Monthly mortgage summary [Sept. 2016]

Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division
Monthly Summary of Mortgage Activities for the Period Ending September 2016

Inside this Issue:
Streamlined 2 Renewals -
Mortgage Company Licensees, Registrations & Branches
Georgia License 3 Renewal Fees
Streamlined 4 Renewals Mortgage Loan Originators
MLO CE 4 Requirements for
2017 License Renewal
Mortgage Call 5 Report Reminder
Administrative 5 Actions
Fine Summary 5 Information
NDFI Outreach 5 and Upcoming
Speaking Engagements
Appendices: Mortgage Company
Activity by License Status
Mortgage Loan
Originator Activity by License Status

Georgia's 2017 Mortgage Renewal Checklist
Georgia's mortgage license renewal checklist has been posted to the NMLS Resource Center. Please review the checklist for information on the requirements to renew your license. To avoid a late fee, please renew between November 1 and December 1, 2016.
To complete a renewal request you must continue to meet all licensing requirements of the Georgia Residential Mortgage Act, O.C.G.A. 7-1-1000, et seq. and must attest to that fact and submit a renewal request through NMLS.
Click the Annual Renewal link on the home page of the NMLS Resource Center to get started.

If you have any questions about renewing your Georgia license(s) through NMLS, please send an email to: renewal@dbf.state.ga.us.

2017 Mortgage License/Registration Renewal Timeline
All individuals and companies holding a Georgia mortgage license or registration must submit a renewal request through NMLS starting November 1st if they wish to retain their license to conduct business in Georgia in 2017. Mortgage branches must also be renewed through NMLS.

CE Deadline Renewal Period Begins Renewal Period Ends Late Renewal Begins
Late Renewal Ends
Expiration

October 31 November 1 December 1

MLOs
NMLS opens renewal functionality.
Last day to renew without being subject to a late renewal fine.

December 2 Late Renewal Fines may be assessed.

December 31

NMLS closes renewal functionality. No renewal requests can be submitted after December 31.

January 1

Licensees and Registrants that failed to request renewal will be expired.

Page 2

September 2016

Streamlined Renewals --Mortgage Company Licensees, Registrations & Branches

All companies holding a Mortgage Broker or Lender License or Registration in Georgia must submit a renewal request through NMLS between November 1 and December 1, 2016. The late renewal period is between December 2 and December 31, 2016; companies may be assessed a $300 late fee during this period. The NMLS Streamlined Renewal Process allows your company to conveniently manage the renewal of company, branch, and sponsored Mortgage Loan Originator (MLO) licenses through your organization's NMLS account.

Attest to that fact and submit a renewal request
through NMLS.
Pay the required statutory license renewal fees
and NMLS transaction fees (see fee information below).
The NMLS Resource Center has valuable tools to assist in the NMLS 2017 Streamlined Renewal Process. Please visit the Annual Renewal Information page for more details.

Actions Required: Records must be up to date at the time of renewal. Amendments to license information CANNOT be made through the renewal feature. If you need to make changes to a company, branch, or individual record before you attest to its accuracy for renewal, this must be done prior to submitting a renewal request through the Filing tab. It is strongly recommended that you submit updates immediately to allow sufficient time for review. Additionally, you should review license statuses and confirm that there are no outstanding license items that need to be cleared.
NOTE: Waiting until November or December to submit amendments and/or clear outstanding license items will delay the approval of your renewal request.
Easy Steps for Renewal:
To complete a renewal request:
Continue to meet all licensing requirements of the Georgia Residential Mortgage Act (O.C.G.A. 7-1-1000 et seq.)

ADDITIONAL INFORMATION REGARDING RENEWAL REQUIREMENTS
Mortgage Call Report (MCR) Your company's MCR must be submitted through NMLS for the appropriate quarter(s). No MCR deficiencies can be outstanding. Your renewal request will not be approved if MCR filings are incomplete.
Attestation Company and Individual Companies may log onto the NMLS website and complete the attestation process and request renewal starting November 1. Attestation is a company's legal certification that: (i) company and branch NMLS records are up to date, (ii) renewal requirements have been satisfied, and (iii) the company meets all license renewal eligibility requirements.
Companies are required to complete an attestation pertaining to company and branch renewal requests selected for submission each time the Company Renewals Cart is submitted.

If your company continues to meet these requirements:

(Continued on page 3)

COMMONLY USED ACRONYMS

CE -- Continuing Education Department -- Georgia Department of Banking and Finance GRMA -- Georgia Residential Mortgage Act MCR -- Mortgage Call Report

MLO -- Mortgage Loan Originator NMLS -- Nationwide Multistate Licensing System O.C.G.A. -- Official Code of Georgia Annotated

September 2016

Page 3

Streamlined Renewals --Mortgage Company Licensees, Registrations & Branches (Cont'd)

(Continued from page 2)
NOTE: Companies cannot attest to an individual's MLO license. Once attestation is complete, either the individual MLO or the sponsoring company can submit a renewal request for the license.
Control Persons (Form MU2) do not need to attest to their record as part of a company's renewal submission.
Renewing Sponsored MLOs
If your company will be submitting and paying the renewal request for sponsored MLOs, you can submit the request(s) through the Renewal tab in NMLS. The individual must first attest that they continue to meet all licensing requirements, including all continuing education requirements, and that their record is up to date before you can request renewal of their license.
Each individual is required to have completed 8 hours of Continuing Education prior to being able to submit their renewal request through NMLS. For information on available courses, see the Professional Standards section of the NMLS Resource Center.
Renewal Submissions Deadlines

NMLS WILL NOT ACCEPT RENEWAL SUBMISSIONS AFTER December 31, 2016 (EST). Please note the time zone difference of your location.
Fees
In addition to Georgia annual renewal fees, NMLS charges processing fees of $100 per company license, $20 per branch license, and $30 per loan originator license. These fees must be paid electronically through NMLS upon submission of the license renewal request. Processing fees cover NMLS' operations, including system access, financial statement functionality, access to reports, the ability to maintain and renew licenses, and call center support.
Training
Renewal workshops will be conducted by the State Regulatory Registry, LLC to review the NMLS 2017 Streamlined Renewal Process. The optional workshops will provide licensees and applicants with tips on how to use the NMLS during the 2017 Streamlined Renewal period. The fee for these workshops is $75. To register for one of the workshops, visit the State-Licensed Training Workshops page on the NMLS Resource Center.

