2005 annual report [2005]

OFFICE OF INSURANCE AND SAFETY FIRE COMMISSIONER

JOHN W. OXENDINE COMMISSIONER OF INSURANCE SAFETY FIRE COMMISSIONER INDUSTRIAL LOAN COMMISSIONER
COMPTROLLER GENERAL

SEVENTH FLOOR, WEST TOWER FLOYD BUILDING
2 MARTIN LUTHER KING, JR. DRIVE ATLANTA, GEORGIA 30334
404-656-2056 TTD# 404-656-4031

Members of the General Assembly:
Pursuant to O.C.G.A. 33-2-8, it is my pleasure to submit this Annual Report of the Georgia Commissioner of Insurance. Herein are summarized events and activities for calendar year 2005. A Supplement Report on Property and Casualty Insurance and a Report of Private Review Agents are also included.
It is my hope that these reports will provide you with valuable insight into the operations of the Office of Commissioner of Insurance. I look forward to working with you to serve the needs of the citizens of Georgia.
With warmest personal regards, I remain
Sincerely,

John W. Oxendine Commissioner of Insurance

THE OFFICE OF INSURANCE AND SAFETY FIRE COMMISSIONER DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, SEX, RELIGION, AGE OR DISABILITY IN EMPLOYMENT OR THE PROVISION OF PROGRAMS OR SERVICES

John W. Oxendine Insurance and Safety Fire Commissioner

The mission of the Office of Commissioner of Insurance is to ensure that the public's interests are served through professional oversight of regulated industries, consumer protection, and broad-based educational activities.
Our vision is to have a well-trained workforce using state-of-the-art technology to facilitate professional regulation, greater coordination and uniformity among state regulators, and greater public access to services and information that result in a more firesafe environment and a consumerfriendly, competitive marketplace for insurance and small loan products.

Georgia Department of Insurance

2005 Annual Report

Department Budget ................................................................................................................................... 5 Division Functions/Responsibilities ....................................................................................................... 6
Agents Licensing Division ...................................................................................................................... 6 Consumer Services Division ................................................................................................................... 7 Enforcement Division ............................................................................................................................. 7 Industrial Loan Division .......................................................................................................................... 7 Life and Health Division ......................................................................................................................... 8 Property and Casualty Division .............................................................................................................. 8 Regulatory Services Division ................................................................................................................. 8 Examinations Section ............................................................................................................................. 9 Premium Tax .......................................................................................................................................... 9 Safety Fire Division, Office of State Fire Marshal ................................................................................ 9 Public Education ....................................................................................................................................10 2005 Legislation Summary ...................................................................................................................... 11 Property and Casualty Supplemental Report .......................................................................................15 Private Review Agents Report ...............................................................................................................19 Regulatory Data ........................................................................................................................................22 Provider-Sponsored Health Care Corporations, as of December 31, 2005 ..........................................23 HMO Financials, as of December 31, 2005 ..........................................................................................24 Hospitals, Medical and Dental Service or Indemnity Corporations, as of December 31, 2005 ............25 Automobile Self-Insurers, as of December 31, 2005 ............................................................................26 Licensed Farmers' Mutual Fire Insurance Companies, as of December 31, 2005 ...............................27 Licensed Workers' Compensation Group Self-Insurance Funds, as of December 31, 2005 ................28 Domestic Life and Health Companies, as of December 31, 2005 ........................................................29 Foreign Life and Health Companies, as of December 31, 2005 ...........................................................30 Domestic Property and Casualty Companies, as of December 31, 2005 .............................................46 Foreign Property and Casualty Companies, as of December 31, 2005 .................................................47 Premium Finance Companies, as of December 31, 2005 .....................................................................67 Licensed Interlocal Risk Management Agencies, as of December 31, 2005 ........................................70 Risk Purchasing Groups, as of December 31, 2005 ..............................................................................71 Risk Retention Groups, as of December 31, 2005 ................................................................................77 Licensed Georgia Captives, as of December 31, 2005 .........................................................................79 Third Party Administrators, as of December 31, 2005 ..........................................................................80 Licensed Title Insurers, as of December 31, 2005 ................................................................................86

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Statement of Funds Available and Expenditures Compared to Budget Fund Year Ended June 30, 2005

Funds Available

Budget

Actual

Revenues State Appropriation Federal Revenues Other Revenues Retained
Total Revenues

$16,174,248.00 $1,364,984.00 $136,794.00 $17,676,026.00

Carryover from Prior Year Transfer from Reserved Fund Balance

$0.00

Total Funds Available

$17,676,026.00

Expenditures Personal Services Regular Operating Expenses Travel Motor Vehicle Purchases Equipment Computer Charges Real Estate Rental Telecommunications Per Diem, Fees and Contracts

$14,955,658.00 $790,436.00 $464,002.00 $80,176.00 $42,758.00 $288,592.00 $622,028.00 $346,334.00 $86,042.00

Total Expenditures

$17,676,026.00

Excess of funds available over expenditures

$16,174,248.00 $980,761.00 $121,125.00 $17,276,134.00
$32,135.00
$17,308,269.00
$14,628,910.00 $673,482.00 $365,919.00 $77,206.00 $37,353.00 $238,103.00 $622,027.00 $243,163.00 $53,570.00
$16,939,733.00
$368,536.00

Variable Favorable (Unfavorable)
$0.00 ($384,223.00) ($15,669.00) ($399,892.00)
$32,135.00
($367,757.00)
$326,748.00 $116,954.00 $98,083.00 $2,970.00 $5,405.00 $50,489.00 $1.00 $103,171.00 $32,472.00
$736,293.00

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2005 Annual Report

AGENTS LICENSING DIVISION
The Agents Licensing Division is responsible for the licensure, maintenance, and renewal of licenses for:
Agents Adjusters (crop, hail, independent, public, workers
compensation and staff) Limited subagents Surplus line brokers Counselors TemporaryAgents Rental Companies Retail Vendor of Communications Equipment Agencies Life Settlement Producer Registration Continuing Education Providers Prelicensing Education Providers
The division received 23,254 applications for resident licenses and 25,555 applications for non-resident licenses in 2005. Resident applicants for licensure are reviewed to determine if the appropriate prelicensing education has been completed. Non-resident applicants are reviewed for proper documentation of licensure in their state of residence and for reciprocity with that state.
All applicants for licensure are screened through the National Association of Insurance Commissioners' database to determine if the applicant has had regulatory action taken in another state. If regulatory action is discovered, the applicant is referred to the Enforcement Division for further investigation.
The division maintains licenses for more than 125,000 licensees, each of whom is required to file for renewal annually. Resident renewals are reviewed to determine if the continuing education requirement has been satisfied; non-residents are reviewed for proper documentation of continued licensure in their home state.

All entities wishing to offer pre-licensing and continuing education courses must be preapproved by the Agents Licensing Division; all course material must be pre-approved; all instructors must also be pre-approved. In accordance with Georgia law, all agents are required to be appointed by each insurance company with which they conduct business. The section receives, reviews, and issues more than 140,000 new certificates of authority each year; the Department also processed over 120,000 certificate of authority terminations. Each certificate of authority must be renewed by the insurance company annually. The section processes more than 480,000 certificate of authority renewals each year.
All insurance agencies doing business in Georgia are required to be licensed with the Agents Licensing Division. Currently there are 12,417 licensed agencies. Each agency is also required to renew their license annually. All insurers are required to register their staff adjusters each year. Currently over 10,000 staff adjusters are on file with the section. The division also provides status/clearance letters to individuals who are applying for licensure in another state. The section receives, reviews, and processes more than 5,000 letters annually.
Agents Licensing coordinates testing activities with a private company contracted to administer the state insurance examinations. All examination results are submitted to the section for review (to determine if proper licensing paperwork has been received), conversion, and processing. The division reviews and processes an average of 7,000 examination records each year. The Department also coordinates Test Development meetings where every item on each examination is reviewed for correctness, appropriateness and degree of difficulty.
The Agents Licensing Division communicates with the public and insurance industry regarding laws, regulations, reciprocal agreements, license status. The division also works with other states to provide licensing reciprocity and uniformity.

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CONSUMER SERVICES DIVISION THE ENFORCEMENT DIVISION

The Consumer Services Division attempts to ensure fair and equitable dealings between insurers, agents, and policyholders regarding all insurance transactions. This division receives complaints against agents or insurers from consumers.
Action by this division can be initiated by a written complaint, a personal visit to the Atlanta office, or a meeting with one of the division's field insurance investigators who travel throughout the state. Any inquiry that requires additional information or that appears to be a complaint is made into an investigation file. The file is then assigned to an insurance investigator qualified to conduct the particular type of investigation involved. The investigator gathers all available data necessary to properly analyze and evaluate the problem or claim. The division frequently holds an informal conference between complainants and company adjusters, agents, or underwriters regarding the problem in question. These conferences often bring about an amiable settlement.
The division strives to assist every citizen with every kind of problem or question he or she might encounter in reference to insurance. An honest and frank opinion is furnished every policyholder as to his or her rights and responsibilities under the insurance contract.
The Consumer Services Division actively participates in thirdparty liability claims in order to ascertain whether the insurance company has conducted its affairs within good businesslike insurance principles and has acted in good faith. It attempts to verify that all insurance matters handled by insurance company personnel, independent adjusters, and insurance agents have been handled fairly and equitably.
The division must be constantly alert for violations of the Unfair Trade Practices Act and investigate any apparent violations of this law. If an investigation discloses misrepresentation or any other unfair trade practice, the facts are submitted to the Commissioner for his decision as to the course of action that the department will take.
The division takes calls Monday through Friday from 8 a.m. to 7 p.m.

The Enforcement Division includes an Investigations section and Legal section.
The Legal section is responsible for advising the Department on legal issues related to Georgia's insurance, safety fire, and industrial loan laws and regulations. The Legal section makes recommendations and drafts orders for proposed administrative actions against licensees and unauthorized entities which are believed to be in violation of the Georgia Insurance Code, the Safety Fire Code, and the Industrial Loan Code.
The Legal section represents the Department in administrative hearings.
In addition to hearings related to proposed administrative actions, the Division represents the Department in administrative challenges to actions taken, including but not limited to, license applicants, rate and form filings made by companies, and insurance company holding act hearings.
The Investigations section is responsible for investigations related to suspected insurance fraud and arson. The fraud unit's special agents actively pursue suspects who misappropriate insurance premiums, who obtain insurance proceeds by fraud, or who sell fake insurance. The arson unit's criminal investigators investigate crimes against persons and property damaged by fire.
Investigations works closely with district attorneys across the State to prosecute insurance crimes. They have beensuccessful in obtaining restitution for victims of insurance crimes and for incarceration of criminals.
INDUSTRIAL LOAN DIVISION
The Industrial Loan Division is responsible for licensing and regulating the small loan industry in Georgia. These businesses are licensed under the Georgia Industrial Loan Act to lend cash to consumers in amounts not exceeding $3,000 and for a period not exceeding 36 months, and 15 days.

An industrial loan company applicant must meet three requirements to be licensed: (1) possess a net worth of at least $75,000; (2) be of good character; (3) meet the convenience and advantage criteria of the Industrial Loan Act (i.e., prove that the community needs this service). There

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are approximately 1,000 industrial loan offices licensed in the state.
Loan offices are audited by the Industrial Loan Division to ensure that lenders are in compliance with the laws and rules and regulations. These examinations, as required by statute, are purely for the benefit of the borrowers and are not directed toward examining the financial stability of the lender. However, the division does require that each loan office file an annual financial statement.
The division also furnishes a complaint service to the citizens of Georgia. Complaints may be lodged in writing, in person, or by phone. Each complaint is answered or investigated, and action is taken where appropriate.

The Division's Utilization Review Section is responsible for licensure of Private Review Agents which perform utilization review activities related to health benefit plans covering Georgia residents.
The Division's Managed Care Section works to resolve complex claims problems between health care providers and managed care insurers. This section conducts educational outreach programs to promote better awareness of appropriate claims filing and claims paying practices between respective groups. In 2005, they recovered in excess of 10 Million for Medical Providers and Hospitals.
PROPERTY AND CASUALTY DIVISION

LIFE AND HEALTH SECTION
The Life and Health Division works directly with insurers and insurance company product rate filings. It is responsible for solving both technical and practical problems in regulation of insurers through oversight of life and health insurance policy contracts issued in Georgia.
The Life and Health Division also contains a Utilization Review Section and a Managed Care Section. These two sections deal with managed care utilization review, help resolve medical provider and payor claims issues, and conduct educational and outreach programs regarding claims filing and paying practices.
The Division's responsibilities include, but are not limited to:
Analysis of life insurance, annuity, credit insurance and health insurance policy forms to determine compliance with applicable insurance law, rules and regulations;
Disapproval of policy forms which contain inconsistent, ambiguous, misleading, deceptive, unfair, or inequitable provisions;
Review and approval of new or revised premium rates for certain categories of health insurance or credit insurance products and advertisements for Long Term Care and Medicare Supplement Insurance as required by laws or regulations;
Certification of managed care insurers under the Patient Protection Act.

The primary responsibility of the Property and Casualty Division is to ensure that all property and casualty insurance rates, rules, and forms used in Georgia comply with state law. All property and casualty insurers licensed to operate in Georgia must file all their premium rates, underwriting rules, and policy forms with the Property and Casualty Division. Each year the Property and Casualty Division receives an average of 500 rate and rule filings per month from insurance companies, self-insured trust funds, or rating organizations. Rate filings are evaluated to determine if they meet Georgia's legal standards prohibiting rates that are excessive, inadequate, or unfairly discriminatory.
Georgia licensed insurers must file with the Department of Insurance most property and casualty insurance policy forms and endorsements at least 90 days prior to their effective dates. The Property and Casualty Division receives a monthly average of 365 form and endorsement filings from insurance companies and rating organizations. All property and casualty insurance forms and endorsements are subject to prior approval before they can be used by any licensed Georgia insurer.
The division also regulates a number of residual market insurance plans designed to provide coverage to insureds unable to obtain insurance voluntarily from licensed insurers writing certain lines of insurance in Georgia. Every Georgia licensed insurer writing automobile, property, or workers' compensation insurance must participate in the applicable residual market plan.

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REGULATORY SERVICES DIVISION
The Regulatory Services Division is responsible for licensing insurance companies and ensuring that the licensed companies remain solvent and compliant with all the requirements of Georgia laws and regulations. The division receives and reviews license applications from insurers and other entities and makes recommendations to the Commissioner as to whether the applicant satisfies the necessary requirements. Additionally, any changes to a company's certificate of authority, such as an addition or deletion of a class of business, name change, etc., is performed in the Regulatory Services Division.
The Regulatory Services Division is also responsible for the financial regulation of licensed insurers and other related entities as prescribed by Georgia law.Accordingly, the division receives and reviews quarterly and annual financial statements and related filings, financial examinations, CPA audits, actuarial opinions, and the holding company disclosure filings. Based on the results of the information provided, the division then makes necessary recommendations to the Commissioner. In some cases, the financial review may also trigger the division to make recommendations for a targeted examination or regulatory action.
Another responsibility of the division is to advise the Commissioner on any proposed mergers, acquisitions, and extraordinary dividend payment requests. The division is also responsible for approving any management, services, accounting, or other type of agreement that an insurer may wish to put into place. Lastly, this division is responsible for the record keeping of more than $200 million in assets that licensed insurers have pledged to the state in the form of security deposits. In addition to the above, the division assists consumers by providing them with financial and licensure information regarding companies doing business in Georgia.

The Market Conduct Unit is responsible for conducting examinations on a variety of insurers licensed in Georgia. The focus of each examination is to determine the company's compliance with Georgia law and the rules and regulations of the Department of Insurance. The examiners review the company records and market activities and report on any items of non-compliance or other problems noted.
PREMIUM TAX DIVISION
The Premium Tax Division is responsible for ensuring compliance with the insurance premium tax laws, rules and regulations, collecting taxes and processing premium tax returns for all insurance companies and surplus lines brokers licensed in Georgia. Currently, processing includes the collection of over $300 million in state premium tax revenue and the assessment, collection and distribution of over $350 million in local premium tax revenue. The Premium Tax Division is also responsible for the assessment and collection of the Special Insurance Fraud Fund, which varies with the annual appropriation. In addition, the Premium Tax Division responds to inquiries from various sources regarding tax laws and regulation as well as questions regarding the administration of various tax programs.
OFFICE OF THE SAFETY FIRE COMMISSIONER
As a direct result of the 1946 Winecoff Hotel fire in which 119 people lost their lives, the Georgia Safety Fire Law came into being. The General Assembly enacted legislation relating to fire safety in public buildings and assigned the responsibility for executing the law to the Commissioner of Insurance, who was named ex-officio Safety Fire Commissioner. The law further authorized the appointment of a State Fire Marshal and the creation of the Safety Fire Division of the Office of the Commissioner of Insurance.

THE EXAMINATIONS SECTION
The Examinations Section is comprised of the Market Conduct and Financial Units. The Financial Unit is responsible for conducting examinations on a variety of insurers licensed in Georgia. The focus of each examination is to test their compliance with Georgia law and related rules and regulations of the Department of Insurance, to verify the financial solvency of the insurance companies, and to report on any items of non-compliance or other problems noted.

The current responsibilities of the Safety Fire Division also know as the Fire Marshal's Office fall into five main categories: building construction, manufactured housing, hazardous materials, fire investigations and education.
The office enforces fire safety rules and regulations for hotels, multi-family dwellings, schools, day care centers, personal care homes, churches, hospitals, nursing homes, mercantile occupancies, race tracks, and other buildings throughout the state defined in O.C.G.A. 25-2-13. The engineering staff evaluates buildings in the planning and construction stages

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by reviewing and approving plans. Fire Safety Compliance Officers examine new and existing structures for compliance with safety fire laws, codes and standards.
In conjunction with the federal Department of Housing and Urban Development, the office monitors the Georgia manufactured housing industry to ensure federal HUD compliance for construction and installation of new manufactured homes. Also, this office performs consumer complaint inquiries to assist citizens who are experiencing problems and are unable to secure help from the manufacturer, retailer or installer. Retail lot facilities are inspected to prevent dealer tampering and alterations to manufactured homes.
Under contract with the Georgia Department of Human Resources, the office conducts the Centers for Medicare & Medicaid Services life safety surveys.
The office issues licenses to traveling carnivals and circuses, sprinkler contractors, racetracks, fire extinguisher companies, special hazard suppression system companies.
The Fire Marshal's Office also regulates the storage, transportation, and handling of various hazardous materials and enforces the blasting act. Regulatory licenses are issued annually for blasters who use explosives, liquefied petroleum gas companies, bulk plant locations, fireworks manufacturing facilities and pyrotechnics companies. Permits are issued for control of anhydrous ammonia, self-service dispensing of motor fuels.

wide fire drill, statewide poster and essay contests, and fire & life safety awards for the categories of Firefighter of the Year, Fire Safety Educator of the Year, Fire Official of the Year, Fire Safety Prevention Program of the Year, and two Citizens' Courage Awards. All winners are recognized at an annual Fire & Life Safety Awards Luncheon.
Additionally, the division has established programs to promote citizen involvement in fire safety education through programs such as the Child Day Care Professional fire safety training (all child day care professionals are required by the Georgia State Fire Marshal's Office to receive this training every three years); the Operation Safe Home Smoke Alarm programs (this program allows the public, civic organizations, the public safety industry, et. al., to purchase smoke alarms at a discounted rate), and statewide seminars. Our department has trained certified staff to assist in car safety checks for the protection of all Georgia's young children.
To assist those individuals working in the fire service or related fields as well as insurance providers and agents, the Public Safety Education Division publishes "Fire Wire" and the "Insurance Facts," which contain valuable educational and informational materials. This division is also the designee for the U.S. Consumer Safety Product Commission for all recalls in the State and works with Telemedicine and Junior Firesetters Intervention Programs.

The office requires fire drills in the local school systems and encourages schools, fire departments and community groups to participate in fire prevention education.

PUBLIC SAFETY EDUCATION DIVISION

The Public Safety Education Division is responsible for promoting fire safety education. The division coordinates fire prevention education programs throughout the state such as Junior Fire Marshal, and three Fire Safety Houses serving the entire state of Georgia.

The division coordinates statewide participation with all Georgia schools public and private, and the public safety industry for National Fire Prevention Week activities each October. The Fire Prevention Week activities include a state-

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HB 501
This Act amends numerous provisions of the Official Code of Georgia Annotated so as to substantially amend laws relating to the operation and regulation of motor vehicles and substantially revise the state administration of such laws. The Act creates the Department of Driver Services as a successor agency to the Department of Motor Vehicle Safety and provides for the new department to assume responsibility for driver's licensing services. The Act also substantially amends the provisions relating to drivers' licenses by changing the fees therefor, changing the licensing period, and changing the procedure for issuance, renewal, and suspension thereof.
The Act amends O.C.G.A. Titles 3, 8, 10, 15, 16, 17, 19, 20, 21, 24, 27, 32, 33, 35, 40, 42, 43, 44, 45, 46, 48, 50, and 52. Effective July 1, 2005, except that the provisions regarding the terms of the members of the Board of Motor Vehicle Safety are effective May 2, 2005.
SB 3
This Act provides for substantive and comprehensive revision of provisions regarding civil practice, evidentiary matters, and liability in tort actions in general and actions related to health care in particular. The Act also provides for legislative findings, venue in actions with joint defendants, and courts declining to follow the doctrine of forum non conveniens in certain cases. The Act changes provisions relating to affidavits accompanying charges of professional malpractice and provides defendants access to plaintiff's health information in medical malpractice cases. The Act provides new procedures for damages for frivolous claims and defenses and establishes that certain apologies or similar statements by health care providers shall not be admitted as evidence in civil actions. The Act also changes provisions regarding expert opinions in certain malpractice civil actions and regarding establishment of liability and standard of care in certain actions relating to emergency health care. The Act changes provisions relating to apportionment of award according to

degree of fault and relating to agency liability of hospitals. The Act also limits noneconomic damages in certain actions relating to health care.
The Act amends O.C.G.A. Titles 9, 24, 33, 43, and 51. Effective February 16, 2005, except as specifically detailed in the Act.
SB 49
This Act changes provisions found throughout the O.C.G.A. to make it sufficient that various agencies notify members of the General Assembly of the availability of annual reports, budgets, and audits. The Act relieves the agencies from the requirement of distributing the document to all members of the General Assembly.
The Act amends O.C.G.A. Titles 8, 10, 12, 15, 20, 25, 28, 31, 33, 37, 38, 45, 47, 48, 49 and 50. Effective July 1, 2005.
HB 407
This Act authorizes the Commissioner of Insurance to place administrators on probation and to provide penalties against administrators for certain violations. The Act permits insurers to provide food or refreshments to current or prospective clients during sales presentations and seminars under certain circumstances. The Act revises and provides additional grounds for refusal, suspension, or revocation of licenses of agents, subagents, counselors, and adjusters.
The Act makes various changes relating to the licensing of administrators. The Act makes extensive changes relating to the "Georgia Insurers Insolvency Pool Act."
The Act amends O.C.G.A. Sections 33-2-24, 33-6-4, 339-36, 33-23-17, 33-23-21, 33-23-46, 33-23-100, 33-23101, 33-23-102, 33-23-103, 33-36-2, 33-36-3, 33-364, 33-36-6, 33-36-7, 33-36-7.1, 33-36-9, 33-36-11, 3336-13, 33-36-14, 33-36-14.1, 33-36-15, and 33-36-16.1.

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Effective July 1, 2005.
HB 291
This Act provides an exception to the requirement that major medical insurance policies or plans provide for carryover deductibles. The Act removes the requirement that managed care plans obtain signed acknowledgments from enrollees regarding participating providers, limitations on choices of health care providers, and summaries of agreements with health care providers.
The Act enacts the "Georgia Telemedicine Act," requiring that health benefit policies provide coverage for health care services provided through telemedicine in accordance with generally accepted health care practices and standards.
The Act provides for group life insurance policies to insure mortgagors of a creditor to reduce or extinguish an unpaid mortgage and increases the maximum amount of coverage on an agricultural loan group policy to $75,000.00. The Act provides that certain required provisions in group life insurance policies shall not apply to policies issued to a creditor to insure mortgagors. The Act requires that certain individual and blanket accident and sickness policies insure certain dependent children of the insured up to and including age 25. The Act revises the definitions of "group accident and sickness insurance" and "blanket accident and sickness insurance." The Act provides an exception for intentional misrepresentation of material fact in applying for or procuring insurance as to treatment of certain statements made by a policyholder or insured person. The Act revises the definition of "emergency services" relating to preferred provider arrangements.
The Act amends O.C.G.A. Sections 33-6-5, 33-20A-5, 3327-1, 33-27-3, 33-29-2, 33-29-7, 33-29-8, 33-30-1, 3330-3, 33-30-4, 33-30-6, 33-30-9, 33-30-15, and 33-3022. The Act enacts O.C.G.A. Section 33-24-56.4. Effective July 1, 2005.

The Act amends O.C.G.A. Section 33-7-6. Effective July 1, 2005.
HB 470
This Act amends the "Georgia Emergency Telephone Number 911 Service Act of 1977." The Act changes each occurrence of "911" to "9-1-1"; changes the composition of the 9-1-1 Advisory Committee; changes provisions relating to information required from service providers; and provides that the local government encompassing a wireless subscriber's place of primary use (rather than the local government encompassing a wireless subscriber's billing address) may impose a monthly wireless enhanced 9-1-1 charge. The Act eliminates Wireless Phase I Reserve Accounts and requires that funds in such accounts be transferred to the Emergency Telephone System Fund. The Act provides that a wireless service supplier may recover its costs expended on the implementation and provision of wireless enhanced 9-1-1 services to subscribers from the Emergency Telephone System Fund, restricts such recovery to $.30 of each 9-1-1 charge collected from a place of primary use encompassed by the local government, and provides that such recovery may be increased to $.45 upon implementation of step two of the state plan. The Act describes step one and step two of the state plan for 9-1-1 enhanced communications. The Act requires local governments to file annual reports of 9-1-1 collections and expenditures and provides that a local government that makes unauthorized expenditures of 9-1-1 funds may be held liable for pro rata reimbursement to subscribers of the amounts improperly expended. The Act provides that joint 9-1-1 authorities shall not be required to pay sales and use tax or taxes on property and income. The Act requires home service providers to provide quarterly reports to the Georgia Emergency Management Agency regarding the number of customers and customers' places of primary use, requires such providers to provide information to local governments regarding fee collections, and requires such providers to state information regarding fees and taxing jurisdictions on each customer bill.

HB 428
This Act provides an exception to the category of property insurance for warranty service agreements for major appliances, utility systems, and roofing of certain residential structures if such agreement is guaranteed by a surety bond of at least $100,000.00.

The Act amends O.C.G.A. Sections 16-10-24.3, 19-1351, 31-11-1, 31-11-53.1, 33-9-39, 36-60-19, 38-3-20, 38-3-27, 46-5-120 through 46-5-136, 46-5-138, and 5018-72 and repeals O.C.G.A. Section 46-5-139. Effective July 1, 2005.
HB 327

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This Act removes the existing eight-year limitation on the application of the workers' compensation insurance premium discount for insureds with drug-free workplace programs and provides that such discount shall continue as long as the insured maintains the certification as having a drug-free workplace. The Act also authorizes the Board of Workers' Compensation to promulgate policies, rules, and regulations concerning the electronic submission to and transmission from the board of documents and filings. The Act provides for a schedule of hearings with regard to a request for a determination of noncatastrophic status. The Act creates a rebuttable presumption in determining whether an employee's injury is catastrophic. The Act also changes the compensation payable for temporary total disability and for temporary partial disability.
The Act amends O.C.G.A. Sections 33-9-40.2, 34-9-40, 34-9-60, 34-9-10.2, 34-9-200.1, 34-9-261, and 34-9262. Effective July 1, 2005.

HB 418
This Act provides for electronic notice of cancellation of insurance policies to lienholders. The Act amends O.C.G.A. Section 33-24-44. Effective May 2, 2005.
SB 81
This Act recodifies the "Patient Access to Eye Care Act" as a portion of Title 33, the "Georgia Insurance Code," and provides for enforcement of such Act by the Commissioner of Insurance.
The Act repeals and reserves O.C.G.A. Sections 31-1-20 through 31-1-22 and enacts O.C.G.A. Section 33-24-59.12. Effective July 1, 2005.
HB 320

SB 225
This Act repeals the provisions relating to required reserves for employers' liability insurance and workers' compensation for outstanding losses from accident to or injuries suffered by an employee or other person. The Act repeals O.C.G.A. Section 33-10-9. Effective May 2, 2005.
SB 140

This Act creates the Commission on the Georgia Health Insurance Risk Pool to conduct a feasibility study and provide recommendations for establishment of the Georgia Health Insurance Risk Pool for coverage for uninsurable individuals and persons eligible for federal Health Coverage Tax Credits.
The Act enacts O.C.G.A. Sections 33-29A-20 through 3329A-22. Effective May 10, 2005.

This Act creates the Joint Committee to Study Prescription Costs in State Funded Health Care Plans. The Act amends the "Patient's Right to Independent Review Act," providing that such Act shall not apply to recipients of Medicaid or PeachCare. The Act provides that recipients of Medicaid or PeachCare shall be afforded fair hearing rights after first exhausting the grievance procedure of the managed care plan. The Act provides that health maintenance organizations that enter into contracts with the Department of Community Health to provide health care to Medicaid recipients shall not be subject to certain fees and taxes. The Act eliminates the requirement for a separate budget unit and separate appropriation for purposes of implementing Medicaid.The Act enacts O.C.G.A. Sections 33-20A-42 and 33-20A-70.
The Act amends O.C.G.A. Sections 33-20A-30 through 33-20A-41, 49-4-156, 49-5-272, and 49-5-273. Effective May 10, 2005.

SB 166
This Act provides an insurer shall deliver a policy or certificate of credit life insurance to an insured within 60 days after the indebtedness is incurred.
The Act amends O.C.G.A. Section 33-31-7. Effective May 2, 2005.
SB 167
This Act requires an insured to notify the credit life insurer upon the early payoff of the indebtedness and requires the insurer to provide a notice on the face of the policy of the obligation of the insured to provide such notice.
The Act amends O.C.G.A. Section 33-31-9. Effective May 2, 2005.

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SB 174
This Act enacts the "Small Business Employee Choice of Benefits Health Insurance Plan Act." The Act provides that insurers must offer to individuals and to employees in small businesses, defined as 15 or fewer employees, both a health benefit plan that contains all state mandated health benefits and one that does not contain all state mandated health benefits.
The Act enacts O.C.G.A. Sections 33-59-1 through 3359-6. Effective May 10, 2005.
SB 217
This Act enacts the "Life Settlements Act," which provides for the protection of contractual and property rights of a life insurance policy owner to seek a life settlement. The Act provides for the regulation of life settlement transactions and provides for the licensing and regulation of life settlement providers and others involved in life settlement transactions. The Act provides for antifraud measures and for penalties for certain violations.
The Act enacts O.C.G.A. Sections 33-59-1 through 3359-18. Effective May 9, 2005.

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SECTION XVI: SUPPLEMENTAL REPORT ON PROPERTY AND CASUALTY INSURANCE

Pursuant to O.C.G.A. 33-2-8.1, the following is the Office of Commissioner of Insurance Supplemental Report on Property and Casualty Insurance. Included in this report is an evaluation of insurance coverages considered by the Commissioner to be unavailable or unaffordable and consumer information regarding market assistance programs and joint underwriting associations. The report also includes a summary of actions taken by the Department on personal lines property and casualty insurance rate filings that resulted in the filing of lower rates by insurance companies and an estimate of the amount of money saved by consumes as a result of such actions. Lastly, the Supplement Report provides a listing of those insurers which are in formal rehabilitation, liquidation, or conservatorship.

UNAVAILABILITY AND UNAFFORDABILITY

Commercial Lines

Insurance coverage continues to be available and affordable for most of the commercial lines or classes or business listed in O.C.G.A. 33-2-8.1(d), with the exception of the medical malpractice line.

The commercial lines market stabilized during the 2004 calendar year. Competition for specific accounts, pricing stability, and an increased appetite for risk became more evident during the progression of the year. In 2004, the property and casualty industry achieved the first underwriting profit since 1978. The results, while favorable, were hindered by the impact of five hurricanes during the third quarter. For the 2004 calendar year, it was estimated that the industry incurred $27.5 billion dollars in direct property losses. This was more than double the catastrophe loss in 2003. Unfortunately, 2005 insured catastrophe losses established a new record with an estimated $57.7 billion in catastrophe losses primarily attributed to hurricanes. These losses contributed to a $5 billion underwriting loss for 2005 which is modest considering the magnitude of the 2005 catastrophes. The trend toward increased competition continued during 2005; however, it may have been hindered by the uncertainty of the renewal of the Terrorism Act of 2002 and the increasing awareness of the impact of catastrophic losses on the industry.

The Terrorism Risk Insurance Act of 2002 (Act) provided for a temporary federal program for public and private compensation for insured commercial property and casualty losses resulting from terrorism as defined by the Act. The Act mandated the offering of terrorism coverage to commercial risks with insured's given the option to decline coverage. Workers' compensation coverage was not included in the Act since terrorism cannot be excluded in that particular line of insurance. The Act provided for reimbursement for terrorism losses after certain deductibles are met and also established a maximum cap on terrorism losses for the industry.

The Act provided insurers with the means to predict the probable maximum loss and to continue to provide coverage that was vital to economic growth. The Act was set to expire on December 31, 2005. Fortunately, the Act was renewed with modifications.

Insurers have become more competitive due in part to the return to basic underwriting fundamentals and pricing for the exposure assumed. More competitive pricing and coverage options are expected in the near future as a result of excess

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capacity unless catastrophic losses, both man-made and natural, erode the potential for profits and reduce the capacity in the insurance and reinsurance markets.

The cause of the availability and affordability problems for medical malpractice was not attributed to the September 11, 2001 tragedy or other catastrophes, although these events may have had an impact on the countrywide magnitude of the problem. The primary cause of the problem was loss experience in Georgia and countrywide. The erosion in loss experience has been attributed to larger legal judgments or settlements along with minimum changes in frequency. Experience for medical malpractice deteriorated from a 51.6 percent loss ratio in 1996 to a loss ratio of 133.79 percent in 2001 and 122.79 percent in 2002. 2003 and 2004 Georgia loss ratios of 84.5 percent and 70.4 percent, respectively, represented a substantial improvement in loss experience. These improvements were primarily attributed to significant pricing changes that affected the affordability of the products.

The Georgia medical malpractice calendar year loss ratio for 2005 decreased to 44.2 percent. This improvement is more difficult to characterize than the prior two years because both the earned premium and incurred losses declined significantly. The decrease in earned premium may be attributed to more competitive pricing, fewer exposures insured in the surplus line markets, or medical professionals and facilities relying less on traditional insurance mechanisms. The reduction in losses may be attributable to an improvement in loss experience, reserve adjustments, or fewer exposures insured by traditional means.

Another contributing factor causing availability and affordability problems for medical malpractice was the departure of carriers from the market. One particular carrier, Phico, is currently in receivership, and Georgia's second largest writer in previous years, St. Paul, elected to totally exit the medical malpractice market countrywide. This left many physicians and hospitals searching for coverage. Doctors who were able to remain with their current medical malpractice provider saw modest premium increases. Doctors that had to change carriers experienced large premium increases due to the cost of extended reporting endorsements coupled with the effect of new pricing with a new carrier. Many doctors who had coverage with Phico, St. Paul or other companies no longer writing were absorbed by the non-regulated Surplus Lines market at a tremendous increase in pricing and most likely with less coverage. Hospitals were especially hard hit by St. Paul's departure as St. Paul insured the majority of the smaller rural hospitals as well as a few large hospitals. It has been difficult for doctors with a prior claim to find coverage (as new business) in the admitted markets due to the reduction in capacity and competition. Twelve of the top twenty medical malpractice writers in calendar year 2004 were non-regulated insurers. The number of non-regulated insurers in the top 20 declined to 10 for Calendar year 2005 which is an encouraging sign that the market has stabilized.

