Stocks ~d Bonds other Than u.s.or State of Georgia--------
United Statu and State of Oa. Bond--------------------------

---------- 810 00

Call HonY----------------------Deposits Subl'ect to Chock--------

176;416-13

DeiUind Certi icates of Deposih--

10,724 87 Cashier 11 Chocks-----------------

851 74

---------- Due froa Approved Reserve Agents- 28,285 87 Certified Chocks-----------------
Currency------------------------- 9,993 65 Savings Dofosits-----------------

457 82

Duo froa other Banks------------- 5,700 18 Tiae Corti icates of Deposit-----

68 73

Checks for Clearing House-------- ---------- Trust Funds on Deposit-----------

997 74

Cash Itoaa (Irregular)----------- 23,165 40 Certificates of D<lposlt Ropre-

Advancea en Cotton--------------Cuatoaer's Liability on Letters

3,233

20

IB

sonting Borrowed Monoy--------ills Payabl--------------------

any)------------- 1 Credit
Advances on

aonthd eAr ccc.e.p.toadnicteise----------

----------- Rediscounts-------------------------------- Liability on Letters of Credit

Over Drafts (If

318 45 and Acceptances----------------

other Resource------------------ ----------- Reserve For Interest and Taxes---

Insurance Policy----------------- 1,238 00 Other Liabilities----------------

Cash Short-----------------------

214 89 Deposits after close..------------

Total-------------------------- $337' 119 04 Total--------------------------$337,119 04

135

Exaaiaer 'a Report.

GEORGIA BANK AND TRUST CO. CIJTHBEgT, GA.

At Close of Business Sept.6,192l.

President-F. H. Directors-F.H.

DaTi& DaTia

0 0

J.W.

Vice-Presidents- W.J. Wade, W.D. Ham.ock. Cashier- P.M. Andrews, W.D. Hammock, L.L. Martin. W.J. Wade.

Reid.

Date of Charter- January 1,1917.

Began Business January 1,1917.

la:SOTRCES

LIABILITIES.

--s:48c)oo Tie Loans-----------------------$ 184.560 88
De.and Loan--------------------- 1,496 47 Loana oa Real Estate-------------

Capital Stock--------------------$
t:if!i:e~i\!;irt:;::::::::::::::::

48,300 8,438
89

00 94
44.

Banking House--------------------

Dae URpaid Dividends-------------

Other Real Estate Owned---------- 3,100 00 Doe to Banks in This State-------

Furniture and Fixtures-----------

Due to Banks in other States-----

Stocks and Bonds Other Than U.S. or State of Georgia-------

23,000 00

Call XoneY----------------------Deposits Subject to Check--------

i33;84(14i

United States and State of Oa. DuBe ofrn..d,.SA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

17,586 10

Deiiaand Certi icatas of Deposits-Cashier's Checks-----------------

----340-7'0

6;238 58 Certified Checks-----------------

Currency------------------------- 4,323 20 Savings Deyosits-----------------

--s;ois-08 Due Fro. Other Banks-------------
Checks for Claarinf House--------

Tie Certi icates of Deposit----Trust Faads on D~osit----------

Cash It (Irregu arl----------- l, 793 98 Certificates of Jfeposit Repre-

Advances on Cotton--------------- 7,077 64 sentiag Borrowed Xoney---------

Customer's Liability on Letters

Bills Payable--------------------

Ad!~n~::d!! ~:.~c~~:dlt:;;::::
Over Drafts (If anyl-------------

--------,.2

RLieadbiialcitoyaaotns-L-e--tt-e-r-s--o--f--C-r-e-d-i-t&---and Acceptances----------------

other Resources------------------

Reserve For Interest aad Taxes---

othe Cash

rLLoniga~b--i-li-t-i-e-s--------------------------------

------1-0--8-4

Total-------------------------- $259,672 65 Total-------------------------- $259,672 65

BANK OF DAHLII'ffiGA, DAJILONEGA, GA.

At Close of Business August 26,1921.

President-J.F. Pruitt,

Vice-President-J.M. Brooksher.

Cashier-T.F. Jackson.

Directors-J.F. Pruitt, J.M. Brooksher, W.B. Townsend, H. Head, W.M. Rice, J.H.Jenkins,



W.I.. Ash, T.F.Christian, Mrs. T.H.Jones, D.M. Griuelle, W.B. Loggins.

Date of Charter-

Began Badness-

RESOTRCES

LIABILITIES

Ti.. Loan-----------------------$. 40,002 77 Deaand Loans--------------------- 2,000 00 Loans on Real Estate------------- 8,000 00 BanKing Boas---------------~---- 2,100 00
FoathrenritR~eealanEdstFatiextOuwrense-d-------------------- -i;279_05_
Stocks a.nd Bonds other Than

UnUit.eSd.oSr tSattauteanodf OSteaotergoiaf -O--a-.---- ----------

DaBe ofnr.d.s-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-Currency------------------------Dae fr.. other Banks------------Checks lor Cleariag Hous-------Cash It (Irregalarl-----------

4, 600 00 4,232 57 2,672 67
24 a; 52 a;

ACdavaatnoceesr'aenLCiaobtitlointy--o--n--L-e--tt-e-r-s--- ----------

of Credit and Acceptances------ ----------

Advances OR other C...oditios---- ----------

Over Drafta (If anyl------------- ----------

other Resource------------------

88 00

Capital Stock--------------------$ 15,000 00

~:dr!i:.~aa~;iii;::::::::::::::::

1,000
423

s0o0

Due Unpaid Dividends------------- 100 00

Due to Ba.nka in This State------- ----------

Duo to Banks in other States----- ----------
~:~!.~;:~;b~;~t-t;-Ch;~k:::::::: 2o;907-54-

~:~r~:r~~e!~~~~-~~-~:~~~~~== ----i3_45_

Certified Checks----------------- ---------TSa.Y.inCgserDtieficoastiets--o-f--D-o--p-e-a-i-t---------- 2--7-,5-9-7---1-7-

CTreursttifFicuandtessonofDDeeppoossiitt-R--e-p-r-e------ -----------

senting Borrowed Money--------- ---------Bills Payahle-------------------- ---------RLieadbiislictyo'u"nonts-L-e--tt-e-r-s--o--f--C-r-e-d--it-s--- ----------

~;a:n:d~tAi:c:c~elp~t;atn:c~e~~-~---~-~--~---~-~-~--~-:-:-:-

----------
-----9-so-

Total-------------------------- $65,ffil 16

Tatal-----------------~--------$6s.rel 16

l36

Exuiaer 's ltepert.

BANK OF LUIIPKIN CO, - DAHLlM!0.\0<14.

At Close of Business August 25, 1921.

Pr.uident~.C. Jlaadara,

Vice~Preaidenh~.ll.Jloore{ W.H.Jones, Cashier-.! .S.Speer,

Dinctora-~.C.Jleaders, G.H .Iloore, W,H.Jonea, lf,D.Dav sj H,B,Saith,1 J.E.Tate,

A.lf. Cain, J.H.Jloora, .'f, , S.ith.

Data of Chatar

Bagan Business

LIABILITIES.

TDienaeandLoLanoaan------------------------------------------

$ 78,966
5,100

61 00

Capital Stock-------------------- $ 15,000 00 Sarflua Fund--------------------- 3,000 00

. Loau oa Real Eatah------------- 14,525 00 Und vided Profits---------------- 1,848 68

FBOnatharenkriintRacreeDaloanEadstFa-t-iex--tO-u-Wr-e-sD---a--d----------------------------

Due Ua~id Dividends------------1,525 00 Dna to Banks in This Stah------2,386 50 Dua to Banks in other States-----

Stouc.ks.s

and Bonds other 1'haa or State of O.orgia-------

Call Money----------------------- 12,000 00 Deposits Subject to Chack-------- 29,528 81

Uoited States and State of Oa.

Deaand ~ertilicates of Deposits

- - - - - DuBa ofraoda-A-p--p-r-o-n-d--J-:-e-se-r-T--e--A-g--o-a-t-a-.

3,650 00 Cashier a Checks----------------Certified Checks-----------------

91 88

Currencr------------------------CDuheecFksrofaoor tCheleraBrianngkBso-a-s-e----------

2,853 24 8~321 26

Savings Defosits----------------Tiaa Carti icates of Deposit-----

27 54 Trust Funds on D_eposlt-----------

Cash Iteas (Irregular)

Certificates of Ireposit Repre-

Advances oa Cotton---------------

senting Borrowed Money---------

Cuat..er'a Liability on Letters

Bills Payable--------------------

of Credit Advaucea on

and oth

eAr ccc.e.p.toandcietisea



RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s---

Over Drafts (If ear)----------
other Reaource------------------

and Acceptances---------------415 39 Reserve For Interest and Taxes---

Transit Account-----------------Depositors Oaataatae Faad--------

600 3.193 65

Co tahsher L _i_a_b__i _l i_t_i_e_s_-_----------------~-----------

180 64 500

Total-------------------------- $120,970 19 Total-------------------------- $120,970 19

CITIZmiS BANK -DALLAS, QA,

At Close of Baaiaeas Angast 11, 1921

Preaideat-J,F.Welch,

Vice-Preddenta.JY.If.HIIIlt, D.Y.Dolland

Cashier-.F. Byrd,

Diractora-wJ,.FF..WBaYlcrhd,. If ,If .D1111t, IL"l.Dollaad, R.L.Oiamell, I.F .dndson, J .F ,Couch,

Date of Charter lay 17, 1921.

B,egan Basineas Je 16, 1921.

RESOIJ{CES

LIABILITIES

- - - - - Tiae Loans----------------------- $ 9,100 15 Capital Stock-------------------- $ 16,160 00

DBL.oa.annaknsindgonLBoRoaaesnaels-E-s-t-a-_t-e_--_-_-_-_-_-_-_-_-_-_-_-_-_-

1,106 02 Snrplua Fund--------------------Undivided Profits---------------Due Unpaid Dividends-------------

256 63

other Real Estate Owa8d----------

Due to Banks in This Stato

Farniture and Fixtures-----------

102 50 Due to Banks in Other States

Stocks aad Boada other 1'haa U.S,or State of Oaorgia

Call Honer----------------------Deposita Subl"ect to Check-------- 12,912 06

--------- Uaihd States and State of Oa.

Deiand Certi icates of Deposits--

DaB ofrnoda-A-p-p-r-O-T-e-d--R--e-a-a-rT--a--A-g--e-n-t-s-.

Cashier's Checks----------------3,751 63 Certified Checks-----------------

81 60

Currencr------------------------- 1,936 81 Savings Defosit----------------- 1.1H 13

Due fr.. other Banks------------- W,GOO 00 Tiae Certi icates of Deposit-----

786 94

CCahsehcksItefaosr

Cleariac D.Uae (Irregular)

156 63 Trust Funds on Deposit----------Certificates of Deposit Repre-

Advances en Cotton---------------

senting Borrowed Money---------

Custoaer'a Liability oa Letters Of Credit and Acceptances------
Ad~cea oa other c...oditi----

Billa Payabl--------------------

RLieadbiislcitoya

aotns-L-e--tt-e-r-s-

-o--f

-

--------
Credit~

--

over Drafts (If aay) Other Resources

18 40

ReesnedrvAe

cceptances-For Interest

-------------and Taxes---

other Liabilities----------------

129 78

Total---~---------------------- $32,172 14 Total-------------------------- $32,172 14

137

Exuiaer 's Report , CC6111ERCIAL BANK, DALlAS, GA.

At close.of business ~ug. 8; 1921,

President-W,T. -.ek~ Vice-PresidentW.H. HansardA Cashier.D.E. Pinkston,

Directors- 1'/,T, ){eeK, lf.H. llansard, A,lf, Stubbs r,P, Hudson, lf,ll, Crow.

Date of Charter Jan, 28, 1907.

'Began Business Febuary 8, 1907;

RI!SOlRCES

LUBILITIES.

Tiae Loan&----------------------- $ 125,$31 73 Capital Stock-------------------- $25,000 00

Deaand Loans--------------------- 3,272,38 Surplus Fund--------------------- 7 500 00

Loans on Real Estate------------Banking Bouse--------------------

---------1,929 75

DUunedUvaid~eidd

Profits---------------Dividends-------------

1:438 32 692 00

Other Real Estate Owned---------- ---------- Due to Banks in This State-------

Furniture and Fixtures----------- 3,070 46 Due to Banks in other States-----

Stocks and Bonds Other Than U,S, or State of Georgia-------

45,242 61 ~:~s~t!e~;bj;~i-i;-ch;~k::::::::

19,500 00 25,030 05

United States and State of Oa.

Deaand ~ertilicates of Deposits--

Bond-------------------------Due fro. Approved Reserve Agents-

SO OOICashier a Checks-----------------
7,100 06 Certified Checks-----------------

273 55

Currency------------------------- 21277 92 Savings Defosits-----------------

Due Fr.. Other Banks------------- - - - - Tiae Certi icates of Deposit-----

Checks for Clearing House-------- 1,696 59 Trust Funds on Deposit-----------

Cash Iteas (Irregular)-----------

141 07 Certificates of lfeposit Repre-

Advaaces on Cotton---------------

394 09 seating Borrowed Money---------

Custoaer's Liability on Letters

Bills Payable--------------------

any)------------- of Credit
Advances on

aontdheAr ccc.e.p.toadnicteies-s---------

----- --- Rediscounts------------------------------- Liability on Letters of Credit

Over Drafts (If

1,147 38 and Acceptances---------~------

other Resources------------------ 3,670 Reserve For Interest and Taxes---

other Liabilities----------------

469 30

Total--------------------------$ 195,874 54 Total-------------------------- $195,874 54

BANK Ot' DALTON, DALTON, GA. At close of business Aug .1, 1921.

President- l'I.C.Martin. Vice..Prosident-E.P. Davis. Cashier-Jas.J.Copeland.

Directors- W,C, Mnrtin,. E.P. Davis, Jas.J. Copeland, W.IV. Broadrict, P.B. Trammell,

J .G. A!cLellan, l!rs. u.L, Detton.

Date of Charter Nov. 26, 1911.

Began Business Oct,2,f, 1912,

RI!SOlRCES

LIABILITIES

i? ~~~ Tiae Loans----------------------$ 235,008 Capital Stock--------------------$

Daannd Loan--------------------Loans on Real Estate-------------

--6-!-3-59---tO-

Surplus Fund--------------------Undvided Profits----------------

'959 81

Banking Rou-------------------- 16 000 oo Due Unpaid Dividends-------------

other Real Estate Owned---------- 4;096 41 Due to Banks in This State-------

Furniture and Fixtures----------- 4,000 00 Due to Banks in Other States-----

Stocks 1111d Bonds other Than U.S,or State of Georgia--------
United States and State of Oa.
DaBe ofrn.d.-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-Currency------------------------Due fr.. other Banks------------Chocks for Clearing Rouse--------

2,300 oo

Call MoneY----------------------Deposits Subl'ect to Cheek--------

------ Demand Certi icates of Deposits--

ts----------------- ____ ____ 147,186815440

5020 72

-----

Cashier's Checks----------------Certified Cheeks----------------TSaiaYeinCgsorDteirics~ates of Deposit-----

-------- 624 01 Trust Funds on Deposit-----------

67,765 26 3,0,..;.00 00 90 400 86 5:493 68

Cash Iteas (Irregular)-----------

170 27 Certificates of Deposit Repre-

Advaneas on Cotton--------------- ---------- senting Borrowed Money---------

Caatoaer's Liability on Letters

Billa Payable--------------------

ef Credit and Acceptances------ ---------- Rediscounts------~---------------

55 348 00 11:343 54

AdYaneea OR other C-odities---- --------- Liability on Letters of Credits

OVer Drafts (If any)-------------

212 34 and Acceptances----------------

Other Resources------------------

196 76 Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- ~291,517 15 Total-----------------------~-$ 291,517 15

138

~0~~2R~E~~~-------------------------

Exaai.aer 's Report.

BANK OF KEST~ DAIIASCUS. OA. At close of business Aug. 2, 1921.

President-II.E. Hi~htower. Vice-President s-P .H .Keaton, J .A .Hightower .Cashier-E .R.Speight.

Directors- !I.E. lhghtower..~P.ll. Keaton, J .A.Hightower, lY.Ir. Keato!!_, Mrs JJ.E. llighlower.

Date of Charter Nov, 3, lyu5.

Began Bus1ness Nov. 1~5.

ltESOuicES

LIABILITIES.

Time Loan&----------------------- $ 73,249 60

Demand Loan--------------------- 16,775 50 Loans on Real Estate------------- ---------

Banking Boas-------------------Other Real Estate lllmed----------
~~:~!~:da:n:!x~~:;-ib;;------

6,510 44 1,702 37 1,95o 3o

u.s.
United

So rt aSt et as t eandof SGt aetoer goifaO- -a-.- - - -

----------

Bonds-------------------------- 10,940 00 Due ~~~Approved ~eserve Agents- 4,695 12

Currency------------------------- 2,~7 52

Due Froa Other Banks------------- -----~-

Checks lor Clearing Hoase~------

436 94

Cash Items (Irregularl----------Advances on Cotton--------------Customer's Liability on Letters

584 21 1,120 95

Ad;!a;~:d!! ~:e~cc~:diii;;:::: ::::::::::

Over Drafts (If anyl------------other Resources------------------

39 70 24 79

Capital Stock-------------------- $ 25,000 00
~!'if!~de~'P!;iii;:::::::::::::::: 5 ~ ~

Due Umpaid Dividends------------- ---------Due to Banks in This Stat------- ---------Due to Banks in Other States----- ----------
~:~.~;:~;bj;~t-t;-Ch;~k:::::::: -21;676-12

Deaand Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------TSai aveinCge rDt ie fi coastietss -o- -f -D- -e- -p-o-s-i-t-------- -Trust Funds on Deposit----------Certificates of treposit Repre-
oenting Borrowed Money--------Bills Payable-------------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f --C-r-e-d-i-t-~---

---------3 00
----------
-_2_-9-__-,a-_-_1_-4-_8_-4_-.
---------391 500 00 ----------

and Acceptances---------------- ---------Reserve For Interest and Taxes--- ---------other Liabilities---------------- ----------

Total-------------.------------- $120,897 44 Total-------------------------- $1201897 44

BANK OF DANIELSVILLE - DANIESLVIIJ.E, OA.

At close of business Aug. 3 1921. 1

President- Jno. F. Holden, Vice-President-G.O. Griffeth. Cashier-R.C. Griffeth .

Directors- Jno. F. Holden, G.O. Griffeth~ J.N. Griffeth, R.C. Griffeth, O.K. Griffath,

J.C. Tyner, J.D. Thompson, Berry T. noseley.

Date of Charter Dec, 11 1907.

Be an Business Jan. 15 .J908

RESO'!RCES

LIABILITIES

Tiae Loans-----------------------$ 86,095 78 Capital Stock--------------------$ ~~.QOO 00

Demand Loans--------------------Loans on Real Estate-------------

iarplas Fand--------------------Undvided Profits----------------

~g.m~

---------- oBtahneldrnRg eHnloEusstea-t-e--l-ll-m-e-d--_-_-_-_-_-_-_-_-_-_-

2,375 28 Due Unpaid Dividends------------Due to Banks in This Sta.i-------

Furniture and Fixtures----------- 1,365 25 Dae to Banks in.Other States-----

24 00 1,519 12

Stocks a.nd Bonds other Than U.S.or State of Georgia--------
United States and State of Oa.

Call MoneY-----------------------
------ 450 00 Deposits Sab;ect to Check-------- 26,131 50 Demand Certi icates of Deposits--

DaBe ofrnomd-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s--

7 000 00 Cashier's Checks----------------1:951 26 Certified Checks-----------------

U7 30

Currency-------------------------

736 23 SaYings Deposits-----------------

Due from other Banks-------------

Time Certificates of Deposit----- 12,356 92

Checla~ for Clearing House--------

65 62 Trust Funds on Deposit----------- 1,863 37

Cash Items (Irregalarl-----------

171 25 Certificates of Deposit Repre-

Advances on Cotton---------------

senting Borrowed Money---------

Customer's Liability on Letters of Credit and Acceptances------
Advances on other Comaodities----

~B~ii!l~ls~iPi:a;yt:a;b-lL;-i-i-;-;-;----;-;---c-;-;-d-l-t-;-----

25,000 00
---------

Over Drafts (If anyl------------other Resources------------------

I 393 07 and Acceptances---------------10 50 Reserve For Interest and Taxes--Other Liabilities----------------

16 00

Suspense Account-----------------

281 11

Total--------"----------------- $1001614 24 Total------------------------- $100,614 24

139

EXllllliaer 's ~pori BANK OF DANVILLE - DANVILLE, GA. At close of business July 25, 1921.

President - H.L. Hughes.

Vice..i'resident - S.E. Chapman.

Cashier..C.R. Faulk.

Directors: H.L.&. Hughes, G.E. Chapman, C.!\. Faulk, lf~W. Howell, A. L. Land

Date of Charter

llegan business

RESOW:ES

LIABILITIES.

Tiae Loan----------------------De.and Loans--------------------Loans on Real Estate-------------

$

55,494 29,567 47,900

25 98 ()()

Capital Stock-------------------= $ 15,000 00 Surplus Fund--------------------- 5,000 00 Und.vided Profih---------------- 31,086 99

Banking Bouse-------------------- 1,000 00 Due Uapaid Dividends-------------

Other Real Estate Olmed----------

Due to Banks in This State-------

Furniture and Fixtures----------- 1,213 50 Due to Banks in other States-----

Stouc.kss.

and Bonds Other Than or State of Georgia-------

United Statu and State of Oa.

Bonds--------------------------

------ 4,635 ()() ~:;!.~t=e~;bj;~t-t;-Ch;~k:::::::: 38,136 66

Demand Certificates of Deposits--

Cashier's Checks-----------------

304 25

Due fro. Approved Reserve Agents- 7,867 73 Certified Checks-----------------

Currency------------------------Due Fro. Other Banks-------------

2,599 47 Savings Defo&ih----------------9,500 ()() Tiae Corti icates of Deposit----- 74,413 66

Checks I or CJearinf Bouse--------

75 24 Trust Funds on D~posit----------

36 01

Cash Items (lrregu ar) -----------

J:,67 98 Certificates of Ireposit Repre-

Advances on Cotton---------------

283 32 senting Borrowed Money---------

CustOIIer's Liability on Letters

Bills Payable--------------------

of Credit and Acceotances------

~ediacounts----------------------

auy)------------- Advances on Other coa.odities----
oOtVheer r D~reasfotusrc(eIsf ------------------

Liability on Letters of Credits and Acceptances----------------
3,673 10 Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $163,977 57- Total-------------------------- $163,977 57

At close of business Aagust 11, 192S

President: J. G. Forbes

Vice.J'resident- J.F. Thampoon.

Cashier- J.A. Space.

Directors-J.G.Forbes, J.F.Thompson, J.A. Space, John Alasono, Abraham Josel

Date of Charter-

Began Business-

LIABILITIES

Time Loans----------------------- $127,107 0& Capital Stock--------------------

Demand Loans------;-------------- 14,514 13 Surplus Fund---------------------

Loans on Real Eotat'-------------

UndlVided Prof its----------------

Banking Bouse--other Real Estate

--~-ed.----------------------

Furnitare and Fixtare----------Stocks and Bonds Other Than

U.S.or State of Georgia--------

United Statea and State of Oa. Bonds----_------- ______ ---- ___ _

CDuuerrefrnocmy-A__p_p_ro_v_e_d__R__e_s_e_rv_e__A__g_e-n-t-s--

2,000 00 Due Unpaid Dividends------------2,100 00 Due to Banks in This State------1,000 00 Due to Banks in Other States-----
Call Money----------------------Deposits Subl'ect to Check-------Demand Certi icates of Deposits-29,600 ()() Cashier's Checks---------------Certified Checks----------------4,476 69 Savings Defosits-----------------

DChueeclf<rsfllafoOr tCheteraBrianngkHo--u-se--_-_-_-_-_-_-_--_ Cash Ites (lrregularl-----------

9,473 82 Tiae Certi icates of Deposit----156 56 Trust Funds on Deposit----------Certificates of Deposit Repre-

Advances en Cotton---------------

senting Borrowed Monev---------

Customer's Liability on Letters of Credit and Acceptances------
Advances on Other co-odities----

Bills Payable----------"---------RLeidaibaicloituynotns-L--e-t-t-e-r-s--o_f--C-r-e-d--it-s---

OVer Drafts (If anyl-------------

386 72 and Acceptances----------------

other Reoources------------------

Reserve For Interest and Taxes---

County Warrants----------------- 2,393 14 Other Liabilities----------------

$25,000 00 5,000 ()() 25,726 51 1,157 08 39,671 14 3,050 00 2,993 72 67,719 66 7,890 00
15,000 00

TotaL------------------------- $193,208 11 Total-------------------------- $193,208 11

140.

SECO!Il ANNU\L REPIIU

Examiner's Report,

MERCHANTS & F~~ BANK, DAVISBO~, GA.

At Close of Business July 5, 1921,

President-c. W. Kitchens,

Vice-Presidents-C. T. Moores, W, C. Wilson. Cashier- I, w. Arnold.

Diredors-C.W, Kitchens, C,T,Moores, W.C. Wilson,O,H.P. Beall, B.L. Christian, Jas, T.ICitchens,

L, J, Taylor, R. L, Taylor, C,R. Walden, I, Warltoe.

Date of Charter-Nov, 4 1905,

Be

RESOtRCES

LIABILITIES.

Tiae Loan&-----------------------$ 67,232 87

Deaand Loans--------------------- 7,393 07

Loans on Real Estat------------Banking Bouse------------------

--2;5oooo

Other 1\eal Estate 011ned---------Furniture and Fixture-----------

--4:soi-46

St ocks and Bonds Other Than

U,S, or State of Oeorgia------- 1,100 00 United States and State of Oa.

DuBe

onds
fr~

-A-p-p-r-o-v-e-d-

-R--e-s-e-r-v-e-

-A-g--e-n-t-s-.

Currency------------------------Due Frea other Bank-------------

CCahsehckIstfor

Clearing Hous-------(Irregular)-----------

Advances on CottoD---------------

Custeaer's Liability on Letters

of Credit and Acceptances------

any)------------- Advances on other c-odities----
OVer Drafts (If Other Resources------------------

Capital Stock--------------------$ 25,000 00 Surplus Fund--------------------- 2, 000 00 Und1Tidod Profits---------------- 2,662 72

Due UDpaid Dividends------------- ---------Due to Banks in This Stat&------- ---------Due to Banks in other States----- ----------
~:;!.~t=e~;b~;~t-t;-Ch;~k:::::::: -3o;338-2o

Deiiaand Certificates of Deposits-- ----------

Cashier's Checks-----------------

37 78

Certified Checks----------------- ---------TSiaaveinCgsorDtiyicoastietss-o-f--D--e--p-o--s-i-t.-.-.-.-. -2--9-,5-8--7--9-6

TCreursttifFicuandtessonofDJfeoppoossiitt-R--e-p-r-e------ ----------

senting Borrowed Money--------Bills Payable--------------------

"i3;5oooo

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s---

and Acceptances---------------- ---------Reserve For Interest and_Taxes--- ---------other Liabilities---------------- 310 18

Total-------------------------- 03 436 84 Total------------------------- 103 436 84

PLANTE~ STATE BANK, DAVISB~O, GA.

At Close of Bus ines July 27,1921,

.President-J. W, Aldred.

Vice-President-R. L. Downs.

Cashier-J. E. Daniel.

Directors-J, W, Aldred, R. L. Downs, J. E. Daniel, A. Baker, W,O, Taylor,

Date of Charter-Oct. 7, 1911.

Began Business Oct. 1911,

Loans-~~::: Sto~:~~~~~:----------""$ Tiae

I _____________$ 45,376 60 Capital

15,000 00

Doaand Loan--------------------- 1 385 19 Snrplus Fund--------------------- 14,000 00 Loans on Real Estate------------- ___: ______ Undivided Profits---------------- 3,320 21

Banking Hous-------------------- 2 500 00 Due Unpaid Dividends------------- ----------

other 1\eal Estate 011ned---------Furniture and Fixtures-----------

--2;' 554"ii

Due to Banks in This State------- --------Due to Banks in Other States.---- ----------

Stocks and Bonds other Than U.S,or State of Georgia--------
United Statu and State of Ga.

Call MoneY----------------------- ---------7,450 00 Deposits Subl'ect to Check-------- 38,307 22
De11111nd Corti icates of Deposits-- ----------

DuBe efnrod.s-A-p-p-r-o-v-e-d--~-e-s-e--r-v-e--A--g-e-n-t-s-.

"i9;iio-23

Cashier's Checks---------------- 519 25 Certified Checks---------------------------

Currency------------------------- 2,471 07 Savings Deposits----------------- ----------

Due froa other Bank------------- ---------- Tiae Certificates of Deposit----- 2,663 14

Checks for Clearing House--------

17 20 Trust Funds on Deposit----------- ----------

Cash Iteas (Irregular)-----------

105 73 Certificates of Deposit Repro-

Advances on Cotton--------------- ---------- seating Borrowed Money--------- ----------

CustCIIIer's Liability on Letters

Bills Payable-------------------- ----------

anyl------------- ---------- of Credit
Advances on

and A other

ccc. e. p.ot adni tcieos.-. .-.-.-.

-------------------

Rediscounts---------------------- ---------Liability on Letters of Credits

over Drafh (If

and Acceptances---------------- ----------

other Resources------------------ 9,857 33 Reserve For Interest and Taxes--- --------

Other Liabilities---------------- 10.017 64

Total-------------------------- $83,827 46 Total-------------------------- $83,827 46

SECOHl ANNU\L REI'IIn'

141

Exuiner' 1 Report.
BANK OF DAWStN - DAWStN,<JA.

At Close of Business Odober 15,1921.

Fresident-M.C.Edwards, Directors-M.C.Edwards, J.P.~rry, C.D.Corke,
Ous Dozier. Date of Charter

Cashier-c.D. Corke, J.ll.King,__ Logan Thomas, J .}l.Mc.A.utly,
Began Business

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $218,992 16 Capital Stock-------------------- $100 000 00

Deaand Loans--------------------- 3,444 43 Surplus Fund--------------------- 37 000 00

Loans on Real Estate------------- 50,557 57 Und1vided Frofih----------------

498 17

Banking Bouse--------------------

Due Unpaid Dividends------------- ----------

Other l{eal Estate OWned----------

Due to Banks in This State------- 7,824 06

Furniture and Fixtures-----------

Due to Banks in other States----- ----------

Stocks and Bonds Other Than U.S. or State of Georgia-------

4,725 00 ~:~s~t=~;b-~;~t-t;-Ch;~k:::::::: 115:626-68

UnBitoenddSs-ta--t_es---a-n-d--S- _ta__te__o__f _O__a_.__ _

Deiiland Corti icates of Deposits-- ----------

650 00 Cashier's Checks-----------------

563 37

-24:476-88 Due froa Approved I:eserve Agents-
Currency------------------------Due Froa other Bank-------------

4 292 86 33:333 67

~C=e!r~t:ifri~e:dfiC!!h!e:c;k-;s;----D-;-p-;-;-i-t--:-:-:-:-:-:-

----------

Cbecks for Clearing Bous-------- 2;496 05 Trust Funds on Deposit----------- ----------

Cash.Itoas (Irregular)----------- 1,648 46 Certificates of Ireposit Repre-

Advances on Cotton---------------

senting Borrowed Money--------- ----------

Customer's Liability on Letters

Bills Payable-----------~-------- 45,000 00

of Credit and Acceptances------

Advances OR Over Drafts

O(Itfhear ncyo.).--o-d--it-i-----------

Other l{esources------------------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f --C-r-e--d-i-h--- 26,372 13 37,822 47 and Acceptances---------------- ----------
370 96 Reserve For Interest and Taxes--- ----------

Collecti on Account--------------Cash Short-----------------------

1,401 38 3 27

other Liabilities---------------Collections----------------------

---------2,376 99

Total-------------------------- $159,738 28 Total-------------------------- $359,738 28

FIRST STATE BANK - DAWSON, GA.

At Close of Business October 13,1921.

Fresident-W .A.Balddn,

Directors-W.A. Baldwin,

.J.R. A!ercer,

Date of Charter Anguat 27, 1887.

Cashier-E. J. Pace, _ J .!!.Bell,
Began Business September 2, 1887

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $150,557 72

Deaand Loans---------------------

992 53

Loans on Real Estate------------- 7,329 63

Banl<ing Bouse-------------------- ---------other Real Estate Owned---------- 18,845 11

Furniture and Fixtures---~------- ---------Stocks and Bonds Other Than

U.S.or State of Georgia-------- 1,400 00 United States and State of Oa.

DuBe ofrnomd-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-- 17,616503 0109

Currency------------------------- 7,548 31

Due froa otler Banks------------- I, 940 17

Cbecl<s for Clearing Hous-------- ----------

Cash Items (Irregular)-----------

417 50

Advances on Cotton--------------- 2,166 67 Customer's Liability on Letters

of Credit and Acceptances------ ----------

Advances on Over Drafts

O(Itfhear nCyo)a-.-o--d-i-t-i-e-s--------

--------------------

other Resources------------------ 10,959 96

Capital Stock-------------------- $ 50,000 00

Surplus Fund-------------------- 50,000 00

Und1vided Frofits---------------- 10,456 83

Due Unpaid Dividends------------- ---------Due to Banks in This State------- 1,820 26

Due to Banks in Other States----- ----------

~:~!s~t=~;b-1" ;~!-i;-ch;~k:::::::: -so:265-18

Deiiumd Certi icates of Deposits-- 1,000 00

Cashier's Checks-----------------

1 00

Certified Checks----------------- ----------

TSaiaveinCgserDtieficoastietss-o--f--D-e--p-o-s-i-t---------- --1-8-,7-9-1--0-0-

Trust Funds on Deposit----------- ----------

Certificates of Deposit a&pre-

senting Borrowed A!oney--------- ---------

Bills Payable-------------------- 22,500 00

Rediscounts---------------------- 3,000 00 Liability on Letters of Credits

and Acceptances----.------------ --------Reserve For Interest and Taxes--- ----------

Other Liabilities---------------- 12,136 52

Total-------------------------- $219,970 79 Total-------------------------- $2191 970 79

142

Sl!CON> AIOOP.L REI'Im'

EXIIIIiner 'a Report BANK OF DEARINO - DEARII'IO, OA,

At Close of Business September,l921.

President-Fred J. Hcmard.

Vice-Presidents-S.M. Haywood, B.P. Phillips. Casltier- D.A. Hcmard.

Directors-Fred J. Howard, S.M. Haywood, B. g. Phillips, D. R. Howard, W. M;McGahee, C. H.l'lilliams,

J.Il. Baggott, A.M. Bailey, 0. Howard, James Arrington, W. J. Howard.

Dat~ of Charter-Jane 7 1911
~SOIRCES

Beuan Business June 12 19ll LIABILITIES.

Tiae Loan&-----------------------$ 56,835 12

Dellllnd Loan--------------------- 2,075 07

Loana on Real Estate------------- 9,395 33

Banking House-------------------- l, 622 43

Other Real Estate' Olmed---------Furniture and Fixtures-----------

-2;652-so-

Stocks and Bonds Other Than

U.S. or State of Qeorgia------United States and State of Oa.

Bonds __ ---------_--_------_---Due fr0o1 Approved Reserve Agents-

Currency-------------------------

---------- Due Froa other Banks-------------
Checks for Clearing House-------Cash Items (Irregular)-----------

196 28

Advances on Cotton--------------Customer's Liability on Letters

of Credit and Acceptances------

Advance on Over Drafts

O(Itfhear nCyo)a-m--o-d--it-i-e-s--------

Other Resource------------------

Capital Stock--------------------$ Surplus Fnnd--------------------Und1Vided Profits---------------Due Unpaid Dividend------------Dne to Banks in This State------Due to Banks in Other States----Call MoneY---~------------------ Deposits Subject to Check-------Demand Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------Saving& Dero&its----------------Ti Certi icates of Deposit----Trust Funds on D_eposit----------Certificates of lfeposit Repre-
senting Borrowed Money--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits
and Acceptances---------------Reserve For Interest and Taxes---
other Liabilities----------------

\5,000 00 5,000 00 5,163 70 19,855 31
101 35
20,377 07 130 77

Total-------------------------- $79.466 51 Total-------------------------- $79.466 51

DECATUR BANK &. TRUST CO. , DECAT!JR. GA.

At Close of Business September 12,1921.

President-J. Howell Green,

Vice-Presidents-W. H. Weeks, S. R. Ct.ristie. Cashier- W. C. McLain.

Directors-W.E. AlcCallyfJ. Howell Green, W.H. Week, S.P~ Christie, A.Pu Almon, W.D. Manley,

E. E. Treadwe 1, C. A. Mathews.

~SOIRCES

LIAHILITIES

6!::Joi:!;;;::::::::::::::::::::~

612,100 200,000

20 00

Loans on Real Estate------------- 60..000 00

oBtahnekrinRg eHaloEusstea-t-e--O-W--n-e-d-_-_-_-_-_-_-_-_-_-_- -io;4oo-oo

Furniture and Fixtures----------- 5,986 69 Stocks and Bonds other Than

U.S.or State of Oeorgia-------- 11,850 00

United States and State of Oa.

Bonds---- ____ --- __ - __ ---------- 1,846 00

CDuuerrefrnocmy_A__p_p_ro_v_e_d__R__e_s_e_rv_e__A__g_e_n_t_s_- 80,950 68

10,371 27

Due fro. other Banks------------Checl<s for Ctearing House--------

--2:732-io

Cash Items (Irregula~----------

407 33

Advanceo on Cotton--------------Customer's Liability on Letters

of Credit and Acceptances------

Advances on other Ca..odities---- ----------

Over Drafts (If anyl-------------

103

other Resources------------------ 3,698 99

Capital Stock-------------------4 100,000 00

Surplus Fund--------------------- 65,000 00 Undivided Prof its---------------- 8, 816 76

Due Unpaid Dividends-------------

Due to Banks in This State-------

Due to Banks in Other States-----

Call MoneY----------------------Deposits Sub,'ect to Check--------

295:761-94

---------- DeiiUlnd Certi icates of Deposits--
Cashier's Checks-----------------

--6;638-85

Certified Chocks-----------------

Savings Dofosits----------------- 235,785 Ol

Tiae Corti icates of Deposit----- 89,997 22

Trust Funds on Deposit----------- 78,344 51

Certificates of Deposit Repre-

senting Borrowed Money---------

Bills Payable--------------------

Rediscounts- __ ------- __ ---------Liability on Letters of Credits

and Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

Tota 1-------------------------$1, ooo;-3442 9 Total------------------------J4,000,344 29

SECOMJ ANNU\L REI'IIa

143

Examiner's Report.

DEKALB CO. BANK, Da;ATU!4 GA.

At close of business August 30,1921

President-F.T.Hopkins.

Vice-President&.Jno.F.Green, J.F-Kelly, Cashier-C.H.Blount.

Directors-F.T.Hopkins, Jno. T.Green, J. T.Kelly',W. W.Andrews, F.A. Doughman, J.h.Goss..Sr.,

W.T.Green, R.Ai.Gann.t J.li.llawkins._ N.U.AicDonald,l\.C. Farra,l. L.Rodgcrs,C. FMorris,

..... E.Patillo, t.o.watkins.

Date of charter -

Began Business -

RESOIRCES

LIABILITIES.

Tiae Loan----------------------- $123,857 06 Capital Stock-------------------- $ 25,0UQ 00

Deaand Loans--------------------Loans on Real Estate-------------

24,000 00 15,000 00

Surplus Fund--------------------Undvided Profits----------------

25,000 00 U381! 10

Banking Bouse-------------------- 1,875 00 Due Unpaid Dividends------------- ----------

Other Real Estate Owned---------- 11,887 07 Due to Banks in This State------- ----------

Furniture and Fixtures----------- 1,480 00 Due to Banks in Other States----- ----------

Stocks and Bonds Other Than U.S. or State of Georgia-------

~:!!s~::e~;bj;~t-t;-Ch;~k:::::::: -79~706-94

United States and State of Oa.

Deiiland Certificates of Deposits-- ----------

Bonds--------------------------

Cashier's Checks----------------- 1,326 86

Due froa Approved F-eserve Agents.

Certified Checks----------------- ----------

Currency------------------------- 3,947 88 Savings Defoaits----------------- 12,454 73

Duo Froa Other Banks------------- 33,873 14 Tiae Certi icates of Deposit----- 41,938 87

Checks for Clearing House--------

1!7 51 Trust Funds on D~posit----------- ----------

CAadsvhanIcteesmson (CIrortetognu_l_a_r_)_-_-_-_-_-_-_-_-_-_-_-

860 27 Certificates of Ueposit ~pre-

senting Borolfed Money--------- ----------

Customer's Liability on Letters

Bills Payable-------------------- 30,000 00

of Credit and Acceptances-----Advances on Other Commodities----

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s--- ----------

Over Drafts (If any)-------------

457 26 and Acceptances---------------- ----------

Other Resources------------------

96 70 Reserve For Interest and Taxes--- ----------

other Liabilities----------------

131 76

Cash Long------------------------

4 65

Total-------------------------- $217,451 71 Total-------------------------- $217,451 91

Dt:Xl'llR liANKI Nl COMI'ANY,DEXfEJ<.GA.

At close of business July 16,1921.

l'rosident-J.E. Now. Vice-President - W.G. Hogan-

Cashier-D.W.Knight.

Directcr s-J.E. New, W.G.Hogan, '[.Al. Daniel, T.J. Lloyd, A.IV.DoJQeney, D.W. Kniglit

Date of CIB rtor-

Hogan Bus in es s-

RESO~ES

LIABILITIES

Tiae Loan----------------------- $ 37,399 52

Deaand Loan&--------------------- 17,585 48

Loans on Real Estate------------- 9,060 00

Banl<ing Bous-------------------- 2,000 00

other Real Estate Owned---------- ----------

Furniture and Fixtures----------- 1,627 92

Stocks a.nd Bonds other Than

U.S.or State of Georgia-------- ----------

United States and State of Oa.

Bonds-------------------------Due froa Approved Reserve Agents-

24,800 00 3,045 29

Currency-------------------------

660 03

DChueecif<rsoafoor thCelreaBrianngkHso-u--se--_-_-_-_-_-_-_--_

--------132 34

Cash Iteas (Irregular)----------- --------

Advances en Cotton--------------- 6,388 73

Cuatom.er ' Liability on Lett era

of Credit and Acceptance------ ----------

AdYances on Other Comaoditie---- ----------

Over Drafts (If anyl-------------

72 11

other Resource------------------ ---------

Cotton carried in cash-----------

556 64

Capital Stock-------------------Surplus Fund--------------------Undvidod Profits----------------

$

25,0()1) 5,o~o 9,055

00
oo
79

Due Unpaid Di!ide~s------------- ---------

Dae to Banks 1n Th1s State---~--- ----------

Due to Banks in Other States----- ----------

~:~!~::e~;bj;~t-t;-Cb;~k:::::::: -~9~j2Q-22

Demand Certificates of Deposits-- 5,887 42

Cashier's Checks-----------------

76 88

Certified Checks----------------- ---------SaYings Defosit----------------- 8,986 72

Tiae Certi icates of Deposit----- ----------

TCreursttif Ficuandtos sonofDDeeppoossiitt-R--e-p-r-e------ ----------

senting Borrolf8d Money--------- --~-----

Billa Payable-------------------- JQ,.OOQ 00 ~ediscount1---------------------- ---------Liability on Letters of Credits

and Acceptances---------------- --------Reserve For Interest and Taxes--- ---------

Other Liabilities---------------- ----------

Cash Long------------------------

1 03

Total-------------------------- $103,328 06 Total-------------------------- $103,328 06

144

SBCONJ ANNU\L REPCI(l'

EXIUlinar 's Report BANK OF DOERIN - DOERIN, IJA.

At Close of Business Septeaber 16,1921

1\-esidut-L.O.Benton, Vice-1\-esidents..P.B.Watkins, o.w .&White, Cashier-W .Al.S.ith,

Directors-LA.O.H..BHeanntcooncK1 ,

P.B.Watkins, R.A.Cooper,

W.M.S..ith, J. Idelson,

O.W .McWhite,

J.B.Shepard,

Date of Charter Jane 6, 1902.

Began Business 14ay, 1900!.

RESOtRCES

LIABILITIES.

------------,------;-,----,-,--,----,---------:-::-~:---:

Time Loans----------------------- $121,321 08 Capital Stock-------------------- 40,000 00

Deaand Loan---------------------

307 31 Surplus Fttncl--------------------- 6,000 00

Loans on Real Estate------------- ---------- Unclvided Profits----------------

493 38

Banking Bona-------------------- 1,500 00 Due Unpaid Dividends-------------

Other Real Estate OWned---------- 2,000 00 Due to Banks in This State------- 17,607 43

Furniture and Fh:turea----------- 1,500 00 Due to Banks in other Statu-----

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

United States and State of Oa.

Bonds--------------------------

Call MoneY-----------------------

7,500 00 Deposits Subject to Check-------- 38,901 94

--------- Deaancl Certificates of Deposits--
12,500 00 Cashier's Checks-----------------

748 38

Due fr~ Approved r-eserve Agents- ---------- Certified Checks-----------------

Currency------------------------Due Frea Other Banks-------------

3511,133969

OS 63

Savings Defoaits----------------Tiae Certi icates of Deposit-----

42,978 82

Checks for Clearing Hons-------- 1,236 96 Trust Fnnds on D~oslt-----------

Cash Items (Irregular>-----------

412 50 Certificates of lfeposit Repre-

Advancea on Cotton--------------- 7,579 24 seating Borrowed Money---------

Customer's Liability on Letters

Billa Payable-------------------- 47,500 00

of Credit and Acceptances------ ---------- Rediaconnts----------------------

Advances on Over Drafts

O(Itfhear ncyo.).-o--d-i-t-i-e-s---------

--------~
----------

Liability on Letters of Credits and Acceptances----------------

other Resource------------------ 1,837 18 Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $[94,229 95 Total--------------------------$ 194,229 95

FAR.\lERS BANK- DOERIN, OA.

At Close of Business August 2, 1921.

1\-esident-J.O.Myers,

Vice-President E.L.Bacon

Cashier R.L. Frell

Directors-J .O.A!yers, E.L.Baco!!! R.L.Frell, L.J .A!cPhaul,. .J .Hancock, C.B.Slocua,

Date of Charter Novomber 18, 1YU9.

Hogan Business November 9, 1909.

RESOIRCES

LIABILITIES

Time Loan-----------------------$ l08,306 13

Deaancl Loan---------------------

547 34

Loans on Real Estate------------- 50,000 00

Banking House-------------------- 2,253 00 other ~eal Estate Owned---------~ ----------

Furniture and Fixture----------- 2,714 07

Stocks and Bonds other Than

U.S.or State of Oeorgia-------- ----------

United States and State of Oa.
DuBe ofr0n1d1 sA--p-p-ro--v-e-d--R-e--se--rv--e--A-g-e-n--t&--- --1-0-,1--7-0--7-7

Currency------------------------- 5,853 45

Due fr oth~r Banks------------- ---------

Checl<s for Clearing House--------

980 26

Cash lteas (Irregular)___________ 1,248 09

ACduvsatonmceesr'sonLCiaobtitloitny--o-a---L-e-t-t-e-r-s--- ----------

of Credit and Acceptances------ ----------

Advances on otlter c._odities---- ----------

Over Drafts (If anyl-------------

06

other Resource&------------------

155 00

Capital Surplus

Stock-------------------Fund---------------------

$25,000
5,ooo

00 00

Undvided Profits---------------- 5,723 54

DDuuee tUonpBaaidnkDs iivnidTehnisdsS-t-a--te--_-_-_-_-_-_-_-

Due to Banks in Other States-----
Call MoneY----------------------Deposits Subl"ect to Check-------Deiancl Carti !cates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tiae Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Money--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits
and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities----------------

3-2-,-4-18--0-6 91 22 52,307 58 53,000 00
6,500 00 2,187 74

Total--------------------------$ ~~I Total--------------------------$182,228 14

SBc:OMl ANNU\L REPIIU

145':

Exuiner 'a Report &NK OF DINAWS<M'ILLE - D!NAWS<M'ILLE, GA.

At Close of Business October 28, 1921.

!Tesident-T. J.Shingler,

Cas.hier~W ,H .Vanlandtngbu,

Diroctors-T.J. Shingler, Sr., Thos. Chason, W.H.Vanlandinghaa I.R..Nullaaa, Jr.

C,B, Oholsen, W.H.Flo"ers, Jr, Roese Boll, R.~T. Do toa.

Date of Charter

Began Business

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $466,475 18 Delll8nd Loan--------------------- 25,936 18

Capital Surplus

Stock-------------------Fund---------------------

$1s0e0'o0o0o0

00 00

Loans on Real Estate------------- 91,024 51 UndlVidod Profits---------------- 53:571 89

Banking Honse-------------------- 5, 710 49 Due Unpaid Dividends-------------

576 00

!: :_-_-_-_-_-__--_-_ g:: Other Real Estate Ol<ned---------- 17,800 QO
Furniture and Fixtures----------- 5,105 65

~~! ~= ~~!rs~;!;;;:::::

Stouc.ks.s

and Bonda Other Than or State of Oeorgi-------

14,650 00 ~!~s~;:~;i;j;~t-t;-ci;;~i;:::::::: i56.77463

United States and State of Oa.

Deiilaad Certificates of Deposits-- - - - -

Bond-------------------------- 22,015 58 Cashier's Checks----------------- 6,099 10

Due fr .. Approved Reserve Agents. 2~,914 24 Certified Checks----------------- ---------

Currency------------------------- 12,124 36 Savings Defoaits----------------- -----

Due Froa Other Bank------------- ---------- Tiaa Certi icates of Deposit----- 67,770 77

Checks for Clearing House-------- ---------- Trust Funds on Deposit---------- - - - - -

Cash Items (Irregular)----------- 6,976 67 Certificates of lfeposit Repre-

Advances on Cotton--------------- 4,054 37 senting BorrOl{ed Moaay--------

Cust011er'a Liability on Letters

Bills Payable-------------------- 105 500 00

of Credit and Acceptances------ ---------- Rediscounts------------------ 167:967 70

Advances OD Other co...odi tiU---- ---------- Liability on Letters of Credits

Over Drafts (If any) ------------

75 71 and Acceptances---------------- --------

Other Resources-----------------Collect ion Account--------------Seminole County Warrants---------

---------7,878 50 6,929 19

Reserve For Interest and Taxu other Liabilities---------------Cash----------------------------

2,409 44
---~
1 10

Total-------------------------- !j; 710,670 63 Total-------------------------$ 710,670 63

PLANTERS BANK - DOO"AWS<M'ILLE, OA.

At Close of Business July 2, 1921.

Prosident-J .L,Dicteus9n, Vice-Presidents-P.S.Spooner, Jno, I.Spooner, Cashier- J.L.Harala

Directors-J .L.Dickenson, P.S.Spooner, Jno.I.Spooner J.L.Haralson,

AI.AI.Jlintor,

Date

of

J,E.Johnson Charter June

b

,

J.A.Slephens, 1915,

W.D.Hay,

J.F.Bro1<11, Began Business Jllly 22, 1915.

RESOIRCES

LIABILITIES

Time Loans----------------------- $123,.519 32

Demand Loans---------------------

141 50

Loans on Real Estate-------------

Banking Bouse-------------------- 3,306 70

other Real Estate Ol<ned----------

Furniture and Fixtures----------- 1,867 93 Stocks and Bonds Other Than

U.S,or State of Ooorgia--------

UnBitoonddsS- _ta__te_s___an-d--S__ta__te__o__f _O__a_. __ _

Due lr.. Approved Reserve Agents-
Currency___ ---------------------Due from otber Banks------------Checks lor Clearing Hou-------Cash Items (Irregular)----------Advances on Cotton--------------Customer 'a Liabi 1ity on Lettera
of Credit and Acceptances-----Advances on other Commodities---Over Drafts (II anyl------------other Resourc-----------------Prolit & Loss--------------------

7,108 47 2,789 24
238 77 10 00

Capital Stock--------------------
h---------------- Sarplua Fund--------------------
Und1dded Prof i Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States----
Call AlonY----------------------Doposits Subl"ect to Check-------Deiland Certi icates of Deposita-Cashier' Checks----------------Certified Chocks----------------Savings Defosits----------------Tiae Corti icates of Depoait----Trust Funds on Deyosit----------Certilicates of Deposit Repre-
senting Borro""d Money-------- Bills Payabl--------------------
RLoidaibsicloiutynt son- L--e-t-te--rs--o--f -C--r-e-d-i-ts--and Acceptances---------------
tioa--------------- Reserve For Iateroat and Taxes---
Other Liabili

$15,000 00 5,000 00
52 000 00 17:061 12 14,264 96
196 53
7,345 70
10,000 00 20,000 00
2,448 30
- -4-46

Total ---------------------- $143,321 07 Total-------------------------- $143,321 07

146

1'111! UNI~ BANKING CCJIPANY, DOUGLAS, GA. & BII.OXTON, GA.

At Close of Business August 22,1921.

President-T.S. Price, Vice-Presidents-J,W, Qunicey,Hoses Oriffin,J.L.Shelton. Cashier-~N.Yeo Directors- T.S. Price, J.L. Shelton, J.S. Lott, J.L. Sapp, J.J. Donninl, J.W.Quincey, Mrs. J.M.
Ashley, J. C. Brewer, Elias Lott, Jesse Newbern, Moses Orif fln, Daniel Gaskin, C. !l. Baker,

Date of Charter-December 27 1898,

J.L. Young, E.L. Moore.

9

III!SOIRCES

LIABILITIES.

LoaJI--------------------- Tbla Loana-----------------------$ -353,728 98 Capital Stock-------------------~ 100,000 00

Lo-uaaaadoa Ileal Eatate-------------

73,227 99 Surplus Fand--------------------- 50,000 00 53,464 39 Undivided Profit---------------- 3,231 26

BFotaaharenkriint~acraBeloanEadstFa--tie-x-tO-n-rw-e-n--e---d----------------------------

50,000 00 Due Ua~id DiYidends-------------

20 00

21,922 45 One to Banks in This Stat------- 52,031 67

14,910 07 Due to Banks in other States-----

Stouc.lsra.

and Bonds Other Thall er State of Oeorcia-------

Call Moner----------------------16,135 46 Deposits Subject to Cbeck-------- 271,212 00

Uaited States and State of Oa.

Deaand ~ertilicates of Deposits-- 25,000 00

Boa4-------------------------- 76,050 00 Cashier s Checks----------------- 2,530 46

----------- Dae fi'OIII Approved f!eserve Acenta.
Currencr------------------------Daa Froa Other Baak-------------

24,241 09 Certified Checks----------------11,246 94 Sainca Defosits----------------- 36,429 03 51,981 00 Tine Corti icates of Deposit----- 101,211 88

Chacka for Clearinf Bouse--------

762 50 Trust Funds on D_aPosit----------- 2,766 90

Cash Itaaa (Irraca arl----------- 2,425 47 Certificates of lfaposit Repro-

AdYancea on Cotton--------------Castoaer's Liability on Letters

---------- sentinc Borrowed Money--------Bills Payable--------------------

Ad:!n~~:d!! o::.~cc:!::~;:;;:::: ---------- RLiaadbiisleitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s---

~er Drafts (If anyl------------- ----225-84 and Accaptances----------------

othor Rasoarces------------------ 1,372 85 Reserve For Interest and Tax---

Othar Liabilities----------------

Total-------------------------- 751 695 03 Total--------------------------

DOUJLASVILLE BANKING CO., DOUGLASVILLE, GA.

At Close of Business October 8,1921.

Presidant-J. T. Duncan.

Vice-Presidents-A. If. McLarty, M. E. Gioer. Cashier- 0, T. McLartv.

Diractors-J.T. Duncan, A.W. McLarty, M.E. Gear, N.B. Duncan, J.T. Lee, W.J. Dorris, P.D. Silman,

J,ll, Hackett, E.M.Jiiaff iaea-, P. H. Ifinn.

Date of Charter-

RESOIRCES

LIABILITIES

Tiaa Loan-----------------------$ 476,157 71 Capital Stock--~Branch,Paren~---$ 75,000 00

Daaand Leans---------------------

889 00 Surplus Fnnd--------------------- 51,500 00

Loans. on Real Estat------------- 22,066 65 Und1Yidod Profits---------------- 7,170 67

Bankiag Bouse-------------------- 4,397 18 Due Unpaid Dividend-------------

20 00

other Real Estate Owned---------- 5,350 00 Dna to Banks in This State-------

74 30

Furniture and Fixtures----------- 4,525 00 Dna to Banks in Other States----- ---------

Stocks and Bonds Other Thall U.S,or State of Oaorcia--------

4,700 00 ~:~!.~;:~;bl:;~t-t;-Ch;~k:::::::: 134;955-52

Uaitad Statu and State of Oa.

Deaand Corti icatos of Deposits-- ---------

DaBaofurodas-A-p-p--ro-.-a-d--R--e-s-e-rv--e--A-c--e-n-t-s--

1,059 08 8,205 74

Cashier's Checks----------------Certified Chocks-----------------

-----------------

Cur~eney------------------------- 2,967 40 SaTings Deposits----------------- 10,913 08

Due froa Other Banks------------Chacks for ~leariag House-------Cash lteas (Irrecular)-----------

--i;ii9()67
6, 781 74

Tlae Certificates of Deposit----- 121,896 86 Trust Funds on Deposit----------- ---------Certificates of Deposit Rpre-

A4Yancas an Cotton--------------

sentiag Borrowed Money--------- ----------

Cnatoaar'a Liability on Letters

Bills Payable-------------------- 95,390 60

of Credit and Acceptancas------

Redisconnts------~--------------- 90,472 68

any)------------- AdTancas On other C...oditios----
~Or Drafts (If other Rosoarces------------------

Liability on Letters of Credit

ReasnedrvAe cFcoerpItnantecreess-t--a-n-d--T--a--x-e-s-----

--------------------

Doaglas Co-lfarr~nt-------------

Other Liabilities---------------- 2, 023 12

Branch Bk.(Cop)------------------

Cotton Acct.--------------------- 805 39

Cash Long------------------------

25 33

Total--------------------------$ 590,247 55 Total------------------------$.890,247 55.

SECO!Il AJIINU\L REI'(RI'

147

Euainer 's Report. Douglasville Banking Co., Winston, Ga,

At close of business Oct.ll, 1921.

President-J .T, Duncan,

Vico..Prosident-

Cashier-O.C. Jolulatoa.

Directors-J.T.Duncan,C.C.Johnstoa, R.M.Johnstoa, UJK,Eatorkia, W,W,Wt.s, t.A.T.oapsoa,

J.T, Mibis,

Date of Charter

Bogan Business

RESO(RCES

LIABILITIES.

Tiao Loan&-----------------------

Deaand Loan---------------------

Loaas on Real Estate-------------

Banking Uons--------------------

Otber Real Estate lllmed----------

Furniture and Fixtnros-----------

Stocks and Bonds Other Tbna

u.s. or State of Oeorgia------Uaitod states and state of Oa.

Bonds-------------------------Duo froa Approved Reserve Agents-

Currency-------------------------

Duo Froa Other Banks-------------

Chocks for Clearing House--------

Cash Itoas (Irregular)-----------

Advances on Cotton--------------Custoaer's Liability on Letters

of Credit and Acceptances------

Advances on Over Drafts

O(Itfhear nCoy.).-o--d-i-t-i-e-s---------

Other Resources------------------

$ 10,168 34
205 00 2,196 45
--4-,-0-0-0--0-0 1,500 00
6 200 40
--1-:1-0-6 -7-7 6000 332 88
483 59

Capital Stock--------------------
Surflna Fand--------------------Und Tided Profits---------------Due Umpald Dividends------------Duo to Banks Ia Tbb State------Duo to Banks in other Stntea-----
Call Money----------------------Deposits Subject to Cbock-------Doiiland ~artilicntos of Deposits-Cashier 1 Checks----------------Certified Checks----------------Savings Defosits----------------Tiao Corti !cates of Deposit----Trust Fuads on D~oslt ----------Certificates of Jrepodt Repre-
senting Borrowed Money--------Bills Payable-------------------Rediscouats---------------------Liability on Letters of Credita
and Accoptaaces---------------Resorvo For Interest and Toes---
Other Liabilities----------------

------ $15,000 00 302 90
--5,-71-1-8-8
135 82 _4,554 ~
548 46

Total-------------------------- $26,253 43 Total-------------------------- $26 0253 43

FAR~\ffiS & AtERCHANTS BANK, DOUGLASVIlLE, GA,

At close of business Nov.lO, 1921,

PresidentDirectors-

E.R. E.R,

Stewart. Stewart,

Vice-Presidents-R.M.Johns R.AL. Johnston, V.R. Salth,

t

oJ.nL1

V.R.Smi . Giles,

th. Ne

Cas sbit

hlet'-N Harpe

.R r,

, Hend Thad

e

r

son

,

DateA1~iaCIIa~t~; Stewart' li,AL. tlpsbaw

Began Business

RESOtRCES

LIABILITIES

Tiae Loan-----------------------$ 218 1 829 92 Deaand Loans--------------------- 19,210 87

Loans on Real Estate------------- 25,889 03

Banking Dons-------------------- 4,374 11

other Real Estate Owned---------- ---------

Furniture and Fixtures----------Stocks llftd Bonds Other Than

3 0689 03

U,S,or State of Georgia-------- 3,000 00

UaBitoednSdta--t-u--a--n-d--S-t-a-t-e---o-f--O-a-.---- -------

Due froa Approved Reserve Agents- 8,484 12

Currency------------------------- ~!~~-~

Due fr011 Other Banks-------------

Checlts for Cloariag Uous-------Cash Iteas (Irrogular)-----------

l~rs' ~:

Advancos en Cotton--------------- 9,769 87

Custoaer 's Liability on Letters

of Credit and Acceptances------ ----------

Advances on Over Drafts

o(Ithf ear nCyo)a-a-o--d-i-t-i-e---------

-------------------

Other Resources------------------ 3,567 05

Cap!tal Stock-------------------- $25,000 00

- - - - - ~:df!~:.~un~;iii;::::::::::::::::

5 000 00 12:019 72

Due Unpaid Dividends-------------

Duo to Banks in This State-------

Duo to Banks in other Stat-----

Call Honer----------------------Deposits Subiect to Cbock--------

847 85:00~0~0

Deaand Certificatoa of Deposits--

- - - - - Cashier 1 1 Checks-----------------
Certif led Checks-----------------

1,288 12

Savings Droit-----------------

Tlaa Certi icates of Deposit-----

Trust Funds on Deposit-----------

Certificates of Deposit Repre-

senting Borro~d Money--------Bills Payable--------------------
Red!scouat1 ---------------------Liability on Letters of Credih

35 500 00 20:159 90

and Acceptances----------------

Reserve For Interest and Tuu---

Othor Liabilities----------------

Total-------------------------- $302,452 38 Total-------------------------- $302,452 38

148

E:aainer' s lteport , BANK OF DOVER, DOVER, GA. At close of business Oct, 1, 1921,

President-If .A,Wilson, Vice-Presidents-W .A .Wilson, WJ!.Hownrd ~I.R ,Oliff ,cashier-~!.R .Oliff,

Directors-lf.A,Wilson, lf .M.Hownrd,R .H.Freeman,B.C,Burk, I .C.Bn;k,S .L.Dougttsy,If .H ,Coopy,

Bar Date 0 1

nCs1nWa r.Fte'rLane,

J.C.Lane,

E.L.

Oliver.

Began Business

ltESOIRCES

LIABILITIES.

Ti Loan&----------------------Daaand Loans---------------------

$

42,622 1,390

92 80

Loans on Jteal Estate-------------

Bankim& Rouse-------------------Other lteal Estate Owned----------

~g<J~ ~

Furniture and Fixtures----------- : 179 71

Stocks and Bonds other Tbaa

uaYi~4 ~a~!:t:_:fs~;~g!;-a;:--- 300 00

DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-n--e--A-g--e-n-t-s--

Currency------------------------Due Fr.. other Banks------------Checks for Ctearinf Rouse--------

Cash It (Irrega ar)-----------

Ad~ancea
Cuata.er'

sonLCiaobtitlointy-

-o-n--

-L-e-t-t-e-r-s-

--

Ad:!n~::d!! o;g.~c~:!:4iii;;::::

o~tehra r DRr aefstos u (rIcfe sa-n- -y-)---------------------------
Cotton Account-------------------

1,483 51 2,506 51
371 31 688 73
98 14 528 53

Capital Stock--------------------$ 15 000 oo
Surflus Fund--------------------- ___! ______

Und
Due

~Uind~eid d

Profits---------------Dividends-------------

4 347 70 ' 56 00

One to Banks in This State------- ----------

Due to Banks in other States----- ----------
~:~.~t!e~;bj;;t-t;-Ch;;k:::::::: --s,256-s7

Deaand Certilicates of Deposits-- ----------

Cashier's Checks----------------- ----------

Certified Checks----------------- --------Sa~ings Drosits----------------- ---------Ti Certi icates of Deposit----- 14,027 11

Trust Funds on Deposit----------- ---------Certificates of traposit Repre-

senting Borro1red .llonay--------- --------

Bills Payable-------------------- 15,500 00 RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e--d-i-t,--- ----------

and Acceptances---------------- ------Reserve For Interest and Taxes--- ----------

other Liabilities---------------- ----------

Uncollected Deposit--------------

525 50

Cash Long------------------------

3 29

Total--------------------------$ 571 716 47 Total--------------------------$ 57,716 47

SOUTHERN EXCHANGE BANK, DUBLIN, GA,

At close of Business Dec.l7, 1921.

President-F.B.Rein,Vice-Presidents-

Cashier B.B.Fordltam

D

i

recto Jr

r..s.-FL.eBlf.iRs eHinast,ch1eVrm, .CC.T.Eh.omlp:saornr~Jll.H, .JW!isitsheSralnraghtonK1iBng.B, .FJ.oWrd.hAahm:AieRr,.H

i

l

l

Engli:h H,H.Erlfing

'

'

Date of ~.;barter

Began Bus ioe ss

RJ!SOIRCES

LIABILITIES

Tiaa Loan-----------------------$394,850 01 Deand Loans--------------------- 8,108 36 Loans on Real Estate------------- ----------

Banking Bouse-------------------- ----------

other Real Estate Owned---------Furniture and Fixtures-----------

49,1967438

67 93

Stocks and Bonds other Than

U,S,or State of Oeorgla-------- 5,360 37 ODitad States and State of Oa.

Bond-------------------------- ---------Due fr Approved Ruane Agents- ----------

Currency------------------------- 2 854 31 Due fr.. other Banks------------- 21;6l8 2' Checks for Cleariag Bouse-------- 2 764 92

Cash Iteu (Irregular)----------- 2:479 12

AdTucu an Cotton--------------- 1,910 85 Caat..er'a Liability en Letters

ef Credit and Acceptaaces------ -------
~~arncDurafotas o(Ithf ear ncy-lo--d--i-t-l-u---------- -------------

Other Resources------------------ ---------Bills of Exchange----------------- 2,733 51

Coaat7 Warrants------------------- 5 263 57 CitiBank Dabli----------------- 320:588 40

City Warrants--------------------- 10,000 00

Cash Short------------------------ 322 13 Tetal--------------------------$ 799,487 01

Capital Stock--------------------$100,000 00

Surplas Fund--------------------- 1,000 00

Undtvided Profits---------------Due Unpaid Dividends-------------

---5-10-0-0--3-9-

Dae to Banks in This Stat------- __1_4_,6_8__1_9_3_

Due to Banks in Other States-----

~:~!~t!e~;bl7;;i-i;-Cb;~k:::::::: 252:SOi-28

Deund Certi icates of Deposits-- ----------

Cashier's Check---------------- 3,061 85 Certified Checks----------------- 247 86 Sa~ings Defosits----------------- 3 801 80 Tle Cert i icates of Deposit----- 123:109 61

Trust Funds on Deposit----------- ---------Certificates of Deposit Repre-

senting Borrowed Money--------- ----------

Bills Payable-------------------- 82 500 00

Rediscounts---------------------- 120:530 94 Liability on Letters of Credit$

and Acceptances--------------- ---------Reserve For Interest and Taxes--- ----------
o;:.,er,tL~...~~~~\~__-_-_-_:::-_-_:-_-_::::: 92,~~ ~

Total--------------------------$799 487 01

149

At ~lose of business August 10,1921

President-J.A. Hogan. Vi~e-Prosident- ~.J. Chappell. Directors-J.A. Uegan, g. L. Sumner, g. J. Chappell. Date of Cha~ter-

Caahier-R.L. Snaaor. Began llusiness-

RESOt:RCES

LIABILITIES.

Tiae Loans-----------------------$ 8,931 24 ~apltal stock--------------------$ 15,000 00

Deaand Loan--------------------- 8,805 50 Surplus Fund--------------------- 3,750 00

Loans on ~eat Estate------------- 9,220 00 Undivided Profits---------------- - - - -

Banking Bouse-------------------- 1,783 39 Due Un~ld Dividends------------- - - - - -

Other Real Estate Owned---------- ---------- Dae to Banks ln.Thls Stat------- - - - - - -

Furniture and Fixtures----------- 2, 990 !() Due to Banks ia other Stat----- -------

==== Stouc.kss.

and Bends other Than or State of Georgia-------

---------

CDaelplolsliotanSeYub-j-e-c-t--t-o--C--h-e--c-k---------------- -. 6-,-65-7-n-

United Statu and State of Oa. Bonds--------------------------

7,624 23 g=:r~=r~~e!k:~~~-~~-~~~~~~~~::

Due lroa Approved P-eserve Agents- 3,501 36 Certified Checks----------------- ----------

Currency------------------------Due Froa other Banks------------Checks for Ctearinf Bouse--------

988 39 --------
4600

TSainvelnaC:aerDtlrlocatlets--o-f--D--e-p-o-s-i-t---------Trust Funds on D,poslt-----------

-18-,08-6 -59 8 OS

Cash Itoas (Irregu ar)-----------

17 00 Ce~tificatea of Ireposlt ~epre-

ACduvsatnocaeesr'osnLCiaobttilointy--o-n---L-e-t-t-e-r-s---

--------

aen Billa

tPlaac~bBlor-rO--W-8-4--M--o-n-e-y-----------------

--------50,000 00

any)------------- of Credit and Acceptances------
Advances on Other Coaaodities----

-----------------

f:!tfi:t;t:;-L;ii;;;-;;-c;;dii;--

-------

Over Other

D~rasfotusrc(eIf------------------

3 28 ----------

and Acceptances---------------~asarva For Interest and Tax---

---------------

Prolit and Loss-----------------

Loac---------------------- u other Llabllltles---------------- ----------

Caala

20

Total-------------------------- $ 48,513 56 Tetal-------------------------- $ 48,513 55

BANK OF DULIJfB, DUWfB,OA.

At ~lose of business Sept. .ber 1,1~.

President-L.P. Pattillo.

Vlee-Presidont-J.W. Kn~

Cashler-D.W. Wilson

Dire~tora-L.P.Pattillo, J.W. Knox, D.W. Wilaon.A.M.Ball,~E Lowe, C.&. Parsona,Jf8a

SummenoOr.
Date of ~barter- Nov. 1 1910

RESOt:RCES

LIABILITIES

Tiao Loans---------------------Demand Loans-------------------Loans se~ured by goal ~state--- United States Bonds------------Other Sto~ks and Bonds----------
Banking llouse------------------Furaiture and Fixtures------
Other Real Estate Owned--------Duo from banks in this State---Due lroa Banks in other States-Currency------------------.----Advances on cotton-------------Advances on other commodities--Cho~ks for Clearing Bouso-----Other Che~ks and Cash !toms----Customers liability on letters
of credit and a~~eptan~----- Ovordralts-(il an1l------------Other assets not 1ncluded above-
Total-------------------------

$185,770 14 --------
3,327 75 495 00
2,078 00 2,500 00 7,552 07 1,607 01 1,603 19
849 10
$205,782 26

Capital Sto~ Paid in--------Alliiunt reserved for branches--
Sur~lus Fnnd-------------------Undvided Profits--------------Dividends Unpaid--------------Due to Banks in this State-----Duo to Banks in ot~er States----
I-U:Iv~d=:tiD;p;;iti-S;bj;~i-i;--
check------------------------Deaand Cortifi~ates of Doposit-Tiae Certificates of Deposit---Savings Deposits----------------
TCruhset cF!u'sn-d-s--o-n--D--o-p-o--s-it-,-C--a-s-h-i-e-r-'a-
Certilied Checks---------------Bills Payable------------------Notes and Bills re-dis~ounted-- Cortili~ates of Deposit lor Borrowed Money----------------Liability on Letters of Credit
and ~~eptan~s--------------- Resorvo for interest and Taxes-Other Liabilities uot included
in the above------------------

$25,000 00
17,500 00 16 00
12,000 00
33,329 92 69,775 67
660 67 47,500 00

Total------------------------- $205,782 36

SI!COMI ANNIAL REI'IIn'

Exuiaer 's Report. FAIDWS & ~lERCHANTS BANK, DULUTH, GA.

At close of business Oct,4, 1921.

President-A.R. Danforth, Vico-President-L.E. Payae

Cashie.-D.E. Flowers.

Directora-A.R. Danforth, L.E. Payne, D.~. Flowers,. lV.R. Jones, JI.T. JlcDaniel.

Date of Charter Nov. 29, 1910.

Began t>usiness t'ob, 1, 1911.

RBSOIRCES

Ti111e Lo&aa-----------------------
Demand Loan---------------------

$ 84,252 92

83 07

-~~:~~-~~ Loaaa oa Real Eatat-------------
Baakiac Boa-------------------othar Real Estate OwiiOd----------

4 160 00

Faraitare and Fixtures----------- 1,222 48

Stocks and Bonds other Than

naYi~4 ~a~!:t:n:fs~;~g!;aa:--

DaB ofard..--A--p-p-ro-v-e-d--P-,-e-s-e-rv-e--A--g-e-n-t-s-.
Curren\!y- ---------------- _------Due Froa other Baaks------------Chacks for Clearing Bouse-------Cash Itaas (Irregular)----------Advances on Cotton--------------Castr'a Liability oa Letters
of Credit and Acceptances------
anyl------------- Advances on other c-oditias----
Onr Drafts (If other RuoarcU------------------

890 00 4,993 60
2,~~1 !~
196 72 571 60 3,586 73
71 99

LIABILITIES.

Capital Stock--------------------
~~f!i:.:afe;rii;::::::::::::::::

~

1~~
1 130

~
89

Due VRpaid Dividends-------------

Due to Banks in This State-------

Due to Banks in other States-----

Call Money-----------------------

Deposita Subf'ect to Check-------Deii&and Corti icates of Deposits--

2~~~~~

Cashier's Checks-----------------

121 78

Certified Checks-----------------

Savings Drosits-----------------

- - - - - - Tiae Corti icates of Deposit----- 56,909 61
Trust Funds on Dllposit----------Certificates of u-eposit Repre-

senting Borrowed Moner---------

Bills Payable--------------------

Rediscounts----------------------

Liability on Letters of Credits

and Acceptances----------------

Reserve For Interest &Jid Taxes---

other Liabilitiu----------------

Total-------------------------- $ 104 1533 66 Total-------------------------- $104 1533 66

BANK OF EASTJIAN, EASTllAN, GA.

At close of business Oct, 15,1921.

President-W.L, Jessup ,Vice-Presidont-A.Anderson J .D .Heratan ,c .C ,Hosford .Cashier-Leroy Pharr

Directors-A.G.Williamson,R .N .Wi lliamson,li.A .Williamson,J .H.AUlnor ,H.AI.O'Callaghan,F .T .Parkerson J .L, Nicholson.

Dtae of darter

Began Business

RESOIRCES

LIABILITIES

Thle Loans-----------------------$221 649 93

Daad Loans---------------------

'865 00

LBoaannks i1onBRoaeaaal Est_a_t_e_-_-_-_-_-_-_-_-_-_-_-_-_-

----------
2~!.~~~

other eal Estate Owned----------Furniture and Fixtar----------Stocks 11,11d Bonds other Than

3,<Xl0 00

U,S,or State of Oeorgia-------- 1,900 00 Uaited States and State of Oa.

Bond-------------------------- ----------

Due froa ApprOYOd Reserve Agents. 6,018 84

CU'l'oncy------------------------- 8,193 96

Dae froa other Banks------------CCahsehckIstofaoar C(IlraraergiauclaBr)o_u__s_e_-_--_-_-_-_-_-

20,~ ~:
372 19

AdYancoa en cotton--------------- 5,201 60

Caatoaer'a Liability oa Letters

of Credit and Acceptances------ 4 000 00
anyl------------- --------- AdYancaa oa other C-oditi---- ---1-----
0O\t'harerDRreasfotsurc(eIsf__________________ ----------

City Warranh-------------------CoantJ' Warranh-----------------Cka.pil.since closing-------------

Capital Stock-------------------- $60,000 00

_:~~~~-~ Surplus Fand---------------------
Undtvided Prof its---------------Due Unpaid Dividends-------------

3 000 00

Dae to Banks in This Stat-------

Dae to Banks in Other States-----

Call Honer-----------------------

-------- Deposits Snbl'ect to Check-------- 71,840 74

Deannd Certi icates of Deposits--

Cashier's Checks-~--------------

846 37

Certiliad Checks-----------------

Savings Deposit-----------------

Tiae Certificates of Deposit-----

Trust Funds on Deposit-----------

Certificates of Deposit Repre-

aentlng Borrowed Money---------

Bills Payable--------------------

Rediscounts---------------------Liability on Letters of Credita

and Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

Deps. s inca closing----------------

Cash Long-------------------------

Total--------------------------$292 388 49 1

Total--------------------------$2921388 49

151

EualMr 'a Repert CITIZENS BANKING CO.- EASTMAN, GA.

At Close of basiooss Dec.16, 1921.

President-c.s. Peacock, Vice President.-

Caallie,..E.B. Ware.

Directors- C.H.Peacock, Horris,C.F.Coleman,

t.H. Edwards, E.H.Ware, S.C.S'!ley, cox Watt,

JC..AB.JRRo&6era~ns,C, .BC.P.Aea.Lco.Ackn1nJerr.,sJo.aD. .Cooper,J.W.

Date of Chirter

Began Bas Inass

llESOIRCES

LIABILITIES.

Tiae Loans----------------------- $362,774 14 De..ad Loan--------------------- 14,119 49

Capital s.rrlas

Stock--------------------$ 100,000 Faad--------------------- 20,000

o0o0

Loans on Real Estate------------- ---------- Uad Tided Profits---------------- 25,556 Sf

BOatbnekrinRg eBaloEassta-t-e--O--w--n--e-d-------------------

7,703 15 Due Uapaid Dividends------------- ---------2,634 74 Dae to Banks la This Stat------- - - - - -

Furniture and Fixtures----------- 5,469 42 Due to Baaks ia other States----- -------

Stocks and Bonds other Thaa
Unft~d s~at!!t:U:fs~;~c!;-a;:---

4 950 '

00

~!;!s~;:~;b-~;;ii;-Cb;;k::::::::
Deioand ~ertl icatu of Deposits--

139,715 04 ----

gg Da:Oi::;-App;;;;d-r.;;;;;;-Ag;;i;: ~:~

Cashier a Checks----------------- ~~~2! Certified Checks-----------------

Carrencr------------------------Due Fr.. other Banks-------------

4 883 18 1:167 29

TSaidneC;serDtlriocastietsa--o-f--D-e--p-o-s-i-t----------

-108-3-99-3-4

Checks for Clearing Boas--------

724 84 Trust Faada oa D,poait----------- 16:954 40

Cash Iteas (Irregular)----------- 3,999 53 Certificates of Jrepoait Repre-

ACduysatnocaeear 'osaLCi aotbtiolni t..y.....o..a. -L- -e-t-t e- -r s- - -

----------

aentine; Borrowed KoMY---------
Bills ~bl--------------------

--------
43 000 00

---------- Ad:!n~::d!! Ot:e~cc:E!:diti;;:::: :::::::::: lLteiadbiialcltoyanoah-L--e-t-te--r-s--o-f--C-r-e-d--it-1--- 29:795 02

ToOrtYhaeaer~riDtRraefAatoscuc(roIcfun~t->----------------------------------------------City Warrants--------------------

---------243 37
1,963 71

and Acceptances---------------Reserve For Interest and Tu--CotuhrerrenLt lCabreildltiltesa--..-------------------------------

-----------

-8-,57-4

54

Conaty Warrants------------------ 47, 963 66

Current Debits------------------- 3,383 35

Cash Short-----------------------

9 62

Total-------------------------- $515,039 32 Total-------------------------- $515,039 32

MFRCHANrS AND FARAIFRS BANK, EASTIIAN, GA.

At close of business Oct. 1, 1921.

Presideat-E.D Directors-J .D

.Graluua, V .Berl"llllll,

iceC.F

President s-J .D .Be..-. .Coleaan.E.D.Graham.

.A1 J.L.H:.KJRiao(b:heerat.sJ,J.

. J

J .

.JiarrellJCashilli"-W.P. HarrellH.Roberta .J

Cobb. Jl.

Coffee, C.H.Boad, B.F. Burch.

.

Date of Chirter Feb. 27 1904.

Began Basi ads

RJ!SOIRCES

LIABILITIES

TU.. Loan----------------------- $267,071 49 Capital Stock-------------------- $ 50,000 OQ

D..and Loan--------------------Loaaa oa Real Estate-------------

------------------

Surplaa Fand---------------------
Raieke--=--~--"----------------

45,000 00 25000 00

Banking Boas-------------------other Real Estate OWned---------Furniture and Fixture-------~--Stocks a.ad Bonds other Thu
U.S.or State of Oeorgia-------Uaited States aad State of Oa.

491,,089030

55
00

__5,752 SO 3..7..5.._0_0

Dna Unpaid Dividends------------Dae to Banks in This Stat------Due to Banks in other States----Call Moaer----------------------Deposits Subl"ect to Check-------Deiand Corti icatos of Deposits--

------------------_41,082-34

DaB ofrnoda-A-p-p-r-o-v-e-d--R--e-a-a-r-v-e--A-g--e-n-t-s-. i0,142 95

- - - - - - C u r r e n c y - - - - - - - - - - - - - - - - - - - - - - - - -
Due fr.. other BaDk------------CCahsehckaItefaosr C(IlraraerigmuclaBr)o_a__s__-_--_-_-_-_-_-

1,464 82 1 079 89 3:151 53

Cashier' a Checks----------------- 313 31 Certified Checks----------------TSataveinCgserDtiriocastieta--o-f--D--e-p-e--d-t---------- -15-5,5-95-6-1 Trust Fands on Deposit----------Certificates of Diposlt Repre-

Advaaces oa Cotton--------------- 8,615 20 senting Borro,...d Honey--------- - - - -

Custoaor'a Liability on Letters

Bills Payable-------------------- 73,807 19

of Credit and Acceptaaces------ ---------- Rediscoaats---------~------------ ----------

PAOrdvovefar1n.tDcer&safLotaoasos(Ithf-e-ar-n~c-y--)o--d----i--t--i------------------
HoRae Farm Expense--------------City Warrants--------------------

------------------

35,242 501

9164

3,74o 23

Liability on Letters of Credit aad Acceptances----------------
Reserve For Iatereat and Taxes--other Liabilltles---------------Current Deposit------------------

-------------------
1,623 ~

County Warrants-----------------Carreat Checks-------------------

179 78 3,663 09

Cash Long-----------------------

87 71

Cash Letter----------------------

635 70

Total-------------------------- $392,509 83 Total--------------------------$392,509

152

SI!COMl ANNUU. REPQU

Exaaiaer's Report BANK OF EAST POINT, EAST POINT, GA.

At clOse of business July 14, 1921.

Presldent~.F. Thompson, Vice President-F.J. Allen. Cashior....W. ~latthews.

Directors..fl.F.Thompson, J.F. Allenl E.G.UtUe,W.H, Smith A.J.AicCoy G.C.Trimble-

W.G. Wbisenhnrst G.C. Christ an.

'

'

Dete of Cbnrter Feb. :28th, 1906.

Began Business Feb,19th, 1906.

~IRCES

LIABILITIES.

TUia l.e&U----------------------- $176,144 50 Capital Stock-------------------- $ 35,000 00

Deuacl LoaDS--------------------..L,._e..anaksi "o'aBR. .e.a.l _E__s_t_a_t_e_-_-_-_-_-_-_-_-_-_-_-_- _-

-5-6-1-2-8-1-

69 --

5,055 23

~f!ida:0~;iii;::::::::::::::::
Due Unpaid Dividends-------------

10 000 00 9:140 63
. 72 ()()

other Real Estate Oned---------- ---------- Dna to llanhs in This State-------

Fnrnltnra and Fi:rinr----------- 3,756 39 Due to Banhs in other States-----

Stocks aad Bonds other Thaa
u.Yi!d ~~-~!:t:n:s~;~g!r-o;:---

7,950 00 ~!!.t;:e~;bj;~t-i;-Ch;~k:::::::: 193,106 07
Do~ ~ertilicates of Deposits--

Bond-------------------------Dna lroa Approved Reserve Agonh-

- 1- 7-,-5-8-9- -24-

Cashier a Checks----------------Certified Checka-----------------

Cnrrancy-------------------------
CDuhoacFkarolaoor tCheleraBrinagakBso--u-s-e-----------------
Cash Itaaa (lrregalar)----------AdTaacea on Cotton---------------

24,347 19
-~!.~~-~
--4-,3-7-1--1-5

SaTings Defoaits----------------Ti Corti icates of Dapoait----Truat Funds on D~posit---------- Certil icates of Jraposit Repre-
senting Borrowed Money---------

115,125 91 7,709 06
---------

Castoaer'a Llabillty on Letters
====== Ad;~n~::d!! ot:.!cc:E!:m;;::::
aayl------------- --------- Onr Drafts (II

Billa Payable-------------------Rediscounts---------------------Liability on Letters of Credits
and Acceptances----------------

other Raoarces------------------ ---------- Reserve For Interest and Taxes---

Dep Guarantee Food--------------l.alua1 Fire las.Fand-------------

3 509 70 1 120 00

other Liabilities----------------

510 66

Cash Short-----------.-----------

39 24

Total-------------------------- $370,664 33 Total-------------------------- $370,664 33

CITIZENS BANK, EATONTON, GA. At close of business Oct.l, 1921.

PDrieralicdteoarst....ffll..KK..MMaatiththnetw,As.IFV.icAed&~P~sr,esiSd.eAn.tCs-lMar.kF,.AJd.aNm.fsl,liSw.kAi.nCs,laC.rkE.~iCnahosrhtioonrt-JS.D,J.J.S.Tteuirnnbearc. h.

Dete of Cbnrter Oct, 8,1917.

Began Busi11ess Oct. 1,191

RBSOIRCES

LIABILITIES

Tiaa Loaas----------------------Daaaod Loaa--------------------- $157,374 82 Loans on ~oal Eatata-------------

Banki1 Bou-------------------- -------other aal Estate Omad---------- -----Fnitnra and Fh:tnrea----------- 4,109 24 Shcka ud Bonds other Than

U.S,or State of Georgia-------- -------Uaitad Statu and State of Oa.

.

1lllBe ofrnoda

-----------------Approved ~aserva

-------Aganh-

crncr-------------------------

--------

6 2

1,o9o33s

85 86

Da fr other Banks------------- -------

It Qocka for Clear1na Boa--------

284 50

bah

(lrragalal")___________ 1,313 96

Wvancu Cettea--------------- ------C:Utoaar 'a Liability on Lottara

al Credit and Acceptuc------

500 00

i: aayJ------------- ------- .W.ancaa .. other c,..oclitio---- ------

ar Drafts (If

bar Raonrcu------------------ -------

oalfl lSt hao.

t"t----------------------Loss--------------------

,

1 23 741 16

Capital Stock-------------------- $25,000 00
t:~f!i~e~an~;tit;:::::::::::::::: 2~~-~

Due Unpaid Dividends------------Due to Banks in This State------Due to Banhs in other Statu-----

Call HoneY-----------------------

Deposits Subject to Check-------Deaand Carti icatoa of Deposita-

-~!.~_::

Cashier's Checks-----------------

79 79

Certified Checks----------------SaTinga Depoaits----------------Tiae Certificates of Deposit----Trust Funds on Deposit-----------

9 98 352 29
ls,m l~

Cart i ficate s of Diposit Repre-

senting Borrowed Money---------

Bills Payabl--------------------

Rodiscondts----------------------

Liability on Letters of Credits

and Acceptances----------------

Reserve For lntereat and Taxea---

otbar Liabi1iti----------------

Total-------------------------- 264 $173

62 T.tal-------------------------- $173 264 62

SBCO!Il ANNU\L REPOn'

153

E:uaiaer 's Report, MIDDLE GEORG lA IIANK, EATONfON, GA,

At close of business October 29,1921

President-B.W. Hunt.

Vice-Presidellt-P. P. Ezell.

Cashier-E. W.Ingraa.

Directors-E.B. Ezell, B.W. Hunt, P.P. Ezell, and E.W. IngriUII.

Date of Charter-

Began Busiless-

RESOURCES

LIABILITIES.

Tiae Loan&--------------------~- $190,648 58 Deaand Loans--------------------- 23,133 36

Capital Surflus

Stock-------------------Fund---------------------

$.5s0o,,o0o0o0

0o0o

Loans on Real Estate------------ 262,525 54 Und vided Profits---------------- 46,523 57

Banking Bouse--------------------

Due Unpaid Dividends-------------

56 75

Other Real Estate OWned----------

Due to Banks in This State------- 3,605 33

Furniture and Fixtures-----------

Due to Banks in other States----- ---------

Stocks and Bonds Other Than
u.s. or State of Oeorgia-------

21,500 00 ~:~s1t:e~;bj;~t-t;-Ch;~k:::::::: 225~208-72

United States and State of Oa.

De-.nd Certificates of Deposits-- ----------

DuBe ofrn.d_s-A-p-p-r-o-v-e-d--P-,-e-s-e-r-v-e--A-g--e-n-t-s-.

. 38,165 25

Cashier's Cbecks----------------Certified Checks-----------------

1,482 49 ---------

Currency------------------------- Due Froa Other Banks-------------

11,603 87 TSaivinCgserDtiericoastietss--o-f-D--e--p-o-s-i-t---------- --7-2-,i-5-1--8-9-

Checks for Clearing House-------Cash Items (Irregolar)-----------

15,216 44

TCreursttifFicuandtessonofDJ0fpeopossiitt-

--------Repre-

-

3,316 77

Advances on Cotton---------------

senting Borrowed Money--------- ---------

Customer's Liability on Letters

Bills Payable-------------------- 100,000 00

Ad:!n~::d!!
Over Drafts

O(iIf:ea~ncyc:)-~-:-:--m-;-;-:--:-:-:-

Rediscounts---------------------- 1,000 00 Liability on Letters of Credits 552 48 and Acceptances---------------- ----------

other Resources------------------

Reserve For Interest and Tuea--- - - - - - -

other Liabilities---------------- ---------

Total-------------------------- $553,345 52 Total-------------------------- $553,345 52

BANK OF ElllSUN - EDISON,GA,

At close of business S.pteaber 6,1921.

President-C.J, Rambo,

Vice...President..Uenry Turner.

Cashier-L.C.Aianry.

Directors-C.J.I(ambo, Henry Turner, L.C. Manry, J.D. Emm,JR Coleman,C.S. Sealy, W".ll.Sutton,

E.S. Shepperd,

Date of Charter-September 24, 1904.

Be an Busineso-October 1904

RESOURCES

LIABILITIES

Tiae Loans----------------------- $201,042 20 Capital Stock-------------------- ~.50,000 00

Daaand Loans--------------------- 28,487 71 Surplus Fund--------------------- 30,000 00

Loans on Real Estate-------------

Undtvided Prof its---------------- 1, 772 48

Banking House-------------------- 3,000 00 Due Unpaid Dividends-------------

other Real Estate OKued----------

Due to Banks in This State-------

Furniture and Fixtures----------- 1,800 00 Due to Banks in Other States-----

Stocks a.nd Bonds other Than . U,S,or State of Ooorgia--------

1,300 00

Call Money----------------------Deposits Subl'ect to Check--------

82,429 36

United Statu and State of Oa.

Demand Corti icates of Deposits--

Bonds----------- __ -_-----~----Due from Approved Reserve Agents.

300 00 Cashier's Checks----------------32,109 61 Certified Checks-----------------

Currency------------------------- 3,772 34 SaTing Defosits-----------------

Due from other Banks-------------

Tiae Corti icates of Deposit----- 18,800 00

Cboci<S for Clearing Hous--------

Trust Funds on Deposit-----------

Cash Iteas (lrregular)----------- 1,115 OS Certificates of Deposit Repre-

'!dvances on Cotton--------------- 40,6V6 50 senting Borroft&d Money---------

Customer's Liability oft Letters of Credit and Acceptances------
AdTances Oft other Co..oditles OVer Drafts (If anyl-~-----------

Bills Payable-------------------- 132,500 00 Rediscounts---------------------1,281 35 Liability on Letters of Credits 88 62 and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

142 49

Cash Short-----------------------

99 39 Other Liabilities----------------

Revenue Stamps-------------------

20 38

Transit Account------------------

621 18

Total-------------------------- $315,644 33 Total-------------------------- $315,644 33

154

SI!CONl ANNU\L REI'Ila

Exuiner 's Report. BANK OF ELBERTON - ELBERTON, OA. At Close of Business August 17,1921.

Preaident-W .O.Jones,

Vice Preddent-T .O.Tabol',

Cashie..-iV .E.Bates,

Directors-;V,O.Jones, T.O.Tabor, C.O.Bro111l, W.E.Batesl Jno.T.Heard, C.A.Arnold,

J.E.J J.E.Asbury,

ohnson, W.D.Tutt,

O,H.S.ith, S.Al.Orr,

E,OC,,NHo.Ackl,leOn,,D,MJo.Pn.eDs,eaNawelylleTrl1l1'1R1e.rA, .MHa.Fll.danPi.eEl.,HWea,rFd.ti.

sersen,

Date of Charter January 16, 1893.

Began Business January 1893.

RESOIRCES

Tiae Loan----------------------Deaand Loans--------------------Loans on Real Estate-------------

Banking House-------------------Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than

U.S. United

or State of states and

SGtaetoergoifaa--a-.----

BondS-------------------------Due fr~ Approved Reserve Agents-

Currency------------------------Due Froa other Banks------------Checks for Clearing House--------

Cash lteas (Irregular)----------Advances on Cotton--------------Custoaer's Liability on Letters

any)------------- of Credit
Advances on

and A other

ccc.e.p.toadnicteisU----------

Over Drafts (If

other Resources------------------

LIABILITIES.

Capital Stock-------------------- $100,000 00

-------- ~f!i~e:~;iii;::::::::::::::::

25,000 00 5,502 64

30,487 69 Due Un~id Dividends-------------

7 046 11 Due to Banks in This State-------

16:058 26 Due to Banks in other States-----

1,665 00

Call MoneY----------------------Deposits Subject to Check--------

De-.nd ~ertilicates of Deposits--

40,650 00 46,742 17 7,173 37
355 27 790 75

Cashier s Checks----------------Certified Checks----------------TSlaaveinCgserDtieficoastietss-o--f--D-e--p-o-s-i-t---------Trust Funds on ~posit----------

Certificates of Jfaposit Repre-

senting Borrowed Money---------

Bills Payable-------------------- 167,800 00

RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- i-t-$- - -

149 48 and Acceptances----------------

10 00 Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $564,717 97 Total-------------------------- $564,717 97

ELBERT COI.NTY BANK - ELBOOON, OA.

At Close of Business August 10, 1921,

President-P,Jl.llawes,

Vice President-H .E ,Hawes.!

Cashier..tl.A .Millican,

Directors-P,,l!,Hawes, H.E.Halfes, C.B.Thornten, D,J ,Thornton,, D.N .Tb0111pson..t T.M.McLanahan,

J.R.Booth, J.lV.Noraaanl J.H.Be1fsley, S.H.Jones, lt,O.Hudson,_ J.H,Tate,

Date of Charter Deceaber 21, 19 9

Began Business Yebruary 7~ 1920,

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $156,315 27

Deaand Loan--------------------- ----------

Loans on Real Estate------------- ----------

Banking House-------------------- ---------other Real Estate Owned---------- ---------Furniture and Fixtures----------- 5,146 70 Stocks and Bonds other Than

U.S,or State of Georgia-------United States and State of Oa.

810 00

DuBa ofrnOdD-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-Currency------------------------Due froa other Banks------------Checks for Clearing House--------

5 000 00 13:196 68 3,963 73
50 00 54 15

Cash Iteas (Irregularl-----------

151 86

ACdnvsatnocaeesr'osnLCiaobtitlointy---o-n--L-e--tt-e-r-s--- ----------

of Credit and Acceptances------ ----------
Advances on other c...oditie---- ----------
Over Drafts (If anyl------------- 3,361 89

other Resource------------------ ----------

Capital Surplus

Stock-------------------Fund---------------------

$

601,0u0o0o

00 00

Undtvidod Profits---------------Due Unpaid Dividends-------------

4:345 61

Due to Banks in This State-------

Due to Banks in other States-----

Call MoneY-----------------------

Deposits Subl'ect to Check-------Deaand Certi icates of Deposits--

42,756 46

Cashier's Checks-----------------

72 00

Certified Checks-----------------

Savings Defoait-----------------

Tiae Certi icates of Deposit----- 18,121 38

Trust Funds on Deposit----------Certificates of Deposit Repre-

24,903 45

senting Borrowed Aloney---------

Bills Payable--------------------
~ediscounts----------------------
Liability on Letters of Credits

34,000 00 2,851 38

and Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $188,050 28 Total-------------------------- $188,050 28

SECOMl ANNU\L RE~

155

Exuiner 's Report

ELBEI<I'ON LOAN SA\'G5. BANK-IlLBEkTON,GA,

At close of business August 11, 1921.

President-Z.C. Hayes.

Vice-President-G.L.A .U.ond.

Casbier-J.H. Tate

Directors- Z.C. !layes, G.L. Almond, J. Y. Swift, H.R. Lunsford, Z.B. Rogers, J.E. Hall,

D.il.N".Attox, T.F. Murray, J.W. Tate, J.i/.. llcLanahan,. J.J. Balchin.

Date of ChartcrJJecember 24, 1886

Began business-No Record.

RESOlRCES

LIABILITIES.

Time Loan----------------------- $321,107 48 Capital Stock-------------------- $ 75,000 00

Do~~and Loans--------------------Loans on Real Estate-------------

SUnudrrvluidsedFuFnTdo--f-it-s--------------------------------- -3--7-,8-9-8---12-

Banking Douae--------------------

Due Unpaid Dividends------------- ,100 00

Othor Real Estate Olmed---------Furniture and Fixturos-----------

10,000 00

Due to Banks in This State------Due to Banks in other States-----

-----------------

St uoc.sk.l

and Bonds Other Thaa or State of Qeorgia-------

900 00 ~:~.~t=e~;bj;~t-t;-Ch;~k:::::::: -68;423-45

United States and State of Oa.
DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-CurrencY------------------------Due From Other Banks-------------

Demand Certificates of Deposits-- ----------,

47,400 00 Cashier's Checks-----------------

153 00

3,gll 28,628 15 Certified Checks-----------------

~~

Savings Defosits----------------Time Certi icates of Deposit-----

960 00 37,520 80 18,454 17

Checks lor Clearing House-------Cash Items (Irregular)-----------

751 20 1,974 87

Trust Funds on Deposit----------Certificates of Jrapooit Repre-

36,017 69

Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances------
------ Advances on other Co.aoditie-~-
any)------------- Over Drafts (If

717 82 sentiag Borr01<ed Money--------- -------Bills Payable-------------------- 133,00" 00 RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f --C-r-e-d--it-a--- 7,Sd0 00
8811 and Acceptances---------------- --------

other Resources------------------

Reserve For Interest and Taxes--- ----------

other Liabilities---------------- ----------

Total-------------------------- $415,027 23 Total-------------------------- $415,027 23

BANK OF ELLAVILLE - ELLAVILLE, GA.

At:close of business July 19th, 1921

President-J.ii.Stevens.

Vic:e...Presideat -A. C. -.rray.

Cashier-H. F. Dili!U.

Direc:tors-J.U.j~X:"j~ri!.;~ Murray, H.F. Dixon, J.U. Stevens, A.C. Murray, 1'.A. Collins;

Date of CharterRESOIRCES

Be an BusinessLIABILITIES

~!::Joi:!;;;::::::::::::::::::::: $ 7~: ~~ gg

Loans on Real Estate------------- ---------Banking Douse-------------------- 3,064 27 other Real Estate Owned---------- ---------Furniture and Fixtures----------- 2,762 90 Stocks and Bonds other Than

U.S,or State of Georgia-------United States and State of Oa.

6,000 00

Bonds--------------------------

100 00

Due from Approved Reserve Agents- 31,170 83

Currency------------------------- 5,437 78

CDhneecll<rsoaloor thCeler aBrianngkHso-u--se--_-_-_-_-_-_-_--_

---------115 26

Cash It ems (Irregular)-----------

120 00

Advances en Cotton--------------Cuatoer'a Liability on Letters

23,090 97

of Credit and Acceptance------ ----------

AdTances op Over Drafts

o(IthI ear nCyo)a-a--o-d-i-t-i-e-s--------

---------140 08

other Resource------------------ ----------

Depositors Guar. Fund------------ 3,258 73

Capital Stock-------------------- $ 25,000 00

Surplus Fund--------------------- 5 000 00

Undtvided Profits---------------Due Unpaid Dividends-------------

--5-~'7-1-3---55

Duo to Banks in This State------- ----------

Due to Banks in Other States----- ----------

Call Money-----------------~----- 7,500 00

Deposits Subl"oct to Check-------- 74,137 56

Demand Certi icates of Deposits-- 1,000 00

Cashier's Checks----------------- ---------Certified Checks----------------- ---------Savings Defosit----------------- -------~Time Corti icates of Deposit----- 20,858 76

TCreursttifFicuandtes sonofDDeeppoossiitt-R--e-p-r-e------ ----------

senting Borro,.ed Aloney--------- ----------

Bills Payable-------------------- 15,000 00

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e--d-i-h--- ----------

and Acceptances---------------- ----------

Reserve For Interest and Taxes--- ---------Other Liabilities---------------- ----------

Total-------------------------- $154,209 87 Total-------------------------- $154,209 87

SI!COMl ANIIU\L REI'IIn'

Exaainer 's Itport , TilE COlNCIL BANK - ELLAVILLE, GA.

At Close of Business July 20, 1921.

Prosidont-J.AI.Cotmcil,

-

Directors J .AI.Council(, H.S ,Council, J ,C .Rainey,

Date of Charter Decem or 5, 1917,

Cashier-J.C.Rainey, Began Business January 2, 1918

RESOIRCES

LIABILITIES.

Ti Loan&----------------------Dellllnd Loan---------------------

$27,146 26 32,166 87

Capital Stock-------------------Surplus Fund---------------------

Loana on Real Estate-------------

Undivided Profits----------------

Banking Bouse--------------------

Due URpaid Dividends-------------

Other Real Estate Olmed----------

Due to Banks in This State-------

Furniture and Fixtures-----------

Due to Banks in Other States-----

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

~:!!s~=~;bj;~t-t;-Ch;~k::::::::

United States and State of Ga.

De~ Certificates of Deposits--

Bonds.------------------------Due fr~ Approved Reserve Agents. Currener------------------------Due Froa Other Banks-------------

Cashier's Checks----------------Certified Checks----------------753 50 Savings Drosits----------------66271 Ti Corti icates of Deposit-----

Checks for Clearing House--------

6 51 TruLt Funds on Deposit-----------

Cash Items (Irregular)-----------

Certificates of Jfeposit Repre-

Advances on Cotton--------------- 5,836 64 senting Borrowed Money---------

Customer's Liability on Letters

Bills Payable--------------------

of Credit Advances on Ovor Drafts

aO(nItdfheAar ncccy.e.lp-.-toa-d-n-ict-ei-se--s--------------

Other Resources------------------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--387 32 and Acceptances----------------
Reserve For Interest and Taxes---

Transit Account------------------

29 51 other Liabilities----------------

30,000 00 1,904 86
29,002 46
--6-,-0-8-2--0-0

Total-------------------------- $66,989 32 Total-------------------------- 66,989 32

BANK OF ELLENTON - ELLENTON, GA,

At Close of Business September 14,1921.

Presidont-J. I. Baker,

Vice Prosident-B,Baker

Cashier-L.T.Rountrae

Directors-J. I .Baker, B.Baker, Joe Dal<or, AI.A .Chafin, J.J.Baker, J.F.Hickey,

J,J,Keigans.

Date of Charter August 31, 1911.

Began Business September 25, 1911.

RESOIRCES

LIABILITIES

3,oo..g gg Tiae Loans----------------------- $ 16,303 50 Capital Stock-------------------- $15,000 00

Deaand Loans---------------------

Surplus Fund---------------------

Loans on Real Estate------------- 23,000 00 UndlYidod Profits----------------

Banldng Hous-------------------- 1,600 00 Duo Unpaid Dividends-------------

other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 1,500 00 Due to Danks in Other States-----

Stocks and Bonds Other Than

Call Monr-----------------------

U.S,or State of Georgia-------United States and State of Ga.

-------- Deposits Subl'ect to Check-------- 13,509 36
Demand Certi icates of Deposits--

DuBe ofnroda--A--p-p-ro-v-e-d--R--e-s-e-rv-e--A--g-e-n-t_s_-

Cashier's Checks----------------Certified Cheeks-----------------

748 85

Currency--------- ___ ------------- 1,127 66 SaYings Defosits-----------------

Due from other Danks------------Checlcs for Clearing House--------

5,~~ ~~

Time Certi icates of Deposit----Trust Funds on Deposit-----------

10,670 00

Cash !teas (Irregular)----------- 1,438 19 Certificates of Deposit Repre-

Advances on Cotton--------------- 3,155 89 senting Borrowed Money---------

Customer's Liability on Letters

Bills Payable-------------------- 16,000 00

of Credit and Acceptance-----AdYances on Other Cotutodities----

3,078 08 RLeiadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s---

OYer Drafts (If any)------------- 1,958 53 and Acceptances----------------

other Resources------------------

206 24 Reserve For Interest and Taxes---

Other Liabilities----------------

931 26

Total-----------------~-------- 59,902 32 Total-------------------------- 59,902 32

SI!CONI ANNU\L RE~

157

EXllllliner 's Report , BANK OF ELLENWOOO, OA, - ELLEN\'1000, OA.

At Close of Business July 26, 1921.

~esident-a.T.Willlamson,

Vic . .President"W,O.Callaway,

Cashier'i!. Co-..an,

Directors-G.T,Willi11111son,_ W.O,Callaway~ E.Cowan, I.M.Burks, J .A .Callaway,

J.Z,Henry, II.R.Whitalcer, o.W.Riley,

Date of Charter- March 18, 1912.

Began Business March 18, 1912.

RESO{RCES

LiABILITIES.

Tiae Loans----------------------Deaand Loans--------------------Loans on Real Estate------------Banking Hous-------------------Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than
U.S. or State of Ooorgis------Uoited States and State of Oa.
DueBofrnedasA--p-p-r-o-v-e-d--P-.-e-s-e-rv--e--A-g--e-n-t-s-Currency------------------------Dna Fro. Other Banks------------Checks for Clearing House-------Cash Iteas (lrregularl----------Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances-----Advances on Otber Coa.odities---OVer Drafts (If anyl------------Other Resources------------------

$40,395 29 7,796 64

Capital Stock-------------------- $ 15,000 00

~f!~da:~;tit;::::::::::::::::

lO,IlUU 00 2,564 67

--------- 2,000 00 Due Uopaid Dividends-------------

850 00

Due to Banks in This State------Due to Banks in Other States-----

~:;!s~t=e~;bj;~t-t;-Ch;~k::::::::

Demand Certificates of Deposits--

41:s2o3s4 8o59
921 32

Cashier's Cbecks----------------Certi fied Checlcs----------------Savings Defosits-----------------

TTirauestCFeurntdi sicoanteDsepoofsiDt _e_p_o__s_it_-_-_-_-_-

-1-5-,-7-9-2--1-1 136 28 li.l,978 40

109 58 Certificates of lfeposit Repre12,134 33 senting Borrowed Money---------
Bills Payable-------------------- 16,000 00

Rediscounts---------------------Liability on Letters of Credits 3536 and Acceptances---------------Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $ 70,471 46 Total----------------~--------- $ 70,471 46
BANK OF ELLIJAY- ELLIJAY, OA.

At Close of Business September 15,1921.

~esident-Saa Tate,

Vice-President -R.L.McClain,

Cashier-E.T .Hudson,

Directors-Sam Tate, R.L.McClain, E.T.Hadson,

Miss Robie Allen,

Date of Charter May 21, 1914.

Began Business Jwte 1, 1914.

RESO{RCES

LIABILITIES

Tifi Loans----------------------- $201,226 03 Capital Stock-------------------- $ 15,000 00

Daaand Loans---------------------

724 90 Surplus Fand--------------------- 3,200 00

Loans on Real Estate-------------

Undtvided ~ofits---------------

Banlcing House--------------------

Dae Unpaid Dividends-------------

other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 2,063 70 Due to Banks in Other States-----

Stocks and Bonds other Than U,S,or State of Georgia--------
United States and State of Oa.

Call MoneY----------------------

1,025 00 Deposits Subl"ect to Check-------Demand Certi icates of Deposits--

86,906 33

Bonds-------------------------Due froa Approved Reserve AgentsCurrency------------------------Due froa other Banks------------Checks for Clearing House-------Cash lteas (lrregularl--~-------

20,195 22 Cashier's Checks-----------------

10,366 67
11,028 u

Certified Checks----------------Savings Defosit-----------------

Tlae Certi icates of Deposit-----

33 20 Trust Funds on Deposit-----------

778 05 Certificates of Deposit Repre-

371 57 122,964 88

Advances en Cotton---------------

senting Borro~ed Money---------

Cnatoaer's Liability on Letters

Bills Payable-------------------- 20,000 00

of Credit Advances on

aQntdheAr ccc.e.p.toadnicteies-s---------

Rediscounts---------------------Liability on Letters of Credits

OVer Drafts (If anyl------------other Resources------------------

1,001 59 and Acceptances---------------Reserve For Interest and Taxea~-

Other Liabilities----------------

Total-------------------------- $248,442 78 Total-------------------------- $248,442 78

SI!CONI .Al'OOAL REPIIU

Exaaiaer' a Repert.

THE BANK OF ENI<Th!A, ENIGMA, GEO~IA..

At Clo.. of Business July 9,1921.

President-E. F. Bussey.

Vice-Presidant-A. N. Dean,

Cuhier-P, P, Williams.

Directors-E. F, Bussey, A.N. Dean, P. P. Williams, James McMillan, B, H. Donuiny, E. P. Bowen, B. H. McLeod.

Date of Charter- l.larch 2

RJ':SOIRCES

LIABILITIES.

h---------------- --------- Tiae Loans-----------------------$ 16,626 86 Capital Stock-------------------- $ 15,000 00

Deund Loan--------------------- 1,622 54 Surplus Fand---------------------

Loana on Real Estate------------- 8,519 10 Undvidod Proli

476 58

Banking House-------------------- 2,034 87 One U.paid Dividends-------------

Other Real Estate o.med---------Farnitare and Fixtures-----------

--i;i40-oo

Due to Banks in This State------Due to Banks in other Statea-----

Stocks and Bonds Other Than U.S. or State of Oeorgia-------

~:~s~:e;;bj;~t-t;-Ch;~k:::::::: i3;i87-63

ts----------------- UnBitoenddSs-t-a-t-e-s-_a-n-d--S__t-a-te___o_f_G__a_. ___
Due I roa Approved J::eserve Agents-
Currency------------------------Due Froa Other Banks-------------

--4;652-ii
979 45 774 60

Deaand Certilicates of Deposits-Cashier's Checks----------------Certified Checlcs-----------------
TSieaveinCgsorDtiefiocsai tes of Deposit-----

---26ii-oi

Checks for Clearing House--------

255 88 Trust Funds on Deposit-----------

Cash Items (Irrogularl----------- 1, 993 05 Certificates of Ifeposit Repre-

Advances on Cotton---------------

senting Borrowed Money---------

Customer's Liability on Letters

Bills Payable-------------------- 7,500 00

Ad;!n~::d!!
Over Drafts

o(tIf:ea~nc~y~):-d--~-:-:-;-;--:-:-:-:-

Rediscounts---------------------Liability on Letters of Credits
and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

Current Checks------------------Depositors' Guarantee Fund-------

--------- other Liabilities----------------
Deposits Unentered---------------

919 70

Mulual Fire Insurance Fund-------

Total-------------------------- $ 41,914 82 Total-------------------------- $ 41,914 82

BANK OF ETON, ETON, GE~G IA.

At Close of Business Sept.l, 1921,

President-C. C. Keith.

Vice-President-S. A. Brown.

Cashier-H,Il. James.

Directors-C,C, Keith, >.A. Brown, II.R. James, F.M. Jones,R.II, Tyler, W.M. llarris, J,H. Keith.

Date of Chartor-~lay 23rd, 1910,

Began Business Sept. 1, 1910,

RJ',:SOIRCES

LIABILITIES

~!::.Jo~:!;;;:::::::::::::::::::::$
Loans on Real Estate------------Banlcing House-------------------other Real Estate ~ned--------- Furniture and Fixtures----------Stocks and Bonds Other Than
U.S.or State of Georgia-------United States and State of Ga.
Bonds-_-------------_-----_---Due from Approved Reserve Agenh-
Curreney_-----------------------Due froa Other Banks------------CCahsehclrIstelmosr C(Ilreraerginugla!rl)o_u__s_e_-_--_-_-_-_-_-
Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances-----Advances on other Coaaodities ___ _
Over Drafts (If anyl------------other Resource------------------

65,716 70 139 00
4,000 00 5,799 17
940 05 2,:320 20 2,250 70
30 50
439 ::16 648 33

Capital Stock--------------------$ 15,000 00

Surplus Fund--------------------- 3,359 67

Und1vided Profits---------------- ----------

Due Unpaid Dividends-------------

24 00

Due to Banks in This State------- ----------

Due to Banks in Other States----- ----------

Call M.onY------------~---------- ----------

Deposits Subl'ect to Check-------- ---------Demand Corti icates of Deposits-- 23,358 28

Cashier's Checks----------------- ----------

Certified Check----------------- ---------Sevings Defosits----------------- ---------Tille Corti icates of Deposit----- ::16,649 56

Trust Funds on Deposit----------- ---------Certificates of DBposit Repre-

senting Borro...-ed lloney--------- ----------

Bills Payable-------------------- 13,500 00

~ediscounts---------------------Liabi 1ity on Letters of Credi to

---------

and Acceptances---------------- ----------

Reserve For Interest and Taxes--- ---------Other Liabilities---------------- 2,422 40

Total-------------------------- $ 84,:313 91 Total-------------------------- 84,313 91

--------------------------~~~O~~~~~L~RE~~~~--------------------~159 Exaainer'a ~port,
BANK OF CAMPBELL CUUNTY - FAIRBURN,. GA.

At the close of business October 22,19211

President-C.R. Harv.y,

Vice- President-

Cashier.H,W, Iones

Dire

ctor

s

-

C

.

RC..CH. aSrvmeiyt1h

,

J.L.Basse11o, h_,O. Tarplem,

J.S. J,iJ,

Jones, H.W, AlcClevier,

Jones, T.W. iJ,W, Cook.

Smith,

M.R.

Nixon,

'

Date of Charter-

tlegan Business-

RESOIRCES

LIABILITIES.

Tiae Loan----------------------- $402,629 26 Capital Stock-------------------- $100,000 00

Deaand Loans--------------------- 20,664 35 Surplus Fund--------------------- 10,000 00

Loans on ~eal Estate------------- 64,879 92 Und1vided Profits---------------- 9, 967 66

Banking Bonae-------------------- 11,000 00 Due Unpaid Dividends-------------

40 00

Other Real Estate Owned----------

Due to Banks in This Stat------- ----------

Furniture and Fixtures----------- 2,912 ()() Due to Bahks in other States----- -------

Stouc.ks.s

and Bonds Other Than or State of Oeorgia-------

11,950 00 ~:!!s~;:~;bj;~t-t;-Ch;~k:::::::: -;2;57~92

Uoited States and State of Oa.

Demand Certificates of Deposits-- ----------

Bonds--------------------------

200 00 Cashier's Checks----------------- 4,359 67

Due froa Approved Reserve Agents- 39,726 29 Certified Checks----------------- ----------

Currency-------------------------

981 30 Savings Defosits----------------- ---------

Due Fro. other Banks-------------

Tiae Corti icates of Deposit----- 40,887 39

Checks for Clearing Bous--------

952 38 Trust Funds on Deposit----------- 143,415 14

Cash Items (Irregularl----------- 6,539 28 Certificates of Jreposit Repre-

Advances on Cotton---------------

senting Borrowed MoneY--------- 5,000 00

Customer's Liability on Letters

Bills Payable-------------------- 191 1 000 00

of Credit and Acceptances------
any)------------- Advances on Other Coa.oditie----
Qver Drafts (If

~Leidaibaicloiatyntso-n--L-e-t-t-e-r-s--o-f-C--r-e-d-i-t-s-- --------and Acceptances---------------- ---------

other ResourceS------------------

Reserve For D.preciation-------- 1,992 14

Current Checks------------------- 1, 719 88 other Liabilit---------------- --------

Cash Short-----------------------

258 50 Current Deposits----------------- 5,179 24

Total-------------------------- $564,413 16 Total-------------------------- $564,41~ 16

FAIRBURN BANKING CO. - FAII<BURN,GA,

At close of business Dec<~~~~ber 17,1921

President-J.H, Longino.

Vice-Presidont-L.Al. Hobgood.

Cashier-

Directors-Gao. Eclatondson, J. W. CrCJW, G. J, Heana, A. H. Eilward, At.R. Redwine

Date of Charter-

Began Businoss-

RESOIRCES

LIABILITIES

TDieaaeandLoLaonanss-_-_-_-_-_-_-_-_-_--: -_-_-_-_-_-_-_-_-_-_--_ $125,735 77 Capital Stock-------------------- $ 44,800 00

14,552 53 Surplus Fund---------------------

Loans on Real Estate------------- 27,352 53 Undvided Profits---------------- 3,977 49

Banki~ Bouse-------------------- 18,435 06 Due Unpaid Dividends------------

other ~eal Estate Owned---------- 3,367 54 Due to Banks in This State-------

Furniture and Fixtures----------- 7,370 87 Due to Banks in Other States-----

Stocks and Bonds other Than U.S,or State of Georgia--------

2,525 00

Call Money----------------------Deposits Subject to Check--------

129,803 61

United States and State of Oa.

Deaand Certificates of Deposits-- 14,679 61

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

16,991 52 Cashier's Checks----------------9,644 81 Certified Checks-----------------

18 97

Carre:=r-----------------------Due from other Banks-------------

2,826 92 Savings Defosit----------------Tiae Certi icates of Deposit----- 24,392 80

Checks for Clearing House--------

Trust Funds on Deposit-----------

Cash Iteas (Irregularl-----------

427 01 Certificates of Deposit Repre-

AdYances en Cotton--------------- 8,354 19 senting Borrolf8d Aloney---------

Customer's Liability on Letters

Bills Payabl-------------------- 20,000 00

of Credit and Acceptances------

~edisconnts----------------------

Advances Oft Other C...odities----

Liability on Letters of Credits

Qver Dr!'fta (If anyl-------------

119 23 and Acceptances----------------

other Resource------------------

Reserve For Interest and Taxes--Other Liabilities----------------

30 50

Total-------------------------- $237,702 98 Total-------------------------- $237,702 98

160

SECOMl ANNIAL REI'Im'

EXlllllill8r 's ~aport , TilE FiTilAIOUNT BANK - FAIPJIOUNI', GA.

At close of business Aug. 23, 1921,

President~'!rs.
Directors- ~lrs.

EdJaa. FAna

F. F

.

Tate Tat&

Vice.President-R.T. tlaJ!Irick.
r.T. Hamricl' l,Uss Alaud Erwin,

RC.aLs.hiReor~-e\lriss.s

l!aud

Erwin,

Date of Charter Oct, 27, 191j,

' Began Business Nov. 5 1913. 1

RESOIRCES

LIABILITIES.

Tie Loan&-----------------------

Deund Loans---------------------

Loans on Real Estate ..........................

Banking Bouse........................................

Other Real Estate Olmed....................

Furniture and Fixtures-----------

Stouc.ks.s

and Bonds Other Than or State of Georgia..............

UnBiotendds_S.t. a__te...s....a..n..d....S. _t.a. _te___o_f_O__a.........

Doe fro. Approved Reserve Agents..

Currency..................................................

Due Fr.- Other Banks-------------

Checks for Clearing Bouse................

Cash Items (Irregular) ......................

Advances on Cotton..............................

Customer's Liability on Letters

of Credit and Acceptancea............

Advances on OVer Drafts

O(Itfhear nCyol.-m--o-d-i-ti-e-s-.-..-..-.-..

otber Resources ....................................

$86,337 37 8,363 99 2,000 00 2,000 00 1,800 00 225 00 750 00 12,011 93
--2-,7-9-8--8-1 84 25 800
5 08 3,255 10

Capital Stock--------------------
~f!i'de~~;iit:;::::::::::::::::
Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----
~:!!s~t=e~;bl;~tt;-Ch;~k::::::::
Deaand Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Deyosits----------------Tiae Certi icates of Deposit.......... Trust Funds on Deposit----------Certificates of lfeposit Repre-
senting Borrowed Money..................
Bills Payable--------------------
RLeidaibaicloituynt osn--L--e-t-te--rs--o-f--C--r-e-d-i-ts--and Acceptances----------------
Reserve For Interest and Taxes--other Liabilities----------------

$15,000 00 7'500'00 5:481 34
----~--
7 000 00
-3-1-;-04-1--6-0 261 42
-3-7-,-23-4--6-2
16,000 00
120 55

Total.................................................... $119,639 53 Total-----------~-------------- $119 639 53

FAPJ.!JRS & /,lliRCIIANTS BANK, FAYETTEVIU,E, GA.

At close of business Aug,l5,1921.

President-J .:1. Wise.

Vice-PresidentW.W. Redwine.

CashierC.ll, RediYine.

Directors-J .:V.Wisef C.D.Redwine,. IV.W.Redwine, J .W.Adants S.A.Buri<S Jno.U ..Iacl<son J .ll.

St Date

ev ol

heas, E.Al. Charter Fe

r b.

avis 16

!90II6.P. .

Kedwine.

'

'

Be an Business Uar, 13th 1906.

'

RESOIRCES

LIABILITIES

Tiae Loans-----------------------$179,475 12 Deaand Loans-----------------~--- 7,206 04 Loans on Real Estate------------- - - - - Banldng Bouse........................................ 2 191 29 other Real Estate Owned---------- ......! ............

Furniture and Fixtures .. ---------Stocks and Bonds other Than
U.S,or State of Oeorgia-------United States and State of Oa.
Bonds .... -- .................... _.................... _

3,191 46 450 00

Duo fro. Approved Reserve Agents ..

Currency.. -----------------------Dna froa Other Banks------------Checks for Cleariug House................ Cash Ite11s (Irregular) ......................

Advances en Cotton---------------

Cnstoer's Liability on Letters

of Credit and Acceptances............ ------

AclTances on other co-oditiea........

94 96

aver Draft. (If any)------------- 2 286 96

other Resonrces------------------ ' 46 98

Capital Stock-------------------- $ 25,000 00

Snrflns Fund--------------------- 25 000 00

Unchvided Profit&---------------- 7'849 40

Due Unpaid Dividends------------- __!__....,.,.

Due to Banks in This State-------

423 39

Due to Banks in Other States.......... ----------
~:~!s~t:e~;b~.;~tt;'"ch;~k:::::::: ~8;398'"7:3

Deund Certi icates of Deposits-- -------

Cashier's Checks-----------------

655 70

Certified Checks----------------- --------Savings Defosits----------------- -----Tille Certi icates of Deposit.......... 26,891 95 Trust Funds on Deposit...................... -------Certificates of Deposit Rpre-
sentiug Borrowed Money--------- -------Bills Payable-------------------- 50,000 00
Rediscounts---------------------- --------Liability on Letters of Credits

and Acceptancea---------------- ------Reserve For Interest and Taxes--- -------Other Liabilities---------------- 2,363 49

Total.................................................. -$ 216,582 66 Tetal--------------------------$216 582 66

SECOND ANNUAL ~Ia.

Examiner's Report.

BANK OF FINLEYSON, FINLEYSON, GA.

At Close of Business August 11,1921.

President-J.lf. Conner,

Vice-Presidents-~ L. Scarborough, If. E. Finlayson. Cashier-Clar-

Directors-J.If. Conner, ~ L. Scarborough, W. E. Finleyson, J. L. Finleyson,

Finl-,aoa.

G. A. Nelson.

Date of Charter- Se tember 20 1910

teer 20 1910.