Renewal requests may be submitted starting November 1 and should be submitted no later than December 1. If you have licenses you do not intend to renew, you must notify the Department by selecting the "Do Not Renew" option.

Georgia License Renewal Fees

Mortgage Broker/Processor License or Registration Mortgage Lender License or Registration Mortgage Branch Approval Mortgage Loan Originator

$400 annual renewal license fee $900 annual renewal license fee n/a $100 annual renewal license fee

These fees must be paid electronically through NMLS upon submission of the license renewal request. Requests must be submitted by December 1, 2016 for a timely renewal. Renewal requests submitted on or after December 2nd will be considered late and may be subject to an additional $300 (Company Licensees and Registrations) or $100 (MLO) late
renewal application fee that will be invoiced through NMLS. The above fees do not reflect NMLS processing fees.

Page 4

September 2016

Streamlined Renewals --Mortgage Loan Originators

All individuals holding a Georgia Mortgage Loan Originator License (MLO) with the Department must renew their license through NMLS between November 1 and December 1, 2016 if they wish to retain their license to conduct business in Georgia in 2017. The late renewal period is between December 2 and December 31, 2016; MLOs may be assessed a $100 late fee during this period.
Records must be up to date at time of renewal. Amendments to your record CANNOT be made through the renewal feature. If you need to make changes to your record before you can attest to its accuracy, we strongly recommend submitting any necessary updates through the Filing tab immediately to allow sufficient time for the review of changes prior to renewal. In addition, you may wish to review your status and confirm that you have no outstanding license items that need to be cleared. NOTE: Waiting until November or December to submit amendments and/or clear outstanding license items may delay the approval of your renewal request.
Renewal Requirements
To complete a renewal request, you must continue to meet all licensing standards for Georgia. If you continue to meet these standards, the Department requires that you attest to the accuracy of your record, pay the renewal fees (see fee information below), and satisfy all outstanding license items upon submission of your renewal request through NMLS.

Continuing Education
You must have your eight (8) hours of Continuing Education (CE) complete prior to being able to renew your license through NMLS. Georgia's CE deadline is October 31, 2016; a $100 late CE fee may be assessed if the requirement is not met by the deadline.
You will be prevented from renewing your license if you have not completed your CE requirements for 2016.
Attestation and Renewal Request Submission
Starting November 1, you must log into your NMLS account and attest to your record. Attestation is your legal certification that: (i) your NMLS record is up to date, (ii) renewal requirements have been completed, and (iii) you meet all renewal eligibility requirements. Once attested, either you or your sponsoring company can submit your renewal request.
NMLS WILL NOT ACCEPT RENEWAL SUBMISSIONS AFTER December 31, 2016 (EST). Please note the time zone difference of your location.
Fees
In addition to the $100 annual renewal license fee that will be charged by Department, NMLS charges a processing fee of $30 which must be paid electronically through NMLS upon submission of the renewal request.

If you have questions, please refer to Georgia's Renewal Checklist.

MLO CE Requirements for 2017 License Renewal

On or before October 31, 2016, MLOs must obtain 8 hours of continuing education to renew their licenses for 2017.
MLOs approved for licensure that obtained their prelicensing education ("PE") in 2016 DO NOT have to obtain continuing education for the 2017 license renewal.

To find out when and where necessary course work will be offered to satisfy Georgia's continuing education requirements, mortgage licensees should visit the NMLS website at http://mortgage.nationwidelicensingsystem.org/ profreq/education/Pages/default.aspx.
Read the full article published in our August 2016 Monthly Mortgage Summary.

September 2016

Page 5

Mortgage Call Report Reminder

This is a reminder that the Mortgage Call Report ("MCR") required by O.C.G.A. 7-1-1004.1 is due within 45 days of the end of every calendar quarter. Third quarter data (July 1 September 30, 2016) must be filed through the NMLSR by November 14, 2016.
Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation.

Failure to file a timely MCR will also delay the processing of your renewal application.
For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/ common/mcr/Pages/default.aspx

Administrative Actions

NAME

CITY

ST ACTION TYPE

HG Recovery Fund I, LLC

Chicago

IL Order to Cease and Desist - Unlicensed

Navgen Capital Fund I, LLC

Jersey City

NJ Order to Cease and Desist - Unlicensed

Odell Roy Inc.

Gilbert

SC Order to Cease and Desist - Unlicensed

Pacific Northwest Investments, LLC Albany

OR Order to Cease and Desist - Unlicensed

Pontus Investment Portfolio III, LLC La Jolla

CA Order to Cease and Desist - Unlicensed

Scarlett Capital Fund I, LLC

Knights Landing CA Order to Cease and Desist - Unlicensed

Select Home Solutions, LLC

Fort Myers

FL Order to Cease and Desist - Unlicensed

SMR I, LLC

Wallingford

PA Order to Cease and Desist - Unlicensed

Stanford Investments, LLC

College Station TX Order to Cease and Desist - Unlicensed

ISSUED 08/15/2016 08/15/2016 08/15/2016 08/15/2016 08/15/2016 08/15/2016 08/15/2016 08/15/2016 08/15/2016

FINAL 09/15/2016 09/15/2016 09/15/2016 09/15/2016 09/15/2016 09/15/2016 09/15/2016 09/15/2016 09/15/2016

FINE REASON GRMA fees paid late

Fine Summary Information
COUNT 10

HOLIDAY CLOSING
This is a reminder that the Department will be closed on Monday, October 10th for Columbus Day.
NDFI Outreach
AND UPCOMING SPEAKING ENGAGEMENTS
Deputy Commissioner for Non-Depository Financial Institutions Rod Carnes and Supervisory Examiner Andy
Reid will be speaking on Thursday, October 6th at the Mortgage Bankers Association of Georgia (MBAG) Education Summit & Trade Show, Crowne Plaza Atlanta Perimeter at Ravinia. Visit the MBAG registration site.

