Monthly mortgage summary, Aug. 2012

Monthly Mortgage Summary

Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division
Monthly SummMoanrtyhloyfSuMmomrtagryagoef MAocrttigvaigteieAsctfivoirtieths eforPethreioPderEionddEinndginAguAgpursilt 2200017 2

Inside this Issue:
Continuing 2 Education Requirements for 2013 License
Renewal
Changes in 2 Requirements and
Method for Reporting Continuing Education to the Department
Department Issues 3 Proposed
Rulemaking and Provides
Opportunity to Comment
Administrative 3 Actions
Fine Information 4
Licenses 4 Revoked, Withdrawn or
Expired
Licenses Approved 5 or Reinstated
Contact 11 Information

Continuing Education Requirements for 2013 License Renewal: Reminder to Mortgage Loan Originators and
Mortgage Brokers / Processors
On or before October 31, 2012, mortgage loan originators ("MLOs") and mortgage brokers / processors must obtain 8 hours of continuing education to renew their licenses for 2013.
Mortgage brokers / processors and MLOs approved for licensure that obtained their pre -licensing education in 2012 DO NOT have to obtain continuing education for the 2013 license renewal.
Continuing education obtained by MLOs for license renewal must be:
taken for the required number of hours in the following areas of study: 3 hours in federal law and regulations: 2 hours in ethics, which shall include instruction on fraud, consumer protection and fair lending issues; 2 hours in training related to lending standards for the nontraditional loan product marketplace; and 1 hour in coursework that covers changes made to the Georgia Residential Mortgage Act, O.C.G.A. 7-1-1000, and its corresponding regulations.
approved by the Nationwide Mortgage Licensing System and Registry ("NMLSR") and offered by an authorized person or entity;
taken in a classroom setting or on-line; and
acquired on January 1, 2012, through October 31, 2012.
Similarly, mortgage brokers / processors licensed by the Department must obtain 8 hours of approved continuing education between January 1, 2012, through October 31, 2012. Mortgage brokers also licensed as mortgage loan originators are only required to obtain 8 hours of continuing education in the areas designated above.

(Continued on page 2)

"Safeguarding Georgia's Financial Services"

Page 2

August 2012

Continuing Education Requirements for 2013 License Renewal: Reminder to Mortgage Loan Originators and Mortgage Brokers / Processors
(Continued from page 1)
Mortgage brokers / processors that are not licensed as mortgage loan originators must obtain a minimum of 8 hours of continuing education in areas that include the mortgage brokering process; federal mortgage law, rules, and regulations; Georgia residential mortgage law, rules and regulations; mortgage loan applications and required supporting documentation; fraud; ethics; and/or any other topic pertinent to the operation of a mortgage brokering business in Georgia. At least 1 hour of continuing education must be obtained in coursework that is concentrated on fraud detection and prevention.
To find out when and where necessary course work will be offered to satisfy Georgia's continuing education requirements, mortgage licensees should visit the NMLSR website at http://mortgage.nationwidelicensingsystem.org/profreq/education/Pages/default.aspx.

Changes in Requirements and Method for Reporting Continuing Education (CE) to the Department
Unlike last year, Georgia-licensed MLOs WILL NOT have to login to the Department's secure website to report their 2012 CE courses. The NMLSR now has the capability of generating a report that will allow the Department to verify compliance with Georgia-specific CE requirements.
However, Georgia licensed or registered mortgage brokers and processors will still need to report their CE courses to the Department since this information is not captured in the NMLSR. The Department will be utilizing a web-based survey to capture CE course information for mortgage brokers / processors. In addition, if a mortgage broker / processor is also a MLO, that information will be requested in the survey and the mortgage broker's / processor's CE information associated with his/her MLO license in the NMLSR will be utilized.
Stay tuned for more detailed information about the new CE survey process in the September 2012 issue of the Department's Monthly Mortgage Summary.

