Monthly mortgage summary, Dec. 2015

Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division
Monthly Summary of Mortgage Activities for the Period Ending December 2015

Inside this Issue:
Georgia 2 Residential Mortgage Act Fee Reporting and Payment Process
Mortgage Call 2 Report Reminder
Fine Information 3
Appendices: Mortgage Company
Activity by License Status
Mortgage Loan
Originator Activity by License Status

2016 License/Registration Period Has Ended
The Annual License/Registration Renewal Period for 2016 has ended. A licensee/ registrant that has a complete renewal application (i.e., renewal application filed, and all fines and renewal fees paid) pending through the Nationwide Mortgage Licensing System as of December 31, 2015, can continue to work as a mortgage loan originator, mortgage broker or mortgage lender unless and until there is a surrender/withdrawal of the license/registration or a final order of denial or revocation is issued by the Department.
If a mortgage licensee/registrant did not file an application for renewal by December 31, 2015, the license/registration expired by operation of law effective January 1, 2016, and the licensee/registrant must reapply through the NMLS. Renewal applicants with incomplete applications (e.g., unpaid fines or fees) will be expired during the month of January 2016. Broker and Lender licensees in an expired status may not conduct Georgia mortgage activity. Mortgage Loan Originators in an expired status may not conduct origination activity for Georgia loans.

RENEWAL REQUEST PENDING -- COMPANIES AND INDIVIDUALS --
Does your license have a renewal request pending? If so, please check your NMLS record for any deficiencies or license items placed by the Department. No renewal request will be approved with outstanding license items. Many licensees that have not yet been approved owe fines and fees check your NMLS record to see if your renewal is being delayed due to unpaid fines and fees.
Fines and fees must be paid through the NMLS Agency Fee Invoice
Please see the following links for information on how to pay the Agency Fee Invoice in NMLS.
For an Individual: http://mortgage.nationwidelicensingsystem.org/licensees/resources/LicenseeResources/ Paying%20an%20Invoice_I.pdf
For a Company: http://mortgage.nationwidelicensingsystem.org/licensees/resources/LicenseeResources/ Paying%20an%20Invoice_C.pdf

Page 2

December 2015

Georgia Residential Mortgage Act Fee ("GRMA") Reporting and Payment Process

GRMA Per Loan Fees - The $10.00 per loan fees required by O.C.G.A. 7-1-1011(b)(2) and Department Rule 80-5-1-.04 are due no later than March 1, 2016, for mortgage loans closed during the period July 1, 2015, through December 31, 2015.
On December 29, 2015, the Department sent an email reminder notice to the contact person that submitted the prior semi-annual report through the Department's online reporting and payment site. For state-chartered institutions and Georgia mortgage licensees, the Department also sent a similar notification to the primary institution/licensee contact.

To avoid fines for failure to remit GRMA fees when due, reporting and payment must be completed online at https://bkgfin.dbf.state.ga.us/GRMAFee.html by the deadlines established in Rule 80-5-1-.04. Refer to the Department's Frequently Asked Questions document for further information about GRMA $10.00 per loan fees reporting and remittance requirements.
Collecting agents submitting GRMA Fees after the due date referenced above or for prior semiannual periods must complete and mail a paper form, along with their payment, to the Department. The fillable PDF form can be downloaded from https://bkgfin.dbf.state.ga.us/ MortgageDocs/GRMAFeeStatement.pdf.

Mortgage Call Report Reminder

This is a reminder that the Mortgage Call Report required by O.C.G.A. 7-1-1004.1 is due within 45 days of the end of every calendar quarter. Fourth quarter data (October 1 December 31, 2015) must be filed through the NMLSR by February 14, 2016.
Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation.

Failure to file a timely MCR will also delay the processing of your renewal application.
For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/ common/mcr/Pages/default.aspx

COMMONLY USED ACRONYMS

CE -- Continuing Education Department -- Georgia Department of Banking and Finance GRMA -- Georgia Residential Mortgage Act MCR -- Mortgage Call Report

MLO -- Mortgage Loan Originator NMLS or NMLSR -- Nationwide Mortgage Licensing System & Registry
O.C.G.A. -- Official Code of Georgia Annotated

December 2015

Fine Summary Information

FINE REASON Advertising Background Checks Continuing Education data filed late Doing business w/ unlicensed entity Failure to report violations/discharges Failure to Update NMLS GRMA fees paid late Renewal Filed Late Grand Total

COUNT 1 1
218 1 1 1 5
932 1,160

Page 3

Page 4
Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, Georgia 30341-5565
Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655
Email: dbfmort@dbf.state.ga.us
Visit us on the Web: dbf.georgia.gov

December 2015
The Department is the state agency that regulates and examines Georgia statechartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia.
In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders and processors, mortgage loan originators, check cashers, sellersissuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia.
Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision.
Our Vision is to be a willing and able partner with our regulated entities in order to support vibrant and economic growth and prosperity in Georgia.

Sign-up to Receive this Publication
This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http:// dbf.georgia.gov under Publications, Mortgage Summary.
If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary"

MORTGAGE COMPANY APPENDIX

License Status Approved Denied Revoked
Terminated Expired
Terminated Ordered to Surrender Terminated Surrendered/Cancelled

Definition
The entity has an Approved license.
The entity applied for a license and the request was Denied. The entity's license was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia's sponsorship requirement. An entity has been ordered to surrender their approved license. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request.