Page 6
Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, Georgia 30341-5565
Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655
Email: dbfmort@dbf.state.ga.us
Visit us on the Web: dbf.georgia.gov

September 2016
The Department is the state agency that regulates and examines Georgia statechartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia.
In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders, processors, mortgage loan originators, check cashers, sellersissuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia.
Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision.
Our Vision is to be a willing and able partner with our regulated entities in order to support vibrant economic growth and prosperity in Georgia.

Sign-up to Receive this Publication
This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Mortgage Summary.
If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary" in the Subject line.

MORTGAGE COMPANY APPENDIX

License Status Approved Denied Revoked
Terminated Expired
Terminated Ordered to Surrender Terminated Surrendered/Cancelled

Definition
The entity has an Approved license.
The entity applied for a license and the request was Denied. The entity's license was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia's sponsorship requirement. An entity has been ordered to surrender their approved license. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request.

MORTGAGE COMPANY ACTIVITY BY CURRENT LICENSE STATUS

GRMA# NMLS#

Company Name

Approved
43354 330511 46084 1286532 50954 1475019 51138 1273251 51336 302352 51480 1502499 51483 340534 51912 1482710 52021 1517157

Avex Funding Corporation iCapital Mortgage, LLC Encore Real Estate Group, LLC Gooi Mortgage, Inc. WINNPOINTE CORPORATION Westminster Mortgage, LLC Centennial Lending Group, LLC Rachel Lee Moscaritolo Stephanie P. Fagerstrom

Terminated - Surrendered/Cancelled

21307 1976

Coral Mortgage Bankers Corp.

29819 24794

Associated Mortgage Bankers, Inc.

44722 1249884 Experience Insurance & Financial Services, Inc

Date

License Name

City

09/08/2016 GA Mortgage Lender License 09/08/2016 GA Mortgage Broker/Processor License 09/20/2016 GA Mortgage Lender License 09/29/2016 GA Mortgage Lender License 09/19/2016 GA Mortgage Lender License 09/12/2016 GA Mortgage Broker/Processor License 09/14/2016 GA Mortgage Lender License 09/27/2016 GA Mortgage Broker/Processor License 09/29/2016 GA Mortgage Broker/Processor License

New York Alpharetta San Diego Des Moines Orange Atlanta Maple Glen McDonough Newnan

09/20/2016 GA Mortgage Lender License 09/28/2016 GA Mortgage Lender License 09/16/2016 GA Mortgage Broker/Processor License

Hackensack Ronkonkoma Decatur

State
9
NY GA CA IA CA GA PA GA GA
3
NJ NY GA

Mortgage Company Appendix 1 of 1

MORTGAGE LOAN ORIGINATOR APPENDIX

License Status Approved Denied Revoked
Terminated Expired
Terminated Ordered to Surrender Terminated Surrendered/Cancelled

Definition
The entity has an Approved license.
The entity applied for a license and the request was Denied. The entity's license was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia's sponsorship requirement. An entity has been ordered to surrender their approved license. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request.

MLO ACTIVITY BY CURRENT LICENSE STATUS

GRMA# NMLS#
Approved

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 10/03/2016)

292

25866 25948 28062 29193 30700 31516 31751 34169 34377 34435 36336 37201 37938 38598 39982 41206 42539 42968 43046 43980 45090 45910

204001 262664 214535 220597 232834 32879 410591 339728 871883 902687 971648 958930 1025424 182175 413212 1139919 204575 621676 1020086 437921 1273933 1280614

Beverly Jean Burik Michael Dennis Ritz Timothy K Gibson Lamar Tremaine Moore Geoffrey Hawes Bangert Patricia Dorothy Kilroy Douglas Scott Graham Chad Joseph Justice Michael Rashadd Johnson Brian Deon Young James Maher Chad Samuel Gandenberger Joshua Glade Best Christopher James Naylor Kevin Edward Fortier Collin Gardener Baldwin Oscar Conrad Thacker III Richard Wayne Kennimer II James Wade Ballis Jason W Hultgren Carla Marie-Bernice Shobe John Ryan Snyder

09/15/2016 Member First Mortgage, LLC 09/16/2016 Mortgage Research Center, LLC 09/20/2016 Taylor Morrison Home Funding, LLC 09/26/2016 Paramount Residential Mortgage Group, Inc. 09/21/2016 Fairway Independent Mortgage Corporation 09/27/2016 American Neighborhood Mortgage Acceptance Company LLC 09/15/2016 HomeBridge Financial Services, Inc. 09/12/2016 loanDepot.com, LLC 09/12/2016 Freedom Mortgage Corporation 09/15/2016 Carrington Mortgage Services, LLC 09/12/2016 Freedom Mortgage Corporation 09/12/2016 Go Direct Lenders, Inc. 09/29/2016 Belem Servicing LLC 09/20/2016 Direct Mortgage Loans, LLC 09/27/2016 Mid America Mortgage, Inc. 09/13/2016 Union Home Mortgage Corp. 09/20/2016 Cornerstone Mortgage Group, LLC 09/19/2016 PennyMac Loan Services, LLC 09/15/2016 Homeside Financial, LLC 09/14/2016 Southeast Mortgage of Georgia, Inc. 09/19/2016 Quicken Loans Inc. 09/13/2016 Freedom Mortgage Corporation

