Monthly mortgage summary, October

Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division
Monthly Summary of Mortgage Activities for the Period Ending October 2017

Inside this Issue:
Mortgage Call 2 Report Reminder
Administrative 3 Actions
Fine Summary 3 Information
Upcoming 2017 3 Holidays--DBF Offices Closed
Appendices: Mortgage Company
Activity by License Status
Mortgage Loan
Originator Activity by License Status

2018 Mortgage License/Registration Renewal Timeline
The 2018 license renewal process has begun! Please refer to the September 2017 Monthly Mortgage Summary for more detailed information on streamlined mortgage renewals.

CE Deadline Renewal Period Begins

October 31 November 1

Renewal Period Ends December 1

Late Renewal Begins

December 2

Late Renewal Ends

December 31

Expiration

January 1

MLOs
NMLS opens renewal functionality. Last day to renew without being subject to a late renewal fine.
Late Renewal Fines may be assessed.
NMLS closes renewal functionality. No renewal requests can be submitted after December 31.
Licensees and Registrants that failed to request renewal will be expired.

Georgia License Renewal Fees

Mortgage Broker/Processor License/Registration $400 annual renewal license fee

Mortgage Lender License/Registration

$900 annual renewal license fee

Mortgage Branch Approval

n/a

Mortgage Loan Originator

$100 annual renewal license fee

These fees must be paid electronically through NMLS upon submission of the license renewal request. Requests must be submitted by December 1, 2017, for a timely renewal.
Renewal requests submitted on or after December 2nd will be considered late and may be subject to an additional $300 (Company Licensees and Registrations) or $100 (MLO) late renewal application fee that will be invoiced through NMLS. The above fees do not reflect NMLS processing fees.

Page 2

October 2017

Mortgage Call Report Reminder

This is a reminder that the Mortgage Call Report ("MCR") required by O.C.G.A. 7-1-1004.1 is due within 45 days of the end of every calendar quarter. Third quarter data (July 1 September 30, 2017) must be filed through the NMLSR by November 14, 2017.
Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation.

Failure to file a timely MCR will also delay the processing of your renewal application.
For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/ common/mcr/Pages/default.aspx

NMLS Electronic Surety Bonds

All new mortgage company applicants must utilize the Electronic Surety Bonds (ESB) feature through the NMLS to meet Georgia's surety bond requirements. For existing licensees, the conversion of paper bonds to an electronic surety bond must be completed no later than December 31, 2017.
Please refer to the ESB for Licensees resources on NMLS found at: http:// mortgage.nationwidelicensingsystem.org/Pages/ ESBforNMLSLicensees.aspx.
Refer to the Department's previous article about ESB conversion in our July 2017 newsletter for information about proper conversion and delivery of the ESB to the regulator.

The increase in minimum bond coverage for brokers and lenders will be enforced on December 31, 2017, which coincides with the deadline to convert company surety bonds to an electronic format through NMLS.
All licensed and registered mortgage brokers and lenders must have converted their paper bonds AND provided an electronic surety bond rider through the NMLS by December 31, 2017. Licensees that fail to convert their bonds or fail to meet the minimum surety requirements will be subject to expiration.
On August 30, 2017, a System-placed license item was posted in NMLS for licensees that are required to increase their surety bond to comply with the above referenced law change but have not yet done so.

Surety Bond Increases Required by December 31st
As noted in the May 2017 Monthly Mortgage Summary, House Bill 143 increases the minimum bond coverage to $150,000 for a licensed or registered mortgage broker and $250,000 for a licensed or registered mortgage lender.

IMPORTANT NOTE REGARDING RENEWALS!!
Existing licensees may request renewal in NMLS, but will not have their renewal approved until they have provided both a converted bond and an increased bond with an effective date that is on or before December 31, 2017.

COMMONLY USED ACRONYMS

CE -- Continuing Education Department -- Georgia Department of Banking and Finance ESB -- Electronic Surety Bond GRMA -- Georgia Residential Mortgage Act

MCR -- Mortgage Call Report MLO -- Mortgage Loan Originator NMLS -- Nationwide Multistate Licensing System O.C.G.A. -- Official Code of Georgia Annotated

October 2017
NAME EDU Financial Solutions Tommie Gaines
FINE REASON Advertising GRMA Fees Paid Late

Page 3

Administrative Actions

CITY Cumming Snellville

ST ACTION TYPE GA Order to Cease and Desist GA Order to Cease and Desist

FINAL 10/19/2017 10/24/2017

Fine Summary Information
COUNT 8 4
TOTAL 12

UPCOMING 2017 HOLIDAYS -- DBF OFFICES CLOSED
This is a reminder that the Department will be closed on Friday, November 10th for Veterans Day,
Thursday, November 23rd for Thanksgiving Day, and Friday, November 24th.

Page 4
Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, Georgia 30341-5565
Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655
Email: dbfmort@dbf.state.ga.us
Visit us on the Web: dbf.georgia.gov

October 2017
The Department is the state agency that regulates and examines Georgia statechartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia.
In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders, processors, mortgage loan originators, check cashers, sellersissuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia.
Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision.
Our Vision is to be a willing and able partner with our regulated entities in order to support vibrant economic growth and prosperity in Georgia.