MORTGAGE COMPANY ACTIVITY BY CURRENT LICENSE STATUS

GRMA# NMLS#

Company Name

Date

License Name

City

State

Approved

10

42733 30336

Paramount Equity Mortgage, LLC

12/04/2015 GA Mortgage Lender License

Roseville

CA

45833 1136148 Intuit Financing Inc.

12/07/2015 GA Mortgage Broker/Processor License Mountain View

CA

47182 1286165 Matrix Financial Services Corporation

12/11/2015 GA Mortgage Lender License

Minnetonka

MN

47332 1359687 Nudge Funding, LLC

12/10/2015 GA Mortgage Lender License

Lindon

UT

47796 192116 U S Wide Financial LLC

12/31/2015 GA Mortgage Lender License

St. Louis

MO

47887 1301039 Ellington Financial REIT Lending Corp. 12/08/2015 GA Mortgage Lender License

Old Greenwich

CT

48005 1404296 Georgia Residential Investment Group, 12/10/2015 GA Mortgage Broker/Processor License Stone Mountain

GA

Inc.

48007 39610

Bay Capital Mortgage Corporation

12/17/2015 GA Mortgage Lender License

Annapolis

MD

48091 1415896 Charmaine Roberts & Associates, LLC 12/16/2015 GA Mortgage Broker/Processor License Atlanta

GA

48165 1412108 Equitable Consulting, Inc.

12/31/2015 GA Mortgage Broker/Processor License Sandy Springs

GA

Terminated - Surrendered/Cancelled

6759 1127

NVR Mortgage Finance, Inc.

23096 12320

GE Money Mortgage Holding Company, LLC

24201 160719 McGlone Mortgage Company, Inc.

34247 886839 U.S. Home Ownership, LLC

37256 1050560 Towd Point Loan Servicing, LLC

41509 1167102 HS Property Owner, LLC

44286 648969 TRAX Financial LLC.

44419 1124970 Buckingham Financial Group LLC

8

12/28/2015 GA Mortgage Lender License

Canonsburg

PA

12/28/2015 GA Mortgage Lender Registration

Woodland Hills

CA

12/28/2015 GA Mortgage Lender License

Appleton

WI

12/28/2015 GA Mortgage Lender License

Morgan Hill

CA

12/28/2015 GA Mortgage Lender License

New York

NY

12/28/2015 GA Mortgage Lender License

Baton Rouge

LA

12/28/2015 GA Mortgage Lender License

Orlando

FL

12/14/2015 GA Mortgage Lender License

potomac

MD

Mortgage Company Appendix 1 of 1

MORTGAGE LOAN ORIGINATOR APPENDIX

License Status Approved Denied Revoked
Terminated Expired
Terminated Ordered to Surrender Terminated Surrendered/Cancelled

Definition
The entity has an Approved license.
The entity applied for a license and the request was Denied. The entity's license was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia's sponsorship requirement. An entity has been ordered to surrender their approved license. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request.

MLO ACTIVITY BY CURRENT LICENSE STATUS

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 12/31/2015)

Approved

24354 24809 25417 25548 26140 26181 27319 28110 32243 34219 34465 35349 35604 37164 38270 38290 39289 40547 42133 42187 47552 47708

200867 167565 210520 243154 196341 161968 208670 233771 493373 294355 871974 809868 939630 621485 301546 1049418 853612 993303 998805 1174231 55028 1393169

Charles Bruce Grant Jr

12/10/2015 Fairway Independent Mortgage Corporation

Sandra Lynn Hill

12/01/2015 Fairway Independent Mortgage Corporation

Debra Winkler Saulsberry

12/04/2015 Shelter Lending Services, L.L.C.

Christina K Chapman

12/04/2015 Homestar Financial Corporation

Daniel James Iasbarrone

12/07/2015 DHI MORTGAGE COMPANY, LTD.

Michael J Malloy

12/07/2015 FBC Mortgage, LLC

Saundra St. John Hippeli

12/21/2015 Capital City Mortgage Corporation

Joann Smith

12/30/2015 Silverton Mortgage Specialists, Inc.

Brandon Lee Kurtz

12/17/2015 Freedom Mortgage Corporation

Tammy Lee McDaniels

12/08/2015 Carrington Mortgage Services, LLC

Patrick Robert Stoner

12/11/2015 Ditech Financial LLC

Daniel William Lawson Arnold

12/22/2015 Carrington Mortgage Services, LLC

Andrew Henderson Traylor

12/22/2015 Carrington Mortgage Services, LLC

Michael William DeBacker

12/14/2015 Nationstar Mortgage LLC

GINA DACAYANAN DANIELS 12/18/2015 gotmortgage.com

Cristobal Lara Garcia

12/07/2015 Homeward Residential, Inc.

Christopher Brian Koss

12/23/2015 Carrington Mortgage Services, LLC

Debora Ann Olson

12/07/2015 Dovenmuehle Mortgage, Inc.

Alejandro Ignacio Capdevielle Car 12/08/2015 Quicken Loans Inc.