On February 16, 2005, Governor Perdue signed Senate Bill 3 into law. This legislation contained various tort reform measures with an emphasis on, but not exclusively limited to, medical malpractice litigation.

Senate Bill 3 included caps on medical malpractice non-economic damages, a requirement that litigation involving emergency care physicians demonstrate clear and convincing evidence that the emergency provider's actions showed gross negligence, an elimination of apparent agency when the hospital provides proper disclosures unless an actual agency or employment relationship exists between a hospital and a health care professional, venue reforms (a portion of which was struck down in February, 2006), elimination of joint and several liability in all cases, more stringent requirements for expert witnesses in medical malpractice actions, an allowance for health care providers to apologize without the statement being admissible as evidence, a requirement that in cases involving an offer of judgment the offering party may obtain litigation costs, including attorney's fees, if the judgment is not at least 25% more favorable than the pre-trial offer, additional reporting requirements to the Composite State Board of Medical Examiners and a requirement that Composite State Board investigates all judgment in excess of $100,000.

The legislation as passed is expected to ultimately reduce medical malpractice losses and hopefully attract additional capital into the market. This legislation has helped to stabilize the market, but the full effects will not be realized until the constitutionality of various provisions is determined. Until then, insurers are likely to take a "wait and see" approach.

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2005 Annual Report

Market Assistance Programs and Joint Underwriting Associations
The Market Assistance Program is virtually inactive due to current market conditions according to Mr. Michael Valdez, General Manager of the Georgia Underwriting Association. He estimates there are approximately two or three inquiries a quarter requesting help to find insurance.
Residual market mechanisms exist to assist consumers who are unable to purchase coverage through the voluntary market. Generally, this business is shared among insurance companies in two ways: (1) through direct assignment of individual applicants or (2) through insurance pooling agreements. There are three major residual market mechanisms operating in Georgia to assist consumers in obtaining coverage: The Georgia Automobile Insurance Plan, The Workers' Compensation Assigned Risk Plan, and the Fair Plan for property insurance.
The Georgia Automobile Insurance Plan
The Georgia Automobile Insurance Plan provides coverage for private passenger risks on an assigned risk basis and for commercial risks under a pooling arrangement with servicing carriers. Individuals can have difficulty obtaining automobile coverage for a variety of reasons, such as a poor driving record. Because obtaining auto liability insurance is mandated by law, the Georgia Automobile Insurance Plan is essential to ensure that individuals can find this coverage. A growing number of nonstandard automobile writers entered the voluntary automobile market in Georgia during the last decade. Consequently, individuals can now find coverage easily and the Automobile Insurance Plan's written premiums are decreasing. In 1989, residual market automobile premium totaled $30,014,000. By 1996, premium had decreased to approximately $3,000,000. Another decrease for calendar year 2001 resulted in premium of approximately $1,225,000. Plan premium experienced a slight increase to $1,657,000 in 2002. By the end of 2005 plan premium was down to $514,911 which is less than 0.1 percent of the market.
The Georgia Workers' Compensation Assigned Risk Plan
The Georgia Workers' Compensation Assigned Risk Plan (Plan) is the residual market for workers' compensation coverage in Georgia. The plan is administered by the National Council on Compensation Insurance, Inc. (NCCI) which is appointed by the Commissioner. NCCI has the responsibility to ensure equity among carriers, conduct a bid process for servicing carriers, make random assignments based on Plan quotas, apply consistent rules, and oversee all financial accounting and reserving functions. Both direct assignment carriers and servicing carriers write workers' compensation insurance in the Plan. If an insurer writes workers' compensation insurance in Georgia, it must participate in the Plan. Participation is based on market share or percentage of written premium.
The Plan is reinsured by all the workers' compensation carriers through a pooling arrangement. This can be accomplished by one of two ways. Carriers, prior to each calendar year, may elect to either request to be a direct assignment carrier, subject to the Commissioner's approval, or companies may participate in the pooling arrangement, where they could be subject to assessments if the business produced through the pooling arrangement operates at an ultimate loss. The business produced through the pooling arrangement is written by servicing carriers, which are chosen through a bid process conducted by NCCI and approved by the Commissioner. The servicing carriers are subject to predetermined service levels and are audited by NCCI to ensure compliance. A carrier may choose to be a direct assignment carrier, receiving quota requirements straight from NCCI, and then writing the policy as if it was one of their own. There is no reinsurance provided through the Plan to direct assignment carriers. The company is responsible for this policy just as if it were written voluntarily.
There have been several enhancements implemented into the Assigned Risk Plan over the past several years. The most important change has been to allow Assigned Risk applications to be made on-line. Georgia leads the nation in on-line applications with almost 86% of our applications processed electronically. This results in quicker binding of applications and increased accuracy of information. Another new program that has been added is VCAP (Voluntary Coverage Assistance

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2005 Annual Report

Program). This program is designed as a depopulation tool for the Plan which allows companies to view the assigned risk applications before they are written in the Plan.
The Georgia Workers' Compensation Assigned Risk Plan (GWCARP) experienced an increase in volume back in 2000, 2001, and 2002, mainly due to the insolvencies of Legion and Reliance. Since then, the GWCARP has stabilized in growth and market share. In 2003, Georgia's premium was $90,368,881 representing 8.7% of the market. In 2005, volume was $96,985,758, representing 7.6% of the market. Georgia's overall marketshare is 7.6% as compared to the countrywide figure of 11.5%.
The Fair Plan
The Fair Plan assists consumers who may have difficulty in obtaining insurance for their homes or commercial property. Since lienholders require insurance coverage to protect their interests, the Fair Plan is essential to these individuals. The Fair Plan grew steadily from 1991 to 1998, with written premium increasing from $2,657,556 to $10,684,277 respectively. For the period 1998 to 2002, the premium volume stabilized as demonstrated by the calendar year 2000 premium volume of $10,201,713 and calendar year 2001 premium volume of $10,542,309. For the 2002 and 2003 Plan years, premium rose to $13,144,818 and $16,136,000, respectively. The 2005 plan year premium was $16,340,482. While the market share of the Fair Plan, as compared to total market, is negligible, it continues to be an important source of insurance coverage.
Prior to 1995, the Fair Plan issued only Dwelling Fire and Extended Coverage policies for residential property. These policies offer substantially less coverage than standard Homeowners policies. In 1995, the Fair Plan made a Homeowners policy available which has provided broader coverage to the benefit of consumers. The 2005 Homeowners written premium made up 40% of the Plan's volume.
Actions Resulting in the Filing of Lower Rates
O.C.G.A. 33-2-8.1(f) requires a summary of "actions taken by the department on personal lines property and casualty filings that result in the filing of lower rates by insurance companies and estimates of the amount of money saved by consumers as a result of such actions." Personal lines coverages include private passenger automobile, homeowners, dwelling fire, personal umbrella and other miscellaneous coverages. Actions on filings may be separated into three (3) categories: (1) approval/acknowledgement of rate decreases, (2) negotiating with companies to lower the amount of requested rate increase or increase the amount of a requested decrease, and (3) disapproval of increases.
Of the personal lines filings received during 2004, the Department approved or acknowledged fifty-five (55) rate decreases, resulting in savings of $62,087,068 for Georgia consumers when compared to previously filed rates. The department negotiated rate changes lower than companies requested on sixteen (16) filings, resulting in savings of $7,744,975 when compared to requested rate changes. The Department disapproved two (2) filings saving the consumers an additional $847,930. The personal lines savings resulting from the actions of this Department for 2004 was $63,709,973.

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2005 REPORT OF PRIVATE REVIEW AGENTS OPERATING UNDER O.C.G.A. CHAPTER 33-46
This Report is prepared in order to comply with O.C.G.A. Section 33-46-14 which requires the Commissioner of Insurance to issue an Annual Report to the Governor and the General Assembly concerning the conduct of utilization review in the state.
Description of Utilization Review Programs
For the reporting year of 2005 one hundred twelve (112) entities were certified in Georgia under the supervision of the Commissioner of Insurance as Private Review Agents, as defined in O.C.G.A. Section 33-46-2(9), performing utilization review activities relating to the provision of medical care. In 2005, Private Review Agents reported that their utilization review services were either performed for or available to plans covering some 18,980,189 U.S. lives, including an estimated 7,500,000 Georgians.
Utilization review programs within the state are classified into six (6) major categories i.e., Medical, Surgical, Chiropractic, Maternity, Chemical Dependency/Substance Abuse, Mental Health, and Other. Within these six (6) categories, Private Review Agents provided such utilization review services as:

Prospective Review, in which a proposed schedule of treatment, including patient care, discharge plans, policies, or procedures that specify how care will be provided, is evaluated;

Concurrent Review, in which routine medical procedures are monitored during the course of hospitalization or treatment to ensure that appropriate care is delivered; and

Retrospective Review, in which audits of selected medical records help payers assure that appropriate care was provided and billed. 1

There is one more utilization review service type entitled "other" which includes those reviews which may not be directly related to medical necessity or appropriateness, such as benefit determination reviews.

An analysis of these utilization review programs is detailed below:

BENEFITREVIEWPROGRAM TYPE
MEDICAL SURGERY CHIROPRACTIC MATERNITY CHEMICAL DEPENDENCY MENTAL HEALTH OTHER

% OF PRIVATE REVIEWAGENTS OFFERING THIS TYPE OF REVIEW PROGRAM 75% 70% 18% 58% 58% 57% 52%

% CASES OF THIS TYPE REVIEWED
54% 25% 3% 6% 1% 11% 37%

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An analysis of the utilization review services performed are detailed below:

SERVICE PERFORMED
PROSPECTIVE REVIEW CONCURRENT REVIEW RETROSPECTIVE REVIEW OTHER

% OF PRIVATE REVIEWAGENTS PERFORMING SERVICE 91% 81% 71% 11%

NUMBER OF REVIEW SERVICES PERFORMED IN 2005
636,076 310,870 318,426 15,129

Private Review Agents operating in the state reported authorization of 297,078 hospital admissions for acute care in 2005.

Analysis of Complaints Filed Against Private Review Agents Reporting required by Private Review Agents on non-clinical (administrative or paperwork rather than medical issues) consumer complaints regarding utilization review indicates that complaints are few in relation to the 7.5 million reported Georgians covered and the 1,280,501 review services performed. A separate review of actual consumer complaint records handled through the Consumer Services Division of the Office of Commissioner of Insurance indicates that there is no statistically significant level of amounts or types of complaints regarding utilization review as administered by Private Review Agents. These findings are consistent with our analysis of the last few years.

Evaluation of Impact of Utilization Review Programs on Patient Access to Care Private Review Agents who provide utilization review programs in the state continue to perform services for health care insurers involving significant numbers of Georgia insureds in the administration of health insurance plans in Georgia in compliance with the legislative purposes and intent as stated in O.C.G.A. Section 33-46-1(a).

The number of covered lives, the frequency of most review types performed, the diversity of utilization review programs offered, and the extremely low levels of consumer complaints in relation to these indicate that utilization review activities in this state are being administered by Private Review Agents in compliance with O.C.G.A. Chapter 33-46 and the Rules and Regulations promulgated by the Commissioner of Insurance. According to the data reviewed in the annual reports filed by Private Review Agents, we conclude that utilization review programs do not impair patient access to care.

.............................. 1 Fazen, Ph.D., Marianne F. Managed Care Desk Reference: The Complete Guide to Terminology and Resources. Reston: St. Anthony's Publishing, Inc., 1996.

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2005 Annual Report

Appendix A
Comparison of Selected Private Review Agent Data by Years 1997 through 2005

SERVICE PERFORMED NUMBER OF REVIEW SERVICES PERFORMED IN YEAR:

Prospective Review Concurrent Review Retrospective Review Other

1997 1998 1999 2000 2001 2002 2003 2004 2005 276,190 420,266 671,268 1,197,281 727,756 777,168 626,714 562,265 636,076 232,230 330,781 334,961 209,754 304,086 545,846 583,447 408,760 310,870 13,134 21,723 43,933 33,970 109,734 119,949 76,673 225,073 318,426 17,054 61,693 8,336 10,236 6,472 18,352 6,524 4,996 15,129

GEORGIA- Covered Lives

1997 1998 1999 2000 2001 2002 2003 2004 2005 2,189,910 4,629,058 4,480,731 5,331,792 6,161,702 6,800,000 7,100,000 7,200,000 7,500,000

Hospital Admissions 1997 1998 1999 2000 2001 2002 2003 2004, 2005 132,608 254,222 342,944 257,944 253,782 268,698 270,091 327,843, 297,078

Review Services Performed 1997 1998 1999 2000 2001 2002 2003 2004 2005 538,608 834,463 1,058,498 1,451,241 1,148,048 1,461,315 1,293,119 1,201,094 1,280,501

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2005 Annual Report

Provider-sponsored Health Care Corporations, as of December 31, 2005 HMO Financials, as of December 31, 2005 Hospitals, Medical and Dental Service or Indemnity Corporations, as of December 31, 2005 Automobile Self-insurers, as of December 31, 2005 Licensed Farmers' Mutual Fire Insurance Companies, as of December 31, 2005 Licensed Workers' Compensation Group Self-insurance Funds, as of December 31, 2005 Domestic Life and Health Companies, as of December 31, 2005 Foreign Life and Health Companies, as of December 31, 2005 Domestic Property and Casualty Companies, as of December 31, 2005 Foreign Property and Casualty Companies, as of December 31, 2005 Premium Finance Companies, as of December 31, 2005 Licensed Interlocal Risk Management Agencies, as of December 31, 2005 Risk Purchasing Groups, as of December 31, 2005 Risk Retention Groups, as of December 31, 2005 Licensed Georgia Captives, as of December 31, 2005 Third Party Administrators, as of December 31, 2005 Licensed Title Insurers, as of December 31, 2005

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2005 Annual Report

2005 Annual Report

23

Georgia Department of Insurance

COMPANY NAME
ALLIANT HEALTH PLANS, INC. EVERGREEN HEALTH PLAN, INC. MEMORIAL PROHEALTH, INC.
TOTALS

Assets
15,396,034 7,070,335 0
$22,466,369

Liabilities
4,779,693 3,128,007 0
$7,907,700

Net Worth
10,616,341 3,942,328 0
$14,558,669

Premium Revenue

Total Revenues Net Income (Loss)

31,931,060 28,125,465 0

31,931,060 28,125,465 0

4,993,402 -140,378 0

$60,056,525 $60,056,525 $4,853,024

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24

Georgia Department of Insurance

COMPANY NAME
AETNA FAMILY HEALTH PLANS OF GA, INC. AETNA HEALTH, INC. AMGP GEORGIA MANAGED CARE COMPANY, INC. ATHENS AREA HEALTH PLAN SELECT, INC. BLUE CROSS BLUE SHIELD HEALTHCARE OF GA CIGNA HEALTHCARE OF GA, INC. COVENTRY HEALTH CARE OF GA, INC. GREAT-WEST HEALTHCARE OF GA, INC. HEALTHCARE, INC. HUMANA EMPLOYERS HEALTH PLAN OF GA, INC. KAISER FOUNDATION HEALTH PLAN OF GA, INC. PEACH STATE HEALTH PLAN, INC. UNITED HEALTHCARE OF GA, INC. WELLCARE OF GA, INC.
TOTALS

Assets

Liabilities

Net Worth

Premium Revenue

3,027,129 69,802,191 5,336,756 11,041,263 329,768,228 21,887,762 34,117,044 5,713,792 3,120,498 28,698,430 180,409,405 4,379,701 40,807,963 5,295,308
$743,405,470

9,145 47,027,083 2,259,370 5,195,777 168,335,013 8,242,159 16,022,198 802,283 94,150 20,717,851 121,463,932 925,068 17,732,301 230,583
$409,056,913

3,017,984 22,775,108 3,077,385 5,845,486 161,433,215 13,645,603 18,094,846 4,911,509 3,026,348 7,980,579 58,945,473 3,454,633 23,075,662 5,064,725
$334,348,556

0 272,860,770 0 44,071,230 1,534,762,354 71,260,260 89,553,362 306,558 0 49,773,050 709,127,794 0 150,505,574 307,928
$2,922,528,880

Total Revenues Net Income (Loss)

0 272,797,004 0 44,071,230 1,534,762,354 71,260,260 92,434,181 734,207 0 49,773,050 836,249,744 0 150,545,385 307,928

16,984 1,190,014 (1,216,007) (5,752,852) 61,745,293 3,052,172 8,666,571 153,820 (5,383) (9,879,306) (8,691,064) (513,493) 6,925,914 63,302

$3,052,935,343 $55,755,965

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25

Georgia Department of Insurance

COMPANY NAME

Assets

Liabilities

Net Worth

Premium Revenue

BLUE CROSS & BLUE SHIELD OF GEORGIA, INC. 1,149,282,542 669,264,734

480,017,808

2,474,116,522

TOTALS

$1,149,282,542 $669,264,734 $480,017,808 $2,474,116,522

Total Revenues Net Income (Loss)
2,473,375,097 185,184,866
$2,473,375,097 $185,184,866

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26

Georgia Department of Insurance

COMPANY NAME

1

A BETTERWAY RENT A CAR

2

ALAMO RENT-A-CAR

3

ATLANTA GAS LIGHT (AGL Resources, Inc.)

4

ATLANTA METRO TAXICAB GROUP

5

P.V. HOLDING CORP.

6

BELLSOUTH TELECOMMUNICATIONS

7

C.W. MATTHEWS CONTRACTING

8

ENTERPRISE LEASING CO. - A FLORIDA CORP.

9

ENTERPRISE RENT A CAR - TENNESSEE

10

ENTERPRISE LEASING CO. - SOUTH CENTRAL

11

ENTERPRISE LEASING CO. - SOUTHEAST

12

ENTERPRISE LEASING CO. OF GA

13

GEORGIA POWER COMPANY

14

HERTZ CORPORATION

15

HERTZ VEHICLES LLC

16

LIGHTNIN PRODUCTION RENTALS INC.

17

MARTA

18

MORGAN AUTO PARTS

19

PRIME SALES AND LEASING, INC.

20

RENTAL CAR FINANCE CORP

21

SAVANNAH ELECTRIC & POWER

22

VPSI, INC

23

WAL-MART STORES, INC.

24

WINN-DIXIE STORES, INC.

YEAR LICENSED 1987 1992 1932 1968 1987 1992 1980 2000 2001 2000 2000 1987 1970 1974 2002 1986 1973 1989 1986 1979 1989 2004 2006 1975

NUMBER VEHICLES 2,300 2,764 177 283 6,924 6,126 527 28 50 2,329 2,246 18,805
3,483
1,124 15 82 2,815
168 N/A 20

TAXICAB INSURER No No No Yes No No No No No No No No No No No No No No No No No No No No

2005 Annual Report

27

Georgia Department of Insurance

GID# NAME

DATE LICENSED

1285 Bartow Mutual Insurance Company

4/2/35

2645 Farmers Co-Operative Insurance Association

2/29/32

2655 Farmers Fire Insurance Company of Morgan County 11/21/74

2695 Farmers Mutual Insurance Company of GA

1/5/74

2715 Farmers Mutual Insurance Association of GA

6/18/47

2725 Farmers Mutual Insurance Assoc. of Walker County 1/3/74

3145 Free State Cooperative Fire Insurance Company

1/5/74

3435 Gordon County Mutual Fire & Storm Insurance Co. 1/1/09

3895 Henry County Mutual Fire Insurance Company

2/4/24

5495 Mutual Menonite Union Aid of GA

10/3/57

6395 Peach Belt Farmers' Mutual Insurance Company 9/29/64

6715 Planter's Co-Operative Fire Insurance Association 11/27/22

6735 Planters & Peoples Mutual Fire Association/ Fulton 8/26/35

TOTALS

ASSETS
689,696 560,914 658,939 199,444 58,855 0 287,323 988,188 243,096 347,329 233,307 273,153 214,347
4,754,591

LIABILITIES SURPLUS

47,188 50,954 43,723 0 4,606 0 1,077 0 15,554 49,064 75,213 0 0

642,508 509,960 615,216 199,444 54,249 0 286,247 988,188 227,542 298,265 157,995 273,153 214,347

287,379

4,467,113

GEORGIA PREM. WRITTEN
65,374 61,170 51,741 6,559 0 0 1,971 7,249 19,713 77,060 14O337 0 79,112
369,949

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28

Georgia Department of Insurance

SELF INSURED FUND

ADMINISTRATOR

Agri-Trust of GA

Key Risk Management

American Apparel (Admin. Supervision) AON Risk Services, Inc.

Association of County Commissioners/GA Self

CompTrust Associated General Contractors Sedgwick James & Co. of GA

Conditioned Air Association of GA

Self

Construction Suppliers Association

Self

Dalton Floor Covering Market

Ga Administrative Services, Inc.

GEMC WCF

Sedgwick James & Co. of GA

Georgia Association of Convenience Stores First Oglethorpe Company

Georgia Association of Petroleum Retailers Program Admin. Specialists, Inc.

Georgia Automobile Dealers Assoc. of GA Stowe Associates

Georgia Beverage Wholesalers

Self

Georgia Education WC Trust

Sedgwick James & Co. of GA

Georgia Highway Contractors Association AON Risk Services, Inc.

Georgia Hospital Association WCF

Allied Claims Administration, Inc.

Georgia Manufacturer WCF

First Oglethorpe Company

Georgia Motor Trucking Association WCF TRM International, Inc.

Georgia Movers Association WCF

Sedgwick James & Co. of GA

Georgia Municipal Association WCF

Self

Georgia Nursing Home Selective WCF

TIS Healthcare Services

Georgia Oilmen's WCF

Georgia Admin. Services, Inc.

Georgia Operators' SIF

Arthur J Gallagher & Co.

Georgia Retail Merchants' WCF

Cannon Cochran Mgnt Svcs, Inc.

Georgia School Boards Association WCF Self

Georgia Wholesalers and Retailers WCF First Oglethorpe Company

GTMA/ AYSA SIWCF

Hewitt Coleman & Associates, Inc.

Metro Atlanta Landscape & Turf Assoc. O'Neal & Routson, Inc.

Printing Industry Association of GA

O'Neal & Routson, Inc.

Roofing & Sheet Metal Contractors Assoc. American Professional Risk Svcs, Inc.

Southeastern Lumber Manufacturers SIF Self

TOTALS

DATE LICENSED 11/1/93 3/11/92 7/1/82 6/8/82 5/1/92 10/1/82 12/15/92 10/1/82 4/1/92 7/1/92 5/1/82 8/1/92 12/1/92 7/1/90 8/1/86 6/30/95 11/15/90 9/1/92 10/1/82 11/1/92 2/1/91 1/1/93 12/1/91 7/1/92 12/29/92 4/1/92 6/1/94 1/1/93 5/1/94 10/1/89

GA Premium As of 12/31/05 5,793,819 0 22,125,388 10,753,708 0 4,000,000 0 4,904,541 0 N/A 13,852,793 n/a 8,539,390 0 9,578,538 0 n/a 0 20,255,116 3,540,327

SURPLUS
5,496,907 0 56,407,415 11,301,060 200,000 2,721,274 0 2,319,665 938,703 N/A 13,020,624 n/a-Self Diss 3,573,208 1,441,103 4,677,323 (229,188) n/a-Self Diss 0 52,915,600 568,562

3,602,784 0 7,086,671 0 2,340,312 0 0 17,098,375 0

1,561,675 703,486 55,038 2,569,968 283,504 0 0 1,879,715 1,519,330

133,471,762 163,924,972

2005 Annual Report

29

Georgia Department of Insurance

COMPANY NAME
ATLANTA LIFE INSURANCE COMPANY BANKERS FIDELITY LIFE INSURANCE COMPANY CHEROKEE NATIONAL LIFE INSURANCE COMPANY COTTON STATES LIFE INSURANCE COMPANY DELTA LIFE INSURANCE COMPANY DIRECT LIFE INSURANCE COMPANY FINANCIAL LIFE INSURANCE COMPANY OF GA FRANDISCO LIFE INSURANCE COMPANY GREATER GEORGIA LIFE INSURANCE COMPANY LIFE OF THE SOUTH INSURANCE COMPANY MUNICH AMERICAN REASSURANCE COMPANY SENIOR LIFE INSURANCE COMPANY STATE MUTUAL INSURANCE COMPANY STERLING INVESTORS LIFE INSURANCE COMPANY UNITED FAMILY LIFE INSURANCE COMPANY
TOTALS

Assets

Liabilities

Net Worth

Premium Revenue

Total Revenues

Net Income (Loss)

90,330,826 118,100,425 36,219,542 246,161,609 90,264,735 23,240,973 11,957,343 36,243,579 42,151,232 49,078,531 3,923,118,955 12,367,564 358,543,437 22,320,679 1,025,991,100

70,649,616 84,219,225 25,694,750 218,596,234 60,513,306 7,612,800 4,186,402 1,506,227 19,913,371 35,469,830 3,390,873,207 7,259,328 335,320,637 16,820,506 141,373,094

19,681,210 33,881,200 10,524,792 27,565,375 29,751,429 15,628,173 7,770,941 34,737,352 22,237,861 13,608,701 532,245,748 5,108,236 23,222,800 5,500,173 884,618,005

64,542,138 65,533,576 22,378,752 49,313,827 15,314,131 13,107,346 0 8,429,511 30,111,311 35,104,072 822,180,676 11,305,294 25,743,146 2,765,137 4,136,080

69,060,939 71,542,759 25,448,414 61,977,874 19,782,248 13,901,304 699,942 9,772,411 31,718,252 61,933,042 1,325,334,471 12,385,499 87,102,003 8,252,978 83,060,315

1,776,528 5,134,842 1,818,878 403,470 (2,989,777) 6,175,680 221,946 3,689,811 972,411 3,133,823 -51,234,757 176,864 2,093,940 (183,454) 77,743,922

$6,086,090,530 $4,420,008,533 $1,666,081,996 $1,169,964,997 $1,881,972,451 $48,934,127

2005 Annual Report

30

Georgia Department of Insurance

COMPANY NAME

GA Premium Revenue

5 Star Life Ins Co AAA Life Ins Co Acacia Life Ins Co Academy Life Ins Co Admiral Life Ins Co of America Advance Ins Co Advanta Life Ins Co Aetna Health & Life Ins Co Aetna Life Ins Co AF&L Ins Co AGL Life Assur Co AIG Annuity Ins Co AIG Life Ins Co AIG SunAmerica Life Assur Co Alfa Life Ins Corp All Savers Ins Co Allianz Life Ins Co Of North Amer Allmerica Financial Life & Annuity Allstate Assur Co Allstate Life Ins Co Alta Health & Life Ins Co American Amicable Life Ins Co Of TX American Bankers Life Assur Co Of FL American Capitol Ins Co American Comm Mut Ins Co American Enterprise Life Ins Co American Equity Invest Life Ins Co American Family Life Asr Co Columbu American Fidelity Assur Co American Fidelity Life Ins Co American Financial Security Life American Founders Life Ins Co

4,249,277 1,344,286 1,540,795 2,529,362
0 2,032
0 0 218,551,150 1,289,571 267,116 74,275,370 13,293,951 42,877,114 5,559,721 0 370,250,302 5,814,388 0 85,210,339 3,383,349 1,997,103 13,049,450 35,283 22,853 68,596,633 68,793,105 150,194,630 20,633,709 759,773 0 550,611

Total Assets
149,695,574 265,481,568 1,652,575,654 473,200,359
9,042,414 6,598,351 6,585,061 1,394,185,827 29,120,818,930 141,321,316 2,814,896,924 54,002,929,141 12,582,970,363 31,514,716,265 975,447,751 4,227,429 53,231,254,168 10,084,390,776 11,273,403 76,596,470,199 136,308,314 300,065,683 834,289,293 73,016,655 183,036,581 9,160,274,336 10,415,535,360 46,859,355,572 2,932,874,064 464,779,261 2,615,117 501,392,137

Total Cap. & Surplus
50,104,265 49,172,335 258,775,035 62,943,918
8,819,943 6,642,524 5,636,194 167,723,488 2,915,227,112 4,407,846 11,263,912 3,934,816,514 635,979,850 950,635,973 177,189,239 3,647,724 2,388,298,871 374,090,704 7,982,755 3,664,680,051 41,258,233 52,557,867 186,787,025 7,414,107 121,368,952 532,942,015 686,841,265 3,705,480,107 184,624,921 76,265,211 2,527,133 42,279,081

Net Income (Loss)
1,075,577 (660,359) 7,655,043 11,040,620 207,854
(95,784) 778,812 (7,032,937) 825,063,109 3,169,289 373,472 431,440,674 151,166,137 171,505,321 22,696,478 233,372 468,802,917 (2,334,890) 368,322 247,036,161 20,164,760 7,797,070 45,518,375 2,738,674 5,358,772 (8,252,751) 40,084,847 1,248,003,154 19,507,070 2,494,054
(3,122) 4,788,199

2005 Annual Report

31

Georgia Department of Insurance

COMPANY NAME

GA Premium Revenue

American Gen Assur Co American Gen Life & Acc Ins Co American Gen Life Ins Co American Health & Life Ins Co American Heritage Life Ins Co American Income Life Ins Co American Ins Co Of TX American Intl Life Assr Co NY American Investors Life Ins Co American Life & Acc Ins Co Of KY American Life Ins Co of NY American Maturity Life Ins Co American Medical & Life Ins Co American Medical Security Life InsCo American Memorial Life Ins Co American Modern Life Ins Co American Natl Ins Co American Natl Life Ins Co Of TX American Network Ins Co American Partners Life Ins Co American Phoenix Life & Reassur Co American Pioneer Life Ins Co American Public Life Ins Co American Republic Ins Co American Retirement Life Ins Co American Skandia Life Assur Corp American Specialty Hlth Ins Co American Travelers Assur Co American United Life Ins Co Americo Financial Life Annunity Ins Americom Life & Annuity Ins Co Ameritas Life Ins Corp

4,484,323 120,362,115
78,568,274 7,552,472
25,226,613 6,249,973 28,676 1,775,160
11,645,938 0
460,290 20,452 0
18,194,569 7,867,426 44,850
26,533,015 1,271,511 19,491 2,997,144 0 9,861,619 1,973,814 1,998,073 0
190,138,576 (2,059)
497,170 69,633,572
7,354,620 861,232
35,315,342

Total Assets
1,507,539,521 8,929,011,546 30,967,903,295 1,723,020,999 1,549,906,129 1,439,316,993
5,517,485 8,269,779,010 8,586,800,152
268,649,031 82,064,935 69,462,723 11,617,711
382,594,688 1,534,714,668
59,114,659 12,917,073,775
141,768,631 104,502,022 529,030,783
88,254,143 181,109,917
74,914,337 469,661,053
6,935,590 31,596,838,378
8,319,978 8,501,609 12,122,587,433 3,519,826,354 408,837,353 3,076,160,399

Total Cap. & Surplus
177,234,925 582,948,056 5,010,153,161 913,559,008 223,838,435 208,150,509
2,086,086 625,835,738 425,167,498 159,278,717
9,350,752 38,398,738
7,006,147 179,418,426 115,265,872
24,519,886 2,037,639,686
43,140,310 17,509,613 63,594,049 47,211,358 36,479,070 14,633,942 221,193,410
5,899,592 367,300,014
7,641,782 5,838,437 633,454,122 190,557,082 16,333,787 757,630,823

Net Income (Loss)
21,949,278 316,573,987 637,972,757 180,194,499
31,103,591 93,912,310
135,642 155,181,547
44,989,043 4,609,694
(10,527,876) 1,034,123 (1,155,468) (1,992,577)
32,083,217 4,323,036
128,833,297 (159,289) 1,335,871 7,341,781
11,701,319 (7,854,941) 2,574,994 10,133,634
85,262 (31,405,356)
(64,931) (2,707,324) 42,112,016 40,161,981 (8,204,474) 52,690,286

2005 Annual Report

32

Georgia Department of Insurance

COMPANY NAME
Ameritas Variable Life Ins Co Amerus Life Ins Co Amica Life Ins Co Annuity & Life Reassur Amer Inc Annuity Investors Life Ins Co Anthem Life Ins Co Assurity Life Ins Co Atlantic Coast Life Ins Co Aurora Natl Life Assur Co Auto Owners Life Ins Co Aviva Life Ins Co AXA Corp Solutions Life Reins Co AXA Equitable Life Ins Co AXA Life & Annuity Co Balboa Life Ins Co Baltimore Life Ins Co Bankers Life & Cas Co Bankers Life Ins Co Bankers Reserve Life Ins Co Of WI Banner Life Ins Co BCS Life Ins Co Beneficial Life Ins Co Benicorp Ins Co Berkshire Hathaway Life Ins Co NE Berkshire Life Ins Co of Amer Best Life And Health Ins Co Boston Mut Life Ins Co Brokers Natl Life Assur Co Business Mens Assur Co Of Amer Canada Life Ins Co Of Amer Capitol Life Ins Co Celtic Ins Co

GA Premium Revenue
1,656,031 31,606,821
1,373,435 101,519 291,756 403,724
1,874,920 0
1,171,492 6,288,224 11,754,925
0 388,969,565
2,099,590 553,032
1,563,962 28,500,259
561,209 0
15,640,783 45,022
1,157,778 8,540,049
150,000 6,317,819
309,418 7,391,371 4,069,019 5,560,754
20,115 0
4,262,818

Total Assets
2,437,970,827 8,073,060,786
847,459,744 49,806,591
1,383,662,150 263,486,461
1,313,158,278 60,544,222
3,354,262,361 1,686,405,145 5,951,267,216
666,335,082 115,385,610,992
533,681,151 71,921,730
805,523,582 8,907,663,635
120,982,028 56,657,268
1,200,950,870 166,680,517
3,093,071,610 46,271,690
3,345,700,308 1,971,977,448
19,101,406 788,179,452
23,399,018 2,331,852,349 2,402,165,345
254,766,313 100,888,644

Total Cap. & Surplus
125,912,790 469,728,416 143,297,070
11,547,180 43,125,431 66,409,936 132,296,966 14,360,577 271,430,903 183,804,794 378,656,610 350,015,808 5,111,138,773 91,896,261 47,165,776 55,341,576 579,758,596
9,128,723 26,823,886 232,269,615 72,799,282 254,789,199 19,454,080 479,117,217 296,063,364 10,036,193 79,416,423 12,114,024 153,139,395 145,688,252
6,846,905 48,260,886

Net Income (Loss)
15,400,976 95,566,783 13,527,093
759,625 (3,393,782) 2,636,698 5,582,406
639,577 48,620,318 12,395,179 (2,255,299) 24,466,286 774,279,085
6,104,521 7,487,408 7,570,392 26,634,490
876,479 14,206,466 (62,737,180)
5,207,392 25,387,228
446,267 56,995,735 41,229,064
744,406 7,977,494 2,263,341 15,320,817 26,884,398 (5,275,193) 5,545,174

2005 Annual Report

33

Georgia Department of Insurance

COMPANY NAME
Central Reserve Life Ins Co Central Security Life Ins Co Central States H & L Co Of Omaha Central United Life Ins Co Centre Life Ins Co Centurion Life Ins Co Charter Natl Life Ins Co Chase Ins Life and Annuity Co Chase Ins Life Co Chase Life & Annuity Co Chesapeake Life Ins Co Christian Fidelity Life Ins Co Church Life Ins Corp Cincinnati Life Ins Co Citicorp Life Ins Co Citizens Security Life Ins Co CM Life Ins Co Colonial Life & Accident Ins Co Colonial Penn Life Ins Co Colorado Bankers Life Ins Co Columbia Universal Life Ins Co Columbian Life Ins Co Columbian Mut Life Ins Co Columbus Life Ins Co Combined Ins Co Of Amer Commercial Travelers Mut Ins Co Commonwealth Dealers Life Ins Co Companion Life Ins Co Compbenefits Ins Co Concord Heritage Life Ins Co Inc Connecticut General Life Ins Co Conseco Health Ins Co

