Monthly mortgage summary, Sept. 2014

Monthly Mortgage Summary

Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division
Monthly Summary of Mortgage Activities for the Period Ending September 2014

Inside this Issue:
Streamlined 2 Renewals--
Mortgage Companies
Streamlined 3 Renewals-- Mortgage Loan Originators
Mortgage Renewal 4 Fees
Is Your E-Mail 4 Address Correct?
Mortgage License 4 Expiration
Mortgage Call 4 Report Reminder
Administrative 5 Actions
License Denials 5
Fine Information 5
Licenses Approved 6 or Reinstated
Licenses Revoked, 7 Withdrawn,
Suspended or Surrendered
Contact 11 Information

Georgia's Mortgage Renewal Checklist
Georgia's mortgage license renewal checklist has been posted to the NMLS Resource Center. Please review the checklist for information on the requirements to renew your license. To avoid a late fee, please renew between November 1 and December 1, 2014.
Georgia Renewal Checklist Link
To complete a renewal request you must continue to meet all licensing requirements of the Georgia Residential Mortgage Act, O.C.G.A. 7-1-1000, et seq. If you still meet these requirements, attest to that fact and submit a renewal request through NMLS. Click the Annual Renewal link on the home page of the NMLS Resource Center to get started. If you have any questions about renewing your Georgia mortgage license(s) through NMLS between November 1, 2014, and December 1, 2014, please email: renewal@dbf.state.ga.us.

2015 Mortgage License/Registration Renewal Timeline
All state-licensed individuals and companies holding a Mortgage Loan Originator, Broker or Lender License or Registration must submit a renewal request through NMLS starting November 1st if they wish to retain their license to conduct business in Georgia in 2015.

CE Deadline Renewal Period Begins Renewal Period Ends

10/31/14 Broker Licensees and MLOs 11/1/14 12/1/14

Late Renewal Begins

12/2/14

Late Renewal Application Fee--$100 (MLO) and $300 (Company)

Late Renewal Ends

12/31/14

License and Registration Expiration

1/1/15

Expired licensees and registrants must re-apply for licensure or registration to be reinstated.

"Safeguarding Georgia's Financial Services"

Page 2

September 2014

Streamlined Renewals--Mortgage Company Licensees, Registrations & Branches
All companies holding a Mortgage Broker/Processor or Lender License or Registration in Georgia must submit a renewal request through NMLS between November 1st and December 1, 2014. The NMLS Streamlined Renewal Process allows your company to conveniently manage the renewal of company, branch, and sponsored mortgage loan originator (MLO) licenses through your organization's NMLS account.
Actions Required: Records must be up to date at time of renewal. Amendments to license information CANNOT be made through the renewal feature. If you need to make changes to a company, branch, or individual record before you can attest to its accuracy for renewal, this must be done prior to submitting a renewal request through the Filing tab. It is strongly recommended that you submit updates immediately to allow sufficient time for review. Additionally, you should review license statuses and confirm that there are no outstanding license items that need to be cleared.
Mortgage Broker Licensees Only--The Broker CE deadline is October 31, 2014. Please refer to the email you received from the Department with instructions on how to report your CE's. The Department will prevent from renewing any Broker Licensee that has failed to report their CE's.
NOTE: Waiting until November or December to submit amendments and/or clear outstanding license items will delay approval of your renewal request.
Easy Steps for Renewal:
Continue to meet all licensing requirements of the Georgia Residential Mortgage Act. The requirements for renewal are listed on the Georgia Renewal checklist located on the NMLS Resource pages.
If your company continues to meet these requirements: Attest to that fact and submit a renewal request through NMLS
Pay the required statutory license renewal fees and NMLS transaction fees (see fee information below).
Click the Annual Renewal link on the home page of the NMLS Resource Center. If you have any questions about renewing your Georgia mortgage license(s) through NMLS please email: renewal@dbf.state.ga.us.
Mortgage Call Report: Your company's Mortgage Call Report (MCR) must be submitted through NMLS for the appropriate quarter(s). Georgia created MCR license items will prevent approval of your renewal application.
Attestation Company and Individual: Companies may log onto the NMLS website and complete the attestation process and request renewal starting November 1st. Attestation is a company's legal certification that: (i) company and branch NMLS records are up to date, (ii) renewal requirements have been satisfied, and (iii) the company meets all license renewal eligibility requirements. Companies are required to complete an attestation pertaining to company and branch renewal requests selected for submission each time the Company Renewals Cart is submitted.
NOTE: Companies cannot attest to an individual's MLO license. All licensed individuals MUST log-in to their NMLS account and attest to their personal license information and compliance with renewal requirements for each regulator before a renewal request can be submitted. Once attestation is complete, either the individual MLO or the sponsoring company can submit a renewal request for the license.
Control Persons (Form MU2) do not need to attest to their record as part of a company's renewal submission.
Renewing Sponsored MLOs: If your company will be submitting and paying the renewal request for sponsored MLOs, you can submit the request(s) through the Renewal tab in NMLS, as well. The individual must first attest that they continue to meet all licensing requirements including all continuing education requirements and that their record is up to date before you can request renewal of their license.