Subscribe to this Publication
This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. Notification is delivered to interested parties via e-mail. Licensee primary contacts are automatically subscribed to receive Department publications appropriate to their particular industry.
If you would like to be added to our distribution list, please go to our homepage (dbf.georgia.gov) and look for the Stay Connected e-mail subscription box. This will take you to our new subscription service provided by GovDelivery (also known as Granicus). Notifications regarding subscriptions will originate from Department of Banking and Finance GADBF@public.govdelivery.com.

MORTGAGE LOAN ORIGINATOR APPENDIX

License Status Approved Denied Revoked
Terminated Expired
Terminated Ordered to Surrender Terminated Surrendered/Cancelled

Definition
The entity has an Approved license.
The entity applied for a license and the reques t was Denied. The entity's licens e was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license s tatus is als o used for MLOs that were s us pended by adm inis trative action for failing to m eet Georgia's sponsorship requirement. An entity has been ordered to s urrender their approved licens e. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request.

MLO ACTIVITY BY CURRENT LICENSE STATUS

GRMA# NMLS#

Entity Name

Approved

24797 27275 27791 30385 31012 31240 32390 39150 40541 43424 43787 45144 47597 48291 48320 52984 53984 54468 56510 56727 56769 57086 57192

156832 216699 170362 162109 241514 373767 9931 995300 868930 994484 1067049 513425 1277588 1283552 1418973 1526200 1458112 1532813 1592674 234199 224423 294315 1591351

Arnold Dewitt Davenport Jeffrey Doyle Arthur Thomas S Hogan II Casey Dewayne Roach Briggith Ross Christine Anne Schmidt Louis Anthony Reda Jason David Rusinack Philip Kent Cherry Jr. Debra Ellen Clark Andrew Christopher Hughes III Irene Mancha Blair Damon Jeffry Richard Wood Lisa Michelle Hostetler Esayah Ouma Obado Barry Clifton McLawhorn Lewis Eduardo Echavarria Olga Chambers Kenneth James Lambourne Daniel Francis Moran Sean Edward Mitchell Robert Chadwick Wyatt

License Status
Date

Current Sponsoring Company Name (As of 11/01/2017)

273

10/18/2017 Spring EQ, LLC 10/11/2017 Homestar Financial Corporation 10/03/2017 Metro Brokers Financial, Inc. 10/02/2017 Movement Mortgage, LLC 10/05/2017 Alterra Group, LLC 10/18/2017 Spring EQ, LLC 10/16/2017 CITADEL SERVICING CORPORATION 10/17/2017 Towne Mortgage Company 10/11/2017 Wyndham Capital Mortgage, Inc. 10/20/2017 FBC Mortgage, LLC 10/20/2017 Paramount Equity Mortgage, LLC 10/11/2017 Nationstar Mortgage LLC 10/12/2017 BD Mortgage Group LLC 10/03/2017 Quicken Loans Inc. 10/12/2017 Buckhead Mortgage Associates, Inc. 10/11/2017 Freedom Mortgage Corporation 10/03/2017 American Financial Network, Inc. 10/20/2017 Iconic Mortgage Corp. 10/13/2017 Atlanta Broker Group, Company 10/03/2017 New Penn Community Lending LLC 10/12/2017 Guaranteed Rate Affinity, LLC 10/18/2017 Spring EQ, LLC 10/16/2017 Krista Gay Anderson

MLO Appendix 1 of 11

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 11/01/2017)

57270 57373 57540 57573 57581 57622 57672 57680 57694 57728 57788 57799 57803 57832 57852 57875 57896 57911 57994 58021 58074 58122 58124 58141 58142 58152 58160 58161 58164 58174 58179 58184 58185 58201 58209 58215 58240

294345 22951 1636043 1521656 1499804 1650742 1639022 648844 1637794 1467807 121014 183088 1622982 1590420 1434487 1559213 1559236 1572320 1626952 877238 1646261 1647404 1611886 375142 1604271 1521167 1317562 1638020 1649000 1182945 1281233 947031 232502 1649154 1639702 1445994 1485621

Lisa Ann Chorpenning-Manes Michael Charles Dorosko Jennifer Bess Smith LAURA A ray Stephen Dennis Funk Niesha K Veasley PATRICIA SCORVO de ALBUQU Rhett Aaron Lahey David Lee Dunaway Trina Ann Scott Stacy Louis Bucklaw Anthony Vincent Pipitone David Richard Wheeler Melissa Garcia Jacob Robert Broadley hayden reece weighner Eboni Merriwether Jun Chen Michelle Elizabeth LePiors Janet Percevic Rollofson Jewel Harris Robert Daniel Tuerke Elizabeth Ann Bochanski Andrea Nicole Stark Sarah Jane Unger Maximiliano Guillen Jr Lewis J Parker William Porcheddu Alexandra Giselle Schirch Keonna Jamece Cole Steven Michael Jacobs Yadon Davii Santana Michael Torsten Sarver Matthew Herbolich Quentin Richard McKinnon Nathan William Bailey Kimberly Shirah Fowler