Nicholas Troy Nahrwold

12/14/2015 Carrington Mortgage Services, LLC

Vibhu Grover

12/31/2015 U S Wide Financial LLC

Guliette Ida Bernard

12/07/2015 LendingHome Funding Corporation

293

MLO Appendix 1 of 11

GRMA# NMLS#

Entity Name

47758 47789 47841 47847 47919 47929 47955 47958 47975 47991 48015 48017 48018 48029 48040 48050 48052 48062 48069 48071 48075 48076 48086 48092 48094 48097 48105 48124 48136 48137 48144 48147 48154 48162 48178 48183

1396516 180842 1399413 1407055 1358191 1393193 1237424 1416026 1414222 1393942 1411566 1414492 687597 1394029 1376319 1312498 1013591 717928 1409243 1409087 1409090 1409082 1409089 1405804 1399133 648934 1416863 1415527 323618 1169338 1375017 35178 279657 1409203 1412890 1411155

Michael Thomas Buerster Samuel Seth Millman Mark Steven Hondzinski Carter Anthony Arey Andrew Scott Markley Derek Richard Braley Taisha Dominique Ferrendelli Derek Patrick Hackney Kuan W Cheong Fang Fan Eric S Miller Sean Elliott Rasin Aaron Michael Sharp Mitzi Rene Brown Justin Scott Thompson Kelsey Rae Guyot John Aaron Henkel John Wesley Burleson Gayneta M Holly William Michael Hutchinson Jr Nicholas Joseph Petitte Valerie Crystal Roberts Brandon Michael White Susan Marie Bush Ali M Charafeddine Marc Harris Garfinkel Charmaine LaShawn Roberts Velvet Lauren Mooney Charles DeLangis Crystal Gentry Jimmy Lee Pittman Jr Joseph Sheriff Gloria Antoinette Dellepere Matthew Thomas Victor Lana Denise Ruppert Omar Alexander Bahour

License Status
Date

Current Sponsoring Company Name (As of 12/31/2015)

12/30/2015 Freedom Mortgage Corporation

12/29/2015 Home Point Financial Corporation

12/01/2015 Quicken Loans Inc.

12/10/2015 Mortgage Research Center, LLC

12/01/2015 Ark-La-Tex Financial Services, LLC

12/28/2015 Alliance Financial Resources, LLC

12/11/2015 Montage Mortgage, LLC

12/01/2015 Credence Funding Corporation

12/07/2015 Homeland Financial, LLC

12/07/2015 Ivy Mortgage, Inc.

12/16/2015 MiLend, Inc.

12/04/2015 Academy Mortgage Corporation

12/10/2015 Mortgage Research Center, LLC

12/21/2015 Mortgage Lenders of America, LLC

12/11/2015 Freedom Mortgage Corporation

12/15/2015 One Reverse Mortgage, LLC

12/04/2015 Nationstar Mortgage LLC

12/11/2015 Red Rock Home Loans, Inc.

12/07/2015 Freedom Mortgage Corporation

12/16/2015 Freedom Mortgage Corporation

12/16/2015 Freedom Mortgage Corporation

12/15/2015 Freedom Mortgage Corporation

12/15/2015 Freedom Mortgage Corporation

12/07/2015 WR Starkey Mortgage, LLP

12/07/2015 Quicken Loans Inc.

12/07/2015 Movement Mortgage, LLC

12/16/2015 Charmaine Roberts & Associates, LLC

12/10/2015 American Advisors Group

12/07/2015 Swan Financial Corporation

12/07/2015 1st Franklin Financial Corporation

12/07/2015 NATIONS LENDING CORPORATION

12/07/2015 FBC Mortgage, LLC

12/21/2015 SoFI Lending Corp.

12/02/2015 Quicken Loans Inc.

12/07/2015 THE MORTGAGE HOUSE, LLC

12/17/2015 Freedom Mortgage Corporation

MLO Appendix 2 of 11

GRMA# NMLS#

Entity Name

48184 48185 48187 48189 48193 48197 48206 48210 48213 48214 48218 48223 48225 48227 48228 48231 48232 48233 48234 48236 48237 48241 48243 48245 48246 48247 48248 48249 48256 48257 48261 48262 48263 48264 48265 48266

1417584 1418983 1375318 1052891 1421072 1417580 1415067 1399468 1275877 1247737 1418008 1409212 3573 1421297 1211967 394036 1398918 1377558 1408637 1420585 1276073 1212080 1412291 735646 1294894 1421342 1409098 1177991 1419177 1419156 1425506 1418993 1418991 1418819 200569 1418582

Kristen Jeane Baker Benjamin Joseph Belloli Thomas Shawn Fetterley Jr Jeremy Daniel Hammer David Peter Lostaglio Kimberly Anne Orchowski Mia Lynn Brown Anthony James Larkins Joseph Scott Peterson Thomas Joseph Puwal Jr. Michael Glenn Palmer Steven Matthew Cline Freya Louise DeNitto Clay Garrison Hagler Naramson Abarham Hidou Ryan Thomas Keating Andrea Diane Kidd Shannon Grace Kinney Stevie Marilynn Koller Matthew Keaton Lipp Mahmoud A Mahdawi Gregory Alexander Posada Jeffery Clair Semrad VICTOR EDWARD TOBIN Priscilla Vasquez Phillip Allen Ward Jr. Robert Michael Witgen Ramy Anwar Zora Garrett John Goddard Tyler John Hampton CHRISTY WRIGHT MASSEY George Edward Petersmarck III Alena Georgia Piwonski Melissa Kelly Sauter David Sayers Brianne Marie Vossen

License Status
Date

Current Sponsoring Company Name (As of 12/31/2015)

12/14/2015 Freedom Mortgage Corporation

12/07/2015 Quicken Loans Inc.

