Quarterly MSB newsletter, Issue 1 (Jan.-Mar. 2016)

Georgia Department of Banking & Finance ~ Non-Depository Financial Institutions Division
Quarterly Summary of Money Service Businesses Activities MonthflyorSutmhmeaPryeorfioMdorEtgnadgeinAgctiMvitaiercs hfo3r 1th,e2P0e1ri6od Ending April 2007

Inside this Issue:
Upcoming Events - 2 Save the Date
Upcoming Atlanta 2 Check Cashing Classes
Upcoming State 2 Holidays
Agency Fee 3 Invoices --Paying
Fines and Fees
Contact Information 3
APPENDIX: MSB Activity by Current
License Status

Fingerprint Processing
For reasons that are beyond the Department's control, we are currently experiencing delays in the processing of fingerprint cards during the licensing application process and/or Advance Change Notices. The delays are primarily affecting applicants whose headquarters are located outside the state of Georgia and/or that are required to submit hardcopy fingerprint cards.
To ensure that fingerprints are processed expediently, please mail fingerprint cards to the following address:
3M Cogent, Georgia CardScan 639 N Rosemead Blvd Pasadena, CA 91107
Read more about fingerprint processing on the Department's website at: http://dbf.georgia.gov/documents/fingerprint-background-check-services-gaps
Money Transmitter and Seller of Payment Instruments Quarterly Reporting
All Money Transmitter and Seller of Payment Instruments Licensees were emailed directly with instructions on how to complete the online form that is being used for quarterly reporting requirements for the period ending March 31, 2016.
In addition to completing the Department's webform, agent/office information must be uploaded via the UAAR in the NMLS to complete your quarterly reporting. If you have no agents or offices, you must still report through the NMLS. Questions regarding the UAAR should be directed to the NMLS Call Center at 1-855-NMLS-123 (1-855-6657123).
Please complete and submit both reports by May 15, 2016.
Licensees that fail to file both reports by the deadline will be assessed a fine of $1,000 and may subject their Georgia license to revocation.

Page 2

1st Quarter 2016

Upcoming Events - Save the Date
Representatives from the Department will be speaking on June 29, 2016, at 10:00 a.m. in Dalton, GA at the Northwest Georgia Trade and Convention Center and on July 21, 2016, at 10 a.m. in Forsyth, GA at the Tift College State Offices South. Please check your email for any updates regarding exact times and locations.
This will serve as an opportunity for Money Service Business ("MSB") Licensees to hear about the laws and rules concerning check cashing and for licensees to ask questions.
If you are unable to attend one of these sessions, please refer to the information below for a listing of remaining Atlanta classes for 2016.

Upcoming Atlanta Check Cashing Classes
The Department offers a check cashing class that benefits first-time and experienced check cashers. Classes are scheduled on Tuesdays at 10:00 a.m. and generally last about an hour.
There is no cost for the class and it is a great way to learn about Georgia law, Department regulations, the Bank Secrecy Act ("BSA") and Anti-Money Laundering ("AML") requirements. During examinations, those who have attended the class have stated that the knowledge and information they gained helped prevent violations and avoid the imposition of fines.
As a further benefit, the Department provides a certificate of attendance that licensees may use as evidence of training received on BSA and Anti-Money Laundering.
The classes are limited to a maximum of seven attendees, so you must make an advance reservation by calling 770-986-1639 or emailing tkoeppel@dbf.state.ga.us. Reserve your seat now! We look forward to seeing you.
Upcoming Atlanta Check Casher Classes* May 17, 2016, 10:00 AM July 19, 2016, 10:00 AM
* Please note that the class schedule is subject to change

Upcoming 2016 State Holidays
Tuesday, April 26th - Will be observed on Monday, April 25th Monday, May 30th Monday, July 4th

1st Quarter 2016

Page 3

Agency Fee Invoices --Paying Fines and Fees
All Department fines and fees are collected via Agency Fee Invoice. The Agency Fee Invoice Quick Guide provides instructions on how to pay an invoice through your NMLS account.
As fines and fees are assessed by the Department, an Outstanding Agency Fee Invoice license item will be created on your NMLS record. NMLS accepts both credit cards and ACH; however, invoices paid by credit card are subject to a convenience fee in addition to the invoice amount. Prompt payment is required. NMLS may restrict access to entities with unpaid invoices.