10/18/2017 Spring EQ, LLC 10/16/2017 Atlantic Mortgage & Finance Corporation 10/19/2017 J.G. Wentworth Home Lending, LLC 10/12/2017 LIBERTY MORTGAGE LENDING GROUP INCORPORATED 10/04/2017 Bay-Valley Mortgage Group 10/02/2017 BEST RATE HOME LOANS LLC 10/19/2017 BC Finance, LLC 10/18/2017 Movement Mortgage, LLC 10/12/2017 Waterway Mortgage Company, LLC 10/06/2017 Intercontinental Capital Group, Inc. 10/17/2017 Ditech Financial LLC 10/12/2017 RockBottom Mortgage LLC 10/06/2017 MM First Inc 10/19/2017 Low VA Rates, LLC 10/03/2017 Paramount Residential Mortgage Group, Inc. 10/16/2017 Pacific Mortgage Inc. 10/02/2017 Proven Management Solutions, Inc. 10/12/2017 Paramount Residential Mortgage Group, Inc. 10/13/2017 Quicken Loans Inc. 10/20/2017 Guild Mortgage Company 10/20/2017 Freedom Mortgage Corporation 10/02/2017 Paramount Residential Mortgage Group, Inc. 10/19/2017 Freedom Mortgage Corporation 10/18/2017 Broker Solutions, Inc. 10/02/2017 Eagle Home Mortgage, LLC 10/04/2017 Freedom Mortgage Corporation 10/10/2017 Guaranteed Rate, Inc. 10/03/2017 MiLend, Inc. 10/10/2017 Union Home Mortgage Corp. 10/02/2017 Homestar Financial Corporation 10/02/2017 E Mortgage Management LLC 10/12/2017 Guaranteed Rate, Inc. 10/03/2017 Skyline Financial Corp. 10/16/2017 DAS Acquisition Company, LLC 10/04/2017 Quicken Loans Inc. 10/19/2017 Freedom Mortgage Corporation 10/02/2017 Guaranteed Rate, Inc.

MLO Appendix 2 of 11

GRMA# NMLS#

Entity Name

58244 58256 58260 58272 58277 58279 58280 58281 58282 58284 58285 58286 58287 58288 58289 58291 58292 58293 58295 58298 58299 58300 58303 58306 58310 58312 58313 58314 58317 58318 58319 58320 58321 58324 58326 58329 58339

1651345 1375549 1650385 1438317 1638641 1650417 1589872 1638664 1650219 1650258 1650104 1650589 1639102 1628434 1661904 1650577 1650174 1650133 1650261 964542 1650392 1650602 1638632 1638904 28410 1650728 1639162 1650398 1661479 1650239 139562 1651733 1638747 1639206 1627391 1650151 1627016

Daniel Jay-Cee Johnson Diego Torres Scott Lee Werner Brittany Salaaj Garcia Amina Mohamad Hamad David Philip-Eduard Holliday Griffin Deane Hunter Alec Angelo Johnson Nicholas Paul Karipides Jonathan Khamarko Anthony Joseph Krueger Shane Christopher Lindemann Kayla Nicole Lumpkin JaLisa Rae Mack Shane Ryan Mangold Sean Michael Murphy Holden Tucker Pahr Cornelius Tolu Pewu Molly Marie Sornson Theodore Raymond Sturos II Kyle James Tiller Treesa Joon-Lorene Waibel Ayham Alsafadi Ryan Patrick Bowe Eric Michael Donaldson Brandon Robert DuBois Landon Thomas Eaton Bilal Farhat Chrystal Ann Franks Milton Howell Frazier Jr Spencer Jay Garrett Christopher Clayton Gray Bradley Stephen Kent Anthony Michael McCurdy Omar Joe Mohamad Daniil Alexandrovich Pleshkov Ala Aser Alkhateeb

License Status
Date

Current Sponsoring Company Name (As of 11/01/2017)

10/13/2017 Quicken Loans Inc. 10/10/2017 Freedom Mortgage Corporation 10/04/2017 Quicken Loans Inc. 10/02/2017 Nationstar Mortgage LLC 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 CityWorth Mortgage LLC 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 10/17/2017 Caliber Home Loans, Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/18/2017 Quicken Loans Inc. 10/17/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Mortgage Research Center, LLC 10/02/2017 Quicken Loans Inc. 10/05/2017 Compass Mortgage, Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/17/2017 Quicken Loans Inc. 10/04/2017 Quicken Loans Inc. 10/16/2017 Quicken Loans Inc.