September 2014

Page 3

Streamlined Renewal--Mortgage Loan Originators
All state-licensed individuals holding a Georgia Mortgage Loan Originator License must renew their license through NMLS starting November 1, 2014 if they wish to retain their license to conduct business in Georgia in 2015.
Records must be up to date at time of renewal. Amendments to your record CANNOT be made through the renewal feature. If you need to make changes to your record before you can attest to its accuracy, we strongly recommend submitting any necessary updates through the Filing tab immediately to allow sufficient time for the review of changes prior to renewal. In addition, you may wish to review your status and confirm that you have no outstanding license items that need to be cleared.
NOTE: Waiting until November or December to submit amendments and/or clear outstanding license items will delay the approval of your renewal request.
NMLS 2015 Streamlined Renewal Process
Renewal Requirements: To complete a renewal request, you must continue to meet all licensing standards for Georgia. The requirements for renewal are listed on the Georgia Renewal checklist located on the NMLS Resource pages. Click the Annual Renewal link on the home page of the NMLS Resource Center for more information. If you have any questions about renewing your Georgia mortgage license(s) through NMLS please email: renewal@dbf.state.ga.us.
Attestation and Renewal Request Submission: Starting November 1st, you must log-in to your NMLS account and attest to your record. Attestation is your legal certification that: (i) your NMLS record is up-to-date, (ii) renewal requirements have been completed, and (iii) you meet all renewal eligibility requirements. Once attested, either you or your sponsoring company can submit your renewal request.
Credit Report Authorization: You must authorize a credit report at the time of submitting your renewal request. Even if you already authorized a credit report at the time of licensure, you must do so again prior to renewal. Georgia will accept a credit report requested within the 90 days preceding your renewal request.
If you have requested a credit report during the renewal period for Georgia or another state during that time period no further action is required. If you have not requested a credit report within the past 90 days, you must make a credit report request through the Filings Tab (Individual (MU4) Credit Report Request Guide). The fee for a credit report charged by NMLS is $15. Renewal applications will be considered incomplete without a recent credit report (within the past 90 days).
Continuing Education: All renewing MLO's must complete 8 hours of continuing education (CE), including 1 GA elective hour, by October 31, 2014, unless the required 20 hours of PE was completed in 2014 (this deadline may be earlier than other states in which you are licensed). CE's will be reported by the education providers through NMLS. No separate reporting is required. The Department will assess a $100 late fee if the CE requirement is not met by October 31, 2014; the late CE fee is required as part of the renewal application. Licensees that have not met the CE requirements will be prevented from submitting renewal requests. Renewal applications with unpaid late CE fees will be considered incomplete. For information on available courses, see the Professional Standards section of the NMLS Resource Center.

COMMONLY USED ACRONYMS

CE -- Continuing Education Department -- Ga. Department of Banking and Finance GRMA -- Georgia Residential Mortgage Act MCR -- Mortgage Call Report

MLO -- Mortgage Loan Originator NMLS or NMLSR -- Nationwide Mortgage Licensing System & Registry
O.C.G.A. -- Official Code of Georgia Annotated

Page 4

September 2014

Mortgage Renewal Fees

Mortgage Broker/Processor License or Registration $500 annual license fee including NMLS processing fee

Mortgage Lender License or Registration

$1000 annual license fee including NMLS processing fee

Mortgage Branch Approval

$20 NMLS processing fee

Mortgage Loan Originator

$100 annual license fee plus $30 NMLS processing fee (MLOs may also be required to pay $15 to authorize a credit report)

These fees must be paid electronically through NMLS upon submission of the license renewal request. Requests
must be submitted by December 1, 2014 for a timely renewal. Renewal requests submitted on or after December 2nd will be considered late and will be subject to an additional $300 (Company Licensees and Registrations) or
$100 (MLO) late renewal application fee that will be invoiced through NMLS.