Department Contact Information
NAME Teresa Koeppel, Administrative Examiner Ana Contreras, Applications Analyst Joel Byers, Senior NDFI Examiner

E-MAIL ADDRESS tkoeppel@dbf.state.ga.us acontreras@dbf.state.ga.us byers@dbf.state.ga.us

PHONE# (770) 986-1639 (770) 986-1652 (770) 986-1656

Corresponding with the Department
When corresponding with the Department, e-mail communication is preferred. Providing written details in the email regarding any questions or concerns you may have allows the Department to forward the request to the appropriate person who handles that area, and if sufficient details are included in the request, that person can then more efficiently provide you with an answer. The main Division e-mail address is msb@dbf.state.ga.us.
Since the Department's main method of communicating with licensees is via e-mail, it is very important that you supply the Department with a valid e-mail address and that you keep us informed if your e-mail address changes. Please be sure that your e-mail account does not divert Department e-mail to your spam or junk folder.

Page 4
Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, Georgia 30341-5565 Phone: (770) 986-1633
Fax: (770) 986-1655 or 1029 Email: msb@dbf.state.ga.us
We're on the Web! dbf.georgia.gov

1st Quarter 2016
The Department is the state agency that regulates and examines Georgia statechartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia.
In addition, the Department has regulatory and/or licensing authority over mortgage brokers, lenders and processors, mortgage loan originators, check cashers, sellersissuers of payment instruments, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia.
Our Mission is to promote safe, sound, competitive financial services in Georgia through innovative, responsive regulation and supervision.
Our Vision is to be a willing and able partner with our regulated entities in order to support vibrant economic growth and prosperity in Georgia.

Sign-up to Receive this Publication
This quarterly publication is delivered to interested parties via e-mail and is also available from the Department's website at: http://dbf.georgia.gov under Publications, MSB Newsletter. If you would like to be added to our distribution list, send an email to dbfpress@dbf.state.ga.us stating your name and e-mail address. Please be sure to include "Subscribe to MSB Newsletter" in the Subject line.

APPENDIX

License Status Approved Denied Revoked
Terminated Expired
Terminated Ordered to Surrender Terminated Surrendered/Cancelled

Definition
The entity has an Approved license.
The entity applied for a license and the request was Denied. The entity's license was Revoked and the entity is no longer authorized to conduct business. The entity failed to renew. Alternatively, this license status is also used for MLOs that were suspended by administrative action for failing to meet Georgia's sponsorship requirement. An entity has been ordered to surrender their approved license. The entity is not authorized to conduct business. The entity has requested a surrender/cancelation of their license and the regulator has granted this surrender/ cancelation request.

MSB ACTIVITY BY CURRENT LICENSE STATUS

GA Check Casher License
Approved

NMLS# License#

Company Name

1414544

48964

speeding services llc

1418246

48129

Shehzad Inc

1449108

49154

Eastside Package Store

1440336

49005

Kamruddin 81 LLC

1268497

43096

Old Dixie C. Store,Inc

1254975

39950

AMAN FOOD MART INC

1253813

44379

KRUPA AND ADITI LLC

1291887

45258

Geo. H. Green Oil, Inc.

1449070

49199

RADHE 1 INC

1447496

49215

D & G Burke Dawgs LLC

1309468

34484

Ocilla Liquor Store Inc

1449085

49238

Norcross Convenience LLC

1426734

48130

TANI SONI LLC

1252429

19373

Choi, Young, Ho

1250935

13492

Laurens Check Cashing, LLC

1252356

34482

R AND N CORPORATION

1447123

49152

The Spirited Sportsman, Inc.

1423884

19301

CENTRAL GAS LLC DBA JR'S MART

1230599

35750

PATIALA FOOD MART, INC

1453780

49372

FALKENYA LLC

Date 01/07/2016 01/07/2016 01/11/2016 01/11/2016 01/20/2016 01/20/2016 01/21/2016 01/25/2016 01/25/2016 01/25/2016 01/25/2016 01/25/2016 01/25/2016 01/29/2016 01/29/2016 01/29/2016 01/29/2016 01/29/2016 02/04/2016 02/04/2016

City marietta Griffin Eatonton Monroe Forest Park CHAMBLEE CHATSWORTH Fairburn Dalton Waynesboro Ocilla Norcross POWDER SPRINGS Macon East Dublin OCILLA Louisville AUGUSTA Duluth MCDONOUGH

State GA GA GA GA GA GA GA GA GA GA GA GA GA GA GA GA GA GA GA GA

Appendix 1 of 7

1443935 1443932 1443933 1448275 1246311 1440184 1454561 1463155 1246296 1457141 1465942 1464030 1433294 1475021 1465676 1468234