MLO Appendix 3 of 11

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 11/01/2017)

58340 58341 58342 58344 58345 58346 58349 58350 58351 58352 58354 58355 58356 58357 58358 58359 58360 58361 58362 58363 58365 58366 58368 58370 58371 58372 58374 58377 58378 58379 58380 58381 58383 58385 58386 58388 58389

1203207 1650192 111226 1368360 1425436 1649838 1650622 1650285 1512589 1639080 1639093 1650273 1658588 1650277 1461088 1661888 920036 1590023 1625947 1589868 1133546 1376492 1513257 1638596 1466861 1638835 1535097 1650576 1613549 998932 1638558 1638571 1650311 898065 1638687 1650250 1590092

Debora Cassandra Amoles Aaron Matthew Anderson Rick Dane Balliot John Everett Beavers Austin Joseph Bender Cynthia Nayely Biggar Wedad Nicole Budop Zakeya Kiyee Bulluck Phillip Jonathen Burdyn Dylan Giovanni Burns Brennan Patrick-Macdonald Cava Jonathan Robert Chin Lauren Elizabeth Crutchfield Zachary Dylan Cummings Bilal Ibrahim Dakroub Joseph Michael Dik Robert Manning Divis Paul Dukaj Lacy Michelle Edwards Alma Jeannette Escobar Derek Ray Fricke Garrett Joseph Fried Lorena Teressa Garcia Christopher O'neal Grant Darnell Antione Gray-Shawver Nicole Rashelle Green Alexis Guzman Scott Alan Hartley David Blayne Hawkes Dallas Michael Heidt Jacob David Hensley Darrell Andre Hewitt-Alvarez Andrew Amid Isho Jay J Jaramillo Katherine Ann Johnson Mohamed Kaid Joseph Michael Kakoz

10/05/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Homestar Financial Corporation 10/02/2017 loanDepot.com, LLC 10/05/2017 Ruoff Mortgage Company, Inc. 10/19/2017 Vanderbilt Mortgage and Finance, Inc. 10/02/2017 Quicken Loans Inc. 10/17/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 MiLend, Inc. 10/16/2017 Quicken Loans Inc. 10/02/2017 Quicken Loans Inc. 10/02/2017 Mortgage Research Center, LLC 10/10/2017 Quicken Loans Inc. 10/03/2017 Quicken Loans Inc. 10/16/2017 Guaranteed Rate, Inc. 10/03/2017 Quicken Loans Inc. 10/10/2017 First Mortgage Solutions, LLC 10/03/2017 Quicken Loans Inc. 10/05/2017 Loanleaders of America, Inc. 10/05/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc. 10/12/2017 Freedom Mortgage Corporation 10/05/2017 Quicken Loans Inc. 10/05/2017 iFreedom Direct Corporation 10/12/2017 Quicken Loans Inc. 10/17/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc. 10/10/2017 Quicken Loans Inc. 10/05/2017 Everett Financial, Inc. 10/10/2017 Quicken Loans Inc. 10/16/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc.

MLO Appendix 4 of 11

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 11/01/2017)

58390 58391 58392 58393 58394 58396 58398 58399 58400 58404 58405 58406 58409 58411 58412 58414 58420 58421 58423 58425 58426 58428 58429 58430 58431 58433 58435 58437 58439 58442 58443 58445 58446 58447 58448 58449 58450

1461204 1575207 1650332 1638914 1650478 1659260 1650175 1639084 1164303 1512613 1512615 1220445 1650132 972716 1650269 1638750 1650148 964548 219347 1650294 1650220 1440014 1445746 1639115 1492298 1195372 1650839 1638561 1638627 1638648 11810 1398596 1639462 1523959 19629 1638634 1070246

Joseph BJ Kate Timothy Michael Kelley Annamaria Docea-Silveri Kirkland Melissa Marie Kostovski Denis Lako Gary Michael Lehmann Maxwell Harrison Lepora Ryan James Lindquist David Paul Mann Thomas Andrew Moeller Kevin Jerome Moore Mary Josephine Musick Lisa Ciara Pendleton Edit Janett Reyes Yoanna Reyes Michael Robert Severini Adam Kent Southerland Gregory Wilson Tramski Stanley Viquez Andrew David Weinert Dustin William Wenger Raza Ozair Ali Jeffrey Michael Cacace Emily Anne Clason Joseph Cordeira Gabriel Oscar-Ryan DelValle Colton Tyler Duke Justin James Forrest Evan Patrick Haggerty Allen Lawrence Jefferson Jr. Justin Alan King Lippiner Ryann Elizabeth O'Grady-Watson Jonathan Thomas Pare Marvin Salloumi Yehuda Meir Shur Jeremy Normand St Laurent Bruce Edward Stewart

10/05/2017 Quicken Loans Inc. 10/04/2017 Paramount Residential Mortgage Group, Inc. 10/10/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc. 10/16/2017 Quicken Loans Inc. 10/05/2017 Finance of America Reverse LLC 10/05/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc. 10/05/2017 CITADEL SERVICING CORPORATION 10/16/2017 Quicken Loans Inc. 10/10/2017 Quicken Loans Inc. 10/10/2017 Quicken Loans Inc. 10/10/2017 Quicken Loans Inc. 10/05/2017 10/10/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc. 10/05/2017 Pacific Union Financial, LLC 10/16/2017 Quicken Loans Inc. 10/05/2017 Quicken Loans Inc. 10/16/2017 Caliber Home Loans, Inc. 10/12/2017 Intercontinental Capital Group, Inc. 10/17/2017 Quicken Loans Inc. 10/12/2017 Intercontinental Capital Group, Inc. 10/10/2017 CalAtlantic Mortgage, Inc. 10/17/2017 Quicken Loans Inc. 10/17/2017 Quicken Loans Inc. 10/17/2017 Quicken Loans Inc. 10/17/2017 Quicken Loans Inc. 10/13/2017 Intercontinental Capital Group, Inc. 10/17/2017 Quicken Loans Inc. 10/17/2017 Quicken Loans Inc. 10/17/2017 Quicken Loans Inc. 10/13/2017 Intercontinental Capital Group, Inc. 10/17/2017 Quicken Loans Inc. 10/05/2017 Fay Servicing, LLC