Is Your E-Mail Address Correct in NMLS?
Licensees must keep their e-mail addresses updated on the NMLS at all times -- MU1 filings for companies and MU4 filings for individuals. Essentially all communication from our Department is through e-mail. If your e-mail address is not correct in the NMLS, you may miss valuable information that could adversely affect your license. The Department is not responsible for any missed communications if your e-mail address is not correct or if you have set our e-mail addresses to go to junk/spam or trash.

Mortgage License Expiration
Georgia expires all licensees, registrations and branches that have not submitted a complete renewal application by December 31, 2014.
NMLS WILL NOT ACCEPT RENEWAL SUBMISSIONS AFTER MIDNIGHT (12:00AM) EST on December 31, 2014. Please note the time zone difference of your location.
Licensees who submit a complete renewal application will remain in an Approved status until a decision has been made on the renewal application.

Mortgage Call Report Reminder
This is a reminder that the Mortgage Call Report ("MCR") required by O.C.G.A. 7-1-1004.1 is due within 45 days of the end of every calendar quarter. Third quarter data (July 1 September 30, 2014) must be filed through the NMLSR by November 14, 2014. Companies that fail to file quarterly MCRs prior to the deadline will be assessed a fine and may subject their Georgia license to revocation. Failure to file a timely MCR will also delay the processing of your renewal application. For more information about the requirements surrounding the MCR, please refer to the NMLSR website at: http://mortgage.nationwidelicensingsystem.org/slr/common/mcr/Pages/default.aspx

September 2014

Page 5

ADMINISTRATIVE ACTIONS
Cease and Desist Orders Which Became Final
Crosby, Christopher Darren, Atlanta, GA - Order to Cease and Desist issued 04/07/2011 became final
09/12/2014.

Consent Orders Which Became Final
Sewell, Robert Taylor, Wilmington, NC (license# 33286) - Consent Order issued 09/09/2014 became final
09/09/2014.
Sun West Mortgage Company, Inc., Cerritos, CA (license# 22591) - Consent Order issued 09/18/2014
became final 09/18/2014.

Mortgage Loan Originator License Denials

NMLS# 58092
1071593 113478 231902 232673 6596 191975 348994 908089

CODE OD OD OD OD OD OD OD OD OD

NAME David Leroy Beaver, Jr. Ryan Paul Healy kendall raymond soublet Jeffery Lynn Morelock Jason Charles Myers Cameron Crutchfield Duncan Christopher Stanziale, Jr. Michael Salvatore Maggio Stuart Jeff Marler

Total

9

CITY Tempe Tempe charlotte Harvest Mt. Pleasant Coventry Long Branch Perry Hall Chandler

ST

DENIED

AZ 09/04/2014

AZ 09/04/2014

NC 09/09/2014

AL 09/09/2014

SC 09/09/2014

RI 09/30/2014

NJ 09/30/2014

MD 09/30/2014

AZ 09/30/2014

Fine Information

FINE REASON AND COUNT

2 Fines for Books and Records 2 Fines for Background Checks 1 Fine for Failure to Report Violations/Discharges

1 Fine for Change in Management 1 Fine for doing Business w/Unlicensed Entity 2 Fines for Loan Files not Properly Maintained

Page 6

September 2014

MORTGAGE BROKERS, PROCESSORS, LENDERS AND REGISTRANTS APPROVED OR REINSTATED IN SEPTEMBER 2014

GRMA# NMLS# CODE NAME

18734 166782 B Sean M. Perren

20342 3147

L Allen Mortgage, LC

22604 1838

L Watermark Capital, Inc. (California)

23168 3051

B Vertex Financial Group, Inc.

43128 1081880 B James Christropher Gemes, Jr.

43209 53112

L JMAC Lending, Inc.

43069 346792 B Absolute Home Loan Services, LLC

43189 897816 L Arcadia Home Loans, LLC

43097 1205254 L DayMark Financial Acceptance, LLC

43098 1205245 L Daymark Asset Funding, Inc.