August 2012

Page 3

Department Issues Proposed Rulemaking and Provides Opportunity to Comment
On August 14, 2012, pursuant to the provisions of the Georgia Administrative Procedures Act, Official Code of Georgia Annotated (O.C.G.A.) Chapter 50-13 and by authority of O.C.G.A. 7-1-61, O.C.G.A. 7-1-663; O.C.G.A. 7-1-1012, and other cited statutes, the Georgia Department of Banking and Finance (Department) gave notice of its intent to adopt new and amended rules. The proposed changes are in part responsive to law changes during the 2012 legislative session. Comments to the Department must be received by the close of business Monday, September 17, 2012.
You may view or download the Proposed Rules from our website under Related Files on the Laws and Regulations page (http://dbf.georgia.gov/laws-and-regulations) or directly from http://dbf.georgia.gov/sites/dbf.georgia.gov/files/related_files/site_page/DBFProposedRulemaking_8-14-2012.pdf

ADMINISTRATIVE ACTIONS
Cease and Desist Orders Which Became Final
Attary, Amir, Ann Arbor, MI - Order to Cease and Desist issued 07/20/2012 became final 08/27/2012.
Davis, Cyrus, Marietta, GA - Order to Cease and Desist issued 07/26/2012 became final 08/27/2012.
Franchi, Antonio Joseph, Ann Arbor, MI - Order to Cease and Desist issued 07/20/2012 became final 08/27/2012.
Kaplan, Elliot Mark, Oakland Park, FL - Order to Cease and Desist issued 07/20/2012 became final 08/27/2012.
Kirkland, Linda, Marietta, GA - Order to Cease and Desist issued 07/26/2012 became final 08/27/2012.
Legacy Holding Group, San Francisco, CA - Order to Cease and Desist issued 04/10/2012 became final 08/20/2012.
O'Neil, Scott, individually, and DBA SCS Private Funding DBA Secure Cash Systems, Marietta, GA Order to Cease and Desist issued 07/26/2012 became final 08/28/2012.
Secure Cash Systems, LLC dba SCS Private Funding, Smyrna, GA - Order to Cease and Desist issued 07/26/2012 became final 08/28/2012.
Simpac Lending LLC DBA My Resource Pro, Santa Rosa, CA - Order to Cease and Desist issued 07/25/2012 became final 08/27/2012.
United Financial Consulting, Duluth, GA - Order to Cease and Desist issued 07/25/2012 became final 08/27/2012.

Mortgage Loan Originator License Denials

IDNUM NMLS# NAME 27456 281757 Jillian J. Sheridan

CITY Loganville

ST DENIED GA 08/30/2012

Page 4

August 2012

Fine Information

Information regarding fines assessed against a specific licensee for which there is no pending administrative action is available on an individual licensee basis by submitting a written request to the following e-mail address: dbfmort@dbf.state.ga.us

1 Fine for Employment of a Felon

FINE REASON AND COUNT
1 Fines for Failure to Perform Background Check

MORTGAGE LICENSEES / REGISTRANTS EXPIRED OR WITHDRAWN IN AUGUST 2012

GRMA# NMLS# CODE NAME 30271 265713 OD Paul Allen Williams 32652 713762 OD Danielle Rae Krozek 33078 713787 OD Desiree Jacqueline Dial 33454 825723 OD Girard Brandon Braxton 33518 838706 OD Alyssa Marie Ruiz 33602 831382 OD Alyce Lynn Powell 34285 813600 OD Ellen Marie Rouleau 34313 585359 OD Jozsef Kopacz 32228 457293 LD Entrust Mortgage, LLC 33112 424778 OD Cindy Gayle Schlussel 33426 826969 OD Michael John Stafford 34310 813619 OD Brandon Daniel Zanger 34343 47683 OD Dawn Michelle Self 28272 21292 OD Rachel Corrin Robinson 32339 424790 OD Kevin Carlos Healey 34494 892389 OD John Woolfolk Moye 34726 838689 OD Wolodymyr Jaroslaw Kostiuk 33953 838707 OD Kevin James Ruzylo 24444 193007 OD Stephen Joseph Znoj

CITY Dallas Eastpoine Southfield Oak Park Troy Lewisville Harper Woods Novi Little Rock White Lake Harrison Township Livonia Middletown Saint Clair Shores romulus Pontiac Warren Northville Acworth