MLO Appendix 5 of 11

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 11/01/2017)

58452 58454 58456 58457 58458 58459 58462 58464 58468 58470 58471 58475 58478 58479 58481 58482 58484 58485 58487 58488 58490 58492 58494 58499 58500 58502 58504 58508 58510 58511 58512 58513 58515 58516 58518 58522 58524

930585 12163 230225 1543346 1621192 1247667 1589486 1647035 1621292 1544103 1215606 1643414 1658223 1664948 1578685 1650813 1643352 1626680 1664949 1664945 1423321 1660521 1621652 1664953 1646627 1624132 403892 1616046 1620664 1024188 1398979 1605096 727233 1639808 1632338 1648146 1605130

Sherri Ann Voigts Christie Lee Windham Scott Allen Bashaar Shawn Altaf Bawa Waquar Altaf Bawa Ismail Rahman Camara Esteban Daniel Flores Pantaleon James Samuel Howard III Royia Alexandra Yazdani Jennifer Marie Acosta Jerald Alan Auippa Antonio Xavier DaCosta Jr Advent Oyalaghabofa Ere Bryan Granville Gilliss Jerome Anthony Heath Jr. Charles Anthony Hines II Robert Alfred Jones Rupard L King Rachel Nikole Leibrecht Devon Michael Lerten-Welch Brittany Nicole Peters David Landen Powell Roxanne Kay Yazdani Stephanie Lynn DiCrescenzo Donald Howard Gibson Ervin Edri Mafoua-Namy Robert Douglas Tollin Steven C Brown Jordan Blake Dillard Timothy Jacob Gatto Max Benjamin Kimbarow Joshua Rheal Langlais David Merzian SHARON CAROLINA MORALES Austin Brent Schreibman Jeffrey Paul Amell Christina Paylor

10/05/2017 Fay Servicing, LLC 10/10/2017 10/05/2017 Fay Servicing, LLC 10/10/2017 loanDepot.com, LLC 10/10/2017 loanDepot.com, LLC 10/11/2017 RoundPoint Mortgage Servicing Corporation 10/12/2017 loanDepot.com, LLC 10/06/2017 FBC Mortgage, LLC 10/11/2017 loanDepot.com, LLC 10/19/2017 K. Hovnanian American Mortgage, L.L.C. 10/16/2017 Longbridge Financial, LLC 10/19/2017 New Day Financial, LLC 10/18/2017 Nationstar Mortgage LLC 10/18/2017 Freedom Mortgage Corporation 10/16/2017 Freedom Mortgage Corporation 10/17/2017 Quicken Loans Inc. 10/19/2017 New Day Financial, LLC 10/18/2017 Fairway Independent Mortgage Corporation 10/18/2017 Freedom Mortgage Corporation 10/18/2017 Freedom Mortgage Corporation 10/16/2017 Primary Residential Mortgage, Inc. 10/19/2017 Low VA Rates, LLC 10/19/2017 loanDepot.com, LLC 10/18/2017 Freedom Mortgage Corporation 10/18/2017 Broker Solutions, Inc. 10/16/2017 loanDepot.com, LLC 10/19/2017 Intercontinental Capital Group, Inc. 10/19/2017 R M K Financial Corp. 10/16/2017 US Mortgage Corporation 10/17/2017 Wyndham Capital Mortgage, Inc. 10/18/2017 Intercontinental Capital Group, Inc. 10/18/2017 LoanFlight Lending, LLC 10/17/2017 PennyMac Loan Services, LLC 10/02/2017 MiLend, Inc. 10/17/2017 PennyMac Loan Services, LLC 10/19/2017 Residential Mortgage Services, Inc. 10/18/2017 LoanFlight Lending, LLC

MLO Appendix 6 of 11

GRMA# NMLS#

Entity Name

58526 58527 58528 58529 58531 58532 58542 58543 58544 58545 58546 58547 58549 58550 58551 58559 58560 58562 58565 58566 58571 58572 58573 58574 58575 58576 58577 58578 58579 58580 58581 58583 58584 58586 58587 58588 58590

1658184 1661628 1648149 223279 1247529 1527833 1457467 1666929 1665569 1668799 1668804 1658478 1589380 1668794 175097 518718 1654577 1621692 1435093 872253 1655108 1657591 1585473 1616141 1634078 1650210 1646226 1537483 1589870 402084 1580999 1646218 1505467 1646236 30042 1405068 1624620