12/07/2015 Quicken Loans Inc.

12/15/2015 Freedom Mortgage Corporation

12/14/2015 American Advisors Group

12/17/2015 Freedom Mortgage Corporation

12/21/2015 Reverse Mortgage Solutions, Inc.

12/07/2015 Quicken Loans Inc.

12/07/2015 Mortgage Research Center, LLC

12/28/2015 Quicken Loans Inc.

12/15/2015 Movement Mortgage, LLC

12/31/2015 Quicken Loans Inc.

12/15/2015 Reverse Mortgage Funding LLC

12/03/2015 Homeward Residential, Inc.

12/22/2015 Quicken Loans Inc.

12/01/2015 Mortgage Research Center, LLC

12/16/2015 Mortgage Lenders of America, LLC

12/03/2015 Nationstar Mortgage LLC

12/08/2015 Montage Mortgage, LLC

12/04/2015 WR Starkey Mortgage, LLP

12/03/2015 Montage Mortgage, LLC

12/16/2015 Quicken Loans Inc.

12/03/2015 United Military Mortgage, LLC

12/03/2015 Homeward Residential, Inc.

12/21/2015 Digital Risk Mortgage Services, LLC

12/03/2015 Homeward Residential, Inc.

12/07/2015 Quicken Loans Inc.

12/15/2015 Quicken Loans Inc.

12/02/2015 Quicken Loans Inc.

12/02/2015 Quicken Loans Inc.

12/30/2015 Movement Mortgage, LLC

12/07/2015 Quicken Loans Inc.

12/02/2015 Quicken Loans Inc.

12/02/2015 Quicken Loans Inc.

12/30/2015 PHH Home Loans, LLC

12/17/2015 Quicken Loans Inc.

MLO Appendix 3 of 11

GRMA# NMLS#

Entity Name

48267 48268 48269 48270 48271 48272 48275 48276 48277 48278 48279 48280 48282 48283 48284 48285 48286 48287 48288 48289 48290 48291 48297 48298 48299 48300 48301 48302 48303 48304 48305 48306 48308 48310 48311 48315

1247495 1237676 1420060 1273405 1376715 1409372 1127385 1424625 1409359 1407387 1295328 15421 1262615 1117478 1228974 488124 1425132 1409240 1409123 1420311 749833 1283552 1228379 1247629 1072793 1387665 198517 1282248 1411040 1231649 1407413 1028826 785587 565680 1275154 1416141

Cindy Louise Bielski Donald Scott Bowersox Ehrich Keith Chick Tiffany Lugene Espie Alek Ryan Franks John Maxwell Frietch Dana Lynn McNabb Neva Michele Schilling Austin Danil Shaw Jonathan Jason Armbrust Anthony John Fontana Tiffany Faith Garrard Alexandria Caitlin Marsh Kory James Nicholoff Elizabeth Patricia Rosepal Abdimajeed Talal Saleh Ashleigh Nicole Stundebeck Shaun Douglas Sturdavant Alexis Elvira-Gayle Williams Katherine Ann Williams Walter Conrad Williams Jeffry Richard Wood Lubna Ashkar Deryk Keith Bomar Carlos Enrique Caceres Elizabeth Eilene Frizzell James Michael Grahek Justin Lee Gustafson Whitney Blair Hazard Corey Leon Higgins Adrian Macias Kevin Michael Malinowski Analise Nicole Navia Daniel Brian Rogers Brian Allen Schmidt Nicholas Amodeo Caravana

License Status
Date

Current Sponsoring Company Name (As of 12/31/2015)

12/03/2015 Quicken Loans Inc.

12/03/2015 Quicken Loans Inc.

12/02/2015 Mortgage Research Center, LLC

12/03/2015 Quicken Loans Inc.

12/03/2015 iFreedom Direct Corporation

12/03/2015 Quicken Loans Inc.

12/03/2015 Quicken Loans Inc.

12/18/2015 Movement Mortgage, LLC

12/03/2015 Quicken Loans Inc.

12/07/2015 loanDepot.com, LLC

12/17/2015 Quicken Loans Inc.

12/10/2015 Century Mortgage Company

12/07/2015 Quicken Loans Inc.

12/07/2015 Quicken Loans Inc.

12/04/2015 Quicken Loans Inc.

12/08/2015 Carrington Mortgage Services, LLC

12/03/2015 Mortgage Research Center, LLC

12/29/2015 Quicken Loans Inc.

12/07/2015 Quicken Loans Inc.

12/30/2015 SWBC Mortgage Corporation

12/18/2015 Quicken Loans Inc.