ST EXPIRED WITHDRAWN

TX

08/02/2012

MI

08/02/2012

MI

08/02/2012

MI

08/02/2012

MI

08/02/2012

TX

08/02/2012

MI

08/02/2012

MI

08/02/2012

AR

08/06/2012

MI

08/07/2012

MI

08/07/2012

MI

08/07/2012

IN

08/07/2012

MI

08/09/2012

MI

08/13/2012

MI

08/13/2012

MI

08/13/2012

MI

08/15/2012

GA

08/24/2012

TOTAL: 19

August 2012

Page 5

GRMA# NMLS# 25652 210032 27185 227718 25231 181339 25673 155641 35256 885167 24587 133319 34196 261186 34843 306146 34913 359781 34938 925031 34942 38785 34947 398493 34977 197764 34996 140372 35001 618018 35003 918590 35035 926707 35041 551930 35048 589335 35074 589245 35080 926672 35089 28151 35110 33026 35131 90880 35134 861223 35135 355295 35148 913867 35151 203063 35181 418788 35193 269305 35198 929381 35202 589305 35213 905748 35214 913804 35217 767078 35220 33979 35221 913826 35222 8623 35224 221966 35225 913722 35226 224997 35227 925262 35228 921007 35230 913350 35232 908443 35233 900845 35234 919285

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN AUGUST 2012

CODE NAME O Ronald William Eaton O David Lee O'Bryant O GARY WAYNE DAWSON O Susan K Irwin O Rachael Marie Duggan O Mark Anthony Giannotti O Richard Rey Salazar O Donald E Sternhagen O SID ANTHONY SKIEVASKI O Michael Brooks Talley O Neale LeVoy Beightol Jr O John Aaron Farris O Bonnie G. Barney O Michael David Mastin O Robert David Ryan-Rounseville O ZHIQUN XU O William Edward Richeson Jr. O Victoria Baldwin Tuttle O Christopher Gabriel Barkan O Michael Kevin Bradley O Alexan Paul Hagopian O Geoffrey Schmidt O David Olejniczak O Shannon Smith Keziah O Christopher Wayne Machwart O Andrew Matkovic O Donald Lloyd Schroeder O Michael Logan Baumann Sr. O Scott Gregory Larkin O Thomas Gerald Grundy O Trevor Nathan Shaw O Adam Justin Wirt O Adam Duke Cardellino O Christian Adrian Ciltara O Jeremy Parker Hatcher O Daniel Limberg O Brian Markowicz O Scott Lee Maroon O Lawrence Matthew Palmer O Christopher Paul Venier O Harold Wesley Walls O Allen Michael Zelno O Allison Lynn Belcher O Calen Hans Clark O Tyler Joseph Evans O Brian David Fazio O Justin Tab Roberts