MLO Appendix 1 of 10

GRMA# NMLS#

Entity Name

46565 46758 47047 47752 47817 47884 47962 48222 50221 51051 51107 51155 51353 51533 51566 51576 51577 51583 51650 51656 51726 51747 51822 51886 51943 51945 51949 51955 51958 51972 51987 51989 52007 52016 52032 52035

45437 1118277 1382155 827914 1308252 1407044 280912 1409011 1407239 1471600 1486112 913527 1459938 1488187 1430237 347885 76131 1494682 1495501 1299585 1501195 158439 1459959 104015 18635 1390018 1467391 793751 1376488 377880 1461424 1417557 1480673 196677 859588 278993

Robert Dean Carrier Jr Jared Michael Jacobs Brian Russell Dunlap Mary Elaine Woodlee Joseph John McLean Samantha Marie Stevens Kurtis Bradley Huels Ransom Kellogg Bradley Jacob Ross Blackstone Rodrigo Bautista Mateo III Leland King Nicholson robert lee johnson jr Michael Vincent Alba Rachel Lee Moscaritolo Stephanie Fagerstrom Jason Tabari Myles James Alan Reamer Justin Alexander Zalewski Kendrick Devon Shaw Jamillah Norchell Brown Nicholas Matthew Seidell Robert Michael Tames Richard Walter Feijoo Murdock T. Richard III Charles James Schroeder William Matthew Teed Mercedes Lena Beery Zeb Kenneth Hyde Brian Clark Margolit Tia Chyrisse Fields David Thor Tucker Paul Lajohn Betts Darryl R. Jordan Kelly Patrick Wallace Brian Hallen Hanson Roberto Ernesto King Jr.

License Status
Date

Current Sponsoring Company Name (As of 10/03/2016)

09/13/2016 Everett Financial, Inc. 09/16/2016 Movement Mortgage, LLC 09/06/2016 New Penn Financial, LLC 09/29/2016 Amerisave Mortgage Corporation 09/27/2016 New Penn Financial, LLC 09/16/2016 Mortgage Research Center, LLC 09/16/2016 First Mortgage Solutions, LLC 09/20/2016 Quicken Loans Inc. 09/29/2016 American Neighborhood Mortgage Acceptance Company LLC 09/06/2016 Freedom Mortgage Corporation 09/26/2016 iCapital Mortgage, LLC 09/20/2016 Nu Lending Mortgage Incorporated 09/02/2016 Caliber Home Loans, Inc. 09/27/2016 Rachel Lee Moscaritolo 09/29/2016 Stephanie P. Fagerstrom 09/15/2016 Nationstar Mortgage LLC 09/27/2016 Mariner Finance, LLC 09/26/2016 Cardinal Financial Company, Limited Partnership 09/02/2016 Homeward Residential, Inc. 09/02/2016 Nationstar Mortgage LLC 09/19/2016 Silverton Mortgage Specialists, Inc. 09/16/2016 Geneva Financial, LLC 09/19/2016 American Advisors Group 09/15/2016 NTFN, INC. 09/13/2016 NATIONS LENDING CORPORATION 09/13/2016 American Financial Network, Inc. 09/06/2016 Credence Funding Corporation 09/06/2016 Paramount Equity Mortgage, LLC 09/15/2016 Quicken Loans Inc. 09/12/2016 PHH Mortgage Corporation 09/08/2016 Quicken Loans Inc. 09/12/2016 Reverse Mortgages.com, Inc. 09/14/2016 Homestar Financial Corporation 09/02/2016 Impac Mortgage Corp. 09/02/2016 American Advisors Group 09/02/2016 POWER PURCHASE MORTGAGE, LLC

MLO Appendix 2 of 10

GRMA# NMLS#

Entity Name

52038 52039 52051 52052 52062 52064 52080 52081 52099 52103 52113 52116 52117 52136 52138 52156 52162 52164 52165 52166 52167 52171 52175 52177 52179 52186 52189 52193 52202 52214 52216 52223 52224 52231 52232 52234

138061 1505544 603158 1221738 1311698 1492215 1271244 1013569 1403456 1504137 1493937 1474040 1280338 320159 763860 1371959 1509923 1509930 1509917 1509925 1509928 1509916 1509935 1509934 1509922 234221 1444065 1500109 1513103 1510316 445818 1519993 1379304 1268540 1501443 1410033

John Meussner Robert Ellis Wade Jr Sherida Y Farr Timothy Allen Foreman Ryan Albert Church Nicholas Brandal Dotson Christopher Cortez JP Fawthrop John Nicholas Escobar Robert William Hofmaster Thomas Edmund Vitkus Stacey Todd Hopkins Gretchen Kara Ludwig Michael Anthony Byrne Gerald Robert Dahlka Alexis Alexandria St Victor Dominique Suzette Branch Daniel Francis Condren Brandon Michael Crowther Casey Lea Diemer Samuel Anthony Firth Jesse Dane Gold Joseph Albert Holder Justin Kuo Wyatt James Michel John Roger Wagoner Jr. Sandra Ramos Bautista Matthew D Costello Brandi Michele Williams Warren Robert Kirby William Ming Lai Ma Hugh Cameron Ross Gurpreet Singh Alexander Granville DeLeon Charles Michael Garner JR Gabriela Guardado

License Status
Date

Current Sponsoring Company Name (As of 10/03/2016)