12/04/2015 Quicken Loans Inc.

12/09/2015 Quicken Loans Inc.

12/04/2015 Quicken Loans Inc.

12/08/2015 Carrington Mortgage Services, LLC

12/04/2015 Quicken Loans Inc.

12/04/2015 Quicken Loans Inc.

12/22/2015 Forthright Funding Corporation

12/08/2015 Carrington Mortgage Services, LLC

12/07/2015 United Military Mortgage, LLC

12/07/2015 loanDepot.com, LLC

12/03/2015 Cardinal Financial Company, Limited Partnership

12/08/2015 Carrington Mortgage Services, LLC

12/30/2015 United Military Mortgage, LLC

12/04/2015 Quicken Loans Inc.

12/10/2015 Homeside Financial, LLC

MLO Appendix 4 of 11

GRMA# NMLS#

Entity Name

48316 48317 48319 48320 48322 48325 48327 48329 48331 48333 48334 48335 48336 48341 48342 48344 48347 48348 48350 48352 48354 48356 48359 48360 48361 48364 48365 48366 48368 48369 48370 48371 48372 48373 48374 48377

1368552 1424328 1398383 1418973 1425880 415683 1135984 666680 1421194 1331737 1408199 1357435 1079874 1416759 1309919 1417086 1272493 1423909 1372978 1001093 1367315 972725 1398850 1312209 1398858 1409030 1403243 478125 1220075 1237697 1408758 1425638 1250986 1237727 648846 1312156

Lisa Marie Cervantes Keri Ann Dyer Tyrone Francis Hines Jr Lisa Michelle Hostetler Paul Vincent LeVota Robert Guy Ward III Shamar Tashawn Allen Craig Ryan Collins Stephen Wyatt Erickson Meghan Elizabeth Hilden Karen May McConnell David Jordan Parker Jason R Pinheiro Saher Bawany Krisztian Bocs Russell Neil Brock Jr Stephen Arthur Elliott Johnathan Harris Floyd Timothy Charles Gates Scott Gregory Heaton Alexander Dean Scheske Naomi Isha Vann Jordan Elliott Abbott Khalid Asad Abuali Hassan Nabil Ajami Michael Aaron Burgher Brendan James Canning Mr. Jeffrey Alan Crabtree Kody Lee David Peter David Elia Jonathan Harry Hartsfield Jeffrey M Johnson Successful Adel Khashola Brandon Lawrence LaCarter Elvis Lazri Leopoldo Olaiz-Saldivar

License Status
Date

Current Sponsoring Company Name (As of 12/31/2015)

12/08/2015 Carrington Mortgage Services, LLC

12/09/2015 Mortgage Research Center, LLC

12/16/2015 Freedom Mortgage Corporation

12/17/2015 Primary Residential Mortgage, Inc.

12/17/2015 Mortgage Lenders of America, LLC

12/14/2015 Atlantic Bay Mortgage Group, L.L.C.

12/18/2015 Cardinal Financial Company, Limited Partnership

12/09/2015 Nationstar Mortgage LLC

12/09/2015 Mortgage Research Center, LLC

12/29/2015 One Reverse Mortgage, LLC

12/29/2015 American Financial Resources, Inc.

12/18/2015 Prospect Mortgage, LLC

12/18/2015 Semper Home Loans, Inc.

12/29/2015 Reverse Mortgage Solutions, Inc.

12/11/2015 Broker Solutions, Inc.

12/10/2015 Reverse Mortgage Solutions, Inc.

12/10/2015 Quicken Loans Inc.

12/14/2015 Homestar Financial Corporation

12/11/2015 Freedom Mortgage Corporation

12/11/2015 Homeward Residential, Inc.

12/29/2015 Quicken Loans Inc.

12/28/2015 Nationstar Mortgage LLC

12/11/2015 Quicken Loans Inc.

12/11/2015 Quicken Loans Inc.

12/11/2015 Quicken Loans Inc.

12/11/2015 Quicken Loans Inc.

12/11/2015 American Financial Resources, Inc.

12/11/2015 Carrington Mortgage Services, LLC

12/29/2015 Quicken Loans Inc.

12/11/2015 Quicken Loans Inc.

12/11/2015 One Reverse Mortgage, LLC

12/11/2015 New Penn Financial, LLC

12/11/2015 Quicken Loans Inc.

12/11/2015 Quicken Loans Inc.

12/11/2015 Carrington Mortgage Services, LLC

12/11/2015 Quicken Loans Inc.

MLO Appendix 5 of 11

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 12/31/2015)

48378 1398598 Dardan Palaska

12/29/2015 One Reverse Mortgage, LLC

48379 1416672 Melissa Alexandra Quinones

12/14/2015 Mortgage Research Center, LLC

48381 1421967 Leigh Denise Slavinski

12/15/2015 Security America Mortgage, Inc.

48384 1237815 Kody Kaitlin Speirs

12/11/2015 Quicken Loans Inc.

48387 1262820 NaTasha Lee Gomez

12/14/2015 Quicken Loans Inc.

48388 1082418 Ryan Michel Goyette

12/29/2015 United Military Mortgage, LLC

48389 1230089 John Anthony Maguire

12/14/2015 Quicken Loans Inc.