GA Premium Revenue
1,707,403 32,822
2,317,927 3,867,314
398,564 76,826 41,682
12,532,825 7,977,055 1,805 7,874,544 78,487 474,354 8,885,301 32,477 1,322,597
16,125,752 38,732,775
5,577,886 722,905 332,780
8,533,180 183,389
1,858,438 25,406,400
680,588 (1,764)
7,418,042 10,810,545
10,401 108,950,210
5,709,658

Total Assets
70,767,235 86,234,123 309,908,904 371,426,237 1,687,859,360 1,082,595,048 277,819,560 5,694,521,090 366,617,038 386,744,109 105,532,634 77,993,953 201,709,138 2,351,689,421 216,722,144 111,356,827 9,166,986,643 1,668,810,228 725,570,020 122,491,214 21,928,072 240,835,351 318,598,953 2,538,843,757 2,786,304,917 38,015,593 25,013,776 87,616,064 37,576,328 41,331,863 20,748,727,392 2,077,670,526

Total Cap. & Surplus
28,082,821 6,957,634
94,193,231 36,632,317 66,896,783 870,851,101
8,967,884 409,146,510
98,022,431 110,969,135
42,209,518 22,454,794 29,559,488 450,779,399 111,115,521 11,560,743 434,196,800 351,166,080 35,278,861 16,194,808
8,764,470 16,807,853 37,195,135 229,766,569 868,326,834 11,307,250
6,716,147 47,352,286 24,301,386
5,613,169 2,309,080,210
102,934,228

Net Income (Loss)
2,631,232 1,864,761 7,651,879 5,308,928 (394,062) 37,555,231
365,410 35,424,873
(986,684) 7,123,218 (10,185,809) 1,469,671
(46,881) 21,002,073 23,422,792
1,314,175 93,001,201 99,441,747
9,512,963 2,857,694 3,097,975 (4,695,349) 6,212,398 2,564,778 100,863,443
672,951 2,077,142 6,557,002 9,691,007
880,450 718,559,272
17,350,685

2005 Annual Report

34

Georgia Department of Insurance

COMPANY NAME
Conseco Ins Co Conseco Life Ins Co Conseco Senior Health Ins Co Constitution Life Ins Co Consumers Life Ins Co Continental American Ins Co Continental Assur Co Continental General Ins Co Continental Life Ins Co Brentwood Country Life Ins Co Cuna Mut Ins Society Cuna Mut Life Ins Co Delaware American Life Ins Co Delta Dental Ins Co Direct General Life Ins Co Dixie Natl Life Ins Co Educators Mut Life Ins Co EMC Natl Life Co Emphesys Ins Co Empire General Life Assur Corp Employees Life Co Mut Employers Reassur Corp Equitrust Life Ins Co Family Heritage Life Ins Co Of Amer Family Life Ins Co Family Service Life Ins Co Farmers & Traders Life Ins Co Farmers New World Life Ins Co Federal Home Life Ins Co Federal Life Ins Co Federated Life Ins Co Fidelity & Guaranty Life Ins Co

GA Premium Revenue
583,173 10,915,705
6,138,593 767,299 158,645 778,279
12,972,499 15,484,867 11,527,337
359,689 37,195,179 22,855,624
330,058 23,333,771
758,728 203,495 244,209 2,265,471
0 13,710,827
144,589 0
11,976,462 2,679,269 709,907 0 850,561 1,517,065 388,858 165,416 3,936,733
142,191,102

Total Assets
4,326,686,679 3,935,634,718 3,070,288,146
84,621,730 12,784,744 72,747,486 5,092,011,213 467,229,242 129,339,125 6,407,396,562 3,226,097,440 7,779,550,768 77,955,369 105,062,812 11,234,038
4,482,412 83,452,650 684,274,547
3,899,090 314,232,711 278,638,268 5,341,785,740 3,657,844,419 183,056,525 104,421,806 600,574,836 478,541,597 6,744,360,023 1,619,430,143 233,023,703 815,406,121 17,458,288,003

Total Cap. & Surplus
346,130,571 263,222,752 107,142,353
11,849,958 8,322,016
18,873,983 627,001,773
65,901,283 44,526,848 909,210,713 746,912,528 299,574,689 23,373,726 34,347,242
7,078,944 1,874,256 57,002,542 71,658,952 3,710,882 65,228,354 18,624,237 252,899,144 215,649,194 20,724,188 17,172,327 87,088,463 31,205,345 634,578,790 1,088,367,747 35,881,640 197,193,564 654,021,546

Net Income (Loss)
34,780,463 46,807,275 (36,658,675) (2,407,589)
(806,041) 3,358,678 64,661,002 5,401,687 7,175,031 47,297,679 118,651,473 31,640,709 3,306,693
137,160 976,095 523,894 (9,500,003) 3,336,127 (31,854) (20,399,594) 4,171,713 (107,595,405) 20,155,276 6,060,898 (3,973,798) 15,953,197 720,945 175,286,983 112,943,883 (3,143,064) 18,179,909 (149,681,281)

2005 Annual Report

35

Georgia Department of Insurance

COMPANY NAME

GA Premium Revenue

Fidelity Investments Life Ins Co Fidelity Life Assn Fidelity Life Ins Co Fidelity Security Life Ins Co Financial American Life Ins Co Financial Benefit Life Ins Co First Allmerica Fin Life Ins Co First Colony Life Ins Co First Continental Life & Acc First Health Life & Health Ins Co First Investors Life Ins Co First Penn Pacific Life Ins Co Florida Combined Life Ins Co Inc Forethought Life Assur Co Forethought Life Ins Co Fort Dearborn Life Ins Co Freedom Life Ins Co Of Amer Funeral Directors Life Ins Co Garden State Life Ins Co GE Grp Life Assur Co GE Life And Annuity Assur Co General American Life Ins Co General Electric Capital Assur Co General Fidelity Life Ins Co General Re Life Corp Generali USA Life Reassurance Co Gerber Life Ins Co Globe Life & Accident Ins Co Golden Rule Ins Co Golden State Mut Life Ins Co Government Personnel Mut Life Ins Co Grange Life Ins Co

10,014,986 1,018,515 0
14,960,885 80,259 0
515,739 43,466,672
3,321 1,532,689 1,120,741 5,901,398
148,358 0
9,110,339 3,972,007 1,918,380
5,000 1,812,196 28,935,783 60,408,543 26,664,423 60,797,637
(1,415) 0 0
10,500,180 19,237,069 22,294,954
14,924 3,355,687 4,291,551

Total Assets
12,280,311,638 579,523,748 9,078,370 469,060,362 40,768,690 156,417,768
2,845,384,905 7,825,011,661
3,926,764 109,840,833 1,241,149,915 1,856,277,018
78,415,863 2,926,196,483
488,072,737 1,681,389,733
35,812,347 416,296,766
92,529,491 873,271,790 15,893,602,090 14,094,377,233 34,936,106,571 304,064,702 2,219,281,040 671,260,259 1,101,023,497 2,274,712,658 825,989,139 113,985,455 763,987,254 214,746,717

Total Cap. & Surplus
566,311,503 267,843,293
8,988,325 58,991,121 12,005,387 11,312,860 158,254,411 825,866,207
3,133,358 32,266,220 92,599,944 217,711,422 37,518,159 181,090,364 91,597,544 347,104,973 10,017,784 41,453,700 25,246,667 229,681,337 476,017,292 1,677,306,195 3,098,350,582 251,835,417 368,426,946 244,917,784 172,752,742 363,433,472 375,817,529 10,016,036 79,330,167 28,199,472

Net Income (Loss)
48,300,965 9,715,130 167,228 6,916,422 (2,112,855) (522,195)
34,507,012 (22,369,044)
100,165 8,051,877 9,069,412 61,628,660 (421,094) 36,686,150 6,135,968 33,274,063
664,606 3,749,115 (667,818) 30,297,451 144,430,798 (33,555,234) 636,651,429 14,187,258 18,763,753 (11,994,756) 26,040,177 144,415,769 194,462,427 4,276,524 1,743,225 1,425,833

2005 Annual Report

36

Georgia Department of Insurance

COMPANY NAME
Great American Life Assur Co Great American Life Ins Co Great Fidelity Life Ins Co Great Southern Life Ins Co Great West Life & Annuity Ins Co Great West Life Assur Co Great Western Ins Co Guarantee Trust Life Ins Co Guaranty Income Life Ins Co Guardian Ins & Annuity Co Inc Guardian Life Ins Co Of Amer Harleysville Life Ins Co Hart Life Ins Co Hartford Life & Accident Ins Co Hartford Life & Annuity Ins Co Hartford Life Grp Ins Co Hartford Life Ins Co HCC Life Ins Co HCSC Ins Services Co Health Net Life Ins Co Heritage Life Ins Co Highmark Life Ins Co HM Health Insurance Company Home Owners Life Ins Co Homesteaders Life Co Horace Mann Life Ins Co Household Life Ins Co Humana Ins Co Humanadental Ins Co Idealife Ins Co IDS Life Ins Co Illinois Mut Life Ins Co

GA Premium Revenue
0 8,917,073
0 2,817,414 82,190,390 1,274,664 2,648,085 5,704,438 1,170,234 35,792,973 206,340,014
156,929 0
78,310,266 256,464,607
8,162,670 210,152,687
22,971,511 0 0 0
21,424,376 0 0
2,920,526 12,036,474
5,202,312 143,545,384
9,434,333 135,129
162,699,857 4,166,830

Total Assets
22,049,049 8,074,313,863
3,503,996 331,768,915 33,645,926,897 201,064,719 386,564,666 199,221,167 348,212,470 9,855,130,537 24,806,542,141 375,732,699
11,471,820 10,134,039,182 75,100,486,495
2,685,571,966 120,590,125,660
325,311,048 49,593,527
359,826,158 80,543,359
400,028,957 13,683,992 5,810,550
1,197,652,006 4,648,971,138 1,050,447,346 1,146,906,239
92,227,902 20,566,438 57,516,459,198 1,158,389,751

Total Cap. & Surplus
7,737,315 638,074,320
2,580,832 29,125,524 1,529,089,429 43,545,656 30,752,570 34,007,616 17,393,674 244,428,922 3,158,570,238 24,090,373 11,454,959 4,347,533,373 1,490,265,837 589,682,477 3,021,666,349 190,579,993 30,743,114 191,551,738 50,501,207 125,011,832 13,018,916
5,548,516 63,151,732 230,720,457 490,910,062 410,695,387 62,391,526 12,432,529 2,942,153,330 130,651,759

Net Income (Loss)
177,347 147,798,078
75,342 (639,765) 391,631,143 (1,209,211) 5,550,219 3,998,309 587,845 21,585,308 375,227,073 1,517,898 247,134 788,879,131 219,091,999 135,568,835 171,508,184 30,418,720 (17,547,915) 42,451,787 (679,193) 8,743,744 326,056 (263,660) 3,361,342 24,501,119 103,381,221 (89,349,842) 20,338,333 558,363 341,235,118 299,341

2005 Annual Report

37

Georgia Department of Insurance

COMPANY NAME
Independence Life & Annuity Co Indianapolis Life Ins Co Individual Assur Co Life Hlth & Acc Ing Life Ins & Annuity Co ING USA Annuity and LIfe Ins Co Integrity Life Ins Co Investors Consolidated Ins Co Investors Guaranty Life Ins Co Investors Heritage Life Ins Co Investors Ins Corp Investors Life Ins Co North Amer Jackson Natl Life Ins Co Jefferson Natl Life Ins Co Jefferson Pilot Financial Ins Co Jefferson Pilot Life Ins Co Jefferson Pilot Lifeamerica Ins Co Jefferson Standard Life Ins Co JMIC Life Ins Co John Alden Life Ins Co John Hancock Life Ins Co John Hancock Life Ins Co (USA) John Hancock Variable Life Ins Co Kaiser Permanente Ins Co Kanawha Ins Co Kansas City Life Ins Co Kemper Investors Life Ins Co Lafayette Life Ins Co Liberty Bankers Life Ins Co Liberty Life Assur Co Of Boston Liberty Life Ins Co Liberty Natl Life Ins Co Life Ins Co Of AL

GA Premium Revenue
0 6,427,760
957 100,625,335 132,139,637
3,043,469 17,033 16,558
3,212,687 111,680 634,280
138,471,112 4,630,431
67,948,039 64,177,725
674,903 0
5,600,551 20,727,180 38,053,658 362,584,463 41,726,988
9,065,554 3,357,611 8,644,393 4,773,754 2,838,952
337,315 13,140,039
4,793,917 94,799,524
4,278,465

Total Assets
171,889,854 3,525,893,012
44,053,063 56,859,408,912 52,423,132,416
4,228,560,599 14,966,879 7,660,061
347,016,678 255,610,298 1,016,389,462 60,742,602,023 1,623,921,385 12,683,297,332 16,595,715,526 1,389,122,522
9,188,702 245,818,816 587,378,462 72,433,102,483 88,363,987,190 14,100,396,852
78,091,409 575,243,216 3,333,589,811 17,324,156,009 1,762,635,020 307,932,000 9,026,133,072 1,592,594,161 4,565,746,878
68,903,099

Total Cap. & Surplus
48,739,825 200,048,235
9,881,410 1,539,094,703 1,846,583,690
236,620,698 5,834,604 7,445,715
16,625,906 24,721,486 39,709,038 3,434,049,288 40,486,154 1,119,873,266 867,420,892 100,586,449
8,520,592 79,110,629 106,790,695 3,966,311,656 945,042,640 752,735,702 42,472,176 85,063,166 339,961,364 410,777,708 114,389,780 28,361,185 431,684,562 301,180,190 516,124,471 12,280,672

Net Income (Loss)
2,907,666 5,816,057 (1,440,041) 228,515,236 6,868,702 10,558,743
243,661 91,202
4,235,943 (641,896) 10,008,276 565,099,475 (947,900) 292,123,179 89,985,615 (1,311,339) 298,073 1,239,820 48,952,224 653,954,356 10,833,690 165,833,881 5,550,759 (8,887,045) 48,668,077 39,917,428 3,425,961 2,429,083 38,488,997 26,605,469 183,572,594 1,834,938

2005 Annual Report

38

Georgia Department of Insurance

COMPANY NAME
Life Ins Co Of North Amer Life Ins Co Of The Southwest Life Investors Ins Co Of Amer Lincoln Benefit Life Co Lincoln Heritage Life Ins Co Lincoln Memorial Life Ins Co Lincoln Natl Life Ins Co London Life Reins Co Loyal American Life Ins Co Madison Natl Life Ins Co Inc Magellan Life Ins Co Magna Ins Co Manhattan Life Ins Co Manhattan Natl Life Ins Co Manulife Ins Co Massachusetts Mut Life Ins Co Mayflower Natl Life Ins Co Medamerica Ins Co Medico Life Ins Co Mega Life & Health Ins Co The Members Life Ins Co Merit Life Ins Co Merrill Lynch Life Ins Co MetLIfe Investors Ins Co MetLife Investors USA Ins Co Metropolitan Life Ins Co Metropolitan Tower Life Ins Co Mid Continent Preferred Life Ins Co Mid South Ins Co Mid West Natl Life Ins Co Of TN Midamerica Life Ins Co Midland Natl Life Ins Co

GA Premium Revenue
70,281,802 23,918,432 21,606,408 98,142,665
7,148,155 302,537
373,437,946 55,837
1,160,633 1,779,566
0 42,529 411,487 1,147,305 112,710 228,089,411 7,621,794 158,966 183,662 32,500,100 17,105 3,430,340 26,766,784 16,799,082 71,349,759 884,539,483 4,011,791
0 404,872 12,208,196
0 84,057,275

Total Assets
5,537,876,783 4,658,104,452 10,194,151,166 3,075,172,896
514,320,077 109,506,949 95,380,517,047 1,496,119,562 447,833,369 759,364,724
5,673,573 72,777,781 400,457,058 264,969,278 546,444,146 100,693,987,685 304,938,032 315,134,562 135,172,275 1,254,390,809 794,891,106 996,920,201 14,062,479,629 9,278,846,964 18,807,764,610 250,355,681,279 5,806,116,555
7,469,274 23,033,281 426,142,624
9,078,030 18,824,108,330

Total Cap. & Surplus
682,399,154 240,642,408 505,109,726 267,500,717
79,418,544 13,197,733 3,214,716,250 69,618,393 43,362,129 129,323,834
4,557,450 15,529,236 43,647,048 34,246,002 115,419,312 6,688,465,608 50,640,681 31,538,739 18,307,919 366,806,061 30,925,641 614,547,724 400,950,969 175,411,561 538,368,223 8,639,301,872 690,348,511
3,570,434 21,383,715 154,418,143
8,741,483 964,575,445

Net Income (Loss)
123,423,660 35,097,601 64,394,536 8,800,032 9,739,443 6,132,947
494,318,999 2,868,523 4,290,772 (4,178,848) 1,101,821 1,409,597 5,532,889 4,721,873 (2,401,325)
663,047,254 3,568,935 (5,501,253) 1,925,580
130,818,030 (3,207,259) 54,836,124
117,261,535 537,363
(243,673,300) 2,155,045,413
352,848,580 (912,101) 904,113
79,369,082 235,607
186,840,293

2005 Annual Report

39

Georgia Department of Insurance

COMPANY NAME
Midwestern United Life Ins Co Minnesota Life Ins Co MML Bay State Life Ins Co Monarch Life Ins Co Monumental Life Ins Co Mony Life Ins Co Mony Life Ins Co Of Amer Motorists Life Ins Co Mountain Life Ins Co MTL Ins Co Mutual Of Amer Life Ins Co Mutual Of Omaha Ins Co Mutual Protective Ins Co Mutual Savings Life Ins Co Mutual Service Life Ins Co National Benefit Life Ins Co National Financial Ins Co National Foundation Life Ins Co National Guardian Life Ins Co National Health Ins Co National Life Ins Co National Security Ins Co National States Ins Co National Teachers Assoc Life Ins Co National Western Life Ins Co Nationsbanc Ins Co Inc Nationwide Life & Ann Co of Amer Nationwide Life And Annuity Ins Co Nationwide Life Ins Co Nationwide Life Ins Co of Amer New England Life Ins Co New Era Life Ins Co

GA Premium Revenue
52,664 79,831,143
2,089,957 480,767
34,281,106 10,561,414 15,337,479
292,054 959,408 4,173,805 20,738,386 45,200,465 1,399,034 2,325,338
9,764 1,182,867
304,760 837,884 838,728 2,368,941 33,220,081 1,264,005 4,955,402 984,564 10,667,282 716,938 199,308 7,984,905 212,967,361 8,134,946 33,580,562 8,209,974

Total Assets
254,856,773 21,543,633,780
4,377,380,396 985,103,647
20,222,078,678 11,022,767,778
6,200,371,007 308,582,820 11,415,211
1,227,164,932 11,838,778,049
4,150,150,794 283,678,639 414,031,810 355,457,866 809,556,115 12,662,866 46,983,994
1,349,182,060 40,388,635
7,901,244,304 42,251,590 91,962,019
134,625,153 5,655,249,308
269,693,655 957,688,463 7,730,385,288 92,685,276,311 6,640,663,889 10,779,109,897 228,981,005

Total Cap. & Surplus
89,642,321 1,585,279,994
217,757,884 11,629,649
884,970,267 968,559,333 239,252,193
49,714,236 3,329,618
105,645,354 801,828,400 1,749,374,580
30,294,673 19,318,302 51,534,110 324,147,534
2,225,497 9,610,709 139,926,879 7,277,078 623,465,036 9,930,651 15,616,279 20,263,378 598,468,181 189,900,290 63,557,707 209,152,949 2,601,843,357 660,246,280 318,775,646 35,250,594

Net Income (Loss)
5,889,043 158,493,606
43,518,836 (234,312)
252,279,310 142,327,619
(5,614,761) 13,447 59,231
9,885,462 124,567,446
73,612,150 8,794,282 6,039,577 6,723,675
36,720,314 409,897 977,175
11,838,366 8,284,829
91,566,180 (101,349)
(3,460,337) 3,371,651 60,073,598 15,896,948 9,953,098 (17,025,101) 462,462,911 112,727,387 50,005,108
361,646

2005 Annual Report

40

Georgia Department of Insurance

COMPANY NAME
New York Life Ins & Annuity Corp New York Life Ins Co NGL American Life Ins Co Nippon Life Ins Co Of Amer North American Co Life & Hlth Ins North Carolina Mut Life Ins Co Northwestern Long Term Care Ins Co Northwestern Mut Life Ins Co Nutmeg Life Ins Co NYLife Ins Co Of AZ Occidental Life Ins Co Of NC Ohio Natl Life Assur Corp Ohio Natl Life Ins Co Ohio State Life Ins Co Old American Ins Co Old Dominion Life Ins Co Old Republic Life Ins Co Old Spartan Life Ins Co Inc Old United Life Ins Co Optimum Re Ins Co Oxford Life Ins Co Ozark Natl Life Ins Co Pacific Life & Annuity Co Pacific Life Ins Co Pacificare Life & Health Ins Co Pan American Assur Co Pan American Life Ins Co Paragon Life Ins Co Park Avenue Life Ins Co Parker Centennial Assur Co Paul Revere Life Ins Co Paul Revere Variable Annuity Ins Co

GA Premium Revenue
93,513,655 122,788,730
11,880 5,836,389 21,496,504
914,903 2,585,801 279,971,620
0 2,391,215 1,116,493 12,085,210 30,360,457 1,048,203 1,485,396
0 1,132,784 3,727,653
647,638 0
241,601 112,426 14,782,717 232,267,584 2,012,806 1,093,526 2,855,017 3,907,221
46,943 (11)
12,927,643 65,019

Total Assets
60,315,888,862 107,881,618,748
121,761,808 162,854,457 5,103,272,970 151,707,652 157,905,688 132,972,531,579
9,617,902 140,267,458 258,375,830 2,208,575,772 10,361,574,934
10,677,770 246,206,220
7,849,565 142,721,148
24,531,506 62,321,635 55,125,256 633,180,462 522,258,746 1,505,917,423 74,885,539,285 375,732,138 21,954,603 1,640,445,058 635,762,668 485,303,285 49,059,361 5,325,917,339 140,557,683

Total Cap. & Surplus
2,157,379,410 10,549,094,963
24,655,329 111,196,211 432,732,028
18,744,517 62,382,359 10,380,534,593
9,594,347 29,820,118 27,174,358 164,446,094 749,815,911
6,500,862 23,578,715
7,774,722 31,847,054 18,409,993 33,968,705 21,740,657 101,466,577 70,380,891 359,343,901 3,008,818,427 147,211,701 14,158,675 269,942,454 40,045,769 167,037,530 37,721,915 1,138,139,228 114,867,731

Net Income (Loss)
230,983,122 1,198,299,202
3,678,970 4,984,367 41,002,605 (2,613,796) (2,547,234) 926,388,776
179,545 (7,691,729) 4,587,145 (20,248,695) 94,433,785
(26,819) 7,329,954
181,104 1,682,534 2,346,551 5,263,774
319,612 7,992,236 17,311,914 37,074,257 234,373,878 149,218,576
118,401 (5,178,255) 5,471,447 16,054,646
599,567 130,308,631
8,559,929

2005 Annual Report

41

Georgia Department of Insurance

COMPANY NAME
Peninsular Life Ins Co Penn Ins & Annuity Co Penn Mut Life Ins Co Penn Treaty Network Amer Ins Co Pennsylvania Life Ins Co Peoples Benefit Life Ins Co Perico Life Ins Co Pharmacists Life Ins Co Philadelphia American Life Ins Co PHL Variable Ins Co Phoenix Life Ins Co Phoenix Natl Ins Co Physicians Life Ins Co Physicians Mut Ins Co Pioneer American Ins Co Pioneer Mut Life Ins Co Pioneer Security Life Ins Co Plateau Ins Co Presidential Life Ins Co Primerica Life Ins Co Principal Hlth Ins Co Principal Life Ins Co Professional Ins Co Protective Life And Annuity Ins Co Protective Life Ins Co Provident Amer Life & Hlth Ins Co Provident Life & Accident Ins Co Provident Life & Cas Ins Co Pruco Life Ins Co Prudential Ins Co Of Amer Prudential Retirement Ins & Anuty Co Pyramid Life Ins Co

GA Premium Revenue
4,736 231,644 14,590,250 4,163,625 1,369,433 20,400,395
23,746 23,966 2,212,773 17,836,814 20,812,608 29,597 5,833,444 7,990,034 186,130 806,105 369,094 533,036 851,372 63,848,346
0 553,115,532
5,317,393 32,349
47,150,285 670,459
62,894,598 301,534
77,042,293 183,216,293
37,649,370 1,116,792

Total Assets
5,947,459 1,176,407,868 9,152,631,839 1,029,266,646
579,325,591 14,551,720,363
17,302,075 32,308,525 147,317,101 5,465,587,312 16,736,033,721
8,138,404 1,334,089,241 1,241,343,212
42,894,998 465,076,970
84,212,539 14,823,606 4,460,797,702 5,437,586,252 11,088,705 111,738,632,310 70,561,453 660,481,835 18,707,688,277
6,557,177 7,952,621,834
649,341,447 23,433,174,577 221,916,062,817 52,660,476,227
149,356,191

Total Cap. & Surplus
5,859,299 110,244,620 1,248,230,344
35,876,285 74,389,896 703,720,240 15,520,420
6,558,248 13,263,151 264,824,577 885,511,479
7,717,567 79,088,135 717,890,893 10,955,524 32,042,172 66,782,320
5,012,667 291,337,902 1,702,667,416
10,850,250 3,660,313,128
15,550,316 107,369,354 1,379,563,733
4,902,596 1,343,689,263
90,792,798 540,131,739 7,065,245,981 989,778,139
41,938,873

Net Income (Loss)
2,020 20,798,779 184,589,866 (4,227,592)
9,788,836 103,009,354
280,814 (315,339) (710,754) 12,748,649 61,023,699 610,659 2,062,317 48,048,975 729,316 2,142,137 1,787,078 515,642 101,962,799 344,329,421
42,040 666,212,103
(2,312,837) 16,406,854 41,555,218
485,422 122,933,742
12,691,079 1,950,539
2,169,954,618 203,830,239 1,159,417

2005 Annual Report

42

Georgia Department of Insurance

COMPANY NAME
Reassure America Life Ins Co Reliable Life Ins Co Reliance Life Ins Co Reliance Standard Life Ins Co Reliastar Life Ins Co Reliastar Life Ins Co Of NY Renaissance L & H Ins Co of Amer Republic American Life Ins Co Reserve Natl Ins Co Resource Life Ins Co Revios Reins US Inc RGA Reins Co S USA Life Ins Co Inc Safehealth Life Ins Co Sage Life Assur Of Amer Inc Scor Life Ins Co SCOR Life US Re Ins Co Scottish Re Life Corp Scottish Re Us Inc Sears Life Ins Co Securian Life Ins Co Security Benefit Life Ins Co Security Financial Life Ins Co Security Life Ins Co Of Amer Security Life Of Denver Ins Co Security Mut Life Ins Co Of NY Sentry Life Ins Co Servus Life Ins Co Settlers Life Ins Co Shenandoah Life Ins Co Sierra Health & Life Ins Co Inc Southern Capital Life Ins Co

GA Premium Revenue
12,503,034 31,696 0
39,220,209 92,676,364
1,806,271 31,231
138,108 333,032 2,394,090
0 0 11,923 93,606 3,500 11,173 0 0 0 202,708 68,936 26,981,839 579,173 3,951,003 35,635,519 4,378,535 9,336,931 2,803 890,872 21,167,760 0 0

Total Assets
11,639,344,952 691,746,039 9,650,144
2,613,493,208 22,042,630,670
2,805,403,819 12,463,640 3,755,325 98,874,285
126,171,704 340,827,602 9,778,217,301
15,355,326 24,788,718 111,216,776 55,786,052 2,129,820,062 614,659,509 3,042,647,025 77,018,423 116,560,321 11,509,559,923 798,590,453 83,063,724 23,814,539,694 1,958,418,227 2,817,409,114 11,696,247 246,313,413 1,527,683,600 77,163,454
6,127,736

Total Cap. & Surplus
561,526,218 54,242,258 9,407,913
369,098,880 1,880,139,699
279,895,545 10,144,073 2,441,540 34,808,617 32,549,628 61,352,741
975,110,163 11,402,485 16,205,960 11,846,459 31,444,820
107,058,097 74,332,343
491,105,478 60,706,738
113,138,350 588,211,304
81,979,488 12,358,837 1,529,862,124 99,751,425 233,522,161 11,178,233 21,751,844 119,175,749 45,172,901
5,993,484

Net Income (Loss)
59,585,633 14,486,517
220,660 54,155,038 182,513,264 35,598,245 (1,443,922) (1,158,979)
6,848,958 (1,071,906) 3,706,774 (62,758,750) (3,148,245) 1,983,671
(301,389) 11,764,104 22,998,197
8,757,191 (207,001,340)
1,669,431 104,994
36,079,079 5,451,249 2,795,718
139,427,745 7,347,918
27,247,801 195,451
1,252,106 2,962,955 6,509,929
194,024

2005 Annual Report

43

Georgia Department of Insurance

COMPANY NAME
Southern Farm Bureau Life Ins Co Southern Pioneer Life Ins Co Southern Security Life Ins Co Southland Natl Ins Corp Southwestern Life Ins Co Standard Ins Co Standard Life & Accident Ins Co Standard Life & Cas Ins Co Standard Life Ins Co Of IN Standard Security Life Ins Co Of NY Starmount Life Ins Co State Farm Annuity & Life Ins Co State Farm Life Ins Co State Life Ins Co Stonebridge Life Ins Co Sun Life Assur Co Of Canada US Sunamerica Life Ins Co Sunset Life Ins Co Of Amer Suntrust Ins Co Surety Life Ins Co Swiss Re Life & Health Amer Inc Symetra Life Ins Co Symetra Natl Life Ins Co Teachers Ins & Ann Assoc Of Amer Templeton Funds Annuity Co Texas Life Ins Co The Travelers Ins Co TIAA Cref Life Ins Co Time Ins Co Trans World Assur Co Transamerica Financial Life Ins Co Transamerica Life Ins Co

GA Premium Revenue
73,023,061 0
1,146,579 3,968,268 10,275,426 82,255,918 4,219,148
325,498 6,293,335 2,904,575
200,312 0
123,101,314 3,121,795
19,292,007 59,768,735
220,654 240,302
0 934,289
0 17,198,001
16,865 155,306,576
0 1,896,246 70,220,477 11,204,793 47,135,074
316,746 41,365,303 153,973,978

Total Assets
9,269,976,802 23,080,463 4,914,252
132,780,273 1,758,507,859 10,810,752,890
513,541,090 19,934,795
1,552,218,551 312,423,115 17,091,484 7,919,048
39,874,561,166 2,302,845,027 1,882,528,411
40,293,920,565 62,336,638,424
479,321,999 18,065,881 31,326,376
12,172,850,236 18,824,483,188
16,495,886 174,921,341,415
21,654,393 896,350,457 68,345,651,157 3,326,951,979 879,226,448 311,412,341 16,512,513,099 68,927,073,221

Total Cap. & Surplus
1,292,283,991 7,928,093 3,500,000
10,385,403 167,368,241 944,536,325 198,391,889
3,885,823 80,794,524 110,593,156
8,200,604 7,881,582 4,504,453,880 108,377,332 142,415,159 1,542,520,080 4,409,984,219 38,010,332 13,316,459 11,456,146 2,341,296,686 1,260,135,894 9,814,931 13,222,641,092 11,971,341 34,184,983 4,081,298,835 324,430,162 262,296,066 64,753,871 802,095,679 2,418,045,214

Net Income (Loss)
194,084,869 2,800,820 (583,633) 667,556
30,479,865 205,550,384
21,505,239 566,581
15,831,425 10,534,862
2,333,829 122,011
317,458,010 (57,292,601) 159,079,496 146,535,895 259,003,014 11,242,031
1,599,028 1,004,428 441,211,473 162,209,739 (936,100) 2,000,796,807
405,809 6,379,367 1,080,487,937 21,418,493 102,021,368 6,702,988 116,705,736 298,644,684

2005 Annual Report

44

Georgia Department of Insurance

COMPANY NAME
Transamerica Occidental Life Ins Co Travelers Life & Annuity Co Trustmark Ins Co Trustmark Life Ins Co UBS Life Ins Co USA Ullico Life Ins Co Unicare Life & Health Ins Co Unified Life Ins Co Unimerica Ins Co Union Bankers Ins Co Union Central Life Ins Co Union Fidelity Life Ins Co Union Labor Life Ins Co Union Natl Life Ins Co Union Security Ins Co Union Security Life Ins Co United American Ins Co United Benefit Life Ins Co United Fidelity Life Ins Co United Healthcare Ins Co United Home Life Ins Co United Ins Co Of Amer United Investors Life Ins Co United Of Omaha Life Ins Co United States Life Ins Co In NYC United Teacher Assoc Ins Co United World Life Ins Co Unity Financial Life Ins Co Unity Mut Life Ins Co Universal Guaranty Life Ins Co Universal Underwriters Life Ins Co Unum Life Ins Co Of Amer

GA Premium Revenue
60,866,389 65,972,112
4,777,200 4,206,898
0 9,577 22,104,622 1,510,137 779,190 1,067,333 11,998,294 2,024,424 1,911,884
0 61,138,418
3,262,541 48,925,043
0 1,089,661 510,846,958 1,144,732 18,739,843 6,868,018 46,081,507 17,633,485 4,709,931
875,826 2,143,070
118,272 223,957 1,683,230 144,354,260

Total Assets
29,687,272,568 19,429,074,790
1,210,244,161 558,412,697 43,479,161 11,769,447
1,258,802,679 68,268,781 54,783,181 98,461,880
6,685,104,917 19,119,732,263
3,347,082,632 444,825,012
8,408,617,518 112,555,947
1,139,897,036 3,044,936
610,348,576 7,293,757,804
46,156,432 1,959,226,171 3,047,360,653 12,803,845,053 4,112,660,722
463,750,166 69,138,019 36,827,982
357,905,742 259,753,616 287,569,257 15,074,438,321

Total Cap. & Surplus
2,132,653,000 782,377,303 203,790,435 88,640,967 28,607,571 9,279,634 287,986,364 13,319,644 28,761,122 9,676,005 336,939,263 891,265,219 139,714,768 104,826,662 535,021,198 23,209,381 189,281,295 2,919,122 200,986,615
1,841,194,312 8,234,569
179,829,877 298,648,739 1,208,195,919 337,314,456
64,656,231 17,686,515
5,938,720 21,388,532 25,645,716 40,195,207 1,354,600,463

Net Income (Loss)
(379,364,967) (80,095,125) 26,213,972 17,745,745 6,637,370 430,483 16,243,240 2,330,069 4,269,776 (1,161,404) 18,332,237 166,429,502 47,223,631 10,266,184 127,083,577 1,430,238 83,372,917 (42,308) (38,139,900)
1,815,888,440 (1,564,176)
(38,601,133) 72,653,173
3,058,795 (140,658,917)
4,179,031 2,222,289
206,205 2,174,802 5,113,557 8,218,425 249,159,268

2005 Annual Report

45

Georgia Department of Insurance

COMPANY NAME

GA Premium Revenue

US Branch SunLife Assur Co Of Cana US Bus of Crown Life Ins Co US Bus of the Canada Life Assur Co US Financial Life Ins Co USAA Life Ins Co USAble Life Valley Forge Life Ins Co VantisLife Ins Co Variable Annuity Life Ins Co Veterans Life Ins Co Vista Life Ins Co Washington Natl Ins Co Wateree Life Ins West Coast Life Ins Co Western & Southern Life Ins Co Western Reserve Life Assur Co of OH Western Southern Life Assur Co Wilton Reassurance Company World Ins Co XL Life Ins and Annuity Co

50,640,324 1,884,725 3,821,262 8,242,594
42,163,595 0
17,245,042 54,605
320,845,189 2,146,761 0 8,089,268 1,811
29,088,554 1,125,678
35,713,760 13,374,659
0 6,101,357
(3,909)