09/16/2016 Mason McDuffie Mortgage Corporation 09/13/2016 Neighborhood Assistance Corporation of America 09/01/2016 CMG Mortgage, Inc. 09/16/2016 Lenox Financial Mortgage Corporation 09/23/2016 Cardinal Financial Company, Limited Partnership 09/08/2016 Nationstar Mortgage LLC 09/06/2016 Nationstar Mortgage LLC 09/19/2016 PHH Mortgage Corporation 09/20/2016 THE MONEY SOURCE INC. 09/16/2016 TJC Mortgage, Inc. 09/06/2016 Homestar Financial Corporation 09/14/2016 Waterside Mortgage 09/09/2016 LendingHome Funding Corporation 09/29/2016 Prospect Mortgage, LLC 09/13/2016 United Shore Financial Services, LLC 09/15/2016 Freedom Mortgage Corporation 09/13/2016 Freedom Mortgage Corporation 09/09/2016 Freedom Mortgage Corporation 09/13/2016 Freedom Mortgage Corporation 09/09/2016 Freedom Mortgage Corporation 09/09/2016 Freedom Mortgage Corporation 09/09/2016 Freedom Mortgage Corporation 09/12/2016 Freedom Mortgage Corporation 09/12/2016 Freedom Mortgage Corporation 09/12/2016 Freedom Mortgage Corporation 09/20/2016 Union Home Mortgage Corp. 09/08/2016 Freedom Mortgage Corporation 09/15/2016 Union Home Mortgage Corp. 09/12/2016 Cardinal Financial Company, Limited Partnership 09/13/2016 Quicken Loans Inc. 09/12/2016 WEI Mortgage LLC 09/28/2016 Primary Residential Mortgage, Inc. 09/08/2016 09/13/2016 CrossCountry Mortgage, Inc. 09/06/2016 New Penn Financial, LLC 09/19/2016 Primary Residential Mortgage, Inc.

MLO Appendix 3 of 10

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 10/03/2016)

52235 52236 52238 52239 52240 52243 52255 52260 52262 52266 52272 52273 52274 52275 52277 52278 52282 52283 52285 52286 52287 52292 52294 52299 52300 52304 52306 52307 52311 52313 52314 52317 52318 52321 52323 52324

486634 47097 1509958 1509950 1509933 1509919 1519458 1510188 1519450 1519448 1519434 1519443 1519456 1519432 1519428 1519453 1519457 1520164 1471679 1444774 928037 601357 1198499 1510614 144997 1203218 1368558 516256 1382488 1510140 1390066 1516759 912896 1081069 1510088 1514533

REYLEEN DEGUZMAN HIGHWA 09/19/2016 THE MONEY SOURCE INC.

Timothy Scott Kiernan

09/08/2016 HomeBridge Financial Services, Inc.

Daniel John Schroen

09/19/2016 Freedom Mortgage Corporation

Connor Brooks Thomas

09/12/2016 Freedom Mortgage Corporation

Joel Esteban Ugarte

09/12/2016 Freedom Mortgage Corporation

Luke David Witkowski

09/23/2016 Freedom Mortgage Corporation

Sigal Covaliu

09/01/2016 New Day Financial, LLC

Serge Orian Freeman

09/16/2016 Quicken Loans Inc.

Darmante Antoine Gomez

09/01/2016 New Day Financial, LLC

Craig Zachary Joseph

09/01/2016 New Day Financial, LLC

Courtney Corinna Morrice

09/01/2016 New Day Financial, LLC

Brian Francis Noonan

09/01/2016 New Day Financial, LLC

Edward Joseph O'Reilly II

09/01/2016 New Day Financial, LLC

Benjamin Alex Reid

09/01/2016 New Day Financial, LLC

Theresa Marie Ruck

09/01/2016 New Day Financial, LLC

Steven Ryan Scherer

09/01/2016 New Day Financial, LLC

Margaret McKenzie Wagner

09/01/2016 New Day Financial, LLC

Collin Thomas Ward

09/06/2016 Mortgage Research Center, LLC

Jochanae Yawn

09/15/2016 Prime Mortgage Lending, Inc.

Harriett Denise Anderson

09/23/2016 Caliber Home Loans, Inc.

Ebonie Monique Baker

09/28/2016 Freedom Mortgage Corporation

Anthony John Hausmann

09/29/2016 Stonegate Mortgage Corporation

Andrew Lee Meyer

09/02/2016 loanDepot.com, LLC

Thomas Julius Thomas Jr.

09/19/2016 Quicken Loans Inc.

Bradley Thomson

09/23/2016 Volunteer Mortgage, Inc.

Stephen Lamar Barrett

09/23/2016 Quicken Loans Inc.

TYLER JAMES ELKINS MR.

09/06/2016 Lending Hand Mortgage, LLC

Miguel Fernandez

09/06/2016 Freedom Mortgage Corporation

Timothy Jun Park

09/06/2016 loanDepot.com, LLC

Bradley Stuart Rumery

09/01/2016 Red Rock Home Loans, Inc.

Martin Curran Wallace

09/08/2016 First Home Mortgage Corporation

Rafik David Alishan

09/29/2016 Nationstar Mortgage LLC

JILL BABB

09/21/2016 THE MORTGAGE HOUSE, LLC

Alex Taylor Bradley

09/16/2016 loanDepot.com, LLC

Nicholas Alva Cicotte

09/12/2016 Quicken Loans Inc.

Brittany Marie Frazier

09/02/2016 Southeast Mortgage of Georgia, Inc.

MLO Appendix 4 of 10

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 10/03/2016)

52325 52329 52333 52347 52348 52352 52354 52356 52360 52362 52363 52365 52373 52374 52375 52376 52377 52379 52380 52382 52383 52384 52385 52388 52391 52393 52394 52397 52398 52399 52400 52401 52403 52406 52407 52408

999459 1491578 1511737 1510114 413606 1497381 1516764 1510350 1007261 1013589 1510454 1473409 1484532 1497342 640998 1507707 1309909 1475371 957992 1505399 412226 1443089 1509778 1505547 984427 1056766 1429635 1518352 1407892 1470788 1527537 1198452 1484619 1382525 1398911 367400

Constantino Georgelos

09/23/2016 Citimortgage, Inc.