LIABILITIES

Time Loans--------------------- $ 44,388 60 DLeomanansd oLn oRaenalsE--s-t-a-t-e-_-_-_--_-_-_-_-_-_-_-_-

--i;400-oo BOathneltringReHaloEusstea-te---O-.-.n-e-d-.-.-_-_-_-_-_-_--_
Fumi ture and Fixtures---------

1,200 00

Stocks and Bonds Other Than

U.S. or State of Georgi&-----

---------- UnBiotenddsS__t_a_te_s___an_d__S__t_a_te___o_f__G_a_. _
Due from Approved Reserve Agents 2,150 33

Currencr---------------- -------

527 70

Due from Other Banks-----------

23 53

Checks for CleariiJI! llouse------

32 90

Cash Items (lrregularl---------

155 04

Advance on Cotton--------------

3,624 25

Customer's Liability on Letters

----------- of Credit and AccoptanceS--
Advances on Other Commodities-Over Drafts (if anyl-----------

598 92

------i7-5i Other ~esources----------------
Casb Short---------------------

Capital Stock..----------------- $ 15,00o 00

-io;663-s2 Surl'lus Fund..------------------
Undlvided Profits--------------

. Due Unpaid Dividends-----------

Due to Banks in this State..----

Due to Banks in other States---

---------- ~:~!.~:~e~~i;j;~t-t;-Ch;~k::::::
Demand Certilicates of Deposits Cashier's Cbeck---------------

63 92

---------- Certi tied Checks---------------
Savings DepositS---------------

Time Certificates of Deposit---

888 82

Trust Funds on Deposit---------

Certificates of Deposit Repre-

senting Borrowed Money-------

Bills Payable..-----------------

Red is counts-------------------Liability on Letters of Credit

and Acceptances--------------

---------- Reserve For Interest and Tues-
Other Liabilities-------------Unremitted Collections & Deposita

252 73

Total-------------------------- $ 54,118 78 Total-------------------------- $ 54,118 7$.

BANK OF FLOVILLA, FLOVILLA, GA.

At Close of Business July 28,1921.

President-F.S. Etheredge.

Vice-Prasidant-B.A. Wright.

Cashior-J. T. Gibson.

Directors-F.S. Etheredge, B. A. Wright, ~ L. Allan, E. L. Liwson, A. F. llhite.

Date of Charter-

Be an Business- .

RESOURCES

Time Loans---------------------- $ 42,680 14-

Demand Loans-------------------Loans secured by Real Estate___ _

5,300 00 884 42

United States Bonds------------- 2,000 00

Other Stocks and Bonds----------

225 00

Banl<ing House------------------- 1,125 00

Furniture and Fixtures---------- 1,554 84

Other Real Estate O..ned..-------- 1,267 70

Due from Banks in this State---- 32,127 79

Due from Banks in other States-- 1,341 95

Currency------------------------ 3,974 53

---------- Ad-vances on Cottoll--------------
Advances on other eonmodities--Checks for Clearing House_______

543 53

Other checks and cash items-----

950 00

Customer's liability on letters

of credit and acceptances------

Overdrafts (if atlfl-------------

Othar assets not 1ncludod above-

Total--------------------------- $ 94,005 87

LIABILITIES
Capital Stock Paid in--------- $ 15,000 00 Amount reserved for branch-- -----------

--7:soo_oo_ ;;~;~i;;;-F-;;d::::::::::::::::::

Und1vided Profits..------------ 4,270 40
g!~i~:ng!J:P~!'1i;i~-si;i;:::: :::::::::::

Due to Banks in other States-- -----------
t:~fv~~~=1-ii;j,;;it;-s;i;j;~t-t; -----------

check----------------------- 39,485 79
Deand Certificate of Deposita ---------Tie Certificates of Deposit-- 27,623 8'

STarvuisntgFs uDndespoonsiDtaS~-o-s-i-t---C--a-s-h-i-e-r's---------

Check-------------------

i25 79

Certified CheckS-------------- --------~-

Bills Payable----------------- ---------~-

Notes ana Bills Re-discounted.. ----------

Certificates of Deposit for

Borrowed Money------------- ----------Liability on Letters of Credit

and Acceptances------------ --------Reserve for Interest and Taxes --------Other Liabilities not incl.dod
in the above--------------- -----~-

TotaL----------------------- $ 94,005 87

SI!CO!Il ANNUU RErun'

Euaiaer 'a Report. BANK OF FLOI'ImY illANCH-FLOWERY BRANCH,GA,

At close of business oCt, 4, 1921.

Presideat-L.O, Beaton. Vice-Presideat-.1 .H. Dai'ie.

Cashier-<:.0. Wallis,

Diractors-L.O.Belltoa, J.H.Davie, c.o. Wallis, F.T. Davie, lf.lf.Liles, R.L.Lather, B.R.

lfogdliff.

Date ... Charter August 10, l?O'f

Began Business September 15, 1904.

RESOIRCES

LIABILITIES.

Tiae Loan----------------------- $78,467 02 Capital Stock-------------------- $ 25,000 00

h--------- ------- -------- Deund Loans---------------------
Loans on Real Eatate-------------

487 27 Surplus Fund--------------------5,860 43. UndiVided Profi

2,500 00

BOathaekrinRc eoaolaE..s-ta--te--O-~i-m--e-d-------------------
Farnitare and Fixtares------.----Stocka and Bonds Other Than
u.s. or State of Qeorgia-------

2,800 00
---------

Due Unpaid Dividends------------Due to Banks in This Statt------Due to Banks in Other States-----
~:~s~t=e~;bj;;tt;-Ch;~k::::::::

-------------------------
-33:394-76

!loads-------------------------- !Dited statu and State of Oa.
Dn fr.,. Approved Reserve Agents.

Deaand Certificates of Deposits-- ----------

Cashier' a Checks-----------------

40 25

16,691 88 Certified Checks----------------- --------

--------- Currency-------------------------
Dae Froa Other Banks-------------

1,984 43 Savings Defosits----------------- --------Tiae Certi icates of Deposit----- _9__,3__42_3_6

Checks for Clearing Bouse--------

8090 Trust Funds on D~posit-----------

Cash Iteas (Irregalarl-----------

Certi ficates of Jrepoait Repre-

Advancea on Cotton.-------------- 7,163 94 senting Borrowed Money--------- ---------

Cuater'a Liability on Letters

Bills Payable-------------------- 43,500 00

Ad:!a~::d!! M:e~c~:C::im;;::::

Rediscounts---------------------- 3,500 00 Liability on Letters of Credita

Onr Drafts (If anyl-------------

564 57 and Acceptances---------------- --------

Other Resource------------------ 1,131 04 Reserve For Interest and Taxes--- -------

Other Liabilitin----------------

102 36

TotaL------------------------- $117,379 73 Total-------------------------- $117,379 73

CITIZENS BANK, FOLKSTON, GA.

At close of busiae ss Aag. 8, 1921.

Presideat-lfa, Mizell Sr. Vice-President,

Cashier-D.F. Pearce,

Directors-William Mizell, Sr. B,G,McDonald D,F. Pearce, Willirua Mizell,Jr.,L.E.Mallard,

J .lf.Vickery, B.F. Scott, J .B. Pearce, '

Date. of Charter

Bogan Business

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $106 196 14 DLoeaaannsdoLn oRaenals-E--s-t-a-t---------------------------- __6!'6_8_3___32_

Banking Boas-------------------Other Real Estate Oimed---------Furniture and Fixtures----------Stocks IUid Bonds Other Than
u.s.or State of Oeorgia-------Uaited Statea and State of Oa.
Bonds-------------------------_ CDuerrefnrocya _A__p_pr_0_'1_'8_d__R__e_s_e_rv_e__A__g_e_a_t_a_.
Hou-------- Due froa Other Banks-------------
CCahaehcklshfaoar C(Ilreraerginuglar) ______ _

-----------------
2,303 52
20,000 00 6 500 00 17:214 59
3,~~~ ~
156 83 349 93

Advance ea Cotton--------------- ---------Caatoaer'a Liability on Letters
of Credit and AcceptaacU------ ---------
AOdnvra.nDcersafohn o(Ithf earnCy)o_a_a_o__d_i_ti_e_s,;-_-_-_- -------------------

Other Reaoarce------------------ ----------

Cash Short-----------------------

18 00

Capital Stock-------------------- $ 15,000 00

Sarplaa Fund--------------------- 3 000 00

UndiVided Profits---------------- 9;829 41

Due Unpaid Dividends-------------

3 60

Due to Banks in This Stat------- ----------

D~:a!e!sto~t=Bea~n;kbs~;i~nt-Ot;th-ecrj;S;~tai:te::s:-:-:-:-:-

----------
66:426-65

~:=r~:r~~e!~:~~:-~~-~~~~~~~:: 3,~~ ~

Certified Checks----------------Savings Defosit----------------Tiae Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

---------27,520 99 29,763 17 ---------

senting Borrowed Money--------Bills Payable--------------------
Rediscounts----~-~---------------
Liability on Letters of Credit and Acceptance----------------
Reserve For laterest and Taxes--Other Liabilities----------------

---------7,500 00
---------
--------------------------

Total-------------------------- $163,095 70 Total--------------------------$163,095 70

:iOCONIJ ANJ\UAL tm>ul{f _

163

Examiner's Report.

BANK OF Flli{SYTil - FOI~YTH,OA,

At close of business August 4,1921.

President-R.ll.Stephens: Vice-President- J.J. Cater, Sr.

Cashier-John T.:itephens

Directors-!{. B. Stephens, J. J, Cater,Sr, &e. T Stephens, B.O.Chapman,R.P.Chapman, B.S.

Willingham, T.l{. Talaadge

Date of Charter-October 22,1887.

Began Business-October 22,1887.

LIABILITIES

Time Loans----~------------------ $ 109,137 2 Capital Stock Paid In-----------$ 50,000 00

Demand Loans--------------------- ---------- Amount reserved for branches---- -------Loans secured by Real Estate----- ----------

United States Bonds-------------- 17,.7()() 00

Other Stocks and Bonds----------- ----------

Banking House-------------------Furniture and Fixtures-----------

4,588 56 2,666 31

s;;pi;;-;;;d::::::::::::::::::::

15,000 00

Other Real Estate Owned---------- - - - - - - Undtvided Profits--------------Due fr001 Banks in this State----- 11,439 77 Dividends Unpaid---------------Due from Banl<s in other States--- 2,820 58 Due to Banks in this state------

1,904 28

Currency------------------------- 9,316 79 Due to Banks in other States----

Advamces on cotton--------------Advances on other commodities----

334 16 --------

1:!!v~d::r-u;p;;ii;S~b~;~t-t;--

Checks for Clearing House------Other checks and cash items-----Customers liability oo letters of credit and acceptances----------
O...erdrafts lu an1l--------------
Other asseto not tncluded above--

5,504 97 161 45

DCeahaendckC-e--r-ti-f-i-c-a--te--s--o-f--U--e-p-o-s-i-t----

ite---------------- Time Certificates of deposit----

-------------------

~SB:1:' i1neg~s~~Dh~:o~sks~~~~~~----------

96,348 74 57 51

Certified Checks----------------

Bills Payable-------------------

Notes and bills Le-discounted---

Certif ica tes of _epo sit I c.-

borrowed Money----------------Total-------------------------- $163,669:82 Liability oh Letters of Credit

and Acceptaqees---------------l{eserve for Interest and Taxes--

359 29

Other Liabilities not included

in the above------------------

Total------------------------- $163,669 82 CITIZENS BANK - URSYTB, GEOI{GIA.

At close of business Aagust 1, 1.921.

President~t.ti.Hardin. Vice-Presidents-B.O.Chapman,H.E.Newton,B.H.Maury.Cashier-Roland .

Ande~:son.
Directors..C.Al.Taylor, O.W. Ingram, li.M. Freeman,t>.D. l{udisill, ll.H.Mitchell, Homer llardin..

Date of Charter-

Began llusir.ess-

I{ESOU~ES

LIAB !LIT IES

Tiae Loans-----------------------$ 76,797 66 Capital Stock Paid In------------$ 80,000 00

Demand Loans--------------------Loans secured by l{eal Estate-----

36,792 46 22,055 46

Amount Reserved for branches-----

----------

United States Bonds-------------- --------

- - - - Other Stocks and Bonds----------- ----------

Banking House-------------------Furniture and Fixtures-----------

---------2,128 00

s;;~i;;-;;;d:::::::~:::::~:::::::

20,ooo oo

lither k.eal Estate Owned---------- -------- Undtvided Profits---------------- 3, 90.l 47

Due from Banks in this State----Do. from Banks in other States---

12,506 36 1,271 47

Dividoads Unpaid----------------Due to Hanks in this State-------

---------------

Currency------------------------- 3,115 57 Due to Bauks 1u ether Stahs----- - - - - -

- - - - - Advances on Col ton---------------
Advances on other cunmod i ti'es----

--------------

~:l:vt".!{-J);p;;it;;;bj;;ii;-"

Checks for Clearing House.------- ------- Checka------------------------ 42,070 21

Other checks and cash iteets------

441 25 D-.d CertUloat.. el De~slt--- - - -

Customers liability ob letters of

Tlae Certificates ef Depealt----- 6,026 50

credit and acceptant es--------- ------- Sa'l'luJ& Depoalh----------------- - - - Overdrafts (if anl'l-------------- ---------- Traat F~da .. Depesit

1!:!: ==== Uther Assets not tncluded above-- -------- cashier a Checks---------------Certified Ckeckl--------------~-- :aami;";;:;i;;;;;;i:.::::

99 25

Certilial el Depeslt fer

UBaebrllrl-tdy .e.n.L~e-t-te-r-s--e-l--C-r-e-d-it- - - - -

l eesnedr vAeo cl lero tIeantce reesa- -t - -a-a-d- -T -a-sa- -----

other Llahilltles aer laol....

Ia the aben---------------- ==--.:~~

Total-------------------------- 155,208 23 Total---------------------------

164

SECOND ANNUAL REP<RT

Examiner's Report.

FARMERS BANJ{- F<RSYTH, GA.

At close of business Aug. 3, 1921.

President- R.T. Persons, Vice.1'resident-

Cashier-R.J. Bettrich

Directors- R.T. Persons, R.P. Brooks, R.C. Goolsby, J .II. Newton, G. Ogden Persons,

J.T. Castlebury.

Date of Charter April 1910.

Began Business April, 1910.

RErolRCES

LIABILITIES

Time Loans----------------------- $388,315 98 Capital Stock Paid in------------

Demand Loans--------------------- ---------- Amount reserved for branches----Loans secured by Real Estate-----

United States Bonds----------

Other Stocks and Bonds-----------

Banking House-------------------oFtuhrenri t Ru reea l anEds tFa tiex tOuwrneesd-_-_-_-_-_-_-_-_-_- -_

_23:949~2 -9~5

s~;ri;;i~~d::::::::::::::::::::: Und1vided Profits----------------

Duo from banks in this State----- 67,559 71 Dividends Unpaid-----------------

Due from Banks in other States--- 18,673 96 Due to Banks in this Stat-------

- - - - - - Currency------------------------- 17,969 21 Dne to Banks in other Sta tos-----

AAddvvaanncceess oonn octohtetroncl-l-l-ll-l-lo--d-iH--e-s--------

~liv~~~-D;p~;{t;S~bj;~t--t~--

Checks for Clearing House-------other Checks and cash items-----Customers liability on letters

Checks-------------------------Demand Certificate of Deposits--Time Certificates of Deposit-----

of credit and acceptances-------

Overd Other

rafts Asse

( ts

i

f n

a ot

nr )-----tnclnded

-------ab.v~--

Savings Deposits----------------Trust Funds on Deposit Cashier's Checks--------------------------

Certified Checks-----------------

Bills Parable-------------------Notes and Bills Re-discounted----

Certificates of Deposit for

Borrowed ~toney----------------- Liability on Letters of Credit,

and Acceptances----------------Reserve for Interest and Taxes---

Other Liabilities not included in

the abOVO-------------------

$o,oco oo
---------
50 000 00 10:609 43
360 837 65

Total--------------------------- $471,447 08 Total--------------------------- $471,447 08

JlO!'iiDE COUNTY BANK, FORSYTH, GA.

At close of business Sept 3, 1921.

Prsident-W.C. Hill. Vice-President-c.B. Hollis. Cashier-charner w. Hill.

Directors- W.C. Hill, C.B. Hollis Charner W. Hill.

Bate of Charter Nov. 2, 1908

'

Began Business Oct. 19,1908.

RESOIRCES

LIABILITIES

TU.. Loans----------------------- $214 032 79 Capital Stock-------------------- $ 25,000 00

Boa-------------------- ------ -~~~~-~ Deaaad Loan------------------- 44:829 73 Surplus Fund---------------------

Loaaa on ~eal Estate............. - - - - - Undivided Profits----------~----

Botahaekrin~seal Estate Owned..........

Due Unpaid Dividends------------4,400 00 Dae to Banks in This State-------

30 000 00

Furniture aad Fixtar---------- 1,000 00 Due to Banks ia Other States-----

Stocks ucl Boada other Than

Call JlonY-----------------------

- - - - - - u.s,or State of Oaorgia-------- 2,325 00 Deposita Subject to Check-------- 67,17735

Unitad States aad State of Oa.

Deaaad Corti icates of Deposits

Boa-------- lCDaaS.er.rtfaardJll9~-A-i--pe--pr--r-ro--ev--e--Bd---&-~--e-k.-k.-n-----e-------A-----g--e----n----t--s---.

U.U CCabsebckIat.lo..r C(llreraargianclar)

'~t .

.

.r

'

n s

Cetton------Liability ea Letters

----------

Cashier's Checks----------------Certified Checks---------------S.Tings Drits----------------Tt.e Certi icates of Deposit----Trust FDDds oa Deposit----------Certificates of Diposit ~epre-
aentiag Borrowed Jloney--------Billa Payabl-------------------

673 75 73..007 ,31
9,165 00 7,854 54

of Cn4lt alld Acoaptaaoaa------ - - - - - Rediacoaats-------------------

---------- ,YYuo.... other c.-...uies.... - - - - Liabilit7 on Letters of Credit4

~otkrerD~rsaofutsro(If--~->-------------------

----------

aad Aooeptanoes---------------~eaerve For Interest and Taxes---

Cnat7 Voachers----------------"' 2,124 04 other Liabilities----------------

1,112 22 4,202 39

Cash LoDg------------------------

15 29

fetal------------------~---- $295,207 77 Total----------- $295,207 77

SECOMl ANNUU. REI'IIn'

ExaaiJI8r 'a ~aport

BAN!{ OF FOIU GAINES - FOIU GAINES, GA.

At Close of Business October 5,1921.

President-c.w. Morris, Vice.Presidents W.L.Paullin

Cashier-W.L.Paullin,

Directors- C.w .Jlerrh. Date of Charter-

W,L.Paullin, Jlrs. L,W.Paullin Began Business

IU!SOIRCES

LIABILITIES.

Tiae Loan&----------------------Deaand Loan--------------------Loana on ~eal Estate-------------

$}58,440 8,&12 9,905

42 92 30

Capital Stock--------------------
~:df!i:e:ufe;iit;::::::::::::::::

$

50,000 35,000 10,825

00 00 62

Banking Bouse--------------------

Other ~eal Estate Owned----------

Furniture and Fixtures-----------

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

United States and State of Oa.

Due URpaid Dividends------------Due to Banks in This State------1,300 00 Due to Banks in Other States-----
~!~s~t!e~;b);~i-i;-Ch;~k::::::::
De-.nd Certilicates of Deposits--

235 53

DuBe ofrnod.sA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-. Curreaer------------------------Due Fra. Other Banks-------------

Cashier's Checks-----------------

13 569 6& Certified Checks-----------------

&!7&1 27 17 83

Savings Derosits----------------Tia Certi icates of Deposit-----

14,434 58

Checks for Clearinf Bonse-------Cash Items (lrregu arl-----------

Trust Funds on D~posit---------- Certificates of trepoait Repre-

Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances------
any)------------- Advances on other Coa.odlties----
Over Drafts (If other Resource------------------

67,082 61 senting Borrowed Money--------Bills Payable-------------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-a---
499 78_ and Acceptances---------------Reserve For Interest and Taxes--other Liabilities----------------

556 60

Total-------------------------- $266,3i9 78 Total-------------------------- $265,379 78

INHI'i SAVINGS BANK - FOO GAINES, OA.

At Close of Business October 7, 1921.

President -E.W.Chllltlbors,

Vice-President B.F.Paarce,

Cashier-W.A.XcAllister

Directors- E.W.Chaabera~ B.F.Paarce, W.A~llister, L.P.Browa B.Jl.TIU"'lipa..d,

W.T ,Cridelle,

B.l' .Oriasey

Date of Cbar~er July 30, 1910,

Began Baaiaeaa

IU!SOIRCES

LIABILITIES

Tiae Loan----------------------- $ 61,106 02 Capital Stock-------------------- $27,150 00

Deaand Loan--------------------Loans on Real Estate-------------

269 68 3,584 83

~=~f!i:e:un~;flt;::::::::::::::::

"~~ ~

Banking Bouse-------------------- ---------- Due Unpaid Dividends------------- 2,172 00

other Real Estate Owned---------- 3,975 82 Due to Banks in This Stat-------

Furniture and Fixtures----------- 1,632 38 Due to Banks in other States-----

Stocks and Bonds other Than U.S,or State of Georgia--------
United States and State of Oa, Bond--------------------------
Due froa Approved Reserve Agents.

Call Money--------------------

------ Deposits Subl'ect to Chock-------- 21,232 57

Deiaad Certi icates of Deposits--

s,ooo 00 Cashier' Check---~------------

2600

14 332 10 Certified Checks-----------------

Currency------------------------ '942 79 Savings Deposits-----------------

Due froa other Bank------------- ------... Tiae Certilicates of Deposit----- 2,355 00

Checks for Clearing Bouse--------

139 72 Trust Funds on Deposit-----------

Cash Iteas (Irregular)----------- ---------- Certificates of Deposit Repre-

Advances en Cotton---------------

88111 senting Borrowed Money---------

Custoaer's Liability on Letters

Bills Payabl------------------- 34,000 00

of Credit and Acceptances-----Advances on other Coaaodities----

-------------------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s---

Over Dratts (If anyl------------- ---------- and Acceptances----------------

other Resources------------------ ---------- Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $ 91,864 36 Total-------------------------- $ 91,864 36

i66.

SECOND ANNUAL REPffiT

Examiner's Report.

CITIZENS BANK. ~T VALLEY, GA.

At Close of Business Sept. 8,1921.

PresidantA. J. han. Vice-Presidents.C. E. Martin, L. L. Brown. Cashier-B. H. Fincher. Directors-A. J. h~!J!. C. E. Martin, L. L, Brown, J. E. Davidson, J. W. Randall, J. H. Baird,
J.W. Frederick, W,A. Woodall, W,B, Nicholls.

Data of Charter-

Be an Business-

I&SOVRCI!S

LIABILITIES

TU.e Loan----------------------$551,080 40 llt!tund Loans-------------------- 133 00 Loans on Real Estate------------ 124,517 77
~~~!~e~~ug:t;i;-~;4::::::::: ----305-oo

Furniture and Fixtures---------- 6,088 40

Stouc.sk.s

aad Bonds Other Than or State of Georgia..-----

2,025 00

United States aad State of Ga,

DaBa ofard.s.--A-p-p-r-o-ve-d--R--e-se-l-'Y-e--A--g-e-n-t-s

4,678 00 66,677 55

Carra&C)'------------------------ 10,461 14

Dae from Other Banks------------

Checks for ClaariD Rouse-------

Cash It... (lrregularl----------

Advanc.. on cotton--------------east..er' Liability on Lettersof

Credit and Acceptances-------- ----------
anyl------------ ---------- Advances on Other.Commodities--- ----------
Onrdrafts (if Other Resources----------------- ---------Bills of Bxchanga..-------------- 28,675 34 Other Resoarc----------------- 265 70

Capital Stock------------------- $ Surflus Fund-------------------Undlvided Profits---------------

100,000 00 50,196 72 23,338 67

Due Unpaid Dividends------------

Due to Banks in this State------

Due to Banks in Other Statos----

~~!s~;~~;b-~;~t-t;-Ch;~k::::::: 323,628 93

Demand Certi icates of DepositsCashier's Checks---------------Certified Checks---------------Savings Deposits---------------Time Certilicates of Deposit---Trust Funds on Deposit---------Certificates of Deposit Repro-

18,871 47 1, 798 58 1,246 44 37,887 05 103,370 16 8,557 74

senti~ Borrowed Money--------Bills Payabla..-----------------Rediscounts--------------------. Liability on Letters of Credits

100,000 00 41, ll5 75

and AcceptanceS---------------Reserve For Interest and Taxes--

Other LiabilitieS--------------Deposits since Yesterday--------

1,977 50

EXCHANGE BANK. FORT VALLEY, GA.

At Close of Business Dec, 22,1921,

Prasideat-lf,e. Wr~Jat.

Vice-President-R.E. Brown.

Cashier- S,B, Brown.

Dlrectors-W. C. Wright, R.E. Brown, V. L. Brown, W.M. Wright, John A. Houser, A.M. Solomon,

F,O, Millar, J.D. Kendrick, B.T. Marshall,

Date of Charter- 1888

Be an Business- 1888.

LIABILITIES

Ti.. Loans---------------------$.447,251 13
~.!::;!d-by-R;;i-;i;i;:::: ::::::::::

Halted States Bonds------------- ---------Othor Stocks and Bonds---------- ----------

Panking House..------------------ ---------rarniture and Fixtures---------- 3,879 32

Other Raal Estate Owned.-------- ---------lae fr.. Other Bank------------ 72,140 66

--4;oi8-67 Baa f .... Banks in other States--
Currency------------------------

Advances on Catton--------------

855 72

Advances on Other commoditie--Checks for Clearing Uousa..______

--6;290-08

Other Checks and Cash Items_____

753 87

cust..ar' s liability on letters of

Credit and Acceptance-------- --~------ Overdrafts (if any)------------- 2,0ll 54 ~her assets not Included above ----------

Capital Stock Paid in-------------$ 50,000 00 Amount reserved for baanche------ ----------

-S-u-~-l-u-s---F-u--n-d-------------------------------------------

Undlvided Profits----------------Dividends Unpaid-------~--------- Dae to Banks in this state-------Due to Banks in other States------
i:~:v~~~i{-D;p;~it;-S;bj;~t-t;--~-

--1--2--,5---0-3--00----60--40--

DemCahndecCke--rt-i-f-i-c-a-t-e-s---o-f--D-e--p-o-s-i-t-s-----Time Certificates of Deposit------

154,560 99
68;134-12-

Savings Deposits-----------------Trust Funds on Deposit-----------Cashier's Checks-----------------Certi fled Checks-----------------Bills Payabl---------------------

53,878 525 127
155,000

47 07 50 00

Notes and Bills re-discounted-----

Certificates of Deposit for

Li~i:irm:.M:~"t;i!;-;.-;;-c;;;iii__ _

and Acceptanees----------------Reserve for Interest and Taxes---Other Liabilities not included in
the above-----------------------

Total-------------------------- $537,200 99 Total-----------------------------$537,200 99

SECONJ ANNU\L RE~

Exuiaer 's Report. BANK OF HEARD COUNTY - FRANKLIN, GA.

At close of businoss Sept.l4,192l.

President-Frank S .Loftin, Vice.President-E.E.Lewis. Cashier- E. Lewis

Directors-Franks. Loftin, E.E. Lewis, T.M. Awbrey J.W. Dnaiel E:s. Dnanis Jee T. Jaeksoa,

C.J .Montgery, O.AJloore W.A.Rid16y.

'





Date of Charter Oct. 4th, 1905.

Began Basi Oct. 18, 1905.

III!SOIRCES

LIABILITIES.

TDLoielaalJeaISadLooLnaoR&eaaan-l -E---s---ta---t--e-----------------------------------

$143,913 49 _1_2! 7_1_9__4_7

Rankine Boas------------- 2,844 00

Capital Stock-------------------- $ 25,000 00

Snrplas Fnnd--------------------- 20 000 00

DUnnadh~idioddPDroidfditon--d-------------------

4'630 31 -..!...--

other Real Estate Owned--------- ------- Duo to Banks in This Stat------- ---------

~:!:~ur.:da~~!xt~:;-fbii----
u.s. or State of Oeorgia.......

2,054 54 450.00

Duo to Banks in other Stat----Caii Aonor----------------------Deposits Snbject to Check--------

43,560 56

Uoited States and State of Oa.

Doioand ~ortilicatu of Deposits

DuB ofrnodaA--pp-ro-v-e-d--R--e-s-e-rv-e--A--g-e-n-t-s-.

6 236 00 Cashier s Chocks----------------<036 97 Certified Checks-----------------

31"

--=!~ - - - - - Currencr----------------------
Duo Froa other Bank---------~--

T5aiavieDKCorDtiriocastiets--o-f--D--e-p-o-s-i-t----------

40,591 7'1 17,125 CD

Checka for Clearing Boas-------- --------- Trust Fnnds oa D-'l'osit-----------

Cash Iteas (Irregular)------~---

747 32 Certiflcates of Ifeposit Rpr-

Advances on Cotton-------------- ---------- soati-c Borr...d Money---------

:!l Customer's Liability on Letters of Credit and Acceptances_ --------

!!c!:-~!~~:::::::::::::::::::: .3.5,ooo oo

any)------------ ---------- Advances on other c...oditi---- -------- LiabiU ty on Letters of Credit

Over Drafts (If other ~sources------------------

----------

ReasnedrvAe cFcoerpItaatnecreess-t--a-n-d---T-u--e-s----

----

other Llabilltin---------------- ------

Cash Long------------------------

5273

Total-------------------------- $175,992 31 Total-------------------------- $175,992 31

PE<PLES BANK - I'RANKLIN, GA.

At close of bnsiaess Sept.13, HI:Zl.

President-G.A. Adams. Vice-Presidon._A.J. Jacka. Ceshi....-lf.D. Baaaoad.

Directors- G.Ao.Adwu A.J. Jackson C.E. Eady Pierce Crews, J .R.S.hellaat, L.T.ano,

Nick T011pkins.'

.



Date of Charter Aug. 18 1906.

Be

1906.

RESOIRCES

LIABILITIES

Tlao Loan----------------------- $79,337 37 Capital Stock------------------- $25,000 ()()

- - - - - Doaand Loans---------------------
Lnans on Real Estat-------------

6,302 03 ~:df!r=.:an~;jii;::::::::::::::::

7 000 CD 3:571 43

Bankin~~~Hoase ..

Dao Unpaid Dividends-------------

20 00

other Real Estate Owned----------

Duo to Banks in This State-------

Furniture and Fixtures-----------

Duo to Banks ia other Statu-----

Stocks aad Bonds other Than U.S.or State of Ooorgia-------
Uaitod States and State of Oa.

------ Call Koner---------------------
Doposits Sub;oct to Check--------

27,276 05

Doiiaad Corti icates of Deposih--

DuBo ofrnoda-A-p-pr-o-v-e-d-R--e-s-e-r-v-e--A--g-e-n-t-s-.

3,747 15

Cashier'a Chocks----------------Certified Chocks-----------------

------ Currency----------------~--------
Due from other Banks------------Chocks for C1eariag House

1,158 80 Saviags Drosit-----------------

n8t.

Tia Corti icates of Deposit----Trust Fnnds on Deposit~---------

Cash Iteas (Irregular) ..

521 22 Cortilicatos of Deposit Ropre

Advances on Cotton---------------

sentiag Borrowed Money---------

Castoaer's Liability on Letters

Bills Payable----------------~---

of Credit and Acceptances------

~ediscouats----------------------

anyl------------ Advances on other c-oditios----
Over Drafts (If other Resources---------~--------

Liability oa Letters of Credit 41 99 aad Acceptances----------------
Reserve For Iaterest and Toea--~

other Liabilities---------------~

Cash Long.----------------------

3436

Total-------------------------- $97,447 08

168

SI!CONl ANNU\L RE~

CITIZENS BANK, GAINESVILLE, GA,

At close of business Oct .6, 1921.

Presideat-J ,C, Pruitt, Vice..Presidents-J .H ,Hosch,J .N.Rogers, C.S .Reid Cashier-C .L. Newton,

Directors- J .C.Pruittl J .H.Hosch, J .N.Rogers, C.t.Newtou, M,li.Webb,. Jno,Al, Hulsey,

.Date of Charter June 913,

Began Business June b13.

LIABILITIES.

Tiae Loans-----------------------$ 550,482 21 Capital Siock------------------- tso,c:xx> oo

Owned---------- ------- Deund Loan---------------------
Leans on Real Estate-------------

30,431 64 -------

~f!i:.:~;iii;::::::::::::::::

Banking Bous-------------------- -------- Due Umpaid Dividends-------------

Other Ral Estate

750 00 Due to Banks in This Stah------

5 000 00 41:182 40
22,722 02

~f::~nr.!daB!n~!xt~:;-Tb;i------
unfi!d ~t.~!:t:ndfs?:~:g~~-o;:--

5,105 76 -----

Due to Banks in other States-----
~:!!s~t=e~;bj;~i-i;-Ch;~k::::::::
Deaaad Certificates of Deposits--

-~~-~------
38}~~

Bond-------------------------- 40,850 00 Cashier's Checks----------------Due froa Approved Reserve Agents- ------- Certified Checks-----------------

'706 57
20 co

Currency------------------------- 29,796 12 Savings Defoaits----------------- 287,700 25

Daa Froa other Baaks------------- 116,218 06 Tlae Certi icates of Deposit----- 7,615 88

It Checks for Clearing Bous-------- 4,52 1 71 Trust Funds on D_eposit-----------

Cash

(Irregular)----------- 9 , 552 90 Certi ficates of lfeposit Repre-

Advances on Cotto--------------- 29,777 55 senting Borrowed Money---------

Caatoaer 'a Liability oa Letters

Bills Payable--------------------

==:::: u!!..~::d!! ~.~cc:C:~m;;::::

Rediscounts---------------------- 20,000 00 Liability on Letters of Credits

ewer Drafts (If llll1l------------- 8,22821 4851 and Acceptances----------------

Other Resources------------------

Reserve For Interest and Taxes---

other Liabilities----------------

64

Total-------------------------- $ 825,790 21 Total--~-----------------------$ 825,790 21

STATE BANKIIJ CO, - GAINESV ILLE,GA.

At close of business Oct,5, 1921.

Prasidento4.' .E. Atkins, Vice..President-R .J, Sanders. Cashier-IV,R, Winburn.

Dlrectors-T.E. Atkins, R.J.Sanders, W.R.WinburnA S .B. Carter, Geo, P. Estes.

Date of Charter 1888,

Hogan Busines~ 1889.

Rl!SOIRCES

LIABILITIES

Tlaa Loans----------------------Daaand Loans---------------------

$320 13

1

009 054

05 21

Leans an Real Estate------------- __!.______

Banking Bou-------------------- --------

rO.t.h.aeirt

Real are

Estate and Fix

Owued---------tures-----------

---------5,100 CO

Stocks .-d Bonds Other Than

U,S,or State of Oeorgia-------- --------Uaited Statu aad State of Oa.

Bond-------------------------lhae froa Approved Reserve Agents. c...,.ency-------------------------
Due fr other, Baak-----------tMcks for c;laaring Hous-------Caah It... (Irregularl-----------

12,164 00 --------59<~8~66-~5~4
347 10

.W.aaces ea Cotto--------------Caatiur'a Liability oa Lettera
af Credit aad Acoaptaace-----Aohranoea Oft Other C-odities---(War Drafts (If aayl-------------
oO.athrer&lStehsoorturAocuc-o-n--nt--------------------------

------------------------
6,914 84
1 '~~~ il

Capital Stock-------------------- $ 75,000 00
~=~r!i:.~un~;iii;:::::::::::::::: ~m ~
Due Unpaid Dividends------------- ___!.______

Dna to Banks ia This State------- ---------Due to Banks in Other States----- ----------
~:~~!;:~;b-1';~i-t;-ch;~k::::::::: 170~411-69

Deioand Certi icates of Deposits-Cashier's Checks--------------.--Certified Checks-----------------
Savings Deposits----------------Tiae Certificates of Deposit----Trust Funds on Deposit----------Certificates of Dipooit Repre-

--------------
497 52
---------86,331 55
----------

senting Borrond Aloaey--------Bills Payable------------------Rediocoants---------------------Liabi1ity on Letters of Credits
and Acceptaaces---------------Reserve For Iaterest and Taxes--other Liabilities----------------

---------~~~-~ --------------------------

fatal------------------------ $423,403 97 Total-------------------------- $423,403 97

SECOMJ A.IINU\L REPOn'

169

Examiner' 1 Repert. FAR>,i.ERS & liERCHANTS llANK, GARFillLD, GA.

At close of business Aug. 8, 1921.

President-.! .A. Chap~:tan, Vico-President-11.11, Stewart.

Cashiot-D JJ. Cason.

Directors-J,A.Cha!"'tan, 11.11. Stewart, R.T. Chance, R.Ji. Gay, O.F. Cowart, J .C. Brown,

E.N.Bro'm C.B. Johnson, J .1. Anderson.

Date of Chartc; Jan. 9,1911.

Began Business Feb. 16,1911.

RESOIRCES

LIABILITIES.

---------- Tiae Loan&----------------------- $ 63,531 62
Deaand Loans--------------------Loans on Real Estate-------------

Banking Bouse--------------------

Other Real Estate 01fned----------

Farnitare and Fixtares-----------

St ouc.ks.s

and Bonds Other Than or State of Oeorgia-------

United States and State of Oa,

--4-,-2-0-7--4-8 3,189 46

Bonds-------------------------Due froa Approved Reserve AgentsCurrency------_----- __ -- _____ ----

Due Froa Other Banks-------------

Checks for Ctearinf Bouse--------

Cash lteas (Irregn ar) ----------Advances on Cotton--------------Cast ...er's Liability on Letters

393 56

of Credit and Acceptances------

Advances on Qver Drafts

O(Itfhear nCyo).-m--o-d--it-i----------

110 18

other Resource------------------

Capital Stock-------------------Surplus Fund--------------------Un<hvi'ded Profits---------------Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----
Call Money----------------------Deposits Subl'ect to Check-------Deiiaand Corti icates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Droaits----------------Tiae Corti icates of Deposit----Trust Funds on D_eposit----------Certilicates of lfeposit ~epre-
aentiug Borrowed Money--------Bills Payable-------------------Rediacounts---------------------Liability on Letters of Credits
and Acceptances---------------Reserve For Interest and Taxes---
other Liabilities----------------

15,000 OJ 3 000 00 4:499 66
26,097 79 257 67
16,223 78
20,000 OJ
27 OJ

Total-------------------------- $-85=,~1~05~90~_1 Total-------------------------- x$~85~,~105~90=

BAl-.K OF GIBSON, GIBSON, GA,

At close of business July 25, 1921.

President-W.B, Ferguson, Vice-president-B.F, Wall<cr Cashier-Aiiss Lillian Ferguson,

Directors- W.li,Ferguson,.~~F Walker, E.P. Davis,

Date of Chatcr Nov. 7,1YUO,

Began Business Nov, 27, 1905,

RESOIRCES

LIABILITIES

--------- Tiae Loans----------------------- $ 41,874 05
Deaand Loans---------------------

Loans on Real Estate-------------

Banldng House-------------------- 3,000 00 other ~eal Estate 01fned----------

F111'niture and Fixtures----------- 1,633 51

Stocks and Bonds other Than

U,S.or State of Georgia--------

United States and State of Oa.

Bonds_--- ____ --- ____ -----------

CDuuerrefnrocay_A__p_p_r_o_v_e_d-R~ _e_s_e_rv_e__A__g_e_n_t_s_Due froa otber Banks-------------

13,412 21
1,9~ *~

Choclcs for Clearing Bous--------

3000

Cash Iteas (Irregular)-----------

53 OJ

Advances on Cotton---------------

Custoaer '1 Liability on Letters

of Credit and Acceptances------

Advances on Other Co.moditios----

Over Drafts (If anyl-------------

332 63

Other Resource------------------

Capital Stock--------------------$ Surplus Fund---------------------

l~m~

--------- Undtvided Prof ih----------------
Due Unpaid Dividends------------Due to Banks in This State-------

2:246 76

Due to Banks in Other States-----

Call Money-----------------------
--------- Deposits Subl'ect to Check-------- 38,305 60
Deaand Corti icates of Deposits--

Cashier's Checks-----------------

259 42

Certified Checks-----------------

Savings Defosits----------------Tiae Corti icates of Deposit-----

Trust Funds on Deposit----------Certil icates of Deposit Repre-

senting Borrowed A!oney---------

RBeildlisscPoauynatsb-l-e-------_-_-_-_-_-_----------_-_-_-_-_--_ 5,000 ('(\

Liability on Letters of Credits

and Acceptances---------------~eserve For Interest and Taxes---

Other Liabilitiea----------------

Total-------------------------~ $ 62,311 78 Total-------------------------- $ 62.311 78

SI!CONJ ANNU\L REPIIO'

Examiner's Report. BANI{ OF OILLSVILLE - OILLSVILLE, OA.

At Close of Business July 2, 1921.

President-J .A .Bryan,

Vice

Dira Date

cotof rsC-hJ.aArt.eBrrySaenpt1embCer.l6.J,i

eadors, 1911.

-Pres iden J,.\I.Garri

t-c. son,

J

.

lleJa.dOo.rBs 7r

y

Cashier-John an, D.A.Parks Began Business'Oc

Bryan John Aryan tober 1,19l

i



RESOIRCES

LIABILITIES.

Tie Loans------- $ 88,926 82

DeiOllnd Loan-----------------

592 00

Loana on Real Estat----------

BOathnekrinRg eHaloEasta-t-e--O--lm--e-d-.--.-.-.------ 2,158 50

Furniture and Fixtures ..... 2,255 42

Stocks and Bonds Other Than

U.S. or State of Georgia...

350 00

United States and State of Oa.

Bonds..... _

Due fr"- Approved I:eserve Agents. 4,102 78

Currency...... 2,742 82

Due Fr.. Other Banks...

Checks for Clearinf House.....

151 12

Cash It (Irregu ar) .... 1,247 55

Advances on Cotton.....

Custa.er's Liability on Letters

of Credit and Acceptances...

Advances on Other Co.modities.

OOvtheer r DRreasfot surc(eIsf a .n y)---

24,84

Capital Stock------------------ $ 15,000 00 Surplus Fund-------------------- -------Undvided Profits--------------- 21 555 84 Due U.paid Dividends------------- ---------Due to Banks in This State....... ---------Due to Banks in other States----- -------
~:!!.~::~;bi;~!-i;ch;~k:::::::: iS:sg;s;

Demand Certificates of Deposits.. ----------

Cashier's Checks-----------------

275 54

Certified Checks----------------- ----------

TSaivinCgserDtiericoastietss-o--f-D--e--p-o--s-i-t-..-.-.-. -2-4-,5-5-1--8-9

Trust Funds on D_eposit----------- -------Certificates of Ireposit Repre

senting Borrolfed Money--------- ---------Bills Payable-------------------- 44,750 00 RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C-r-e-d--it-s--- ----------

ReasnedrvAe cFcoerpItnantecreess-t--a-n-d--T--a-x--e-s-.-.-. ------------------

other Liabilities---------------- ----------

Sundry credits-------------------

94 99

Caah-----------------------------

31 00

Total...... $102,851 85 Total-------------------------- $102 851 85

BANK OF anAR~J - GIRARD, GA.

At Close of Business August 13, 1921.

Prasident-w .V .stephens,

Vice- Presidents-F .B.Ro~lj W.P.SandersA CasbierJ .R.Burton,

Director Date of

s-W .V Chart

.S er

t

ephens April

21

7,

F .B.Royal, 1906.

W.P.Sandera,

S Od.., O.v.Burton, Bagan Business July 30, 1906.

RESOIRCES

LIABILITIES

Tie Loans----------------------- $150,204 62 DLoaannsdonLoRaenals-E--s-t-a--t-e-.-.-.-.-.-.-.-.-.-.-.-.-. --16-!77870

BotahnekrinRg eHaloEusstaet.e..O..l.f.n..e.d.................... ___1! _8_0_0__0_0

Furniture and Fixtures... Stocks and Bonds other Than

2,200 00

u.s.or State of Georgia-------United Statu and Stkte of Oa.

225 00

Bond-------------------------- 6,480 00 Due frOIR Approved Reserve Agents. 7, 743 82 Currency......................... 2,605 42

Due fr81R other Banks............. ----------

Chacl<s for Clearing House ...

49 64

Cash Ites (Irregular)....

llO 64

Advances en Cotton............... ---------Customer's Liability on Letters

of Credit and Acceptance------ ---------Advances on other c-odities.... ----------

Over Drafts (If any) ... ---------Other Resources.................. ----------

capital Surplus

Stock------------=-------
Fund-------~-------------

$

1350,000000

oo
00

Und1vided Profits---------------Due Unpaid Dividends-------------

18't5o3o2 4o7o

Due to Banks in This State....... ---------Due to Banks in Other States. -----------
~:~!~t=e~;bl:;~tt;cb;~:::::::~ "24:2so-56

Deiand Certi icates of Deposits.. ----------

Cashier's Checks----------------- 2,735 05 Certified Checks----------------- --------

TSiamveinCgserDtieficoastietss-o--f-D--e--p-o-s-i-t-..-.-.-. -6--3-,4-4-3--7-6Trust Funds on Deposit........... -------Certificates of Deposit Repre-

sentiug Borrolf8d Money--------- ---------Bills Payable-------------------- 55,000 00 Rediscounts---------------------- 6,100 00 Liability on Letters of Credits

and Acceptances---------------- ----------

Reserve For Interest and Taxes--- ----------

Other Liabilities----------------

6 00

Total--------------------------$188,197 84 Total---~----------------------$188,197 84

SECOMJ ANNU\L RE~

. l?l

Exuiner 's Report ,

FAR.\J.mS & /o!ERCIL\J'ITS BANK - GJg.<\Rl), GA,

At Close of Business October 29, 1921.

Presi<lent-J .F ,Odom;

Vice President-J ,B,Heath,

Directors-J,F,Od.,., J,B,!leath, Oeo. ll.Perry, S.J.!)dOII,

.J,L.MaHard, B.A!,Dixon,

Cashier-Jas,L.Burk, E.L.!layman, J.Fred Claxton,

Date of Charter

Began Business

RJi:SOtRCES

LIABILITIES.

---------- Tiae Loan----------------------- $ 39,83300 Capital Stock-------------------- $ 25,000 00

Deaand Loans---------------------

606 45 Surplus Fund---------------------

Loans on Real Estate-------------

UndlVidad Profih----------------

Banking Bouse-------------------- 4,790 29 Due Unpaid Dividends-------------

693 99

Other Real Estate OWned----------

Due to Banks in This State-------

Furniture and Fixture-----------

Due to Banks in other States-----

Stocks and Bonds Other Than U,S, or State of Georgia-------
United States and State of Oa.

~:~s~t:"~;bl;~t-t;-Ch;~k:::::::: 13,580 10
Deaand Certificates of Deposits--

Bonds-------------------------Due froa Approved Reserve Agents-

Cashier's Checks----------------Certified Checks-----------------

913 64

Currency------------------------Due Froa other Banks------------CCahsehcksItefmosr C(Ilreraorginug1aHr)o_u__s__--_-_-_-_-_-_-

Savings Drosits-----------------

Tiae Corti icates of Deposit-----

Trust Certi

Funds on ficates of

DI0rpeopossitit-

--------Repre-

-

3,616 12

Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances------
any)------------- Advances on Other Co.modities----
Over Drafts (If other Resources------------------

senting Borrowed Money--------Bills Payable-------------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f --C-r-e-d--it-s---
and Acceptances---------------Reserve For Interest and Taxes---

10,282 86

Checks paid since closing--------

81 82 other Liabi1ities----------------

Dep. since closing---------------

454 07

Total-------------------------- $ 54,540 78 Total-------------------------- ~ 54,540 78

THE OLENNVILIE BANK - GLENNVILLE, GEORGIA.

At Close of Business July 26, 1921,

President-W,F.Durr~nca,
Directors-lY,F,Durrence, Date of Charter

Vice Prsident-C.W.Kicklighterf

Cashier-J.A.Jonos,

J.I.Durrence, J,D.Kennedy, J .Hangrwa, H.J.Banks,

J.E.Kirkland, W.A.Dubberly.

Began Business

RJi:SOtRCES

LIABILITIES

Tiae Loans----------------------- $249,192 67 Capital Stock-------------------- $ 60,000 00

Deaand Loan---~---------------- 7,385 09 Surplus Fund--------------------- 9,500 00

Loans on Real Estate------------- 94,202 35 Undivided Profits---------------- I, 727 12

Banking Bouse-------------------- 3,600 00 Due Unpaid Dividends-------------

other Real Estate Owned---------- 19,390 00 Due to Banks ia This State-------

Furniture and Fixtures----------- 3,033 80 Due to Banks in Other States-----

Stocks and Bonds other Than

Call Money-----------------------

U.S,or State of Oeorgia--------

Deposits Subl'ect to Check-------- 71,550 60

--------- Unitod States and State of Oa. Bonds--------------------------

Deiand Certi icates of Deposits-5,500 00 Cashier's Checks-----------------

354 66

Duo froa Appr"""d Reserve Agents-

Certified Checks-----------------

Currency------------------------- 10,057 89 Savings Defosits-----------------

Due froa other Banks------------- 21!,154 38 TU.e Certi icates of Deposit----- 159,997 42

CCahsehckIstefaosrC(IlerraergiauglaBr)o_u__s__-_--_-_-_-_-_-

359 18 Trust Funds on Deposit----------431 26 Certificates of Deposit Repre-

330 15

Advances en Cotton---------------

sentiag Borrowed Money---------

Cuatoaer's Liability on Letters

Bills Payable-------------------- 60,000 00

of Credit and Acceptaaces------

Rediscounts---------------------- 51,377 76

any)------------- Advances OR other C...odities----
Over Drafts (If

Liability on Letters of Credits and Acceptances----------------

otber Resources-----------------Current Check-------------------

--------- Reserve For "'nterest and Taxes---
1,840 59 OUtaheenrULr6i4abDiolpitpiseisiJ-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,353 09 949 88

Cash Long------------------------

6 53

Total-------------------------- ~417,147 21 Total--------------------------$ 417,147 21

172

SECOMJ ANNU\L REPIIU

Exaaiaer's ~aport.

TilE PEOPI,Jl$ BANK - GL~ILLE, GEORGIA.

At Close of Business September 14, 1921.

President-S .J .lUcid igbter,

Vice President- I .J .DeLoach, Cashier-J .W .Delk,

Directors-S.J. Kickligh.ter, C.C.Padgett, S.ll.Howard, I.J.DeLoach, R. Purcell,

Al.Slotin,

Date of Charter August 26, 1907.

Began Business September 1, 1907,

RESOIRCES

LIABILITIES.

Time Loan&----------------------- $149,724 89 Capital Stock-------------------- $ 25,000 00

Delllllnd Loans--------------------Loans on Real Estate-------------

16,1l0 95 25,840 67

t:df!ide~u~;rit;::::::::::::::::

12,500 00 3,068 77

Banking House-------------------- 8,132 19 Due Uftpaid Dividends-------------

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 2,400 00 Due to Banks in Other States-----

stocks and Bonds Other Than

Call Money-----------------------

u.s. or state of Georgia------United States and State of Oa.

Deposits Subject to Check-------Demand Certificates of Deposits--

31,666 87

BondS-------------------------Due lr~ Approved Reserve Agents-

Cashier's Checks----------------Certified Checl<s-----------------

797 35

Currency------------------------Due From Other Banks------------Chocks for Clearing House-------Cash Items (Irregularl-----------

4,069 43 Savings Defoaits----------------13,602 18 Tiae Certi icates of Deposit-----
122 67 Trust Funds on D~posit---------- 668 59 Certificates of lfaposit Repre-

54,871 18

Advances on Cotton--------------Customer's Liability on Letters

senting Borrowed Money--------Bills Payable-------------------- 93,500 00

of Credit and Acceptances-----Advances on Other C-.modities----

Rediscounts---------------------Liability on Letters of Credits

Over Drafts (If anyl------------Other Resources------------------

and Acceptances---------------~eserve For Interest and Taxes---

Current Checks------------------- 1,311 93 other Liabilities----------------

lhentered Deposits---------------

493 84

Cash Long------------------------

85.49

Total--------------------------~ 221,983 50 Total--------------------------~ 221,983 50

FAR.IlERS BANK - OLENWOOO, OA.

At Close of Business August 17, 1921,

President-J .F .Cool<, Directors-J .T .Cool<, B.S.Calboun, J ..li.Bro.,nery
J.,i.Alorreson, ,\l.Alorreson, B.R.Bent:.n, Date of Charter

Thomas Kent i

Casbier-IV .J ,Futral, W.E .Currie, Danie 1 Pope,

W. J .Fu Began

tBraus11nesCs .E

.Danie

1.

RESOIRCES

LIABILITIES

Time Loans----------------------- $ 95,696 41

Deaand Loans--------------------- 1,012 18 Loan& on Real Estate-------------

Banking Hous-------------------other Real Estate Owned----------

3,300 00

Furniture and Fixtures----------Stocks and Bonds Other Than

1,296 79

U.S ,or State of Georgia--------

UnBiotenddsS__t_a_t_es- _a_n_d__S__ta__te___o_f_O__a_. __ _

Due from Approved Reaerve Agenta-

3,300 00 12,82:-! 07

CDuuerrefrnocmy-o--th--e-r-B--a-n--k-s------------------------- 8,632 76

Cbeci<S for Clearing Hou-------Casb Items (Irregularl-----------

19 83 624 12

Advances on Cotton---------------

Customer' Liability on Letters

of Credit and Acceptances------

Advances on Other c._odities----

Over Drafts (If anyl-------------

other Resources------------------

Losses from obviatl ons----------- 3,929 08

Advancos as Capital for llranch-- 15 ,()(X) 00

Capital Stock-------------------- $ 30,000 00

SUunrdptvluidsedFuPnrodf-i-t-s------------------------~---------

44,000 00 ----------

Due Unpaid Dividends------------- ----------

Due to Banks in This State------- ----------

Due to Banks in Other States----- ----------

~:~~~t~e~;b-~-;~t-t;-Ch;~k:::::::: -;;:6oi-88

Demand Certi icates of Deposits-- 1,285 52

Cashier's Checks-----------------

328 24

Certified Checks----------------- ---------TSaiaveinCgsorDtieficoastiets--o-f--D-e--p-o-s-i-t---------- --1-4-,4-0-7--6-4-

TCreursttifFicuandtes sonofDDeeppoossiitt-R---p-r-e------ ----------

setting Borrowed Money--------- --------Bills Payable-------------------- 33,000 00

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s--- ----------

and Acceptances---------------- ----------

Reserve For Interest and Taxes--- ----------

Other Liabilities---------------- ---------

Cash Long------------------------

9 96

Total-------------------------- $145,633 24 Total---------:---------------- $145,633 24

SI!COMl ANNU\L REI'Im'

173

E:xuiner 's ~aport.

FA2dlli<S AND ME'RCIIANTS BANK. GO~N, GA.

At Close of Business August 26, 1921.

President- I, B. Stinson.

Vice-Presidents-Sol Isenbei'J!:, R. E. Evans, Cashier-F,S. Euglisb

Directors- I. B. Stinson, Sol Isenbe'1(, R.. E. Evans, IV, T. Brannon, D. C. Kingsley, C. C. Johnson,

J.H.Bloodworth, J.H. Broo~s Sr., ~ Pauderson,

Date of Charter-Ju1 10,1919.

Be an Business Ju1 18 1919,

~SO!RCES

LIABILITIES

Tiae Loans----------------------- $ 80,667 83 Capital Stock--------------------$ 17,000 00

Demand Loans---------------------

700 00 Surplus Fand--------------------- 1, 750 00

Loans on Real Estate------------Banking House--------------------

--3:ooooo.

Undlvided Profits---------------Due Unpaid Dividends-------------

600

other Real Estate 05ned---------Furniture and Fixtures-----------

--3;217-oo

Due Due

to to

Banks Banks

in in

This State------Other States-----

Stocks and Bonds other Than U.S,or State of Georgia--------

Call Moner----------------------225 00 Deposits Subl'ect to Check--------

5,000 00 32, 135 43

United States and State of Oa.

Demand Corti icates of Deposits-- 1.000 00

Bonds----------_-------- ---Due froa Approved Reserve Agents.

---7-,3-2-9---8-0 CCaesrthiifeier'ds CChheecckkss----------------------------------

1,549 29

Currency-----.-----. __ ----.---- 2,771 85 savings Dfosits-----------------

Due froa other Banks-------------

784 46 TU.e Certi icates of Deposit----- 44,841 15

Checks for Clearing House--------

272 37 Trust Funds on Deposit-----------

Cash Iteas (Irregular}----------- 1,219 92 Certificates of Deposit Repre-

Advances an Cotton--------------Cuatoaar'a Liability on Letters

---------- senting Borrowed Money--------Bills Payable--------------------

any}------------- of Credit and Acceptances------
Advances on other Coaaodities---Over Drafts (If

---------- Rediscounts----------------------__-_-_-_-_--.-.-.-. LiaanbdilAitcyceonptLanectteesr-s--o-f--C--r-e-d-i-t-,---

other Resoarcea---------------

8 88 Reserve For Interest and Taxes---

Depos i tors------------------------
~~!~itt{ r:~~===========::::::::::

---2-,7-31-6-67--89-60 Other Liabilities----------------

Total------------------------- $ 103,281 87 Total-------------------------- $103,281 87

l-74

SECONJ ANNU\L REI'Cm'

Examiner's Report. !lANK OF GOUGH - GOUJH, GA,

At the close of business Aug9,1921

President-C. II'.Ki tchens.

Vice-l'resident-A.~I. Torbit. Cashier-ll.A.Thom~son.

Directors...C.II. Kitchell A.AI. Torbit, J.D. Cater,Sr., C.C. Ponder, C.C. Powell, G Lo~e,

Date of Charter-January 22, 1910

Began dusiness-February 3, 1910

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $ 66,898 84

Deaand Loan----~---------------

915 06

Loans on Real Estate-------------

Banking Bouse-------------------- 2,134 76

Capital Stock--------------------
~:df!i:.:u~;flt;::::::::::::::::

$

15,000 400 ,158

00 00 92

Due Unpaid Dividends-------------

27 60

Other Real Estate Olmed----------

Due to Banks in This State-------

Farnitare and Fixtnres----------- 3,624 56 Due to Banks in other States-----

Stocks and Bonds Other Than U.S. or State of Oeorgia-------

~:~s~t=~;bj;~t-t;-Ch;~k:::::::: 15,305 15

United States and State of Oa.

Deaand Corti icates of Deposits--

Bond---- -------- _____ ------- __

Cashier's Checks-----------------

192 32

Due froa Approved Reserve Agents. 8,916 05 Certified Checks-----------------

Currency------------------------Due Froa Other Banks-------------

.1,166 43 Savings Drosits----------------Tiae Corti icates of Deposit-----

24,364 56

Checks for Clearinf Hous--------

864 75 Trust Funds on Deposit-----------

Cash Items (Irregu ar) ----------- 1;081 12 Certificates of lfeposit Repre-

Advanceo on Cotton---------------

senting Borrowed Money---------

Customer's Liability on Letters

Bills Payable-------------------- 29,917 80

of Credit and Acceptances------

Rediscounts----------------------

Advances on Other Cu.modities----

Liabi 11ty on Letters of Credit.

Over Drafts (If anyl-------------

and Acceptances----------------

Other Resources------------------

984 93 Reserve For Interest and Taxes---

other Liabilities---------------- 12,207 75

Total-------------------------- $ 86,587 10 Total-------------------------- $ 86,587 10

BANK OF GR.ANTVILU:: - GAANIV IlL!l,GA,

At close of business September 12, 1921

I'res idont...C.S. Colley,

Vice-Presidont-IV.A. Bohannon,

Cashier-J .A. Latimer

Directors-G.S. Colley, W.A.t;ohannon, J.A. Latimer, W.N. Uaaks,. ~Irs I.R. Lei~;h, T.N.(Zolley.

Date of Charter-July 1, 1901

Uegan Husiness-July 1, 1901

RESOIRCES

LIABILITIES

Tia" Loan----------------------- $12'1,215 86 Capital Stock-------------------- $ 25,000 00

Delland Loans--------------------Loans on Real Estate-------------

77,946 32 ~=~f!~~.:an~;flt;::::::::::::::::

10,000 ()() 4,091 23

Banking House-------------------other Real Estate Owned----------

3,000 OJ Due Unpaid Dividends------------Due to Banks in This State-------

Furniture and Fixtures----------Stocks and Bonds Other Than
U.S,or State of Georgia-------UnBiteend dSs-t-a-t-u-.-a-n-d--S__tate__o__f _O__a_. __ _ Due fro. Approved Reserve Agents.

1,409 55 Due to Banks in other States----Call MoneY-------------~---------
7,339 05 Deposits Subl"ect to Check-------Deaand Corti icates of Deposits--
100 00 Cashier's Checks----------------Certified Checks-----------------

152,202 84 209 17

Currency------------------------- 2, 763 58 SaTlngs Defosits----------------- 18,049 86

Due trOll other Banks------------- 23,211 64 Tiae Corti icates of Deposit----- 4,832 09

CCahsehcksltefaosr C(IlreraerginuglaHr)o_u__s_e_-_-_--_-_-_-_-

2,207 36 Trust Funds on Deposit----------99 98 Certificates of Deposit Repre-

AdTances en Cotton---------------

senting Borrowed Money---------

Custoaer's Liability on Letttrs

Bills Payable-------------------- 39,0uo oo

of Credit and Acceptances-----Advances on other Coamodities----

RLeiadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it----

Over Drafts (If any)-------------

and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

Cash Short-----------------------

49 99 Other Liabilities----------------

Total-------------------------- $253,385 19 Total-------------------------- $253,385 19

SI!CONI ANNU\L REPIIU

175

EXIIIIIiner 's Report ,

MERCII/oNTS & F~:ERS BANK, Gg,INTVI LLE, GA.

At Close ol llusiness Sept. 12,1921.

President-H. F. Baxter.

Vicc-President-W.A. Post.

Cashier-F. T. Meacham.

Directors-H. F. Baxter, l'f.A. Post, F. T. ~1eacharn, Charles Arnold, R.E. ll!ise.

Date of Charter-March 11,1919.

Began Business /!lay 21,1919.

RESOURCES

LIABILITIES.

---------

-------------------~------------------------------

Time Loan----------------------- $ 35,929 33 Capital Stock-------------------- ~ 25,000 00

Deaand Loans--------------------- 9, 1>30 63 Surplus Fuad--~-----------------

956 12

Loans on Real Estate-------------

UndiVided Profits---------------- ----------

Bnnking House--------------------

Due !Dpaid Dividends------------- ----------

Other Real Estate Owned----------

Due to Banks in This State--'----- ----------

Furniture and Fixtures----------- 3, 138 16 Due to Banks in Other States----- ----------

Stocks aad Bonds Other Than U.S. or State of Georgia-------

~:~!s~t=~;bj;~;-;;-Ch;~k:::::::: ij:647:s7-

United States and State of Oa.

Demand Certificates of Deposits-- ----------

DuBe ofardoa--A--p-p-ro-v-e-d--R--e-s-e-rv-e--A--g-e-n-t-s-Currency_-----------------------Due Froa Other Bnnk-------------

97 60 Cashier's Checks----------------- --------2, 639 37 Certified Checks----------------- ----------
1,230 68 ii:!ne!r~rfi:!~!;-;;-D;p;;i;::::: -2:195-oo-

Checks for Clearing Hous--------

Trust Funds on Deposit---------- ----------

Cash Items (Irregular)-----------

120 00 Certificates of Deposit Repre-

Advances on Cotton--------------Customer's Liability on !.otters

senting Borrood Money--------- ---------Bills Payable-------------------- 17,281 02

of Credit and Acceptances-----Advances on Other Co.,.odi ties----

RLoidabiaic1oiutynt on--L--o-t-to--rs--o-f--C--r-e-d-i-ts--- _---------

Over Drafts (If anyl-------------

and Acceptances---------------- ----------

Other Resources------------------

Reserve For Interest and Taxes--- ----------

Profil and Loss------------------ 6,293 94 otber Liabilities---------------- ----------

Total-------------------------- $59,079 71 Total--------------------------$ 59,079 11

BANK OF GI(AY, GRAY, C.A.

At Close of llus iness Dec. 7,1921.

President-1'1.1'1, Moore, Vice-Presidents-W. W. Moore, D. V. Childs, J.M. Childs, F.M. Stewart.

Cashier-J,H. Whitehurst,

Direetors-J. E. Glousen, J.D. Zackary, H. T. Hudson, T. S, Bush, W. E. Morgan, R. H. Kingman, Sr.,

Date l>f Charter-

J.D. Jackson, J. H. 1\ltitehurst, B. P.. Johnson. !legan Business-

RESOURCES

LIABILITIES

Tie Lllans----------------------- $ 65,461 40 Capital Stock-------------------- $ 25,000 00

Deand Loans--------------------- 2,300 00 Surplus Fund--------------------- 5,000 00

Loans on Real Estat------------- 15, 825 98 Undtvided Prof its----------------

829 74

Banl<ing; House-------------------- . 2, 341 07 Due Unpaid Dividends-------------

other Real Estate O..ned---------Furniture and Fixtures-----------

--2~347-68

Due to Banks in This State------Due to Banks in Other States-----

Stocks ""d Bonds other Than

Call .Moner-----------------------

U.S,or State of Oeorgia-------Uaited States and State of <la.

----------

Deposits Sabl'ect to Check-------Demand Certi icates of Deposits--

20,795 37

Bonds-----------------_-------- --~------- Cashier's Cbecks----------------Dae frOB Approved Reserve Agents- 7;595 90 Certified Cbecks-----------------

1, 079 53

Currency--------- __ -------------- 2,621 18 Savings Deyosits-----------------

Due froa other Banks------------- ----------- Tiae Corti icatos of Deposit-----

Cbecl<s for Clearing House--------

12 00 Trust Funds on Deposit----------- 42,562 79

Cash lteas (Irregular)-----------

68 00 Certificates of Deposit Repro-

Advances en Cotton--------------- ---------- senting Borro,..ed Aloney--------- 3,395 78

Caatomer's Liability on Lotters of Credit aad Acceptances------

------ ----

Bills Payabl-------------------Rediscounts----------------------

Advances on other Commodities---- ---------- Liability on Letters of Credits

Over Drafts (If any)------------- ---------- and Acceptances---------------other Resources------------------ ---------- Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $98,663 21 Total--------------------------~ 98,663 21

176

SECO!Il ANNU\L REPOU

Examiner's Report.

BANK OF GRAYMONT, GRAYMONT, GEOQ:JIA.

At Close of Business August 4,1921.

President-Joe A. Durden.

Vico-Prosidont-W.H. Dekle.

Cashier-l'I.E. Gray.

Directors-Joe A. Durden, W.M. Dlde, W.E. Gray, B.L. Brinson, W.E. Durden, C.E. Durden.

Date of Charter-April 27, 1901.

Began Business 1901.

RJ!SOlRCES

LIABILITIES.

Tie Loan-----------------------$ 121,445 31 Capital Stock--------------------$ 25,000 00

Deund Loan---------------~--- Loaaa on Real Estate-------------

I, 715 00

~::if!i'~e~~~rii;::::::::::::::::

5, 000 00 ll, 068 94

Banking Bouse-------------------- 5,216 09 Due URpaid Dividends-------------

Other Real Estate 01med---------- 17,668 10 Doe to Banks in This State-------

Furniture and Fixtures----------- 2,1!27 14 Due to Banks in other States-----

Stocks and Bonds Other Than
u.s. or State of Oeorgia-------

20,000 00

Call MoneY----------------------Deposits Subject to Check--------

41,608 29

United States and State of Oa.

Deiiaand Certificates of Deposits--

DuBe oflrl!.l_s--A--p-p-ro-v-e-d--R--e-s-er-v-e--A--g-e-n-t-s--

703 17 Cashier's Checks----------------13,942 09 Certified Checl<s-----------------

486 93

Currency------------------------- 2,360 33 Sevings Drosits-----------------

Due Froa Other Banks-------------

Tiae Corti icates of Deposit----- 53,063 60

Checks for Clearing House--------

38 21 Trust Funds on Deposit-----------

CAadsvhanIcteesmosn (CIrortetognu_l_a_r_)_-_-_-_-_-_-_-_-_-_-_-

1,829 50 Certificates of Deposit Repre1, 776 39 senting Borrowed Money---------

CustGmer's Liability on Letters

Bills Payable-------------------- 36,000 00

of Credit and Acceptances------

Advances on OVer Drafts

O(Itfhear nCyol.-m--o-d--it-i-a-s--------

RLeidabbeiloituynt osn--L--e-t-te--rs--o-f--C--r-e-d-i-ts--and Acceptances----------------

other Resources------------------

9-IJ 72 Reserve For Interest and Taxes---

Other Liabi 1ities---------------- 237 29

Total-------------------------- fi 172, -loS a; Total------------------------.--1172, 465 a;

BANK OF GRAYSON, GRAYSON, GA.

At Close of Business November 19,1921.

Presld81lt-lf .J. Tribble, Vice Pruid81lt

Cashhr-s.N .Oowet',

Directora-w.J.Tribblo, T.A.Fate, P.A.Jacoba, S.A.Oower, Thelaa Johns..,,

Date ol Charter-

Began Badness

RJ!SOtRCES

LIABILITIES

Time Loan-----------------------$128, 960 46

Demand Loans--------------------- 6, 685 SO

Loans on Real Estate------------- ---------Banl<ing House-------------------- 2,000 00 other Real Estate Owned---------- 3,036 00 Furniture and Fixture----------- 2,527 00 Stocks and Bonds other Than

U.S.or State of Georgia-------- 1,500 00 United States and State of Oa.

Bonds-------------------------_ ll,OOO 00

CDuuerrefrnocay_A--p_p_ro_v_e_d___R_e-s-e-rv-e__A__g_e_n_t_s_-

9,ffi7 88 3,589 78

---------- Due froa other Banks-------------
Checks for Clearing House--------

132 63

Cash Ite11s (Irregular)-----------

908 48

Advances on Cotton-------------- 2,696 51

Cuatoer'a Liability on Letters

of Credit and Acceptance------ ----------

Advances on other co...oditie---- ---------Over Drafts (If any)------------- ------other Resources----------------- --- 131 66

Capital Stock--------------------$
~~~f!?~e~un~~iii;::::::::::::::::
Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----
Call Money----------------------Deposits Subject to Check-------Demand Certificates of Deposits--
Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tlae Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre, senting Borrowed Money--------Bills Payable---------------~----
RLeidaibsicloituyntson--L--e-t-te--rs---o-f -C--r-e-d-i-ts---
and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities---------------Cash..----------------------------

40,000 00 10,000 00 4,301 82
15,945 14 16 52
1,255 79 8,183 33
11,000 00 81,213 51

Total---------------~----------$172,225 90

Total-------------------------- $172,225 90

SI!CO!tl ANNU\L REPQU

177

E:uaiaer's Jteport. G~ENVILLE BANIING CO. - G~ENVILLE,GA.

At close of business September 7, 1921.

President-R.J.Atkinsn.

Vice-fresident-J. L. Render. CashierW.L.Pinkston

Directors-R.J.Atkinson, J.L. Render, H.F.A!cLaughlin, A.H. Freeman, W.T.Str.osier, W.S.Howell,,

Date of Chart;;:l~~~ton, J.L. Estes, J.R. Gay

Began Business-1891

RESOIRCES

LIABILITIES.

Time Loan&----------------------- $225,618 60 Capital Stock-------------------- $ 65,000 00

- - - - - De~~and Loan---------------------
Loana on Real Estate-------------

9,762 19 ~f!::.:~;iii;::::::::::::::::

100 000 00 6,194 72

Banking Dense-------------------- 14,757 06 Due lDPIIid Dividends-------------

Other Real Estate OWned---------- 5,000 00 Due to Banks in This State-------

554 53

Furniture and Fixtares----------- 11,874 47 Due to Banks in other States-----

Stuoc.sk.s

and Bonds Other Than or State of Oeorgia-------

United States and State of Oa.

Bonds---_--------------- ___ ----

Call Money-----------------------

_____ 4,950 00 Deposits Snblect to Check-------- 94,245 07

Deiiland ~ertllicates of Deposits-Cashier s Checks-----------------

49 6.0,..

Due fr~ Approved Reserve Agents- 39,489 10 Certified Checks-----------------

CurrencY------------------------- 5,484 77 Savings Defosits-----------------

Due From Other Banks------------- 157,700 25 Tiae Corti icates of Deposit----- 42,142 34

Checks for Clearing Bous--------

61 12 Trust Funds on D~osit----------

Cash Items (Irregularl-----------

136 89 Certificates of u-oposit Repre-

Advances on Cotton---------------

213 65 senting Borrowed Money---------

Customer's Liability on Letters

Bills Payable-------------------- 189,000 00

of Credit and Acceptances------

Rediscounts---------------------- 13,018 30

any)------------- Advances on Other Com.odities----
Over Drafts (If

Liability on Letters of Credits 33 00 and Acceptances----------------

other Resources------------------ 35,123 46 Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $510,204 56 Total-------------------------- $510,204 56

Glm~NV ILLE BANI{ lNG CO. - GREENVILLE, GA. (Gay Branch)
At clo so of business Septnber 5, 1921

President-R. J. Atkinson.

Vica-.President-J.L. Rendor j Cashier- s. F. Onetl

Directors-b.: J. Atkinson, J. L. Render , ll. ~. Ale Laughlin, A.B. Freeman, W. T. 5trozie~,

W.S. Hoooll, J.A. Gaston, J.L. Estas, J.R,. Gay;

Dte of Charter-

Be an Business-

RESOIRCES

LIABILITIES

Time Loans----------------------- $223,3~9 22 Capital Stock-------------------- $ 25,0'Jll 00

Demand Loans--------------------Loans on Real Estate-------------

3,478 43 ~:~f!:~e~~;flt;::::::::::::::::

10,000 00 26,127 1~

Banking House-------------------other Real Estate Owned----------

2,000 00

Due Unpaid Dividends------------Due to Banks in This State-------

157,565 25

Furniture and Fixtare----------Stocks and Bonds other Than

500 00 Due to Banks in Other States----Call MoneY-----------------------

U.S.or State of Oeorgi&--------

Deposits Subl'eot to Check-------- 19,652 65

UnBitoenddsS-t-a-t-e__s -a-n-d--S--t-a-te__o__f _O__a_. __ _

Demand Certi icat.. of Deposits-728 14 Cashier's Ch~cks----------------

602 91

Due from Approved Reserve Agents- 11,509 65 Certified Check-----------------

Currency------------------------- 2,045 20 Sa'fings Defosits-----------------

DChueeclf<rsomfoor thCelreaBrianngkHso-u--se--_-_-_-_-_-_-_--_ Cash Items (Irregularl-----------

Time Certi icates of Deposit-----

137 82

Trust Funds on Deposit----------Certificates of Deposit Repre-

5,209 48

Advances en Cotton--------a------

senting Borrowed Money---------

Cuatoaer's Liability on Letters

Bil h Payable--------------------

of Credit and Acceptaaces------

Rediscounts----------------------

Ad'fances OR other c-oditiea----

Liability on Letters of Credit

Over Drafts (If anyl-------------

248 71 and Acceptances----------------

other Resources-----------------Cash Short-----------------------

--,20-~

Reserve For Interest and Tues--Other Liabilities----------------

Total-------------------------- $244,157 43 Total-------------------------- $244,157 43

E:uainor '1 Report. PEOPLES DANK - OR.El>NVILLE, IJA, .U close of business Nov...bor 14,1921

Presidont-H.W. Bill,

Vico-Yrosident-

Cashier-H. W.HHlwJr

Diroctors-H.W. Bill, A.T. Hill, N.F. Culpepper, W.P. Hill, R..S. Parham, N.W. Parham,

R.D. Oilbort, J.R. Torrell.

Date of Charter-

!logan llosinoss-

RI!SOIRCES

LIABILITIES.

Tiae Lona----------------------- $143,557 86

DellllDil Loan---------------------

954 18

Loana oa Real Estate-------------

BaakiD& Boas----"--------------- 2,000 00

other Real Estate Olmod----------

Farnitare and Fixtures-----------

500 00

u.s. Stocks and Bonds other Than or State of Qeorgia-------

3,650 00

Ualted Statu and State of Oa.

Bonds-------------------------- 8,943 20

Dae froa Approved J:uern Agents- 5,135 72

CDauerrFerncyo-t-h-e-r--B--a--a-k--i-------------------------
Checka lor C1earinf Boase--------

5,328 47 5,385 36
125 87

Cash I teas (lrrogu ar) ---------- 2,371 86

Advances on Cotton---------------

Custer's Liability oa Letters

Ad;~~:d!!
Over Drafts

~(eIf~caca:yCl-:-m--:-;-;--:-:--:-:-

othor R.esoarces------------------

Cklpdsince closing-------------

693 45

Capital Stock-------------------- $ 30,000 00 Sarp1us Fand--------------------- 27,606 17 Und1vided Profits---------------- 8, 554 33 Due Umpaid Dividends------------- ----------
Due to Banks in This Stat------- ---------Due to Banks in other States----- ----------
~:~.~;:e~;bj;~t-t;-Ch;~k:::::::: 52~77-oi

De8and Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defoaits----------------Tiae Certi icates of Deposit----Trust Fands on Deposit----------Certificates of Ireposit R.epre-
aentiD& Borrowed Money--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits
and Acceptances---------------Reserve For Interest and Taxes--other Liabilltias-----.----------Dops: since closing-------------

---------163 60
-------------------
20,787 99 ----------
---------25,0lJlJ 00 12,522 05
----------------------------
734 81

Total-------------------------- $177,645 97 Total-------------------------- $177,645 97

OIUFHN DANKliJ COM.PANY - OR.IFFIN,OA,

At clos o of business Doeaaber 8, 1921

Presidont-J.P.Niehols, Sr. Vl~ Praaidonts-B.R.Blakely,E.C.Saith. Cashior-E.C. Smith

Diraetors-J.P.Niehoh,Sr, o.R..Olakely, ll.C. Smith, J.P. Nichols,Jr,J.i!. Stevens, Lloyd

Clneland, W.H. Williaas, Jobn B. Mills, W.F. Ingram

Date of Charter-October 26, 1870.

Dogan Business-October 27,1870

RESOIRCES

LIABILITIES

Tlae Loans----------------------- .$599,237 47 Capital Stock-------------------- $1()]. 000 00

D. .aad Loan--------------------- 29,064 04 Surplus Fund--------------------- 50,000 00

Loans on R88l Estah-------------

Undvided Profits---------------- 113,894 32

Baaki1 Boa-------------------- 10,000 00 Duo Unpaid Dividends-------------

other eal Estate Olmed---------- 7,375 00 Duo to Banks in Tbis State------- 4,504 80

Farnitara aad Fixtures----------- 2, 700 00 Due to Banks in other States-----

594 81

Stocks and Bonds other Than

Call MonY-----------------------

U.S,or State of Oaorgia-------- 38,376 00 Deposits Subl'act to Check-------- 219,824 35

Ualted States aod State of Oa.

Deiiand Corti icates of Deposi h-- 94,573 76

Bonds--------------------------

Calhier's Checks-----------------

212 74

liM fr Approved Rasene Agenh-

Corttfied Chocks-----------------

Banks------------- C:III'l'ency--------- __ ------------ __ 10,374 65 Savings Dofosits----------------- 43,690 90

1C1hMeefkrs.f.oor tbClearari~~& Boas--------

23,517 50 Tiae Certi icates of Dopoait----22,644 19 Traat Fands on Deposit-----------

69,862 84

Casla Iteu (lrregular)----------- 5,537 03 Certificates of Deposit Repre-

Uvaaeea aa Catton--------------- 6,415 60 senting Borrowed Money---------

C:Ut-r's Liability oa Letters

Bills Payab1e-------------------- 110,000 00

ef Credit and Accoptaacas------

AIYancas Orar Drafts

Q(Itfhaar ncy..)-.-o-d--i-ti-----------

Rediacouats---------------------- 30,()()(j 00 Liability on Letters of Credit J,256 36 and Acceptance----------------

Othar Resoarces------------------ 16,794 15 Rosene For Interest and Taxes---

SpaldiagCounty Warrants--------- 90,520 25 other Liabilities---------------- 26,653 72

fetal-------------------------- $863,812 24 Total-------------------------- $863,812 24

L79

E:uaiaer' a Jteport,

H>RCIIANTS & PLANTE~ BANK. GlllFFIN, GA.

At Close of Business Nov. 7,1921,

President-J. C. Brooks.

Vice-President-J.S. Tyus.

Cashier-A.S. Tyus,

Directors-J.C. Brooks, J.S. Tyus, J. M. Browner, W. J. Kincaid, Allan Little, Haskell K. Bass,

Date of Charter-

J.P. Mason. Began Business July 1, 1889.

RESOIRCES

LIABILITIES.

Tiae Loan&-----------------------$ 536,618 83 Capital Stock-------------------- $ 100,000 00

De.and Loan--------------------- 22,176 27

100,000 00

Loans on Real Estate------------Banking Bouse--------------------

---------19,500 00

t"n:if!i:e:u;;iii;:::::::::::::::: Due UD~id Dividends-------------

Other Real Estate Owned---------- 70,564 64 Due to Banks in This State-------

12,967 54
----526-08

Furniture and Fixtures----------- 3,564 44 Due to Banks in other States-----

Stocks and Bonds Other Than u.s. or State of Oeorgia-------

Call Moner----------------------27,725 00 Deposits Subiect to Check--------

2oo:978-33

United States and State of Oa.

lleiaand ~ertilicates of Deposits-- 158,314 06

Bonds-------------------------Due fr~ Approved Reserve Agents-

----------- Cashier a Checks----------------Certified Checks-----------------

3,425 67

Currency-------------------------

Savings Defosits-----------------

Due Froa other Banks-------------

Tiae Certi icates of Deposit-----

Checks for Clearinf Bouse--------

Trust Funds on D~posit----------

Cash Items (Irregu ar)----------ACduvaatnocaeesr'aonLCiaobttiolint-y--o7n--L--e-t-te--rs---

---------- Certificates of Ireposit Representing Borrowed Money--------Bills Pa~ble------------------- 190> 000 00

of Credit and Acceptances-----Advances on Other Coa.oditifs----

-------------------

Rediscounts---------------------Liability on Letters ef Credit$

Over Drafts (If auy).:.------------ 7,074 47 and Acceptances----------------

Other Resources------------------ ---------- Reserve For Interest and Taxes---

Cash Short-----------------------

49 23 Other Liabilities----------------

War Saving Stamp----------------

828 00

Total--------------------------$ 768,663 91 Total--------------------------$ 768,663 91

SAVINGS BANK. GRIFHN, GA.

At Close of Business August 3rd, 1921.

President-~B. Blakely.

Vice-President &Cashier- J.tL Smith.

Directors-It B. Blakely, J. H. Smith, E. H. Griffin, J.P. Nicholls, T. T. Blakely, F.M. Binford,

'V. H. Beck, !1. J. Daniel, J. H. Stephens.

Date of Charter- October 11th, 1889.

Began Business 18~

Rl!SOIRCES

LIABILITIES

Ti.. Loans----------------------- 355,909 68 Capital Stock------------------..$100, 000 00

Deaand Loans--------------------- 51,871 54 Surplus Fund--------------------- 25,000 00

Loans on Real Estate------------- ----------- Undlvided Profits---------------- 43,455 89

Banking House-------------------other Real Estate Owned----------

12,500 00 Due Unpaid Dividends------------- ---------10,088 00 Due to Banks in This Stat------- ----------

Furniture and Fixtures----------Stocks and Bonds other Than
u.s.or State of Georgia--------

10,644 00 Due to Banks in Other Statos----- ----------
9,665 oo ~:~!s~::e~;b~-;~i-i;-cb;~t:::::::: i25;767-72

United States and State of Oa.

Deiiand Certi icatu of Deposits-- 54,478 62

DuBe ofrnodas-A-p-p--ro-v-e-d---R-e-s-e-rv-e---A-g--e-n-t-s--

21,250 00 Cashier's Checks----------------- 1,401 ~ 22,993 90 Certified Checks---------------------------

Currency------------------------- 10,272 11 Savings Defosit----------------- 154,133 97

DCuheecfkrsoafoor thCelreaBrianngkHso--u-se--_-_-_-_-_-_-_--_

---------1,843 64

Tine Certi Trust Funds

icoa~teDae

of po

Deposit----sit-----------

-------------------

Cash Iteas (Irregularl-----------

338 36 Certificates of Diposlt Rpre-

Advances en Cotton--------------Custoaer's Liability on Letters

620 02 sentiag Borrowed Monr--------- ---------Bills Payable-------------------- 5,000 00

of Credit Advances on

aontdheAr ccc.e.p.toadnicteies-s---------

---------- Rediscounts---------------------- ------------------- Liability on Letters of Credlt

Over Drafts (If anyl------------- 1,241 46 and Acceptances---------------- ----------

Other Resources------------------ ---------- Reserve For Interest and Taxes--- ----------

other Liabilities---------------- ----------

Total--------------------------$ 509,237 71 Total-------------------------$509,237 71

t8o

Exaair 's Report

EFFINGHAM COUNTY BANK. GUYTON, GA.

At Close of Business August 30,1921.

President-B.P. Bowers. Vice-Presidents-J.M.Gtaaa, B.P. Bowers, H.~.Tarver, G.P. Morgan.

Dlrectors-W.A.Or~~.

F.A.

Cashier-George S, Cubbedge. ~ountree, C.E. Kessler, C.J.Futrelle,

J.C.

Hughes,

Gao.

s.

Cubbedge

Date of Charter-

Thos. Shearouse.

Began Business-

'

JtESOIRCES

LIABILITIES.

Tt.e LeaDS----------------------- $111,101 76

De!lalld Loa---------------------

450 00

Capital Sttrflus

Stock-------------------Fund---------------------

$25,000 1,250

o0o0

Loaaa oa Jtaal Estate------------Baakia& Bous--------------------

--4;ooo-oo

Uad Tided Profits-------------------------Due Uapaid Diidends------------- ----------

othar Real Estate Ownad---------- 20,703 33 Dae to BaBka in This Stat------- ----------

Faraitare and Fixture----------Stocka aad Bonds other Than
U.ui1sad. SortaStetasteaadofSGtaetoergoifaO--a-.----

4,700 00 ----------

~D:u;e!.to~:B~an;kbsj;i~nt-ott;h-eCrh;S;tka:t:e:s:-:-:-:-:-

----------
-25;141-57

Deiilaad ~ertilicates of Depositf-- 316 43

Boad-------------------------- 1,400 00 Cashier s Checks----------------- 363 32

DR fr.. Approved Resei:'Te AgentsCurrency-------------------------
CDhaeeckFar.l.oor tCheleraBrianaglrHao--u-s-e-----------------

5,249 16 2,427 34
--i;i23-84

Certified Checks----------------- ----------

S.Tings Defosits----------------- 31,612 39

Tiae Certi icatea of Deposit----- 66,685 43

Trust Funds on D~oait-----------

808 01

Cash Iteas (Irregular)-----------

543 32 Certificates of Jreposit ~epre-

ACdaTsatoncaeesr'sonLCiaobtitloit7---o-n--L-e--tt-e-r-s---
!d!!.~~:d!! ~e~c~:!:di;i;;::::
.~otehrerD~rsaofutrsce(sII--a-n--y-)------------------------
LS.o.puoeas Alro.o.laOatpae..-r-a-tl-a-a--s-------------------

----------
----------
----254-49
----21ns
248 41

senting Borrowed Moner--------- ---------Bills Payable-----------------------------RLieadbisilciotrunonts-L-e-t-t-e-r-s--o--f--C-r-e-d-i-t-$--- ----------
and Acceptances---------------- ---------Reserve For Interest aad Taxes--- ---------other Liabilities---------------- ---------Deposits since yesterday--------- 1,373 82

Overdratts on Saings-Ledger-----

76 54

Total--------------------------$ 152,550 97 Total--------------------------$152,550 97

JONES COUNTY BANK, HADDOCK, GA.

At Close of Business July 20,1921.

Presid~nt-T.R. Turner.

Vice-President-R.H. Kittg~~~an, Jr.

Cashier-G.A. Smith.

Direetors-T.R. Turner, R.H. Kingman, Jr., G.A. Smith, C.W. Middlebroohs, J.A. Middlobrooks.

Date of Charter-July 14th, 1905,

Began Business-July 25,1905.

JtESOIRCES

LIABILITIES

Tiae Loans----------------------- $50,101 44

Deaaad Loan--------------------- 42,700 74 Loans on Rl Estate------------- 45,145 50

Banki1 Bouse-------------------- 1,590 11

Other eal Estate Owned----------

50 00

Furniture and Fixture----------- 1,803 11 Stocks IUid Bonds other Than

U,S,or State of Oaorgia-------Unitod States and State of Oa.

450 00

lluB olrnodaA--p-p-r-o--n-d--R-e-a-o-l-'T--e--A--g-e-n-t-s-- 165,,800020 0206

Currencr------------------------- 2,919 93

Due froa other Banks------------- --------- CCahsohckIstefaosr <(I;lreraergiau&larB)_o_u___-_-_-_--_-__- ----57-9---0-0-

ACdaTsatoncaaesr'sanLCiaobtitloint7--o-n---L-e--tt-e-r-s--- ----------

any)-------------. of Credit
AdTancos oa

and A other

ccc.e.p.toadnicteisa---------

--------------------

Onr Drafts (If

415 16

other Resources-----------------------------

Capital Stock-------------------- $ 25,000 00

Surplus Fund--------------------- 15,000 00

Undivided Profits---------------- 10,761 79

Due Unpaid Dividends-------------

96 00

Due to Banks in This State------- ----------

D~:u~e!~to;:eB~a;nbkls:;in~i-Oit;h-eCrhS;~tka:t:e:s:-:-:-:-:-

----------
-59;219-47

Deiand Corti icatas of Deposits-- ----------

Cashier's Checks-----------------

420 00

Certif lad Checks----------------- ----------

TSaiaTeinCgserDtielipcoastietas-o-f--D--e-p--o-s-i-t---------- --1-1-,5-5-5--0--0

Trust Funds on Deposit-----------

48 97

Certificates of Dipoait Repre-

senting Borrowed Money--------Bills Payable--------------------

-35;ooo-oo

Rediscounts--------------------- 10,000 00

Liability on Letters of Credit

ReasnedrTAe cFcoer pDtaenecreecsi-a-t-i-o--D-------------------- -----4-5-6--0-2 other Liabiliiles---~------------ ----------

Total---------------------~---- $167,557 25 Total-------------------------$167,557 25

181

BxuliMr 1S Jleperi o

THE BANK OF HAIIIR.A - HAIIIR.A, OA.

At c:l011 e of business July 26,1921

t'rasident-IV.H.Overatreet. Vic:e..presidents-W.H.Jk:Kianon,DrE J.S.i th Casbier..Oliver Beaty

Direc:tors-W.H. OTerstreet, Dr. E.J. S.ith, J.B. Hutc:hinsouo A.T. Coppa~, S.L. Staafi11,

Dr. B.L. Wilkerson,-J.ll. Webb.

Date of Charter-January 22, 1906.

Began Businen-Febraary 15,1906

~OIRCES

LIABILITIES.

tina Loan----------------------- $116,454 04 Capital Stock-------------------- $ 35,000 00

De.and Loana

onLo~eaant

--------------------Estate-------------

6,752 32 Surflas Fund--------------------85,464 50 Und vidad Profits----------------

1o,ooo oo
13,931 45

B~Ofat:nh:ke~irmnrRc.e:BadloaBEa!ssnt~a-!-tre-t-QO-:-bw-:-;n---eT-db--;--;---------------------
Uafi~a ~~af!:t:adfs~t~c!;a;:---

1,882 75 1,356 84 1,401 44
----------

Due Ua~id Dividends------------Due to Banks in This State------Due to Banks in otber Statu-----
~:~a~t!8~;bj;~t-t;-Ch;~k::::::::
Deaa&d ~artilicates of Deposit

40 00 ------;3;9s6---7-5
5,421 20

Du:Oi::;-App;;;;dR;;;;;;A;;;i;:

:ii;s82--78

Cashier s Checks----------------Certified Checks-----------------

95 53 -----

Currency------------------------- 4,09.3 30 Saviftla Droaits----------------- --------

Due Fr.. other Banks-------------

i07 03 Tine Certi icatea of Deposit----- 82,064 63

Checks for Clearing Bona-------- ---------- Trust Funds on D~oslt-----------

249 53

Cash Itaas (Irrecular) -------

38 35 Certificates of Ireposit Repre-

Advances on.Cotton--------------Custaaer's Liability on Letters

_._____.__

sentinc Borrowed XeDeY--------Bills Payab1e--------------------

------15,000 00

of Credit and Acceptances-----Advances on other c-oditlU----'

675 14 -------

~LldaibsUcolutyntso-n--L-e-t-t-e-r-s--o-f-C--r-e-d-i-t---

--------

oOtVheerrD~ruaofutrsce(sIf--a-n--y-)-------------------------

------------------

and Acceptances---------------~eserve For Interest and Taxes---

-----------------

other Llabilltles----------------

18 40

Total-------------------------- $235,807 49 Total-------------------------- $235,807 49

SECOHl ANNU\L REI'Cin' Euaiaer 's Report.

THE CITIZENS BANK - HAHIRA, GA.

At close of business July 22, i921

"resident-J.J.\Vethe,.ington.

Vice-President-John A. liodges. Cashier-D.K.Uolli s.

Directcr s-J. J.Wetheringtonf.John A Hodges, D.K.Holl is,llardy Ktng,E.D. Webb, Sr., J.W Coppage.

Date of Charter-Noyember,11113.

Hegan l:lusiness-February 191'1

LIABIL:trES

Capital Stock.------------------- $ 15,000 OU

Time Loans----------------------- $ 56,954 35 Sal Aside for Branches----------- 150 000 00

Demand Loans--------------------Loans on Real Estate------------

6,739 57 4, 750 00

SUancrip1lTn1s4eP4 mPraodf-i-t-s----------------------------------

---------

BaakingHouse-------------------Other !<eat Estate Owned----------

g:: ~:p~~~~ii!d1~1:-st;t;::::::: --4:458-57

Furniture and Fixtures---------- 3,500 00 Duo to Banl<s in Other States----- 7,OCL 00

Stocks and Bonds Other Than U.S.

Call Aloney----------------------- 13,000 00

u~~t~:a~tat!sG!~dg~~;t;-;;u;~---

Deposits Subleet to Cheek-------- 28,199 32 Demand Certificates of Deposit--- ----------

DBueofnrdos.--A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

Cashier's Cheeks-----------------

175 35

6,001 74 Certified Cheeks----------------- ----------

Currency------------------------Due from Other Hanks-------------

1,862 42 ~~;!~:r~~~l~~1:;-~i-fi~p~-it::::: --4;:396"32

Checks for Clearing House--------

64 00 Trust Funds on Deposi~----------- ----------

Cash Items ~Irregnlarl----------

Certificates of beposit ~epresen~

Advance on Cotton---------------~ustomer's Liability on Letters of

~ing Borrowed MOney------------- ---------Hills Payable-------------------- 9,000 00

- Credit and Acceptances---------

Rediscounts---------------------- 1,547 46

Advances on Other Commodities----

Liability on Letters of Credit

OVer aralts (if anyl------------- ---------- and Acceptances----------------- -----------

Other Resources------------------- 100 86 Reserve ~or Interest and Taxes--- ----------

Depositors Guarantee Fund--------- 2,836 15 Other Liabilities----------------

32 07

Capital charged to Mo~n Branch.- 15,000 00

Total--------------------------$ 97~9 09 Total------------------------- $ 97,&J9 09

BANK OF HAMILTON, IWIILTON, GA.

At close of business Aug. 10, 1921.

President- C.H. Cook, Vice Presidents J.F.C.Williaas, J.ll. Atobley,-cashiei:'-T,W,T.lford.

Director... C.H, Cook, J.I'.C. Williams J.H. Alobley, o.s. Barnesj J.H.Lynch.

Date of Ct.arter-Jan.,1905.

'

Began Business an.,1905.

LIABILITIES

Tiae Loan----------------------DLeomanasndoLa oRaenals-E--s-t-a--t-e-.-.-.-.-.-.-.-.-.-.-.-.-.

$1_0_1_3!1_9184_97_

32 _7_1_

Capital Stock------------------- $ 16,200 00

Surplus Fund--------------------Undlvided Profits----------------

3,~~~ ~

Boathnle<rinaR: elaloluEsestateo.n.i-e-d.-.........

111

686 036

16 22

Due Unpaid Dividends------------Due to Banks in This State-------

176 00

Furniture attd Fixtures........... 2'205 04 Due to Banks in Other States

Stocks and Bonds other Than

'

Call Money----------------------

-------- U.S,or State of Georcia........ 3,000 00 Deposits Subl'ect to Check-------- 36,421 88

United Statu and State of Oa.

Deaand Corti icates of Deposits--

DuBe efrnemd-A-p-p-r-O-T-a-d--R--e-a-o--rn---A--p-n--ts--Carrency. Due froa other Baaka-------------

---------2,471 39
!~~

Cashier's Checks----------------Certified C~cks---------------- TSaiTainCgserotiericaittess--o-f--D--e-p-o-s-i-t .-----

9000 69,488 11

Checka for Clearing House

' 19 25 Trust Funds on Deposit--~-------

Cash Iteas (Irregular) .

208 24 Certificates of Deposit Repre-

AdTancu ea Cettoa............... - - - - - - senting Borrowed Money---------

Cnstoaer's Liabilit7 oa Letters

Bills farable-------------------

of Credit and Acceptaaces----- -------- Rediscouat----------

any)--------- AA!Taaces oa other c-oditlas---- 1 ,l4! 87 Liability on Letters of Credits

Over othe

rD~rsaofutsrce(Isf------------------

2 63 -----

aad Aoceptances---- Reser...e For Interest and Taxes---

Dep.Gurantee Fund--------------Fire las. Fund-------------------

3

1

518 120

55 00

other Liabilitles--------------

Tetal-----,-----.------- $136,110 18

. Tetal-------------------------- t l26 110 i8 '

W3

E:naiDIIr 'a Report BANK OF JIAAIPTON, IWWJ'ON 1 GA. At close of business July :1.1921.

President-W.P. Wilson. Vice Prosiden1l-D.J, Arnold. Cashie.-J ,O,Ruthorford.

Directors-W.P, Wilson, D,J ,Arnold J ,O.Rutherford, H.G. Fie Ids, H.T. Moore, J.L.Iloore,

J .11. Tarpley,

'

Date of Charter-Doc, 17,1902.

Began Buslness..Oct.l,l902.

RESOIRCES

LIABILITIES.

-------- Tie Loan-----------------------
Deaand Loans---------------------

$273,078 9,260

62
06

Loans on Real Estate-------------

Capital Stock--------------------$
~:f!i'~.:~~iii;::::::::::::::::

Banking Bouse--------------------

Due Unpaid Dividends-------------

Other Real Estate Owned---------Fnrnitnre and Fixtures-----------

Due to Banks in This State------1,200 00 Due to Banks in other States----- - - - - -

Stocks and Bonds Other Than U.S. or State of Oeorgia-------

~:~s~t=e~;bi;~t-t~-Ch;~k:::::::: ~6-,-4-1_2__99_

United States and State of Oa. Bonds------------------- _____ --
Dna fro. Approved Reserve Agenh-

10 000 ()() ~=~r~=r~~e!k:~~~-~~-~~~~~~~:: _ _2_2_2_5 13;sso ss Certified Checks-----------------

Currency-------------------------
-------- Dna Fro. other Banks-------------
Checks for Clearing Bous--------

It Cash

(Irregular)-----------

6,057 07 Savings Drosits----------------- -

Tie Certi icates of Deposit----Trust Funds on D~posit-----------

-14-4-1-8-7-8-

40 --

Certificates of Irepoait Repre-

Advances on Cotton---------------

aentiag Borrowed Money--------- ---------

CustOIIIer's Liability on Letters

Bills Payable-------------------- 30,000 00

of Credit and Acceptances-----Advances on other Ca.moditie----

RL ieadbiial ci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d-i-t&- - - -

Over Drafts (If any)-------------

and Acceptances---------------- - - - - - -

other Resources----"-------------

Reserve For Interest and Taxes--- - - - - - -

other Liabilities----------------

Total-------------------------- $330,425 64 Total-------------------------- $3300425 64

BANK OF HAPEVIlLE, HAPEVILLE, GA.

At close of business July 12, 1921.

President-J .ll. Daniel. Vice FresidentC.C. Kidd . Cashier-Zack Adamson,

Directors- J .!!.Daniel, C.C. Kidd Zack Adlll!lson IV.J, Lee, P.D. Fort, A.S. Fert, Jr.

J.L, Sims, J.T. !iissetcr Jr:,E.R. Drake.'

Date of Charter-Jan. 11 1911:

Began Business-Jan.l7 1911.

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $148,254 23 Deaend Loan--------------------- 3,113 40

Capital Stock-------------------Surplus Fund---------------------

$15,000 00 10' 000 00

------- Loans on Real Estate------------- ---------- Undivided Prof ih----------------

Banl<ing House-------------------other Real Estate Oftned----------

2,673 64 2,429 14

Due Unpaid Dividends------------Due to Banks in This State-------

5:165 33

Furniture and Fixtures----------- 2,950 55 Due to Banks in Other States-----

Stocks and Bonds Other Than

Call Moner-----------------------

- - - - - U.S,or State of Oeorgia--------
United States and State of Oa.

----------

Depo~its Sub,'ect to Check-------Deaand Certi icates of Deposits--

113,645 56

CDuuBerroefnrnocdy.s_-A---p-_p-_r-o_-v_-e_-d_--_-R_-_e-_s-_e-_r-v_-_e-_-_A__g-_-e_-n_-t_-s_--
Due fra. other Banks------------Checl(s for C(learing Ho)us-------Cash Iteas Irregular ----------Adyances ea Cotton---------------

13 691 80 17:458 77 4,663 98
=--=--=--:-:-:-:
----------

Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tt.e Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Money---------

95 49
-1-1,-42-5-0-0.

Customer's Liability on Letters

Bills Payable--------------------

of Credit and Acceptances------ ---------- Rediscounts---------------------Advances on other c-oditiea---- ---------- Liability on Letters of Credits

Over Drafts (If any)------------Other Resources------------------

95 87 ----------

end Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $195,331 38 Total-------------------------- $195,331 38

SEC(J';I) ANNUAL !PORT.

Examiner's Report.
BANK OF COLUMBIA COUN1Y, IIARliDI. GA.

At Close of Business September 19, 1921,

President-E. D. Directors-E.D.

Clllry, Clal'y,

w.s.

Lasenb7

Vice-President-J. J.T. Barnsley,

T. Barns ley. L,M. Comer,

w.c.

Cashier-W.S. La,zanby. Clary, J.L. Weeks,

John Lampkin, J.E.Greea,

.nate of Charter-November 29, 1909.

Began Business-December 13,1909

fle Loan-------------------------- $136,140 24-

LD.o.a n.nsd SLe couar ends -b-y- -R- -e-a-l - -E-s-t-a-t e- -. .-_-_-_-_-_-_- -_

3,230 50 7, 655 34

United States Bonds-----------------

Other Stocks and Bond"--------------

Banking Hoas"----------------------- 6,000 ()()

Parnitare and Fixtures-------------ODutehe1r .~--alBaEnksstaitne TOwhnisecLS~ta--te-.-.-_-_-_-_-_-_-_ Due from Banks in ather States_____ _

2,104 59 260 ()()
7,135 19 818 80

Carrencr------ ---------------------Advances on Cotton..-----------------

8,040 36

CAhdevcaknscesloornCOlethaerirnCg oHiioiuDseo_d_i_ti_e_s_-_-_--_-_-_-

Other Checks and Ciish Items--------Customer's Liability on I.>tters of
Credit and Acceptance----------Overdralts - (if any)--------------Other aneta not included above.. ____

----------280 43

TotaL----------------------------- $ 171,665 45

LlAB IL ITIllS
Capital Stock Paid in..-------- $ 25,000 00 Amount Reserved for Branches-- ----------

s;~i;;"r;;-~:::::::::::::::::

UndlVided Profits...-----------Dividends Unpaid-------------~ Due to Banks in This State..--Due to Banl<s in Other States--

Call MoneY-------------------Individual Deposits Subject to
Check..----- __ ----- _____ --- __ 44,739 26

Demand Certi ficatu of Deposit .Time Certificates of Deposit--

-38~427-42

----518-03 Savings Deposit--------------
Trust Funds on Deposit-------Cashier's Checks-------------- 1, 648 63

Certi fled Check---- ---------Bills Payabl-----------------

-47~500-00

Notos ana Bills Re-discounted-

Certificates of Deposits lor

Borrowed Mon~-------------- Liability on Letters of Credit

and Acceptances-----------Reserve lor Interest and Taxes Other Liabilities liot Included

in the above..--------------

Total-------------------------$ 171,665 45

BANK OF HARRISON,. HARRISON, GA.

At Close of Business August 25,1921.

Presiddat-wiley Sith,

Vice-President-J,C, Kl!'g,Jr,

Cashier- JohnS. Barrison.

Directora-lflley SiU, J,C, King,Jr,John S, Harrison, G,R; Bediagflelol,. E.S. Peacock, J.B.Price

Date of Charter-March 12,1906,

Began Bus inoss-December 1906.

~OURCES

Time Loans______________ ------------- $66,845 35 Demand Loan---------------------- __ _ 8,208 20

--1;962-oo Loans on Real Estate-----------------
BOatlnakeirngReHaloEussOta.t.e--O--lr-n-e-cL--_-_-_-_-_-_-_--_-_-_-_-_--_

Parniture Stocks and

aBndonFdsixOtuthreers-T-h-a-n--U-,-s-.-

---or

-

--2~ 067-65

State of Georgi&..------------------

iJnited Statos and State of Ga. Bonds-

DCuaerrIernomcr-A--p-p_r_o_ve-d--R--e_s_e_rv__e_A__g_e_a_t_.&__.-_-_-_-

DCuheecfkrsomloOr tCheler aBrianngi<HSo.u.s-e-_-_--_-_-_-_-_-_--_-_-_-_-

Cash Items ( Irregularl--------------Advance on Cotton..------------------CuCstroomdietr' aandLiAabccielipttyancoen__L_e_t_t_e_r_s__o_f__ _

---------- Advances on Other CoDDodi ties____ ----
Overdrafts (if anyl-----------------

105 26

Other R:esources_____ -------------,...--:

29 34

~\\&L.--------------~--~---------~---$84,309 27

LIABILITIIlS

Capital Stocl<------------------- $ 25,000 00 Surl'lus Fund-------------------- 5,000 00 UndlVided Profits--------------- 2,393 49 Due Unpaid Dividends-----------Due to Banks in This State_____ _

Due to Banl<s in Other States----

-19;558-ii Call MoneY----------------------
Deposits Subject to Checl<-------
----isi-02 Demand Certificates of Dcrosito-
Cashier' s Chec1rs----------------

Certi lied Checks----------------

Savinss Deposits---------------Time ~ertilicates of.Deposit___ _

Trust Funds on Depou t---------Certilicates of Deposit Repre-
senting Borrowed ~loney-------- Bi 11~ i:ayable-------------------

5,000 00

R:e-dt scounts--- ---- _-----------Liability on Letters of Credit$
and Accepto.nces--------------~
Roserve For Interest and Taxes-ORethseerrvLe iAacbcioluitnite. _s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

---------15,000 00

Total--------------------------- $ 84,309 27

SBCOlll ANNU\L REP!Rl'

185

Exuiaer 'a bport , Fi\RllliRS & llliu::D.ANf 'S llANK-IIARTWilLL,GA,

At close of business August 31,1921.

President-J.il. Skelton.

Vice-l'resident-J.A.W.Brown.

Cashier-J.L.A!assey.

Directors..A.N.Alford, J.B. Gaines, B.A. Thornton,J(.A. Bradley, J.~. Leard, A!cAlpin Thornton,

J.A.W. Bro~m, J,l!, Skelton

Date of Charter-January 13, 1900.

~egan llusinesa -January 1, 1900

RESOIRCES

LIABILITIES.

tlae Loan----------------------- $ 30,370 86 Deaand Loan--------------------- 3,217 75 Loaas on Real Estate-------------

Capital Stock--------------------
~~f!~do:~;iit;::::::::::::::::

$100,000 15,0<!0 17,695

00 00 43

Banking Bouse-------------------- 8,700 00 Due Unpaid Dividends-------------

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 3,122 50 Due to Banks in Other States-----

Stocks and Bonds Other Than u.s. or state of Oeorgla-------

3,450 00 ~:~s~t:e~;bj;~t-t;-Ch;~k:::::::~ 67,165 88

United States and State of Oa.

Deaand tertilicates of Deposits--

Bond.-------------------------- 35,000 00 Cashier s Checks-----------------

82 74

Due froa Approved Reserve Agents. 7,005 29 Certified Checks-----------------

CurrencY------------------------Duo Froa Other Banks-------------

3,955 60 Savings Defosits----------------5,272 29 Tiae Certi icates of Deposit----- 28,519 37

Checks for Clearinf Bous--------

155 25 Trust Fnnds on Dposlt----------- 16,175 98

Cash Itoas (Irregu ar) ----------- 1,004 35 Cortificates of Jrepoait Repre-

Advances on Cotton---------------

senting Borrowed Monoy---------

Customer's Liability on Letters

Bills Payable-------------------- 95,0W 00

of Credit and Acceptances------

Rediscounts---------------------- 41,300 22

any)------------- Advances on Other Ca.moditios----
Over Drafts (If

Liability on Letters of Credit '84 and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

Overdrafts(secured)-------------- 6,356 20 other Liabilities---------------Cash Long------------------------

1 31

Total-------------------------- $380,940 93 Total-------------------------- $380,940 93

HARTWELL IJANK - HAJEWELL, GA. At close of business November 5, 1921.

President-D.C. Alford.

Vice-President-A!. M. Norman.

Cashier-J(.C.Thorntou.

Directors-D. c. Alford, AI.M. Norman, W.I. Halel, R.E. <tatheson, J.O. Phillips,L.L.McMillan,

Date O>f Charter- 1887

J, " \Vi u,....

Began Businoss-1887

RESOIRCES

LIABILITIES

tiae Loans----------------------- $323,559 23 Capital Stock-------------------- $ 60,000 00

Deaand Loans--------------------- 13,908 88 Surplus Fnnd--------------------- 30,000 00

Loans on Real Estate------------- 18,779 18 Undvided Frofits---------------- 21,969 44

Banking Bouse-------------------- 7,000 ()() Due Unpaid Dividends-------------

other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------Stocks and Bonds other Than

2,903 08 Due to Banks in Other States----Call Money-----------------------

U.S,or State of Ooorgi&-------United States and State of Oa.
Bonds---------- ________ ----- __ _ Due froa Approved Reserve Agents.

---------- 4, 915 ()() Deposits Subject to Check-------- ~25,'174 'n Deiand Certificates of Deposits-2,000 00 Cashier's Checks----------------- 2,267 90 40,282 59 Certified Checks-----------------

Currency------------------------- 3,885 49 Savings Defosits----------------- 3,672 06

Due froa other Bank------------- 11,681 30 Tiae Corti icates of Deposit----- 49,742 10

CChaoshcl<Istelaosr C(IlreraerginuglaHr)o.u_s__e_-_--_-_-_-_-_-

844 09 Trust Funds on Deposit----------301 98 Cart ificates of Dep<~sit Repre-

Advances on Cotton--------------Castoaer's Liability on Letters
of Credit and Acceptances------

41,236 93 senting Borro""d Aloney--------Bi1ls Payable-------------------Rediscounts----------------------

14,'500 00 57,660 61

any)------------- Advances on other Coa.oditie----
Over Drafts (If

Liability on Letters of Credit 1,823 66 and Acceptances----------------

other Resource------------------

Reserve For Interest and Taxes---

Other Liabilities----------------

Collections Not "Remitted--------- 7,534 58

Total-------------------------- $473,121 41 Total--!----------------------- $473,121 41

186

SECONl ANNU\L REI'IIn'

Exaainer 'a Report.
PLANTllRS BANK, HAWKINSVILLE, GA. At close of business Aug. 9, 1921.

President-N.A. Jelks Vice President-W.N. Parsons. Cashior-C.H. Reynolds.

Directors- N.A. Jelks W.N. Parsons, T.H. Ragan, W.A. Jelks.

Date of Charter

'

Began Business

RESOIRCES
Tiae Loan&----------------------~ Deaand Loans--------------------Loans on Real Estate------------Banking House-------------------Other Real Estate Olmed---------Farniture and Fixtures----------Stocks and Bonds Other Than
U.S. or State of Oeorgia------United States and State of Oa. DuBe ofnrd~s-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-Currency------------------------Due Froa Other Banks------------Checks for Clearing House-------Cash Items (Irregular)----------Advances on Cotton--------------Custamer's Liability on Letters
of Credit and Acceptances------
anyl------------- Advances on other co..odities----
Over Drafts (If Other Resource------------------

LIABILITIES.

Capital Stock-------------------- ~50,000 CO Surplus Fund--------------------- 50 000 00 Und1Vided Profits---------------- 57:773 68 Due tDpaid Dividends------------- --------Due to Banks in This State------- ---------Due to Banks in Other States----- --------
~!~s~t=e~;b~;~t-t;-cj;;;k:::::::: 120~969-oi

g:~r ~=r~~e!k:~~~-~~-~~~~~~~~:: 8 ~~b t~

12,tgg u 61,618 61 Certified Checks----------------- -------if:!~!r~~f~:!!:;-;i-D;p;;it:::::: ~3~521-62

345 36 49 84
40,648 58

Trust Funds on Dposit----------Certificates of Jreposit Repre-
senting Borrowed Money--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits

------------------------59,107 13

and Acceptances---------------- ---------Reserve For Interest and Taxes--- 7,858 40

other Liabilities---------------- ----------

Total--------------------------$ 448,239 87 Total--------------------------$ 448,239 87

BANK OF HAZLE~ST, HAZLEHURST, GA.

At close of business July 26, 1921.

President-T .II. Weatherly. Vice President-

Cashier.,).T. llatthews.

Directors-T .H.Weathorly William ~Iiller, J .F .Alatthews, Z. IV, Kirkland, J .E.Span1,1,Jesse

Williams, Banlcers T~ust Co. Atlanta, Ga.

RESOIRCES

LIABILITIES

Tiae Loan----------------------Deaand Loans--------------------Loans on Real Estate------------Banl<ing House-------------------other Real Estate 01med---------Furniture and Fixtures----------Stocks and Bonds other Than
U.S,or State of Georgia-------United States and State of Oa.
DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-Currency_-----------------------Due fro. other Banks------------Checlrs for Clearing House-------Cash Items (Irregular)-----------
CCausshtoSmheor'rst-L-i-a-b--il-i-t-y--o-n--L--e-t-te--rs--of Credit and Acceptances------
Advances on otber Coaaoditles----
Cbecks-------------------------other Resources-----------------uue from Jeff Davis Banking Co.-Depositors Guar.Fund------------Fire Insurance Fund-------------Losses from ~viations-----------

Capital Stock-------------------- $ 15,000 00

Surplus Fund--------------------- 3,000 00

UndiVided Prof its----------------

4 940 42 Due Unpaid Dividends-------------

7:487 16 2,346 69

Due to Banks in This State------Due to Banks in Other States-----

872 00

Call MoneY-----------------------

Deposits Sub,'ect to Check--------

Demand Certi icates of Deposits--

Cashier's Checks------------~---

1 234 40 Certified Checks-----------------

8:H3 o1
---------- ---------- l,J~~ ~
22 31

Savings Defosits----------------Tiae Corti icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrond ~loney--------

103,578 08

Bills Payable-------------------- 78,500 co

Rediscounts---------------------- 3,000 co Liability on Letters of Credits

279 57 and Acceptances---------------Reserve For Interest and Taxes---

6,770 60 Other Liabilities----------------

J,gg~ Jeff Davis Banking Co.-----------

370 ()()

1, 749 39,

Total-------------------------- "$368, 908 31 Tot a 1------------------ 7------- $368,908 31

187

SBCONJ ANIIU\L RE~

Examiner's Repart. BANK OF HELEN, HELEN, GA

At close of business Aug.22, 1921.

President-Jno.E. Mite he 11, Vice President-Chas .C .Moore Cashior-li.J .ifi lliaJos.

Directors-Jno.E.,I!itchell, ~l.J.Williams, A.P. Pearly Jr. lf.A. White B.A. Ro~ers G.H.

VandiverA lV.L. Hood, T.B. Henderson C.lV. Oai<S lf.l: Stovall J.J. hmsey. o '

Date of 1-harter-July 4, 1913.

'

B&gan Business-'

RESO~ES

LIABILITIES.

Tiae Loan----------------------- $

Capital Stock--------------------$ 15,000 00

Deaand Loans--------------------Loans on Real Estate-------------

Surplus Fund-------------"------- ---------Und.vided Protits---------------- 6,052 76

Banking Bouse--------------------

Due Unpaid Dividends------------- ----------

Other Real Estate O'lfned----------

Furniture and Fixtures-----------

Stouc.ks.s

and Bonds Other Than or State of Qeorgia-------

United States and State of Oa.

Bonds--------------------------

Due to Banks in This Stat------- ----------

Due to Banks in Other States----- ----------

~:~s~t:~;b-.;~t-t;-(j;;~k:::::::: -;s:si6-77

____3,50....0___00_

Deaand Certi icates of Deposits-Cashier's Checks-----------------

---------165 00

Due fr~ Approved ~eserva AgentsCurrency------------------------Due From Other Banks------------Checks for Clearing Hous-------Cash Iteas (Irregular)-----------

2 317 86 7:193 36
532 57 53 00

Certified Checks----------------TSiaaveinCgserDtieifcoastiatss-o--f -D--e--p-o-s-i-t---------Trust Funds on Deposit----------Certificates ol Deposit Repre-

---------_-1-5-_-,9-_7_-_-1_-2_-9-_

Advances on Cotton--------------Customer's Liability on Letters
Ad:!n~~:d!! ~:.~c~~:di~i;;::::
Over Drafts (If any)-------------
g!~~~nfe~:gf~:~::::::::::::::::::
Transit Account------------------

253 86 172 25

senting Borrolf&d Money--------Bills Payable-------------------RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -
and Acceptances---------------Reserve For Interest and Taxes--other Liabilities---------------Current Credits------------------

----------------------------
----------------------9-6-5--4-3-

Total-------------------------- $ 63,671 25 Total--------------------------$ :o3,671 25

CITIZENS BANK, HELENA 1 GA. At close of business Aug. 16, 1921.

President-O,W. Turner. Vice President-

Cashior-J .T. West.

Directors-o.w. Turner Date of Charter-Oct.

19J05.T. .

West,

J .T,

Allen,

R.L. Clark, W.L. Tddwell, Began Business-1905,

J .P,

Wood,

RESOt.nCES

LIABILITIES

Tiae Loans-----------------------$ ---------- Capital Stock--------------------$ 15,000 00

g:: Deaand Loan---------------------
BLoaannksingonBRoeuasl eE--s-t-a-t-e--------------------------other Real Estate Owned----------

54 1673 15 -----------
2,350 71 1,200 85

~=~r!~~e~un~;iii;:::::::::::::::: r:rB!!k~ii!d~=t:-si;!;:::::::

--2:17;-44
::::::::::

Furniture and Fixtures----------Stocks and Bonds other Than
U.S.or State of Oeorgia--------

2,000 00 Due to Banks in Other Stat----- ----------
1,950 00 ~:!~s~t:~;bl7;~t-t;-Ch;~k:::::::: -2}:044-79

United States and State of Oa.

Bonds-------------------------- ----------
g:r!~:;-~~~~~~-~~~~~~-~~~~~~= 6 ~A ~

Due froa other Banks------------- ---------~

Checl<s for Clearing House--------

68 04

Demand Certi icates of Deposits-- ----------

Cashier's Checks----------------- 705 55

Certified Checks----------------- ----------

Savings Defosit----------------- 2 474 61

Tiae Carti icates of Deposit----- :zo:765 89

Trust Funds on Deposit-----------

103 23

Cash Iteas (Irregular>-----------

315 92 Certificates of Deposit Repre-

Advances en Cotton--------------- ---------- senting Borro1f8d Money--------- ----------

Customer's Liability on Letters of Credit and Acceptances------ ----------
Advances on other c-odities---- ----------

Bills Payabl-------------------- 8 1000 00 RLeiadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it---- ----------

----55-18 Over Drafts (If any)-------------
c~~'S~ersto_n:_c___-_-_-_-_-_-_-_-_::-_-_-_-_-_-_-_:

50 41 and Acceptances---------------- ---------Reserve For Interest and Taxes--- ----------

Other Liabilities----------------

25 00

Total--------------------------$ 7(),291 51 Total--------------------------$ 70,291 51

188

SECOltl ANNU\L REP!W

Euaiaer 'a ~port , BANK OF HIAWASSEE, HIAWASSEE, GA. At Close of Business August 23,1921,

President-J.F. Johnson.

Vice-Presidents-J.J. Kimsey, J.M. Rice. Cashier-W.O. Sparks.

Diroctors-J. F. JoJ_mson, J. J. Kimsey, J. M. Rice, W, 0. Sparks, D. W. Franks, Frank Loyd,

J, V. Tw1ggs, J.B. Russell,

Date of Charter~

Began Business-

R!!SOIRCES

LIABILITIES.

Tiae Loan&-----------------------$.135,467 23 De.and Loan--------------------- ---------Loans on Real Estate------------- 20,000 00

Capital Stock--------------------$
~:if!~:e:'Ie;iii;::::::::::::::::

15,000 00 5,000 00 4, 427 46

Banking Bouse--------------------

Due URpaid Dividends-------------

other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures-----------

Due to Banks in other States-----

Stocks and Bonds other Than u.s. or State of Georgia-------
United Statu and State of Oa.
Bonds-------------------------Due f~oa Approved Reserve Agents. Currency------------------------Due Fr.. other Banks------------Checks lor Clearinf Bouse--------

Call MoneY-----------------------

Deposits Subject to Check--------

De-.nd Certilicates of Deposi~-

1,235 08 3,024 03 2,500 00

Cashier'a Checks----------------Certified Checks----------------Savings Defoait----------------Tiae Certi icates of Deposit-----

117 47 Trust Funds on Deposit-----------

2--7-,6-4-86-4--31-20-

Cash Iteas (Irregu arl-----------

Certificates of Jrepoait Repre-

ACduvsatonmceesr'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s---

senting Borrowed Money--------Bills Payable--------------------

Ad!!n~~:d!! ot:e~c~::::~~:;;::::

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it----

Over Drafts (If anyl------------other Resourc------------------
~:~~!ltJ~:u~:~~:n;::d~~~~::::::::

798 53 3,316 60

and Acceptances---------------Reserve For Interest and Taxes--other Liabilities----------------

-----8-2-2--6-5-

120.00

Total-------------------------- $166,578 94 Total--------------------------$166,578 94

BANK OF HILLSBOI(O, HILLSBmO, GA.

At Close of Business July 18, 1921,

President-J.T. Garland.

Vice-President-J.H. Barron.

Cashier-E.B. McCullough.

Directors-J. T. Garland, J. H. Barron, E. H. McCullough, L. 0. Benton, G. E. Fullerton, C, L. Ridley,

L.D.Ezell, S.M. Fullerton, H.B.Esell, J.S. Malone, Jr.

Date of Charter -Au ust 23 1911.

Be an Business~u ust 30, 1911,

RESOIRCES

LIABILITIES

Tiae Loan-----------------------$ 69,630 40 Capital Stock-------------------- $ 25,000 00

Deaand Loan--------------------- 25,844 14 Loans on Real Estate------------- 28,123 97

~=~r!~de~un~;flt;::::::::::::::::

10,000 00 2, 912 40

Banking House-------------------- 1,910 00 Due Unpaid Dividends-------------

other Real Estate o.rned---------- ---------- Due to Banks in This State-------

Furniture and Fixtures----------- 1,600 ()() Due to Banks in Other States-----

Stocks and Bonds other Than

Call MonY-----------------~-----

UnUit.eSd,oSr tSatteasteanodf GSteaotergoiaf--O-a".---- ----------

Deposits Sublect to Check-------DeiUlnd Certi icates of Depeaitr--

Bonds-------------------------- 10,400 00 Cashier's Checks-----------------

55 49

Due froa Approved Reserve Agents- 36,927 41 Certified Checks-----------------

Currency------------------------Due lroa other Banks-------------

1, 564 85 12,977 47

' saTing Drsit----------------1 Tiae Certi icates of Deposit-----

Checks for Clearing House-------Cash Iteas (Irregularl-----------

----45"45

Trust Funds on Deposit----------Certificates of Deposit Rpre-

ACduvsatoncmeear'esnLCiaobtitlointy---o-n--L-e--tt-e-r-s---

----------

sentiag Borrowed Money--------Bills Payable--------------------

of Credit and Acceptances------ ---------- ~ediscount----------------------

Advances .on other CoaModitie---- ---------- Liability on Letters of Credit

Over Drafts (If anyl------------- ---------- and Acceptances----------------

other Resources------------------ ---------- Reserve For Interest and Taxes---

Other Liabilities----------------

Total--------------------------$189,023 69 Total-------------------------- $189,023 69

SBCOMl ANIIIIAL REI'IIn'

E:naiMr 'a leport HINESVILLE BANK - HINESVILLE, OA,

At. Close of Business August 12,1921.

Jresideut-T ,S,Leyha, DI~ooters-T.S.LaTt. .,

V l. .- P r. . l d e a t E,CJilller, P.T.Martln,

Caahler-Lawis Ashnora 11 .l,Shaao, J .o.~tyaa,

Lowla lshaere,

Date ef Charter-

IIepa S.slaeu

RESOlRCES

LIABILITIES.