TOTAL

12,905,498,150

Total Assets
13,011,446,992 376,733,667
1,867,746,357 410,051,069
10,501,302,899 180,137,795
2,883,375,619 712,834,773
58,319,134,650 270,165,408 27,157,255
2,657,759,856 9,996,674
2,752,463,322 8,308,134,647 10,697,715,302 9,132,725,263
151,472,328 222,527,057 834,977,677
4,229,389,793,530

Total Cap. & Surplus
651,561,217 41,792,227
113,825,115 49,540,783
875,941,504 82,154,268
357,218,801 64,947,639
2,904,169,545 27,539,687 18,840,969
762,012,611 6,187,390
260,455,068 3,070,525,406
391,449,468 578,102,019
54,362,157 96,571,511 86,882,257
264,128,181,083

Net Income (Loss)
179,481,947 2,946,457 (5,253,495)
(36,291,347) 133,010,708
8,461,088 157,388,625
2,212,411 726,337,718
25,764,404 2,397,491
48,115,352 1,207,892
27,502,716 144,008,028 104,545,538
96,401,619 (23,940,799) 18,939,801
4,822,490
37,485,450,932

2005 Annual Report

46

Georgia Department of Insurance

COMPANY NAME
American Safety Insurance Company Association Insurance Company CNL/ Insurance America, Inc. Century Casualty Company Cornerstone Mutual Insurance Co
(Administrative Supervision) Cotton States Mutual Insurance Company Delta Fire & Casualty Insurance Co Ethio-American Insurance Company Everest Security Insurance Company Fireman's Fund Insurance Company of GA Frandisco Property & Casualty Insurance Co Georgia Casualty & Surety Company Georgia Farm Bureau Casualty Insurance Co Georgia Farm Bureau Mutual Insurance Co Georgia Lawyers Insurance Company Georgia Mutual Insurance Co Global Insurance Company Harleysville-Atlantic Insurance Company Insurance Company of the South Madison Insurance Company MAG Mutual Insurance Company Maxum Casualty Insurance Company Mercury Indemnity Company of GA Mercury Insurance Company of GA Middle Georgia Mutual Insurance Company Ontario Reinsurance Company, Ltd. Safeway Insurance Company of GA Shield Insurance Company Southern General Insurance Company Southern Guaranty Insurance Company of GA Southern Mutual Insurance Company Southern Trust Insurance Company Village Auto Insurance Company, inc. Voyager Indemnity Insurance Co Waco Fire & Casualty Insurance Company Westchester Surplus Lines Insurance Co TOTALS

TOTAL ASSETS
21,677,168 64,010,298 17,654,237 10,377,109 N/A
175,396,500 15,640,021 4,810,174 31,720,112 6,244,108 51,117,832 92,194,015 4,447,281 734,586,752 6,687,735 4,335,461 3,398,813 160,046,998 8,471,605 100,610,692 915,115,693 10,219,772 9,508,220 16,126,393 19,887,847 15,405,042 59,848,294 30,467,970 83,526,095 13,047,307 26,048,974 50,028,102 66,393,541 83,001,479 64,914,760 449,140,317 3,312,387,905

CAPTIAL & SURPLUS

DIRECTPREM NETPREMIUM NETINCOME

WRITTEN

WRITTEN

(LOSS)

19,958,370 16,884,092 9,486,407 4,436,253 N/A

6,923,010 41,065,541 14,965,231 853,172 N/A

0 23,567,196 14,987,979 1,139,068 N/A

835,321 (36,020) 550,341 1,332,049 N/A

65,662,265 11,342,237 3,285,253 24,921,649 6,087,666 34,788,765 22,908,316 4,157,877 324,083,287 3,605,662 3,102,937 3,327,318 42,467,259 4,339,520 71,799,504 215,503,116 8,709,497 7,338,410 12,068,540 14,907,056 11,162,283 26,922,170 20,239,095 36,429,218 13,044,197 13,246,666 16,639,401 26,875,108 34,346,399 14,062,733 103,901,317 1,201,274,721

285,393,608 2,604,004 2,595,708 28,000,955 (541) 0 31,641,483 40,575,706 494,500,837 4,456,742 1,054,031 0 20,318,396 33,796,319 2,201,501 360,612,582 3,620,051 3,383,777 5,667,167 6,947,226 0 32,831,893 9,859,539 72,060,104 38,691,525 17,190,457 23,173,652 66,133,742 79,948,763 18,842,941 747,654,942 2,433,757,110

55,593,217 2,072,264 2,595,708 4,163,780 0 20,120,603 27,700,420 0 513,039,177 2,598,220 556,731 0 58,266,921 6,073,392 10,813,440 287,645,392 0 3,255,158 5,425,255 5,625,487 645,166 32,945,716 (1,399,445) 55,535,412 0 15,113,007 20,788,095 66,085,142 25,388,728 19,472,533 48,743,596 1,288,863,115

24,006,994 163,391 (79,288) 1,888,534 150,160 3,888,817 (1,853,532) 459,266 (7,593,480) 347,978 (222,638) (4,505) 4,912,384 359,545 1,731,159 16,016,699 178,858 1,021,306 1,968,529 607,704 (68,983) 2,688,574 31,052,690 1,905,784 423,073 435,301 1,210,709 6,342,984 4,896,946 577,182 2,050,185 99,462,326

2005 Annual Report

47

Georgia Department of Insurance

COMPANY NAME

GA Premium Revenue Total Assets

21st Century Cas Co 21st Century Ins Co Aca Financial Guaranty Corp Acadia Ins Co Acceptance Ins Co Access Ins Co Accident Fund Ins Co of Amer Accredited Surety & Cas Co Inc Ace Amer Reins Co Ace American Ins Co Ace Fire Underwriters Ins Co Ace Ind Ins Co Ace Prop & Cas Ins Co ACIG Ins Co Acstar Ins Co Acuity A Mut Ins Co Admiral Ind Co Advantage Workers Comp Ins Co Aegis Security Ins Co Aequicap Ins Co Aetna Ins Co of CT Affiliated Fm Ins Co Affirmative Ins Co Agri General Ins Co AIG Centennial Ins Co AIG Ind Ins Co AIG Natl Ins Co Inc AIG Premier Ins Co AIU Ins Co Alamance Ins Co Alea North America Ins Co Alfa General Ins Corp Alfa Ins Corp Alfa Mut General Ins Co Alfa Mut Ins Co All Amer Ins Co Allianz Global Risks US Ins Co Allied Prop & Cas Ins Co

0 0 0 2,460 0 978,089 1,139,536 78,981 0 125,050,362 5,235,510 5,500,000 26,710,891 16,152 282,345 0 0 108,670 911,425 3,362,076 241,106 7,894,672 1,024,958 4,135,667 53 0 15,893 921,472 6,669,326 0 2,259,766 6,618,928 41,550,569 0 0 8,855,005 16,231,519 8,253,223

11,126,894 1,600,666,392 595,365,786 153,931,536 53,053,297 15,054,280 1,885,580,047 30,178,964 257,852,805 6,487,584,934 75,945,135 27,303,187 5,232,821,194 215,702,156 94,563,659 1,488,617,628 65,146,637 64,552,501 72,002,556 92,757,063 27,856,323 1,112,345,376 363,425,893 376,576,721 587,307,016 59,286,223 57,520,854 354,568,506 3,256,161,763 327,969,969 897,603,623 408,162,682 423,375,220 69,026,263 1,274,412,213 196,091,683 4,497,996,919 88,255,836

Total Cap. & Surplus
10,463,271 690,926,408 266,108,776 62,593,408 (20,261,970) 9,958,562 493,865,534 18,371,605 123,294,362 1,272,773,654 53,079,158 11,462,238 1,203,361,088 58,630,261 30,280,936 517,755,619 29,156,403 37,352,215 31,498,086 30,032,502 25,528,026 489,260,949 129,510,841 274,396,597 265,992,752 23,885,276 14,651,028 125,803,728 1,038,140,025 179,884,840 246,230,155 193,894,260 189,633,019 41,368,008 879,386,209 76,145,149 3,407,289,962 87,011,248

Net Income (Loss)
351,954 112,976,956 20,150,831 3,102,138 (20,199,131) (150,870) 36,211,817 3,050,471 23,675,341 135,052,442 1,096,667 290,546 128,309,073 187,994 5,186,375 98,403,209 1,927,820 106,793 1,374,776 845,612 3,930,965 68,477,867 7,458,063 81,305,396 13,087,468 2,771,386 1,236,064 9,812,980 112,694,644 12,896,674 1,008,213 34,302,496 32,449,981 (11,519,319) (9,504,738) 8,435,177 9,244,596 2,766,144

2005 Annual Report

48

Georgia Department of Insurance

Allmerica Financial Benefit Ins Co 0

Allstate Fire and Cas Ins Co

2,851,176

Allstate Ind Co

135,361,342

Allstate Ins Co

498,214,735

Allstate Prop & Cas Ins Co

161,409,457

Alpha Prop & Cas Ins Co

7,326,574

Ambac Assur Corp

8,857,187

Amco Ins Co

13,854,824

Amcomp Assur Corp

11,625,261

America First Ins Co

0

American Agri Business Ins Co 13,214,913

American Agricultural Ins Co

0

American Alt Ins Corp

8,417,658

American Ambassador Cas Co 0

American Automobile Ins Co

9,719,793

American Bankers Ins Co Of FL 22,657,402

American Bus & Personal Ins Mut 0

American Cas Co Of Reading PA 22,333,195

American Centennial Ins Co

595

American Central Ins Co

0

American Century Cas Co

31,029,890

American Colonial Ins Co Inc

0

American Commerce Ins Co

0

American Contractors Ind Co

1,062,108

American Dep Ins Co

1,058,683

American Economy Ins Co

14,816,268

American Empire Ins Co

0

American Employers Ins Co

1,001

American Equity Specialty Ins Co 0

American Family Home Ins Co 12,706,718

American Fire & Cas Co

990,947

American Fuji Fire & Marine Ins C 11,632

American General Ind Co

696,685

American General Prop Ins Co Of 0

American General Property Ins Co 2,773,754

American Guarantee & Liability In 31,711,358

American Hardware Mut Ins Co 0

American Healthcare Ind Co

17,826

American Home Assur Co

89,466,242

American Ind Co

0

American Ins Co

17,202,144

American Interstate Ins Co

30,480,308

American Intl Ins Co

4,915,472

American Intl South Ins Co

111,317,560

American Live Stock Ins Co

161,504

14,690,112 15,429,254 114,321,095 45,243,475,308 56,007,807 14,577,600 8,994,397,899 988,758,513 208,986,341 12,164,665 161,698,430 1,161,496,070 409,029,002 30,458,674 370,179,718 1,282,007,001 42,835,872 108,048,609 37,625,505 41,695,352 86,063,108 4,388,173 306,987,527 174,419,486 7,431,404 1,643,255,880 66,297,852 37,480,080 44,223,297 420,831,418 38,659,055 107,592,064 80,521,285 11,470,284 62,525,087 187,876,547 304,866,685 96,439,728 24,004,518,746 53,473,559 1,499,042,449 670,818,095 1,140,444,691 34,896,938 65,363,982

14,681,420 15,220,209 111,012,931 14,833,660,382 46,423,226 14,337,895 3,327,484,301 398,463,244 55,336,836 10,355,791 4,023,232 458,987,984 152,827,821 28,809,132 145,629,969 260,324,644 20,317,176 108,011,658 15,058,096 41,572,497 30,462,371 4,082,268 112,072,615 43,196,217 5,998,513 502,502,553 33,679,880 37,443,925 18,237,165 115,917,836 35,488,966 81,772,914 33,366,682 10,802,630 47,349,535 139,954,540 108,557,090 40,937,097 5,049,650,840 51,361,881 507,565,567 157,739,692 303,593,396 33,831,979 48,767,869

384,827 634,816 4,878,957 1,749,963,559 892,467 777,879 707,401,523 19,664,928 6,077,537 447,196 407,265 27,256,709 5,519,422 1,022,506 15,736,012 4,553,684 (921,183) 2,900,103 (2,880,070) 818,747 8,103,295 (61,209) 18,498,436 8,035,401 1,435,144 105,203,298 5,083,500 11,525,938 1,224,259 19,208,376 14,534,362 95,591 (505,823) (462,541) 2,853,860 6,951,785 12,575,670 1,486,857 (185,725,295) 1,270,517 90,807,585 (1,709,929) 18,701,312 1,484,890 1,774,106

2005 Annual Report

49

Georgia Department of Insurance

American Manufacturers Mut Ins 93,719

American Merchants Cas

0

American Mercury Ins Co

34,635,272

American Modern Home Ins Co 13,278,395

American Motorists Ins Co

260,227

American Natl General Ins Co

1,899,105

American Natl Prop & Cas Co

19,770,227

American Premier Ins Co

1,473,016

American Rein Co

0

American Reliable Ins Co

12,420,053

American Resources Ins Co Inc 4,462,047

American Road Ins Co

4,708,672

American Safety Cas Ins Co

549,600

American Security Ins Co

25,424,176

American Select Ins Co

0

American Sentinel Ins Co

32,808

American Service Ins Co Inc

0

American Southern Ins Co

6,739,149

American States Ins Co

19,955,064

American States Ins Co Of TX 3,344,521

American States Preferred Ins Co 2,398,625

American Zurich Ins Co

36,252,442

Americas Ins Co

0

Amerin Guaranty Corp

0

Amerisure Ins Co

763,435

Amerisure Mut Ins Co

2,701,697

Amex Assur Co

24,901,927

Amica Mut Ins Co

30,238,066

Ansur America Ins

5,689,292

Anthem Ins Co Inc

0

Arch Ins Co

28,090,128

Arch Reins Co

3,144

Architects & Engineers Ins Co RR 0

Argonaut Great Central Ins Co 15,516,881

Argonaut Ins Co

2,045,357

Argonaut Ltd Risk Ins Co

1,288,449

Argonaut-Midwest Ins Co

763,823

Armed Forces Ins Exchange

3,331,906

Associated Ind Corp

2,066,848

Associated Industries Ins Co Inc 314,610

Assurance Co Of Amer

25,055,820

AssuranceAmerica Ins Co

37,062,601

Assured Guaranty Corp

67,706

Athena Assur Co

514,392

Atlanta Cas Co

7,434,103

10,896,712 13,158,803 291,115,376 816,127,934 32,903,640 102,965,872 1,134,751,316 8,090,238 17,160,846,547 411,595,235 57,482,372 763,559,641 160,595,489 833,752,224 148,862,022 20,940,424 89,049,745 105,215,069 2,339,955,871 21,818,750 241,054,067 209,416,689 20,437,319 221,412,754 553,780,072 1,491,487,210 141,439,087 3,584,950,992 17,977,635 4,371,510,945 1,076,664,885 1,072,774,708 15,225,065 240,958,808 1,275,515,947 18,552,183 101,226,251 141,117,051 152,451,961 170,839,684 71,818,076 33,274,757 1,140,661,558 188,642,774 16,905,582

10,272,869 13,133,256 70,531,890 237,367,291 30,372,141 59,202,565 380,867,253 6,970,104 3,041,384,074 91,856,255 17,850,526 459,191,288 65,142,434 267,039,365 48,971,210 9,889,026 30,240,887 31,040,768 772,774,742 18,688,468 75,869,873 199,635,274 12,907,405 197,086,972 143,942,239 454,437,058 115,232,858 1,796,166,098 9,963,922 2,964,733,281 476,122,208 636,408,299 7,413,544 56,653,248 351,415,525 17,585,227 41,517,659 70,029,559 58,579,969 20,797,037 19,574,253 7,747,365 256,487,701 50,126,244 14,563,773

130,489 435,083 1,976,446 40,942,223 (728,862) 4,909,554 56,870,036 666,855 (1,401,010,712) (86,510,937) 786,983 55,213,090 (6,408,626) 87,754,971 4,406,452 681,649 6,986,120 5,574,933 163,686,676 833,548 14,564,178 5,730,608 12,068 10,440,615 19,175,549 42,395,494 24,869,497 145,404,932 (1,176,711) 706,491,897 12,356,832 21,445,312 182,516 2,754,194 (26,410,012) 462,312 2,374,480 (3,492,225) 4,800,704 2,679,519 1,026,824 458,303 100,931,109 6,763,505 5,444,367

2005 Annual Report

50

Georgia Department of Insurance

Atlanta Intl Ins Co

0

Atlanta Reserve Ins Co

12,367,772

Atlanta Specialty Ins Co

7,840,313

Atlantic Ins Co

67,979

Atlantic Mut Ins Co

24,895,923

Atlantic Specialty Ins Co

10,857,161

Atlantic States Ins Co

29,232

Atradius Trade Credit Ins Co

1,788,138

Audubon Ins Co

1,680,031

Auto Club South Ins Co

796,326

Automobile Ins Co Of Hartford CT 9,909,366

Auto-Owners Ins Co

162,424,895

Avemco Ins Co

1,715,771

AXA Art Ins Corp

368,469

AXA Corp Solutions Reins Co 0

AXA Ins Co

6,350,016

AXA Re Amer Ins Co

0

AXA Re Prop & Cas Ins Co

(46,663)

Axis Ins Co

(24,958)

AXIS Reins Co

17,008,165

AXIS Surplus Ins Co

7,121,815

Balboa Ins Co

9,461,039

Bancinsure Inc

1,132,771

Bankers Ins Co

995,811

Bankers Multiple Line Ins Co

0

Bankers Standard Ins Co

181,942

Bankers Std Fire & Marine Co 0

Bay State Ins Co

0

BCS Ins Co

2,168,058

Beazley Ins Co Inc

251,882

Benchmark Ins Co

12,730,845

Berkley Ins Co

0

Berkley Regional Ins Co

3,770

Birmingham Fire Ins Co Of PA 3,441,946

Bituminous Cas Corp

10,714,780

Bituminous Fire & Marine Ins Co 656,166

Blue Ridge Ins Co

0

Bond Safeguard Ins Co

8,348

Boston Old Colony Ins Co

0

Bristol West Ins Co

9,136,743

Brotherhood Mut Ins Co

5,419,505

California Ins Co

0

Cambridge Mut Fire Ins Co

0

Camden Fire Ins Assoc

0

Canal Ins Co

41,250,432

15,880,393 7,387,364 14,362,911 24,852,300 719,378,341 71,512,046 394,853,053 77,921,814 251,689,289 55,159,196 914,716,954 8,372,989,242 140,319,958 64,799,481 872,220,315 169,170,709 59,454,414 111,047,102 19,048,110 1,462,307,695 498,561,241 1,297,172,853 98,050,435 102,858,775 7,494,042 230,408,769 89,399,609 252,259,227 225,221,306 52,118,690 108,180,791 5,870,233,360 2,248,424,000 3,563,230,285 706,118,494 327,884,910 181,409,821 27,967,354 35,619,303 136,986,738 273,862,186 124,415,364 472,750,621 87,160,649 1,227,278,997

7,294,676 6,220,104 13,157,014 23,933,283 140,830,275 50,835,802 148,521,462 41,065,866 62,051,394 27,681,944 258,675,619 4,129,314,892 70,943,109 32,361,957 547,100,360 97,557,849 47,769,700 34,173,258 18,992,744 524,135,046 79,251,075 474,705,890 35,524,054 35,135,730 7,444,926 63,800,199 17,979,103 146,639,717 130,117,429 49,719,071 29,387,093 1,785,230,929 715,111,896 955,426,097 232,351,829 83,445,637 54,301,948 13,628,457 35,605,214 36,739,346 107,867,708 79,172,182 222,353,399 75,703,543 527,681,312

437,801 633,329 982,539 665,041 (67,221,199) 2,311,328 21,855,006 3,273,412 4,785,208 1,613,993 30,653,654 388,622,917 19,392,010 3,498,649 6,429,694 (2,456,286) (824,651) (27,492,610) 617,414 (50,466,024) (14,683,642) 4,492,802 1,542,910 1,642,738 (138,699) 4,972,157 2,129,209 4,732,260 7,403,008 (444,611) 1,029,001 180,705,089 139,945,600 24,214,007 23,690,931 10,879,975 6,452,736 4,584,734 1,833,089 1,220,926 13,410,151 19,684,729 7,007,587 (14,764,107) 34,592,861

2005 Annual Report

51

Georgia Department of Insurance

Capital City Ins Co Inc Capital Markets Assr Corp Capitol Ind Corp Capitol Preferred Ins Co Carolina Cas Ins Co Catawba Ins Co Centennial Ins Co Central Mut Ins Co Central Natl Ins Co Of Omaha Central States Ind Co Of Omaha Centre Ins Co Century Ind Co Century Rein Co Century-Natl Ins Co Charter Oak Fire Ins Co Cherokee Ins Co Chicago Ins Co Chubb Ind Ins Co Chubb Natl Ins Co Church Ins Co Church Mut Ins Co CIFG Assurance NA Inc CIM Ins Corp Cincinnati Cas Co Cincinnati Ins Co Citizens Ins Co Of Amer Clarendon Natl Ins Co Clearwater Ins Co Clearwater Select Ins Co CMG Mortgage Assur Co CMG Mortgage Ins Co Coface North Amer Ins Co Cologne Reins Co Of Amer Colonial American Cas & Surety Colonial Surety Co Colony Specialty Ins Co Columbia Mut Ins Co Columbia Natl Ins Co Commerce & Industry Ins Co Commercial Cas Ins Co Commercial Guaranty Cas Ins Co Commercial Guaranty Ins Co Commercial Ins Co Of Newark NJ Commercial Loan Ins Corp Companion Commercial Ins Co

11,764,321 0 1,671,042 1,943,914 12,972,389 2,040,205 849,248 61,365,365 0 3,840,996 (12,807) 0 0 41,881 47,513,961 0 1,673,803 456,808 0 14,455 23,286,908 684,566 36,720 5,258,739 136,933,999 13,026,798 13,981,747 243,171 0 0 1,668,716 625,474 0 635,941 0 0 0 32,096,827 85,098,050 0 (12,193) 0 0 0 2,429,672

133,692,316 94,955,693 417,963,754 19,049,890 824,307,084 17,927,214 277,887,428 1,021,770,711 33,281,077 269,260,478 583,234,090 986,564,083 105,682,067 529,381,159 789,475,094 175,956,606 269,444,469 193,845,524 161,241,256 61,596,109 963,930,148 175,332,597 47,755,362 335,438,589 9,993,039,954 1,831,253,437 1,896,188,120 1,127,539,775 111,161,054 9,088,088 319,677,699 41,131,065 68,135,673 24,810,836 16,101,811 134,451,225 303,289,538 63,634,469 6,595,619,061 230,025,999 151,278,687 32,463,130 53,340,802 10,427,766 10,305,228

33,076,868 94,785,972 171,850,019 5,654,890 221,940,987 7,428,717 74,904,056 385,315,073 9,059,781 191,979,016 126,588,281 25,000,000 81,690,754 173,527,346 180,551,979 61,429,290 102,053,140 43,658,430 43,253,745 18,635,258 272,514,653 108,574,553 15,552,220 262,897,192 4,193,807,691 732,974,670 664,879,036 602,930,954 76,136,723 8,150,999 121,811,610 17,419,567 35,454,783 22,185,491 6,207,937 31,559,255 143,833,229 25,728,994 1,407,513,489 41,413,456 117,502,960 31,710,800 53,144,214 9,801,394 7,996,105

657,914 (6,640,726) 32,843,355 (8,481,954) (1,119,624) 451,186 (26,625,421) 44,930,627 1,209,464 3,782,475 5,072,917 (74,608,762) 2,632,716 42,466,936 27,907,129 9,056,827 8,309,293 6,534,205 6,253,772 (721,064) 36,066,597 (2,505,159) 537,692 12,697,365 517,091,402 123,287,265 147,111,950 (61,801,326) 16,051,592 (104,783) 16,939,661 (1,433,759) (1,533,356) 1,168,317 471,484 3,929,770 15,332,112 5,034,043 26,841,563 (15,339,714) 13,047,669 1,347,208 4,056,916 682,110 141,076

2005 Annual Report

52

Georgia Department of Insurance

Companion Prop & Cas Ins Co Compass Ins Co Computer Ins Co Connie Lee Ins Co Constitution Ins Co Continental Cas Co Continental Ins Co Continental Natl Ind Co Continental Rein Corp Continental Western Ins Co Contractors Bonding & Ins Co Converium Ins North Amer Inc Converium Reins North Amer Inc Core Ins Co Coregis Ins Co Country Cas Ins Co Country Mut Ins Co Country Pref Ins Co Courtesy Ins Co Coventry Ins Co Crum & Forster Ind Co Cumberland Cas & Surety Co Cumis Ins Society Inc Cypress Ins Co Daily Underwriters Of Amer DaimlerChrysler Ins Co Dairyland Ins Co Dallas National Ins Co Darwin Natl Assur Cp Dealers Assur Co Deerbrook Ins Co Deerfield Ins Co Dentists Ins Co Depositors Ins Co Developers Surety And Ind Co Diamond State Ins Co Direct General Ins Co Direct Natl Ins Co Discover Prop & Cas Ins Co Doctors Co An Interins Exchn Dorinco Rein Co Economy Fire & Cas Co Economy Preferred Ins Co Economy Premier Assur Co Electric Ins Co

34,956,873 0 286,608 0 25,100 137,984,301 2,565,528 0 0 107,597 129,036 (1,880,333) 0 0 738,430 0 0 0 832,829 4,289,197 (198,827) 15,150 5,175,829 16,430,476 311,753 2,122,201 3,580,874 0 760,880 50,000 0 0 35,739 410,805 1,596,760 2,449,097 27,494,685 0 10,455,682 14,656,582 0 0 0 19,658,515 9,548,506

356,812,916 13,387,315 34,367,784 220,314,186 49,557,867 35,913,173,763 4,029,864,017 11,042,871 97,419,221 247,421,628 169,935,584 76,565,132 1,695,930,535 34,347,290 442,906,997 74,120,028 3,068,772,726 67,832,199 317,424,833 6,691,358 34,447,981 16,811,111 1,057,215,751 432,356,487 24,786,537 404,012,829 1,169,698,055 118,176,037 334,203,978 33,588,040 33,626,426 102,820,573 212,880,549 44,915,825 103,476,313 161,773,557 347,481,297 6,283,036 104,063,740 1,725,184,589 1,726,411,830 326,113,365 7,918,128 31,792,050 1,142,508,357

88,493,540 10,586,050 28,563,531 92,618,533 37,837,062 6,743,258,086 1,776,413,239 10,053,577 96,065,864 77,969,149 54,197,062 62,029,897 394,809,518 33,871,714 212,326,546 56,482,170 1,308,330,726 15,193,875 91,926,492 5,525,939 10,406,284 (3,748,951) 414,673,077 238,495,543 16,437,990 190,018,784 373,129,508 40,504,635 173,583,425 14,350,842 33,432,426 53,025,478 126,408,735 44,220,097 43,981,627 108,040,030 123,495,530 6,089,676 35,056,096 503,158,970 494,952,905 314,333,050 7,661,235 31,637,512 298,559,613

4,726,066 (13,829) 6,488,755 (10,370,207) (621,968) 392,446,628 38,132,962 713,416 1,853,043 6,834,032 15,765,949 552,060 34,107,506 755,231 16,469,238 1,608,598 124,162,746 796,083 13,153,864 386,615 603,811 5,531,166 11,679,366 96,161,583 2,223,741 16,771,947 43,399,695 9,413,419 (20,824,005) 672,279 1,454,026 16,399,282 8,304,543 1,477,513 5,926,406 3,287,876 14,715,186 40,735 4,531,099 77,579,066 44,835,144 24,768,963 354,496 1,437,032 20,609,343

2005 Annual Report

53

Georgia Department of Insurance

Emc Prop & Cas Ins Co

1,401,194

Emc Rein Co

0

Empire Fire & Marine Ins Co

26,249,426

Employers Fire Ins Co

1,702,651

Employers Ins of Wausau

13,308,612

Employers Mut Cas Co

7,931,268

Employers Reins Corp

14,308,597

Encompass Ind Co

6,169,804

Encompass Ins Co

0

Equity Insurance Co

3,360,456

Esurance Ins Co

4,076,233

Euler American Credit Ind Co

6,454,609

Everest Natl Ins Co

4,528,353

Everest Reins Co

0

Evergreen Natl Ind Co

149,394

Excelsior Ins Co

6,683,505

Excess Rein Co

0

Executive Risk Ind Inc

10,220,368

Factory Mut Ins Co

57,193,561

Fairfield Ins Co

92,345

Fairmont Ins Co

0

Fairmont Premier Ins Co

441,232

Fairmont Specialty Ins Co

3,579,185

Farmers Ins Exch

20,243,855

Farmers Mut Hail Ins Co Of IA 0

Farmington Cas Co

216,821

Farmland Mut Ins Co

3,138,672

Federal Ins Co

161,128,149

Federated Mut Ins Co

33,923,384

Federated Rural Electric Ins Exch 8,466,352

Federated Service Ins Co

729,911

FFG Ins Co

89,873

Fidelity & Cas Co Of NY

(2,071)

Fidelity & Deposit Co Of MD

12,844,800

Fidelity & Guaranty Ins Co

5,368,950

Fidelity & Guaranty Ins Underwrite 3,053,580

Fidelity First Ins Co

0

Fidelity Natl Ins Co

6,650

Fidelity Natl Prop and Cas Ins Co 6,227,886

Financial Guaranty Ins Co

4,620,951

Financial Security Assur Inc

2,443,563

Fire Ins Exch

0

Firemans Fund Ins Co

30,108,456

Firemans Fund Ins Co Of NE

0

Firemens Ins Co Of Newark NJ 375,440

110,831,478 248,963,009 361,575,811 110,797,840 4,687,160,333 1,832,225,590 18,203,552,267 23,028,316 12,209,513 58,889,309 199,153,022 300,781,474 608,626,468 9,315,551,333 46,139,611 84,505,033 41,758,447 2,435,791,763 7,979,279,857 32,133,572 47,426,636 188,030,948 248,243,914 11,402,700,174 292,853,583 931,496,072 338,169,585 25,377,517,154 3,580,961,912 255,233,433 340,145,995 48,385,505 147,550,462 213,830,797 14,677,954 31,489,251 7,086,980 350,596,712 238,684,312 3,504,088,328 3,789,839,229 1,837,719,705 9,695,633,985 57,244,642 529,158,973

45,282,783 83,367,306 128,607,502 59,440,883 1,070,662,454 663,247,938 5,388,862,304 19,383,057 11,564,967 24,373,218 45,559,760 156,330,502 136,844,171 2,327,594,165 31,340,971 65,744,744 30,329,615 656,360,253 4,204,219,177 19,697,945 18,428,340 137,222,000 96,805,992 2,721,024,752 189,303,934 218,000,701 118,483,879 8,833,075,087 1,413,389,665 76,622,739 92,907,813 33,439,879 147,217,677 186,842,092 14,202,758 31,345,441 6,750,879 100,993,545 49,568,338 1,162,903,588 1,538,454,321 456,775,919 2,850,201,410 47,648,785 529,113,746

4,841,017 14,634,792 5,090,554 1,943,088 59,229,707 61,624,628 (583,323,107) 1,107,512 505,794 4,806,682 (1,235,055) 32,714,453 19,759,384 (26,874,316) 2,395,451 3,227,474 1,572,083 106,964,809 525,792,884 1,303,480 3,879,714 3,307,588 14,810,515 220,726,561 23,531,196 28,052,263 9,825,924 1,353,427,901 128,544,389 9,325,889 12,451,780 4,176,010 12,694,925 6,651,280 1,096,505 1,296,502 220,533 7,000,904 26,468,598 192,009,304 245,904,893 39,545,983 487,581,654 1,193,561 6,682,263

2005 Annual Report

54

Georgia Department of Insurance

First American Prop & Cas Ins Co 961,229

First Colonial Ins Co

13,313,892

First Dakota Ind Co

0

First Financial Ins Co

537,112

First Guard Ins Co

897,810

First Ind Of Amer Ins Co

0

First Liberty Ins Corp

25,475,070

First Natl Ins Co Of Amer

14,190,521

First Professionals Ins Co

12,297,125

First Sealord Surety Inc

437,289

Firstcomp Ins Co

0

Florists Mut Ins Co

1,396,161

Folksamerica Rein Co

0

Foremost Ins Co

43,002,551

Foremost Property & Cas Ins Co 2,041,981

Foremost Signature Ins Co

3,138,841

Fort Wayne Hlth & Cas Ins Co 0

Fortress Ins Co

70,684

Frankenmuth Mut Ins Co

360,867

Garrison Property and Cas Ins Co 0

Gateway Ins Co

256,672

Ge Reins Corp

0

Geico Cas Co

12,561,660

Geico General Ins Co

138,273,582

Geico Ind Co

56,630,998

General Cas Co Of WI

350,854

General Fidelity Ins Co

0

General Fire & Cas Co

181

General Ins Co Of Amer

14,643,435

General Rein Corp

1,445,928

General Security Natl Ins Co

0

General Star Natl Ins Co

577,666

Generali Us Branch

0

Genesis Ins Co

368,430

Genworth Home Equity Ins Corp 0

Genworth Mortgage Ins Corp

21,031,742

Genworth Mortgage Ins Corp Of N 2,088

Genworth Residential Mrt Ins Corp 660,927

Gerling Amer Ins Co

1,105,276

Germantown Ins Co

1,255

Glens Falls Ins Co

(589)

Global Reins Corp Of America

0

Globe American Cas Co

0

GMAC Direct Ins Co

0

GMAC Ins Co Online Inc

0

89,039,792 238,641,513 18,084,157 487,417,870 7,632,765 8,349,862 41,986,665 254,964,592 713,885,816 10,024,774 155,209,494 172,964,207 3,150,801,983 1,613,661,783 37,337,033 59,254,165 320,024,020 35,191,351 803,558,088 10,542,222 43,065,922 3,527,730,976 248,321,031 138,079,862 3,987,653,749 1,450,267,327 195,691,276 34,204,408 2,725,413,697 14,632,646,158 338,125,393 554,040,492 77,819,556 215,801,748 6,031,230 2,847,796,052 170,009,206 46,885,407 139,705,916 56,546,415 152,504,024 767,066,670 22,327,788 8,953,191 13,216,133

33,302,377 70,614,703 5,301,204 220,602,773 6,932,255 5,543,563 20,375,712 74,529,926 172,853,272 9,013,289 33,093,049 45,417,435 1,074,153,071 473,475,866 11,744,060 11,359,771 198,319,921 15,062,973 285,839,324 10,500,381 12,522,319 1,041,446,560 98,360,726 65,290,050 1,714,024,366 698,281,523 159,727,959 11,034,629 814,260,758 7,894,084,717 76,112,413 190,176,462 41,025,120 95,912,995 5,800,151 188,296,284 28,926,053 11,376,060 85,244,008 21,905,366 152,193,327 116,160,859 17,240,324 8,763,469 10,601,074

5,030,373 (5,249,127) 914,490 4,621,080 711,239 1,210,921 622,427 15,494,398 9,926,183 985,498 3,044,861 4,200,504 (81,690,565) 74,908,579 (199,603) 619,979 40,887,158 209,151 28,420,839 159,744 851,111 (458,845,444) 13,364,201 4,884,350 277,506,683 63,490,548 4,660,194 1,351,419 170,392,109 721,128,937 (18,811,148) 15,877,252 (2,663,182) 7,372,590 84,517 188,762,862 27,171,107 2,486,887 3,327,354 (590,821) 7,994,081 14,277,067 585,294 166,902 194,213