Christopher Ryan Klein

09/12/2016 Freedom Mortgage Corporation

Allan James Satterfield

09/13/2016 Homestar Financial Corporation

Jacob Ronald Eaton

09/23/2016 Quicken Loans Inc.

Luanne Canville Evans

09/29/2016 SecurityNational Mortgage Company

Brandon Nelson Hayes

09/01/2016 Quicken Loans Inc.

Jason Hyosang Joo

09/16/2016 Nationstar Mortgage LLC

Dalma Desiree Lorence

09/23/2016 Quicken Loans Inc.

Daniel Christopher Padilla

09/16/2016 loanDepot.com, LLC

Marvin Dewayne Parker

09/20/2016 Nationstar Mortgage LLC

Ryan Herbert Rozwadowski

09/01/2016 Quicken Loans Inc.

Gregory Scott Schatzke

09/23/2016 C.U. Mortgage Services, Inc.

Kyle Aron Combs

09/12/2016 Quicken Loans Inc.

Brady Thomas Draves

09/01/2016 Quicken Loans Inc.

SUSAN GRACE KITTLE

09/12/2016 First Guaranty Mortgage Corporation

Johnnie Preston May

09/13/2016 First Guaranty Mortgage Corporation

Daniel G McCoy

09/06/2016 The American Eagle Mortgage Co. LLC

Mauricio Augusto Cesar Montalvo 09/13/2016 LendingHome Funding Corporation

Chanilia DeJesus Nixon

09/30/2016 Luxury Mortgage Corp.

Charles Abbington Black Sotir

09/12/2016 Homeside Financial, LLC

Jennifer Dye Stewart

09/01/2016 Mortgage Research Center, LLC

Brandon D. Stoddard

09/08/2016 United Military Mortgage, LLC

Jacob Joseph Taylor

09/01/2016 Quicken Loans Inc.

Christopher Anthony Wohlfort

09/14/2016 Homeside Financial, LLC

Baylee Rae Burrowes

09/12/2016 Quicken Loans Inc.

Corey Herbert Golden

09/06/2016 loanDepot.com, LLC

Katelin Ann Kirby

09/16/2016 WR Starkey Mortgage, LLP

Troy James McNeely

09/06/2016 Homestar Financial Corporation

Joshua Peter Miller

09/06/2016 NATIONS LENDING CORPORATION

Anthony Na

09/06/2016 loanDepot.com, LLC

Gregory Jonathan Payne

09/26/2016 Platinum Financial Funding, LLC

Amir Salah-Esfahani

09/16/2016 loanDepot.com, LLC

Matthew Dean Wyatt

09/08/2016 Mortgage Research Center, LLC

Marcel Andrew Abeyta

09/13/2016 loanDepot.com, LLC

Sarah Jo Boza

09/12/2016 Quicken Loans Inc.

James Douglas Campbell

09/23/2016 Homeside Financial, LLC

MLO Appendix 5 of 10

GRMA# NMLS#

Entity Name

52409 52410 52412 52414 52416 52417 52418 52419 52421 52423 52425 52426 52427 52428 52434 52436 52439 52441 52442 52443 52444 52445 52447 52449 52450 52451 52452 52455 52456 52458 52459 52463 52464 52465 52466 52469

1452505 1236828 1519547 1341460 1076526 1081048 1507642 1251477 1280211 1058272 1290054 1470792 911202 1421864 1271088 1518247 1418344 1478109 1198467 1485654 1477633 304591 53593 1510621 1471842 1444549 513944 1510393 1526519 1510747 1294761 1495963 1451159 1494266 1314485 1510362

Kyle Hoon Cho Tanner Robert Christensen Debra Ann Denimarck Dylan Michael Guibert Michael James Lawton Alejandro Macias Joseph Daniel Moss Danielle Amy Panno Marcus Alexander Pinon Matthew Wade Senevey Dinh Tuan Tran Ali Nicholas Valayati Erik Fernando Vasquez Maxwell Alexander Wafer Teresa Kay Bockman Joshua Michael Cady Hannah Erin Fay Linda Audrey May Jordan Joe Van Lai William Ronald Littel Scott Charles Mailloux Leslie Thuy Nguyen Kevin Jeffrey Schmidlin Seth Andrew Van Male Laura Karen Vazquez Patrick Joseph Vidal Jason Matthew Young john mark becker Meghan Marie Blaine Bradley Merritt Connell Kendrick Alberto Davis Pedro Araruna Henriques Gilbert Ronald Herrera Jesse Phillip Kangas Curtis Bassett Knudson Alan Mark Merdita

License Status
Date

Current Sponsoring Company Name (As of 10/03/2016)