43303 1205248 L Daymark Asset Servicing, LLC

43218 42056

L Geneva Financial, LLC

43144 1006977 B Integrity First Lending LLC

42980 12072

L Skyline Financial Corp

ORIGINAL

UPGRADE /

CITY

ST APPROVAL REINSTATED DOWNGRADE

Marietta

GA 10/03/2003 09/16/2014

Centennial Park AZ 06/24/2005 09/22/2014

Irvine

CA 07/24/2007 09/29/2014 09/29/2014

Highlands Ranch CO 03/07/2008 09/30/2014

COLUMBUS

GA 09/04/2014

Irvine

CA 09/10/2014

Orlando

FL 09/15/2014

Grandville

MI 09/17/2014

Jacksonville

FL 09/23/2014

Jacksonville

FL 09/23/2014

Jacksonville

FL 09/23/2014

Tempe

AZ 09/23/2014

South Jordan UT 09/26/2014

Calabasas

CA 09/30/2014

Total 14

MORTGAGE LOAN ORIGINATOR LICENSES APPROVED OR REINSTATED IN SEPTEMBER 2014
A total of 212 MLO licenses were approved during the month, including 30 reinstated licenses and 182 new license approvals. A separate document is provided on the Department's website for licenses approved in September 2014: http://dbf.georgia.gov/documents/september-2014-mortgage-loan-originator-license-approvals

HOLIDAY CLOSING
This is a reminder that the Department will be closed on Monday, October 13th for Columbus Day.

September 2014

Page 7

MORTGAGE BROKER AND LENDER LICENSEES/REGISTRANTS REVOKED, WITHDRAWN OR SURRENDERED IN SEPTEMBER 2014

GRMA# NMLS# CODE NAME 31731 2140 LD Greenlight Financial Services 22591 3277 LD Sun West Mortgage Company, Inc.

23635 32985 19536

49636 239349 156193

LD RoundPoint Mortgage Company LD Ikon Financial Group, LLC BD Triumph Mortgage Advisors, Inc.

13571 170679 BD Reliable Mortgage Funding Corporation

Total

6

CITY Irvine Cerritos

ST REVOKED WITHDRAWN SURRENDERED

CA 09/18/2014

CA

09/18/2014

Charlotte NC Isle of Palms SC Woodstock GA

09/18/2014 09/19/2014 09/25/2014

Duluth

GA

09/25/2014

1

4

1

MORTGAGE LOAN ORIGINATOR LICENSEES REVOKED, WITHDRAWN, SURRENDERED OR SUSPENDED IN SEPTEMBER 2014

GRMA# NMLS# CODE NAME

25304 162397 OD Christopher Darren Crosby

33286 96045 OD Robert Taylor Sewell

26628 150901 OD Raymond J. Garrison, Jr.

40118 1118879 OD Jennilee Santiago

41048 1152131 OD Anthony William Jaremko

41636 184942 OD Debra Lynn Maxey

31769 373540 OD Richard Francis Schmid, Jr.

32004 389574 OD Mark Edward Sekel

37911 843121 OD Megan Rae Bissell

34406 880607 OD Alysa Marie Paz

40634 1080048 OD Stephen Craig Williams, II

41166 261936 OD Bobbye Jane Englehardt

41419 315054 OD Wesley Haynes

38119 377707 OD Michael William Kristoff

38120 379253 OD Nicholas Michael Kristoff

41805 1123890 OD Rachel Menerva Nichols

38590 246919 OD Broc Michael Copier

34574 888651 OD Patrick Timothy Powell

41552 1164383 OD Lewis Nadler

35111 913636 OD Chase Elliott Peregrym

42342 1054507 OD Darla Denise Mathy

42475 1107764 OD Scott Joseph Tousignant

42487 1178095 OD Kevin William Philipp

40143 324385 OD Ilyssa Kate Madsen

32104 351073 OD Kareem Anthony Josey

34590 781697 OD Arturo Adrian Donzella

38378 1053989 OD David Joseph Burnett

39619 1074357 OD Timothy Michael Karson

42055 1108938 OD Elliot Ronald Long

42207 1179578 OD Anna Victoria Brantley

38400 274217 OD Chad Alan Somerville

42581 1184352 OD Chelsea Azona Blake

33839 843886 OD Gail L. Phillips

40680 1037650 OD Ronald J. Rich

42292 1086573 OD Michael Yahseen Althahabe

40622 1120727 OD Jamie Lea Webster

27554 6073

OD Eric Reque

28522 30425 OD Adam Kresch

CITY Atlanta Wilmington Suwanee Snellville Anna Joshua Cinnaminson Marlton Huntsville Farmington Hills Mansfield Apopka Tampa Hilton Head Island Hardeeville Dallas sandy Jacksonville Suwanee Scottsdale Detroit Clinton Twp Cleveland Louisville columbus Gilbert Detroit Denver Ann Arbor Southlake Olathe Golden Elberton Wilton Manors Hamtramck Mound City Marietta Farmington Hills