49512 49513 49514 49448 37110 48646 49591 49865 20959 49707 50027 50149 48837 50492 50051 50151

Corner Grocery 2260 LLC Shri New Khodiyar 1 LLC Shri New Khodiyar 2 LLC 3352 Laescondida Inc WREN, RAY, BYRON DBA Rack & Grill AASHI CORPORATION ZEAS LLC JUPITER FOODMART INC. acwi,inc Usw trading llc MANGAL MURTI INC Ashparr Inc Ben JM, Inc. EL CARNAVAL INC Shri Swaminarayan Inc PATH & BIJAL, LLC

36
Terminated - Expired

NMLS# License#

Company Name

1237513

21141

HMRK Enterprises, Inc.

1229122

32849

HARSH & JAYESH INC

1373778

46431

JNG Financial Services

1277082

21521

Joe's Check Cashing

1256706

21344

H & K Trading, Inc

1265798

20516

Glamour Inc

1239850

44378

Hari One GA Inc.

1256709

19859

HMS Lee Inc

1278402

45716

J.D. Fletcher and Associates LLC

1240009

43264

Jay Meldi Madi, Inc.

1266679

40606

JM FOODMART LLC

1247866

28148

Jai Omkara LLC

1239878

39641

JINAL ENTERPRISE INC.

1268778

38358

Just Finance, LLC

1241256

23050

JIN HA INC

02/04/2016 Macon

GA

02/04/2016 Warner Robins

GA

02/04/2016 Warner Robins

GA

02/08/2016 Sandysprings

GA

02/10/2016 martinez

GA

02/11/2016 VALDOSTA

GA

02/19/2016 Rome

GA

02/23/2016 COVINGTON

GA

03/04/2016 conley

GA

03/11/2016 Lawrencville

GA

03/11/2016 GIRARD

GA

03/18/2016 winder

GA

03/18/2016 College Park

GA

03/31/2016 MACON

GA

03/31/2016 Cumming

GA

03/31/2016 COCHRAN

GA

Date 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016 01/01/2016

City unadilla VALDOSTA Newnan Douglas Decatur Chamblee Athens Atlanta Atlanta Fort Valley JEFFERSON Lagrange TIFTON Dalton MCINTYRE

State GA GA GA GA GA GA GA GA GA GA GA GA GA GA GA

Appendix 2 of 7

1266665 1271000 1228544 1232485 1240004 1239871 1244141 1269216 1256774 1263367 1246273 1269864 1242160 1264889 1263359 1263348 1272151 1232823 1254362 1230611 1291887 1254349 1230332 1252871 1243782 1232787 1246770 1230980 1241588 1240406 1252429 1241505 1271642 1255049

37812 18925 19108 40327 21402 9200 35277 20793 30946 41000 40934 36320 22926 9253 36540 41479 42009 20122 20127 20370 45258 23912 22142 39889 22253 9119 41606 23397 23058 24139 19373 9180 41434 23425

JW USA, LLC DBA SIGMAN BOTTLE SHOP Jay Check Cashing Inc. Georgia e-fast Tax Service Inc LA SALSA MEXICAN STORE, INC. bowdoin's grocery & service station ,inc 4 Tigers Co. A & S USA LLC A Square Enterprises Inc ADAM & AIDEN, INC. AFFORDABLE LIQUIDATION INC Akash investment inc AMAB ENTERPRISES 2 Ambi llc Anndav Corporation Asma enterprise,inc ASMA Enterprises II,INC ASV food & fuel llc BIBI ENTERPRISES INC Elena Mejia EDDIE'S PACKAGE,INC Geo. H. Green Oil, Inc. Gauresh Food Mart Inc. Galaxy Check Cashing, Inc. Five Lions Of Abyssinia Inc. Felisa Cervantes dba Dyanas Gift and Decorations BIG MAN PACKAGE STORE EL SUPER INC BILO, LLC Dheeraj Inc D/B/A First Midway Package CoCo Molly Corporation Choi, Young, Ho Central Gwinnett Check Cashers, Inc. Cash-My-Check Inc George Brown