Donna Pope Burns Paul Robert Capista Olga A. Green Sandra K Jacobs Alok Lal Rodney Steven Lindsay Stacy Corinne Cervantez Melissa Enlow Cochran Jon Christopher Deal Rebecca Leigh Hill Justis Nikole Kemp Michael Joseph Krall Devin James Ringwood Daniel Avery Ross Mable Smith Sharp Julie P Brown Leslie Carter Drew Allen Curtis Andrew Robert James Christine Marie Kitchner Ericka Marie Nunez Nikkolas Rachelle Smith TRAVIS JEROME WILLIAMS Linda Gail Hammill Bradley Edward Burgoon Margaret Rose-Ana Collins Salvatore Bastiano Esgro Connor Rayburn Ferguson Diana Fonseca-Ruiz Mara Beth Johnson Blaike Aryn Klein Rowan Warner Neilson Aubrey Ooi Anne Elizabeth Seybert Ryan Douglas Shaw Jon Anthony Ulliman Ashley Renee Valentine

License Status
Date

Current Sponsoring Company Name (As of 11/01/2017)

10/10/2017 Top Flite Financial, Inc. 10/03/2017 Howell Phillip Bell IV 10/19/2017 Residential Mortgage Services, Inc. 10/20/2017 HomePromise Corporation 10/18/2017 Freedom Mortgage Corporation 10/18/2017 Carrington Mortgage Services, LLC 10/18/2017 Pacific Union Financial, LLC 10/03/2017 Macon Mortgage, Inc. 10/19/2017 Mortgage Research Center, LLC 10/19/2017 Mortgage Research Center, LLC 10/19/2017 Mortgage Research Center, LLC 10/19/2017 Homeside Financial, LLC 10/18/2017 New Penn Financial, LLC 10/19/2017 Mortgage Research Center, LLC 10/13/2017 Mable Smith Sharp 10/19/2017 Carrington Mortgage Services, LLC 10/20/2017 American Financial Network, Inc. 10/19/2017 loanDepot.com, LLC 10/02/2017 Fairway Independent Mortgage Corporation 10/19/2017 Carrington Mortgage Services, LLC 10/20/2017 Freedom Mortgage Corporation 10/03/2017 MiLend, Inc. 10/19/2017 Homeward Residential, Inc. 10/02/2017 loanDepot.com, LLC 10/20/2017 Freedom Mortgage Corporation 10/20/2017 Quicken Loans Inc. 10/20/2017 Freedom Mortgage Corporation 10/20/2017 Quicken Loans Inc. 10/20/2017 Quicken Loans Inc. 10/20/2017 Land Home Financial Services, Inc. 10/20/2017 Union Home Mortgage Corp. 10/20/2017 Freedom Mortgage Corporation 10/20/2017 Movement Mortgage, LLC 10/20/2017 Freedom Mortgage Corporation 10/20/2017 Quicken Loans Inc. 10/20/2017 Lakeview Loan Servicing, LLC 10/20/2017 loanDepot.com, LLC

MLO Appendix 7 of 11

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 11/01/2017)

58591 164418 Sean Thomas Van Coutren

10/20/2017 Freedom Mortgage Corporation

58594 262210 Patrice Lumumba Assasie-Gyimah 10/20/2017 Wyndham Capital Mortgage, Inc.

58600 1664510 Anthony Jerome Jackson

10/04/2017 Paramount Equity Mortgage, LLC

58601 1614787 Michael John Jankowski Jr

10/20/2017 Nationstar Mortgage LLC

58603 1646242 Raymond Lum

10/20/2017 Freedom Mortgage Corporation

58604 1427738 Penny Sue Mrva

10/20/2017 PennyMac Loan Services, LLC

58627 1614054 JAE YUN KIM

10/05/2017 Prime Home Loans, Inc

58656 1622293 Jeffrey Alan Morgan

10/03/2017 Fairway Independent Mortgage Corporation

58668 58300

Isabel Vanessa Lemos

10/12/2017 CrossCountry Mortgage, Inc.

58694 1655579 Tahirah Rivers

10/12/2017 First Choice Mortgage, Inc.

58697 1660620 Patti Lynn Young

10/12/2017 Lowrie, Parish Dean

58699 1559052 Anjanette Bradley

10/12/2017 CalCon Mutual Mortgage LLC

58703 1293203 Karen Veronica Johnson

10/18/2017 CalCon Mutual Mortgage LLC

58711 1669427 Sabrina Lee Watson

10/13/2017 Bay Equity LLC

58717 1311069 Jennifer Davis Chadwick

10/16/2017 Homestar Financial Corporation

58723 1665535 Aurielle Lee

10/19/2017 212 Loans LLC

58731 1664197 Nena Robinson

10/12/2017 INTERSTATE HOME LOAN CENTER, INC.

58734 1612325 Ashley Natasha Stone

10/16/2017 American Advisors Group

58745 708275 oswald daniel JR

10/17/2017

58759 1661967 Christopher Markus Patterson

10/18/2017 MiLend, Inc.

58771 1656077 LONGFENG WANG

10/17/2017 AmWest Funding Corp.