09/08/2016 Nationstar Mortgage LLC 09/16/2016 loanDepot.com, LLC 09/13/2016 Planet Home Lending, LLC 09/08/2016 Broker Solutions, Inc. 09/27/2016 Nationstar Mortgage LLC 09/12/2016 loanDepot.com, LLC 09/09/2016 PHH Mortgage Corporation 09/29/2016 Prime Choice Funding Inc. 09/12/2016 loanDepot.com, LLC 09/09/2016 Mortgage Research Center, LLC 09/09/2016 Nationstar Mortgage LLC 09/14/2016 loanDepot.com, LLC 09/12/2016 loanDepot.com, LLC 09/19/2016 loanDepot.com, LLC 09/30/2016 Movement Mortgage, LLC 09/28/2016 NATIONS LENDING CORPORATION 09/13/2016 Quicken Loans Inc. 09/13/2016 MiLend, Inc. 09/13/2016 loanDepot.com, LLC 09/19/2016 Ditech Financial LLC 09/29/2016 Alliance Financial Resources, LLC 09/13/2016 loanDepot.com, LLC 09/20/2016 Lakeview Loan Servicing, LLC 09/13/2016 Quicken Loans Inc. 09/13/2016 iFreedom Direct Corporation 09/16/2016 iFreedom Direct Corporation 09/16/2016 PennyMac Loan Services, LLC 09/23/2016 LeaderOne Financial Corporation 09/28/2016 Mortgage Research Center, LLC 09/19/2016 Quicken Loans Inc. 09/15/2016 Finance of America Reverse LLC 09/14/2016 Lakeview Loan Servicing, LLC 09/23/2016 Paramount Equity Mortgage, LLC 09/30/2016 Mortgage Research Center, LLC 09/20/2016 Village Capital & Investment LLC 09/19/2016 Quicken Loans Inc.

MLO Appendix 6 of 10

GRMA# NMLS#

Entity Name

52470 52471 52473 52476 52477 52482 52483 52486 52492 52494 52495 52496 52497 52500 52501 52502 52503 52504 52505 52509 52511 52512 52513 52514 52515 52517 52518 52519 52520 52521 52522 52523 52527 52528 52529 52530

1163698 1523829 1524172 1504930 1509569 1493863 1510037 1493868 1493879 1420808 1503140 1503141 1503156 1192045 1309348 1503158 258353 1503434 917807 1191928 1497765 1493898 322450 851841 1493902 1503182 1525590 1493903 1493584 1523908 1525585 824019 1525591 992864 1493910 1503186

David Anthony Morris Johnny James Nolen, Jr. Marco Ordonez Donald Elroy Roberts Jr Robert George Simmons Ryan Anthony Bockerstette Milko Bogoevski Alex Lynn Bub Frederick Scott Field Jr. Nicholas Michael Garaven Janna Marie Green Jeffrey Michael Travis Griffin Sandra Kaye Groves Michael Philip Henson Maxwell Davis Holtzhouser Mary Frances Iskra Jared Ross Johnson Ronald Devaughn Jones Justin Liddell Orlando Cuevas McConnell WILLIAM MUCHA Dennis Richard Mueller April Pelphrey Danh Cong Phan Jeffrey Steven Rosansky Scott Thomas Ruzas William Stinson Schroth Travis Ryan Short Lathanousone Singharath Stephanie Patricia Smith Kevin Drew Solik Mark Allan Stephens Jr Dylan Eugene Tante Edward Loera Tobias Justin Lloyd Wells Martin Ray Whitworth

License Status
Date

Current Sponsoring Company Name (As of 10/03/2016)

09/23/2016 Fay Servicing, LLC 09/26/2016 CrossCountry Mortgage, Inc. 09/29/2016 Homeward Residential, Inc. 09/26/2016 Credence Funding Corporation 09/19/2016 Quicken Loans Inc. 09/15/2016 Ditech Financial LLC 09/23/2016 Quicken Loans Inc. 09/14/2016 Ditech Financial LLC 09/19/2016 Ditech Financial LLC 09/20/2016 loanDepot.com, LLC 09/15/2016 Ditech Financial LLC 09/15/2016 Ditech Financial LLC 09/15/2016 Ditech Financial LLC 09/20/2016 loanDepot.com, LLC 09/23/2016 iFreedom Direct Corporation 09/29/2016 Ditech Financial LLC 09/20/2016 loanDepot.com, LLC 09/29/2016 Ditech Financial LLC 09/15/2016 Ditech Financial LLC 09/21/2016 loanDepot.com, LLC 09/28/2016 Everett Financial, Inc. 09/16/2016 Ditech Financial LLC 09/29/2016 1st Franklin Financial Corporation 09/21/2016 Intercontinental Capital Group, Inc. 09/19/2016 Ditech Financial LLC 09/16/2016 Ditech Financial LLC 09/21/2016 MiLend, Inc. 09/16/2016 Ditech Financial LLC 09/16/2016 Ditech Financial LLC 09/21/2016 iFreedom Direct Corporation 09/21/2016 MiLend, Inc. 09/30/2016 ClearPath Lending 09/21/2016 MiLend, Inc. 09/21/2016 loanDepot.com, LLC 09/16/2016 Ditech Financial LLC 09/19/2016 Ditech Financial LLC

MLO Appendix 7 of 10

GRMA# NMLS#

Entity Name

52533 52534 52535 52536 52537 52539 52541 52543 52545 52546 52547 52548 52549 52552 52553 52556 52558 52559 52562 52563 52567 52572 52573 52574 52575 52576 52577 52578 52579 52585 52587 52592 52593 52594 52597 52598

1481207 1402615 1236859 1493873 1522379 1401804 1295277 1493897 177948 1493583 1503032 1493908 1518704 128183 1456413 1509992 1509977 1510078 1149073 1494334 1525341 1012600 1523633 1220541 32200 1510605 1237843 964571 155665 1448296 1525076 1487207 447848 1524830 1247497 1504236

Khalin Donte Ambrose Brett William Bronder Lucas Whitman Buckley James Kenneth Craig Benjamin Tyler Dennison Steven Leigh Hunt Stacy Dawn Lewis Roger Madison McGaugh Richard Nelson Parks Nancy Jane Short Renee Carol Surabian Maxi Larraine Taylor Trevor Jesse Tom Adam Marcus Workman Terrel Austin Young Manuel Alaez Jacob Barry Bright Austin Hartman Burcar Ayman Ali Daher Leslie Anne Draper Anthony Michael Leighty Carlo Peralta David Ronald Peterson Timothy Benjamin Sax Kenneth Joseph Schneider Aaron Leonard Spratt Sarah Elizabeth Wendell Jonathan Daniel Zaremba Keith Matthew Zoltanski Nicholas David Aiello Derek Lee Buhr Jonathan Dalton Driscoll LISA MARIE HILL Robert Spencer Parham Jonathan Richard Binns Myles Roderick Brandon