2005 Annual Report

55

Georgia Department of Insurance

Government Employees Ins Co 110,474,343

Gramercy Ins Co

2,537,693

Grange Indemnity Ins Co

3,755,308

Grange Mut Cas Co

103,431,424

Grange Prop & Cas Ins Co

0

Granite State Ins Co

17,673,785

Graphic Arts Mut Ins Co

9,393,149

Gray Ins Co

597,860

Great American Alliance Ins Co 1,765,834

Great American Assur Co

23,170,132

Great American Ins Co

22,699,565

Great American Ins Co of NY

21,666,772

Great American Security Ins Co 20,938

Great American Spirit Ins Co

4,162

Great Divide Ins Co

858,360

Great Midwest Ins Co

0

Great Northern Ins Co

34,170,524

Great West Cas Co

9,503,878

Greater NY Mut Ins Co

240,729

Greenwich Ins Co

16,157,837

Guarantee Co Of North America U 783,231

Guarantee Ins Co

2,432,662

Guaranty Natl Ins Co

198,664

Guic Ins Co

0

Guideone America Ins Co

5,167,378

Guideone Elite Ins Co

13,178,318

Guideone Mut Ins Co

14,811,998

Guideone Specialty Mut Ins Co 3,575,864

Hanover Ins Co

17,496,853

Harbor Specialty Ins Co

6,724

Harco Natl Ins Co

3,607,021

Harleysville Ins Co

0

Harleysville Mut Ins Co

7,790,718

Hartford Accid & Ind Co

10,192,306

Hartford Cas Ins Co

26,691,312

Hartford Fire In Co

113,830,456

Hartford Ins Co Of The Midwest 30,517,228

Hartford Ins Co Of The Southeast 10,263,911

Hartford Steam Boil Inspec & Ins 3,505,813

Hartford Steam Boil Inspec Ins Co 0

Hartford Underwriters Ins Co

45,315,430

Haulers Ins Co Inc

0

HCC Ins Co

0

Heritage Casualty Ins Co

2,472,543

Heritage Ind Co

970,655

12,462,319,286 37,051,824 45,048,540 1,492,609,344 10,551,051 33,749,831 121,208,889 267,010,398 25,305,809 14,699,647 5,163,125,290 53,834,047 16,229,337 17,789,893 149,704,516 29,333,449 1,411,888,762 1,410,855,355 708,467,094 728,255,834 65,088,869 65,120,223 268,846,199 37,477,679 11,900,826 26,266,977 847,487,781 189,635,737 3,730,811,546 197,327,145 397,624,137 97,788,531 1,391,638,106 10,195,892,994 1,943,407,820 21,569,842,778 267,215,834 166,892,686 1,162,810,938 83,197,923 1,386,414,721 44,233,435 17,526,074 88,158,556 192,210,217

5,686,800,825 8,609,725 25,003,685 636,088,159 10,359,604 30,927,948 38,167,652 83,091,092 25,148,196 14,622,362 1,455,306,239 53,062,928 16,129,277 17,685,303 58,119,960 13,239,579 283,968,390 400,703,628 262,637,778 303,157,055 54,440,504 8,774,054 67,637,089 18,939,327 8,196,660 16,753,945 263,960,562 44,272,327 1,204,603,792 21,348,082 164,969,269 25,780,385 579,218,768 3,260,743,618 823,535,193 10,480,133,321 168,061,822 67,760,100 602,576,608 41,367,962 577,889,047 23,810,861 16,778,333 42,738,489 90,490,137

941,889,070 100,893 3,049,181 68,992,968 243,385 1,210,809 3,457,920 10,083,448 612,360 328,961 10,519,316 1,483,559 387,947 445,742 7,690,160 1,137,268 59,333,770 67,655,598 11,670,583 672,683 (4,502,897) (173,421) (16,055,995) 1,256,312 484,716 1,112,596 4,659,405 4,293,005 (34,178,960) (12,567,497) 2,924,262 3,143,770 37,056,520 462,006,564 99,629,863 808,366,889 18,877,969 7,305,803 138,628,653 8,987,664 81,107,233 3,499,331 404,544 3,767,951 12,180,715

2005 Annual Report

56

Georgia Department of Insurance

Hermitage Ins Co

966,505

Homesite Ins Co

0

Homestead Ins Co

0

Horace Mann Ins Co

14,517,117

Houston General Ins Co

0

IDS Prop Cas Ins Co

0

Illinois Natl Ins Co

2,892,246

Imperial Cas & Ind Co

0

Imperial Fire & Cas Ins Co

0

Indemnity Ins Co Of North Amer 16,615,750

Indemnity Natl Ins Co

0

Independent Mut Fire Ins Co

332,803

Indiana Lumbermens Mut Ins Co 195,263

Infinity Ins Co

20,702,136

Infinity Select Ins Co

1,052,402

Ins Co Of The Americas

0

Insura Prop & Cas Ins Co

0

Insurance Co Of North Amer

286,046

Insurance Co Of The State Of PA 18,920,356

Insurance Co Of The West

375,062

Insurance Corp Of Hannover

7,649,393

Insurance Corp Of NY

0

Integon General Ins Corp

874,852

Integon Ind Corp

1,854,587

Integon Natl Ins Co

1,401,641

Integon Specialty Ins

2,288,991

International Bus & Merc Reassur 113,027

International Fidelity Ins Co

2,038,710

Interstate Ind Co

5,106,333

Jefferson Ins Co

0

Jewelers Mut Ins Co

2,797,792

Kansas City Fire & Marine Ins Co 4,622

Kemper Cas Ins Co

0

Kemper Independence Ins Co

0

Key Risk Ins Co

23,305,015

Lancer Ins Co

3,558,607

Laurier Ind Co

0

Leader Ins Co

0

Lexington Natl Ins Corp

0

Lexon Ins Co

927,891

Liberty Ins Corp

45,820,728

Liberty Ins Underwriters Inc

5,185,988

Liberty Mut Fire Ins Co

192,727,003

Liberty Mut Ins Co

39,011,404

Lincoln General Ins Co

14,860,581

132,610,496 79,907,093 11,351,689 457,313,112 41,846,999 958,302,914 52,703,971 18,478,376 57,434,907 245,577,061 13,277,520 28,143,502 120,794,656 1,679,136,828 7,723,879 58,839,970 47,611,753 510,983,743 3,791,962,877 745,138,837 1,053,956,720 163,746,470 66,258,441 91,484,190 249,422,028 51,786,606 622,444,696 110,615,985 134,647,511 133,918,262 172,856,651 25,101,463 26,437,240 55,470,930 72,217,644 474,769,487 23,715,181 27,799,328 31,491,953 60,363,477 1,632,838,998 135,118,739 3,016,812,078 26,011,608,289 500,277,447

41,847,165 15,133,198 4,002,446 154,807,466 21,603,134 464,309,510 52,655,632 10,694,077 21,473,693 52,446,925 13,192,520 24,473,063 35,079,172 552,182,244 5,830,765 14,274,876 23,580,302 87,238,082 1,147,220,802 364,612,120 324,764,958 (57,840,928) 41,034,802 45,343,890 90,613,970 17,987,849 167,245,712 63,400,350 55,409,562 105,088,741 97,982,319 24,706,982 22,448,214 15,125,980 22,188,781 82,156,575 14,025,113 19,747,721 8,542,875 33,090,204 290,796,970 66,726,864 829,974,170 7,924,696,832 144,688,153

8,285,981 (1,955,292) (2,585,339) 33,409,186 348,573 276,177,020 2,104,674 223,715 1,954,806 6,943,363 348,759 997,127 4,283,600 160,350,428 819,493 3,881,104 212,984 17,150,904 31,107,229 22,808,643 (19,754,612) (15,947,720) 1,007,621 2,317,000 2,632,302 (1,606,077) 33,681,194 5,640,845 5,262,716 6,217,651 7,262,964 871,561 322,350 2,720,578 551,914 27,754,210 1,518,444 24,823,731 3,724,234 12,008,707 7,652,724 3,237,928 22,086,758 584,140,395 (26,594,422)

2005 Annual Report

57

Georgia Department of Insurance

Lion Ins Co

0

LM General Ins Co

0

LM Ins Corp

13,858,316

LM Personal Ins Co

0

LM Property and Casualty Ins. Co 23,161

Lumber Mut Ins Co

0

Lumbermens Mut Cas Co

147,934

Lumbermens Underwriting Allianc 2,383,125

Lyndon Property Ins Co

1,770,785

Mainland Ins Co

0

Manufacturers Alliance Ins Co 1,857,710

Marine Ind Ins Co Of Amer

0

Markel American Ins Co

3,247,402

Markel Ins Co

4,863,278

Maryland Cas Co

40,249,961

Massachusetts Bay Ins Co

17,859,941

Mayflower Ins Co Ltd

0

MBIA Ins Corp

6,126,159

MBIA Ins Corp Of IL

0

Medical Assur Co Inc

5,127,735

Medical Mut Ins Co Of NC

4,534,340

Medical Protective Co

22,654,731

Medmarc Cas Ins Co

1,648,436

Medmarc Mut Ins Co

0

Memic Ind Co

0

Mendakota Ins Co

0

Mendota Ins Co

4,577,776

Merastar Ins Co

9,423,113

Merchants & Business Mens Mut 0

Merchants Bonding Co (Mutual) 509,084

Meritplan Ins Co

2,262,082

Merrimack Mut Fire Ins Co

0

Metropolitan Cas Ins Co

6,418,728

Metropolitan Drt Prop & Cas Ins C 1,509,995

Metropolitan General Ins Co

2,484,648

Metropolitan Grp Prop & Cas Ins 26,071,014

Metropolitan Property & Cas Ins C 28,501,187

MGA Ins Co Inc

0

MGIC Assur Corp General Accou 0

MGIC Ind Corp

4,539

MIC General Ins Corp

5,164,292

MIC Prop & Cas Ins Corp

1,455,151

Mid-Century Ins Co

0

Mid-Continent Cas Co

0

Middlesex Ins Co

2,606,227

262,156,020 21,591,181 61,576,125 23,010,492 996,278,146 52,410,995 2,735,065,059 360,891,252 400,454,154 4,533,808 181,720,298 7,610,136 394,729,273 541,548,831 454,229,849 23,407,733 26,936,047 11,037,019,308 178,384,259 1,570,706,676 321,507,565 2,254,936,087 97,146,148 226,636,193 113,055,237 21,885,040 100,787,942 91,389,110 14,116,517 57,936,161 88,651,261 759,166,832 44,379,233 23,315,566 28,545,293 374,733,279 5,348,248,625 73,012,032 8,862,170 22,025,048 69,516,354 420,499,598 3,238,194,024 763,093,396 592,244,781

25,152,240 14,825,873 18,527,958 15,732,975 701,369,459 5,294,536 168,313,151 97,476,991 163,235,475 4,344,704 57,555,094 7,530,694 90,898,008 145,937,322 388,554,025 23,403,676 26,860,119 3,800,398,765 176,333,039 328,663,835 91,219,037 571,330,518 38,899,702 110,124,847 47,629,292 9,428,633 39,243,239 22,107,088 12,817,290 41,359,543 20,390,832 399,082,818 43,360,350 22,817,137 27,732,223 260,559,026 1,782,725,242 18,612,583 8,835,963 21,568,962 15,185,925 53,681,971 483,006,557 234,011,306 186,878,242

661,691 455,582 662,122 570,780 29,059,470 (978,408) (83,974,339) 16,558,348 4,495,578 93,429 2,571,110 198,217 16,950,901 47,599,566 8,115,639 664,876 1,745,624 634,075,576 5,546,483 54,028,170 13,036,389 77,532,327 2,570,408 3,361,125 3,626,470 529,499 2,661,195 1,967,760 446,601 4,104,921 (131,996) 10,016,322 1,943,036 660,367 1,216,972 98,821,652 289,013,695 (218,738) 173,684 682,425 826,234 1,242,588 (58,689,341) 28,528,494 21,640,183

2005 Annual Report

58

Georgia Department of Insurance

Midwest Employers Cas Co Midwestern Ind Co Millers First Ins Co Minnesota Lawyers Mut Ins Co Mitsui Sumitomo Ins Co of Amer Mitsui Sumitomo Ins USA Inc Monroe Guaranty Ins Co Mortgage Guaranty Ins Corp Motors Ins Corp Mutual Savings Fire Ins Co Mutual Service Cas Ins Co MutualAid eXchange National Alliance Ins Co National American Ins Co National Cas Co National Continental Ins Co National Farmers Union Prop & C National Fire & Ind Exch National Fire Ins Co Of Hartford National General Assur Co National General Ins Co National Ind Co National Ins Assn National Interstate Ins Co National Liab & Fire Ins Co National Reins Corp National Security Fire & Cas Co National Specialty Ins Co National Surety Corp National Trust Ins Co National Union Fire Ins Co Of Pitt Nationwide Affinity Co of Amer Nationwide Agribusiness Ins Co Nationwide Assur Co Nationwide General Ins Co Nationwide Ins Co Of Amer Nationwide Mut Fire Ins Co Nationwide Mut Ins Co Nationwide Prop & Cas Ins Co Navigators Ins Co NCMIC Ins Co Netherlands Ins Co The New England Ins Co New England Rein Corp New Hampshire Ins Co

12,188,635 4,204,592 0 815,943 6,608,811 2,192,895 287,633 43,328,621 3,016,329 91,750 0 0 0 50,010 15,215,022 0 1,262,872 245,333 16,095,748 0 11,497,635 11,783,965 0 4,402,856 7,735,615 0 3,287,159 1,909,498 9,290,390 25,331,191 88,727,090 0 4,252,661 21,338,031 1,025,483 508,900 191,006,098 36,480,054 15,383,424 603,225 1,994,884 12,453,079 0 0 11,657,567

194,417,362 35,976,822 46,364,219 85,583,654 635,105,456 96,368,819 37,074,433 7,275,984,542 8,368,687,313 4,167,762 52,086,447 29,767,418 25,386,177 133,778,001 103,043,243 94,774,089 262,813,946 13,225,397 203,169,191 31,301,253 109,441,065 62,010,570,439 22,212,173 384,944,018 882,950,324 868,549,126 57,947,082 22,658,930 515,012,328 9,012,565 28,761,725,427 14,781,421 104,110,838 71,913,152 22,568,999 76,440,459 4,591,422,901 26,282,427,828 26,935,175 1,065,658,316 472,457,965 262,628,594 298,021,755 126,990,548 3,465,479,964

119,984,942 29,425,350 22,526,942 48,580,621 136,738,377 39,661,434 37,604,526 1,637,085,551 2,501,087,539 3,279,789 32,230,210 17,164,928 20,803,936 47,284,559 96,594,746 41,257,769 99,121,160 5,350,827 170,863,063 8,975,850 40,961,803 28,720,387,564 9,618,223 122,825,271 306,730,327 668,628,880 27,209,013 9,678,509 170,041,336 14,409,193 8,120,164,441 13,708,254 49,697,642 68,851,972 22,139,133 76,306,553 1,673,408,209 8,265,823,376 26,504,548 356,483,560 137,516,331 52,224,442 263,189,882 112,460,865 867,108,178

4,444,555 691,136 1,858,634 3,255,443 3,996,391 436,371 4,437,635 287,234,065 417,664,698 (1,114,611) (7,382,220) (147,620) (103,158) 5,915,328 3,493,690 12,025,431 22,727,642 (796,322) 4,602,081 207,686 2,627,654 2,809,779,806 588,164 29,310,564 101,518,517 9,514,401 728,782 296,567 24,924,516 854,639 131,915,359 304,887 1,612,429 2,443,184 802,797 4,770,626 148,938,388 652,210,612 936,870 16,936,599 11,353,138 5,138,594 9,944,265 4,623,036 44,032,620

2005 Annual Report

59

Georgia Department of Insurance

New South Ins Co

2,220,263

New York Marine & Gnrl Ins Co 2,077,118

Newark Ins Co

0

Newport Mut Ins RRG Inc

9,892

Niagara Fire Ins Co

0

Nipponkoa Ins Co Ltd U.S. Branc 110,336

NIPPONKOA Ins Co of America 1,024

NLC Mut Ins Co

0

North American Elite Ins Co

0

North American Specialty Ins Co 4,567,485

North Pointe Ins Co

103,242

North River Ins Co

2,998,917

North Star Rein Corp

0

Northbrook Ind Co

287,441

Northern Assur Co Of Amer

1,232,240

Northern Ins Co Of NY

5,711,783

Northland Cas Co

380,877

Northland Ins Co

6,045,626

Northwestern Natl Ins Co Milwauk 0

Nova Cas Co

3,275,275

Occidental Fire & Cas Co Of NC 15,461,351

Odyssey America Reins Co

0

Ohic Ins Co

0

Ohio Cas Ins Co

10,470,606

Ohio Farmers Ins Co

183,118

Ohio Ind Co

150,843

Ohio Security Ins Co

302,556

Old Dominion Ins Co

7,848,643

Old Republic Ins Co

18,250,174

Old Republic Security Assur Co (1,333)

Old Republic Surety Co

1,044,667

Old Republic Union Ins Co

0

Old United Cas Co

799,605

Omaha Ind Co

0

Omega Ins Co

49,979

Omni Ind Co

5,145,165

Omni Ins Co

3,365,360

OneBeacon America Ins Co

355,542

OneBeacon Ins Co

263,437

OneBeacon Midwest Ins Co

186,100

Oriska Ins Co

0

Owners Ins Co

74,151,806

Pacific Employers Ins Co

62,161

Pacific Ind Co

13,955,644

Pacific Specialty Ins Co

8,129,120

71,884,615 560,107,864 24,077,077 3,041,526 59,363,683 191,793,390 59,524,851 209,864,223 43,121,024 325,181,404 128,172,314 891,372,041 30,626,036 100,718,698 339,320,462 53,329,348 102,259,582 1,139,940,603 78,803,924 116,249,108 269,495,080 5,886,888,839 286,842,262 4,271,271,351 1,314,288,734 108,462,756 13,468,121 77,359,192 2,081,949,764 98,879,331 91,373,835 30,075,784 312,516,307 37,611,750 29,104,153 57,069,041 313,928,469 1,051,999,332 3,602,467,735 40,760,654 18,204,912 1,876,769,143 1,959,743,206 5,049,240,681 231,953,553

31,008,890 171,395,202 8,710,060 1,413,390 59,355,514 53,036,684 45,756,288 49,247,613 35,967,194 195,788,936 43,860,658 348,072,028 17,933,239 100,441,337 167,888,265 29,622,759 28,928,559 479,163,475 (50,019,221) 52,693,239 126,156,017 2,071,286,503 74,293,098 1,004,545,315 1,007,487,086 34,782,737 13,105,920 20,056,799 783,683,757 18,208,060 39,600,579 22,385,569 91,212,285 23,754,416 12,496,429 27,494,900 113,462,287 462,248,316 1,399,382,097 40,593,297 4,229,409 644,476,108 459,273,899 1,279,231,517 100,131,104

750,241 4,252,975 1,874,350 151,147 2,087,054 1,354,975 1,299,313 (7,731,094) 492,307 9,104,777 7,052,731 33,584,213 468,710 1,574,662 6,437,247 1,267,754 3,198,156 33,799,555 (3,473,113) 523,944 2,824,726 (135,323,909) 8,493,426 415,001,970 11,067,016 5,780,803 2,095,463 1,402,639 146,514,801 2,037,159 4,273,099 1,769,322 20,771,864 2,690,470 2,689,537 (1,185,155) (125,339) 34,717,872 207,946,650 736,528 31,861 106,389,939 29,256,332 295,494,176 23,444,239

2005 Annual Report

60

Georgia Department of Insurance

PACO Assur Co Inc

462,182

Partner Reins Co Of The US

0

Partnerre Ins Co Of NY

0

Pathfinder Ins Co

106,418

Patriot General Ins Co

17,089,069

Peachtree Cas Ins Co

851,498

Peak Prop & Cas Ins Corp

6,959,825

Peerless Ind Ins Co

1,260

Peerless Ins Co

21,330,070

Penn Millers Ins Co

6,564,618

Penn-Star Ins Co

73,674

Pennsylvania General Ins Co

141,144

Pennsylvania Lumbermens Mut In 7,810,881

Pennsylvania Manufacturers Asn I 4,625,719

Pennsylvania Manufacturers Ind C 85,255

Pennsylvania Ntl Mut Cas Ins Co 501,301

Permanent Gen Assur Corp Of O 13,859,408

Permanent General Assur Corp 5,950,526

Petroleum Cas Co

11,511

Philadelphia Ind Ins Co

13,495,964

Philadelphia Rein Corp

0

Phoenix Ind Ins Co

0

Phoenix Ins Co

61,931,587

Plateau Cas Ins Co

447,431

Platinum Underwriters Reins Co. 0

Platte River Ins Co.

2,534,562

PMA Capital Ins Co

0

PMI Mortgage Ins Co

33,259,234

Podiatry Ins Co Of Amer A Mut C 1,959,651

Preferred Professional Ins Co

1,248

Pre-Paid Legal Cas Inc

14,958,182

Princeton Ins Co

(55,722)

Private Residential Mortgage Ins 0

Producers Lloyds Ins Co

18,119,221

Professional Liab Ins Co Of Amer 0

Professional Solutions Ins Co

386,141

Professionals Direct Ins Co

330,719

Progressive American Ins Co

71,537,295

Progressive Bayside Ins Co

128,888,897

Progressive Cas Ins Co

6,873,822

Progressive Choice Ins Co

0

Progressive Classic Ins Co

98,821,457

Progressive Express Ins Co

21,564,716

Progressive Gulf Ins Co

38,559,292

Progressive Halcyon Ins Co

88,970,780

23,776,851 3,010,851,534 112,415,123 12,383,653 20,707,971 12,831,016 20,358,946 633,822,800 4,551,478,620 153,808,126 168,560,299 549,556,826 268,032,729 591,013,110 185,485,953 903,565,887 85,343,062 192,706,390 18,037,642 2,164,473,199 224,768,985 58,060,688 3,425,356,903 10,830,414 1,623,215,598 108,209,192 658,511,673 3,506,556,943 196,798,560 217,236,087 26,763,248 1,002,813,693 15,490,883 3,418,481 29,905,809 13,928,024 44,992,535 329,618,360 132,473,625 5,917,383,683 120,683,172 416,422,612 371,635,935 313,728,700 2,376,204,189

10,743,862 565,621,731 97,911,839 9,186,531 19,453,640 5,620,283 10,355,087 576,357,976 1,016,661,929 47,215,624 58,322,279 207,481,664 92,342,672 193,219,514 64,281,845 336,749,997 25,437,279 69,421,850 10,985,218 595,783,356 146,034,476 36,217,680 1,019,801,898 5,668,991 447,206,670 33,483,954 204,919,891 510,830,643 60,984,570 65,654,358 23,882,792 190,495,951 8,289,648 3,006,193 10,011,798 7,722,041 17,538,700 125,074,752 32,471,893 1,653,979,958 34,738,723 93,297,001 86,170,921 138,557,248 731,587,167

472,482 10,388,468 (344,003) 2,530,113 689,741 177,070 321,075 59,752,613 38,990,859 3,431,482 12,348,770 35,026,512 8,726,461 6,806,957 2,699,417 15,085,990 3,577,601 6,638,685 1,679,915 149,237,587 7,014,656 2,721,603 184,057,136 301,083 (21,884,405) 3,739,625 (8,008,682) 157,810,609 4,567,047 1,901,068 6,059,888 18,932,710 762,780 516,335 4,319,863 (878,790) (560,559) 21,959,795 12,393,812 537,340,052 10,252,373 35,758,436 6,149,280 25,362,741 155,008,060

2005 Annual Report

61

Georgia Department of Insurance

Progressive Home Ins Co

30

Progressive Max Ins Co

92,452,114

Progressive Mountain Ins Co

0

Progressive Northern Ins Co

7,146,713

Progressive Northwestern Ins Co 31,377,345

Progressive Preferred Ins Co

139,821,330

Progressive Premier Ins Co Of IL 0

Progressive Southeastern Ins Co 24,481,698

Progressive Specialty Ins Co

0

Property & Cas Ins Co Of Hartford 506,966

Proselect Natl Ins Co Inc

0

Protective Ins Co

234,408

Providence Property & Cas Ins Co 1,980,166

Providence Washington Ins Co (44,847)

Providence Washington Ins Co Of (39,842)

Public Service Mut Ins Co

38,739

Putnam Rein Co

0

PXRE Reins Co

0

QBE Ins Corp

9,933,902

QBE Reins Corp

0

Quadrant Ind Co

153,781

Quanta Ind Co

2,053,612

Radian Asset Assur Inc

0

Radian Guaranty Inc

37,326,169

Rampart Ins Co

0

Redland Ins Co

6,615,047

Regal Ins Co

5,498,402

Regent Ins Co

40,242

Reinsurance Co Of Amer Inc

0

Republic Ind Co Of Amer

0

Republic Ins Co

0

Republic Mortgage Ins Co

29,872,740

Republic Mortgage Ins Co Of FL 0

Republic Mortgage Ins Of NC 0

Republic Western Ins Co

690,550

Republic-Franklin Ins Co

7,012,106

Residential Guaranty Co

0

Response Ins Co

22,151

Response Worldwide Ins Co

1,820,261

Riverport Ins Co

2,195,293

RLI Ins Co

7,242,457

Rochdale Ins Co Of NY

2,732,007

Roche Surety And Cas Inc

58,807

Royal Ind Co

(532,144)

RSUI Ind Co

25,564,049

118,054,046 229,798,756 104,496,446 1,305,164,813 1,271,569,282 652,064,925 62,371,089 124,123,718 1,048,087,766 178,529,405 10,915,968 579,705,654 69,687,890 202,501,366 24,200,881 645,591,542 431,109,296 447,525,373 376,912,821 1,122,876,439 154,245,558 334,363,801 2,084,109,015 3,568,243,845 110,869,522 119,615,912 8,469,124 268,072,917 33,875,984 875,372,585 80,069,764 1,659,577,852 38,473,379 459,335,851 272,251,067 80,530,213 429,380,093 91,058,755 64,178,737 66,393,747 1,300,270,576 83,754,833 5,603,311 3,899,775,156 1,957,700,078

34,971,072 59,226,657 31,330,091 373,088,473 373,557,732 184,202,520 19,943,231 33,163,332 509,747,920 79,395,209 10,909,985 330,481,853 18,930,328 28,284,210 5,572,856 200,395,453 114,219,170 126,990,969 138,696,007 539,484,606 41,607,202 95,382,205 994,487,278 412,687,455 46,184,452 29,720,332 7,062,563 78,917,391 9,108,108 310,200,168 15,912,318 272,737,922 11,366,401 85,304,912 89,823,649 31,649,050 100,335,155 70,681,125 25,058,097 31,661,808 690,546,672 17,288,572 5,151,466 717,555,376 738,591,468

11,386,197 14,581,103 11,511,635 141,517,219 138,675,579 65,700,460 4,270,912 11,428,994 83,796,298 12,102,666 174,873 11,357,874 748,437 2,474,848 359,840 20,286,244 622,238 (98,243,650) 10,724,900 27,213,124 5,171,213 (8,218,096) 116,988,067 451,537,217 (1,951,630) (2,602,231) 2,087,029 7,648,519 (4,075,048) 83,804,291 1,371,926 36,215,491 3,202,859 54,040,674 1,824,598 2,507,640 56,861,891 625,834 (1,961,882) 2,503,045 38,298,163 1,999,281 98,881 (185,703,828) (60,173,400)

2005 Annual Report

62

Georgia Department of Insurance

Rural Community Ins Co

15,317,616

Rvi Amer Ins Co

858,072

Safeco Ins Co Of Amer

21,429,164

Safeco Ins Co Of IL

22,634,979

Safeco Ins Co Of IN

6,375,214

Safeco Natl Ins Co

16,476,724

Safety First Ins Co

36,897

Safety Natl Cas Corp

9,603,408

Safeway Ins Co

0

Sagamore Ins Co

992,362

San Francisco Reins Co

0

Scor Reins Co

0

Scottsdale Ind Co

289,371

Seaboard Surety Co

382,406

SeaBright Ins Co

10,990

Seaworthy Ins Co

12,280

Security Ins Co Of Hartford

10,124

Security Natl Ins Co

4,514,688

Select Ins Co

10,243

Selective Ins Co Of Amer

2,966,601

Selective Ins Co Of SC

18,730,883

Selective Ins Co Of The Southeast 10,238,373

Selective Way Ins Co

16,219,456

Seneca Ins Co Inc

1,549,898

Sentinel Ins Co Ltd

591,713

Sentry Cas Co

0

Sentry Ins A Mut Co

10,535,564

Sentry Select Ins Co

33,566,296

Service Ins Co

226,327

Shelby Cas Ins Comp

0

Shelby Ins Co

0

Sirius Amer Ins Co

695,816

Sompo Japan Fire & Mar Ins Co A 0

Sompo Japan Ins Co of Amer

4,566,729

Southern Fire & Cas Co

1,415,255

Southern Gty Ins Co

190

Southern Ins Co

111,363

Southern Ins Co Of VA

19,185,041

Southern Mut Church Ins Co

5,803,326

Southern Pilot Ins Co

2,072,702

Southern United Fire Ins Co

948,509

Spartan Prop Ins Co

3,603,425

St Paul Fire & Cas Ins Co

449,877

St Paul Fire & Marine Ins Co

52,857,112

St Paul Guardian Ins Co

4,095,763

2,189,335,017 70,828,022 4,468,951,833 665,020,385 17,445,221 242,267,664 15,269,176 1,319,072,540 375,401,590 156,013,633 288,744,109 1,516,977,947 16,381,409 134,439,821 377,955,336 44,192,707 1,151,377,049 23,907,081 60,190,168 2,139,532,415 350,146,570 277,478,658 791,800,615 287,835,570 360,729,253 32,068,090 5,231,543,943 593,535,861 26,920,844 29,342,970 29,009,412 309,603,112 23,658,834 518,854,250 9,899,982 337,919,465 8,651,866 117,481,245 32,513,569 40,067,627 30,062,562 22,201,785 10,166,313 19,900,457,826 15,159,373

252,772,675 24,099,900 1,197,874,486 173,821,521 11,533,341 78,880,023 11,481,093 359,118,221 238,960,839 94,919,952 254,153,687 462,450,153 16,183,812 124,147,474 144,732,014 19,788,393 141,079,052 16,817,196 59,221,386 519,670,803 81,473,764 66,297,999 182,688,802 105,650,397 299,984,680 31,939,551 2,493,245,213 174,226,811 10,454,687 14,272,665 24,916,183 107,388,025 23,260,515 196,240,479 9,891,735 104,541,337 8,126,423 56,802,771 17,152,318 40,067,627 20,580,312 12,180,923 9,261,723 6,575,859,529 14,050,579

43,092,081 (97,127) 255,964,195 35,985,948 284,377 13,052,215 494,781 16,720,357 9,551,634 6,989,461 8,576,463 (10,327,300) 454,095 13,974,822 12,493,695 1,700,717 (38,301,694) 448,808 1,714,522 82,634,582 11,104,613 8,332,628 28,783,527 29,638,820 14,847,395 1,093,754 176,155,816 22,375,212 (1,261,045) (7,508,569) (2,145,699) 7,834,794 527,939 (2,134,026) 285,911 26,055,488 285,397 5,444,954 1,717,875 6,526,688 (499,762) 1,268,971 363,295 983,270,235 713,878

2005 Annual Report

63

Georgia Department of Insurance

St Paul Medical Liability Ins Co 6,575

St Paul Mercury Ins Co

18,110,226

St Paul Protective Ins Co

312,195

Standard Cas Co

123,106

Standard Fire Ins Co

34,030,228

Standard Guaranty Ins Co

63,717

Star Ins Co

3,066,582

Starnet Ins Co

28,845

State Auto Natl Ins Co

1,063,425

State Auto Prop & Cas Ins Co 22,198,392

State Automobile Mut Ins Co

12,442,603

State Farm Fire And Cas Co

731,844,389

State Farm General Ins Co

487,959

State Farm Mut Auto Ins Co

1,149,138,885

State Natl Ins Co Inc

4,186,767

State Volunteer Mut Ins Co

3,154,222

States Self-Insurers RRG

0

Stonebridge Casualty Ins Co

5,970,607

Stonewall Ins Co

0

Stonington Ins Co

7,093,735

Stratford Ins Co

6,360,180

SUA Ins Co

1,290,569

Suecia Ins Co

0

Superior Ins Co

0

Surety Bonding Co Of Amer

14,254

Swiss Rein America Corp

0

Teachers Ins Co

3,380,724

Technology Ins Co Inc

15,481,717

The Cincinnati Indemnity Co

4,018,262

The Gray Casualty & Surety Co 8,046

TIG Ind Co

0

TIG Ins Co

9,347

Titan Ind Co

0

TNUS Ins Co

0

Toa-Re Ins Co Of Amer

0

Tokio Marine & Nichido Fire Ins C 11,227,237

Tower National Ins Co

0

Toyota Motor Ins Co

72,044

Traders & General Ins Co

0

Trans Pacific Ins Co

(41,187)

Transatlantic Rein Co

0

Transcontinental Ins Co

13,235,991

Transguard Ins Co Of Amer Inc 1,985,552

Transport Ins Co

0

Transportation Ins Co

15,453,431

188,403,131 25,319,606 494,304,941 21,904,646 3,347,729,088 124,776,981 407,620,038 55,223,627 106,447,712 1,498,854,247 1,966,324,902 23,781,705,802 3,899,677,589 89,982,019,196 176,303,519 805,939,054 19,471,472 220,983,175 107,796,014 296,200,006 171,265,479 166,478,166 62,256,013 5,336,075 9,322,586 11,718,615,119 295,215,238 160,463,271 82,855,382 12,728,912 26,084,170 2,375,008,687 170,913,853 110,121,677 1,271,867,927 1,453,686,261 10,136,334 142,295,552 8,074,861 44,981,716 9,031,434,051 95,875,371 207,502,010 57,090,341 85,245,487

50,078,247 25,125,219 216,469,475 17,226,132 1,003,765,432 35,205,847 141,135,890 23,840,570 61,085,215 473,849,362 1,320,408,224 7,666,660,791 1,466,778,227 50,187,253,481 82,514,032 184,285,072 6,346,726 69,816,365 55,973,341 54,276,422 48,540,954 79,756,964 26,464,861 (6,268,775) 6,784,553 2,775,800,029 68,654,706 50,669,069 62,721,754 12,040,688 24,072,445 597,288,745 98,041,893 43,085,914 340,143,490 432,338,912 10,115,829 46,106,204 8,023,156 32,241,579 2,617,997,489 95,573,874 58,580,377 17,068,995 84,905,212

6,808,347 1,557,288 8,931,947 1,487,136 152,835,033 14,072,294 13,446,122 1,493,851 7,282,107 86,543,085 20,678,990 1,250,290,070 488,345,188 847,436,597 2,952,796 14,729,840 70,137 (9,905,696) (1,940,035) (600,015) 3,011,397 (30,504,955) 1,408,189 85,057 952,779 38,801,137 6,881,526 6,483,139 2,135,786 289,556 (7,228) (179,282,734) 476,845 (232,802) 8,379,049 35,429,880 116,233 3,055,414 (37,687) 305,475 17,186,553 7,372,627 (9,200,088) (654,117) 7,225,012

2005 Annual Report

64

Georgia Department of Insurance

Travco Ins Co Travelers Cas & Surety Co Travelers Cas & Surety Co Of Am Travelers Cas Co Of CT Travelers Cas Ins Co Of Amer Travelers Commercial Cas Co Travelers Commercial Ins Co Travelers Home & Marine Ins Co Travelers Ind Co Travelers Ind Co Of Amer Travelers Ind Co Of CT Travelers Prop Cas Ins Co Travelers Property Cas Co Of Am Trenwick Amer Reins Corp Triad Guaranty Ins Corp Trinity Universal Ins Co Trinity Universal Ins Co Of KS Triton Ins Co Triumphe Cas Co Truck Ins Exch Trumbull Ins Co Trustgard Ins Co Twin City Fire Ins Co Co Ulico Cas Co Union Ins Co Union Standard Ins Co Unione Italiana Reins Co Of Amer United Americas Ins Co United Cas Ins Co Of Amer United Equitable Ins Co United Fire & Cas Co United Fire & Indemnity Co United Fncl Cas Co United Gty Residential Ins Co United Gty Residential Ins Co Of United Guaranty Mtg Indem Co United Natl Cas Ins Co United Services Auto Assoc United States Fire Ins Co United States Liability Ins Co United States Surety Co United WI Ins Co Unitrin Auto & Home Ins Co Unitrin Direct Property & Cas Co Universal Cas Co