58785 1131206 Tiffany Rebecca Stowe

10/17/2017 Fairway Independent Mortgage Corporation

58790 1662109 Kyle Christopher Amos

10/19/2017 MiLend, Inc.

58799 1666125 David Scott Matthews

10/19/2017 MiLend, Inc.

58811 323817 Gina Veasey West

10/19/2017 American Advisors Group

58817 18796

Mozelle Pittman Brick

10/19/2017 Movement Mortgage, LLC

58820 1642287 Kathryn Ellena Harrelson Mrs

10/17/2017 Broker Solutions, Inc.

58882 457073 Michael Anthony Tevesgarcia

10/19/2017 New Penn Financial, LLC

MLO Appendix 8 of 11

GRMA# NMLS#
Denied

Entity Name

License Status
Date

53363 53423 55053 55171 55248 55588 55616 55701

1543910 1361219 1565204 1294290 76359 1583824 839501 1294324

Hovard Vivian Harrison Edward Cuyler Applegate Wilson Jessica Dianna Nancett Alex James Tiskevich Robert Ernest Olson steven Drago Jeffrey Grant Butler Jerold Anthony Jackson Jr

10/11/2017 10/11/2017 10/11/2017 10/11/2017 10/11/2017 10/13/2017 10/11/2017 10/11/2017

Current Sponsoring Company Name (As of 11/01/2017)
8

MLO Appendix 9 of 11

GRMA# NMLS#

Entity Name

Terminated - Surrendered/Cancelled

28586 35078 35222 35432 37725 38173 39167 41557 43087 43607 43980 44590 44684 45119 45164 45318 45666 45725 45728 45911 45990 47457 47539 47577 47703 47970 48150 48198 48214 48623 48718 48844 49414 49576 49683

23463 926667 8623 921665 70230 57791 268123 1097468 1195048 1037480 437921 1087219 1087065 1273525 1220521 1280757 1186678 1212048 1262776 177102 1296065 351301 1228811 1376248 1399314 1186658 1262809 1247714 1247737 1295942 1283540 852162 1438119 1428762 1413905

James Harrison Woodworth Joshua David Grabenstein Scott Maroon Carly Ann Jordan Sean Steven Miller Keith Scott Natel Carolina Lopez Mark Cameron Riopelle Joshua Thomas Merryman Megan Elizabeth Harrell Jason W Hultgren Jonathan Hamilton Murray Jennifer Rachael Hewitt Daniel Thomas Radlick Steven Michael Rourk Laura L Guerrero Jarod Markise Wallace Reem Isama Mansur Danielle Nicole Rainer David Joseph Spencer Wesley Alan Richmond Stephen Konstantine Collias John Dion Rodgers Joshua David Johnson Gabriel Joseph Pingitore Robert Kyle Saelzler Mehdi Maan Tlais Timothy Jason Orrys Thomas Joseph Puwal Angelica Leah Martin Tanisha Lorraine Walton Martin Antonio Gibbons Caitlin Renee Hawkins Moslim Chasib Al-Derawy Richard Edward Riddle

License Status
Date
10/06/2017 10/23/2017 10/12/2017 10/06/2017 10/02/2017 10/04/2017 10/26/2017 10/24/2017 10/24/2017 10/23/2017 10/12/2017 10/25/2017 10/03/2017 10/05/2017 10/17/2017 10/10/2017 10/25/2017 10/06/2017 10/06/2017 10/23/2017 10/18/2017 10/25/2017 10/24/2017 10/23/2017 10/16/2017 10/18/2017 10/18/2017 10/18/2017 10/25/2017 10/20/2017 10/18/2017 10/26/2017 10/18/2017 10/25/2017 10/27/2017

Current Sponsoring Company Name (As of 11/01/2017)
49
MLO Appendix 10 of 11

GRMA# NMLS#

Entity Name

49988 50018 50249 50291 50476 51039 51522 51599 51947 52837 53610 54472 56062 56664

1387489 1387389 1448961 1457434 1461319 1456702 437973 1486906 1208121 1504244 117136 1568207 1602155 291370

Geoffrey David Talmon Melissa Mae West Daniel Richard Snyder Kristina Anne Graham Katy Elizabeth Potts William Christopher Pettis Rebecca Bryant Douglas Paul Pedersen Abdul Haroon Ali Veronica Nicole Lukach Ann Marie Hills Kimberly Dawn Hickman MIHIR VINODBHAI PATEL Kevin Peter Sanderson

License Status
Date
10/19/2017 10/05/2017 10/23/2017 10/05/2017 10/24/2017 10/31/2017 10/02/2017 10/23/2017 10/27/2017 10/05/2017 10/30/2017 10/03/2017 10/27/2017 10/19/2017

Current Sponsoring Company Name (As of 11/01/2017)

MLO Appendix 11 of 11

MORTGAGE COMPANY APPENDIX

License Status Approved Denied Revoked
Terminated Expired
Terminated Ordered to Surrender Terminated Surrendered/Cancelled

Definition
The entity has an Approved license.
The entity applied for a license and the reques t was Denied. The entity's licens e was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license s tatus is als o used for MLOs that were s us pended by adm inis trative action for failing to m eet Georgia's sponsorship requirement. An entity has been ordered to s urrender their approved licens e. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request.