ST REVOKED GA 9/12/14 NC GA GA TX TX NJ NJ AL MI TX FL FL SC SC TX UT FL GA AZ MI MI OH KY OH AZ MI CO MI TX KS CO GA FL MI MO GA MI

WITHDRAWN
9/3/14 9/3/14 9/3/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/5/14 9/5/14 9/5/14 9/5/14 9/5/14 9/8/14 9/8/14 9/8/14 9/9/14 9/9/14 9/9/14 9/9/14 9/11/14 9/11/14 9/11/14 9/11/14 9/11/14 9/11/14 9/11/14 9/15/14 9/15/14 9/16/14 9/16/14 9/16/14 9/16/14 9/17/14 9/17/14

SURRENDERED 9/9/14

SUSPENDED

Page 8

September 2014

MORTGAGE LOAN ORIGINATOR LICENSEES REVOKED, WITHDRAWN, SURRENDERED OR SUSPENDED IN SEPTEMBER 2014

GRMA# NMLS# CODE NAME

25395 213705 OD Victor L. Higbee

27360 229470 OD Ada Mae Brown

25166 257956 OD David William Perless

40840 385421 OD James Nathan Lawrence

36265 964489 OD Eric Anthony Merrell

37967 1035166 OD William Casey Maddox

41932 1126708 OD Deborah Childs Scarbrough

38820 1066155 OD Laura Beth Pisowicz

27144 13584 OD Melinda A. Wilson

28532 31230 OD Richard J. Rathburn, Jr.

27419 35157 OD Todd Lange

30668 88661 OD Rahim Sultan Ali

29283 278759 OD Guillermo Orlando Velarde

31121 351160 OD William Damon Rowe

40350 380204 OD Jonathan Callahan Harriman

35727 587704 OD Nicholas Emanuel Georgilas

40677 1116258 OD Lori Ann MacDonell

25267 4878

OD David Arthur Bancroft

26328 149600 OD Stacey Gordon Aspinwall

33119 829094 OD Donald Samuel Littleton

41125 1087047 OD David Edward Goniwika, Jr.

25052 42982 OD Ryan Scott Bray

36588 135688 OD Kimberly Michelle Sivernell

36093 351085 OD Thomas Michael Wilson

24502 68662 OD Adam Benton Lane

25313 170855 OD Vonda Henry

37033 172696 OD Mizan Ali-Khabir

41930 344709 OD GURPREET SINGH PAHWA

36750 364748 OD Jason Eugene Lyon

31935 390109 OD Angela Kil Pratt

37390 812698 OD DAVID WALTER KALTENRIEDER

34168 813567 OD Logan Roarke Fitzpatrick

37385 870730 OD Michael Reed Carson, Jr.

34509 871686 OD Glenn William Morrison

28116 30403 OD Eric Wecker

37919 200598 OD Barbara J. Lanis

37239 440661 OD Kenneth Gene Chowins, Jr.

33435 643683 OD Sashagaye Yaneka Mikutowicz

38509 145305 OD Connie King Hedrick

30327 271028 OD April Marzilli

33160 775436 OD Peter Marcus Varano

41253 119364 OD Jeffrey Allen Moss

38209 262446 OD Jose Garza, II

38573 828710 OD Theresa Susan Diedrich

37146 171463 OD Jeffrey Lee Fair

38302 217979 OD Eileen Pruitt

37742 335496 OD Roger Hakim

36891 357809 OD Randolph Paul Teakell

36672 373045 OD Tyler Lee Hembree

36051 387222 OD Robert Owen Neighbours, IV

36650 440905 OD Gerald Robert Howard, Jr.