01/01/2016 CONYERS

GA

01/01/2016 Marietta

GA

01/01/2016 COLUMBUS

GA

01/01/2016 GARDEN CITY

GA

01/01/2016 juliette

GA

01/01/2016 ATHENS

GA

01/01/2016 Gainesville

GA

01/01/2016 Conyers

GA

01/01/2016 DULUTH

GA

01/01/2016 Gainesville

GA

01/01/2016 Marietta

GA

01/01/2016 millegeville

GA

01/01/2016 Tifton

GA

01/01/2016 Athens

GA

01/01/2016 college park

GA

01/01/2016 georgia

GA

01/01/2016 royston

GA

01/01/2016 RIVERDALE

GA

01/01/2016 Calhoun

GA

01/01/2016 DECATUR

GA

01/01/2016 Fairburn

GA

01/01/2016 Covington,

GA

01/01/2016 Canton

GA

01/01/2016 Norcross

GA

01/01/2016 Athens

GA

01/01/2016 DECATUR

GA

01/01/2016 SAVANNAH

GA

01/01/2016 JACKSONVILLE

FL

01/01/2016 Macon

GA

01/01/2016 Tucker

GA

01/01/2016 Macon

GA

01/01/2016 Buford

GA

01/01/2016 Atlanta

GA

01/01/2016 Albany

GA

Appendix 3 of 7

1250935 1232474 1325516 1263004 1239857 1273882 1383830 1251208 1405929 1261555 1377036 1254333 1251226 1238769 1276467 1238675 1252356 1310854 1229162 1231347 1246311 1230987 1230992 1248882 1231865 1273558 1238669 1230975 1267189 1261529 1240769 1236398 1230356 1251210

13492 33209 45775 42126 33806 23254 47181 43106 47482 44321 46691 22908 31652 34145 26509 36805 34482 45576 30693 16203 37110 18213 18226 44203 39571 33781 34316 43748 23237 34874 42940 29939 20558 12110

Laurens Check Cashing, LLC saiarang inc. quickstop2 SINGHANI INVESTMENT GROUP LLC Sham Corporation Seven Seas Bottle Shop Inc Serena Hwy 81 LLC LA MEXICANA CHECK CASHING INC SK STAR, LLC Laxmi Vishnu, Inc SUNRISE 3015 INC. S S PAEK ENTERPRISES INC Rufus C Little DBA Little Bait Tackle & Pawn RMA Foodmart Inc Rinku Convenience Inc Rana Enterprises Inc. R AND N CORPORATION SANJANA & NAVYA LLC UMIYA ENTERPRISES INC YI & CHA, INC. WREN, RAY, BYRON DBA Rack & Grill WINN-DIXIE STORES, INC. WINN-DIXIE RALEIGH, INC. Welcome Pantry 7 LLC WALGREEN CO SJP Investment LLC Video Tienda Jesus Maria #1 SAMSON MERGER SUB, LLC Transouth Investments Corp TOMMYS PACKAGE STORE INC THE ZENITH CORPORATION TGAA LLC TELEMAX COMMUNICATIONS INC Taurino Store Inc

01/01/2016 East Dublin

GA

01/01/2016 SAVANNAH

GA

01/01/2016 atlanta

GA

01/01/2016 HOMERVILLE

GA

01/01/2016 McRae

GA

01/01/2016 Powder Springs

GA

01/01/2016 Monroe

GA

01/01/2016 Rome

GA

01/01/2016 CONYERS

GA

01/01/2016 Brunswick

GA

01/01/2016 CAMILLA

GA

01/01/2016 AUGUSTA

GA

01/01/2016 Perry

GA

01/01/2016 Winder

GA

01/01/2016 Guyton

GA

01/01/2016 Jonesboro

GA

01/01/2016 OCILLA

GA

01/01/2016 MOULTRIE

GA

01/01/2016 OCHLOCKNEE

GA

01/01/2016 conyers

GA

01/01/2016 martinez

GA

01/01/2016 JACKSONVILLE

FL

01/01/2016 JACKSONVILLE

FL

01/01/2016 College Park

GA

01/01/2016 DEERFIELD

IL

01/01/2016 Norcross

GA

01/01/2016 Moultrie

GA

01/01/2016 JACKSONVILLE

FL

01/01/2016 Atlanta

GA

01/01/2016 MOULTRIE

GA

01/01/2016 Mystic

GA

01/01/2016 Cumming

GA

01/01/2016 MARIETTA

GA

01/01/2016 Atlanta

GA

Appendix 4 of 7

1232280 1269222 1377037 1230340 1233825 1230885 1309468 1275574 1252365 1256794 1240796 1241310 1246769 1253870 1240794 1247346 1230599 1249526 1269191 1251164 1249938 1382815 1250466 1232448 1369134 1273621 1237613 1253879 1246296 1240955 1301673 1255054 1286177 1270534