Tine Loan----------------------- $ 72,763 07 Capital Stock-------------------- $ 15,000 oo

Denand Loans--------------------Loans on Real Estate-------------

~f!~de:~;iii;:::::::::::::::: ::::::::::_

Benkin& Bouse. &.Fum. & Fh:tures- 4,764 04 Due Unpaid Dividends------------- 8,940 86

Other Real Estate Owned----------

Due to Banks in This Stat------- ----------

Furniture and Fixtares~--------- Stocks and Bonds Other Than
u.s. or State of Oeorgia-------

Due to Banks in other States----- ---------
~:~s~;:e~;bi;~i-t;-Ch;~k:::::::: -;;:316-88.

United states and state of Oa. BondS--------------------------
Due fr~ Approved Reserve Agents-

g:=r~=r~~e!k:~~~-~~-~~~~~~~~:: 2'7!~ ~~
Certified Checks----------------- ---------

Currency------------------------Due Fron Other Banks-------------

Savings Defoaits----------------- ---------Tine Certi icates of Deposit----- 15,380 72

Checks for Clearinf Bouse--------

75 00 Trust Funds on D_eposlt----------- ---------

Cash Itens (Irregu arl-----------

Certificates of lfaposit Repre-

Advances on Cotton---------------

senting Borrowed Money--------- ---------

Custoner's Liability on Letters

Bills Payable-------------------- 9,978 02

of Credit and Acceptances-----Advances on other c...odities----

lLeidaibaicliotyunotns-L--e-t-te--r-s--o-f--C-r-e-d--i(-s--- ---------

Over Drafts (If aay) ------------other Resources------------------

and Acceptances-------------~-- ---------Reserve For Interest and Taxes--- ----------

other Liabilities---------------- ----------

Total-------------------------- $84,593 03 Total-------------------------- $84,593 03
BANK OF IIIRAM.- BIRAM, OA. At Close of Business August 20, 1921.

~esident-w.W.llunt
D1rectors-W.W.Hant,

J.

Vice-~esidents-J;S.Paris
S.Par1s, W.F.Byrd, S.

L1 .LWa.iFr.dB,yrd~J,A,La1.crdas, hieAr-.WP,.GC.r~1agagkse,,

Date cd Charter-March 2, 1907,

Began Jlusiness-April 1907.

RESOI.RCES

LIABILITIES

Tiae Loans----------------------- $ 88,121 81 Capital Stock-------------------- $ 15,000 00

Deaand Loans--------------------- 1,873 29 Sur~lus Fund--------------------- ----------

Loans on Real Estate------------- ---------- Und1vided Profits---------------- 14,839 58

Banking Bouse-------------------other Real Estate Owned---------Furniture and Fixtures----------Stocks a,nd Bonds other Than
U.S,or State of Oeorgia-------United Statea and State of Oa.

1,900 00 Due Unpaid Dividends-------------

---------- Due to Banks in This State-------

2,287 70 Due to Banks in Other States-----

--------

ICall MoneY-----------------------
Deposita Subl'ect to Check--------

Demand Certi icates of Deposit--

----------------------------
15,000 00 -1-6-1 -1~1-4-6-3-

DuBe

ofrnodaSA--p-p-r-o-v-e-d-

-R--e-s-e-rv--e-

--------
Agents~

61000 00 Cashier's Checks-----------------

451 60

2 120 82 Certified Checks----------------- ----------

Currency------------------------- 2'054 21 Savings Defosit----------------- 11,433 99

Due froa other Banks------------- 1:865 30 Tine Certi icates of Deposit----- 14,186 61

Checks for Cleariug House--------

109 33 Trust Funds on Deposit----------- -----------

Cash Iteas (Irregularl----------- ---------- Certificates of Deposit Repre-

Advances on Cotton--------------Custoaer'a Liability on Letters

----------

aenting Borrowed Money--------Billa Payable--------------------

---------19,000 00

of Credit and Acceptances------ ---------- Rediscounts---------------------- ----------

Advances Oft other C...oditias---- ---------- Liability on Letters of Credit

Over Drafts (If anyl-------------

3 24 and Acceptances---------------- ----------

other Resources------------------

948 48 Reserve For Interest and Taxes--- ----------

other Liabilities----------------

597 77

Total-------------------------- $107,284 18 Tetal--------------------------$107,284 18

190

SECO!tl ANNU\L REI'On'

Exaaiaer's ~aport, HOOANSVILLE BANKING CO, - HOOANSVILLE.OA.

At Close of Business October 19,1921.

1\-es ident-J ,F .Askew,

Vice-President-W ,E,Johnson, Cashier.W,E.Johnson,

Director~-J.F.Askew. W.E.Johnson, J.E.Askewl Hugh Brasell, E.B.Strozier,

W.A.Trimb e,

Date of Charter April 6. 1904.

Began Businesi April 21, 1904.

RESOtRCES

LIABILITIES.

Tiae Loans-----------------------

Demand Loan--------------------Loana on ~eal Estate-------------

Banking Bouse-------------------Other Real Estate Owned----------

Furniture and Fixtures----------Stocks and Bonds Other Than

U.S. or State of Georgia------United States and State of Ga.

DuBe of rnodas-A-p-p-r-o-v-e-d--R--e-s-e-rv--e-

-------Agents.

Currency------------------------Due Froa Other Banks------------Checks for Clearinf Bouse--------

Cash Items (Irregu ar)-----------

Advances on Cotton--------------Customer's Liability on Letters

of Credit and Acceptances------

any)------------- Advances on Other Coamodities----
Over Drafts (If other Resources------------------

3.ooo oo
251> 00 59 22 2l,891 80
--7-.1-4-1--6-7 311 06 565 50 503 82
39 35 400

Capital Stock-------------------- $ 25,000 00

Surplus Fund--------------------- 41,000 00 Undivided Profits---------------- 7,592 82

Due Unpaid Dividends------------- ----------

Due to Banks in This State------- ----------

Due to Banks in Other States----- ----------
~!!!s~t=~;bj;~t-t;-Ch;~k:::::::: -34;278-60

Demand Certificates of Deposits-- ----------

Cashier's Chocks-----------------

948 25

Certified Checl,s----------------- ----------

Savings Drosits----------------Tiae Certi icatos of Deposit-----

3365

721 216

62 50

TCreursttifFicuandtessonofDIreeppoosaiitt--R-e-p--re------ ----------

senting Borrowed Money--------- ---------Bills Payable-------------------- 93,000 00 ~ediacounts---------------------- ---------Liability on Letters of Credits

and Acceptances---------------- ---------Reserve For Interest and Taxes--- 1.000 00

other Liabilities----------------

6 86

Total--------------------------~ 274,764 65 Total-------------------------- f 274,764 65

PlANTERS BANK - HOOA.'ISVILLE, OA,

At Close of Business September 14,1921,

President-A,H,Jackson,

Vice-President-J.C.Todd,

Cashier-L.M.Marahall,

Directors-A ,H .Jaclcson, J ,C,Toddt L..Jii.Marahall, J .ll.Melson, C,S.Burden,

C,T,High ower, AUdia Carden.

Date of Charter May 13, 1915,

Began Business Alay 15, 1915,

RESOtRCES

LIABILITIES

Tiae Loans----------------------- $144,917 80 Capital Stock--------------------

De11and Loans---------------------

175 00 Surplus Fund---------------------

Loans on Real Estate------------- ---------- Undvidod Profits----------------

Banldng Rouse-------------------- 2, 746 96 Due Unpaid Dividends------------other Real Estate Owned---------- 1,250 00 Duo to Banks in This State-------

Furniture and Fixtures----------Stocks and Bonds other Than
U.S,or State of Georgia-------United States and State of Oa, DuBo ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-. Currency------------------------Duo from otlor Banks------------Checlcs for Clearing House Cash !teas (Irregular).__________

3,759 83 225 00
-------------------2,748 99 6,176 50 8901 8023

Due to Banks in Other States-----
Call MonY---------------------Deposits Subject to Cho.ck-------Dollllnd Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defosits~--------------- Tillo Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

17.500 00 42,493 46
----2-2-7--6-5
27 39 44,701 98

ACduvsatnocaeosr'aonLCiaobtitlointy---o-n--L-e--tt-e-r-s---

----------

senting Borrowed Money--------Bills Payabl--------------------

of Credit Advances on

aontdheAr ccc.e.p.toadnicteise-s---------

-------------------

RLioadbiislcitoynnonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s---

Over Drafts (If anyl------------other Resources-----------------Cash short-----------------------

arid Acceptances---------------Reserve For Interest and Taxes--Other Liabilities---------------- 3,000 00

Dep. Guarantee Fund-------------

Fire Ins. Fund-------------------

Total-------------------------- $1691 296 14 Total--------------------------$169,296 14

SECOlll ANNU\L REI'IIn'

191

E:uaiaer 's Report ,

BANKS COUN1Y BANK, H<IIE~ GE~GIA,

At Close of Business July 6,1921,

President-T,M. Coffee, Vice-Prosidents-J.S. Jolly, A. C. Brown, Cashier-J. W. Jolly. Directors-T.M. Coffee, J,S, Jolly, A. C. Brown, H. J. Blackwell, ~ T. Thompson, J.A. Hill.

Date of Charter-Moveaber 25, 1910,

Began Business-Septeaber 1, 1910.

RESOIRCES

LIABILITIES.

Tiae Loans----------------------Deaand Loans---------------------

$101,364 ll,515

49
44

Loans on Real Estate------------Banking Bouse--------------------

--:z~347-4o

Capital Stock-------------------- $ 15,000 00
~f!~~e:~~iii;:::::::::::::::: --5~707-56

Due Unpaid Dividends-------------

16 00

Other Real Estnte OWned---------Furniture and Fixtares-----------

--:z;73i-94

Due to Bunks in This State------Due to Banks in Other States-----

-------------------

St ocks and Bonds Other Than U.S. or State of Georgia-------

~:;!s~t!e~;b);~i-t;-Ch;~k:::::::: -3o~638-i2

United States and State of Oa.

Deiilnnd Certilicates of Deposits-- ----------

Bonds---_----------------------

Cashier's Checks-----------------

310 39

CDuuerr fernocay-A- -p_p_ro- v_e_d- -I_:_e_s_e_rv_e__A__g_e-n-h- -Due Fr.. Other Banks-------------

Certified Checks----------------- ----------

1,989 98 3,980 10

TSiaaveinCgserDtieficoaatietss-o-f--D--e-p--o-s-i-t----------

-3--8-,1-8-7---6-0

Checks for Clearing Bouse-------Cash Items (Irregalarl-----------

10 58 691 90

Trust Funds on D~posit----------Certificates of Jfeposit Repre-

----------

Advances on Cotton---------------

senting Borrowed Money--------- ----------

Customer's Liability on Letters

Bills Payable-------------------- 35,000 00

of Credit and Acceptances-----Advances on other Coaaodlties----

RLieadbiislcitoyunont

sL--e-t-t-e-r-s-

-o-f-

---------Credit~

-

----------

Over Drafts (If any)------------Other Resources-----------------

-----1-9-5--5-6

Re::~v!cF:~ti:~:;;;t-;;d-T;;;;:::

::::::::::

Transit Acct.--------------------

18 87 other Liabilities---------------- ----------

Cash-----------------------------

13 51

Total-------------------------- $124,859 77 Total--------------------------$124,859 77

BANK OF H<IIERVILLE, H(IIERVILLE, GA.

At Close of Business July 7,1921.

a. President-~ Dickerson.

Vice-President-W, T. Dickerson.

Cashier-G. A. Gibbs,

Directors-~G. Dickerson, W.T. Dickerson, S,A. Sweat, J.F. Patterson, W.V. )lusgrove,

George M. Dame.

Date of Charter-

Began Business-

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $236,989 29 Capital Stock-------------------Deaand Loans--------------------- 5,520 65 Surplus Fand--------------------Leans on Real Estate------------- ---------- Undvided Frofits----------------

15,000 00 28,666 57
4,358 68

Banking Bouse-------------------- 1, 717 62 Due Unpaid Dividends-------------

other Real Estate OWned---------- ---------- Due to Banks in This State-------

Furniture and Fixtures----------- 2,245 74 Due to Banks in Other States-----

stocks IIJid Bonds other Than U.S,or State of Georgia--------

----------

Call Moner-----------~---------Deposits Subl'ect to Check--------

66,825 12

UnBitoenddSs-t-a-t-e-s___an-d--S- _ta__te___o_f__O-a-. --_ CDuuerrefnr ocya _A__p_p_ro_v_e_d__R__e_s_e_rv__e_A__g_e_n_t_s_-
Due froa Other Banks------------Checks for Clearing House-------Cash Ites (Irregularl-----------

----------- 4,100 00
21,616 53 3,728 17
413 23 840 41

Demand Certi icates of Deposits-Cashier's Checks----------------Certified Checks----------------SaYings Defosits----------------" Tiae Corti icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

384 98 9,340 00 142,973 94
850 39

Advances en Cotton--------------- ---------- senting Borrowed Money---------

CustOIIIer's Liability Oil Letters

Bills Payable--------------------

10,000 00

of Credit and Acceptances-----AdYancea On Other C-oditiU----

-------------------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s---

Over Drafts (If anyl------------- 1, 613 82 and Acceptance----------------

~~~~n~e~~~~~::::::::::::::::::
Cash Short-----------------------

----864-25
46 52

Reserve For Interest and Taxes---
B!~~~iHat~!~t~~:J:::::::::::::::

Total-------------------------- $279,696 23 Total------------------------- $279, 696 23

102

Exul..r 'a RaP"rt THE CLll'QI CllUN1'Y BANK - HOMllR,Vl LLE,GWf4llA.

At close of business September_3, 1921

President.JI.ll. Peagler.

Vice-President- J.F. Barnhill~ Cashier-l(.A. Brinson.

Directors-ll.M. Peagler, S.L. Drawdy, W.li. Hinson, J.F. Daugbarty, J.F. Barnhill, P.R. Lee,

N. Allen, A.ll. Timmerman.

Date of Cbarter..Spphmber 2, 1919.

Began Business-September 10,1919

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $ 44,321 09 Capital Stock-------------------- $ 18,000 00

Deaand Loan--------------------Loana on Real Estate-------------

6,594 58 15,747 82

t"n:if!i~.:"i\!~iit;::::::::::::::::

--~~~~-~

Banking Bouse-------------------- 2,397 03 Due Uttpaid Dividends-------------

16 00

Other Real Estate Olmed---------Farnitare and Fixtures-----------

3,010 54

Dae to Banks in This State------Due to Banks in other States-----

-----------------

Stocks and Bonds Other Than U.S. or State of Georgia-------

~:!!.~;:~;bi;~t-t;-Ch;;k:::::::: -2o;369-0i

United States and State of Oa.

Deiiand ~ertilicates of Deposits-- ---------

Bond--------------------------

Cashier a Checks-----------------

30 40

Due froa Approved Reserve Agents.

Certified Checks----------------- ---------

Currency-------------------------

415 58 Savings Droits-----------------

s1 83

Due Froa Other Banks------------- 6,937 69 Tiae Corti !cates of Deposit----- 27,922 88

Checks for Clearing Hous--------

739 22 Trust Funds on D_eposit-----------

841 17

Cash Items (Irregular)-----------

503 44 Certificates of treposit Repre-

Advances on Cotton---------------

senting Borro..-ed Money--------- --------

Customer's Liability on Letters

Bills Payable-------------------- 12,500 00

any)------------- of Credit
Advances on

aontdheAr ccc.e.p.toadnicteise-s---------

Over Drafts (If

RLieadbiislcitoyunonts-L-e--tt-e-r-s--o--f--C-r-e-d--it-$--- ---------and Acceptances---------------- ----------

other Resources------------------

Reserve For Interest and Taxes--- ---------

Current Chocks------------------

391 85 other Liabilities---------------- ----------

Cash Short-----------------------

1 65 Unentered Deposits---------------

834 42

Sundry Banks---------------------

600 34

':'.'

Prof it and Loss------------------

134 90

Total-------------------------- $ 81,795 73 Total-------------------------- $ 81,795 73

BANK OF HOSCHTON - llOSCHTuN,GA.

At close of business August 11, 1921

President-II.P. DeLaP"rriae,

Vice-President-

Cashier-H. T Wilson.

Directors-II.P.De Laperrlae 11 .11. Smith, l<.J. Lott,. B.F. Wilsen, .lliss !lattio Matthews,

A.L. DeLapporrine, H.C.DeLaperrine, L.r'. Sell, W.ll. Fianill"n:

Date of Chl rter-

Be an Bust ness-

RESOIRCilS

LIABILITIES

_______ Tl Loans----------------------- $ 58,727 08
Dand Loans--------------------Loans on Real Estate-------------

Capital Stock-------------------- $ 30,000 00

Surl'lus Fund--------------------Undtvided Profits----------------

15,00U 00 2,165 16

Banldng House-------------------- 1, 700 00 Due Unpaid Dividends------------- ,

other Real Estate Owned----------

Due to Banks in This State-------

Furaiture and Fixtures----------- 1, 912 50 Due to Banks in Other States-----

Stocks a,nd Bonds other Than u.s.or State of Georgia--------

Call Money----------------------Deposits SubJ"ect to Check--------

12,308 48

UnBitoenddsS-t-a- _te__s -a-n-d--S__ta__te___o_f _O__a_. __ _

Demand Certi icates of Deposits-8,242 75 Cashier's Checks-----------------

23 61 129 60

Due froa Approved Reserve Agents_ 3,441 25 Certified Checks-----------------

Currency------------------------Due from other Banks-------------

2,035 81 TSaiaveinCgsorDtieficoastietss--o-f--D-e--p-o-s-i-t----------

406 94

Checks for Clearing Honse--------

50 84 Trust Funds on Deposit-----------

Cash Ites (Irregular)-----------

Certil icates of Deposit Repre-

Advances en Cotton--------------Customer's Liability on Letters

senting Borroft8d Money--------Bills Payable-------------------- 16,000 00

any)------------- of Credit
Advances on

aontdheAr ccc.e.p.toadnicteies-s---------

Over Drafts (If

Other Resources------------------

RL ei adbiislci ot yu nont s -L-e- -t t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - and Acceptances----------------
Reserve For Interest and Taxes---

Remittance since balance---------

3!10 68 Other Liabilities---------------Cash Long-----------------------Credit s1nce balance-------------

150 465 62

Total----------------------~--- $ 76,5GO 91 Total-------------------------- $ 76,500 91

193

Bualr'a Reperi, PECI'U:S BANK, IDEAL, GA.

At close of business Aug. 5 1 1921,

P!'esideot-A.11.Park. Vice-President-.) .H.Kelly.

Cashier -B.A. Lane.

D1rectors-A.H.Park, J.H.KellyL H.R. lane, J.N, Childs, W.G. Hill, R.N. Hciavale,

Date of Charter March 26, 192u.

Began Business March 301 1920.

R!!SOtRCES

Tine Loan&----------------------- $ 70,788 75

Deaand Loan-----~--------------- 7,860 ~

Loans on Real Estate-------------

Banking Bou-------------------- _2,2~

Other Real Estate OWnd----------

Furniture and Fixtures----------- 2,644 78

StoUc.kss.

and Benda other Thaa or State ol Georgia-------

225 00

United States and State ol Oa.

Boads-------------------------

323 57

Dne froa Approved Reserve AgentsCDuuerrFeronacyo-t-h-e-r--B--a-n-k--s--------------------------

1 140 oz
2:477 24

Checks for Clearing Bouse--------

249 41

Cash Iteas (Irregular)-----------

237 59

Advaacea on Cotton--------------- 2,003 80

Custoaer's Liability oa Letters

ol Credit and Acceptances------

Advances oa other Co.aoditi----

oOtYheerrDRraefstosur(Icfesa-n--:r->--------------------------

226 50

Butual Fire Fund-----------------

162 51

Cash Short-----------------------

5 70

See Schedule---------------------

574 00

LIABILITIES.

Capital Stock-------------------- $ 15 000 00
Surplus Faad--------------------- _.;._ _

Undhided Profih----------------

442 84

Due Un~id Diddends------------- - - - -

Dae to Banks ia This Stat------- - - - - Due to Banks ia other States-----

Call Koney----------------------- 31,500 00

Depeaita Subject to Check-------Deiwld ~ertillcates of Depealb--

12,664 41 7,000 00

Cashier a Checks-----------------

463 00

Certified Checks----------------TSainde~~C&erntiefiooaaitetss--o-f--D--e-p-o-s-i-t---------- -6,- 841- 34

Trust Faada oa D!lposlt----------- - - - Certificates of Jrepoait Repre-

senting Berrend Jloaey--------- - - - -

Billa Payable-------------------- 11,000 00

RLiadblailcitoyaaotna-L-e--tt-e-r-s--o--l--C-r-e-d-i-t-!!--- 6,462 68

and Acceptaaces-----------~-~-- - - - - - Reserve For Iatereat aad Tax---

otber Llabiliti----------------

Total--------------------------1 91,374 27 Total------------------------- 9h374 27

BAit{ OF IIA, IIA, GA,

At close of business Aug. 4 1921, 1

President-A.S. Westbrooks. Vice-Presidents-J.H. Healey. Cashier-J.L. Tha.psoa.

Directora-A.S. J.W. Bray,

Westbrooks, J.H. G.H. Westbrooks,

JH.eLa.leyF~eJe.aLaa. , Thoapsoa '

R.J.

Westbrooks '

J.B.

Caapbell

Date of Charter Oct. 11, 1910

Began Business Oct. 15 1910.

RESOIRCES

LIABILITIES

Tine Loan----------------------Dand Loan-------------.-------

~~~~

Loans on Real Estate------------- 47,967 61

Bankiug Bease.------------------other Ral Estate OWned----------

-

2,487~

Furniture and Fixtures----------- 1,615 80 Stocks and Bonds other Thaa

U.S,or State ol Oeorgin-------UDited States and State of Oa.

DuBe ofrn01d1s-A-p-p--rw--e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

Currency------------------------Due froa other Banks------------Checks for Clearias Bouse--------

1,189 62
6,~~ ~A

Cash Iteaa (Irregnlar)-----------

A4Yancea en Cotton--------------Cuatoaer'a Liability on Letters

anyl------------- ol Credit
AdTancea on

aontdheAr ccc.e.p.toadaicteis----------

OYer Dralta (II

other Reaonrc------------------

198 04

Capital stock------~------------Surplus Fuad--------------------Undivided Profits---------------Dao Unpaid Dividends-------------

$1to~&7o05o04o0 --=1- -

00 00 95
-

Dne to Banks ia This State------- ---------

Due to Banks ia other States---.:- - - - -

Call Koaey----------------------Deposits Sub;ect to Check-------- 14,991 86

Deiand Certi icates of Deposits-- ---------

Cashier's Checks-----------------

20 81

Certille4 Checka-----------------

TSbaoTeinCgserDtiefpicoastietss-o-f--D--e-p--o-s-i-t---------- - s-, -t99-4-7
Trust Faada oa Deposit----------- 293 48

Certificates of Deposit Repre-

aentiag Berrowed Honey--------- -------

Billa Payabl-------------------- ~,000 ~

RLoiadbiialcltoynaonta-L-e-t-t-o-r-a--o-f--C--r-e-d--i-t---

and Acceptances--------------~- _ _-_-_-_-_-

Reserve Fer Intereat aad Taxes---

other Liabilities---------------- 379 17

Total-------------------------- $74,639 74 Total-------------------------- $74,639 74

194

SBCO!tl ANNU\L REI'Cin'

Exuiner 'a Rapert. SEMINOLE BANK, IRON CITY, GA.

At close of business Dec. 16, 1921.

President~.E. Drake. Vice-PresideBt-

Cashier.C.P. Webster.

Directors- Jou E. Drake J. Strickland, C.P. Webster, John. L. Millen, J.T. Lane,

E.R. Ward.

'

Dote of Charter

Began Business

~OlRCES

DTaiaaealldLoLaonasn--------------------------------------------
LoaDS on Real Estat-------------

Banklag Boa--------------------

Other Real Estate ORBed----------

Furniture and Fixtures-----------

Stocks and Bonds other Than

u.s.
United

or State of States and

S(tlaetoergoifaa--a-.----

DuBe ofrnodasA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

CCDhunercrFkesronfacoror-t-Ch-el-er-a-Br-i-na-ga--kB-a-o----a--s---------------------------

Cash Iteas (Irregularl----------

Advances on Cot\on--------------Cuatoaer's Liability on Letters

of Credit and Acceptances-----Advances oa other Com.oditis----

OVer Drafts (U 11111l------------LotohsesersRlercsGa uorbcae.s..-.-,-a-t-i-o-n-s-------------------

I

LIABILITIES.

$15,000 00
7,633 07 195 50 93 86
1,538 41
880

IRWINTON BANK, IRWINTON, GA.

At close of bnsiaess Aug. 29, 1921.

Presidwnt-Geo. H. Carswell. Vice-President-JJI. Hall.

Cashier-N~H. Bacon.

Dirp:!k:::ao. H.Carswall, N.H. Bacon, J.M. Hall, Mrs. J.L. Byincttn, I.T. Billan, W.H.

Date of Chador l'eb, 17, 1911.

Bogan Business Feb 1911.

RESOlRCES

LIABILITIES

TU.. Loaas-----------------------$ 90,527 45 Capital Stock-------------------- $15,00o 00

Deaand Loan---------------------

148 67

LeaGs on Real Estate------------- --------

~~f!~:.~ua~;iit;::::::::::::::::

3,~~

BIIlking House-------------------- 4,173 00 Due Unpaid Dividends-------------

232 00

other Real Estate Oned---------- -------- Due to Banks in This State-------

FtU"niiare and Fi:z:ta.r----------- - - - - - Due to Banks ia Other States-----

Stocks a,nd Bonds other Than

Call Money----------------------- 4 000 00

U.S.or State of .uaited States aDd

GSteaotergoiaf -a--a-.----

------

Bond--------------------------

Deposits Suhl'ect to Check-------Deaand Certi icates of Deposits-Cashier's Checks-----------------

30:780 41 9 00000 50 62

0.0 froa Approved Rrv Agents-

Certified Checks-----------------

BaDks------------- C~ancy-------------------------

SaYings Defosit-----------------

DCubecckfrs.f.oor thCelerariJI& Bouse-------- -------

Tiae Certi icates of Deposit----Trust Funds on Deposit-----------

Cash Iteu (lrregnlarl-----------

17 50 certificates of Deposit Repre-

MYanc:es en Cotton--------------- ------- senting Borrowed Money---------

Caat-r's Liability on Letters

Bills Pnyable-------------------- 13,500 00

any)------------- ef Credit
Advaaces oa

aQntdhaAr ccc.e.p.toadaicteise-s---------

------------------

~edlscouDia----------------------- ---------Liability on Letters of Creditt

OVer Drafh (U

1,182 09 and Acceptances----------------

J81J:.".f1 ---120'00 tfr~f::;:.:::._:::.:-_:::::-_:
Depositors Fulld Guarantee Fuad---~

Reserve For Iaterest and Taxes--3,230 55 other Liabilities---~------------

15 57

Tetal-------------------------- $uo,929 08 Tetal--------------------------$110,929 08

SBCO!tl ANNU\L REPIIU

196



Euainer 'a ~aport,

THE BANK OF IRWII<VILLE - IRWINVIJ.LE,GEOitGIA.

At the dose of business July 29,1t2I.

President-J.a. Cleaenta

Vice-President-W.R_.Bolllla. Cashier-Miss Beaaie Lawreac:a0 Asst

Directors-J.ll.

Clements, W.R_, Bowen, Mareno Fletcher, J .R .Love J.E. Turner, J.D. Dorainy,

WE WD

DFleBrtchaae~!1 .E.G.11.

Ftitchar,

lf.t.Flctallet

Date of Charter-October, 21;, 1906.

Begaa Business-

RESOIRCES

LIABILITIES.

Tine Loan----------------------- $ 57,548 97 Capital Stock-------------------- $ 25,000 00

Daaand Loan--------------------- 44,379 60 Surplus Fulld--------------------- 10,000 00

Loans on Real Estate------------- 1,390 00 UIMh\'idod Profih---------------- 4,<104 86

Banking House-------------------- 1,379 02 Dna UD~ld Dividends------------- ----------

Otber Real Estate Owned.......... -------- Due to Banks in This State------- -------

Furniture and Fistnres----------- 2;596 16 Due to Banks in other State----- --------

Stocks and Bonds other Than
u.s. or State of Georgia.......
UnBitoednsdta-t-e-s--a-n-d---S-t-a-t-e--o-f--O-a-.----
Due fr.. Approved P-sorvo Agents. Currenc:r------------------------

---------
--5-16-8-6 -6-6 1,759 87

~:~s~;:~;bj;~tt;-Ch;~k::::::::
Doiiaand. ~ertilicates of Do posits.. Cashier s Checks-----------------
Certified Checks----------------Savings Deyosits-----------------

~~685-Qi
2, 922 64 570 57
--------39,294 87

Duo Froa Other Bank------------Checks for Clearing House........

--

-

--138

-5-5

Tlaa Corti icates of Deposit----Trust Fullds on n..,osit-----------

4,042 50 ------

Cash Iteas (Irregular)----------- --------- Cartlflcateo of Jrapoait Repre-

t Advances oft o~ton.-------------- ---------- senting Borrnod Jlono:r--------- - - - - -

Customer's Liability Letters

Bills Pa:rllbla.................... 10,000 00

:::==:: Ad:!n~!:d!! M~.~c~:t.::m;;:::: any)------------- Over Drafts (If

~ediacounts---------------------- - - - - - - - Liability on Letters of Cndit~ 41 63 and Acceptances---------------- --------

other ~sources.................. ---------- Reserve For Interest and Tax--- ---------

other Liabilities---------------- -----

Totd...............,............. $114,920 46 Total-------------------------- $114,920 46 F~ & ~ANI'S !lANK - JACIISON, GA,

At e lose of business July 26, 1921

President-J.ll. Carmieltael,

Vice-President-Go~. E. Mallett Cashier-C. T Be..,e....,.

Directors-J.H. Cannichael, Goo. E. Mallett, !(.E. Evans, ileo. F. Etheridge, W.M. Hammond, F.I.J!INde'l!

.

J,H, MciUbben, J.C. Jones, S.P. Nichols, T.A. Natt.

Date oI CharterM

Began Business-

ldlSOURCES

Loalls----------------- Time

$373,3311 04

Deaand Loans s

L ec

uorBtldII!!s:r-

----
~eal

----------Estate-----

33,217 78 5,237 83

Capital Stock Paid In------------ $125,0(;() 00 Mlonnt reserved for branches----- - - - - -

United States Bonds-------------Other Stacks aad Bonds-------llanking onse------------------ Fornitare and Fidares-----------

4,050 9,300

0oo0

5,899 94

4, 756 71

SUunrdplTluidsoFd IPUriodf-i-t-s----------------------------------

Other ~eal Estate Owaod-------- - - - - Dividei Uapaid------------------

Due froa banks in this State--- 10,414 49 Dne to Banks ia this State

m:63368 Dna from Banb in other States-- 7,168 54 Due to Baaks la otiar States-----

o~ .. Currency------------------------
Advances ., Cotton.--------------

6,067 99 9,175 31

m:v~.t::{-ii;j;;;ii ;s;i;;~t;-~

Advaaces on other co.-oditios---- -------- Deaanci Certificates iepos it----

1,900 oo

Checks for Clearing !louse-------- 2,297 74 Time Certificates of eposit--- 87,938 89

Other Checks and cash items------

305 42 savings Deposita~---------------- ----------

Cnstomors liability on letters of

TrustF,ads on epndt,

credit and acceplances---------- ---------- Cashier a Checks----------------- 1,348 52

Overdratts(if any --------------Other ailsets not included above--

--------67 12

Certified Ch<icks-------------llills Payable.--------------

14,011 82 107,500 00

Notes ani! bills rediscounted----- - - -

Certificates of Deposit for

Borrowed Mon!'Y------------- - - -

Liab i 1i ty on Let tars of Credit

and Acceptances------------- --------

Total-------------------------- $471,293 91 Reserve for Interest and Tases--- - - - -

Other Liabilities not included in

the above---------------------

14 66

Total.-------------------- $471,293 91

196

Exaniaer 's lteJI'Irt ,

JACKSON BANKING Ca.tPANY, JACIISON, GA.

At Close of Business November 17,1921.

Presl4ent..P.s, ltherlclge. Vice Presideat-

Calbie r-lf. I. Ball.

IHul:tors-F.S.Itllerld&ef J.B.Slttle, E.L,&dtll, Jlllgla. llallett, B.B.Bell,H.JI,Bell, B.M.

~F~let~ eb~ er ~L ,~p, lllclulb n,

B.a&dM~

LIABILITIES.

IAaas--------------------- ToBt.-tau.aaekosiLJ-.se.&aJ.at.es.a-.l-_-E_-_-s_-t_-a-_t-_e-_--_--_--_--_--_--_--_--_--_--_--_--_--

$316,860 34 --13-7,;611i2i-20_6_8

Capital. Stock--------------------$ 100,000 00

~f!~d.:~;iii;::::::::::::::::

20,000 00 11,677 70

other Real Estate Oned---------- ---

-- Dae Unf!ld Dividends------------Dae to Baaks ia This State-------

raraltare aad Pirlurea----------- 2;400-93 Duo to Benks ln other States-----

Stouc,kss.

aad Beads other Thaa or State of Oeorcia-------

Call KonY----------------------13,865 99 Dopesits Sabioct to Check--------

---------- U.hed states ... state of Oa.

0.-.ad ~ertilicates of Deposits--

Beads-------------------------- 12,500 00 Cashier s Checks-----------------

337 81

1s1: ~!:;_~~:~~-~~~:~:-~~~~~=
Dole Pr otlaer Beaks-------------

~~

Certified Checks----------------Saviags Derosit-----------------

463 05 Tlae Certi icates of Deposit-----

38,579 58 36,107 03'

Cllecb for Cleariag Bouse-------- 1,570 91 Trust Faads on D_eposlt-----------

CaD It..s (Irreplar)----------- 1,562 97 Certificates of Jreposit Repre-

MTaaces oa Cotto--------------- ---------- senting Borr01red Money---------

Cast-r's Liability oa Letters

Bills Payable--------------------

.W:!.!!:"!! c:!::m;;:::: ---------- 11111>------------- o::e!0
o..-r Drafts (If

ltediacoants----------------------

----4is-io

Liability on Letters of Credit aad Acceptaaces----------------

other Jtesoarcs------------------

Reaorve For Iatereat aad Taxes---

Tu.rsa.asSitt

Acct--------------------ampa----------------------

other Liabilltie---------------Depoit since closing-----------

CIIecks Depoli ted since closing---

Cash Long------------------------

Total-------------------------- $403,872 19 Total-------------------------- $ 403,872 19

BANK OF JAKIN, JAKIN, GA.

At Clo10 of Business Jaly 6th, 1921,

..... lleat-J.S. ~laa....n.

Vico-President-O.K. Mosely.

Cashier-R.O.Luke.

Directon-J.S, Sllu1'8&D, Cl. "~ Mosely, H. F. McLaurin, C.K. Bivings, If, B. Flowers, T.G. B-y Sr.,

B.C. Smith.

Date of Cllarter-So tember 17,1912.

tember 17, 1912,

II:ISOIRCES

LIABILITIES

Loaas--------------------- l'Llea~aaaas4LoonaJatasa-l--E-s--t-a-t-e---------------------------

$46,882 I, 840

6749

----------

Beas-------------------" Botaaelrd.t.al Estate Owad---------- 3,000 00

Parnitsre aid Plxtaras----------- -2;1i9-39-

Capital Stock--------------------$ 24,600 00

Surplus Faad--------------------- ----------

Undivided Profits----------------

SSD 65

Dae Unpaid Dividead------------- ----------

Dae to Baaks in This Stat------- ---------Dae to Banks in other States----- ----------

Stocks aid Beads other Thaa U,S.er State of Oaorcia--------

200 00 ~=~!~~~:~;bj-;;i-i;-Ch;;k:::::::: -29;658-43

IJalt.. States and State of Oa.
Beads-------------------------- lue fr Approved Reserve Aconts'Curreacy------------------------- lhle frllll other Ballka-------------

41,,353010 2080
--1-,0-6--1--2-6-

Deiaad Certi icates of Deposits-Caillier' a Chocks-----------------
Certified Checks----------------STalaveinCgserDtiefpicoastietss-o-f--D--e--p-o-s-i-t----------

---------231 82
-------------------
1,214 83

Che4111s fer Cleari::f Boa-------- 1,607 30 Trust Faads on Depesit----------- ----------

c:a.9tt Items (!rrep arl----------- ---------- Certificates of Deposit Ropre-

AcduYs.Into~es's111LCiaabttiolinty--

--on

--------Letters

-

----------

sentiag Borrowed Money--------Bills faYabl--------------------

---------6,250 00

gar Drafts 11111>------------- , Adoanf ct,.s.Selnt

aad Aeoeptaaces-----Qther c-oditias----

(If

0 \lr llleaoaroes------------------

----------
----33_43_
----------

RLeiadbiislcitoyaaotns-L-e--tt-e-r-s---o-f--C-r-o-d--i-ts---
R=:rv!r:fi:~:~;;i-;;;ri;;;;:::
other Liabilities----------------

----------
----------7-o---3-6-

'Jl)t;al- ----------------------- $62,576 09 Total--------------------------$ 62,576 09

PICKENS COUNrY BANK, JASP~, GA.

At Close of Business Sept. 13, 1921.

President-Sam Tate. Vice-PresidentR.L.McClain.

Calhier-W.C. Warlick.

Directors- Saa Tate, R.L. AlcClain Date of Ckartor-July 10, 1909. '

W.C.

WBeagralnicBk,usSi.nCe.MscsC-lJaolea.~t~.Wil1l90R9l.ckarCh.

RESOIRCES

LIABILITIES.

Tiae Lonna-----------------------$ 128,379 04 Capital Stock-------------------- $15 000 00

Dense-------------------- W Deaand Loan---------------------
Loaaa on Real Estate-------------

12,688 32 ---------

~f!~de:~;iii;::::::::::::::::

u;069 38

BOatknekrinRg eal Estate Owned---------- ~,~~~

Due Un~ld Dividends------------Due to Banks in Thia State-------

Furniture and Fixtures----------- 2,898 13 Due to Banks in other States-----

Stocks and Bonds Otker ThaD
Unfi~.i s~a~!:t:.,:f sr.;~&!;o;:--
DuBe ofrnadas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-&--e-n-h---

860 ()() DCaeplloXsitosnSeuYb-j-e-c-t--t-o--C--h-e-c--k----------------

~9s;5u044

58 69

~~r~:r~:e!k:~~~-~~-~~~~~~~::
Certified Ckecks-----------------

63,760 55 2330 620

------- Currency------------------------- 5,878 50 Savings Defosits-----------------

Due Froa otker Banks-------------

Tiae Certi icates of Deposit----- 71,706 61

Checks for Clearing House-------Cash lteas (Irregular)-----------

372 44 549 46

Trust Funds on DJtposlt----------Certificates of lfeposit Repre-

AdTancea on Cotton--------------- ---------- sentiag Borrowed Money---------

Custoaer's Liability on Letters

Bills Payable-------------------- 20,000 00

aayl------------- Ad:!a~~:d!! ~:e~cc~::ii~;;:::: :::::::-_:: RLieadbiislciotyunotns-L--e-t-te--r-s-o-f--C--r-e-d--it-s---

Onr Drafts (II other Resources------------------

70 64 241 65

and Acceptances---------------Reserve For Interest IUid Taxes---

Profit & Loss--------------------

35 20 other Liabilities----------------

547 30

Total--------------------------$ 182,113 34 Total--------------------------$ 182,113 34

CITIZENS BANK a. TRUST co., JEFPERS(I(, q.\,
At Close of Business

Ppesidont-T.S. Diroctors-T.S.

Johnson. Johnson,

Vice-ProsidootsS.V.Wilhito, S.V. Wilhite, R.D. Moore, Sr.

CR.lDau.Md 0

oro, Sr. Hancock,

Cashier-Hamer J .H. c..pbell,

Jna.wac. eok.

Etherige, J .C. Shulds, A.J. Murphy, J.A. Joknson.

Date of Chsrter

Bogan Business

RESOIRCES

LIABILITIES

~~ ~!::ako~!;;:::::::::::::::::::::$ ~~!~~-~

Loans on Real Estate------------Botahnkeirn&ReHaol uEsestate-O--w--n-e-d-------------------

-

--5-,-<->-<-:->-_~-

Cepital ~~ ;ck-------------------- $92,0 00
~~f!~de~un~;rii;:::::::::::::::: 2,100 00
Due Unpaid Dividends------------Due to Banks in This State-------

Furniture and Fixtures----------~ 3,578 17 Due to Bonks in Other States-----

Stocks a.nd Bonds other Than U.S.or State of Georgia--------

3,750 ()()

Call Money----------------------Deposits Subl'ect to Cbeck--------

UnBitoedndSta-t-e-s---a-n-d--S-t-a--te---o-f--O-a-.----

------

Deiiand Certi icates of Deposits-Cashier's Checks-----------------

Due froa Approved Reaerve A&enta. -------- Certified Checks-----------------

CDuuerrferonacyo-t-h-e-r--B--a-n-k--s--------------------------

~ ~.J 'fl
,

Savings Defoslts----------------Ttae Certi icatea of Depeait-----

8,369 44

Checks for Clearing Bous-------- 2,749 15 Trust Funds on Deposit-----------

Cash Iteas (Irregular)........... --~~~.2: Certificates of Dipoait Repre-

Advances en Cotton---------------

senting Borrowed Money---------

Cuateaer's Liability on Letters

Bll h Payable--------------------.

of Credit and Acceptances-----Advances on other c-oditie----

-----------

RLieadbiislcitoyunonts-L-o-t-t-e-r-a--o-f--C--r-e-d-i-t-$---

Over Drafts (II any)------------- 1,589 07 and Acceptances----------------

CouthrreerntR- eChaeocukrsc-e--a---------~------------------------

-

--

--25

-6-0

Reserve For Intereat and Taxes--cOutrhreerntLDiaebpilsi.t-i-e-s---------------------------------

Cash----------------------------

n41 n42

Total--------------------------$215,804 30 Total--------------------------$215,801 30

Exuiner's Report',

At Close of Bulana lul7 IS, 1921,

Prelident-W.B. Gettys. Vice-President-T .S. Jones.

Cashio.-W.Il. Hoyle.

Directors- W.B. Gettys, T.S. Jo11es, J.l. Marcer, li.N. Whitehurst, lf,ll, Hoyle.

Date of Charter -

Bepa llus i ness -

RESOIRCES

LIAlllLITIES.

Tl.e Leana----------------------- $ 72,491 84 Capital Stock--------------------$ 20,000 00

--------- h---------------- 1L1o-u.a.d01L1 oRaeaala-E--s-t-a-h---------------------------Bouao-------------------- Baald~~&
Othor ~oal Estate lllllld----------

1,123 29 Sorplus Fund--------------------- ----------

Ulllllvidod Profi

1,240 58

3,~~~

Due U.paid Divideads------------Due to Banks ill This State-------

----------

Faraituro and Fh:tur----------- 1,967 50 Due to Ballks in Other States-----

Stecks and Bonds Other Than

Call Money-----------------------

U,S, or State of Qeorgia-------

Deposits Subject to Check-------- 50,213 56

Oaited States and State of Oa.

Deialld Certilicates of Daposit-- 7,711 54

DRB ofard._--A--p-p-ro-v-e-d--~e-s-e-r-v-e--A--g-e-n-t-s-.

Cashier's Checks----------------Ctrtified Checks-----------------

340 83

Carrencr-------------------------

Savlpgs Defosit-----------------

DR Fr other Bank------------Ch~ks for CJeariaf Hou-------~ Itoas (lrregn arl-----------

-------- Tiae Corti icates of Deposit----- 11,498 40
Trust Funds 011 0-'posit----------Cert if icates of trepodt Repre-

Advances oa Cottoa.--------------

senting Borrowed Moaey-----w-

Cuat._er's Liability 011 totters

Bills Payabl--------------------

~!~~~=:d!! ~:e~c~:C::im;;::::

RediacoUIIts--------------------~-
Liability on totters of Credit

Orer Di'afts (U 8111>-------------

and Acceptances----------------

0thor Resources------------------

Reserve For laterest and Taxes---

Other Liabillties----------------

Cash Long------------------------

22 84

Total--------------------------$ 9lji27 75 Total-------------------------- $91,027 75

TWIGGS COUNTY BANK, JEFF~ONVJLLE, GA.

At Clue ef hsiMss luly <18, 19<11.

frealdoatJ,C. Shannon. llradors- J ,C,Shannon,

Vice S.E.

Presidents-S.E.Jones Jones J .G. Rockmore'

J.G.Rockaore) D.S. Faulk

.sC. aVsahnyi"eluri-OBo aJke.Wr aRl.keJroJnoens.es.

bate of Charter-December M, 1903.'

Began BusinessO:Dec. 14, 903.

RESOIRCES

LIABILITIES

Tboe Loan----------------------D........t Loan---------------------

$1336 :o64so1

o8o9

Leana on Real Estah------------ 61 560 80 8aakl1 Houae.___________________ 2:000 00

other eal Estate Olllled---------- 3 500 00

F...nitare &lid Fixtures----------- 2:350 00 Stocks and Bollds Other Thu

U.S,or State of Ooorgi-------- 16,764 00

Uait.d States and State of Oa.

Bolld-------------------------- -------CDtelel'l'fenrcyAp_p_ro_v_e_d__R__e_s_e_rv_e__A__g_e__a_h_. 157,,335659 4488

Dae fr Other Banks------------- - - - - -

Checks for Cleariac Bon--------

80 19

Cash Iteu (Irregnlar) - - - - -

A.dvucos an Cotton~t-or's Liability

----
011

-------totters

-

-

-------

. ltf C:rodlt aad Acceptaac........ --------

14vucoa Otbor c-oditlo---- ------

i ----...,.. r Drfta (If 8111>------------her Ita~-----------------a,OaluFr,ire , la-o--. -F--d-.----------------------------

4 04 3 1511280i0i50

Capital Stock--------------------$ 25,000 00
~=~r!~~.~UII~;;ii;:::::::::::::::: ~~m ~

Due Unpaid Dividends------------- ___! ______

Due to Banks in This State------- ---------

Due to Banks in Other Stat----- --------
~:~!.,t!8!;bl;~t-i;ch;~k:::::::: ~8:938~

Deioand Corti icates of Deposits-- 3,181 00

Cashier's Checks----------------- __1_,_16_2_~

ts----------------- -------- Certified Chocks-----------------.

TTSarlauveisntCgFsourDatdiesfiocosnai teDespoosfitD-e~p--o-s-i-t---------

102 030 14 23:128 67

Certificates of Deposit ~epre-

aentiag Borrowed Money--------- --------Bills Payable-------------------- -~~!~-~ RediscoUIIts---------------------Liability on Letters of Credits

&ad Acceptaaces---------------- ---------leaerve For Iaterest and Taxes--- ---------

other Liabilities---------------- ----------

Cash Lent:------------------------

2 63

'l'tl-------------------------- $2S.J~ 43 Total--------------------------$252,314 43

SECOND ANNUAL RllPOU'.

199

At Close of Business July 25, 1921,

President-B,F. Akin.

Vice-President-J.M. Bankston.

Cashier-W,D. Ctmpton,Jr.

Direct"ors-B. F. Akin, J. M. Bankston, W,D. C.pton,Jr,, H. G. Asbury, S. 0. Thurston, J.F. Whitaker,

Date of Charter-January 3,1910.

Began Business-1910,

RI!SO!mCES

Time Loans------------------------ $ 21,900 89

LDoemanasnd s eLcouar ends -b-y- -R- -e-a-l - -E-s-t-a-t-e-_-_-_-_-_- -_

19 04 9, 455 48

United States Bond--------------Other Stocks and Bonds----------~

Banking House---------------------

Furniture and Fix ODutehefrroRmeaBl aEnksstaitne

tTOuhrwiesnseS--td-a--t--e--.-.--_--_---_--_---_-

Due from Banks in ftther States----

Currency-------------------------AAddvvaanncceess oonn OCtohtetroCno--m-m--o-d-i-t-ie-s-_-_-_-_-_-

Checl<s for Clearing HousO..--------

Other Checks and Cash Items------Customers Liability on Letters of

Credit and OOvtheerdr rAa fstsse-t(s

iANf ocatcneyIpnl-cta-lu-nd-c-ee-d---A---b--o--v--e--_--_--_-

Total----------------------------- $42,251 65

LIABILinES
Capital Stock Paid in------------ $ 15,000 00 Amount Jpserved for Stanches----- ----------

5;;p1;;-F;;4:::::::::::::::::::::

Undivided ProfitS---------------Dividends Unpaid.---------------Due to Banks in this State------Due to Banks in Other StateS----
~~~J:;::I-ii;p;;i't;-S;bj;~t-t;---

DemCahndecCke--r-ti-f-i-c-a-t-e-s---o-f--D-o--p-o-o-i-t-s----

Tie Certificates of Deposit-----

Savings Deposits-----------------

Trust Funds on Deposit-----------

Cashier's Checks-----------------

Certified Checks-----------------

Bills Notes

Panaay

able-------------------Bills Re-discounted----

Certificates of Deposit lor

Borrowed Money-----------------

Liability on Letters of Credit

and Acceptances----------------

Reserve for Interest and Taxes---

other Liabilities Not lncluded in

the AboYO----------------------

11,395 66 3,142 14
62 71 95,000 00

Total---------------------------- $42,251 65

MERCHANTS &: F~ BANK. JES DP., GEO~IA.

At Close of Business August 3,1921.

President-J. E. Harber,

Vice-President-Mrs. G.B. Whaley,

Cashier-A. ~ Mann,

Diroctors-.J.E. Harber, Mrs; G.B. Whaley, E. H. Mason, D.M. 'Clark, G. 'I'. 0. Quinn.

Date of Charter-

Began Business-

RESOURCES

LIABILITIES

Tie Loans--------------------------$172,364 86.. Demand Loan------------------------ 10,865 06 Loan on Real Estate---------------- ---------Banking House--------------------~-- 4, 000 00 Other Real Estate Owned.------------ 9,297 95 Furniture and FixtureS-------------- 2,257 86 Stocks and Bonds other Than U.S. or

UnSitteadteSotaf teGsaa-n-d--~-t-a-t-e--o-f--G--a-.B--o-n-d-s-Due frea Approved Reserve Agents----

--1-26-1,1-79-5-40-3-16-0

Currency---------------------------- 7,362 37

Due from Other Bank---------------- ----------

Checks for Clearing Hous&-----------

635 70

Cash Items (Irregular)-------------- ----------

ACduvsatoncmeero'ns CLioatbtoilnit.y.--o-n--L--e-t-t-e-r-s--o--f-- ----------

AdCvarencdeist aonndOAthcecreCptoamncmeosd-i-t-i-e-s-------------Overdrafts (if anyl-----------------

-_-__-_-_-3-_7-_8--_6-.7

Other Resource--------------------- 1,456 83

Capital Stock-------------------$ 25,000 00

Surplus Fund-------------------- 4,600 00
g::Undtvided Profit--------------- 505 78 ~:P8!~k~ii!dn:~:-si;"t;:::::: ::::::::::

Due to Banks in Other States..--- ----------
~!~!s~t:es;bj;~t-t;-(i;~k::::::: -8~735-i9

Demand Certificates of DepositsCashier's Checks..---------------

---1,-"n";-7-S-l

Certified Checka----------------

4 12

~i!!~!r~l~l~!!!;;;-D;p;;ii:::: -88;C93-i4

Trust Funds on Deposit---------- 3,565 92 Certificates of Deposit Repre-

senting Borrowed Money-------- ---------Bills PayablB------------------- 20,000 00

LRiea-bdiilsictyouonntsL-e--tt-e-r-s---o-f--C-r-e--d-i-t-- ----------

Re::~:;:~ti:t:~;;t-;~;li;i;;::: ::::::::::

Other Liabilities--------------- ----------

Total------------------------------$ 227,561 96 Total--------------------------1227,561 96

JCIO

BxaaiMr 'a Reperi,

BANK OF JONESBOIl, JQIIESBO.I(O, GA.

At Close of Basiness Angast 17,1921,

President-A. C. Blalock.

Vice-President-J.O. B~htower.

C.shier-J.B. Pallia.

Directors-A. C. Blalock, J.O. Hightower, S.D. Crawford, L,B.IIasJett, E. T. Handy. A.A. Camp,

Claad H_Hutchinson.

Be an Bus ine ssLIABILITIES.

Tie LoADS---------------- $192,101 57 Capital Stock-------------------.$ 25,000 00

161;00433 DM&ad LG&Ds---------------------
Leana on ~al Estate------------Banki1 Bona--------------------
FOuthrnerituorealaEndstFatiertOnrwa-o-d-------------------
Stocks and Bonds Other Than u.s. or state of Ooorgia------

25,939 60 ----------
1,500 00
---1-,0--0-0--0-0
28, 113 64

s.rru Fund--------------------Uad Yidod Profits---------------Due ~id DiYidends------------Due to Banks ip This Stat------Duo to Banks in Other States-----
~:~.~;:~;bj;;tt;-Ch;;i::::::::

25,ooo oo 18,286 76 -------------------------

Ualted States and State of Oa.

Doaand ~ertilicates of Deposit-- ---------

DuBo ofra.d.s-A-p-p-r-O-"-t'e-d--P--,e-s-e-n--e--A-g--e-n-t-s-.

132 10,740

30 95

Cashier s Checks----------------Certified Checks-----------------

49 57 ---------

---------- CCDuhaeorcrFksrn.f.coror--tCh--el-er-aB-r-ian--ng-k-Bs-o----u--s---------------------------
Casb It..s (lrregelar)

8;392 12 SaYings Derosits----------------- ---------

Tlae Corti icates of neposit----- ---------

44 36 411 91

CT reurstti fFi cuandt es s onof DIrJePpoossiitt -R- -e-p-r-e--- - - -

---------

ACduYsta.a.coesr'sonLCiaobtitloity---o-n--L-e--tt-e-r-s---

5,943 56

sen Bills

tiPnag~bBlo-rr-o-w-e-d--M--o-n-e-y-----------------

--------45,000 00

aayl------------- of Credit
AdYaacos on

aontbdoAr ccc.e.p.otadnicteis----------

-------------------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d-i-t-~---

---------

OYor Drafts (If

20 65 and Acceptances---------------- ---------

Other Rosoarces------------------ ---------- Rosene For Interest and Tax--- ---------

other Liabilities---------------- ---------

Total-------------------------- $ 274,340 66 Total------------------------.$a74,340 66

F~llS AND MI!RCIIAN'IS BANK. JUNCTI<I'I CITY, GA.

At Close of Business August 23,1921.

President-c.w. Mo~ Vice-Presidents-~L. McB~do, J,T. Hart.

Cashier-W.E. Greene, Jr.

Directors-C.lf. Moore, ~L. McBryde, J.T. Bart, W.E. Greene,Jr.,W.II. BrCIWD, C.B. Moore,

Date of ChJa,rSte,r-BMra.r_ch, 23,1912.

Began Business- April 3,1912

RESO~ES

LIABILITIES

DTloaaoaadLoLaonan-s-------------------------------------------$
Loans on Real Estate-------------

29,712 41 3, 611 86 16,049 58

Capital Stock--------------------$ Surplus Fund--------------------Undlyidod Profits----------------

15,000 00 85,000 00
449 53

Banking Bous~------------------- 1,407 40 Due Uapaid DiYidends------------- ----------

Othor Real Estate Owned---------Furniture and Fixtnr-----------

--i;65i-i4

Duo to Banks in This Stat------Due to Banks ia Other Stat-----

-------------------

Shckl lUld Boads Other Tbaa U.S,or State of Oeorgia--------
Oalted States and State of Oa.

135 00

CDaelploMsitos nSeuyb-j-e-c-t--t-o--C--h-o--c-k---------------Doiaad Corti icatls of Deposit--

-2--8,-3-62-59
----332-69

DaBe ofnrd-A-p-p-rO--"-t'8-d--R--e-s-e-n--e--A-g--e-n-t-s-.

8,538 63 Cashier's Chocks----------------10,540 39 Certified Chacko----------------- ----------

---------- CCDhn1e1c1kfrsT.ef.onorctrh~-t-ee-r-a-Br-i-an-ng--kB-s-o--u--s--e--------------------

1,676 10 742 43

TTSarlYuasintCgFsourDatdies ricoaatieDtoe-p-oo-sf-i-tD--e--p--o--s--i--t----~---------~-

--1-6,-77--o-475,000 00

Cash Items (lrrogular).----------

Certificates of Deposit Rpr-

Aeaoslvta.a.c.ors 'sLCiaebtitlointy--O-f-t -L--e-t-te--rs---

uy)------------- of Credit
AdYaacos ea

aQaldhaAr ccc.e.p.otadaicteise----------

_OoYtbeor rDRraesfotsurc(eIfs

-----3-5-5--4-5

aentiag Borrowed Money--------- ----------Bills Payable-------------------- ---------RLieadbiislcitoyunont-L-e--tt-e-r-s--o--f--C-r-e-d--it-s--- ----------
aad Aoceptaacos-------------~-- ---------Reser.a For Iaterest and Taxes--- ----------

other Liabilities----------------

5 71

Tftal--------------------------

Total-------------------------- 74 420 99

201

Exaaiaer 's ltaport.

KllNNllSAW STATE llANl - liliHIESAW, GA,

At Close of Businus July 7, 1921.

President-J. Directors-J.

oG..

Lewis. Lewis,

B.H.

Hi

ll,

VGi.cew-.P

residentChalker,

B. L.

H. C.

Hill, Cha.ker,

Cashier-It. ~ssom. F,L, Lewis, B.ll. Carrie,

Frank Burt.

Date of Charter-April 20, 1910,

RI!SOtRCES

ti Loans----------------------Da.and Loan--------------------Loana on Real Estate-------------

Banking House-------------------Other Real Estate Olmed---------Farnitare and Fixtures----------Stocks and Bonds Other T1uua

U.S, or State of Georgia------United States and State of Oa.

DuBe ofrnod.SA--p-p-r-o-v-e-d--R--e-a-e-rv--e--A--g-e-n-h---

Currencr------------------------Duo Fr.. other Banks------------Checks for Cloarinf Hou-------Cash Itoas (Irregu ar)----------Advances on Cotton--------------Castoaer's Liability on Letters

aayl------------- of Credit
Advances on

oantdheAr ccc.e.p.toadnicteios-s---------

Over Drafts (If

otbor Resources------------------

LIABILITIES.

3,500 00
5,!508 31 2,480 53
25 00 1122 73
35 45

'apital Stock-------------------- $ 20,000 00 Surplus Fund--------------------- ---------Undivided Profits---------------- 3,934 68 Dae Unpaid Dividends------------- ---------Duo to Banks in Thia State------- -------Dae to Banks in other States----- ----------
~:;!sft:e~;bj;~t-t;-Cb;;k:::::::: ~S:o-43"90

Deaand tertilicates of Deposita-Cashier s Checks----------------Certified Checks----------------TSaiveinCgsorDtiriocastietss--o-f--D-e--p-o-s-i-t---------CT reurstti fFi cuandt es s onof DJ1fo1ppoossiti t -R-e- -p-r-e--- - - -
senting Borrowed Money--------Billa Payable-------------------lLitieadbiislictoyuonntsL--e-t-t-e-r-s--o-f--C--r-e-d--it-s---
and Acceptances---------------Reserve For Interest and Taxes~-other Liabilities----------------

---------113 45
------------------25,291 73 -----,.----
---------23,811 00 ----------
------------------
65 00

Total-----------;------------- $ 91,259 76 Total-------------------------- $ 91,259 76

STATE BANK OF KJ.!JSLAIID KI'\GSLAND, GA,

At Close of !laziness Aagrut 10, 1921.

President-J. H. Gross.

Vice-President-

Casbier-C.A. Per~

Directora-J.I!.Gnu. W.B. Godleyt Williaa Mizell, C. A. Perry, J.N. Carleton, S.C. Sheffield,

John Beazell, J.H, ~uls, Irs, Bessie Schrader

Date of Charter-

Be an Business-

RI!SOmtES

LIABILITIES

Ti Loans----------------------- $ 55,287 23 Capital Stock-------------------- $ i5,000 00 Doaand Loans--------------------- 8,446 13 Surplus Fund--------------------- 5,000 00

Loans on Real Estate-------------

Vndtvided Profits---------------- 2,183 18

Botahnkeirn&ReHaloEusstea-t-e--O--W--n-e--d-------------------

4,000 00 Due Unpaid Dividends------------847 02 Due to Banks in This State-------

6 00

Furniture and Fixtures----------- 2, 500 00 Due to Banks ia Other States-----

Stocks and Bonds other Than

Call Money-----------------------

U.S,or State of Ooorgia-------Uaited Statu and State of Oa.

Deposits SubleGt to Check-------- 20,904 30 Deaand Carti icates of Deposits--

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s--

1,900 00 Cashier's Checks----------------5,298 63 Certified Checks-----------------

1, 954 12

Carrencr------------------------Due frea other Banks-------------

2,114 24 Savings Defosits----------------- 26,785 92 Tiae Certi icates of Deposit----- 1, 744 93

Chocks for Clearing House-------Cash Ites (lrregular)-----------

i,i81 99

Trust Funds on Deposit----------Certificates of Deposit Repre-

Advances on Cotton---------------

senting Borrowed Money---------

Castoaer's Liability on Letters

Bills Payable-------------------- 8,000 00

of Credit aad Acceptances------

Advances on Over Drafts

o(Ithf ear nCyGl-a-M--o-d-i-t-ia-s--------

other Resources------------------

RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - 3 27 and Acceptances----------------
Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $ 81,578 51 Total-------------------------- $ 81,578 51

__:2::..:.0..::2_ _ _ _ _ _ _ _ _ _ _ __,SECOMl A.NNU\L RE~POO'~----

Exaainer' 1 Rapert, TilE BM1i C'!' IliNGSTON, IONGSTON, GA.

At Close of Business Aug. 3, 1921.

President-S.!. S1teds. Vice president..C.]l. Butler.

Cashior-H.L. Hargis.

Directors- S. I. Sheats 0.!1. Butler, H.L. lla1is, Davi~ Woavel:A.J .N. l!ol(elvey,

Date of Charter 1004. '

egan Bustness-lYV'l.

RESOa..x:ES

LIABILITIES.

Tia_e_L_oa_n_a__-__-__-_________-_-_-_-__-_-_-_-_-$.-95=--,7~3-7-5-:9-+C-a_p_i_t_a_l_S_t_o_ck---_-_-_-__-_-_-_-_-__-_-_-_-_-__-_-_-,-$_1_5_,-ooo--oo-

t::!:do~0R:!i-E;t;t;::::::::::::: __:!~~-~~ ~!df!~:.:u~;iii;:::::::::::::::: -~!~~

Real Banking
Other

HoEusstea-t-e--O--s-n--e-d--------------------

10,200 00 Due Uft~id Dividends------------- ---------5,677 96 Due to Banks in This State------- ----------

Furniture and Fixtures----------- 3,500 00 Due to Banks in other States----- ----------

Stocks and Bonds Other Than

Call MonY----------------------- 40 000 00

U.S. or State of Georgia------- ---------- Deposita Subiect to Check-------- 23:508 66

LTn~~a~~~~~~-~~-~~~~~-~~-~:___ '---------- g:~r~:r~~e!k:~~~-~~-~~~~~~~~:: 8,5W ~

Due frOIR Approved Reaerve Agents. 4,554 39 Certified Clteck----------------- --------

Currency------------------------- --~!~~-~~ Savings Defoaits----------------- ----------

Due Froa Other Banks-------------

Tine Certi icates of Deposit----- 20,430 20

Checks for Clearing House--------

72 17 Trust Funds on Deposit----------- --------..--

Cash Iteas (Irregular)-----------

51 80 Certificates of lfeposit Repro-

Advances on Cotton--------------- 3,342 05 senting Borrowed Money--------- ----------

CustC8er's Liability on Letters

Bilh Payable-------------------- 18,000 00

Ad!!n~!:d!! ~:.~c~:t!:d~~i;;:::: -----42-77 ~i:~ril;;t:;-t;tt;;;-;i-c;;dit;--

2 500 00

Over Drafts (If ~)-------------

_other Df

oR.aers.ouFracde------------------------------------

!lu .Fire ln's. Fund---------------

Prof it & Loss--------------------

----------

----------

3,31?250

ss
00

926 57

~saenrdveAcFcoer pItnatnecreess-t--a-n-d--T-a--x-e-s---~--other LlabiUH---------------Stockholders Fund----------------

-------------------~88 42
2,480 00

Total-------------------------- $133,606 85 Total-------------------~------ $l33 ,606 85

CITIZENS !lANK, KITE, GA.

At (:lose of I1Siness Aug. 1, 1921,

PresidentD.C. Hardson. Vice Presidont.., .ll. c,tark.

Cashier,.J .S. Siepltenson,

Directors- D.c. Harrison, J .E. Clark, J .s. Stephenson, M.J, Clnxton, J ,.1\, Neal, J .B.Claxton

Date of Charter-sept. 11,1906.

I,L.Batcher. Began B~tslncss..Aug, 3 1906,

RESOmi:ES

LIABILITIES

Tine L9ans-~--------------------- $lll,Sfil 55

Deaand Loan--------------------- 19,141 55

Loans on Real Estate------------- ----------

Banking Honse-------------------- 2,289 20

other Real Estate o.med---------- ---------

Furniture and Fixtures----------- 4,127 05

Stocks and Bonds Otltor Than

U,S,or State of Oeorgia-----~- 1,725 ('()

United States and State of Oa.

Bonds------------------------ ------~~ --

CDuuerrefrnocay_A--p_p_ro_v_e_d__R__e_s_e_rv__e__A_g-e-n-t-s-.

2,660 23 1,533 92

Dae froa Otler Banks------------Chocks for Clearing House--------

3,8~n~

Cash Items (lrregalarl-----------

47 15

Advances en Cotton---------------

938 84

Casioaer 's Linbi Uty on Letters

of Credit Advances on

aOntdheAr ccc.e.p.toadnicteies-s---------

-------------------

Over Drafts (If ~>-------------

244 67

other Reso-urces------------------ -------

Capital Stock-------------------- $15,000 00

~=~r!~:.~n~;iii;::::::::::::::::

3 000 00 4:609 60

Duo Unpaid Dividends-------------

10 00

Due to BAnks in This Stat-------

Duo to Banks ln Other States-----

Call MonY---------------------Doposlts Subject to Cbeck--------

Deaand Certificates of Deposits--

Cashier's Chocks-----------------

Certified Checks-----------------

- - - - - - TSlaMvein~lertDie

fositsicaies

--of

------------Deposit-----

47,149 17

Trust Funds on Deposit-----------

Certificates of Dipooit ~pre-

senting Borrowed Money---------

Bills Payable--------------------
~ediscounts----------------------

32,000 00 4,603 46

Liability on Letters of Credit

Re~rv!c;:rti:i::;;i;;dr;;;;:::

Other Liabilities----------------

17 88

Total--------------------------$149,110 45 Total-------------------------- $149,110 45

----------------------------~~~O~~~~~~L~R~E~~~------------------------203

Exuiaer 's Report , BANK OF LAFAH'TTE, IAFAYt.'TTE, GA.

At close of husiness Nov 18, 1921.

President- J .E. Patton. Vice-President~ -D.W. Herndon A.D. Fortune. Cashier-J .W.!!asscy.

Directors-J .E. Patton, D.W. Herndon, J .W. Massey, P.D.'Fortune, S.Al. lforthem, S.P.Probalco.

J.C.Young.

Date of Chartcr-1889- 1919,

Began Business-1899.

II.ESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $388,268 90 Capital Stock-------------------- $60,000 co

Demand Loans--------------------Loana on Real Estate-------------

15,506 66 110,140 50

~:df!~d.:uFe;iit;::::::::::::::::

60 000 00 23:476 19

Banking; Bous----------.:--------- 26,165 48 Due Umpaid Dividends-------------

Other Real Estate Olmed---------- 15,597 45 Due to Banks in This State-------

Furniture and Fixtures----------- 4,754 42 Due to Banks in other States-----

Stouc.ks.s

and Bonds Oiher Than or State of Georgia-------

United States and State of Oa.

-------- 6,6CO co

Call Money----------------------Deposits Sublect to Check--------

263,869 51<

D.-and Certilicates of Deposit--

------- DuoBofrnomd-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

-8-8-,-9-6-7- -65-

Cashier's Checks----------------Certified Checks-----------------

3,892 ()()

Currency------------------------Due Froa Other Banks-------------

-~9,3~~-~~

Savings Deyosits----------------Tiae Certi icates of Deposit-----

Checks for Clearing Bouse--------

475 35 Trust Funds on Deposit-----------

Cash Ite11s (Irregular)----------- -------- Certificates of treposit Repre-

Advances on Cotton--------------Customer's Liability on Letters

----------

senting Borrowed MoneY--------Bills Payable--------------------

125,000 co

of Credit and Acceptances------ -------- Rediscounts----------------------

any)------------- Advances on Other Coa.odities---- --------- Liability on Lettera of Credit '

Over Drafts (If Other Resources------------------

6 60 and Acceptances---------------418 ()() Reserve For Interest and Tuea---

other Liabilities----------------

Total-------------------------- $676,297 13 Total-------------------------- $676,297 13

1VAUUlJ.1 COUNI:Y BANii, LAFAYETTE, GA.

At close of business July 27,1921.

President-W.C. Martin. Vice-Pr.. ident-J.ll, Reaser.

Cashier-C,C. Gilbert.

Directors-l\' .c .Martin,J .E.Rener, C.C. Gilbert, O.T. Tinunons, J .A. Lol!ghridge, J .w. Holland,

R.D. Lorr.

Date of Charter ~Oct. 22 1913

Began Business-Nov .1 1913.

RESOIRCES

LIABILITIES

Tie Loans-----------------------$125,406 48

Demand Loans--------------------- 1,260 38

its---------------- Loans on Real Estate------------- ----------

Banking Bouse-------------------- 11 ,cJ 00

--------- other Real Estate Owned----------

785 00

Capital Stock-------------------Sarrlus Fund--------------------Undtvided Prof

$2~~ ~ 2;oss 86

Duo Unpaid Dividends-------------

Due to Banks in This State------- -----------

Furniture and Fixtures----------Stocks ""d Bonds other Than
U.S.or State of Oeorgia--------

1,991 66 ----------

Due to Banks in Other States-----
~:~!s~t=~;bl:;~i-i;-(j;;~i::::::::

----------
43~515-89

United States and State of Oa.

Deund Certi icates of Deposit-- 41,088lCO 58

DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

--4---1-54---95-

Cashier's Checks----------------Certified Checks-----------------

25 ----------

Currency------------------------- 10:565 24 Savings Doyosits----------------- 17,605 73

Due fr011 other Banks------------- -------- Tiae Corti icates of Deposit----- ----------

Checks for Clearing; House-------Cash Ites (Irregular)-----------

1,326 18 1,323 24

TCreurstti fFi cuandt es s onof DDeeppooss iitt -R- -e-p-r-e--- - - -

----------

Advances en Cotton--------------Castoaer's Liability on Letters

----------

senting Borrowed Money--------- ---------Bit h Payable-------------------- 20,000 00

of Credit and Acceptances------ ---------- R.ediscouata---------------------- --------

Advances on other Co1110odities---- --------- Liability on Letters of Credit

Over Drafts (II anyl-------------

15 70 IUid Acceptances---------------- --------

Other Resources------------------ 1,532 87 Reserve For Iaterest and Tuea--- -------

Total- - - - - - - - - - - - - $715~9~,~3~6~1-7~0~11 ~:.:::::::::::::::::::::::::::

, : : : : : : :

2.04
Exuir 's Report,

At close of business Dec, 10, 1921.

President..R.L.Render. Vice Presidents-L.D. )[itchell H.P,Parks, Casltier-JI..L,R.ender,

Di,rectors- L.J. Render, R.L. Render, L.D. ll.itche11,'H.P. Parks, E.)[, Render,

Date of Charter-

Began Business-

RESOIRCES

LIABILITIES.

Tiae Loana-----------------------

Delllllld Loans---------------------

Lonna on Real Estate-------------

Banking Bouse--------------------

Other Real Estate Olmed----------

Furniture and Fixtures----------Stocks and Bonds other Tbaa

u.s. or state of Georgia-------

UnBitoedndSta-t-e-s---a-n-d--S-t-a--te---o-f--O-a--. ---
Due fr~ Approved P-eserve Agents-

Currency-------------------------

Due Fro. Other Banks-------------

Checks for Clearing Boas--------

Cash lteas (Irregalar)-----------

Advances on Cotton---------------

Custoaer's Liability on Letters

Ad;!n~::d!!
Over Drafts

O(tI:fe!aca~y:l-!-!-4-i-t-~-;-;-:-:-:-:-

otber Resources------------------

Prof it & Loss--------------------

Cash Short-----------------------

$~,~~ ~b
46;390 21
~~~g~ ~~
1:189 40 10,043 63
5,354 11
--2-,-82-7--1-5 492 09 116 99 4,456 68
679 43 3 636 65 5:790 01
2 17

Capital Sto~k--------------------
:..Jf!~de:~;rii;::::::::::::::::
Due Umpaid Dividendz------------Dae to Banks in This State------Due to Banks in other States----Call )[oney----------------------Deposits Sahiect to Check-------Deiauld ~ertilicates of Deposit -Cashier s Checks---------------Certified Checks----------------Savings Defoaits----------------Tiae Certi icates of Deposit----Trust Funds on D_eposit----------eartificates of Jreposit Repre-
sentiDC Borrowed 1loney--------Bi lls Payahle-------------------Rediscounts---------------------Liability on Letters of Credit
and Acceptances---------------Reserve For Interest and Taxes---
other Liabilities----------------

$50's0s0t00201
120 00
-2-8,-32-5-5-2 ---- 2,486 -96 ----- 60,834 16
4,029 31

Total-------------------------- $170,827 16 Total-------------------------- $170,827 16

LAGRANGE llA.."<K & TRUST CO, , L,(JRANGE, GA,

At close of business Oct, 5, 1921.

President- J .E.Dunson, Jr. Vice Prekidents

Cashier-G.H. CrosshJ

Directors-J .E. Dunson, Jr., A.H. Cary, lV,S. llunson~ Robert Hutchinson, G.H. C:rosslff, Franl<

Hutchinson, E.C. Duncan, F.S, TatUlll, lfick Rusn, Ethel Haygood, )Irs. E.C. ThOI!llts,

J.H. Brown Brown Harris,

RESOIRCES

LIABILITIES

Tiae Loan---------------------..$ 3,5~479 94

Deaand Loan--------------------- 95 ,900 02

Loans on Real Estate------------- 496,000 00

Banking Bouse-------------------other Real Estate Olmed----------

49 30

,1986090

00 60

Furniture and Fixtures----------- ---------

Stocks a.nd Bonds other Than

U.S,or State of Oeorgia-------- 127,250 00

DUnnBaitoefdrnodSa~stap-p-tr-u-o-va-en-dd---RS-et-as-te-er-v--eo-f-A-Og-a-e.-n-t-s-- -~:!~~~

Currency------------------------- 34,897 44 Due froa other Banks------------- 183,213 11

Checks for Clearing House-------- 2 704 53

Cash Iteas (lrregalar)----------- 2:647 12
--------- Advances en Cotton---------------
Cnstotaer 's Liability on Letters

of Credit and Acceptaaces------ ---------

anyl------------- Advances 08 other c-odities---- ---------

Over Drafts (If Other Resources------------------

ll,m ~~

Cash--------- __ -------------------

36 90

Capital Stock--------------------$ 250,000 00

Sur~lus Fund--------------------- 650 000 00

Uad1vided Profits---------------- 120 904 47

Due Unpaid Dividends------------- 2 497 50

Due to Banks in Tbis State------- '105 83

Due to Banks ia Other States----- - - - - -

Call lloney----------------------- ----Deposits Suhl'ect to Check-------- 612 399 38

Deaand Certi icates of Deposit -- 185 400 00

Cashier's Chocks----------------- 6,346 04

Certified Checks-----------------

486 32

Savings Defosits----------------- 461,946 57

Tiae Certi icates of Deposit----- 59,789 82

Trust Funds on Deposit----------- --------Certificates of Deposit Repre-

senting Borrowed )Ioney--------- --------

Bills Payable-------------------- 575 000 00

Rediscounts---------------------- 745:756 82 Liability on Letters of Credit

and Acceptances---------------- ---------Reserve For Interest and Taxes--- 18,111 88

~'::f. 1rl':rbrW.t.t._~:::::::::-_:::::: so;ooo-oo

Total-------------------------$3,138, 744 63 Total-------------------------1J;g8,744 63

205

E:uaiaer 's ~epert. I.AGR.ANG SAVINGS BANK - L.\GRANJ, GA,

At Close of busiaeu Dec..t>er 13,1921,

President-Ely ~ Callaway. Directors-Fuller ll. Callaway,

ElVy~iee.C.Parlelasiwdaeyn,t

sc...C.VV. .TTrruuitht l

H.D, , J,

sG. lTanrduointt,

Cashier-L. S.ll. Trui

H.
tt,

Adams.

Hattoa Lonjoy , D. D. Glandon

Date of Charter-

Began Bus ine s..

RI!SOIRCES

LIABILITIES.

Tiae Loan---------------------- $272,707 66 Deaand Loans-------------------- 5,352 34

Capital Stock-------------------- $ 25,000 00
Surflus Fund--------------------- so,ooo oo

Loans on ~eal Estate------------ 216,844 35 Und vidod Prolih---------------- 32,568 65

Banking Bous-------------------- ---------- Due Umpaid Dividends------------- ----------

Other ~eal Estate Owned---------- 35,007 25 Due to Banks in This Stat------- ----------

Furniture and Fixtures----------- 1-,670 05 Due to Banks in other States----- ----------

:::::::::: Stocks and Bonds other Than
vnYt~d s~a~!:t:n:fs?:;~g!;o;:--

338,137 30

~:~s~;:~;b~;~t-t;-Ch;~k::::::::
Dailand ~erti icates of Deposit --

---------

Bond-------------------------- 7,801 03 Cashier s Checks----------------- -------Due lroa Approved ~eserve Agents. 33,874 06 Certified Checks----------------- ----------

Currency-------------------------

410 33 SaviDEs Deyosits----------------- 545,147 o5

Due Froa other Banks------------- --------- Tiae Certi icates of Deposit----- 54,077 78

Checks lor Clearing Boas-------

187 97 Trust Funds on D"'osit----------- ----------

Cash Itoas (Irregular)-----------

912 48 Certificates of treposlt Repre-

Advances on Cotton.------------- Castoaer's Liability on Letters

----------

sentiag Borrowed Money--------Bills Payable--------------------

-------------------

Ad:!n~~:d!! ~ge~cc:t!:4ii:;;::::

:::::-_::::

~discounts----------------------
Liability on Letters of Credit.

----------

Over Drafts (II aay) -------------
other Resource------------------

---------
----------

and Acceptances---------------Reserve For Interest and Tax---

---------31,523 17

other Liabilities---------------- ----------

Special Deposits---------------- 170,875 00

Rosorvod for Depreciation------- 2,713 17

Total-------------------------- $911,904 82 Total-------------------------- $911,904 82

THE LAKE PAI(J{ llANK - LAKE P~,GA.

At close of business July 23, 1921

President-Ewell Brown.

Vice-President-J. K. ~hite.

Cashier-. W, Mason,

Dhrectors- Ewell Drown, J, K. White, N. E. Brown, T. M. White, Robert Peterson

Date of Charter-Jaii!Jilty 1, 1906.

Began1tsiness...Mareh 1906.

RI!SOIRCES

LIABILITIES

Tiae Loans----------------------- $ 46,782 89

Deaand Loans--------------------Loans on.~eal Estate-------------

3,029 37 5,456 40

Capital Stock-------------------- $ 15,000 00 Surplus Fand----~--------------- 4,500 00 Undvided Profits---------------- 1,178 49

Banking Bouse-------------------- 2,000 00 Due Unpaid Dividends-------------

8000

other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------Stocks and Bonds other Than
U,S,or State of Georgia-------United States and State of Oa. DuBo~frSo-a--A--p-p-ro-v-e-d--R-e-s-e-r-v-e--A-g-e-n-t-s-.

1, 5()(J 00 3,332 19 4,213 05

Due to Banks in Other States----Call Moner-----------~---------Deposits Subl'ect to Check-------Deaand Certi icates of Deposits-Cashier's Checks-------------~-- Certilied Checks----~-----~-----

9,519 78 773 45 21 95

Currency------------------------- 1,230 56 Savings Deposits----------------- 9,822 66

Due froa other Banks-------------

Tiae Certificates of Deposit----- 3,948 67

Checks for Cleariag Hous--------

15 00 Trust Fonds on Deposit----------- 1,561 79

Cash Iteas (Irregular)----------

3i8 00 Certificates of Deposit Repre-

Advances on Cotton---------------

senting Borrowed Money---------

Custoaer's Liability on Letters

of Credit Advances on

aontdheAr ccc.e.p.toaduicteise-s---------

Bills Payab1e-------------------- 21,500 00 Rediscoaats---------------------Liability on Letters of Credits

Over Drafts (II aayl------------

29 33 and Acceptances----------------

other Resources----------------

~eserve For Interest and Taxes---

other Liabilities----------------

Total--------------------------$ 61,906 19 Total.-------------------------- $ 67,906 79

206

SECO!tl AIOOAL REPIIU

Examiner's ~aport. BANI( OF LAVllNIA - LAVONIA, GA,

At close of business Septe11ber 7,192l

President-1. H. Burton. Vic.e-Pres.ident- U. D. Cannon.

Cashier-G. II. Pruitt.

Directors-J. H. Burton, 0. ll. Cannon, AI. l', Sewell, Thos. B. fionner, Thos. y. Smith,

J. H. Pullen, H. L\ Mauldin

Date of Charter-July,lii'J8.

B~~ Business-August,l898.

RESOlRCES

LIABI!-ITIES.

tiae Loan&----------------------- $189,0:23 31 De.and Loans--------------------- 2,777 86 Loans on ~eal Estate-------------

Capital St~ck-------------------Surplus Fund--------------------Und1Vided Profih----------------

$

40,000 10,00\.1 16,226

00 00 24

Banking Bouse-------------------- 2,500 00 Due URpaid Dividends-------------

Other Real Estate Ouud----------

Due to Bankz in This State-------

Furniture and Fixtures----------- 2,633 00 Due to Banks in Other States-----

Stocks and Bonds Other Than U.S. or State of Georgia-------

2,175 00

Call .Money----------------------Deposits Subject to Check--------

44,545 68

UnBitoedndSs-ta--t-e-s-_a-n-d--S_t-a--te___o_f_O__a_.__ _

Deiaand ~ertificates of Depositt-12,790 00 Cashier s Checks-----------------

284 71

Due fro. Approved P-eserve Agents- 9,228 34 Certified Checl<s-----------------

Currency------------------------Due Fr011 Other Bank----------.---

2,088 56 1,816 68

TSaiaveinaC:serDtieifcoastiehs--o-f--D--e-p-o-s-i-t----------

17,402 35

CCahsehckIstefaosr C(IlreraerginuglaBr)o_u__s_e_-_-_--_-_-_-_-

492 76 Trust Funds on Deposit----------- 13,833 03 576 40 Certificates of Jfeposit Repre-

Advances on Cotton---------------

sentiag Borrowed Money---------

Customer's Liability on Letters of Credit and Acceptances------
any)------------- Advances on Other Co.modities----
Over Drafts (If other Resources------------------

Bills Payable-------------------RLeidaibaicloituynt osn--L--e-t-te--rs--o-f--C--r-e-d-i-t---
and Acceptances---------------Reserve For D~reciation----~--

47,00U 00 38,295 99
572 30

Cash Short-----------------------

19 00 other Liabilities---------------Re-claimed funds-----------------

50 62

Total-------------------------- $228,210 92 Total-------------------------- $228,210 92

BANK OF LAI\lijlNCEVILLE - LAWRllNCilVILLE, GA.

At close of business Nowatbor 5, 1921.

President- D. C. Kelley.

Vice-President-

Cashier-

Directors-D. C. KallyA. T. Green, T. A, S..ith, Y. ~V. Clower, Jl, T. A!ontgomory.

Date .of Charter-

Began Business-

REsomcES

LIABILITIES

Tiae L Damand

oLoaanns--------------------------------~-----------

Loans on Real Estate-------------

$220,105 97 2,680 16

Capital Stock--------------------
ij:~f!?~e~nn~;iii;::::::::::::::::

$ 25,0Cli 00

BotahnekrinRg eHaloEussta-t-e--0--.0--&--4--------------------
Furniture and Fixtures-----------

6,000 00 Due Unpaid Dividends------------Due to Banks in This State-------
3,603 :23 Due to Banks in other States-----

Stocks IUid Bonds other Than

Cal1 Money-----------------------

U,S,or State of Georgia--------

100 00 Deposits Sub;ect to Check-------- 19,544 43

United States and State of Oa. DuBe ofrnomds-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

~:~i:r':r~~e~~~~~:-~~-~~~::~_::
23,977 16 Certified Checks-----------------

1,272 33

Currency------------------------Due from Other Banks-------------

1,276 08 SeTings Defosits----------------750 TU.e Certi icates of Deposit-----

169,625 86

CCahsehckIstefaosr C(IlreraerginuglaBr)o_u__s_e_-_-_--_-_-_-_-

1,543 73 Trnst Fundo on Deposit----------157 79 Certificates of Deposit Repre-

728 75

Advances on Cotton--------------Custoaer's Liability on Letters

6,244 90 senting Borrowed Money--------Bills Payab1e-------------------- 48,133 10

of Credit and Acceptances------

~ediscouats----------------------

Advances on other Coa.odities----

Liabi 1ity on Lettors of Credit

Over Drafts (If anyl------------- 1,388 96 and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

Profit and Less-----------------

841 33 other Liabi1ities---------------DeJIS After Closing--------------
LIB Account----------------------

1,139 45 1,482 89

Total-------------------------- $266,926 81 Total-------------------------- $266,926 81

_,2:o07:.:..__ _ _ _ _ _ _ _ _ _ _ _~SEC~O~ND~A~NNU\.~~L'-'R~Il~roa'~.__ _ _ _ _ _ _ _ _ _ _ _ _ _ _ __

Examiner's Report. i!Rt\NL BANKING CO. - I..A\I'Rt::N:IlV ILLE, GA,

At close of business September 12~ 1921

President-L .11.. Brand.

Vice-President-

Cashier-G.C.Aiont~:ootery

Directors-L.

AI.

Brand,

IV.

H.

Powecl.l,

G. 1(.

C. Montgomery,
Ware.

F.

T.

Pentecost,

\litt~1 Gamar,

C;Ii.Brand,

Date of Charter-

Jlegan Business.

-+1- _ _ _ _ _RE_S_O_IJ\\:_E_ s _ _ _ _ _ _ _ _

. LIABILITIES.

Tie Loan&----------------------- ~ 26,356 08 Deaand Loan--------------------- 186,452 92

Capital Surflus

Stock-------------------Fund---------------------

$

50,000 50,000

0oo0

BLoanaakaingonHRoualsE-s--t-a-t-e---------------------------

--9-7-,5-2--4--2-1

Und vided Profits---------------Due Uftpaid Dividends-------------

24,520 07 ----------

Other Real Estate Owned---------- ---------- Due to Banks in This State------- ---------Furniture and Fixtures----------- 2,222 25 Due tu Banks in other States----- ----------

St~~~~ ~s~:i!"o~t~~r~~------ 3,oou oo l~:~s~t:"~;bj;~i-i;-c;i;;;j;:::::::: i27:ooi-39

I United Statu and State of Gr..

Deiiland Certificates of Depoait -- ---------

DuBe ofrrOusbA--p-p-r-o-v-e-d--I-:-e-s-e-rv--e--A--g-e-n-t-s-- -3-8-,-4-8-3--5-6 CCaesrthiifeire'ds CChheecclkrss---------------------------------- ----1-8-0--5-7

Currency------------------------- 6,892 66 [Savings Defoaits----------------- 115,631 30

I Due FrOD Other Banks-------------
Checks for Clearing Hous--------

--------3,610 51

Ti Corti Trust Funds

i coan t eD~spoosf iDt-e-p--o-s-i-t ---------

-------------------

Cash It (Irregular)----------- 1,704 76 Certificates ot lfeposit Repro-

Advances on Cotton--------------- 1,743 03 senting Borrowed Money--------- ----------

Customer's Liability on Letters

Bills Payable-------------------- ---------

AdovfanCcersedoint OantdheAr cCcoeapmtaondcietsie-s--------- -----7-3--75- RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it---- ----------

Over Drafts (If anyl------------- ---------- and Acc~ptances---------------- ---------Other ~esource------------------ ----------Reserve Fo~ Interest and Taxes--- ----------

Chocks Since ilalance------------Cash Short-----------------------

744 75 2 24

other Liabilities---------------Deposits Since Bal--------------

---1-,4-7-7--3-9-

Total-------------------------- $368,810 72 Total-------------------------- $368,810 72

BANK Ot" LEARY - LEARY, GA.

At close of business August 18, 1921

Preident-l!arper Daniel

I' ice-Prosidont-l,.B.Wbitehoal Cashier-k.ll. 1\hitehead.

Dir~ctors-llarper Daniel, !(, tl. Whitehead, AI. D. Addison, G. W. lla.m.nd.

Date~oi Charter-June, 23, 1909

Bogan &tsiness-Jnne~l909,

RI!SOIJ\\:ES

LIABILITIES

Ti Loans----------------------- $ 55,645 94 Capital Stock-------------------- $ 15,000 00

Delland Loan--------------------Loans on ~eal Estate-------------

--~~~==~ ~~f!ide~un~~tit;::::::::::::::::

2,323 41

Banking House-------------------- 3,726 22 Due Unpaid Dividends-------------

other ~eal Estate Owned---------- ---------- Due to Banks in This State-------

Furniture and Fixtures----------- 3,019 98 Due to Banks in Other States-----

Stocks IUld Bonds other Titan

Call MoneY-----------------~-----

U,S,or State of Georgia--------

117 25 Deposits Subject to Check-------- 30,442 67

United States and State of Oa.

Dema~ ~ertificates of Deposit.--

CDauBerreofnrnocdy _A_-_-p_-p-_r-_o-_v-_e-_d----R-;e-.~_-e-_r-_-v_-e_-_-A_-_-g_-e_-n--t--s---

4, 750 00 Cash1e1 s Cltecks----------------6,098 67 Certified Check----------------3~079 69 Savings Deposits-----------------

1,364 08

Due fr.. other Banks------------- ~-------- Tl.ae Certil icates of Deposit----- 15,259 27

Checl<s for Ctearing llouse--------

481 40Trnst Funds on Deposit-----------

Cash It (Irregularl-----------

227 741'Certificatos of Deposit Repro-

Advances on Cotton--------------- ---------- senting Borrowed AlonY---------

Custoer'a Liability on Letters

I Bills Payable--------------------

17,000 00

of Credit and Acceptances------ ---------- Rediscounts---------------------

AdTances on other C...oditie&---- ---------- Liability on Letters of Credit

Over DraHs (If any)-------------

533 ~2 and Acceptances----------------

Other Resources------------------ -------- ~eaerve For Interest and Taxes---

Transit Acc't------------------ 1,208 84 Other Liabilities----------------

21 42

Total-------------------------- $ 81,410 85 Total-------------------------- $ 81,410 85

208
.BDIIiaer 's Jteport

THll BANK OF LllllSIIIJI<G - LllESBUR.G, GA,

At close of business August 1, 1921.

w. President..O. A. Nesbit. Vice-Presidents-Dro.w.stahaa, J, w. Lyon~- Cashier..F C. '!harp
Directors-G A. Nesbit, Dr 0. Staham, J,.w. Lyon, T. C. Tharp,J. ~ Long

Date of Charter-1907.

Bogaa Ba.Slne..-

R!!SOlRCBS

LIABILITIES.

Tiae Loan----------------------Deaand Loan---------------------

$170,235 225

34
oo

Loaaa on ~eal Estate------------- 7,462 25

Capital Stock--------------------
~f!i:.:'i\!;;ri;::::::::::::::::

$

15,000 5,000 5,375

00 00 89

Banking Boa-------------------Other Real .Estate Owned---------Furniture and Fixtures----------Stocks and Banda other Thaa
11nYi~.i s~a~!:t~f st;~g!;-o;:---
DnBe olnrd~sA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

2,471 27 2, 700 00 3,270 00
6,874 45

Due Un~id Dividends------------Due to Banks in This State------Due to Banks in other States----Call Money----------------------Deposits Subject to Check-------D.aand ~ertilicates of Deposit -Cashier a Checks----------------Certified Checks-----------------

3,000 00 7,500 00 41,000 00 21,788 66 3,925 75
200 70

Currency------------------------Due Fro. Other Baaka------------Checka for Clearing Bouse--------

5,568 28 Savings Defosits----------------280 00 Tiae Certi icates of Deposit----155 09 Trust Funds on D~osit----------

21,876 37 47,271 57

Cash !teas (Irregularl----------- 1,029 16 Certificates of trepoait Repre-

Advances on Cotton---------------

aentiag Borrowed Money---------

Casto.er'a Liability on Letters
Ad:!n~~:d!! ~ge~c~:t!:dit:;;::::

Billa Payable--------------------
~ediacoants----------------------

30,000 00 '1,993 50

Liability on Letters of Credit

Over Drafts (If aayl------------other ~eaoarces------------------

101 60 and Acceptances---------------3,560 00 Reserve For Interest aad Taxes---

other Liabilities----------------

Total-------------------------- $203,932 44 Total-------------------------- $203,932 44

BANK OF LENOX - LENOX, 0 A,

At elos e of business July 18,1921,

President-Jos. D. Robinson.

Vice-President-M. J. L. Griner Cashier-C. &. Sears

Directors-Jos. D Robinson, .M.J.L. Griner, J, W. Gray, C. A. Sears

Date of Charter-

Began Business-

RESOIRCES

LIABILITIES

li.. Loans----------------------- $111,635 65 Deaand Loans--------------------Loans on Real Estate-------------

Capital Stock-------------------Surplus Fand--------------------Undvided Profits----------------

$ 30.000 4,000 7,670

00
00 88

Baaking Bous-----"-------------- 1,000 00 Due Unpaid Dividends-------------

other ~eal Estate OWD6d----------

Due to Banks in This State-------

Furnitare and Fixtures----------- 1,000 00 Due to Banks ia Other States-----

Stocks a.nd Bonds other Than U,S,or State of Georgia--------
United States and State of Oa.

Call .MoneY----------------------Deposits Sabl'ect to Check-------DeiBand Certi icatu of Deposit --

38,076 00 1,329 96

DuBe

ofrnodas

-A-p-p-r-o-v-e-d-

---------
~eserve

-A-g--e-n-t-s--

22,106 so

Cashier's Checks----------------Certified Checks-----------------

355 75

C1U'rency------------------------Due froa other Banks-------------

3, 762 37 Savings Drosits----------------Tlae Certi icates of Deposit-----

33,150 03

Checks for Cleariag Bouse--------

78 12 Trust Funds on Deposit-----------

Cash Iteas (Irregularl-----------

Certificates of Deposit ~epre-

Advances en Cotton--------------CnatOIIer's Liability on Letters
ef Credit and Acceptances------

sentiag Borrowed .Money--------Bills Payable-------------------- 25,000 00
~ediscoants----------------------

Advances on other CGaaodities----

Liability on Letters of Credit,

Over Drafts (If aayl-------------

and Acceptances----------------

other Resources-----------------

Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $139,582 64 Total-------------------------- $139,582 64

209

Exaair'a Rapert, THE BANK OF LESLIE, Ll!SI.IE, GA.

At close of business July 16, 1921.

Presldent-E.L. Wilso1~ Vice..Presidenl-ll.B. Wallace.

Cashle.-W,T. Anderson,

Directors-E.L, R.J.Sims,

Wilson;

E.B.

Wallace,

W.T.

Anderson,

J.I.

Kaylor,

G.T.

hs:h\

F.A.

Wilson,

Date of Charter- Feb- 4,1905.

Began Businesa-Feb, 1905.

IIESOIRCES

LIABILITIES.

Ti L De. .nd

oan-----------------------$ Loan--------------------

1

4

3 2

,1904469

27 81

Loans on Real Eatat------------- ----------

BOathnekrinRg eHaloEussta-t-e--O--w--n-e--d-------------------

4,171 36 1,800 00

Fnrnitnre and Fixtnras----------- 3,946 80 Stocks and Bonds Other Than

u.s. or State of Qaor;ia------- 1,000 00 United statu and state of Oa.

Bonds.......................................... ----------

Dne fr.. Approved Reserve Agents. 14,100 20

CDuuerrFeranacyO-t-h--r--B--a-n-k--a-..-.-..-..-.-..-..-.-..-..-.-..-. --6--,0-4-6--3-9-

Checks ior Clearig Hous-------- ----------

Cash Iteas (Irregular)----------- ----------

Advances on Cotton.............................. ----------

Cnst..er'a Liability ou Letters

Ad!!.~::d!! ~:e~c~:!::ii:;;:::: ::::::::::

Over Drafts (If aay) ......................... ---------

-N:her fcsources.................................. --------
M~f:~ n;.6i:~:~=~~::::::::::::: 3f~S ~

Capital Stock--------------------
t:if!i:.:"i:;iii;::::::::::::::::
Due Un~id Divideuds------------Due to Bauks iu This State------Due to Bauks iu Other States----Call MoneY----------------------Depesita Subject to Check-------Doriland ~ertilicates of DpedtM.-Cashier a Checks----------------Certified Checka----------------SaviD Derosits----------------Tl Certi icates of Deposit----Trust Fuuda ou D-'l'oslt----------Cartificates of Iraposit Repra-
aeutiag Borrowed Aouey--------Bills Payabl--------------------
Radiacouuts-----------------~----
Liability ou Letters of Credit aud Acceptauces----------------
Reserve For Iutereat aad Taxes--other Liabilities----------------

24 ()()() 00 60:398 80 9,686 23
----- 25,500 00

Total--------------------------$180,699 38 Total--------------------------$180 699 38

BANK OF LEXINGTON, LEX Illi TON 1 GA. At close of business Aug. 9, 1921.

2,., President.t,E. Watkins.

Diroctorst.E, Watkiua,

Patto~ R.F, B~ooks Date of ~..narter..Feb.

1

Vice Presideot-c.R. Crawford. C.R. Crawford ll.S. lfeaver, A.L. S.L. Maxwell.'

ClCarakah, ieFr.cW. .ARe. eCd,hiJl

ds, .A.

i896.

Began Busines,..Feb 24 1896.

Moore,

W.T.

Rf;SOinCES

LIABILITIES

Tlae LOan-----------------------$108,919 25

Deaand Loans--------------------- ---------Loans oa Real Estate........................ ----------

Baukiug Bouse-------------------other Real Estate OWned---------Furuiture a~ Fixtures----------Stocks a.nd Bo~a Other ThllD

3,589 47 4, 123 32
949 61

U,S,or State of Oaorgia------- 3,70o 00 Uuitad States aad State of Oa.
DuBeonfdr.-.-A--p-p-r-o~v-ed--R--e-s-e-rv--e-A--g-e-u-t-s-- --9-,-0-9-3--6-7

Curreucr------------------------- 1,486 16

Due froa other Banks------------Checks for Cleariag Bouse-------Cash It (lrregular)----------Advaucea en Cotton---------------

----1-5 -7-8 158 81
9,041 73

Cust..er's Liability ou Letters

of Credit and Acceptaaces------ ----------

Prefit aadLer-~-------~----OOvthererDRreasfotusrc(tI~s-aCuAyslh--S-h--o-r-t-----------Dept,Guar.YuDd------------------Hul.Fire Ins.Fund---------------

~3,030449 9761

3

'1

~

f5 8

120

76 55 00

Rev,Staaps----------------------

29 12

lat. Account--------------------

21 00

Suspense------------------------- 775 86

Total--------------------------$150,942 76

Capital Stock-------------------- $25,000 00
~:df!i:.:uu~;iii;:::::::::::::::: ~~~

Due Unpaid Dividends------------- 174 00 Due to Banks in This Stab------- - - - - - Due to BaBka iu Other States----- ------Call MoueY----------------------- 47 500 00 Deposits Subl'ect to Check-------- 20;959 24 Deiaud Carti icatas of Deposit--- --------Cashier's Checks----------------- 862 14 Certified Check----------------- ---------Savings Deposits.---------------- ---------Tt.e Certilicatef of Deposit----- 22,156 48 Trust Fuuds ou Deposit----------- 1,252 82 Certificates of Deposit Rpr-
aentiag Borropd Alouey--------- --------Bills Payable-------------------- 20,500 00 RLeiadbiislciotyuuotns-L-e--tt-e-r-s--o--f--C-r-e-d--it---- - - - -

and Acceptauces---------------- ---------Reserve For Iutereat and Taxes--- 2,500 00

other Liabilities----------------

38 08

Total-------------------------~150,942 76

210

Exaaiaiar 'a Report. OOLETH~PE COIIITY BAliK - LEXIN<rrlll, CjA.

At Close of Business Septeaber 6,1921.

Preaideftt-Jeel Clou~ Directors-Joel Cloud[

Vice-Prasidant-O.A.Barron.b O.A.Barran, W.K.Honrd, LBantan,

Cashier-W .K.H S,C.Faust,

o

n

r

d

0

E.C .l(aX'tt"al , ~.F.Brooks, C,W,Honrd, W.H.~aynolds,

Date of Chartan llay 1, 1905,

Bagan Biasinass-August,l905.

RBSOIRCES

LIABILITIES.

Ti Loan----------------------- $224,188 08 Capital Stock-------------------- $ 25,000 00

Deaaftd Loaft&--------------------- 3,642 69 Surplus Fuad--------------------- 25,000 00

Loans Oft ~aal Estate------------- ---------- Uncbvided Profits---------------- 4,354 19

Baftki"' Bous-------------------- 4,000 00 Que Um~id Dividends------------

45 80

other Real Estate O!mad---------- ---------- Due to Banks in This Stat------- -------

Furftitare aftd Fi:riares----------- 1,000 00 Due to Banks in other Statu----- ---------

Shcks and Boftds other Than

Call Money----------------------- 4,500 00

U,S, or State of Oeorgia------- 2,175 00 Deposits Subject to Check-------- 7~586 13

._ited States and State of Oa.

D.-and ~ertilicates of Deposit -- ----------

BondS--------- 7 000 00 Cashier a Checks-----------------

59 10

Due fr~ Approved Reserve Agents. 12:291 20 Certified Checks-----.----------~-

8 70

Currency------------------------Du& Fr.. other Banks------------Checks for Clearing Bouse--------

gg 2,228 91
2,~

TSiaaveinCgso rDt ie fi coastiet ss - o- -f - D- -e- -p-o-s-i-t---------Trust Fuftds oft D_eposit-----------

--3-5-,4-1-7---069,152 64

Cash Itaas (Irregolar)-----------

773 52 Corti ficates of D"aposit Repre-

ACduvsatlnlclelesr'~snLCiaobtitlointy--o-n---L-e-t-t-e-r-s---

---------- senting Borrowed Money--------Bills Payable--------------------

---------38,500 00

aatl------------- Ad;~n~~:d!! ~:e~c~:C::im;;:::: --~!~~-~ RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it---- 46,806 52

Over Drafts (If

2,729 14 and Acceptances---------------- 6,158 88

other Resources------------------

----------

Reserve For Interest and Taxes--other Liabilitiea,Cash Over------

---------70-

Total-------------------------- $268,589 72 Total-------------------------- $268,589 72

BAliK OF LIIBlJlil - LIIBtei, OA,

At Close of Business Septeaber 2,1921.

Preddoat...W .H.Tool-. Dlrochrs..W .H ,Toole,
L,H,Carter, Data of Charter

Vice PreaidantrL,O.Oarner, W.Jl,Hobanbacko Cashier...O.W .Nash.

LW,O.c,O.Haornrteorn; ,

W..I,Holsanbeck, O.W .Jacksoa,

J

.sW.S.hFe,Ottalarnweor,rth.Oay

Garner,

Bagan Basinaas

~SOIRCES

LIABILITIES

Tlaa Loans----------------------- $110,970 31 Capital Stock Pai4 in------------ $ 25,000 00

&n4s-------------- ---------- D Lea-nsdSLecoulrleldlsl-l-y--R-e-a-l--E-a--t-a-h----------~-

-------------------

Aaoant Reserved for branches-----

----------

Udtad States

ether Stocks and Bonds----------- --------

llaking Boas-------------------Furaitare and Fi:riares-----------

1,543 40 2,551 80

s;;pi;;-i;;d:::::::::::::::::::::

other Real Estate Ollned---------Due fr.. Banks ia Thls Stat----.,_ ft! Banks-in Other Stahs---

----------

litd1vided Profih---------------Divldeftds U.paid---------------Dae to Banks in This State-------

Carroncy-------------------------

Due to Banks ift Other State----

44\'aac's on Cetton--------------.&AlYUces Oft Other C-aditles----

----------

~:~:v1d!:\-ii;p;;it;-S~bj;~t-to--"'

. CCohtaheacetkorsaCafrhosorcLkCsialaebnaidrliintygasBhoonaIsute~t-mt-se--r--s------~-

------------------

DeCaahnde cCke-r-t-i-f-i-c-a-t-e- -o- -f -D- -e- -p-o-s-i-h- -----Tiae Certificates of Deposit-----

abOYL------------------------ ---------- OoatvfheerCrdrrAeadfstisstetas(nidfooAatnc:icrnelc-pl-ut-ad-ae-cd-a-sI--a------th----e"~'

--------1,185 25

SaYings Deposits----------------Trust Fanda on Deposit-cashier'
Checks-------------------------

Certified Cbecl<s-----------------

4,724 70 53,703 52

NBoltleha aPaaayBabillla--~-e---d-i-s--c-o-a-n-t-a-d-------- 31,003 95

Certificatas of Deposit for

Borrowed Jlloney----------------Llabillty an Letters of Credit;

and Acceptaacas---------------Raaerva for Interest and Taxes---

Other Liabi titles Not Inc laded

in th Above-------------------

Total----------------~--------- $119,725 74 Total-------------------------- $119,725 74

211

E:uaiaer1a Report. LILLY BANKING CO. - LILLY, OA..

At Close of Business Ju11 6, 1921.

Presidont-J.A,LilfJ

Vice-President-w.T.Ricks.

Directors~.s.M. 117, Joe Morgan, W.B.F.Lillr,

Date of Charter..July 29, l~ig:Taasley.

Cashier-Joe Morgan, W.A.Ingraa, W.C.Ingraa,
Bagan Business-August 1, 1919.

RI!SOIRCES

LIABILITIES.

Tiae Loans----------------------De..nd Loans---------------------

$

31,612 264

75 60

Loans on Real Estate-------------

Banking House-------------------- 1,823 00

Capital Stock-------------------- $ 15,000 00

sarflas Fwul--------------------- ------

Und vidad Profits---------------Due Umpaid Dividends-------------

--1-~08-8--66

Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds other Than
u.s. or State of Georgia------United States and State of Oa.

Due to Banks in This Stat------- -------2,140 50 Due to Banks in other States----- ----------
~D:!e!s~~t:Cee~r;tbijf;ic~ta-tet;s-Cobf;~Dke:p:o:s:i:t::-:- -~-~--!-~--~-

Bonds-------------------------Due fro. Approved Reserve Agents-

Currencr------------------------Dna Fr.. Other Banks-------------

Checks for Cloarinf House--------

Cash lteas (lrregu ar) ---.-------ACduvsatnocaeesr'sonLCiaobttiolintr--o-n---L-a-t-t-a-r-s---

of Credit Advances on

and oth

eArccce.p.t.ao~dcietsie-a----

Cashier's Checks-----------------

89 99

Certified Checks----------------- ----------
if!!~:r~ifr:!!:;-;in;p;;ii::::: --;-t69-36

23 00

TCraurstti

fFi cuaadt as sonof

D~posit-----------
Jfapoait Repre-

---~-----

senting Borrowe4 Honey--------- ----------

Bills Playable-------------------- 10,000 00

RLieadbiislcitoyunonts-L-a-t-t-e-r-s--o--f--C-r-e-d--it---- - - - - - -

oOtvheer r DRroasfotusrc(eIsI--a-n-r-) --------~----------------

198 and Acceptances---------------- -------Reserve For Interest and Tax--- ----------

Cash Short-----------------------

ll9 95 other Liabilities---------------- ----------

Total----------------~--------- $ 42,037 04 Total-------------------------- $ 42 037 04

IWIK UF LINCOUITlll - LINCIJ..NTlll, OA.

At Clasa of Business A~t 24, 1921.

President-BanJ F.ortson

Vice-Prasident-A.W.Burch,

Cashier-B.R.Coltart

Directors-Baa , Fertson, A.W. Burch, B.R. Colley, ~ .llerear Iiepa, J .11. Ivay,



J.A.Hardyf A.B.Sias, J,n,Datso-. B.H.Danaway.

Date of Charter--Apr 1 22, 1905.

Bagan BuainouApril 3, 190&.

R}:SOIRCES

LIABILITIES

Tiae Loans----------------------- $130,812 92 Capital Stock-------------------- $ 25,000 00

Deannd Loans---------------------

Surplus Fund--------------------- &,000 00

Loans on Real Estate-------------

Undivided Profits---------------- 1,542 70

Banking Hous--------------------

Due Unpaid Dividends-------------

16 00

other Renl Estate OWRed----------

Due to Bunks in This Stat------- - - - - -

Furniture and Fixture&----------Stocks a.nd Bonds other Than
U.S.or State of Oaorgi&--------

Dna to Banks ia other States----- - - - - - -
~!~!s~t:e~;bj;;tt;Cb;;k:::::::: -ai;63i-o4

~aited States and State of Oa.

Deiand Carti icatas of Deposit -- --------

DuBa olrnoda-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A--g-e-n-t-s-.

42 18 Cashier's Checks----------------- 2,055 28 12,898 02 Certif led Checks----------------- - -

Currencr------------------------Due froa other Bonks------------Checks for ~laaring Hous-------Cash Ita.. (Irregularl-----------

1;~~:: 364 60 67 39

TSaiaveinCgsarDtiriocastietss--o-f--D--e-p-o-s-i-t---------Trust Funds on Deposit----------Certificates of Diposlt Repre-

-3--14-:o-0-0ss7--7-194-

Advances ea Cotton--------------Custoaer's Liability oa Letters

13 00 senting Borro""d Money--------- - - - - - Bills Playable-------------------- 37,000 00

of Credit Advaaces on

aontdheAr ccc.e.p.toadnictais----------

RLeiadbiislciotyunotns-L-e--tt-e-r-s---o-f--C-r-e-d--it---- 121 708 e4

OVer Drafts (II anyl-------------

221 48 and Acceptances---------------- - -

other Resources------------------

182 75 Reserve For Iaterest and Taxaa--- -------

Cash Short------------------------

43 12 Other Liabilities---------------- - - - - - -

Total-------------------------- $150,016 49 Total--------------------------$150,016 49

212

SE<'l'NR 4NNITAI. PIHlni>T

Examiner 1 s ~eport,

FAIM!~ STArn BANK, LINCOLNTON, GA.

At Close of B1111 iness August 24, 1921,

Presidont-Jas. U. Boykin. Vice-Presidents-Dr, If, B. Crawford, T. J. Leverett, Cashier- U. B. Diroctors-Jas, D. Boykia, Dr lf,B, Crawford, T.J. Leverett, B.S. Florence, E.N. Gunby, lf.A.
Drinkard, lJ,I4. Saalley, L, H. !lard,

Date of Charter-

Bogan Business-

Ti.. LoanJ---------------------------$172, 447 53.

Demand Loans

L on

o~aeanlS

------------------------Estate-----------------

-------------------

Banking Boas------------------------ 2,199 05

Other Real Estate OWned.------------- 1,070 00

Farnitare and Fixtures--------------- 1, 766 00

Stocks and Bonds Other Than U,S, or

Un~!:~s i!t~:o~~stri;-;ia;:s;~;i;-

Dae fro. Approved ~eset'Te Agents-----

Carrency-----------------~-----------

-----78"79 DCaheecfkrsof.

oOr

ther Ban ~learing

kBso-a-s-e-_-_--_-_-_-_-_-_-_-_-_-

-_

.O:.sh ltes Irregalarl---------------

328 12

MTance on otto1L------------------- 2,069 15

Cast001er's Liability on Letters of

---------- Credit and Acceptances------------ ----------
AdYances on Other C-odities

CWerdrafts (if an:rl------------------

346 64

OCathsherS~heosrot.a._r_c_a_s__C_. _I_. __(_R_e-g--a-la--rl--------------

217 65 8 22

LIABILITIES

Capital Stock..----------------:1> 25,000 00

Surflus Fund------------------ 15,000 00

Und1Yided ProfitS------------- 7,006 91

Due Unpaid DiYidends----------

48 00

Due Due

to to

Banks Banks

in in

OTth~iosrS

tat---States.

-------------------

~!~!s~t!~;bj;~tt;cb;~k::::: 44:889_oo_

Demand Certilicates of Deposit ----------

Cashier' Checks--------------

123 70

Certified Checks-------------- ----------

~~!!~!r~m!!!:~-;fD;p;;it;: 55;892-52-

Trust Funds on Dep,osit-------Certificates of Deposit ~pre-
senting Borrowed Money----Bills Payable----------------
~a-discounts------------------
Liability on Letters of Credit

3,350 11
-5-5-,000---00-
9,939 31

~esaenrd.-Ae

cceptances------------for Interest and Taxes

-------------------

Other Liabilities------------- ----------

_T_et_a_l_--_-_-_--_-_-_-_--_-_-_-_--_-_-_--_-_-_-_--_-_-_-_- _:_$2_1_6::..2_4_9_55_L.T_o_t_a_l---------- ------------- _ $216,249 55

LITHONIA BANKING CO,, LITHONIA, GA.

At Close of Business September 7,1921,

Prosident-J,K, DaYidson. Vice-Preaiden~u. Tribble, c..L1'acker,

Cashier- J,E. Linehan.

Diractors-J, K, DaYidson, ,J. E. Linehdl., C. J. Tucker, ~H. Tribble, A. If. llowarcf, U. D, Wesley, G,'S

Date of Charter-

lobns~P.K, Phillips, J.H. Patterson,

Began Business-

Ti Loans--------------------------$120,600 94.

D Lo-annsdSLecouarend-b-y--~-o-a-l-

----------------EstatO..--------

----------

Unlted States BOnd&------------------

BOatnbkeirnSg t oHcokuseand__B__o_n__d_s_-_-_-_-_-_- _- -_-_-_-_-_-_-_-

Furniture and Fixtures---------------
DOatehefrr.R.eaBl aEnksstaitne no.tn.fS--ta--t-"------------------ ---4-,0-8--3--8-3

Dae fro. Banks in .Other State-------

714 81

Currency---------------------------- 4, 015 08

AdTances on Cotto1L------------------

84 02

Advances on Other c-odities-------- ----------

.COhtehcekr sCfheucksc laenadr

i

nCgashHoua.o.e.-_-_-_-_--_-_-_-_-_-_-



267



63

c.st-rs t.iability on ~otters of

Credit and Acceptances----------- ----------

CWor other

drafts-( A.sots

if a Mot

ny)----Included

-~-O-Y--"-------------

------~-------------

Total------------------------------ $ 142,398 99

L lABILITIES Capital Stock Paid in...---------$ 25,000 00 Amount ~eser.-od for B.ranch--- ---------

Surflua Fund-------------------
UndlYided Profits-------------Dividends Unpaid--------------Due to Banks jnThis State.---Due to Banks in Other States---
~:~:v~~~:~-ii;p;;:n;s;bj;~t-t-;,-

r.,ooo oo
8,415 47 -------------------------
---------

cneck..---------------------- 43,157 59 Demand Certificat of Deposit... --------rime Certificates of Deposit-.. 39,247 43

Savings Deposits--------------- ---------
~~~h!e~V~~h::k~~~~~~~::::::::: ---5ii-~~

Certified Checks---------------
~!!!: ::~a~:~;-~;~i;~;~t;4::
Certificates of Deposit for Borrowed Money--------------
Liability on Letters of Credit

15 00
=~:~=-~
---------

and Acceptances------------- --------Reserve for Interest and,Tax9s-- --------Other Liabilities Not Included in
the Abo------~------------ ---------

--
Total-------------------------- $142,398 9

SECOIIJ ANNUU. REI'IIn'

213

Exuiaer' Report. POOPU.'S BANK, LITHONIA, GA.

At close of business Aag.%9., 1921.

President- A.J .Almond. Vice-PresidentSolf.A.Watson ,M.C.l!oore. Cashie.-I.M. Starr.

Directors-A.J .Almond lf .R. Wats> nf li.C. Moore., I.M. Starr, D.B.Bond, J .s .Chubb, A.G.Wilson

L.T. Y. Nash, ll.l!. Kogors, C.J. ucker, C.A. Ranldn.

'

Data of Charter -

Began Business-

RJI;SOlRCES

LIABILITIES.

Tiae Loan&----------------------Oeaand Loan--------------------Loans on Real Eatat-----~-------

$73,047 78 700000' 16:000 ()()

Capital Stock--------------------
:.df!~M~;iii;::::::::::::::::

Bankinl Bouse-------------------- 7,500 00 Due Un~id Dividends-------------

Other Real Estate OWned----------

One to Banks in Tbia Stah-------

Furniture and Fixtures----------- 2,10000 Due to Banks in other States-----

Stocks and Bonds other Than

Call Money-----------------------

u.s. or state of Georgia-------

Deposita Subject to Check--------

United Statu and State of Oa.

Deiiand ~art ilicatu of Depodt --

BondS-------------------------- 5,507 33 Cashier a Checks-----------------

Due fr~ Approved Reserve Agents.

Certified Checks-----------------

Currency------------------------- 5,261 95 Savimgs oerosits-----------------

One Froa Other Banks------------Checks for Clearing Bous--------

13,m ~~

Tiae Corti icates of Deposit----Trust Funds on D_eposit-----------

Cash Itaas (Irragular)-----------

2 60 Cartificates of Irepoait Repre-

Advances on Cotton---------------

senting Borrewad Money---------

CuatOBer'a Liability on Letters

Bills Payable--------------------

of Credit and Acceptances------

Rediscounts----------------------

any)------------- Advances on other c-odi ties
OVer Drafts (If othar Resources------------------

Liabi llty on Letters of Credit 116 63 and Acceptances---------------1,115 92 Reserve For Interest and Taxes---

other Liabilities----------------

Cash Loag.-----------------------

35,992~
194 73
34,659 21

Total-------------------------- $130,863 93 Total-------------------------- $130,863 93

BANK OF LOCUST <ROVE, LOCUST GROVE, GA.

At close of business July 26,1921.

P~D~ri:er;seic~dt~eolnrs~t--~cch..o;o;.. !WWiillKlliiilamllmblses1. 1A' .GE..VIA.icmeDerePeswr, erAsyi..dlle. nPt-riAcBe.G,eg. FaAn. laBse.uessE.itnheeCsrriadsgheio, .-WC.A.B. .SP.&itehx,loWe, .J.Saith,

RESOIRCES

Ti.. ~ODDS-----------------------$104,135 07 Daaand Loans--------------------- 1,650 00 Loans on Real Estate------------- ----------

Banking Boas-----"-------------- 4,819 23 other Real Estate Owned---------- ---------Furniture alld Fbtur----------- 1, 944 6 Stocks lUid Bonds other Than

U.S,or State of Georgia-------Uaited States and State of Oa.

675 00

DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-. --------------------

Currency------------------------Due frGD other Banks------------Checks for Clearing Hou-------Caah Itaas (Irregular)-----------

gs 2,141 24
1,75850 0 169 94

Advances en Cotton--------------- 1,288 14 Custoaer'a Liability Oil Letters

of Credit and Acceptaacu------ ------Advances Oil other C-editi...... ----------
OVer Drafts (If Dllf)------------- ----------
other Resources------------------ ------

LIABILITIES

-------- Capital Stock--------------------
ij:~f!~:.~un~;iii;::::::::::::::::

$25,000 00 5 000 00 17:692 30

Dna Unpaid Dividends-------------

Due to Banks in This State-------

Due to Banks ia other Statu-----

------ Call IonY-----------------------
Depoaits Sub,'ect to Chock--------

25,533 39

Deiand Corti icates of Deposit !

Cashier's Checks-----------------

313 (Q

Certified Chocks-----------------

Savlngs Drosit----------------Tia Corti icates of Deposit-----

Trust Funds on Deposit-----------

Certificates of Deposit ~epre-

sentlag Borrowed Money---------
- - - - - - Bills Payable~------------------ 30,000 00
Rediscounts---------------------Liability Oil Letters of Credit

and Acceptallces----------~---- Reserve For llltorest and Taxes---

other Liabilities----------------

Total--------------------------$118,658 33 Total--------------------------'118,658 33

214

Examiner's ~aport. CITIZENS BANK, LOCUST GROVE, GA.

At close of business July 23,1921.

P~esident- J.L.Gardnet Vice-President-W.I. Parr,

Cashier-A.J. Thomason, Jr

Directors-J .L,Gardner, If. I, Parr, J .A.Coobs, A,G, COI!tbl', G,O,C011bs, R.H.BrolfD,T ,J .Williams,

G.B.Childs, L.O, Benton

Date of Charter;sept. 5, 1910,

Began Business-5ept.1 1910.

I!ESOtRCES

LIABILITIES.

T\ae Loan&----------------------- $103,492 68 Capital Stock--------------------

oe..nd Loan--------------------Loans on ~eal Estate------------BankiD& Boase--------------------

1,239 22 ----------
2,700 00

~.:if!~:e:~;iii;::::::::::::::::
Daa Ua~id Dividends-------------

Other Real Estate Owned---------- ---------- Due to Banks in This State-------

Farnitare and Fixtures----------- 1,525 00 Daa to Banks in other States-----

------- Stocks and Banda Other Thaa

Call MoneY-----------------------

Uauit.asd. SortaStetasteandofSOtaetoergofiaO--a-.----

-----

Deposits Subject to Chack-----~- Deaand tertilicates of Dopositi--

DaoBofrnOSdI-A-p-p-r-o-v-e-d--R-e-s-o-r-T-&---A-g--e-n-t-s-.

----------

Cashier a Checks----------------Certified Checks-----------------

32,395 51 68 30

CCDhaUeecIkF'lar'o.afnocOrytC-h-ol-er-a-Br-i-na-ga--k-Ba-o----a--s--e--------------------------

--------

Savings Dyosits----------------Ti Corti icates of Deposit----Traat Funds on Deposit-----------

Cash It... (Irregular)-----------

892 42 Certificates of Iropoait Repre-

Advances on Cotton--------------- -------- senting Borrowed Money---------

Cust..or'a Liability on Letters

Bills Pa~hle--------------------

aay)------------- of Credit and Acceptances------
Advances on Other C~oditles---

--------

RLieadbiialcitoyaaont-L-e--tt-e-r-s--o--f--C-r-e--d-i-t-, --

Onr Drafts (If other Reaoarce-----------------Cssh Short-----------------------

6,119 75 and Acceptances----------------

3,l~A ~

Reserve For Interest and Taxes--Other Liabilities----------------

3,077 82

Total-------------------------- $125,012 12 Total--------------------------$125,012 12

FARJlERS AND MERCIIANfS BANK, LOOAMni,IZ 0 GA. At close of business July 16, 1921.

Presideat-L.O. Boldon Vic~reaide~ts-o. Y.Hodgu,w.s. Carter. Cs~hier-lf ,S,,)lcKibben,

Directors..Q,lf.Blanohett, G.lf,Danharl. C,S, Floyd, JJI, Oar.,.ey, C,J,Klgore, ILB.Tnck, lf,B,Braswll,

L.O. Benton, D.Y. Hod~~~. W.S. ~rter.



Date of Chartes-April 4 "'-"

Began Business-

R:ESOtRCES

LIABILITIES

Tiae Loana----------------------D-.and Loans--------------------Loans on Real Eatato------------Botahnekr i1oBatoEusstea-t-e--O--n--e-d--------------------Farnitare and Fixtures----------Stocks IUid Bonds Other Thaa
u.s.or State of Ooorci-------Oaitod States and State of Oa. DaBo ofrnomd-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.
CIU'I'ency--------------------~----
Du from other Banks------------Chocks for Clearinc Bouse-------Cash lieu (I,.rogalar)----------eA<uht'u-cora' a LCi aobtitloit y- - -O-n- -L-e- -t t-e-r-s- - -
of Credit and Acceptuces------
aay)------------- AAvancea oa other Commodities----
OVer' Dr&fts (If Other Rsoarces-----------------Carront Checks-------------------

44 15 57 76
724 78 46 75

Capital Stock-------------------- $25,000 00
~f!::e~an~;iii;:::::::::::::::: 10,~~

Dae Unpaid Dividends------------Due to Banks in This Stat------Dae to Banks in other States-----

Call MoneY---------------------

Deposits Sahject to Check-------Deiand Corti icatos of Deposit--

28,467 ~

--- Caahier's Checks--~-------------
Cortifiod Chocks----------------Savings Deposits----------------Tlae Certificates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

443 09 21,199 29

sentiag Borrowed Money--------Bills Payabl-------------------RLioadbiislcitoyaDontsL--e-t-t-e-r-s--o-f--C--r-e-d-i-t-$---

and Acceptances---------------Reserve For Interest and Taxes---
~~~nti~~JJ/1!~~::::::::::::::::_

130 17

Cash-----------------------------~

828

Total------------------------131,084 23 Total-------------------------- $131,084 23

215
Exaaiaer 'a Repert,

LOGANVILLE BANJUNG CO. - LOGANVILLE, GA,

At close of business .July.. 18, 1921.