ORIGINAL

CITY

ST APPROVAL REINSTATED

La Verne

CA 04/23/2010 08/10/2012

Marietta

GA 07/23/2010 08/10/2012

Yorba Linda

CA 11/12/2010 08/24/2012

Canton

GA 04/23/2010 08/31/2012

Ferndale

MI 08/03/2012

Schwenksville

PA 08/03/2012

Hoffman Estates IL 08/03/2012

Kirkwood

MO 08/03/2012

SNOHOMISH

WA 08/03/2012

Ringgold

GA 08/03/2012

Gainesville

FL 08/03/2012

Tampa

FL 08/03/2012

Sandy

UT 08/03/2012

Waxhaw

NC 08/03/2012

Clifton

NJ 08/03/2012

Roswell

GA 08/03/2012

Farmington Hills MI 08/03/2012

Stone Mountain GA 08/03/2012

Charlotte

NC 08/03/2012

Belmont

NC 08/03/2012

Ypsilanti

MI 08/03/2012

Broadview Heights OH 08/03/2012

Royal Oak

MI 08/03/2012

Charlotte

NC 08/03/2012

Detroit

MI 08/03/2012

North Royalton OH 08/03/2012

Berea

OH 08/03/2012

Indianapolis

IN 08/03/2012

Cornwall

NY 08/03/2012

Orange

CA 08/03/2012

Chattanooga

TN 08/03/2012

Charlotte

NC 08/03/2012

Marietta

GA 08/03/2012

North Royalton OH 08/03/2012

Jacksonville

FL 08/03/2012

Northville

MI 08/03/2012

Anthem

AZ 08/03/2012

Palatine

IL 08/03/2012

glenview

IL 08/03/2012

Chandler

AZ 08/03/2012

Winder

GA 08/03/2012

Quakertown

PA 08/03/2012

Jacksonville

FL 08/03/2012

Scottsdale

AZ 08/03/2012

Cumming

GA 08/03/2012

Croswell

MI 08/03/2012

Bogart

GA 08/03/2012

Page 6

August 2012

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN AUGUST 2012

GRMA# NMLS# 35236 109086 35238 123451 35246 934942 35247 937863 35248 891509 35249 838678 35257 929941 35258 910931 35259 861723 35261 284853 35262 861222 35269 208185 35271 923854 35278 931335 35279 826806 35280 926983 35282 108936 35283 920995 35289 907284 35290 275490 35291 8840 35292 367060 35293 913827 35294 902568 28428 152417 30206 225225 30282 161017 34826 890544 34829 419110 34890 906844 34916 899496 34925 726345 35072 320399 35103 718928 35109 416554 35174 890523 35177 818011 35185 298497 35215 195574 35239 49975 35240 930060 35241 270177 35255 430029 35260 658858 35263 205711 35267 10245