36311 552569 OD Jeffrey Mark Kremer

38548 588404 OD Branden Edward Lawson

CITY Suwanee Snellville Davie Cuyahoga Falls Woodhaven Hoschton Chattanooga Indianapolis Corryton Roseville Woodstock Irvine Dunwoody Denton Elkridge Frederick Hilton Head Island San Clemente Jesup Clarksville Brownstown Columbia Fort Worth Ledgewood Mooresville Atlanta Smyrna LAKEWOOD Laguna Niguel Jacksonville Chesterfield Ferndale Macon Farmington Wixom Bartlett Spring Hill st. louis Troutman Rocky Hill Detroit Fort Mill San Tan Valley Dearborn Heights Corinth NORTH AURORA Glendale Heights Celina Irving Windsor Locks Dallas Chanhasaen Little Elm

ST REVOKED GA GA FL OH MI GA TN IN TN MI GA CA GA TX MD MD SC CA GA MD MI MO TX NJ NC GA GA CA CA FL MO MI GA MI MI IL KS MO NC CT MI SC AZ MI TX IL IL TX TX CT TX MN TX

WITHDRAWN 9/17/14 9/17/14 9/17/14 9/17/14 9/17/14 9/17/14 9/17/14 9/18/14 9/19/14 9/19/14 9/19/14 9/19/14 9/19/14 9/19/14 9/19/14 9/19/14 9/19/14 9/22/14 9/22/14 9/22/14 9/22/14 9/23/14 9/23/14 9/23/14 9/25/14 9/25/14 9/25/14 9/25/14 9/25/14 9/25/14 9/25/14 9/25/14 9/25/14 9/25/14 9/26/14 9/26/14 9/26/14 9/26/14 9/29/14 9/29/14 9/29/14 9/30/14 9/30/14 9/30/14

SURRENDERED

SUSPENDED
9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14

September 2014

Page 9

MORTGAGE LOAN ORIGINATOR LICENSEES REVOKED, WITHDRAWN, SURRENDERED OR SUSPENDED IN SEPTEMBER 2014

GRMA# NMLS# CODE NAME

33686 629977 OD Tim Dibona

37229 653695 OD Brook Benning Schley

33468 813659 OD Michael Patrick McFarland

33460 824856 OD Shannon Marie Herrera

39569 827774 OD Dat Bach Truong

37786 860357 OD Josh Conrad Holubz

34882 861220 OD Ryan Justin Lopez

35928 926723 OD Elijah Clayton Williams

35032 927820 OD Emily Miner

36789 951136 OD Charles Lafayette Turner

36337 971641 OD Roman Milo Mastrogiacomo

36782 1001356 OD Alicia Michele Irby

36621 1012376 OD Matthew Scott Rickett

37691 1012465 OD Travis Lee Mauldin

37743 1012550 OD Michael L. Hoang

37243 1018462 OD William Robert Haskin

37209 1027875 OD Thomas Patrick Murphy

37389 1036196 OD Francis Joseph Gorman

40750 1037594 OD Christopher Allen Lozen

37616 1042652 OD Brian Alexander Young

38670 1050389 OD Robert Douglas Jay

39118 1055330 OD Eric Jason Jacobs

38127 1066012 OD James Thomas Myers

37695 1025834 OD Derek Foster Park

39851 8955

OD Bryan Parks Wilson

41568 166550 OD Matthew Ryan Corbett

40685 169127 OD Demetria Shennee Bethea

40065 172123 OD Howell Allen Hammond, Jr.

41638 191881 OD Thomas Ryan Miller

41348 195177 OD Kaveh Saffari

41182 213427 OD Robert Skrzypczynski

41733 225012 OD James Michael Cecil

39847 225565 OD Timothy C. Keating

42148 290125 OD Allan Christopher Austin

39844 387893 OD iris johanna colon-lantz

41062 457091 OD Kasra Haririan

41737 460649 OD Mark Fischer

40551 756529 OD Gregory D. Skillett

40599 838737 OD Samraa Wijdan Luqman

42375 863255 OD Jeffrey Thomas Kenney

40055 970527 OD KENNETH JOSEPH MICHIN, JR

40561 996365 OD Michael Adam McCarthy

41633 999015 OD Ryan Paul Lammers

42016 1023443 OD Dante Ephriam Dunn

41644 1023830 OD Kira Nichole Russo

41764 1035207 OD Jana Christine Young

41681 1037609 OD Ryan Glenn McCreight

41463 1037712 OD Dominique Sherrer

41822 1049074 OD Sean Frederick Gremmer

41333 1054623 OD Emily Anne Rucki

CITY Tempe Chaska Tempe Dallas Irvine Dallas Northville Livonia Northville Detroit Marlton Hurst Sterling Heights Arlington Grand Prairie Jacksonville Smyrna MARLTON Clinton Township Danville Charlotte Scottsdale Bend Weatherford Aliso Viejo Louisville Atlanta Cornelius Florence Irvine arnold Lutherville/Timonium Chicago Columbia Sanford Birmingham Baltimore Lenexa Phoenix Gilbert Warwick Coppell Rockwood Flint St. Clair Shores Cary Howell Detroit Carrollton Lakewood