President-A. M. Brool<a.

Vice..l'rosidont-J. R. Tuck. Cashier-W. T. Brooks.

Directors-A.M. Brooks, J.R. Tuck, IV. T. Brooks, J.T. Tuck, W.T.Tuck, J.P. Rocklllore.

Date of Charter-February 1, 1902.

Began Bitsiness-March 24,1902.

RESOlRCES

LIABILITIES.

Tiae Loan&----------------------- $110,798 56 Capital Stock---------------.-----

Deaand Loans--------------------Loaaa on Real Estate-------------

5,487 27 45,000 00

Surflus Fnnd--------------------Uad vided Profits----------------

25,000 00 25,00C 00 6, 756 83

Banking Bon-------------------- 1,400 ()() Due Unpaid Dividends------------- ----------

Othor Real Estate Olmd----------

Due to Banks in This State------- ----------

Fnrnitnro and Fixtures----------Stocks and Bonds Other Than
U.S. or State of Oeorgia------United Statu and State of Oa.
Bonds------------------- _______

Due to Banks in other States----- -------
,20s-i4 CDaelploHsitoanSeurb--je--c-t--to---C-h--e-c-k---------------- --3-5--
= : : = Dailand ~ertilicates of DaposiU--
43,450 ()() Cashier s Checks--~--------------

Duo fro. Approved P-aserve Agents-

Cartified Checks----------------- ----------

Currency------------------------Due Froa other Banks-------------

3,159 53 9,826 36

TSlaaveinCgsarntieriocsaittess--o-f--D--e-p-o-s-i-t----------

--------77,616 03

Checks for Clearing Bouse--------

127 35 Trust Funds on D.ePosit----------- --------

Cash Itaas (lrregularl-----------

334 58 Corti licates of Jfeposit Repre-

Advances on Cotton---------------

senting Borrowed Money--------- --------

Custoaer's Liability on Letters

Bills Payable-------------------- 50,000 00

of Credit and Acceptances------
anyl------------- Advances on other c-oditias----
OYer Drafts (If

RLiaadbiia1c1toyunonts-u-t-t-e--r-s--o--f--C-r-e-d--i-t!..I.-- -------and Acceptances---------------- -------

othar Resources------------------

Reserve For Interest and Taxes--- ----------

Current Chwrges------------------

8 37 other Liabilities---------------- ----------

Current Credits----------------

10 92

Custo... rs Liberty Bond Acct. ---- 10,000 00 Cash-----------------------------

3 to

Custoaed Liberty Bond Acct ------ 10,000 00

Total-------------------------- $229,592 02 Total-------------------------- $229,592 02

BANK OF LOUISVIlLE - LOUISVILlE, GA,

At close of business Septeaber 1,192~

Presidont-W. L. Phillips. Diroctors-W.L. Phillips, L. R.

Cashier-R S. Faraar,
w. s. Jlnrphy, W.A. Oat..,
15 1893.

Cap,i.taf Stock (Avera Branch)----- $15,000 00.

.Tiae Loans----------------------- $371,023 35 Captt:a Stocl<-------------------- 25,000 00

Daaand Loan--------------------- 21,592 58 Surplus Fund--------------------- 40,000 00

Loana on Real Estate------------Bauki1 Bouse-------------------other aal Estate Gwaed----------

-2-6,6-6~-

-
66

6,742 00

Undivided Profits---------------Due Unpaid Dividends------------Due to Banks in This State-------

5,831 4& 80 00
lS.PGO 00

Furniture and Fixtures----------- ---------- ~ue to Banks in Other Stat----- - - - - -

Stocks and Bonds other Than

Call Honer----------------------- 33,SSO 00

U.S,or State of Georgia-------- 3,900 00 Deposits Sub;act to Cheok-------- lll,TCI 31

United Statu and State of Oa.

Deiand Corti icat01 of Depositt-- 9,000 00

DuBo oInrad.s-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-Currency------------------------Due fro. other Banks-------------

13,950 00 Caabier'a Checks----------------- 412 05

l~~rs ~~

Certif lad Checka----------------- ------Savings Derosits----------------- 5,888 91

41 65 Tiae Corti icates of Deposit----- 61,924 67

Checks for Clearing ftous--------

308 51 Trust Fnnds on Deposit----------- -------

Cash lteas (lrregularl-----------

132 00 Certificates ol Deposit Repre-

Advancas en Cotton--------------- 5,069 31 senting Borrond .lloney--------- ------

Custoaer's Liability on utters

Bills Payable-------------------- 56,500 00

of Credit and Acceptancas------ ---------- Rediscounts---------------------- 109,176 42

anyl------------- Advanoes 011 other c-oditias---- --------- Liability on utters of Credits

OYer Drlllts (If

537 66 and Acceptances---------------- ------

other Resources------------------

543 08 Reserve For Interest and Tax..--- ------

Depositors Guaranty Fund--------- 3,376 40 other Liabiiiti---------------- 22942

Mutual Fire Fund-----------------

120 00

i{eserved for Avera tlranch Bk ---- 15,000 ()()

Total-------------------------- $489,285231 Total-------------------------- $489,285 23

21.6

SECO!Il ANNU\L REPUU

Exaaiaer 's Jtepert , BANK UF LOUISVILLE - AV~~. OA,

At close of business September 7,1921:

President-W. L. Phillips.

Vice-Presidents-

Cashier-C. E. !!athis

Directors-\\', L. Phillips,, T. g. Farmer, C. E. Mathis, 1(. S. Famer, J. 1(. Murphy, W. S .uurphy,

" A. Oakes, IJ. P. Ponder, J. w. Clark,

Date of Charter-

Began Business-

RESOW:ES

LIABILITIES.

TDieaaeandLoLaonans---------.-..-------------

$

27,099 '1,066

36 38

Leana on Real Estate-------------

Capital Stock $ 15,00t: 00 SUunrdplvuidsedFaFnrdo-f-i-ts------------------ 4,752 27

BOathnekrinRc eBaloEassta-t-e--O--w-n-e-d-----------

4, 735 00 Due Un~id Dividends------------Due to Banks in This State

Farnitare and Fixtures----------Stocks and Bonds other Than
U.S. or State of Georgia.. Ualtod Statu and State of Oa.

Due to Banks in other States----Call Money.---------------------Depesits Subject to Check-------Deaand Certificates of Deposits

14,446 00

DuBe ofrnOd.s-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

Cashier's Checks----------------5,997 73 Certified Checks-----------------

25 00

Currency------------------------Due Fr.. other Banks-------------

1,525 43

Savings Drosits----------------Tiae Certi icates of Deposit-----

17,214 99

Checks for Clearing Boas--------

Trust Faads on D~posit----------

Cash Iteaa (Irregular) . A~ances on Cotton.

500 Certificates of lfe~sit Representing Borrowed Money

Cust..er's Liability on Letters of Credit and Acceptances..
Advances on other Co..odities

Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits

4,000 00

Onr Drafts (If any) other Resources

9 36 ReasnedrvAe cFcoer pItnatnecreess-t--a-n-d--T--a-x-e-s----

Received by Parent Bank---------- 15,000 00 other Liabilities..

Total-------------------------- $ 55,438 26 Total-------------------------- $ 55,438 26

LOVEJOY BANKING CO. - LOVEJOY, OA,

At close of. business July 25, 1921

Pruident..S. D. Crawforcl.

Vice..President-J. il'. Fields. Cashier-G. P. Babb.

t!t:c!;r~~~t~;_crawford, 0. P. Babb, J. W. Fields, 1(. L.B~~~~"Il':;i~;s!.: .Moore

LIABILITIES

TU.. Leans----------------------- $ 78,154 72 Capital Stock-------------------- $ 15,000 00

DBL.ea.annaknsidnoenLeRaenals_-E_-_-s_-t_a-_-te_-_--_-_-_-_-_-_-_-_-_-_-_-_-

2,000 00 ~f!:de:nn~;(ii;::::::::::::::::

10,000 00 10,315 89

Bo~se

1,519 08 Duo Unpaid Dividends-------------

other RealEstate Owned----------

Duo to Banks in This State-------

Purnitare and Fixtures 2,115 57 Due to Banks in other States-----

Stocks and Bonds other Than

Call Koney-----------------~-----

U.S,or State of Oeorgia

Deposits Subl"ect to Check-------- 16,429 69

Uaited Statu and State of Oa.

Deiaad Certi icates of Deposit$--

Bonds-------------------------- 2;s50 oo Cashier's Chocks--------------~-

Dae fr.. Apprond Reserve Agents. 2,550 47 Certifiod Checks-----------------

------ C.rrency-------------------------
Dne fr.. other Banks------------Chocks for Cleariag Boase

1,256 ~ TSaiaveinCgserDtieficoastietss--c-f--D-e-p--o-s-it------ 25,058 36 5000 Trust Funds oa Deposit-----------

Cash Jteas (Irregular)

195 30 Certificates of Deposit Repre-

Alvances en Cotton

senting Borrowed Money

east...r's Liability oa Letters

Bills Payable-------------------- 15,000 00

ef Credit Advaacea 08

aontdheAr ccc.e.p.toadaicteiess------

RediscouDts---------------------Liability on Letters of Credit~

Orer Drafts (If any) 1,402 85 aad Acceptances----------------

other )tesoarcea

Reserve For Interest and Taxes---

Cash Short-----------------------

950 other Liabilities

Total-------------------------- $ 91,803 H Tetal-------------------------- $ 91,803 94

SBCONJ ANNU\L RE~

217

Exantiner 's Report.

BANK OF LOVETT LOVETT GA.

1

1

At close of business July 27, 1921.

Presidant-B.T. Kir-"ht.
Directors-B.T.IUght, lf. Date of Charter-

V ice-Prcsidcnt-~f
D. Sw!lDer, J .fl.B

.D r3

s.Swn.eElIlIlcr.rl.B.JC{ia~sThhii,e Begin Bus in~ s~

r-J .D. O.;'i.

Brasw Parker.

el

l

.

RESOIRCES

==r__

LIABILITIES.

Tiae LoanS-----------------------

Delllllnd Loan---------------------

Loans on Real Estate-------------

Banking Bouse--------------------

Other Real Estate Olmed----------

Furniture and Fixtures-----------

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

United States and State of Oa.

DuBe ofnroda-A--p-p-r-o-v-e-d--R--e-se-r-v-e--A--g-e-n-t-s--

Currency_-----------------------Due From Other.Banks------------Checks for Clearing Bous-------Cash Ites (Irregular)----------Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances------
any)------------- Advances on Other co...odities----
Over Drafts (If Other Resources------------------

I $40 560 58 !Capital Stock-------------------3 '398 25 Surplus Fund--------------------7'937 30 Unchvidod Prorih---------------1'502 88 Duo !Dpaid Dividends------------___!______ Duo to Banks in This Stat0-------
2,255 14 Due to Banks in Other States-----
825 oo 1~:!!.~;:e~~bj;~t-t;-ch;~t:::::::: Demand Certificates of Deposits--
---------- Cashier's Chocks----------------10.249 69 Certified Checks----------------1,755 t3 Savings Derits-----------------
---------- Tiao Corti icates of Deposit----313 29 Trust Funds on D_eposit----------3 00 Certificates of Irepasit ~epre-
-------- seating Borr-ed Money--------llilh Payable--------------------
---------- Rediscounts------------------------------- Liability on Letters of Credits ---------- and Acceptances------------------------- Reserve For Interest and Taxes---
other Liabilities----------------

13,619 06 ----~4-1--9-5
948 38 18,860 30
--1-6-,5-0-0--0-0

Total-------------------------- $ 68,800 26 Total-------------------------- $ 68,800 26

THE CTI"IZENS BANK, LUDOWICI, GECRGIA.

At close of business July 29, 1921.

Prosident-E.B. Rimes. Vice-President-H.P. Riaes.

Cashior-R.D. Easterlin"

Directors-E.B.Rimes, R.D.Easterling, W.A.Rimes, J .A.Smiley, H.P.lUmes, James !::.Chapman,

T.T. Rimes,

Date of Chater-August 25 1909.

Began Business-Nov. -~24_c_.__..::c19:_09.o:__:._ _ _ _ __

LIABILITIES

Time Loan----------------------- $108 936 57 Capital Stock--------------------' $25 000 00

Demand Loans--------------------- 2'019 45 Surplus Fund--------------------- 1'656 92

Loans on Real Estate-------------

'632 40 Undivided Profits----------------

' 59 29

Banl<ing Bous-------------------other Real Estate Owned---------Furniture and Fixtures----------Stacks IUld Bonds other Than
unrt~d0~t~::!a=: ~t=~~i:;o;~---

-

4 --

-1 5-

0 -

0 Ul ----

Due Unpaid Dividends------------Due to Banks in This Stat-------

1 520 '
1 040

29 00

ID~!u~e~sto~::Ba~n~kbsj;in~t-Ott;h-eCrh;S~tka:t:e:s:-:-:-:-:-

'

Demand Certificates of Deposits--

----------------------------
-24:292-io
----------

Bond-------------------------- ---------- Cashier's Checks-----------------

260 63

Due froa Approved Reserve Agents. ---------- Certified Checks----------------- ----------

Currency------------------------Duo froa other Banks------------Checl<s for CIoaring Hous-------Cash Iteas (Irregular)-----------

896 76 3,127 55
11 30

TSaiaveinCgsorDtiricsaittess--o-f--D--e-p-o-s-i-t---------Trust Funds on Deposit-----------

--4--3----1

3-5-3--4-7------

410 10 Certificates of Deposit Repre-

CAduvaatnocaeesr'aonLCiaobtitlointy---o-n--L-e--tt-e-r-s---

----------

senting Borrowed Money--------Bills Payable--------------------

---------28,500 00

of Credit Advances on

aontdheAr ccc.e.p.toadnicteise----------

-------------------

Rediscounts---------------------Liability on Letters of Credits

----------

Over Drafts (If anyl-------------

124 66 and Acceptances---------------- ----------

Other ~esources------------------ ---------- Reserve For Interest and Taxes---

90 57

Other Liabilities---------------- ----------

Unremitted Collection------------

6 10

Total-------------------------- $123 1219 08 Total--------------------------$123,219 08

218

Exaaiaar's ltapori , BANK OF LUI.A, LUI.A, OA,

At close of business July 25, 1921,

President-S .S. Cart or, Vice-Presidenb- t:.R, Siwnons, Cashier "''l.F ,lYhi tworth.

Directors-S .S ,Ca.-tor, C.R.Sil!llllons E,F ,Whitworth, Ro!lartin, Joel Coffee,

Date of Chart or -190.1,

'

Began Dus iness -1904,

RESOtRCES

LiABILITIES.

Tiae Loan-----------------------

LDooaunnadonLoRaenal-E--s-ta--te-------.-.-------

011ned---------- Banking Honse....
other Real Estate

Furniture and Fixtures-----------

Stouc.sk.s

and Bonds Other Than or State of Georgia-------

United States and State of Oa.

Bonds..

Due froa Approved Reserve Agents.

CDnuarrFerncyo-t-h-e-r--B-a-n-k-s--------------Chocks for Claarinf Honse.

Cash !teas (lrrege arl---------- Advances on Cotton--------------Castoaer's Liability on Letters
of Credit and Acceptances.
any)------------- Advance on other Coa.oditias
oOtVheer r DRreasfot surc(eUs
:r::itl~:. or..:;~~~~~-~~~~::::::::

TCraasnhs.:it~-A--c--c-o_u.n__t-_-_-_-------_-_-_-_-_-_-_-_-

~!~~~-~
3,324 01
4,500 00
-~~~~~~
2 471 66 12:11;3 11
---...~------
58 36

Capital Stock--------------------
~f~i:.~ui':;iii;::::::::::::::::
Due unpaid Dividends------------Dna to Banks in This State------Due to Banks in other States Call Maney... Deposita Subject to Cbeck-------Deiiuuaol Cartillcates of Deposits Cashier's Cbeck----------------Cartified Checks----------------Savings Dyoaits----------------Tiae Corti icates of Deposit-~-- Trust Funds on D.,posit----------Certificates of lfeposit Repre-
senting Borrowed Money Bills Payable
lLt ei adbi ialcl toyu nont s -L-e- -t-t -a-u- -o- -f - -C-r-e- -d-i-h- - and Acceptances----------------
Reserve For Interest and taxes other Liabilltiea.---------------

~~!~~-~?
22 71 127 35

Total---------------------- $124,386 88 Total $124,386 88

FARMmS & Ma:ICIIANI'S BANK, LUMBER CliY, OA,

At close of business July 21, 1921.

Prosidont-ll.W, Phillips. Vice Prosidont- E.T .Davis,

Cashio~ .H. Hale,

Directors-D.1Y.Phillips,E.T. Davis, J.H, Wilcox, C.C.Del.oach, A,T, Varnadoe, N,ll, Soars,

DatRe

.H 01

10 CH~J,.e o,....F. 114 t

Alclliichern,

Began Bus ina ss-

RESOtRCES

LIABIIJTIES

~--------------------.~~~~~~~~

iiae Loan----------------------Deaand Loan---------------------

$ -6~8~,!5~9~8-:4~9

BLootahanneldsrn~goenBaRloeEuaslsetEa.t-se-t-a-Ot-eK---n--u----d----------------------------

---------2,575 00

Capital Stock------------------$ 15,000 00 DSUuunordp1UlvuindspeadFiduPnDrodiVf-~l-t-de-s-n--d---s--------------------------------------- ------~-~--~--~Due to Banks in This State.

Furniture aad Fixtures........... 9,950 00 Due to Banks in Other States

Stocks and Bonds Other Than U,S,or State of Georgia--------
United States and State of Oa. Bonds--------------------------
Due froa Approved Reoerve Agents. Curreacy . - - - - - - - Dae froa other Banks------------Checks for Clearing lloase........ Cash It (Irregular)...........

------------------
12,906 58
--~!:~~
186 88 187 20

Call MoneY----------------------Deposits Snbl'ect to Cbeck-------Demand Carti icates of Doposit-Cashier's Checks----------~-----Certified Cbecks----------------Savings Defosits----------------Tiae Corti icates of Deposit Trust Funds on Deposit----------Certificates of Deposit Repre-

A4Tancea en Cotton--------------- ---------- sentlng Borrowed MonY---------

Cuatoaer's Liability on Letters

Bills Payable--------------------

of Credit and Acceptaaces------ ---------- ~ediscounts---------------------

Advnncea on other c-oditios.... -------- Liability on Letters of Credih

-?:ggggg OVer Drafts (If anyl-------------
~~roF8l:~if:;:::::::::::::::::

4 04 and Acceptances----------------
~i::~~i::~~f~t=~~~~-~~~-~~~~:::

~:ii:~: i~~;:~.:~~~~~~~-~~::::::: '745 47

Total--------------------------$134,228 71 Total--------------------------$134,228 71

SI!CONl A.NNIAL REP!1U

219

Exuiaer 's Report. FARMffiS STATE BANK, LI.IMPKIN, GA.

At close of business Sept.12,1921,

President-E.L. Carter. Vice-President-;J.G. Worthington.

Cashier-A.T. Fort Jr.

Directors-E.L,Carter, W.G .Worthington, A.T.Ford Jr., Jeptlaa Day, M.T. McDowell.'

Date of Charter-Oct., 1911.

llegan Buslness-Dec 1 1911.

R:ESOlRCES

LIABILITIES.

Tie Loan&----------------------'- $284,977 29 Capital Stock--------------------

Deaand Loans--------------------Loans 011 Real Estate-------------

-

8-1

152 21 ---

~f!~do:~;iii;::::::::::::::::

BOathnekrinRg eHaloEusstea-t-e--O--w--n--e-d-------------------

-- -- -- -- --

Due UD~id Dividends------------Due to Banks in This Stat-------

-------

Farllitare a11d Fixtures----------- 3,325 64 Due to Banks in other States----- - - - - - -

Stocks and Bonds other Thall

Call .MoneY----------------------- 46 000 00

u.s. Uoited

or state of states and

sOtaetoercoifaa--a-.---

-

DuBe onf rd.-.-A--p-p-ro--v~ed--R--e-s-e-rv-e--A--g-e-l-l-b--

Currellcy------------~------------

Duo Fr.. other Banks-------------

------
-2--~---m---~-
1:519 52

Deposita Subject to Check--------
~==r~:r~~e!k!~~~-~~-~~~~~~~~::
Certified Checks-----------------
Ti Savings Dyosits----------------Corti icates of Deposit-----

83:800 96
. ~:~ ~
--------
_lo5_o_:53_626_6_s5_o2_

Checks for Cteari11f Hous--------

213 36 Trust Funds on D~osit-----------

CAadsvhanIctes011 (CIroretgtouiia-r-)------------------------
Cuato.er's Liability on Letters

190 (f1 Cert if icatea of Jreposit Repre-

2,550 26

BialelsniPlaagJB1o!r.rbewle-d---.M---o-n--e-y------------------

-----52,750 .00

llll1l------------- AdovfanCcersedoint aontdheAr ccc.e.p.toadnictei.s.--_-_-_-_- -- -- -- -- -- LRieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f-C--r-e-d--i-t;--- 7,882 68

Onr Drafts (If

89 54 and Acceptances---------------- --------

othor Resource------------------ --------- Reserve For Iatereat and Taxes--- -------

Depositors Guar,Fnnd------------County Warrants------------------

3

1

193 526

65 94

other Liabilities---------------Cash Long------------------------

-----58 01

Reserve for Depreciation--------- 1,210 54

Checks Outstandlng--------------

74 00

Total-------------------------- $3281586 54 Total--------------------------$328 586 54

LUfllllRSVILIJl BANKING CO., LUfllllRSV ILLB GA.

At close of business A~. 29, 1921.

President-J.O,Norris. Vice President-Jas-W.Taylor. Cashier-M.C. Colley.

Directors-J.O,Norris, Jas.W.Taylor N.F.Culpepper, J.W.Willinghaa, E.C.Norris, lf.I.

DaUtpes0hafw\.". 'hCar.Cte'rN.!ll,

R.T.

Tr..,.ell:

G.L.Colley. Began

Business

~SOlRCES

LIABILITIES

Tt.e Loaas----------------------- 98,284 62

------ D..and Loans---------------------
Loaas on Real Estate------------Banking House--------------------

-~~!.~
1,100 oo

other Real Estate OWDed----------

Farniture and Fixtures-----------

850 00

Stocks and Bonds other Than

U,S,or State of Oeorgia--------

680 ~

UDited States aad State of Oa,

DuB ofraod.-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-a-t-s--

DCCuhaeercrkfersaofc.oyor-t-hC-el-er-u-rB-im-a-gn--kB-s-o----u--s--e-------------------------

52 40

Cash Ita.. (Irregular)-----------

Advaaces ea Cotto--------------Cust..er's Liability on Letters

of Credit aad Acceptaaces------

AdTaneea on Other Con.oditles----
OOvthererDRraefstos u(rIcfesa-n--y-l---------------------------

25 000 {)() 2s:ooo oo
- -4,-31-5-0-0
_l!~__m_~_
217 45
30,000 00

Total--------------------------$118,034 54

220

Euainor s Ropert. BANK OF LYmLY - LYERLY, GA.,

At Close of Business July 21, 1921.

President-J ,L.Pollocl<,

Vice President-B.F .Shltllblin,

CashieP.H,S..Carson,

Directors-J .L.Pollock, B.F ,Shlllllblin, Jno. S.Cleghom, F.A.Willillllls, J .A.Satith,

Date of Charter-September. 19, 1904.

JJet:an Businesr September, 1904.

Rli:SOIRCES

LIABILITIES.

'rl Time LoanS-----------------------
Demand Loans---------------------

$141,321 2,145

90
20

Loans on Real Estate------------~

Capital Stock-------------------- $ 15,000 00

Snrplus Fund--------------------Undvidod Prolih----------------

7,~~

-_-_-_-_-_-_-_-_ Banking Bouse--------------------
Other Real Estate Olmed---------Fnrniture and Fixtnres-----------

2,122 24 Due UD~id Dividends-------------

170 00

Due to Banks in This Stat------- ,_

2,471 61 Due to Banks in Other States

Stocks and Bonds Other Than
u.s. or State of Qeorgia-------

~~s~;:~;bj;~t-t;-c.:h;;k::::::::

10,000 00 42,206 22

Uoited States and State of Oa.
Bonds-------------------------Due froa Approved Reserve Agents. Currency------------------------Duo From other Banks------------Checks for Clearing House-------Cash Items (Irregular)-----------

750 00 g:~r~=r~~e!~:~~~-~~-~~~~~~~::
..:.~!~2~~~ 9 959 04 Certified Checl<s----------------Sevings Drosits-----------.._ ___ _ Time Corti icates of Depoait----144 70 Truat Funds on D~posit---------- 76 04 Cortificates of Ireposit Repre-

5,000 00 84 65
----3-3-4 -5-6-,-00-0--2-1

Advances on Cotton.-------------Custamer's Liability on Letters

--------- senting Borroed Money---------
Bills Payable-------------------- 20,500 00

of Credit and Acceptances-----Advances on other C._odities. Over Drafts (If any)-------~----other Rosources-----------------Dep. Guarantee Fund--------------

LRieadbbilcibtyunotns-L-e--tt-e-r-s--o--f--C-r-e-d--it---and Acceptances----------------
-------- Roserve For Interest and Taxes---
--------- other Liabilities----------------

8,906 91 718 94

Fire Ins. Fund-------------------

Total-------------------------- $166,669 38 Total-------------------------- $166,669 38

TilE TOo.IIBS COlNTY BANK- LYil'IS, OEOO.OIA.

At Close of Business September 12,1921.

President-W .A.llcNatt. Directors-W .A.AlcNatt, Date of Charter-

Vice President-R.L.Page,

Cashior-W.T.China,

W,T ,China, L.L.AlcOregor, O.W .Lankford, R.L.Page,

A.P.Thomas, Dan Od1111.

Bqgan Business -

RESOIRCES

LIABILITIES

Time Loans----------------------- $116,199 88 Capital Stock-------------------- $ 30,000 00

Demand Loans--------------------- 42,0117 33 Surflus Fund--------------------- 7,000 00

Loans on Real Estate------------Banl<ing House-------------------Other Real Estate Olmed---------Furniture and Fixtures----------Stocks and Bonds other Than

19,020 40 Undvided Profits----------------

9,000 00 4,420 09 2,500 00

Due Unpaid Dividends------------Due to Banks in This State------DCuaell toMoBneaynk_s__i_n__O__t_h_e_r__S_t_a_t_e_s_-_-_-_--_

1,735 97

U.S,or State of Oeorgia-------United States and State of Oa.
Bonds-----_----- __ - ____ --------
Due from Approved Reserve Agents-

450 00

Deposits Subl'ect to Check-------Delllllnd Corti icates of Deposit ..

20,779 79 Cashier's Checks-----------------

Certified Checks-----------------

71,540 99 1,370 90 425 09

Currency------------------------Due from other Banks-------------

Savings Drosits----------------- 1,516 88 Tiae Corti icates of Deposit----- 83,383 68

CChaoschi<SItefaosr C(IlreraerginuglaHr)o_u__s_e_-_-_--_-_-_-_-

Trust Funds on Deposit----------Certificates of Deposit Repre~

3,849 99

Advances on Cotton---------------

seating Borrowed Money---------

Custoaer's Liability on Letters

Bills Payable-------------------- 50,000 00

of Credit and Acceptances------

Advances on Over Drafts

o(Ithf ear ncy-)o-d--i-t-i-o--s---------

other Resources------------------

Rediscounts---------------------Liability on Letters of Credit~ 120 28 and Acceptances-------------~- Reserve For Interest and Taxes---

Current Checks-------------------

162 00 Other Liabilities----------------

Cash Short-----------------------

23 31 tmentered Deposits---------------

360 00

Total------------------------- $251,183 50 Total--------------------------~251,183 50

SBCII'ID ANNUAL REPORT

221

E:J:amiD.er 1 a Report.

BANK OF IIENia" COUNtY, IICIKIIOOGII, GA.

At Close of Business July 18,1921.

President-r.w. Pullin.

Vice-President-

Cashhr-J.B. D.1ckson.

IHrectors,.P. W. Pullin, II. J. Copeland, J.B. Dickson, R.IL Amia, A.N. Br-., B. H. Copeland,

Jt.LDickerson, F.S. Etheridge, D. J. Green.;, E.M. S.ltll.

Date of Charter.-June 23, 1896.

Began Business-July 1, 1896.

Ti DeiUilLd oLaoM ans-.-..-..-..-..-..-..-..-..-..-..-.-.,;-..-..-..-..-..-_-_--_-_-_-_- $12514,,655929 7415

t:it:d~~::r:: ~~nr~~-~~~~=::::: -~~:~~~-~~

ll'oase..---------------------- Other Stocks and Bond&--------------
BFaunrkniintugre and Fixtures............................

1,080 00 37,,272813 3S43

other R.eal Estate o.m,d..........................
Due f r011 Banks in nts State ............. 14,149 37

Due lr.. Banks iniltloor Statu..----- 4,078 43

ACdaTrraennceeys...o..n....C...o..t.t.o...n._--..-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ 3,804 91

Advances on \lther C011111odi ties..............
~=:~sc:::k~::~i~s:~t:;;::::::::: --i;m-92
Cast..ers Liability on Letters of
lOtvtlel~e~r :A::u~a~t~tnsf!;l:o;tri~..~:1~1~1~d:o:4:::u:.:..:..:_::_: ----396-as

LIABILITII!S
Capital Stock Paid in..----------$ 50,000 00 Mount Reserved for Braaches....... ---------

~;;;i;;;-j.;;;;L~::::::::::::::::::
Unihvided Profits-............................ Dividends Unpaid...----~--------- Dae to Banks in -'bola Stat-----
Due to Banks in 1tthtir..,.Stat.'~ ---
i:~fJ~::1-o;p;;u;-s;bj;~t-t;--

30,000 00 28,739 81
25 00 1,206 82

Check..--------------------- 50,951 42

Demand Certificate!Jof Deposits-.. Tie Certificates Oi Deposit-......

33;067-23-

Savir;tgs Deposits----------------

Trust Funds on Deposit----------

41 00

Cashier's CheckS----------------

Certified Checks----------------

Bills Payable..------------------ 60,000 00

Notes anct Bills Re-discounted-....

Certificates of Deposit for

Borrow.ed ".-o~e:r-------------- Liability on Letters of Credit

and ACceptance&--------------

Raserva for Interest and Taxes....

Other Liabilities Not Iac1Ude4 in

.tlao Aka-------------------

Cash Over-----------------------

26 68

Total------------------------------ ,. 254,057 96 Total--------------------------$ 254,057 96

At Close of Business July 21.1921.

President-H. J. Turner.

'Vice-President-

Cashier- B. G. Hightower.

Directors-W.A.A..ou.. tl.E. Ellis, J.G. Elliott, C.C. FJLrgason, W.N. Oilore, D.O. Green, W.lt'. Turner,

J.B. Turner, B.J. Turner.

Date of Charter- March 8, 1911.

Began Business-March 8,1911.

Time Loans-------------------------..$140, 424 28-

Demand Loans----------------..-------- 17,214 13 Loans Secured ~ Real Bstat..:................. 83,887 83

United'States Bonds------------------ .....................

other Stocks and Bonds--------------- 4,840 00

Banking House..----------------------- 3,800 00

.Furnit Other

ure Real

anEdstFatiextQuwrense..d-----.----------------------

---2-1 -3-0-0--0-0

::::: :~:: L~: f:;:=r5::.!:~:::::: 1~:~~ ~

Currency----------------------------- 1,558 98

AdTances on Cottoo......................................- 1,263 90

~!:k:eto~nc~:rr\t~~!~~~::::::: ---342""72-

0thr Check_s and 'C&sll. ltS..--------Cast~rs !:lability o" Letters of

348 12

OY~r~~=1~!-{~. ::;}!!~~~~~::::::::.::: ::::::::::

Otloer A11ets ~t tadiiIHI Ia tho AboTe 525 65

Total-----------------------------,-..,&276,338 90

LIABILITII!S
Capital Stock Paid in..--------$100, 000 00 AmOunt J(eserved for Branch--- ----------

u;Jso-oo- s;;fi;.;-p;~:::::::::::::::::::
ar unchvided Profits-------------- 5,279 ~!i~:n::J:P~!~~;-S"t~t;:::: ---9ij-5i-

Due to Banks in .OUar States.-- ----------
i:~lv~~::J-n;p;;it;-s;bj;;t-t;- ----------

Check..----------------------- 42,147 45 Demand Certificates of Deposi4 ---------TiiDil Certificates of Deposit--- 23,.247 90 Sa-.i~s Deposits--------------- ---------Trust Funds on Deposit--------- --------Cashier's Checks.............................. 4,007 82
Certified Checks--------------- ---------Bills Payable..----------------- 69,000 00 Notu and Bills Re-discounted-.. 18,938 66 Certificates of Deposit for
Borrowed Honey........................... ---------Liability on Letters of Credit
Rase~~ f.~el!i:::t-.;i-T;;;;- --..&4-49--

0tlti~ ~~~~!~~-~~~~~~~

I

i Total-------------------------}276,338 90

222

SECO!tl ANNIAL REPOQ'

Exuiaer' a Report ,

CITIZENS BANK, .MCRAE, GA.

At close of business Aug, 19, 1921.

President-J.F, Cook, Vice-President-

Cashier-J .F, Co.ok.

Directors- J,F, Cook, T.J.Sait~ E.D. Grahaa, A,L, Ryals, 1'1.~. Clark, l'I.D. Horton,

F.A. Saith, J,B, Brown, Pe1onWatd,

Date of Charter-

Began tlusinesa-

RESO~ES

LIABILITIES.

Tiae Loan-----------------------$194 238 47 Capital Stock-------------------- $50,000 00

DLoeaananadoLn oRaenal-E--s-t-a-t-e---------------------------

12'846 54
_ ! . ,_ __

t:if!i~e:~;iii;::::::::::::::::

~~ Y2

Banking Bonae-------------------- 2 500 00 Due Umpaid Dividend------------- ---'------

other Real Furniture

anEdatFnitextu0r1e1n-e-d----------~--------

Stocks and Bends Other Than

uuYi~d s~a~!:t:n:fs?:;~g!;-o;:---

11'751 80 Dna to Banks ill Tbh State------- -------

2'657 67 Due to Banks in other States----- --------

' 3 900 00

CDaepllosAitlaonSeurb-j-e-c-t--t-o--C--h-e-c--k---------------Deiiland Cut il icates of Deposita--

-6-6,1-33-7-0 22 855 35

Bond-------------------------- 20 600 00 Cashier's Checks----------------- '970 25 Due froa Approved Reserve Agents- 11:112 56 Certified Checks----------------- --------

Currencr------------------------- 1,681 65 Savings Drosih----------------- - - - - - -

Dna Froa Other Banks------------- -------- Ti Certi icatas of Deposit----- 72,102 83

Checks for Clearing Boas--------

138 97 Trust Funda on Deposit----------- ---------

Cash Itaas (Irregular)-----------

672 ~ Certificates of IrapQsit Repre-

Advances on Cotton--------------Caatoaer's Liability on Letters
Ad!!n~~:d!! ~:.~c~:!:4m;;:::: Over Drafta (If any)-------------
other Resources------------------

--------
==== 622 08 --------

senting Borrowed Aloner--------Bills Payable-------------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s---
and Acceptances---------------Reserve For Intereat and Taxes---

--------20,000 00 ------------------

Collections----------------------

37 10 other Liabilities---------------- -------

Cash Long------------------------

':41 82

Total-------------------------- $268 1 759 11 Total-------------------------~ 268,759 11

.MERCIIANTS BANK, .MCRAE, GA..

At close of business Aug,17, 1921.

Prasidant-O.F, McRae, Vice-President-

Cashier-Q,F, .McRae,

Directors- O.F. McRae C.A, Ryals S,P, Aiken, G.A. Barch, .M.H.Bor11, H.E. pritchett,

E.F. McRae,

'

'

Date of Charte~:. A ril 16 1900,

Be

1921.

RESOIRCES

LIABILITIES

Tiae Loans-----------------------$ 224 367 76 Capital Stock-------------------- $50 000 00

Deaand Loans--------------------Loans on Real Estate------------Banl<ing House..~< Faro & FiJ:,_____ other Real Estate 05Ded----------

5:466 61 Surplus Fund---------------------

----------10 000 00 6'294 76

Undivided Profits---------------Due Unpaid Dividends------------Due to Banks in This State-------

1151'

000 657

00 19

- - '- - - -

------

FStuorcnkistuarnedaaBdonFdsixOtathrer-T-h-a-n-------
Un~i~t~t~~:!ea:! ~t:~;i:~-o;~---

---'-----2,010 00

Dna to Banks ill Other Stat----Call .MoneY----------------------Deposits Sublect to Check-------Deiand Certi icates of Depositi--

-------------_95_,_6_05__7_9_

DuBe ofrn01d1-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s--

3290:700608 0820

Cashier'a Checks----------------Certified Checks-----------------

1,037 57 79 40

Currency------------------------Due froa other Banks-------------

-

-5--1 3-6-3-

77 ---

Savings Depoaits----------------Tille Certificates of Deposit-----

I 937 46 115:404 83

Checks for Clearing House--------

160 19 Trust Funds on Deposit----------- 2,501 89

Cash Ite11s (Irregularl-----------

727 10 Certificates of Deposit Repre-

Advances en Cotton--------------Caatoer'a Liability oa Letters
of Credit and Acceptances------

20,892 40 --------

senting .Borropd Money--------- -------~BeidlilsscoPuanytsa-b-l-e--------------------------------------- ~--'900 ~

Advances on other co-oditie---- - - - - - - Liahility on Letters of Credit~

Over Drafta (If any)------------- ---------- and Acceptances---------------- ----------

other Reaourcea------------------ 3,157 01 geserve For Interest and Taxes--- - - - - - -

Cash Short-----------------------

15 65 other Liabilities---------------- ----------

Total--------------------------$338,224 13 Total--------------------------$338,224 13

223

Euaiaar 's Jtepert ,
A!ACU!'I SAVINGS liANK AIACON, GA,

At close of business uecember 17,1921

P

r

e

a

i

de

nt

.

Jeaae B. Bart, Yi Jl,L.Aadersen,O.G.

ce-Preaide Hardeman,

nta-Je lira.

aa
B.

e B. Wl

l

lHlaaarts,,J.W.cC&anshnioenr1-I4altiit.ltalanadd

Solm.on.c.c.cunninghaa. Soloaon.

Dlrectora-J..se &.Hart, Jr. J,F, Bart, B. G. Jacobs, Geo, &.Jewett, llG Jordaa,

Date of Charter-

Begaa Buaiaess-

~SOIJtCES

LlABILITIES.

Tiae Loan&----------------------- :t-518,439 69 Capital Stock-------------------- $ 50,0!JO 00

Deaand Loana--------------------- 18,654 13 Surplus Fund--------------------- 50,000 00

Loaas on Real Estate-------------

Und1Vided Profits---------------- 47,819 40

g:: Banking Bouse-------------------- 38,800 00
Other Real Estate Owned---------- 9,832 92

~pao!~~ii!d;:~:-si;i;::::::: -~78

Furniture and Fixtures~--------- 1,193 32 Due to Banks in other States----- ----------

St ocks and Bonds Othor Thaa U.S. or State of Georgia-------

7,989 54 ~:;!.fi:e~;bj;~tt;-Cb;;k:::::::: ::::::::::

United States and State of Ga.

Deiiland tertilicates of Deposit$-- 2,'}(1(. 0Q

Bonds.------------------------- 3,080 97 Cashier s Cbecks----------------- , 719 02

CDuuerrfern.c.yA.-p-p--ro_v__ed_ R__e_s_e_rv_e__A__g-e-n-t-s-.

27,?.90 29 Certified Checks----------------- ---------4, 955 .17 Savings Defosits----------------- 265,028 87

Due Froa Other Bank-------------

Time Certi icates of Deposit----- 26,031 11

Checks for Clearinf Hous--------

250 24 Trust Funds oa D~posit----------- 119,842 89

Caah Items (Irrego ar) -----------

242 41 Certificates of Ireposit Repre-

Advances on Cotton---------------

senting Borr01red Money--------- ---------

CustCIIIer's Liability on Lottera

Bills Payable-------------------- 40,000 00

any)------------- ------!.- Ad;!n~::d!! ~:e~c~:c::im;;::::
oOtYheer r DRreasfotusrc(eIf------~-----------

Re~iacounts----------------------
Liability on Letters of Credit

---------

103 73 and Acceptances---------------- ---------

Reserve For Interest and Taxes--- ----------

Cash Short----------------------Current Checks-------------------

13 36 345 05

other Liabilities---------------Current Deposits---------------X.as Savings Club----------------

-----3-5--0-03,007 75

Bills Paya6le ..for...BankiJ~g Holle- 25,000 00

Total-------------------------- $631,190 82 Total----------------------- $631,190 82

A!.cl<.::UANTS & MECHANICS SAVINGS BANK..J!ACON,GA,

At close of business Augost 8,1921~

President- W. T. Morgan.

Yice..J'resident-IV. A. Taylor.

Cashier-T. W. Hawkes

Direc~ors-W. 'f. Alorgan, IV. A. Taylor, T. W. Hawkes, G. F. Gilleland, Sr., Jesse B. Hart,

Jno. a. llarris, Jno. F. J,ackey, Chas C, "'organ ,

Date of Charter- Januar 17 1910,

Be an liusiness-January 3, 1910.

RESOIJtCES

LIABILITIES

Tiae Loans----------------------- $ 74,410 23 Capital Stock-------------------- $ 25,000 00

Deaand Loans--------------------- 1,127 00 Surplus Fund--------------------- 12,500 00

Loans on Real Estate------------- 56,331 95 Undivided Frofits---------------- 3,172 80

Banking nous--------------------

Due Unpaid Dividends-------------

120 00

other Real Estate Owned----------

Duo to Banks in This State------- 1,625 60

Furniture aud Fixtures----------Stocks and Bonds other Thaa
U.S,or State of Georgia-------United States and State of Ga.

400 00 Due to Banks in Other States----Call Money----------------------
765 00 Doposits Subject to Check-------Demand Certificates of Deposits--

72,629 85

Bonds.----~------------------"-
Due from Approved Reserve Agents.

12,900 00 Cashier's Chocks----------------21,03i 09 Certified Checks-----------------

280 92

CDCuhuoecrlr<fresonmfcoyor-t-hC-el-er-a-Br-i-na-gn--kH--o--u--s--e----------.--.-----.--.

7. 724 67 Savings Defosits----------------- 60,769 38

Tlme Certi icates of Deposit-----

200 00

Trust Funds on Deposit-----------

Cash Items (Irregular).---------- 1,651 25 Certificates of Deposit Repre-

Advances en Cotton---------------

senting Borrowed Money---------

Customer's Liability on Letters of Credit and Acceptances------
Advances on other Commodities.

Bills Payable~------------------RLeiadbiislcitoyunotns-L-e--tt-e-r-s--o--f--C-r-e-d--i-ts---

Over Drafts (If any)-------------

and Acceptances----------------

other Resource------------------

Reserve For Interest and Taxes---

Other Liabilities----------------

Cash tong------------------------

42 64

Total-------------------------- $176,.341 19 Total-------------------------- $176,341 19

224

SECO!Il ANNU\L REPIIU'

Exaaiaer 's Report , liA.~( UF MADISON - AIADISll'l, GA,

At close of business July 11, 1921:

President-Lee Trammell,

Vice..President-E.G.Atkinson. Cashier-G. D. Perry.

Direetors-Al.F.ilrooks, J.il.Traitt, J.T. Hollis, J.F. Stovall, E.G.Atkinson, Lee Tra1111ell,

J.~. Godfrey, G.D. Perry,. J.H. Hunter, B.S. Thompson,F.C. Newton,J.H.Harris,

E.IV. Bntler, C.P. Crew, W.H.Ki,nbrough,Jr.,B.i\1.. Atkinson,W.H.Higginllothaa,

W. II. Adams, R. W. Parker, W. P. BeidU.

Date oi Charter- 1889

Began Business- 1889

RESOIRCES

LIABILITIES.

Tiae LoanS----------------------- $391,149 26 Capital Stock-------------------- $100,000 00

Deaand Loans--------------------- 5,892 .50 Surplus Fund--------------------- 80,000 00

Loans on Real Estat-------------

Undivided Profits---------------- 4,063 61

Bankiug Bouse-------------------- 7,500 00 Due Um~id Dividends-------------

170 00

Other Real Estate 01ined---------- :),000 00 Dne to Banks in This Stat------- ----------

Furniture and Fixtures----------- 1,588 00 Due to Banks in other States----- ----------

Stocks and Bonds Other Thall u.s. or State of Georgia-------

~:~s~t=~;bj;~t-t;-Ch;~k:::::::: ~~~9-82

United states and State of Oa.

Deaand ~ertilicates of Deposita-- ----------

DuBe ofnrd~sA--p-p-r-o-v-e-d--r---e-s-e-r-v-e--A-g--e-n-t-s--

Cashier s Checks----------------Certified Checks-----------------

790 28 569 93

Currency------------------------- 10,582 33 s.vi&s Deroits----------------- 45,60o 4o

Duo Froa Other Banks------------- 27,982 45 Tiae Corti icates of Deposit----- 7,640 35

Checks for Ctearinf Bouse-------- 2,813 41 Trust Funds on Deposit----------- 71,694 79

Cash Iteas (Irrega ar) ----------- 1,144 80 Certificates of Ifoposit Repre-

Advances on Cotton--------------- 69,463 10 senting Borr01red .Money--------- ----------

Customer' Liability on Letter

Bills Payable-------------------- 121,000 00

of Credit and Acceptances------
any)------------- Advances on Other co..odities----
Over Drafts (If

RLieadbiialcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--i-t--- ---------1,490 81 and Acceptances---------------- ----------

other Rosource------------------
~~~h ~::e::::::::::::::=::::::

621 40 13 17

~h=~vLi~b~ll:!:~~~~-~~-~~~~::-

----300-17

84 72

Total~------------------------- $523,245 95 Total-------------------------- $523,245 95

MORGAN CO~TY BANK.- AIADISON,GA,

At close of business July 21, 1921:

Presidont-IJ.P. Fft

Yioe President-T H. Holland Cashier-H.!', Thompsat.

Directors..J'.ll. Atkinson, W. T. Baugh, Louis Cohen, D P. Fn, T.H. Holland, W. E.Sheppard,

C.L.C. Thomas, W.G. Tliompson, Thou Wray

Date of Charter- 1899

1899

RESOIRCES

LIABILITIES

Tiae Loans---------------------Deaend Leans---------------------

$192,832 4.874

0'9 44

Loans on Real Estate-------------

Capital Stock-------------------- $ 50,000 00 Surplus Fund--------------------- 20,000 00 Undivided Profits--------------~ 5,356 32

Banking House-------------------- 5,000 00 Due Unpaid Dividends-------------

other ~eal Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures-----------

Due to Beaks in Other States-----

Stocks IUid Bonds other Than U.S,or State of Oeorgia--------

Call MoneY----------------------Deposits Sub,'ect to Check-------- 14,241 40

United States and State of Oa.

Deaand Certi icates of Deposits--

Bond-----~--------------------
Duo froa Approved ~oservo AgentsCurrency------------------------Due froa other Beaks------------CChaoshcl<Istolaosr C(IlreraerginuglaHr)o_u__s_e_-_-_-_--_-_-_-

Cashier' Checks-----------------

6,823 74 1,559 94

Certified Checks----------------Savings Deposits-----------------

Tiae Certificates of Deposit-----

37 15 Trust Funds on Deposit-----------

483 72 Certificates of Diposlt ~pre-

698 52 17,625 28 ~.;54 04

Advances on Cotton--------------Custoaer's Liability on Letters

senting Borrowed Money--------Bills Payable-------------------- 39,864 00

of Credit and Acceptaaco-----Advances en other c...oditios----

RL ei adbiislci toyu nont s -L-e- t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

Over Drafts (If anyl-------------

and Acceptances----------------

other ~oaoarces------------------

Reserve For Interest and Taxes--other Liabilities----------------

81 50

Total------------------------- $211,621 08 Total-------------------------- $211,621 08

225

Exa.ber 's Report. BANK CF A!ANCUE>TER, MANCUE>TER, GA.

At close of business June 30, 1921.

President-c.\'. Truitt. Vice President-

Cashiero.D.H.S..ith.

Directors-c .V .Truitt, Jas.S .Petors*P .G.A1rlrey, J .H.Edmondson,J .Al.Barnes,W.H. Routon,

Cyp.Bullocll;, J.P. Corley, B.Alinl<off, Eugene Brown, B.A. Dunn, S.T.Saith, .1\.M.Trotter,

W. ;y .Arnold, Jr.

Date of Charter~

Be an Business-

IU!SOl:RCES

LIABILITIES.

Tie Loan----------------------- $297 293 49 Capital Stock-------------------- $50 000 00

Deaand Loans--------------------Loaaa on Real Eatat-------------

-2--2!'6~5-6--9-6-

~f!i:e:~;iii;::::::::::::::::

25:000 00 33,588 81

------- Banking Bouse-------------------- 9 908 75 Due Un~id Dividends------------- 1,828 00
Other Real Estate Owned---------- 1'250 00 Doe to Banks in Thia State-------

Furniture and Fixtures----------- 5'297 91 Due to Banks in other States-----

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

United states and State of Oa.

'

Call Money-----------------------

900 00

Deposits Subject to Check-------Deiiand Certilicates of Depesit--

~~~~

DuBe ofrn.d.SA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

40 002 14 Cashier's Checks----------------20:875 03 Certified Checks-----------------

910 66 267 99

CurrencY---------------------~---
Due Froa other Banks------------Checks for Clearing House-------Cash Itoas (Irregular)-----------

------ 10,9~ /:,

Savings Defosita----------------Tie Certi icates of Dep~it----

641 10 Trust Funds on Deposit-----------

2,191 46 Certificates of treposit Repre-

71,11'95 14 29,lr59 96

--------- Advances on Cotton---------------
Custamer's Liability on Letters

senting Borrowed Money--------Bills Payable-------------------- 45,000 00

of Credit and Acceptances------ --------- Rediscounts-------------------~-- 8,360 00

any)------------- Advances on Other Co..odities---- --------- Liability on Letters of Credits

Over Drafts (If other Resources------------------

916 91 -----------

and Acceptances--------------- - - - - - Reserve For Interest and Taxes--- 1 000 00 other Liabilities---------------- 3:295 62

Total--------------------------$ 412,966 88 Total--------------------------$ 412,966 88

Tl!C STATE BANK, A!ANCJIE>TER, GA.

At close of business Aug.8, 1921.

P:esideot W.E. ~ith. Vice ProsidentJ .:1. Peavy.

Cashioroof .l!cDowell.

Dtrcctors-W .E. Smtth J. W. Peavy, II.R .Routon, A.J. Barnes.

Date of Charter...June'IS, 19i4.

Began llusiness..July 15, 1914.

RESOIRCES

LIABILITIES

Tie Loans-----------------------$ 206 171 11 Capital Stock-------------------- $ 16,000 00

Deaand Loan--------------------Loans on Real Estate------------Banldng House--------------------

'908 65 ----------
3 107 05

~=~r!~:.~un~;iii;::::::::::::::::
Due Unpaid Dividends-------------

~m ~
__! ______

other Real Estate Owned---------- 2;118 70 Due to Banks in This State------- -------

Furniture aud FixtureS----------- 3,500 al Due to Banks in Other States----- --------

Stocks and Bonds other Tban

Call Money---------------------- 64 500 00

U.S.or State of Georgia-------- --------- Deposito Subl'ect to Check-------- 34:785 87

United States and State of Oa.

Deaaud Certi icates of Deposit-- ----------

DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-n-r-v--e--A--g-e-n-t-s-.

885 94 Cashier's Checks-------------~--4 961 25 Certified Checks-----------------

1 312 79 ' 32 15

Currency___ ------ _____ ----------Due froa otber Banks-------------

3'872 ' -12

05 75

I

Savings Defosits----------------Tiae Certi icates of Deposit-----

-29~39~ 9 8~ 4

Checl<s for Clearing House--------

269 40 Trust Funds on Deposit-----------

Cash Iteas (lrregular)-----------

697 62 ,1 certificates of Deposit Repre-

Advances en Cotton--------------- --------- seating Borrowed Aloney---------

Custoaer's Liability on Letters

Bills Payable--------------------

of Credit and Acceptances-----Advances on other c...odities----

------------------

Rediscou Liability

nts on

-----------Letters of

-C-r-e-d-i-t-~--

-

-__-_-_-_------- Over Drafts (If anyl-------------

30 39 and Acceptances---------------- --------

other Resources-----------------Cash Short-----------------------

4'~~I ~ ~;h:~~i::i.I:::~~~~-~~~-~~~~:::

Dep.Guarantee Fund--------------- 2,702 70

Total--------------------------$ 234,235 69 Total--------~-----------------$234.235 69

226

SBCOHJ ANNIAL REI'Un'

EDIIiaer' a Itapert BANK OF M\NSFIELD ,IIANSFJBLD, GA.

At close of business Sept. 1, 1921.

Preaideat-JJl. Darst. Vice Pre.sident..E.lf. AdBils

Cashi..,..Joe s. McGarity.

llreetors-JJl. Darst.& E.lf. Adaas.t Joe S, McGarity, D.J. Adaas, G.C. Adams, E.L.Almond;

W.B. Beckwith, n.B. Darst, n.M, Leach,

Date of Charter-Sept, 25, 1905.

Began Business-' CJ~t. 10, 1905,

RI!SOIRCES

LIABILITIES.

Tt.e Loans----------------------;}

Capital Stock-------------------- $ 25,000 00

u-n.t Loan--------------------- $!70,206 55 Snrp1us Fund--------------------- 20 000 00

Buki1 Leaas on )teal Estah------------Boa-------~------------
other oal Estate Owned----------

2,000 oo
-----

Ulllllvidad Prolih----------------
::: ~pau!~~ir!d~1:-si;i;:::::::

1;621 17
-~~

!r.:~nra:/S:~!rlOO::;-Thai------

2,700 00

Due to Banks in other States----Call .lloner-----------------------

---------

-------- aaYt!d ~~.f!:t:n:rs~t:'!f-oa:---

Deposita Subject to-Check-------- _44_,8_3_3__9_1 Deiiand Certilicates of Deposltf--

Bead-------------------------- - - - - - Cashier'a Chocks----------------- __!!~~!-~~

__ ... lrOol Approved ReserTo Agents.
~;:~-Oih;;-s;;~:::::::::::::

4 0135 06 Certified Checks-----------------

2,4!:.~~

Savings Defooits----------------Tiao Corti lcates of Deposit-----

---28,696 54

It CJaecb lor C(learinf Boa)s--------

CMc.aT.shatanacaear'sonLCIiraorbetgitloaintya.r-

-----------------------on Letters

--~~~ 1,122 29

Trust Funds on D_eposlt----------Certificates of Jraposit Repre-
senting Borr..ed Money--------Billa Payable--------------------

1,863 84 -----56,000 00

el Credit and Acceptancoa------ - - - - - - Rediscounts---------------------- 5,000 00

tl---- ------- MTancas ea other c-odi

Liability on Letters of Credit$

any)------------- Onr Drafts (II

and Acceptances---------------- -------

COtah*erSJhteoarotn-r-c-e-s ---------------------------------

Reserve For Interest and Taxes--- -----other Liabilities---------------- --------

Tetal--------------------------$ 186,966 96 Total--------------------------$ 186,966 96

MARIEI'TA TRUST & BANKING CO., MARIETTA, GA.

At close of business Ang, 4, 1921,

.....sldeat-.1 .D. Maloae, Vice ProsidontA.B. Gilbert. CashierGeo, B. Sessions.

Oireetors-B.W, Blair, T.M. Bruaby, Jr.; J,J. Daniel, H.N. l)upree, R.W. Nortbcu~.

S.D. Rambo,

,_.._ ef Chaft,..L

an Bus iness ..

RI!SOIRCES

LIABILITIES

e 45s0oo Lean---------------------- $413 122 32 Capital Stock--------------------$100,000 '00

11&a114oLn o)taenal-E--s-t-a-t-e---------------------------

_8_,9.!'.T_J_3_8_5

Surplus Fund--------------------Undivided Profits----------------

20 000 00 9'120 94

ou.e~.~r;:i;i;-o;;;4::::::::::

Due Unpaid Dividends------------Dae to Banks in This State-------

20 00 26 92

sFtw. .aklat vuodalBldellFdsl xottnhreersT- -h-a-n- - - - - - -

8'675 00 Duo to Banks in Other States----- - - - - - - -



Call .lloner-----------------~----- --------

O,S,or State of Oeorgla-------- 7 775 00 Deposits Subl'ect to Check-----~- 244,431 28

Oaihd States and State of Qa,
...:-~:,;;-iw;;;4-R;;;;:;;-ii;~i;:
Currency-------------------------


~~:~ ~
_ 6,3__43___u_

Deiiand Carti icatu of Depeaih-Cashier' a Checks----------------Certified Checks----------------Savings. Defosits-----------------

-----2,256 15
-----106,614 57

Dao fra other Baaka-------------

Tlae Certi icates of Deposit----- _3_,4_7294

c:as CIIeeb for ClaariDC Boa-------Items (lrregalar).__________

150,,5546993~1

Trust Funds on Depeait----------Cortiflcatos of Deposit Repre-

Mvucu oa Cotton---------------

senting Borro..-ed Monr--------- -------

Caat-r'a Liability on Letters

Bllb Payable-------------------- 56 500 00

of Credit aDd Acceptancu------ ------- Rediscounts---------------------- 16:992 67

anyl------------- ------ M~evrucDeraafts

other (If

c-odltiu----

------

Liability on Letters of Credlti and Acceptances------------~---

------

tlu---------------- --------- ~ ~ .Oa.tl.lrewrc~J

tesonrcu-----Iahrest------

-----------------------

-----2,000 00

Reserve For Interest and Taxes--Other Llabill
~:r::l~!l~=~t!d~~::::::::::::::::

-------66,509 68

Cash Long------------------------

T*l-------------------------- $572,240 13 Total--------------------------$572,240 13

h:uir 's leperi.

Pr..ident-R.E. Butler. Directors-R E. Butler,~.
E. P. DobbS

IA .FB.

Vice..P,...lde...... l ill, Jos. 1. llroWDf A. Hagood. A. A. Irw1.11,

.va. aC;u.r.ie(JO.aCT.solliJe.r-CW.I.UEle.r,

Shilliag. J. E. Dobbs,

J. E. Massey,I'I.A,Jiarrb,G.P.~eyao1ds.

Date of C~ter-Jaoe 16, 1911.

S.Caa ~aiaeas-Jaly 15, 1911~

RI!SOIRCES

LIABILITIES.

TDelaaeDdLoLa~&na&a.-.-.-.--.-.-.-.-.-.-.-.-.-.--.-.-.-.-.-.-.-

$11798,,604018

13 82

Loaas Oa Real Estate............. - - - - -

Capital Stec:k---~---~---------- \ so.ooo 00

SUaadi'fTlaidsedFaPardo-f-i-ts................

56,.060801

00
95

- - - - - BOathnekrinRcada1oaEs-ta-h--~O--lm--e--d-.-.-..-.-.-..-.-.

-----

Dae lla~ld Dlviderula------------Dae to Baaks ia This State.......

--------

~::~~ar.!da~~!~~:;-Tb;; naYi~J Sia~!:t:O:fs?:;~c!;o;:--

3,883 08
4,97s oo

Dae to Baaks ia other States.....
~:;!s~;:e~;bj;;ii;ch;;k::::::::
Daaaad ~ertillcates of Deposit$..

----
~;~23
--------

Bond-------------------------- 2,584 10 Cashier s Checks--------------- 10,278 SO

g:;r!~:;-~~~~~~-~~~~~~-~~~~~:

1i:H~ ~~ CSaeYritUifEisedDCrhoesciktss-.-.-.-.-.-.-.-.-.-.-.-.-.-.-..-.

600 00 41,121 40

Dae Froa other Banks............. -~-- Tlae Certl lcates of Deposit..... ----------

Checks for CJeariag Boa--------

57 OD TraatFIUlds oa D,poslt -------

Cash Iteas (lrreplar)

283 13 Certificates of Irepoalt Rapre-

Adyanc6s oa Cotton............... - - - - - - ..atillg Borrand Jloaey......... - - - - -

Caatoaar'a Liability oa Letters

Bllla Payable.................... 50,000 00

of Credit and Acceptaacu......
AoOtdYhyeearrnDcReraeasfootasuroc(etIhsf ea.r~aCty.o.)at.aa.eo.4.d.-i.t-.i-.e-.a-.-...-..-..

---------

RLleadbii1s1ctyoaoaatsL-e-t-t-e-r-sofCredit--

587 61 aad Acceptaaces----------------

2,710 31 Reserve For Iatereat aad Tues...

------------------

othe.r Llabllltles.lt..ab14----- 1,123 12

Total $228,010 80 To,tal.......................... $228,010 80

CITIZENS BANK - .11.\RSBAILVILLE, GA.

At cl.. e of basinus Jaly 23, 1921

President-J. W. Frederick

Vice..President-J. F. Jlurph. Caahier-C.C. Badaa

Directors-J. W. Frederick, J. F. Jlllrph, F.J. Frederic:J<, E. J. Martial W. B. Rice

Data of Charter- Decllllber 24, 1906

Bagan ~Jl!a neu-'Ja~U~ary 2, 1907

~SOIReES

LIABILITIES

DTiaaaeandLoLaoanns-----------------------

$107,03 2,821

17 50

BLoaannks i1onBRoneaaelEsta_t_e______________ 1a8,,s6o1o1 o7o3

other eal Estate OWned~--------

Capital Stock....................
~f!1do~an~;iii;::::::::::::::::
DDuaee tUonpBaaidnkDs iiyaidTehnisdSs-t-a-ta----

$ 18,000 00 25,000 00 12,691 39

Parniture aftd Fixtures 2,700 00 Due to Baaka ia other States

----- Stocks and Bonds other Than

u.s.or State of United States and

GSteaotregiaof aa.

CDaelploKsoitnseYS-a-b-l"-o-c-t--t-o--C-h-e-c-k--~----- 214,337 86 Deiand Corti icates of Deposits

DaB ofrnodaA--p-p--ro--n-d--R--e-s-e-rv--e--A--g-e-n-t-s-.

21,400 00 Calhier's Chocks 123,871 31 Certified Checks

400 06

DCCahueecrkfrrseoaafocorrt-hC-e-lor--aBrioagnkBso-u--s--e-----------------

6,717 81 TSaiaYeinCgsorDtiriocastietss--o-f--D-e-p--o-s-it------ 18.357 00 193 53 Trust Fnnds on Deposit

Cash Iteas (Irregular)

47 26 Certificates of Deposit Repre-

AdYances en Cotton

senting Borrowed Money.

Custoaer's Liability on Letters

of Credit AdYancas on

aQntdhoAr ccc.e.p.toaadeietisas

Billa PaYable-------------------RLeiadbiialcitoyanonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s---

OYer Drafts (If any)

aad Aceoptanc...................

Other Rasourcea

ReaerYe For latorast and Taxes---

other Liabilities

Total $288,786 31 Tatal--------- $2880 786 31

228

SECO!tl ANNU\L REPim

Exaaiaer 's Report.

GIDI(IIA BANKING CO. - ~ALLVIJ.Ul, OA.

At close of business July 23, 192L

Presideat-J. C. Walker.

Viceorosideat-T. s. Taylor.

Cashier-H. C. Taylor.

Direc*ors..M. L. Patrick, C. J. Goodwin, J, C. Walker, T. S. Taylor, H. C. Ta{!or.

Date df Charter-t;pptabor 19, 1910

Began ~aliness-Oc bar, 1910.

I!I!SOIRCES

LIABILITIES.

Loaaa--------------------- fiae Leana.
DLoeaaaaaadoa Real Estate------------

$ 33,768 45
S84 78 12,058 10

Capital Snrplns

Stock-------------------Fund---------------------

$

30,000 4,000

00 00

Uadvided Prolih---------------- 1,373 48

Owaed---------- Banki1 Boua--------------------
other eal Estate

2,462 96 Dne Unpaid Dividends------------Dna to Banks ia This State

ParaJ.ture and Fbtar----------Stocks aad Bonds other Than
u.s. or State of O.orgia lhited statu aad state of Oa.

_______ 2,213 15 Dne to Banks ia other States-----

Call M.oaer----------------------Deposits Sablect to Check-------

109...,4211 22

De-.ad Certilicates of Deposits--

DaBe ofia'Odil-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-. Currency Dae Fr other Beaks------------Checks for Cleariaf Bouse
Cash Iteas (lrrega ar) ----------Advances oa Cotton.-------------Cast..er's Liability oa Letters
of Credit aad Acceptaacu Advances oa other c-odities.

20,250 00 Cashier's Checks----------------

Certified Checks----------------

7, 725 37 79,375 56

TSelvaiaft.EcIertirlocsaittes--o-f--D--e-p-o-s-it------

Trust Fuads oa Certilicaies of

DJ0fpeopossiitt--R--e-p-r-e--

-

--

seatiag Borrowed Money

Bills Payable--------------------

lLteiadbiialcitoyuaoats-L-e-t-t-e-r-s--o-f--C-r-e--d-i-h---

129 41 13,596 72

Onr Drafts (If aay) ------------other Rsoarces------------------

89 46 and Acceptances--------~- Reserve For laterad ud Taan

other Liabilltlu-------------

Total-------------------------- $158,527 83 Total---------------- $158,527 83

BANK OF MAgi' ~ - AlARUN1 OA.

At close of business Aagast ,;, 1921.

Presideat-W. A, Mitchell,

Vice-President-G. N. Stovall.

Cashier-P. D. Landrwa

Directors-!'. D. Laadraa0 T. H. Stovall, C. C. Knor, Paul Cooper, M. P. Sewell.

Date of Charter-

Bilgan Business-

I!I!SO~ES

LIABILITIES

Tiae Loaas----------------------- $ 64,919 86

Deaand Loan--------------------- 3,427 86

Loans oa )teal Estaie------------Baaki1 Boase..

2,897 41

other eal Estate Owned.

Faraitare aad Fistar----------Stocks and Boada other Than

1,310 04

U,S,or State of Georgia Uaitod States aad State of Oa.

270 00

Boads.---. _-------------- Due froa Approved Reserve Agents. Carreacy.. Due froa othe~ Banks------------Checka for Cloariag Bouse

7,069 18 947 14

Cash lteas (lrregnlarl----------Advancos ;a Cotton--------------Castoaer's Liability oa Letters

62 70

of Credit aad Acceptances------

Advances OD other C-oditios

Capital Stock-------------------
~~f!i:e~an~;;ii;::::::::::::::::

$ 13,300 ;:9,000

00 00

Due Uapnid Divideads-----------Dae to Banks ia Tbl,s Stat------Dne to Banks ia Other States ..

Call Honer----------------------Deposits Sub,ect to Cbeck-------Deaaad Certi icatea of Deposits-Cashier's Checks---------------Certlfied Checks---------------TSaiaveiagCae rDt i ri calttes- -o-f- -D- -e-p-o-s-i-t - - --. Trust Funds oa Deposit----------Certificates of Deposit Repre-
senting Borrowed Money--------Billa Payabl------------------lLteiadbiailcitoyanotns-L-e--tt-e-r-s---o-f--C-r-e-d-i-t-~---

27,195 72 10,906 55
10 00
22,500 00

Ootvheer rDJrtaofstosarc(eIfsanyl------------.- Profit aad Less------------------

and Acceptaaces--~---------- Reserve For Interest and Tares--8 08 Other Liabilities----------------

Total----------------------~---$ 80,912 27

Total-------------------------- $ 80,912 27

229

Exuiaer 'a Report.

BANK OF MAXEYS, MAXEYS, GEQ(G IA.

At Close of Businoss August 6,1921,

President-IT, T, Brightwell.

Vice-President

Cashier-George P. Bell,

Directors-W, 0. l:lurfiam, J. R. Nicholson, lf,A. HeWell, W, T, Brightwell.

Date of Charter-Feb, 22,1907,

Began Business-April 10,1907,

RI!SOIRCES

Tiaa Loan&-----------------------$.70,640 89 De~~and Loan--------------------- --------Loans on Real Estate------------- --------Banking Bouse-------------------- --------Other Real Estate Owned---------- Furniture and Fixtures----------- 1;82s"oo Stookl and Bo~ Other Than
UnYt~.i ~~a~!: an:i1st;~g!;a;:-- 700 00

DuBe ofnr .d.-A--p-p-r-o-v-e-d--R- -e-s-e-rv-e--A--g-e-n-t-s-.
Currency.------.--------------DuoFro. Other Banks------------Checks for Clearing House-------Cash Iteas (Irregular)----------Advances on Cotton--------------Custoaer's Liability on Letters
Ad;!n~::d!! ijtg.~c~:C!:im;;::::
Over Drafh (If any)------------
Other Resources-------LiTe Stock.----------------------

--------2,924 08
--1-,2-2-73-64--85-99
76 06 ---------
::::::::: 54 74
--------150 00

LIABILITIES.

Capitai Stock--------------------$ 15,000 00

~f!i:.:~;iii;::::::::::::::::

10,000 00 945 98

Due lmpllid Dividends-------------

One to Banks in This State

Duo to Banks in other States-----

Call XonY-------------------

--------- Deposits SubJect to Check--------
Daaan4 trtilicates of Depositt-Cashier 1 Checks--------------:

56 84

Certified Checks----------------

SaTing Drosits-----------------

Tiae Corti icates of Deposit-----

Trust Funds on D_eposit-----------

Cortificates of Jreposit Repre-

senting Bor...,..d Money---------

Bills Payable-------------------- 24,000 00

Rediscoants----------------------

Liability on Letters of Credits

and Acceptances----------------

Reserve For Interest and Taxes

other Liabillties----------------

Total-------------------------- $77,882 25 Total-------------------- $77,882 25

CITIZENS BANK, MAXEYS, GA.

At Close of Business July 30,1921,

PresidentS.D. Durham.

Vice-President- H.G. Maxe:y.

Cashier-J.t, Copolan.

DirectorsS,D. Durham, H.G. Maxey, W.O. Durham,S,T. G1llen, A.J. Gillen, J. E. . .ra"le L.P.

Date of Charter-June 4, 1910.

!logan iludnoss-Nov, 3, 1910.

RESOIRCES

LIABILITIES

Tiae Loans----------------------- 71,513 43 Capital Stock--------------------$ 15,000 00

D. .and Loans--------------------Loans on Real Estate------------- --------Banking House.................... 1,601 60
other Real Estate Owned -------- ----------Furniture and Fixtures----------- 2,006 65

Surplus Fand--------------------Undtdded Prof its----------------

-7;965"49

Due Unpaid Dividends------------Due to Banks in This State

---i52"iii

Due to Banks in Other States

Stocks and Bonds other Than

Call Money---------------------

U.S,or State of Oeorgia--------

Deposits Subl'ect to Check--------

United States and State of Oa,

Deaand Certi icates of Deposit$--

Bonds--------------------------

Casbier's Checks--------------~-

92 14

ts-.---------------- CDuuerrefrnocayApp_ro.v__ed _R_e_s_erveA__gen_t_s_.
Due frlla other Banks-------------

1,030 86 8802

Certified Checks----------------STaiaveinCgserDtiefiocsai tes of. Deposit

Checl<s for Clearing House-------

15 00 Trust Funds on Deposit-----------.

Cash Ites (lrregular)-----------

85 50 Certificates of Deposit Repre-

Advances en Cotton--------------Custoaer's Liability on Letters

Bislelns tiPnagyaBbloerr-o-w~e-d--M--o-n--e-y-----------------

of Credit and Acceptancos-----AdTancea Oll other C-odities

I~i:~m:;t:~-L;ti;;;;;c;;;jii;

Over Drafts (If any)-------------

54 75 ' and Acceptances---------------

Other ~esoarces------------------

Reserve For Interest and Taxu---

Cash Short-----------------------

70 53 Other Liabilities----------------

Total-------------------------- $76, 466 34

Total--------------------------$76,466,34

2~0

Exuiiaer'a lepert,

MAYSVILlE BANK, MAYSVILLE,. GEGilliA.

At Close Of Business October 10,1921.

Presidentr J.M. Eberhart,.

Vice-President-G,O. Castello,

Cashier-E,S.Collier,

Directors- l.M, Eberhart, 0,0, Castello, E.S, Collier, T,H, Blackwell, Earl D, Walker,

Date of Charter-_:Dec, 10, 1919,

Began Business- Dec. 10, 1919

Ti~ Loaaa-----------------------$-65,392 50

Deaaad Loan--------------------- 1,769 01

Loaaa on ~eal Estate------------- 4,723 82

BFOaatnhrknei&rit&RareBealoanEadatPa--tie-x-tO-n-Wr---a--a--d----------------------------

3,800 00

200 2,184

0440

Stocka and Bond~ Other Thaa

oafi!d ;r.f!:t:n:fs?:~:s!;o;:--- ---------

nu:Ot::;-App;;;;dR;;;;;;-A;;;i;: -8;046-36

Currency-----------------------~- 2,131 07

CDuheacFkar.l.oOr tCheler aBrianagkBa-o-a-s-e----------------- ----1-0-1-7--0

Caah ltaaa (Irregular)----------- ---------

ACdnYaatoncaeesr'aonLCiaabttiolinty--o--a--L-e-t-t-e-r-s--- ---------

of Credit and Acceptances------ ---------

AOOPdrtrbYeoerafraiDct~ereaaaaafodotaasrLcO(oeItsfhs.es-ar.--n-C-y--o--)a----a-----o---d----i--t--i---e-------------------

----6--,7--4--1------5--5
1,624 49

LIABILITIES.

Capitai Stock-------------------- $ 15,000 00

Surplus Fund---------------------

Undivided Profits----------------

Dna Oa~id Dividends-------------

Due to Banks in Thia State-------

Due to Banks in Other States----DCeaplloXsitosnSeuYb-j-e-c-t--t-o--C--h-e-c--k----------------

33,500 00 14,564 89

Deioaad ~ertllicates of Depoaitf-Cashier a Checka-----------------

---862-02

---58i-so Certified Checks-----------------

SaYings Derosit-----~---------- Tiae Certi icates of Deposit-----

15,306 53

Truat Fuada on D_ePosit-----------

Certificates of u-epodt Repre-

senting Borrowed Haney---------

Billa Pa~ble--------------------
~ed.iacounts----------------------

Liability on Letters of Credit~

and Acceptaaces----------------

~erve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------"'!l 9 .,_ 1114 94 Total-------------------------- $ 96-1U4 94

BANK OF JEANSVILLE, MEANSVILlE, GA.

At Close of Business July 19, 1921,

President- U.L, Taylor.

Vice-President-J,W. Holloway,

Cashier-B.G. Langford,

Directors- U. L. Taylor, J, W. Holloway, H. G. Langford, lf, E. Storey, lf, C, Norris, Early Owen.

Date of Charter- March 1, 19ll,

Began Business- April 1, 1911.

RI!SOIRCES

LIABILJ'tJES

Tiae Loans-----------------------$-65,881 86

DLeoaanasndeLa o~oaanl-E-s--t-a-t-e--------------------------- -2-3-,0-5-6--0-5-

Baaki'l Boa-------------------- 1,750 00

Other aal Estate OWned---------Farnitnre and Fixtures-----------

z:zsooo

Capital Steck-------------------- $ 17,060 00 Sarplaa Fund--------------------- 10,000 00 Undivided Prefits---------------- 1, 736 82 Due Uapaid Dividenda------------Due to Banks in This Stat------Due to Baaka ia other Stat-----

Stecka ud Bonds Other Than

Call Ken&y-----------------------

ORUA!.S~,.o~r~S~t~a~t~e-~o-f ~G~:e~o~r-g~ia~---~-:--.-.-.-

---------
156 00

Depeaits Sub,ect te Check-------Deiaad Certi icatea of Depeait-Cashier'a Checks--------------~-

-----1-1-0--0

Due fr.. Appr..ad ~eaerve Agent- 5,997 91 Certifie4 Checka-----------------

C11l'l'eacy.........................
DCnhaeckfar.f.eOr t~hteeraBriandg kBao--a-s------------------
Cash It... (Irregular)-----------

----2--1 --6--3--1----8--8-93 92

SaYiaga Depesits----------------Tlae Certificates of Depesit----Truat Funds on Depeait----------Certificates of Deposit ~epre-

--------z5;26no

Adnacea Cettoa--------------- 221 75 sentiag Berrowed Money---------

Caat...r'a Liability Lottera

Bills Payabl--------------------

AdoYfanCceraedit Orer Dralta

aQ(nItdfheAar ncccy,e.J.p-et-ad-a-i-ct-ei-a----------------

---------
---i4i-95

Othr leaonr------------------ ---------

RLeiadbiialcitoyanotns-L-e--tt-e-r-s--o--f--C-r-e--d-i-t,---
aa4 Aoceptancea-------------~-
ReaerYe For Iatereat an4 Taxea--other Liabilities----------------

Cash Long------------------------

Tetal-------------------------~10Z,175 39 Tetal-------------------------- $1oz 175 39

2)1

Exuiaer 's Jteport , BANK OF MEIGS, MIMGS, GA,

At close of business Aug. 12, 1921.

President- E.lt. Sllit.... Vice-PresidentJ.N, Carter. Cashie.-Duacan Bickley,

Directors-E.M. S.ith, J.N. Carter, Duacan Bickley, J,A. Bowers, M, Wilkes, Tho.as DeYia,

T.J, lfillia,

Date of Charter-May 6, 1903.

Began Busines.-June, 1903.

Rf;SOtRCES

LIABILITIES.

Ti Loans----------------------- $233 422 83 Capital Stock-------------------- $94,180 00

De.and Loan--------------------Loaaa on Real Estate-------------

7'973 78 .--! ...:.-

~f!i:e~~;iii;::::::::::::::::

18,836 ()() 2,8:23 44

BotahnkeirngR: eBaloEussta-t-e--O--!-m--e-d--------------------

5 7(f) 86
_!.____

Due Umpaid Dividends------------Due to Banks in This Stah-------

~::~~!ur~aB!n~!~:b:;-Th;;-----u.s. or State of Cleorgia.......
United States and State of Oa.

1,920 00
900 00

Due to Banks in other States Call MonY----------------------Deposita Subject to Check-------Deiuuld Certilicates of Deposita--

~~

CDuuBerroefnrnocdy.-A-p-_p-_r-o_-v_-e_-d_-_-J_-:_-e-_s-_e-_r-v_-e_-_-A_-_g-_-e_-n_-t_-s_-.

Cashier's Checks----------------Certified Checks-----------------

45756

Saviags Defoaits-----------------

Due Fro. other Banks-------------

Ti Certi icates of Deposit----- 48,270 89

It Checks for Cleariaf House.

468 55 Trust Funds on D_eposlt----------- 9,750 00

Cash

(lrregu ar)----------- - - - - - - Certificates of Irapoait Repre-

=--=--== ACduYsatoncaeesr'aonLCiaobtitloity---o-n--L-e--tt-e-r-s---

-------

aentiag Borrowed Money--------- - - - - Bills Payable-------------------- 52,500_00

Ad;!.~::d!! Otg.~c~:C::im;;::::

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--i-t---

Onr Drafts (If any)

and Acceptances----------------

other Resource------------------ --------- Reserve For Interest &Jid Taxes---

other Liabilities---------------Bonds Borrowed-------------------

:11,050 co

Total-------------------------- $303,306 36 Total-------------------------- $303,306 36

BANK OF MENLO, MBNLO, GA.

At close of Business Sept. 6, 1921.

President-R .A.Mcftorier. Vice-Presideat-O.D. lryatt.
Directors-R.A. llcll'laeri8l', O.D. Wyatt, J .c. Cha.blee.

Cashier-J .c. Chublee,

Date of Charter. 1904.

Bogan Busiaess -1904.

RESOtRCES

LIABILITIES

Tie Loans----------------------- $141~12 41 Capital Stock-------------------

Deaand Loans--------------------- 5 770:00 Surflua Fund--------------------

Loans on Real Estat------------- ---'---- Und1vided Profits-----------

Banking Hous-------------------- 2 500 00 Due Unpaid Dividends-------------

other Real Estate O!med---------Furniture and Fixtures----------Stocks and Bonds other Than

--'-2,500 00

Due to Banks in This State------Due to Banks in other Statu Call lloaey...

U.S,or State of Georgia 3,<XX> 00 Deposita Subl'ect to Check

United Statu and State of Oa.

Deaand Certi icatea of Deposit-

DuBe ofrnod.-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-.

------- Cashier's Checks------------- 467 37 Certified Checks---------------

Currency------------------------Due froa other Banks-------------

1,412 86 -----

SaYings Deposits------------Tlae Certificates of Deposit

Checks for Cleariag House........ - - - - - - Trust Funds on Deposit-----------

Cash Ites (Irregular)-----------

938 27 Certificates of Dipoalt Repre-

Adyaacea an Cotton--------------- --------- aentiag Brrowed Money---------

Cuatoaer'a Liability on Letters

Bills l'ayabl--------------------

of Credit and Acceptancu...... AdYancea on other C...odities....

-----------

JLtieadbiialictoyuonntsL-e--tt-e-r-s--o-l--C-r-edit--

Over Drafts (If any)

8 94 and Acceptances--------------

other Resources------------- 3,638 61 Reaerve For Interest and Taxes---

other Liabiliti--------

Total-------------------------$ 161,448 46 Total-----------------------$ 1610 41@. 46

F.:naiaer' a Report. C<WMERCUL BANK, AIETCAIF, GA.

At close of business July 9, 1921.

President-il .If. Horne.. Vice-Presidents-H.C.Copelaad,G .F .Hicks, Cashier-J .T .Holland.

Directors-J.If. Horne, B.C. Copeland, G.F. Hicl<s, J.T. Holland, Edwin Horn9 Elaer Horne,

lf,lf, Felkel, G. I. Horne L.D. Ferguson.

Date of Charter-July 3, 1911o.

Began Businesa-July 22, 1916.

LIABILITIES.

------ DTLeeiiaaiAeaJalLdooLaaoRnaea-nl--E----s--t--a--t-e---_--_--_--_---_--_--_--_--_--.--._--_--_--

$72,782 80 - - -2-11- -8-2

Capital Stock--------------------$
~f!i:e:~;iii;::::::::::::::::

15,000 00 5 000 00 3:937 87

Bankiac Bona--------------------- 1,227 16 Due UDpaid Dividends-------------

Other Real Estate Owaecl---------- - - - - - - Due to Banks in This Stat------- ----------

Furniture and Firtare-----------

923 61 Due to Banks in Other States----- ---------

Stocka aacl Bonds Other Tbaa
unYi!d ~~a~!~t:.:fs~i~g!f-a;:---

~:~s~t!e!;bj;;i-t;-Ch;;k:::::::: --4-7-!-~~-~
D.-.nd Certificates of Deposits--

Bond-----------~--------------

Cashier's Checks-----------------

155 54

Due froa Approved P-eserve Agents- 20,995 46 Certified Checks----------------- - - - - - -

------ CCDnhuaarcrPkear.nf.coyOr-t-Ch-et-ar-a-Br-i-an-ng--kB-a-o---n---a---------------------------

1,860 83 Saviags Defosits----------------Tlae Certi icates of Deposit-----

25,96261 28145

17 3C Trust Funds on D~posit----------- --------

Caah Itaaa (Irragnlar)-----------

500 Certificates of Iraposit Repre-

Advances on Cotton---------------

aentiag Borrowed Money--------- --------

Caat..er'a Liability on Letters

of Creclit' Aclvancaa oa

oanthdeAr ccc.e.p.toacntcitaise-s---------

1.BLRiiealdlbsiislcPitoayuynoantbslL-e-e---t-t--e--r--s----o---f----C---r--e--d----it--s------

-----------------

OVar D other l

rafts aaoa

r(cIef-a-a-y-)---------------------------

and Acceptances-"-------------- ---------leserve For Interest and Taxes--- - - - - - -

Other Liabilities---------------- - - - - - -

Total------------------------- $98,024 58 Total- ------------------------ $ 98,dl4 58

BANK OF METTER, METTER, GA,

At close of business

Presidaat-lY.D. leaned)', Vica-Preside'*'J.T, Trapnell. Cashie..,;L,H, Senll,

D

i

rectors B.F.

-FWo.rDd2nKu,anGn.eBa.y,

J,T, Trapnell, Hendricks, J.J.

L.4. Sewell~ J.R. Dixo~ W,L, Jones, Collins,){,,, Delrle ~..,.~L Rountree,

I.A.Brannon T,H,Bonn.

Date of Charta.....warch 4, 1904. Bile ~dl\es~. ~--'Jiar=-=c=h'--23~'--"l'JV'I::..::..:c:'_._ _ _ _ _ _ _ _ _ __

dSOtRCES

.

LIABILITIES

DTelaaeaadLoLaeaan--------------------------------------------
Loaaa on leal Eatat-------------

$2-24-88~,26-16-23--8124

Botahaerki,oBatoEuata-t-o--O--n--e-c-l------------------.--

19 000 00 1'835 60

Capital Stock-------------------- 1$2s,ooo 00 Sarplaa Fand--------------------- 25,000 00 DUunecllUvindpacalidPDroivfiidtse-n-d-s-------------------------- __1_3!0_7_5__2_8_ Dae to Banks in This Stat------- ----------

Farnitara abel Firtar----------- 6'538 58 Due to Banks in other States-----

--s.--oo- stJra 8,IICl Boacla Other Than U,S,or State of O.orcia--------

, 6,875 00

Call Honer----------------------Deposits Sab;ect.to Check--------

104,627 t5

------ Uaitacl States aacl State of Oa;

Daiancl Carti icataa of Dapoait--

DaBe ofar.c.lsA--pp-r-O-Y-O--cl--R--a-a-a-r-ro---A-g--o-n-t-a--

6 400 00 Cashier'a Checks-------------~--

253 05

13:920 75 Certifiacl Checks----------------- ------

Carre&ey------------------------- 3_.583 13 Saviaga Deposits----------------- - - - - - -

Duo fr.. Other Banks-------------

Tbaa Certificates of Deposit----- 117,92_386

~ChsehckIs

for t...

~tearing Bou-------(Irregular)-----------

Trust Funds on Deposit----------748 34 Certificates of Deposit lapre-

AdYaaces .. Cotto--------------- 13,145 37 aentiag Barrowad Honey--------- -----------

O.ata.er's Liability oa Letters

Billa Payable-------------------- 48 000 00

8811------------- of Croclit aacl Aecoptaacas------
Mvanc.. oa Other Ct-toclities---OOrtahrerD~rSaOfItIsI'(CIOfa----------.--------

---------
168 90 3,642 16

lLaidaibaicl iotny aotns -L- -e-t-t-e-r-s- -o-f- -C-r-e-c-l-it-l-l - aad Acceptances-------------~--
Raaarva For Iateraat and Taxaa--other Liabilities------~---------

2:750 00 ------------------
86 92

RCeassetorvaeedrafBaor:a.dtYs-r-a-o-i-a-t-ipa-~;.-_-_-_-_-_-_-_ 9,9753o3 0630

TotalJ------------------------- 52,404 39 Total----------~--------------- $352,404 39

SI!CONl ANNU\L RE~

233

Examiner's Report. THE CITIZENS BANK, METTffi, GA.

At close of business Sept. 12, 1921.

President-A,J. Bini. Vice-P!"esidants~.W. Watson, W.E. SillUllons. Cashier-C.G.A!cLean.

Directors-A.J, Bird, Oeo,W. Watson, lf.E. Simmons, J.D. Kirkland, Josiah Bird John Lanier,

W.A. Date

Brinson, E.LanterA) of'Char~er-Dec. 2v,

!. Mercer 1910.

1

V.S.

Durden,

L.ll. !lek!e,
Began Business-Dec.

201

'
1910.

RI!SOIRCES

LIABILITIES.

Ti Loan&-------~------~-------- $226,977 46

De.and Lean---------------------

320 29

Loaaa.oa Real Estat------------- ----------

Banking Bo Other Real

aEsta--te---o-.-a--n-d--.-..-.-.-.-.-.-.-.

19-,227010 0002

Furniture and Fixture----------- 3,852 34 stocks and Bonds other Thaa

U.S. or State of Georgia. 2,175 00

Uaited States and State of Oa.

DnBe ofard-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--p--n-h--.

4 100 00
16:118 39

- - - - - Currency-------------------------
Duo Fr011 other Banks--------.----Checks for Clearing Bons--------

3,420 23 811 41

CAadsvhanIcteos son--C~o-tt-p-n-

-~-----------
.--------------

Cnsto.er1s Liability oa Letters

110 67 9,146 33

Ad!!n~::d!! ot:e~c~::::i;:;;:::: ::::::::::
OYer Drafts (If any)------------- ------

other Resources------------------

834 53

Capital Stock-------------------Surplus Fund--------------------Uadtvided Prof i h---------------Due URpaid Dividends------------Due to Baaks in This State. Due to Banks in other States.. Call Jlloney....~------Deposits Subject to Check-------D.aand Certilicates of Deposits. Cashier's Checks----------------Certified Checks----------------TSeivln&Cserntiefiocsaittess--o-f--D-e-p--o-s-it-----.Trust Funds on D_eposit----------Certilicates of tfaposit ~pre-
senting Borrowed Jlloney--------Bills Payable-------------------RL ieadbiislci toyu nont s -L-e- t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -
and Acceptances---------------Reserve For Interest and Taxes--other Liabilities----------------

$30,000 ()()
.2.03~00~0~-o~o
s2,Iii57 55,577 70
1,044 98 98 75
3 500 00 u3;o78 43
3,296 28

Total-------------------------- $287,337 67 Total-------------------------- $287 33i 67

BANK OF CANDLffi COIJNfY, lllEITER., GA.

At close of business Oct. 25, 1921.

Presldent~eo. L, Willilllls, Vice-President.. Directors- Gao, L. l'lilllam., J .L. Nevil, W.A.

Bird,

o.w.

CaS. ier Pll. Bland, E.J. Bira,

lCll4o.llBinosll.ol'llly,

Jake Date of

Fine Cha

r1

Palmer ur

Alarcer,

Harold

Melvin '

Chas .E. Sllli th 1V .J. Be an Bus lno ss

Watson.

RESOIRCES

LIABILITIES

Ti.. Loans-----------------------$ 92,387 42 Capital Stock-------------------- $ _2__5_,o_o_o _oo

Deaad Loans--------------------Loans en Real Estate------------oBtahnekr i1eBatoEnasta-t-e--O--W---D-e--d-.-.-..-.-..-.-.-. Furnitaro and Yixtur----------Stocks and Bonds other Than
U,S,or State of Georgia........ Uaited States and State of Oa.

------------------------------------
8,041 34 750 00

Surplus Fuad--------------------Undvided Profits---------------Due Unpaid Dividends------------Due to Banks in This State.. Due to Banks in othe!" States. CDaelploJslilotsneSy.nb.je-c-t--to--C--h-e-c-k---------------Demand Certificates of Deposits--