CODE NAME

CITY

O James Arden Ferrero

Charlotte

O Steven P Finnegan

Knoxville

O Joseph Bryant Byrd II

Roswell

O Christopher kyle Hogan

douglasville

O Olivia Ashley Ikeler

Sterling Heights

O Matthew Eric Jackson

Detroit

O Richard Edward Essenburg Marietta

O Stephen Corey Holloway New Palestine

O Merrill Lynn Magowan

Phoenix

O Sheila Lynn Karlowsky

Moorpark

O Gordon Joseph Lynett

Dearborn

O Andrea Scott Fowler-Pyatt Cypress

O Matthew Blane McDonald Ypsilanti

O Alex Michael Butt

Parkton

O Thomas Aloysius Clark Jr Clarkston

O Thomas Dylan Hall

Smyrna

O Derek Macaulay Johnson Baton Rouge

O Jeremy Alan Painter

Jacksonville

O Julianne Edith Causey

Jacksonville

O Jacob Darrell Crane

Royal Oak

O Kimberly Jo Finkel

Antioch

O Daniel Jordan Gourash

Cleveland

O Jonathan Edwin McFarland Cleveland

O Danielle Burke Paton

Shelby Township

O Susan Jarrett Spellmann Braselton

O Timothy Jenkins

Powder Springs

O John Bailey Partain

Philadelphia

O Marie Blount

Atlanta

O Joseph Michael Nittoli JR Livingston

O Craig Albert Spears

Canton

O Brian Keith Williams

CHARLOTTE

O Daniel Keoni Maurin

Fullerton

O Craig Alan Achtzehn

Crown Point

O William Joseph Heon

San Diego

O Andrew Dennis Muro

Belleville

O Jason Michael Wilson

Suwanee

O Chase Goodwin Berrong Conyers

O Kerwin Pasqua Morns

Atlanta

O Lloyd Darin DuPre

Lexington

O Robert Pirchala

Clifton

O Nicole Kristen Whorton

FRISCO

O Liliana Yee

Virginia Beach

O Patricia Ann Clements

Passaic

O Elizabeth C Gordon

Canton

O Brad Jeffrey Miller

philadelphia

O David James Anema II

Toms River

ORIGINAL ST APPROVAL REINSTATED NC 08/03/2012 TN 08/03/2012 GA 08/03/2012 GA 08/03/2012 MI 08/03/2012 MI 08/03/2012 GA 08/03/2012 IN 08/03/2012 AZ 08/03/2012 CA 08/03/2012 MI 08/03/2012 TX 08/03/2012 MI 08/03/2012 MD 08/03/2012 MI 08/03/2012 GA 08/03/2012 LA 08/03/2012 FL 08/03/2012 FL 08/03/2012 MI 08/03/2012 IL 08/03/2012 OH 08/03/2012 OH 08/03/2012 MI 08/03/2012 GA 08/10/2012 GA 08/10/2012 PA 08/10/2012 GA 08/10/2012 NJ 08/10/2012 GA 08/10/2012 NC 08/10/2012 CA 08/10/2012 IN 08/10/2012 CA 08/10/2012 NJ 08/10/2012 GA 08/10/2012 GA 08/10/2012 GA 08/10/2012 SC 08/10/2012 NJ 08/10/2012 TX 08/10/2012 VA 08/10/2012 NJ 08/10/2012 GA 08/10/2012 PA 08/10/2012 NJ 08/10/2012

August 2012

Page 7

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN AUGUST 2012

GRMA# 35268 35281 35284 35287 35295 35297 35298 35303 35305 35306 35308 35309 35310 35313 35314 35315 35316 35319 35320 35321 35325 35326 35327 35330 35331 35332 35334 35335 35340 35341 35342 35343 35345 35346 35352 35355 35356 35357 35359 35363 35366 35367 35368 35369 35371 35372

NMLS# 672170 28145 913711 920222 818172 217596 913874 926651 6894 927791 870494 938361 926684 926720 426606 913079 913411 938375 847920 913717 938316 938319 913335 913345 938323 938838 861162 938854 938916 913671 938943 501392 938956 938426 546285 938327 938847 847814 938807 938810 913817 938366 938899 938377 938390 938397

CODE NAME

CITY

O Christopher Leighton Banzali Mount Laurel

O Michelle Lea Huff

Columbia

O Carolyn Ann Thues

Belleville

O Martin Alvarado-Cortes

Galloway

O Kaitlyn Hollis Renshaw

Newport

O Seth Alan Workman

Shaker Heights

O Robert Michael Zuber

Gates Mills

O Travis Thomas Blackledge Novi

O Christi Leigh Brewer

Atlanta

O Colin Alexander Connery

Birmingham

O Samantha Harris

Inkster

O Elizabeth Lynn Kalembkiewicz Detroit

O Brent Alan Kossick

Commerce Twp.

O Salaon Silver Takona

Ann Arbor

O Duane S. Wiseley

Kimball

O John Robert Aoun

Wixom

O Steven James Fox

Royal Oak

O Michael Anthony Parrett

Greenwood

O Matthew John Thompson

Phoenix

O Jason Michael Todd

Lincoln Park

O Grant Benjamin Beauman

Richmond

O Safe Aaron Brewer

Bloomfield Hills

O Ian Matthew Burgess

Berkley

O Kevin Michael Chubb

Bloomfield Hills

O Ronald Robert Cooper

Novi

O Evan Neal Cunningham

Southfield

O Taylor Christopher Green

Royal Oak

O Kathryn Brigid Heffernan

Kent

O Julie Elizabeth Reynolds

Lakewood

O Ilir Sinistaj

Clarkston

O Andrew Michael Stokes

St. Clair Shores

O Eugene Graham Strickland Centennial

O Jordan Scott TerHorst

Holland

O Nicholas Clifton Theisen

Newport

O Sonja Lane Bullard

Cumming

O Joshua Clay Dutt

Macomb

O Scott Ryan Eckersley

Royal Oak

O Dylan Jeffery Feamster

Lincoln Park

O Nicolas Gerardo Garazo

Mayfield Heights

O Maura Colette Hagan

Rocky River

O Teresa Michelle Kuznik

Brunswick

O Andrew Paul Loscko

Rochester Hills

O Brett Christopher Mangold Royal Oak

O Erik Irving Olson

Farmington Hills

O Alexander Francis Rossi

Grosse Pointe Park

O Diana Marie Sesto

Clinton Township

ORIGINAL ST APPROVAL REINSTATED NJ 08/10/2012 MO 08/10/2012 MI 08/10/2012 OH 08/10/2012 RI 08/10/2012 OH 08/10/2012 OH 08/10/2012 MI 08/10/2012 GA 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 IN 08/10/2012 AZ 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 OH 08/10/2012 OH 08/10/2012 MI 08/10/2012 MI 08/10/2012 CO 08/10/2012 MI 08/10/2012 MI 08/10/2012 GA 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 OH 08/10/2012 OH 08/10/2012 OH 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012 MI 08/10/2012