48390 1387041 Marnie Nicole Matthews

12/15/2015 Mortgage Research Center, LLC

48391 1391604 Jason Jay Middle

12/11/2015 Selene Finance LP

48392 1273516 Scott Raymond Oberto

12/14/2015 Quicken Loans Inc.

48393 474281 Camille Olson

12/11/2015 Citywide Home Loans, a Utah Corporation

48395 1283479 Gregory Thomas Solman

12/31/2015 Quicken Loans Inc.

48396 1409084 Anthony Michael Torres

12/30/2015 Freedom Mortgage Corporation

48397 172704 David Dwight Win

12/14/2015 Universal Mortgage & Finance, Inc.

48398 1296126 Alexander Scot Yoas

12/14/2015 Quicken Loans Inc.

48403 1104148 Carlos Rahi Becerra

12/15/2015 Nationstar Mortgage LLC

48404 210821 Nicole Johnson Bookout

12/14/2015 Mariner Finance, LLC

48405 1206672 Thomas Edward Boyes Jr

12/18/2015 Ditech Financial LLC

48406 1083267 Andrea Buczkowski

12/22/2015 Freedom Mortgage Corporation

48407 1168786 Scott Andrew Camara

12/15/2015 Quicken Loans Inc.

48408 1247494 Brian Robert Carr

12/15/2015 Quicken Loans Inc.

48409 946426 Kathryn Fitzmaurice

12/14/2015 Mariner Finance, LLC

48410 1116809 Jeffrey Charles Goodman

12/15/2015 Mortgage Research Center, LLC

48411 221278 Jackie W Graham

12/16/2015 First Home Mortgage Corporation

48412 1409396 Joseph Faraj Hanna

12/15/2015 Quicken Loans Inc.

48418 1032090 Ryan Fitzgerald Monahan

12/29/2015 Nationstar Mortgage LLC

48420 1404939 Alexander Paul Nordin

12/14/2015 New Penn Financial, LLC

48423 1429572 Michael Thomas Roe

12/31/2015 First Direct Lending, LLC

48425 457721 Kevin Slade Stanley

12/17/2015 Homestar Financial Corporation

48427 1379807 Coleman Paul Ueltschy

12/16/2015 New Day Financial, LLC

48428 1272583 Cody Clayton Yount

12/15/2015 Quicken Loans Inc.

48430 1289780 Paul Steven Berryman

12/16/2015 New Day Financial, LLC

48432 1375142 Christopher Paul Brady

12/16/2015 New Day Financial, LLC

48434 1375150 Eugene Bernard Davis III

12/29/2015 New Day Financial, LLC

48437 35341

CHRISTOPHER DAVID GREENE 12/18/2015 SecurityNational Mortgage Company

48439 1295268 Dana Christopher Johnson

12/15/2015 Quicken Loans Inc.

MLO Appendix 6 of 11

GRMA# NMLS#

Entity Name

48440 48441 48442 48443 48444 48445 48446 48448 48450 48451 48454 48456 48461 48462 48463 48465 48466 48470 48473 48474 48475 48477 48480 48482 48485 48488 48491 48492 48493 48497 48498 48499 48503 48504 48505 48506

1422216 40222 488367 999038 1404918 1408760 1375173 203704 95025 1015237 1329937 905315 1295378 1273377 1418169 1199092 1351180 17758 1418178 1409500 1329925 1409086 1418174 1418184 1424738 1411756 1264062 1409360 1409234 1237667 1014574 1430853 1428211 1220586 1374111 1400729

ROBERT JAMES KANE JR Daniel J Kraus Catherine Le Scott Daniel Martin Lum Mati Vesa Pallaska Stephen James Poorman William Joseph Rich Elvis Santana Ross Tyler Shaffer Philip Joseph Snyder Carolina Anna Wilkes Alan John Bashi Jozefina Bibashani Jessica Lynne deRivera PAUL SAMIR FARAG Jennifer Lynn Fuller William Jeffrey Jackson Mitchell Christopher Kearns Donald Loren LaFleure Nathan Joseph Majcher Colin John McManimon Carl Christopher Padavano Joshua Eric Swanson William John Britton Marcus Tyler Dowling Kalev Jung Saarna Kyle Joseph Sears Christopher Lee Swauger Michael Olsson Ambrozy Harry Raymond Castilow Lauren Michelle DeLauter John Harris Watkins Megan Day Wright Aaron Michael Boner Kyle Nathan Campbell

License Status
Date

Current Sponsoring Company Name (As of 12/31/2015)

12/29/2015 CrossCountry Mortgage, Inc.

12/15/2015 Churchill Mortgage Corporation

12/15/2015 Nationstar Mortgage LLC

12/15/2015 NATIONS LENDING CORPORATION

12/15/2015 Cardinal Financial Company, Limited Partnership

12/15/2015 One Reverse Mortgage, LLC

12/16/2015 New Day Financial, LLC

12/15/2015 American Neighborhood Mortgage Acceptance Company LLC

12/15/2015 American Financial Resources, Inc.

12/15/2015 Cardinal Financial Company, Limited Partnership

12/29/2015 New Day Financial, LLC

12/30/2015 PHH Home Loans, LLC

12/17/2015 Quicken Loans Inc.