2,056 41
~~~~~~

DuBe ofrn01d1-A-p-p-rD--Y-O-d--R--e-s-e-r-v-e--A-g--e-n-t-s-.

--------4 232 86

Cashier's Checks----------------Certified Checks-----------------

940 59 4,745 51

Currency.-----------------------Due fr.. other Banks------------Chocks for <;tearing Boas-------Cash It (Irregular} .

4:710 67 6,721 58

TSatv.eingCserDtieficoastiets--o-f--D-e--p-i-s-it-.---.--

968 41 Trust Funds on Deposit-----------

192 85 Certificates of DipositRpre-

5,984 29

A4Yaaces en Cotton--------------Cuat-r's Liability on Letters

217 52 senting Borrowed Jlloney--------Bills Payabl--------------------

of Credit and Acceptances------
any}------------- AdTancea on other c-oditie----
Over Drafts _(If other Resources-----------------Cks.pd.siace closing------------~ Cash Short---~------------------

----------
------------------
---------2,290 02 11 fY1

Rediscoants---------------------Liability on Letters of Credit
and Acceptances---------------Reserve For Interest and Taxes--other Liabilities---------------Deps. since closing---------------

30,435 95 711 53

Tetal--------------------------$120,529 74 Total--------------------------$120,529 74

Exuiaer'1 Report.

BANK OF MIDVILLE, &IIDVILLF., GEO~ IA.

At Close of Business July 2, 1921.

P~esiclent-L. O. Benton, Vice-President-~M.~.pltree,

Casltier-.B. U. Wilburn.

Dtroctors-L.O, Benton, ~ n!, Mu(1tnae ,H. H. Wriburn, I. F. Wells, U.A. Wasden, H, F. Bent, W, D, D

J. W.Sandeford,



Date of RJ!SOtRCES

LIABILITIES.

Tiae Loans----------------------- $ 96,182 85

Deund Loan--------------------- 9,560 79

Loana on Real Estate------------BOathnekrinRg eBalouEsseta-t-e--O--w-n-e-d-_-_-_-_-_-_-_-:-,._-_-

:i;6.10-oo

Furniture and Fixtures----------Stocks and Bonds other Than
U.S. or State of Georgia------United Statu and State of Oa.

DuBe ofrnodaSA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s--

Currency-------------------------

Duo Fr.. Other Banks-------------

Checks for Claarinf Bous--------

Cash Itoms.(Irregu arl-----------

ACduvsatoncaeesr 'sonLCiaobttiolinty--o--n--L-e-t-t-e-r-s---

Ad:!n~::d!!
Onr Drafts

O(iIf:.a~ncyc:)-C-:-~--m-;-;-:--:-:-:-

other Resources------------------

1,432 55 970 18

Capital Stock--------~-----------$ Surflus Fund--------------------Und vidad Proflh---------------Due UD~id Dividends------------Dna to Banks in This State------Due to Banks in other Statu----Call MoneY----------------------Deposits Subject to Check-------Deaand tertillcates of Deposits-Cashier s Checks----------------Certified Checks----------------Savings Drosits----------------Tiae Corti icates of Deposit----Trust Funds on D_.posit----------Certificates of Irposit Repre-
senting BorrOlfad Moner--------Bills Payahle--------------------
Rediscounts-----~----------------
Liability on Lottera of Credits and Acceptances----------------
Reserve For Interest and Taxes--other Liabilities----------------

25,000 00
10,.000 00
17,359 90 31,436 99 2,000 00
137 95

Total--------------------------$ 125,506 66 Total-~------------------------ $l25,506 66

FmtE~ AND Me{OIANTS BANK, MIDVILLE, GA.

At Close of Business July 22,1921.

Prcsiclcnt-!V,A. Law,

Vice-President- S,A. Jones,

Cashier-J.B, Thurman.

Dircctors-'V,A, Law, S,A. Jones, C.A. Jaclrson, J.E. Cross, H.S, Smith,

Date of Charter-

Began llusiness-

RJ!SOtRCES

LIABILITIES

Tiaa Loans----------------------- $ 63,586 78 Capital Stock-------------------- $ 15,000 00

Demand Loans--------------------Loans on Real Estate-------------

1, 017 08 ---------

~=~r!::.~nn~;iii;::::::::::::::::

10,000 00 3,476 38

Banldng House-------------------- 5, 000 00 Due Unpaid Dividends-------------

other Real Estate Owned---------Furniture and Fixtur----------Stocks IUid Bonds other Than UnUit,eSd,oSr tSatteasteanodf GSteaotergoiaf -O--a-.----
DuBe ofrn01d1-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-h---

-3;5oo-oo

.Due Due

to Banks to Banks

in This State------in Other States-----

Call MonY-----------------------

---------

Deposits Subl"ect to Check-------Demand Corti icates of Deposits--

-1-2-,1-2-1---37-

Cashier's Checks----------------Certified Checks-----------------

-i;s<xioo
30,546 86
----52':"6i

Currency------------------------- 2,006 87 Savings Dafosits--~-------------

Due from other Banks------------Chacl<s for Clearing Bouse--------

----1-5-7--3-4

Tiae Corti icates of Deposit----Trust Funds on Deposit-----------

Cash Items (lrregular)----------- 1,388 26 Certificates of Deposit Repre-

ACduvsatonmceesr'osnLCiaobttilointy---o-n--L-e--tt-e-r-s---

--------- senting Borrowed Money--------Bills Payable--------------------

any)------------- of Credit and Acceptances------
Advances on other c...oditi----
Over Drafts (If

-----------------

Rediscounts---------------------Liability on Letters of Credits

220 56 and Acceptances----------------

other Resources------------------ 3-,239 45 Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $ 92,237 73 Total-------------------------- $92,237 73

SI!CO!tl ANNUU. REI'IIn'

235

Exaaiaer'a Report,

BANK OF MILAN, MILAN, GEO~IA.

At Close of Business July 25, 1921,

President-L.fl. Denton.

Vice-President-

Cashier-R. C. Chambers.

Directors L.O:. Denton, Morgan Cook, R. C. Chambers, J.H. Cobb, R. E. Cravey, li'.E. Wilcox,

K. L. Smith, Banliers Trust & Credit Co.

Date of Chartar-

Began Business-

RESOIRCES

LIABILITIES.

-T-i:-__Lo_a_n_a_-_-__-___-__-_-_-_-__-_-_-_-_-__-_-_-_...,$---93-,-7-63--45-+-Ca_p_i_t_a_l_S_t_o_c_k__-__-_-__-_-_-_-_-__-_-_-_-_-_-__-_-$-30,.-000--00-

De..nd Loans--------------------Loans on Real Estate------------Banking Bouse-------------------Other Real Estate Owned---------Furniture and Fixture-----------
St~~~~ ~s~!t:.~~~r~~------
United States and State of Oa. Bonds--------------------------
Due fro. Approved Reserve Agents. Currency------------------------Due Fr.. other Bank------------Checks for Clearing Hous-------Cash Iteaa (Irregular)----------Advances on Cotton--------------Cuat..er's Liability on Letters
any)------------- AdovfanCcersedoint aontdheAr cCcoepaataondcietis----------
Over Drafts (If other Resources------------------

1,354 18
11;564-oo
2,000 00 2,800 00
4,750 oo
5;241-28-
2--,3-4-5~--4-997 00 194 71
---------
------7--7--0----8--0--
---------

Surpl_us Fund--------------------Undtvided Profits---------------Due Unpaid Dividends------------Due to Banks in This Stat------One to Banks in other States-----
~:~.~;:~;bj;~i-i;-ci;~k::::::::
DeDand Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tie Certi icates of Deposit----Trust Funds on D~posit----------Certificates of Jrepoait Repre-
seating Borrowed Money--------Bills Payable-------------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f --C-r-e-d--it-s---
and Acceptances---------------Reserve For Interest and Taxes--other Liabilities---------------Deposits since yesterday--------Cash Long------------------------

6, 000 00 1,526 84 -------------------------
18;689-59
7;107 01 331 14
---------
45;862-oi
---------
--------15,000 00 ---------
-------------------------
361 39 3 02

Total-------------------------- !ji 124, 881 00 Total--------------------------$ 124,881 00

EXCHANGE BANK, MILLEIDEVILIE, GA.

At Close of Busines,s August 27,1921.

President-John Conn.

Vice-President-H. D. Allen.

Cashier-otto M. Conn.

Directors-John Conn, H. D. Allen, otto M. Conn, 0, 0, Banks, L.M. Jones Jr., W. L. Ritchie,

Dixon Williams.

Date of Charter-May 20, 1903.

Began Business-June 1, 1903.

RESOIRCES

LIABILITIES

Ti.. Loan-----------------------$ Doaand Loans--------------------Loans on Real Estate-------------

303,129
12154,,9ru4o1

69
o9o9

Capital Stock--------------------$ 75,000 00 Surplus Fund--------------------- 50, OQ,J 00 Undtvided Profits---------------- 30,903 71

Banking Bous-------------------othor Real Estate Owned---------Furniture and Fixto-res-----------

--2;099-27
3,209 69

Due Unpaid DivideJUis------------Due to Banks in This State------Due to Banks in Other States-----

9 00 -----------------

Stocks and BoJUis other Than U.S,or State of Ooorgia--------

5,600 00 ~:!~s~i:e~;b1:;~t-t;-Ch;~k:::::::: 88;321-52

UDited States and State of Oa.

Deioand Certi icates of Deposits-- ---------

DaBa ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-Currency------ ______ -----_------Due fr.. other Banks------------Chocks for Clearing Bous-------Cash It (Irregular)----------A4Tancea on Cotton--------------Caatoaer'a Liability on Letters

--()ooo- 12,450 00
16,610 24 6,687 77 3, 716 80
565 08 2,222 77

Cashier's Checks----------------- 1,6~~ ~

CSaeyritnigfisedDefCohsietck-s------------~-------------------Tlae Certi icate's of Deposit----Trust Funds on Deposit-----------

2--015-5,-,699757-(5:63

Certificates of Deposit Repre-

senting Borrond ~Ioney--------Bills Payable-------------------- 5 ,

00

of Credit and Acceptances------

Rediscount!~---------------------- ----------

any)------------- AdTances on other c...editie----
Over Drafts (If other Resources-----------------county 'Warrtl!ltS-----------------State o~ Georgia Warr.nts--------

Liability on Letters of Credits

3,726 19
i9;44ii88
30 00

and Aeceptances8--------------Reserve For Interest and Taxes---

---1-, 8-4--4- -78-

Other Liabilititts---------------- ----------

Total-------------------------- $519,430 37 Total--------------------------$519,430 37

SI!CO!I} ANNIAL REI'IRI'

E:aaiaer 's Jtepert .MEQ;IIANTS & F~2S !lANK MILLEDGEVILLE, GA.

At close of business July 18, 1921

Presidont-Jno.T.Allen,

Vice-President-

Caahi,r-L. C, Qall

Directors-Jno.T.Allen, L. C. Hall.. Jno. T. Day, H.D.Allea, J. F. Bell, J. L. Beesm,

J..N. Callo""Y

Date of Charter-January 1898.

Began Business-.March 1898.

RI!SOIJI.CES

LIABILITIES.

tiae Loans----------------------- $344,521 90 Capital Stock------------------- $ 80,000 00

Deaand Loans--------------------- 6,426 53 Surplus FURd--------------------- 10,000 \)0

Loans on ~eal Estate------------- 75,000 00 Undivided Profits---------------- 49,5811 61

Banking Bouse--------------------

Due Un~i~ Dividends------------- 1,800 00

Other Real Estate Olmed----------

Dae to Bagks in This State------- ----------

Furniture and Fixtures-----------

Stouc.ks.s

and Bonds Other Than or State of Oaor&ia

Due h ~ in other States..... -------
~:~s1t:e;;bj;~t-i;"ci;;;k:::::::: 89;19219

United States and State of Oa.

Demand Certificates of Deposits.. ---------

Bonds--------------------------

Cashier's Checks-----------------

86 68

Due fro. Approved Reserve A&ents.
Currencr---------~---------------

21.705 09 Certified Checks----------------~ 9,950 25 Savings Drosits-----------------

~---~
94,Q89 o6

Due Fr Other Banks-------------

37 00 Tlae Certi icates of Deposit.....

148 35

Checks for Clearing Hoaae-------Cash Iteas (Irre&nlar)----------

582 92 Trust Fuels on DIPPit--------- ------400 65 Certificates of lfepodt Repre-

Advances on Cotton---------------

senti"C Borrowed .Money......... --------

Custr's Liability on Letters

Bills Payable-------------------- 70,000 00

of Credit and Acceptances------
any)------------ Advances on other Coa.odities----
Over Drafts (If

~discounts---------------------- --------Liability on Letters of Credits 25 49 and Acceptances---------------- ---------

other Resources------------------

Ruerve For Interest and Taxes... ------

otber Liabilities---------------- --------

Total-~------------------------ $464,901 89 1 Total-------------------------- $464,901 89 IULLEOOEVILLE IIA:.'ltl(l CO. - .MIU.EDGEVI!..LE, GA. At close of busine.. Dece11ber 20, 1921

President~iller S Bell.

Vice~re.,ldent-D. S. Sanford. Asst. Caahier.Chas .M;Davis,

Directors-Miller S. Bell, D. S. Sanford, E. E. Bass, E. E. Bell, B. I. Fraley, J. E. Kidd.

J. B. Kennedy.

Date of Chertor-Oc:toller 1874

Began llusiness..OCtober 1884

- - - -L- - - - - = = LIAJ31LIT =IES - - - -

Tiae Loans----------------------- $398,743 09 Capital Stock Paid in------------ $ 50,000 00 p._and Loans--------------------- 98,373 50 Aaonnt ~eserved for branches----- ---------Loans secured by ~eat Estate----- ----------

United States Bands-------------- 111,000 00

Other Stocks and Bonds----------- S, 500 00

Banking House-------------------- 4, 773 92

Furniture and Fixtures----------- 4,264 28 Surl'lus-Fnnd.------------------- 100.000 00

Other ~eal Estate Owned----------

500 00 Undtvided Profits--------.;______ 55,0-&9 18

Due fro11 banks in this eState ..,.. -------- Dividenlls Unpaid---------------- 3,326 00 Due from Approved Resern Agents- 110,191 40 Due to Banks in this State------- 1,369 89

Currency------------------------ 13,751 21 Dlle .. .lo Banks in other states---- - - - - - -

Advances m cotton------------- 4,468 39 Call Moner---------------------- -----Advances on thor commodities---- -------~ Individual Deposita subjo et to

Ck cks for learing House-------- 2,207 18 Check--------------------------- 173,852 07

Other ~becks and cash items------

50 41 D-..d Certificates of f;leposit--- - - - - - -

Customers liability on letters of

Tille Certificates of Deposit----- ---------

credit and acceptances---------- - - - - - - Saviugs Deposits---------------- 240,038 81 Overdrafts (if aor)------------- 1,019 38 Trusf-Funds onlJeposit.---------- 35,206 00

Other Assets not 1ncluded above-- ------ Cashiers Checks-----------------

905 14

Transit acc't------------------

113 23 Certified Checks-----------------

42 90

War Saving St,.,ps----------------

834 00 ,llills Payable------------------ ------

Notes ana Bills re-discounted---- ------Certificates of Deposit for

- - - - - 1 Borrowed Money------------------ -------Total-------------------------$ 659,789 99 Liability on Let tors of Credit

and Acceptances--------------- --------

Reserve for Interest and Taxes--- --------Other Liabilities not included in

I -::~~~::=--===--=:::-_-:..-::.;;....;-;;

.237 Euaiaer 's ~(Miri.

At elose of business Octot;er 31,1921

President-J. Directcr s-J.

P, P.

Applewite. Applenite,_

R..G.

Yiee..i'resideatDaniel, Ira P,parker,

S.C.

Parker,

Cs.was.hiPearl-aJe.r,MF...GB.:a!kte:Cso::b,

H.Q.Bell, 1(, }l, Murphin.

Date of Charter-

Bagan liasiness-

iti!SOIRCES

LIABILITIES.

Tiae Leans----------------------- $302,931 88 Capital Stock-------------------- $ 50,000 ()()

Deaand Loans--------------------- 14,753 46 Surplus Fund--------------------- 50,000 00

Loans on R.eal Estate-------------

UndTided Profih---------------- 10,023 52

Banking Bouse-------------------- 20,563 75 Due U.paid Diviaonds-------------

Other R.aal Estate Oaaed----------

Due to Banks in This State-------

Furniture and Fixtures----------- 11,755 39 Due to Banks in other States-----

Stocks and Bonds Other Than
u.s. or State of Georgia-------

3,675 00 ~!~s~t=e~;bj;~t-t;-Ch;~k:::::::: 188,122 18

UnBitaenddSs-ta--te--s--a-n-d--S-_ta-t-e--o__f _O__a_.__ _

Deaand Certificates of Deposits-42,745 00 Cashier's Checks-----------------

32,775 42 957 64

Due froa Approved Reserve Agents- 20,338 39 Certified Checks-----------------

Currency------------------------Due Froa Other Banks-------------

9,951 62 Savings Deyosits----------------- 106,113 37 27,288 15 Tiae Certi icates of Deposit-----

Chocks for Ctoaring Bous-------- 1,188 26 Trust Funds on D~posit----------

Cash Itos (lrrogular)----------- 7,251 23 Certificatos of Ireposit Repre-

Advances on cotton--------------- 28,278 94 senting Borr01fed Money---------

Custllller 's Liability on Lottors

Bills Payable-------------------- 37,000 00

of Credit and Acceptances------
any)------------- Advances on Other c....odities----
OVer Drafts (If other Resources------------------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s--and Acceptances----------------
Reserve For Interest and Taxes---

9,359 49

Checks paid since closing-------- 2,094 78 other Liabilities---------------- 3,408 25

5,020 13

35 85

Total---------------~---------- $492,815 85 Total-------------------------- $492,815 85

At close of business August 1,19211

President-L. Diroctors..J..

0. 0.

Benton, Beaton,

s.

J.

Vico.J'reside Childers, G. P.

n1t\-hSo.elJe.s,CJh.ilcd.erMs.artin,C_ aPs.hiewr....EOt.hPe.r\Iihdegeel,es.

GeoJlGoddard, W. W. Duke, B. }'. Cook, B. H. Hardy, J, .I'. Ball

Date of Charter-Jaae 23, 1911,

Began Uusiness-August 15,1911

R.ESOIRCES

LIABILITIES

Tiae Loans----------------------Deaend Loans--------------------Loans on R.eal Estate-------------

$114,426 94 43196

Capital Surplus

Stock-------------------Fund---------------------

$

25,000 5,000

00 00

Undvided Profits----------------

Banking Bous-------------------other ~eal Eatate Owned----------

1,600 00

Due Unpaid Dividends------------Due to Banks in This State-------

Furniture and Fixtures----------Stocks and Bends other Than
U.S,or State of Oeorgia-------Uaited States and State of Oa,

1,832 00 Due to Banks in other States-----

Call Money-----------------------

22500

Deposits Subl"ect to Check-------Deaand Certi icates of Depasits--

38,500 31

Bands-------------- __ ---------Due froa Approved ~eserve AgentsCurrency------------------------Due froa other Banks------------Checks lor Clearing Hous-------Cash Iteas (lrregularl-----------

1,157 11
--8-,0-5-6 -4-7 185 81

Cashier's Checks----------------Certified Checks----------------Savings Deyosits-------~-------- Tiae Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

10 00 23,372 40

Advances ea Cotton---------------

senting Borro,..d Aloney---------

CustOIIer's Liability on Let1ers of Credit and Acceptances------
Advances on other COBaodities----

Bills Payable-----------~-------- 36,300 00 RL.ieadbiislictoyuonntsL--e-t-t-e-r-s--o-f--C--r-e-d--it-s--- 1,012 iS

OVer Drafts (If any)-------------

502 07 and Acceptances----------------

other Resources------------------

210 56 Reserve For Interest and Taxes---

Cash Short------- -----------Profit and LO&s-----------------

12 35 Other Liabilities---------------614 59

Total-------------------------- $129,254 86 Total------------.:------------ $129,254 86

Exaaiaer ' Report. THE FARMERS & !llilOIANfS BAliK - MILLTO!m,GEO~IA.

At close of business July 14, 1921.

President-R..N.Burcll. Vice-Presideats-W.L.l\!iller, S.R.Pattea,

Cashier- R.M.Pealaad.

Diroctors-R.N. Burch, S.R. Pattea, .M.C. Tomliason, C.L. Cl..eats, W.L. Miller, R.M.Penlaad,

R. E. HIIWII11.

Date of Charter-April 18, 1907.

B~aa Business-Jnly,l907.

RESO{RCES

LIABILITIES.

Tie Loan&----------------------- $112,409 24 Capital Stock-------------------- $ 15,000 00

Deund Loan--------------------- 1,388 92 Surplus Fund---------------------

525 45

Loans on Real Estate------------- - - - - - - Undvidad Profit--------------- - - - - - Banking Bouse-------------------- 2,167 00 Due Umpaid Dividends------------- ---------Other Real Estate Olmed---------- 3,783 26 Due to Banks in This State------- --------

Fnrnitnre and Fixtnres----------St ocks aad Bonds Other Thall
U.S .or State of Georgia------United States and State of Oa.

2,415 49 Due to Banks in other States----- ----------
3,000 00 ~:;!.~t!e~;bj;;it;-Ch;ek:::::::: -i7;82~03
Deiiland ~ertilicates of Deposits-- 2,500 00

DuBe ofrnod.-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-. Currency------------------------Due Froa other Bank------------Checks for Clearing Bouse-------Cash It (Irregular)-----------

-- ----- ------1,634 52 4,731 60 104 15 619 46

Cashier s Checks----------~-----Certified Checks----------------Savings Defosits----------------Tie Certi icates of Deposit----Trust Funds on D~poslt----------Certificates of Jreposit Repre-

61 98
---1-,7-6-5--s-o-
66,250 70 ----------

ACduvsatonmceesr'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s---

------

senting Borr01red Money--------Bills Payable------~-------------

-------23,000 00

Ad;!n~::d!! ~:.~cc~:dii:;;:::: :_-::::-_::: RLieadbbilciotyanohn -L--e-t-t-e-r-s--o-f--C--re--d-i-t--- 1~,176 20

Over Drafts (If anyl------------- -------- and Acceptances---------------- ---------other Resource------------------ -------- Reserve For Interest 11114 Taxes--- ---------

Current Checks------------------

610 00 other Liabilities---------------- ---------

Cash Short---------------------

48 Uaentered Deposits---------------

25 65

Depositors' Gnaraatee Fnlld------- 3,439 85

.Matual Fire Iasuraace F1111d-------

120 00

PrTofit ota

1-aa-d--L--o-s--s-----------------------------------

$ 1,61 138,084

84 81

Total---------------~---------- $138,084 81

BANK OF MOLENA - !IOLENA, GA.

At close of business July 11, 1921.

Presideat-Z. Directors-Z.

Lawrence. Lawereace,

W.O.

UVoircdea-nP, reJs.idse.ntD-Wua.a,oW. .MJordBaaar.ker_.W.M.HCaardshy.ieDr-.MJ..CW.Wiilllkise.s,

Date of Charter-1901

Begaa 611siness-1901

RESO{RCES
Tiae Loaas----------------------D..aad Loans--------------------Loans on Real Estate------------Banking House-------------------other Real Estate Owned---------Furniture and Fixtures----------Stocks a.nd Bonds other Than
U.S.or State of Oeorgia-------Unitod States and State of Oa. DuBe ofrnOdAs-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-. Curreacr------------------------DCuheeckfrsOAfoor thCelreaBrianngkBso--u-s-e-.-_-_-_-_-_-_--_ Cash Ites (Irregularl----------Advances en Cotton--------------Cnatoaer's Liability on Letters
of Credit and Acceptauces-----AOdvYeranDcersafOtsn o(tIhf earnCy.):.. ._o__d_i_t_ie_s_____ other Resources-----------------Dap. llaarantee Fund------------Cash Short-----------------------

LIABILITIES

Capital Stock-------------------- $ 15,000 00

~::if!~:e~1111~;iii;::::::::::::::::

3,000 00 3,808 37

1,693 90 Due Unpaid Dividends-------------

16 00

Due to Bank~ ia This State-------

2,084 28

Due to Banks ia other States----Call Moner-------------~---------

11,000 00

4,675 00 Depoaits Sabl'ect to Check-------- 22,035 24

Deuud Certi icates of Deposits--

Cashier's Checks-----------------

67 40

7,100 53 Certified Checks-----------------

1,250 95 Savings Deposits-----------------

Tiae Certificates of Deposit----- 26,826 70 378 95 Trust Funds on Deposit-----------
58 55 Certificates of Deposit Repre-

5882 senting Borrowed Money---------

Billa Payable--------------------

RLeiadbiislcitoyuaotns-L-e--tt-e-r-s--o--f--C-r-e-d--it-J---

68 45 and Acceptances---------------Reserve For Interest and Taxes---

3.518 55 Other Liabilities----------------

21 01

Total--------------------------$ 91,753 71 Total--------------------------$ 91,753 71

239

E:uaiaer 's Raperi. BANK OF )!ONROE, MONRO!, GA.

At close of business Sept. ::10, 1921.

President-B.S, Walker. Vic..-prosideut-J,R. Radford.

Cashiur-J.R. Radford,

Directors- B.S. Walker.. J.R. Radford, J.P. Adams, Weyaau P. Bell, A.B. l.auuhis, W,H,

Nunally, Clifford nalker.

Date of Charter,

Began Bus iue ss

QI!SOIRCES
Tiae Loan&-----------------------$ 610,273 72 Deaand Loan--------------------- 12 058 16 Loaas on Real Estate------------- 166:338 76 Banking Boas-------------------- ---------Other Real Estate Olmed---------- ------Furniture and Fi:rturh----------- 2,500 00 Stocks and Bonds Other Than
u.s. or State of Georgi------- 11,250 00 United statu and State of Oa.
Bond-------------------------Due fr~ Approved Reserve Agents. Currency------------------------Due From Other Banks------------Checks for Clearinf Bouse-------Cash lteas (Irregu ar) ----------Advances on Cotton--------------Cnstoaer's Liability on Letters
of Credit and Acceptances------ ------Advances on other Coaaodities---- ------over Drafts (If uyl------------- ----other Resources.----------------- ---~---Custotllers L/Bond Account--------- 56,250 00

LIABILITIES.

,oro Capital Stock--------------------$ 300

oo

Surplus Fund--------------------- 75 000 00

Undivided ~ofits---------------- 6'032 74

Dna Unpaid Dividends-------------

'363 00

Due to Banks in This Stat------- ------Due to Banks in other States----- - - - - -
~!~s~t!e~;bj;~tt;-Ch;~k:::::::: 243-sQ6-a2

Deaand tertilicates of Deposits.. 26:325 41
~:;~t:ie~ ~~=~t!::::::::::::::::: 2iti ~

Savings Deyoslts----------------Tlae Certi !cates of Deposit----Trust Funds on D0posit---------Certificates of Ireposit Repre-
sent lag Botr01red Money--------Bills Payable------------------Rediscounts---------------------Liability on Letters oi Credita
and Acceptances---------------Reserve For Interest and Taxes--Depreciilt ion L/Bonds-------------
Cash----------------------------Customers L/Bond Account---------

---------

_

3 -

81 5-7_1_-74

-------30 000 00 168:505 05

------19,1~ ~i 14 10 56,250 00

Total--------------------------$ 966,627 78 Total--------------------------$ 966 627 78

FARMERS BANK, MONR<E, GA,

At close of business Sept. 21, 1921.

President-.! .M. No1fell. Vice-Ptesidonts-H,M.Arnold l.B. Mobley, Cashier-C.R,Bradlord.

Directors-J.M,No,..ll,. U.M, Arnold, A.B. Mobley, R~bt, Aycock, J.O. Breetllove, o.w.

Filkor~ Jr; R.L. Date of Cnartar Dec,

2now1el~l .J .T .LiBoon,

lf.L.

Wood. Be

an

Bus iuess

Jan,

!_._!.1906~!,.,'--------

m!SOIRCES

LIABILITIES

Tiae Loans-----------------------$19f 252 19 Daaand Loans--------------------- 9'173 45 Leans on Real Estate------------- 1101 858 50 Bankin& Boas-------------------- ___!_____ other ~eal Estate Olmed---------- 12 196 95 Furniture and Fixtures----------- 3:320 00 Stocks and Bonds other Than .
U.S.or State of Oaorgia-------- --------United states and State of Oa,
nn:O~!,;-,\j;j;;;;;i-~;;;;;;-,\g;;!;: ~~~~-~

Carrencr------------------------- 8 232 95

Due froa other Banks------------- 81:427 19

Checks for Clearing ftous-------- 2,656 09

Cash Iteas (Irregalar)-----------

7 00

Advances on Cotton--------------- 12,371 66

Customer's Liability on Letters

of Credit and Acceptances------ ---------

Advances on other c-odities---- ---------

over Drafts (If anyl------------- -------other Resources--~--------------- - - - - - - -

Customers L/Bond Account---------- 73,050 00

Cottoa O..ned---------------------- 525 52

Capital Stock-------------------- $150 000 00

Surplus Fand--------------------- 30'000 00 Und1vided ~ofits---------------- 12'617 18

Dae Unpaid Dividends------------- 1'520 00

Due to Banks in This Stat------- - - '-----

Dae to Banks in Other States----- - - - - - -

Call Mone~---------------------- --------

Deposits ubl'ect to Check-------- 180,131 45

DeBand Certi icates of Deposits-Cashier's Checks----------------Certified Checks-----------------

5 152
3,760

77~8

246 ~

SaTings Defosits----------------- ---------

Tiae Certi icates of Deposit----- 32,96.5 07

Trust Funds on Depesit----------- -------Certificates of Deposit Repre-

senting Borrowed Money--------- -------

~BeidlilsscoPaanytsa-b-l---------------------------------------

20 000 00 6:947 81

Liability on Letters of Credits

and Acceptances---------------- --------

Reserve For Interest and Taxes--- --------

OCutshteort~L~eiras bLi/lBiotinedsA--c-c-o--u-n-t-----------------

----73,050 00

Total--------------------------$511,391 50 Total--------------------------$511,391 50

240

Euaiaer' ltoport ,

UNION BANKINO CO., MONROE, GA.

At ch>SI! of business July 16, 1921,

Presi<len~.o. Benton. Vice-Presidents..:~ .E. Wright , C.L. Barrett,. Cashier-H.D.Spivey.

Directors-L.O. Benton, J.E. Wright, C.L. Barrett, B.D. Spivey, W,A,Spann, S.D. Moon,

\Y .P .Briscoe.

Date of Charter

Began Business.

l!I!SOIRCES

LIABILITIES.

Tiae LoaJdl----------------------- $138 367 10

Deaand Loan--------------------- 4:076 06

Loans on Real Estate------------- 60,283 59

Banking Bonae--Other Real Estate

-0--1-i-n-e-d--------------------

Furniture and Fixtures-----------

-34-0,55-0((0-) cC-oO

Capital Stock-------------------Sarflus Fund--------------------DUnude vUind~oiddPDroivfiidtse-n-d-s--------------------------

$

62500 11

000
COO 283

00
CO 25

_ _!_____

Duo to Banks in This Stat------- ---------

Due to Banks in other States----- ---------

Stocks and Bonds other Than
UnYi~ci s~a~!~t~f sra;~g!;-o;:---

500 co ~:!!s~t!8!;bi;~tt;-Ch;~k:::::::: 36:27~ i3 De-.n4 ~ertilicatos of Deposits--

Bond-------------------------- --------- Cashier a Checks-----------------

19 39

Due fro. Approved Reserve Agents. --------- Certified Checks----------------- 1,000 00

Currency------------------------Duo Froa other Banks------------Checks for Clearing House-------Cash Itoas (Irregular)--~--------

1 2

1,

943 930

s3s7

473 28

1,147 30

TSalv-inCgso rDt ie fi coastietss - o- -f - -D-e- -p-o-s-i-t----------

TCreurstti

fFicuantdessonof

D~osit-----------
u-eposit Repre-

----8 195 92
----1 ------

Advances on Cotton---------------

Cns~oaer's Liability on Letters

Ad!!n~::d!!
Over Drafts

~(~Ife~acn~y!)t-:-:-i--m-;-;-:--:-:-:-

other Resources------------------

===== 61175 93
--------330 27

sontiag Borrowed Money--------Billa Payab1-------------------RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - C- -r-e-d- -i t-s- - -
and Acceptances---------------Reserve For Interest and Tax---

---------91,000 00
-----------------------

other Llabillti---------------- 2,449 16

Total--------------------------$ 2241227 45 Total--------------------------$ 224 227 45

BANK OF .MONI'EZIJMA, MONTEZUA!t\ ,OA,

At close of business July 26, 1921.

President-H.N. Gallaher, Vice-President-G.M, Chastain Cashier-W.A. Robinson,

Directors-H.N. Gallaher, G.M, Chastain, G.F. Franklin, T.J. Dykes, W.C. Hicks, R.W.Espy,

Yancey Hill, Jr. Date of Charter Apri

1

C.H, Rich 10,1918.

ardson,

&I.E.

Chastain, J .E. Rld. Be an Business

Ma

1

1918

RESOURCES

LIABILITIES

Tiae Loan----------------------- $ Deaand Loans---------------------

8511

612
896

22 75

Loans on Real Estate------------Banking Bons--------------------

--7!'2-2-6--7-0

other Real Estate Owned---------- ---------

Furniture and Fixtures----------- 3,ot3 68

Stocks a.nd Bonds other Than

U.S,or State of Oeorgia-------- --------United States and State of Oa.

Bonds-------------------------- ---------Dae fr011 Approved Reaerve Agents- ---------

Currency------------------------- 9,560 74

Dae froa other Banks------------- 36,8Io 86

Chocl<s for Cleariag House-------Cash Iteas (Irregular)___________

412857 6207

Advances on Cotton--------------- ---------Customer's. Liability on Letters

of Credit and Acceptances------ ----------

anyl------------- Advances on other c...oditios---- ----------

Over Drafta (If

2,243 15

--------- other Resources------------------
Transit Account------------------ 1,631 15

Depositors Gaar.Fand-------------
Profit &Loss--------------------

2,~l ~

Capital Stock-------------------Surplus Fund---------------------

$3 --

0--10--0-0-0-0-

Undtvided Profits---------------- ----------

Due Unpaid Dividends------------- ---------Due to Banks in This State------- ----------

Due to Banks in other Stat----- ----------

~:~~s~t:e!;b~.;~tt;-Cb;~k:::::::: -s9: s71 42CO-

Demand Corti icates of Deposits-- 7 083

Cashier's Checks----------------- 1:108 46

Certified Checks----------------- ---------

Savings Defosits----------------- ---------Tiae Corti icatea of Deposit----- 10,171 84

Trust Funds on Deposit----------- -------Certificates of Deposit Repre-

senting Borrowed Money--------- ---------

Billa Payable-------------------- 10 000 00

Rediscounts---------------------- 3:789 21 Liability on Letters of Credits

and Acceptances---------------- ---------Reserve For Interest and Taxes--- ----------

Other Liabilities---------------- ---------

Cash Long------------------------

130 57

Total-------------------------- $152,154 50 Total-------------------------- $152 1 154 50

SECOOD ANNUAL REP<m

241

JASPER COONTY BANK, MOOICELI..O,OA,

At close of business July 11, 1921,

President-H.P, Benton, Vice-President-Jas, T. Benton, Cashier-G,W, Cornwell,

Directors-H.P.Benton, Jas,T ,Benton O,lY, Cornwell_. D,B, Benton J ,L, Benton,

Date of Chnrtor-Feb. 5, 1898,

'

Hagan Busines~Feb,,, 1898.

RESOURCES

LIABILITiffi

Time Loans-----------------------$ 160 077 85 Capital Stock Paid in------------$ 25,000 00

Demand Loans--------------------Overdrafts (if any)--------------

20'349 04 '644 83

~:d~!i~~u~~;flt;-i;;;-;;;~;t-p;~

25,000 00

United States 8onas-------------- ---------- for lnterest,taxes,and current

other Stocks and Bonds----------Banking Hous-------------------Furniture and Fixture-----------
R::Other Real Estate Owned---------~ :~:: ~&~~v~:J:~~~~~-~~~~~: ~~~~:~~-;~-c;ii;;:::::::::::::::
Checks for Clearing House-------other Checks and Cash Items------

675 00 2 800 00 3:293 97 ----------
23,~J ~ ~!-~-~
120 00 --------

Di~rd:~d:-u;p;ld:::::::::::::::::
Due to Banks in This State------Due to Bani<S in Otl!er States----Individual Deposits Subject to
Check--------------------------Del!Ulnd Certificate of Deposits--Time Certificates of Deposit----Savings Deposits----------------Cashier's Checks-----------------

~:->2-~!
-5-9,-21-8-1-4 281 85

U.S, Bonds to secure circulation- ------- Certified Checks-----------------

Redemption Fund------------------ ---------- Bills Payable including Certifi-

Customers Liability on Lotters

cates ol Deposit representing

of Credit, and Acceptances------- -------- money borrowed------------------

1s,ooo on

Other Assets no included above-- -------- Notes and Bills re-discounted----

p.O.Furn, & Fix,-----------------County Warrants------------------

1,193 75 Reserve for Accrued Taxes-------3, 709 03 Reserve for Accrued Interest on
c?~~:;;!:;;::::::::::::::::::::::

Liability on Letters of Credit

o~:~rAti:Cli~t::;-;;t-i;~i;d;d-l;

the above----------------------Trust Funds on Dep.-------------Cash Long------------------------

Total--------------------------$ 222,278 54 Total-------------------------- $222,278 54

MONTRa;E BANKIIJ CO,,llONfRa;E,OA,

At close of bslness July 25, 1921.

Presldent-(l,N, g .... , Vice-Presi<~ents-A.W,Ross lV.O,Thomps'on. Cashier-w,s. Willi. .s,

Dlrectors-G,N,R~rss, A.li',Ross W.O.Thompson, w:s.Williams,. A:c.Ross, H.E. Butler.

Date of Charter s~pt. 4, 1911.

Began HUsiness

RESOIRCES

LIABILITIES

Tiae Loans---------------------- ~

Deaand Loans---------------------

Lo~~ on Real Estate-------------

------- Banktng House-------------------- 2,500 00
other Real Estate Owned----------

Furniture and Fixtures----------- 2,487 55

Stocks and Bonds Other Than

U,S,or State of UnBiotenddsS__ta--te_s___an-d-

-G-S_tea-ot_re_g_i_oa_f-_-a_-a---.--_-_--_

225 00

Due froa Approved Reserve AgentsCurrency----------- _____ --------Due frOiil otber Banks------------Checlts for Clearing Hous-------Cash lteas (lrregularl----------Advances en Cotton--------------Customer's Liability on Letters
of Credit and Acceptances-----Advances on other Commodities---Over Drafts (If any)------------other Resources------------------

548 00 25 70

Capital Stock--------------------$ 15,000 00 Surplus Fund--------------------- ---------Undtvided Profits---------------- __:!~~~~
8:: r:Ps!!k~1l~d~:1:-st;t;:::::::

Due to Bonks in Other States-----

Call Money---------------------Deposits Subl"ect to Check-------Delllllnd Certi !cates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings D~fosits---------------- TU.e Corti !cates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

--9-,4-9-7--7-5 .6 75
3,100 20 29 61

senting Borro~ed Money---------

Bills Payable--------------------

RL_eidaibsicloituyntson---L-e-t-t-e-rs--o--f -C--r-e-d-i-ts---

and Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

Total------------------------- :;; 34,7,17 96 Total--------------------------$ 34,747 96

242

Exaainer' s Report

MORJ!LAND BANKING CO. , MORJlLAND, GA.

At Close Of Business August 31,1921.

President-J. P. Camp.

VicePresident-E.M. Camp.

Directors-J. P. Camp, E.M. Camp, D. C. Owen, H. L. Camp, E.N. Camp.

Cashier-D. C. 14.en.

Date Of Charter- Dec. 1,1905.

Began Business-Dec.l5,190S.

l!ESOIRCES

LIABILITIES.

Tiae Loans-----------------------$98,561 48 Capital Stock--------------------$ 25 000 00

Deaand Loan--------------------Loaaa oa Real Estate-------------

-5-!40-3--r73--

Surplus Fund--------------------Uadvided Profits----------------

s'om oo
10'861 77

B~~an=klitn~g:B1ao!u:st;-1-;-t--~-:-~-:--:-:-:-:-:--:-:-:-:- ------S-4-~---4-o---
stocks and Bonds other Than u.s. or State of Oeorgia------- - - - - -

Due Uapaid DiYidends----------~-Dqe to Banks in This Stat------Due to Banks in other States----Call Honer----------------------Deposits Subject to Check--------

--~-----
----------------:z:z;r;:zoss

United States and State of Oa.
DuBe ofrnoda A--p-p-r-o-v-e-d--R--e-s-e-rv--e--A--g-e-n-t-s-. 17,,738020 0301

Deaand Certificates of Deposits Cashier'a Checks-----------------

-----1-9-2-5-

Certified Checks----------------- ---------

Currencr------------------------Due Froa other Banks-------------

443 00 TSiaaveinCgserDtiericoastietss-o--f-D--e--p-o-s-i-t---------- -9--,4-3-3--0-7-

Checks for Clearing Bous--------

Trust Funds on D~posit----------- ---------

Cash Iteas (Irregular)-----------

Certificates of Jfeposit Repre

ACduYsatoacaeesr'osnLCiaobtitlointy--o-a---L-e-t-t-e-r-s---

45:ooooo sentiag Borrowed Honer---------
Bills PaYILhl--------------------

Ad:~;::d!! ~e~cc:E!::iit;;::::
OYer Drafts (If aay)-------------

------4-8---4-4-----

RLieadbiislcitoynaotns-L-o-t-t-e-r-A--o--f--C-r-e-d--i-t--and Acceptances----------------

-----------------

other Resources------------------

5 15 Reserve For Iaterest and Taxes--- ---------

other Liabilities~--------------- ---------

Total-------------------------$117,934 67

Total-------------------------$117,934 67

BANK QP M<RGAN, ~GAN, GA.

At Close of Business December 17,1921.

President-L.L. Monroe.

Vice-President

tashier-I.H.Laseftby.

Directors-L.L. Monroe, M.B. Johnson, T.E. Cheney, C.lf. Cfteney', J.J!. lAzenby, J.T. Thornton.

Date of Charter

Began Business

RESOIRCES

LIABILITIES

Tiae Loans-----------------------$50,587 25

DL.o.aannsd

Loans on Real

--------------------Estate-------------

--------14 811 26

BFotuahrnenkritiu1ereBaloanEudssteFa-ti-ex--tO-u-rW-e-s-a--e--d----------------------------

-3-~'4-2-8---00 2,209 40

Stocks a,ad Bonds other Than

u.s.or State of Georgia-------- 2,000 00 United States and State of Oa.
nu:0~!;-ipp;;;;4i;;;;;;-ig;~i;: 23:434-38

Carreacr------------------------- 1,328 52

DCuheeckfrsQDfoor thCeler aBriaftnlkBs-o-u-s--e---------------- ---2-8-7--2-5-

Cash Iteas (Irregular).---------- ---------

Aeadavta.a.c.ers 'sLCiaebttiloity---o-a--L--e-tt-e-r-s--- ---------

~aeafcCersedeiat aontdheAr cco.e.p.otadaicteise---------- ---------

-------- Oot..heer rDRreasfetsuro(Iefsaay)--- 4,847 53

--------- Cellectioas---------~-----------

372 19

,Cash Sheri------------------ 5393

Capital Stock--------------------$ 20,000 00

Surplus Fuad--------------------UadlYided Profits-------------Due Unpaid Divideads------------Daa to Banks in This Stat----Due to Banks in Other Stat-----
~~!s~t:~;&l7;~tt;-c&;~k::::::::

---I--~9--7--9----4--8-----------------
zs:i6o-9i

Deaand Certi icates of Deposits.. --------Cashier's Checks---------------- 375 00

Certified Checks-------------ST.iYaeiaCgse rDt ie fi coastiet ss - -o-f- -D-e- -p-o-s-i-t---------Trust Funds oa Deposit----------Certificates of Deposit Repre-

---------

2-8--,1-6-6-

--56

3,642 61

B

sen ills

t

i~nygabBloer-r-o-w-e-d--M--o-a-e-y----------------

---------24,000 00

RLieadbiislcitoyuoantsL--e-tte-rs-o-f-C-redi-t-~--- ----------

ReaseedrvAe oFcoer pItnataecreess-t --an-d-T-a-x--e-s------ -------------------

oOtahtesrtaLadiainbgilDitriaefst-s------------------------------ ----3-5--1-5--

Tetal$103,359 71

Teta1--------------$103,359 71

Exuiaer 'a Repert

CU: IZENS BANK, .idVEN, GA,

At close of business July 27 1 1n1.

Pres idellt- J .J,Withington, Vice President-Jno ,A, Hodges. Cashier'"B.F, llarris,

Dlrpctors- V.B. Harris, D.K. Hollis.

Date of Charter

Began Business

Branch of Citizens Beak- Hahira, Ga

RESOIRCES

Tiae Loan----------------------Deaand Loans---------------------

$

18,261 14 304

09 37

Bouse-------------------- --------- Loans on Real Estate------------- 13:015 75
BOathnekrinRc eal Estate Olmed.

Furniture and Fixtures-----------

Bonds.-------------------..-- SUntoiuc~,skeds1

and Bonds Other 1'luul or state of Oeorsia states and State of Oa.

Ilue froa Approved t::uerve Agents.

Currency---------------------

Due Froa other Banks---------- Checks for Clearinf House

Cash Iteas (lrregu ar) ----------Adv&nces on Cotton.------------ CustOdier's Liability on Letters

478 41

ol Credit and Acceptances------
AoOtdvhveerarnlclRerseasfoohnurOc(eUtsheIrUCifo)a-a-o-d--lt-i-e-a-----

LIABILITIES.
SCunuadrpfivttniadsledFStuPonrcodkf--i--t--s-----------------------------------------------
Due Um~ld llividonds-----------Due to Banks ia This State. Due to Banks in other States Call Moner----------------------Depesita Subject to Check-------Deiland ~ertilicates ol Deposits Cashier s Checks----------------Certified Checks--------------~ TSlaavelnCgae rDt ieifcoastletss -o- -l -D- -e-p-o- -s-it-----Trust Funds on D_eposit----------Certificates of Jrepodt Repre-
aontiag Borrowed Money--------Billa Payable--.------------RLieadbiialictoyunontsL--e-t-t-e-r-s--o-f--C--r-e-d--it----
and Acceptances--------- Reserve For Interest and Taxes--other Liabilities----------------

$15 ,ooo.oo
707 16
4,616 19

Tota1------------------------ $S7,989 70 Total-------------------------- $57,989 70

244

E:uaiMr 'a Jteport.

MOULTR.IIl BANIUNG CO., MOULTR.IE, GA.

At Clo.se of Business Oct. 15,1921,

President-W,C, Vereen, Vice-Presidents-G.F, Taylor, F.R.. Pidcock, Cashier-M,L. Lee,

Directors-W, C. Vereen, G. F. Taylor, F.R.. Pidcock, M. L. Lee, )(,J),Noi'II&Jl,Jt,Jl,Jlorrlaon,C,G,lfahon,

It. L. Norman, A. Huber, H. P. Plair, G. w. Newton, W,J ,Voreoa,H,Jonea, J ,Jt,Ball..,J ,E ,Ladson,

Date of Cbarter- May 8th, 1896.

J, Benenson.

Began Business-l'Jay 2u, 1896.

RBSGIRCES

LIABILITIES.

ooo oo Tlaa Loana.---------------------~509,658 61 Capital Stock--------------------$200, 000 00
Doaand Loan--------------------- 79,471 47 surflus Fund--------------------- 225,

Loans oa Jtaal Estate------------- ----------- Und vidod Prolih---------------- 45,817 36 BaaldJI& Boa-------------------- 19,649 20 Due U.paid Dividends------------- ---------other Real Estate Owned---------- 5, 589 39 Due to Banks in This Stat------- 6,367 41

Farnitare and Firlaru----------- ----------- Due to Banks in other States----- ----------

u.fi!d Stocks and Bonds other Tbaa ~a~!:t:nd1 s?:t~g!;a;:---

10,855 00 ~:~!sft:e~;bj;~t-t;-Ch;~k:::::::: 542~023-zi
Deaand Certificates of Deposits-- ----------

Dn~:::;-App;;;;d-P-;;;;;;-Ag;;t;:

-57;435-87 Cashier's Checks----------------Certified Checks-----------------

3,431 55 584 72

6i7;456-57 CurrenCJ'------------------------- 25, 125 04 Savings Drosits-----------------

Due Froa other Banks-------------

Tiae Certi icates of Deposit-----

Checks lor Claarinf Hoas--------

Trust Funds on Deposit----------- 4,428 97

Caah It (Irragu arl-----------

Certificates of D"epoalt Repre-

Advancea on Cotton---------------

senting Borr01red lioney--------- ----------

Caater'a Liability on Letters

Ad;!..~~:d!!
()yer Drafts

~(:I.I ~accn:yC)!-:-i-i-i-~--;-;-:-:-:-:-

other Roaourc------------------

Transit Account------------------

Current Debit-------------------

----------
--2;oir43
---------1,275 51 7,877 8J

Bills Payable-------------------- ----------

Rediscounts---------------------- 142 000 00

Llabi llty on Letters of Credit

'

and Acceptances---------------- ---------Reserve For Interest and Taxes--- 12,000 UO

other.Liabilitie---------------- ----------

Current Credit------------------

346 55

Cesh Short-----------------------

156 47

Total-------------------------$1, 799,456 34 Total----------------------- $1,799,456 34

CITIZENS BANK, MLlULTR.ffi, GA.

At Close of Business Sept. 17, 1921,

President-lf.IL Barber. Vice-Presidents-D..... Autrey, R.M. llorrison. Cashier-W. S. Stokes. Diractors-W. H. Barber, D. A. Autrey, ~ ~1. Morrison, Leo. T. Barber, C. H. Burney, J.R. Hall,

S,'!!'. Prince, C.G. ;~atson, W.s. Stokes,

Date of Charter- NOvember 13, 1900,

Began Business Nov. 13, 1900,

RESO~ES

LIABILITIES

Tlae Loan-----------------------$1, 179,521 D&nd Loans--------------------- 87,147

<n
66

Capital Surflns

Stock--------------------$100, W.J Fund--------------------- 100. ouu

ovOu

Loans oa Real Estate------------- ------------ Und vided Profits---------------- 59,920 28

llluaking House-------------------- ------------ Due Unpaid Dividends------------ ----------

other Real Estate Owned----------

6,144 26 Due to Banks in This Stat------- 10,902 23

Farnitara and Fixtures-----------

9,00u uu Due to Banks in Other States---------------

Stocks and Bonds Other Than U.S,or State of Georgia--------

Call Monr----------------------- ---------5,105 Deposits Sublect to Check-------- 419,938 75

Oaited States and State of Qa,

Demand Certi icates of Deposits-- 1,550 00

Bond-------------------------- 27,487 53 Cashier' a Checks----------------- 20, 498 99

Dna lroa Approved Reserve Agents. 86,934 55 Certified Checks----------------- . 100 24

Currency------------------------- 15,860 91 SaTinga Deposits----------------- 4u, 145 77

Daa lr other Banks-------------

4, 755 18 Tlae CertiJ icates of Deposit----- 424,652 84

Checks lor Clearing House--------

8, 19U 94 Trust Funds on Deposit----------- ----------

Cash Itau (Irregular)-----------

6Ll6 62 Certificates of Deposit Repre-

.W...cu en Catt.. aad eUer

aenting Borrowed .Money-------------------

t-4it1..--------------------- 178,448 63 Bilh Payable-------------------- 195,000 00

Caat...r'a Lia.llity oa Letters

Rediscounts---------------------- 182,144 65

at Cntlit ead Accaptaacea_______ - - - - Liability on Letters of Credit

Orer Drafta (If a~}-------------

1,799 28 and Acceptances--------------------------

Otlaer Jt..oaro------------------

963 50 Reserve For Interest and Tuaa--- 25,000 00

Other Liabili tie---------------- 11,111 34

BOnds BOrrOWed------------------- 2l,OOU 00

Tetal--~----------------------$1, 611, 965 09

Total-----------------------~ 1 611,965 09

SBCONl ANNU\L REI'IIn'

245

Exaainer'a Report.

BANK OF MOUNT AIRY, !!OINT AIRY:, GA.

At Close of Business October 7,1921.

President-c. Gresham.

Vice...Presldent-A.L. Kiosey.

Cashier-R.F. Payee.

Directors-c. Gresham, A.L. Kimsey, J .11. Echols, lf.W.Laadermilk, J .T. Peyton, )t,W. Webb,

Date of Charter-August 20,1911.

Began Business-August 8,1911,

RESOIRCES

Tiae Loan&-----------------------$ 44,954 82

Deaand Loans--------------------Loans on Real Eatate-------------

--1--1-0-0--0-0

Banking Bouse--------~---------- 2:017 77

-i;o7o-oo Other Real Estate o.&ed----------
Furniture and Fixtures----------Stocks and Bonds Other Thaa

UnBuit.oesdn. dsost-ra- -St-et-sa-t_ea-n-do_f_S_G_t a_e_toe_r_g_o_fi a_O-_-_a-_.-_-_- -_

Due f roa Approved I:eserve Agents. Currency------------------------Due Froa Other Banks------------Checks for Clearing Bouse-------Cash Items (Irregularl----------ACduvsatonmceesr'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s---

6,888 65
-1--,7-73-4-0--41-00 193 71

Ad:!"~~:d!!
Over Drafts

O(iIf:ea~ncyc)~-:--~-m-;--;-:-:--:-:-

Other Resources------------------

LIABILITIES.

Capital Stock--------------------$ 15,<XX> 00

Surplus Fund--------------------Unchvided Profits----------------

---1--1-8--82-

Due UD~id Dividends-------------

Due to Banks in This State-------

--------- Due to Banks in other States-----

Call MoneY----------------------Deposits Sublect to Check-------Deiiand Certilicates of Deposits--

~!~-~~

Cashier's Checks-----------------

Certified Checlcs-----------------

TSiaavelngCaerDtieficoastietss-o--f --D-e--p-o-s-i-t----------

Trust Fands on Deposit----------Certificates of lfeposit Repre-

senting Borroed Money---------

Bills Payable---~--------------- 5,<XX> 00

Rediacoants---------------------Liability on Letters of Credit&

and Acceptances----------------

Reserve For Interest aad Taxes---

other Liabilities----------------

Total-------------------------.$59,029 45

Total-------------------------- $59,029 45

MOUNT Vml<ON BANK, MOONT VI'RNON, GA.

At Close of Business August 15,1921.

President-'lllllle T.loArthar Vioe-Presidents-

Cuhier-W,A.hteraH.

Direotoes-'lllllh T.HcArthar, D,A,IoRae, 'II,A,Petersoa. A.B.Batchinsoa. J,T .JLeaore.

H.L.'IIelt. Miss Allen HoRae.

Date of Charter-

Began Basi ness-

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $111.182 59 Capital Stock--------------------$ 15 .<XX> 00

Deaand Loans--------------------- 14,085 97 Surplus Fund--------------------- 25<XX> 00

Leana on Real Estate------------- ---------- Undivided Profits---------------- 19.531 14

Banking Hous-------------------- 4458 25 Dae Unpaid Dividends------------- ---------

other Real Estate o.&ed---------- ---------- Dae to Banks in This State------- ---------

Furniture and Fixtures----------Stocks and Bonds other Than UrUait.oSd,oSr tSattauteanodf GSteaotergoiaf -O--a-.----

1,416 57 Dae to Banks in other States-----
---------- Cg:a~llt~Heornfet;i-i-!--!-t-!-!---~-~--~-:-p-;-;-i-t-;-:-:-

---------
~--:-~-~-~--~--

Da:O~!;-App;;;;d~;;;;;;-Ag;;i;:

!~:~ ~

Cashier's Checks----------------Certified Checks-----------------

329 11 ---------

Currency------------------------- 4,857 36 Savings Deposits----------------- 21.455 87

Dae froa other Bank------------Checks for Clearing House-------Cash lteaa (Irregular)-----------

----------------------------

Tiae Certificates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

69.220 94 2417 40

Advances on Cotton--------------- ---------- senting Borro118d Money--------- ---------

Custoaer'a Liability Oft Letters

Billa Payable-------------------- ---------

any)------------- ---------- of Credit and Acceptances------
AdTancea Oft other Comaodities----

-------------------

RLei adbiislciot yu nont s -L-e- t-t-e-r-s- -o- -f - -C-r-e- -d-i-h- - -

---------

Over Drafts (If

and Acceptances---------------- ---------

Ao tdhveanr ceRda at oo aBr cr aens -c-h- -- -- -- -- -- -- -- -- -- -- -- -- -- ----
~:~!!:!ds1:c~.:~.~~~~~~::::::::::

--1-2-.0-0-0--0-0-
15~ ~

Reserve For Interest and Taxaa--other Liabilities----------------

-----------------

Total-------------------------- $223.685 08 Total-------------------------.$223,685 08

. 246

Euaiaer 's Jtepori,

C<JIMERC IAL BANK, INALDA, GE023 lA. At Close of Business August 16,1921.

Prcsident-lf,T,:IoArtlnll'. Vice-Pnaiduh-



Cuhie.,.'I',A,P.tehon.

Dlrecto......,,T JlcArthnr,D ,A,J6e,W,A,Peteraoa, A,B,Batchesoa, J.T,Jieteaore, J .B.Brown,

Clo..at JleArthr,

.

.

Date of Charter-

Began Business-

ltESOIJ(CES

Tiae Loan&---------------------$57,350 25 Deaand Loans--------------------- 1,535 32

Owntd---------- Loans on Real Estate-------------
BaJJkiDg Bou--------------------

-2--, -6-7-0--oo-

Otb91' ~tal Estate Fanihre ami Fixtures-----------

"1;ii22-7ii

StockS aacl Bonda Qiher Tbaa

u.s. Uaited

SortastetasteatdofSOtaetoel'ogfiaO--a-,----

---------

Bond-------------------------- 6, t;;o oo

Dae fl'oa Approved Resene Agents. 2,805 74

Currency------------------------- 4,683 09

Dao Froa other Benka.------------

-----

Checka for Clearing House-------- ---140 75

Ca1h It..s (lr1'8galar)----------- ----------

A4vancea on Cotton--------------- ---------Castoaer's Liability oa totters

of Credit Advances on OYer Drafts

and oth

eArc~ce.p.t.aondcietsies----

(If aa:rl-------------

----------
----36"32"

cr..~trs~:~~~~~~~:::::::::::::::::: -----"i,-41"

LIABILITillS.

Capital Stock-------------------- $ 15,000 ()()

Surf1us Fund--------------------Und vided Profits---------------- ""11:535"18

Due Due

tDpaid Dividends------------to Banks in This State-------

--12;ooii-oii

Due to Banks in other States

Cali MoneY-----------------------

Deposits Subject to Check--------

Demand Certificates of Deposits--

Cashier's Checks-----------------

Certified Checks-----------------

S.dnga D.erosits----------------Ti Certi icates of Deposit

Trust Funds on D~posit----------

Certificates of lfopoait Repre-

aentiag BorrOlfed Money---------

Bills Payable--------------------

Rediscounts---------------------

Liability on Letters of Credit

and Acceptances----------------

Reserve For Interest and Taxes

other Liabilities----------------

Total-------------------------- $ 76, 400 58 Total ------------------------ $76,400 58

FIRST BA>;K OF NASilVII.lE, NASHVILLE, GA.

At Close of llus iness October 8, 1921.

President-J. F. Lewis.

Vice-President-L.A. Corter.

Cashier-J. W. E. Powell.

Directors-wJ..nF..

L..,is, L.A. TVI!:art.

Carter,

J. W. E.

Powell,

J.A.

Alexander,

A, Albritton,

A, W.

Patterson,

Date of Chartor-Yt!b. 1917.

Began Dusinoss-March 1,1917.

RESOIJ(CES

LIABILITIES

Ti.. Loaas--------------------- $264,609 84 Capital Stock--------------------$ 25,000 00

D..and Loans------------------- 6,507 74 Surplus Fund--------------------- 25,000 00

g:: Loans on Real Estate------------- ---------- Undivided Profits----------------

BotahnekrinRg eBaloEusstea-t-e--O--w--n-e-d-------------------

3,000 00 4,625 50

:P~k~ii!d;;:t:si;i;:::::::

7,846 56 48 00

Furniture alld Fixtures----------- 7, 477 50 Due to Banks in other States-----

Stocks IUid Bonds Other Than U.S,or State of Georgia........
Uaited Statu and State of Oa. Bonds.---- _____ ------- ____ _

455 33

Call Mone:r----------------------Deposits Subl'ect to Check--------

99:169-17

6,537 59

Delland Corti icates of Deposits-Cashier's Checks----------------

----41.2"9ii

Dao froa Apprond Reserve Agents. 47,537 76 Certified Checks-----------------

carrencr------------------------- 4,500 55 SaYings Deposits-----------------

Due froa other Banks------------Chocks for Cleari111 Bouse--------

----.268-75

Tiae Certificates of Deposit----Trust Fonds on Deposit-----------

Cash Itou {lrregalarl-----------

25 05 Certificates of Deposit Repre-

A4vancoa on Cotton-------------- 28,254 49 senting Borrowed Money---------

Castoaor'a Liability oa totters

Bills Payabl--------------------

of Credit and Acceptances------ ---------- Rediscounts---------------------

any)------------- A4vancea on other c-oditie----
'"er Drafts (If Other Resources------------------

-----63-49

Liability on Letters of Credits and Acceptances----------------
Reserve For Interest and Taxes---

----190-24

-----p--- Current Debits-------------------
Ga. & Fla. (o/. Rec. Cert.

4,163 42 1,600 00

other Liabilities----------------
g:~~.~~~;;dlt~::::::::::::::::::

----44-46
2,066 15

Total------------------------ $3 79,627 01 Total-------------------------- $37 9, f>27 01

SBCONJ ANl<iUU. REPOU

247

Exaaiaer 1a Repert , FARMERS BANl ., NA~, GA,

At close of business October 22, 1921.

President-J.P. Corter, Vice-Presidents-Mra.O.F.Wetherington,Perryaaa Carter.Cashier.C.D.Rbinson

Directors-J.P. Carter,Mrs.O.F. Wetherin~:toa. Per~ Carter,G.J.Robinson,.M..M.Blontm ,Lee Rbinsoa.

S,J;Carter, B,D,Carter, J,W,Sewell .

Date of Charter-lleceaber 2, 1901,

Begaa l:Susiness-Jaanary 15, 1908

RJi:SOtRCBS

LIABILITIES.

tiae Loans----------------------- $ 35,809 30

Deaand Loans--------~------------

8000

Loana on Real Estate-------------

Bankin& Bouse-------------------- 1,606 88

Other Real Estate Owned----------

244 21

Furniture and Fixtures----------- 2,040 96 Stocks and Bonds Other Than

U.S. or State of Oeorgia------Uuited States and State of Oa.

------ Bonds--------------------------
Due froa Approved ~eserve Agents. Currency-------------------------

2,000 00 1,202 59

Due Froa other Banks------------- 4,950 91

Checks for Ctearinf House--------

674 51

Cash Iteas (Irregu ar)-----------

ACduvsatonmceesr'osnLCiaobttilointy--o-n---L-e-t-t-e-r-s---

of Credit Advances on

OantdheAr ccc.e.p.toadnicteiess------

oOtvheerr DRr aefstos u(rIcfe a-n- -y-)---------------------------

2,251 11

Cert.of Deposit------------------ 20,000 00

Current Debts-------------------- 2,645 07

Capital Stock-------------------- $ 15,000 00

Surplus Fund--------------------- 2,000 00

Undvided Profits---------------- 9,924 94

Due Umpaid Dividends------------- ----------

Dae to Banks in This State------- - - - - -

Due to Banks in other States----- - - - - -

~:~.~;:e~;bj;~ti;-Ch;~k:::::::: -ii;oo9-.&

Deaand Certificates of Deposits.. ---------

Cashier's Checks-----------------

93 94

Certified Checks----------------- ----------

TSiaaveinCgserDtieifcoastietss-o--f -D--e--p-o-s-i-t---------- -2-1-,-7-7-2--6-4

Trust Funds on Deposit----------- --------Certificates of Jreposit Repre-

sentiag Borrowed Money--------- 13,000 00

Bills Payable-------------------- ---------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- ---------

and Acceptances-------------~-- ----------

Reserve For Interest and Tuu--- - - - - -

other Liabilities---------------- ---------

urreat Credits-------------------

710 ~~)

Total-------------------------- $ 73,511 53 Total-------------------------- $ 73,511 53

BANK OF NEWIJOR.N - NE\1'0014'<, GA,

At close of business October 27,1921.

President.,Jt.W. Wallace Vice-Presidents-L.O.Bonton J,Ji.Lloyd. Cashier-G.A.Tucker

Directors-R.W. Wallace, L.O.Benton,_J.M.Lloyd, R.L.Lfoyd, U.G.Saith, N.P.Solith,L.P.Dntre,

lsaoc ~berson, Y. R. Porter.

Date of Charter-

Be aa sinesa-

RESOtRCES

LIABILITIES

Tiae Loans----------------------- $135,922 81 Capital Stock-------------------- $ 25,000 00

Deaand Loans---------------------

581 19 Surplus Fond--;------------------ 14,637 66

Loans on Real Estate------------- 64,721 35 Undivided Proft---------------- ---------

Banldng Hous-------------------- 1,4<0 00 Due Unpaid Dividends------------- ----------

other Real Eatate Owned---------- ---------- Due to Banks in This Stat------- -------

Fnrniture and Fixtures----------Stocks and Bonds other Than
U.S,or State of Oeorgia--------

1,900 00 ----------

Due to Banks in other Stat-----
~:~!.~;:e~;bl:;~tt;-Ch;~k::::::::

------
-~;-,go-28

United States and State of Oa,

Deaand Certi icates of Deposits-- --:::;-;;::;

DuBe ofrnodaSA--p-p-roved--~-e--s-e-r-v-e--A--g-e-n-t-s-.

---------5,955 86

Cashier's Checks----------------Certified Checks-----------------

to~~
----------

Currency-------------------------

144 15 Savings Defosits----------------- ----------

Due froa other Banks------------- --------- Tiae Certi icates of Deposit----- 82,222 86

Checlu for Cleariag Hous--------

236 69 Trust Funds on DeJIOsit-----------

125 00

Cash Iteas (Irregular)-----------

155 50 Certificates of Diposit Repre-

Advances en Cotton---------------

579 46 senting Borrowed Money--------- ----------

Cuatoaer's Liability on Letters

Bills Payable-------------------- 1,500 00

of Credit and Acceptaaces------ --------- Rediscounts---------------------- 4,395 19

Advances on other Coaaoditie---- ---------- Liability on Letters of Credit-

Over Drafts (If anyl-------------

19 37 and Acceptances---------------- ---------

Other Resources------------------ ---------- Reserve For Interest and Taxes--- ---------

Due fr... Supt.-------------------

500 00 Other Liabilities---------------- ----------

l..o saes Ia Obviatloa ---------- 5,326 82 Reserve For Losses--------------- 10,000 00

Deposits since yesterday---------

193 89

Total-------------------------- $217,443 80 Total-------------------------- $217,443 80

248

SECO!tl ANNUo\L REPOU

EDIIIiner 'a Jteport BANK OF N1:.1VINGTON - NEWINGTON, GA.

At cloe of bu1iness Augut 31, 1921.

President-P.~. Kittles.

Vice-President-

Cashier-G.C. l(ussell.

Directora-R.P.Kittles, C.A. Wood, F.B. Connor, A.J. Carter, J.H.Evans, T.J. Erecks,

B.C. EYans, C.S. Daggers, W. W. Evans, J.G. Colsen, L.O. Benton.

Date of Charter-

Began Business-

RESOW:ES

LIABILITIES.

------ Tie Loan----------------------- $ 14,607 33 Capital Stock-------------------- $ 15,000 00

De.and Loan---------------------

220 00 Surplus Fund------------~--------

Loans on )teal Estate-------------

Undvided Profits----------------

313 73

Banking Bouse--------------------

Due Unpaid Dividends-------------

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 1,500 00 Due to Banks in other States-----

Stocks and Bonds Other Than u.s. or State of Georgia-------

4,700 00 ~!;!.~i:e~;b-~;~t-t;-Ch;~k::::::::

8,228 73

United States and State of Oa.

Demand Certi icates of Deposits--

391 07

DuBe ofrn.d_SA--p-p-r-o-v-e-d--R--e-se--rv-e---A-g--e-n-t-s--

4,400 00 Cashier's Checks----------------370 21 Certified Checks-----------------

122 91

Currency-------------------------

503 87 Savings Defosits-----------------

697 69

Due Fr.. Other Banks-------------

Ti Corti icates of Deposit----- 2,880 18

Checks for Clearinf Bouse-------- 2,540 66 Trust Funds on D~posit----------

Cash It (Irregu ar)-----------

417 00 Certificates of Jreposit Repre-

Advances on Cotton---------------

senting Borrowed Money---------

Customer's Liability on Letters

Bills Payable--------------------

any)------------- of Credit
Advances on

oantdheAr ccc.e.p.toadnicteise-s---------

Over Drafh (If

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s--19 24 and Acceptances----------------

other ~esources------------------

Reserve For Interest and Taxes---

Collectioas---------------------Cash Short-----------------------

521 40 other Liabilities---------------81 Deposits since yesterday--------- 2,166 21

Total-------------------------- $ 29,800 2 Total-------------------------- $ 29,800 52

THE NEMiAN BANK & TR.US1 COMPANY - NEIINAN, GBJ~IA.

At close of business Nov..ber 8 1921

President-A.B.Freemaa. Vice..President-B.T.Thompson, T.M.Goodrum. Cashier-B.W. Arnall.

B.C. Arnall,Jr.fiC.C.McKnight.

Directors-A.B.FreeaanfC.C.McKnight,J.R..Browa.w.N.Banks~ .T.Thompson,J.T.Swint,O.M.Jones,

E.III..Caap, .M.Goodrllll, J.P. Jones, F.M.Arnall,v .s.cuttiao, H.C.Arnall, Jr. ,A. W.Arnall,

R.J. Baraett, 1.N. Orr T.B. Davia.

Date of Charter-August 18, 1894.

Began Business-August 18.1894.

LIABILITIES

Ti Loan-----------------------

Deand Loans--------------------Loans on Real Estate-------------

Banking Bous-------------------other R.eal Estate Owned----------

Furniture and Fixtures-----~---- Stocka and Bonds other Than

U.S.or State of Oeorgia--------
DUnnBeitoefrdoilmdStA-a-tp-ep-sr-o-va-ne-dd--RS--eta-s-ete-rv--eo-f-A-O-ga-e.-n-t-s--

Cur Due

renc from

yo-t-h-e-r--B-a-n-k-s--------------------------~-

Checks for Cleariac Hou-------Caah lte. . (Irregular)----------~

...._ces en Cotton--------------Customer's Liability on Letters

any)------------- ef Credit
Advances on

aontdheAr ccc.e.p.toadnicteis----------

~er Drafts (If

other Jtesources------------------

Curreat Checks-------------------

C... Collections-----------------

Capital Stock-------------------- $400,000 00

Surplus Fund--------------------- 100,000 00 Undivided Profits---------------- .11,158 75

Due Unpaid Dividends-------------

112 00

Due to Banks in This State-------

689 52

7,479 44 Due to Banks in Other States----- ----------

16,500 00 ~!~~s~t=~;b-,.;~t-t;-Ch;~k:::::::: 236;376-76

Deaand Certi icates of Deposits-- 38,233 63

42,600 00 Cashier's Checks----------------- ----------

426 28 Certified Checks----------------- ---------15,337 89 Savings Deposits----------------- 21,533 89

40,711 08 Time Certificates of Deposit----- ----------

3,666 03 Trust Funds on Deposit----------- 1,44763

374 90 Certificates of Deposit Repre-

senting Borrowed Money--------- ---------Billa Payabl-------------------- 162,490 00

lLteiadbisilciotyunotns-L-e--tt-e-r-s---o-f--C-r-e-d--it-a--- ----------

1, 789 '27 and Acceptances---------------- ----------

Reserve For Interest and Taxes--- ----------

1,423, 46 Other Liabilities---------------- ---------5,284 96 Current Deposits----------------- 1,426 81

CCuasshtomLoenrsg~T-r-e-a-s-u-r-y-~-e-r~t-U---i-c-a-t-e-s-----

175 87 12,700 00

Tetal-------------------------- $c9--:8-c5":.,-3--4---4-,--1-:-6-:- Tetal-------------------------- $985.344 86

SI!COMI ANNU\L RE~

249

Exaalaer'a Report, BAI(ER CCUNTY BANI(, Nh1\1:<l'i, GA.

At Close of Business July 21,1921.

President-J .A. Bowers.

Vicc..Presidents~.C. OdOtll,J.H,Ball, Cashier-J .H. Hall.

Directors-J .A. Bowers, J .C. Odtm,J.H.Ball,J,W,Hall,Benton 04011.

Date of Charter..()ct. 4th,l906.

Began llusiness-<lcL 15,1906.

RJi;SOtRCES

LIABILITIES.

Ti LoanS----------------------- $ 66,226 67 Demand Loan--------------------- 9,908 95 Loans on Real Estate-------------

Capital Stock-------------------Surplus Fund--------------------Und1Vidod Profits----------------

~

2~m
16;761

~
50

Banking House-------------------- 2,993 10 Due Unpaid Dividends-------------

68 00

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------Stocks and Bonds Other Than
U,S, or State of Georgia------United States and State of Oa.
Bond------------------------Due from Approved P-oserve Agents. Currency------------------------Due Froa Other Banks------------Checks for Clearinf Hous-------Cash Items (Irregu arl----------ACduvsatonmceesr'osnLCiaobttilointy--o-n---L-e-U--e-r-s---
of Credit and Acceptances-----Advances on Other Coaaoditios----

2,820 09 Due to Banks in Other States-----

Call Money----------------------Deposits Subject to Check--------

Demand Certificates of Deposits--

4,150 00 Cashier's Checks-----------------

2,633 84 Certified Checks-----------------

2,092 30 Savings Drosits----------------Ti Corti icates of Deposit-----

89 97 1 75

Trust Certi

Funds on ficates of

Dl0fpeopossiitt--R--e-p-r-e--

---

senting Borrowed Money---------

Bills Payable--------------------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f --C-r-e-d--it-s---

2--4-,8-19-6-79--29-85 -3-,-1-9-1--6-6-
9,828 Z8
s:<ixi-oo

OVer Drafts (If anyl------------Other Resource------------------

and Acceptances---------------Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $90,916 67 Total-------------------------- $90,916 67 ~----~----------------------------~---

8ANl( OF N<RCRCSS, NffiCRCSS, GA.

At Close of Business July 27,1921.

President-A,A, Johnson,

Vice-President-c.A. McDaniel.

Cashier-P,W. Surnmeron.

Directors-c.A. Johnson C.A. A!cDaniel, P.lf. S1111Ulleron, Robert Burnett, J .1!. Nesbit, T.E. Johnson,

T.A. Rainey.'

Date of Charter-

Began Business-

RESOtRCES

LIABILITIES

Tiae Loan----------------------- $ 82,~~ ~

D..and Loans--------------------Loans on Real Estate-------------

2 800 00

-i:9sooo Banking House--------------------
other Real Estate Owned---------Furniture and Fixtures-----------

1:350 00

Capital Stock-------------------- $ 30,000 00 Surplus Fund--------------------- 5 500 00 Undvided Profits---------------- 2:530 86 Due Unpaid Dividends----~------- Due to Banks in This State------Due to Banks in Other States-----

Stocks and Bonds Other Than U.S,or State of Ooorgia--------
UnBitaenddaS-t-a--te_sand__S__ta.-te---of__O__a_. __ _

---------- Call Mooer----------------------
Deposits Subject to Check--------

49,511 16

Demand Certificates of Deposits--

Cashier's Checks-----------------

56 58

Duo from Approved Reserve Agents. Currency------------------------Due from other Banks-------------

3 156 65 13:495 23

Certified Checks----------------Savings Defosit----------~----- Time Corti icates of Deposit-----

17,827 75

Chocks for Clearing Hous-------Cash Ites (lrregularl-----------

------4-0-0-

Trust Funds on Deposit----------Certificates of Deposit Repre-

Advances on Cotton---------------

senting Borro...-ed Aloney---------

Customer's Liability on Letters

Bills Payable--------------------

of Credit and Acceptances------

Rediscounts----------------------

Advances on Other c-oditiea---Over Drafts (If anyl------------other Resources------------------

345 32 37 60

Liability on Letters of Credits and Acceptances----------------
Reserve For Interest and Taxes---

Other Liabilities----------------

54 50

Total----~--------------------- $105,480 85 Total-------------------------- $1d5,480 85

250

SI!COIII ANNU\L REI'IIn'

BANK OF GWINNETI, NCRCRffiS, G,A,

At close of business Oct. 1, 1921,

Prosidont-S.T. llcElroy~ y;c.,..Pr~sidenil-

Cashior-W.L. Ray.

Directors-S,T.AicElroyl. J.V. Hayme, W.L.Ray, H.D.lloriwothor, J.A.Munday, O.L.Barnwoll,

T.B. Ray, Miss Rubr Groghr.

Dnte of Chartec..



Bogan Busino ss-

R!!:SOtRCES

LIABILITIES.

Tie Loan&----------------------- $135,933 76 Capital Stock--------------------

Deaand Loan--------------------Loana on Real Estate-------------

149 25 19,260 52

~:df!~de:u~;iii;::::::::::::::::

-------- Banking Bouse-------------------- 3,333 70 Due Unpaid Dividends-------------

Other Real Estnte Olmed----------

Due to Banks in This State-------

Furniture and Fixtures----------- 3,381 43 Due to Banks in Other States-----

Stocks and Bonds Other Than
u.s. or State of <leorgia-------

Call MoneY----------------------Deposita Subl'ect to Check--------

United States and State of Qa,

Deaand Certi icates of Deposits

BondS---------------~---------

Cashier's Checks-----------------

Due fro. Approved Y-eserve Agents. 2 915 60 Certified Checks-----------------

CDuuer rFe~n. .c

Y------------------------Other Banks-------------

2:015 47 Savings Defosits----------------589 13 Tie Certi icates of Deposit-----

Checks lor Clearing Bouse--------

152 86 Trust Funds on Dposit-----------

Cash Items (Jrregular)----------- 1,019 50 Certificates of Ireposit Repre

Advances on Cotton--------------- 2,322 60 senting Borrowed Money---------

Customer's Liability on Letters

Bills Payable----------~--------

of Credit and A~eptances-----
any)------------- Advances on other C~odities---
Over Drafts (If

RL iaadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - a~d Acceptances----------------

other Resources------------------

81 63 Reserve For Intereot and Taxes---

Other Liabilities----------------

Deps.since closing---------------

Bonds borrowed-------------------

2~m~
'357 36
7,281 84
----4-3-2--3-0
80,448 27
55,065 85
321 13 244 33 2,504 37

Total-------------------------- $171,155 45 Total-------------------------- $171,155 45

BANK OF N<P.RISf01N, NffiRISTOlVN, GA.

At close of business Sept, 14, 1921.

President-J.N.Yowoans. Vice-PresldentA.L. Borton. Cashior-C.J. Manson.

Directors-J.N. Youmans, J ,\I, Smith.

A.L.

Horton,

E.L,

Ricks,

H.V.

Dnrden,

A.G.

Durden1 E.R.Horton,

Date of Charter Juae 6 1921.

Began Business }lay 4, 1921.

RESO!RCES

LIABILITIES

Tie Loans----------------------Deand Leans--------------------Loans on Real Estate-------------

$24,681 30
.2~~~-~

Capital Stock-------------------Snrplus Fund--------------------Undlvided Profits----------------

$ 15,~~
553 29

Banldng House-------------------other Real Estate ~ed---------

--~~~-~

Due Unpaid Dividends------------Due to Banks in This Stat-------

Furnitare and Fixtures----------Stocks IUid Bonds other Than
U,S,or State of Oeorgia-------UnBitoonddsS__ta--te_s__a-n-d--S- _ta__te___o_f _O__a_. __ _
Due fro Approved Reserve Agents. Currency-------------------------

1,829 58 Due to Banks in Other States-----

Call Money-----------------------

Deposits Subl"ect to Check--------

Delllllnd Certi icates of Deposits--

Cashier's Checks-----------------

7,m~

Certif io.d Checks----------------Savings Defosits-----------------

--5-,-57-7--6-4 542 66

Due from other Banks-------------

'386 66 TU.e Certi !cates of Deposit-----

It Checl<s for Clearing House--------

Trust Funds on Deposit-----------

Cash

(Irregular l----------- 1,419 21 Certificates of Deposit Repre

Advances on Cotton---------------

senting Borrowed Aloney---------

Cuatoer'a Liability on Letters of Credit and Acceptances------
AdTances on Other Coa.odities .

-------- Bills Payable-------------------- 2,321 50
Rediscounts---------------------Liability on Letters of Credits

Over Drafts (If anyl-------------

and Acceptances----------------

other Resources------------------

105 66 Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $ 39,649 50 Total--------------------------. $ 39,649 50

251

Exuiner 'a Iteport BANK OF NORMAN PARK, NClli!AN PARI{, GA.

At close of business Sept. 20,1921.

President-M.D.Norman. Vice..President-R.L. Norman.

Cashiet""O.F. Creech.

Directors-.ll.D. Norman, R.L. Nonnan, O.F. Creech, J .T. Norman, lV.D.T .Chaponan._)!B.Norruan.

Date of Chai'tel'-Aiarch,24, 1906,

Began Business-April 23, buo.

ItESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $191,076 28 Capital Stock-------------------- $25,000 00

Oeaand Loan--------------------- ---------- Surplus Fnnd--------------------- 25 000 00

Loans on Real Estate------------- ---------- Uncbvided Profits---------------- 20:993 06

Banking Honse--~-'----------------

3,000 00 One Ulpllid Dividends-----~------

Other ~eal Estate Owned---------- ---------- Dne to Banks in This State-------

Furniture and Fixtures----------- 2,157 65 One to Banks in Other States-----

Stocks and Bonds Other Than U,S, or State of Georgia-------
United States and State of Oa.

-------- 675 00 ~:~!s~t=e~;bj;~t-t;-Ch;~k:::::::: 76,189 98 Demand Certificates of Deposits--

BondS-------------------------- -------- Cashier's Checks-----------------

Due froa Approved Reserve Agents. 5,329 41 Certified Checks-----------------

Currency------------------------- 2,180 69 Savings oefosits-----------------

One Fro. Other Bank------------- ---------- Tiae Certi icates of Deposit----- 54,125 94

Checks for Clearinf Bons--------

38 00 Trust Funds on D~posit----------

Cash Items (Irregu ar) ----------Advances on Cotton---------------

,577 62 Certificates of Jreposit Repre16,762 66 senting Borrowed Money---------

Customer's Liability on Letters

Bills Payable-------------------- 20,000 00

any)------------- ---------- Ad:!n~!:d!! Ot:e~c~:!!:~::;;::::

""I:4io"29 Rediscounts---------------------Liability on Letters of Credit&

Over Drafts {If

and Acceptances----------------

Other Resources------------------ 3,726 07 Reserve For Interest and Taxes---

RotehaeerrvLe ifaobr iDlietpiure-c-i-a-t-io-n--_-_-__-_-_-_-_--_

1,607 09 1,439 38

Total-------------------------- $226,9JJ 67 Total-------------------------- $226 9JJ 67

BANI( OF O:BLOC!INEE, OCHLOC!INEE, GA.

At close of business July 23, 1921.

President-R.Sing1etary, Vice-President-D.Il. Andersen.

Cashier-A.E. Speer.

Directors-R. Singletary,D.B. Anderson, A.E. Speer C.C. Wurst, J.R. Rupp.

Date of Charter Oct. 19, 1906.

~gan Business Nov. 190?>.

RESOIRCES

LIABILITIES

Tiae Loans-----------------------

Deaand Loans--------------------Loans on ~eal Estate-------------

Banking House--------------------

other Real Estate O..ned----------

Flll'nitare and Fixtures-----------

Stocks IUid Bonds other Than

U.S,or State of Georgia--------

United States and State of Oa.

Bends---------------_----------

One froa Approved Reserve Agents.

Currency----------------_--------

One froa other Banks-------------

Checl<s for Clearing House--------

Cash lteas {Irregular)-----------

Advances en Cotton---------------

Customer's Liability on Letters

of Credit Advances on

and A other

ccc..e..p.toadnicteise----------

Over Drafts {If anyl-------------

other Resources---------------~-

Aiutua1 Fire Fund-----------------

Depositors Guarantee Fund--------

Transit Account------------------

$75,641 66 Capital Stock--------------------
------ 1,161 l2 Surplus Fund--------------------Undtvided Profits---------------2,144 70 Due Unpaid Dividends---------------------- One to Banks in This Stat-------
2,000 00 Due to Banks in Other State&-----
Call MoneY----------------------3 ,000 00 Deposits Subl'ect to Check--------
Demand Certi icates of Deposits--
---------- Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tiae Certi icates of Deposit-----
48 72 Trust Funds on Deposit----------55 00 Certificates of Deposit Repre686 26 senting Borro1<ed Aloney---------
Bills Payab1e----------------------------- ,Rediscounts------------------------------- Liability on Letters of Credits ---------- and Acceptances-------------------------- Reserve For Interest and Taxes---
120 00 Other Liabilities---------------3,475 40
110 00

7 500 00
-'2-4-:0-3-2--8-3 65 68
-2-~-,--~-~--~-
13,000 00
506

Total-------------------------- $101 1296 JJ Total-------------------------- $101,296 33

SECOMJ ANNU\L REI'On'

Examiner' 1 Report BANK OF OGLETHORPE - OOLETI!ORPE, GA.

At do oe of business July 28, 1921.

President-W. H. Stewart.

Vice-President-P.D. Coogle.

Cashier-W.E. Wilburn.

Diredors-W. H. Stewart, D.P. Coogle, l(.L. Shealey, H. \1. Shealey, W. E. Wilburn.

Date of Charter-February 5,1901.

Began Business-February 8,1901

RESOtRCES

LIABILITIES.

time Loans----------------------- $ 95,2J2 03

Delllllnd Loans--------------------- 18,740 48

Loans on Real Estate-------------

Banking House-------------------- 1, 775 00

Otber Real Estate OWned----------

Furniture and Fixtars----------st ocks and Bonds Other Than

400 00

U.S. or State of Cleorgia------United States and State of Oa.

4,250 00

DuBe ofnrodm--A--p-p-ro-v-e-d--R--e-s-er-v-e--A--g-e-n-t-s-.
Currency------------------------Due Froa Other Bank------------Cbecks for Clearing HousO--------

9, 772 50 829 65 61 00

Cash Items (Irregular)----------Advances on Cotton--------------Custcxter's Liability on Letters
of Credit and Acceptancea-----Advances on Other Coanodities___ _

15 50 2,693 06

Over Drafts (II anyl------------Other Resources------------------

14 65

Cash Short----------------------

59 25

Capital Stock-------------------- $ 15,000 00 Surplus Fund--------------------- 5,000 00 Undnidod Profits---------------- 13,423 34 Due l&tpaid Dividends------------- --------
Due to Banks in This State------- --------Due to Banks in Other States----- ----------
~!;!s~t=~;bf;;~t-t;-;;h;~k:::::::: 25~782-90

Deiiland Corti icates of Deposits-- ---------

Cashier's Checks----------------- ----------

iCfe:r!t~i:firerdifCi:h!e~c:k;-s;-;----D-;-p-;-;-i--i-:-:-:-:-:-

---------
-;o:949-37

Trust Funds on D_eposit----------- --------Certificates of u-eposit Repre-

senting Borrowed Money--------- ---------Bills Payable-------------------- 43,687 51 Rediscounts---------------------- ---------Liability on Letters of Credits

and Acceptances---------------- ---------Reserve For Interest and Taxes--- --------other Liabilities---------------- ---------

Total-------------------------- $133,843 12 Total-------------------------- $133 843 12

MACON COUNTY BANK - OOU.'Tiltld'E, GA.

At close of business July 27, 1921.

President-D. A. AicBride.

Vice-President-T .C. Webb.

Cashier-W. A. Boles.

Directors-D.A. A!cBride, A.L. Kleckley, T.C. Webb, 1(.11. Stubbs,J801es Talon, L.E.Shealey.

Date of Charter-October 16, 1906.

Began Business-October 1906.

RESOtRCES

LIABILITIES

TimmeandLoaLnoasn-s_-_-_-_-_--__-_-_-_-_-_--_-__-_-_-_-_-_-_- $ 74,627 24 Capital Stock-------------------- $ 15,000 00

D0 Loans on Real Estate-------------

---9~-5-44---6-0

Surplus Fund--------------------Undtvided Profits----------------

--1-~5-0-0--0-0

~~~:n~e~i0E:t;t;-o;;;d:::::::::: ~:~~ ~ &:: Y:P8!!k~ii~dr~1!-si;i;::::::: ------~-~

20:ooo-oo Furniture and Fixtures----------- 2,193 47 Due to Banks in other States-----

Stocks and Bonds other Than

Call Moner-----------------------

u.s.or State of Georgia-------- ---------- Deposits Snbl"ect to Check--------

United States and State of Oa.

Demand Corti icates of Deposits--

25,263 8,000

c4o3

Bonds-------------------------- --------- Cashier's Checks-----------------

306 37

Due from Approved Reserve Agents- 4,588 19 Certified Check----------------- ---------

Currency------------------------- 1,112 94 Savings Defosits----------------- ---------

Due frcxt other Bank-------------

37 00 Time Certi icates of Deposit----- 14,774 78

Checl<s for Clearing Hous-------Cash Items (Irregular)-----------

166 11 Trust Funds on Deposit----------- ------302 28 Certificates of Deposit Repro-

Advances on Cotton--------------- 6,041 31 senting Borrowed A!oney--------- ---------

Customer's Liability on Letters

Bills Payable-------------------- 25,500 00

of Credit and Acceptances------ ---------- Rediscounts---------------------- ---------

Advances on other Commodities---Over Drafts (If anyl-------------

-------39 63

I

Liability and Acc

on Letters of Credih eptances---------------

-

----------

other Resources------------------ --------

Deposi Mutual

tForisreGFuuanrda-n-tv~-F--un-d-::::::::::

3,409 25 120 00

IROethseerrveL

For iab

Interest ilities---

and Taxes---------------

------------------

Profit and Loss------------------ 2,293 38

Total-------------------------- $11--0-,3-5_2_5_8-1 Total-------------------------- $110,352 58

253

Exaainor's Report, ffiOPLES BANK - OLIVI::R. GA,

At close of business Angnst 31, 1921,

President-0.11. Marsh, Viee..Presidont-W.J. Wontoek, H.E. Ezell.

Cashier-J. J. Alarsh.

Direetors-0.11. Marsh, W. J, Wontoek, H.E. Ezell, C.L. Higgins, Jno. 1\ennedy,J.J, Tulles,

C.S. Trovoll, W.J. Newton, J. I. Alarsh.

Date of Charter-

Began Business-

RESO~ES

LIABILITIES.

Time Loans----------------------- $ 99,960 68 Capital Stock-------------------- $ 22,500 00

Demand Loan---------------------

406 78 Surplus Fund--------------------- 4,500 00

Loans on Real Estate-------------

U111bvided Profits---------------- --------

Banking House-------------------- 1,650 00 Due Unpaid Dividends------------- ----------

Other Real Estate Olrned----------

D,e to Banks in This State------- ----------

Farniture and Firlures----------St ocks and Bonds Other Than
U.S. or State of Georgia-------

900 00 Due to Banks in Other States----- ----------
450 00 ~:~s~t!e~;bj;~tt;-Ch;~k:::::::: 29:57355

United States and State of Oa.

Demand Certificates of Deposits.. 5,039 72

Bonds--------------------------

5000 Cashier's Checks-----------------

23 45

Due fr.,. Approved ~eserve Agents. l0,537 28 Certified Checks---------------- ----------

Currency-----._---------- ____ ---Due Froa Other Banks-------------

4,100 00 it:!~!r~~f~:!!:;-;iD;p;;ii::::: "31:781-o2

Checks for Clearing House-------Cash Items (Irregular)-----------

1,717 49 Trust Funds on Deposit----------- --------Certificates of Ireposit Repre-

Advances on Cotton--------------Customer' 1 Liability on Letters

senting Borrowed Money--------- ---------Bills Payable-------------------- 27,500 00

of Credit and Acceptance-----Advances on Other co...odities

1,391 12 RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f --C-r-e-d--it-s--- ----------

Over Drafts (If anyl-------------

1 69 and Acceptances---------------- ----------

Other Resources------------------

Reserve For Interest and Taxes... ----------

Less from Operations-------------

158 65 other Liabilities---------------- ---------

Deposits since yesterday---------

397 28

Cash Long------------------------

8 67

Total-------------------------- $121,323 69 Total-------------------------- $121,323 69

BANK OF OMEGA - OJIIEOAa OA,

At close of business July 16,1921

President-

Viee..Prosiden~.M.Robinson,C.l\. Patrick. Casbier-W.li.Sorrow.

Directors-G.ki. Robinson, C.!(.. Patrick, AHles Cowart, IV. 11. S01 row,

Date of Charter-

Began Business-

--------------------------------,--------------------------------

RESO~ES

LIABILITIES

Time Loans----------------------- $ 77,426 55 Capital Stock-------------------- $ 15,(100 00

Doand Loans--------------------- 1,076 44 Sar{'lns Fond--------------------- 2,000 00

Loans on Real Estate------------- ---------- Und1vided Profits---------------- 4,199 93

Banldng House-------------------- 2,407 97 Due Unpaid Dividends-------------

other Real Estate Owned---------- --------- Duo to Banks in This State-------

Furniture and Fixtures----------- 2,840 45 Due to Banks in Other States----- 4,000 00

Stocks and Bonds Other Than

Call 1loner----------------------- 39,000 00

U,S,or State of Georgia-------- -------- Deposits Subl"ect to Check--------

United States and State of Oa.

Demand Corti icates of Deposits-- .14, 400 45

Bonds------------ -----------Duo froa Approved Reserve Agents-

--------- Cashier's Checks----------------3,308 06 Certified Checks-----------------

233 40

Currency.-------- __ --------------

999 97 Savings Defosits-----------------

Due from other Banks------------- -------- Time Corti icates of Deposit----- 3,778 16

Chocl<s for Clearing House--------

268 72 Trust Funds on Deposit-----------

208 89

Cash Items (Irregular)-----------

63 70 Certificates of Deposit Repre-

Advances on Cotton--------------- --------- senting Borro..-ed Aloney---------

Castoaer'a Liability on Letters

Bills Payabl--------------------

of Credit and Acceptancos------ --------- 1 Rediscounts----------------------

Advances on Other Commodities---- ---------- Liability on Letters of Credits

~.soo .JO

Over Drafts (If anyl-------------

136 50 and Acceptances----------------

other Resources------------------

36 32 Reserve For Interest and Taxes---

Depositors Guarantee Fund-------- 3,136 15 Other Liabilities----------------

500 00

Withams Bank Fire Fund-----------

120 00

Total-------------------------- $ 91,820 83 Total-------------------------- $ 91,820 83

2~----------------------~~~0~~~A~~~~L~~~~~-------------------------

Exaainer 'a Report

BANK OF PAL1!ETTO, PALI!ETTO,GA.

At close of business Oct. 13, 1921.

President-T .P. Bullard, Vice-President-J .C. Watltins,

Casltier-W.A. Swailn,

Directors-T.P. Bullard! J.C. Watkins, W.H. Hall, Clterles Jackson, G.A. Keith, lf.R.TltOIIU'.son

J .B. Smith, D.B. &I ardl J .A. Sasser,

'

Date of C!tar~er-Sept. 26, 904.

Began Business-Oct. 1, 1904.

~SOIRCES

LIABILITIES.

Tiae Loan----------------------Deaand Loans--------------------Lonna on ~eal Estate------------Banking Bouse-------------------Other Real Estate Owned---------Fttrniture and Fixtures----------Stocks and Bonds Other Than
u.s. or state of Georgia-------
UnBitoenddSs-ta--t-e-s-_a-n-d--S- _ta__te__o__f _O__a_.__ _
Due froa Approved Reserve Agents_ CurrenCY------------------------Due Froa Other Banks------------Checks for Clearinf Bouse-------Cash Iteas (Irregn ar) ----------Advances on Cotton--------------Customer's Liability on Letters
Ad!!n~~:d!! ~:e~cc~::m;;::::
over Drafts (If nay)-------------
Other Resources-----------------Prof it & Loss-------------------Profit & Loss--------------------

!~~~~~~ 6,000 00
--2-,-1-5-7--2-8
99,743 00 10 000 00 u:396 02
-~!~~~-~~
785

Capital Stock--------------------
~~f!i:e~u~;iii;::::::::::::::::

Due lltpaid Dividends-------------

Due to Banks in This State-------

Due to Banks in other States-----

Call Money-----------------------

Deposita Subject to D.aand Certificates

CofheDcke p--o-s- i1t-s----

Cashier's Checks-----------------

Certified Checks-----------------

Savings Drosits----------------Tiao Cert.i icatu of Deposit-----

Trust Fund$ on D.ePolt-----------

Certificates of trepoait Repre-

aentiag Borrowed Money---------

Bills Payable--------------------

~ediacounts----------------------

Liability on Letters of Credits

and Acceptances----------------

~eserve For Interest and Taxes---

other Liabilities--------------~-

Cash Long------------------------

$25,000 oO
125,500 00 38,304 37
~-...;..;;..;;~~.;;..;..
356 07
--11-,-5-00--0-0
2 50

Total-------------------------- $228,181 95 Total--------------------------$ 228 181 95

FAR!!ERS BANK, PALI!t!TO, GA.

At c1oae of business Aug. 15, 1921.

President-L.O.Denton. Vice-Presidents-r..D.Tatum-J.H.Ballard. Cashier-B. Hudson.

Directors-L.O.Benton, R.D.Tatum J.H.Ballard~ B.Hudson,
li,H,Cook,H.J .J ohnson..J .P ,She! 1 N.F .Hudson J ,O.Ifeldon..t

i B.W.Cochran,B.~.Roan,Oeo.Reeves,
J .B.Clecker, E.lV .Cranford,

Date of Charter June 2Y 1918, '

' Be an t>nsiness Jnl 0 1918

~SO~ES

LIABILITIES

Tiae LoanS---------------------- $107,400 18 Capital Stock-------------------- $35,000 00 Deaand Loans--------------------- 18 816 25 Surplus Fund--------------------- 7 000 00
------ Loans on Real Estate------------- ___! ______ Und1vided Profits---------------- 1:434 41
Banking House------------------- 6324 ~9 Due Unpaid Dividends-------------

other Real Estate Owned---------- 1'500 00 Due to Banks in This State-------

Furniture and Fixtures----------- 1'709 42 Due to Banks in Other States-----

------ Stocks and Bonds other Than U.S,or State of Georgia--------

'

Call RoneY-----------------------

18,000 00 Deposits Subl'ect to Check--------

65,934 19

United States and State of Oa.

Deaand Certi icates of Deposits--

Bond------------------------ 1,000 00 Cashier's Checks----------------Due froa Approved ~eserve Agents_ ---------- Certified Checks-----------------

10 00

Currency------------------------Due froa other Banks-------------

-~~1!13~1~6~-5~1~

Savings Defosits----------------Tille Certi icates of Deposit-----

Checks for Clearing House--------

Trust Funds on Deposit-----------

Cash Iteas (Irregular)----------- ---------- Certificates of Deposit ~epre-

Advancea en Cotton--------------- ---------- seating Borrowed Money---------

Cuatoaer's Liability on Letters

Bills Payable-------------------- 21,150 00

of Credit and Acceptances------ ---------- ~ediscounts---------------------

Advances on other COlllloditi---- ---------- Liability on Letters of Credits

OVer Drafts (If any)-------------

64 and Acceptances----------------

other Resources------------------ --------- Reserve For Interest and Taxes---

Other Liabilities----------------

Total--------------------------$ 169,541 68 Total-------------------------- $169,541 68

SECOI'Cl ANNU\L REPIIO'

25J

Examiner's Report. BMm OF PARRarT, PARROTT, GA.

At c1ose of business Oct. io, 1921,

PresidentS,J, Cader. Vic.,.President-C,F, Oxford, Cashie""Roy Pitikston,

Directors- S,J, Carterf C.F. Oxford, Roy Pitikston, !f.'S. Flowers Dr. J.T. Arnold,

Date of Charter-July, 906,

Began BusinesL

RESOIRCES

LIABILITIES.

Tie Loans----------------------DLeo.a.nnsdonLoRaenals-E--s-ta-t-e---------------

Banking Bonae-------------------Other Real Estate Owned. Furniture and Fixtures.

Stouc.ks.s

and Bonds Other Thaa or State of Georgia

United Staies and State of Oa.

Bonds . Due froa Approved Reserve Agonts.

CDuuerrFeronacyO-t-h-e-r--B-a-n-k-s---------------

Checks for Clearing Bouse.

Ca~b Items (Irregular) . Advances on Cotton.

Customer's Liability on Letters of Credit and Acceptances

Advances on other Co..oditios

oOtvheerr DRreasfot surc(eIsf any) --- -----

$80,187 30 17,034 14 '7,.231 00
~!~~-~
750 00
21,958 62 2,181 42
_ _.4> _ _..,.._._
938 00 5,847 38
410 o2 6,357 77

Capital Stock--------------------

Surplus Fund---------------------

lhid1Tided One U.paid

PDriovifidtesn-d-s-----------~--------------

Dnli to Banks in Thh Stah-------

Due to Banks in other States..

~:~!.f;:e~;t;i;~t"i;c;:;;t:::::::

De~ ~ertilicates of Deposits-Cashier a Checks----------------TCSaievreiltlilC!f:iseerdnteiCroiheseaitctesks-s--~o--f---D----e--p--o--s--i-~t--------.--

Truilt Funds on D_eposH----------Certificatei of Jreposit Repre-
senting Borrowed Money--------Bills Payabi------------------RtiaebdiisHctoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d-i-h----
and Accepttncea--------------~serve For Interest and Taxes

other Liabilities----------------

$15,000 oo
3 000 00
--2-:9-7-9-5-7
69,143 55 644 03 173 78
-5-4-,9-3-9--7-2

Total---------------------- $145 1880 65 Total------------------------- $145,880 65

PLANrERS BANK, PARROTT, GA.

At close of business Oct. 12, 1921.

Pres;dent-J ,IV, Tilley, Vice-PresidentH.A. Cook,. Cashier-Mrs. Ollie Bolch,

Directors-J .!Y. Tilley I H.A. Cook, J .H. Pritohard~ J .u. Lee, J ,IV. Chambliss! J .T .Thornton,

Date ol Charter Aug. 2, 1912.

negan Bus1ness Sept, 25, 912,

RESOIRCES

LIABILITIES

20: Tie Loan----------------------- $78 482 52 Capital Stock--------------------

Dea~
Loans

onLoRaenals

-E-s-t-a-t-e---------------

331 21 Surplus Fund--------------------18, 726 69 Und1vided Profits----------------

Banking Bous-------------------- 3,449 59 Due Unpaid Dividends------------

other Real Estate Owned---------- - - - - -........ Dae to Banks in This State

Furniture and Fixtures----------- 3, 865 60 Due to Banks in Other States.

Stocks and Bonds otker Than U.S,or State of Georgia.

Call Honer-----------------4---14, 300 00 Deposits Subl"ect to Check--------

UDited States and State of Oa.

.

. Demand Certi icates of Deposits--

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

~ 450,00 Cashier's Checks----------------70, 685 42 Certified Checks-----------------

Cnrrency-------~---------------- 2, 552 16 SaYings Defosits-----------------

Due fraa other Banks-------------

Tt.e Certi icates of Deposit

Checks for Cleariag Bouse

70 57 Trust Funds on Deposit ...

Cash It (Irregular)----"----- - - - - - - Certificates of Deposit Repre

Advances an Cotton 170, 830 96 seating Borro~d Money---------

. Customer's Liability on Letters of Credit and Acceptances.
Advances on other Co.aoditioa
Over Drafts (If anyl-------------

----------------------

Bills Payabl-------------------Redisconnts---------------------Liability on Letters of Credits
and Acceptances----------------

other Resources------------------ ------- Reserve For Interest and Taxes---

Other Liabilities----------------

276,153 96
6,~~ ~~
10,000 00

Total--------------------------$383, 744 72 Total--------------------------$383,744 72

SECOHl ANNU\L REI'Im'

EXllllliner 'a Report. PATTERSOO BANK, PATTERSON, GA.

At close of business Aug. 5,1921,

President-J .AI.Thornas. Vice-President-

CashieP.B.C. Wallcer,

Directors-.! .M.Thomasl\ Roma Thomas, J .H.D. Quinn, D.ll. Wallcer, C.L. Davis, J .J, \finn,

Dat;e~Pc~~~t~r_llC allcer,

Began Business-

RESO!RCES

LIABILITIES.

Tiae Loan&----------------------- $75,514 54

Delllllnd Loans---------------------

450 00

Loans on Real Estat------------- 2,700 00

Banking'Bonse-------------------Other Real Estate Olmed----------

----------

Fnrnitnre and Fixtnres----------- l ,619 50

St uoc.sk.s

and Bonds Other Than or State of Georgia-------

United States and State of Oa.

Bonds---_---------------------Due frOol Approved r,:eser.ve Agents-

Currency----_-_-------------_----

Due Fr011 Other Banks------------CChaeschk&Itefaosr C(IlreraerginuglaBr)o_u_s_e__-_--_-_-_-_-_-

Advances on Cotton--------------Custoaer's Liability on Letters
of Credit and Acceptances-----Advances on Other Co.-odities---Over Drafts (If anyl------------Other Resources-----------------Cash Shod----------------------~

640 54 630

Capital Stock-------------------Surplus Fund--------------------Undvided Profits---------------DDuuee tUonpBaaidnkDs iivnidTehnisdsS-t-a--te--_-_-_-_-_-_-_-
Due to Banks in other Stntes-----
~!~sft!"~;bj;~t-t;-Ch;~k::::::::
Demand Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tiae Corti icates of Deposit----Trust Funds on D_eposit----------Certificates of Jreposit Repre-
senting Borrowed Money--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits
and Acceptances---------------Reserve For Interest and Taxes--other Liabilities---------------Deposits since yesterday---------

24,683 34 2,3gg !~ 23,276 38
---------
134 24

Total-------------------------- $90,146 17 Total-------------------------- $90 146 17

BANK OF PAVO, PAVO, GA.

At close of business Aug. 1, 1921,

President-J. Franlc Harris. Vice-President- lf.L. AdMs.

Cashier-H,C, Ford,

Directors-J.Frank Harris, IY.L. Adams, H.C. Ford, J.lY.L.Branna, G.F. Alont, H.R. Roberts, J.A. Kennedy.

Date of- Charter Sept. l7 1903,

Be>an Business Se t. 17 1903.

RESO!RCES

LIABILITIES

Tiae Loans----------------------DLoeaaannsd onLoRaenal-E--s-t-a-t-e---------------------------

$186 --2-

!1 58_37_67__6_52_0

Banldng Bous-------------------- 2,100 67 other Real Estate Owned---------- ---------Furniture and Fixtures----------- 2,948 37 Stocks and Bonds Other Than

U.S,or State of Georgia-------- ----------

United States and State of Oa.

DuBe ofrnod11--A--p-p-ro-v-e-d--~R-e-o-o-rv-e--A--g-e-n-t-s--

---------5 200 42

Currency _________ ---------------- 'su 92

Due fr011 Other Banks------------CChaeschi<SItof1o1sr C(IlreraerginuglaHr)o_u__s__-_--_-_-_-_-_-

3,~~~ ~~
378 15

Advances on Cotton--------------- ---------Cuato..er's Liability on Letters

of Credit and Acceptances------ ----------

Advances on Other COIInloditie---- ----------

Over Drafts (If anyl-------------

476 92

other Resources------------------ 1,874 00

Capital Surplus

Stock-------------------Fund---------------------

$

33 100 10'000

0o0o

---L------ Und1vided Profits---------------- 17'692 61
Due Unpaid Dividends-------------

Dae to Banks in This Stat------- ---------

Due to Banks in Other States----- ----------

Call Moner---------------------Deposits Subl"ect to Check--------

-_-3_-_0-_,6-_-_8-4__-4-_-9

Demand Corti icates of Deposits--

Cashier's Checks-----------------

867 43

Certified Checks----------------- ---------

Savings Defosits----------------- ---------TiJIIe Corti icates of Deposit----- 50,124 67

Trust Funds on Deposit----------- ---------Certificates of Deposit Repre-

senting Borrowed Aloney--------- ---------

Bills Payable-------------------RLieadbiislciotyunotns-L--e-t-te--r-s--o.f--C--r-e-d--it-s---

-

64 --

-1 5-2-3-

5 --

0 -

and Acceptances---------------- ----------

Reserve For Interest and Taxes--- ----------

Other Liabilities----------------

8 40

Total--------------------------$207 ,O<ll lO Total--------------------------$207 001 10 1

257

E:uai88r 1a Reperi, PLANI'I'llS BANK, PAVO, GA.

At c lose of busiae ss July 12, 1921. .

President-J.T. Sherrqd, Vice-President-J.B. Williams. Cashier-e.G. Christian

Directors-J.T. Sherre4f J.B. Williams Ellis DeVane, B.C. Reese, I.F. Watson.

Date of Charten-March 2, 1921.

'

Began Business-narch 25, 1921.

RBSOtRCES
Tiae Loan---~---------------- Deaand Loan--------------------Loana 011 Real Estate-----------
BOathnekrinRg eBalouEsseta-t-e--O--w--n--e-d----------------
. sFtuourcn.ksis\tuaornerdsanBtadotneFdiioxofttuQhreeerosTr-cb-ia-aa-----------
Uiiit6d States and State of Oa. BOdds
Dllli frCI!l At>proved P.eaerve Age11h. cDuur rFern. c. yo-t-h-e-r -8-a-1-1-k-a------------ - checks for Ctearlnc Bouse Cash Iteas (Irregular) Advances on Cetton-------------Cuatoaer'a Liability on Letters
of Credit and Acceptances-----Advances on other Coa.oditioa
oOtyheerr.DRreasfotusrc(eIaf&ft1)-------------
Depositors Guarantee Fund------- Mutual Fire Fund----------------

$54,438 88 793 50
----- 5,071 45 3,000 00 1,050 00 ~~~~ u:sts 21 188 65 114 38
49 Ol
51 20 3,165 65
120 00

LIABILITIES. Capital Stock-------~-----------Surflua Fund--------------------Uad vided Profits---------------Due UIP!id Dividends------------Due to Baaka ill This State------Due to Banks in other States----Call MoneY----------------------Deposita Subject to Check-------D.-and ~ertilicatas of Deposits-Cashier s Checks----------------Certified Checks----------------Savings Defosits----------------Tiae Certi !cates of Deposit----Trust Funds on D_eposlt----------Certificates of trapoait Repre-
senting Borrowed Money--------Billa Pa~ble'----------------
Rediaeounts---~--------------
Liability on Letters of Credit; a11d Acceptances----------------
Reserve For Interest and Tase-- other Liabilities---------------

$15,00<_? 00
- - - - 1,470 74
139 79
- - 31,145 26
----- 3,000 00
306 12

Tota1------------------------ $83,920 35 Total------------------------ $sa 920 35

TIIB mARSON BANKING COMPANY, PEARSCN, GA.

At close of business Aug.l, 1921.

President-H.P.Smlth. VloePresident-J.O.White.

Cashle~W.I. Tyler.

&lirector- H.P.Smlth{. D.J. Pearun, Joe .McDoaald, J.O.White U.F. :Sears.

Date of Charter- Sep , 19, 1906.

Began Busfness-Oct, 1, 1906.

LIABILITIES

R:: Tiae Loan-------------------
Deaaud Loan------------- Loans 011 Real !state----- Botahnekrln~seBaloEusstat-e-O-!O-i-e-c-t.-..-.-......

$12719001111859447895308 1' 668

o8
58 89 7750

Capital Stock--------------------. Snrplua Fund--------------------Undivided Profits----------------
f:P~k~ii~d~:-si;i;:::::::

$30,000 00 25,000 00

Furniture alld Fistutes----- 4'319 12 Due to Banks in Other States-----

Stocks and Bonds other Than



Call MoneY-----------------------

U.S,or State of Georgia........ ---------- Deposita Sublect to Check--------

United States and State of Ga.

Deiand Certi icates of Deposits--

43,84~~

DuBe ofrnoda A--p-p-r-o-ve-d--R--e-s-e-rv-e--A--g-e-n-t-s-.

----5-61-6S-

CaShier's Checks----------------Certified Checks-----------------

246 70

~:r;~:-ijtj;;~-e;;k;:::::::::::::

,2~~

SaYings Defosit----------------Tiae Certi icates of Deposit-----

Checks for Cleariag Bouse........

366 76 Trust Funds on Deposit-----------

Cash Iteaa (Irregular)-----------

496 53 Certificates of Deposit Repre

ACdnTaatnocaeear'aenLCiaobttilointy--0-1-1--L-i-t-t-e-r-s---

----------

aentlng Borrowed Money--------Bills Payable--------------------

69,000 00

of Credit and Acceptances------ --------- Rediscount----------------------

AdTances Oft OYer Drafts

O(Itfhear nCy-)o--d--i-t-i-o--a-.-.-.-.

Other Resources------------------

Current Checks-------------------

Profit &Loss--------------------

--------------
--------250 98
1,324 84

Liability on Letters of Credit and Acceptances---------------
~==~~~~:~~Y;r~=~~~~~~~:::::::::
Pnentered Deposits--------------Cash Long-----------------------

481 55
620 75 48 78

Total-------------------------$224,069 88 Total-------------------------- $224,069 88

258

SBCOMI ANNU\L REPIIO'

258

Exuiaer 'a Report. THE FARMERS BANK, PEUIAM,GA.

At close of business Aug, 16, 1921.

President-T.P. Hinman. Vice-President-B.A. Curry.

Cashier-T.A. Borrow,

Directors-T.P. Himnan_. B.A. Curry, H.L. )!cDonald, lf.C. Twitty, J.)\,Hurst, R.L,Goodson,

T.W. Curies, T.A. narrow.

Date of Chartel'-Aug. 25,1902,

Began Business-Sept; 1, 1902.

RES01.2:ES

LIABILITIES.

Tiae Loan------.----------------De.and Loan--------------------Loans on Real Estate-------------

$

5502521,11004786157

95 95 25

BOothnekriuRc eBaloEaasta-t-e--O--w--n-e--d------------------- -------------------

Furniture and Fixture-----------

600 00

Capital Stock-------------------- $100 000 00

Snrplua Fund---------------------

DUunedUvnid~eidd

Profits---------------Dividends-------------

518o'1o1o6o7

oo
59

' 70 00

Due to Banks in This State------- ---------

Due to Banks in Other States-----

Stouc.ks.s

and Bonds Other Thaa or State of Qeorcia-------

1,350 00 ~:~s~;:e;;bi;~t-t;-Ch;~k:::::::: 164~408---6-9

United States and State of Oa.

DuBe ofrn.d.SA--p-p-r-o-v-e-d--R--e-s-e-rv--e-

-------Aconts-

g:~r~:r~:e!k!~~~-~~-~~~~~~~~:: 44,!~ ~

Certified Checks-----------------

75 00

Currency-------------------------

Savings Deyosits.----------------- 88,394 01

Due Fr.. Other Banks-------------

Tiae Certi icates of Deposit----- ----------

Checks for Ciearinc Boas-------Caah !teas (Irregularl-----------

203 47
203 27

TCreurstti f.iFcuantdes s onof Dtreeppoosaiitt -R- -e-p-r-e--- - - -

------

Advances on Cotton--------------Customer's Liability on Letters

aentimc Borrowed Money--------- -------Bills Payable-------------------- 200,000 00

Ad:!n~::d!! ~:.~c~:!:ai~:;;:::: :::-_::::::: R~lea!bli.liaictyouonntsL-e--t-te--r-s--o-f--C--r-e-d--it---- ---------

OVer Drafts (If earl------------- -------- and Acceptances---------------- ---------

Other Resource------------------ --------- Reserve For Interest and Tax--- --------

Cash Short-----------------------

43 65 Other Liabilities---------------- ----------

Collectious----------------------

660 82 ~eposits after close-------------

698 49

Total-------------------------- $667 009 17 Total-------------------------- $667 009 17

PEMI~CRASS l!ANIDIO CO.~ASS, GA.

At close of business July 6, 1921.

President..P .J .Roberts. Vice-President-lf.C. Kennedy.

Cashier-Guy Roberts.

Directors..P.J.Roberts, W.C. Kennedy, Gey Roberts D.E. Mur~hy J.H.A.Simmons.

Date of Charter Sept. 29, 1905

'Began Bsuine;s,Oct, 5, 1905,

RESOIRCES

LIABILITIES

Tiae Loan-----------------------

Capital Stock-------------------- $25,000 00

Deaand Loans---------------------

Surplus Fund--------------------- 4,000 00

Loans on Real Eatah-------------

Undvided Profits----------------

307 30

Botahnarki,eBalouEasta-t-e--O--w--n-e-d--------------------

Due Uapnid Divideads------------Due to Banks ia This State-------

800

Furniture and Fixtnres----------Stecks and Bonds Other Thaa
U.S,or State of Oaorcia-------Uaited States and State of Oa. tuB. ofnr.d.SA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-c-e--n-ta---

1,800 00 406 00
2 297 90

Due to Benks ia Other States----Call Moae:r-----------------~----Deposits Subl'ect to Check-------Deiand Certi icates of Deposits-CaShier's Checks-------~------~- Certified Checks-----------------

-2-5,-70-3-0-3 55 43

Carreacy-------------------------

Dae fr.. other Banks-------------

------- -------- ~ Chheck!st

for eas

Cleariuc Boua-------(Irregularl-----------

Wvaacea ea Cotto---------------

2:748 61 Savings Depoalts----------------Tlae Certificates of Deposit-----

550 59
10 94

Trust Funds on Deposit----------Certificates of Diposit Repre-
senting Borrowed Money---------

5,642 37

Caat...r's Liability on Letters af Credit and Acceptaacas------
Advancea oa other Coaaoditie----

------ Billa Payable-------------------- 38,000 00
RL ei adbiialci toyu aont s -L-e- t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

------ OVer Drafts (If aayl-------------
Other Raaource-----------------',~111-----------------------------

8577

and Acceptances---------------~eaerve For Iatereat and Taxes---

975 other Liabilities----------------

'Cvrent Checks------------------"

47 20 Current Deposits-----------------

583 98

Tetal-------------------------- $ 99,300 11 Total--------------------------$ 99,300 11

SECONl ANNU\L REP0n

Exaaiaer 's liteperi.
HOUSTON BKG. CO., PmRY, GA.

At close of business July 30, 1921.

President-.! .H. Davis. Vice-President-A.A.Smoal<. Cashier-B.C.Bolt.elaw.

Directors-J .n. Davis, A.A. Smoak, B.C. Holbclaw.. ll.A!. Holtsclaw, FJi. Houser.

Da'.e of Charter...



Hegan Bus inhs-

R!!SOIRCES

LIABILITIES.

Tie Loan&--------------------~- Deaand Loans--------------------Loans on ~eal Estate------------Banking Bouse-------------------Other Real Estate 01med---------Farnitare and Fixtures----------Stacks and Bonds Other 'l1tan
u.s. or State of Oeorgia-------
United States and State of Oa. Bonds- ___ ------------ _________ _
CDuuerref nr .cy._A__p_p_ro_v_e_d__R__e_s_e_rv_e__A__g_e_n_t_s_-
Due Fr011 Other Banks------------Checks tor Clearing Hous-------Caah Items (Irregnlar) ------Advances on Cotton--------------Cust ...er's Liability on Letters
of Credit and Acceptances------
anyl---------- Advances on other c-oditiu
OVer Drafts (If Other Resources------------------

$-2-8-,1-9-6--3-7
-~7~~1~88~~3~0 3 1015 64 1,087 61 26,800 00
9,542 09 6,9S2 80
21,033 09

Capital Stock--------------------
~:f!ide:~;iii;::::::::::::::::
Due Ua~id Dividends------------Due to Banks in This State------Due to Banks in other Statu----Call MoneY----------------------Deposits Subject to Cbeck-------Deiuuld Certilicates of Deposits Cashier's Checks----------------Certified Checks----------------Savings Droaits----------------Tie Certi icates of Deposit--~- Trust Funds on Deposit----------Certificates of lfepolit Repre-
senting Borr01red Money---------
Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credit'
and Accept&Dces----------"----Reserve For Interest and Tues
other Liabilities----------------

$25,000 ()() 20,000 00 127 56
J8H

Total------------------------- $107,027 58 Total-------------------------- $101 027 58

PERRY LOAN & SAVINGS !lANK, PmRY, GA.

At close of business Aug. 20, 1921.

President..P. L. Cater, Vice..President-F .M.. Houser.

Cashier-L.F. Cater.

Directors-T<.L. Cater F.A!. Houser, L.F. Cater, A.A. Smoak, J.P. Duncan, S.G.Rogers,

C.R. A!ann.

'

Date of Charter

llel'1ln Business

RESOIRCES

LIABILITIES

Tiae Loans----------------------Deaand Loan-------------------Loans on Real Estat-----------Banldng House------------------other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than
U.S.or State of Georgia UnBitoenddsS- _t_a_t_u-a-n_d__S__t_ate--o.-f -O--a.. __ _
Due froa Approved Reserve Agents.
Currency------------------------Due fr011 other Banks------------Checl<s for Clearing Hou&e--------
Cash Items (Irregnlar) ----------Advances en Cotton--------------Custoaer's Liability on Letters
of Credit and Acceptances-----A4Tances on other C-odities OVer Drafts (If any)------------Other Resources------------------

$61,128 40 --1-5,-1~0-3--6-4
2~;soo~o~o
9 66 41 50

Capital Stock--------------------
~=~f!i:e~un~;iit;::::::::::::::::
Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----
Call MoneY----------------------Deposits Subject to Check-------Deaand Certificates of Deposita--
Cashier's Checks----------------Certified Checks---------------~ SaTlngs Defosit----------------TU.e Corti icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Money---------
Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits
and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities----------------

69,873 83 1,885 91
15,677 58 19,505 37 5,478 08
65 89

Total-------------------------- $165,738 20 Total-------------------------- $165,738 20

260

SECON> ANNU\L REP~ia

Exaaiaor's Report, BANK OF PINlliURST - PINiiliURST, GA,

At dose of business Septet~~ber_ 15, 1921,

President-J.L, Lee.

Vice-President-C.A. Thompson,

Cashier-A.At. Wi I son

Directors-J.L, Lee, J.R. Horne, S.D. Thompson, C.A. Thompson,W.E. Ford, !!.C. Peary, A.m. Wilson,

L.w. Moore.

Date of Charter-January 1, 1908.

Began Business- 1904

IU!SOlRCES

LIABILITIES.

Tie Loan&----------------------- $ll6, 783 46 Capital Stock-------------------- $ 25,000 00

Deund Loans--------------------- 14,869 00 Surplus Fund--------------------- 25,00C 00

Loans on Real Estat-------------

Und1Vided Profih---------------- 10,361 35

Banking House-------------------- 1,250 00 Due Unpaid Dividends------------- ----------

Other Real Estate Owned---------Furniture and Fixtures-----------

625 2,650

0en0

Due to Banks in This State------Due to Banks in Otber States-----

-------------------

s;:ii3-32 Stocks and Bonds Other Than U.S, or State of Oeorgia-------

1,075 00 ~:~!s~t=~;b-1';~t-t;-Ch;~k::::::::

Uaited States and State of Oa.

Demand Corti icates of Deposits-- ----------

DuBe ofnrd..-A--p-p--ro-v-e-d--r-..-.-e-r-v-e--A--g-e-n-t-s--
Currency--- __ ------------ _______ _ Due Fr.. Other Banks-------------

Cashier's Checks-----------------

732 26

34,059 72 Certif led Checks----------------- ----------

3,942 78 4,103 42

~=!~!r~:rr:!~:;-;;-D;p;;ii:::::

-i7:284-75

Checks for Cloarinf House-------Cash Itoas (Irregu ar)-----------

Trust Funds on Deposit----------- ---------6,852 46 Certificates of D'eposit R"Pre-

AdYanceo on Cotton---------------

aenting Borro1<ed Money--------- ----------

Customer's Liability on Lottera

Bills Payable-------------------- 50,000 00

auyl------------- of Credit
Advances OD

aontdheAr ccc.e.p.toadnictieOs-S---------

Onr Drafts (If

other Resources------------------

Rediscounts---------------------Liability on Letters of Credits

4,000 00

and Acceptances---------------- ----------

Reserve For Interest and Taxes---

46 41

other Liabilities---------------- ----------

Cash Long------------------------

10 78

Deposits after close-------------

61 97

Total-------------------------- $186,210 84 Total-------------------------- $186,210 84

SALZBURGilR BANK - P~, GA,

At dose of business August 27,1921.

President~.L. Elkins.

Vice-Presidentk

Cashier-J .!\.Wilson.

Direc:tors-R.L. Elkins, D.ll. Dinont J.K. Wilson, \\',A\. Enley, IV,I(, Fetser, R. J, Zegler,

!!.A. liassand, J,V. Nortin, F.C. Zettraner,

Date of Charter-

Began Business-

RESOIRCES

LIABILITIES

Tille Loans----------------------- $ 57,590 06 DLobaannadoLn oRaenal-E--s-ta--te--_-_-_-_-_-_-_-_-_-_-_-_--_ 11,599 80

Banking House-------------------other ~eal Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than
U,S,or State of Oeorgia-------UaBitoenddSs-t-a-t-e-s__a-n-d--S__ta__te___o_f _O__a_. __ _
DCaunrrfern.c.y_A-p-p-r-O__T_ed _R__e_s_e_rv_e__A__g_e_n_t_s_-
J>ue froa other Banks-------------
l----------- Checks for Clearing Hous--------
Cash lteas (Irregular i\lh'ances en Cotton--------------caatoaer's Liability on Letters
ef Credit aod Acceptaaces------
anyl------------- A.otYances on other c,_odiths----
Orer Drafts (If other Resources-----------------lt..s in Snit-------------------Liquidating Agent Clyo,Ga-------

2,950 00 1,520 00
360 00 5,850 00 4,627 04 2,458 96
144 14 511 10
2 58 200 00
900

Capital Stock------------------- $ 25,000 00

Surplns Fund--------------------- 2,600 00

Undnided Profits----------------

46 51

Due Unpaid Dividends-------------

35 00

Dna to Banks in This State-------

Due to Banks in Other States-----

CDaelplo!sIiotnseSy-u-b-l'-e-c-t -t-o--C--h-e-c-k---------------Demand Corti icates of Deposits--
Cashier' a Checks----------------Certified Checks----------------Savings neyosits----------------Tiae Corti icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borro1<ed !toney---------
Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits

11,786 48 1, 121 99
20,959 34 2,566 05 2,680 04
2l,IJJU 00

and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities----------------

Cash Long---~--------------------

28 27

Tetal-------------------------- $ 87,822 68 Total--------------------------$ 87,822 68

SECONl ANNU\L REPOU

261

Exaaiaor's Report. BMh OF PINJ:.'VIEW PINi::VlliW, GA.

At close of business August 12, 1921.

President-1.T. Gammage,

Vice-President-J .L. A!organ.

Cashier~.M.C1e:aents,

Directors- J.T. Gammage, L.J. Morgan, James Faircloth, W.C. Slade, W.D. Mann, W.W. Blalock,

W.H. Faircloth.

Date of Charter-

Begao Business

RESOIRCES

LIABILITIES.

Tie Loans----------------------De. .nd Loans--------------------Loans on Real Estate------------Banking Bouae-------------------Other Real Estate ()mod---------Furniture and Fixtures----------Stocks and Bonds Other Tban
U.S. or State of Oeorgia------United States and State of Oa.
Bonds------------------- _____ -CDuuerrfernoc.yA--p-p--ro_v__e_d_I-:-e-s-e_rv_e__A__g_e_n_t&_ _.
Due From Other Banks------------Checks for Clearing House-------Cash Ites (Irregular)----------Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances-----Advances on Other Coa..odities---Over Drafts (If any)------------Other Resources-----------------Depositors Guar. Fund-------- --lbltua1 fire Fund--------------War Savings Stamps---------------

1,000 00 2,150 00 1,WO 00 12,000 00
686 21 201 31
--1-.-1-7-4--2-4 226 27 71 58
52 13 3,518 56
120 00 26 72

Capital Stock-------------------- $ 15,'Jo).l 00

Surplus Fund--------------------- ------

Undlvided Profits---------------- 16,009 19

Due Unpaid Dividend------------- - - - - - - -

Due to Banks in Tbis State------- - - - - - -

Due to Banks in other Statu----- 1, 947 53

Call Money----------------------- 61,000 00

Deposits Subject to Check-------- 10,223 31

Deiiland Certificates of Deposits-- 10,500 00

Cashier's Checks-----------------

534 31

Certified Checlu----------------- ---------
~;!~:r~:n:!::;-~i-o;j;;;i:t::::: --2;526-3i

Trust Funds on Deposit----------Certificates of Ireposit Repre-
senting Borrowed Money--------Bills Payable-------------------Red iacounts---------------------Liability on Letters of Credih

--------------
2111 500 00 12,781 71

and Acceptances---------------- ----------

Reserve For Interest and Taxes--- ---------

other Liabilities---------------- ----------

Cash Lo g-----------------------

187 52

Total-------------------------- $156,209 88 Total-------------------------- $156,209 88

PITTS BANKING CO PITTS, GA.

At dose of business July 1, 1921

Presldent-L.O. Benton.

Vice-President-James AI. King.

Casbier-A.C. Schell.

Directors-L.O. Benton, J,..es A!. King, A.C. Schell,D.M. King, w;s.Chapman, L.C. Fitsbaw

Date of Charter-

Began Business-

RESOIRCES

Tie Loans----------------------Delland Leans--------------------Loans on Real Estate------------Banl<ing Hous-------------------other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds other Than
U.S.or State of Oeorgia-------United State& and State of Oa.
Bonds----- --- __ --_-------- -.r Due from Approved Reserve Agents-
Currency------------------------DCuheecklrs.f.oor thCeler aBrianngkHso--u-se--_-_-_-_-_-_-_--_ Cash ltes (Irregular) __________ _

Advances on Cotton---------------

Custoer'a Liability on Letters

of Credit and Acceptances------

Advances on Over Drafts

O(Itfhear nCyo).-m--o-d-i-t-i-e-s--------

Other Resources------------------

LIABILITIES

450 00 725 00 650 00 3,10 00
7,058 23 1,287 55
112 28 1150

Capital Stock-------~----------- $ 25,000 00.

Sarplus Fund--------------------Undvided Prof its---------------Due Unpaid Dividends---~-------- Due to Banks in This State-------

15,000 OQ 10,914 49

Due to Banks in Other States-----

Call MoneY----------------------Deposits Subl"ect to Check-------De..and Certi icates of Deposits--

11,220 99

Cashier's Checks--------------c--

88 82

Certified Checks-----------------

Sevings Defosits-----------------

____ Tiae Corti icates of Deposit-----

Trust Funds on Deposit----------Certificates of Dilposlt Repre-

_...

senting Borrowed Money---------

Bills Payable-------------------- 34,500 00

Rediscounts-.-----------------Liability on Letters of Credit

and Acceptances----------------

Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $106,109 74 Total-------------------------- $106,109 74

SBCOMI ANNIAL RE~

Exaaiaer 'a Report , PLA.INS BANK - PLAIIIS, GA,

At close of business October 18,1921

Pruideat~.S.OliTer.

Vice-President-

Cashier-W.L. Thomas,

Diractora-Jt,S. Olinr J,A, Mc:Donald, W.L. Thomas, C.C.Luasford, A.G. Hendricks

Data of Charter-

Began Businesi-

RI!SIMRCES

LIABILITIES.

TU. Loana----------------------Daaand Loaa&--------------------Loaaa Oft Real Estate------------

$256,658 29 26,973 84 135,700 23

Capital Stock--------------------
~::if!i~.:~;flt;::::::::::::::::

$ 80,1)00 00 35,)()0 00 17,354 73

BaakiJII Boas-------------------- . Other Real Estate Olmed----------

2,453 91 Due unpaid Dividends------------1,445 62 Due to Banks in This State-------.

2,911 43

Farftiture and Fixtures----------- 3,525 45 Due to Banks in other States-----

Stouc.kss.

and Bonds Other Thaa or state of Qaorgia-------

Call MoneY----------------------2,650 00 Deposits Subf'ect to Check--------

137,929 60

(DBitoedndSs-t-a-t-u---a-n-d--S--ta--te__o__f _O__a_,___

Deiiand Certi icates of Deposits-2,001 46 Cashier's Checks-----------------

Due fr~ Approved Reserve Agents.

Certified Checks-----------------

Currency------------------------Dna Froa other Banks-------------

4,498 33 Savings Defoaits----------------21,131 53 Tiae Corti icates of Deposit-----

105,729 10

Checks for Clearing Boas--------

Trust Funds on D,eposlt-----------

Cash Itaas (Irragular)-----------

291 74 Cartificates of Jfaposit Repre-

ACduvsataocaeesr'sOftLCiaobtitlointy--o-n---L-e-t-t-e-r-s---

senting Borrowed Money--------Bllls Payable--------------------

'Zl ,rx;u oo

of Credit and Acceptaftce------

Rediscounts---------------------- 81,572 19

any)------------- Advaaces Oft other Coaaoditioa----
OVar Drafts (If other Roaourcu.-----------------

Liability on Letters of Credits 98 00 and Acceptances---------------213 25 Reserve For Interest and Taxes---

other Liabilities----------------

Cash-----------------------------

44 60

Total-------------------------- $457,541 65 Total-------------------------- $457,541 65

itPK OF PLA.INVILLE ,GA. - PLAINVILLE,GA,

At close of business August 2nd, 1921

Prasident-W.E. Dellinger. Vice-Pr.sident-W.B. Flo~, C.W. Martin. Cashier-C.R. Clonts.

Diractors-W.E, Dellinger, W.B, Flojd, C.W. Martin, L.P.Henley, M..ll. H8l!llllond,

Date of Charter..,\ugust 21, 1912.

Began llusiness-August 27,1912

RESO~ES

LIABILITIES

TU.a Loans----------------------- $ 70,996 80 Capital Stock-------------------- $ 15,000 00

Deaaad Loans--------------------Loans on Real Estate-------------

~:f!i:.:un~;(it;:::::::::::::::: 2,326 46

------- llankiJII Bouse--------------------
other Real Estate Owned---------Furniture and Fixtures-----------

2,103 53 Due Unpaid Dividends------------Due to Banks in This State-------
1,961 70 Due to Banks in other Statu-----

Stocks ud Bonds other Thaa U,S,or State of Oaorgia--------

Call BofteY----------------------Deposits Subiect to Check--------

lDitad States and State of Oa.

Deiiand Certificates of Deposits--

Bond-~------------------------
Due fr011 Approved Reserve Agents-

Cashier's Cftacks----------------8,048 39 Cartifiad Checks-----------------

Currency------------------------- 2,914 10 Savings Defosit-----------------

Due fr011 other Banks-------------

Tiae Corti icates of Deposit----- 25,463 07

Checks for Claariac Boas--------

195 39 Trust Fuads on Deposit-----------

Cash It... (lrregular)-----------

107 50 Certificates of Deposit Repre- .

Mvaacas au Cotton--------------CutOIIar'a Liability oa Letters . af Credit and Acceptaaca------
anyl------------- Mvancas On other C...oditias----
Of'er Drafts (If othar Rasoarces-----------------,.

senting Borrowed Money--------BUb Payable-------------------RLieadbiislcitoyunonts-l--t-t-e-r-s--o-f---C-r-e-d--it-s--103 33 and Acceptances---------------2258 Reserve For Interest and Taxes---

5,000 00 2,320 30

Fund------------ Dap. Ouarafttee Fuad------------ 3,1$1 00 other Liabilities----------------

lual Fire las.

120 00

90 10

Total-------------------------- $ 89,724 32 Total-------------------------- $ 89,724 32

E:uaiaer'a Report,

BANK OF PORJ.'AL - POin'AL, OA,

At close of business October 26, 1921.

sident-A.A. Turner,

Vice-President-

Cashier-R.H.Kengery,

ectors-A.A. Turner, W.J. OaTis, A.J. Bro, T.O, Wynn, Z,T, DeLoach,, J,C, Parris, W,L, F10ch

;e of Charter-

oegaa Business-

QESOIRCES

LIABILITIES.

Tiae Loans.~-------------------- $108,390 51 Deaand Loans--------------------- . 1,469 84 Loans on Real Estate-------------

Capital Stock--------------------
~f!~:e:~;iii;::::::::::::::::

$

25,000 1,250 1,567

00 00
16

Banking Bouse-------------------- 3,500 00 Due liiP"id DiTidends-------------

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 2,829 09 Due to Banks in other States-----

Stocks and Bonds other Thaa U,S, or State of Georgia-------

3,325 00 ~:;!s~=e~;bi;~t-tQ-Ch;~k:::::::: 36,887 09

United States and State of Oa. DuBe ofrnod.SA--p-p-r-o-v-e-d--R-e--se--rv--e--A-g--e-n-t-s-.

~=~r~:r~~e!k:~~~-~~-~~~~~~~::
1,762 66 Certified Checks-----------------

543 82

Currencr------------------------Due Fro. Other Banks-------------

856 49 Savings oefosits----------------3,797 80 Tiae Certi icates of Deposit----- 29,394 13

Checka for C!earinf Bous--------

200 Trust Funds on posit-----------

Cash Iteas (Irregu ar)-----------

51 69 Certificates of Jrapoait Repre-

Advances on Cotton--------------Custoaer'a Liability on Letters

aentiag Borrowed Money--------Bills Payable-~------------------

5,000 00

of Credit Advances on

oantdheAr ccc.e.p.toadnicteies-s---------

RLieadbiialcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-a-d--it-a--- 28,353 28

OTer Drafts (If any)-------------
other Resources------------------

1,978 16 and Acceptances---------------Reserve For Interest and Taxes---

Checks paid since closing--------

67 10 other Liabilities----------------

Cash Short---------------------

7 69 Depa. siaca closing--------------

42 55

Total-------------------------- $128,038 03 Total-------------------------- $128,038 03

BANK QF POUlAN - POUlAN, GA,

At cia. of business July 18, 1921,

President- IV. I. Willis. Vice-Presidents-F.M.Kimbell~D.F.Saaner.

Cashier-H.L. Gary.

Directors-W. I. Willis, F,M. Kimbell, D. F. SIUUier, L.~. McPhaul, N.A .llePhaul, H.L. Gary.

Date of Charter- July 22, 1903.

Began Business-July 25, 190~.

RESOIRCES

LIABILITIES

TU.. Loans----------------------- $ 81,097 25

Demand Loans---------------------

10 00

Loans on Real Estate-------------

Capital Stock-------------------- $ 15,')()(} 00
~=~f!~de~un~;jii;:::::::::::::::: 5,000 00

Banking Bouse-------------------- 2,500 00 Due Unpaid Dividends-------------

other Real Estate Owned----------

Due to Banks in This Stat-------

Furniture and Fixtures----------Stocks and Bonds other Than
U.S,or State of Georgia-------United States and State of Oa.

2,969 52 Due to Banks in Other States----Call MoneY-----------------------
725 00 Deposits Subl'ect to Check-------Deiand Certi icates of Deposits--

40,780 86

DuBe ofrnodas-A-p-p-r-O-T-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

700 00 Cashier's Checks----------------19,469 07 Certified Checks-----------------

86 89

Currency------------------------Due fro. other Banks-------------

2,154 45 Savings rosits----------------Tiae Certi icates of Deposit----- 24,348 19

Checks for Clearing House-------Cash Items (Irregularl-----------

674 47 151 42

Trust Funds on Deposit----------Certificates of Deposit Repre-

Advances en Cotton--------------Customer's Liability on Letters

senting Borrowed Money--------Billa Payable-------------------- 25,000 00

of Credit Advances on

aontdheAr ccc.e.p.toadnicteise----------

Rediscounts---------------------LiabiUty on Letters of Credits

OTer Drafts (If anyl-------------

and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxea---

Profit and Loss------------------

577 12 Other Liabilities----------------

812 36

Total-------------------------- $111,028 30 Total-------------------------- $111,028 30

Euaiaer's leport.

THE BANK <I' PO\'IDFR S'RINGS, POIIDER SPRINGS, GA.

At close of business Atg. 8, 1921.

Presideut-S.E. Smith. Vice...President~.J. Florence. Cashier-J .B. Q!lesby.

Direciors-S.E. Smith, M.J. Flarence, J .B. Oglesby, C.M_. AlcTyre,. A.J. Stewart, L.D. Moon.

Date of Charter-Jan. 3, 1905.

Began nusiness~an. 23, 1905.

JII';SOIRCES

LIABILITIES.

Tie Loan&----------------------- $222,229 72 Capital Stock-------------------- $25,000 00

Deaand Loan--------------------Loans on Real Estate-------------

1,249 76 ----------

Surflul Fund--------------------Und vided Profits----------------

~!~~

Owned---------- - - - - - Banking Boas---------:---------- 1,400 00 Due Um~id Dividends-------------

.Other Real Estate

Due to Banks in This Stat-------

8400

~::=~~:daB!n~!x~:;-fbii------

2,000 00

Due to Banks in other States----Call MoneY-----------------------

UnYi~ci s~a~!:t:,.:f st;~g!;-oa:---

1270 00

Deposits Subject to Check-------Deiiand ~ertilicates of Depeslh--

DuBe ofrn-d.SA-p-p-r-o-v-e-d---R-e-s-e-r-v-e---A-g--e-n-t-s--

1,61859C403 0

Cashier s Checks----------------Certified Checks-----------------

------- ~~rF~~-Oth;;-a;;k;:::::::::::::

~!~~

Savings Defosits---------------~ Tie Certi icates of Deposit-----

Checks for Clearing Boas--------

139 87 Trust Funds on D_eposlt-----------

Cash It (Irregular)-----------

27 50 Cartificates of Jfeposit Repre-

1,634 83 53,097 83

Advances on Cotton--------------- ---------- senting Borrowed Money---------

Customer's Liability on totters

Bills Payable--------------------

uyl------------- ---------- of Credit and Acceptances------
Advauces on other Co..oditi----

---------------

RLieadbiislcitoyu

nonts

-to--t-t-e-r-s-

-o-f-

--------C~edits

-

-

OVer Drafts (If other Resource------------------

------

and Acceptances---------------Reserve For Interest and Tues---

45,500 43,612

0ro0

Dep.Guarantee Fund--------------- 3,464 50 other Liabilities----------------

Mul.Fire Ins. Fund---------------

120 00 Bond Dep. Account---------------- 10,150 00

Profit &Loss ------------------- 5,666 77

Total-------------------------- $242,480 47 Total-------------------------- $242 480 47

BA.'ffi: <I' PRESTON, PRESTON, GA At close of business July 21, 1921.

RESOIRCES

LIABILITIES

Ti Loan----------------------Dand Loans--------------------Loans on Real Estate------------Banking Bouse-------------------other Real Estate OlmQd---------Furniture and Fixtures----------Stocks and Bonds other Than
U.S.or State of Georgia-------United States and State of Ga.
DuB ofronmdA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A--g-e-n-t-s--
Currency------------------------Due from other Banks------------Checks for Cleariag House-------Cash !teas (Irregular)----------Advances en Cotton--------------Caato.er's Liability on Letters
ef Credit and Acceptances------
anyl------------- Advances on other Co.nodities----
OVer Drafts (If Other Resources-----------------ount~ Warrants-----------------Transtt Account-:..---------------Mutual Fire Ins.Fund------------Depositors Guar. Fund------------

Capital Stock--------------------

Surplus Fund--------------------Undtvided Profits----------------

Due Unpaid Dividends------------Due to Banks in This State-------

Dne to Banks in Other States-----

Call MoneY----------------------Deposits Subl"ect to Check-------Demand Certi icates of Deposits--

Cashier's Checks-----------------

--3~9~0~4 ~7~2

Certified Checks----------------Savings Defosits----------------Tl.e Certi icates of Deposit-----

63 23 Trust Funds on Deposit-----------

92 18 Certificates of Deposit RApre-

senting Borrowed Money---------

Bills Payable--------------------

RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

6 69 and Acceptances---------------Reserve For Interest and Taxes---

-5,991 26" Other Liabilities----------------

1,535 39

120 00

2,863 95

!~~~-~~
447 80 9 500 00 14:656 31 5 000 00
'127 53
10,000 00
----------

Total-------------------------- $74,271 42 Total-------------------------- $74,271 42

SECOMI AIINU\L REPIIU

f Arulli'RS EANK, PULASI(I , GA.

At close of business July 14 1921. 1

President-L.O.Benton, Vice-President- T .H. KingBI'Y

Cashier-J.A, Gardner,

Directors-L.O.Benton, T.H. IUngery, J.A. Gardner, J.Z. Patrick, J ,G, Branne!l, J .A, Brannen,

M,'.F. Ki lly,

Date of Cbarte~Oct. 5, 1912.

Bogan Business-Oct, 8, 1912.

RESOtRCES

Tiae Loan----------------------De~~and Loans--------------------Lo~ on Real Estate-------------

Banking Bouse--------------------

Other Real Estate O.Ued----------

Farniture and Fixtare-----------

Shuc.kss.
United

and Bonds other Tbaa

or Sta States

te of and

SOtaetoergofiao-a-:,.----

DI!Be ofnrdoa--A~-p-p-ro-v--ed--R--e-s-e-rv-e--A--g-e-n-t-s-.

Currency-------------------------

Dv Froa other Bank-------------

CCabsehckaItefaosr C(IlreraerginuglaBr)o_u__s_e_-_--_-_-_-_-_-

Advances on Cotton--------------Cvst~er's Liability on Letters
of Credit and Acceptances------
any)------------- Advances on Other Co.moditie----
OVer Drafts (If O*her Resource------------~-----

LIABILITIES.

___ ____ $56,185 01 1,58._..7 28

Capital Stock--------------------
~:df!~de:~;iit;::::::::::::::::

------- 1,450 00 Due Unpaid Dividends------------Due to Banks in This State------1,098 27 Due to Banks in Other States----s,oos ()() ~:!!.~t!";;bj;~t-i;Ch;~k:::::::: De~ Certificates of Deposits-Cashier's Checks----------------Certified Checlcs----------------Savings Dafosits----------------Tiae Corti icates of Deposit----46 80 Trust Funds on Deposit----------436 11 Certificates of treposit Representing Borrowed Money--------

Bills Payable--------------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s---

and Acceptances---------------60 71 Reserve For Interest and Taxes---
other Liabilltiu----------------

$-2-5-,-0-0-0--()-() 796 54
7,287 66 173 63
19,913 94 15,0')) 00
20 00

Total-------------------------- $68,191 77 Total-------------------------- $68 191 77

TilE IJANK OF QUITA!AN, QUITMAN, GA.

At close of business Ang. 27, 192L

President-S,S, Rountree, Vice-President-fi,1Y, Stubbs.

Cashicr-H,W. Stubbs,

Directors-S.S. Rountree~~ Joseph D. Wilson, s.~!. Turner, H.W. Stubbs, C,!!. Powe.-s, S.S.Bennett,

DateE~:~~~~:rED~~.J2~ si8~S~1ark Groover, Be. an Business Dec. 31 1R88,

RESOIRCES

LIABILITIES

---!------ Tb1e Loan-----------------------
Deand Loans---------------------

$731 48

1

253 982

03 39

Loans on Real Estate-------------

BFotauhnrlen<riintRugreHealoanEudsaetFa-ti-ex-t-uO-r-we--sn-_e-_d-_--_--_--_--_---_--_--_---_-

__1_6!_54_3__5_4_ 6,411 00

Stocks and Bonds Other Than

U.S,or State of Georgia-------- 43,373 23

United States and State of Oa.

Capital Surl'lus

Stock-------------------FundM--------------------

$too 165

'o0o0o0

00 00

DUuned1UvindpeadidPDroivfiidtse-n-d--s------------------------- . _2_3!',4..7_8__3_0

Due to Banks in This State------- __s__,2__18__07_

Due to Banks in Other States-----

CDaelploMsitos nSeuYb-je-c--t--to---C--h-e-c-k---------------- 2-0-9--,1-5-1--9-6Demand Certificates of Deposits.. --------

DuBe ofrnods-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

------------------

Cashier's Cbecks----------------Certified Checks-----------------

278 79 166 39

Currency------------------------- 17,982 13 Savings Defosits----------------- 216,186 82

Due fr011 otber Banks------------- 67 816 10 TiMe Corti icates of Deposit----- 225,100 59

CCahsehclcIstefmosr C(IlreraerginuglaHr)o__u.s_e__--_-_-_-_-_-_-

31;'615526 6870

Trust Funds on Deposit----------Certificates of Deposit Repre-

4,845 53

Advances on Cotton--------------Custoaer's Liability on Letters
of Credit and Acceptances-----Advances on other Commodities---OVer Drafts (If anyl------------Other Resources-----------------Current Checks------------------Cash Short----------------------Sundry Banks---------------------

----------
------------------
--11-4,-,7-40-~3--~8-~4
2,912 40

senting Borrowed Aloney--------Bills Payable-------------------RL ei adbiislci toyu nont s -L-e- -t t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - ReasnedrvAe cFcoer pItnantecreess-t--a-n-d--T--a-x-e--s-----Other Liabilities---------------Unentered Deposits---------------

---------------------_-_-_-4_-,_-5_2-_2-_-_6-_6-
2,260 06

Total--------------------------$ 956,209 17 Total--------------------------$ 956 1209 17

2.66

SI!CO!tl ANNU\L REPIIU

Examiner's Report. THE CITIZENS BANK OF RAY CITY, RAY CITY,GEOOOIA.

At close of business July 13, 1921.

President-G.W. Vara. Vice-Presidont-J.H.Swindle.

Cashier-John D. Luke.

Directors-G.W.Varn, John D. Luke, J.J. Parks, A.A. Knight, J.H. Swindle, H.F. Oaskias,

C.X. Jones.

Date of Charte~April 28, 1911.

Began business-Aug. 14,1911.

RESO{RCES

LIABILITIES.

Tiae Loan&----------------------- $89,915 71 Capital Stock-------------------- $ 25,000 00

De.and Loans--------------------- 4,908 09 Surplus Fund--------------------- 5,000 00

Loans on Real Estate------------- 58,352 23 Undnided Profits---------------- 4,524 90

Banking Bouse-------------------- 2,792 51 Due Unpaid Dividends------------- ----------

Other Real Estate Olmed----------

Due to Banks in This State------- - - - - - - -

Farnitare and Fixtures----------- 2,718 74 Due to Banks in other States----- ----------

Stocks and Bonds Other Than

Call XoneY----------------------- 8 500 00

u.s. or State of Georgia------- 3,200 00 Deposita Subject to Check-------- 39:517 41

UnBitoenddSs-ta--t-e-s-_a-n-d--S- _ta__te___o_f _O__a_.__ _

Deiiaand Certificates of Deposita-- ---------

Cashier's Checks-----------------

971 26

Dne frOII Approved Reserve Agents- 7,129 64 Certified Checks----------------- --------

------- Currency-------------------------
Due Fr.. Other Banks-------------

2,121 71 Savings Defosits----------------- ---------Tiae Certi icates of Deposit----- 63,737 96

Checks for Clearinf House--------

Trust Funds on Deposit----------- ----------

Cash Items (Irregn arl----------Advances on Cotton---------------

241 32 Certificates of Ireposit Repre1,022 62 senting Borrowed Money--------- ----------

Customer's Liability on Letters

Bills Payable-------------------- 28,000 00

of Credit and Acceptances-----Advances on Other Coaaodities----

RLeidaib&icloituynt osn--L--e-t-te-r-s--o-f--C--r-e-d-i-ts--- - - - - -

Over Drafts (If any)-------------

and Acceptances---------------- ----------

Oiher Resources------------------

Reserve For Interest and Taxes--- --------

Depositors' Guarantee Fund-------

other Liabilities---------------- -----

Long c!lt Short Accollllt-------------

Total-------------------------- $175,251 53 Total-------------------------- $175,251 53

FARMERS AND MERCHANTS BANK, REBECCA, GA.

At close of business Sept. 26, 1921.

President-s.s. Young, Sr. Vice-Presidont-c.S.McCall.

Cashier-J.H.Childs.

Directors-s.s. Young Sr., J.H. Childs, c.s. McCall, J .E. Wilson, II.D. Yo~t~~g.

Date of Charter Marc1n.25, 1918.

Begaa Business

RESO{RCES
Tiae Loan----------------------Deaand Loans--------------------Loans on Real Estate------------Banldng House-------------------Other Real Estate Olmed---------Furniture and Fixtures----------Stocks and Bonds Other Than
U.S.or State of Georgia-------United States and State of Oa.
Bonds----~----------_----------
Due froa Approved Reserve AgentsCurrency___ ---------------------Due fr011 other Banks------------Checl<s for Clearing House-------Cash It (Irregular)----------Advances on Cotton--------------Custoer's Liability on Letters
of Credit and Acceptances-----Advances on Other Commodities---Over Drafts (If anyl------------Other Resources-----------------Depositors Gnar. Fund------------

LIABILITIES

Capital Stock-------------------- $ 15,000 00

Surplus Fun<I--------------------- 5 000 00

------ Undtvided Profits----------------

~Ml ~

Due Due

Unpaid Dividends------------to Banks in This State-------

2:525 80

3:597 50 Due to Banks in Other States-----

225 00

Call Money----------------------Deposits Subl'ect to Check--------

Demand Certi icates of Deposits--

5,000 00 33,545 67 9,000 ()()

Cashier's Checks----------------17,871 28 Certified Checks-----------------

___ !.!.~~~1

- - - - - ~~~ Savings Defosits-----------------

1326 90

Tiae Corti icates of Deposit----Trust Funds on Deposit-----------

20 00 Certificates of Deposit Repre-

13,652 77

4,138 68 senting Borrofted Money---------

Bills Payable--------------------

RLeiadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s---

and Acceptances---------------Reserve For Interest and Taxes---

2,856 55 Other Liabilities----------------

Total-------------------------- $92,314 55 Total-------------------------- $92,314 55

SI!COIIJ ANNU\L REPIIU

267

Examiner's RJ>IIri THE BANK OF REIDSVILLE - RlllDSVI LLE, GEQ~IA.

At close o'f business Soptomber l:J<.l921.

Prosident-R. J, Rogers

Vico-Presidents-L.P. Conley,S.B.){cCall,-Cashier-W.G.A!auk.

Diroctors-R.J. Rogers, S.B. McCall, D.B. SWIIIIIerford, L.P. Conley, M.N. Rogers.

D~te of Charter-Novaabor 6, 1912.

Began Business-January 3, 1913

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $106,106 21 Capital Stock-------------------- $ 15,000 00

Deaand Loans--------------------- 3,366 38 Surplus Fund--------------------- 3,000 00

Loans on Real Estate------------- 22,736 72 Und1Vided Profits---------------- 8,898 24

Banking Bouse-------------------- 4>884 64 Due URpaid Dividends------------- ----------

Otber Real Estate Olmed----------

Due to Banks ia Thia State------- ----------

Fnrniture and Fixtures----------Stocks and Bands Other Than

1,248 46 Due to Banks ia other States----Call .Moaey-----------------------

----------
11,500 oo

U.S. or State of Georgia-------

DeJ>IIsits Subject to Check-------- 25,600 51

United States and State of Oa.

Deiiaaad Certificates of Deposits-- 4,000 00

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s--

Cashier's Checks-----------------

105 25

Certified Checks----------------- ----------

Currency------------------------Due Froa Other Banks-------------

3,580 58 Savings Defosits----------------- 15,892 62 8,507 03 Tiae Corti icatas of Deposit----- 37,733 55

Checks for Clearing Bouse-------Cash Items (Irregularl-----------

20 55 127 98

Trust Funds oa D~posit----------Certificates of Jfepoait Repre-

----------

Advances on Cotton--------------Custoaer's Liability on Letters
of Credit and Acceptances------
any)------------- Advances oa Other Coamodities----
Over Drafts (If other Resources------------------

11 98

senting Borrowed Money--------Bills Payable-------------------RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s--ReasnedrvAe cFcoerpItnatnecreess-t--a-n-d--T--a-x--e-s------

4,000 00 20,500 00
7,500 00
------74--5-6-

Depositors' Guarantee Fund------- 3,131 80 other Liabilities---------------- ----------

Mltiual Fire lasurance Fund-------

120 00 Unentered oposits---------------

15 95

Cash Lo~------------------------

21 65

Total-------------------------- $153,842 33 Total-------------------------- $153 842 33

THE TATTNALL BANK - REIDSVILLE, GEORGIA.

At close of business July 23, 1921.

Prosident-J.V.Kolley

Vice-President-F.C. Collins.

Cashier-M.Langford

Directors-J.V.Kelley, M. Langford, W.R. Hendricks, W.J. Jordan, E.C. Collins, H.C. Beasley,

W. ~ Harley.

Date of Charter-September 14, 1900.

Began Business-October 22, 1900

RESOIRCES

LIABILITIES

Time Loans----------------------- $179,268 07

Demand Loans--------------------- 3,790 99

Loans on Real Estate------------- 23,749 47

Banking Bouse-------------------- 51000 00

other Real Estate Owned----------

Furniture and Fixtures----------- 1,000 00

Stocks and Bonds Other Than

U.S.or State of Georgia--------

United States and State of Oa.

Bonds---------------_-- ___ -- __ _ 41,633 22

Due from Approved Reserve Agents- 19,978 09

Currency----------------------"-- 2,915 17

Duo fraa other Banks-------------

Checks for Clearing House--------

55 19

Cash Items (Irregularl-----------

287 07

Advances en Cotton---------------

CustOiler's Liability on Letters

of Credit and Acceptances------

Advances on Other co-oditiea----

Over Drafts (If anyl-------------

47 89

other Resources------------------

Jury Orders---------------------- 3,435 60

Tax Fi Fas-----------------------

802 13

Capital Stock-------------------- $ 50,0()() 00

Surplus Fund--------------------- 10,000 00

Undivided Profits---------------- 13, 41)9 70

Due Unpaid Dividends-------------

Due to Banks in This State-------

Duo to Banks in Other State-----

Cal-1 .Money-----------------~-----

Deposits Sub,ect to Check-------Demand Certi icates of Deposits--

8J,494 49

Cashier's Checks----------------Certified Checks-----------------

712 17

Savings Defosits----------------Tl.e Corti icates of Deposit-----

38,536 52 39,835 97

Trust Funds on Deposit----------Certificates of Deposit Repre-

12,963 04

senting Borrowed Money---------

Billa Payable-------------------- 35,000 00 RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

and Acceptances---------------Reserve For Interest and Taxes-!-

Other Liabilities----------------

Cash Long------------------------

1100

Total-------------------------- $281,962 8~ Total-------------------------- $281,962 89

SECOlll ANNU\L REPUU

Examiner' Report ~z BA!tHNG CO. - RilNTZ, (lA,

At eloae of business November 1, 1921,

President-O.D. Barron. Vice-Presidents-W.E.Bedingfield,H.D.Barron, Cashier-Theron Woodard.