Page 8

August 2012

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN AUGUST 2012

GRMA# NMLS# CODE NAME

CITY

35374 424782 O Theodore Jordan Theodoroff III Ferndale

35375 938436 O Kiara Olivia Nicole Ward

Detroit

35376 938966 O Ryan Andrew Zender

Fairview Park

35219 846889 O John Gerard Kohler

Westampton

28810 200555 O James Theodore Dorsey

Ellenwood

33586 834210 O James Anton Gortva

Palatine

33589 838386 O Thomas Robert Looze

Roselle

35077 459151 O Douglas Kevin George

Kansas City

35144 871972 O Addie Genevia Price

Cary

35191 418812 O Kenneth David Duxbury

Walden

35195 913816 O Christopher Hernandez

Bay Village

35250 155676 O Cathy Elaine Thomason

Cumming

35302 833869 O Jerome Scott Azure

Flower Mound

35307 69961 O Linda Mae Barlow Cox

Centennial Park

35311 310108 O Fadia Joe Merhi

Acworth

35312 519754 O Mark Alan Schumacher

Greenville

35317 893642 O BROOKE H PHUN

LAWRENCEVILLE

35328 927787 O Zachary Tadhg Cain

Scottsdale

35329 927788 O Joseph Patrick Carrigan

Scottsdale

35333 938850 O Igor Valerian Fedkiv

Broadview Heights

35336 861166 O Cody Adam Johnson

Brownstown

35338 938914 O Matthew Dennis Murphy

Clinton Township

35339 938374 O Thomas Jalal Nannoshi

Livonia

35350 938315 O Jasmine Janine Asbell

Novi

35351 203959 O Schuyler Hudson Bronner

Alpharetta

35353 180314 O Kendall Radcliffe Burt

Eagle Mountain

35358 938338 O Paul Leonard French

Pleasant Ridge

35364 589282 O Woody Alan Haskins

Chalrotte

35373 938423 O Ryan Matthew Stasa

Carleton

35379 912798 O Jeremy Steven Bach

Auburn

35381 131871 O John Michael Hough Jr

Middletown

35382 368573 O Amada Maria Sampedro

Miami

35383 938313 O Jeffrey Ronald Adams

Chelsea

35384 27455 O Edward Berger

Bloomfield Hills

35386 823820 O Daniel Chandler Fogg

Coventry

35389 938583 O James Thomas Locke

Canton

35390 785032 O Joli DeAnne Lyon

Newnan

35392 91755 O SCOTT MARC ROSSMEISL CHARLOTTE

35394 915209 O Erin Kathleen Benson

Sewell

35396 913809 O Sarah Lauren Frisby

Eastlake

35398 377501 O Joshua Timothy Hartnett

Independence

35400 938358 O Jeffrey William Jones

Saginaw

35403 940244 O Jonathan David Powell

Marietta

35404 938918 O Robert Michael Ross

Waterford

35405 921722 O Jacob Tyler Sarvis

Jacksonville

35406 913872 O Taysir Yamin

westlake

ORIGINAL ST APPROVAL REINSTATED MI 08/10/2012 MI 08/10/2012 OH 08/10/2012 NJ 08/17/2012 GA 08/17/2012 IL 08/17/2012 IL 08/17/2012 MO 08/17/2012 NC 08/17/2012 NY 08/17/2012 OH 08/17/2012 GA 08/17/2012 TX 08/17/2012 AZ 08/17/2012 GA 08/17/2012 SC 08/17/2012 GA 08/17/2012 AZ 08/17/2012 AZ 08/17/2012 OH 08/17/2012 MI 08/17/2012 MI 08/17/2012 MI 08/17/2012 MI 08/17/2012 GA 08/17/2012 UT 08/17/2012 MI 08/17/2012 NC 08/17/2012 MI 08/17/2012 GA 08/17/2012 MD 08/17/2012 FL 08/17/2012 MI 08/17/2012 MI 08/17/2012 RI 08/17/2012 MI 08/17/2012 GA 08/17/2012 NC 08/17/2012 NJ 08/17/2012 OH 08/17/2012 MO 08/17/2012 MI 08/17/2012 GA 08/17/2012 MI 08/17/2012 FL 08/17/2012 OH 08/17/2012