27,375,011 10,389,973 34,094,843 0 0 0 0 0 46,470,473 85,956,354 15,845,613 13,106,685 144,830,659 0 5,172,664 918,531 1,344,865 4,163,142 0 403,106 3,200,851 3,547,549 55,466,318 98,546 161,150 0 0 0 4,436,510 0 56,517 0 (4,774) 27,666,430 640,483 1,725,367 0 200,724,436 16,608,860 3,217,182 0 0 10,489,975 0 0

189,412,962 13,886,611,930 2,680,396,653 300,578,425 1,705,415,760 311,877,444 299,479,518 189,435,577 18,281,125,499 484,966,227 931,585,914 198,005,570 254,685,047 350,058,765 662,271,211 3,400,571,577 11,874,909 775,307,420 17,393,996 1,632,725,164 402,194,606 60,359,866 564,246,785 136,133,767 58,517,856 21,365,926 80,532,408 9,751,838 16,884,273 14,836,111 1,121,088,109 35,015,500 1,139,358,948 1,940,357,995 324,669,356 134,868,544 32,121,027 15,740,875,549 3,089,671,058 722,832,198 43,225,770 218,292,659 62,719,254 33,499,616 76,557,618

60,103,640 3,706,597,948 856,873,003 73,541,389 393,324,937 73,448,875 72,315,534 59,655,256 5,940,309,885 116,172,432 276,443,818 53,404,995 84,380,773 38,557,328 131,582,005 1,152,959,904 10,921,456 498,588,850 13,285,519 399,278,657 303,004,712 21,831,183 258,490,070 58,261,577 25,267,920 21,595,259 33,198,071 8,522,032 13,998,887 5,233,132 383,135,955 9,929,628 308,473,409 375,612,273 89,390,622 18,155,091 22,154,894 9,879,064,604 945,183,392 419,617,151 26,877,738 58,828,641 21,427,631 15,457,105 34,074,546

5,031,814 780,194,040 189,026,646 9,552,265 53,728,872 8,379,619 8,058,471 4,648,240 736,370,456 10,415,759 34,340,601 2,506,913 7,438,769 (26,508,060) 76,109,099 100,024,847 465,405 141,280,306 (164,643) 37,735,940 14,379,496 3,459,913 31,971,741 9,841,698 1,284,198 1,032,546 1,111,758 (427,038) 298,406 544,929 (832,108) (216,650) 37,770,854 169,839,889 72,756,415 12,279,199 690,113 448,787,444 93,963,943 17,880,030 1,130,353 11,129,314 216,010 282,848 5,086,125

2005 Annual Report

65

Georgia Department of Insurance

Universal Ins Co Universal Surety Of Amer Universal Underwriters Ins Co US Fidelity & Guaranty Co US Specialty Ins Co USAA Cas Ins Co USAA General Ind Co Usf&G Ins Co Of Ms Usplate Glass Ins Co Utica Mut Ins Co Valiant Ins Co Valley Forge Ins Co Vanliner Ins Co Verex Assure Inc Vesta Fire Ins Corp Vesta Ins Corp Victoria Fire & Cas Co Victoria Select Ins Co Vigilant Ins Co Vinings Ins Co Virginia Mut Ins Co Virginia Surety Co Inc Voyager Property & Cas Ins Co Warner Ins Co Washington Intl Ins Co Wausau Business Ins Co Wausau General Ins Co Wausau Underwriters Ins Co Wesco Ins Co West American Ins Co Westchester Fire Ins Co Western Diversified Cas Ins Co Western General Ins Co Western Surety Co Westfield Ins Co Westfield Natl Ins Co Westport Ins Corp Williamsburg Natl Ins Co Windsor Ins Co Work First Cas Co Workmens Auto Ins Co XL Capital Assurance Inc XL Ins Amer Inc XL Reins America Inc XL Specialty Ins Co

0 55,976 26,115,644 9,494,628 9,694,950 136,706,280 10,826,208 0 0 14,171,133 19,449 11,471,239 4,935,358 3,553 4,900 (20,273) 9,766,765 68,455 6,854,858 0 0 6,148,796 8,769,585 258,872 691,917 4,660,392 205,887 12,249,778 1,560,243 2,625,628 10,652,172 (749) 349,019 9,861,915 52,188,756 128,963 29,602,354 12,531 374,358 0 1,027,038 3,644,084 16,663,614 0 35,975,242

21,174,166 24,793,413 585,976,172 4,193,446,799 599,713,562 5,007,468,254 432,121,047 20,047,824 9,755,204 2,051,390,926 18,368,121 52,134,564 395,173,259 25,493,118 339,109,452 19,439,372 201,289,699 7,536,485 368,499,881 22,392,814 27,350,419 1,915,398,807 85,765,081 31,923,602 108,548,711 138,473,951 145,410,243 204,659,583 195,768,316 282,205,485 2,242,630,509 10,675,775 81,996,369 847,206,749 1,913,489,206 402,001,277 1,057,499,388 80,649,650 29,553,147 7,462,335 61,416,132 328,231,038 562,024,541 4,695,486,113 523,786,873

8,700,778 12,427,209 505,813,730 2,010,599,918 167,438,686 1,992,972,875 155,277,954 19,994,587 5,727,141 588,016,930 15,769,081 52,100,248 107,627,181 8,291,985 77,737,155 10,679,942 45,591,204 7,441,382 121,091,916 12,014,055 9,009,950 526,942,468 29,361,818 23,776,554 41,981,833 44,718,641 53,805,836 105,686,764 181,780,981 199,688,100 540,020,366 10,377,164 26,895,104 275,155,580 579,880,293 143,152,671 271,228,866 16,447,352 21,013,024 7,085,303 21,194,438 188,838,936 172,390,492 1,856,151,416 142,233,683

846,646 2,066,684 86,991,560 196,781,861 22,002,539 289,558,371 10,233,738 737,545 169,259 64,479,284 506,909 2,327,979 3,976,439 1,635,126 (51,805,716) 165,100 2,045,921 233,867 16,709,307 893,846 225,765 41,091,214 (131,206) (261,851) 3,203,993 2,086,970 1,924,026 5,492,725 59,681,688 218,395,871 98,662,118 65,189 2,421,124 39,069,154 51,108,846 12,442,149 (54,079,536) (517,730) 36,444,689 (704,435) 778,416 (426,182) 3,363,359 46,904,077 4,147,900

2005 Annual Report

66

Georgia Department of Insurance

York Ins Co Yosemite Ins Co Zenith Ins Co Zurich American Ins Co Zurich American Ins Co Of IL
TOTALS

(68,767) 925,740 12,778,309 155,601,077 2,002,505

30,947,656 477,740,245 2,304,032,375 28,479,746,055 57,575,598

3,495,783 384,924,629 440,849,957 5,527,949,000 56,398,983

10,759,908,112 1,160,684,821,002 412,985,743,180

394,712 35,904,264 159,259,738 (352,143,651) 1,903,628
33,423,847,310

2005 Annual Report

67

Georgia Department of Insurance

GID # PREMIUMFINANCECOMPANY

ADDRESS

80144 87003 80517 80876 80145 87018 80186 80697 80276 87032 80148 87037 81379 80149 80827 80542 80155 80157 80502 80851 80227 80647 87020 81650 87035 87022 81271 80456 87026 81532 87038 87027 80902 81006 81656 87025 81606 80162

A.I. Credit Corporation Access Premium Finance, Inc. Ace Auto Insurance #1022 Advantage Premium Plan, Inc. AFCO Credit Corporation AFCO Premium Credit, LLC AICCO, Inc. Alfa Financial Corporation Allen Insurance & Realty Company American Premium Finance Corp. AMGRO, Inc. APEX Finance, Inc. APPCO Finance Corporation Assigned Risk Acceptance Corporation B & C Premium Finance Company Brokers Premium Finance Company, Inc. Cananwill, Inc. Casualty Underwriters, Inc. Central Georgia Ins.,Inc. d\b\a C.G.I. Budget Pay Charleston Premium Finance Company, Inc. CIA Premium Finance d/b/a M.W. Carmichael, Inc. Continental Premium Finance Corporation Credit Suisse Premium Finance LLC Direct General Financial Services, Inc. Direct General Premium Finance Company Distinct Advantage Premium Finance, Inc. E.T.I. Financial Corporation Easy-Pay Premium Finance FEFCO, Inc. FINCO FINCO Financial Corp. First Georgia Premium Financing, Inc. First Insurance Funding Corp. Flatiron Capital Corp. FPF, Inc. FTN Premium Finance Services, Inc. Gaskins Premium Finance Company Georgia Farm Bureau Investment Company

101 Hudson Street 2830 Dresden Drive 3737 Main Street - P.O. Box 87455 4340 Georgetown Square, Suite 615 2951 Flowers Road, Suite 132 110 William Street 101 Hudson Street 2108 East South Boulevard 304 Martin Luther King Jr. Blvd 510 Whitehall Street 100 North Parkway P.O. Box 156 3155 NW 77th Avenue 555 Arlington Place 116 East Broad Street Post Office Box 81464 1000 North Milwaukee Avenue 2900 Chamblee Tucker Rd, Bldg #14 3199 Pio Nono Avenue 3060 South Church Street 130 Dempsey Avenue 1329 North Meadow Pkwy Eleven Madison Ave., Fifth Floor 1281 Murfreesboro Road 1281 Murfreesboro Road, 5-50 12550 Biscayne Boulevard, #207 2393 South Congress Avenue 202 East Fifth Street 710 North Second Street, Ste 300 N 618 West Friendly Avenue 480 Sawgrass Corp. Pkwy, Ste 220 282 South Main Street, Suite C 450 Skokie Blvd, Suite 1000 950 17th Street, Suite 1300 950 Seventeenth Street, Suite 1300 3401 West End Avenue, Suite 180 108 North Dogwood Drive 1620 Bass Road - P.O.Box 7127

CityStZip

POWERS

Jersey City, NJ 07302 IN

Atlanta, GA 30341

FP

College Park, GA 30337 IN

Atlanta, GA 30338-6218 IN

Atlanta, GA 30341-5529 FP

New York, NY 10038

FP

Jersey City, NJ 07302 FP

Montgomery, AL 36191 FP

Ft. Valley, GA 31030

IN

Atlanta, GA 30303

FP

Worcester, MA 01605 FP

Carrollton, GA 30112 IN

Miami, FL 33122

FP

Macon, GA 31201

FP

Camilla, GA 31730

IN

Conyers, GA 30013

FP

Glenview, IL 60025

FP

Atlanta, GA 30341

IN

Macon, GA 31206

IN

Burlington, NC 27215 FP

Jackson, GA 30233

IN

Roswell, GA 30076

IN

New York, NY 10019

IN

Nashville, TN 37217

FP

Nashville, TN 37217

FP

Miami, FL 33181

FP

W. Palm Beach, FL 33406 FP

Louisville, GA 30434

IN

St. Louis, MO 63102

IN

Greensboro, NC 27401 FP

Sunrise, FL 33332

FP

Alpharetta, GA 30004 IN

Northbrook, IL 60062 FP

Denver, CO 80202-2818 FP

Denver, CO 80202

FP

Nashville, TN 37202

IN

Nashville, GA 31639

FP

Macon, GA 31209

FP

PHONE
(201) 631-5400 (770) 234-3600 (404) 767-0914 (770) 455-4458 (770) 455-4850 (412) 234-2660 (201) 631-5400 (334) 613-4353 (478) 825-5566 (770) 656-7609 (508) 757-1628 (770) 834-7631 (305) 716-6009 (478) 745-8681 (229) 336-8631 (770) 833-3736 (847) 953-6657 (770) 458-4963 (478) 784-1611 (800) 922-4178 (770) 775-3105 (770) 442-8727 (212) 325-5433 (615) 399-4700 (615) 399-4700 (305) 892-0575 (561) 968-9102 (478) 625-7285 (314) 421-3637 (336) 373-1735 (888) 883-4626 (770) 639-3354 (800) 837-3707 (800) 832-9117 (800) 832-9117 (800) 229-9822 (912) 686-2011 (478) 474-0679

2005 Annual Report

68

Georgia Department of Insurance

80824 87015 80168 80558 87007 87041 80576 81429 80461 80489 80998 85623 87029 87043 80482 87028 80254 80694 80654 80644 80516 81003 81740 87017 87010 80487 80541 81475 87040 81174 80182 81376 81431 87031 87008 87030 87013 87042 87012 80151 87039 80617 80553 87034 80419

Hickory Premium Plan

434 Green Street

Gainesville, GA 30501 IN

IIAG Premium Finance, Inc.

3186 Chestnut Drive Connector

Doraville, GA 30340

FP

Insurance House, Inc. (The)

1904 Leland Drive

Marietta, GA 30067

FP

Insurance Payment Company

1220 Old Alpharetta Road, Ste 300

Alpharetta, GA 30005 FP

ISOP Financing Company Limited Partnership

200 Hopmeadow Street

Simsbury, CT 06089

IN

IUI Premium Financing, Inc.

27299 Riverview Center Blvd, Bldg 2, #207 Bonita Springs, FL 34134 IN

Joe McCart Ins d/b/a Premium Service Company 2405 Satellite Boulevard, Suite 200

Duluth, GA 30096

IN

Lanier Premium Finance Company, Inc.

703 Medical Park Lane

Gainseville, GA 30501-2084 IN

M. Premium Finance Corporation

2180 N. Ashley Street

Valdosta, GA 31602

IN

Maxey Insurance Agency, Inc.

1608 Lake Harbin Road

Morrow, GA 30260

IN

Medical Protective Finance Corporation

5814 Reed Road

Ft. Wayne, IN 46835

IN

MEPCO Insurance Premium Financing, Inc.

174 North Michigan Avenue

Chicago, IL 60601

FP

Mid-America Premium Finance Company

710 N. 2nd Street, Suite 300 N

St. Louis, MO 63101

IN

NAI Finance, Inc.

301 East Limestone Street

Florence, AL 35630

IN

Network Premium Finance, Inc.

2889 Elmwood Drive

Smyrna, GA 30080

IN

NFC Finance Corporation

14001 University Avenue

Clive, IA 50325-8258

FP

Old South Enterprises, Inc. d\b\a Old South PFC 6575 Peachtree Industrial Blvd

Norcross, GA 30092

FP

PAM Finance Company

1990 Vaughn Road, Suite 350

Kennesaw, GA 30144 IN

Payment Outlets, Inc.

2440 Sandy Plains Rd., Bldg #5

Marietta, GA 30066

IN

PGA Service Corporation

2636 Elm Hill Pike, Suite 510

Nashville, TN 37214

IN

Premium Assignment Corporation

3522 Thomasville Rd., Ste. 400

Tallahassee, FL 32308 FP

Premium Financing Specialists, Inc.

427 West 12th Street, Suite 100

Kansas City, MO 64105 FP

Premium Funding Associates, Inc.

10 State House Square

Hartford, CT 06103

IN

Premium Payment Plan

One Hudson City Ctr

Hudson, NY 12534

FP

Prime Rate Premium Finance Corporation, Inc.

2141 Enterprise Drive

Florence, SC 29501

FP

Professional Insurance Agency, Inc.

509 West Ogeechee Street

Sylvania, GA 30467

IN

Ranger Insurance Finance Company (Rifco)

10777 Westheimer, 4th Floor

Houston, TX 77042

FP

Royal Premium Budget, Inc.

30833 Northwestern Hwy., Suite 220

Farmington Hills, MI 48334IN

Seaway Premium Finance Company

955 Executive Parkway, Suite 106

St. Louis, MO 63141

IN

Signature Premium Finance, Inc.

One International Plaza, Suite 450

Philadelphia, PA 19113 FP

SIUPREM, Inc.

4500 Mansell Road

Alpharetta, GA 30022 FP

Snellings Walters Insurance Agency

1117 Perimeter Center, Suite W101

Atlanta, GA 30338

IN

Southern Harvest Premium Finance Company, Inc. 1515 South 7th Street

Cordele, GA 31015

IN

Southern Premium Finance, Inc.

P.O. Box 8913

St. Louis, MO 63101

IN

Standard Funding Corp.

335 Crossways Park Drive

Woodbury, NY 11797 FP

Standard Premium Finance Management Corporation 16155 SW 117th Street, Suite B-15

Miami, FL 33177

FP

Sunbelt General Agency, Inc.

1020 Monticello Court

Montgomery, AL 36117 IN

Super Premium Finance, Inc.

1000 Hurricane Shoals Road, Bldg C, Ste 130 Lawrenceville, GA 30043 IN

Swift Premium Finance Company

2200 Century Parkway, Suite 600

Atlanta, GA 30345

FP

Taylor & Towson Insurance Finance Co., Inc.

10 Hills Midtown Mall, P.O. Box 365

Fitzgerald, GA 31750

FP

The Premium Finance Co., Inc.

125 Lawrenceville Street

Norcross, GA 30071

FP

Thomco Finance, Inc.

3380 Chastain Meadows Pkwy, Suite 100 Kennesaw, GA 30144 IN

Town Insurance Agency d/b/a Premium Finance Co. 4800 River Green Parkway

Duluth, GA 30096

FP

U. S. Insurance Services, Inc.

2000 Art Museum Boulevard

Jacksonville, FL 32207 FP

Unique Premium Finance

420 Hawthorne Avenue

Athens, GA 30606

IN

(770) 534-5248 (770) 458-0093 (770) 952-0080 (770) 396-1600 (860) 843-8293 (239) 498-7111 (770) 232-0202 (770) 536-8340 (229) 242-5660 (770) 961-5620 (219) 486-3622 (312) 853-2777 (314) 421-3637 (256) 767-5586 (770) 436-7575 (800) 503-0954 (770) 448-1667 (770) 590-4950 (770) 971-9975 (615) 242-1961 (800) 342-0991 (816) 627-0500 (860) 278-1320 (518) 822-1000 (843) 669-0937 (912) 564-7831 (713) 954-8100 (248) 932-9020 (314) 576-0007 (610) 833-2400 (678) 498-4700 (770) 396-9600 (229) 273-7262 (314) 421-3637 (516) 364-0200 (800) 592-7753 (334) 273-0080 (678) 407-4000 (404) 929-9157 (229) 423-4069 (800) 732-2004 (678) 290-2116 (678) 259-3700 (904) 396-6646 (678) 227-0260

2005 Annual Report

69

Georgia Department of Insurance

87036 87033 81378 80284 81531

United Brokers, Inc. d/b/a UBOPP United Premium Finance Company Universal Premium Acceptance Corp. Williams Insurance Agency & Realty Sales Zurich Premium Finance Company

3216 Ballard Lane 6575 Peachtree Industrial Boulevard 8245 Nieman Road, Suite 100 127 Temple Avenue 13810 FNB Parkway

NewAlbany, IN 47150 IN

Norcross, GA 30092

IN

Lenexa, KS 66214

FP

Newnan, GA 30263

IN

Omaha, NE 68154-5202 IN

(812) 945-2720 (305) 940-7299 (913) 894-6150 (770) 253-2341 (402) 963-5082

2005 Annual Report

70

Georgia Department of Insurance

INTERLOCAL AGENCIES
Association of County Commissioners (ACCG) Georgia Municipal Association (GIRMA) Georgia School Board Association (RIMS)
TOTALS

ADMINISTRATOR

DATE LICENSED

Johnson & Higgins Sedgwick James of GA Johnson & Higgins

10/1/87 5/1/87 7/20/94

ASSETS

LIABILITIES SURPLUS

$61,872,582 $89,773,295 $17,898,898

$34,025,357 $58,991,376 $10,912,196

$27,847,225 $30,781,919 $6,986,702

$169,544,775 $103,928,929 $65,615,846

GEORGIA PREM. WRITTEN
$20,223,177 $31,219,951 $13,668,061
$65,111,189

Georgia Department of Insurance

RISK PURCHASING GROUPS

ADDRESS

ADDRESS CON'T

CITY

STATE ZIP PHONE

Date Registered

71

A.A.L.D., Inc. dba RE/MAX RPG, Inc.

8390 E. Crescent Parkway

Suite 500

GreenwoodVillage CO

ACA International

c/o BethKravetz&Associates 4323WarrenSt.,NW

Washington

DC

Accountants Insurance Purchasing Group Assoc.

75 Second Avenue

Suite 410

Needham

MA

Actuaries and Pension Administrators PG

681 S. Parker Street

Suite 200

Orange

CA

Adults & Children Alliance, Inc.

333 W.Wacker Dr.

Suite 300

Chicago

IL

Advocacy Protection Plus PG Association

33 West Monroe

12th Floor

Chicago

IL

Affiliated Preferred Property Group, LLC

26 Columbia Turnpike

Florham Park

NJ

AFG Pro Purchasing Group, Inc.

c/o Ohrenstein&Brown,LLP 1050FranklinAvenue

Garden City

NY

Agents Professional Liability Service Org.

4323 WarrenSt., N.W.

c/oBethKravetz&Associates Washington,

DC

Agribusiness PG, Inc.

P. O. Box 271855

West Hartford

CT

Allied Health Purchasing Group Association

33 West Monroe Street

12th Floor

Chicago

IL

ALTC RPG

2200 Woodcrest Place, Suite 200

Birmingham,

AL

American Acupuncture Council

1851 E.First Street

Suite 1160

Santa Ana

CA

American Ambulatory Surgery PG, Inc.

820 Gessner

Suite 1000

Houston

TX

AmericanAnesthesiologistsProf'l LiablilityGroup(TX)

1301 Capital of Texas Hwy

Suite B - 220

Austin

TX

American Association of Advertising Agencies

c/oCaptiveInsuranceServices,Inc. 209HawksburyPlace

O'Fallon

MO

American Bankers Association

1120 Connecticut Avenue

Washington

DC

American Christmas Tree RPG, LLC

919 Conestoga Rd., Bldg. Three, Ste. 213

Rosemont

PA

American Contractors RPG, Inc.

12222 Merit Drive

Suite 1660

Dallas

TX

American Federation of Daily-Care Services, Inc.

4323 Warren Street

Washington

DC

American Health Care Professions PG Association

c/o Doak Foster

425WestCapitolAvenue,Ste1800 LittleRock

AR

American Massage Council

1851 E. First Street

Suite 1160

Santa Ana

CA

American Medical Professional Alliance, Inc.

c/o Ohrenstein&Brown,LLP OnePennPlaza,46thFloor

New York

NY

American Psychotherapist Prof'l Liability Ins. Program

4323 Warren St., NW

c/oBethKravetz&Associates Washington

DC

American Realty Owners and Managers Association, Inc.

c/oProgramBrokerageCorporation 100SunnysideBlvd.

Woodbury

NY

American Safety Purchasing Group, Inc.

1845 The Exchange

Suite 200

Atlanta

GA

American Society of Health System Pharmacists RPG

c/o Doak Foster

425WestCapitolAvenue,Ste.1800 LittleRock

AR

AmericanTax Preparers Purchasing Group

35 Tower Lane

Avon

CT

AmericanWorldAccountingServiceProvidersLiabilityAssoc.,Inc. P.O.Box526148

Salt Lake City

UT

AMMIA, Inc.

401 E. Jackson Street

Suite 1700

Tampa

FL

Amusement Industry Operators and Owners RPG, Inc.

P. O. Box 171225

1250 NE Loop 410, #920

San Antonio

TX

ANA/SNA Purchasing Group Association

c/o Doak Foster

Suite1800,425WestCapitolAve. LittleRock

AR

Appraisers Liability Insurance Trust Purchasing Group

c/oLiabilityIns.Administrators P.O.Box1319

Santa Barbara

CA

AquaSure RPG, Inc.

4646 E. Van Buren

Suite 200

Phoenix

AZ

ASHA Purchasing Group Association

33 West Monroe Street

12th Floor

Chicago

IL

Association of Responsible Tanning Salon Operators, Inc.

3300 N. Central Ave., Ste 1520

Phoenix

AZ

Associations&ProfessionalGeneralLiabilityPurchasingGroup c/oDoakFoster

425WestCapitolAvenue,Ste.1800 LittleRock

AR

Associations Purchasing Group

33 West Monroe Street

12th Floor

Chicago

IL

80111 303/770-5531

5/7/93

20016 202-966-3934

12/27/88

02494 781-449-7711,Ext108 6/13/03

92868 714-939-7448

12/1/98

60606 312-251-1000

11/14/00

60603 856-216-0220

7/19/95

07932 973-549-1818

1/10/00

11530 212-266-0206

1/17/01

20016 202/966-3934

2/13/03

06127 860/561-0325

12/1/05

60603 856-216-0220

7/16/87

35209 205/414-2640

8/17/05

92705 714-571-1855

2/5/98

77024 713-461-4000

6/18/93

78746 800-252-3620

5/16/90

63368 636/329-8551

5/6/91

20036 800-688-2820

8/28/95

19010 610/581/7507

8/26/05

75251 972-702-9004

12/16/87

20016 202-966-3934

10/2/96

72201 501-688-8841

5/27/88

92705 714-571-1850

4/2/01

10119 212/682-4500

6/1/93

20016 202/966-3934

3/22/00

11797 516-496-1341

4/8/05

30339 770-485-4355

5/15/89

72201 501-688-8841

11/6/97

06001 860/284-0088

8/18/94

84152 801-304-3816

10/29/90

33602 800-527-4953

9/15/88

78217 210-829-7634

1/26/00

72201 501/688-8841

12/12/94

93102 800-334-0652

3/30/88

85008 714-842-7272

11/18/03

60603 856-216-0220

10/9/96

85012 800-844-2101

9/30/93

72201 501-688-8841

12/1/95

60603 856-216-0220

7/16/87

2005 Annual Report

2005 Annual Report

72

Georgia Department of Insurance

AthleticAllianceRPG dbaSportsLeisure&EntertainmentRPG 1712MagnavoxWay

Fort Wayne

IN

AtlanticRiskSpecialty,LLCd/b/aAffiliatedSeniorCitizensIns.Group 2100ParklakeDrive

Atlanta

GA

Automotive Insurance Purchasing Group, Inc.

P.O. Box 130745

Dallas

TX

BCC Purchasing Group, LLC

70 Ellis Street

Atlanta

GA

Behavioral Health Purchasing Group, Inc.

21 Maple Ave.

P.O. Box 5710

Bay Shore

NY

Brokers Network Purchasing Group

1850WoodmoorDrive,#201 P.O.Box146

Monument

CO

BSA Local Coouncil Purchasing Association, Inc.

333 West Wacker Dr.

Suite 300

Chicago

IL

Buttine Underwriters Purchasing Group LLC

125 Park Ave., 3rd Floor

300 East LombardSt.

New Yorik

NY

Camp Operators Safety Association, Inc.

P. O.Box 9017

Woodbury

NY

Cendent Corporation Member Broker Purchasing Group

8300 Norman Center Drive

Suite 400

Minneapolis

MN

Chemical Professionals Purchasing Group

c/o Hays Companies

1250 24th Street, Suite 725

Washington

DC

Chiropractic Benefit Services, Inc.

Low & Childers, P.C.

2999North44thStreet,Ste.250 Phoenix

AZ

Christmas Tree Liability Purchasing Group

1220 SW Morrison St.

Suite 400

Portland

OR

Clearwater Transportation Insurance Program

4323 Warren St., NW

c/oBethKravetz&Associates Washington

DC

Coca-Cola Bottlers Association (The)

3282 Northside Parkway

Suite 200

Atlanta

GA

Combined Real Estate Purchasing Enterprise, Inc.

45 Crossways Park Drive

Woodbury

NY

Commercial For Hire Transportation Purchasing Group

3250 Interstate Drive

Richfield

OH

Community Associations PG, Inc.

20595 Lorain Road

Fairview

OH

Community Health Centers FTCA Purchasing Group

4323 Warren St., NW

c/oBethKravetz&Associates Washington

DC

Construction Industry RPG, Inc.

120 Mineola Boulevard

Suite 200

Mineola

NY

Consultants,SalesRepresentatives&AdministratorsPurchasingGroup 681S.ParkerStreet

Suite 200

Orange

CA

Consumer Data Industry Association, Inc.

c/o Ohrenstein & Brown

One Penn Plaza, 46th Floor

New York

NY

Court Reporters Purchasing Group Association

33 West Monroe Street

12th Floor

Chicago

IL

Custom Reality Purchasing Group Association

c/oMandellMenkes&Surdyk,LLC333W.WackerDrive,Suite300 Chicago

IL

Dental Professionals Purchasing Group

c/oCaptiveInsuranceServices,Inc. 209HawksburyPlace

O'Fallon

MO

Design Professionals Association RRG, Inc.

2301 W. 22nd St.

Suite 208

Oak Brook

IL

Design Professionals Risk Control Group

c/oCaptiveInsuranceServices,Inc. 44500PotterTerrace

Ashburn

VA

DesignPro Purchasing Group

4323 Warren St., NW

c/oBethKravetz&Associates Washington

DC

Distinguished Properties Associates, Inc.

6 East 43rd St., 15th Flr.

New York

NY

Distinguished Properties Umbrella Managers, Inc.

6 Eat 43rd St., 15th Flr.

New York

NY

DME / OP Purchasing Group, Inc.

6405 Metcalf Ave

Suite 66202

Overland Park

KS

DRI Purchasing Group, Inc. (IL)

c/oWestmontAssociates,Inc. 150N.MichiganAvenue,Suite300 Chicago

IL

Educational Institutions PG, Inc.(CT)

P. O.Box 271855

West Hartford

CT

Educator's Protection Group

4323 Warren St., NW

c/oBethKravetz&Associates Washington

DC

Educator's Purchasing Group

8144 Walnut Hill Lane

Suite 400

Dallas,

TX

Educators Protection Group

4323 Warren Street

Washington

DC

Educators Purchasing Group Association

33 West Monroe Street

Chicago

IL

Electric Public Power Insurance Consortium

EPPICManagementServices 6825MorrisonBlvd.

Charlotte,

NC

Entertainment Services, Inc.

P.O. Box 2946

ShawneeMission KS

Environmental Professionals Insurance Trust

c/oLiabilityInsuranceAdmin. P.O.Box1319

Santa Barbara

CA

ERS RPG Association, Inc.

333 Wacker Drive

Suite 300

Chicago

IL

F.P. Purchasing Group

1357E.LassenAvenue,#100 c/oWestmontAssoc.,Inc.

Chico

CA

Face & Body Professionals, RPG

1701 Novato Boulevard, #101

Novato

CA

(formly Society of Permanent Cosmetic Professionals)

Family Entertainment Centers Safety Association, Inc.

P. O. Box 9017

45 Crossways ParkDr.

Woodbury

NY

46804 30345 75313 30303 11706 80132 60606 10017 11797 55437 20037 85018 97205 20016 30327 11797 44286 44126 20016 11501 92868 10119 60603 60606 63368 60523 620147 20016 10017 10017 66202 60601 6107 20016 75231 20016 60603 28222 66201 93102 60606 95973 94947

260/459-5604

12/11/95

678-281-0395

12/21/04

214-969-6200

5/14/87

404-659-1970

1/10/00

631-666-1588

11/30/98

719-488-5502

12/20/00

312/251-1000

11/19/05

603/772-5005

6/16/05

516/773-8602

7/12/05

952-656-8000

5/4/95

888/309-4297

6/16/99

602-266-1166

8/18/94

503/226-1422Ext.111 10/18/00

202/966-3934

5/28/04

404/872-2258

10/29/87

516-773-8602

8/25/04

330-659-8900

4/30/04

440-333-6300

3/19/97

202/966-3934

11/15/05

516-294-7752

3/17/92

714-939-7448

2/8/93

212/682-4500

3/30/88

856-216-0220

4/13/93

312-251-1000

4/13/98

636/329-8551

1/19/96

630/858-9500

5/10/93

636/329-8551

11/3/89

202/966-3934

10/20/04

212/297-3148

2/15/99

212/297-3148

10/9/96

800/283-0622ext1337 9/1/04

856-216-0220

5/31/95

800/561-0325

9/3/97

202/966-3934

7/19/02

214/360-0801

2/21/05

202-966-3934

7/19/02

856-216-0220

5/25/88

704-367-7124

9/2/98

913/432-4400

6/3/93

800-334-0652

6/5/92

312-251-1000

7/30/04

856/216-0220

6/17/03

415-898-4212

1/28/94

11797 516/773-8602

5/3/05

2005 Annual Report

73

Georgia Department of Insurance

Financial Sales Professionals Purchasing Group Financial Services Professional Liability Purchasing Group, Inc. Fitness and Wellness Purchasing Group Five Star Agents, Inc. Purchasing Group For Agents & Brokers Liability Underwriting Services d/b/a FABLUS Purchasing Group FREA Purchasing Group Funeral Directors Planning Group, Inc. Gallagher Steel Courier RPG, Inc. Garage Services & Equipment Dealers Liability Assoc.of America, Inc. Global Anesthesiologists Specialty Services Glynn General Purchasing Group, Inc. Great American Cities Purchasing Group, Inc. Guardian Professional Liability RPG Habitat for Humanity Purchasing Group, Inc. Hartan Hospitality and Leisure Program Purchasing Group Hartan Real Estate Program RPG, Inc. Health and Beauty Purchasing Group Health and Education Liability Program, Inc. Health Care & Human Services Insurance PG Assoc. of America, Inc. Health Care Professions Purchasing Group Association Health Care Purchasing Group, Inc. Healthcare Advantage RPG, Inc. Healthcare Insurance Group Healthcare Professionals RPG, Inc. Healthcare Providers Service Organization Purchasing Group Healthcare Purchasing Group Association, Inc. Home Inspection Liability Group, Inc. Horsemen of North America Safety Control RPG Hospitality & Leisure Services, Inc. Hunt Club Leases of America IG, Inc. d.b.a Recovery Specialist Insurance Group Impact Medical Malpractice Alliance, Inc. Independent Garage and Towing Contractors Services, Inc. Independent Insurance Agents of Georgia, Inc. Integrated Poultry Processors Association Integrated Risk Facilities Inc., RPG International Hole-in-One Association dba Odda On Promotions International Hospitality Purchasing Group International Recreational Entities Association RPG International Special Events & Recreation Association, Inc. International Website Insurance Group IRF Construction Group, Inc. IRF Hospitality Group, Inc. IRF Manufacturing Group, Inc.