Dlrectors-O.D. Barron, IV.E. Bedingfield, H.D. Barron, W.A. Bedingfield, E.D. Barron, D.A. Colemw

H. Y. Grant, A.E. Hedaon, J.W. Ro"",

Date of Charter-

Began Business-

RESOW:ES

LIABILITIES.

time LoanS----------------------- $ 34,790 98 Capital Stock-------------------- $ lS,O'JO 00

Demand Loans---------------------

532 18 Snrplus Fund--------------------- 3,00,, oo

Loans on Real Estate------------- 2,536 29 Undtvided Profits---------------- 1,222 68

Bank.ing Bouse-------------------- 2,500 00 Due ~paid Dividends------------- ---------

Other Real Estate Owned----------

Dile to Banks in This State------.: ----------

Furniture and Fixtures----------- 1, 796 65 Due to Banks in Other States----- 2,365 82

Stouc.ks.s

and Bonds Other Than or State of Oeorgia-------

~:~.~::;;bj;~i-i;-,h;;k:::::::: -~2~o56-52

~ited States and State of Oa.

Deiiland Certificates of Deposits-- 4,000 00

DuBe ofrnomdsA--p-p-r-o-v-e-d--P---e-s-e-r-v-e--A--g-e-n-t-s-.

2,000 00 Cashier's Checks----------------- ---------434 94 Certified Checks----------------- ---------

Currency------------------------Due FrOD Other Banks-------------

1,6;29 98 ~;!ne:r~:fi:!~:;;;-D;p;;ii::::: --6~164-ii2

Checks for Clearing Hous--------

84 01 Trust Funds on D~posit----------- ----------

Cash Items (Irregular)-----------

121 14 Certificates of U"epoait Repre-

-4;ooo-oo ACduvsatonmceesr'sonLCiaobtitlointy--o-n---L-e-t-t-e-r-s---

1,013 53 senting Borrowed Money--------Billa Payable--------------------

of Credit and Acceptancea------

Advances on Over Drafts

O(Itfhear nCoy.).-o--d-i-t-i-e-s---------

439 03 RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- -------and Acceptances---------------- ----------

other Resources----------------~-

Reserve For Interest ar.d Taxes--- ----------

other Liabilities----------------

69 69

Total-------------------------- $ 47,878 73 Total-------------------------- $ 47,878 73

BANK OF RjlX - llliX, GA,

At close of business July 7,1921.

Prosident-J.o. Norris, Diroctors-Wal tor Estes,

W.O.

Vic e..President-Dr Adamson, J.!l. Sinonons,

W.C.
C.L.

Estes. PoweU,J.O.

Cashier-W.E.hl.Dodson.
Norris, Dr. :v.c. Estes,

IV.E. Al. Dodson.

Date of Charter-January 30, 1912.

Began Business-February 5, 1912,

LIABILITIES.

Time LoanS----------------------- $ 76,666 44

Demand Loan&---------------------

600 00

Loans on Real Estate------------- ----------

Banking House-------------------- 1,000 00

Other Real Estate Owned---------- ---------

Furniture and Fixtures----------- 1,359 30

Stocks and Bonds Other Than

UnUit.eSd. SortaStetas teandofSGtaetoergoifaO--a-.---- ----------

DuBe ofrnomd-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-. --4-,1-3-6--9-2

Currency-------------------------

236 98

Due From Other Banks------------- ---------Checks for Clearing Hous-------- ----------

Cash Items (Irregular)----------- ----------

Advances on Cotton---------------

830 82

Customer ' Liability on Letters

of Credit and Acceptances------ ----------

Advances on Over Drafts

"O(Ithf ear nCyom)-m--o--d-i-ti-e-s--------

.------------------

Other Resource------------------ ----------

Capital Stock-------------------- $ 15,000 00

~:df!~~.:u~~iii;::::::::::::::::

15,0<l\J 00
1,098 21

Due ~paid Divide"nds------------- 1,200 00

Due to Banks in This Stat------- ---------Due to Banks in Other States----- ----------
~:~!.~i:;;bj;~t-t;-Ch;~k:::::::: "i6;7;i-25

Demand Certificates of Deposits-- ---------Cashier's Checks----------------- ---------Certified Cbe<:l<s----------------- ---------TSiamveinCgserDtieficoaatietss-o--f -D--e--p-o-s-i-t---------- --2--,8-3-1--0-0-

Trust Funds on Deposit----------- ---------Certificates of U"aposit Repre-

senting Borrowed Money--------- ---------Bills Payable-------------------- 33,000 00 RLieadbiialcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s--- ---------

and Acceptances---------------- ---------Reserve For Interest and Taxes--- ---------other Llabi1ities---------------- ----------

Total-------------------------- $ 84,830 46 Total-------------------------- $ 84,830 46

SECOHl ANNU\L REI'IIU

Exaaiaer' 1 Report ,

REYNOLDS BANKING CO. - REYNOLDS, GA.

At dose of business 04:tober 1, 1921

Presideat~.A. Hinton.

Vice-President-W.E. Marshall. Cashier-L.F .Montfort,

Direc:-tors-R..A. Hinton, W.ll. Marshall, E.W. Cook, J.ll. Whatl.y, J.W. Harp, .!lrs,S,T,Ilutler.

Date of Cbarter-

Began llots1ness-

RESO~ES

LIABILITIES

Tine Loan----------------------- $114,158 12 Capital Stock-------------------- $ 25,000 00

Denruul Loans--------------------- 2,148 80 Surplus Fund--------------------- 15,000 00

BLoaannksinognHRouesael Estate----_-_-_-_-_-_-_-_-_-

39,,53o704 0502

Und1vided Profits---------------Due Unpaid Dividends-------------

2,097 51 ----------

other Real Estate Owned ----- --------- Due to Banks in This State------- ----------

Furniture and Fixtnres----------Stocks and Bonds other Than
U,S,or State of Georgia-------United States and State of Oa.

4,156 18 Due to Banks in Other States.---- ---------
1,508 33 ~:~!s~t:~;bjo~tt;Ch;~k:::::::: "75:022"87 Dellillnd Certificates of Deposits-- 3,431 64

Bond------------------------ -------- Cashier's Checks-----------------

108 23

Due froa Approved Ruerve Agents. 7,194 70 Certified Checks----------------- ----------

Currency------------------------Due fr other Banks-------------

2,313 to
-------~

Savlngs ilefoit----------------TiMe Certi icates of DeJ!osit-----

--------31,752 10

Checlu for C1earillg House --------- Trust Funds on Deposit---------- ---------Cash Itens (Irregular) -------- 1 Certificates of Deposit Rapre

Advances on Cotton--------------Cnstoaer'a Liability on Letters

43.003 21

. seating Borrowed Money--------Bills Payable--------------------

-3--4-, -4-oo--o-o-

of Credit and Acceptances------ ------- Rediscounts---------------------- 2,364 82

Advances on other c-odities---- -------- Liability on Loiters of Crediti

over Drafts (If any)------------other Resource------------------

777 39 and Acceptances---------------- ----------

2,113 51

Reserve For Interest and Taxes--other Liabilities----------------

---1-,0-7-0--~-9-

Total--' ------------------------ $190,247 86 Total------------------------- $190,247 86

~INE BANKING CUU'ANY - RHINE, GA,

At close of business .tu1y 20, 1921.

Presidant-W.P. Cobb.

VL:e-Presiclents-J. J .Barroll,S ,J ,Brown,-Cashior-S .J .BroM.

Directors-W.P. Cobb, S.J.ilcllwn,J,J.Harrell,Archie Coffee~ W.ll. Bryan, G.W. Ross, N,Sheffield,

J,iV. Norris, J.D. Cosher, W.A. We1hellsoa, t:.u. Graham, Herbert .McCranie

Date of Charter-

Be an Busine -

RESO~ES

LlABlLlTIES

Tine Loans----------------------- $ 77,343 63 Capital Stock-------------------- $ 25,000 00

Denruut Loans--------------------- t,.J84 10 Surplus Fund--------------------- ----------

Loans on Real Estate-----------Baaldng House-------------------other l{eal Estate Owned

Undvided Profits---------------- 7,292 19

g:: 5,808 49

Y:Pa!!k~ii~d~t:si;i;::::::: ::::::::::

Furniture and Fixtures----------- 2,845 88 Due to Banks in Other States----- ----------

Stocks and Bonds other Than U.S,or State of Georgia

~:~~s~t!e~;b,.;~ii;-ci;;~i:::::::: -;i;o89"78

United States and State of Oa.

Deaand Certi icates of Deposits--

432 20

DuBe oInrodn--A--p-p-ro-v-e-d--R--e-s-e-rv-e--A--g-e-n-t-s-.

Cashier's Checks-----------------

179 94

1,237 90 Certified Checks----------------- ----------

--------- Currency_------------------------
Due fr011 other Banks------------CChaeschl<Istefnosr C(Ilerarrei1g1uglaHr)o.u__s_e_-_--_-_-_-_-_-

2,141 88

Savings Defosits----------------TU.e Certi icates of Deposit-----

--------6,084 08

149 49 254 63

Trust Funds on Deposit----------Certificates of Deposit l{epre-

----------

Advances on Cotton---------------

seatillg Borrowed Aloaey--------- ----------

Custoaer's Liability on Letters

Bills Payable-------------------- 32,000 00

of Credit and Acceptances------

Rediscounts---------------------- --------

Advances on Other Commodities----

Liability on Letters of Credits

OVer Drafts (If any)-------------

205 53 and Acceptances---------------- ----------

other l{esources------------------

Reserve For Interest and Taxes--- ----------

War Saving Stant>s---------------

84 00 Other Liabilities---------------- ----------

Collections---------------------

613 77

Casb Short----------------------

8 89

Total--------------------------$ 92,078 19 Total--------------------------$ 92,078 19

270

E:naiiUir 's Report. PEOPLES BANK - BIWCH OF PEOPLllS BANK OF R.ICIIIAND-OAiAiiAa GA.

At close of business :S.ptber 20,1921.

President-R.. J. Dixon.

Vice-l'resident..C.D. Faulk.

Cashier-John Jlllples.

Directors-N.C. Coffea, E.W. Childs, C.D. Faulk, John !lllples, R.J. Dixon.

Date of Charter-

Began Business-

R!SOlRCES

LIABILITIES.

liae Loan&-----------------------
ileoaand Loans---------------------

$ 42,371 66 2,.029 37

Capital Stock-------------------Surplus Fund---------------------

$ 15,000 00 ---------

Loans on Real Estate------------

Unobvided Profits---------------- -------

Banking House-------------------- 1,500 00 Due lilpaid Dividends------------- - - - - - -

Other Real Estate Owned----------

Due to Banks in This State------- 9,727 84

Furniture and Fixtures----------Stocks and Bonds Other Than
u.s. or State of Georgia-------
United States and State of Oa.

722 75 Due to Banks in Other States----- ---------
~:~s~t:e;;bj;~tt;-Ch;~k:::::::: "16~sa4"76
Deiiaand Certificates of Deposits-- - - - - - -

Bond-------------------------Due froa Approved r:eserve Agents. Currency------------------------Due Fro. Other Banks-------------

Cashier's Checks-----------------

637 53

5,532 999

14 84

Cite;r!t~if!ire~difCf:h!e!c!k;-s;-;----D-;-p-;-;-i--i-:-:-:-:-:-

----------
"17;793"46

Checks for Clearinf Hous-------Caah Ites (Irregu ar)-----------

Trust Funds on Deposit----------- ---------145 64 Certificates of n-epos it Repre-

Advances on Cotton---------------

Customer's Liability on Letters

of Credit Advances on

OantdheAr ccc.e.p.toadnicteiae-s---------

senting Borrowed Money--------- ---------Bills Payable-------------------- 8,500 00 RLieadbiislcitoyun01t1s-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- ---------

Over Drafts (If auy) -------------

134 and Acceptances---------------- ----------

Bank--------- other Resources------------------

Reserve For Interest a11d Taxes--- ---------

Cap. Stock Peoples

15,000 00 Other Liabilities---------------- ---------

Profit and Loss-----------------

160 94 Cash Long------------------------

09

Total-------------------------- $ 68,463 68 Total------------------------- $ 68,463 68

P&lPLES BANK OF RICHLAND - RICHLAND, GA.

At close of buSiness September 17, 1921.

President-N.C. Coffen.

.

Vkeol'resident-R.J. Pixon.

Cashier-W.C. Dixon.

Directors-N.C. Coffen, R.J. Dixon, R.F. Dixon, J.E. French G.J. Morton N.C. Alston,

W.l1. Etheridge,LO: . Richardson, E. J. Carter. '

'

Date of Charter..Coosoliaation-JRDua 31, 1921

lie an Business-

RESOlRCES

LIABILITIES

Tiae Loans----------------------- $436,610 84 Capital Stock-----------------~-- $ 85,000 00

Deaand Loan--------------------- 11,004 21 Surplus Fund--------------------Leans on Real Estate------------- --------- Undtvided Profits----------------

40s

'

000 584

00 63

Banldng House-------------------- 6,577 00 Due Unpaid Dividends------------- ' 46 00

other Real Estate Owned---------- 29,545 53 Due to Banks in This Stat------- -------

Furniture and Fixtures----------- 7,298 04 Due to Banks in Other States----- ---------

Stocks ~d Bonds other Than U.S.or State of Georgia--------

2,465 00 ~:~!s~t!";;bj;~t-t;-Ch;~i:::::::: i25;5666Q

United States and State of Oa.

De.and Certificates of Deposits-- ----------

DuBe olrnodaSA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s--

7,055 20 Cashier's Checks----------------32,447 72 Certified Checks-----------------

1,716 65 245 56

Currency------------------------Due Ira. other Banks-------------

11,054 47 SaYings Defosits----------------- 11,668 12 l, 749 60 Tiae Corti icates of Deposit----- 111,489 73

Checlts for Clearing House-------- -------- Trust Funds on Deposit----------- ---------

Cash !teas (Irregular)----------- 1,561 44 Certificates of Deposit Repre-

Advances on Cotton--------------- 31,046 77 senting Borrowed Money--------- 5,0!Xl 00

Cuatoaer's Liability on Letters

Bills Payable-------------------- 172,243 36

of Credit and Acceptaaces------ -----~-- Rediscounts---------------------- 4,619 45

AdYances On Qthet C-odities---- ------ Liability on Letters of Credit

Qver Drafts (If anyl------------- 1,872 59 and Acceptances---------------- ----------

Other Ruources------------------ --------- Reserve For Iaterest and Taxes--- --------

Cash Short-----------------------

41 69 Other Liabilities---------------- ----------

FUrniture and Fixtures in P.Office 850 00 Capital for Branch--------------- 15,000 00

Total-------------------------- $58l,i80 10 Total--------------------------$581,180 10

271

SECONl ANNU\L REPIIU

271

EXIIIIIiner 's ~aport ,

BANK OF RINOOOUl - RINOOOUl, <lA.

At Ciose of Business July 30,1921.

President-a ,li .Murphy,

Vice President-1f.ti.rl'1llldle,

Cashier-J.T .Loyd

Directors-.ll.W ,.llarphy, W.II.Trundle,

W.0.Yates,

W.C ,Hullinder, W.M.Smlt,,

Date of Charter August 26, 1904.

A.M.Bandy.

Began Business September 1904

RJ!SOtRCES

LIABILITIES.

Ti Loans----------------------- $177,802 82
~:::do~0R::i-F:;;;;;::::::::::::: 2!~~-~~

Banking Hens-------------------- 2,139 74 Other Real .Estate 'llned---------- --------~~:t!ur~a~n~!x~:~:;-Th;;------ 2,780 03

VnYi~J s~a~!:t:U:fs?:;~g!f-a;:--- 3725 00

Bond-------------------------- 2 950 00 Due fr.. Approved Reserve Agents- 1:103 23

Currency------------------------- 5,821 33

Duo Fr.. other Banks------------- ---------

Checks for Clearinf Hous-------- ---------

Cash Items (Irregu ar)-----------

89 18

ACduvsatonmceesr'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s--- ---------

Ad!!n~~:d!!
OVer Drafts

~(:If.~acn~y~:l-d-i-t--i-;-;-:--:-:-:-

:-:-:--:-:-:-:-:-:-:

other Resources------------------ 3,638 55

Capital Surplus

Stock--------------------$ Fund---------------------

25s'o0o0o0

0oo0

DUunediUviDdpeadid PDr oi vfiidt se-n-d-s- -- -----------------------

__8_!2_8_4_

45
__

Due to Banks in This State------- --------

Due to Banks in.Other States----- --------

~:poll .~;:e;;bj;~t-t;-ci;;;i;::::::::
Deiiand Certificates of Deposits--

_3422,0~0~0-~0~0

Cashier's Checks-----------------

646 83

Certified Checks----------------- ----------

Savings Defosits----------------- 22,364 71

Tie Certi icates of Deposit----- 36,118 14

CTreursttifFicuandtes

sonof

D~posit-----------
tfeposit Repre-

---------

senting Borrowed Money--------- ----------

Bills Payable-------------------- 28,000 00

~ediscounts----------------------
Liability on Letters.of Credits

8,774 65

and Acceptances---------------- ---------Reserve For Interest Md Taxes--- ----------

other Liabilities---------------- ---------

Total-------------------------- $208,955 47 Total--------------------------$208,955 47

BANK OF ROBERTA - ROBERTA, <lA.

At Close of Business Angust 4, 1921.

P r e s i d e n t - E . L .IlcOee,

Vice-President-C,S,Fincher,

Cashier-Jno. H.Lowe,

Directora-E.LJicOee, C,S.Fincher, F.Danielly, J.W.Kendrick, J.S.McOee,

Date of Charter January 2, 1911.

Began Business January 2, 1911.

RJ!SOtRCES

LIABILITIES

Tie Loans----------------------- $ 51,972 75 Capital Stock-------------------- $ 15 000 00

Demand Loans---------------------

200 00 Surplus Fund--------------------- 5'000 00

Loans on Real Estate------------- 9,616 33 Undivided Profits---------------- 2:554 63

Banking Bouse--------------------

Due Unpaid Dividends-------------

16 00

other Real Estate 011lled----------

Due to Banks in This State-------

198 08

Furniture and Fixtures----------Stocks and Bonds other Than
U.S,or State of Georgia--------

1,322 40 Due to Banks in Other States----- ----------
~:~!s~t:e;;bl:;~t-t;-Ch;~k:::::::: ~6:2is-7s

United Statu and State of Oa.

Demand Certi icates of Deposits-- ----------

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s--

Cashier's Checks----------------- ---------7,214 26 Certified Checks----------------- ----------

Currency------------------------Due froa other Banks-------------

2,909 76 TSaiaveinCgserDtiefpicoastiets-o-f--D--e-p--o-s-i-t---------- -2-8-,-9-9-3--03-

Checks for Clearing House-------Cash Ites (Irregular)-----------

988

Trust Funds on Deposit----------Certificates of Deposit Repre-

369 13

Advances on Cotton---------------

senting Borro1f8d Money--------- -------

Custoaer's Liability on Letters

Bills Payable-------------------- 5,000 00

of Credit and Acceptances------
any)------------- Advances on other c...oditi----
OotVheer rD~rasfotusrc(eIsf ------------------

~ediacount----------------------
Liability on Letters of Credits

----------

46 31 and Acceptances-----------~---- ---------Reserve For Interest and Taxes--- ----------'

Other Liabilities---------------- ----------

Cash Long------------------------

2 07

Total-------------------------- $ 73,351 69 Total-------------------------- $ 73,351 69

SI!COlll ANNU\L REAm

Exaainer's Report,

CAAWF~ CO!NTY BANK - ROBERTA, <iA,

At Close of Business August 3, 1921,

President-R.E.Avera,

Vice-President-B,F ,Walker,

CashieP. W,T .Bankston,

Directors-R.E.Avera,

B,F.Walker,

Date of Cbartel'-January 7, 1901,

L,O,Benton, M.O.Phelan, K,P.Lowe, Sr Began Business-1901,

RESO~ES

LIABILITIES.

Tie Loan&----------------------- $ 57,546 42 Capital Stock-------------------- $ 15,000 00

Deaand Loans--------------------Loans on Real Estate------------Banking Bouse-------------c------

504 64 Surplus Fund---------.------------ 6,000 00

9,317 88 2,150 00

DUunechUvifdtpeadidPDroivfiidtse-n-d-s--------------------------

___2! 6_3_4__4__3

Other Real Estate Owned----------

Due to Banks in This State------- --------

Furniture and Fixtures----------- 1,000 00 Due to Banks in Other States----- - - - - - -

Stocks and Bonds Other Than U,S, or State of Georgia-------
United States and State of Oa.

~:~s~t=e~;bj;~i-i;-Ch;~k:::::::: ~4~3o~
Deaand Certificates of Deposits-- - - - - - -

Bonds-------------------------

Cashier's Checks-----------------

35 33

Due fro. Approved Reserve Agents. 9,143 47 Certified Checks----------------- ----------

-------- Currencr---------------------
Due Froa other Banks-----------

882,71 it;!~!r~if~!~~:;-;;-D;po;ii::::: "21:461-50

Cbecks for Clearing House-------Cash Items (lrregular)-----------

355 95 Trust Funds on Dllposit--------- 2,594 95 396 22 Certificates of lfeposit Repre-

any)------------- __ ___ Advances on Cotton-------------
Custoaer's Liability on Letters of Credit and Acceptances------
Advances on Other Coaaodities---over Drafh (If

3,915 83 senting Borrowed Money--------- ----------

Bills Payable-------------------- 25,000 00

1,8._04 8T

RLieadbiislcitoyunontsL--i-t-te--r-s--o-f--C-r-e--d-i-ts--and Acceptances----------------

-----------------

other. Resources------------------

Reserve For Interest and Taxes--- --------

Cash Short-----------------------

other Liabilities--------------- -------

Total-------------------------- $87,034 03 Total-------------------------- $87,034 03

BANK OF ROCHELLE - ROCHELLE, OA,

At Close of Business September 13,1921,

President-Henry Mashburn,

Vice-President-J.D,Fitzgerald~

Casbier-L.O.Tippins,

Directors-H,Mashburn

J,D.Fit-terald,

L,u,Tipplns,

Date of Charter March 15, 1905,

Began BUsiness

RESO~ES

LIABILITIES

Tiae Loans----------------------- $172,596 32 Capital Stock-------------------- $ 25,000 00

Demand Loans--------------------- 38,619 96 Surplus Fund--------------------- 25,000 00

Loans on Real Estate------------- ---------- Undtvided Profits---------------- 3,474 06

Banking Bouse-------------------- ---------- Due Unpaid Dividends------------other Real Estate Owned---------- ---------- Due to Bonks in This State-------

Furniture and Fixtures----------- 2,453 05 Due to Banks in Otber States-----

Stocks and Bonds other Than U,S,or State of Oeorgia--------
United States and State of Oa.

Call MoneY-------------------------------- DDeempaonsditCs eSrutbi ,ieccattetos CofheDcekp-o--s-i-ts-----

119,657 96

DuBe ofrnomds-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-ts--

---------- [Cashier's Checks----------------24,229 03 Certified Checks-----------------

Currencr------------------------Due from otber Banks------------CCahsehcksltefaosr C(IlreraerginuglaHro) u_s_e_-__-_~_-_-_-_--_

4 192 24 Savings Defosits----------------'358 78 Time Certi icates of Depoait-----
7 118 60 Trust Funds on Deposit---------- 15 05 Certificates of Deposit Repre-

39,863 20

Advances en Cotton--------------Customer's Liability on Letters
of Credit and Acceptances-----Advances on Otber CoaModities

14 368 91
--------------------

senting Borrowed Money--------Bills Payable-------------------RLei adbiislci toyu nont s -L-e- -t t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

46,000 00

over Drafts (If any)------------other Resource------------------

-~~~-~~

Re~rv!c::fti:t::;;i;;d-r;i;;:::

Other Liabilities----------------

Deposits after Close-------------

Cash Long------------------------

Total-------------------------- $265 970 69. Total--------------------------$265 970 69

SECCfiD ANI'I!AL REIDT

273

Eualner' Report.

BANK <I' ro<:KLEDOB, ROCKU!OOB,OA,

At cleso al baslaess Nn, 1, l!nl.

Pruldellt-J I. .lladdox, VlcrPr..ldeat-J ,D, Wlhoa, Casbler-L,J. Flaadors,

Dlroctors-J,I. Maddox, L.J, Flanders, J ,D, Wilson, T.A, Sal th, B.L. 1!1'...,11, W.U.H,JicLendon,

C.L.Beachall,

Date of Chartell'-1912,

Begaa Baal.......

RBSOURCBS

LIABILITIES.

Tine Loans~--------------------- D-d Loans----------------- Overdrafts (if a~~y)------------- Unlted States Boads-------------othor Stocks and Bonds--------- Baaklag Uouse-------------------Fnmltnre aad Fbtnres----------otho r Real Estate Owned--------- Due fron Approved Reserve Agents Duo f~oa Other Bank------------Cnrreacy------------------------Advances on Cotton------------- Chocks for Clearing Hons-------other Checks and Cub ltet~t----- U,S .Bonds to Secure Clrculatlon-Redeaptloa Fnnd-----------------Custoaers L lability on Letters
of CredU..and Accoptancos------other Assets not lnclnded aboTo--

$31,127 89 593 10

5 552 80

2:106 61

326 25

460 378

s6o0

104 88

371 23

Capital Stock Paid ln------------
~~f!~:.~;iit;-j;;;-;;;;;t----

paid for Iaterest, Tues, and

Current B!'_p
Dlvldends unpa

e1n4s-e-s-----------------------------"-'

Due to Banks la Tills Stah------

Dna to Banks Ia Other S:tates----

Iadlvidl Deposita Sabject to

Check----------------~---------

Deaand Cortlfloate of Do~slts--

s----------------- Tlne Certlflcatos el Doposlt-----
Su legs Dopoal t Cashlor 's Checks-----------------

Certlfled Chocks-----------------

Bills Pa;rable lac:lndlag Cortlfl-

catos of Deposit Roprountlag

lo110y Borrowoci-----------------Noto s and Bills Re-cllsconatod

Reserve for Accrued Tun-------

ts---------------------- Reserve for Accrued iater..t oa
CDlorcpo:_uallatloa_. _________________

Liability on Letters of Credit,
o:::~Li:Clii:i:;;;ii;;i;d;4i;

tho abn----------------------

hs,ooo oo
660 26 2,199 75 4,139 ~
121 17
9385

Total---------------------- $as,ou 86 Total--------------------- $38.011 86

THE ROCIOIART BANK, ROCIOIART, GA.

At close of ~nsiMss A11g 91 l!nl.

Presldeat-A .H, Oraeter, Vice-Pruldent!0'2,A ,Faa bl'3-S,D.J.ee, Cashier B.P, Faabro,

Directors-A.H, Graefer, LA. Faabro, F.D. Loo, Jaa. P. Dover, O.R. T"""""""lle,D.H.IIabbarcl,

B,W. Carlton.

Date of Charter, 1900,

Bogan Bnslness, 1900,

RESOI:RCES

LIABILITIES.

Tiae Loan&----------------------- $153,701 57

Deaand Loans--------------------- 19,075 28

LBoaannksingonHRonesael--E-s-t-a-t-e~------------------------

-------10,000 00

Other Ral Estate Owned---------- - - - - -

Furniture and Fixtnres----------- 3,700 00

Stouc.sk.s

and Bonds Other Thall or State of OeorgiB-------

225 00

United States and State of Oe.

Du:Of:!;~App;;;;d-R;;;;;;-Ag;;i;: 2~:~ ~

Curreney------------------------Dna Froa Other Banks-------------

Checks for C(toarinf Ho)n--------

CAadsvhanIcteson CIrroetgtouna-r------------------------Cust...er's Liability on Letters

Acl:~n~~:d!!
Over Drafts

M(I:f.~acncy~)-:-:-m--;-;--:-:--:-:-

Other Rosourc------------------

Dep. IJQrutae Fuel----------Cks. paid la siace closi.g........

3 , 615 10 - -7,-7070-30-05-07

----------

------

307 88

3,320~7
~

36 4140

Capital Stock-------------------Snrflus Pnnci--------------------Uncl Yiclocl Profits---------------Dna tilpalcl Dividends------------Due to Banks in This Stat------Dne to Banks in other States----Call llone:r----------------------Deposlb SabJ"ect to Check-------Deiiland Certi icates of Deposits Cashier's Checks-----------------
ts----------------- Certified Checks-----------------
TSiaaveieCgaerDtiroics~ates of Deposit----Trust Funds on Deposit----------Certificates of treposlt Repre-
sentiag Borrowed Money--------Bills Payabl-------------------Rediscounts--------------------- Liability on Letters of Croclib
aacl Acceptances---------------Reserve For Interest ucl Tues other Llabilitios---------------Dep. since c:loai"C----- -------- --

6a3s98:58~0
- - - 1.157 29

Total-------------------------- $232,414 53 Total--------------------------$ 233,414 Ill

l!uaill8r' a Report,

BANK C:l ROCKY F<RD, ROCKY FCRD, GA,

At clese of basiaau Aug. 24, 1921,

Presldeat-Arthar Barke, Vice-Pruldeat-

Cashle~Th...as Parker,

Directors-Arthur Barko, W.B. ParkerA Orrea BarkeA W.B. WrlghtA C.W. Parker, Israel Zeigler,

B.B, Berber, J ,T, Date of Chatel'-

Parker,

Th-

rarker,

.llro

uB,eDg,aaNBewaotolan1

oankero ua-

Trust

Caapa117.

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $112,891 42 Capital Stock-------------------- $15,000 00

Deaaad Loans--------------------- . 20,886 89 Surplus Fund---------------------

Loans on Real Estate------------- ----------- Undvided Profits----------------

Benking Boas-------------------Other Real Eatate Owned----------

-

-1-1-66-7-

79 --

Due Unpaid Dividends------------Due to Banks in This State-------

15,~ ~
3:a-ro

Furniture and Fixtures----------- 2,284 l6 Due to Banks in Other States-----

stocks and Bonds other Than

Call Money----------------------- 20 500 00

U,S,or State of Oeorgia-------- 1,500 00 Deposits Subject to Check-------- 48:124 93

United States and State of Oa.

Deiand Certificates of Depoaits-- 37,r:IJ_7 13

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-.

Cashier:a Checks----------------Certified Checks-----------------

444 11

Currency-------------------------

Savings Drosit-----------------

D~!u:e~kf~rata!!;oth~fe:r:B!!e.nDfka~-~-~-~--:-:-:-:-:-:-:-:-

~~

Tiae Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

AdTances ea Cotton---------------

senting Borrowed Money---------

Castoaer'a Liability oa Letters of Credit and Acceptaace------

BiUs Payable--------------------
~ediscount----------------------

any)------------- - - - - - A4Yances on other Coaaoditio---- -------- Liability on Letters of Credit$

Over Drafts (If

and Acceptances----------------

DotehpeorsiRtoersso~urrc.e-F-a--a-d------------------------Trade Acceptanc~----------------

----------

3,559 579

97 12

Reserve For Interest and Taxes--Totrhadeer ALcicaobpitlaiatcioesD--e-d-u-c-te-d----f-ra--a--

Loll\t----------------------- Conaty War~ats----------------- 221069 65 ea_.----------~~------------ Caah

s79 12
8585

Total-------------------------- $185,649 81 Total-------------------------- $185,649 81

TIIB Cll' IZENS BANI, ~,GE<JlOIA,

.U clo. . of halaoss Oct, 12, 1921,

Presldt..Wllsoa Jl, Hardy, Vico-Preaidoat......B. O'NoiUr

Caahier-W.B. Foster,

Diroctora..WJK, Hardy, W.B. Foster, G.B. Bawklaa, J.B. 0 Neill, P.B. Doyal, R,O,Stor.y,

Date of Charter Nov. 11, 1889,

Bogaa Bualaeaa 1906,

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $23(},319 42

Deaand Loans---~----------------Loans on Real Estate-------------

-

-9-1 1-1-7

67 --

Banking Bouse-------------------- l3 643 75 other Real Estate Owned---------- 1:068 55

Furniture and Fixture----------Stocks and Bonds other Thu

2 1803 01

U,S,or State of Oeorgia--~----- - - - - Uaited States and State of Oa.

0.B. ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-- _13,~

C.rrency------------------------Due froa other Banks------------CCahsohcksltefaosr C(IlreraerginuglaHr)o_u_a_e__.A__-_-_--_-_-

Advances cotton---------------

Castoaer' Liability on Letters

of Credit and Acceptances------

any)------------- &dvances oa other Coaaoditi---- -------

~C.ir:e:r!D.fr-a~f:t:s!:(:If~::::::::::::::::::

133 31
-----;s-89

Saadrr Baaks--------------------- 1,600 oo

Capital Stock-------------------Surplus Fund--------------------Undvided Profits---------------Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States----Call Money----------------------Deposita Subject to Check-------Deaand Certi icatea of Deposits-Cashier's Checks----------------Certified Checks----------------TSaiaveinCgserDtieficoastieta--o-f--D-e--p-o-s-i-t---------Trust Funds on Deposit-------.---Certificates of Deposit Repre-
senting Borrowed Money--------Bills Pnyabl-------------------RLieadbiialcitoynnont-L-e-t-t-e-r-s--o-f--C--r-e-d--it----
and Acceptances-------------~- Reserve For latereat and Taxes--other Liabilities---------------Carreat Deposits----------------Cash Loag-----------------------

$5to0'CX(XXX>) 0oo0
8:on 26
8400 99,897 50
1,746 50 86 52
l8s:s01010 0m0
1,15~ ~

Total-------------------------- $314,241 63 Total-------------------------- f314,241 63

SECOMI ANMU\L REPIIU

27?

Exaaiaer 'a ~port FLOYD COtnn'T BAll(, ROllE ,GA.

At close of bualaess Nw. 15, 1~1.

Prealdtat-H.E. Kallay. Vlce.Presldent-

Caahler-o.c. ~ars.

Directora-B.E.Kelley, G.C. Buyers, O.L. Beth, lf.lf. Phllllpa, A.E. Panlaace, L.F.KcKay,

J .E.JicConaell, B.A. Turaer.

Date of Charter-Jaa. 8, 1917.

Bee-a Baslauaa-Jaa. 8, 1917.

REiOIRCES

LIABILITIES.

Tiae Loans----------------------Deund Loan---------------------

$3<11110,894080

82 00

Capital Stock-------------------Surplus Fand---------------------

Boaae-------------------- - - - - - Loana on Real Estate------------- - - - - - Unchvided Profits---------------

Banking

Duo lltpaid Dividends-------------

Other Real Estate O'llnd---------- - - - - Due to Banks in Tbis Stat-------

Furniture and Fixture-----------

843 75 Due to Banks in other States-----

Stocks and Bonds Other Than

Call MonY-----------------------

u.s. or State of Qoorgia....... - - - - Deposits Sablect to Chock--------

United States and State of Oa.

D.-and Certificates of Deposita

DueB of rnoda -A- -p-p-r-o. v-ed- -R- e-s e-r v- e- -A- -g-e-n-t-s-.

22 265 00 Cashier's Chocks----------------36:010 29 'Certified Checlcs-----------------

Currency---- ___ ---- 15,104 49 Savings Drosits-----------------

Due Froa Other BAnkS------------

1300 Tiae Corti icates of Deposit-----

Cbecks for Claarinf House 7,72985 Trust Fanda on D~osit----------

Casb Items (lrregu arl-----------

98 00 CartU icates of Jrepoait Repre-

=== Advances on Cotton---------------
CustOIBer 's Liabi 1ity on Letters
Ad:!n~::d!! ~ge~cc:C::im;;::::

senting Borro1<ed Money--------Bills Payabl-------------------Rediacoants---------------------Liability on Letters of Credit

Over Drafts (If anyl-----------

290 12 and.Acceptancea----------------

other Resource------------------ --------- Rase..Ve' For Interest and Taxes---

other Liabilities----------------

so,ooo s,ooo

00 00

2,~

~662 99 1,208 34
57,997 29

,an 30

Total------------~------------- $400',103 35 Total-------------------------- $.00,103 31

BANK a' ROOPVILLE, ROOPVILLE,GA.

At close of baaiausa July 28, 1921

PresldGDt-J.lf. Pentlcost. Vlce-Pruidallt-

Caahlar-R.E. Dean.

Directora-J.lf.Peat
Jlat~IJ ~~:fle~.P.

iSctoaspt18R1 '.JL. .

Good">"' A. lfara.

J.f.Veal, Sr., Begu

R.E. Deu, Bualnus

J.w.o. .try,

lf.T.FraU,

RESOIRCES

I

LIABILITIES

Tiae Loans----------------------Deliland Loans-----------~----~---~ Loans on Real Estate------------Banking Rous-------------------Other Real Estate O..ed---------Furniture and Fl%tures----------Stocks and Bonds Other Tban
U.S.or State of Georgia United States and state of Oa.
Bonds-.--.--- ------------Due froa Approved Reserve Agents.
Currency------------------------Due fr011 other Banks----.-------Checks for CleariDg Uous-------.Cash Heaa (lrregularl----------Advances en Cotton--------------Cuatoaer'a Liability on Letters
of Credit aftd AcceptancU-----AdTancea on other C...oditias Over Drafts (II anyl------------other Resources Checks since Balanca------------Depositerl Guarantee Fund-------Mutual Flrf las. Fund------------

85 75 3,131 80
120 00

188 35
--~
2,197 06
188 18 390

Total-------------------------- $93,213 23 Tot.al-------------------------- $93,213 23

SECONJ ANMU\L REAm

EXUiiaer 's Report

CITIZENS BANK, ROSWELL, GEO~IA.

At Close of S.siaoss October-s, 1921.

President-H. P. Carpenter.

Vice-President-C. B. Dorrif..

Cashier-C. C. Fowler.

Directors-n.P. Carpenter, C.C. Fowler, n.M. llroadwell, C.M. Webb, f.M. Garrett~ c. C.Stewill.

Date of Charter-

Began Business-

RESOtRCES

Tiae Loan----------~----------- $75,586 95

Deaaad Loans--------------------- 2,387 95

Loans on Real Estate------------- 29,043 61

Banking Bouse-------------------other Real Estate Owned----------

-1;489"36

Furniture and Fixtures----------- I, 762 32

Stocks and Bonds other Thaa

uafi!d ;~a~!:t~fs~1~g!1o;:--

DuBe ofraodas-A-p-p-r-o-v-e-d--S-:-o-s-e-r-v-e--A-g--e-n-t-s-. Currency------------------------Duo Froa other Banks------------Checks for Cloarinf Bouse-------Cash ltaas (Irregn arl---------Advances on Cotton.-------------Custaaer's Liability on Letters
of Credit and Acceptaaces-----Advancea on other Coa.oditios---OVer Drafts (If anyl------------otbar Resources-----------------Checks since closing-------------
w. Savi~~~<:s Stamps----------------
Revenue ~tamp-------------------

23;294"73
5,137 70 99 21
598 11 391 56

LIABILITIES.

Capital Stock--------------------$ 21,000 00

Sarflus Fund--------------------- 2,4oo oo

Und vidad Profits---------------- 6,856 89

Due Um~id DiYidends-------------

60 00

Due to Banks in This State------- ---------

Due to Banks in other States----- ---------
~:;!s~!e~;bj;~tt;-Ch;~k:::::::: 34;855-45

De-.ud ~ertilicates of Deposits-- ---------

Cashier s Checks-----------------

102 02

Certified Checks----------------- ---------

TSiaaveinCgsorDtieyicoastietss-o-f--D--e-p--o-s-i-t---------- 5--0-,0-1-2---4-5

TCreursttifFicuandtessonofDD!'lappooasiitt-R--e-p-r-e------ ---------

sentiag Borrowa4 Money--------- --------Bills Payable-------------------- 25,000 00

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s--- ---------

ReasnedrvAe cFcoerpItnatnecreess-t--a-n-d--T--a-x--e-s-----other Liabilities----------------

---------
"1;745"37

1, 745 37

Total--------------------------$142,032 18 Total--------------------------$142,032 18

ROSI'IELL BANK, ROSWELL, GA.

At Cleae of lllld.HK Sept. 17, 1921.

President-c.c. Foster.

Vice-President-J.J. Spaldi~.

Cashier-Joe H. Foster.

DairteectofrCs-hca.rct.er!osterl J. J. Spalding, J.ll. Roberts, A. Afotz, Hugh Spalding, F. P. Calhoun.

D0

Began Business-

RI!SOtRCES

LIABILITIES

Tiae Loans-----------------------$ 40,468 91 Deaaad Loan--------------------- 24,000 00 Loans on Real Estate------------- 42,000 00

Botahakeira&ReBalouEsseta-t-e--O--w--n--e-d-------------------

--------836 87

Furniture aad.Fixtars----------- 635 84

stocks and Bonds other Than

u.s.or State of Georgia-------- 13,637 50 Oaited States and State of Oa.

Boad-------------------------- 6,719 50 lhae froa Approved Reserve Agenh-

C.rrency------------------------Due froa other Baaks------------Cbecks for ~leariag Bous-------C.sh Iteas (lrregnlar)

...._cas ea Cetton--------------Caatoaer's Liability Letters

of Credit aad Acceptaacea------ ---------

AOOAtrhvrearaDcRersaafsotnos ao(rItchfear-a-c-y.-).--.--o---d---i--t--i-----------------

-----------------4,474859 5727

744

Capital Steck--------------------$ Surplus Fuad--------------------Undlvided Profits---------------Due Unpaid Dividends------------Due to Banks in This Stat------Due to Banks in Other States-----
Call Money----------------------Deposits Sublect to Check-------Deiand Certificates of Deposits-CaShier's Checks----------------Certified Checks----------------Savings Deposits----------------Tiae Certificates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
sentiag Borrowed Money--------Bills Payable-------------------RL ieadbiislci toyu nont s -L-e- t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -
aad Acceptances---------------Reserve For Interest and Taxes--other Liabilities----------------

25,000 00 25,000 00
7,423 86
600
5i;34i-09 ---924"93
1,495 98 5,631 35
12 22 5 77

Total-------------------------~158,884 70 Total-------------------------- $158,884 70

SBCO!Il ANNUU. REPOO'

277

Exaai..r.' s ltaport ,

At Close of Business August 15, 1921,

President-1'1, D. !lowers, Vice-President-L.N, McWhorter,.

Cashier-E. F. Ray.

Directors-Wm. D. Bowers, L.N. McWhorter, H,J. Sanders, lV,N, McElum, A!. T. Fleming, J.D. Holbrook,

Date of C~~~~r~erryman.

Began Business-

ltESOIRCES

LIABILITIES.

Tiae Loan-----------------------$219,694 66 Deaand Loan--------------------- 15,039 52 Loans on ~aal Estate------------ _ _ ___

Banking Boas-------------------- 4,216-41

Other Real Estate Owned---------- ---------Furniture and Fixture----------- 3,159 31 Stocks and Bonds Other Than

UnUit.eSd. sotraStetasteandofSGtaetoergoifaG--a-.---- ----------

DuBe ofrnoda-A-~-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-CurrencY------------------------Due Froa other Bank------------Checks lor Clearing Bous-------Caah Iteas (Irregular)___________

-----------------7,394-53 12,554 46 -2:oss-o4-

ACduvsatonmceesr'osnLCiaobttilointy--o-n---L-e-t-t-e-r-s---

Ad:~n~~:d!! mfe~c~:t:~m;;::::

Over other

D~raasfotusrc(eIsI--a-n-y-)---------------------~----

---------::::::::::
----------
----------

Capital Stock-------------------.$ 30,300 00

SUunr&phlvuisdeFd uPnld'o--f-ih---------------------------------Due UD~id Dividends------------Due to Banks in This State------Due to Banks in other States----Call MoneY----------------------Deposits Subject to Check-------Deiaand Cart il icates of Deposits-Cashier's Checks-----------------

3--1-,0-4-1---7-2

540 00

---------

---------

13,500 00

52,172 42

--

-- --963

-85

Certified Checks----------------- --------TSiaaveinCgserDtiriocastietss--o-f--D-e--p-o-s-i-t---------- -4-9-,7-4-6--2-5-

Trust Funds on D_eposit----------- 5,630 10 Certificates of Jfeposit ~pr-

sentiag Borrowed Money--------- --------Bills Payable-------------------- 80,000 00

lLteiadbisilciotyunotns-L-e--tt-e-r-s--o--f--C-r-e-d--it-s--- ---------

and Acceptances---------------- --------ltasarve For Interest and Taxes--- --------other Liabilities--------------- 222 59

Total--------------------------$264,116 93 Total-------------------------$264,116 93

~YS TON BANK, ROYS l'Ui, GA.

At Close of Business August 30,1921,

President-B. L, Bond,

Vice-President-

Cashier-J. F. Lee.

Directors-Bw..

L. n.

Bond, J. F. Bowers.

Lee,

C. A.

Ginn,

J.S.

Campbell,

L,l'/,

Dorough,

a.M.

Turner,

C. A.

Wilder,

Date of Charter-

Began Business-

ltESOIRCES

LIABILITIES

Tiaa Loans----------------------Demand Loans--------------------Loans on ~eal Estate------------Banking House--------------------

$

383,604 74 8,583 65
---------8,900 00

Capital Stock--------------------$ Surplus Fund--------------------~ Undlvided Prolits---------------Due Unpaid Dividends-------------

60,000 30,000 17,168
70

00 00 58 00

other ~eal Estate Owned---------- ---------- Due to Banks in Thio Stat------- ---------

Furniture and Fixtures----------- 3,780 00 Due to Banks in other States----- ---------

Stocks and Bonds other Than U.S.or State of Georgia--------

Call MoneY----------------------10,180 00 Deposits Subl'act to Cbeck---~---

88:197-ii

United States and State of Ga.

DuBa

olrnoda

-A-p-p-r-o-v-e-d-

-"------~eserve

-A-g--e-n-t-s--

Deaand Carti icates of .Deposito-2,069 13 Cashier's Checks-----------------

---172-02

10,139 41 Certified Check----------------- ---------

Currency------------------------Due from other Banks------------CCahsehcksItefmors C(IlreraerginuglaHr)o_u__s_e_-_--_-_-_-_-_-

4,386 33 SaYings Derosit----------------- -- -----19,687 94 Tiae Certi icates of Deposit----- 95;600 00
HZ ~9 Trust Funds on Deposit----------- 4,031 48 177 51 Certificates of Deposit ~epre-

Advances an Cotton--------------Customer' Liability on Letters
of Credit and Acceptance-----AdYances on Other Commodities----

---------- sentiag Borrowed Money--------- ---------

----------

~BeidlilsscoPuanytsa-b-l-e---------------------------------------

100,000 56,170

00 78

------ __ -- Liability on Letters of Credit$

Over Drafts (II anyl-------------

175 91 and Acceptances---------------- ----------

Other ~esources------------------ ---------- ~eserve For Interest and Taxes--- ----------

Other Liabilities---------------- 326 27

Cash Long-----------------------

90 86

Total-------------------------- $ 451,827 11 Total-------------------------.$451,1127 11
1

278

SJ!COI'tl ANNU\L REP!m

ExaaiDOr's Report,

BA'IIK IF RUTLEDGE, RUTLEDGE, GA.

At Close of Business July 9, 1921,

President-lf. P, Wallace.

Vice-Presideniril. L, Wallace, E. C. Ponder. Cashier-Thus. Peacock.

Directors-If. P, Wallace, M, L, Wallace, E. C, Ponder, Thus, Peacock, R. W. Wallace, B. E. Holloway.

Date of Charter- 1898,

Began !Jus incss- 1898,

RESO(RCES

Tiae Loan-----------------------$198,385 03

Duand Loans--------------------- 15,872 42

Loaaa on Real Estate------------- --- -----Banking Boase-------------------- I, f,OO 00

other Real Estate Owned---------- ----------

Furniture and Fizture----------- ---------Stocks and Bonds Other Than

U.S, or State of Qeorgia------- ---------Uaited States and State of Oa.

BondS-------------------------- ---------Dne fr .. Approved I:eserve Agents- 8, 621 68

Currency------------------------- 5, 861 81

Dna Froa Other Banks------------- ----------

It Checks for Clearinf House--------

844 60

Cash

(Irregu arl----------- 1,38<l 74

Advances on Cotton--------------- ---------Cast..er's Liability on Letters

of Credit Advances on

aOntdheAr ccc.e.p.toadnicteise-s---------

-------------------

~O~ntrr Ds~r:a~ftt s:~~(I~'f::8:.l:lJ:'):-:-:-:-:-:-:-:-:-:-:-:-:-

6< 05
----299-63

Collections Acct_____ ------------

234 61

LIABILITIES.

Capital Stock--------------------$ 50,000 00

Surplus Fund--------------------- 25,000 00

Undvided ProHh---------------- 5,063 81

Due U.paid Dividends------------- ---------

Due to Banks in This Stat&------- ---------

Due to Banks in Other States----- ---------

~!~s~t:~;b-J' ;~t-t;-Ch;~k:::::::: 46:893-75

Deiiand Certi icates of Deposits-- ---------

Cashier's Checks-----------------

19 96

Certified Checl<a-----------------

Savings Defoaits---------------!Tie Certi icates of Deposit-----

Trust Funds on Deposit----------Certificates of lfaposit Repre-

senting Borro~ed Money--------- --------Bills Payable-------------------- 82,000 00

Rediscounts---------------------- --------Liability on Letters of Credits

and Acceptances---------------- ---------

Reserve For Interest and Tazes--- ---------

other Liabilities---------------- ---------

Cash letters unrcrui tted----------

127 70

Total-------------------------- $233,173 57 Total-------------------------_$233,173 57

BANK OF CAliDEN COUNTY, ST. MARY'S, GA.

At Close of Business Augu~t 9,1921.

Prealdont-J,S,Davis, Vice-President-

Cashier J,F,ftaghes.

1 llreetora-J ,S,II.DaTla, C,A.Taylor, J,F ,Hughes, O.li.Braadoa S,C.Townaead, J ,R,Blocklot, J,B,Radolph, C.S.Johasoa, H.C.Rassell, Jlrs.Add Doolittle,

Date of Charter-

Began Bus inc ss-

RESOIRCES

LIABILITIES

Tiae Loans----------------------D. .and ~ans--------------------Loaas on Real Estate------------Banking Bous--------------------

$

63,085 69 7,039 52
-3:688-53-

Capital Stock--------------------$
Surplus Fund--------------------Undtvided Profih---------------Due Unpaid Dividends-------------

15,000 00 11~277-~5-

other l{eal Estate ~ned--------- Furniture and Fiztur-----------

-2~67o-76-

Due Due

to to

Banks Banks

in This Stat------in Other States-----

Stocks lUld Bonds other Than U.S,or State of Georgia--------
United States and State of Oa. Bonds-------- ____________ ---- __
CDnuar rfern" "c'y -A-p-p- -ro- v_e_d__R__e_s_e_r v_e__A__g_e-n-t-s--
DCuheecfkrs.f.oor thCelreaBrianngkHso-u--se--_-_-_-_-_-_-_--_

Call .!lonY-------------------------------- Deposits Subject to Check--------
Deaand Certificates of Deposits--
6,650 00 Cashier's Checks----------------9,323 51 Certified Checks----------------4,298 s1 SaTlngs Defosits------------------------- Tine Certi icates of Deposit----2,073 21 Trust Funds on Deposit-----------

371:735-32-i:s3o-ii" is:64o-43-
9, 703 07

Cash Ites (Irregularl----------Advaacos en Cotton--------------Castour's Liability on Letters
of Credit and Accoptaace------
any)------------- Advances 011 other c-odith----
OW'er Drafts (If other Resources------------------

--------- Certificates of Deposit Rpre---------~ senting Borrowed Money---------
Bills Payable---------------------------- Rediscounts------------------------------~Liability on Letters of Credits
139 67 and Acceptances------------------------ Reserve For Interest and Tazes---

11,000 ()()

Other Liabilities----------------

Cash Long------------------------

Trial-------------------------- $ 98, 969_40----LI_T_o_t_a_l-_-_-_--_-_-_-_--_-_-_-_--_-_-_--_-_-_-_--_-_-_$_9_8_,9_6_9_4o_

279

Exuillllr 'a Itaport

~~K OF SALE CITY, SALE CITY, GA.

At Close of Business August 15,1921.

President-L.O.
Directors-L. o.

Benton. Benton,

Vice-Presidents- W.M. Smith, A. H. Hancock.

Cashier-F. C.

W.M. Smith, A. H. llancocl<, F. C. Tabor, E. H. Rees~.

Tabor,

Date of Charter-

Began Business-

ltESOIRCES

LIABILITIES.

Tiae Loan-----------------------$ 33,108 42

Deaand Loan--------------------- 200 00

Loans on Real Estate------------Banking Bouse--------------------

-J~OQC-00

Other Real Estate Owned---------Farnitnre and Fixtures-----------

-i:i4o-so

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

i,250 00

United States and State of Oa.

DuBe ofrnodaA--p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-- -9-,7-8--4--0-9-

Currency------------------------- 2,282 48

Due Froa other Banks------------Checks lor Clearing House--------

---95-99-

Cash lteas (Irregular)----------- --------ACduvsatnacaeesr'sonLCiaobtitlointy--o-n---L-e-t-t-e-r-s--- ---------

of Credit and Acceptance------ ---------

Advances on Over Drafts

o(tIhfear nCyo)a-m--o-d--it-i-e-s--------

--------2 57

other Resources------------------ ---------

Capital Stock--------------------$ 15,000 00

t:if!~4.:~;iii;::::::::::::::::

5,000 00 566 49

Due Umpaid Dividends-------------

Due to Banks in This State-------

Due to Banks in other States-----

Call Money----------------------Deposits Subject to Check-------- 20,636 87 Demand Certificates of Deposits--

Cashier's Checks-----------------

142 12

Certified Checks-----------------

Savings Defosita----------------Tiae Certi icates of Deposit----- 9,518 87

Trust Funds on D~posit---------- Cartilicates of lfaposit Repre-

senting Borroed Money---------

Bills Payable--------------------

RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

and Acceptances----------------

Reserve For Interest and Taxes---

other Liabilities----------------

Total------------------------- $50, R64 35 Total-------------------------- $50,864 35

THE CITIZENS llAl'IK, SANDE~VILLE, GA.

At Close of Business August 18,1921.

President-C. G. Directors-C. G.

Rawlings. Raw lings,

W. A.

WrVayic, eJ-rP. rcWs.iFd.enRt-aWwl.iAn.gsW, rRay; f:J.

r., Smith,

C. B.

Cashier-H. I. Chapman, S.ll.

Bridges. Swint,

J.ll. Pouoll.

Date of Charter-December 2,1905.

Bogan Business-January 1,1906.

ltESOIRCES

LIABILITIES

Tiae Loans----------------------- $169,684 96 Deaand Loans--------------------- 7,390 48

L~hoa~n~sn~oen~!Rue~a:l tE;ts;ta-~te;-d-:-:-:-:-:--:-:-:-:-:-

----------
--4:o98-oo

Furniture and Fixtures----------- 5,628 63 Stocks and Bonds other Than

U.S.or State of Oeorgia-------- 13,000 00 United Statea and State of Oa.

DuBe ofrnoda sA--p-p-r-o-v-e-d--R--e-a-e-r-v-e--A--g-e-n-t-s-- --7-,5-0-2---4-4

Carrencr------------------------- 2, 608 35

DCuheockfrsoafoor thCeler aBrianngkHs-o-u-s--e---------------Cash !teas (lrregularl----------Advances on Cotton--------------Customer's Liability on Letters

--------109 50
.1,875 93 79 38

of Credit and Acceptances------ ---------

Advances on Over Drafts

o(Ithf ear nCylo-m--.o-d-i-t~io--s-------

-----------------

Other ~eaoarces------------------

5 09

Capital Stock--------------------$ 50,000 00

~:~r!~~e~an~;iii;::::::::::::::::

35,000 00 6,029 03

g:: r:rB!!k~ii!d~:t:-st;t;:::::::

Due to Banks in Other States-----

---------- Call MoneY-----------------------
Deposits Sub,"ect to Check--------

27,498 46

Demand ~arti icates of Deposits-~

Cashier a Checks----------------- 375 27

Certified Checks-----------------

SaYings Defosit----------------Tlae Certi icates of Deposit-----

15,080 00

Trust Funds on Deposit-----------

Certificates of Deposit Repre-

senting Borro,.ed Money--------Bills Payabl-------------------- 80,000 00
~ediacoants----------------------
Liability on Letter& of Credits

and Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

Total--------------------------$213,982 76 Total-------------------------$213,982 76

280

Exuiaer's ~pert.

PEOPLES 11.\NK - ~IS, OA.

At Close of Baslnesa October 28,1921.

President-w.D.Bell, Directors-4 .D.Bell, Date of Chartel'-

Vice-Presldent-B.F .Bargion

Cashier-W.C.Kite,

B.F,Barden, F.B.Oodbee{ J,B,S.il&, E.O.Mays,

J.T ,Chance,

W,W,Bi lis,

Began Basinass-

RESOtRCES

LIABILITIES.

DTL.oia.aen.oadLooLaaoRUaean-l---E---a---t--a--t--e-----------------------------------------

$ 79,534 73

Capital Sarflus

Stock-------------------Fund---------------------

$

25,000 6,ooo

0o0o

Und vided Profits---------------- 9,202 45

Olmod---------- Bankl1 Boaae-.------------------- 4,500 00 Due Uapald Dividends------------- ------

other eal Estate

879 93 Due to Banks. in This stat------- --------

Farnltare aad Fixtar----------Stocb aad !loads other Thaa
0mfi!d s~af!:t:S:fs?:~~g!;a;:---

Due to Banks in other States----- ------~
1 950 00 ~:;!s~;:~;b-;~t-t;-cb;~k:::::::: ~s:;;r-s5 Deiiand Corti icates of Deposits-- --------

DaBe ofrooda-A-p-p-r-o-v-e-d--R--e-s-e-.--..-e--A-g--e-n-t-s--

26,~~

Cashier's Certified

Checks----------------Checks-.----------------

209 26 -----

Currency------------------------Dae Froa othv Banks------------CCahsehcksltefaoar C(llreraarginaglaBr)o_u_s__e_-_--_-_-_-_-_ACdavsantcesr'oaLCiaobtitloity---o-a--L-o--tt-e-r-s---
~!.~::d!! o::.~c~:!:4it:;;::::

;g 1,178
2,~M

TSiaaveinCgsorDtieficoastietss-o-f--D--e-p--o-s-i-t---------Trust Funds oa D_eposU.-----------

374 58 Cortificates of lfeposit Repre-

1,706 36 senting Borrowed llloney---------

Bills Payable--------------------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s---

-------1,014 35
--------
-2-s,-oo-o-o-o
36 277 22

0'1'8r Drafts (If anyl------------other Reaoarces------------------

12 67 and Acceptances---------------- ------Reserve For Interest and Taxes--- --------

Traasit Account----------------Checks paid dace closing-------

160 00 other Liabilities---------------- --------42602 Bonds Borrowed------------------- 1,750 00

Deps. since closing--------------

211 65

CaSh Long------------------------ 59 00

Total-------------------------- $120,121 78 Total-------------------------- $120,121 78

11.\NK OF SASSER - SASSER, OA ,

At Close of Business Sapteaber 22,1921.

Prealdent-c.C.Bria,

Vice-Presideat- W.E.Bria,

Cashier-B.D,Bill,

Directors-c,C.Brla~ W,E,BrlaL_ E.F,Brla,

A.T.Wall,

,E,Jililler, J,C,Joiner,

Date of Charter FeDruary IS, buS,

Began Basiaess

RESOtRCES

LIABILITIES

Tlaa Loaas----------------------- $ 89,495 64 Capital Stock-------------------- $ 25,000 00

D..aad Loaas--------------------- --------- Sarplas Fund--------------------- 25,000 00

Loaas oa Real Etat------------- 4,968 00 Uad1vided Profits---------------- 6,265 15

Botuhekri1eBatoEassta-t-e--O--I-I-J-l-e-d-------------------

-

-2-1-19-2-

SO --

Due Unpaid Dividends------------Dae to Baaks in This Stat-------

--------------

Faraitare aod Fi:dares----------Stocb and Boods other Thaa
U,S,or State of Oeorgia-------Ualted States aod State of Oa.

4,000 00 Dae to Banks in Other States----- ---------

2,175 00

Call MoneY-----------------~----Deposits Sabl"ect to Check-------Deiiand Corti icates of Deposits--

------

-9-5-1

0 -

36 --

32 --

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

10 300 00 18:869 17

Cashier's Checks----------------Certified Checks-----------------

146 35 ---------

------ Carrency-------------------------
Dae froa other Banks------------Checks for Clearinc Bous-------Cash It... (Irregalarl-----------

3.104 34 Savings Defosit----~------------ ----------

313 86 232 so

Tiae Corti icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-

4,407 81 ---------

Uvaaces Cotton--------------Castoaer's Liability oa Letters
of Credit and Acceptaacu-----Advaaces oa Qther c-oditles----

37,492 08 ----------------

senting Borrowed Money--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits

--------8,000 00 9,497 92

0\'er Drafts (If aayl------------other Rsoarcea------------------

775 95 and Acceptancs---------------- - - - - - Reserve For Interest and Taxes---

----------------

=:::-:=:-:::-1 Cash Short-----------------------

10 67 other Liabilities---------------- - - - - -

Deposits after clo18-------------'

576 16

Tatal-------------------------- $173,929 71 Total-------~------------------ $173,929 71

SllCilill ANNU\L REPORT.

2lh

Exiuainer 's Roport.

CIIATIWI BANK & TRUST CO. - SAVANNAII, <lA.

At Close of Business November 16, 1921.

President-courtney Thorpe,

Vice-Presiden~.W.C1ark, J.H.Calais, Cashier-Jno.J.Cornell.

Directors-Leopold Adler, Courtner.Thorpe, F.W.Clarj, J.R.Anderson, Saa O.Adler,

J.D.Carswell, T .M.Cannnghaa, R.J.Oilchrut, llril!:ht 111Ul~or, H.Weber, J.M.Lang,

A.R.Larion, W.W .May, J .F .Minnis, J.J .Ranors, H.D .Weed, F .Wessel, J .T .West,

Date of Charter~September 3oth, 1879

Began Bnsinoss-1902,

RESOURCES

LIABILITIES

Tiae Loans----------------------$1,855,471 74 Capital Stock------------------- $500,000 00

D......ncl Loans-------------------- 262,442 31 Surplus Fand-------------------- 102,805 72

Leans on Real Estate------------ ---------- lhtd1Vided Profits--------------- 26,861 39

Banking llonse------------------- 153,163 03 Due Onpaid Dividends------------

106 50

Other Real Eatate Owned--------- 134,896 76 Due to Banks in This State------ 30,208 19

Farnituro and Fixtures~--------- -------- Due to Banks on Other Statos----

6,380 88

'Stocks and Bonds Other Than U.S. or State of Georgia------

211,685 17 1~:!!stt~e~;bj;~t-t;-Ch;~k:::::::

729,221 43

(hihd States and State of Ga.

Deaand Certificates of Deposits. 54,399 41

Bond------------------------Due lroa Approved Reserve Agents
~~r;~~-Oih;;-~k;::::::::::::

40,850 206,212

00 31

!1

Cashier's Certified

Checks---------------Checks----------------

~~~ ~~

Savings Deposits---------------Time Certificates of Deposit----

2,067 87

8791~276866

47 10

26,449 53

Checks lor Clearing Hjuse------Cash lteJIIs (Irregular ----------

23:055 72 Trust Funds on Ueposit---------2 .!181 12 1 Certificates of De~sit Repr~

27,997 92

Advanceson Cotton--------------CustODier's Liability on Letters
of Credit and Acceptanco----Advances on Other Commoditie---

--------- senting Borrowed Aloney-------Bills Payable-------------------
I ---------- Rediscounts--------------------on - - - - - Liability Letters of Credits

600,000 00

Over Drafts (If any}------------

197 85 Reserve For Interost and Taxes

Other Resources-----------------

20,191 78 Oatnhde"r ALcicaebpitlaitniceess_._-_-_--_-_-_-_-_-_-_-_--_-_-._-

9 645 11 26!255 31

Total-------------------------$3,023,451 83 Total-------------------------$3 023,451 83

CIIATIWI SAVINGS & LOAN CO. - SAVANNAII, CtA.

At Close of Bnsiess November 3, 1921.

President-T .ll.Cnnninghaa,Jr. Vice-Presidents-wa.Kehoe, LoeR.oy Myers, Franlc G.Be11,

Cashier-Geo. W. Hunt.

Directors-T .M.Cunninghaa, Jr. l'IJII Kehoe, LooR.oy llyers, Frank u.Be11, J.Randolph Anderson,

A.R.Larion, Geo .\.!lercer, Horace P.Snlar~,

Date of Charter July 1885.

Beg..n Business 1885.

RESOURCES

LIABILITIES

ltt----------- Tie Loans----------------------
DOI!land Leans~------------------~

$

----------

Capital Stock Paid Amotmt reserved for branches----

Loans secured by Real Estate---- 998 267 02

United States Bonds------------- 14:717 71

other Stocks and Bonds~---------

1,260 00

Banking llonse-------------------

Fnrnitnre and Fixtures---------other R.eal Estate Owned--------Due fro Banks in This State.---Due fr0111 Banks in Other States--

I 2,974 47 Surplus Fund--------------------
19,235 84 lhtdtvided Prolih--------------11,740 45 Dividends Onpaid----------------------- Due to Banl.a in This State------

Currency-----------------------Advances on Cotton-------------Advances on Other Colllllloditie--Checks for Clearing Dense------other Checks and Cash Ites----Cnstomers Liability on Letters

3,304 59 Due to Banks in Other States----------- Call ~Ioney------------------------------ Individual Deposits Subjoct to
311,99 I Check~------------------------
105 071 Demand Certificate of Deposits-Time Certifioates of Deposit----

of Credit and 4 cceptances----- ---------- , Savings Deposits---------------Overdrafts (If anr>------------- --------- Trust Funds on Deposit Cashier's

Other Assets not 1nclnded above. 11,815 98 Checlcs------------------------

Certified Checks----------------

Bills Payable------------------Not~s ana Bills Rediscounted----

Certificates of Deposit for

I Borr01fed ,\loney---------------Liability on Letters of Credit and Acceptances--------------R.eserve for Interest and Taxes--

other Liabilities not included

in the above------------------

$500 000 00
25,000 00
46~M ~
---------
-------------------
--------34,500 00
258,285 99 158,237 83 --------
1,849 64 35,000 00 ----------------------------
2,384 46 1,253 60

Total-------------------------$1,063,723 12 Total----------------- -------..$1,063,723 12

282 EXAAIINER'S RFPOia.
CITIZENS & SOllfliER!'I BANK - SAVANNAl!, GIIDI\0 IA.
AND
lTS BR.ANCIIES(CONSOLIDATED) AT CLOSE OF BUSINESS NOVI::MBEI( 28, 1921.
Parent Bank.

President-Mills B.Lane,

Vice-Presidents~ordon L. Groovert W., Murphy~ W.B. Stratford

Cashier-W.U. Spann, Jr., Ass't.Cashiers-A.M. Glover, V.B.Jenkins,F,B. Vincent,H.M,Garwes.

Comptroller-W.C. l(oberts,

Directors..S ...nel B. Adams, W.W. Banks~J.B. Chestnutt, E.T. Comer,l(.S. Co~,John J.C.....ings, Milton Dargan, T.C. Erwin,J.N.Goddard,Gordon L.Groover, Frank Hawkins, A.B. Hull, Jno .11. Hunter,E.W. Lane, Mills de Lam,E.JI. Lawton, \Va.J\ur(>!!ey,Lee l(oy A!yers, J.Carroll Payne, IV. J. Pierpont, A.C. l(ead, H.L. l(ichmond,H.P. S.art, Henry D. Stevens, H.D. Stevens, Jr.

ATLANTA BAANCH.

President-J!ills

B.

Lane,

w.w.

Frank Hawkins, Chairman of Banks, Vice-o'resident,A .Il.

the Board. Bergstrom,

Jno.

W,

(jodda&'ll,

Jno. W. Grant, H. Lane Young, Thos. c. Erwin, Vice-Preside:>t and T~1t Of fleer. Cashier-W.V.Crowley, Ass t. Cashier ani! Ass' t Trust Offi.cer.~ C.ll. Cobb, Ass't Cashier.;-

Henry Cohen, W.l!. Directors-Robert C. Alston,

FWi.Wtz. pBaatnrkicsk1 ~.MW..BBe.rgSs}t'lrllomme,rsW,J..EC..

Wallace Bradley,Dr.F.Phinisy Calhoun,

E.H. Cone, J.W. C.,mvay, Milton Dargan, Thos c. Erwin, R.W. Free~~~nn, Jno. \V.Grant,

J.N. Goddard, Frank Hawkins, James E. HlckeyJ. R.T. Jones{ W.. H. Kiser,E.W.Lnne,

Mills B. Lnne, Frank Lanier, Isaac Liebman, tlenry .11. Mil er, H.Y .McCord,

J. Carroll Payne, H. Lane Young.

LlOORTY SfRllET IIR.;INQI -SAVANNAH,

Pref Ass

id t.

ont-Mills B. CRsbier-F.T.

LNaniec1no

Vice..Prosi<l~"is-I<.L.
ls

Denmarl<,E.L.

~il'll,

Directors-W.C. Askew, t'.l.{. Cohen, P-.L. f.ol1111llrk, Edwin .11. Frank, .Mills B. Lane, E.L.Schirm,

J,C. Slater.

AUGUSTA IJRMCll

President-Ali Us B. Lane, Vice..Prosident-l.S. Fer!I:Uson,Ass 't to Vice Pres.,W. T. Lane, Jr

..J. Cashier-T .G. Tnrer,Ass t Cashiers-O.h. S:iew:1rt,li.H. Hill.

Directors-L.A. Bercklla11s, /iiW Boyle, E.L C.nuor,

Ctt"'llli~s, I.S. Fergusa1,Fred Gehrl<en.

Al.ll. Lane> W.T. Laue,J, Landon Th.,as, Boykin \\right.

AII'.C~ IJR.ANCH
Pre'li~ent-Mi!ls B. La11e, Vice-Presidents-Gee. n. Clarke, E.c. SGott, Cashier..A,.E. Bird;~r.,
Ass t to Vico President-Jas. F. Brown. Directors-Jas. F. Brown,Geo B. Clarke, E.T. Comer,Jno. D. comer, W.H. Felton,ll.B. Lane,
:~tax Jtickso!l, W.J. Little. O.A. Park.

l(ESO~ES

LIABILITIES

Time Loan--------------------- $29,519,301 46 Capital Stock------------------ $~.000,000 00

Demand Loan-------------------- 8,350,021 79 Surplns Fnnd-------------------- 2,500 OUO W

Loans on Real Estate____________ Banldng Hou-------------------

991 440,218 72 Undivided Profits--------------
692,017 Due Unpaid Dividends------------

598,507 45 162 00

other genl Estate Owned--------- 214,956 90 Due to Banks in This State------ 6,324,753 47

Furniture and Fixtnres---------- 65,935 95 Due to Banks in Other States----

Stocks and Bonds other Than

Call Money---------------------- ------------

U.S,or State of Georgia------- 727,200 85 Deposits Sub,ect to Check------- 14,840,492 28

United States and State of Oa.

Demand Certi icates of Deposits- 677,376 60

Bond------------------------- Rl,341 25 Cashier's Checks---------------- 326,460 16

Dne from Approved Reserve Agents 51 256,110 17 Certified Checks---------------- 136,843 94 Currency------------------------ 843,818 76 Savings Defosit----------------12,444,654 00

Due from other Banks------------ 555,739 10 Tl.ae Corti icates of Deposit---- 459,091 12

Checl<s for Clearing House------- 3, 652,776 03 Trust Funds on Deposit---------- 153,192 31

Cash Items (Irregular)---------- 1601 655 72 Certificates of Deposit Repro-

ACndsvtaonmceers'~onLCiaobtti

on-------------lity on Letters

------------ senting Borrowed Money-------I Bills Payable--------------"----

-----------1,486,666 82

of Credit and Acceptances----- 2,717,283 28, Redisconnh--------------------- 8,468,620 82

Advances on Other C._oditios--- ------------ Liability on Letters of Credih

Over Drafts (If anyl------------

44,063 73 and Acceptances--------------- 2,680,616 46

other gesource----------------- 100,411 86 Reserve For Interest and Taxes-- 145,368 72

Bond Department----------------- 387,769 81 geservo for Contingencies------- 50,000 00

Government Securities Borrowed-- 450,000 00 Other Liabilities-.--------------

684 33

Reserve for Depreciation-------- 154,552 89

Special Dept. Fed Reserve------- 811,580 00

TotaL----------------------- $54,259,623 37 Total------------------------$54,259,623 37

SECOIIJ ANNU\L REPIIU

283

Examiner's Report, CITIZENS TRUIT CO., SAVANNAH,GA.

At close of business Nov .10, 1912 ,

President-Hugo I, Frank, Vice-President-etas .P .Roeland Cashier D,IV, Andrews.

D

i

re

ctors-chas.F.Fu Henry J!cAlpia

l

tvn He

Ch nry

aNiramnannin, gJsn, oF,G,H.B, uOtplpeer~,J,FCehrarsi,Ps .

CRaonwnfanHduIgoI,.Y,Il.!F,Croanneky,,Cl.fJ..lH!.lu!nclt{oirn,stry.

Date oi Charter. 19116.

Began Business,.. 906.

RESO!RCES

LIABILITIES.

Tiae Loan&-----------------------* 887,170 56 Deaand Loan--------------------- 211,142 90

Capital Surplus

Sto<>Js--------------------~ Fund---------------------

2S0O0,,0o0ro0

00 00

Loans on Real Estate------------- ---------- Und.vided Profits---------------- 55,274 42

Banking Honse-------------------- ~~~-~ Due thpaid Dividends------------- - - - - -

Otbpr Real Estate Owned-----------

Due to Banks in This State------- - - - - -

Fnrniture and Fixtures----------- 7,592 43 Due to Banks in Other States----- - - - - -

gg Stocks and Bonds Other Than
11nYi~.i s~a~!~t:n:i1sra;~g!;-o;:---
Bonds--------------------------

10 875 00 ~:~!s~t=e~;b~;~t-t;-Ch;~k:::::::: 31~,~

' 244 41

g::i'!r ~=r~~e!k:~~~-~~-~:~~~~~~==

'362 58

Due froa Approved J.::eserve Agents- 119,428 91 Certified Checks-----------------

788 15

Currency------------------------- 17,436 85 Savings Deyosits----------------- 261,653 17

Due Fr011 Other Banks------------- - - - - - - - Tiae Certi icates of Deposit----- 29,625 00

Checks for Clearinf House--------

52 57 Trust Funds on D_eposit----------- ---------

Cash Items (Irregu arl-----------

702 41 Certificates of lfeposit Repre-

Advances on Cotton--------------- -------- senting Borrowed Money--------- - - - - -

Customer's Liability on Letters

Bills Payable-------------------- 135 000 00

Ad:~n~~:d!! ~~e~c~:~!di~i;;::::

Rediscounts---------------------:::::::::: Liability on Letters of Credits

260:474 25

Over Drafts (If anyl------------- ------ and Acceptances--------------- -------

Other Resource------------------ 5,251 03 Reserve For Interest and Taxes--- - - - - - - -

other Liabilities----------------

552 80

Total---------------- ----------$1,315,831 73 Total-------------------------~1,313831 73

EXCHANGE BANK & BRANCH, SAVANNAH, GA.

At close of business Nov. 9, 1921,

President-A.J. Oarfunkle. Vice-President-

Cashier-Jao. J. Powers,

Directors I,J,O'Le

-A.J. ary,

Garfunkle, U.S. Orant,

Jno J.J.

.

J. Ha

Powers rrigan,

,

lf.t' Fnd

.

!\ A.

night, Davis,

E. A

rHthsburrahLaumc1asG, aoSamll

.

Gadsde!', Bl\IJDentna

l

,

Date of Chatur

Began Bus ine ss

RESOIRCES

LIABILITIES

Tiae L Demand

oans----------------------$ Loans---------------------

2

1213847

1

21'5 739

21 03

Capital Stock--------------------S 250,0CO 00 Surplus Fund--------------------- 1ro,oco 00

8:: Loans on Real Estate------------- __! _____ Und1vided Profits---------------- 80,729 87
~~~:n~.~iuE:i;i;-o;;;;j:::::::::: -17-3-~~-=~ Y:rii!!k~ir~dr~t!-si;i;::::::: 35 5!~ ~

Furniture and Fixtures----------- 2,996 99 Due to Banks in Other States----- __!,_____

st~~~~o~~t~t:d:f ~~:~gl:~~--~--- 2 ,25o oo ~:~~s~;~~~i;j;~i-i;-cj;;;.k:::::::: soo-4;t-2-64

United States and State of Oa.

Demand Certificates of Deposits-- 49 , 3 19 12

Bond-------------------------- 4 900 00 Cashier's Checks----------------- 1,043 57

Due froa Approved Reserve Agents- 231:438 14 Certified Checks-----------------1,099,771 67

Currency------------------------- 132 708 02 Savings Defosits----------------- 206,962 80

Due fro. other Banks------------- 32;568 69 Time Corti icates of Deposit----- ---------

Checl<s for Clearing House-------- 1,353 54 Trust Funds on Deposit----------Cash Items (Irregular l----------- ~~~-~ Certificates of Deposit Rpre-

24 1815 76

Advances on Cotton---------------

senting Borro,.ed Aloner--------- -------

Customer's Liability on Letters

! Bills Payabl-------------------- 275,000 00

of Credit and Acceptances------ ----------'Rediscounts---------------------Advances on other Co~~modities____ ---------- Liability on Letters of Credits

49 0945 oo

Over Drafts (If anyl------------- 3,417 83 and Acceptances---------------- -------

other Resource------------------ 8,843 J3 Reserve For Interest and Taxes--- 6,617 36

Other Liabilities---------------- . 37,375 18

Total-------------------------~3,017,571

Total-------------------------$3,017, 71 91

SECOMJ ANNU\L REI'IIn'

EXlllliner ' Report GECRGIA STATE SAVINGS ASSN., SA1[ANNAH,GA.

At close of business Sept .26, 1921.

President-Henry Blua, VicrPresidents-Hal H.Bacon J .F.Bnckner. Cashier-E.B.Patrick.

Directors-Henry Blun, Hal H. Bacon, J.F. Buckner:Geo.lf. Friedmonz_B.H.Lerr. Julian Schley.

Date of Charter-July 29, 1909.

Began Businoss-A"'I. 4, 19"9.

RESOIRCES

I

LIABILITIES.

Tiae Loan----------------------- ---------- Capital Stock-------------------- $325,000 00

Demand Loan--------------------- $30,446 07 Loans on Real Estate-------------3,838.599 82

Surplus F Undvidad

uPnrdof-i-h--~--------------------------------

75 000 00 517'0127 40

Banking House-------------------- 15,000 00 Due UR~id Dividends------------- ~~--.

Other Real Estate Owned---------- 41,153 57 Due to Banks in Th'is State------- - - - - -

~~~~!u~~aB~n~!x~~:;-Th;;------
UnYi~.i s~a~!:t:n:if st.i~g!~-o;:---
Bonds--------------------------

I 12,212 95
10 000 00

Due to Banks in other States-----
~:!!s~t:e;;bj;~t-t;-Ch;~k::::::::

' 96,550

00

!CDeamsahniderC'serCtibfeiccaktse-s-

of Deposits----------------

------
:::::::::: -------
146 65

Due fr._ Approved Reserve Agents-1,046,280 17 Certified Checks-----------------1,565,973 85

Currency---------------------~---
Due FrOB Other Bank-------------

24,035 92 --------

[TSaivei

nCgsarDtiefi

ocastietss-

-o-f--D--e-p-o--s-it----------2



6__2_1!

650 oo
__ _ _ _ _

Checks for Ctearinf Hous--------

203 79 Trust Funds on Deposit----------- --------

Cash Iiams (Irregu arl----------- 1,147 87 Certificates of Jreposit Repre-

! Advances on Cotton--------------- - - - - - - senting Borro11"ed Money--------- - - - - -

Customer's Liability on Letters

Bills Payable-------------------- ------

any)------------- ------- of Credit and Acceptances------
Advances on Other Co.modities----

-----------------

1~~:!~ft~i;t!;-L;i!;;;-;i-c;;dlt;--

-------

Over Drafts (If other Resources------------------

-

. and Acceptances-------------------- Reserve For Interest and Taxes---

-3-5-,o-o-o -o-o

War. Sav.Cert. -~----------------

844 OO Reserve for Pensioas------------- 12 166 55

Reserve Deps .on BkB\dg.--------- 13:500 00

Reserve Deps .other R/Est. -------- 9 385 31

Suspense Account----------------- 1:624 40

Total-------------------------$5,176,474 16 Total------------------------ $5,176,474 16

LIBh1ITY BANK & TRUST CO.,SAVANNAH,GA.

At close of business Sept,26,1921.

Presklont-Henrv Blun. Vico-Presidont-H,H. Bac.m.

Cashier-C.A.IIcCarthy.

Directors-Henry Blunf H.H.Bacon,J.H.Haslam, R.AI.HullJ N.Lang Geo.li.OWens, A.P.Taluon Sr.

li.G.Barnwell,E.S. rondaleA W.S.Biun Sigo Mohr. .C. Nas1n, G.P.l!aggions.

'

Date of Charter_~~.__ 188Y,~___:_

Begaa Bus~ess Feb:__::l:.::O~l,-:8.:.90=~~~~~~-

RESOURCES

LIABILITIES

Time Loan---------------------..$1,668,233 02 Capital Stock--------------------$300 000 00

Demand Loans--------------------- 536,685.42 Surplus Fund--------------------- 350'000 00

Loans on Real Estatec------------ ------- Undtvided Profits---------------- 190'762 SO

Banldng House-------------------other Real Estate Owned----------

225!0_0~0~0-0~0

Due Unpaid Dividends-------------

'233 00

Due to Banks in This State------- 436 268 96

:m:698 Furniture and Fixtures-----------

Due to Banks in Other States----- 1'213 97

Stocks and Bonds Other Than U.S.or State of Oeorgia-------- 755,656 19

~:~~s~::~;bi;~i-i;-ci;;~k::::::::

10

UnBitoenddsS-t-a- _te_s__a_n_d_ -S- _t_a_te--o__f _O_ -a-. __ _ Due frOB Approved Reserve Agents-

92 550 393:330

00 73

Demand Certificates of Deposits--

I1CCaesrhtiifeire'ds

Checks----------------Checks-----------------

_10_2__,<_X_D _o_o
848 62

Currency-------- ___ -------------Due from other Banks-------------

59 566 41 18:845 93

I STiamvei nCg se rDt iefpi coastietss

----------------of Deposit-----

955,819 75 63 314 24

Checl<s for Clearing House-------- 1,355 83 !Trust Funds on Deposit----------- 99:512 47

- - - - - - Cash Items Urregularl----------- 2,839 63 Certificates of D<>poslt Repre-

Advances on Cotton---------------

senting Borro11"0d !Ioney--------- - - - - - -

Customer's Liability on Letters of Credit and Acceptances------

--------

I Bills Payable--------------------
:Rediscounts----------------------

550 000 00 ---- - - -

Advances on Other Co1110odities---- - - - - - - 1 Liability on Letters of Credits

Over Drafts (If anyl------------- 2,827 35 and Acceptances---------------- - - - - - -

other Resources------------------ 1,205 51 Reserve For Interest and Taxes--- - - - - - -

I Transit Accounts------------------ 53,702 18 Other Liabilities---------------- 48 151 46 Reserve for Depreciation--------- 12:268 15

TotaL---------------------- 43,84--8-09_1_2_2-1 Total-------------------------$ 848,091 22

SECOMJ ANNU\L REI'IIn'

285

Examiner's Report. OOIEI'HCRPE SAVINGS & TRUST CO. SAVANNAH, GA.

At close of business Sept .24, 1921.

President-JacobS. Collins. Vice-Presidents,Carl Mendel,Jas.A.Logan,J.E.Jaodon.-Cashier-J.E.Jaodon.

Directors-Jacobs. Colllas, Carl l\eadel, Jas.A.Loean, J.E.Jordan, Eu Schroeder,John F.

GPa.cu.lPsaenaf

GeoJt.Brinsoo,. John sen, Ralph F. nicks.

Ohsiel,

Robt.

M.H1cks '

John

E.

Foy,

Henry Al.Boley '

Date of Charter Dec.l8,1886.

Began Business Dec. 1886.

RESOIRCES

LIABILITIES.

Tie Loan&----------------------- $261,642 77 Capital Stock-------------------- $250.,000 00

De.aod Loaoa--------------------- 202,483 50 Sorplus Fund--------------------- 150,000 00

Loans on Real Estat------------- 723,564 92 Undivided Profits---------------Banking House-------------------- ---------- Due Unpaid Dividends-------------

72 105369

64 00

other Real Estate Owned---------- 46,411 39 Due to Banks in This Stat------- 239 944 11 Furniture and Fixtures----------- 2,500 00 Due to Eanks in Other States----- 2 1672 35
st~~~~ !~s~t!so~t~!r~------ oo 465,970 ~:!!.~;:~;b-~;~t-t;-ch;~k:::::::: ---~::::::

United States and State of Oa.

De-.nd Certi icates of Deposits-- 39,900 00

Bond-------------------------Due fr._ Approved I:eserve Agents-
~~rF~~-Oth;;-s;;k;:::::::::::::
Checks for Clearing Hous-------Cash Items (Irregular)___________ Advances on Cotton--------------Customer's Liability on Letters

1 973 58:822

595~

I:~~ ~~

1557 27 1,-tll 45

----

Cashier's Checks-----------------

Certified Checl<s-----------------

r--------- itt:;:!~.!re~~ ~foi!i!:e;p-o;s[i-tJ-;S~p;e;ictia:~l;:-:-:-

ruf Ce'eA

tff~\1:Sr,l!on..D-aBoC~8s~iAe:r~~~!:"---

Bills Payable--------------------

----------
~~ ~

7,400 00 101,367 51

100 roo 100:000

oooo

of Credit and Acceptances------ - - - - - - Rediscounts---------------------- - - - - - -

AoOtdvhveerarnDcRersaefsotonsuOr(Ictfheesar-n-C-y-o)-.--.--o--d----i-t-i--e---s-------------

-------- Liability on Letters of Credits ~~~ ReasnedrvAe cFcoerpItnantecreess-t--a-n-d--T--a-x--e-s------

--3--1-4-7--0-0

Suspense Account----------------- 1,343 64 other Liabilities---------------- -----lavestaeot !ccouat--------------- 30,987 50 Trust Certificates of Dep.------- 15 000 00

Revenue Staaps-------------------

179 25 Trust Loen Funds----------------- 23'000 00

Interest Notes------------------- 9,308 90 Accrued Int.Mtg.Loans------------ 9:308 90 Total-------------------------$1,8~2~7,.0,89~6~2~CasThotLaoln-g----------------------------------------------~$1~08-9--L.6932

OOLETHOWE SAVINGS & TRUST CO., SAVANNAH,GA.

At close of l>asloeu Oct. 22, 1921.

Presldent-J .S, Collins. Vice-President-

Cashler-S.lf. Floalng.

g!~:c!f"~;!;~;/ollins, J .E. Jaudon, S.lY. Fleai"fi:g~LBu~{:!::y c.c. &Uson,

RESOIRCES

LIABILITIES

Tiae Loan----------------------Deaand Loans--------------------Loans on Real Estate-------------

Banking House-------------------other ~eal Estate Owned--------Furniture and Fixtures----------Stocks and Bonds other Than

u.s,or State of Georgia-------United States and State of Oa.

DuBe ofnr.d.SA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g-e--n-ts-_-

Currency------------------------Dae fr.. other Banks------------Checks for Clearing Hous-------Cash Ita (Irregular}-----------

Advances eo Cotton--------------Cnst..er's Liability on Letters

of Credit Advances on Over Drafts

ao(nItdhf eAar ncccy.e.lp-.-to-ad-n-ic-tei-se---s-------------

other Resource------------------

Capital Stock-------------------- $ 25 000 00 Surplns Fund--------------------- ___!______

Undvided Profits----------------

70 19

Due Unpaid Dividends------------- - - - - -

Due to Banks in This State------- - - - - - -

Due to Banks in Other States----- ----------

~:~!~~~~e~;b-,.;~t-t;-Ch;~k:::::::: 259,945-96

Demand Certi icates of Deposits-- ----------

Cashier's Checks----------------- --------

Certified Checks-----------------

27 58

Savings Deposits----------------- ---------TU.e Certificates of Deposit----- ---------

CTreursttifFicuantdessonof DDeeppoossiitt-R--e-p-r-e------ ---------

senting Borrowed Money--------- ---------

Bills Payable-------------------- -------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- ---------

and Acceptances---------------- --------Reserve For Interest and Taxes--- ---------

Other Liabilities---------------- ---------

Cash Long------------------------

15 68

Total--------------------------$285,059 41

t Tetal--------------------------$285,059

286

Examiner's ~aport ,

THE SAVM'NMI BANI(,~ lli.UST CO, SAVANNAH, GllO~IA.

At Close of llusinoss ~ovemuer 16,1921.

~esiloni-Courtney Thorpe. Vicc-Presidonts-l.eopold Adler, l1,D, Papy. Casltier-ll.D. Papy. Dtrectors-~ourincy Thorpe. R.. W. Groycs, G. P. Wallrcr, H. D. Weed, Leopold Acller,.J .L.Cabelt;w.K.Pearc
:r. L. Clay, ),!,D. Papy, Gordon Sausoy, Albert 71ylly, G. A..llereer,A,J .Ritch, J.B.Glover,

Date of Chyrt~r -~.!arch tJ 1867

RESOtRCES

LlABILITIES.

Tie Loan&-----------------------$3,600,919 27 Capital Stock--------------------~ 700,0()0 00

De.and Loan--------------------- 1, 636,501 25 Surflus Fund--------------------- 700,000 00

Loans on Real Estate------------- ----------- Und vided Profits---------------- 228,125 79

Banking Bouse-------------------- 518,535 55 Due !Mpaid Dividends-------------

71 00

Other Real Estate lllmed----------

9, 175 00 Due to Banks in Tbia State------- 445,232 13

Furniture and Fixtnres----------- ------------ Due to Banks in other States----- 41,608 85

Stouc.ks.s

and Bonds Other Than or State of Oeorgia-------

Call ~oner----------------------- ---------427,8.33 00 Deposita Subject to Cbeek--------1,533,394 48

United States and State of Oa.

Deaand Certificates of Deposits-- 68,061 58

Bond-------------------------- 358,570 50 Cashier's Cheeks----------------- 8,129 54

Due froa Approved Reserve Agents.

currener-------------------------

Due Fr. . other Banks-------------

It Checks for Clearing Bon--------

Cash

(Irregular)-----------

Advances to ),!rs, D.l. Long--------

Custo.er's Liability on Letters

of Credit and Ae~eptanees------

any)------------- Interest Aeerued-----------------
Over Drafts (If

American Express Co--------------

201,351 39 Certified Cheeks----------------- 10,299 82
100,715 s2 Savings Defosits-----------------1,036,047 09
864,927 40 Tie Certi ieates of Deposit----- 36,938 49 2,053 67 Trust Funds on D~posit----------- 284,885 38 181 19 Certificates of D'eposit Repre558 75 senting Borr011'ed Money--------- -~-------Bills Payable--------------------1,515,000 00
747,836 82 Rediseounts----------------------1,598,008 13 270 42 Liability on Letters of Credits
1,534 39 and Aceeptanees---------------- 525, 790 34 4,371 23 Reserve For Interest and Taxes--- 2,000 00

Cash Short----------------------Transit AccounL-----------------

74 75 other Liabilities---------------- ---------81,535 31 Due to Clcarin.~ Hous------------ 137,006 51

Time Exch:m'!-------------------- 86,902 21 Certified Savincrs Checl<S---------

;undr:t Debtor;___________________ 140,476 17

o

254 23

SuTnotdarl--------------------------------------------------$-.~,91001,6P5.5236

34
46

Total------------------------)8,900,853 46

WAGE Ei\Ri\'ERii SAVIJIKiS BA"lK, SAVA\'NAH, GA.

At Close ol Bus inoss 1\lov, 7,1921.

Presille~t-L. E. ;vi 1 J i.1ms.

Vice-Prcsident-)ol C. Johnson.

Cashier- ~.A. _llarp~r.

l)irectors-Nathan Roberts, J.l(. Spaul~lin:_;, A. B. Singf ield, L.E.Williama,Sol C,Johnson,R.A.Harper,

Sa,mcl J. Brown, H.M. "Colhor, Thos. ~~. llollv, J,JI,Ferreebee,John F,Jonu,Jos,L.Ja~k'

Date of Charter-qct.29, 1915(J.n'. Jamerson, Daniel Sumners, J.C. Lindscy.)13egan Busincss-1900.

RESOtRCES

LIABILITIES

Tiae Loans----------------------- $230,413 73

Deaand Loan--------------------- ----------

Loans on Real Estate------------- 481,552 28

Banlcing House-------------------- 85,615 20

other Real Estate lllmed---------- 3,1,.)05 05

Farniture and Fixtures----------- 10,009 18 Stocks 1111d Bonds other Than

U,S,or State of Oeorgi-------- 160, 175 00

United States and State of Oa.

Bonds-------------------------- 31,138 80 Due froa Approved Reserve Agents- 45, J43 94

Currency------------------------- 12,548 35

Due fro. other Danks------------- --------Checlts for Clearing Hous-------- l, 106 57

Cash Ites (Irregular)-----------

687 36

Advanees en Cotton--------------- --------CnstOBer's Liability on Letters

of Credit and Acceptances------ ---------

Advances on other COBModiti---- ---------

Over Drafts (If any)------------- ---------

other Resource&------------------ ---------

Cash Short______ -----------------

282 38

Prof i't and Lo ------------------

215 38

Capital Stock-------------------- ~; 50,000 00

Surl'lus Fund--------------------- 25,000 00

Undtvided Profits---------------Due Unpaid Dividends------------- 1,.383 60

Due to Banks in This State-------

Due to Banks in Other States-----

Call Monr-----------------------

Deposits Subl"eet to Cbeek--------

De.and Corti icates of Depesits--
Cashier's Cheeks----------------Certified Checks----------------Savings Defosits----------------Tiae Certi icates of Deposit-----

396 08 1, 131 23 750,175 49 190, 100 00

Trust Funds bn Deposit-----------

Certificates of Deposit Repre-

senting Borrowed Money--------Bills Payable-------------------- 75,000 00

Redi seount s ------------ -------- __ Liability on Lotters Gf Credits

and Acceptances---------------Reserve For Interest. _______ ~----

i01 12

Otber Liabilities----------------

Total-------------------------...$1;09~ Total-----------------------..\1, 093,893 52

SECONl AN!IU\L RE~

Examiner's Report.

BANK OF SCCTIA"\u, SCOTLA:'ID, GA.

At Close of Business-July 23,1921.

President-E. II. IIerman.
Directors-E. H. Herman,

J. T.

Vice-Prcsident-J. T. Elder, R.. L. Kincher,

Elder.
E. F. McRae,

S.c.

Cashier-H. G.
!.lcCondlcss.

~lcAlister.

Date of Charter-

Began Business-

RESOIRCES

Tiae Loan&-----------------------$97,520 69

Deaand Loan--------------------- 4,925 00

Loans on Real Estate------------- ---------

Banking Bouse-------------------- 3,428 97

Other Real Estate Ollned---------- 4,874 85

Furniture and Fixtures----------- 2,096 76

StoUc.kss.

and Bonds Other Than or State of Oeorgia-------

United States and State of Ga.

BondS-------------------------- 5,500 00 Due fro. Approved J;:oserve Agents- 14,591 99

Currency------------------------- 2,171 62 Due Fr~ Other Banks------------- 198 93

Checks for Clearinf House--------

Cash Items (Irregu ar)-----------

Advances on Cotton---------------

Customer's Liability on Letters

of Credit and Acceptances------

any)------------- Advances on Other Co.moditie----

Over Drafta (If

291 04

other Resources------------------ 99 94

County Voucher------------------ 85 50

LIABILITIES.
Capital Stock--------------------$25,0PO 00 Surplus Fund--------------------- 5,900 00 Undivided Profits---------------- 8,329 71 Due Un~id Dividends------------- --------Due to Banks in This State------- --------Due to Banks in other States----- ------- __
~:~s~::~;bj;~t-t;-,h;~k:::::::: 42~49o-34
De-.nd Certificates of Deposits-- 1,360 50 Cashier's Checks----------------- 66 35 CSaevritnifgisedDCrhoecHks---------------------------------- _-_-_-_-_-_-_-_--_ Tiae Corti icates of Deposit----- 46,038 39 Trust Funds on Deposit----------- --------Certificates of lfeposit Repre-
sentiag Borroed Money--------- --------Bills Payable-------------------- 7,500 00 RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s--- ---------
and Acceptances---------------- --------Reserve For Interest and Taxes--- --------other Liabilities---------------- --~------

Total--------------------------$135,785 29 Total-------------------------$135,785 29

SCOTT BANIU~ CO, SCOTT, GA.

At Close of tlu'inoss July 9,1921.

President-L. 0. Benton. Vice-Presidents-C. W. Brown, S.ll. Lynch.

Cashicr-P" R. Teagle.

Directors-L. 0. Benton, C. W. Ilrown, Q. J. Burlre, R. T.V.Schivolls, L. W. Smith.

Date of Charter-Febuary 5, 1906.

Began Busincss-1906.

RESOIRCES

LIABILITIES

Tiae Loans-----------------------$ 66,081 71

D81land Loans--------------------- 1, 022 64

Loans on Real Estate------------Banking Boas--------------------

-i;2oo-oo

other Real Estate o.ned---------- ---------

Furniture and Fixtures----------- 1,000 00

Stocks a.nd Bonds other Than

U.S,or State of Georgia-------- 500 00

United Statu and State of Oa.

Du:"~!,;-;:j;p;;;;;i-R;;;;:;;-;:g;~!;: -3;078-88-

Currency------------------------- 591 30 DChueeclf<rsoafoor thCelreaBrianngkBs-o-u-s-e-----------'------ -------7-3--0Cash Itoas (Irregular)----------- 267 33 Advances en Cotton--------------- _________:_ Custoaer's Liability on totters

of Credit and Acceptances------ -----------

Advances on other c-oditiea---- -----------

over Drafts (If any)------------- -----------

other Resource------------------

16 44

Capital Stock--------------------:5 15,000 00

Surplus Fund--------------------- 3,000 00

Und1vidod Profits---------------- 3,796 11

Due Unpaid Dividends-------------

5 00

Due to Banks in This Stat------- ----------

Due to Banks in Other States----- ----------

~:~!s~~=~;i;-~;~:tt;-Ch;~k:::::::: --6;273-44

DeiiUlnd Certi icates of Deposits-- ----------

Cashier's Checks-----------------

71 82

Certified Checks---------------------------

~~!n~:r~if!:!::;-~f-D;p;;ii::::: -37~619-23

Trust Funds on Deposit----------- ---------Certificates of Deposit Repre-
senting Borrowed Money------------------Bills Payable-------------------- 8,000 00 Rediscounts---------------------- ---------Liability on Letters of Credit
and Acceptances---------------- ---------Reserve For Interest and Taxes--- ---------Other Liabilities---------------- ----------

Total--------------------------$73,765 60 Total--------------------------$73,765 60

288

SEC<W ANNUAL REPORT,

Examiner's Report.

BANK OF SEIVANEE BRANCII BANK OF BUF<RD-SElfANEE,~A.

At Close of Business Sept .30,1921.

presideot-L.P.Pattillo. Vice-President-Ed.Flof!1', Cashier F.F. Dowis.

Directors-L.P.Patti llo,Edw.Flour,carl Date of Charter

Perry~eJg,.aBn,PBauttsiilnloes,Es .W.Vance,J .A.SIIIi th ,D.lf.l'lilson,

-------------------~----------------

Rt."'SOL'RCES

LIABILITI~

Time Loans----------------------- $ 38 033 76 Capital Stock--------------------$ 15;ooo 00

Demand Loans--------------------

'180 00 Surflus Fund--------------------- --------

Loans on Real Estate-------------

881 50 Undivided Profits---------------- '3 037 48

~::1.:!'iu~:t.;:t;-o;;;;d::::::::::

~!.~~~

Due Unpaid Dividends------------Due to Banks in This State-------

- - -1- - - - - -----

Furniture and Fixtures----------- 1, 766 88 Due to Banks in other States------

Stocks and Bonds other Than U.S.
u:rt~~a~:at!.0!:dgJ~.;:t;-~r-o;:---

Call Money----------------------- --------225 00 Deposits Subject to Check-------- 33 965 33
Demand Certificates of Deposits-- - -1- - - -

DBueonfdrso-m--A--p-p-ro-v-e-d--R--e-se-r-v-e--A--g-e-n-t-s--

2 500 00 Cashier's Checl<s-----------------

345 55

37:688 18 Certified Checl<s----------------'- - - - - - -

Currency------------------------Due from other Ball<s------------Checks for Clearin~ House--------

:l 834 97
1,~

Savings Deposits----------------Tine Certi1icates of Deposit-----

-------_19_,_82__o _42_

Trust Funds on Deposit-----------

Cash Items (Irreguiar)-----------

12 00 Cart if icates of Deposit Represent

Advanco ?n Cotton--------c----'Customer s Liability on Letters

ing Borrowed Aloney------------- ------Bills Payable-------------------- 12,000 00

of Credit and Acceptances-------

Rediscounts---------------------- ---------

Advances on Qther COI!lr.l.odities----

Liability on Letters of Credit

Over Drafts (If aay)------------Other Resources-----------------'-

and Acceptanc '----------------- -----Reserve for Interest and Taxes--- ----------

other Liabilities.---------------

21 42

Total-------------------------- $ 84,190 20 Total-------------------------- $ 84,190 20

At close of business ~st 19, 1921.

President-R.L. Hardy. Vice..Presidpts..C.C'.McKnight, L.L.Htttchinson. Cashier-U.G,fiutehinson.

Dirac tors-R.L. Hardy,C.C'.~!cKnight,L.L.Hutchinsonl. J.W. Arnall, W,F.Bagger1l,L.P .Brandengurg,

R.W. Freemaa,Lee Hand, J.D.Hnnter,W.n.Johnson,J.ll.McCrarr;othe Morgan.

Date of Cbarter-!-Jarch2, 1874.

Began Business-

RI!SOtRCES

Tiae Loan&----------------------- $333,698 68

Deaand Loan--------------------- 44,086 73

Loana on Real Estate-------------

Banking Bouse----------------- 1,000 00 Other Real Estate Olmed----------

Fnrnitnre and Fixtures-----------

Stocks and Bonds Other Than

U.S. or State of Qeorgia------United States and State of Oa.

675 00

Bends-.----.----.--------------

Due fro. Approved F-eserve Agents. 25,982 83

Currener------------------------Dua Froa Other Banks-------------

--~~-~~

Cheeks for Clearing Bouse--------

449 11

Cash Items (Irregular)----------

117 68

Advance on Cotton--------------Customer's Liability on Letters

908 37

of Credit and Acceptances------

Advances on Other C~oditios Over Drafts (II any)-~----------

other Resource------------------

LIABILITIES.

Capital Stoek-------------------- $ 50,000 00

Surflus Fund--------------------- 50,000 00

Und1vidod Profits---------------- 26,505 47

Due Unpaid Dividends-------------

124 00

Due to Banks in This Stdte------- ---------Due to Banks in other States----- ---------
~:~!s~t=e~;b-~;~i-t;-ci;;~k:::::::: 102:737-ii

Deaand Corti icates of Deposits-- ----------

Cashier's Chocks-----------------

108 51

Certified Checks----------------- ---------Savings Drosit----------------- ---------Tiae Corti icates of Deposit----- 67,764 22

Trust Funds on Deposit----------- ---------Certificates of Ifeposit Repre-

senting Borrowed Money--------- ---------Bills Payable-------------------- 115,000 00 ~ediscounts---------------------- ---------Liability on Letters of Credits

and Acceptances---------------- ----------

~oserve For Interest and Taxea--- --------

other Liabilities----------------

12,86

Total-----------------~---~---- $412,252 17 Total-------------------------- $412.252 11,

SECO!Il ANNU\L RE~

289

ExaMiner's Report.
CITIZENS l1~K - SHADY DALJ>. GA,

At close of bdsineu July, 13, 1921,

~esident-D.N. Harvey.
Duectors-D.N1::..11l.laKrtde{t'

,

w.

11,.

Vice-PresidentPerry, C.D. Athon,

o.

L.A .Mercer, J.H. Youag,

Cashle r-W. IV, Perry. O. Banl<s, B.Al.DBT1dson, 1\',G., Kelly, J.N. Spears, O.E. Laacaster.

Date of Charter-February G, 193

Began Business-April 12, 19a

LIABli.ITIES

111----------- Time Laans---------------------- $ 40,162 14 Capital Stock Paid

$ 30,000 00

Demand Loans--------------------

95 00 Sur~lus Fund--------------------- ----------

Onrdrafts - (If any)------------ ------- Undlvided Profits,less aount

Unitod States Bonds------------ ------- paid for Interest Taxes, Md

Other Stoclu d Bonds-----------
aFautrtknlintHarHe oanudseF-i-~-i-u-r-e-s------------------------

405 00
---------
7,143 99

Current SUKenses---------------
g!:i~:~:nkaPi!dthi;-St;t;:::::::

282 13 ::::::_-:::

Other Real Esillte Due from Aor,roved

ROewserrtO~ed-A--g-en-ts-

--------16,589 61

Due to Banks in Other States----Individual Deposits subject to

----------

Due from Oter Banhs------------- ~--~--- Checks-------------------------- 21,351 74

Currency------------------------- 1,39o 11 Demand Certificates of Deposit--- --------

Advances on Cotton---------------

14 40 Time Certificates of Deposit----- 7,510 96

Chech for Clearing House-------

30 10 Savings ueposits----------------- ---------

Othel' Chtcks and Cash ltetns----- ------- Cashier' Cboci<S----------------

109 00

U.S.Bonds to Secare Circulations- --------- Certified Checks--------------- --------

CRuedtoe~m~~petriosnLFiaUbnildi-t ---o-n--!-..-e-t-te-r-s--o-f-

--------

Bills Payable including Certificates of Deposit representing

Ci'edit 111111 Acoeptaa...---------- ------- Borrowed Money----------------- 6,577 92

other Asset not included above-- ---------- Notes and Bills Re-discounted---- -------

Cash Short------------~----------

1 40 Reserve for Accrued Taxes-------- ----------

Reserve for Accrued Intorest on

Deposits.----------------------- ----------

CLiiarcbuilliatytioonn .L--e-t-t-e-r-s--o-f--C-r-e-d--it---- ----------

and Acceptances---------------- -------Other Llablli ties not included in

the above----------------------- ----------

totaL.----------------- $ 65,831 75 Total-------------------------- $65,831 75

Exaaiaer 'a Report ,

~eaidont-J .A .Kendricka, Directors-J,A,Kendricks, Date of Charter

At Close of Business August 26,1921 Vier President-J .A .l{endricks, Cashier-O.O,Stone, IV .B,){oore, J.W .Fallin.._ B.C ,Wright,
negan Basineu

RESOIRCES

LIABILITIES.

Tiae Loans----------------------- $ 95,579 17 Deaadd Loans--------------------- 8,689 00

Capital Sarflus

Stock-------------------Fund---------------------

$

15,000 23,000

0oo0

Loans on Real Estate-------------

Und vided Profits---------------- 11,890 31

Banking Bouse--------------------

Due Ua~id Dividends------------- ----------

Other Real Estate Owlled----------

Due to Banks in This State------- - - - - - -

Farnitare and Fixtures-----------

816 00 Due to Banks in Other States----- ----------

Stocks and Bonds other Thaa U,S, or State of Oeorgla-------

~:!!.~;:e!;bi;~t-i;-ci;;;k:::::::: 31;432-43

UaBitoenddss-t-a--tu a-n-d- -S- -t-a-t e__o_f__O__e_. __ _

Deaaad ~ertilicates of Deposits.. --------Cashier a Check----------------- ---------

Due froa Approved Reserve Agents.

Certified Checks----------------- ----------

Currencr------------------------Due Froa Other Banks-------------

Savings Defosits----------------- -------Tiae Corti icates of Deposit----- 33,375 25

Checks for Clearinf Bouse-------Cash Itoas (lrregn ar)-----------

122 11 91 25

CT reurstti fFi cuandt es s onof DJf.a, apsoistit- -R- -e-p-r-e--" - -

-------

ACduvsatnocaeesr'OsALCiaobttilointy-

------on Le

----tters

--

senting Borrowed Boney--------- ---------Bills Payable-------------------- 4,378 89

of Credit and Acceptances------
any)------------- Advances on Other c-edities
OVer Drafts (If

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- --------182 10 and Acceptances---------------- ----------

other Resources------------------

Reserve For Interest and Taxes--- ----------

County Warrants------------------

other Liabilities---------------- --------

Total-------------------------- $125,076 98 Total--------------------------$ 125,076 98

SBARPSBIJR(I BANiilliO CO. - SIIARPSBIJR(I, OA,

At Close of Business August 27,1921,

a: President-J .R.Cole,

Vice-Pruident-J ,C .Barris,

Cashiel'-L.S,ll.cLe,ut,

Directors-J.R.Cole, J.C.Barrial Date of Charter Septeaber 29, 191

W.L.McLean,

BLeg.Ea.nWoBoads11nessJ

.R.Ingraa October

1911,

RESOIRCES

LIABILITII!S

Tiaa Loans----------------------- $ 27,557 01 Capital Stock--------------------

D. .and Loans--------------------- 4,544 48 Surplus Fand-------~------------

Loans on Real Estate-------------

Undnided Prof ih----------------

Banking Bouse-------------------other Real Estate Owued---------Farnitare and Fixtures----------Stocks and Bonds other Than
U.S,or State of Oeorgia-------Uaihd States and State of Oe.

---1-,5--9-8--3-6 1,222 22

Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States----Call MoneY----------------------Deposits Subl'ect to Check-------Deaand Certi icates of Deposits--

ChueBrorfenr0nd1cs1y---A---p--p-ro_v__e_-._t-_-R_-_e-_s-_e-_r-v_-_e-_-A_-_-g_-e--n--t--s-.. Due froa other Banks-------------

Cashier's Checks----------------2,120 21 Certified Checks-----------------
40 82 STaiaveinCgserDtieficoastiets--o-f--D-e--p-o-s-i-t----------

Checks for Clearing House--------

Trust Funds on Deposit-----------

Cash Iteas (Irregular)-----------

Certificates of Deposit Rpre

Advances on Cotton--------------Castoaer 's Llabi llty on Letters
ef Credit and Acceptances-----Advances on other Comaoditie----

967 40 senting Borrowed Money--------Bills Payable-------------------~ed i scoant 1 ----------------- __ - __ Liability on Letters of Credits

OoVtheer rDRraefstosar(cIuf _a__n_y_)_._-_-_-_-_-_-_-_-_-_-_--_

396 53 end Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

s,ooo 00

Tatal-------------------------- $38,447 03 Total------------------.-------- $38,447 03

291

Exaaiaer' s Jleport , SHELLIIAN BANKINO CO, - SHELL\IAN, OA,

At Close of Business Sephaber 5, 1921.

President-\V,J,Ollver,

Vice-President J.X.Woohn,

Cashier.r.~.Arthnr,

Directors- l'I,J,Ollver, J.M..Wooten, TR .Arthur, H.~.lfatson, J,L,Thoapsont

Date of Charter Deceaoer 4, 1890.

O.an Business Septe11ber llS90.

RESOIR.CES

LIABILITIES.

Tiae Loan----------------------- $105,543 83

Deaand Loans---------------------

.485 00

Capital Surplus

Stock-------------------Fund---------------------

$ 25,000
24,500

00 ()'.)

Loans oa ~eal Estate-------------

Undivided Profits----------------

Baakins Bous-------------------- 6,117 09 Dna Un~id Dividends-------------

other Real Estate Owned----------

Due to Baaks ia This State-------

Fnraitnre and Fixtures----------- 3,796 00 Due to Baaks ia other Statu-----

Stocks and Bonds Other Than

Call )loner-----------------------

U.S. or State of Oeorgia------United states and State of Oa.

450 00 Deposits Subfect to Check-------- 37,357 54 De-.nd ~erti icates of Deposits--

BondS-------------------------- 5 000 00 Cashier s Checks----------------- 1,688 91

Dne lroa Approved Ruerve Ageats. 2:426 78 Certified Checks----------------..

Currencr------------------------- 3,450 28 Savi81a roslts-----------------

Dae Froa other Banks-------------

Tlae Certi icates of Deposit----- 13,556 39

Checks for Clearing House--------

418 18 Trust Funds oa D~osit----------

Cash Iteas (Irregular)

452 82 Cert i f icates of Ireposit Repre-

Advaaces oa Cotto--------------- 18,109 59 saati-c Borrowed Moaey---------

Castoaer's Liability oa Letters

Bills Pa~bl-------------------- 45,000 00

aayl------------- of Credit
Advances OD

aontdheAr ccc.e.p.otadaictise-s---------

OYer Drafts {If

RLieadbiislcitoyaaota-L-e-t-.-t-e-rs--o--f--C-r-e-d--it-s--395 68 and Acceptances----------------

other Resources------------------

Reserve For laterad aad Tax---

Profit and Loss------------------

457 59 other Liabilities----------------

Total-.------------------------- $ 147,102 84 Total-------------------------- $ 147,102 84

BANK OF SHILOH - SHILOH, OA,

At Close of Business August 20, 1921.

President-E.B.Traa.etl,

Vice-Prasident-W.~.Parker,

Cashier-E.B.Trammoll,

Directors-E .B.Traaaell,.

I'I.R.Parker, J,W,Lane, J,C,OriUlt, R.S.Sparks,

W.A .II.arut,

Date of Charter-Sapteaber 7, 1911

BegiUI Buainess Jaaaary 1912.

RESOIR.CES

LIABILITIES

Tiae Loaas----------------------- $ 59,102 32 Capital Stock------------------- $ 25,000 00

Deaand Loans--------------------- -------- Sarplns Fand--------------------

Loans on Real Estate------------- ------- Undvided Profits---------------- 4,732 65

Banking Hous-------------------- 1,800 00 Due Uapaid Dividends-------------

other Real Estate Owned---------- 1,488 61 Due to Banks in This State

Furniture and Fixtures----------- 2,000 00 Due to Banks ia other States

Stocks and Bonds other Than

Call Money.

U.S,or State of Oeorgia.. United Statu and State of Oa.
DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-. Currency... Due lroa other Banks------------Checks lor Clearing House Cash Iteas (Irregnlar)-----------

---------- Deposits Subiect to Check-------Deiaad ~ertifi~ates of Dposits--

970 00 Cashier s Checks----------------

---------- Certified Checks----------------133 59 Savings Deposits-----------------
4,357 42 Tiae Certificates of Deposit ..

-----8-17---9-3

Trust Funds oa Deposit----------Certificates of Deposit Repre-

12,881 48
----1-7-1--3-9
----~-
9;085 29

Advances an Cotton

senting Borro~d Money---------

Castoaer's Liability on Letters of Credit and Acceptances....
Advances on other C-..odities

Bills Payable--------------------

------------------

~ediscounts----------------------
I Liability on Letters of Credits

20,367 53

OYer Drafts (If anyl------------ other Resources.

747 10 and Acceptances---------------1,270 73 ~eserve For Interest and Taxes---

Other Liabilities----------------

449 36

Total--------------------------~ 72,687 70 Total-------------------------- $ 72,687 .70

292

SECOMl ANNU\L REPIRI'

ExaaiMr 'a Jtepori , BANK OF SILOAM - SILOOl, QA,

At Close of Business July 19, 1921.

D~aerseicdteonrts--JSn.oB,,F~Fe.eH.oalnd,en,

Vice-Presiden~-Jas
J.A.R.eynolds{ W,U.Lewis,

.B.Dol C.B.O

,rin Neaf,

Cashier-W ,Al,R.eynolds, Jno.F.Uolden,

Jas. B.Doler n, W.M.R.eynolds.

Date of Charter

Began Badness

JtESO~ES

LIABILITIES.

Tie Loan&----------------------- $ 50,745 80

De.and Loan--------------------- 2,500 00

Loaaa on R.eal Estate------------- ----------

Banking Bous-------------------- 2,50000

Other Real Estate Owned---------- ----------

Furniture and Fixtures----------Stocks and Bonds Other Than

11500 00

u.s. or State of Georgia------- ----------

United States and State of Oa.

DnBa oIrnad. A-p--p-ro--v-e-d--F---e-s-e-rv--e--A-g--e-n-t-s-. --------------------

Currency------------------------- 3,557 71

Due Fr.. other Bank------------Cheeks for Clearinf Douse--------

8,53547 5140

Cash !teas (Irrego arl-----------

18 31

Advances on Cotton--------------- ---------CustQMer's Liability on Letters

Ad:!n~~:d!! ~:e~c~:dr::;;:::: ::::::::::

Onr Drafts (If any)-------------

203 76

other R.esources------------------

258 71

Capital Stock-------------------- $ 15,000 00

Surplus Fund--------------------- 10,000 00

Undivided Profits---------------- 10,216 71

Due Unpaid Dividends-------------

14 40

Due to Banks in This State------- ----------

D~:u~e!sto~t=Bea~n;kbsj;in~t-Ott;h-eCrh;S;tka:t:e:s:-:-:-:-:- ---2-4-~-73-7---7-0-

Demand Certilieates of Deposits-Cashier's Cheeks----------------Certified Checks----------------Savings Defosits----------------Tie Certi ieates of Deposit----Trust Funds on D~posit----------Certificates of Ireposit ~epre-
senting Borrowed Money--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits
and Acceptances---------------R.eserve For Interest and Taxes--other Liabilities----------------

-------------------------------------
9,867 28 ----------
---------------------------
-------------------
39 84

Total-------------------------- ~ 69,875 93 Total-------------------------- $ 69,875 93

TilE BANK OF SMITHVILLE - SMITUVILLE,OA.

At Close of Business August 2, 1921.

Preaident-w.L.Chlldera,

Directora~w.L.Childera~

R.S.Pryor,

Date of Ciiarter .!larch ;.~5, 1903.

Cashier A,P,Lane, W.J.McDaniel, W,Bowen,
Bgan Business

RESO~ES

LIABILITIES

Ti Loan----------------------- $ 65,545 82 Capital Stock-------------------- $ 25,000 00

Deaand Loans---------------------

475 00 Surplus Fund--------------------- 5,000 00

Loans on Real Estate------------- 17,711 00 Undivided Profits---------------- 6,201 22

Banking Hous-------------------- 2,000 00 Due Unpaid Dividends------------- ----------

other Real Estate OWned---------- 3,640 35 Due to Banks in This State------- ----------

Furniture and Fixtures----------- 2,477 55 Due to Banks in Other States----- ----------

Stocks IUid Bonds other Than U.S,or State of Georgia--------

4,500 00' ~!~!s~t=e~;bl.;;tt;-Ch;~k:::::::: -;8~360-33

United States and State of Oa.

De.and Certi ieates of Deposits-- 2,475 00

DaBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

---4-,7-0-8--8-2-

Cashier's Cheeks----------------Cartif led Cheeks-----------------

340 32, -------

Curreney------------------------ 3,114 08 SaYings Deposits----------------- - - - -

Dae froa other Bank------------Cheeka for Clearing Douse--------

23,5~ g~

Tiae Certificates of Deposit----Trust Funds on Deposit-----------

15,714 70 43,865 70

Cash Ita.. (lrregolarl-----------

652 00 Certificates of Deposit Repre-

Advaneeo en Cotton--------------- ---------- senting Borrowed Money--------- ----------

Custoaer'a Liability on Letters

Bills Payable-------------------- 5,070 00

of Credit and Acceptances-----AdTanees on other C...odities----

-----~---
----------

RL ieadbiislci toyu nont s -L-e- t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

----------

Onr Drafts (If anyl-------------

50 09 and Acceptances---------------- - - - - - -

other R.eaoarees-------~---------- 3,63~ ~ R.eserve For Interest and Taxes--- ---------

Cash Short-----------------------

other Liabilities---------------- ----------

Total--------------------------$ 132,027 27 Total--------------------------$ 132,027 27

SECOMl .\NNl1U. REPIIU

293

Exaalr' a Rapert.

BA."'K OF S~A. SA!YgNA. GEO~ IA.

At Close of Business July 5,1921.

President-J. Gid Morris.

Vice-President-Jas, N, Orawner, Cashier-J.D, Corn,

Iliroctors-J.Gid Morris, Jas. N, Brawner, J, D, Corn, L. J. Carmichael.

Date of Charter-January lO,l9il.

Oegan Business-March 20, 1911,

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------De.and Loans--------------------Loaaa on Real Estate------------Banking Bous--------------------

$-136,335 19 8,021 28
--2--,4-0-9---31-

Capital Stock--------------------$ Surplus Fund--------------------DUunediUvindpeadid PDr oi vfiidt se-n-d-s- -------------------------

16,300 4,000 3,090
336

00 00 25
00

Other Real Estate Owned----------

750 00 Due to Banks in This Stat------- ---------

Farnitare and Fixtures----------Stocks and Bands other ThaD

2,733 43 Due to Banks in other States----- --------Call XonY----------------------- 7,500 00

u.s. or State of Qeorgia------United states and state of Oa.

3,000 00 Deposits Subject to Check-------- 60,025 88 Deiiland ~ertilicates of Deposits-- 25,000 00

Bonds-------------------------Due fr~ Approved Reserve Agents.

4,630 00 Cashier s Checks----------------- 132 02 5,671 05 Certified Checfs----------------- ---------

Currencr------------------------Dua Fr.. Other Banks-------------

3,982 33 Savings Defosits----------------- 37,768 53 3,500 00 Tiae Certi icates of Deposit----- 20,726 16

Checks for Clearinf Hous-------Cash Itaas (Irregu arl-----------

64 401

00
25

TCreursttifFicuandtessonofDu0p-eopsositit--R-.-e-p-r-e-----

---------

ACduvsatnocaeesr'osnLCiaobttilointy--o-n---L-e-t-t-e-r-s--of Credit and Acceptances------
Advances on Other co..odities----

---------- seating Borrowed Money--------- --------Bills Payable-------------------- ----------
---------- Rediscounts---------------------- ------------------ Liability on Letters of Credit

OYer Drafts (If aayl-------------

33 and Acceptances---------------- ---------

Other Resources------------------ ---------- Reserve For Interest and Taxes--- ---------

Cash Short-----------------------
~:\~ai"Fr::~~s~~~~;-F~~d::::::::

26 82 other Liabilities---------------- --------3,230 85
120 00

Total-------------------------- $174,878 84 Total--------------------------$174,878 84

WALTON COUNTY .n#m, SOCIAL CIRCLE, GA.

At Close of Business October 1,1921,

President-J. L. Newton, Vice-Presidents-!, N. B. Spence, W,ll, Stanton.

Cashier-H. L. Rowe.

Directors-J,L, Newton, I.N.B.S~encv, W.H.Staatoa,J,I,Barst,J,P.Freeaaa,P,A,Staatoa(O,N.Staatoa,

E.G. Herndon, E,M, Stgniau, ,Jolut A,Adaas,'lf.F .hyo,B.A.Wiley,A.J ,Watsoa,E Alaoad,

Date of Charter-

llegan tluHnoss-

RESOIRCES

LIABILITIES

Tiae Loans---------------------- $430,291 68 Deaand Loan--------------------- 2,059 66 Loans on Real Estate------------- 180,918 46 Banl<ing House-------------------- 9, 773 55 other Real Estate Owned---------- 3,000 00

FStuorcnkistuar.endanBdonFdsixottuhreers-T-h-a-n------- ---------U.S,or State of Oeorgia-------- 5,400 00
United States and State of Oa.
Du!"i~!;-ipp;;;;d-R;;;;;;-Ag;;i;: -5i;276-23

Currencr----Due froa otber

-B--a--n-k---------------------------

Checl<s for Clearing Hou--------

---8-,8-4--3--8-3 296 48

Cash Items (Irregularl-----------

870 99

Advances ea Cotton--------------- 37,226 03

Customer's Liability on Letters

of Credit and Acceptances------ ----------

Advances on Over Drafts

o(Ithf ear ncy-)o--d-i--t-h-s----------

--------------------

other Resources------------------ 4, 953 34

Capital Stock-------------------- $125,000 00

Surplus Fuad--------------------- 55,000 00

Undtvided Profits---------------- 23,593 20

Due Uapaid Divideads------------- -------- Dna to Banks in This State------- ---------

Dae to Banks in Other States----- ---------
t:~!s~t:e~;b-1';~i-i;-ch;~k:::::::: 189;802-oo

Demaad Certi icates of Deposits-- 17,128 56

Cashier's Checks----------------- 11,325 04

Cartif led Checks----------------- -- -------

TSaiaYeinCgserDtieficoastietss--o-f--D-e--p-o-s-i-t---------- -1-0-9-,6-1-7---1-8

TCreursttifFicaaadtessonofDDeeppoossiitt-R--e-p-r-e------ ----------

senting Borrowed Money--------- ---------Bills Payable-------------------- 93,000 00

Rediscounts---------------------- 98, 415 35 Liability on Letters of Credits

and Acceptances-~-------------- ----------

Reserve For Interest and Taxes--- ---------Other Liabilities---------------- 11,916 02

Ca.~h Long------------------------

82 90

Total-------------------------- $7JI, 910 25 Total-------------------------- $731, 910 25

Exaaiaer'a Jtepert.

BANK OF SOfEW.ON, SOPERTON, GEORGIA.

At Close of Basi. Oct. 18,1921.

President-).!. L. Gillis. Vice-Presidents-N. L, Gillis, J. B. O'Conner, J. E. StaH,M. B.Gillis. Directors-J.H. Hall Jr., J.H. Gillis,
(Cashier-J.E. llall.) Date of Charter-

II)!SOIRCES

LIABILITIES.

------------------t

Tic toans-----------------------$290,107 89 Capital Stock--------------------$ 25,000 00

~::!d.;~:!iE;i;i;:::::::::::::

5' 410 90 ~f!~d.:~;iiii::::::::::::::::

25,000 ()() 4,216 66

Banking Boas-------------------- -i7.;nco-oo Duo Un~id Dividends-------------

24 ()()

Other Real Estate Olmed---------- 10,064 88 Due to Banks ia This State-------

Furniture and Fixtures----------- 4,000 00 Due to Banks ia other States-----

Stouc.ks.s

and Bonds other Thaa or State of Oeorgia-------

1,950 on

Call Money----------------------Deposits Sahiect to Check--------

55,067 66

Ualted States and State of Oa.

B Due

ofnrd~sA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.

Currency-------------------------

Doiiuuld Certllicatos of Deposits--

-9;33o-34

Cashier's Checks----------------Certified Checks-----------------

6,529 58 Sovings Drosits-----------------

---639-22 s;983-7i

Dao Froa Other Banks------------- 8,987 81 Tlae Corti icates of Deposit----- 150,398 07

Checks for Cioariag Boas-------- 1,757 16 Trust Funds oa D0posit-----------

Cash Items (Irregular)----------- 1,272 87 Certificates of treposit Repro-

Advances on Cotto--------------- 4,628 44 sentiag Borrowed Moaey---------

Castomer's Liability oa Letters

Bills P.ayablo--------------------

Ad!!n~~:d!! ~:.~c~:t!:4~ti;;:::: --------- fi:~fii;;t:;-t;ii;;;-;ic;;diti--

OYr Drafts (If anyl------------- 2;215-57 aad Acceptances----------------

Otbor Rosour~e-----------------Checks Paid since closing--------

1;493-47

Reserve For Interest and Taxes--other Liabilities---------------Deposits since closing----------Cash Long------------------------

5 50
--4;.265-98
22 28

Total----------~--------------- $361,748 91 Total--------------------------$361,748 91

FEOPLES BANK, SOlliR:rON, GA.

At Close of Business August :30,1921.

1'!-esident-W, T. McCrimmon. Vice-Presidents-lf, T, McCrimmon, B.A. Rowe, R. E. Ward. Cashier-R. E. Wa Directors-F. C. Wade, W. L, Calhoun, Banl<ers Trust Co, MiSs Mary Smith.

Date of Charter-

Began Business-

IIJ!SOIRCES

LIABILITIES

Time Loans----------------------~ 118,154 74

Deaand Loans--------------------- 1,555 13

Loans on Real Estate-------------

Banking Bouse-------------------other ~eal Estate Olmed---------- 1,800 00

Fnrnitare and Fixtures----------Stocks .ad Bonds other Than

U.S,or State of Ooorgia-------- 1,.700 00

United States and State of Oa.

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A--g-e-n-t-s-.

3,225 ()() 1, 400 00

Currency------------------------Duo from other Banks-------------

9,584 89 4,356 70

Checks for Clearimg Bouse--------

Cash Items (Irregularl-----------

575 57

Advances on Cotton--------------- 1,027 44

Customer's Liability on Letters

of Credit and Acceptances------

AdTances on Other C...oditios

Over Drafts (If anyl-------------

Othor Resources------------------

Depositors Guarantee Fund---------

Capital Stock--------------------$ 15,000 00
~r!~d.~UD~;;1i;:::::::::::::::: ~:~~ ~

Due Unpaid Dividends-------------

16 00

Due to Banks in This Stat------ --------Due to Banks in Other States----- ---------
~:~!Ji:e~;bl:;;ii;-Ch;~k::::::= 5o;539-43

Doiiuuld Corti icates of Dopoaih-- 4, 8.16 10

CaShier's Chocks---------------- 136 53 Cortif led Checks----------------'- --------SoYinga Deposits---------------- 5,22.4 44 Tl.ao Certificates of Deposit----- 59, 110 52 TCreursttifFicuandtessonofDDeippoosslitt-R-e-p--r-o----- ~------- --

sontiag Borrowed Monoy------~---------- Billa Payable------------------- 5,000 00 RLieadbiislcitoyunontsL--e-t-t-e-r-s--o-f--C-r-e-d--it-$--------------

and Acceptances--------------------------

Reserve For Interest and Taxes.-- ----------

other Liabilities--------------------------

Cash Long------------------------

34 49

Deposits sinco yesterday--------- 883 75

Total--------------------------$ 148,213 61 Total--------------------------~48,213 61

SBCONl ANNU\L REI'Im

295

E:uai1111r 's Report. THE BANK <F SPARKS, SPARKS 1 GA, At close of busiaess July 20, 1921.

President-or. S.G.Etheriffi. Vic .. Presideut-J.S. Sil"lllans.

Cashier-B.F, Gary.

Directors-Dr. S,G, Etberi Date of Charter Jan. 3, 19

e, 0,

J ,S,

Sil"lllaus,

B.F.

GBareyg1a

N.D. llllus

l

Sinc lless

lair, Jan,

Porrl s-erlia, 12, 910,

RESOIRCES

LIABILITIES.

Tiae Loan----------------------- :i> 129,330 49 Deaand Loan--------------------- 2 886 31 Loans on Real Estate------------- 20:769 52

Capital Stock--------------------
~f!i':.:~;iit:;::::::::::::::::

$

~251~000~00

Banking Bouse-------------------Other Real Estate Owned----------
~:::~!~~aa!n~!x~:~:;-Th;;------
U,S, or State of Oeorgi------United States and State of Oa.

3 5

11320400

00 00

3 1 825 25

360 00

Due Unpaid Dividends------------Due to Banks in This Stat------" Due to Banks in other States----Call MoneY----------------------Deposits Subject to Check-------Deiiaand Corti !cates of Deposits--

Bond-------------------------Duo froa Approved Reserve AgentsCurrency--- _______ ------- ____ ---Duo Fro. Other Banks------------Chocks for Clearing Bouse--------

-----18,274 06
~~~ 1347 39

Cashier's Checks----------------Cartif ied Checks----------------Savings Drosits----------------Ti Corti icates of Deposit----Trust Funds on D_eposit-----------

Cash Iteas (lrregular)----------Advances on Cotton--------------Customer's Liability on Letters
Ad:!n~::d!! ijt:.~c~:C!:im;;::::

===== --4,-06-8-5-1

Certificatas of tfeposit ~epreentlag Borrowed Money---------
Bills Payablo-------------------Redicounts---------------------Liability on Letters of Credits

Over Drafts (If anyl------------- ------- and Acceptances----------------

Other Resource------------------

2 1 116 71

Reserve For Interest and Taxes--other Liabilities----------------

Total--------------------------$ 196,268 34 Total-------------------------- $ 1961268 34

SPARTA SAVINGS BANK, ~PARTA,GA.