ST REVOKED AZ MN AZ TX CA GA MI MI MI MI NJ TX MI TX TX FL GA NJ MI IN NC AZ OR TX CA KY GA NC SC CA MO MD IL SC FL AL MD KS AZ AZ RI TX MI MI MI NC MI MI TX OH

WITHDRAWN

SURRENDERED

SUSPENDED 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/4/14 9/8/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14

Page 10

September 2014

MORTGAGE LOAN ORIGINATOR LICENSEES REVOKED, WITHDRAWN, SURRENDERED OR SUSPENDED IN SEPTEMBER 2014

GRMA# NMLS# CODE NAME 39878 1058852 OD Anthony Peter Condas 41117 1065416 OD Anthony Donald Couwlier 42400 1067439 OD Arnaud Lemyze-Young 41745 1070710 OD Benjamin David Stewart 41438 1071699 OD Christopher Kent Drummond 42051 1077012 OD Grant Archibald Henning 41363 1087121 OD Brian Matthew Lennen 41550 1087870 OD Nicole Marchesi 39811 1091089 OD Emily Turek Panone 41781 1093760 OD Austin Jay Bradshaw 40981 1096252 OD Max Vincent Rickis 41452 1096935 OD Larry Edward Dunn 41554 1097345 OD David John Owens 40010 1104737 OD Aaron Christopher Williams 41161 1107517 OD David Andrew Twigg 40694 1113889 OD Gabrielle Elizabeth Gray 40246 1116618 OD Hien Ai Luong 41773 1117401 OD Nicholas George Lutz 42140 1117510 OD Brian Paul Poirier 41271 1123684 OD Scott Eduardo Hoegg 40411 1126784 OD Sheila Renee Kemp 40578 1135900 OD Andrew Russell Pipitone 40712 1136197 OD CHRISTINE MICHELLE LAUREN CANUP 40647 1136454 OD Gretchen Anne Trower 41684 1147957 OD Ryan Vincent McMahon 41097 1149053 OD Evan Charles Beltinck 41175 1149340 OD Jonathan Eduardo Mares Eguia 41169 1149612 OD Gonzalo Jimenez-Castell 42122 1155602 OD ROBERT JAMES REINTJES, III 41534 1159946 OD Ryan Mcneal Shade 41779 1160222 OD Aubrie Christen Robin Appel 41326 1162174 OD Gregory Charles Heiser 41796 1165884 OD Tara Lee Brunswick 42069 1174041 OD Courtney Anne Day 42235 1185440 OD Jovan Beauford Turner
Total 176

CITY West Jordan Warren Ellicott City Cleveland Stone Mountain Fountain Hills Gibraltar Walled Lake Madison Heights Lewisville Bristol Garland Detroit Sicklerville Waterford Kansas City Arlington South Lyon Phoenix Cockeysville Columbia Baltimore Concord Columbia Olney Fort Gratiot Detroit Lincoln Park Baltimore Farmington Hills Algonquin Winter Park Pendleton South Windsor Baltimore

ST REVOKED UT MI MD TN GA AZ MI MI MI TX CT TX MI NJ MI MO VA MI AZ MD MO MD NC MO MD MI MI MI MD MI IL FL IN CT MD

WITHDRAWN

SURRENDERED

SUSPENDED 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14 9/18/14

1

80

1

94

September 2014
Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, Georgia 30341-5565
Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655
Email: dbfmort@dbf.state.ga.us

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The Department is the state agency that regulates and examines banks, credit unions, and trust companies chartered by the State. The Department also has regulatory and/or licensing authority over mortgage brokers/processors, lenders and loan originators, money service businesses, international banking organizations, and bank holding companies
conducting business in Georgia.
Our MISSION is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision.
Our VISION is to be the best financial services industry regulator in the country Progressive. Proactive. Service-Oriented.

We're on the Web! dbf.georgia.gov

Sign-up to Receive this Publication
This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Mortgage Summary.
If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary" in the Subject line.