4323 Warren St., NW 2685 Marine Way 380 Stevens Avenue 118 South Clinton Street Suite 707

c/o Beth Kravety & Associates Suite 1408 Suite 206 Suite 450 3950 Cobb Parkway

Washington, Mountain View Solana Beach Chicago Acworth

4323 Warren St., NW

c/oBethKravetz&Associates Washington,

c/oProgramBrokerageCorporation 100SunnysideBoulevard

Woodbury

1501 Hamburg Turnpike

Wayne

P. O. Box 469

Sandy

502 Evergreen Place Court

Withdrew 5/12/06

Louisville

4323 Warren St., NW

c/oBethKravetz&Associates Washington,

20595 Lorain Road

Old Forge Centre

Fairview Park

4001 Miller Road

Wilmington

121 Habitat Street

Americus

4323WarrenSt.,NW 33W.60thSt.,6thFlr.NY,NY10023

Washington,

4323WarrenSt.,NW 33W.60thSt.,6th.Flr.,NY,NY10023

Washington,

4323 Warren Street

c/oBethKravetz&Associates Washington

c/oProgramBrokerageCorporation 100SunnysideBoulevard

Woodbury

P. O. Box 469

Sandy

c/o Doak Foster

425WestCapitolAvenue,Ste1800 LittleRock

OneBriarLakePlaza,Ste,2000 200WestSamHouston:kwy.,SouthHouston

1849 W. North Temple, Building D

Salt Lake City

10900 NE 4th Street

Suite 1100

Bellevue

ContemporaryInsuranceServices 11301AmherstAve.,Ste.202 SilverSprings,

4323 Warren St., NW

200E.RandolphSt.,18thFlr. Washington,

33 West Monroe

12th Floor

Chicago

35 Tower Lane

Avon

P.O. Box 223

Paynesville

3333 New Hyde Park Road

c/oGenatt&Assoc.,Inc.,Suite400 NewHydePark

8501 Turnpike Drive

Suite 200

Westminister

4323 Warren St., NW.

c/oBethKravetz&Associates Washington

148 Hammond Drive

Altanta

237 Main Street

Suite 820

Buffalo

3186 Chestnut Dr. Connector

Doraville

4323 Warren Street, NW

Washington

40 Fulton Street

12th Floor

New York

4323WarrenSt. 6195RidgeviewCt.,Ste.A,Reno,NV89509 Washington,

681 S. Parker Street

Suite 200

Orange

1730S.CollegeAve.,Ste.202,FortCollins,CO80525,P.O.Box455 FortCollins

P.O. Box 469

Sandy

2365 Woodlake Drive

Suite 100

Okemos

40 Fulton Street

12th Floor

New York

40 Fulton Street

12th Floor

New York

40 Fulton Street

12th Floor

New York

DC

20016 202/966-3934

CA

94043 650-428-0818

CA

92075 858/509-7833

IL

60661 312-879-7136

GA

30101 770/974-5502

7/8/96 4/23/99 10/28/98 8/25/03 12/28/05

DC

20016 202/966-3934

10/12/01

NY

11797 516-496-1341

5/22/98

NJ

07474 973-686-2324

2/10/00

UT

84091 800/262-3719,Ext.55097/9/90

KY

40223 502-244-2056

12/31/96

DC

20016 202/9666-3934

11/14/94

OH

44126 440-333-6300

9/24/02

DE

19802 302/765-6001

7/3/03

GA

31709 229-924-6935

2/26/01

DC

30016 202/966-3934

8/2/01

DC

20016 202/966-3934

5/31/05

DC

20016 202-966-3934

10/21/03

NY 11797 516/496-1341

12/1/00

UT

84091 800/262-3719Ext.55094/27/05

AR

72201 501-688-8841

5/27/88

TX

77042 713/935-8807

4/19/89

UT

84116 801-990-2400

8/13/98

WA 98004 425-450-1090

8/10/00

MD 20902 301-933-3373

7/1/98

DC

20016 202/966-3934

10/12/93

IL

60603 856/216-0220

7/7/88

CT

6001 860/284-0088Ext.244 8/29/94

MN 56362 320-243-7250

10/6/89

NY

11042 516/869-8666

1/28/99

CO

80031 303-428-5400

7/24/01

DC

20016 202/966-3934

1/10/97

GA

30328 404-252-9094

10/1/99

NY

14203 716-856-6600

10/29/98

GA

30340 770/458-0093Ext105 12/19/90

DC

20016 202-966-3934

10/10/00

NY

10038 212-608-9400

8/3/99

DC

20016 202/966-3934

7/31/00

CA

92868 714-939-7448

9/25/98

CO

80522 970-407-9800

3/8/05

UT

84091 800/262-3719,Ext.55091/25/88

MI

48864 517-347-0386

7/7/00

NY

10038 212-608-9400

3/17/00

NY

10038 212-608-9400

3/17/00

NY

10038 212-608-9400

3/17/00

2005 Annual Report

74

Georgia Department of Insurance

IRF Real Estate Operations Group, Inc.

40 Fulton Street

12th Floor

New York

NY

IRF Restaurant Group, Inc.

40 Fulton Street

12th Floor

New York

NY

IRF Retail Group, Inc.

40 Fulton Street

12th Floor

New York

NY

IRF Service Group, Inc.

40 Fulton Street

12th Floor

New York

NY

IRF Wholesale Group, Inc.

40 Fulton Street

12th Floor

New York

NY

JamisonPro Allied Health Purchasing Group, Ltd.

4323WarrenSt.,NW 100ExecutiveDr.,WestOrange,NJ07052 Washington

DC

JamisonPro Purchasing Group Ltd.

4323WarrenSt.,NW 100ExecutiveDr.,WestOrange,NJ07052 Washington,

DC

KIS Hospitality Program, Inc.

40 Fulton Street

15th Floor

New York

NY

Lawyers Direct RPG, Inc.

5211CascadeRd.,SE49546 P.O.Box2679

Grand Rapids

MI

Legal Professional RPG, Inc.

41WestStreet,5thFl. 25ChestnutSt.,Ste105,Haddonfield,NJ08033 Boston

MA

Little League Baseball PG, Inc.

P. O. Box 3485

539U.S.HighwayRoute15 Williamsport,

PA

LTC RPG, Inc.

24165 Detroit Road

Cleveland

OH

Luxury Real Estate Owners Purchasing Group of NY, Inc.

111 N. Central Avenue

c/o Gurin Assocs.

Hartsdale

NY

MAGAWHealthcareProfessionalsPurchasingGroupAssociation 222S.ProspectAvenue

Park Ridge

IL

MAI Hospital and Medical Facility Purchasing Group

P.O. Box 590009

Birmingham

AL

MAI Managed Care Organization Purchasing Group

P.O. Box 590009

Birmingham

AL

MAI Physicians and Surgeons Purchasing Group

P.O. Box 590009

Birmingham

AL

Main Street Insurance Purchasing Group

1402 Third Avenue

Suite 1200

Seattle

WA

Managed Care Insurance Purchasing Group

4323WarrenSt.,NW 720OliveWay,18thFlr.,Seattle,WA98101 Washington,

DC

MedAlliance Professional Liability PG

c/o BCS Ins. Agency, Inc.

2MidAmericaPlaza,Suite200 OakbrookTerrace IL

Medical Data & Billing Insurance Liability RPG, Inc.

330 E. Kilbourn Ave.

Suite 1085

Milwaukee

WI

Medical Malpractice Coverage for Physicians

4323WarrenSt. 1776W.LakesPkwy.,DesMoines,IA50398 Washington

DC

Medical Professionals Program, A Purchasing Group

110 Westwood Place

Suite 100

Brentwood

TN

MGMA Purchasing Group - East, Inc.

1849 W. North Temple

Building D

Salt Lake City

UT

Mid American Association of Physicians & Surgeons

502EvergreenPlaceCourt303MiddletwoneParkPl.,Louisville,KY40243 Louisville

KY

Midwestern Association of Obstetricians & Gynecologists

502EvergreenPlaceCourt303MiddletownParkPl.,Louisville,KY40243 Louisville

KY

Motors Insurance Purchasing Group, Inc.

300 Galleria Officentre

Suite 200

Southfield

MI

NASW Purchasing Group, Inc.

750 First Street N.E.

Suite724

Washington

DC

National Alliance of Nonprofit Organizations, Inc.

P.O. Box 307

Fawnskin

CA

National Association of Broadcasters

c/oCaptiveInsuranceServices,Inc. 209HawksburyPlace

O'Fallon

MO

National Association of Independent Healthcare Professionals

4835 East Cactus Road

Suite 440

Scottsdale

AZ

National Association of Independent Life Brokerage Agencies

681 S. Parker Street

Suite 200

Orange

CA

National Association of Insurance and Financial Advisors

4323WarrenSt.,NW. 2901TelstarCt.,FallsChurch,VA,22042-1205 Washington

DC

NationalAssociationofResidentialRealEstateProfessionals,Inc. P.O.Box1439

Fort Valley

GA

NationalAssociationofSalariedProfessionalsPurchasingGroup,Inc. 1098SouthMilwaukeeAvenue Suite200

Wheeling

IL

National Chiropractic Council

1851 E. First Street

Suite 1160

Santa Ana

CA

National CPA RPG, Inc.

84 Chalet Circle

Dawsonville

GA

National Dental Student RPG

P.O. Box 1348

401E.JacksonStreet,Suite1700 Tampa

FL

National Franchise Cleaners RPG, Inc.

P. O. Box 1446

LaCrosse

WI

National Health Club Purchasing Group

4323WarrenSt.,NW165S.UnionBlvd.,Ste.410,Lakewood,CO802 Washington,

DC

National Legal Aid and Defender Association

4323WarrenSt.,NW1140ConnecticutAve.,NW,Ste.909,Washingt Washington,

DC

National Merchant RPG

233 E. High Street

Moorpark

CA

National Newspaper Association (PG)

333 W. Wacker Drive

Suite 300

Chicago

IL

National Nurses Purchasing Group Association

33 West Monroe Street

12th St.

Chicago

IL

National Professional Purchasing Group Association, Inc.

c/oMandellMenkes&Surdyk,LLC333WestWackerDrive,Suite300 Chicago

IL

10038 10038 10038 10038 10038 20016 20016 10038 495901 2111 17701 44145 10530 60068 35259 35259 35259 98101 20016 60181 53202 20016 37027 8411 40223 40223 48034 20002 92333 63368 85254 92868 20016 31030 60090 92705 30534 33601 54602 200016 20016 93021 60606 60603 60606

212-608-9400

3/17/00

212-608-9400

3/17/00

212-608-9400

3/17/00

212-608-9400

3/17/00

212-608-9400

3/17/00

202/966-3934

1/29/03

202/966-3934

11/19/96

973-773-5101

1/9/04

616-456-8899,Ext.375 12/9/02

856/216-0220

5/19/00

570-326-1921

9/25/90

440-250-3577

1/8/02

914-686-5500

4/7/05

847/655-8851

10/9/96

205-/445-2620

6/19/97

205/445-2620

6/19/97

205/445-2620

6/19/97

800/817-6333

12/19/96

202/966-3934

8/4/98

630/472-7737

8/4/98

414-273-4200

8/29/94

202/966-3934

11/15/01

800-251-5727 Ext. 2002 1/16/03

801-990-2400

4/2/90

502-244-1056

5/10/00

502-244-1056

2/10/98

248-263-6916

8/16/89

202-336-8202

11/13/92

818/980-1413

12/1/99

636/329-8551

1/14/88

602/230-8200

7/22/97

714-939-7448

3/29/89

202/966-3934

7/13/87

478-825-5566

5/7/93

847-541-0900

4/14/94

800/622-8869

6/26/96

706-216-6698

2/15/89

813-222-4153

4/21/92

608-788-6160

11/29/01

202/966-3934

10/2/03

202/966-3934

10/10/00

805/553-0505

8/23/05

312-251-1000

5/24/88

856-216-0220

7/16/87

312-251-1000

7/30/02

2005 Annual Report

75

Georgia Department of Insurance

National Purchasing Group for Pest Control Operators, Inc.

c/oCapitalRiskUnderwriters,Inc. P.O.Drawer1793

Orlando

National Restaurant Owners Purchasing Group, Inc.

30 South Wacker Drive

22nd Floor

Chicago

National School Leaders RPG

4323WarrenSt.,NW 3131Broadway,KansasCity,MO64111 Washington,

National Society of Dental Practitioners, Inc.

210 University Drive

Suite 600

Coral Springs

NCMIC Alternative Health RPG

P.O. Box 9118

Des Moines

NCMIC Diversifed Health RPG Association

P.O. Box 9118

Des Moines

New York Life Agents Purchasing Group

4323 Warren St., NW

Washington

NHO Purchasing Group, Inc.

1700 Diagonal Road

Suite 625

Alexander

Non Profit Unemployment Compensation RPG, Inc.

1098SouthMilwaukeeAvenue Suite210

Wheeling

North America Chemical Users & Applications, Inc.

P. O. Box 469

Santy

North American Retail RPG, Inc.

6700 North Oracle Road

Suite 323

Tucson

Omni RPG, Inc.

10210N.CentralExpressway Suite500

Dallas

Outdoor & Recreation Insurance Program

4323WarrenStreet 947South500East,AmericanFork,UT84003 Washington

Owner-Operator Independent Drivers Association, Inc., RPG

P.O. Box 1000

Grain Valley

PalladianRPG,Inc. c/oUnitedCorporateServices,Inc.

15 East North Street

Dover

Petroleum Marketers Purchasing Group, Inc.

P. O. Box 271855

41 No. Main St.

West Hartford

Phoenix Physicians Insurance RPG, Inc.

3302-28th St., SE

Puyallup

Physicans Corps, L.L.C. (The)

960 Johnson Ferry Road

Suite 235

Atlanta

Physicians Excess Liability Cooperative Assurance

502 Evergreen Place Court 303 Middleton Park Pl., Louisville, KY 40243Louisville

Network (PELICAN) RPG

Pizza Delivery Industry Association, Inc.

1650 W. Virginia

#200

McKinney

Preferred Apartment Owners Purchasing Group

4323WarrenSt.,NW 895CentralAve.,Ste.1100,Cincinnati,OH4520 Washington

Preferred Professional Purchasing Group

1098SouthMilwaukeeAvenue Suite205

Wheeling

Preferred Property Program, Inc.

960 Holmdel Road

Holmdel

Premier Attorneys Purchasing Group, Inc.

520U.S.Highway22,2ndFlr. P.O.Box6920

Bridgewater

Premier Hotel Insurance Group

10900 NE 4th Street

Suite 1100

Bellevue

Primerus RPG, Inc.

5211CascadeRd.,SE49546 P.O.Box2679

Grand Rapids

Professional Advisers Purchasing Group, Inc.(The)

Parkview Plaza West

1200EastRidgewoodAvenue Ridgewood

Professional Counselors Purchasing Group

95 Broadway

Amityville

Professional Design Purchasing Group Association

33 West Monroe Street

12th Floor

Chicago

Professional Liability Assurance Society, Inc.

39 Tower Lane

Avon

ProfessionalNursingOrganizationsPurchasingGroupAssociation c/oDoakFoster

425WestCapitolAvenue,Ste1800 LittleRock

Professionals Premier RPG Association

333 W. Wacker Drive

Suite 300

Chicago

Property Owners Purchasing Group

5929 Balones Drive

Suite 301

Austin

ProSecure Lawyers Purchasing Group

c/o Doak Foster

425WestCapitolAve.,Suite1800 LittleRock

Protectors Purchasing Group, Inc.

40 Fulton Street

12th Floor

New York

Provado Insurance Services Purchasing Group

151 Meeting St.

Suite 301

Charleston

Psychiatrists' Purchasing Group, Inc.

1515 Wilson Road

Suite 800

Arlington

Psychologists Purchasing Group Association

c/o CT Corporation System

208 South LaSalle Street

Chicago

Public Broadcasters Purchasing Group

CaptiveInsuranceServices,Inc. 209HawksburyPlace

O'Fallon

Real Estate Appraisers Liability Association

c/o Intercorp, Inc.

1438-F West Main Street

Ephrata

RealEstateApprasiersProfessionalLiabilityInsurancePurchasingGroup 6640ShadyOakRoad

Suite 500

Eden Prairie

Real Estate Associations Purchasing Group

Ohrenstein & Brown

1Penn Plaza, 46th Floor

New York

Real Estate Professionals RPG Association

1200 E. Glen Avenue

Peoria Heights

Real Estate Sales Professionals Program Purchasing Group

681 S. Parker Street

Suite 200

Orange

FL

32802 407/540-1400

3/18/04

IL

60606 440-333-6300

1/31/05

DC

20016 202/966-3934

7/13/94

FL

33071 800-237-9429

10/21/87

IA

50306 800-321-7015

11/18/98

IA

50306 800-321-7015

11/18/98

DC

20016 202/966-3934

9/6/05

VA

22314 717-741-0911

3/27/90

IL

60090 847-541-0900

8/23/94

UT

84091 800/262-3719,Ext.5509 9/16/87

AZ

85704 520-742-9200

9/18/98

TX

75231 214-265-7090

1/5/05

DC

20016- 202-966-3934

9/24/02

MO 64029 816-229-5791

3/29/89

DE

19901 212-877-2877

11/20/03

CT

06127 860/561-0325

10/9/97

WA 98374 253-770-0283

6/8/99

GA

30342 404-257-9977

9/25/98

KY 40223 502-244-1056

6/12/00

TX

75069 800-473-8697

6/6/05

DC

20016 202/966-3934

11/18/98

IL

60090 847-541-0900

10/16/00

NJ

7733 732-834-9800Ext.1016 9/14/99

NJ

8807 908-685-7650

5/30/97

WA 98004 425-450-1090

8/3/95

MI

49501 616-456-8899,Ext.375 12/9/02

NJ

7450 201-345-2440

5/6/99

NY 11701 631-691-6400

2/1/93

IL

60603 856-216-0220

5/15/89

CT

6001 860/284-0088

2/18/88

AR 72201 501-688-8841

5/27/88

IL

60606 312-251-1000

10/31/02

TX

78731 512-467-7299

12/4/95

AR 72201 501-688-8841

11/4/02

NY

10038 212-608-9400

7/31/03

SC

29401 770/994-4551

1/31/05

VA

22209 703-907-3800

4/30/87

IL

60604 856/216-0220

12/19/91

MO 63368 636/329-8551

12/14/94

PA

17522- 717-721-3500

10/24/97

MN 55344 952-944-8790

5/10/91

NY

10119 212-682-4500

12/1/99

IL

61616 309-679-0196

11/12/93

CA

92868 714-939-7448

12/10/97

Georgia Department of Insurance

Real Property, Inc., A RPG

Suite 200-C, 30 Jericho Executive Plaza

Jericho

NY

11753 516/484-1084

9/27/02

Realtors Insurance Purchasing Group Association

75 Second Avenue

Suite 410

Needham

MA 02494 781-455-8411ext.108 11/18/04

Resort Hotel Purchasing Group

461 McLaw's Circle

Suite 4

Williamsburg

VA

23185 757-941-1703

12/23/93

Restaurant Owners PG, Inc

P. O. Box 271855

West Hartford

CT

06107 860/56-0325

7/1/98

Right of Way RPG, Limited

18550 West Capitol Drive

Brookfield

WI

53045 414-781-7020

10/8/97

Rockwood Guardian Agents PG

228 Philadelphia Pike

Wilmington

DE

19809 302-765-6000

11/17/00

Roofing Contractors Purchasing Group, Inc.

P. O. Box 271855

41 North Main Street

W. Hartford

CT

6107 860-561-0325

2/5/98

School Leaders Risk Management Association RPG

525 W. Monroe Street

Suite 2400

Chicago

IL

60661 312-906-8116

7/14/04

Select Auto Dealer Purchasing Group, LLC

P.O. Box 650

Winterville

GA

30683 706-742-5008

12/15/98

Select Hotel Insurance Group

10900 NE 4th Street

Suite 1100

Bellevue

WA 98004 425-450-1090

8/3/95

Select Professional Purchasing Group, LLC

4725PeachtreeCornersCircle Suite230

Norcross

GA

30092 678-969-9152

7/26/99

Service Station Insurance Program Services, Inc.

1700 Route 3 West

Clifton

NJ

7013 973-777-4747

4/23/99

Short Term Special Events, Inc.

10451 Gulf Boulevard

Treasure Island

FL

33706 727-367-6900

5/21/92

Sigma Purchasing Group Association

Suite 300, 333 West Wacker Dr.,

Chicago

IL

60606 312/251-1000

11/15/05

SNDA Purchasing Group, Inc.

9839 North Hayden Road

#103 Scottsdale

Scottsdale

AZ

85258 937-586-3720

6/26/96

Society of Habitational Insurance Participants, Inc.

5950HazeltineNationalDrive Suite650

Orlando

FL

32822 973-777-4747

5/30/00

Southeastern Liability Purchasing Group

P.O. Box 85058

Richmond

VA

23285 804-649-9333

2/15/93

Southwest Real Estate Purchasing Group, Inc.

P.O.Box15001 1835S.ExtensionRd.,Mesa,AZ85210

Casa Grande

AZ

85230 520/876-28263

3/29/01

Sports & Fitness Insurance Purchasing Group Association, Inc.

212 Key Drive

Madison

MS 39110 601-898-8464

2/19/92

Sports & Special Events Risk Puchasing Group, Inc.

P.O. Box 1250

Mialothian

VA

23113 804-754-7610

12/1/92

Sports and Entertainment Events RPG

10940 Wilshire Boulevard

17th Floor

Los Angeles

CA

90024 310-418-4772

6/30/04

Steelhead Insurance Purchasing Group, Inc.

3109 Knox Street

Suite 201

Dallas

TX

75205 214-360-3642

5/6/99

76

Structual Engineers Risk Management Council

2959 Monterey-Salinas Highway

Monterey

CA 93940 800-227-8533ext.207 9/16/88

T.V. and Radio Purchasing Group, Inc.

c/oMandellMenkes&Surdyk,LLC 333W.WackerDrive,Suite300 Chicago

IL

60606 312-251-1000

11/20/96

The Aegis Service Contract Liability PG, Inc.

6010 Atlantic Boulevard

Norcross

GA

30071 678-225-1001,Ext.2292 6/18/91

The American Dietetic Association RPG

33 West Monroe Street

12th Floor

Chicago

IL

60603 856-216-0220

4/4/00

The PADI RPG, Inc.

20 Centerpointe Drive

#100

LaPalma

CA 90623 714-739-3177

5/31/05

The Premium RPG

30680 Bainbridge Road

Cleveland

OH

44139 440-542-5020

1/10/97

The Professional AdvisersPurchasing Group, Inc.

25EastSpringValleyAvenue Suite270

Maywood

NJ

7607 201-226-1200

5/6/99

The Schneider Group, Inc. d/b/a Protek RPG

3113 E.First.

P.O.Box4240,Tucsaon,AZ85733-2040 Tsuco

AZ

85716 520-670-1111

7/26/00

Title Agents of America

4323 Warren Street, NW

c/oBethKravetz&Associates Washington

DC

20016 202/966-3934

10/9/96

TransworldBuildingTrades&ContractorsLiabilityAssociation,Inc. P.O.Box469

Sandy

UT

84091 800/262-3719,Ext.55096/12/90

Truckers' Purchasing Group, Inc.

P.O. Box 489

Kenosha

WI

53141 262-697-9600

4/20/97

Trust for Insuring Educators Purchasing Group Trust

4323WarrenSt.,NW 3130Broadway,KansasCity,MO64111 Washington,

DC

20016 202/966-3934

1/25/88

TSI Sports Incorporated

P.O. Box 1320

Flowery Branch

GA

30542 678/717-1201

5/12/93

U.S. Port Terminal Operators RPG

1420 Fifth Avenue

Suite 1200

Seattle

WA 98101 206-749-4893

1/30/04

UnitedAmericaLegalServiceProvidersProfessionalLiabilityAssoc,Inc. P.O.Box469

Sandy

UT

84091 800/262-3719m,Ext.550 2/8/91

United Food and Lodging Association

220 S. Walnut Plaza

Muncie

IN

47305 765-284-4443

8/12/97

United Professional Liability Purchasing Group, Inc.

P.O. Box 1809

Rockport

TX

78381 361-790-9043

3/21/90

2005 Annual Report

United RPG, Inc.

P.O. Box 5910

Carefree

AZ

85377 480-595-9100

7/7/93

United States Contractors Associstion, Inc.(GA)

2899 Elmwood Drive

Smyrna

GA 30080 770-436-7575

6/17/99

Vanderbilt Properties Associates, Inc.

770 Lexington Ave.

7th Floor

New York

NY 10021 212-546-1010

9/27/97

Volunteers Insurance Service Association, Inc.

216 South Peyton Street

Alexandria

VA

22314 703-739-9300

2/9/99

Worldwide Outfitter & Guides Association, Inc.

P.O. Box469

Sandy

UT

84091 800/262-3719,Ext.5509 7/13/87

2005 Annual Report

77

Georgia Department of Insurance

COMPANY NAME

NAIC# FEIN

Alliance of Nonprofits for Ins., RRG Allied Professionals Ins. Co., A RRG, Inc. American Assoc. of Orthodontists Ins. Co. (A RRG) American Contractors Ins. Co., RRG American Eagle Ins. Co., RRG American Feed Ind. Ins. Co. RRG, Inc. American Safety RRG, Inc. American Trucking & Trans. Ins. Co., A RRG Ameriguard RRG, Inc. Architects & Engineers Ins. Co., A RRG Astraea RRG, Inc. Attorneys' Lia. Assur. Society, Inc., A RRG Attorneys Lia. Prot. Society, Inc., A RRG Automotive Underwriters Ins. Co., A RRG Capital Assur. RRG, Inc. Capitol Specialty Ins. RRG, Inc. CARE, RRG, Inc. CHC Casualty RRG, Inc. Circle Star Ins. Co., A RRG Claim Professionals Lia. Ins. Co., A RRG Clinical Trials Reciprocal Ins. Co., A RRG Columbia Nat'l. RRG, Inc. Community Blood Centers' Exchange, RRG Consortium (A RRG) Consumer Specialties Ins. Co. (RRG) Continuing Care RRG, Inc. Contractors Ins. Co.of No. America, Inc., RRG Contractors Lia. Ins. Co., A RRG CPA Mutual Ins. Co.of America RRG Eldercare Mut. Ins. Co., RRG Emergency Medicine Prof. Assur. Co., RRG Emergency Physicians Ins. Co., RRG Evergreen USA RRG, Inc. First Automotive Ins., RRG, Inc. Global Int'l. Ins. Co., Inc., A RRG Golden Ins. Co., A RRG Green Hills Ins. Co., A RRG GSFS RRG, Inc.

10023 11710 10232 12300 11586 44202 25448 11534 17171 44148 10137 10639 32450 11033 11194 12018 11825 11531 11839 12172 10770 10803 13893 11528 10075 11798 11603 11794 10164 11816 12003 11714 38466 10619 10991 11145 11941 11448

06-1555320 86-1070654 03-0347914 75-1940179 16-1645557 42-1301329 03-0313685 33-1019877 05-1231236 36-3534039 20-2784713 36-3549453 20-0023979 91-2044364 57-1132840 20-1224592 52-2395338 02-0639951 20-0479901 55-0879311 20-2670027 04-3346648 35-1870737 43-1978714 03-0310577 20-0221911 48-1304789 27-0061490 03-0310291 80-0079129 20-1141933 56-2317340 86-06111984 09-351330 00-0342315 88-0489431 20-0725390 75-3056671

SURPLUS
10,896,534 2,570,808 3,471,842 4,581,217 1,386,728 7,592,732 7,012,395 2,049,580 5,008,351 7,413,544 1,482,585 32,543,949 26,571,996 5,061,711 4,937,328 1,140,598 2,286,840 20,478,797 1,350,154 1,468,838 1,953,649 2,043,244 5,661,189 5,387,360 1,769,090 3,357,336 3,582,668 2,697,091 8,169,606 1,226,109 2,216,616 3,855,341 3,608,424 1,240,772 13,290,569 1,383,003 3,646,728 10,169,004

PREMIUM
13,668,535 7,146,215 6,024,372 16,343,221 5,583,538 4,952,667 36,841,127 6,990,362 1,174,403 4,790,134 1,636,649 333,101,838 39,090,685 10,040,642 2,186,120 446,812 13,011,173 15,027,016 4,136,464 10,193,310 134,271 451,260 6,575,637 15,335,620 1,987,269 3,976,960 31,096,510 3,795,171 11,822,032 1,214,503 4,309,576 12,369,598 5,164,962 0 1,150,000 1,585,189 3,410,472 4,513,048

GA PREMIU
0 40,401 127,775 63,632 5,583,538 364,541 2,193,009 0 19,758 0 0 16,432,862 0 140,293 28,608 504 256,853 679,584 0 0 0 35,250 0 0 16,150 0 0 0 378,308 0 0 0 31,047 0 27,967 0 303,419 158,188

PERCENTAG
0.797% 0.359% 0.576% 0.280% 0.248% 1.533% 0.190% 0.293% 4.264% 1.547% 0.905% 0.976% 0.679% 0.504% 2.258% 2.552% 0.175% 1.362% 0.326% 0.144% 1.455 4.527% 0.860% 0.351% 0.890% 0.844% 0.115% 0.710% 0.691% 1.009% 0.514% 0.311% 0.698% 0.000% 11.557% 0.872% 1.069% 2.253%

2005 Annual Report

78

Georgia Department of Insurance

Health Care Ind. Lia.Reciprocal Ins. Co., A RRG Heritage Warranty Ins., RRG, Inc. High Tech Services RRG, Inc. Housing Authority RRG, Inc. Jamestown Ins. Co., A RRG Lenders Protection Assur. Co., RRG Lewis & Clark LTC RRG, Inc. Marathon Financial Ins. Co., Inc., RRG MedAemerica Mutual RRG, Inc. Mental Health RRG National Assisted Living, RRG National Guardian RRG, Inc. National Home Ins. Co. (A RRG) Nat'l. Indep. Truckers Ins.Co., A RRG Nat'l. Svc. Contract Ins. Co., RRG Newport Mut. Ins., RRG, Inc. Novus Ins. Co. (RRG) Oceanus Ins. Co., A RRG OMS National Ins. Co., RRG OOIDA RRG, Inc. Ophthalmic Mut. Ins. Co. (A RRG) Paratransit Ins. Co. A Mutual RRG Pinnacle RRG, Inc. Preferred Physicians Medical RRG, Inc. ProBuilders Specialty Ins. Co., RRG Residential Ins. Co., Inc., A RRG Resztoration RRG, Inc. Security American RRG, Inc. Spirit Mountain Ins. Co.,RRG, Inc. St. Charles Ins. Co., RRG States Self-Insurers RRG, Inc. Steward RRG Terra Ins. Co. (A RRG) The Nat'l Catholic RRG, Inc. Titan Ins. Co., Inc., A RRG Title Industry Assur. Co., RRG Transurance RRG, Inc. United Educators Ins., A Reciprocal RRG United Home Ins. Co., A RRG Western Pacific Mutual Ins. Co., A RRG

11832 11097 11672 26797 11589 11500 11947 1116 26257 44237 11806 36072 44016 11197 10235 10967 10752 12189 44121 10353 44105 44130 11858 44083 11671 10691 12209 11267 10754 1114 44075 11961 10113 10083 11163 10084 11815 10020 10712 40940

43-2032415 57-1117058 01-0562411 06-1206658 41-2085219 33-1010167 20-0506093 57-1118489 99-0294316 03-0310944 20-0127980 38-2848487 84-1028538 57-1128705 99-0319305 33-0838101 56-2512233 20-1066914 363,571,664 03-0349292 94-3047990 36-3584321 86-1092034 36-3521189 88-0510283 99-0329663 20-1951050 43-2030089 52-2395338 57-1118527 58-1747111 20-0922430 03-0312906 03-0311341 57-1128057 03-0313001 90-0114275 03-0308423 58-2277022 84-1144314

2,195,340 3,078,789 11,527,132 57,530,367 2,120,653 $2,213,347 1,779,788 2,700,909 9,849,356 5,379,355 1,870,539 2,975,157 15,478,563 2,168,469 12,543,685 1,413,390 3,120,328 3,396,797 60,837,364 4,391,593 43,585,701 8,416,545 745,647 29,615,139 17,853,679 2,679,850 3,761,402 1,165,673 950,242 2,916,169 85,800 1,278,519 19,446,186 33,774,111 10,329,969 3,403,292 2,279,709 133,172,714 1,913,129 61,295,863

30,551,264 6,577,336 899,100 41,671,514 4,757,597 325,684 3,084,228 2,593,020 13,515,342 7,850,489 1,364,470 13,391,410 42,644,198 4,699,670 1,271,912 917,282 3,974,532 5,461,525 53,941,761 29,401,908 48,882,127 3,997,269 95,150 36,950,245 103,124,980 1,243,807 5,994,592 1,171,048 1,567,137 1,233,103 12,853,215 1,028,019 8,981,068 18,745,867 1,911,363 8,274,536 7,253,263 124,573,560 139,911 15,835,461

0 36,981 4,690 1,186,461 375,467 0 453,164 0 0 0 22,230 0 3,501,306 0 24 9,892 969,623 357,305 1,271,462 1,628,090 617,792 0 3,600 972,680 -15,103 306,189 352,660 44,698 38,043 6,049 0 0 0 0 0 285,248 1,856,898 2,017,198 0 402,238

0.071% 0.468% 12.820% 1.380% 0.445% 6.795% 0.577% 1.041% 0.728% 0.685% 1.370% 0.222% 0.362% 0.461% 9.862% 1.540% 0.785% 0.621% 1.127% 0.149% 0.891% 2.105% 7.836% 0.801% 1.731% 0.259% 0.627% 0.995% 0.606% 2.364% 0.006% 1.243% 2.165% 1.766% 5.404% 0.469% 0.314% 1.069% 13.673% 3.870%

2005 Annual Report

79

Georgia Department of Insurance

COMPANY NAME

TOTAL ASSETS

Builders Insurance Co (A Mutual Captive Co) Chattahoochee RRG Captive Insurance Co. Commercial Mutual Insurance Co. (A Captive Co.)
(Administrative Supervision) Georgia Restaurant Mutual Captive Insurance Co Georgia Timber Harvester's Mutual Captive Health Care Mutual Captive Insurance Co. Hospitality Captive Insurance Co., Inc.
Captive Insurance Company Joliet Area Risk Retention Group

337,867,115 1,500,433 0
4,955,781 5,142,575 9,895,137 0
3,899,013

Southeast Employers Mutual Captive

835,780

Insurance Co. (Administrative Supervision)

Southeastern U.S. Captive Insurance, Inc.

46,459,813

Tift Area Captive Insurance Company

3,285,504

TPA Captive Insurance Company

8,171,192

United Business Insurance Co (A Mutual Captive) 4,197,025

United Group Captive Insurance Company

2,406,994

VFH Captive Insurance Company

6,271,430

TOTALS

434,887,792

CAPTIAL & SURPLUS
117,581,509 1,007,575 0
1,775,591 1,148,033 2,084,752 0
1,489,111
72,189
11,586,970 1,681,902 5,668,553 767,491 1,745,314 1,555,005
148,163,995

DIRECT PREMIUM WRITTEN
133,790,482 626,794 0
2,748,821 5,600,336 5,201,199 0
3,365,588
(13,749)
37,768,556 1,531,897 1,844,685 2,725,444 836,474 3,097,635
199,124,162

NET PREMIUM WRITTEN
128,065,834 364,794 0
3,519,824 4,044,483 4,716,380 0
1,867,482
(13,749)
33,991,700 1,010,544 1,305,346 2,270,770 836,474 3,097,635
185,077,517

NET INCOME (LOSS)
14,924,928 (116,694) 0
3,140 (209,074) (622,663) 0
(74,802)
(61,760)
3,052,881 (45,989) 529,738 30,306 318,753 (61,251)
17,667,513

2005 Annual Report

80

Georgia Department of Insurance

GID# THIRDPARTYADMINISTRATOR

ADDRESS

CityStZip

94158 94079 44194 44128 44123 44002 94103 44032 94041 94021 44050 94032 94149 94059 44171 94043 94029 44190 44133 94026 44175 94011 94003 44092 44181 44193 94020 94173 44160 44014 44180 94118 44178 44004 44136 44143 44179 44078

AAFP Insurance Services, Inc.

11400 Tomahawk Creek Parkway, Suite 430 Leawood, KS 66211-2672

ACS Benefit Services, Inc.

8025 North Point Boulevard, Suite 100E Winston-Salem, NC 27106

ACS Health Admin., Inc. d/b/a Rewards Admin.

Building 1, 10 Floor

Dallas, TX 75204

ACS State Healthcare, LLC

9040 Roswell Road, Suite 700

Atlanta, GA 30350

Adjustment Services, Inc.

P.O. Box 81306

Atlanta, GA 30366

Administrative Concepts, Inc.

997 Old Eagle School Road, Suite 215

Wayne, PA 19087-1706

Administrative Services, Inc.

P.O. Box 30098

Tampa, FL 33630-3098

Administrative Systems, Inc.

1310 Mercer Street, Suite 200

Seattle, WA 98109-5588

Affinion Benefits Group, Inc.

400 Duke Drive

Franklin, TN 37067-2700

Affinity Insurance Services, Inc.f/k/a Aon Direct 159 E. County Line Road

Hatboro, PA 19040

Affinity Service Group, Inc.

1940 The Exchange, Suite 200

Atlanta, GA 30339-2002

AGIA, Inc.

1155 Eugenia Place

Carpinteria, CA 93013

Allen J. Flood Companies, Inc., The

2 Madison Avenue

Larchmont, NY 10538

Alliance-One Services, Inc.

CSC Building, M/S 400, 114 West 11th Street Kansas City, MO 64105

Allied Administrators, Inc.

633 Battery Street, 2nd Floor

San Francisco, CA 94111

Allied Claims Administration, Inc.

1675 Terrell Mill Road

Marietta, GA 30067

Allied National, Inc.

P. O. Box 419257

Kansas City, MO 64141

Alternative Service Concepts, LLC

One South Wacker Drive, Suite 2700

Chicago, IL 60606

AlwaysCare Benefits, Inc.