12/17/2015 Quicken Loans Inc.

12/18/2015 Freedom Mortgage Corporation

12/18/2015 Churchill Mortgage Corporation

12/17/2015 Quicken Loans Inc.

12/31/2015 Amerisave Mortgage Corporation

12/31/2015 Freedom Mortgage Corporation

12/17/2015 Quicken Loans Inc.

12/22/2015 New Day Financial, LLC

12/11/2015 Freedom Mortgage Corporation

12/18/2015 Freedom Mortgage Corporation

12/18/2015 Freedom Mortgage Corporation

12/21/2015 Homestar Financial Corporation

12/17/2015 Nationstar Mortgage LLC

12/31/2015 Freedom Mortgage Corporation

12/31/2015 Quicken Loans Inc.

12/31/2015 Quicken Loans Inc.

12/18/2015 Quicken Loans Inc.

12/18/2015 Reverse Mortgages.com, Inc.

12/23/2015 Caliber Home Loans, Inc.

12/22/2015 Angel Oak Home Loans LLC

12/18/2015 Quicken Loans Inc.

12/18/2015 Mortgage Research Center, LLC

12/31/2015 Carrington Mortgage Services, LLC

MLO Appendix 7 of 11

GRMA# NMLS#

Entity Name

48507 48508 48510 48511 48513 48518 48524 48525 48527 48531 48537 48538 48539 48541 48544 48545 48547 48549 48551 48553 48558 48559 48564 48565 48570 48571 48572 48573 48574 48578 48579 48583 48584 48592 48593 48594

915020 262064 1385545 348571 1313019 1420830 1409472 1413563 1416588 1406053 832413 821183 1206589 1432506 1432509 197337 1430196 940847 1076909 1432512 1387466 1261554 90086 1409236 1312313 1429074 1396532 173054 1409446 1429111 1410923 1262807 1220574 1408987 89735 1419029

Christopher I Crenshaw Rita Ann Driscoll Douglas Francisco Hernandez Eric Ernest Horn Nicholas Alan Littrell Steven Marshall Albert Young Garet Sullivan Barry Kimberly Renee Curry Brett J Kerver Cameron Esau Wallace CLAIRE ALEXIS PADGETT Stephanie Martin Steward Steven Thomas Zaleski William Taylor Thomas Boyd John William Doyle William Brewster Evans Jessica Hampton Christopher Bradley Oswald Aurel Pjepi William Richard Scott Jack Harbi Allos Michael John Arcangeli Edward D'Anna Joseph Parick Davey Nicholas Edward Koszewski Paul Yuneho Lee Unique Shantae Lewis Tracey Lynne Lynde Richard Lawrence Maldonado Ryan David Reineck MIchael William Roach Chanttelle Jeanne St.Onge Cutter Oakes Tews Bentzion Belen Gabriel Noel Blythe Brittany Marie Cochiaosue

License Status
Date

Current Sponsoring Company Name (As of 12/31/2015)

12/28/2015 Carrington Mortgage Services, LLC

12/18/2015 Luxury Mortgage Corp.

12/18/2015 Nationstar Mortgage LLC

12/18/2015 Carrington Mortgage Services, LLC

12/18/2015 Mortgage Research Center, LLC

12/18/2015 iFreedom Direct Corporation

12/18/2015 Mortgage Research Center, LLC

12/23/2015 CrossCountry Mortgage, Inc.

12/18/2015 NATIONS LENDING CORPORATION

12/30/2015 CityWorth Mortgage LLC

12/18/2015 Freedom Mortgage Corporation

12/18/2015 Mortgage Research Center, LLC

12/31/2015 Ditech Financial LLC

12/30/2015 New Day Financial, LLC

12/30/2015 New Day Financial, LLC

12/30/2015 Southern Trust Mortgage, LLC

12/23/2015 Homestar Financial Corporation

12/30/2015 Carrington Mortgage Services, LLC

12/30/2015 Carrington Mortgage Services, LLC

12/30/2015 New Day Financial, LLC

12/30/2015 Quicken Loans Inc.

12/30/2015 Quicken Loans Inc.

12/30/2015 Freedom Mortgage Corporation

12/30/2015 Quicken Loans Inc.

12/30/2015 Quicken Loans Inc.

12/30/2015 Quicken Loans Inc.

12/31/2015 Freedom Mortgage Corporation

12/31/2015 Freedom Mortgage Corporation

12/30/2015 Quicken Loans Inc.

12/30/2015 Quicken Loans Inc.

12/30/2015 NATIONS LENDING CORPORATION

12/30/2015 Quicken Loans Inc.

12/30/2015 Quicken Loans Inc.

12/30/2015 Quicken Loans Inc.

12/30/2015 Cardinal Financial Company, Limited Partnership

12/30/2015 Quicken Loans Inc.

MLO Appendix 8 of 11

GRMA# NMLS#

Entity Name

License Status
Date

Current Sponsoring Company Name (As of 12/31/2015)

48597 1159792 Michael Lee Fick II

12/30/2015 Quicken Loans Inc.

48601 1333689 Charles Theodore Meadows III 12/30/2015 Quicken Loans Inc.