August 2012

Page 9

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN AUGUST 2012

GRMA# 35409 35411 35413 35415 35417 35418 35422 35427 35439 35460 26621 34232 34915 34933 34965 35114 35235 35347 35362 35385 35391 35397 35399 35401 35408 35416 35420 35421 35425 35430 35431 35433 35444 35445 35447 35450 35451 35453 35458 35463 35361 35365 35370 35380 35387

NMLS# 71389 922573 833630 534602 392871 176617 891325 723217 948645 865568 226541 894067 484279 373970 884737 186476 906375 913870 938339 951549 913608 176736 938861 913822 921659 938934 922575 922571 581340 922578 921673 940258 932988 382140 653271 204101 6456 305332 182020 393852 938753 938347 359255 948624 99106

CODE NAME O Thomas William Cole O Devon Christopher Fenske O Michael Lee Merritt O Meno Nguyen O John Stephen Van Tol O David J Williams O Ryan Michael Smylnycky O Christopher J. Carbaugh O Timothy Scott Barnes O Jace Emerson Rogiers O Joel Lindsey Crimm O Frank Dyer Baker O Donald Woodley Sitterson JR O Kent Joseph Meives O Darren Michael Rowan O Steven Michael Schwab O Farley Hayes Youman O Robert Tulevski Jr O Tyler Charles Gust O James Robert Cooper O Elliott Joseph May O Collin Michael Grote O Megan Ann Hollis O Jon-Michael Elliot Majkut O Stephen Joseph Balanetsky O Christine Rene Stohl O Kyle Michael DiLeo O Sean Michael Fitz-Patrick O Norman Bowers O Matthew Thomas Hinton O Matthew Louis Hvisdock O Leslie Beck Mansfield Jr. O Roy Scott Richards O Ryan Douglas Simpkins O Peter Jerome Torcivia O Frank Anthony Amato O Frank Jason Burgert O Todd Eric Emrick O Raymond Charles Patterson O Larry Dean Vincent O Julio Cesar Gonzalez O Anthony Dale Hill II O KATHLEEN RODRIGUEZ O Jennifer Lynn Coe O Kevin Christopher Gray

ORIGINAL

CITY

ST APPROVAL REINSTATED

Pendleton

IN 08/17/2012

Medford

NJ 08/17/2012

Houston

TX 08/17/2012

RICHMOND

TX 08/17/2012

Grosse Pointe

MI 08/17/2012

Fishers

IN 08/17/2012

Clinton Twp.