7800 Office Park Boulevard

Baton Rouge, LA 70809

AMA Insurance Agency, Inc.

200 North Lasalle St, Ste 400

Chicago, IL 60601

American Administrative Group, Inc.

130 East Wilson Bridge Road, Suite 310 Worthington, OH 43085-2327

American Insurance Administrators

3070 Riverside Dr., P.O. Box 21090

Columbus, OH 43221-0090

American Professional Risk Services, Inc

1255 McFarland 400 Drive

Alpharetta, GA 30004

American Specialty Health Networks, Inc.

777 Front Street

San Diego, CA 92101

American Specialty Insurance & Risk Services, Inc. P.O. Box 309

Roanoke, IN 46783-0309

American Sterling Insurance Services, Inc.

10975 Grandview Drive, #100

Overland Park, KS 66210

American Trust Administrators, Inc.

P. O. Box 87

Shawnee Mission, KS 66201

AMERIGROUP Corporation f/k/a AMERICAID, Inc. 4425 Corporation Lane, Suite 100

Virginia Beach, VA 23462

Ancillary Care Management, Inc.

10400 Viking Drive, Suite 200

Eden Prairie, MN 55344

APS Healthcare Bethesda, Inc.

8403 Colesville Road, Suite1600

Silver Springs, MD 20910

ASRM, LLC (Third Party Administrator)

509 S. Lenola Road

Moorestown, NJ 08057

Assoc. & Society Insurance Corporation

656 Quince Orchard Road

Gaithersburg, MD 20878-1409

Association Member Benefits Advisors, Ltd .

6034 W. Courtyard Drive, Suite 300

Austin, TX 78730

Association Services, Inc.

P.O. Box 723099

Atlanta, GA 31139-0099

Athens Area Health Plan Select, Inc.

295 West Clayton Street

Athens, GA 30601

Automated Benefit Services

8220 Irving Road

Sterling Heights, MI 48312

Automobile Autosure Services, Inc. d/b/a WGI Ins. 9699 Tierra Grande #201

San Diego, CA 92126

Avesis Third Party Administrators, Inc.

3724 North Third Street, Suite 300

Phoenix, AZ 85012

TYPE

DATE

Comm. Self, L & H Comm. Self, L & H Comm. Self, Cas, L & H Comm. Self, Cas, L & H Comm. Self, Cas, L & H Accident & Sickness L & H Comm. Self, Cas, L & H L & H L & H Comm. Self, Cas, L & H L & H Comm. Self, L & H Life & Annuity Comm. Self, Cas, L & H L & H L & H Comm. Self, Cas, L & H Comm. Self, Cas, L & H Fully Ins. Group Comm. Self, Cas, L & H L & H Comm. Self Ins. Comm. Self, Cas, L & H Comm. Self, Cas, L & H Comm. Self, Cas, L & H Comm. Self, L & H Health Comm. Self, Cas, L & H L & H Comm. Self, Cas, L & H Comm. Self, L & H Comm. Self, Cas, L & H Comm. Self, L & H Comm. Self, Cas, L & H Comm. Self, Cas, L & H Comm. Self, Cas, L & H Comm. Self, Cas, L & H

4/22/97 8/31/95 12/30/05 7/24/03 6/26/03 2/10/98 5/22/96 11/24/99 4/20/95 9/12/94 7/20/99 12/20/94 2/13/97 6/29/95 3/16/05 5/11/95 11/15/94 11/1/05 4/2/04 11/9/94 9/9/05 7/21/94 4/25/94 5/10/01 8/8/05 11/29/05 9/12/94 10/24/97 9/16/04 3/17/98 8/8/05 8/16/96 4/28/05 1/23/98 12/5/03 5/5/04 4/28/05 8/30/02

2005 Annual Report

81

Georgia Department of Insurance

44145 44154 94018 44169 94121 44094 94098 44061 44163 94115 94045 94027 44164 94104 94112 94147 94040 44100 94127 94162 94009 44188 44028 44051 44161 44142 44081 44064 94108 94170 94044 94065 44059 44070 44065 44040 94128 44158 44120 44098 44150 44146 44009 94016 44090

Avon Long Term Care Leaders, LLC

30 Tower Lane

Axia WholeHealth Networks, Inc.

506 Plain Street, Suite 105

Baker Agency, Inc. (The)

P. O. Box 390, 962 Industrial Pkwy.

Bay Bridge Administrators, LLC

P.O. Box 161690

Beneficial Administration Company, Inc.

2505 McCabe Way

Benefit Planners Limited, L.L.P.

194 South Main Street

Benefit Support, Inc.

P.O. Box 2977, 305 Green Street

Benesight, Inc.

5500 Wayzata Boulevard, Suite 500

Benicomp, Inc.

8310 Clinton Park Drive

Bertholon-Rowland Corporation

100 Broadway # 400

Boon-Chapman Benefit Administrators

12301 Research Boulevard, Suite 400

Brentwood Services Administration, Inc.

Post Office Box 1125

Broadspire Services, Inc.

1601 SW 80th Terrace

Cambridge Inegrated Services Group, Inc.

1501 Luna Road, #124

Cannon Cochran Management Services, Inc.

2 E Main Street, Suite 208

CaremarkPCS Health, L.P.

750 W. John Carpenter Freeway, Suite 1200

CBCAAdministrators, Inc.

4150 International Plz, Ste 900

CHCS Services, Inc.

411 North Baylen Street

Chesterfield Resources, Inc.

3520 Forest Lake Drive

Chickering Claims Administrators, Inc.

1 Charles Park

Claims Management Services, Inc.

360 Market Place

CMI Octagon, Inc.

P.O. Box 884

Collins & Company, Inc.

555 River Street

Commerce Benefits Group Agency, Inc.

33479 Lake Road

Common Sense Claims, Inc.

3445 Peachtree Road

Companion Information Management Resources, Inc. I-20 @ Alpine Road

Companion Third Party Administrators, LLC

51 Clemson Road

Consolidated Billing Company

200 E. Las Olas Boulevard

Core Administrative Services, Inc.

515 Mulberry Street, Suite 300

Corporate Benefit Services of America, Inc.

400 Highway 169 South, Suite 800

Covenant Administrators, Inc.

Suite 100, 11330 Lakefield Drive

Coverdell & Company, Inc.

1718 Peachtree Street

Crawford & Company

5620 Glenridge Drive, N.E.

CSC Claims Company

345 North Canal Street, Suite 1403

CTI Administrators, Inc.

100 Court Avenue, Suite 306

Cuenca & Associates Insurance Agency, Inc.

6724 Lockheed Drive, Suite 1

Custard Insurance Adjusters, Inc.

4875 Avalon Ridge Parkway

DAN Services, Inc.

6 West Colony Place, # 200

Davis Vision, Inc.

159 Express Street

DCG Resource Options, LLC

145 Commercial Street

DeCare Dental Health International, LLC

3560 Delta Dental Drive

Definity Health Corporation

1600 Utica Avenue South, Suite 900

Dental Network of America, Inc.

Two TransAm Plaza Drive, Suite 500

Direct Response Ins. Admin. Services, Inc.

7930 Century Boulevard

Disability Insurance Specialists, LLC

1297A Blue Hills Avenue

Avon, CT 06001

Comm. Self, Cas, L & H 5/5/04

Marshfield, MA 02050

Comm. Self, Cas, L & H 5/21/04

Plain Well, MI 49080

L & H

8/31/94

Austin, TX 78746

Comm. Self, Cas, L & H 1/13/05

Irvine, CA 92614-6243

Comm. Self Ins.

9/3/96

Boerne, TX 78006

Comm. Self, Cas, L & H 6/29/01

Gainseville, GA 30503 L & H 3/21/96

Golden Valley, MN 55416 Comm. Self, Cas, L & H 4/17/00

Fort Wayne, IN 46825 Comm. Self, Cas, L & H 11/2/04

NewYork, NY10005-1983 Comm. Self, L & H

9/4/96

Austin, TX 78759 L & H 5/11/95

Brentwood, TN 37024-1125Comm. Self, L & H

12/28/94

Plantation, FL 33324

Comm. Self, Cas, L & H 11/29/05

Carrollton, TX 75006

Comm. Self, L & H

5/21/96

Danville, IL 61832-5850 Comm. Self, L & H

7/5/96

Irving, TX 75039

Comm. Self, L & H

3/3/97

Ft. Worth, TX 76109

L & H

4/20/95

Pensacola, FL 32501

Comm. Self, Cas, L & H 10/11/02

Uniontown, OH 44685 Comm. Self, L & H

9/23/96

Cambridge, MA 02142 L & H

5/21/97

Roswell, GA 30077

Comm. Self Ins.

6/16/94

Dublin, OH 43017-6884 Comm. Self, Cas, L & H 10/4/05

Chattanooga, TN 37405 Comm. Self Ins.

9/30/98

Avon Lake, OH 44012 Comm. Self, Cas, L & H 12/14/99

Atlanta, GA 30326

Comm. Self, Cas, L & H 1/28/05

Columbia, SC 29219

Comm. Self, Cas, L & H 2/11/04

Columbia, SC 29229

Comm. Self, Cas, L & H 1/12/01

Fort Lauderdale, FL 33301 Comm. Self, Cas, L & H 1/28/00

Macon, GA 31201-1755 Comm. Self, L & H

6/20/96

Minneapolis, MN 55426 Comm. Self, L & H

9/10/97

Duluth, GA 30097

Comm. Self, L & H

5/11/95

Atlanta, GA 30309-2409 L & H

7/14/95

Atlanta, GA 30302

Comm. Self, Cas, L & H 12/15/99

Chicago, IL 60606

Comm. Self, Cas, L & H 5/5/00

Des Moines, IA 50309 Comm. Self, Cas, L & H 5/10/00

Redding, CA 96002

L & H

3/29/99

Norcross, GA 30071

Comm. Self, L & H

10/1/96

Durham, NC 27705

Comm. Self, Cas, L & H 8/27/04

Plainview, NY 11803

Comm. Self, Cas, L & H 2/27/03

Portland, ME 04101

Comm. Self, Cas, L & H 10/5/01

Eagan, MN 55122-3166 Comm. Self, Cas, L & H 5/12/04

St. Louis Park, MN 55416 Comm. Self, Cas, L & H 5/5/04

Oakbrook Terrace, IL 60181

L & H

3/17/98

Chanhassen, MN 55317 L & H

8/17/94

Bloomfield, CT 06002 Comm. Self, Cas, L & H 3/8/02

2005 Annual Report

82

Georgia Department of Insurance

44129 44053 44029 44162 94031 44177 44132 44187 44118 44000 44089 44083 44101 44156 94037 44153 94023 44063 44067 94060 44077 44147 94148 94152 44021 44030 44108 94135 44015 94091 44172 94030 44189 44062 44140 94153 94013 44072 44122 94090 44113 94007

Disability Management Alternatives, LLC

9 Farm Springs Road, 1st Floor

Farmington, CT 06032 Comm. Self, Cas, L & H

Disability Management Services, Inc.

300 South State Street

Syracuse, NY 13202

Comm. Self, Cas, L & H

Disability Reinsurance Management Services, Inc. One Riverfront Plaza

Westbrook, ME 04092 Prop, Cas, L & H

DreamLife Administration, LLC

6950 East First Street

Scottsdale, AZ 85251 Comm. Self, Cas, L & H

EBC Mid-America, Inc.

9275 North 49th Street, Suite 300

Milwaukee, WI 53223 Comm. Self, L & H

Employee Beneifts Corporation

1350 Deming Way, Suite 200

Middleton, WI 53562 Comm. Self, Cas, L & H

Employer Plan Services, Inc.

2180 North Loop West, Suite 400

Houston, TX 77018

Comm. Self, Cas, L & H

Employers Direct Health Georgia, Inc.

1027 Walnut Street

Macon, GA 31201

Comm. Self, Cas, L & H

eoscomp, l.l.c.

7776 S. Pointe, Parkway West, Suite 105 Phoenix,AZ 85044

Comm. Self, Cas, L & H

ERC Long Term Care Solutions, Inc.

20 Security Drive, Suite 2

Avon, CT 06001-4272 L & H

Erin Group Administrators, Inc.

1871 Santa Barbara Drive

Lancaster, PA17604-7777 Comm. Self, Cas, L & H

ESIS, Inc.

1601 Chestnut Street

Philadelphia, PA19101 Comm. Self, Cas, L & H

Excess Risk Underwriters, Inc.

255 Alahambra Circle #330

Coral Gables, FL 33134 Comm. Self, Cas, L & H

EXL Service.com (1) Pvt. Ltd.

350 Park Avenue, 10 Floor

New York, NY 10022

Comm. Self, Cas, L & H

F. A. Richard & Associates, Inc.

1625 West Causeway Approach

Mandeville, LA 70471 Prop, Cas, L & H

FARA Benefit Services, Inc.

1625 West Causeway Approach

Mandeville, LA 70471 Comm. Self, Cas, L & H

FCCI Services, Inc.

6300 University Parkway

Sarasota, FL 34240-8424 Comm. Self Ins.

FFVA-AIM, Inc. d/b/a Innovation Employer Benefits P.O. Box 948239

Maitland, FL 32794-8239 Comm. Self, Cas, L & H

First American Administrators, Inc.

P.O. Box 7449

Chandler, AZ 85248

Comm. Self, Cas, L & H

First Oglethorpe Company

P.O. Box 4086

Duluth, GA 30096

Group Self Ins.

Fiserv Health Plan Administrators, Inc.

115 Wausau Avenue

Wausau, WI 54401

CommSelf, Med&Den

Foresight, Inc.

2040 N. Highway 360

Grand Prairie, TX 75050 Comm. Self, Cas, L & H

Forrest T. Jones & Company, Inc.

3130 Broadway

Kansas City, MO 64111 Comm. Self, L & H

Forrest T. Jones Consulting Company

3130 Broadway

Kansas City, MO 64141 Comm. Self, L & H

Foundation Benefits Administrators, Inc.

6300 Bridgepoint Parkway, Bldg 3, Suite 400 Austin, TX 78730

Medical Plans

Fringe Benefits Management Company

3101 Sessions Road

Tallahassee, FL 32303 Accident & Sickness

GAB Robins Risk Management Services, Inc.

9 Campus Drive, Suite 7

Parsippany, NJ 07054 Comm. Self, Cas, L & H

Gallagher Bassett Services, Inc.

The Gallagher Centre, Two Pierce Place Itasca, IL 60143-3141 Comm. Self, L & H

General Agency, Inc., The

1527 Highway 7, P.O. Drawer 30459

Charleston, SC 29417-0459 Dental, Legal & Medical

Georgia Administrative Services, Inc.

1775 Spectrum Dr., Suite 100

Lawrenceville, GA 30043 Comm. Self Ins.

GRASIL, Inc.

P.O. Box 22376

LakeBuenaVista,FL32830 Comm. Self, Cas, L & H

Group Ins. Admin. Of Ga, Inc.

1525 E. 53rd Street, Suite 1002

Chicago, IL 60615-4557 Comm. Self, L & H

Group Resources, Inc.

3080 Premiere Parkway, Suite 100

Duluth, GA 30097-4904 Comm. Self, Cas, L & H

GroupLink, Inc.

6612 E. 75th Street, Suite 200

Indianapolis, IN 46250 Comm. Self, Cas, L & H

Harrington Benefit Services, Inc.

5500 Wayzata Boulevard, Suite 500

Golden Valley, MN 55416 Comm. Self, Cas, L & H

Harvey W. Watt & Company, Inc

.

P.O. Box 20787

Atlanta, GA 30320

Comm. Self, L & H

Health Plan Administrators, Inc.

523 Coleman Center Drive

Rockford, IL 61108

L & H

Health Special Risk, Inc.

4001 North Josey Lane

Carrollton, TX 75007

Comm. Self, Cas, L & H

Healthcare Assurance Corporation

P. O. Box 51686

Knoxville, TN 37950

Comm. Self, Cas, L & H

Healthplan Services, Inc.

P. O. Box 30098

Tampa, FL33630-3098 Comm. Self, L & H

Healthscope Benefits, Inc.

27 Corporate Hill Drive

Little Rock,AR 72205 Comm. Self, Cas, L & H

Hewitt, Coleman & Associates, Inc.

850 South Pleasantburg Dr.

Greenville, SC 29657

Comm. Self, L & H

9/26/03 9/13/99 10/29/98 9/16/04 12/21/94 4/28/05 9/26/03 9/15/05 2/27/03 12/3/97 10/11/02 5/15/02 6/20/02 3/16/05 4/20/95 7/15/04 11/3/94 12/17/99 5/10/00 6/30/95 9/25/00 5/12/04 2/4/97 3/5/97 7/21/98 1/13/99 8/28/02 11/25/96 3/25/98 2/2/96 4/1/05 12/20/94 11/1/05 4/17/00 2/26/04 4/8/97 7/21/94 3/20/01 7/24/03 12/15/95 12/30/02 5/10/94

2005 Annual Report

83

Georgia Department of Insurance

94080 44112 94123 44185 44126 94061
94172 94126 44139 44038 94116 44055 44005 44088 94097 44107 94051 44130 94160 94146 44109 44052 94047 44003 94159 44017 94164 44182 44155 94125 94117 94166 44073 94053 44054 94071 44167 94105 44127 44097 44166 44071 44141 44110

Hilb, Rogal & Hamilton Co. Of Savannah, Inc.

2101 6th Avenue, North, Suite 1200

Birmingham,AL35203 Comm. Self Ins.

Hill Administrative Services, Inc.

P.O. Box 36067

Birmingham,AL35236 Comm. Self, Cas, L & H

Holden & Company, Inc.

20 East Bay Street, PO Box 8327

Savannah, GA 31412

Comm. Self, L & H

HS1 Medical Management, Inc.

801 E. Hallandale Blvd, 2nd Floor, Suite 200 Hallandale, FL 33009

Comm. Self, Cas, L & H

Hunt Insurance Group, Inc. d/b/a HRH TPA Services 3606 Maclay Boulevard South

Tallahassee, FL 32312 Comm. Self, Cas, L & H

IBM Business Transformation

P. O. Box 789

Greenville, SC 29602-0789 L & H

Outsourcing Ins. Svc. Corp.

Innovative Claims Management, Inc.

302 Martin Luther King, Jr. Drive

Fort Valley, GA31030 Comm. Self, L & H

Innovative Resource Group, Inc.

300 N. Executive Drive

Brookfield, WI 53005 Comm. Self, L & H

Insurance Administrative Solutions, LLC

33 N. Garden Avenue, Suite 1100

Clearwater, FL 33755

Comm. Self, Cas, L & H

Insurance Specialists, Inc.

305 Carteret Street

Beaufort, SC 29902

Prop, Cas, L & H

Insurers Administrative Corporation

2101 W. Peoria Avenue, Suite 100

Phoenix,AZ 85029-4928 Comm. Self, L & H

Interstate Specialty Marketing, Inc.

17722 Irvine Boulevard

Tustin, CA 92780

Comm. Self, Cas, L & H

J. Smith Lanier & Co. Administrators, Inc.

47 Postal Parkway, P.O. Box 71489

Newnan, GA 30271-1489 Comm. Self, L & H

JHA, Inc. (Maine)

120 Exchange Street, 3rd Floor

Portland, ME 04101

Comm. Self, Cas, L & H

JLT Services Corporation

13 Cornell Road

Latham, NY 12110

L & H

Kanawha Healthcare Solutions, Inc.

210 South White Street

Lancaster, SC 29720

Comm. Self, Cas, L & H

Kelsey National Corporation

3030 South Bundy Drive

Los Angeles, CA 90066 L & H

Key Benefit Administrators, Inc.

8330 Allison Pointe Trail

Indianapolis, IN 46250 Comm. Self, Cas, L & H

Key Risk Management Services, Inc.

7900 McCloud Road, Suite 300

Greensboro, NC 27409 Comm. Self Ins.

Klais & Company, Inc.

1867 West Market Street

Akron, OH 44313

Comm. Self, L & H

League Inusurance Agency, Inc.

P.O. Box 1080

Branford, CT 06405

Comm. Self, Cas, L & H

Legacy Marketing Group, Inc.

2090 Marina Avenue

Petaluma, CA 94954

Comm. Self, Cas, L & H

Lewer Agency, Inc. (The)

4534 Wornall Road

Kansas City, MO 64111 Comm. Self, L & H

Life of the South Insurance Company

100 West Bay Street

Jacksonville, FL 32231 L & H

LifeCare Assurance Company

21600 Oxnard Street, Suite 1500

Woodland Hills, CA 91367 L & H

LifeWell Ltd. d/b/a LifeWell Health Plans

1701 Barrett Lakes Blvd., Ste. 290

Kennesaw, GA 30144 Health

Long Term Care Group, Inc., The

3780 Kilroy Airport Way, Suite 470

Long Beach, CA 90806 L & H

LOTSolutions, Inc.

205 Dogwood Drive

Nashville, GA 31639

Comm. Self, Cas, L & H

Lumenos, Inc.

1801 N. Beauregard Street, Suite 10

Alexandria, VA22311-1701 Comm. Self, Cas, L & H

Magellan Behavioral Health Systems, LLC

6950 Columbia Gateway Drive

Columbia, MD 21046 Comm. Self, L & H

Maskin Management Corporation

2500 McClellan Avenue, Suite 160

Pennsauken, NJ 08109 Comm. Self, L & H

Mass Benefits Consultants

7212 Poplar Street

Annandale, VA 22003 Comm. Self, L & H

Mass Group Marketing, Inc.

2121 N. Glenville Drive

Richardson, TX 75082 Comm. Self, Cas, L & H

Massmark Administrative Services, Inc.

Post Office Box 770

Concord, NC 28026-6288 L & H

MCA Administrators, Inc.

820 Parish Street

Pittsburgh, PA 15220 Comm. Self, Cas, L & H

McCamish Systems, LLC

6425 Powers Ferry Road, 3rd Floor

Atlanta, GA 30339

Life

Mecury Claims and Assistance of Wisconsin, LLC 1039 Ellis Street

Stevens Point, WI 54481 Comm. Self, Cas, L & H

MedAdmin Solutions, Inc.

1995 North Park Place, Suite 150

Atlanta, GA 30339

Comm. Self, L & H

Medical Group Insurance Services, Inc.

1849 W. North Temple, Building D

Salt Lake City, UT 84116 Comm. Self, Cas, L & H

Medical Mutual Services, LLC

24650 Center Ridge Road, Bldg. 2, Suite 400 Westlake, OH 44145-5620 Comm. Self, Cas, L & H

MedImpact Healthcare Systems, Inc.

10680 Treena Street, 5th Floor

San Diego, CA 92131 Comm. Self, Cas, L & H

MedSolutions, Inc.

730 Cool Springs Boulevard, Suite 800

Franklin, TN 37067

Comm. Self, Cas, L & H

Mental Health Network Institutional Services, Inc. 9606 North Mopac Expressway, Suite 600 Austin, TX 78759

Comm. Self, Cas, L & H

Mid-America National Agency, Inc.

P.O. Box 896

ShawneeMission,KS66201 Comm. Self, Cas, L & H

10/16/95 12/6/02 1/21/97 9/15/05 7/24/03 7/6/95
8/28/97 9/20/96 11/7/03 3/2/99 8/12/96 9/29/99 1/26/98 8/14/01 5/6/96 7/31/02 6/29/95 9/26/03 5/21/97 2/4/97 8/28/02 5/5/00 5/23/95 12/31/97 5/6/97 6/23/98 6/18/97 8/8/05 7/15/04 9/20/96 8/16/96 6/13/97 4/10/01 7/6/95 12/15/99 8/1/95 12/21/04 6/25/96 6/26/03 1/29/02 4/1/05 6/5/00 5/5/04 8/30/02

2005 Annual Report

84

Georgia Department of Insurance

44026 44186 94167 94067 94046 44076 94110 94100 94077 44152 44137 44157 44183 94069 44131 94155 44144 44045 94140 94084 44135 44047 44151 94131 44016 94010 94081 44042 44080 44174 94068 94129 44095 44082 94143 44170 44117 94176 44035 44176 44116 44121 44138 44125 94137

Morgan-White Administrators, Inc.

407 Briarwood Drive, Ste. 201

National Employee Benefit Companies, Inc.

16 International Way

National Plan Administrators

P.O. Box 161630

North American Benefits Company

530 East Swedesford Rd, Suite 100

North American Benefits Network, Inc.

19800 Detroit Road

Olde South Insurance Consulting Services, Inc.

P.O. Box 491540

Olympic Health Management Systems,Inc

2219 Rimland Drive

PacifiCare Health Plan Administrators, Inc.

P.O. Box 25032

Paragon Benefits, Inc.

P.O. Box 12288

Paylogix, LLC

1025 Old Country Road, Suite 310

Perot Systems Business Process Solutions, Inc.

2300 West Plano Parkway

Physicians Captives, LLC

113 East Jackson Street

Pioneer Management Systems, Inc.

123 Interstate Drive

Pittman & Associates, Inc.

P. O. Box 111047

Plan Benefit Services, Inc.

11910 Volente Road

Planned Administrators, Inc.

8906 Two Notch Road, Suite 200

Policy Studies, Inc.

1899 Wynkoop Street, Suite 300

Preferred Care, Inc.

1300 Virginia Drive, Suite 315

Princeton Corporation, The

600 Princeton Parkway

Private Medical-Care, Inc.

12898 Towne Center Drive

Rebsamen Insurance, Inc. d/b/a Crockett Adjustment 1500 Riverfront Drive, P.O. Box 3198

Risk Enterprise Management Limited

2540 Route 130, Suite 109

S. B. Howard & Company, Inc.

2501 N. 14th Place, # B

Seabury & Smith, Inc.

1776 West Lakes Parkway

Secure Health Plans of Georgia, L.L.C

3920 Arkwright Road, Suite 405

Sedgwick Claims Management Services, Inc.

1000 Ridgeway Loop Road

Selman And Company

6110 Parkland Boulevard

SHPS Human Resource Solutions, Inc.

9200 Shelbyville Road, Suite 700

Specialty Benefits, Inc.

1712 Magnavox Way

SQM Administrators, Inc.

13 Cornell Road

Stowe Associates

2951 Flowers Road South, Suite 217

Strategic Resource Company

221 Dawson Road

Student Assurance Services, Inc.

333 North Main Street

Student Plans, Inc.

1730 Park Street, Suite 207

Talcor Services, Inc.

2081 North Oak Drive

Texas International Life Insurance Company

6300 Bridgepoint Pkwy, Building 1, Ste 340

The Commerce Group Southeast, LLC

33479 Lake Road

The Financial Group, Inc.

100 James Boulevard, Suite 150

The Loomis Company

850 N. Park Road, P.O. Box 7011

The Managing Agency Group, Inc.

One Enterprise Drive, Suite 210

The Sanford Company

4025 Vineville Avenue

The Schaffer Companies, Ltd.

9940 Franklin Square Drive, Suite H

The Sheffield Group

1800 Corporate Drive

The Vanguard Group, Inc.

100 Vanguard Boulevard

Total Plan Services, Inc.

14001 Dallas Parkway North, Suite 700

Jackson, MS 39206

Health & Dental

Warwick, RI 02886

Comm. Self, Cas, L & H

Austin, TX 78716

Comm. Self, L & H

Wayne, PA 19087

L & H

Cleveland, OH 44116

Comm. Self, L & H

Lawrenceville, GA 30049 Comm. Self, Cas, L & H

Bellingham, WA98226 L & H

SantaAna, CA 92799-5032 Comm. Self, L & H

Columbus, GA 31917

Health & Dental

Westbury, NY 11590

Comm. Self, Cas, L & H

Plano, TX 75075

Comm. Self, Cas, L & H

Thomasville, GA 31792 Comm. Self, Cas, L & H

W. Springfield, MA 01090 Comm. Self, Cas, L & H

Memphis, TN 38111

Comm. Self, L & H

Austin, TX 78726

Comm. Self, Cas, L & H

Columbia, SC 29223

Comm. Self, L & H

Denver, CO 80202

Comm. Self, Cas, L & H

Ft. Washington, PA 19034 Comm. Self, Cas, L & H

Kentland, IN 47951

Comm. Self, L & H

Cerritos, CA 90703

L & H

Little Rock,AR 72203-3198 Comm. Self, Cas, L & H

Cranberry, NJ 08512-3519 Comm. Self, Cas, L & H

Rogers, AR 72756

Comm. Self, Cas, L & H

W. Des Moines, IA 50398 Comm. Self, L & H

Macon, GA 31210

Comm. Self, Cas, L & H

Memphis, TN 38120

Comm. Self, L & H

Cleveland, OH 44124-4187 L & H

Louisville, KY 40299

Comm. Self, Cas, L & H

Fort Wayne, IN 46804 Comm. Self, Cas, L & H

Latham, NY 12110

Comm. Self, Cas, L & H

Atlanta, GA 30341

Comm. Self, L & H

Columbia, SC 29233

Comm. Self, L & H

Stillwater, MN 55082-0196 Comm. Self, Cas, L & H

Naperville, IL 60563-1242 Comm. Self, Cas, L & H

Lawrenceville, GA 30244 Comm. Self, L & H

Austin, TX 78730

Comm. Self, Cas, L & H

Avon Lake, OH 44012 Comm. Self, Cas, L & H

Saint Rose, LA 70087-4059 L & H

Wyomissing, PA 19610 Comm. Self, Cas, L & H

Shelton, CT 06484

Comm. Self, Cas, L & H

Macon, GA 31210

Comm. Self, Cas, L & H

Baltimore, MD 21236

Comm. Self, Cas, L & H

Birmingham,AL35242 Comm. Self, Cas, L & H

Malvern, PA 19355

Comm. Self, Cas, L & H

Dallas, TX 75240

Comm. Self, L & H

8/20/98 9/15/05 6/18/97 7/14/95 5/15/95 9/29/00 7/1/96 5/2/96 8/31/95 6/17/04 8/8/05 7/1/04 8/8/05 8/1/95 5/21/04 4/16/97 5/5/04 8/24/99 12/31/96 11/9/95 9/26/03 7/13/99 5/12/04 11/21/96 6/9/98 6/24/94 10/16/95 5/25/99 12/4/00 5/27/05 8/24/95 10/7/96 10/5/01 11/10/00 1/21/97 3/16/05 2/27/03 10/24/97 5/3/99 11/1/05 2/14/03 4/21/03 5/5/04 7/24/03 12/16/96

2005 Annual Report

85

Georgia Department of Insurance

44149 44043 94134 94012 44087 94048 44173 44168 44105 44124 44104 44184 44001 94141 94093 94042 44036 44192

Tower Administrative Services, Inc. Towers Administrators, Inc. Transaction Applications Group, Inc. Trip Mate, Inc. Trustmark Voluntary Benefit Solutions, Inc. Underwriters Safety & Claims, Inc. Unisource Administrators, Inc. United Concordia Companies, Inc. United Group Programs, Inc. (Florida) Universal Fidelity Administrators Company US Administrators, LLC Valence Health, Inc. ValueOptions, Inc. f/k/a FHC Options, Inc. Vision Financial Corporation Wakely And Associates, Inc. Ward North America, LP Worldwide Insurance Services, Inc. Zenith Administrators, Inc.

8 Marticville Road 420 Lexington Avenue, Suite 2031 421 South 9th Street, Suite 222 9225 Ward Parkway, Suite 2 1035 West Glen Oaks Lane, Suite 200 1700 Eastpoint Parkway 5951 Cattleridge Boulevard, Suite 200 4401 Deer Path Road DPLR4 902 Clint Moore Road, Suite 146 2211 North Highway 81 2839 Paces Ferry Road, Suite 440 600 W. Jackson Boulevard, Suite 750 240 Corporate Boulevard 17 Church Street, P.O. Box 506 33 North Garden Avenue, Suite 1100 610 West Ash Street, Suite 1900 10317 Lynnhaven Place 11100 Wayzata Boulevard

Lancaster, PA 17603

Comm. Self, Cas, L & H

New York, NY 10170

Comm. Self, Cas, L & H

Lincoln, NE 68508

Comm. Self, L & H

Kansas City, MO 64114 L, A & S

Mequon, WI 53092-3395 Comm. Self, Cas, L & H

Louisville, KY 40223

CommSelf, Med&Den

Sarasota, FL 34232

Comm. Self, Cas, L & H

Harrisburg, PA 17110 Comm. Self, Cas, L & H

Boca Raton, FL 33487 Comm. Self, Cas, L & H

Duncan, OK 73533

Comm. Self, Cas, L & H

Atlanta, GA 30339

Comm. Self, Cas, L & H

Chicago, IL 60661

Comm. Self, Cas, L & H

Norfolk, VA 23502

L & H

Keene, NH 03431-0506 Comm. Self, L & H

Clearwater, FL33755-6606 L & H

San Diego, CA 92101 L & H, Student, A & S

Oakton, VA 22124

Comm. Self, Cas, L & H

Minnetonka, MN 55305 Comm. Self, Cas, L & H

5/12/04 5/25/99 11/15/96 7/21/94 12/6/02 5/15/95 6/10/05 1/13/05 3/8/02 5/5/03 7/8/02 9/15/05 2/6/98 1/2/97 3/4/96 4/20/95 2/27/99 11/29/05

2005 Annual Report

86

Georgia Department of Insurance

COMPANY NAME

TOTAL ASSETS

CAPTIAL & SURPLUS

DIRECT PREMIUM WRITTEN

Atlantic Title Insurance Co. Attorneys Title Insurance Fund, Inc. Censtar Title Insurance Company Chicago Title Insurance Co. Commerce Title Insurance Company Commonwealth Land Title Insurance Co. Conestoga Title Insurance Company Fidelity National Title Insurance Company First American Title Insurance Co. First American Title Insurance Co. NC Investors Title Insurance Co. Lawyers Title Insurance Corp. National Title Insurance Co. National Title Insurance of NY Inc. Old Republic National Title Insurance Co. Security Title Guarantee Corp. of Baltimore Security Union Title Insurance Co. Southern Title Insurance Corp. Stewart Title Guaranty Co. Ticor Title Insurance Co. Ticor Title Insurance Co. of FL Title Insurance Company of America Transnation Title Insurance Co. United General Title Insurance Co.

9,924,049 298,166,408 23,792,142 1,542,905,336 18,609,074 769,326,153 9,031,362 921,743,960 2,119,968,165 8,371,072 100,257,033 707,608,723 4,269,256 18,548,591 495,531,059 14,836,036 108,850,718 19,481,762 1,016,661,194 273,641,144 144,526,813 13,772,657 193,486,638 64,629,373

4,764,263 138,624,439 21,179,144 385,826,750 6,810,356 198,389,869 4,010,182 293,247,411 877,882,146 8,155,215 50,473,518 225,800,152 2,816,671 6,638,703 116,093,295 4,423,104 63,223,090 8,160,238 488,193,002 74,944,826 40,660,194 9,956,366 81,661,373 18,036,634

85,718 0 0 619,265,203 281,752 271,056,953 666,123 397,077,084 933,814,358 0 35,408,564 452,209,218 295,137 -3,381,607 49,653,117 1,189,769 28,536,496 3,090,705 136,716,404 93,667,435 26,567,544 7,262 168,967,177 13,787,420

TOTALS

8,897,938,718 3,129,970,941 3,228,961,832

GROSS PREMIUM WRITTEN
5,121,157 488,293,708 50,542,556 2,505,765,716 55,762,901 1,358,639,371 20,030,838 1,856,502,863 4,234,607,955 43,109 74,668,420 1,431,254,921 2,859,143 -2,772,624 966,835,585 30,575,776 84,306,768 46,414,972 1,793,476,560 351,438,545 356,874,540 18,769,536 451,012,589 202,126,411
16,383,151,316

NET INCOME (LOSS)
-1,361,301 30,477,425 4,095,663 193,883,805 2,338,834 70,520,340 -492,678 139,099,895 246,513,902 -30,705 9,239,013 37,794,000 59,715 -1,672,100 31,093,756 -602,031 12,108,164 1,284,844 56,448,500 29,728,363 14,251,797 859,005 16,017,055 -3,950,296
887,704,965