License Status
Date

Current Sponsoring Company Name (As of 10/03/2016)

09/29/2016 Ditech Financial LLC 09/21/2016 iFreedom Direct Corporation 09/16/2016 THE MONEY SOURCE INC. 09/16/2016 Ditech Financial LLC 09/26/2016 NATIONS LENDING CORPORATION 09/29/2016 iFreedom Direct Corporation 09/26/2016 Quicken Loans Inc. 09/26/2016 Ditech Financial LLC 09/21/2016 iFreedom Direct Corporation 09/16/2016 Ditech Financial LLC 09/16/2016 PennyMac Loan Services, LLC 09/16/2016 Ditech Financial LLC 09/21/2016 iFreedom Direct Corporation 09/28/2016 CrossCountry Mortgage, Inc. 09/23/2016 Flagship Financial Group, LLC 09/26/2016 Quicken Loans Inc. 09/23/2016 Flagship Financial Group, LLC 09/26/2016 Quicken Loans Inc. 09/26/2016 Quicken Loans Inc. 09/26/2016 NATIONS LENDING CORPORATION 09/28/2016 New Penn Financial, LLC 09/26/2016 Service 1st Mortgage, Inc. 09/30/2016 Absolute Home Loan Services, LLC 09/26/2016 Quicken Loans Inc. 09/26/2016 Quicken Loans Inc. 09/26/2016 Quicken Loans Inc. 09/26/2016 Quicken Loans Inc. 09/26/2016 Quicken Loans Inc. 09/23/2016 CalAtlantic Mortgage, Inc. 09/29/2016 Quicken Loans Inc. 09/30/2016 Mortgage Research Center, LLC 09/26/2016 NATIONS LENDING CORPORATION 09/28/2016 Homestar Financial Corporation 09/29/2016 Mortgage Research Center, LLC 09/29/2016 Quicken Loans Inc. 09/29/2016 Mortgage Research Center, LLC

MLO Appendix 8 of 10

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 10/03/2016)

52601 457682 WALTER STEVEN DAGLEY

09/16/2016 WR Starkey Mortgage, LLP

52604 1488124 Lauren Elizabeth Freeman

09/29/2016 New Penn Financial, LLC

52606 793818 Jesse Elias Haddad

09/29/2016 Quicken Loans Inc.

52618 1523990 Torrey Lamont Gray Sr.

09/29/2016 Mortgage Research Center, LLC

52619 1031877 Tiarra Racquel Hart

09/29/2016 Broker Solutions, Inc.

52620 1376138 Griffin Richard Hawkins

09/29/2016 Quicken Loans Inc.

52624 1510405 Zachary Litton Parrett

09/29/2016 Quicken Loans Inc.

52625 1509565 Erik Christopher Schumann

09/29/2016 Quicken Loans Inc.

52626 1520853 Maria Christine Scott

09/30/2016 Success Mortgage Partners, Inc.

52627 1473154 Robert Adam Smith

09/29/2016 Quicken Loans Inc.

52632 1086893 Daniel Paul Butterfield

09/30/2016 Quicken Loans Inc.

52635 1147079 Aldo Gabriel Jimenez

09/29/2016 New Penn Financial, LLC

52636 1376463 Emily Jane Lewandowski

09/30/2016 Quicken Loans Inc.

52638 1526802 William Rex Mefford

09/29/2016 Mortgage Research Center, LLC

52644 1369052 Joshua Peter Word

09/30/2016 iFreedom Direct Corporation

52664 764494 Sonya Blankenship

09/30/2016 Homestar Financial Corporation

52670 544339 Anders Brockett Comer

09/16/2016 WR Starkey Mortgage, LLP

52682 1201744 Daniel Joseph Peterson

09/16/2016 WR Starkey Mortgage, LLP

Denied

3

49698 50991 51121

1191802 1387477 516492

Marshell Neal III Richard Anthony Anderson Bryan William Royal

09/15/2016 09/15/2016 09/15/2016

MLO Appendix 9 of 10

GRMA# NMLS#

Entity Name

Terminated - Surrendered/Cancelled

27819 32755 37230 37369 40955 41583 42200 42488 43612 44842 45614 46974 47494 48291 48764 48815 48998 49455 49832 50846 51909

211146 6128 515941 983889 1140231 291923 1171558 505110 26860 20698 133083 139000 1366334 1283552 1247909 1067205 1425041 324849 459668 1046202 434176

Rickey Anthony Rebellato Mark I Lichtschein Donnell Peter Secrease Alexander Lee Lavelle Robert Raymond LaBute II Brandon Cade Thompson Jessica Layne Guthrie Julia Hayes Rafferty Kenneth Fred Weinbaum Colleen M Utley Diodato C Vannucci Michael Joseph Marcellino Jocelyn Macias Jeffry Richard Wood Joshua Mark VanHeck Alan Foley Shaun Thomas Wilson Mark Alan Etzel Thomas John Cullen Jaime Tennille Phillips Pamela S Stepleton

License Status
Date
09/15/2016 09/29/2016 09/29/2016 09/23/2016 09/08/2016 09/21/2016 09/01/2016 09/02/2016 09/28/2016 09/07/2016 09/28/2016 09/14/2016 09/23/2016 09/07/2016 09/22/2016 09/23/2016 09/07/2016 09/06/2016 09/29/2016 09/20/2016 09/28/2016

Current Sponsoring Company Name (As of 10/03/2016)
21

MLO Appendix 10 of 10