MI 08/17/2012

Simpsonville

SC 08/17/2012

Atlanta

GA 08/17/2012

Carmel

IN 08/17/2012

Rock Hill

SC 08/24/2012

Rancho Santa Margarita CA 08/24/2012

Ponte Verdra

FL 08/24/2012

Olathe

KS 08/24/2012

Monroe

NC 08/24/2012

Basking Ridge

NJ 08/24/2012

Mableton

GA 08/24/2012

Rocky River

OH 08/24/2012

Bloomfield Hills

MI 08/24/2012

Alexandria

AL 08/24/2012

Clarkston

MI 08/24/2012

Raymore

MO 08/24/2012

Rocky River

OH 08/24/2012

Elyria

OH 08/24/2012

Beverly

NJ 08/24/2012

Cleveland

OH 08/24/2012

Medford

NJ 08/24/2012

Cinnaminson

NJ 08/24/2012

Sewell

NJ 08/24/2012

Philadelphia

PA 08/24/2012

Robbinsville

NJ 08/24/2012

Atlanta

GA 08/24/2012

Coppell

TX 08/24/2012

Anaheim

CA 08/24/2012

Houston

TX 08/24/2012

Springfield

MA 08/24/2012

Haddon Heights

NJ 08/24/2012

Indianapolis

IN 08/24/2012

Charlotte

NC 08/24/2012

Fishers

IN 08/24/2012

Buford

GA 08/31/2012

Pontiac

MI 08/31/2012

Costa Mesa

CA 08/31/2012

Acworth

GA 08/31/2012

Mount Holly

NC 08/31/2012

Page 10

August 2012

MORTGAGE LOAN ORIGINATOR LICENSEES APPROVED OR REINSTATED IN AUGUST 2012

GRMA# NMLS# 35395 868750 35402 238561 35419 922561 35426 917172 35428 231964 35435 938376 35440 918643 35441 208289 35452 770811 35456 950137 35459 931367 35477 922572 35479 938434 35480 922580 35482 28020 35487 950133 35489 907480

CODE NAME O Savannah Ann Boccio O Ashley Kathryn Ortega O Scott Cecil Aaronson Jr. O Steven Michael Canning Jr O William Clifford Dunn III O Abenaa Yeboaa Okraku O Emily Elizabeth Cramer O Debra Ann Forssander O Renita Dominy O James William Goldwasser O Andrew Steven Pawlyk O Ryan William Siebert O Ryan James Toohey O Michael Francis Watkins O Maryann Taormina O David William Graham O Christopher John Henderson

CITY Inman Imperial Beach Lumberton Rydal Crystal Lake Flushing Minneapolis Mt. Prospect Woodstock Silver Spring Baltimore Cinnaminson Howard City Cherry Hill Brewster Frederick Westerly

ORIGINAL ST APPROVAL REINSTATED SC 08/31/2012 CA 08/31/2012 NJ 08/31/2012 GA 08/31/2012 IL 08/31/2012 MI 08/31/2012 MN 08/31/2012 IL 08/31/2012 GA 08/31/2012 MD 08/31/2012 MD 08/31/2012 NJ 08/31/2012 MI 08/31/2012 NJ 08/31/2012 MA 08/31/2012 MD 08/31/2012 RI 08/31/2012

TOTAL: 247

MORTGAGE BROKERS, LENDERS, PROCESSORS AND REGISTRANTS APPROVED OR REINSTATED IN AUGUST 2012

GRMA# NMLS# CODE NAME

34212 881174 B First Rate Mortgage Group, LLC

35071 941560 B Georgia Residential Mortgage Brokers, LLC

35205 116848 B First Securities Financial Services, Inc.

34877 33041

L Advisors Mortgage Group, L.L.C.

33183 815866 L DTA Solutions, LLC

34735 896993 L RiverSource Life Insurance Company

34973 53441

L Hallmark Home Mortgage, LLC

35266 2819

L 1st Alliance Lending, LLC

CITY
CHERRY HILL Stone Mountain Bingham Farms Wall WATAUGA Minneapolis Fort Wayne Houston

TOTAL: 8

ORIGINAL ST APPROVAL REINSTATED
NJ 08/10/2012 GA 08/17/2012 MI 08/17/2012 NJ 08/03/2012 TX 08/17/2012 MN 08/17/2012 IN 08/17/2012 TX 08/17/2012

HOLIDAY CLOSING
This is a reminder that the Department will be closed on Monday, October 8th for Columbus Day.

August 2012
Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, Georgia 30341-5565
Phone: (770) 986-1269 Fax: (770) 986-1029 or 1655
Email: dbfmort@dbf.state.ga.us
We're on the Web! dbf.georgia.gov

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The Department is the state agency that regulates and examines banks, credit unions, and trust companies chartered by the State. The Department also has regulatory and/or licensing authority over mortgage brokers/processors, lenders and loan originators, money service businesses, internaonal banking organizaons, and bank holding companies
conducng business in Georgia.
Our MISSION is to promote safe, sound, compeve financial services in Georgia through innovave, responsive regulaon and supervision.
Our VISION is to be the best financial services industry regulator in the country Progressive. Proacve. Service-Oriented.

Sign-up to Receive this Publication
This monthly publication highlights topics and activities pertaining to the Department's regulation of state-licensed or registered mortgage brokers, lenders and loan originators. It is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, Mortgage Summary.
If you would like to be added to our distribution list, send an e-mail to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to Monthly Mortgage Summary" in the Subject line.