At close of business Nov. 8 1 1921,

Pre Dir

saicdtoonrst--LL,.CC.M..!i!lillelre.r. .RV.Eic.IeI-bPerlolseird, ecn.tss-.RD.Eu.glgibaae,llMera,ryCin.SG.D. uPgoguannd. ,

Cashier-AI,G.Pouud, C.S.Junigaa, R,A,Orave

C.Al. Laysoa, Jno.u. Moore, Geo,':i,Vard.,....n,T.F.Fling.

Date of Charter Dec, 16 1907,

Bagan Business Fob, 15..L_!_908=.:c.__ _ _ __

RESOIRCES

LIABILITIES

~!::Jo~:!;;;::::::::::::::::::::: ~ ~~. 7~~-~
Loans on ~eal Estate------------- --------

Capital Stock--------------------$ 2~,~ ~
~=~f!i'da:un~;(ii;:::::::::::::::: '592 16

Banldng Bouse-------------------- -------- Duo Unpaid Dividends-------------

48 00

other Real Estate OKned---------- -------- Due to Banks in This State------- - - - - -

~:!:~u::daa!U:!x~:~:;-Tb;~------
U,S,or State of Oeorgia--------

2,987 38 405 00

Due to Banks ln Other States-----
~!~!s~:=~;bl7;~t-t;-Ch;~k::::::::

----
!S1,~so

UnBitoenddsS-t-a-t-e__s -a-n-d- _S__ta__te__o__f _O__a_. __ _

Deund Corti !cates of Deposits-- - - - - - -

4600 Cashier' Checks-----------------

248 22

Due fr011 Approved ~eUM'e Agents-

537 50 Certif led Checks----------------- - -

It Cur
Due

rency-----froa otber

-B--a__n-k-s-------------------------

CChaoschl<s tor C(IlreraerginuglaHr)o_u__s_e_-_-_--_-_-_-_-

Advances en Cotton--------------Custoer's Liability on Letters
of Credit and Acceptance------

-~~~~
82133
--1-,-34-4--0-9
------

Savings Defosits----------------Tiae Corti !cates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Money--------~BeidlilsscoPuanytsa-b-l-e---------------------------------------

11,351 49 20,076 78
2 1017 54 ---------
54 000 ro 6:936 68

Advances on other COUioditiOS---- 3, 718 94 Liability on Letters of Credit

Over Drafts (If any)------------- _:~~~ and Acceptances---------------- - - - -

other Resources------------------

Reserve For Interest and Taxu--- -----

County Warrants------------------

840 40 Other Liabilities---------------- ----------

~~~;t~f~=~1~ 0~~:::::::::::~:::

685 51 1,634 96

Total-------------------------- ~ 185,524 84 Total-------------------------- $185,524 84

SECONJ ANNU\L REP!JU

Exaalaer'a Report, BAliK Of STAPLETON, STAPLETON,GA,

At close of business July23, 1'1;!1,

President-David Deatoa. Vic.-Preaident..Jamea Stapletoa. Cashier-J ,C. Kilgore,

DlrectorsDavid Date of Chartor

DAuegn.tonlo0

J ,

aaes S 1918,

t

a

pl

et

oa

,

J.C,Kilgora, Joshua 1. Began Business

Dentoa, Ol:t, 1,

A.S, Stapletoa. 19!8,

RESOtRCES

LIABILITIES.

Tlae Loans-----------------------$ Deund Loan---------------------

~72~ 193~4 ~ 52

Capital Stock--------------------$ surflu Fund---------------------

Loans on Real Estate-------------

Und vided ~ofih---------------

BOathnekrinRg eHaloEusta-t-e--O--l-l-n-e-d--------------------

~",520000 0000

Dae Unpaid Dividends------------Due to Banks in This State-------

Furniture and Fi~tures-----------

Stouc.ks.s

and Bonds Other Than or State of Oeorgia-------

31540 00

Due to Banks in Other States----Call Money-----------------------

Deposits Subject to Check--------

United States and State of Oa,

Deaand ~ertilicates of Deposits--

Bonds-------------------------Due fr~ Approved Reserve AgentsCurrency------------------------Due Fra other Bank------------Checks for Ctearinf House--------

1 650 00 Cashier a Checks-----------------

10:261 22 Certified Checks-----------------

z;; 1,127 38 Savings Defosits-----------------

2,~~

Tiae Certi icates of Deposit----Trust Fuads oa Deposit-----------

Cash Iteas (Irregu arl-----------

572 10 Certificates of lfeposit Repre-

Advances on Cotton--------------Customer's Liability on Letters
Ad:!n~::d!! ~~e~c~:~::m;;::::

sentiag Borrowed Money--------Billa Pa~ble------------------- RL ieadbiillciot yu nont s -t-. -t t-e- -r-s- -o- -f - -C-r-e-d- -i t-s- - -

OYer Drafts (If anyl------------other Resources------------------

404 68

and Acceptances---------------Reserve For Interest and Taxes---

other Liabilities----------------

5090 340 59

~tal-------------------------- $112 1074 13 Total-------------------------- $112,074 13

BAliK OF STATESOORO, STATESOO<O, GA.

At close of business Oct. 24, 1~ 1.

Presldeat-s .C. Groover, Vic o-Prealdent-

CalhierJ .0..1 olanstoa,

Directors-S.C .Groover, E,L,Saitll, J .L,Mathews, W.H,Ellis ,lf.J .Rackley,uo.-11 Coae, IY ,H011er

SiiDIDoas~ J .O.Johnstoa, W.D, Kennedy, J .c. Franklia. Eunice Waraock,

Date of Cnarter

Begaa Business

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $412,158 55 Capital Stock-------------------- $100,000 00

Deaaad Loan--------------------Loans on R&al Estate-------------

49 1281 52 ----------

Surplus Fuad--------------------Undlvlded Profits---------------~

~ 75 ,<JPO 00 10,593 33

Banking House--------------------

other Real Ea Furniture and

tFaite~tuOrwesn-e-d-------------------

Stocks ud Bonds other Than .

U.S,or State of Ooorgi--------

350911084035600

00
29 .84

1

36 110 00

Due Unpaid Dividends------------Due to Banks in This Stat------Due to Banks in Other States-----
~!~!.~i:e~;bl:;~t-t;-Ch;~k::::::::

----------------------------
291:7j;-iJ

United States and State of Oa.

'

Demand Corti icates of Deposits-- ----------

Bond-------------------------
~::r!~:;-~~~~~~-~~~~~~-~~~~~~:
Rae froa other Banks-------------

41,564 79
~~~~ ~
120:409 76

Cashier' a Checks----------------Certified Checks----------------TSal.YaeinCgserntieriocaittes--o-f--D--e-p-o--s-it----------

..2!~~~ 2-__7-4__,-7_5_-9_-_8_-2_

Ch@cks lor Clearing House-------Cash Iteas (Irregular)-----------

912 25 --~,96~

Trust Funds on Deposit----------Certificates of Deposit Repre-

Advances on Cotton---------------

Customer's Liability on Letters

of Credit and Acceptances------

AdTances on OTor Drafts

O(Itfhear nCyo)a-m--o-d--i-ti-o---------

-------------------
164 09

senting Borrowed Money--------Bllls Payable-------------------lL(eiadbiislcitoyunont-L-e--tt-e-r-s--o--f--C-r-e-d--it-s---
and Acceptances----------------

-------------- -------------------

UO,tLh,eCr olr(tolfatoeuartce-s---------------------------------~Cks.Pd .dace closing-------------

-

--
5

---
000

-0-0

3:012 72

Reserve For Interest and Taxes--Other Liabilities---------------Res,for Depreciatio-------------

---------------

Deps.since closing---------------

Total--------------------------$ 7671289 48 Tota1--------------------------$767,289 48

SECO!tl ANNU\L REI'IIa

297

Examiner' ~aport. SEA ISLAND BANK, STATESBrnO, GA.

At close of business July 19, 1921.

President-R .F .D91111ldson, Vice-Presidente.,f.A.Brannon,S.L. no ore. Cashier-J .G .Watson,

Directors-R.F.Donaldson, J.A. Brannen, S.L.Ilooro, J.A.A!cDougald,D.E.Bird ,C.P.Ollilf,

F.D. Olliff.

Date of Charhr March 11, 1901.

Began Bus loess 1901.

RESOIRCES

LIABILITIES.

Tille Loan&----------------------- $495 938 76

- - - Deu!td Loan--------------------- $ 61!265 28
Loana on Real Estate-------------

Banking Douse-------------------- 33 oOO 00

Other Real Estate Olined---------- 9:200 00

Furniture and Fi:rtures----------- 4,000 00

St uoc.sk.s

and Bonds Other Than or State of Qeorgia-------

30,000 00

United States and State of Oa.

Bonds-------------------------- 23 481 22

- - - - - CDuuerrfern..c,.yA--p-p--ro__ve-d--R__e_s_e_rv_e__A__g-e-n-t-s--

32:576 12 4,486 44

Due From Other Banks-------------

Checks for Clearing House--------

108 59

CAadsvhanIcteesmosn (CIrortetognu_l_a_r_l_-_-_-_-_-_-_-_-_-_-_- -~~~~

Cust ...er's Liability on Letters of Credit and Acceptances------
Advances on Other Co.moditis----

Over Drafts (If anyl-------------

Other Resources------------------

455

Capital Stock-------------------Surplus Fund--------------------Und1Tided Profits---------------Due &paid Dividends------------Due to Banks ill This State------Due to Banks in Other States-----
~:~s~t=e~;bj;~t-t;-Ch;~k::::::::
Deiililnd Certificates of Deposits-Cashier's Checks----------------Certified Checl<s----------------Savings Deyosits----------------Tiae Certi !cates of Deposit-----
Trust Funds on Deposit----------Certificates of Ireposit Repre-
sooting Borrowed Money--------Bills Payable-------------------Rediscounts"--------------------Liability on Letters of Credits
and Acceptances---------------Reserve For Interest and Taxes--other Liabilities---------------Customers Bon<1s Borrowe4---------

$50,000 CO 50 000 00 29:067 43 ------------------
iJ~7i6-3J
-----501 31 100 00
20,900 40 206,239 54 ------
-----179,000 00 -----
------------------------
22,650 00

Total-------------------------- $695,181 01 Total-------------------------- $695,181 Ol

BANK OF STATHAM, STATHAM, GA,

At close of business July 7,1921.

Presideot-L.O. Benton, Vh:e-President- C.ll. Chambers. Cashier-B,H. Grant.

Directors-L,O.B.nton, O.H.Arnold~Jr., J,C,Williams, Dr.J.T.Sikes, L.M.Arnold, J.C.Daniel,

C.B.Chambers, S ,A,Boland B.ll. Grant.



Date of Charter )larch 30 1004

Bogan Business April 4 1904

RESOIRCES

LIABILITIES

Time Loans----------------------Deand Loans---------------------

$

2

20 3

1

138 518

52 01

Loans on Real Estate------------- ___!,_____

Banl<ing House-------------------other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than
unft~d0~t~!:!ea~~ ~;=~~~:~-a;~---

1,900 00 2 500 00 3:009 18

3 '

100

00

Bonds-------------------------- ------Due from Approved Reserve Agents- 9,769 91

Currency------------------------- 4,190 54

Duo fr"'" other Banks------------Checl<s for Clearing House-------Cash Items (Irregular)----------Advances on Cotton--------------Customer' Liability on Letters

------230 00 27 59
3,268 10

of Credit and Acceptances------ ---------Advances on Other Colllftoditie---- ----------

oVer Drafts (If anyl------------other Resource-----------------Reveaue Stamps------------------Prof it & Loss-------------------Cash Short----------------------Current Checks-------------------

----------------
58 41
1,~~ ~b
66 00

Capital Stock-------------------Surl'lus Fund--------------------Undnided Profits---------------Due Unpaid Dividends------------Duo to Banks in This State------Due to Banks in Other States-----
CDaelplo!sIiot sneSy -u-b-j-e-c-t - t-o- -C- -h-e-c-k- ---- ----------Demand Certificates of Deposits--
Cashier's Checks----------------Cortif led Checks----------------Savings Defosits----------------Time Certi !cates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borro..-ed Money--------Bills Payable-------------------Rediscounts-------------------- __ Liability on Letters of Credits
and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities---------------Sundry Deposits------------------

$4150,,o0o0o0

00 00

44,807 29 108 25
-11-3-,3-5-3-9-9
4o,oco oo

371,00

Total-------------------------- $253,640 53 Total--------------------------$ 253,640 53

293

Examine~' Rpo~t.
BANK Of STEPHENS,- STEPHENS, GA.

At close of business August 8,1921.

l'resident-Jno F. Holden.

Vice..President-W.F. Adl<ins.

Cashier..A!,O, Hollis,

Directors-/no. F, Holden, W.F. Adkins, Jl,li. Bell, J.li. Hunter, M.L.!k:lihorter,Jno. W.!loody,

M. J. Nicholson, R.li. Sande~s.

llate of Charter-O.:tober 25, 1911

Began Business-October 25, 1911

RESOIRCES

LIABILITIES.

Tiae Loan&------------- --------- $ 81,502 87

Deaand Loans--------------------Loans Re-disconated~------------

178 96 3,557 20

Capital Stock-------------------- $ 15,000 00
Su~flus Fund--------------------- 12,soo oo
Und vided Profits---------------- 1,064 85

Banking House-------------------- 1, 593 20 Due lilpaid Dividends-------------

14 40

Other Rea
F~nit~e

l

anEds

tF ai textO~e wsn_e_d_-_-_-_-_--_-_-_-

_-

---------2,414 32

Due to Banks in This Stat------Due to Banks in Other States-----

-------------------

Stocks and Bonds Other Than U.S. o~ State of Qeo~gia------

----------

~:;!s~:~;bi;~i-i;ch;~k::::::::

--9:626"62

United States and State of Oa. DuwBofrnoda-A-p-p-r-o-v-e-d--P---e-s-e-r-v-e--A-g--e-n-t-s-. Currency------------------------Due Froa Other Banks-------------

Deiaand Certificates of Depoaits.. 900 00 Cashier's Checks----------------51 450 63 Ce~tified Checks----------------607 19 Savings Deyosits--------------------------- Tiae Ce~ti icates of Deposit-----

41 000 00 107 23
-----------------
11,787 64

Checks for Ctearinf Heus--------

10 00 Trust Funds on D_eposit----------- ----------

Casb Iteas (Irregu arl-----------

166 42 Certificates of treposit Repro-

Advances on Cotton--------------CustOIIer's Liability on Letters

--------

sentiag Borrowed ~oney--------Bi1ls Payable--------------------

---------38,900 00

of Credit and Acceptances-----Advances on Other Coaaodities----

::::::::::

~::~riit;t:;t;ii;;;;rc;;dii;--

3' 557 20

---------- I Over Drafts (If anyl-------------
Other Resou~cs------------------

577 15 1 and Acceptances---------------- ---------Reserve For Interest and Taxes... ----------

othe~ Liabilities---------------- ----------

1
! Total-------------------------- $-96-,-55-7-94_, Total-------------------------- $ 96,557 94

BANK OF STO~IDOE - STOCKBIUDOE, GA,

At close of business July 28, 1921

President-J ,T, Mays, Vice..Presidents-J.O, Ward, S.C.McWilliBIIIso

Cashier-C.A\.Power

Directon-J.T. MaYs, J.O. Ward, S.C. AlcWillias, J.li. Fargason, 0.0. MOseley, M.B. Hunter,

E.R,. W'ard, 1\'.A. Bellah..

Date of Cbarter-septembe~ 4, 1~6.

Began Business-october 24, 1906.

RESOIRCES

LIABILITIES

- - - - - - --~---------------1---

Tiae Loans----------------------- $327,901 67 Capital Stock-------------------- $ 60,000 00 Delland Loans--------------------- 33,215 00 Snrl'lus Fand--------------------- 12,000 00

Loans on Real Estate-------------

Undtvided Profits---------------- 16,976 19

Banking House-------------------- 1,000 00 Due Unpaid Dividends-------------

6000

other Real Estate Owned----------

Due to Banks in This Stat-------

Furniture and Fixtures----------Stocks and Bonds other Than
U,S,or State of Oeorgia--------
Bonds-------------------------- Uirited States and State of Oe.
Due froa Approved Reaerve Agents-

1,015 00 8,200 00
16,248 10

Due to Banks in other States-----
Call HonY----------------------Deposits Subject to Check-------Demand Certi icates of Deposits-Cashier's Checks----------------Certified Checka-----------------

64,000 00
-1-26-,-92-73-62--0l-5l

Currency------------------------- 2,497 35 Savings Defosits---------------~

Due lroa other Banks------------- 10~000 00 Tiae Certi icates of Deposit----- 52,968 15

Checks for Clearing House--------

Trust Funds on Deposit-----------

Cash Iteas (lrregnla~)----------

662 21 Certificates of Diposit Repre-

Advances en Cotton---------------

senting Borrowed Money,-------- 6.500 00

Cuatoaer's Liability on Letters

Bills Payable-------------------- 64,50C 00

of Credit and Acceptaaces------

Rediscounts---------------------- 10,594 42

Advances on Other Commodities----

Liability on Letters of Credits

Over D~afts (If anyl------------- 10.,3)4 59 and Acceptances----------------

Other Resources------------------

Reserve For Interest and Taxes---

Cash Short----------------------

167 60 Other Liabilities----------------

Depositors Guarantee Fund-------- 3,475 40

fire Insurance Fund-------------

120 00

I
Total-------------------------- $414,806~ Total-------------------------- $414,806 92

--------------------------~s~~~~~~~.

299

Examiner's Report.

G!lANITE BANK, STONE MOUNTAIN, GA.

At Close of Business August 29,1921.

President-J.Steve McCurdy.

Vice-President-V.R. Williams.

Cashier-Dean Rhodes.

1 Directors-JJ.~t.vFoloMydcC'uMrd.y, V.R. Williams, W.O. Maddox, C.J. Britt, Jno. S. Candler, G. I. DeShaog,

.:r

M George, E. D. Jordan, W. T. McCurdy, ~S. Ponds, D. F. Smith, L.A.. Weaver.

Date of Charter-

Began Bus loess-

LIABILITIES

Time Loans---------------------------$113,078 21 Domand Loan------------------------- 11,156 00 Loans secured by Real Estate_________ 27,917 89

United States BOnds------------------ ----------
~:::r,itii~!=.~~-~~~~::::::::::::::: --1:412-09

Furniture and Fixtures_______________ 21 569 51
g:~"L!:a~~!al: bi:ds't;"t;::::::::: -22:719-96

Duo from Banks in Other Stat-------

389 23

Currency----------------------------- 11,347 31

Advances on Cottoll------------------- ---------Advances on Other Commodities....______ ----------

~~:~~5c~:~k;t;:;i~s:Oit.:;;:::::::::: -----36-fii

Customers Liability on Letters of

8t:~~Crr;e!d!i!ttiani !doA:"cctebp~tadn;cde-s.;..i.;..;..;..;.:..:..:..:..:.:.. ~~~~~~~~~

Capital Stock Paid In..---------"$ 15,000 00
Amount reserved for branches____

5~;~1;;;-F-;;;;d::::::::::::::::::::
Und1vided Profits--------------Dividends Unpaid---------------Due to Banhs in This State............ Due to Banks in Other States........
i:~fv~~::I-n;p;~it;-s;bj7t;t-t;--
Decmhaoncdk.C. -e-r-t-i-f-ic--a-t-e--o-f--D-e-p-o-s-i-t-s-..-.. Time Certificates of Deposit........ Savi~s Deposits---------------Trust Funds on Deposit---------Cashier's Checks---------------Certified Checks---------------Bills 'Pa~abl------------------ Notes aOO Bills R.e-dhcounted...... Certificates of Deposit for
Borrowed MoneY--------------LiaabnidliAtyccoenptLanectetes_r_s__o_f__C_r_e_d_i_t_ _
Reserve for Interest and Taxes.... Othienr LthieabaibloitvieG__s__n_o_t__in__c_lu_d_e_d___

67,616 94
39;749-33
23,036 60 51 00
23,000 00

Total--------------------------------$ 190,979 85 Total__________________________.$ 190,979 85

BANK OF CM!ERCE, Slllll.lERVILIE, GA.

At Close of Business July 22, 1921.

President-C. C. Cleghorn.

Vice-President-E. N. Martin.

Cashier-N. K. Betting.

Directors-C. C. Cleghorn., E. N. Martin, N. K. Betting, J.S. Cleghorn, B. H. Edmondson.

Date of Charter-

Began Business-

RB>OURCllS

I

LIABILITillS

Time Loan&---------------------------$204,216 59-I Capital Stoc"-------------------$20,400 00
I Demand Loans------------------------- 3,371 82 Surl'lus Fund..---~-----"-------- 12,500 00
Loans on Real Estate_______ ----------- ---------- Und1vided Profits--------------- 4,690 58 Banking Rouse............. __________________ ---------- Due Unpaid Divid~s------------ ---------

Other Real Estate Owned..-------------

559 37 Duo to Bani<S in , is State------

5 00

Furniture and Fili:tures--------------- 2,115 42 Due to Banks in her States.......... ---------

Stocks and Bonds other than U.S. or

Call MonY---------------------- ---------

State of Geora:ia..----------------- ---------- Deposits Subject to Check,.. .............. 63.881 20 United States anCJ State of Ga. Bonds.. 16.. 362 65 Demand Certificates of Deposits.. ---------

Due .from Approved Reserve Agents........... 9.374 67 Cashier's ChecJrs-------------.--- 454 03

Currency----------------------------- 2,155 50 Certified Checks---------------Due from other Banlrs_________________ ----- __ ___ Savinu;s Deposits--------------- ---------

Checks for Clearilll! House.........................

257 86 Time Certificates of Deposits.... 22,449 52

Cash Items (lrrogular)--------------- 2,249 27 Trust Funds on Deposits--------

Advance on Cotton-------------------- ----------

Customer's Liability on Letters of

Adv Over

;D:::r!atfot:sn-g(tif~:a~ney~l!-=-~-~-i-t-i-;-;-:-:-:~:-:-:-:--:

----------
--1;214-11

Certificates of Deposit R.epresenting Borrowea lloney.............
~!~i:c::;;t:~~::::::~::::::::::: ~;;~ W
Liability on Letters of Credits

--j;257-i5 other R.esourc:es.......-------------------
Checks Paid.. since closiag------------

SldAcceptances........... ____________ _ ORethseerrvLe ifaobrilIintiteesr.e. _s_t__a_n_d__T_a_x_e_s._.

I Bond Dep. Acct.----------------

482 00

Doposi ts since closing--------- 3,365 21

I Cash Long----------------------

50 18

I TotaL-------------------------------$ 245,134 41 TotaL ________________________..$ 245,134 41

300

SECO!tl ANNU\L REPCJn'

Exaainer 's Report ,

CIIATTOOGA COUNTY B~K, S U!.J.\JLINILLE, GA.

At Close of Businoss September 3,1921.

President-John D. Taylor.

Vice-Prcsident-E.S. Taylor.

C~sh.~c~-B.I1. Farrar,

Directors-John D. Taylor. E.S. Taylor, B. W. Farrar, G. T. Myers, John B. n'lusnant,

Date of Charter-Nov. 1905.

Bogan Bus inc ss-Jan. 1, 1906.

RESOlRCES

Time Loan&-----------------------$ 24,M6 86

Demand Loan----------~--------- 6,047 53

Loans on Real Estate------------Banking Bouse--------------------

-6;999-57

Other Real Estate Olmed---------- 19,025 30

Furniture and Fixtures----------- 6,053 89

Stocks and Bonds Other Than

U.S. or State of Georgia------- 5,000 00

United States and State of Oa,

Bonds-------------------------- 6,816 80

Due fr~ Approved Reserve Agents- 11,799 11

Currency------------------------- 8,358 12

Due From Other Banks-------------

Checks lor Clearinf Bouse-------- :l, 108 23

Cash Items (Irregu arl----------- 301 81

Advances on Cotton--------------- 197 78

Customer's Liability on Letters

of Credit and Acceptances------

Advances on Otk~ Co.modities----

Over Drafts (If any ------------Other Resources------------------

1,30S 23
s,oss ss

LIABILITIES.

Capital Stock--------------------$ 30,000 00 Surflus Fund--------------------- 24,000 00 Und vidad Profits---------------- 5,033 15

Due Unpaid Dividends-------------

Due to Banks in This State-------

Due to Banks in other States----~

~:!!s~;:e~;b);~i-i;-ch;~k:::::::: lii:res-19

De~ Certificates of Deposits-Cashier's Checks-----------------

---iiiii-77

Certified Checks-----------------

Savings Defosits----------------Tlae Certi icates of Deposit----- 28,519 52

Trust Funds on D~posit----------

Certilicates of lfeposit Repre-

senting Borrowed Money---------

Bills Payable-------------------- 55,000 00

Rediscounts---------------------- 6.1,224 80 Liability on Letters of Credits

and Acceptances---------------Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------..,6326,529 78 Total-------------------------~26,529 78

J,t Close of Business August 5,1921.

Pr~~!.irlent-.T.A. Jones.

Vice-PresideJtt-r:. L. I(ountree.

Cashier-S. J. Flanters.

Dircctnrs-J.A. Jones, r:. L. ~ountrcc, S. J. Flanders, B. Cobb, J. Leonard Pnuntree.

Date of Chnrtcr-1~04.

Began Business- 1904

RESOlRCES

LIABILITIES

Time Loans----------------------- $171,631 16 Capital Stock-------------------- $ 25,000 00

Demand Loans---------------------

999 32 ,surplus Fund--------------------- 5,000 00

Loans on Real Estate------------- ---------- UndiVided Prof its---------------- 1,127 38

Banking Bouse-------------------- 6, 527 56 Due Unpaid Dividends-------------

other Real Estate O..ned---------- 1, 065 20 Due to Banks in This State-------

Furniture and Fixtures----------- 4, 088 89 1 Due to Banks in Other States-----

Stocks and Bonds Other Than U.S,or State of Ooorgia--------

----------

Call Money-------------------~--Deposits Suhl'ect to Check--------

-;.:t:ssi-3:2

United States and State of Oa. Bonds--- __ --_--- __ - __ ----------

9,000 00

Deaand Corti icates of Deposits-Cashier's Checks-----------------

----438-ii7

Due from Approved Reoerve AgentsCurrency___________ --------------

7,77fl. 63 3, 458 24

Certified Checks----------------Savings Defosits-----------------

Due from other Danks------------Checl<s for Clearing House--------

-

--

--

---
.11

97

TU.e Certi icates of Deposit----Trust Funds on Deposit-----------

Cash Items (Irregular)-----------

275 67 Certil icates of Deposit Repre-

Advances on Cotton--------------- ---------- senting Borro1<ed Money---------

Customer's Liability on Letters

Bills Payable-------------------- 65,000 00

of Credit and Acceptances------ ---------- Rediscounts---------------------Advances on Other Co,...odities---- --------- Liability on Letters of Credits

Over Drafts (II anyl------------- ---------- and Acceptances----------------

other Resource------------------

224 66 Reserve For Interest and Taxes---

Other Liabilities----------------

116 08

Total--------------------------1208, 084 30 Total--------------------------/208,084 30

SECONJ A.NNU\L RE~

301

Exaainer'a Report.

CKNI'R.AL BANK - S>VAINSBO;({), C.A.

At close of business October 21, 1921.

Pres ident-J .G .Mason.

Vice-President-

Cash i er-I(.A. Flanders.

Direetors..J.U .Mason, A.T. Bradley, R,.A. Flanders, A.A. Curl, J.R. PoweU,Jr., I.IV.Rountree,

J.N. Youmans.

Date of Charter-

Began Business-

R)';SO(RCES

LIABILITIES.

Tiae Loan&----------------------- $ 48,594 06 Capital Stock-------------------- $ 25,000 00

Deund Loans--------------------Loans on Real Estate-------------

1,000 00 ~:df!~d.:u~~lii;:::::::::::::::: -~:4io-4i

Banking Bouse--------------------

Due URpaid Dividends------------- ----------

Other ~eal Estate Owned----------

Dna to Banks in This State------- ---------

Furniture and Fixtures----------Stocks and Bonds Other Than
u.s. or State of Oeorgia------United States and State of Oa.

5,273 64 Due to Banks in Other States----- ----------
750 00 ~:~!st::e~;bj;~t-t~-Ch;~k:::::::: "38~962"32
Demand Certificates of Deposits-- ----------

Bonds-------------~------------

Cashier's Checks----------------- 1,142 62

Due froa Approved Reserve Agents. 3,061 42 Certified Checl<s----------------- ---------

Currency------------------------- 7,352 91 Savings Defosits----------------- ---------

Due Froa Other Banks------------Checks for Clearin~Bouse------- Cash Items (lrregular)-----------

3,824 85 141 46 315 79

Tiae Certi icates of Deposit----Trust Funds on D~posit----------Certificates of JJeposit gepre-

2,793 00 ---------

Advances on Cotton---------------

aentiag Borrowed Money--------- -----------

Customer's Liability on Letters

BiUs Payable--------------------- ----------

of Credit and Acceptances-----Advances on Other Commodities----

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- ----------

OVer Drafts (If any)-------------

and Acceptances---------------- ---------

Other Resources------------------

Reserve For Interest and Taxes--- ----------

other Liabilities---------------- ----------

Cash Long------------------------

5 78

Total-------------------------- 70 314 13 Total-------------------------- $ 70,314 13

THE CHIZENS BANK SOVAINSIII<.O, GA.

At clae of business lleeember 17, 1921.

Fresident-J.A. Coleman.

Vice-President-F.C. Braa~>n,

Cashie~-Frank Mitchell

Directors-J.A. Cole~~&n, Frank Mi tcheU, F.C. Bra.aon,, Otis G. Price, H.G. Johnson.9F .Flande~a.

Date of Charter-1900

Bogan Business-

__________RE_S_O_t_RC_E_s___________~-------~-----L_I_AB_I_L_I_TI_E_s_________________

Tille Leans--------------------Demand Lean-------------------Overdrafts \If any'------------United States Bonds------------Other Stocks and Bonds---------Banking Honse -----------------Furniture and Fixtures---------Other ~eal Estate Owned--------Due from Approved Reserve Agents Due from Other Banks-----------Currency-----------------------Advances on Cotton-------------Checks for Clearing Douse-----Other Checks and Cash Items----U.S.Bonds to Secure CirculationRedemption Fund----------------Customers Liability on Letters
aS Credit and A~ceptances Ot.her Assets not included ;;.;;;:
Total-------------------------

$167,658 49 ----------------
9,000 00 ----------

Capital Stock Paid In-----------$ 21,100 00 Surplus Fund--~------------------ JO,OOO OC Undivided prof its less amount
paid for Interest,Taxes,and urrent E~enses---------------- 7,976 35

17,,969849 6216 DDuievidtoenldlsanUksDipnaTidh-i-s--S--ta--t-e--------------- ------------------642 57 Due to Banks in Other State$-..--
101.996 69 Individual Deposits Subject to

---------- Check--------------------------- 221,650 51

8,515 25 Demand Certificates of DepQJt---- ---------

21,789 25 Tim~ CerlJtific~tes of Deposit----- _3__6_,_1_6_8_6_5_

735 42 Savtn~s epostts

412 40 Cashier's Checks:::::::::::::::::

420 22

--------- Certified Checks----------------- ----------------- Bills Payable itttluding Certific-
ates Representing Borrowed l!oney ---------

-------- Notes ana Hills Re-discounted---- ------------------- l(eserve for Accrued Taxes-------- ---------
Reserve for Accrued interest on

r~eposit~----------------------- ----------LiraQbuilliatyt1oenn-L-e--tt-e-r-s--o--f-C--r-e-d--it-,--- ----------

$3~20~.-43~3~9~4-o:::rA~i:Ktfi~r:;-~;t-i~~~~d;di; --------

the above-----------------------

118 21

Total------------------------- $320,433 94

302

Exuiner 's Report EXCHAillE BAliiK - SYCAIDRE GEORGIA.

At close of business July 13, 1921.

President-O.W. Smit~.

Vice-President-C.L. Ray.

Cashier-C.P. Kemp.

llirectors-O.W. Smith~ J.T. Moore, C.L. R.ay, \V.H. Ray, J.C. I~,Jr., S.l.. Little

Date of Charter-Marcn 18, 1918

Began BUsiness-March 18, 1918.

R!!:SOW:ES

LIABILITIES.

Tie Loan&----------------------- $ 70.742 68 Capital Stock-------------------- $ 15,000 00
~:=do~0R::i-ii;i;i;::::::::::::: ~~~~~ =r!~:.:~;w:;:::::::::::::::: 3,000 00

BOathnekrinRg eBalo Eusseta-t-e--O--W--n--e-d-------------------
Fnrnitnre and Fixtures-----------

3,500 00 Due UD~id Dividends------------4,00\J 00 Due to Banks ia This Stah------2,410 00 Due to Banks in other States-----

Stouc.kss.

and Bonds other Than or State of Georgia-------

Call Honer---------------------------- Deposits Subject to Check--------

23,405 06

United States and State of Oa.

Deiland ~ertilicates of Deposits--

Bonds-------------------------- ---------- Cashier s Checks----------------Due fr._ Approved Reserve Agenh- 7,691 56 Certified Checks-----------------

99 38

Currency------------------------Due Fr Other Banks------------Checks for Clearing House-------Cash Items (I~regolar)-----------

Ti 3,340 16 Savings Defoaits-----------------

4,000 00

Certi icates of Deposit-----

165 01 Trust Funds on D~posit-----------

33 30 Certificates of Jraposit Repre-

60,864 05

Advancea on Cotton--------------- ---------- sentiag Borrowed Money---------

Custoaer's Liability on Letters of Credit and Acceptances------

---------- 1~BReidlliascPouanytas-b-l-e--------------------------------------

Advances on OYer Drafts

o(tIhf ear nCyo)a-a--o-d-i-t-i--s--------

---------- Liability on Letters of Credits 12 51 and Acceptances----------------

other Resources------------------ ---------- !Reserve For Interest and Taxes---

Total-~------------------------ Loss-------------------- De~sitors Guarantee Fund-------- 2,84' OS other Liabilities----------------

Profit &

145 75 .

$102,368 491 Total-------------------------- $102,368 49

THE PLANTll~ BANK - SYCA!D~, GA.

At close ol business July 12, 1921

President-C.T. "Maddux.

Vice-Proaident~.E. Smith.

Casbier-A.J. Biles.

Diroctors-D.W. Byrd, Mrs. Janie Fountain, L.W. Green, J.D. Hardy, R..T. l!lauldln, S.C. Owea,

. B. E. Saith.

Date of Charter..llay 13, ,.1914.

Began Business-May~ 1914

ll'.ESOIR:CES

LIABILITIES

Tie Loans----------------------Dand Loans---------------------

$

90,958 10,701

s2o3

Capital Stock-------------------- $ 25,000 00 Surplus Fund--------------------- 5,000 00

Loans on R.eal Estate-------------

Undlvidgd Profits---------------- 4,488 86

Banking House--------------------

Due Unpaid Dividends-------------

other R.eal Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 1,500 00 Due to Bnnks in Other States-----

Stocks aad Bonds other Than

Call Honer-----------------------

U.S.or State of Georgia-------United Statu and State of Oa. D11B8 ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

-------- Deposits Subl"ect to Check-------- 27,181 18

Demand Certi icates of Deposits--

Cashier's Checks-----------------

64 37

9,161 57 Certified Che~ks----------------

Currency------------------------- 3,099 44 Savings Deposits-----------------

Due froa other Banks-------------

345 80 Time Certificates of Deposit----- 19,377 16

Checks for Clearing House--------

894 Trust Fnnds on Deposit-----------

CB4h Items (Irregular)-----------

Certificates ol Deposit ~epre.-

Adv-ances on Cotton---------------

sentiag Borrowed Money---------

Customer's Liability on Letters

Bills Payable-------------------- 35,000 00

of Credit and Acceptances------

~ediscounts----------------------

Ad~ces on other Comaoditios----

Liability on Letters of Crediti

Owt' Drafts (If anyl-------------

336 09 and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $116,111 57 Total-------------------------- $116,111 57

--~----------------------~~~O~~~~~~L~R~E~~~----------------------303

Exaainar 'c Rep41rt , SYLVANIA BANIUNil CO. - SYLVANIA GA,

At close of business December 13, 1921

President-W.P. Williams.

Vice-President-

Cashier-J.V, Hall

Director~-.Wc..l'D.erWoni,lliA&.lllZs,i

C.B. Pfeif egler, J, V.

fer Hal

W.A. l

Mallory,

W.L.

Brantly,

I,:,t;, Williams,

Dnte of Charter-

Began Business-

RESOIRCES

LIABILITIES.

Tiae Loan&-----------------------$ 66,789 31 Deaand Loan--------------------- ----------

Capital Stock-------------------- $ 25,ryJO 00
Surflus Fund--------------------- 5,ooo oo

Loans oa Real Estate,----------- 22,194 62 Und vidod Profits---------------- ----------

O'llned---------- Bankine Bouse-------------------- ---------- Dne Ua~id Dividends------------- ---------

Other Ral Estate

3, 4()0 00 Due to Banks in This State------- ---------

Furniture and Fixtures----------- 2,780 03 Due to Banks in other States----- ----------

Stocks and Bonds Other Thaa u.s. or st..te of Georgia-------

---------

~:;!.~t=e~;bj;~t-i;-Ch;~k::::::::

-20~093-Ji

UDited States and State of Oa.

Demand Certificates of Deposits-- ----------

DuBo ofrnod,a-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

-1-9-,5-9-5 -4-3

Cashier's Checks----------------Certified Checks-----------------

411 14 ----------

Currency------------------------Duo Froa other Bank-------------

1,459 82 ---------

TSiaaveinCgserDtieficoaatietss-o-f--D--e-p--o-s-i-t----------

- 7-1-,-2-7-3- -73-

Checks for Clearing Hous--------

957 95 Trost Funds on D_epo.sit-----------

650 00

Cash lteas (Irregular)----------- 3,131 96 Certificates of Jreposit Repre-

--------- ACduvaatnocaeesr'aonLCiaobttiolinty--o--n--L-e--tt-e-r-s--of Credit and Acceptances-----Advances on Other Coaaoditi----

-------- aenting Borr01red Money---------

-----------------

1lB~:i~ll~st~Pita;yta:;b-lLe;-i-i-;-;-;----;-;---,-;-;-d-i-t-;-----

---------2,215 53

Over Drafts (If anyl------------- 3,995 90 and Acceptances..--------------- --------

other Resources------------------ --------- Reserve For Interest and Taxes--- ---------

Cash Short-----------------------

311 other Liabilities---------------- ----------

Suspense Account----------------- 4,026 16

l'5t"l00 00

Losses in Operations------------- 11,309 71

Total-------------------------- $139,643 71 Total-------------------------- $139,643 71

FARM~ & Alll~llANfS BANK - SYLVllSTER, GA,

At close of business July 19, 1921,

President-O.H. Powell. Vice-Presidents-0.\V, Price,J,\V, Spring. Cashier-H.C. Camp

Directors-ll\.li. Powellt G.W, Price, J,\V, Spring, J,\V, Slappy, J.O. Holomon, C.J.Ch""'''.io>a,

R Dloriso.

Date of Cbarter-Augnst 19, 1911

Began Business-September 1,1911

RESOIRCES

LIABILITIES

Ti Loan----------------------- $218,221 52 Capital Stock-------------------- $ 42,000 00

Deaand Loans--------------------Loans on Real Estate-------------

825 69 ---------

Surplus Fund--------------------Undtvided Profits---------------

~- 4,- 17-9-6-1

Banking House-------------------- 8,764 62 Due Unpaid Dividends-------------

other Real Estate Owned---------- ---------- Due to Banks in This State-------

Fnrnitare and Fixtures----------- 3,701 60 Due to Banks in Other States-----

Stocks ~d Bonds Oiher Than

Call MoneY-----------------------

U.S,or State of Oeorgia-------- -------- Deposits Subl" ect to Check--------

10,500 00 37,213 66

UnBitoenddsS_t-a--t_u__a_n_d___S_t_a_te___of--O- _a_. __ _

Demand Certi icates of Deposits-486 29 Cashier's Checks-----------------

223 56

Dae from Approved Reserve Agents- 15,104 25 Certified Checks-----------------

Currency------------------------- 2,252 26 SaYings Defosits----------------- 4,210 81

Due froa other Banks------------- ---------- TiMe Certi icates of Deposit----- 131,290 13

Checl<s for Clearing House-------- 1,189 05 Trust Funds on Doposit-----------

472.26

Cash lteas (lrregularl-----------

235 94 Certificates of Deposit Repr-

Advances en Cotton--------------- 1,061 66 senting Borro..-ed Aloney--------- 10,500 OJ

Customer's Liability on Letters

Bills Payable-------------------- 19,~() OJ

of Credit and Acceptances------ ---- ---- Rediscounts----------------------

Advances on other Co-oditio---- ---------- Liability on Letters of Credits

Over Drafts (If anyl-------------

143 61 and Acceptances----------------

other Resources------------------

127 76 Reserve For Interest and Taxes---

Depositors Guarantee Fund-------- 3,203 85 other Liabilitles----------------

Transit Account----------------- 4,271 93

Total-------------------------- $259,590 oa Total-------------------------- $259,590 03

304

SECO!Il ANNU\L REPQU

Exuiaer 's Report , SYLVESTER llANKING CU, - SYLVESTllR, GA.

At close of business July 16, 1921

President-T .C. Jeffords. Vic e-Presidents...C.IV.IIillhouse,Chas.l!. Strangward, Cashior-J .H. Westberry

Directors-T.C. Jeffords, J,il, Westberry, C.W. Hillhouse, Ohas. ll. Strangward,IJ.F.Alford,

li.G, Ford, P.A. Coram,

Date of Charter-July 5, 1898

Bagan llesinass-July 7, 1898

RESOW:ES

LIABILITIES.

Time Loan----------------------- $191,093 87

Iie.and Loans--------------------- 4,500 00

Loans on Real Estate------------- 200,000 00

Banking Bouse-------------------- 12,204 70

Other Rea 1 Estate Owned----------

Furniture and Fh:tures----------- 5,000 00 St ocks and Bonds Other Than

U,S, or State of Georgia------- 2,025 00 United States and State of Oa.

Bonds_------ ---- ---------- __ CDuuerrfern"c"y' _A--p_p_ro_v_e_d__R__e_s_e_rv_e__A__g_e_n_t_s_- 113,991 96
12,022 62

Due Froa Other Banks-------------

Checks for Clearing Bouse--------

346 98

Cash Items (Irregular) ----------

Advances on Cotton------------Castomer's Liability on Letters

24,434 31

of Credit and Acceptances------

any)------------- Advances on Other Co.moditi----
Over Drafts (If

Other Resources------------------

Capital Stock-------------------- $100,000 00

Surflus Fund--------------------- 50,'!00 oo

Unci vidad Profih---------------- 14,650 41

Due Unpaid. Dividends-------------

525 00

Due to Banks in This Stat------- ---------Due to Banks in other States----- ------~---
~:t!s1t:~;bj;~t-t;-Ch;~k:::::::: 141:436-58

Dem~ ~ertilicates of Deposits-Cashur a Checks---------------Certified Checl<s---------------Savings Defosits------c---------Tiae Certi icates of Deposit-----

-------1,000 04 42 13
-~---~~-- 127,186 48

Trust Funds on Deposit----------- 38,243 86 Certificates of Ireposit Repre-

aentilig Borro..-ed Money--------- ---------Bills Payable----------------- 90,0o0 00

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s--- ---------

ReasnedrvAe cFcoerpItnatnecreess-t--a-n-d--T--a-x--e-s------ ----4--3-4-9-4-

other Liabilities--------------~- --------Reserve for Depreciation--------- 1,500 00

Total-------------------------- $565,619 44 Total------------------------- $565,619 44

BANK OF TALBUT'fON - TALBOTTuN, GA,

At closo of business August 25,1921

President-R.G. Jordan.

Vice-President-A. J. Perryman.

Cashier-J. W. Jordan

Directors-R.G. Jordan, A.J. Perryman, J.W. Jordan, J,B. Douglas, L.W. Smith, D.B. Searcy,

Dat of Charter-

Began Business-

RESOIRCES

LIABILITIES

Tiae Loans----------------------- $153,501 40 Capital Stock-------------------- $ 25,1)00 00

Delland Loans--------------------- 11,309 73 Surplus Fund--------------------- 17,51)) 00

Loans on Real Estate------------- 50,000 00 Undtvided Prof its----------------

159 23

Banldng House ...------------------- 2,169 91 Due Unpaid Dividends-------------

other Real Estate Owned----------

700 00 Due to Banks in This State------- 2,372 76

Furniture and Fixtures----------Stocks and Bonds other Than
U.S,or State of Georgia--------

1,096 90 Due to Banks in Other States----Call Aloney----------------------Deposits Subl'ect to Check-------- 56,321 64

United States and State of Oa.

Demand Certi icates of Deposits--

Bonds-_--_--_---_--- ___ ------ __ Due froa Approved Reserve Agents-

6,050 00 Cashier's Checks----------------15,365 24 Certified Checks-----------------

612 04

Currency------------------------- 4,539 40 Savings Defosits-----------------

Due fr.. other Banks-------------

500 00 Ttae Certi icates of Deposit----- 141,489 55

Checks for Clearing House-------Ciuh Items (Irr.egularl-----------

369 26

Trust Funds on Deposit----------Certificates of D8posit Repre-

4,719 79

Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances------
any)------------- Advances on other c-odities----
Over Drafts (If

2,961 47 senting Borrowed Aloney--------Bills Payable-------------------RL ei adbiislci toyu nont s -L-e- t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -
162 32 and Acceptances----------------

10,000 00

other Resources------------------ 9.')27 38, Reserve For Interest and Taxea---

War Savings Stamps---------------

422 00 Other Liabilities----------------

Total-------------------------- $258.175 01 Total-------------------------- $258.175 01

SECOIIJ ANNU\L REI'IIn'

305

Exaainer 'a ~aport

PEOI'LES BANK - TAillOTT(f;, <lA.

At Close of Busl~ss August 23,1921.

President-T .H.Persons, Directors-T .H.Persons,

E.RV.Aiclaet-hPewress,identA-.EP..RP.eMrsaotnth~e,ws,

Cashie.-A.P.Persons E.L.Bardwell, Jr.,_ Z.Bickley,

Date

of

c~.:1.;:io~~==s~~

Twisley 3, 1890.

ROYland,

E.H.Sptvey, W.P.Loonard, P .ll.Westonl IIGgan Business January 13, 189

R.ESO~ES

LIABILITIES.

Tiae Loan&----------------------- $ 51,030 15 Capital Stock-------------------- $ 25 000 00

Deaand Loan--------------------Loana on Real Estate-------------

4 925 84 58:405 23

~!df!~:.:u~~iii;::::::::::::::::

15:ooo oo
9,013 97

Banking Bouse-------------------- 4,000 00 Due tDpald Dividends-------------

15 00

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 1,044 00 Due to Banks in other States-----

Stocks and Bonds Other Than U.S. or State of Oeorgia______ _
United States and State of Oa. Bonds------------ ___ ---- ______ _

Call .!loner-----------------------

------ Deposits Subject to Check-------- 32,851 85
Demand Certificates of Deposits--

13,167 00 Cashier's Cback&-----------------

201 02

Due froa Approved P-eserve Agents- 20,236 19 Carti fied Checl<s-----------------

Currency------------------------Due Froa Other Banks-------------

3,~g ~

Savings Defolits----------------Tiae Certi icates of Deposit-----

67,738 38

Checks for CJearinf Bous--------

202 14 Trust Funds on D~posit---------- 3,222 25

Cash Iteas (Irregu ar) -----------

277 32 Cartificates of Iraposit Repre-

Advances on Cotton---------------

senting Borro..-ed Money---------

Custoaer'a Liability on Letters

Bills Payable-------------------- s,ooo 00

Acl!!n~~:d!!
Over Drafts

a(tIf:.a!ncyc):-t-:-m--~-;-;-:--:-:-:-

RLeidaibaicloituynt osn--L--o-t-te--rs--o--f -C--r-e-d-i-ts--and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $1S8,042 47 Total-------------------------- $158,042 47

BANK OF TALlAPOOSA - TALlAPOOSA, <lA.

At Close of Business August 15, 1921.

President-11.\V .Beaton,

Vice-President-J .C .T111lin,

Cashier-J .E.Davia,

Director a-ll .IV .Heaton, J.C.Tumlinl J.E.Dnvis, W.L.Jackson, H.A.Jackson,

R.L.Mcldahan,

W.A.Mil er.

Date of Charter Angus~ 31, 1908.

Began Business September 9, 1908.

R.ESO~ES

LIABILITIES

Time Loans----------------------- $293,019 32 Capital Stock-------------------- $ 60,000 00

Demand Loans--------------------- 39,172 72 Surplus Fund--------------------- 15,000 00

Loans on Real Estate-------------

Undnided Prof its----------------

Banldng House-------------------other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds other Than
U.S.or State of Oeorgia-------United Statu and State of Oa.
Bonds----------------- ___ -----CDuuerrefrnocay-A__p-p-ro__v_e_d -R- _e_s_e_rv_e__A__g_e_n_t_s_-

s,ooo 00
2 500 00 2:526 50
2,220 00
4 700 00
u:692 47 3,633 63

Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----
CDaelplo!sIiotnseSyu--b-l-e-c-t -t-o--C--h-e-c-k--------------Demand Corti icates of Deposits-Cashier' 1 Checks----------------Certif lad Checks----------------Savings Deposits-----------------

-7-3-,-9-7-7--1-9 154 16 21,887 18

DCbueecl<fSroafoor tbCeler aDrianngkHso-u--se--_-_-_-_-_-_-_--_ Cash Items (lrregular)-----------

Tiae Certil icates of Deposit----- 106,555 44 144 32 Trust Funds on Deposit----------595 00 Certificates of Dilposit Repre-

Aclvances on Cotton--------------- 53,071 95 senting Borrowed Aloney---------

Custoaer's Liability on Letters

Bills Payable-------------------- 130,521 14

of Credit and Acceptances------

Red i sc aunts---------------------- 13,767 24

Advances on otbar Commodities----

Liability on Lotters of Credits

Over Drafts (If any)------------other Resources------------------

313 39 and Acceptances---------------Reserve For Interest and Taxes---

lnt. Earned not collected--------

Other Liabilities----------------

Profit and Loss-----------------

Total-------------------------- $421,862 95 Total-------------------------- $421,862 95

306

BANK OF TAYLOR.SVILIE - TAYI.ORSVILL:::, GA,

President-4f .:t .Oast\tn,

Vice-Preside11i-J .I .Harris,

Directors-w ,F.Oaston,

J .I .Harris,

If ,bi.TrippP,

Date of Charter June 6, 1905.

~a.shi~r-W .:.t .. D~rscy, T .W .Taylor, Began Business Jane 13, 1905.

RESOtRCES

LIABILITIES.

Tiae Loan----------------------- $119,078 49 Capital Stock-------------------- $ 15,000 no

Deaand Loan--------------------- ---------- Surflus Fund--------------------- 15,ooo no

Loans on Real Estate------------- ---------- Und vided Profits---------------- 1,906 00

Benking Bouse-------------------other Real Estate Own:d----------

11 400 00 ----------

Due Unpaid Dividen~s-----------Due to Banks in This Stat-------

-------------------

Fnrnitnre and Fixtures---~------- 2,301 12 Due to Banks in Othe~ States----- ----------

Stcuc.ks.s

and Bonds other Than or State of Georgia-------

360 00

Call Mo Deposits

uSsuyb-j-e-c-t--t-o--C-h-e-c--~-----------------

12,;uu 00 30,457 22

llqited States and State of Oa. Bonds--------------------------
Due froa Approved Reserve AgentsCurrencr-------------------------

I ==::::= 1,211

83

'

De~&and
Cashie

Certificates of r's Checks-----

Deposits-------------

9,110 1,42:

92 S5

ICSaevritnifgisedDeCfhoesci!tcss------------------------------

~-
--

5,UOO UO 145 ~0

CDuheecFksraf.oor tCheler aBrianngkHso-u-s-e--_-_-_-_-_-_-_-_-

---------- jTlae Certi icatas ol Daposit----56 19 Trust Funds on De~95it-----------

18,712 34 ----------

Cash !teas (lrregular)-----------

12 50 Certificates of lfeposit Repre-

ACduvsatonmceesr'osnLCiaobttilointy--o-n---L-e-t-t-e-r-s---

----------

senting Bo~r~~ad Money--------Bills Payable--------------------

--------25,SOO 00

any)------------- Ad;!n~~:d!! ot:e~c~:~:dlti;;::::

::::::::::

Rediscounts---------------------Liability on Letters of Credits

4,500 00

Over Drafts (If

68 11 and Acceptances---------------- ----------

other Resources------------------ ---------- Reserve For Interest and Taxes--- --------

Def Guarantee Fund--------------

other Liabilities---------------- ------~--

Mu ual Fire Ins. Fund------------

Total-------------------------- $138,720 56 Total-------------------------- $1J8,720 56

FARMERS STATE BANK- TEMPLER, OA,

At Close of Business Jnly 12, 1921.

Pl"esident~1.L.Stedbaa,

Vice-Pl"esident- I ,C.Walton,

Cashier-J .O.S.ith,

Directors-IV,L.Ste<ibam, I.C.l'lalton, J.O.S.ith,

J,E,Wells, J.T .Dav1s,

R.H,Eady, J,C,McBryan, C.L.Allen, D.N.Adwn.

Date of Charter N"onaber 2::1, 1912.

Began Business Alarch 3, 1913.

RESOtl(CES

LIABILITIES

TU.. Loans----------------------- $197,718 59 Capital Stock-------------------- $ 25,000 00

Denanc! Loans--------------------- 1,672 55 Surflus Fund--------------------- 5,000 00

Loans on Real Estate------------- ---------- Undtvided Profits---------------- 1,886 00

Banking House-------------------- 2,531 38 Due Unpaid Dividends-------------

other Real Estate Owned---------- ---------- Due to Banks in This State-------

Furniture and Fixtures----------Stocks and Bonds other Than
U.S,or State of Georgia-------United States and State of Oa.

--2-,-7-8-2--0-4-~DDge:ep!aoa1sntid:tosC!:e~~ru~tb-ijf~ei~cc-at~t~et~os~~Co-f~h~eD~ce~kp~-:o-:-s:-i-t:s-:--:--

26,000 00 14,571 52 30,000 00

___!______ DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s--
CDCuhueercrkfersonafcoyor-t-hC-el-re-a-Br-i-en-gn--kH-s-o--u--s--e---_--_--_--_--_--_--_----_

100 00 Cashier's Checks-----------------

1 333 68 11258 66

CTSaieavreitni~CfieerdDtieCfihcoeasctietkss---o--f----D---e---p---o--s--i--t---------------

1 064 60 Trust Fund on Deposit-----------

24 92

Cash !tens (lrregular)-----"----- 30 00 Certificates of Deposit Repre-

Advances en Cotton--------------- --------- senting Borrolfed Aloney---------

Custoaer's Liability on Letters

Bills Payable-------------------- 46 500 00

of Credit and Acceptances------ --------- Rediscount---------------------- 26::?42 75

any)------------- Advances on other CORModitie---- --------- Liability on Letters of Credits

Over Drafts (If

243 90 and Acceptances----------------

other Resources------------------ ---------- Reserve For Interest and Taxes---

Fire Ins. Fund-------------------

120 00 other Liabilities----------------

976 55

Dep. Oaarantee Fund-------------- 3,123 05

Total-------------------------- $211,978 45 Total-------------------------- $211,978 45

/

----------------------------~~~~O~ND~A~NmA~~L~R~E~~~------------------3-0-7 ~

EXIIllliner'a Report.
TtJIPI.E llAJIKING co., T~i.E,GA.

At c lo.<e of i>udaess July 25, 1921.

President-tV.!. l<!.iafi~" Vleo-P~e,.id~,.t- Gft.lHHlams. Cllsitier-L~~t \fl!l!sc..

Direetors-L,F.!Vest, Ls. Dobbs lf.l..lHaaey,G,T,i'/i!liams J.ll.ilaxtor D.C.IYHBs,

IY.J,IYadddJ, J.F. Brool<s, W.f>.~!use, !1.~. Sewell,

'

'

Date of Charte~>-



ll<ogan flush~~

l(il:SOIJICES

LiABILITIES.

Tie Loans----------------------- $ 21>7 ,355 84 Capital Stock--------------------

Dellllnd Loan--------------------

859 70 Surplus Fund---------------------

Loans on Red Estate------------- -------- Und1vidod Profits----------------

Banking Boa~--------------------

4,000 00 Due !Dpaid Dividends-------------

Other Real <.stat. Olrned---------- - - - - - - Due to nanks in This Stat-------

Furniture Stocks and

and Fixtures Bonds Other

-Th;;_------

'3 603 93 Due to Banks in Other Statu----Call Money-----------------------

UnUB1o.t,nSedd' s-os-r-ta-S-tt-e-as-t~-a~n~-l-SG-e-ta-o=t:-g=!a-f--G---a----.-----

6,500 00 --------

J D~=ep:o~srit~s =Sr~uil~lj!e!c~t:~t~o~-C~~h-e~c~k~-~-~-~-:-~-:-:-

Due fra. Approved Y-o serve Agents- 1,911 40 Ce!"tified Checlu------------- --.-

CDuurereFnr0c1y1--O-t-h-~-r--B-a-n--lt-~-----------------------

--!2..2.9-8--3--8

Savings Defoaits------- ---------Tiaa CerH icatu of Depoo.lt-----

It Checks for Clearing H~use--------

Cash

(lrrogula.)-----------

79 06 Trust Funds on Deposit----------818 76 Certificates of Jfeposit Rpre-

Advances ou Cotton--------------- - - - - - - - santiag Bor.ow-ad Money...................

CustO!Ier's Liability on Letters

Bills Payable--------------------

of Credit and AcceptancU------ ------- Rediscounts----------------------

Advances on Other Co.,.oditiu---- -------- Liability on Letters of Credits

Over Drafts (If anyl-------------

6 54 and Acceptances----------------

Other ~sources----------------~- ---------- Reserve For Interest and Taxes---

Citz.& Sou.Callatural account----

90) 00 other Liabilities .. ---------------

Deposito Roc, since last balaace..

$45,000 00 20 000 00 ..,68_2_2_3_
--- ---- -----
s48o,1,9~8 ~3~J
----~!4.,!%~0_a7r1
----106,790 01
3,000 00
--------------------
157 06

Total-------------------------- $"'288""',.,..333~7 6""1 1. Total-------------------------- ffi'~l

FA.T<Alli'RSI!cllh'RCHANTS BANK, TENNILLE,GA,

At close of busiaass July 7, 1921.

President-H.M,Franklin. Vice-Presidents-Robt Davis Iversoot Lord, Cashier-Pal :Sheppard,
Direct ors-li.M,franl<linfRobt .Davi s L.E .Sileppard,C. l .Smi th,Roy Smi tb, Arthur H.Stephilns,R .W,
Young C.ll,Pa lmer vetson Loro1 .
Date of i:'harter Oct .lo 1894, Charter amended June 27 1103, Began 13asiness 1894.

RESO!RCES

LIABILITIES

Time Loans----------------------- $187,979 10 Capital Stock--------------------

Demand Loans--------------------BLoaannldsngonHRouesael ..E.. _s_t_a_t_e_-_-_-_-_-_-_-_-_-_-_-__other Real Estate Owned----------

~!...~~-~~

Surplus Fund--------------------Undivided Prcf its----------------

- - - - - - 7,993 96 Due Unpaid Dividends------------Due to Banks in This State-------

Furniture and Fixtures----------- 3,276 26 Due to Banks in Other States-----

Stocks and Bonds Other Than

Call Money-----------------"----

U,S,or State of Georgia--------

Deposiis Subject to Check-------

United States and State of Ga.

Demaud Certificates of Deposits--

Bonds---------------------------

Cashier' a Cha..:ks--- -----~------

Due fro11 Approved Reserve AgentsCurrency-----------.---------._-Duo fr011 otber Dank-------------

CSaevritnigfisedDeCrhei he k-s------------ ---------------------
Time Corti icatcs of Depoit----

Checlu for Clearing ilouse _______ _

Trust Funds ~n Deposit-----------

Cash Items (Irr~gularl------ .----

CertH icates cf Deposit Repre-

Advances on Cotton----------------

senting Borro.,.-ed Aloney---------

Customer's Liability on Letters

Bills Payable--------------------

of Credit and Acceptances------

Rediscounts----------------------

Advances on Other Collllloditie----

Liability on Letters of Credits

Over Drafts (If anyl-------------

93 88 and Acceptances----------------

other Resource------------------ 3,650 55 Reserve For Interest and Taxu---

Other Liabilities----------------

$2ss,,oooooo

oo
00

4,433 o9

52 00

43 500 00 48:712 16
om~
14,061 31 15,582-~

25 500 00 26:885 52

3 31

Total-------------------------- $218,940 29 Total-------------------------- $218,940 29

SECONI ANNU\L REI'IIU

Exaainer's ~aport, PE<PUlS EXCIIANGE BANK, TENNILlE, GA.

At e lose of business July 28, 1921.

President-n.M. Bashinski, Viee-Presidents-c .V .Smi th,I.A .Smith. Cashier-L.H.tedford.

Dlreetors-H.M, Bashinskl, C.V.Smlth, I.A.Smith, L.H.Ledford,G.H.Wood, J.H.Pe11coel<,B.R.

Sessions .

.DIIte of Charter Dee. 29, 1908.

Began Business J11n, 13, 1909,

RESOt:RCES

LIABILITIES.

Ti Loan&----------------------Deaand Loan--------------------Loana on Real Estate------------Banking Boos-------------------Other Real Estate Owned---------Farnitnre and Fixtures----------Stocks and Bonds other Than
U,S, or State of Georgia------United States and State of Ga.
BondS-------------------------Due froa Approved Reserve Agents. Curraner------------------------Dua Froa other Banks------------Checks for Clearing Bous-------Cash Items (Irregular)----------ACduvsatonmceesr'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s---
of Credit and Acceptances------
any)------------- Advances on Other Co.moditias----
OVer Drafts (If other Resources------------------

2,265 00
123,844 84
--3,-99-o-1-4 350 01 100 43 202 39 66 87

Capital Stock--------------------
~f!i:e:~;flt;::::::::::::::::
Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in other States----Call Money----------------------Deposits Subject to Check-------Demand Certificates of Deposits-Cashier's Chocks----------------Carti f ied Checl<s----------------Savings Drosits----------------Tiae Corti ieates of Deposit----Trust Funds on D~posit---------- Cartifleates of Ireposit Repre-
senting Borrowed Money--------Bills Payable--------------------
~ediscounts----------------------
Liability on Letters of Credits and Acceptances----------------
~eserve For Interest and Taxes--other Liabilities----------------

$30,000 00
~:6s0s0:0_0~0
25 72
------ 178,610 42 44 55
----- 15,615 58

Total-------------------------- $256,862 36 Total--------------------------$ 256,862 36

TENNILlE BANKING CO., TENNIU.E,GA,

At olose of business Aug. 29, 1921,

President-D.E.McMaster, Vlca-President~.L. Kelley.

Cashier-H,L, Shannon,

DireMcto,Grs,-SD...iEth.M, Jc,MJ,aPsatelmr, eJr.LR.K.Tel. lHeyo1u_gJe.sD, .VLo.sAs..usrra:r~~Cil.lE..Brown, D.R.Thoaas, T,W, Smith,

Dllte of Clarter A ril 4 1911.

Be an Business A ril 4 1911,

RESOt:RCES

LIABILITIES

Time Loans----------------------- $204,883 17

Demand Loans--------------------Loans on Real Estate-------------

~!~~

Capital Stock-------------------Sur~lns Fund--------------------Undtvided Profits----------------

$30,000 00
3u0:0200~0~0

Banking Hous-------------------other Real Estate Owned----------

Due Unpaid Dividends------------Due to Banks in This State-------

674 O!J

Furniture and Fixtures-----------

Due to Bonks in Other States-----

Stocks a.nd Bonds other Than U.S,or State of Oeorgia--------
Uaited Statea and State of Ga.

Call Honer----------------------Deposits Subl'ect to Check-------Deiand Corti icates of Deposits--

~.~

DnBe ofrnomd-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-. Cnrrencr------------------------Due. from other Banka-------------

7 500 00 Cashier's Checks-----------------

145 17

2:8a:,288626

00 88

66 75

Certif iad Checks----------------SaYings Defosits----------------Tiae Corti icates of Deposit-----

9,005 34 ~,252 30

It Checks for Clearing House--------

1(!a.sh

(Irregular)-----------

349 92 Trust Funds on Deposit----------215 34 Certificates of Deposit Repre-

AdYances an Cotton---------------

989 21 senting Borrowed Money---------

Customer's Liability on Letters

Bills Payable--------------------

ef Credit and Acceptances------

Redisconats----------------------

any)------------- Advances on other Coaaodities----
~er Drafts (If

Liability on Letters of Credits 533 and Acceptances----------------

othar ~sources------------------

Reserve For Interest and Taxes---

Other Liabilities----------------

964

Total-------------------------- $262,144 89 Total-------------'--:----------- $2621 144 .IJIJ

309

Exuiaer 'a Jteport BANK OF THOOASTON, TIKI!ASTOO,OA.

At close of business July 18, 1921.

Pres!dent-<Y.Y. Daniel. V!c.-Presidents-o.W,Williams, L.F.Farley. Cashie..lw.H.Dayton,

Directors-W.Y.Daniel, O,lf,Williaas, L.F.Farley, lf,T. Stellllrt, ll.L.Brooksl G,A.lfeaver, Jr.

Date of Charter Dec. 1, 1910.

Began Business-Jan, 1, 911.

RI!SOtRCES

LIABILITIES.

Boa-------------------- 2 Tiae Loan&-----------------------~
Deaand Loan--------------------Loans on Real Estate-------------

-111-7611-5467-80-11-55

BotahnekrinRg eal Estate Owned---------- 1t ,, sooro ooro

Capital Stock--------------------$ Sarflns Fund--------------------Und vided Profits---------------Due Un~id Dividends------------Due to Banks in This State-------

25,<XXl 00 5,000 00
2,063 88 12 00

~~:~~~aB!n~!x~~h:;-Tbi;-----

21533 14

Due to Banks in other States----Call Money-----------------------

vnYi~d s~a~!:t:U4fs~;~g!;a;:--

---------

Deposits Subject to Check-------Deioand Certilicates of Deposits--

69,779 95

DuBe

ofrnoda

-A-p-p-r-o-v-e-d-

--------~eserve

-A--g-e-n-t-s-.

Cashier's Checks----------------Certified Checks-----------------

130 73

Currency-------------------------
CDuheecFksroafoOr tCheleraBrianngkUs-o-a-------------------
Cash Iteas (Irregalar)-----------

Savines Defosits----------------Tiae Certi !cates of Deposit----77 52 Trust Fnnda on Deposit----------418 85 Certificates of treposit Repre-

- - - - ACduvsatnocaeesr'osnLCiaobttilointy--o-n---L-e-t-t-e-r-s---
Ad;~n~~:d!! o::e~cc~:diii;;::::

--------::::::::::

sentiag Borr01red Money--------Bills Payable-------------------RLieadbiislcitoyunonts-L-e--tt-e-r-s--o--f--C-r-e-d--it-s---

20,<XXl 00

Over Drafts (If auy) -------------

93 95 and Acceptances----------------

other Resource------------------ - - - - - Reserve For Interest and Taxes---

other Liabilities----------------

Total--------------------------$ 154,788 41 Total--------------------------~ 1541 788 41

FARAERS & l!ERCHANTS BANK, TIDII\STOO,GA,

At close of business Jnly 21, 1921.

Pres!dent-W.O.Britt. Vlc .. Pruidants-A.H.Black,J .T .Barron. Cashiei'-J .A.lfaUer.

Directors-IY.O.Britt, J.T.Barroa,A.H.Black, J.D.Jianaah, J.B.Girardeau, G.A.lfeaver Jr.,

E.w. Carter.

Date of Charter llarch 8 1893.

B an Busius-1893.

RESOtRCES

LIABILITIES

- - - - - Tiae Loans-----------------------$ 263 385 74
Deaand Loans-----------~--------- 18:631 76 Loans on Real Estate-------------

Capital Stock-------------------Surplus Fund--------------------Undivided Profits----------------

$

sg.~
u:653

~ 92

Banking House-------------------- 8,000 ()() Due Unpaid Dividends-------------

225 00

other Real Estate Owned---------Furniture and Fixtures-----------

_2,800 ~

Due to Banks in This State------Due to Banks in Other States-----

Stocks and Bonds other Than U,S,or State of Georgia--------
United States and State of Ga. DuBe ofrnodas-A-p-p-r-O-T-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-. Carrencr------------------------Due froa other Banks------------CCahsehcksItefaosr C(IlerarreiDguKlaHr)o.u__s_e_-_--_-_-_-_-_-

Call MoneY-----------------~----Deposits Sub,"ect to Check-------Deiand Certi !cates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tiae Certi !cates of Deposit----Trust Funds on Depos1t----------Certificates of Deposit Repre-

122.296 23 --~ 15- 6.8-5
724:1174~0~0

Advances en Cotton---------------

senting Borrowed Money---------

Cuatoaer's Liability on Letters

any)------------- of Credit
Advances on

aontdheAr ccc.e.p.toadnicteise-s---------

Over Drafts (If

other Resources------------------

Bills Pay~ble--------------------
Rediscoaats--------------------~-
Liability on Letters of Credits 371 80 and Acceptances----------------
Reserve For Interest and Taxes---

Cash Short-----------------------

25 35 other Liabilities----------------

Total--------------------------$ 345,194 34 Total---------------~----------$ 346,194 34

SI!CO!tl ANNU\L REP!m'

Exaainer 's Report

UPSIN BANKING & TRUST CO, - THlii!ASTIN, GA.

At Close of Business September 8, 1921.

~oddent-S,Y ,Pruitt,

Vice-Presidont-R.E.Chatiield,_

Cashier- L,P,Davis,

Dlrectors-S.Y ,Pruitt, R.E,Chatfield,

L,P.Davh,

',G,Bethel,

F ,Al,Oamer

Date of c~t~~n!~:!,er l~~;N:~ss~

Began Basines-January 25th, 1900.

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $416,547 35 Capital Stock-------------------- $ so,ooo 00

Deaand Loan--------------------Loaaa on Real Ehte-------------

30,904 02 ~:df!i~.~afe~iii;::::::::::::::::

25,000 00 35,234 73

Baaking Bouae--"----------------- ~~C'JO 00 Due Unpaid Dividends-------------

Other Real Estate lllrned---------

Due to Banks in This State-------

Farnitare and Fixtures----------- 1,500 00 Due to Banks in Other States-----

Stocks and Bonds Other T!!u



Call Alouey-----------------------

U,S, or State of Georgia------United Statu and State 9f Ga.
Bonds-------------------------DCuuerrfernocayA--p-p-_ro-v_g-d-_R--o_s_e-rv-e- _A__g_e_n_t_s_-
Due Froa Other Banks------------Chocka for Clearing House--------

1,080 00 Deposits Sttbject to Check--------

Deiiland Certificates of Deposits--

Cashier's Checks-----------------

gg 69,246 78- Certified Checks-----------------

13,4~~

Savings Defoaits----------------Tiae Certi ieates of Deposit-----

2, 789 78 Trust Funds on Deposit-----------

2-7-2-,-95-1--6-7 508 00 600
129,214 04

Cash Iteas (Irregularl----------AdYances on Cotton---------------

4,409 12 Certificates of Deposit Representing Borro~ed Money---------

CuatOiler 'a Liability on Letters of Credit and Acceptanc------

Bills Payable-------------------- 30,000 00 Rediscount a----------------------

AdYancea on Other Co111J11odities----

Liability on Letters of Credits

0't'8r D~s (If anyl-------------

and Acceptances----------------

Other Resources------------------

Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $542,91444 Total-------------------------- $542,914 44

11\.'IK OF THGIL\SVILLE - THQIL\SVILLE, GA,

At Close .of Business September 21,1921

~uident-E .U.S..itll, Vice-PresidoPts-B.H.Wl'ight, Jas. Watt,

Cashie.-g,O.Fleet~ood,

Directors-E.M.S.ith, B.H.Wrightt Jas. Wattf R.G,Fleetwood, E.E.Alack, R. Thomas, J.B, Je11eson~ Theo Ti us, R.C.Bal our, A.M.IVatson.

Date of Charter Septeaner 27, 1887,

Began Business-September 27, 1887

RESOtRCES

I

LIABILITIES

Tlae Loans----------------------- $623.597 431 Capital Stock-------------------- $100,000 00

1o,m gg Doand Loans---------------------
Loans on Real Estate-------------

-~~!~~-~ ~:~f!!~e~un~;(it;::::::::::::::::

25.000 00

Banking Bouse-------------------- 9,000 00 IDue Unpaid Dividends-------------

other Real Estate 01\"ned----------

504 50 Due to Banks in This State------- 54,201 94

Furniture and Fixtures----------- 4,661 45 Due to Banks in Other States----- 11.500 43

I Stocks ""d Bonds Other Than U,S,or State of Georgia--------

180275 oo ~:~~s~i~e~;bi;~'t-i;-<:i;;~k::::::::: 360,454 68

--------- Uaited states and state of Ga. Bonds-----------_-------------Due froa Approved Reserve Agents-

291000 00 IIDCeamsahndierC'serCtihfoiccaktse-s--o-f--D--e-p--o-s-i-t-s----
84,957 38 Certified Checks-----------------

1,8~~ ~

C1U'rency-------------------- _---TChraecnkssitfoArooColeaanrti-n--g--H- o-us-e-_-_-_-_-_-_-_-_ Cash lteas (Irregular) __________ _

43,929 13 Savings Drit----------------- 235,098 48 10,511 85 Tie Certi icates of Deposit----- 27,079 82 4,162 60 Trust Funds on Deposit-----------
1,365 95 Certificates of Deposit Repre-

A4Ynces en Cotton--------------Cutoaer '1 Liability on Letters
of Credit and Acceptancea-----A4Yancea on other Colllftoditio---Over Drafts (If anyl------------othor Resource------------------

---------- senting Borrond Aloney--------. Bills Payable--------------------
--------- Rediscounts------------------------------- Liability on Letters of Credits
202 51 and Acceptances---------------16,137 21 Reserve For Intorest and Taxes---

other Liabilities---------------- 4,517 11

Total-----------~----J--------- $~9~ Total-------------------------- $919,997 83

311

Exaainer's ~aport, CITIZFliS BANKING & TRUST CO, - Tli~IASVILIE, OA,

At Close of Business Septebr 7, 1921.

Pres i"nt-J T,Culpepper, Vic... Pres i~h-J .H .Alerri 11, J .Jl.Dekle, Cashier-W, J ,BOlfer ,Jr

Dir0ctors-J,T,Culpepper, J.H.Merrill.

Date

of

E,Lee Noel, H.,..er Charter-DeceJlber 30,

Wi11illlll& 1890

1

!,Mt.AD.Feaktlce1n,

Jas Watt, J.H.Flowers, J.C.Beerly, Begab Business-July 1, 1891.

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------Deaand Loans---------------------

$311,629 132,943

86 63

Loans on Real Estate-------------

Capital Stock--------------------
t:df!i:.~u~;iii;::::::::::::::::

$

50,000 25,000 61,563

0co0
11

Banking Bouse-------------------Other Real Estate Owned----------

5,~~ ~g

Due unpaid Dividends------------Due to Banks in This State-------

Furniture and Fixtures-----------

314 53 Due to Banks in other States-----

Stouc.kss. aonrdSBtaontedsoOf tGheerorTghiaan______ _

675 00 ~:~.~t!"~;bf.;~i-t;ch;~k:::::::: 294,615 56

-------- United states and state of Oa.

Deaand Certi icates of Deposits--

Bonds-------------------------Due fr~ Ap~oved Reserve Agents.

20,950 00 Cashier's Checks----------------63,703 83 Certified Checks-----------------

1,400 00
31 so

Currency------------------------Due Froa other Banks------------Checks lor Clearing Hous-------Cash Ites (Irregular)-----------

3,m25,g~ ~ TSiaaveinCgserDtiriocastietss--o-f--D-e--p-o-s-i-t----------

114,213 3t 17,349 54

~

Trust Funds on Deposit----------Certificates of lfeposit Repre-

Advances on Cotton---------------

senting Borrowed Mpney---------

Customer's Liability on Letters

Bills Payable--------------------

Ad!~n~::d!! otge~c~~:d~~:;;::::

~ediscounts----------------------
Liability on Letters ol Credits

Over Drafts (If anyl-------------

237 43 and Acceptances----------------

other Resources------------------

~eserve For Interest and Taxes---

Cash Short-----------------------

other Liabilities----------------

Current Checks------------------Tr~sit Account------------------

Unenter~d Deposits--------------- 5,509 94

Total-------------------------- $569,683 70 Total-------------------------- $569,683 7~

PEOPLES SAVINGS BANK - TH~VILIE, OA.

At ~lose of Business July 25, 1921.

President-J.T, Ball.

. Vice-President-

Cashier-Robt,J.McCleany,

Directors-T,J.Ball, J.F.Evans, R.J.IolcClenny, S,lf,Ball.

Date of Charter

Began Businesa

RESOW.CES

LIABILITIES

Tie Loan----------------~------ $164,503 32 Capital Stock-------------------- $ 25,000 00

DLoeaannsdoLn oRaenals-E-s-t-a-t-e-_-_-_-_-_-_-_--_-_-_-_-_-_-

__2_!_1_55___88_

Sur~lus Fnnd--------------------Undtvided Profits----------------

122 1

500 261

00 55

Banking House-------------------- -------- Due Unpaid Dividends------------- ___!______

other Real Estate Owned---------- ---------- Due to Banks in This Stat------- ---------

Furniture and Fixtures-----------

534 30 Due to Banks in Other States----- ----------

Stocks and Bonds other Than UnUit.eSd,oSr tSatteasteanodf GSteaotregio&f -O--a-.----

----------

Call MoneY----------------------Deposits Subl'ect to Check-------Deaand Certi icates of Deposits--

-_2_-1-_,5-_0-__3-_-30-_

Bonds-------------------------- 10,300 00 Cashier's Checks----------------- -------Due froa Approved Reserve Agents- 13,558 19 Certified Checks----------------- ---------

Currency-------------------------

820 66 Savings Defosits----------------- 10 916 30

DCuheeckfrsol.oor thCeter aBrianngkH-o-u-s-e-_-_-_-_-_-_-_-_Cash ltes (Irregular)-----------

----10-0--6-7-----------

Tiae Corti icates of Deposit----TCreudstiliFcnantdessonofDDeeppoossiitt-R--e-p-r-e------

45:024 75 ---------

ACduvsatonmceesr'esnLCiaobtitlointy--o--n--L-e--tt-e-r-s---

----------

senting Borrowed Money--------- --------Bills Payable-------------------- 15,000 00

any)------------- of Credit and Acceptances------
Advances on other ComModities----

-------------------

RLieadbiislcitoynnonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- ---------

Over Drafts (II

455 14 and Acceptance---------------- ---------

other Resonrces------------------

----------

Reserve For Interest and Taxes--- - - - - - -

Other Liabilities----------------

162 26

Total--------------------------$192,428 16 Total--------------------------$192,428 16

El:a.iner' s ~aport.

BANK OF TJJ(IIISON, TJIOHSON, GEOOOIA.

At Close of _IJal;iness Sept~er 12,1921.

Presldent-J.E. Wilkerson.

Vice-President-H.A. Burnside.

CAshiar-E.C. -

Directoro-J.E. Wilkerson, B.A. Barn&Me.. John T ...,._J,S. Boyd, J.E. Grass, W.S. Mobley, B.P. O'Neal.

Date of Charter-1891,

Bogan Busineu-1891.

Tille Loan-------------------------- $.271,097 84.

Demand Loan------------------------ 7,212 33 Loans secured by ~oal Estate..______ 31,504 77

United States BondL--------------- ' 50,000 00

Other Stocks and BondL------------- 15, 180 00

Banking Boase--------------------- 7,842 97 Furniture and Fixtures............................ 3. 700 00

g::~r!:a~~!t: ~~~st;t;:::::::: -z6;706""j9

Dae from Banks in Other Stat------ 14,853 37

Currency--------------------------~ances on Cotton.................................... Advances on OU1er Comoditias..............
g~:~~ ~=~k~~::~ia.:ol::.:::::::::

6, 774 98 ----------
m ---------1, ~

Customers Liability on letters of

O"edi t and kceftancea...................... ---------
~h~~rl!! ~t~1!.i1n~i;.J;~ri;-t&;---- ----------

abovL ..............____________________ ....................

LIABILITIES
Capital Stock Paid ilL.------------$ 50,000 00 Amount reserved for branch----- ----------
s;;'fi;;-r;;.;.:::::::::::::::::::::: -so;iiOO-oo
Undivided Profits..---------------- 27,848 27 Dividends Unpaid- .................................. .................... Dae to Banks in 'lhis State-------- ---------Due to Banks in Other Stat------ .................. ..
~:v~d::t-o;p;;it~-s;bj;,;t-t;---- ----------
cr.eclr...-------------------------- 124,502 32
Demand Certificates of Deposits...... ---------Time -Certificates of Deposit------ 139,335 36 Savi~s Deposits.................................... ---------Trust funds on Deposit.. ...................... ---------cashier's CheCks.................................... 1,211 75 Certified Checks.......... ____________ --------Bills ~,.able..-------------------- 43,838 46 Notes anCJ Bills ~a-Discounted.......... ---------Certificates of Deposit for
Lia:!ili;e:n~t{;;;-;;-cr;dit____ ----------
and. Acceptan.ces........- ................ - .................... ~ese"e for Interest and Taxes........ ....................... Other Liabilities not included in
the above............................................ .................. ..

Total------------------------------$ 436,736 16 Total-----------------------------$ 436, 736 16

At Close of Basineu Se!tember 16,1921.

Time Loan--------------------------$84, 101 39.

D.....,d Loans

sLecouarend-!?-'--R-:-e-al--E-s-t-a-t-e-..-..-..-.-..-..-..-..-.

---------4,581 10

United States BOnds.................................. ......................

other Stocks and Bonds............................ .....................

o~t!hte;rr!~e.a"t':E:-srtairtei;O;;o;m::o:c:L::-:--:-:-:-:--:-:-:-

---753-49-
3,296 34

Dae froa Banks in This $tat4!..------- 2,355 95

Dae fro Banks in Other $tah------ 1,012 92

Carren<y---------------------------- 3,538 46

Advances on CottoJL..................................

~g::k:e;.~ncY!::~~O::::~~~~:::::: """"163""04""

Other Checks and Cash lte.....................

Customer's Liability on Letters of

Credit and A.eceftances_..............___ ---------
ti:~~r:!!!t~i !o;"1n~i;d0d- ii,;;;::::: ~~ ~

LIABILITIES Capital Stock Paid ilL.------------$25,000 00 MOunt rese~ed for branches............ ---------

~!~~::~~i~~=::::::::::::~== ~;~~=~i

Dividends ~id..----------------Dae to Banks in Jhis stato..------Da to Banks in Other State.-...___ _

30 00

~~t..~:::1-D"Op;;i"t;-s;i.i;~"t't;---

Chelr...-------------------------
De~~and eertificato of Deposita---

22,634 6.2 - -------

TiD Certificates of Depoaits....-- 28,471 00

Savings Dopodt&..----------------
~~1.:~ ~dOt::~~~~=:::::::::: ---224-95

Certified Check.a.. .................................

Bills PIIJ'ablo..------------------- 6, 000 00 Notes anil Bills ~e-cliscoanted..-- Certifieates of Deposit for

Borrowed Money..............................

Liabilit): on Lettel'Jof Credit

and Mceptances...............................
~::::VL~it'ltt:!e!!t ~!ci:::-1;

the -above.. .......................................

Total------------------------------ $99,912 38 Total---------------------------- $99,9!2 38

SECOND ANNUAL REP<RT

313

Examiner's Report,

TH<JISON CITY BANK, TIKWSON, GA,

At close of business Sept. 14, 1921,

President-.! .T. Noal. Vlce-Presideat...P .B. Johnson. Cashier-J .T. Neal, Jr.

Directors-J.T.Neal, P.B.Johnson, T.R.Cobb, R.J. Johnson, H.C.McCartle, O.T.Neal,J.E.Wilson,

Date of Charter April 1, 1915,

Began Business. May 11, 1915.

RESOURCES

LIABILITIES

Time Loans'----------------------- $102,266 99

D-nd Loans---------------------

845 92

Loans secnred by Real Estate-----

United States Bonds--------------

Other Stocks and Bonds----------'-

Dankimg Bouse--------------------

Furniture aod Fixtures-----------

other Real Estate OWned----------

Due f rca B'lllks in This State-----

Due frOIIl Banks Ia other States---

Currency-------------------------

Advances on Cottoa---------------

Advances on Other Coaaodities----

Checks for Clear lag House--------

other Checks and Cash Iteas------

393 94

Custcaer\ Liability oil Letters of

Credit and A.:ceptances---------

Overdrafts (if any)------------'--

197 41

other Assets not Included above--

Capital Stock Paid in------------ $ 25,000 _oo
Aaount reserved for branches-----

Surplns Fund--------------------Undivided Profits---------------Dividends Ullpllid----------------Due to Banks in 'lhis State------Due to Banks ia other States----Call l!oner----------------------Individual Deposits Subject to
Chock--------------------------Del!lllnd Certificatol Deposits--Tille Certificates of Deposits---Savings Deposits-----------------
~~:~le~~Ch=~k~~:~~~:::::::::::

---------10,921 47
--------------------
39,876 29 ----
24,266 44 -----
---1564~4

Certified Checks----------------- ---------
~!l!~ ~~a~~~i;-;;:di;~~;;t;d:::: 32500 00

Certificates of Deposit for

Borrowed l!olleY----------------- - - - Liability on Letters of Credit and

Ace eptances---- ----------------- - - - Reserve for Interest and Taxes--- - - - other Liabilities not included

in the above------------------- - - - - --

Total------------------------- h33,128 94 Total-------------------------- $133,128 94

THE BANK OF TIFTC!I, TIFTON,OA.

At close of business July 13, 1921.

Presidellt-H.H. Tift, Sr. Vice-Presidents-W.W.Banks,E.P.Bowen~ Cashier-B.H. McLeod,

Directors-H.H, Tift, Sr. lf,ll. Banks, E.P. Bowen, B.H. McLeod, L.S. Shepard, B.Y.Wallace,

L.E.Bowea H.H, T1ft Jr.

Date of Charler Oct. 16, 1891.

Began Business 1896.

RESOIRCES

LIABILITIES

Tiae Loans-----------------------$ 807,038 99 Denand Loans--------------------- 115,990 10 Loans on Real Estate------------- 59,344 98 Bonking Hous-------------------- 55,000 00 other Real Estate Owned---------- 6,000 00
FStuorcnkistuarnedanBdonFdsh:ottuhreers-T-h-a-n------- ---------U,S,or State of Georgia--------
United States and State of Oa.
Bonds-------------------------- -----Due froa Approved Ruarve AgentsCurrency--- ________ -------------Due Iron other Banks------------Checl<S lor Clearing Hou-------Cash !tens (Irregularl----------Advancea on Cotton--------------Cuatoaer's Liability on Letters
of Credit and Acceptances------ ---------Advances on other co-odities---- -----over Drafts (If anyl------------- --~!~~~~~ other. Resource------------------

Capital Stock--------------------$ 100,000 00 Surplus Fund--------------------- 150,000 00

UndlVided Profits---------------- 96,412 C1T

Due Unpaid Dividends------------Due to Banks in This Stat&-------

66 68725

00 81

Due to Banks in Other Stat----- 9,000 00

~:~!~t:e~;bl:;~t-i;-cb;~k:::::::: 339-306-6;

Demand Corti icates of Deposits-- 75:380 58

Cashier's Checks----------------Certified Checks-----------------
Savings Defosits----------------Tie Corti icates of Deposit----Trust Funds on Deposit----------Certificates of D8posit Repre-

6,324 56

157 56

2~ ~~.228907

00 85

128:484 43

senting Borro..-ed Aloney--------- -------

Bills Payable-------------------- 70,000 00

Rediscounts---------------------Liability on Letters of Credits

361500 00

and Acceptances---------------- -.-------Reserve For Interest and Taxes--- ----------

Other Liabilities----------------

25 33

Total------------------------$ 1,318,926 82 Total------------------------~-1,318, 926 82

314

SECO!fl ANNU\L REI'IIq

Exaaiaer' Report. BANK OF. T TGNAt.L, T IGNALL ,GA.

At close of business Nov. 8, 1921.

President-li'.J. Adams. Vice-President-Boyce Ficklin, Jr. Cashier-c.D. Boltoa,

Directors-1f.J,Adruns Boyce_ Ficklin, Jr._.s.w. Adams, W.O. Gill, T.J. Jackson, J.A, Mess,

A,J .l!cNeill E. ;v: Ragsdale, E.J. Wilkinson.

Date of Charte~ July 5, 1909.

Began Business Aug. 15, 1909.

RESOIRCES

LIABILITIES.

Tiae Loans----------------------- $165,589 04 Deaand Loans--------------------- 7,104 85

Capital stock-------------------Surplus Fund---------------------

$5205,0,0~0 0~0

Loans on Real Estate------------- 26,409 65 Un<hvided Profits----------------

Banking Bouse-------------------- 3,778 67 Due unpaid Dividends-------------

Other Real Estate Owned---------- -------- Due to Banks in This State------- -------

8 Furniture and Fixtures
Stocks and Bonds Other-Tb;;------

2 850 00 '

DCDaueepolltsoMiotBnsaeynu-kbs--~ i-cn-_t_o_tt_ho_eCr_h_Se_tc_akt--e---s-----------------

-----------------

U,S. or State of Georgia------- - - - -

S

46,453 70

united States and State of Oa.

Deiiaand Certi icates of Deposits-- --------

-__-_-_-_--_::: Bonds-------------------------- --------- Cashier's Checks-----------------
g:;r!~:;_:~~~:~~-:~~~~:~-:~~~~~: 9,~~ ~~ ~~1!!!gecf~:i~!:::::::::::::::::

822 83

Due Froa other Banks------------Checlcs for Clearing Bous-------Cash Iteas (Irregular)----------Advances on Cotton--------------Custoaer'a Liability on Letters
of Credit and Acceptances-----Advances on Other Coa.oditie---Over Drafts (If anyl------------Other Resource------------------

-------- Tiae Certi icates of Deposit----------- Trust Funds on D.eposit-----------
46 24 Certificates of Jfeposit ~pre--------- aentiag Borrowed Money---------
!Bills Payable---------------------------- Rediscounts----------------------
2,418 51 !Liability on Letters of Credits --------- and Acceptances----------------
="'=--...-1 ---------- Reserve For Interest and Taxes--other Liabilities----------------

_29_,_72__8_7_5_
--------54 000 00 11:520 50 -----------------
7 14

Total-------------------------- $218,054 98 _ Total-------------------------- ~218,054 98

FAruiERS BANK, Tli NAIL,GA,

At close of business Aug, 19, 1921.

President-J.J. Wilkinson. Vice-President-B.L. Wansley. Cashier-L.B. Leroy.

Directors-J, J. Wilkinson, B. L. Wansley, w. T. Standard, G, W. Butler, D,S. Danner, J. F.

Wilkinson, J.P. Dve, E.E. Harrison, J.M. Lindsay, M.L. Heard, J.M. Blanchard.~

Date of Charter-Oct. S 1920.

Began Business-oct.~8,19s0

RESOtncES

LIABILITIES

Tie Loans----------------------Deaand Loans--------------------Loans on Real Estate------------Banking Bouse-------------------other ~eal Estate Owned---------Furniture and Fixtures----------Stocks and Bonds other Than
U.S,or State of Georgia-------United States and State of Oa.
DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-Currency------------------------Due froa other Danks------------Checlcs I or Ctearing Hous-------Cash Items (Irregular)----------Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances-----Advance& on Other Commodities---Over Drafts (If anyl------------other Resources-----------------Profit &Loss--------------------

$18,553 05 450 00
2~~-~~
1,846 57
187 96 339 45
211 35 15 56
822 32

- - - - - Capital Stock----------~---------$ 15,000 00
Surplus Fund--------------------Undlvided Profits---------------Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----

Call MoneY----------------------Deposits Subl"ect to Check-------Demand Certi icates of Deposits-Cashier's Checks--~------------- Certifled Checks-----------------

Savings Defosit----------------TLBe Certi icates of Deposit-----

684 21

Trust Funds on Deposit----------Certificates of Deposit Repre-

senting Borrowed Aloney---------

Dills Payable--------------------

Rediscounts---------------------Liability on Letters of Credits

and Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

TotaL------------------------- $28,012 62 Total-------------------------- $ 28,012 62

SBCOMl ANNUU. RBI'On'

Exuinar' a Report PE<PLES BANK, TIGNAIL,GA.

At close of business Aug. 19, 1921.

President-D.S. Standard, Vice-President-S.A. Ware.

Cashier-F .s. Fortson,

Directors-D.S.Standard, S.A. 1Y11re, \1,0. Gill, W.O.Boho, J.T. Butler, D.F.Danner, J.ll.Lindsay,

L.lY. Hill, B.G. Sayer.

Date of Charter. Dec.16, 1913.

Began Business Jan. 27, 1914,

RBSOIRCES

LIAI'JLITIES.

------ Tiae Loans----------------------- $65,0S8 25 Capital Stock-------------------- $25,000 00

Deaand Loans---------------------

Surplus Fund--------------------- 5,000 00

Loans on Real Estate-------------

Und1vidod Profits---------------- ----------

--------- Banking Bouae-----------,-------- 8,002 74 Due Uapaid Dividends------------- ----------

Other neal Estate O'tmed----------

Due to Banks in This State------- ----------

Fnrnitnre and Fixtures----------- 2,436 17 Due to Banks in Other States----- ----------

Stocks and Bonds Other Thall
u.s. or State of Qeorgia--"----

~:~s~t=e~;bi;~t-t;-Ch;~k:::::::: -i6:Si4~

United States and State of Oa. Bonds--------------------------

148595" ~=~r~:r~:e!k:~~~-~~-~~~~~~~~:: -----63-36

Due fr.. Approved r:eserve Agents- 3:411 93 Certified Checks----------------- ----------

Currency------------------------Due Fro. Other Banks-------------

1,440 15 Savings Defoaits----------------- - - - - Tiae Certi icates of Deposit----- 21,318 65

Checks for Clearing House--------

600 Trust Funds on D_eposit----------- -------

Cash Ites (Irregularl-----------

128 02 Certificates of Iroposit Repre-

Advances on Cotton---------------

senting Borr01red Money--------- - - - - - -

Custoaer's Liability on Letters of Credit and Acceptances------

Bills-Payable-------------------- ~2~-~ Rediscounts----------------------

Advances on Other Co.moditios----

Liability on Letters of Credits

Over Drafts (II any)-------------

and Acceptances---------------- -------

other Resources------------------

10 95 Reserve For Interest and Taxes---

382 23

Profit & Loss--------------------

168 55 Other Liabilities---------------- ----------

Bonds Borrowed------------------- 1,400 00

Total-------------------------- $ 82,178 71 Total-------------------------- $ 82,178 71

BANK OF TOCCOA, TOCCOA.,GA.

At close of business Sept. 8, 1921.

Prosident-E.Schafer. Vice.J'residents-w.c. Edwards.

Cashior-E.C. Teasley.

Directors-E. Schafer, lf.C.Edwards, E.C.Teasley, O.A.Teasley, W.R.Beasley, J .C.Andrews,

G.M. 'SIIIith.

Date of Charter. Aug. 10 1911.

Began Busiaess Sept. 11, 1911.

RESOIRCES

LIABILITIES

~!::a~~::;;:::::::::::::::::::::$ ~~-~~

Loans on Real Estate------------- ---------Banl<ing Bous-------------------- --------other ~eal Estate OKned---------- ----------

Furniture and Fixtures----------- 1,989 57 Stocks and Bonds other Than

u.s.or State of Georgia-------United States and State of Oa.

1,800 00

Bonds--------------------------

776 05

Due froa Approved Reserve Agents- 6,722 00

Currency------------------------- 6,782 02

DChueecl<frsoafoor thCeler aBrianngkHso-u--se--_-_-_-_-_-_-_--_ 3,~~ ~~

Cuh Ite11s (Irregularl----------Advances on Cotton--------------Cnstoaer'~ Liability on Letters
of Cred1t and Acceptance-----Advances on Other c-oditie---Over Drafts (If anyl------------other Resource-----------------Cash Short-----------------------

--2-,3-3-2--9-1
----------------------------------
14 00

Capital Stock-------------------- $50 000 00 Surplns Fund--------------------- 10'000 00 Undvided Profits---------------- '501 28 Due Unpaid Dividends------------- -------Due to Banks in This State------- ----------

Due to Banks in Other States----- --------

CDaelplolsliotnseSyu-b--l"-e-c-t--to--C--h-e-c-k---------------

-_7-_-3_-,3-86-

-3_5_

Demand Certi icates of Deposits--

Cashier's Checks----------------- --~~~~-~

Certified Chocks-----------------

Savings Defosits----------------- 2 591 40 Tiae Certi icates of Deposit----- _2__6_:6__8_0_3_4_ Trust Funds on Deposit----------Certificates of Deposit Repre-

senting Borro~d Money--------- ---------Bills Payable-------------------- 48,763 71

RLeiadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- 47,057 23

and-Acceptances---------------- ---------Reserve For Interest and Taxes--- ----------

Other Liabilities---------------- ----------

Total--------------------------$ 260,214 03 Total-------------------------- $260,214 03

316

SECO!fl ANNU\L REPQU

Exaaiaer' s Report FARM.dl.S & MllQ::HANTS BANK - TOCCOA, GA.

At close of business July 1, 1921

President-E.E. Mitchell.

Vice-President.Claude 3ond. Cashier-D.S.Wommack.

Directors-E.E. Mitchell, Claude Bond, D.S. Wommack, Jno. H. Davis, N.L. Garland.

Date of Charter-

Bogan Business-

RESOIRCES

LIABILITIES.

Time Loans----------------------Demand Loans--------------------Loans on Real Estate------------Banking Bouse-------------------Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds other Tbaa
U.S. or State of Qeorgia------United States and State of Oa.
Bond------------------------~-
Due foa Approved J::eserve AgentsCurrency------------------------Due From Other Banks------------Checks for Clearing Bouse-------Cash Items (Irregular)----------ACduvsatonmceesr'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s---
Ad!~n~::d!! ~ge!cc~!dii~;;::::
Over Dratts (If anyl------------other Resources------------------
~t!!ft~~=u~~~:n:::d~~~::::::::
Transit Acct-------------------County Warrants------------------

855 00
20,380 00 -------
8,226 08 25,622 91
2,676 45 ---------------
:::_-:::::: 28 38
---------
3'~~ 88 17 25 14,312 74

Capital Surflus

Stock-------------------Fund---------------------

$

50,000 12,500

0oo0

Und vided Profits---------------- 7,628 67

Due Un~id Dividends-------------

24 00

Due to Banks in Tbis State------- ---------Due to Banks in other States----- -------

Call Money----------------------- 8,500 00 Deposits Subject to Check-------- 129,890 12

De~ Certificates of Deposits-- --------- Cashier's Checks----------------- 1,378 71

Certified Checks-----------------

28 00

Savings Defosits----------------- 60,233 36 Time Certi icates of Deposit----- 29,929 01

Trust Funds Certificate

on s of

D~posit-----------
Jreposit Repre-

----------

senting Borrowed Money--------- ---------

Bills Payable-------------------- 21,000 00

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- 1,500 00

and Acceptances---------------- --------

Reserve For Interest and Taxes--- --------

other Liabilities---------------- ---------

Cash Long------------------------

6 19

Total-------------------------- $322,618 06 Total-------------------------- $322,618 06

WILKINSON CO. BANK - TOOMSBORO, GA.

At close of business July 8, 1921.

Presideot-F.B. Chambers

Vice-President-W.A. Hall. Cashier-H.B. Stephens

Directors-F.B. Chembers, W.A. Hall, J.t;. Butler, L.l(.. Cason, W.I. Dixon, U.E. Stephens

pate of Charter- July 16, 1907.

Began Easiness-July 16, 1907.

RESOIRCES
Time Loans----------------------Deand Loans--------------------Loans on Real Estate------------Banking Hous-------------------other Real Estate Owned---------Furniture and Fixtures----------Stocks Md Bonds other Than
U.S.or State or Georgia-------United States and State of Ga.
Bonds-_-----------------------Due fro Approved Reserve AgentsCurrency------------------------Due from other Banks------------Checks for Clearinf Uous-------Cash Items (Irregu arl----------Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances-----Advances on other Commodities---Over Draft& (If anyl------------Other Resources------------------

LIABILITIES

Capital Stock-------------------- $ 25,000 00
Surplus Fund--------------------- 5,000 00 Und1vided Profits---------------- 10,143 33 D~e Unpaid Dividends------------- ---------Due to Banks in This Stat------- ----------

Due to Banks in Other States----- ----------
~:~~.~~:e~;bj;~t-t;-Cb;~k:::::::: -65;076-46

Demand Certificates of Deposits-- ---- -----

Cashier's Checks-----------------

233 64

16,200 00 Certified Checks----------------- ----------

15,385 55 Savings Defosits----------------- ----------

977 32 Time Certi icates of Deposit----- 10,211 07

Trust Funds on Deposit----------- ---------Certificates of Deposit Repre-

170 83 senting Borrowed noney--------- --------Bills Payable-------------------- 25,000 00
2,240 82 RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- ----------

and Acceptances---------------- ----------

7 81 Reserve For Interest and Taxes--- ----------

Other Liabilities----------------

38 05

Total-------------------------- $140,702 55 Total-------------------------- $140,702 55

SECO!tl ANNU\L REI'IIn'

317

Examiner's ~aport ,

BANK OF TR.ION - TR.ION. GA,

At close of business July 26,1921:

President-Benj. D. ~gllo

Vice~resident.C.B. Caperton. Cashier-W.I.Bennett

Directors-BenJ D. ~gil, C.B.Caperton,W.I. Bennett,Jno.R.. DeWitt,J.L.Ha~~mond,J.H.Thomas.

C.P. -n.ompson

Date of Charter.Octobet 111, 1912.

Began ausiness..:Oec...ber 17,19J2.

RESOW:ES

LIABILITIES.

Ti Loan&----------------------Deaand Loans--------------------Loans on Real Estate------------Banking Bouse-------------------Other Real Estate OWned---------Furniture and Fixtures----------Stocks and Bonds Other Than
U,S, or State of Georgia------United States and State of Ga.
DuBe ofrnod. A--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s-.
Currency------------------------Due Froa other Banks------------Checks lor Clearing Hous-------Cash IteBs (lrregnlarl----------Advances on Cotton--------------Customer's Liability on tatters
of Credit and Acceptances------
any)------------- Advances on other Co.modities----
Over Drafts (II other Resources------------------

Capital Stock-------------------- $ 2s.ocu co

Surplus Fund--------------------- 10,000 CO Undtvided Profits---------------- 11,520 51

Due Unpaid Dividends------------- ----------

Due to Banks in This Stat------- ---------Due to Banks in other States----- ----------

~:;!.1;:;;bj;~tt;-Ch;~k:::::::: -61;324-89

Da~ Certificates of Deposits-- ----------

23.736 00 Cashier's Checks----------------- 1,123 39

6,227 25 Certified Chocks----------------- ---------6,323 87 TSiaavainCgsorDtiriocastietss--o-f--D-e--p-o-s-i-t---------- --4-4-,5-3-0--0--9

1,565 98 233 95

Trust Certi

Funds ficates

on of

Dl0fpeoposaiitt--~--p-r-e----

-

-

----------

senting Borrowed Money--------- ----------

Bills Payable-------------------- 30,000 00

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f --C-r-e-d--it-s--- ----------

373 21 and Acceptances---------------- ----------

498 77 Reserve For Interest and Taxes---

326 05

other Liabilities----------------

549 50

Total-------------------------- $184,374 43 Total-------------------------- $184,374 43

BANK OF TU:::KER. - TU:::KER., GA.

At close of business September 1.1921

President-P.K. Burns.

Vice-President-J.M. Livsey. Cashier-L.S. Barns.

Directors-P.K. Bnrns, J.M. Livsey, L.S. Burns, P.E. Hudson. J.M. Henderson. C.M. Carroll.

E.S.Cowan, R..W. Cowan, W.T. Pounds, M.A. Cain, G.R.. Lowis, lf,A. Ambrose,

J,W. Britt, J.H. Brooks.

Date of Charter- 1919.

Be an dusiness-1919

RESOURCES

LIABILITIES

Tiae Loans----------------------- $ 25,145 32 Capital Stock-------------------- $ 15,000 00

Deaand Loans---------------------

Surplus Fund---------------------

Loans on Real Estate------------Banking Hous-----~------------- other R.eal Estate OWned----------

7,500 00 Undtvided Profits---------------3,160 00 Due Unpaid Dividends-------------
Due to Banks in This State-------

Furniture and Fixtures----------Stocks and Bonds Other Than
U,S,or State of Georgia--------

1,984 59 Due to Banks in Other States----Call MoneY----------------------Deposits Subl"ect to Check-------- 17,574 38

United States and State of Oa.

Demand Corti icates of Deposits--

DuBe ofrnodaA-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s--

Casbier's Checks----------------5,557 30 Certified Checks-----------------

20 04

Currency------------------------Due from otber Banks-------------

796 33 Savings Defosit----------------Time Corti icates of Deposit-----

Checks for Clearing Hous-------Cash Iteas (lrregularl-----------

73 57 24 21

Trust Funds on Deposit----------Certificates of Deposit Repre-

Advances en Cotton---------------

senting Borrowed Money---------

Customer 'a LiabilUy on Letters of Credit and Acceptances------
Advances on other Commodities

Bills Payabl-------------------R.ediscounts---------------------Liability on Letters of Credits

Over Drafts (If anyl------------Other R.esources------------------

17 28 and Acceptances---------------26l 19 Reserve For Interest and Taxes---

Cash Short-----------------------

10 Other Liabilities----------------

560 26

Total-------------------------- $ 44,519 89 Total-------------------------- $ 44,519 89

318

SECONl ANNU\L REI'IIn'

Examiner' a ~port, TURIN BANUNJ CO, - TURIN, GA,

At close of business August 27,1921;

President-Edgar Dominick

Viee-President-G.H, Ur~hart.

Cashier-

Directors-l!d~:ar Doainiek, 0.11. Urqnhart, J.D. Johnson, J.A. Daniel, J.C. Stovall, W.O. Post.

Date of Charler-!'.oVBJIIber 25,1905.

Began Business-July 1, 1905.

RESOIR\:ES
Tiae Loans----------------------Deaan~ Loan--------------------Loana on Real Estate------------Banking Bouse-------------------Other Real Estate OWned---------Furniture. and Fixtures----------Stocks and Bonds Other Than
U.S. or State of Georgia------United States and State of Ga. DuIeJOf!n'odas--A--p-p-ro-v-e-d--R.-o-s-e-rv-e--A--g-e-n-t-s-. Currency------------------------Due Frllll Other Banks--~--------- Checks for Clearing Hou&e-------C.ash I has (lrregnlar) ----------Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances-----Advances on Other co....oditie---Over Drafts (If anyl------------Other Resources------------------

LIABILITIES.

1,665 75 1,989 75
405 00 5,263 65
525 02
500 00
1"43 33

Capital Stock-------------------- $ 15,000 00

~:df!ide~~~lii;::::::::::::::::

17,000 00 2,203 74

Due Unpaid Dividends-------------

5000

Due to Banks in This State------- ------- -

Due to Banks in other States-----

~:~s~t=~;i;j;~i-i;-Ch;~k:::::::: -26~188-i9

Deiiland Certilicates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tiae Certi icateo of Deposit----Trust Funds on Deposit----------Certificates of lfeposit Repre-
senting Borro,.ed Money--------Bills Payable-------------------RLieadbiislcitoyunonts-L-e--tt-e-r-s--o--f--C-r-e-d--i-ts---

---------------------------------
12,030.05 --------
-------7,500 00
----------

ReasnedrvAe cFcoerpItnantecreess-t--a-n-d--T--a-x--e-s------ -------------------other Liabilities--------------- --------

Total--------------------------$ 79,971 98 Total--------------------------$ 79,971 98

aANK OF TY TY - TY TY, GA,

At close of business July 19,1921

Presiclent-llr.F.B. Pickett,

Vic e-Pre ideuts -J .IV. Taylor ,B.A. L~<nd. Cashic-lf. T. Wremlick.

Diredors..n-.

F.B. Pickett, J.W.
w.B. Parks

Taylor,

H.A.

Land,

E.J.

Cottle,

h:.R.

Pickett,

R.D.Zenitb,

Date of Charter..Septeaber 1_3, 1910.

Began Business-

RESOIRCES

Tiae Loan----------------------- $ 62,"90 86 Deaand Loans--------------------- 1,678 03 Loans on Real Estate------------- 17,165 96 Banking House-------------------- 2,400 00 othvr Real Estate OWned----------

Furniture and Fixtures----------- 2,496 10 Stock& and Bonds other Than

U.S,or State of Georgia-------- 3,660 00 United States and State of Oa.

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-- 1,402 78

Currency------------------------Due fr01t other Banks------------Checl<s for Clearing Hous-------Cash !teas (Irregularl-----------

746 90 170 18 784 76

Advances on Cotton--------------Custoaer's Liability on Letters

of Credit and Acceptances------

Advances on Other Comaodities---Over Draft. (If anyl------------- 1,223 08

Other Resources------------------

LIABILITIES

Capital Stock-------------------Snrl'lns Fund--------------------Undvided Profits----------------

$

25,ooe 5,000 1,895

oo
(XJ 47

Dua Unpaid Dividends-------------

Due to Banks in This State~-----

Due to Banks in Other States-----

CDaelploJsliotnseySu--b-l'-e-c-t --to--C--h-e-c-k---------------DellUlnd Certi icates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Time Certi icates of Deposit----Trust Funds on Deposit----------Certificate. of Deposit Repre-
senting Borro,.ed }loney--------Bills Payable-------------------Rediscounts---------------------Liability on Letters of Credits

11,384 60 3,146 51
168 01 137 26 7,278 50 2,691 04
37,500 00

and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities----------------

17 26

Total-------------------------- $ 94,218 65 Total-------------------------- $ 94,Zl8 65

319

EXIIIiliner 'a R.apori. BANI( OF UNADILLA. UNADILlA, GEomiA.

At Close of Business Scptcn;be~ 1,1921.

Prcsident-w; D. Nichols. Directors-W. D. Ni cho Is,

Vice-President-J. R. Bariield.

Cashier-A. P~ Ware.



J.R. Barfield, J.ll. Fal<cs, J.D. llardeson, Jack Bridges.

Date of Charter-July 5,1898.

Began llusiness-

RI!SOl:RCES

LIABILITIES.

Tiae Loan&-----------------------$183,160 93

De.and Loan--------------------- 9,866 52

Loana on R.aa1 Estate------------Banking Boas--------------------

--5;600-0o_

Other Real Estate Owned---------- ----------

FStuorcnkistuarnedanBdonFdsixOtuthreers

-----Thaa

-----

----------

UnYi~.i s~a~!:t:..:if s1:~~g!;-aa:-- -----------

Bond-------------------------- 4,000 00 Due fr~ Approved Reserve Agents- 12,601 67

Currency----------------------~-- 4, 488 32

0 13 Dua Fr.. other Banks------------- ----~. -; _

Checks for C!aarinf Hou~e--------

~

Cash Items (lrregu arl----------- 1,147 42

ACduvsatonmceesr'osnLCiaobttilointy--o-n---L-e-t-t-e-r-s--- ----------

Ad!!n~~:d!! otge~c~~:~ii~;;:::: ----------

Over Drafts (II anrl------------- --1:9so-21

other Resources-----------------Cash Short-----------------------

-----5305_

Capital surflus

Stock--------------------$50,000 Fund--------------------- ~.ooo

0o0o

Und vided Profits---------------~ 18,869 03

Due Unpaid Dividends------------- ---------

Due to Banks in This Stat------- --------Due to Banks in Other States----- ---------
~:;!.~::~;bj;~t-t;-Ch;~k:::::::: so:5o4-39

Deiiaand Certificates of Deposits-- --------Cashier's Checks----------------- 998 71

Certified Checl<s----------------- ----------

TSiaaveinCgserntiefiocsaittess--o-f--D--e-p-o-s-i-t---------- -4-7-,5-4-6---4-2-

Trust Funds on Deposit----------- ----------Certificates of lfeposit Repre-

senting Borrowed Money--------- ---------Bills Payable-------------------- 16,000 00

R.ediscounts---------------------- 7, 500 00 Liability on Letters of Credits

and Acceptances---------------- ---------R.eserve For Interest and Taxes--~ ----------

other Liabilities---------------- ----------

Tota1--------------------------$223,418 5S Total-------------------------$2-n, 418 55

COM!IE~IAL DANK. UNADILLA, GA.

At Close of Business August 30, 1921.

Prcsident-Chas. Ao Horne.

Vice-Prcsident-W. C. Griggs.

Cash.ier..S.Manuel, Jr.

uirectors-Chas_ A. Horne, W, C. Griggs, M. H. Liggett, S. Manuel Sr., J. W. Saunder11.'

Date of Charter- August 5,1907.

Began Dusiness-

RESOl:RCES

LIABILITIES

Tiae Loan-----------------------$127,751 46 Capital Stock--------------------$50,000 00

DeMand Loans--------------------- 4,866 66 Aaiount R.esorvod for Brancheo Leu 16,000 <Xl

Loans on R,eal Estate------------- ---------- Und1vided Profits---------------- 5,071 0'1

Banld ,g House-------------------- 12,661 26 Due Unpaid Dividends------------- ---------

other R,eal Estate Owned---------Furniture.and Fixtures-----------

--2;383-25

Due to Banks in This Stat------- --------Due to Banks in Other States----- ---------

Stocks and Bonds other Than U.S.or State of Ooorgia--------

3,000 00 ~:~!.~:!e~;bj;~t-t;-Cb;~k:::::::: 23;67o-23

United States and State of Oa.

Demand Certificates of Deposits-- ---------

DuBe ofrnomds-A-p-p-r-o-v-e-d--R--.e-s-e-r-v-e--A-g--e-n-t-s--

43 00 Cashier's Checks----------------8,671 31 Certified Checks-----------------

100 17 3 25

Currency------------------------- 2,584 75 Savings Defosits----------------- ----------

Due from other Banks------------CChaeschl<Istefmosr C(IlreraerginuglaHr)o_u__s__-_--_-_-_-_-_-

---612-62-
1,255 81'

Tiae Corti icates of Deposit----- 29,051 19 Trust Funds on Deposit----------- --------Certificates of Deposit Repre-

AdvanceJ on Cotton--------------- 2,638 18 senting Borro,.ed Ioney--------- --------

Customer's Liability on Letters

Bills Payable-------------------- c-~,500 00

of Credit and Acceptances-----Advances on other Commodities---OVer Drafts (If anyl-------------

---54-25-

RL.ieadbiislictoyuonntsL--e-t-t-e-r-s--o-f--C--r-e-d--it-s--- ---------and Acceptances-~-------------- ----------

0ther R.esourc------------------ 16,173 26 R.eserve For Interest and Taxes--- ----------

other Liabilities---------------- ----------

Total--------------------------$ 182,695 88 Total------------------------$ 182,69~ 88

32o

SECONI ANNU\L REPQU

Exuiaer 'a Raput

BANK OF UNION POINT, mUON POINT, GA.

At Close of Business July 18,1921,

President-H. Lamb.

Vice-President-!. W. Ivey,

Cashier-H. A. ~odes.

Dircctors-J.E. Carlt,on, J.A. F.lliott,J.H. Sibley, H. Lamb, I.W. Ivey,li,A. ~odes,

Date of Charter-Hay 15, 1911.

Began Business-May 10,1911.

RESOIRCES

LIABILITIES.

Ti Loan&---------------------- $ 144,863 11

Deaand Loan--------------------- 2,561 79

Loans on Real Estate------------Banking Bouse--------------------

--3;773-68

OtbeP Real Estate Ollned---------- 1,000 00

Furniture and Fixtures----------- 3,161 37

Stocks and Bonds Other Than

U.S. or State of Oeorgia-------

UnBitoenddSs-t-a-t_e-s--a-n-d--S__t_a_te--o__f _O__a_.__ _ 1,000 00

Due fr~ Approved ~eserve Agents.

Currency------------------------Dna Froa Other Banks-------------

2,424 64 14,008 51

Checks for Clearinf Bouse--------

Cash Items (Irregu arl-----------

Advances on Cotton---------------

Customer's Liability on Letters

any)------------- ---------- of Credit and Acceptances------
Advances on Other Co.moditie---Over Drafts (If

84 17

COothtteornRAecscoouunrtc_e_s__--_-_-_--------------------------

26 17 1,400 00

Capital Stock-------------------.$ 25,000 00

Surplus Fund--------------------- 25,000 00 U111bvided Profits---------------- 576 38

Due U.paid Dividends------------- --------Due to Banks in This State------- 383 82

D~:u~es~tot=eB~a;nbk-s~i;n~to-tth;e-rChS;~tia:t:e:s:-:-:-:-:-

---------
t2i;i32-4o

Deaand Certi icates of Deposits-Cashier's Checks-----------------

-i;Q66-io

Certified Checks-----------------

TSaiveiaCgserDtieficoastietss-o--f--D-e--p-o-s-i-t---------- ----700-00

Trust Funds on Deposit----------Certificates of Ireposit Repre-

454 74

:::::::::: :!ls~e!nct~iaJgt~B~~o:rr:o:w:e:d::M::o:n:e:y:-:-:-:-:--:-:-:- ----------

Liability on Letters of Credits

and Acceptances---------------- ---------Reserve For Interest and Taxes--- ----------

other Liabilities--------------------------

Total-------------------------- $174,303 1"1 Total-----.-------------------- $171, 303 ,14

FARMEJQ BANK, UNION POINT, GA.

At Close of Business July 21,1921.

President-B. W, Boyd.

Vice-President-T. L. Barnes.