MORTGAGE COMPANY ACTIVITY BY CURRENT LICENSE STATUS

GRMA# NMLS#

Company Name

Date

License Name

City

Approved
18549 144958

36994 56578 56694 56845 57152 57214 57216 57290

1011251 1599610 1599137 1599612 1464945 1559274 1101220 1633608

57390 296727

Wynnson Mortgage Inc.
North Point Mortgage Advisors, LLC VAK M8 FUND LLC New Penn Community Lending LLC VAK M100 FUND LLC Spring EQ, LLC Long Lake MSR, Inc. MLB Residential Lending, LLC From Stark to Finish Processing Inc
Credit Union Mortgage Association, Inc.

10/16/2017
10/06/2017 10/03/2017 10/03/2017 10/03/2017 10/17/2017 10/06/2017 10/16/2017 10/10/2017
10/11/2017

GA Mortgage Broker/Processor License/Registration GA Mortgage Lender License/Registration
GA Mortgage Lender License/Registration
GA Mortgage Lender License/Registration
GA Mortgage Lender License/Registration
GA Mortgage Lender License/Registration
GA Mortgage Lender License/Registration
GA Mortgage Lender License/Registration
GA Mortgage Broker/Processor License/Registration GA Mortgage Lender License/Registration

MORROW
Alpharetta Huntington Station Strongsville Huntington Station Philadelphia Troy Springfield Lake Worth
Fairfax

State
29
GA
GA NY OH NY PA MI NJ FL
VA

57479 1639493 JFQ Lending, Inc.

10/10/2017 GA Mortgage Lender License/Registration Scottsdale

AZ

57594 1652965 Windfall Financial, Inc.

10/04/2017 GA Mortgage Broker/Processor

Suwanee

GA

License/Registration

57624 380304 Pacific Mortgage Inc.

10/16/2017 GA Mortgage Broker/Processor

Honolulu

HI

License/Registration

57630 115981

1ST 2ND MORTGAGE COMPANY OF 10/10/2017 GA Mortgage Lender License/Registration CRESSKILL

NJ

N.J., INC.

57671 1648858 Waterway Mortgage Company, LLC

10/12/2017 GA Mortgage Broker/Processor

Isle of Palms

SC

License/Registration

57767 1650454 American General Life Insurance

10/17/2017 GA Mortgage Lender License/Registration Houston

TX

Company

57782 1656487 BEST RATE HOME LOANS LLC

10/02/2017 GA Mortgage Broker/Processor

Covington

GA

License/Registration

Mortgage Company Appendix 1 of 2

GRMA# NMLS# 57823 1599682
57824 1636013

Company Name
LIBERTY MORTGAGE LENDING GROUP INCORPORATED
BD Mortgage Group LLC

57825 1141327 RockBottom Mortgage LLC

57844 1626605 MM First Inc

57906 1632464 Harvest Financial Associates, LLC

57907 1656508 Proven Management Solutions, Inc.

57954 1625740 Atlanta Broker Group, Company

58263 1668270 American Wholesale Mortgage Inc.

58495 58496 58539

1652545 1652549 1662798

The United States Life Insurance Company in the City of New York
The Variable Annuity Life Insurance Company
Mable Smith Sharp

58662 1666060 Strong Tower Mortgage Inc

Terminated - Surrendered/Cancelled

22403 1514

Residential Credit Solutions, Inc.

30336 140908 Service Finance Company, LLC

34198 762069 Montage Mortgage, LLC

36280 167191 The American Eagle Mortgage Co. LLC

Date 10/12/2017

License Name
GA Mortgage Broker/Processor License/Registration

City N FT MYERS

10/12/2017 10/12/2017 10/06/2017 10/02/2017 10/02/2017 10/13/2017 10/03/2017 10/17/2017

GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration
GA Mortgage Lender License/Registration

Tampa Des Plaines Winder DECATUR Atlanta Roswell Hull Houston

10/17/2017 GA Mortgage Lender License/Registration Houston

10/13/2017 10/19/2017

GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration

La Grange Kennesaw

10/16/2017 10/24/2017 10/24/2017 10/16/2017

GA Mortgage Lender License/Registration GA Mortgage Lender License/Registration GA Mortgage Lender License/Registration GA Mortgage Lender License/Registration

Fort Worth Boca Raton Charlotte LORAIN

36994 1011251 North Point Mortgage Advisors, LLC 43144 1006977 Integrity First Lending LLC 51112 1492184 Pettis, William, Christopher 51478 1498436 Creative Real Estate Strategies

10/06/2017 10/19/2017 10/31/2017 10/13/2017

GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration
GA Mortgage Broker/Processor License/Registration

Alpharetta South Jordan Ellenwood Atlanta

State FL
FL IL GA GA GA GA GA TX
TX
GA GA
8
TX FL NC OH
GA UT GA GA

Mortgage Company Appendix 2 of 2