48602 1399411 Michael Gerard Mlot

12/31/2015 Quicken Loans Inc.

48608 1262803 Sameer Siddiqui

12/30/2015 Quicken Loans Inc.

48610 1396515 Hychia Troutt

12/31/2015 Freedom Mortgage Corporation

48615 1418279 Andrew David Brown

12/31/2015 Quicken Loans Inc.

48617 1037380 Justin Howard Caruso

12/30/2015 loanDepot.com, LLC

48623 1295942 Angelica Leah Martin

12/31/2015 Quicken Loans Inc.

48626 1409376 Michael Robert Palo

12/31/2015 Quicken Loans Inc.

48635 1032781 Victoria Lynne Parks

12/31/2015 Alliance Financial Resources, LLC

48637 968902 Gillian Elizabeth Rodgers

12/30/2015 Stonegate Mortgage Corporation

48638 1408944 Chez James Santa Maria

12/31/2015 Quicken Loans Inc.

48641 1077424 Michael Victor Yaldoo

12/31/2015 Quicken Loans Inc.

48642 1418361 Preston Anthony Beard

12/31/2015 One Reverse Mortgage, LLC

48643 1408756 Movelette Sharon Edwards

12/31/2015 One Reverse Mortgage, LLC

48644 397532 Kevin Christopher Kennedy-Brand 12/31/2015 Broker Solutions, Inc.

48656 1419000 Anthony Joseph Cangialosi

12/31/2015 Quicken Loans Inc.

48668 1418317 Felicia Marie Massey

12/31/2015 Quicken Loans Inc.

48669 1262625 Alicia Marie McClenathen

12/31/2015 Quicken Loans Inc.

Denied

2

39011 46150

35460 287889

Damion Andrew Balog Jonathan Michael Parrill

12/17/2015 12/17/2015

MLO Appendix 9 of 11

GRMA# NMLS#

Entity Name

Terminated - Surrendered/Cancelled

25042 25089 27730 28394 31144 31458 31940 32564 33637 35279 35428 35441 35533 35719 35888 35906 35960 36027 36303 36324 36822 37183 37417 37532 37806 38039 38507 39006 39083 40260 40898 40990 41352 41673 43450

44241 208597 116216 30051 177423 257841 386410 216860 90165 826806 231964 208289 936013 20123 851429 8847 224326 774614 640484 993542 426215 850522 168984 1027443 845282 147606 1049200 253046 917070 1120270 1023670 150914 1125033 1023590 1192563

Jacob Richard Vehige Carey Mayfield Cox Jasmina Krnjetin Kirk Allen Yates Lindsey Danielle Allen Holly Marie St. Germain Matthew Nelvin Amberson Justin Edward Meier Kerry Lynn Cole Thomas Aloysius Clark Jr William Clifford Dunn III Debra Ann Forssander Matthew Wayne Barker Brian Michael Wolnik John Michael Vartanian John David Lundstrom Jr Salvatore Militello Cheryl Lou Bacon Bridgette Althen Sweet Patrick Michael Decker Kevin Richardson Wade Lisa Marie Billings Jason Warren Thomas Michael Andrew Gajda Luis Alberto Vera Pamela Sue Vroman Todd Steven Griglin Jeffrey Brian Stephenson Donna S Archer Shannon Marie Schaefer Ja Lisia Monique Melendez Mark Jost Amy Ravelo John Michael Glandon Gabriel Eugene Anastasio

License Status
Date
12/28/2015 12/03/2015 12/28/2015 12/28/2015 12/28/2015 12/22/2015 12/07/2015 12/31/2015 12/29/2015 12/29/2015 12/22/2015 12/22/2015 12/22/2015 12/31/2015 12/30/2015 12/28/2015 12/22/2015 12/22/2015 12/31/2015 12/28/2015 12/22/2015 12/02/2015 12/02/2015 12/22/2015 12/29/2015 12/30/2015 12/22/2015 12/31/2015 12/15/2015 12/08/2015 12/29/2015 12/28/2015 12/10/2015 12/09/2015 12/04/2015

Current Sponsoring Company Name (As of 12/31/2015)
49
MLO Appendix 10 of 11

GRMA# NMLS#

Entity Name

43609 43808 44038 44211 44278 44669 44907 45233 45487 45536 45891 46195 47049 47174

999832 1206488 1139969 1241522 874253 1237813 1262804 1201477 1203368 1294935 1289608 1326124 814726 1289359

Sandra Harvey Marshall Travis Wayne Carr Amy Elizabeth Hablitzel Brett Taylor Honeycutt Eyal Tropen Bharat Srivastav Saran Nicholas David Sissen Hugh Angus Harvey Dennis Ray Price II Timothy Ray Oster Darren Matthew Carlyle Maureen Deirdre Miller Avenia Koutsohilis Thressa J. Goodrum

License Status
Date 12/28/2015 12/28/2015 12/30/2015 12/29/2015 12/28/2015 12/28/2015 12/28/2015 12/29/2015 12/08/2015 12/04/2015 12/16/2015 12/02/2015 12/31/2015 12/29/2015

Current Sponsoring Company Name (As of 12/31/2015)

MLO Appendix 11 of 11