Cashier- A. J. Stewart,

Directors-B. E. Wagnon, R.A. O'Neal, B. W. Boyd, T. L. Barnes, A. J. Stewart,

Date of Charter-

Began Business-July 12,1911,

RESOIRCES

LIABILITIES

Tiae Loans-----------------------$ 7.1,874 30 Demrutd Loans--------------------- 6,310 16

Loans on Real Estate-------------

Banl<ing llouse-------------------- 3,000 ()()

other Real Estate Owned----------

Furniture and Fixtures----------- 1, 713 48

Stocks and Bonds Other Than

U.S,or State of Oeorgia--------

UnBitoenddSst-a--te--s--a-n-d--S__ta-_te--o-f__O__a_. __ _

225 00

CDuuorrfernocyA--p-p_r-o-v-e-d__R__e-s-e_rv_e__A__g_e_n_t_s_-

6,545 55 2, 424 97

Due from other Banks-------------

17 00

Checl<s for Clearing llouse--------

4 34

Cash Items (Irregularl-----------

Advances on Cotton---------------

Customer's Liability on Letters

of Credit and Acceptances------

Advances on Other Ca.modities----

Over Drafts (If any)-------------

Other Res Lime Stock

oAucrCcte-s-----------------------------------

654 99 105
125 00

Capital Stock--------------------$ 15,000 00

Surplus Fund--------------------Undnidod Profits~-------------- Due Unpaid Dividends-------------

5,179 43 14 40

Due to Banks in This State-------

Due to Banks in Other States-----

CDaelplolsliotnseSy -u-b-l'-e-c-t - -t o- -C- -h-e-c-k- ---- ----------Demand Certi icates of Deposiis-Cashier's Checks----------------Certified Checks----------------Savings Defosits----------------Tiae Certi icates of Deposit-----

265 99 61,343 49

Trust Funds on Deposit----------Certificates of Deposit Repre-

senting Borro..-ed ~laney-------- Bills Payable--------------------

"7,000 00

RLeiadbiislciotyunonts-L-e--tt-e-r-s--o--f --C-r-e-d--it-s---

and Acceptances---------------Reserve For Interest and Taxes---

Other Liabilities----------------

Total--------------------------$ 94,895 84 Total------------------------- $ 94,895 84

SBCOMl ANNU\L RERRJ'

321

Exuiaer 'a Report

ASHlEY TRUST COOI'Al'IT, VALDOSTA, GEOOJIA.

At Close of Business December 22,1921.

President-! .M.SIIi tb. Vic~resident-<: .R .Ashley,J .N .Brar J .Y ,Blitch A.S .Pendletoa D c Ash lev Jr

Cashier-S.A.~ith.

'

'

' ''

"

Directors-! .M.Smith,J ohn R.Sl'!'ter, M.R .Ousley,J .Y .Blitch, A,Winn, O,K,J ones ,G .L.Patierson

S.A,Smhh, J.M.Sm1th, D.C.Ashley Jr.

'

Date of Charter-

' BegaJ!Bus_ineu- .

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $12,500 00 Deaancl Leans--------------------- 1,000.00 Loans on Real Estate------------- 614,525 93 BOathnekrinRg eHaloEusstea-t-e--O--'lf-n-e-d-_-_-_-_-_-_-_-_-_-_-

Furniture and Fixtures----------Stocks and Bonds Other ThaD
U.S. or State of Georgia------UnBitoenddSs-t-a-_tu---a-n-d--S__t_a_te___o_f _O__a_.__ _

Due froa Approved Reserve Agents-

Currency---------------- ____ -----

Due Froa Other Banks-------------

Checks for Clearing Hous--------

Cash {teas (Irregular)-----------

Advances on Cotton---------------

Custoaer's Liability on Letters

of Credit and Acceptances------

any)------------- Advances on Other Coa.odities----
Over Drafts (If

other Taxes

Resou & Ins.

rocnesR-I-E--L--o-a-n-s-..-_-_-_-_-_-_-

_

'so oo
7,000 00 19,247 91
813 06
-2;13.2-84-

Capital Surf las

Stock--------------------$1 Fund---------------------

00, 35,

o0o0o0

o0o0

Und vlded Profits---------------- H7, 400 01

Due tllpaid Dividends------------- ----------

Due to Banks in Thi& Stat------- ---------Due to Banks in other States----- ----------
~!~s~t:e~;b~;~t-t;-Ch;~k:::::::: ::::::::::

~~r~=r~~e!:!~~~-~~-~~~~~~~:: ::::::::::

Certified Checks----------------- ---------Savings Drosits-------:.._________ ----------

Ti Corti icates of Deposit----- 300,970 56 Trust Funds on Deposit----------- 1,599 17 Certificates of lfeposit Repre-

sentiag Borrcnred Money--------- 60,000 00

Bills Payable-------------------- -;;;-,-;;:;;;.-- Rediscounts---------------------- .. ~ 00 Liabilitr on Letters of Credih

and Acceptances---------------- ---------Reserve For Interest and Tax--- ----------

other Liabilitin---------------- ----------

Total--------------------------$657,469 74 Total--------------------------$657,469 74

BANK OF VALDOSTA, VALDOSTA, GA.

At Close of Business October 27,1921.

President-E.' .Rose. Vice President s-J .R ,Dill!herj D.G .Mallery,. A.J .Strickland,Calhier-lf.F .Staten,

Directors-E.P.Rose J.R.Dasher D.G.Mallory,ASti'ickland,..-rank D.Rose, W.L.Fender S.J.

Date

Faircloth of Charte;-

E.d.IYilcox April 12,

19A20..6.LitJtrle'A,Clih.Wasa.tIs.oHna,rrell

'

P.

C.Pendleton, Begu Buu

nTe.uE.HAerperfiol rd21f,.B1.9Clo0n. verse

RESOIRCES

LIABILITIES

Tiae Loans----------------------- $788,059 51 Capital Stock--------------------$ 200,000 00

Dand Loans--------------------- 103,712 64 Surplus Fnnd--------------------- 40,000 00

Loans on Real Estate------------

Undivided Profits---------------- 13,779 90

Banking Bouse-------------------- 40,000 00 Due Unpaid Dividends------------- ----------

other Real Estate Owned---------- 3,106 38 Due to Banks in This State------- ----------

Furniture and Fixtnre----------- 11,000 00 Due to Banks in other Stat----- ----------

Stocks and Bonds other Than U,S,or State of Oeorgia--------

10,000 00 ~!~!a~t:e~;bl7;~t-i;-Cb;~k:::::::: i73:92o-8i

UnBitoenddSs-t-a-t-e-s__a-n-d- _S__ta__te___of--O--a-. __ _

z;696 Deiumd Certi icatu of Deposits-- --- ---

468 00 Cashier's Checks-----------------

37

Duo froa Approved Reaerve AgenhCurrencr- __ ------------- _- ------Due froa other Banks-------------

--i4,788-i3
49,916 98

Certified Checks----------------Savings Defoalts----------------Tiae Certi icates of Deposit-----

Checks for Clearing House-------- 2,316 16 Trust Funds on Deposit-----------

Cash Iteas (Irregular)----------- 4,2A3 89 Certificates of Deposit Repre-

Advances en Cotton--------------Cnstoaer's Liability on Letters

senting Borrowed Money--------Bills Parable--------------------

--9-o;o-o-o---o-o

of Credit and Acceptances------

Rediscounts---------------------- 98,332 00

Advances on other Coaaoditia----

Liability on Letters of Credlta

Over Drafts (If anyl------------other Resources------------------

ReasnedrvAe cFcoerpItnantecreess-t--a-n-d--D--e-p--:-------- ---4-,4-8--4--7-3

Transit Account------------------

other Liabilities---------------- ----------

Live Stocl< Account---------------

Total------------------------~1,035,229 98 Tetal-------------------------$1,035,229 98

322

SECONJ ANNU\L REI'IIn'

E:xuainor 'a Ropart ,

CITIZP.NS BA."'K, VALDOSTA, GF..O~IA.

. At Close of Business October 24,1921,

Presidont-J. F. 'Lewis. Vico-Prosidents-T.B. Converse, Sr., G. W. Yarn, Cashier-~ D. Stevens,

Directors-J.F. L""is, T.B. Converso, G.lV. Yarn, ~D. Stevens, T.S. Mcl(ey, E.P. R.oso, A.B. Smith,

J.S. Plowden, W.A. Godwin, A.lV. Varnadore, L,L. Do~hert;r, W.l.. Yarn, J.F. Lewis, 'Jr.1

Date of Charter- 1890.

Miss R.uth Converso, Miss Pearl Lewu, ll!SS Caro Lewis. Began Businoss-1

IO!SOtRCES

LIABILITIES.

Tiae Loans.----------------------$1,142,313 Deaand Loan--------------------- 582,423

86 42

Capital Sarflas

Stock-------------------Fund---------------------

$1s5o0,,0oo0o0

00 00

Loans on Real Estate ------------ Uad vidod Profits-------- 231,831 34

Banking Boa--------------------

4,000 00 Due Um~id Dividends------------- ---------

Other R.aal Estate Owned ------------ Duo to Banks iii This State....... 41,308 66

Furniture and Fixtures----------------------- Duo to Banks in other States..... 34,117 70

Stocks and Banda Other Thaa U.S, or state of Oeorcia-------
United states and Stata of Oa.

6, 713 81 CDaepllosHitoa nSea:brl-e-e-t--to--C-h-eck------- -4-7-1-,1-3-1---7-4 Deiiand ~ertilicates of Dapoaih-- 6, 156 Ol

94 B
Due

ofnrd~-A-p-p-r-o-v-e-d--P-.-o-s-e-r-v-e--A-c--a-n-t-a-.

559 65 Cashier s Chocks----------------137,330 88 Certified Chocks-----------------

currency------------------------- 27,925 39 Savings Drits-----------------

Due Fr011 other Banks ------------ Tiae Corti ieates of Dopoau.....

1,576 99

491 26

404 427

~ ..

1

6633

Chocks for Ctoarlnf Bous-------

4, 950 78 Trust Funds on D-'fiOSlt---------- 7, 672 99

Cash Itoaa (Irreca ar)-----------

654 02 Certificates of Jropoait Repro-

Advances on Cotton--------------Cuatoaer'a Liability on Letters

-- - 4,974 51 aentinc Borrowe4 Money......... ---------Bllb Pa~bl---

of Credit and Acceptanc------ ------------ Rodiacounts--------------------- ;;;541-69

Advances on other Secur1Hes----

1,619 34 Liability on Letters of Credit*

o...r Drafts (If 1U11) ------

5, 979 95 and Acceptances--------

other Reaourc------------------ ------------Reserve For Interest------- 6;5oo_oo_

Transit Account____ "_____________ 22,896 14 other Liabilitles------

Current Debi t-------------------

720 81 Cash Long------------------------

U.oarned Inhrest---------

Total--------------------------$1,943,062 56 Total--------------$1,943,062 56

THE EXCIIANGE BANK, VALDOSTA, GA.

At Clon of Basineu October 5, 1921,

Prelident-A. C, Mizell,

Vice-President-'lf,A. Si11s.

Cashiar-'!f,O, Roberta,

111rectora-A.C, Mizell, W,o. Roberts, G,B, Martin, J.W, Garbutt, lf.A. Sims, M.M. Blanton,

E,P, Quilliait, G.A. Whitaker.

pate of Charter-July 1,1912,

Began Busineso...Septelllbor 1,1912,

RESOIRCES

LIABILITIES

5 Loan----------------------..$264,337 78 OIUUI<l Loans------------------- 6, 910 35 a en Real Eatate------------- 48,820 25
oth~nle!~u~:i&i;-ii;i;ci:::::::::: ----482-82
Furniture and Fiitur----- 8,987 68 Shcka and Banda other Than
U,S,or State of Oeorcia-. 3,600 00 Uaited Statu and State of Oa.
Bend------------------------- 2,471 21

Capital Stock.................... Surplus Fand--------------------Uncllvidod Prof ih--------------Duo Unpaid Dividonds----- Duo to Banks ia This State....... ----------
. .Duo to Banks ia vthor Statoa..... ----------
CDaelplo&sitoa nSeu:brj-e-c-t toCh-ock -66-,8-73-46.
~= ~: ~~.!:~~~-~~-~~~~~~~== --i;040"83

Dao froa Approved Reserve Acenta. 13,917 06 Cortiflod Chocks

69 13

--------- Carrency-------------------------
DCuheocfkrsoafoor thCelrea~rnlnkc-B--o-u-s-e--------------Cash Jtns (Irregular)-----------

7, 742 35 534 18
4, 622 26

Savings Deposita 45,704 76 TU.o CortlJicatea of Deposit 37,172 50 TCroursttlfFieanadtoa soaofDDepeopsoisti-t-~R-o-p-r-o- ----------

A4vancoa on Cotton--------------Caat...r's Liability on Letters

----------

aonting Borrowed Honey--------BUb Paj'able----

--------- -------

of Credit and Acceptaac------ -------- RodiacoaDta---- 98,694 47

A4vancea on Oror Drafts

o(Ithf ear ncy-o)-d--l-tl-e------

--------------------

Liability on Lottors of Credit and Acceptances -----------

SOCuutnhrderrer,ynRtBeaCanohJ<ueScrc_k_es_a__-_-_-_-_-_-_-_--_--_--------------------------

Reaervo For Iatoreat and Tazoa--- ---------vthor Liabilities ---------

Cash Short---------------- __ -----

Tetal~------------------------~369,003 94

Total---------- .,f369, 003 9'1

SI!CONl .u!NU\L REAm

323

Exuiner 'a Report, ~HANTS BANK - VAWOSTA, GA,

At Close of Business October 19,1921.

Prealdent-!I.Y ,Tillman, Vlce-Presidnts-A.F .Wlnn, Jr., E.P.S.Denurk, Cashier-T .I .Denmark,

Directors-~El,iPl.lSs',.DBo.nLamnaer1k,BW,W.T.L.Lanane,e,

T.M.Vlnson~
A.F.Wlrut ~r

L.W;J.,STha.&w0t

B.Y.Tillman, his Honrd Har

rHis,F.TBi.lSlm.IlainirtWen,.IIC..OLU.Jv.a,r.1 ~

Date of Charter December 26, 1888,

' Began Busine;s 1888.

RBSOIRCES

LIABILITIES.

Tie Loan&----------------------$1,005,980 77 Capital Stock-------------------- $:200 000 00

De.and Loan-------------------Loans on liteal Estate------------

98,302 54 ----------

~f!i:.:u~;iii;::::::::::::::::

40,000 00 56,083 93

Bankin& Boas------------------- 32,021 07 Due Uapaid Dividends-------------

Other Real Estate Owned--------- ---------- Due to Banks in This State------- 83,476 78

~~=~!~~a~n~!x~~:;-Tb;;----
Unuit.esd. SortaStetasteandofSGtaetoergoifa-O-a-.---

25,321 82 ----------

Due to Banks in other Statoa-----
~:;!s~;:e~;bl;~t-t;-Ch;~k::::::::
Deaand Certificates of Deposits--

227,291 24 10,010 00

Bond------------------------- 24 968 30 Cashier's Checks-----------------

164 04

Due fro. Approved Reserve Agents 120:018 96 Certified Checks-----------------

287 55

Currency------------------------- 28,681 98 Savings Defosits----------------- 392 559 23

CDhueecFksrof.oOr tCheler aBrianagkHs-o-u--s-e--------------

---------- Tie Carti icates of Deposit----1,579 94 Trust Funds on D_eposlt-----------

307:091 74 18,777 37

Cash It (Irregalar)---------- 2,089 10 Certificates of Ireposit Repre-

Advances on Cotton--------------

1,864 68 sentiag Borrowed Money---------

Customer's Liability on Letters of Credit and Acceptances----

Bills Pa~ble------------------- litediscouats----------------------

5,000 00

Advances on Other Socariti--- 16,045 25 Liability on Letters of Credit$

OOtvheer r

DRraefstosur(cIfe

anyJ------------
s-----------------

1,464 18 and Acceptances---------------Jite~erve For Interest and Taxes

Current Debits-----------------Transit Account-----------------

--------- 358 76 &Deprec------------------------ 9,868 15
1,564 34 other Liabilities---------------Unearned Discounts--------------- 9,651 66

Total-------------------------$1,360,261 69 Total-------------------------$1,360,261 69

TilE Cl~IZENS BANK UF VIDALIA - VIDALIA, OE(I(OIA,

At Close of Business July 18,1921.

President-W. T.McArthur, Sr,

Vico-Presidont-J .F .Darby, Cashior-J ,B,Brelrlon,

Directors~Y.T.McArthar Sr.f L.M.McLeore, T.J.Ainsworth, L.B.OodbeeL J.F.Darby,

W,T,Fronchf WMcArthur Jr. F.L.Huie, J.B.Brelrlon, M.n.Matthews,

Date of Charter Apri 19th, 1901.

Bagan Business April 20th, 1901

RBSOIRCES

LIABILITIES

Tie Loans----------------------- $330,459 55 Capital Stock-------------------- $ 40,000 00

Deand Loans--------------------Loans on Real Estate-------------

13,221 65 58,116 03

~:df!i:e:an~;iii;::::::::::::::::

5,274 53

Banl<ing House-------------------- 10,000 00 Due Unpaid Dividends-------------

other Real Estate Owned---------- 14,428 40 Due to Banks in This State-------

Furniture and Fixtures----------- 8,617 83 Due to Banks in Other States-----

Stocks and Bonds other Than U,S,or State of Georgia--------
United Statu and State of Oa.

Call Money----------------------2,600 00 Deposits Sub;ect to Check--------

73,500 00 49,866 18

Dellllnd Certi icates ol Deposits-- 14,000 00

DuBo ofnr.d.s-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s-.

6,190 00 Cashie~'s Checks----------------5,118 18 Certified Checks-----------------

478 85 100 00

Currency------------------------Due fro. other Banks-------------

4,6~ ~~

Savings Defosits----------------Tt.e Certi icates of Deposit-----

14,426 42 119,684 60

Checl<s lor Clearing Hous-------- 1,867 40 Trust Funds on Deposit----------- 3,426 30

Cash Itea (Irregular)----------- 1,580 30 Certificates of Depoit Repre-

Advancos en Cotton---------------

senting Borrowed Money---------

Custoaer's Liability on Letters of Credit aad Acceptances------
Advances on other Co.aodities----

Bills Payable-------------------- 125,500 00 RLeiadbiislcitoyunonts-L-e--tt-e-r-s--o--f--C-r-e-d--it-s--- 11,115 24

Over Drafts (If any)-------------

and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

Current Checks-------------------' DCaesphosSithoorrt,G--u-a-r-a-n-t-e-e--F-u--n-d--------------

1,848 08 Other Liabilities---------------137 52 UDentered Deposits---------------
3,513 90

5,051 69

Mutual Fire Insurance Fund-------

120 00

Total--------------------~----- $462,423 81 Total~------------------------- $462,423 81

3?4

SI!CO!Il AJIINU\L REPCIU

E:uaiaer 's Report

FARAIE~ BANK - VIDI>'TTE, GA.

At close of business August 9, 1921.

President-L.o. Directors-L.O.

Benton, Benton,

CV. li.eeB..Pe lrte,si\dVe.Cn.tsM..CcC.Ia. rvBeer,l t~.WA..C.Tl\hleoCmaprsvoenr.,

Cashier-Jao R.Godbee. Jno. R. Godbee, W.J. )laxley,

J. E. Rowland.

Date of Charter-November 7, 1910.

Began Business-January 7,19!1

RESOIRCES

LIABILITIES.

tie Loan&----------------------- $ 45,711 15 Capital Stock-------------------- $ 13,~ ~

De.and Loans--------------------Loans on Real Estate-------------

178 00 ~.df!i~.:~~iii;:::::::::::::::: '221 86

Banking Bouse-------------------Other Real Estate Owned----------

2,300 00 1,000 00

Due UR~id Dividends------------Due to Banks in This Stat-------

::::::::::

Furniture and Fixtures----------- 1,200 00 Due to Banks in other States----- ----------

Stocks and Bonds other Than U.S. or State of Qeorgia-------

225 '()() ~:~s~t=~;bj;~t-t~-Ch;~k:::::::: -~6~264-o4

UDited States and State of Oa.
Bonds------~-------------------
Due fr.. Approved Reserve Agents.

Demand Certificates of Deposits-- ----------

Cashier's Checks-----------------

44 96

l;il,340 60 Certified Checks----------------- ----------

Currency------------------------Due Froa other Banks-------------

335 96 TSaiveingCaerDtieifcoastietss-o--f -D--e-p--o-s-i-t----------

---------6,123 46

Checks for Clearing House-------Cash It (Irregularl-----------

422 3S

TCreursttifFicuandtess

onof

D~posit-----------
Jfaposit Repre-

----------

Advanees on CottoD--------------Customer's Liability on Letters

441 62 senting Borrowed Money--------- ---------Bills Payable-------------------- 23,000 00

of Credit Advances on

aontdheAr ccc.e.p.toadnicteiess------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s--- ----------

Over Drafts (If anyl------------other Resources------------------

ReasnedrvAe cFcoerpItnatnecreess-t--a-n-d--T--a-x--e-s------ --------------------

other Liabilities----------------

36

Total-------------------------- $ 64,154 68 Total-------------------------- $ 64,154 68

AMERICAN BANKING COMJRATION - Vllll'<NA, GA.

At close of business July 2, 1921.

Presideat-T.ll. GregoiT

Vice-President- J.A. Peavy

Cashier-J.N.Hargrove

Direetors..C.T. Stoval , J.N. Hargrove, R.L. Si..ons,

Date of Charter-February 17, 1917.

BegiQJ Business-February 23,1917

RESOIRCES

LIABILITIES

Tt.e Loans----------------------- $164,708 3S Capital Stock-------------------- $ 7S,OOO 00

D..and Loans---------------------

703 00 Surplus Fund---------------------

Loans on Real Estate------------- 1,890 3S Undvided Profits---------------- 20,881 07

Banking House-------------------- 6,500 00 Due Unpaid Dividends----------~

other Real Estate Owned---------- 7,440 00 Due to Banks in This State-------

Furniture and Fixtures----------- 2,41S 00 Due to Banks in Other States-----

Stocks and Bonds other Than U.S.or State of Oaorgia--------

Call MonY----------------------Deposits Subl"ect to Check-------- 67,908. 74

United Statea and State of Oa.

Deaand Certi icates of Deposita--

DnBa ofrn.d.SA--p-p-r-o-v-e-d--R-e--se--rv--e--A-g--e-n-h---

1~07S 52 Cashier's Checks----------------13,564 04 Certified Checks-----------------

1,587 16

Carrencr------------------------- 4,341 OS Savings Defosits-----------------

'Due froa other Banks-------------

Tt.e Certi icates of Deposit----- 26,767 37

CCahsehcksItaf.o.r C(IlreraerigmuclaHr)o_u__s_e_-_-_--_-_-_-_-

Sl8 96 lOS 06

Trust Funds on Deposit----------Certificates of Deposit Repre-

Advances en Cotton---------------

senting Borrowed Money---------

Custoaar's Liability on Letters

Bills Payable-------------------- 10,000 00

ef Credit and Acceptances------

Rediscounts----------------------

Advances Oft Qther C...odities----

Liability on Letters of Credits

Ov&r Drafts (If anyl-------------

144 81 and Acceptances----------------

other Rasoarces------------------

Reserve For Interest and Taxes--- 1,350 00

Colleetioas----------------------

5000 other Liabilities----------------

Cash Short-----------------------

38 20

Tetal-------------------------- $203,494 34 Total-------------~------------ $203,494 34

SECONl ANNU\L REPOU

Exaainer 's Repert , BAlli{ OF VIENNA - VIENNA, GA,

At close of business July 6,1921

President-W.C, H1111il ton.

Vice1'resident-W.T. Gilbert, Sr., Cashier-W.T. Gilbert,Jr,

Directors-ly.T. Gilbert,Jr., E,J, Peavy, J.F. Uallilton,

l)ate of Charter-August 26,1889.

Began atsiness.Septeaber 1889

R:ESOtRCES

LIABILITIES.

Tiae Loan&----------------------- $212,883 99 Capital Stock--------------------

Deaand Loans-------------------Loans on Real Estate-------------

~.170 29 ~:df!~de:u~~flt;::::::::::::::::

Banking House--------------------

Due Unpaid Dividends-------------

Other Real Estate OWned----------

Due to Banks in This State-------

Furniture and Fixtures-----------

Due to Banks in other Statu-----

Stouc.sk.s

and Bonds Other Than or State of Georgia-------

Call MoneY----------------------Deposits Subject to Check--------

United States and State of Oa.

Deaand Certificates of Deposits--

DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-ts-_-

Cashier's Checks----------------20,104 73 Certified Checks-----------------

Currency------------------------Due Froa Other Banks------------Checks for Clearing House-------Cash Iteas (lrregular)----------ACduvsatonmceesr'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s---

9,649 85 Savings Defosits----------------432 12 Tiae Certi icates of Deposit-----

250 18 1,627 75

Trust Funds on Deposit----------Certificates of Jreposit Repre-

28,007 45 sentiag Borrowed Money---------

Bills Payable--------------------

of Credit and Acceptances-----Advances on Other Coa.odities----

RL ieadbiislci toyu nont s -L-e- t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

Over Drafts (If anyl-------------

and Acceptances----------------

Other Resources------------------

Reserve For Interest and Taxes---

Other Liabilities----------------

-7-0-,-45-8--9-2 789 20

Total-------------------------- $290,686 18 Total-------------------------- $290,686 18

DOOLEY SAVINGS BANK - VIENNA, GA,

At c:lose of business July 8, 1921

President-IV.C. Haailton, Director-J.A, Peavey.

Vice-President-R.E. Kelley. Cashier-W.T. Gilbert,Jr.

Date of Charter Septeaber 25, 1905,

Began Business-october 16,1905,

RESOtRCES

LIABILITIES

Tiae Loans----------------------- $ 4,273 62 Capital Stock-------------------- $ 25,000 00

D811and Loans---------------------

700 00 Surplus Fuad---------------------

Loans on Real Estate------------- 56,408 92 Undvided Frofits---------------- 21,628 00

Banking House--------------------

Due Unpaid Dividends-------------

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures-----------

Due to Banks in Other States-----

Stocks and Bonds other Than U,S,or State of Georgia--------
United States and State of Oa.

Call MoneY----------------------Deposits Subl'ect to Check-------Deaand Certi icates of Deposits--

DuBe ofrn.d.s-A-p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s--

Cashier's Checks----------------5,531 64 Certified Checks-----------------

Currency-------------------------

Savlngs Defosits-----------------

Due froa other Banks-------------

Tiae Certi icates of Deposit----- 20,286 18

Checks for Clearing House--------

Trust Funds on Deposit-----------

Cash Iteas (lrregularl-----------

Certificates of Deposit Repre-

Advances en Cotton---------------

senting Borrowed Money---------

Custoaer's Liability on Letters of Credit and Acceptances------
Advances on Other c...odities----

Bills Payable-------------------, RLeiadbiislcitoyunonts-L-e-t-t-e-r-s--o-f---C-r-e-d--it-s---

Over Drafts (If anyl-------------

aad Acceptances----------------

Other Resource------------------

Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $ 66,914 18 Total-------------------------- $ 66,914 18

SI!COMl ANNlP.L REPCIO'

ExaaiMr 's Report, VIENNA STATE BANK - VIENNA, GA.

At close of business August 21, 1921

President-W.P. Heard,

Vice-President-O.L. Arnold. Cashier-S. F. Bivins

Directors-J. IV. Cannon, O.M. Heard, W.P. Heard, O.L. Arnold, M.At. Grace, A.Walters,S.F.Bivins

Date of Cbarter-Dece11ber 21, 1920.

l:legan llusiness-Jamary 3, 1921.

RESO~ES
Tille Loan----------------------Deand Loan--------------------Loana on Real Estate------------Banking House-------------------Otber Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than
U.S. or State of Georgia------United States and State of Oa.
Br .ds- --------------------- ____ Due froa Approved r.eserve AgentsCurrency------------------------Due Fr011 Other Banks------------Checks for Clearinf House-------Cash Items (Irregu ar)----------Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances-----Advances on other Co...odities----
OOtvheerrDRraefstosur(IcIesa-n--y-)---------------------------
Cash Short----------------------Transit Account------------------

LIABILITIES.

Capital Stock-------------------- $ 25,000 00

Surplus Fund----------------~---UQdvided Profit----------------

--

-1-,-~-8-

--91

Due Uapaid Dividends------------- ----------

Due to Banks in This State------- ----------

Due to Banks in other States----- ----------

t:~s~t!e~;bj;~t-t;-Ch;~k:::::::: ~6,1i6-28

26 61 574 10 3,827 77

De-.nd Certificates of Deposits-Cashier's Checks----------------Certified Checks----------------TSaiveinCgserDtieficoastietss-o--f -D--e--p-o-s-i-t---------Trust Funds on D~posit----------Certificates of treposit Repre-
senting Borrowed Money--------Bills Payable-------------------RL ieadbiislci toyu nont -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

---------315 17
------------3-,3-7--7-0-1----------
---------18,000 00 ----------

17 08 and Acceptances---------------- ---------Reserve For Interest and Taxes--- ----------

28 92 other Liabilities---------------- ---------225 00

Total-------------------------- $ 64,,~7 37 Total-------------------------- $ 64,237 37

BANK OF VILLA RICA - VILLA RICA, GA,

At close of business August 13, 1921.

President-W.B, Candler.

Vice-President-J. N. Wilson. Cashier-L.O. Fielder.

Directors-W.Il. Candler, J,N. Wilson, L.O. Fielder, B.C. Powell, A.B.Candler,Jr, J.G.W.Lassiter,

T.G. Johnston.

Date of Cbarter-/.lay 4, 1899,

Began Business-Bay 1899.

RI!SO~ES

LIABILITIES

Time Loans----------------------- $244,480 98 Demand Loans--------------------- 54,032 53 Loans on Real Estate------------- ---------Banking Hous-------------------- 2,500 00

.Capital Stock-------------------Surplus Fund--------------------Undvided Profits---------------Due Unpaid Dividends-------------

$

50,000 25,000 58,004
2,000

00 00 72 00

other Real Estate Owned---------- ---------- Due to Banks in This State-------

Furniture and Fixtures----------- 1,500 OU Due to Banks in Other States---~-

Stocks and Bonds other Than

Call !loner-----------------------

U.S,or State of Oeorgia-------- ---------- Deposits Subl"ect to Check-------- 73,639 97

----6-5-6--- United States and State of Oa.

Demand Certi icates of Deposits--

Bonds---------------------_____ ---------- Cashier's Checks-----------------

11

Due fro11 Approved Reserve Agents- 8.809 32 Certified Checks-----------------

Currency------------------------- 3.388 24 Savings Derosits-----------------

DCuheeclfrrs011foor thCeler aBrianngkHso--u-se-_--_-_-_-_-_-_-_-

- - 4-,-6-0-5- -4-1

TiMe Certi icates of Deposit----Trust Funds on Deposit-----------

Cash Items (Irregular)-----------

123 84 Certificates of Deposit Repre-

ACduvsatonmceesr'senLCiaobtitlointy--o-n---L-e--tt-e-r-s---

----------

senting Borro,.ed Aloney--------Bills Payable--------------------

to,ouu oo

of Credit and Acceptances------ --------- Rediscounts----------------------

Advances on Other Commodities---- ---------- Liability on Letters of Credits

Over Draft& (II any>------------- ---------- and Acceptances----------------

other Resources------------------ ---------- Reserve For Interest and Taxes---

485 50

Other Liabilities---------------- 2,735 32

Total-------------------------- $319,440 32 Total------------------~------- $319,440 32

SBCO!Il ANNU\L RE~

327

Examiner's Report, 1lliR:IIANfS & PLANTll(S llANK - VIW R.ICA, GA,

At close of business July 11, 1921.

President-J.~, Moore.

Vice-Pr~sident-J. He~y P!pe.

.. Ca~bier-Geo. Ha~er .

Directors-J.At. Moore, J.Henry Pope, ll.F. Hixon, J.H, K1lgore, \>,R. 1V1llougbby, A.O. \11ute,

C.L. Hart.

Date of Cbnrter-Apr i1 25, 1907.

Began Business-April 30,1907

RESOIRCES

LIABILITIES.

Tiae Loan----------------------- $173,953 92

-------- Deaand Loans---------------------
Loans on Real Estat-----------Banking Bouse--------------------

5,910 54 1,611 31

Other Real Estate OWned

Furniture and Fixtures----------Stocks and Bonds Other Than

3,103 66

U,S, or State of Georgia-------

UnBitoenddsS-t-a-t.e__s--an-d--S__t_a_te___o_f _O__a_. __ _

Due fr~ Approved ~eserve Agents.
Currency------------------------Due Fr.. other Banks------------Checks for Clearing House--------
Cash Iteas (Irregularl---------Advances on Cotton.-------------Custer'a .Liability on Letters
of Credit and Acceptances-----Advances on other Coaaoditi---Over Drafh (If any)-----------other Resource------------------

111,645 04
--4,-7-78-2-7 101 21 470 36
237 11 216 71

Capital Surflus

Stock------------------Fund---------------------

$

50,000 12,500

o0o0

Und vided Profih---------------- 2,099 54

Due U.paid Dividends------------- --------

Due to Banks in This State------- --------Due to Banks in Other States----- --------
~:~!s~t=e~;bi;~i-i;Cb;~k:::::::: "46~62"29

Deaand ~ertilicates of Deposits.. ---------

Cashier a Check&-----------------

182 13

Certified Checl<s----------------- ---------

Savings Defoaits----------------- -------Tiae Certi icates of Deposit----- 27,491 01

Trust Funds on Deposit----------- ------Certificates of n-eposit Repre-

senting Borro,.ed Money--------- -----

Bills Payable-------------------- 67,500 00

Rediscounts--------------------- 3,200 00 Liability on Letters of Credits

and Acceptances---------------- --------

Reserve For Interest and Taxea... -------

other Liabilities----------------

193 16

Total-------------------------- $210,028 13 Total------------------------ $210,028 13

CITIZENS BANK WACO, GA,

At close of business July 14, 1921.

President-W.W. Heaton.

Vice-President-J.W, Ward,

Cashier-G.L. Jacobi,

Directors-W.W. Beaton, J,\'1, Ward, G.L. Jacoba, J,B, Entrekin, J.N. Ililler.

Date of Cbnrter-5eptanber 15, 1914.

Bogan Business Noveaber 10, 1914

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $102,456 41 D..and. Loans--------------------- 8,149 91 Loans on Real Estate-------------

Banl<in& Bouse-------------------other Real Estate OWned

Furniture and Fixtures----------- 3,004 97 Stocks and Bonds other Than

U.S,or State of Oeorgia-------Uaited Statu and State of Oa.

Bonds-------------------.-----Due froa Apprvvecl Reserve Agents. Currency------------------------Due froa other Banks-------------

1,558 46 238 93 828 39

Checks for C1eariag House-------Cash lteas (lrregularl----------A4Yancea en Cotton--------------Custoaer'a Liability on Letters

32 28 1,811 81

ef Credit and Acceptances------

AdYances Oft other C-odities

over Drafts (If anyl------------other Resources-------~------,---

304 73

Profit & Loa --- ---------------- 3,031 43

Capital Stock-------------------- $ 15,000 00 Surplus Fund--------------------- 6,500 00

Undvided Prof ih----------------

Duo Unpaid Dividends-------------

Due to Banks ln This State-------

Due to Banks in Other States-----

Call M.oner-----------------------

Deposih Subl"ect to Check-------- 14,953 98 DelllDnd Certi icates of Deposits 2,520 00

Cashier's Checks-----------------

321 05

Certified Checks-----------------

SaYings Defosits-----------------

Tiae Certi icates of Deposit----- 30,800 67

Trust Funds on Deposit-----------

Certificates of Deposit Repre-

senting Borro1f8d llonoy

Bills Payable-------------------- 51,321 62

Rediscounts-------.--.-------.-

Liability on Letters of Credits

and Acceptances----------------

Reserve For Interest and Taxes---

Other Liabilities----------------

Tetal------------------------ $121,417 32 Total-------------------------- $121,417 32

328

E:aaiJUir 'a R:aport, BAll( 0 F WADLEY - WADlEY1 GA., At close of business August 31, 1921

Presideat..S.C. Enas,

Vice-President-J.D, Peacock.

Cashier-S,D.U.nclevi11e,

Directors-$.C, Enns, J.D. Peacok, S.D. Mandeville, W.D. Evans,_N,\1', Bedingfield

Date of Charter-Jamary 29,1902,

Began DQsiness-January 1900,

R:ESOIRCES

LIABILITIES.

Tie Loan----------------------- $116,633 08 Capital Stock-------------------- $ 25,000 00

De.ancl Loan--------------------- 3, 765 15 Surplus Funcl--------------------- 15,000 00

Loaaa oa Real Estate-------------

Unclnided Profits---------------- 13,372 87

Banking Bouse-------------------- 6,705 76 Due Uftpaid Dividends-------------

12 00

other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 3, 730 91 Due to Banks in other States-----

Stocks and Bonds Other Than u.s. or state of Oeorgia-------

l,:<klO 00 ~:~~;:e~;bj;~t-t;-Ch;~k:::::::: 27,597 79

nell-------------------------- United States and State of Oa.
DuBe efr._ Approved Reserve Agents.

Deiiancl Certilicates of Deposits-Cashier's Checks----------------5,962 15 Certified Checks-----------------

372 28

--------- Currency-------------------------
Dna Fr011 other Bank------------Checks for Clearinf House--------

4,872 32 Savings Deyosits----------------- 7,534 16 Tie Certi icates of Deposit----- 23,679 44
674 22 Trust Funds on D_eposit-----------

ACadsThanIcteos on (CIrortetgoun_a_r_)_-__-_-_-_-_-_-_-_-_--_

900 Certificates of Jreposit Repre849 31 senting Borrowed Money---------

Cust011er's Liability on Letters

Bills Payable--------------------

of Credit and Acceptances------
any)------------- AdTances on other Coaaodities----
OYer Drafts (If

Rediscount---------------------Liability on Letters of Credih

35,285 22

582 67 and Acceptances----------------

other Ruources------------------ 2,358 53 Reserve For Interest and Taxes---

gaTanue St"!P-----------------
Fnncl---------- epositora Gaar~tee Fund--------
.lliitual laaur&lll:e

5000 other Liabilities---------------3,497 32
120 00

3,156 66

Tot&l-----~----r--------------- $151,010 42 Total------------------~------- $151,010 42

CITIZENS BANK - WARRENI'ON, GA,

At close of business Sept011ber 23,1921

Preaideat-C.R. Fibpatrick,

Vice..Presideat-E.P, Davis, IV.E.English Cashier-R.F, Fowler.

Directora-C.R, Fitzpatrick, Jl,p, Davis, W.E. English,Engene English,Deaham Carson, E.R. English

C.W. Gheesliag, C.D. Kendrick, B.F. Walker.

Date of Charter-April 14, 1902.

Began Business-April 15, 1902.

R:ESOIRCES

LIABILITIES

TiM Loan-------"--------------- $201,515 49

DancJ Loan------~"------------- 59,488 47

Loans o
Bankin~

aHRouesael

Est_a_t_e_-_-_-_-_-__-_-_-_-_-_-_-_-

265,,871289 9116

other Real Estate Owned---------Furniture and Fixtures----------Sto~ks and Boncls other Than
U,S,er State of GeOrgia--------
State Baakl-------------------

3,024 25 1,252 78
900 00 38,590 08

D.e fr011 Approved Reserve Ageata.

Clll't'ency--Due fr011 ot

--her

-B-a-n-k-s--_-_---------------.----~-

Checks for Cleariag Hou--------

Cash lteaa (Irregular)-----------

AAIYances an Cotton--------------Cust..er's Liability on Letters

ef Credit and Acceptaaces------

anyl------------- MYances Oftother c-oditi----
()yer Drafts (If other Resources------------------

9,120 45
------ 14,814 28 24 00 476 87 22,466 31
346 60 133 95

Capital Stock-------------------- $ 50,000 00

Surplus Fund--------------------- 25,000 00

Undtvided Profits---------------- 22,144 59

Due Unpaid Dividends------------- -------Due to Banks in This State------- ----------

Due to Banks in Other States----- ---------
~:~!.~:~;b,.;~t-t;-Cb;~k:::::::: 132:27;-95

DeBancl Certi icates of Deposits-- ---------

Cashier's Checks----------------- 14,197 60

Certified Check-----------------

16 22

SaTing Deposit----------------- 100,349 69

Tt.e CertiJicates of Deposit----- ----------

Trust Funcla on Deposit----------- --------Certificates of Deposit ~pre-

senting Borrond Money--------- ---------

Billa Payable-------------------- 40,000 00

Rediscounts---------------------- --------Liability on Lett8l's of Credits

ancJ Acceptances---------------- - - - - -

~eaerve For Interest and Taxes---

718 55

Other Liabilities---------------- ----------

fetal-------------------------- $384,701 60 Total-------------------------- $384,701 60

SBCO!tl ANNU\L REPIIU'

329

Exaainer's Report. PLANTERS & AIE~IIANTS BAli\ - WARlffiNI\;N, OA:.

At close of business ~eptember 26, 1921.

President..O.R.. Maner.

Vice-Presidents-W.L. Shurley,W.M. Moore. Cashier-J.C.Evaas

Director 1 ..0.R.. Maner, W.L. Shurley, W.M. Moore, J .C. Evans, L.D.McGregor, W.Ai. Johnson,

H.R.. Hall, John C. Evans

Date of Charter-April 13, 1907.

Began Business-April 15,1907.

RESOIRCES

LIABILITIES.

Tie Loans----------------------De.and Loan--------------------Loaas on Real Estate-------------

$

66,583 14,394 12,950

55 54 50

Banking Bouse-------------------- 2, 700 00

Capital Stock-------------------SUunrdp1lvuidsedFuPnrdo-h-;t-s--------------------------------Due U.paid Dividends-------------

$-2-5,~00~0-0~0 ~.ooo 00

Other R.eal Estate Owned----------

Due to Banks in This Stat------- -----~ -

Furniture and Fixtures----------- 1,600 00 Due to Banks in other States----- ---------

Stocks and Bonds Other Than
u.s. or State of Qeorgia-------

315 00 ~:~s~t=~;bj;~t-t;-Ch;~k:::::::: -;8:277-35

Uuited States and State of Oa.

Demand Certificates of Deposits-- ----------

Bonds------------ ___ ------- __ --

Cashier's Checks-----------------

551 55

Due fro. Approved Reserve Agents- 9, 740 95 Certified Checks----------------- ---------

Currency------------------------- 4,056 99 Savinga Defosits----------------- ----------

Duo Fro. Other Banks-------------

Tie Certi icates of Deposit----- 5,477 03

Checks for Clearinf Bouse--------

Trust Funds on D11posit----------- -------

Cash Items (Irregn ar)-----------

793 97 Certificate of Ifeposit Repre-

Advances on Cotton------.--------- 6,369 92 senting Borrowed Money--------- ---------

Custoaer' Liability on Letters

Bills Payable-------------------- 42,500 00

of Credit and Acceptances------

Red iacoanh---------------------- 1,1))0 00

any)------------- Advances on Other co..odities----
Over Drafts (If

Liability on Letters of Credits and Acceptances---------------- -------

other Resources------------------

Reserve For Interest and Taxes--- --------

Profit &Loss--------------------

300 51 other Liabilities---------------- --------

Total-------------------------- $119,805 93 Total-------------------------- $119,805 9Q

At .close of business July 26, 1921.

President-L.O. Benton.

Vice-President-A!. Warthen.

Cashier-T. w. Benson

Directors-L.O. Benton, M. IVarthen, G.C. Walker, J.E. Sparks, T.W. Cobb, J.il. Hooks,

Date of Charter-october 30, 1911.

Began Business-December 11,1911

RESOIRCES

LIABILITIES

Ti.. Loans----------------------- $ 74,770 29 Capital Stock-------------------- $ 15,0)0 00

Deaand Loans--------------------- 6,941 87 Sur{'las Fand--------------------- 00 5,()1.)<.)

Loans on Real Estate-------------

UndlVided Prof its----------------

Banking Bouse-------------------- 2,500 00 Due Unpaid Dividends-------------

other Real Estate Owned---~-----

Due to Banks in This State-------

Furnitare and Fixtures----------- 2,662 44 Due to Banks in Other States-----

Stocks and Bonds other Than

Call MoneY-----------------------

U.S,or State of Georgia-------- 4,620 00 Deposits Subject to Check-------- 13,629 84

United State& and State of Oa.

Demand Certificates of Deposits--

Bonds_----- __ --- ___ --------- __ _ CDuuerrefrnocay_A--p_p_r_o_v_e_d-R- _e_s_e,rv-e__A__g_e_n-t-s--

Cashier ' Checks----------------3,941 l6 Certified Checks----------------1,634 59 Savings Defosits-----------------

51 56

Due fr011 otlter Bank-------------

Time Certi icates of Deposit----- 15,185 05

Checl<s for Clearing House--------

Trust Funds on Deposit-----------

Cash Iteas (lrregular)----------- 1,143 53 Certificates of Deposit Repre-

Advances on Cotton---------------

senting Borrowed Aloney---------

Customer's Liability on Letters

Bi lis Payable-------------------- 47,500 00

of Credit and Acceptances------
anyl------------- AdTances on other Coamoditie----
Qver Drafts (If

RLeidaibsicloi taynt son- - L- -e-t-t e- -r s- -o-f- -C- -r-e-d-i-t s- - 904 38 and Acceptances----------------

4,120 00

other Resources------------------

Reserve For Interest and Taxes---

Profit and Loss------------------ 1,402 48 Other Liabilities----------------

34 49

Total-------------------------- ~100,520 94 Total-------------------------- ~100,520 94

330

SECOMl .lNIUL REPQU'

E:xuiaar's Repert HANK OF WARWICK - WARWICK, GA.

At close of business July lR, 1921.

President-A. J, ~avis.

Vice-President-W.~. Etheridge

Cashier~.L Ivey

Direc;ors-A.J. Davis, W.R. Etheridge, .M.L. Ivey, Jno. L. Story, W.M. Story.

Date of Charter-Nov9Mbor 28, 1910.

Began Business-January 1, 1911.

RESOIRCES

LIABILITIES.

Ti Loan----------------------- $ 80,510 03

Deaand Loans--------------------- 1,054 75

Loans on Real Estat------------- ----------

Banking Honse-------------------- 1, 700 00

Other Real Estate Ollned----------

200 00

Furniture and Fixtures----------- 2,265 00

Stocks and Bands Other Than

u.s. or State of Oeorgia------- ---------

United States and State of Oa.

Dn~~:;-App;;;;d-R;;;;;;-Ag;;i;: --.;804-ss

Currency------------------------Due Froa Other Bank------------Checks lor Ctearinf Bous-------Cash Ites (Irregu arl----------Advances on Cotton--------------Customer's Liability on Letters

969 7ft
-------~
1,"130 01 978 46 346 87

of Credit and Acceptances------ --------

Advances on other c-oditiu----

42 51

OVer Drafts (II anyl-------------

1 55

other Resources------------------ ----------

Capital Stock-------------------- $ 25,000 00 Surplus Fund--------------------- 11,000 00
Undivided Profits---------------- 3,026 56 Due ~id Dividends------------- __: _______

Due to Banks in This State------- ---------Due to Banks in other States----- - - - - - -
~!~s~;:~;i;j;~t-t;-Ch;;i;:::::::: -6;648-32

Deiland ~ertilicates of Deposita-Cashier a Checks----------------Certified Checks----------------Savings Defosits----------------Ti Certi icates of Deposit-----

---------

231 50

--------

--

----9,650

-8-6-

TCreursttifFicuandtess01o1fDIr_eeppooasitit-R-e--p-r-e------ ---------

sentillg Borr01red illoJJey--------- --------Bills Payable-------------------- 40,000 00

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- ----------

and Acceptances---------------- ---------Reserve For Interest and Taxes--- --------other Liabilities---------------- 2,046 58

Total-------------------------- $ 91,603 82 Total-------------------------- $ 91,603 82

WASlllNGTllN EXCIIANGE BANI( - WASHING'fuN, GA,

At close of business November 28, 1921.

President-J.R. Dryson.

Vice-President-

Cashier-Alexander Irwin

Directora-J.l(. Dryson G.Y. Lowe, Al.A. Pharr, l\llliam Wynn,Jr.,J.3. IVri!!ht,L.D. Favors,.

Garrett " Green, h(.p, Pope,J.F.Lindsey,Alexander Irwin,R.lll.Holliday,Geo'llllith

Date of Charter-

Be an Business-

RESOIRCES

LIABILITIES

Tie Loan----------------------- $369,f95 59 Deaand Loans--------------------- 6, 50 28

Loans on Real Estate------------- 21,954 19

Banking House-------------------- ---------other Real Estate OWned---------- ---------

Furniture and Fixtures----------- 7, 628 75 Stocks ~d Bonds other Than

U.S,or State of Georgia-------- 2,525 00 United States and State of Oa.

DuBe ofrnods-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s--

200 00 14,794 98

Currency------------------------Due frOB other Bank------------Checl<s lor Clearing Bouse--------

5,060 93 269 42
1,202 10

Cash Ites (lrregular)-----------

145 05

Advances en Cotton--------------- ---------Custoaer's Liability on Letters

of Credit and Acceptances------ ---------

Advances on other c...oditias---- ---------Over Drafts (II anyl------------- 2,891 33

other Resources------------------ ------Leases in Operatlesa------------- 1,813 15

Capital Stock-------------------- $1oo,oao oo Surplus Fund--------------------- 50,00Cl 00 Und1vided Profits---------------- ---------Dne Uapaid Dividends------------- ---------Due to Banks in This State------- ---------Due to Banks in other States----- ----------
~:~!.~;:e~;bl:;~i-i;-Ch;~i;:::::::: -8Q;7i4-s2
De.and Certi icatea of Deposit-- ---------Cashier's Checks----------------- 4,007 02 Certified Checks----------------- -------SaYings Defosits----------------- 11,001 41 Tt.e Certi icatea of Deposit----- 34,887 40 Trust Funds on Deposit----------- 3,410 47 Certificates of Deposit Repre-
senting Borro""d }Ioney--------- --------Bills Payable-------------------- 130,000 00 Rediscounts---------------------- 20,109 95 Liability on Letters of Credits
and Acceptances---------------- ---------Reserve For Interest and Taxes--- --------Other Liabilities---------------- ----------

Total-------------------------- $434,130 77 Total-------------------------- $434,130 77

SI!CONJ ANNU\L REPCIO'

331

Examiner's ~P'rt

WASliiNGTilN LOAN & BKG. CO - iVASllli~GTON,GA,

At close of business August 22, 1921.

Presideot-W.T. Johnson Directors-W.T. Johnson.
G.A. Greens, Date of Charter-1889

Cashier-T. J.Barl<sdala. Gabriel Toombs,W.E.Shelvorton,
1, 1895.

RESOlRCES

LIABILITIES.

Tiae Loan----------------------- $246,173 13 Capital Stock-------------------- $ 50,000 00

Deaand Loans---------------------

Snrflus Fund--------------------- so,ooo oo

Loans on ~eal Estat-------------

Und vided Profits---------------- 33,177 26

Banking Bouse--------------------

Due Unpaid Dividends------------- ----------

Other ~eal Estate Owned----------

Due to Banks in This Stat------- ----------

Furniture and Fixture----------Stocks and Bonds Other Than
U.S. or State of Georgia-------

4,500 00 Due to Banks in other States----- ----------
500 00 ~!;!.~::~;bj;;t-t;-Ch;;k:::::::: -62~4i7-59

United states and State of Oa.

Deiaand ~ertilicates of Deposits-- ---------

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

;)0,000 ()() Cashier s Checks----------------- ---------Certified Checks----------------- ----------

Currency------------------------- 6,578 58 Savings Defosits----------------- 6,469 74

Due Froa Other Banks------------- 14,092 52 Tlae Certi icates of Deposit----- 31,509 34

Checks for Clearing Bous--------

848 51 Trust Fuds on D_eposit----------- ----------

Cash Items (Irregalarl-----------

881 19 Certificates of Ifeposit ~pre-

Advances on Cotton---------------

senting Borrcnrad Money--------- ----------

Customer's Liability on Letters

Bills Payable-------------------- 70,000 00

of Credit and Acceptances------
any)------------- Advances on other C~odities---
Onr Drafts (If

~Lidaibsicloiutyntso-n--L-e-t-t-e-r-s--o-f-C--r-e-d-i-ta--- ---------and Acceptances--------------- ----------

other Resource------------------

Reserve For Interest and Taxea--- ----------

other Liabilities---------------- ----------

Total-------------------------- $303,573 93 Total-------------------------- $303,573 93

OOJNEil COUNI'Y BANK - WATKIIISVILLE,GA,

At close of business July 27, 1921.

President-A.IV. Ashford.

\'ice..President-J.A. Jones.

Cashior-C.A. Ashford.

l)irectors-A.W. AshlordAw. .Cs..AE. lAdeshr.fo'rd, J.A. Jones, B./11. Veal, Hugh Ward, !I.E. Aloree, G.F.Ashford,

Date of Charter-October 1904.

Hagan Husiness-Octobar 1904

RESOlRCES

LIABILITIES

Tiae Loans----------------------- $193,466 55

Demand Loans--------------------Loans on Real Estate------------

~~~~-~~

Banking Bouse-------------------other ~eal Estate Owned---------- 1,563 99

Furniture and Fixtures----------- 3,727 45

Stocks and Bonds other Than

U.S,or State of Georgia-------- 2,600 00 United States and State of Oa.

Bonds-------------------------- 8,902 31 Due from Approved ~eserve Agents-

Currency------------------------- 2,968 94
Due fr other Banks------------- 13,596 G3

Checl<s for Clearing House--------

4 05

Cash Items (Irregularl-----------

196 44

Advances en Cotton---------------

Customer's Liability on Letters

of Credit and Acceptances------

Advances on other Commodities----

Over Drafts (If anyl-------------

506 98

other Resourc------------------

Overdrafts Secured--------------- 6,688 08

Capital Stock-------------------- $ 37,500 00 Surplus Fand--------------------- 15,<Xl0 00 Undtvided Profits---------------- 4,940 31 DDuuee tUonpBaaidnkDs iivnidTehnisdsS-t-a--te--_-_:-_-_-_-_-_-

Due to Banks in Other States----Call MoneY-----------------~----Deposits Subiect to Check-------Demand Certificates of Deposits--

92,967 72

Cashier's Checks----------------Certified Checks----------------Savings Defosit----------------Tiae Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit ~pre-

8363 4,500 00 7,143 78

senting Borrowed Money--------Bills Payabl--------------------
~ediscoants----------------------
Liability on Letters of Credit

53,000 00 21,700 39

and Acceptances---------------~eserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $236,835 83 Total-------------------------- $236,835 83

332

SI!CONl ANNU\L REI'IIn'

Exaainer 'a Report. THE Cfi'.II.IER.CIAL BANI{- WAYCROSS, OEOROIA.

At Close of Business July 30,1921.

Presidont-L.O.Benton, Vice-Presidents-P.A.Hay, I{.F .!Qrner, Cashie.-J.Al.Nornaan,

Directors-L.O.Benton, J.X.Norman, L.B.Harrell, J.N.Stinson~ P.A.Hay, C.X.Sweat,

Data

Of

par.Nt Ch

.H.,_ar0cletyo1

0

b

er

I.W.Odu, 15, 1918.

K.F.Icyner,

N.L.Oillis, A,l(, Hood. Began Business-October 29, 1918.

RESOIRCES
Ti Loan&----------------------De.and Loans--------------------Loans on Real Estate------------Banking House-------------------Other Real Estate Owned---------Furniture and Fixtures----------Stocks and Bonds Other Than
U.S. or State of Georgia------United States and State of Ga.
Bonds-------------------------Due froa Approved Reserve AgentsCurrency------------------------Dna Froa Other Banks------------Checks for Claarinf House-------Cash It (Irregn arl----------Advances on Cotton--------------Customer's Liability on Letters
of Credit and Acceptances------
any)------------- Advances on Other Ca.moditie----
Over Drafts (If other Resources-----------------Current Checks------------------Cash Short-----------------------

LIABILITIES.

Capital Stock-------------------- $ 50,000 00

Surplus Fund--------------------- 2 000 00 DUunediUvindpeadidPDroivfiidte-n-d-s-------------------------- __9_'!7_5_9__2_1_

Due to Banks in This State------- ---------8,500 00 Due to Banks in Other States----- ----------
~:!!s~t:e~;b-~;~tt;cb;~k:::::::: i41:42i-46

Deaand ~erti icates of Deposits-- ----------

Cashier s Checks----------------- 1,374 20

Certified Checks-----------------

43 91

Saviags Deyosits----------------Tiae Certi icates of Deposit----Trust Funds on D~osit----------Certificates of Jfeposit Repre-

25,943 98 23,522 64 3,717 90

senting Borrowed Money--------- ---------Bills Payable~-------------~----- ----------

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--o--f--C-r-e-d--it-s--- ----------

and Acceptances---------------- ---------Reserve For Interest and Taxes--- ---------895 80 other Liabilities---------------- ---------73 24

Total-------------------------- $257,783 30 Total-------------------------- $257,783 30

BANI{ OF liAYNESBOR.O - WAYNESBOR.O, GA.

At Closeof Business August 10,1921.

Presldont-C .IV .Skinner, Vice-Presldents-E.E.Chanco, O.O.Warnocl<, Cashier-P.C.Kelley,

Directors-C.W.Skinner, E.E.Chance, O.O.Warnock, C.W.S1<inner, Jr., H.C.Daniols,

W.O.C.resham, H.A.AlcCottloy,

Date of Charter Deceaber 16, 1890.

Began Business

RESOIRCES

LIABILITIES

Tiae. Loan----------------------- $272,381 03 Capital Stock--------------------

Deaand Loans--------------------- 91,694 76 Surplus Fnnd---------------------

Loans on Real Estate-------------

Undtvided Profits----------------

Banking House--------------------

Due Unpaid Dividends-------------

other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------Stocks a.nd Bonds Other Than
U,S.or State of Georgia-------United States and State of Ga.

4,212 83 Due to Banks in Other States----Call MoneY-----------------------
2,360 00 Deposits Subject to Check-------Demand Certificates of Deposits--

DnBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

30,000 00 Cashier's Checks----------------22,827 62 Certified Checks-----------------

--------- Currency-------------------------
Due froa other Banks------------CChaeschl<!stefaosr C(IlreraerginuglaHr)o.u__s_e_-_--_-_-_-_-_-

6,572 44 SaTings Depo.1ts----------------Tiae Certificates of Deposit-----
790 06 Trust Funds on Deposit----------438 84 Certificates of D8posit Repre-

Advances on Cotton--------------Customer's Liability on Letters

senting Borro..-ed AloneY--------Bills Payable----~---------------

of Credit and Acceptances-----Advances on Other Commodities

RL ei adbiislci toyn nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

Over Drafts (If anyl------------

185 72 and Acceptances----------------

other Resources------------------

807 59 Reserve For Interest and Taxes---

Other Liabilities----------------

$50,000 00 35,000 00 5,136 50 16 00
95,056 18 492 33
213 090 61 7,000 00
25,000 00
1,479 27

Total-------------------------- $432,270 89 Total-------------------------- $432,270 89

SBCONI AJOOP.L REI'Iln'

333

Exaainer 's lteport. CITIZENS BANK, WAYNE>IlRO,GA.

At close of busines Aug .22, 1921.

President-R.C,Neely. Vice-President-J.H. Whitehoaa Cashier-H.W.Blount.

Diroctors-R .C.Neaty. J .H.lfhitohead,Jno.A.Blonnt ,Jno ~F .Rackley, Jn.o. L.Boyd., W.Al.Fulcber

A.F.Evans, A.W: Ne6ly.

'

Date of Charter Feb, 2, 1898.

Bogan Business Fob. 2, 1898.

RESOtRCES

LIABILITIES.

Tiae Loan&----------------------- $t66,883 83

Deaand Loan--------------------Loans on Real Estat-------------

-

94 --

-1 3-7- 8- -8-6-

Banking Bouse-------------------- 21,000 00

Other Real Estate owned---------- 10,175 54

~f::~ur.!da~n~!x~:;-Tb;;------ 3 1315 00

0nYi~J ;~af!:t:ndfs?:;!g!r-a;:--- 2,690 00

DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--
CurrencY------------------------Due'Froa Other Banks------------Checks for Clearing House-------Cash Itoas (Irregularl----------Advances on Cotton--------------Custoaer's Liability on Letters
Ad!!n~::d!! ~:e~c~:!:~i:i;;::::

2~~W
5 1 559 57
----- 3:074 25 677 73 ---------::::::-_:::

Over Drafts (If anyl------------- - - - - Other Resources------------------ ----------

Capital Stock-------------------Surplus Fund--------------------Undivided Profits---------------Due Uapaid Dividends------------Due to Banks in This State------Due to Banks in other States-----
~:~.~;:;;bi;~t-t;-Ch;~k::::::::
g:=r ~=r~~e!k!~~~-~~-~~~~~~~~::
Certified Checks----------------Savings Defosits----------------Tiae Corti icates of Deposit----Trust Funds on Dltl>oit----------Certificates of Jfaposit Repre-
senting Borrowed Money--------Bills Payable-------------------RL ieadbiislci toyu nont s -L-e-t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -
and Acceptances---------------Reserve For Interest and Taxes--other Liabilities----------------

$25,000 00 40 000 00 16:443 09
150 00
--2,-07-7-9-7 -21-0-,-49-2--1-8
1,512 ~ 3,000 00
10 46

Total-------------------------- $338,690 73 Total-------------------------- $338,690 73

WAYNESBOOO SAVINGS BANK, WAYNESilRO, GA.

At close of busiaess Aug.22, 1921.

President-J .H.Whihhead. Vice-President-R.C.Neely.

Cashier .-s.A. Gray.

Diroctors-A.W. Date of Charter

NMeealryc1n

F.HJSlount,F.B.Hall,B.A.KcCenley, J.H.Whitehoad,R.C.Naely.

6 19il.

Began Business March 6 1911,

RESOURCES

LIABILITIES

Tiae Loans----------------------- $--------- Capital Stock--------------------

Deaand Loans--------------------Loans on Real Estate-------------

48061,

000 588

00 77

Surplus Fund--------------------Undvided Profits----------------

Banking House-------------------- ------- Due Unpaid Dividends------------Other Real Estate Owned---------- ------- Due to Banks in This State-------

Furniture and Fixture----------- -------- Due to Banks in Other States-----

Stocks and Bonds other Than

Call Money-----------------------

U.S.or State of Georgia-------- 1,405 00 Deposits Subl'ect to Check--------

United States and State of Oa.

Demand Corti icates of Deposits--

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-t-s--

__4 :10;0 O~J

Cashier's Checks----------------Certified Checks-----------------

Currency-------------------------

SaTings Defosits-----------------

Due froa other Banks------------- - - - - - - Tiae Certi icates of Deposit-----

CCahsehckIstefaors C(IlreraergiunlgarH)_o_u__s_-_-_-_--_-_-_-

----------------

Trust Funds on Deposit----------Certificates of Deposit Repre-

AdTances on Cotton--------------- --------- senting Borro,...d A!oney---------

Custoaer's Liability on Letters

Bills Payabl--------------------

of Credit and Acceptances-----AdTances on Other c-oditi----

------------

RLieadbiislcitoynnonts-L-e-t-t-e-r-s--o--f -C--r-e-d--it-s---

Over Drafts (If any)------------- - - - - - and Acceptances---------------Other Resource------------------ -------- Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $135,056 02 Total-------------------------- $135,056 02

334

Exu.iaer 'a Rap~~rt CITIZENS &.NK, WEST POINT, GA.

At close of bnslnoss Oct,l3,1921.

PDrierJsoelcdnteonnrints--gJJs.A.,A,l.AfA.Jvv.eKarry{r.bRyV,.SCirc.Fer-oGPere.eosa,WHn,.BonL.Htas.-nDRile.xCro,.nF1LrGe,Le.mSa.naCinoe~rb,R,LP.Hehe.i

l

Dixon. Cashier P.B.Dixon. Heyman ,llelll'Y, Harf,li.M.Hunt ,R.lf.
tan~or, !lark A!cCulloh,O,G,A!urphy.

Date of Charter.

Began Bus1noss

RESO~ES

LIABILITIES.

Tiae Loan----------------------De..nd Loans--------------------Loans on Real Estate------------Banking Bonae-------------------Other Real Estate Owned---------Furniture and Fixtures----------st ocka and Bonds Other Than
vnYi~a ~~a~!:t:n:fs?:t~'!;a;:--
Bonds-------------------------Dne fr~ Approved Reserve Agents. Currencr-----------------------Du Fr.. Other Banks------------Checks for Clearinf Bonse-------Cash Iteas (Irregu arl----------Advances on cotton--------------Custa.er's Liability oa Letters
of Credit and Acceptances------
any)------------- Advances oa Other Ca.aoditie----
over Drafts (If other Resources------------------
~O:~tSh:~~~~~~:::::::::::::::::::

Capital Surrl

Stock--------------------$ Fund---------------------

l00 1000 11,ooo

0oo0

Und vided Profits---------------- 5,441 86

Due Un~id Dividends------------- ----------

Due to Banks in This Stat------- - - - - - 6,089 19 Due to Banks in Other States----- ----------

5,195 00

DCeapltl~Msibo

neY----------------------Snbiect to Check--------

-1-9-3-,- -~---~-

27 146 00 g:~r~=r~~e!k!~~~-~~-~~~~~~~~:: 493 89

56:391 21
~!~-~
4,ffi~

Certified Checks----------------Savings Defosits----------------Tiae Certi !cates of Deposit----Trust Fuads oa D~oslt----------Certificates of lfeposit Repre-

70 00

44,689 43

-

-

4--1

175 ---

00
---

sentiag Borrcttred Money--------Bills Payable--------------------

-46

-00-0-o-o

Rediacouats---------------------- 145:746 39 Liability on Letters of Credits

21 00

and Acceptances---------------Reserve For Interest and Taxes---

------------------

2,<yj ~ other Liabilities---------------- ---------

Total-------------------------- $5571019 07 Total--------------------------$ 557,ol9 07

BANK <F WESTON, WESTON, GA,

At close of business Oct. 10,1921.

President-G.lf. Sims ,Vice Presidents-A.P .PassaoreL l!.J .Leverette, Cashier-S.lf, Adaas.

Directors-G. \11,S las ,A.P .Passaore~Al.J ,Leverette ,s. v.Brightwe 11, C.L.Stapleton,

Date of Charter May 6 1913.

Be an Business.

RESO~ES

LIABILITIES

Tiae Loan----------------------- $100,420 29 Capital Stock-------------------- $ ts,ooo oo

Deaaad Loans---------------------

271 00 Surplus Fund--------------------- 3 000 00

Loans on Real Estate------------Banking Boase--------------------

9 997 50 Undivided Profits---------------1:950 00 Due Unpaid Dividends-------------

3:12n6o5o8

other Real Estate Owned---------- 1 000 00 One to Banks in This Stat-------

Furniture and Fixtures----------- 1:800 00 Due to Banks in Other States----- 5,000 00

Stocks ""d Bonds other Than

Call Money----------------------- 20,000 00

U.S,or State of Georgia--------

5000 Deposits Snblect to Check-------- 35 833 06

United States and State of Oa.

Deiand Certificates of Deposits--

DuBe ofnr.d.s-A-p-p--ro-v-e-d---R-e-a-e-r-v-e--A--g-e-n-t-s-.

200 00 Cashier's Checks----------------13,523 76 Certified Checks-----------------

1:280 03 1,46~

- - - - - - C u r r e n c r - - - - - - - - - - - - - - - - - - - - - - - - -
Dne froa other Banks-------------

1,629 30 SaYings Deposits----------------

820 55

Tlae Certilicates of Deposit----- 44 734 26

Checks for Clearing Bouse--------

33 08 Trust Funds on Deposit----------- 22:1()5 57

Cash Iteas (Irregularl-----------

3650 Certificates of Deposit Repre-

Advances on cotton--------------- 15,686 30 sentiag Borrowed Money---------

Customer's Liability on Lettau

Bills Payable--------------------

of Credit and Acceptances-----AdTances on Other c-oditios----

-----------

RL ei adbiislci toyu nont s -L-e- t-t-e-r-s- -o- -f - -C-r-e-d- -i t-s- - -

2,500 00

Ql'er Drafts (If anyl-------------

306 96 and Acceptances----------------

other Resources------------------ 8,034 70 Reserve For Interest and Taxes---

Other Liabilities----------------

Total-------------------------- $1541 939 39 Total-------------------------- $1541 939 39

335

Exa.iDOr'a Rport, MmCJIANTS & PLANI'm5 BANK, l'IIIGIIAM, GA.

At close of busi!'ess July 26, 1921.

PresldentT ..1,Mills. Vice-President"'R.L,Kennentus.

Cashie r-R .L,Kennemus,

DirectorsT .J. Mi lis, R .L. Kennemus, G.F. Lodge.

Bate of Charter June 18, 1918,

Began Business June 18, 1918

RJ';SOIRCES

LIABILITIES.

Tie Loans.. $ 51,017 68 Capital Stock-------------------

De..nd Loans--------------------Loans on Real Estate------------Banking Bons-------------------Other Real Estate Olmed-----.----Furnitnre and Fixtnres-----------

-~~~~

Surf1us Fund--------------------Und vided Profih----------------

-~~-~

Due Uftpaid Dividends------------Due to Banks in This State-------

3,232 29 Due to Banks in Other States-----

St ocks and Bonds Other Than
u.s. or State of <leorgla-------

Call MoneY----------------------------- Deposita Subject to Cbeck--------

United Statu and State of Oa.

Deaand ~ertilicates of Deposits--

Bonds---------------------- --

450 00 Cashier s Checks-----------------

Due fr.. Approved Reserve Agents. 7,067 32 Certified Checks-----------------

Currency------------------------- 4 95 98 Savings Defoaits-----------------

Due Fr.. Other Banks------------- ----------- Tie Certi !cates of Depoait-----

Checks for Clearing House--------

292 67 Trust Funds oa D_eposit-----------

Cash Items (lrregular)-----------

720 30 Certificates of treposit Repre-

Advances on Cotton--------------Customer's Liability on Letters

--------

sentiag Borrolfed Moaey-------Bllls Payable------------------

anyl------------- of Credit and Acceptances------
Advances on Other Co..odities----

---------------

Rediscouats---------------------Liability on Letters of Credits

Over Drafh (If

4 46 and Acceptances---------------

Other Resources------------------ ------- Reserve For Interest and Taxes---

Mutual Fire Fund----------------Depositors Guar.Fund------------ Transit Account------------------

'!2 120 00 other Liabilities----------------
2,~

$15,000 00 500 00
2,545-~~
13,321 03 5 000 00
-s-:m->-o-o
1,120 24

Total-------------------------- $ 79,573 81 Total------------------------- $ 79 573 81

BANK OF lfHITE PLAINS,I'IHITE PLAINS,GA.

At close of business July 18, 19.3~.

President-li.C. Davidson. Vice-President-

Casbier-J .MacAiarchman.

Directors-R .L.J ernigan!ll. I.Aloore, J .R .McKinler, L.F ,Goodrich, lf .C ,Davidson.

Date of Charter June 1 , 1904,

Began Business July 8, 1904.

RESOIRCES

LIABILITIES

Tie Loan----------------------- $102 090 83

- - - - - Dand Loans--------------------- 1:498 18
Loans on Real Estate-------------

------ BankiiiJ House-------------------- 3,500 00
other ~eal Estate Owned----------

Furniture and Fixtures----------- 1,660 00

Stocks IUid Bonds other Than

U,S,or State of Oeorgia-------- 4,425 00

United States and State of Oa.

DuBe ofnrd.s.A--p-p-ro-v-e-d--R--e-s-e-rv-e--A--gen-ts-_-

700 00 5 802 57

-------- Currency------------------------- 1:841 60
Due fr.. other Banks------------

Checl<a for Clearing Hous--------

132 96

Cash It (Irregularl-----------

307 78

AdTances en Cotton---------------

Cust..er's Liability on Letters

ef Credit and Acceptances------

AdYances on other Comaoditios

OVer Drafts (If any)

967 40

other ~sources-----------------

Cash Short. ---------

6 81

Capital Stock-------------------Surplus Fund--------------------Undtvided Profits---------------Due Unpaid Dividends------------Due to Banks in This State------Due to Banks in Other States-----
Call MoneY----------------------Deposita Subl'ect to Check-------Deaand Certi icates of Deposits-Cashier's Checks----------------Certified Checks----------------SaYings Defosits----------------Tt.e Certi icates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre
sentiag Borrolfed Money--------BUb Payable-------------------RLeiadbiislcitoyuaonts-L-e-t-t-e-r-s--o-f--C-r-e-d--it-1---
ReasnedrvAe cFcoerpIt'natnecreeast---a-n-d--T--a-x-e--s-----Other Liabilities----------------

-3-5,-51-9-8-6 - -1,-04-4-0-1
9,473 33
286 89

Total--------------------------$ 122,933 13 Total-------------------------- $122,933 13

S!CONl ANNU\L REI'IIn'

Euainer 's Itaport , PLANTERS 13ANK, lVIIITE PLAINS, GA.

At close of business July 19, 1921,

President-c.c. King. Vice-Presid~nt-c.o, Copelan

Cashier-T.C. King.

Directors-c.c. King, C.O.Copelan,L .ti..Jernigan,L.J ,Ct-i.Jies ,J ,R ,HelSIIan, A.D. Jackson,T .J.

Alarchman C.h!.Waddell,_ O.C.Stewart.

Date of C~arter-Apr. Y, 1919.

Began Business Apr. 16, 1919.

RESOlRCES

LIABILITIES.

----- Tiae Loans-----------------------
Deaand Loan---------------------

$ 55,855 588

21 90

Loana on Real Estate-------------

Capital Stock-------------------- $ 15,000 ()()
~f!?:e:~;tii;::::::::::::::::

------ Banking Bouse-------------------- 2,400 88 Due Unpaid Dividends-------------

Other Real Estate lllmed----------

Due to Banks in This State-------

Furniture and Fixtures----------- 2,410 17 Due to Banks in Other States-----

Stocks and Bonds Other Than U.S. or State of Georgia-------
UnBitoenddSs-t-a-t_e-s-_an--d--S--ta- _te___o_f _O__a_.__ _

Call Money-----------------------
- - - - - Deposits Subject to Check-------- 2,791 81
De-.nd Certificates of Deposits-Cashier's Checks-----------------

Due froa Approved Reserve Agents_ Currency-------------------------

2,139 27 1,080 80

Certified Checks----------------Savings Drosits-----------------

Due Froa other Banks-------------

Tiae Corti icates of Deposit-----

Checks for Clearing Bouse--------

Trust Funds on Deposit-----------

Cash !teas (irregular)-----------

Certificates of lfeposit Repre-

Advances on Cotton---------------

senting Borrowed Money---------

Custeaer's Liability on Letters

Bills Payable--------------------

of Credit and Acceptances------

Advances on OTer Drafts

O(Itfhear nCyo)a-a--o-d-i-t-i-e---------

JLtieadbiialcitoyunonts-L-e-t-t-e-r-s--o-f--C--r-e-d--it-s--19 8J and Acceptances----------------

other Resource------------------

803 Reserve For Interest and Taxe---

other Liabilities----------------

102 00

Total-------------------------- $ 65,928 43 Total-------------------------- $ 65 928 43

lffiiTESiliJRG BANKING co,, ltiiiTESIIIRO;GA.

At close of business July 29, 1921.

President-IV,T. Jones. Vice-President-T.IV. Camp.

Cashier-.J.A. Joll8s,

Directors-lY.T.Jones, T.W. CMp, J.R.M. Carter, R.E.L. Joll8s, J.A. Joll8s,

Date of Charter

Began Business

RESOlRCES

LIABILITIES

Tiae Loans-----------------------

Capital Stock-------------------- $ 15,000 ()()

Deaand Loans--------------------Loans on Real Estate------------Banking House-------------------other Real Estate Owned----------

..2!~~~-~

Surplus Fund--------------------Und1Vided Prof its---------------Due Unpaid Dividends------------Due to Banks in This State-------

~1:0207080 _0~0

Furniture and Fixtures----------- 2,440 18 Due to Banks in Other States-----

Stocks and Bonds other Than

Call MoneY-----------------------

U.S,or State of Georgia--------

Deposits Subl"ect to Check-------- 9,798 70

United States and State of Oa. DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A-g--e-n-ts-_-

Deaand Certi icates of Deposits-Ca~hier's Checks----------------2 266 04 Certified Checks-----------------

5,~~ ~

- - - - - Currency-------------------------
Due froa other Bank------------Checla; for Clearing House--------

1:532 25 Savings Defosits----------------TU.e Certi icates of Deposit----Trust Funds on Deposit-----------

100 ()()

Cash !teas (lrregularl-----------

520 00 Certificates of Deposit Repre-

Advancea en Cotton---------------

senting Borrowed Money---------

Custoaer's Liability on Letters

Bills Payable-------------------- 11,555 00

of credit and Acceptaaces------

Rediscounts----------------------

Advances on OTer Drafts

Other Co.aodi (If any) ..,. of

ti7e12-7-:-~-1

Liability on Letters of Credits 888 and Acceptances----------------

other Resources------------------

Reserve For Interest and Taxes---

Account Carrollton Bank----------- 400 ()() Other Liabilities Cash Long-.

194

Total-------------------------- $54,014 59 Total-------------------------- $54,014 59

SECONl A1INU\L REPOP'

337

ExaaiJUir 's lteP"rt. THE BANK OF WILLACOOCHEE - WILLACOllCIIEE, GA.

At close of business July 5, 1921

Presideat-J.E. Gskins.

Vice-President-J.H. Gaskins Asat.Cashier~la &.Tipon,

Directors-J.E. Gaskins, J.S. Gaskins, E.C. Henderson,J.A.~Gregor~Ot~s Paulk

Date of Charter

Began DaSinoss-

RESOtRCES

LIABILITIES.

TDiea.aendLoLaoosan-s-----------------------------------------

$

98,958 5,614

85 95

Capital Stock-------------------- $ 25,ooo,oo Surplus Fand---------------------

Loans on Jitaal Estate-------------

Undvided Profits---------------- 1,568 53

Baaking Bouse. I< Bva.& Fh---- 6,915 50 Due Um~id Dividends-------------

other ~eal Estate O.Ued---------Furnitnre and Fixtures----------Stocks and Bonds Other Than
U.S. or State of Qeorgia------United States and State of Oa.

Due to Banks in This State------Due to Banks ia other States Call MoaY---------------------Deposits Subject to Check-------Deaand Certificates of Deposits--

22 47 26,291 27

DuBe ofrnomds-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

269 23 Cashier's Checks----------------Certified Checks-----------------

663 84

CDuuerFrerno.crO-t-h-e-r--B-a-nk-s------------

Cbaoks for Clearinf House..

Cash Jteaa (Irregu arl---------

Advances on Cotton.------------

Customer's Liability oa Letters

of Credit Advauces ou

aOntdheAr ccc.e.p.toaadcietsies



1,134 29 12,378 03
223 00
.2!~~-~

TSlaaveinCgse rDt ie ifcoastietss - o- -f -D- -e-p-o- -s-it-----Trust Funds on ~posit---------- Certificates of Ireposit Repre-
sentiag Borrned Money---------

Bills Payable--------------------

Rediscounts--------------------

Liability on Letters of Credits

56,552 64 19,500 00

Onr Drafts (If uy) other Resources.

1,701 99 and Acceptances---------------Reserve For Interest and Tases

Current Checks-------

173 50 other Liabilities----------------

Transit Account-----------

62 00 Deposit received since balancing-

317 50

Cash Long-------------

77 25

Total-------------------------- $129,999 50 Total-------------------- $129 ~ 50

THE AIE~IIA.'ITS & FARa!ERS BANK - WIU.ACOOCHEE,GEO~IA,

At close of business August 2, 1921

President-D.G. Oberry.

Viee-Presideat-J.M. Roberts. Cashier-Miss Pansy Linder

Direetors-D.G. Oberry, J.J. Vickers, A .lletts, Sr., J.M. Roberts, Henry Panik

Date of Charter-

Beg.ut Business

RESOI.RCES

LIABILITIES

Tiae Loan----------------------- $ 66,217 67 Capital Stock------------------ $ 18,000 00

Deaand Loan--------------------BLoanaknisn&onBRousael Es.t.a.t.-_-_-_-_-_-_-_-_-_-_-_--_ other Real Estate Owned---------Furniture and Fixture--------- Stocks and Bonds other Than
U.S,or State of Oeorgia-------Uaited Statu and State of Oa.

5,383 73 34,926 44 2,400 00
404 00 2,951 70

Surplus Fund-------------------- Undtvided Profits------------ Due Unpaid Dividends------------ Due to Banks in This State----- Due to Banks in Other States---- Call HonY------------------ Deposits Subl'ect to Check-------De.and Certi ieates of Deposits

7,500 00 11,209 39 1,800 00
-3-7-,-12-6--.c-s

DuBe ofrnodaSA--p-p-r-o-v-e-d--R--e-se--rv--e--A-g--e-n-t-s--

-~!.~~~-~~

!Cashier's Certified

Checks---------------- Checks-----------------

283 83

Currencr-----------------------Due froa Other Banks------------CCahsehckIstfor C(IlreraerginuglaHr)o_u__s_e_-_-_-_--_-_-_Advances en Cotton---------------

3,596 43 32,764 :20
402 27 454 31

Savings Deposits---------------- Tlae Certificates of Deposit----Trust Funds on Deposit----------Certificates of Deposit Repre-
senting Borrowed Money--------

67,698 77

Custoaer's Liability on Letters

Bills Payabl-------------------- 10,000 00

of Credit and Aoceptaaces-----Advancea on other C~2dities

RLieadbiislcitoyanonts-L-e-t-t-e-r-s--o-f--C--r-e-d-i-t-l --

Over Drafts (If uy)------------other Resources------------------

49 23

and Acceptances---------------Reserve For Interest and Taxes---

Current Cheeks------------------

613 68 Other Liabilities---------------Unentered Deposits---------------

392 43

Cash Long-------------------

46 76

Total-------------------------- $154,557 66 Total-------------------------- $154,557 66

Euaiaer 'a Jtepert,

llA.NK OF lfliLIAMSON, IYILLIAliSON, GA,

At close of budftesa Aag. 2, 1921.

ProaloiHt-A.P,Diokiuon, lice Preaiolent-A.S. Steillheillter,

Caillier P,W ,Vafl&ba,

Dlractara-A.P.Dlokl.asoa, A,S,Stal.ahel.aer, .I,C,Baaa'chchlllllp, I,B, Bawarct,

.ll,F .Aaolerson, C.A..Tarllroqh, S,S . .illush,

Date of Charter-Aov.s, 1912,

Began Business-Dec. 9, 1912.

RSSOtRCES

LIABILITIES.

Tie Loan----------------------- $115;596 7S Capital Stock-------------------- $ 25,000 00

De..nol Loan--------------------Loaaa on ~eal Estate-------------

25,021 73 SUaaorl fvlaiosledFuPnrdo-f-i-t-s--------------------------------- _.s.!o_o_o_o_o

- - - - Bonking Boa--------------------
Other Real Estate Olmeoi---------Farnitare anol Fixtures-----------

2,076 84 Due OmJIIlid Dividends----.--------- - - - -

2,388 32

Dae Due

ttoo

Bonks Bonks

in in

This State------other States-----

-

8

---
000 00

Stocks anol Senoia other Than U.S, or State of Oeorgia-------
Umited States anol State of Oa.

Call Money----------------------- 31:582 79 450 00 Deposits Subject to Check--------
D.aand Certi icates of Deposits--

Bead&--------- 7,250 00 Cashier's Checks-----------------

19 47

- - - - - Dae fr.. Approveol Reserve Agents.
CCDhauaorcrFkesr.nl.coror-t-Ch-e-ler-a-B-ri-na-g-a-kB-s-o--a--s--e--.-:-.-.--_--_--_--_--_--_--

4,832 37 2,099 24

Certifieol Checks----------------TSiaveinCge rDt ie ri coatiet ss - o- -f - D- -e- -p-o-s-i-t-------- --

----_42,6074_8

61 67 Trust Funds on D_eposit----------- - - - -

Cash Itoas (Irregalar)-----------

55 00 Certificate of Irepoait Repre-

Advancea on Cotton---------------

senting Borrowed Money---------

Caat..er'a Liability on Letters of Credit and Acceptances------

B~eiolllisacPoaunytasb--l----------------------------------------

Aolvancea ea other c...oditi----

Liability on Letters of Credits

O~ethrerD~reasfotasrc(eIsf--a-a-y--)------------------------

197 79 anol Acceptances---------------- - - - - ~eaerve For Interest and Taxes--- - - - - -

Dopositoro Gaarantee Faaoi-------- 3,136 75 other Liabilities---------------- 14,70000

Fire Ias,Fand-------------------1..

120 00

Profit A Loss--------------------

798 24

Total-------------------------- $ 164,084 70 Total-------------------------- $164,084 70

FARMIRS BANK, lfiNDm, GA.

At close of bnsiaess Sept.8, 1921.

Presldeat-G111 B.llflgore, Vice-Preside~

Cashier-R.J. Saith,

Directors- G.B. I lgore~ Jao, L~ Barris. Jao, A, Th..pson, R.L. ~agars, C.W. Parker,

A.J. llardil('He, c.c. uregory, G,If. DeParrlere_, R.L. Manning.

Date of Charler.

_ 11 an Business

RESOtRCES

LIABILITIES

Ti.. Loans----------------------- $230 813 92

Doaand L Loans on

o~aaanls-E--s-t-a-t-e---------------------------

- - - - - ---------

Bonking Bous--------------------

Other Real Estate Olmed---------- --------

Furniture aaol Fixtures----------Stocks a,nd Boaols other Than

9,217 18

"'800 U.S,or State of Georgia--------
United States and State of Oa.

00

Du:-~:;-App;;;;d-~;;;;;;-Ag;;i;: 204~

~:!r~~~-otb;;-s;;k;::::::::::::: ~~~~ ~

CCahsehcksItofaoar C(IlreraergiunlgarR)_o_u_s_e_-_-_-_--_-_-_-

131740

34
08

Advances en Cotton--------------- 9,102 42

Custer'a Liability oa Letters

of Credit aaol Acceptaacos------ - - - - - -

any)------------- A~edvranDcersafotns

other (If

c-eotitiu----

----39 63

othor ~eaoarces------------------ - - - - - - -

Capital Stock-------------------Surplus Fund--------------------Undvided Profits---------------Duo Unpaid Dividends------------Due to Banks in This Stat------Dae to Banks in other States----Call MoneY----------------------Deposits Subl"ect to Check-------Deiand Corti icates of Deposits-Cashier's Checks----------------Certified Checks----------------Savings Defosit----------------Tt.o Corti icates of Deposit----Trust Funds on Deposit----------Certificates of Diposit Repre-
senting Borrowed Money--------Bills Payabl--------------------
~eoliscoants------------~---------
Liability on Letters of Creolits and Acceptances----------------
Reserve For Interest and Taxes--other Liabilitie----------------
Celh-----------------------------

-$~58o=,4os8oo2oo

oo
00
74

~~
148 41

49

Tetal-------------------------- $285,135 69 Total-------------------------- $285,135 69

SECONJ A.!IM.I\L R~

Examiner' a Report ,

NIIUH OA. TRUST & BAli!KINO CO, -WINDER, QA, At Close of Business November 12, 1921.

President-A,A.Camp,

Cashie~W ,F .Hubbard

D

irectors-AM.A,,JC,iOllrlliplt1i

t

Oeo,W.Bagwo11, W,L,DeLaParrio, hA A,J,Hardigree, S.P.Higgins.t

AW.Y.M.E.aHvoelssoenn1oecHk,.

T

.F 1f

laniP.a F.C.Fl~ipa ,C,IIOrUnt W,L,Jackson:

O.A,Jolms, .,;.Mayne, M.R..Maynard, Jno, li..Jlilsop, C,C,Niblack, L.F.Sol s,

J.T.Strange, R.L.Woodrufl

Date of Charter-

Be an Business-

RESOIRCES

LIABILITIES.

Tiae Loan&----------------------- $730,379 73

Deaand Loans--------------------- 9,352 69

Loans on Real Estat------------- 11,682 74

Banking House-------------------- 20,974 55

Other Real Estate frmed----------

Furniture and Fixtures----------- 22,093 35

Stocks and Bonds Other Than

U.S, or State of Onorgia------- 8,250 00 United States and State of Oa.

rs DuBe ofnroda-A--p-p-r-o-v-e-d--R--e-se-r-v-e--A--g-e-n-t-s--

245,500 00 17,i97 92

Currency-----_---_----------_-- __ Due From Other Banks-------------

s.~~~

Checks for Clearing House-------- 2,437 75

Caoh Items (lrregular)----------- 2,485 39

Advances on Cotton---------------

Customer ' Liability on Letters

of Credit and Acceptances------

Advances on Other Co~~moditie---

Over Drafts (If anyl------------- 30,775 69
--------- Other Resources------------------
Current Checlu------------------- 8 903 21

Bills of Exchange---------------- 3:170 26

Cash Short-----------------------

94 20

Capital Stock-------------------- $200 000 00

Surplus Fund--------------------- 24'000 00

Unchvidod Profits---------------- 8' 968 68

Due tilpaid Dividends-------------

96 00

Due to Banks in This Stat-------

405 33

Due to Banks in Other States----- ----------
g:~!sft!e~;bj;~t-t;-Ch;~k:::::::: i4i:847-i4

Deiitand Certificates of Deposits--

743 97

Cashier ' Checks----------------- 1,460 41

Certil ied Checl<s----------------Sevings Defoaits-----------------

146 11,729

s0o0

Tiae Corti icates of Deposit----- 29,589 19

Trust Funds on Deposit----------- ------Certificates of lfoposit Repre-

senting Borro,..ed Money--------- ---------

Bills Payable-------------------- 344,000 00

Rediscounts---------------------- 345,167 34 Liability on Latters of Crodih

and Acceptances----------------

Reserve For Interest and Tax--- ---------

other Liabilities---------------- ---------

CustO!IIers Liberty Bend.Acct------ I,S!ICI-22

t:urrent Dept.a & Credits--------- 13,068 83

Total-------------------------$1,121,818 61 Total-------------------------$1,121,818 61

PITTARD BANJONO CO, - WINTERVILLE,OA.

At Close of Business October 29,1921,

President-J ,T ,Pittard,

Vice-Presideflt-D .H.1Vinter,

Diroctors-J, T, Pittard, u,H,Winter, Airs. IV ,II,Dean,

John J ,1Vilkins,

Date of Charter January 9, 1911,

Cashio~H.T .Pittard, J ,II,Kroller, J ,L.Johnson, Began Business January 16, 1911

RESOIRCES

LIABILITIES

Tiae Loans----------------------- $ 70,730 81 Demand Loan--------------------- 2,429 58 Loans on Real Estate------------- 6,575 3i Banl<ing Hous-------------------- ---------other Real Estate Owned---------- ---------Furniture and Fixtars----------- 2,074 05 Stocks and Bonds Other Than
U.S,or State of Georgia-------- 1,595 00 United States and State of Oa.
Bond-------------------------- 11,500 00 Duo from Approved Ro&erve Agents- 13,795 49 Currency------------------------- 2,631 14 Due lr011. other llanks------------- ---------Chocl<s lor Clearing House-------- 1,549 21 Cash Items (Irregular)----------- ---------Advances en Cotton--------------- 1,119 31 Custoaor's Liability on Letters
of Credit and Acceptances------ ---------Advances on Other Commodities---- ---------Over Drafts (If anyl------------- -------other Resources------------------ ----------

Capital Stock-------------------- $ 25,000 00

Surplus Fund--------------------- 11,000 00 Undvidod Prof its---------------- 4,908 40 Duo Unpaid Dividends-------------

Duo to Banks in This Stat-------

Duo to Banks in Other States-----

Call Monr-----------------------

------ Doposits Subject to Chock-------- 28,305 66
Demand Certificates of Deposits--

Cashier's Chocks-----------------

211 62

ts----------------- Certil iod Chocks-----------------
TSUav.oinCgsorDtiofiocsai tes of Deposit-----

Trust Funds on Deposit-----------

Certificates of Diposit Repre-

senting Borro,...d Money---------

Bills Payable-------------------- 10,000 00 Rediscounts---------------------- 17,403 75 Liability on Letters of Credits

and Acceptances---------------Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $113,999 90 Total-------------------------- $113,999 90

Sl!COMl ANNU\L REI'IIn'

H>OPLES BANK - IYUOOBUU', OEOROIA,

At Close of Business September 7,1921

Pruident-w .J ,Smith, Vice-Presidents-r-.J .Anthony, Il.W .Cleaents Cashier- J .B.Dodd.

Diractora-li,J,Silith, R.J,Anthany, H.W,CloJRents, Date of Charter July 7th, 190!.

T

.

B.Knight, Began Bus

i

n

e1sfs.ES.lalpotookJRs1ber

J.M,Woodruff, 1907.

RESOIRCES

LIABILITIES.

-------- Tiae Loan----------------------- $171,957 67
Deaand Loan--------------------- 15,701 :20

Capital Surplus

Stock-------------------Fund---------------------

$

115,,o0o0o0

0o0o

Loaaa on Real Estate-------------

Unchvidad Frofih----------------

Banking Bouse-------------------- 2,499 04 Due Un~id Dividends-------------

4800

other Real Estate Olmed----------

Due to Banks in This State-------

Farnitare and Fixtures-----------

Due to Banks in Other States-----

Stocks and Bonds other Thaa U,S, or State of Oeorgia-------
(Dlted statu and State of On,

ro ~:~s1t:e~;bj;~t-t;-Ch;~k::::::::
Demand Certificates of Deposits--

99,000 00 33,gg~

Bonds--------------------------

Cashier' 1 Checks-----------------

245 00

One froa Approved t::eaerve Agents-

CertiI ied Checks-----------------

Currency------------------------- 4,513 21 Saving& oerooits-----------------

Dao Fr- oth..,. Banks-------------

It Checks for Claarinf Boiase------~

Cash

(lrregu arl-----------

5,~g ~~

Tie Certi icates of Deposit----Trust funds on Deposit-----------

25,846 94

145 59 Certificates of Jreposit Repre-

Advances on Cotton--------------Castoaer'a Liability on Letters

senting Borrowed Money--------Bills Payable--------------------

246:s0u0o0 0oo0

of Credit and Acceptances------

Rediseoants---------------------- 25,971 22

any)------------- Advances on other coaaoditi----

Liabi lity on Letters of Credita

Over Drafts (If

22,030 16 and Acceptances----------------

othar Rasources------------------ 23,670 00 Reserve For Interest and Taxes---

Depositars Oaarantee Fund-------- 3,439 80 other Liabilities---------------- 23,000 00

Fire Ina Fand-------------------

120 00

Frefit and Loss------------------

738 99

Total-------------------------- :;; 254,206 15 Total-------------------------- $254,206 15

WOOOBII{Y BANIITNO CQIIPANY - lYOOOBURY, OA,

At Close of Business NoveJRber 12,1921.

President-! .D .Snttou,

Vice-President-J .w .Williams

Cashier-s.P.Wilburn

Diroctors-J.D,Sntton, J.W,Williams, S,P.IYilburn, L,u.Benton, J.E.Orimsley, '

Bion Will,lllls, II.B.Jonu,

Date Of Charter October 1902,

Began Business

RESOIRCES

LIABI Ll TIES

TiJRe Loan----------------------- $66,598 23 Capital Stock-------------------- $ 23,400 00

Fand--------------------- D..arut Loans---------------------
Loans on Real Estate-------------

9,555 08 46,845 85

SUunrdplVluids ed Prof its----------------

10,000 00 7,170 46

Banking Bouse--------------------

Due Unpaid Dividends-------------

other Real E&tate Olmed---------

Due to Banks in This State-------

Farnitnre and Fixtures----------- 3,686 73 Due to Banks ia Other States-----

Stocks lind aonds other Than

Call .MoneY-----------------------

U.S,or State of Oaorgia-------Uaited Statu and State of On.

---------- Deposits Subl"ect to Check-------- 37,674 25
Demand Corti icates of Deposits--

Bonds--------------------------

Cashier's Checks-----------------

567 16

-------- Lao froa Approved Ruerve Agents-
Currency---_----_----- __________ _ Due fr other Banks-------------

9,741 40 Certified Chocks----------------1,443 44 Savings Deposits-----------------
Tiae Certificates of Deposit-----

30,902 86

CCiaasehcklstafaosr C(IlreraerginuglaHr)o_u__s_e_-_-_--_-_-_-_Advances on Cotton---------------

475 42 Trust ~nnds on Deposit-----------

17,693460

64 18

Certificates of Deposit ~presenting Bor~owed Money---------

2,000 00

Caater's Liability on Letters

Bills Payable--------------------

ef Credit and Acceptaaces-----Advaaces on other c-odi ties----

RLeidaibsicloitaynt son--L--e-t-te--rs--o--f -C--r-e-d-i-t-s--

C)orer Drafts (If anyl-------------

and Acceptances----------------

Other Resources-----------------Cash Short-----------------------

------- 298 67

~eserve For Interest and Taxes--other Liabilitiea----------------

Cllections not re~itted----------

641 94

Tetal-------------------------- 157,221 64 Total-------------------------- 157,221 64

SECO!Il ANNU\L REI'IIn'

Exaainer 'a Report ,

FA~.lF.I(S M\1(1 ~VOODCLIFF, GA,

At Close of Ilnsinoss August 25,1921,

President-L.O, Benton

Vice President-

Cashier-T.G. Harrts.

Directors-L.O.Ben WatersA Bankers

ton, Tru

H st

,H,Parker Company

1 11c

W.H.Cohen T.G.Harris

Audit Company.

'

M.Parker W.A.Edenfield

'

'

Green

Date of ~barter-

Began Business-

RESOIRCES

LIABILITIES.

Tie Loan----------------------- $71,283 61 Capital Stock--------------------$ 25,000 00

Deund Loan---------------------

61 2-1

Loans on Real Estate------------- ----------

~::if!ide:~;iit;::::::::::::::::

5,000 00

Banking Bouse-------------------

8~0 00 Due UnPilid Dividends-------------

Other Real Estate Owned---------- ---------- Due to Banks in This State-------

Furniture and Fixtures----------- 1, 150.00 Due to Banks in lliher States-----

Stocks and Bonds Other Thaa U.S, or State of Qeorgia-------

700 00 ~:~.~:=~;bj;~t-t;-Ch;~k::::::::

United States and State of Oa.

Deiiaa4 Certilicates of U.poaits--

DuBe ofnrod. -A--p-p-r-o-v-e-d--R--e-se-r-v-e--A--g-e-n-t-s-. Currency-------------------------

-

2

-
1

-1-1-6 970

-6-079

-

Caahier's Checks----------------Certified Checlcs----------------Savings Defoaits-----------------

Due Fr.. Other Bank------------- ----------- Tie Corti icates of Deposit-----

Checks for Clearinf House--------

900 Trust Funds on D_eposit-----------

Cash Items (Irregu arl-----------

1().1 10 Certificates of Ir~sit Repre-

Advances on Cotton--------------- ----------- senting Borr01red illoney---------

Customer's Liability on Letters

Bills Payable--------------------

any)------------- of Credit and Acceptance------
Advances on Other C..,.oditiu----

---------------------

RLeidaibaicloitaynt on--L--e-t-te--rs--o-f--C--r-e-d-i-h---

~or Drafts (If

22 27

and Acceptances----------------

0 her Resources------------------ ----------- Reserve For Interest and Taxes---

Cash Short-----------------------

12 45 other Liabilities----------------

Losses from Oper&tioa------------ 1,2-IO 90

Total-------------------------- :;. 81,822 96

Total--------------------------$ 81,822 96

TUE WOODLN<D IJ.\."11, WOODLAND, GA.

At Close of Ilus inoss .~u:;;nst 2,1, 1921,

Presidont-S, F. Woodall, Vicc-Prcsidcnts-iV, W. Collier! H. F. Woodall, Cashier- M.H. Kill<'.
nirectors-S,F. Woodall, ~!.II, Kill[;, ~V.W, Collier, ll.T. Voodall, C.V. Mills, J.E. Peeler, J.'C. -<;)':,

Date of Charter-November 18,1907.

Began Bu5- inc ss-Novcmber 25, 1907~

RESOIRCES

Tiae Loan----------------------- $541 901 27 Deaand Loan--------------------- 5,541 05 Loans on ~eal Estate------------- --------Banlcing Hous-------------------- 2, 000 00

other Real Estate Owned---------- ---------

Furniture and Fixtures----------- 1,500 00 Stock& and Bonds other Than

U.S,or State of Ooorgia-------- --------United States and State of Oa.

Bond-------------------------- 7, 800 00 Due froa Approved Reserve Agents- 5, ,128 53

Currency------------------------- 2,191 64

Due fr0111 other Banks------------- ----------

Checlcs for Clearing Hous-------- ----------

Cash Iteas (Irregular)-----------

499 84

Advances en Cotton---------------

539 17

Custoer's Liability on Letters

of Credit and Acceptances------ ----------

Advances on other c-odities---- ----------

Over !lrafh (If anyl------------- ----------

other ~esources------------------

30 00

LIABILITIES

Capital Stock-------------------- $ 15,000 00 Surplus Fund--------------------- 8,500 )(l Undnide4 Prof ih---------------- 3,066 19 Due Unpa.id Dividends------------Due to Banks in This State-------

Due to Banks in Other Statea-----

Call Money----------------------Deposits Subject to Check-------Demand Certificates of Deposits-Cashier~ Checks----------------Certified Checks-----------------

---------893 76

Savings Defosit----------------Tille Corti icates of Deposit-----

Trust Funds on Deposit-----------
----------- Certificates of Deposit ~rresenting Borrowed Money--------Bills Payable-------------------- 5,000 00

RLeidaibsicloitaynt son---L-e-t-te--rs--o--f -C--r-e-d-i-ts---

and Acceptances---------------Reserve For Interest and Taxes--Other Liabilities----------------

16 1!>

Total--------------------------~ SO, ,1,3

Total--------------------------$80 ,431 50

342

SECONl ANNU\L REI'Oa

Exuine~ '1 Report ,

R'.NK OF WOOffiTOCK, IYOOnS'rOCK, GEOllJIA.

At Close of Business September 10,1921.

President-J.II. Johnston.

Vice-President-s. L. Johnston.

Cashior-'V. L. DuPree.

Directors-J.II, Johnston, S.L. Johnston, W.L. DuPree, Wiley Dobbs, L.A. Dean, C.E.Chandlor.

Date of Cbarter-1905.

Bogan Business-1905.

RESOIRCES

LlADILITIES.

Tiae Loan----------------------- $ 63,067 25 Capital Steck-------------------- $

Oaaand Loan--------------------- 13,492 01 Surplus Fuad---------------------

LoBILI on Real Estate-------------

Undnided Profits----------------

Banking Doua-------------------- 3,168 83 Due lhpaid Dividends-------------

other Real Estate Owned----------

Due to Banks in This State-------

Farniture and Fixture----------- 2,08061 Due to Banks in Other Statea-----

Shcb and Bondo Other Than u.s. or state of Oeorgia-------

2,040 00 ~:;!s~t=e~;bj;~t-t;-Ch;~k::::::::

Ulited Statu and State Bonds---_-------------

o_f__O__a_. __

_

Deaand Certificates of Deposits-2,000 00 Cashier's Checks-----------------

lhaa froa Approved Reserve Agents- 6,529 19 Certified Checks-----------------

It Co.u.r

rency------------------------Froa other Banks-------------

Checks for Clearing House--------

5,578 75
----307-<5

Savings Deyoaits----------------Tiae Certi icates of Deposit----Trust Funds on Deposit-----------

Cash

(Irregular)-----------

377 89 Certilicatea of lfeposit Repre-

Advances on Cotton---------------

senting Borrowed Money---------

Cuoter's Liability on Letters

Billa Payable--------------------

Ad:!n~~:d!!
Over Drafts

O(iI~f ea~cn<y:):-t-:-:-:--m-;-;-:-:-:-:-

Rediacounta---------------------Liability on Letters of Credits 75 86 and Acceptances---c------------

other Resources-----------------Profit and Loss------------------

---2;548-72

Reserve For Interest and Taxes--other Liabilities----------------

25,000 ()() 14,079 32
23,368 16
8, 818 68 30,000 00

Total-------------------------- $ 101,266 16 Total--------------------------$ 101,266 16

WOOLSEY BANK, WOOLSEY, GA.

At Close of Business August 16, 1921.

Presidont-~P. Minter,

Vice-Presidont-c.E. Fortson.

Cashier-W.L, Burch,

Directors-~ P. Minter, W. L. Burch, C. E. Fortson, J. T. Burch, F. B. Crawley, L. C. McLoan,J.~.JkLal

Date of Charter-August 21,1907.

Begun Business-october 7,1907.

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $ 70,69{1 78

Deaand Loans--------------------- 18, 72!! 87

Loan on Real Eatat------------Banking House--------------------

-i:406-82

other Real Eotate Owned---------Furniture and Fixtnres-----------

-i;79s-oo

Stocko and Bonds other Than

U.S,or State of Oeorgia--------

315 ()()

U

nited Bond

aS-_ta--t-u---a_nd---S_t_a-te---o_f-O--a_. __

_

Due frOB Approved Reserve AgenhCurrency ------------------------Due froa other Benk-------------

---4so-oo
294 27

It Checks for Clearing Hous--------

Caoh

(Irregular) __________ _

----96-.35

Advanceo en Cotton--------------CnotOBar'o Liability on Lettero
of Credit and Acceptanc81------
anyl------------- A4vanceo on other c...oditi----
Clver Drafto (If Othar Reoource------------------

--------100 79

Capital Stock-------------------..$
~:dr!~:e~un~;rii;::::::::::::::::
Due Unpaid Dividends------------Due to Banks in Thio State------Due to Banks in Other States-----
Call Honer----------------------Deposits Subl"ect to Check-------Deaand Certi icates of Deposits--
Cashier' Checks----------------Certified Checks----------------Savings Deposits----"-----------Tiae Certificates of Deposit----Truot Funds on Deposit----------Certificates of Deposit Repre-
oenting Borro~d Money--------Bills Payable-------------------Rediscount---------------------Liability on Letters of Credits
and Acceptances---------------Reoerve For Interest and Tax---
other Liabiliti----------------

15,000 00 3,000 00 6,259 41 1,200 00
-9;46o-68 ---- 4.3-i.'i

Total------------------------~- $ 93,886 88 Tatal-------------------------~ 93,886 88

SECINl ANNUAL lli>PORT.

Examiner' s Report.

THE CITIZI!.NS 1!ANK, IOOli'S, GaJ~IA.

At Close of Business December 141 1921.

Presidont-<l.S. Faner. Vice-Presidents-A. J. Boward, Joe Howard, Fred J. Boward. Cashiea-J.A.IIa~tloewa.

Directors-G.S. Fal'lll8r A.J. Boward, J.T. Newsome, J.M. Anderson. J.M. Adams. J~J.l.filton, W.L. l(a4fonl"

W. D. Boward.

Date of Chart~ch 1912.

Begao Busiaoss-

RI!SOIRCES

Tlee Loaos-------------------------..$139, 452 81
&..'":".tran:~~Tai.ii::::::::::::::::: -~~~=-=~

Houae----------------------- United States BondS-...................................
Other Stocks and Bond--------------

----300-00

BFuanrkniintugre aDd Pixtures............................

Z,ZZ9 75 Z,B98 88

other ~eal Estate OWnacL------------ 8,000 00

8:: :::: ~!:"":!u~~~~=-~~~~~:::: 5,644 99

ACduvrraenncceys.. -o-n- -C-o-tt-o-n-.-. .-..-...-..-..-..-..-..-...-..-..-..-..-..-..-..-..

~;::~ C::!k; 1 ~ 1 as:tt!;;:::::::::

u.s. Bonds
~e'"l'tion

FtoanSedc.u.-r-e--C--ir-c--u-l-a-t-io--n-.-..-..-.-..

Custors Liability on Letters of

Oth~:!!.t:dn!t ci~!~:d-;i,;;;:::::

---aso-oo

LIABILITIES

Capital Stock Paid iL-------------..$15,000 00 Sa':flus Fund------------------------ 10,000 00
for Unchvided Profits less amount paid Interest,. taxes and Carrent
Di~r:~:U;.p;IL::::::::::::::::::: -~:~?_?~

other Due to Banks in This State..................... ---------

Due to Banks in

States_............... --------

~~dC:~t~i~:!~!! ~1bi:;!.11~~~~ ~~~~~~-~~

Time Certificates of Deposit................... 63,.095 68

~!~i!;,~s::!:!:::::::::::::::::::: "'"'"'i39"'83

Certified Check&-------------------- ---------
of Bills Payable including Certificates Deposit Representing aoney

NRReeoBDssteeoserrpvvraroeenosdiwfftoosBe.rr..id..l.AA.l..scc..-.cc.-.~rr.e.-uu.-.-d.ee.i-.dds..-c..:-.o.TI.-u.nn.a-.t.x-te..de.-e...-r.s....e-......-.s.....-.t....-.......-..o...-...n....-.....-......-......-......-.....-...

53,ZZ4 1,.000

54 00

Circulation, Special Dep. Stock-

holder--------------------------- 15,000 00 Liability on Lotter of Credit and

ot~:~t!:bi~iti';~-;;t-i;~t~;d-i;-tbe---------

above----------------------------- Z99 lZ

TotaL---------------------------$192,168 14 Total------------------------------$19Z,1611 14

of At Close Business September 6, 1921.

President-Alex ATtlra. Vice-Presidents-Alex Avera,. J.M. Adams, R. L. Patrick. Cashier-'R.L Patrick. Directors-W.E. ThOIIPon, Bankers Trust Co., Alex Avera, .1.11. Adaas, W.B. Young, R.S. dcClesky,I.B.PIIrlah.

Date of Charter-

Bagan Business-

Tleo Loans------------------------..$114t452 99

D- Loan-----------------------Loans on ~al Eatate----------------

650 60

=~'t.!r':t;t;-o;;;d:::::::::::::

Fumiture and Fixtures..____________

Stocks and Bonds other Than U.S. or
Uni~t;t::e~::.li~;i;-;;-a;:-&;,;i~ __:~~-~

Due from Approved ~serve Agents____ 3,264 31

Banks--------------- Carrenr----------------------------
Duo f r.. other

Chocks for Cloari1_1g Poa-----------

Cash Itoas(Irregalar)---------------

s AdTance on
Castomer'

Cotton
Liabili

..-
ty

-o-n--L--e-t-t-e-r-s--o--f-

-

:::no:f;: Credit and Acceptancos----------me~~~~~~~~=====

Other Resource.______ ------------
t;r:. =~==~ ~!:!tc!~:::::::::::

1,607 87 lZ 90
338 06 Z,411 3Z

OABILifJBS

::m Capital Stock-------------------$ 15,000 00

~!:.Jrr!~e!~;iii;:::::::::::::::

~

Due Unpaid Dividends------------

19Z 00

Due to Bonks in this Stato..-----

Due to Banks in Other States----
~:~!s~:S;bj;~t-i;"'Cb;~k::::::: Dand Certificates of Deposits.. if Cashier's Checks..................................
Cart ied Checks----------------

11:ooo-oo
30,581 38
---294_04_
.................... ..

CT~~re!ur~st!tirfFi~cUiaIrIItides:s!o:on:f;D-D;eept~o-sosi;i:tpts;..~.R.i..e."..pt..ri..e.:.-.:..:.......3...i.;..8..i..7.."..'.0...3.."..'

Bii::t~::Jabs::~::~~-~~~~:::::::: JQ~OO(i-00"'

~~:~iii;;t:;-i;tt;;;-;rcr;dit;- t,aoo 00

Re:c-rv!'=f:~ti:t:!.;;t-;;;_d-T;i;;:: ---------Other Liabilities~-------------- -i;3i3-47-

Tetal----------------------------..$137,647 51 Total-------------------------- $137,647 51

ExaaiJI8r 's Report , BANK OF liRIG;ITSVD.LE, liRIGITSVILLE,GA.

At close of basiaess Aug. 23, 1921.

Presideat-E.A.Lovett, Vic.,.Presideats-J .H .Rowland ,If ,C ,Tompklas. Cashier~ .L. Kent,

Dlrectors-B,&.~vet~ C.H. Lovett, J.H.Rowlaad, R.L,Kent, lf,L,Tbonpklns, L, Mosely,A.F,

D!!:n:~r~~arte~_'C' ...pson,

Began Business-

III!SOIRCES

LIABILITIES.

Tiae LoaDS----------------------Demand Loan--------------------Loaaa on Real Estate-------------

$162,989 98
~~~

Capital Stock-------------------Surflus Fnnd--------------------Und Tided Frofit----------------

- - - - - FoBtuahurenkriintRugreBealoanEadsstFa-t-ie-x-tO-u-rw-e-n-s-e--d-----------------------------

4,0<Xl 00 Due Umpaid Dividends------------Due to Banks in This State-------
1,954 00 Due to Banks ia other Stutes-----

Stocks and Bonds other Than U,S, or State of Georgia-------

450 00 ~:;!.~!e~;bj;~t-t;-Ch;~k::::::::

United states and State of Oa,

Deiiuuld Certificates "f Deposiis--

DuBe ofrnomdsA--p-p-r-o-v-e-d--R--e-s-e-rv--e--A-g--e-n-t-s--

Cashier's Checks----------------Certified Checks-----------------

Currency------------------------Due From other Banks-------------

TSiaaveinCgserDtieifcoastietss-o--f -D--e-p--o-s-i-t----------

Checks lor Clearinf House--------

Trust Funds on Deposit-----------

Cash Iteas {Irrega arl-----------

Certificates of Ifapoait Repre-

ACduvsatonmceesr'osnLCiaobtitlointy--o-n---L-e-t-t-e-r-s---

senting Borrowed Money--------Billa Payable--------------------

of Credit and Acceptances-----Advances on other Commodities----

RLieadbiislcitoyunonts-L-e-t-t-e-r-s--e-f---C-r-e-d--it-s---

Over Drafh {If anyl-------------

17 and Acceptances----------------

other Resour~e------------------ ---------- Reserve For Interest and Taxes---

other Liabilities----------------

Cash Long------------------------

12 14

Total-------------------------- $286,760 04 Total-------------------------- $286,760 04

EXCHANGE BANK, liRIGIITSVILLE,GA.

At close of busioess Sept."8, 1921,

President-P.B. Bedingfield. Vice-President-J.M. Mason.

Cashier-E.E. Daley.

Directors-P.B.Bedingfield, J,MJiason, C.T.Bray, U,R,Jenkins, T.E. Hnyes, J.T. Talford,

lf.L.Thpson.

Date of Charter Dec. 26 lro9,

Be n Business Dec. 13 1909.

LIABILITIES

Ti.. Loans----------------------- $118,368 45 Capital Stock-------------------- $ 35,00J oo

Deaand Loans--------------------- 40,001 15 Surplus Fund--------------------- 40 OOJ 00

- - - - Loans on Real Estate-------------
Banking House-------------------other Real Estate Owned----------

Undvided Profits----------------

9,<X_X>~

Due Unpaid Dividends------------Due to Banks in This State-------

6:662 73

Furniture and Fixtures-----------

Due to Banks in Other States-----

Stocks and Bonds other Than

Call Money-----------------------

U.S,or State of Oeorgia--------

450 00 Deposits Subl"ect to Check--------

Unitad Statu anci State of Oa.

Deaand Certi icates of Deposits--

Bonds--------------------~-----

Cashier's Checks-----------------

Dua from ApprOTed Reserve Agents- 28,891 7J Certified Checks-----------------

Currency------------------------- 4,729 78 Savings Defosits-----------------

------ Due lroa other Banks-------------
~::b,t!0:-2~~-~~se-~-----:

Tiae Certi icates of Deposit----- 24,484 25 5.19 58 Trust Funds on Deposit----------2,394 57 Certificates of Deposit Repre-

A4vancea an Cotton---~---------- 3,671 21 sentlag Borrowed Money---------

Cuatoaer's Liability on Letters

Bills Payable--------------------

at Credit Advances

aOntdheAr ccc.e.p.toadnicteies-S---------

~ediscounts----------------------
Liability on Letters of Credits

OVer Drafts {If any)-------------

aed Acceptances----------------

othar Resources----------------- 1,839 53 Reserve For Interest and Taxes---

other Liabilities---------------- 2,153 35

Tatal-------------------------- $209,865 98. Tatal--------------------------$209,865 98

345

FARA!ERS BANK, WRIWTSVILLE, GA,

At close of business Sept. 1, 1921,

Praal4oat~W,H.RB1ey. Vic~rPrasident~.R. Hartia.

Cashier-R.B. Bryan.

DDJla,rtTee.eotlfoirlCslh~l!.rJHr.ltCr.aA)[l,per~ri,tln~t;~.AR,.L{J1D141r9tD,ia~w,nsR, .BW.m.BOrylaivne, rW.B.Ceg. anChBeasstienre, sRs .EJu. lBy u1t5te,

rly, J.R.De 1919,

nt,

LIABILITIES.

--!!'- ------- Tiae Loan---------------~----~--

DLeeaananadonLoRaenal

--------------------Estate-------------

$10i,31!1 (j~
~~~-~~

~apiiel Stock--------------------
SUnuclrfvlaidsedFaPnrcoif-i-h-----------------------------------

$5~-~
3,585 99

BOtahnekr l1eual-.E.a-ta-h-O--l-m--d------------------

8,500 00 Dae Umpaid Dividends------------D!I h Banks in This State..

Farnitar ~nd fi~iar----~---- 4,896 ~ Due to Banks In other States

Stock and Rln4a Otbar ~

UnUh1eSd,

or State ol O.rcia.---- Statu and Siatt 1f Cia.

~:~st:~;b.j;~i-i;-,i;;~k::::::::
D.-and Certificates of Deposits

42,8~~

DuBe cfrnodaSA--p-provedP-rvApah.

971 13 Cashler~~~eck---------------- (j 1119 84 c,rtifie4 Che~ks----------------

352 12

- - - - - - - - CDuuerrFerncyo-t-h-e-r--B-a-n-k--s--------------
Checks for Clearing Hoase-------Caah Iteas (Irregular) .

3:895 ;)'( T~t~.~.~C~ertiri~Btttes--o-f--D--e-p-o-s-i-t----- 14,615 02
367 34 Trust Fancla on D_eposlt----------179 51 Certificates of u-eposit Repre-

Advances on Cotton 3,766 70 senting Borrcnrad Money.

Castaaer'a Liability an Letters
Ad:!n~~:d!! ~e!c~::!::ii:;;::::

- - - - Bills ~yabl-------------------- 32,500 00
LRieadbiisleiteyanotns-L-e--tt-e-r-s--o--f--C-r-e-d--it-s---

O...r Drafta (If any)

and Acceptances----------------

other Resourc----------------

Reserve Far Interest and Taxes---

other J.iabilitiea----------------

850 80

Total-------------------------- $141,722 96 Total-------------------------- $141,722 96

YATESVILLE BANKING co., YATESVILLE,GA.

At close of business July 19, 1921.

Presidant-P.F. Brown, Vice-President-G.H. Mitchell.

Cashier-R.D. Higgins.

Directors-P.F. Brown, G.ll. MitcheU, J.ll. Brown, A.D. Williams, C.E. Sewell, T.R.Chntfie1d,

F.L, Chatf idd,

Date of Charter Dee. 18 1906.

Bel!an Business 1906.

RESOIRCES

LIABILITIES

Tiae Loan----------------------- $ 73 758 15 Capital Stock-------------------- $ l7,500 00

Deaand Loan--------------------- 2:297 40 Surplus Fand--------------------- 7,500 00

Loans on Real Estate------------- - - - - - Undivided Profits---------------- 1,623 52

Banking Rouse-------------------- 2,000 00 Due Unpaid Dividends-------------

350 00

other Real Estate OKned---------- - - - - - - Due to Banks in This State------- -------

Furniture and Fixtures----------- 1,975 00 Due to Banks in Other Stat----- - - - - -

Sto.cks a,nd Bonds other Than U,S,or State of Georgia--------
United Statu and State of Oa.

--------

Call M.oney----------------------Deposits Sabl'e..t to Check-------Deaand Certi icates of Depasits--

---_27 ,4_992_1

DuBe ofrnoda-A-p-p-r-o-v-e-d--R--e-s-e-r-v-e--A--g-e-n-t-s-.

Cashier' a Checks----------------- -----Certified Checks-----------------

Currency-------------------------

Savings Defosits----------------- - - - -

Due froa other Banks-------------

Tiae Certi icates of D01posit----- 21,991~~

Checks for Clearing House--------

Trust Funds on Deposit-----------

Cash Jteas (lrregular)-----------

Certificates of Deposit Repre-

ACdnTsatoncaeasr'aenLCiaobtitlointy--o-n---L-e--tt-e-r-s---

ef Credit and Acceptances------

Advances on Over Drafts

o(Ithf ear ncy-lo--d-i-t-l-----------

--------
48 98

senting Borrowed M.oney--------Bills Payable-------------------RLieadbiislcitoyanotns-L-e--tt-e-r-s--o--f--C-r-e-d--it-s---
and Acceptances----------------

----40,000 00 -----------

Other Resources--------------- 12,462 63 Reserve For Interest and Taxes--- -------

other Liabilities---------------- -------



Total------------------------ $116,464 25 Total------------------------- $116,464 25

34 6 ------------------ SE~ CO=I!I= l A~N~ NU~\L~R~EP~II- U ------------------Exaainer 's ~port

BA'll{ OF ZEBULON, ZEBULCN, GEOmiA.

At Close of Business November 15,1921.

Presid~nt-W. J. FranJdin.

Vice-President-

Cashier-C.~. Gwyn.

Directors-11. J. Franl<lin, P.A!. Sullivan, C. R. Owyn, W. C. Morris, E. F. Dut>rce., J.l1. lfeans, M.M. Head.

Date of Charter-

Began Dusiness-

RESOIRCES

LIABILITIES.

Tiae Loan&-----------------------$ 119,995 42 Capital Stock--------------------$ 25,000 00

Bouse-------------------- Demand Loans---------------------
Loans on ~eal Estate-------------

~::if!i':.:~;iii;::::::::::::::::

20,000 00 4,243 93

Banking

17,000 ()() Due lapaid Dividends-------------

Other Real Estate Owned----------

Due to Banks in This State-------

Furniture and Fixtures----------- 5,000 00 Due to Banks in other States-----

Stouc.ks.s

and Bonds Other Than or State of Georgia-------

3,331 02 ~:~s1t:e~;bj;~i-t;-Ch;;k:::::::: 66,952 39

United States and State of Oa.

Deaand Certificates of Deposits--

Bonds-------------------------- 14,800 00 Cashier's Checks-----------------

765 08

Due fr~ Approved ~eserve Agents- 7,012 31 Certified Checks-----------------

Currency------------------------- 3,053 30 Savings Defosits-----------------

Due From other Banks------------- 8, 602 19 Tiae Certi icateo of Deposit-----

Checks for Clearing House--------

410 00 Trust Funds on Depoolt-----------

Cash Items (lrregular)----------- 3,513 49 Certificates of lfeposit Repre-

Advances on Cotton-------------- 5,297 44 sentiag Borro,..ed Money---------

Customer's Liability on Letters

Bills Payahle--------------------

Ad;~n~~:d!! ~~e~c~~!d1~t;;::::
Over Drafts (If any)-------------

~ediscounts----------------------
Liability on Letters of Credits 435 63 and Acceptances----------------

Other Resource------------------

Reserve For Interest and Taxes---

other Liabilities----------------

Total-------------------------- $188,450 80 Total-------------------------- $188,450 SO

FAR!.I>R.S BAN](, ZEBULON, GA.

At Close of Business December 28,1921.

Pres i<lont-G. D. Dominici<.

Vice-Presidents-

Cashier-G. B. Redley.

Direc.tors-G. D. Dominici<, RoW. Hale, G. B. Ridley, J. R. ~rood, J. M. ~!ans, H. T. Si!<es, W. J. Reeves,

W.II. Dunn, ~1.1.. Dunn, ll.L.Green, ll.A. Rider, L.H. Rawles, J.F. Harvard.

Date of Charter-

Began Business-

RESOI.RCES

LIABILITIES

Tiae Loans-----------------------$ 28,316 53 Deaand Loans--------------------- 2,088 95 Loans en ~eal Estate------------Banldng House-------------------- 4,000 00 other Real Estate O...Ued----------

Furniture and Fixtures----------- 1,988 5<1 Stocks and Bonds Other Than

U.S.or State of Georgia-------United States and State of Oa.

DuBe ofrnodas-A-p-p-r-o-v-e-d--R--e&--e-r-v-e--A-g--e-n-t-s--

Currency------------------------Due from other Banks------------Checlcs for Ctearing House--------

35 04

Czuh Items (lrregularl-----------

Advances on Cotton--------------Customer's Liability on Letters

of Credit and Acceptances------

Advances on Other Co.,.odities----

Over Drafts (If anyl-------------

8 67

lO>trhoefri

t

Res ~nJ

oLuorscs e__-_-_-_-_-_-_-_-_-_-_-

_--_-_-_-_-_-

3,030 89

Capital Stock-------------------- ~ 27,000 00

Surplus Fund--------------------- 1,000 00

Undvided Profits---------------- ---------

Due Unpaid Dividends------------- ---------

Due to Banks in This Stat------- ---------

Due to Banks in Other States----Call Honer-----------------------

-~.- 989- 34

Deposits Subl"ect to Check--------

83 93

Delllllnd Certi icates of Deposits-- ----------

Cashier's Checks----------------- ----------

Certified Checks----------------- ----------

TSaiaveinCgserDtieficoastiets--o-f--D-e--p-o-s-i-t----------

--

-

---5-

---
00

TCreursttifFicuandtessonofDDeeppoossiitt-R--e-p-r-e------ ----------

senting Borrowed Money--------- ----------

Bills Payable-------------------- 9,390 35 ~Lidaibsicloiutyntso-n--L-e-t-t-e-r-s--o-f -C--r-e-d-i-t--- ----------

and Acceptances---------------- ----------

Reserve For Interest and Taxes--- ----------

Other Liabilities---------------- ----------



Total--------------------------$ 39,468 62 Total--------------------------$ 39,468 62