21110 32239 46892 23334 35865 43706 34484 23760 34483 42350 33909 23123 33746 21112 21002 44334 35750 29677 44762 23614 24281 38297 34957 44615 39920 36304 23729 41023 20959 21787 30695 22128 46102 24750

Wade & Gallahar Enterprises, Inc P & J QUALITY ENTERPRISES INC SEAN MARKETING INVESTMENT, LLC Mubarak Financial Services Inc MSVD INCORPORATED DBA THE EASY MYGEORGIA STORE INVESTMENT INC Ocilla Liquor Store Inc Moreland bottle shop inc OMNI M CORPORATION MHSM INC. PRAVIN & MADHU CORPORATION Mcduffie Package Store MUNASA INC PALACIOS ENTERPRISES, INC MADHU KATEN CORP PARO, INC. PATIALA FOOD MART, INC MAEB INC dba jax package store pawan putra investments Lee, Jae, James MAZ BUSINESS INC PAYAL D PATEL LLC Lovvorn Road grocery Inc LOGANVILLE ENTERPRISES LLC SSS BROS., INC, A & S TEXACO Ali & Ali Business, Inc. MONEY MART OF ADAMSVILLE acwi,inc TRIPO, INC B & J BEVERAGE, INC. C & J Company CARNICERIA Y PANDERIA INC Faststop of donalsonville inc

01/01/2016 Summerville

GA

01/01/2016 IRWINTON

GA

01/01/2016 Woodstock

GA

01/01/2016 Lilburn

GA

01/01/2016 ALMA

GA

01/01/2016 Atlanta

GA

01/01/2016 Ocilla

GA

01/01/2016 Atlanta

GA

01/01/2016 OCILLA

GA

01/01/2016 COVINGTON

GA

01/01/2016 VALDOSTA

GA

01/01/2016 Thomson

GA

01/01/2016 morrow

GA

01/01/2016 DALTON

GA

01/01/2016 VALDOSTA

GA

01/01/2016 Brunswick

GA

01/01/2016 Duluth

GA

01/01/2016 decatur

GA

01/01/2016 carrollton

GA

01/01/2016 Atlanta

GA

01/01/2016 ROME

GA

01/01/2016 ALMA

GA

01/01/2016 Carrollton

GA

01/01/2016 LOGANVILLE

GA

01/15/2016 LENOX

GA

01/15/2016 VILLA RICA

GA

01/15/2016 conley

GA

01/15/2016 Atlanta

GA

01/15/2016 conley

GA

01/15/2016 VALDOSTA

GA

01/15/2016 MADISON

GA

01/15/2016 Augusta

GA

01/15/2016 DALTON

GA

01/15/2016 Donalsonville

GA

Appendix 5 of 7

1299501 1277081 1252890

33322 43257 24078

BJR ENTERPRISES, INC. JK Enterprises LLC jaymeladi inc

120
Terminated - Surrendered/Cancelled

NMLS# License#

Company Name

1233299

22699

Point Financial Corporation

1252429

19373

Choi, Young, Ho

1233050

33290

FAIR MART LLC

3

01/15/2016 Madison

GA

01/20/2016 Tifton

GA

03/07/2016 savannah

GA

Date 03/08/2016 03/09/2016 03/15/2016

City Jonesboro Macon winston

State GA GA GA

GA Money Transmitter License
Approved

NMLS# License#

Company Name

1427719

48587

The Globe Forex Transfer Inc

1100635

47594

GPS Capital Markets, Inc.

1392720

24446

Thinking Minds, Inc.

1339425

49863

FIEM Group LLC

1353207

46563

SEQR Payments, Inc.

Date 01/08/2016 01/22/2016 02/02/2016 03/17/2016 03/18/2016

City Powder Springs South Jordan Marietta Dallas Atlanta

State GA UT GA TX GA

5
Terminated - Expired

NMLS# License#

Company Name

Date

City

State

1240410

36058

HD INTERNATIONAL GROUP, LLC DBA Dawit Money Transfer

01/01/2016 CLARKSTON

GA

1246290

19111

PELICAN PERSONIFIED INC

01/01/2016 norcross

GA

1326449

46081

DEFAK LLC

01/01/2016 Lawrenceville

GA

3

Appendix 6 of 7

GA Seller of Payment Instruments License
Approved

NMLS# License#

Company Name

1273871

48519

BillMo LLC

914924

48044 Green Dot Corporation

2

Date 03/22/2016 03/28/2016

City Middlebury Pasadena

State CT CA

Appendix 7 of 7